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      BEAR
        STEARNS ASSET BACKED SECURITIES I LLC

       

      Depositor,

       

      EMC
        MORTGAGE CORPORATION

       

      Seller
        and Master Servicer

       

      and

       

      LASALLE
        BANK NATIONAL ASSOCIATION

       

      Trustee

       

      ____________________

       

      POOLING
        AND SERVICING AGREEMENT

       

      Dated
        as
        of August 1, 2006

       

      ________________________________________

       

      BEAR
        STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE7

       

      ASSET-BACKED
        CERTIFICATES, SERIES 2006-HE7

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      TABLE
        OF
        CONTENTS

      

      
        	
                ARTICLE
                  I

              
	
                DEFINITIONS

              
	
                Section
                  1.01

              	
                Defined
                  Terms.

              
	
                Section
                  1.02

              	
                Allocation
                  of Certain Interest Shortfalls.

              
	 	 
	
                ARTICLE
                  II

              
	
                CONVEYANCE
                  OF TRUST FUND

              
	
                Section
                  2.01

              	
                Conveyance
                  of Trust Fund.

              
	
                Section
                  2.02

              	
                Acceptance
                  of the Mortgage Loans.

              
	
                Section
                  2.03

              	
                Representations,
                  Warranties and Covenants of the Master Servicer and The
                  Seller.

              
	
                Section
                  2.04

              	
                Representations
                  and Warranties of the Depositor.

              
	
                Section
                  2.05

              	
                Delivery
                  of Opinion of Counsel in Connection with Substitutions and
                  Repurchases.

              
	
                Section
                  2.06

              	
                Countersignature
                  and Delivery of Certificates.

              
	
                Section
                  2.07

              	
                Purposes
                  and Powers of the Trust.

              
	 	 
	
                ARTICLE
                  III

              
	
                ADMINISTRATION
                  AND SERVICING OF THE MORTGAGE LOANS

              
	
                Section
                  3.01

              	
                The
                  Master Servicer to act as Master Servicer.

              
	
                Section
                  3.02

              	
                Due-on-Sale
                  Clauses; Assumption Agreements.

              
	
                Section
                  3.03

              	
                Subservicers.

              
	
                Section
                  3.04

              	
                Documents,
                  Records and Funds in Possession of the Master Servicer To Be Held
                  for
                  Trustee.

              
	
                Section
                  3.05

              	
                Maintenance
                  of Hazard Insurance.

              
	
                Section
                  3.06

              	
                Presentment
                  of Claims and Collection of Proceeds.

              
	
                Section
                  3.07

              	
                Maintenance
                  of the Primary Mortgage Insurance Policies.

              
	
                Section
                  3.08

              	
                Fidelity
                  Bond, Errors and Omissions Insurance.

              
	
                Section
                  3.09

              	
                Realization
                  Upon Defaulted Mortgage Loans; Determination of Excess Liquidation
                  Proceeds and Realized Losses; Repurchases of Certain Mortgage
                  Loans.

              
	
                Section
                  3.10

              	
                Servicing
                  Compensation.

              
	
                Section
                  3.11

              	
                REO
                  Property.

              
	
                Section
                  3.12

              	
                Liquidation
                  Reports.

              
	
                Section
                  3.13

              	
                Annual
                  Statement as to Compliance.

              
	
                Section
                  3.14

              	
                Assessments
                  of Compliance and Attestation Reports.

              
	
                Section
                  3.15

              	
                Books
                  and Records.

              
	
                Section
                  3.16

              	
                Reports
                  Filed with Securities and Exchange Commission.

              
	
                Section
                  3.17

              	
                Intention
                  of the Parties and Interpretation.

              
	
                Section
                  3.18

              	
                UCC.

              
	
                Section
                  3.19

              	
                Optional
                  Purchase of Certain Mortgage Loans.

              
	
                Section
                  3.20

              	
                Obligations
                  of the Master Servicer in Respect of Mortgage Rates and Scheduled
                  Payments.

              
	
                Section
                  3.21

              	
                Group
                  I Reserve Fund; Payments to and from Swap Administrator; Group
                  I
                  Supplemental Interest Trust.

              
	
                Section
                  3.22

              	
                Group
                  II Reserve Fund; Payments to and from Swap Administrator; Group
                  II
                  Supplemental Interest Trust.

              
	
                Section
                  3.23

              	
                Tax
                  Treatment of Class IO Distribution Amounts in the Event of
                  Resecuritization of Class A Certificates or Class M
                  Certificates.

              
	
                Section
                  3.24

              	
                Advancing
                  Facility.

              
	 	 
	
                ARTICLE
                  IV

              
	
                ACCOUNTS

              
	
                Section
                  4.01

              	
                Collection
                  of Mortgage Loan Payments; Protected Account.

              
	
                Section
                  4.02

              	
                Permitted
                  Withdrawals From the Protected Account.

              
	
                Section
                  4.03

              	
                Collection
                  of Taxes; Assessments and Similar Items; Escrow
                  Accounts.

              
	
                Section
                  4.04

              	
                Distribution
                  Account.

              
	
                Section
                  4.05

              	
                Permitted
                  Withdrawals and Transfers from the Distribution
                  Account.

              
	
                Section
                  4.06

              	
                Class
                  I-P Certificate Account.

              
	
                Section
                  4.07

              	
                Class
                  II-P Certificate Account.

              
	 	 
	
                ARTICLE
                  V

              
	
                DISTRIBUTIONS
                  AND ADVANCES

              
	
                Section
                  5.01

              	
                Advances.

              
	
                Section
                  5.02

              	
                Compensating
                  Interest Payments.

              
	
                Section
                  5.03

              	
                REMIC
                  Distributions.

              
	
                Section
                  5.04

              	
                Distributions.

              
	
                Section
                  5.05

              	
                Allocation
                  of Realized Losses.

              
	
                Section
                  5.06

              	
                Monthly
                  Statements to Certificateholders.

              
	
                Section
                  5.07

              	
                REMIC
                  Designations and REMIC Distributions.

              
	 	 
	
                ARTICLE
                  VI

              
	
                THE
                  CERTIFICATES

              
	
                Section
                  6.01

              	
                The
                  Certificates.

              
	
                Section
                  6.02

              	
                Certificate
                  Register; Registration of Transfer and Exchange of
                  Certificates.

              
	
                Section
                  6.03

              	
                Mutilated,
                  Destroyed, Lost or Stolen Certificates.

              
	
                Section
                  6.04

              	
                Persons
                  Deemed Owners.

              
	
                Section
                  6.05

              	
                Access
                  to List of Certificateholders’ Names and Addresses.

              
	
                Section
                  6.06

              	
                Book-Entry
                  Certificates.

              
	
                Section
                  6.07

              	
                Notices
                  to Depository.

              
	
                Section
                  6.08

              	
                Definitive
                  Certificates.

              
	
                Section
                  6.09

              	
                Maintenance
                  of Office or Agency.

              
	 	 
	
                ARTICLE
                  VII

              
	
                THE
                  DEPOSITOR AND THE MASTER SERVICER

              
	
                Section
                  7.01

              	
                Liabilities
                  of the Depositor and the Master Servicer.

              
	
                Section
                  7.02

              	
                Merger
                  or Consolidation of the Depositor or the Master
                  Servicer.

              
	
                Section
                  7.03

              	
                Indemnification
                  of the Trustee and the Master Servicer.

              
	
                Section
                  7.04

              	
                Limitations
                  on Liability of the Depositor, the Master Servicer and
                  Others.

              
	
                Section
                  7.05

              	
                Master
                  Servicer Not to Resign.

              
	
                Section
                  7.06

              	
                Successor
                  Master Servicer.

              
	
                Section
                  7.07

              	
                Sale
                  and Assignment of Master Servicing.

              
	 	 
	
                ARTICLE
                  VIII

              
	
                DEFAULT;
                  TERMINATION OF MASTER SERVICER

              
	
                Section
                  8.01

              	
                Events
                  of Default.

              
	
                Section
                  8.02

              	
                Trustee
                  to Act; Appointment of Successor.

              
	
                Section
                  8.03

              	
                Notification
                  to Certificateholders.

              
	
                Section
                  8.04

              	
                Waiver
                  of Defaults.

              
	 	 
	
                ARTICLE
                  IX

              
	
                CONCERNING
                  THE TRUSTEE

              
	
                Section
                  9.01

              	
                Duties
                  of Trustee.

              
	
                Section
                  9.02

              	
                Certain
                  Matters Affecting the Trustee.

              
	
                Section
                  9.03

              	
                Trustee
                  Not Liable for Certificates or Mortgage Loans.

              
	
                Section
                  9.04

              	
                Trustee
                  May Own Certificates.

              
	
                Section
                  9.05

              	
                Trustee’s
                  Fees and Expenses.

              
	
                Section
                  9.06

              	
                Eligibility
                  Requirements for Trustee.

              
	
                Section
                  9.07

              	
                Insurance.

              
	
                Section
                  9.08

              	
                Resignation
                  and Removal of Trustee.

              
	
                Section
                  9.09

              	
                Successor
                  Trustee.

              
	
                Section
                  9.10

              	
                Merger
                  or Consolidation of Trustee.

              
	
                Section
                  9.11

              	
                Appointment
                  of Co-Trustee or Separate Trustee.

              
	
                Section
                  9.12

              	
                Tax
                  Matters.

              
	 	 
	
                ARTICLE
                  X

              
	
                TERMINATION

              
	
                Section
                  10.01

              	
                Termination
                  upon Liquidation or Repurchase of all Mortgage Loans.

              
	
                Section
                  10.02

              	
                Final
                  Distribution on the Certificates.

              
	
                Section
                  10.03

              	
                Additional
                  Termination Requirements.

              
	 	 
	
                ARTICLE
                  XI

              
	
                MISCELLANEOUS
                  PROVISIONS

              
	
                Section
                  11.01

              	
                Amendment.

              
	
                Section
                  11.02

              	
                Recordation
                  of Agreement; Counterparts.

              
	
                Section
                  11.03

              	
                Governing
                  Law.

              
	
                Section
                  11.04

              	
                Intention
                  of Parties.

              
	
                Section
                  11.05

              	
                Notices.

              
	
                Section
                  11.06

              	
                Severability
                  of Provisions.

              
	
                Section
                  11.07

              	
                Assignment.

              
	
                Section
                  11.08

              	
                Limitation
                  on Rights of Certificateholders.

              
	
                Section
                  11.09

              	
                Inspection
                  and Audit Rights.

              
	
                Section
                  11.10

              	
                Certificates
                  Nonassessable and Fully Paid.

              
	
                Section
                  11.11

              	
                Third
                  Party Rights.

              

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      Exhibits

       

      
        	
                Exhibit
                  A-1

              	
                Form
                  of Class A Certificates

              
	
                Exhibit
                  A-2

              	
                Form
                  of Class M Certificates

              
	
                Exhibit
                  A-3

              	
                Form
                  of Class P Certificates

              
	
                Exhibit
                  A-4

              	
                Form
                  of Class CE Certificates

              
	
                Exhibit
                  A-5

              	
                Form
                  of Class R Certificates

              
	
                Exhibit
                  B

              	
                Mortgage
                  Loan Schedule

              
	
                Exhibit
                  C

              	
                Form
                  of Transfer Affidavit

              
	
                Exhibit
                  D

              	
                Form
                  of Transferor Certificate

              
	
                Exhibit
                  E

              	
                Form
                  of Investment Letter (Non-Rule 144A)

              
	
                Exhibit
                  F

              	
                Form
                  of Rule 144A and Related Matters Certificate

              
	
                Exhibit
                  G

              	
                Form
                  of Request for Release

              
	
                Exhibit
                  H

              	
                DTC
                  Letter of Representations

              
	
                Exhibit
                  I

              	
                Schedule
                  of Mortgage Loans with Lost Notes

              
	
                Exhibit
                  J

              	
                Form
                  of Custodial Agreement

              
	
                Exhibit
                  K

              	
                Form
                  of Back-Up Certification

              
	
                Exhibit
                  L

              	
                Form
                  of Mortgage Loan Purchase Agreement

              
	
                Exhibit
                  M

              	
                Group
                  I Swap Agreement

              
	
                Exhibit
                  N

              	
                Group
                  II Swap Agreement

              
	
                Exhibit
                  O

              	
                [Reserved]

              
	
                Exhibit
                  P 

              	
                Servicing
                  Criteria to Be Addressed in Assessment of Compliance

              
	
                Exhibit
                  Q

              	
                Form
                  10-D, Form 8-K and Form 10-K Reporting Responsibility

              
	
                Exhibit
                  R

              	
                Additional
                  Disclosure Notification

              

      

      

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

      POOLING
        AND SERVICING AGREEMENT, dated as of August 1, 2006, among BEAR STEARNS ASSET
        BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor
        (the
“Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in
        such capacity, the “Seller”) and as master servicer (in such capacity, the
“Master Servicer”), and LASALLE BANK NATIONAL ASSOCIATION, a national banking
        association, as trustee (the “Trustee”).

       

      PRELIMINARY
        STATEMENT

       

      REMIC
        I

       

      The
        Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee
        in return for the Certificates.

       

      As
        provided herein, the Trustee will elect to treat the segregated pool of assets
        consisting of the Group I Mortgage Loans and certain other related assets
        subject to this Agreement (other than the Group I Reserve Fund, any related
        Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Group
        I
        Supplemental Interest Trust, the Group I Swap Agreement, the Group I Swap
        Account and any rights or obligations in respect of the Swap Administration
        Agreement) as a REMIC (as defined herein) for federal income tax purposes,
        and
        such segregated pool of assets will be designated as “REMIC I”. The Class I-R-1
        Certificates will be the sole class of Residual Interests (as defined herein)
        in
        REMIC I for purposes of the REMIC Provisions (as defined herein). The following
        table irrevocably sets forth the designation, the Uncertificated REMIC I
        Pass-Through Rate, the initial Uncertificated Principal Balance and, for
        purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the
        “latest possible maturity date” for each of the REMIC I Regular Interests (as
        defined herein). None of the REMIC I Regular Interests will be
        certificated.

       

      
        	
                Designation

              	
                Uncertificated
                  REMIC I 

                Pass-Through
                  Rate

              	
                Initial
                  Uncertificated Principal Balance

              	
                Latest
                  Possible Maturity Date (1)

              
	
                I-1-A

              	
                Variable(2)

              	
                $

              	
                1,093,659.04

              	
                September
                  25, 2036

              
	
                I-1-B

              	
                Variable(2)

              	
                $

              	
                1,093,659.04

              	
                September
                  25, 2036

              
	
                I-2-A

              	
                Variable(2)

              	
                $

              	
                1,380,302.56

              	
                September
                  25, 2036

              
	
                I-2-B

              	
                Variable(2)

              	
                $

              	
                1,380,302.56

              	
                September
                  25, 2036

              
	
                I-3-A

              	
                Variable(2)

              	
                $

              	
                1,665,750.76

              	
                September
                  25, 2036

              
	
                I-3-B

              	
                Variable(2)

              	
                $

              	
                1,665,750.76

              	
                September
                  25, 2036

              
	
                I-4-A

              	
                Variable(2)

              	
                $

              	
                1,947,494.94

              	
                September
                  25, 2036

              
	
                I-4-B

              	
                Variable(2)

              	
                $

              	
                1,947,494.94

              	
                September
                  25, 2036

              
	
                I-5-A

              	
                Variable(2)

              	
                $

              	
                2,222,929.79

              	
                September
                  25, 2036

              
	
                I-5-B

              	
                Variable(2)

              	
                $

              	
                2,222,929.79

              	
                September
                  25, 2036

              
	
                I-6-A

              	
                Variable(2)

              	
                $

              	
                2,489,383.09

              	
                September
                  25, 2036

              
	
                I-6-B

              	
                Variable(2)

              	
                $

              	
                2,489,383.09

              	
                September
                  25, 2036

              
	
                I-7-A

              	
                Variable(2)

              	
                $

              	
                2,744,149.03

              	
                September
                  25, 2036

              
	
                I-7-B

              	
                Variable(2)

              	
                $

              	
                2,744,149.03

              	
                September
                  25, 2036

              
	
                I-8-A

              	
                Variable(2)

              	
                $

              	
                2,974,438.68

              	
                September
                  25, 2036

              
	
                I-8-B

              	
                Variable(2)

              	
                $

              	
                2,974,438.68

              	
                September
                  25, 2036

              
	
                I-9-A

              	
                Variable(2)

              	
                $

              	
                3,187,097.36

              	
                September
                  25, 2036

              
	
                I-9-B

              	
                Variable(2)

              	
                $

              	
                3,187,097.36

              	
                September
                  25, 2036

              
	
                I-10-A

              	
                Variable(2)

              	
                $

              	
                3,297,419.05

              	
                September
                  25, 2036

              
	
                I-10-B

              	
                Variable(2)

              	
                $

              	
                3,297,419.05

              	
                September
                  25, 2036

              
	
                I-11-A

              	
                Variable(2)

              	
                $

              	
                3,155,673.33

              	
                September
                  25, 2036

              
	
                I-11-B

              	
                Variable(2)

              	
                $

              	
                3,155,673.33

              	
                September
                  25, 2036

              
	
                I-12-A

              	
                Variable(2)

              	
                $

              	
                3,012,167.42

              	
                September
                  25, 2036

              
	
                I-12-B

              	
                Variable(2)

              	
                $

              	
                3,012,167.42

              	
                September
                  25, 2036

              
	
                I-13-A

              	
                Variable(2)

              	
                $

              	
                2,875,253.91

              	
                September
                  25, 2036

              
	
                I-13-B

              	
                Variable(2)

              	
                $

              	
                2,875,253.91

              	
                September
                  25, 2036

              
	
                I-14-A

              	
                Variable(2)

              	
                $

              	
                2,744,627.80

              	
                September
                  25, 2036

              
	
                I-14-B

              	
                Variable(2)

              	
                $

              	
                2,744,627.80

              	
                September
                  25, 2036

              
	
                I-15-A

              	
                Variable(2)

              	
                $

              	
                2,619,998.35

              	
                September
                  25, 2036

              
	
                I-15-B

              	
                Variable(2)

              	
                $

              	
                2,619,998.35

              	
                September
                  25, 2036

              
	
                I-16-A

              	
                Variable(2)

              	
                $

              	
                2,501,088.25

              	
                September
                  25, 2036

              
	
                I-16-B

              	
                Variable(2)

              	
                $

              	
                2,501,088.25

              	
                September
                  25, 2036

              
	
                I-17-A

              	
                Variable(2)

              	
                $

              	
                2,387,633.09

              	
                September
                  25, 2036

              
	
                I-17-B

              	
                Variable(2)

              	
                $

              	
                2,387,633.09

              	
                September
                  25, 2036

              
	
                I-18-A

              	
                Variable(2)

              	
                $

              	
                2,279,380.79

              	
                September
                  25, 2036

              
	
                I-18-B

              	
                Variable(2)

              	
                $

              	
                2,279,380.79

              	
                September
                  25, 2036

              
	
                I-19-A

              	
                Variable(2)

              	
                $

              	
                2,176,090.92

              	
                September
                  25, 2036

              
	
                I-19-B

              	
                Variable(2)

              	
                $

              	
                2,176,090.92

              	
                September
                  25, 2036

              
	
                I-20-A

              	
                Variable(2)

              	
                $

              	
                2,077,792.42

              	
                September
                  25, 2036

              
	
                I-20-B

              	
                Variable(2)

              	
                $

              	
                2,077,792.42

              	
                September
                  25, 2036

              
	
                I-21-A

              	
                Variable(2)

              	
                $

              	
                1,983,740.00

              	
                September
                  25, 2036

              
	
                I-21-B

              	
                Variable(2)

              	
                $

              	
                1,983,740.00

              	
                September
                  25, 2036

              
	
                I-22-A

              	
                Variable(2)

              	
                $

              	
                1,893,369.67

              	
                September
                  25, 2036

              
	
                I-22-B

              	
                Variable(2)

              	
                $

              	
                1,893,369.67

              	
                September
                  25, 2036

              
	
                I-23-A

              	
                Variable(2)

              	
                $

              	
                1,803,569.09

              	
                September
                  25, 2036

              
	
                I-23-B

              	
                Variable(2)

              	
                $

              	
                1,803,569.09

              	
                September
                  25, 2036

              
	
                I-24-A

              	
                Variable(2)

              	
                $

              	
                1,722,266.22

              	
                September
                  25, 2036

              
	
                I-24-B

              	
                Variable(2)

              	
                $

              	
                1,722,266.22

              	
                September
                  25, 2036

              
	
                I-25-A

              	
                Variable(2)

              	
                $

              	
                1,644,673.14

              	
                September
                  25, 2036

              
	
                I-25-B

              	
                Variable(2)

              	
                $

              	
                1,644,673.14

              	
                September
                  25, 2036

              
	
                I-26-A

              	
                Variable(2)

              	
                $

              	
                1,570,582.96

              	
                September
                  25, 2036

              
	
                I-26-B

              	
                Variable(2)

              	
                $

              	
                1,570,582.96

              	
                September
                  25, 2036

              
	
                I-27-A

              	
                Variable(2)

              	
                $

              	
                1,499,906.52

              	
                September
                  25, 2036

              
	
                I-27-B

              	
                Variable(2)

              	
                $

              	
                1,499,906.52

              	
                September
                  25, 2036

              
	
                I-28-A

              	
                Variable(2)

              	
                $

              	
                1,432,452.79

              	
                September
                  25, 2036

              
	
                I-28-B

              	
                Variable(2)

              	
                $

              	
                1,432,452.79

              	
                September
                  25, 2036

              
	
                I-29-A

              	
                Variable(2)

              	
                $

              	
                1,368,032.84

              	
                September
                  25, 2036

              
	
                I-29-B

              	
                Variable(2)

              	
                $

              	
                1,368,032.84

              	
                September
                  25, 2036

              
	
                I-30-A

              	
                Variable(2)

              	
                $

              	
                1,306,586.45

              	
                September
                  25, 2036

              
	
                I-30-B

              	
                Variable(2)

              	
                $

              	
                1,306,586.45

              	
                September
                  25, 2036

              
	
                I-31-A

              	
                Variable(2)

              	
                $

              	
                1,247,936.47

              	
                September
                  25, 2036

              
	
                I-31-B

              	
                Variable(2)

              	
                $

              	
                1,247,936.47

              	
                September
                  25, 2036

              
	
                I-32-A

              	
                Variable(2)

              	
                $

              	
                1,191,949.20

              	
                September
                  25, 2036

              
	
                I-32-B

              	
                Variable(2)

              	
                $

              	
                1,191,949.20

              	
                September
                  25, 2036

              
	
                I-33-A

              	
                Variable(2)

              	
                $

              	
                1,138,513.08

              	
                September
                  25, 2036

              
	
                I-33-B

              	
                Variable(2)

              	
                $

              	
                1,138,513.08

              	
                September
                  25, 2036

              
	
                I-34-A

              	
                Variable(2)

              	
                $

              	
                1,087,397.57

              	
                September
                  25, 2036

              
	
                I-34-B

              	
                Variable(2)

              	
                $

              	
                1,087,397.57

              	
                September
                  25, 2036

              
	
                I-35-A

              	
                Variable(2)

              	
                $

              	
                1,038,650.20

              	
                September
                  25, 2036

              
	
                I-35-B

              	
                Variable(2)

              	
                $

              	
                1,038,650.20

              	
                September
                  25, 2036

              
	
                I-36-A

              	
                Variable(2)

              	
                $

              	
                992,185.48

              	
                September
                  25, 2036

              
	
                I-36-B

              	
                Variable(2)

              	
                $

              	
                992,185.48

              	
                September
                  25, 2036

              
	
                I-37-A

              	
                Variable(2)

              	
                $

              	
                947,829.12

              	
                September
                  25, 2036

              
	
                I-37-B

              	
                Variable(2)

              	
                $

              	
                947,829.12

              	
                September
                  25, 2036

              
	
                I-38-A

              	
                Variable(2)

              	
                $

              	
                905,484.47

              	
                September
                  25, 2036

              
	
                I-38-B

              	
                Variable(2)

              	
                $

              	
                905,484.47

              	
                September
                  25, 2036

              
	
                I-39-A

              	
                Variable(2)

              	
                $

              	
                865,059.32

              	
                September
                  25, 2036

              
	
                I-39-B

              	
                Variable(2)

              	
                $

              	
                865,059.32

              	
                September
                  25, 2036

              
	
                I-40-A

              	
                Variable(2)

              	
                $

              	
                826,458.40

              	
                September
                  25, 2036

              
	
                I-40-B

              	
                Variable(2)

              	
                $

              	
                826,458.40

              	
                September
                  25, 2036

              
	
                I-41-A

              	
                Variable(2)

              	
                $

              	
                789,613.20

              	
                September
                  25, 2036

              
	
                I-41-B

              	
                Variable(2)

              	
                $

              	
                789,613.20

              	
                September
                  25, 2036

              
	
                I-42-A

              	
                Variable(2)

              	
                $

              	
                754,435.65

              	
                September
                  25, 2036

              
	
                I-42-B

              	
                Variable(2)

              	
                $

              	
                754,435.65

              	
                September
                  25, 2036

              
	
                I-43-A

              	
                Variable(2)

              	
                $

              	
                720,849.45

              	
                September
                  25, 2036

              
	
                I-43-B

              	
                Variable(2)

              	
                $

              	
                720,849.45

              	
                September
                  25, 2036

              
	
                I-44-A

              	
                Variable(2)

              	
                $

              	
                688,781.79

              	
                September
                  25, 2036

              
	
                I-44-B

              	
                Variable(2)

              	
                $

              	
                688,781.79

              	
                September
                  25, 2036

              
	
                I-45-A

              	
                Variable(2)

              	
                $

              	
                658,163.24

              	
                September
                  25, 2036

              
	
                I-45-B

              	
                Variable(2)

              	
                $

              	
                658,163.24

              	
                September
                  25, 2036

              
	
                I-46-A

              	
                Variable(2)

              	
                $

              	
                628,927.57

              	
                September
                  25, 2036

              
	
                I-46-B

              	
                Variable(2)

              	
                $

              	
                628,927.57

              	
                September
                  25, 2036

              
	
                I-47-A

              	
                Variable(2)

              	
                $

              	
                601,011.57

              	
                September
                  25, 2036

              
	
                I-47-B

              	
                Variable(2)

              	
                $

              	
                601,011.57

              	
                September
                  25, 2036

              
	
                I-48-A

              	
                Variable(2)

              	
                $

              	
                10,190,521.39

              	
                September
                  25, 2036

              
	
                I-48-B

              	
                Variable(2)

              	
                $

              	
                10,190,521.39

              	
                September
                  25, 2036

              
	
                I-49-A

              	
                Variable(2)

              	
                $

              	
                96,029.84

              	
                September
                  25, 2036

              
	
                I-49-B

              	
                Variable(2)

              	
                $

              	
                96,029.84

              	
                September
                  25, 2036

              
	
                I-50-A

              	
                Variable(2)

              	
                $

              	
                93,024.89

              	
                September
                  25, 2036

              
	
                I-50-B

              	
                Variable(2)

              	
                $

              	
                93,024.89

              	
                September
                  25, 2036

              
	
                I-51-A

              	
                Variable(2)

              	
                $

              	
                90,113.56

              	
                September
                  25, 2036

              
	
                I-51-B

              	
                Variable(2)

              	
                $

              	
                90,113.56

              	
                September
                  25, 2036

              
	
                I-52-A

              	
                Variable(2)

              	
                $

              	
                87,292.93

              	
                September
                  25, 2036

              
	
                I-52-B

              	
                Variable(2)

              	
                $

              	
                87,292.93

              	
                September
                  25, 2036

              
	
                I-53-A

              	
                Variable(2)

              	
                $

              	
                84,560.21

              	
                September
                  25, 2036

              
	
                I-53-B

              	
                Variable(2)

              	
                $

              	
                84,560.21

              	
                September
                  25, 2036

              
	
                I-54-A

              	
                Variable(2)

              	
                $

              	
                81,912.63

              	
                September
                  25, 2036

              
	
                I-54-B

              	
                Variable(2)

              	
                $

              	
                81,912.63

              	
                September
                  25, 2036

              
	
                I-55-A

              	
                Variable(2)

              	
                $

              	
                79,347.57

              	
                September
                  25, 2036

              
	
                I-55-B

              	
                Variable(2)

              	
                $

              	
                79,347.57

              	
                September
                  25, 2036

              
	
                I-56-A

              	
                Variable(2)

              	
                $

              	
                76,862.47

              	
                September
                  25, 2036

              
	
                I-56-B

              	
                Variable(2)

              	
                $

              	
                76,862.47

              	
                September
                  25, 2036

              
	
                I-57-A

              	
                Variable(2)

              	
                $

              	
                74,454.83

              	
                September
                  25, 2036

              
	
                I-57-B

              	
                Variable(2)

              	
                $

              	
                74,454.83

              	
                September
                  25, 2036

              
	
                I-58-A

              	
                Variable(2)

              	
                $

              	
                72,122.26

              	
                September
                  25, 2036

              
	
                I-58-B

              	
                Variable(2)

              	
                $

              	
                72,122.26

              	
                September
                  25, 2036

              
	
                I-59-A

              	
                Variable(2)

              	
                $

              	
                69,894.25

              	
                September
                  25, 2036

              
	
                I-59-B

              	
                Variable(2)

              	
                $

              	
                69,894.25

              	
                September
                  25, 2036

              
	
                I-60-A

              	
                Variable(2)

              	
                $

              	
                2,144,578.05

              	
                September
                  25, 2036

              
	
                I-60-B

              	
                Variable(2)

              	
                $

              	
                2,144,578.05

              	
                September
                  25, 2036

              
	
                P

              	
                0.00%

              	
                $

              	
                100.00

              	
                September
                  25, 2036

              

      

      ___________________________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group I
                  Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for each REMIC I Regular
                  Interest.

              

      

      (2)        Calculated
        in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate”
herein.

      

      REMIC
        II

       

      As
        provided herein, the Trustee will elect to treat the segregated pool of assets
        consisting of the Group II Mortgage Loans and certain other related assets
        subject to this Agreement (other than the Group II Reserve Fund, any related
        Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Group
        II
        Supplemental Interest Trust, the Group II Swap Agreement, the Group II Swap
        Account and any rights or obligations in respect of the Swap Administration
        Agreement) as a REMIC for federal income tax purposes, and such segregated
        pool
        of assets will be designated as “REMIC II”. The Class II-R-1 Certificates will
        be the sole class of Residual Interests in REMIC II for purposes of the REMIC
        Provisions. The following table irrevocably sets forth the designation, the
        Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated Principal
        Balance and, for purposes of satisfying Treasury Regulation Section
        1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC
        II Regular Interests (as defined herein). None of the REMIC II Regular Interests
        will be certificated.

       

      
        	
                 

                Designation

              	
                Uncertificated
                  REMIC II 

                Pass-Through
                  Rate

              	
                 

                Initial
                  Uncertificated Principal Balance

              	
                 

                Latest
                  Possible Maturity Date (1)

              
	
                I-1-A

              	
                Variable(2)

              	
                $

              	
                1,959,538.69
                  

              	
                August
                  25, 2036

              
	
                I-1-B

              	
                Variable(2)

              	
                $

              	
                1,959,538.69
                  

              	
                August
                  25, 2036

              
	
                I-2-A

              	
                Variable(2)

              	
                $

              	
                2,390,671.89
                  

              	
                August
                  25, 2036

              
	
                I-2-B

              	
                Variable(2)

              	
                $

              	
                2,390,671.89
                  

              	
                August
                     25, 2036

              
	
                I-3-A

              	
                Variable(2)

              	
                $

              	
                2,817,404.05
                  

              	
                August
                  25, 2036

              
	
                I-3-B

              	
                Variable(2)

              	
                $

              	
                2,817,404.05
                  

              	
                August
                  25, 2036

              
	
                I-4-A

              	
                Variable(2)

              	
                $

              	
                3,235,882.05
                  

              	
                August
                  25, 2036

              
	
                I-4-B

              	
                Variable(2)

              	
                $

              	
                3,235,882.05
                  

              	
                August
                  25, 2036

              
	
                I-5-A

              	
                Variable(2)

              	
                $

              	
                3,642,144.22
                  

              	
                August
                  25, 2036

              
	
                I-5-B

              	
                Variable(2)

              	
                $

              	
                3,642,144.22
                  

              	
                August
                  25, 2036

              
	
                I-6-A

              	
                Variable(2)

              	
                $

              	
                4,032,163.21
                  

              	
                August
                  25, 2036

              
	
                I-6-B

              	
                Variable(2)

              	
                $

              	
                4,032,163.21
                  

              	
                August
                  25, 2036

              
	
                I-7-A

              	
                Variable(2)

              	
                $

              	
                4,401,899.21
                  

              	
                August
                  25, 2036

              
	
                I-7-B

              	
                Variable(2)

              	
                $

              	
                4,401,899.21
                  

              	
                August
                  25, 2036

              
	
                I-8-A

              	
                Variable(2)

              	
                $

              	
                4,745,992.02
                  

              	
                August
                  25, 2036

              
	
                I-8-B

              	
                Variable(2)

              	
                $

              	
                4,745,992.02
                  

              	
                August
                  25, 2036

              
	
                I-9-A

              	
                Variable(2)

              	
                $

              	
                5,058,559.27
                  

              	
                August
                  25, 2036

              
	
                I-9-B

              	
                Variable(2)

              	
                $

              	
                5,058,559.27
                  

              	
                August
                  25, 2036

              
	
                I-10-A

              	
                Variable(2)

              	
                $

              	
                4,838,725.13
                  

              	
                August
                  25, 2036

              
	
                I-10-B

              	
                Variable(2)

              	
                $

              	
                4,838,725.13
                  

              	
                August
                  25, 2036

              
	
                I-11-A

              	
                Variable(2)

              	
                $

              	
                4,620,977.71
                  

              	
                August
                  25, 2036

              
	
                I-11-B

              	
                Variable(2)

              	
                $

              	
                4,620,977.71
                  

              	
                August
                  25, 2036

              
	
                I-12-A

              	
                Variable(2)

              	
                $

              	
                4,413,122.38
                  

              	
                August
                  25, 2036

              
	
                I-12-B

              	
                Variable(2)

              	
                $

              	
                4,413,122.38
                  

              	
                August
                  25, 2036

              
	
                I-13-A

              	
                Variable(2)

              	
                $

              	
                4,214,742.30
                  

              	
                August
                  25, 2036

              
	
                I-13-B

              	
                Variable(2)

              	
                $

              	
                4,214,742.30
                  

              	
                August
                  25, 2036

              
	
                I-14-A

              	
                Variable(2)

              	
                $

              	
                4,025,400.50
                  

              	
                August
                  25, 2036

              
	
                I-14-B

              	
                Variable(2)

              	
                $

              	
                4,025,400.50
                  

              	
                August
                  25, 2036

              
	
                I-15-A

              	
                Variable(2)

              	
                $

              	
                3,844,683.04
                  

              	
                August
                  25, 2036

              
	
                I-15-B

              	
                Variable(2)

              	
                $

              	
                3,844,683.04
                  

              	
                August
                  25, 2036

              
	
                I-16-A

              	
                Variable(2)

              	
                $

              	
                3,672,192.36
                  

              	
                August
                  25, 2036

              
	
                I-16-B

              	
                Variable(2)

              	
                $

              	
                3,672,192.36
                  

              	
                August
                  25, 2036

              
	
                I-17-A

              	
                Variable(2)

              	
                $

              	
                3,507,550.20
                  

              	
                August
                  25, 2036

              
	
                I-17-B

              	
                Variable(2)

              	
                $

              	
                3,507,550.20
                  

              	
                August
                  25, 2036

              
	
                I-18-A

              	
                Variable(2)

              	
                $

              	
                3,350,395.87
                  

              	
                August
                  25, 2036

              
	
                I-18-B

              	
                Variable(2)

              	
                $

              	
                3,350,395.87
                  

              	
                August
                  25, 2036

              
	
                I-19-A

              	
                Variable(2)

              	
                $

              	
                3,200,385.32
                  

              	
                August
                  25, 2036

              
	
                I-19-B

              	
                Variable(2)

              	
                $

              	
                3,200,385.32
                  

              	
                August
                  25, 2036

              
	
                I-20-A

              	
                Variable(2)

              	
                $

              	
                3,057,190.40
                  

              	
                August
                  25, 2036

              
	
                I-20-B

              	
                Variable(2)

              	
                $

              	
                3,057,190.40
                  

              	
                August
                  25, 2036

              
	
                I-21-A

              	
                Variable(2)

              	
                $

              	
                2,920,498.29
                  

              	
                August
                  25, 2036

              
	
                I-21-B

              	
                Variable(2)

              	
                $

              	
                2,920,498.29
                  

              	
                August
                  25, 2036

              
	
                I-22-A

              	
                Variable(2)

              	
                $

              	
                2,783,692.78
                  

              	
                August
                  25, 2036

              
	
                I-22-B

              	
                Variable(2)

              	
                $

              	
                2,783,692.78
                  

              	
                August
                  25, 2036

              
	
                I-23-A

              	
                Variable(2)

              	
                $

              	
                2,659,672.95
                  

              	
                August
                  25, 2036

              
	
                I-23-B

              	
                Variable(2)

              	
                $

              	
                2,659,672.95
                  

              	
                August
                  25, 2036

              
	
                I-24-A

              	
                Variable(2)

              	
                $

              	
                2,541,282.35
                  

              	
                August
                  25, 2036

              
	
                I-24-B

              	
                Variable(2)

              	
                $

              	
                2,541,282.35
                  

              	
                August
                  25, 2036

              
	
                I-25-A

              	
                Variable(2)

              	
                $

              	
                2,428,245.14
                  

              	
                August
                  25, 2036

              
	
                I-25-B

              	
                Variable(2)

              	
                $

              	
                2,428,245.14
                  

              	
                August
                  25, 2036

              
	
                I-26-A

              	
                Variable(2)

              	
                $

              	
                2,320,316.46
                  

              	
                August
                  25, 2036

              
	
                I-26-B

              	
                Variable(2)

              	
                $

              	
                2,320,316.46
                  

              	
                August
                  25, 2036

              
	
                I-27-A

              	
                Variable(2)

              	
                $

              	
                2,217,262.75
                  

              	
                August
                  25, 2036

              
	
                I-27-B

              	
                Variable(2)

              	
                $

              	
                2,217,262.75
                  

              	
                August
                  25, 2036

              
	
                I-28-A

              	
                Variable(2)

              	
                $

              	
                2,118,035.47
                  

              	
                August
                  25, 2036

              
	
                I-28-B

              	
                Variable(2)

              	
                $

              	
                2,118,035.47
                  

              	
                August
                  25, 2036

              
	
                I-29-A

              	
                Variable(2)

              	
                $

              	
                2,024,143.77
                  

              	
                August
                  25, 2036

              
	
                I-29-B

              	
                Variable(2)

              	
                $

              	
                2,024,143.77
                  

              	
                August
                  25, 2036

              
	
                I-30-A

              	
                Variable(2)

              	
                $

              	
                1,934,486.75
                  

              	
                August
                  25, 2036

              
	
                I-30-B

              	
                Variable(2)

              	
                $

              	
                1,934,486.75
                  

              	
                August
                  25, 2036

              
	
                I-31-A

              	
                Variable(2)

              	
                $

              	
                1,848,868.74
                  

              	
                August
                  25, 2036

              
	
                I-31-B

              	
                Variable(2)

              	
                $

              	
                1,848,868.74
                  

              	
                August
                  25, 2036

              
	
                I-32-A

              	
                Variable(2)

              	
                $

              	
                1,767,105.48
                  

              	
                August
                  25, 2036

              
	
                I-32-B

              	
                Variable(2)

              	
                $

              	
                1,767,105.48
                  

              	
                August
                  25, 2036

              
	
                I-33-A

              	
                Variable(2)

              	
                $

              	
                1,688,967.22
                  

              	
                August
                  25, 2036

              
	
                I-33-B

              	
                Variable(2)

              	
                $

              	
                1,688,967.22
                  

              	
                August
                  25, 2036

              
	
                I-34-A

              	
                Variable(2)

              	
                $

              	
                1,612,819.71
                  

              	
                August
                  25, 2036

              
	
                I-34-B

              	
                Variable(2)

              	
                $

              	
                1,612,819.71
                  

              	
                August
                  25, 2036

              
	
                I-35-A

              	
                Variable(2)

              	
                $

              	
                1,541,742.18
                  

              	
                August
                  25, 2036

              
	
                I-35-B

              	
                Variable(2)

              	
                $

              	
                1,541,742.18
                  

              	
                August
                  25, 2036

              
	
                I-36-A

              	
                Variable(2)

              	
                $

              	
                1,473,856.06
                  

              	
                August
                  25, 2036

              
	
                I-36-B

              	
                Variable(2)

              	
                $

              	
                1,473,856.06
                  

              	
                August
                  25, 2036

              
	
                I-37-A

              	
                Variable(2)

              	
                $

              	
                1,409,013.88
                  

              	
                August
                  25, 2036

              
	
                I-37-B

              	
                Variable(2)

              	
                $

              	
                1,409,013.88
                  

              	
                August
                  25, 2036

              
	
                I-38-A

              	
                Variable(2)

              	
                $

              	
                1,347,077.28
                  

              	
                August
                  25, 2036

              
	
                I-38-B

              	
                Variable(2)

              	
                $

              	
                1,347,077.28
                  

              	
                August
                  25, 2036

              
	
                I-39-A

              	
                Variable(2)

              	
                $

              	
                1,287,902.44
                  

              	
                August
                  25, 2036

              
	
                I-39-B

              	
                Variable(2)

              	
                $

              	
                1,287,902.44
                  

              	
                August
                  25, 2036

              
	
                I-40-A

              	
                Variable(2)

              	
                $

              	
                1,231,073.74
                  

              	
                August
                  25, 2036

              
	
                I-40-B

              	
                Variable(2)

              	
                $

              	
                1,231,073.74
                  

              	
                August
                  25, 2036

              
	
                I-41-A

              	
                Variable(2)

              	
                $

              	
                1,177,114.12
                  

              	
                August
                  25, 2036

              
	
                I-41-B

              	
                Variable(2)

              	
                $

              	
                1,177,114.12
                  

              	
                August
                  25, 2036

              
	
                I-42-A

              	
                Variable(2)

              	
                $

              	
                1,125,565.89
                  

              	
                August
                  25, 2036

              
	
                I-42-B

              	
                Variable(2)

              	
                $

              	
                1,125,565.89
                  

              	
                August
                  25, 2036

              
	
                I-43-A

              	
                Variable(2)

              	
                $

              	
                1,076,319.29
                  

              	
                August
                  25, 2036

              
	
                I-43-B

              	
                Variable(2)

              	
                $

              	
                1,076,319.29
                  

              	
                August
                  25, 2036

              
	
                I-44-A

              	
                Variable(2)

              	
                $

              	
                1,029,270.06
                  

              	
                August
                  25, 2036

              
	
                I-44-B

              	
                Variable(2)

              	
                $

              	
                1,029,270.06
                  

              	
                August
                  25, 2036

              
	
                I-45-A

              	
                Variable(2)

              	
                $

              	
                984,316.28
                  

              	
                August
                  25, 2036

              
	
                I-45-B

              	
                Variable(2)

              	
                $

              	
                984,316.28
                  

              	
                August
                  25, 2036

              
	
                I-46-A

              	
                Variable(2)

              	
                $

              	
                941,366.14
                  

              	
                August
                  25, 2036

              
	
                I-46-B

              	
                Variable(2)

              	
                $

              	
                941,366.14
                  

              	
                August
                  25, 2036

              
	
                I-47-A

              	
                Variable(2)

              	
                $

              	
                900,330.26
                  

              	
                August
                  25, 2036

              
	
                I-47-B

              	
                Variable(2)

              	
                $

              	
                900,330.26
                  

              	
                August
                  25, 2036

              
	
                I-48-A

              	
                Variable(2)

              	
                $

              	
                14,389,763.26
                  

              	
                August
                  25, 2036

              
	
                I-48-B

              	
                Variable(2)

              	
                $

              	
                14,389,763.26
                  

              	
                August
                  25, 2036

              
	
                I-49-A

              	
                Variable(2)

              	
                $

              	
                186,835.33
                  

              	
                August
                  25, 2036

              
	
                I-49-B

              	
                Variable(2)

              	
                $

              	
                186,835.33
                  

              	
                August
                  25, 2036

              
	
                I-50-A

              	
                Variable(2)

              	
                $

              	
                180,974.55
                  

              	
                August
                  25, 2036

              
	
                I-50-B

              	
                Variable(2)

              	
                $

              	
                180,974.55
                  

              	
                August
                  25, 2036

              
	
                I-51-A

              	
                Variable(2)

              	
                $

              	
                175,296.68
                  

              	
                August
                  25, 2036

              
	
                I-51-B

              	
                Variable(2)

              	
                $

              	
                175,296.68
                  

              	
                August
                  25, 2036

              
	
                I-52-A

              	
                Variable(2)

              	
                $

              	
                169,796.03
                  

              	
                August
                  25, 2036

              
	
                I-52-B

              	
                Variable(2)

              	
                $

              	
                169,796.03
                  

              	
                August
                  25, 2036

              
	
                I-53-A

              	
                Variable(2)

              	
                $

              	
                164,467.10
                  

              	
                August
                  25, 2036

              
	
                I-53-B

              	
                Variable(2)

              	
                $

              	
                164,467.10
                  

              	
                August
                  25, 2036

              
	
                I-54-A

              	
                Variable(2)

              	
                $

              	
                159,304.56
                  

              	
                August
                  25, 2036

              
	
                I-54-B

              	
                Variable(2)

              	
                $

              	
                159,304.56
                  

              	
                August
                  25, 2036

              
	
                I-55-A

              	
                Variable(2)

              	
                $

              	
                154,303.21
                  

              	
                August
                  25, 2036

              
	
                I-55-B

              	
                Variable(2)

              	
                $

              	
                154,303.21
                  

              	
                August
                  25, 2036

              
	
                I-56-A

              	
                Variable(2)

              	
                $

              	
                149,458.05
                  

              	
                August
                  25, 2036

              
	
                I-56-B

              	
                Variable(2)

              	
                $

              	
                149,458.05
                  

              	
                August
                  25, 2036

              
	
                I-57-A

              	
                Variable(2)

              	
                $

              	
                144,764.23
                  

              	
                August
                  25, 2036

              
	
                I-57-B

              	
                Variable(2)

              	
                $

              	
                144,764.23
                  

              	
                August
                  25, 2036

              
	
                I-58-A

              	
                Variable(2)

              	
                $

              	
                140,242.91
                  

              	
                August
                  25, 2036

              
	
                I-58-B

              	
                Variable(2)

              	
                $

              	
                140,242.91
                  

              	
                August
                  25, 2036

              
	
                I-59-A

              	
                Variable(2)

              	
                $

              	
                135,836.34
                  

              	
                August
                  25, 2036

              
	
                I-59-B

              	
                Variable(2)

              	
                $

              	
                135,836.34
                  

              	
                August
                  25, 2036

              
	
                I-60-A

              	
                Variable(2)

              	
                $

              	
                4,153,394.91
                  

              	
                August
                  25, 2036

              
	
                I-60-B

              	
                Variable(2)

              	
                $

              	
                4,153,394.91
                  

              	
                August
                  25, 2036

              
	
                II-1-A

              	
                Variable(2)

              	
                $

              	
                904,989.14
                  

              	
                August
                  25, 2036

              
	
                II-1-B

              	
                Variable(2)

              	
                $

              	
                904,989.14
                  

              	
                August
                  25, 2036

              
	
                II-2-A

              	
                Variable(2)

              	
                $

              	
                1,104,102.78
                  

              	
                August
                  25, 2036

              
	
                II-2-B

              	
                Variable(2)

              	
                $

              	
                1,104,102.78
                  

              	
                August
                  25, 2036

              
	
                II-3-A

              	
                Variable(2)

              	
                $

              	
                1,301,183.84
                  

              	
                August
                  25, 2036

              
	
                II-3-B

              	
                Variable(2)

              	
                $

              	
                1,301,183.84
                  

              	
                August
                  25, 2036

              
	
                II-4-A

              	
                Variable(2)

              	
                $

              	
                1,494,452.82
                  

              	
                August
                  25, 2036

              
	
                II-4-B

              	
                Variable(2)

              	
                $

              	
                1,494,452.82
                  

              	
                August
                  25, 2036

              
	
                II-5-A

              	
                Variable(2)

              	
                $

              	
                1,682,080.07
                  

              	
                August
                  25, 2036

              
	
                II-5-B

              	
                Variable(2)

              	
                $

              	
                1,682,080.07
                  

              	
                August
                  25, 2036

              
	
                II-6-A

              	
                Variable(2)

              	
                $

              	
                1,862,205.60
                  

              	
                August
                  25, 2036

              
	
                II-6-B

              	
                Variable(2)

              	
                $

              	
                1,862,205.60
                  

              	
                August
                  25, 2036

              
	
                II-7-A

              	
                Variable(2)

              	
                $

              	
                2,032,963.69
                  

              	
                August
                  25, 2036

              
	
                II-7-B

              	
                Variable(2)

              	
                $

              	
                2,032,963.69
                  

              	
                August
                  25, 2036

              
	
                II-8-A

              	
                Variable(2)

              	
                $

              	
                2,191,878.77
                  

              	
                August
                  25, 2036

              
	
                II-8-B

              	
                Variable(2)

              	
                $

              	
                2,191,878.77
                  

              	
                August
                  25, 2036

              
	
                II-9-A

              	
                Variable(2)

              	
                $

              	
                2,336,234.16
                  

              	
                August
                  25, 2036

              
	
                II-9-B

              	
                Variable(2)

              	
                $

              	
                2,336,234.16
                  

              	
                August
                  25, 2036

              
	
                II-10-A

              	
                Variable(2)

              	
                $

              	
                2,234,706.43
                  

              	
                August
                  25, 2036

              
	
                II-10-B

              	
                Variable(2)

              	
                $

              	
                2,234,706.43
                  

              	
                August
                  25, 2036

              
	
                II-11-A

              	
                Variable(2)

              	
                $

              	
                2,134,142.43
                  

              	
                August
                  25, 2036

              
	
                II-11-B

              	
                Variable(2)

              	
                $

              	
                2,134,142.43
                  

              	
                August
                  25, 2036

              
	
                II-12-A

              	
                Variable(2)

              	
                $

              	
                2,038,146.97
                  

              	
                August
                  25, 2036

              
	
                II-12-B

              	
                Variable(2)

              	
                $

              	
                2,038,146.97
                  

              	
                August
                  25, 2036

              
	
                II-13-A

              	
                Variable(2)

              	
                $

              	
                1,946,527.54
                  

              	
                August
                  25, 2036

              
	
                II-13-B

              	
                Variable(2)

              	
                $

              	
                1,946,527.54
                  

              	
                August
                  25, 2036

              
	
                II-14-A

              	
                Variable(2)

              	
                $

              	
                1,859,082.33
                  

              	
                August
                  25, 2036

              
	
                II-14-B

              	
                Variable(2)

              	
                $

              	
                1,859,082.33
                  

              	
                August
                  25, 2036

              
	
                II-15-A

              	
                Variable(2)

              	
                $

              	
                1,775,620.16
                  

              	
                August
                  25, 2036

              
	
                II-15-B

              	
                Variable(2)

              	
                $

              	
                1,775,620.16
                  

              	
                August
                  25, 2036

              
	
                II-16-A

              	
                Variable(2)

              	
                $

              	
                1,695,957.44
                  

              	
                August
                  25, 2036

              
	
                II-16-B

              	
                Variable(2)

              	
                $

              	
                1,695,957.44
                  

              	
                August
                  25, 2036

              
	
                II-17-A

              	
                Variable(2)

              	
                $

              	
                1,619,919.46
                  

              	
                August
                  25, 2036

              
	
                II-17-B

              	
                Variable(2)

              	
                $

              	
                1,619,919.46
                  

              	
                August
                  25, 2036

              
	
                II-18-A

              	
                Variable(2)

              	
                $

              	
                1,547,339.64
                  

              	
                August
                  25, 2036

              
	
                II-18-B

              	
                Variable(2)

              	
                $

              	
                1,547,339.64
                  

              	
                August
                  25, 2036

              
	
                II-19-A

              	
                Variable(2)

              	
                $

              	
                1,478,059.09
                  

              	
                August
                  25, 2036

              
	
                II-19-B

              	
                Variable(2)

              	
                $

              	
                1,478,059.09
                  

              	
                August
                  25, 2036

              
	
                II-20-A

              	
                Variable(2)

              	
                $

              	
                1,411,926.25
                  

              	
                August
                  25, 2036

              
	
                II-20-B

              	
                Variable(2)

              	
                $

              	
                1,411,926.25
                  

              	
                August
                  25, 2036

              
	
                II-21-A

              	
                Variable(2)

              	
                $

              	
                1,348,796.66
                  

              	
                August
                  25, 2036

              
	
                II-21-B

              	
                Variable(2)

              	
                $

              	
                1,348,796.66
                  

              	
                August
                  25, 2036

              
	
                II-22-A

              	
                Variable(2)

              	
                $

              	
                1,285,614.70
                  

              	
                August
                  25, 2036

              
	
                II-22-B

              	
                Variable(2)

              	
                $

              	
                1,285,614.70
                  

              	
                August
                  25, 2036

              
	
                II-23-A

              	
                Variable(2)

              	
                $

              	
                1,228,337.65
                  

              	
                August
                  25, 2036

              
	
                II-23-B

              	
                Variable(2)

              	
                $

              	
                1,228,337.65
                  

              	
                August
                  25, 2036

              
	
                II-24-A

              	
                Variable(2)

              	
                $

              	
                1,173,660.39
                  

              	
                August
                  25, 2036

              
	
                II-24-B

              	
                Variable(2)

              	
                $

              	
                1,173,660.39
                  

              	
                August
                  25, 2036

              
	
                II-25-A

              	
                Variable(2)

              	
                $

              	
                1,121,455.52
                  

              	
                August
                  25, 2036

              
	
                II-25-B

              	
                Variable(2)

              	
                $

              	
                1,121,455.52
                  

              	
                August
                  25, 2036

              
	
                II-26-A

              	
                Variable(2)

              	
                $

              	
                1,071,609.97
                  

              	
                August
                  25, 2036

              
	
                II-26-B

              	
                Variable(2)

              	
                $

              	
                1,071,609.97
                  

              	
                August
                  25, 2036

              
	
                II-27-A

              	
                Variable(2)

              	
                $

              	
                1,024,015.87
                  

              	
                August
                  25, 2036

              
	
                II-27-B

              	
                Variable(2)

              	
                $

              	
                1,024,015.87
                  

              	
                August
                  25, 2036

              
	
                II-28-A

              	
                Variable(2)

              	
                $

              	
                978,188.96
                  

              	
                August
                  25, 2036

              
	
                II-28-B

              	
                Variable(2)

              	
                $

              	
                978,188.96
                  

              	
                August
                  25, 2036

              
	
                II-29-A

              	
                Variable(2)

              	
                $

              	
                934,826.21
                  

              	
                August
                  25, 2036

              
	
                II-29-B

              	
                Variable(2)

              	
                $

              	
                934,826.21
                  

              	
                August
                  25, 2036

              
	
                II-30-A

              	
                Variable(2)

              	
                $

              	
                893,419.21
                  

              	
                August
                  25, 2036

              
	
                II-30-B

              	
                Variable(2)

              	
                $

              	
                893,419.21
                  

              	
                August
                  25, 2036

              
	
                II-31-A

              	
                Variable(2)

              	
                $

              	
                853,877.57
                  

              	
                August
                  25, 2036

              
	
                II-31-B

              	
                Variable(2)

              	
                $

              	
                853,877.57
                  

              	
                August
                  25, 2036

              
	
                II-32-A

              	
                Variable(2)

              	
                $

              	
                816,116.20
                  

              	
                August
                  25, 2036

              
	
                II-32-B

              	
                Variable(2)

              	
                $

              	
                816,116.20
                  

              	
                August
                  25, 2036

              
	
                II-33-A

              	
                Variable(2)

              	
                $

              	
                780,028.99
                  

              	
                August
                  25, 2036

              
	
                II-33-B

              	
                Variable(2)

              	
                $

              	
                780,028.99
                  

              	
                August
                  25, 2036

              
	
                II-34-A

              	
                Variable(2)

              	
                $

              	
                744,861.19
                  

              	
                August
                  25, 2036

              
	
                II-34-B

              	
                Variable(2)

              	
                $

              	
                744,861.19
                  

              	
                August
                  25, 2036

              
	
                II-35-A

              	
                Variable(2)

              	
                $

              	
                712,034.90
                  

              	
                August
                  25, 2036

              
	
                II-35-B

              	
                Variable(2)

              	
                $

              	
                712,034.90
                  

              	
                August
                  25, 2036

              
	
                II-36-A

              	
                Variable(2)

              	
                $

              	
                680,682.52
                  

              	
                August
                  25, 2036

              
	
                II-36-B

              	
                Variable(2)

              	
                $

              	
                680,682.52
                  

              	
                August
                  25, 2036

              
	
                II-37-A

              	
                Variable(2)

              	
                $

              	
                650,735.95
                  

              	
                August
                  25, 2036

              
	
                II-37-B

              	
                Variable(2)

              	
                $

              	
                650,735.95
                  

              	
                August
                  25, 2036

              
	
                II-38-A

              	
                Variable(2)

              	
                $

              	
                622,131.28
                  

              	
                August
                  25, 2036

              
	
                II-38-B

              	
                Variable(2)

              	
                $

              	
                622,131.28
                  

              	
                August
                  25, 2036

              
	
                II-39-A

              	
                Variable(2)

              	
                $

              	
                594,802.10
                  

              	
                August
                  25, 2036

              
	
                II-39-B

              	
                Variable(2)

              	
                $

              	
                594,802.10
                  

              	
                August
                  25, 2036

              
	
                II-40-A

              	
                Variable(2)

              	
                $

              	
                568,556.45
                  

              	
                August
                  25, 2036

              
	
                II-40-B

              	
                Variable(2)

              	
                $

              	
                568,556.45
                  

              	
                August
                  25, 2036

              
	
                II-41-A

              	
                Variable(2)

              	
                $

              	
                543,635.86
                  

              	
                August
                  25, 2036

              
	
                II-41-B

              	
                Variable(2)

              	
                $

              	
                543,635.86
                  

              	
                August
                  25, 2036

              
	
                II-42-A

              	
                Variable(2)

              	
                $

              	
                519,828.94
                  

              	
                August
                  25, 2036

              
	
                II-42-B

              	
                Variable(2)

              	
                $

              	
                519,828.94
                  

              	
                August
                  25, 2036

              
	
                II-43-A

              	
                Variable(2)

              	
                $

              	
                497,084.99
                  

              	
                August
                  25, 2036

              
	
                II-43-B

              	
                Variable(2)

              	
                $

              	
                497,084.99
                  

              	
                August
                  25, 2036

              
	
                II-44-A

              	
                Variable(2)

              	
                $

              	
                475,355.88
                  

              	
                August
                  25, 2036

              
	
                II-44-B

              	
                Variable(2)

              	
                $

              	
                475,355.88
                  

              	
                August
                  25, 2036

              
	
                II-45-A

              	
                Variable(2)

              	
                $

              	
                454,594.52
                  

              	
                August
                  25, 2036

              
	
                II-45-B

              	
                Variable(2)

              	
                $

              	
                454,594.52
                  

              	
                August
                  25, 2036

              
	
                II-46-A

              	
                Variable(2)

              	
                $

              	
                434,758.52
                  

              	
                August
                  25, 2036

              
	
                II-46-B

              	
                Variable(2)

              	
                $

              	
                434,758.52
                  

              	
                August
                  25, 2036

              
	
                II-47-A

              	
                Variable(2)

              	
                $

              	
                415,806.59
                  

              	
                August
                  25, 2036

              
	
                II-47-B

              	
                Variable(2)

              	
                $

              	
                415,806.59
                  

              	
                August
                  25, 2036

              
	
                II-48-A

              	
                Variable(2)

              	
                $

              	
                6,645,737.38
                  

              	
                August
                  25, 2036

              
	
                II-48-B

              	
                Variable(2)

              	
                $

              	
                6,645,737.38
                  

              	
                August
                  25, 2036

              
	
                II-49-A

              	
                Variable(2)

              	
                $

              	
                86,287.63
                  

              	
                August
                  25, 2036

              
	
                II-49-B

              	
                Variable(2)

              	
                $

              	
                86,287.63
                  

              	
                August
                  25, 2036

              
	
                II-50-A

              	
                Variable(2)

              	
                $

              	
                83,580.90
                  

              	
                August
                  25, 2036

              
	
                II-50-B

              	
                Variable(2)

              	
                $

              	
                83,580.90
                  

              	
                August
                  25, 2036

              
	
                II-51-A

              	
                Variable(2)

              	
                $

              	
                80,958.64
                  

              	
                August
                  25, 2036

              
	
                II-51-B

              	
                Variable(2)

              	
                $

              	
                80,958.64
                  

              	
                August
                  25, 2036

              
	
                II-52-A

              	
                Variable(2)

              	
                $

              	
                78,418.23
                  

              	
                August
                  25, 2036

              
	
                II-52-B

              	
                Variable(2)

              	
                $

              	
                78,418.23
                  

              	
                August
                  25, 2036

              
	
                II-53-A

              	
                Variable(2)

              	
                $

              	
                75,957.13
                  

              	
                August
                  25, 2036

              
	
                II-53-B

              	
                Variable(2)

              	
                $

              	
                75,957.13
                  

              	
                August
                  25, 2036

              
	
                II-54-A

              	
                Variable(2)

              	
                $

              	
                73,572.87
                  

              	
                August
                  25, 2036

              
	
                II-54-B

              	
                Variable(2)

              	
                $

              	
                73,572.87
                  

              	
                August
                  25, 2036

              
	
                II-55-A

              	
                Variable(2)

              	
                $

              	
                71,263.06
                  

              	
                August
                  25, 2036

              
	
                II-55-B

              	
                Variable(2)

              	
                $

              	
                71,263.06
                  

              	
                August
                  25, 2036

              
	
                II-56-A

              	
                Variable(2)

              	
                $

              	
                69,025.39
                  

              	
                August
                  25, 2036

              
	
                II-56-B

              	
                Variable(2)

              	
                $

              	
                69,025.39
                  

              	
                August
                  25, 2036

              
	
                II-57-A

              	
                Variable(2)

              	
                $

              	
                66,857.60
                  

              	
                August
                  25, 2036

              
	
                II-57-B

              	
                Variable(2)

              	
                $

              	
                66,857.60
                  

              	
                August
                  25, 2036

              
	
                II-58-A

              	
                Variable(2)

              	
                $

              	
                64,769.48
                  

              	
                August
                  25, 2036

              
	
                II-58-B

              	
                Variable(2)

              	
                $

              	
                64,769.48
                  

              	
                August
                  25, 2036

              
	
                II-59-A

              	
                Variable(2)

              	
                $

              	
                62,734.36
                  

              	
                August
                  25, 2036

              
	
                II-59-B

              	
                Variable(2)

              	
                $

              	
                62,734.36
                  

              	
                August
                  25, 2036

              
	
                II-60-A

              	
                Variable(2)

              	
                $

              	
                1,918,194.99
                  

              	
                August
                  25, 2036

              
	
                II-60-B

              	
                Variable(2)

              	
                $

              	
                1,918,194.99
                  

              	
                August
                  25, 2036

              
	
                P

              	
                0.00%

              	
                $

              	
                100.00
                  

              	
                August
                  25, 2036

              

      

      ___________________________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group
                  II Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for each REMIC II Regular
                  Interest.

              

      

      (2)    
           Calculated
        in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate”
herein.

      

       

      REMIC
        III

       

      As
        provided herein, the Trustee will elect to treat the segregated pool of assets
        consisting of the REMIC I Regular Interests and the REMIC II Regular Interests
        as a REMIC for federal income tax purposes, and such segregated pool of assets
        will be designated as “REMIC III”. The Class I-R-2 Certificates will be the sole
        class of Residual Interests in REMIC III for purposes of the REMIC Provisions.
        The following table irrevocably sets forth the designation, the Uncertificated
        REMIC III Pass-Through Rate, the initial Uncertificated Principal Balance
        and,
        for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii),
        the
“latest possible maturity date” for each of the REMIC III Regular Interests (as
        defined herein). None of the REMIC III Regular Interests will be
        certificated.

       

      
        	
                Designation

              	
                Uncertificated
                  REMIC III

                Pass-Through
                  Rate

              	
                Initial
                  Uncertificated Principal Balance

              	
                Latest
                  Possible Maturity Date (1)

              
	
                I-AA

              	
                Variable(2)

              	
                $

              	
                183,027,682.97
                  

              	
                September
                  25, 2036

              
	
                I-A-1

              	
                Variable(2)

              	
                $

              	
                875,910.00
                  

              	
                September
                  25, 2036

              
	
                I-A-2

              	
                Variable(2)

              	
                $

              	
                462,910.00
                  

              	
                September
                  25, 2036

              
	
                I-A-3

              	
                Variable(2)

              	
                $

              	
                67,500.00
                  

              	
                September
                  25, 2036

              
	
                I-M-1

              	
                Variable(2)

              	
                $

              	
                81,240.00
                  

              	
                September
                  25, 2036

              
	
                I-M-2

              	
                Variable(2)

              	
                $

              	
                75,640.00
                  

              	
                September
                  25, 2036

              
	
                I-M-3

              	
                Variable(2)

              	
                $

              	
                43,890.00
                  

              	
                September
                  25, 2036

              
	
                I-M-4

              	
                Variable(2)

              	
                $

              	
                38,290.00
                  

              	
                September
                  25, 2036

              
	
                I-M-5

              	
                Variable(2)

              	
                $

              	
                36,420.00
                  

              	
                September
                  25, 2036

              
	
                I-M-6

              	
                Variable(2)

              	
                $

              	
                33,620.00
                  

              	
                September
                  25, 2036

              
	
                I-M-7

              	
                Variable(2)

              	
                $

              	
                31,750.00
                  

              	
                September
                  25, 2036

              
	
                I-M-8

              	
                Variable(2)

              	
                $

              	
                27,080.00
                  

              	
                September
                  25, 2036

              
	
                I-M-9

              	
                Variable(2)

              	
                $

              	
                22,410.00
                  

              	
                September
                  25, 2036

              
	
                I-M-10

              	
                Variable(2)

              	
                $

              	
                16,810.00
                  

              	
                September
                  25, 2036

              
	
                I-M-11

              	
                Variable(2)

              	
                $

              	
                17,740.00
                  

              	
                September
                  25, 2036

              
	
                I-ZZ

              	
                Variable(2)

              	
                $

              	
                1,904,048.84
                  

              	
                September
                  25, 2036

              
	
                I-IO

              	
                (2)

              	
                $

              	
                (3)

              	
                September
                  25, 2036

              
	
                I-P

              	
                0.00%

              	
                $

              	
                100.00
                  

              	
                September
                  25, 2036

              
	
                II-AA

              	
                Variable(2)

              	
                $

              	
                203,034,534.40
                  

              	
                August
                  25, 2036

              
	
                II-1A-1

              	
                Variable(2)

              	
                $

              	
                697,470.00
                  

              	
                August
                  25, 2036

              
	
                II-1A-2

              	
                Variable(2)

              	
                $

              	
                317,360.00
                  

              	
                August
                  25, 2036

              
	
                II-1A-3

              	
                Variable(2)

              	
                $

              	
                70,780.00
                  

              	
                August
                  25, 2036

              
	
                II-2A

              	
                Variable(2)

              	
                $

              	
                501,375.00
                  

              	
                August
                  25, 2036

              
	
                II-M-1

              	
                Variable(2)

              	
                $

              	
                83,905.00
                  

              	
                August
                  25, 2036

              
	
                II-M-2

              	
                Variable(2)

              	
                $

              	
                76,655.00
                  

              	
                August
                  25, 2036

              
	
                II-M-3

              	
                Variable(2)

              	
                $

              	
                47,650.00
                  

              	
                August
                  25, 2036

              
	
                II-M-4

              	
                Variable(2)

              	
                $

              	
                39,365.00
                  

              	
                August
                  25, 2036

              
	
                II-M-5

              	
                Variable(2)

              	
                $

              	
                38,330.00
                  

              	
                August
                  25, 2036

              
	
                II-M-6

              	
                Variable(2)

              	
                $

              	
                35,220.00
                  

              	
                August
                  25, 2036

              
	
                II-M-7

              	
                Variable(2)

              	
                $

              	
                33,145.00
                  

              	
                August
                  25, 2036

              
	
                II-M-8

              	
                Variable(2)

              	
                $

              	
                29,000.00
                  

              	
                August
                  25, 2036

              
	
                II-M-9

              	
                Variable(2)

              	
                $

              	
                23,825.00
                  

              	
                August
                  25, 2036

              
	
                II-M-10

              	
                Variable(2)

              	
                $

              	
                20,720.00
                  

              	
                August
                  25, 2036

              
	
                II-M-11

              	
                Variable(2)

              	
                $

              	
                20,720.00
                  

              	
                August
                  25, 2036

              
	
                II-ZZ

              	
                Variable(2)

              	
                $

              	
                2,108,041.93
                  

              	
                August
                  25, 2036

              
	
                II-IO

              	
                (2)

              	
                $

              	
                (3)

              	
                August
                  25, 2036

              
	
                II-P

              	
                0.00%

              	
                $

              	
                100.00
                  

              	
                August
                  25, 2036

              
	
                II-1-Sub

              	
                Variable(2)

              	
                $

              	
                6,632.68
                  

              	
                August
                  25, 2036

              
	
                II-1-Grp

              	
                Variable(2)

              	
                $

              	
                28,344.88
                  

              	
                August
                  25, 2036

              
	
                II-2-Sub

              	
                Variable(2)

              	
                $

              	
                3,063.24
                  

              	
                August
                  25, 2036

              
	
                II-2-Grp

              	
                Variable(2)

              	
                $

              	
                13,090.74
                  

              	
                August
                  25, 2036

              
	
                II-XX

              	
                Variable(2)

              	
                $

              	
                207,126,964.79
                  

              	
                August
                  25, 2036

              

      

      ___________________________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group I
                  Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for each REMIC III Group I Regular
                  Interest (as defined herein), and the Distribution Date in the
                  month
                  following the maturity date for the Group II Mortgage Loan with
                  the latest
                  maturity date has been designated as the “latest possible maturity date”
                  for each REMIC III Group II Regular Interest (as defined
                  herein).

              

      

      
        	
                (2)

              	
                Calculated
                  in accordance with the definition of “Uncertificated REMIC III
                  Pass-Through Rate” herein.

              

      

      
        	
                (3)

              	
                REMIC
                  III Regular Interest I-IO and REMIC III Regular Interest II-IO
                  will not
                  have Uncertificated Principal Balances but will accrue interest
                  on their
                  respective uncertificated notional amounts calculated in accordance
                  with
                  the related definition of “Uncertificated Notional Amount”
                  herein.

              

      

      

       

      REMIC
        IV

       

      As
        provided herein, the Trustee will elect to treat the segregated pool of assets
        consisting of the REMIC III Regular Interests as a REMIC for federal income
        tax
        purposes, and such segregated pool of assets will be designated as “REMIC IV”.
        The Class I-R-3 Certificates will represent the sole class of Residual Interests
        in REMIC IV for purposes of the REMIC Provisions.

       

      The
        following table irrevocably sets forth the designation, Pass-Through Rate,
        Initial Certificate Principal Balance (or initial Uncertificated Principal
        Balance, in the case of the Class CE Interests, Class P Interests and Class
        IO
        Interests) and, for purposes of satisfying Treasury Regulation Section
        1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of
        Certificates and interests that represents ownership of one or more of the
        Regular Interests in REMIC IV created hereunder.

       

      Each
        Certificate, other than the Class P, Class CE and Class R Certificates,
        represents ownership of a Regular Interest in REMIC IV and also represents
        (i)
        the right to receive certain amounts specified herein in respect of related
        Basis Risk Shortfall Carry Forward Amounts (as defined herein) and (ii)
the
        obligation to pay related Class IO Distribution Amounts (as
        defined herein). The entitlement to principal of the Regular Interest which
        corresponds to each Certificate shall be equal in amount and timing to the
        entitlement to principal of such Certificate. 

       

      
        	
                Designation

              	
                Pass-Through
                  Rate

              	
                Initial
                  Certificate or Uncertificated

                Principal
                  Balance

              	
                Latest
                  Possible Maturity Date(1)

              
	
                I-A-1(2)

              	
                Variable(3)

              	
                $

              	
                87,591,000.00

              	
                September
                  25, 2036

              
	
                I-A-2(2)

              	
                Variable(3)

              	
                $

              	
                46,291,000.00

              	
                September
                  25, 2036

              
	
                I-A-3(2)

              	
                Variable(3)

              	
                $

              	
                6,750,000.00

              	
                September
                  25, 2036

              
	
                I-M-1(2)

              	
                Variable(3)

              	
                $

              	
                8,124,000.00

              	
                September
                  25, 2036

              
	
                I-M-2(2)

              	
                Variable(3)

              	
                $

              	
                7,564,000.00

              	
                September
                  25, 2036

              
	
                I-M-3(2)

              	
                Variable(3)

              	
                $

              	
                4,389,000.00

              	
                September
                  25, 2036

              
	
                I-M-4(2)

              	
                Variable(3)

              	
                $

              	
                3,829,000.00

              	
                September
                  25, 2036

              
	
                I-M-5(2)

              	
                Variable(3)

              	
                $

              	
                3,642,000.00

              	
                September
                  25, 2036

              
	
                I-M-6(2)

              	
                Variable(3)

              	
                $

              	
                3,362,000.00

              	
                September
                  25, 2036

              
	
                I-M-7(2)

              	
                Variable(3)

              	
                $

              	
                3,175,000.00

              	
                September
                  25, 2036

              
	
                I-M-8(2)

              	
                Variable(3)

              	
                $

              	
                2,708,000.00

              	
                September
                  25, 2036

              
	
                I-M-9(2)

              	
                Variable(3)

              	
                $

              	
                2,241,000.00

              	
                September
                  25, 2036

              
	
                I-M-10(2)

              	
                Variable(3)

              	
                $

              	
                1,681,000.00

              	
                September
                  25, 2036

              
	
                I-M-11(2)

              	
                Variable(3)

              	
                $

              	
                1,774,000.00

              	
                September
                  25, 2036

              
	
                Class
                  I-CE Interest

              	
                Variable(3)(4)

              	
                $

              	
                3,641,941.81

              	
                September
                  25, 2036

              
	
                Class
                  I-P Interest

              	
                0.00%(5)

              	
                $

              	
                100.00

              	
                September
                  25, 2036

              
	
                Class
                  I-IO Interest

              	
                (6)

              	
                $

              	
                (7)

              	
                September
                  25, 2036

              
	
                II-1A-1(2)

              	
                Variable(3)

              	
                $

              	
                139,494,000.00

              	
                August
                  25, 2036

              
	
                II-1A-2(2)

              	
                Variable(3)

              	
                $

              	
                63,472,000.00

              	
                August
                  25, 2036

              
	
                II-1A-3(2)

              	
                Variable(3)

              	
                $

              	
                14,156,000.00

              	
                August
                  25, 2036

              
	
                II-2A(2)

              	
                Variable(3)

              	
                $

              	
                100,275,000.00

              	
                August
                  25, 2036

              
	
                II-M-1(2)

              	
                Variable(3)

              	
                $

              	
                16,781,000.00

              	
                August
                  25, 2036

              
	
                II-M-2(2)

              	
                Variable(3)

              	
                $

              	
                15,331,000.00

              	
                August
                  25, 2036

              
	
                II-M-3(2)

              	
                Variable(3)

              	
                $

              	
                9,530,000.00

              	
                August
                  25, 2036

              
	
                II-M-4(2)

              	
                Variable(3)

              	
                $

              	
                7,873,000.00

              	
                August
                  25, 2036

              
	
                II-M-5(2)

              	
                Variable(3)

              	
                $

              	
                7,666,000.00

              	
                August
                  25, 2036

              
	
                II-M-6(2)

              	
                Variable(3)

              	
                $

              	
                7,044,000.00

              	
                August
                  25, 2036

              
	
                II-M-7(2)

              	
                Variable(3)

              	
                $

              	
                6,629,000.00

              	
                August
                  25, 2036

              
	
                II-M-8(2)

              	
                Variable(3)

              	
                $

              	
                5,800,000.00

              	
                August
                  25, 2036

              
	
                II-M-9(2)

              	
                Variable(3)

              	
                $

              	
                4,765,000.00

              	
                August
                  25, 2036

              
	
                II-M-10(2)

              	
                Variable(3)

              	
                $

              	
                4,144,000.00

              	
                August
                  25, 2036

              
	
                II-M-11(2)

              	
                Variable(3)

              	
                $

              	
                4,144,000.00

              	
                August
                  25, 2036

              
	
                Class
                  II-CE Interest

              	
                Variable(3)(4)

              	
                $

              	
                7,252,192.66

              	
                August
                  25, 2036

              
	
                Class
                  II-IO Interest

              	
                (6)

              	
                $

              	
                (7)

              	
                August
                  25, 2036

              
	
                Class
                  II-P Interest

              	
                0.00%(5)

              	
                $

              	
                100.00

              	
                August
                  25, 2036

              

      

      ___________________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group I
                  Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for each Regular Interest in REMIC IV the
                  ownership of which is represented by the Class I-A Certificates
                  and Class
                  I-M Certificates, the Class I-CE Interest, the Class I-P Interest
                  and the
                  Class I-IO Interest, and the Distribution Date in the month following
                  the
                  maturity date for the Group II Mortgage Loan with the latest maturity
                  date
                  has been designated as the “latest possible maturity date” for each
                  Regular Interest in REMIC IV the ownership of which is represented
                  by the
                  Class II-A Certificates and Class II-M Certificates, the Class
                  II-CE
                  Interest, the Class II-P Interest and the Class II-IO
                  Interest.

              

      

      
        	
                (2)

              	
                This
                  Class of Certificates represents ownership of a Regular Interest
                  in REMIC
                  IV. Any amount distributed on this Class of Certificates on any
                  Distribution Date in excess of the amount distributable on the
                  related
                  Regular Interest in REMIC IV on such Distribution Date shall be
                  treated
                  for federal income tax purposes as having been paid from the related
                  Reserve Fund or the related Supplemental Interest Trust, as applicable,
                  and any amount distributable on the related Regular Interest in
                  REMIC IV
                  on such Distribution Date in excess of the amount distributable
                  on such
                  Class of Certificates on such Distribution Date shall be treated
                  for such
                  purposes as having been distributed to the Holders of such Certificates
                  and then paid by such Holders to the related Supplemental Interest
                  Trust,
                  all pursuant to and as further provided in Section 3.21 or Section
                  3.22,
                  as applicable, hereof.

              

      

      
        	
                (3)

              	
                Calculated
                  in accordance with the definition of “Pass-Through Rate” herein. Each
                  Regular Interest in REMIC IV which corresponds to a Class A Certificate
                  or
                  Class M Certificate will have the same Pass-Through Rate as such
                  Certificate, except with respect to the related Net Rate Cap. The
                  Net Rate
                  Cap for each such Regular Interest in REMIC IV and Certificate
                  is
                  specified in the related definition of “Net Rate
                  Cap.”

              

      

      
        	
                (4)

              	
                The
                  Class I-CE Interest and Class II-CE Interest will accrue interest
                  at their
                  variable Pass-Through Rates on their Uncertificated Notional Amounts
                  outstanding from time to time, which shall equal the aggregate
                  Uncertificated Principal Balance of the REMIC III Group I Regular
                  Interests (other than REMIC III Regular Interest I-P) or the REMIC
                  III
                  Group II Regular Interests (other than REMIC III Regular Interest
                  II-P),
                  respectively. The Class CE Interests will not accrue interest on
                  their
                  Uncertificated Principal Balances.

              

      

      
        	
                (5)

              	
                The
                  Class P Interests are not entitled to distributions in respect
                  of
                  interest.

              

      

      
        	
                (6)

              	
                For
                  federal income tax purposes, the Class I-IO Interest and Class
                  II-IO
                  Interest will not have Pass-Through Rates, but will be entitled
                  to 100% of
                  the amounts distributed on REMIC III Regular Interest I-IO and
                  REMIC III
                  Regular Interest II-IO,
                  respectively.

              

      

      
        	
                (7)

              	
                For
                  federal income tax purposes, the Class I-IO Interest and Class
                  II-IO
                  Interest will not have Uncertificated Principal Balances, but will
                  have
                  notional amounts equal to the Uncertificated Notional Amounts of
                  REMIC III
                  Regular Interest I-IO and REMIC III Regular Interest II-IO,
                  respectively.

              

      

       

      REMIC
        V

       

      As
        provided herein, the Trustee shall elect to treat the segregated pool of
        assets
        consisting of the Class I-CE Interest as a REMIC for federal income tax
        purposes, and such segregated pool of assets will be designated as “REMIC V”.
        The Class I-R-5 Interest represents the sole class of Residual Interests
        in
        REMIC V for purposes of the REMIC Provisions.

       

      The
        following table sets forth the Class designation, Pass-Through Rate, Initial
        Certificate Principal Balance and, for purposes of satisfying Treasury
        Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
        the indicated Class of Certificates that represents a Regular Interest in
        REMIC
        V created hereunder. The Class I-CE Certificate represents ownership of a
        Regular Interest in REMIC V and also represents (i) the obligation to pay
        certain amounts specified herein in respect of related Basis Risk Shortfall
        Carry Forward Amounts and (ii) the right to receive related Class IO
        Distribution Amounts.

       

      
        	
                Class
                  Designation

              	
                Pass-Through
                  Rate

              	
                Initial
                  Certificate Principal Balance

              	
                Latest
                  Possible

                Maturity
                  Date(1)

              
	
                I-CE

              	
                (2)

              	
                $  3,641,941.81

              	
                September
                  25, 2036

              

      

      _______________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group I
                  Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for the Class I-CE
                  Certificates.

              

      

      
        	
                (2)

              	
                The
                  Class I-CE Certificates will receive 100% of the amounts received
                  in
                  respect of the Class I-CE Interest.

              

      

       

      REMIC
        VI

       

      As
        provided herein, the Trustee shall elect to treat the segregated pool of
        assets
        consisting of the Class I-P Interest as a REMIC for federal income tax purposes,
        and such segregated pool of assets will be designated as “REMIC VI”. The Class
        I-R-6 Interest represents the sole class of Residual Interests in REMIC VI
        for
        purposes of the REMIC Provisions.

       

      The
        following table sets forth the Class designation, Pass-Through Rate, Initial
        Certificate Principal Balance and, for purposes of satisfying Treasury
        Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
        the indicated Class of Certificates that represents a Regular Interest in
        REMIC
        VI created hereunder:

       

      
        	
                Class
                  Designation

              	
                Pass-Through
                  Rate

              	
                Initial

                Certificate
                  Principal Balance

              	
                Latest
                  Possible

                Maturity
                  Date(1)

              
	
                I-P

              	
                0.00%(2)

              	
                $100.00

              	
                September
                  25, 2036

              

      

      _______________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group I
                  Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for the Class I-P
                  Certificates.

              

      

      
        	
                (2)

              	
                The
                  Class I-P Certificates will receive 100% of the amounts received
                  in
                  respect of the Class I-P Interest.

              

      

       

      REMIC
        VII

       

      As
        provided herein, the Trustee shall elect to treat the segregated pool of
        assets
        consisting of the Class I-IO Interest as a REMIC for federal income tax
        purposes, and such segregated pool of assets will be designated as “REMIC VII”.
        The Class I-R-7 Interest represents the sole class of Residual Interests
        in
        REMIC VII for purposes of the REMIC Provisions.

       

      The
        following table sets forth the designation, Pass-Through Rate, initial
        Uncertificated Principal Balance and, for purposes of satisfying Treasury
        Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
        the indicated class of interests that represents a Regular Interest in REMIC
        VII
        created hereunder:

       

      
        	
                Designation

              	
                Pass-Through
                  Rate

              	
                Initial
                  Uncertificated Principal Balance

              	
                Latest
                  Possible

                Maturity
                  Date(1)

              
	
                IO(2)

              	
                (3)

              	
                (4)

              	
                September
                  25, 2036

              

      

      _______________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group I
                  Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for REMIC VII Regular Interest
                  IO.

              

      

      
        	
                (2)

              	
                REMIC
                  VII Regular Interest IO will be held as an asset of the Group I
                  Supplemental Interest Trust.

              

      

      
        	
                (3)

              	
                REMIC
                  VII Regular Interest IO will not have a Pass-Through Rate, but
                  will
                  receive 100% of the amounts received in respect of the Class I-IO
                  Interest.

              

      

      
        	
                (4)

              	
                REMIC
                  VII Regular Interest IO will not have an Uncertificated Principal
                  Balance,
                  but will have a notional amount equal to the Uncertificated Notional
                  Amount of the Class I-IO Interest.

              

      

       

      REMIC
        VIII

       

      As
        provided herein, the Trustee shall elect to treat the segregated pool of
        assets
        consisting of the Class II-CE Interest as a REMIC for federal income tax
        purposes, and such segregated pool of assets will be designated as “REMIC VIII”.
        The Class II-R-8 Interest represents the sole class of Residual Interests
        in
        REMIC VIII for purposes of the REMIC Provisions.

       

      The
        following table sets forth the Class designation, Pass-Through Rate, Initial
        Certificate Principal Balance and, for purposes of satisfying Treasury
        Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
        the indicated Class of Certificates that represents a Regular Interest in
        REMIC
        VIII created hereunder. The Class II-CE Certificate represents ownership
        of a
        Regular Interest in REMIC VIII and also represents (i) the obligation to
        pay
        certain amounts specified herein in respect of related Basis Risk Shortfall
        Carry Forward Amounts and (ii) the right to receive related Class IO
        Distribution Amounts.

       

      
        	
                Class
                  Designation

              	
                Pass-Through
                  Rate

              	
                Initial
                  Certificate Principal Balance

              	
                Latest
                  Possible

                Maturity
                  Date(1)

              
	
                II-CE

              	
                (2)

              	
                $7,252,192.66

              	
                August
                  25, 2036

              

      

      _______________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group
                  II Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for the Class II-CE
                  Certificates.

              

      

      
        	
                (2)

              	
                The
                  Class II-CE Certificates will receive 100% of the amounts received
                  in
                  respect of the Class II-CE
                  Interest.

              

      

       

      REMIC
        IX

       

      As
        provided herein, the Trustee shall elect to treat the segregated pool of
        assets
        consisting of the Class II-P Interest as a REMIC for federal income tax
        purposes, and such segregated pool of assets will be designated as “REMIC IX”.
        The Class II-R-9 Interest represents the sole class of Residual Interests
        in
        REMIC IX for purposes of the REMIC Provisions.

       

      The
        following table sets forth the Class designation, Pass-Through Rate, Initial
        Certificate Principal Balance and, for purposes of satisfying Treasury
        Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
        the indicated Class of Certificates that represents a Regular Interest in
        REMIC
        IX created hereunder:

       

      
        	
                Class
                  Designation

              	
                Pass-Through
                  Rate

              	
                Initial

                Certificate
                  Principal Balance

              	
                Latest
                  Possible

                Maturity
                  Date(1)

              
	
                II-P

              	
                0.00%(2)

              	
                $100.00

              	
                August
                  25, 2036

              

      

      _______________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group
                  II Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for the Class II-P
                  Certificates.

              

      

      
        	
                (2)

              	
                The
                  Class II-P Certificates will receive 100% of the amounts received
                  in
                  respect of the Class II-P Interest.

              

      

       

      REMIC
        X

       

      As
        provided herein, the Trustee shall elect to treat the segregated pool of
        assets
        consisting of the Class II-IO Interest as a REMIC for federal income tax
        purposes, and such segregated pool of assets will be designated as “REMIC X”.
        The Class II-R-10 Interest represents the sole class of Residual Interests
        in
        REMIC X for purposes of the REMIC Provisions.

       

      The
        following table sets forth the designation, Pass-Through Rate, initial
        Uncertificated Principal Balance and, for purposes of satisfying Treasury
        Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
        the indicated class of interests that represents a Regular Interest in REMIC
        X
        created hereunder:

       

      
        	
                Designation

              	
                Pass-Through
                  Rate

              	
                Initial
                  Uncertificated Principal Balance

              	
                Latest
                  Possible

                Maturity
                  Date(1)

              
	
                IO(2)

              	
                (3)

              	
                (4)

              	
                August
                  25, 2036

              

      

      _______________

      
        	
                (1)

              	
                For
                  purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                  the
                  Distribution Date in the month following the maturity date for
                  the Group
                  II Mortgage Loan with the latest maturity date has been designated
                  as the
                  “latest possible maturity date” for REMIC X Regular Interest
                  IO.

              

      

      
        	
                (2)

              	
                REMIC
                  X Regular Interest IO will be held as an asset of the Group II
                  Supplemental Interest Trust.

              

      

      
        	
                (3)

              	
                REMIC
                  X Regular Interest IO will not have a Pass-Through Rate, but will
                  receive
                  100% of the amounts received in respect of the Class II-IO
                  Interest.

              

      

      
        	
                (4)

              	
                REMIC
                  X Regular Interest IO will not have an Uncertificated Principal
                  Balance,
                  but will have a notional amount equal to the Uncertificated Notional
                  Amount of the Class II-IO Interest.

              

      

       

      The
        Trust
        Fund shall be named, and may be referred to as, the “Bear Stearns Asset Backed
        Securities I Trust 2006-HE7.” The Certificates issued hereunder may be referred
        to as “Asset-Backed Certificates, Series 2006-HE7” (including for purposes of
        any endorsement or assignment of a Mortgage Note or Mortgage).

       

      In
        consideration of the mutual agreements herein contained, the Depositor, the
        Master Servicer, the Seller and the Trustee agree as follows:

       

      ARTICLE
        I

      DEFINITIONS

       

      Section
        1.01  Defined
        Terms. 

       

      Whenever
        used in this Agreement, the following words and phrases, unless otherwise
        expressly provided or unless the context otherwise requires, shall have the
        meanings specified in this Article:

       

      10-K
        Filing Deadline:
        As
        defined in Section 3.16(iii).

       

      Accepted
        Servicing Practices:
        With
        respect to each Mortgage Loan, those mortgage servicing practices and
        procedures, including prudent collection and loan administration procedures,
        and
        the standard of care (i) employed by prudent mortgage servicers which service
        mortgage loans of the same type as the Mortgage Loans in the jurisdictions
        in
        which the related Mortgage Properties are located or (ii) in accordance with
        the
        Fannie Mae Guide or Freddie Mac Guide, subject to any variances negotiated
        with
        Fannie Mae or Freddie Mac and subject to the express provisions of this
        Agreement. Such standard of care shall not be lower than that the Master
        Servicer customarily employs and exercises in servicing and administering
        similar mortgage loans for its own account and shall be in full compliance
        with
        all federal, state, and local laws, ordinances, rules and
        regulations.

       

      Account:
        The
        Distribution Account, the Reserve Funds, the Group I Swap Account, the Group
        II
        Swap Account, the Class I-P Certificate Account, the Class II-P Certificate
        Account and the Protected Account.

       

      Accrual
        Period:
        With
        respect to the Certificates (other than the Class CE, Class P and the Residual
        Certificates) and any Distribution Date, the period from and including the
        immediately preceding Distribution Date (or with respect to the first Accrual
        Period, the Closing Date) to and including the day prior to such Distribution
        Date. With respect to the Class CE Certificates and the Class CE Interests
        and
        any Distribution Date, the calendar month immediately preceding such
        Distribution Date. All calculations of interest on the Certificates (other
        than
        the Class CE, Class P and the Residual Certificates) will be made on the
        basis
        of the actual number of days elapsed in the related Accrual Period. All
        calculations of interest on the Class CE Interests and the Class CE Certificates
        will be made on the basis of a 360-day year consisting of twelve 30-day
        months.

       

      Additional
        Disclosure:
        As
        defined in Section 3.16(a)(v).

       

      Additional
        Disclosure Notification:
        The
        form of notice set forth in Exhibit R.

       

      Additional
        Form 10-D Disclosure:
        As
        defined in Section 3.16(a)(ii).

       

      Additional
        Form 10-K Disclosure:
        As
        defined in Section 3.16(a)(iv).

       

      Advance:
        An
        advance of delinquent payments of principal or interest in respect of a Mortgage
        Loan required to be made by the Master Servicer as provided in Section 5.01
        hereof.

       

      Affected
        Party:
        An
“Affected Party” as defined in the related Swap Agreement.

       

      Agreement:
        This
        Pooling and Servicing Agreement and any and all amendments or supplements
        hereto
        made in accordance with the terms herein.

       

      Adjustable
        Rate Mortgage Loan:
        Each of
        the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage
        Rate that is subject to adjustment.

       

      Adjustment
        Date:
        With
        respect to each Adjustable Rate Mortgage Loan, the first day of the month
        in
        which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant
        to
        the related Mortgage Note. The first Adjustment Date following the Cut-off
        Date
        as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan
        Schedule.

       

      Amount
        Held for Future Distribution:
        As to
        any Distribution Date, the aggregate amount held in the Protected Account
        at the
        close of business on the immediately preceding Determination Date on account
        of
        (i) all Scheduled Payments or portions thereof received in respect of the
        Mortgage Loans due after the related Due Period and (ii) Principal Prepayments,
        Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds received
        in
        respect of such Mortgage Loans after the last day of the related Prepayment
        Period.

       

      Annual
        Statement of Compliance:
        As
        defined in Section 3.13.

       

      Applied
        Realized Loss Amount:
        With
        respect to any Distribution Date and a Class of Class A Certificates and
        Class M
        Certificates, the sum of the Realized Losses with respect to the Mortgage
        Loans
        in the related Loan Group which have been applied in reduction of the
        Certificate Principal Balance of a Class of Certificates pursuant to Section
        5.05 of this Agreement which have not previously been reimbursed or reduced
        by
        any Subsequent Recoveries applied to such Applied Realized Loss
        Amount.

       

      Appraised
        Value:
        With
        respect to any Mortgage Loan originated in connection with a refinancing,
        the
        appraised value of the Mortgaged Property based upon the appraisal made at
        the
        time of such refinancing or, with respect to any other Mortgage Loan, the
        lesser
        of (x) the appraised value of the Mortgaged Property based upon the appraisal
        made by a fee appraiser at the time of the origination of the related Mortgage
        Loan, and (y) the sales price of the Mortgaged Property at the time of such
        origination.

       

      Assessment
        of Compliance:
        As
        defined in Section 3.14.

       

      Attesting
        Party:
        As
        defined in Section 3.14.

       

      Attestation
        Report:
        As
        defined in Section 3.14.

       

      Back-Up
        Certification:
        As
        defined in Section 3.16(a)(iv).

       

      Basis
        Risk Shortfall Carry Forward Amount:
        With
        respect to any Distribution Date and any Class of Class A Certificates and
        Class
        M Certificates, an amount equal to the sum of (A) if the Pass-Through Rate
        for
        such Class for such Distribution Date is limited to the related Net Rate
        Cap,
        the excess, if any, of (a) the amount of Current Interest that such Class
        would
        have been entitled to receive on such Distribution Date had the Pass-Though
        Rate
        applicable to such Class been calculated at a per annum rate equal to the
        related One-Month LIBOR Pass-Through Rate, over (b) the amount of Current
        Interest that such Class received on such Distribution Date at the related
        Net
        Rate Cap for such Distribution Date and (B) the Basis Risk Shortfall Carry
        Forward Amount for the previous Distribution Date not previously paid, together
        with interest thereon at a rate equal to the related Pass-Through Rate the
        current Distribution Date.

       

      Bankruptcy
        Code:
        Title
        11 of the United States Code.

       

      Book-Entry
        Certificates:
        Any of
        the Certificates that shall be registered in the name of the Depository or
        its
        nominee, the ownership of which is reflected on the books of the Depository
        or
        on the books of a person maintaining an account with the Depository (directly,
        as a “Depository Participant”, or indirectly, as an indirect participant in
        accordance with the rules of the Depository and as described in Section 6.06).
        As of the Closing Date, each Class of Regular Certificates (other than the
        Class
        CE Certificates and Class P Certificates) constitutes a Class of Book-Entry
        Certificates.

       

      Business
        Day:
        Any day
        other than (i) a Saturday or a Sunday, or (ii) a day on which banking
        institutions in The City of New York, New York, Chicago, Illinois, Minneapolis,
        Minnesota or the city in which the Corporate Trust Office of the Trustee
        or the
        principal office of the Master Servicer is located as authorized or obligated
        by
        law or executive order to be closed.

       

      Certificate:
        Any one
        of the certificates of any Class executed and authenticated by the Trustee
        in
        substantially the forms attached hereto as Exhibits A-1 through
        A-5.

       

      Certificate
        Margin:
        With
        respect to the Class I-A-1 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-A-1,
0.050%
        per
        annum.

       

      With
        respect to the Class I-A-2 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-A-2, 0.170%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 0.340% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-A-3 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-A-3, 0.260%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 0.520% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-1 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-1, 0.400%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 0.600% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-2 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-2, 0.420%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 0.630% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-3 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-3, 0.470%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 0.705% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-4 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-4, 0.570%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 0.855% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-5 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-5, 0.650%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 0.975% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-6 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-6, 0.750%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 1.125% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-7 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-7, 1.750%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 2.625% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-8 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-8, 2.500%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 3.750% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-9 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-9, 2.500%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 3.750% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-10 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-10, 2.500%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 3.750% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class I-M-11 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-11, 2.500%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group I Optional Termination Date and 3.750% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-1A-1 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-1A-1, 0.050%
        per annum.

       

      With
        respect to the Class II-1A-2 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-1A-2, 0.160%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.320% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-1A-3 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-1A-3, 0.250%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.500% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-2A Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-2A, 0.140%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.280% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-1 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-1, 0.300%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.450% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-2 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-2, 0.320%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.480% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-3 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-3, 0.330%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.495% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-4 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-4, 0.400%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.600% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-5 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-5, 0.420%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.630% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-6 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-6, 0.460%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 0.690% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-7 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-7, 0.900%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 1.350% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-8 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-8, 1.050%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 1.575% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-9 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-9, 1.900%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 2.850% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-10 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-10, 2.250%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 3.375% per annum in the case
        of
        each Distribution Date thereafter.

       

      With
        respect to the Class II-M-11 Certificates and, for purposes of the definition
        of
“One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-11, 2.250%
        per annum in the case of each Distribution Date through and including the
        first
        possible Group II Optional Termination Date and 3.375% per annum in the case
        of
        each Distribution Date thereafter.

       

      Certificate
        Notional Amount:
        With
        respect to the Class I-CE Certificates and any Distribution Date, an amount
        equal to the Stated Principal Balance of the Group I Mortgage Loans as of
        the
        beginning of the related Due Period. The
        initial Certificate Notional Amount of the Class I-CE Certificates shall
        be
        $186,762,941.81. For federal income tax purposes, the Certificate Notional
        Amount for the Class I-CE Certificates for any Distribution Date shall be
        an
        amount equal to the Uncertificated Notional Amount for the Class I-CE Interest
        for such Distribution Date. With respect to the Class II-CE Certificates
        and any
        Distribution Date, an amount equal to the Stated Principal Balance of the
        Group
        II Mortgage Loans as of the beginning of the related Due Period. The initial
        Certificate Notional Amount of the Class II-CE Certificates shall be
        $414,356,192.66. For federal income tax purposes, the Certificate Notional
        Amount for the Class II-CE Certificates for any Distribution Date shall be
        an
        amount equal to the Uncertificated Notional Amount for the Class II-CE Interest
        for such Distribution Date.

       

      Certificate
        Owner:
        With
        respect to a Book-Entry Certificate, the Person that is the beneficial owner
        of
        such Book-Entry Certificate.

       

      Certificate
        Principal Balance:
        As to
        any Certificate (other than any Class CE Certificates and any Class R
        Certificates) and as of any Distribution Date, the Initial Certificate Principal
        Balance of such Certificate plus, in the case of a Class I-A Certificate
        and
        Class I-M Certificate, any Subsequent Recoveries added to the Certificate
        Principal Balance of such Certificate pursuant to Section 5.04(a) and in
        the
        case of a Class II-A Certificate and Class II-M Certificate, any Subsequent
        Recoveries added to the Certificate Principal Balance of such Certificate
        pursuant to Section 5.04(b), less the sum of (i) all amounts distributed
        with
        respect to such Certificate in reduction of the Certificate Principal Balance
        thereof on previous Distribution Dates pursuant to Section 5.04, and (ii)
        any
        Applied Realized Loss Amounts allocated to such Certificate on previous
        Distribution Dates. As to the Class I-CE Certificates and as of any Distribution
        Date, an amount equal to the Uncertificated Principal Balance of the Class
        I-CE
        Interest. As to the Class II-CE Certificates and as of any Distribution Date,
        an
        amount equal to the Uncertificated Principal Balance of the Class II-CE
        Interest.

       

      Certificate
        Register:
        The
        register maintained pursuant to Section 6.02 hereof.

       

      Certificateholder
        or Holder:
        The
        person in whose name a Certificate is registered in the Certificate Register
        (initially, Cede & Co., as nominee for the Depository, in the case of any
        Book-Entry Certificates).

       

      Certification
        Parties:
        As
        defined in Section 3.16(a)(iv).

       

      Certifying
        Person:
        As
        defined in Section 3.16(a)(iv).

       

      Class:
        All
        Certificates bearing the same Class designation as set forth in Section 6.01
        hereof.

       

      Class
        A Certificates:
        Any of
        the Class I-A-1, Class I-A-2, and Class I-A-3, Class II-1A-1, Class II-1A-2,
        Class II-1A-3 and Class II-2A Certificates.

       

      Class
        CE Certificates:
        Any of
        the Class I-CE Certificates and Class II-CE Certificates.

       

      Class
        CE Interest:
        Any of
        the Class I-CE Interest and Class II-CE Interest.

       

      Class
        IO Interest:
        Any of
        the Class I-IO Interest and Class II-IO Interest.

       

      Class
        M Certificates:
        Any of
        the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class
        I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10, Class I-M-11,
        Class
        II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6,
        Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11
        Certificates.

       

      Class
        P Certificates:
        Any of
        the Class I-P Certificates and Class II-P Certificates.

       

      Class
        P Interest:
        Any of
        the Class I-P Interest and Class II-P Interest.

       

      Class
        R Certificate:
        Any of
        the Class I-R-1, Class I-R-2, Class I-R-3, Class I-RX, Class II-R-1 and Class
        II-RX Certificates.

       

      Class
        I-A Certificates:
        Any of
        the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates.

       

      Class
        I-A Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the related Principal
        Distribution Amount for such Distribution Date and (y) the excess, if any,
        of
        (i) the aggregate Certificate Principal Balance of the Class I-A Certificates
        immediately prior to such Distribution Date, over (ii) the lesser of (a)
        the
        product of (1) 50.60% and (2) the aggregate Stated Principal Balance of the
        Group I Mortgage Loans as of the last day of the related Due Period (after
        giving effect to scheduled payments of principal due during the related Due
        Period, to the extent received or advanced, and unscheduled collections of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period), and (b) the aggregate
        Stated Principal Balance of the Group I Mortgage Loans as of the last day
        of the
        related Due Period (after giving effect to scheduled payments of principal
        due
        during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) minus $933,815.

       

      Class
        I-A-1 Certificate:
        Any
        Certificate designated as a “Class I-A-1 Certificate” on the face thereof, in
        the form of Exhibit A-1 hereto, representing the right to the Percentage
        Interest of distributions provided for the Class I-A-1 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-A-2 Certificate:
        Any
        Certificate designated as a “Class I-A-2 Certificate” on the face thereof, in
        the form of Exhibit A-1 hereto, representing the right to the Percentage
        Interest of distributions provided for the Class I-A-2 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-A-3 Certificate:
        Any
        Certificate designated as a “Class I-A-3 Certificate” on the face thereof, in
        the form of Exhibit A-1 hereto, representing the right to the Percentage
        Interest of distributions provided for the Class I-A-3 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-CE Certificate:
        Any
        Certificate designated as a “Class I-CE Certificate” on the face thereof, in the
        form of Exhibit A-4 hereto, representing the right to its Percentage Interest
        of
        distributions provided for the Class I-CE Certificates herein and evidencing
        (i)
        a Regular Interest in REMIC V, (ii) the obligation to pay related Basis Risk
        Shortfall Carry Forward Amounts and (iii) the right to receive related Class
        IO
        Distribution Amounts.

       

      Class
        I-CE Distribution Amount:
        With
        respect to any Distribution Date, the sum of (i) the Current Interest for
        the
        Class I-CE Interest for such Distribution Date, (ii) any Group I
        Overcollateralization Release Amount for such Distribution Date and (iii)
        without duplication, any Subsequent Recoveries related to Loan Group I not
        distributed to the Class I-A Certificates and Class I-M Certificates on such
        Distribution Date; provided, however that on any Distribution Date after
        the
        Distribution Date on which the Certificate Principal Balances of the Class
        I-A
        Certificates and Class I-M Certificates have been reduced to zero, the Class
        I-CE Distribution Amount shall include the Group I Overcollateralization
        Amount.

       

      Class
        I-CE Interest:
        An
        uncertificated interest in the Trust Fund held by the Trustee on behalf of
        the
        Holders of the Class I-CE Certificates, evidencing a Regular Interest in
        REMIC
        IV for purposes of the REMIC Provisions.

       

      Class
        I-IO Interest:
        An
        uncertificated interest in the Trust Fund held by the Trustee on behalf of
        the
        holders of REMIC VII Regular Interest IO, evidencing a Regular Interest in
        REMIC
        IV for purposes of the REMIC Provisions.

       

      Class
        I-M Certificates:
        Any of
        the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class
        I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11
        Certificates.

       

      Class
        I-M-1 Certificate:
        Any
        Certificate designated as a “Class I-M-1 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-1 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-1 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount and (y) the excess, if any, of
        (a)
        the sum of (1) the aggregate Certificate Principal Balance of the Class I-A
        Certificates (after taking into account the distribution of the Class I-A
        Principal Distribution Amount on such Distribution Date) and (2) the Certificate
        Principal Balance of the Class I-M-1 Certificates immediately prior to such
        Distribution Date, over (b) the lesser of (1) the product of (x) 59.30% and
        (y)
        the aggregate Stated Principal Balance of the Group I Mortgage Loans as of
        the
        last day of the related Due Period (after giving effect to scheduled payments
        of
        principal due during the related Due Period, to the extent received or advanced,
        and unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage
        Loans as of the last day of the related Due Period (after giving effect to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $933,815.

       

      Class
        I-M-2 Certificate:
        Any
        Certificate designated as a “Class I-M-2 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-2 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-2 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount and the Class I-M-1 Principal
        Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the
        aggregate Certificate Principal Balance of the Class I-A Certificates (after
        taking into account the distribution of the Class I-A Principal Distribution
        Amount on such Distribution Date), (2) the Certificate Principal Balance
        of the
        Class I-M-1 Certificates (after taking into account the distribution of the
        Class I-M-1 Principal Distribution Amount on such Distribution Date) and
        (3) the
        Certificate Principal Balance of the Class I-M-2 Certificates immediately
        prior
        to such Distribution Date, over (b) the lesser of (1) the product of (x)
        67.40%
        and (y) the aggregate Stated Principal Balance of the Mortgage Loans in Loan
        Group I as of the last day of the related Due Period (after giving effect
        to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period), and (2) the aggregate Stated Principal Balance
        of the Mortgage Loans in Loan Group I as of the last day of the related Due
        Period (after giving effect to scheduled payments of principal due during
        the
        related Due Period, to the extent received or advanced, and unscheduled
        collections of principal received during the related Prepayment Period, and
        after reduction for Realized Losses incurred during the related Due Period)
        minus $933,815.

       

      Class
        I-M-3 Certificate:
        Any
        Certificate designated as a “Class I-M-3 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-3 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-3 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount and the Class I-M-2 Principal Distribution Amount and
        (y)
        the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
        Balance of the Class I-A Certificates (after taking into account the
        distribution of the Class I-A Principal Distribution Amount on such Distribution
        Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates
        (after taking into account the distribution of the Class I-M-1 Principal
        Distribution Amount on such Distribution Date), (3) the Certificate Principal
        Balance of the Class I-M-2 Certificates (after taking into account the
        distribution of the Class I-M-2 Principal Distribution Amount on such
        Distribution Date) and (4) the Certificate Principal Balance of the Class
        I-M-3
        Certificates immediately prior to such Distribution Date, over (b) the lesser
        of
        (1) the product of (x) 72.10% and (y) the aggregate Stated Principal Balance
        of
        the Group I Mortgage Loans as of the last day of the related Due Period (after
        giving effect to scheduled payments of principal due during the related Due
        Period, to the extent received or advanced, and unscheduled collections of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period), and (2) the aggregate
        Stated Principal Balance of the Group I Mortgage Loans as of the last day
        of the
        related Due Period (after giving effect to scheduled payments of principal
        due
        during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) minus $933,815.

       

      Class
        I-M-4 Certificate:
        Any
        Certificate designated as a “Class I-M-4 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-4 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-4 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount, the Class I-M-2 Principal Distribution Amount and the
        Class
        I-M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the
        sum
        of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates
        (after taking into account the distribution of the Class I-A Principal
        Distribution Amount on such Distribution Date), (2) the Certificate Principal
        Balance of the Class I-M-1 Certificates (after taking into account the
        distribution of the Class I-M-1 Principal Distribution Amount on such
        Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2
        Certificates (after taking into account the distribution of the Class I-M-2
        Principal Distribution Amount on such Distribution Date), (4) the Certificate
        Principal Balance of the Class I-M-3 Certificates (after taking into account
        the
        distribution of the Class I-M-3 Principal Distribution Amount on such
        Distribution Date) and (5) the Certificate Principal Balance of the Class
        I-M-4
        Certificates immediately prior to such Distribution Date, over (b) the lesser
        of
        (1) the product of (x) 76.20% and (y) the aggregate Stated Principal Balance
        of
        the Group I Mortgage Loans as of the last day of the related Due Period (after
        giving effect to scheduled payments of principal due during the related Due
        Period, to the extent received or advanced, and unscheduled collections of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period), and (2) the aggregate
        Stated Principal Balance of the Group I Mortgage Loans as of the last day
        of the
        related Due Period (after giving effect to scheduled payments of principal
        due
        during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) minus $933,815.

       

      Class
        I-M-5 Certificate:
        Any
        Certificate designated as a “Class I-M-5 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-5 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-5 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
        I-M-3 Principal Distribution Amount and the Class I-M-4 Principal Distribution
        Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
        Certificate Principal Balance of the Class I-A Certificates (after taking
        into
        account the distribution of the Class I-A Principal Distribution Amount on
        such
        Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1
        Certificates (after taking into account the distribution of the Class I-M-1
        Principal Distribution Amount on such Distribution Date), (3) the Certificate
        Principal Balance of the Class I-M-2 Certificates (after taking into account
        the
        distribution of the Class I-M-2 Principal Distribution Amount on such
        Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3
        Certificates (after taking into account the distribution of the Class I-M-3
        Principal Distribution Amount on such Distribution Date), (5) the Certificate
        Principal Balance of the Class I-M-4 Certificates (after taking into account
        the
        distribution of the Class I-M-4 Principal Distribution Amount on such
        Distribution Date) and (6) the Certificate Principal Balance of the Class
        I-M-5
        Certificates immediately prior to such Distribution Date, over (b) the lesser
        of
        (1) the product of (x) 80.10% and (y) the aggregate Stated Principal Balance
        of
        the Group I Mortgage Loans as of the last day of the related Due Period (after
        giving effect to scheduled payments of principal due during the related Due
        Period, to the extent received or advanced, and unscheduled collections of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period), and (2) the aggregate
        Stated Principal Balance of the Group I Mortgage Loans as of the last day
        of the
        related Due Period (after giving effect to scheduled payments of principal
        due
        during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) minus $933,815.

       

      Class
        I-M-6 Certificate:
        Any
        Certificate designated as a “Class I-M-6 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-6 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-6 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
        I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
        Amount and the Class I-M-5 Principal Distribution Amount and (y) the excess,
        if
        any, of (a) the sum of (1) the aggregate Certificate Principal Balance of
        the
        Class I-A Certificates (after taking into account the distribution of the
        Class
        I-A Principal Distribution Amount on such Distribution Date), (2) the
        Certificate Principal Balance of the Class I-M-1 Certificates (after taking
        into
        account the distribution of the Class I-M-1 Principal Distribution Amount
        on
        such Distribution Date), (3) the Certificate Principal Balance of the Class
        I-M-2 Certificates (after taking into account the distribution of the Class
        I-M-2 Principal Distribution Amount on such Distribution Date), (4) the
        Certificate Principal Balance of the Class I-M-3 Certificates (after taking
        into
        account the distribution of the Class I-M-3 Principal Distribution Amount
        on
        such Distribution Date), (5) the Certificate Principal Balance of the Class
        I-M-4 Certificates (after taking into account the distribution of the Class
        I-M-4 Principal Distribution Amount on such Distribution Date), (6) the
        Certificate Principal Balance of the Class I-M-5 Certificates (after taking
        into
        account the distribution of the Class I-M-5 Principal Distribution Amount
        on
        such Distribution Date) and (7) the Certificate Principal Balance of the
        Class
        I-M-6 Certificates immediately prior to such Distribution Date, over (b)
        the
        lesser of (1) the product of (x) 83.70% and (y) the aggregate Stated Principal
        Balance of the Group I Mortgage Loans as of the last day of the related Due
        Period (after giving effect to scheduled payments of principal due during
        the
        related Due Period, to the extent received or advanced, and unscheduled
        collections of principal received during the related Prepayment Period, and
        after reduction for Realized Losses incurred during the related Due Period),
        and
        (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans
        as of
        the last day of the related Due Period (after giving effect to scheduled
        payments of principal due during the related Due Period, to the extent received
        or advanced, and unscheduled collections of principal received during the
        related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $933,815.

       

      Class
        I-M-7 Certificate:
        Any
        Certificate designated as a “Class I-M-7 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-7 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-7 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
        I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
        Amount, the Class I-M-5 Principal Distribution Amount and the Class I-M-6
        Principal Distribution Amount and (y) the excess, if any, of (a) the sum
        of (1)
        the aggregate Certificate Principal Balance of the Class I-A Certificates
        (after
        taking into account the distribution of the Class I-A Principal Distribution
        Amount on such Distribution Date), (2) the Certificate Principal Balance
        of the
        Class I-M-1 Certificates (after taking into account the distribution of the
        Class I-M-1 Principal Distribution Amount on such Distribution Date), (3)
        the
        Certificate Principal Balance of the Class I-M-2 Certificates (after taking
        into
        account the distribution of the Class I-M-2 Principal Distribution Amount
        on
        such Distribution Date), (4) the Certificate Principal Balance of the Class
        I-M-3 Certificates (after taking into account the distribution of the Class
        I-M-3 Principal Distribution Amount on such Distribution Date), (5) the
        Certificate Principal Balance of the Class I-M-4 Certificates (after taking
        into
        account the distribution of the Class I-M-4 Principal Distribution Amount
        on
        such Distribution Date), (6) the Certificate Principal Balance of the Class
        I-M-5 Certificates (after taking into account the distribution of the Class
        I-M-5 Principal Distribution Amount on such Distribution Date) (7) the
        Certificate Principal Balance of the Class I-M-6 Certificates (after taking
        into
        account the distribution of the Class I-M-6 Principal Distribution Amount
        on
        such Distribution Date) and (8) the Certificate Principal Balance of the
        Class
        I-M-7 Certificates immediately prior to such Distribution Date, over (b)
        the
        lesser of (1) the product of (x) 87.10% and (y) the aggregate Stated Principal
        Balance of the Group I Mortgage Loans as of the last day of the related Due
        Period (after giving effect to scheduled payments of principal due during
        the
        related Due Period, to the extent received or advanced, and unscheduled
        collections of principal received during the related Prepayment Period, and
        after reduction for Realized Losses incurred during the related Due Period),
        and
        (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans
        as of
        the last day of the related Due Period (after giving effect to scheduled
        payments of principal due during the related Due Period, to the extent received
        or advanced, and unscheduled collections of principal received during the
        related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $933,815.

       

      Class
        I-M-8 Certificate:
        Any
        Certificate designated as a “Class I-M-8 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-8 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-8 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
        I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
        Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal
        Distribution Amount and the Class I-M-7 Principal Distribution Amount and
        (y)
        the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
        Balance of the Class I-A Certificates (after taking into account the
        distribution of the Class I-A Principal Distribution Amount on such Distribution
        Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates
        (after taking into account the distribution of the Class I-M-1 Principal
        Distribution Amount on such Distribution Date), (3) the Certificate Principal
        Balance of the Class I-M-2 Certificates (after taking into account the
        distribution of the Class I-M-2 Principal Distribution Amount on such
        Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3
        Certificates (after taking into account the distribution of the Class I-M-3
        Principal Distribution Amount on such Distribution Date), (5) the Certificate
        Principal Balance of the Class I-M-4 Certificates (after taking into account
        the
        distribution of the Class I-M-4 Principal Distribution Amount on such
        Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5
        Certificates (after taking into account the distribution of the Class I-M-5
        Principal Distribution Amount on such Distribution Date) (7) the Certificate
        Principal Balance of the Class I-M-6 Certificates (after taking into account
        the
        distribution of the Class I-M-6 Principal Distribution Amount on such
        Distribution Date), (8) the Certificate Principal Balance of the Class I-M-7
        Certificates (after taking into account the distribution of the Class I-M-7
        Principal Distribution Amount on such Distribution Date) and (9) the Certificate
        Principal Balance of the Class I-M-8 Certificates immediately prior to such
        Distribution Date, over (b) the lesser of (1) the product of (x) 90.00% and
        (y)
        the aggregate Stated Principal Balance of the Group I Mortgage Loans as of
        the
        last day of the related Due Period (after giving effect to scheduled payments
        of
        principal due during the related Due Period, to the extent received or advanced,
        and unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage
        Loans as of the last day of the related Due Period (after giving effect to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $933,815.

       

      Class
        I-M-9 Certificate:
        Any
        Certificate designated as a “Class I-M-9 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-9 Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-9 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
        I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
        Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal
        Distribution Amount, the Class I-M-7 Principal Distribution Amount and the
        Class
        I-M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the
        sum
        of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates
        (after taking into account the distribution of the Class I-A Principal
        Distribution Amount on such Distribution Date), (2) the Certificate Principal
        Balance of the Class I-M-1 Certificates (after taking into account the
        distribution of the Class I-M-1 Principal Distribution Amount on such
        Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2
        Certificates (after taking into account the distribution of the Class I-M-2
        Principal Distribution Amount on such Distribution Date), (4) the Certificate
        Principal Balance of the Class I-M-3 Certificates (after taking into account
        the
        distribution of the Class I-M-3 Principal Distribution Amount on such
        Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4
        Certificates (after taking into account the distribution of the Class I-M-4
        Principal Distribution Amount on such Distribution Date), (6) the Certificate
        Principal Balance of the Class I-M-5 Certificates (after taking into account
        the
        distribution of the Class I-M-5 Principal Distribution Amount on such
        Distribution Date) (7) the Certificate Principal Balance of the Class I-M-6
        Certificates (after taking into account the distribution of the Class I-M-6
        Principal Distribution Amount on such Distribution Date), (8) the Certificate
        Principal Balance of the Class I-M-7 Certificates (after taking into account
        the
        distribution of the Class I-M-7 Principal Distribution Amount on such
        Distribution Date), (9) the Certificate Principal Balance of the Class I-M-8
        Certificates (after taking into account the distribution of the Class I-M-8
        Principal Distribution Amount on such Distribution Date) and (10) the
        Certificate Principal Balance of the Class I-M-9 Certificates immediately
        prior
        to such Distribution Date, over (b) the lesser of (1) the product of (x)
        92.40%
        and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans
        as
        of the last day of the related Due Period (after giving effect to scheduled
        payments of principal due during the related Due Period, to the extent received
        or advanced, and unscheduled collections of principal received during the
        related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period), and (2) the aggregate Stated Principal Balance
        of the Group I Mortgage Loans as of the last day of the related Due Period
        (after giving effect to scheduled payments of principal due during the related
        Due Period, to the extent received or advanced, and unscheduled collections
        of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period) minus
        $933,815.

       

      Class
        I-M-10 Certificate:
        Any
        Certificate designated as a “Class I-M-10 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-10 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-10 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
        I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
        Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal
        Distribution Amount, the Class I-M-7 Principal Distribution Amount, the Class
        I-M-8 Principal Distribution Amount and the Class I-M-9 Principal Distribution
        Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
        Certificate Principal Balance of the Class I-A Certificates (after taking
        into
        account the distribution of the Class I-A Principal Distribution Amount on
        such
        Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1
        Certificates (after taking into account the distribution of the Class I-M-1
        Principal Distribution Amount on such Distribution Date), (3) the Certificate
        Principal Balance of the Class I-M-2 Certificates (after taking into account
        the
        distribution of the Class I-M-2 Principal Distribution Amount on such
        Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3
        Certificates (after taking into account the distribution of the Class I-M-3
        Principal Distribution Amount on such Distribution Date), (5) the Certificate
        Principal Balance of the Class I-M-4 Certificates (after taking into account
        the
        distribution of the Class I-M-4 Principal Distribution Amount on such
        Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5
        Certificates (after taking into account the distribution of the Class I-M-5
        Principal Distribution Amount on such Distribution Date) (7) the Certificate
        Principal Balance of the Class I-M-6 Certificates (after taking into account
        the
        distribution of the Class I-M-6 Principal Distribution Amount on such
        Distribution Date), (8) the Certificate Principal Balance of the Class I-M-7
        Certificates (after taking into account the distribution of the Class I-M-7
        Principal Distribution Amount on such Distribution Date), (9) the Certificate
        Principal Balance of the Class I-M-8 (after taking into account the distribution
        of the Class I-M-8 Principal Distribution Amount on such Distribution Date),
        (10) the Certificate Principal Balance of the Class I-M-9 Certificates (after
        taking into account the distribution of the Class I-M-9 Principal Distribution
        Amount on such Distribution Date) and (11) the Certificate Principal Balance
        of
        the Class I-M-10 Certificates immediately prior to such Distribution Date,
        over
        (b) the lesser of (1) the product of (x) 94.20% and (y) the aggregate Stated
        Principal Balance of the Group I Mortgage Loans as of the last day of the
        related Due Period (after giving effect to scheduled payments of principal
        due
        during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage
        Loans as of the last day of the related Due Period (after giving effect to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $933,815.

       

      Class
        I-M-11 Certificate:
        Any
        Certificate designated as a “Class I-M-11 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class I-M-11 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        I-M-11 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class I-A Principal Distribution Amount, the Class I-M-1 Principal
        Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class
        I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution
        Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal
        Distribution Amount, the Class I-M-7 Principal Distribution Amount, the Class
        I-M-8 Principal Distribution Amount, the Class I-M-9 Principal Distribution
        Amount and the Class I-M-10 Principal Distribution Amount and (y) the excess,
        if
        any, of (a) the sum of (1) the aggregate Certificate Principal Balance of
        the
        Class I-A Certificates (after taking into account the distribution of the
        Class
        I-A Principal Distribution Amount on such Distribution Date), (2) the
        Certificate Principal Balance of the Class I-M-1 Certificates (after taking
        into
        account the distribution of the Class I-M-1 Principal Distribution Amount
        on
        such Distribution Date), (3) the Certificate Principal Balance of the Class
        I-M-2 Certificates (after taking into account the distribution of the Class
        I-M-2 Principal Distribution Amount on such Distribution Date), (4) the
        Certificate Principal Balance of the Class I-M-3 Certificates (after taking
        into
        account the distribution of the Class I-M-3 Principal Distribution Amount
        on
        such Distribution Date), (5) the Certificate Principal Balance of the Class
        I-M-4 Certificates (after taking into account the distribution of the Class
        I-M-4 Principal Distribution Amount on such Distribution Date), (6) the
        Certificate Principal Balance of the Class I-M-5 Certificates (after taking
        into
        account the distribution of the Class I-M-5 Principal Distribution Amount
        on
        such Distribution Date) (7) the Certificate Principal Balance of the Class
        I-M-6
        Certificates (after taking into account the distribution of the Class I-M-6
        Principal Distribution Amount on such Distribution Date), (8) the Certificate
        Principal Balance of the Class I-M-7 Certificates (after taking into account
        the
        distribution of the Class I-M-7 Principal Distribution Amount on such
        Distribution Date), (9) the Certificate Principal Balance of the Class I-M-8
        Certificates (after taking into account the distribution of the Class I-M-8
        Principal Distribution Amount on such Distribution Date), (10) the Certificate
        Principal Balance of the Class I-M-9 Certificates (after taking into account
        the
        distribution of the Class I-M-9 Principal Distribution Amount on such
        Distribution Date), (11) the Certificate Principal Balance of the Class I-M-10
        Certificates (after taking into account the distribution of the Class I-M-10
        Principal Distribution Amount on such Distribution Date) and (12) the
        Certificate Principal Balance of the Class I-M-11 Certificates immediately
        prior
        to such Distribution Date, over (b) the lesser of (1) the product of (x)
        96.10%
        and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans
        as
        of the last day of the related Due Period (after giving effect to scheduled
        payments of principal due during the related Due Period, to the extent received
        or advanced, and unscheduled collections of principal received during the
        related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period), and (2) the aggregate Stated Principal Balance
        of the Group I Mortgage Loans as of the last day of the related Due Period
        (after giving effect to scheduled payments of principal due during the related
        Due Period, to the extent received or advanced, and unscheduled collections
        of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period) minus
        $933,815.

       

      Class
        I-P Certificate:
        Any
        Certificate designated as a “Class I-P Certificate” on the face thereof, in the
        form of Exhibit A-3 hereto, representing the right to its Percentage Interest
        of
        distributions provided for the Class I-P Certificates as set forth herein
        and
        evidencing (i) a Regular Interest in REMIC VI and (ii) the right to receive
        any
        Prepayment Charge Waiver Amounts with respect to Loan Group I.

       

      Class
        I-P Interest:
        An
        uncertificated interest in the Trust Fund held by the Trustee on behalf of
        the
        Holders of the Class I-P Certificates, evidencing a Regular Interest in REMIC
        IV
        for purposes of the REMIC Provisions.

       

      Class
        I-P Certificate Account:
        The
        separate Eligible Account created and maintained by the Trustee pursuant
        to
        Section 4.06 in the name of the Trustee for the benefit of the Class I-P
        Certificateholders.

       

      Class
        I-R Certificate:
        Any of
        the Class I-R-1, Class I-R-2, Class I-R-3 and Class I-RX
        Certificates.

       

      Class
        I-R-1 Certificate:
        Any
        Certificate designated a “Class I-R-1 Certificate” on the face thereof, in the
        form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in
        REMIC
        I and representing the right to the Percentage Interest of distributions
        provided for the Class I-R-1 Certificates as set forth herein.

       

      Class
        I-R-2 Certificate:
        Any
        Certificate designated a “Class I-R-2 Certificate” on the face thereof, in the
        form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in
        REMIC
        III and representing the right to the Percentage Interest of distributions
        provided for the Class I-R-2 Certificates as set forth herein.

       

      Class
        I-R-3 Certificate:
        Any
        Certificate designated a “Class I-R-3 Certificate” on the face thereof, in the
        form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in
        REMIC
        IV and representing the right to the Percentage Interest of distributions
        provided for the Class I-R-3 Certificates as set forth herein.

       

      Class
        I-RX Certificate:
        Any
        Certificate designated a “Class I-RX Certificate” on the face thereof, in the
        form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class
        I-R-5 Interest, Class I-R-6 Interest and Class I-R-7 Interest and representing
        the right to the Percentage Interest of distributions provided for the Class
        I-RX Certificates as set forth herein.

       

      Class
        I-R-5 Interest:
        The
        uncertificated Residual Interest in REMIC V.

       

      Class
        I-R-6 Interest:
        The
        uncertificated Residual Interest in REMIC VI.

       

      Class
        I-R-7 Interest:
        The
        uncertificated Residual Interest in REMIC VII.

       

      Class
        II-A Certificates:
        Any of
        the Class II-1A-1, Class II-1A-2, Class II-1A-3 and Class II-2A
        Certificates.

       

      Class
        II-1A Certificates:
        Any of
        the Class II-1A-1, Class II-1A-2 and Class II-1A-3 Certificates.

       

      Class
        II-1A Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the product of the Class II-A Principal
        Distribution Amount and a fraction, the numerator of which is the Principal
        Funds for Subgroup II-1 for such Distribution Date and the denominator of
        which
        is the aggregate Principal Funds for Subgroup II-1 and Subgroup II-2 for
        such
        Distribution Date.

       

      Class
        II-2A Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the product of the Class II-A Principal
        Distribution Amount and a fraction, the numerator of which is the Principal
        Funds for Subgroup II-2 for such Distribution Date and the denominator of
        which
        is the aggregate Principal Funds for Subgroup II-1 and Subgroup II-2 for
        such
        Distribution Date.

       

      Class
        II-A Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the related Principal
        Distribution Amount for such Distribution Date and (y) the excess, if any,
        of
        (i) the aggregate Certificate Principal Balance of the Class II-A Certificates
        immediately prior to such Distribution Date, over (ii) the lesser of (a)
        the
        product of (1) 53.20% and (2) the aggregate Stated Principal Balance of the
        Group II Mortgage Loans as of the last day of the related Due Period (after
        giving effect to scheduled payments of principal due during the related Due
        Period, to the extent received or advanced, and unscheduled collections of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period), and (b) the aggregate
        Stated Principal Balance of the Group II Mortgage Loans as of the last day
        of
        the related Due Period (after giving effect to scheduled payments of principal
        due during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) minus $2,071,781.

       

      Class
        II-1A-1 Certificate:
        Any
        Certificate designated as a “Class II-1A-1 Certificate” on the face thereof, in
        the form of Exhibit A-1 hereto, representing the right to the Percentage
        Interest of distributions provided for the Class II-1A-1 Certificates as
        set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-1A-2 Certificate:
        Any
        Certificate designated as a “Class II-1A-2 Certificate” on the face thereof, in
        the form of Exhibit A-1 hereto, representing the right to the Percentage
        Interest of distributions provided for the Class II-1A-2 Certificates as
        set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-1A-3 Certificate:
        Any
        Certificate designated as a “Class II-1A-3 Certificate” on the face thereof, in
        the form of Exhibit A-1 hereto, representing the right to the Percentage
        Interest of distributions provided for the Class II-1A-3 Certificates as
        set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts

       

      Class
        II-2A Certificate:
        Any
        Certificate designated as a “Class II-2A Certificate” on the face thereof, in
        the form of Exhibit A-1 hereto, representing the right to the Percentage
        Interest of distributions provided for the Class II-2A Certificates as set
        forth
        herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts

       

      Class
        II-CE Certificate:
        Any
        Certificate designated as a “Class II-CE Certificate” on the face thereof, in
        the form of Exhibit A-4 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-CE Certificates herein
        and
        evidencing (i) a Regular Interest in REMIC VIII, (ii) the obligation to pay
        related Basis Risk Shortfall Carry Forward Amounts and (iii) the right to
        receive related Class IO Distribution Amounts.

       

      Class
        II-CE Distribution Amount:
        With
        respect to any Distribution Date, the sum of (i) the Current Interest for
        the
        Class II-CE Interest for such Distribution Date, (ii) any Group II
        Overcollateralization Release Amount for such Distribution Date and (iii)
        without duplication, any Subsequent Recoveries related to Loan Group II not
        distributed to the Class II-A Certificates and Class II-M Certificates on
        such
        Distribution Date; provided, however, on any Distribution Date after the
        Distribution Date on which the Certificate Principal Balances of the Class
        II-A
        Certificates and Class II-M Certificates have been reduced to zero, the Class
        II-CE Distribution Amount shall include the Group II Overcollateralization
        Amount.

       

      Class
        II-CE Interest:
        An
        uncertificated interest in the Trust Fund held by the Trustee on behalf of
        the
        Holders of the Class II-CE Certificates, evidencing a Regular Interest in
        REMIC
        IV for purposes of the REMIC Provisions.

       

      Class
        II-IO Interest:
        An
        uncertificated interest in the Trust Fund held by the Trustee on behalf of
        the
        holders of REMIC X Regular Interest IO, evidencing a Regular Interest in
        REMIC
        IV for purposes of the REMIC Provisions.

       

      Class
        II-M Certificates:
        Any of
        the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5,
        Class
        II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class
        II-M-11 Certificates.

       

      Class
        II-M-1 Certificate:
        Any
        Certificate designated as a “Class II-M-1 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-1 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-1 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount and (y) the excess, if any,
        of (a)
        the sum of (1) the aggregate Certificate Principal Balance of the Class II-A
        Certificates (after taking into account the distribution of the Class II-A
        Principal Distribution Amount on such Distribution Date) and (2) the Certificate
        Principal Balance of the Class II-M-1 Certificates immediately prior to such
        Distribution Date, over (b) the lesser of (1) the product of (x) 61.30%
        and
        (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans
        as of
        the last day of the related Due Period (after giving effect to scheduled
        payments of principal due during the related Due Period, to the extent received
        or advanced, and unscheduled collections of principal received during the
        related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period), and (2) the aggregate Stated Principal Balance
        of the Group II Mortgage Loans as of the last day of the related Due Period
        (after giving effect to scheduled payments of principal due during the related
        Due Period, to the extent received or advanced, and unscheduled collections
        of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period) minus
        $2,071,781.

       

      Class
        II-M-2 Certificate:
        Any
        Certificate designated as a “Class II-M-2 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-2 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV(ii) the right
        to
        receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-2 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount and the Class II-M-1 Principal
        Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the
        aggregate Certificate Principal Balance of the Class II-A Certificates (after
        taking into account the distribution of the Class II-A Principal Distribution
        Amount on such Distribution Date), (2) the Certificate Principal Balance
        of the
        Class II-M-1 Certificates (after taking into account the distribution of
        the
        Class II-M-1 Principal Distribution Amount on such Distribution Date) and
        (3)
        the Certificate Principal Balance of the Class II-M-2 Certificates immediately
        prior to such Distribution Date, over (b) the lesser of (1) the product of
        (x)
        68.70% and (y) the aggregate Stated Principal Balance of the Group II Mortgage
        Loans as of the last day of the related Due Period (after giving effect to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period), and (2) the aggregate Stated Principal Balance
        of the Group II Mortgage Loans as of the last day of the related Due Period
        (after giving effect to scheduled payments of principal due during the related
        Due Period, to the extent received or advanced, and unscheduled collections
        of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period) minus
        $2,071,781.

       

      Class
        II-M-3 Certificate:
        Any
        Certificate designated as a “Class II-M-3 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-3 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-3 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount and the Class II-M-2 Principal Distribution Amount and
        (y)
        the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
        Balance of the Class II-A Certificates (after taking into account the
        distribution of the Class II-A Principal Distribution Amount on such
        Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1
        Certificates (after taking into account the distribution of the Class II-M-1
        Principal Distribution Amount on such Distribution Date), (3) the Certificate
        Principal Balance of the Class II-M-2 Certificates (after taking into account
        the distribution of the Class II-M-2 Principal Distribution Amount on such
        Distribution Date) and (4) the Certificate Principal Balance of the Class
        II-M-3
        Certificates immediately prior to such Distribution Date, over (b) the lesser
        of
        (1) the product of (x) 73.30% and (y) the aggregate Stated Principal Balance
        of
        the Group II Mortgage Loans as of the last day of the related Due Period
        (after
        giving effect to scheduled payments of principal due during the related Due
        Period, to the extent received or advanced, and unscheduled collections of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period), and (2) the aggregate
        Stated Principal Balance of the Group II Mortgage Loans as of the last day
        of
        the related Due Period (after giving effect to scheduled payments of principal
        due during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) minus $2,071,781.

       

      Class
        II-M-4 Certificate:
        Any
        Certificate designated as a “Class II-M-4 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-4 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-4 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount, the Class II-M-2 Principal Distribution Amount and the
        Class II-M-3 Principal Distribution Amount and (y) the excess, if any, of
        (a)
        the sum of (1) the aggregate Certificate Principal Balance of the Class II-A
        Certificates (after taking into account the distribution of the Class II-A
        Principal Distribution Amount on such Distribution Date), (2) the Certificate
        Principal Balance of the Class II-M-1 Certificates (after taking into account
        the distribution of the Class II-M-1 Principal Distribution Amount on such
        Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2
        Certificates (after taking into account the distribution of the Class II-M-2
        Principal Distribution Amount on such Distribution Date), (4) the Certificate
        Principal Balance of the Class II-M-3 Certificates (after taking into account
        the distribution of the Class II-M-3 Principal Distribution Amount on such
        Distribution Date) and (5) the Certificate Principal Balance of the Class
        II-M-4
        Certificates immediately prior to such Distribution Date, over (b) the lesser
        of
        (1) the product of (x) 77.10% and (y) the aggregate Stated Principal Balance
        of
        the Group II Mortgage Loans as of the last day of the related Due Period
        (after
        giving effect to scheduled payments of principal due during the related Due
        Period, to the extent received or advanced, and unscheduled collections of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period), and (2) the aggregate
        Stated Principal Balance of the Group II Mortgage Loans as of the last day
        of
        the related Due Period (after giving effect to scheduled payments of principal
        due during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) minus $2,071,781.

       

      Class
        II-M-5 Certificate:
        Any
        Certificate designated as a “Class II-M-5 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-5 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-5 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
        Class
        II-M-3 Principal Distribution Amount and the Class II-M-4 Principal Distribution
        Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
        Certificate Principal Balance of the Class II-A Certificates (after taking
        into
        account the distribution of the Class II-A Principal Distribution Amount
        on such
        Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1
        Certificates (after taking into account the distribution of the Class II-M-1
        Principal Distribution Amount on such Distribution Date), (3) the Certificate
        Principal Balance of the Class II-M-2 Certificates (after taking into account
        the distribution of the Class II-M-2 Principal Distribution Amount on such
        Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3
        Certificates (after taking into account the distribution of the Class II-M-3
        Principal Distribution Amount on such Distribution Date), (5) the Certificate
        Principal Balance of the Class II-M-4 Certificates (after taking into account
        the distribution of the Class II-M-4 Principal Distribution Amount on such
        Distribution Date) and (6) the Certificate Principal Balance of the Class
        II-M-5
        Certificates immediately prior to such Distribution Date, over (b) the lesser
        of
        (1) the product of (x) 80.80% and (y) the aggregate Stated Principal Balance
        of
        the Group II Mortgage Loans as of the last day of the related Due Period
        (after
        giving effect to scheduled payments of principal due during the related Due
        Period, to the extent received or advanced, and unscheduled collections of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period), and (2) the aggregate
        Stated Principal Balance of the Group II Mortgage Loans as of the last day
        of
        the related Due Period (after giving effect to scheduled payments of principal
        due during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) minus $2,071,781.

       

      Class
        II-M-6 Certificate:
        Any
        Certificate designated as a “Class II-M-6 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-6 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-6 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
        Class
        II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
        Amount and the Class II-M-5 Principal Distribution Amount and (y) the excess,
        if
        any, of (a) the sum of (1) the aggregate Certificate Principal Balance of
        the
        Class II-A Certificates (after taking into account the distribution of the
        Class
        II-A Principal Distribution Amount on such Distribution Date), (2) the
        Certificate Principal Balance of the Class II-M-1 Certificates (after taking
        into account the distribution of the Class II-M-1 Principal Distribution
        Amount
        on such Distribution Date), (3) the Certificate Principal Balance of the
        Class
        II-M-2 Certificates (after taking into account the distribution of the Class
        II-M-2 Principal Distribution Amount on such Distribution Date), (4) the
        Certificate Principal Balance of the Class II-M-3 Certificates (after taking
        into account the distribution of the Class II-M-3 Principal Distribution
        Amount
        on such Distribution Date), (5) the Certificate Principal Balance of the
        Class
        II-M-4 Certificates (after taking into account the distribution of the Class
        II-M-4 Principal Distribution Amount on such Distribution Date), (6) the
        Certificate Principal Balance of the Class II-M-5 Certificates (after taking
        into account the distribution of the Class II-M-5 Principal Distribution
        Amount
        on such Distribution Date) and (7) the Certificate Principal Balance of the
        Class II-M-6 Certificates immediately prior to such Distribution Date, over
        (b)
        the lesser of (1) the product of (x) 84.20% and (y) the aggregate Stated
        Principal Balance of the Group II Mortgage Loans as of the last day of the
        related Due Period (after giving effect to scheduled payments of principal
        due
        during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage
        Loans as of the last day of the related Due Period (after giving effect to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $2,071,781.

       

      Class
        II-M-7 Certificate:
        Any
        Certificate designated as a “Class II-M-7 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-7 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-7 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
        Class
        II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
        Amount, the Class II-M-5 Principal Distribution Amount and the Class II-M-6
        Principal Distribution Amount and (y) the excess, if any, of (a) the sum
        of (1)
        the aggregate Certificate Principal Balance of the Class II-A Certificates
        (after taking into account the distribution of the Class II-A Principal
        Distribution Amount on such Distribution Date), (2) the Certificate Principal
        Balance of the Class II-M-1 Certificates (after taking into account the
        distribution of the Class II-M-1 Principal Distribution Amount on such
        Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2
        Certificates (after taking into account the distribution of the Class II-M-2
        Principal Distribution Amount on such Distribution Date), (4) the Certificate
        Principal Balance of the Class II-M-3 Certificates (after taking into account
        the distribution of the Class II-M-3 Principal Distribution Amount on such
        Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4
        Certificates (after taking into account the distribution of the Class II-M-4
        Principal Distribution Amount on such Distribution Date), (6) the Certificate
        Principal Balance of the Class II-M-5 Certificates (after taking into account
        the distribution of the Class II-M-5 Principal Distribution Amount on such
        Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6
        Certificates (after taking into account the distribution of the Class II-M-6
        Principal Distribution Amount on such Distribution Date) and (8) the Certificate
        Principal Balance of the Class II-M-7 Certificates immediately prior to such
        Distribution Date, over (b) the lesser of (1) the product of (x) 87.40% and
        (y)
        the aggregate Stated Principal Balance of the Group II Mortgage Loans as
        of the
        last day of the related Due Period (after giving effect to scheduled payments
        of
        principal due during the related Due Period, to the extent received or advanced,
        and unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage
        Loans as of the last day of the related Due Period (after giving effect to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $2,071,781.

       

      Class
        II-M-8 Certificate:
        Any
        Certificate designated as a “Class II-M-8 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-8 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-8 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
        Class
        II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
        Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6
        Principal Distribution Amount and the Class II-M-7 Principal Distribution
        Amount
        and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate
        Principal Balance of the Class II-A Certificates (after taking into account
        the
        distribution of the Class II-A Principal Distribution Amount on such
        Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1
        Certificates (after taking into account the distribution of the Class II-M-1
        Principal Distribution Amount on such Distribution Date), (3) the Certificate
        Principal Balance of the Class II-M-2 Certificates (after taking into account
        the distribution of the Class II-M-2 Principal Distribution Amount on such
        Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3
        Certificates (after taking into account the distribution of the Class II-M-3
        Principal Distribution Amount on such Distribution Date), (5) the Certificate
        Principal Balance of the Class II-M-4 Certificates (after taking into account
        the distribution of the Class II-M-4 Principal Distribution Amount on such
        Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5
        Certificates (after taking into account the distribution of the Class II-M-5
        Principal Distribution Amount on such Distribution Date) (7) the Certificate
        Principal Balance of the Class II-M-6 Certificates (after taking into account
        the distribution of the Class II-M-6 Principal Distribution Amount on such
        Distribution Date), (8) the Certificate Principal Balance of the Class II-M-7
        Certificates (after taking into account the distribution of the Class II-M-7
        Principal Distribution Amount on such Distribution Date) and (9) the Certificate
        Principal Balance of the Class II-M-8 Certificates immediately prior to such
        Distribution Date, over (b) the lesser of (1) the product of (x) 90.20% and
        (y)
        the aggregate Stated Principal Balance of the Group II Mortgage Loans as
        of the
        last day of the related Due Period (after giving effect to scheduled payments
        of
        principal due during the related Due Period, to the extent received or advanced,
        and unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage
        Loans as of the last day of the related Due Period (after giving effect to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $2,071,781.

       

      Class
        II-M-9 Certificate:
        Any
        Certificate designated as a “Class II-M-9 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-9 Certificates as set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-9 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
        Class
        II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
        Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6
        Principal Distribution Amount, the Class II-M-7 Principal Distribution Amount
        and the Class II-M-8 Principal Distribution Amount and (y) the excess, if
        any,
        of (a) the sum of (1) the aggregate Certificate Principal Balance of the
        Class
        II-A Certificates (after taking into account the distribution of the Class
        II-A
        Principal Distribution Amount on such Distribution Date), (2) the Certificate
        Principal Balance of the Class II-M-1 Certificates (after taking into account
        the distribution of the Class II-M-1 Principal Distribution Amount on such
        Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2
        Certificates (after taking into account the distribution of the Class II-M-2
        Principal Distribution Amount on such Distribution Date), (4) the Certificate
        Principal Balance of the Class II-M-3 Certificates (after taking into account
        the distribution of the Class II-M-3 Principal Distribution Amount on such
        Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4
        Certificates (after taking into account the distribution of the Class II-M-4
        Principal Distribution Amount on such Distribution Date), (6) the Certificate
        Principal Balance of the Class II-M-5 Certificates (after taking into account
        the distribution of the Class II-M-5 Principal Distribution Amount on such
        Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6
        Certificates (after taking into account the distribution of the Class II-M-6
        Principal Distribution Amount on such Distribution Date), (8) the Certificate
        Principal Balance of the Class II-M-7 Certificates (after taking into account
        the distribution of the Class II-M-7 Principal Distribution Amount on such
        Distribution Date), (9) the Certificate Principal Balance of the Class II-M-8
        Certificates (after taking into account the distribution of the Class II-M-8
        Principal Distribution Amount on such Distribution Date) and (10) the
        Certificate Principal Balance of the Class II-M-9 Certificates immediately
        prior
        to such Distribution Date, over (b) the lesser of (1) the product of (x)
        92.50%
        and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans
        as
        of the last day of the related Due Period (after giving effect to scheduled
        payments of principal due during the related Due Period, to the extent received
        or advanced, and unscheduled collections of principal received during the
        related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period), and (2) the aggregate Stated Principal Balance
        of the Group II Mortgage Loans as of the last day of the related Due Period
        (after giving effect to scheduled payments of principal due during the related
        Due Period, to the extent received or advanced, and unscheduled collections
        of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period) minus
        $2,071,781.

       

      Class
        II-M-10 Certificate:
        Any
        Certificate designated as a “Class II-M-10 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-10 Certificates as
        set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-10 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
        Class
        II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
        Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6
        Principal Distribution Amount, the Class II-M-7 Principal Distribution Amount,
        the Class II-M-8 Principal Distribution Amount and the Class II-M-9 Principal
        Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the
        aggregate Certificate Principal Balance of the Class II-A Certificates (after
        taking into account the distribution of the Class II-A Principal Distribution
        Amount on such Distribution Date), (2) the Certificate Principal Balance
        of the
        Class II-M-1 Certificates (after taking into account the distribution of
        the
        Class II-M-1 Principal Distribution Amount on such Distribution Date), (3)
        the
        Certificate Principal Balance of the Class II-M-2 Certificates (after taking
        into account the distribution of the Class II-M-2 Principal Distribution
        Amount
        on such Distribution Date), (4) the Certificate Principal Balance of the
        Class
        II-M-3 Certificates (after taking into account the distribution of the Class
        II-M-3 Principal Distribution Amount on such Distribution Date), (5) the
        Certificate Principal Balance of the Class II-M-4 Certificates (after taking
        into account the distribution of the Class II-M-4 Principal Distribution
        Amount
        on such Distribution Date), (6) the Certificate Principal Balance of the
        Class
        II-M-5 Certificates (after taking into account the distribution of the Class
        II-M-5 Principal Distribution Amount on such Distribution Date) (7) the
        Certificate Principal Balance of the Class II-M-6 Certificates (after taking
        into account the distribution of the Class II-M-6 Principal Distribution
        Amount
        on such Distribution Date), (8) the Certificate Principal Balance of the
        Class
        II-M-7 Certificates (after taking into account the distribution of the Class
        II-M-7 Principal Distribution Amount on such Distribution Date), (9) the
        Certificate Principal Balance of the Class II-M-8 (after taking into account
        the
        distribution of the Class II-M-8 Principal Distribution Amount on such
        Distribution Date), (10) the Certificate Principal Balance of the Class II-M-9
        Certificates (after taking into account the distribution of the Class II-M-9
        Principal Distribution Amount on such Distribution Date) and (11) the
        Certificate Principal Balance of the Class II-M-10 Certificates immediately
        prior to such Distribution Date, over (b) the lesser of (1) the product of
        (x)
        94.50% and (y) the aggregate Stated Principal Balance of the Group II Mortgage
        Loans as of the last day of the related Due Period (after giving effect to
        scheduled payments of principal due during the related Due Period, to the
        extent
        received or advanced, and unscheduled collections of principal received during
        the related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period), and (2) the aggregate Stated Principal Balance
        of the Group II Mortgage Loans as of the last day of the related Due Period
        (after giving effect to scheduled payments of principal due during the related
        Due Period, to the extent received or advanced, and unscheduled collections
        of
        principal received during the related Prepayment Period, and after reduction
        for
        Realized Losses incurred during the related Due Period) minus
        $2,071,781.

       

      Class
        II-M-11 Certificate:
        Any
        Certificate designated as a “Class II-M-11 Certificate” on the face thereof, in
        the form of Exhibit A-2 hereto, representing the right to its Percentage
        Interest of distributions provided for the Class II-M-11 Certificates as
        set
        forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the
        right
        to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the
        obligation to pay related Class IO Distribution Amounts.

       

      Class
        II-M-11 Principal Distribution Amount:
        For any
        Distribution Date, an amount equal to the lesser of (x) the remaining related
        Principal Distribution Amount for such Distribution Date after distribution
        of
        the Class II-A Principal Distribution Amount, the Class II-M-1 Principal
        Distribution Amount, the Class II-M-2 Principal Distribution Amount, the
        Class
        II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution
        Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6
        Principal Distribution Amount, the Class II-M-7 Principal Distribution Amount,
        the Class II-M-8 Principal Distribution Amount, the Class II-M-9 Principal
        Distribution Amount and the Class II-M-10 Principal Distribution Amount and
        (y)
        the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
        Balance of the Class II-A Certificates (after taking into account the
        distribution of the Class II-A Principal Distribution Amount on such
        Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1
        Certificates (after taking into account the distribution of the Class II-M-1
        Principal Distribution Amount on such Distribution Date), (3) the Certificate
        Principal Balance of the Class II-M-2 Certificates (after taking into account
        the distribution of the Class II-M-2 Principal Distribution Amount on such
        Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3
        Certificates (after taking into account the distribution of the Class II-M-3
        Principal Distribution Amount on such Distribution Date), (5) the Certificate
        Principal Balance of the Class II-M-4 Certificates (after taking into account
        the distribution of the Class II-M-4 Principal Distribution Amount on such
        Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5
        Certificates (after taking into account the distribution of the Class II-M-5
        Principal Distribution Amount on such Distribution Date) (7) the Certificate
        Principal Balance of the Class II-M-6 Certificates (after taking into account
        the distribution of the Class II-M-6 Principal Distribution Amount on such
        Distribution Date), (8) the Certificate Principal Balance of the Class II-M-7
        Certificates (after taking into account the distribution of the Class II-M-7
        Principal Distribution Amount on such Distribution Date), (9) the Certificate
        Principal Balance of the Class II-M-8 Certificates (after taking into account
        the distribution of the Class II-M-8 Principal Distribution Amount on such
        Distribution Date), (10) the Certificate Principal Balance of the Class II-M-9
        Certificates (after taking into account the distribution of the Class II-M-9
        Principal Distribution Amount on such Distribution Date), (11) the Certificate
        Principal Balance of the Class II-M-10 Certificates (after taking into account
        the distribution of the Class II-M-10 Principal Distribution Amount on such
        Distribution Date) and (12) the Certificate Principal Balance of the Class
        II-M-11 Certificates immediately prior to such Distribution Date, over (b)
        the
        lesser of (1) the product of (x) 96.50% and (y) the aggregate Stated Principal
        Balance of the Group II Mortgage Loans as of the last day of the related
        Due
        Period (after giving effect to scheduled payments of principal due during
        the
        related Due Period, to the extent received or advanced, and unscheduled
        collections of principal received during the related Prepayment Period, and
        after reduction for Realized Losses incurred during the related Due Period),
        and
        (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans
        as of
        the last day of the related Due Period (after giving effect to scheduled
        payments of principal due during the related Due Period, to the extent received
        or advanced, and unscheduled collections of principal received during the
        related Prepayment Period, and after reduction for Realized Losses incurred
        during the related Due Period) minus $2,071,781.

       

      Class
        II-P Certificate:
        Any
        Certificate designated as a “Class II-P Certificate” on the face thereof, in the
        form of Exhibit A-3 hereto, representing the right to its Percentage Interest
        of
        distributions provided for the Class II-P Certificates as set forth herein
        and
        evidencing (i) a Regular Interest in REMIC IX and (ii) the right to receive
        any
        Prepayment Charge Waiver Amounts with respect to Loan Group II.

       

      Class
        II-P Interest:
        An
        uncertificated interest in the Trust Fund held by the Trustee on behalf of
        the
        Holders of the Class II-P Certificates, evidencing a Regular Interest in
        REMIC
        IV for purposes of the REMIC Provisions.

       

      Class
        II-P Certificate Account:
        The
        separate Eligible Account created and maintained by the Trustee pursuant
        to
        Section 4.06 in the name of the Trustee for the benefit of the Class II-P
        Certificateholders.

       

      Class
        II-R Certificate:
        Any of
        the Class II-R-1 Certificates and Class II-RX Certificates.

       

      Class
        II-R-1 Certificate:
        Any
        Certificate designated a “Class II-R-1 Certificate” on the face thereof, in the
        form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in
        REMIC
        II and representing the right to the Percentage Interest of distributions
        provided for the Class II-R-1 Certificates as set forth herein.

       

      Class
        II-RX Certificate:
        Any
        Certificate designated a “Class II-RX Certificate” on the face thereof, in the
        form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class
        II-R-8 Interest, Class II-R-9 Interest and Class II-R-10 Interest and
        representing the right to the Percentage Interest of distributions provided
        for
        the Class II-RX Certificates as set forth herein.

       

      Class
        II-R-8
        Interest:
        The
        uncertificated Residual Interest in REMIC VIII.

       

      Class
        II-R-9 Interest:
        The
        uncertificated Residual Interest in REMIC IX.

       

      Class
        II-R-10 Interest:
        The
        uncertificated Residual Interest in REMIC X.

       

      Class
        IO Distribution Amount:
        Any of
        the Group I Class IO Distribution Amount or the Group II Class IO Distribution
        Amount.

       

      Closing
        Date:
        August
        30, 2006.

       

      Code:
        The
        Internal Revenue Code of 1986, including any successor or amendatory
        provisions.

       

      Commission:
        The
        U.S. Securities and Exchange Commission.

       

      Compensating
        Interest:
        An
        amount, not to exceed the Servicing Fee, to be deposited in the Protected
        Account by the Master Servicer to the payment of a Prepayment Interest Shortfall
        on a Mortgage Loan subject to this Agreement.

       

      Corporate
        Trust Office:
        The
        designated office of the Trustee where at any particular time its corporate
        trust business with respect to this Agreement shall be administered, which
        office at the date of the execution of this Agreement is located at 135 South
        LaSalle Street, Suite 1625, Chicago, Illinois, 60603 Attention: Global
        Securities and Trust Services Group - Bear Stearns Asset Backed Securities
        I
        LLC, Series 2006-HE7, or at such other address as the Trustee may designate
        from
        time to time.

       

      Corresponding
        Certificate:
        With
        respect to each REMIC III Regular Interest (other than REMIC III Regular
        Interests I-AA, I-ZZ, I-IO, I-P, II-AA, II-ZZ, II-IO, II-P, II-1-Sub, II-1-Grp,
        II-2-Sub, II-2-Grp and II-XX), the Certificate with the corresponding
        designation. With respect to each REMIC IV Regular Interest (other than the
        Class CE Interests, the Class P Interests and the Class IO Interests), the
        related Certificate representing ownership thereof.

       

      Current
        Interest:
        As of
        any Distribution Date, with respect to the Certificates and interests of
        each
        class (other than the Class P Certificates, Class P Interests, the Residual
        Interests and the Residual Certificates), (i) the interest accrued on the
        related Certificate Principal Balance or Certificate Notional Amount or
        Uncertificated Notional Amount, as applicable, during the related Accrual
        Period
        at the applicable Pass-Through Rate, plus any amount previously distributed
        with
        respect to interest for such Certificate or interest that has been recovered
        as
        a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a)
        any
        Prepayment Interest Shortfall for such Distribution Date, to the extent not
        covered by Compensating Interest and (b) any Relief Act Interest Shortfalls
        during the related Due Period, provided, however, that for purposes of
        calculating Current Interest for any such class, amounts specified in clause
        (ii) hereof for any such Distribution Date shall be allocated first to the
        related Class CE Certificates and the related Class CE Interest and the related
        Residual Certificates in reduction of amounts otherwise distributable to
        such
        Certificates and interest on such Distribution Date and then any excess shall
        be
        allocated to each Class of related Class A Certificates and Class M Certificates
        pro
        rata
        based on
        the respective amounts of interest accrued pursuant to clause (i) hereof
        for
        each such Class on such Distribution Date.

       

      Current
        Specified Enhancement Percentage:
        Any of
        the Group I Current Specified Enhancement Percentage or the Group II Current
        Specified Enhancement Percentage.

       

      Custodial
        Agreement:
        An
        agreement, dated as of August 30, 2006, among the Depositor, EMC, as a Seller
        and as Master Servicer, Master Funding as a Seller, the Trustee and the
        Custodian in substantially the form of Exhibit J hereto.

       

      Custodian:
        LaSalle
        Bank National Association, or any successor custodian appointed pursuant
        to the
        provisions hereof and the Custodial Agreement.

       

      Cut-off
        Date:
        The
        close of business on August 1, 2006.

       

      Cut-off
        Date Principal Balance:
        As to
        any Mortgage Loan, the unpaid principal balance thereof as of the close of
        business on the Cut-off Date after application of all Principal Prepayments
        received prior to the Cut-off Date and scheduled payments of principal due
        on or
        before the Cut-off Date, whether or not received, but without giving effect
        to
        any installments of principal received in respect of Due Dates after the
        Cut-off
        Date. The aggregate Cut-off Date Principal Balance of the Group I Mortgage
        Loans
        is $186,762,941.81. The aggregate Cut-off Date Principal Balance of the Group
        II
        Mortgage Loans is $414,356,192.66.

       

      Debt
        Service Reduction:
        With
        respect to any Mortgage Loan, a reduction by a court of competent jurisdiction
        in a proceeding under the Bankruptcy Code in the Scheduled Payment for such
        Mortgage Loan that became final and non-appealable, except such a reduction
        resulting from a Deficient Valuation or any other reduction that results
        in a
        permanent forgiveness of principal.

       

      Defaulting
        Party:
        A
“Defaulting Party” as defined in the related Swap Agreement.

       

      Deficient
        Valuation:
        With
        respect to any Mortgage Loan, a valuation by a court of competent jurisdiction
        of the Mortgaged Property in an amount less than the then outstanding
        indebtedness under such Mortgage Loan, or any reduction in the amount of
        principal to be paid in connection with any Scheduled Payment that results
        in a
        permanent forgiveness of principal, which valuation or reduction results
        from an
        order of such court that is final and non-appealable in a proceeding under
        the
        Bankruptcy Code.

       

      Definitive
        Certificates:
        As
        defined in Section 6.06.

       

      Deleted
        Mortgage Loan:
        A
        Mortgage Loan replaced or to be replaced by a Replacement Mortgage
        Loan.

       

      Delinquency
        Event:
        Any of
        a Group I Delinquency Event or Group II Delinquency Event.

       

      Delinquent:
        A
        Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to
        the terms of such Mortgage Loan by the close of business on the day such
        payment
        is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment
        has not been received by the close of business on the corresponding day of
        the
        month immediately succeeding the month in which such payment was due, or,
        if
        there is no such corresponding day (e.g., as when a 30-day month follows
        a
        31-day month in which a payment was due on the 31st day of such month), then
        on
        the last day of such immediately succeeding month. Similarly for “60 days
        delinquent,” “90 days delinquent” and so on.

       

      Denomination:
        With
        respect to each Certificate, the amount set forth on the face thereof as
        the
“Initial Principal Balance or Initial Notional Amount of this
        Certificate”.

       

      Depositor:
        Bear
        Stearns Asset Backed Securities I LLC, a Delaware limited liability company,
        or
        its successor in interest.

       

      Depository:
        The
        initial Depository shall be The Depository Trust Company (“DTC”), the nominee of
        which is Cede & Co., or any other organization registered as a “clearing
        agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as
        amended. The Depository shall initially be the registered Holder of the
        Book-Entry Certificates. The Depository shall at all times be a “clearing
        corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of
        the State of New York.

       

      Depository
        Agreement:
        With
        respect to the Class of Book-Entry Certificates, the agreement among the
        Depositor, the Trustee and the initial Depository, dated as of the Closing
        Date,
        substantially in the form of Exhibit H.

       

      Depository
        Participant:
        A
        broker, dealer, bank or other financial institution or other Person for whom
        from time to time a Depository effects book-entry transfers and pledges of
        securities deposited with the Depository.

       

      Determination
        Date:
        With
        respect to any Distribution Date, the 15th day of the month of such Distribution
        Date or, if such 15th day is not a Business Day, the immediately preceding
        Business Day.

       

      Distribution
        Account:
        The
        separate Eligible Account created and maintained by the Trustee pursuant
        to
        Section 4.04 in the name of the Trustee for the benefit of the
        Certificateholders designated “LaSalle Bank National Association, in trust for
        registered holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed
        Certificates, Series 2006-HE7”. Funds in the Distribution Account shall be held
        in trust for the Certificateholders for the uses and purposes set forth in
        this
        Agreement.

       

      Distribution
        Account Deposit Date:
        Two
        Business Days prior to each Distribution Date.

       

      Distribution
        Date:
        The
        25th day of each calendar month after the initial issuance of the Certificates,
        or if such 25th day is not a Business Day, the next succeeding Business Day,
        commencing in September 2006.

       

      Due
        Date:
        As to
        any Mortgage Loan, the date in each month on which the related Scheduled
        Payment
        is due, as set forth in the related Mortgage Note.

       

      Due
        Period:
        With
        respect to any Distribution Date, the period from the second day of the calendar
        month preceding the calendar month in which such Distribution Date occurs
        through close of business on the first day of the calendar month in which
        such
        Distribution Date occurs.

       

      Eligible
        Account:
        Any of
        (i) an account or accounts maintained with a federal or state chartered
        depository institution or trust company, the long-term unsecured debt
        obligations and short-term unsecured debt obligations of which (or, in the
        case
        of a depository institution or trust company that is the principal subsidiary
        of
        a holding company, the debt obligations of such holding company, so long
        as
        Moody’s is not a Rating Agency) are rated by each Rating Agency in one of its
        two highest long-term and its highest short-term rating categories,
        respectively, at the time any amounts are held on deposit therein, or (ii)
        an
        account or accounts in a depository institution or trust company in which
        such
        accounts are insured by the FDIC (to the limits established by the FDIC)
        and the
        uninsured deposits in which accounts are otherwise secured such that, as
        evidenced by an Opinion of Counsel delivered to the Trustee and to each Rating
        Agency, the Certificateholders have a claim with respect to the funds in
        such
        account or a perfected first priority security interest against any collateral
        (which shall be limited to Permitted Investments) securing such funds that
        is
        superior to claims of any other depositors or creditors of the depository
        institution or trust company in which such account is maintained, or (iii)
        a
        trust account or accounts maintained with the corporate trust department
        of a
        federal or state chartered depository institution or trust company having
        capital and surplus of not less than $50,000,000, acting in its fiduciary
        capacity or (iv) any other account acceptable to the Rating Agencies, as
        evidenced in writing. Eligible Accounts may bear interest, and may include,
        if
        otherwise qualified under this definition, accounts maintained with the
        Trustee.

       

      EMC:
        EMC
        Mortgage Corporation, a Delaware corporation, and its successors and
        assigns.

       

      EMC
        Flow Loans:
        The
        Mortgage Loans purchased by EMC pursuant to a flow loan purchase
        agreement.

       

      EMC
        Mortgage Loans:
        The
        Mortgage Loans identified as such on the Mortgage Loan Schedule for which
        EMC is
        the applicable Seller.

       

      ERISA:
        The
        Employee Retirement Income Security Act of 1974, as amended.

       

      ERISA
        Restricted Certificates:
        Any of
        the Class CE, Class P and Residual Certificates.

       

      Event
        of Default:
        As
        defined in Section 8.01 hereof.

       

      Excess
        Cashflow:
        With
        respect to any Distribution Date and any Loan Group, an amount, if any, equal
        to
        the sum of (a) the related Remaining Excess Spread for such Distribution
        Date
        and (b) the related Overcollateralization Release Amount for such Distribution
        Date.

       

      Excess
        Liquidation Proceeds:
        To the
        extent not required by law to be paid to the related Mortgagor, the excess,
        if
        any, of any Liquidation Proceeds with respect to a Mortgage Loan over the
        Stated
        Principal Balance of such Mortgage Loan and accrued and unpaid interest at
        the
        related Mortgage Rate through the last day of the month in which the Mortgage
        Loan has been liquidated.

       

      Excess
        Spread:
        With
        respect to any Distribution Date and any Loan Group, the excess, if any,
        of (i)
        the Interest Funds with respect to the related Loan Group for such Distribution
        Date over (ii) the sum of the Current Interest on the related Class A
        Certificates and Class M Certificates and Interest Carry Forward Amounts
        on the
        related Class A Certificates (other than Interest Carry Forward Amounts paid
        pursuant to Section 5.04(a)(3)(A) with respect to Loan Group I and 5.04(b)(4)(A)
        with respect to Loan Group II), in each case for such Distribution
        Date.

       

      Exchange
        Act:
        Securities Exchange Act of 1934, as amended.

       

      Exemption:
        Prohibited Transaction Exemption 90-30, as amended from time to
        time.

       

      Extra
        Principal Distribution Amount:
        Any of
        the Group I Extra Principal Distribution Amount or Group II Extra Principal
        Distribution Amount.

       

      Fannie
        Mae:
        Fannie
        Mae (formerly, Federal National Mortgage Association), or any successor
        thereto.

       

      FDIC:
        The
        Federal Deposit Insurance Corporation, or any successor thereto.

       

      Final
        Certification:
        The
        certification substantially in the form of Exhibit Three to the Custodial
        Agreement.

       

      Final
        Recovery Determination:
        With
        respect to any defaulted Mortgage Loan or any REO Property (other than a
        Mortgage Loan or REO Property purchased by EMC (on its own behalf as a seller
        and on behalf of Master Funding) pursuant to or as contemplated by Section
        2.03(c) or Section 10.01), a determination made by the Master Servicer that
        all
        Insurance Proceeds, Liquidation Proceeds and other payments or recoveries
        which
        the Master Servicer, in its reasonable good faith judgment, expects to be
        finally recoverable in respect thereof have been so recovered. The Trustee
        shall
        maintain records, based solely on information provided by the Master Servicer,
        of each Final Recovery Determination made thereby.

       

      FIRREA:
        The
        Financial Institutions Reform, Recovery, and Enforcement Act of
        1989.

       

      Fiscal
        Quarter:
        December 1 to February 29 (or the last day in such month), March 1 to May
        31,
        June 1 to August 31, or September 1 to November 30, as applicable.

       

      Fitch:
        Fitch,
        Inc. and any successor thereto.

       

      Form
        8-K Disclosure Information:
        As
        defined in Section 3.16(a)(iii).

       

      Freddie
        Mac:
        Federal
        Home Loan Mortgage Corporation, or any successor thereto.

       

      Global
        Certificate:
        Any
        Private Certificate registered in the name of the Depository or its nominee,
        beneficial interests in which are reflected on the books of the Depository
        or on
        the books of a Person maintaining an account with such Depository (directly
        or
        as an indirect participant in accordance with the rules of such
        depository).

       

      Gross
        Margin:
        With
        respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth
        in
        the related Mortgage Note that is added to the Index on each Adjustment Date
        in
        accordance with the terms of the related Mortgage Note used to determine
        the
        Mortgage Rate for such Mortgage Loan.

       

      Group
        I Certificates:
        Any of
        the Class I-A-1, Class I-A-2, Class I-A-3, Class I-M-1, Class I-M-2, Class
        I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class
        I-M-9, Class I-M-10, Class I-M-11, Class I-P, Class I-CE, Class I-R-1, Class
        I-R-2, Class I-R-3 and Class I-RX Certificates.

       

      Group
        I Class IO Distribution Amount:
        As
        defined in Section 3.21 hereof. For purposes of clarity, the Group I Class
        IO
        Distribution Amount for any Distribution Date shall equal the amount payable
        to
        the Swap Administrator pursuant to the first and second sentences of Section
        3.21(c) on such Distribution Date in excess of the amount payable on REMIC
        VII
        Regular Interest IO on such Distribution Date, all as further provided in
        Section 3.21 hereof.

       

      Group
        I Current Specified Enhancement Percentage:
        With
        respect to any Distribution Date, the percentage obtained by dividing (x)
        the
        sum of (i) the aggregate Certificate Principal Balance of the Class I-M
        Certificates and (ii) the Group I Overcollateralization Amount, in each case
        prior to the distribution of the related Principal Distribution Amount on
        such
        Distribution Date, by (y) the aggregate Stated Principal Balance of the Group
        I
        Mortgage Loans as of the end of the related Due Period (after
        giving effect to scheduled payments of principal due during the related Due
        Period with respect to Loan Group I, to the extent received or advanced,
        and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period with respect to Loan Group I).

       

      Group
        I Delinquency Event:
        A Group
        I Delinquency Event shall
        have occurred and be continuing if at any time, (x) the percent equivalent
        of a
        fraction, the numerator of which is the aggregate Stated Principal Balance
        of
        the Group I Mortgage Loans that are 60 days or more Delinquent (including
        for
        this purpose any such Group I Mortgage Loans in bankruptcy or foreclosure
        and
        Group I Mortgage Loans with respect to which the related Mortgaged Property
        is
        REO Property), and the denominator of which is the aggregate Stated Principal
        Balance of all of the Group I Mortgage Loans as of the last day of the related
        Due Period exceeds (y) 36.50% of the Group
        I
        Current Specified Enhancement Percentage.

       

      Group
        I Extra Principal Distribution Amount:
        With
        respect to any Distribution Date, the lesser of (i) the excess, if any, of
        the
        Group I Overcollateralization Target Amount for such Distribution Date over
        the
        Group I Overcollateralization Amount for such Distribution Date (after giving
        effect to distributions of principal on the Certificates other than any Group
        I
        Extra Principal Distribution Amount) and (ii) the related Excess Spread for
        such
        Distribution Date.

       

      Group
        I Estimated Swap Termination Payment:
        As
        defined in the Group I Swap Agreement.

       

      Group
        I Marker Rate:
        With
        respect to the Class I-CE Interest and any Distribution Date, a per annum
        rate
        equal to two (2) times the weighted average of the Uncertificated REMIC III
        Pass-Through Rates for the REMIC III Group I Regular Interests (other than
        REMIC
        III Regular Interests I-AA, I-IO and I-P), with the rate on each such REMIC
        III
        Group I Regular Interest (other than REMIC III Regular Interest I-ZZ) subject
        to
        a cap equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for
        the
        Corresponding Certificate and (ii) the Net Rate Cap for the REMIC IV Regular
        Interest the ownership of which is represented by the Corresponding Certificate
        for the purpose of this calculation for such Distribution Date, and with
        the
        rate on REMIC III Regular Interest I-ZZ subject to a cap of zero for the
        purpose
        of this calculation; provided, however, that solely for this purpose, the
        related cap with respect to each REMIC III Group I Regular Interest (other
        than
        REMIC III Regular Interests I-AA, I-ZZ, I-IO and I-P) shall be multiplied
        by a
        fraction, the numerator of which is 30 and the denominator of which is the
        actual number of days in the related Accrual Period.

       

      Group
        I Maximum Uncertificated Accrued Interest Deferral Amount:
        With
        respect to any Distribution Date, the excess of (i) accrued interest at the
        Uncertificated REMIC III Pass-Through Rate applicable to REMIC III Regular
        Interest I-ZZ for such Distribution Date on a balance equal to the
        Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ minus
        the
        REMIC III Group I Overcollateralization Amount, in each case for such
        Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued
        Interest for such Distribution Date on the REMIC III Group I Regular Interests
        (other than REMIC III Regular Interests I-AA, I-ZZ, I-IO and I-P), with the
        rate
        on each such REMIC III Group I Regular Interest subject to a cap equal to
        the
        lesser of (x) the One-Month LIBOR Pass Through Rate for the Corresponding
        Certificate and (y) the Net Rate Cap for the REMIC IV Regular Interest the
        ownership of which is represented by the Corresponding Certificate for the
        purpose of this calculation for such Distribution Date; provided, however,
        that
        solely for this purpose, the related cap with respect to each REMIC III Group
        I
        Regular Interest (other than REMIC III Regular Interests I-AA, I-ZZ, I-IO
        and
        I-P) shall be multiplied by a fraction, the numerator of which is 30 and
        the
        denominator of which is the actual number of days in the related Accrual
        Period.

       

      Group
        I Mortgage Loans:
        The
        Mortgage Loans related to Loan Group I.

       

      Group
        I Net Swap Payment:
        With
        respect to each Distribution Date, the net payment required to be made pursuant
        to the terms of the Group I Swap Agreement by either the Group I Swap Provider
        or the Swap Administrator, which net payment shall not take into account
        any
        Group I Swap Termination Payment.

       

      Group
        I Notional Amount:
        With
        respect to each Distribution Date and the Group I Swap Agreement, the notional
        amount for the related calculation period as set forth in the related schedule
        set forth in Exhibit M. 

       

      Group
        I Offered Certificates:
        Any of
        the Class I-A-1, Class I-A-2, Class I-A-3, Class I-M-1, Class I-M-2, Class
        I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8 and
        Class
        I-M-9 Certificates.

       

      Group
        I Optional Termination:
        The
        termination of the portion of the Trust Fund related to Loan Group I created
        hereunder as a result of the purchase of all of the Group I Mortgage Loans
        and
        any related REO Property pursuant to Section 10.01 hereof.

       

      Group
        I Optional Termination Date:
        The
        Distribution Date on which the Stated Principal Balance of all of the Group
        I
        Mortgage Loans is equal to or less than 10% of the Stated Principal Balance
        of
        all of the Group I Mortgage Loans as of the Cut-off Date.

       

      Group
        I Overcollateralization Amount:
        With
        respect to any Distribution Date, the excess, if any, of the aggregate Stated
        Principal Balance of the Group I Mortgage Loans as of the last day of the
        related Due Period (after giving effect to scheduled payments of principal
        due
        during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) over the aggregate Certificate Principal Balance of the Class I-A
        Certificates and Class I-M Certificates on such Distribution Date (after
        taking
        into account the payment of principal other than any Group I Extra Principal
        Distribution Amount on such Certificates).

       

      Group
        I Overcollateralization Release Amount:
        With
        respect to any Distribution Date, the lesser of (x) the related Principal
        Funds
        for such Distribution Date and (y) the excess, if any, of (i) the Group I
        Overcollateralization Amount for such Distribution Date (assuming that 100%
        of
        the related Principal Funds is applied as a principal payment on such
        Distribution Date) over (ii) the Group I Overcollateralization Target Amount
        for
        such Distribution Date (with the amount pursuant to clause (y) deemed to
        be $0
        if the Group I Overcollateralization Amount is less than or equal to the
        Group I
        Overcollateralization Target Amount on that Distribution Date).

       

      Group
        I Overcollateralization Target Amount:
        With
        respect to any Distribution Date (a) prior to the Group I Stepdown Date,
        1.95%
        of the aggregate Stated Principal Balance of the Group I Mortgage Loans as
        of
        the Cut-off Date, (b) on or after the Group I Stepdown Date and if a Group
        I
        Trigger Event is not in effect, the greater of (i) the lesser of (1) 1.95%
        of
        the aggregate Stated Principal Balance of the Group I Mortgage Loans as of
        the
        Cut-off Date and (2) 3.90% of the then current aggregate Stated Principal
        Balance of the Group I Mortgage Loans as of the last day of the related Due
        Period (after giving effect to scheduled payments of principal due during
        the
        related Due Period, to the extent received or advanced, and unscheduled
        collections of principal received during the related Prepayment Period, and
        after reduction for Realized Losses incurred during the related Due Period)
        and
        (ii) $933,815 or (c) on or after the Group I Stepdown Date and if a Group
        I
        Trigger Event is in effect, the Group I Overcollateralization Target Amount
        for
        the immediately preceding Distribution Date.

       

      Group
        I Regular Certificate:
        Any of
        the Group I Certificates other than the Group I Residual
        Certificates.

       

      Group
        I Reserve Fund:
        Shall
        mean the separate trust account created and maintained by the Trustee pursuant
        to Section 3.21 hereof.

       

      Group
        I Reserve Fund Deposit:
        With
        respect to the Group I Reserve Fund, an amount equal to $5,000, which the
        Depositor shall initially deposit into the Group I Reserve Fund pursuant
        to
        Section 3.21 hereof.

       

      Group
        I Residual Certificates:
        The
        Class I-R Certificates, each evidencing the sole class of Residual Interests
        in
        the related REMIC.

       

      Group
        I Senior Certificates:
        Any of
        the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates.

       

      Group
        I Significance Estimate:
        With
        respect to any Distribution Date, and in accordance with Item 1115 of Regulation
        AB, shall be an amount determined based on the reasonable good-faith estimate
        by
        the Seller or its affiliate of the aggregate maximum probable exposure of
        the
        outstanding Class I-A Certificates and Class I-M Certificates to the Group
        I
        Swap Agreement. 

       

      Group
        I Significance Percentage:
        With
        respect to any Distribution Date, and in accordance with Item 1115 of Regulation
        AB, shall be a percentage equal to the Group I Significance Estimate divided
        by
        the aggregate outstanding Certificate Principal Balance of the Class I-A
        Certificates and Class I-M Certificates, prior to the distribution of the
        related Principal Distribution Amount on such Distribution Date.

       

      Group
        I Stepdown Date:
        The
        earlier to occur of, (I) the first Distribution Date following the Distribution
        Date for which the Certificate Principal Balance for each of the Class I-A
        Certificates has been reduced to zero, and (II) the later to occur of (a)
        the
        Distribution Date in September 2009 and (b) the first Distribution Date on
        which
        the Group I Current Specified Enhancement Percentage is greater than or equal
        to
        49.40%.

       

      Group
        I Sub-Trust:
        The
        portion of the Trust Fund allocated to Loan Group I.

       

      Group
        I Supplemental Interest Trust:
        The
        corpus of a trust created pursuant to Section 3.21 of this Agreement and
        designated as the “Group I Supplemental Interest Trust,” consisting of the Group
        I Swap Agreement, the rights in respect of the Swap Administration Agreement
        that relate to Loan Group I, the Group I Swap Account and REMIC VII Regular
        Interest IO. For the avoidance of doubt, the Group I Supplemental Interest
        Trust, the Group I Swap Agreement, the Group I Swap Account and the Swap
        Administration Agreement do not constitute parts of the Trust Fund or any
        REMIC.

       

      Group
        I Supplemental Interest Trust Trustee:
        LaSalle
        Bank National Association, a national banking association not in its individual
        capacity but solely in its capacity as group I supplemental interest trust
        trustee and any successor thereto, and any corporation or national banking
        association resulting from or surviving any consolidation or merger to which
        it
        or its successors may be a party and any successor group I supplemental interest
        trust trustee as may from time to time be serving as successor group I
        supplemental interest trust trustee.

       

      Group
        I Swap Account:
        The
        separate trust account created and maintained by the Swap Administrator,
        and
        held within the Group I Supplemental Interest Trust, pursuant to the Swap
        Administration Agreement.

       

      Group
        I Swap Agreement:
        The
        interest rate swap agreement between the Group I Swap Provider and the Group
        I
        Supplemental Interest Trust Trustee, which agreement provides for Group I
        Net
        Swap Payments and Group I Swap Termination Payments to be paid, as provided
        therein, together with any schedules, confirmations or other agreements relating
        thereto, attached hereto as Exhibit M.

       

      Group
        I Swap Optional Termination Payment:
        As
        defined in Section 10.01.

       

      Group
        I Swap Provider:
        The
        swap provider under the Group I Swap Agreement either (a) entitled to receive
        payments from the Swap Administrator from amounts payable by the Trust Fund
        with
        respect to Loan Group I under this Agreement or (b) required to make payments
        to
        the Swap Administrator for distribution as provided herein, in either case
        pursuant to the terms of the Group I Swap Agreement, and any successor in
        interest or assign. Initially, the Group I Swap Provider shall be Bear Stearns
        Financial Products Inc.

       

      Group
        I Swap Provider Trigger Event:
        With
        respect to any Distribution Date, (i) an Event of Default under the Group
        I Swap
        Agreement with respect to which the Group I Swap Provider is a Defaulting
        Party,
        (ii) a Termination Event under the Group I Swap Agreement with respect to
        which
        the Group I Swap Provider is the sole Affected Party, or (iii) an Additional
        Termination Event under the Group I Swap Agreement with respect to which
        the
        Group I Swap Provider is the sole Affected Party.

       

      Group
        I Swap Termination Payment:
        Upon
        the designation of an “Early Termination Date” as defined in the Group I Swap
        Agreement, the payment to be made by the Swap Administrator to the Group
        I Swap
        Provider from payments from the Trust Fund with respect to Loan Group I,
        or by
        the Group I Swap Provider to the Swap Administrator for payment to the Trust
        Fund with respect to Loan Group I, as applicable, pursuant to the terms of
        the
        Group I Swap Agreement.

       

      Group
        I Trigger Event:
        With
        respect to any Distribution Date, a Group I Trigger Event exists if (i) a
        related Delinquency Event shall have occurred and be continuing or (ii) the
        aggregate amount of Realized Losses on the Group I Mortgage Loans since the
        Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance
        of
        the Group I Mortgage Loans exceeds the applicable percentages set forth below
        with respect to such Distribution Date:

       

      
        	
                Distribution
                  Date

              	
                Percentage

              
	 	 
	
                September
                  2009 through August 2010

              	
                3.65%
                  with respect to September 2009, plus an additional 1/12th
                  of
                  the difference between 5.70%
                  and 3.65% for each month thereafter

              
	
                September
                  2010 through August 2011

              	
                5.70%
                  with respect to September 2010, plus an additional 1/12th
                  of
                  the difference between 7.35% and 5.70% for each month
                  thereafter

              
	
                September
                  2011 through August 2012

              	
                7.35%
                  with respect to September 2011, plus an additional 1/12th
                  of
                  the difference between 8.25% and 7.35% for each month
                  thereafter

              
	
                September
                  2012 and thereafter

              	
                8.25%

              

      

      

      Group
        II Certificates:
        Any of
        the Class II-1A-1, Class II-1A-2, Class II-1A-3, Class II-2A, Class II-M-1,
        Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class
        II-M-7, Class II-M-8, Class II-M-9, Class II-M-10, Class II-M-11, Class II-P,
        Class II-CE, Class II-R-1 and Class II-RX Certificates.

       

      Group
        II Class IO Distribution Amount:
        As
        defined in Section 3.22 hereof. For purposes of clarity, the Group II Class
        IO
        Distribution Amount for any Distribution Date shall equal the amount payable
        to
        the Swap Administrator pursuant to the first and second sentences of Section
        3.22(c) on such Distribution Date in excess of the amount payable on REMIC
        X
        Regular Interest IO on such Distribution Date, all as further provided in
        Section 3.22 hereof.

       

      Group
        II Current Specified Enhancement Percentage:
        With
        respect to any Distribution Date, the percentage obtained by dividing (x)
        the
        sum of (i) the aggregate Certificate Principal Balance of the Class II-M
        Certificates and (ii) the Group II Overcollateralization Amount, in each
        case
        prior to the distribution of the related Principal Distribution Amount on
        such
        Distribution Date, by (y) the aggregate Stated Principal Balance of the Group
        II
        Mortgage Loans as of the end of the related Due Period (after giving effect
        to
        scheduled payments of principal due during the related Due Period with respect
        to Loan Group II, to the extent received or advanced, and unscheduled
        collections of principal received during the related Prepayment Period, and
        after reduction for Realized Losses incurred during the related Due Period
        with
        respect to Loan Group II).

       

      Group
        II Delinquency Event:
        A Group
        II Delinquency Event shall have occurred and be continuing if at any time,
        (x)
        the percent equivalent of a fraction, the numerator of which is the aggregate
        Stated Principal Balance of the Group II Mortgage Loans that are 60 days
        or more
        Delinquent (including for this purpose any such Group II Mortgage Loans in
        bankruptcy or foreclosure and Group I Mortgage Loans with respect to which
        the
        related Mortgaged Property is REO Property), and the denominator of which
        is the
        aggregate Stated Principal Balance of all of the Group II Mortgage Loans
        as of
        the last day of the related Due Period exceeds (y) 34.25% of the Group II
        Current Specified Enhancement Percentage.

       

      Group
        II Estimated Swap Termination Payment:
        As
        defined in the Group II Swap Agreement.

       

      Group
        II Extra Principal Distribution Amount:
        With
        respect to any Distribution Date, the lesser of (i) the excess, if any, of
        the
        Group II Overcollateralization Target Amount for such Distribution Date over
        the
        Group II Overcollateralization Amount for such Distribution Date (after giving
        effect to distributions of principal on the Certificates other than any Group
        II
        Extra Principal Distribution Amount) and (ii) the related Excess Spread for
        such
        Distribution Date.

       

      Group
        II Marker Rate:
        With
        respect to the Class II-CE Interest and any Distribution Date, a per annum
        rate
        equal to two (2) times the weighted average of the Uncertificated REMIC III
        Pass-Through Rates for the REMIC III Group II Regular Interests (other than
        REMIC III Regular Interests II-AA, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub,
        II-2-Grp and II-XX), with the rate on each such REMIC III Group II Regular
        Interest (other than REMIC III Regular Interest II-ZZ) subject to a cap equal
        to
        the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding
        Certificate and (ii) the Net Rate Cap for the REMIC IV Regular Interest the
        ownership of which is represented by the Corresponding Certificate for the
        purpose of this calculation for such Distribution Date, and with the rate
        on
        REMIC III Regular Interest II-ZZ subject to a cap of zero for the purpose
        of
        this calculation; provided, however, that solely for this purpose, the related
        cap with respect to each REMIC III Group II Regular Interest (other than
        REMIC
        III Regular Interests II-AA, II-ZZ, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub,
        II-2-Grp and II-XX) shall be multiplied by a fraction, the numerator of which
        is
        30 and the denominator of which is the actual number of days in the related
        Accrual Period.

       

      Group
        II Maximum Uncertificated Accrued Interest Deferral Amount:
        With
        respect to any Distribution Date, the excess of (i) accrued interest at the
        Uncertificated REMIC III Pass-Through Rate applicable to REMIC III Regular
        Interest II-ZZ for such Distribution Date on a balance equal to the
        Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ minus
        the
        REMIC III Group II Overcollateralization Amount, in each case for such
        Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued
        Interest for such Distribution Date on the REMIC III Group II Regular Interests
        (other than REMIC III Regular Interests II-AA, II-ZZ, II-IO, II-P, II-1-Sub,
        II-1-Grp, II-2-Sub, II-2-Grp and II-XX), with the rate on each such REMIC
        III
        Group II Regular Interest subject to a cap equal to the lesser of (x) the
        One-Month LIBOR Pass Through Rate for the Corresponding Certificate and (y)
        the
        Net Rate Cap for the REMIC IV Regular Interest the ownership of which is
        represented by the Corresponding Certificate for the purpose of this calculation
        for such Distribution Date; provided, however, that solely for this purpose,
        the
        related cap with respect to each REMIC III Group II Regular Interest (other
        than
        REMIC III Regular Interests II-AA, II-ZZ, II-IO, II-P, II-1-Sub, II-1-Grp,
        II-2-Sub, II-2-Grp and II-XX) shall be multiplied by a fraction, the numerator
        of which is 30 and the denominator of which is the actual number of days
        in the
        related Accrual Period.

       

      Group
        II Mortgage Loans:
        The
        Mortgage Loans related to Loan Group II.

       

      Group
        II Net Swap Payment:
        With
        respect to each Distribution Date, the net payment required to be made pursuant
        to the terms of the Group II Swap Agreement by either the Group II Swap Provider
        or the Swap Administrator, which net payment shall not take into account
        any
        Group II Swap Termination Payment.

       

      Group
        II Notional Amount:
        With
        respect to each Distribution Date and the Group II Swap Agreement, the notional
        amount for the related calculation period as set forth in the related schedule
        set forth in Exhibit N. 

       

      Group
        II Offered Certificates:
        Any of
        the Class II-1A-1, Class II-1A-2, Class II-1A-3, Class II-2A, Class II-M-1,
        Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class
        II-M-7, Class II-M-8 and Class II-M-9 Certificates.

       

      Group
        II Optional Termination:
        The
        termination of the portion of the Trust Fund related to Loan Group II created
        hereunder as a result of the purchase of all of the Group II Mortgage Loans
        and
        any related REO Property pursuant to Section 10.01 hereof.

       

      Group
        II Optional Termination Date:
        The
        Distribution Date on which the Stated Principal Balance of all of the Group
        II
        Mortgage Loans is equal to or less than 10% of the Stated Principal Balance
        of
        all of the Group II Mortgage Loans as of the Cut-off Date.

       

      Group
        II Overcollateralization Amount:
        With
        respect to any Distribution Date, the excess, if any, of the aggregate Stated
        Principal Balance of the Group II Mortgage Loans as of the last day of the
        related Due Period (after giving effect to scheduled payments of principal
        due
        during the related Due Period, to the extent received or advanced, and
        unscheduled collections of principal received during the related Prepayment
        Period, and after reduction for Realized Losses incurred during the related
        Due
        Period) over the aggregate Certificate Principal Balance of the Class II-A
        Certificates and Class II-M Certificates on such Distribution Date (after
        taking
        into account the payment of principal other than any Group II Extra Principal
        Distribution Amount on such Certificates).

       

      Group
        II Overcollateralization Release Amount:
        With
        respect to any Distribution Date, the lesser of (x) the related Principal
        Funds
        for such Distribution Date and (y) the excess, if any, of (i) the Group II
        Overcollateralization Amount for such Distribution Date (assuming that 100%
        of
        the related Principal Funds is applied as a principal payment on such
        Distribution Date) over (ii) the Group II Overcollateralization Target Amount
        for such Distribution Date (with the amount pursuant to clause (y) deemed
        to be
        $0 if the Group II Overcollateralization Amount is less than or equal to
        the
        Group II Overcollateralization Target Amount on that Distribution
        Date).

       

      Group
        II Overcollateralization Target Amount:
        With
        respect to any Distribution Date (a) prior to the Group II Stepdown Date,
        1.75%
        of the aggregate Stated Principal Balance of the Group II Mortgage Loans
        as of
        the Cut-off Date, (b) on or after the Group II Stepdown Date and if a Group
        II
        Trigger Event is not in effect, the greater of (i) the lesser of (1) 1.75%
        of
        the aggregate Stated Principal Balance of the Group II Mortgage Loans as
        of the
        Cut-off Date and (2) 3.50% of the then current aggregate Stated Principal
        Balance of the Group II Mortgage Loans as of the last day of the related
        Due
        Period (after giving effect to scheduled payments of principal due during
        the
        related Due Period, to the extent received or advanced, and unscheduled
        collections of principal received during the related Prepayment Period, and
        after reduction for Realized Losses incurred during the related Due Period)
        and
        (ii) $2,071,781 or (c) on or after the Group II Stepdown Date and if a Group
        II
        Trigger Event is in effect, the Group II Overcollateralization Target Amount
        for
        the immediately preceding Distribution Date.

       

      Group
        II Regular Certificate:
        Any of
        the Group II Certificates other than the Group II Residual
        Certificates.

       

      Group
        II Reserve Fund:
        Shall
        mean the separate trust account created and maintained by the Trustee pursuant
        to Section 3.22 hereof.

       

      Group
        II Reserve Fund Deposit:
        With
        respect to the Group II Reserve Fund, an amount equal to $5,000, which the
        Depositor shall initially deposit into the Group II Reserve Fund pursuant
        to
        Section 3.22 hereof.

       

      Group
        II Residual Certificates:
        The
        Class II-R-1 Certificates and Class II-RX Certificates, each evidencing the
        sole
        class of Residual Interests in the related REMIC.

       

      Group
        II Senior Certificates:
        Any of
        the Class II-1A-1, Class II-1A-2, Class II-1A-3 and Class II-2A
        Certificates.

       

      Group
        II Significance Estimate:
        With
        respect to any Distribution Date, and in accordance with Item 1115 of Regulation
        AB, shall be an amount determined based on the reasonable good-faith estimate
        by
        the Seller or its affiliate of the aggregate maximum probable exposure of
        the
        outstanding Class II-A Certificates and Class II-M Certificates to the Group
        II
        Swap Agreement. 

       

      Group
        II Significance Percentage:
        With
        respect to any Distribution Date, and in accordance with Item 1115 of Regulation
        AB, shall be a percentage equal to the Group II Significance Estimate divided
        by
        the aggregate outstanding Certificate Principal Balance of the Class II-A
        Certificates and Class II-M Certificates, prior to the distribution of the
        related Principal Distribution Amount on such Distribution Date.

       

      Group
        II Stepdown Date:
        The
        earlier to occur of, (I) the first Distribution Date following the Distribution
        Date for which the Certificate Principal Balance for each of the Class II-A
        Certificates has been reduced to zero, and (II) the later to occur of (a)
        the
        Distribution Date in September 2009 and (b) the first Distribution Date on
        which
        the Group II Current Specified Enhancement Percentage is greater than or
        equal
        to 46.80%.

       

      Group
        II Sub-Trust:
        The
        portion of the Trust Fund allocated to Loan Group II.

       

      Group
        II Supplemental Interest Trust:
        The
        corpus of a trust created pursuant to Section 3.22 of this Agreement and
        designated as the “Group II Supplemental Interest Trust,” consisting of the
        Group II Swap Agreement, the rights in respect of the Swap Administration
        Agreement that relate to Loan Group II, the Group II Swap Account and REMIC
        X
        Regular Interest IO. For the avoidance of doubt, the Group II Supplemental
        Interest Trust, the Group II Swap Agreement, the Group II Swap Account and
        the
        Swap Administration Agreement do not constitute parts of the Trust Fund or
        any
        REMIC.

       

      Group
        II Supplemental Interest Trust Trustee:
        LaSalle
        Bank National Association, a national banking association not in its individual
        capacity but solely in its capacity as group II supplemental interest trust
        trustee and any successor thereto, and any corporation or national banking
        association resulting from or surviving any consolidation or merger to which
        it
        or its successors may be a party and any successor group II supplemental
        interest trust trustee as may from time to time be serving as successor group
        II
        supplemental interest trust trustee.

       

      Group
        II Swap Account:
        The
        separate trust account created and maintained by the Swap Administrator,
        and
        held within the Group II Supplemental Interest Trust, pursuant to the Swap
        Administration Agreement.

       

      Group
        II Swap Agreement:
        The
        interest rate swap agreement between the Group II Swap Provider and the Group
        II
        Supplemental Interest Trust Trustee, which agreement provides for Group II
        Net
        Swap Payments and Group II Swap Termination Payments to be paid, as provided
        therein, together with any schedules, confirmations or other agreements relating
        thereto, attached hereto as Exhibit N.

       

      Group
        II Swap Optional Termination Payment:
        As
        defined in Section 10.01.

       

      Group
        II Swap Provider:
        The
        swap provider under the Group II Swap Agreement either (a) entitled to receive
        payments from the Swap Administrator from amounts payable by the Trust Fund
        with
        respect to Loan Group II under this Agreement or (b) required to make payments
        to the Swap Administrator for distribution as provided herein, in either
        case
        pursuant to the terms of the Group II Swap Agreement, and any successor in
        interest or assign. Initially, the Group II Swap Provider shall be Bear Stearns
        Financial Products Inc.

       

      Group
        II Swap Provider Trigger Event:
        With
        respect to any Distribution Date, (i) an Event of Default under the Group
        II
        Swap Agreement with respect to which the Group II Swap Provider is a Defaulting
        Party, (ii) a Termination Event under the Group II Swap Agreement with respect
        to which the Group II Swap Provider is the sole Affected Party, or (iii)
        an
        Additional Termination Event under the Group II Swap Agreement with respect
        to
        which the Group II Swap Provider is the sole Affected Party.

       

      Group
        II Swap Termination Payment:
        Upon
        the designation of an “Early Termination Date” as defined in the Group II Swap
        Agreement, the payment to be made by the Swap Administrator to the Group
        II Swap
        Provider from payments from the Trust Fund with respect to Loan Group II,
        or by
        the Group II Swap Provider to the Swap Administrator for payment to the Trust
        Fund with respect to Loan Group II, as applicable, pursuant to the terms
        of the
        Group II Swap Agreement.

       

      Group
        II Trigger Event:
        With
        respect to any Distribution Date, a Group II Trigger Event exists if (i)
        a
        related Delinquency Event shall have occurred and be continuing or (ii) the
        aggregate amount of Realized Losses on the Group II Mortgage Loans since
        the
        Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance
        of
        the Group II Mortgage Loans exceeds the applicable percentages set forth
        below
        with respect to such Distribution Date:

       

      
        	
                Distribution
                  Date

              	
                Percentage

              
	 	 
	
                September
                  2009 through August 2010

              	
                3.50%
                  with respect to September 2009, plus an additional 1/12th
                  of
                  the difference between 5.45% and 3.50% for each month
                  thereafter

              
	
                September
                  2010 through August 2011

              	
                5.45%
                  with respect to September 2010, plus an additional 1/12th
                  of
                  the difference between 7.05% and 5.45% for each month
                  thereafter

              
	
                September
                  2011 through August 2012

              	
                7.05%
                  with respect to September 2011, plus an additional 1/12th
                  of
                  the difference between 7.90% and 7.05% for each month
                  thereafter

              
	
                September
                  2012 and thereafter

              	
                7.90%

              

      

      

       

      Indemnified
        Persons:
        The
        Trustee, the Master Servicer, the Trust Fund and their officers, directors,
        agents and employees and, with respect to the Trustee, any separate co-trustee
        and its officers, directors, agents and employees.

       

      Index:
        With
        respect to each Adjustable Rate Mortgage Loan and with respect to each related
        Adjustment Date, the index as specified in the related Mortgage
        Note.

       

      Individual
        Certificate:
        Any
        Private Certificate registered in the name of the Holder other than the
        Depository or its nominee.

       

      Initial
        Certification:
        The
        certification substantially in the form of Exhibit One to the Custodial
        Agreement.

       

      Initial
        Certificate Principal Balance:
        With
        respect to any Certificate, the Certificate Principal Balance of such
        Certificate or any predecessor Certificate on the Closing Date.

       

      Institutional
        Accredited Investor:
        Any
        Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation
        D under the Securities Act or any entity all of the equity Holders in which
        come
        within such paragraphs.

       

      Insurance
        Policy:
        With
        respect to any Mortgage Loan included in the Trust Fund, any insurance policy,
        including all riders and endorsements thereto in effect with respect to such
        Mortgage Loan, including any replacement policy or policies for any Insurance
        Policies.

       

      Insurance
        Proceeds:
        Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance
        Policy
        and any other insurance policy covering a Mortgage Loan, to the extent such
        proceeds are payable to the mortgagee under the Mortgage, the Master Servicer
        or
        the trustee under the deed of trust and are not applied to the restoration
        of
        the related Mortgaged Property or released to the Mortgagor in accordance
        with
        the procedures that the Master Servicer would follow in servicing mortgage
        loans
        held for its own account, in each case other than any amount included in
        such
        Insurance Proceeds in respect of Insured Expenses.

       

      Insured
        Expenses:
        Expenses covered by any insurance policy with respect to the Mortgage
        Loans.

       

      Interest
        Carry Forward Amount:
        As of
        any Distribution Date and with respect to each Class of Certificates (other
        than
        the Class CE, Class P and the Residual Certificates), the sum of (i) the
        excess
        of (a) the Current Interest for such Class with respect to such Distribution
        Date and any prior Distribution Dates over (b) the amount actually distributed
        to such Class of Certificates with respect to interest on such Distribution
        Dates and (ii) interest thereon (to the extent permitted by applicable law)
        at
        the applicable Pass-Through Rate for such Class for the related Accrual Period
        including the Accrual Period relating to such Distribution Date.

       

      Interest
        Determination Date:
        Shall
        mean the second LIBOR Business Day preceding the commencement of each Accrual
        Period.

       

      Interest
        Funds:
        With
        respect to each of Loan Group I, Subgroup II-1 and Subgroup II-2 and any
        Distribution Date (1) the sum, without duplication, of (a) all scheduled
        interest during the related Due Period with respect to the Mortgage Loans
        in the
        related Loan Group, less the Servicing Fee, the Trustee Fee and the LPMI
        Fee, if
        any, (b) all Advances relating to interest with respect to the Mortgage Loans
        in
        the related Loan Group made on or prior to the related Distribution Account
        Deposit Date, (c) all Compensating Interest with respect to the related Mortgage
        Loans and required to be remitted by the Master Servicer pursuant to this
        Agreement with respect to such Distribution Date, (d) Liquidation Proceeds
        and
        Subsequent Recoveries with respect to the related Mortgage Loans collected
        during the related Prepayment Period (to the extent such Liquidation Proceeds
        and Subsequent Recoveries relate to interest), and (e) all amounts relating
        to
        interest with respect to each Mortgage Loan repurchased by EMC (on its own
        behalf as a Seller and on behalf of Master Funding) pursuant to Sections
        2.02
        and 2.03 and by the Master Servicer pursuant to Section 3.19, in each case
        to
        the extent remitted by the Master Servicer to the Distribution Account pursuant
        to this Agreement and (f) the interest portion of any proceeds received from
        the
        exercise of a Group I Optional Termination or Group II Optional Termination,
        as
        applicable, minus (2) (i) all amounts relating to interest required to be
        reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in
        this
        Agreement, and (ii) any related Net Swap Payment or related Swap Termination
        Payment (not due to a related Swap Provider Trigger Event and to the extent
        not
        paid by the Swap Administrator from any upfront payment received pursuant
        to any
        related replacement interest rate swap agreements that may be entered into
        by
        the related Supplemental Interest Trust Trustee) owed to the Swap Administrator
        for payment to the related Swap Provider for such Distribution Date and any
        such
        payments remaining unpaid for any prior Distribution Dates.

       

      Interim
        Certification:
        The
        certification substantially in the form of Exhibit Two to the Custodial
        Agreement.

       

      LaSalle:
        LaSalle
        Bank National Association, and any successor thereto.

       

      Last
        Scheduled Distribution Date:
        Solely
        for purposes of the face of the Certificates as follows: with respect to
        the
        Group I Certificates, other than the Class I-A-1 Certificates and Class I-A-2
        Certificates, the Distribution Date in September 2036; with respect to the
        Class
        I-A-1 Certificates and Class I-A-2 Certificates, the Distribution Date in
        August
        2031 and
        June
        2036, respectively. With respect to the Group II Certificates, other than
        the
        Class II-1A-1 Certificates and Class II-1A-2 Certificates, the Distribution
        Date
        in August 2036; with respect to the Class II-1A-1 Certificates and Class
        II-1A-2
        Certificates, the Distribution Date in February 2031 and May 2036, respectively.
        

       

      Latest
        Possible Maturity Date:
        With
        respect to the Group I Certificates, September 25, 2036, which is the
        Distribution Date in the month following the final scheduled maturity date
        of
        the Group I Mortgage Loan in the Trust Fund having the latest scheduled maturity
        date as of the Cut-off Date. With respect to the Group II Certificates, August
        25, 2036, which is the Distribution Date in the month following the final
        scheduled maturity date of the Group II Mortgage Loan in the Trust Fund having
        the latest scheduled maturity date as of the Cut-off Date. For purposes of
        the
        Treasury regulations under Sections 860A through 860G of the Code, the latest
        possible maturity date of each Regular Interest issued by REMIC I, each REMIC
        III Group I Regular Interest, each Regular Interest issued by REMIC IV the
        ownership of which is represented by the Class I-A Certificates and Class
        I-M
        Certificates, the Class I-CE Interest, the Class I-P Interest, the Class
        I-IO
        Interest, each Regular Interest the ownership of which is represented by
        the
        Class I-CE Certificates and Class I-P Certificates, and REMIC VII Regular
        Interest IO, shall be the Distribution Date in the month following the final
        scheduled maturity date of the Group I Mortgage Loan in the Trust Fund having
        the latest scheduled maturity date as of the Cut-off Date, and the latest
        possible maturity date of each Regular Interest issued by REMIC II, each
        REMIC
        III Group II Regular Interest, each Regular Interest issued by REMIC IV the
        ownership of which is represented by the Class II-A Certificates and Class
        II-M
        Certificates, the Class II-CE Interest, the Class II-P Interest, the Class
        II-IO
        Interest, each Regular Interest the ownership of which is represented by
        the
        Class II-CE Certificates and Class II-P Certificates, and REMIC X Regular
        Interest IO, shall be the Distribution Date in the month following the final
        scheduled maturity date of the Group II Mortgage Loan in the Trust Fund having
        the latest scheduled maturity date as of the Cut-off Date.

       

      LIBOR
        Business Day:
        Shall
        mean a day on which banks are open for dealing in foreign currency and exchange
        in London and New York City.

       

      Liquidated
        Loan:
        With
        respect to any Distribution Date, a defaulted Mortgage Loan that has been
        liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale
        or other realization as provided by applicable law governing the real property
        subject to the related Mortgage and any security agreements and as to which
        the
        Master Servicer has made a Final Recovery Determination with respect
        thereto.

       

      Liquidation
        Proceeds:
        Amounts, other than Insurance Proceeds, received in connection with the partial
        or complete liquidation of a Mortgage Loan, whether through trustee’s sale,
        foreclosure sale or otherwise, or in connection with any condemnation or
        partial
        release of a Mortgaged Property and any other proceeds received with respect
        to
        an REO Property, less the sum of related unreimbursed Advances, Servicing
        Fees
        and Servicing Advances and all expenses of liquidation, including property
        protection expenses and foreclosure and sale costs, including court and
        reasonable attorneys fees.

       

      Loan-to-Value
        Ratio:
        The
        fraction, expressed as a percentage, the numerator of which is the original
        principal balance of the related Mortgage Loan and the denominator of which
        is
        the Appraised Value of the related Mortgaged Property.

       

      Loan
        Group:
        Any of
        Loan Group I or Loan Group II.

       

      Loan
        Group I or Group I Mortgage Loans:
        The
        group of Mortgage Loans belonging to Loan Group I included as such on the
        Mortgage Loan Schedule.

       

      Loan
        Group II or Group II Mortgage Loans:
        The
        group of Mortgage Loans belonging to Loan Group II included as such on the
        Mortgage Loan Schedule.

       

      Loan
        Group I:
        The
        group of Mortgage Loans included as such on the Mortgage Loan
        Schedule.

       

      Loan
        Group II:
        The
        group of Mortgage Loans included as such on the Mortgage Loan
        Schedule.

       

      Loss
        Allocation Limitation:
        The
        meaning specified in Section 5.05(b) hereof.

       

      LPMI
        Fee:
        The fee
        payable to the insurer for each Mortgage Loan subject to an LPMI Policy as
        set
        forth in such LPMI Policy.

       

      LPMI
        Policy:
        A
        policy of mortgage guaranty insurance issued by an insurer meeting the
        requirements of Fannie Mae and Freddie Mac in which the Master Servicer or
        the
        related subservicer of the related Mortgage Loan is responsible for the payment
        of the LPMI Fee thereunder from collections on the related Mortgage
        Loan.

       

      Majority
        Class CE Certificateholder:
        Any of
        the Majority Class I-CE Certificateholder or Majority Class II-CE
        Certificateholder.

       

      Majority
        Class I-CE Certificateholder:
        The
        Holder of a 50.01% or greater Percentage Interest in the Class I-CE
        Certificates.

       

      Majority
        Class II-CE Certificateholder:
        The
        Holder of a 50.01% or greater Percentage Interest in the Class II-CE
        Certificates.

       

      Master
        Funding:
        Master
        Funding LLC, a Delaware limited liability company, and its successors and
        assigns, in its capacity as the seller of the Master Funding Mortgage Loans
        to
        the Depositor.

       

      Master
        Funding Mortgage Loans:
        The
        Mortgage Loans identified as such on the Mortgage Loan Schedule for which
        Master
        Funding is the applicable Seller.

       

      Master
        Servicer:
        EMC
        Mortgage Corporation, in its capacity as master servicer, and its successors
        and
        assigns.

       

      Maximum
        Mortgage Rate:
        With
        respect to each Adjustable Rate Mortgage Loan, the percentage set forth in
        the
        related Mortgage Note as the maximum Mortgage Rate thereunder.

       

      MERS:
        Mortgage Electronic Registration Systems, Inc., a corporation organized and
        existing under the laws of the State of Delaware, or any successor
        thereto.

       

      MERS®
        System:
        The
        system of recording transfers of Mortgages electronically maintained by
        MERS.

       

      MIN:
        The
        Mortgage Identification Number for Mortgage Loans registered with MERS on
        the
        MERS® System.

       

      Minimum
        Mortgage Rate:
        With
        respect to each Adjustable Rate Mortgage Loan, the percentage set forth in
        the
        related Mortgage Note as the minimum Mortgage Rate thereunder.

       

      MOM
        Loan:
        With
        respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage
        Loan, solely as nominee for the originator of such Mortgage Loan and its
        successors and assigns, at the origination thereof.

       

      Monthly
        Statement:
        The
        statement delivered to the Certificateholders pursuant to Section
        5.06.

       

      Moody’s:
        Moody’s
        Investors Service, Inc., and any successor thereto.

       

      Mortgage:
        The
        mortgage, deed of trust or other instrument creating a first or second lien
        on
        or first or second priority ownership interest in an estate in fee simple
        in
        real property securing a Mortgage Note.

       

      Mortgage
        File:
        The
        mortgage documents listed in Section 2.01 hereof pertaining to a particular
        Mortgage Loan and any additional documents delivered to the Custodian to
        be
        added to the Mortgage File pursuant to this Agreement and the Custodial
        Agreement.

       

      Mortgage
        Loans:
        Such of
        the Mortgage Loans transferred and assigned to the Trustee pursuant to the
        provisions hereof, as from time to time are held as a part of the Trust Fund
        (including any REO Property), the mortgage loans so held being identified
        in the
        Mortgage Loan Schedule and separated into Group I Mortgage Loan and Group
        II
        Mortgage Loans, notwithstanding foreclosure or other acquisition of title
        of the
        related Mortgaged Property.

       

      Mortgage
        Loan Purchase Agreement:
        The
        Mortgage Loan Purchase Agreement, dated as of August 30, 2006, among EMC,
        as a
        seller, Master Funding, as a seller and the Depositor, as purchaser in the
        form
        attached hereto as Exhibit L.

       

      Mortgage
        Loan Purchase Price:
        The
        price, calculated as set forth in Section 10.01, to be paid in connection
        with
        the repurchase of the Mortgage Loans pursuant to Section 10.01.

       

      Mortgage
        Loan Schedule:
        The
        list of Mortgage Loans (as from time to time amended by the Seller or the
        Master
        Servicer to reflect the deletion of Deleted Mortgage Loans and the addition
        of
        Replacement Mortgage Loans pursuant to the provisions of this Agreement)
        transferred to the Trustee as part of the Trust Fund and from time to time
        subject to this Agreement, the initial Mortgage Loan Schedule being attached
        hereto as Exhibit B setting forth the following information with respect
        to each
        Mortgage Loan:

       

      (a)  the
        city,
        state and zip code of the Mortgaged Property; 

      (b)  the
        property type;

      (c)  the
        Mortgage Interest Rate;

      (d)  the
        Servicing Fee Rate;

      (e)  the
        Master Servicer's Fee Rate;

      (f)  the
        LPMI
        Fee, if applicable;

      (g)  [reserved];

      (h)  the
        Net
        Rate;

      (i)  the
        maturity date;

      (j)  the
        stated original term to maturity;

      (k)  the
        stated remaining term to maturity;

      (l)  the
        original Principal Balance;

      (m)  the
        first
        payment date;

      (n)  the
        principal and interest payment in effect as of the Cut-off Date;

      (o)  the
        unpaid Principal Balance as of the Cut-off Date;

      (p)  the
        Loan-to-Value Ratio at origination;

      (q)  the
        insurer of any Primary Mortgage Insurance Policy;

      (r)  the
        MIN
        with respect to each MOM Loan;

      (s)  the
        Gross
        Margin, if applicable;

      (t)  the
        next
        Adjustment Date, if applicable;

      (u)  the
        Maximum Mortgage Rate, if applicable;

      (v)  the
        Minimum Mortgage Rate, if applicable;

      (w)  the
        Periodic Rate Cap, if applicable; 

      (x)  the
        Loan
        Group, if applicable;

      (y)  a
        code
        indicating whether the Mortgage Loan is negatively amortizing;

      (z)  which
        Mortgage Loans adjust after an initial fixed-rate period of one, two, three,
        five, seven or ten years or any other period; 

      (aa)  the
        Prepayment Charge, if any;

      (bb)  lien
        position (e.g., first lien or second lien);

      (cc)  a
        code
        indicating whether the Mortgage Loan is has a balloon payment;

      (dd)  a
        code
        indicating whether the Mortgage Loan is an interest-only loan; 

      (ee)  the
        interest-only term, if applicable;

      (ff)  the
        Mortgage Loan Seller; and

      (gg)  the
        original amortization term.

       

      Such
        schedule also shall set forth for all of the Mortgage Loans, the total number
        of
        Mortgage Loans, the total of each of the amounts described under (n) and
        (j)
        above, the weighted average by principal balance as of the Cut-off Date of
        each
        of the rates described under (c) through (h) above, and the weighted average
        remaining term to maturity by unpaid principal balance as of the Cut-off
        Date.

       

      Mortgage
        Note:
        The
        original executed note or other evidence of indebtedness of a Mortgagor under
        a
        Mortgage Loan.

       

      Mortgage
        Rate:
        With
        respect to each fixed rate Mortgage Loan, the rate set forth in the related
        Mortgage Note. With respect to each Adjustable Rate Mortgage Loan, the annual
        rate at which interest accrues on such Mortgage Loan from time to time in
        accordance with the provisions of the related Mortgage Note, which rate (A)
        as
        of any date of determination until the first Adjustment Date following the
        Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as
        the
        Mortgage Rate in effect immediately following the Cut-off Date and (B) as
        of any
        date of determination thereafter shall be the rate as adjusted on the most
        recent Adjustment Date, to equal the sum, rounded to the next highest or
        nearest
        0.125% (as provided in the Mortgage Note), of the Index, determined as set
        forth
        in the related Mortgage Note, plus the related Gross Margin subject to the
        limitations set forth in the related Mortgage Note. With respect to each
        Mortgage Loan that becomes an REO Property, as of any date of determination,
        the
        annual rate determined in accordance with the immediately preceding sentence
        as
        of the date such Mortgage Loan became an REO Property.

       

      Mortgaged
        Property:
        The
        underlying property securing a Mortgage Loan.

       

      Mortgagor:
        The
        obligors on a Mortgage Note.

       

      Net
        Mortgage Rate:
        As to
        each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage
        Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate
        and
        (iii) the rate at which the LPMI Fee is calculated, if any.

       

      Net
        Rate Cap:
        With
        respect to any Distribution Date and the Class I-A Certificates and Class
        I-M
        Certificates, the excess, if any, of (A) a per annum rate equal to the product
        of (x) the weighted average of the Net Mortgage Rates on the then outstanding
        Group I Mortgage Loans, weighted based on the Stated Principal Balances of
        such
        Group I Mortgage Loans as
        of the
        related Due Date prior to giving effect to any reduction in the Stated Principal
        Balances of such Group I Mortgage Loans on such Due Date,
        and (y)
        a fraction, the numerator of which is 30 and the denominator of which is
        the
        actual number of days elapsed in the related Accrual Period, over (B) an
        amount,
        expressed as a per annum rate, equal to the sum of (i) the Group I Net Swap
        Payment payable to the Group I Swap Provider on such Distribution Date and
        (ii)
        any Group I Swap Termination Payment not due to a Group I Swap Provider Trigger
        Event payable to the Group I Swap Provider (to the extent not paid by the
        Swap
        Administrator from any upfront payment received pursuant to any related
        replacement interest rate swap agreement that may be entered into by the
        Group I
        Supplemental Interest Trust Trustee), divided by the aggregate outstanding
        Stated Principal Balance of the Group I Mortgage Loans as of the related
        Due
        Date prior to giving effect to any reduction in the Stated Principal Balances
        of
        such Group I Mortgage Loans on such Due Date, multiplied by 12. The Net Rate
        Cap
        for the Class I-A Certificates and Class I-M Certificates will be adjusted]
        to
        an effective rate reflecting the accrual of interest on an actual/360 basis.
        With respect to any Distribution Date and the REMIC IV Regular Interests
        the
        ownership of which is represented by Class I-A Certificates and Class I-M
        Certificates, a per annum rate equal to the weighted average (adjusted for
        the
        actual number of days elapsed in the related Accrual Period) of the
        Uncertificated REMIC III Pass-Through Rates on the REMIC III Group I Regular
        Interests (other than REMIC III Regular Interests I-IO and I-P), weighted
        on the
        basis of the Uncertificated Principal Balances of each such REMIC III Group
        I
        Regular Interest immediately prior to such Distribution Date.

       

      With
        respect to any Distribution Date and the Class II-1A Certificates, the excess,
        if any, of (A) a per annum rate equal to the product of (x) the weighted
        average
        of the Net Mortgage Rates on the then outstanding Group II Mortgage Loans
        in
        Subgroup II-1, weighted based on the Stated Principal Balances of such Group
        II
        Mortgage Loans as of the related Due Date prior to giving effect to any
        reduction in the Stated Principal Balances of such Group II Mortgage Loans
        on
        such Due Date, and (y) a fraction, the numerator of which is 30 and the
        denominator of which is the actual number of days elapsed in the related
        Accrual
        Period, over (B) an amount, expressed as a per annum rate, equal to the sum
        of
        (i) the Group II Net Swap Payment payable to the Group II Swap Provider on
        such
        Distribution Date and (ii) any Group II Swap Termination Payment not due
        to a
        Group II Swap Provider Trigger Event payable to the Group II Swap Provider
        (to
        the extent not paid by the Swap Administrator from any upfront payment received
        pursuant to any related replacement interest rate swap agreement that may
        be
        entered into by the Group II Supplemental Interest Trust Trustee), divided
        by
        the aggregate outstanding Stated Principal Balance of the Group II Mortgage
        Loans as of the related Due Date prior to giving effect to any reduction
        in the
        Stated Principal Balances of such Group II Mortgage Loans on such Due Date,
        multiplied by 12. The Net Rate Cap for the Class II-1A Certificates will
        be
        adjusted] to an effective rate reflecting the accrual of interest on an
        actual/360 basis. With respect to any Distribution Date and the REMIC IV
        Regular
        Interests the ownership of which is represented by the Class II-1A Certificates,
        a per annum rate equal to the weighted average (adjusted for the actual number
        of days elapsed in the related Accrual Period) of the Uncertificated REMIC
        III
        Pass-Through Rate on REMIC III Regular Interest II-1-Grp, weighted on the
        basis
        of the Uncertificated Principal Balance of such REMIC III Regular Interest
        immediately prior to such Distribution Date.

       

      With
        respect to any Distribution Date and the Class II-2A Certificates, the excess,
        if any, of (A) a per annum rate equal to the product of (x) the weighted
        average
        of the Net Mortgage Rates on the then outstanding Mortgage Loans in Subgroup
        II-2, weighted based on the Stated Principal Balances of such Group II Mortgage
        Loans as of the related Due Date prior to giving effect to any reduction
        in the
        Stated Principal Balances of such Group II Mortgage Loans on such Due Date,
        and
        (y) a fraction, the numerator of which is 30 and the denominator of which
        is the
        actual number of days elapsed in the related Accrual Period, over (B) an
        amount,
        expressed as a per annum rate, equal to the sum of (i) the Group II Net Swap
        Payment payable to the Group II Swap Provider on such Distribution Date and
        (ii)
        any Group II Swap Termination Payment not due to a Group II Swap Provider
        Trigger Event payable to the Group II Swap Provider (to the extent not paid
        by
        the Swap Administrator from any upfront payment received pursuant to any
        related
        replacement interest rate swap agreement that may be entered into by the
        Group
        II Supplemental Interest Trust Trustee), divided by the aggregate outstanding
        Stated Principal Balance of the Group II Mortgage Loans as of the related
        Due
        Date prior to giving effect to any reduction in the Stated Principal Balances
        of
        such Group II Mortgage Loans on such Due Date, multiplied by 12. The Net
        Rate
        Cap for the Class II-2A Certificates will be adjusted to an effective rate
        reflecting the accrual of interest on an actual/360 basis. With respect to
        any
        Distribution Date and the REMIC IV Regular Interests the ownership of which
        is
        represented by the Class II-2A Certificates, a per annum rate equal to the
        weighted average (adjusted for the actual number of days elapsed in the related
        Accrual Period) of the Uncertificated REMIC III Pass-Through Rate on REMIC
        III
        Regular Interest II-2-Grp, weighted on the basis of the Uncertificated Principal
        Balance of such REMIC III Regular Interest immediately prior to such
        Distribution Date.

       

      With
        respect to any Distribution Date and the Class II-M Certificates, the excess,
        if
        any, of (A) a per annum rate equal to the product of (x) the weighted average
        of
        the weighted average of the Net Mortgage Rates on the then outstanding Group
        II
        Mortgage Loans in each Subgroup, weighted in proportion to the results of
        subtracting from the aggregate Stated Principal Balances of each such Subgroup
        as of the related Due Date prior to giving effect to any reduction in the
        Stated
        Principal Balances of such Group II Mortgage Loans on such Due Date, the
        aggregate Certificate Principal Balance of the related Class or Classes of
        Class
        II-A Certificates and (y) a fraction, the numerator of which is 30 and the
        denominator of which is the actual number of days elapsed in the related
        Accrual
        Period, over (B) an amount, expressed as a per annum rate, equal to the sum
        of
        (i) the Group II Net Swap Payment payable to the Group II Swap Provider on
        such
        Distribution Date and (ii) any Group II Swap Termination Payment not due
        to a
        Group II Swap Provider Trigger Event payable to the Group II Swap Provider
        (to
        the extent not paid by the Swap Administrator from any upfront payment received
        pursuant to any related replacement interest rate swap agreement that may
        be
        entered into by the Group II Supplemental Interest Trust Trustee), divided
        by
        the aggregate outstanding Stated Principal Balance of the Group II Mortgage
        Loans as of the related Due Date prior to giving effect to any reduction
        in the
        Stated Principal Balances of such Group II Mortgage Loans on such Due Date,
        multiplied by 12. The Net Rate Cap for the Class II-M Certificates will be
        adjusted to an effective rate reflecting the accrual of interest on an
        actual/360 basis. With respect to any Distribution Date and the REMIC IV
        Regular
        Interests the ownership of which is represented by the Class II-M Certificates,
        a per annum rate equal to the weighted average (adjusted for the actual number
        of days elapsed in the related Accrual Period) of the Uncertificated REMIC
        III
        Pass-Through Rates on (a) REMIC III Regular Interest II-1-Sub, subject to
        a cap
        and a floor equal to the Uncertificated REMIC III Pass-Through Rate on REMIC
        III
        Regular Interest II-1-Grp and (b) REMIC III Regular Interest II-2-Sub, subject
        to a cap and a floor equal to the Uncertificated REMIC III Pass-Through Rate
        on
        REMIC III Regular Interest II-2-Grp, in each case as determined for such
        Distribution Date, weighted on the basis of the Uncertificated Principal
        Balances of each such REMIC III Regular Interest immediately prior to such
        Distribution Date.

       

      Net
        Swap Payment:
        Any of
        the Group I Net Swap Payment or the Group II Net Swap Payment.

       

      Non
        Book-Entry Certificate:
        Any
        Certificate other than a Book-Entry Certificate.

       

      Nonrecoverable
        Advance:
        Any
        portion of an Advance previously made or proposed to be made by the Master
        Servicer pursuant to this Agreement, that, in the good faith judgment of
        the
        Master Servicer, will not or, in the case of a proposed advance, would not,
        be
        ultimately recoverable by it from the related Mortgagor, related Liquidation
        Proceeds, Insurance Proceeds or otherwise.

       

      Offered
        Certificates:
        The
        Class I-A-1, Class I-A-2, Class I-A-3, Class I-M-1, Class I-M-2, Class I-M-3,
        Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9,
        Class II-1A-1, Class II-1A-2, Class II-1A-3, Class II-2A, Class II-M-1, Class
        II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7,
        Class II-M-8 and Class II-M-9 Certificates.

       

      Officer’s
        Certificate:
        A
        certificate (i) signed by the Chairman of the Board, the Vice Chairman of
        the
        Board, the President, a Vice President (however denominated), an Assistant
        Vice
        President, the Treasurer, the Secretary, or one of the assistant treasurers
        or
        assistant secretaries of the Depositor or the Master Servicer (or any other
        officer customarily performing functions similar to those performed by any
        of
        the above designated officers and also to whom, with respect to a particular
        matter, such matter is referred because of such officer’s knowledge of and
        familiarity with a particular subject) or (ii), if provided for in this
        Agreement, signed by a Servicing Officer, as the case may be, and delivered
        to
        the Depositor, the Seller, Master Funding and/or the Trustee, as the case
        may
        be, as required by this Agreement.

       

      One-Month
        LIBOR:
        With
        respect to any Accrual Period, the rate determined by the Trustee on the
        related
        Interest Determination Date on the basis of the rate for U.S. dollar deposits
        for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m.
        (London
        time) on such Interest Determination Date. If such rate does not appear on
        such
        page (or such other page as may replace that page on that service, or if
        such
        service is no longer offered, such other service for displaying One-Month
        LIBOR
        or comparable rates as may be reasonably selected by the Trustee), One-Month
        LIBOR for the applicable Accrual Period will be the Reference Bank Rate.
        If no
        such quotations can be obtained by the Trustee and no Reference Bank Rate
        is
        available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding
        Accrual Period. The establishment of One-Month LIBOR on each Interest
        Determination Date by the Trustee and the Trustee’s calculation of the rate of
        interest applicable to the Class A Certificates and Class M Certificates
        for the
        related Accrual Period shall, in the absence of manifest error, be final
        and
        binding.

       

      One-Month
        LIBOR Pass-Through Rate:
        With
        respect to each Class A Certificate and Class M Certificate and, for purposes
        of
        the definitions of “Group I Marker Rate”, “Group I Maximum Uncertificated
        Accrued Interest Deferral Amount”, “Group II Marker Rate” and “Group II Maximum
        Uncertificated Accrued Interest Deferral Amount”, the related REMIC III Regular
        Interest for which such Certificate is the Corresponding Certificate, a per
        annum rate equal to One-Month LIBOR plus the related Certificate
        Margin.

       

      Opinion
        of Counsel:
        A
        written opinion of counsel, who may be counsel for the Seller, the Depositor
        or
        the Master Servicer, reasonably acceptable to each addressee of such opinion;
        provided that with respect to Section 2.05, 7.05, 7.07 or 11.01, or the
        interpretation or application of the REMIC Provisions, such counsel must
        (i) in
        fact be independent of the Seller, Depositor and the Master Servicer, (ii)
        not
        have any direct financial interest in the
        Seller, the
        Depositor or the Master Servicer or in any affiliate of either, and (iii)
        not be
        connected with the Seller, the Depositor or the Master Servicer as an officer,
        employee, promoter, underwriter, trustee, partner, director or person performing
        similar functions.

       

      Optional
        Termination:
        Any of
        Group I Optional Termination or Group II Optional Termination.

       

      Optional
        Termination Date:
        Any of
        the Group I Optional Termination Date or Group II Optional Termination
        Date.

       

      Original
        Value:
        The
        value of the property underlying a Mortgage Loan based, in the case of the
        purchase of the underlying Mortgaged Property, on the lower of an appraisal
        or
        the sales price of such property or, in the case of a refinancing, on an
        appraisal.

       

      OTS:
        The
        Office of Thrift Supervision.

       

      Outstanding:
        With
        respect to the Certificates as of any date of determination, all Certificates
        theretofore executed and authenticated under this Agreement except:

       

      (a) Certificates
        theretofore canceled by the Trustee or delivered to the Trustee for
        cancellation; and

       

      (b) Certificates
        in exchange for which or in lieu of which other Certificates have been executed
        and delivered by the Trustee pursuant to this Agreement.

       

      Outstanding
        Mortgage Loan:
        As of
        any date of determination, a Mortgage Loan with a Stated Principal Balance
        greater than zero that was not the subject of a Principal Prepayment in full,
        and that did not become a Liquidated Loan, prior to the end of the related
        Prepayment Period.

       

      Overcollateralization
        Amount:
        Any of
        the Group I Overcollateralization Amount and Group II Overcollateralization
        Amount.

       

      Overcollateralization
        Release Amount:
        Any of
        the Group I Overcollateralization Release Amount or Group II
        Overcollateralization Release Amount.

       

      Overcollateralization
        Target Amount:
        Any of
        the Group I Overcollateralization Target Amount or Group II
        Overcollateralization Target Amount.

       

      Ownership
        Interest:
        As to
        any Certificate, any ownership interest in such Certificate including any
        interest in such Certificate as the Holder thereof and any other interest
        therein, whether direct or indirect, legal or beneficial.

       

      Pass-Through
        Rate:
        With
        respect to the Class A Certificates and Class M Certificates and any
        Distribution Date, a rate per annum equal to the lesser of (i) the related
        One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the
        related Net Rate Cap for such Distribution Date.

       

       

      With
        respect to the Class I-CE Interest and any Distribution Date, a rate per
        annum
        equal to the percentage equivalent of a fraction, the numerator of which
        is the
        sum of the amount determined for each REMIC III Group I Regular Interest
        (other
        than REMIC III Regular Interests I-IO and I-P) equal to the product of (a)
        the
        excess, if any, of the Uncertificated REMIC III Pass-Through Rate for such
        REMIC
        III Group I Regular Interest over the Group I Marker Rate and (b) a notional
        amount equal to the Uncertificated Principal Balance of such REMIC III Group
        I
        Regular Interest, and the denominator of which is the aggregate Uncertificated
        Principal Balance of such REMIC III Group I Regular Interests.

       

       

      With
        respect to the Class II-CE Interest and any Distribution Date, a rate per
        annum
        equal to the percentage equivalent of a fraction, the numerator of which
        is (x)
        the sum of the amount determined for each REMIC III Group II Regular Interest
        (other than REMIC III Regular Interests II-IO, II-P, II-1-Sub, II-1-Grp,
        II-2-Sub, II-2-Grp and II-XX) equal to the product of (a) the excess, if
        any, of
        the Uncertificated REMIC III Pass-Through Rate for such REMIC III Group II
        Regular Interest over the Group II Marker Rate and (b) a notional amount
        equal
        to the Uncertificated Principal Balance of such REMIC III Group II Regular
        Interest, and the denominator of which is (y) the aggregate Uncertificated
        Principal Balance of such REMIC III Group II Regular Interests.

       

      With
        respect to the Class I-CE Certificate, the Class I-CE Certificate shall not
        have
        a Pass-Through Rate, but Current Interest for such Certificate and each
        Distribution Date shall be an amount equal to 100% of the amounts distributable
        to the Class I-CE Interest for such Distribution Date.

       

      With
        respect to the Class II-CE Certificate, the Class II-CE Certificate shall
        not
        have a Pass-Through Rate, but Current Interest for such Certificate and each
        Distribution Date shall be an amount equal to 100% of the amounts distributable
        to the Class II-CE Interest for such Distribution Date.

       

      With
        respect to the Class I-P Certificate and the Class I-P Interest, 0.00% per
        annum.

       

      With
        respect to the Class II-P Certificate and the Class II-P Interest, 0.00%
        per
        annum.

       

      With
        respect to the Class I-IO Interest, Class I-IO Interest shall not have a
        Pass-Through Rate, but Current Interest for such interest and each Distribution
        Date shall be an amount equal to 100% of the amounts distributable to REMIC
        III
        Regular Interest I-IO for such Distribution Date.

       

      With
        respect to the Class II-IO Interest, Class II-IO Interest shall not have
        a
        Pass-Through Rate, but Current Interest for such interest and each Distribution
        Date shall be an amount equal to 100% of the amounts distributable to REMIC
        III
        Regular Interest II-IO for such Distribution Date.

       

      With
        respect to REMIC VII Regular Interest IO, REMIC VII Regular Interest IO shall
        not have a Pass-Through Rate, but Current Interest for such Regular Interest
        and
        each Distribution Date shall be an amount equal to 100% of the amounts
        distributable to the Class I-IO Interest for such Distribution
        Date.

       

      With
        respect to REMIC X Regular Interest IO, REMIC X Regular Interest IO shall
        not
        have a Pass-Through Rate, but Current Interest for such Regular Interest
        and
        each Distribution Date shall be an amount equal to 100% of the amounts
        distributable to the Class II-IO Interest for such Distribution
        Date.

       

      Pass-Through
        Transfer:
        Any
        transaction involving either (1) a sale or other transfer of mortgage loans
        directly or indirectly to an issuing entity in connection with an issuance
        of
        publicly offered or privately placed, rated or unrated mortgage-backed
        securities or (2) an issuance of publicly offered or privately placed, rated
        or
        unrated securities, the payments on which are determined primarily by reference
        to one or more portfolios of residential mortgage loans.

       

      Percentage
        Interest:
        With
        respect to any Certificate of a specified Class, the Percentage Interest
        set
        forth on the face thereof or the percentage obtained by dividing the
        Denomination of such Certificate by the aggregate of the Denominations of
        all
        Certificates of such Class.

       

      Periodic
        Rate Cap:
        With
        respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor,
        the fixed percentage set forth in the related Mortgage Note, which is the
        maximum amount by which the Mortgage Rate for such Mortgage Loan may increase
        or
        decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage
        Rate) on such Adjustment Date from the Mortgage Rate in effect immediately
        prior
        to such Adjustment Date.

       

      Permitted
        Investments:
        At any
        time, any one or more of the following obligations and securities:

       

      	(i)  	
              obligations
                of the United States or any agency thereof, provided such obligations
                are
                backed by the full faith and credit of the United
                States;

            

       

      	(ii)  	
              general
                obligations of or obligations guaranteed by any state of the United
                States
                or the District of Columbia receiving the highest long-term debt
                rating of
                each Rating Agency, or such lower rating as will not result in the
                downgrading or withdrawal of the ratings then assigned to the Certificates
                by each Rating Agency, as evidenced in
                writing;

            

       

      	(iii)  	
              commercial
                or finance company paper which is then receiving the highest commercial
                or
                finance company paper rating of each Rating Agency, or such lower
                rating
                as will not result in the downgrading or withdrawal of the ratings
                then
                assigned to the Certificates by each Rating Agency, as evidenced
                in
                writing;

            

       

      	(iv)  	
              certificates
                of deposit, demand or time deposits, or bankers’ acceptances issued by any
                depository institution or trust company incorporated under the laws
                of the
                United States or of any state thereof and subject to supervision
                and
                examination by federal and/or state banking authorities (including
                the
                Trustee in its commercial banking capacity), provided that the commercial
                paper and/or long term unsecured debt obligations of such depository
                institution or trust company are then rated one of the two highest
                long-term and the highest short-term ratings of each such Rating
                Agency
                for such securities, or such lower ratings as will not result in
                the
                downgrading or withdrawal of the rating then assigned to the Certificates
                by any Rating Agency, as evidenced in
                writing;

            

       

      	(v)  	
              guaranteed
                reinvestment agreements issued by any bank, insurance company or
                other
                corporation containing, at the time of the issuance of such agreements,
                such terms and conditions as will not result in the downgrading or
                withdrawal of the rating then assigned to the Certificates by each
                Rating
                Agency, as evidenced in writing;

            

       

      	(vi)  	
              repurchase
                obligations with respect to any security described in clauses (i)
                and (ii)
                above, in either case entered into with a depository institution
                or trust
                company (acting as principal) described in clause (v)
                above;

            

       

      	(vii)  	
              securities
                (other than stripped bonds, stripped coupons or instruments sold
                at a
                purchase price in excess of 115% of the face amount thereof) bearing
                interest or sold at a discount issued by any corporation incorporated
                under the laws of the United States or any state thereof which, at
                the
                time of such investment, have one of the two highest short term ratings
                of
                each Rating Agency (except if the Rating Agency is Moody’s, such rating
                shall be the highest commercial paper rating of Moody’s for any such
                securities), or such lower rating as will not result in the downgrading
                or
                withdrawal of the rating then assigned to the Certificates by each
                Rating
                Agency, as evidenced by a signed writing delivered by each Rating
                Agency;

            

       

      	(viii)  	
              interests
                in any money market fund (including any such fund managed or advised
                by
                the Trustee or any affiliate thereof) which at the date of acquisition
                of
                the interests in such fund and throughout the time such interests
                are held
                in such fund has the highest applicable short term rating by each
                Rating
                Agency or such lower rating as will not result in the downgrading
                or
                withdrawal of the ratings then assigned to the Certificates by each
                Rating
                Agency, as evidenced in writing;

            

       

      	(ix)  	
              short
                term investment funds sponsored by any trust company or banking
                association incorporated under the laws of the United States or any
                state
                thereof (including any such fund managed or advised by the Trustee
                or the
                Master Servicer or any affiliate thereof) which on the date of acquisition
                has been rated by each Rating Agency in their respective highest
                applicable rating category or such lower rating as will not result
                in the
                downgrading or withdrawal of the ratings then assigned to the Certificates
                by each Rating Agency, as evidenced in writing;
                and

            

       

      	(x)  	
              such
                other investments having a specified stated maturity and bearing
                interest
                or sold at a discount acceptable to each Rating Agency and as will
                not
                result in the downgrading or withdrawal of the rating then assigned
                to the
                Certificates by any Rating Agency, as evidenced by a signed writing
                delivered by each Rating Agency;

            

       

      provided,
        that no such instrument shall be a Permitted Investment if such instrument
        (i)
        evidences the right to receive interest only payments with respect to the
        obligations underlying such instrument, (ii) is purchased at a premium or
        (iii)
        is purchased at a deep discount; provided further that no such instrument
        shall
        be a Permitted Investment (A) if such instrument evidences principal and
        interest payments derived from obligations underlying such instrument and
        the
        interest payments with respect to such instrument provide a yield to maturity
        of
        greater than 120% of the yield to maturity at par of such underlying
        obligations, or (B) if it may be redeemed at a price below the purchase price
        (the foregoing clause (B) not to apply to investments in units of money market
        funds pursuant to clause (viii) above); provided further that no amount
        beneficially owned by any REMIC may be invested in investments (other than
        money
        market funds) treated as equity interests for federal income tax purposes,
        unless the Trustee shall receive an Opinion of Counsel, at the expense of
        the
        Trustee, to the effect that such investment will not adversely affect the
        status
        of any such REMIC as a REMIC under the Code or result in imposition of a
        tax on
        any such REMIC. Permitted Investments that are subject to prepayment or call
        may
        not be purchased at a price in excess of par.

       

      Permitted
        Transferee:
        Any
        person (x) other than (i) the United States, any State or political subdivision
        thereof, any possession of the United States or any agency or instrumentality
        of
        any of the foregoing, (ii) a foreign government, International Organization
        or
        any agency or instrumentality of either of the foregoing, (iii) an organization
        (except certain farmers’ cooperatives described in section 521 of the Code) that
        is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed
        by section 511 of the Code on unrelated business taxable income) on any excess
        inclusions (as defined in section 860E(c)(1) of the Code) with respect to
        any
        Residual Certificate, (iv) rural electric and telephone cooperatives described
        in section 1381(a)(2)(C) of the Code or (v) on electing large partnership
        within
        the meaning of Section 775(a) of the Code, (y) that is a citizen or resident
        of
        the United States, a corporation, partnership (other than a partnership that
        has
        any direct or indirect foreign partners) or other entity (treated as a
        corporation or a partnership for federal income tax purposes), created or
        organized in or under the laws of the United States, any State thereof or
        the
        District of Columbia, an estate whose income from sources without the United
        States is includible in gross income for United States federal income tax
        purposes regardless of its connection with the conduct of a trade or business
        within the United States, or a trust if a court within the United States
        is able
        to exercise primary supervision over the administration of the trust and
        one or
        more United States persons have authority to control all substantial decisions
        of the trust or if it has a valid election in effect under applicable U.S.
        Treasury regulations to be treated as a United States person and (z) other
        than
        any other Person so designated by the Trustee based upon an Opinion of Counsel
        addressed to the Trustee (which shall not be an expense of the Trustee) that
        states that the Transfer of an Ownership Interest in a Residual Certificate
        to
        such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
        VI,
        REMIC VII, REMIC VIII, REMIC IX or REMIC X to fail to qualify as a REMIC
        at any
        time that any Certificates are Outstanding. The terms “United States,” “State”
and “International Organization” shall have the meanings set forth in section
        7701 of the Code or successor provisions. A corporation will not be treated
        as
        an instrumentality of the United States or of any State or political subdivision
        thereof for these purposes if all of its activities are subject to tax and,
        with
        the exception of Freddie Mac, a majority of its board of directors is not
        selected by such government unit.

       

      Person:
        Any
        individual, corporation, partnership, joint venture, association, joint-stock
        company, limited liability company, trust, unincorporated organization or
        government, or any agency or political subdivision thereof.

       

      Piggyback
        Loan:
        A
        second lien Mortgage Loan originated by the same originator to the same borrower
        at the same time as the first lien Mortgage Loan, each secured by the same
        Mortgaged Property.

       

      Prepayment
        Assumption:
        The
        applicable rate of prepayment as described in the Prospectus
        Supplement.

       

      Prepayment
        Charge:
        Any
        prepayment premium, penalty or charge payable by a Mortgagor in connection
        with
        any Principal Prepayment on a Mortgage Loan pursuant to the terms of the
        related
        Mortgage Note.

       

      Prepayment
        Charge Waiver Amount:
        Any
        amount paid by the Master Servicer to the Trustee in respect of waived
        Prepayment Charges related to each Loan Group pursuant to Section
        4.01(a).

       

      Prepayment
        Interest Shortfall:
        With
        respect to any Distribution Date, for each Mortgage Loan that was the subject
        of
        a partial Principal Prepayment, a Principal Prepayment in full, or that became
        a
        Liquidated Loan during the related Prepayment Period, (other than a Principal
        Prepayment in full resulting from the purchase of a Mortgage Loan pursuant
        to
        Section 2.02, 2.03, 3.19 or 10.01 hereof), the amount, if any, by which (i)
        one
        month’s interest at the applicable Net Mortgage Rate on the Stated Principal
        Balance of such Mortgage Loan immediately prior to such prepayment (or
        liquidation) or in the case of a partial Principal Prepayment on the amount
        of
        such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest
        paid or collected in connection with such Principal Prepayment or such
        liquidation proceeds less the sum of (a) the Trustee Fee, (b) the Servicing
        Fee
        and the LPMI Fee, if any, in each case with respect to the related Mortgage
        Loan.

       

      
        Prepayment
          Period:
          As
          to any
          Distribution Date, the period commencing on the 16th day of the month prior
          to
          the month in which the related Distribution Date occurs (or with respect
          to the
          first Distribution Date, the period commencing on the Cut-off Date) and
          ending
          on the 15th day of the month in which such Distribution Date
          occurs.

         

      

      Primary
        Mortgage Insurance Policy:
        Any
        primary mortgage guaranty insurance policy issued in connection with a Mortgage
        Loan which provides compensation to a Mortgage Note Holder in the event of
        default by the obligor under such Mortgage Note or the related security
        instrument, if any or any replacement policy therefor through the related
        Accrual Period for such Class relating to a Distribution Date.

       

      Principal
        Distribution Amount:
        With
        respect to each Distribution Date and group of Certificates, an amount equal
        to
        (x) the Principal Funds for the related Loan Group for such Distribution
        Date
        plus (y) any Extra Principal Distribution Amount for the group of Certificates
        for such Distribution Date, less (z) any Overcollateralization Release Amount
        for the related Loan Group.

      

        Principal
          Funds:
          With
          respect to each of Loan Group I, Subgroup II-1 and Subgroup II-2 and any
          Distribution Date,
          (1) the
          sum, without duplication, of (a) all scheduled principal collected on the
          Mortgage Loans in the related Loan Group during the related Due Period,
          (b) all
          Advances relating to principal made with respect to the Mortgage Loans
          in the
          related Loan Group on or before the Distribution Account Deposit Date,
          (c)
          Principal Prepayments exclusive of Prepayment Charges or penalties collected
          on
          the Mortgage Loans in the related Loan Group during the related Prepayment
          Period, (d) the Stated Principal Balance of each Mortgage Loan in the related
          Loan Group that was repurchased by EMC on its own behalf as a Seller and
          on
          behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the
          Master
          Servicer pursuant to Section 3.19, (e) the aggregate of all Substitution
          Adjustment Amounts for the related Determination Date in connection with
          the
          substitution of Mortgage Loans of the related Loan Group pursuant to Section
          2.03(c), (f) all Liquidation Proceeds and Subsequent Recoveries collected
          on the
          Mortgage Loans in the related Loan Group during the related Prepayment
          Period
          (to the extent such Liquidation Proceeds and Subsequent Recoveries relate
          to
          principal), in each case to the extent remitted by the Master Servicer
          to the
          Distribution Account pursuant to this Agreement and (g) the principal portion
          of
          any proceeds received from the exercise of a Group I Optional Termination
          or
          Group II Optional Termination, as applicable, minus (2)(i) all amounts
          required
          to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set
          forth in
          this Agreement and (ii) any related Net Swap Payments or related Swap
          Termination Payments (not due to a related Swap Provider Trigger Event
          and to
          the extent not paid by the Swap Administrator from any upfront payment
          received
          pursuant to any related replacement interest rate swap agreement that may
          be
          entered into by the related Supplemental Interest Trust Trustee) owed to
          the
          Swap Administrator for payment to the related Swap Provider for such
          Distribution Date and any such payments remaining unpaid for any prior
          Distribution Dates to the extent not paid from related Interest
          Funds.

         

      

      Principal
        Prepayment:
        Any
        Mortgagor payment or other recovery of (or proceeds with respect to) principal
        on a Mortgage Loan (including loans purchased or repurchased under Sections
        2.02, 2.03, 3.19 and 10.01 hereof) that is received in advance of its scheduled
        Due Date and is not accompanied by an amount as to interest representing
        scheduled interest due on any date or dates in any month or months subsequent
        to
        the month of prepayment. Partial Principal Prepayments shall be applied by
        the
        Master Servicer, as appropriate, in accordance with the terms of the related
        Mortgage Note.

       

      Private
        Certificates:
        Any of
        the Class I-M-10, Class I-M-11, Class II-M-10, Class II-M-11, Class P, Class
        CE
        and Residual Certificates.

       

      Prospectus
        Supplement:
        The
        Prospectus Supplement dated August 28, 2006 relating to the public offering
        of
        the Offered Certificates.

       

      Protected
        Account:
        The
        separate Eligible Account established and maintained by the Master Servicer
        with
        respect to the Mortgage Loans and REO Property in accordance with Section
        4.01
        hereof.

       

      PUD:
        A
        Planned Unit Development.

       

      Purchase
        Price:
        With
        respect to any Mortgage Loan (x) required to be repurchased by the Seller
        pursuant to Section 2.02 or 2.03 hereof or (y) that EMC has a right to purchase
        pursuant to Section 3.19 hereof, an amount equal to the sum of (i) 100% of
        the
        outstanding principal balance of the Mortgage Loan as of the date of such
        purchase (or if the related Mortgaged Property was acquired with respect
        thereto, 100% of the Outstanding Principal Balance at the date of the
        acquisition), plus (ii) accrued interest thereon at the applicable Mortgage
        Rate
        through the first day of the month in which the Purchase Price is to be
        distributed to Certificateholders, reduced by any portion of the Servicing
        Fee,
        Servicing Advances and Advances payable to the purchaser of the Mortgage
        Loan
        plus (iii) any costs and damages (if any) incurred by the Trust in connection
        with any violation of such Mortgage Loan of any anti-predatory lending
        laws.

       

      QIB:
        A
        Qualified Institutional Buyer as defined in Rule 144A promulgated under the
        Securities Act.

       

      Rating
        Agency:
        Each of
        Moody’s, S&P and Fitch. If any such organization or its successor is no
        longer in existence, “Rating Agency” shall be a nationally recognized
        statistical rating organization, or other comparable Person, designated by
        the
        Depositor, notice of which designation shall be given to the Trustee. References
        herein to a given rating category of a Rating Agency shall mean such rating
        category without giving effect to any modifiers.

       

      Realized
        Loss:
        With
        respect to each Mortgage Loan as to which a Final Recovery Determination
        has
        been made, an amount (not less than zero) equal to (i) the unpaid principal
        balance of such Mortgage Loan as of the commencement of the calendar month
        in
        which the Final Recovery Determination was made, plus (ii) accrued interest
        from
        the Due Date as to which interest was last paid by the Mortgagor through
        the end
        of the calendar month in which such Final Recovery Determination was made,
        calculated in the case of each calendar month during such period (A) at an
        annual rate equal to the annual rate at which interest was then accruing
        on such
        Mortgage Loan and (B) on a principal amount equal to the Stated Principal
        Balance of such Mortgage Loan as of the close of business on the Distribution
        Date during such calendar month, minus (iii) the proceeds, if any, received
        in
        respect of such Mortgage Loan during the calendar month in which such Final
        Recovery Determination was made, net of amounts that are payable therefrom
        to
        the Master Servicer pursuant to this Agreement. With respect to each Mortgage
        Loan which is the subject of a Servicing Modification, (a) (1) the amount
        by
        which the interest portion of a monthly payment or the principal balance
        of such
        Mortgage Loan was reduced or (2) the sum of any other amounts owing under
        the
        Mortgage Loan that were forgiven and that constitute Servicing Advances that
        are
        reimbursable to the Master Servicer, and (b) any such amount with respect
        to a
        monthly payment that was or would have been due in the month immediately
        following the month in which a Principal Prepayment or the Purchase Price
        of
        such Mortgage Loan is received or is deemed to have been received and not
        paid
        due to a Servicing Modification. In addition, to the extent the Master Servicer
        receives Subsequent Recoveries with respect to any Mortgage Loan, the amount
        of
        the Realized Loss with respect to that Mortgage Loan will be reduced to the
        extent such recoveries are distributed to any Class of Certificates or applied
        to increase Excess Spread with respect to such Loan Group on any Distribution
        Date.

       

      With
        respect to any REO Property as to which a Final Recovery Determination has
        been
        made, an amount (not less than zero) equal to (i) the unpaid principal balance
        of the related Mortgage Loan as of the date of acquisition of such REO Property
        on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to
        which
        interest was last paid by the Mortgagor in respect of the related Mortgage
        Loan
        through the end of the calendar month immediately preceding the calendar
        month
        in which such REO Property was acquired, calculated in the case of each calendar
        month during such period (A) at an annual rate equal to the annual rate at
        which
        interest was then accruing on the related Mortgage Loan and (B) on a principal
        amount equal to the Stated Principal Balance of the related Mortgage Loan
        as of
        the close of business on the Distribution Date during such calendar month,
        plus
        (iii) REO Imputed Interest for such REO Property for each calendar month
        commencing with the calendar month in which such REO Property was acquired
        and
        ending with the calendar month in which such Final Recovery Determination
        was
        made, minus (iv) the aggregate of all unreimbursed Advances and Servicing
        Advances.

       

      With
        respect to each Mortgage Loan which has become the subject of a Deficient
        Valuation, the difference between the principal balance of the Mortgage Loan
        outstanding immediately prior to such Deficient Valuation and the principal
        balance of the Mortgage Loan as reduced by the Deficient Valuation.

       

      With
        respect to each Mortgage Loan which has become the subject of a Debt Service
        Reduction, the portion, if any, of the reduction in each affected Monthly
        Payment attributable to a reduction in the Mortgage Rate imposed by a court
        of
        competent jurisdiction. Each such Realized Loss shall be deemed to have been
        incurred on the Due Date for each affected Monthly Payment.

       

      Record
        Date:
        With
        respect to any Distribution Date and the Certificates (other than the Class
        CE,
        Class P and Residual Certificates), so long as such Classes of Certificates
        are
        Book-Entry Certificates, the Business Day preceding such Distribution Date,
        and
        otherwise, the close of business on the last Business Day of the month preceding
        the month in which such Distribution Date occurs. With respect to the Class
        CE,
        Class P and Residual Certificates, so long as such Classes of Certificates
        remain non Book-Entry Certificates, the close of business on the last Business
        Day of the month preceding the month in which such Distribution Date
        occurs.

       

      Reference
        Banks:
        Shall
        mean leading banks selected by the Trustee and engaged in transactions in
        Eurodollar deposits in the international Eurocurrency market (i) with an
        established place of business in London, (ii) which have been designated
        as such
        by the Trustee and (iii) which are not controlling, controlled by, or under
        common control with, the Depositor, the Seller or the Master
        Servicer.

       

      Reference
        Bank Rate:
        With
        respect to any Accrual Period shall mean the arithmetic mean, rounded upwards,
        if necessary, to the nearest whole multiple of 0.03125%, of the offered rates
        for United States dollar deposits for one month that are quoted by the Reference
        Banks as of 11:00 a.m., New York City time, on the related Interest
        Determination Date to prime banks in the London interbank market for a period
        of
        one month in an amount approximately equal to the aggregate Certificate
        Principal Balance of the Class A Certificates and Class M Certificates for
        such
        Accrual Period, provided that at least two such Reference Banks provide such
        rate. If fewer than two offered rates appear, the Reference Bank Rate will
        be
        the arithmetic mean, rounded upwards, if necessary, to the nearest whole
        multiple of 0.03125%, of the rates quoted by one or more major banks in New
        York
        City, selected by the Trustee, as of 11:00 a.m., New York City time, on such
        date for loans in United States dollars to leading European banks for a period
        of one month in amounts approximately equal to the aggregate Certificate
        Principal Balance of the Class A Certificates and Class M Certificates for
        such
        Accrual Period.

       

      Regular
        Certificate:
        Any of
        the Group I Regular Certificates and Group II Regular Certificates.

       

      Regular
        Interest:
        A
“regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the
        Code.

       

      Regulation
        AB:
        Subpart
        229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject
        to
        such clarification and interpretation as have been provided by the Commission
        in
        the adopting release (Asset-Backed Securities, Securities Act Release No.
        33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the
        Commission, or as may be provided by the Commission or its staff from time
        to
        time.

       

      Relief
        Act:
        The
        Servicemembers Civil Relief Act, as amended, or similar state law.

       

      Relief
        Act Interest Shortfall:
        With
        respect to any Distribution Date and any Mortgage Loan, any reduction in
        the
        amount of interest collectible on such Mortgage Loan for the most recently
        ended
        Due Period as a result of the application of the Relief Act.

       

      Remaining
        Excess Spread:
        With
        respect to any Distribution Date and any Loan Group, the Excess Spread relating
        to such Loan Group less any Extra Principal Distribution Amount relating
        to such
        Loan Group, in each case for such Distribution Date.

       

      REMIC:
        A “real
        estate mortgage investment conduit” within the meaning of section 860D of the
        Code.

       

      REMIC
        I:
        The
        segregated pool of assets described in the Preliminary Statement and Section
        5.07(a).

       

      REMIC
        I Regular Interest:
        Any of
        the separate non-certificated beneficial ownership interests in REMIC I issued
        hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular
        Interest shall accrue interest at the related Uncertificated REMIC I
        Pass-Through Rate in effect from time to time, and shall be entitled to
        distributions of principal, subject to the terms and conditions hereof, in
        an
        aggregate amount equal to its initial Uncertificated Principal Balance as
        set
        forth in the Preliminary Statement hereto. The designations for the respective
        REMIC I Regular Interests are set forth in the Preliminary Statement hereto.
        The
        REMIC I Regular Interests consist of REMIC I Regular Interest I-1-A through
        REMIC I Regular Interest I-60-B and REMIC I Regular Interest P, each as
        designated in the Preliminary Statement hereto.

       

      REMIC
        II:
        The
        segregated pool of assets described in the Preliminary Statement and Section
        5.07(a).

       

      REMIC
        II Group I Regular Interests:
        REMIC
        II Regular Interest I-1-A through REMIC II Regular Interest I-60-B as designated
        in the Preliminary Statement hereto.

       

      REMIC
        II Group II Regular Interests:
        REMIC
        II Regular Interest II-1-A through REMIC II Regular Interest II-60-B as
        designated in the Preliminary Statement hereto.

       

      REMIC
        II Regular Interest:
        Any of
        the separate non-certificated beneficial ownership interests in REMIC II
        issued
        hereunder and designated as a Regular Interest in REMIC II. Each REMIC II
        Regular Interest shall accrue interest at the related Uncertificated REMIC
        II
        Pass-Through Rate in effect from time to time, and shall be entitled to
        distributions of principal, subject to the terms and conditions hereof, in
        an
        aggregate amount equal to its initial Uncertificated Principal Balance as
        set
        forth in the Preliminary Statement hereto. The designations for the respective
        REMIC II Regular Interests are set forth in the Preliminary Statement hereto.
        The REMIC II Regular Interests consist of the REMIC II Group I Regular
        Interests, the REMIC II Group II Regular Interests and REMIC II Regular Interest
        P, each as designated in the Preliminary Statement hereto.

       

      REMIC
        III:
        The
        segregated pool of assets described in the Preliminary Statement and Section
        5.07(a).

       

      REMIC
        III Group I Interest Loss Allocation Amount:
        With
        respect to any Distribution Date, an amount (subject to adjustment based
        on the
        actual number of days elapsed in the respective Accrual Period) equal to
        (a) the
        product of (i) the aggregate Stated Principal Balance of the Group I Mortgage
        Loans and the related REO Properties then outstanding and (ii) the
        Uncertificated REMIC III Pass-Through Rate for REMIC III Regular Interest
        I-AA
        minus the Group I Marker Rate, divided by (b) 12.

       

      REMIC
        III Group I Overcollateralization Amount:
        With
        respect to any date of determination, (i) 1.00% of the aggregate Uncertificated
        Principal Balance of the REMIC III Group I Regular Interests (other than
        REMIC
        III Regular Interests I-IO and I-P) minus (ii) the aggregate Uncertificated
        Principal Balance of each REMIC III Group I Regular Interest for which a
        Class
        I-A Certificate or Class I-M Certificate is a Corresponding Certificate,
        in each
        case, as of such date of determination.

       

      REMIC
        III Group I Principal Loss Allocation Amount:
        With
        respect to any Distribution Date, an amount equal to the product of (i) the
        aggregate Stated Principal Balance of the Group I Mortgage Loans and the
        related
        REO Properties then outstanding and (ii) 1 minus a fraction, the numerator
        of
        which is two (2) times the aggregate Uncertificated Principal Balance of
        each
        REMIC III Group I Regular Interest for which a Class I-A Certificate or Class
        I-M Certificate is a Corresponding Certificate and the denominator of which
        is
        the aggregate Uncertificated Principal Balance of each REMIC III Group I
        Regular
        Interest for which a Class I-A Certificate or Class I-M Certificate is a
        Corresponding Certificate and REMIC III Regular Interest I-ZZ.

       

      REMIC
        III Group I Regular Interest:
        Any of
        the REMIC III Regular Interests I-AA, I-ZZ, I-A-1, I-A-2, I-A-3, I-M-1, I-M-2,
        I-M-3, I-M-4, I-M-5, I-M-6, I-M-7, I-M-8, I-M-9, I-M-10, I-M-11, I-IO and
        I-P.

       

      REMIC
        III Group I Required Overcollateralization Amount:
        1.00%
        of the Group I Overcollateralization Target Amount.

       

      REMIC
        III Group II Interest Loss Allocation Amount:
        With
        respect to any Distribution Date, an amount (subject to adjustment based
        on the
        actual number of days elapsed in the respective Accrual Period) equal to
        (a) the
        product of (i) 50% of the aggregate Stated Principal Balance of the Group
        II
        Mortgage Loans and the related REO Properties then outstanding and (ii) the
        Uncertificated REMIC III Pass-Through Rate for REMIC III Regular Interest
        II-AA
        minus the Group II Marker Rate, divided by (b) 12.

       

      REMIC
        III Group II Marker Allocation Percentage:
        50% of
        any amount payable or loss allocable from the Group II Mortgage Loans, which
        shall be allocated to REMIC III Regular Interest II-AA, REMIC III Regular
        Interest II-ZZ, and each REMIC III Group II Regular Interest for which a
        Class
        II-A Certificate or Class II-M Certificate is a Corresponding
        Certificate.

       

      REMIC
        III Group II Overcollateralization Amount:
        With
        respect to any date of determination, (i) 0.50% of the aggregate Uncertificated
        Principal Balance of the REMIC III Group II Regular Interests (other than
        REMIC
        III Regular Interests II-IO and II-P) minus (ii) the aggregate Uncertificated
        Principal Balance of each REMIC III Group II Regular Interest for which a
        Class
        II-A Certificate or Class II-M Certificate is a Corresponding Certificate,
        in
        each case, as of such date of determination.

       

      REMIC
        III Group II Principal Loss Allocation Amount:
        With
        respect to any Distribution Date, an amount equal to the product of (i) 50%
        of
        the aggregate Stated Principal Balance of the Group II Mortgage Loans and
        the
        related REO Properties then outstanding and (ii) 1 minus a fraction, the
        numerator of which is two (2) times the aggregate Uncertificated Principal
        Balance of each REMIC III Group II Regular Interest for which a Class II-A
        Certificate or Class II-M Certificate is a Corresponding Certificate and
        the
        denominator of which is the aggregate Uncertificated Principal Balance of
        each
        REMIC III Group II Regular Interest for which a Class II-A Certificate or
        Class
        II-M Certificate is a Corresponding Certificate and REMIC III Regular Interest
        II-ZZ.

       

      REMIC
        III Group II Regular Interest:
        Any of
        the REMIC III Regular Interests II-AA, II-ZZ, II-1A-1, II-1A-2, II-1A-3,
        II-2A,
        II-M-1, II-M-2, II-M-3, II-M-4, II-M-5, II-M-6, II-M-7, II-M-8, II-M-9, II-M-10,
        II-M-11, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and
        II-XX.

       

      REMIC
        III Group II Required Overcollateralization Amount:
        0.50%
        of the Group II Overcollateralization Target Amount.

       

      REMIC
        III Group II Sub WAC Allocation Percentage:
        50% of
        any amount payable or loss allocable from the Group II Mortgage Loans, which
        shall be allocated to REMIC III Regular Interest II-1-Sub, REMIC III Regular
        Interest II-1-Grp, REMIC III Regular Interest II-2-Sub, REMIC III Regular
        Interest II-2-Grp and REMIC III Regular Interest II-XX.

       

      REMIC
        III Group II Subordinated Balance Ratio:
        The
        ratio among the Uncertificated Principal Balances of each REMIC III Group
        II
        Regular Interest ending with the designation “Sub”, equal to the ratio among,
        with respect to each such REMIC III Group II Regular Interest, the excess
        of (x)
        the aggregate Stated Principal Balance of the Group II Mortgage Loans in
        Subgroup II-1 or the Group II Mortgage Loans in Subgroup II-2, as applicable,
        over (y) the current aggregate Certificate Principal Balance of the related
        Class II-A Certificates.

       

      REMIC
        III Regular Interest:
        Any of
        the separate non-certificated beneficial ownership interests in REMIC III
        issued
        hereunder and designated as a Regular Interest in REMIC III. Each REMIC III
        Regular Interest shall accrue interest at the related Uncertificated REMIC
        III
        Pass-Through Rate in effect from time to time, and (except for the REMIC
        III
        Regular Interests I-IO and II-IO) shall be entitled to distributions of
        principal, subject to the terms and conditions hereof, in an aggregate amount
        equal to its initial Uncertificated Principal Balance as set forth in the
        Preliminary Statement hereto. The designations for the respective REMIC III
        Regular Interests are set forth in the Preliminary Statement hereto. The
        REMIC
        III Regular Interests consist of the REMIC III Group I Regular Interests
        and
        REMIC III Group II Regular Interests.

       

      REMIC
        IV:
        The
        segregated pool of assets described in the Preliminary Statement and Section
        5.07(a).

       

      REMIC
        IV Regular Interest:
        The
        Class I-CE Interest, Class II-CE Interest, Class I-P Interest, Class II-P
        Interest, Class I-IO Interest, Class II-IO Interest or any Regular Interest
        in
        REMIC IV the ownership of which is represented by any of the Class A
        Certificates or Class M Certificates.

       

      REMIC
        V:
        The
        segregated pool of assets consisting of the Class I-CE Interest conveyed
        in
        trust to the Trustee, for the benefit of the Holders of the Class I-CE
        Certificates and the Class I-RX Certificate (in respect of the Class I-R-5
        Interest), with respect to which a separate REMIC election is to be
        made.

       

      REMIC
        V Certificate:
        Any
        Class I-CE Certificate or Class I-RX Certificate (in respect of the Class
        I-R-5
        Interest).

       

      REMIC
        VI:
        The
        segregated pool of assets consisting of the Class I-P Interest conveyed in
        trust
        to the Trustee, for the benefit of the Holders of the Class I-P Certificates
        and
        the Class I-RX Certificate (in respect of the Class I-R-6 Interest), with
        respect to which a separate REMIC election is to be made.

       

      REMIC
        VI Certificate:
        Any
        Class I-P Certificate or Class I-RX Certificate (in respect of the Class
        I-R-6
        Interest).

       

      REMIC
        VII:
        The
        segregated pool of assets consisting of the Class I-IO Interest conveyed
        in
        trust to the Trustee, for the benefit of the holders of REMIC VII Regular
        Interest IO and the Class I-RX Certificate (in respect of the Class I-R-7
        Interest), with respect to which a separate REMIC election is to be
        made.

       

      REMIC
        VII Interests:
        The
        REMIC VII Regular Interest IO or Class I-RX Certificate (in respect of the
        Class
        I-R-7 Interest).

       

      REMIC
        VIII:
        The
        segregated pool of assets consisting of the Class II-CE Interest conveyed
        in
        trust to the Trustee, for the benefit of the Holders of the Class II-CE
        Certificates and the Class II-RX Certificate (in respect of the Class II-R-8
        Interest), with respect to which a separate REMIC election is to be
        made.

       

      REMIC
        VIII Certificate:
        Any
        Class II-CE Certificate or Class II-RX Certificate (in respect of the Class
        II-R-8 Interest).

       

      REMIC
        IX:
        The
        segregated pool of assets consisting of the Class II-P Interest conveyed
        in
        trust to the Trustee, for the benefit of the Holders of the Class II-P
        Certificates and the Class II-RX Certificate (in respect of the Class II-R-9
        Interest), with respect to which a separate REMIC election is to be
        made.

       

      REMIC
        IX Certificate:
        Any
        Class II-P Certificate or Class II-RX Certificate (in respect of the Class
        II-R-9 Interest).

       

      REMIC
        X:
        The
        segregated pool of assets consisting of the Class II-IO Interest conveyed
        in
        trust to the Trustee, for the benefit of the holders of REMIC X Regular Interest
        IO and the Class II-RX Certificate (in respect of the Class II-R-10 Interest),
        with respect to which a separate REMIC election is to be made.

       

      REMIC
        X Interests:
        The
        REMIC X Regular Interest IO or Class II-RX Certificate (in respect of the
        Class
        II-R-10 Interest).

       

      REMIC
        Opinion:
        Shall
        mean an Opinion of Counsel to the effect that the proposed action will not
        cause
        any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII,
        REMIC VIII, REMIC IX or REMIC X to fail to qualify as a REMIC at any time
        that
        any Certificates are outstanding.

       

      REMIC
        Provisions:
        Provisions of the federal income tax law relating to real estate mortgage
        investment conduits, which appear at Sections 860A through 860G of the Code,
        and
        related provisions, and proposed, temporary and final regulations and published
        rulings, notices and announcements promulgated thereunder, as the foregoing
        may
        be in effect from time to time, as well as provisions of applicable state
        laws.

       

      REMIC
        Regular Interests:
        The
        REMIC I Regular Interests, REMIC II Regular Interests and REMIC III Regular
        Interests.

       

      Remittance
        Date:
        Shall
        mean the Business Day immediately preceding the Distribution Account Deposit
        Date.

       

      Remittance
        Report:
        Shall
        mean a report to the Trustee in an electronic format (or by such other means
        as
        the Master Servicer and the Trustee may agree from time to time) containing
        such
        data and information, as agreed to by the Master Servicer and the Trustee
        such
        as to permit the Trustee to prepare the Monthly Statement to
        Certificateholders.

       

      REO
        Imputed Interest:
        As to
        any REO Property, for any calendar month during which such REO Property was
        at
        any time part of REMIC I, one month’s interest at the applicable Net Mortgage
        Rate on the Stated Principal Balance of such REO Property (or, in the case
        of
        the first such calendar month, of the related Mortgage Loan, if appropriate)
        as
        of the close of business on the Distribution Date in such calendar
        month.

       

      REO
        Property:
        A
        Mortgaged Property acquired by the Master Servicer through foreclosure or
        deed-in-lieu of foreclosure in connection with a defaulted Mortgage
        Loan.

       

      Replacement
        Mortgage Loan:
        A
        Mortgage Loan or Mortgage Loans in the aggregate substituted by the Seller
        for a
        Deleted Mortgage Loan, which must, on the date of such substitution, as
        confirmed in a Request for Release, (i) have a Stated Principal Balance,
        after
        deduction of the principal portion of the Scheduled Payment due in the month
        of
        substitution, not in excess of, and not less than 90% of, the Stated Principal
        Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan
        is a
        fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more
        than
        1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan;
        (iii)
        have the same or higher credit quality characteristics than that of the Deleted
        Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the
        Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than
        (and not more than one year less than) that of the Deleted Mortgage Loan;
        (vi)
        not permit conversion of the Mortgage Rate from a fixed rate to a variable
        rate;
        (vii) have the same lien priority as the Deleted Mortgage Loan; (viii)
        constitute the same occupancy type as the Deleted Mortgage Loan or be owner
        occupied; (ix) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage
        Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate
        on
        the Deleted Mortgage Loan, (x) if the Replacement Mortgage Loan is an Adjustable
        Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum
        Mortgage Rate of the Deleted Mortgage Loan, (xi) if the Replacement Mortgage
        Loan is an Adjustable Rate Mortgage Loan, have a Gross Margin equal to or
        greater than the Gross Margin of the Deleted Mortgage Loan, (xii) if the
        Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next
        Adjustment Date not more than two months later than the next Adjustment Date
        on
        the Deleted Mortgage Loan, (xiii) comply with each representation and warranty
        set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv)
        the
        Custodian has delivered a Final Certification noting no defects or
        exceptions.

       

      Reportable
        Event:
        As
        defined in Section 3.16(a)(iii).

       

      Request
        for Release:
        The
        Request for Release to be submitted by the Seller or the Master Servicer
        to the
        Custodian substantially in the form of Exhibit G. Each Request for Release
        furnished to the Custodian by the Seller or the Master Servicer shall be
        in
        duplicate and shall be executed by an officer of such Person or a Servicing
        Officer (or, if furnished electronically to the Custodian, shall be deemed
        to
        have been sent and executed by an officer of such Person or a Servicing Officer)
        of the Master Servicer.

       

      Required
        Insurance Policy:
        With
        respect to any Mortgage Loan, any insurance policy that is required to be
        maintained from time to time under this Agreement.

       

      Reserve
        Fund:
        Any of
        the Group I Reserve Fund and Group II Reserve Fund.

       

      Reserve
        Fund Deposit:
        Any of
        the Group I Reserve Fund Deposit and Group II Reserve Fund Deposit.

       

      Residual
        Certificates:
        Any of
        the Group I Residual Certificates and Group II Residual
        Certificates.

       

      Residual
        Interest:
        The
        sole class of “residual interests” in a REMIC within the meaning of Section
        860G(a)(2) of the Code.

       

      Responsible
        Officer:
        With
        respect to the Trustee, any Vice President, any Assistant Vice President,
        the
        Secretary, any Assistant Secretary, or any Trust Officer with specific
        responsibility for the transactions contemplated hereby, any other officer
        customarily performing functions similar to those performed by any of the
        above
        designated officers or other officers of the Trustee specified by the Trustee,
        as to whom, with respect to a particular matter, such matter is referred
        because
        of such officer’s knowledge of and familiarity with the particular
        subject.

       

      S&P:
        Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., and any
        successor thereto.

       

      Sarbanes-Oxley
        Act:
        The
        Sarbanes-Oxley Act of 2002 and the rules and regulations of the Commission
        promulgated thereunder (including any interpretations thereof by the
        Commission’s staff).

       

      Sarbanes-Oxley
        Certification:
        As
        defined in Section 3.16(a)(iv).

       

      Scheduled
        Payment:
        The
        scheduled monthly payment on a Mortgage Loan due on any Due Date allocable
        to
        principal and/or interest on such Mortgage Loan.

       

      Securities
        Act:
        The
        Securities Act of 1933, as amended.

       

      Seller:
        EMC or
        Master Funding, in each case in its capacity as seller of the Mortgage Loans
        to
        the Depositor.

       

      Senior
        Certificates:
        Any of
        the Class I-A Certificates and Class II-A Certificates.

       

      Servic(es)(ing):
        In
        accordance with Regulation AB, the act of servicing and administering the
        Mortgage Loans or any other assets of the Trust by an entity that meets the
        definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject
        to the disclosure requirements set forth in 1108 of Regulation AB. For
        clarification purposes, any uncapitalized occurrence of this term shall have
        the
        meaning commonly understood by participants in the residential mortgage-backed
        securitization market.

       

      Servicing
        Advances:
        All
        customary, reasonable and necessary “out of pocket” costs and expenses
        (including reasonable legal fees) incurred in the performance by the Master
        Servicer of its servicing obligations hereunder, including, but not limited
        to,
        the cost of (i) the preservation, restoration and protection of a Mortgaged
        Property, (ii) any enforcement or judicial proceedings, including foreclosures,
        and including any expenses incurred in relation to any such proceedings that
        result from the Mortgage Loan being registered in the MERS® System, (iii) the
        management and liquidation of any REO Property (including, without limitation,
        realtor’s commissions) and (iv) compliance with any obligations under Section
        3.07 hereof to cause insurance to be maintained.

       

      Servicing
        Criteria:
        The
“servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be
        amended from time to time.

       

      Servicing
        Fee:
        As to
        each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of
        the
        Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage
        Loan as of the Due Date in the month preceding the month in which such
        Distribution Date occurs or, in the event of any payment of interest that
        accompanies a Principal Prepayment in full during the related Due Period
        made by
        the Mortgagor immediately prior to such prepayment, interest at the Servicing
        Fee Rate on the Stated Principal Balance of such Mortgage Loan for the period
        covered by such payment of interest.

       

      Servicing
        Fee Rate:
        0.500%
        per annum.

       

      Servicing
        Modification:
        With
        respect to any Mortgage Loan that is in default or, in the reasonable judgment
        of the Master Servicer, as to which default is reasonably foreseeable, any
        modification which is effected by the Master Servicer in accordance with
        the
        terms of this Agreement which results in any change in the outstanding Stated
        Principal Balance, any change in the Mortgage Rate or any extension of the
        term
        of such Mortgage Loan.

       

      Servicing
        Officer:
        Any
        officer of the Master Servicer involved in, or responsible for, the
        administration and servicing of the Mortgage Loans whose name and facsimile
        signature appear on a list of servicing officers furnished to the Trustee
        by the
        Master Servicer on the Closing Date pursuant to this Agreement, as such list
        may
        from time to time be amended.

       

      Significance
        Estimate:
        Any of
        the Group I Significance Estimate and the Group II Significance
        Estimate.

       

      Significance
        Percentage:
        Any of
        the Group I Significance Percentage and the Group II Significance
        Percentage.

       

      Sponsor:
        EMC
        Mortgage Corporation, in its capacity as sponsor hereunder.

       

      Startup
        Day:
        The
        Startup Day for each REMIC formed hereunder shall be the Closing
        Date.

       

      Stated
        Principal Balance:
        With
        respect to any Mortgage Loan or related REO Property and any Distribution
        Date,
        the Cut-off Date Principal Balance thereof minus the sum of (i) the principal
        portion of the Scheduled Payments due with respect to such Mortgage Loan
        during
        each Due Period ending prior to such Distribution Date (and irrespective
        of any
        delinquency in their payment), (ii) all Principal Prepayments with respect
        to
        such Mortgage Loan received prior to or during the related Prepayment Period,
        and all Liquidation Proceeds to the extent applied by the Master Servicer
        as
        recoveries of principal in accordance with Section 3.09 with respect to such
        Mortgage Loan, that were received by the Master Servicer as of the close
        of
        business on the last day of the calendar month immediately preceeding such
        Distribution Date and (iii) any Realized Losses on such Mortgage Loan incurred
        during the related Due Period. The Stated Principal Balance of a Liquidated
        Loan
        equals zero.

       

      Subgroup:
        Any of
        Subgroup II-1 or Subgroup II-2.

       

      Subgroup
        I:
        The
        group of Group II Mortgage Loans included as such on the Mortgage Loan
        Schedule.

       

      Subgroup
        II:
        The
        group of Group II Mortgage Loans included as such on the Mortgage Loan
        Schedule.

       

      Subgroup
        II-1 Mortgage Loans:
        The
        Mortgage Loans identified as such on the Mortgage Loan Schedule.

       

      Subgroup
        II-1 Principal Distribution Amount:
        With
        respect to the Class II-1A Certificates and any Distribution Date is the
        product
        of the Principal Distribution Amount related to Loan Group II, and a fraction,
        the numerator of which is the Principal Funds for Subgroup II-1 for such
        Distribution Date and the denominator of which is the Principal Funds for
        Subgroup II-1 and Subgroup II-2 for such Distribution Date.

       

      Subgroup
        II-2 Mortgage Loans:
        The
        Mortgage Loans identified as such on the Mortgage Loan Schedule.

       

      Subgroup
        II-2 Principal Distribution Amount:
        With
        respect to the Class II-2A Certificates and any Distribution Date is the
        product
        of the Principal Distribution Amount related to Loan Group II, and a fraction,
        the numerator of which is the Principal Funds for Subgroup II-2 for such
        Distribution Date and the denominator of which is the Principal Funds for
        Subgroup II-1 and Subgroup II-2 for such Distribution Date.

       

      Subordinated
        Certificates:
        The
        Class M Certificates, Class CE Certificates and Residual
        Certificates.

       

      Subsequent
        Recoveries:
        As of
        any Distribution Date, amounts received by the Master Servicer (net of any
        related expenses permitted to be reimbursed pursuant to Section 4.02) or
        surplus
        amounts held by the Master Servicer to cover estimated expenses (including,
        but
        not limited to, recoveries in respect of the representations and warranties
        made
        by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically
        related to a Mortgage Loan that was the subject of a liquidation or final
        disposition of any REO Property prior to the related Prepayment Period that
        resulted in a Realized Loss.

       

      Subservicing
        Agreement:
        Any
        agreement entered into between the Master Servicer and a subservicer with
        respect to the subservicing of any Mortgage Loan hereunder by such
        subservicer.

       

      Substitution
        Adjustment Amount:
        The
        meaning ascribed to such term pursuant to Section 2.03(c).

       

      Sub-Trust:
        Each of
        the Group I Sub-Trust and the Group II Sub-Trust.

       

      Successor
        Master Servicer:
        The
        meaning ascribed to such term pursuant to Section 8.02.

       

      Supplemental
        Interest Trust:
        Any of
        the Group I Supplemental Interest Trust and Group II Supplemental Interest
        Trust.

       

      Supplemental
        Interest Trust Trustee:
        Any of
        the Group I Supplemental Interest Trust Trustee or Group II Supplemental
        Interest Trust Trustee.

      

      Swap
        Account:
        Any of
        the Group I Swap Account and Group II Swap Account.

       

      Swap
        Administrator:
        LaSalle
        Bank National Association acting as Swap administrator under the Swap
        Administration Agreement.

       

      Swap
        Administration Agreement:
        The
        Swap Administration Agreement, dated August 30, 2006, pursuant to which the
        Swap
        Administrator will make payments to the related Swap Provider and the related
        Certificateholders, and certain other payments, as such agreement may be
        amended
        or supplemented from time to time.

       

      Swap
        LIBOR:
        For any
        Distribution Date, a per annum rate equal to the Floating Rate Option (as
        defined in the related Swap Agreement) for the related Calculation Period
        (as
        defined in the related Swap Agreement).

       

      Swap
        Provider:
        Any of
        the Group I Swap Provider and Group II Swap Provider.

       

      Swap
        Provider Trigger Event:
        Any of
        the Group I Swap Provider Trigger Event and Group II Swap Provider Trigger
        Event.

       

      Swap
        Termination Payment:
        Any of
        the Group I Swap Termination Payment and Group II Swap Termination
        Payment.

       

      Tax
        Matters Person:
        The
        person designated as “tax matters person” in the manner provided under Treasury
        Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the
        greatest Percentage Interest in a Class of Residual Certificates shall be
        the
        Tax Matters Person for the related REMIC. The Trustee, or any successor thereto
        or assignee thereof, shall serve as tax administrator hereunder and as agent
        for
        the related Tax Matters Person.

       

      Transfer:
        Any
        direct or indirect transfer or sale of any Ownership Interest in a
        Certificate.

       

      Transfer
        Affidavit:
        As
        defined in Section 6.02.

       

      Trigger
        Event:
        Any of
        a Group I Trigger Event or Group II Trigger Event.

       

      Trust
        Fund or Trust:
        The
        corpus of the trust created hereunder consisting of (i) the Mortgage Loans
        and
        all interest accruing and principal due with respect thereto after the Cut-off
        Date to the extent not applied in computing the Cut-off Date Principal Balance
        thereof; (ii) the Distribution Account, the Class I-P Certificate Account,
        the
        Class II-P Certificate Account, the Reserve Funds and the Protected Account
        and
        all amounts deposited therein pursuant to the applicable provisions of this
        Agreement; (iii) property that secured a Mortgage Loan and has been acquired
        by
        foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s
        rights under the Insurance Policies with respect to the Mortgage Loans; (v)
        the
        rights under the Swap Administration Agreement relating to the Certificates;
        (vi) the rights under the Mortgage Loan Purchase Agreement; and (vii) all
        proceeds of the foregoing, including proceeds of conversion, voluntary or
        involuntary, of any of the foregoing into cash or other liquid
        property.

       

      Trustee:
        LaSalle
        Bank National Association, for the benefit of the Certificateholders under
        this
        Agreement, a national banking association and any successor thereto, and
        any
        corporation or national banking association resulting from or surviving any
        consolidation or merger to which it or its successors may be a party and
        any
        successor trustee as may from time to time be serving as successor trustee
        hereunder.

       

      Trustee
        Fee:
        As to
        each Mortgage Loan and any Distribution Date, a per annum fee equal to 0.0065%
        multiplied by the Stated Principal Balance of such Mortgage Loan as of the
        Due
        Date in the month preceding the month in which such Distribution Date
        occurs.

       

      Uncertificated
        Accrued Interest:
        With
        respect to each REMIC Regular Interest on each Distribution Date, an amount
        equal to one month’s interest at the related Uncertificated Pass-Through Rate on
        the related Uncertificated Principal Balance or related Uncertificated Notional
        Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued
        Interest will be reduced by any Prepayment Interest Shortfalls and Relief
        Act
        Interest Shortfalls (allocated to such REMIC Regular Interests as set forth
        in
        Section 1.02).

       

      Uncertificated
        Notional Amount:
        With
        respect to the Class I-CE Interest and any Distribution Date, an amount equal
        to
        the aggregate Uncertificated Principal Balance of the REMIC III Group I Regular
        Interests (other than REMIC III Regular Interest I-P) for such Distribution
        Date.

       

      With
        respect to the Class II-CE Interest and any Distribution Date, an amount
        equal
        to the aggregate Uncertificated Principal Balance of the REMIC III Group
        II
        Regular Interests (other than REMIC III Regular Interest II-P) for such
        Distribution Date.

       

      With
        respect to REMIC III Regular Interest I-IO and each Distribution Date listed
        below, the aggregate Uncertificated Principal Balance of the REMIC I Regular
        Interests ending with the designation “A” listed below:

       

      
        	
                Distribution
                  Date

              	
                REMIC
                  I Regular Interests

              
	
                1

              	
                I-1-A
                  through I-60-A

              
	
                2

              	
                I-2-A
                  through I-60-A

              
	
                3

              	
                I-3-A
                  through I-60-A

              
	
                4

              	
                I-4-A
                  through I-60-A

              
	
                5

              	
                I-5-A
                  through I-60-A

              
	
                6

              	
                I-6-A
                  through I-60-A

              
	
                7

              	
                I-7-A
                  through I-60-A

              
	
                8

              	
                I-8-A
                  through I-60-A

              
	
                9

              	
                I-9-A
                  through I-60-A

              
	
                10

              	
                I-10-A
                  through I-60-A

              
	
                11

              	
                I-11-A
                  through I-60-A

              
	
                12

              	
                I-12-A
                  through I-60-A

              
	
                13

              	
                I-13-A
                  through I-60-A

              
	
                14

              	
                I-14-A
                  through I-60-A

              
	
                15

              	
                I-15-A
                  through I-60-A

              
	
                16

              	
                I-16-A
                  through I-60-A

              
	
                17

              	
                I-17-A
                  through I-60-A

              
	
                18

              	
                I-18-A
                  through I-60-A

              
	
                19

              	
                I-19-A
                  through I-60-A

              
	
                20

              	
                I-20-A
                  through I-60-A

              
	
                21

              	
                I-21-A
                  through I-60-A

              
	
                22

              	
                I-22-A
                  through I-60-A

              
	
                23

              	
                I-23-A
                  through I-60-A

              
	
                24

              	
                I-24-A
                  through I-60-A

              
	
                25

              	
                I-25-A
                  through I-60-A

              
	
                26

              	
                I-26-A
                  through I-60-A

              
	
                27

              	
                I-27-A
                  through I-60-A

              
	
                28

              	
                I-28-A
                  through I-60-A

              
	
                29

              	
                I-29-A
                  through I-60-A

              
	
                30

              	
                I-30-A
                  through I-60-A

              
	
                31

              	
                I-31-A
                  through I-60-A

              
	
                32

              	
                I-32-A
                  through I-60-A

              
	
                33

              	
                I-33-A
                  through I-60-A

              
	
                34

              	
                I-34-A
                  through I-60-A

              
	
                35

              	
                I-35-A
                  through I-60-A

              
	
                36

              	
                I-36-A
                  through I-60-A

              
	
                37

              	
                I-37-A
                  through I-60-A

              
	
                38

              	
                I-38-A
                  through I-60-A

              
	
                39

              	
                I-39-A
                  through I-60-A

              
	
                40

              	
                I-40-A
                  through I-60-A

              
	
                41

              	
                I-41-A
                  through I-60-A

              
	
                42

              	
                I-42-A
                  through I-60-A

              
	
                43

              	
                I-43-A
                  through I-60-A

              
	
                44

              	
                I-44-A
                  through I-60-A

              
	
                45

              	
                I-45-A
                  through I-60-A

              
	
                46

              	
                I-46-A
                  through I-60-A

              
	
                47

              	
                I-47-A
                  through I-60-A

              
	
                48

              	
                I-48-A
                  through I-60-A

              
	
                49

              	
                I-49-A
                  through I-60-A

              
	
                50

              	
                I-50-A
                  through I-60-A

              
	
                51

              	
                I-51-A
                  through I-60-A

              
	
                52

              	
                I-52-A
                  through I-60-A

              
	
                53

              	
                I-53-A
                  through I-60-A

              
	
                54

              	
                I-54-A
                  through I-60-A

              
	
                55

              	
                I-55-A
                  through I-60-A

              
	
                56

              	
                I-56-A
                  through I-60-A

              
	
                57

              	
                I-57-A
                  through I-60-A

              
	
                58

              	
                I-58-A
                  through I-60-A

              
	
                59

              	
                I-59-A
                  through I-60-A

              
	
                60

              	
                I-60-A

              
	
                thereafter

              	
                $0.00

              

      

      

      With
        respect to REMIC III Regular Interest II-IO and each Distribution Date listed
        below, the aggregate Uncertificated Principal Balance of the REMIC II Regular
        Interests ending with the designation “A” listed below:

       

      
        	
                Distribution
                  Date

              	
                REMIC
                  II Regular Interests

              
	
                1

              	
                I-1-A
                  through I-60-A and II-1-A through II-60-A

              
	
                2

              	
                I-2-A
                  through I-60-A and II-2-A through II-60-A

              
	
                3

              	
                I-3-A
                  through I-60-A and II-3-A through II-60-A

              
	
                4

              	
                I-4-A
                  through I-60-A and II-4-A through II-60-A

              
	
                5

              	
                I-5-A
                  through I-60-A and II-5-A through II-60-A

              
	
                6

              	
                I-6-A
                  through I-60-A and II-6-A through II-60-A

              
	
                7

              	
                I-7-A
                  through I-60-A and II-7-A through II-60-A

              
	
                8

              	
                I-8-A
                  through I-60-A and II-8-A through II-60-A

              
	
                9

              	
                I-9-A
                  through I-60-A and II-9-A through II-60-A

              
	
                10

              	
                I-10-A
                  through I-60-A and II-10-A through II-60-A

              
	
                11

              	
                I-11-A
                  through I-60-A and II-11-A through II-60-A

              
	
                12

              	
                I-12-A
                  through I-60-A and II-12-A through II-60-A

              
	
                13

              	
                I-13-A
                  through I-60-A and II-13-A through II-60-A

              
	
                14

              	
                I-14-A
                  through I-60-A and II-14-A through II-60-A

              
	
                15

              	
                I-15-A
                  through I-60-A and II-15-A through II-60-A

              
	
                16

              	
                I-16-A
                  through I-60-A and II-16-A through II-60-A

              
	
                17

              	
                I-17-A
                  through I-60-A and II-17-A through II-60-A

              
	
                18

              	
                I-18-A
                  through I-60-A and II-18-A through II-60-A

              
	
                19

              	
                I-19-A
                  through I-60-A and II-19-A through II-60-A

              
	
                20

              	
                I-20-A
                  through I-60-A and II-20-A through II-60-A

              
	
                21

              	
                I-21-A
                  through I-60-A and II-21-A through II-60-A

              
	
                22

              	
                I-22-A
                  through I-60-A and II-22-A through II-60-A

              
	
                23

              	
                I-23-A
                  through I-60-A and II-23-A through II-60-A

              
	
                24

              	
                I-24-A
                  through I-60-A and II-24-A through II-60-A

              
	
                25

              	
                I-25-A
                  through I-60-A and II-25-A through II-60-A

              
	
                26

              	
                I-26-A
                  through I-60-A and II-26-A through II-60-A

              
	
                27

              	
                I-27-A
                  through I-60-A and II-27-A through II-60-A

              
	
                28

              	
                I-28-A
                  through I-60-A and II-28-A through II-60-A

              
	
                29

              	
                I-29-A
                  through I-60-A and II-29-A through II-60-A

              
	
                30

              	
                I-30-A
                  through I-60-A and II-30-A through II-60-A

              
	
                31

              	
                I-31-A
                  through I-60-A and II-31-A through II-60-A

              
	
                32

              	
                I-32-A
                  through I-60-A and II-32-A through II-60-A

              
	
                33

              	
                I-33-A
                  through I-60-A and II-33-A through II-60-A

              
	
                34

              	
                I-34-A
                  through I-60-A and II-34-A through II-60-A

              
	
                35

              	
                I-35-A
                  through I-60-A and II-35-A through II-60-A

              
	
                36

              	
                I-36-A
                  through I-60-A and II-36-A through II-60-A

              
	
                37

              	
                I-37-A
                  through I-60-A and II-37-A through II-60-A

              
	
                38

              	
                I-38-A
                  through I-60-A and II-38-A through II-60-A

              
	
                39

              	
                I-39-A
                  through I-60-A and II-39-A through II-60-A

              
	
                40

              	
                I-40-A
                  through I-60-A and II-40-A through II-60-A

              
	
                41

              	
                I-41-A
                  through I-60-A and II-41-A through II-60-A

              
	
                42

              	
                I-42-A
                  through I-60-A and II-42-A through II-60-A

              
	
                43

              	
                I-43-A
                  through I-60-A and II-43-A through II-60-A

              
	
                44

              	
                I-44-A
                  through I-60-A and II-44-A through II-60-A

              
	
                45

              	
                I-45-A
                  through I-60-A and II-45-A through II-60-A

              
	
                46

              	
                I-46-A
                  through I-60-A and II-46-A through II-60-A

              
	
                47

              	
                I-47-A
                  through I-60-A and II-47-A through II-60-A

              
	
                48

              	
                I-48-A
                  through I-60-A and II-48-A through II-60-A

              
	
                49

              	
                I-49-A
                  through I-60-A and II-49-A through II-60-A

              
	
                50

              	
                I-50-A
                  through I-60-A and II-50-A through II-60-A

              
	
                51

              	
                I-51-A
                  through I-60-A and II-51-A through II-60-A

              
	
                52

              	
                I-52-A
                  through I-60-A and II-52-A through II-60-A

              
	
                53

              	
                I-53-A
                  through I-60-A and II-53-A through II-60-A

              
	
                54

              	
                I-54-A
                  through I-60-A and II-54-A through II-60-A

              
	
                55

              	
                I-55-A
                  through I-60-A and II-55-A through II-60-A

              
	
                56

              	
                I-56-A
                  through I-60-A and II-56-A through II-60-A

              
	
                57

              	
                I-57-A
                  through I-60-A and II-57-A through II-60-A

              
	
                58

              	
                I-58-A
                  through I-60-A and II-58-A through II-60-A

              
	
                59

              	
                I-59-A
                  through I-60-A and II-59-A through II-60-A

              
	
                60

              	
                I-60-A
                  and II-60-A

              
	
                thereafter

              	
                $0.00

              

      

      

      With
        respect to the Class I-IO Interest and any Distribution Date, an amount equal
        to
        the Uncertificated Notional Amount of the REMIC III Regular Interest I-IO.
        With
        respect to REMIC VII Regular Interest IO, an amount equal to the Uncertificated
        Notional Amount of the Class I-IO Interest.

       

      With
        respect to the Class II-IO Interest and any Distribution Date, an amount
        equal
        to the Uncertificated Notional Amount of the REMIC III Regular Interest II-IO.
        With respect to REMIC X Regular Interest IO, an amount equal to the
        Uncertificated Notional Amount of the Class II-IO Interest.

       

      Uncertificated
        Pass-Through Rate:
        The
        Uncertificated REMIC I Pass-Through Rate, Uncertificated REMIC II Pass-Through
        Rate or Uncertificated REMIC III Pass-Through Rate.

       

      Uncertificated
        Principal Balance:
        The
        amount of REMIC Regular Interests, Class P Interests and Class CE Interests
        outstanding as of any date of determination. As of the Closing Date, the
        Uncertificated Principal Balance of each REMIC Regular Interest, Class P
        Interest and Class CE Interest shall equal the amount set forth in the
        Preliminary Statement hereto as its initial Uncertificated Principal Balance,
        and on any date of determination thereafter, the Uncertificated Principal
        Balance of the Class I-CE Interest shall be an amount equal to the excess,
        if
        any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC
        III
        Group I Regular Interests, over (B) the then aggregate Certificate Principal
        Balance of the Class I-A Certificates and the Class I-M Certificates and
        the
        Uncertificated Principal Balance of the Class I-P Interest then outstanding,
        and
        the Uncertificated Principal Balance of the Class II-CE Interest shall be
        an
        amount equal to the excess, if any, of (A) the then aggregate Uncertificated
        Principal Balance of the REMIC III Group II Regular Interests, over (B) the
        then
        aggregate Certificate Principal Balance of the Class II-A Certificates and
        the
        Class II-M Certificates and the Uncertificated Principal Balance of the Class
        II-P Interest then outstanding. On each Distribution Date, the Uncertificated
        Principal Balance of the REMIC Regular Interests, Class CE Interests and
        Class P
        Interests shall be reduced by all distributions of principal made on such
        REMIC
        Regular Interests, Class CE Interests and Class P Interests on such Distribution
        Date pursuant to Section 5.07 and, if and to the extent necessary and
        appropriate, shall be further reduced on such Distribution Date by Realized
        Losses as provided in Section 5.05, and the Uncertificated Principal Balances
        of
        REMIC III Regular Interest I-ZZ and REMIC III Regular Interest II-ZZ shall
        be
        increased by interest deferrals as provided in Sections 5.07(c)(1)(ii) and
        5.07(c)(3)(ii), respectively. The Uncertificated Principal Balance of each
        REMIC
        Regular Interest, Class P Interest and Class CE Interest shall never be less
        than zero. 

       

      Uncertificated
        REMIC I Pass-Through Rate:
        With
        respect to each REMIC I Regular Interest ending with the designation “A” and any
        Distribution Date, a per annum rate equal to the weighted average Net Mortgage
        Rate of the Group I Mortgage Loans multiplied by 2, subject to a maximum
        rate of
        10.7940%. With respect to each REMIC I Regular Interest ending with the
        designation “B” and any Distribution Date, the greater of (x) a per annum rate
        equal to the excess, if any, of (1) 2 multiplied by the weighted average
        Net
        Mortgage Rate of the Group I Mortgage Loans over (2) 10.7940% and (y) 0.00%
        per
        annum. 

       

      With
        respect to REMIC I Regular Interest P, 0.00%.

       

      Uncertificated
        REMIC II Pass-Through Rate:
        With
        respect to each REMIC II Group I Regular Interest ending with the designation
        “A” and any Distribution Date, a per annum rate equal to the weighted average
        Net Mortgage Rate of Subgroup II-1 multiplied by 2, subject to a maximum
        rate of
        10.7940%. With respect to each REMIC II Group I Regular Interest ending with
        the
        designation “B” and any Distribution Date, the greater of (x) a per annum rate
        equal to the excess, if any, of (1) 2 multiplied by the weighted average
        Net
        Mortgage Rate of Subgroup II-1 over (2) 10.7940% and (y) 0.00% per annum.
        

       

      With
        respect to each REMIC II Group II Regular Interest ending with the designation
        “A” and any Distribution Date, a per annum rate equal to the weighted average
        Net Mortgage Rate of Subgroup II-2 multiplied by 2, subject to a maximum
        rate of
        10.7940%. With respect to each REMIC II Group II Regular Interest ending
        with
        the designation “B” and any Distribution Date, the greater of (x) a per annum
        rate equal to the excess, if any, of (1) 2 multiplied by the weighted average
        Net Mortgage Rate of Subgroup II-2 over (2) 10.7940% and (y) 0.00% per annum.
        

       

      With
        respect to REMIC II Regular Interest P, 0.00%.

       

      Uncertificated
        REMIC III Pass-Through Rate:
        With
        respect to REMIC III Regular Interest I-AA, each REMIC III Group I Regular
        Interest for which a Class I-A Certificate or Class I-M Certificate is the
        Corresponding Certificate and REMIC III Regular Interest I-ZZ, and any
        Distribution Date, a per annum rate equal to the weighted average of (x)
        the
        Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests
        ending with the designation “B” for such Distribution Date and (y) the rates
        listed below for the REMIC I Regular Interests ending with the designation
“A”
for such Distribution Date, in each case, weighted on the basis of the
        Uncertificated Principal Balances of each such REMIC I Regular Interest for
        such
        Distribution Date:

       

      
        	
                Distribution
                  Date

              	
                REMIC
                  I Regular Interest

              	
                Rate

              
	
                1

              	
                I-1-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	
                2

              	
                I-2-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                3

              	
                I-3-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-2-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                4

              	
                I-4-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-3-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                5

              	
                I-5-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-4-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                6

              	
                I-6-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-5-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                7

              	
                I-7-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-6-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                8

              	
                I-8-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-7-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                9

              	
                I-9-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-8-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                10

              	
                I-10-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-9-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                11

              	
                I-11-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-10-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                12

              	
                I-12-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-11-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                13

              	
                I-13-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-12-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                14

              	
                I-14-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-13-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                15

              	
                I-15-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-14-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                16

              	
                I-16-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-15-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                17

              	
                I-17-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-16-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                18

              	
                I-18-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-17-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                19

              	
                I-19-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-18-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                20

              	
                I-20-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-19-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                21

              	
                I-21-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-20-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                22

              	
                I-22-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-21-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                23

              	
                I-23-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-22-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                24

              	
                I-24-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-23-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                25

              	
                I-25-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-24-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                26

              	
                I-26-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-25-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                27

              	
                I-27-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-26-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                28

              	
                I-28-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-27-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                29

              	
                I-29-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-28-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                30

              	
                I-30-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-29-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                31

              	
                I-31-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-30-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                32

              	
                I-32-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-31-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                33

              	
                I-33-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-32-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                34

              	
                I-34-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-33-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                35

              	
                I-35-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-34-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                36

              	
                I-36-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-35-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                37

              	
                I-37-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-36-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                38

              	
                I-38-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-37-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                39

              	
                I-39-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-38-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                40

              	
                I-40-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-39-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                41

              	
                I-41-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-40-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                42

              	
                I-42-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-41-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                43

              	
                I-43-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-42-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                44

              	
                I-44-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-43-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                45

              	
                I-45-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-44-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                46

              	
                I-46-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-45-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                47

              	
                I-47-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-46-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                48

              	
                I-48-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-47-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                49

              	
                I-49-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-48-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                50

              	
                I-50-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-49-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                51

              	
                I-51-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-50-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                52

              	
                I-52-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-51-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                53

              	
                I-53-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-52-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                54

              	
                I-54-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-53-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                55

              	
                I-55-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-54-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                56

              	
                I-56-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-55-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                57

              	
                I-57-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-56-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                58

              	
                I-58-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-57-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                59

              	
                I-59-A
                  and I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-58-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                60

              	
                I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC I Pass-Through Rate

              
	 	
                I-1-A
                  through I-59-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              
	
                thereafter

              	
                I-1-A
                  through I-60-A

              	
                Uncertificated
                  REMIC I Pass-Through Rate

              

      

      

      With
        respect to REMIC III Regular Interest I-IO and any Distribution Date, a per
        annum rate equal to the excess, if any, of (x) the weighted average of the
        Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests
        ending with the designation “A”, over (y) 2 multiplied by Swap
        LIBOR.

       

      With
        respect to REMIC III Regular Interest I-P,
        0.00%.

       

      With
        respect to REMIC III Regular Interest II-AA, each REMIC III Group II Regular
        Interest for which a Class II-A Certificate or Class II-M Certificate is
        the
        Corresponding Certificate, REMIC III Regular Interest II-ZZ, REMIC III Regular
        Interest II-1-Sub, REMIC III Regular Interest II-2-Sub and REMIC III Regular
        Interest II-XX, and any Distribution Date, a per annum rate equal to the
        weighted average of (x) the Uncertificated REMIC II Pass-Through Rates for
        the
        REMIC II Regular Interests ending with the designation “B” for such Distribution
        Date and (y) the rates listed below for the REMIC II Regular Interests ending
        with the designation “A” for such Distribution Date, in each case, weighted on
        the basis of the Uncertificated Principal Balances of each such REMIC II
        Regular
        Interest for such Distribution Date:

       

      
        	
                Distribution
                  Date

              	
                REMIC
                  II Regular Interest

              	
                Rate

              
	
                1

              	
                I-1-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                2

              	
                I-2-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-2-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                3

              	
                I-3-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-3-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-2-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-2-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                4

              	
                I-4-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-4-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-3-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-3-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                5

              	
                I-5-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-5-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-4-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-4-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                6

              	
                I-6-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-6-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-5-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-5-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                7

              	
                I-7-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-7-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-6-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-6-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                8

              	
                I-8-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-8-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-7-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-7-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                9

              	
                I-9-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-9-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-8-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-8-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                10

              	
                I-10-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-10-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-9-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-9-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                11

              	
                I-11-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-11-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-10-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-10-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                12

              	
                I-12-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-12-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-11-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-11-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                13

              	
                I-13-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-13-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-12-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-12-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                14

              	
                I-14-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-14-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-13-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-13-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                15

              	
                I-15-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-15-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-14-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-14-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                16

              	
                I-16-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-16-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-15-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-15-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                17

              	
                I-17-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-17-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-16-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-16-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                18

              	
                I-18-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-18-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-17-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-17-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                19

              	
                I-19-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-19-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-18-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-18-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                20

              	
                I-20-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-20-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-19-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-19-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                21

              	
                I-21-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-21-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-20-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-20-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                22

              	
                I-22-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-22-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-21-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-21-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                23

              	
                I-23-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-23-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-22-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-22-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                24

              	
                I-24-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-24-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-23-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-23-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                25

              	
                I-25-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-25-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-24-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-24-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                26

              	
                I-26-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-26-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-25-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-25-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                27

              	
                I-27-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-27-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-26-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-26-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                28

              	
                I-28-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-28-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-27-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-27-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                29

              	
                I-29-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-29-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-28-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-28-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                30

              	
                I-30-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-30-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-29-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-29-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                31

              	
                I-31-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-31-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-30-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-30-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                32

              	
                I-32-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-32-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-31-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-31-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                33

              	
                I-33-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-33-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-32-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-32-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                34

              	
                I-34-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-34-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-33-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-33-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                35

              	
                I-35-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-35-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-34-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-34-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                36

              	
                I-36-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-36-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-35-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-35-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                37

              	
                I-37-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-37-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-36-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-36-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                38

              	
                I-38-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-38-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-37-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-37-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                39

              	
                I-39-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-39-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-38-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-38-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                40

              	
                I-40-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-40-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-39-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-39-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                41

              	
                I-41-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-41-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-40-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-40-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                42

              	
                I-42-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-42-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-41-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-41-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                43

              	
                I-43-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-43-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate 

              
	 	
                I-1-A
                  through I-42-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-42-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                44

              	
                I-44-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-44-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-43-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-43-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                45

              	
                I-45-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-45-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-44-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-44-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                46

              	
                I-46-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-46-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-45-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-45-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                47

              	
                I-47-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-47-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-46-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-46-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                48

              	
                I-48-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-48-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-47-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-47-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                49

              	
                I-49-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-49-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-48-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-48-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                50

              	
                I-50-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-50-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-49-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-49-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                51

              	
                I-51-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-51-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-50-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-50-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                52

              	
                I-52-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-52-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-51-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-51-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                53

              	
                I-53-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-53-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-52-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-52-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                54

              	
                I-54-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-54-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-53-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-53-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                55

              	
                I-55-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-55-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-54-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-54-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                56

              	
                I-56-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-56-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-55-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-55-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                57

              	
                I-57-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-57-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-56-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-56-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                58

              	
                I-58-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-58-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-57-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-57-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                59

              	
                I-59-A
                  and I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-59-A
                  and II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-58-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-58-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                60

              	
                I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-59-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-59-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                thereafter

              	
                I-1-A
                  through I-60-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-60-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              

      

      

      With
        respect to REMIC III Regular Interest II-1-Grp and any Distribution Date,
        a per
        annum rate equal to the weighted average of (x) the Uncertificated REMIC
        II
        Pass-Through Rates for the REMIC II Group I Regular Interests ending with
        the
        designation “B” for such Distribution Date and (y) the rates listed below for
        the REMIC II Group I Regular Interests ending with the designation “A” for such
        Distribution Date listed below, in each case, weighted on the basis of the
        Uncertificated Principal Balances of each such REMIC II Group I Regular Interest
        for such Distribution Date:

       

      
        	
                Distribution
                  Date

              	
                REMIC
                  II Regular Interest

              	
                Rate

              
	
                1

              	
                I-1-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                2

              	
                I-2-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                3

              	
                I-3-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-2-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                4

              	
                I-4-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-3-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                5

              	
                I-5-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-4-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                6

              	
                I-1-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-5-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                7

              	
                I-7-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-6-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                8

              	
                I-8-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-7-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                9

              	
                I-9-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-8-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                10

              	
                I-10-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-9-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                11

              	
                I-11-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-10-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                12

              	
                I-12-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-11-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                13

              	
                I-13-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-12-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                14

              	
                I-14-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-13-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                15

              	
                I-15-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-14-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                16

              	
                I-16-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-15-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                17

              	
                I-17-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-16-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                18

              	
                I-18-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-17-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                19

              	
                I-19-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-18-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                20

              	
                I-20-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-19-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                21

              	
                I-21-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-20-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                22

              	
                I-22-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-21-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                23

              	
                I-23-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-22-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                24

              	
                I-24-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-23-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                25

              	
                I-25-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-24-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                26

              	
                I-26-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-25-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                27

              	
                I-27-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-26-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                28

              	
                I-28-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-27-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                29

              	
                I-29-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-28-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                30

              	
                I-30-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-29-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                31

              	
                I-31-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-30-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                32

              	
                I-32-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-31-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                33

              	
                I-33-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-32-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                34

              	
                I-34-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-33-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                35

              	
                I-35-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-34-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                36

              	
                I-36-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-35-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                37

              	
                I-37-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-36-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                38

              	
                I-38-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-37-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                39

              	
                I-39-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-38-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                40

              	
                I-40-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-39-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                41

              	
                I-41-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-40-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                42

              	
                I-42-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-41-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                43

              	
                I-43-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-42-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                44

              	
                I-44-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-43-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                45

              	
                I-45-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-44-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                46

              	
                I-46-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-45-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                47

              	
                I-47-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-46-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                48

              	
                I-48-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-47-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                49

              	
                I-49-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-48-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                50

              	
                I-50-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-49-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                51

              	
                I-51-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-50-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                52

              	
                I-52-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-51-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                53

              	
                I-53-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-52-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                54

              	
                I-54-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-53-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                55

              	
                I-55-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-54-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                56

              	
                I-56-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-55-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                57

              	
                I-57-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-56-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                58

              	
                I-58-A
                  through I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-57-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                59

              	
                I-59-A
                  and I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-58-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                60

              	
                I-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                I-1-A
                  through I-59-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                thereafter

              	
                I-1-A
                  through I-60-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              

      

      

      With
        respect to REMIC III Regular Interest II-2-Grp and any Distribution Date,
        a per
        annum rate equal to the weighted average of (x) the Uncertificated REMIC
        II
        Pass-Through Rates for the REMIC II Group II Regular Interests ending with
        the
        designation “B” for such Distribution Date and (y) the rates listed below for
        the REMIC II Group II Regular Interests ending with the designation “A” for such
        Distribution Date listed below, in each case, weighted on the basis of the
        Uncertificated Principal Balances of each such REMIC II Group II Regular
        Interest for such Distribution Date:

       

      
        	
                Distribution
                  Date

              	
                REMIC
                  II Regular Interest

              	
                Rate

              
	
                1

              	
                II-1-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                2

              	
                II-2-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                3

              	
                II-3-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-2-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                4

              	
                II-4-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-3-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                5

              	
                II-5-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-4-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                6

              	
                II-1-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-5-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                7

              	
                II-7-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-6-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                8

              	
                II-8-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-7-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                9

              	
                II-9-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-8-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                10

              	
                II-10-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-9-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                11

              	
                II-11-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-10-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                12

              	
                II-12-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-11-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                13

              	
                II-13-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-12-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                14

              	
                II-14-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-13-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                15

              	
                II-15-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-14-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                16

              	
                II-16-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-15-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                17

              	
                II-17-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-16-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                18

              	
                II-18-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-17-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                19

              	
                II-19-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-18-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                20

              	
                II-20-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-19-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                21

              	
                II-21-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-20-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                22

              	
                II-22-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-21-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                23

              	
                II-23-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-22-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                24

              	
                II-24-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-23-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                25

              	
                II-25-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-24-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                26

              	
                II-26-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-25-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                27

              	
                II-27-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-26-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                28

              	
                II-28-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-27-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                29

              	
                II-29-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-28-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                30

              	
                II-30-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-29-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                31

              	
                II-31-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-30-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                32

              	
                II-32-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-31-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                33

              	
                II-33-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-32-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                34

              	
                II-34-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-33-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                35

              	
                II-35-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-34-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                36

              	
                II-36-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-35-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                37

              	
                II-37-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-36-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                38

              	
                II-38-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-37-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                39

              	
                II-39-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-38-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                40

              	
                II-40-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-39-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                41

              	
                II-41-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-40-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                42

              	
                II-42-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-41-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                43

              	
                II-43-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-42-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                44

              	
                II-44-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-43-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                45

              	
                II-45-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-44-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                46

              	
                II-46-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-45-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                47

              	
                II-47-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-46-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                48

              	
                II-48-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-47-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                49

              	
                II-49-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-48-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                50

              	
                II-50-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-49-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                51

              	
                II-51-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-50-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                52

              	
                II-52-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-51-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                53

              	
                II-53-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-52-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                54

              	
                II-54-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-53-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                55

              	
                II-55-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-54-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                56

              	
                II-56-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-55-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                57

              	
                II-57-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-56-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                58

              	
                II-58-A
                  through II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-57-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                59

              	
                II-59-A
                  and II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-58-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                60

              	
                II-60-A

              	
                2
                  multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated
                  REMIC II Pass-Through Rate

              
	 	
                II-1-A
                  through II-59-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              
	 	 	 
	
                thereafter

              	
                II-1-A
                  through II-60-A

              	
                Uncertificated
                  REMIC II Pass-Through Rate

              

      

      

      With
        respect to REMIC III Regular Interest II-IO and any Distribution Date, a
        per
        annum rate equal to the excess, if any, of (x) the weighted average of the
        Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests
        ending with the designation “A”, over (y) 2 multiplied by Swap
        LIBOR.

       

      With
        respect to REMIC III Regular Interest II-P, 0.00%.

       

      Unpaid
        Realized Loss Amount:
        With
        respect to any related Class A Certificates and as to any Distribution Date,
        is
        the excess of Applied Realized Loss Amounts with respect to such Class over
        the
        sum of all distributions in reduction of the Applied Realized Loss Amounts
        with
        respect to such Class on all previous Distribution Dates. Any amounts
        distributed to the related Class A Certificates in respect of any Unpaid
        Realized Loss Amount shall not be applied to reduce the Certificate Principal
        Balance of such Class.

       

      Voting
        Rights:
        The
        portion of the voting rights of all the Certificates that is allocated to
        any
        Certificate for purposes of the voting provisions hereunder. Voting Rights
        shall
        be allocated, with respect to matters solely involving the Group I Certificates,
        (i) 92% to the Class I-A Certificates and Class I-M Certificates, (ii) 3%
        to the
        Class I-CE Certificates until paid in full, and (iii) 1% to each of the Class
        I-R-1, Class I-R-2, Class I-R-3, Class I-RX and Class I-P Certificates, with
        the
        allocation among the Certificates (other than the Class I-CE, Class I-P and
        Group I Residual Certificates) to be in proportion to the Certificate Principal
        Balance of each Class relative to the Certificate Principal Balance of all
        other
        such Classes. Voting Rights with respect to matters solely involving the
        Group
        II Certificates, shall be allocated (i) 92% to the Class II-A Certificates
        and
        Class II-M Certificates, (ii) 5% to the Class II-CE Certificates until paid
        in
        full, and (iii) 1% to each of the Class II-P, Class II-R-1 and Class II-RX
        Certificates, with the allocation among the Certificates (other than the
        Class
        II-CE, Class II-P and Group II Residual Certificates) to be in proportion
        to the
        Certificate Principal Balance of each Class relative to the Certificate
        Principal Balance of all other such Classes. Matters which solely affect
        the
        Group I Certificates or Group II Certificates will be voted on solely by
        the
        related Classes. Voting Rights with respect to both Loan Groups shall be
        allocated (i) 46% to the Group I Offered Certificates, (ii) 46% to the Group
        II
        Offered Certificates (iii) 1.5% to the Class I-CE, (iv) 2.5% to the Class
        II-CE
        Certificates, (v) 0.5% to each of the Class I-R-1, Class I-R-2, Class I-R-3,
        Class I-RX, Class I-P, and (vi) 0.5% to each of the Class II-P, Class II-R-1
        and
        Class II-RX Certificates, with the allocation among the Certificates (other
        than
        the Class CE, Class P and Residual Certificates) to be in proportion to the
        Certificate Principal Balance of each Class relative to the Certificate
        Principal Balance of all other such Classes. 

       

      Section
        1.02  Allocation
        of Certain Interest Shortfalls. 

       

      For
        purposes of calculating the amount of Current Interest for the Class A, Class
        M
        and Class CE Certificates for any Distribution Date, the aggregate amount
        of any
        Prepayment Interest Shortfalls (to the extent not covered by payments by
        the
        Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls
        incurred in respect of the related Mortgage Loans for any Distribution Date
        shall be allocated first, to the related CE Interest based on, and to the
        extent
        of, one month’s interest at the then applicable Pass-Through Rate on the
        Uncertificated Notional Amount thereof, and to the Class I-R-3 Certificates
        based on the amounts with respect to the related Loan Group otherwise
        distributable thereto, and thereafter, among the related Class A Certificates
        and Class M Certificates, in each case on a pro
        rata
        basis
        based on, and to the extent of, one month’s interest at the then applicable
        respective Pass Through Rates on the respective Certificate Principal Balances
        of each such Certificate.

       

      For
        purposes of calculating the amount of Uncertificated Accrued Interest for
        the
        REMIC I Regular Interests (other than REMIC I Regular Interest P) for any
        Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls
        (to the extent not covered by payments by the Master Servicer pursuant to
        Section 5.02) and any Relief Act Interest Shortfalls incurred in respect
        of Loan
        Group I shall be allocated first, to the Class I-R-1 Certificates based on
        the
        amounts otherwise distributable thereto, second, to REMIC I Regular Interests
        ending with the designation “B”, pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC I Regular Interest, and third, to REMIC
        I
        Regular Interests ending with the designation “A”, pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC I Regular Interest. 

       

      For
        purposes of calculating the amount of Uncertificated Accrued Interest for
        the
        REMIC II Group I Regular Interests for any Distribution Date, the aggregate
        amount of any Prepayment Interest Shortfalls (to the extent not covered by
        payments by the Master Servicer pursuant to Section 5.02) and any Relief
        Act
        Interest Shortfalls incurred in respect of Subgroup II-1 shall be allocated
        first, to the Class II-R-1 Certificates based on the amounts otherwise
        distributable thereto, second, to REMIC II Group I Regular Interests ending
        with
        the designation “B”, pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC II Group I Regular Interest, and third,
        to
        REMIC II Group I Regular Interests ending with the designation “A”, pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC II Group I Regular Interest. 

       

      For
        purposes of calculating the amount of Uncertificated Accrued Interest for
        the
        REMIC II Group II Regular Interests for any Distribution Date, the aggregate
        amount of any Prepayment Interest Shortfalls (to the extent not covered by
        payments by the Master Servicer pursuant to Section 5.02) and any Relief
        Act
        Interest Shortfalls incurred in respect of Subgroup II-2 shall be allocated
        first, to the Class II-R-1 Certificates based on the amounts otherwise
        distributable thereto, second, to REMIC II Group II Regular Interests ending
        with the designation “B”, pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC II Group II Regular Interest, and third,
        to REMIC II Group II Regular Interests ending with the designation “A”,
pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC II Group II Regular Interest.

       

      For
        purposes of calculating the amount of Uncertificated Accrued Interest for
        the
        REMIC III Group I Regular Interests for any Distribution Date, the aggregate
        amount of any Prepayment Interest Shortfalls (to the extent not covered by
        payments by the Master Servicer pursuant to Section 5.02) and any Relief
        Act
        Interest Shortfalls incurred in respect of Loan Group I for any Distribution
        Date shall be allocated first, to Uncertificated Accrued Interest payable
        to
        REMIC III Regular Interest I-AA and REMIC III Regular Interest I-ZZ up to
        an
        aggregate amount equal to the REMIC III Group I Interest Loss Allocation
        Amount,
        98% and 2%, respectively, and to amounts with respect to Loan Group I otherwise
        distributable to the Class I-R-2 Certificates, and thereafter, among REMIC
        III
        Regular Interest I-AA, each REMIC III Group I Regular Interest for which
        a Class
        I-A Certificate or Class I-M Certificate is a Corresponding Certificate and
        REMIC III Regular Interest I-ZZ, pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC III Group I Regular Interest.

       

      For
        purposes of calculating the amount of Uncertificated Accrued Interest for
        the
        REMIC III Group II Regular Interests for any Distribution Date, (i) the REMIC
        III Group II Marker Allocation Percentage of the aggregate amount of any
        Prepayment Interest Shortfalls (to the extent not covered by payments by
        the
        Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls
        incurred in respect of Loan Group II for such Distribution Date shall be
        allocated first, to Uncertificated Accrued Interest payable to REMIC III
        Regular
        Interest II-AA and REMIC III Regular Interest II-ZZ up to an aggregate amount
        equal to the REMIC III Group II Interest Loss Allocation Amount, 98% and
        2%,
        respectively, and to amounts with respect to Loan Group II otherwise
        distributable to the Class I-R-2 Certificates, and thereafter, among REMIC
        III
        Regular Interest II-AA, each REMIC III Group II Regular Interest for which
        a
        Class II-A Certificate or Class II-M Certificate is the Corresponding
        Certificate and REMIC III Regular Interest II-ZZ, pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC III Group II Regular Interest, and
        (ii)
        the REMIC III Group II Sub WAC Allocation Percentage of the aggregate amount
        of
        any Prepayment Interest Shortfalls (to the extent not covered by payments
        by the
        Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls
        incurred in respect of Loan Group II for such Distribution Date shall be
        allocated first, to amounts with respect to Loan Group II otherwise
        distributable to the Class I-R-2 Certificates, and thereafter, among REMIC
        III
        Regular Interest II-1-Sub, REMIC III Regular Interest II-1-Grp, REMIC III
        Regular Interest II-2-Sub, REMIC III Regular Interest II-2-Grp and REMIC
        III
        Regular Interest II-XX, pro
        rata,
        based
        on, and to the extent of, one month’s interest at the then applicable respective
        Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated
        Principal Balances of each such REMIC III Regular Interest.

       

      

       

       

      ARTICLE
        II

       

      CONVEYANCE
        OF TRUST FUND

       

      Section
        2.01  Conveyance
        of Trust Fund. 

       

      Pursuant
        to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned,
        set over and otherwise conveyed to the Depositor, without recourse, all the
        right, title and interest of such Seller in and to the assets sold by it
        in the
        Trust Fund. Pursuant to the Mortgage Loan Purchase Agreement, Master Funding
        sold, transferred, assigned, set over and otherwise conveyed to the Depositor,
        without recourse, all the right, title and interest of Master Funding in
        and to
        the assets sold by it in the Trust Fund.

       

      The
        Seller has entered into this Agreement in consideration for the purchase
        of the
        Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement
        and has agreed to take the actions specified herein.

       

      The
        Depositor, concurrently with the execution and delivery hereof, hereby sells,
        transfers, assigns, sets over and otherwise conveys to the Trustee for the
        use
        and benefit of the Certificateholders, without recourse, all the right, title
        and interest of the Depositor in and to the Trust Fund. 

      

        In
          connection with such sale, the Depositor has delivered to, and deposited
          with,
          the Trustee or the Custodian, as its agent, the following documents or
          instruments with respect to each Mortgage Loan so assigned: (i) the original
          Mortgage Note, including any riders thereto, endorsed without recourse
          (A) in
          blank or to the order of “LaSalle Bank National Association, as Trustee for
          Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed
          Certificates, Series 2006-HE7,” or (B) in the case of a loan registered on the
          MERS system, in blank, and in each case showing an unbroken chain of
          endorsements from the original payee thereof to the Person endorsing it
          to the
          Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is
          a MOM
          Loan, noting the presence of the MIN and language indicating that such
          Mortgage
          Loan is a MOM Loan, which shall have been recorded (or, for Mortgage Loans
          other
          than the EMC Flow Loans, if the original is not available, a copy), with
          evidence of such recording indicated thereon (or if clause (x) in the proviso
          below applies, shall be in recordable form), (iii) unless the Mortgage
          Loan is
          either a MOM Loan or has been assigned in the name of MERS, the assignment
          (either an original or a copy, which may be in the form of a blanket assignment
          if permitted in the jurisdiction in which the Mortgaged Property is located)
          to
          the Trustee of the Mortgage with respect to each Mortgage Loan in the name
          of
“LaSalle Bank National Association, as Trustee for Certificateholders of
          Bear
          Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series
          2006-HE7,” which shall have been recorded (or if clause (x) in the proviso below
          applies, shall be in recordable form), (iv) an original or a copy of all
          intervening assignments of the Mortgage, if any, to the extent available
          to the
          Seller, with evidence of recording thereon, (v) with respect to any first
          or
          second lien Mortgage Loan (other than any Piggyback Loan), the original
          policy
          of title insurance or mortgagee’s certificate of title insurance or commitment
          or binder for title insurance or, in the event such original title policy
          has
          not been received from the title insurer, such original title policy will
          be
          delivered within one year of the Closing Date or, in the event such original
          title policy is unavailable, a photocopy of such title policy or, in lieu
          thereof, a current lien search on the related Mortgaged Property; and with
          respect to any Piggyback Loan, the original policy of title insurance or
          mortgagee’s certificate of title insurance or commitment or binder for title
          insurance issued as to the related first lien Mortgage Loan or, in lieu
          thereof,
          a lien search on the related Mortgaged Property that was conducted in connection
          with the related first lien Mortgage Loan and (vi) originals or copies
          of all
          available assumption, modification or substitution agreements, if any;
          provided,
          however, that in lieu of the foregoing, the Seller or Master Funding, as
          applicable, may deliver the following documents, under the circumstances
          set
          forth below: (x) if any Mortgage (other than the Mortgages related to the
          EMC
          Flow Loans), assignment thereof to the Trustee or intervening assignments
          thereof have been delivered or are being delivered to recording offices
          for
          recording and have not been returned in time to permit their delivery as
          specified above, the Depositor may deliver a true copy thereof with a
          certification by the Seller or Master Funding, as applicable, or the title
          company issuing the commitment for title insurance, on the face of such
          copy,
          substantially as follows: “Certified to be a true and correct copy of the
          original, which has been transmitted for recording”; and (y) in lieu of the
          Mortgage Notes relating to the Mortgage Loans identified in the list set
          forth
          in Exhibit I, the Depositor may deliver a lost note affidavit and indemnity
          and
          a copy of the original note, if available; and provided, further, however,
          that
          in the case of Mortgage Loans which have been prepaid in full after the
          Cut-Off
          Date and prior to the Closing Date, the Depositor, in lieu of delivering
          the
          above documents, may deliver to the Trustee and the Custodian a certification
          of
          a Servicing Officer to such effect and in such case shall deposit all amounts
          paid in respect of such Mortgage Loans, in the Protected Account or in
          the
          Distribution Account on the Closing Date. In the case of the documents
          referred
          to in clause (x) above, the Depositor shall deliver such documents to the
          Trustee or the Custodian promptly after they are received.

         

      

      EMC
        (on
        its own behalf as Seller and on behalf of Master Funding) shall cause, at
        its
        expense, the Mortgage and intervening assignments, if any, and to the extent
        required in accordance with the foregoing, the assignment of the Mortgage
        to the
        Trustee to be submitted for recording promptly after the Closing Date; provided
        that, the Seller need not cause to be recorded (a) any assignment in any
        jurisdiction under the laws of which, as evidenced by an Opinion of Counsel
        addressed to the Trustee delivered by EMC (on its own behalf as Seller and
        on
        behalf of Master Funding) to the Trustee and the Rating Agencies, the
        recordation of such assignment is not necessary to protect the Trustee’s
        interest in the related Mortgage Loan or (b) if MERS is identified on the
        Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee
        of record solely as nominee for the Seller and Master Funding and its successors
        and assigns. In the event that the Seller, Master Funding, the Depositor
        or the
        Master Servicer gives written notice to the Trustee that a court has
        recharacterized the sale of the Mortgage Loans as a financing, EMC (on its
        own
        behalf as Seller and on behalf of Master Funding) shall submit or cause to
        be
        submitted for recording as specified above each such previously unrecorded
        assignment to be submitted for recording as specified above at the expense
        of
        the Trust. In the event a Mortgage File is released to the Master Servicer
        as a
        result of such Person having completed a Request for Release, the Custodian
        shall, if not so completed, complete the assignment of the related Mortgage
        in
        the manner specified in clause (iii) above.

       

      In
        connection with the assignment of any Mortgage Loan registered on the MERS®
System, EMC (on its own behalf as Seller and on behalf of Master Funding)
        further agrees that it will cause, at the Seller’s own expense, within 30 days
        after the Closing Date, the MERS® System to indicate that such Mortgage Loans
        have been assigned by EMC (on its own behalf as Seller and on behalf of Master
        Funding) to the Depositor and by the Depositor to the Trustee in accordance
        with
        this Agreement for the benefit of the Certificateholders by including (or
        deleting, in the case of Mortgage Loans which are repurchased in accordance
        with
        this Agreement) in such computer files (a) the code in the field which
        identifies the specific Trustee and (b) the code in the field “Pool Field” which
        identifies the series of the Certificates issued in connection with such
        Mortgage Loans. EMC (on its own behalf as Seller and on behalf of Master
        Funding) further agrees that it will not, and will not permit the Master
        Servicer to, and the Master Servicer agrees that it will not, alter the codes
        referenced in this paragraph with respect to any Mortgage Loan during the
        term
        of this Agreement unless and until such Mortgage Loan is repurchased in
        accordance with the terms of this Agreement or the Mortgage Loan Purchase
        Agreement.

       

      It
        is
        agreed and understood by the Depositor, the Seller, the Master Servicer and
        the
        Trustee that it is not intended that any Group I Mortgage Loan be included
        in
        the Trust Fund that is a “High-Cost Home Loan” as defined in the New Jersey Home
        Ownership Act, effective as of November 27, 2003, or The Home Loan Protection
        Act of New Mexico, effective as of January 1, 2004, or that is a “High Cost Home
        Mortgage Loan” as defined in the Massachusetts Predatory Home Loan Practices
        Act, effective as of November 7, 2004, or that is an “Indiana High Cost Home
        Mortgage Loan” as defined in the Indiana High Cost Home Loan Act, effective as
        of January 1, 2005.

       

      Section
        2.02  Acceptance
        of the Mortgage Loans. 

       

      (a)  Based
        on
        the Initial Certification received by it from the Custodian, the Trustee
        acknowledges receipt of, subject to the further review and exceptions reported
        by the Custodian pursuant to the procedures described below, the documents
        (or
        certified copies thereof) delivered to the Trustee or the Custodian on its
        behalf pursuant to Section 2.01 and declares that it holds and will continue
        to
        hold directly or through a custodian those documents and any amendments,
        replacements or supplements thereto and all other assets of the Trust Fund
        delivered to it in trust for the use and benefit of all present and future
        Holders of the Certificates. On the Closing Date, the Trustee or the Custodian
        on its behalf will deliver an Initial Certification, in the form of Exhibit
        One
        to the Custodial Agreement, to the parties indicated on such exhibit confirming
        whether or not it has received the Mortgage File for each Mortgage Loan,
        but
        without review of such Mortgage File, except to the extent necessary to confirm
        whether such Mortgage File contains the original Mortgage Note or a lost
        note
        affidavit and indemnity in lieu thereof. No later than 90 days after the
        Closing
        Date, the Trustee or the Custodian on its behalf shall, for the benefit of
        the
        Certificateholders, review each Mortgage File delivered to it and execute
        and
        deliver to EMC (on its own behalf and on behalf of Master Funding) and the
        Master Servicer and, if reviewed by the Custodian or the Trustee, an Interim
        Certification, substantially in the form of Exhibit Two to the Custodial
        Agreement. In conducting such review, the Trustee or the Custodian on its
        behalf
        will ascertain whether all required documents have been executed and received
        and whether those documents relate, determined on the basis of the Mortgagor
        name, original principal balance and loan number, to the Mortgage Loans
        identified in Exhibit B to this Agreement, as supplemented (provided, however,
        that with respect to those documents described in subclauses (iv) and (vi)
        of
        Section 2.01, such obligations shall extend only to documents actually delivered
        pursuant to such subclauses). In performing any such review, the Trustee
        and the
        Custodian may conclusively rely on the purported due execution and genuineness
        of any such document and on the purported genuineness of any signature thereon.
        If the Trustee or the Custodian on its behalf finds any document constituting
        part of the Mortgage File not to have been executed or received, or to be
        unrelated to the Mortgage Loans identified in Exhibit B or to appear to be
        defective on its face, the Trustee or the Custodian on its behalf shall include
        such information in the exception report attached to the Interim Certification.
        EMC
        (on
        its own behalf as Seller and on behalf of Master Funding)
        shall
        correct or cure any such defect or, if prior to the end of the second
        anniversary of the Closing Date, EMC (on its own behalf as Seller and on
        behalf
        of Master Funding) may substitute for the related Mortgage Loan a Replacement
        Mortgage Loan, which substitution shall be accomplished in the manner and
        subject to the conditions set forth in Section 2.03 or shall deliver to the
        Trustee an Opinion of Counsel addressed to the Trustee to the effect that
        such
        defect does not materially or adversely affect the interests of the
        Certificateholders in such Mortgage Loan within 90 days from the date of
        notice
        from the Trustee of the defect and if EMC (on its own behalf as Seller and
        on
        behalf of Master Funding) fails to correct or cure the defect or deliver
        such
        opinion within such period, EMC (on its own behalf as Seller and on behalf
        of
        Master Funding) will, subject to Section 2.03, purchase such Mortgage Loan
        at
        the Purchase Price; provided, however, that if such defect relates solely
        to the
        inability of EMC (on its own behalf as Seller and on behalf of Master Funding)
        to deliver the Mortgage, assignment thereof to the Trustee, or intervening
        assignments thereof with evidence of recording thereon because such documents
        have been submitted for recording and have not been returned by the applicable
        jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding)
        shall not be required to purchase such Mortgage Loan if the Seller delivers
        such
        documents promptly upon receipt, but in no event later than 360 days after
        the
        Closing Date.

       

      (b)  No
        later
        than 180 days after the Closing Date, the Trustee or the Custodian on its
        behalf
        will review, for the benefit of the Certificateholders, the Mortgage Files
        and
        will execute and deliver or cause to be executed and delivered to EMC (on
        its
        own behalf as Seller and on behalf of Master Funding) and the Master Servicer
        and, if reviewed by the Custodian or the Trustee, a Final Certification,
        substantially in the form of Exhibit Three to the Custodial Agreement. In
        conducting such review, the Trustee or the Custodian on its behalf will
        ascertain whether each document required to be recorded has been returned
        from
        the recording office with evidence of recording thereon and the Trustee or
        the
        Custodian on its behalf has received either an original or a copy thereof,
        as
        required in Section 2.01 (provided, however, that with respect to those
        documents described in subclauses (iv) and (vi) of Section 2.01, such
        obligations shall extend only to documents actually delivered pursuant to
        such
        subclauses). If the Trustee or the Custodian on its behalf finds any document
        with respect to a Mortgage Loan has not been received, or to be unrelated,
        determined on the basis of the Mortgagor name, original principal balance
        and
        loan number, to the Mortgage Loans identified in Exhibit B or to appear
        defective on its face, the Trustee or the Custodian on its behalf shall note
        such defect in the exception report attached to the Final Certification and
        shall promptly notify EMC (on its own behalf as Seller and on behalf of Master
        Funding). EMC (on its own behalf as Seller and on behalf of Master Funding)
        shall correct or cure any such defect or, if prior to the end of the second
        anniversary of the Closing Date, EMC (on its own behalf as Seller and on
        behalf
        of Master Funding) may substitute for the related Mortgage Loan a Replacement
        Mortgage Loan, which substitution shall be accomplished in the manner and
        subject to the conditions set forth in Section 2.03 or shall deliver to the
        Trustee an Opinion of Counsel addressed to the Trustee to the effect that
        such
        defect does not materially or adversely affect the interests of
        Certificateholders in such Mortgage Loan within 90 days from the date of
        notice
        from the Trustee of the defect and if EMC (on its own behalf as Seller and
        on
        behalf of Master Funding) is unable within such period to correct or cure
        such
        defect, or to substitute the related Mortgage Loan with a Replacement Mortgage
        Loan or to deliver such opinion, EMC (on its own behalf as Seller and on
        behalf
        of Master Funding) shall, subject to Section 2.03,  purchase such Mortgage
        Loan at the Purchase Price; provided, however, that if such defect relates
        solely to the inability of EMC (on its own behalf as Seller and on behalf
        of
        Master Funding) to deliver the Mortgage, assignment thereof to the Trustee
        or
        intervening assignments thereof with evidence of recording thereon, because
        such
        documents have not been returned by the applicable jurisdiction, EMC (on
        its own
        behalf as Seller and on behalf of Master Funding) shall not be required to
        purchase such Mortgage Loan, if the Seller delivers such documents promptly
        upon
        receipt, but in no event later than 360 days after the Closing Date.
        Notwithstanding anything to the contrary, the Trustee shall have no
        responsibility with respect to the custody or review of Mortgage Files held
        by
        the Custodian pursuant to the Custodial Agreement. The Trustee shall have
        no
        liability for the failure of the Custodian to perform its obligations under
        the
        Custodial Agreement.

       

      (c)  In
        the
        event that a Mortgage Loan is purchased by EMC (on its own behalf as Seller
        and
        on behalf of Master Funding) in accordance with subsections 2.02(a) or (b)
        above
        or Section 2.03, EMC (on its own behalf as Seller and on behalf of Master
        Funding) shall remit the applicable Purchase Price to the Master Servicer
        for
        deposit in the Protected Account and shall provide written notice to the
        Trustee
        detailing the components of the Purchase Price, signed by a Servicing Officer.
        Upon deposit of the Purchase Price in the Protected Account and upon receipt
        of
        a Request for Release with respect to such Mortgage Loan, the Trustee or
        the
        Custodian will release to EMC (on its own behalf as Seller and on behalf
        of
        Master Funding) the related Mortgage File and the Trustee shall execute and
        deliver all instruments of transfer or assignment, without recourse,
        representation or warranty furnished to it by the related Seller, as are
        necessary to vest in the title to and rights under the Mortgage Loan. Such
        purchase shall be deemed to have occurred on the date on which the deposit
        into
        the Protected Account was made. The Trustee shall promptly notify the Rating
        Agencies of such repurchase. The obligation of the Seller to cure, repurchase
        or
        substitute for any Mortgage Loan as to which a defect in a constituent document
        exists shall be the sole remedies respecting such defect available to the
        Certificateholders or to the Trustee on their behalf.

       

      (d)  EMC
        (on
        its own behalf as Seller and on behalf of Master Funding) shall deliver to
        the
        Trustee or the Custodian on its behalf, and Trustee agrees to accept the
        Mortgage Note and other documents constituting the Mortgage File with respect
        to
        any Replacement Mortgage Loan, which the Trustee or the Custodian will review
        as
        provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date
        referred to therein shall instead be the date of delivery of the Mortgage
        File
        with respect to each Replacement Mortgage Loan.

       

      Section
        2.03  Representations,
        Warranties and Covenants of the Master Servicer and The Seller. 

       

      (a)  The
        Master Servicer hereby represents and warrants to the Depositor and the Trustee
        as follows, as of the Closing Date:

       

      (i)  It
        is
        duly organized and is validly existing and in good standing under the laws
        of
        the State of Delaware and is duly authorized and qualified to transact any
        and
        all business contemplated by this Agreement to be conducted by it in any
        state
        in which a Mortgaged Property is located or is otherwise not required under
        applicable law to effect such qualification and, in any event, is in compliance
        with the doing business laws of any such state, to the extent necessary to
        ensure its ability to enforce each Mortgage Loan, to service the Mortgage
        Loans
        in accordance with the terms of the Mortgage Loan Purchase Agreement and
        to
        perform any of its other obligations under this Agreement in accordance with
        the
        terms hereof or thereof.

       

      (ii)  It
        has
        the full corporate power and authority to service each Mortgage Loan, and
        to
        execute, deliver and perform, and to enter into and consummate the transactions
        contemplated by this Agreement and has duly authorized by all necessary
        corporate action on its part the execution, delivery and performance of this
        Agreement; and this Agreement, assuming the due authorization, execution
        and
        delivery hereof by the other parties hereto or thereto, as applicable,
        constitutes its legal, valid and binding obligation, enforceable against
        it in
        accordance with its terms, except that (a) the enforceability hereof may
        be
        limited by bankruptcy, insolvency, moratorium, receivership and other similar
        laws relating to creditors’ rights generally and (b) the remedy of specific
        performance and injunctive and other forms of equitable relief may be subject
        to
        equitable defenses and to the discretion of the court before which any
        proceeding therefor may be brought.

       

      (iii)  The
        execution and delivery of this Agreement, the servicing of the Mortgage Loans
        by
        it under this Agreement, the consummation of any other of the transactions
        contemplated by this Agreement, and the fulfillment of or compliance with
        the
        terms hereof and thereof are in its ordinary course of business and will
        not (A)
        result in a breach of any term or provision of its charter or by-laws or
        (B)
        conflict with, result in a breach, violation or acceleration of, or result
        in a
        default under, the terms of any other material agreement or instrument to
        which
        it is a party or by which it may be bound, or (C) constitute a violation
        of any
        statute, order or regulation applicable to it of any court, regulatory body,
        administrative agency or governmental body having jurisdiction over it; and
        it
        is not in breach or violation of any material indenture or other material
        agreement or instrument, or in violation of any statute, order or regulation
        of
        any court, regulatory body, administrative agency or governmental body having
        jurisdiction over it which breach or violation may materially impair its
        ability
        to perform or meet any of its obligations under this Agreement.

       

      (iv)  It
        is an
        approved servicer of conventional mortgage loans for Fannie Mae or Freddie
        Mac
        and is a mortgagee approved by the Secretary of Housing and Urban Development
        pursuant to sections 203 and 211 of the National Housing Act.

       

      (v)  No
        litigation is pending or, to the best of its knowledge, threatened, against
        it
        that would materially and adversely affect the execution, delivery or
        enforceability of this Agreement or its ability to service the Mortgage Loans
        or
        to perform any of its other obligations under this Agreement in accordance
        with
        the terms hereof.

       

      (vi)  No
        consent, approval, authorization or order of any court or governmental agency
        or
        body is required for its execution, delivery and performance of, or compliance
        with, this Agreement or the consummation of the transactions contemplated
        hereby
        or thereby, or if any such consent, approval, authorization or order is
        required, it has obtained the same.

       

      (vii)  As
        of the
        Closing Date and except as has been otherwise disclosed to the Depositor,
        or
        disclosed in any public filing: (1) no default or servicing related performance
        trigger has occurred as to any other Pass-Through Transfer due to any act
        or
        failure to act of the Master Servicer; (2) no material noncompliance with
        applicable servicing criteria as to any other Pass-Through Transfer has
        occurred, been disclosed or reported by the Master Servicer; (3) the Master
        Servicer has not been terminated as servicer in a residential mortgage loan
        Pass-Through Transfer, either due to a servicing default or to application
        of a
        servicing performance test or trigger; (4) no material changes to the Master
        Servicer’s servicing policies and procedures for similar loans have occurred in
        the preceding three years outside of the normal changes warranted by regulatory
        and product type changes in the portfolio; (5) there are no aspects of the
        Master Servicer’s financial condition that could have a material adverse impact
        on the performance by the Master Servicer of its obligations hereunder; (6)
        there are no legal proceedings pending, or known to be contemplated by
        governmental authorities, against the Master Servicer that could be material
        to
        investors in the securities issued in such Pass-Through Transfer; and (7)
        there
        are no affiliations, relationships or transactions relating to the Master
        Servicer of a type that are described under Item 1119 of Regulation
        AB.

       

      (viii)  If
        so
        requested by the Depositor on any date, the Master Servicer shall, within
        five
        Business Days following such request, confirm in writing the accuracy of
        the
        representations and warranties set forth in clause (a)(vii) of this Section
        or,
        if any such representation and warranty is not accurate as of the date of
        such
        request, provide reasonably adequate disclosure of the pertinent facts, in
        writing, to the requesting party.

       

      (ix)  As
        a
        condition to the succession to the Master Servicer or any subservicer as
        servicer or subservicer under this Agreement by any Person (i) into which
        the
        Master Servicer or such subservicer may be merged or consolidated, or (ii)
        which
        may be appointed as a successor to the Master Servicer or any subservicer,
        the
        Master Servicer shall provide to the Depositor, at least 15 calendar days
        prior
        to the effective date of such succession or appointment, (x) written notice
        to
        the Depositor of such succession or appointment and (y) in writing and in
        form
        and substance reasonably satisfactory to the Depositor, all information
        reasonably requested by the Depositor in order to comply with its reporting
        obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed
        securities.

       

      (x)  With
        respect to each Subgroup II-2 Mortgage Loan, information regarding the Mortgagor
        credit files related to such Mortgage Loan has been and will continue to
        be
        furnished to credit reporting agencies in compliance with the provisions
        of the
        Fair Credit Reporting Act and the applicable implementing
        regulations.

       

             (xi) In
        connection with the Subgroup II-2 Mortgage Loans, the Master Servicer shall
        not
        collect any prepayment premium in any instance when the mortgage debt is
        accelerated through foreclosure sale or other payment as the result of the
        mortgagor’s default under the terms of the security instrument.

       

      (b)  The
        Seller hereby represents and warrants to the Depositor and the Trustee as
        follows, as of the Closing Date:

       

      (i)  The
        Seller is duly organized as a Delaware corporation and is validly existing
        and
        in good standing under the laws of the State of Delaware and is duly authorized
        and qualified to transact any and all business contemplated by this Agreement
        to
        be conducted by the Seller in any state in which a Mortgaged Property is
        located
        or is otherwise not required under applicable law to effect such qualification
        and, in any event, is in compliance with the doing business laws of any such
        state, to the extent necessary to ensure its ability to enforce each Mortgage
        Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage
        Loan Purchase Agreement and to perform any of its other obligations under
        this
        Agreement in accordance with the terms hereof.

       

      (ii)  The
        Seller has the full corporate power and authority to sell each Mortgage Loan,
        and to execute, deliver and perform, and to enter into and consummate the
        transactions contemplated by this Agreement and has duly authorized by all
        necessary corporate action on the part of the Seller the execution, delivery
        and
        performance of this Agreement, assuming the due authorization, execution
        and
        delivery hereof by the other parties hereto or thereto, as applicable,
        constitutes a legal, valid and binding obligation of the Seller, enforceable
        against the Seller in accordance with its terms, except that (a) the
        enforceability hereof may be limited by bankruptcy, insolvency, moratorium,
        receivership and other similar laws relating to creditors’ rights generally and
        (b) the remedy of specific performance and injunctive and other forms of
        equitable relief may be subject to equitable defenses and to the discretion
        of
        the court before which any proceeding therefor may be brought.

       

      (iii)  The
        execution and delivery of this Agreement by the Seller, the sale of the Mortgage
        Loans by the Seller under the Mortgage Loan Purchase Agreement, the consummation
        of any other of the transactions contemplated by this Agreement, and the
        fulfillment of or compliance with the terms hereof and thereof are in the
        ordinary course of business of the Seller and will not (A) result in a material
        breach of any term or provision of the charter or by-laws of the Seller or
        (B)
        conflict with, result in a breach, violation or acceleration of, or result
        in a
        default under, the terms of any other material agreement or instrument to
        which
        the Seller is a party or by which it may be bound, or (C) constitute a violation
        of any statute, order or regulation applicable to the Seller of any court,
        regulatory body, administrative agency or governmental body having jurisdiction
        over the Seller; and the Seller is not in breach or violation of any material
        indenture or other material agreement or instrument, or in violation of any
        statute, order or regulation of any court, regulatory body, administrative
        agency or governmental body having jurisdiction over it which breach or
        violation may materially impair the Seller’s ability to perform or meet any of
        its obligations under this Agreement.

       

      (iv)  The
        Seller is an approved seller of conventional mortgage loans for Fannie Mae
        or
        Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban
        Development pursuant to sections 203 and 211 of the National Housing
        Act.

       

      (v)  No
        litigation is pending or, to the best of the Seller’s knowledge, threatened,
        against the Seller that would materially and adversely affect the execution,
        delivery or enforceability of this Agreement or the ability of the Seller
        to
        sell the Mortgage Loans or to perform any of its other obligations under
        this
        Agreement in accordance with the terms hereof or thereof.

       

      (vi)  No
        consent, approval, authorization or order of any court or governmental agency
        or
        body is required for the execution, delivery and performance by the Seller
        of,
        or compliance by the Seller with, this Agreement or the consummation of the
        transactions contemplated hereby, or if any such consent, approval,
        authorization or order is required, the Seller has obtained the
        same.

       

      (vii)  With
        respect to each Mortgage Loan as of the Closing Date (or such other date
        as may
        be specified in Section 7 of the Mortgage Loan Purchase Agreement), the Seller
        hereby remakes and restates each of the representations and warranties set
        forth
        in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and
        the
        Trustee to the same extent as if fully set forth herein.

       

      (c)  Upon
        discovery by any of the parties hereto of a breach of a representation or
        warranty set forth in the Mortgage Loan Purchase Agreement with respect to
        the
        Mortgage Loans that materially and adversely affects the interests of the
        related Certificateholders in any Mortgage Loan, the party discovering such
        breach shall give prompt written notice thereof to the other parties. Any
        breach
        of a representation or warranty contained in clauses (c), (s), (q) and (z)
        through (ii) of Section 7 of the Mortgage Loan Purchase Agreement in respect
        of
        a Subgroup II-2 Loan, shall be deemed to materially adversely affect the
        interests of the related Certificateholders. The Seller hereby covenants,
        with
        respect to the representations and warranties set forth in the Mortgage Loan
        Purchase Agreement with respect to the Mortgage Loans, that within 90 days
        of
        the discovery of a breach of any representation or warranty set forth therein
        that materially and adversely affects the interests of the Certificateholders
        in
        any Mortgage Loan, it shall cure such breach in all material respects and,
        if
        such breach is not so cured, (i) if such 90 day period expires prior to the
        second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted
        Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement
        Mortgage Loan, in the manner and subject to the conditions set forth in this
        Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans
        from
        the Trustee at the Purchase Price in the manner set forth below; provided
        that
        any such substitution pursuant to (i) above or repurchase pursuant to (ii)
        above
        shall not be effected prior to the delivery to the Trustee of an Opinion
        of
        Counsel if required by Section 2.05 hereof and any such substitution pursuant
        to
        (i) above shall not be effected prior to the additional delivery to the Trustee
        of a Request for Release. The Trustee shall give prompt written notice to
        the
        parties hereto of the Seller’s failure to cure such breach as set forth in the
        preceding sentence. The Seller shall promptly reimburse the Master Servicer
        and
        the Trustee for any expenses reasonably incurred by the Master Servicer or
        the
        Trustee in respect of enforcing the remedies for such breach. To enable the
        Master Servicer to amend the Mortgage Loan Schedule, the Seller shall, unless
        it
        cures such breach in a timely fashion pursuant to this Section 2.03, promptly
        notify the Master Servicer whether it intends either to repurchase, or to
        substitute for, the Mortgage Loan affected by such breach. With respect to
        the
        representations and warranties with respect to the Mortgage Loans that are
        made
        to the best of the Seller’s knowledge, if it is discovered by any of the
        Depositor, the Master Servicer, the Seller, the Trustee or the Custodian
        that
        the substance of such representation and warranty is inaccurate and such
        inaccuracy materially and adversely affects the value of the related Mortgage
        Loan, notwithstanding the Seller’s lack of knowledge with respect to the
        substance of such representation or warranty, the Seller shall nevertheless
        be
        required to cure, substitute for or repurchase the affected Mortgage Loan
        in
        accordance with the foregoing.

       

      With
        respect to any Replacement Mortgage Loan or Loans, the Seller (pursuant to
        the
        Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian
        on its behalf for the benefit of the Certificateholders such documents and
        agreements as are required by Section 2.01. No substitution will be made
        in any
        calendar month after the Determination Date for such month. Notwithstanding
        the
        foregoing, such substitution must be done within two years of the Closing
        Date.
        Scheduled Payments due with respect to Replacement Mortgage Loans in the
        Due
        Period related to the Distribution Date on which such proceeds are to be
        distributed shall not be part of the Trust Fund and will be retained by the
        Seller. For the month of substitution, distributions to Certificateholders
        will
        include the Scheduled Payment due on any Deleted Mortgage Loan for the related
        Due Period and thereafter the Seller shall be entitled to retain all amounts
        received in respect of such Deleted Mortgage Loan. The Master Servicer shall
        amend the Mortgage Loan Schedule for the benefit of the Certificateholders
        to
        reflect the removal of each such Deleted Mortgage Loan and the substitution
        of
        the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver
        the
        amended Mortgage Loan Schedule to the Trustee and the Custodian. Upon such
        substitution, the Replacement Mortgage Loan or Loans shall be subject to
        the
        terms of this Agreement in all respects, and the Seller shall be deemed to
        have
        made with respect to such Replacement Mortgage Loan or Loans, as of the date
        of
        substitution, the representations and warranties set forth in Section 7 or
        Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage
        Loan. Upon any such substitution and the deposit into the Protected Account
        of
        the amount required to be deposited therein in connection with such substitution
        as described in the following paragraph and receipt by the Trustee of a Request
        for Release for such Mortgage Loan, the Trustee or the Custodian shall release
        to the Seller the Mortgage File relating to such Deleted Mortgage Loan and
        held
        for the benefit of the Certificateholders and the Trustee shall execute and
        deliver at the Seller’s direction such instruments of transfer or assignment as
        have been prepared by the Seller in each case without recourse, representation
        or warranty as shall be necessary to vest in the Seller or its respective
        designee, title to the Trustee’s interest in any Deleted Mortgage Loan
        substituted for pursuant to this Section 2.03.

       

      For
        any
        month in which the Seller substitutes one or more Replacement Mortgage Loans
        for
        a Deleted Mortgage Loan, the Master Servicer will determine the amount (if
        any)
        by which the aggregate principal balance of all the Replacement Mortgage
        Loans
        as of the date of substitution is less than the Stated Principal Balance
        (after
        application of the principal portion of the Scheduled Payment due in the
        month
        of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate
        of such deficiencies, described in the preceding sentence for any Distribution
        Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into
        the Protected Account, by the Seller upon its delivering such Replacement
        Mortgage Loan on the Determination Date for the Distribution Date relating
        to
        the Prepayment Period during which the related Mortgage Loan became required
        to
        be purchased or replaced hereunder.

       

      In
        the
        event that the Seller shall have repurchased a Mortgage Loan, the Purchase
        Price
        therefor shall be deposited into the Protected Account, on the Determination
        Date for the Distribution Date in the month following the month during which
        the
        Seller became obligated to repurchase or replace such Mortgage Loan and upon
        such deposit of the Purchase Price, the delivery of an Opinion of Counsel
        if
        required by Section 2.05 and the receipt of a Request for Release, the Trustee
        or the Custodian shall release the related Mortgage File held for the benefit
        of
        the Certificateholders to the Seller and the Trustee shall execute and deliver
        at such Person’s direction the related instruments of transfer or assignment
        prepared by the Seller, in each case without recourse, as shall be necessary
        to
        transfer title from the Trustee for the benefit of the Certificateholders
        and
        transfer the Trustee’s interest to EMC (on its own as a Seller and on behalf of
        Master Funding) to any Mortgage Loan purchased pursuant to this Section 2.03.
        It
        is understood and agreed that the obligation under this Agreement of the
        Seller
        to cure, repurchase or replace any Mortgage Loan as to which a breach has
        occurred and is continuing shall constitute the sole remedies against the
        Seller
        respecting such breach available to the Certificateholders, the Depositor
        or the
        Trustee.

       

      (d)  The
        representations and warranties set forth in this Section 2.03 hereof shall
        survive delivery of the respective Mortgage Loans and Mortgage Files to the
        Trustee or the Custodian for the benefit of the Certificateholders.

       

      Section
        2.04  Representations
        and Warranties of the Depositor. 

       

      The
        Depositor hereby represents and warrants to the Master Servicer and the Trustee
        as follows, as of the date hereof and as of the Closing Date:

       

      (i)  The
        Depositor is duly organized and is validly existing as a limited liability
        company in good standing under the laws of the State of Delaware and has
        full
        power and authority necessary to own or hold its properties and to conduct
        its
        business as now conducted by it and to enter into and perform its obligations
        under this Agreement.

       

      (ii)  The
        Depositor has the full power and authority to execute, deliver and perform,
        and
        to enter into and consummate the transactions contemplated by, this Agreement
        and has duly authorized, by all necessary corporate action on its part, the
        execution, delivery and performance of this Agreement, assuming the due
        authorization, execution and delivery hereof by the other parties hereto,
        constitutes a legal, valid and binding obligation of the Depositor, enforceable
        against the Depositor in accordance with its terms, subject, as to
        enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium
        and
        other similar laws affecting creditors’ rights generally and (ii) general
        principles of equity, regardless of whether enforcement is sought in a
        proceeding in equity or at law.

       

      (iii)  The
        execution and delivery of this Agreement by the Depositor, the consummation
        of
        the transactions contemplated by this Agreement, and the fulfillment of or
        compliance with the terms hereof and thereof are in the ordinary course of
        business of the Depositor and will not (A) result in a material breach of
        any
        term or provision of the certificate of formation or limited liability company
        agreement of the Depositor or (B) conflict with, result in a breach, violation
        or acceleration of, or result in a default under, the terms of any other
        material agreement or instrument to which the Depositor is a party or by
        which
        it may be bound or (C) constitute a violation of any statute, order or
        regulation applicable to the Depositor of any court, regulatory body,
        administrative agency or governmental body having jurisdiction over the
        Depositor; and the Depositor is not in breach or violation of any material
        indenture or other material agreement or instrument, or in violation of any
        statute, order or regulation of any court, regulatory body, administrative
        agency or governmental body having jurisdiction over it which breach or
        violation may materially impair the Depositor’s ability to perform or meet any
        of its obligations under this Agreement.

       

      (iv)  No
        litigation is pending, or, to the best of the Depositor’s knowledge, threatened,
        against the Depositor that would materially and adversely affect the execution,
        delivery or enforceability of this Agreement or the ability of the Depositor
        to
        perform its obligations under this Agreement in accordance with the terms
        hereof
        or thereof.

       

      (v)  No
        consent, approval, authorization or order of any court or governmental agency
        or
        body is required for the execution, delivery and performance by the Depositor
        of, or compliance by the Depositor with this Agreement or the consummation
        of
        the transactions contemplated hereby or thereby, or if any such consent,
        approval, authorization or order is required, the Depositor has obtained
        the
        same.

       

      (vi)  The
        Depositor has filed all reports required to be filed by Section 13 or Section
        15(d) of the Exchange Act during the preceding 12 months (or for such shorter
        period that the Depositor was required to file such reports) and it has been
        subject to such filing requirements for the past 90 days.

       

      The
        Depositor hereby represents and warrants to the Trustee as of the Closing
        Date,
        following the transfer of the Mortgage Loans to it by the Sellers, the Depositor
        had good title to the Mortgage Loans and the related Mortgage Notes were
        subject
        to no offsets, claims, defenses or counterclaims.

       

      It
        is
        understood and agreed that the representations and warranties set forth in
        this
        Section 2.04 shall survive delivery of the Mortgage Files to the Trustee
        or the
        Custodian for the benefit of the Certificateholders. Upon discovery by the
        Depositor or the Trustee of a breach of such representations and warranties,
        the
        party discovering such breach shall give prompt written notice to the others
        and
        to each Rating Agency.

       

      Section
        2.05  Delivery
        of Opinion of Counsel in Connection with Substitutions and
        Repurchases. 

       

      (a)  Notwithstanding
        any contrary provision of this Agreement, with respect to any Mortgage Loan
        that
        is not in default or as to which default is not reasonably foreseeable, no
        repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made
        unless the Sponsor delivers to the Trustee an Opinion of Counsel, addressed
        to
        the Trustee, to the effect that such repurchase or substitution would not
        (i)
        result in the imposition of the tax on “prohibited transactions” of REMIC I,
        REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
        REMIC
        IX or REMIC X or contributions after the Closing Date, as defined in Sections
        860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC
        I,
        REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
        REMIC
        IX or REMIC X to fail to qualify as a REMIC at any time that any Certificates
        are outstanding. Any Mortgage Loan as to which repurchase or substitution
        was
        delayed pursuant to this paragraph shall be repurchased or the substitution
        therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon
        the
        earlier of (a) the occurrence of a default or default becoming reasonably
        foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee
        of
        an Opinion of Counsel addressed to the Trustee to the effect that such
        repurchase or substitution, as applicable, will not result in the events
        described in clause (i) or clause (ii) of the preceding sentence.

       

      (b)  Upon
        discovery by the Depositor, the Seller or the Master Servicer that any Mortgage
        Loan does not constitute a “qualified mortgage” within the meaning of section
        860G(a)(3) of the Code, the party discovering such fact shall promptly (and
        in
        any event within 5 Business Days of discovery) give written notice thereof
        to
        the other parties and the Trustee. In connection therewith, the Trustee shall
        require the Seller at it’s option, to either (i) substitute, if the conditions
        in Section 2.03 with respect to substitutions are satisfied, a Replacement
        Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected
        Mortgage Loan within 90 days of such discovery in the same manner as it would
        a
        Mortgage Loan for a breach of representation or warranty in accordance with
        Section 2.03. The Trustee shall reconvey to the Seller the Mortgage Loan
        to be
        released pursuant hereto (and the Custodian shall deliver the related Mortgage
        File) in the same manner, and on the same terms and conditions, as it would
        a
        Mortgage Loan repurchased for breach of a representation or warranty in
        accordance with Section 2.03.

       

      Section
        2.06  Countersignature
        and Delivery of Certificates. 

       

      (a)  The
        Trustee acknowledges the sale, transfer and assignment to it of the Trust
        Fund
        and, concurrently with such transfer and assignment, has executed, countersigned
        and delivered, to or upon the order of the Depositor, the Certificates in
        authorized denominations evidencing the entire ownership of the Trust Fund.
        The
        Trustee agrees to hold the Trust Fund and exercise the rights referred to
        above
        for the benefit of all present and future Holders of the Certificates and
        to
        perform the duties set forth in this Agreement in accordance with its
        terms.

       

      (b)  The
        Depositor concurrently with the execution and delivery hereof, does hereby
        transfer, assign, set over and otherwise convey in trust to the Trustee without
        recourse all the right, title and interest of the Depositor in and to the
        REMIC
        I Regular Interests, the REMIC II Regular Interests and the other assets
        of
        REMIC III for the benefit of the holders of the REMIC III Regular Interests
        and
        the Class I-R-2 Certificates. The Trustee acknowledges receipt of the REMIC
        I
        Regular Interests (which are uncertificated), the REMIC II Regular Interests
        (which are uncertificated) and the other assets of REMIC III and declares
        that
        it holds and will hold the same in trust for the exclusive use and benefit
        of
        the holders of the REMIC III Regular Interests and the Class I-R-2
        Certificates.

       

      (c)  The
        Depositor concurrently with the execution and delivery hereof, does hereby
        transfer, assign, set over and otherwise convey in trust to the Trustee without
        recourse all the right, title and interest of the Depositor in and to the
        REMIC
        III Regular Interests and the other assets of REMIC IV for the benefit of
        the
        holders of the Regular Certificates (other than the Class CE Certificates
        and
        the Class P Certificates), the Class CE Interests, the Class IO Interests,
        the
        Class P Interests and the Class I-R-3 Certificates. The Trustee acknowledges
        receipt of the REMIC III Regular Interests (which are uncertificated) and
        the
        other assets of REMIC IV and declares that it holds and will hold the same
        in
        trust for the exclusive use and benefit of the holders of the Regular
        Certificates (other than the Class CE Certificates and the Class P
        Certificates), the Class CE Interests, the Class IO Interests, the Class
        P
        Interests and the Class I-R-3 Certificates.

       

      (d)  The
        Depositor, concurrently with the execution and delivery hereof, does hereby
        transfer, assign, set over and otherwise convey in trust to the Trustee without
        recourse all the right, title and interest of the Depositor in and to the
        Class
        I-CE Interest for the benefit of the Holders of the REMIC V Certificates.
        The
        Trustee acknowledges receipt of the Class I-CE Interest (which is
        uncertificated) and declares that it holds and will hold the same in trust
        for
        the exclusive use and benefit of the Holders of the REMIC V
        Certificates.

       

      (e)  The
        Depositor, concurrently with the execution and delivery hereof, does hereby
        transfer, assign, set over and otherwise convey in trust to the Trustee without
        recourse all the right, title and interest of the Depositor in and to the
        Class
        I-P Interest for the benefit of the Holders of the REMIC VI Certificates.
        The
        Trustee acknowledges receipt of the Class I-P Interest (which is uncertificated)
        and declares that it holds and will hold the same in trust for the exclusive
        use
        and benefit of the Holders of the REMIC VI Certificates.

       

      (f)  The
        Depositor, concurrently with the execution and delivery hereof, does hereby
        transfer, assign, set over and otherwise convey in trust to the Trustee without
        recourse all the right, title and interest of the Depositor in and to the
        Class
        I-IO Interest for the benefit of the holders of the REMIC VII Interests.
        The
        Trustee acknowledges receipt of the Class I-IO Interest (which is
        uncertificated) and declares that it holds and will hold the same in trust
        for
        the exclusive use and benefit of the holders of the REMIC VII
        Interests.

       

      (g)  The
        Depositor, concurrently with the execution and delivery hereof, does hereby
        transfer, assign, set over and otherwise convey in trust to the Trustee without
        recourse all the right, title and interest of the Depositor in and to the
        Class
        II-CE Interest for the benefit of the Holders of the REMIC VIII Certificates.
        The Trustee acknowledges receipt of the Class II-CE Interest (which is
        uncertificated) and declares that it holds and will hold the same in trust
        for
        the exclusive use and benefit of the Holders of the REMIC VIII
        Certificates.

       

      (h)  The
        Depositor, concurrently with the execution and delivery hereof, does hereby
        transfer, assign, set over and otherwise convey in trust to the Trustee without
        recourse all the right, title and interest of the Depositor in and to the
        Class
        II-P Interest for the benefit of the Holders of the REMIC IX Certificates.
        The
        Trustee acknowledges receipt of the Class II-P Interest (which is
        uncertificated) and declares that it holds and will hold the same in trust
        for
        the exclusive use and benefit of the Holders of the REMIC IX
        Certificates.

       

      (i)  The
        Depositor, concurrently with the execution and delivery hereof, does hereby
        transfer, assign, set over and otherwise convey in trust to the Trustee without
        recourse all the right, title and interest of the Depositor in and to the
        Class
        II-IO Interest for the benefit of the holders of the REMIC X Interests. The
        Trustee acknowledges receipt of the Class II-IO Interest (which is
        uncertificated) and declares that it holds and will hold the same in trust
        for
        the exclusive use and benefit of the holders of the REMIC X
        Interests.

       

      Section
        2.07  Purposes
        and Powers of the Trust. 

       

      The
        purpose of the common law trust, as created hereunder, is to engage in the
        following activities:

       

      (a)  acquire
        and hold, as set forth in this Agreement, the Mortgage Loans and the other
        assets of the Trust Fund and the proceeds therefrom for the benefit of the
        Certificateholders;

       

      (b)  to
        issue
        the Certificates sold to the Depositor in exchange for the Mortgage Loans
        and
        any other assets of the Trust;

       

      (c)  to
        make
        distributions on the Certificates;

       

      (d)  to
        engage
        in those activities that are necessary, suitable or convenient to accomplish
        the
        foregoing or are incidental thereto or connected therewith; and

       

      (e)  subject
        to compliance with this Agreement, to engage in such other activities as
        may be
        required in connection with conservation of the Trust Fund and the making
        of
        distributions to the Certificateholders.

       

      The
        Trust
        is hereby authorized to engage in the foregoing activities. Neither the Trustee
        nor the Master Servicer shall cause the Trust to engage in any activity other
        than in connection with the foregoing or other than as required or authorized
        by
        the terms of this Agreement while any Certificate is outstanding.

       

      

       

      ARTICLE
        III

       

      ADMINISTRATION
        AND SERVICING OF THE MORTGAGE LOANS

       

      Section
        3.01  The
        Master Servicer to act as Master Servicer. 

       

      The
        Master Servicer shall service and administer the Mortgage Loans in accordance
        with customary and usual standards of practice of prudent mortgage loan
        servicers in the respective states in which the related Mortgaged Properties
        are
        located. In connection with such servicing and administration, the Master
        Servicer shall have full power and authority, acting alone and/or through
        subservicers as provided in Section 3.03, to do or cause to be done any and
        all
        things that it may deem necessary or desirable in connection with such servicing
        and administration, including but not limited to, the power and authority,
        subject to the terms hereof (i) to execute and deliver, on behalf of the
        Certificateholders and the Trustee, customary consents or waivers and other
        instruments and documents, (ii) to consent to transfers of any related Mortgaged
        Property and assumptions of the Mortgage Notes and related Mortgages (but
        only
        in the manner provided herein), (iii) to collect any Insurance Proceeds and
        other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to
        Section
        3.09, to effectuate foreclosure or other conversion of the ownership of the
        Mortgaged Property securing any Mortgage Loan; provided that the Master Servicer
        shall take no action that is inconsistent with or prejudices the interests
        of
        the Trust Fund or the Certificateholders in any Mortgage Loan or the rights
        and
        interests of the Depositor or the Trustee under this Agreement.

       

      Without
        limiting the generality of the foregoing, the Master Servicer, in its own
        name
        or in the name of the Trust, the Depositor or the Trustee, is hereby authorized
        and empowered by the Trust, the Depositor and the Trustee, when the Master
        Servicer believes it appropriate in its reasonable judgment, to execute and
        deliver, on behalf of the Trustee, the Depositor, the Certificateholders
        or any
        of them, any and all instruments of satisfaction or cancellation, or of partial
        or full release or discharge and all other comparable instruments, with respect
        to the Mortgage Loans, and with respect to the Mortgaged Properties held
        for the
        benefit of the Certificateholders. The Master Servicer shall prepare and
        deliver
        to the Depositor and/or the Trustee such documents requiring execution and
        delivery by any or all of them as are necessary or appropriate to enable
        the
        Master Servicer to service and administer the Mortgage Loans. Upon receipt
        of
        such documents, the Depositor and/or the Trustee shall execute such documents
        and deliver them to the Master Servicer.

       

      In
        accordance with the standards of the first paragraph of this Section 3.01,
        the
        Master Servicer shall advance or cause to be advanced funds as necessary
        for the
        purpose of effecting the payment of taxes and assessments on the related
        Mortgaged Properties, which advances shall be reimbursable in the first instance
        from related collections from the Mortgagors pursuant to Section 4.03, and
        further as provided in Section 4.02. All costs incurred by the Master Servicer,
        if any, in effecting the timely payments of taxes and assessments on the
        related
        Mortgaged Properties and related insurance premiums shall not, for the purpose
        of calculating monthly distributions to the related Certificateholders, be
        added
        to the Stated Principal Balance under the Mortgage Loans, notwithstanding
        that
        the terms of such Mortgage Loans so permit.

       

      Section
        3.02  Due-on-Sale
        Clauses; Assumption Agreements. 

       

      (a)  Except
        as
        otherwise provided in this Section 3.02, when any property subject to a Mortgage
        has been or is about to be conveyed by the Mortgagor, the Master Servicer
        shall
        to the extent that it has knowledge of such conveyance, enforce any due-on-sale
        clause contained in any Mortgage Note or Mortgage, to the extent permitted
        under
        applicable law and governmental regulations, but only to the extent that
        such
        enforcement will not adversely affect or jeopardize coverage under any Required
        Insurance Policy. Notwithstanding the foregoing, the Master Servicer is not
        required to exercise such rights with respect to a Mortgage Loan if the Person
        to whom the related Mortgaged Property has been conveyed or is proposed to
        be
        conveyed satisfies the terms and conditions contained in the Mortgage Note
        and
        Mortgage related thereto and the consent of the mortgagee under such Mortgage
        Note or Mortgage is not otherwise so required under such Mortgage Note or
        Mortgage as a condition to such transfer. In the event that the Master Servicer
        is prohibited by law from enforcing any such due-on-sale clause, or if coverage
        under any Required Insurance Policy would be adversely affected, or if
        nonenforcement is otherwise permitted hereunder, the Master Servicer is
        authorized, subject to Section 3.02(b), to take or enter into an assumption
        and
        modification agreement from or with the person to whom such property has
        been or
        is about to be conveyed, pursuant to which such person becomes liable under
        the
        Mortgage Note and, unless prohibited by applicable state law, the Mortgagor
        remains liable thereon, provided that the Mortgage Loan shall continue to
        be
        covered (if so covered before the Master Servicer enters such agreement)
        by the
        applicable Required Insurance Policies. The Master Servicer, subject to Section
        3.02(b), is also authorized with the prior approval of the insurers under
        any
        Required Insurance Policies to enter into a substitution of liability agreement
        with such Person, pursuant to which the original Mortgagor is released from
        liability and such Person is substituted as Mortgagor and becomes liable
        under
        the Mortgage Note. Notwithstanding the foregoing, the Master Servicer shall
        not
        be deemed to be in default under this Section 3.02(a) by reason of any transfer
        or assumption that the Master Servicer reasonably believes it is restricted
        by
        law from preventing.

       

      (b)  Subject
        to the Master Servicer’s duty to enforce any due-on-sale clause to the extent
        set forth in Section 3.02(a), in any case in which a Mortgaged Property has
        been
        conveyed to a Person by a Mortgagor, and such Person is to enter into an
        assumption agreement or modification agreement or supplement to the Mortgage
        Note or Mortgage that requires the signature of the Trustee, or if an instrument
        of release signed by the Trustee is required releasing the Mortgagor from
        liability on the related Mortgage Loan, the Master Servicer shall prepare
        and
        deliver or cause to be prepared and delivered to the Trustee for signature
        and
        shall direct, in writing, the Trustee to execute the assumption agreement
        with
        the Person to whom the Mortgaged Property is to be conveyed and such
        modification agreement or supplement to the Mortgage Note or Mortgage or
        other
        instruments as are reasonable or necessary to carry out the terms of the
        Mortgage Note or Mortgage or otherwise to comply with any applicable laws
        regarding assumptions or the transfer of the Mortgaged Property to such Person.
        In connection with any such assumption, no material term of the Mortgage
        Note
        (including, but not limited to, the Mortgage Rate, the amount of the Scheduled
        Payment and any other term affecting the amount or timing of payment on the
        Mortgage Loan) may be changed. In addition, the substitute Mortgagor and
        the
        Mortgaged Property must be acceptable to the Master Servicer in accordance
        with
        its servicing standards as then in effect. The Master Servicer shall notify
        the
        Trustee that any such substitution or assumption agreement has been completed
        by
        forwarding to the Trustee the original of such substitution or assumption
        agreement, which in the case of the original shall be added to the related
        Mortgage File and shall, for all purposes, be considered a part of such Mortgage
        File to the same extent as all other documents and instruments constituting
        a
        part thereof. Any fee collected by the Master Servicer for entering into
        an
        assumption or substitution of liability agreement will be retained by the
        Master
        Servicer as additional servicing compensation.

       

      Section
        3.03  Subservicers. 

       

      The
        Master Servicer shall perform all of its servicing responsibilities hereunder
        or
        may cause a subservicer to perform any such servicing responsibilities on
        its
        behalf, but the use by the Master Servicer of a subservicer shall not release
        the Master Servicer from any of its obligations hereunder and the Master
        Servicer shall remain responsible hereunder for all acts and omissions of
        each
        subservicer as fully as if such acts and omissions were those of the Master
        Servicer. The Master Servicer shall pay all fees of each subservicer from
        its
        own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to
        the Master Servicer hereunder.

       

      At
        the
        cost and expense of the Master Servicer, without any right of reimbursement
        from
        its Protected Account, the Master Servicer shall be entitled to terminate
        the
        rights and responsibilities of a subservicer and arrange for any servicing
        responsibilities to be performed by a successor subservicer; provided, however,
        that nothing contained herein shall be deemed to prevent or prohibit the
        Master
        Servicer, at the Master Servicer’s option, from electing to service the related
        Mortgage Loans itself. In the event that the Master Servicer’s responsibilities
        and duties under this Agreement are terminated pursuant to Section 8.01,
        the
        Master Servicer shall at its own cost and expense terminate the rights and
        responsibilities of each subservicer effective as of the date of termination
        of
        the Master Servicer. The Master Servicer shall pay all fees, expenses or
        penalties necessary in order to terminate the rights and responsibilities
        of
        each subservicer from the Master Servicer’s own funds without reimbursement from
        the Trust Fund.

       

      Notwithstanding
        the foregoing, the Master Servicer shall not be relieved of its obligations
        hereunder and shall be obligated to the same extent and under the same terms
        and
        conditions as if it alone were servicing and administering the Mortgage Loans.
        The Master Servicer shall be entitled to enter into an agreement with a
        subservicer for indemnification of the Master Servicer by the subservicer
        and
        nothing contained in this Agreement shall be deemed to limit or modify such
        indemnification.

       

      Any
        subservicing agreement and any other transactions or services relating to
        the
        Mortgage Loans involving a subservicer shall be deemed to be between such
        subservicer and the Master Servicer alone, and the Trustee shall not have
        any
        obligations, duties or liabilities with respect to such subservicer including
        any obligation, duty or liability of the Trustee to pay such subservicer’s fees
        and expenses. Each subservicing agreement shall provide that such agreement
        may
        be assumed or terminated without cause or penalty by the Trustee or other
        Successor Master Servicer in the event the Master Servicer is terminated
        in
        accordance with this Agreement. For purposes of remittances to the Trustee
        pursuant to this Agreement, the Master Servicer shall be deemed to have received
        a payment on a Mortgage Loan when a subservicer has received such
        payment.

       

      Section
        3.04  Documents,
        Records and Funds in Possession of the Master Servicer To Be Held for
        Trustee. 

       

      Notwithstanding
        any other provisions of this Agreement, the Master Servicer shall transmit
        to
        the Trustee or the Custodian on behalf of the Trustee as required by this
        Agreement all documents and instruments in respect of a Mortgage Loan coming
        into the possession of the Master Servicer from time to time and shall account
        fully to the Trustee for any funds received by the Master Servicer or that
        otherwise are collected by the Master Servicer as Liquidation Proceeds,
        Insurance Proceeds or Subsequent Recoveries in respect of any such Mortgage
        Loan. All Mortgage Files and funds collected or held by, or under the control
        of, the Master Servicer in respect of any Mortgage Loans, whether from the
        collection of principal and interest payments or from Liquidation Proceeds
        or
        Subsequent Recoveries, including but not limited to, any funds on deposit
        in the
        Protected Account, shall be held by the Master Servicer for and on behalf
        of the
        Trustee and shall be and remain the sole and exclusive property of the Trustee,
        subject to the applicable provisions of this Agreement. The Master Servicer
        also
        agrees that it shall not create, incur or subject any Mortgage File or any
        funds
        that are deposited in the Protected Account or in any Escrow Account, or
        any
        funds that otherwise are or may become due or payable to the Trustee for
        the
        benefit of the Certificateholders, to any claim, lien, security interest,
        judgment, levy, writ of attachment or other encumbrance, or assert by legal
        action or otherwise any claim or right of set off against any Mortgage File
        or
        any funds collected on, or in connection with, a Mortgage Loan, except, however,
        that the Master Servicer shall be entitled to set off against and deduct
        from
        any such funds any amounts that are properly due and payable to the Master
        Servicer under this Agreement.

       

      Section
        3.05  Maintenance
        of Hazard Insurance. 

       

      The
        Master Servicer shall cause to be maintained, for each Mortgage Loan, hazard
        insurance on buildings upon, or comprising part of, the Mortgaged Property
        against loss by fire, hazards of extended coverage and such other hazards
        as are
        customary in the area where the related Mortgaged Property is located with
        an
        insurer which is licensed to do business in the state where the related
        Mortgaged Property is located. Each such policy of standard hazard insurance
        shall contain, or have an accompanying endorsement that contains, a standard
        mortgagee clause. The Master Servicer shall also cause flood insurance to
        be
        maintained on property acquired upon foreclosure or deed in lieu of foreclosure
        of any Mortgage Loan, to the extent described below. Pursuant to Section
        4.01,
        any amounts collected by the Master Servicer under any such policies (other
        than
        the amounts to be applied to the restoration or repair of the related Mortgaged
        Property or property thus acquired or amounts released to the Mortgagor in
        accordance with the Master Servicer’s normal servicing procedures) shall be
        deposited in the Protected Account. Any cost incurred by the Master Servicer
        in
        maintaining any such insurance shall not, for the purpose of calculating
        monthly
        distributions to the Certificateholders or remittances to the Trustee for
        their
        benefit, be added to the principal balance of the Mortgage Loan, notwithstanding
        that the terms of the Mortgage Loan so permit. Such costs shall be recoverable
        by the Master Servicer out of late payments by the related Mortgagor or out
        of
        Liquidation Proceeds to the extent permitted by Section 4.02. It is understood
        and agreed that no earthquake or other additional insurance is to be required
        of
        any Mortgagor or maintained on property acquired in respect of a Mortgage
        other
        than pursuant to such applicable laws and regulations as shall at any time
        be in
        force and as shall require such additional insurance. If the Mortgaged Property
        is located at the time of origination of the Mortgage Loan in a federally
        designated special flood hazard area and such area is participating in the
        national flood insurance program, the Master Servicer shall cause flood
        insurance to be maintained with respect to such Mortgage Loan. Such flood
        insurance shall be in an amount equal to the least of (i) the Stated Principal
        Balance of the related Mortgage Loan, (ii) minimum amount required to compensate
        for damage or loss on a replacement cost basis or (iii) the maximum amount
        of
        such insurance available for the related Mortgaged Property under the Flood
        Disaster Protection Act of 1973, as amended.

       

      In
        the
        event that the Master Servicer shall obtain and maintain a blanket policy
        insuring against hazard losses on all of the Mortgage Loans, it shall
        conclusively be deemed to have satisfied its obligations as set forth in
        the
        first sentence of this Section 3.05, it being understood and agreed that
        such
        policy may contain a deductible clause on terms substantially equivalent
        to
        those commercially available and maintained by comparable servicers. If such
        policy contains a deductible clause, the Master Servicer shall, in the event
        that there shall not have been maintained on the related Mortgaged Property
        a
        policy complying with the first sentence of this Section 3.05, and there
        shall
        have been a loss that would have been covered by such policy, deposit in
        the
        Protected Account the amount not otherwise payable under the blanket policy
        because of such deductible clause. Such deposit shall be from the Master
        Servicer’s own funds without reimbursement therefor. In connection with its
        activities as administrator and servicer of the Mortgage Loans, the Master
        Servicer agrees to present, on behalf of itself, the Depositor and the Trustee
        for the benefit of the Certificateholders claims under any such blanket
        policy.

       

      Section
        3.06  Presentment
        of Claims and Collection of Proceeds. 

       

      The
        Master Servicer shall prepare and present on behalf of the Trustee and the
        related Certificateholders all claims under the Insurance Policies and take
        such
        actions (including the negotiation, settlement, compromise or enforcement
        of the
        insured’s claim) as shall be necessary to realize recovery under such Insurance
        Policies. Any proceeds with respect to a Loan Group disbursed to the Master
        Servicer in respect of such Insurance Policies shall be promptly deposited
        in
        the Protected Account upon receipt, except that any amounts that are to be
        applied upon receipt to the repair or restoration of the related Mortgaged
        Property, which repair or restoration the owner of such Mortgaged Property
        or
        EMC, as applicable, has agreed to make as a condition precedent to the
        presentation of its claims on the Mortgage Loan under the applicable Insurance
        Policy, need not be so deposited (or remitted).

       

      Section
        3.07  Maintenance
        of the Primary Mortgage Insurance Policies. 

       

      (a)  The
        Master Servicer shall not take any action that would result in noncoverage
        under
        any applicable Primary Mortgage Insurance Policy of any loss which, but for
        the
        actions of the Master Servicer would have been covered thereunder. The Master
        Servicer shall use its best efforts to keep in force and effect (to the extent
        that the Mortgage Loan requires the Mortgagor to maintain such insurance),
        Primary Mortgage Insurance applicable to each Mortgage Loan. The Master Servicer
        shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy
        that is in effect at the date of the initial issuance of the Mortgage Note
        and
        is required to be kept in force hereunder.

       

      (b)  The
        Master Servicer agrees to present on behalf of the Trustee, the
        Certificateholders claims to the insurer under any Primary Mortgage Insurance
        Policies and, in this regard, to take such reasonable action as shall be
        necessary to permit recovery under any Primary Mortgage Insurance Policies
        respecting defaulted Mortgage Loans. Pursuant to Section 4.01, any amounts
        collected by the Master Servicer under any Primary Mortgage Insurance Policies
        with respect to a Loan Group shall be deposited in the Protected Account
        with
        respect to such Loan Group, subject to withdrawal pursuant to Section 4.02
        hereof. 

       

      Section
        3.08  Fidelity
        Bond, Errors and Omissions Insurance. 

       

      The
        Master Servicer shall maintain, at its own expense, a blanket fidelity bond
        and
        an errors and omissions insurance policy, with broad coverage with responsible
        companies on all officers, employees or other persons acting in any capacity
        with regard to the Mortgage Loans and who handle funds, money, documents
        and
        papers relating to the Mortgage Loans. The fidelity bond and errors and
        omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond
        and shall protect and insure the Master Servicer against losses, including
        forgery, theft, embezzlement, fraud, errors and omissions and negligent acts
        of
        such persons. Such fidelity bond shall also protect and insure the Master
        Servicer against losses in connection with the failure to maintain any insurance
        policies required pursuant to this Agreement and the release or satisfaction
        of
        a Mortgage Loan which is not in accordance with Accepted Servicing Practices.
        No
        provision of this Section 3.08 requiring the fidelity bond and errors and
        omissions insurance shall diminish or relieve the Master Servicer from its
        duties and obligations as set forth in this Agreement. The minimum coverage
        under any such bond and insurance policy shall be at least equal to the
        corresponding amounts required by Accepted Servicing Practices. The Master
        Servicer shall deliver to the Trustee a certificate from the surety and the
        insurer as to the existence of the fidelity bond and errors and omissions
        insurance policy and shall obtain a statement from the surety and the insurer
        that such fidelity bond or insurance policy shall in no event be terminated
        or
        materially modified without thirty days prior written notice to the Trustee.
        The
        Master Servicer shall notify the Trustee within five business days of receipt
        of
        notice that such fidelity bond or insurance policy will be, or has been,
        materially modified or terminated. The Trustee for the benefit of the
        Certificateholders must be named as loss payees on the fidelity bond and
        as
        additional insured on the errors and omissions policy.

       

      Section
        3.09  Realization
        Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds
        and
        Realized Losses; Repurchases of Certain Mortgage Loans. 

       

      (a)  The
        Master Servicer shall use reasonable efforts to foreclose upon or otherwise
        comparably convert the ownership of properties securing such of the Mortgage
        Loans as come into and continue in default and as to which no satisfactory
        arrangements can be made for collection of delinquent payments. In connection
        with such foreclosure or other conversion, the Master Servicer shall follow
        such
        practices and procedures as it shall deem necessary or advisable and as shall
        be
        normal and usual in its general mortgage servicing activities and the
        requirements of the insurer under any Required Insurance Policy; provided
        that
        the Master Servicer shall not be required to expend its own funds in connection
        with any foreclosure or towards the restoration of any property unless it
        shall
        determine (i) that such restoration and/or foreclosure will increase the
        proceeds of liquidation of the Mortgage Loan after reimbursement to itself
        of
        such expenses and (ii) that such expenses will be recoverable to it through
        Insurance Proceeds, Liquidation Proceeds (respecting which it shall have
        priority for purposes of withdrawals from the Protected Account pursuant
        to
        Section 4.02). If the Master Servicer reasonably believes that Liquidation
        Proceeds with respect to any such Mortgage Loan would not be increased as
        a
        result of such foreclosure or other action, such Mortgage Loan will be
        charged-off and will become a Liquidated Loan. The Master Servicer will give
        notice of any such charge-off to the Trustee. The Master Servicer shall be
        responsible for all other costs and expenses incurred by it in any such
        proceedings; provided that such costs and expenses shall be Servicing Advances
        and that it shall be entitled to reimbursement thereof from the proceeds
        of
        liquidation of the related Mortgaged Property from the related Loan Group,
        as
        contemplated in Section 4.02. If the Master Servicer has knowledge that a
        Mortgaged Property that the Master Servicer is contemplating acquiring in
        foreclosure or by deed- in-lieu of foreclosure is located within a one-mile
        radius of any site with environmental or hazardous waste risks known to the
        Master Servicer, the Master Servicer will, prior to acquiring the Mortgaged
        Property, consider such risks and only take action in accordance with its
        established environmental review procedures.

       

      With
        respect to any REO Property, the deed or certificate of sale shall be taken
        in
        the name of the Trustee for the benefit of the Certificateholders (or the
        Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall
        be placed on the title to such REO Property solely as the Trustee hereunder
        and
        not in its individual capacity. The Master Servicer shall ensure that the
        title
        to such REO Property references this Agreement and the Trustee’s capacity
        hereunder. Pursuant to its efforts to sell such REO Property, the Master
        Servicer shall either itself or through an agent selected by the Master Servicer
        protect and conserve such REO Property in the same manner and to such extent
        as
        is customary in the locality where such REO Property is located and may,
        incident to its conservation and protection of the interests of the related
        Certificateholders, rent the same, or any part thereof, as the Master Servicer
        deems to be in the best interest of the Master Servicer and the related
        Certificateholders for the period prior to the sale of such REO Property.
        The
        Master Servicer shall prepare for and deliver to the Trustee a statement
        with
        respect to each REO Property that has been rented showing the aggregate rental
        income received and all expenses incurred in connection with the management
        and
        maintenance of such REO Property at such times as is necessary to enable
        the
        Trustee to comply with the reporting requirements of the REMIC Provisions.
        The
        net monthly rental income, if any, from such REO Property shall be deposited
        in
        the Protected Account with respect to the applicable Loan Group no later
        than
        the close of business on each Determination Date. The Master Servicer shall
        perform the tax reporting and withholding related to foreclosures, abandonments
        and cancellation of indebtedness income as specified by Sections 1445, 6050J
        and
        6050P of the Code by preparing and filing such tax and information returns,
        as
        may be required.

       

      In
        the
        event that the Trust Fund acquires any Mortgaged Property as aforesaid or
        otherwise in connection with a default or reasonably foreseeable default
        on a
        Mortgage Loan, the Master Servicer shall dispose of such Mortgaged Property
        prior to three years after its acquisition by the Trust Fund or, at the expense
        of the Trust Fund, request more than 60 days prior to the day on which such
        three-year period would otherwise expire, an extension of the three-year
        grace
        period unless the Trustee shall have been supplied with an Opinion of Counsel
        addressed to the Trustee (such opinion not to be an expense of the Trustee)
        to
        the effect that the holding by the Trust Fund of such Mortgaged Property
        subsequent to such three-year period will not result in the imposition of
        taxes
        on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V,
        REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X as defined in Section
        860F
        of the Code or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC
        V,
        REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to fail to qualify as
        a
        REMIC at any time that any Certificates are outstanding, in which case the
        Trust
        Fund may continue to hold such Mortgaged Property (subject to any conditions
        contained in such Opinion of Counsel). Notwithstanding any other provision
        of
        this Agreement, no Mortgaged Property acquired by the Trust Fund shall be
        rented
        (or allowed to continue to be rented) or otherwise used for the production
        of
        income by or on behalf of the Trust Fund in such a manner or pursuant to
        any
        terms that would (i) cause such Mortgaged Property to fail to qualify as
        “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or
        (ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
        VI,
        REMIC VII, REMIC VIII, REMIC IX or REMIC X to the imposition of any federal,
        state or local income taxes on the income earned from such Mortgaged Property
        under Section 860G(c) of the Code or otherwise, unless the Master Servicer
        has
        agreed to indemnify and hold harmless the Trust Fund with respect to the
        imposition of any such taxes.

       

      The
        decision of the Master Servicer to foreclose on a defaulted Mortgage Loan
        shall
        be subject to a determination by the Master Servicer that the proceeds of
        such
        foreclosure would exceed the costs and expenses of bringing such a proceeding.
        The income earned from the management of any Mortgaged Properties acquired
        through foreclosure or other judicial proceeding, net of reimbursement to
        the
        Master Servicer for expenses incurred (including any property or other taxes)
        in
        connection with such management and net of unreimbursed Servicing Fees,
        Advances, Servicing Advances and any management fee paid or to be paid with
        respect to the management of such Mortgaged Property, shall be applied to
        the
        payment of principal of, and interest on, the related defaulted Mortgage
        Loans
        (with interest accruing as though such Mortgage Loans were still current)
        and
        all such income shall be deemed, for all purposes in the Agreement, to be
        payments on account of principal and interest on the related Mortgage Notes
        and
        shall be deposited into the Protected Account with respect to the related
        Loan
        Group. To the extent the income received during a Prepayment Period is in
        excess
        of the amount attributable to amortizing principal and accrued interest at
        the
        related Mortgage Rate on the related Mortgage Loan, such excess shall be
        considered to be a partial Principal Prepayment with respect to the related
        Loan
        Group for all purposes hereof.

       

      The
        Liquidation Proceeds with respect to each Loan Group from any liquidation
        of a
        related Mortgage Loan, net of any payment to the Master Servicer as provided
        above, shall be deposited in the Protected Account upon
        receipt and made available on
        the
        next succeeding Determination Date following receipt thereof for distribution
        on
        the related Distribution Date, except that any Excess Liquidation Proceeds
        with
        respect to each Loan Group shall be retained by the Master Servicer as
        additional servicing compensation.

       

      The
        proceeds of any Liquidated Loan from each Loan Group, as well as any recovery
        resulting from a partial collection of related Liquidation Proceeds or any
        income from a related REO Property, will be applied in the following order
        of
        priority: first, to reimburse the Master Servicer for any related unreimbursed
        Servicing Advances and Servicing Fees, pursuant to Section 4.02 or this Section
        3.09; second, to reimburse the Master Servicer for any unreimbursed Advances
        with respect to such Loan Group, pursuant to Section 4.02 or this Section
        3.09;
        third, to accrued and unpaid interest (to the extent no Advance has been
        made
        for such amount) on the Mortgage Loan or related REO Property, at the Net
        Mortgage Rate to the first day of the month in which such amounts are required
        to be distributed; and fourth, as a recovery of principal of the Mortgage
        Loan.

       

      (b)  On
        each
        Determination Date, the Master Servicer shall determine with respect to each
        Loan Group the respective aggregate amounts of Excess Liquidation Proceeds
        and
        Realized Losses, if any, for the related Prepayment Period.

       

      (c)  The
        Master Servicer has no intent to foreclose on any Mortgage Loan based on
        the
        delinquency characteristics as of the Closing Date; provided, that the foregoing
        does not prevent the Master Servicer from initiating foreclosure proceedings
        on
        any date hereafter if the facts and circumstances of such Mortgage Loans
        including delinquency characteristics in the Master Servicer’s discretion so
        warrant such action.

       

      Section
        3.10  Servicing
        Compensation. 

       

      As
        compensation for its activities hereunder, the Master Servicer shall be entitled
        to retain or withdraw from the Protected Account out of each payment of interest
        on a Mortgage Loan included in the Trust Fund an amount equal to the Servicing
        Fee.

       

      Additional
        servicing compensation in the form of any Excess Liquidation Proceeds,
        assumption fees, late payment charges, all Prepayment Interest Excess on
        any
        Mortgage Loan, other ancillary income, all income and gain net of any losses
        realized from Permitted Investments with respect to funds in or credited
        to the
        Protected Account shall be retained by the Master Servicer to the extent
        not
        required to be deposited in the Protected Account pursuant to Section 4.02.
        The
        Master Servicer shall be required to pay all expenses incurred by it in
        connection with its servicing activities hereunder (including payment of
        any
        premiums for hazard insurance, as required by Section 3.05 and maintenance
        of
        the other forms of insurance coverage required by Section 3.07) and shall
        not be
        entitled to reimbursement therefor except as specifically provided in Section
        4.02.

       

      Section
        3.11  REO
        Property. 

       

      (a)  In
        the
        event the Trust Fund acquires ownership of any REO Property in respect of
        any
        related Mortgage Loan, the deed or certificate of sale shall be issued to
        the
        Trustee, or to its nominee, on behalf of the related Certificateholders.
        The
        Master Servicer shall sell any REO Property as expeditiously as possible
        and in
        accordance with the provisions of this Agreement. Pursuant to its efforts
        to
        sell such REO Property, the Master Servicer shall protect and conserve such
        REO
        Property in the manner and to the extent required herein, in accordance with
        the
        REMIC Provisions.

       

      (b)  The
        Master Servicer shall deposit all funds with respect to each Loan Group
        collected and received in connection with the operation of any REO Property
        into
        the Protected Account.

       

      (c)  The
        Master Servicer, upon the final disposition of any REO Property, shall be
        entitled to reimbursement from such Loan Group for any related unreimbursed
        Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation
        Proceeds received in connection with the final disposition of such REO Property;
        provided, that any such unreimbursed Advances or Servicing Fees as well as
        any
        unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior
        to
        final disposition, out of any net rental income or other net amounts derived
        from such REO Property.

       

      Section
        3.12  Liquidation
        Reports. 

       

      Upon
        the
        foreclosure of any Mortgaged Property or the acquisition thereof by the Trust
        Fund pursuant to a deed-in-lieu of foreclosure, the Master Servicer shall
        submit
        a liquidation report to the Trustee containing such information as shall
        be
        mutually acceptable to the Master Servicer and the Trustee with respect to
        such
        Mortgaged Property.

       

      Section
        3.13  Annual
        Statement as to Compliance. 

       

      The
        Master Servicer and the Trustee shall deliver to the Master Servicer, the
        Depositor and the Trustee, not later than March 15th
        of each
        calendar year beginning in 2007, an Officer’s Certificate (an “Annual Statement
        of Compliance”) stating, as to each signatory thereof, that (i) a review of the
        activities of each such party during the preceding calendar year and of its
        performance under this Agreement has been made under such officer’s supervision
        and (ii) to the best of such officer’s knowledge, based on such review, each
        such party has fulfilled all of its obligations under this Agreement in all
        material respects throughout such year or, if there has been a failure to
        fulfill any such obligation in any material respect, specifying each such
        failure known to such officer and the nature and status thereof. Such Annual
        Statement of Compliance shall contain no restrictions or limitations on its
        use.
        In the event that the Master Servicer or the Trustee has delegated any servicing
        responsibilities with respect to the Mortgage Loans to a subservicer or
        subcontractor, such servicer or subcontractor shall be directed by such
        delegating party to deliver a similar Annual Statement of Compliance by such
        subservicer or subcontractor to the Master Servicer, the Depositor and the
        Trustee as described above as and when required with respect to the Master
        Servicer and the Trustee.

       

      Failure
        of the Master Servicer to comply with this Section 3.13 (including
        with respect to the time frames required in this Section)
        shall be
        deemed an Event of Default with respect to such party, and the Trustee at
        the
        direction of the Depositor shall, in addition to whatever rights the Trustee
        may
        have under this Agreement and at law or in equity or to damages, including
        injunctive relief and specific performance, upon notice immediately terminate
        all the rights and obligations of the Master Servicer under this Agreement
        and
        in and to the Mortgage Loans and the proceeds thereof without compensating
        the
        Master Servicer for the same. Failure of the Trustee to comply with this
        Section
        3.13 (including with respect to the time frames required in this Section)
        which
        failure results in a failure to timely file the Form 10-K shall be deemed
        a
        default which may result in the termination of the Trustee pursuant to Section
        9.08 of this Agreement and the Depositor may, in addition to whatever rights
        the
        Depositor may have under this Agreement and at law or in equity or to damages,
        including injunctive relief and specific performance, upon notice immediately
        terminate all of the rights and obligations of the Trustee under this Agreement
        and in and to the Mortgage Loans and the proceeds thereof without compensating
        the Trustee for the same. This paragraph shall supersede any other provision
        in
        this Agreement or any other agreement to the contrary.

       

      In
        the
        event the Master Servicer, the Trustee or any subservicer or subcontractor
        engaged by either such party is terminated or resigns pursuant to the terms
        of
        the Agreement, or any other applicable agreement in the case of a subservicer
        or
        subcontractor, as the case may be, such party shall provide an Annual Statement
        of Compliance pursuant to this Section 3.13 or to the related section of
        such
        other applicable agreement, as the case may be, as to the performance of
        its
        obligations with respect to the period of time it was subject to this Agreement
        or any other applicable agreement, as the case may be notwithstanding any
        such
        termination or resignation.

      

      Section
        3.14  Assessments
        of Compliance and Attestation Reports. 

       

      The
        Master Servicer shall service and administer the Mortgage Loans in accordance
        with all applicable requirements of the Servicing Criteria. Pursuant to Rules
        13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, each
        of
        the Master Servicer, the Trustee and the Custodian (each, an “Attesting Party”)
        at its own expense shall deliver to the Trustee, the Master Servicer and
        the
        Depositor on or before March 15th
        of
        each
        calendar year beginning in 2007, a report signed by an authorized officer
        of
        such party regarding such Attesting Party’s assessment of compliance (an
“Assessment of Compliance”) with the Servicing Criteria during the preceding
        calendar year. The Assessment of Compliance, as set forth in Regulation AB,
        must
        contain the following:

       

      (a)  A
        statement by such officer of its responsibility for assessing compliance
        with
        the Servicing Criteria applicable to the related Attesting Party;

       

      (b)  A
        statement by such officer that such Attesting Party used the Servicing Criteria
        attached as Exhibit P hereto, and which will also be attached to the Assessment
        of Compliance, to assess compliance with the Servicing Criteria applicable
        to
        the related Attesting Party;

       

      (c)  An
        assessment by such officer of the related Attesting Party’s compliance with the
        applicable Servicing Criteria for the period consisting of the preceding
        calendar year, including disclosure of any material instance of noncompliance
        with respect thereto during such period, which assessment shall be based
        on the
        activities such Attesting Party performs with respect to asset-backed securities
        transactions taken as a whole involving the related Attesting Party, that
        are
        backed by the same asset type as the Mortgage Loans;

       

      (d)  A
        statement that a registered public accounting firm has issued an attestation
        report on the related Attesting Party’s Assessment of Compliance for the period
        consisting of the preceding calendar year; and

       

      (e)  A
        statement as to which of the Servicing Criteria, if any, are not applicable
        to
        such Attesting Party, which statement shall be based on the activities such
        Attesting Party performs with respect to asset-backed securities transactions
        taken as a whole involving such Attesting Party, that are backed by the same
        asset type as the Mortgage Loans.

       

      Such
        report at a minimum shall address each of the Servicing Criteria specified
        on
        Exhibit P hereto which are indicated as applicable to the related Attesting
        Party.

       

      Notwithstanding
        the foregoing, as to the Trustee and any Custodian, an Assessment of Compliance
        is not required to be delivered unless it is required as part of a Form 10-K
        with respect to the Trust Fund.

       

      On
        or
        before March 15th of each calendar year beginning in 2007, each Attesting
        Party
        shall furnish to the Master Servicer, the Depositor and the Trustee a report
        (an
“Attestation Report”) by a registered public accounting firm that attests to,
        and reports on, the Assessment of Compliance made by the related Attesting
        Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item
        1122(b) of Regulation AB, which Attestation Report must be made in accordance
        with standards for attestation reports issued or adopted by the Public Company
        Accounting Oversight Board. 

       

      The
        Master Servicer shall cause any subservicer and each subcontractor determined
        by
        it to be “participating in the servicing function” within the meaning of Item
        1122 of Regulation AB, to deliver to the Trustee, the Master Servicer and
        the
        Depositor an Assessment of Compliance and Attestation Report as and when
        provided above along with an indication of what Servicing Criteria are addressed
        in such assessment.

       

      The
        Trustee shall confirm that the assessments, taken as a whole, address all
        of the
        Servicing Criteria and taken individually address the Servicing Criteria
        for
        each party as set forth on Exhibit P and notify the Depositor of any exceptions.
        Notwithstanding the foregoing, as to any subcontractor (as defined in the
        related servicing agreement), an Assessment of Compliance is not required
        to be
        delivered unless it is required as part of a Form 10-K with respect to the
        Trust
        Fund.

       

      In
        addition, for the avoidance of doubt and without duplication, the Master
        Servicer shall (and shall cause each subservicer engaged by it to) provide
        to
        the Depositor and the Trustee information concerning the following: (A) any
        Event of Default hereunder and any subservicer event of default under the
        terms
        of the related Subservicing Agreement, (B) any merger, consolidation or sale
        of
        substantially all of the assets of the Master Servicer or, to the best of
        the
        Master Servicer’s knowledge, any such subservicer, and (C) the Master Servicer’s
        entry into an agreement with a subservicer to perform or assist in the
        performance of any of the Master Servicer’s obligations. 

       

      In
        addition, the Master Servicer shall cause each subservicer engaged by it
        to
        provide the following information to the Depositor and the Trustee, to the
        extent applicable, within the timeframes that the Master Servicer would
        otherwise have to provide such information:

       

      (A) any
        material modifications, extensions or waivers of pool asset terms, fees,
        penalties or payments during the distribution period or that have cumulatively
        become material over time (Item 1121(a)(11) of Regulation AB);

       

      (B) information
        regarding material breaches of pool asset representations or warranties or
        transaction covenants (Item 1121(a)(12) of Regulation AB); and

       

      (C) information
        regarding new asset-backed securities issuances backed by the same pool assets,
        any pool asset changes (such as, additions, substitutions or repurchases),
        and
        any material changes in origination, underwriting or other criteria for
        acquisition or selection of pool assets (Item 1121(a)(14) of Regulation
        AB).

       

      Failure
        of the Master Servicer to comply with this Section 3.14 (including with respect
        to the time frames required in this Section) shall be deemed an Event of
        Default, and the Trustee at the direction of the Depositor shall, in addition
        to
        whatever rights the Trustee may have under this Agreement and at law or in
        equity or to damages, including injunctive relief and specific performance,
        upon
        notice immediately terminate all the rights and obligations of the Master
        Servicer under this Agreement and in and to the Mortgage Loans and the proceeds
        thereof without compensating the Master Servicer for the same. This paragraph
        shall supersede any other provision in this Agreement or any other agreement
        to
        the contrary.

       

      In
        the
        event the Master Servicer, the Custodian, the Trustee or any subservicer
        or
        subcontractor engaged by any such party is terminated, assigns its rights
        and
        obligations under, or resigns pursuant to, the terms of the Agreement, the
        related Custodial Agreement, or any other applicable agreement in the case
        of a
        subservicer or subcontractor, as the case may be, such party shall provide
        an
        Assessment of Compliance and cause to be provided an Attestation Report pursuant
        to this Section 3.14 or to the related section of such other applicable
        agreement, as the case may be, notwithstanding any such termination, assignment
        or resignation.

      

      Section
        3.15  Books
        and Records. 

       

      The
        Master Servicer shall be responsible for maintaining, and shall maintain,
        a
        complete set of books and records for the Mortgage Loans which shall be
        appropriately identified in the Master Servicer’s computer system to clearly
        reflect the ownership of the Mortgage Loans by the Trust. In particular,
        the
        Master Servicer shall maintain in its possession, available for inspection
        by
        the Trustee and shall deliver to the Trustee upon demand, evidence of compliance
        with all federal, state and local laws, rules and regulations. To the extent
        that original documents are not required for purposes of realization of
        Liquidation Proceeds or Insurance Proceeds, documents maintained by the Master
        Servicer may be in the form of microfilm or microfiche or such other reliable
        means of recreating original documents, including, but not limited to, optical
        imagery techniques so long as the Master Servicer complies with the requirements
        of Accepted Servicing Practices.

       

      The
        Master Servicer shall maintain with respect to each Mortgage Loan and shall
        make
        available for inspection by the Trustee the related servicing file during
        the
        time such Mortgage Loan is subject to this Agreement and thereafter in
        accordance with applicable law.

       

      Payments
        on the Mortgage Loans, including any payoffs, made in accordance with the
        related Mortgage File will be entered in the Master Servicer’s set of books and
        records no more than two Business Days after receipt and identification,
        and
        allocated to principal or interest as specified in the related Mortgage
        File.

       

      Section
        3.16  Reports
        Filed with Securities and Exchange Commission. 

       

      (a)  (i)Within
        15
        days after each Distribution Date (subject to permitted exceptions under
        the
        Exchange Act), the Trustee shall, in accordance with industry standards,
        prepare
        and file with the Commission via the Electronic Data Gathering and Retrieval
        System (“EDGAR”), a Form 10-D, signed by the Master Servicer, with a copy of the
        Monthly Statement to be furnished by the Trustee to the Certificateholders
        for
        such Distribution Date attached thereto; provided that the Trustee shall
        have
        received no later than seven (7) calendar days after the related Distribution
        Date, all information required to be provided to the Trustee as described
        in
        clause (a)(ii) below. Any disclosure in addition to the Monthly Statement
        that
        is required to be included on Form 10-D (“Additional Form 10-D Disclosure”)
shall
        be
        reported by the parties set forth on Exhibit Q to the Trustee and the Depositor
        and approved by the Depositor pursuant to the paragraph immediately below,
        and
        the Trustee will have no duty or liability for any failure hereunder to
        determine or prepare any Additional Form 10-D Disclosure absent such reporting
        (other than with respect to when it is the reporting party as set forth in
        Exhibit Q) and approval.

       

      (ii)  (A)
        Within seven (7) calendar days after the related Distribution Date, (i) the
        parties set forth in Exhibit Q shall be required to provide, pursuant to
        section
        3.16(a)(v) below, to the Trustee and the Depositor, to the extent known,
        in
        EDGAR-compatible format, or in such other format as otherwise agreed upon
        by the
        Trustee and the Depositor and such party, the form and substance of any
        Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will
        approve, as to form and substance, or disapprove, as the case may be, the
        inclusion of the Additional Form 10-D Disclosure on Form 10-D. The
        Trustee has no duty under this Agreement to monitor or enforce the performance
        by the parties listed on Exhibit Q of their duties under this paragraph or
        proactively solicit or procure from such parties any Additional Form 10-D
        Disclosure information. The Depositor will be responsible for any reasonable
        out-of-pocket expenses incurred by the Trustee in
        connection with including any Additional Form 10-D Disclosure on Form 10-D
        pursuant to this Section.
        

       

      (B)  After
        preparing the Form 10-D, the Trustee shall forward electronically a draft
        copy
        of the Form 10-D to the Depositor and the Master Servicer for review. No
        later
        than two (2) Business Days prior to the 15th calendar day after the related
        Distribution Date, a duly authorized officer of the Master Servicer shall
        sign
        the Form 10-D and return an electronic or fax copy of such signed Form 10-D
        (with an original executed hard copy to follow by overnight mail) to the
        Trustee. If a Form 10-D cannot be filed on time or if a previously filed
        Form
        10-D needs to be amended, the Trustee will follow the procedures set forth
        in
        Section 3.16(a)(vi). Promptly (but no later than one (1) Business Day) after
        filing with the Commission, the Trustee will make available on its internet
        website identified in Section 5.06 a final executed copy of each Form 10-D.
        The
        signing party at the Master Servicer can be contacted at 972-444-2828. Form
        10-D
        requires the registrant to indicate (by checking "yes" or "no") that it (1)
        has
        filed all reports required to be filed by Section 13 or 15(d) of the Exchange
        Act during the preceding 12 months (or for such shorter period that the
        registrant was required to file such reports), and (2) has been subject to
        such
        filing requirements for the past 90 days. The Depositor shall notify the
        Trustee
        in writing, no later than the fifth calendar day after the related Distribution
        Date with respect to the filing of a report on Form 10-D, if the answer to
        either question should be "no." The Trustee shall be entitled to rely on
        the
        Depositor’s representations in Section 2.04(vi) in preparing and/or filing any
        such Form 10-D. The parties to this Agreement acknowledge that the performance
        by the Trustee of its duties under Sections 3.16(a)(i) and (vi) related to
        the
        timely preparation and filing of Form 10-D is contingent upon such parties
        strictly observing all applicable deadlines in the performance of their duties
        under such Sections. It is understood by the parties hereto that the performance
        by the Trustee of its duties under this Section 3.16(a)(ii) related to the
        timely preparation, execution and filing of Form 10-D is also contingent
        upon
        the Custodian and any subservicers or subcontractors strictly observing
        deadlines no later than those set forth in this paragraph that are applicable
        to
        the parties to this Agreement in the delivery to the Trustee of any necessary
        Additional Form 10-D Disclosure pursuant to the Custodial Agreement or any
        other
        applicable agreement. The Trustee shall have no liability for any loss, expense,
        damage or claim arising out of or with respect to any failure to properly
        prepare and/or timely file such Form 10-D, where such failure results from
        the
        failure of any party hereto to deliver on a timely basis, any information
        needed
        by the Trustee to prepare, arrange for execution or file such Form
        10-D. 

       

              
        (iii)  (A)
        Within four (4) Business Days after the occurrence of an event requiring
        disclosure on Form 8-K (each such event, a “Reportable Event”), the Trustee
        shall prepare and file, on behalf of the Trust, at the direction of the
        Depositor, any Form 8-K, as required by the Exchange Act; provided that,
        the
        Depositor shall file the initial Form 8-K in connection with the issuance
        of the
        Certificates. Any disclosure or information related to a Reportable Event
        or
        that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure
        Information”) shall be, pursuant to the paragraph immediately below, reported by
        the parties set forth on Exhibit Q to the Trustee and the Depositor and directed
        and approved by the Depositor pursuant to the following paragraph, and the
        Trustee will have no duty or liability for any failure hereunder to determine
        or
        prepare any Additional Form 8-K Disclosure absent such reporting (other than
        with respect to when it is the reporting party as set forth in Exhibit Q)
        and
        approval.

       

      (B)  For
        so
        long as the Trust is subject to the Exchange Act reporting requirements,
        (i) no
        later than 12:00 p.m. New York City time on the 2nd Business Day after the
        occurrence of a Reportable Event the parties set forth in Exhibit Q shall
        be
        required pursuant to Section 3.16(a)(v) below to provide to the Trustee and
        the
        Depositor, to the extent known, in EDGAR-compatible format, or in such other
        form as otherwise agreed upon by the Trustee and the Depositor and such party,
        the form and substance of any Form 8-K Disclosure Information, if applicable,
        and (ii) the Depositor will approve, as to form and substance, or disapprove,
        as
        the case may be, the inclusion of the Form 8-K Disclosure Information on
        Form
        8-K. The Trustee has no duty under this Agreement to monitor or enforce the
        performance by the other parties listed on Exhibit Q of their duties under
        this
        paragraph or to proactively solicit or procure from such parties any Additional
        Form 8-K Disclosure Information. The Depositor will be responsible for any
        reasonable out-of-pocket expenses incurred by the Trustee in connection with
        including any Form 8-K Disclosure Information on Form 8-K pursuant to this
        Section. 

       

      (C)  After
        preparing the Form 8-K, the Trustee shall forward electronically a draft
        copy of
        the Form 8-K to the Depositor and the Master Servicer for review. No later
        than
        the end of business New York City time on the 3rd Business Day after the
        Reportable Event, a duly authorized officer of the Master Servicer shall
        sign
        the Form 8-K and return an electronic or fax copy of such signed Form 8-K
        (with
        an original executed hard copy to follow by overnight mail) to the Trustee.
        If a
        Form 8-K cannot be filed on time or if a previously filed Form 8-K needs
        to be
        amended, the Trustee will follow the procedures set forth in Section
        3.16(a)(vi). Promptly (but no later than one (1) Business Day) after filing
        with
        the Commission, the Trustee will, make available on its internet website
        identified in Section 5.06 a final executed copy of each Form 8-K. The signing
        party at the Master Servicer can be contacted at 972-444-2828. The parties
        to
        this Agreement acknowledge that the performance by the Trustee of its duties
        under this Section 3.16(a)(iii) related to the timely preparation and filing
        of
        Form 8-K is contingent upon such parties strictly observing all applicable
        deadlines in the performance of their duties under this Section 3.16(a)(iii).
        It
        is understood by the parties hereto that the performance by the Trustee of
        its
        duties under this Section 3.16(a)(iii) related to the timely preparation,
        execution and filing of Form 8-K is also contingent upon the Custodian and
        any
        subservicers or subcontractors strictly observing deadlines no later than
        those
        set forth in this paragraph that are applicable to the parties to this Agreement
        in the delivery to the Trustee of any necessary Form 8-K Disclosure Information
        pursuant to the Custodial Agreement or any other applicable agreement. The
        Trustee shall have no liability for any loss, expense, damage or claim arising
        out of or with respect to any failure to properly prepare and/or timely file
        such Form 8-K, where such failure results from the failure of any party hereto
        to deliver on a timely basis, any information needed by the Trustee to prepare,
        arrange for execution or file such Form 8-K. 

       

      (D)  On
        or
        prior to the 90th day after the end of each fiscal year of the Trust or such
        earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”)
        (it being understood that the fiscal year for the Trust ends on December
        31st of
        each year), commencing in March 2007, the Trustee shall prepare and file
        on
        behalf of the Trust a Form 10-K, in form and substance as required by the
        Exchange Act. Each such Form 10-K shall include the following items, in each
        case to the extent they have been delivered to the Trustee within the applicable
        time frames set forth in this Agreement, (I) an Annual Statement of Compliance
        for the Trustee, Master Servicer and any subservicer, as described under
        Section
        3.13, (II)(A) the Assessment of Compliance with Servicing Criteria for the
        Master Servicer and each subservicer and subcontractor participating in the
        servicing function, the Trustee and the Custodian, as described under Section
        3.14, and (B) if the Assessment of Compliance of the Master Servicer, the
        Trustee or the Custodian described under Section 3.14 identifies any material
        instance of noncompliance, disclosure identifying such instance of
        noncompliance, or if the Assessment of Compliance of the Master Servicer,
        the
        Trustee or the Custodian described under Section 3.14 is not included as
        an
        exhibit to such Form 10-K, disclosure that such report is not included and
        an
        explanation why such report is not included, (III)(A) the registered public
        accounting firm Attestation Report for the Master Servicer, the Trustee and
        the
        Custodian, as described under Section 3.14, and (B) if any registered public
        accounting firm Attestation Report described under Section 3.14 identifies
        any
        material instance of noncompliance, disclosure identifying such instance
        of
        noncompliance, or if any such registered public accounting firm Attestation
        Report is not included as an exhibit to such Form 10-K, disclosure that such
        report is not included and an explanation why such report is not included,
        and
        (IV) a Sarbanes-Oxley Certification (“Sarbanes-Oxley Certification”) as
        described in this Section 3.16 (a)(iv)(D) below. Any disclosure or information
        in addition to (I) through (IV) above that is required to be included on
        Form
        10-K (“Additional Form 10-K Disclosure”) shall be reported by the parties set
        forth on Exhibit Q to the Trustee and the Depositor and, pursuant to the
        paragraph immediately below, approved by the Depositor, and the Trustee will
        have no duty or liability for any failure hereunder to determine or prepare
        any
        Additional Form 10-K Disclosure absent such reporting (other than with respect
        to when it is the reporting party as set forth in Exhibit Q) and
        approval.

       

      (E)  No
        later
        than March 15th of each year that the Trust is subject to the Exchange Act
        reporting requirements, commencing in 2007, (i) the parties set forth in
        Exhibit
        Q shall be required to provide pursuant to Section 3.16(a)(v) below to the
        Trustee and the Depositor, to the extent known, in EDGAR-compatible format,
        or
        in such other format as otherwise agreed upon by the Trustee and the Depositor
        and such party, the form and substance of any Additional Form 10-K Disclosure,
        if applicable, and (ii) the Depositor will approve, as to form and substance,
        or
        disapprove, as the case may be, the inclusion of the Additional Form 10-K
        Disclosure on Form 10-K. The Trustee has no duty under this Agreement to
        monitor
        or enforce the performance by the other parties listed on Exhibit Q of their
        duties under this paragraph or to proactively solicit or procure from such
        parties any Additional Form 10-K Disclosure information. The Depositor will
        be
        responsible for any reasonable out-of-pocket expenses incurred by the Trustee
        in
        connection with including any Form 10-K Disclosure Information on Form 10-K
        pursuant to this Section.

       

      (F)  After
        preparing the Form 10-K, the Trustee shall forward electronically a draft
        copy
        of the Form 10-K to the Depositor and the Master Servicer for review. Form
        10-K
        requires the registrant to indicate (by checking "yes" or "no") that it (1)
        has
        filed all reports required to be filed by Section 13 or 15(d) of the Exchange
        Act during the preceding 12 months (or for such shorter period that the
        registrant was required to file such reports), and (2) has been subject to
        such
        filing requirements for the past 90 days. The Depositor shall notify the
        Trustee
        in writing, no later than the fifteenth calendar day of March in any year
        in
        which the Trust is subject to the reporting requirements of the Exchange
        Act, if
        the answer to either question should be "no." The Trustee shall be entitled
        to
        rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or
        filing any such Form 10-K. No
        later
        than 12:00 p.m. New York City time on the 4th Business Day prior to the 10-K
        Filing Deadline, a senior officer of the Master Servicer in charge of the
        servicing function shall sign the Form 10-K and return an electronic or fax
        copy
        of such signed Form 10-K (with an original executed hard copy to follow by
        overnight mail) to the Trustee. If a Form 10-K cannot be filed on time or
        if a
        previously filed Form 10-K needs to be amended, the Trustee will follow the
        procedures set forth in Section 3.16(a)(vi). Promptly (but no later than
        one (1)
        Business Day) after filing with the Commission, the Trustee will make available
        on its internet website identified in Section 5.06 a final executed copy
        of each
        Form 10-K. The signing party at the Master Servicer can be contacted at
        972-444-2828. The parties to this Agreement acknowledge that the performance
        by
        the Trustee of its duties under Section 3.16(a)(iv) related to the timely
        preparation and filing of Form 10-K is contingent upon such parties strictly
        observing all applicable deadlines in the performance of their duties under
        Section 3.13 and Section 3.14. It is understood by the parties hereto that
        the
        performance by the Trustee of its duties under this Section 3.16(a)(iv) related
        to the timely preparation, execution and filing of Form 10-K is also contingent
        upon the Custodian and any subservicer or subcontractor strictly observing
        deadlines no later than those set forth in this paragraph that are applicable
        to
        the parties to this Agreement in the delivery to the Trustee of any necessary
        Additional Form 10-K Disclosure, any annual statement of compliance and any
        assessment of compliance and attestation pursuant to the Custodial Agreement
        or
        any other applicable agreement. The Trustee shall have no liability for any
        loss, expense, damage or claim arising out of or with respect to any failure
        to
        properly prepare and/or timely file such Form 10-K, where such failure results
        from the failure of any party hereto to deliver on a timely basis, any
        information needed by the Trustee to prepare, arrange for execution or file
        such
        Form 10-K. 

       

      (G)  Each
        Form
        10-K shall include a certification (the “Sarbanes-Oxley Certification”) required
        to be included therewith pursuant to the Sarbanes-Oxley Act. The Trustee
        shall,
        and the Master Servicer shall cause any subservicer or subcontractor engaged
        by
        it to, provide to the Person who signs the Sarbanes-Oxley Certification (the
        “Certifying Person”), by March 15 of each year in which the Trust is subject to
        the reporting requirements of the Exchange Act and otherwise within a reasonable
        period of time upon request, a certification (each, a “Back-Up Certification”),
        in the form attached hereto as Exhibit K, upon which the Certifying Person,
        the
        entity for which the Certifying Person acts as an officer, and such entity’s
        officers, directors and Affiliates (collectively with the Certifying Person,
        “Certification Parties”) can reasonably rely; provided, however, that the
        Trustee shall not be required to undertake an analysis of any accountant’s
        report attached as an exhibit to the Form 10-K. The senior officer of the
        Master
        Servicer shall serve as the Certifying Person on behalf of the Trust. Such
        officer of the Certifying Person can be contacted at 972-444-2828. 

       

      In
        the
        event the Trustee is terminated or resigns pursuant to the terms of this
        Agreement or any subcontractor or subservicer is terminated pursuant to the
        related servicing agreement, the Trustee, subcontractor or subservicer, as
        applicable, shall provide a Back-Up Certification to the Certifying Person
        pursuant to this Section 3.16(a)(iv) with respect to the period of time it
        was
        subject to this Agreement or the related servicing agreement, as
        applicable.

       

      (iv)  With
        respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure
        or any Form 8-K Disclosure Information (collectively, the “Additional
        Disclosure”) relating to the Trust Fund in the form attached hereto as Exhibit
        R, the Trustee’s obligation to include such Additional Information in the
        applicable Exchange Act report is subject to receipt from the entity that
        is
        indicated in Exhibit Q as the responsible party for providing that information,
        if other than the Trustee, as and when required as described in Section
        3.16(a)(i) through (iv) above. Each of the Master Servicer, Seller, and
        Depositor hereby agree to notify and provide (to the extent known) to the
        Trustee and the Depositor all Additional Disclosure relating to the Trust
        Fund,
        with respect to which such party is indicated in Exhibit Q as the responsible
        party for providing that information. Within
        five Business Days prior to each Distribution Date occurring in any year
        that
        the Trust is subject to the Exchange Act reporting requirements, the Depositor
        shall make available to the Trustee the related Significance Estimate and
        the
        Trustee shall use such information to calculate the related Significance
        Percentage. The
        Trustee shall provide the Significance Percentage to the Depositor by the
        later
        of the Distribution Date or three (3) Business Days after the receipt of
        the
        Significance Estimate from the Depositor. If the Significance Percentage
        meets
        either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2)
        of
        Regulation AB, the Trustee shall deliver written notification to the Depositor
        and the related Swap Provider to that effect. The
        Trustee shall request from the Depositor and the Depositor shall deliver
        to the
        Trustee any information that the related Swap Provider delivered to the
        Depositor as required under Regulation AB, to the extent required under the
        related Swap Agreement. The Depositor shall be obligated to provide to the
        Trustee (no later than, in the case of Form 10-D, the seventh calendar day
        after
        the Distribution Date and in the case of Form 10-K, March 15th
        in any
        year in which a Form 10-K is filed for the Trust) any information that may
        be
        required to be included in any Form 10-D, Form 8-K or Form 10-K or written
        notification instructing the Trustee that such Additional Disclosure regarding
        the related Swap Provider is not necessary for such Distribution Date.
The
        Master Servicer shall be responsible for determining the pool concentration
        applicable to any subservicer or originator at any time.

       

      (v)   
          (A)
        On or
        prior to January 30 of the first year in which the Trustee is able to do
        so
        under applicable law, the Trustee shall file a Form 15 relating to the automatic
        suspension of reporting in respect of the Trust under the Exchange Act.

       

      (B)  In
        the
        event that the Trustee is unable to timely file with the Commission all or
        any
        required portion of any Forms 8-K, 10-D or 10-K required to be filed by this
        Agreement because required disclosure information was either not delivered
        to it
        or delivered to it after the delivery deadlines set forth in this Agreement
        or
        for any other reason, the Trustee will immediately notify the Depositor and
        the
        Master Servicer. In the case of Forms 10-D and 10-K, the Depositor, Master
        Servicer and Trustee will cooperate to prepare and file a Form 12b-25 and
        a
        10-D/A and 10-K/A as applicable, pursuant to Rule 12b-25 of the Exchange
        Act. In
        the case of Form 8-K, the Trustee will, upon receipt of all required Form
        8-K
        Disclosure Information and upon the approval and direction of the Depositor,
        include such disclosure information on the next Form 10-D. In the event that
        any
        previously filed Forms 8-K, 10-D or 10-K needs to be amended, the Trustee
        will
        notify the Depositor and the Master Servicer and such parties will cooperate
        to
        prepare any necessary 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25 or
        any
        amendment to Forms 8-K, 10-D or 10-K shall be signed by a senior officer
        of the
        Master Servicer. The Depositor and Master Servicer acknowledge that the
        performance by the Trustee of its duties under this Section 3.16(a)(vi) related
        to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment
        to Forms 8-K, 10-D or 10-K is contingent upon the Master Servicer and the
        Depositor performing their duties under this Section. The Trustee shall have
        no
        liability for any loss, expense, damage, claim arising out of or with respect
        to
        any failure to properly prepare and/or timely file any such Form 15, Form
        12b-25
        or any amendments to Forms 8-K, 10-D or 10-K, where such failure results
        from
        the failure of any party hereto to deliver on a timely basis, any information
        needed by the Trustee to prepare, arrange for execution or file such Form
        15,
        Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K.

       

      The
        Depositor agrees to promptly furnish to the Trustee, from time to time upon
        request, such further information, reports and financial statements within
        its
        control related to this Agreement and the Mortgage Loans as the Trustee
        reasonably deems appropriate to prepare and file all necessary reports with
        the
        Commission. The Trustee shall have no responsibility to file any items other
        than those specified in this Section 3.16; provided, however, the Trustee
        shall
        cooperate with the Depositor in connection with any additional filings with
        respect to the Trust Fund as the Depositor deems necessary under the Exchange
        Act. Copies of all reports filed by the Trustee under the Exchange Act shall
        be
        sent to: the Depositor c/o Bear, Stearns & Co. Inc., Attn: Managing Director
        Analysis and Control, One Metrotech Center North, Brooklyn, New York 11202-3859.
        Fees and expenses incurred by the Trustee in connection with this Section
        3.16
        shall not be reimbursable from the Trust Fund.

       

      (b)  In
        connection with the filing of any 10-K hereunder, the Trustee shall sign
        a
        Back-Up Certification substantially in the form attached hereto as Exhibit
        K for
        the Depositor regarding certain aspects of the Form 10-K certification signed
        by
        the Master Servicer; provided, however, the Trustee shall not be required
        to
        undertake an analysis of any accountant’s report attached as an exhibit to the
        Form 10-K.

       

      (c)  The
        Trustee shall indemnify and hold harmless, the Depositor and the Master Servicer
        and each of its officers, directors and affiliates from and against any losses,
        damages, penalties, fines, forfeitures, reasonable and necessary legal fees
        and
        related costs, judgments and other costs and expenses arising out of or based
        upon a breach of the Trustee’s obligations under Sections 3.13, 3.14 and 3.16 or
        the Trustee’s negligence, bad faith or willful misconduct in connection
        therewith. In addition, the Trustee shall indemnify and hold harmless the
        Depositor and the Master Servicer and each of their officers, directors and
        affiliates from and against any losses, damages, penalties, fines, forfeitures,
        reasonable and necessary legal fees and related costs, judgments and other
        costs
        and expenses arising out of or based upon (i) any untrue statement or alleged
        untrue statement of any material fact contained in any Back-Up Certification,
        the Annual Statement of Compliance, the Assessment of Compliance, any Additional
        Disclosure or other information provided by the Trustee pursuant to Section
        3.13, 3.14 and 3.16 (the “Trustee Information”), or (ii) the omission or alleged
        omission to state therein a material fact required to be stated therein or
        necessary to make the statements therein, in light of the circumstances in
        which
        they were made, not misleading; provided, by way of clarification, that clause
        (ii) of this paragraph shall be construed solely by reference to the Trustee
        Information and not to any other information communicated in connection with
        the
        Certificates, without regard to whether the Trustee Information or any portion
        thereof is presented together with or separately from such other
        information.

       

      (d)  The
        Depositor shall indemnify and hold harmless the Trustee and its officers,
        directors and affiliates from and against any losses, damages, penalties,
        fines,
        forfeitures, reasonable and necessary legal fees and related costs, judgments
        and other costs and expenses arising out of or based upon a breach of the
        obligations of the Depositor under Section 3.13, Section 3.14 and Section
        3.16
        or the Depositor’s negligence, bad faith or willful misconduct in connection
        therewith. In addition, the Depositor shall indemnify and hold harmless the
        Trustee and each of its officers, directors and affiliates from and against
        any
        losses, damages, penalties, fines, forfeitures, reasonable and necessary
        legal
        fees and related costs, judgments and other costs and expenses arising out
        of or
        based upon (i) any untrue statement or alleged untrue statement of any material
        fact contained in any Additional Disclosure or other information provided
        by the
        Depositor pursuant to Section 3.16 (the “Depositor Information”), or (ii) the
        omission or alleged omission to state therein a material fact required to
        be
        stated therein or necessary to make the statements therein, in light of the
        circumstances in which they were made, not misleading; provided, by way of
        clarification, that clause (ii) of this paragraph shall be construed solely
        by
        reference to the Depositor Information and not to any other information
        communicated in connection with the Certificates, without regard to whether
        the
        Depositor Information or any portion thereof is presented together with or
        separately from such other information.

       

      (e)  The
        Master Servicer shall indemnify and hold harmless the Trustee and the Depositor
        and their respective officers, directors and affiliates from and against
        any
        losses, damages, penalties, fines, forfeitures, reasonable and necessary
        legal
        fees and related costs, judgments and other costs and expenses arising out
        of or
        based upon a breach of the obligations of the Master Servicer under Section
        3.13, Section 3.14 and Section 3.16 or the Master Servicer’s negligence, bad
        faith or willful misconduct in connection therewith. In addition, the Master
        Servicer shall indemnify and hold harmless the Trustee and the Depositor
        and
        each of its officers, directors and affiliates from and against any losses,
        damages, penalties, fines, forfeitures, reasonable and necessary legal fees
        and
        related costs, judgments and other costs and expenses arising out of or based
        upon (i) any untrue statement or alleged untrue statement of any material
        fact
        contained in any Sarbanes-Oxley Certification, the Annual Statement of
        Compliance, the Assessment of Compliance, any Additional Disclosure or other
        information provided by the Master Servicer pursuant to Section 3.13, 3.14
        and
        3.16 (the “Master Servicer Information”), or (ii) the omission or alleged
        omission to state therein a material fact required to be stated therein or
        necessary to make the statements therein, in light of the circumstances in
        which
        they were made, not misleading; provided, by way of clarification, that clause
        (ii) of this paragraph shall be construed solely by reference to the Master
        Servicer Information and not to any other information communicated in connection
        with the Certificates, without regard to whether the Master Servicer Information
        or any portion thereof is presented together with or separately from such
        other
        information.

       

      If
        the
        indemnification provided for herein is unavailable or insufficient to hold
        harmless the Master Servicer, the Depositor or the Trustee, as applicable,
        then
        the defaulting party, in connection with a breach of its respective obligations
        under Section 3.13, Section 3.14 and Section 3.16 or its respective negligence,
        bad faith or willful misconduct in connection therewith, agrees that it shall
        contribute to the amount paid or payable by the other parties as a result
        of the
        losses, claims, damages or liabilities of the other party in such proportion
        as
        is appropriate to reflect the relative fault and the relative benefit of
        the
        respective parties.

       

      (f)  Nothing
        shall be construed from the foregoing subsections (a), (b) and (c) to require
        the Trustee or any officer, director or Affiliate thereof to sign any Form
        10-K
        or any certification contained therein. Furthermore, the inability of the
        Trustee to file a Form 10-K as a result of the lack of required information
        as
        set forth in Section 3.16(a) or required signatures on such Form 10-K or
        any
        certification contained therein shall not be regarded as a breach by the
        Trustee
        of any obligation under this Agreement.

       

      (g)  Notwithstanding
        the provisions of Section 11.01, this Section 3.16 may be amended without
        the
        consent of the Certificateholders.

       

      Section
        3.17  Intention
        of the Parties and Interpretation. 

       

      Each
        of
        the parties acknowledges and agrees that the purpose of Sections 3.13, 3.14
        and
        3.16 of this Agreement is to facilitate compliance by the Seller and the
        Depositor with the provisions of Regulation AB. Therefore, each of the parties
        agrees that (a) the obligations of the parties hereunder shall be interpreted
        in
        such a manner as to accomplish that purpose, (b) the parties’ obligations
        hereunder will be supplemented and modified as necessary to be consistent
        with
        any such amendments, interpretive advice or guidance, convention or consensus
        among active participants in the asset-backed securities markets, advice
        of
        counsel, or otherwise in respect of the requirements of Regulation AB, (c)
        the
        parties shall comply with reasonable requests made by the Seller, the Trustee
        or
        the Depositor for delivery of additional or different information as the
        Seller,
        the Trustee or the Depositor may determine in good faith is necessary to
        comply
        with the provisions of Regulation AB, and (d) no amendment of this Agreement
        shall be required to effect any such changes in the parties’ obligations as are
        necessary to accommodate evolving interpretations of the provisions of
        Regulation AB.

       

      Section
        3.18  UCC. 

       

      The
        Seller shall file any financing statements, continuation statements or
        amendments thereto required by any change in the Uniform Commercial
        Code.

       

      Section
        3.19  Optional
        Purchase of Certain Mortgage Loans. 

       

      With
        respect to any Mortgage Loan which as of the first day of a Fiscal Quarter
        is
        delinquent in payment by 90 days or more or is an REO Property, the Seller
        shall
        have the right to purchase any such Mortgage Loan or REO Property from the
        Trust
        at a price equal to the Purchase Price; provided however (i) that such Mortgage
        Loan is still 90 days or more delinquent or is an REO Property as of the
        date of
        such purchase and (ii) this purchase option, if not theretofore exercised,
        shall
        terminate on the date prior to the last day of the related Fiscal Quarter.
        This
        purchase option, if not exercised, shall not be thereafter reinstated unless
        the
        delinquency is cured and the Mortgage Loan thereafter again becomes 90 days
        or
        more delinquent or becomes an REO Property, in which case the option shall
        again
        become exercisable as of the first day of the related Fiscal
        Quarter.

       

      If
        at any
        time the Seller remits to the Master Servicer a payment for deposit in the
        Protected Account covering the amount of the Purchase Price for such a Mortgage
        Loan, and the Seller provides to the Trustee a certification signed by a
        Servicing Officer stating that the amount of such payment has been deposited
        in
        the Protected Account, then the Trustee shall execute the assignment of such
        Mortgage Loan prepared and delivered to the Trustee, at the request of the
        Seller, without recourse, representation or warranty, to the Seller which
        shall
        succeed to all the Trustee’s right, title and interest in and to such Mortgage
        Loan, and all security and documents relative thereto. Such assignment shall
        be
        an assignment outright and not for security. The Seller will thereupon own
        such
        Mortgage, and all such security and documents, free of any further obligation
        to
        the Trustee or the Certificateholders with respect thereto.

       

      Section
        3.20  Obligations
        of the Master Servicer in Respect of Mortgage Rates and Scheduled
        Payments. 

       

      In
        the
        event that a shortfall in any collection on or liability with respect to
        any
        Mortgage Loan results from or is attributable to adjustments to Mortgage
        Rates,
        Scheduled Payments or Stated Principal Balances that were made by the Master
        Servicer in a manner not consistent with the terms of the related Mortgage
        Note
        and this Agreement, the Master Servicer, upon discovery or receipt of notice
        thereof, immediately shall deliver to the Trustee for deposit in the
        Distribution Account with respect to the related Loan Group from its own
        funds
        the amount of any such shortfall and shall indemnify and hold harmless the
        Trust
        Fund, the Trustee, the Depositor and any Successor Master Servicer in respect
        of
        any such liability. Such indemnities shall survive the termination or discharge
        of this Agreement. Notwithstanding the foregoing, this Section 3.20 shall
        not
        limit the ability of the Master Servicer to seek recovery of any such amounts
        from the related Mortgagor under the terms of the related Mortgage Note and
        Mortgage, to the extent permitted by applicable law.

       

      Section
        3.21  Group
        I Reserve Fund; Payments to and from Swap Administrator; Group I Supplemental
        Interest Trust. 

       

      (a)  As
        of the
        Closing Date, the Trustee shall establish and maintain in the name of the
        Group
        I Supplemental Interest Trust, a separate trust for the benefit of the Holders
        of the Class I-A Certificates and Class I-M Certificates and the Group I
        Swap
        Provider. The Group I Supplemental Interest Trust shall hold the Group I
        Swap
        Agreement, the rights in respect of the Swap Administration Agreement that
        relate to Loan Group I, the Group I Swap Account and REMIC VII Regular Interest
        IO. The Group I Swap Account shall be an Eligible Account, and funds on deposit
        therein shall be held separate and apart from, and shall not be commingled
        with,
        any other moneys, including, without limitation, other moneys of the Trustee
        held pursuant to this Agreement. Amounts in the Group I Swap Account shall,
        at
        the direction of the Majority Class I-CE Certificateholder, be invested in
        Permitted Investments that mature no later than the Business Day prior to
        the
        next succeeding Distribution Date. All net income and gain from such investments
        shall be distributed to the Majority Class I-CE Certificateholder, not as
        a
        distribution in respect of any interest in any REMIC, on such Distribution
        Date.
        In the absence of written instructions to the Trustee, amounts on deposit
        in the
        Group I Swap Account shall remain uninvested. All amounts earned on amounts
        on
        deposit in the Group I Swap Account shall be taxable to the Majority Class I-CE
        Certificateholder. Any losses on such investments shall be deposited in the
        Group I Swap Account by the Majority Class I-CE Certificateholder out of
        its own
        funds immediately as realized. In performing its duties hereunder and under
        the
        Group I Swap Agreement and the rights in respect of the Swap Administration
        Agreement that relate to Loan Group I, the Group I Supplemental Interest
        Trust
        Trustee shall be entitled to the same rights, protections and indemnities
        as
        provided to the Trustee hereunder.

       

      (b)  On
        or
        before the Closing Date, the Trustee shall establish a Group I Reserve Fund
        on
        behalf of the Holders of the Group I Certificates. On the Closing Date, the
        Depositor shall cause an amount equal to the Group I Reserve Fund Deposit
        to be
        deposited into the Group I Reserve Fund. The Group I Reserve Fund must be
        an
        Eligible Account. The Group I Reserve Fund shall be entitled “Group I Reserve
        Fund, LaSalle Bank National Association as Trustee for the benefit of holders
        of
        Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series
        2006-HE7”. The Trustee shall deposit in the Group I Reserve Fund all payments
        received from the Swap Administrator that are payable to the Trust Fund with
        respect to Loan Group I pursuant to the Swap Administration Agreement. On
        each
        Distribution Date the Trustee shall remit such amounts received from the
        Swap
        Administrator to the Holders of the Class I-A Certificates and Class I-M
        Certificates in the manner provided in clause (d) below. In addition, on
        each
        Distribution Date as to which there is a Basis Risk Shortfall Carry Forward
        Amount payable to any Class of Class I-A Certificates and/or Class I-M
        Certificates, the Trustee shall deposit the amounts distributable pursuant
        to
        clauses (C) and (D) of Section 5.04(a)(3) into the Group I Reserve Fund,
        and the
        Trustee has been directed by the Class I-CE Certificateholder to distribute
        any
        amounts then on deposit in the Group I Reserve Fund to the Holders of the
        Class
        I-A Certificates and/or Class I-M Certificates in respect of the Basis Risk
        Shortfall Carry Forward Amounts for each such Class in the priorities set
        forth
        in clauses (C) and (D) of Section 5.04(a)(3). Any amount paid to the Holders
        of
        Class I-A Certificates and/or Class I-M Certificates from amounts distributable
        pursuant to clauses (C) and (D) of Section 5.04(a)(3) pursuant to the preceding
        sentence in respect of Basis Risk Shortfall Carry Forward Amounts shall be
        treated as distributed to the Class I-CE Certificateholder in respect of
        the
        Class I-CE Certificates and paid by the Class I-CE Certificateholder to the
        Holders of the Class I-A Certificates and/or Class I-M Certificates. Any
        payments to the Holders of the Class I-A Certificates and/or Class I-M
        Certificates in respect of Basis Risk Shortfall Carry Forward Amounts, whether
        pursuant to the second preceding sentence or pursuant to clause (d) below,
        shall
        not be payments with respect to a Regular Interest in a REMIC within the
        meaning
        of Section 860G(a)(1) of the Code.

       

      (c)  Group
        I
        Net Swap Payments and Group I Swap Termination Payments (other than Group
        I Swap
        Termination Payments resulting from a Group I Swap Provider Trigger Event
        and
        to
        the extent not paid by the Swap Administrator on behalf of the Group I
        Supplemental Interest Trust Trustee from any upfront payment received pursuant
        to any related replacement interest rate swap agreement that may be entered
        into
        by the Group I Supplemental Interest Trust Trustee)
        payable
        by the Swap Administrator, on behalf of the Group I Supplemental Interest
        Trust
        Trustee, to the Group I Swap Provider pursuant to the Group I Swap Agreement
        shall be deducted from Interest Funds with respect to Loan Group I, and to
        the
        extent of any such remaining amounts due, from Principal Funds with respect
        to
        Loan Group I, prior to any distributions to the Group I Certificateholders.
        On
        or before each Distribution Date, such amounts shall be remitted to the Swap
        Administrator, and deposited into the Group I Swap Account, first to make
        any
        Group I Net Swap Payment owed to the Group I Swap Provider pursuant to the
        Group
        I Swap Agreement for such Distribution Date and for prior Distribution Dates,
        if
        any, and second to make any Group I Swap Termination Payment (not due to
        a Group
        I Swap Provider Trigger Event and to the extent not paid by the Swap
        Administrator on behalf of the Group I Supplemental Interest Trust Trustee
        from
        any upfront payment received pursuant to any related replacement interest
        rate
        swap agreement that may be entered into by the Group I Supplemental Interest
        Trust Trustee) owed to the Group I Swap Provider pursuant to the Group I
        Swap
        Agreement for such Distribution Date and for prior Distribution Dates, if
        any.
        For federal income tax purposes, such amounts paid to the Group I Supplemental
        Interest Trust on each Distribution Date shall first be deemed paid to the
        Group
        I Supplemental Interest Trust in respect of REMIC VII Regular Interest IO
        to the
        extent of the amount distributable on such REMIC VII Regular Interest IO
        on such
        Distribution Date, and any remaining amount shall be deemed paid to the Group
        I
        Supplemental Interest Trust in respect of a Group I Class IO Distribution
        Amount. Any Group I Swap Termination Payment triggered by a Group I Swap
        Provider Trigger Event owed to the Group I Swap Provider pursuant to the
        Group I
        Swap Agreement will be subordinated to distributions to the Holders of the
        Class
        I-A Certificates and Class I-M Certificates and shall be paid as set forth
        under
        Section 5.04(a)(3). In addition, the Swap Administrator shall remit to the
        Group
        I Swap Provider any Group I Swap Optional Termination Payment paid as part
        of
        the Group I Mortgage Loan Purchase Price and remitted to the Group I
        Supplemental Interest Trust pursuant to Section 10.01.

       

      (d)  On
        or
        before each Distribution Date, Group I Net Swap Payments payable by the Group
        I
        Swap Provider pursuant to the Group I Swap Agreement to the Swap Administrator,
        on behalf of the Group I Supplemental Interest Trust Trustee, will be deposited
        by the Swap Administrator, acting on behalf of the Group I Supplemental Interest
        Trust Trustee, into the Group I Swap Account pursuant to the Swap Administration
        Agreement. The Swap Administrator shall, to the extent provided in the Swap
        Administration Agreement, remit amounts on deposit in the Group I Swap Account
        to the Trustee for deposit into the Group I Reserve Fund. On each Distribution
        Date, to the extent required, the Trustee shall withdraw such amounts from
        the
        Group I Reserve Fund to distribute to the Class I-A Certificates and Class
        I-M
        Certificates in the following order of priority:

       

      (i)  first,
        to each
        Class of Class I-A Certificates, on a pro
        rata
        basis,
        to pay Current Interest and any Interest Carry Forward Amount to the extent
        due
        to the interest portion of a Realized Loss, in each case to the extent not
        fully
        paid pursuant to Section 5.04(a)(1);

       

      (ii)  second,
        sequentially to the Class
        I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class
        I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11
        Certificates,
        in that
        order, to pay Current Interest to the extent not fully paid pursuant to Section
        5.04(a)(1) and any Interest Carry Forward Amount, in each case to the extent
        due
        to the interest portion of a Realized Loss;

       

      (iii)  third,
        to pay
        first, to each Class of Class I-A Certificates, on a pro
        rata
        basis,
        based on the amount of Basis Risk Shortfall Carry Forward Amount for each
        such
        Class, and second, sequentially to the Class I-M-1, Class I-M-2, Class I-M-3,
        Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9,
        Class I-M-10 and Class I-M-11 Certificates, in that order, any Basis Risk
        Shortfall Carry Forward Amounts for such Distribution Date; and

       

      (iv)  fourth,
        to pay
        as principal to the Class I-A Certificates and Class I-M Certificates to
        be
        applied as part of the Group I Extra Principal Distribution Amount payable
        under
        Section 5.04(a)(2) to the extent that the Group I Overcollateralization Amount
        is reduced below the Group I Overcollateralization Target Amount, as a result
        of
        Realized Losses and to the extent not paid by Excess Spread relating to Loan
        Group I pursuant to Section 5.04(a)(3) for such Distribution Date. For the
        avoidance of doubt, any amounts distributable pursuant to this clause (iv)
        shall
        be limited to rebuilding overcollateralization related to Loan Group I to
        the
        extent overcollateralization has been reduced through Realized Losses related
        to
        Loan Group I.

       

      (e)  The
        Group
        I Reserve Fund is an “outside reserve fund” within the meaning of Treasury
        Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but
        not
        an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal
        owner of the Group I Reserve Fund. The Majority Class I-CE Certificateholder
        shall be the beneficial owner of the Group I Reserve Fund, subject to the
        power
        of the Trustee to transfer amounts under Section 5.04. Amounts
        in the Group I Reserve Fund shall, at the direction of the Majority Class
        I-CE
        Certificateholder, be invested in Permitted Investments that mature no later
        than the Business Day prior to the next succeeding Distribution Date. All
        net
        income and gain from such investments shall be distributed to the Majority
        Class
        I-CE Certificateholder, not as a distribution in respect of any interest
        in any
        REMIC, on such Distribution Date. In
        the
        absence of written instructions to the Trustee, amounts on deposit in the
        Group
        I Reserve Fund shall remain uninvested. All
        amounts earned on amounts on deposit in the Group I Reserve Fund shall be
        taxable to the Majority Class I-CE Certificateholder. Any losses on such
        investments shall be deposited in the Group I Reserve Fund by the Majority
        Class
        I-CE Certificateholder out of its own funds immediately as realized.
The
        Group
        I Swap Account, which is created and maintained by the Swap Administrator
        pursuant to the Swap Administration Agreement, is an “outside reserve fund”
within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not
        be
        an asset of any REMIC created hereunder. The beneficial owner of the Group
        I
        Swap Account is identified, and other matters relating to the Group I Swap
        Account are addressed, in the Swap Administration Agreement.

       

      (f)  The
        Trustee shall treat the Holders of Group I Certificates (other than the Class
        I-P, Class I-CE and Class I-R Certificates) as having entered into a notional
        principal contract with respect to the Holders of the Class I-CE Certificates.
        Pursuant to each such notional principal contract, all Holders of Group I
        Certificates (other than the Class I-P, Class I-CE and Class I-R Certificates)
        shall be treated as having agreed to pay, on each Distribution Date, to the
        Holder of the Class I-CE Certificates an aggregate amount equal to the excess,
        if any, of (i) the amount payable on such Distribution Date on the REMIC
        IV
        Regular Interest corresponding to such Class of Certificates over (ii) the
        amount payable on such Class of Certificates on such Distribution Date (such
        excess, a “Group I Class IO Distribution Amount”). A Group I Class IO
        Distribution Amount payable from interest collections shall be allocated
        pro
        rata
        among
        such Certificates based on the excess of, with respect to each such Certificate,
        (i) the amount of interest otherwise payable to the REMIC IV Regular Interest
        relating to such Certificate over (ii) the amount of interest payable to
        such
        Certificate at a per annum rate equal to the related Net Rate Cap, and a
        Group I
        Class IO Distribution Amount payable from principal collections shall be
        allocated to the most subordinate Class of Group I Certificates with an
        outstanding principal balance to the extent of such balance. In addition,
        pursuant to such notional principal contract, the Holder of the Class I-CE
        Certificates shall be treated as having agreed to pay Basis Risk Shortfall
        Carry
        Forward Amounts with respect to Loan Group I to the Holders of the Group
        I
        Certificates (other than the Class I-CE, Class I-P and Class I-R Certificates)
        in accordance with the terms of this Agreement. Any payments to the Group
        I
        Certificates from amounts deemed received in respect of this notional principal
        contract shall not be payments with respect to a Regular Interest in a REMIC
        within the meaning of Code Section 860G(a)(1). However, any payment from
        the
        Group I Certificates (other than the Class I-CE, Class I-P and Class I-R
        Certificates) of a Group I Class IO Distribution Amount shall be treated
        for tax
        purposes as having been received by the Holders of such Certificates in respect
        of their interests in REMIC IV and as having been paid by such Holders to
        the
        Swap Administrator pursuant to the notional principal contract. Thus, each
        Group
        I Certificate (other than the Class I-P Certificates and Class I-R Certificates)
        shall be treated as representing not only ownership of a Regular Interest
        in
        REMIC IV, but also ownership of an interest in, and obligations with respect
        to,
        a notional principal contract.

       

      (g) In
        the
        event that the Group I Swap Agreement is terminated prior to the Distribution
        Date in August 2011, the Group I Supplemental Interest Trust Trustee shall
        cause
        the Swap Administrator to use reasonable efforts to appoint a successor swap
        provider to enter into a related replacement interest rate swap agreement
        using
        any Group I Swap Termination Payments paid by the Group I Swap Provider to
        the
        Swap Administrator, on behalf of the Group I Supplemental Interest Trust
        Trustee, in connection with such termination. If the Swap Administrator is
        unable to obtain a replacement interest rate swap agreement within the period
        specified in the Swap Administration Agreement, any such Group I Swap
        Termination Payments shall be used by the Swap Administrator, on behalf of
        the
        Group I Supplemental Interest Trust Trustee, for payment to the Holders of
        the
        Class I-A Certificates and Class I-M Certificates or for such other purpose
        specified in the Swap Administration Agreement in accordance with the terms
        thereof.

       

      Section
        3.22  Group
        II Reserve Fund; Payments to and from Swap Administrator; Group II Supplemental
        Interest Trust. 

       

      (a)  As
        of the
        Closing Date, the Trustee shall establish and maintain in the name of the
        Group
        II Supplemental Interest Trust, a separate trust for the benefit of the Holders
        of the Class II-A Certificates and Class II-M Certificates and the Group
        II Swap
        Provider. The Group II Supplemental Interest Trust shall hold the Group II
        Swap
        Agreement, the rights in respect of the Swap Administration Agreement that
        relate to Loan Group II, the Group II Swap Account and REMIC X Regular Interest
        IO. The Group II Swap Account shall be an Eligible Account, and funds on
        deposit
        therein shall be held separate and apart from, and shall not be commingled
        with,
        any other moneys, including, without limitation, other moneys of the Trustee
        held pursuant to this Agreement. Amounts in the Group II Swap Account shall,
        at
        the direction of the Majority Class II-CE Certificateholder, be invested
        in
        Permitted Investments that mature no later than the Business Day prior to
        the
        next succeeding Distribution Date. All net income and gain from such investments
        shall be distributed to the Majority Class II-CE Certificateholder, not as
        a
        distribution in respect of any interest in any REMIC, on such Distribution
        Date.
        In the absence of written instructions to the Trustee, amounts on deposit
        in the
        Group II Swap Account shall remain uninvested. All amounts earned on amounts
        on
        deposit in the Group II Swap Account shall be taxable to the Majority Class
        II-CE Certificateholder. Any losses on such investments shall be deposited
        in
        the Group II Swap Account by the Majority Class II-CE Certificateholder out
        of
        its own funds immediately as realized. In performing its duties hereunder
        and
        under the Group II Swap Agreement and the rights in respect of the Swap
        Administration Agreement that relate to Loan Group II, the Group II Supplemental
        Interest Trust Trustee shall be entitled to the same rights, protections
        and
        indemnities as provided to the Trustee hereunder.

       

      (b)  On
        or
        before the Closing Date, the Trustee shall establish a Group II Reserve Fund
        on
        behalf of the Holders of the Group II Certificates. On the Closing Date,
        the
        Depositor shall cause an amount equal to the Group II Reserve Fund Deposit
        to be
        deposited into the Group II Reserve Fund. The Group II Reserve Fund must
        be an
        Eligible Account. The Group II Reserve Fund shall be entitled “Group II Reserve
        Fund, LaSalle Bank National Association as Trustee for the benefit of holders
        of
        Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series
        2006-HE7”. The Trustee shall deposit in the Group II Reserve Fund all payments
        received from the Swap Administrator that are payable to the Trust Fund with
        respect to Loan Group II pursuant to the Swap Administration Agreement. On
        each
        Distribution Date the Trustee shall remit such amounts received from the
        Swap
        Administrator to the Holders of the Class II-A Certificates and Class II-M
        Certificates in the manner provided in clause (d) below. In addition, on
        each
        Distribution Date as to which there is a Basis Risk Shortfall Carry Forward
        Amount payable to any Class of Class II-A Certificates and/or Class II-M
        Certificates, the Trustee shall deposit the amounts distributable pursuant
        to
        clauses (C) and (D) of Section 5.04(b)(4) into the Group II Reserve Fund,
        and
        the Trustee has been directed by the Class II-CE Certificateholder to distribute
        any amounts then on deposit in the Group II Reserve Fund to the Holders of
        the
        Class II-A Certificates and/or Class II-M Certificates in respect of the
        Basis
        Risk Shortfall Carry Forward Amount for each such Class in the priorities
        set
        forth in clauses (C) and (D) of Section 5.04(b)(4). Any amount paid to the
        Holders of Class II-A Certificates and/or Class II-M Certificates from amounts
        distributable pursuant to clauses (C) and (D) of Section 5.04(b)(4) pursuant
        to
        the preceding sentence in respect of Basis Risk Shortfall Carry Forward Amounts
        shall be treated as distributed to the Class II-CE Certificateholder in respect
        of the Class II-CE Certificates and paid by the Class II-CE Certificateholder
        to
        the Holders of the Class II-A Certificates and/or Class II-M Certificates.
        Any
        payments to the Holders of the Class II-A Certificates and/or Class II-M
        Certificates in respect of Basis Risk Shortfall Carry Forwards Amount, whether
        pursuant to the second preceding sentence or pursuant to clause (d) below,
        shall
        not be payments with respect to a Regular Interest in a REMIC within the
        meaning
        of Section 860G(a)(1) of the Code.

       

      (c)  Group
        II
        Net Swap Payments and Group II Swap Termination Payments (other than Group
        II
        Swap Termination Payments resulting from a Group II Swap Provider Trigger
        Event
        and to the extent not paid by the Swap Administrator on behalf of the Group
        II
        Supplemental Interest Trust Trustee from any upfront payment received pursuant
        to any related replacement interest rate swap agreement that may be entered
        into
        by the Group II Supplemental Interest Trust Trustee) payable by the Swap
        Administrator, on behalf of the Group II Supplemental Interest Trust Trustee,
        to
        the Group II Swap Provider pursuant to the Group II Swap Agreement shall
        be
        deducted from Interest Funds with respect to Loan Group II, and to the extent
        of
        any such remaining amounts due, from Principal Funds with respect to Loan
        Group
        II, prior to any distributions to the Group II Certificateholders. On or
        before
        each Distribution Date, such amounts shall be remitted to the Swap
        Administrator, and deposited into the Group II Swap Account, first to make
        any
        Group II Net Swap Payment owed to the Group II Swap Provider pursuant to
        the
        Group II Swap Agreement for such Distribution Date and for prior Distribution
        Dates, if any, and second to make any Group II Swap Termination Payment (not
        due
        to a Group II Swap Provider Trigger Event and to the extent not paid by the
        Swap
        Administrator on behalf of the Group II Supplemental Interest Trust Trustee
        from
        any upfront payment received pursuant to any related replacement interest
        rate
        swap agreement that may be entered into by the Group II Supplemental Interest
        Trust Trustee) owed to the Group II Swap Provider pursuant to the Group II
        Swap
        Agreement for such Distribution Date and for prior Distribution Dates, if
        any.
        For federal income tax purposes, such amounts paid to the Group II Supplemental
        Interest Trust on each Distribution Date shall first be deemed paid to the
        Group
        II Supplemental Interest Trust in respect of REMIC X Regular Interest IO
        to the
        extent of the amount distributable on such REMIC X Regular Interest IO on
        such
        Distribution Date, and any remaining amount shall be deemed paid to the Group
        II
        Supplemental Interest Trust in respect of a Group II Class IO Distribution
        Amount. Any Group II Swap Termination Payment triggered by a Group II Swap
        Provider Trigger Event owed to the Group II Swap Provider pursuant to the
        Group
        II Swap Agreement will be subordinated to distributions to the Holders of
        the
        Class II-A Certificates and Class II-M Certificates and shall be paid as
        set
        forth under Section 5.04(b)(4). In addition, the Swap Administrator shall
        remit
        to the Group II Swap Provider any Group II Swap Optional Termination Payment
        paid as part of the Group II Mortgage Loan Purchase Price and remitted to
        the
        Group II Supplemental Interest Trust pursuant to Section 10.01.

       

      (d)  On
        or
        before each Distribution Date, Group II Net Swap Payments payable by the
        Group
        II Swap Provider pursuant to the Group II Swap Agreement to the Swap
        Administrator, on behalf of the Group II Supplemental Interest Trust Trustee,
        will be deposited by the Swap Administrator, acting on behalf of the Group
        II
        Supplemental Interest Trust Trustee, into the Group II Swap Account pursuant
        to
        the Swap Administration Agreement. The Swap Administrator shall, to the extent
        provided in the Swap Administration Agreement, remit amounts on deposit in
        the
        Group II Swap Account to the Trustee for deposit into the Group II Reserve
        Fund.
        On each Distribution Date, to the extent required, the Trustee shall withdraw
        such amounts from the Group II Reserve Fund to distribute to the Class II-A
        Certificates and Class II-M Certificates in the following order of
        priority:

       

      (i)  first,
        to each
        Class of Class II-A Certificates, on a pro
        rata
        basis,
        to pay Current Interest and any Interest Carry Forward Amount to the extent
        due
        to the interest portion of a Realized Loss, in each case to the extent not
        fully
        paid pursuant to Section 5.04(b)(1);

       

      (ii)  second,
        sequentially to the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4,
        Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class
        II-M-10 and Class II-M-11 Certificates, in that order, to pay Current Interest
        to the extent not fully paid pursuant to Section 5.04(b)(1) and any Interest
        Carry Forward Amount, in each case to the extent due to the interest portion
        of
        a Realized Loss;

       

      (iii)  third,
        to pay
        first, to each Class of Class II-A Certificates, on a pro
        rata
        basis,
        based on the amount of Basis Risk Shortfall Carry Forward Amount for each
        such
        Class, and second, sequentially to the Class II-M-1, Class II-M-2, Class
        II-M-3,
        Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class
        II-M-9, Class II-M-10 and Class II-M-11 Certificates, in that order, any
        Basis
        Risk Shortfall Carry Forward Amounts for such Distribution Date;
        and

       

      (iv)  fourth,
        to pay
        as principal to the Class II-A Certificates and Class II-M Certificates to
        be
        applied as part of the Group II Extra Principal Distribution Amount payable
        under Section 5.04(b)(2) to the extent that the Group II Overcollateralization
        Amount is reduced below the Group II Overcollateralization Target Amount,
        as a
        result of Realized Losses and to the extent not paid by Excess Spread relating
        to Loan Group II pursuant to Section 5.04(b)(4) for such Distribution Date.
        For
        the avoidance of doubt, any amounts distributable pursuant to this clause
        (iv)
        shall be limited to rebuilding overcollateralization related to Loan Group
        II to
        the extent overcollateralization has been reduced through Realized Losses
        related to Loan Group II.

       

      (e)  The
        Group
        II Reserve Fund is an “outside reserve fund” within the meaning of Treasury
        Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but
        not
        an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal
        owner of the Group II Reserve Fund. The Majority Class II-CE Certificateholder
        shall be the beneficial owner of the Group II Reserve Fund, subject to the
        power
        of the Trustee to transfer amounts under Section 5.04. Amounts in the Group
        II
        Reserve Fund shall, at the direction of the Majority Class II-CE
        Certificateholder, be invested in Permitted Investments that mature no later
        than the Business Day prior to the next succeeding Distribution Date. All
        net
        income and gain from such investments shall be distributed to the Majority
        Class
        II-CE Certificateholder, not as a distribution in respect of any interest
        in any
        REMIC, on such Distribution Date. In
        the
        absence of written instructions to the Trustee, amounts on deposit in the
        Group
        II Reserve Fund shall remain uninvested. All
        amounts earned on amounts on deposit in the Group II Reserve Fund shall be
        taxable to the Majority Class II-CE Certificateholder. Any losses on such
        investments shall be deposited in the Group II Reserve Fund by the Majority
        Class II-CE Certificateholder out of its own funds immediately as realized.
        The
        Group II Swap Account, which is created and maintained by the Swap Administrator
        pursuant to the Swap Administration Agreement, is an “outside reserve fund”
within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not
        be
        an asset of any REMIC created hereunder. The beneficial owner of the Group
        II
        Swap Account is identified, and other matters relating to the Group II Swap
        Account are addressed, in the Swap Administration Agreement.

       

      (f)  The
        Trustee shall treat the Holders of Group II Certificates (other than the
        Class
        II-P, Class II-CE and Class II-R Certificates) as having entered into a notional
        principal contract with respect to the Holders of the Class II-CE Certificates.
        Pursuant to each such notional principal contract, all Holders of Group II
        Certificates (other than the Class II-P, Class II-CE and Class II-R
        Certificates) shall be treated as having agreed to pay, on each Distribution
        Date, to the Holder of the Class II-CE Certificates an aggregate amount equal
        to
        the excess, if any, of (i) the amount payable on such Distribution Date on
        the
        REMIC IV Regular Interest corresponding to such Class of Certificates over
        (ii)
        the amount payable on such Class of Certificates on such Distribution Date
        (such
        excess, a “Group II Class IO Distribution Amount”). A Group II Class IO
        Distribution Amount payable from interest collections shall be allocated
        pro
        rata
        among
        such Certificates based on the excess of, with respect to each such Certificate,
        (i) the amount of interest otherwise payable to the REMIC IV Regular Interest
        relating to such Certificate over (ii) the amount of interest payable to
        such
        Certificate at a per annum rate equal to the related Net Rate Cap, and a
        Group
        II Class IO Distribution Amount payable from principal collections shall
        be
        allocated to the most subordinate Class of Group II Certificates with an
        outstanding principal balance to the extent of such balance. In addition,
        pursuant to such notional principal contract, the Holder of the Class II-CE
        Certificates shall be treated as having agreed to pay Basis Risk Shortfall
        Carry
        Forward Amounts with respect to Loan Group II to the Holders of the Group
        II
        Certificates (other than the Class II-CE, Class II-P and Class II-R
        Certificates) in accordance with the terms of this Agreement. Any payments
        to
        the Group II Certificates from amounts deemed received in respect of this
        notional principal contract shall not be payments with respect to a Regular
        Interest in a REMIC within the meaning of Code Section 860G(a)(1). However,
        any
        payment from the Group II Certificates (other than the Class II-CE, Class
        II-P
        and Class II-R Certificates) of a Group II Class IO Distribution Amount shall
        be
        treated for tax purposes as having been received by the Holders of such
        Certificates in respect of their interests in REMIC IV and as having been
        paid
        by such Holders to the Swap Administrator pursuant to the notional principal
        contract. Thus, each Group II Certificate (other than the Class II-P
        Certificates and Class II-R Certificates) shall be treated as representing
        not
        only ownership of a Regular Interest in REMIC IV, but also ownership of an
        interest in, and obligations with respect to, a notional principal
        contract.

       

      (g) In
        the
        event that the Group II Swap Agreement is terminated prior to the Distribution
        Date in August 2011, the Group II Supplemental Interest Trust Trustee shall
        cause the Swap Administrator to use reasonable efforts to appoint a successor
        swap provider to enter into a related replacement interest rate swap agreement
        using any Group II Swap Termination Payments paid by the Group II Swap Provider
        to the Swap Administrator, on behalf of the Group II Supplemental Interest
        Trust
        Trustee, in connection with such termination. If the Swap Administrator is
        unable to obtain a replacement interest rate swap agreement within the period
        specified in the Swap Administration Agreement, any such Group II Swap
        Termination Payments shall be used by the Swap Administrator, on behalf of
        the
        Group II Supplemental Interest Trust Trustee, for payment to the Holders
        of the
        Class II-A Certificates and Class II-M Certificates or for such other purpose
        specified in the Swap Administration Agreement in accordance with the terms
        thereof.

       

      Section
        3.23  Tax
        Treatment of Class IO Distribution Amounts in the Event of Resecuritization
        of
        Class A Certificates or Class M Certificates. 

       

      In
        the
        event that any Class A Certificate or Class M Certificate is resecuritized
        in a
        REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i)
        payments on the REMIC IV Regular Interest corresponding to such Class A
        Certificate or Class M Certificate shall, for the avoidance of doubt, be
        deemed
        to include the related Class IO Distribution Amount, and (ii) to the extent
        provided in the operative documents for the Resecuritization REMIC, (a) payments
        on the “regular interests” issued by the Resecuritization REMIC shall be deemed
        to include in the aggregate such Class IO Distribution Amount, and (b) such
        Class IO Distribution Amount shall be deemed paid to the holder of the related
        Class CE Certificates pursuant to a notional principal contract entered into
        by
        the holders of one or more “regular interests” issued by the Resecuritization
        REMIC (“Resecuritization Holders”) and the Holder of the related Class CE
        Certificates. In such event, Class IO Distribution Amounts deemed paid by
        Resecuritization Holders under clause (b) of the immediately preceding sentence
        shall be paid on behalf of such holders pursuant to Section 3.21(c) hereof
        with
        respect to Loan Group I and Section 3.22(c) hereof with respect to Loan Group
        II.

       

      Section
        3.24  Advancing
        Facility. 

       

      (a)  The
        Master Servicer and/or the Trustee on behalf of the Trust Fund, in either
        case,
        with the consent of the Master Servicer in the case of the Trustee and, in
        each
        case, with notice to the Rating Agencies, is hereby authorized to enter into
        a
        facility (the “Advancing Facility”) with any Person which provides that such
        Person (an “Advancing Person”) may fund Advances and/or Servicing Advances to
        the Trust Fund under this Agreement, although no such facility shall reduce
        or
        otherwise affect the Master Servicer’s obligation to fund such Advances and/or
        Servicing Advances. If the Master Servicer enters into such an Advancing
        Facility pursuant to this Section 3.24, upon reasonable request of the Advancing
        Person, the Trustee shall execute a letter of acknowledgment, confirming
        its
        receipt of notice of the existence of such Advancing Facility. To the extent
        that an Advancing Person funds any Advance or any Servicing Advance and provides
        the Trustee with notice acknowledged by the Servicer that such Advancing
        Person
        is entitled to reimbursement, such Advancing Person shall be entitled to
        receive
        reimbursement pursuant to this Agreement for such amount to the extent provided
        in Section 3.24(b). Such notice from the Advancing Person must specify the
        amount of the reimbursement, the Section of this Agreement that permits the
        applicable Advance or Servicing Advance to be reimbursed and the section(s)
        of
        the Advancing Facility that entitle the Advancing Person to request
        reimbursement from the Trustee, rather than the Master Servicer, and include
        the
        Master Servicer’s acknowledgment thereto or proof of an Event of Default under
        the Advancing Facility. The Trustee shall have no duty or liability with
        respect
        to any calculation of any reimbursement to be paid to an Advancing Person
        and
        shall be entitled to rely without independent investigation on the Advancing
        Person’s notice provided pursuant to this Section 3.24. An Advancing Person
        whose obligations hereunder are limited to the funding of Advances and/or
        Servicing Advances shall not be required to meet the qualifications of a
        Master
        Servicer or a subservicer pursuant to Section 8.02 hereof and will not be
        deemed
        to be a subservicer under this Agreement.

       

      (b)  If
        an
        Advancing Facility is entered into, then the Master Servicer shall not be
        permitted to reimburse itself therefor under Section 4.02(a)(ii), Section
        4.02(a)(iii) and Section 4.02(a)(v) prior to the remittance to the Trust
        Fund,
        but instead the Master Servicer shall include such amounts in the applicable
        remittance to the Trustee made pursuant to Section 4.02. The Trustee is hereby
        authorized to pay to the Advancing Person, reimbursements for Advances and
        Servicing Advances from the Distribution Account to the same extent the Master
        Servicer would have been permitted to reimburse itself for such Advances
        and/or
        Servicing Advances in accordance with Section 4.02(a)(ii), Section 4.02(a)(iii)
        or Section 4.02(a)(v), as the case may be, had the Master Servicer itself
        funded
        such Advance or Servicing Advance. The Trustee is hereby authorized to pay
        directly to the Advancing Person such portion of the Servicing Fee as the
        parties to any advancing facility agree.

       

      (c)  All
        Advances and Servicing Advances made pursuant to the terms of this Agreement
        shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO)
        basis.

       

      (d)  Any
        amendment to this Section 3.24 or to any other provision of this Agreement
        that
        may be necessary or appropriate to effect the terms of an Advancing Facility
        as
        described generally in this Section 3.24, including amendments to add provisions
        relating to a Successor Master Servicer, may be entered into by the Trustee
        and
        the Master Servicer without the consent of any Certificateholder,
        notwithstanding anything to the contrary in this Agreement.

       

      ARTICLE
        IV

       

      ACCOUNTS

       

      Section
        4.01  Collection
        of Mortgage Loan Payments; Protected Account. 

       

      (a)  The
        Master Servicer shall make reasonable efforts in accordance with customary
        and
        usual standards of practice of prudent mortgage lenders in the respective
        states
        in which the Mortgaged Properties are located to collect all payments called
        for
        under the terms and provisions of the Mortgage Loans to the extent such
        procedures shall be consistent with this Agreement and the terms and provisions
        of any related Required Insurance Policy. Consistent with the foregoing,
        the
        Master Servicer may in its discretion (i) waive any late payment charge and
        (ii)
        extend the due dates for payments due on a Mortgage Note for a period not
        greater than 125 days. In the event of any such arrangement, the Master Servicer
        shall make Advances on the related Mortgage Loan during the scheduled period
        in
        accordance with the amortization schedule of such Mortgage Loan without
        modification thereof by reason of such arrangements, and shall be entitled
        to
        reimbursement therefor in accordance with Section 5.01. The Master Servicer
        shall not be required to institute or join in litigation with respect to
        collection of any payment (whether under a Mortgage, Mortgage Note or otherwise
        or against any public or governmental authority with respect to a taking
        or
        condemnation) if it reasonably believes that enforcing the provision of the
        Mortgage or other instrument pursuant to which such payment is required is
        prohibited by applicable law. In
        addition, if (x) a Mortgage Loan is in default or default is reasonably
        foreseeable, the Master Servicer may also waive, modify or vary any term
        of any
        Mortgage Loan or consent to the postponement of strict compliance with any
        such
        term or in any manner grant indulgence to any mortgagor, including without
        limitation, to (1) capitalize any amounts owing on the Mortgage Loan by adding
        such amount to the outstanding principal balance of the Mortgage Loan, (2)
        defer
        such amounts to a later date or the final payment date of such Mortgage Loan,
        (3) extend the maturity of any such Mortgage Loan, but in no instance past
        the
        date on which the final payment is due on the latest maturing Mortgage Loan
        as
        of the Cut-off Date, and/or (4) reduce the related Mortgage Rate (subject
        to
        clause (y) below), provided that, in the Master Servicer’s determination, such
        waiver, modification, postponement or indulgence is not materially adverse
        to
        the interests of the Certificateholders (taking into account any estimated
        Realized Loss that might result absent such action),
        or (y)
        the Master Servicer delivers to the Trustee a certification addressed to
        the
        Trustee, based on the advice of counsel or certified public accountants,
        in
        either case, that have a national reputation with respect to taxation of
        REMICs,
        that a modification of such Mortgage Loan will not result in the imposition
        of
        taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC
        III,
        REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X,
        the
        Master Servicer may, (A) amend the related Mortgage Note to reduce the Mortgage
        Rate applicable thereto, provided that such reduced Mortgage Rate shall in
        no
        event be lower than 5.00% with respect to any Mortgage Loan and (B) amend
        any
        Mortgage Note to extend the maturity thereof.

       

      (b)  The
        Master Servicer shall not waive (or permit a sub-servicer to waive) any
        Prepayment Charge unless: (i) the enforceability thereof shall have been
        limited
        by bankruptcy, insolvency, moratorium, receivership and other similar laws
        relating to creditors’ rights generally, (ii) the enforcement thereof is
        illegal, or any local, state or federal agency has threatened legal action
        if
        the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated
        in connection with a foreclosure or other involuntary payment or (iv) such
        waiver is standard and customary in servicing similar Mortgage Loans and
        relates
        to a default or a reasonably foreseeable default and would, in the reasonable
        judgment of the Master Servicer, maximize recovery of total proceeds taking
        into
        account the value of such Prepayment Charge and the related Mortgage Loan.
        If
        a
        Prepayment Charge is waived, but does not meet the standards described above,
        then the Master Servicer is required to pay the amount of such waived Prepayment
        Charge, for the benefit of the related Class P Certificates, by remitting
        such
        amount to the Trustee by the Distribution Account Deposit Date with respect
        to
        such Loan Group.

       

      (c)  The
        Master Servicer shall establish and maintain a Protected Account (which shall
        at
        all times be an Eligible Account) with a depository institution in the name
        of
        the Master Servicer for the benefit of the Trustee on behalf of the
        Certificateholders and designated “EMC Mortgage Corporation, as Master Servicer,
        for the benefit of LaSalle Bank National Association, in trust for registered
        Holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed
        Certificates, Series 2006-HE7”. The Master Servicer shall deposit or cause to be
        deposited into the Protected Account on a daily basis within two Business
        Days
        of receipt and identification, except as otherwise specifically provided
        herein,
        the following payments and collections remitted by subservicers or received
        by
        it in respect of the Mortgage Loans subsequent to the Cut-off Date (other
        than
        in respect of principal and interest due on the Mortgage Loans on or before
        the
        Cut-off Date) and the following amounts required to be deposited
        hereunder:

       

      (i)  with
        respect to each Loan Group, all payments on account of principal, including
        Principal Prepayments, on the Mortgage Loans;

       

      (ii)  with
        respect to each Loan Group, all payments on account of interest on the Mortgage
        Loans net of the Servicing Fee permitted under Section 3.10 and LPMI Fees,
        if
        any;

       

      (iii)  with
        respect to each Loan Group, all Liquidation Proceeds, Subsequent Recoveries
        and
        Insurance Proceeds, other than proceeds to be applied to the restoration
        or
        repair of the Mortgaged Property or released to the Mortgagor in accordance
        with
        the Master Servicer’s normal servicing procedures;

       

      (iv)  with
        respect to each Loan Group, any amount required to be deposited by the Master
        Servicer pursuant to Section 4.01(c) in connection with any losses on Permitted
        Investments;

       

      (v)  with
        respect to each Loan Group, any amounts required to be deposited by the Master
        Servicer pursuant to Section 3.05;

       

      (vi)  with
        respect to each Loan Group, any Prepayment Charges collected on the Mortgage
        Loans; and

       

      (vii)  with
        respect to each Loan Group, any other amounts required to be deposited
        hereunder.

       

      The
        foregoing requirements for remittance by the Master Servicer into the Protected
        Account shall be exclusive, it being understood and agreed that, without
        limiting the generality of the foregoing, payments in the nature of late
        payment
        charges or assumption fees, if collected, need not be remitted by the Master
        Servicer. In the event that the Master Servicer shall remit any amount with
        respect to a Loan Group not required to be remitted and not otherwise subject
        to
        withdrawal pursuant to Section 4.02, it may at any time withdraw or direct
        the
        institution maintaining the Protected Account, to withdraw such amount from
        the
        Protected Account with respect to such Loan Group, any provision herein to
        the
        contrary notwithstanding. Such withdrawal or direction may be accomplished
        by
        delivering written notice thereof to the institution maintaining the Protected
        Account, that describes the amounts deposited in error in the Protected Account.
        The Master Servicer shall maintain adequate records with respect to all
        withdrawals made pursuant to this Section. Reconciliations will be prepared
        for
        the Protected Account within 45 calendar days after the bank statement cut-off
        date. All items requiring reconciliation will be resolved within 90 calendar
        days of their original identification. All funds deposited in the Protected
        Account shall be held in trust for the related Certificateholders until
        withdrawn in accordance with Section 4.02.

       

      (d)  The
        institution that maintains the Protected Account shall invest the funds in
        the
        Protected Account, in the manner directed by the Master Servicer, in Permitted
        Investments which shall mature not later than the Remittance Date and shall
        not
        be sold or disposed of prior to its maturity. All such Permitted Investments
        shall be made in the name of the Trustee, for the benefit of the
        Certificateholders. All income and gain net of any losses realized from any
        such
        investment shall be for the benefit of the Master Servicer as servicing
        compensation and shall be remitted to it monthly as provided herein. The
        amount
        of any losses incurred in the Protected Account in respect of any such
        investments shall be deposited by the Master Servicer into the Protected
        Account, out of the Master Servicer’s own funds.

       

      (e)  The
        Master Servicer shall give at least 30 days advance notice to the Trustee,
        the
        Sellers, each Rating Agency and the Depositor of any proposed change of location
        of the Protected Account prior to any change thereof.

       

      Section
        4.02  Permitted
        Withdrawals From the Protected Account. 

       

      (a)  The
        Master Servicer may from time to time make withdrawals from the Protected
        Account with respect to the related Loan Group for the following
        purposes:

       

      (i)  to
        pay
        itself (to the extent not previously paid to or withheld by the Master
        Servicer), as servicing compensation in accordance with Section 3.10, that
        portion of any payment of interest that equals the Servicing Fee for the
        period
        with respect to which such interest payment was made, and, as additional
        servicing compensation, those other amounts set forth in Section
        3.10;

       

      (ii)  to
        reimburse the Master Servicer for Advances made by it with respect to the
        related Mortgage Loans; provided, however, that the Master Servicer’s right of
        reimbursement pursuant to this subclause (ii) shall be limited to amounts
        received on particular Mortgage Loan(s) (including, for this purpose,
        Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries) that
        represent late recoveries of payments of principal and/or interest on such
        particular Mortgage Loan(s) in respect of which any such Advance was
        made;

       

      (iii)  to
        reimburse the Master Servicer for any previously made portion of a Servicing
        Advance or an Advance made by the Master Servicer that, in the good faith
        judgment of the Master Servicer, will not be ultimately recoverable by it
        from
        the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds
        or
        otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to
        clause (ii) or clause (v);

       

      (iv)  to
        reimburse the Master Servicer from Insurance Proceeds for Insured Expenses
        covered by the related Insurance Policy;

       

      (v)  to
        pay
        the Master Servicer any unpaid Servicing Fees and to reimburse it for any
        unreimbursed Servicing Advances, provided, however, that the Master Servicer’s
        right to reimbursement for Servicing Advances pursuant to this subclause
        (v)
        with respect to any Mortgage Loan shall be limited to amounts received on
        particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds,
        Insurance Proceeds, Subsequent Recoveries and purchase and repurchase proceeds)
        that represent late recoveries of the payments for which such Servicing Advances
        were made;

       

      (vi)  to
        pay to
        the Seller, with respect to each Mortgage Loan or property acquired in respect
        thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.19 of
        this
        Agreement, all amounts received thereon and not taken into account in
        determining the related Stated Principal Balance of such repurchased Mortgage
        Loan;

       

      (vii)  to
        pay
        any expenses recoverable by the Master Servicer pursuant to Section 7.04
        of this
        Agreement;

       

      (viii)  to
        withdraw pursuant to Section 4.01 any amount deposited in the Protected Account
        and not required to be deposited therein; and

       

      (ix)  to
        clear
        and terminate the Protected Account upon termination of this Agreement pursuant
        to Section 10.01 hereof.

       

      In
        addition, no later than 10:00 a.m. Eastern time on the Distribution Account
        Deposit Date, the Master Servicer shall withdraw from the Protected Account
        and
        remit to the Trustee the amount of Interest Funds (without taking into account
        any reduction in the amount of Interest Funds attributable to the application
        of
        clause (c) of the definition thereof contained in Article I of this Agreement)
        and Principal Funds collected, to the extent on deposit, and the Trustee
        shall
        deposit such amount in the Distribution Account. In addition, on or before
        the
        Distribution Account Deposit Date, the Master Servicer shall remit to the
        Trustee for deposit in the Distribution Account any Advances or any payments
        of
        Compensating Interest required to be made by the Master Servicer with respect
        to
        the Mortgage Loans. Furthermore, on each Distribution Account Deposit Date,
        the
        Master Servicer shall remit to the Trustee all Prepayment Charges collected
        by
        the Master Servicer with respect to the Mortgage Loans during the related
        Prepayment Period.

       

      The
        Master Servicer shall keep and maintain separate accounting, on a Mortgage
        Loan
        by Mortgage Loan basis, for the purpose of justifying any withdrawal from
        the
        Protected Account pursuant to subclauses (i), (ii), (iv), (v), (vi) and (vii)
        above. Prior to making any withdrawal from the Protected Account pursuant
        to
        subclause (iii), the Master Servicer shall deliver to the Trustee an Officer’s
        Certificate of a Servicing Officer indicating the amount of any previous
        Advance
        or Servicing Advance determined by the Master Servicer to be a Nonrecoverable
        Advance and identifying the related Mortgage Loan(s), and their respective
        portions of such Nonrecoverable Advance.

       

      Section
        4.03  Collection
        of Taxes; Assessments and Similar Items; Escrow Accounts. 

       

      With
        respect to each Mortgage Loan, to the extent required by the related Mortgage
        Note, the Master Servicer shall establish and maintain one or more accounts
        (each, an “Escrow Account”) and deposit and retain therein all collections from
        the Mortgagors (or advances by the Master Servicer) for the payment of taxes,
        assessments, hazard insurance premiums or comparable items for the account
        of
        the Mortgagors. Nothing herein shall require the Master Servicer to compel
        a
        Mortgagor to establish an Escrow Account in violation of applicable
        law.

       

      Withdrawals
        of amounts so collected from the Escrow Accounts may be made only to effect
        timely payment of taxes, assessments, hazard insurance premiums, condominium
        or
        PUD association dues, or comparable items, to reimburse the Master Servicer
        out
        of related collections for any payments made with respect to each Mortgage
        Loan
        pursuant to Section 3.01 (with respect to taxes and assessments and insurance
        premiums) and Section 3.05 (with respect to hazard insurance), to refund
        to any
        Mortgagors for any Mortgage Loans any sums as may be determined to be overages,
        to pay interest, if required by law or the terms of the related Mortgage
        or
        Mortgage Note, to such Mortgagors on balances in the Escrow Account or to
        clear
        and terminate the Escrow Account at the termination of this Agreement in
        accordance with Section 10.01 thereof. The Escrow Account shall not be a
        part of
        the Trust Fund.

       

      Section
        4.04  Distribution
        Account. 

       

      (a)  The
        Trustee shall establish and maintain in the name of the Trustee, for the
        benefit
        of the Certificateholders, the Distribution Account as a segregated trust
        account or accounts.

       

      (b)  All
        amounts deposited to the Distribution Account shall be held by the Trustee
        in
        the name of the Trustee in trust for the benefit of the Certificateholders
        in
        accordance with the terms and provisions of this Agreement.

       

      (c)  The
        Distribution Account shall constitute an Eligible Account of the Trust Fund
        segregated on the books of the Trustee and held by the Trustee and the
        Distribution Account and the funds deposited therein shall not be subject
        to,
        and shall be protected from, all claims, liens, and encumbrances of any
        creditors or depositors of the Trustee (whether made directly, or indirectly
        through a liquidator or receiver of the Trustee). The amount at any time
        credited to the Distribution Account may be invested in the name of the Trustee,
        in such Permitted Investments, or deposited in demand deposits with such
        depository institutions, as determined by the Trustee. All Permitted Investments
        shall mature or be subject to redemption or withdrawal on or before, and
        shall
        be held until, the next succeeding Distribution Date if the obligor for such
        Permitted Investment is the Trustee or, if such obligor is any other Person,
        the
        Business Day preceding such Distribution Date. All investment earnings on
        amounts on deposit in the Distribution Account or benefit from funds uninvested
        therein from time to time shall be for the account of the Trustee. The Trustee
        shall be permitted to withdraw or receive distribution of any and all investment
        earnings from the Distribution Account on each Distribution Date. If there
        is
        any loss on a Permitted Investment or demand deposit, the Trustee shall deposit
        the amount of the loss from its own funds in the Distribution Account not
        later
        than the applicable Distribution Date on which the moneys so invested are
        required to be distributed to the Certificateholders. With respect to the
        Distribution Account and the funds deposited therein, the Trustee shall take
        such action as may be necessary to ensure that the Certificateholders shall
        be
        entitled to the priorities afforded to such a trust account (in addition
        to a
        claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and
        applicable regulations pursuant thereto, if applicable, or any applicable
        comparable state statute applicable to state chartered banking
        corporations.

       

      Section
        4.05  Permitted
        Withdrawals and Transfers from the Distribution Account. 

       

      (a)  The
        Trustee will make or cause to be made such withdrawals or transfers from
        the
        Distribution Account for the following purposes:

       

      (i)  to
        pay to
        itself the Trustee Fee;

       

      (ii)  to
        reimburse the Trustee, Supplemental Interest Trust Trustees or the Swap
        Administrator for expenses, costs and liabilities incurred by or reimbursable
        to
        it pursuant to this Agreement;

       

      (iii)  to
        pay
        investment income to the Trustee;

       

      (iv)  to
        remove
        amounts deposited in error;

       

      (v)  with
        respect to each Loan Group, to make distributions to the Swap Administrator
        for
        payment to the related Swap Provider as provided in this Agreement;
        and

       

      (vi)  to
        clear
        and terminate the Distribution Account pursuant to Section 10.01.

       

      (b)  On
        each
        Distribution Date, the Trustee shall distribute Interest Funds with respect
        to
        each Loan Group and Principal Funds with respect to each Loan Group in the
        Distribution Account to the Holders of the Certificates in accordance with
        Section 5.04.

       

      Section
        4.06  Class
        I-P Certificate Account. 

       

      (a)  The
        Trustee shall establish and maintain in the name of the Trustee, for the
        benefit
        of the Class I-P Certificateholders, the Class I-P Certificate Account as
        a
        segregated trust account or accounts.

       

      (b)  On
        the
        Closing Date, the Depositor will deposit, or cause to be deposited in the
        Class
        I-P Certificate Account, an amount equal to $100. All amounts deposited to
        the
        Class I-P Certificate Account shall be held by the Trustee in the name of
        the
        Trustee in trust for the benefit of the Class I-P Certificateholders in
        accordance with the terms and provisions of this Agreement. The amount on
        deposit in the Class I-P Certificate Account shall be held
        uninvested.

       

      Section
        4.07  Class
        II-P Certificate Account. 

       

      (a)  The
        Trustee shall establish and maintain in the name of the Trustee, for the
        benefit
        of the Class II-P Certificateholders, the Class II-P Certificate Account
        as a
        segregated trust account or accounts.

       

      (b)  On
        the
        Closing Date, the Depositor will deposit, or cause to be deposited in the
        Class
        II-P Certificate Account, an amount equal to $100. All amounts deposited
        to the
        Class II-P Certificate Account shall be held by the Trustee in the name of
        the
        Trustee in trust for the benefit of the Class II-P Certificateholders in
        accordance with the terms and provisions of this Agreement. The amount on
        deposit in the Class II-P Certificate Account shall be held
        uninvested.

      ARTICLE
        V

      DISTRIBUTIONS
        AND ADVANCES

      Section
        5.01  Advances. 

       

      The
        Master Servicer shall, or shall cause the related subservicer pursuant to
        the
        Subservicing Agreement to, make an Advance (other than any balloon payments)
        and
        deposit such Advance in the Protected Account with respect to the related
        Loan
        Group. Each such Advance shall be remitted to the Distribution Account with
        respect to the related Loan Group no later than 10:00 a.m. Eastern time on
        the
        Distribution Account Deposit Date in immediately available funds. The Master
        Servicer shall be obligated to make any such Advance only to the extent that
        such advance would not be a Nonrecoverable Advance. If the Master Servicer
        shall
        have determined that it has made a Nonrecoverable Advance or that a proposed
        Advance or a lesser portion of such Advance would constitute a Nonrecoverable
        Advance, the Master Servicer shall deliver (i) to the Trustee for the benefit
        of
        the related Certificateholders funds constituting the remaining portion of
        such
        Advance, if applicable, and (ii) to the Depositor, each Rating Agency and
        the
        Trustee an Officer’s Certificate setting forth the basis for such determination.
        Subject to the Master Servicer’s recoverability determination, in the event that
        a subservicer fails to make a required Advance, the Master Servicer shall
        be
        required to remit the amount of such Advance to the Distribution Account
        with
        respect to the related Loan Group.

       

      In
        lieu
        of making all or a portion of such Advance from its own funds, the Master
        Servicer may (i) cause to be made an appropriate entry in its records relating
        to the Protected Account that any Amount Held for Future Distributions with
        respect to the related Loan Group has been used by the Master Servicer in
        discharge of its obligation to make any such Advance and (ii) transfer such
        funds from the Protected Account with respect to the related Loan Group to
        the
        Distribution Account. Any funds so applied and transferred shall be replaced
        by
        the Master Servicer by deposit in the Distribution Account with respect to
        the
        related Loan Group, no later than the close of business on the Business Day
        immediately preceding the Distribution Date on which such funds are required
        to
        be distributed pursuant to this Agreement.

       

      The
        Master Servicer shall be entitled to be reimbursed from the Protected Account
        with respect to the related Loan Group for all Advances of its own funds
        made
        pursuant to this Section as provided in Section 4.02. The obligation to make
        Advances with respect to any Mortgage Loan shall continue until such Mortgage
        Loan is paid in full or the related Mortgaged Property or related REO Property
        has been liquidated or until the purchase or repurchase thereof (or substitution
        therefor) from the Trust Fund pursuant to any applicable provision of this
        Agreement, except as otherwise provided in this Section 5.01.

       

      Subject
        to and in accordance with the provisions of Article VIII hereof, in the event
        the Master Servicer fails to make such Advance, then the Trustee, as Successor
        Master Servicer, or any other Successor Master Servicer appointed hereunder,
        shall be obligated to make such Advance, subject to the provisions of this
        Section 5.01.

       

      Section
        5.02  Compensating
        Interest Payments. 

       

      In
        the
        event that there is a Prepayment Interest Shortfall arising from a voluntary
        Principal Prepayment in part or in full by the Mortgagor with respect to
        any
        Mortgage Loan, the Master Servicer shall, to the extent of the Servicing
        Fee for
        such Distribution Date, deposit into the Distribution Account with respect
        to
        the related Loan Group, as a reduction of the Servicing Fee for such
        Distribution Date, no later than the close of business on the Business Day
        immediately preceding such Distribution Date, an amount equal to such Prepayment
        Interest Shortfall; and in case of such deposit, the Master Servicer shall
        not
        be entitled to any recovery or reimbursement from the Depositor, the Trustee,
        the Seller, the Trust Fund or the related Certificateholders.

       

      Section
        5.03  REMIC
        Distributions. 

       

      On
        each
        Distribution Date the Trustee shall be deemed to have allocated distributions
        to
        the REMIC I Regular Interests, REMIC II Regular Interests, REMIC III Regular
        Interests and REMIC IV Regular Interests in accordance with Section 5.07
        hereof.

       

      Section
        5.04  Distributions. 

       

      (a)  Subject
        to Section 3.21(c), on
        each
        Distribution Date, an amount equal to the Interest Funds and Principal Funds
        for
        Loan Group I for such Distribution Date shall be withdrawn by the Trustee
        from
        the Distribution Account and distributed in the following order of
        priority:

       

      (1)  Interest
        Funds in respect of Loan Group I shall be distributed in the following manner
        and order of priority:

       

      	(i)  	
              To
                the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, the Current
                Interest and any Interest Carry Forward Amount for each such Class,
                on a
                pro
                rata
                basis, based on the entitlement of each such Class;
                and

            

       

      	(ii)  	
              From
                remaining Interest Funds in respect of Loan Group I, sequentially
                to the
                Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5,
                Class
                I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class
                I-M-11 Certificates, in that order, the Current Interest for such
                Class.
                

            

       

      Any
        Excess Spread with respect to Loan Group I to the extent necessary to meet
        a
        level of overcollateralization equal to the Group I Overcollateralization
        Target
        Amount shall be the Group I Extra Principal Distribution Amount and will
        be
        included as part of the related Principal Distribution Amount. Any related
        Remaining Excess Spread together with any Group I Overcollateralization Release
        Amount shall be applied as Excess Cashflow with respect to Loan Group I and
        distributed pursuant to clauses (a)(3)(A) through (H) below.

       

      On
        any
        Distribution Date, any Relief Act Interest Shortfalls and any Prepayment
        Interest Shortfalls with respect to the Group I Mortgage Loans to the extent
        not
        covered by Compensating Interest will be allocated to the Group I Certificates
        as set forth in the definition of “Current Interest” herein and Section
        1.02.

       

      (2)  Principal
        Funds with respect to Loan Group I shall be distributed in the following
        manner
        and order of priority:

       

          (A)  For
        each
        Distribution Date (i) prior to the Group I Stepdown Date or (ii) on which
        a
        Group I Trigger Event is in effect:

       

      	(i)  	
              From
                the Principal Distribution Amount with respect to Loan Group I for
                such
                Distribution Date, sequentially, to the Class I-A-1, Class I-A-2
                and Class
                I-A-3 Certificates, in that order, in each case until the Certificate
                Principal Balance thereof is reduced to zero;

            

       

      	(ii)  	
              To
                the Class I-M-1 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to zero;
                

            

       

      	(iii)  	
              To
                the Class I-M-2 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(iv)  	
              To
                the Class I-M-3 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(v)  	
              To
                the Class I-M-4 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(vi)  	
              To
                the Class I-M-5 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(vii)  	
              To
                the Class I-M-6 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to zero;
                

            

       

      	(viii)  	
              To
                the Class I-M-7 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to zero;
                

            

       

      	(ix)  	
              To
                the Class I-M-8 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(x)  	
              To
                the Class I-M-9 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(xi)  	
              To
                the Class I-M-10 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to zero;
                and

            

       

      	(xii)  	
              To
                the Class I-M-11 Certificates, from any remaining Principal Funds
                in
                respect of Loan Group I for such Distribution Date, the remaining
                Principal Distribution Amount with respect to Loan Group I, until
                the
                Certificate Principal Balance thereof is reduced to
                zero.

            

       

          (B)  For
        each
        Distribution Date on or after the Group I Stepdown Date, so long as a Group
        I
        Trigger Event is not in effect:

       

      	(i)  	
              To
                the Class I-A Certificates, the Class I-A Principal Distribution
                Amount
                for such Distribution Date, sequentially to the Class I-A-1, Class
                I-A-2
                and Class I-A-3 Certificates, in that order, in each case until the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(ii)  	
              To
                the Class I-M-1 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-1 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero;

            

       

      	(iii)  	
              To
                the Class I-M-2 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-2 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero;

            

       

      	(iv)  	
              To
                the Class I-M-3 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-3 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero;

            

       

      	(v)  	
              To
                the Class I-M-4 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-4 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero;

            

       

      	(vi)  	
              To
                the Class I-M-5 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-5 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero;

            

       

      	(vii)  	
              To
                the Class I-M-6 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-6 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero; 

            

       

      	(viii)  	
              To
                the Class I-M-7 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-7 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero; 

            

       

      	(ix)  	
              To
                the Class I-M-8 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-8 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero;

            

       

      	(x)  	
              To
                the Class I-M-9 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-9 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero;

            

       

      	(xi)  	
              To
                the Class I-M-10 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-10 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero; and

            

       

      	(xii)  	
              To
                the Class I-M-11 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group I for such Distribution Date, the
                Class
                I-M-11 Principal Distribution Amount, until the Certificate Principal
                Balance thereof is reduced to zero.

            

       

      (3)  Any
        Excess Cashflow with respect to Loan Group I shall be distributed in the
        following manner and order of priority:

       

      (A)  Excess
        Cashflow with respect to Loan Group I, to the Class I-A Certificates, (a)
        first,
        any remaining Interest Carry Forward Amount for such Classes, pro
        rata,
        in
        accordance with the Interest Carry Forward Amount due with respect to each
        such
        Class,
        to the
        extent not fully paid pursuant to clause (a)(1) above
        and
        Section 3.21(d) and (b) second, any Unpaid Realized Loss Amount for such
        Classes
        for such Distribution Date, pro
        rata,
        in
        accordance with the Applied Realized Loss Amount allocated to each such
        Class;

       

      (B)  from
        any
        remaining Excess Cashflow with respect to Loan Group I, sequentially, to
        the
        Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6,
        Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11
        Certificates, in that order, an amount equal to the Interest Carry Forward
        Amount for each such Class for such Distribution Date to the extent not fully
        paid pursuant to Section 3.21(d);

       

      (C)  from
        any
        remaining Excess Cashflow with respect to Loan Group I otherwise distributable
        to the Class I-CE Interest and the Class I-CE Certificates, to the Group
        I
        Reserve Fund, (i) first, to pay to the Classes of Class I-A Certificates,
        any
        Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution
        Date, on a pro
        rata
        basis,
        based on the amount of the Basis Risk Shortfall Carry Forward Amount for
        each
        such Class to the extent not paid pursuant to Section 3.21(d) and to the
        extent
        such amount exceeds the amounts then on deposit in the Group I Reserve Fund,
        and
        (ii) second, to maintain a balance in the Group I Reserve Fund equal to the
        Group I Reserve Fund Deposit;

       

      (D)  from
        any
        remaining Excess Cashflow with respect to Loan Group I otherwise distributable
        to the Class I-CE Interest and the Class I-CE Certificates, to the Group
        I
        Reserve Fund, (i) first, to pay to the Class I-M-1, Class I-M-2, Class I-M-3,
        Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9,
        Class I-M-10 and Class I-M-11 Certificates, sequentially in that order, any
        Basis Risk Shortfall Carry Forward Amount for each such Class for such
        Distribution Date, if any, in each case to the extent not paid pursuant to
        Section 3.21(d) and to the extent such amount exceeds the amounts then on
        deposit in the Group I Reserve Fund, and (ii) second, to maintain a balance
        in
        the Group I Reserve Fund equal to the Group I Reserve Fund Deposit;

       

      (E)  from
        any
        remaining Excess Cashflow with respect to Loan Group I, to the Class I-A
        Certificates, on a pro
        rata
        basis,
        based on the entitlement of each such Class, and then sequentially to the
        Class
        I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class
        I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates,
        in
        that order, the amount of Relief Act Shortfalls and any Prepayment Interest
        Shortfalls allocated to such Classes of Certificates, to the extent not
        previously reimbursed;

       

      (F)  from
        any
        remaining Excess Cashflow with respect to Loan Group I, to the Swap
        Administrator for payment to the Group I Swap Provider, any Group I Swap
        Termination Payments due to a Group I Swap Provider Trigger Event owed by
        the
        Trust Fund with respect to Loan Group I (to the extent not paid by the Swap
        Administrator from any upfront payment received pursuant to any related
        replacement interest rate swap agreement that may be entered into by the
        Group I
        Supplemental Interest Trust Trustee);

       

      (G)  from
        any
        remaining Excess Cashflow with respect to Loan Group I, to the Class I-CE
        Interest and Class I-CE Certificates, an amount equal to the Class I-CE
        Distribution Amount reduced by amounts distributed in clauses (C) and (D)
        above;
        and

       

      (H)  from
        any
        remaining Excess Cashflow with respect to Loan Group I, to each of the Class
        I-R-1, Class I-R-2, Class I-R-3 and Class I-RX Certificates, based on the
        related REMIC in which such amounts remain.

       

      On
        each
        Distribution Date, all amounts with respect to Prepayment Charges with respect
        to Loan Group I shall be distributed to the Holders of the Class I-P Interest
        and the Class I-P Certificates, provided that such distributions shall not
        be in
        reduction of the principal balance thereof. On the Distribution Date immediately
        following the expiration of the latest Prepayment Charge term with respect
        to
        Loan Group I as identified on the Mortgage Loan Schedule, any amount on deposit
        in the Class I-P Certificate Account will be distributed to the Holders of
        the
        Class I-P Interest and the Class I-P Certificates in reduction of the
        Certificate Principal Balance thereof.

       

      In
        addition, notwithstanding the foregoing, on any Distribution Date after the
        Distribution Date on which the Certificate Principal Balance of a Class of
        Class
        I-A Certificates or Class I-M Certificates has been reduced to zero, that
        Class
        of Certificates will be retired and will no longer be entitled to distributions,
        including distributions in respect of Prepayment Interest Shortfalls or Basis
        Risk Shortfall Carry Forward Amounts.

       

      In
        addition, notwithstanding the foregoing clause (a)(2), to the extent a Group
        I
        Class IO Distribution Amount is payable from principal collections, Principal
        Distribution Amounts related to Loan Group I will be deemed paid to the most
        subordinate Class of Group I Regular Certificates (other than the Class I-P
        Certificates), until the Certificate Principal Balance thereof has been reduced
        to zero, and such amount will be paid pursuant to Section 3.21(f).

       

      (b)  Subject
        to Section 3.22(c), on each Distribution Date, an amount equal to the Interest
        Funds and Principal Funds for Loan Group II for such Distribution Date shall
        be
        withdrawn by the Trustee from the Distribution Account and distributed in
        the
        following order of priority:

       

      (1)  Interest
        Funds in respect of Loan Group II shall be distributed in the following manner
        and order of priority:

       

      (A)  From
        Interest Funds in respect of:

       

      	(i)  	
              Subgroup
                II-1, to the Class II-1A-1, Class II-1A-2 and Class II-1A-3 Certificates,
                the Current Interest and then any Interest Carry Forward Amount for
                each
                such Class, on a pro
                rata
                basis, based on the entitlement of each such Class;
                and

            

       

      	(ii)  	
              Subgroup
                II-2, to the Class II-2A Certificates, the Current Interest and then
                any
                Interest Carry Forward Amount for such Class;

            

       

          (B)  From
        remaining Interest Funds in respect of each Subgroup, to the unrelated Class
        II-1A Certificates and Class II-2A Certificates, as applicable, the remaining
        Current Interest, if any, and the remaining Interest Carry Forward Amount,
        if
        any, for such Classes, pro
        rata,
        based on
        the entitlement of each such Class; 

       

          (C)  From
        remaining Interest Funds in respect of Loan Group II, sequentially, to the
        Class
        II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class
        II-M-6,
        Class
        II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11
        Certificates, in that order, the Current Interest for each such
        Class.

       

      Any
        Excess Spread with respect to Loan Group II to the extent necessary to meet
        a
        level of overcollateralization equal to the Group II Overcollateralization
        Target Amount shall be the Group II Extra Principal Distribution Amount and
        shall be included as part of the related Principal Distribution Amount. Any
        related Remaining Excess Spread together with any Group II Overcollateralization
        Release Amount will be applied as Excess Cashflow with respect to Loan Group
        II
        and distributed pursuant to clauses (b)(4)(A) through (H) below.

       

      On
        any
        Distribution Date, any Relief Act Interest Shortfalls and any Prepayment
        Interest Shortfalls with respect to the Group II Mortgage Loans to the extent
        not covered by Compensating Interest will be allocated to the Group II
        Certificates as set forth in the definition of “Current Interest” herein and
        Section 1.02.

       

      (2)  Principal
        Funds with respect to Loan Group II shall be distributed in the following
        manner
        and order of priority:

       

          (A)  For
        each
        Distribution Date (i) prior to the Group II Stepdown Date or (ii) on which
        a
        Group II Trigger Event is in effect:

       

      	(i)  	
              To
                the Class II-A Certificates, the related Principal Distribution Amount
                for
                such Distribution Date to be distributed as
                follows:

            

       

          (1)  from
        the
        Subgroup II-1 Principal Distribution Amount for such Distribution Date,
        sequentially to the Class II-1A-1, Class II-1A-2 and Class II-1A-3 Certificates,
        in that order, in each case until the Certificate Principal Balance thereof
        is
        reduced to zero; and

       

          (2)  from
        the
        Subgroup II-2 Principal Distribution Amount for such Distribution Date, to
        the
        Class II-2A Certificates, until the Certificate Principal Balance thereof
        is
        reduced to zero; 

       

      	(ii)  	
              To
                the Class II-M-1 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(iii)  	
              To
                the Class II-M-2 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;;

            

       

      	(iv)  	
              To
                the Class II-M-3 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;;

            

       

      	(v)  	
              To
                the Class II-M-4 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(vi)  	
              To
                the Class II-M-5 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;;

            

       

      	(vii)  	
              To
                the Class II-M-6 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to zero;;
                

            

       

      	(viii)  	
              To
                the Class II-M-7 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to zero;;
                

            

       

      	(ix)  	
              To
                the Class II-M-8 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;;

            

       

      	(x)  	
              To
                the Class II-M-9 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(xi)  	
              To
                the Class II-M-10 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, until
                the
                Certificate Principal Balance thereof is reduced to zero;
                and

            

       

      
        	 	
                     
                  (xii)

              	
                To
                  the Class II-M-11 Certificates, from any remaining Principal Distribution
                  Amount in respect of Loan Group II for such Distribution Date,
                  until the
                  Certificate Principal Balance thereof is reduced to
                  zero.

              

      

       

          (B)  For
        each
        Distribution Date on or after the Group II Stepdown Date, so long as a Group
        II
        Trigger Event is not in effect:

       

      	(i)  	
              To
                the Class II-A Certificates, the related Principal Distribution Amount
                for
                such Distribution Date to be distributed as
                follows:

            

       

          (1)  From
        the
        Subgroup II-1 Principal Distribution Amount for such Distribution Date,
        sequentially to the Class II-1A-1, Class II-1A-2 and Class II-1A-3 Certificates,
        in that order, the Class II-1A Principal Distribution Amount for such
        Distribution Date, in each case until the Certificate Principal Balance thereof
        is reduced to zero; and

       

          (2)  From
        the
        Subgroup II-2 Principal Distribution Amount for such Distribution Date, to
        the
        Class II-2A Certificates, the Class II-2A Principal Distribution Amount for
        such
        Distribution Date, until the Certificate Principal Balance thereof is reduced
        to
        zero; 

       

      	(ii)  	
              To
                the Class II-M-1 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-1 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to zero;

            

       

      	(iii)  	
              To
                the Class II-M-2 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-2 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(iv)  	
              To
                the Class II-M-3 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-3 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(v)  	
              To
                the Class II-M-4 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-4 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(vi)  	
              To
                the Class II-M-5 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-5 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(vii)  	
              To
                the Class II-M-6 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-6 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to zero;
                

            

       

      	(viii)  	
              To
                the Class II-M-7 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-7 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to zero;
                

            

       

      	(ix)  	
              To
                the Class II-M-8 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-8 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to
                zero;

            

       

      	(x)  	
              To
                the Class II-M-9 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-9 Principal Distribution Amount for such Distribution Date,
                until the
                Certificate Principal Balance thereof is reduced to zero;
                

            

       

      	(xi)  	
              To
                the Class II-M-10 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-10 Principal Distribution Amount for such Distribution Date,
                until
                the Certificate Principal Balance thereof is reduced to zero;
                and

            

       

      	(xii)  	
              To
                the Class II-M-11 Certificates, from any remaining Principal Distribution
                Amount in respect of Loan Group II for such Distribution Date, the
                Class
                II-M-11 Principal Distribution Amount for such Distribution Date,
                until
                the Certificate Principal Balance thereof is reduced to
                zero.

            

       

      (3)  Notwithstanding
        the provisions of clauses (2)(A) and (B) above, if on any Distribution Date
        the
        Class II-A Certificates related to a Subgroup are no longer outstanding,
        the pro
        rata portion of the related Principal Distribution Amount or the applicable
        Class II-A Principal Distribution Amount, as applicable, otherwise allocable
        to
        such Class II-A Certificates will be allocated to the Class II-A Certificates
        related to the other Subgroup in the same manner and order of priority described
        above.

       

      (4)  Any
        Excess Cashflow with respect to Loan Group II shall be distributed in the
        following manner and order of priority:

       

      (A)  Excess
        Cashflow with respect to Loan Group II, to the Class II-A Certificates, (a)
        first, any remaining Interest Carry Forward Amount for such Classes,
pro
        rata,
        in
        accordance with the Interest Carry Forward Amount due with respect to each
        such
        Class, to the extent not fully paid pursuant to clause (b)(1) above and Section
        3.22(d) and (b) second, any Unpaid Realized Loss Amount for such Classes
        for
        such Distribution Date, pro
        rata,
        in
        accordance with the Applied Realized Loss Amount allocated to each such
        Class;

       

      (B)  from
        any
        remaining Excess Cashflow with respect to Loan Group II, sequentially, to
        the
        Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class
        II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class
        II-M-11 Certificates, in that order, an amount equal to the Interest Carry
        Forward Amount for each such Class for such Distribution Date to the extent
        not
        fully paid pursuant to Section 3.22(d);

       

      (C)  from
        any
        remaining Excess Cashflow with respect to Loan Group II otherwise distributable
        to the Class II-CE Interest and the Class II-CE Certificates, to the Group
        II
        Reserve Fund, (i) first, to pay to the Classes of Class II-A Certificates,
        any
        Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution
        Date, on a pro
        rata
        basis,
        based on the amount of the Basis Risk Shortfall Carry Forward Amount for
        each
        such Class and to the extent not paid pursuant to Section 3.22(d) and to
        the
        extent such amount exceeds the amounts then on deposit in the Group II Reserve
        Fund, and (ii) second, to maintain a balance in the Group II Reserve Fund
        equal
        to the Group II Reserve Fund Deposit;

       

      (D)  from
        any
        remaining Excess Cashflow with respect to Loan Group II otherwise distributable
        to the Class II-CE Interest and the Class II-CE Certificates, to the Group
        II
        Reserve Fund, (i) first, to pay to the Class II-M-1, Class II-M-2, Class
        II-M-3,
        Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class
        II-M-9, Class II-M-10 and Class II-M-11 Certificates, sequentially in that
        order, any Basis Risk Shortfall Carry Forward Amount for each such Class
        for
        such Distribution Date, if any, in each case to the extent not paid pursuant
        to
        Section 3.22(d) and to the extent such amount exceeds the amounts then on
        deposit in the Group II Reserve Fund, and (ii) second, to maintain a balance
        in
        the Group II Reserve Fund equal to the Group II Reserve Fund
        Deposit;

       

      (E)  from
        any
        remaining Excess Cashflow with respect to Loan Group II, to the Class II-A
        Certificates, on a pro
        rata
        basis,
        based on the entitlement of each such Class, and then sequentially to the
        Class
        II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6,
        Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11
        Certificates, in that order, the amount of Relief Act Shortfalls and any
        Prepayment Interest Shortfalls allocated to such Classes of Certificates,
        to the
        extent not previously reimbursed;

       

      (F)  from
        any
        remaining Excess Cashflow with respect to Loan Group II, to the Swap
        Administrator for payment to the Group II Swap Provider, any Group II Swap
        Termination Payments due to a Group II Swap Provider Trigger Event owed by
        the
        Trust Fund with respect to Loan Group II (to the extent not paid by the Swap
        Administrator from any upfront payment received pursuant to any related
        replacement interest rate swap agreement that may be entered into by the
        Group
        II Supplemental Interest Trust Trustee);

       

      (G)  from
        any
        remaining Excess Cashflow with respect to Loan Group II, to the Class II-CE
        Interest and Class II-CE Certificates, an amount equal to the Class II-CE
        Distribution Amount reduced by amounts distributed in clauses (C) and (D)
        above;
        and

       

      (H)  from
        any
        remaining Excess Cashflow with respect to Loan Group II, to each of the Class
        II-R-1, Class I-R-2, Class I-R-3 and Class II-RX Certificates, based on the
        related REMIC in which such amounts remain.

       

      On
        each
        Distribution Date, all amounts with respect to Prepayment Charges with respect
        to Loan Group II shall be distributed to the Holders of the Class II-P Interest
        and the Class II-P Certificates, provided that such distributions shall not
        be
        in reduction of the principal balance thereof. On the Distribution Date
        immediately following the expiration of the latest Prepayment Charge term
        with
        respect to Loan Group II as identified on the Mortgage Loan Schedule, any
        amount
        on deposit in the Class II-P Certificate Account will be distributed to the
        Holders of the Class II-P Interest and the Class II-P Certificates in reduction
        of the Certificate Principal Balance thereof.

       

      In
        addition, notwithstanding the foregoing, on any Distribution Date after the
        Distribution Date on which the Certificate Principal Balance of a Class of
        Class
        II-A Certificates or Class II-M Certificates has been reduced to zero, that
        Class of Certificates will be retired and will no longer be entitled to
        distributions, including distributions in respect of Prepayment Interest
        Shortfalls or Basis Risk Shortfall Carry Forward Amounts.

       

      In
        addition, notwithstanding the foregoing clause (b)(2), to the extent a Group
        II
        Class IO Distribution Amount is payable from principal collections, Principal
        Distribution Amounts related to Loan Group II will be deemed paid to the
        most
        subordinate Class of Group II Regular Certificates (other than the Class
        II-P
        Certificates), until the Certificate Principal Balance thereof has been reduced
        to zero, and such amount will be paid pursuant to Section 3.22(f).

       

      (c)  In
        addition to the foregoing distributions, with respect to any Subsequent
        Recoveries, the Master Servicer shall deposit such funds into the Protected
        Account pursuant to Section 4.01(b)(iii). If, after taking into account such
        Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount
        of
        such Subsequent Recoveries will be applied to increase the Certificate Principal
        Balance of the Class of Certificates with the highest payment priority to
        which
        Realized Losses have been allocated, but not by more than the amount of Realized
        Losses previously allocated to that Class of Certificates pursuant to Section
        5.05; provided, however, to the extent that no reductions to a Certificate
        Principal Balance of any Class of Certificates currently exists as the result
        of
        a prior allocation of a Realized Loss, such Subsequent Recoveries will be
        applied as Excess Spread. The amount of any remaining Subsequent Recoveries
        will
        be applied to increase the Certificate Principal Balance of the Class of
        Certificates with the next highest payment priority, up to the amount of
        such
        Realized Losses previously allocated to that Class of Certificates pursuant
        to
        Section 5.05, and so on. Holders of such Certificates will not be entitled
        to
        any payment in respect of Current Interest on the amount of such increases
        for
        any Accrual Period preceding the Distribution Date on which such increase
        occurs. Any such increases shall be applied to the Certificate Principal
        Balance
        of each Certificate of such Class in accordance with its respective Percentage
        Interest.

       

      (d)  Subject
        to Section 10.02 hereof respecting the final distribution, on each Distribution
        Date the Trustee shall make distributions to each Certificateholder of record
        on
        the preceding Record Date either by wire transfer in immediately available
        funds
        to the account of such Holder at a bank or other entity having appropriate
        facilities therefor, if such Holder has so notified the Trustee at least
        5
        Business Days prior to the related Record Date, or, if not, by check mailed
        by
        first class mail to such Certificateholder at the address of such Holder
        appearing in the Certificate Register. Notwithstanding the foregoing, but
        subject to Section 10.02 hereof respecting the final distribution, distributions
        with respect to Certificates registered in the name of a Depository shall
        be
        made to such Depository in immediately available funds.

       

      (e)  On
        or
        before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding
        each Distribution Date, the Master Servicer shall deliver a report to the
        Trustee in electronic form (or by such other means as the Master Servicer
        and
        the Trustee may agree from time to time) containing such data and information,
        as agreed to by the Master Servicer and the Trustee such as to permit the
        Trustee to prepare the Monthly Statement to Certificateholders and to make
        the
        required distributions for the related Distribution Date.

       

      Section
        5.05  Allocation
        of Realized Losses. 

       

      (a)  All
        Realized Losses on the Group I Mortgage Loans allocated to any REMIC III
        Group I
        Regular Interest pursuant to Section 5.05(c) shall be allocated by the Trustee
        on each Distribution Date as follows: first, to Excess Spread with respect
        to
        Loan Group I as part of the payment in respect of the Group I Extra Principal
        Distribution Amount for such Distribution Date; second, to the Class I-CE
        Interest and Class I-CE Certificates, until the Certificate Principal Balance
        or
        Uncertificated Principal Balance thereof, as applicable, has been reduced
        to
        zero; third, to the Class I-M-11 Certificates, until the Certificate Principal
        Balance thereof has been reduced to zero; fourth, to the Class I-M-10
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; fifth, to the Class I-M-9 Certificates, until the Certificate Principal
        Balance thereof has been reduced to zero; sixth, to the Class I-M-8
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; seventh, to the Class I-M-7 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; eighth, to the Class
        I-M-6
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; ninth, to the Class I-M-5 Certificates, until the Certificate Principal
        Balance thereof has been reduced to zero; tenth, to the Class I-M-4
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; eleventh, to the Class I-M-3 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; twelfth, to the Class
        I-M-2
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; thirteenth, to the Class I-M-1 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; and fourteenth, to the
        Class
        or Classes of Class I-A Certificates, on a pro
        rata
        basis,
        until the Certificate Principal Balances thereof have been reduced to zero.
        All
        Realized Losses on the Group II Mortgage Loans allocated to any REMIC III
        Group
        II Regular Interest pursuant to Section 5.05(d) shall be allocated by the
        Trustee on each Distribution Date as follows: first, to Excess Spread with
        respect to Loan Group II as part of the payment in respect of the Group II
        Extra
        Principal Distribution Amount for such Distribution Date; second, to the
        Class
        II-CE Interest and Class II-CE Certificates, until the Certificate Principal
        Balance or Uncertificated Principal Balance thereof, as applicable, has been
        reduced to zero; third, to the Class II-M-11 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; fourth, to the Class
        II-M-10
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; fifth, to the Class II-M-9 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; sixth, to the Class II-M-8
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; seventh, to the Class II-M-7 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; eighth, to the Class
        II-M-6
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; ninth, to the Class II-M-5 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; tenth, to the Class II-M-4
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; eleventh, to the Class II-M-3 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; twelfth, to the Class
        II-M-2
        Certificates, until the Certificate Principal Balance thereof has been reduced
        to zero; thirteenth, to the Class II-M-1 Certificates, until the Certificate
        Principal Balance thereof has been reduced to zero; fourteenth, to the related
        Class or Classes of Class II-A Certificates, on a pro
        rata
        basis,
        until the Certificate Principal Balances thereof have been reduced to zero;
        and
        fifteenth, to the unrelated Class or Classes of Class II-A Certificates,
        on a
pro
        rata
        basis,
        until the Certificate Principal Balances thereof have been reduced to zero.
        All
        Realized Losses to be allocated to the Certificate Principal Balances of
        all
        Classes on any Distribution Date shall be so allocated after the actual
        distributions to be made on such date as provided above. All references above
        to
        the Certificate Principal Balance of any Class of Certificates shall be to
        the
        Certificate Principal Balance of such Class immediately prior to the relevant
        Distribution Date, before reduction thereof by any Realized Losses, in each
        case
        to be allocated to such Class of Certificates, on such Distribution
        Date.

       

      (b)  Any
        allocation of Realized Losses to a Class of Certificates or to a Class CE
        Interest on any Distribution Date shall be made by reducing the Certificate
        Principal Balance or Uncertificated Principal Balance thereof by the amount
        so
        allocated; any allocation of Realized Losses to Excess Spread shall be made
        by
        reducing the amount otherwise payable in respect of the related Class CE
        Interest and the related Class CE Certificates pursuant to clause (G) of
        Section
        5.04(a)(3) or clause (G) of 5.04(b)(4),
        as
        applicable. No allocations of any Realized Losses shall be made to the
        Certificate Principal Balance or Uncertificated Principal Balance, as
        applicable, of the Class P Interests and the Class P Certificates.

       

      Notwithstanding
        the foregoing, no such allocation of any Realized Loss shall be made on a
        Distribution Date to any Class of Certificates to the extent that such
        allocation would result in the reduction of the aggregate Certificate Principal
        Balance of all the related Certificates as of such Distribution Date (other
        than
        the related Class CE Certificates and related Class P Certificates), after
        giving effect to all distributions and prior allocations of Realized Losses
        on
        the Mortgage Loans on such date, to an amount less than the aggregate Stated
        Principal Balance of all of the related Mortgage Loans as of the first day
        of
        the month of such Distribution Date (such limitation, the “Loss Allocation
        Limitation”). In addition in no event will the Certificate Principal Balance of
        any Certificate be reduced more than once in respect of any particular amount
        both (i) allocable to such Certificate in respect of Realized Losses and
        (ii)
        payable as principal to the Holder of such Certificate from Remaining Excess
        Spread.

       

      As
        used
        herein, an allocation of a Realized Loss on a “pro
        rata
        basis”
among two or more specified Classes of Certificates means an allocation on
        a
pro
        rata
        basis,
        among the various Classes so specified, to each such Class of Certificates
        on
        the basis of their then outstanding Certificate Principal Balances prior
        to
        giving effect to distributions to be made on such Distribution Date. All
        Realized Losses and all other losses allocated to a Class of Certificates
        hereunder will be allocated among the Certificates of such Class in proportion
        to the Percentage Interests evidenced thereby.

       

      (c)  (i)All
        Realized Losses on the Group I Mortgage Loans shall be allocated on each
        Distribution Date to REMIC I Regular Interest I-1-A through REMIC I Regular
        Interest I-60-B, starting with the lowest numerical denomination, until the
        Uncertificated Principal Balance of each such REMIC I Regular Interest has
        been
        reduced to zero; provided that, for REMIC I Regular Interests with the same
        numerical denomination, such Realized Losses shall be allocated pro
        rata
        between
        such REMIC I Regular Interests. 

       

      (ii) All
        Realized Losses on the Group I Mortgage Loans shall be allocated by the Trustee
        on each Distribution Date to the following REMIC III Group I Regular Interests
        in the following specified percentages: first, to Uncertificated Accrued
        Interest payable to REMIC III Regular Interest I-AA and REMIC III Regular
        Interest I-ZZ up to an aggregate amount equal to the REMIC III Group I Interest
        Loss Allocation Amount (without duplication of shortfalls allocated pursuant
        to
        Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated
        Principal Balances of REMIC III Regular Interest I-AA and REMIC III Regular
        Interest I-ZZ up to an aggregate amount equal to the REMIC III Group I Principal
        Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the
        Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC
        III
        Regular Interest I-M-11 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00%
        and
        1.00%, respectively, until the Uncertificated Principal Balance of REMIC
        III
        Regular Interest I-M-11 has been reduced to zero; fourth, to the Uncertificated
        Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular
        Interest I-M-10 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%,
        respectively, until the Uncertificated Principal Balance of REMIC III Regular
        Interest I-M-10 has been reduced to zero; fifth, to the Uncertificated Principal
        Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-9
        and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively,
        until the Uncertificated Principal Balance of REMIC III Regular Interest
        I-M-9
        has been reduced to zero; sixth, to the Uncertificated Principal Balances
        of
        REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-8 and REMIC
        III
        Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the
        Uncertificated Principal Balance of REMIC III Regular Interest I-M-8 has
        been
        reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC
        III
        Regular Interest I-AA, REMIC III Regular Interest I-M-7 and REMIC III Regular
        Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated
        Principal Balance of REMIC III Regular Interest I-M-7 has been reduced to
        zero;
        eighth, to the Uncertificated Principal Balances of REMIC III Regular Interest
        I-AA, REMIC III Regular Interest I-M-6 and REMIC III Regular Interest I-ZZ,
        98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
        Balance of REMIC III Regular Interest I-M-6 has been reduced to zero; ninth,
        to
        the Uncertificated Principal Balances of REMIC III Regular Interest I-AA,
        REMIC
        III Regular Interest I-M-5 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00%
        and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC
        III
        Regular Interest I-M-5 has been reduced to zero; tenth, to the Uncertificated
        Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular
        Interest I-M-4 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%,
        respectively, until the Uncertificated Principal Balance of REMIC III Regular
        Interest I-M-4 has been reduced to zero; eleventh, to the Uncertificated
        Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular
        Interest I-M-3 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%,
        respectively, until the Uncertificated Principal Balance of REMIC III Regular
        Interest I-M-3 has been reduced to zero; twelfth, to the Uncertificated
        Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular
        Interest I-M-2 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%,
        respectively, until the Uncertificated Principal Balance of REMIC III Regular
        Interest I-M-2 has been reduced to zero; thirteenth, to the Uncertificated
        Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular
        Interest I-M-1 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%,
        respectively, until the Uncertificated Principal Balance of REMIC III Regular
        Interest I-M-1 has been reduced to zero; and fourteenth, to the Uncertificated
        Principal Balance of REMIC III Regular Interest I-AA, 98.00%, to the
        Uncertificated Principal Balances of REMIC III Regular Interests I-A-1, I-A-2
        and I-A-3, 1.00% pro
        rata,
        and to
        the Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ,
        1.00%,
        until the Uncertificated Principal Balances of such REMIC III Regular Interests
        I-A-1, I-A-2 and I-A-3 have been reduced to zero.

       

      (d)  (i)All
        Realized Losses on the Group II Mortgage Loans in Subgroup II-2 shall be
        allocated on each Distribution Date to REMIC II Regular Interest I-1-A through
        REMIC II Regular Interest I-60-B, starting with the lowest numerical
        denomination, until the Uncertificated Principal Balance of each such REMIC
        II
        Group I Regular Interest has been reduced to zero; provided that, for REMIC
        II
        Group I Regular Interests with the same numerical denomination, such Realized
        Losses shall be allocated pro
        rata
        between
        such REMIC II Group I Regular Interests. All Realized Losses on the Group
        II
        Mortgage Loans in Subgroup II-2 shall be allocated on each Distribution Date
        to
        REMIC II Regular Interest II-1-A through REMIC II Regular Interest II-60-B,
        starting with the lowest numerical denomination, until the Uncertificated
        Principal Balance of each such REMIC II Group II Regular Interest has been
        reduced to zero; provided that, for REMIC II Group II Regular Interests with
        the
        same numerical denomination, such Realized Losses shall be allocated
pro
        rata
        between
        such REMIC II Group II Regular Interests 

       

      (ii) (A) The
        REMIC
        III Group II Marker Allocation Percentage of all Realized Losses on the Group
        II
        Mortgage Loans shall be allocated by the Trustee on each Distribution Date
        to
        the following REMIC III Group II Regular Interests in the following specified
        percentages: first, to Uncertificated Accrued Interest payable to REMIC III
        Regular Interest II-AA and REMIC III Regular Interest II-ZZ up to an aggregate
        amount equal to the REMIC III Group II Interest Loss Allocation Amount (without
        duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and
        2.00%,
        respectively; second, to the Uncertificated Principal Balances of REMIC III
        Regular Interest II-AA and REMIC III Regular Interest II-ZZ up to an aggregate
        amount equal to the REMIC III Group II Principal Loss Allocation Amount,
        98.00%
        and 2.00%, respectively; third, to the Uncertificated Principal Balances
        of
        REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-11 and
        REMIC
        III Regular Interest II-ZZ,
        98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
        Balance of REMIC III Regular Interest II-M-11 has been reduced to zero; fourth,
        to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA,
        REMIC III Regular Interest II-M-10 and REMIC III Regular Interest II-ZZ,
        98.00%,
        1.00% and 1.00%, respectively, until the Uncertificated Principal Balance
        of
        REMIC III Regular Interest II-M-10 has been reduced to zero; fifth, to the
        Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC
        III
        Regular Interest II-M-9 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00%
        and
        1.00%, respectively, until the Uncertificated Principal Balance of REMIC
        III
        Regular Interest II-M-9 has been reduced to zero; sixth, to the Uncertificated
        Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular
        Interest II-M-8 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%,
        respectively, until the Uncertificated Principal Balance of REMIC III Regular
        Interest II-M-8 has been reduced to zero; seventh, to the Uncertificated
        Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular
        Interest II-M-7 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%,
        respectively, until the Uncertificated Principal Balance of REMIC III Regular
        Interest II-M-7 has been reduced to zero; eighth, to the Uncertificated
        Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular
        Interest II-M-6 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%,
        respectively, until the Uncertificated Principal Balance of REMIC III Regular
        Interest II-M-6 has been reduced to zero; ninth, to the Uncertificated Principal
        Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest
        II-M-5
        and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively,
        until the Uncertificated Principal Balance of REMIC III Regular Interest
        II-M-5
        has been reduced to zero; tenth, to the Uncertificated Principal Balances
        of
        REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-4 and REMIC
        III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until
        the
        Uncertificated Principal Balance of REMIC III Regular Interest II-M-4 has
        been
        reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC
        III
        Regular Interest II-AA, REMIC III Regular Interest II-M-3 and REMIC III Regular
        Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated
        Principal Balance of REMIC III Regular Interest II-M-3 has been reduced to
        zero;
        twelfth, to the Uncertificated Principal Balances of REMIC III Regular Interest
        II-AA, REMIC III Regular Interest II-M-2 and REMIC III Regular Interest II-ZZ,
        98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
        Balance of REMIC III Regular Interest II-M-2 has been reduced to zero;
        thirteenth, to the Uncertificated Principal Balances of REMIC III Regular
        Interest II-AA, REMIC III Regular Interest II-M-1 and REMIC III Regular Interest
        II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
        Balance of REMIC III Regular Interest II-M-1 has been reduced to zero;
        fourteenth, to the Uncertificated Principal Balance of REMIC III Regular
        Interest II-AA, 98.00%, to the Uncertificated Principal Balances of the related
        REMIC III Regular Interests II-1A-1, II-1A-2, II-1A-3 and II-2A, 1.00%
pro
        rata,
        and to
        the Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ,
        1.00%,
        until the Uncertificated Principal Balances of such REMIC III Regular Interests
        II-1A-1, II-1A-2, II-1A-3 and II-2A have been reduced to zero; and fifteenth,
        to
        the Uncertificated Principal Balance of REMIC III Regular Interest II-AA,
        98.00%, to the Uncertificated Principal Balances of the unrelated REMIC III
        Regular Interests II-1A-1, II-1A-2, II-1A-3 and II-2A, 1.00% pro
        rata,
        and to
        the Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ, 1.00%,
        until the Uncertificated Principal Balances of such REMIC III Regular Interests
        II-1A-1, II-1A-2, II-1A-3 and II-2A have been reduced to zero.

       

      (B) The
        REMIC
        III Group II Sub WAC Allocation Percentage of all Realized Losses on the
        Group
        II Mortgage Loans shall be allocated by the Trustee on each Distribution
        Date
        after all distributions have been made on each Distribution Date first, so
        as to
        keep the Uncertificated Principal Balance of each REMIC III Group II Regular
        Interest ending with the designation “Grp” equal to 0.01% of the aggregate
        Stated Principal Balance of the Group II Mortgage Loans in the related Subgroup;
        second, to each REMIC III Group II Regular Interest ending with the designation
        “Sub”, so that the Uncertificated Principal Balance of each such REMIC III Group
        II Regular Interest is equal to 0.01% of the excess of (x) the aggregate
        Stated
        Principal Balance of the Group II Mortgage Loans in the related Subgroup
        over
        (y) the current aggregate Certificate Principal Balance of the Class II-A
        Certificates related to such Subgroup (except that if any such excess is
        a
        larger number than in the preceding distribution period, the least amount
        of
        Realized Losses shall be applied to such REMIC III Group II Regular Interests
        such that the REMIC III Group II Subordinated Balance Ratio is maintained);
        and
        third, to REMIC III Regular Interest II-XX.

       

      Section
        5.06  Monthly
        Statements to Certificateholders. 

       

      (a)  Not
        later
        than each Distribution Date, the Trustee shall prepare and make available
        to
        each Holder of Certificates, the Master Servicer, the Swap Providers and
        the
        Depositor a statement setting forth for the Certificates:

       

      (i)  the
        applicable record dates, accrual periods, determination dates for calculating
        distributions and general Distribution Dates;

       

      (ii)  with
        respect to each Loan Group, the total cash flows received and the general
        sources thereof;

       

      (iii)  the
        amount, if any, of fees or expenses accrued and paid, with an identification
        of
        the payee and the general purpose of such fees including the related amount
        of
        the Servicing Fees paid to or retained by the Master Servicer for the related
        Due Period;

       

      (iv)  with
        respect to each Loan Group, the amount of any related Net Swap Payment payable
        to the related Sub-Trust with respect to the related Loan Group, any related
        Net
        Swap Payment payable to the related Swap Provider, any related Swap Termination
        Payment payable to the related Sub-Trust with respect to the related Loan
        Group
        and any related Swap Termination Payment payable to the related Swap
        Provider;

       

      (v)  with
        respect to each Loan Group, the amount of the related distribution to Holders
        of
        the Class A Certificates and Class M Certificates (by Class) allocable to
        principal, separately identifying (A) the aggregate amount of any Principal
        Prepayments included therein, (B) the aggregate of all scheduled payments
        of
        principal included therein and (C) the Extra Principal Distribution Amount
        (if
        any);

       

      (vi)  with
        respect to each Loan Group, the amount of such distribution to Holders of
        each
        Class of Class A Certificates and Class M Certificates allocable to interest
        and
        the portion thereof, if any, provided by the related Swap Agreement and the
        amount of coverage remaining under either credit enhancement;

       

      (vii)  with
        respect to each Loan Group, the Interest Carry Forward Amounts and any Basis
        Risk Shortfall Carry Forward Amounts for each Class of Certificates (if
        any);

       

      (viii)  the
        Pass-Through Rate for each Class of Class A Certificates and Class M
        Certificates with respect to the current Accrual Period, and, if applicable,
        whether such Pass-Through Rate was limited by the related Net Rate
        Cap;

       

      (ix)  with
        respect to each Loan Group, the number and aggregate Stated Principal Balance
        of
        all of the Mortgage Loans for the following Distribution Date, together with
        updated pool composition information including the following: weighted average
        mortgage rate and weighted average remaining term;

       

      (x)  the
        Certificate Principal Balance of the Class A Certificates and Class M
        Certificates before and after giving effect (i) to all distributions allocable
        to principal on such Distribution Date with respect to each Loan Group and
        (ii)
        the allocation of any Applied Realized Loss Amounts with respect to each
        Loan
        Group for such Distribution Date;

       

      (xi)  the
        number and aggregate Stated Principal Balance of the Mortgage Loans in each
        Loan
        Group (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy)
        (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more
        Delinquent, (B) in foreclosure and delinquent (1) 30 days Delinquent, (2)
        60
        days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy
        and
        delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days
        or
        more Delinquent, in each case as of the close of business on the last day
        of the
        calendar month preceding such Distribution Date and separately identifying
        such
        information for the (1) first lien Mortgage Loans, (2) second lien Mortgage
        Loans, and (3) Adjustable Rate Mortgage Loans, in each such Loan
        Group;

       

      (xii)  with
        respect to each Loan Group, the amount of aggregate Advances included in
        the
        distribution on such Distribution Date (including the general purpose of
        such
        Advances), the aggregate amount of unreimbursed Advances as of the end of
        the
        Due Period, and the general source of funds for reimbursements;

       

      (xiii)  with
        respect to each Loan Group, the amount, if any, of excess cashflow or excess
        spread and the application of such excess cashflow;

       

      (xiv)  with
        respect to each Loan Group, the cumulative Realized Losses through the end
        of
        the preceding month;

       

      (xv)  with
        respect to each Loan Group, if applicable, material modifications, extensions
        or
        waivers to Mortgage Loan terms, fees, penalties or payments during the preceding
        calendar month or that have become material over time;

       

      (xvi)  with
        respect to any Mortgage Loan that was liquidated during the preceding calendar
        month, the aggregate Stated Principal Balance of, and Realized Loss on, such
        Mortgage Loans as of the close of business on the Due Period preceding such
        Distribution Date;

       

      (xvii)  with
        respect to each Loan Group, the total number and principal balance of any
        real
        estate owned or REO Properties as of the as of the end of the related Due
        Period;

       

      (xviii)  with
        respect to each loan group, material breaches of pool asset representation
        or
        warranties or transaction covenants;

       

      (xix)  with
        respect to each Loan Group, the three month rolling average of the percent
        equivalent of a fraction, the numerator of which is the aggregate Stated
        Principal Balance of the Mortgage Loans in such Loan Group that are 60 days
        or
        more delinquent or are in bankruptcy or foreclosure or are REO Properties,
        and
        the denominator of which is the aggregate Stated Principal Balance of all
        of the
        Mortgage Loans and separately identifying such information for the (1) first
        lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans, in each case
        as of
        the end of the Prepayment Period;

       

      (xx)  whether
        a
        Group I Trigger Event or a Group II Trigger Event exists; 

       

      (xxi)  the
        amount of the distribution made on such Distribution Date to the Holders
        of the
        Class I-P Certificates and Class II-P Certificates allocable to Prepayment
        Charges; 

       

      (xxii)  with
        respect to each Loan Group, information on loss, delinquency or other tests
        used
        for determining early amortization, liquidation, stepdowns or other performance
        triggers and whether the trigger was met;

       

      (xxiii)  the
        amount of the Prepayment Charges remitted by the Master Servicer and the
        amount
        on deposit in the Group I Reserve Fund and Group II Reserve Fund;

       

      (xxiv)  with
        respect to each Loan Group, updated pool composition data including the
        following: weighted average mortgage rate and weighted average remaining
        term;

       

      (xxv)  with
        respect to each Loan Group, information regarding any new issuance of securities
        backed by the same asset pool, any pool asset changes, such as additions
        or
        removals of Mortgage Loans from the Trust Fund, if applicable; and

       

      (xxvi)  with
        respect to each Loan Group, any material changes in the solicitation,
        credit-granting, underwriting, origination, acquisition or Mortgage Loan
        selection criteria or procedures, as applicable, used to originate, acquire
        or
        select Mortgage Loans for the Trust Fund.

       

      The
        Depositor covenants that if there is a material change in the solicitation,
        credit-granting, underwriting, origination, acquisition or Mortgage Loan
        selection criteria or procedures, as applicable, used to originate, acquire
        or
        select Mortgage Loans for the Trust Fund that it will notify the Trustee
        five
        calendar days before each Distribution Date, and if no such notification
        occurs,
        the Trustee has no obligation to report with respect to (xxvi). The Depositor
        covenants to the Trustee that there will be no new issuance of securities
        backed
        by the same asset pool, so the Trustee will only be responsible in (xxv)
        above
        for reporting any pool asset changes, such as additions or removals of Mortgage
        Loans from the Trust Fund.

       

      The
        Trustee may make the foregoing Monthly Statement (and, at its option, any
        additional files containing the same information in an alternative format)
        available each month to Certificateholders via the Trustee’s internet website.
        The Trustee’s internet website shall initially be located at “www.etrustee.net”.
        Assistance in using the website can be obtained by calling the Trustee at
        (312)
        904-4373. Parties that are unable to use the above distribution options are
        entitled to have a paper copy mailed to them via first class mail by calling
        the
        Trustee and indicating such. The Trustee may change the way Monthly Statements
        are distributed in order to make such distributions more convenient or more
        accessible to the above parties.

       

      (b)  The
        Trustee’s responsibility for making the above information available to the
        Certificateholders is limited to the availability, timeliness and accuracy
        of
        the information derived from the parties providing the information to the
        Trustee. The Trustee will make available a copy of each statement provided
        pursuant to this Section 5.06 to each Rating Agency.

       

      (c)  Within
        a
        reasonable period of time after the end of each calendar year, the Trustee
        shall
        cause to be furnished upon request to each Person who at any time during
        the
        calendar year was a Certificateholder, a statement containing the information
        (only with respect to principal and interest) set forth in clauses (a)(v)
        and
        (a)(vi) of this Section 5.06 aggregated for such calendar year or applicable
        portion thereof during which such Person was a Certificateholder. Such
        obligation of the Trustee shall be deemed to have been satisfied to the extent
        that substantially comparable information shall be provided by the Trustee
        pursuant to any requirements of the Code as from time to time in
        effect.

       

      (d)  Upon
        filing with the Internal Revenue Service, the Trustee shall furnish to the
        Holders of the Residual Certificates the applicable Form 1066 and each
        applicable Form 1066Q and shall respond promptly to written requests made
        not
        more frequently than quarterly by any Holder of a Residual Certificate with
        respect to the following matters:

       

      (i)  The
        original projected principal and interest cash flows on the Closing Date
        on each
        class of Regular Interests and Residual Interests created hereunder and on
        the
        Mortgage Loans, based on the Prepayment Assumption;

       

      (ii)  The
        projected remaining principal and interest cash flows as of the end of any
        calendar quarter with respect to each class of Regular Interests and Residual
        Interests created hereunder and the Mortgage Loans, based on the Prepayment
        Assumption;

       

      (iii)  The
        applicable Prepayment Assumption and any interest rate assumptions used in
        determining the projected principal and interest cash flows described
        above;

       

      (iv)  The
        original issue discount (or, in the case of the Mortgage Loans, market discount)
        or premium accrued or amortized through the end of such calendar quarter
        with
        respect to each class of Regular Interests or Residual Interests created
        hereunder and to the Mortgage Loans, together with each constant yield to
        maturity used in computing the same;

       

      (v)  The
        treatment of Realized Losses with respect to the Mortgage Loans or the Regular
        Interests created hereunder, including the timing and amount of any cancellation
        of indebtedness income of a REMIC with respect to such Regular Interests
        or bad
        debt deductions claimed with respect to the Mortgage Loans;

       

      (vi)  The
        amount and timing of any non-interest expenses of a REMIC; and

       

      (vii)  Any
        taxes
        (including penalties and interest) imposed on the REMIC, including, without
        limitation, taxes on “prohibited transactions,” “contributions” or “net income
        from foreclosure property” or state or local income or franchise
        taxes.

       

      The
        information pursuant to clauses (i), (ii), (iii) and (iv) above shall be
        provided by the Depositor pursuant to Section 9.12.

       

      Section
        5.07  REMIC
        Designations and REMIC Distributions. 

       

      (a)  The
        Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV,
        REMIC
        V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX and REMIC X shall be treated
        as a
        REMIC under Section 860D of the Code. Any inconsistencies or ambiguities
        in this
        Agreement or in the administration of this Agreement shall be resolved in
        a
        manner that preserves the validity of such REMIC elections. The assets of
        REMIC
        I shall include the Group I Mortgage Loans and all interest owing in respect
        of
        and principal due thereon, the portion of the Distribution Account related
        to
        Loan Group I, the portion of the Protected Account related to Loan Group
        I, any
        REO Property related to Loan Group I, any proceeds of the foregoing and any
        other assets related to Loan Group I subject to this Agreement (other than
        the
        Group I Reserve Fund, any related Prepayment Charge Waiver Amounts and, for
        the
        avoidance of doubt, the Group I Supplemental Interest Trust, the Group I
        Swap
        Agreement, the Group I Swap Account and any rights or obligations in respect
        of
        the Swap Administration Agreement). The assets of REMIC II shall include
        the
        Group II Mortgage Loans and all interest owing in respect of and principal
        due
        thereon, the portion of the Distribution Account related to Loan Group II,
        the
        portion of the Protected Account related to Loan Group II, any REO Property
        related to Loan Group II, any proceeds of the foregoing and any other assets
        related to Loan Group II subject to this Agreement (other than the Group
        II
        Reserve Fund, any related Prepayment Charge Waiver Amounts and, for the
        avoidance of doubt, the Group II Supplemental Interest Trust, the Group II
        Swap
        Agreement, the Group II Swap Account and any rights or obligations in respect
        of
        the Swap Administration Agreement). The REMIC I Regular Interests and REMIC
        II
        Regular Interests shall constitute the assets of REMIC III. The REMIC III
        Regular Interests shall constitute the assets of REMIC IV. The Class I-CE
        Interest shall constitute the assets of REMIC V. The Class I-P Interest shall
        constitute the assets of REMIC VI. The Class I-IO Interest shall constitute
        the
        assets of REMIC VII. The Class II-CE Interest shall constitute the assets
        of
        REMIC VIII. The Class II-P Interest shall constitute the assets of REMIC
        IX. The
        Class II-IO Interest shall constitute the assets of REMIC X.

       

      (b)  (1)On
        each
        Distribution Date, the following amounts with respect to Loan Group I, in
        the
        following order of priority, shall be distributed by REMIC I to REMIC III
        on
        account of REMIC I Regular Interests I-1-A through I-60-B or withdrawn from
        the
        Distribution Account and distributed to the Holders of the Class I-R-1
        Certificates, as the case may be:

       

      (i)  from
        Interest Funds and Principal Funds for Loan Group I, in each case, determined
        without regard to the related clause (2)(ii) of the definitions thereof,
        to
        holders of each of the REMIC I Regular Interests I-1-A through I-60-B,
pro
        rata,
        in an
        amount equal to (A) the Uncertificated Accrued Interest for such REMIC I
        Regular
        Interests for such Distribution Date, plus (B) any amounts payable in respect
        thereof remaining unpaid from previous Distribution Dates.

       

      (ii)  to
        the
        extent of amounts remaining after the distribution made pursuant to clause
        (i)
        above, to REMIC I Regular Interests I-1-A through I-60-B, starting with the
        lowest numerical denomination, until the Uncertificated Principal Balance
        of
        each such REMIC I Regular Interest is reduced to zero; provided that, for
        REMIC
        I Regular Interests with the same numerical denomination, such payments of
        principal shall be allocated pro
        rata
        between
        such REMIC I Regular Interests; and

       

      (iii)  any
        remaining amount to the Holders of the Class I-R-1 Certificates. 

       

      (2)  On
        each
        Distribution Date, amounts representing Prepayment Charges on the Group I
        Mortgage loans shall be deemed distributed to REMIC I Regular Interest P,
        provided that such amounts shall not reduce the Uncertificated Principal
        Balance
        of REMIC I Regular Interest P. On the Distribution Date immediately following
        the expiration of the latest Prepayment Charge term relating to the Group
        I
        Mortgage Loans as identified on the Mortgage Loan Schedule, $100 shall be
        deemed
        distributed in respect of REMIC I Regular Interest P in reduction of the
        Uncertificated Principal Balance thereof.

       

      (3)  On
        each
        Distribution Date, the following amounts with respect to Loan Group II, in
        the
        following order of priority, shall be distributed by REMIC II to REMIC III
        on
        account of the REMIC II Group I Regular Interests and the REMIC II Group
        II
        Regular Interests or withdrawn from the Distribution Account and distributed
        to
        the Holders of the Class II-R-1 Certificates, as the case may be:

       

      (i) (A) from
        Interest Funds and Principal Funds for Subgroup II-1, in each case, determined
        without regard to the related clause (2)(ii) of the definitions thereof,
        to the
        holders of each of the REMIC II Regular Interests I-1-A through I-60-B,
pro
        rata,
        in an
        amount equal to (A) the Uncertificated Accrued Interest for such REMIC II
        Group
        I Regular Interests for such Distribution Date, plus (B) any amounts payable
        in
        respect thereof remaining unpaid from previous Distribution Dates;
        and

       

      (B) to
        the
        extent of the Interest Funds and Principal Funds for Subgroup II-1, in each
        case, determined without regard to the related clause (2)(ii) of the definitions
        thereof, remaining after the distribution made pursuant to clause (i)(A)
        above,
        to REMIC II Regular Interests I-1-A through I-60-B, starting with the lowest
        numerical denomination, until the Uncertificated Principal Balance of each
        such
        REMIC II Group I Regular Interest is reduced to zero; provided that, for
        REMIC
        II Group I Regular Interests with the same numerical denomination, such payments
        of principal shall be allocated pro
        rata
        between
        such REMIC II Group I Regular Interests; 

       

      (ii) (A) from
        Interest Funds and Principal Funds for Subgroup II-2, in each case, determined
        without regard to the related clause (2)(ii) of the definitions thereof,
        to the
        holders of each of the REMIC II Regular Interests II-1-A through II-60-B,
        pro
        rata,
        in an
        amount equal to (A) the Uncertificated Accrued Interest for such REMIC II
        Group
        II Regular Interests for such Distribution Date, plus (B) any amounts payable
        in
        respect thereof remaining unpaid from previous Distribution Dates;
        and

       

      (B) to
        the
        extent of the Interest Funds and Principal Funds for Subgroup II-2, in each
        case, determined without regard to the related clause (2)(ii) of the definitions
        thereof, remaining after the distribution made pursuant to clause (ii)(A)
        above,
        to REMIC II Regular Interests II-1-A through II-60-B, starting with the lowest
        numerical denomination, until the Uncertificated Principal Balance of each
        such
        REMIC II Group II Regular Interest is reduced to zero; provided that, for
        REMIC
        II Group II Regular Interests with the same numerical denomination, such
        payments of principal shall be allocated pro
        rata
        between
        such REMIC II Group II Regular Interests; and

       

      (iii) any
        remaining amount to the Holders of the Class II-R-1 Certificates. 

       

      (4)  On
        each
        Distribution Date, amounts representing Prepayment Charges on the Group II
        Mortgage loans shall be deemed distributed to REMIC II Regular Interest P,
        provided that such amounts shall not reduce the Uncertificated Principal
        Balance
        of REMIC II Regular Interest P. On the Distribution Date immediately following
        the expiration of the latest Prepayment Charge term relating to the Group
        II
        Mortgage Loans as identified on the Mortgage Loan Schedule, $100 shall be
        deemed
        distributed in respect of REMIC II Regular Interest P in reduction of the
        Uncertificated Principal Balance thereof.

       

      (c)  (1)On
        each
        Distribution Date, the following amounts with respect to Loan Group I, in
        the
        following order of priority, shall be distributed by REMIC III to REMIC IV
        on
        account of the REMIC III Group I Regular Interests (other than REMIC III
        Regular
        Interest I-P) or withdrawn from the Distribution Account and distributed
        to the
        Holders of the Class I-R-2 Certificates, as the case may be:

       

      (i)  from
        Interest Funds and Principal Funds for Loan Group I, in each case, determined
        without regard to the related clause (2)(ii) of the definitions thereof,
        to the
        holders of REMIC III Regular Interest I-IO, in an amount equal to (A) the
        Uncertificated Accrued Interest for such REMIC III Regular Interest for such
        Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
        from
        previous Distribution Dates; 

       

      (ii)  to
        the
        extent of the Interest Funds and Principal Funds for Loan Group I, in each
        case,
        determined without regard to the related clause (2)(ii) of the definitions
        thereof, remaining after the distribution pursuant to clause (i), to the
        holders
        of each REMIC III Group I Regular Interest (other than REMIC III Regular
        Interests I-IO and I-P), pro
        rata,
        in an
        amount equal to (A) the Uncertificated Accrued Interest for such REMIC III
        Regular Interest for such Distribution Date, plus (B) any amounts in respect
        thereof remaining unpaid from previous Distribution Dates. Amounts payable
        as
        Uncertificated Accrued Interest in respect of REMIC III Regular Interest
        I-ZZ
        shall be reduced when the REMIC III Group I Overcollateralization Amount
        is less
        than the REMIC III Group I Required Overcollateralization Amount, by the
        lesser
        of (x) the amount of such difference and (y) the Group I Maximum Uncertificated
        Accrued Interest Deferral Amount, and such amount will be payable to the
        holders
        of each REMIC III Group I Regular Interest for which a Class I-A Certificate
        or
        Class I-M Certificate is the Corresponding Certificate in the same proportion
        as
        the Group I Extra Principal Distribution Amount is allocated to the
        Corresponding Certificates for each such REMIC III Regular Interest, and
        the
        Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ shall
        be
        increased by such amount;

       

      (iii)  to
        the
        holders of REMIC III Group I Regular Interests (other than REMIC III Regular
        Interests I-IO and I-P) in an amount equal to the remainder of the Interest
        Funds and Principal Funds for Loan Group I, in each case, determined without
        regard to the related clause (2)(ii) of the definitions thereof, remaining
        after
        the distributions made pursuant to clauses (i) and (ii) above, allocated
        as
        follows:

       

      (A)  98%
        of
        such remainder to the holders of REMIC III Regular Interest I-AA, until the
        Uncertificated Principal Balance of such REMIC III Regular Interest is reduced
        to zero;

       

      (B)  2%
        of
        such remainder, first, to the holders of each REMIC III Group I Regular Interest
        for which a Class I-A Certificate or Class I-M Certificate is the Corresponding
        Certificate, in an aggregate amount equal to 1% of and in the same proportion
        as
        principal payments are allocated to the Corresponding Certificates for each
        such
        REMIC III Group I Regular Interest, until the Uncertificated Principal Balances
        of such REMIC III Group I Regular Interests are reduced to zero; and second,
        to
        the holders of REMIC III Regular Interest I-ZZ, until the Uncertificated
        Principal Balance of such REMIC III Regular Interest is reduced to zero;
        and

       

      (C)  any
        remaining amount to the Holders of the Class I-R-2 Certificates.

       

      (2) On
        each
        Distribution Date, amounts representing Prepayment Charges on the Mortgage
        loans
        deemed distributed in respect of REMIC I Regular Interest P shall be deemed
        to
        be distributed to REMIC III Regular Interest I-P, provided that such amounts
        shall not reduce the Uncertificated Principal Balance of REMIC III Regular
        Interest I-P. On the Distribution Date immediately following the expiration
        of
        the latest Prepayment Charge term relating to the Group I Mortgage Loans
        as
        identified on the Mortgage Loan Schedule, an amount equal to $100 deemed
        distributed in respect of REMIC I Regular Interest P in reduction of the
        Uncertificated Principal Balance thereof shall be deemed to be distributed
        to
        REMIC III Regular Interest I-P in reduction of the Uncertificated Principal
        Balance thereof. 

       

      (3) On
        each
        Distribution Date, the following amounts with respect to Loan Group II, in
        the
        following order of priority, shall be distributed by REMIC III to REMIC IV
        on
        account of the REMIC III Group II Regular Interests (other then REMIC III
        Regular Interest II-P) or withdrawn from the Distribution Account and
        distributed to the Holders of the Class I-R-2 Certificates, as the case may
        be:

       

      (i) from
        Interest Funds and Principal Funds for Loan Group II, in each case, determined
        without regard to the related clause (2)(ii) of the definitions thereof,
        to the
        holders of REMIC III Regular Interest II-IO, in an amount equal to (A) the
        Uncertificated Accrued Interest for such REMIC III Regular Interest for such
        Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
        from
        previous Distribution Dates; 

       

      (ii) to
        the
        extent of the REMIC III Group II Marker Allocation Percentage of the Interest
        Funds and Principal Funds for Loan Group II, in each case, determined without
        regard to the related clause (2)(ii) of the definitions thereof, remaining
        after
        the distribution pursuant to clause (i), to the holders of each REMIC III
        Group
        II Regular Interest (other than REMIC III Group II Regular Interests II-IO,
        II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp, II-XX and II-P), pro
        rata,
        in an
        amount equal to (A) the Uncertificated Accrued Interest for such REMIC III
        Group
        II Regular Interest for such Distribution Date, plus (B) any amounts in respect
        thereof remaining unpaid from previous Distribution Dates. Amounts payable
        as
        Uncertificated Accrued Interest in respect of REMIC III Regular Interest
        II-ZZ
        shall be reduced when the REMIC III Group II Overcollateralization Amount
        is
        less than the REMIC III Group II Required Overcollateralization Amount, by
        the
        lesser of (x) the amount of such difference and (y) the Group II Maximum
        Uncertificated Accrued Interest Deferral Amount, and such amount will be
        payable
        to the holders of each REMIC III Group II Regular Interest for which a Class
        II-A Certificate or Class II-M Certificate is the Corresponding Certificate
        in
        the same proportion as the Group II Extra Principal Distribution Amount is
        allocated to the Corresponding Certificates for each such REMIC III Group
        II
        Regular Interest, and the Uncertificated Principal Balance of REMIC III Regular
        Interest II-ZZ shall be increased by such amount;

       

      (iii) to
        the
        extent of the REMIC III Group II Sub WAC Allocation Percentage of the Interest
        Funds and Principal Funds for Loan Group II, in each case, determined without
        regard to the related clause (2)(ii) of the definitions thereof, remaining
        after
        the distribution pursuant to clause (i), to the holders of REMIC III Regular
        Interest II-1-Sub, REMIC III Regular Interest II-1-Grp, REMIC III Regular
        Interest II-2-Sub, REMIC III Regular Interest II-2-Grp and REMIC III Regular
        Interest II-XX, pro
        rata,
        an
        amount equal to (A) the Uncertificated Accrued Interest for such Distribution
        Date, plus (B) any amounts in respect thereof remaining unpaid from previous
        Distribution Dates;

       

      (iv) to
        the
        holders of REMIC III Group II Regular Interests (other than REMIC III Regular
        Interests II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX)
        in an
        amount equal to the REMIC III Group II Marker Allocation Percentage of the
        remainder of the Interest Funds and Principal Funds for Loan Group II, in
        each
        case, determined without regard to the related clause (2)(ii) of the definitions
        thereof, after the distributions made pursuant to clauses (i), (ii) and (iii)
        above, allocated as follows:

       

      (A) 98%
        of
        such remainder to the holders of REMIC III Regular Interest II-AA, until
        the
        Uncertificated Principal Balance of such REMIC III Regular Interest is reduced
        to zero;

       

      (B) 2%
        of
        such remainder, first, to the holders of each REMIC III Group II Regular
        Interest for which a Class II-A Certificate or Class II-M Certificate is
        the
        Corresponding Certificate, in an aggregate amount equal to 1% of and in the
        same
        proportion as principal payments are allocated to the Corresponding Certificates
        for each such REMIC III Group II Regular Interest, until the Uncertificated
        Principal Balances of such REMIC III Group II Regular Interests are reduced
        to
        zero; and second, to the holders of REMIC III Regular Interest II-ZZ, until
        the
        Uncertificated Principal Balance of such REMIC III Regular Interest is reduced
        to zero; and

       

      (C) any
        remaining amount to the Holders of the Class I-R-2 Certificates;
        and

       

      (v) to
        the
        holders of REMIC III Regular Interest II-1-Sub, REMIC III Regular Interest
        II-1-Grp, REMIC III Regular Interest II-2-Sub, REMIC III Regular Interest
        II-2-Grp and REMIC III Regular Interest II-XX, in an amount equal to the
        REMIC
        III Group II Sub WAC Allocation Percentage of the remainder of the Interest
        Funds and Principal Funds for Loan Group II, in each case, determined without
        regard to the related clause (2)(ii) of the definitions thereof, after the
        distributions made pursuant to clauses (i), (ii) and (iii) above, first,
        so as
        to keep the Uncertificated Principal Balance of each REMIC III Group II Regular
        Interest ending with the designation “Grp” equal to 0.01% of the aggregate
        Stated Principal Balance of the Group II Mortgage Loans in the related Subgroup;
        second, to each REMIC III Group II Regular Interest ending with the designation
        “Sub”, so that the Uncertificated Principal Balance of each such REMIC III Group
        II Regular Interest is equal to 0.01% of the excess of (x) the aggregate
        Stated
        Principal Balance of the Group II Mortgage Loans in the related Subgroup
        over
        (y) the current aggregate Certificate Principal Balance of the Class II-A
        Certificates related to such Subgroup (except that if any such excess is
        a
        larger number than in the preceding distribution period, the least amount
        of
        principal shall be distributed to such REMIC III Group II Regular Interests
        such
        that the REMIC III Group II Subordinated Balance Ratio is maintained); third,
        to
        REMIC III Regular Interest II-XX, until the Uncertificated Principal Balance
        of
        such REMIC III Regular Interest is reduced to zero; and fourth, any remaining
        amount to the Holders of the Class I-R-2 Certificates.

       

      (4) On
        each
        Distribution Date, amounts representing Prepayment Charges on the Mortgage
        loans
        deemed distributed in respect of REMIC II Regular Interest P shall be deemed
        to
        be distributed to REMIC III Regular Interest II-P, provided that such amounts
        shall not reduce the Uncertificated Principal Balance of REMIC III Regular
        Interest II-P. On the Distribution Date immediately following the expiration
        of
        the latest Prepayment Charge term relating to the Group II Mortgage Loans
        as
        identified on the Mortgage Loan Schedule, an amount equal to $100 deemed
        distributed in respect of REMIC II Regular Interest P in reduction of the
        Uncertificated Principal Balance thereof shall be deemed to be distributed
        to
        REMIC III Regular Interest II-P in reduction of the Uncertificated Principal
        Balance thereof. 

       

      (d)  On
        each
        Distribution Date, interest shall be deemed payable from REMIC IV to the
        holders
        of each REMIC IV Regular Interest the ownership of which is represented by
        the
        Class A Certificates and Class M Certificates at a pass-through rate equal
        to
        the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding
        Certificate and (ii) the Net Rate Cap for the REMIC IV Regular Interest the
        ownership of which is represented by the Corresponding Certificate for such
        Distribution Date, in each case on a principal balance equal to the Certificate
        Principal Balance of the Corresponding Certificate for such Distribution
        Date.
        For the avoidance of doubt, principal shall be payable to, and shortfalls,
        losses and prepayments shall be allocable to, the REMIC IV Regular Interests
        the
        ownership of which is represented by the Class A Certificates and Class M
        Certificates as such amounts are payable and allocable to the Corresponding
        Certificates.

       

      (e)  On
        each
        Distribution Date, an amount equal to the amounts distributed pursuant to
        Sections 5.04(a)(3)(C), (D) and (G) on such date shall be deemed distributed
        from REMIC IV to REMIC V in respect of the Class I-CE Distribution Amount
        distributable to the Class I-CE Interest.

       

      (f)  On
        each
        Distribution Date, an amount equal to the amounts distributed pursuant to
        Sections 5.04(b)(4)(C), (D) and (G) on such date shall be deemed distributed
        from REMIC IV to REMIC VIII in respect of the Class II-CE Distribution Amount
        distributable to the Class II-CE Interest.

       

      (g)  On
        each
        Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular
        Interest I-P shall be deemed distributed by REMIC IV to REMIC VI in respect
        of
        the Class I-P Interest.

       

      (h)  On
        each
        Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular
        Interest II-P shall be deemed distributed by REMIC IV to REMIC IX in respect
        of
        the Class II-P Interest.

       

      (i)  On
        each
        Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular
        Interest I-IO shall be deemed distributed by REMIC IV to REMIC VII in respect
        of
        the Class I-IO Interest. Such amounts shall be deemed distributed by REMIC
        VII
        in respect of REMIC VII Regular Interest IO for deposit into the Group I
        Supplemental Interest Trust.

       

      (j)  On
        each
        Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular
        Interest II-IO shall be deemed distributed by REMIC IV to REMIC X in respect
        of
        the Class II-IO Interest. Such amounts shall be deemed distributed by REMIC
        X in
        respect of REMIC X Regular Interest IO for deposit into the Group II
        Supplemental Interest Trust.

       

      ARTICLE
        VI

       

      THE
        CERTIFICATES

       

      Section
        6.01  The
        Certificates. 

       

      The
        Certificates shall be substantially in the forms attached hereto as Exhibits
        A-1
        through A-5. The Certificates shall be issuable in registered form, in the
        minimum dollar denominations, integral dollar multiples in excess thereof
        (except that one Certificate of each Class may be issued in a different amount
        which must be in excess of the applicable minimum dollar denomination) and
        aggregate dollar denominations as set forth in the following table:

      

         

      

      

        
          	
                  Class

                	
                   

                  Minimum
                    Denomination

                	 Integral
                  Multiple in Excess of Minimum	 Original
                  Certificate Principal Balance or Notional Amount
	
                  I-A-1

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  87,591,000.00

                
	
                  I-A-2

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  46,291,000.00

                
	
                  I-A-3

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  6,750,000.00

                
	
                  I-M-1

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  8,124,000.00

                
	
                  I-M-2

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  7,564,000.00

                
	
                  I-M-3

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  4,389,000.00

                
	
                  I-M-4

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  3,829,000.00

                
	
                  I-M-5

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  3,642,000.00

                
	
                  I-M-6

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  3,362,000.00

                
	
                  I-M-7

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  3,175,000.00

                
	
                  I-M-8

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  2,708,000.00

                
	
                  I-M-9

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  2,241,000.00

                
	
                  I-M-10

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  1,681,000.00

                
	
                  I-M-11

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  1,774,000.00

                
	
                  I-CE

                	 	
                  10%

                	 	
                  1%

                	
                  $

                	
                  186,762,941.81(1)

                
	
                  I-P

                	 	
                  100

                	 	
                  N/A

                	
                  $

                	
                  100.00

                
	
                  I-R-1

                	 	
                  100%

                	 	
                  N/A

                	 	
                  N/A

                
	
                  I-R-2

                	 	
                  100%

                	 	
                  N/A

                	 	
                  N/A

                
	
                  I-R-3

                	 	
                  100%

                	 	
                  N/A

                	 	
                  N/A

                
	
                  I-RX

                	 	
                  100%

                	 	
                  N/A

                	 	
                  N/A

                
	
                  II-1A-1

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  139,494,000.00

                
	
                  II-1A-2

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  63,472,000.00

                
	
                  II-1A-3

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  14,156,000.00

                
	
                  II-M-1

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  100,275,000.00

                
	
                  II-1A-3

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  16,781,000.00

                
	
                  II-M-2

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  15,331,000.00

                
	
                  II-M-3

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  9,530,000.00

                
	
                  II-M-4

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  7,873,000.00

                
	
                  II-M-5

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  7,666,000.00

                
	
                  II-M-6

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  7,044,000.00

                
	
                  II-M-7

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  6,629,000.00

                
	
                  II-M-8

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  5,800,000.00

                
	
                  II-M-9

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  4,765,000.00

                
	
                  II-M-10

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  4,144,000.00

                
	
                  II-M-11

                	
                  $

                	
                  100,000

                	
                  $

                	
                  1.00

                	
                  $

                	
                  4,144,000.00

                
	
                  II-CE

                	 	
                  10%

                	 	
                  1%

                	
                  $

                	
                  414,356,192.66(1)

                
	
                  II-P

                	 	
                  100

                	 	
                  N/A

                	
                  $

                	
                  100.00

                
	
                  II-R-1

                	 	
                  100%

                	 	
                  N/A

                	 	
                  N/A

                
	
                  II-RX

                	 	
                  100%

                	 	
                  N/A

                	 	
                  N/A

                

        

      

       

      (1) This
        is a
        Notional Amount.

      

      The
        Certificates shall be executed by manual or facsimile signature on behalf
        of the
        Trustee by an authorized officer. Certificates bearing the manual or facsimile
        signatures of individuals who were, at the time when such signatures were
        affixed, authorized to sign on behalf of the Trustee shall bind the Trustee,
        notwithstanding that such individuals or any of them have ceased to be so
        authorized prior to the authentication and delivery of such Certificates
        or did
        not hold such offices at the date of such authentication and delivery. No
        Certificate shall be entitled to any benefit under this Agreement, or be
        valid
        for any purpose, unless there appears on such Certificate the countersignature
        of the Trustee by manual signature, and such countersignature upon any
        Certificate shall be conclusive evidence, and the only evidence, that such
        Certificate has been duly countersigned and delivered hereunder. All
        Certificates shall be dated the date of their countersignature. On the Closing
        Date, the Trustee shall authenticate the Certificates to be issued at the
        written direction of the Depositor, or any affiliate thereof.

       

      The
        Depositor shall provide, or cause to be provided, to the Trustee on a continuous
        basis, an adequate inventory of Certificates to facilitate
        transfers.

       

      Section
        6.02  Certificate
        Register; Registration of Transfer and Exchange of Certificates. 

       

      (a)  The
        Trustee shall maintain, or cause to be maintained in accordance with the
        provisions of Section 6.09 hereof, a Certificate Register for the Trust Fund
        in
        which, subject to the provisions of subsections (b) and (c) below and to
        such
        reasonable regulations as it may prescribe, the Trustee shall provide for
        the
        registration of Certificates and of Transfers and exchanges of Certificates
        as
        herein provided. Upon surrender for registration of Transfer of any Certificate,
        the Trustee shall authenticate and deliver, in the name of the designated
        transferee or transferees, one or more new Certificates of the same Class
        and of
        like aggregate Percentage Interest.

       

      At
        the
        option of a Certificateholder, Certificates may be exchanged for other
        Certificates of the same Class in authorized denominations and evidencing
        the
        same aggregate Percentage Interest upon surrender of the Certificates to
        be
        exchanged at the office or agency of the Trustee. Whenever any Certificates
        are
        so surrendered for exchange, the Trustee shall execute, authenticate, and
        deliver the Certificates that the Certificateholder making the exchange is
        entitled to receive. Every Certificate presented or surrendered for registration
        of Transfer or exchange shall be accompanied by a written instrument of Transfer
        in form satisfactory to the Trustee duly executed by the Holder thereof or
        his
        attorney duly authorized in writing.

       

      No
        service charge to the Certificateholders shall be made for any registration
        of
        Transfer or exchange of Certificates, but payment of a sum sufficient to
        cover
        any tax or governmental charge that may be imposed in connection with any
        Transfer or exchange of Certificates may be required.

       

      All
        Certificates surrendered for registration of Transfer or exchange shall be
        canceled and subsequently destroyed by the Trustee in accordance with the
        Trustee’s customary procedures.

       

      (b)  Subject
        to Section 6.07 and, in the case of any Global Certificate or Private
        Certificate upon the satisfaction of the conditions set forth below, upon
        surrender for registration of transfer of any Certificate at any office or
        agency of the Trustee maintained for such purpose, the Trustee shall sign,
        countersign and shall deliver, in the name of the designated transferee or
        transferees, a new Certificate of a like Class and aggregate Percentage
        Interest, but bearing a different number.

       

      (c)  Subject
        to subsection 6.02(g), so long as a Global Certificate of such Class is
        outstanding and is held by or on behalf of the Depository, transfers of
        beneficial interests in such Global Certificate, or transfers by Holders
        of
        Individual Certificates of such Class to transferees that take delivery in
        the
        form of beneficial interests in the Global Certificate, may be made only
        in
        accordance with this subsection 6.02(c) and in accordance with the rules
        of the
        Depository:

       

      (i)  In
        the
        case of a beneficial interest in the Global Certificate being transferred
        to an
        Institutional Accredited Investor, such transferee shall be required to take
        delivery in the form of an Individual Certificate or Certificates and the
        Trustee shall register such transfer only upon compliance with the provisions
        of
        subsection 6.02(h).

       

      (ii)  In
        the
        case of a beneficial interest in a Class of Global Certificates being
        transferred to a transferee that takes delivery in the form of an Individual
        Certificate or Certificates of such Class, except as set forth in clause
        (i)
        above, the Trustee shall register such transfer only upon compliance with
        the
        provisions of subsection 6.02(h).

       

      (iii)  In
        the
        case of an Individual Certificate of a Class being transferred to a transferee
        that takes delivery in the form of a beneficial interest in a Global Certificate
        of such Class, the Trustee shall register such transfer if the transferee
        has
        provided the Trustee with a Rule 144A and Related Matters Certificate or
        comparable evidence as to its QIB status.

       

      (iv)  No
        restrictions shall apply with respect to the transfer or registration of
        transfer of a beneficial interest in the Global Certificate of a Class to
        a
        transferee that takes delivery in the form of a beneficial interest in the
        Global Certificate of such Class; provided that each such transferee shall
        be
        deemed to have made such representations and warranties contained in the
        Rule
        144A and Related Matters Certificate as are sufficient to establish that
        it is a
        QIB.

       

      (d)  Subject
        to subsection 6.02(g), an exchange of a beneficial interest in a Global
        Certificate of a Class for an Individual Certificate or Certificates of such
        Class, an exchange of an Individual Certificate or Certificates of a Class
        for a
        beneficial interest in the Global Certificate of such Class and an exchange
        of
        an Individual Certificate or Certificates of a Class for another Individual
        Certificate or Certificates of such Class (in each case, whether or not such
        exchange is made in anticipation of subsequent transfer, and, in the case
        of the
        Global Certificate of such Class, so long as such Certificate is outstanding
        and
        is held by or on behalf of the Depository) may be made only in accordance
        with
        this subsection 6.02(d) and in accordance with the rules of the
        Depository:

       

      (i)  A
        Holder
        of a beneficial interest in a Global Certificate of a Class may at any time
        exchange such beneficial interest for an Individual Certificate or Certificates
        of such Class.

       

      (ii)  A
        Holder
        of an Individual Certificate or Certificates of a Class may exchange such
        Certificate or Certificates for a beneficial interest in the Global Certificate
        of such Class if such holder furnishes to the Trustee a Rule 144A and Related
        Matters Certificate or comparable evidence as to its QIB status.

       

      (iii)  A
        Holder
        of an Individual Certificate of a Class may exchange such Certificate for
        an
        equal aggregate principal amount of Individual Certificates of such Class
        in
        different authorized denominations without any certification.

       

      (e)  (i)Upon
        acceptance for exchange or transfer of an Individual Certificate of a Class
        for
        a beneficial interest in a Global Certificate of such Class as provided herein,
        the Trustee shall cancel such Individual Certificate and shall (or shall
        request
        the Depository to) endorse on the schedule affixed to the applicable Global
        Certificate (or on a continuation of such schedule affixed to the Global
        Certificate and made a part thereof) or otherwise make in its books and records
        an appropriate notation evidencing the date of such exchange or transfer
        and an
        increase in the certificate balance of the Global Certificate equal to the
        certificate balance of such Individual Certificate exchanged or transferred
        therefor.

       

      (ii)  Upon
        acceptance for exchange or transfer of a beneficial interest in a Global
        Certificate of a Class for an Individual Certificate of such Class as provided
        herein, the Trustee shall (or shall request the Depository to) endorse on
        the
        schedule affixed to such Global Certificate (or on a continuation of such
        schedule affixed to such Global Certificate and made a part thereof) or
        otherwise make in its books and records an appropriate notation evidencing
        the
        date of such exchange or transfer and a decrease in the certificate balance
        of
        such Global Certificate equal to the certificate balance of such Individual
        Certificate issued in exchange therefor or upon transfer thereof.

       

      (f)  Any
        Individual Certificate issued in exchange for or upon transfer of another
        Individual Certificate or of a beneficial interest in a Global Certificate
        shall
        bear the applicable legends set forth in Exhibit A-2.

       

      (g)  Subject
        to the restrictions on transfer and exchange set forth in this Section 6.02,
        the
        Holder of any Individual Certificate may transfer or exchange the same in
        whole
        or in part (in an initial certificate balance equal to the minimum authorized
        denomination set forth in Section 6.01 above or any integral multiple of
        $1.00
        in excess thereof) by surrendering such Certificate at the Corporate Trust
        Office, or at the office of any transfer agent, together with an executed
        instrument of assignment and transfer satisfactory in form and substance
        to the
        Trustee in the case of transfer and a written request for exchange in the
        case
        of exchange. The Holder of a beneficial interest in a Global Certificate
        may,
        subject to the rules and procedures of the Depository, cause the Depository
        (or
        its nominee) to notify the Trustee in writing of a request for transfer or
        exchange of such beneficial interest for an Individual Certificate or
        Certificates. Following a proper request for transfer or exchange, the Trustee
        shall, within five Business Days of such request made at the Corporate Trust
        Office, sign, countersign and deliver at the Corporate Trust Office, to the
        transferee (in the case of transfer) or Holder (in the case of exchange)
        or send
        by first class mail at the risk of the transferee (in the case of transfer)
        or
        Holder (in the case of exchange) to such address as the transferee or Holder,
        as
        applicable, may request, an Individual Certificate or Certificates, as the
        case
        may require, for a like aggregate Percentage Interest and in such authorized
        denomination or denominations as may be requested. The presentation for transfer
        or exchange of any Individual Certificate shall not be valid unless made
        at the
        Corporate Trust Office by the registered Holder in person, or by a duly
        authorized attorney-in-fact.

       

      (h)  No
        Transfer of a Private Certificate shall be made unless such Transfer is made
        pursuant to an effective registration statement under the Securities Act
        and any
        applicable state securities laws or is exempt from the registration requirements
        under the Securities Act and such state securities laws. In the event that
        a
        Transfer is to be made in reliance upon an exemption from the Securities
        Act and
        such laws, in order to assure compliance with the Securities Act and such
        laws,
        the Certificateholder desiring to effect such Transfer and such
        Certificateholder’s prospective transferee shall each certify to the Trustee in
        writing the facts surrounding the Transfer by (x)(i) the delivery to the
        Trustee
        by the Certificateholder desiring to effect such transfer of a certificate
        substantially in the form set forth in Exhibit D (the “Transferor Certificate”)
        and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a
        letter in substantially the form of Exhibit E (the “Investment Letter”) if the
        prospective transferee is an Institutional Accredited Investor or (B) a letter
        in substantially the form of Exhibit F (the “Rule 144A and Related Matters
        Certificate”) if the prospective transferee is a QIB or (y) there shall be
        delivered to the Trustee an Opinion of Counsel addressed to the Trustee that
        such Transfer may be made pursuant to an exemption from the Securities Act,
        which Opinion of Counsel shall not be an expense of the Depositor, the Sellers,
        the Master Servicer or the Trustee. Notwithstanding the provisions of the
        immediately preceding sentence, no restrictions shall apply with respect
        to the
        transfer or registration of transfer of a beneficial interest in any Certificate
        that is a Global Certificate of a Class to a transferee that takes delivery
        in
        the form of a beneficial interest in the Global Certificate of such Class
        provided that each such transferee shall be deemed to have made such
        representations and warranties contained in the Rule 144A and Related Matters
        Certificate as are sufficient to establish that it is a QIB. The Depositor
        shall
        provide to any Holder of a Private Certificate and any prospective transferee
        designated by any such Holder, information regarding the related Certificates
        and the Mortgage Loans and such other information as shall be necessary to
        satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer
        of any such Certificate without registration thereof under the Securities
        Act
        pursuant to the registration exemption provided by Rule 144A. The Trustee
        and
        the Master Servicer shall cooperate with the Depositor in providing the Rule
        144A information referenced in the preceding sentence, including providing
        to
        the Depositor such information regarding the Certificates, the Mortgage Loans
        and other matters regarding the Trust Fund as the Depositor shall reasonably
        request to meet its obligation under the preceding sentence. Each Holder
        of a
        Private Certificate desiring to effect such Transfer shall, and does hereby
        agree to, indemnify the Trustee, the Depositor, the Sellers and the Master
        Servicer against any liability that may result if the Transfer is not so
        exempt
        or is not made in accordance with such federal and state laws.

       

      No
        transfer of any Class CE Certificate shall be made unless the transferee
        of such
        Class CE Certificate provides to the Trustee the appropriate tax certification
        form (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, or W-8ECI, as applicable
        (or any successor form thereto)), as a condition to such transfer and agrees
        to
        update such forms (i) upon expiration of any such form, (ii) as required
        under
        then applicable U.S. Treasury regulations and (iii) promptly upon learning
        that
        any IRS Form W-9 or IRS Form W-8BEN, W-8IMY, or W-8ECI, as applicable (or
        any
        successor form thereto), has become obsolete or incorrect. Upon receipt of
        any
        such tax certification form from a transferee of any Class CE Certificate,
        the
        Trustee shall provide a copy of such tax certification form to the related
        Supplemental Interest Trust Trustee. The related Supplemental Interest Trust
        Trustee shall provide a copy of any such tax certification form to the related
        Swap Provider.

       

      Prior
        to
        the termination of the related Supplemental Interest Trust, no Transfer of
        a
        related Class A Certificate or Class M Certificate (other than a Class I-M-10,
        Class II-M-10, Class I-M-11 Certificate or II-M-11 Certificate) shall be
        made
        unless either (i) the Trustee shall have received a representation from the
        transferee of such Certificate acceptable to and in form and substance
        satisfactory to the Trustee, to the effect that such transferee is not an
        employee benefit plan subject to Section 406 of ERISA or a plan subject to
        Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a
        Plan or using the assets a Plan, or (ii) the transferee provides a
        representation, or is deemed to represent in the case of the Global Certificate
        that (A) such plan is an accredited investor within the meaning of the Exemption
        and (B) the proposed transfer or holding of such Certificate are eligible
        for
        exemptive relief under Prohibited Transaction Class Exemption (“PTCE”) 84-14,
        PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23. 

       

      Subsequent
        to the termination of the Supplemental Interest Trust, each beneficial owner
        of
        a related Class M Certificate (other than a Class I-M-10, Class II-M-10,
        Class
        I-M-11 Certificate or II-M-11 Certificate) or any interest therein shall
        be
        deemed to have represented, by virtue of its acquisition or holding of that
        certificate or interest therein, that either (a)(i) it is not a Plan or
        investing with “Plan Assets”, (ii) it has acquired and is holding such
        certificate in reliance on the Exemption, and that it understands that there
        are
        certain conditions to the availability of the Exemption, including that the
        certificate must be rated, at the time of purchase, not lower than “BBB-” (or
        its equivalent) by S&P, Fitch or Moody’s, and the certificate is so rated or
        (iii) (1) it is an insurance company, (2) the source of funds used to acquire
        or
        hold the certificate or interest therein is an “insurance company general
        account,” as such term is defined in PTCE 95-60, and (3) the conditions in
        Sections I and III of PTCE 95-60 have been satisfied.

       

      Neither
        the Trustee nor the Master Servicer will be required to monitor, determine
        or
        inquire as to compliance with the transfer restrictions with respect to the
        Global Certificates. Any attempted or purported transfer of any Certificate
        in
        violation of the provisions of this Section 6.02 shall be void ab initio
        and
        such Certificate shall be considered to have been held continuously by the
        prior
        permitted Certificateholder. Any transferor of any Certificate in violation
        of
        such provisions, shall indemnify and hold harmless the Trustee and the Master
        Servicer from and against any and all liabilities, claims, costs or expenses
        incurred by the Trustee or the Master Servicer as a result of such attempted
        or
        purported transfer. Neither the Trustee nor the Master Servicer shall have
        any
        liability for transfer of any such Global Certificates in or through book-entry
        facilities of any Depository or between or among Depository Participants
        or
        Certificate Owners made in violation of the transfer restrictions set forth
        herein. Neither
        the Trustee nor the Master Servicer shall be required to monitor, determine
        or
        inquire as to compliance with the transfer restrictions with respect to any
        ERISA Restricted Certificate that is a Book-Entry Certificate, and neither
        the Trustee nor the Master Servicer shall have any liability for transfers
        of
        any such Book-Entry Certificates made through the book-entry facilities of
        any
        Depository or between or among participants of the Depository or Certificate
        Owners made in violation of the transfer restrictions set forth herein. Neither
        the Trustee nor the Master Servicer shall be under any liability to any Person
        for any registration of transfer of any ERISA Restricted Certificate that
        is in
        fact not permitted by this Section 6.02(h) or for making any payments due
        on
        such Certificate to the Holder thereof or taking any other action with respect
        to such Holder under the provisions of this Agreement. The Trustee shall
        be
        entitled, but not obligated, to recover from any Holder of any ERISA Restricted
        Certificate that was in fact a Plan or a Person acting on behalf of a Plan
        at
        the time it became a Holder or, at such subsequent time as it became a Plan
        or
        Person acting on behalf of a Plan, all payments made on such ERISA Restricted
        Certificate at and after either such time. Any such payments so recovered
        by the
        Trustee shall be paid and delivered by the Trustee to the last preceding
        Holder
        of such Certificate that is not a Plan or Person acting on behalf of a
        Plan.

       

      No
        Transfer of a Class I-M-10, Class I-M-11, Class II-M-10, Class II-M-11, Class
        I-CE, Class II-CE, Class I-P, Class II-P or Residual Certificate shall be
        made
        unless either (i) the transferee of such Certificate provides a representation,
        or is deemed to represent in the case of a Global Certificate, to the Trustee
        and the Master Servicer acceptable to and in form and substance satisfactory
        to
        the Trustee and the Master Servicer, to the effect that such transferee is
        not a
        Plan, or a Person acting on behalf of a Plan or using the assets of a Plan,
        or
        (ii) in the case of any such Certificate presented for registration in the
        name
        of a Plan, or a trustee of a Plan or any other person acting on behalf of
        a
        Plan, the Trustee shall have received an Opinion of Counsel for the benefit
        of
        the Trustee and the Master Servicer and on which they may rely, satisfactory
        to
        the Trustee, to the effect that the purchase and holding of such Certificate
        are
        permissible under applicable law, will not result in any prohibited transactions
        under ERISA or Section 4975 of the Code and will not subject the Trustee,
        the
        Master Servicer or the Depositor to any obligation in addition to those
        expressly undertaken in this Agreement, which Opinion of Counsel shall not
        be an
        expense of the Trustee, the Master Servicer or the Depositor, or (iii) in
        the
        case of a Class I-M-10, Class I-M-11, Class II-M-10 or Class II-M-11
        Certificate, the transferee provides a representation, or is deemed to represent
        in the case of the Global Certificate, or an Opinion of Counsel to the effect
        that the proposed transfer or holding of such Class I-M-10, Class I-M-11,
        Class
        II-M-10 or Class II-M-11 Certificate and the servicing, management and operation
        of the Trust and its assets: (I) will not result in any prohibited transaction
        which is not covered under individual or Class prohibited transaction exemption
        including but not limited to PTCE 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60
        or
        PTCE 96-23 and (II) will not give rise to any obligation on the part of the
        Depositor, the Master Servicer or the Trustee in addition to those expressly
        undertaken in this Agreement. Neither the Trustee nor the Master Servicer
        shall
        be required to monitor, determine or inquire as to compliance with the transfer
        restrictions with respect to any Private Certificate that is a Book-Entry
        Certificate, and neither the Trustee nor the Master Servicer shall have any
        liability for transfers of any such Book-Entry Certificates made through
        the
        book-entry facilities of any Depository or between or among participants
        of the
        Depository or Certificate Owners made in violation of the transfer restrictions
        set forth herein. Neither the Trustee nor the Master Servicer shall be under
        any
        liability to any Person for any registration of transfer of any Private
        Certificate that is in fact not permitted by this Section 6.02(h) or for
        making
        any payments due on such Certificate to the Holder thereof or taking any
        other
        action with respect to such Holder under the provisions of this Agreement.
        The
        Trustee shall be entitled, but not obligated, to recover from any Holder
        of any
        Private Certificate that was in fact a Plan or a Person acting on behalf
        of a
        Plan at the time it became a Holder or, at such subsequent time as it became
        a
        Plan or Person acting on behalf of a Plan, all payments made on such Private
        Certificate at and after either such time. Any such payments so recovered
        by the
        Trustee shall be paid and delivered by the Trustee to the last preceding
        Holder
        of such Certificate that is not a Plan or Person acting on behalf of a
        Plan.

       

      (i)  Each
        Person who has or who acquires any Ownership Interest in a Residual Certificate
        shall be deemed by the acceptance or acquisition of such Ownership Interest
        to
        have agreed to be bound by the following provisions, and the rights of each
        Person acquiring any Ownership Interest in a Residual Certificate are expressly
        subject to the following provisions:

       

      (i)  Each
        Person holding or acquiring any Ownership Interest in a Residual Certificate
        shall be a Permitted Transferee and shall promptly notify the Trustee of
        any
        change or impending change in its status as a Permitted Transferee.

       

      (ii)  No
        Ownership Interest in a Residual Certificate may be registered on the Closing
        Date or thereafter transferred, and the Trustee shall not register the Transfer
        of any Residual Certificate unless, in addition to the certificates required
        to
        be delivered to the Trustee under subsection (b) above, the Trustee shall
        have
        been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner
        or the proposed transferee in the form attached hereto as Exhibit
        C.

       

      (iii)  Each
        Person holding or acquiring any Ownership Interest in a Residual Certificate
        shall agree (A) to obtain a Transfer Affidavit from any other Person to whom
        such Person attempts to Transfer its Ownership Interest in a Residual
        Certificate, (B) to obtain a Transfer Affidavit from any Person for whom
        such
        Person is acting as nominee, trustee or agent in connection with any Transfer
        of
        a Residual Certificate and (C) not to Transfer its Ownership Interest in
        a
        Residual Certificate or to cause the Transfer of an Ownership Interest in
        a
        Residual Certificate to any other Person if it has actual knowledge that
        such
        Person is not a Permitted Transferee.

       

      (iv)  Any
        attempted or purported Transfer of any Ownership Interest in a Residual
        Certificate in violation of the provisions of this Section 6.02(i) shall
        be
        absolutely null and void and shall vest no rights in the purported transferee.
        If any purported transferee shall become a Holder of a Residual Certificate
        in
        violation of the provisions of this Section 6.02(i), then the last preceding
        Permitted Transferee shall be restored to all rights as Holder thereof
        retroactive to the date of registration of Transfer of such Residual
        Certificate. The Trustee shall be under no liability to any Person for any
        registration of Transfer of a Residual Certificate that is in fact not permitted
        by Section 6.02(h) and this Section 6.02(i) or for making any payments due
        on
        such Certificate to the Holder thereof or taking any other action with respect
        to such Holder under the provisions of this Agreement so long as the Transfer
        was registered after receipt of the related Transfer Affidavit. The Trustee
        shall be entitled but not obligated to recover from any Holder of a Residual
        Certificate that was in fact not a Permitted Transferee at the time it became
        a
        Holder or, at such subsequent time as it became other than a Permitted
        Transferee, all payments made on such Residual Certificate at and after either
        such time. Any such payments so recovered by the Trustee shall be paid and
        delivered by the Trustee to the last preceding Permitted Transferee of such
        Certificate.

       

      (v)  The
        Master Servicer shall make available within 60 days of written request from
        the
        Trustee, all information necessary to compute any tax imposed under Section
        860E(e) of the Code as a result of a Transfer of an Ownership Interest in
        a
        Residual Certificate to any Holder who is not a Permitted
        Transferee.

       

      The
        restrictions on Transfers of a Residual Certificate set forth in this Section
        6.02(i) shall cease to apply (and the applicable portions of the legend on
        a
        Residual Certificate may be deleted) with respect to Transfers occurring
        after
        delivery to the Trustee of an Opinion of Counsel addressed to the Trustee,
        which
        Opinion of Counsel shall not be an expense of the Trustee, the Sellers or
        the
        Master Servicer to the effect that the elimination of such restrictions,
        or any
        Transfer allowed by the elimination of such restrictions, will not cause
        REMIC
        I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
        REMIC IX or REMIC X, as applicable, to fail to qualify as a REMIC at any
        time
        that the Certificates are outstanding or result in the imposition of any
        tax on
        the Trust Fund, a Certificateholder or another Person. Each Person holding
        or
        acquiring any Ownership Interest in a Residual Certificate hereby consents
        to
        any amendment of this Agreement that, based on an Opinion of Counsel addressed
        to the Trustee and furnished to the Trustee, is reasonably necessary (a)
        to
        ensure that the record ownership of, or any beneficial interest in, a Residual
        Certificate is not transferred, directly or indirectly, to a Person that
        is not
        a Permitted Transferee and (b) to provide for a means to compel the Transfer
        of
        a Residual Certificate that is held by a Person that is not a Permitted
        Transferee to a Holder that is a Permitted Transferee.

       

      (j)  The
        preparation and delivery of all certificates and opinions referred to above
        in
        this Section 6.02 shall not be an expense of the Trust Fund, the Trustee,
        the
        Depositor, the Sellers or the Master Servicer.

       

      Section
        6.03  Mutilated,
        Destroyed, Lost or Stolen Certificates. 

       

      If
        (a)
        any mutilated Certificate is surrendered to the Trustee, or the Trustee receives
        evidence to its satisfaction of the destruction, loss or theft of any
        Certificate and of the ownership thereof and (b) there is delivered to the
        Trustee such security or indemnity as may be required by them to save each
        of
        them harmless, then, in the absence of notice to the Trustee that such
        Certificate has been acquired by a bona fide purchaser, the Trustee shall
        execute, authenticate and deliver, in exchange for or in lieu of any such
        mutilated, destroyed, lost or stolen Certificate, a new Certificate of like
        Class, tenor and Percentage Interest. In connection with the issuance of
        any new
        Certificate under this Section 6.03, the Trustee may require the payment
        of a
        sum sufficient to cover any tax or other governmental charge that may be
        imposed
        in relation thereto and any other expenses (including the fees and expenses
        of
        the Trustee) connected therewith. Any replacement Certificate issued pursuant
        to
        this Section 6.03 shall constitute complete and indefeasible evidence of
        ownership in the Trust Fund, as if originally issued, whether or not the
        lost,
        stolen or destroyed Certificate shall be found at any time. All Certificates
        surrendered to the Trustee under the terms of this Section 6.03 shall be
        canceled and destroyed by the Trustee in accordance with its standard procedures
        without liability on its part.

       

      Section
        6.04  Persons
        Deemed Owners. 

       

      The
        Trustee and any agent of the Trustee may treat the person in whose name any
        Certificate is registered as the owner of such Certificate for the purpose
        of
        receiving distributions as provided in this Agreement and for all other purposes
        whatsoever, and neither the Trustee nor any agent of the Trustee shall be
        affected by any notice to the contrary.

       

      Section
        6.05  Access
        to List of Certificateholders’ Names and Addresses. 

       

      If
        three
        or more Certificateholders (a) request such information in writing from the
        Trustee, (b) state that such Certificateholders desire to communicate with
        other
        Certificateholders with respect to their rights under this Agreement or under
        the Certificates, and (c) provide a copy of the communication that such
        Certificateholders propose to transmit or if the Depositor or the Master
        Servicer shall request such information in writing from the Trustee, then
        the
        Trustee shall, within ten Business Days after the receipt of such request,
        provide the Depositor, the Master Servicer or such Certificateholders at
        such
        recipients’ expense the most recent list of the Certificateholders of the Trust
        Fund held by the Trustee, if any. The Depositor and every Certificateholder,
        by
        receiving and holding a Certificate, agree that the Trustee shall not be
        held
        accountable by reason of the disclosure of any such information as to the
        list
        of the Certificateholders hereunder, regardless of the source from which
        such
        information was derived.

       

      Section
        6.06  Book-Entry
        Certificates. 

       

      The
        Regular Certificates (other than the than the Class I-M-10, Class I-M-11,
        Class
        II-M-10, Class II-M-11, Class CE and Class P Certificates), upon original
        issuance, shall be issued in the form of one or more typewritten Certificates
        representing the Book-Entry Certificates, to be delivered to the Depository
        by
        or on behalf of the Depositor. Such Certificates shall initially be registered
        on the Certificate Register in the name of the Depository or its nominee,
        and no
        Certificate Owner of such Certificates will receive a definitive certificate
        representing such Certificate Owner’s interest in such Certificates, except as
        provided in Section 6.08. Unless and until definitive, fully registered
        Certificates (“Definitive Certificates”) have been issued to the Certificate
        Owners of such Certificates pursuant to Section 6.08:

       

      (a)  the
        provisions of this Section shall be in full force and effect;

       

      (b)  the
        Depositor and the Trustee may deal with the Depository and the Depository
        Participants for all purposes (including the making of distributions) as
        the
        authorized representative of the respective Certificate Owners of such
        Certificates;

       

      (c)  registration
        of the Book-Entry Certificates may not be transferred by the Trustee except
        to
        another Depository;

       

      (d)  the
        rights of the respective Certificate Owners of such Certificates shall be
        exercised only through the Depository and the Depository Participants and
        shall
        be limited to those established by law and agreements between the Owners
        of such
        Certificates and the Depository and/or the Depository Participants. Pursuant
        to
        the Depository Agreement, unless and until Definitive Certificates are issued
        pursuant to Section 6.08, the Depository will make book-entry transfers among
        the Depository Participants and receive and transmit distributions of principal
        and interest on the related Certificates to such Depository
        Participants;

       

      (e)  the
        Depository may collect its usual and customary fees, charges and expenses
        from
        its Depository Participants;

       

      (f)  the
        Trustee may rely and shall be fully protected in relying upon information
        furnished by the Depository with respect to its Depository Participants;
        and

       

      (g)  to
        the
        extent that the provisions of this Section conflict with any other provisions
        of
        this Agreement, the provisions of this Section shall control.

       

      For
        purposes of any provision of this Agreement requiring or permitting actions
        with
        the consent of, or at the direction of, Certificateholders evidencing a
        specified percentage of the aggregate unpaid principal amount of any Class
        of
        Certificates, such direction or consent may be given by Certificate Owners
        (acting through the Depository and the Depository Participants) owning
        Book-Entry Certificates evidencing the requisite percentage of principal
        amount
        of such Class of Certificates.

       

      The
        Private Certificates shall initially be held in fully registered certificated
        form. If at any time the Holders of all of the Certificates of one or more
        such
        Classes request that the Trustee cause such Class to become Global Certificates,
        the Depositor (with the assistance of the Trustee) will take such action
        as may
        be reasonably required to cause the Depository to accept such Class or Classes
        for trading if it may legally be so traded. If at anytime there are to be
        Global
        Certificates, the Global Certificates shall be delivered to the Depository
        by
        the Depositor or deposited with the Trustee as custodian for the
        Depository.

       

      All
        transfers by Certificate Owners of such respective Classes of Book-Entry
        Certificates and any Global Certificates shall be made in accordance with
        the
        procedures established by the Depository Participant or brokerage firm
        representing such Certificate Owners. Each Depository Participant shall only
        transfer Book-Entry Certificates of Certificate Owners it represents or of
        brokerage firms for which it acts as agent in accordance with the Depository’s
        normal procedures.

       

      Section
        6.07  Notices
        to Depository. 

       

      Whenever
        any notice or other communication is required to be given to Certificateholders
        of a Class with respect to which Book-Entry Certificates have been issued,
        unless and until Definitive Certificates shall have been issued to the related
        Certificate Owners, the Trustee shall give all such notices and communications
        to the Depository.

       

      Section
        6.08  Definitive
        Certificates. 

       

      If,
        after
        Book-Entry Certificates have been issued with respect to any Certificates,
        (a)
        the Depositor or the Depository advises the Trustee that the Depository is
        no
        longer willing or able to discharge properly its responsibilities under the
        Depository Agreement with respect to such Certificates and the Depositor
        is
        unable to locate a qualified successor or (b) the Depositor, with the consent
        of
        Depository Participants, advises the Trustee that it elects to terminate
        the
        book-entry system with respect to such Certificates through the Depository,
        then
        the Trustee shall notify all Certificate Owners of such Certificates, through
        the Depository, of the occurrence of any such event and of the availability
        of
        Definitive Certificates to applicable Certificate Owners requesting the same.
        The Depositor shall provide the Trustee with an adequate inventory of
        certificates to facilitate the issuance and transfer of Definitive Certificates.
        Upon surrender to the Trustee of any such Certificates by the Depository,
        accompanied by registration instructions from the Depository for registration,
        the Trustee shall countersign and deliver such Definitive Certificates. Neither
        the Depositor nor the Trustee shall be liable for any delay in delivery of
        such
        instructions and each may conclusively rely on, and shall be protected in
        relying on, such instructions.

       

      In
        addition, if an Event of Default has occurred and is continuing, each
        Certificate Owner materially adversely affected thereby may at its option
        request a Definitive Certificate evidencing such Certificate Owner’s Voting
        Rights in the related Class of Certificates. In order to make such request,
        such
        Certificate Owner shall, subject to the rules and procedures of the Depository,
        provide the Depository or the related Depository Participant with directions
        for
        the Trustee to exchange or cause the exchange of the Certificate Owner’s
        interest in such Class of Certificates for an equivalent Voting Right in
        fully
        registered definitive form. Upon receipt by the Trustee of instructions from
        the
        Depository directing the Trustee to effect such exchange (such instructions
        to
        contain information regarding the Class of Certificates and the Certificate
        Principal Balance being exchanged, the Depository Participant account to
        be
        debited with the decrease, the registered Holder of and delivery instructions
        for the definitive Certificate, and any other information reasonably required
        by
        the Trustee), (i) the Trustee shall instruct the Depository to reduce the
        related Depository Participant’s account by the aggregate Certificate Principal
        Balance of the definitive Certificate, (ii) the Trustee shall execute,
        authenticate and deliver, in accordance with the registration and delivery
        instructions provided by the Depository, a definitive Certificate evidencing
        such Certificate Owner’s Voting Rights in such Class of Certificates and (iii)
        the Trustee shall execute and authenticate a new Book-Entry Certificate
        reflecting the reduction in the Certificate Principal Balance of such Class
        of
        Certificates by the amount of the definitive Certificates.

       

      Section
        6.09  Maintenance
        of Office or Agency. 

       

      The
        Trustee will maintain or cause to be maintained at its expense an office
        or
        offices or agency or agencies at the Corporate Trust Office where Certificates
        may be surrendered for registration of transfer or exchange. The Trustee
        initially designates its Corporate Trust Office, as the office for such
        purposes. The Trustee will give prompt written notice to the Certificateholders
        of any change in such location of any such office or agency.

       

      ARTICLE
        VII

       

      THE
        DEPOSITOR AND THE MASTER SERVICER

       

      Section
        7.01  Liabilities
        of the Depositor and the Master Servicer. 

       

      Each
        of
        the Depositor, and the Master Servicer shall be liable in accordance herewith
        only to the extent of the obligations specifically imposed upon and undertaken
        by it herein.

       

      Section
        7.02  Merger
        or Consolidation of the Depositor or the Master Servicer. 

       

      (a)  Each
        of
        the Depositor and the Master Servicer will keep in full force and effect
        its
        existence, rights and franchises as a corporation under the laws of the state
        of
        its incorporation, and will obtain and preserve its qualification to do business
        as a foreign corporation in each jurisdiction in which such qualification
        is or
        shall be necessary to protect the validity and enforceability of this Agreement,
        the Certificates or any of the Mortgage Loans and to perform its duties under
        this Agreement.

       

      (b)  Any
        Person into which the Depositor or the Master Servicer may be merged or
        consolidated, or any corporation resulting from any merger or consolidation
        to
        which the Depositor or the Master Servicer shall be a party, or any Person
        succeeding to the business of the Depositor or the Master Servicer, shall
        be the
        successor of the Depositor or the Master Servicer hereunder, without the
        execution or filing of any paper or further act on the part of any of the
        parties hereto, anything herein to the contrary notwithstanding.

       

      Section
        7.03  Indemnification
        of the Trustee and the Master Servicer. 

       

      (a)  The
        Master Servicer agrees to indemnify the Indemnified Persons including LaSalle
        Bank National Association as Trustee and in its individual capacity only
        to the
        extent of its performance of its duties hereunder, and to hold them harmless
        against, any loss, liability or expense (including reasonable legal fees
        and
        disbursements of counsel) incurred on their part that may be sustained in
        connection with, arising out of, or relating to, any claim or legal action
        (including any pending or threatened claim or legal action) relating to this
        Agreement, including any powers of attorney delivered pursuant to this
        Agreement, the Custodial Agreement or the Certificates (i) related to the
        Master
        Servicer’s failure to perform its duties in compliance with this Agreement
        (except as any such loss, liability or expense shall be otherwise reimbursable
        pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s
        willful misfeasance, bad faith or gross negligence in the performance of
        duties
        hereunder or by reason of reckless disregard of obligations and duties
        hereunder, provided, in each case, that with respect to any such claim or
        legal
        action (or pending or threatened claim or legal action), the Trustee shall
        have
        given the Master Servicer and the Seller written notice thereof promptly
        after
        the Trustee shall have with respect to such claim or legal action knowledge
        thereof; provided, however that the failure to give such notice shall not
        relieve the Master Servicer of its indemnification obligations hereunder.
        This
        indemnity shall survive the resignation or removal of the Trustee or Master
        Servicer and the termination of this Agreement.

       

      (b)  The
        Seller will indemnify any Indemnified Person including LaSalle Bank National
        Association as Trustee and in its individual capacity only to the extent
        of its
        performance of its duties hereunder for any loss, liability or expense of
        any
        Indemnified Person not otherwise paid or covered pursuant to subsection (a)
        above.

       

      Section
        7.04  Limitations
        on Liability of the Depositor, the Master Servicer and Others. 

       

      Subject
        to the obligation of the Master Servicer to indemnify the Indemnified Persons
        pursuant to Section 7.03:

       

      (a)  Neither
        the Depositor, the Master Servicer nor any of the directors, officers, employees
        or agents of the Depositor and the Master Servicer shall be under any liability
        to the Indemnified Persons, the Trust Fund or the Certificateholders for
        taking
        any action or for refraining from taking any action in good faith pursuant
        to
        this Agreement, or for errors in judgment; provided, however, that this
        provision shall not protect the Depositor, the Master Servicer or any such
        Person against any breach of warranties or representations made herein or
        any
        liability which would otherwise be imposed by reason of such Person’s willful
        misfeasance, bad faith or gross negligence in the performance of duties or
        by
        reason of reckless disregard of obligations and duties hereunder.

       

      (b)  The
        Depositor, the Master Servicer and any director, officer, employee or agent
        of
        the Depositor and the Master Servicer may rely in good faith on any document
        of
        any kind prima facie properly executed and submitted by any Person respecting
        any matters arising hereunder.

       

      (c)  The
        Depositor, the Master Servicer, LaSalle Bank National Association as Trustee
        and
        in its individual capacity only to the extent of its performance of its duties
        hereunder, the Custodian and any director, officer, employee or agent of
        the
        Depositor, the Master Servicer, the Trustee, the Custodian shall be indemnified
        by the Trust and held harmless thereby against any loss, liability or expense
        (including reasonable legal fees and disbursements of counsel) incurred on
        their
        part that may be sustained in connection with, arising out of, or related
        to,
        any claim or legal action (including any pending or threatened claim or legal
        action) relating to this Agreement, the Custodial Agreement or the Certificates,
        other than (i) in the case of the Master Servicer, (x) any such loss, liability
        or expense related to the Master Servicer’s failure to perform its duties in
        compliance with this Agreement (except as any such loss, liability or expense
        shall be otherwise reimbursable pursuant to this Agreement) or (y) any such
        loss, liability or expense incurred by reason of the Master Servicer’s willful
        misfeasance, bad faith or gross negligence in the performance of duties
        hereunder, or by reason of reckless disregard of obligations and duties
        hereunder, (ii) in the case of the Trustee, any such loss, liability or expense
        incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence
        in the performance of its duties hereunder, or by reason of its reckless
        disregard of obligations and duties hereunder and (iii) in the case of the
        Custodian, any such loss, liability or expense incurred by reason of the
        Custodian’s willful misfeasance, bad faith or negligence in the performance of
        its duties under the Custodial Agreement, or by reason of its reckless disregard
        of obligations and duties thereunder.

       

      (d)  Neither
        the Depositor nor the Master Servicer shall be under any obligation to appear
        in, prosecute or defend any legal action that is not incidental to its duties
        under this Agreement and that in its opinion may involve it in any expense
        or
        liability; provided, however, the Master Servicer may in its discretion,
        with
        the consent of the Trustee (which consent shall not be unreasonably withheld),
        undertake any such action which it may deem necessary or desirable with respect
        to this Agreement and the rights and duties of the parties hereto and the
        interests of the Certificateholders hereunder. In such event, the legal expenses
        and costs of such action and any liability resulting therefrom (expect any
        loss,
        liability or expense incurred by reason of reckless disregard of obligations
        and
        duties hereunder) shall be expenses, costs and liabilities of the Trust Fund,
        and the Master Servicer shall be entitled to be reimbursed therefor out of
        the
        Protected Account as provided by Section 4.02. Nothing in this subsection
        7.04(d) shall affect the Master Servicer’s obligation to service and administer
        the Mortgage Loans pursuant to Article III.

       

      (e)  In
        taking
        or recommending any course of action pursuant to this Agreement, unless
        specifically required to do so pursuant to this Agreement, the Master Servicer
        shall not be required to investigate or make recommendations concerning
        potential liabilities which the Trust might incur as a result of such course
        of
        action by reason of the condition of the Mortgaged Properties but shall give
        notice to the Trustee if it has notice of such potential
        liabilities.

       

      Section
        7.05  Master
        Servicer Not to Resign. 

       

      Except
        as
        provided in Section 7.07, the Master Servicer shall not resign from the
        obligations and duties hereby imposed on it except (i) with the prior consent
        of
        the Trustee (which consents shall not be unreasonably withheld) or (ii) upon
        a
        determination that any such duties hereunder are no longer permissible under
        applicable law and such impermissibility cannot be cured. Any such determination
        permitting the resignation of the Master Servicer shall be evidenced by an
        Opinion of Counsel, addressed to and delivered to, the Trustee. No such
        resignation by the Master Servicer shall become effective until the Trustee
        or a
        successor to the Master Servicer reasonably satisfactory to the Trustee shall
        have assumed the responsibilities and obligations of the Master Servicer
        in
        accordance with Section 8.02 hereof. The Trustee shall notify the Rating
        Agencies of the resignation of the Master Servicer.

       

      Section
        7.06  Successor
        Master Servicer. 

       

      In
        connection with the appointment of any Successor Master Servicer or the
        assumption of the duties of the Master Servicer, the Trustee may make such
        arrangements for the compensation of such Successor Master Servicer out of
        payments on the Mortgage Loans as the Trustee and such Successor Master Servicer
        shall agree. If the Successor Master Servicer does not agree that such market
        value is a fair price, such Successor Master Servicer shall obtain two
        quotations of market value from third parties actively engaged in the servicing
        of single family mortgage loans. In no event shall the compensation of any
        Successor Master Servicer exceed that permitted the Master Servicer hereunder
        without the consent of all of the Certificateholders.

       

      Section
        7.07  Sale
        and Assignment of Master Servicing. 

       

      The
        Master Servicer may sell and assign its rights and delegate its duties and
        obligations in its entirety as Master Servicer under this Agreement; provided,
        however, that: (i) the purchaser or transferee accepting such assignment
        and
        delegation (a) shall be a Person which shall be qualified to service mortgage
        loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less
        than
        $15,000,000 (unless otherwise approved by each Rating Agency pursuant to
        clause
        (ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced
        in a writing signed by the Trustee); and (d) shall execute and deliver to
        the
        Trustee an agreement, in form and substance reasonably satisfactory to the
        Trustee, which contains an assumption by such Person of the due and punctual
        performance and observance of each covenant and condition to be performed
        or
        observed by it as master servicer under this Agreement, any custodial agreement
        from and after the effective date of such agreement; (ii) each Rating Agency
        shall be given prior written notice of the identity of the proposed successor
        to
        the Master Servicer and each Rating Agency’s rating of the Certificates in
        effect immediately prior to such assignment, sale and delegation will not
        be
        downgraded, qualified or withdrawn as a result of such assignment, sale and
        delegation, as evidenced by a letter to such effect delivered to the Master
        Servicer and the Trustee (at the expense of the Master Servicer); and (iii)
        the
        Master Servicer assigning and selling the master servicing shall deliver
        to the
        Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the
        Trustee, each stating that all conditions precedent to such action under
        this
        Agreement have been completed and such action is permitted by and complies
        with
        the terms of this Agreement. No such assignment or delegation shall affect
        any
        liability of the Master Servicer arising prior to the effective date
        thereof.

       

      ARTICLE
        VIII

       

      DEFAULT;
        TERMINATION OF MASTER SERVICER

       

      Section
        8.01  Events
        of Default. 

       

      “Event
        of
        Default,” wherever used herein, means any one of the following
        events:

       

      (i)  any
        failure by the Master Servicer to remit to the Trustee any amounts received
        or
        collected by the Master Servicer in respect of the Mortgage Loans and required
        to be remitted by it hereunder (other than any Advance), which failure shall
        continue unremedied for one Business Day after the date on which written
        notice
        of such failure shall have been given to the Master Servicer by the Trustee
        or
        the Depositor, or to the Trustee and the Master Servicer by the Holders of
        Certificates evidencing not less than 25% of the Voting Rights evidenced
        by the
        Certificates;

       

      (ii)  other
        than with respect to clause (vii) below, any failure by the Master Servicer
        to
        observe or perform in any material respect any other of the covenants or
        agreements on the part of the Master Servicer contained in this Agreement
        or any
        breach of a representation or warranty by the Master Servicer, which failure
        or
        breach shall continue unremedied for a period of 60 days after the date on
        which
        written notice of such failure shall have been given to Master Servicer by
        the
        Trustee or the Depositor, or to the Trustee and the Master Servicer by the
        Holders of Certificates evidencing not less than 25% of the Voting Rights
        evidenced by the Certificates;

       

      (iii)  a
        decree
        or order of a court or agency or supervisory authority having jurisdiction
        in
        the premises for the appointment of a receiver or liquidator in any insolvency,
        readjustment of debt, marshalling of assets and liabilities or similar
        proceedings, or for the winding-up or liquidation of its affairs, shall have
        been entered against the Master Servicer and such decree or order shall have
        remained in force undischarged or unstayed for a period of 60 consecutive
        days;

       

      (iv)  the
        Master Servicer shall consent to the appointment of a receiver or liquidator
        in
        any insolvency, readjustment of debt, marshalling of assets and liabilities
        or
        similar proceedings of or relating to the Master Servicer or all or
        substantially all of the property of the Master Servicer;

       

      (v)  the
        Master Servicer shall admit in writing its inability to pay its debts generally
        as they become due, file a petition to take advantage of, or commence a
        voluntary case under, any applicable insolvency or reorganization statute,
        make
        an assignment for the benefit of its creditors, or voluntarily suspend payment
        of its obligations;

       

      (vi)  the
        Master Servicer assigns or delegates its duties or rights under this Agreement
        in contravention of the provisions permitting such assignment or delegation
        under Sections 7.05 or 7.07; 

       

      (vii)  failure
        by the Master Servicer to duly perform, within the required time period,
        its
        obligations under Sections 3.13, 3.14 or 3.16 set forth under such Sections;
        or

       

      (viii)  The
        Master Servicer fails to deposit, or cause to be deposited, in the Distribution
        Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New
        York
        City time on the Distribution Account Deposit Date.

       

      If
        an
        Event of Default shall occur, then, and in each and every such case, so long
        as
        such Event of Default shall not have been remedied, the Trustee may, and
        at the
        direction of the Holders of Certificates evidencing not less than 25% of
        the
        Voting Rights evidenced by the Certificates, the Trustee shall in the case
        of
        any Event of Default described in clauses (i) through (vii) above, by notice
        in
        writing to the Master Servicer and each Swap Provider (with a copy to each
        Rating Agency), terminate all of the rights and obligations of the Master
        Servicer under this Agreement and in and to the Mortgage Loans and the proceeds
        thereof, other than its rights as a Certificateholder hereunder. On or after
        the
        receipt by the Master Servicer of such written notice, all authority and
        power
        of the Master Servicer hereunder, whether with respect to the Mortgage Loans
        or
        otherwise, shall pass to and be vested in the Trustee, or any successor
        appointed pursuant to Section 8.02 (a “Successor Master Servicer”). Such
        Successor Master Servicer shall thereupon if such Successor Master Servicer
        is a
        successor to the Master Servicer, make any Advance required by Article V,
        subject, in the case of the Trustee, to Section 8.02. The Trustee is hereby
        authorized and empowered to execute and deliver, on behalf of the terminated
        Master Servicer, as attorney- in-fact or otherwise, any and all documents
        and
        other instruments, and to do or accomplish all other acts or things necessary
        or
        appropriate to effect the purposes of such notice of termination, whether
        to
        complete the transfer and endorsement or assignment of any Mortgage Loans
        and
        related documents, or otherwise. Unless expressly provided in such written
        notice, no such termination shall affect any obligation of the Master Servicer
        to pay amounts owed pursuant to Article VII or Article IX. The Master Servicer
        agrees to cooperate with the Trustee in effecting the termination of the
        Master
        Servicer’s responsibilities and rights hereunder, including, without limitation,
        the transfer to the applicable Successor Master Servicer of all cash amounts
        which shall at the time be credited to the Protected Account maintained pursuant
        to Section 4.02, or thereafter be received with respect to the applicable
        Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of
        the
        occurrence of an Event of Default known to the Trustee.

       

      Notwithstanding
        any termination of the activities of the Master Servicer hereunder, the Master
        Servicer shall be entitled to receive, out of any late collection of a Scheduled
        Payment on a Mortgage Loan that was due prior to the notice terminating the
        Master Servicer’s rights and obligations as Master Servicer hereunder and
        received after such notice, that portion thereof to which the Master Servicer
        would have been entitled pursuant to Sections 4.02 and to receive any other
        amounts payable to the Master Servicer hereunder the entitlement to which
        arose
        prior to the termination of its activities hereunder.

       

      Notwithstanding
        the foregoing, if an Event of Default described in clause (viii) of this
        Section
        8.01 shall occur, the Trustee shall, by notice in writing to the Master
        Servicer, which may be delivered by telecopy, immediately terminate all of
        the
        rights and obligations of the Master Servicer thereafter arising under this
        Agreement, but without prejudice to any rights it may have as a
        Certificateholder or to reimbursement of Advances and other advances of its
        own
        funds, and the Trustee shall act as provided in Section 8.02 to carry out
        the
        duties of the Master Servicer, including the obligation to make any Advance
        the
        nonpayment of which was an Event of Default described in clause (viii) of
        this
        Section 8.01. Any such action taken by the Trustee must be prior to the
        distribution on the relevant Distribution Date.

       

      Section
        8.02  Trustee
        to Act; Appointment of Successor. 

       

      On
        and
        after the time the Master Servicer receives a notice of termination pursuant
        to
        Section 8.01 hereof the Trustee shall automatically become the successor
        to the
        Master Servicer with respect to the transactions set forth or provided for
        herein and after a transition period (not to exceed 90 days), shall be subject
        to all the responsibilities, duties and liabilities relating thereto placed
        on
        the Master Servicer by the terms and provisions hereof; provided, however
        that,
        pursuant to Article V hereof, the Trustee in its capacity as Successor Master
        Servicer shall be responsible for making any Advances required to be made
        by the
        Master Servicer immediately upon the termination of the Master Servicer and
        any
        such Advance shall be made on the Distribution Date on which such Advance
        was
        required to be made by the predecessor Master Servicer. Effective on the
        date of
        such notice of termination, as compensation therefor, the Trustee shall be
        entitled to all compensation, reimbursement of expenses and indemnification
        that
        the Master Servicer would have been entitled to if it had continued to act
        hereunder, provided, however, that the Trustee shall not be (i) liable for
        any
        acts or omissions of the Master Servicer, (ii) obligated to make Advances
        if it
        is prohibited from doing so under applicable law, (iii) responsible for expenses
        of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit
        losses on any Permitted Investment directed by the Master Servicer.
        Notwithstanding the foregoing, the Trustee may, if it shall be unwilling
        to so
        act, or shall, if it is prohibited by applicable law from making Advances
        pursuant to Article V or if it is otherwise unable to so act, appoint, or
        petition a court of competent jurisdiction to appoint, any established mortgage
        loan servicing institution the appointment of which does not adversely affect
        the then current rating of the Certificates by each Rating Agency as the
        successor to the Master Servicer hereunder in the assumption of all or any
        part
        of the responsibilities, duties or liabilities of the Master Servicer hereunder.
        Any Successor Master Servicer shall (i) be an institution that is a Fannie
        Mae
        and Freddie Mac approved seller/servicer in good standing, that has a net
        worth
        of at least $15,000,000, (ii) be acceptable to the Trustee (which consent
        shall
        not be unreasonably withheld) and (iii) be willing to act as successor servicer
        of any Mortgage Loans under this Agreement, and shall have executed and
        delivered to the Depositor and the Trustee an agreement accepting such
        delegation and assignment, that contains an assumption by such Person of
        the
        rights, powers, duties, responsibilities, obligations and liabilities of
        the
        Master Servicer (other than any liabilities of the Master Servicer hereof
        incurred prior to termination of the Master Servicer under Section 8.01 or as
        otherwise set forth herein), with like effect as if originally named as a
        party
        to this Agreement, provided that each Rating Agency shall have acknowledged
        in
        writing that its rating of the Certificates in effect immediately prior to
        such
        assignment and delegation will not be qualified or reduced as a result of
        such
        assignment and delegation. If the Trustee assumes the duties and
        responsibilities of the Master Servicer in accordance with this Section 8.02,
        the Trustee shall not resign as Master Servicer until a Successor Master
        Servicer has been appointed and has accepted such appointment. Pending
        appointment of a successor to the Master Servicer hereunder, the Trustee,
        unless
        the Trustee is prohibited by law from so acting, shall act in such capacity
        as
        hereinabove provided. In connection with such appointment and assumption,
        the
        Trustee may make such arrangements for the compensation of such successor
        out of
        payments on Mortgage Loans or otherwise as it and such successor shall agree;
        provided that no such compensation unless agreed to by the Certificateholders
        shall be in excess of that permitted the Master Servicer hereunder. The Trustee
        and such successor shall take such action, consistent with this Agreement,
        as
        shall be necessary to effectuate any such succession. Neither the Trustee
        nor
        any other Successor Master Servicer shall be deemed to be in default hereunder
        by reason of any failure to make, or any delay in making, any distribution
        hereunder or any portion thereof or any failure to perform, or any delay
        in
        performing, any duties or responsibilities hereunder, in either case caused
        by
        the failure of the Master Servicer to deliver or provide, or any delay in
        delivering or providing, any cash, information, documents or records to
        it.

       

      The
        costs
        and expenses of the Trustee in connection with the termination of the Master
        Servicer, appointment of a Successor Master Servicer and, if applicable,
        any
        transfer of servicing, including, without limitation, all costs and expenses
        associated with the complete transfer of all servicing data and the completion,
        correction or manipulation of such servicing data as may be required by the
        Trustee to correct any errors or insufficiencies in the servicing data or
        otherwise to enable the Trustee or the Successor Master Servicer to service
        the
        Mortgage Loans properly and effectively, to the extent not paid by the
        terminated Master Servicer, shall be payable to the Trustee pursuant to Section
        9.05. Any successor to the Master Servicer as successor servicer under any
        Subservicing Agreement shall give notice to the applicable Mortgagors of
        such
        change of servicer and shall, during the term of its service as successor
        servicer maintain in force the policy or policies that the Master Servicer
        is
        required to maintain pursuant to Section 3.08.

       

      Section
        8.03  Notification
        to Certificateholders. 

       

      (a)  Upon
        any
        termination of or appointment of a successor to the Master Servicer, the
        Trustee
        shall give prompt written notice thereof to Certificateholders, each Swap
        Provider and to each Rating Agency.

       

      (b)  Within
        60
        days after the occurrence of any Event of Default, the Trustee shall transmit
        by
        mail to all Certificateholders and each Swap Provider notice of each such
        Event
        of Default hereunder actually known to a Responsible Officer of the Trustee,
        unless such Event of Default shall have been cured or waived.

       

      Section
        8.04  Waiver
        of Defaults. 

       

      The
        Trustee shall transmit by mail to all Certificateholders and each Swap Provider,
        within 60 days after the occurrence of any Event of Default actually known
        to a
        Responsible Officer of the Trustee, unless such Event of Default shall have
        been
        cured, notice of each such Event of Default hereunder known to the Trustee.
        The
        Holders of Certificates evidencing not less than 51% of the Voting Rights
        may,
        on behalf of all Certificateholders, waive any default by the Master Servicer
        in
        the performance of its obligations hereunder and the consequences thereof,
        except a default in the making of or the causing to be made of any required
        distribution on the Certificates. Upon any such waiver of a past default,
        such
        default shall be deemed to cease to exist, and any Event of Default arising
        therefrom shall be deemed to have been timely remedied for every purpose
        of this
        Agreement. No such waiver shall extend to any subsequent or other default
        or
        impair any right consequent thereon except to the extent expressly so waived.
        The Trustee shall give notice of any such waiver to the Rating
        Agencies.

       

      ARTICLE
        IX

      CONCERNING
        THE TRUSTEE

       

      Section
        9.01  Duties
        of Trustee. 

       

      (a)  The
        Trustee, prior to the occurrence of an Event of Default and after the curing
        or
        waiver of all Events of Default which may have occurred, undertakes to perform
        such duties and only such duties as are specifically set forth in this Agreement
        as duties of the Trustee. If an Event of Default has occurred and has not
        been
        cured or waived, the Trustee shall exercise such of the rights and powers
        vested
        in it by this Agreement, and the same degree of care and skill in their
        exercise, as a prudent person would exercise under the circumstances in the
        conduct of such Person’s own affairs.

       

      (b)  Upon
        receipt of all resolutions, certificates, statements, opinions, reports,
        documents, orders or other instruments which are specifically required to
        be
        furnished to the Trustee pursuant to any provision of this Agreement, the
        Trustee shall examine them to determine whether they are in the form required
        by
        this Agreement; provided, however, that the Trustee shall not be responsible
        for
        the accuracy or content of any resolution, certificate, statement, opinion,
        report, document, order or other instrument furnished by the Master Servicer;
        provided, further, that the Trustee shall not be responsible for the accuracy
        or
        verification of any calculation provided to it pursuant to this
        Agreement.

       

      (c)  On
        each
        Distribution Date, the Trustee shall make monthly distributions and the final
        distribution to the Certificateholders from funds in the Distribution Account
        as
        provided in Sections 5.04 and 10.01 herein.

       

      (d)  No
        provision of this Agreement shall be construed to relieve the Trustee from
        liability for its own negligent action, its own negligent failure to act
        or its
        own willful misconduct; provided, however, that:

       

      (i)  Prior
        to
        the occurrence of an Event of Default, and after the curing or waiver of
        all
        such Events of Default which may have occurred, the duties and obligations
        of
        the Trustee shall be determined solely by the express provisions of this
        Agreement, the Trustee shall not be liable except for the performance of
        their
        respective duties and obligations as are specifically set forth in this
        Agreement, no implied covenants or obligations shall be read into this Agreement
        against the Trustee and, in the absence of bad faith on the part of the Trustee,
        the Trustee may conclusively rely, as to the truth of the statements and
        the
        correctness of the opinions expressed therein, upon any certificates or opinions
        furnished to the Trustee and conforming to the requirements of this
        Agreement;

       

      (ii)  The
        Trustee shall not be liable in its individual capacity for an error of judgment
        made in good faith by a Responsible Officer or Responsible Officers of the
        Trustee unless it shall be proved that the Trustee was negligent in ascertaining
        the pertinent facts;

       

      (iii)  The
        Trustee shall not be liable with respect to any action taken, suffered or
        omitted to be taken by it in good faith in accordance with the directions
        of the
        Holders of Certificates evidencing not less than 25% of the aggregate Voting
        Rights of the Certificates (or such other percentage as specifically set
        forth
        herein), if such action or non-action relates to the time, method and place
        of
        conducting any proceeding for any remedy available to the Trustee or exercising
        any trust or other power conferred upon the Trustee under this
        Agreement;

       

      (iv)  The
        Trustee shall not be required to take notice or be deemed to have notice
        or
        knowledge of any default or Event of Default unless a Responsible Officer
        of the
        Trustee shall have actual knowledge thereof. In the absence of such knowledge,
        the Trustee may conclusively assume there is no such default or Event of
        Default;

       

      (v)  The
        Trustee shall not in any way be liable by reason of any insufficiency in
        any
        Account held by or in the name of Trustee unless it is determined by a court
        of
        competent jurisdiction in a non-appealable judgment that the Trustee’s
        negligence or willful misconduct was the primary cause of such insufficiency
        (except to the extent that the Trustee is obligor and has defaulted
        thereon);

       

      (vi)  Anything
        in this Agreement to the contrary notwithstanding, in no event shall the
        Trustee
        be liable for special, indirect or consequential loss or damage of any kind
        whatsoever (including but not limited to lost profits), even if the Trustee
        has
        been advised of the likelihood of such loss or damage and regardless of the
        form
        of action; and

       

      (vii)  None
        of
        the Master Servicer, the Seller, the Depositor or the Trustee shall be
        responsible for the acts or omissions of the other, it being understood that
        this Agreement shall not be construed to render them partners, joint venturers
        or agents of one another.

       

      The
        Trustee shall not be required to expend or risk its own funds or otherwise
        incur
        financial liability in the performance of any of its duties hereunder, or
        in the
        exercise of any of its rights or powers, if there is reasonable ground for
        believing that the repayment of such funds or adequate indemnity against
        such
        risk or liability is not reasonably assured to it, and none of the provisions
        contained in this Agreement shall in any event require the Trustee to perform,
        or be responsible for the manner of performance of, any of the obligations
        of
        the Master Servicer.

       

      (e)  All
        funds
        received by the Trustee and required to be deposited in the Distribution
        Account
        pursuant to this Agreement will be promptly so deposited by the
        Trustee.

       

      Section
        9.02  Certain
        Matters Affecting the Trustee. 

       

      (a)  Except
        as
        otherwise provided in Section 9.01:

       

      (i)  The
        Trustee may rely and shall be protected in acting or refraining from acting
        in
        reliance on any resolution or certificate of the Seller or the Master Servicer,
        any certificates of auditors or any other certificate, statement, instrument,
        opinion, report, notice, request, consent, order, appraisal, bond or other
        paper
        or document believed by it to be genuine and to have been signed or presented
        by
        the proper party or parties;

       

      (ii)  The
        Trustee may consult with counsel and any advice of such counsel or any Opinion
        of Counsel shall be full and complete authorization and protection with respect
        to any action taken or suffered or omitted by it hereunder in good faith
        and in
        accordance with such advice or Opinion of Counsel;

       

      (iii)  The
        Trustee shall not be under any obligation to exercise any of the trusts or
        powers vested in it by this Agreement, other than its obligation to give
        notices
        pursuant to this Agreement, or to institute, conduct or defend any litigation
        hereunder or in relation hereto at the request, order or direction of any
        of the
        Certificateholders pursuant to the provisions of this Agreement, unless such
        Certificateholders shall have offered to the Trustee reasonable security
        or
        indemnity against the costs, expenses and liabilities which may be incurred
        therein or thereby. Nothing contained herein shall, however, relieve the
        Trustee
        of the obligation, upon the occurrence of an Event of Default of which a
        Responsible Officer of the Trustee has actual knowledge (which has not been
        cured or waived), to exercise such of the rights and powers vested in it
        by this
        Agreement, and to use the same degree of care and skill in their exercise,
        as a
        prudent person would exercise under the circumstances in the conduct of his
        own
        affairs;

       

      (iv)  The
        Trustee shall not be liable in its individual capacity for any action taken,
        suffered or omitted by it in good faith and believed by it to be authorized
        or
        within the discretion or rights or powers conferred upon it by this
        Agreement;

       

      (v)  The
        Trustee shall not be bound to make any investigation into the facts or matters
        stated in any resolution, certificate, statement, instrument, opinion, report,
        notice, request, consent, order, approval, bond or other paper or document,
        unless requested in writing to do so by Holders of Certificates evidencing
        not
        less than 25% of the aggregate Voting Rights of the Certificates and provided
        that the payment within a reasonable time to the Trustee of the costs, expenses
        or liabilities likely to be incurred by it in the making of such investigation
        is, in the opinion of the Trustee reasonably assured to the Trustee by the
        security afforded to it by the terms of this Agreement. The Trustee may require
        reasonable indemnity against such expense or liability as a condition to
        taking
        any such action. The reasonable expense of every such examination shall be
        paid
        by the Certificateholders requesting the investigation;

       

      (vi)  The
        Trustee may execute any of the trusts or powers hereunder or perform any
        duties
        hereunder either directly or through Affiliates, agents or attorneys; provided,
        however, that the Trustee may not appoint any paying agent to perform any
        paying
        agent functions under this Agreement without the express written consent
        of the
        Master Servicer, which consents will not be unreasonably withheld. The Trustee
        shall not be liable or responsible for the misconduct or negligence of any
        of
        the Trustee’s agents or attorneys or paying agent appointed hereunder by the
        Trustee with due care and, when required, with the consent of the Master
        Servicer;

       

      (vii)  Should
        the Trustee deem the nature of any action required on its part to be unclear,
        the Trustee may require prior to such action that it be provided by the
        Depositor with reasonable further instructions; the right of the Trustee
        to
        perform any discretionary act enumerated in this Agreement shall not be
        construed as a duty, and the Trustee shall not be accountable for other than
        its
        negligence or willful misconduct in the performance of any such
        act;

       

      (viii)  The
        Trustee shall not be required to give any bond or surety with respect to
        the
        execution of the trust created hereby or the powers granted hereunder, except
        as
        provided in subsection 9.07; and

       

      (ix)  The
        Trustee shall not have any duty to conduct any affirmative investigation
        as to
        the occurrence of any condition requiring the repurchase of any Mortgage
        Loan by
        any Person pursuant to this Agreement, or the eligibility of any Mortgage
        Loan
        for purposes of this Agreement.

       

      (b)  The
        Trustee is hereby directed by the Depositor to execute and deliver the Swap
        Administration Agreement (and any amendments or supplements to the Swap
        Administration Agreement as may be requested by the Majority Class I-CE
        Certificateholder or Majority Class II-CE Certificateholder regarding the
        distributions to be made to it or its designees thereunder). Amounts payable
        by
        the Trustee on any Distribution Date to the Swap Administrator shall be paid
        by
        the Trustee as provided herein. The Trustee in its individual capacity shall
        have no responsibility for any of the undertakings, agreements or
        representations with respect to the related Swap Agreement or the Swap
        Administration Agreement, including, without limitation, for making any payments
        thereunder.

       

      It
        is
        acknowledged and agreed that the Person serving as Trustee hereunder shall
        also
        serve as Swap Administrator under the Swap Administration Agreement and act
        as a
        Supplemental Interest Trust Trustee under the related Swap Agreement. The
        Trustee, the Swap Administrator and the Supplemental Interest Trust Trustees
        are
        hereby directed by the Depositor to execute and deliver the Swap Administration
        Agreement (and any amendments or supplements to the Swap Administration
        Agreement as may be requested by the Majority Class I-CE Certificateholder
        or
        Majority Class II-CE Certificateholder regarding the distributions to be
        made to
        it or its designees thereunder) and the Supplemental Interest Trust Trustee
        is
        hereby directed to execute and deliver the Swap Agreements, and to make the
        representations required therein. The Swap Administrator shall not have any
        liability for any failure or delay in payments to the Trust which are required
        under the Swap Administration Agreement where such failure or delay is due
        to
        the failure or delay of the Swap Providers in making such payment to the
        Swap
        Administrator. LaSalle Bank National Association in its individual capacity
        and
        as Swap Administrator, the Trustee and the Supplemental Interest Trust Trustees
        shall be entitled to be indemnified and held harmless by the Trust from and
        against any and all losses, claims, expenses or other liabilities that arise
        by
        reason of or in connection with the performance or observance by each of
        the
        Swap Administrator, the Trustee and the Supplemental Interest Trust Trustees
        of
        its duties or obligations under the related Swap Agreement or the Swap
        Administration Agreement, except to the extent that the same is due to the
        Swap
        Administrator’s, the Trustee’s or the Supplemental Interest Trust Trustees’
gross negligence, willful misconduct or fraud. Any Person appointed as successor
        trustee pursuant to Section 9.09 shall also be required to serve as successor
        Swap Administrator and successor supplemental interest trust trustee under
        the
        related Swap Agreement and the Swap Administration Agreement.

       

      Section
        9.03  Trustee
        Not Liable for Certificates or Mortgage Loans. 

       

      The
        recitals contained herein and in the Certificates (other than the signature
        and
        countersignature of the Trustee on the Certificates) shall be taken as the
        statements of the Depositor, and the Trustee shall not have any responsibility
        for their correctness. The Trustee makes no representation as to the validity
        or
        sufficiency of the Certificates (other than the signature and countersignature
        of the Trustee on the Certificates) or of any Mortgage Loan except as expressly
        provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing
        shall not relieve the Trustee, or the Custodian on its behalf, of the obligation
        to review the Mortgage Files pursuant to Section 2.02 of this Agreement.
        The
        Trustee’s signature and countersignature (or countersignature of its agent) on
        the Certificates shall be solely in its capacity as Trustee and shall not
        constitute the Certificates an obligation of the Trustee in any other capacity.
        The Trustee shall not be accountable for the use or application by the Depositor
        of any of the Certificates or of the proceeds of such Certificates, or for
        the
        use or application of any funds paid to the Depositor with respect to the
        Mortgage Loans. Subject to Section 2.06, the Trustee shall not be responsible
        for the legality or validity of this Agreement or any document or instrument
        relating to this Agreement, the validity of the execution of this Agreement
        or
        of any supplement hereto or instrument of further assurance, or the validity,
        priority, perfection or sufficiency of the security for the Certificates
        issued
        hereunder or intended to be issued hereunder. The Trustee shall not at any
        time
        have any responsibility or liability for or with respect to the legality,
        validity and enforceability of any Mortgage or any Mortgage Loan, or the
        perfection and priority of any Mortgage or the maintenance of any such
        perfection and priority, or for or with respect to the sufficiency of the
        Trust
        Fund or its ability to generate the payments to be distributed to
        Certificateholders, under this Agreement. The Trustee shall not be responsible
        for filing any financing or continuation statement in any public office at
        any
        time or to otherwise perfect or maintain the perfection of any security interest
        or lien granted to it hereunder or to record this Agreement.

       

      Section
        9.04  Trustee
        May Own Certificates. 

       

      The
        Trustee in its individual capacity or in any capacity other than as Trustee
        hereunder may become the owner or pledgee of any Certificates with the same
        rights it would have if it were not the Trustee and may otherwise deal with
        the
        parties hereto.

       

      Section
        9.05  Trustee’s
        Fees and Expenses. 

       

      The
        Trustee will be entitled to recover from the Distribution Account pursuant
        to
        Section 4.05, the Trustee Fee, all reasonable out of pocket expenses,
        disbursements and advances and the expenses of the Trustee in connection
        with
        any Event of Default (or anything related thereto, including any determination
        that an Event of Default does or does not exist), any breach of this Agreement
        or any claim or legal action (including any pending or threatened claim or
        legal
        action) incurred or made by the Trustee in the administration of the trusts
        hereunder (including the reasonable compensation, expenses and disbursements
        of
        its counsel) except any such expense, disbursement or advance as may arise
        from
        its negligence or intentional misconduct or which is the responsibility of
        the
        Certificateholders hereunder. If funds in the Distribution Account are
        insufficient therefor, the Trustee shall recover such expenses, disbursements
        or
        advances from the Depositor and the Depositor hereby agrees to pay such
        expenses, disbursements or advances. Such compensation and reimbursement
        obligation shall not be limited by any provision of law in regard to the
        compensation of a trustee of an express trust.

       

      Section
        9.06  Eligibility
        Requirements for Trustee. 

       

      The
        Trustee and any successor Trustee shall during the entire duration of this
        Agreement be a state bank or trust company or a national banking association
        organized and doing business under the laws of a state or the United States
        of
        America, authorized under such laws to exercise corporate trust powers, having
        a
        combined capital and surplus and undivided profits of at least $50,000,000,
        subject to supervision or examination by federal or state authority and rated
        “BBB” or higher by Fitch with respect to their long-term rating and rated “BBB”
or higher by S&P and “Baa2” or higher by Moody’s with respect to any
        outstanding long-term unsecured unsubordinated debt, and, in the case of
        a
        successor Trustee other than pursuant to Section 9.10, rated in one of the
        two
        highest long-term debt categories by each Rating Agency (at least “AA-” in the
        case of S&P) or otherwise acceptable to, each of the Rating Agencies and
        have a short-term debt rating of at least “A-1” from S&P, or otherwise
        acceptable to, S&P. The Trustee shall not be an Affiliate of the Master
        Servicer. If the Trustee publishes reports of condition at least annually,
        pursuant to law or to the requirements of the aforesaid supervising or examining
        authority, then for the purposes of this Section 9.06 the combined capital
        and
        surplus of such corporation shall be deemed to be its total equity capital
        (combined capital and surplus) as set forth in its most recent report of
        condition so published. In case at any time the Trustee shall cease to be
        eligible in accordance with the provisions of this Section 9.06, the Trustee
        shall resign immediately in the manner and with the effect specified in Section
        9.08.

       

      Section
        9.07  Insurance. 

       

      The
        Trustee, at its own expense, shall at all times maintain and keep in full
        force
        and effect: (i) fidelity insurance, (ii) theft of documents insurance and
        (iii)
        forgery insurance (which may be collectively satisfied by a “Financial
        Institution Bond” and/or a “Bankers’ Blanket Bond”); provided, that such
        insurance may be provided through self-insurance so long as the Trustee is
        rated
“A” or better by S&P and “A1” or better by Moody’s. All such insurance shall
        be in amounts, with standard coverage and subject to deductibles, as are
        customary for insurance typically maintained by banks or their affiliates
        which
        act as custodians for investor-owned mortgage pools. A certificate of an
        officer
        of the Trustee as to the Trustee’s compliance with this Section 9.07 shall be
        furnished to any Certificateholder upon reasonable written request.

       

      Section
        9.08  Resignation
        and Removal of Trustee. 

       

      The
        Trustee may at any time resign and be discharged from the Trust hereby created
        by giving written notice thereof to the Depositor, the Seller and the Master
        Servicer, with a copy to the Rating Agencies and each Swap Provider. Upon
        receiving such notice of resignation, the Depositor shall promptly appoint
        a
        successor trustee by written instrument, in triplicate, one copy of which
        instrument shall be delivered to each of the resigning Trustee and the successor
        trustee. If no successor trustee shall have been so appointed and have accepted
        appointment within 30 days after the giving of such notice of resignation,
        the
        resigning Trustee may petition any court of competent jurisdiction for the
        appointment of a successor trustee.

       

      If
        at any
        time (i) the Trustee shall cease to be eligible in accordance with the
        provisions of Section 9.06 hereof and shall fail to resign after written
        request
        thereto by the Depositor, (ii) the Trustee shall become incapable of acting,
        or
        shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee
        or of
        its property shall be appointed, or any public officer shall take charge
        or
        control of the Trustee or of its property or affairs for the purpose of
        rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed
        with
        respect to the Trust Fund by any state in which the Trustee or the Trust
        Fund is
        located, (B) the imposition of such tax would be avoided by the appointment
        of a
        different trustee and (C) the Trustee fails to indemnify the Trust Fund against
        such tax, then the Depositor or the Master Servicer may remove the Trustee
        and
        appoint a successor trustee by written instrument, in multiple copies, a
        copy of
        which instrument shall be delivered to the Trustee, the Master Servicer and
        the
        successor trustee.

       

      The
        Holders evidencing at least 51% of the Voting Rights of each Class of
        Certificates may at any time remove the Trustee and appoint a successor trustee
        by written instrument or instruments, in multiple copies, signed by such
        Holders
        or their attorneys-in-fact duly authorized, one complete set of which
        instruments shall be delivered by the successor trustee to the Master Servicer,
        the Trustee so removed and the successor trustee so appointed. Notice of
        any
        removal of the Trustee shall be given to each Rating Agency by the Trustee
        or
        successor trustee.

       

      Any
        resignation or removal of LaSalle Bank National Association as Trustee shall
        also result in the resignation or removal, as applicable, of LaSalle Bank
        National Association as Swap Administrator. Any resignation or removal of
        the
        Trustee and appointment of a successor trustee pursuant to any of the provisions
        of this Section 9.08 shall become effective upon acceptance of appointment
        by
        the successor trustee as provided in Section 9.09 hereof and upon acceptance
        of
        appointment by a successor Swap administrator under the Swap Administration
        Agreement.

       

      Section
        9.09  Successor
        Trustee. 

       

      Any
        successor trustee appointed as provided in Section 9.08 hereof shall execute,
        acknowledge and deliver to the Depositor, to its predecessor trustee, the
        Master
        Servicer an instrument accepting such appointment hereunder and thereupon
        the
        resignation or removal of the predecessor trustee shall become effective
        and
        such successor trustee without any further act, deed or conveyance, shall
        become
        fully vested with all the rights, powers, duties and obligations of its
        predecessor hereunder, with the like effect as if originally named as trustee
        herein.

       

      No
        successor trustee shall accept appointment as provided in this Section 9.09
        unless at the time of such acceptance such successor trustee shall be eligible
        under the provisions of Section 9.07 hereof and its appointment shall not
        adversely affect the then current rating of the Certificates.

       

      Upon
        acceptance of appointment by a successor trustee as provided in this Section
        9.09, the successor trustee shall mail notice of the succession of such trustee
        hereunder to all Holders of Certificates. If the successor trustee fails
        to mail
        such notice within ten days after acceptance of appointment, the Depositor
        shall
        cause such notice to be mailed at the expense of the Trust Fund.

       

      Section
        9.10  Merger
        or Consolidation of Trustee. 

       

      Any
        corporation, state bank or national banking association into which the Trustee
        may be merged or converted or with which it may be consolidated or any
        corporation, state bank or national banking association resulting from any
        merger, conversion or consolidation to which the Trustee shall be a party,
        or
        any corporation, state bank or national banking association succeeding to
        substantially all of the corporate trust business of the Trustee, shall be
        the
        successor of the Trustee hereunder, provided that such corporation shall
        be
        eligible under the provisions of Section 9.06 hereof without the execution
        or
        filing of any paper or further act on the part of any of the parties hereto,
        anything herein to the contrary notwithstanding.

       

      Section
        9.11  Appointment
        of Co-Trustee or Separate Trustee. 

       

      Notwithstanding
        any other provisions of this Agreement, at any time, for the purpose of meeting
        any legal requirements of any jurisdiction in which any part of the Trust
        Fund
        or property securing any Mortgage Note may at the time be located, the Master
        Servicer and the Trustee acting jointly shall have the power and shall execute
        and deliver all instruments to appoint one or more Persons approved by the
        Trustee to act as co-trustee or co-trustees jointly with the Trustee, or
        separate trustee or separate trustees, of all or any part of the Trust Fund,
        and
        to vest in such Person or Persons, in such capacity and for the benefit of
        the
        Certificateholders, such title to the Trust Fund or any part thereof, whichever
        is applicable, and, subject to the other provisions of this Section 9.11,
        such
        powers, duties, obligations, rights and trusts as the Master Servicer and
        the
        Trustee may consider necessary or desirable. If the Master Servicer shall
        not
        have joined in such appointment within 15 days after the receipt by it of
        a
        request to do so, or in the case an Event of Default shall have occurred
        and be
        continuing, the Trustee alone shall have the power to make such appointment.
        No
        co-trustee or separate trustee hereunder shall be required to meet the terms
        of
        eligibility as a successor trustee under Section 9.06 and no notice to
        Certificateholders of the appointment of any co-trustee or separate trustee
        shall be required under Section 9.09.

       

      Every
        separate trustee and co-trustee shall, to the extent permitted by law, be
        appointed and act subject to the following provisions and
        conditions:

       

      (i)  All
        rights, powers, duties and obligations conferred or imposed upon the Trustee,
        except for the obligation of the Trustee under this Agreement to advance
        funds
        on behalf of the Master Servicer, shall be conferred or imposed upon and
        exercised or performed by the Trustee and such separate trustee or co-trustee
        jointly (it being understood that such separate trustee or co-trustee is
        not
        authorized to act separately without the Trustee joining in such act), except
        to
        the extent that under any law of any jurisdiction in which any particular
        act or
        acts are to be performed (whether a Trustee hereunder or as a Successor Master
        Servicer hereunder), the Trustee shall be incompetent or unqualified to perform
        such act or acts, in which event such rights, powers, duties and obligations
        (including the holding of title to the Trust Fund or any portion thereof
        in any
        such jurisdiction) shall be exercised and performed singly by such separate
        trustee or co-trustee, but solely at the direction of the Trustee;

       

      (ii)  No
        trustee hereunder shall be held personally liable by reason of any act or
        omission of any other trustee hereunder; and

       

      (iii)  The
        Trustee may at any time accept the resignation of or remove any separate
        trustee
        or co-trustee.

       

      Any
        notice, request or other writing given to the Trustee shall be deemed to
        have
        been given to each of the then separate trustees and co-trustees, as effectively
        as if given to each of them. Every instrument appointing any separate trustee
        or
        co-trustee shall refer to this Agreement and the conditions of this Article
        IX.
        Each separate trustee and co-trustee, upon its acceptance of the trusts
        conferred, shall be vested with the estates or property specified in its
        instrument of appointment, either jointly with the Trustee or separately,
        as may
        be provided therein, subject to all the provisions of this Agreement,
        specifically including every provision of this Agreement relating to the
        conduct
        of, affecting the liability of, or affording protection to, the Trustee.
        Every
        such instrument shall be filed with the Trustee and a copy thereof given
        to the
        Master Servicer and the Depositor.

       

      Any
        separate trustee or co-trustee may, at any time, constitute the Trustee its
        agent or attorney-in-fact, with full power and authority, to the extent not
        prohibited by law, to do any lawful act under or in respect of this Agreement
        on
        its behalf and in its name. If any separate trustee or co- trustee shall
        die,
        become incapable of acting, resign or be removed, all of its estates,
        properties, rights, remedies and trusts shall vest in and be exercised by
        the
        Trustee, to the extent permitted by law, without the appointment of a new
        or
        successor trustee.

       

      Section
        9.12  Tax
        Matters. 

       

      It
        is
        intended that the Trust Fund shall constitute, and that the affairs of the
        Trust
        Fund shall be conducted so that each REMIC formed hereunder qualifies as,
        a
“real estate mortgage investment conduit” as defined in and in accordance with
        the REMIC Provisions. In furtherance of such intention, the Trustee covenants
        and agrees that it shall act as agent (and the Trustee is hereby appointed
        to
        act as agent) on behalf of the Trust Fund. The Trustee, as agent on behalf
        of
        the Trust Fund, shall do or refrain from doing, as applicable, the following:
        (a) the Trustee shall prepare and file, or cause to be prepared and filed,
        in a
        timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns
        (Form 1066 or any successor form adopted by the Internal Revenue Service)
        and
        prepare and file or cause to be prepared and filed with the Internal Revenue
        Service and applicable state or local tax authorities income tax or information
        returns for each taxable year with respect to each such REMIC containing
        such
        information and at the times and in the manner as may be required by the
        Code or
        state or local tax laws, regulations, or rules, and furnish or cause to be
        furnished to Certificateholders the schedules, statements or information
        at such
        times and in such manner as may be required thereby; (b) the Trustee shall
        apply
        for an employer identification number with the Internal Revenue Service via
        a
        Form SS-4 or other comparable method for each REMIC that is or becomes a
        taxable
        entity, and within thirty days of the Closing Date, furnish or cause to be
        furnished to the Internal Revenue Service, on Forms 8811 or as otherwise
        may be
        required by the Code, the name, title, address, and telephone number of the
        Person that the Holders of the Certificates may contact for tax information
        relating thereto, together with such additional information as may be required
        by such Form, and update such information at the time or times in the manner
        required by the Code for the Trust Fund; (c) the Trustee shall make or cause
        to
        be made elections, on behalf of each REMIC formed hereunder to be treated
        as a
        REMIC on the federal tax return of such REMIC for its first taxable year
        (and,
        if necessary, under applicable state law); (d) the Trustee shall prepare
        and
        forward, or cause to be prepared and forwarded, to the Certificateholders
        and to
        the Internal Revenue Service and, if necessary, state tax authorities, all
        information returns and reports as and when required to be provided to them
        in
        accordance with the REMIC Provisions, including without limitation, the
        calculation of any original issue discount using the Prepayment Assumption;
        (e)
        the Trustee shall provide information necessary for the computation of tax
        imposed on the Transfer of a Residual Certificate to a Person that is not
        a
        Permitted Transferee, or an agent (including a broker, nominee or other
        middleman) of a Person that is not a Permitted Transferee, or a pass-through
        entity in which a Person that is not a Permitted Transferee is the record
        Holder
        of an interest (the reasonable cost of computing and furnishing such information
        may be charged to the Person liable for such tax); (f) the Trustee shall,
        to the
        extent under its control, conduct the affairs of the Trust Fund at all times
        that any Certificates are outstanding so as to maintain the status of each
        REMIC
        formed hereunder as a REMIC under the REMIC Provisions; (g) the Trustee shall
        not knowingly or intentionally take any action or omit to take any action
        that
        could (i) cause the termination of the REMIC status of any REMIC formed
        hereunder or (ii) result in the imposition of a tax upon the Trust Fund
        (including but not limited to the tax on prohibited transactions as defined
        in
        Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set
        forth
        in Section 860G(d) of the Code); (h) the Trustee shall pay, from the sources
        specified in this Section 9.12, the amount of any federal, state and local
        taxes, including prohibited transaction taxes as described below, imposed
        on any
        REMIC formed hereunder prior to the termination of the Trust Fund when and
        as
        the same shall be due and payable (but such obligation shall not prevent
        the
        Trustee or any other appropriate Person from contesting any such tax in
        appropriate proceedings and shall not prevent the Trustee from withholding
        payment of such tax, if permitted by law, pending the outcome of such
        proceedings); (i) the Trustee shall sign or cause to be signed federal, state
        or
        local income tax or information returns or any other document prepared pursuant
        to this Section 9.12 requiring a signature thereon by the relevant tax
        authorities or other governmental entity; (j) the Trustee shall maintain
        records
        relating to each REMIC formed hereunder including but not limited to the
        income,
        expenses, assets and liabilities of each such REMIC and adjusted basis of
        the
        Trust Fund property determined at such intervals as may be required by the
        Code,
        as may be necessary to prepare the foregoing returns, schedules, statements
        or
        information; (k) the Trustee shall, for federal income tax purposes, maintain
        books and records with respect to the REMICs on a calendar year and on an
        accrual basis; (l) the Trustee shall not enter into any arrangement not
        otherwise provided for in this Agreement by which the REMICs will receive
        a fee
        or other compensation for services nor permit the REMICs to receive any income
        from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of
        the Code or “permitted investments” as defined in Section 860G(a)(5) of the
        Code; and (m) as and when necessary and appropriate, the Trustee, at the
        expense
        of the Trust Fund, shall represent the Trust Fund in any administrative or
        judicial proceedings relating to an examination or audit by any governmental
        taxing authority, request an administrative adjustment as to any taxable
        year of
        any REMIC formed hereunder, enter into settlement agreements with any
        governmental taxing agency, extend any statute of limitations relating to
        any
        tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed
        hereunder in relation to any tax matter involving any such REMIC.

       

      In
        order
        to enable the Trustee to perform its duties as set forth herein, the Depositor
        shall provide, or cause to be provided, to the Trustee within 10 days after
        the
        Closing Date all information or data that the Trustee requests in writing
        and
        determines to be relevant for tax purposes to the valuations and offering
        prices
        of the Certificates, including, without limitation, the price, yield, prepayment
        assumption and projected cash flows of the Certificates and the Mortgage
        Loans.
        Thereafter, the Depositor shall provide to the Trustee promptly upon written
        request therefor, any such additional information or data that the Trustee
        may,
        from time to time, request in order to enable the Trustee to perform its
        duties
        as set forth herein. The Depositor hereby indemnifies the Trustee for any
        losses, liabilities, damages, claims or expenses of the Trustee arising from
        any
        errors or miscalculations of the Trustee that result from any failure of
        the
        Depositor to provide, or to cause to be provided, accurate information or
        data
        to the Trustee on a timely basis.

       

      In
        the
        event that any tax is imposed on “prohibited transactions” of any of REMIC I,
        REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
        REMIC
        IX or REMIC X as defined in Section 860F(a)(2) of the Code, on the “net income
        from foreclosure property” of the Trust Fund as defined in Section 860G(c) of
        the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC
        IV,
        REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X after the Startup
        Day pursuant to Section 860G(d) of the Code, or any other tax is imposed,
        including, without limitation, any federal, state or local tax or minimum
        tax
        imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
        VI,
        REMIC VII, REMIC VIII, REMIC IX or REMIC X and
        is, in each case, attributable to the activities of REMIC I or related to
        Loan
        Group I,
        and is
        not paid as otherwise provided for herein, such tax shall be paid (i) by
        the
        Master Servicer or Trustee, if any such tax arises out of or results from
        a
        breach by the Master Servicer or Trustee of any of its obligations under
        this
        Agreement, provided, however, in no event shall the Master Servicer have
        any
        liability (1) for any action or omission that is taken in accordance with
        and
        compliance with the express terms of, or which is expressly permitted by
        the
        terms of, this Agreement, (2) for any losses other than those arising out
        of a
        negligent performance by the Master Servicer of its duties and obligations
        set
        forth herein, or (3) for any special or consequential damages to
        Certificateholders (in addition to payment of principal and interest on the
        Certificates), (ii) by any party hereto (other than the Master Servicer or
        Trustee) to the extent any such tax arises out of or results from a breach
        by
        such other party of any of its obligations under this Agreement or (iii)
        in all
        other cases, or in the event that any liable party hereto fails to honor
        its
        obligations under the preceding clauses (i) or (ii), first with amounts
        otherwise to be distributed to the Class I-R Certificateholders, and second
        with
        amounts otherwise to be distributed to the Holders of the following other
        Group
        I Certificates in the following order of priority: first,
        to
        the
        Class I-M-11 Certificates, second, to the Class I-M-10 Certificates, third,
        to
        the Class I-M-9 Certificates, fourth, to the Class I-M-8 Certificates, fifth,
        to
        the Class I-M-7 Certificates, sixth, to the Class I-M-6 Certificates, seventh,
        to the Class I-M-5 Certificates, eighth, to the Class I-M-4 Certificates,
        ninth,
        to the Class I-M-3 Certificates, tenth, to the Class I-M-2 Certificates,
        eleventh, to the Class I-M-1 Certificates, and twelfth, to the Class I-A
        Certificates (pro
        rata
        based on
        the amounts to be distributed). Notwithstanding anything to the contrary
        contained herein, to the extent that such tax is payable by the Holder of
        any
        such Certificates, the Trustee is hereby authorized to retain on any
        Distribution Date, from the Holders of the Class I-R Certificates (and, if
        necessary, second, from the Holders of the other relevant Group I Certificates
        in the priority specified in the preceding sentence), funds otherwise
        distributable to such Holders in an amount sufficient to pay such
        tax.
        The Trustee
        shall
        include in its Monthly Statement amounts allocated to the relevant Group
        I
        Certificates, taking into account the priorities described in the second
        preceding sentence. The
        Trustee shall promptly notify in writing the party liable for any such tax
        of
        the amount thereof and the due date for the payment thereof.

       

      In
        the
        event that any tax is imposed on “prohibited transactions” of any of REMIC I,
        REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII,
        REMIC
        IX or REMIC X as defined in Section 860F(a)(2) of the Code, on the “net income
        from foreclosure property” of the Trust Fund as defined in Section 860G(c) of
        the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC
        IV,
        REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X after the Startup
        Day pursuant to Section 860G(d) of the Code, or any other tax is imposed,
        including, without limitation, any federal, state or local tax or minimum
        tax
        imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
        VI,
        REMIC VII, REMIC VIII, REMIC IX or REMIC X and
        is, in each case, attributable to the activities of REMIC II or related to
        Loan
        Group II,
        and is
        not paid as otherwise provided for herein, such tax shall be paid (i) by
        the
        Master Servicer or Trustee, if any such tax arises out of or results from
        a
        breach by the Master Servicer or Trustee of any of its obligations under
        this
        Agreement, provided, however, in no event shall the Master Servicer have
        any
        liability (1) for any action or omission that is taken in accordance with
        and
        compliance with the express terms of, or which is expressly permitted by
        the
        terms of, this Agreement, (2) for any losses other than those arising out
        of a
        negligent performance by the Master Servicer of its duties and obligations
        set
        forth herein, or (3) for any special or consequential damages to
        Certificateholders (in addition to payment of principal and interest on the
        Certificates), (ii) by any party hereto (other than the Master Servicer or
        Trustee) to the extent any such tax arises out of or results from a breach
        by
        such other party of any of its obligations under this Agreement or (iii)
        in all
        other cases, or in the event that any liable party hereto fails to honor
        its
        obligations under the preceding clauses (i) or (ii), first with amounts
        otherwise to be distributed to the Class II-R Certificateholders and Holders
        of
        the Class I-R-2 Certificates and I-R-3 Certificates, and second with amounts
        otherwise to be distributed to the Holders of the following other Group II
        Certificates in the following order of priority: first,
        to
        the
        Class II-M-11 Certificates, second, to the Class II-M-10 Certificates, third,
        to
        the Class II-M-9 Certificates, fourth, to the Class II-M-8 Certificates,
        fifth,
        to the Class II-M-7 Certificates, sixth, to the Class II-M-6 Certificates,
        seventh, to the Class II-M-5 Certificates, eighth, to the Class II-M-4
        Certificates, ninth, to the Class II-M-3 Certificates, tenth, to the Class
        II-M-2 Certificates, eleventh, to the Class II-M-1 Certificates, and twelfth,
        to
        the Class II-A Certificates (pro
        rata
        based on
        the amounts to be distributed). Notwithstanding anything to the contrary
        contained herein, to the extent that such tax is payable by the Holder of
        any
        such Certificates, the Trustee is hereby authorized to retain on any
        Distribution Date, from the Holders of the Class II-R, Class I-R-2 and Class
        I-R-3 Certificates (and, if necessary, second, from the Holders of the other
        relevant Group II Certificates in the priority specified in the preceding
        sentence), funds otherwise distributable to such Holders in an amount sufficient
        to pay such tax. The
        Trustee
        shall
        include in its Monthly Statement amounts allocated to the relevant Group
        II
        Certificates and Class I-R-2 Certificates and Class I-R-3 Certificates, taking
        into account the priorities described in the second preceding sentence.
The
        Trustee shall promptly notify in writing the party liable for any such tax
        of
        the amount thereof and the due date for the payment thereof.

       

      The
        Trustee and the Master Servicer agree that, in the event it should obtain
        any
        information necessary for the other party to perform its obligations pursuant
        to
        this Section 9.12, it will promptly notify and provide such information to
        such
        other party.

       

      Notwithstanding
        any other provision of this Agreement, the Trustee shall comply with all
        federal
        withholding requirements respecting payments to Certificateholders of interest
        or original issue discount that the Trustee reasonably believes are applicable
        under the Code. The consent of Certificateholders shall not be required for
        such
        withholding. In the event the Trustee does withhold any amount from interest
        or
        original issue discount payments or advances thereof to any Certificateholder
        pursuant to federal withholding requirements, the Trustee shall indicate
        the
        amount withheld to such Certificateholders.

       

      For
        as
        long as each REMIC shall exist, the Trustee and the Master Servicer shall
        act in
        accordance herewith to assure continuing treatment of such REMIC as a REMIC,
        and
        the Trustee shall comply with any directions of the Seller or the Master
        Servicer to assure such continuing treatment. In furtherance, but not in
        limitation, of the foregoing, the Trustee and Master Servicer shall not (a)
        sell
        or permit the sale of all or any portion of the Mortgage Loans or of any
        investment of deposits in an Account unless such sale is as a result of a
        repurchase of the Mortgage Loans pursuant to this Agreement or the Trustee
        has
        received a REMIC Opinion addressed to the Trustee prepared at the expense
        of the
        Trust Fund; (b) other than with respect to a substitution pursuant to the
        Mortgage Loan Purchase Agreement or Section 2.03 of this Agreement, as
        applicable, accept any contribution to any REMIC after the Startup Day without
        receipt of a REMIC Opinion; or (c) acquire any assets for any REMIC other
        than
        any REO Property after the Startup Day without receipt of a REMIC
        Opinion.

       

      

       

      ARTICLE
        X

      TERMINATION

       

      Section
        10.01  Termination
        upon Liquidation or Repurchase of all Mortgage Loans. 

       

      (a) Subject
        to Section 10.03, the obligations and responsibilities of the Depositor,
        the
        Master Servicer, the Seller and the Trustee created hereby with respect to
        the
        Group I Sub-Trust shall terminate, with respect to Loan Group I, upon the
        earlier of (a) the exercise of the Majority Class I-CE Certificateholder
        (or its
        designee) or the Master Servicer, as applicable, of its right to repurchase
        all
        of the Group I Mortgage Loans (and related REO Properties) remaining in the
        Trust Fund at a price (the “Group I Mortgage Loan Purchase Price”) equal to the
        sum of (i) 100% of the Stated Principal Balance of each related Mortgage
        Loan
        (other than in respect of related REO Property), (ii) accrued interest thereon
        at the applicable Mortgage Rate to, but not including, the first day of the
        month of such purchase, (iii) the appraised value of any REO Property in
        the
        Group I Sub-Trust (up to the Stated Principal Balance of the related Mortgage
        Loan), such appraisal to be conducted by an appraiser mutually agreed upon
        by
        the Master Servicer and the Trustee, (iv) unreimbursed out-of pocket costs
        of
        the Master Servicer, including unreimbursed Servicing Advances and the principal
        portion of any unreimbursed Advances, made on the Group I Mortgage Loans
        prior
        to the exercise of such repurchase right, (v) any unreimbursed costs and
        expenses of the Trustee payable pursuant to Section 9.05 or of the Custodian
        pursuant to the Custodial Agreement with respect to Loan Group I, (vi) any
        Group
        I Swap Termination Payment (which
        shall include any Group I Net Swap Payment payable to the Group I Sub-Trust
        for
        the final Distribution Date)
        payable
        to the Group I Swap Provider which remains unpaid or which is due to the
        exercise of such option (the “Group I Swap Optional Termination Payment”) and
        (b) the later of (i) the maturity or other liquidation (or any Advance with
        respect thereto) of the last Mortgage Loan remaining in the Group I Sub-Trust
        and the disposition of all related REO Property and (ii) the distribution
        to
        Group I Certificateholders of all amounts required to be distributed to them
        pursuant to this Agreement, as applicable. In no event shall the Group I
        Sub-Trust created hereby continue beyond the earlier of (i) the expiration
        of 21
        years from the death of the last survivor of the descendants of Joseph P.
        Kennedy, the late Ambassador of the United States to the Court of St. James,
        living on the date hereof and (ii) the related Latest Possible Maturity
        Date.

       

      (b) The
        Majority Class I-CE Certificateholder shall have right to repurchase all
        Group I
        Mortgage Loans and related REO Properties at any time at which the aggregate
        Stated Principal Balance of all of the Group I Mortgage Loans in the Group
        I
        Sub-Trust is not more than 10% of the aggregate Cut-off Date Principal Balance
        of all of the Group I Mortgage Loans. If the Majority Class I-CE
        Certificateholder does not exercise this option, the Master Servicer has
        the
        right to repurchase all Group I Mortgage Loans and related REO Properties
        pursuant to clause (a) in Section 10.01(a), conditioned upon the Stated
        Principal Balance of all of the Group I Mortgage Loans in the Group I Sub-Trust,
        at the time of any such repurchase, aggregating 5% or less of the aggregate
        Cut-off Date Principal Balance of all of the Group I Mortgage Loans. If the
        Majority Class I-CE Certificateholder or the Master Servicer elects to terminate
        the Group I Sub-Trust pursuant to this Section 10.01 (such termination, a
“Group
        I Optional Termination”), the Majority Class I-CE Certificateholder or the
        Master Servicer, as applicable, shall, at least 20 days prior to the last
        date
        on which notice of such Group I Optional Termination is required to be mailed
        to
        the Group I Certificateholders pursuant to 10.02(ii), notify in writing (which
        may be done in electronic format) the Depositor, the Master Servicer, the
        Trustee and the Group I Swap Provider of the final Distribution Date on which
        the Majority Class I-CE Certificateholder or the Master Servicer, as applicable,
        intends to terminate the Group I Sub-Trust. 

       

      (c) In
        connection with any Group I Optional Termination, four Business Days prior
        to
        the final Distribution Date specified in the notice required pursuant to
        Section
        10.01(b), the Trustee shall, no later than 4:00 pm New York City time on
        such
        day, request from the Group I Swap Provider the amount of the Group I Estimated
        Swap Termination Payment. The Group I Swap Provider shall, no later than
        2:00 pm
        on the following Business Day, notify in writing (which may be done in
        electronic format) the Trustee of the amount of the Group I Estimated Swap
        Termination Payment; the Trustee shall promptly on the same day notify the
        Majority Class I-CE Certificateholder or the Master Servicer, as applicable,
        of
        the amount of the Group I Estimated Swap Termination Payment. 

      

      (d) Two
        Business Days prior to the final Distribution Date specified in the notice
        required pursuant to Section 10.01(b), (i) the Majority Class
        I-CE Certificateholder
        or the
        Master Servicer, as applicable, shall, no
        later than 1:00 pm New
        York
        City time on such day, deposit funds in the Distribution Account in an amount
        equal to the sum of the Group I Mortgage Loan Purchase Price (other than
        the
        Group I Swap Optional Termination Payment) and the Group I Estimated Swap
        Termination Payment, and (ii) if the Trustee shall have determined that the
        aggregate Stated Principal Balance of all of the Group I Mortgage Loans in
        the
        Group I Sub-Trust as of the related Determination Date is not
        more than 10% of the aggregate Cut-off Date Principal Balance of all of the
        Group I Mortgage Loans
        or 5% of
        the aggregate Cut-off Date Principal Balance of all of the Group I Mortgage
        Loans, as applicable, and that all other requirements of the Group I Optional
        Termination have been met, including without limitation, the deposit required
        pursuant to the immediately preceding clause (c) as well as the requirements
        specified in Section 10.03, then the Trustee shall, on the same Business
        Day,
        provide written notice to the Majority Class I-C Certificateholder, the
        Depositor, the Master Servicer, the Group I Supplemental Interest Trust Trustee,
        the Trustee, the Custodian and the Group I Swap Provider confirming (a) its
        receipt of the Group I Mortgage Loan Purchase Price (other than the Group
        I Swap
        Optional Termination Payment) and the Group I Estimated Swap Termination
        Payment
        and (b) that all other requirements of the Group I Optional Termination have
        been met. Upon the Trustee’s providing the notice described in the preceding
        sentence, the Group I Optional Termination shall become irrevocable, the
        notice
        to Group I Certificateholders of such Group I Optional Termination provided
        pursuant to the second paragraph of Section 10.02 shall become unrescindable,
        the Group I Swap Provider shall determine the Group I Swap Optional Termination
        Payment in accordance with the Group I Swap Agreement, and the Group I Swap
        Provider shall provide to the Trustee written notice of the amount of the
        Group
        I Swap Optional Termination Payment not later than one Business Day prior
        to the
        final Distribution Date specified in the notice required pursuant to Section
        10.02(ii). 

      

      (e) In
        connection with any Group I Optional Termination, only an amount equal to
        the
        Group I Mortgage Loan Purchase Price less any Group I Swap Optional Termination
        Payment shall be made available for distribution to the Group I Regular
        Certificates. Any Group I Estimated Swap Termination Payment deposited into
        the
        Distribution Account by the Majority Class I-C Certificateholder or the Master
        Servicer, as applicable, shall be withdrawn by the Trustee from the Distribution
        Account on the related final Distribution Date and distributed as follows:
        (i)
        to the Group I Supplemental Interest Trust for payment to the Group I Swap
        Provider in accordance with Section 3.21(c), an amount equal to the Group
        I Swap
        Optional Termination Amount calculated pursuant to the Group I Swap Agreement,
        provided that in no event shall the amount distributed to the Group I Swap
        Provider in respect of the Group I Swap Optional Termination Amount exceed
        the
        Group I Estimated Swap Termination Payment, and (ii) to the Majority Class
        I-C
        Certificateholder or the Master Servicer, as applicable, an amount equal
        to the
        excess, if any, of the Group I Estimated Swap Termination Payment over the
        Group
        I Swap Optional Termination Payment. The Group I Swap Optional Termination
        Payment shall not be part of any REMIC and shall not be paid into any account
        which is part of any REMIC. 

      

        (f) Subject
          to Section 10.03, the obligations and responsibilities of the Depositor,
          the
          Master Servicer, the Seller and the Trustee created hereby with respect
          to the
          Group II Sub-Trust shall terminate, with respect to Loan Group II, upon
          the
          earlier of (a) the exercise of the Majority Class II-CE Certificateholder
          (or
          its designee) or the Master Servicer, as applicable, of its right to repurchase
          all of the Group II Mortgage Loans (and related REO Properties) remaining
          in the
          Trust Fund at a price (the “Group II Mortgage Loan Purchase Price”) equal to the
          sum of (i) 100% of the Stated Principal Balance of each related Mortgage
          Loan
          (other than in respect of related REO Property), (ii) accrued interest
          thereon
          at the applicable Mortgage Rate to, but not including, the first day of
          the
          month of such purchase, (iii) the appraised value of any REO Property in
          the
          Group II Sub-Trust (up to the Stated Principal Balance of the related Mortgage
          Loan), such appraisal to be conducted by an appraiser mutually agreed upon
          by
          the Master Servicer and the Trustee, (iv) unreimbursed out-of pocket costs
          of
          the Master Servicer, including unreimbursed Servicing Advances and the
          principal
          portion of any unreimbursed Advances, made on the Group II Mortgage Loans
          prior
          to the exercise of such repurchase right, (v) any unreimbursed costs and
          expenses of the Trustee payable pursuant to Section 9.05 or of the Custodian
          pursuant to the Custodial Agreement with respect to Loan Group II, (vi)
          any
          Group II Swap Termination Payment (which shall include any Group II Net
          Swap
          Payment payable to the Group II Sub-Trust for the final Distribution Date)
          payable to the Group II Swap Provider which remains unpaid or which is
          due to
          the exercise of such option (the “Group II Swap Optional Termination Payment”)
          and (b) the later of (i) the maturity or other liquidation (or any Advance
          with
          respect thereto) of the last Mortgage Loan remaining in the Group II Sub-Trust
          and the disposition of all related REO Property and (ii) the distribution
          to
          Group II Certificateholders of all amounts required to be distributed to
          them
          pursuant to this Agreement, as applicable. In no event shall the Group
          II
          Sub-Trust created hereby continue beyond the earlier of (i) the expiration
          of 21
          years from the death of the last survivor of the descendants of Joseph
          P.
          Kennedy, the late Ambassador of the United States to the Court of St. James,
          living on the date hereof and (ii) the related Latest Possible Maturity
          Date.

         

      

      (g) The
        Majority Class II-CE Certificateholder shall have right to repurchase all
        Group
        II Mortgage Loans and related REO Properties at any time at which the aggregate
        Stated Principal Balance of all of the Group II Mortgage Loans in the Group
        II
        Sub-Trust is not more than 10% of the aggregate Cut-off Date Principal Balance
        of all of the Group II Mortgage Loans. If the Majority Class II-CE
        Certificateholder does not exercise this option, the Master Servicer has
        the
        right to repurchase all Group II Mortgage Loans and related REO Properties
        pursuant to clause (a) in Section 10.01(f), conditioned upon the Stated
        Principal Balance of all of the Group II Mortgage Loans in the Group II
        Sub-Trust, at the time of any such repurchase, aggregating 5% or less of
        the
        aggregate Cut-off Date Principal Balance of all of the Group II Mortgage
        Loans.
        If the Majority Class II-CE Certificateholder or the Master Servicer elects
        to
        terminate the Group II Sub-Trust pursuant to this Section 10.01 (such
        termination, a “Group II Optional Termination”), the Majority Class II-CE
        Certificateholder or the Master Servicer, as applicable, shall, at least
        20 days
        prior to the last date on which notice of such Group II Optional Termination
        is
        required to be mailed to the Group II Certificateholders pursuant to 10.02(vi),
        notify in writing (which may be done in electronic format) the Depositor,
        the
        Master Servicer, the Trustee and the Group II Swap Provider of the final
        Distribution Date on which the Majority Class II-CE Certificateholder or
        the
        Master Servicer, as applicable, intends to terminate the Group II Sub-Trust.
        

       

      (h) In
        connection with any Group II Optional Termination, four Business Days prior
        to
        the final Distribution Date specified in the notice required pursuant to
        Section
        10.01(g), the Trustee shall, no later than 4:00 pm New York City time on
        such
        day, request from the Group II Swap Provider the amount of the Group II
        Estimated Swap Termination Payment. The Group II Swap Provider shall, no
        later
        than 2:00 pm on the following Business Day, notify in writing (which may
        be done
        in electronic format) the Trustee of the amount of the Group II Estimated
        Swap
        Termination Payment; the Trustee shall promptly on the same day notify the
        Majority Class II-CE Certificateholder or the Master Servicer, as applicable,
        of
        the amount of the Group II Estimated Swap Termination Payment. 

      

      (i) Two
        Business Days prior to the final Distribution Date specified in the notice
        required pursuant to Section 10.01(g) the Majority Class
        II-CE Certificateholder
        or the
        Master Servicer, as applicable, shall, no
        later than 1:00 pm New
        York
        City time on such day, deposit funds in the Distribution Account in an amount
        equal to the sum of the Group II Mortgage Loan Purchase Price (other than
        the
        Group II Swap Optional Termination Payment) and the Group II Estimated Swap
        Termination Payment, and (ii) if the Trustee shall have determined that the
        aggregate Stated Principal Balance of all of the Group I Mortgage Loans in
        the
        Group II Sub-Trust as of the related Determination Date is not
        more than 10% of the aggregate Cut-off Date Principal Balance of all of the
        Group II Mortgage Loans
        or 5% of
        the aggregate Cut-off Date Principal Balance of all of the Group II Mortgage
        Loans, as applicable, and that all other requirements of the Group II Optional
        Termination have been met, including without limitation the deposit required
        pursuant to the immediately preceding clause (h) as well as the requirements
        specified in Section 10.03, then the Trustee shall, on the same Business
        Day,
        provide written notice to the Majority Class II-C Certificateholder, the
        Depositor, the Master Servicer, the Group II Supplemental Interest Trust
        Trustee, the Trustee, the Custodian and the Group II Swap Provider confirming
        (a) its receipt of the Group II Mortgage Loan Purchase Price (other than
        the
        Group II Swap Optional Termination Payment) and the Group II Estimated Swap
        Termination Payment and (b) that all other requirements of the Group II Optional
        Termination have been met. Upon the Trustee’s providing the notice described in
        the preceding sentence, the Group II Optional Termination shall become
        irrevocable, the notice to Group II Certificateholders of such Group II Optional
        Termination provided pursuant to the second paragraph of Section 10.02 shall
        become unrescindable, the Group II Swap Provider shall determine the Group
        II
        Swap Optional Termination Payment in accordance with the Group II Swap
        Agreement, and the Group II Swap Provider shall provide to the Trustee written
        notice of the amount of the Group II Swap Optional Termination Payment not
        later
        than one Business Day prior to the final Distribution Date specified in the
        notice required pursuant to Section 10.02(vi). 

      

      (j) In
        connection with any Group II Optional Termination, only an amount equal to
        the
        Group II Mortgage Loan Purchase Price less any Group II Swap Optional
        Termination Payment shall be made available for distribution to the Group
        II
        Regular Certificates. Any Group II Estimated Swap Termination Payment deposited
        into the Distribution Account by the Majority Class II-C Certificateholder
        or
        the Master Servicer, as applicable, shall be withdrawn by the Trustee from
        the
        Distribution Account on the related final Distribution Date and distributed
        as
        follows: (i) to the Group II Supplemental Interest Trust for payment to the
        Group II Swap Provider in accordance with Section 3.21(c), an amount equal
        to
        the Group II Swap Optional Termination Amount calculated pursuant to the
        Group
        II Swap Agreement, provided that in no event shall the amount distributed
        to the
        Group II Swap Provider in respect of the Group II Swap Optional Termination
        Amount exceed the Group II Estimated Swap Termination Payment, and (ii) to
        the
        Majority Class II-C Certificateholder or the Master Servicer, as applicable,
        an
        amount equal to the excess, if any, of the Group II Estimated Swap Termination
        Payment over the Group II Swap Optional Termination Payment. The Group II
        Swap
        Optional Termination Payment shall not be part of any REMIC and shall not
        be
        paid into any account which is part of any REMIC. 

      

        (k)
           Upon
          receipt by the Custodian of notice from the Trustee pursuant to Sections
          10.01(d) and 10.01(i) and the receipt by the Custodian of a Release for
          Request
          therefor, the Custodian shall promptly release to the Master Servicer,
          as
          applicable the Mortgage Files for the Mortgage Loans and the Trustee shall
          execute and deliver any documents prepared and delivered to it which are
          necessary to transfer any REO Property.

        

        (l)
           Notwithstanding
          the foregoing, the provisions of Section 7.03 hereof shall survive the
          termination of this Agreement. 

         

      

      Notwithstanding
        anything to the contrary herein, the Class I-R-2 Certificates and
        Class I-R-3 Certificates
        will not be retired until the later of (i) the retirement of all the Group
        II
        Certificates and (ii) the retirement of all the Group I Certificates (other
        than
        the Class I-R-2 Certificates and Class I-R-3 Certificates).

       

      Section
        10.02  Final
        Distribution on the Certificates. 

       

      If
        on any
        Determination Date, (i) the Master Servicer determines that there are no
        Outstanding related Mortgage Loans and no other funds or assets in the related
        Sub-Trust other than the related funds in the Protected Account, the Master
        Servicer shall direct the Trustee to send a final distribution notice promptly
        to each related Certificateholder or (ii) the Trustee determines that a Class
        of
        Certificates shall be retired after a final distribution on such Class, the
        Trustee shall notify the related Certificateholders within five (5) Business
        Days after such Determination Date that the final distribution in retirement
        of
        such Class of Certificates is scheduled to be made on the immediately following
        Distribution Date. Any final distribution made pursuant to the immediately
        preceding sentence will be made only upon presentation and surrender of the
        related Certificates at the Corporate Trust Office of the Trustee. If the
        related Majority Class CE Certificateholder or the Master Servicer, as
        applicable, elects to terminate the related Sub-Trust pursuant to Section
        10.01,
        at least 20 days prior to the date notice is to be mailed to the related
        Certificateholders, the related Majority Class CE Certificateholder or the
        Master Servicer, as applicable, shall notify the Depositor, each Swap Provider
        and the Trustee of the date the related Majority Class CE Certificateholder
        or
        the Master Servicer, as applicable, intends to terminate the related Sub-Trust.
        The related Majority Class CE Certificateholder or Master Servicer, as
        applicable, shall remit the Mortgage Loan Purchase Price to the
        Trustee two Business Days prior to the Distribution Date for such related
        Optional Termination by the related Majority Class CE Certificateholder or
        the
        Master Servicer, as applicable.

       

      Notice
        of
        any termination of the related Sub-Trust, specifying the Distribution Date
        on
        which related Certificateholders may surrender their Certificates for payment
        of
        the final distribution and cancellation, shall be given promptly by the Trustee
        by letter to related Certificateholders mailed not later than two Business
        Days
        after the Determination Date in the month of such final distribution. Any
        such
        notice shall specify (a) the Distribution Date upon which final distribution
        on
        the related Certificates will be made upon presentation and surrender of
        related
        Certificates at the office therein designated, (b) the amount of such final
        distribution, (c) the location of the office or agency at which such
        presentation and surrender must be made and (d) that the Record Date otherwise
        applicable to such Distribution Date is not applicable, distributions being
        made
        only upon presentation and surrender of the Certificates at the office therein
        specified. The Trustee will give such notice to each Rating Agency at the
        time
        such notice is given to related Certificateholders.

       

      In
        the
        event such notice is given, the Master Servicer shall cause all related funds
        in
        the Protected Account to be remitted to the Trustee for deposit in the
        Distribution Account on the Business Day prior to the applicable Distribution
        Date in an amount equal to the final distribution in respect of the related
        Certificates. Upon such final deposit with respect to the Trust Fund and
        the
        receipt by the Trustee of a Request for Release therefor, the Trustee or
        the
        Custodian shall promptly release to the Seller as applicable the Mortgage
        Files
        for the related Mortgage Loans and the Trustee shall execute and deliver
        any
        documents prepared and delivered to it which are necessary to transfer any
        related REO Property.

       

      Upon
        presentation and surrender of the related Certificates, the Trustee shall
        cause
        to be distributed to related Certificateholders of each Class the amounts
        allocable to such Certificates held in the Distribution Account in the order
        and
        priority set forth in Section 5.04 hereof on the final Distribution Date
        and in
        proportion to their respective Percentage Interests.

       

      In
        the
        event that any affected Certificateholders shall not surrender Certificates
        for
        cancellation within six months after the date specified in the above mentioned
        written notice, the Trustee shall give a second written notice to the remaining
        Certificateholders to surrender their Certificates for cancellation and receive
        the final distribution with respect thereto. If within six months after the
        second notice all the applicable Certificates shall not have been surrendered
        for cancellation, the Trustee may take appropriate steps, or may appoint
        an
        agent to take appropriate steps, to contact the remaining Certificateholders
        concerning surrender of their Certificates, and the cost thereof shall be
        paid
        out of the funds and other assets that remain a part of the Trust Fund. If
        within one year after the second notice all Certificates shall not have been
        surrendered for cancellation, the related Class R Certificateholders shall
        be
        entitled to all related unclaimed funds and other assets of the Trust Fund
        that
        remain subject hereto.

       

      Section
        10.03  Additional
        Termination Requirements. 

       

      (a)  Upon
        exercise by the related Majority Class CE Certificateholder or the Master
        Servicer, as applicable, of its purchase option as provided in Section 10.01,
        the related Sub-Trust shall be terminated in accordance with the following
        additional requirements, unless the Trustee has been supplied with an Opinion
        of
        Counsel addressed to the Trustee, at the expense of the related Majority
        Class
        CE Certificateholder or the Master Servicer, as applicable, to the effect
        that
        the failure of the related Sub-Trust to comply with the requirements of this
        Section 10.03 will not (i) result in the imposition of taxes on “prohibited
        transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at
        any time that any Certificates are outstanding:

       

      (1)  The
        related Majority Class CE Certificateholder or the Master Servicer, as
        applicable, shall establish a 90-day liquidation period and notify the Trustee
        thereof, and the Trustee shall in turn specify the first day of such period
        in a
        statement attached to the tax return for each of REMIC I, REMIC II, REMIC
        III,
        REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X,
        as
        applicable, pursuant to Treasury Regulation Section 1.860F-1. The related
        Majority Class CE Certificateholder or the Master Servicer, as applicable,
        shall
        satisfy all the requirements of a qualified liquidation under Section 860F
        of
        the Code and any regulations thereunder, as evidenced by an Opinion of Counsel
        obtained at the expense of the related Majority Class CE Certificateholder
        or
        the Master Servicer, as applicable;

       

      (2)  During
        such 90-day liquidation period, and at or prior to the time of making the
        final
        payment on the Certificates, the Trustee shall sell all of the assets of
        REMIC I
        or REMIC II, as applicable, for cash; and

       

      (3)  At
        the
        time of the making of the final payment on the Certificates, the Trustee
        shall
        distribute or credit, or cause to be distributed or credited, to the Holders
        of
        the related Residual Certificates all cash on hand (other than cash retained
        to
        meet claims), and REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC
        VI,
        REMIC VII, REMIC VIII, REMIC IX or REMIC X, as applicable, shall terminate
        at
        that time.

       

      (b)  By
        their
        acceptance of the Certificates, the Holders thereof hereby authorize the
        adoption of a 90-day liquidation period and the adoption of a plan of complete
        liquidation for the related REMICs, which authorization shall be binding
        upon
        all successor Certificateholders.

       

      (c)  The
        Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan
        of
        complete liquidation meeting the requirements for a qualified liquidation
        under
        Section 860F of the Code and any regulations thereunder upon the written
        request
        of the related Majority Class CE Certificateholder or the Master Servicer,
        as
        applicable, and the receipt of the Opinion of Counsel referred to in Section
        10.03(a)(1) and to take such other action in connection therewith as may
        be
        reasonably requested by the related Majority Class CE Certificateholder or
        the
        Master Servicer, as applicable.

       

      ARTICLE
        XI

      MISCELLANEOUS
        PROVISIONS

       

      Section
        11.01  Amendment. 

       

      This
        Agreement may be amended from time to time by parties hereto without the
        consent
        of any of the Certificateholders to cure any ambiguity, to correct or supplement
        any provisions herein (including to give effect to the expectations of
        investors), to comply with any changes in the Code, to revise any provisions
        to
        reflect the obligations of the parties to this Agreement as they relate to
        Regulation AB, to change the manner in which the Protected Account is maintained
        or to make such other provisions with respect to matters or questions arising
        under this Agreement as shall not be inconsistent with any other provisions
        herein if such action shall not, as evidenced by an Opinion of Counsel addressed
        to the Trustee, adversely affect in any material respect the interests of
        any
        Certificateholder; provided that any such amendment shall be deemed not to
        adversely affect in any material respect the interests of the Certificateholders
        and no such Opinion of Counsel shall be required if the Person requesting
        such
        amendment obtains a letter from each Rating Agency stating that such amendment
        would not result in the downgrading or withdrawal of the respective ratings
        then
        assigned to the Certificates.

       

      Notwithstanding
        the foregoing, without the consent of the Certificateholders, the parties
        hereto
        may at any time and from time to time amend this Agreement to modify, eliminate
        or add to any of its provisions to such extent as shall be necessary or
        appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC
        III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC
        X as
        a REMIC under the Code or to avoid or minimize the risk of the imposition
        of any
        tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI,
        REMIC
        VII, REMIC VIII, REMIC IX or REMIC X pursuant to the Code that would be a
        claim
        against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI,
        REMIC
        VII, REMIC VIII, REMIC IX or REMIC X at any time prior to the final redemption
        of the Certificates, provided that the Trustee has been provided an Opinion
        of
        Counsel addressed to the Trustee, which opinion shall be an expense of the
        party
        requesting such opinion but in any case shall not be an expense of the Trustee
        or the Trust Fund, to the effect that such action is necessary or appropriate
        to
        maintain such qualification or to avoid or minimize the risk of the imposition
        of such a tax.

       

      This
        Agreement may also be amended from time to time by the parties hereto with
        the
        consent of Holders of the Certificates evidencing over 50% of the aggregate
        Certificate Principal Balance of the Certificates, with the consent of Holders
        of the Certificates evidencing over 50% of the aggregate Certificate Principal
        Balance of the Certificates in the related certificate group, or with the
        consent of Holders of each Class of Certificates affected thereby, evidencing
        over 50% of the aggregate Certificate Principal Balance of that Class, as
        applicable, for the purpose of adding any provisions to or changing in any
        manner or eliminating any of the provisions of this Agreement or of modifying
        in
        any manner the rights of the Holders of Certificates; provided that no such
        amendment shall (i) reduce in any manner the amount of, or delay the timing
        of,
        payments required to be distributed on any Certificate without the consent
        of
        the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC
        III,
        REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to
        cease
        to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates
        of each Class the Holders of which are required to consent to any such amendment
        without the consent of the Holders of all Certificates of such Class then
        outstanding.

       

      Notwithstanding
        any contrary provision of this Agreement, the Trustee shall not consent to
        any
        amendment to this Agreement unless it shall have first received an Opinion
        of
        Counsel addressed to the Trustee, which opinion shall be an expense of the
        party
        requesting such amendment but in any case shall not be an expense of the
        Trustee, to the effect that such amendment will not (other than an amendment
        pursuant to clause (ii) of, and in accordance with, the preceding paragraph)
        cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC
        IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X or the
        Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV,
        REMIC
        V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to cease to qualify
        as a
        REMIC at any time that any Certificates are outstanding. Further, nothing
        in
        this Agreement shall require the Trustee to enter into an amendment without
        receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such
        amendment is permitted and is not prohibited by this Agreement and that all
        requirements for amending this Agreement (including any consent of the
        applicable Certificateholders) have been complied with.

       

      Notwithstanding
        any of the other provisions of this Section 11.01, none of the Depositor,
        the
        Master Servicer or the Trustee shall enter into any amendment to (i) Section
        3.21 or Section 5.04(a)(3)(F) of this Agreement without the prior written
        consent of the Group I Swap Provider, which consent shall not be unreasonably
        withheld or (ii) Section 3.22 or Section 5.04(b)(4)(F) of this Agreement
        without
        prior written consent of the Group II Swap Provider, which consent shall
        not be
        unreasonably withheld, and shall not enter into an amendment that has a
        materially adverse effect on any Swap Provider without such Swap Provider’s
        consent, which consent shall not be unreasonably withheld.

       

      Promptly
        after the execution of any amendment to this Agreement requiring the consent
        of
        Certificateholders, the Trustee shall furnish written notification of the
        substance of such amendment to each Certificateholder, each Swap Provider
        and
        each Rating Agency.

       

      It
        shall
        not be necessary for the consent of Certificateholders under this Section
        to
        approve the particular form of any proposed amendment, but it shall be
        sufficient if such consent shall approve the substance thereof. The manner
        of
        obtaining such consents and of evidencing the authorization of the execution
        thereof by Certificateholders shall be subject to such reasonable regulations
        as
        the Trustee may prescribe.

       

      Section
        11.02  Recordation
        of Agreement; Counterparts. 

       

      To
        the
        extent permitted by applicable law, this Agreement is subject to recordation
        in
        all appropriate public offices for real property records in all of the counties
        or other comparable jurisdictions in which any or all of the Mortgaged
        Properties are situated, and in any other appropriate public recording office
        or
        elsewhere. The Master Servicer shall effect such recordation at the Trust’s
        expense upon the request in writing of a Certificateholder, but only if such
        direction is accompanied by an Opinion of Counsel (provided at the expense
        of
        the Certificateholder requesting recordation) to the effect that such
        recordation would materially and beneficially affect the interests of the
        Certificateholders or is required by law.

       

      For
        the
        purpose of facilitating the recordation of this Agreement as herein provided
        and
        for other purposes, this Agreement may be executed simultaneously in any
        number
        of counterparts, each of which counterparts shall be deemed to be an original,
        and such counterparts shall constitute but one and the same
        instrument.

       

      Section
        11.03  Governing
        Law. 

       

      THIS
        AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE
        LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
        IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE
        PARTIES
        HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH
        SUCH
        LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN
        SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).

       

      Section
        11.04  Intention
        of Parties. 

       

      It
        is the
        express intent of the parties hereto that the conveyance of the Mortgage
        Notes,
        Mortgages, assignments of Mortgages, title insurance policies and any
        modifications, extensions and/or assumption agreements and private mortgage
        insurance policies relating to the Mortgage Loans by the Sellers to the
        Depositor, and by the Depositor to the Trustee be, and be construed as, an
        absolute sale thereof to the Depositor or the Trustee, as applicable. It
        is,
        further, not the intention of the parties that such conveyance be deemed
        a
        pledge thereof by the Seller to the Depositor, or by the Depositor to the
        Trustee. However, in the event that, notwithstanding the intent of the parties,
        such assets are held to be the property of the Sellers or the Depositor,
        as
        applicable, or if for any other reason the Mortgage Loan Purchase Agreement
        or
        this Agreement is held or deemed to create a security interest in such assets,
        then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each
        be
        deemed to be a security agreement within the meaning of the Uniform Commercial
        Code of the State of New York and (ii) the conveyance provided for in the
        Mortgage Loan Purchase Agreement from the Sellers to the Depositor, and the
        conveyance provided for in this Agreement from the Depositor to the Trustee,
        shall be deemed to be an assignment and a grant by the Sellers or the Depositor,
        as applicable, for the benefit of the Certificateholders of a security interest
        in all of the assets that constitute the Trust Fund, whether now owned or
        hereafter acquired.

       

      The
        Depositor for the benefit of the Certificateholders shall, to the extent
        consistent with this Agreement, take such actions as may be necessary to
        ensure
        that, if this Agreement were deemed to create a security interest in the
        assets
        of the Trust Fund, such security interest would be deemed to be a perfected
        security interest of first priority under applicable law and will be maintained
        as such throughout the term of the Agreement.

       

      Section
        11.05  Notices. 

       

      (a)  The
        Trustee shall use its best efforts to promptly provide notice to each Rating
        Agency with respect to each of the following of which a Responsible Officer
        of
        the Trustee has actual knowledge:

       

      (i)  Any
        material change or amendment to this Agreement;

       

      (ii)  The
        occurrence of any Event of Default that has not been cured;

       

      (iii)  The
        resignation or termination of the Master Servicer or the Trustee and the
        appointment of any successor;

       

      (iv)  The
        repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03,
        3.19 and 10.01; and

       

      (v)  The
        final
        payment to Certificateholders.

       

      (b)  All
        directions, demands and notices hereunder shall be in writing and shall be
        deemed to have been duly given when delivered at or mailed by registered
        mail,
        return receipt requested, postage prepaid, or by recognized overnight courier,
        or by facsimile transmission to a number provided by the appropriate party
        if
        receipt of such transmission is confirmed to (i) in the case of the Depositor,
        Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York,
        New
        York 10179, Attention: Chief Counsel, and with respect to Regulation AB
        notifications to the Depositor at regabnotifications@bear.com; (ii) in the
        case
        of the Seller or the Master Servicer, EMC Mortgage Corporation, 2780 Lake
        Vista
        Drive, Lewisville, Texas 75067 (Facsimile: (972) 444-2880), attention: President
        or General Counsel, or such other address as may be hereafter furnished to
        the
        other parties hereto by the Master Servicer in writing; (iii) in the case
        of the
        Trustee, at each Corporate Trust Office or such other address as the Trustee
        may
        hereafter furnish to the other parties hereto, (iv) in the case of Bear Stearns
        Financial Products Inc., 383 Madison Avenue, New York, New York 10179 and
        (v) in
        the case of the Rating Agencies, (x) Moody’s Investors Service, Inc., 99 Church
        Street, New York, New York 10007, Attention: Home Equity Monitoring and (y)
        Standard & Poor’s, 55 Water Street, 41st Floor, New York, New York 10041,
        the Master Servicer or the Trustee under this Agreement shall be effective
        only
        upon receipt. Any notice required or permitted to be mailed to a
        Certificateholder, unless otherwise provided herein, shall be given by
        first-class mail, postage prepaid, at the address of such Certificateholder
        as
        shown in the Certificate Register; any notice so mailed within the time
        prescribed in this Agreement shall be conclusively presumed to have been
        duly
        given, whether or not the Certificateholder receives such notice.

       

      Section
        11.06  Severability
        of Provisions. 

       

      If
        any
        one or more of the covenants, agreements, provisions or terms of this Agreement
        shall be for any reason whatsoever held invalid, then such covenants,
        agreements, provisions or terms shall be deemed severable from the remaining
        covenants, agreements, provisions or terms of this Agreement and shall in
        no way
        affect the validity or enforceability of the other provisions of this Agreement
        or of the Certificates or the rights of the Holders thereof.

       

      Section
        11.07  Assignment. 

       

      Notwithstanding
        anything to the contrary contained herein, except as provided pursuant to
        Section 7.02, this Agreement may not be assigned by the Master Servicer,
        EMC (on
        its own behalf as Seller and on behalf of Master Funding) or the
        Depositor.

       

      Section
        11.08  Limitation
        on Rights of Certificateholders. 

       

      The
        death
        or incapacity of any Certificateholder shall not operate to terminate this
        Agreement or the Trust Fund, nor entitle such Certificateholder’s legal
        representative or heirs to claim an accounting or to take any action or commence
        any proceeding in any court for a petition or winding up of the Trust Fund,
        or
        otherwise affect the rights, obligations and liabilities of the parties hereto
        or any of them.

       

      No
        Certificateholder shall have any right to vote (except as provided herein)
        or in
        any manner otherwise control the operation and management of the Trust Fund,
        or
        the obligations of the parties hereto, nor shall anything herein set forth
        or
        contained in the terms of the Certificates be construed so as to constitute
        the
        Certificateholders from time to time as partners or members of an association;
        nor shall any Certificateholder be under any liability to any third party
        by
        reason of any action taken by the parties to this Agreement pursuant to any
        provision hereof.

       

      No
        Certificateholder shall have any right by virtue or by availing itself of
        any
        provisions of this Agreement to institute any suit, action or proceeding
        in
        equity or at law upon or under or with respect to this Agreement, unless
        such
        Holder previously shall have given to the Trustee a written notice of an
        Event
        of Default and of the continuance thereof, as hereinbefore provided, the
        Holders
        of Certificates evidencing not less than 25% of the Voting Rights evidenced
        by
        the Certificates shall also have made written request to the Trustee to
        institute such action, suit or proceeding in its own name as Trustee hereunder
        and shall have offered to the Trustee such reasonable indemnity as it may
        require against the costs, expenses, and liabilities to be incurred therein
        or
        thereby, and the Trustee for 60 days after its receipt of such notice, request
        and offer of indemnity shall have neglected or refused to institute any such
        action, suit or proceeding; it being understood and intended, and being
        expressly covenanted by each Certificateholder with every other
        Certificateholder and the Trustee, that no one or more Holders of Certificates
        shall have any right in any manner whatever by virtue or by availing itself
        or
        themselves of any provisions of this Agreement to affect, disturb or prejudice
        the rights of the Holders of any other of the Certificates, or to obtain
        or seek
        to obtain priority over or preference to any other such Holder or to enforce
        any
        right under this Agreement, except in the manner herein provided and for
        the
        common benefit of all Certificateholders. For the protection and enforcement
        of
        the provisions of this Section 11.08, each and every Certificateholder or
        the
        Trustee shall be entitled to such relief as can be given either at law or
        in
        equity.

       

      Section
        11.09  Inspection
        and Audit Rights. 

       

      The
        Master Servicer agrees that, on reasonable prior notice, it will permit any
        representative of the Depositor or the Trustee during the Master Servicer’s
        normal business hours, to examine all the books of account, records, reports
        and
        other papers of the Master Servicer relating to the Mortgage Loans, to make
        copies and extracts therefrom, to cause such books to be audited by independent
        certified public accountants selected by the Depositor and the Trustee and
        to
        discuss its affairs, finances and accounts relating to such Mortgage Loans
        with
        its officers, employees and independent public accountants (and by this
        provision the Master Servicer hereby authorizes such accountants to discuss
        with
        such representative such affairs, finances and accounts), all at such reasonable
        times and as often as may be reasonably requested. Any out-of-pocket expense
        incident to the exercise by the Depositor or the Trustee of any right under
        this
        Section 11.09 shall be borne by the party requesting such inspection, subject
        to
        such party’s right to reimbursement hereunder (in the case of the Trustee,
        pursuant to Section 9.05 hereof.

       

      Section
        11.10  Certificates
        Nonassessable and Fully Paid. 

       

      It
        is the
        intention of the Depositor that Certificateholders shall not be personally
        liable for obligations of the Trust Fund, that the interests in the Trust
        Fund
        represented by the Certificates shall be nonassessable for any reason
        whatsoever, and that the Certificates, upon due authentication thereof by
        the
        Trustee pursuant to this Agreement, are and shall be deemed fully
        paid.

       

      Section
        11.11  Third
        Party Rights. 

       

      Each
        Swap
        Provider shall be an express third-party beneficiary of this Agreement to
        the
        extent of its express rights to receive any payments under this Agreement
        or
        any
        other express rights of
        each
        Swap Provider explicitly
        stated in this Agreement,
        and
        shall have the right to enforce  such rights under this
        Agreement as if it were a party hereto. The Swap Administrator shall be an
        express third-party beneficiary of this Agreement to the extent of its express
        rights to receive any payments under this Agreement or
        any
        other express rights of
        the
        Swap Administrator explicitly
        stated in this Agreement,
        and
        shall have the right to enforce  such rights under this
        Agreement as if it were a party hereto.

      

      

      *
        *
        *

      

       

      IN
        WITNESS WHEREOF, the Depositor, the Master Servicer, the Seller and the Trustee
        have caused their names to be signed hereto by their respective officers
        thereunto duly authorized as of the day and year first above
        written.

       

      
        	
                BEAR
                  STEARNS ASSET BACKED 

                SECURITIES
                  I LLC,

                as
                  Depositor

              
	 	 
	
                By:

              	/s/
                Joseph T. Jurkowski, Jr.
	
                Name:

              	
                Joseph
                  T. Jurkowski, Jr.

              
	
                Title:

              	
                Vice
                  President

              
	 
	 
	
                EMC
                  MORTGAGE CORPORATION,

                as
                  Seller and as Master Servicer

              
	 	 
	
                By:

              	/s/
                Sue Stepanek
	
                Name:

              	Sue
                Stepanek
	
                Title:

              	
                Executive
                  Vice President

              
	 
	 
	
                LASALLE
                  BANK NATIONAL ASSOCIATION,

                as
                  Trustee

              
	 	 
	
                By:

              	/s/
                Susan L. Feld
	
                Name:

              	Susan
                L.
                Feld
	
                Title:

              	
                Assistant
                  Vice President

              

      

      

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      
        	
                STATE
                  OF NEW YORK

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF NEW YORK

              	
                )

              	 

      

      

       

      On
        this
        30th
        day of
        August, 2006, before me, a notary public in and for said State, appeared
        Joseph
        T. Jurkowski, Jr., personally known to me on the basis of satisfactory evidence
        to be an authorized representative of Bear Stearns Asset Backed Securities
        I
        LLC, one of the companies that executed the within instrument, and also known
        to
        me to be the person who executed it on behalf of such limited liability company
        and acknowledged to me that such limited liability company executed the within
        instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

      
        	 	 
	 	
                Notary
                  Public

              

      

      [Notarial
        Seal]

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      
        	
                STATE
                  OF TEXAS

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF DALLAS

              	
                )

              	 

      

      

       

      On
        this
        30th
        day of
        August 2006, before me, a notary public in and for said State, appeared
        __________________, personally known to me on the basis of satisfactory evidence
        to be an authorized representative of EMC Mortgage Corporation, one of the
        corporations that executed the within instrument, and also known to me to
        be the
        person who executed it on behalf of such corporation and acknowledged to
        me that
        such corporation executed the within instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

      
        	 	 
	 	
                Notary
                  Public

              

      

      [Notarial
        Seal]

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      
        	
                STATE
                  OF ILLINOIS

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF COOK

              	
                )

              	 

      

      

      On
        this
        30th
        day of
        August, 2006, before me, a notary public in and for said State, appeared
        ______________, personally known to me on the basis of satisfactory evidence
        to
        be an authorized representative of LaSalle Bank National Association that
        executed the within instrument, and also known to me to be the person who
        executed it on behalf of such corporation, and acknowledged to me that such
        corporation executed the within instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

      
        	 	 
	 	
                Notary
                  Public

              

      

      [Notarial
        Seal]

      
 

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

      

      EXHIBIT
        A-1

       

      Form
        of
        Class A Certificates

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
        INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
        DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
        CODE OF
        1986 (THE “CODE”).

       

      THE
        CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
        PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY,
        FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL
        BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN
        BELOW.
        ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL
        BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.

       

      UNLESS
        THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
        TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER,
        EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME
        OF
        CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE
        OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
        TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY
        PERSON
        IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
        HEREIN.

       

      PRIOR
        TO THE TERMINATION OF THE GROUP [I][II] SUPPLEMENTAL INTEREST TRUST, ANY
        PERSON
        ACQUIRING A CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS
        IN
        SECTION 6.02(h)
        OF THE POOLING AND SERVICING AGREEMENT. 

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      

       

      
        	
                Certificate
                  No. 1

                 

              	
                Adjustable
                  Rate

                 

              
	 	 
	
                Class
                  [I-A-1][I-A-2][I-A-3][II-1A-1][II-1A-2][II-1A-3][II-2A]
                  Senior

                 

              	 
	 	 
	
                Date
                  of Pooling and Servicing Agreement

                and
                  Cut-off Date: August 1, 2006

              	
                Aggregate
                  Initial Certificate Principal Balance of this Certificate as of
                  the
                  Cut-off Date:

                $[__________]

                 

              
	 	 
	
                First
                  Distribution Date:

                September
                  25, 2006

                 

              	
                Initial
                  Certificate Principal Balance of this Certificate as of the Cut-off
                  Date:

                $[__________]

                 

              
	 	 
	
                Master
                  Servicer:

                EMC
                  Mortgage Corporation

                 

              	
                CUSIP:
                  [_____]

                 

              
	 	 
	
                Last
                  Scheduled Distribution Date:

                [__________,
                  __]

                 

              	 

      

      

      ASSET-BACKED
        CERTIFICATE

       

      SERIES
        2006-HE7

       

      evidencing
        a fractional undivided interest in the distributions allocable to the Class
        [I-A-1][I-A-2][I-A-3][II-1A-1][II-1A-2][II-1A-3][II-2A] Certificates with
        respect to a Trust Fund consisting primarily of a pool of conventional,
        closed-end, first and second lien, subprime, one- to four-family fixed and
        adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED
        SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund relating
        to Loan
        Group [I][II], and does not represent an obligation of or interest in Bear
        Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee
        referred to below or any of their affiliates or any other person. Neither
        this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer or the Trustee or any of their affiliates or any other person. None
        of
        Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of
        their
        affiliates will have any obligation with respect to any certificate or other
        obligation secured by or payable from payments on the Certificates.

       

      This
        certifies that Cede & Co. is the registered owner of the Percentage Interest
        evidenced hereby in the beneficial ownership interest of Certificates of
        the
        same Class as this Certificate in a trust (the “Trust Fund”) generally
        consisting of conventional, closed-end, first and second lien, subprime,
        fixed
        and adjustable rate mortgage loans secured by one- to four- family residences
        (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed
        Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
        Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master
        servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which
        term includes any successors thereto under the Agreement referred to below).
        The
        Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated
        as
        of the Cut-off Date specified above (the “Agreement”), among BSABS I, as
        depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master
        Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a
        summary of certain of the pertinent provisions of which is set forth hereafter.
        To the extent not defined herein, capitalized terms used herein shall have
        the
        meaning ascribed to them in the Agreement. This Certificate is issued under
        and
        is subject to the terms, provisions and conditions of the Agreement, to which
        Agreement the Holder of this Certificate by virtue of its acceptance hereof
        assents and by which such Holder is bound.

       

      Interest
        on this Certificate will accrue from and including the immediately preceding
        Distribution Date (or with respect to the First Distribution Date, the Closing
        Date) to and including the day prior to the current Distribution Date on
        the
        Certificate Principal Balance hereof at a per annum rate equal to the
        Pass-Through Rate set forth above. The Trustee will distribute on the 25th
        day
        of each month, or, if such 25th day is not a Business Day, the immediately
        following Business Day (each, a “Distribution Date”), commencing on the First
        Distribution Date specified above, to the Person in whose name this Certificate
        is registered at the close of business on the Business Day immediately preceding
        such Distribution Date so long as such Certificate remains in book-entry
        form
        (and otherwise, the close of business on the last Business Day of the month
        immediately preceding the month of such Distribution Date), an amount equal
        to
        the product of the Percentage Interest evidenced by this Certificate and
        the
        amount (of interest and principal, if any) required to be distributed to
        the
        Holders of Certificates of the same Class as this Certificate. The Assumed
        Final
        Distribution Date is the Distribution Date in the month following the latest
        scheduled maturity date of any Mortgage Loan.

       

      Distributions
        on this Certificate will be made by the Trustee by check mailed to the address
        of the Person entitled thereto as such name and address shall appear on the
        Certificate Register or, if such Person so requests by notifying the Trustee
        in
        writing as specified in the Agreement. Notwithstanding the above, the final
        distribution on this Certificate will be made after due notice by the Trustee
        of
        the pendency of such distribution and only upon presentation and surrender
        of
        this Certificate at the office or agency appointed by the Trustee for that
        purpose and designated in such notice. The initial Certificate Principal
        Balance
        of this Certificate is set forth above. The Certificate Principal Balance
        hereof
        will be reduced to the extent of distributions allocable to principal hereon
        and
        any Realized Losses allocable hereto.

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        is not
        liable to the Certificateholders for any amount payable under this Certificate
        or the Agreement or, except as expressly provided in the Agreement, subject
        to
        any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of Certificates, evidencing
        over 50% of the aggregate Certificate Principal Balance of the Certificates,
        or
        with the consent the Holders of the Certificates evidencing over 50% of the
        aggregate Certificate Principal Balance of the related Certificates, or with
        the
        consent of the Holders of each Class of related Certificates affected thereby,
        as applicable. Any
        such
        consent by the Holder of this Certificate shall be conclusive and binding
        on
        such Holder and upon all future Holders of this Certificate and of any
        Certificate issued upon the transfer hereof or in lieu hereof whether or
        not
        notation of such consent is made upon this Certificate. The Agreement also
        permits the amendment thereof, in certain limited circumstances, without
        the
        consent of the Holders of any of the Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Trustee upon surrender
        of this Certificate for registration of transfer at the offices or agencies
        maintained by the Trustee for such purposes, duly endorsed by, or accompanied
        by
        a written instrument of transfer in form satisfactory to the Trustee duly
        executed by the Holder hereof or such Holder’s attorney duly authorized in
        writing, and thereupon one or more new Certificates in authorized denominations
        representing a like aggregate Percentage Interest will be issued to the
        designated transferee.

       

      Prior
        to
        the termination of the Group [I][II] Supplemental Interest Trust, any transferee
        of this Certificate shall be deemed to make the representations in Section
        6.02(h) of the Agreement. 

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Trustee may require payment of a sum sufficient to cover
        any tax or other governmental charge payable in connection therewith. The
        Depositor, the Master Servicer, the Trustee and any agent of any of them
        may
        treat the Person in whose name this Certificate is registered as the owner
        hereof for all purposes, and none of Depositor, the Master Servicer, the
        Trustee
        or any such agent shall be affected by notice to the contrary.

       

      The
        obligations created by the Agreement and the Trust Fund relating to Loan
        Group
        [I][II] created thereby (other than the obligations to make payments to related
        Certificateholders with respect to the termination of the Agreement) shall
        terminate upon the earlier of (i) the later of (A) the maturity or other
        liquidation (or Advance with respect thereto) of the last Mortgage Loan
        remaining in the Trust Fund relating to Loan Group [I][II] and disposition
        of
        all property acquired upon foreclosure or deed in lieu of foreclosure of
        any
        Group [I][II] Mortgage Loan and (B) the remittance of all funds relating
        to Loan
        Group [I][II] due under the Agreement, or (ii) the optional repurchase by
        the
        party named in the Agreement of all the Mortgage Loans and other assets of
        the
        Trust Fund relating to Loan Group [I][II] in accordance with the terms of
        the
        Agreement. Such optional repurchase may be made only on or after the first
        Distribution Date on which the aggregate Stated Principal Balance of the
        Group
        [I][II] Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as
        of the
        Cut-off Date as set forth in the Agreement. The exercise of such right will
        effect the early retirement of the Group [I][II] Certificates. In no event,
        however, will the Group [I][II] Sub-Trust created by the Agreement continue
        beyond the earlier of
        (i)
        the expiration of 21 years after the death of certain persons identified
        in the
        Agreement and (ii) the Latest Possible Maturity Date (as defined in the
        Agreement) related to Loan Group [I][II].

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Trustee by manual signature, this Certificate shall not be entitled to any
        benefit under the Agreement, or be valid for any purpose.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
        executed.

       

      
        	
                Dated: _________,
                  ____

              	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION,

                not
                  in its individual capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      CERTIFICATE
        OF AUTHENTICATION

       

      This
        is
        one of the Class [I-A-1][I-A-2][I-A-3][II-1A-1][II-1A-2][II-1A-3][II-2A]
        Certificates referred to in the within-mentioned Agreement.

       

      
        	 	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION

                Authorized
                  signatory of LaSalle Bank National Association, not in its individual
                  capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      ASSIGNMENT

       

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

       

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

       

      
        	 	 	 
	 	 	
                .

              
	 	 	 

      

      

       

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              
	 	 
	 	 
	 	
                Signature
                  Guaranteed

              

      

      

       

      DISTRIBUTION
        INSTRUCTIONS

       

      The
        assignee should include the following for purposes of distribution:

       

      
        	
                Distributions
                  shall be made, by wire transfer or otherwise, in immediately available
                  

              
	
                funds
                  to________________________________________________________________________________________________

              
	____________________________________________________________________________________________
	
                for
                  the account
                  of_________________________________________________________________________________________

              
	
                account
                  number________________________________________________________________________or,
                  if mailed by check, to

              
	____________________________________________________________________________________________
	
                Applicable
                  statements should be mailed
                  to______________________________________________________________________

              
	____________________________________________________________________________________________ 
	 
	
                This
                  information is provided
                  by________________________________________________________________________

              
	
                assignee
                  named above,
                  or___________________________________________________________________________________

              
	
                its
                  agent.

              	 

      

      

      

       

      

      

      EXHIBIT
        A-2

       

      Form
        of
        Class M Certificates

       

      [For
        the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class
        I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11
        Certificates] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE
        GROUP
        I SENIOR CERTIFICATES [,] [AND] [CLASS I-M-1 CERTIFICATES] [,] [AND] [CLASS
        I-M-2 CERTIFICATES] [,] [AND] [CLASS I-M-3 CERTIFICATES] [,] [AND] [CLASS
        I-M-4
        CERTIFICATES] [,] [AND] [CLASS I-M-5 CERTIFICATES] [,] [AND] [CLASS I-M-6
        CERTIFICATES] [,] [AND] [CLASS I-M-7 CERTIFICATES] [,] [AND] [CLASS I-M-8
        CERTIFICATES] [,] [AND] [CLASS I-M-9 CERTIFICATES] [AND] [CLASS I-M-10
        CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED
        BELOW).

       

      [For
        the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5,
        Class
        II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class
        II-M-11 Certificates] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT
        TO
        THE GROUP II SENIOR CERTIFICATES [,] [AND] [CLASS II-M-1 CERTIFICATES] [,]
        [AND]
        [CLASS II-M-2 CERTIFICATES] [,] [AND] [CLASS II-M-3 CERTIFICATES] [,] [AND]
        [CLASS II-M-4 CERTIFICATES] [,] [AND] [CLASS II-M-5 CERTIFICATES] [,] [AND]
        [CLASS II-M-6 CERTIFICATES] [,] [AND] [CLASS II-M-7 CERTIFICATES] [,] [AND]
        [CLASS II-M-8 CERTIFICATES] [,] [AND] [CLASS II-M-9 CERTIFICATES] [AND] [CLASS
        II-M-10 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED
        BELOW).

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
        INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
        DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
        CODE OF
        1986 (THE “CODE”).

       

      THE
        CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
        PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY,
        FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL
        BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN
        BELOW.
        ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL
        BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.

       

      [For
        the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class
        I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class II-M-1, Class II-M-2,
        Class
        II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8
        and
        Class II-M-9 Certificates] EACH
        HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE
        THE
        REPRESENTATIONS SET FORTH IN SECTION 6.02(h)
        OF THE POOLING AND SERVICING AGREEMENT.

       

      UNLESS
        THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
        TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER,
        EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME
        OF
        CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE
        OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
        TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY
        PERSON
        IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
        HEREIN.

       

      [For
        the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11
        Certificates]
        [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
        ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES
        LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS
        CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY
        IN
        COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1)
        PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT
        THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN
        THE
        MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB
        PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH
        CASE,
        THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE
        ON
        RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE
        144
        UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN
        “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE
        501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN
        WHICH
        ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR
        DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT
        BY
        THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT
        AND
        (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE
        THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE
        SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH
        ALL
        APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE
        JURISDICTION.]

      

      [For
        the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11
        Certificates]
        [NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED
        WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR
        ANY
        SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS
        A
        BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED
        TO
        HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE
        (OR
        INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER”
WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.]

       

      [For
        the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11
        Certificates]
        [THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF
        OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT
        TO
        TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED,
        OR
        SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE
        TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING
        OF A
        CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND
        ITS
        ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED
        UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING,
        BUT
        NOT LIMITED TO PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, PTCE
        91-38, PTCE 90-1, PTCE 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO
        ANY
        ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER
        OR THE
        TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY
        CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION
        6.02 OF THE AGREEMENT IS PROVIDED.]

       

      

       

      

      
        	
                Certificate
                  No.1

                 

              	
                Adjustable
                  Rate

                 

              
	 	 
	
                Class
                  [I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][I-M-11]
                  [II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10][II-M-11]
                  Subordinate

                 

              	 
	 	 
	
                Date
                  of Pooling and Servicing Agreement 

                and
                  Cut-off Date: August 1, 2006

              	
                Aggregate
                  Initial Certificate Principal Balance of this Certificate as of
                  the
                  Cut-off Date:

                $[__________]

                 

              
	 	 
	
                First
                  Distribution Date:

                September
                  25, 2006

                 

              	
                Initial
                  Certificate Principal Balance of this Certificate as of the Cut-off
                  Date:

                $[__________]

                 

              
	 	 
	
                Master
                  Servicer:

                EMC
                  Mortgage Corporation

                 

              	
                CUSIP:
                  [_____]

                 

              
	 	 
	
                Last
                  Scheduled Distribution Date:

                [_________]
                  25, 2036

                 

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

       

      SERIES
        2006-HE7

       

      evidencing
        a fractional undivided interest in the distributions allocable to the Class
        [I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][I-M-11][II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10][II-M-11]
        Certificates with respect to a Trust Fund consisting primarily of a pool
        of
        conventional, closed-end, first and second lien, subprime, one- to four-family
        fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET
        BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund relating
        to Loan
        Group [I][II], and does not represent an obligation of or interest in Bear
        Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee
        referred to below or any of their affiliates or any other person. Neither
        this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer or the Trustee or any of their affiliates or any other person. None
        of
        Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of
        their
        affiliates will have any obligation with respect to any certificate or other
        obligation secured by or payable from payments on the Certificates.

       

      This
        certifies that Cede & Co. is the registered owner of the Percentage Interest
        evidenced hereby in the beneficial ownership interest of Certificates of
        the
        same Class as this Certificate in a trust (the “Trust Fund”) generally
        consisting of conventional, closed-end, first and second lien, subprime,
        fixed
        and adjustable rate mortgage loans secured by one- to four- family residences
        (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed
        Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
        Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master
        servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which
        term includes any successors thereto under the Agreement referred to below).
        The
        Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated
        as
        of the Cut-off Date specified above (the “Agreement”), among BSABS I, as
        depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master
        Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a
        summary of certain of the pertinent provisions of which is set forth hereafter.
        To the extent not defined herein, capitalized terms used herein shall have
        the
        meaning ascribed to them in the Agreement. This Certificate is issued under
        and
        is subject to the terms, provisions and conditions of the Agreement, to which
        Agreement the Holder of this Certificate by virtue of its acceptance hereof
        assents and by which such Holder is bound.

       

      Interest
        on this Certificate will accrue from and including the immediately preceding
        Distribution Date (or with respect to the First Distribution Date, the Closing
        Date) to and including the day prior to the current Distribution Date on
        the
        Certificate Principal Balance hereof at a per annum rate equal to the
        Pass-Through Rate set forth above. The Trustee will distribute on the 25th
        day
        of each month, or, if such 25th day is not a Business Day, the immediately
        following Business Day (each, a “Distribution Date”), commencing on the First
        Distribution Date specified above, to the Person in whose name this Certificate
        is registered at the close of business on the Business Day immediately preceding
        such Distribution Date so long as such Certificate remains in book-entry
        form
        (and otherwise, the close of business on the last Business Day of the month
        immediately preceding the month of such Distribution Date), an amount equal
        to
        the product of the Percentage Interest evidenced by this Certificate and
        the
        amount (of interest and principal, if any) required to be distributed to
        the
        Holders of Certificates of the same Class as this Certificate. The Assumed
        Final
        Distribution Date is the Distribution Date in the month following the latest
        scheduled maturity date of any Mortgage Loan.

       

      Distributions
        on this Certificate will be made by the Trustee by check mailed to the address
        of the Person entitled thereto as such name and address shall appear on the
        Certificate Register or, if such Person so requests by notifying the Trustee
        in
        writing as specified in the Agreement. Notwithstanding the above, the final
        distribution on this Certificate will be made after due notice by the Trustee
        of
        the pendency of such distribution and only upon presentation and surrender
        of
        this Certificate at the office or agency appointed by the Trustee for that
        purpose and designated in such notice. The initial Certificate Principal
        Balance
        of this Certificate is set forth above. The Certificate Principal Balance
        hereof
        will be reduced to the extent of distributions allocable to principal hereon
        and
        any Realized Losses allocable hereto

       

      [For
        the
        Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates]
        [No
        transfer of this Class [I][II]-M-[10][11] Certificate will be made unless
        such
        transfer is (i) exempt from the registration requirements of the Securities
        Act
        of 1933, as amended, and any applicable state securities laws or is made
        in
        accordance with said Act and laws and (ii) made in accordance with Section
        6.02
        of the Agreement. In the event that such transfer is to be made the Trustee
        shall register such transfer if, (i) made to a transferee who has provided
        the
        Trustee with evidence as to its QIB status; or (ii) (A) the transferor has
        advised the Trustee in writing that the Certificate is being transferred
        to an
        Institutional Accredited Investor and (B) prior to such transfer the transferee
        furnishes to the Trustee an Investment Letter; provided that if based upon
        an
        Opinion of Counsel to the effect that (A) and (B) above are not sufficient
        to
        confirm that such transfer is being made pursuant to an exemption from, or
        in a
        transaction not subject to, the registration requirements of the Securities
        Act
        and other applicable laws, the Trustee shall as a condition of the registration
        of any such transfer require the transferor to furnish such other
        certifications, legal opinions or other information prior to registering
        the
        transfer of this Certificate as shall be set forth in such Opinion of
        Counsel.]

       

      [For
        the
        Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates]
        [Notwithstanding the foregoing, the certifications will not be required with
        respect to the transfer of this Certificate to a Depository, or for any
        subsequent transfer of this Certificate for so long as this Certificate is
        a
        Book-Entry Certificate.]

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        is not
        liable to the Certificateholders for any amount payable under this Certificate
        or the Agreement or, except as expressly provided in the Agreement, subject
        to
        any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of Certificates, evidencing
        over 50% of the aggregate Certificate Principal Balance of the Certificates,
        or
        with the consent the Holders of the Certificates evidencing over 50% of the
        aggregate Certificate Principal Balance of the related Certificates, or with
        the
        consent of the Holders of each Class of related Certificates affected thereby,
        as applicable. Any such consent by the Holder of this Certificate shall be
        conclusive and binding on such Holder and upon all future Holders of this
        Certificate and of any Certificate issued upon the transfer hereof or in
        lieu
        hereof whether or not notation of such consent is made upon this Certificate.
        The Agreement also permits the amendment thereof, in certain limited
        circumstances, without the consent of the Holders of any of the
        Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Trustee upon surrender
        of this Certificate for registration of transfer at the offices or agencies
        maintained by the Trustee for such purposes, duly endorsed by, or accompanied
        by
        a written instrument of transfer in form satisfactory to the Trustee duly
        executed by the Holder hereof or such Holder’s attorney duly authorized in
        writing, and thereupon one or more new Certificates in authorized denominations
        representing a like aggregate Percentage Interest will be issued to the
        designated transferee.

       

      [For
        the
        Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6,
        Class I-M-7, Class I-M-8, Class I-M-9, Class II-M-1, Class II-M-2, Class
        II-M-3,
        Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8 and
        Class
        II-M-9 Certificates] Each holder of a Certificate or beneficial ownership
        shall
        be deemed to have made the representations set forth in Section 6.02(h) of
        the
        Pooling and Servicing Agreement. 

       

      [For
        the
        Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates]
        [This
        Certificate may not be acquired directly or indirectly by, or on behalf of,
        an
        employee benefit plan or other retirement arrangement which is subject to
        Title
        I of the Employee Retirement Income Security Act of 1974, as amended, or
        Section
        4975 of the Internal Revenue Code of 1986, as amended, unless the transferee
        certifies or represents that the proposed transfer and holding of a Certificate
        and the servicing, management and operation of the trust and its assets:
        (i)
        will not result in any prohibited transaction which is not covered under
        an
        individual or class prohibited transaction exemption, including, but not
        limited
        to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE
        90-1, PTCE 95-60 or PTCE 96-23 and (ii) will not give rise to any additional
        obligations on the part of the Depositor, the Master Servicer or the Trustee,
        which will be deemed represented by an owner of a Book-Entry Certificate
        or a
        Global Certificate or unless an Opinion of Counsel specified in section 6.02
        of
        the Agreement is provided. This Certificate is one of a duly authorized issue
        of
        Certificates designated as set forth on the face hereof (the “Certificates”).
        The Certificates, in the aggregate, evidence the entire beneficial ownership
        interest in the Trust Fund formed pursuant to the Agreement.] 

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Trustee may require payment of a sum sufficient to cover
        any tax or other governmental charge payable in connection therewith. The
        Depositor, the Master Servicer, the Trustee and any agent of any of them
        may
        treat the Person in whose name this Certificate is registered as the owner
        hereof for all purposes, and none of the Depositor, the Master Servicer,
        the
        Trustee or any such agent shall be affected by notice to the
        contrary.

       

      The
        obligations created by the Agreement and the Trust Fund relating to Loan
        Group
        [I][II] created thereby (other than the obligations to make payments to related
        Certificateholders with respect to the termination of the Agreement) shall
        terminate upon the earlier of (i) the later of (A) the maturity or other
        liquidation (or Advance with respect thereto) of the last Mortgage Loan
        remaining in the Trust Fund relating to Loan Group [I][II] and disposition
        of
        all property acquired upon foreclosure or deed in lieu of foreclosure of
        any
        Group [I][II] Mortgage Loan and (B) the remittance of all funds relating
        to Loan
        Group [I][II] due under the Agreement, or (ii) the optional repurchase by
        the
        party named in the Agreement of all the Mortgage Loans and other assets of
        the
        Trust Fund relating to Loan Group [I][II] in accordance with the terms of
        the
        Agreement. Such optional repurchase may be made only on or after the first
        Distribution Date on which the aggregate Stated Principal Balance of the
        Group
        [I][II] Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as
        of the
        Cut-off Date as set forth in the Agreement. The exercise of such right will
        effect the early retirement of the Group [I][II] Certificates. In no event,
        however, will the Group [I][II] Sub-Trust created by the Agreement continue
        beyond the earlier of (i) the expiration of 21 years after the death of certain
        persons identified in the Agreement and (ii) the Latest Possible Maturity
        Date
        (as defined in the Agreement) related to Loan Group [I][II].

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Trustee by manual signature, this Certificate shall not be entitled to any
        benefit under the Agreement, or be valid for any purpose.

       

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
        executed.

       

      
        	
                Dated: _________,
                  ____

              	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION,

                not
                  in its individual capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      CERTIFICATE
        OF AUTHENTICATION

       

      This
        is
        one of the Class
        [I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][I-M-11][II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10][II-M-11]
        Certificates referred to in the within-mentioned Agreement.

       

      
        	 	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION

                Authorized
                  signatory of LaSalle Bank National Association, not in its individual
                  capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      ASSIGNMENT

       

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

       

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

       

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              
	 	 
	 	 
	 	
                Signature
                  Guaranteed

              

      

      

       

      DISTRIBUTION
        INSTRUCTIONS

       

      The
        assignee should include the following for purposes of distribution:

       

      
        
          	
                  Distributions
                    shall be made, by wire transfer or otherwise, in immediately
                    available
                    

                
	
                  funds
                    to________________________________________________________________________________________________

                
	____________________________________________________________________________________________
	
                  for
                    the account
                    of_________________________________________________________________________________________

                
	
                  account
                    number________________________________________________________________________or,
                    if mailed by check, to

                
	____________________________________________________________________________________________
	
                  Applicable
                    statements should be mailed
                    to______________________________________________________________________

                
	____________________________________________________________________________________________ 
	 
	
                  This
                    information is provided
                    by________________________________________________________________________

                
	
                  assignee
                    named above,
                    or___________________________________________________________________________________

                
	
                  its
                    agent.

                	 

        

        

      

       

      

      EXHIBIT
        A-3

       

      Form
        of
        Class P Certificate

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
        INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
        DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
        CODE OF
        1986 (THE “CODE”).

       

      THE
        CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
        PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF
        THE
        CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL
        BE
        DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE
        MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE
        NAMED
        HEREIN.

       

      THIS
        CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
        ACT OF
        1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE
        HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE
        MAY
        BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE
        WITH
        THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE
        144A
        UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY
        BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A
        (A
“QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF
        A
        QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE,
        PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT
        TO
        AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES
        ACT (IF
        AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR”
WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D
        UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN
        SUCH
        PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES
        ACT,
        SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE
        FORM
        PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
        EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
        IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN
        EACH
        CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES
        AND
        ANY OTHER APPLICABLE JURISDICTION.

       

      NO
        TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
        PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT
        OR
        AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
        OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
        OR
        RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
        EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
        4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
        DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN
        IN THE
        AGREEMENT.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      

      
        	
                Certificate
                  No.1

                 

              	
                Percentage
                  Interest: 100%

                 

              
	 	 
	
                Class
                  [I-P][II-P]

                 

              	 
	 	 
	
                Date
                  of Pooling and Servicing Agreement and Cut-off Date: August 1,
                  2006

              	
                Aggregate
                  Initial Certificate Principal Balance of this Certificate as of
                  the
                  Cut-off Date:

                $100.00

                 

              
	 	 
	
                First
                  Distribution Date:

                September
                  25, 2006

                 

              	
                Initial
                  Certificate Principal Balance of this Certificate as of the Cut-off
                  Date:

                $100.00

                 

              
	 	 
	
                Master
                  Servicer:

                EMC
                  Mortgage Corporation

                 

              	
                CUSIP:
                  [_____]

                 

              
	 	 
	
                Last
                  Scheduled Distribution Date:

                [_______]
                  25, 2036

                 

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

       

      SERIES
        2006-HE7

       

      evidencing
        a fractional undivided interest in the distributions allocable to the Class
        [I-P][II-P] Certificates with respect to a Trust Fund consisting primarily
        of a
        pool of conventional, closed-end, first and second lien, subprime, one- to
        four-family fixed and adjustable interest rate mortgage loans sold by BEAR
        STEARNS ASSET BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund relating
        to Loan
        Group [I][II], and does not represent an obligation of or interest in Bear
        Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee
        referred to below or any of their affiliates or any other person. Neither
        this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer or the Trustee or any of their affiliates or any other person. None
        of
        Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of
        their
        affiliates will have any obligation with respect to any certificate or other
        obligation secured by or payable from payments on the Certificates.

       

      This
        certifies that Bear, Stearns Securities Corp. is the registered owner of
        the
        Percentage Interest evidenced hereby in the beneficial ownership interest
        of
        Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
        generally consisting of conventional, closed-end, first and second lien,
        subprime, fixed and adjustable rate mortgage loans secured by one- to
        four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns
        Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC
        Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and
        together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of
        the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes
        any successors thereto under the Agreement referred to below). The Trust
        Fund
        was created pursuant to the Pooling and Servicing Agreement, dated as of
        the
        Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and
        LaSalle Bank National Association, as trustee (the “Trustee”), a summary of
        certain of the pertinent provisions of which is set forth hereafter. To the
        extent not defined herein, capitalized terms used herein shall have the meaning
        ascribed to them in the Agreement. This Certificate is issued under and is
        subject to the terms, provisions and conditions of the Agreement, to which
        Agreement the Holder of this Certificate by virtue of its acceptance hereof
        assents and by which such Holder is bound.

       

      The
        Trustee will distribute on the 25th day of each month, or, if such 25th day
        is
        not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
        to the Person in whose name this Certificate is registered at the close of
        business on the last day (or if such last day is not a Business Day, the
        Business Day immediately preceding such last day) of the calendar month
        immediately preceding the month in which the Distribution Date occurs, an
        amount
        equal to the product of the Percentage Interest evidenced by this Certificate
        and the amounts required to be distributed to the Holders of Certificates
        of the
        same Class as this Certificate. 

       

      Distributions
        on this Certificate will be made by the Trustee by check mailed to the address
        of the Person entitled thereto as such name and address shall appear on the
        Certificate Register or, if such Person so requests by notifying the Trustee
        in
        writing as specified in the Agreement. Notwithstanding the above, the final
        distribution on this Certificate will be made after due notice by the Trustee
        of
        the pendency of such distribution and only upon presentation and surrender
        of
        this Certificate at the office or agency appointed by the Trustee for that
        purpose and designated in such notice.

       

      No
        transfer of this Certificate shall be made unless the transfer is made pursuant
        to an effective registration statement under the Securities Act of 1933,
        as
        amended (the “1933 Act”), and an effective registration or qualification under
        applicable state securities laws, or is made in a transaction that does not
        require such registration or qualification. In the event that such a transfer
        of
        this Certificate is to be made without registration or qualification, the
        Trustee shall require receipt of (i) if such transfer is purportedly being
        made
        in reliance upon Rule 144A under the 1933 Act, written certifications from
        the
        Holder of the Certificate desiring to effect the transfer, and from such
        Holder’s prospective transferee, substantially in the forms attached to the
        Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable,
        and
        (ii) in all other cases, an Opinion of Counsel satisfactory to it that such
        transfer may be made without such registration or qualification (which Opinion
        of Counsel shall not be an expense of the Trust Fund or of the Depositor,
        the
        Trustee or the Master Servicer in their respective capacities as such), together
        with copies of the written certification(s) of the Holder of the Certificate
        desiring to effect the transfer and/or such Holder’s prospective transferee upon
        which such Opinion of Counsel is based. Neither the Depositor nor the Trustee
        is
        obligated to register or qualify the Class of Certificates specified on the
        face
        hereof under the 1933 Act or any other securities law or to take any action
        not
        otherwise required under the Agreement to permit the transfer of such
        Certificates without registration or qualification. Any Holder desiring to
        effect a transfer of this Certificate shall be required to indemnify the
        Trustee, the Depositor, the Sellers and the Master Servicer against any
        liability that may result if the transfer is not so exempt or is not made
        in
        accordance with such federal and state laws.

       

      No
        transfer of this Class [I-P][II-P] Certificate will be made unless the Trustee
        shall have received either (i) the Opinion of Counsel set forth in Section
        6.02(h) of the Agreement or (ii) a representation letter under Section 6.02
        of
        the Agreement, in the form as described by the Agreement, stating that the
        transferee is not an employee benefit or other plan subject to the prohibited
        transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any
        other person (including an investment manager, a named fiduciary or a trustee
        of
        any Plan) acting, directly or indirectly, on behalf of or purchasing any
        Certificate with “plan assets” of any Plan.

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        is not
        liable to the Certificateholders for any amount payable under this Certificate
        or the Agreement or, except as expressly provided in the Agreement, subject
        to
        any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of Certificates, evidencing
        over 50% of the aggregate Certificate Principal Balance of the Certificates,
        or
        with the consent the Holders of the Certificates evidencing over 50% of the
        aggregate Certificate Principal Balance of the related Certificates, or with
        the
        consent of the Holders of each Class of related Certificates affected thereby,
        as applicable. Any such consent by the Holder of this Certificate shall be
        conclusive and binding on such Holder and upon all future Holders of this
        Certificate and of any Certificate issued upon the transfer hereof or in
        lieu
        hereof whether or not notation of such consent is made upon this Certificate.
        The Agreement also permits the amendment thereof, in certain limited
        circumstances, without the consent of the Holders of any of the
        Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Trustee upon surrender
        of this Certificate for registration of transfer at the offices or agencies
        maintained by the Trustee for such purposes, duly endorsed by, or accompanied
        by
        a written instrument of transfer in form satisfactory to the Trustee duly
        executed by the Holder hereof or such Holder’s attorney duly authorized in
        writing, and thereupon one or more new Certificates in authorized denominations
        representing a like aggregate Percentage Interest will be issued to the
        designated transferee.

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Trustee may require payment of a sum sufficient to cover
        any tax or other governmental charge payable in connection therewith. The
        Depositor, the Master Servicer, the Trustee and any agent of any of them
        may
        treat the Person in whose name this Certificate is registered as the owner
        hereof for all purposes, and none of the Depositor, the Master Servicer,
        the
        Trustee or any such agent shall be affected by notice to the
        contrary.

       

      The
        obligations created by the Agreement and the Trust Fund relating to Loan
        Group
        [I][II] created thereby (other than the obligations to make payments to related
        Certificateholders with respect to the termination of the Agreement) shall
        terminate upon the earlier of (i) the later of (A) the maturity or other
        liquidation (or Advance with respect thereto) of the last Mortgage Loan
        remaining in the Trust Fund relating to Loan Group [I][II] and disposition
        of
        all property acquired upon foreclosure or deed in lieu of foreclosure of
        any
        Group [I][II] Mortgage Loan and (B) the remittance of all funds relating
        to Loan
        Group [I][II] due under the Agreement, or (ii) the optional repurchase by
        the
        party named in the Agreement of all the Mortgage Loans and other assets of
        the
        Trust Fund relating to Loan Group [I][II] in accordance with the terms of
        the
        Agreement. Such optional repurchase may be made only on or after the first
        Distribution Date on which the aggregate Stated Principal Balance of the
        Group
        [I][II] Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as
        of the
        Cut-off Date as set forth in the Agreement. The exercise of such right will
        effect the early retirement of the Group [I][II] Certificates. In no event,
        however, will the Group [I][II] Sub-Trust created by the Agreement continue
        beyond the earlier of (i) the expiration of 21 years after the death of certain
        persons identified in the Agreement and (ii) the Latest Possible Maturity
        Date
        (as defined in the Agreement) related to Loan Group [I][II].

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Trustee by manual signature, this Certificate shall not be entitled to any
        benefit under the Agreement, or be valid for any purpose.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, the Trustee has caused this Certificate to be duly

      executed.

       

      
        	
                Dated: _________,
                  ____

              	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION,

                not
                  in its individual capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      CERTIFICATE
        OF AUTHENTICATION

       

      This
        is
        one of the Class [I-P][II-P] Certificates referred to in the within-mentioned
        Agreement.

       

      
        	 	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION

                Authorized
                  signatory of LaSalle Bank National Association, not in its individual
                  capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      ASSIGNMENT

       

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

       

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

       

      
        	 	 	 
	 	 	 
	 	 	
                .

              

      

      

       

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              
	 	 
	 	 
	 	
                Signature
                  Guaranteed

              

      

      

      DISTRIBUTION
        INSTRUCTIONS

       

      The
        assignee should include the following for purposes of distribution:

      
         

        
          	
                  Distributions
                    shall be made, by wire transfer or otherwise, in immediately
                    available
                    

                
	
                  funds
                    to________________________________________________________________________________________________

                
	____________________________________________________________________________________________
	
                  for
                    the account
                    of_________________________________________________________________________________________

                
	
                  account
                    number________________________________________________________________________or,
                    if mailed by check, to

                
	____________________________________________________________________________________________
	
                  Applicable
                    statements should be mailed
                    to______________________________________________________________________

                
	____________________________________________________________________________________________ 
	 
	
                  This
                    information is provided
                    by________________________________________________________________________

                
	
                  assignee
                    named above,
                    or___________________________________________________________________________________

                
	
                  its
                    agent.

                	 

        

        

      

      

       

      

      

      EXHIBIT
        A-4

       

      Form
        of
        Class CE Certificates

       

      THIS
        CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
        AND
        THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED
        BELOW).

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
        INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
        DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
        CODE OF
        1986 (THE “CODE”).

       

      THIS
        CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
        ACT OF
        1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE
        HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE
        MAY
        BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE
        WITH
        THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE
        144A
        UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY
        BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A
        (A
“QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF
        A
        QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE,
        PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT
        TO
        AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES
        ACT (IF
        AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR”
WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION
        D
        UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN
        SUCH
        PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES
        ACT,
        SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE
        FORM
        PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
        EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER
        IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN
        EACH
        CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES
        AND
        ANY OTHER APPLICABLE JURISDICTION.

       

      NO
        TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
        PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT
        OR
        AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
        OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
        OR
        RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
        EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
        4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
        DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE
        AGREEMENT.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      

      
        	
                Certificate
                  No. [_]

                 

              	
                Percentage
                  Interest: 100%

                 

              
	 	 
	
                Class
                  [I-CE][II-CE]

                 

              	
                Adjustable
                  Rate

                 

              
	 	 
	
                Date
                  of Pooling and Servicing Agreement 

                and
                  Cut-off Date: August 1, 2006

              	
                Initial
                  Certificate Notional Amount of this Certificate as of the Cut-off
                  Date:

                $[__________]

                 

              
	 	 
	
                First
                  Distribution Date:

                September
                  25, 2006

                 

              	
                Aggregate
                  Certificate Notional Amount of this Certificate as of the Cut-off
                  Date:

                $[__________]

                 

              
	 	 
	
                Master
                  Servicer:

                EMC
                  Mortgage Corporation

                 

              	
                CUSIP:
                  [_____]

                 

              
	 	 
	
                Last
                  Scheduled Distribution Date:

                [________]
                  25, 2036

                 

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

       

      SERIES
        2006-HE7

       

      evidencing
        a fractional undivided interest in the distributions allocable to the Class
        [I-CE][II-CE] Certificates with respect to a Trust Fund consisting primarily
        of
        a pool of conventional, closed-end, first and second lien, subprime, one-to-four
        family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS
        ASSET BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund relating
        to Loan
        Group [I][II], and does not represent an obligation of or interest in Bear
        Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee
        referred to below or any of their affiliates or any other person. Neither
        this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer or the Trustee or any of their affiliates or any other person. None
        of
        Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of
        their
        affiliates will have any obligation with respect to any certificate or other
        obligation secured by or payable from payments on the Certificates.

       

      This
        certifies that Bear, Stearns Securities Corp. is the registered owner of
        the
        Percentage Interest evidenced hereby in the beneficial ownership interest
        of
        Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
        generally consisting conventional, closed-end, first and second lien, fixed
        and
        adjustable rate mortgage loans secured by one- to four-family residences
        (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed
        Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage
        Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together
        with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the
        Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any
        successors thereto under the Agreement referred to below). The Trust Fund
        was
        created pursuant to the Pooling and Servicing Agreement, dated as of the
        Cut-off
        Date specified above (the “Agreement”), among BSABS I, as depositor (the
“Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and
        LaSalle Bank National Association, as trustee (the “Trustee”), a summary of
        certain of the pertinent provisions of which is set forth hereafter. To the
        extent not defined herein, capitalized terms used herein shall have the meaning
        ascribed to them in the Agreement. This Certificate is issued under and is
        subject to the terms, provisions and conditions of the Agreement, to which
        Agreement the Holder of this Certificate by virtue of its acceptance hereof
        assents and by which such Holder is bound.

       

      The
        Trustee will distribute on the 25th day of each month, or, if such 25th day
        is
        not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
        to the Person in whose name this Certificate is registered at the close of
        business on the last day (or if such last day is not a Business Day, the
        Business Day immediately preceding such last day) of the calendar month
        immediately preceding the month in which the Distribution Date occurs, an
        amount
        equal to the product of the Percentage Interest evidenced by this Certificate
        and the amounts required to be distributed to the Holders of Certificates
        of the
        same Class as this Certificate. 

       

      Distributions
        on this Certificate will be made by the Trustee by check mailed to the address
        of the Person entitled thereto as such name and address shall appear on the
        Certificate Register or, if such Person so requests by notifying the Trustee
        in
        writing as specified in the Agreement. Notwithstanding the above, the final
        distribution on this Certificate will be made after due notice by the Trustee
        of
        the pendency of such distribution and only upon presentation and surrender
        of
        this Certificate at the office or agency appointed by the Trustee for that
        purpose and designated in such notice.

       

      No
        transfer of this Certificate shall be made unless the transfer is made pursuant
        to an effective registration statement under the Securities Act of 1933,
        as
        amended (the “1933 Act”), and an effective registration or qualification under
        applicable state securities laws, or is made in a transaction that does not
        require such registration or qualification. In the event that such a transfer
        of
        this Certificate is to be made without registration or qualification, the
        Trustee shall require receipt of (i) if such transfer is purportedly being
        made
        in reliance upon Rule 144A under the 1933 Act, written certifications from
        the
        Holder of the Certificate desiring to effect the transfer, and from such
        Holder’s prospective transferee, substantially in the forms attached to the
        Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable,
        and
        (ii) in all other cases, an Opinion of Counsel satisfactory to it that such
        transfer may be made without such registration or qualification (which Opinion
        of Counsel shall not be an expense of the Trust Fund or of the Depositor,
        the
        Trustee, or the Master Servicer in their respective capacities as such),
        together with copies of the written certification(s) of the Holder of the
        Certificate desiring to effect the transfer and/or such Holder’s prospective
        transferee upon which such Opinion of Counsel is based. Neither the Depositor
        nor the Trustee is obligated to register or qualify the Class of Certificates
        specified on the face hereof under the 1933 Act or any other securities law
        or
        to take any action not otherwise required under the Agreement to permit the
        transfer of such Certificates without registration or qualification. Any
        Holder
        desiring to effect a transfer of this Certificate shall be required to indemnify
        the Trustee, the Depositor, the Sellers and the Master Servicer against any
        liability that may result if the transfer is not so exempt or is not made
        in
        accordance with such federal and state laws.

       

      No
        transfer of this Class [I-CE][II-CE] Certificate will be made unless the
        Trustee
        shall have received either (i) the Opinion of Counsel set forth in Section
        6.02(h) of the Agreement or (ii) a representation letter under Section 6.02
        of
        the Agreement, in the form as described by the Agreement, stating that the
        transferee is not an employee benefit or other plan subject to the prohibited
        transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any
        other person (including an investment manager, a named fiduciary or a trustee
        of
        any Plan) acting, directly or indirectly, on behalf of or purchasing any
        Certificate with “plan assets” of any Plan.

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        is not
        liable to the Certificateholders for any amount payable under this Certificate
        or the Agreement or, except as expressly provided in the Agreement, subject
        to
        any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of Certificates, evidencing
        over 50% of the aggregate Certificate Principal Balance of the Certificates,
        or
        with the consent the Holders of the Certificates evidencing over 50% of the
        aggregate Certificate Principal Balance of the related Certificates, or with
        the
        consent of the Holders of each Class of related Certificates affected thereby,
        as applicable. Any such consent by the Holder of this Certificate shall be
        conclusive and binding on such Holder and upon all future Holders of this
        Certificate and of any Certificate issued upon the transfer hereof or in
        lieu
        hereof whether or not notation of such consent is made upon this Certificate.
        The Agreement also permits the amendment thereof, in certain limited
        circumstances, without the consent of the Holders of any of the
        Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Trustee upon surrender
        of this Certificate for registration of transfer at the offices or agencies
        maintained by the Trustee for such purposes, duly endorsed by, or accompanied
        by
        a written instrument of transfer in form satisfactory to the Trustee duly
        executed by the Holder hereof or such Holder’s attorney duly authorized in
        writing, and thereupon one or more new Certificates in authorized denominations
        representing a like aggregate Percentage Interest will be issued to the
        designated transferee.

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Trustee may require payment of a sum sufficient to cover
        any tax or other governmental charge payable in connection therewith. The
        Depositor, the Master Servicer, the Trustee and any agent of any of them
        may
        treat the Person in whose name this Certificate is registered as the owner
        hereof for all purposes, and none of the Depositor, the Master Servicer,
        the
        Trustee or any such agent shall be affected by notice to the
        contrary.

       

      The
        obligations created by the Agreement and the Trust Fund relating to Loan
        Group
        [I][II] created thereby (other than the obligations to make payments to related
        Certificateholders with respect to the termination of the Agreement) shall
        terminate upon the earlier of (i) the later of (A) the maturity or other
        liquidation (or Advance with respect thereto) of the last Mortgage Loan
        remaining in the Trust Fund relating to Loan Group [I][II] and disposition
        of
        all property acquired upon foreclosure or deed in lieu of foreclosure of
        any
        Group [I][II] Mortgage Loan and (B) the remittance of all funds relating
        to Loan
        Group [I][II] due under the Agreement, or (ii) the optional repurchase by
        the
        party named in the Agreement of all the Mortgage Loans and other assets of
        the
        Trust Fund relating to Loan Group [I][II] in accordance with the terms of
        the
        Agreement. Such optional repurchase may be made only on or after the first
        Distribution Date on which the aggregate Stated Principal Balance of the
        Group
        [I][II] Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as
        of the
        Cut-off Date as set forth in the Agreement. The exercise of such right will
        effect the early retirement of the Group [I][II] Certificates. In no event,
        however, will the Group [I][II] Sub-Trust created by the Agreement continue
        beyond the earlier of (i) the expiration of 21 years after the death of certain
        persons identified in the Agreement and (ii) the Latest Possible Maturity
        Date
        (as defined in the Agreement) related to Loan Group [I][II].

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Trustee by manual signature, this Certificate shall not be entitled to any
        benefit under the Agreement, or be valid for any purpose.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
        executed.

       

      
        	
                Dated: _________,
                  ____

              	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION,

                not
                  in its individual capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      CERTIFICATE
        OF AUTHENTICATION

       

      This
        is
        one of the Class [I-CE][II-CE] Certificates referred to in the within-mentioned
        Agreement.

       

      
        	 	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION

                Authorized
                  signatory of LaSalle Bank National Association, not in its individual
                  capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      ASSIGNMENT

       

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

       

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

       

      
        	 	 	 
	 	 	 
	 	 	
                .

              

      

      

       

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              
	 	 
	 	 
	 	
                Signature
                  Guaranteed

              

      

      

       

      DISTRIBUTION
        INSTRUCTIONS

       

      The
        assignee should include the following for purposes of distribution:

      
         

        
          	
                  Distributions
                    shall be made, by wire transfer or otherwise, in immediately
                    available
                    

                
	
                  funds
                    to________________________________________________________________________________________________

                
	____________________________________________________________________________________________
	
                  for
                    the account
                    of_________________________________________________________________________________________

                
	
                  account
                    number________________________________________________________________________or,
                    if mailed by check, to

                
	____________________________________________________________________________________________
	
                  Applicable
                    statements should be mailed
                    to______________________________________________________________________

                
	____________________________________________________________________________________________ 
	 
	
                  This
                    information is provided
                    by________________________________________________________________________

                
	
                  assignee
                    named above,
                    or___________________________________________________________________________________

                
	
                  its
                    agent.

                	 

        

        

 

      

      

      EXHIBIT
        A-5

       

      Form
        of
        Class R Certificates

       

      THIS
        CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON
        OR A
        DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST”
IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED,
        RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986
        (THE “CODE”).

       

      NO
        TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
        PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT
        OR
        AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING
        OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE
        OR
        RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE
        EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION
        4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE
        DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN
        IN THE
        AGREEMENT.

       

      ANY
        RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY
        IF
        THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER
        AND
        THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE
        OR
        POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY
        AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY
        WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT
        FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY
        SUCH
        GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION,
        OR
        ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION
        (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE)
        WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH
        ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING
        THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE
        INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION
        1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION
        775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A),
        (B),
        (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR
        (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED
        STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER
        IS
        TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES
        CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE
        PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE
        REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO
        A
        DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH
        REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER
        AND
        SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE
        HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON
        THIS
        CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE
        SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS
        PARAGRAPH.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      

      
        	
                Certificate
                  No.1

                 

              	 
	 	 
	
                Class
                  [I-R-1][I-R-2][I-R-3][I-RX][II-R-1]

                [II-RX]

              	
                Percentage
                  Interest: 100%

                 

              
	 	 
	
                Date
                  of Pooling and Servicing Agreement and Cut-off Date: August 1,
                  2006

              	 
	 	 
	
                First
                  Distribution Date:

                September
                  25, 2006

                 

              	 
	 	 
	
                Master
                  Servicer:

                EMC
                  Mortgage Corporation

                 

              	
                CUSIP:
                  [_____]

                 

              
	 	 
	
                Last
                  Scheduled Distribution Date:

                [_______]
                  25, 2036

                 

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

       

      SERIES
        2006-HE7

       

      evidencing
        a fractional undivided interest in the distributions allocable to the Class
        [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates with respect to a
        Trust
        Fund consisting primarily of a pool of conventional, closed-end, first and
        second lien, subprime, one- to four-family fixed and adjustable interest
        rate
        mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund relating
        to Loan
        Group [I][II], and does not represent an obligation of or interest in Bear
        Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee
        referred to below or any of their affiliates or any other person. Neither
        this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer, the Trustee or any of their affiliates or any other person. None
        of
        Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of
        their
        affiliates will have any obligation with respect to any certificate or other
        obligation secured by or payable from payments on the Certificates.

       

      This
        certifies that Bear, Stearns Securities Corp. is the registered owner of
        the
        Percentage Interest evidenced hereby in the beneficial ownership interest
        of
        Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
        generally consisting of conventional, closed-end, first and second lien,
        subprime, fixed and adjustable rate mortgage loans secured by one- to four-
        family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns
        Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC
        Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as
        master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,”
which term includes any successors thereto under the Agreement referred to
        below). The Trust Fund was created pursuant to the Pooling and Servicing
        Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among
        BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and
        as Master Servicer, and LaSalle Bank National Association, as trustee (the
        “Trustee”), a summary of certain of the pertinent provisions of which is set
        forth hereafter. To the extent not defined herein, capitalized terms used
        herein
        shall have the meaning ascribed to them in the Agreement. This Certificate
        is
        issued under and is subject to the terms, provisions and conditions of the
        Agreement, to which Agreement the Holder of this Certificate by virtue of
        its
        acceptance hereof assents and by which such Holder is bound.

       

      Each
        Holder of this Certificate will be deemed to have agreed to be bound by
        the

      restrictions
        set forth in the Agreement to the effect that (i) each person holding or
        acquiring any Ownership Interest in this Certificate must be a Permitted
        Transferee, (ii) the transfer of any Ownership Interest in this Certificate
        will
        be conditioned upon the delivery to the Trustee of, among other things, an
        affidavit to the effect that it is a Permitted Transferee, (iii) any attempted
        or purported transfer of any Ownership Interest in this Certificate in violation
        of such restrictions will be absolutely null and void and will vest no rights
        in
        the purported transferee, and (iv) if any person other than a Permitted
        Transferee acquires any Ownership Interest in this Certificate in violation
        of
        such restrictions, then the Depositor will have the right, in its sole
        discretion and without notice to the Holder of this Certificate, to sell
        this
        Certificate to a purchaser selected by the Depositor, which purchaser may
        be the
        Depositor, or any affiliate of the Depositor, on such terms and conditions
        as
        the Depositor may choose.

       

      The
        Trustee will distribute on the 25th day of each month, or, if such 25th day
        is
        not a Business Day, the immediately following Business Day (each, a
“Distribution Date”), commencing on the First Distribution Date specified above,
        to the Person in whose name this Certificate is registered at the close of
        business on the last day (or if such last day is not a Business Day, the
        Business Day immediately preceding such last day) of the calendar month
        immediately preceding the month in which the Distribution Date occurs, an
        amount
        equal to the product of the Percentage Interest evidenced by this Certificate
        and the amounts required to be distributed to the Holders of Certificates
        of the
        same Class as this Certificate. 

       

      Distributions
        on this Certificate will be made by the Trustee by check mailed to the address
        of the Person entitled thereto as such name and address shall appear on the
        Certificate Register or, if such Person so requests by notifying the Trustee
        in
        writing as specified in the Agreement. Notwithstanding the above, the final
        distribution on this Certificate will be made after due notice by the Trustee
        of
        the pendency of such distribution and only upon presentation and surrender
        of
        this Certificate at the office or agency appointed by the Trustee for that
        purpose and designated in such notice.

       

      No
        transfer of this Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificate
        will be made unless the Trustee shall have received either (i) the Opinion
        of
        Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation
        letter under Section 6.02 of the Agreement, in the form as described by the
        Agreement, stating that the transferee is not an employee benefit or other
        plan
        subject to the prohibited transaction provisions of ERISA or Section 4975
        of the
        Code (a “Plan”), or any other person (including an investment manager, a named
        fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf
        of
        or purchasing any Certificate with “plan assets” of any Plan.

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        is not
        liable to the Certificateholders for any amount payable under this Certificate
        or the Agreement or, except as expressly provided in the Agreement, subject
        to
        any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of Certificates, evidencing
        over 50% of the aggregate Certificate Principal Balance of the Certificates,
        or
        with the consent the Holders of the Certificates evidencing over 50% of the
        aggregate Certificate Principal Balance of the related Certificates, or with
        the
        consent of the Holders of each Class of related Certificates affected thereby,
        as applicable. Any such consent by the Holder of this Certificate shall be
        conclusive and binding on such Holder and upon all future Holders of this
        Certificate and of any Certificate issued upon the transfer hereof or in
        lieu
        hereof whether or not notation of such consent is made upon this Certificate.
        The Agreement also permits the amendment thereof, in certain limited
        circumstances, without the consent of the Holders of any of the
        Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Trustee upon surrender
        of this Certificate for registration of transfer at the offices or agencies
        maintained by the Trustee for such purposes, duly endorsed by, or accompanied
        by
        a written instrument of transfer in form satisfactory to the Trustee duly
        executed by the Holder hereof or such Holder’s attorney duly authorized in
        writing, and thereupon one or more new Certificates in authorized denominations
        representing a like aggregate Percentage Interest will be issued to the
        designated transferee.

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Trustee may require payment of a sum sufficient to cover
        any tax or other governmental charge payable in connection therewith. The
        Depositor, the Master Servicer, the Trustee and any agent of any of them
        may
        treat the Person in whose name this Certificate is registered as the owner
        hereof for all purposes, and none of Depositor, the Master Servicer, the
        Trustee
        or any such agent shall be affected by notice to the contrary.

       

      The
        obligations created by the Agreement and the Trust Fund relating to Loan
        Group
        [I][II] created thereby (other than the obligations to make payments to related
        Certificateholders with respect to the termination of the Agreement) shall
        terminate upon the earlier of (i) the later of (A) the maturity or other
        liquidation (or Advance with respect thereto) of the last Mortgage Loan
        remaining in the Trust Fund relating to Loan Group [I][II] and disposition
        of
        all property acquired upon foreclosure or deed in lieu of foreclosure of
        any
        Group [I][II] Mortgage Loan and (B) the remittance of all funds relating
        to Loan
        Group [I][II] due under the Agreement, or (ii) the optional repurchase by
        the
        party named in the Agreement of all the Mortgage Loans and other assets of
        the
        Trust Fund relating to Loan Group [I][II] in accordance with the terms of
        the
        Agreement. Such optional repurchase may be made only on or after the first
        Distribution Date on which the aggregate Stated Principal Balance of the
        Group
        [I][II] Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as
        of the
        Cut-off Date as set forth in the Agreement. The exercise of such right will
        effect the early retirement of the Group [I][II] Certificates. In no event,
        however, will the Group [I][II] Sub-Trust created by the Agreement continue
        beyond the earlier of (i) the expiration of 21 years after the death of certain
        persons identified in the Agreement and (ii) the Latest Possible Maturity
        Date
        (as defined in the Agreement) related to Loan Group [I][II].

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Trustee by manual signature, this Certificate shall not be entitled to any
        benefit under the Agreement, or be valid for any purpose.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
        executed.

       

      
        	
                Dated: _________,
                  ____

              	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION,

                not
                  in its individual capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      CERTIFICATE
        OF AUTHENTICATION

       

      This
        is
        one of the Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates
        referred to in the within-mentioned Agreement.

       

      
        	 	 	 	
                LASALLE
                  BANK NATIONAL ASSOCIATION

                Authorized
                  signatory of LaSalle Bank National Association, not in its individual
                  capacity but solely as Trustee

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      ASSIGNMENT

       

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

       

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

       

      
        	 	 	 
	 	 	 
	 	 	
                .

              

      

      

       

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              
	 	 
	 	 
	 	
                Signature
                  Guaranteed

              

      

      

       

      DISTRIBUTION
        INSTRUCTIONS

       

      The
        assignee should include the following for purposes of distribution:

       

      
         

        
          	
                  Distributions
                    shall be made, by wire transfer or otherwise, in immediately
                    available
                    

                
	
                  funds
                    to________________________________________________________________________________________________

                
	____________________________________________________________________________________________
	
                  for
                    the account
                    of_________________________________________________________________________________________

                
	
                  account
                    number________________________________________________________________________or,
                    if mailed by check, to

                
	____________________________________________________________________________________________
	
                  Applicable
                    statements should be mailed
                    to______________________________________________________________________

                
	____________________________________________________________________________________________ 
	 
	
                  This
                    information is provided
                    by________________________________________________________________________

                
	
                  assignee
                    named above,
                    or___________________________________________________________________________________

                
	
                  its
                    agent.

                	 

        

        

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

      

      

      EXHIBIT
        B

       

      MORTGAGE
        LOAN SCHEDULE

      
           ZIP_CODE              STATE                            CITY1                                   PROPTYPE                        CURRENT_GROSS_COUPON                   SERV_FEE            LPMI             TRUSTFEE             MSERV
   --------              -----                            -----                                   --------                        --------------------                   --------            ----             --------             -----
     89032                NV                         North Las Vegas                              Townhouse                             12.0000                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           Douglasville                                  PUD                                14.1000                           0.5000            0.0000             0.0065              0.0000
     14207                NY                             Buffalo                                 2-4 Family                             10.2750                           0.5000            0.0000             0.0065              0.0000
     89166                NV                            Las Vegas                                    PUD                                 7.3750                           0.5000            0.0000             0.0065              0.0000
     29910                SC                             Bluffton                                    PUD                                 8.5800                           0.5000            0.0000             0.0065              0.0000
     29910                SC                             Bluffton                                    PUD                                11.2300                           0.5000            0.0000             0.0065              0.0000
     48204                MI                             DETROIT                                Single Family                            9.9750                           0.5000            0.0000             0.0065              0.0000
     92503                CA                            Riverside                                2-4 Family                             10.2500                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               Mesa                                      PUD                                 8.8500                           0.5000            0.0000             0.0065              0.0000
     37803                TN                            Maryville                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     70815                LA                           Baton Rouge                              Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                 Single Family                            8.5700                           0.5000            0.0000             0.0065              0.0000
     19713                DE                              Newark                                Single Family                            7.9300                           0.5000            0.0000             0.0065              0.0000
     92557                CA                          Moreno Valley                             Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     92557                CA                          Moreno Valley                             Single Family                           12.0250                           0.5000            0.0000             0.0065              0.0000
     49448                MI                              Nunica                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     27526                NC                          Fuquay Varina                             Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     46747                IN                              Hudson                                Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     75056                TX                            The Colony                              Single Family                           10.5150                           0.5000            0.0000             0.0065              0.0000
     32962                FL                            Vero Beach                              Single Family                           10.5200                           0.5000            0.0000             0.0065              0.0000
     39759                MS                            Starkville                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     77316                TX                            Montgomery                                   PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     93622                CA                            Firebaugh                               Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     3878                 NH                           Somersworth                              Single Family                           10.0150                           0.5000            0.0000             0.0065              0.0000
     34120                FL                              Naples                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             Palmdale                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             Palmdale                               Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     65202                MO                             Columbia                               Single Family                            7.4800                           0.5000            0.0000             0.0065              0.0000
     74029                OK                              Dewey                                 Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     46036                IN                              Elwood                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     46011                IN                             Anderson                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     29732                SC                            Rock Hill                               Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            Cincinnati                                   PUD                                 7.6250                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            Cincinnati                                   PUD                                12.1250                           0.5000            0.0000             0.0065              0.0000
     89031                NV                           N Las Vegas                                   PUD                                 7.0200                           0.5000            0.0000             0.0065              0.0000
     89031                NV                           N Las Vegas                                   PUD                                10.3800                           0.5000            0.0000             0.0065              0.0000
     27104                NC                          Winston Salem                             Single Family                           11.5500                           0.5000            0.0000             0.0065              0.0000
     76374                TX                              Olney                                 Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     92154                CA                            San Diego                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     91340                CA                           San Fernando                             Single Family                            6.4500                           0.5000            0.0000             0.0065              0.0000
     98674                WA                             Woodland                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     42413                KY                              Hanson                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     39648                MS                              Mccomb                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     8102                 NJ                              CAMDEN                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     30288                GA                              CONLEY                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     19144                PA                           PHILADELPHIA                             Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     77026                TX                             HOUSTON                                Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     7111                 NJ                            IRVINGTON                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     62208                IL                         FAIRVIEW HEIGHT                            Single Family                            7.4700                           0.5000            0.0000             0.0065              0.0000
     23002                VA                              AMELIA                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     45044                OH                            MIDDLETOWN                              Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     29906                SC                             BEAUFORT                               Single Family                           12.7000                           0.5000            0.0000             0.0065              0.0000
     43608                OH                              TOLEDO                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     49028                MI                             BRONSON                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     29115                SC                            ORANGEBURG                               2-4 Family                             10.3500                           0.5000            0.0000             0.0065              0.0000
     73150                OK                          OKLAHOMA CITY                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     43078                OH                              URBANA                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     98201                WA                             EVERETT                                 2-4 Family                              7.4500                           0.5000            0.0000             0.0065              0.0000
     60619                IL                             CHICAGO                                 2-4 Family                              7.4500                           0.5000            0.0000             0.0065              0.0000
     43110                OH                         CANAL WINCHESTE                             Condominium                             8.8500                           0.5000            0.0000             0.0065              0.0000
     30060                GA                             MARIETTA                               Single Family                            7.6750                           0.5000            0.0000             0.0065              0.0000
     43138                OH                              LOGAN                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     73169                OK                          OKLAHOMA CITY                             Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     43615                OH                              TOLEDO                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     16146                PA                              SHARON                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     77014                TX                             HOUSTON                                     PUD                                 8.1000                           0.5000            0.0000             0.0065              0.0000
     21218                MD                            BALTIMORE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     77055                TX                             HOUSTON                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     73109                OK                          OKLAHOMA CITY                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     16214                PA                             CLARION                                Single Family                            8.0300                           0.5000            0.0000             0.0065              0.0000
     91945                CA                           LEMON GROVE                              Single Family                            6.4500                           0.5000            0.0000             0.0065              0.0000
     55347                MN                           EDEN PRAIRIE                             Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     43506                OH                              BRYAN                                 Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     30019                GA                              DACULA                                Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     45840                OH                             FINDLAY                                Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     78957                TX                            SMITHVILLE                              Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     85016                AZ                             PHOENIX                                Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     95207                CA                             STOCKTON                               Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     77028                TX                             HOUSTON                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     49345                MI                              SPARTA                                Single Family                            6.9000                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     37055                TN                             DICKSON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     75007                TX                            CARROLLTON                                   PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     22306                VA                            ALEXANDRIA                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     73772                OK                             WATONGA                                Single Family                           11.4500                           0.5000            0.0000             0.0065              0.0000
     16602                PA                             ALTOONA                                Single Family                            6.8500                           0.5000            0.0000             0.0065              0.0000
     77414                TX                             SARGENT                                     PUD                                 9.2000                           0.5000            0.0000             0.0065              0.0000
     85033                AZ                             PHOENIX                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     98501                WA                             OLYMPIA                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     98203                WA                             EVERETT                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     73142                OK                          OKLAHOMA CITY                             Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     43140                OH                              LONDON                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     64134                MO                           KANSAS CITY                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     78596                TX                             WESLACO                                Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     17024                PA                           ELLIOTTSBURG                             Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     63031                MO                             ST LOUIS                               Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     91331                CA                             PACOIMA                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     30224                GA                             GRIFFIN                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     43081                OH                           WESTERVILLE                              Single Family                            6.4000                           0.5000            0.0000             0.0065              0.0000
     15623                PA                             CLARIDGE                               Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     8861                 NJ                           PERTH AMBOY                               2-4 Family                              8.0500                           0.5000            0.0000             0.0065              0.0000
     72764                AR                            SPRINGDALE                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     89031                NV                         NORTH LAS VEGAS                                 PUD                                 7.7400                           0.5000            0.0000             0.0065              0.0000
     45225                OH                            CINCINNATI                              Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     63031                MO                            FLORISSANT                               Condominium                             8.2500                           0.5000            0.0000             0.0065              0.0000
     37806                TN                              MASCOT                                Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     77801                TX                              BRYAN                                 Single Family                            9.7800                           0.5000            0.0000             0.0065              0.0000
     40070                KY                             SULPHUR                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     30274                GA                            RIVERDALE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            CINCINNATI                              Single Family                            6.9000                           0.5000            0.0000             0.0065              0.0000
     77084                TX                             HOUSTON                                     PUD                                 7.9750                           0.5000            0.0000             0.0065              0.0000
     45002                OH                              CLEVES                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     63112                MO                            ST. LOUIS                                2-4 Family                              9.2000                           0.5000            0.0000             0.0065              0.0000
     98632                WA                             LONGVIEW                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     75401                TX                            GREENVILLE                              Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     45205                OH                            CINCINNATI                              Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     30274                GA                            RIVERDALE                               Single Family                           11.9500                           0.5000            0.0000             0.0065              0.0000
     45205                OH                            CINCINNATI                               2-4 Family                              8.5000                           0.5000            0.0000             0.0065              0.0000
     85208                AZ                               MESA                                      PUD                                 7.5500                           0.5000            0.0000             0.0065              0.0000
     16133                PA                          JACKSON CENTER                            Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     63111                MO                           SAINT LOUIS                               2-4 Family                              8.6500                           0.5000            0.0000             0.0065              0.0000
     92407                CA                          SAN BERNARDINO                            Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     29640                SC                              EASLEY                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     77015                TX                             HOUSTON                                Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     93638                CA                              MADERA                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     63111                MO                           SAINT LOUIS                               2-4 Family                              9.0500                           0.5000            0.0000             0.0065              0.0000
     77520                TX                             BAYTOWN                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     43234                OH                             COLUMBUS                               Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     30157                GA                              DALLAS                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     63366                MO                             O FALLON                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     30707                GA                           CHICKAMAUGA                              Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     73109                OK                          OKLAHOMA CITY                             Single Family                           13.2000                           0.5000            0.0000             0.0065              0.0000
     33016                FL                             HIALEAH                                 Condominium                             8.7000                           0.5000            0.0000             0.0065              0.0000
     46628                IN                            SOUTH BEND                              Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     95682                CA                         SHINGLE SPRINGS                            Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     98682                WA                            VANCOUVER                               Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     89074                NV                            HENDERSON                                Condominium                             7.0000                           0.5000            0.0000             0.0065              0.0000
     93003                CA                             VENTURA                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     76273                TX                            WHITESBORO                              Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     16101                PA                            NEW CASTLE                              Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     44060                OH                              MENTOR                                Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     40965                KY                           MIDDLESBORO                              Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     43611                OH                              TOLEDO                                Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     46403                IN                               GARY                                 Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     64109                MO                           KANSAS CITY                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     41091                KY                              UNION                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     30180                GA                            VILLA RICA                              Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     33160                FL                             AVENTURA                                Condominium                             8.4000                           0.5000            0.0000             0.0065              0.0000
     94572                CA                              RODEO                                 Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     29420                SC                         NORTH CHARLESTO                            Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     21060                MD                           GLEN BURNIE                              Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     77396                TX                              HUMBLE                                     PUD                                10.4900                           0.5000            0.0000             0.0065              0.0000
     77063                TX                             HOUSTON                                 Condominium                            10.2000                           0.5000            0.0000             0.0065              0.0000
     19551                PA                            ROBESONIA                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     47359                IN                            MONTPELIER                              Single Family                           11.6500                           0.5000            0.0000             0.0065              0.0000
     21206                MD                            BALTIMORE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     77081                TX                             HOUSTON                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     43119                OH                             GALLOWAY                               Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     42101                KY                          BOWLING GREEN                              2-4 Family                              9.1500                           0.5000            0.0000             0.0065              0.0000
     27803                NC                           ROCKY MOUNT                              Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     29510                SC                             ANDREWS                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     77521                TX                             BAYTOWN                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     73020                OK                             CHOCTAW                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     44705                OH                              CANTON                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     19134                PA                           PHILADELPHIA                              2-4 Family                             10.0500                           0.5000            0.0000             0.0065              0.0000
     33032                FL                              MIAMI                                      PUD                                 7.4500                           0.5000            0.0000             0.0065              0.0000
     27537                NC                            HENDERSON                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     45036                OH                             LEBANON                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     37227                TN                            NASHVILLE                                2-4 Family                             11.5000                           0.5000            0.0000             0.0065              0.0000
     45036                OH                             LEBANON                                Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     73018                OK                            CHICKASHA                               Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     60538                IL                            MONTGOMERY                              Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     80917                CO                         COLORADO SPRING                            Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     8332                 NJ                          PLEASANTVILLE                             Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     15221                PA                            PITTSBURGH                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     43612                OH                              TOLEDO                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                  Condominium                             7.4500                           0.5000            0.0000             0.0065              0.0000
     45011                OH                             HAMILTON                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     23075                VA                         HIGHLAND SPRING                            Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     60459                IL                             BURBANK                                Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     44706                OH                              CANTON                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     45030                OH                             HARRISON                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     20886                MD                           GAITHERSBERG                                  PUD                                 7.7500                           0.5000            0.0000             0.0065              0.0000
     15218                PA                            SWISSVALE                               Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     75703                TX                              TYLER                                 Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     30736                GA                             RINGGOLD                               Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     73401                OK                             ARDMORE                                Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     73401                OK                             ARDMORE                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     34736                FL                            GROVELAND                               Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60426                IL                              HARVEY                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     80246                CO                             GLENDALE                                Condominium                             8.5750                           0.5000            0.0000             0.0065              0.0000
     15221                PA                            PITTSBURGH                              Single Family                            9.3300                           0.5000            0.0000             0.0065              0.0000
     20601                MD                             WALDORF                                     PUD                                 7.8250                           0.5000            0.0000             0.0065              0.0000
     32566                FL                             NAVARRE                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     65802                MO                           SPRINGFIELD                              Single Family                           10.4200                           0.5000            0.0000             0.0065              0.0000
     64138                MO                           KANSAS CITY                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     27616                NC                             RALEIGH                                     PUD                                 8.2000                           0.5000            0.0000             0.0065              0.0000
     40509                KY                            LEXINGTON                               Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     20781                MD                           HYATTSVILLE                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     19348                PA                          KENNETT SQUARE                            Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     48214                MI                             DETROIT                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     62294                IL                               TROY                                 Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     15235                PA                            PITTSBURGH                              Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     30144                GA                             KENNESAW                               Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     29485                SC                           SUMMERVILLE                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     30110                GA                              BREMEN                                Single Family                           10.8500                           0.5000            0.0000             0.0065              0.0000
     15143                PA                            SEWICKLEY                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     60101                IL                             ADDISON                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     44087                OH                            TWINSBURG                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     77085                TX                             HOUSTON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     89408                NV                             FERNLEY                                     PUD                                 6.0500                           0.5000            0.0000             0.0065              0.0000
     30297                GA                           FOREST PARK                                   PUD                                 9.4000                           0.5000            0.0000             0.0065              0.0000
     11216                NY                             JAMAICA                                 2-4 Family                              7.2500                           0.5000            0.0000             0.0065              0.0000
     23063                VA                            GOOCHLAND                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     15209                PA                            PITTSBURGH                              Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     63069                MO                             PACIFIC                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                 2-4 Family                             10.0000                           0.5000            0.0000             0.0065              0.0000
     75088                TX                             ROWLETT                                Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     12603                NY                           POUGHKEEPSIE                             Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     20110                VA                             MANASSAS                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     80233                CO                            NORTHGLENN                              Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     29456                SC                              LADSON                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     20706                MD                              LANHAM                                Single Family                           12.7000                           0.5000            0.0000             0.0065              0.0000
     23324                VA                            CHESAPEAKE                              Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     77396                TX                              HUMBLE                                     PUD                                 8.4300                           0.5000            0.0000             0.0065              0.0000
     75228                TX                              DALLAS                                Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     40211                KY                            LOUISVILLE                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     46218                IN                           INDIANAPOLIS                             Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     33025                FL                          PEMBROKE PINES                                 PUD                                12.7000                           0.5000            0.0000             0.0065              0.0000
     64131                MO                           Kansas City                              Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     37013                TN                             Antioch                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             Buckeye                                     PUD                                 8.1000                           0.5000            0.0000             0.0065              0.0000
     34472                FL                              Ocala                                 Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     8049                 NJ                             Magnolia                               Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     32828                FL                             Alafaya                                Single Family                            8.5350                           0.5000            0.0000             0.0065              0.0000
     20646                MD                            DENTSVILLE                              Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     19454                PA                           North Wales                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     19977                DE                              Smyrna                                Single Family                            9.3100                           0.5000            0.0000             0.0065              0.0000
     8332                 NJ                            Millville                               Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     8332                 NJ                            Millville                               Single Family                           11.9500                           0.5000            0.0000             0.0065              0.0000
     19141                PA                           Philadelphia                               Townhouse                              9.0500                           0.5000            0.0000             0.0065              0.0000
     34653                FL                         New Port Richey                            Single Family                            6.6800                           0.5000            0.0000             0.0065              0.0000
     92408                CA                          San Bernardino                            Single Family                            8.7300                           0.5000            0.0000             0.0065              0.0000
     11520                NY                             FREEPORT                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     11757                NY                           LINDENHURST                               2-4 Family                              6.8750                           0.5000            0.0000             0.0065              0.0000
     11757                NY                           LINDENHURST                               2-4 Family                             11.9900                           0.5000            0.0000             0.0065              0.0000
     11691                NY                           FAR ROCKAWAY                             Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     11691                NY                           FAR ROCKAWAY                             Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     11212                NY                             BROOKLYN                                2-4 Family                             11.7500                           0.5000            0.0000             0.0065              0.0000
     11212                NY                             BROOKLYN                                2-4 Family                              7.4750                           0.5000            0.0000             0.0065              0.0000
     80015                CO                            CENTENNIAL                              Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     7104                 NJ                              NEWARK                                 2-4 Family                              8.0250                           0.5000            0.0000             0.0065              0.0000
     11706                NY                             BAYSHORE                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     11706                NY                             BAYSHORE                               Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     11694                NY                          ROCKAWAY PARK                              2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     11096                NY                              INWOOD                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     11096                NY                              INWOOD                                Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     10466                NY                              BRONX                                  2-4 Family                             10.5750                           0.5000            0.0000             0.0065              0.0000
     93534                CA                            Lancaster                               Single Family                            8.0850                           0.5000            0.0000             0.0065              0.0000
     33558                FL                               LUTZ                                  Condominium                             8.0000                           0.5000            0.0000             0.0065              0.0000
     33558                FL                               LUTZ                                  Condominium                            12.6250                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                  Condominium                             9.1250                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                  Condominium                             9.1250                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                  Condominium                            11.7500                           0.5000            0.0000             0.0065              0.0000
     33542                FL                           ZEPHYRHILLS                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     33542                FL                           ZEPHYRHILLS                              Single Family                           12.7500                           0.5000            0.0000             0.0065              0.0000
     29464                SC                          MOUNT PLEASANT                             Condominium                             9.3750                           0.5000            0.0000             0.0065              0.0000
     29464                SC                          MOUNT PLEASANT                             Condominium                            13.2500                           0.5000            0.0000             0.0065              0.0000
     30060                GA                             MARIETTA                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     55070                MN                          SAINT FRANCIS                             Single Family                            9.6550                           0.5000            0.0000             0.0065              0.0000
     33711                FL                         SAINT PETERSBUR                            Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     34758                FL                            KISSIMMEE                               Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     70809                LA                           BATON ROUGE                              Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     55426                MN                          St. Louis Park                            Single Family                            8.7300                           0.5000            0.0000             0.0065              0.0000
     89109                NV                            Las Vegas                               Single Family                            9.2200                           0.5000            0.0000             0.0065              0.0000
     19365                PA                            Parkesburg                              Single Family                            7.4800                           0.5000            0.0000             0.0065              0.0000
     18104                PA                            ALLENTOWN                               Single Family                            9.0700                           0.5000            0.0000             0.0065              0.0000
     33565                FL                            Plant City                              Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     46184                IN                          New Whiteland                             Single Family                           13.3500                           0.5000            0.0000             0.0065              0.0000
     84108                UT                          Salt Lake City                            Single Family                            8.8800                           0.5000            0.0000             0.0065              0.0000
     91766                CA                              Pomona                                 2-4 Family                              8.4000                           0.5000            0.0000             0.0065              0.0000
     91766                CA                              Pomona                                Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     93534                CA                            Lancaster                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     95815                CA                            Sacramento                              Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     92057                CA                            Oceanside                               Single Family                            7.7250                           0.5000            0.0000             0.0065              0.0000
     8629                 NJ                           TRENTON CITY                             Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     8080                 NJ                       WASHINGTON TOWNSHIP                               PUD                                10.0000                           0.5000            0.0000             0.0065              0.0000
     7920                 NJ                        BERNARDS TOWNSHIP                           Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     7869                 NJ                        RANDOLPH TOWNSHIP                           Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     7740                 NJ                         LONG BRANCH CITY                            2-4 Family                              8.1250                           0.5000            0.0000             0.0065              0.0000
     19701                DE                               BEAR                                   Townhouse                              9.6250                           0.5000            0.0000             0.0065              0.0000
     8638                 NJ                          EWING TOWNSHIP                            Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     7874                 NJ                         STANHOPE BOROUGH                           Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     19460                PA                       PHOENIXVILLE BOROUGH                         Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     37615                TN                               GRAY                                 Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     63025                MO                              EUREKA                                Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     18037                PA                          COPLAY BOROUGH                            Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     21229                MD                          BALTIMORE CITY                            Single Family                           11.3750                           0.5000            0.0000             0.0065              0.0000
     7726                 NJ                       ENGLISHTOWN BOROUGH                          Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     7726                 NJ                        MANALAPAN TOWNSHIP                           Condominium                             9.8750                           0.5000            0.0000             0.0065              0.0000
     20747                MD                         DISTRICT HEIGHTS                           Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     21229                MD                          BALTIMORE CITY                            Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     19464                PA                    LOWER POTTSGROVE TOWNSHIP                       Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     19120                PA                        PHILADELPHIA CITY                           Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     19036                PA                        GLENOLDEN BOROUGH                           Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     16801                PA                          STATE COLLEGE                             Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     33013                FL                             HIALEAH                                Single Family                            7.6400                           0.5000            0.0000             0.0065              0.0000
     33055                FL                            OPA LOCKA                               Single Family                            7.7900                           0.5000            0.0000             0.0065              0.0000
     53807                WI                            CUBA CITY                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     33060                FL                          POMPANO BEACH                             Single Family                            8.5400                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     33825                FL                            AVON PARK                                2-4 Family                              9.9900                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              MIAMI                                 Single Family                            9.4900                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                            7.1900                           0.5000            0.0000             0.0065              0.0000
     33012                FL                             HIALEAH                                Single Family                            7.0900                           0.5000            0.0000             0.0065              0.0000
     33309                FL                           OAKLAND PARK                             Single Family                            9.7400                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              MIAMI                                 Single Family                            6.5500                           0.5000            0.0000             0.0065              0.0000
     33919                FL                            FORT MYERS                              Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     33463                FL                            LAKE WORTH                              Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     33313                FL                            LAUDERHILL                               Condominium                             9.9000                           0.5000            0.0000             0.0065              0.0000
     33055                FL                            OPA LOCKA                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     33067                FL                          CORAL SPRINGS                                  PUD                                 7.5400                           0.5000            0.0000             0.0065              0.0000
     33168                FL                           NORTH MIAMI                              Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     33168                FL                              MIAMI                                 Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     33014                FL                             HIALEAH                                Single Family                            6.5400                           0.5000            0.0000             0.0065              0.0000
     33167                FL                              MIAMI                                 Single Family                            9.7400                           0.5000            0.0000             0.0065              0.0000
     33936                FL                           LEHIGH ACRES                             Single Family                           12.8400                           0.5000            0.0000             0.0065              0.0000
     33313                FL                             SUNRISE                                 Condominium                             9.5400                           0.5000            0.0000             0.0065              0.0000
     32819                FL                             ORLANDO                                 Condominium                             8.8900                           0.5000            0.0000             0.0065              0.0000
     33319                FL                            LAUDERHILL                               Condominium                             9.9000                           0.5000            0.0000             0.0065              0.0000
     33165                FL                              MIAMI                                 Single Family                            6.4400                           0.5000            0.0000             0.0065              0.0000
     33176                FL                              MIAMI                                 Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                 Condominium                             8.8500                           0.5000            0.0000             0.0065              0.0000
     33189                FL                              MIAMI                                 Single Family                            8.1300                           0.5000            0.0000             0.0065              0.0000
     32765                FL                              OVIEDO                                     PUD                                 7.4500                           0.5000            0.0000             0.0065              0.0000
     33174                FL                              MIAMI                                 Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33178                FL                              DORAL                                 Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     2302                 MA                             BROCKTON                               Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     33165                FL                              MIAMI                                 Single Family                            6.4900                           0.5000            0.0000             0.0065              0.0000
     33311                FL                         FORT LAUDERDALE                            Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     33936                FL                           LEHIGH ACRES                             Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     32818                FL                             ORLANDO                                Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     33010                FL                             HIALEAH                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     34472                FL                              OCALA                                 Single Family                            9.2900                           0.5000            0.0000             0.0065              0.0000
     34472                FL                              OCALA                                 Single Family                            9.2900                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     33179                FL                         NORTH MIAMI BEA                             Condominium                             8.8900                           0.5000            0.0000             0.0065              0.0000
     33177                FL                              MIAMI                                 Single Family                            6.9400                           0.5000            0.0000             0.0065              0.0000
     33462                FL                            LAKE WORTH                              Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     33309                FL                           OAKLAND PARK                             Single Family                           13.8900                           0.5000            0.0000             0.0065              0.0000
     16602                PA                             ALTOONA                                Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              MIAMI                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     33412                FL                         WEST PALM BEACH                            Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     33136                FL                              MIAMI                                 Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     33012                FL                             HIALEAH                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     33186                FL                              MIAMI                                      PUD                                 7.5400                           0.5000            0.0000             0.0065              0.0000
     33407                FL                         WEST PALM BEACH                            Single Family                            7.8400                           0.5000            0.0000             0.0065              0.0000
     33177                FL                              MIAMI                                 Single Family                            7.7900                           0.5000            0.0000             0.0065              0.0000
     15367                PA                             VENETIA                                Single Family                            6.6900                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     33126                FL                              MIAMI                                  Condominium                             7.5400                           0.5000            0.0000             0.0065              0.0000
     33032                FL                            HOMESTEAD                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     16150                PA                           SHARPSVILLE                              Single Family                            9.6400                           0.5000            0.0000             0.0065              0.0000
     33068                FL                         NORTH LAUDERDAL                            Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     33024                FL                          PEMBROKE PINES                            Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     33025                FL                             MIRAMAR                                Single Family                            6.1400                           0.5000            0.0000             0.0065              0.0000
     33016                FL                             HIALEAH                                 Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     33907                FL                            FORT MYERS                              Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33178                FL                              DORAL                                  Condominium                             7.0400                           0.5000            0.0000             0.0065              0.0000
     34434                FL                          CITRUS SPRINGS                            Single Family                            8.0900                           0.5000            0.0000             0.0065              0.0000
     33415                FL                         WEST PALM BEACH                             Condominium                             8.4500                           0.5000            0.0000             0.0065              0.0000
     15136                PA                           MCKEES ROCK                              Single Family                           10.9400                           0.5000            0.0000             0.0065              0.0000
     33063                FL                             MARGATE                                Single Family                            8.4400                           0.5000            0.0000             0.0065              0.0000
     33317                FL                         FORT LAUDERDALE                            Single Family                            7.2900                           0.5000            0.0000             0.0065              0.0000
     33313                FL                            LAUDERHILL                              Single Family                            9.4400                           0.5000            0.0000             0.0065              0.0000
     30047                GA                             LILBURN                                Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     28655                NC                            MORGANTON                               Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     20707                MD                              LAUREL                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     23231                VA                             RICHMOND                               Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     33182                FL                              MIAMI                                 Single Family                            8.2900                           0.5000            0.0000             0.0065              0.0000
     6114                 CT                             HARTFORD                                2-4 Family                              7.5900                           0.5000            0.0000             0.0065              0.0000
     33025                FL                             MIRAMAR                                 Condominium                             8.5500                           0.5000            0.0000             0.0065              0.0000
     34983                FL                         PORT SAINT LUCI                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33162                FL                              MIAMI                                 Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            HOMESTEAD                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     70805                LA                           BATON ROUGE                              Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     19142                PA                           PHILADELPHIA                              2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     34945                FL                           FORT PIERCE                              Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     2860                 RI                            PAWTUCKET                               Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     33907                FL                            FORT MYERS                              Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     33162                FL                          N MIAMI BEACH                             Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     23234                VA                             RICHMOND                               Single Family                           13.6900                           0.5000            0.0000             0.0065              0.0000
     33613                FL                              TAMPA                                 Single Family                            9.8400                           0.5000            0.0000             0.0065              0.0000
     33174                FL                              MIAMI                                  Condominium                             7.7300                           0.5000            0.0000             0.0065              0.0000
     39828                GA                              CAIRO                                 Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     33313                FL                            LAUDERHILL                              Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     33029                FL                          PEMBROKE PINES                            Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     33064                FL                          POMPANO BEACH                             Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     33127                FL                              MIAMI                                 Single Family                            8.5900                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                  2-4 Family                              8.9150                           0.5000            0.0000             0.0065              0.0000
     6108                 CT                          EAST HARTFORD                              2-4 Family                              8.3500                           0.5000            0.0000             0.0065              0.0000
     33460                FL                            LAKE WORTH                               2-4 Family                              7.2200                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33467                FL                            LAKE WORTH                                   PUD                                 8.1000                           0.5000            0.0000             0.0065              0.0000
     27896                NC                              WILSON                                Single Family                            9.3900                           0.5000            0.0000             0.0065              0.0000
     48060                MI                            PORT HURON                              Single Family                            9.8400                           0.5000            0.0000             0.0065              0.0000
     33165                FL                              MIAMI                                 Single Family                            7.5400                           0.5000            0.0000             0.0065              0.0000
     33021                FL                            HOLLYWOOD                                2-4 Family                              8.0500                           0.5000            0.0000             0.0065              0.0000
     33319                FL                         LAUDERDALE LAKE                            Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     19144                PA                           PHILADELPHIA                             Single Family                            7.8400                           0.5000            0.0000             0.0065              0.0000
     32907                FL                             PALM BAY                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                  2-4 Family                              8.1000                           0.5000            0.0000             0.0065              0.0000
     33023                FL                          PEMBROKE PINES                            Single Family                            7.7400                           0.5000            0.0000             0.0065              0.0000
     53224                WI                            MILWAUKEE                               Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     23237                VA                             RICHMOND                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     44706                OH                              CANTON                                Single Family                            8.8400                           0.5000            0.0000             0.0065              0.0000
     33313                FL                             SUNRISE                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     24013                VA                             ROANOKE                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     23605                VA                           NEWPORT NEW                              Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     33909                FL                            CAPE CORAL                              Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     23703                VA                            PORTSMOUTH                              Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     34982                FL                           FORT PIERCE                              Single Family                            7.6900                           0.5000            0.0000             0.0065              0.0000
     33322                FL                             SUNRISE                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     33463                FL                            GREENACRES                               Condominium                            10.8000                           0.5000            0.0000             0.0065              0.0000
     33161                FL                              MIAMI                                  2-4 Family                              9.5400                           0.5000            0.0000             0.0065              0.0000
     32207                FL                           JACKSONVILLE                             Single Family                           10.6900                           0.5000            0.0000             0.0065              0.0000
     33426                FL                          BOYNTON BEACH                             Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     34134                FL                          BONITA SPRINGS                             Condominium                             8.7400                           0.5000            0.0000             0.0065              0.0000
     33135                FL                              MIAMI                                  2-4 Family                              8.2900                           0.5000            0.0000             0.0065              0.0000
     18032                PA                            CATASAUQUA                              Single Family                           10.8600                           0.5000            0.0000             0.0065              0.0000
     33135                FL                              MIAMI                                  2-4 Family                             12.9900                           0.5000            0.0000             0.0065              0.0000
     32824                FL                             ORLANDO                                     PUD                                 6.9900                           0.5000            0.0000             0.0065              0.0000
     33063                FL                             MARGATE                                     PUD                                 6.7400                           0.5000            0.0000             0.0065              0.0000
     28215                NC                            CHARLOTTE                                Condominium                            10.0900                           0.5000            0.0000             0.0065              0.0000
     19141                PA                           PHILADELPHIA                             Single Family                            8.3400                           0.5000            0.0000             0.0065              0.0000
     34946                FL                           FORT PIERCE                              Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     34946                FL                           FORT PIERCE                              Single Family                            8.2250                           0.5000            0.0000             0.0065              0.0000
     27265                NC                            HIGH POINT                              Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     30238                GA                            JONESBORO                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     48202                MI                             DETROIT                                Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     33852                FL                           LAKE PLACID                              Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     47804                IN                           TERRE HAUTE                              Single Family                            9.1900                           0.5000            0.0000             0.0065              0.0000
     33611                FL                              TAMPA                                 Single Family                            6.6900                           0.5000            0.0000             0.0065              0.0000
     33556                FL                              ODESSA                                Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     48328                MI                            WATERFORD                               Single Family                           14.1400                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                 Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     1010                 MA                            BRIMFIELD                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     48189                MI                          WHITMORE LAKE                              2-4 Family                              9.3900                           0.5000            0.0000             0.0065              0.0000
     48189                MI                          WHITMORE LAKE                              2-4 Family                              9.6400                           0.5000            0.0000             0.0065              0.0000
     48204                MI                             DETROIT                                 2-4 Family                             10.5900                           0.5000            0.0000             0.0065              0.0000
     28043                NC                           FOREST CITY                              Single Family                           10.6900                           0.5000            0.0000             0.0065              0.0000
     32810                FL                             ORLANDO                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     49028                MI                             BRONSON                                Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                            PROVIDENCE                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     21221                MD                              ESSEX                                 Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     43004                OH                            BLACKLICK                               Single Family                            6.4000                           0.5000            0.0000             0.0065              0.0000
     38141                TN                             MEMPHIS                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     33810                FL                             LAKELAND                               Single Family                           13.2900                           0.5000            0.0000             0.0065              0.0000
     48126                MI                             DEARBORN                               Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     46217                IN                           INDIANAPOLIS                                  PUD                                 6.9900                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     46040                IN                            FORTVILLE                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     32714                FL                         ALTAMONTE SPRIN                            Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     21117                MD                           OWINGS MILLS                             Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     20720                MD                              BOWIE                                 Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     33880                FL                           WINTER HAVEN                             Single Family                            9.5400                           0.5000            0.0000             0.0065              0.0000
     48188                MI                              CANTON                                Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            8.7400                           0.5000            0.0000             0.0065              0.0000
     33604                FL                              TAMPA                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     34691                FL                             HOLIDAY                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     34472                FL                              OCALA                                 Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     34677                FL                             OLDSMAR                                Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     44273                OH                             SEVILLE                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     85208                AZ                               MESA                                 Single Family                           10.1750                           0.5000            0.0000             0.0065              0.0000
     85007                AZ                             PHOENIX                                Single Family                            8.3400                           0.5000            0.0000             0.0065              0.0000
     78412                TX                          CORPUS CHRISTI                            Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     20602                MD                             WALDORF                                Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     33778                FL                              LARGO                                 Single Family                            9.3900                           0.5000            0.0000             0.0065              0.0000
     60622                IL                             CHICAGO                                 2-4 Family                             10.9000                           0.5000            0.0000             0.0065              0.0000
     60110                IL                         CARPENTERSVILLE                            Single Family                           12.4500                           0.5000            0.0000             0.0065              0.0000
     60805                IL                          EVERGREEN PARK                            Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     61081                IL                             STERLING                               Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     60177                IL                           SOUTH ELGIN                              Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     60609                IL                             CHICAGO                                 2-4 Family                             12.0000                           0.5000            0.0000             0.0065              0.0000
     60446                IL                            ROMEOVILLE                              Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     60015                IL                            DEERFIELD                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                           13.4150                           0.5000            0.0000             0.0065              0.0000
     60803                IL                              ALSIP                                  Condominium                             9.1000                           0.5000            0.0000             0.0065              0.0000
     60638                IL                             CHICAGO                                Single Family                           12.4500                           0.5000            0.0000             0.0065              0.0000
     60641                IL                             CHICAGO                                 2-4 Family                             12.4000                           0.5000            0.0000             0.0065              0.0000
     60707                IL                             CHICAGO                                 Condominium                             8.8900                           0.5000            0.0000             0.0065              0.0000
     60053                IL                           MORTON GROVE                             Single Family                            9.2600                           0.5000            0.0000             0.0065              0.0000
     53204                WI                            MILWAUKEE                               Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     60638                IL                             CHICAGO                                Single Family                           12.3000                           0.5000            0.0000             0.0065              0.0000
     46041                IN                            FRANKFORT                               Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     60181                IL                            VILLA PARK                              Single Family                            9.8400                           0.5000            0.0000             0.0065              0.0000
     60827                IL                             CHICAGO                                Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     60104                IL                             BELLWOOD                               Single Family                            6.8500                           0.5000            0.0000             0.0065              0.0000
     60644                IL                             CHICAGO                                Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     60440                IL                           BOLINGBROOK                              Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     60629                IL                             CHICAGO                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     60450                IL                              MORRIS                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60586                IL                            PLAINFIELD                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     60624                IL                             CHICAGO                                 2-4 Family                              6.4400                           0.5000            0.0000             0.0065              0.0000
     60643                IL                             CHICAGO                                Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     60438                IL                             LANSING                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     60139                IL                         GLENDALE HEIGHT                            Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     60139                IL                         GLENDALE HEIGHT                             Condominium                             9.6500                           0.5000            0.0000             0.0065              0.0000
     60194                IL                         HOFFMAN ESTATES                            Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     60632                IL                             CHICAGO                                Single Family                            6.2400                           0.5000            0.0000             0.0065              0.0000
     53215                WI                            MILWAUKEE                               Single Family                            8.2650                           0.5000            0.0000             0.0065              0.0000
     60090                IL                             WHEELING                               Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     60148                IL                             LOMBARD                                Single Family                            6.9700                           0.5000            0.0000             0.0065              0.0000
     60104                IL                             BELLWOOD                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     60637                IL                             CHICAGO                                 2-4 Family                              8.5900                           0.5000            0.0000             0.0065              0.0000
     18372                PA                           TANNERSVILLE                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     6513                 CT                            NEW HAVEN                                2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     23060                VA                            GLEN ALLEN                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     24012                VA                             ROANOKE                                Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     23323                VA                            CHESAPEAKE                              Single Family                            9.7250                           0.5000            0.0000             0.0065              0.0000
     8054                 NJ                           MOUNT LAUREL                             Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     53216                WI                            MILWAUKEE                               Single Family                           10.7400                           0.5000            0.0000             0.0065              0.0000
     32780                FL                            TITUSVILLE                              Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     92335                CA                             FONTANA                                Single Family                            8.5400                           0.5000            0.0000             0.0065              0.0000
     33612                FL                              TAMPA                                 Single Family                            9.1900                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     95322                CA                             GUSTINE                                Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     15668                PA                           MURRYSVILLE                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     92503                CA                            RIVERSIDE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     93012                CA                            CAMARILLO                               Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     7064                 NJ                           PORT READING                             Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     63114                MO                           SAINT LOUIS                              Single Family                           10.3400                           0.5000            0.0000             0.0065              0.0000
     93560                CA                             ROSAMOND                               Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     93550                CA                             PALMDALE                               Single Family                            7.0500                           0.5000            0.0000             0.0065              0.0000
     91402                CA                             VAN NUYS                               Single Family                            6.6800                           0.5000            0.0000             0.0065              0.0000
     33612                FL                              TAMPA                                 Single Family                           12.9500                           0.5000            0.0000             0.0065              0.0000
     91343                CA                           NORTH HILLS                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     17552                PA                            MOUNT JOY                               Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     2124                 MA                              BOSTON                                 2-4 Family                              6.6250                           0.5000            0.0000             0.0065              0.0000
     92316                CA                           BLOOMINGTON                              Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     91335                CA                           LOS ANGELES                               Condominium                             7.3750                           0.5000            0.0000             0.0065              0.0000
     90031                CA                           LOS ANGELES                               2-4 Family                              9.3350                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     15228                PA                            PITTSBURGH                              Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     22657                VA                            STRASBURG                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     64053                MO                           INDEPENDENCE                             Single Family                           11.8500                           0.5000            0.0000             0.0065              0.0000
     64030                MO                            GRANDVIEW                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     77016                TX                             HOUSTON                                Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     77093                TX                             HOUSTON                                Single Family                            9.5400                           0.5000            0.0000             0.0065              0.0000
     77044                TX                             HOUSTON                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     76134                TX                            FORT WORTH                              Single Family                            8.8700                           0.5000            0.0000             0.0065              0.0000
     63107                MO                           SAINT LOUIS                               2-4 Family                              8.0000                           0.5000            0.0000             0.0065              0.0000
     75765                TX                         HOLLY LAKE RANC                            Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     75765                TX                         HOLLY LAKE RANC                            Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     75006                TX                            CARROLLTON                              Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     77069                TX                             HOUSTON                                     PUD                                 9.7400                           0.5000            0.0000             0.0065              0.0000
     77087                TX                             HOUSTON                                Single Family                            9.4900                           0.5000            0.0000             0.0065              0.0000
     65616                MO                             BRANSON                                 Condominium                            10.5500                           0.5000            0.0000             0.0065              0.0000
     63137                MO                           SAINT LOUIS                              Single Family                           11.8900                           0.5000            0.0000             0.0065              0.0000
     47327                IN                         CANMBRIDGE CITY                            Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     77449                TX                               KATY                                 Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     77053                TX                             HOUSTON                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     77521                TX                             BAYTOWN                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     75069                TX                             MCKINNEY                               Single Family                            6.4900                           0.5000            0.0000             0.0065              0.0000
     76040                TX                              EULESS                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     78745                TX                              AUSTIN                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     75069                TX                             MCKINNEY                               Single Family                            7.5400                           0.5000            0.0000             0.0065              0.0000
     63123                MO                           SAINT LOUIS                              Single Family                           11.4500                           0.5000            0.0000             0.0065              0.0000
     64130                MO                           KANSAS CITY                              Single Family                            9.6400                           0.5000            0.0000             0.0065              0.0000
     62206                IL                         EAST SAINT LOUI                            Single Family                            9.0900                           0.5000            0.0000             0.0065              0.0000
     7018                 NJ                           EAST ORANGE                               2-4 Family                             10.0000                           0.5000            0.0000             0.0065              0.0000
     8562                 NJ                           WRIGHTSTOWN                              Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     8046                 NJ                           WILLINGBORO                              Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     78244                TX                           SAN ANTONIO                                   PUD                                 8.1500                           0.5000            0.0000             0.0065              0.0000
     77033                TX                             HOUSTON                                Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     77365                TX                              PORTER                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     78250                TX                           SAN ANTONIO                              Single Family                            8.2750                           0.5000            0.0000             0.0065              0.0000
     77039                TX                             HOUSTON                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     77530                TX                           CHANNELVIEW                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     18064                PA                             NAZARETH                               Single Family                            7.4750                           0.5000            0.0000             0.0065              0.0000
     19124                PA                           PHILADELPHIA                             Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     95829                CA                            SACRAMENTO                              Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     93274                CA                              TULARE                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     93274                CA                              TULARE                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     93257                CA                           PORTERVILLE                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     95301                CA                             ATWATER                                Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     23141                VA                             QUINTON                                     PUD                                 8.2500                           0.5000            0.0000             0.0065              0.0000
     23141                VA                             QUINTON                                     PUD                                 8.2500                           0.5000            0.0000             0.0065              0.0000
     23224                VA                             RICHMOND                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     22043                VA                           FALLS CHURCH                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     23666                VA                             HAMPTON                                Single Family                            9.5250                           0.5000            0.0000             0.0065              0.0000
     22963                VA                             PALMYRA                                     PUD                                 9.4250                           0.5000            0.0000             0.0065              0.0000
     21214                MD                            BALTIMORE                               Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     17057                PA                            MIDDLETOWN                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     17090                PA                           SHERMANSDALE                             Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     90018                CA                           LOS ANGELES                              Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     98607                WA                              CAMAS                                 Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     98367                WA                           PORT ORCHARD                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     97222                OR                            MILWAUKIE                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     97206                OR                             PORTLAND                               Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     98391                WA                           BONNEY LAKE                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     34652                FL                         NEW PORT RICHEY                            Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     21061                MD                           GLEN BURNIE                               Condominium                             7.2500                           0.5000            0.0000             0.0065              0.0000
     19713                DE                              NEWARK                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     21061                MD                           GLEN BURNIE                                   PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     21146                MD                           SEVERNA PARK                             Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     23453                VA                          VIRGINIA BEACH                            Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     22193                VA                            WOODBRIDGE                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     23703                VA                            PORTSMOUTH                              Single Family                           10.7250                           0.5000            0.0000             0.0065              0.0000
     43701                OH                            ZANESVILLE                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45150                OH                             MILFORD                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     43612                OH                              TOLEDO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     43611                OH                              TOLEDO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     43326                OH                              KENTON                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45240                OH                            CINCINNATI                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80919                CO                         COLORADO SPRING                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80814                CO                              DIVIDE                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     81419                CO                            HOTCHKISS                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     79416                TX                             LUBBOCK                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     77083                TX                             HOUSTON                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     77013                TX                             HOUSTON                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     77083                TX                             HOUSTON                                Single Family                           10.0250                           0.5000            0.0000             0.0065              0.0000
     77591                TX                            TEXAS CITY                              Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     77009                TX                             HOUSTON                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     77033                TX                             HOUSTON                                Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     78227                TX                           SAN ANTONIO                              Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     75077                TX                         HIGHLAND VILLAG                                 PUD                                 8.7750                           0.5000            0.0000             0.0065              0.0000
     79360                TX                             SEMINOLE                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     75067                TX                            LEWISVILLE                                   PUD                                 8.2750                           0.5000            0.0000             0.0065              0.0000
     75137                TX                           DUNCANVILLE                              Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     75142                TX                             KAUFMAN                                Single Family                            8.5250                           0.5000            0.0000             0.0065              0.0000
     76712                TX                               WACO                                 Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     75707                TX                              TYLER                                 Single Family                            8.0250                           0.5000            0.0000             0.0065              0.0000
     76710                TX                               WACO                                 Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     75013                TX                              ALLEN                                 Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     76063                TX                            MANSFIELD                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     76262                TX                             ROANOKE                                Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     76567                TX                             ROCKDALE                               Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     93536                CA                            LANCASTER                               Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     93454                CA                           SANTA MARIA                              Single Family                            6.4000                           0.5000            0.0000             0.0065              0.0000
     93309                CA                           BAKERSFIELD                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     78217                TX                           SAN ANTONIO                              Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     77478                TX                            SUGAR LAND                                   PUD                                 8.2750                           0.5000            0.0000             0.0065              0.0000
     99337                WA                            KENNEWICK                               Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     98445                WA                              TACOMA                                 Condominium                            10.3500                           0.5000            0.0000             0.0065              0.0000
     98408                WA                              TACOMA                                Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     99037                WA                             VERADALE                                    PUD                                 7.7250                           0.5000            0.0000             0.0065              0.0000
     98328                WA                            EATONVILLE                              Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     97702                OR                               BEND                                 Single Family                            7.4750                           0.5000            0.0000             0.0065              0.0000
     98597                WA                               YELM                                 Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     95380                CA                             TURLOCK                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     98503                WA                              LACEY                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95307                CA                              CERES                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     98387                WA                             SPANAWAY                                    PUD                                11.6900                           0.5000            0.0000             0.0065              0.0000
     98409                WA                              TACOMA                                Single Family                            9.1400                           0.5000            0.0000             0.0065              0.0000
     93657                CA                              SANGER                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     93727                CA                              FRESNO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95209                CA                             STOCKTON                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95313                CA                          CROWS LANDING                             Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95660                CA                         NORTH HIGHLANDS                            Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94803                CA                             RICHMOND                               Single Family                           11.4400                           0.5000            0.0000             0.0065              0.0000
     93728                CA                              FRESNO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95838                CA                            SACRAMENTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     98074                WA                            SAMMAMISH                               Single Family                           12.0400                           0.5000            0.0000             0.0065              0.0000
     95838                CA                            SACRAMENTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95350                CA                             MODESTO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     93728                CA                              FRESNO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94533                CA                            FAIRFIELD                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     98408                WA                              TACOMA                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95301                CA                             ATWATER                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                            9.7650                           0.5000            0.0000             0.0065              0.0000
     93221                CA                              EXETER                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     91790                CA                           WEST COVINA                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95758                CA                            ELK GROVE                               Single Family                            8.5900                           0.5000            0.0000             0.0065              0.0000
     95126                CA                             SAN JOSE                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     93722                CA                              FRESNO                                Single Family                            7.0900                           0.5000            0.0000             0.0065              0.0000
     93722                CA                              FRESNO                                Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     94546                CA                          CASTRO VALLEY                             Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95348                CA                              MERCED                                Single Family                            8.0900                           0.5000            0.0000             0.0065              0.0000
     93306                CA                           BAKERSFIELD                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95624                CA                            ELK GROVE                               Single Family                            7.5150                           0.5000            0.0000             0.0065              0.0000
     95624                CA                            ELK GROVE                               Single Family                            7.4150                           0.5000            0.0000             0.0065              0.0000
     95624                CA                            ELK GROVE                               Single Family                           10.8900                           0.5000            0.0000             0.0065              0.0000
     94928                CA                           ROHNERT PARK                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     95045                CA                         SAN JUAN BAUTIS                            Single Family                            8.2650                           0.5000            0.0000             0.0065              0.0000
     84015                UT                            WEST POINT                              Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     95815                CA                            SACRAMENTO                              Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     95655                CA                              MATHER                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     95670                CA                          RANCHO CORDOVA                            Single Family                            7.6400                           0.5000            0.0000             0.0065              0.0000
     95356                CA                             MODESTO                                Single Family                            7.5150                           0.5000            0.0000             0.0065              0.0000
     95687                CA                            VACAVILLE                               Single Family                            7.3150                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     94553                CA                             MARTINEZ                               Single Family                            8.8650                           0.5000            0.0000             0.0065              0.0000
     95127                CA                             SAN JOSE                               Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     95127                CA                             SAN JOSE                               Single Family                           11.9400                           0.5000            0.0000             0.0065              0.0000
     93635                CA                            LOS BANOS                               Single Family                            7.6650                           0.5000            0.0000             0.0065              0.0000
     95670                CA                          RANCHO CORDOVA                            Single Family                            8.6400                           0.5000            0.0000             0.0065              0.0000
     95376                CA                              TRACY                                 Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     94503                CA                         AMERICAN CANYON                            Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     95835                CA                            SACRAMENTO                              Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     95835                CA                            SACRAMENTO                              Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     94591                CA                             VALLEJO                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     95111                CA                             SAN JOSE                                    PUD                                 6.9150                           0.5000            0.0000             0.0065              0.0000
     93215                CA                              DELANO                                Single Family                            8.5150                           0.5000            0.0000             0.0065              0.0000
     95948                CA                             GRIDLEY                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     83687                ID                              NAMPA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     94533                CA                            FAIRFIELD                               Single Family                            8.7150                           0.5000            0.0000             0.0065              0.0000
     95315                CA                              DELHI                                 Single Family                            7.9150                           0.5000            0.0000             0.0065              0.0000
     95315                CA                              DELHI                                 Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     94806                CA                            SAN PABLO                               Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     98042                WA                            COVINGTON                               Single Family                            8.4600                           0.5000            0.0000             0.0065              0.0000
     94603                CA                             OAKLAND                                Single Family                            7.2900                           0.5000            0.0000             0.0065              0.0000
     95363                CA                            PATTERSON                               Single Family                            7.2970                           0.5000            0.0000             0.0065              0.0000
     94565                CA                            PITTSBURG                               Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     94565                CA                            PITTSBURG                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94561                CA                              OAKLEY                                Single Family                            7.5900                           0.5000            0.0000             0.0065              0.0000
     94801                CA                             RICHMOND                               Single Family                            7.9530                           0.5000            0.0000             0.0065              0.0000
     94801                CA                             RICHMOND                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95126                CA                             SAN JOSE                                Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     83442                ID                              RIGBY                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95453                CA                             LAKEPORT                               Single Family                            9.1650                           0.5000            0.0000             0.0065              0.0000
     95453                CA                             LAKEPORT                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95334                CA                            LIVINGSTON                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     93905                CA                             SALINAS                                Single Family                            7.5150                           0.5000            0.0000             0.0065              0.0000
     94806                CA                            SAN PABLO                               Single Family                            8.0900                           0.5000            0.0000             0.0065              0.0000
     95820                CA                            SACRAMENTO                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     95205                CA                             STOCKTON                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     98056                WA                              RENTON                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     95757                CA                            ELK GROVE                               Single Family                            7.9150                           0.5000            0.0000             0.0065              0.0000
     95757                CA                            ELK GROVE                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95354                CA                             MODESTO                                Single Family                            7.2400                           0.5000            0.0000             0.0065              0.0000
     93702                CA                              FRESNO                                Single Family                            8.3150                           0.5000            0.0000             0.0065              0.0000
     93702                CA                              FRESNO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94546                CA                          CASTRO VALLEY                             Single Family                            7.2900                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     93657                CA                              SANGER                                Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     95376                CA                              TRACY                                 Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     92344                CA                              PHELAN                                Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     80015                CO                              AURORA                                     PUD                                12.1250                           0.5000            0.0000             0.0065              0.0000
     92301                CA                             ADELANTO                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92154                CA                            SAN DIEGO                               Single Family                            7.5750                           0.5000            0.0000             0.0065              0.0000
     80219                CO                              DENVER                                Single Family                           12.5400                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92019                CA                             EL CAJON                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92154                CA                            SAN DIEGO                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92802                CA                             ANAHEIM                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92867                CA                              ORANGE                                Single Family                            7.0150                           0.5000            0.0000             0.0065              0.0000
     92867                CA                              ORANGE                                Single Family                           10.5900                           0.5000            0.0000             0.0065              0.0000
     90660                CA                           PICO RIVERA                              Single Family                            9.0650                           0.5000            0.0000             0.0065              0.0000
     85201                AZ                               MESA                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     91768                CA                              POMONA                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     97006                OR                            BEAVERTON                               Single Family                            9.4400                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     89143                NV                            LAS VEGAS                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92019                CA                             EL CAJON                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     89134                NV                            LAS VEGAS                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92545                CA                              HEMET                                 Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     92545                CA                              HEMET                                 Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     92337                CA                             FONTANA                                Single Family                            8.8460                           0.5000            0.0000             0.0065              0.0000
     89120                NV                            LAS VEGAS                                    PUD                                 8.7150                           0.5000            0.0000             0.0065              0.0000
     89121                NV                            LAS VEGAS                                    PUD                                11.6900                           0.5000            0.0000             0.0065              0.0000
     85032                AZ                             PHOENIX                                Single Family                            8.4400                           0.5000            0.0000             0.0065              0.0000
     92592                CA                             TEMECULA                                Condominium                             7.4650                           0.5000            0.0000             0.0065              0.0000
     90744                CA                         WILMINGTON AREA                             2-4 Family                              8.1150                           0.5000            0.0000             0.0065              0.0000
     92553                CA                          MORENO VALLEY                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     92057                CA                            OCEANSIDE                               Single Family                            7.2270                           0.5000            0.0000             0.0065              0.0000
     89031                NV                            LAS VEGAS                                    PUD                                 8.2650                           0.5000            0.0000             0.0065              0.0000
     92583                CA                           SAN JACINTO                              Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     92562                CA                             MURRIETA                               Single Family                            8.4150                           0.5000            0.0000             0.0065              0.0000
     92562                CA                             MURRIETA                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92404                CA                          SAN BERNARDINO                             2-4 Family                              7.6490                           0.5000            0.0000             0.0065              0.0000
     85219                AZ                         APACHE JUNCTION                            Single Family                            7.7400                           0.5000            0.0000             0.0065              0.0000
     92879                CA                              CORONA                                Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     90706                CA                            BELLFLOWER                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     80231                CO                              DENVER                                 Condominium                             9.8900                           0.5000            0.0000             0.0065              0.0000
     81022                CO                             AVONDALE                               Single Family                            9.6650                           0.5000            0.0000             0.0065              0.0000
     91402                CA                          PANORAMA CITY                              Condominium                             7.5000                           0.5000            0.0000             0.0065              0.0000
     85296                AZ                             GILBERT                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     91764                CA                             ONTARIO                                Single Family                            6.8950                           0.5000            0.0000             0.0065              0.0000
     92555                CA                          MORENO VALLEY                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     93536                CA                            LANCASTER                               Single Family                            7.8150                           0.5000            0.0000             0.0065              0.0000
     85043                AZ                             PHOENIX                                     PUD                                 8.4150                           0.5000            0.0000             0.0065              0.0000
     91708                CA                              CHINO                                 Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     92404                CA                          SAN BERNARDINO                            Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     85307                AZ                             GLENDALE                                    PUD                                 9.9900                           0.5000            0.0000             0.0065              0.0000
     93532                CA                          ELIZABETH LAKE                            Single Family                            8.2650                           0.5000            0.0000             0.0065              0.0000
     92395                CA                           VICTORVILLE                              Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     89106                NV                            LAS VEGAS                                    PUD                                 7.0900                           0.5000            0.0000             0.0065              0.0000
     93308                CA                           BAKERSFIELD                              Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     85029                AZ                             PHOENIX                                Single Family                            6.7400                           0.5000            0.0000             0.0065              0.0000
     94564                CA                              PINOLE                                Single Family                            6.1250                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     94014                CA                            DALY CITY                               Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     93223                CA                           FARMERSVILLE                             Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     85042                AZ                             PHOENIX                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     86401                AZ                             KINGMAN                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                Single Family                            6.9750                           0.5000            0.0000             0.0065              0.0000
     85363                AZ                            YOUNGTOWN                               Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     85363                AZ                            YOUNGTOWN                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     85033                AZ                             PHOENIX                                Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85706                AZ                              TUCSON                                Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     92071                CA                              SANTEE                                 Condominium                             7.2500                           0.5000            0.0000             0.0065              0.0000
     92532                CA                          LAKE ELSINORE                             Single Family                            6.4750                           0.5000            0.0000             0.0065              0.0000
     92234                CA                          CATHEDRAL CITY                            Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     92071                CA                              SANTEE                                Single Family                            7.9750                           0.5000            0.0000             0.0065              0.0000
     92530                CA                          LAKE ELSINORE                             Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     92220                CA                             BANNING                                Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     98516                WA                             OLYMIPA                                Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     83686                ID                              NAMPA                                      PUD                                 8.0000                           0.5000            0.0000             0.0065              0.0000
     80620                CO                              EVANS                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80017                CO                              AURORA                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33175                FL                              MIAMI                                 Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     53223                WI                            BROWN DEER                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     93215                CA                              DELANO                                Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     80906                CO                         COLORADO SPRING                            Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     89178                NV                            LAS VEGAS                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     85257                AZ                            SCOTTSDALE                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92582                CA                           SAN JACINTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                             PHOENIX                                Single Family                            8.2900                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             PHOENIX                                Single Family                            7.2400                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                                    PUD                                11.6900                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             PHOENIX                                Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                            8.5650                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            LAS VEGAS                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     89120                NV                            LAS VEGAS                                Condominium                             8.5000                           0.5000            0.0000             0.0065              0.0000
     90061                CA                           LOS ANGELES                              Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     60805                IL                          EVERGREEN PARK                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     62650                IL                           JACKSONVILLE                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48180                MI                              TAYLOR                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61032                IL                             FREEPORT                                2-4 Family                              8.7500                           0.5000            0.0000             0.0065              0.0000
     49045                MI                             DECATUR                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     49410                MI                             FOUNTAIN                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61032                IL                             FREEPORT                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60107                IL                            STREAMWOOD                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     46383                IN                            VALPARAISO                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48203                MI                             DETROIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46767                IN                             LIGONIER                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     47432                IN                           FRENCH LICK                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     47111                IN                           CHARLESTOWN                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46208                IN                           INDIANAPOLIS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     75165                TX                            WAXAHACHIE                              Single Family                            6.6500                           0.5000            0.0000             0.0065              0.0000
     79107                TX                             AMARILLO                               Single Family                            8.9750                           0.5000            0.0000             0.0065              0.0000
     75152                TX                              PALMER                                Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     77708                TX                             BEAUMONT                               Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     56303                MN                           SAINT CLOUD                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     65605                MO                              AURORA                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     64110                MO                           KANSAS CITY                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55118                MN                           WEST ST PAUL                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63390                MO                           WRIGHT CITY                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     65401                MO                              ROLLA                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63118                MO                           SAINT LOUIS                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55303                MN                              RAMSEY                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60130                IL                           FOREST PARK                               Condominium                             8.7500                           0.5000            0.0000             0.0065              0.0000
     60432                IL                              JOLIET                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60473                IL                          SOUTH HOLLAND                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     60620                IL                             CHICAGO                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     60428                IL                             MARKHAM                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60446                IL                            ROMEOVILLE                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61554                IL                              PEKIN                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     32311                FL                           TALLAHASSEE                              Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     32312                FL                           TALLAHASSEE                              Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     32547                FL                         FORT WALTON BEA                            Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     70615                LA                           LAKE CHARLES                             Single Family                           10.8500                           0.5000            0.0000             0.0065              0.0000
     70633                LA                             DEQUINCY                               Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     71220                LA                             BASTROP                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     70815                LA                           BATON ROUGE                              Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     70394                LA                             RACELAND                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     70471                LA                            MANDEVILLE                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     70374                LA                             LOCKPORT                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     70560                LA                            NEW IBERIA                              Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     32818                FL                             ORLANDO                                Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     34711                FL                             CLERMONT                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     32773                FL                             SANFORD                                Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     32773                FL                             SANFORD                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     32805                FL                             ORLANDO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     37083                TN                            LAFAYETTE                               Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     30310                GA                             ATLANTA                                Single Family                           10.7250                           0.5000            0.0000             0.0065              0.0000
     30011                GA                              AUBURN                                     PUD                                11.8750                           0.5000            0.0000             0.0065              0.0000
     30071                GA                             NORCROSS                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     30025                GA                          SOCIAL CIRCLE                             Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     11233                NY                             BROOKLYN                                2-4 Family                              8.5750                           0.5000            0.0000             0.0065              0.0000
     11233                NY                             BROOKLYN                                2-4 Family                             12.1500                           0.5000            0.0000             0.0065              0.0000
     95993                CA                            YUBA CITY                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33177                FL                              Miami                                  Condominium                             9.4700                           0.5000            0.0000             0.0065              0.0000
     90008                CA                           Los Angeles                               Condominium                            12.0000                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              Miami                                 Single Family                            8.6400                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              Miami                                 Single Family                           10.8800                           0.5000            0.0000             0.0065              0.0000
     77017                TX                             Houston                                     PUD                                 9.9700                           0.5000            0.0000             0.0065              0.0000
     72223                AR                           Little Rock                                   PUD                                 8.1250                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            Lancaster                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     19138                PA                           Philadelphia                             Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     97501                OR                             Medford                                Single Family                            8.5200                           0.5000            0.0000             0.0065              0.0000
     85022                AZ                             Phoenix                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33912                FL                            Fort Myers                                   PUD                                 7.6500                           0.5000            0.0000             0.0065              0.0000
     40220                KY                            LOUISVILLE                              Single Family                            9.1400                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     22485                VA                           KING GEORGE                              Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     23139                VA                             Powhatan                               Single Family                            7.8600                           0.5000            0.0000             0.0065              0.0000
     23139                VA                             Powhatan                               Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     33912                FL                            Fort Myers                                   PUD                                11.9600                           0.5000            0.0000             0.0065              0.0000
     55379                MN                             Shakopee                               Single Family                            7.5950                           0.5000            0.0000             0.0065              0.0000
     85251                AZ                            Scottsdale                              Single Family                            7.4950                           0.5000            0.0000             0.0065              0.0000
     63118                MO                           Saint Louis                              Single Family                            8.4300                           0.5000            0.0000             0.0065              0.0000
     94533                CA                            Fairfield                               Single Family                            8.1600                           0.5000            0.0000             0.0065              0.0000
     93436                CA                              Lompoc                                Single Family                            6.6800                           0.5000            0.0000             0.0065              0.0000
     55443                MN                          Brooklyn Park                             Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     37172                TN                           Springfield                              Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     92505                CA                            Riverside                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     92505                CA                            Riverside                               Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     92591                CA                             Temecula                               Single Family                            6.6000                           0.5000            0.0000             0.0065              0.0000
     63118                MO                           Saint Louis                              Single Family                           13.1700                           0.5000            0.0000             0.0065              0.0000
     90723                CA                            PARAMOUNT                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     90723                CA                            PARAMOUNT                               Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     95687                CA                            VACAVILLE                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     95687                CA                            VACAVILLE                               Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     22406                VA                          FREDERICKSBURG                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            LAS VEGAS                               Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     92201                CA                            INDIO AREA                                   PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     98296                WA                            SNOHOMISH                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     85210                AZ                               MESA                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85210                AZ                               MESA                                 Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     97351                OR                           INDEPENDENCE                             Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     97351                OR                           INDEPENDENCE                             Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     91709                CA                           CHINO HILLS                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     95624                CA                            ELK GROVE                               Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     89703                NV                           CARSON CITY                              Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     91767                CA                              POMONA                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     97527                OR                           GRANTS PASS                              Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     22625                VA                          CROSS JUNCTION                            Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     95354                CA                             MODESTO                                Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     85213                AZ                               MESA                                 Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     85249                AZ                             CHANDLER                                    PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     91701                CA                         RANCHO CUCAMONGA                           Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     94585                CA                           SUISUN CITY                              Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     94585                CA                           SUISUN CITY                              Single Family                           11.6250                           0.5000            0.0000             0.0065              0.0000
     92231                CA                             CALEXICO                               Single Family                            6.1250                           0.5000            0.0000             0.0065              0.0000
     93591                CA                             Palmdale                               Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     23960                VA                             Prospect                               Single Family                            7.4950                           0.5000            0.0000             0.0065              0.0000
     85205                AZ                               Mesa                                 Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     15108                PA                            Coraopolis                              Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     85381                AZ                              PEORIA                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     23323                VA                            Chesapeake                              Single Family                            6.9950                           0.5000            0.0000             0.0065              0.0000
     22408                VA                          Fredericksbrg                             Single Family                            7.6200                           0.5000            0.0000             0.0065              0.0000
     23059                VA                            Glen Allen                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     30543                GA                            Gillsville                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45069                OH                           West Chester                             Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     10303                NY                          Staten Island                             Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     30543                GA                            Gillsville                              Single Family                           12.9000                           0.5000            0.0000             0.0065              0.0000
     90002                CA                           Los Angeles                              Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     90047                CA                           Los Angeles                              Single Family                            7.7250                           0.5000            0.0000             0.0065              0.0000
     93550                CA                             Palmdale                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     93550                CA                             Palmdale                               Single Family                           11.5500                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                             Phoenix                                Single Family                            8.3300                           0.5000            0.0000             0.0065              0.0000
     7060                 NJ                            Plainfield                               2-4 Family                              9.9300                           0.5000            0.0000             0.0065              0.0000
     84098                UT                            Park City                                Condominium                             7.5800                           0.5000            0.0000             0.0065              0.0000
     55419                MN                           Minneapolis                              Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     7055                 NJ                             Passaic                                 2-4 Family                              9.7500                           0.5000            0.0000             0.0065              0.0000
     34653                FL                         New Port Richey                                 PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     33460                FL                            LAKE WORTH                              Single Family                            6.8000                           0.5000            0.0000             0.0065              0.0000
     15226                PA                            PITTSBURGH                              Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     15144                PA                            SPRINGDALE                              Single Family                            8.3400                           0.5000            0.0000             0.0065              0.0000
     33071                FL                          CORAL SPRINGS                              Condominium                            11.1400                           0.5000            0.0000             0.0065              0.0000
     33319                FL                         FORT LAUDERDALE                             Condominium                             9.8400                           0.5000            0.0000             0.0065              0.0000
     60617                IL                             CHICAGO                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     60617                IL                             CHICAGO                                Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     33162                FL                        NORTH MIAMI BEACH                           Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     33179                FL                              MIAMI                                 Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     33435                FL                          BOYNTON BEACH                             Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     33015                FL                             HIALEAH                                 Condominium                             7.2400                           0.5000            0.0000             0.0065              0.0000
     33161                FL                              MIAMI                                  2-4 Family                              8.5500                           0.5000            0.0000             0.0065              0.0000
     15108                PA                            CORAOPOLIS                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            HOMESTEAD                                    PUD                                 6.9900                           0.5000            0.0000             0.0065              0.0000
     16001                PA                              BUTLER                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     33313                FL                            LAUDERHILL                              Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     15108                PA                            CORAOPOLIS                              Single Family                           12.9900                           0.5000            0.0000             0.0065              0.0000
     55040                MN                              ISANTI                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33437                FL                          BOYNTON BEACH                             Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     30094                GA                             CONYERS                                Single Family                            6.3500                           0.5000            0.0000             0.0065              0.0000
     15226                PA                            PITTSBURGH                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     33183                FL                              MIAMI                                  Condominium                            11.1400                           0.5000            0.0000             0.0065              0.0000
     33624                FL                              TAMPA                                      PUD                                10.1400                           0.5000            0.0000             0.0065              0.0000
     33461                FL                           PALM SPRINGS                                  PUD                                10.8400                           0.5000            0.0000             0.0065              0.0000
     34113                FL                              NAPLES                                Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     19560                PA                              TEMPLE                                Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     62703                IL                           SPRINGFIELD                               2-4 Family                              8.1250                           0.5000            0.0000             0.0065              0.0000
     33442                FL                         DEERFIELD BEACH                             Condominium                             7.8400                           0.5000            0.0000             0.0065              0.0000
     32824                FL                             ORLANDO                                Single Family                            9.1400                           0.5000            0.0000             0.0065              0.0000
     33054                FL                            OPA LOCKA                               Single Family                           10.2900                           0.5000            0.0000             0.0065              0.0000
     34473                FL                              OCALA                                 Single Family                            9.9400                           0.5000            0.0000             0.0065              0.0000
     33176                FL                              MIAMI                                  Condominium                             8.4000                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                Single Family                            7.8700                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     33176                FL                              MIAMI                                  Condominium                            11.3400                           0.5000            0.0000             0.0065              0.0000
     33019                FL                            HOLLYWOOD                                Condominium                             7.6000                           0.5000            0.0000             0.0065              0.0000
     33415                FL                            GREENACRES                              Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     33904                FL                            CAPE CORAL                              Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     33073                FL                          COCONUT CREEK                             Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     34982                FL                           FORT PIERCE                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     2920                 RI                             CRANSTON                                2-4 Family                              7.3400                           0.5000            0.0000             0.0065              0.0000
     34744                FL                            KISSIMMEE                               Single Family                            7.5900                           0.5000            0.0000             0.0065              0.0000
     28166                NC                             TROUTMAN                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33024                FL                          PEMBROKE PINES                            Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     33168                FL                              MIAMI                                 Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     20747                MD                         DISTRICT HEIGHTS                           Single Family                            7.6900                           0.5000            0.0000             0.0065              0.0000
     33401                FL                         WEST PALM BEACH                            Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     30315                GA                             ATLANTA                                Single Family                            8.7400                           0.5000            0.0000             0.0065              0.0000
     33634                FL                              TAMPA                                 Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     33010                FL                             HIALEAH                                Single Family                            7.3400                           0.5000            0.0000             0.0065              0.0000
     43219                OH                             COLUMBUS                               Single Family                            9.2900                           0.5000            0.0000             0.0065              0.0000
     33321                FL                             TAMARAC                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33312                FL                         FORT LAUDERDALE                            Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     33312                FL                         FORT LAUDERDALE                            Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     43612                OH                              TOLEDO                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     53206                WI                            MILWAUKEE                                2-4 Family                              9.7900                           0.5000            0.0000             0.0065              0.0000
     34759                FL                            KISSIMMEE                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     33138                FL                              MIAMI                                  2-4 Family                              7.7900                           0.5000            0.0000             0.0065              0.0000
     34761                FL                              OCOEE                                      PUD                                 7.8000                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48042                MI                              MACOMB                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     17104                PA                            HARRISBURG                              Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     34744                FL                            KISSIMMEE                               Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     30344                GA                            EAST POINT                              Single Family                            8.8100                           0.5000            0.0000             0.0065              0.0000
     33129                FL                              MIAMI                                  Condominium                             7.3750                           0.5000            0.0000             0.0065              0.0000
     33162                FL                              MIAMI                                 Single Family                            7.5400                           0.5000            0.0000             0.0065              0.0000
     32068                FL                            MIDDLEBURG                              Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     48213                MI                             DETROIT                                 2-4 Family                              8.1400                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                 Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                 Single Family                           12.2900                           0.5000            0.0000             0.0065              0.0000
     48198                MI                            YPSILANTI                               Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     53215                WI                            MILWAUKEE                               Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     32907                FL                             PALM BAY                               Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     27891                NC                            WHITAKERS                               Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     38109                TN                             MEMPHIS                                Single Family                           10.8000                           0.5000            0.0000             0.0065              0.0000
     49721                MI                            CHEBOYGAN                               Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     38134                TN                             MEMPHIS                                 Condominium                            11.1400                           0.5000            0.0000             0.0065              0.0000
     1841                 MA                             LAWRENCE                                2-4 Family                              9.2500                           0.5000            0.0000             0.0065              0.0000
     56441                MN                              CROSBY                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                           12.1900                           0.5000            0.0000             0.0065              0.0000
     46035                IN                              COLFAX                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     48192                MI                            WYANDOTTE                                2-4 Family                              7.3400                           0.5000            0.0000             0.0065              0.0000
     48192                MI                            WYANDOTTE                                2-4 Family                             11.6000                           0.5000            0.0000             0.0065              0.0000
     46628                IN                            SOUTH BEND                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     32703                FL                              APOPKA                                Single Family                           10.9650                           0.5000            0.0000             0.0065              0.0000
     48237                MI                             OAK PARK                               Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     48127                MI                         DEARBORN HEIGHTS                           Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     46952                IN                              MARION                                Single Family                            9.3400                           0.5000            0.0000             0.0065              0.0000
     47129                IN                           CLARKSVILLE                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           INDIANAPOLIS                             Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     1104                 MA                           SPRINGFIELD                              Single Family                            8.1400                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                             CRANSTON                                2-4 Family                              8.0900                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                             CRANSTON                                2-4 Family                             12.0400                           0.5000            0.0000             0.0065              0.0000
     20754                MD                             DUNKIRK                                Single Family                            8.7400                           0.5000            0.0000             0.0065              0.0000
     1603                 MA                            WORCESTER                                2-4 Family                              8.8600                           0.5000            0.0000             0.0065              0.0000
     28602                NC                             HICKORY                                Single Family                           10.1900                           0.5000            0.0000             0.0065              0.0000
     27524                NC                            FOUR OAKS                               Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     2907                 RI                            PROVIDENCE                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           INDIANAPOLIS                             Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     34711                FL                             CLERMONT                                    PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     46807                IN                            FRT WAYNE                                2-4 Family                              9.6400                           0.5000            0.0000             0.0065              0.0000
     38116                TN                             MEMPHIS                                Single Family                           10.0900                           0.5000            0.0000             0.0065              0.0000
     38127                TN                             MEMPHIS                                Single Family                           10.9400                           0.5000            0.0000             0.0065              0.0000
     21221                MD                              ESSEX                                 Single Family                           13.2900                           0.5000            0.0000             0.0065              0.0000
     2478                 MA                             BELMONT                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     46222                IN                           INDIANAPOLIS                             Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     49306                MI                             BELMONT                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     34984                FL                         PORT SAINT LUCIE                           Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     49307                MI                            BIG RAPIDS                              Single Family                            7.4400                           0.5000            0.0000             0.0065              0.0000
     38141                TN                             MEMPHIS                                Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     2907                 RI                            PROVIDENCE                               2-4 Family                              8.4400                           0.5000            0.0000             0.0065              0.0000
     37857                TN                           ROGERSVILLE                              Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     38141                TN                             MEMPHIS                                Single Family                            9.4900                           0.5000            0.0000             0.0065              0.0000
     32750                FL                             LONGWOOD                               Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                            7.7400                           0.5000            0.0000             0.0065              0.0000
     38135                TN                             BARTLETT                               Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     46324                IN                             HAMMOND                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     33993                FL                            CAPE CORAL                              Single Family                            7.0500                           0.5000            0.0000             0.0065              0.0000
     20744                MD                         FORT WASHINGTON                            Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     43612                OH                              TOLEDO                                Single Family                           12.9400                           0.5000            0.0000             0.0065              0.0000
     28667                NC                             RHODHISS                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     49506                MI                           GRAND RAPIDS                             Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     49506                MI                           GRAND RAPIDS                             Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     33905                FL                            FORT MYERS                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     44139                OH                              SOLON                                 Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     21237                MD                             ROSEDALE                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     34652                FL                         NEW PORT RICHEY                            Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     33026                FL                           COOPER CITY                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33702                FL                         SAINT PETERSBURG                           Single Family                           10.7400                           0.5000            0.0000             0.0065              0.0000
     34748                FL                             LEESBURG                               Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     17097                PA                            WICONISCO                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     32209                FL                           JACKSONVILLE                             Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                 2-4 Family                              8.5900                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                 2-4 Family                              8.7900                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                 2-4 Family                             12.5000                           0.5000            0.0000             0.0065              0.0000
     60435                IL                              JOLIET                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     60629                IL                             CHICAGO                                Single Family                           12.2000                           0.5000            0.0000             0.0065              0.0000
     60085                IL                             WAUKEGAN                               Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     60131                IL                          FRANKLIN PARK                             Single Family                            8.0400                           0.5000            0.0000             0.0065              0.0000
     60504                IL                              AURORA                                Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                 2-4 Family                              8.0000                           0.5000            0.0000             0.0065              0.0000
     60619                IL                             CHICAGO                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60641                IL                             CHICAGO                                 2-4 Family                              8.7500                           0.5000            0.0000             0.0065              0.0000
     60707                IL                             CHICAGO                                 Condominium                            12.3750                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     60406                IL                           BLUE ISLAND                              Single Family                           12.2750                           0.5000            0.0000             0.0065              0.0000
     60804                IL                              CICERO                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     60804                IL                              CICERO                                Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     61054                IL                           MOUNT MORRIS                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     60431                IL                            SHOREWOOD                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     60459                IL                             BURBANK                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     60452                IL                            OAK FOREST                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60805                IL                          EVERGREEN PARK                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60622                IL                             CHICAGO                                 Condominium                             8.2500                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     60053                IL                           MORTON GROVE                             Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     60612                IL                             CHICAGO                                 2-4 Family                              8.2700                           0.5000            0.0000             0.0065              0.0000
     60191                IL                            WOOD DALE                               Single Family                            7.1200                           0.5000            0.0000             0.0065              0.0000
     60425                IL                             GLENWOOD                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     60636                IL                             CHICAGO                                 2-4 Family                              7.9200                           0.5000            0.0000             0.0065              0.0000
     60073                IL                         ROUND LAKE BEACH                           Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     60090                IL                             WHEELING                                Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     60609                IL                             CHICAGO                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     60629                IL                             CHICAGO                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                            9.1900                           0.5000            0.0000             0.0065              0.0000
     60448                IL                              MOKENA                                 Condominium                             8.6500                           0.5000            0.0000             0.0065              0.0000
     60448                IL                              MOKENA                                 Condominium                            11.5400                           0.5000            0.0000             0.0065              0.0000
     60623                IL                             CHICAGO                                 2-4 Family                              8.4000                           0.5000            0.0000             0.0065              0.0000
     60623                IL                             CHICAGO                                 2-4 Family                             10.5900                           0.5000            0.0000             0.0065              0.0000
     60525                IL                            LA GRANGE                               Single Family                           12.6250                           0.5000            0.0000             0.0065              0.0000
     53140                WI                             KENOSHA                                 2-4 Family                              8.9000                           0.5000            0.0000             0.0065              0.0000
     6112                 CT                             HARTFORD                                2-4 Family                              8.2500                           0.5000            0.0000             0.0065              0.0000
     23513                VA                             NORFOLK                                Single Family                            8.7250                           0.5000            0.0000             0.0065              0.0000
     32168                FL                          NEW SMYRNA BEA                            Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            CINCINNATI                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     48336                MI                            FARMINGTON                              Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     48135                MI                           GARDEN CITY                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           INDIANAPOLIS                             Single Family                           10.8000                           0.5000            0.0000             0.0065              0.0000
     53143                WI                             KENOSHA                                Single Family                           10.9500                           0.5000            0.0000             0.0065              0.0000
     1109                 MA                           SPRINGFIELD                              Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     63301                MO                           ST. CHARLES                              Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     32907                FL                             PALM BAY                               Single Family                           12.5000                           0.5000            0.0000             0.0065              0.0000
     32901                FL                            MELBOURNE                               Single Family                           12.9500                           0.5000            0.0000             0.0065              0.0000
     92880                CA                              CORONA                                Single Family                            6.8000                           0.5000            0.0000             0.0065              0.0000
     92675                CA                       SAN JUAN CAPISTRANO                          Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     53227                WI                            MILWAUKEE                               Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     65631                MO                              CLEVER                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     23602                VA                           NEWPORT NEWS                             Single Family                           12.2700                           0.5000            0.0000             0.0065              0.0000
     30008                GA                             MARIETTA                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     64429                MO                             CAMERON                                Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     77088                TX                             HOUSTON                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     77547                TX                           GALENA PARK                              Single Family                            9.2700                           0.5000            0.0000             0.0065              0.0000
     75061                TX                              IRVING                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     64080                MO                          PLEASANT HILL                             Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     64030                MO                            GRANDVIEW                               Single Family                           10.9500                           0.5000            0.0000             0.0065              0.0000
     64155                MO                           KANSAS CITY                              Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     77073                TX                             HOUSTON                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     75228                TX                              DALLAS                                Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     75220                TX                              DALLAS                                Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     77084                TX                             HOUSTON                                Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     77449                TX                               KATY                                 Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     63031                MO                            FLORISSANT                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     65721                MO                              OZARK                                 Single Family                           10.3400                           0.5000            0.0000             0.0065              0.0000
     75040                TX                             GARLAND                                Single Family                            8.9100                           0.5000            0.0000             0.0065              0.0000
     79735                TX                          FORT STOCKTON                             Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     63121                MO                           SAINT LOUIS                              Single Family                            8.8400                           0.5000            0.0000             0.0065              0.0000
     77379                TX                              SPRING                                     PUD                                 9.9500                           0.5000            0.0000             0.0065              0.0000
     76108                TX                         WHITE SETTLEMENT                           Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     49509                MI                             WYOMING                                Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     75228                TX                              DALLAS                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     76067                TX                          MINERAL WELLS                             Single Family                           10.1400                           0.5000            0.0000             0.0065              0.0000
     77064                TX                             HOUSTON                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     75074                TX                              PLANO                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     75248                TX                              DALLAS                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     75180                TX                          BALCH SPRINGS                             Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     8059                 NJ                          MOUNT EPHRAIM                             Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     8205                 NJ                             GALLOWAY                                Condominium                             8.2500                           0.5000            0.0000             0.0065              0.0000
     7461                 NJ                             WANTAGE                                Single Family                            7.6900                           0.5000            0.0000             0.0065              0.0000
     77032                TX                             HOUSTON                                Single Family                            9.2250                           0.5000            0.0000             0.0065              0.0000
     77535                TX                              DAYTON                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     77373                TX                              SPRING                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     78109                TX                             CONVERSE                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     17921                PA                             ASHLAND                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     95205                CA                             STOCKTON                               Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     93230                CA                             HANFORD                                Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     93630                CA                              KERMAN                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     22153                VA                           SPRINGFIELD                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     23701                VA                            PORTSMOUTH                              Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     21643                MD                             HURLOCK                                Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     20737                MD                            RIVERDALE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     17522                PA                             EPHRATA                                Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     17551                PA                           MILLERSVILLE                             Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     96791                HI                             WAIALUA                                 Condominium                             9.5000                           0.5000            0.0000             0.0065              0.0000
     19943                DE                              FELTON                                Single Family                            9.1750                           0.5000            0.0000             0.0065              0.0000
     19966                DE                            MILLSBORO                               Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     21213                MD                            BALTIMORE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     21239                MD                            BALTIMORE                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     23701                VA                            PORTSMOUTH                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     23608                VA                           NEWPORT NEWS                              Condominium                            10.3280                           0.5000            0.0000             0.0065              0.0000
     43056                OH                              NEWARK                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     44260                OH                             MOGADORE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45237                OH                            CINCINNATI                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     43110                OH                         CANAL WINCHESTER                           Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45227                OH                            CINCINNATI                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80524                CO                           FORT COLLINS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80239                CO                              DENVER                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     79373                TX                              TAHOKA                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     75701                TX                              TYLER                                 Single Family                            7.7750                           0.5000            0.0000             0.0065              0.0000
     79414                TX                             LUBBOCK                                Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     75961                TX                           NACOGDOCHES                              Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     76131                TX                           FORTH WORTH                              Single Family                            8.4400                           0.5000            0.0000             0.0065              0.0000
     75220                TX                              DALLAS                                Single Family                           11.1900                           0.5000            0.0000             0.0065              0.0000
     77503                TX                             PASADENA                               Single Family                            8.2750                           0.5000            0.0000             0.0065              0.0000
     77072                TX                             HOUSTON                                Single Family                            7.1500                           0.5000            0.0000             0.0065              0.0000
     75454                TX                             MELISSA                                Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     76234                TX                             DECATUR                                Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     75220                TX                              DALLAS                                Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     75062                TX                              IRVING                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     75104                TX                            CEDAR HILL                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     91340                CA                           SAN FERNANDO                             Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     95116                CA                             SAN JOSE                               Single Family                            6.9750                           0.5000            0.0000             0.0065              0.0000
     93230                CA                             HANFORD                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     77088                TX                             HOUSTON                                Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     98626                WA                              KELSO                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     97487                OR                              VENETA                                Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     95215                CA                             STOCKTON                               Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     99114                WA                             COLVILLE                               Single Family                            9.5650                           0.5000            0.0000             0.0065              0.0000
     95301                CA                             ATWATER                                Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     93635                CA                            LOS BANOS                               Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     95695                CA                             WOODLAND                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94533                CA                            FAIRFIELD                                    PUD                                11.7900                           0.5000            0.0000             0.0065              0.0000
     99202                WA                             SPOKANE                                Single Family                           11.6400                           0.5000            0.0000             0.0065              0.0000
     95901                CA                            MARYSVILLE                              Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     93230                CA                             HANFORD                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     93701                CA                              FRESNO                                Single Family                            8.2900                           0.5000            0.0000             0.0065              0.0000
     93711                CA                              FRESNO                                Single Family                            9.5400                           0.5000            0.0000             0.0065              0.0000
     95815                CA                            SACRAMENTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     98584                WA                             SHELTON                                Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     95948                CA                             GRIDLEY                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     84118                UT                          SALT LAKE CITY                            Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     95023                CA                            HOLLISTER                               Single Family                           10.4900                           0.5000            0.0000             0.0065              0.0000
     85258                AZ                            SCOTTSDALE                               Condominium                            11.6900                           0.5000            0.0000             0.0065              0.0000
     95824                CA                            SACRAMENTO                              Single Family                            7.6400                           0.5000            0.0000             0.0065              0.0000
     95687                CA                            VACAVILLE                                Condominium                            11.6900                           0.5000            0.0000             0.0065              0.0000
     95823                CA                            SACRAMENTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95948                CA                             GRIDLEY                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     84104                UT                          SALT LAKE CITY                            Single Family                            9.1400                           0.5000            0.0000             0.0065              0.0000
     98022                WA                             ENUMCLAW                               Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     95660                CA                         NORTH HIGHLANDS                            Single Family                            7.4400                           0.5000            0.0000             0.0065              0.0000
     95336                CA                             MANTECA                                Single Family                            7.7150                           0.5000            0.0000             0.0065              0.0000
     95376                CA                              TRACY                                  2-4 Family                              8.1150                           0.5000            0.0000             0.0065              0.0000
     98390                WA                              SUMNER                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     98390                WA                              SUMNER                                Single Family                           10.2400                           0.5000            0.0000             0.0065              0.0000
     92201                CA                              INDIO                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92252                CA                           JOSHUA TREE                              Single Family                            8.5650                           0.5000            0.0000             0.0065              0.0000
     80918                CO                         COLORADO SPRINGS                                PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     91761                CA                             ONTARIO                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     80204                CO                              DENVER                                Single Family                           11.1400                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     89119                NV                            LAS VEGAS                               Single Family                            7.2400                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                           10.8900                           0.5000            0.0000             0.0065              0.0000
     92705                CA                            SANTA ANA                                Condominium                             9.8900                           0.5000            0.0000             0.0065              0.0000
     92307                CA                           APPLE VALLEY                             Single Family                            8.9150                           0.5000            0.0000             0.0065              0.0000
     90059                CA                           LOS ANGELES                              Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     97918                OR                               VALE                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     90031                CA                           LOS ANGELES                               2-4 Family                             10.9900                           0.5000            0.0000             0.0065              0.0000
     92057                CA                            OCEANSIDE                                Condominium                             9.5590                           0.5000            0.0000             0.0065              0.0000
     92675                CA                       SAN JUAN CAPISTRANO                           Condominium                            11.6900                           0.5000            0.0000             0.0065              0.0000
     92562                CA                             MURRIETA                               Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     93701                CA                              FRESNO                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     92410                CA                          SAN BERNARDINO                            Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     92410                CA                          SAN BERNARDINO                            Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92557                CA                          MORENO VALLEY                             Single Family                           11.2900                           0.5000            0.0000             0.0065              0.0000
     93532                CA                          ELIZABETH LAKE                            Single Family                           11.5900                           0.5000            0.0000             0.0065              0.0000
     86403                AZ                         LAKE HAVASU CITY                           Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     92395                CA                           VICTORVILLE                              Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     90222                CA                             COMPTON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     85220                AZ                         APACHE JUNCTION                                 PUD                                 8.7650                           0.5000            0.0000             0.0065              0.0000
     92114                CA                            SAN DIEGO                               Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     92503                CA                            RIVERSIDE                               Single Family                            7.6900                           0.5000            0.0000             0.0065              0.0000
     92057                CA                            OCEANSIDE                               Single Family                            7.8650                           0.5000            0.0000             0.0065              0.0000
     93001                CA                             VENTURA                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     91343                CA                           LOS ANGELES                               Condominium                            11.4900                           0.5000            0.0000             0.0065              0.0000
     80808                CO                              CALHAN                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     92571                CA                              PERRIS                                Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     92571                CA                              PERRIS                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     92582                CA                           SAN JACINTO                              Single Family                            8.0650                           0.5000            0.0000             0.0065              0.0000
     92083                CA                              VISTA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     89107                NV                            LAS VEGAS                               Single Family                            7.8650                           0.5000            0.0000             0.0065              0.0000
     90220                CA                             COMPTON                                 2-4 Family                              7.1650                           0.5000            0.0000             0.0065              0.0000
     85086                AZ                             PHOENIX                                     PUD                                11.9400                           0.5000            0.0000             0.0065              0.0000
     93551                CA                             PALMDALE                               Single Family                           10.2400                           0.5000            0.0000             0.0065              0.0000
     90011                CA                           LOS ANGELES                               2-4 Family                              8.3400                           0.5000            0.0000             0.0065              0.0000
     90814                CA                            LONG BEACH                              Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     90814                CA                            LONG BEACH                              Single Family                           11.3900                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                           11.5400                           0.5000            0.0000             0.0065              0.0000
     93305                CA                           BAKERSFIELD                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     91335                CA                              RESADA                                 Condominium                             7.5400                           0.5000            0.0000             0.0065              0.0000
     92545                CA                              HEMET                                 Single Family                            7.5400                           0.5000            0.0000             0.0065              0.0000
     90002                CA                           LOS ANGELES                              Single Family                            8.3650                           0.5000            0.0000             0.0065              0.0000
     90002                CA                           LOS ANGELES                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     85387                AZ                             SURPRISE                               Single Family                            7.7900                           0.5000            0.0000             0.0065              0.0000
     92240                CA                        DESERT HOT SPRINGS                          Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     92335                CA                             FONTANA                                Single Family                            6.6400                           0.5000            0.0000             0.0065              0.0000
     80910                CO                         COLORADO SPRINGS                            Condominium                            10.6900                           0.5000            0.0000             0.0065              0.0000
     90042                CA                           LOS ANGELES                              Single Family                            7.4150                           0.5000            0.0000             0.0065              0.0000
     91911                CA                           CHULA VISTA                              Single Family                            8.0150                           0.5000            0.0000             0.0065              0.0000
     80013                CO                              AURORA                                Single Family                            8.8650                           0.5000            0.0000             0.0065              0.0000
     89156                NV                            LAS VEGAS                                    PUD                                 8.4750                           0.5000            0.0000             0.0065              0.0000
     92629                CA                            DANA POINT                               Condominium                             9.5400                           0.5000            0.0000             0.0065              0.0000
     80920                CO                         COLORADO SPRINGS                           Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     80503                CO                             LONGMONT                               Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     85364                AZ                               YUMA                                 Single Family                            9.0900                           0.5000            0.0000             0.0065              0.0000
     85364                AZ                               YUMA                                 Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     85648                AZ                             RIO RICO                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     85345                AZ                              PEORIA                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     86409                AZ                             KINGMAN                                Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     87114                NM                            ALBQUERQUE                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     85630                AZ                           SAINT DAVID                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     85022                AZ                             PHOENIX                                 2-4 Family                              8.4750                           0.5000            0.0000             0.0065              0.0000
     85297                AZ                             GILBERT                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     92399                CA                             YUCAIPA                                Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     92509                CA                            RIVERSIDE                               Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     92507                CA                            RIVERSIDE                                Condominium                             6.6250                           0.5000            0.0000             0.0065              0.0000
     83839                ID                             KINGSTON                               Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     80249                CO                              DENVER                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80241                CO                             THORNTON                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80204                CO                              DENVER                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80233                CO                             THORNTON                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     80204                CO                              DENVER                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33189                FL                              MIAMI                                 Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     33142                FL                              MIAMI                                 Single Family                            8.5400                           0.5000            0.0000             0.0065              0.0000
     53546                WI                            JANESVILLE                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     55927                MN                           DODGE CENTER                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     56347                MN                           LONG PRAIRIE                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     53511                WI                              BELOIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55021                MN                            FARIBAULT                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55076                MN                       INVER GROVE HEIGHTS                               PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     93258                CA                              POPLAR                                Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     95820                CA                            SACRAMENTO                              Single Family                            8.0150                           0.5000            0.0000             0.0065              0.0000
     81001                CO                              PUEBLO                                Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                            7.1500                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                           10.5900                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                            9.4150                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            9.2900                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     85043                AZ                             PHOENIX                                Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     92345                CA                             HESPERIA                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85323                AZ                             AVONDALE                               Single Family                            8.5650                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                                Condominium                             7.0900                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                                Condominium                             9.8900                           0.5000            0.0000             0.0065              0.0000
     89015                NV                            HENDERSON                               Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     89705                NV                           CARSON CITY                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61068                IL                             ROCHELLE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60827                IL                             CHICAGO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61115                IL                          MACHESNEY PARK                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61115                IL                          MACHESNEY PARK                            Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     48180                MI                              TAYLOR                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48801                MI                               ALMA                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48213                MI                             DETROIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48504                MI                              FLINT                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60445                IL                            CRESTWOOD                                Condominium                             8.7500                           0.5000            0.0000             0.0065              0.0000
     60644                IL                             CHICAGO                                 2-4 Family                              8.7500                           0.5000            0.0000             0.0065              0.0000
     46408                IN                               GARY                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46254                IN                           INDIANAPOLIS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     49444                MI                         MUSKEGON HEIGHTS                           Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     47331                IN                           CONNERSVILLE                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     47165                IN                              PEKIN                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46402                IN                               GARY                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46201                IN                           INDIANAPOLIS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46383                IN                            VALPARAISO                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     79103                TX                             AMARILLO                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     75051                TX                          GRAND PRAIRIE                             Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     75602                TX                             LONGVIEW                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     76015                TX                            ARLINGTON                               Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     75751                TX                              ATHENS                                Single Family                           10.0900                           0.5000            0.0000             0.0065              0.0000
     63077                MO                           SAINT CLAIR                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63116                MO                           SAINT LOUIS                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     65010                MO                             ASHLAND                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55008                MN                            CAMBRIDGE                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     56164                MN                            PIPESTONE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60432                IL                              JOILET                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60419                IL                              DOLTON                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     61554                IL                              PEKIN                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60178                IL                             SYCAMORE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60655                IL                             CHICAGO                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61109                IL                             ROCKFORD                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60031                IL                              GURNEE                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60432                IL                              JOILET                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     32218                FL                           JACKSONVILLE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     32571                FL                              MILTON                                Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     32547                FL                        FORT WALTON BEACH                           Single Family                            6.9750                           0.5000            0.0000             0.0065              0.0000
     32526                FL                            PENSACOLA                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     32219                FL                           JACKSONVILLE                             Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     32137                FL                            PALM COAST                              Single Family                            8.7250                           0.5000            0.0000             0.0065              0.0000
     32244                FL                           JACKSONVILLE                                  PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     32137                FL                            PALM COAST                              Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     32277                FL                           JACKSONVILLE                              Condominium                             8.4650                           0.5000            0.0000             0.0065              0.0000
     70454                LA                           PONCHATOULA                              Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     71254                LA                         LAKE PROVIDENCE                            Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     70584                LA                              SUNSET                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     70068                LA                             LA PLACE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     71037                LA                             HAUGHTON                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     71078                LA                            STONEWALL                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     37055                TN                             DICKSON                                Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     30655                GA                              MONROE                                Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     39837                GA                             COLQUITT                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     30044                GA                          LAWRENCEVILLE                             Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     31005                GA                             BONAIRE                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     30736                GA                             RINGGOLD                               Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     31907                GA                             COLUMBUS                               Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     30655                GA                              MONROE                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     31634                GA                            HOMERVILLE                              Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     30083                GA                          STONE MOUNTAIN                            Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     31005                GA                             BONAIRE                                Single Family                            9.8900                           0.5000            0.0000             0.0065              0.0000
     24401                VA                             Staunton                               Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     33026                FL                          Pembroke Pines                                 PUD                                 8.3100                           0.5000            0.0000             0.0065              0.0000
     85053                AZ                             Phoenix                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     19539                PA                            Mertztown                               Single Family                            8.0200                           0.5000            0.0000             0.0065              0.0000
     34232                FL                             Sarasota                               Single Family                           10.2700                           0.5000            0.0000             0.0065              0.0000
     19539                PA                            Mertztown                               Single Family                           12.5000                           0.5000            0.0000             0.0065              0.0000
     89512                NV                               Reno                                  Condominium                             9.7000                           0.5000            0.0000             0.0065              0.0000
     89512                NV                               Reno                                  Condominium                            12.1100                           0.5000            0.0000             0.0065              0.0000
     21061                MD                           GLEN BURNIE                              Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             Detroit                                Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     22309                VA                            Alexandria                               Condominium                             9.8750                           0.5000            0.0000             0.0065              0.0000
     20110                VA                             MANASSAS                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     6854                 CT                             NORWALK                                Single Family                            8.7250                           0.5000            0.0000             0.0065              0.0000
     12209                NY                              ALBANY                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     19055                PA                            LEVITTOWN                               Single Family                            8.2250                           0.5000            0.0000             0.0065              0.0000
     34639                FL                           LAND O LAKES                             Single Family                            7.7600                           0.5000            0.0000             0.0065              0.0000
     19956                DE                              LAUREL                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33556                FL                              ODESSA                                Single Family                            8.2250                           0.5000            0.0000             0.0065              0.0000
     81144                CO                           MONTE VISTA                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     32763                FL                           ORANGE CITY                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     11238                NY                             BROOKLYN                                    PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     83402                ID                           IDAHO FALLS                              Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     74070                OK                             SKIATOOK                               Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     32327                FL                          CRAWFORDVILLE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     71282                LA                             TALLULAH                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     37860                TN                           RUSSELLVILLE                             Single Family                            9.0850                           0.5000            0.0000             0.0065              0.0000
     29420                SC                         NORTH CHARLESTON                           Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     19150                PA                           PHILADELPHIA                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     19150                PA                           PHILADELPHIA                             Single Family                            7.2750                           0.5000            0.0000             0.0065              0.0000
     90242                CA                              DOWNEY                                Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     93638                CA                              MADERA                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             PALMDALE                               Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     85365                AZ                               YUMA                                 Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     93215                CA                              DELANO                                Single Family                            8.3800                           0.5000            0.0000             0.0065              0.0000
     94043                CA                          MOUNTAIN VIEW                                  PUD                                 7.6750                           0.5000            0.0000             0.0065              0.0000
     89081                NV                         NORTH LAS VEGAS                                 PUD                                 8.8500                           0.5000            0.0000             0.0065              0.0000
     95824                CA                            SACRAMENTO                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     95350                CA                             MODESTO                                Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     90746                CA                              CARSON                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     90745                CA                              CARSON                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     85015                AZ                             PHOENIX                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     92407                CA                          SAN BERNARDINO                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     91710                CA                              CHINO                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     98012                WA                             BOTHELL                                Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     92405                CA                          SAN BERNARDINO                            Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     90280                CA                            SOUTH GATE                              Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     89128                NV                            LAS VEGAS                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     84780                UT                            WASHINGTON                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     81520                CO                             CLIFTON                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     92675                CA                       SAN JUAN CAPISTRANO                           Condominium                             7.9000                           0.5000            0.0000             0.0065              0.0000
     92382                CA                            ARROW BEAR                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     92832                CA                            FULLERTON                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     92653                CA                           LAGUNA HILLS                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     93454                CA                           SANTA MARIA                              Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     33411                FL                         Royal Palm Beach                           Single Family                            9.7100                           0.5000            0.0000             0.0065              0.0000
     23832                VA                           Chesterfield                             Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     78217                TX                           San Antonio                               Condominium                            11.5000                           0.5000            0.0000             0.0065              0.0000
     83301                ID                            Twin Falls                              Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     55060                MN                             Owatonna                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     55060                MN                             Owatonna                               Single Family                           11.7100                           0.5000            0.0000             0.0065              0.0000
     90305                CA                            Inglewood                               Single Family                            7.1700                           0.5000            0.0000             0.0065              0.0000
     95973                CA                              Chico                                 Single Family                            8.4650                           0.5000            0.0000             0.0065              0.0000
     95973                CA                              Chico                                 Single Family                           12.5100                           0.5000            0.0000             0.0065              0.0000
     30034                GA                             DECATUR                                 Condominium                             8.5550                           0.5000            0.0000             0.0065              0.0000
     30034                GA                             DECATUR                                 Condominium                            12.8400                           0.5000            0.0000             0.0065              0.0000
     30263                GA                              NEWNAN                                     PUD                                 6.6250                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           COLLEGE PARK                                  PUD                                 7.2500                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           COLLEGE PARK                                  PUD                                10.5000                           0.5000            0.0000             0.0065              0.0000
     30213                GA                             FAIRBURN                                    PUD                                13.2750                           0.5000            0.0000             0.0065              0.0000
     30213                GA                             FAIRBURN                                    PUD                                 8.8000                           0.5000            0.0000             0.0065              0.0000
     30052                GA                            LOGANVILLE                              Single Family                           12.9750                           0.5000            0.0000             0.0065              0.0000
     30052                GA                            LOGANVILLE                                   PUD                                 8.4700                           0.5000            0.0000             0.0065              0.0000
     30331                GA                             ATLANTA                                     PUD                                 8.9000                           0.5000            0.0000             0.0065              0.0000
     30331                GA                             ATLANTA                                     PUD                                11.1850                           0.5000            0.0000             0.0065              0.0000
     30043                GA                          LAWRENCEVILLE                                  PUD                                 6.8750                           0.5000            0.0000             0.0065              0.0000
     30233                GA                             JACKSON                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            MCDONOUGH                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            MCDONOUGH                               Single Family                           13.2250                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            MCDONOUGH                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            MCDONOUGH                               Single Family                           12.7750                           0.5000            0.0000             0.0065              0.0000
     30157                GA                              DALLAS                                Single Family                            8.3650                           0.5000            0.0000             0.0065              0.0000
     30157                GA                              DALLAS                                Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     85041                AZ                             Phoenix                                Single Family                            9.8100                           0.5000            0.0000             0.0065              0.0000
     1590                 MA                              Sutton                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     22172                VA                             Triangle                                    PUD                                 7.8300                           0.5000            0.0000             0.0065              0.0000
     32819                FL                             Orlando                                 Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     32757                FL                            Mount Dora                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     7631                 NJ                            Englewood                               Single Family                            9.5200                           0.5000            0.0000             0.0065              0.0000
     46203                IN                           Indianapolis                             Single Family                            9.5100                           0.5000            0.0000             0.0065              0.0000
     98338                WA                              Graham                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     34286                FL                            North Port                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            Las Vegas                               Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     33157                FL                              MIAMI                                 Single Family                            8.9750                           0.5000            0.0000             0.0065              0.0000
     72002                AR                            ALEXANDER                               Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     34714                FL                             CLERMONT                               Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     30314                GA                             ATLANTA                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     63031                MO                            FLORISSANT                              Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     19503                MS                             GULFPORT                               Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     77023                TX                             HOUSTON                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     75035                TX                              FRISCO                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     79762                TX                              ODESSA                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     63033                MO                            FLORISSANT                              Single Family                           12.1000                           0.5000            0.0000             0.0065              0.0000
     75034                TX                              FRISCO                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                               Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     76651                TX                              ITALY                                 Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     85239                AZ                             MARICOPA                               Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     28227                NC                            CHARLOTTE                               Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     44857                OH                             NORWALK                                Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     79703                TX                             MIDLAND                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     79701                TX                             MIDLAND                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     32254                FL                           JACKSONVILLE                             Single Family                           13.1500                           0.5000            0.0000             0.0065              0.0000
     53076                WI                            RICHFIELD                               Single Family                           13.1500                           0.5000            0.0000             0.0065              0.0000
     43461                OH                              TOLEDO                                Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     23703                VA                            PORTSMOUTH                              Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     23831                VA                             CHESTER                                Single Family                           12.1000                           0.5000            0.0000             0.0065              0.0000
     85374                AZ                             SURPRISE                               Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     76052                TX                              HASLET                                Single Family                            9.9800                           0.5000            0.0000             0.0065              0.0000
     80030                CO                           WESTMINSTER                              Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     75080                TX                            RICHARDSON                               Condominium                            10.2500                           0.5000            0.0000             0.0065              0.0000
     74066                OK                             SAPULPA                                Single Family                           12.1000                           0.5000            0.0000             0.0065              0.0000
     49256                MI                             MORENCI                                Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     43567                OH                             WAUSEON                                Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     75042                TX                             GARLAND                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     72401                AR                            JONESBORO                               Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               MESA                                 Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     75019                TX                             COPPELL                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     85353                AZ                             TOLLESON                               Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     75002                TX                              ALLEN                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     32208                FL                           JACKSONVILLE                             Single Family                           12.6500                           0.5000            0.0000             0.0065              0.0000
     35750                AL                           HAZEL GREEN                              Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     77545                TX                              FRESNO                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     85345                AZ                              PEORIA                                Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     75034                TX                              FRISCO                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     77338                TX                              HUMBLE                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     98391                WA                              SUMNER                                Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     32034                FL                         FERNANDINA BEAC                            Single Family                           12.5500                           0.5000            0.0000             0.0065              0.0000
     86326                AZ                            COTTONWOOD                              Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     86322                AZ                            CAMP VERDE                              Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     28214                NC                            CHARLOTTE                               Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     70737                LA                             GONZALES                               Single Family                           12.6500                           0.5000            0.0000             0.0065              0.0000
     98208                WA                             EVERETT                                Single Family                           12.3000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     85335                AZ                            EL MIRAGE                               Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             PHOENIX                                Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     85225                AZ                             CHANDLER                               Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               MESA                                 Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     85201                AZ                               MESA                                 Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     85323                AZ                             AVONDALE                               Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     75115                TX                              DESOTO                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     33218                FL                           JACKSONVILLE                             Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     71203                LA                              MONROE                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     32168                FL                         NEW SMYRNA BEAC                            Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     77031                TX                             HOUSTON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     64130                MO                           KANSAS CITY                              Single Family                           11.3800                           0.5000            0.0000             0.0065              0.0000
     62025                IL                           EDWARDSVILLE                             Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     85033                AZ                             PHOENIX                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     44142                OH                            BROOKPARK                               Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     80107                CO                            ELIZABETH                               Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     85007                AZ                             PHOENIX                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     63122                MO                           SAINT LOUIS                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     39503                MS                             GULFPORT                               Single Family                            8.2100                           0.5000            0.0000             0.0065              0.0000
     38128                TN                             MEMPHIS                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     43452                OH                           PORT CLINTON                             Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     98037                WA                             LYNWOOD                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     76210                TX                              DENTON                                Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     48505                MI                              FLINT                                 Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     63135                MO                           SAINT LOUIS                              Single Family                            9.5800                           0.5000            0.0000             0.0065              0.0000
     92344                CA                             HESPERIA                               Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     43605                OH                              TOLEDO                                Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     87120                NM                           ALBUQUERQUE                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     78840                TX                             DEL RIO                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     75126                TX                              FORNEY                                     PUD                                 9.5500                           0.5000            0.0000             0.0065              0.0000
     70815                LA                           BATON ROUGE                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     63031                MO                            FLORISSANT                              Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     64130                MO                           KANSAS CITY                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                               Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     71603                AR                            PINE BLUFF                               2-4 Family                              9.4300                           0.5000            0.0000             0.0065              0.0000
     44134                OH                              PARMA                                 Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     33569                FL                            RIVERVIEW                                Condominium                             9.3500                           0.5000            0.0000             0.0065              0.0000
     76651                TX                              ITALY                                 Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     66013                KS                             BUCYRUS                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     73771                OK                              WAKITA                                Single Family                           10.3300                           0.5000            0.0000             0.0065              0.0000
     79705                TX                             MIDLAND                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     80219                CO                              DENVER                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     85239                AZ                             MARICOPA                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     75228                TX                              DALLAS                                Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     28227                NC                            CHARLOTTE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     77095                TX                             HOUSTON                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     63088                MO                           VALLEY PARK                              Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     33823                FL                            AUBURNDALE                              Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     79705                TX                             MIDLAND                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     23227                VA                             RICHMOND                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     75146                TX                            LANCASTER                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     36264                AL                              HEFLIN                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     23324                VA                            CHESAPEAKE                              Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     66006                KS                           BALDWIN CITY                             Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     43461                OH                              TOLEDO                                Single Family                            7.2800                           0.5000            0.0000             0.0065              0.0000
     38801                MS                              TUPELO                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     75114                TX                             CRANDALL                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     76014                TX                            ARLINGTON                               Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     46205                IN                           INDIANAPOLIS                             Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     37127                TN                           MURFREESBORO                             Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     21632                MD                           FEDERALSBURG                             Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     80120                CO                            LITTLETON                               Single Family                            9.5800                           0.5000            0.0000             0.0065              0.0000
     76052                TX                              HASLET                                Single Family                            7.1900                           0.5000            0.0000             0.0065              0.0000
     80030                CO                           WESTMINSTER                              Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     75080                TX                            RICHARDSON                               Condominium                             8.4000                           0.5000            0.0000             0.0065              0.0000
     74066                OK                             SAPULPA                                Single Family                            8.9100                           0.5000            0.0000             0.0065              0.0000
     79924                TX                             EL PASO                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     80219                CO                              DENVER                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     89148                NV                            LAS VEGAS                                    PUD                                 8.7850                           0.5000            0.0000             0.0065              0.0000
     30080                GA                              SMYRNA                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     74361                OK                              PRYOR                                 Single Family                           11.8500                           0.5000            0.0000             0.0065              0.0000
     85304                AZ                             GLENDALE                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     78046                TX                              LAREDO                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     33770                FL                              LARGO                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     75042                TX                             GARLAND                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     51503                IA                          COUNCIL BLUFFS                            Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     32703                FL                              APOPKA                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     77433                TX                             CYPRESS                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     76711                TX                               WACO                                 Single Family                           10.1200                           0.5000            0.0000             0.0065              0.0000
     75227                TX                              DALLAS                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     76401                TX                           STEPHENVILLE                             Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     72401                AR                            JONESBORO                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     44718                OH                              CANTON                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     35773                AL                              TONEY                                 Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     75189                TX                            ROYSE CITY                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                             PHOENIX                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     33311                FL                            LAUDERHILL                              Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     75019                TX                             COPPELL                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     20748                MD                           TEMPLE HILLS                             Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     38901                MS                             GRENADA                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33594                FL                             VALRICO                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     80022                CO                          COMMERCE CITY                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     75701                TX                              TYLER                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85353                AZ                             TOLLESON                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     75002                TX                              ALLEN                                 Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     78577                TX                              PHARR                                 Single Family                            9.7250                           0.5000            0.0000             0.0065              0.0000
     30360                GA                             ATLANTA                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     32208                FL                           JACKSONVILLE                             Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     35750                AL                           HAZEL GREEN                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     55449                MN                           MINNEAPOLIS                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     75116                TX                           DUNCANVILLE                              Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     38016                TN                             MEMPHIS                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     66213                KS                          OVERLAND PARK                             Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHONEIX                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     78504                TX                             MCALLEN                                Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     98271                WA                            MARYSVILLE                              Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                            6.8000                           0.5000            0.0000             0.0065              0.0000
     77545                TX                              FRESNO                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     85345                AZ                              PEORIA                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     75034                TX                              FRISCO                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     78247                TX                           SAN ANTONIO                              Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     77338                TX                              HUMBLE                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     75248                TX                              DALLAS                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     98033                WA                             KIRKLAND                               Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     98391                WA                              SUMNER                                Single Family                            7.6200                           0.5000            0.0000             0.0065              0.0000
     77494                TX                               KATY                                 Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     63109                MO                           SAINT LOUIS                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     86326                AZ                            COTTONWOOD                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     98053                WA                             REDMOND                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     98118                WA                             SEATTLE                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     86322                AZ                            CAMP VERDE                              Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     28214                NC                            CHARLOTTE                               Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     87571                NM                               TAOS                                 Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     81005                CO                              PUEBLO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     80204                CO                              DENVER                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     98230                WA                              BLAINE                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     80920                CO                         COLORADO SPRING                            Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     70737                LA                             GONZALES                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     74017                OK                            CLAREMORE                               Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     98208                WA                             EVERETT                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85053                AZ                             PHOENIX                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     78046                TX                              LAREDO                                Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     23223                VA                             RICHMOND                               Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     32207                FL                           JACKSONVILLE                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     70812                LA                           BATON ROUGE                              Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     98004                WA                             BELLEVUE                                Condominium                             7.0000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            6.9000                           0.5000            0.0000             0.0065              0.0000
     80921                CO                         COLORADO SPRING                            Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     42724                KY                             CECILIA                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     20646                MD                             LA PLATA                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     78045                TX                              LAREDO                                Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     80234                CO                           WESTMINSTER                               Condominium                             7.4500                           0.5000            0.0000             0.0065              0.0000
     98043                WA                         MOUNTLAKE TERRA                             Condominium                             7.9000                           0.5000            0.0000             0.0065              0.0000
     63130                MO                           SAINT LOUIS                              Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     54944                WI                           HORTONVILLE                              Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     75227                TX                              DALLAS                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     39553                MS                             GAUTIER                                Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     60430                IL                             HOMEWOOD                               Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     34759                FL                            KISSIMMEE                               Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     85335                AZ                            EL MIRAGE                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     85006                AZ                             PHOENIX                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             PHOENIX                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     73069                OK                              NORMAN                                Single Family                           10.9000                           0.5000            0.0000             0.0065              0.0000
     85225                AZ                             CHANDLER                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               MESA                                 Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     37115                TN                             MADISON                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     85201                AZ                               MESA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     76008                TX                              ALEDO                                 Single Family                            8.5400                           0.5000            0.0000             0.0065              0.0000
     85242                AZ                           QUEEN CREEK                                   PUD                                 7.3500                           0.5000            0.0000             0.0065              0.0000
     60103                IL                             BARTLETT                               Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     47102                IN                              AUSTIN                                Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     70769                LA                           PRAIRIEVILLE                             Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     63133                MO                           SAINT LOUIS                              Single Family                            8.5250                           0.5000            0.0000             0.0065              0.0000
     32805                FL                             ORLANDO                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     85043                AZ                             PHOENIX                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     89121                NV                            LAS VEGAS                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     85323                AZ                             AVONDALE                               Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     98252                WA                          GRANITE FALLS                             Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     98011                WA                             BOTHELL                                 Condominium                             8.7500                           0.5000            0.0000             0.0065              0.0000
     75115                TX                              DESOTO                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     73118                OK                          OKLAHOMA CITY                             Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33324                FL                            PLANTATION                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     85033                AZ                             PHOENIX                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     98037                WA                             LYNNWOOD                               Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     23225                VA                             RICHMOND                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     98371                WA                             EDGEWOOD                               Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     64131                MO                           KANSAS CITY                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     53143                WI                             KENOSHA                                 2-4 Family                              9.5500                           0.5000            0.0000             0.0065              0.0000
     85345                AZ                              PEORIA                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     78250                TX                           SAN ANTONIO                              Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     60429                IL                           HAZEL CREST                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     77396                TX                              HUMBLE                                     PUD                                 8.4900                           0.5000            0.0000             0.0065              0.0000
     62401                IL                            EFFINGHAM                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     33218                FL                           JACKSONVILLE                             Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     67016                KS                             BENTLEY                                Single Family                            8.6800                           0.5000            0.0000             0.0065              0.0000
     73099                OK                              YUKON                                 Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     80904                CO                         COLORADO SPRING                            Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     80525                CO                           FORT COLLINS                             Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               MESA                                 Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     98032                WA                               KENT                                  Condominium                             7.3500                           0.5000            0.0000             0.0065              0.0000
     70578                LA                              RAYNE                                 Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     71203                LA                              MONROE                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     85308                AZ                             Glendale                                    PUD                                 8.5700                           0.5000            0.0000             0.0065              0.0000
     48237                MI                             Oak Park                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     30165                GA                               Rome                                 Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     77071                TX                             HOUSTON                                     PUD                                10.9600                           0.5000            0.0000             0.0065              0.0000
     89121                NV                            Las Vegas                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     84111                UT                          Salt Lake City                            Single Family                           10.5900                           0.5000            0.0000             0.0065              0.0000
     32807                FL                             Orlando                                     PUD                                 8.9500                           0.5000            0.0000             0.0065              0.0000
     32807                FL                             Orlando                                     PUD                                11.5000                           0.5000            0.0000             0.0065              0.0000
     55025                MN                           Forest Lake                              Single Family                            8.4950                           0.5000            0.0000             0.0065              0.0000
     95376                CA                              Tracy                                 Single Family                            9.8450                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            Homestead                                    PUD                                 9.1500                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            Homestead                                    PUD                                13.1000                           0.5000            0.0000             0.0065              0.0000
     56353                MN                              MILACA                                Single Family                            8.1200                           0.5000            0.0000             0.0065              0.0000
     62002                IL                              Alton                                 Single Family                            7.7250                           0.5000            0.0000             0.0065              0.0000
     8690                 NJ                             Hamilton                                Condominium                             9.9000                           0.5000            0.0000             0.0065              0.0000
     62002                IL                              Alton                                 Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     89703                NV                           Carson City                                   PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     92324                CA                              Colton                                     PUD                                 7.6900                           0.5000            0.0000             0.0065              0.0000
     92324                CA                              Colton                                Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     11798                NY                            Wyandanch                               Single Family                            8.8050                           0.5000            0.0000             0.0065              0.0000
     53128                WI                            Genoa City                              Single Family                            9.9400                           0.5000            0.0000             0.0065              0.0000
     63137                MO                            St. Louis                               Single Family                            7.8300                           0.5000            0.0000             0.0065              0.0000
     63137                MO                            St. Louis                               Single Family                           12.4900                           0.5000            0.0000             0.0065              0.0000
     63304                MO                          Saint Charles                             Single Family                           10.3050                           0.5000            0.0000             0.0065              0.0000
     55021                MN                            Faribault                               Single Family                            7.8400                           0.5000            0.0000             0.0065              0.0000
     93505                CA                            CALIF CITY                              Single Family                            9.7900                           0.5000            0.0000             0.0065              0.0000
     48883                MI                             Shepherd                               Single Family                            6.9800                           0.5000            0.0000             0.0065              0.0000
     93620                CA                            Dos Palos                               Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     8055                 NJ                             Medford                                Single Family                            9.2700                           0.5000            0.0000             0.0065              0.0000
     33404                CO                         WEST PALM BEACH                            Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     23356                VA                          GREENBACKVILLE                                 PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     23356                VA                          GREENBACKVILLE                                 PUD                                13.7500                           0.5000            0.0000             0.0065              0.0000
     92277                CA                          Twentynin Plm                             Single Family                            9.8250                           0.5000            0.0000             0.0065              0.0000
     33322                FL                             SUNRISE                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     33971                FL                           LEHIGH ACRES                                  PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     60104                IL                             BELLWOOD                                Condominium                             7.8750                           0.5000            0.0000             0.0065              0.0000
     48021                MI                            EASTPOINTE                              Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     21217                MD                            BALTIMORE                                2-4 Family                              7.7500                           0.5000            0.0000             0.0065              0.0000
     23860                VA                             HOPEWELL                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     48854                MI                              MASON                                 Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     54479                WI                             SPENCER                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     43920                OH                          EAST LIVERPOOL                            Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     33830                FL                              BARTOW                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     46186                IN                            WILKINSON                               Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     48886                MI                            SIX LAKES                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33707                FL                             GULFPORT                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     49507                MI                           GRAND RAPIDS                             Single Family                            9.9800                           0.5000            0.0000             0.0065              0.0000
     15537                PA                             EVERETT                                Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     19148                PA                           PHILADELPHIA                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     15445                PA                             HOPWOOD                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48134                MI                            FLAT ROCK                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            LAS VEGAS                                    PUD                                 9.1200                           0.5000            0.0000             0.0065              0.0000
     34746                FL                            KISSIMMEE                               Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     49841                MI                              GWINN                                 Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     95632                CA                               GALT                                 Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     85209                AZ                               MESA                                      PUD                                 8.9900                           0.5000            0.0000             0.0065              0.0000
     89074                NV                            HENDERSON                                    PUD                                 6.2500                           0.5000            0.0000             0.0065              0.0000
     85322                AZ                            ARLINGTON                               Single Family                            8.2560                           0.5000            0.0000             0.0065              0.0000
     86322                AZ                            CAMP VERDE                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     49442                MI                             MUSKEGON                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     89031                NV                         NORTH LAS VEGAS                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     20657                MD                              LUSBY                                      PUD                                10.6250                           0.5000            0.0000             0.0065              0.0000
     32935                FL                            MELBOURNE                               Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     29372                SC                             PACOLET                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     49733                MI                             FREDERIC                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     92114                CA                            SAN DIEGO                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     85020                AZ                             PHOENIX                                 2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     32218                FL                           JACKSONVILLE                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     49001                MI                            KALAMAZOO                               Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           INDIANAPOLIS                             Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     46218                IN                           INDIANAPOLIS                             Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     46241                IN                           INDIANAPOLIS                             Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     46140                IN                            GREENFIELD                              Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     46974                IN                              ROANN                                 Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     85706                AZ                              TUCSON                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     47456                IN                              QUINCY                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     45011                OH                             HAMILTON                               Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     85351                AZ                             Sun City                                Condominium                             7.9200                           0.5000            0.0000             0.0065              0.0000
     32084                FL                         Saint Augustine                            Single Family                            9.8700                           0.5000            0.0000             0.0065              0.0000
     46205                IN                           Indianapolis                             Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     92584                CA                             Menifee                                Single Family                            8.4800                           0.5000            0.0000             0.0065              0.0000
     92584                CA                             Menifee                                Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     76048                TX                             GRANBURY                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     43228                OH                             Columbus                                    PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             PALMDALE                                    PUD                                 7.8400                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             PALMDALE                                    PUD                                12.4200                           0.5000            0.0000             0.0065              0.0000
     33324                FL                            Plantation                               Condominium                             7.4500                           0.5000            0.0000             0.0065              0.0000
     32744                FL                            Lake Helen                              Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     90723                CA                            PARAMOUNT                                2-4 Family                              7.7500                           0.5000            0.0000             0.0065              0.0000
     92376                CA                              RIALTO                                Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     63110                MO                           SAINT LOUIS                              Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     32958                FL                            Sebastian                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     89104                NV                            Las Vegas                               Single Family                           10.0370                           0.5000            0.0000             0.0065              0.0000
     40229                KY                            Louisville                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     40229                KY                            Louisville                              Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     22204                VA                            ARLINGTON                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     93274                CA                              TULARE                                Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     55304                MN                             Andover                                Single Family                            7.4050                           0.5000            0.0000             0.0065              0.0000
     55304                MN                             Andover                                Single Family                           12.1150                           0.5000            0.0000             0.0065              0.0000
     2886                 RI                             Warwick                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     85353                AZ                             Tolleson                                    PUD                                 7.3950                           0.5000            0.0000             0.0065              0.0000
     2886                 RI                             Warwick                                Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     32209                FL                           JACKSONVILLE                             Single Family                           12.1400                           0.5000            0.0000             0.0065              0.0000
     33125                FL                              Miami                                  2-4 Family                              8.2000                           0.5000            0.0000             0.0065              0.0000
     34475                FL                              Ocala                                 Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     73119                OK                          Oklahoma City                             Single Family                           10.0750                           0.5000            0.0000             0.0065              0.0000
     34711                FL                             Clermont                                    PUD                                 8.1250                           0.5000            0.0000             0.0065              0.0000
     34711                FL                             Clermont                                    PUD                                12.1250                           0.5000            0.0000             0.0065              0.0000
     97478                OR                           Springfield                              Single Family                            8.9100                           0.5000            0.0000             0.0065              0.0000
     43334                OH                             Marengo                                Single Family                            8.6130                           0.5000            0.0000             0.0065              0.0000
     97045                OR                           Oregon City                              Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     95670                CA                          RANCHO CORDOVA                            Single Family                            7.4200                           0.5000            0.0000             0.0065              0.0000
     33054                FL                            Opa Locka                                2-4 Family                              9.0400                           0.5000            0.0000             0.0065              0.0000
     23831                VA                             Chester                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     33054                FL                            Opa Locka                                2-4 Family                             12.4200                           0.5000            0.0000             0.0065              0.0000
     30305                GA                             Atlanta                                Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     30224                GA                             Griffin                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            Mcdonough                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33566                FL                            PLANT CITY                                   PUD                                 7.9300                           0.5000            0.0000             0.0065              0.0000
     33071                FL                          CORAL SPRINGS                              Condominium                             7.8300                           0.5000            0.0000             0.0065              0.0000
     33071                FL                          CORAL SPRINGS                              Condominium                            12.6700                           0.5000            0.0000             0.0065              0.0000
     85335                AZ                            El Mirage                               Single Family                            7.8800                           0.5000            0.0000             0.0065              0.0000
     8234                 NJ                       Egg Harbor Township                          Single Family                           12.6700                           0.5000            0.0000             0.0065              0.0000
     64501                MO                           Saint Joseph                             Single Family                            7.7400                           0.5000            0.0000             0.0065              0.0000
     64501                MO                           Saint Joseph                             Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             Phoenix                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     33570                FL                              Ruskin                                     PUD                                 8.4300                           0.5000            0.0000             0.0065              0.0000
     33570                FL                              Ruskin                                     PUD                                12.0450                           0.5000            0.0000             0.0065              0.0000
     85338                AZ                             Goodyear                               Single Family                           11.3950                           0.5000            0.0000             0.0065              0.0000
     33319                FL                         Lauderdale Lakes                           Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33319                FL                         Lauderdale Lakes                           Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     43147                OH                           Pickerington                             Single Family                            9.2800                           0.5000            0.0000             0.0065              0.0000
     43147                OH                           Pickerington                             Single Family                           12.7200                           0.5000            0.0000             0.0065              0.0000
     75056                TX                            Lewisville                              Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     75056                TX                            Lewisville                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     45406                OH                              Dayton                                Single Family                            9.4600                           0.5000            0.0000             0.0065              0.0000
     97918                OR                               Vale                                 Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     29681                SC                           Simpsonville                             Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     29681                SC                           Simpsonville                             Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     97008                OR                            Beaverton                               Single Family                           10.8500                           0.5000            0.0000             0.0065              0.0000
     30263                GA                              Newnan                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     85250                AZ                            Scottsdale                                   PUD                                 8.4600                           0.5000            0.0000             0.0065              0.0000
     33431                FL                            Boca Raton                                   PUD                                10.7000                           0.5000            0.0000             0.0065              0.0000
     7750                 NJ                          MONMOUTH BEACH                             Condominium                             7.6700                           0.5000            0.0000             0.0065              0.0000
     11096                NY                              INWOOD                                 2-4 Family                              7.0050                           0.5000            0.0000             0.0065              0.0000
     11096                NY                              INWOOD                                 2-4 Family                             11.5000                           0.5000            0.0000             0.0065              0.0000
     6082                 CT                             ENFIELD                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     12566                NY                            PINE BUSH                               Single Family                            6.8000                           0.5000            0.0000             0.0065              0.0000
     12566                NY                            PINE BUSH                               Single Family                           11.8450                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                              9.2500                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                             12.3950                           0.5000            0.0000             0.0065              0.0000
     34119                FL                              NAPLES                                 Condominium                            13.0000                           0.5000            0.0000             0.0065              0.0000
     34119                FL                              NAPLES                                 Condominium                            13.0000                           0.5000            0.0000             0.0065              0.0000
     8009                 NJ                              BERLIN                                Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     11416                NY                            OZONE PARK                               2-4 Family                              8.5000                           0.5000            0.0000             0.0065              0.0000
     11355                NY                             FLUSHING                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     8054                 NJ                           MOUNT LAUREL                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     8054                 NJ                           MOUNT LAUREL                             Single Family                           12.3500                           0.5000            0.0000             0.0065              0.0000
     11701                NY                            AMITYVILLE                              Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     11701                NY                            AMITYVILLE                              Single Family                           11.6500                           0.5000            0.0000             0.0065              0.0000
     20602                MD                             WALDORF                                Single Family                            7.9250                           0.5000            0.0000             0.0065              0.0000
     11422                NY                             ROSEDALE                                2-4 Family                              8.3500                           0.5000            0.0000             0.0065              0.0000
     28546                NC                           JACKSONVILLE                             Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     11434                NY                             JAMAICA                                 2-4 Family                              7.6250                           0.5000            0.0000             0.0065              0.0000
     33972                FL                           LEHIGH ACRES                             Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     11221                NY                             BROOKLYN                                2-4 Family                              6.9900                           0.5000            0.0000             0.0065              0.0000
     1609                 MA                            WORCESTER                                Condominium                             8.6750                           0.5000            0.0000             0.0065              0.0000
     1609                 MA                            WORCESTER                                Condominium                            11.9000                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           COLLEGE PARK                             Single Family                            8.0550                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           COLLEGE PARK                             Single Family                           12.2150                           0.5000            0.0000             0.0065              0.0000
     30011                GA                              AUBURN                                     PUD                                 7.7650                           0.5000            0.0000             0.0065              0.0000
     30011                GA                              AUBURN                                     PUD                                12.0250                           0.5000            0.0000             0.0065              0.0000
     30039                GA                            SNELLVILLE                                   PUD                                10.2100                           0.5000            0.0000             0.0065              0.0000
     30213                GA                             FAIRBURN                                    PUD                                10.4600                           0.5000            0.0000             0.0065              0.0000
     30012                GA                             CONYERS                                     PUD                                 8.0000                           0.5000            0.0000             0.0065              0.0000
     30012                GA                             CONYERS                                     PUD                                13.2250                           0.5000            0.0000             0.0065              0.0000
     30238                GA                            JONESBORO                                    PUD                                 7.5300                           0.5000            0.0000             0.0065              0.0000
     30238                GA                            JONESBORO                                    PUD                                11.7200                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                 9.6150                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                12.5950                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                 8.8750                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                13.2250                           0.5000            0.0000             0.0065              0.0000
     30016                GA                            COVINGTON                                    PUD                                 8.9400                           0.5000            0.0000             0.0065              0.0000
     30016                GA                            COVINGTON                                    PUD                                12.5450                           0.5000            0.0000             0.0065              0.0000
     30093                GA                             NORCROSS                                    PUD                                10.8650                           0.5000            0.0000             0.0065              0.0000
     30296                GA                            RIVERDALE                                    PUD                                 9.6900                           0.5000            0.0000             0.0065              0.0000
     30296                GA                            RIVERDALE                                    PUD                                12.6700                           0.5000            0.0000             0.0065              0.0000
     30067                GA                             MARIETTA                                Condominium                             8.3750                           0.5000            0.0000             0.0065              0.0000
     30067                GA                             MARIETTA                                Condominium                            13.3500                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                11.8750                           0.5000            0.0000             0.0065              0.0000
     30121                GA                           CARTERSVILLE                             Single Family                            8.5650                           0.5000            0.0000             0.0065              0.0000
     30121                GA                           CARTERSVILLE                             Single Family                           12.0750                           0.5000            0.0000             0.0065              0.0000
     30093                GA                             NORCROSS                                    PUD                                12.5950                           0.5000            0.0000             0.0065              0.0000
     30093                GA                             NORCROSS                               Single Family                           10.5800                           0.5000            0.0000             0.0065              0.0000
     33417                FL                         West Palm Beach                             Condominium                             9.2750                           0.5000            0.0000             0.0065              0.0000
     30058                GA                             Lithonia                               Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     29554                SC                            Hemingway                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     6451                 CT                             Meriden                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     54812                WI                              BARRON                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     33605                FL                              TAMPA                                 Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     33605                FL                              TAMPA                                 Single Family                           11.5500                           0.5000            0.0000             0.0065              0.0000
     32046                FL                             Hilliard                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     32046                FL                             Hilliard                               Single Family                           12.7500                           0.5000            0.0000             0.0065              0.0000
     61032                IL                             FREEPORT                               Single Family                           10.0400                           0.5000            0.0000             0.0065              0.0000
     18702                PA                           Wilkes Barre                              2-4 Family                              8.9400                           0.5000            0.0000             0.0065              0.0000
     65803                MO                           Springfield                              Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     46236                IN                           Indianapolis                             Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     33541                FL                           Zephyrhills                              Single Family                           11.8000                           0.5000            0.0000             0.0065              0.0000
     66062                KS                              Olathe                                Single Family                           10.4900                           0.5000            0.0000             0.0065              0.0000
     18508                PA                             Scranton                               Single Family                           11.2400                           0.5000            0.0000             0.0065              0.0000
     85021                AZ                             Phoenix                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     80003                CO                              Arvada                                Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           College Park                             Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             Detroit                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     53115                WI                             Delavan                                Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     30045                GA                          Lawrenceville                                  PUD                                 9.8500                           0.5000            0.0000             0.0065              0.0000
     41543                KY                            Mc Andrews                              Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     18447                PA                             Olyphant                               Single Family                           12.2000                           0.5000            0.0000             0.0065              0.0000
     45373                OH                               Troy                                 Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     45373                OH                               Troy                                 Single Family                           12.7000                           0.5000            0.0000             0.0065              0.0000
     90044                CA                           Los Angeles                              Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     65686                MO                         Kimberling City                                 PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     65686                MO                         Kimberling City                                 PUD                                11.7000                           0.5000            0.0000             0.0065              0.0000
     63111                MO                           Saint Louis                              Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            Lancaster                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     85338                AZ                             Goodyear                                    PUD                                 9.1500                           0.5000            0.0000             0.0065              0.0000
     96002                CA                             Redding                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     95355                CA                             Modesto                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     92530                CA                          Lake Elsinore                             Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     8046                 NJ                           Willingboro                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     33563                FL                            Plant City                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     33563                FL                            Plant City                              Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     80112                CO                            CENTENNIAL                                   PUD                                 8.0500                           0.5000            0.0000             0.0065              0.0000
     70634                LA                             Deridder                               Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     92808                CA                             ANAHEIM                                 Condominium                             8.9000                           0.5000            0.0000             0.0065              0.0000
     92335                CA                           FONTANA AREA                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     97007                OR                            BEAVERTON                               Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     99901                AK                            KETCHIKAN                               Single Family                            9.7400                           0.5000            0.0000             0.0065              0.0000
     99654                AK                             WASILLA                                 2-4 Family                              8.5500                           0.5000            0.0000             0.0065              0.0000
     99654                AK                             WASILLA                                 2-4 Family                             11.8000                           0.5000            0.0000             0.0065              0.0000
     85375                AZ                          SUN CITY WEST                             Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     85705                AZ                              TUCSON                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     84044                UT                              MAGNA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     84044                UT                              MAGNA                                 Single Family                           11.9500                           0.5000            0.0000             0.0065              0.0000
     76522                TX                          COPPERAS COVE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     76522                TX                          COPPERAS COVE                             Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     74501                OK                            MCALESTER                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     74501                OK                            MCALESTER                               Single Family                           11.8000                           0.5000            0.0000             0.0065              0.0000
     74127                OK                              TULSA                                 Single Family                            9.9250                           0.5000            0.0000             0.0065              0.0000
     74501                OK                            MCALESTER                               Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     74501                OK                            MCALESTER                               Single Family                           12.3000                           0.5000            0.0000             0.0065              0.0000
     64151                MO                           KANSAS CITY                              Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     64151                MO                           KANSAS CITY                              Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     35480                AL                              RALPH                                 Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     35480                AL                              RALPH                                 Single Family                           11.7000                           0.5000            0.0000             0.0065              0.0000
     36303                AL                              DOTHAN                                Single Family                           10.9000                           0.5000            0.0000             0.0065              0.0000
     37615                TN                               GRAY                                 Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     37615                TN                               GRAY                                 Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     72744                AR                             LINCOLN                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     72744                AR                             LINCOLN                                Single Family                           12.5500                           0.5000            0.0000             0.0065              0.0000
     55920                MN                              BYRON                                 Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     55920                MN                              BYRON                                 Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     55104                MN                            SAINT PAUL                              Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     55104                MN                            SAINT PAUL                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     2920                 RI                             CRANSTON                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     2909                 RI                            PROVIDENCE                               2-4 Family                              9.7000                           0.5000            0.0000             0.0065              0.0000
     2818                 RI                          EAST GREENWICH                            Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     10701                NY                             YONKERS                                 Condominium                             8.1750                           0.5000            0.0000             0.0065              0.0000
     10701                NY                             YONKERS                                 Condominium                            12.0500                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                              9.3000                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                             12.2000                           0.5000            0.0000             0.0065              0.0000
     19125                PA                           PHILADELPHIA                             Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     19050                PA                            LANSDOWNE                               Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     18610                PA                            BLAKESLEE                               Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     43952                OH                           STEUBENVILLE                             Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     44446                OH                              NILES                                  2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     44446                OH                              NILES                                  2-4 Family                             12.7000                           0.5000            0.0000             0.0065              0.0000
     8085                 NJ                         WOOLWICH TOWNSH                            Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     32073                FL                           ORANGE PARK                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     33404                FL                          RIVIERA BEACH                             Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     34986                FL                         PORT SAINT LUCI                            Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     34986                FL                         PORT SAINT LUCI                            Single Family                           12.3000                           0.5000            0.0000             0.0065              0.0000
     33914                FL                            CAPE CORAL                              Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     34608                FL                           SPRING HILL                              Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     27615                NC                             RALEIGH                                Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     20020                DC                            WASHINGTON                              Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     86413                AZ                          Golden Valley                             Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     86413                AZ                          Golden Valley                             Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     21136                MD                           Reisterstown                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     21136                MD                           Reisterstown                             Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     34104                FL                              Naples                                Single Family                           10.9250                           0.5000            0.0000             0.0065              0.0000
     43068                OH                           Reynoldsburg                             Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     44052                OH                              Lorain                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     44314                OH                              Akron                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     98465                WA                              Tacoma                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     44055                OH                              Lorain                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     19116                PA                           Philadelphia                             Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     45410                OH                              Dayton                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     45410                OH                              Dayton                                Single Family                           12.4900                           0.5000            0.0000             0.0065              0.0000
     43609                OH                              Toledo                                Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     46835                IN                            Fort Wayne                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     46703                IN                              Angola                                Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     33896                FL                            DAVENPORT                                    PUD                                 8.0200                           0.5000            0.0000             0.0065              0.0000
     30040                GA                             Cumming                                     PUD                                 8.0500                           0.5000            0.0000             0.0065              0.0000
     33709                FL                         Saint Petersburg                           Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     95660                CA                         North Highlands                            Single Family                            8.4250                           0.5000            0.0000             0.0065              0.0000
     33896                FL                            DAVENPORT                                    PUD                                11.7000                           0.5000            0.0000             0.0065              0.0000
     92277                CA                         Twentynine Palms                           Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     11420                NY                         SOUTH OZONE PARK                            2-4 Family                              8.9700                           0.5000            0.0000             0.0065              0.0000
     11420                NY                         SOUTH OZONE PARK                            2-4 Family                             11.9000                           0.5000            0.0000             0.0065              0.0000
     7017                 NJ                           EAST ORANGE                               2-4 Family                              8.5950                           0.5000            0.0000             0.0065              0.0000
     7017                 NJ                           EAST ORANGE                               2-4 Family                             11.6550                           0.5000            0.0000             0.0065              0.0000
     30286                GA                            Thomaston                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     22191                VA                            Woodbridge                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     18301                PA                         East Stroudsburg                                PUD                                 7.2500                           0.5000            0.0000             0.0065              0.0000
     18301                PA                         East Stroudsburg                                PUD                                11.8500                           0.5000            0.0000             0.0065              0.0000
     98902                WA                              Yakima                                Single Family                            8.2250                           0.5000            0.0000             0.0065              0.0000
     98902                WA                              Yakima                                Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     90280                CA                            South Gate                              Single Family                            8.9250                           0.5000            0.0000             0.0065              0.0000
     33030                FL                            HOMESTEAD                               Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     27893                NC                              WILSON                                Single Family                           10.0800                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            Las Vegas                               Single Family                            7.3380                           0.5000            0.0000             0.0065              0.0000
     93930                CA                            KING CITY                               Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     90255                CA                         HUNTINGTON PARK                            Single Family                           11.5500                           0.5000            0.0000             0.0065              0.0000
     90003                CA                           LOS ANGELES                               2-4 Family                              8.8250                           0.5000            0.0000             0.0065              0.0000
     55744                MN                           Grand Rapids                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     8270                 NJ                             Woodbine                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     45064                OH                            Somerville                              Single Family                           11.1850                           0.5000            0.0000             0.0065              0.0000
     89511                NV                               Reno                                      PUD                                 6.8300                           0.5000            0.0000             0.0065              0.0000
     98802                WA                          East Wenatchee                            Single Family                           10.0800                           0.5000            0.0000             0.0065              0.0000
     11575                NY                            Roosevelt                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     30062                GA                             Marietta                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     30062                GA                             Marietta                               Single Family                           13.5000                           0.5000            0.0000             0.0065              0.0000
     92647                CA                         HUNTINGTON BEACH                           Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     89142                NV                            Las Vegas                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     90221                CA                             Compton                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     92707                CA                            Santa Ana                               Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     33406                FL                         WEST PALM BEACH                            Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     33035                FL                            HOMESTEAD                                Condominium                             8.9250                           0.5000            0.0000             0.0065              0.0000
     33035                FL                            HOMESTEAD                                Condominium                            11.7500                           0.5000            0.0000             0.0065              0.0000
     89121                NV                            LAS VEGAS                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33016                FL                         HIALEAH GARDENS                             Condominium                             9.1250                           0.5000            0.0000             0.0065              0.0000
     35217                AL                            BIRMINGHAM                              Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     19132                PA                           PHILADELPHIA                             Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     33015                FL                              MIAMI                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     30013                GA                             CONYERS                                Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     30013                GA                             CONYERS                                Single Family                           13.0000                           0.5000            0.0000             0.0065              0.0000
     81401                CO                             MONTROSE                               Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     92677                CA                          LAGUNA NIGUEL                              Condominium                             8.4500                           0.5000            0.0000             0.0065              0.0000
     92677                CA                          LAGUNA NIGUEL                              Condominium                            12.1500                           0.5000            0.0000             0.0065              0.0000
     92399                CA                             YUCAIPA                                Single Family                           11.9000                           0.5000            0.0000             0.0065              0.0000
     22192                VA                            WOODBRIDGE                              Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     22192                VA                            Woodbridge                                   PUD                                 7.7750                           0.5000            0.0000             0.0065              0.0000
     93307                CA                           BAKERSFIELD                              Single Family                            7.7250                           0.5000            0.0000             0.0065              0.0000
     64507                MO                           Saint Joseph                             Single Family                            7.9250                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           Indianapolis                                  PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     8322                 NJ                          FRANKLINVILLE                             Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                     PUD                                 8.0000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                     PUD                                11.7500                           0.5000            0.0000             0.0065              0.0000
     60402                IL                              Berwyn                                 2-4 Family                              8.8000                           0.5000            0.0000             0.0065              0.0000
     36301                AL                              DOTHAN                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     36301                AL                              DOTHAN                                Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     6360                 CT                             Norwich                                 2-4 Family                              8.8200                           0.5000            0.0000             0.0065              0.0000
     40223                KY                            Louisville                              Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     30517                GA                            Braselton                               Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     30517                GA                            Braselton                               Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     31763                GA                             Leesburg                               Single Family                            8.3250                           0.5000            0.0000             0.0065              0.0000
     60120                IL                              Elgin                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     76272                TX                           Valley View                              Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     76272                TX                           Valley View                              Single Family                           12.3500                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         Port Saint Lucie                           Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     76051                TX                            Grapevine                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     19145                PA                              PHILA                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     43015                OH                             Delaware                                    PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     47025                IN                           Lawrenceburg                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     90057                CA                           Los Angeles                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     92571                CA                              Perris                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           Douglasville                             Single Family                            8.9800                           0.5000            0.0000             0.0065              0.0000
     32776                FL                             Sorrento                               Single Family                            7.5800                           0.5000            0.0000             0.0065              0.0000
     32703                FL                              Apopka                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             Phoenix                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     93536                CA                            Lancaster                               Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     93536                CA                            Lancaster                               Single Family                           12.3500                           0.5000            0.0000             0.0065              0.0000
     32179                FL                            Ocklawaha                               Single Family                            6.9750                           0.5000            0.0000             0.0065              0.0000
     56353                MN                              Milaca                                Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     33025                FL                          Pembroke Pines                                 PUD                                 9.1750                           0.5000            0.0000             0.0065              0.0000
     19702                DE                              Newark                                     PUD                                 7.3600                           0.5000            0.0000             0.0065              0.0000
     92407                CA                          San Bernardino                            Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     97080                OR                             GRESHAM                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     85029                AZ                             PHOENIX                                Single Family                            8.3300                           0.5000            0.0000             0.0065              0.0000
     32209                FL                           JACKSONVILLE                             Single Family                           12.1400                           0.5000            0.0000             0.0065              0.0000
     94591                CA                             Vallejo                                 2-4 Family                              8.3750                           0.5000            0.0000             0.0065              0.0000
     24091                VA                              FLOYD                                 Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     92395                CA                           Victorville                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     44120                OH                          Shaker Heights                            Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     80917                CO                             CO SPGS                                Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     2143                 MA                            Somerville                               2-4 Family                              7.2250                           0.5000            0.0000             0.0065              0.0000
     43822                OH                           Frazeysburg                              Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     43130                OH                            Lancaster                               Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     33024                FL                            HOLLYWOOD                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     19124                PA                           Philadelphia                               Townhouse                              7.9500                           0.5000            0.0000             0.0065              0.0000
     85043                AZ                             Phoenix                                     PUD                                 8.6500                           0.5000            0.0000             0.0065              0.0000
     53121                WI                             Elkhorn                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     33569                FL                            Riverview                                    PUD                                 8.8750                           0.5000            0.0000             0.0065              0.0000
     33569                FL                            Riverview                                    PUD                                11.2000                           0.5000            0.0000             0.0065              0.0000
     1013                 MA                             CHICOPEE                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     1013                 MA                             CHICOPEE                               Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     75056                TX                            THE COLONY                                   PUD                                10.4500                           0.5000            0.0000             0.0065              0.0000
     55356                MN                            Long Lake                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     33161                FL                              MIAMI                                  Condominium                             7.9500                           0.5000            0.0000             0.0065              0.0000
     85007                AZ                             PHOENIX                                 2-4 Family                              9.9300                           0.5000            0.0000             0.0065              0.0000
     30319                GA                             Atlanta                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     30121                GA                           Cartersville                                  PUD                                 9.3380                           0.5000            0.0000             0.0065              0.0000
     30331                GA                             Atlanta                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     28262                NC                            Charlotte                                    PUD                                 9.4000                           0.5000            0.0000             0.0065              0.0000
     87109                NM                           Albuquerque                              Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     95356                CA                             MODESTO                                Single Family                            7.8300                           0.5000            0.0000             0.0065              0.0000
     79606                TX                             ABILENE                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     33020                FL                            HOLLYWOOD                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33025                FL                          PEMBROKE PINES                                 PUD                                 7.7500                           0.5000            0.0000             0.0065              0.0000
     20747                MD                         DISTRICT HEIGHTS                           Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     60655                IL                             CHICAGO                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     36870                AL                           PHENIX CITY                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     49509                MI                             WYOMING                                Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     30079                GA                            SCOTTDALE                                    PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     80013                CO                              AURORA                                 Condominium                             9.5000                           0.5000            0.0000             0.0065              0.0000
     33126                FL                              MIAMI                                  Condominium                             7.8100                           0.5000            0.0000             0.0065              0.0000
     33126                FL                              MIAMI                                  Condominium                            10.5100                           0.5000            0.0000             0.0065              0.0000
     30296                GA                            RIVERDALE                               Single Family                           10.5600                           0.5000            0.0000             0.0065              0.0000
     32607                FL                           GAINESVILLE                              Single Family                           10.4800                           0.5000            0.0000             0.0065              0.0000
     32779                FL                             LONGWOOD                                    PUD                                 8.0900                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                            7.7850                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                           10.7350                           0.5000            0.0000             0.0065              0.0000
     77053                TX                             HOUSTON                                     PUD                                 9.1800                           0.5000            0.0000             0.0065              0.0000
     30030                GA                             DECATUR                                Single Family                            7.7100                           0.5000            0.0000             0.0065              0.0000
     33157                FL                              MIAMI                                 Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     75149                TX                             MESQUITE                                    PUD                                 7.4900                           0.5000            0.0000             0.0065              0.0000
     75149                TX                             MESQUITE                                    PUD                                12.4700                           0.5000            0.0000             0.0065              0.0000
     27981                NC                             WANCHESE                               Single Family                            8.4700                           0.5000            0.0000             0.0065              0.0000
     32725                FL                             DELTONA                                Single Family                            9.9250                           0.5000            0.0000             0.0065              0.0000
     30016                GA                            COVINGTON                               Single Family                           10.6600                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                      PUD                                 7.8900                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                      PUD                                11.9700                           0.5000            0.0000             0.0065              0.0000
     30114                GA                              CANTON                                Single Family                            9.5250                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                             Single Family                            8.6400                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                             Single Family                           12.3900                           0.5000            0.0000             0.0065              0.0000
     19061                PA                           MARCUS HOOK                               2-4 Family                              8.8100                           0.5000            0.0000             0.0065              0.0000
     38127                TN                             MEMPHIS                                Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     32725                FL                             DELTONA                                Single Family                           13.2950                           0.5000            0.0000             0.0065              0.0000
     30188                GA                            WOODSTOCK                                    PUD                                 7.3000                           0.5000            0.0000             0.0065              0.0000
     30188                GA                            WOODSTOCK                                    PUD                                11.9250                           0.5000            0.0000             0.0065              0.0000
     33897                FL                            DAVENPORT                               Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     33897                FL                            DAVENPORT                               Single Family                           12.7950                           0.5000            0.0000             0.0065              0.0000
     30224                GA                             GRIFFIN                                     PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     30224                GA                             GRIFFIN                                     PUD                                12.7650                           0.5000            0.0000             0.0065              0.0000
     23860                VA                             HOPEWELL                               Single Family                           10.0150                           0.5000            0.0000             0.0065              0.0000
     23224                VA                             RICHMOND                               Single Family                           10.0150                           0.5000            0.0000             0.0065              0.0000
     30019                GA                              DACULA                                Single Family                           10.7750                           0.5000            0.0000             0.0065              0.0000
     37210                TN                            NASHVILLE                                2-4 Family                              9.9050                           0.5000            0.0000             0.0065              0.0000
     37210                TN                            NASHVILLE                                2-4 Family                              9.9050                           0.5000            0.0000             0.0065              0.0000
     30349                GA                             ATLANTA                                Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     37207                TN                            NASHVILLE                               Single Family                           10.0650                           0.5000            0.0000             0.0065              0.0000
     33150                FL                              MIAMI                                  2-4 Family                              8.3400                           0.5000            0.0000             0.0065              0.0000
     20121                VA                           CENTREVILLE                               Condominium                             8.6850                           0.5000            0.0000             0.0065              0.0000
     33050                FL                             MARATHON                                2-4 Family                              9.9900                           0.5000            0.0000             0.0065              0.0000
     30354                GA                             ATLANTA                                Single Family                            9.3800                           0.5000            0.0000             0.0065              0.0000
     36863                AL                              LANETT                                Single Family                            7.8350                           0.5000            0.0000             0.0065              0.0000
     38127                TN                             MEMPHIS                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     38109                TN                             MEMPHIS                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     30071                GA                             NORCROSS                               Single Family                            8.6400                           0.5000            0.0000             0.0065              0.0000
     31313                GA                            HINESVILLE                              Single Family                            9.8650                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                 Condominium                             7.3750                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                 Condominium                            12.6250                           0.5000            0.0000             0.0065              0.0000
     38122                TN                             MEMPHIS                                 2-4 Family                             10.6950                           0.5000            0.0000             0.0065              0.0000
     38122                TN                             MEMPHIS                                 2-4 Family                             10.6950                           0.5000            0.0000             0.0065              0.0000
     32206                FL                           JACKSONVILLE                              Condominium                             7.5250                           0.5000            0.0000             0.0065              0.0000
     32206                FL                           JACKSONVILLE                              Condominium                            12.0750                           0.5000            0.0000             0.0065              0.0000
     38122                TN                             MEMPHIS                                 2-4 Family                             10.6950                           0.5000            0.0000             0.0065              0.0000
     20018                DC                            WASHINGTON                               2-4 Family                              8.6250                           0.5000            0.0000             0.0065              0.0000
     20009                DC                            WASHINGTON                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     35405                AL                            TUSCALOOSA                              Single Family                            8.7150                           0.5000            0.0000             0.0065              0.0000
     35405                AL                            TUSCALOOSA                              Single Family                           12.6650                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                 Single Family                            6.9700                           0.5000            0.0000             0.0065              0.0000
     47714                IN                            EVANSVILLE                               2-4 Family                             10.4050                           0.5000            0.0000             0.0065              0.0000
     33569                FL                            RIVERVIEW                                    PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     30032                GA                             DECATUR                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     31907                GA                             COLUMBUS                               Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     31907                GA                             COLUMBUS                               Single Family                           12.8450                           0.5000            0.0000             0.0065              0.0000
     20011                DC                            WASHINGTON                               2-4 Family                              8.7000                           0.5000            0.0000             0.0065              0.0000
     35007                AL                            ALABASTER                               Single Family                            8.6150                           0.5000            0.0000             0.0065              0.0000
     44485                OH                              WARREN                                Single Family                           10.3150                           0.5000            0.0000             0.0065              0.0000
     33025                FL                             MIRAMAR                                 Condominium                             9.8250                           0.5000            0.0000             0.0065              0.0000
     30108                GA                              BOWDON                                Single Family                            8.2650                           0.5000            0.0000             0.0065              0.0000
     65453                MO                               CUBA                                 Single Family                           10.3150                           0.5000            0.0000             0.0065              0.0000
     24014                VA                             ROANOKE                                Single Family                            9.0050                           0.5000            0.0000             0.0065              0.0000
     7052                 NJ                           WEST ORANGE                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     23704                VA                            PORTSMOUTH                              Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     24014                VA                             ROANOKE                                Single Family                           12.5950                           0.5000            0.0000             0.0065              0.0000
     20735                MD                             CLINTON                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     30017                GA                             GRAYSON                                     PUD                                10.3150                           0.5000            0.0000             0.0065              0.0000
     70714                LA                              BAKER                                 Single Family                           11.3850                           0.5000            0.0000             0.0065              0.0000
     30269                GA                          PEACHTREE CITY                             Condominium                            10.3550                           0.5000            0.0000             0.0065              0.0000
     34473                FL                              OCALA                                 Single Family                            9.1050                           0.5000            0.0000             0.0065              0.0000
     32812                FL                             ORLANDO                                     PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     44067                OH                            NORTHFIELD                                   PUD                                 9.0150                           0.5000            0.0000             0.0065              0.0000
     44067                OH                            NORTHFIELD                                   PUD                                12.4750                           0.5000            0.0000             0.0065              0.0000
     30088                GA                          STONE MOUNTAIN                            Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     30683                GA                           WINTERVILLE                              Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     30683                GA                           WINTERVILLE                              Single Family                           12.0050                           0.5000            0.0000             0.0065              0.0000
     17315                PA                              DOVER                                 Single Family                           11.5150                           0.5000            0.0000             0.0065              0.0000
     70814                LA                           BATON ROUGE                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     70814                LA                           BATON ROUGE                              Single Family                           13.4900                           0.5000            0.0000             0.0065              0.0000
     20020                DC                            WASHINGTON                               2-4 Family                              8.3750                           0.5000            0.0000             0.0065              0.0000
     20020                DC                            WASHINGTON                               2-4 Family                              8.3750                           0.5000            0.0000             0.0065              0.0000
     30331                GA                             ATLANTA                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     46617                IN                            SOUTH BEND                              Single Family                            9.4650                           0.5000            0.0000             0.0065              0.0000
     30083                GA                          STONE MOUNTAIN                            Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     30080                GA                              SMYRNA                                     PUD                                 9.6350                           0.5000            0.0000             0.0065              0.0000
     30127                GA                          POWDER SPRINGS                            Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     77346                TX                              HUMBLE                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     77346                TX                              HUMBLE                                Single Family                           12.7750                           0.5000            0.0000             0.0065              0.0000
     35215                AL                            BIRMINGHAM                              Single Family                           10.4150                           0.5000            0.0000             0.0065              0.0000
     30755                GA                           TUNNEL HILL                              Single Family                           10.1200                           0.5000            0.0000             0.0065              0.0000
     31721                GA                              ALBANY                                Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     17103                PA                            HARRISBURG                                Townhouse                             10.1130                           0.5000            0.0000             0.0065              0.0000
     23451                VA                           VIRGINIA BCH                             Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     32137                FL                            PALM COAST                              Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     32164                FL                            Palm Coast                              Single Family                           10.9500                           0.5000            0.0000             0.0065              0.0000
     21758                MD                            BRUNSWICK                               Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     18901                PA                           NEW BRITAIN                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     21782                MD                            SHARPSBURG                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     55356                MN                            Long Lake                               Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     30518                GA                            Sugar Hill                                   PUD                                 8.3750                           0.5000            0.0000             0.0065              0.0000
     30518                GA                            Sugar Hill                                   PUD                                12.5000                           0.5000            0.0000             0.0065              0.0000
     92509                CA                            Riverside                               Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     96044                CA                            HORNBROOK                               Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     48208                MI                             DETROIT                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     44110                OH                            CLEVELAND                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     78363                TX                            KINGSVILLE                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     90262                CA                             LYNWOOD                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     33179                FL                              MIAMI                                  Condominium                             7.0500                           0.5000            0.0000             0.0065              0.0000
     48727                MI                             CLIFFORD                               Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48204                MI                             DETROIT                                Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     12832                NY                         MIDDLE GRANVILL                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     90221                CA                             COMPTON                                 2-4 Family                              8.4500                           0.5000            0.0000             0.0065              0.0000
     33327                FL                              WESTON                                     PUD                                 7.0000                           0.5000            0.0000             0.0065              0.0000
     50669                IA                             REINBECK                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     48228                MI                             DETROIT                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     33176                FL                              MIAMI                                 Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     87144                NM                            RIO RANCHO                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48234                MI                             DETROIT                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     49017                MI                           BATTLE CREEK                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     30310                GA                             ATLANTA                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     11713                NY                             BELLPORT                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33603                FL                              TAMPA                                 Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     48234                MI                             DETROIT                                Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     48235                MI                             DETROIT                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     48154                MI                             LIVONIA                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48342                MI                             PONTIAC                                Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     94534                CA                            FAIRFIELD                                    PUD                                 8.8500                           0.5000            0.0000             0.0065              0.0000
     33134                FL                              MIAMI                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85255                AZ                            SCOTTSDALE                                   PUD                                 8.6000                           0.5000            0.0000             0.0065              0.0000
     62521                IL                             DECATUR                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     96782                HI                            PEARL CITY                               Condominium                             6.9000                           0.5000            0.0000             0.0065              0.0000
     60649                IL                             CHICAGO                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     20746                MD                             SUITLAND                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     98247                WA                             EVERSON                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     60707                IL                           ELMWOOD PARK                             Single Family                           10.2200                           0.5000            0.0000             0.0065              0.0000
     44113                OH                            CLEVELAND                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     98270                WA                            MARYSVILLE                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     48316                MI                         SHELBY TOWNSHIP                            Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     34491                FL                           SUMMERFIELD                              Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     48348                MI                            CLARKSTON                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     11369                NY                          EAST ELMHURST                             Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     95822                CA                            SACRAMENTO                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     60411                IL                           SAUK VILLAGE                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     63112                MO                           SAINT LOUIS                               2-4 Family                              9.6000                           0.5000            0.0000             0.0065              0.0000
     15358                PA                           RICHEYVILLE                              Single Family                            8.5900                           0.5000            0.0000             0.0065              0.0000
     49017                MI                           BATTLE CREEK                             Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                            8.8200                           0.5000            0.0000             0.0065              0.0000
     48154                MI                             LIVONIA                                Single Family                            8.8330                           0.5000            0.0000             0.0065              0.0000
     20745                MD                            OXON HILL                                Condominium                             7.3000                           0.5000            0.0000             0.0065              0.0000
     95823                CA                            SACRAMENTO                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     45405                OH                              DAYTON                                Single Family                           10.6150                           0.5000            0.0000             0.0065              0.0000
     48209                MI                             DETROIT                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     64840                MO                             DIAMOND                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48091                MI                              WARREN                                Single Family                           10.8000                           0.5000            0.0000             0.0065              0.0000
     27707                NC                              DURHAM                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     98056                WA                              RENTON                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     48212                MI                            HAMTRAMCK                                2-4 Family                              8.4500                           0.5000            0.0000             0.0065              0.0000
     44103                OH                            CLEVELAND                                2-4 Family                              7.5000                           0.5000            0.0000             0.0065              0.0000
     48327                MI                            WATERFORD                               Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     92201                CA                              INDIO                                 Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     89015                NV                            HENDERSON                               Single Family                            7.6200                           0.5000            0.0000             0.0065              0.0000
     55792                MN                             VIRGINIA                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     60634                IL                             CHICAGO                                Single Family                            8.8700                           0.5000            0.0000             0.0065              0.0000
     92707                CA                            SANTA ANA                               Single Family                            6.4500                           0.5000            0.0000             0.0065              0.0000
     44135                OH                            CLEVELAND                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     44843                OH                              LUCAS                                 Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     17866                PA                          COAL TOWNSHIP                             Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     33991                FL                            CAPE CORAL                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60804                IL                              CICERO                                Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     21740                MD                            HAGERSTOWN                              Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     48208                MI                             DETROIT                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     93638                CA                              MADERA                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     32810                FL                             ORLANDO                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     98038                WA                           MAPLE VALLEY                                  PUD                                 8.2500                           0.5000            0.0000             0.0065              0.0000
     91913                CA                           CHULA VISTA                                   PUD                                 7.3000                           0.5000            0.0000             0.0065              0.0000
     48910                MI                             LANSING                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     87532                NM                             ESPANOLA                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     77019                TX                             HOUSTON                                     PUD                                 7.0000                           0.5000            0.0000             0.0065              0.0000
     60107                IL                            STREAMWOOD                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     29045                SC                              ELGIN                                 Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     12566                NY                            PINE BUSH                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     30066                GA                             MARIETTA                               Single Family                            7.6750                           0.5000            0.0000             0.0065              0.0000
     33179                FL                              MIAMI                                  Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     33056                FL                            OPA LOCKA                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48616                MI                            CHESANING                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     20743                MD                         CAPITOL HEIGHTS                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     18301                PA                         EAST STROUDSBUR                            Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     98034                WA                             KIRKLAND                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     94801                CA                             RICHMOND                               Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     11763                NY                             MEDFORD                                Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     89148                NV                            LAS VEGAS                                    PUD                                 7.6500                           0.5000            0.0000             0.0065              0.0000
     33801                FL                             LAKELAND                               Single Family                            8.1400                           0.5000            0.0000             0.0065              0.0000
     43701                OH                            ZANESVILLE                              Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     65737                MO                           REEDS SPRING                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     84062                UT                          PLEASANT GROVE                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85365                AZ                               YUMA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60623                IL                             CHICAGO                                 2-4 Family                              7.5000                           0.5000            0.0000             0.0065              0.0000
     85364                AZ                               YUMA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     49093                MI                           THREE RIVERS                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33322                FL                             SUNRISE                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     11040                NY                          NEW HYDE PARK                              2-4 Family                              6.5900                           0.5000            0.0000             0.0065              0.0000
     53142                WI                             KENOSHA                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48091                MI                              WARREN                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     96021                CA                             CORNING                                Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     6412                 CT                             CHESTER                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     60061                IL                           VERNON HILLS                             Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     64138                MO                           KANSAS CITY                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     11717                NY                            BRENTWOOD                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33068                FL                          POMPANO BEACH                              2-4 Family                              8.1500                           0.5000            0.0000             0.0065              0.0000
     92551                CA                          MORENO VALLEY                             Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     60646                IL                             CHICAGO                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     48458                MI                           MOUNT MORRIS                              2-4 Family                             10.5500                           0.5000            0.0000             0.0065              0.0000
     11520                NY                             FREEPORT                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     30354                GA                            HAPEVILLE                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     55912                MN                              AUSTIN                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     10302                NY                          STATEN ISLAND                             Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     24501                VA                            LYNCHBURG                               Single Family                            9.4900                           0.5000            0.0000             0.0065              0.0000
     48423                MI                             DAVISON                                Single Family                            7.5900                           0.5000            0.0000             0.0065              0.0000
     92703                CA                            SANTA ANA                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     20879                MD                           GAITHERSBURG                                  PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     80249                CO                              DENVER                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     44111                OH                            CLEVELAND                               Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                 2-4 Family                              8.2500                           0.5000            0.0000             0.0065              0.0000
     48051                MI                           CHESTERFIELD                             Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     93215                CA                              DELANO                                Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     93611                CA                              CLOVIS                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     19114                PA                           PHILADELPHIA                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     22172                VA                             TRIANGLE                               Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     92345                CA                             HESPERIA                               Single Family                            8.3650                           0.5000            0.0000             0.0065              0.0000
     48213                MI                             DETROIT                                Single Family                           10.1750                           0.5000            0.0000             0.0065              0.0000
     60177                IL                           SOUTH ELGIN                               Condominium                             8.9500                           0.5000            0.0000             0.0065              0.0000
     8882                 NJ                           SOUTH RIVER                              Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     44105                OH                            CLEVELAND                                2-4 Family                              9.1000                           0.5000            0.0000             0.0065              0.0000
     48235                MI                             DETROIT                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     91342                CA                          AREA OF SYLMAR                            Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     95356                CA                             MODESTO                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     10705                NY                             YONKERS                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     17552                PA                            MOUNT JOY                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     92201                CA                              INDIO                                 Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     92105                CA                            SAN DIEGO                                Condominium                             8.7000                           0.5000            0.0000             0.0065              0.0000
     48228                MI                             DETROIT                                Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     48188                MI                              CANTON                                 Condominium                             7.9990                           0.5000            0.0000             0.0065              0.0000
     91748                CA                         AREA OF ROWLAND                            Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     7206                 NJ                            ELIZABETH                                2-4 Family                              9.3750                           0.5000            0.0000             0.0065              0.0000
     80504                CO                             LONGMONT                               Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     32068                FL                            MIDDLEBURG                              Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     22407                VA                          FREDERICKSBURG                                 PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     33467                FL                            LAKE WORTH                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     23608                VA                           NEWPORT NEWS                                  PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     1453                 MA                            LEOMINSTER                              Single Family                            6.8900                           0.5000            0.0000             0.0065              0.0000
     60435                IL                              JOLIET                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     8045                 NJ                             LAWNSIDE                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     33615                FL                              TAMPA                                 Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     32505                FL                            PENSACOLA                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33193                FL                              MIAMI                                      PUD                                 8.7500                           0.5000            0.0000             0.0065              0.0000
     20601                MD                             WALDORF                                     PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     85042                AZ                             PHOENIX                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     39212                MS                             JACKSON                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     95838                CA                            SACRAMENTO                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     37412                TN                           CHATTANOOGA                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     48910                MI                             LANSING                                Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     44121                OH                            CLEVELAND                               Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     33971                FL                           LEHIGH ACRES                             Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     15688                PA                              TARRS                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     7055                 NJ                             PASSAIC                                 2-4 Family                              8.8000                           0.5000            0.0000             0.0065              0.0000
     91745                CA                         HACIENDA HEIGHT                            Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     60620                IL                             CHICAGO                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     49014                MI                           BATTLE CREEK                             Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60442                IL                            FLOSSMOOR                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     49868                MI                             NEWBERRY                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     48044                MI                              MACOMB                                 Condominium                             7.8000                           0.5000            0.0000             0.0065              0.0000
     20748                MD                           TEMPLE HILLS                             Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     60609                IL                             CHICAGO                                 2-4 Family                              7.3000                           0.5000            0.0000             0.0065              0.0000
     20747                MD                         DISTRICT HEIGHT                            Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     92404                CA                          SAN BERNARDINO                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     53223                WI                            MILWAUKEE                               Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     21216                MD                            BALTIMORE                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60652                IL                             CHICAGO                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     21046                MD                             COLUMBIA                                    PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     21113                MD                             ODENTON                                Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     20706                MD                              LANHAM                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     23235                VA                             RICHMOND                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     61109                IL                             ROCKFORD                               Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     60624                IL                             CHICAGO                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     49534                MI                           GRAND RAPIDS                             Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     33035                FL                            HOMESTEAD                                Condominium                             8.0000                           0.5000            0.0000             0.0065              0.0000
     34654                FL                         NEW PORT RICHEY                            Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     6076                 CT                         STAFFORD SPRING                             2-4 Family                              7.4900                           0.5000            0.0000             0.0065              0.0000
     87114                NM                           ALBUQUERQUE                                   PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     23060                VA                            GLEN ALLEN                              Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     30260                GA                              MORROW                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     21136                MD                           REISTERSTOWN                             Single Family                            7.5550                           0.5000            0.0000             0.0065              0.0000
     81212                CO                            CANON CITY                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     22579                VA                         WICOMICO CHURCH                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     89128                NV                            LAS VEGAS                                    PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     30084                GA                              TUCKER                                 Condominium                             8.9000                           0.5000            0.0000             0.0065              0.0000
     85388                AZ                             SURPRISE                                    PUD                                 8.9900                           0.5000            0.0000             0.0065              0.0000
     93312                CA                           BAKERSFIELD                              Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     6010                 CT                             BRISTOL                                Single Family                            7.7850                           0.5000            0.0000             0.0065              0.0000
     91741                CA                             GLENDORA                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     44112                OH                          EAST CLEVELAND                             2-4 Family                             10.5600                           0.5000            0.0000             0.0065              0.0000
     48234                MI                             DETROIT                                Single Family                           11.1500                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                           10.9000                           0.5000            0.0000             0.0065              0.0000
     18055                PA                            HELLERTOWN                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33584                FL                             SEFFNER                                Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     34223                FL                            ENGLEWOOD                               Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     48239                MI                             REDFORD                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     75217                TX                              DALLAS                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     88101                NM                              CLOVIS                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48126                MI                             DEARBORN                                2-4 Family                              9.9400                           0.5000            0.0000             0.0065              0.0000
     34983                FL                         PORT SAINT LUCI                            Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     95601                CA                           AMADOR CITY                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     95815                CA                            SACRAMENTO                              Single Family                            9.6400                           0.5000            0.0000             0.0065              0.0000
     48085                MI                               TROY                                 Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     97236                OR                             PORTLAND                               Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     10567                NY                         CORTLANDT MANOR                            Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     48235                MI                             DETROIT                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     77088                TX                             HOUSTON                                Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     30030                GA                             DECATUR                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     60409                IL                           CALUMET CITY                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     87124                NM                            RIO RANCHO                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     92404                CA                          SAN BERNARDINO                            Single Family                            7.5250                           0.5000            0.0000             0.0065              0.0000
     7728                 NJ                             FREEHOLD                                Condominium                             7.6250                           0.5000            0.0000             0.0065              0.0000
     93662                CA                              SELMA                                 Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     90606                CA                             WHITTIER                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     92308                CA                           APPLE VALLEY                             Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     20744                MD                         FORT WASHINGTON                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     95326                CA                             HUGHSON                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     11554                NY                           EAST MEADOW                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     95823                CA                            SACRAMENTO                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     95932                CA                              COLUSA                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     37330                TN                          ESTILL SPRINGS                            Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     90240                CA                              DOWNEY                                Single Family                            8.5250                           0.5000            0.0000             0.0065              0.0000
     43119                OH                             GALLOWAY                               Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33125                FL                              MIAMI                                  2-4 Family                              6.9900                           0.5000            0.0000             0.0065              0.0000
     11714                NY                             BETHPAGE                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48872                MI                              PERRY                                 Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     48141                MI                             INKSTER                                Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     49230                MI                             BROOKLYN                               Single Family                            7.7900                           0.5000            0.0000             0.0065              0.0000
     21009                MD                             ABINGDON                                    PUD                                 7.3500                           0.5000            0.0000             0.0065              0.0000
     33167                FL                              MIAMI                                 Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     92832                CA                            FULLERTON                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     11727                NY                              CORAM                                 Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     32807                FL                             ORLANDO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33525                FL                            DADE CITY                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                            PROVIDENCE                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     53209                WI                            MILWAUKEE                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     60505                IL                              AURORA                                 2-4 Family                              9.9000                           0.5000            0.0000             0.0065              0.0000
     77075                TX                             HOUSTON                                Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     21213                MD                            BALTIMORE                               Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     20785                MD                             LANDOVER                               Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     70058                LA                              HARVEY                                 2-4 Family                              8.8000                           0.5000            0.0000             0.0065              0.0000
     11003                NY                              ELMONT                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     48203                MI                             DETROIT                                Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     6468                 CT                              MONROE                                Single Family                            9.6750                           0.5000            0.0000             0.0065              0.0000
     29414                SC                            CHARLESTON                              Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     60646                IL                             CHICAGO                                Single Family                            8.7800                           0.5000            0.0000             0.0065              0.0000
     82935                WY                           GREEN RIVER                              Single Family                            9.1900                           0.5000            0.0000             0.0065              0.0000
     64056                MO                           INDEPENDENCE                             Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     33566                FL                            PLANT CITY                                   PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     49331                MI                              LOWELL                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     91745                CA                         HACIENDA HEIGHT                            Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     48125                MI                         DEARBORN HEIGHT                            Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     92530                CA                          LAKE ELSINORE                                  PUD                                 7.2500                           0.5000            0.0000             0.0065              0.0000
     48446                MI                              LAPEER                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     20155                VA                           GAINESVILLE                              Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     21713                MD                            BOONSBORO                               Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     92324                CA                              COLTON                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60419                IL                              DOLTON                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     48197                MI                            YPSILANTI                               Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     75092                TX                             SHERMAN                                Single Family                            8.9250                           0.5000            0.0000             0.0065              0.0000
     18704                PA                             KINGSTON                               Single Family                            7.6990                           0.5000            0.0000             0.0065              0.0000
     48215                MI                             DETROIT                                Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     48209                MI                             DETROIT                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     48206                MI                             DETROIT                                 2-4 Family                             10.5000                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                 2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     44035                OH                              ELYRIA                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     60651                IL                             CHICAGO                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                              8.5000                           0.5000            0.0000             0.0065              0.0000
     6705                 CT                            WATERBURY                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     48838                MI                            GREENVILLE                              Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     48229                MI                              ECORSE                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     49519                MI                             WYOMING                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     16441                PA                            WATERFORD                               Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     50315                IA                            DES MOINES                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33619                FL                              TAMPA                                 Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     48083                MI                               TROY                                 Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     20748                MD                           TEMPLE HILLS                                  PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     21702                MD                            FREDERICK                               Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     93277                CA                             VISALIA                                Single Family                            8.3100                           0.5000            0.0000             0.0065              0.0000
     48212                MI                             DETROIT                                 2-4 Family                              8.1500                           0.5000            0.0000             0.0065              0.0000
     24521                VA                             AMHERST                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     39180                MS                            VICKSBURG                               Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     47523                IN                               DALE                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46516                IN                             ELKHART                                 2-4 Family                             11.4250                           0.5000            0.0000             0.0065              0.0000
     89113                NV                            LAS VEGAS                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     48076                MI                            SOUTHFIELD                              Single Family                            8.1200                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     85374                AZ                             SURPRISE                                    PUD                                 8.1600                           0.5000            0.0000             0.0065              0.0000
     48146                MI                           LINCOLN PARK                             Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     89139                NV                            LAS VEGAS                                    PUD                                 6.9000                           0.5000            0.0000             0.0065              0.0000
     20695                MD                           WHITE PLAINS                                  PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     20164                VA                             STERLING                                    PUD                                 6.7750                           0.5000            0.0000             0.0065              0.0000
     93705                CA                              FRESNO                                Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     44102                OH                            CLEVELAND                                2-4 Family                              8.4750                           0.5000            0.0000             0.0065              0.0000
     21009                MD                             ABINGDON                                    PUD                                 7.7500                           0.5000            0.0000             0.0065              0.0000
     44133                OH                          NORTH ROYALTON                            Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     55113                MN                            LAUDERDALE                              Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     92807                CA                             ANAHEIM                                 Condominium                             7.6750                           0.5000            0.0000             0.0065              0.0000
     96142                CA                              TAHOMA                                Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     33511                FL                             BRANDON                                     PUD                                 8.9000                           0.5000            0.0000             0.0065              0.0000
     49505                MI                           GRAND RAPIDS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48228                MI                             DETROIT                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     2360                 MA                             PLYMOUTH                               Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     20602                MD                             WALDORF                                     PUD                                 6.9000                           0.5000            0.0000             0.0065              0.0000
     48225                MI                           HARPER WOODS                             Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     49601                MI                             CADILLAC                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     92555                CA                          MORENO VALLEY                             Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     43614                OH                              TOLEDO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     18328                PA                          DINGMANS FERRY                            Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     32966                FL                            VERO BEACH                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     23323                VA                            CHESAPEAKE                              Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     90001                CA                           LOS ANGELES                               2-4 Family                              8.0000                           0.5000            0.0000             0.0065              0.0000
     48221                MI                             DETROIT                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     2863                 RI                          CENTRAL FALLS                              2-4 Family                              7.2000                           0.5000            0.0000             0.0065              0.0000
     11743                NY                            HUNTINGTON                              Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     11206                NY                             BROOKLYN                                2-4 Family                              9.2500                           0.5000            0.0000             0.0065              0.0000
     2151                 MA                              REVERE                                 2-4 Family                              7.8000                           0.5000            0.0000             0.0065              0.0000
     96707                HI                             KAPOLEI                                Single Family                            6.9000                           0.5000            0.0000             0.0065              0.0000
     20708                MD                              LAUREL                                 Condominium                             7.6990                           0.5000            0.0000             0.0065              0.0000
     34286                FL                            NORTH PORT                              Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     87120                NM                           ALBUQUERQUE                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     60619                IL                             CHICAGO                                 2-4 Family                              8.5000                           0.5000            0.0000             0.0065              0.0000
     29150                SC                              SUMTER                                Single Family                            8.2550                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     11751                NY                              ISLIP                                 Single Family                            7.1500                           0.5000            0.0000             0.0065              0.0000
     6483                 CT                             SEYMOUR                                 2-4 Family                              8.9500                           0.5000            0.0000             0.0065              0.0000
     20602                MD                             WALDORF                                     PUD                                 7.6250                           0.5000            0.0000             0.0065              0.0000
     29649                SC                            GREENWOOD                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48228                MI                             DETROIT                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     85242                AZ                           QUEEN CREEK                                   PUD                                 8.6500                           0.5000            0.0000             0.0065              0.0000
     60629                IL                             CHICAGO                                 2-4 Family                              8.8500                           0.5000            0.0000             0.0065              0.0000
     61336                IL                             MAGNOLIA                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     80915                CO                         COLORADO SPRING                            Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     20772                MD                          UPPER MARLBORO                            Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     49017                MI                           BATTLE CREEK                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     21613                MD                            CAMBRIDGE                               Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     32907                FL                             PALM BAY                               Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     21830                MD                              HEBRON                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33713                FL                         SAINT PETERSBUR                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48382                MI                         COMMERCE TOWNSH                            Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     21742                MD                            HAGERSTOWN                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     7111                 NJ                            IRVINGTON                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     60651                IL                             CHICAGO                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     60013                IL                               CARY                                      PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     81623                CO                            CARBONDALE                              Single Family                            6.9990                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     48089                MI                              WARREN                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     60004                IL                         ARLINGTON HEIGH                             Condominium                             8.4900                           0.5000            0.0000             0.0065              0.0000
     65616                MO                             BRANSON                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33168                FL                              MIAMI                                 Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     90603                CA                             WHITTIER                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     48213                MI                             DETROIT                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     72118                AR                         NORTH LITTLE RO                            Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     48708                MI                             BAY CITY                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     48895                MI                           WILLIAMSTON                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     85629                AZ                            SAHUARITA                                    PUD                                 8.9900                           0.5000            0.0000             0.0065              0.0000
     48060                MI                            PORT HURON                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     7461                 NJ                              SUSSEX                                Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     76109                TX                            FORT WORTH                               Condominium                             7.9500                           0.5000            0.0000             0.0065              0.0000
     32750                FL                             LONGWOOD                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     48609                MI                             SAGINAW                                Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     92503                CA                            RIVERSIDE                               Single Family                            7.0500                           0.5000            0.0000             0.0065              0.0000
     33463                FL                            LAKE WORTH                                   PUD                                 8.9000                           0.5000            0.0000             0.0065              0.0000
     48044                MI                              MACOMB                                Single Family                            6.6500                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            LAS VEGAS                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     10950                NY                              MONROE                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     34638                FL                           LAND O LAKES                                  PUD                                 6.3500                           0.5000            0.0000             0.0065              0.0000
     55720                MN                             CLOQUET                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     49201                MI                             JACKSON                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     32750                FL                             LONGWOOD                               Single Family                            8.2750                           0.5000            0.0000             0.0065              0.0000
     45240                OH                            CINCINNATI                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     96002                CA                             REDDING                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     89031                NV                         NORTH LAS VEGAS                                 PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     96727                HI                             HONOKAA                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     33321                FL                             TAMARAC                                     PUD                                 9.7900                           0.5000            0.0000             0.0065              0.0000
     33410                FL                         PALM BEACH GARD                            Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     33415                FL                         WEST PALM BEACH                                 PUD                                10.1500                           0.5000            0.0000             0.0065              0.0000
     48342                MI                             PONTIAC                                Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     77476                TX                             SIMONTON                                    PUD                                 7.1000                           0.5000            0.0000             0.0065              0.0000
     60652                IL                             CHICAGO                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     92563                CA                             MURRIETA                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     60440                IL                           BOLINGBROOK                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     11706                NY                            BAY SHORE                               Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     60632                IL                             CHICAGO                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     34715                FL                             CLERMONT                                    PUD                                 6.9500                           0.5000            0.0000             0.0065              0.0000
     49230                MI                             BROOKLYN                               Single Family                            8.2700                           0.5000            0.0000             0.0065              0.0000
     49098                MI                            WATERVLIET                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            HOMESTEAD                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     43145                OH                           NEW HOLLAND                              Single Family                            9.5800                           0.5000            0.0000             0.0065              0.0000
     85257                AZ                            SCOTTSDALE                              Single Family                            7.4700                           0.5000            0.0000             0.0065              0.0000
     33328                FL                              DAVIE                                      PUD                                 7.2500                           0.5000            0.0000             0.0065              0.0000
     48204                MI                             DETROIT                                Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     60477                IL                           TINLEY PARK                              Single Family                            8.3600                           0.5000            0.0000             0.0065              0.0000
     60612                IL                             CHICAGO                                Single Family                            8.7800                           0.5000            0.0000             0.0065              0.0000
     19146                PA                           PHILADELPHIA                             Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     20770                MD                            GREENBELT                                    PUD                                 7.6990                           0.5000            0.0000             0.0065              0.0000
     92504                CA                            RIVERSIDE                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     90660                CA                           PICO RIVERA                               Condominium                             8.9900                           0.5000            0.0000             0.0065              0.0000
     60056                IL                          MOUNT PROSPECT                            Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     48602                MI                             SAGINAW                                Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     92407                CA                          SAN BERNARDINO                            Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     60516                IL                          DOWNERS GROVE                              Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     49221                MI                              ADRIAN                                Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     20743                MD                         CAPITOL HEIGHTS                            Single Family                            7.7700                           0.5000            0.0000             0.0065              0.0000
     60411                IL                           SAUK VILLAGE                             Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     43204                OH                             COLUMBUS                               Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     95971                CA                              QUINCY                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     8527                 NJ                             JACKSON                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     85363                AZ                            YOUNGTOWN                               Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     21771                MD                            MOUNT AIRY                              Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     20772                MD                          UPPER MARLBORO                            Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     33015                FL                             HIALEAH                                     PUD                                 7.9500                           0.5000            0.0000             0.0065              0.0000
     48239                MI                             REDFORD                                Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     60544                IL                            PLAINFIELD                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     48765                MI                              TURNER                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     33068                FL                         NORTH LAUDERDAL                            Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     34983                FL                         PORT SAINT LUCI                            Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     11727                NY                              CORAM                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     92551                CA                          MORENO VALLEY                             Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     60616                IL                             CHICAGO                                 Condominium                            10.0500                           0.5000            0.0000             0.0065              0.0000
     81504                CO                          GRAND JUNCTION                                 PUD                                 8.7500                           0.5000            0.0000             0.0065              0.0000
     32952                FL                          MERRITT ISLAND                            Single Family                            7.0750                           0.5000            0.0000             0.0065              0.0000
     60140                IL                            HAMPSHIRE                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     60625                IL                             CHICAGO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     18328                PA                          DINGMANS FERRY                                 PUD                                 8.1000                           0.5000            0.0000             0.0065              0.0000
     30062                GA                             MARIETTA                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     96732                HI                             KAHULUI                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     48174                MI                             ROMULUS                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                 2-4 Family                             10.9500                           0.5000            0.0000             0.0065              0.0000
     33313                FL                         FORT LAUDERDALE                             Condominium                             8.6000                           0.5000            0.0000             0.0065              0.0000
     11420                NY                         SOUTH OZONE PAR                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     90280                CA                            SOUTH GATE                               2-4 Family                              7.0000                           0.5000            0.0000             0.0065              0.0000
     48195                MI                            SOUTHGATE                               Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     90002                CA                           LOS ANGELES                               2-4 Family                              8.8000                           0.5000            0.0000             0.0065              0.0000
     32060                FL                             LIVE OAK                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     10541                NY                             MAHOPAC                                 2-4 Family                              6.7500                           0.5000            0.0000             0.0065              0.0000
     33024                FL                          PEMBROKE PINES                            Single Family                            6.5500                           0.5000            0.0000             0.0065              0.0000
     90022                CA                           LOS ANGELES                              Single Family                            7.1500                           0.5000            0.0000             0.0065              0.0000
     91745                CA                         HACIENDA HEIGHT                            Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     60559                IL                             WESTMONT                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     33029                FL                          PEMBROKE PINES                                 PUD                                 9.1500                           0.5000            0.0000             0.0065              0.0000
     33021                FL                            HOLLYWOOD                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     15201                PA                            PITTSBURGH                              Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     44128                OH                            CLEVELAND                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     48116                MI                             BRIGHTON                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     34116                FL                              NAPLES                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     48201                MI                             DETROIT                                 Condominium                             7.3000                           0.5000            0.0000             0.0065              0.0000
     37343                TN                              HIXSON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33313                FL                         FORT LAUDERDALE                             Condominium                             7.9500                           0.5000            0.0000             0.0065              0.0000
     48910                MI                             LANSING                                Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     60617                IL                             CHICAGO                                 2-4 Family                              8.2500                           0.5000            0.0000             0.0065              0.0000
     19040                PA                             HATBORO                                Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     20720                MD                              BOWIE                                      PUD                                 6.8500                           0.5000            0.0000             0.0065              0.0000
     33196                FL                              MIAMI                                 Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     43560                OH                             SYLVANIA                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     92562                CA                             Murrieta                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     97502                OR                          CENTRAL POINT                             Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     12308                NY                           SCHENECTADY                               2-4 Family                             11.5500                           0.5000            0.0000             0.0065              0.0000
     73111                OK                          OKLAHOMA CITY                             Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     73120                OK                          OKLAHOMA CITY                             Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     73507                OK                              Lawton                                Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     36303                AL                              Dothan                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     36303                AL                              Dothan                                Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     48504                MI                              Flint                                 Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     33853                FL                            Lake Wales                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                     PUD                                 6.1000                           0.5000            0.0000             0.0065              0.0000
     92223                CA                             Beaumont                               Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             Detroit                                Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     85635                AZ                           Sierra Vista                             Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     19403                PA                            Norristown                               Condominium                            11.2000                           0.5000            0.0000             0.0065              0.0000
     63023                MO                             Dittmer                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     97203                OR                             PORTLAND                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     97140                OR                             SHERWOOD                                    PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     97140                OR                             SHERWOOD                                    PUD                                11.6250                           0.5000            0.0000             0.0065              0.0000
     98274                WA                           MOUNT VERNON                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     98274                WA                           MOUNT VERNON                             Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     97008                OR                            BEAVERTON                                Condominium                             7.3750                           0.5000            0.0000             0.0065              0.0000
     97008                OR                            BEAVERTON                                Condominium                            12.0000                           0.5000            0.0000             0.0065              0.0000
     97754                OR                            PRINEVILLE                              Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     48006                MI                        KENOCKEE TOWNSHIP                           Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     48210                MI                             DETROIT                                Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     48220                MI                             FERNDALE                               Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     48180                MI                              TAYLOR                                Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     48422                MI                             CROSWELL                               Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     49546                MI                         CASCADE TOWNSHIP                           Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     48210                MI                             DETROIT                                Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     48006                MI                        KENOCKEE TOWNSHIP                           Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     49546                MI                         CASCADE TOWNSHIP                           Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     49509                MI                             WYOMING                                Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     49224                MI                              ALBION                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     48150                MI                             LIVONIA                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     48455                MI                            HADLEY TWP                              Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     48237                MI                             OAK PARK                               Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     48076                MI                            SOUTHFIELD                              Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     48359                MI                            LAKE ORION                              Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     48346                MI                     TOWNSHIP OF SPRINGFIELD                        Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     48359                MI                            LAKE ORION                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48076                MI                            SOUTHFIELD                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48239                MI                             REDFORD                                Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     49249                MI                           SOMERSET TWP                             Single Family                            9.0250                           0.5000            0.0000             0.0065              0.0000
     60626                IL                             CHICAGO                                 Condominium                             9.8000                           0.5000            0.0000             0.0065              0.0000
     31324                GA                          RICHMOND HILL                             Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     39352                MS                           PORTERVILLE                              Single Family                            9.5250                           0.5000            0.0000             0.0065              0.0000
     34606                FL                           SPRING HILL                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     75704                TX                              TYLER                                 Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     44805                OH                             ASHLAND                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     77449                TX                               KATY                                      PUD                                 9.7750                           0.5000            0.0000             0.0065              0.0000
     59901                MT                            KALISPELL                               Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     52806                IA                            DAVENPORT                               Single Family                           11.9000                           0.5000            0.0000             0.0065              0.0000
     11741                NY                             HOLBROOK                                Condominium                             9.0750                           0.5000            0.0000             0.0065              0.0000
     16342                PA                            IRWIN TWP                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     17404                PA                               YORK                                 Single Family                           10.6500                           0.5000            0.0000             0.0065              0.0000
     31757                GA                           THOMASVILLE                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     17320                PA                       HAMILTONBAN TOWNSHIP                         Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     33321                FL                             TAMARAC                                 Condominium                             8.5250                           0.5000            0.0000             0.0065              0.0000
     60626                IL                             CHICAGO                                 Condominium                             7.9250                           0.5000            0.0000             0.0065              0.0000
     7112                 NJ                              NEWARK                                 2-4 Family                              9.0750                           0.5000            0.0000             0.0065              0.0000
     67502                KS                            HUTCHINSON                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     31641                GA                              NAYLOR                                Single Family                            9.3250                           0.5000            0.0000             0.0065              0.0000
     13492                NY                        TOWN OF WHITESTOWN                          Single Family                           10.4250                           0.5000            0.0000             0.0065              0.0000
     7860                 NJ                           HAMPTON TWP                               Condominium                            10.2000                           0.5000            0.0000             0.0065              0.0000
     39574                MS                             SAUCIER                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     2332                 MA                             DUXBURY                                Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     19709                DE                            MIDDLETOWN                                   PUD                                 9.1500                           0.5000            0.0000             0.0065              0.0000
     5478                 VT                        TOWN OF ST ALBANS                           Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     33435                FL                          BOYNTON BEACH                              Condominium                             9.0750                           0.5000            0.0000             0.0065              0.0000
     48179                MI                            BERLIN TWP                              Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     33809                FL                             LAKELAND                                    PUD                                 9.7500                           0.5000            0.0000             0.0065              0.0000
     11422                NY                        BOROUGH OF QUEENS                           Single Family                            9.0750                           0.5000            0.0000             0.0065              0.0000
     42301                KY                            OWENSBORO                               Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     31904                GA                             COLUMBUS                               Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     24017                VA                             ROANOKE                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     19145                PA                           PHILADELPHIA                             Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     48154                MI                             LIVONIA                                Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     31075                GA                              RENTZ                                 Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     30047                GA                             LILBURN                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     1752                 MA                           MARLBOROUGH                              Single Family                            9.6750                           0.5000            0.0000             0.0065              0.0000
     19963                DE                             MILFORD                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     91606                CA                         NORTH HOLLYWOOD                             Condominium                             9.6750                           0.5000            0.0000             0.0065              0.0000
     33440                FL                            CLEWISTON                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     30114                GA                              CANTON                                Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     10940                NY                            MIDDLETOWN                               Condominium                             8.2750                           0.5000            0.0000             0.0065              0.0000
     27863                NC                            PIKEVILLE                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     48044                MI                         MACOMB TOWNSHIP                                 PUD                                 9.0750                           0.5000            0.0000             0.0065              0.0000
     47025                IN                           LAWRENCEBURG                             Single Family                            9.0250                           0.5000            0.0000             0.0065              0.0000
     40118                KY                             FAIRDALE                               Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     30016                GA                            COVINGTON                               Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     10303                NY                      STATEN ISLAND BOROUGH                         Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     1108                 MA                           SPRINGFIELD                              Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     72532                AR                          EVENING SHADE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     14580                NY                             WEBSTER                                     PUD                                 8.5750                           0.5000            0.0000             0.0065              0.0000
     18328                PA                          DINGMANS FERRY                            Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     67154                KS                            WHITEWATER                              Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     33470                FL                           LOXAHATCHEE                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     72756                AR                              ROGERS                                Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     87323                NM                             THOREAU                                Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     21211                MD                            BALTIMORE                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     28803                NC                            ASHEVILLE                               Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     2382                 MA                             WHITMAN                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     48082                MI                         ST CLAIR SHORES                            Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33543                FL                          WESLEY CHAPEL                                  PUD                                 9.9750                           0.5000            0.0000             0.0065              0.0000
     6606                 CT                            BRIDGEPORT                              Single Family                            7.8250                           0.5000            0.0000             0.0065              0.0000
     8065                 NJ                        BOROUGH OF PALMYRA                           Condominium                             9.6750                           0.5000            0.0000             0.0065              0.0000
     87121                NM                           ALBUQUERQUE                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     37049                TN                           CROSS PLAINS                             Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     21666                MD                           STEVENSVILLE                             Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     10465                NY                              BRONX                                  2-4 Family                              9.1250                           0.5000            0.0000             0.0065              0.0000
     83706                ID                              BOISE                                      PUD                                 9.0250                           0.5000            0.0000             0.0065              0.0000
     48195                MI                            SOUTHGATE                               Single Family                            9.0250                           0.5000            0.0000             0.0065              0.0000
     49004                MI                      TOWNSHIP OF KALAMAZOO                         Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     48240                MI                           REDFORD TWP                              Single Family                            9.9750                           0.5000            0.0000             0.0065              0.0000
     33415                FL                         WEST PALM BEACH                                 PUD                                 9.5500                           0.5000            0.0000             0.0065              0.0000
     49201                MI                             JACKSON                                Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     49855                MI                            MARQUETTE                               Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     48317                MI                            SHELBY TWP                              Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     83651                ID                              NAMPA                                 Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     30234                GA                           JENKINSBURG                              Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     85706                AZ                              TUCSON                                     PUD                                 8.7000                           0.5000            0.0000             0.0065              0.0000
     17403                PA                               YORK                                 Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     85745                AZ                              TUCSON                                     PUD                                 9.8500                           0.5000            0.0000             0.0065              0.0000
     51534                IA                             GLENWOOD                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48235                MI                             DETROIT                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     49249                MI                           SOMERSET TWP                             Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     33321                FL                             TAMARAC                                 Condominium                             9.5000                           0.5000            0.0000             0.0065              0.0000
     60626                IL                             CHICAGO                                 Condominium                            11.1250                           0.5000            0.0000             0.0065              0.0000
     7112                 NJ                              NEWARK                                 2-4 Family                             12.0000                           0.5000            0.0000             0.0065              0.0000
     16342                PA                            IRWIN TWP                               Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     44087                OH                            TWINSBURG                                Condominium                            11.5000                           0.5000            0.0000             0.0065              0.0000
     42301                KY                            OWENSBORO                               Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48154                MI                             LIVONIA                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     47025                IN                           LAWRENCEBURG                             Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     1108                 MA                           SPRINGFIELD                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     67154                KS                            WHITEWATER                              Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     87323                NM                             THOREAU                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     83651                ID                              NAMPA                                 Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     49201                MI                             JACKSON                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48317                MI                            SHELBY TWP                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48195                MI                            SOUTHGATE                               Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     6606                 CT                            BRIDGEPORT                              Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     83706                ID                              BOISE                                      PUD                                11.5000                           0.5000            0.0000             0.0065              0.0000
     48072                MI                             BERKLEY                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     48230                MI                          GROSSE POINTE                             Single Family                            8.9750                           0.5000            0.0000             0.0065              0.0000
     65560                MO                              SALEM                                 Single Family                            9.1750                           0.5000            0.0000             0.0065              0.0000
     65802                MO                           SPRINGFIELD                              Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     38104                TN                             MEMPHIS                                Single Family                            9.8250                           0.5000            0.0000             0.0065              0.0000
     33947                FL                           ROTONDA WEST                             Single Family                            8.5250                           0.5000            0.0000             0.0065              0.0000
     32082                FL                        PONTE VEDRA BEACH                           Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     87059                NM                             TIJERAS                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     34759                FL                            KISSIMMEE                                    PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     48072                MI                             BERKLEY                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     65560                MO                              SALEM                                 Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     22302                VA                            ALEXANDRIA                               Condominium                            10.1000                           0.5000            0.0000             0.0065              0.0000
     30294                GA                            ELLENWOOD                               Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     81132                CO                            DEL NORTE                               Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     23602                VA                           NEWPORT NEWS                                  PUD                                 9.6000                           0.5000            0.0000             0.0065              0.0000
     93313                CA                           BAKERSFIELD                              Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     80534                CO                            JOHNSTOWN                               Single Family                           10.9250                           0.5000            0.0000             0.0065              0.0000
     6040                 CT                            MANCHESTER                               Condominium                             9.8750                           0.5000            0.0000             0.0065              0.0000
     19136                PA                           PHILADELPHIA                             Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     48316                MI                         SHELBY TOWNSHIP                            Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     48837                MI                           GRAND LEDGE                              Single Family                            9.3250                           0.5000            0.0000             0.0065              0.0000
     48231                MI                             DETROIT                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     48842                MI                               HOLT                                  2-4 Family                              8.7000                           0.5000            0.0000             0.0065              0.0000
     48075                MI                            SOUTHFIELD                              Single Family                            9.0250                           0.5000            0.0000             0.0065              0.0000
     48225                MI                           HARPER WOODS                             Single Family                            8.9250                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     49229                MI                        TOWNSHIP OF RAISIN                          Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     48334                MI                             DETROIT                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     48036                MI                         CLINTON TOWNSHIP                           Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     37115                TN                             MADISON                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     48035                MI                         CLINTON TOWNSHIP                           Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     48220                MI                             FERNDALE                               Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     49464                MI                             ZEELAND                                Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     48021                MI                            EASTPOINTE                              Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     48316                MI                         SHELBY TOWNSHIP                            Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     48075                MI                            SOUTHFIELD                              Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     48225                MI                           HARPER WOODS                             Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     48021                MI                            EASTPOINTE                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     8034                 NJ                           CHERRY HILL                              Single Family                            9.7810                           0.5000            0.0000             0.0065              0.0000
     10462                NY                              BRONX                                  2-4 Family                              8.6500                           0.5000            0.0000             0.0065              0.0000
     30315                GA                             ATLANTA                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     21214                MD                            BALTIMORE                               Single Family                           10.6500                           0.5000            0.0000             0.0065              0.0000
     8724                 NJ                              BRICK                                 Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     33603                FL                              TAMPA                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     22079                VA                              LORTON                                     PUD                                11.2000                           0.5000            0.0000             0.0065              0.0000
     7865                 NJ                           PORT MURRAY                              Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     31410                GA                             SAVANNAH                               Single Family                           13.0000                           0.5000            0.0000             0.0065              0.0000
     11743                NY                            HUNTINGTON                              Single Family                            8.6880                           0.5000            0.0000             0.0065              0.0000
     11743                NY                            HUNTINGTON                              Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     33323                FL                             SUNRISE                                     PUD                                11.1000                           0.5000            0.0000             0.0065              0.0000
     19462                PA                         PLYMOUTH MEETING                           Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                             Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     19038                PA                            ERDENHEIM                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     8322                 NJ                          FRANKLINVILLE                             Single Family                           11.4500                           0.5000            0.0000             0.0065              0.0000
     21225                MD                             BROOKLYN                               Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     1607                 MA                            WORCESTER                                2-4 Family                              6.7500                           0.5000            0.0000             0.0065              0.0000
     30274                GA                            RIVERDALE                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     34761                FL                              OCOEE                                 Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     2886                 RI                             WARWICK                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     19355                PA                             MALVERN                                Single Family                            7.3250                           0.5000            0.0000             0.0065              0.0000
     33021                FL                            HOLLYWOOD                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     23320                VA                            CHESAPEAKE                                Townhouse                              7.1000                           0.5000            0.0000             0.0065              0.0000
     23320                VA                            CHESAPEAKE                                Townhouse                             11.7000                           0.5000            0.0000             0.0065              0.0000
     33066                FL                          COCONUT CREEK                             Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     10466                NY                              BRONX                                  2-4 Family                              7.6380                           0.5000            0.0000             0.0065              0.0000
     8724                 NJ                              BRICK                                 Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     19038                PA                            ERDENHEIM                               Single Family                           13.9000                           0.5000            0.0000             0.0065              0.0000
     33029                FL                          PEMBROKE PINES                                 PUD                                 8.6000                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                             Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     6511                 CT                            NEW HAVEN                                2-4 Family                             11.2500                           0.5000            0.0000             0.0065              0.0000
     10466                NY                              BRONX                                  2-4 Family                             11.2500                           0.5000            0.0000             0.0065              0.0000
     17109                PA                            HARRISBURG                              Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     32811                FL                             ORLANDO                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     30274                GA                            RIVERDALE                               Single Family                           11.4500                           0.5000            0.0000             0.0065              0.0000
     18324                PA                             Bushkill                                    PUD                                 8.9900                           0.5000            0.0000             0.0065              0.0000
     5356                 VT                            WHITINGHAM                              Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     48221                MI                             Detroit                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             Glendale                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     85741                AZ                              Tucson                                Single Family                            6.8500                           0.5000            0.0000             0.0065              0.0000
     6234                 CT                             Brooklyn                               Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     97206                OR                             Portland                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     95501                CA                              Eureka                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     80917                CO                             CO SPGS                                Single Family                           12.5500                           0.5000            0.0000             0.0065              0.0000
     85388                AZ                             Surprise                               Single Family                            6.4000                           0.5000            0.0000             0.0065              0.0000
     19803                DE                            Wilmington                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     30315                GA                             Atlanta                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     50501                IA                            Fort Dodge                              Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     6610                 CT                            BRIDGEPORT                                Townhouse                              9.5500                           0.5000            0.0000             0.0065              0.0000
     6610                 CT                            BRIDGEPORT                                Townhouse                             12.0500                           0.5000            0.0000             0.0065              0.0000
     34613                FL                           BROOKSVILLE                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     34613                FL                           BROOKSVILLE                              Single Family                           13.3000                           0.5000            0.0000             0.0065              0.0000
     76179                TX                            Fort Worth                                   PUD                                 9.9200                           0.5000            0.0000             0.0065              0.0000
     78729                TX                              Austin                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     11422                NY                             Rosedale                                2-4 Family                             10.4500                           0.5000            0.0000             0.0065              0.0000
     70363                LA                              Houma                                 Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     3103                 NH                            MANCHESTER                               2-4 Family                              9.2000                           0.5000            0.0000             0.0065              0.0000
     89512                NV                               Reno                                 Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     55417                MN                           Minneapolis                              Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     80524                CO                           FORT COLLINS                             Single Family                            8.8050                           0.5000            0.0000             0.0065              0.0000
     30354                GA                             ATLANTA                                Single Family                            9.1050                           0.5000            0.0000             0.0065              0.0000
     34288                FL                            NORTH PORT                              Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     30501                GA                           GAINESVILLE                              Single Family                            7.9750                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                 Single Family                            9.5750                           0.5000            0.0000             0.0065              0.0000
     47715                IN                            EVANSVILLE                              Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     92551                CA                          MORENO VALLEY                                  PUD                                 9.3250                           0.5000            0.0000             0.0065              0.0000
     33763                FL                            CLEARWATER                                   PUD                                 8.7300                           0.5000            0.0000             0.0065              0.0000
     33763                FL                            CLEARWATER                                   PUD                                12.2750                           0.5000            0.0000             0.0065              0.0000
     30297                GA                           FOREST PARK                              Single Family                            8.9650                           0.5000            0.0000             0.0065              0.0000
     34473                FL                              OCALA                                 Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     47842                IN                             CLINTON                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     32703                FL                              APOPKA                                     PUD                                 8.8750                           0.5000            0.0000             0.0065              0.0000
     30534                GA                           DAWSONVILLE                              Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     46310                IN                             DEMOTTE                                Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     12192                NY                          WEST COXSACKIE                            Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     6024                 CT                           EAST CANAAN                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     6804                 CT                            BROOKFIELD                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     45373                OH                               TROY                                 Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     6018                 CT                              CANAAN                                 2-4 Family                              9.3750                           0.5000            0.0000             0.0065              0.0000
     13440                NY                               LEE                                  Single Family                           11.6250                           0.5000            0.0000             0.0065              0.0000
     7206                 NJ                            ELIZABETH                                2-4 Family                             11.0000                           0.5000            0.0000             0.0065              0.0000
     6256                 CT                             WINDHAM                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     7524                 NJ                             PATERSON                                2-4 Family                             10.2500                           0.5000            0.0000             0.0065              0.0000
     18466                PA                            TOBYHANNA                                    PUD                                 9.7500                           0.5000            0.0000             0.0065              0.0000
     45373                OH                               TROY                                 Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     6484                 CT                             SHELTON                                 2-4 Family                              9.8750                           0.5000            0.0000             0.0065              0.0000
     6379                 CT                      PAWCATUCK (STONINGTON)                        Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     2907                 RI                            PROVIDENCE                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     34202                FL                            BRADENTON                                    PUD                                 8.1250                           0.5000            0.0000             0.0065              0.0000
     46349                IN                           LAKE VILLAGE                             Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     6716                 CT                             WOLCOTT                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     7107                 NJ                              NEWARK                                 2-4 Family                             11.3750                           0.5000            0.0000             0.0065              0.0000
     45449                OH                         WEST CARROLLTON                            Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     45118                OH                           FAYETTEVILLE                                  PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     85254                AZ                            SCOTTSDALE                               Condominium                             8.3750                           0.5000            0.0000             0.0065              0.0000
     2891                 RI                             WESTERLY                               Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     33417                FL                         WEST PALM BEACH                            Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     33713                FL                         SAINT PETERSBURG                           Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     37388                TN                            TULLAHOMA                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     37388                TN                            TULLAHOMA                               Single Family                            9.0100                           0.5000            0.0000             0.0065              0.0000
     27610                NC                             RALEIGH                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     27610                NC                             RALEIGH                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     33460                FL                            LAKE WORTH                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     32308                FL                           TALLAHASSEE                              Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                 Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     33467                FL                            LAKE WORTH                               Condominium                            10.5000                           0.5000            0.0000             0.0065              0.0000
     60643                IL                             CHICAGO                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     46349                IN                           LAKE VILLAGE                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     8733                 NJ                            LAKEHURST                               Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     8757                 NJ                    BERKELEY TWP. (TOMS RIVER                            PUD                                10.7500                           0.5000            0.0000             0.0065              0.0000
     12801                NY                           GLENS FALLS                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     32209                FL                           JACKSONVILLE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     33777                FL                             SEMINOLE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     30019                GA                              DACULA                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     30188                GA                            WOODSTOCK                                    PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     92220                CA                             BANNING                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     92530                CA                          LAKE ELSINORE                             Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     85373                AZ                             SUN CITY                                    PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     19320                PA                           COATESVILLE                              Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     40118                KY                             Fairdale                               Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     93647                CA                              OROSI                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     40118                KY                             Fairdale                               Single Family                           13.2000                           0.5000            0.0000             0.0065              0.0000
     53143                WI                             KENOSHA                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     43219                OH                             Columbus                               Single Family                           10.2600                           0.5000            0.0000             0.0065              0.0000
     18104                PA                            Allentown                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     95838                CA                            Sacramento                              Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     21224                MD                            BALTIMORE                                 Townhouse                              7.9000                           0.5000            0.0000             0.0065              0.0000
     84119                UT                          SALT LAKE CITY                            Single Family                            8.2800                           0.5000            0.0000             0.0065              0.0000
     98205                WA                             Everett                                Single Family                            7.7750                           0.5000            0.0000             0.0065              0.0000
     30233                GA                             GRIFFIN                                Single Family                           11.3750                           0.5000            0.0000             0.0065              0.0000
     77662                TX                              VIDOR                                 Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     37363                TN                             OOLTEWAH                               Single Family                            8.9100                           0.5000            0.0000             0.0065              0.0000
     66048                KS                           LEAVENWORTH                              Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     24266                VA                             LEBANON                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     33025                FL                          PEMBROKE PINES                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     76002                TX                            ARLINGTON                                    PUD                                 9.6400                           0.5000            0.0000             0.0065              0.0000
     76063                TX                            MANSFIELD                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     93313                CA                           BAKERSFIELD                              Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     89502                NV                               RENO                                 Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     47933                IN                          CRAWFORDSVILLE                             2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     47933                IN                          CRAWFORDSVILLE                             2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     44135                OH                            CLEVELAND                               Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     63122                MO                             KIRKWOOD                               Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     23607                VA                           NEWPORT NEWS                             Single Family                           11.6250                           0.5000            0.0000             0.0065              0.0000
     92256                CA                          MORONGO VALLEY                            Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     75424                TX                            BLUE RIDGE                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     19143                PA                           PHILADELPHIA                             Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85016                AZ                             PHOENIX                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     98270                WA                            MARYSVILLE                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     37912                TN                            KNOXVILLE                               Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     30004                GA                            ALPHARETTA                                   PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     33916                FL                            FORT MYERS                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     32578                FL                            NICEVILLE                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85218                AZ                           QUEEN VALLEY                             Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     34761                FL                              OCOEE                                 Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     28146                NC                            SALISBURY                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                            PROVIDENCE                              Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     77657                TX                            LUMBERTON                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     18052                PA                            WHITEHALL                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60443                IL                             MATTESON                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     20155                VA                           GAINESVILLE                                Townhouse                              7.6250                           0.5000            0.0000             0.0065              0.0000
     24558                VA                             HALIFAX                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     17320                PA                            FAIRFIELD                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60513                IL                            BROOKFIELD                              Single Family                           11.3750                           0.5000            0.0000             0.0065              0.0000
     75013                TX                              ALLEN                                      PUD                                 9.6000                           0.5000            0.0000             0.0065              0.0000
     34731                FL                          FRUITLAND PARK                            Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     23234                VA                             RICHMOND                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     23502                VA                             NORFOLK                                Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     46227                IN                           INDIANAPOLIS                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33322                FL                             SUNRISE                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     23220                VA                             RICHMOND                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     33843                FL                            FROSTPROOF                              Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     49220                MI                             ADDISON                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     94565                CA                            PITTSBURG                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     60440                IL                           BOLINGBROOK                              Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     78619                TX                            DRIFTWOOD                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     49660                MI                             MANISTEE                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     30315                GA                             ATLANTA                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     33510                FL                             BRANDON                                Single Family                            5.8750                           0.5000            0.0000             0.0065              0.0000
     65020                MO                            CAMDENTON                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     46060                IN                           NOBLESVILLE                              Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     43332                OH                              LA RUE                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     85938                AZ                          SPRINGERVILLE                             Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     34120                FL                              NAPLES                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     32244                FL                           JACKSONVILLE                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     46226                IN                           INDIANAPOLIS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63857                MO                             KENNETT                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     32514                FL                            PENSACOLA                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     40026                KY                              GOSHEN                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                                    PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     34787                FL                          WINTER GARDEN                             Single Family                            6.1250                           0.5000            0.0000             0.0065              0.0000
     32817                FL                             ORLANDO                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     48185                MI                             WESTLAND                                Condominium                            13.3750                           0.5000            0.0000             0.0065              0.0000
     17109                PA                            HARRISBURG                              Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     49315                MI                           BYRON CENTER                             Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     48030                MI                            HAZEL PARK                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     66502                KS                            MANHATTAN                               Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     89431                NV                              SPARKS                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     60534                IL                              LYONS                                  Condominium                             7.8750                           0.5000            0.0000             0.0065              0.0000
     15767                PA                           PUNXSUTAWNEY                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     22968                VA                           RUCKERSVILLE                                  PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     87575                NM                         TIERRA AMARILLA                            Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     46064                IN                            PENDLETON                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRIMAR                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     33611                FL                              TAMPA                                 Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     46107                IN                           BEECH GROVE                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     19601                PA                             READING                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     67147                KS                          VALLEY CENTER                                  PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     61616                IL                          PEORIA HEIGHTS                            Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     46062                IN                           NOBLESVILLE                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     46721                IN                              BUTLER                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     33761                FL                            CLEARWATER                                   PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     32244                FL                           JACKSONVILLE                               Townhouse                              8.3750                           0.5000            0.0000             0.0065              0.0000
     28139                NC                          RUTHERFORDTON                             Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     78258                TX                           SAN ANTONIO                                   PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     18346                PA                          POCONO SUMMIT                                  PUD                                 7.6250                           0.5000            0.0000             0.0065              0.0000
     30655                GA                              MONROE                                Single Family                            8.0750                           0.5000            0.0000             0.0065              0.0000
     34769                FL                           SAINT CLOUD                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     23601                VA                           NEWPORT NEWS                             Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     50316                IA                            DES MOINES                              Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     34668                FL                           PORT RICHEY                              Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     33702                FL                          ST PETERSBURG                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60115                IL                              DEKALB                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     48116                MI                             BRIGHTON                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                                 Townhouse                              8.2500                           0.5000            0.0000             0.0065              0.0000
     49461                MI                            WHITEHALL                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33169                FL                          MIAMI UNICORP                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     60612                IL                             CHICAGO                                 Condominium                            11.3750                           0.5000            0.0000             0.0065              0.0000
     32117                FL                          DAYTONA BEACH                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     32206                FL                           JACKSONVILLE                             Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     64050                MO                           INDEPENDENCE                             Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     53209                WI                            MILWAUKEE                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     1602                 MA                            WORCESTER                               Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     37075                TN                          HENDERSONVILLE                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     38017                TN                           COLLIERVILLE                             Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     46229                IN                           INDIANAPOLIS                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     60532                IL                              LISLE                                 Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     38017                TN                           COLLIERVILLE                             Single Family                            9.0100                           0.5000            0.0000             0.0065              0.0000
     19026                PA                           DREXEL HILL                               2-4 Family                              8.1250                           0.5000            0.0000             0.0065              0.0000
     33881                FL                           WINTER HAVEN                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     88005                NM                            LAS CRUCES                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48240                MI                             REDFORD                                Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     60450                IL                              MORRIS                                Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     49660                MI                             MANISTEE                               Single Family                           12.6250                           0.5000            0.0000             0.0065              0.0000
     75010                TX                            CARROLLTON                                   PUD                                10.7000                           0.5000            0.0000             0.0065              0.0000
     33880                FL                           WINTER HAVEN                             Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     6109                 CT                           WETHERSFIELD                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     49461                MI                            WHITEHALL                               Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     75009                TX                              CELINA                                     PUD                                11.5000                           0.5000            0.0000             0.0065              0.0000
     89506                NV                           COLD SPRINGS                                  PUD                                 7.7500                           0.5000            0.0000             0.0065              0.0000
     84078                UT                              VERNAL                                 Condominium                             8.2500                           0.5000            0.0000             0.0065              0.0000
     23462                VA                          VIRGINIA BEACH                                 PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     38115                TN                             MEMPHIS                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33712                FL                         SAINT PETERSBURG                           Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     37013                TN                             ANTIOCH                                     PUD                                 8.6250                           0.5000            0.0000             0.0065              0.0000
     37013                TN                             ANTIOCH                                     PUD                                 9.0100                           0.5000            0.0000             0.0065              0.0000
     22191                VA                            WOODBRIDGE                                   PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     46201                IN                           INDIANAPOLIS                             Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     84109                UT                          SALT LAKE CITY                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     76063                TX                            MANSFIELD                                    PUD                                10.7000                           0.5000            0.0000             0.0065              0.0000
     34482                FL                              OCALA                                      PUD                                10.0500                           0.5000            0.0000             0.0065              0.0000
     45891                OH                             VAN WERT                               Single Family                           11.6500                           0.5000            0.0000             0.0065              0.0000
     47804                IN                           TERRE HAUTE                              Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     2860                 RI                            PAWTUCKET                                2-4 Family                             10.2400                           0.5000            0.0000             0.0065              0.0000
     28269                NC                            CHARLOTTE                               Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     46563                IN                             PLYMOUTH                               Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     40509                KY                            LEXINGTON                               Single Family                           12.2000                           0.5000            0.0000             0.0065              0.0000
     63138                MO                           SAINT LOUIS                              Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     47630                IN                             NEWBURGH                               Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     44657                OH                             MINERVA                                Single Family                           12.4000                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                     PUD                                 7.9000                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                     PUD                                11.4900                           0.5000            0.0000             0.0065              0.0000
     67217                KS                             WICHITA                                Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     46236                IN                           INDIANAPOLIS                                  PUD                                 9.6000                           0.5000            0.0000             0.0065              0.0000
     32926                FL                              COCOA                                 Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     32233                FL                          ATLANTIC BEACH                            Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     47130                IN                          JEFFERSONVILLE                            Single Family                           11.7000                           0.5000            0.0000             0.0065              0.0000
     33614                FL                              TAMPA                                 Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     64118                MO                            GLADSTONE                               Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     15210                PA                            Pittsburgh                              Single Family                           11.6250                           0.5000            0.0000             0.0065              0.0000
     19103                PA                           PHILADELPHIA                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     98168                WA                              SEATAC                                Single Family                            8.1800                           0.5000            0.0000             0.0065              0.0000
     97301                OR                              SALEM                                 Single Family                            8.7100                           0.5000            0.0000             0.0065              0.0000
     49509                MI                             Wyoming                                Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     33615                FL                              Tampa                                  Condominium                            10.1750                           0.5000            0.0000             0.0065              0.0000
     17403                PA                               YORK                                 Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     1247                 MA                            CLARKSBURG                               Condominium                            11.8750                           0.5000            0.0000             0.0065              0.0000
     46750                IN                            HUNTINGTON                              Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     49057                MI                             HARTFORD                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     17112                PA                            HARRISBURG                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     46217                IN                           INDIANAPOLIS                             Single Family                            8.9950                           0.5000            0.0000             0.0065              0.0000
     29621                SC                             ANDERSON                               Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     19023                PA                           COLLINGDALE                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     24421                VA                           CHURCHVILLE                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     30179                GA                              TEMPLE                                     PUD                                 8.3750                           0.5000            0.0000             0.0065              0.0000
     32548                FL                        FORT WALTON BEACH                           Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     92570                CA                              PERRIS                                Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     89030                NV                         NORTH LAS VEGAS                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60010                IL                         HOFFMAN ESTATES                                 PUD                                10.0000                           0.5000            0.0000             0.0065              0.0000
     48064                MI                               TROY                                 Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     85032                AZ                             PHOENIX                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     46220                IN                           INDIANAPOLIS                             Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     23605                VA                           NEWPORT NEWS                             Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     95831                CA                            SACRAMENTO                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     49078                MI                              OTSEGO                                Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     19026                PA                           DREXEL HILL                              Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     49690                MI                           WILLIAMSBURG                             Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     46970                IN                               PERU                                 Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     85621                AZ                             NOGALES                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60513                IL                            BROOKFIELD                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     92602                CA                              IRVINE                                Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     47403                IN                           BLOOMINGTON                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
      AZ                  SC                             UNIT 164                                Condominium                             9.2500                           0.5000            0.0000             0.0065              0.0000
     48504                MI                              FLINT                                 Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     67213                KS                             WICHITA                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     32218                FL                           JACKSONVILLE                             Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     33026                FL                          PEMBROKE PINES                              Townhouse                              6.8750                           0.5000            0.0000             0.0065              0.0000
     49091                MI                             STURGIS                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            CINCINNATI                              Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     34481                FL                              OCALA                                      PUD                                 7.3730                           0.5000            0.0000             0.0065              0.0000
     19149                PA                           PHILADELPHIA                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     37920                TN                            KNOXVILLE                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     32177                FL                             PALATKA                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     28805                NC                            ASHEVILLE                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     45231                OH                            CINCINNATI                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     18505                PA                             SCRANTON                                2-4 Family                              9.8750                           0.5000            0.0000             0.0065              0.0000
     29680                SC                           SIMPSONVILLE                             Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     37129                TN                           MURFREESBORO                                  PUD                                 9.7000                           0.5000            0.0000             0.0065              0.0000
     49004                MI                            KALAMAZOO                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     48442                MI                              HOLLY                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     49022                MI                          BENTON HARBOR                             Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     46617                IN                            SOUTH BEND                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     94565                CA                            PITTSBURG                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     84084                UT                           WEST JORDAN                              Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     1109                 MA                           SPRINGFIELD                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                             PHOENIX                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     60624                IL                             CHICAGO                                 2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     49417                MI                           GRAND HAVEN                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     48504                MI                              FLINT                                 Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     85302                AZ                             GLENDALE                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     46123                IN                               AVON                                      PUD                                 8.4000                           0.5000            0.0000             0.0065              0.0000
     48101                MI                            ALLEN PARK                              Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     32725                FL                             DELTONA                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     89506                NV                               RENO                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     50561                IA                              LYTTON                                Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     60452                IL                            OAK FOREST                               Condominium                             9.7500                           0.5000            0.0000             0.0065              0.0000
     48180                MI                              TAYLOR                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     53511                WI                              BELOIT                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     61065                IL                           POPLAR GROVE                                  PUD                                11.2500                           0.5000            0.0000             0.0065              0.0000
     48912                MI                             LANSING                                Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     80219                CO                              DENVER                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     6108                 CT                          EAST HARTFORD                               Townhouse                             11.1250                           0.5000            0.0000             0.0065              0.0000
     85339                AZ                              LAVEEN                                     PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     67216                KS                             WICHITA                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     49015                MI                           BATTLE CREEK                             Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     80216                CO                              DENVER                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     48035                MI                           CLINTON TWP.                             Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     41015                KY                           TAYLOR MILL                              Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     31805                GA                             CUSSETA                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     61412                IL                              ALEXIS                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     95348                CA                              MERCED                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     3442                 NH                            Bennington                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     55014                MN                              Blaine                                     PUD                                 8.7750                           0.5000            0.0000             0.0065              0.0000
     33936                FL                           LEHIGH ACRES                             Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     33319                FL                             TAMARAC                                     PUD                                 9.4500                           0.5000            0.0000             0.0065              0.0000
     33319                FL                             TAMARAC                                     PUD                                12.0000                           0.5000            0.0000             0.0065              0.0000
     30127                GA                          Powder Springs                            Single Family                            9.6450                           0.5000            0.0000             0.0065              0.0000
     30291                GA                            Union City                              Single Family                           10.9000                           0.5000            0.0000             0.0065              0.0000
     30127                GA                          Powder Springs                            Single Family                            8.8600                           0.5000            0.0000             0.0065              0.0000
     30067                GA                             Marietta                               Single Family                            9.6800                           0.5000            0.0000             0.0065              0.0000
     36110                AL                            Montgomery                              Single Family                           10.6500                           0.5000            0.0000             0.0065              0.0000
     30011                GA                              Auburn                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     55412                MN                           Minneapolis                              Single Family                            8.0750                           0.5000            0.0000             0.0065              0.0000
     22192                VA                            Woodbridge                                   PUD                                 8.6250                           0.5000            0.0000             0.0065              0.0000
     55122                MN                              Eagan                                 Single Family                            8.0750                           0.5000            0.0000             0.0065              0.0000
     23503                VA                             NORFOLK                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     19428                PA                           CONSHOHOCKEN                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     22191                VA                            WOODBRIDGE                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                            7.0500                           0.5000            0.0000             0.0065              0.0000
     20707                MD                              LAUREL                                     PUD                                 8.1250                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     92308                CA                           Apple Valley                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33065                FL                          CORAL SPRINGS                             Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     92504                CA                            RIVERSIDE                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     84067                UT                               ROY                                  Single Family                            9.9300                           0.5000            0.0000             0.0065              0.0000
     19960                DE                             LINCOLN                                Single Family                           10.3250                           0.5000            0.0000             0.0065              0.0000
     98335                WA                            GIG HARBOR                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     90250                CA                            HAWTHORNE                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     77379                TX                              SPRING                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     48118                MI                             Chelsea                                Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     43204                OH                             Columbus                               Single Family                            9.2300                           0.5000            0.0000             0.0065              0.0000
     43537                OH                              Maumee                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     44312                OH                              Akron                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     43228                OH                             Columbus                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33023                FL                            Hollywood                               Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     45879                OH                             Paulding                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     32818                FL                             Orlando                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     33014                FL                             Hialeah                                Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     17038                PA                            JONESTOWN                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     38134                TN                             MEMPHIS                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     70506                LA                            LAFAYETTE                               Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     77070                TX                             HOUSTON                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     17113                PA                             STEELTN                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     91354                CA                          SANTA CLARITA                             Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     11236                NY                             BROOKLYN                                2-4 Family                              9.3200                           0.5000            0.0000             0.0065              0.0000
     10469                NY                              BRONX                                 Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     60626                IL                             CHICAGO                                 Condominium                            11.7500                           0.5000            0.0000             0.0065              0.0000
     27406                NC                            GREENSBORO                              Single Family                           12.7500                           0.5000            0.0000             0.0065              0.0000
     22936                VA                           EARLYSVILLE                              Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     46408                IN                               GARY                                 Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     63771                MO                               ORAN                                 Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     63366                MO                             O'FALLON                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     36116                AL                            MONTGOMERY                              Single Family                           14.5000                           0.5000            0.0000             0.0065              0.0000
     28747                NC                           LAKE TOXAWAY                             Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     45381                OH                         WEST ALEXANDRIA                            Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     29118                SC                            ORANGEBURG                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     17402                PA                               YORK                                 Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     83704                ID                              BOISE                                  Condominium                            12.5000                           0.5000            0.0000             0.0065              0.0000
     2909                 RI                            PROVIDENCE                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33919                FL                            FORT MYERS                               Condominium                             8.0250                           0.5000            0.0000             0.0065              0.0000
     33919                FL                            FORT MYERS                               Condominium                            13.8750                           0.5000            0.0000             0.0065              0.0000
     46350                IN                             LA PORTE                               Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     74017                OK                            CLAREMORE                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     21230                MD                            BALTIMORE                               Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     90032                CA                           LOS ANGELES                              Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     46350                IN                             LA PORTE                               Single Family                           10.5950                           0.5000            0.0000             0.0065              0.0000
     54901                WI                             OSHKOSH                                Single Family                           12.9000                           0.5000            0.0000             0.0065              0.0000
     92335                CA                             FONTANA                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     18466                PA                            TOBYHANNA                               Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     98277                WA                            OAK HARBOR                              Single Family                            8.3250                           0.5000            0.0000             0.0065              0.0000
     48043                MI                          MOUNT CLEMENS                             Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     48023                MI                               IRA                                  Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     28269                NC                            CHARLOTTE                                    PUD                                10.2500                           0.5000            0.0000             0.0065              0.0000
     8009                 NJ                              BERLIN                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     1376                 MA                          TURNERS FALLS                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     45714                OH                              BELPRE                                Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     33907                FL                            FORT MYERS                               2-4 Family                              8.8250                           0.5000            0.0000             0.0065              0.0000
     48314                MI                         STERLING HEIGHT                            Single Family                            9.5750                           0.5000            0.0000             0.0065              0.0000
     30127                GA                          POWDER SPRINGS                            Single Family                           12.0700                           0.5000            0.0000             0.0065              0.0000
     78223                TX                           SAN ANTONIO                              Single Family                           10.3250                           0.5000            0.0000             0.0065              0.0000
     78223                TX                           SAN ANTONIO                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     45840                OH                             FINDLAY                                Single Family                            7.8300                           0.5000            0.0000             0.0065              0.0000
     19541                PA                            MOHRSVILLE                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     65802                MO                           SPRINGFIELD                              Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     32305                FL                            TALLAHASSE                              Single Family                            9.8250                           0.5000            0.0000             0.0065              0.0000
     32305                FL                            TALLAHASSE                              Single Family                           15.2500                           0.5000            0.0000             0.0065              0.0000
     55057                MN                            NORTHFIELD                              Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     28025                NC                             CONCORD                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     65714                MO                               NIXA                                 Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     60490                IL                           BOLINGBROOK                              Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     60557                IL                              WEDRON                                Single Family                            6.0000                           0.5000            0.0000             0.0065              0.0000
     85242                AZ                           QUEEN CREEK                                   PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     49286                MI                             TECUMSEH                               Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     65714                MO                               NIXA                                 Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     28215                NC                            CHARLOTTE                               Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     49330                MI                            KENT CITY                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     63114                MO                            ST. LOUIS                               Single Family                            9.4630                           0.5000            0.0000             0.0065              0.0000
     28215                NC                            CHARLOTTE                               Single Family                           12.5000                           0.5000            0.0000             0.0065              0.0000
     93277                CA                             Visalia                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     92377                CA                              RIALTO                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     97462                OR                             OAKLAND                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     23223                VA                             HENRICO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     20784                MD                           Hyattsville                              Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     21202                MD                            BALTIMORE                               Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     20772                MD                             MARLBORO                                    PUD                                 7.4000                           0.5000            0.0000             0.0065              0.0000
     22192                VA                           WOOD BRIDGE                                   PUD                                 9.6200                           0.5000            0.0000             0.0065              0.0000
     22031                VA                             FAIRFAX                                 Condominium                             8.2050                           0.5000            0.0000             0.0065              0.0000
     21225                MD                            BALTIMORE                                 Townhouse                              9.9900                           0.5000            0.0000             0.0065              0.0000
     23832                VA                           CHESTERFIELD                             Single Family                           10.9200                           0.5000            0.0000             0.0065              0.0000
     85335                AZ                            El Mirage                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     55744                MN                           Grand Rapids                             Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     91405                CA                             VAN NUYS                                Condominium                             9.1500                           0.5000            0.0000             0.0065              0.0000
     91405                CA                             VAN NUYS                                Condominium                            11.2500                           0.5000            0.0000             0.0065              0.0000
     93703                CA                              FRESNO                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     90605                CA                             WHITTIER                               Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     89086                NV                         NORTH LAS VEGAS                                 PUD                                 9.4500                           0.5000            0.0000             0.0065              0.0000
     93720                CA                              FRESNO                                Single Family                           11.1500                           0.5000            0.0000             0.0065              0.0000
     92801                CA                             ANAHEIM                                Single Family                            6.3500                           0.5000            0.0000             0.0065              0.0000
     92880                CA                              CORONA                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     92880                CA                              CORONA                                Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     93657                CA                              SANGER                                Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     93657                CA                              SANGER                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     90601                CA                             WHITTIER                               Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     92240                CA                        DESERT HOT SPRINGS                          Single Family                           12.2000                           0.5000            0.0000             0.0065              0.0000
     92203                CA                              INDIO                                 Single Family                            7.9150                           0.5000            0.0000             0.0065              0.0000
     92203                CA                              INDIO                                 Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     91042                CA                             TUJUNGA                                Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     91401                CA                             VAN NUYS                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     91401                CA                             VAN NUYS                               Single Family                           11.3500                           0.5000            0.0000             0.0065              0.0000
     92833                CA                            FULLERTON                                Condominium                             7.2000                           0.5000            0.0000             0.0065              0.0000
     99206                WA                          SPOKANE VALLEY                            Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     92879                CA                              CORONA                                Single Family                            6.7000                           0.5000            0.0000             0.0065              0.0000
     33462                FL                             ATLANTIS                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     23223                VA                             EAST END                               Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     53220                WI                            GREENFIELD                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     92411                CA                          San Bernardino                            Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     46031                IN                             Atlanta                                Single Family                            9.0350                           0.5000            0.0000             0.0065              0.0000
     89120                NV                            Las Vegas                                Condominium                             9.2250                           0.5000            0.0000             0.0065              0.0000
     46224                IN                           Indianapolis                             Single Family                            8.7400                           0.5000            0.0000             0.0065              0.0000
     95973                CA                              CHICO                                 Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     31904                GA                             Columbus                               Single Family                           10.8000                           0.5000            0.0000             0.0065              0.0000
     56007                MN                            Albert Lea                              Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     33185                FL                              Miami                                 Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     36535                AL                              FOLEY                                 Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     33313                FL                         FORT LAUDERDALE                              Townhouse                             10.0000                           0.5000            0.0000             0.0065              0.0000
     40219                KY                            LOUISVILLE                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     30507                GA                           Gainesville                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     3865                 NH                             Plaistow                               Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     44221                OH                          Cuyahoga Falls                            Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     66102                KS                           Kansas City                              Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     47970                IN                            Otterbein                               Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     53218                WI                            Milwaukee                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     63109                MO                           Saint Louis                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     45140                OH                             Loveland                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     33755                FL                            Clearwater                              Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     44109                OH                            Cleveland                                2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     66223                KS                          Overland Park                                  PUD                                 9.9900                           0.5000            0.0000             0.0065              0.0000
     64130                MO                           Kansas City                              Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     46241                IN                           Indianapolis                             Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     19001                PA                             ABINGTON                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     77480                TX                              Sweeny                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     14701                NY                            JAMESTOWN                               Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     76651                TX                              Italy                                 Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     85607                AZ                             Douglas                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     93725                CA                              Fresno                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     92509                CA                            RIVERSIDE                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     36567                AL                           ROBERTSDALE                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     6705                 CT                            WATERBURY                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     32809                FL                             Orlando                                     PUD                                 8.4800                           0.5000            0.0000             0.0065              0.0000
     33880                FL                           WINTER HAVEN                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                                    PUD                                 7.9750                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                                    PUD                                12.3500                           0.5000            0.0000             0.0065              0.0000
     19023                PA                              Darby                                   Townhouse                             11.4000                           0.5000            0.0000             0.0065              0.0000
     19141                PA                              Phila                                   Townhouse                             10.4000                           0.5000            0.0000             0.0065              0.0000
     42724                KY                             Cecilia                                Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     63135                MO                           SAINT LOUIS                              Single Family                            9.3300                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                            NEW RIVER                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     75115                TX                              DESOTO                                Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     49203                MI                             Jackson                                 2-4 Family                             10.4800                           0.5000            0.0000             0.0065              0.0000
     29405                SC                         North Charleston                           Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     32805                FL                             Orlando                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     3588                 NH                              Milan                                 Single Family                            8.5100                           0.5000            0.0000             0.0065              0.0000
     32805                FL                             Orlando                                Single Family                           12.6500                           0.5000            0.0000             0.0065              0.0000
     63138                MO                           Saint Louis                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     29445                SC                           Goose Creek                                   PUD                                 9.2000                           0.5000            0.0000             0.0065              0.0000
     19121                PA                           Philadelphia                             Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     38106                TN                             Memphis                                Single Family                           11.1100                           0.5000            0.0000             0.0065              0.0000
     18045                PA                              Easton                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     33901                FL                            FORT MYERS                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     33901                FL                            FORT MYERS                              Single Family                           12.4900                           0.5000            0.0000             0.0065              0.0000
     31405                GA                             Savannah                                    PUD                                 8.3750                           0.5000            0.0000             0.0065              0.0000
     48124                MI                             DEARBORN                               Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     85338                AZ                             Goodyear                                    PUD                                 7.6250                           0.5000            0.0000             0.0065              0.0000
     43147                OH                           Pickerington                             Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     46219                IN                           Indianapolis                             Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     46060                IN                           Noblesville                              Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     48341                MI                             Pontiac                                Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     32824                FL                             Orlando                                     PUD                                 8.9000                           0.5000            0.0000             0.0065              0.0000
     43231                OH                             Columbus                               Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     30126                GA                             Mableton                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     30126                GA                             Mableton                               Single Family                           13.1500                           0.5000            0.0000             0.0065              0.0000
     98391                WA                           Bonney Lake                                   PUD                                 9.7000                           0.5000            0.0000             0.0065              0.0000
     47451                IN                             OOLITIC                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     2169                 MA                              Quincy                                Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              Tampa                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              Tampa                                 Single Family                           12.1000                           0.5000            0.0000             0.0065              0.0000
     22485                VA                           KING GEORGE                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     33020                FL                            HOLLYWOOD                                Condominium                             8.9900                           0.5000            0.0000             0.0065              0.0000
     45231                OH                            Cincinnati                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     20851                MD                            ROCKVILLE                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     85085                AZ                             Phoenix                                     PUD                                10.2500                           0.5000            0.0000             0.0065              0.0000
     45230                OH                            Cincinnati                              Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     45236                OH                            Cincinnati                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     74873                OK                             TECUMSEH                               Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     85306                AZ                             Glendale                               Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     68118                NE                              Omaha                                 Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     52240                IA                            Iowa City                               Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     53121                WI                             Elkhorn                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     37064                TN                             Franklin                                Condominium                            13.2500                           0.5000            0.0000             0.0065              0.0000
     45415                OH                              Dayton                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     63122                MO                           Saint Louis                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     73089                OK                              Tuttle                                Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     17078                PA                             Palmyra                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             Detroit                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     43140                OH                              London                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     53216                WI                            Milwaukee                               Single Family                           13.1500                           0.5000            0.0000             0.0065              0.0000
     97222                OR                            Milwaukie                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000

   ZIP_CODE                   CURRENT_NET_COUPON                     MATURITY_DATE                   STATED_ORIGINAL_TERM                      STATED_REM_TERM                    ORIGINAL_BALANCE                  FIRST_PAY_DATE                PAYMENT
   --------                   ------------------                     -------------                   --------------------                      ---------------                    ----------------                  --------------                -------
     89032                          11.4935                            20210301                               360                                    175                                                 49,394.00     20060401                          508.07
     30135                          13.5935                            20210401                               360                                    176                                                 46,300.00     20060501                          552.26
     14207                          9.7685                             20360101                               360                                    353                                                 36,800.00     20060201                          330.45
     89166                          6.8685                             20360301                               360                                    355                                              304,000.00       20060401                        1,868.33
     29910                          8.0735                             20360401                               360                                    356                                               154,974.00      20060501                        1,200.42
     29910                          10.7235                            20360401                               360                                    356                                                 38,743.60     20060501                           375.71
     48204                          9.4685                             20360201                               360                                    354                                                 73,800.00     20060301                          646.28
     92503                          9.7435                             20360501                               360                                    357                                              275,000.00       20060601                       2,389.25
     85204                          8.3435                             20360701                               360                                    359                                               150,000.00      20060801                         1,106.26
     37803                          8.9935                             20351201                               360                                    352                                              202,500.00       20060101                         1,603.13
     70815                          9.0435                             20351201                               180                                    352                                                 80,750.00     20060101                           681.94
     33607                          8.0635                             20351101                               360                                    351                                               122,500.00      20051201                          948.00
     19713                          7.4235                             20360501                               360                                    357                                               175,200.00      20060601                        1,277.02
     92557                          7.4435                             20360601                               360                                    358                                              324,000.00       20060701                         2,146.51
     92557                          11.5185                            20360601                               360                                    358                                                  81,000.00    20060701                          834.74
     49448                          7.6435                             20360101                               360                                    353                                                114,750.00     20060201                          854.02
     27526                          8.5935                             20360101                               360                                    353                                                  81,900.00    20060201                          664.89
     46747                          7.5435                             20360201                               360                                    354                                               152,000.00      20060301                         1,120.63
     75056                          10.0085                            20360601                               360                                    358                                               134,300.00      20060701                         1,230.01
     32962                          10.0135                            20360501                               360                                    357                                              207,000.00       20060601                         1,896.61
     39759                          8.3435                             20350901                               360                                    349                                                 80,000.00     20051001                          635.08
     77316                          8.4935                             20360201                               360                                    354                                                 60,000.00     20060301                          482.77
     93622                          6.4935                             20360101                               360                                    353                                               150,000.00      20060201                          875.00
     3878                           9.5085                             20360601                               360                                    358                                               221,000.00      20060701                         1,941.89
     34120                          9.6935                             20360601                               360                                    358                                               185,000.00      20060701                        1,572.50
     93552                          7.2435                             20360501                               360                                    357                                              272,000.00       20060601                        1,756.67
     93552                          11.6185                            20210501                               360                                    177                                                 68,000.00     20060601                           706.01
     65202                          6.9735                             20360601                               360                                    358                                                117,600.00     20060701                          820.67
     74029                          10.4835                            20360601                               360                                    358                                                 50,000.00     20060701                          457.92
     46036                          8.9435                             20360401                               360                                    356                                                  81,000.00    20060501                           678.14
     46011                          9.2435                             20360401                               360                                    356                                                 78,000.00     20060501                           670.15
     29732                          8.3835                             20360401                               360                                    356                                                 111,200.00    20060501                          885.96
     45238                          7.1185                             20360601                                                                      358                                               165,904.00      20060701                         1,174.26
     45238                          11.6185                            20360601                                                                      358                                                  41,476.00    20060701                          430.62
     89031                          6.5135                             20360601                                                                      358                                              240,000.00       20060701                        1,599.96
     89031                          9.8735                             20360601                                                                      358                                                 45,000.00     20060701                           407.61
     27104                          11.0435                            20360101                                                                      353                                                  31,000.00    20060201                           308.18
     76374                          6.7435                             20351101                                                                      351                                                 63,200.00     20051201                            431.14
     92154                          6.7435                             20351201                                                                      352                                               391,000.00      20060101                       2,362.29
     91340                          5.9435                             20351201                                                                      352                                              352,800.00       20060101                        1,896.30
     98674                          9.3685                             20360401                                                                      356                                               153,000.00      20060501                        1,259.06
     42413                          7.4435                             20351201                                                                      352                                               120,000.00      20060101                          876.34
     39648                          8.1435                             20351101                                                                      351                                                  61,500.00    20051201                          479.44
     8102                           8.6935                             20360401                                                                      356                                                 52,400.00     20060501                           429.18
     30288                          7.3935                             20360401                                                                      356                                               221,620.00      20060501                        1,524.34
     19144                          7.7935                             20360301                                                                      355                                              247,000.00       20060401                        1,864.32
     77026                          8.7935                             20360401                                                                      356                                                  61,200.00    20060501                          505.70
     7111                           7.4835                             20360401                                                                      356                                               216,750.00      20060501                         1,443.19
     62208                          6.9635                             20360401                                                                      356                                                 97,750.00     20060501                           681.48
     23002                          8.4935                             20360401                                                                      356                                               138,400.00      20060501                        1,067.56
     45044                          10.7935                            20360401                                                                      356                                                 25,600.00     20060501                          249.62
     29906                          12.1935                            20360401                                                                      356                                                 26,200.00     20060501                          283.69
     43608                          8.6935                             20360401                                                                      356                                                 79,900.00     20060501                          654.42
     49028                          9.0935                             20360401                                                                      356                                                 83,300.00     20060501                          706.52
     29115                          9.8435                             20360401                                                                      356                                                 60,800.00     20060501                          549.35
     73150                          7.9935                             20360401                                                                      356                                                 64,000.00     20060501                           492.10
     43078                          7.4835                             20360301                                                                      355                                              260,000.00       20060401                          1,731.17
     98201                          6.9435                             20360301                                                                      355                                              272,000.00       20060401                         1,779.91
     60619                          6.9435                             20360401                                                                      356                                              249,600.00       20060501                        1,736.70
     43110                          8.3435                             20360401                                                                      356                                                 76,500.00     20060501                           581.27
     30060                          7.1685                             20360401                                                                      356                                                  61,792.00    20060501                           414.65
     43138                          7.4835                             20360401                                                                      356                                                  91,000.00    20060501                          667.09
     73169                          8.9935                             20360401                                                                      356                                                 88,000.00     20060501                          739.95
     43615                          7.4435                             20360401                                                                      356                                                 70,400.00     20060501                            514.12
     63136                          9.6935                             20360401                                                                      356                                                 65,600.00     20060501                           585.41
     16146                          8.4435                             20360401                                                                      356                                                 42,500.00     20060501                          340.44
     77014                          7.5935                             20360401                                                                      356                                               109,200.00      20060501                          808.90
     21218                          7.9935                             20360401                                                                      356                                               160,000.00      20060501                        1,230.26
     77055                          9.3435                             20360401                                                                      356                                                 46,394.00     20060501                           402.01
     73109                          8.7435                             20360401                                                                      356                                                 53,520.00     20060501                          440.30
     16214                          7.5235                             20360401                                                                      356                                                 52,000.00     20060501                          382.65
     91945                          5.9435                             20360301                                                                      355                                              340,000.00       20060401                        1,978.45
     55347                          6.9435                             20360301                                                                      355                                              344,000.00       20060401                        2,135.36
     43506                          9.9435                             20360401                                                                      356                                                 23,200.00     20060501                            211.35
     30019                          6.7935                             20360401                                                                      356                                               136,000.00      20060501                          874.94
     45840                          8.7935                             20360301                                                                      355                                               139,500.00      20060401                         1,152.69
     78957                          8.6935                             20210301                                                                      175                                                 45,000.00     20060401                           461.79
     85016                          6.4435                             20360401                                                                      356                                               176,000.00      20060501                        1,087.33
     95207                          7.0435                             20360301                                                                      355                                              272,000.00       20060401                         1,800.01
     77028                          8.6935                             20360401                                                                      356                                                   51,193.00   20060501                           419.30
     49345                          6.3935                             20360401                                                                      356                                                  91,400.00    20060501                           601.96
     48219                          8.4835                             20360401                                                                      356                                                  71,250.00    20060501                          572.78
     37055                          8.4835                             20260401                                                                      236                                                 74,000.00     20060501                          665.32
     75007                          7.9935                             20360401                                                                      356                                               134,383.00      20060501                        1,033.29
     22306                          8.3435                             20360301                                                                      355                                              230,000.00       20060401                        1,825.86
     73772                          10.9435                            20260401                                                                      236                                                 37,500.00     20060501                          398.62
     16602                          6.3435                             20360301                                                                      355                                                  51,920.00    20060401                           340.21
     77414                          8.6935                             20360301                                                                      355                                                103,187.00     20060401                           845.16
     85033                          8.4935                             20360301                                                                      355                                               160,000.00      20060401                        1,287.40
     98501                          7.3935                             20360401                                                                      356                                              227,800.00       20060501                        1,566.85
     98203                          7.9935                             20360301                                                                      355                                              250,200.00       20060401                        1,834.20
     73142                          7.3935                             20360301                                                                      355                                                 89,600.00     20060401                           651.22
     43140                          7.9935                             20360401                                                                      356                                              376,000.00       20060501                          2,891.11
     64134                          8.9935                             20360401                                                                      356                                                 80,750.00     20060501                          678.99
     78596                          10.5435                            20210401                                                                      176                                                  16,900.00    20060501                           192.62
     17024                          7.6435                             20360401                                                                      356                                               261,000.00      20060501                        1,942.49
     63031                          8.6935                             20360301                                                                      355                                               130,500.00      20060401                        1,068.87
     91331                          6.9935                             20360301                                                                      355                                              388,000.00       20060401                       2,425.00
     30224                          7.4835                             20360401                                                                      356                                               139,450.00      20060501                          968.57
     43081                          5.8935                             20360301                                                                      355                                               100,000.00      20060401                          578.35
     15623                          8.6935                             20210401                                                                      176                                                  16,770.00    20060501                           137.36
     8861                           7.5435                             20360401                                                                      356                                              289,000.00       20060501                        2,130.66
     72764                          6.9935                             20360301                                                                      355                                               125,600.00      20060401                           878.21
     48223                          9.6435                             20360401                                                                      356                                              259,200.00       20060501                       2,303.45
     89031                          7.2335                             20360401                                                                      356                                              290,400.00       20060501                        1,962.74
     45225                          7.5435                             20360301                                                                      355                                                 67,500.00     20060401                          497.65
     63031                          7.7435                             20360301                                                                      355                                                118,800.00     20060401                          892.50
     37806                          9.9435                             20360401                                                                      356                                                 111,600.00    20060501                         1,016.68
     77801                          9.2735                             20360401                                                                      356                                                 58,500.00     20060501                          486.66
     40070                          7.0435                             20360301                                                                      355                                                 57,000.00     20060401                           400.51
     30274                          7.9935                             20360401                                                                      356                                                 93,600.00     20060501                           719.70
     45238                          6.3935                             20360301                                                                      355                                               104,000.00      20060401                          638.75
     77084                          7.4685                             20360301                                                                      355                                                 96,792.00     20060401                          708.54
     45002                          7.3935                             20360301                                                                      355                                                119,200.00     20060401                           819.88
     63112                          8.6935                             20360301                                                                      355                                                 74,765.00     20060401                           612.37
     98632                          6.7435                             20360301                                                                      355                                               104,000.00      20060401                          709.46
     75401                          7.6935                             20260401                                                                      236                                                 95,988.00     20060501                           814.87
     45205                          7.0435                             20360301                                                                      355                                                 70,000.00     20060401                          463.24
     30274                          11.4435                            20360401                                                                      356                                                 23,400.00     20060501                          239.80
     45205                          7.9935                             20360301                                                                      355                                                117,300.00     20060401                           901.94
     85208                          7.0435                             20360401                                                                      356                                              232,000.00       20060501                        1,535.30
     16133                          8.8435                             20360301                                                                      355                                                 87,500.00     20060401                           726.19
     63111                          8.1435                             20360401                                                                      356                                               120,000.00      20060501                          935.48
     92407                          9.5935                             20360301                                                                      355                                               100,954.00      20060401                           893.41
     29640                          7.8935                             20360301                                                                      355                                                 90,000.00     20060401                          685.65
     77015                          7.0935                             20360401                                                                      356                                                 75,990.00     20060501                          536.55
     93638                          7.4835                             20360301                                                                      355                                              236,000.00       20060401                         1,639.16
     63111                          8.5435                             20360401                                                                      356                                               124,800.00      20060501                        1,008.66
     77520                          6.9935                             20160401                                                                      116                                                 66,392.00     20060501                          788.08
     43234                          8.1935                             20360401                                                                      356                                                 93,500.00     20060501                          732.23
     30157                          7.1935                             20360401                                                                      356                                                118,960.00     20060501                          800.48
     63366                          7.7935                             20360401                                                                      356                                              227,200.00       20060501                           1,631.11
     30707                          6.5935                             20360401                                                                      356                                                 65,600.00     20060501                          440.85
     73109                          12.6935                            20360401                                                                      356                                                  13,380.00    20060501                            150.10
     33016                          8.1935                             20360301                                                                      355                                               108,856.58      20060401                          852.49
     46628                          10.0935                            20360401                                                                      356                                                 35,000.00     20060501                          322.78
     95682                          7.3935                             20360301                                                                      355                                              424,000.00       20060401                       2,787.89
     98682                          7.1435                             20360301                                                                      355                                               164,000.00      20060401                        1,097.46
     89074                          6.4935                             20360401                                                                      356                                               179,200.00      20060501                          1,113.60
     93003                          7.2935                             20360401                                                                      356                                              539,720.00       20060501                        3,671.97
     76273                          8.5435                             20360301                                                                      355                                                 40,000.00     20060401                          323.29
     16101                          10.4935                            20360401                                                                      356                                               135,000.00      20060501                        1,285.64
     44060                          6.8435                             20360401                                                                      356                                                 95,000.00     20060501                          654.52
     40965                          6.8435                             20360401                                                                      356                                                 66,000.00     20060501                          454.72
     43611                          6.4435                             20360401                                                                      356                                                 96,540.00     20060501                          639.04
     46403                          9.6435                             20360401                                                                      356                                                 58,500.00     20060501                           519.88
     64109                          9.4935                             20360301                                                                      355                                                 52,000.00     20060401                          456.34
     41091                          7.4835                             20360401                                                                      356                                                 65,000.00     20060501                          476.49
     30180                          7.2935                             20360301                                                                      355                                                101,600.00     20060401                           691.23
     33160                          7.8935                             20360401                                                                      356                                                311,200.00     20060501                       2,370.84
     94572                          7.0435                             20360301                                                                      355                                              448,000.00       20060401                       2,964.72
     29420                          8.3435                             20360301                                                                      355                                               103,445.00      20060401                           821.20
     21060                          7.5935                             20360401                                                                      356                                               212,000.00      20060501                        1,570.39
     77396                          9.9835                             20210301                                                                      175                                                 28,000.00     20060401                          309.34
     77063                          9.6935                             20360401                                                                      356                                                  61,000.00    20060501                          544.36
     19551                          6.7435                             20360401                                                                      356                                               175,920.00      20060501                        1,200.08
     47359                          11.1435                            20360401                                                                      356                                                 50,400.00     20060501                          504.88
     21206                          7.9935                             20360401                                                                      356                                                117,500.00     20060501                          903.47
     77081                          7.1935                             20360301                                                                      355                                              244,760.00       20060401                        1,569.53
     43119                          6.6935                             20360401                                                                      356                                               106,000.00      20060501                           719.52
     42101                          8.6435                             20360301                                                                      355                                                 94,500.00     20060401                          770.59
     27803                          7.5435                             20360401                                                                      356                                                 67,200.00     20060501                          495.43
     29510                          7.6935                             20360401                                                                      356                                               108,000.00      20060501                          807.57
     77521                          7.1935                             20360301                                                                      355                                               137,600.00      20060401                           981.03
     73020                          8.4435                             20360301                                                                      355                                                 60,800.00     20060401                          487.02
     44705                          7.3935                             20360401                                                                      356                                                 78,000.00     20060501                           566.91
     19134                          9.5435                             20360301                                                                      355                                                 60,000.00     20060401                          528.76
     33032                          6.9435                             20360301                                                                      355                                              204,000.00       20060401                         1,419.42
     27537                          7.9435                             20360401                                                                      356                                               124,800.00      20060501                            910.16
     45036                          7.4435                             20360401                                                                      356                                               192,000.00      20060501                        1,327.80
     37227                          10.9935                            20210401                                                                      176                                                 24,600.00     20060501                          287.37
     45036                          9.5435                             20360401                                                                      356                                                 48,000.00     20060501                           423.01
     73018                          9.1935                             20360401                                                                      356                                                  51,300.00    20060501                          438.86
     60538                          8.7935                             20360401                                                                      356                                              246,800.00       20060501                        2,039.31
     80917                          6.4435                             20360401                                                                      356                                               188,000.00      20060501                          1,161.47
     8332                           9.7435                             20360401                                                                      356                                               185,000.00      20060501                        1,657.79
     15221                          8.9935                             20360401                                                                      356                                                 74,000.00     20060501                          622.23
     43612                          6.4835                             20360401                                                                      356                                               100,300.00      20060501                          666.62
     33617                          6.9435                             20360401                                                                      356                                                116,000.00     20060501                           807.12
     45011                          6.9935                             20360401                                                                      356                                              208,000.00       20060501                        1,368.79
     23075                          10.0935                            20210401                                                                      176                                                 25,600.00     20060501                          284.57
     60459                          9.6435                             20360401                                                                      356                                                 64,000.00     20060501                          568.75
     44706                          8.1935                             20360401                                                                      356                                                 44,200.00     20060501                           346.14
     45030                          8.4835                             20360401                                                                      356                                               123,250.00      20060501                          949.75
     20886                          7.2435                             20360401                                                                      356                                              295,200.00       20060501                        1,997.38
     15218                          9.9435                             20360401                                                                      356                                                 40,000.00     20060501                          364.40
     75703                          6.8935                             20360401                                                                      356                                               139,982.00      20060501                           969.21
     30736                          6.9435                             20360401                                                                      356                                                 92,000.00     20060501                            571.17
     73401                          9.8435                             20360401                                                                      356                                                  15,800.00    20060501                           142.76
     73401                          7.0435                             20360401                                                                      356                                                 63,200.00     20060501                          444.07
     34736                          7.5435                             20360401                                                                      356                                               127,000.00      20060501                           887.81
     48219                          7.2435                             20360401                                                                      356                                                 85,500.00     20060501                           612.53
     60426                          9.2935                             20360401                                                                      356                                                 96,900.00     20060501                          836.08
     80246                          8.0685                             20360401                                                                      356                                                 90,400.00     20060501                          645.98
     15221                          8.8235                             20360401                                                                      356                                                 42,000.00     20060501                          347.96
     20601                          7.3185                             20360401                                                                      356                                               184,000.00      20060501                        1,255.27
     32566                          8.6935                             20360401                                                                      356                                                 50,000.00     20060501                          409.53
     65802                          9.9135                             20360401                                                                      356                                                 66,600.00     20060501                          605.24
     64138                          7.9935                             20360401                                                                      356                                               158,000.00      20060501                         1,214.88
     27616                          7.6935                             20360401                                                                      356                                                117,720.00     20060501                          836.24
     40509                          6.6935                             20360401                                                                      356                                                 59,300.00     20060501                          402.52
     20781                          7.2435                             20360401                                                                      356                                              235,000.00       20060501                        1,590.06
     19348                          7.6935                             20360401                                                                      356                                              378,000.00       20060501                        2,826.51
     48214                          9.2935                             20360401                                                                      356                                                 49,500.00     20060501                           427.10
     62294                          7.6435                             20360401                                                                      356                                               249,100.00      20060501                        1,853.92
     15235                          7.2935                             20360401                                                                      356                                                 59,200.00     20060501                           426.16
     30144                          8.5435                             20360401                                                                      356                                              209,000.00       20060501                         1,689.19
     29485                          9.4935                             20360401                                                                      356                                                   21,100.00   20060501                            185.17
     30110                          10.3435                            20360401                                                                      356                                                 25,600.00     20060501                          240.90
     15143                          8.7435                             20360401                                                                      356                                               178,500.00      20060501                          1,411.33
     60101                          8.0435                             20360401                                                                      356                                               300,156.00      20060501                        2,318.58
     44087                          8.0435                             20360401                                                                      356                                               133,600.00      20060501                           951.90
     77085                          8.4835                             20360401                                                                      356                                               103,200.00      20060501                          829.63
     89408                          5.5435                             20360401                                                                      356                                              263,600.00       20060501                        1,459.56
     30297                          8.8935                             20360401                                                                      356                                                101,430.00     20060501                          845.49
     11216                          6.7435                             20360401                                                                      356                                              456,000.00       20060501                         3,110.72
     23063                          8.9935                             20360401                                                                      356                                               155,000.00      20060501                        1,255.60
     15209                          9.4435                             20360401                                                                      356                                                 40,000.00     20060501                          349.55
     63069                          9.6935                             20360401                                                                      356                                                  71,200.00    20060501                          635.38
     48205                          9.4935                             20360401                                                                      356                                                 53,600.00     20060501                          470.38
     75088                          8.3685                             20360401                                                                      356                                                 111,920.00    20060501                          890.49
     12603                          8.5435                             20360401                                                                      356                                               164,000.00      20060501                        1,325.49
     20110                          7.7935                             20360401                                                                      356                                              368,000.00       20060501                        2,641.95
     80233                          7.1935                             20360401                                                                      356                                               140,000.00      20060501                          898.33
     29456                          7.4935                             20360401                                                                      356                                                  81,600.00    20060501                          567.37
     20706                          12.1935                            20360401                                                                      356                                                 70,000.00     20060501                          757.96
     23324                          6.4435                             20360401                                                                      356                                               164,000.00      20060501                          949.83
     77396                          7.9235                             20360401                                                                      356                                                 98,843.00     20060501                           755.12
     75228                          6.6935                             20360401                                                                      356                                                 66,320.00     20060501                           450.17
     40211                          7.9435                             20360401                                                                      356                                                 48,000.00     20060501                          367.38
     46218                          9.2935                             20360401                                                                      356                                                  41,600.00    20060501                          358.94
     33025                          12.1935                            20360401                                                                      356                                                 60,000.00     20060501                          649.68
     64131                          7.8935                             20360601                                                                      358                                               173,225.00      20060701                         1,319.70
     37013                          10.1185                            20360501                                                                      357                                                114,950.00     20060601                        1,062.25
     85326                          7.5935                             20360601                                                                      358                                              274,702.00       20060701                       2,034.85
     34472                          10.3685                            20360601                                                                      358                                                 95,000.00     20060701                          895.75
     8049                           9.5435                             20360501                                                                      357                                               160,000.00      20060601                         1,410.03
     32828                          8.0285                             20360601                                                                      358                                              238,500.00       20060701                        1,696.34
     20646                          9.8835                             20360601                                                                      358                                                 96,000.00     20060701                          870.27
     19454                          9.2435                             20360501                                                                      357                                              344,000.00       20060601                       2,795.00
     19977                          8.8035                             20360601                                                                      358                                              263,920.00       20060701                       2,047.58
     8332                           8.1835                             20360601                                                                      358                                               138,000.00      20060701                        1,079.74
     8332                           11.4435                            20210601                                                                      178                                                 34,500.00     20060701                          353.54
     19141                          8.5435                             20360501                                                                      357                                                  58,410.00    20060601                          472.08
     34653                          6.1735                             20360601                                                                      358                                               135,000.00      20060701                          869.34
     92408                          8.2235                             20360501                                                                      357                                               351,000.00      20060601                        2,756.31
     11520                          9.3685                             20360501                                                                      357                                              338,400.00       20060601                       2,840.33
     11757                          6.3685                             20360101                                                                      353                                              368,000.00       20060201                        2,417.50
     11757                          11.4835                            20210101                                                                      173                                                 92,000.00     20060201                          945.62
     11691                          6.8685                             20360201                                                                      354                                              355,200.00       20060301                        2,182.95
     11691                          10.9935                            20210201                                                                      174                                                 88,800.00     20060301                          879.38
     11212                          11.2435                            20210401                                                                      176                                                 99,600.00     20060501                        1,005.37
     11212                          6.9685                             20360401                                                                      356                                              398,400.00       20060501                        2,481.70
     80015                          8.3685                             20360501                                                                      357                                              230,000.00       20060601                        1,752.03
     7104                           7.5185                             20360401                                                                      356                                              352,000.00       20060501                       2,588.99
     11706                          7.9435                             20360501                                                                      357                                               316,000.00      20060601                       2,304.57
     11706                          11.4935                            20210501                                                                      177                                                 79,000.00     20060601                           812.60
     11694                          8.0935                             20360501                                                                      357                                              500,000.00       20060601                       3,880.06
     11096                          7.3685                             20360401                                                                      356                                              305,280.00       20060501                       2,003.40
     11096                          11.4835                            20210401                                                                      176                                                 76,320.00     20060501                          784.45
     10466                          10.0685                            20360401                                                                      356                                              495,000.00       20060501                       4,555.74
     93534                          7.5785                             20360501                                                                      357                                              256,000.00       20060601                        1,724.80
     33558                          7.4935                             20360101                                                                      353                                                131,992.00     20060201                          879.95
     33558                          12.1185                            20210101                                                                      173                                                 32,998.00     20060201                          355.38
     33607                          8.6185                             20360401                                                                      356                                              202,500.00       20060501                        1,539.84
     33607                          8.6185                             20360501                                                                      357                                               158,320.00      20060601                        1,203.89
     33607                          11.2435                            20210501                                                                      177                                                 39,580.00     20060601                          399.52
     33542                          7.1185                             20360401                                                                      356                                              280,000.00       20060501                        1,868.52
     33542                          12.2435                            20210401                                                                      176                                                 70,000.00     20060501                          760.69
     29464                          8.8685                             20360401                                                                      356                                               154,000.00      20060501                         1,203.13
     29464                          12.7435                            20210401                                                                      176                                                 38,500.00     20060501                          433.42
     30060                          9.3685                             20201101                                                                      171                                                 28,400.00     20051201                           246.61
     55070                          9.1485                             20200701                                                                      167                                                 60,000.00     20050801                             511.31
     33711                          9.9935                             20360401                                                                      356                                               120,555.00      20060501                         1,071.22
     34758                          10.1185                            20360101                                                                      353                                               128,000.00      20060201                         1,182.84
     70809                          10.6185                            20201101                                                                      171                                                 75,000.00     20051201                           721.34
     55426                          8.2235                             20360601                                                                      358                                              229,500.00       20060701                        1,669.62
     89109                          8.7135                             20360601                                                                      358                                               172,500.00      20060701                        1,325.38
     19365                          6.9735                             20360501                                                                      357                                               142,500.00      20060601                          994.43
     18104                          8.5635                             20360501                                                                      357                                               134,995.00      20060601                         1,093.01
     33565                          9.1835                             20360501                                                                      357                                              360,000.00       20060601                       2,969.53
     46184                          12.8435                            20260401                                                                      236                                                  21,900.00    20060501                          262.05
     84108                          8.3735                             20360601                                                                      358                                               310,250.00      20060701                       2,364.53
     91766                          7.8935                             20360501                                                                      357                                              408,000.00       20060601                       2,960.03
     91766                          11.7435                            20360501                                                                      357                                                 76,500.00     20060601                           801.64
     93534                          8.7435                             20360501                                                                      357                                               323,100.00      20060601                       2,490.56
     95815                          7.6185                             20360501                                                                      357                                              242,250.00       20060601                        1,640.23
     92057                          7.2185                             20360501                                                                      357                                              284,000.00       20060601                          1,916.31
     8629                           9.3685                             20360401                                                                      356                                               148,000.00      20060501                         1,285.16
     8080                           9.4935                             20360401                                                                      356                                               190,650.00      20060501                        1,673.09
     7920                           9.2435                             20360401                                                                      356                                              589,900.00       20060501                        5,068.15
     7869                           8.4935                             20360401                                                                      356                                              470,250.00       20060501                       3,783.74
     7740                           7.6185                             20360501                                                                      357                                              364,500.00       20060601                       2,706.40
     19701                          9.1185                             20360401                                                                      356                                              266,000.00       20060501                       2,260.97
     8638                           8.8685                             20360501                                                                      357                                               147,250.00      20060601                        1,224.75
     7874                           7.3685                             20360401                                                                      356                                               158,000.00      20060501                          1,145.61
     19460                          8.8685                             20360501                                                                      357                                               178,000.00      20060601                         1,480.51
     37615                          8.6185                             20360501                                                                      357                                                119,000.00     20060601                          968.22
     63025                          8.1185                             20360401                                                                      356                                                170,100.00     20060501                        1,323.02
     18037                          9.4935                             20360401                                                                      356                                               189,900.00      20060501                         1,666.51
     21229                          10.8685                            20360401                                                                      356                                                101,000.00     20060501                          990.57
     7726                           9.3685                             20360501                                                                      357                                              260,000.00       20060601                        2,257.71
     7726                           9.3685                             20360501                                                                      357                                                112,000.00     20060601                          972.55
     20747                          9.3685                             20360401                                                                      356                                              305,000.00       20060501                       2,648.46
     21229                          7.8685                             20360401                                                                      356                                               100,000.00      20060501                          760.07
     19464                          8.9935                             20360401                                                                      356                                              397,000.00       20060501                        3,338.19
     19120                          8.7435                             20360501                                                                      357                                               142,400.00      20060601                          1,171.49
     19036                          7.9935                             20360501                                                                      357                                               148,500.00      20060601                          1,141.84
     16801                          6.9835                             20360401                                                                      356                                              408,000.00       20060501                       2,546.60
     33013                          7.1335                             20360501                                                                      357                                              280,000.00       20060601                         1,984.71
     33055                          7.2835                             20360501                                                                      357                                              248,000.00       20060601                        1,609.93
     53807                          8.9935                             20360401                                                                      356                                                 86,400.00     20060501                          726.50
     33060                          8.0335                             20360501                                                                      357                                                 75,000.00     20060601                           578.81
     34953                          8.2835                             20360501                                                                      357                                              244,050.00       20060601                        1,787.67
     33825                          9.4835                             20360501                                                                      357                                                 67,200.00     20060601                          589.23
     33155                          8.9835                             20360401                                                                      356                                              389,500.00       20060501                       3,272.29
     33147                          6.6835                             20360401                                                                      356                                                171,700.00     20060501                         1,164.32
     33012                          6.5835                             20360401                                                                      356                                               133,000.00      20060501                           892.91
     33309                          9.2335                             20360501                                                                      357                                              272,000.00       20060601                       2,207.65
     33155                          6.0435                             20360401                                                                      356                                              308,000.00       20060501                         1,956.91
     33919                          10.0935                            20360501                                                                      357                                              279,000.00       20060601                       2,573.00
     33463                          6.9835                             20360501                                                                      357                                               219,200.00      20060601                         1,368.17
     33313                          9.3935                             20360501                                                                      357                                                 85,000.00     20060601                          739.66
     33055                          8.0435                             20360501                                                                      357                                                110,000.00     20060601                           849.71
     33067                          7.0335                             20360401                                                                      356                                              384,000.00       20060501                         2,411.27
     33168                          6.6935                             20360401                                                                      356                                              229,500.00       20060501                        1,557.82
     33168                          6.7435                             20360401                                                                      356                                               213,600.00      20060501                         1,457.13
     33147                          10.4835                            20360501                                                                      357                                                 52,000.00     20060601                          494.82
     33014                          6.0335                             20360401                                                                      356                                              273,000.00       20060501                        1,732.73
     33167                          9.2335                             20360501                                                                      357                                               138,000.00      20060601                         1,184.62
     33936                          12.3335                            20210501                                                                      177                                                 48,650.00     20060601                          532.09
     33313                          9.0335                             20360501                                                                      357                                               145,800.00      20060601                        1,230.22
     32819                          8.3835                             20360501                                                                      357                                                161,950.00     20060601                        1,290.29
     33319                          9.3935                             20360501                                                                      357                                                 85,000.00     20060601                          739.66
     33165                          5.9335                             20360401                                                                      356                                               159,000.00      20060501                          998.72
     33176                          7.3435                             20360501                                                                      357                                                 95,000.00     20060601                           687.17
     33023                          8.3435                             20360501                                                                      357                                               157,600.00      20060601                           1,251.11
     33189                          7.6235                             20360501                                                                      357                                              274,550.00       20060601                       2,039.49
     32765                          6.9435                             20360501                                                                      357                                              248,800.00       20060601                         1,544.41
     33174                          6.4835                             20360501                                                                      357                                              200,000.00       20060601                        1,329.26
     33178                          8.4835                             20360501                                                                      357                                               351,000.00      20060601                       2,629.58
     2302                           10.6935                            20360501                                                                      357                                              295,000.00       20060601                       2,854.03
     33165                          5.9835                             20360501                                                                      357                                               281,600.00      20060601                        1,522.99
     33311                          6.8835                             20360501                                                                      357                                               157,600.00      20060601                          970.55
     33936                          7.3935                             20360501                                                                      357                                                191,900.00     20060601                         1,319.92
     32818                          7.3835                             20360501                                                                      357                                               132,000.00      20060601                          958.47
     33010                          7.1435                             20360501                                                                      357                                              306,000.00       20060601                           2,171.11
     34472                          8.7835                             20360501                                                                      357                                                147,100.00     20060601                         1,138.80
     34472                          8.7835                             20360501                                                                      357                                               146,300.00      20060601                          1,132.61
     33023                          9.0835                             20360501                                                                      357                                              205,000.00       20060601                        1,737.23
     33179                          8.3835                             20360501                                                                      357                                               139,500.00      20060601                           1,111.43
     33177                          6.4335                             20360501                                                                      357                                               221,000.00      20060601                         1,461.42
     33462                          12.6835                            20210501                                                                      177                                                 46,200.00     20060601                           517.93
     33309                          13.3835                            20210501                                                                      177                                                 68,000.00     20060601                          799.80
     16602                          10.9835                            20360501                                                                      357                                                 57,600.00     20060601                          569.97
     33155                          8.0435                             20360501                                                                      357                                              392,000.00       20060601                       2,793.00
     33412                          6.9435                             20360501                                                                      357                                              376,000.00       20060601                         2,616.19
     33136                          7.7335                             20360501                                                                      357                                               123,250.00      20060601                          925.07
     33012                          7.6435                             20360501                                                                      357                                              279,900.00       20060601                        1,977.75
     33186                          7.0335                             20360501                                                                      357                                               231,200.00      20060601                        1,622.92
     33407                          7.3335                             20360501                                                                      357                                                 96,000.00     20060601                          693.74
     33177                          7.2835                             20360501                                                                      357                                               216,000.00      20060601                        1,402.20
     15367                          6.1835                             20360501                                                                      357                                               136,000.00      20060601                          876.68
     33147                          6.9835                             20360501                                                                      357                                               192,000.00      20060601                         1,198.40
     33126                          7.0335                             20360501                                                                      357                                                171,200.00     20060601                         1,201.75
     33032                          7.4835                             20360501                                                                      357                                               215,950.00      20060601                        1,583.06
     33023                          7.7435                             20360501                                                                      357                                              223,200.00       20060601                        1,534.50
     16150                          9.1335                             20360501                                                                      357                                                 55,800.00     20060601                           474.91
     33068                          8.2935                             20360501                                                                      357                                               157,500.00      20060601                         1,190.70
     33024                          7.1435                             20360501                                                                      357                                              276,000.00       20060601                        1,846.94
     33025                          5.6335                             20360501                                                                      357                                               316,000.00      20060601                         1,616.87
     33016                          7.4835                             20360501                                                                      357                                                119,200.00     20060601                          873.82
     33907                          6.4835                             20360501                                                                      357                                               147,000.00      20060601                           977.01
     33178                          6.5335                             20360501                                                                      357                                              299,000.00       20060601                        1,997.29
     34434                          7.5835                             20360501                                                                      357                                              204,400.00       20060601                         1,512.66
     33415                          7.9435                             20360501                                                                      357                                                 94,400.00     20060601                          688.45
     15136                          10.4335                            20360501                                                                      357                                                 46,350.00     20060601                          439.30
     33063                          7.9335                             20360501                                                                      357                                               216,000.00      20060601                         1,519.20
     33317                          6.7835                             20360501                                                                      357                                               216,000.00      20060601                        1,388.03
     33313                          8.9335                             20360401                                                                      356                                               192,000.00      20060501                        1,606.04
     30047                          6.5935                             20360401                                                                      356                                                131,200.00     20060501                          776.27
     28655                          9.4435                             20360401                                                                      356                                                 50,400.00     20060501                          440.44
     20707                          8.0435                             20360401                                                                      356                                              225,300.00       20060501                        1,740.35
     23231                          7.9835                             20360401                                                                      356                                              247,500.00       20060501                          1,901.31
     33182                          7.7835                             20360401                                                                      356                                              290,000.00       20060501                        2,186.83
     6114                           7.0835                             20360501                                                                      357                                              225,000.00       20060601                         1,587.12
     33025                          8.0435                             20360401                                                                      356                                               132,000.00      20060501                         1,019.65
     34983                          7.4835                             20360501                                                                      357                                              208,000.00       20060601                         1,384.17
     33162                          6.8835                             20360401                                                                      356                                              337,500.00       20060501                       2,334.48
     33033                          7.6935                             20360501                                                                      357                                              204,000.00       20060601                         1,449.14
     70805                          10.0935                            20360501                                                                      357                                                 64,800.00     20060601                          597.60
     19142                          8.0935                             20360501                                                                      357                                               123,300.00      20060601                          956.82
     34945                          7.5935                             20360501                                                                      357                                              284,000.00       20060601                        1,996.03
     2860                           7.8435                             20360501                                                                      357                                               218,500.00      20060601                        1,576.93
     33907                          8.4435                             20360501                                                                      357                                               106,050.00      20060601                          849.49
     33162                          6.8835                             20360401                                                                      356                                               199,250.00      20060501                         1,378.21
     33023                          7.7335                             20360501                                                                      357                                              238,400.00       20060601                        1,789.34
     33023                          12.6835                            20210501                                                                      177                                                 59,600.00     20060601                           668.16
     23234                          13.1835                            20210401                                                                      176                                                 34,800.00     20060501                           403.81
     33613                          9.3335                             20360501                                                                      357                                                131,400.00     20060601                         1,137.62
     33174                          7.2235                             20360401                                                                      356                                               175,000.00      20060501                         1,251.30
     39828                          9.4435                             20360501                                                                      357                                                 88,200.00     20060601                          770.76
     33313                          7.8835                             20360501                                                                      357                                               182,500.00      20060601                        1,389.06
     33029                          9.4835                             20360501                                                                      357                                              350,000.00       20060601                        3,068.91
     33064                          7.8835                             20360501                                                                      357                                              268,650.00       20060601                         1,878.31
     33127                          8.0835                             20360501                                                                      357                                               184,000.00      20060601                        1,426.55
     33147                          8.4085                             20360501                                                                      357                                               216,000.00      20060601                        1,724.79
     6108                           7.8435                             20360501                                                                      357                                               156,000.00      20060601                        1,085.50
     33460                          6.7135                             20360501                                                                      357                                              228,000.00       20060601                        1,453.44
     48205                          7.9935                             20360501                                                                      357                                               108,000.00      20060601                          830.43
     33467                          7.5935                             20360501                                                                      357                                              372,000.00       20060601                        2,614.52
     27896                          8.8835                             20360501                                                                      357                                               193,500.00      20060601                          1,611.55
     48060                          9.3335                             20360501                                                                      357                                                 72,000.00     20060601                          623.36
     33165                          7.0335                             20360501                                                                      357                                              352,000.00       20060601                       2,470.88
     33021                          7.5435                             20360501                                                                      357                                               231,000.00      20060601                        1,703.05
     33319                          8.1935                             20360501                                                                      357                                               145,750.00      20060601                           1,141.41
     19144                          7.3335                             20360501                                                                      357                                                 74,400.00     20060601                          537.65
     32907                          7.6935                             20360501                                                                      357                                               150,000.00      20060601                          1,121.63
     33147                          7.5935                             20360501                                                                      357                                               196,000.00      20060601                         1,451.87
     33023                          7.2335                             20360501                                                                      357                                              284,000.00       20060601                         1,919.49
     53224                          7.9835                             20360501                                                                      357                                               150,800.00      20060601                         1,104.36
     23237                          6.9935                             20360501                                                                      357                                                151,300.00     20060601                         1,057.91
     44706                          8.3335                             20360501                                                                      357                                                  73,100.00    20060601                          554.88
     33313                          7.4835                             20360501                                                                      357                                              255,600.00       20060601                         1,701.87
     24013                          8.3435                             20360501                                                                      357                                                 73,000.00     20060601                           579.51
     23605                          9.8835                             20360501                                                                      357                                               139,500.00      20060601                        1,264.60
     33909                          8.3835                             20360501                                                                      357                                              236,650.00       20060601                        1,885.44
     23703                          9.8435                             20360501                                                                      357                                               100,000.00      20060601                          903.54
     34982                          7.1835                             20360501                                                                      357                                                115,000.00     20060601                             819.11
     33322                          7.6935                             20360501                                                                      357                                              200,000.00       20060601                         1,495.51
     33463                          10.2935                            20360501                                                                      357                                                197,100.00     20060601                        1,847.30
     33161                          9.0335                             20360501                                                                      357                                              246,500.00       20060601                       2,079.90
     32207                          10.1835                            20360501                                                                      357                                                115,800.00     20060601                        1,075.75
     33426                          6.6335                             20360501                                                                      357                                              332,000.00       20060601                        1,975.40
     34134                          8.2335                             20360501                                                                      357                                               216,000.00      20060601                        1,573.20
     33135                          7.7835                             20360501                                                                      357                                              360,000.00       20060601                        2,714.69
     18032                          10.3535                            20360501                                                                      357                                               105,000.00      20060601                          988.85
     33135                          12.4835                            20210501                                                                      177                                                 90,000.00     20060601                          994.88
     32824                          6.4835                             20360501                                                                      357                                              207,900.00       20060601                        1,290.45
     33063                          6.2335                             20360501                                                                      357                                               318,400.00      20060601                        1,788.35
     28215                          9.5835                             20360501                                                                      357                                                 55,600.00     20060601                           491.63
     19141                          7.8335                             20360501                                                                      357                                                 63,000.00     20060601                          477.29
     34946                          8.1185                             20360501                                                                      357                                              270,300.00       20060601                        2,102.37
     33023                          7.9435                             20360501                                                                      357                                              205,600.00       20060601                        1,447.77
     34946                          7.7185                             20360501                                                                      357                                                112,500.00     20060601                          843.20
     27265                          11.4835                            20200401                                                                      164                                                 22,900.00     20050501                          235.38
     30238                          8.4835                             20360501                                                                      357                                                  91,500.00    20060601                          705.09
     48202                          9.3935                             20360401                                                                      356                                                 77,600.00     20060501                          675.27
     33852                          7.3935                             20360401                                                                      356                                               160,000.00      20060501                        1,053.33
     47804                          8.6835                             20360401                                                                      356                                                 82,500.00     20060501                           675.12
     33611                          6.1835                             20360501                                                                      357                                              200,000.00       20060601                        1,289.23
     33556                          9.1435                             20360501                                                                      357                                              327,000.00       20060601                       2,785.45
     48328                          13.6335                            20260401                                                                      236                                                 30,950.00     20060501                          388.02
     33617                          7.1435                             20360501                                                                      357                                               160,000.00      20060601                         1,135.22
     1010                           7.6935                             20360401                                                                      356                                              275,000.00       20060501                       2,056.32
     48189                          8.8835                             20360501                                                                      357                                               166,500.00      20060601                        1,386.68
     48189                          9.1335                             20360501                                                                      357                                               166,500.00      20060601                         1,417.06
     48204                          10.0835                            20360501                                                                      357                                                 72,000.00     20060601                          663.46
     28043                          10.1835                            20360501                                                                      357                                                 53,550.00     20060601                          497.47
     32810                          7.4435                             20360501                                                                      357                                               150,000.00      20060601                        1,095.42
     49028                          9.9435                             20360501                                                                      357                                                 74,350.00     20060601                          677.33
     2905                           7.7435                             20360501                                                                      357                                              207,200.00       20060601                        1,479.70
     21221                          8.1835                             20360501                                                                      357                                               124,800.00      20060601                          903.76
     43004                          5.8935                             20360501                                                                      357                                               157,000.00      20060601                          837.33
     38141                          8.8935                             20360501                                                                      357                                               105,750.00      20060601                           881.50
     33810                          12.7835                            20210501                                                                      177                                                 27,700.00     20060601                            312.71
     48126                          10.2435                            20360501                                                                      357                                               152,900.00      20060601                        1,427.29
     46217                          6.4835                             20360501                                                                      357                                                 85,600.00     20060601                          498.62
     48223                          9.0835                             20360501                                                                      357                                                 57,750.00     20060601                          489.39
     46040                          9.9935                             20360501                                                                      357                                               105,000.00      20060601                          960.48
     32714                          6.9935                             20360501                                                                      357                                              320,000.00       20060601                       2,000.00
     21117                          7.8935                             20360501                                                                      357                                              244,600.00       20060601                        1,863.45
     20720                          7.7935                             20360501                                                                      357                                              323,200.00       20060601                       2,320.32
     33880                          9.0335                             20360501                                                                      357                                              385,200.00       20060601                        3,132.35
     48188                          9.1835                             20360501                                                                      357                                               301,750.00      20060601                        2,579.21
     48219                          8.2335                             20360501                                                                      357                                                 56,700.00     20060601                          445.65
     33604                          8.0435                             20360501                                                                      357                                                141,600.00     20060601                        1,093.80
     34691                          8.4835                             20360501                                                                      357                                               138,900.00      20060601                          1,116.62
     34472                          6.4835                             20360501                                                                      357                                                141,500.00     20060601                          878.30
     34677                          7.9435                             20360501                                                                      357                                              208,000.00       20060601                         1,591.98
     44273                          7.5935                             20360501                                                                      357                                               147,000.00      20060601                        1,088.90
     85208                          9.6685                             20360501                                                                      357                                               198,050.00      20060601                        1,763.70
     85007                          7.8335                             20360501                                                                      357                                               105,000.00      20060601                          757.00
     78412                          8.7335                             20360501                                                                      357                                                 94,500.00     20060601                          776.74
     20602                          8.4335                             20360501                                                                      357                                               179,200.00      20060601                        1,335.04
     33778                          8.8835                             20360401                                                                      356                                               137,700.00      20060501                         1,146.82
     60622                          10.3935                            20350901                                                                      349                                                 85,200.00     20051001                          804.95
     60110                          11.9435                            20360301                                                                      355                                                 35,600.00     20060401                          378.56
     60805                          11.4835                            20210301                                                                      175                                                 43,950.00     20060401                           451.74
     61081                          8.4335                             20360501                                                                      357                                                 63,200.00     20060601                          505.80
     60177                          11.5435                            20210401                                                                      176                                                 42,000.00     20060501                          433.63
     60609                          11.4935                            20210501                                                                      177                                                 35,250.00     20060601                          362.59
     60446                          8.4935                             20360501                                                                      357                                               164,000.00      20060601                         1,319.58
     60015                          8.4435                             20360501                                                                      357                                              292,500.00       20060601                        2,343.01
     60506                          8.4335                             20360501                                                                      357                                               133,800.00      20060601                         1,070.81
     60506                          12.9085                            20360501                                                                      357                                                 33,450.00     20060601                          380.90
     60803                          8.5935                             20360501                                                                      357                                               123,500.00      20060601                         1,002.61
     60638                          11.9435                            20210401                                                                      176                                                 42,000.00     20060501                          446.62
     60641                          11.8935                            20360401                                                                      356                                                 82,000.00     20060501                          868.79
     60707                          8.3835                             20360501                                                                      357                                               157,600.00      20060601                        1,202.34
     60053                          8.7535                             20360501                                                                      357                                              202,000.00       20060601                        1,663.27
     53204                          8.3435                             20360501                                                                      357                                                 111,600.00    20060601                          885.94
     60638                          11.7935                            20210501                                                                      177                                                  51,800.00    20060601                           544.81
     46041                          8.5935                             20360501                                                                      357                                                  61,200.00    20060601                          496.84
     60181                          9.3335                             20360501                                                                      357                                              203,900.00       20060601                         1,765.31
     60827                          9.1835                             20360501                                                                      357                                                 49,500.00     20060601                           423.10
     60104                          6.3435                             20360501                                                                      357                                               148,000.00      20060601                          844.83
     60644                          11.7435                            20210501                                                                      177                                                 33,000.00     20060601                           345.81
     60440                          8.0935                             20360501                                                                      357                                               176,400.00      20060601                        1,368.88
     60629                          7.8935                             20360501                                                                      357                                              250,750.00       20060601                          1,819.18
     60450                          7.7435                             20360501                                                                      357                                              236,900.00       20060601                        1,779.75
     60586                          7.9935                             20360501                                                                      357                                               192,200.00      20060601                        1,477.85
     60624                          5.9335                             20360501                                                                      357                                              256,000.00       20060601                        1,373.87
     60643                          7.0935                             20360501                                                                      357                                               172,900.00      20060601                        1,220.80
     60438                          7.2935                             20360501                                                                      357                                                151,900.00     20060601                        1,033.45
     60139                          8.0935                             20360501                                                                      357                                               150,000.00      20060601                         1,164.02
     60139                          9.1435                             20360501                                                                      357                                                 92,700.00     20060601                          789.64
     60194                          8.9935                             20360501                                                                      357                                              306,000.00       20060601                        2,573.01
     60632                          5.7335                             20360501                                                                      357                                              200,000.00       20060601                        1,039.73
     53215                          7.7585                             20360501                                                                      357                                                116,800.00     20060601                          804.46
     60090                          7.0435                             20360501                                                                      357                                               212,000.00      20060601                        1,489.60
     60148                          6.4635                             20360501                                                                      357                                              232,000.00       20060601                        1,343.94
     60104                          8.4435                             20360501                                                                      357                                               126,650.00      20060601                         1,014.50
     60637                          8.0835                             20360501                                                                      357                                               261,250.00      20060601                       2,025.47
     18372                          7.4835                             20360501                                                                      357                                                151,200.00     20060601                         1,050.18
     6513                           8.9935                             20360401                                                                      356                                              276,000.00       20060501                       2,320.76
     23060                          8.5935                             20360501                                                                      357                                               139,000.00      20060601                         1,128.44
     24012                          8.5935                             20360501                                                                      357                                                119,000.00     20060601                          966.08
     23323                          9.2185                             20360501                                                                      357                                               168,750.00      20060601                        1,446.73
     8054                           6.5935                             20351201                                                                      352                                               144,000.00      20060101                          967.73
     53216                          10.2335                            20360401                                                                      356                                                115,600.00     20060501                        1,078.24
     32780                          9.6935                             20360401                                                                      356                                               154,800.00      20060501                          1,381.41
     92335                          8.0335                             20360401                                                                      356                                              248,000.00       20060501                         1,913.94
     33612                          8.6835                             20360401                                                                      356                                                141,600.00     20060501                         1,158.76
     89115                          7.0935                             20360301                                                                      355                                              204,800.00       20060401                        1,297.07
     95322                          6.2435                             20360201                                                                      354                                              239,000.00       20060301                         1,550.15
     15668                          8.2435                             20360401                                                                      356                                               122,400.00      20060501                          962.92
     92503                          8.2435                             20351201                                                                      352                                              205,000.00       20060101                         1,612.74
     93012                          6.4435                             20360201                                                                      354                                              525,000.00       20060301                       3,475.23
     7064                           7.3935                             20360301                                                                      355                                              268,000.00       20060401                        1,947.84
     63114                          9.8335                             20360401                                                                      356                                                121,500.00     20060501                        1,096.90
     93560                          6.4835                             20360301                                                                      355                                              380,000.00       20060401                        2,213.50
     93550                          6.5435                             20360301                                                                      355                                               155,000.00      20060401                        1,036.43
     91402                          6.1735                             20360301                                                                      355                                              297,000.00       20060401                         1,912.54
     33612                          12.4435                            20360401                                                                      356                                                 35,400.00     20060501                           390.21
     91343                          7.4835                             20360301                                                                      355                                               516,000.00      20060401                       3,435.70
     17552                          7.8435                             20360401                                                                      356                                               172,000.00      20060501                        1,304.29
     2124                           6.1185                             20360401                                                                      356                                              380,000.00       20060501                        2,433.19
     92316                          6.9435                             20360301                                                                      355                                              432,000.00       20060401                       3,005.83
     91335                          6.8685                             20360301                                                                      355                                               319,250.00      20060401                        1,962.06
     90031                          8.8285                             20360201                                                                      354                                               513,000.00      20060301                        4,251.96
     34953                          7.8935                             20360401                                                                      356                                               215,600.00      20060501                        1,642.53
     15228                          7.3685                             20360401                                                                      356                                               126,400.00      20060501                          829.50
     34953                          10.3335                            20210401                                                                      176                                                 53,900.00     20060501                          506.80
     22657                          8.4835                             20360401                                                                      356                                              200,000.00       20060501                        1,498.33
     64053                          11.3435                            20360501                                                                      357                                                 62,400.00     20060601                          634.66
     64030                          7.2935                             20360401                                                                      356                                               120,000.00      20060501                          863.84
     77016                          10.0435                            20360501                                                                      357                                                 58,500.00     20060601                           537.31
     77093                          9.0335                             20210501                                                                      177                                                 68,800.00     20060601                          720.09
     77044                          9.3435                             20360401                                                                      356                                                  21,925.00    20060501                           189.98
     76134                          8.3635                             20360501                                                                      357                                               107,050.00      20060601                           815.04
     63107                          7.4935                             20360501                                                                      357                                               108,000.00      20060601                          792.47
     75765                          8.7435                             20360501                                                                      357                                                 75,600.00     20060601                           621.94
     75765                          9.3435                             20360501                                                                      357                                                  18,900.00    20060601                           163.77
     75006                          7.8935                             20360501                                                                      357                                                 93,500.00     20060601                           712.32
     77069                          9.2335                             20360501                                                                      357                                               102,600.00      20060601                          880.74
     77087                          8.9835                             20260501                                                                      237                                                 64,000.00     20060601                           596.15
     65616                          10.0435                            20360501                                                                      357                                                  61,750.00    20060601                           567.16
     63137                          11.3835                            20360501                                                                      357                                                 83,000.00     20060601                          846.73
     47327                          12.6835                            20360501                                                                      357                                                 23,000.00     20060601                          257.85
     77449                          7.6435                             20360501                                                                      357                                                 97,550.00     20060601                           726.01
     77053                          8.1835                             20360501                                                                      357                                                  71,200.00    20060601                          557.08
     77521                          9.3435                             20360501                                                                      357                                                 24,700.00     20060601                           214.03
     63136                          9.1935                             20360501                                                                      357                                                 90,000.00     20060601                          769.94
     75069                          5.9835                             20360501                                                                      357                                               100,000.00      20060601                            631.41
     76040                          7.6435                             20360501                                                                      357                                                115,200.00     20060601                          857.37
     78745                          9.4835                             20360501                                                                      357                                                 96,500.00     20060601                           846.14
     75069                          7.0335                             20360501                                                                      357                                                  71,600.00    20060601                          502.60
     63123                          10.9435                            20360501                                                                      357                                               137,735.00      20060601                        1,358.73
     64130                          9.1335                             20360501                                                                      357                                                 52,000.00     20060601                          442.57
     62206                          8.5835                             20360501                                                                      357                                                 77,600.00     20060601                          629.42
     7018                           9.4935                             20360501                                                                      357                                               173,600.00      20060601                        1,523.46
     8562                           8.9685                             20360501                                                                      357                                               182,750.00      20060601                        1,533.33
     8046                           8.1185                             20360501                                                                      357                                               135,000.00      20060601                        1,050.02
     78244                          7.6435                             20360501                                                                      357                                                 98,400.00     20060601                          732.34
     77033                          9.1435                             20360501                                                                      357                                                 68,000.00     20060601                          579.24
     77365                          8.9935                             20360501                                                                      357                                                 70,000.00     20060601                          588.60
     78250                          7.7685                             20360501                                                                      357                                               100,000.00      20060601                          753.02
     77039                          9.9935                             20260501                                                                      237                                                 92,000.00     20060601                            918.51
     77530                          7.7435                             20360501                                                                      357                                                  81,000.00    20060601                          608.53
     18064                          6.9685                             20360501                                                                      357                                              235,000.00       20060601                         1,542.13
     19124                          8.4935                             20360501                                                                      357                                                 97,000.00     20060601                          780.48
     95829                          6.4935                             20360501                                                                      357                                              270,000.00       20060601                        1,796.32
     93274                          6.7435                             20360501                                                                      357                                              283,500.00       20060601                         1,813.47
     93274                          6.4835                             20360501                                                                      357                                               177,500.00      20060601                          1,101.75
     93257                          7.3435                             20360501                                                                      357                                                 80,000.00     20060601                          523.33
     95301                          9.2685                             20360501                                                                      357                                              264,000.00       20060601                        2,195.20
     23141                          7.7435                             20360401                                                                      356                                               122,250.00      20060501                           918.42
     23141                          7.7435                             20360401                                                                      356                                               128,250.00      20060501                          963.50
     23224                          8.4835                             20360501                                                                      357                                                118,750.00     20060601                          889.64
     22043                          8.7435                             20360501                                                                      357                                               125,000.00      20060601                        1,028.34
     23666                          9.0185                             20360501                                                                      357                                               128,350.00      20060601                         1,081.58
     22963                          8.9185                             20360501                                                                      357                                              202,000.00       20060601                        1,687.48
     21214                          8.7935                             20360401                                                                      356                                               177,500.00      20060501                        1,466.68
     17057                          8.2435                             20210501                                                                      177                                                 86,250.00     20060601                          862.02
     17090                          9.8685                             20360501                                                                      357                                                131,300.00     20060601                         1,188.80
     90018                          6.7435                             20360401                                                                      356                                              370,000.00       20060501                       2,524.05
     93535                          8.4835                             20360501                                                                      357                                              270,750.00       20060601                       2,028.37
     93535                          8.4435                             20360501                                                                      357                                               169,000.00      20060601                        1,353.74
     98607                          8.8435                             20360501                                                                      357                                               199,500.00      20060601                         1,655.71
     98367                          8.7435                             20360501                                                                      357                                              200,450.00       20060601                         1,545.14
     97222                          7.8685                             20360501                                                                      357                                               172,500.00      20060601                           1,311.12
     97206                          8.9685                             20360501                                                                      357                                                161,500.00     20060601                        1,355.03
     98391                          7.4435                             20360501                                                                      357                                              242,250.00       20060601                        1,603.64
     34652                          8.9185                             20360401                                                                      356                                                 86,000.00     20060501                           718.43
     21061                          6.7435                             20360501                                                                      357                                                131,500.00     20060601                          794.48
     19713                          8.2435                             20360501                                                                      357                                               210,900.00      20060601                         1,537.81
     21061                          7.3685                             20360501                                                                      357                                               150,400.00      20060601                          987.00
     21146                          7.8685                             20360501                                                                      357                                              446,500.00       20060601                         3,116.20
     23453                          8.4935                             20360501                                                                      357                                               107,200.00      20060601                          826.90
     22193                          7.1185                             20360501                                                                      357                                               187,500.00      20060601                          1,191.40
     23703                          10.2185                            20360501                                                                      357                                               158,400.00      20060601                        1,475.66
     43701                          8.2435                             20360501                                                                      357                                               142,200.00      20060601                        1,069.59
     45150                          8.2435                             20360501                                                                      357                                               158,000.00      20060601                        1,242.99
     43612                          8.2435                             20360501                                                                      357                                                 83,000.00     20060601                          652.96
     43611                          8.2435                             20360501                                                                      357                                                114,000.00     20060601                          896.84
     43326                          8.2435                             20360501                                                                      357                                                 79,500.00     20060601                          625.43
     45240                          8.2435                             20360501                                                                      357                                               195,000.00      20060601                        1,534.07
     80919                          8.2435                             20360501                                                                      357                                              490,000.00       20060601                       3,854.83
     80814                          8.2435                             20360501                                                                      357                                              232,000.00       20060601                         1,825.14
     81419                          6.9935                             20360501                                                                      357                                              280,000.00       20060601                        1,750.00
     79416                          8.9935                             20360401                                                                      356                                                 98,550.00     20060501                          828.66
     77083                          8.9935                             20360501                                                                      357                                               168,750.00      20060601                         1,418.94
     77013                          7.6435                             20160501                                                                      117                                                 75,000.00     20060601                            915.91
     77083                          9.5185                             20260501                                                                      237                                                 98,400.00     20060601                            951.21
     77591                          7.8935                             20360501                                                                      357                                               147,500.00      20060601                          1,123.71
     77009                          7.1435                             20360501                                                                      357                                                 111,000.00    20060601                          787.56
     77033                          9.1435                             20360501                                                                      357                                                 66,400.00     20060601                           565.61
     78227                          8.2685                             20360501                                                                      357                                                 57,600.00     20060601                           454.17
     75077                          8.2685                             20360501                                                                      357                                              440,000.00       20060601                       3,469.34
     79360                          7.7435                             20360501                                                                      357                                               100,000.00      20060601                           751.27
     75067                          7.7685                             20360501                                                                      357                                               156,000.00      20060601                         1,174.72
     75137                          9.8685                             20360501                                                                      357                                                110,700.00     20060601                        1,002.29
     75142                          8.0185                             20360501                                                                      357                                                 63,200.00     20060601                          487.07
     76712                          7.8935                             20360501                                                                      357                                                 79,200.00     20060601                          603.38
     75707                          7.5185                             20360501                                                                      357                                                 92,000.00     20060601                          676.67
     76710                          8.1935                             20360501                                                                      357                                                 80,000.00     20060601                           626.51
     75013                          8.3685                             20360501                                                                      357                                              288,000.00       20060601                        2,291.46
     76063                          6.9935                             20360501                                                                      357                                              400,000.00       20060601                       2,796.86
     76262                          8.6435                             20360501                                                                      357                                               148,500.00      20060601                         1,210.93
     76567                          6.8935                             20360501                                                                      357                                               128,200.00      20060601                          887.63
     93536                          8.0935                             20360401                                                                      356                                               441,000.00      20060501                        3,160.50
     93454                          5.8935                             20360501                                                                      357                                              280,000.00       20060601                        1,492.93
     93309                          8.6185                             20360501                                                                      357                                              204,000.00       20060601                        1,593.24
     78217                          9.6435                             20360501                                                                      357                                                 83,200.00     20060601                          739.38
     77478                          7.7685                             20360501                                                                      357                                               100,000.00      20060601                          753.02
     99337                          8.8685                             20360401                                                                      356                                               124,000.00      20060501                         1,031.37
     98445                          9.8435                             20360501                                                                      357                                               184,500.00      20060601                        1,667.04
     98408                          9.6185                             20360501                                                                      357                                               174,400.00      20060601                        1,546.62
     99037                          7.2185                             20360501                                                                      357                                              229,500.00       20060601                         1,477.41
     98328                          6.1185                             20360501                                                                      357                                              245,000.00       20060601                        1,456.24
     97702                          6.9685                             20360501                                                                      357                                              304,300.00       20060601                        1,895.54
     98597                          7.9685                             20360501                                                                      357                                               175,500.00      20060601                        1,239.47
     95380                          9.9935                             20350801                                                                      348                                                 68,900.00     20050901                          630.26
     98503                          11.1835                            20360301                                                                      355                                                  41,000.00    20060401                            411.97
     95307                          11.1835                            20210301                                                                      175                                                 73,600.00     20060401                          739.54
     98387                          11.1835                            20360301                                                                      355                                                 49,500.00     20060401                          497.38
     98409                          8.6335                             20360501                                                                      357                                               136,500.00      20060601                          1,112.09
     93657                          11.1835                            20210301                                                                      175                                                 43,000.00     20060401                          432.07
     93727                          11.1835                            20210301                                                                      175                                                  61,950.00    20060401                          622.48
     95351                          11.1835                            20210301                                                                      175                                                 59,000.00     20060401                          592.84
     95209                          11.1835                            20210301                                                                      175                                                 85,000.00     20060401                          854.09
     95313                          11.1835                            20210301                                                                      175                                                 58,000.00     20060401                          582.79
     95660                          11.1835                            20210301                                                                      175                                                 62,800.00     20060401                           631.02
     94803                          10.9335                            20210301                                                                      175                                                 92,000.00     20060401                          906.86
     93728                          11.1835                            20210301                                                                      175                                                 36,000.00     20060401                           361.73
     95838                          11.1835                            20210301                                                                      175                                                 50,000.00     20060401                           502.41
     98074                          11.5335                            20360301                                                                      355                                                 69,000.00     20060401                            711.87
     95838                          11.1835                            20210401                                                                      176                                                 67,000.00     20060501                          673.23
     95350                          11.1835                            20210401                                                                      176                                                  71,000.00    20060501                           713.42
     93728                          11.1835                            20210401                                                                      176                                                  41,000.00    20060501                            411.97
     94533                          11.1835                            20210401                                                                      176                                                 85,600.00     20060501                           860.12
     98408                          11.1835                            20360401                                                                      356                                                 35,000.00     20060501                           351.68
     95301                          11.1835                            20210401                                                                      176                                                 64,800.00     20060501                            651.12
     95351                          9.2585                             20360501                                                                      357                                              292,000.00       20060601                         2,511.95
     93221                          11.1835                            20210401                                                                      176                                                 97,000.00     20060501                          974.67
     91790                          11.1835                            20210401                                                                      176                                                 111,000.00    20060501                          1,115.34
     95758                          8.0835                             20360501                                                                      357                                              522,400.00       20060601                        3,739.51
     95126                          11.1835                            20210401                                                                      176                                               143,000.00      20060501                        1,436.88
     93722                          6.5835                             20360401                                                                      356                                              500,000.00       20060501                        2,954.17
     93722                          10.9835                            20210401                                                                      176                                               138,600.00      20060501                         1,371.49
     94546                          11.1835                            20210401                                                                      176                                                110,000.00     20060501                         1,105.29
     95348                          7.5835                             20360501                                                                      357                                               414,400.00      20060601                       2,793.75
     93306                          11.1835                            20210501                                                                      177                                                 48,600.00     20060601                          488.34
     95624                          7.0085                             20360401                                                                      356                                              500,000.00       20060501                         3,131.25
     95624                          6.9085                             20360401                                                                      356                                              500,000.00       20060501                       3,089.58
     95624                          10.3835                            20210401                                                                      176                                               185,000.00      20060501                        1,746.44
     94928                          7.4835                             20360501                                                                      357                                              447,200.00       20060601                        2,977.61
     95045                          7.7585                             20360501                                                                      357                                               517,500.00      20060601                       3,564.28
     84015                          6.6185                             20360501                                                                      357                                                 96,800.00     20060601                          574.75
     95815                          7.2585                             20360501                                                                      357                                              224,000.00       20060601                        1,449.47
     95655                          7.4835                             20360501                                                                      357                                              392,000.00       20060601                        2,610.07
     95670                          7.1335                             20360401                                                                      356                                              279,600.00       20060501                        1,868.96
     95356                          7.0085                             20360401                                                                      356                                              268,000.00       20060501                        1,678.35
     95687                          6.8085                             20360501                                                                      357                                              306,000.00       20060601                        1,863.50
     95351                          7.4835                             20360501                                                                      357                                                251,100.00     20060601                        1,744.04
     95351                          10.9835                            20210501                                                                      177                                                 62,750.00     20060601                          620.93
     94553                          8.3585                             20360501                                                                      357                                              427,000.00       20060601                       3,249.40
     95127                          8.1835                             20360501                                                                      357                                              500,000.00       20060601                       3,620.83
     95127                          11.4335                            20210501                                                                      177                                               155,000.00      20060601                         1,587.19
     93635                          7.1585                             20360501                                                                      357                                              436,000.00       20060601                       2,922.49
     95670                          8.1335                             20360501                                                                      357                                              344,000.00       20060601                       2,476.80
     95376                          7.3835                             20360401                                                                      356                                              369,000.00       20060501                       2,535.29
     94503                          6.6335                             20360501                                                                      357                                                 60,000.00     20060601                          356.23
     95835                          8.2835                             20360401                                                                      356                                                311,200.00     20060501                       2,279.54
     95835                          11.2835                            20210401                                                                      176                                                 77,800.00     20060501                           787.71
     94591                          6.4935                             20360501                                                                      357                                               412,000.00      20060601                       2,403.33
     95111                          6.4085                             20360501                                                                      357                                              337,600.00       20060601                        1,945.42
     93215                          8.0085                             20360501                                                                      357                                               120,000.00      20060601                          923.97
     95948                          7.7435                             20360501                                                                      357                                              286,000.00       20060601                        1,966.25
     83687                          7.2435                             20360501                                                                      357                                               153,000.00      20060601                          1,096.11
     94533                          8.2085                             20360501                                                                      357                                              378,000.00       20060601                       2,745.23
     95315                          7.4085                             20360501                                                                      357                                              248,000.00       20060601                        1,635.77
     95315                          11.2835                            20210501                                                                      177                                                 62,000.00     20060601                          627.74
     94806                          6.6335                             20360501                                                                      357                                              384,000.00       20060601                       2,425.44
     98042                          7.9535                             20360501                                                                      357                                              238,500.00       20060601                          1,741.18
     94603                          6.7835                             20360501                                                                      357                                              329,600.00       20060601                       2,002.32
     95363                          6.7905                             20360501                                                                      357                                                401,100.00     20060601                       2,439.02
     94565                          8.2835                             20360501                                                                      357                                              288,000.00       20060601                        2,175.07
     94565                          11.1835                            20210501                                                                      177                                                 72,000.00     20060601                          723.47
     94561                          7.0835                             20360501                                                                      357                                              342,950.00       20060601                       2,279.70
     94801                          7.4465                             20360501                                                                      357                                               331,200.00      20060601                        2,291.20
     94801                          11.1835                            20210501                                                                      177                                                 82,800.00     20060601                           831.99
     95126                          7.4835                             20360501                                                                      357                                              500,000.00       20060601                        3,472.81
     83442                          11.1835                            20210501                                                                      177                                                 20,000.00     20060601                          200.96
     95453                          8.6585                             20360501                                                                      357                                              260,000.00       20060601                        1,985.75
     95453                          11.1835                            20210501                                                                      177                                                 65,000.00     20060601                           653.13
     95334                          7.4835                             20360501                                                                      357                                               180,000.00      20060601                         1,198.50
     93905                          7.0085                             20360501                                                                      357                                              344,000.00       20060601                        2,154.30
     94806                          7.5835                             20360501                                                                      357                                              384,000.00       20060601                       2,588.80
     95820                          7.3435                             20360501                                                                      357                                              244,000.00       20060601                         1,596.17
     95205                          8.7435                             20360501                                                                      357                                              284,400.00       20060601                       2,339.69
     98056                          6.8685                             20360501                                                                      357                                               216,800.00      20060601                        1,332.00
     95757                          7.4085                             20360501                                                                      357                                              348,000.00       20060601                       2,295.32
     95757                          11.1835                            20210501                                                                      177                                                 87,000.00     20060601                           874.19
     95354                          6.7335                             20360501                                                                      357                                               313,600.00      20060601                        1,892.05
     93702                          7.8085                             20360501                                                                      357                                               178,800.00      20060601                        1,238.92
     93702                          11.1835                            20210501                                                                      177                                                 44,700.00     20060601                           449.15
     94546                          6.7835                             20360501                                                                      357                                              425,600.00       20060601                       2,585.52
     95351                          8.3835                             20360501                                                                      357                                              286,400.00       20060601                         2,121.75
     93657                          6.8935                             20360501                                                                      357                                              305,400.00       20060601                        1,883.30
     95376                          7.3835                             20360501                                                                      357                                              320,000.00       20060601                        2,198.62
     92344                          11.3685                            20350801                                                                      348                                                 72,000.00     20050901                          733.68
     80015                          11.6185                            20351101                                                                      351                                                 38,600.00     20051201                          400.76
     92301                          11.1835                            20210301                                                                      175                                                  81,000.00    20060401                           813.90
     92154                          7.0685                             20360101                                                                      353                                              368,000.00       20060201                       2,323.00
     80219                          12.0335                            20210201                                                                      174                                                 37,200.00     20060301                           398.17
     85019                          11.1835                            20210101                                                                      173                                                 47,400.00     20060201                          476.28
     92019                          11.1835                            20210401                                                                      176                                                 99,200.00     20060501                          996.77
     92154                          11.1835                            20210301                                                                      175                                                 98,800.00     20060401                          992.76
     92802                          11.1835                            20360401                                                                      356                                                121,200.00     20060501                         1,217.83
     92867                          6.5085                             20360501                                                                      357                                              500,000.00       20060601                          3,112.61
     92867                          10.0835                            20210501                                                                      177                                               180,000.00      20060601                        1,658.65
     90660                          8.5585                             20360401                                                                      356                                              395,000.00       20060501                       3,066.66
     85201                          11.1835                            20210301                                                                      175                                                 35,800.00     20060401                          359.72
     91768                          11.1835                            20210401                                                                      176                                                  81,600.00    20060501                           819.93
     97006                          8.9335                             20360501                                                                      357                                               180,000.00      20060601                        1,505.66
     93535                          9.2435                             20360401                                                                      356                                              225,250.00       20060501                        1,868.58
     89143                          11.1835                            20210401                                                                      176                                                 65,800.00     20060501                            661.17
     92019                          11.1835                            20210401                                                                      176                                                 89,000.00     20060501                          894.28
     89134                          11.1835                            20210401                                                                      176                                                 72,000.00     20060501                          723.47
     92545                          7.2585                             20360501                                                                      357                                              276,000.00       20060601                        1,785.95
     92545                          10.9835                            20210501                                                                      177                                                 69,000.00     20060601                          682.77
     92337                          8.3395                             20360501                                                                      357                                              320,000.00       20060601                       2,430.49
     89120                          8.2085                             20360501                                                                      357                                                116,000.00     20060601                          842.45
     89121                          11.1835                            20210401                                                                      176                                                 38,000.00     20060501                           381.83
     85032                          7.9335                             20360501                                                                      357                                              288,000.00       20060601                        2,098.18
     92592                          6.9585                             20360401                                                                      356                                              286,400.00       20060501                         1,781.58
     90744                          7.6085                             20360501                                                                      357                                              500,000.00       20060601                        3,381.25
     92553                          7.4835                             20360501                                                                      357                                              289,000.00       20060601                         2,118.57
     92057                          6.7205                             20360501                                                                      357                                              288,000.00       20060601                        1,734.48
     89031                          7.7585                             20360501                                                                      357                                              280,000.00       20060601                        1,928.50
     92583                          9.0835                             20360501                                                                      357                                              280,000.00       20060601                       2,372.80
     92562                          7.9085                             20360501                                                                      357                                              359,200.00       20060601                        2,518.89
     92562                          11.1835                            20210501                                                                      177                                                 89,800.00     20060601                          902.32
     92404                          7.1425                             20360501                                                                      357                                              268,000.00       20060601                          1,901.31
     85219                          7.2335                             20360501                                                                      357                                               139,200.00      20060601                          996.28
     92879                          6.2435                             20360501                                                                      357                                              468,000.00       20060601                       2,632.50
     90706                          7.4835                             20360501                                                                      357                                               413,600.00      20060601                       2,753.89
     80231                          9.3835                             20360401                                                                      356                                                 40,500.00     20060501                           352.13
     81022                          9.1585                             20360501                                                                      357                                                 67,400.00     20060601                          574.87
     91402                          6.9935                             20360501                                                                      357                                              226,500.00       20060601                         1,415.63
     85296                          7.4835                             20360501                                                                      357                                              202,000.00       20060601                         1,403.01
     91764                          6.3885                             20360501                                                                      357                                              328,000.00       20060601                        1,884.63
     92555                          7.6185                             20360501                                                                      357                                              394,250.00       20060601                       2,669.40
     93536                          7.3085                             20360501                                                                      357                                              325,750.00       20060601                         2,121.45
     85043                          7.9085                             20360501                                                                      357                                               176,800.00      20060601                         1,239.81
     91708                          8.2835                             20360501                                                                      357                                              320,000.00       20060601                       2,344.00
     92394                          7.9435                             20360501                                                                      357                                              335,200.00       20060601                       2,360.37
     92404                          6.7435                             20360501                                                                      357                                              260,000.00       20060601                        1,570.83
     85307                          9.4835                             20360501                                                                      357                                              239,900.00       20060601                        2,103.52
     93532                          7.7585                             20360501                                                                      357                                              344,000.00       20060601                       2,369.30
     92395                          7.8435                             20360501                                                                      357                                              280,500.00       20060601                        2,127.05
     89106                          6.5835                             20360501                                                                      357                                               197,600.00      20060601                         1,167.47
     93308                          7.3835                             20360501                                                                      357                                              272,000.00       20060601                        1,868.83
     85029                          6.2335                             20360501                                                                      357                                               159,200.00      20060601                           894.17
     94564                          5.6185                             20360501                                                                      357                                               518,300.00      20060601                       2,645.49
     95351                          8.1185                             20360501                                                                      357                                              239,000.00       20060601                        1,858.92
     94014                          7.0435                             20360501                                                                      357                                              569,000.00       20060601                       3,579.96
     93223                          8.1185                             20360501                                                                      357                                               186,400.00      20060601                        1,339.75
     85042                          9.3435                             20360401                                                                      356                                              207,000.00       20060501                        1,793.67
     86401                          8.0935                             20360501                                                                      357                                               135,000.00      20060601                          967.50
     85051                          6.4685                             20360501                                                                      357                                                 75,000.00     20060601                          435.94
     85363                          8.1185                             20360501                                                                      357                                                 94,000.00     20060601                            731.12
     85363                          6.7435                             20360501                                                                      357                                               123,000.00      20060601                           743.13
     85033                          6.3685                             20360501                                                                      357                                               165,750.00      20060601                           949.61
     85037                          7.2435                             20360501                                                                      357                                               162,720.00      20060601                        1,050.90
     85706                          8.9185                             20360501                                                                      357                                                141,000.00     20060601                         1,133.97
     85019                          7.5935                             20360501                                                                      357                                                 151,410.00    20060601                        1,022.02
     92071                          6.7435                             20360501                                                                      357                                              292,000.00       20060601                        1,867.84
     92532                          5.9685                             20360501                                                                      357                                              405,000.00       20060601                         2,184.15
     92234                          8.9685                             20360501                                                                      357                                              307,800.00       20060601                       2,487.38
     92071                          7.4685                             20360501                                                                      357                                              432,000.00       20060601                        2,871.00
     92530                          6.1185                             20360501                                                                      357                                               195,000.00      20060601                         1,159.05
     92220                          8.9685                             20360501                                                                      357                                               212,000.00      20060601                          1,713.21
     98516                          6.1185                             20360501                                                                      357                                               177,600.00      20060601                          980.50
     83686                          7.4935                             20360501                                                                      357                                                117,450.00     20060601                            861.81
     80620                          8.2435                             20360501                                                                      357                                               145,800.00      20060601                          1,147.01
     80017                          8.2435                             20360501                                                                      357                                               180,000.00      20060601                         1,353.91
     33175                          8.8435                             20360501                                                                      357                                               196,000.00      20060601                        1,626.67
     53223                          8.2435                             20360501                                                                      357                                               130,000.00      20060601                         1,022.71
     93215                          7.7335                             20360401                                                                      356                                              207,900.00       20060501                        1,560.42
     80906                          11.1835                            20210301                                                                      175                                                 25,600.00     20060401                          257.23
     89178                          11.1835                            20210401                                                                      176                                                 63,900.00     20060501                          642.08
     85257                          11.1835                            20210401                                                                      176                                                 59,800.00     20060501                          600.88
     92582                          11.1835                            20210401                                                                      176                                                 84,400.00     20060501                          848.06
     85027                          7.7835                             20360501                                                                      357                                               143,900.00      20060601                         1,085.12
     85009                          6.7335                             20360501                                                                      357                                                 90,000.00     20060601                           613.35
     89115                          11.1835                            20210401                                                                      176                                                 48,500.00     20060501                          487.33
     85009                          7.3835                             20360501                                                                      357                                               140,000.00      20060601                           961.90
     85031                          8.0585                             20360501                                                                      357                                               160,000.00      20060601                         1,180.87
     89110                          7.6185                             20360501                                                                      357                                              224,000.00       20060601                         1,516.67
     89120                          7.9935                             20360501                                                                      357                                                121,500.00     20060601                          860.63
     90061                          6.7435                             20360501                                                                      357                                               313,500.00      20060601                        2,138.62
     60805                          8.2435                             20360501                                                                      357                                               173,000.00      20060601                        1,360.99
     62650                          8.2435                             20360501                                                                      357                                                 87,000.00     20060601                          684.43
     48180                          8.2435                             20360401                                                                      356                                               142,500.00      20060501                          1,121.05
     61032                          8.2435                             20360501                                                                      357                                                 90,000.00     20060601                          708.03
     49045                          8.2435                             20360501                                                                      357                                                 75,000.00     20060601                          590.03
     49410                          8.2435                             20360501                                                                      357                                               146,700.00      20060601                         1,154.09
     61032                          8.2435                             20360501                                                                      357                                                  71,760.00    20060601                          564.54
     60107                          7.7435                             20360501                                                                      357                                               218,500.00      20060601                         1,641.52
     46383                          8.2435                             20360401                                                                      356                                                 82,000.00     20060501                          645.09
     48203                          8.2435                             20360501                                                                      357                                                  89,100.00    20060601                          700.95
     46767                          8.2435                             20360501                                                                      357                                               103,275.00      20060601                           812.46
     47432                          8.2435                             20360501                                                                      357                                                  81,000.00    20060601                          637.23
     47111                          8.2435                             20360501                                                                      357                                                 95,000.00     20060601                          747.37
     46208                          8.2435                             20360501                                                                      357                                                 58,500.00     20060601                          460.22
     75165                          6.1435                             20360501                                                                      357                                               136,000.00      20060601                          873.07
     79107                          8.4685                             20360401                                                                      356                                                 45,750.00     20060501                          367.29
     75152                          10.0935                            20360501                                                                      357                                                131,200.00     20060601                        1,209.96
     77708                          8.7685                             20360501                                                                      357                                              224,000.00       20060601                        1,846.85
     56303                          8.2435                             20360401                                                                      356                                                 99,400.00     20060501                           781.98
     65605                          8.2435                             20360501                                                                      357                                               102,000.00      20060601                          802.43
     64110                          8.2435                             20360501                                                                      357                                                 77,280.00     20060601                           581.28
     55118                          8.2435                             20360501                                                                      357                                               210,600.00      20060601                        1,584.07
     63390                          8.2435                             20360501                                                                      357                                               130,000.00      20060601                          977.82
     65401                          8.2435                             20360501                                                                      357                                                 58,500.00     20060601                          440.02
     63118                          8.2435                             20360501                                                                      357                                                 77,850.00     20060601                          585.56
     63136                          8.2435                             20360501                                                                      357                                                 76,884.00     20060601                          604.85
     55303                          8.2435                             20360501                                                                      357                                                 181,150.00    20060601                          1,425.11
     60130                          8.2435                             20360501                                                                      357                                               160,500.00      20060601                        1,262.65
     60432                          8.2435                             20360501                                                                      357                                              238,000.00       20060601                        1,872.35
     60473                          7.6185                             20360501                                                                      357                                               169,000.00      20060601                         1,190.96
     60620                          7.6935                             20360501                                                                      357                                               155,000.00      20060601                          1,101.06
     60428                          8.2435                             20360501                                                                      357                                               108,000.00      20060601                          849.64
     60446                          8.2435                             20360501                                                                      357                                              305,000.00       20060601                        2,294.12
     60628                          8.2435                             20360501                                                                      357                                               133,000.00      20060601                        1,000.39
     61554                          8.2435                             20360501                                                                      357                                                 78,850.00     20060601                           620.31
     32311                          9.3435                             20360501                                                                      357                                               124,000.00      20060601                        1,074.47
     32312                          9.6185                             20360501                                                                      357                                               108,000.00      20060601                          957.77
     32547                          8.9685                             20360501                                                                      357                                               144,000.00      20060601                        1,208.20
     70615                          10.3435                            20360501                                                                      357                                              247,500.00       20060601                       2,328.99
     70633                          10.1185                            20360501                                                                      357                                                 62,700.00     20060601                           579.41
     71220                          9.3685                             20210501                                                                      177                                                 112,125.00    20060601                         1,196.34
     70815                          9.8435                             20360501                                                                      357                                               148,500.00      20060601                         1,341.76
     70394                          7.8685                             20360501                                                                      357                                               100,000.00      20060601                          760.07
     70471                          8.2435                             20360501                                                                      357                                               102,600.00      20060601                           807.15
     70374                          6.8685                             20360501                                                                      357                                                 79,950.00     20060601                           552.19
     70560                          6.4935                             20360501                                                                      357                                               102,400.00      20060601                           681.27
     32818                          8.1685                             20360501                                                                      357                                               190,000.00      20060601                        1,373.54
     34711                          8.2435                             20360501                                                                      357                                               162,500.00      20060601                        1,278.39
     32773                          9.2685                             20360501                                                                      357                                               189,600.00      20060601                        1,632.44
     32773                          9.6935                             20360501                                                                      357                                                117,709.00     20060601                        1,050.42
     32805                          6.9935                             20360501                                                                      357                                                  81,220.00    20060601                          567.90
     37083                          11.3685                            20210101                                                                      173                                                 26,000.00     20060201                          309.96
     30310                          10.2185                            20360501                                                                      357                                                  98,100.00    20060601                           913.90
     30011                          11.3685                            20360401                                                                      356                                                 42,400.00     20060501                          432.06
     30071                          7.2435                             20360501                                                                      357                                                115,500.00     20060601                          827.46
     30025                          8.6935                             20360501                                                                      357                                                171,900.00     20060601                        1,407.95
     11233                          8.0685                             20360101                                                                      353                                              432,000.00       20060201                       3,344.70
     11233                          11.6435                            20210101                                                                      173                                                  81,000.00    20060201                          842.54
     95993                          7.9935                             20360601                                                                      358                                               150,000.00      20060701                         1,153.37
     33177                          8.9635                             20360501                                                                      357                                              446,250.00       20060601                        3,521.66
     90008                          11.4935                            20260501                                                                      237                                                 22,600.00     20060601                          248.85
     33155                          8.1335                             20360601                                                                      358                                              376,000.00       20060701                       2,707.20
     33155                          10.3735                            20360601                                                                      358                                                 94,000.00     20060701                          886.67
     77017                          9.4635                             20210501                                                                      177                                                  15,200.00    20060601                           133.05
     72223                          7.6185                             20360701                                                                      359                                              239,920.00       20060801                         1,781.40
     93535                          7.3685                             20360501                                                                      357                                              228,000.00       20060601                        1,496.25
     19138                          9.1435                             20360701                                                                      359                                              225,000.00       20060801                         1,916.60
     97501                          8.0135                             20360601                                                                      358                                              306,000.00       20060701                         2,172.61
     85022                          8.2435                             20360601                                                                      358                                               238,125.00      20060701                        1,736.33
     33912                          7.1435                             20360601                                                                      358                                              325,200.00       20060701                        2,073.16
     40220                          8.6335                             20360601                                                                      358                                              204,000.00       20060701                        1,553.80
     48219                          9.0435                             20360601                                                                      358                                                 63,000.00     20060701                          532.04
     22485                          7.3685                             20360501                                                                      357                                              300,000.00       20060601                         2,175.21
     23139                          7.3535                             20360601                                                                      358                                              364,000.00       20060701                       2,384.20
     23139                          11.5435                            20360601                                                                      358                                                  91,000.00    20060701                          939.54
     33912                          11.4535                            20360601                                                                      358                                                 40,650.00     20060701                           405.15
     55379                          7.0885                             20360601                                                                      358                                               319,500.00      20060701                       2,254.82
     85251                          6.9885                             20360601                                                                      358                                               160,000.00      20060701                          1,118.20
     63118                          7.9235                             20360601                                                                      358                                               102,320.00      20060701                           781.69
     94533                          7.6535                             20360601                                                                      358                                               319,500.00      20060701                       2,259.97
     93436                          6.1735                             20360601                                                                      358                                              295,200.00       20060701                        1,643.28
     55443                          6.7435                             20360401                                                                      356                                               192,000.00      20060501                         1,160.00
     37172                          9.8685                             20360501                                                                      357                                                 95,000.00     20060601                           860.14
     92505                          8.2935                             20360501                                                                      357                                              372,000.00       20060601                       2,727.82
     92505                          11.7435                            20360501                                                                      357                                                 93,000.00     20060601                          974.54
     92591                          6.0935                             20360501                                                                      357                                               415,750.00      20060601                       2,286.63
     63118                          12.6635                            20360601                                                                      358                                                 25,580.00     20060701                          286.37
     90723                          7.3685                             20360201                                                                      354                                              292,000.00       20060301                       2,002.97
     90723                          11.3685                            20210201                                                                      174                                                 73,000.00     20060301                          743.87
     95687                          6.9935                             20360301                                                                      355                                              476,000.00       20060401                        3,132.42
     95687                          10.7435                            20210301                                                                      175                                                 89,000.00     20060401                          864.42
     22406                          8.2435                             20360301                                                                      355                                              250,750.00       20060401                        1,886.07
     89110                          8.3685                             20360401                                                                      356                                               216,750.00      20060501                          1,651.10
     92201                          6.9935                             20360301                                                                      355                                              250,000.00       20060401                         1,645.18
     98296                          6.7435                             20360401                                                                      356                                               361,600.00      20060501                        2,313.05
     93535                          7.1185                             20360401                                                                      356                                              247,500.00       20060501                        1,572.65
     85210                          7.4835                             20360401                                                                      356                                              229,600.00       20060501                         1,594.71
     85210                          11.6185                            20210401                                                                      176                                                 57,400.00     20060501                          595.95
     97351                          6.8685                             20360401                                                                      356                                                151,920.00     20060501                        1,049.27
     97351                          11.6185                            20210401                                                                      176                                                 37,980.00     20060501                          394.33
     91709                          7.8685                             20360401                                                                      356                                              605,000.00       20060501                       4,377.79
     95624                          9.4835                             20360401                                                                      356                                              360,000.00       20060501                        3,054.10
     89703                          8.8685                             20360401                                                                      356                                              520,000.00       20060501                        4,325.10
     91767                          6.8685                             20360401                                                                      356                                               182,000.00      20060501                          1,180.91
     97527                          6.6185                             20360401                                                                      356                                              224,000.00       20060501                        1,330.00
     22625                          7.7435                             20360401                                                                      356                                              272,000.00       20060501                        1,942.46
     95354                          6.2435                             20360401                                                                      356                                              345,000.00       20060501                        2,081.58
     85213                          7.8685                             20360401                                                                      356                                               312,300.00      20060501                        2,259.81
     89108                          6.8685                             20360401                                                                      356                                              240,000.00       20060501                        1,475.00
     89108                          11.6185                            20210401                                                                      176                                                 60,000.00     20060501                          622.95
     85249                          8.7435                             20360501                                                                      357                                              500,000.00       20060601                       3,953.30
     91701                          6.9935                             20360401                                                                      356                                              300,000.00       20060501                       2,097.64
     94585                          7.3685                             20360501                                                                      357                                              420,000.00       20060601                       2,756.25
     94585                          11.1185                            20210501                                                                      177                                               105,000.00      20060601                        1,049.83
     92231                          5.6185                             20360501                                                                      357                                              270,300.00       20060601                         1,510.85
     93591                          10.2435                            20360601                                                                      358                                                 73,000.00     20060701                           681.45
     23960                          6.9885                             20360701                                                                      359                                                 90,000.00     20060801                          628.99
     85205                          8.9935                             20360601                                                                      358                                              207,000.00       20060701                        1,740.57
     15108                          7.6185                             20360601                                                                      358                                                151,000.00     20060701                           1,121.17
     85381                          8.2435                             20360601                                                                      358                                              408,000.00       20060701                       2,975.00
     23323                          6.4885                             20360601                                                                      358                                               157,600.00      20060701                           918.65
     22408                          7.1135                             20360601                                                                      358                                               195,500.00      20060701                        1,383.07
     23059                          7.1185                             20360601                                                                      358                                                 90,000.00     20060701                          600.59
     30543                          8.2435                             20360501                                                                      357                                                107,120.00     20060601                           781.08
     45069                          7.1435                             20360601                                                                      358                                               188,000.00      20060701                        1,333.89
     10303                          8.0435                             20360201                                                                      354                                              288,000.00       20060301                       2,224.68
     30543                          12.3935                            20210501                                                                      177                                                 26,780.00     20060601                           294.15
     90002                          7.1935                             20360601                                                                      358                                              245,900.00       20060701                        1,577.86
     90047                          7.2185                             20360601                                                                      358                                              353,000.00       20060701                       2,522.84
     93550                          7.9935                             20360601                                                                      358                                              296,000.00       20060701                       2,096.67
     93550                          11.0435                            20210601                                                                      178                                                 74,000.00     20060701                          735.64
     85027                          7.8235                             20360601                                                                      358                                               185,600.00      20060701                        1,288.37
     7060                           9.4235                             20360601                                                                      358                                              289,000.00       20060701                        2,521.25
     84098                          7.0735                             20360601                                                                      358                                              250,000.00       20060701                         1,579.17
     55419                          9.3935                             20360601                                                                      358                                              260,000.00       20060701                       2,262.50
     7055                           9.2435                             20360301                                                                      355                                               441,000.00      20060401                       3,788.88
     34653                          6.9935                             20360501                                                                      357                                              207,000.00       20060601                        1,447.37
     33460                          6.2935                             20360401                                                                      356                                                118,250.00     20060501                          770.90
     15226                          10.2435                            20360401                                                                      356                                                 55,000.00     20060501                            513.41
     15144                          7.8335                             20360501                                                                      357                                                 66,250.00     20060601                            501.91
     33071                          10.6335                            20210401                                                                      176                                                 43,200.00     20060501                           415.98
     33319                          9.3335                             20360401                                                                      356                                                 90,000.00     20060501                           779.19
     60617                          8.4435                             20360501                                                                      357                                               108,000.00      20060601                          805.50
     60617                          11.2435                            20210501                                                                      177                                                 27,000.00     20060601                          272.54
     33162                          6.6335                             20360401                                                                      356                                              276,000.00       20060501                        1,743.29
     33179                          7.6435                             20360501                                                                      357                                              342,000.00       20060601                       2,322.75
     33435                          6.8435                             20360501                                                                      357                                              248,000.00       20060601                        1,708.65
     33015                          6.7335                             20360501                                                                      357                                               126,400.00      20060601                           762.61
     33161                          8.0435                             20360501                                                                      357                                               170,250.00      20060601                           1,315.11
     15108                          8.3435                             20360501                                                                      357                                               104,000.00      20060601                           825.61
     33033                          6.4835                             20360501                                                                      357                                              203,200.00       20060601                        1,350.53
     16001                          8.7435                             20360501                                                                      357                                                116,000.00     20060601                          954.30
     33313                          6.6335                             20360501                                                                      357                                              235,000.00       20060601                        1,484.32
     15108                          12.4835                            20360501                                                                      357                                                 29,000.00     20060601                          320.57
     55040                          6.9935                             20360501                                                                      357                                              206,000.00       20060601                        1,287.50
     33437                          8.1935                             20360501                                                                      357                                               180,000.00      20060601                        1,347.02
     30094                          5.8435                             20360501                                                                      357                                               135,900.00      20060601                            719.14
     15226                          7.9435                             20360501                                                                      357                                                 97,000.00     20060601                           742.41
     33183                          10.6335                            20210301                                                                      175                                                 50,000.00     20060401                           481.46
     33624                          9.6335                             20360401                                                                      356                                              270,000.00       20060501                       2,397.42
     33461                          10.3335                            20210401                                                                      176                                                 38,000.00     20060501                          357.30
     34113                          10.3335                            20210401                                                                      176                                                 58,200.00     20060501                          547.23
     19560                          12.6835                            20360401                                                                      356                                                  18,600.00    20060501                          208.52
     62703                          7.6185                             20360401                                                                      356                                                 66,400.00     20060501                          493.02
     33442                          7.3335                             20360401                                                                      356                                              226,800.00       20060501                        1,638.95
     32824                          8.6335                             20360401                                                                      356                                                 67,500.00     20060501                          549.93
     33054                          9.7835                             20360401                                                                      356                                               156,750.00      20060501                        1,409.30
     34473                          9.4335                             20360401                                                                      356                                                 63,000.00     20060501                          550.08
     33176                          7.8935                             20360501                                                                      357                                               148,000.00      20060601                        1,036.00
     32808                          7.3635                             20360401                                                                      356                                                  95,100.00    20060501                           689.21
     32808                          11.4835                            20210401                                                                      176                                                 23,800.00     20060501                          244.63
     33176                          10.8335                            20210501                                                                      177                                                 37,000.00     20060601                           361.90
     33019                          7.0935                             20360401                                                                      356                                               319,200.00      20060501                       2,253.79
     33415                          10.3335                            20210501                                                                      177                                                 48,400.00     20060601                          455.08
     33904                          12.6835                            20210501                                                                      177                                                 40,000.00     20060601                          448.43
     33073                          9.4835                             20360401                                                                      356                                              400,000.00       20060501                       3,507.33
     34982                          8.3935                             20360501                                                                      357                                              235,800.00       20060601                        1,748.84
     2920                           6.8335                             20360501                                                                      357                                              260,000.00       20060601                        1,789.56
     34744                          7.0835                             20360501                                                                      357                                              342,400.00       20060601                        2,165.68
     28166                          7.4835                             20360501                                                                      357                                                 69,600.00     20060601                           510.22
     33024                          8.3435                             20360501                                                                      357                                              429,250.00       20060601                        3,261.59
     33168                          7.1935                             20360501                                                                      357                                              228,000.00       20060601                        1,625.55
     20747                          7.1835                             20360501                                                                      357                                              264,000.00       20060601                         1,691.80
     33401                          10.3335                            20210501                                                                      177                                                  41,200.00    20060601                          387.38
     30315                          8.2335                             20360501                                                                      357                                               120,000.00      20060601                           943.18
     33634                          7.3435                             20360501                                                                      357                                                151,200.00     20060601                           989.10
     33010                          6.8335                             20360501                                                                      357                                              252,000.00       20060601                        1,628.62
     43219                          8.7835                             20360501                                                                      357                                                 45,000.00     20060601                            371.51
     33321                          6.4835                             20360501                                                                      357                                              236,000.00       20060601                        1,374.70
     33312                          6.4935                             20360501                                                                      357                                              200,000.00       20060601                        1,242.86
     33312                          11.4835                            20210501                                                                      177                                                 50,000.00     20060601                           513.92
     43612                          11.4935                            20360501                                                                      357                                                 94,500.00     20060601                          972.04
     53206                          9.2835                             20360501                                                                      357                                                 77,400.00     20060601                          644.50
     34759                          7.7435                             20360501                                                                      357                                              236,250.00       20060601                        1,774.87
     33138                          7.2835                             20360501                                                                      357                                               105,000.00      20060601                           755.14
     34761                          7.2935                             20360501                                                                      357                                              282,050.00       20060601                       2,030.39
     33610                          7.4835                             20360501                                                                      357                                               104,000.00      20060601                          762.39
     48042                          7.4835                             20360501                                                                      357                                              300,200.00       20060601                       2,200.67
     17104                          10.4835                            20360501                                                                      357                                                 65,700.00     20060601                           625.18
     34744                          7.4435                             20360501                                                                      357                                               109,200.00      20060601                          797.47
     30344                          8.3035                             20360501                                                                      357                                               122,800.00      20060601                           971.34
     33129                          6.8685                             20360501                                                                      357                                              237,000.00       20060601                        1,636.90
     33162                          7.0335                             20360501                                                                      357                                              224,800.00       20060601                        1,578.00
     32068                          6.4835                             20360501                                                                      357                                               213,350.00      20060601                         1,417.99
     48213                          7.6335                             20360501                                                                      357                                                 60,000.00     20060601                           446.13
     33607                          7.8835                             20360501                                                                      357                                               160,000.00      20060601                          1,118.28
     33607                          11.7835                            20210501                                                                      177                                                 40,000.00     20060601                          420.40
     48198                          7.8935                             20360501                                                                      357                                               103,900.00      20060601                           791.55
     53215                          8.3835                             20360501                                                                      357                                               136,850.00      20060601                         1,090.31
     32907                          7.3935                             20360501                                                                      357                                                110,000.00     20060601                          799.49
     33023                          10.1185                            20360501                                                                      357                                                  51,400.00    20060601                          474.99
     27891                          9.5435                             20360401                                                                      356                                                 63,000.00     20060501                          555.20
     38109                          10.2935                            20360401                                                                      356                                                 83,700.00     20060501                          784.47
     49721                          10.1935                            20360301                                                                      355                                                 65,700.00     20060401                           610.83
     38134                          10.6335                            20360401                                                                      356                                                  53,100.00    20060501                             511.31
     1841                           8.7435                             20360401                                                                      356                                              288,000.00       20060501                        2,369.31
     56441                          7.4835                             20360301                                                                      355                                               199,500.00      20060401                        1,462.47
     48219                          10.7935                            20360301                                                                      355                                               170,850.00      20060401                        1,665.89
     48223                          11.6835                            20360401                                                                      356                                                 54,000.00     20060501                          563.36
     46035                          9.3435                             20360401                                                                      356                                                 62,900.00     20060501                          545.03
     48192                          6.8335                             20360401                                                                      356                                                 76,800.00     20060501                           528.61
     48192                          11.0935                            20260401                                                                      236                                                  19,200.00    20060501                          206.08
     46628                          9.1935                             20360401                                                                      356                                                  51,450.00    20060501                           440.15
     32703                          10.4585                            20210401                                                                      176                                                 28,000.00     20060501                           265.91
     48237                          8.5935                             20360401                                                                      356                                                112,000.00     20060501                          909.25
     48127                          10.4835                            20360501                                                                      357                                                 84,000.00     20060601                          799.32
     46952                          8.8335                             20360401                                                                      356                                               124,650.00      20060501                        1,033.60
     47129                          9.2435                             20360401                                                                      356                                               109,800.00      20060501                          943.35
     46237                          6.4435                             20360401                                                                      356                                               100,000.00      20060501                           661.95
     1104                           7.6335                             20360401                                                                      356                                               132,000.00      20060501                            931.71
     2905                           7.5835                             20360401                                                                      356                                               160,000.00      20060501                         1,184.08
     2905                           11.5335                            20210401                                                                      176                                                 40,000.00     20060501                           412.68
     20754                          8.2335                             20360401                                                                      356                                              327,250.00       20060501                        2,572.14
     1603                           8.3535                             20360401                                                                      356                                              236,000.00       20060501                         1,875.18
     28602                          9.6835                             20360401                                                                      356                                               123,000.00      20060501                        1,096.72
     27524                          6.8835                             20360401                                                                      356                                              300,000.00       20060501                       2,075.09
     2907                           6.9935                             20360401                                                                      356                                               215,200.00      20060501                        1,345.00
     46237                          9.8835                             20210401                                                                      176                                                 25,000.00     20060501                          226.63
     34711                          8.9935                             20360401                                                                      356                                               217,600.00      20060501                        1,829.70
     46807                          9.1335                             20360401                                                                      356                                                 72,000.00     20060501                           612.78
     38116                          9.5835                             20360401                                                                      356                                                 75,000.00     20060501                           663.17
     38127                          10.4335                            20360401                                                                      356                                                 64,800.00     20060501                            614.17
     21221                          12.7835                            20360501                                                                      357                                                  31,200.00    20060601                          352.22
     2478                           7.6185                             20360501                                                                      357                                              200,000.00       20060601                        1,484.99
     46222                          10.7935                            20360401                                                                      356                                                 58,500.00     20060501                           570.41
     49306                          9.4835                             20360501                                                                      357                                               183,300.00      20060601                        1,607.23
     33610                          10.3335                            20210501                                                                      177                                                 37,800.00     20060601                          355.42
     34984                          8.4835                             20360401                                                                      356                                              290,650.00       20060501                       2,336.54
     49307                          6.9335                             20360501                                                                      357                                                115,600.00     20060601                           755.61
     38141                          8.3835                             20360501                                                                      357                                                 111,200.00    20060601                          885.95
     2907                           7.9335                             20360401                                                                      356                                              240,000.00       20060501                        1,835.20
     37857                          8.2835                             20360501                                                                      357                                                 74,800.00     20060601                          590.59
     38141                          8.9835                             20360501                                                                      357                                                  83,100.00    20060601                           698.14
     32750                          7.1435                             20360501                                                                      357                                               174,000.00      20060601                         1,109.25
     48205                          7.2335                             20360501                                                                      357                                                 80,000.00     20060601                          572.58
     38135                          11.6435                            20210501                                                                      177                                                 27,350.00     20060601                          284.49
     46324                          9.3435                             20360501                                                                      357                                                 76,500.00     20060601                          662.88
     33993                          6.5435                             20360501                                                                      357                                              230,000.00       20060601                        1,537.93
     20744                          7.1435                             20360501                                                                      357                                              280,000.00       20060601                        1,785.00
     43612                          12.4335                            20360501                                                                      357                                                   13,100.00   20060601                           144.30
     28667                          7.4835                             20360501                                                                      357                                                 75,200.00     20060601                           551.27
     49506                          7.6435                             20360501                                                                      357                                               102,400.00      20060601                            762.11
     49506                          10.4835                            20260501                                                                      237                                                 25,600.00     20060601                          264.07
     33905                          7.4435                             20360501                                                                      357                                                  79,150.00    20060601                          547.37
     44139                          7.9935                             20360501                                                                      357                                               221,000.00      20060601                         1,620.14
     21237                          7.4935                             20360501                                                                      357                                               215,200.00      20060601                        1,434.66
     34652                          7.3935                             20360501                                                                      357                                               105,750.00      20060601                          768.60
     33026                          8.1435                             20360401                                                                      356                                              279,200.00       20060501                        2,176.56
     33702                          10.2335                            20210501                                                                      177                                                 28,400.00     20060601                          264.90
     34748                          12.6835                            20210501                                                                      177                                                 23,900.00     20060601                          267.94
     17097                          8.7435                             20360501                                                                      357                                                 98,000.00     20060601                          806.22
     32209                          8.7335                             20360501                                                                      357                                               106,250.00      20060601                          873.32
     60639                          8.0835                             20360201                                                                      354                                              336,000.00       20060301                       2,486.23
     60639                          8.2835                             20360301                                                                      355                                               321,600.00      20060401                       2,428.83
     60639                          11.9935                            20360301                                                                      355                                                 60,300.00     20060401                          643.56
     60435                          8.4835                             20360401                                                                      356                                               153,000.00      20060501                        1,229.97
     60629                          11.6935                            20210501                                                                      177                                                 45,000.00     20060601                          469.82
     60085                          8.3435                             20360401                                                                      356                                               108,000.00      20060501                          857.36
     60131                          7.5335                             20360401                                                                      356                                               193,600.00      20060501                        1,425.97
     60504                          9.8835                             20210401                                                                      176                                                 39,800.00     20060501                          360.80
     60628                          7.4935                             20360401                                                                      356                                               172,000.00      20060501                         1,146.67
     60619                          7.4835                             20360401                                                                      356                                               100,000.00      20060501                          733.07
     60641                          8.2435                             20360401                                                                      356                                              328,000.00       20060501                       2,580.38
     60707                          11.8685                            20210501                                                                      177                                                 39,400.00     20060601                           416.68
     60506                          7.2935                             20360401                                                                      356                                               145,600.00      20060501                         1,048.13
     60406                          11.7685                            20360501                                                                      357                                                 28,000.00     20060601                          293.95
     60804                          8.0435                             20360501                                                                      357                                               160,000.00      20060601                         1,179.04
     60804                          11.0935                            20360501                                                                      357                                                 40,000.00     20060601                           399.17
     61054                          6.9935                             20360501                                                                      357                                               100,800.00      20060601                           704.81
     60431                          7.0935                             20360501                                                                      357                                              268,000.00       20060601                        1,697.33
     60459                          7.3435                             20360501                                                                      357                                                171,200.00     20060601                           1,112.61
     60452                          8.7435                             20360501                                                                      357                                              240,300.00       20060601                        1,976.89
     60506                          7.7435                             20360501                                                                      357                                               315,200.00      20060601                        2,167.00
     60805                          7.4835                             20360501                                                                      357                                               217,600.00      20060601                         1,595.16
     60622                          7.7435                             20360501                                                                      357                                              325,000.00       20060601                       2,320.95
     60639                          8.0435                             20360501                                                                      357                                              308,000.00       20060601                       2,269.65
     60053                          6.7435                             20360501                                                                      357                                              204,800.00       20060601                         1,397.10
     60612                          7.7635                             20360501                                                                      357                                              300,800.00       20060601                       2,264.04
     60191                          6.6135                             20360501                                                                      357                                               180,000.00      20060601                         1,212.09
     60425                          8.0435                             20360501                                                                      357                                               127,500.00      20060601                          939.55
     60636                          7.4135                             20360501                                                                      357                                              250,750.00       20060601                        1,728.46
     60073                          7.3935                             20360501                                                                      357                                               123,200.00      20060601                          895.42
     60090                          7.4835                             20360501                                                                      357                                               162,000.00      20060601                        1,078.50
     60609                          9.2435                             20360501                                                                      357                                                 75,000.00     20060601                          644.37
     60629                          7.7435                             20360501                                                                      357                                               175,200.00      20060601                        1,204.50
     60506                          8.6835                             20360501                                                                      357                                               140,000.00      20060601                         1,072.17
     60448                          8.1435                             20360501                                                                      357                                                 96,000.00     20060601                           714.74
     60448                          11.0335                            20210501                                                                      177                                                 24,000.00     20060601                          238.40
     60623                          7.8935                             20360501                                                                      357                                              228,000.00       20060601                        1,596.00
     60623                          10.0835                            20210501                                                                      177                                                 42,750.00     20060601                          393.93
     60525                          12.1185                            20210501                                                                      177                                                 60,900.00     20060601                          655.87
     53140                          8.3935                             20360501                                                                      357                                               140,250.00      20060601                           1,118.41
     6112                           7.7435                             20360501                                                                      357                                              200,000.00       20060601                        1,502.53
     23513                          8.2185                             20360501                                                                      357                                               186,200.00      20060601                          1,461.51
     32168                          9.0935                             20360501                                                                      357                                                113,600.00     20060601                           963.51
     45238                          9.4835                             20360501                                                                      357                                                  71,280.00    20060601                           625.01
     48205                          10.1935                            20360401                                                                      356                                                  61,600.00    20060501                           572.71
     48336                          9.5435                             20360501                                                                      357                                                 80,000.00     20060601                           705.01
     48135                          8.5935                             20360501                                                                      357                                               122,000.00      20060601                          990.43
     46237                          10.2935                            20360401                                                                      356                                                 66,800.00     20060501                          626.08
     53143                          10.4435                            20360301                                                                      355                                              265,500.00       20060401                        2,518.39
     1109                           9.8835                             20360301                                                                      355                                               123,200.00      20060401                          1,116.84
     63301                          9.7435                             20360401                                                                      356                                                135,915.00     20060501                         1,217.94
     32907                          11.9935                            20360401                                                                      356                                                 42,700.00     20060501                          455.72
     32901                          12.4435                            20360401                                                                      356                                                 25,800.00     20060501                          284.39
     92880                          6.2935                             20360301                                                                      355                                              325,000.00       20060401                         1,841.67
     92675                          6.9435                             20360501                                                                      357                                              432,000.00       20060601                       2,826.92
     53227                          8.8435                             20360501                                                                      357                                              324,000.00       20060601                       2,688.98
     65631                          8.8935                             20360501                                                                      357                                                  69,120.00    20060601                           576.16
     23602                          11.7635                            20360501                                                                      357                                               178,500.00      20060601                        1,873.25
     30008                          8.4835                             20360501                                                                      357                                                 60,000.00     20060601                          482.34
     64429                          7.9835                             20360401                                                                      356                                                  71,200.00    20060501                          546.96
     77088                          8.3435                             20360401                                                                      356                                                 94,500.00     20060501                           750.19
     77547                          8.7635                             20360401                                                                      356                                                 75,900.00     20060501                           625.51
     75061                          8.1835                             20360401                                                                      356                                                  91,200.00    20060501                           713.57
     64080                          7.8835                             20360501                                                                      357                                                  91,800.00    20060601                          698.72
     48227                          8.7335                             20360501                                                                      357                                                 72,000.00     20060601                           591.80
     64030                          10.4435                            20360401                                                                      356                                               130,500.00      20060501                        1,237.85
     64155                          9.0835                             20360501                                                                      357                                                115,200.00     20060601                          976.24
     77073                          8.1835                             20360401                                                                      356                                                 88,000.00     20060501                          688.53
     75228                          9.8435                             20360501                                                                      357                                                 70,400.00     20060601                          636.09
     75220                          6.9835                             20360501                                                                      357                                               103,900.00      20060601                          725.77
     77084                          8.2935                             20360501                                                                      357                                                 72,000.00     20060601                          569.00
     77449                          7.9935                             20360501                                                                      357                                                 98,300.00     20060601                          755.84
     63031                          8.7435                             20360501                                                                      357                                              244,000.00       20060601                       2,007.33
     65721                          9.8335                             20360501                                                                      357                                               164,050.00      20060601                         1,481.04
     75040                          8.4035                             20360501                                                                      357                                                112,000.00     20060601                          893.93
     79735                          10.9835                            20360501                                                                      357                                                 90,000.00     20060601                          890.58
     63121                          8.3335                             20360501                                                                      357                                                 78,300.00     20060601                           621.03
     77379                          9.4435                             20360501                                                                      357                                                 44,000.00     20060601                           384.51
     76108                          10.6935                            20360501                                                                      357                                                 50,400.00     20060601                          487.60
     49509                          7.4335                             20360501                                                                      357                                                 87,200.00     20060601                          636.20
     75228                          9.4435                             20360501                                                                      357                                                  15,900.00    20060601                           138.95
     76067                          9.6335                             20360501                                                                      357                                                 64,000.00     20060601                          568.28
     77064                          9.4435                             20360501                                                                      357                                                  19,050.00    20060601                           166.47
     75074                          9.4835                             20360501                                                                      357                                                 96,000.00     20060601                           841.76
     75248                          9.0935                             20360501                                                                      357                                               172,950.00      20060601                        1,466.89
     75180                          7.7335                             20360501                                                                      357                                                 68,000.00     20060601                           485.10
     8059                           6.2435                             20360501                                                                      357                                               152,000.00      20060601                          985.87
     8205                           7.7435                             20360501                                                                      357                                               104,000.00      20060601                           781.32
     7461                           7.1835                             20360501                                                                      357                                               108,000.00      20060601                          769.25
     77032                          8.7185                             20360401                                                                      356                                                112,000.00     20060501                           919.37
     77535                          7.9935                             20360401                                                                      356                                               124,533.00      20060501                          957.55
     77373                          7.3685                             20360501                                                                      357                                               103,500.00      20060601                          750.45
     78109                          7.4935                             20360501                                                                      357                                               154,000.00      20060601                         1,130.00
     17921                          9.9935                             20360501                                                                      357                                                 62,250.00     20060601                          569.43
     95205                          7.3435                             20360501                                                                      357                                              288,000.00       20060601                        1,884.00
     93230                          6.6185                             20360501                                                                      357                                               158,500.00      20060601                           941.09
     93630                          8.7435                             20360501                                                                      357                                                  61,600.00    20060601                          506.77
     22153                          9.2435                             20360501                                                                      357                                              200,000.00       20060601                          1,718.31
     23701                          7.4935                             20360501                                                                      357                                               126,000.00      20060601                          924.54
     21643                          9.5935                             20360401                                                                      356                                               108,000.00      20060501                          955.77
     20737                          8.2435                             20360501                                                                      357                                               231,000.00      20060601                         1,817.28
     17522                          9.8435                             20360501                                                                      357                                               172,000.00      20060601                         1,554.10
     17551                          9.5935                             20360501                                                                      357                                               157,500.00      20060601                        1,393.83
     96791                          8.9935                             20360401                                                                      356                                               213,750.00      20060501                          1,731.51
     19943                          8.6685                             20360401                                                                      356                                               105,000.00      20060501                            858.11
     19966                          9.7935                             20360501                                                                      357                                                181,050.00     20060601                         1,629.12
     21213                          7.9935                             20360501                                                                      357                                                 93,002.00     20060601                            715.10
     21239                          8.4935                             20360501                                                                      357                                                 40,000.00     20060601                           321.85
     23701                          7.9935                             20360501                                                                      357                                                115,000.00     20060601                          884.25
     23608                          9.8215                             20360501                                                                      357                                                 75,000.00     20060601                          676.43
     43056                          7.9935                             20360301                                                                      355                                               133,000.00      20060401                        1,022.65
     44260                          8.2435                             20360501                                                                      357                                                110,000.00     20060601                          865.37
     45237                          8.2435                             20360501                                                                      357                                                 99,750.00     20060601                          784.73
     43110                          8.2435                             20360501                                                                      357                                               124,000.00      20060601                           975.51
     45227                          8.2435                             20360501                                                                      357                                               108,000.00      20060601                          849.64
     80524                          8.2435                             20360401                                                                      356                                               198,450.00      20060501                          1,561.21
     80239                          7.3685                             20360501                                                                      357                                               144,500.00      20060601                        1,047.73
     79373                          7.6435                             20360401                                                                      356                                                 80,000.00     20060501                          595.40
     75701                          7.2685                             20360501                                                                      357                                                 85,600.00     20060601                           614.73
     79414                          8.2685                             20260501                                                                      237                                                 58,000.00     20060601                           513.48
     75961                          9.3435                             20360501                                                                      357                                                 79,200.00     20060601                          686.27
     76131                          7.9335                             20360501                                                                      357                                                 78,400.00     20060601                          599.50
     75220                          10.6835                            20360501                                                                      357                                               195,000.00      20060601                        1,885.08
     77503                          7.7685                             20360501                                                                      357                                               105,600.00      20060601                           795.19
     77072                          6.6435                             20260501                                                                      237                                                  91,400.00    20060601                           716.88
     75454                          10.3685                            20360501                                                                      357                                               170,660.00      20060601                         1,609.14
     76234                          7.9685                             20360401                                                                      356                                               100,000.00      20060501                           767.14
     75220                          9.8935                             20360501                                                                      357                                               139,000.00      20060601                           1,261.11
     75062                          7.9935                             20360501                                                                      357                                                 70,500.00     20060601                          542.08
     75104                          9.2435                             20360501                                                                      357                                                117,600.00     20060601                         1,010.37
     91340                          6.2435                             20360501                                                                      357                                               417,000.00      20060601                       2,345.63
     95116                          6.4685                             20360501                                                                      357                                               351,000.00      20060601                        2,174.85
     93230                          8.3435                             20360501                                                                      357                                               157,500.00      20060601                        1,250.32
     77088                          9.1185                             20360501                                                                      357                                                114,750.00     20060601                          975.36
     98626                          8.0435                             20360501                                                                      357                                               127,500.00      20060601                          908.44
     97487                          10.6185                            20360501                                                                      357                                                 34,000.00     20060601                           327.01
     95215                          6.6335                             20360501                                                                      357                                              248,000.00       20060601                        1,566.43
     99114                          9.0585                             20360401                                                                      356                                                 53,250.00     20060501                          450.28
     95301                          8.4335                             20360401                                                                      356                                              259,200.00       20060501                       2,074.40
     93635                          10.4835                            20210401                                                                      176                                                110,000.00     20060501                        1,046.72
     95695                          11.1835                            20210401                                                                      176                                                  81,200.00    20060501                            815.91
     94533                          11.2835                            20210401                                                                      176                                                 72,000.00     20060501                          728.98
     99202                          11.1335                            20360401                                                                      356                                                 20,000.00     20060501                          200.20
     95901                          11.2835                            20210401                                                                      176                                                 52,000.00     20060501                          526.49
     93230                          11.1835                            20210501                                                                      177                                                 37,000.00     20060601                           371.78
     93701                          7.7835                             20360401                                                                      356                                               148,000.00      20060501                          1,116.04
     93711                          9.0335                             20360501                                                                      357                                              367,200.00       20060601                       3,098.34
     95815                          11.1835                            20210501                                                                      177                                                  61,000.00    20060601                           612.94
     98584                          10.9935                            20210501                                                                      177                                                 34,000.00     20060601                          336.70
     95948                          11.1835                            20210501                                                                      177                                                 46,000.00     20060601                           462.21
     84118                          6.8435                             20360501                                                                      357                                                117,300.00     20060601                           808.16
     95023                          9.9835                             20210501                                                                      177                                                 60,900.00     20060601                          556.62
     85258                          11.1835                            20210501                                                                      177                                                 33,000.00     20060601                           331.59
     95824                          7.1335                             20360501                                                                      357                                              248,000.00       20060601                        1,578.93
     95687                          11.1835                            20210501                                                                      177                                                 57,600.00     20060601                          578.77
     95823                          11.1835                            20210501                                                                      177                                                 69,000.00     20060601                          693.32
     95948                          9.7435                             20360501                                                                      357                                               120,000.00      20060601                        1,075.32
     84104                          8.6335                             20360501                                                                      357                                               133,000.00      20060601                        1,083.57
     98022                          6.9835                             20360501                                                                      357                                              220,000.00       20060601                         1,446.13
     95660                          6.9335                             20360501                                                                      357                                               212,000.00      20060601                        1,385.72
     95336                          7.2085                             20360501                                                                      357                                              396,000.00       20060601                       2,545.95
     95376                          7.6085                             20360501                                                                      357                                              476,800.00       20060601                       3,224.36
     98390                          6.4935                             20360501                                                                      357                                              248,400.00       20060601                        1,449.00
     98390                          9.7335                             20210501                                                                      177                                                  62,100.00    20060601                          556.02
     92201                          11.1835                            20210401                                                                      176                                                 45,000.00     20060501                           452.17
     92252                          8.0585                             20360401                                                                      356                                               156,800.00      20060501                         1,212.89
     80918                          7.9935                             20360401                                                                      356                                              266,050.00       20060501                       2,045.69
     91761                          10.4835                            20210401                                                                      176                                                 86,000.00     20060501                           818.35
     80204                          10.6335                            20210401                                                                      176                                                 35,200.00     20060501                          338.95
     89115                          11.1835                            20210401                                                                      176                                                 49,000.00     20060501                          492.36
     89119                          6.7335                             20360401                                                                      356                                              246,400.00       20060501                         1,679.21
     85031                          10.3835                            20210401                                                                      176                                                 38,000.00     20060501                          358.73
     92705                          9.3835                             20360501                                                                      357                                              258,750.00       20060601                        2,249.71
     92307                          8.4085                             20360501                                                                      357                                              242,250.00       20060601                        1,934.40
     90059                          11.2835                            20210401                                                                      176                                                 80,000.00     20060501                          809.98
     97918                          11.1835                            20210501                                                                      177                                                 29,000.00     20060601                           291.40
     90031                          10.4835                            20210501                                                                      177                                               100,000.00      20060601                           951.57
     92057                          9.0525                             20360501                                                                      357                                              246,300.00       20060601                        2,081.63
     92675                          11.1835                            20210501                                                                      177                                                 67,600.00     20060601                          679.25
     92562                          11.2835                            20210501                                                                      177                                                110,000.00     20060601                          1,113.72
     93701                          7.2435                             20360501                                                                      357                                                 111,000.00    20060601                          795.22
     85019                          10.4835                            20210501                                                                      177                                                 47,000.00     20060601                          447.24
     85031                          8.4835                             20360501                                                                      357                                               140,000.00      20060601                         1,125.46
     92410                          7.7335                             20360501                                                                      357                                              208,000.00       20060601                        1,483.84
     92410                          11.1835                            20210501                                                                      177                                                 52,000.00     20060601                          522.50
     92557                          10.7835                            20210501                                                                      177                                                 70,400.00     20060601                           685.91
     93532                          11.0835                            20210501                                                                      177                                                 64,500.00     20060601                           643.17
     86403                          7.2585                             20360501                                                                      357                                               199,900.00      20060601                        1,293.52
     92395                          7.3835                             20360501                                                                      357                                              300,000.00       20060601                        2,178.33
     90222                          8.4835                             20360501                                                                      357                                              334,000.00       20060601                       2,685.04
     85220                          8.2585                             20360501                                                                      357                                               172,000.00      20060601                        1,256.32
     92114                          8.2835                             20360501                                                                      357                                              352,000.00       20060601                       2,658.42
     92503                          7.1835                             20360501                                                                      357                                               516,000.00      20060601                       3,675.32
     92057                          7.3585                             20360501                                                                      357                                              300,000.00       20060601                        1,966.25
     93001                          8.1835                             20360501                                                                      357                                              408,000.00       20060601                        3,192.27
     91343                          10.9835                            20210501                                                                      177                                                 73,500.00     20060601                          727.30
     80808                          8.1835                             20360501                                                                      357                                               146,700.00      20060601                        1,096.70
     92571                          7.8835                             20360501                                                                      357                                              252,000.00       20060601                         1,918.05
     92571                          10.4835                            20210501                                                                      177                                                 63,000.00     20060601                          599.49
     92582                          7.5585                             20360501                                                                      357                                              260,000.00       20060601                        1,820.50
     92083                          7.2435                             20360501                                                                      357                                              372,000.00       20060601                       2,402.50
     89107                          7.3585                             20360501                                                                      357                                               216,000.00      20060601                         1,415.70
     90220                          6.6585                             20360501                                                                      357                                              492,000.00       20060601                       2,937.65
     85086                          11.4335                            20210501                                                                      177                                                 58,450.00     20060601                          598.53
     93551                          9.7335                             20210501                                                                      177                                                 83,000.00     20060601                           743.15
     90011                          7.8335                             20360501                                                                      357                                              460,000.00       20060601                        3,197.00
     90814                          7.8835                             20360501                                                                      357                                              500,000.00       20060601                       3,495.83
     90814                          10.8835                            20210501                                                                      177                                              200,000.00       20060601                         1,963.81
     85031                          11.0335                            20210501                                                                      177                                                 37,800.00     20060601                          375.48
     93305                          8.2435                             20360501                                                                      357                                               185,500.00      20060601                        1,459.33
     91335                          7.0335                             20360501                                                                      357                                              279,900.00       20060601                         1,758.71
     92545                          7.0335                             20360501                                                                      357                                              307,200.00       20060601                        1,928.92
     90002                          7.8585                             20360501                                                                      357                                              308,000.00       20060601                        2,147.02
     90002                          11.1835                            20210501                                                                      177                                                 77,000.00     20060601                           773.71
     85387                          7.2835                             20360501                                                                      357                                              255,000.00       20060601                        1,833.90
     92240                          6.8835                             20360501                                                                      357                                               194,400.00      20060601                         1,263.51
     92335                          6.1335                             20360501                                                                      357                                               316,000.00      20060601                        1,748.53
     80910                          10.1835                            20210501                                                                      177                                                 25,000.00     20060601                          232.24
     90042                          6.9085                             20360501                                                                      357                                              255,000.00       20060601                        1,575.69
     91911                          7.5085                             20360501                                                                      357                                               381,600.00      20060601                       2,548.77
     80013                          8.3585                             20360501                                                                      357                                                191,950.00     20060601                         1,418.03
     89156                          7.9685                             20360501                                                                      357                                                191,200.00     20060601                        1,350.35
     92629                          9.0335                             20360501                                                                      357                                              395,200.00       20060601                        3,213.67
     80920                          9.4935                             20360501                                                                      357                                               100,000.00      20060601                          877.57
     85017                          7.4335                             20360501                                                                      357                                                 90,000.00     20060601                          656.63
     80503                          10.4835                            20210501                                                                      177                                                 57,000.00     20060601                          542.39
     85364                          8.5835                             20360501                                                                      357                                                 98,550.00     20060601                          799.35
     85364                          9.7935                             20360501                                                                      357                                              422,400.00       20060601                       3,800.84
     85648                          8.2935                             20360501                                                                      357                                               104,500.00      20060601                          766.05
     85035                          8.3435                             20360501                                                                      357                                                141,000.00     20060601                         1,071.37
     85345                          7.8685                             20360501                                                                      357                                              300,000.00       20060601                       2,093.75
     86409                          6.4435                             20360501                                                                      357                                               142,800.00      20060601                          882.22
     87114                          9.3685                             20360501                                                                      357                                               108,000.00      20060601                          937.82
     85630                          9.1435                             20360501                                                                      357                                               156,000.00      20060601                        1,328.84
     85022                          7.9685                             20360501                                                                      357                                               190,000.00      20060601                         1,341.88
     85297                          6.7435                             20360501                                                                      357                                               218,240.00      20060601                        1,488.78
     92399                          6.2435                             20360501                                                                      357                                              433,000.00       20060601                       2,435.63
     92509                          6.3685                             20360401                                                                      356                                               391,000.00      20060501                       2,568.59
     92507                          6.1185                             20360501                                                                      357                                               175,000.00      20060601                           966.15
     83839                          8.1185                             20360401                                                                      356                                                112,500.00     20060501                           875.01
     80249                          8.2435                             20360401                                                                      356                                               196,650.00      20060501                         1,479.14
     80241                          8.2435                             20360401                                                                      356                                              285,000.00       20060501                        2,242.10
     80204                          8.2435                             20360501                                                                      357                                               148,000.00      20060601                         1,164.32
     80233                          8.9935                             20360501                                                                      357                                               150,000.00      20060601                         1,261.28
     80204                          8.2435                             20360501                                                                      357                                                 50,000.00     20060601                          393.35
     33189                          6.8685                             20360501                                                                      357                                              370,554.00       20060601                       2,404.35
     33142                          8.0335                             20360501                                                                      357                                               133,000.00      20060601                        1,026.43
     53546                          7.9935                             20360301                                                                      355                                               155,800.00      20060401                         1,197.97
     55927                          8.2435                             20360401                                                                      356                                               143,000.00      20060501                        1,075.60
     56347                          8.2435                             20360501                                                                      357                                                110,500.00     20060601                          869.30
     53511                          8.2435                             20360501                                                                      357                                                 95,000.00     20060601                          747.37
     55021                          8.2435                             20360501                                                                      357                                                151,800.00     20060601                          1,194.21
     55076                          8.9935                             20360501                                                                      357                                               133,000.00      20060601                        1,077.38
     85035                          8.4835                             20360401                                                                      356                                               180,000.00      20060501                        1,447.03
     93258                          7.4335                             20360501                                                                      357                                               122,250.00      20060601                           891.92
     85017                          6.7435                             20360401                                                                      356                                               100,000.00      20060501                           682.18
     85017                          10.9835                            20210401                                                                      176                                                 25,000.00     20060501                          247.38
     85019                          11.2835                            20210401                                                                      176                                                 40,000.00     20060501                          404.99
     95820                          7.5085                             20360501                                                                      357                                               216,750.00      20060601                        1,592.70
     81001                          7.4335                             20360501                                                                      357                                                 59,850.00     20060601                           413.45
     85035                          6.9935                             20360501                                                                      357                                                191,900.00     20060601                         1,341.79
     85017                          8.4335                             20360501                                                                      357                                               144,000.00      20060601                         1,152.45
     92394                          6.6435                             20360501                                                                      357                                              335,200.00       20060601                         2,119.66
     92394                          10.0835                            20210501                                                                      177                                                 83,800.00     20060601                          772.20
     85019                          8.9085                             20360501                                                                      357                                               148,800.00      20060601                         1,241.97
     85037                          8.7835                             20360501                                                                      357                                              207,000.00       20060601                        1,643.08
     85035                          8.1835                             20360501                                                                      357                                               154,400.00      20060601                        1,208.05
     85035                          11.1835                            20210501                                                                      177                                                 38,600.00     20060601                          387.86
     85043                          7.2585                             20360501                                                                      357                                              234,400.00       20060601                         1,516.76
     92345                          7.4835                             20360501                                                                      357                                              342,000.00       20060601                        2,277.15
     85323                          8.0585                             20360501                                                                      357                                               214,200.00      20060601                        1,528.85
     85301                          6.5835                             20360501                                                                      357                                                 62,000.00     20060601                           416.24
     85301                          9.3835                             20210501                                                                      177                                                 25,000.00     20060601                           217.36
     89015                          6.4935                             20360401                                                                      356                                              208,250.00       20060501                         1,214.79
     89705                          8.2435                             20360501                                                                      357                                              235,200.00       20060601                         1,715.00
     61068                          8.2435                             20360501                                                                      357                                                101,600.00     20060601                          799.29
     60827                          8.2435                             20360501                                                                      357                                                 65,500.00     20060601                           515.29
     61115                          8.2435                             20360501                                                                      357                                                 80,000.00     20060601                           601.74
     61115                          8.7335                             20360501                                                                      357                                                 20,000.00     20060601                           164.39
     48180                          8.2435                             20360501                                                                      357                                               136,000.00      20060601                         1,069.91
     48801                          8.2435                             20360501                                                                      357                                                 79,799.00     20060601                          627.78
     48213                          8.2435                             20360501                                                                      357                                                 92,000.00     20060601                          692.00
     48504                          8.2435                             20360501                                                                      357                                                 87,550.00     20060601                          688.76
     60445                          8.2435                             20360501                                                                      357                                                119,500.00     20060601                            940.11
     60644                          8.2435                             20360501                                                                      357                                               157,200.00      20060601                        1,236.69
     46408                          8.2435                             20360401                                                                      356                                                  81,700.00    20060501                          642.73
     46254                          8.2435                             20360401                                                                      356                                                117,000.00     20060501                          920.44
     49444                          8.2435                             20360501                                                                      357                                                  71,250.00    20060601                          560.52
     47331                          8.2435                             20360501                                                                      357                                                 79,050.00     20060601                           621.89
     47165                          8.2435                             20360501                                                                      357                                               146,500.00      20060601                         1,152.52
     46402                          8.2435                             20360501                                                                      357                                                  51,000.00    20060601                           401.22
     46201                          8.2435                             20360501                                                                      357                                                 75,650.00     20060601                           595.14
     46383                          8.2435                             20360501                                                                      357                                               125,000.00      20060601                          983.38
     79103                          8.2435                             20360501                                                                      357                                                 64,800.00     20060601                          509.78
     75051                          9.9935                             20210501                                                                      177                                                 88,000.00     20060601                          972.75
     75602                          8.7435                             20360501                                                                      357                                                 76,000.00     20060601                          625.23
     76015                          10.0935                            20360501                                                                      357                                               108,000.00      20060601                          996.00
     75751                          9.5835                             20360501                                                                      357                                                 66,000.00     20060601                          583.59
     63077                          8.2435                             20360401                                                                      356                                               102,000.00      20060501                          802.43
     63116                          8.9935                             20360501                                                                      357                                               126,450.00      20060601                        1,063.26
     65010                          8.2435                             20360501                                                                      357                                                 63,750.00     20060601                           501.52
     55008                          7.7435                             20360501                                                                      357                                              200,000.00       20060601                        1,502.53
     56164                          8.2435                             20360501                                                                      357                                                 74,000.00     20060601                           556.61
     60432                          8.2435                             20360501                                                                      357                                               123,200.00      20060601                          926.67
     60419                          7.7435                             20360501                                                                      357                                               142,200.00      20060601                        1,068.30
     61554                          8.2435                             20360501                                                                      357                                                 90,900.00     20060601                             715.11
     60178                          8.2435                             20360501                                                                      357                                               160,000.00      20060601                        1,258.72
     60655                          7.6185                             20360501                                                                      357                                               180,000.00      20060601                        1,268.48
     60628                          8.2435                             20360501                                                                      357                                                 99,000.00     20060601                          744.65
     61109                          8.2435                             20360501                                                                      357                                               149,640.00      20060601                         1,177.22
     60031                          8.2435                             20360501                                                                      357                                               221,000.00      20060601                         1,738.61
     60432                          9.9935                             20360501                                                                      357                                                 30,800.00     20060601                           281.74
     32218                          7.4935                             20360401                                                                      356                                               184,500.00      20060501                        1,353.80
     32571                          6.6185                             20360401                                                                      356                                                131,400.00     20060501                          885.27
     32547                          6.4685                             20360501                                                                      357                                                110,000.00     20060601                          729.99
     32526                          7.1185                             20360501                                                                      357                                               130,000.00      20060601                           920.13
     32219                          11.3685                            20360501                                                                      357                                                 42,400.00     20060601                          432.06
     32137                          8.2185                             20360501                                                                      357                                               196,000.00      20060601                        1,470.50
     32244                          8.4935                             20360501                                                                      357                                               132,000.00      20060601                         1,062.10
     32137                          9.9435                             20360501                                                                      357                                              204,000.00       20060601                        1,858.45
     32277                          7.9585                             20360501                                                                      357                                               107,200.00      20060601                           821.62
     70454                          10.1185                            20360501                                                                      357                                                 72,000.00     20060601                          665.35
     71254                          6.3685                             20360501                                                                      357                                                119,000.00     20060601                           781.75
     70584                          7.3435                             20360501                                                                      357                                                 92,700.00     20060601                          670.53
     70068                          7.9935                             20360501                                                                      357                                                112,000.00     20060601                            861.18
     71037                          7.8685                             20360501                                                                      357                                               122,850.00      20060601                          933.75
     71078                          7.9935                             20360501                                                                      357                                                  81,000.00    20060601                          622.82
     37055                          9.6185                             20210301                                                                      175                                                  15,000.00    20060401                           162.34
     30655                          10.2435                            20360401                                                                      356                                               139,500.00      20060501                         1,302.21
     39837                          9.2435                             20360401                                                                      356                                                 65,200.00     20060501                           560.17
     30044                          9.2935                             20360401                                                                      356                                               138,550.00      20060501                          1,131.49
     31005                          7.5935                             20360501                                                                      357                                               124,800.00      20060601                          924.45
     30736                          10.6185                            20360501                                                                      357                                                 26,500.00     20060601                          254.87
     31907                          8.9685                             20360501                                                                      357                                                 72,000.00     20060601                           604.10
     30655                          7.9935                             20360501                                                                      357                                               152,000.00      20060601                         1,168.75
     31634                          6.3685                             20360501                                                                      357                                                112,500.00     20060601                          739.04
     30083                          10.4835                            20360501                                                                      357                                                 27,600.00     20060601                          262.63
     31005                          9.3835                             20360501                                                                      357                                                 23,400.00     20060601                          203.45
     24401                          7.8835                             20360601                                                                      358                                               199,500.00      20060701                        1,394.84
     33026                          7.8035                             20360601                                                                      358                                               140,000.00      20060701                        1,057.69
     85053                          7.4435                             20360601                                                                      358                                              246,000.00       20060701                        1,629.76
     19539                          7.5135                             20360701                                                                      359                                                101,760.00     20060801                           748.10
     34232                          9.7635                             20360601                                                                      358                                               195,000.00      20060701                        1,750.30
     19539                          11.9935                            20260701                                                                      239                                                 25,440.00     20060801                          289.04
     89512                          9.1935                             20360501                                                                      357                                                 88,800.00     20060601                          759.67
     89512                          11.6035                            20360501                                                                      357                                                 22,200.00     20060601                          230.23
     21061                          9.7435                             20360601                                                                      358                                              224,000.00       20060701                         1,913.33
     48227                          9.1835                             20360501                                                                      357                                                 66,600.00     20060601                          569.26
     22309                          9.3685                             20360501                                                                      357                                              229,600.00       20060601                        1,889.42
     20110                          7.3685                             20360401                                                                      356                                              365,250.00       20060501                       2,648.32
     6854                           8.2185                             20360501                                                                      357                                              288,000.00       20060601                       2,260.56
     12209                          7.6185                             20360401                                                                      356                                                110,000.00     20060501                           816.75
     19055                          7.7185                             20360401                                                                      356                                              234,000.00       20060501                        1,753.85
     34639                          7.2535                             20360201                                                                      354                                               198,750.00      20060301                        1,425.24
     19956                          7.4835                             20360401                                                                      356                                              220,500.00       20060501                          1,616.41
     33556                          7.7185                             20360501                                                                      357                                                 88,500.00     20060601                          663.32
     81144                          8.6185                             20360401                                                                      356                                                119,000.00     20060501                          968.22
     32763                          8.9935                             20360401                                                                      356                                                 118,150.00    20060501                          993.47
     11238                          8.7435                             20360401                                                                      356                                               195,000.00      20060501                        1,604.22
     83402                          8.7935                             20360401                                                                      356                                                 97,600.00     20060501                          806.47
     74070                          7.7335                             20360401                                                                      356                                                 67,000.00     20060501                          502.88
     32327                          7.4935                             20360401                                                                      356                                                 67,000.00     20060501                           491.62
     71282                          7.9935                             20360401                                                                      356                                               156,000.00      20060501                          1,199.51
     37860                          8.5785                             20360401                                                                      356                                                112,000.00     20060501                          908.04
     29420                          8.9935                             20360401                                                                      356                                               127,200.00      20060501                        1,069.57
     19150                          7.9935                             20360401                                                                      356                                               187,000.00      20060501                        1,437.87
     19150                          6.7685                             20360501                                                                      357                                                 97,350.00     20060601                          665.75
     90242                          7.5435                             20360301                                                                      355                                              350,000.00       20060401                       2,580.39
     93638                          6.4935                             20360401                                                                      356                                              208,000.00       20060501                        1,383.83
     93535                          7.2935                             20360401                                                                      356                                              238,500.00       20060501                         1,716.89
     93552                          6.8935                             20360401                                                                      356                                              352,000.00       20060501                        2,170.67
     89129                          7.9935                             20360401                                                                      356                                              390,000.00       20060501                       2,998.76
     85365                          7.0935                             20360401                                                                      356                                                141,000.00     20060501                          995.57
     93215                          7.8735                             20360401                                                                      356                                               153,000.00      20060501                         1,163.45
     94043                          7.1685                             20360401                                                                      356                                              594,000.00       20060501                       4,224.74
     89081                          8.3435                             20360401                                                                      356                                              438,049.00       20060501                       3,477.47
     95824                          7.9935                             20360401                                                                      356                                              230,000.00       20060501                         1,629.16
     95350                          6.6935                             20360401                                                                      356                                              266,400.00       20060501                        1,598.40
     90746                          7.6935                             20360501                                                                      357                                              360,000.00       20060601                        2,691.92
     90745                          6.4935                             20360401                                                                      356                                               190,000.00      20060501                         1,108.33
     85015                          7.0435                             20360501                                                                      357                                                 92,000.00     20060601                          646.43
     92407                          7.9935                             20360501                                                                      357                                              424,000.00       20060601                        3,260.19
     91710                          7.2435                             20360401                                                                      356                                              455,000.00       20060501                       2,938.54
     98012                          8.5935                             20360401                                                                      356                                              268,000.00       20060501                        2,175.70
     92405                          7.8935                             20360401                                                                      356                                              284,000.00       20060501                        1,987.99
     90280                          6.8435                             20360401                                                                      356                                              340,000.00       20060501                        2,342.51
     89128                          7.9935                             20360401                                                                      356                                               216,000.00      20060501                        1,660.85
     84780                          7.4435                             20360401                                                                      356                                               221,050.00      20060501                        1,464.46
     92394                          7.4435                             20360401                                                                      356                                              225,000.00       20060501                        1,490.63
     81520                          7.2435                             20360401                                                                      356                                               157,250.00      20060501                         1,126.56
     92675                          7.3935                             20360401                                                                      356                                              432,000.00       20060501                       2,843.87
     92382                          7.2435                             20360501                                                                      357                                              232,000.00       20060601                        1,662.08
     92832                          8.2935                             20360501                                                                      357                                              497,000.00       20060601                       3,644.67
     92653                          7.4935                             20360501                                                                      357                                              390,000.00       20060601                       2,600.00
     93454                          7.1935                             20360401                                                                      356                                              387,000.00       20060501                       2,483.25
     33411                          9.2035                             20360601                                                                      358                                               245,100.00      20060701                       2,098.60
     23832                          8.4835                             20360601                                                                      358                                              225,000.00       20060701                        1,685.60
     78217                          10.9935                            20360601                                                                      358                                                 55,000.00     20060701                          544.66
     83301                          7.0935                             20360401                                                                      356                                                 60,000.00     20060501                          399.28
     55060                          7.2935                             20360601                                                                      358                                                 92,000.00     20060701                          662.28
     55060                          11.2035                            20360601                                                                      358                                                 23,000.00     20060701                           231.46
     90305                          6.6635                             20360601                                                                      358                                              300,000.00       20060701                        1,792.50
     95973                          7.9585                             20360601                                                                      358                                               316,000.00      20060701                        2,229.12
     95973                          12.0035                            20210601                                                                      178                                                 59,250.00     20060701                           632.81
     30034                          8.0485                             20360401                                                                      356                                                 77,200.00     20060501                          550.37
     30034                          12.3335                            20210401                                                                      176                                                  19,300.00    20060501                            211.09
     30263                          6.1185                             20360201                                                                      354                                              206,283.00       20060301                          1,138.41
     30349                          6.7435                             20360101                                                                      353                                              200,756.00       20060201                         1,212.90
     30349                          9.9935                             20210101                                                                      173                                                  50,189.00    20060201                           459.10
     30213                          12.7685                            20210501                                                                      177                                                 43,298.00     20060601                          488.29
     30213                          8.2935                             20360501                                                                      357                                                173,192.00     20060601                        1,269.32
     30052                          12.4685                            20210301                                                                      175                                                 34,480.00     20060401                          380.74
     30052                          7.9635                             20360401                                                                      356                                                169,641.00     20060501                         1,197.38
     30331                          8.3935                             20360401                                                                      356                                                187,120.00     20060501                         1,387.81
     30331                          10.6785                            20210401                                                                      176                                                 46,780.00     20060501                          452.05
     30043                          6.3685                             20360201                                                                      354                                               136,050.00      20060301                          779.44
     30233                          6.8685                             20351101                                                                      351                                               102,400.00      20051201                          628.06
     30252                          7.9935                             20360401                                                                      356                                               177,348.00      20060501                        1,256.22
     30252                          12.7185                            20210401                                                                      176                                                 44,337.00     20060501                          498.27
     30252                          8.0435                             20360401                                                                      356                                                121,360.00     20060501                          864.69
     30252                          12.2685                            20210401                                                                      176                                                 30,340.00     20060501                          330.29
     30157                          7.8585                             20360401                                                                      356                                               150,400.00      20060501                         1,048.41
     30157                          11.7435                            20210401                                                                      176                                                 37,600.00     20060501                           394.01
     85041                          9.3035                             20360701                                                                      359                                               108,000.00      20060801                          932.65
     1590                           6.9935                             20360401                                                                      356                                              234,500.00       20060501                        1,639.66
     22172                          7.3235                             20360701                                                                      359                                              200,000.00       20060801                         1,305.01
     32819                          7.4835                             20360601                                                                      358                                              382,500.00       20060701                       2,803.98
     32757                          7.9935                             20360801                                                                      360                                               120,000.00      20060901                          922.70
     7631                           9.0135                             20360601                                                                      358                                              396,000.00       20060701                         3,141.60
     46203                          9.0035                             20360601                                                                      358                                                 67,500.00     20060701                          568.07
     98338                          7.2935                             20360601                                                                      358                                              248,000.00       20060701                        1,687.26
     34286                          8.7435                             20360601                                                                      358                                              226,500.00       20060701                        1,790.85
     89110                          9.1835                             20360601                                                                      358                                              208,000.00       20060701                        1,679.60
     33157                          8.4685                             20360501                                                                      357                                               221,000.00      20060601                        1,774.24
     72002                          11.0935                            20210401                                                                      176                                                 20,980.00     20060501                          209.37
     34714                          11.2435                            20210401                                                                      176                                                  61,000.00    20060501                           615.74
     30314                          11.4935                            20210401                                                                      176                                                 46,600.00     20060501                          479.33
     63031                          11.6435                            20210401                                                                      176                                                 39,000.00     20060501                          405.67
     19503                          10.4835                            20360301                                                                      355                                                  15,500.00    20060401                           147.49
     77023                          9.9935                             20210401                                                                      176                                                 25,400.00     20060501                          232.34
     75035                          9.7435                             20210201                                                                      174                                                 38,850.00     20060301                           348.14
     79762                          9.7435                             20210401                                                                      176                                                 52,980.00     20060501                          474.75
     63033                          11.5935                            20210401                                                                      176                                                 32,480.00     20060501                          336.60
     75034                          9.7435                             20210401                                                                      176                                                 45,202.00     20060501                          405.06
     89129                          13.0935                            20210501                                                                      177                                                 94,000.00     20060601                        1,084.09
     76651                          9.7435                             20210301                                                                      175                                                 26,400.00     20060401                          236.57
     85239                          12.0935                            20210501                                                                      177                                                 77,898.00     20060601                          837.43
     28227                          10.5935                            20210501                                                                      177                                                  19,980.00    20060601                            191.79
     44857                          11.0935                            20360501                                                                      357                                                  21,600.00    20060601                           215.55
     79703                          9.7435                             20210401                                                                      176                                                  15,000.00    20060501                           134.42
     79701                          9.7435                             20210401                                                                      176                                                  19,080.00    20060501                           170.98
     32254                          12.6435                            20210401                                                                      176                                                 20,000.00     20060501                          223.59
     53076                          12.6435                            20210401                                                                      176                                                 73,000.00     20060501                           816.09
     43461                          11.5435                            20360401                                                                      356                                                  21,000.00    20060501                           216.82
     23703                          11.4835                            20210401                                                                      176                                                 37,300.00     20060501                          383.39
     23831                          11.5935                            20210401                                                                      176                                                  31,500.00    20060501                          326.44
     85374                          10.7435                            20210401                                                                      176                                                 36,000.00     20060501                          349.65
     85051                          9.7435                             20210401                                                                      176                                                 38,000.00     20060501                          340.52
     76052                          9.4735                             20210401                                                                      176                                                 47,252.00     20060501                           413.97
     80030                          11.0935                            20360501                                                                      357                                                 26,500.00     20060601                          264.45
     75080                          9.7435                             20210501                                                                      177                                                  14,900.00    20060601                           133.52
     74066                          11.5935                            20360501                                                                      357                                                  14,400.00    20060601                           149.23
     49256                          11.6435                            20210401                                                                      176                                                  17,400.00    20060501                           180.99
     43567                          11.6435                            20360401                                                                      356                                                  16,580.00    20060501                           172.46
     75042                          9.9935                             20210501                                                                      177                                                 20,600.00     20060601                           188.44
     72401                          12.0935                            20210501                                                                      177                                                 30,000.00     20060601                           322.51
     32808                          12.0935                            20210401                                                                      176                                                 27,000.00     20060501                          290.26
     85204                          10.7435                            20210401                                                                      176                                                 45,360.00     20060501                          440.56
     75019                          9.7435                             20210501                                                                      177                                                 65,000.00     20060601                          582.47
     85051                          12.0935                            20210401                                                                      176                                                 53,000.00     20060501                          569.76
     85326                          12.0935                            20210501                                                                      177                                                   50,191.00   20060601                          539.56
     85353                          12.0935                            20210501                                                                      177                                                 67,000.00     20060601                          720.27
     75002                          9.4835                             20210501                                                                      177                                                 29,860.00     20060601                           261.83
     32208                          12.1435                            20210501                                                                      177                                                  19,400.00    20060601                           209.31
     35750                          12.5935                            20360501                                                                      357                                                  15,200.00    20060601                           169.34
     77545                          9.7435                             20210501                                                                      177                                                 25,800.00     20060601                           231.20
     85345                          12.5935                            20210501                                                                      177                                                 40,000.00     20060601                           445.61
     75034                          9.9935                             20210501                                                                      177                                                 54,026.00     20060601                          494.20
     77338                          9.9935                             20210501                                                                      177                                                 20,800.00     20060601                           190.27
     98391                          11.0935                            20210501                                                                      177                                                 55,000.00     20060601                          548.87
     32034                          12.0435                            20210401                                                                      176                                                  39,100.00    20060501                           418.82
     86326                          13.0935                            20210501                                                                      177                                                 52,400.00     20060601                          604.33
     86322                          13.0935                            20210501                                                                      177                                                 37,920.00     20060601                          437.33
     28214                          11.0935                            20210501                                                                      177                                                 24,823.00     20060601                          247.72
     85035                          12.0935                            20210501                                                                      177                                                 39,200.00     20060601                            421.41
     70737                          12.1435                            20210501                                                                      177                                                 27,600.00     20060601                          297.78
     98208                          11.7935                            20210501                                                                      177                                                 53,000.00     20060601                          557.44
     85035                          10.5435                            20210501                                                                      177                                                 33,000.00     20060601                           315.52
     85335                          13.0935                            20210501                                                                      177                                                 40,000.00     20060601                           461.32
     85009                          12.5935                            20210501                                                                      177                                                 33,400.00     20060601                          372.09
     85225                          12.5935                            20210501                                                                      177                                                 50,800.00     20060601                          565.93
     85204                          11.5435                            20210501                                                                      177                                                 43,000.00     20060601                          443.96
     85201                          11.2435                            20210501                                                                      177                                                 42,000.00     20060601                          423.96
     85323                          12.5935                            20210501                                                                      177                                                 50,800.00     20060601                          565.92
     75115                          9.9935                             20210501                                                                      177                                                 49,000.00     20060601                          448.22
     33218                          13.0935                            20210501                                                                      177                                                 37,500.00     20060601                          432.49
     71203                          12.0935                            20210501                                                                      177                                                  15,400.00    20060601                           165.55
     32168                          8.2935                             20360501                                                                      357                                               174,000.00      20060601                        1,375.08
     77031                          8.4835                             20360501                                                                      357                                                 93,000.00     20060601                          747.63
     64130                          10.8735                            20360501                                                                      357                                                 60,000.00     20060601                          588.69
     62025                          9.2435                             20360401                                                                      356                                              433,000.00       20060501                        3,720.14
     85033                          6.9935                             20360301                                                                      355                                               156,000.00      20060401                        1,090.77
     44142                          7.6435                             20360301                                                                      355                                                119,000.00     20060401                           801.44
     80107                          9.2935                             20360301                                                                      355                                               195,000.00      20060401                        1,592.50
     85007                          8.0935                             20360501                                                                      357                                              424,900.00       20060601                        3,045.12
     89129                          8.3935                             20360501                                                                      357                                              279,999.00       20060601                       2,076.66
     63122                          7.2435                             20360501                                                                      357                                              338,400.00       20060601                       2,424.34
     39503                          7.7035                             20360301                                                                      355                                               139,500.00      20060401                         1,044.10
     38128                          7.1435                             20360301                                                                      355                                               144,000.00      20060401                         1,021.70
     43452                          8.1435                             20360301                                                                      355                                               153,000.00      20060401                         1,192.74
     98037                          6.9935                             20360501                                                                      357                                              230,850.00       20060601                         1,442.81
     76210                          8.5435                             20360401                                                                      356                                                 117,120.00    20060501                          946.59
     48505                          10.0935                            20360501                                                                      357                                                  53,125.00    20060601                          489.93
     63135                          9.0735                             20360401                                                                      356                                                118,800.00     20060501                        1,005.88
     92344                          6.4835                             20360501                                                                      357                                                211,950.00     20060601                         1,234.61
     48224                          7.8435                             20360501                                                                      357                                                 73,600.00     20060601                            558.11
     43605                          10.0935                            20360301                                                                      355                                                 76,500.00     20060401                          705.50
     87120                          9.4835                             20360401                                                                      356                                               167,200.00      20060501                        1,466.06
     78840                          8.1435                             20360501                                                                      357                                              206,500.00       20060601                         1,609.81
     75126                          9.0435                             20360401                                                                      356                                               182,700.00      20060501                         1,542.91
     70815                          8.1435                             20360401                                                                      356                                                 83,600.00     20060501                           651.72
     63031                          7.8935                             20360501                                                                      357                                               103,200.00      20060601                          786.22
     64130                          7.9935                             20360501                                                                      357                                                 62,700.00     20060601                            482.11
     85031                          8.8435                             20360501                                                                      357                                               146,250.00      20060601                         1,213.78
     89129                          7.3935                             20360501                                                                      357                                              376,000.00       20060601                       2,475.33
     71603                          8.9235                             20360501                                                                      357                                                 54,800.00     20060601                          458.00
     44134                          7.3935                             20360301                                                                      355                                                115,200.00     20060401                          758.40
     33569                          8.8435                             20360401                                                                      356                                               128,730.00      20060501                        1,068.37
     76651                          6.9935                             20360301                                                                      355                                               105,600.00      20060401                          660.00
     66013                          8.2435                             20360401                                                                      356                                               120,000.00      20060501                          944.04
     73771                          9.8235                             20360401                                                                      356                                                 50,000.00     20060501                           451.03
     79705                          10.7435                            20360301                                                                      355                                                 55,000.00     20060401                           534.19
     80219                          8.2435                             20360501                                                                      357                                                117,000.00     20060601                          920.44
     85239                          8.1435                             20360501                                                                      357                                                 311,591.00    20060601                       2,429.07
     75228                          8.3935                             20360501                                                                      357                                               136,000.00      20060601                        1,084.52
     28227                          7.9935                             20360501                                                                      357                                                 79,920.00     20060601                           614.52
     77095                          8.0935                             20360501                                                                      357                                               134,400.00      20060601                        1,042.96
     63088                          8.6935                             20360401                                                                      356                                              259,200.00       20060501                        2,122.99
     33823                          9.5435                             20360401                                                                      356                                               178,400.00      20060501                         1,494.10
     79705                          7.8685                             20360401                                                                      356                                               142,800.00      20060501                        1,085.38
     23227                          8.0435                             20360501                                                                      357                                              365,000.00       20060601                       2,600.63
     75146                          8.2935                             20360401                                                                      356                                               123,405.00      20060501                          904.97
     36264                          8.4935                             20360501                                                                      357                                                  90,100.00    20060601                          724.96
     23324                          7.6435                             20360401                                                                      356                                               126,277.00      20060501                          857.63
     66006                          10.0935                            20360401                                                                      356                                                171,000.00     20060501                        1,577.00
     43461                          6.7735                             20360401                                                                      356                                                 84,000.00     20060501                          574.74
     38801                          9.7435                             20360501                                                                      357                                               180,000.00      20060601                         1,612.98
     75114                          8.9935                             20360501                                                                      357                                               133,950.00      20060601                         1,126.32
     76014                          7.4435                             20360401                                                                      356                                                 93,600.00     20060501                          683.54
     46205                          9.9435                             20360401                                                                      356                                                  91,000.00    20060501                           829.01
     37127                          8.4835                             20360401                                                                      356                                                141,300.00     20060501                         1,135.92
     21632                          8.5935                             20360401                                                                      356                                               144,500.00      20060501                        1,095.79
     80120                          9.0735                             20360401                                                                      356                                               176,400.00      20060501                        1,493.57
     76052                          6.6835                             20360401                                                                      356                                                 189,011.00    20060501                          1,281.71
     80030                          7.0935                             20360501                                                                      357                                               106,000.00      20060601                           671.33
     75080                          7.8935                             20360501                                                                      357                                                 59,600.00     20060601                          454.06
     74066                          8.4035                             20360501                                                                      357                                                 57,600.00     20060601                          459.74
     79924                          7.3435                             20360501                                                                      357                                               109,600.00      20060601                          792.78
     80219                          8.1435                             20360501                                                                      357                                               136,000.00      20060601                          980.33
     89148                          8.2785                             20360501                                                                      357                                              277,500.00       20060601                        2,031.53
     30080                          8.9435                             20360501                                                                      357                                              284,750.00       20060601                       2,383.96
     74361                          11.3435                            20360501                                                                      357                                                  53,180.00    20060601                          540.88
     85304                          8.4835                             20360501                                                                      357                                               224,100.00      20060601                        1,678.88
     78046                          8.9435                             20360501                                                                      357                                                101,250.00     20060601                          847.67
     33770                          8.0435                             20360501                                                                      357                                               139,500.00      20060601                          993.94
     75042                          7.9935                             20360501                                                                      357                                                 82,400.00     20060601                          633.58
     51503                          7.5435                             20360501                                                                      357                                               104,000.00      20060601                          766.74
     32703                          9.7435                             20260501                                                                      237                                               140,250.00      20060601                        1,376.75
     77433                          7.2435                             20360501                                                                      357                                               102,684.00      20060601                          735.64
     76711                          9.6135                             20360501                                                                      357                                                 78,500.00     20060601                          695.86
     75227                          9.4435                             20360501                                                                      357                                                  51,500.00    20060601                          450.05
     76401                          7.8935                             20360501                                                                      357                                                 92,720.00     20060601                          706.38
     72401                          7.2935                             20360501                                                                      357                                               120,000.00      20060601                          863.84
     44718                          7.3435                             20360501                                                                      357                                               100,000.00      20060601                          723.33
     35773                          9.5935                             20360501                                                                      357                                               207,100.00      20060601                        1,743.02
     63136                          7.7435                             20360501                                                                      357                                                 72,250.00     20060601                          542.79
     32808                          7.4835                             20360501                                                                      357                                               158,400.00      20060601                           1,161.18
     75189                          7.2435                             20360501                                                                      357                                               100,400.00      20060601                           719.28
     85027                          7.1935                             20360501                                                                      357                                               190,000.00      20060601                        1,354.62
     33311                          6.8935                             20360501                                                                      357                                               133,600.00      20060601                          823.87
     75019                          8.0435                             20360501                                                                      357                                              260,000.00       20060601                       2,008.40
     20748                          8.4935                             20360501                                                                      357                                               301,500.00      20060601                        2,261.25
     38901                          7.2435                             20360501                                                                      357                                               126,000.00      20060601                          902.68
     33594                          7.4935                             20360401                                                                      356                                              236,000.00       20060501                        1,573.33
     85326                          7.8435                             20360501                                                                      357                                              200,767.00       20060601                        1,397.00
     80022                          6.9935                             20360501                                                                      357                                               148,000.00      20060601                          925.00
     75701                          7.4835                             20360501                                                                      357                                                119,480.00     20060601                          795.54
     85353                          7.2435                             20360501                                                                      357                                              268,000.00       20060601                        1,730.83
     75002                          8.3435                             20360501                                                                      357                                                119,440.00     20060601                           948.18
     78577                          9.2185                             20360501                                                                      357                                                 79,900.00     20060601                          685.00
     30360                          9.4835                             20360501                                                                      357                                               185,600.00      20060601                        1,627.40
     32208                          8.0935                             20360501                                                                      357                                                 77,600.00     20060601                           602.19
     35750                          9.1435                             20360501                                                                      357                                                 60,800.00     20060601                            517.91
     55449                          9.1935                             20360501                                                                      357                                               351,200.00      20060601                       3,004.46
     75116                          6.7435                             20360501                                                                      357                                                 77,280.00     20060601                           527.19
     38016                          8.8935                             20360401                                                                      356                                               104,500.00      20060501                           871.08
     66213                          7.8935                             20360401                                                                      356                                               296,100.00      20060501                       2,255.80
     85019                          8.8935                             20360501                                                                      357                                               178,200.00      20060601                        1,395.90
     78504                          8.3935                             20360501                                                                      357                                                 85,600.00     20060601                           682.61
     98271                          6.8935                             20360501                                                                      357                                              253,800.00       20060601                         1,565.10
     85031                          6.2935                             20360501                                                                      357                                               152,000.00      20060601                           861.33
     77545                          7.9935                             20360501                                                                      357                                               103,200.00      20060601                          793.52
     85037                          8.2935                             20360501                                                                      357                                              202,500.00       20060601                        1,485.00
     85345                          6.9935                             20360501                                                                      357                                               160,000.00      20060601                          1,118.74
     75034                          7.7435                             20360501                                                                      357                                                216,104.00     20060601                        1,623.52
     78247                          9.0935                             20360501                                                                      357                                               159,678.00      20060601                        1,354.32
     77338                          9.2435                             20360501                                                                      357                                                 83,200.00     20060601                           714.82
     75248                          7.5935                             20360501                                                                      357                                              332,000.00       20060601                       2,459.29
     98033                          7.1435                             20360501                                                                      357                                              442,000.00       20060601                        2,817.75
     98391                          7.1135                             20360501                                                                      357                                              220,000.00       20060601                        1,397.00
     77494                          6.7935                             20360501                                                                      357                                               142,400.00      20060601                          976.25
     63109                          9.1435                             20360501                                                                      357                                               133,000.00      20060601                        1,092.93
     86326                          7.3435                             20360501                                                                      357                                              209,600.00       20060601                        1,369.24
     98053                          8.1435                             20360501                                                                      357                                              450,400.00       20060601                       3,246.63
     98118                          7.4835                             20360501                                                                      357                                               140,000.00      20060601                        1,026.29
     86322                          8.0935                             20360501                                                                      357                                                151,680.00     20060601                        1,087.04
     28214                          7.8435                             20360501                                                                      357                                                 99,292.00     20060601                           690.91
     87571                          8.3685                             20360501                                                                      357                                              240,000.00       20060601                        1,909.55
     81005                          6.9935                             20360501                                                                      357                                                 92,000.00     20060601                          575.00
     80204                          7.6935                             20360501                                                                      357                                               150,800.00      20060601                        1,030.47
     98230                          8.3435                             20360501                                                                      357                                              249,900.00       20060601                         1,843.01
     85035                          7.7435                             20360501                                                                      357                                               156,800.00      20060601                         1,177.99
     80920                          8.5935                             20360501                                                                      357                                               196,650.00      20060601                        1,532.04
     70737                          7.9935                             20360501                                                                      357                                                110,400.00     20060601                          848.88
     74017                          6.8935                             20360501                                                                      357                                                 84,250.00     20060601                          583.33
     98208                          7.2435                             20360501                                                                      357                                               212,000.00      20060601                         1,369.17
     85053                          8.8935                             20360501                                                                      357                                              220,400.00       20060601                         1,837.18
     85017                          7.8435                             20360501                                                                      357                                               184,000.00      20060601                        1,280.33
     78046                          6.4435                             20360501                                                                      357                                               134,940.00      20060601                          893.23
     23223                          9.1435                             20360501                                                                      357                                                107,100.00     20060601                           861.26
     32207                          7.9935                             20360501                                                                      357                                               106,400.00      20060601                            818.12
     70812                          7.5935                             20360501                                                                      357                                                  61,200.00    20060601                          453.34
     98004                          6.4935                             20360501                                                                      357                                              242,400.00       20060601                         1,414.00
     85035                          6.3935                             20360501                                                                      357                                               132,000.00      20060601                          869.35
     80921                          6.9435                             20360501                                                                      357                                              324,000.00       20060601                       2,254.37
     42724                          6.4835                             20360501                                                                      357                                               103,200.00      20060601                            601.14
     20646                          8.3935                             20360501                                                                      357                                              367,500.00       20060601                       2,930.58
     78045                          7.0935                             20360501                                                                      357                                               107,600.00      20060601                          759.74
     80234                          6.9435                             20360501                                                                      357                                                 90,400.00     20060601                           561.23
     98043                          7.3935                             20360501                                                                      357                                                116,400.00     20060601                          766.30
     63130                          6.7935                             20360401                                                                      356                                                 99,000.00     20060501                          678.72
     54944                          8.9435                             20360501                                                                      357                                               165,600.00      20060601                        1,386.42
     75227                          7.7435                             20360501                                                                      357                                               138,400.00      20060601                        1,039.75
     39553                          7.8435                             20360501                                                                      357                                               186,000.00      20060601                         1,410.45
     60430                          7.5435                             20360501                                                                      357                                                191,200.00     20060601                        1,409.63
     34759                          7.3935                             20360501                                                                      357                                                161,520.00     20060601                         1,173.94
     85335                          8.0435                             20360501                                                                      357                                               160,000.00      20060601                        1,235.94
     85006                          7.3435                             20360501                                                                      357                                               188,700.00      20060601                        1,364.93
     85009                          8.3435                             20360501                                                                      357                                               133,600.00      20060601                          985.30
     85037                          7.4935                             20360501                                                                      357                                                171,000.00     20060601                         1,140.00
     73069                          10.3935                            20360501                                                                      357                                              208,250.00       20060601                        1,967.49
     85225                          7.4935                             20360501                                                                      357                                              203,200.00       20060601                          1,491.01
     85204                          7.3435                             20360501                                                                      357                                               172,000.00      20060601                          1,125.17
     37115                          9.0435                             20360501                                                                      357                                               139,500.00      20060601                         1,178.08
     85201                          7.2435                             20360501                                                                      357                                               168,000.00      20060601                        1,085.00
     76008                          8.0335                             20360501                                                                      357                                              423,200.00       20060601                       3,266.05
     85242                          6.8435                             20360501                                                                      357                                               192,000.00      20060601                         1,175.99
     60103                          7.8935                             20360501                                                                      357                                              249,200.00       20060601                        1,744.40
     47102                          10.5935                            20360501                                                                      357                                                 50,575.00     20060601                          485.46
     70769                          7.1935                             20360501                                                                      357                                               137,000.00      20060601                          976.76
     63133                          8.0185                             20360501                                                                      357                                                 60,720.00     20060601                          467.96
     32805                          7.8935                             20360501                                                                      357                                               129,600.00      20060601                          987.34
     85043                          7.0435                             20360501                                                                      357                                               186,000.00      20060601                        1,230.89
     85301                          8.7435                             20360501                                                                      357                                               172,975.00      20060601                        1,423.02
     89121                          7.9435                             20360501                                                                      357                                               140,000.00      20060601                          985.83
     85323                          7.5935                             20360501                                                                      357                                              203,200.00       20060601                         1,371.60
     98252                          7.3835                             20360501                                                                      357                                               160,000.00      20060601                          1,161.78
     98011                          8.2435                             20360501                                                                      357                                                 89,000.00     20060601                          648.96
     75115                          8.7435                             20360501                                                                      357                                               196,000.00      20060601                         1,612.44
     73118                          8.1435                             20360501                                                                      357                                                 75,735.00     20060601                           590.41
     33324                          7.9435                             20360501                                                                      357                                              585,000.00       20060601                       4,477.43
     85033                          7.2435                             20360501                                                                      357                                               152,500.00      20060601                        1,092.53
     98037                          7.3935                             20360501                                                                      357                                               217,000.00      20060601                        1,428.58
     23225                          7.2435                             20360501                                                                      357                                               221,720.00      20060601                        1,588.43
     98371                          7.3835                             20360501                                                                      357                                               215,000.00      20060601                         1,413.63
     64131                          7.9935                             20360501                                                                      357                                                 79,200.00     20060601                           561.00
     53143                          9.0435                             20360501                                                                      357                                                 110,160.00    20060601                           930.31
     85345                          8.0935                             20360501                                                                      357                                               164,000.00      20060601                         1,175.33
     78250                          9.0935                             20360501                                                                      357                                                 55,600.00     20060601                           471.58
     60429                          7.7435                             20360501                                                                      357                                              320,000.00       20060601                       2,404.05
     63136                          7.7435                             20360501                                                                      357                                                 72,250.00     20060601                          542.79
     77396                          7.9835                             20360501                                                                      357                                                127,516.00     20060601                          979.58
     62401                          9.9935                             20360501                                                                      357                                               133,245.00      20060601                         1,218.84
     33218                          7.8435                             20360501                                                                      357                                               150,000.00      20060601                         1,137.46
     67016                          8.1735                             20360501                                                                      357                                                136,125.00     20060601                         1,064.10
     73099                          7.8935                             20360501                                                                      357                                               135,200.00      20060601                        1,030.00
     80904                          9.3935                             20360501                                                                      357                                                112,500.00     20060601                          978.96
     80525                          8.0935                             20360501                                                                      357                                              294,400.00       20060601                       2,284.58
     85204                          7.7435                             20360501                                                                      357                                                187,120.00     20060601                        1,286.45
     98032                          6.8435                             20360501                                                                      357                                               176,000.00      20060601                        1,078.00
     70578                          7.5935                             20360501                                                                      357                                                 80,000.00     20060601                          592.60
     71203                          9.4835                             20360501                                                                      357                                                  61,600.00    20060601                           540.13
     85308                          8.0635                             20360601                                                                      358                                               216,000.00      20060701                         1,542.61
     48237                          9.9935                             20360601                                                                      358                                               152,000.00      20060701                        1,350.63
     30165                          8.3685                             20360401                                                                      356                                               100,300.00      20060501                          798.03
     77071                          10.4535                            20360601                                                                      358                                                 94,500.00     20060701                          897.09
     89121                          9.2435                             20360601                                                                      358                                              208,000.00       20060701                        1,689.97
     84111                          10.0835                            20360601                                                                      358                                               130,000.00      20060701                         1,197.92
     32807                          8.4435                             20360601                                                                      358                                               134,400.00      20060701                         1,031.54
     32807                          10.9935                            20360601                                                                      358                                                 33,600.00     20060701                          332.74
     55025                          7.9885                             20360601                                                                      358                                               192,000.00      20060701                        1,475.64
     95376                          9.3385                             20360701                                                                      359                                              386,250.00       20060801                        3,168.86
     33033                          8.6435                             20360601                                                                      358                                              248,000.00       20060701                         1,941.66
     33033                          12.5935                            20360601                                                                      358                                                 62,000.00     20060701                          690.69
     56353                          7.6135                             20360701                                                                      359                                                 75,000.00     20060801                           556.61
     62002                          7.2185                             20360301                                                                      355                                                 83,600.00     20060401                          597.48
     8690                           9.3935                             20360601                                                                      358                                              229,500.00       20060701                        1,893.38
     62002                          11.2435                            20360301                                                                      355                                                 20,900.00     20060401                           210.97
     89703                          8.7435                             20360401                                                                      356                                               120,600.00      20060501                           929.14
     92324                          7.1835                             20360601                                                                      358                                              294,400.00       20060701                         1,886.61
     92324                          11.8685                            20260601                                                                      238                                                 73,600.00     20060701                          829.72
     11798                          8.2985                             20360601                                                                      358                                              292,500.00       20060701                        2,312.60
     53128                          9.4335                             20360601                                                                      358                                               164,000.00      20060701                         1,431.96
     63137                          7.3235                             20360601                                                                      358                                               100,000.00      20060701                           652.51
     63137                          11.9835                            20360601                                                                      358                                                 25,000.00     20060701                          266.63
     63304                          9.7985                             20360601                                                                      358                                               189,000.00      20060701                         1,701.37
     55021                          7.3335                             20360601                                                                      358                                              348,000.00       20060701                        2,514.80
     93505                          9.2835                             20360601                                                                      358                                               148,000.00      20060701                        1,207.43
     48883                          6.4735                             20360601                                                                      358                                               103,500.00      20060701                           641.68
     93620                          8.7685                             20360601                                                                      358                                              207,000.00       20060701                        1,706.69
     8055                           8.7635                             20360701                                                                      359                                               139,900.00      20060801                        1,080.73
     33404                          8.4835                             20360601                                                                      358                                               192,000.00      20060701                        1,543.49
     23356                          8.4935                             20360601                                                                      358                                              220,950.00       20060701                         1,777.81
     23356                          13.2435                            20360601                                                                      358                                                 55,200.00     20060701                           643.14
     92277                          9.3185                             20360601                                                                      358                                               180,000.00      20060701                        1,473.75
     33322                          8.8685                             20360501                                                                      357                                              265,200.00       20060601                       2,205.80
     33971                          7.3685                             20360301                                                                      355                                               175,000.00      20060401                        1,268.87
     60104                          7.3685                             20360401                                                                      356                                                 85,600.00     20060501                          620.66
     48021                          8.8685                             20360301                                                                      355                                               198,000.00      20060401                        1,546.88
     21217                          7.2435                             20360501                                                                      357                                              226,000.00       20060601                        1,459.58
     23860                          7.6185                             20360401                                                                      356                                                121,500.00     20060501                           902.13
     48854                          10.7435                            20360501                                                                      357                                               195,000.00      20060601                        1,893.96
     54479                          8.8685                             20360501                                                                      357                                               123,500.00      20060601                         1,027.21
     43920                          8.1185                             20360501                                                                      357                                               160,000.00      20060601                        1,244.46
     33830                          8.9935                             20360501                                                                      357                                                 80,000.00     20060601                          672.68
     46186                          9.6185                             20360501                                                                      357                                                 50,000.00     20060601                           443.41
     48886                          8.4835                             20360401                                                                      356                                               126,000.00      20060501                         1,012.92
     33707                          7.7435                             20360501                                                                      357                                                 82,850.00     20060601                          622.42
     49507                          9.4735                             20360501                                                                      357                                                 89,250.00     20060601                            781.91
     15537                          8.6185                             20260501                                                                      237                                                114,000.00     20060601                        1,034.87
     19148                          8.7435                             20360501                                                                      357                                                121,600.00     20060601                        1,000.37
     15445                          7.7435                             20360501                                                                      357                                                 86,000.00     20060601                          646.09
     48134                          7.4835                             20360501                                                                      357                                              237,500.00       20060601                         1,741.04
     89110                          8.6135                             20360501                                                                      357                                              440,000.00       20060601                       3,344.00
     34746                          8.3685                             20360501                                                                      357                                               198,500.00      20060601                        1,468.07
     49841                          8.7435                             20360501                                                                      357                                                 63,750.00     20060601                          524.46
     95632                          7.9935                             20360501                                                                      357                                              348,500.00       20060601                       2,468.54
     85209                          8.4835                             20360501                                                                      357                                              239,000.00       20060601                         1,921.33
     89074                          5.7435                             20360501                                                                      357                                              363,750.00       20060601                       2,239.67
     85322                          7.7495                             20360501                                                                      357                                               138,750.00      20060601                        1,042.97
     86322                          8.9935                             20360501                                                                      357                                               198,550.00      20060601                         1,571.85
     49442                          6.8685                             20360501                                                                      357                                                  71,200.00    20060601                           491.76
     89031                          8.2435                             20360501                                                                      357                                               221,250.00      20060601                        1,740.57
     20657                          10.1185                            20360501                                                                      357                                              204,000.00       20060601                         1,885.16
     32935                          8.3685                             20360501                                                                      357                                               100,000.00      20060601                          795.64
     29372                          8.4935                             20360501                                                                      357                                                119,000.00     20060601                          957.50
     49733                          8.2435                             20360501                                                                      357                                                 93,500.00     20060601                          735.56
     92114                          7.6185                             20360501                                                                      357                                              425,000.00       20060601                         3,155.61
     85020                          8.9935                             20360501                                                                      357                                              232,000.00       20060601                        1,836.67
     32218                          7.7435                             20210501                                                                      177                                                 95,400.00     20060601                           925.51
     49001                          10.3685                            20360501                                                                      357                                                110,500.00     20060601                         1,041.89
     46237                          10.6185                            20360501                                                                      357                                               106,400.00      20060601                        1,023.33
     46218                          9.9935                             20360501                                                                      357                                                 72,000.00     20060601                           658.61
     46241                          8.9935                             20360501                                                                      357                                                 72,900.00     20060601                           612.98
     46140                          10.6185                            20360501                                                                      357                                                119,250.00     20060601                         1,146.92
     46974                          8.6185                             20360501                                                                      357                                               136,800.00      20060601                          1,113.05
     85706                          8.4935                             20360501                                                                      357                                                 111,300.00    20060601                          895.54
     47456                          10.1185                            20360501                                                                      357                                                110,500.00     20060601                          1,021.13
     45011                          9.6185                             20360501                                                                      357                                                148,410.00     20060601                          1,316.13
     85351                          7.4135                             20360601                                                                      358                                                 98,500.00     20060701                           650.10
     32084                          9.3635                             20360701                                                                      359                                                117,450.00     20060801                         1,019.45
     46205                          9.1185                             20360601                                                                      358                                                 95,000.00     20060701                           778.81
     92584                          7.9735                             20360601                                                                      358                                              300,000.00       20060701                        2,120.00
     92584                          11.7435                            20260601                                                                      238                                                 75,000.00     20060701                          838.92
     76048                          7.7435                             20360601                                                                      358                                                 85,300.00     20060701                          586.44
     43228                          8.7435                             20360601                                                                      358                                               122,468.00      20060701                         1,007.51
     93552                          7.3335                             20360601                                                                      358                                               351,200.00      20060701                       2,399.87
     93552                          11.9135                            20210601                                                                      178                                                 87,800.00     20060701                            931.61
     33324                          6.9435                             20360601                                                                      358                                               160,000.00      20060701                          1,113.27
     32744                          9.7435                             20360601                                                                      358                                              262,500.00       20060701                       2,352.27
     90723                          7.2435                             20360601                                                                      358                                               177,000.00      20060701                        1,268.05
     92376                          11.6435                            20210601                                                                      178                                                 75,000.00     20060701                           780.13
     63110                          7.1435                             20360601                                                                      358                                                114,750.00     20060701                            814.17
     32958                          8.4935                             20360601                                                                      358                                              233,750.00       20060701                         1,880.81
     89104                          9.5305                             20360701                                                                      359                                              243,000.00       20060801                       2,032.49
     40229                          9.4935                             20360601                                                                      358                                                 72,800.00     20060701                          638.87
     40229                          13.0935                            20360601                                                                      358                                                  18,200.00    20060701                          209.90
     22204                          8.4835                             20360601                                                                      358                                              272,000.00       20060701                        2,186.62
     93274                          6.9435                             20360601                                                                      358                                              209,950.00       20060701                        1,460.82
     55304                          6.8985                             20360601                                                                      358                                              242,400.00       20060701                         1,679.16
     55304                          11.6085                            20360601                                                                      358                                                 60,600.00     20060701                           628.71
     2886                           8.2435                             20360701                                                                      359                                               216,000.00      20060801                         1,575.01
     85353                          6.8885                             20360701                                                                      359                                               173,600.00      20060801                        1,069.82
     2886                           10.6935                            20360701                                                                      359                                                 54,000.00     20060801                          522.44
     32209                          11.6335                            20360601                                                                      358                                                 82,450.00     20060701                          856.99
     33125                          7.6935                             20360701                                                                      359                                              296,000.00       20060801                        2,102.67
     34475                          11.0935                            20360601                                                                      358                                                 67,500.00     20060701                          673.60
     73119                          9.5685                             20360601                                                                      358                                                 50,000.00     20060701                           441.56
     34711                          7.6185                             20360601                                                                      358                                              352,000.00       20060701                       2,480.57
     34711                          11.6185                            20360601                                                                      358                                                 88,000.00     20060701                           913.66
     97478                          8.4035                             20360601                                                                      358                                               162,000.00      20060701                         1,293.01
     43334                          8.1065                             20360601                                                                      358                                              495,000.00       20060701                       3,845.83
     97045                          7.9685                             20360601                                                                      358                                               198,000.00      20060701                         1,518.94
     95670                          6.9135                             20360601                                                                      358                                                110,000.00     20060701                           680.17
     33054                          8.5335                             20360601                                                                      358                                              264,000.00       20060701                          2,131.81
     23831                          8.8685                             20360601                                                                      358                                              238,500.00       20060701                        1,983.72
     33054                          11.9135                            20360601                                                                      358                                                 66,000.00     20060701                          700.30
     30305                          9.2685                             20360601                                                                      358                                              340,000.00       20060701                       2,769.58
     30224                          8.1835                             20360501                                                                      357                                                101,000.00     20060601                            731.41
     30252                          8.4835                             20360601                                                                      358                                               149,900.00      20060701                        1,205.05
     33566                          7.4235                             20360601                                                                      358                                               215,200.00      20060701                          1,422.11
     33071                          7.3235                             20360601                                                                      358                                               178,400.00      20060701                        1,287.96
     33071                          12.1635                            20210601                                                                      178                                                 44,600.00     20060701                           481.89
     85335                          7.3735                             20360701                                                                      359                                                151,000.00     20060801                        1,095.38
     8234                           12.1635                            20360601                                                                      358                                                 56,800.00     20060701                          599.72
     64501                          7.2335                             20360701                                                                      359                                                 50,400.00     20060801                          360.73
     64501                          10.5435                            20360701                                                                      359                                                  12,600.00    20060801                           120.47
     85009                          9.3435                             20360701                                                                      359                                               140,250.00      20060801                          1,151.22
     33570                          7.9235                             20360601                                                                      358                                               176,000.00      20060701                         1,236.41
     33570                          11.5385                            20360601                                                                      358                                                 44,000.00     20060701                           454.12
     85338                          10.8885                            20360701                                                                      359                                               178,000.00      20060801                        1,748.48
     33319                          8.1435                             20360601                                                                      358                                              240,000.00       20060701                        1,870.97
     33319                          10.8935                            20360601                                                                      358                                                 60,000.00     20060701                           589.61
     43147                          8.7735                             20360601                                                                      358                                               214,400.00      20060701                        1,768.48
     43147                          12.2135                            20360601                                                                      358                                                 53,600.00     20060701                           581.22
     75056                          7.7935                             20360501                                                                      357                                              398,800.00       20060601                        3,010.08
     75056                          9.4935                             20210501                                                                      177                                                 99,700.00     20060601                          874.94
     45406                          8.9535                             20360601                                                                      358                                                 52,500.00     20060701                          439.92
     97918                          8.9935                             20360601                                                                      358                                                 87,550.00     20060701                           736.17
     29681                          8.6435                             20360601                                                                      358                                               154,400.00      20060701                        1,259.04
     29681                          11.5435                            20210601                                                                      178                                                 38,600.00     20060701                          398.53
     97008                          10.3435                            20360601                                                                      358                                              266,000.00       20060701                       2,503.08
     30263                          8.8935                             20360601                                                                      358                                               129,500.00      20060701                        1,079.47
     85250                          7.9535                             20360601                                                                      358                                               149,500.00      20060701                         1,091.43
     33431                          10.1935                            20360701                                                                      359                                              200,000.00       20060801                        1,859.45
     7750                           7.1635                             20360501                                                                      357                                              225,000.00       20060601                         1,599.51
     11096                          6.4985                             20360601                                                                      358                                              336,000.00       20060701                         1,961.40
     11096                          10.9935                            20360601                                                                      358                                                 84,000.00     20060701                           831.84
     6082                           7.9935                             20360601                                                                      358                                                171,000.00     20060701                        1,253.59
     12566                          6.2935                             20360501                                                                      357                                              224,000.00       20060601                        1,359.59
     12566                          11.3385                            20360501                                                                      357                                                 56,000.00     20060601                          569.35
     11207                          8.7435                             20360601                                                                      358                                              452,000.00       20060701                        3,484.17
     11207                          11.8885                            20360601                                                                      358                                                113,000.00     20060701                         1,196.80
     34119                          12.4935                            20210601                                                                      178                                                  71,600.00    20060701                          792.04
     34119                          12.4935                            20210601                                                                      178                                                  71,600.00    20060701                          792.04
     8009                           5.9935                             20360601                                                                      358                                              234,500.00       20060701                        1,372.90
     11416                          7.9935                             20360601                                                                      358                                              394,000.00       20060701                       2,888.39
     11355                          6.8685                             20360601                                                                      358                                              380,000.00       20060701                       2,465.64
     8054                           7.7435                             20360601                                                                      358                                              236,000.00       20060701                        1,772.99
     8054                           11.8435                            20210601                                                                      178                                                 59,000.00     20060701                          622.82
     11701                          7.3935                             20360501                                                                      357                                              402,400.00       20060601                        2,649.13
     11701                          11.1435                            20210501                                                                      177                                               100,600.00      20060601                        1,007.76
     20602                          7.4185                             20360601                                                                      358                                               165,000.00      20060701                         1,137.99
     11422                          7.8435                             20360601                                                                      358                                              470,000.00       20060701                       3,392.02
     28546                          9.4435                             20360601                                                                      358                                               144,000.00      20060701                        1,258.39
     11434                          7.1185                             20360601                                                                      358                                              472,000.00       20060701                       3,340.79
     33972                          8.4835                             20360601                                                                      358                                               160,000.00      20060701                        1,286.25
     11221                          6.4835                             20360601                                                                      358                                              648,720.00       20060701                       4,026.64
     1609                           8.1685                             20360601                                                                      358                                                 111,920.00    20060701                           835.41
     1609                           11.3935                            20360601                                                                      358                                                 27,980.00     20060701                          285.65
     30349                          7.5485                             20360401                                                                      356                                                128,120.00     20060501                          945.02
     30349                          11.7085                            20210401                                                                      176                                                 32,030.00     20060501                          334.77
     30011                          7.2585                             20360501                                                                      357                                               165,446.00      20060601                        1,070.57
     30011                          11.5185                            20210501                                                                      177                                                   41,361.00   20060601                          426.24
     30039                          9.7035                             20360501                                                                      357                                               155,047.00      20060601                          1,319.19
     30213                          9.9535                             20360601                                                                      358                                               237,816.00      20060701                       2,072.96
     30012                          7.4935                             20360501                                                                      357                                               160,797.00      20060601                         1,071.98
     30012                          12.7185                            20210501                                                                      177                                                  40,199.00    20060601                           451.76
     30238                          7.0235                             20360501                                                                      357                                                171,773.00     20060601                        1,077.88
     30238                          11.2135                            20210501                                                                      177                                                 42,943.00     20060601                          432.48
     30135                          9.1085                             20360401                                                                      356                                               145,454.00      20060501                         1,165.45
     30135                          12.0885                            20210401                                                                      176                                                 36,363.00     20060501                          390.77
     30135                          8.3685                             20360501                                                                      357                                               149,592.00      20060601                         1,106.36
     30135                          12.7185                            20210501                                                                      177                                                 37,398.00     20060601                          420.28
     30016                          8.4335                             20360501                                                                      357                                               169,672.00      20060601                        1,264.06
     30016                          12.0385                            20210501                                                                      177                                                  42,418.00    20060601                           454.19
     30093                          10.3585                            20360401                                                                      356                                               127,950.00      20060501                         1,158.48
     30296                          9.1835                             20360501                                                                      357                                               132,392.00      20060601                        1,069.07
     30296                          12.1635                            20210501                                                                      177                                                 33,098.00     20060601                           357.61
     30067                          7.8685                             20360501                                                                      357                                                 83,200.00     20060601                          580.67
     30067                          12.8435                            20210501                                                                      177                                                 20,800.00     20060601                          235.79
     30135                          7.3685                             20360501                                                                      357                                               139,040.00      20060601                         1,008.14
     30135                          11.3685                            20210501                                                                      177                                                 34,760.00     20060601                          354.20
     30121                          8.0585                             20360401                                                                      356                                                113,440.00     20060501                          877.49
     30121                          11.5685                            20210401                                                                      176                                                 28,360.00     20060501                          293.35
     30093                          12.0885                            20210401                                                                      176                                                  31,950.00    20060501                          343.35
     30093                          10.0735                            20360601                                                                      358                                               190,000.00      20060701                        1,749.38
     33417                          8.7685                             20360601                                                                      358                                                 60,000.00     20060701                          494.70
     30058                          10.3685                            20360501                                                                      357                                               102,000.00      20060601                           961.75
     29554                          9.3685                             20360401                                                                      356                                                 92,000.00     20060501                           772.19
     6451                           7.9935                             20360601                                                                      358                                               157,500.00      20060701                          1,211.04
     54812                          8.1935                             20360601                                                                      358                                                 89,950.00     20060701                          704.43
     33605                          8.3935                             20360601                                                                      358                                               180,000.00      20060701                        1,435.39
     33605                          11.0435                            20210601                                                                      178                                                 45,000.00     20060701                          447.35
     32046                          9.4935                             20360601                                                                      358                                                 92,000.00     20060701                          766.67
     32046                          12.2435                            20360601                                                                      358                                                 23,000.00     20060701                          249.94
     61032                          9.5335                             20360601                                                                      358                                                 50,000.00     20060701                          440.26
     18702                          8.4335                             20360501                                                                      357                                                 75,500.00     20060601                          578.90
     65803                          10.9935                            20360501                                                                      357                                                  71,250.00    20060601                          705.59
     46236                          9.0935                             20360501                                                                      357                                               148,500.00      20060601                        1,259.52
     33541                          11.2935                            20360601                                                                      358                                              236,250.00       20060701                       2,393.79
     66062                          9.9835                             20360501                                                                      357                                               172,000.00      20060601                        1,572.07
     18508                          10.7335                            20360501                                                                      357                                                  71,800.00    20060601                          696.83
     85021                          7.4435                             20360601                                                                      358                                                192,100.00     20060701                        1,402.88
     80003                          8.3935                             20360501                                                                      357                                                171,000.00     20060601                        1,363.62
     30349                          8.1185                             20360501                                                                      357                                               124,800.00      20060601                          970.69
     48219                          10.7435                            20360501                                                                      357                                                101,250.00     20060601                           983.41
     53115                          9.7935                             20360601                                                                      358                                                131,250.00     20060701                          1,181.02
     30045                          9.3435                             20360601                                                                      358                                               159,300.00      20060701                        1,380.35
     41543                          9.5935                             20360501                                                                      357                                               108,000.00      20060601                          955.77
     18447                          11.6935                            20360601                                                                      358                                                 84,000.00     20060701                          876.99
     45373                          8.6935                             20360501                                                                      357                                                121,600.00     20060601                          932.27
     45373                          12.1935                            20360501                                                                      357                                                 30,400.00     20060601                           329.18
     90044                          9.0935                             20360601                                                                      358                                              355,300.00       20060701                       2,842.40
     65686                          8.9935                             20360701                                                                      359                                               519,328.00      20060801                          4,111.35
     65686                          11.1935                            20360701                                                                      359                                               129,832.00      20060801                        1,305.57
     63111                          8.1185                             20360701                                                                      359                                               108,000.00      20060801                          840.02
     93535                          8.1435                             20360601                                                                      358                                               310,250.00      20060701                       2,309.89
     85338                          8.6435                             20360601                                                                      358                                              344,000.00       20060701                         2,805.11
     96002                          10.1185                            20360701                                                                      359                                               167,000.00      20060801                        1,543.24
     95355                          9.2435                             20360601                                                                      358                                              468,000.00       20060701                       3,882.33
     92530                          6.8685                             20360601                                                                      358                                              380,000.00       20060701                       2,465.64
     8046                           8.3435                             20360701                                                                      359                                               152,000.00      20060801                        1,206.66
     33563                          8.3935                             20360601                                                                      358                                                 93,979.00     20060701                          749.42
     33563                          12.0935                            20260601                                                                      238                                                 23,495.00     20060701                          268.59
     80112                          7.5435                             20360601                                                                      358                                              304,000.00       20060701                         2,125.16
     70634                          8.7685                             20360701                                                                      359                                                 77,600.00     20060801                          639.80
     92808                          8.3935                             20360601                                                                      358                                              280,000.00       20060701                       2,232.83
     92335                          8.2435                             20360601                                                                      358                                              300,000.00       20060701                        2,360.10
     97007                          7.9685                             20360501                                                                      357                                               178,400.00      20060601                        1,304.45
     99901                          9.2335                             20360601                                                                      358                                               201,000.00      20060701                        1,725.42
     99654                          8.0435                             20360501                                                                      357                                               187,200.00      20060601                        1,379.48
     99654                          11.2935                            20210501                                                                      177                                                 46,800.00     20060601                          474.20
     85375                          10.5935                            20360501                                                                      357                                              284,900.00       20060601                       2,635.33
     85705                          9.7435                             20360501                                                                      357                                                161,250.00     20060601                        1,444.96
     84044                          7.2435                             20360501                                                                      357                                               102,000.00      20060601                          730.74
     84044                          11.4435                            20210501                                                                      177                                                 25,200.00     20060601                          258.24
     76522                          7.4935                             20360501                                                                      357                                                 73,600.00     20060601                          540.05
     76522                          9.4935                             20210501                                                                      177                                                  18,400.00    20060601                            161.47
     74501                          7.0935                             20360501                                                                      357                                                 87,900.00     20060601                          620.64
     74501                          11.2935                            20210501                                                                      177                                                 22,000.00     20060601                           222.91
     74127                          9.4185                             20360601                                                                      358                                                121,500.00     20060701                        1,059.52
     74501                          8.5935                             20360501                                                                      357                                               135,900.00      20060601                         1,103.27
     74501                          11.7935                            20210501                                                                      177                                                 34,000.00     20060601                          357.60
     64151                          8.6935                             20360601                                                                      358                                               107,200.00      20060701                          878.03
     64151                          10.6935                            20210601                                                                      178                                                 26,800.00     20060701                          259.28
     35480                          7.3435                             20360601                                                                      358                                               149,200.00      20060701                        1,020.65
     35480                          11.1935                            20210601                                                                      178                                                 37,300.00     20060701                          375.08
     36303                          10.3935                            20360601                                                                      358                                                 90,000.00     20060701                          850.30
     37615                          7.9435                             20360601                                                                      358                                                 68,000.00     20060701                          520.45
     37615                          8.1935                             20210601                                                                      178                                                  17,000.00    20060701                            133.13
     72744                          8.8435                             20360601                                                                      358                                                 59,550.00     20060701                          494.22
     72744                          12.0435                            20210601                                                                      178                                                  15,000.00    20060701                           160.67
     55920                          8.2935                             20360601                                                                      358                                               108,800.00      20060701                          859.82
     55920                          9.4935                             20210601                                                                      178                                                 27,200.00     20060701                          238.70
     55104                          8.4935                             20360501                                                                      357                                              272,000.00       20060601                        2,098.10
     55104                          9.4935                             20210501                                                                      177                                                 68,000.00     20060601                          596.75
     2920                           8.4435                             20360601                                                                      358                                              278,800.00       20060701                        2,139.83
     2909                           9.1935                             20360601                                                                      358                                              294,000.00       20060701                         2,515.13
     2818                           6.4435                             20360501                                                                      357                                              495,000.00       20060601                       2,866.68
     10701                          7.6685                             20360601                                                                      358                                                 96,000.00     20060701                            716.16
     10701                          11.5435                            20210601                                                                      178                                                 24,000.00     20060701                          247.79
     11207                          8.7935                             20360601                                                                      358                                              532,000.00       20060701                       4,395.92
     11207                          11.6935                            20210601                                                                      178                                               133,000.00      20060701                        1,388.56
     19125                          10.8935                            20360601                                                                      358                                               109,500.00      20060701                        1,076.02
     19050                          9.2935                             20360601                                                                      358                                               164,000.00      20060701                         1,415.04
     18610                          8.6935                             20360601                                                                      358                                               216,000.00      20060701                        1,699.47
     43952                          9.2935                             20360601                                                                      358                                                 50,000.00     20060701                           416.73
     44446                          8.0935                             20360501                                                                      357                                                 72,000.00     20060601                          558.73
     44446                          12.1935                            20210501                                                                      177                                                  18,000.00    20060601                           194.90
     8085                           7.4435                             20360601                                                                      358                                               361,250.00      20060701                       2,498.27
     32073                          9.1435                             20360601                                                                      358                                              424,800.00       20060701                        3,618.53
     33404                          8.3935                             20360601                                                                      358                                                161,250.00     20060701                        1,285.87
     34986                          8.7935                             20360601                                                                      358                                              359,900.00       20060701                       2,859.52
     34986                          11.7935                            20210601                                                                      178                                                 90,000.00     20060701                          946.59
     33914                          9.3435                             20360601                                                                      358                                               212,000.00      20060701                        1,775.25
     34608                          8.4435                             20360601                                                                      358                                               174,000.00      20060701                        1,393.79
     27615                          10.5435                            20360501                                                                      357                                               232,100.00      20060601                        2,163.83
     20020                          8.9435                             20360601                                                                      358                                              225,500.00       20060701                         1,887.91
     86413                          7.3685                             20360701                                                                      359                                               137,600.00      20060801                          997.70
     86413                          9.6935                             20360701                                                                      359                                                 34,400.00     20060801                          306.99
     21136                          7.7435                             20360701                                                                      359                                               143,920.00      20060801                          989.46
     21136                          10.1935                            20360701                                                                      359                                                 35,980.00     20060801                          320.83
     34104                          10.4185                            20360701                                                                      359                                              527,200.00       20060801                       4,799.72
     43068                          9.9435                             20360601                                                                      358                                                118,800.00     20060701                        1,082.27
     44052                          9.0935                             20360601                                                                      358                                                115,045.00     20060701                          940.89
     44314                          9.4835                             20360601                                                                      358                                                 80,750.00     20060701                          685.05
     98465                          9.3685                             20360701                                                                      359                                                191,250.00     20060801                        1,605.24
     44055                          8.7435                             20360601                                                                      358                                                 85,020.00     20060701                          699.44
     19116                          7.2435                             20360601                                                                      358                                               210,000.00      20060701                        1,504.47
     45410                          7.8935                             20360601                                                                      358                                                 88,000.00     20060701                          638.44
     45410                          11.9835                            20260601                                                                      238                                                 22,000.00     20060701                          249.80
     43609                          9.6435                             20360501                                                                      357                                                 78,400.00     20060601                          696.72
     46835                          8.3935                             20360601                                                                      358                                                 83,760.00     20060701                          667.93
     46703                          8.7335                             20360601                                                                      358                                              202,500.00       20060701                        1,664.45
     33896                          7.5135                             20360701                                                                      359                                               216,000.00      20060801                        1,443.60
     30040                          7.5435                             20360601                                                                      358                                               184,000.00      20060701                        1,234.33
     33709                          7.6435                             20360601                                                                      358                                              202,500.00       20060701                        1,430.85
     95660                          7.9185                             20360601                                                                      358                                              274,500.00       20060701                        1,996.70
     33896                          11.1935                            20360701                                                                      359                                                 54,000.00     20060801                           543.01
     92277                          9.0435                             20360601                                                                      358                                               210,600.00      20060701                        1,676.03
     11420                          8.4635                             20360501                                                                      357                                              424,000.00       20060601                       3,402.45
     11420                          11.3935                            20360501                                                                      357                                               106,000.00      20060601                         1,082.18
     7017                           8.0885                             20360501                                                                      357                                              252,000.00       20060601                        1,954.65
     7017                           11.1485                            20360501                                                                      357                                                 63,000.00     20060601                           631.34
     30286                          8.4435                             20360701                                                                      359                                                 85,500.00     20060801                          637.34
     22191                          7.4435                             20360701                                                                      359                                              320,000.00       20060801                         2,120.01
     18301                          6.7435                             20360701                                                                      359                                               160,640.00      20060801                          970.54
     18301                          11.3435                            20360701                                                                      359                                                  40,160.00    20060801                          408.46
     98902                          7.7185                             20360501                                                                      357                                               146,800.00      20060601                         1,006.17
     98902                          11.2435                            20210501                                                                      177                                                 36,700.00     20060601                          370.45
     90280                          8.4185                             20360601                                                                      358                                               341,250.00      20060701                       2,727.38
     33030                          8.7935                             20360701                                                                      359                                               221,000.00      20060801                         1,712.75
     27893                          9.5735                             20360601                                                                      358                                              234,650.00       20060701                       2,007.27
     89110                          6.8315                             20360601                                                                      358                                              208,000.00       20060701                         1,271.92
     93930                          9.1935                             20360601                                                                      358                                              399,500.00       20060701                       3,298.48
     90255                          11.0435                            20210601                                                                      178                                                  56,150.00    20060701                           558.19
     90003                          8.3185                             20360601                                                                      358                                               416,500.00      20060701                       3,298.94
     55744                          7.7435                             20360701                                                                      359                                               134,000.00      20060801                        1,006.70
     8270                           8.7435                             20360501                                                                      357                                               213,750.00      20060601                        1,690.04
     45064                          10.6785                            20360601                                                                      358                                                 68,400.00     20060701                          660.97
     89511                          6.3235                             20360601                                                                      358                                              258,400.00       20060701                        1,470.73
     98802                          9.5735                             20360601                                                                      358                                               148,000.00      20060701                        1,307.56
     11575                          8.4435                             20360401                                                                      356                                               418,000.00      20060501                       3,348.30
     30062                          8.9935                             20360601                                                                      358                                              228,000.00       20060701                        1,805.00
     30062                          12.9935                            20210601                                                                      178                                                 57,000.00     20060701                          652.88
     92647                          6.8435                             20360601                                                                      358                                              300,000.00       20060701                         1,941.04
     89142                          7.6935                             20360601                                                                      358                                              259,920.00       20060701                        1,846.38
     90221                          6.9935                             20360601                                                                      358                                              324,000.00       20060701                       2,025.00
     92707                          10.6935                            20210601                                                                      178                                               107,000.00      20060701                         1,035.19
     60628                          11.6185                            20210401                                                                      176                                                 26,980.00     20060501                           280.12
     33406                          7.8935                             20360401                                                                      356                                               160,000.00      20060501                         1,218.94
     33035                          8.4185                             20360501                                                                      357                                                142,100.00     20060601                          1,135.71
     33035                          11.2435                            20210501                                                                      177                                                 35,500.00     20060601                          358.34
     89121                          7.9935                             20360501                                                                      357                                              229,500.00       20060601                        1,682.45
     33016                          8.6185                             20360301                                                                      355                                               105,000.00      20060401                          798.44
     35217                          9.9435                             20360401                                                                      356                                                  61,600.00    20060501                            561.18
     19132                          8.8435                             20360401                                                                      356                                                 52,800.00     20060501                          438.20
     33015                          8.0435                             20360401                                                                      356                                              284,000.00       20060501                        2,193.79
     30013                          8.1685                             20360501                                                                      357                                               152,000.00      20060601                         1,187.65
     30013                          12.4935                            20210501                                                                      177                                                 38,000.00     20060601                          420.36
     81401                          9.6935                             20360501                                                                      357                                                 90,000.00     20060601                           803.15
     92677                          7.9435                             20360501                                                                      357                                              364,800.00       20060601                       2,568.80
     92677                          11.6435                            20210501                                                                      177                                                  91,200.00    20060601                          948.64
     92399                          11.3935                            20210401                                                                      176                                                 79,980.00     20060501                           816.53
     22192                          7.2935                             20360401                                                                      356                                              380,000.00       20060501                        2,735.51
     22192                          7.2685                             20360701                                                                      359                                              405,000.00       20060801                       2,624.07
     93307                          7.2185                             20360701                                                                      359                                              205,000.00       20060801                        1,383.26
     64507                          7.4185                             20360701                                                                      359                                                 97,600.00     20060801                          644.57
     46237                          9.3685                             20360401                                                                      356                                                 141,791.00    20060501                         1,231.24
     8322                           6.7935                             20360601                                                                      358                                              204,000.00       20060701                        1,239.48
     85326                          7.4935                             20360501                                                                      357                                               170,400.00      20060601                         1,136.00
     85326                          11.2435                            20210501                                                                      177                                                 42,600.00     20060601                           430.01
     60402                          8.2935                             20360401                                                                      356                                               216,650.00      20060501                          1,712.13
     36301                          9.0435                             20360601                                                                      358                                               128,000.00      20060701                        1,080.97
     36301                          11.5435                            20210601                                                                      178                                                 32,000.00     20060701                          330.39
     6360                           8.3135                             20360701                                                                      359                                               188,000.00      20060801                         1,424.16
     40223                          9.7435                             20360601                                                                      358                                              200,800.00       20060701                        1,799.37
     30517                          7.6435                             20360301                                                                      355                                               188,800.00      20060401                        1,282.27
     30517                          11.4835                            20210301                                                                      175                                                 47,200.00     20060401                           485.14
     31763                          7.8185                             20360101                                                                      353                                                119,900.00     20060201                           907.10
     60120                          8.0435                             20360301                                                                      355                                              358,000.00       20060401                        2,765.41
     76272                          7.8435                             20360601                                                                      358                                                 89,200.00     20060701                           676.41
     76272                          11.8435                            20210601                                                                      178                                                 22,300.00     20060701                           235.41
     34953                          8.8435                             20360601                                                                      358                                              333,000.00       20060701                       2,594.63
     76051                          9.9935                             20360601                                                                      358                                              320,400.00       20060701                       2,930.82
     19145                          9.4835                             20360601                                                                      358                                              200,800.00       20060701                         1,703.51
     43015                          8.8685                             20360601                                                                      358                                              209,798.00       20060701                        1,639.05
     47025                          7.4835                             20360601                                                                      358                                               162,000.00      20060701                         1,187.57
     90057                          7.3435                             20360701                                                                      359                                              344,000.00       20060801                       2,488.27
     92571                          7.4435                             20360601                                                                      358                                               351,500.00      20060701                       2,430.84
     30135                          8.4735                             20360401                                                                      356                                               185,520.00      20060501                        1,490.07
     32776                          7.0735                             20360701                                                                      359                                              233,000.00       20060801                         1,641.95
     32703                          9.7435                             20360701                                                                      359                                                 97,500.00     20060801                          873.70
     85037                          7.3435                             20360701                                                                      359                                               184,000.00      20060801                        1,203.67
     93536                          8.9185                             20360601                                                                      358                                              363,200.00       20060701                       2,852.63
     93536                          11.8435                            20260701                                                                      239                                                 90,800.00     20060801                        1,022.03
     32179                          6.4685                             20360701                                                                      359                                              532,000.00       20060801                       3,296.36
     56353                          8.5435                             20360701                                                                      359                                              255,000.00       20060801                       2,060.97
     33025                          8.6685                             20360701                                                                      359                                              352,000.00       20060801                        2,691.34
     19702                          6.8535                             20360701                                                                      359                                              364,500.00       20060801                       2,235.60
     92407                          8.4935                             20210701                                                                      179                                               156,000.00      20060801                        1,582.26
     97080                          8.2435                             20360701                                                                      359                                               165,750.00      20060801                        1,246.72
     85029                          7.8235                             20360701                                                                      359                                               192,000.00      20060801                        1,453.24
     32209                          11.6335                            20360601                                                                      358                                                 80,750.00     20060701                          839.32
     94591                          7.8685                             20360701                                                                      359                                              399,200.00       20060801                       2,786.08
     24091                          8.7435                             20360601                                                                      358                                                 79,000.00     20060701                           649.91
     92395                          8.3935                             20360501                                                                      357                                              255,000.00       20060601                        1,947.36
     44120                          8.1435                             20360601                                                                      358                                               124,800.00      20060701                          972.90
     80917                          7.5435                             20360601                                                                      358                                               152,000.00      20060701                         1,120.62
     2143                           6.7185                             20360701                                                                      359                                              490,000.00       20060801                       3,334.36
     43822                          9.9935                             20360601                                                                      358                                               130,500.00      20060701                         1,193.73
     43130                          8.8935                             20360701                                                                      359                                               185,250.00      20060801                         1,544.18
     33024                          9.4935                             20360601                                                                      358                                               187,500.00      20060701                        1,645.45
     19124                          7.4435                             20360701                                                                      359                                                 70,200.00     20060801                           512.66
     85043                          8.1435                             20360701                                                                      359                                               152,000.00      20060801                         1,184.95
     53121                          7.6435                             20360701                                                                      359                                               156,600.00      20060801                         1,165.50
     33569                          8.3685                             20360701                                                                      359                                               169,885.00      20060801                        1,256.44
     33569                          10.6935                            20210701                                                                      179                                                  42,471.00    20060801                           410.89
     1013                           7.7935                             20360501                                                                      357                                                 90,320.00     20060601                           624.71
     1013                           10.4935                            20260501                                                                      237                                                 22,580.00     20060601                          233.07
     75056                          9.9435                             20360601                                                                      358                                              209,700.00       20060701                         1,910.37
     55356                          7.7435                             20360601                                                                      358                                               172,000.00      20060701                         1,182.50
     33161                          7.4435                             20360701                                                                      359                                                 97,500.00     20060801                          674.27
     85007                          9.4235                             20360701                                                                      359                                               233,100.00      20060801                        1,928.90
     30319                          7.6185                             20360401                                                                      356                                               512,000.00      20060501                        3,801.59
     30121                          8.8315                             20360601                                                                      358                                              308,750.00       20060701                        2,462.21
     30331                          8.4835                             20360601                                                                      358                                               124,000.00      20060701                          996.84
     28262                          8.8935                             20360701                                                                      359                                              384,750.00       20060801                        3,207.15
     87109                          7.4935                             20360701                                                                      359                                              228,000.00       20060801                         1,585.31
     95356                          7.3235                             20360701                                                                      359                                               215,000.00      20060801                        1,467.56
     79606                          9.3685                             20200901                                                                      169                                                 98,800.00     20051001                          857.93
     33020                          8.2435                             20200901                                                                      169                                                 50,600.00     20051001                          398.07
     33025                          7.2435                             20351201                                                                      352                                              320,000.00       20060101                       2,292.52
     20747                          7.9935                             20360201                                                                      354                                               261,000.00      20060301                        1,848.75
     60655                          7.7435                             20360101                                                                      353                                               150,750.00      20060201                         1,132.53
     36870                          9.2435                             20201201                                                                      172                                                  17,500.00    20060101                           150.35
     49509                          9.8685                             20201201                                                                      172                                                 25,400.00     20060101                          229.97
     30079                          8.9935                             20210101                                                                      173                                                 33,800.00     20060201                           284.21
     80013                          8.9935                             20360101                                                                      353                                                  71,000.00    20060201                          562.05
     33126                          7.3035                             20360201                                                                      354                                               144,000.00      20060301                         1,037.61
     33126                          10.0035                            20210201                                                                      174                                                 36,000.00     20060301                          329.58
     30296                          10.0535                            20360201                                                                      354                                               148,000.00      20060301                        1,360.46
     32607                          9.9735                             20210101                                                                      173                                                 33,400.00     20060201                          305.02
     32779                          7.5835                             20360301                                                                      355                                              345,000.00       20060401                         2,317.31
     33610                          7.2785                             20360201                                                                      354                                               152,000.00      20060301                        1,092.63
     33610                          10.2285                            20210201                                                                      174                                                 38,000.00     20060301                          354.29
     77053                          8.6735                             20360201                                                                      354                                                114,000.00     20060301                           872.10
     30030                          7.2035                             20360301                                                                      355                                              279,000.00       20060401                        1,792.57
     33157                          8.6435                             20360301                                                                      355                                              244,800.00       20060401                        1,866.60
     75149                          6.9835                             20360301                                                                      355                                                 92,796.00     20060401                           648.21
     75149                          11.9635                            20260301                                                                      235                                                  23,199.00    20060401                          263.08
     27981                          7.9635                             20360401                                                                      356                                              252,000.00       20060501                         1,932.31
     32725                          9.4185                             20360401                                                                      356                                               199,200.00      20060501                        1,647.54
     30016                          10.1535                            20360501                                                                      357                                               103,000.00      20060601                          928.29
     33617                          7.3835                             20360401                                                                      356                                               109,600.00      20060501                          720.62
     33617                          11.4635                            20360401                                                                      356                                                 27,400.00     20060501                            281.21
     30114                          9.0185                             20360401                                                                      356                                              292,000.00       20060501                       2,460.62
     30135                          8.1335                             20360401                                                                      356                                               108,000.00      20060501                          777.60
     30135                          11.8835                            20210401                                                                      176                                                 27,000.00     20060501                          285.86
     19061                          8.3035                             20360401                                                                      356                                               140,000.00      20060501                         1,107.39
     38127                          9.2685                             20360401                                                                      356                                                 52,700.00     20060501                          453.74
     32725                          12.7885                            20210401                                                                      176                                                  19,920.00    20060501                          224.96
     30188                          6.7935                             20360401                                                                      356                                                118,400.00     20060501                          720.27
     30188                          11.4185                            20210401                                                                      176                                                 29,600.00     20060501                          302.76
     33897                          8.1685                             20360401                                                                      356                                              208,800.00       20060501                        1,509.45
     33897                          12.2885                            20210401                                                                      176                                                 52,200.00     20060501                          569.08
     30224                          7.4835                             20360401                                                                      356                                                 87,920.00     20060501                           644.51
     30224                          12.2585                            20210401                                                                      176                                                  21,980.00    20060501                            239.11
     23860                          9.5085                             20360401                                                                      356                                                 52,200.00     20060501                          458.67
     23224                          9.5085                             20360401                                                                      356                                                 50,400.00     20060501                          442.85
     30019                          10.2685                            20360501                                                                      357                                                168,150.00     20060601                         1,572.81
     37210                          9.3985                             20360401                                                                      356                                                 93,600.00     20060501                           814.84
     37210                          9.3985                             20360401                                                                      356                                                 93,600.00     20060501                           814.84
     30349                          7.7935                             20360401                                                                      356                                               103,200.00      20060501                          778.94
     37207                          9.5585                             20360401                                                                      356                                                  51,500.00    20060501                          454.42
     33150                          7.8335                             20360501                                                                      357                                              225,250.00       20060601                        1,706.50
     20121                          8.1785                             20360501                                                                      357                                              250,000.00       20060601                        1,809.38
     33050                          9.4835                             20360401                                                                      356                                              508,800.00       20060501                        4,316.46
     30354                          8.8735                             20360501                                                                      357                                                116,500.00     20060601                          932.86
     36863                          7.3285                             20360601                                                                      358                                                   81,180.00   20060701                          586.36
     38127                          9.7435                             20360501                                                                      357                                                 56,700.00     20060601                          508.09
     38109                          9.7435                             20360501                                                                      357                                                 58,500.00     20060601                          524.22
     30071                          8.1335                             20360501                                                                      357                                               136,800.00      20060601                         1,017.47
     31313                          9.3585                             20360501                                                                      357                                                 63,000.00     20060601                          546.60
     85051                          6.8685                             20360501                                                                      357                                                 77,200.00     20060601                           500.91
     85051                          12.1185                            20210501                                                                      177                                                  19,300.00    20060601                          207.85
     38122                          10.1885                            20360501                                                                      357                                                 59,400.00     20060601                          552.03
     38122                          10.1885                            20360501                                                                      357                                                 60,300.00     20060601                          560.40
     32206                          7.0185                             20360501                                                                      357                                                 72,000.00     20060601                          504.67
     32206                          11.5685                            20210501                                                                      177                                                  18,000.00    20060601                            186.19
     38122                          10.1885                            20360501                                                                      357                                                 59,400.00     20060601                          552.03
     20018                          8.1185                             20360501                                                                      357                                              280,000.00       20060601                         2,011.24
     20009                          9.1435                             20360501                                                                      357                                               210,000.00      20060601                        1,688.57
     35405                          8.2085                             20360501                                                                      357                                                  91,200.00    20060601                            715.19
     35405                          12.1585                            20210501                                                                      177                                                 22,800.00     20060601                          246.26
     33607                          6.4635                             20360501                                                                      357                                                191,920.00     20060601                        1,272.98
     47714                          9.8985                             20360501                                                                      357                                                 50,400.00     20060601                          444.05
     33569                          7.3685                             20360501                                                                      357                                              225,000.00       20060601                        1,543.38
     30032                          8.9435                             20360501                                                                      357                                               155,000.00      20060601                        1,297.67
     31907                          7.4435                             20360501                                                                      357                                                 92,000.00     20060601                          609.50
     31907                          12.3385                            20210501                                                                      177                                                 23,000.00     20060601                           251.64
     20011                          8.1935                             20360501                                                                      357                                              388,900.00       20060601                        2,819.53
     35007                          8.1085                             20360501                                                                      357                                                 84,800.00     20060601                          608.79
     44485                          9.8085                             20360501                                                                      357                                                 76,950.00     20060601                          693.27
     33025                          9.3185                             20360601                                                                      358                                               136,000.00      20060701                         1,175.95
     30108                          7.7585                             20360601                                                                      358                                               201,600.00      20060701                         1,516.68
     65453                          9.8085                             20360601                                                                      358                                                 68,000.00     20060701                           612.64
     24014                          8.4985                             20360601                                                                      358                                               105,600.00      20060701                          850.06
     7052                           8.6185                             20360601                                                                      358                                              279,000.00       20060701                         2,121.56
     23704                          10.0435                            20360601                                                                      358                                                191,250.00     20060701                        1,756.59
     24014                          12.0885                            20360601                                                                      358                                                 26,400.00     20060701                          283.70
     20735                          8.0435                             20360601                                                                      358                                              256,000.00       20060701                        1,886.46
     30017                          9.8085                             20360501                                                                      357                                               187,200.00      20060601                        1,686.55
     70714                          10.8785                            20360601                                                                      358                                                 76,700.00     20060701                          752.83
     30269                          9.8485                             20360601                                                                      358                                                 85,000.00     20060701                          768.33
     34473                          8.5985                             20360501                                                                      357                                               190,400.00      20060601                         1,546.41
     32812                          8.8685                             20360601                                                                      358                                               206,100.00      20060701                          1,610.16
     44067                          8.5085                             20360601                                                                      358                                              272,000.00       20060701                       2,043.40
     44067                          11.9685                            20210601                                                                      178                                                 68,000.00     20060701                          724.42
     30088                          8.5435                             20360601                                                                      358                                                  91,800.00    20060701                           741.95
     30683                          7.2585                             20360501                                                                      357                                               140,800.00      20060601                            911.09
     30683                          11.4985                            20210501                                                                      177                                                 35,200.00     20060601                           362.21
     17315                          11.0085                            20360601                                                                      358                                                  83,125.00    20060701                           824.13
     70814                          9.1935                             20360601                                                                      358                                                 85,600.00     20060701                          732.29
     70814                          12.9835                            20210601                                                                      178                                                  21,400.00    20060701                          244.95
     20020                          7.8685                             20360601                                                                      358                                              248,800.00       20060701                        1,735.53
     20020                          7.8685                             20360601                                                                      358                                              243,900.00       20060701                        1,700.85
     30331                          8.1935                             20360601                                                                      358                                                116,450.00     20060701                            911.96
     85037                          7.4835                             20360601                                                                      358                                               144,000.00      20060701                          958.80
     46617                          8.9585                             20360601                                                                      358                                                  51,000.00    20060701                          427.53
     30083                          9.4835                             20360601                                                                      358                                               160,075.00      20060701                         1,358.01
     30080                          9.1285                             20360601                                                                      358                                                 98,989.00     20060701                           842.12
     30127                          8.1935                             20360601                                                                      358                                                117,600.00     20060701                          880.05
     77346                          8.1935                             20360601                                                                      358                                              228,800.00       20060701                         1,712.22
     77346                          12.2685                            20210601                                                                      178                                                 57,200.00     20060701                          622.70
     35215                          9.9085                             20360601                                                                      358                                                 66,025.00     20060701                          582.24
     30755                          9.6135                             20360601                                                                      358                                                 85,600.00     20060701                          758.80
     31721                          8.9685                             20360601                                                                      358                                               120,000.00      20060701                        1,006.84
     17103                          9.6065                             20360601                                                                      358                                                 63,750.00     20060701                          564.78
     23451                          8.1935                             20360601                                                                      358                                              250,000.00       20060701                        1,870.86
     32137                          8.4435                             20360601                                                                      358                                               177,600.00      20060701                        1,422.62
     32164                          10.4435                            20210601                                                                      178                                                 44,400.00     20060701                            421.15
     21758                          8.6185                             20360701                                                                      359                                               200,001.00      20060801                        1,627.27
     18901                          6.9935                             20360701                                                                      359                                              300,000.00       20060801                       2,097.64
     21782                          7.2435                             20360601                                                                      358                                               163,500.00      20060701                         1,106.27
     55356                          11.4835                            20260601                                                                      238                                                 43,000.00     20060701                           473.17
     30518                          7.8685                             20360601                                                                      358                                               128,800.00      20060701                          978.97
     30518                          11.9935                            20210601                                                                      178                                                 32,200.00     20060701                          343.66
     92509                          8.1685                             20360701                                                                      359                                              268,000.00       20060801                       2,094.02
     96044                          8.8935                             20360101                                                                      353                                                 96,000.00     20060201                          800.23
     34953                          9.8935                             20360101                                                                      353                                              323,000.00       20060201                       2,930.49
     48208                          9.0935                             20360101                                                                      353                                                 69,300.00     20060201                          587.78
     44110                          8.1435                             20360201                                                                      354                                                 78,400.00     20060301                             611.19
     78363                          7.4835                             20360201                                                                      354                                                118,480.00     20060301                          822.92
     90262                          7.7435                             20360201                                                                      354                                              382,500.00       20060301                        2,731.59
     33179                          6.5435                             20360201                                                                      354                                               172,000.00      20060301                           1,150.11
     48727                          8.1935                             20360201                                                                      354                                               178,500.00      20060301                        1,397.90
     48205                          8.2435                             20360201                                                                      354                                                 60,000.00     20060301                          472.03
     48204                          8.5935                             20360201                                                                      354                                                 111,350.00    20060301                          903.98
     12832                          8.2435                             20360301                                                                      355                                                 90,000.00     20060401                          708.04
     90221                          7.9435                             20360201                                                                      354                                              432,000.00       20060301                        3,150.55
     33327                          6.4935                             20360201                                                                      354                                              256,500.00       20060301                         1,706.51
     50669                          9.4935                             20360201                                                                      354                                                 94,400.00     20060301                          828.43
     48228                          9.4435                             20360201                                                                      354                                                 94,500.00     20060301                          825.82
     33176                          7.9435                             20360201                                                                      354                                              608,000.00       20060301                         4,434.11
     87144                          8.2435                             20360201                                                                      354                                              337,500.00       20060301                       2,538.58
     48234                          9.4435                             20360201                                                                      354                                                 65,450.00     20060301                           571.96
     49017                          7.9935                             20360401                                                                      356                                               139,500.00      20060501                        1,072.64
     30310                          8.0435                             20360201                                                                      354                                                131,200.00     20060301                         1,013.47
     11713                          7.4835                             20360201                                                                      354                                               215,000.00      20060301                         1,576.10
     33603                          8.4435                             20360201                                                                      354                                              296,000.00       20060301                        2,271.85
     48205                          8.1935                             20360301                                                                      355                                                 69,350.00     20060401                            543.11
     48234                          8.0685                             20360201                                                                      354                                                 92,000.00     20060301                           712.30
     48235                          7.4935                             20360301                                                                      355                                                 88,000.00     20060401                          645.72
     48154                          7.7435                             20360401                                                                      356                                               168,300.00      20060501                        1,264.39
     48342                          6.6935                             20360301                                                                      355                                                 95,000.00     20060401                          644.85
     94534                          8.3435                             20360301                                                                      355                                               571,870.00      20060401                       4,345.27
     33134                          7.4835                             20360301                                                                      355                                              480,000.00       20060401                       3,333.90
     85255                          8.0935                             20360301                                                                      355                                              525,000.00       20060401                       4,074.07
     62521                          7.4935                             20360301                                                                      355                                                 74,000.00     20060401                          542.99
     96782                          6.3935                             20360301                                                                      355                                              260,000.00       20060401                         1,712.37
     60649                          8.9935                             20360401                                                                      356                                              406,000.00       20060501                        3,413.87
     20746                          6.9935                             20360301                                                                      355                                              228,000.00       20060401                         1,594.21
     98247                          7.5935                             20360301                                                                      355                                                311,250.00     20060401                       2,305.58
     60707                          9.7135                             20360301                                                                      355                                               321,300.00      20060401                       2,872.02
     44113                          7.9435                             20360301                                                                      355                                                 72,000.00     20060401                           551.07
     98270                          7.9935                             20360301                                                                      355                                              238,500.00       20060401                        1,748.43
     48316                          8.4435                             20360301                                                                      355                                              633,600.00       20060401                       5,075.32
     34491                          8.6435                             20360401                                                                      356                                               153,000.00      20060501                        1,247.63
     48348                          6.9935                             20360401                                                                      356                                              576,000.00       20060501                       3,790.49
     11369                          7.0435                             20360401                                                                      356                                              450,000.00       20060501                         3,161.89
     95822                          7.1185                             20360301                                                                      355                                              320,000.00       20060401                       2,033.34
     60411                          7.4835                             20360301                                                                      355                                               139,500.00      20060401                        1,022.63
     63112                          9.0935                             20360401                                                                      356                                                 76,000.00     20060501                           644.61
     15358                          8.0835                             20360301                                                                      355                                                 96,050.00     20060401                          744.68
     49017                          8.2935                             20360401                                                                      356                                               165,000.00      20060501                        1,303.96
     34953                          8.3135                             20360301                                                                      355                                              229,500.00       20060401                        1,738.54
     48154                          8.3265                             20360401                                                                      356                                               316,200.00      20060501                       2,506.32
     20745                          6.7935                             20360301                                                                      355                                                 111,000.00    20060401                          760.99
     95823                          8.7435                             20360301                                                                      355                                               278,100.00      20060401                        2,198.83
     45405                          10.1085                            20360301                                                                      355                                                 63,750.00     20060401                          588.64
     48209                          8.0435                             20360401                                                                      356                                                 99,750.00     20060501                          770.53
     64840                          7.4835                             20360301                                                                      355                                                 93,500.00     20060401                          685.42
     48091                          10.2935                            20360401                                                                      356                                               153,000.00      20060501                        1,433.99
     27707                          7.9935                             20360401                                                                      356                                               108,000.00      20060501                           791.75
     98056                          6.7435                             20360301                                                                      355                                               281,250.00      20060401                         1,918.63
     48212                          7.9435                             20360401                                                                      356                                               100,000.00      20060501                          765.38
     44103                          6.9935                             20360501                                                                      357                                                 84,550.00     20060601                            591.19
     48327                          8.9435                             20360401                                                                      356                                               251,000.00      20060501                         2,101.40
     92201                          7.7435                             20360301                                                                      355                                               315,000.00      20060401                       2,249.54
     48219                          7.9435                             20360401                                                                      356                                               147,250.00      20060501                         1,127.02
     89015                          7.1135                             20360401                                                                      356                                              228,000.00       20060501                         1,612.99
     55792                          8.4935                             20360401                                                                      356                                               100,000.00      20060501                          804.63
     60634                          8.3635                             20360401                                                                      356                                              306,000.00       20060501                       2,329.79
     92707                          5.9435                             20360401                                                                      356                                               512,000.00      20060501                       2,979.33
     44135                          7.9935                             20360401                                                                      356                                               193,500.00      20060501                        1,487.85
     44843                          7.4935                             20360401                                                                      356                                                117,300.00     20060501                           860.71
     17866                          9.4435                             20360501                                                                      357                                                  71,250.00    20060601                          622.64
     33991                          7.4835                             20360601                                                                      358                                              207,920.00       20060701                         1,444.14
     60804                          8.6435                             20360501                                                                      357                                               184,300.00      20060601                        1,442.94
     21740                          7.4925                             20360601                                                                      358                                                110,400.00     20060701                           810.00
     48208                          9.4835                             20360401                                                                      356                                               148,000.00      20060501                        1,297.72
     93638                          6.7435                             20360401                                                                      356                                               152,000.00      20060501                         1,036.91
     32810                          8.8935                             20360401                                                                      356                                               162,000.00      20060501                        1,350.38
     98038                          7.7435                             20360501                                                                      357                                              304,000.00       20060601                        2,170.99
     91913                          6.7935                             20360401                                                                      356                                              665,000.00       20060501                        4,278.21
     48910                          7.7435                             20360401                                                                      356                                                112,500.00     20060501                           845.18
     87532                          8.9935                             20360601                                                                      358                                               166,500.00      20060701                        1,400.03
     77019                          6.4935                             20360401                                                                      356                                                101,600.00     20060501                          675.95
     60107                          8.9935                             20360501                                                                      357                                               193,500.00      20060601                        1,627.06
     29045                          9.1935                             20360501                                                                      357                                               139,950.00      20060601                         1,197.26
     12566                          7.9935                             20360401                                                                      356                                              365,500.00       20060501                        2,810.38
     30066                          7.1685                             20360401                                                                      356                                               231,300.00      20060501                        1,645.09
     33179                          7.4835                             20360401                                                                      356                                               175,500.00      20060501                        1,286.54
     48223                          7.2935                             20360501                                                                      357                                                  84,149.00    20060601                          605.77
     33056                          7.7435                             20360401                                                                      356                                              265,500.00       20060501                        1,825.32
     48616                          7.7935                             20360601                                                                      358                                                 85,500.00     20060701                          645.35
     48227                          8.7935                             20360501                                                                      357                                                121,500.00     20060601                        1,003.96
     20743                          7.4835                             20360401                                                                      356                                              220,000.00       20060501                         1,612.75
     18301                          7.3435                             20360501                                                                      357                                               213,750.00      20060601                        1,462.23
     98034                          6.9935                             20360601                                                                      358                                              440,000.00       20060701                       3,076.55
     94801                          8.7335                             20360401                                                                      356                                              427,500.00       20060501                       3,376.77
     11763                          8.6435                             20360401                                                                      356                                              458,850.00       20060501                        3,741.65
     89148                          7.1435                             20360401                                                                      356                                              468,000.00       20060501                         3,131.78
     33801                          7.6335                             20360401                                                                      356                                                  98,100.00    20060501                          692.43
     43701                          6.7935                             20360401                                                                      356                                               108,000.00      20060501                          740.42
     65737                          7.7435                             20360501                                                                      357                                                137,610.00     20060601                        1,033.82
     84062                          7.4835                             20360501                                                                      357                                               212,000.00      20060601                        1,472.48
     85365                          7.2435                             20360501                                                                      357                                              283,575.00       20060601                        2,031.57
     60623                          6.9935                             20360401                                                                      356                                              232,000.00       20060501                        1,526.73
     85364                          7.2435                             20360501                                                                      357                                               164,700.00      20060601                         1,179.94
     49093                          6.9935                             20360501                                                                      357                                               140,000.00      20060601                           978.91
     33322                          7.3435                             20360501                                                                      357                                               313,500.00      20060601                        2,144.60
     11040                          6.0835                             20360601                                                                      358                                              470,000.00       20060701                       2,998.60
     53142                          7.4835                             20360401                                                                      356                                               198,900.00      20060501                        1,458.08
     48091                          6.7435                             20360401                                                                      356                                                 72,000.00     20060501                            491.17
     96021                          8.6185                             20360501                                                                      357                                              223,250.00       20060601                         1,816.44
     6412                           7.4935                             20360501                                                                      357                                              283,500.00       20060601                          1,971.21
     60061                          9.2935                             20360501                                                                      357                                              242,000.00       20060601                        2,017.00
     64138                          8.5935                             20360501                                                                      357                                                 85,500.00     20060601                            666.11
     11717                          7.2435                             20360601                                                                      358                                              340,000.00       20060701                        2,435.81
     33068                          7.6435                             20360501                                                                      357                                                314,910.00     20060601                       2,343.72
     92551                          8.9185                             20360501                                                                      357                                              402,300.00       20060601                       3,235.43
     60646                          8.8435                             20360501                                                                      357                                              485,000.00       20060601                       3,872.29
     48458                          10.0435                            20360601                                                                      358                                                  81,000.00    20060701                          743.97
     11520                          7.4835                             20360501                                                                      357                                              370,000.00       20060601                       2,569.88
     30354                          7.4835                             20360501                                                                      357                                                131,000.00     20060601                          960.32
     55912                          6.9935                             20360501                                                                      357                                               183,600.00      20060601                        1,208.22
     10302                          8.2835                             20360501                                                                      357                                               318,250.00      20060601                       2,403.54
     24501                          8.9835                             20360501                                                                      357                                                 83,600.00     20060601                          676.57
     48423                          7.0835                             20360501                                                                      357                                                118,800.00     20060601                           789.71
     92703                          8.9935                             20360501                                                                      357                                              522,000.00       20060601                       4,228.53
     20879                          8.7435                             20360501                                                                      357                                              275,500.00       20060601                       2,266.48
     80249                          7.6435                             20360601                                                                      358                                              207,000.00       20060701                        1,462.65
     44111                          7.6435                             20360501                                                                      357                                               108,000.00      20060601                          803.79
     60628                          7.7435                             20360501                                                                      357                                                171,000.00     20060601                        1,284.67
     48051                          9.8435                             20360501                                                                      357                                               139,750.00      20060601                         1,225.21
     93215                          7.5435                             20360501                                                                      357                                              247,500.00       20060601                         1,730.19
     93611                          7.1435                             20360501                                                                      357                                              430,000.00       20060601                       2,877.49
     19114                          6.9935                             20360601                                                                      358                                              222,000.00       20060701                        1,552.26
     22172                          7.3435                             20360501                                                                      357                                              249,300.00       20060601                        1,705.42
     92345                          7.8585                             20360601                                                                      358                                              337,500.00       20060701                       2,562.87
     48213                          9.6685                             20360601                                                                      358                                                 55,800.00     20060701                          496.92
     60177                          8.4435                             20360501                                                                      357                                               214,600.00      20060601                          1,719.01
     8882                           8.8685                             20360501                                                                      357                                              327,750.00       20060601                        2,623.15
     44105                          8.5935                             20360501                                                                      357                                                 78,300.00     20060601                          635.67
     48235                          9.2935                             20360601                                                                      358                                                  81,000.00    20060701                          698.90
     91342                          7.0435                             20360601                                                                      358                                               512,000.00      20060701                       3,388.26
     95356                          7.1935                             20360501                                                                      357                                              648,000.00       20060601                        4,158.00
     10705                          6.9935                             20360501                                                                      357                                               319,500.00      20060601                        2,102.54
     48205                          9.9435                             20360501                                                                      357                                               106,200.00      20060601                          967.49
     17552                          8.2435                             20360501                                                                      357                                               166,500.00      20060601                        1,252.37
     92201                          6.8935                             20360501                                                                      357                                              297,000.00       20060601                        1,932.56
     92105                          8.1935                             20360501                                                                      357                                              283,500.00       20060601                         2,121.57
     48228                          9.7935                             20360501                                                                      357                                                 72,000.00     20060601                          647.88
     48188                          7.4925                             20360501                                                                      357                                              230,500.00       20060601                        1,602.53
     91748                          7.2435                             20360601                                                                      358                                              520,000.00       20060701                        3,518.43
     7206                           8.8685                             20360501                                                                      357                                               310,500.00      20060601                       2,582.59
     80504                          7.6435                             20360501                                                                      357                                              585,000.00       20060601                        4,133.57
     32068                          8.4935                             20360501                                                                      357                                               166,500.00      20060601                        1,284.32
     33147                          6.9935                             20360601                                                                      358                                               185,000.00      20060701                        1,293.55
     22407                          6.9935                             20360501                                                                      357                                              370,500.00       20060601                        2,438.16
     33467                          6.9935                             20360601                                                                      358                                              287,850.00       20060701                        1,894.26
     23608                          6.9935                             20360601                                                                      358                                               108,000.00      20060701                           755.16
     1453                           6.3835                             20360601                                                                      358                                              242,250.00       20060701                        1,593.84
     60435                          7.6935                             20360501                                                                      357                                              207,000.00       20060601                        1,547.86
     48219                          8.2435                             20360501                                                                      357                                                 45,000.00     20060601                          354.02
     8045                           9.9935                             20360601                                                                      358                                               133,000.00      20060701                          1,181.80
     33615                          8.7935                             20360501                                                                      357                                              580,500.00       20060601                       4,796.68
     32505                          7.2435                             20360501                                                                      357                                                 70,000.00     20060601                           501.49
     48219                          7.2435                             20360601                                                                      358                                               103,500.00      20060701                           741.49
     33193                          8.2435                             20360501                                                                      357                                              288,000.00       20060601                       2,265.70
     20601                          7.4835                             20360601                                                                      358                                              387,000.00       20060701                       2,687.96
     85042                          6.4935                             20360601                                                                      358                                               145,500.00      20060701                          968.02
     39212                          8.9435                             20360601                                                                      358                                                 66,500.00     20060701                          556.75
     95838                          7.9935                             20360501                                                                      357                                              268,200.00       20060601                         1,966.16
     37412                          9.4835                             20360501                                                                      357                                                 82,800.00     20060601                          702.45
     48910                          10.0435                            20360501                                                                      357                                                 69,900.00     20060601                          642.02
     44121                          8.1935                             20360501                                                                      357                                                 93,600.00     20060601                          733.02
     33971                          8.5435                             20360501                                                                      357                                               269,100.00      20060601                        2,086.10
     15688                          7.4835                             20360601                                                                      358                                                 87,300.00     20060701                          639.97
     7055                           8.2935                             20360501                                                                      357                                              389,500.00       20060601                       2,944.62
     91745                          8.4835                             20360501                                                                      357                                              432,250.00       20060601                       3,330.89
     60620                          8.9935                             20360601                                                                      358                                               123,400.00      20060701                        1,037.62
     49014                          7.2435                             20360601                                                                      358                                                 98,999.00     20060701                          709.25
     60442                          7.3685                             20360601                                                                      358                                              570,000.00       20060701                        3,909.91
     49868                          7.2435                             20210601                                                                      178                                               100,000.00      20060701                           941.28
     48044                          7.2935                             20360501                                                                      357                                               154,800.00      20060601                          1,114.36
     20748                          7.1185                             20360601                                                                      358                                              288,800.00       20060701                         2,044.11
     60609                          6.7935                             20360601                                                                      358                                               136,000.00      20060701                          932.38
     20747                          7.7435                             20360501                                                                      357                                              240,700.00       20060601                         1,718.94
     92404                          7.9935                             20360501                                                                      357                                               312,300.00      20060601                        2,401.32
     53223                          9.1435                             20360601                                                                      358                                               133,950.00      20060701                          1,141.02
     21216                          7.4835                             20360501                                                                      357                                                  81,000.00    20060601                          593.79
     60652                          6.7435                             20360501                                                                      357                                               197,500.00      20060601                        1,347.30
     21046                          6.9935                             20360601                                                                      358                                              350,000.00       20060701                       2,447.26
     21113                          7.4925                             20360501                                                                      357                                               261,250.00      20060601                         1,916.78
     20706                          7.1435                             20360501                                                                      357                                               301,500.00      20060601                         2,139.19
     23235                          7.9935                             20360501                                                                      357                                               184,775.00      20060601                        1,354.58
     61109                          8.8435                             20360501                                                                      357                                               142,500.00      20060601                         1,182.66
     60624                          8.4935                             20360501                                                                      357                                               108,000.00      20060601                          869.00
     49534                          7.7935                             20360601                                                                      358                                                131,400.00     20060701                          943.35
     33035                          7.4935                             20360601                                                                      358                                               194,400.00      20060701                         1,351.69
     34654                          7.9435                             20360601                                                                      358                                                  91,000.00    20060701                          696.49
     6076                           6.9835                             20360501                                                                      357                                              207,000.00       20060601                        1,445.96
     87114                          7.9935                             20360601                                                                      358                                                171,900.00     20060701                         1,321.77
     23060                          7.1435                             20360501                                                                      357                                               192,000.00      20060601                        1,284.84
     30260                          8.9435                             20360601                                                                      358                                               133,000.00      20060701                        1,072.22
     21136                          7.0485                             20360501                                                                      357                                              350,000.00       20060601                       2,460.45
     81212                          7.4835                             20360601                                                                      358                                                117,000.00     20060701                          857.69
     22579                          7.9935                             20360601                                                                      358                                                  73,100.00    20060701                          535.90
     89128                          7.4835                             20360601                                                                      358                                              295,200.00       20060701                       2,050.35
     30084                          8.3935                             20360601                                                                      358                                                114,300.00     20060701                            911.48
     85388                          8.4835                             20360601                                                                      358                                              289,750.00       20060701                        2,329.31
     93312                          8.4835                             20360601                                                                      358                                              369,000.00       20060701                       2,843.49
     6010                           7.2785                             20360601                                                                      358                                               185,250.00      20060701                        1,258.28
     91741                          6.9935                             20360501                                                                      357                                              468,000.00       20060601                       3,079.78
     44112                          10.0535                            20360601                                                                      358                                                  92,150.00    20060701                          847.07
     48234                          10.6435                            20360501                                                                      357                                                 58,500.00     20060601                          563.75
     48227                          10.3935                            20360501                                                                      357                                                 49,500.00     20060601                          467.67
     18055                          7.2435                             20360601                                                                      358                                              204,000.00       20060701                         1,461.49
     33584                          8.5935                             20360501                                                                      357                                               135,000.00      20060601                         1,051.75
     34223                          9.0835                             20360601                                                                      358                                              227,582.00       20060701                        1,928.60
     48239                          7.6435                             20360501                                                                      357                                                  81,000.00    20060601                          602.85
     75217                          8.8435                             20360601                                                                      358                                                 74,700.00     20060701                           619.96
     88101                          7.7435                             20360601                                                                      358                                               180,000.00      20060701                        1,352.28
     48126                          9.4335                             20360601                                                                      358                                               180,000.00      20060701                         1,519.99
     34983                          7.7435                             20360501                                                                      357                                              268,830.00       20060601                         1,919.82
     95601                          6.9935                             20360501                                                                      357                                              247,500.00       20060601                        1,730.56
     95815                          9.1335                             20360601                                                                      358                                              238,500.00       20060701                         1,958.01
     48085                          6.7435                             20360601                                                                      358                                              205,000.00       20060701                        1,398.47
     97236                          8.9685                             20360501                                                                      357                                               251,750.00      20060601                       2,034.44
     10567                          8.3685                             20360601                                                                      358                                              254,400.00       20060701                        2,024.13
     48235                          9.0435                             20360601                                                                      358                                                 85,500.00     20060701                          722.06
     77088                          10.0435                            20360601                                                                      358                                                 79,650.00     20060701                            710.91
     30030                          7.0435                             20360601                                                                      358                                               261,000.00      20060701                         1,642.13
     48224                          9.6935                             20360601                                                                      358                                               104,400.00      20060701                           931.66
     60409                          7.9935                             20360601                                                                      358                                                171,950.00     20060701                         1,322.15
     87124                          9.2435                             20360601                                                                      358                                                117,999.00     20060701                         1,013.80
     92404                          7.0185                             20360501                                                                      357                                               315,000.00      20060601                       2,078.75
     7728                           7.1185                             20360501                                                                      357                                              252,000.00       20060601                         1,681.67
     93662                          8.4835                             20360601                                                                      358                                              228,950.00       20060701                        1,764.27
     90606                          8.1435                             20360501                                                                      357                                              450,000.00       20060601                       3,350.37
     92308                          8.1435                             20360601                                                                      358                                               212,000.00      20060701                        1,652.69
     20744                          7.9935                             20360601                                                                      358                                              342,000.00       20060701                        2,507.19
     95326                          7.3685                             20360601                                                                      358                                              306,000.00       20060701                        2,218.72
     11554                          6.9935                             20360601                                                                      358                                              440,000.00       20060701                       3,076.55
     95823                          7.2435                             20360601                                                                      358                                              360,000.00       20060701                       2,435.84
     95932                          6.9935                             20360501                                                                      357                                              357,300.00       20060601                        2,351.29
     37330                          7.4925                             20360601                                                                      358                                                113,050.00     20060701                          829.45
     90240                          8.0185                             20360501                                                                      357                                               612,750.00      20060601                       4,503.70
     43119                          6.4835                             20360601                                                                      358                                                171,000.00     20060701                         1,136.52
     33125                          6.4835                             20360601                                                                      358                                              360,000.00       20060701                       2,392.68
     11714                          7.7435                             20360501                                                                      357                                               513,000.00      20060601                       3,663.54
     48872                          7.5435                             20360601                                                                      358                                               125,600.00      20060701                          925.99
     48141                          9.3935                             20360601                                                                      358                                                 89,780.00     20060701                           781.26
     49230                          7.2835                             20360601                                                                      358                                               261,000.00      20060701                        1,694.33
     21009                          6.8435                             20360601                                                                      358                                              226,000.00       20060701                        1,557.08
     33167                          10.4835                            20360601                                                                      358                                              255,000.00       20060701                       2,426.50
     92832                          8.2935                             20360601                                                                      358                                              570,950.00       20060701                        4,316.39
     11727                          6.9935                             20360601                                                                      358                                              368,880.00       20060701                       2,579.27
     32807                          6.9935                             20360501                                                                      357                                                211,500.00     20060601                        1,478.84
     33525                          7.2435                             20360601                                                                      358                                                  71,250.00    20060701                           510.45
     2905                           9.4835                             20360601                                                                      358                                              225,000.00       20060701                        1,972.88
     53209                          9.2435                             20360601                                                                      358                                                117,800.00     20060701                         1,012.09
     60505                          9.3935                             20360601                                                                      358                                               166,500.00      20060701                        1,448.87
     77075                          8.7935                             20360601                                                                      358                                                116,755.00     20060701                          964.75
     21213                          7.4925                             20360601                                                                      358                                               175,000.00      20060701                        1,283.97
     20785                          6.2435                             20360601                                                                      358                                               195,000.00      20060701                        1,264.77
     70058                          8.2935                             20360601                                                                      358                                               108,000.00      20060701                          853.50
     11003                          8.7435                             20360601                                                                      358                                              446,500.00       20060701                       3,673.25
     48203                          10.1935                            20360501                                                                      357                                                 59,400.00     20060601                          552.26
     6468                           9.1685                             20360601                                                                      358                                              703,000.00       20060701                        5,790.61
     29414                          9.3935                             20360601                                                                      358                                               128,250.00      20060701                          1,116.02
     60646                          8.2735                             20360501                                                                      357                                              522,000.00       20060601                         4,117.77
     82935                          8.6835                             20360601                                                                      358                                              223,250.00       20060701                        1,754.79
     64056                          8.7935                             20360501                                                                      357                                               152,550.00      20060601                        1,260.53
     33566                          7.9935                             20360601                                                                      358                                               179,920.00      20060701                        1,383.43
     49331                          6.9935                             20360601                                                                      358                                               138,500.00      20060701                            911.43
     91745                          7.0935                             20360601                                                                      358                                              423,920.00       20060701                       2,993.20
     48125                          9.2435                             20360601                                                                      358                                               136,800.00      20060701                         1,175.33
     92530                          6.7435                             20360601                                                                      358                                              440,792.00       20060701                       3,006.98
     48446                          9.4835                             20360601                                                                      358                                               182,950.00      20060701                        1,552.08
     20155                          6.4835                             20360601                                                                      358                                              378,000.00       20060701                       2,346.27
     21713                          7.8435                             20360601                                                                      358                                              526,500.00       20060701                       3,799.79
     92324                          7.2435                             20360501                                                                      357                                              383,400.00       20060601                        2,594.17
     60419                          9.0935                             20360601                                                                      358                                               126,000.00      20060701                        1,068.69
     48197                          9.0435                             20360501                                                                      357                                              207,000.00       20060601                         1,748.13
     75092                          8.4185                             20360601                                                                      358                                               128,000.00      20060701                        1,023.02
     18704                          7.1925                             20360601                                                                      358                                                  93,100.00    20060701                           663.71
     48215                          9.7935                             20360601                                                                      358                                                  57,150.00    20060701                           514.25
     48209                          9.0435                             20360601                                                                      358                                                 54,000.00     20060701                          456.04
     48206                          9.9935                             20360601                                                                      358                                                 50,000.00     20060701                          457.37
     60639                          8.0935                             20360601                                                                      358                                               319,500.00      20060701                       2,479.36
     44035                          8.4835                             20360601                                                                      358                                                  81,000.00    20060701                            651.17
     60651                          7.1935                             20360601                                                                      358                                              204,250.00       20060701                        1,456.23
     11207                          7.9935                             20360601                                                                      358                                               494,100.00      20060701                        3,799.21
     6705                           8.0435                             20360601                                                                      358                                              202,500.00       20060701                        1,564.24
     48838                          6.7435                             20360601                                                                      358                                               142,000.00      20060701                          968.70
     48229                          8.9935                             20360601                                                                      358                                                  73,150.00    20060701                           615.09
     49519                          9.1935                             20360601                                                                      358                                               126,000.00      20060701                        1,040.33
     16441                          8.2685                             20360601                                                                      358                                               150,000.00      20060701                         1,182.73
     50315                          8.2435                             20360601                                                                      358                                               134,000.00      20060701                         1,054.18
     33619                          7.4335                             20360601                                                                      358                                                114,750.00     20060701                           837.21
     48083                          9.5935                             20360601                                                                      358                                               146,700.00      20060701                        1,257.23
     20748                          7.4835                             20360601                                                                      358                                              204,000.00       20060701                        1,495.46
     21702                          6.3685                             20360601                                                                      358                                              207,920.00       20060701                        1,365.89
     93277                          7.8035                             20360601                                                                      358                                              244,000.00       20060701                        1,843.40
     48212                          7.6435                             20360601                                                                      358                                                  81,900.00    20060701                          609.54
     24521                          7.7435                             20360601                                                                      358                                                 69,300.00     20060701                          520.63
     39180                          9.0835                             20360601                                                                      358                                                 76,000.00     20060701                          644.05
     47523                          8.2435                             20360601                                                                      358                                                 73,800.00     20060701                          580.59
     46516                          10.9185                            20360601                                                                      358                                                 65,250.00     20060701                          642.44
     89113                          7.2435                             20360601                                                                      358                                               251,200.00      20060701                        1,699.67
     48076                          7.6135                             20360601                                                                      358                                               241,200.00      20060701                        1,698.85
     48224                          8.7685                             20360601                                                                      358                                               145,350.00      20060701                         1,198.40
     85374                          7.6535                             20360601                                                                      358                                              236,000.00       20060701                        1,758.08
     48146                          6.8935                             20360601                                                                      358                                                  81,000.00    20060701                          560.83
     89139                          6.3935                             20360601                                                                      358                                              382,400.00       20060701                       2,348.63
     20695                          7.4835                             20360601                                                                      358                                              325,000.00       20060701                       2,382.47
     20164                          6.2685                             20360601                                                                      358                                              220,000.00       20060701                         1,331.35
     93705                          6.1185                             20360601                                                                      358                                               168,000.00      20060701                        1,075.73
     44102                          7.9685                             20360601                                                                      358                                                 72,000.00     20060701                          552.35
     21009                          7.2435                             20360601                                                                      358                                              399,000.00       20060701                       2,699.72
     44133                          8.5935                             20360601                                                                      358                                               164,000.00      20060701                         1,331.40
     55113                          6.6935                             20360601                                                                      358                                               216,000.00      20060701                         1,466.19
     93535                          6.9935                             20360601                                                                      358                                              243,000.00       20060701                         1,599.12
     92807                          7.1685                             20360601                                                                      358                                              365,750.00       20060701                       2,454.33
     96142                          6.8435                             20360601                                                                      358                                              672,000.00       20060701                       4,347.93
     33511                          8.3935                             20360601                                                                      358                                               189,000.00      20060701                         1,507.16
     49505                          8.2435                             20360601                                                                      358                                               133,000.00      20060701                        1,046.32
     48228                          9.1935                             20360601                                                                      358                                               102,600.00      20060701                           847.12
     2360                           7.8935                             20360601                                                                      358                                              572,850.00       20060701                        4,364.19
     20602                          6.3935                             20360601                                                                      358                                                180,001.00     20060701                         1,185.49
     48225                          9.6935                             20360601                                                                      358                                               108,000.00      20060701                          963.78
     49601                          8.0435                             20360601                                                                      358                                                 83,700.00     20060701                          646.55
     92555                          6.4435                             20360601                                                                      358                                              343,920.00       20060701                        2,124.75
     43614                          6.9935                             20360601                                                                      358                                               130,000.00      20060701                          855.50
     18328                          7.1935                             20360601                                                                      358                                               136,800.00      20060701                          975.33
     32966                          8.3935                             20360601                                                                      358                                               166,500.00      20060701                        1,327.74
     23323                          8.8435                             20360601                                                                      358                                              262,200.00       20060701                        2,176.09
     90001                          7.4935                             20360601                                                                      358                                              268,000.00       20060701                        1,863.44
     48221                          8.0435                             20360601                                                                      358                                                112,800.00     20060701                           831.23
     2863                           6.6935                             20360601                                                                      358                                              205,600.00       20060701                        1,307.64
     11743                          6.8685                             20360601                                                                      358                                              520,000.00       20060701                        3,195.84
     11206                          8.7435                             20360601                                                                      358                                              555,750.00       20060701                        4,394.10
     2151                           7.2935                             20360601                                                                      358                                              448,000.00       20060701                       3,225.02
     96707                          6.3935                             20360601                                                                      358                                              445,000.00       20060701                         2,733.11
     20708                          7.1925                             20360601                                                                      358                                                171,500.00     20060701                         1,222.61
     34286                          6.7935                             20360601                                                                      358                                              246,500.00       20060701                        1,689.94
     87120                          8.3435                             20360601                                                                      358                                               146,200.00      20060701                         1,160.62
     60619                          7.9935                             20360601                                                                      358                                              329,650.00       20060701                        2,416.65
     29150                          7.7485                             20360601                                                                      358                                                 98,000.00     20060701                          736.59
     48224                          9.1935                             20360601                                                                      358                                               135,000.00      20060701                          1,154.91
     11751                          6.6435                             20360601                                                                      358                                              440,000.00       20060701                       2,782.37
     6483                           8.4435                             20360601                                                                      358                                              304,000.00       20060701                        2,435.13
     20602                          7.1185                             20360601                                                                      358                                               316,800.00      20060701                       2,242.30
     29649                          8.2435                             20360601                                                                      358                                                112,000.00     20060701                             881.11
     48228                          9.4435                             20360601                                                                      358                                                 93,600.00     20060701                           817.96
     85242                          8.1435                             20360601                                                                      358                                                193,188.00     20060701                        1,392.57
     60629                          8.3435                             20360601                                                                      358                                               261,000.00      20060701                        2,071.96
     61336                          7.9935                             20360601                                                                      358                                                 77,000.00     20060701                          592.07
     80915                          7.8435                             20360601                                                                      358                                               160,000.00      20060701                         1,213.30
     20772                          6.4835                             20360601                                                                      358                                              685,000.00       20060701                        3,990.13
     49017                          7.7435                             20360601                                                                      358                                                 89,250.00     20060701                          637.37
     21613                          7.4925                             20360601                                                                      358                                               123,300.00      20060701                          904.65
     32907                          7.9835                             20360601                                                                      358                                               180,000.00      20060701                        1,382.77
     48223                          10.4935                            20360601                                                                      358                                                 83,000.00     20060701                          790.43
     21830                          7.9935                             20360601                                                                      358                                               103,000.00      20060701                           791.99
     33713                          7.4835                             20360601                                                                      358                                              209,000.00       20060701                         1,532.12
     48382                          9.1435                             20360601                                                                      358                                              688,750.00       20060701                       5,659.80
     21742                          7.4835                             20360601                                                                      358                                               175,000.00      20060701                         1,215.49
     92394                          9.0435                             20360601                                                                      358                                              206,400.00       20060701                        1,680.00
     7111                           8.4435                             20360601                                                                      358                                              220,000.00       20060701                        1,688.54
     60651                          7.0435                             20360601                                                                      358                                                116,000.00     20060701                           815.07
     60013                          7.9935                             20360601                                                                      358                                              374,000.00       20060701                        2,741.78
     81623                          6.4925                             20360601                                                                      358                                               412,000.00      20060701                       2,560.00
     48223                          7.9935                             20360601                                                                      358                                                174,150.00     20060701                        1,276.69
     48089                          9.6935                             20360601                                                                      358                                                  81,500.00    20060701                          727.30
     60004                          7.9835                             20360601                                                                      358                                               169,000.00      20060701                        1,298.27
     65616                          7.4835                             20360601                                                                      358                                              200,000.00       20060701                         1,389.13
     33168                          8.4935                             20360601                                                                      358                                               150,000.00      20060701                        1,206.94
     90603                          7.4935                             20360601                                                                      358                                              636,500.00       20060701                       4,425.66
     48213                          8.7435                             20360601                                                                      358                                                 72,000.00     20060701                          592.33
     72118                          8.0435                             20360601                                                                      358                                                 83,250.00     20060701                           613.47
     48708                          6.7435                             20360601                                                                      358                                                 95,000.00     20060701                          607.69
     48895                          7.4435                             20360601                                                                      358                                              239,920.00       20060701                         1,752.10
     85629                          8.4835                             20360601                                                                      358                                              200,600.00       20060701                         1,612.63
     48060                          9.1935                             20360601                                                                      358                                                118,800.00     20060701                         1,016.32
     7461                           7.9835                             20360601                                                                      358                                               195,000.00      20060701                        1,498.00
     76109                          7.4435                             20360601                                                                      358                                               100,000.00      20060701                          730.29
     32750                          6.7435                             20360601                                                                      358                                               144,000.00      20060701                          982.34
     48609                          8.5435                             20360601                                                                      358                                                 82,000.00     20060701                          662.75
     92503                          6.5435                             20360601                                                                      358                                              264,000.00       20060701                         1,650.18
     33463                          8.3935                             20360601                                                                      358                                              247,000.00       20060701                        1,969.68
     48044                          6.1435                             20360601                                                                      358                                              208,000.00       20060701                        1,335.29
     89110                          7.6935                             20360601                                                                      358                                               215,920.00      20060701                        1,533.82
     10950                          8.2435                             20360601                                                                      358                                              389,550.00       20060701                       3,064.60
     34638                          5.8435                             20360601                                                                      358                                              205,766.00       20060701                        1,088.85
     55720                          7.7435                             20360601                                                                      358                                               102,000.00      20060701                          766.30
     49201                          9.1935                             20360601                                                                      358                                              575,000.00       20060701                        4,919.04
     32750                          7.7685                             20360601                                                                      358                                                 27,000.00     20060701                          203.32
     45240                          9.4835                             20360601                                                                      358                                                 95,000.00     20060701                          805.95
     96002                          6.9935                             20360601                                                                      358                                               172,000.00      20060701                        1,202.65
     93535                          7.4835                             20360601                                                                      358                                              232,000.00       20060701                          1,611.39
     89031                          6.9935                             20360601                                                                      358                                              208,000.00       20060701                        1,454.37
     96727                          8.7435                             20360601                                                                      358                                              433,200.00       20060701                       3,563.83
     33321                          9.2835                             20360601                                                                      358                                              243,000.00       20060701                       2,094.89
     33410                          7.7935                             20360601                                                                      358                                              243,000.00       20060701                        1,744.55
     33415                          9.6435                             20360601                                                                      358                                               174,000.00      20060701                        1,498.04
     48342                          8.7685                             20360601                                                                      358                                                 80,000.00     20060701                          659.60
     77476                          6.5935                             20360601                                                                      358                                               134,000.00      20060701                          900.53
     60652                          7.7435                             20360601                                                                      358                                               182,700.00      20060701                        1,372.57
     92563                          6.9935                             20360601                                                                      358                                              562,500.00       20060701                        3,701.65
     60440                          9.1935                             20360601                                                                      358                                               169,000.00      20060701                        1,445.77
     11706                          6.4435                             20360601                                                                      358                                              347,680.00       20060701                        2,013.65
     60632                          8.9435                             20360601                                                                      358                                               165,000.00      20060701                         1,381.40
     34715                          6.4435                             20360601                                                                      358                                              200,000.00       20060701                         1,235.61
     49230                          7.7635                             20360601                                                                      358                                               162,900.00      20060701                          1,226.11
     49098                          7.4835                             20360601                                                                      358                                                  81,000.00    20060701                          562.60
     33033                          7.4935                             20360601                                                                      358                                               143,000.00      20060701                        1,049.29
     43145                          9.0735                             20360601                                                                      358                                               100,000.00      20060701                          846.70
     85257                          6.9635                             20360601                                                                      358                                               313,000.00      20060701                       2,052.83
     33328                          6.7435                             20360601                                                                      358                                              268,000.00       20060701                         1,714.33
     48204                          9.5435                             20360601                                                                      358                                                  61,200.00    20060701                          539.34
     60477                          7.8535                             20360601                                                                      358                                              222,500.00       20060701                        1,607.49
     60612                          8.2735                             20360601                                                                      358                                               154,850.00      20060701                         1,221.53
     19146                          8.6935                             20360601                                                                      358                                                114,750.00     20060701                          939.87
     20770                          7.1925                             20360601                                                                      358                                              350,000.00       20060701                       2,354.89
     92504                          8.0435                             20360601                                                                      358                                              365,750.00       20060701                       2,695.22
     90660                          8.4835                             20360601                                                                      358                                              280,500.00       20060701                          2,161.51
     60056                          7.8835                             20360601                                                                      358                                              208,000.00       20060701                         1,583.16
     48602                          11.2435                            20360601                                                                      358                                                 69,000.00     20060701                          696.50
     92407                          6.5935                             20360601                                                                      358                                              295,200.00       20060701                        1,746.60
     60516                          7.4835                             20360601                                                                      358                                               133,200.00      20060701                           925.16
     49221                          9.5435                             20360601                                                                      358                                                 80,000.00     20060701                          705.02
     20743                          7.2635                             20360601                                                                      358                                              207,000.00       20060701                        1,403.69
     60411                          7.8935                             20360601                                                                      358                                                131,700.00     20060701                        1,003.35
     43204                          9.8435                             20360601                                                                      358                                               132,500.00      20060701                         1,197.20
     95971                          6.7435                             20360601                                                                      358                                              304,000.00       20060701                        1,836.67
     8527                           8.7435                             20360601                                                                      358                                               185,000.00      20060701                         1,521.95
     85363                          9.1935                             20360601                                                                      358                                              263,000.00       20060701                         2,171.47
     21771                          7.3835                             20360601                                                                      358                                              276,300.00       20060701                       2,006.25
     20772                          6.4435                             20360601                                                                      358                                               281,000.00      20060701                        1,860.08
     33015                          7.4435                             20360601                                                                      358                                              306,000.00       20060701                       2,234.67
     48239                          6.6935                             20360601                                                                      358                                                110,400.00     20060701                           702.16
     60544                          6.9935                             20360601                                                                      358                                               182,392.00      20060701                        1,200.27
     48765                          9.0435                             20360601                                                                      358                                                 72,250.00     20060701                            610.16
     33068                          8.9435                             20360601                                                                      358                                               216,000.00      20060701                         1,741.34
     34983                          8.2935                             20360601                                                                      358                                              365,490.00       20060701                         2,763.11
     11727                          7.2435                             20360601                                                                      358                                               451,250.00      20060701                       3,232.82
     92551                          7.2935                             20360601                                                                      358                                              360,000.00       20060701                       2,340.00
     60616                          9.5435                             20360601                                                                      358                                               162,000.00      20060701                        1,427.66
     81504                          8.2435                             20360601                                                                      358                                               139,500.00      20060701                        1,049.28
     32952                          6.5685                             20360601                                                                      358                                               133,200.00      20060701                           892.91
     60140                          7.3685                             20360601                                                                      358                                              283,200.00       20060701                         1,942.61
     48224                          9.1935                             20360601                                                                      358                                               144,000.00      20060701                         1,231.90
     60625                          6.9935                             20360601                                                                      358                                               418,950.00      20060701                       2,929.36
     18328                          7.5935                             20360601                                                                      358                                               144,000.00      20060701                        1,066.68
     30062                          7.4835                             20360601                                                                      358                                              202,725.00       20060701                         1,486.12
     96732                          6.7435                             20360601                                                                      358                                              557,600.00       20060701                       3,368.84
     33147                          9.1435                             20360601                                                                      358                                               192,600.00      20060701                         1,640.61
     48174                          7.4435                             20360601                                                                      358                                               108,000.00      20060701                          746.89
     48205                          10.4435                            20360601                                                                      358                                                 66,000.00     20060701                          626.05
     33313                          8.0935                             20360601                                                                      358                                                 78,750.00     20060701                              611.11
     11420                          7.9935                             20360601                                                                      358                                              372,000.00       20060701                       2,860.36
     90280                          6.4935                             20360601                                                                      358                                              468,750.00       20060701                        2,912.96
     48195                          7.4435                             20360601                                                                      358                                               130,000.00      20060701                          899.04
     90002                          8.2935                             20360601                                                                      358                                              438,750.00       20060701                        3,316.95
     32060                          7.1185                             20360601                                                                      358                                               120,000.00      20060701                          849.36
     10541                          6.2435                             20360601                                                                      358                                              520,000.00       20060701                        3,137.46
     33024                          6.0435                             20360601                                                                      358                                              280,000.00       20060701                        1,649.27
     90022                          6.6435                             20360601                                                                      358                                                 98,000.00     20060701                           661.90
     91745                          7.7935                             20360601                                                                      358                                              672,000.00       20060701                       4,824.43
     60559                          7.9435                             20360601                                                                      358                                                321,100.00     20060701                        2,341.77
     33029                          8.6435                             20360601                                                                      358                                              426,600.00       20060701                       3,478.67
     33021                          6.7435                             20360601                                                                      358                                              280,000.00       20060701                          1,910.10
     15201                          10.2435                            20360601                                                                      358                                                 70,000.00     20060701                          653.44
     44128                          8.4935                             20360601                                                                      358                                                  98,910.00    20060701                          795.86
     48116                          7.7935                             20360601                                                                      358                                               127,200.00      20060701                           913.20
     34116                          8.3435                             20360601                                                                      358                                              297,000.00       20060701                       2,357.75
     48201                          6.7935                             20360601                                                                      358                                              208,000.00       20060701                        1,425.99
     37343                          8.4835                             20360601                                                                      358                                                 75,000.00     20060701                          602.93
     33313                          7.4435                             20360601                                                                      358                                                 83,000.00     20060701                           606.14
     48910                          6.5935                             20360601                                                                      358                                                 83,920.00     20060701                          563.97
     60617                          7.7435                             20360601                                                                      358                                               172,000.00      20060701                        1,228.32
     19040                          6.8435                             20360601                                                                      358                                              242,400.00       20060701                        1,670.07
     20720                          6.3435                             20360601                                                                      358                                              326,400.00       20060701                        2,138.77
     33196                          6.4935                             20360601                                                                      358                                              296,000.00       20060701                        1,839.44
     43560                          8.4935                             20360601                                                                      358                                                 99,000.00     20060701                          796.58
     92562                          8.4835                             20360401                                                                      356                                              320,450.00       20060501                       2,469.36
     97502                          7.6935                             20360601                                                                      358                                                117,500.00     20060701                           878.61
     12308                          11.0435                            20360601                                                                      358                                                 60,000.00     20060701                          596.46
     73111                          9.8435                             20360601                                                                      358                                                 52,200.00     20060701                           471.65
     73120                          8.8685                             20210601                                                                      178                                                 50,000.00     20060701                           518.35
     73507                          10.7935                            20360701                                                                      359                                                 79,500.00     20060801                           775.17
     36303                          8.8935                             20360601                                                                      358                                               104,700.00      20060701                          872.75
     36303                          11.5435                            20210601                                                                      178                                                 26,200.00     20060701                           270.51
     48504                          10.9935                            20360701                                                                      359                                                   51,120.00   20060801                          506.24
     33853                          8.3935                             20360701                                                                      359                                                  81,000.00    20060801                          645.92
     85326                          5.5935                             20360701                                                                      359                                               172,000.00      20060801                          958.38
     92223                          8.6435                             20360701                                                                      359                                               217,000.00      20060801                        1,769.50
     48223                          9.6435                             20360701                                                                      359                                               108,000.00      20060801                          959.78
     85635                          8.9185                             20360701                                                                      359                                                 72,000.00     20060801                           601.48
     19403                          10.6935                            20360701                                                                      359                                                 33,800.00     20060801                           327.01
     63023                          9.2935                             20360701                                                                      359                                              252,900.00       20060801                        2,107.85
     97203                          8.4835                             20360301                                                                      355                                              200,000.00       20060401                         1,607.81
     97140                          7.4835                             20360401                                                                      356                                               194,400.00      20060501                        1,425.08
     97140                          11.1185                            20210401                                                                      176                                                 48,600.00     20060501                          485.92
     98274                          7.6185                             20360501                                                                      357                                               186,960.00      20060601                         1,317.52
     98274                          10.7435                            20210501                                                                      177                                                 46,740.00     20060601                          453.97
     97008                          6.8685                             20360501                                                                      357                                               143,200.00      20060601                           929.16
     97008                          11.4935                            20210501                                                                      177                                                 35,800.00     20060601                          368.24
     97754                          9.8685                             20360501                                                                      357                                              232,000.00       20060601                       2,005.83
     48227                          9.2435                             20360401                                                                      356                                                 96,000.00     20060501                          824.79
     48006                          8.3185                             20360501                                                                      357                                              202,400.00       20060601                         1,603.14
     48210                          8.6185                             20360501                                                                      357                                                 78,800.00     20060601                           599.21
     48220                          8.3685                             20360601                                                                      358                                                 88,000.00     20060701                           700.17
     48180                          8.5435                             20360601                                                                      358                                                 97,250.00     20060701                          786.00
     48422                          8.6935                             20360601                                                                      358                                                 88,000.00     20060701                          720.77
     49546                          8.3685                             20360501                                                                      357                                               221,200.00      20060601                        1,635.96
     48210                          11.2435                            20260501                                                                      237                                                  19,700.00    20060601                           213.50
     48006                          11.4935                            20260501                                                                      237                                                 50,600.00     20060601                           557.15
     49546                          11.2435                            20260501                                                                      237                                                  55,175.00    20060601                          597.94
     49509                          8.6185                             20360601                                                                      358                                               120,000.00      20060701                          976.36
     49224                          9.3435                             20360501                                                                      357                                                  81,000.00    20060601                           701.88
     48150                          9.3685                             20360601                                                                      358                                               195,000.00      20060701                        1,693.28
     48455                          9.7935                             20360601                                                                      358                                              240,300.00       20060701                        2,162.27
     48237                          8.2685                             20360601                                                                      358                                               126,000.00      20060701                          993.50
     48076                          8.3185                             20360601                                                                      358                                               109,600.00      20060701                            868.11
     48359                          8.3185                             20360601                                                                      358                                                 98,875.00     20060701                           783.16
     48346                          8.5435                             20360601                                                                      358                                               146,000.00      20060701                          1,180.01
     48359                          11.4935                            20260601                                                                      238                                                 25,700.00     20060701                          282.98
     48076                          11.4935                            20260601                                                                      238                                                 27,400.00     20060701                           301.70
     48239                          9.5935                             20360301                                                                      355                                                  88,125.00    20060401                          779.88
     49249                          8.5185                             20360501                                                                      357                                               130,400.00      20060601                          980.72
     60626                          9.2935                             20360301                                                                      355                                                 99,750.00     20060401                          860.68
     31324                          7.8435                             20360601                                                                      358                                               139,000.00      20060701                        1,054.05
     39352                          9.0185                             20360401                                                                      356                                                191,250.00     20060501                          1,611.63
     34606                          7.9435                             20360301                                                                      355                                               163,200.00      20060401                        1,249.09
     75704                          9.2435                             20360501                                                                      357                                                 82,650.00     20060601                            710.10
     44805                          7.8935                             20360401                                                                      356                                               126,000.00      20060501                          959.92
     77449                          9.2685                             20360501                                                                      357                                                 72,000.00     20060601                           619.92
     59901                          9.2685                             20360601                                                                      358                                               235,125.00      20060701                        2,024.41
     52806                          11.3935                            20360301                                                                      355                                                 73,000.00     20060401                          723.92
     11741                          8.5685                             20360601                                                                      358                                               281,700.00      20060701                        2,281.85
     16342                          7.8685                             20360601                                                                      358                                                116,800.00     20060701                           845.17
     17404                          10.1435                            20360601                                                                      358                                                 84,800.00     20060701                          785.23
     31757                          9.2435                             20360501                                                                      357                                               120,700.00      20060601                        1,037.00
     17320                          8.8935                             20360601                                                                      358                                               195,500.00      20060701                        1,629.63
     33321                          8.0185                             20360501                                                                      357                                               147,475.00      20060601                        1,047.69
     60626                          7.4185                             20360601                                                                      358                                               183,900.00      20060701                          1,214.51
     7112                           8.5685                             20360501                                                                      357                                               188,000.00      20060601                         1,421.75
     67502                          7.3435                             20360501                                                                      357                                                 90,000.00     20060601                           615.68
     31641                          8.8185                             20360501                                                                      357                                               168,575.00      20060601                        1,396.00
     13492                          9.9185                             20360601                                                                      358                                                 69,700.00     20060701                          633.67
     7860                           9.6935                             20360501                                                                      357                                              237,500.00       20060601                         2,119.42
     39574                          7.8685                             20360601                                                                      358                                                 83,000.00     20060701                          630.86
     2332                           8.7685                             20360601                                                                      358                                              245,000.00       20060701                       2,020.00
     19709                          8.6435                             20360501                                                                      357                                                161,000.00     20060601                         1,312.86
     5478                           8.9435                             20360501                                                                      357                                               103,500.00      20060601                          866.52
     33435                          8.5685                             20360501                                                                      357                                              230,400.00       20060601                        1,866.30
     48179                          9.8935                             20360601                                                                      358                                                101,250.00     20060701                           918.62
     33809                          9.2435                             20360501                                                                      357                                              233,750.00       20060601                       2,008.28
     11422                          8.5685                             20360501                                                                      357                                               168,000.00      20060601                        1,360.85
     42301                          8.3185                             20360601                                                                      358                                               142,400.00      20060701                         1,127.90
     31904                          9.2935                             20360501                                                                      357                                               133,000.00      20060601                         1,147.57
     24017                          8.8435                             20360601                                                                      358                                                 97,000.00     20060701                          805.04
     19145                          8.9435                             20360601                                                                      358                                                  81,000.00    20060701                           678.14
     48154                          8.0685                             20360601                                                                      358                                               195,900.00      20060701                        1,399.87
     31075                          9.2685                             20360501                                                                      357                                                 95,500.00     20060601                          822.25
     30047                          9.9935                             20360501                                                                      357                                               125,400.00      20060601                        1,097.25
     1752                           9.1685                             20360601                                                                      358                                               179,000.00      20060701                        1,528.04
     19963                          8.9935                             20360501                                                                      357                                                117,000.00     20060601                          983.80
     91606                          9.1685                             20360501                                                                      357                                              306,000.00       20060601                         2,612.18
     33440                          7.7935                             20360501                                                                      357                                               120,000.00      20060601                          905.75
     30114                          10.6935                            20360601                                                                      358                                               125,000.00      20060701                        1,209.34
     10940                          7.7685                             20360601                                                                      358                                               100,000.00      20060701                          753.03
     27863                          9.4935                             20360601                                                                      358                                               136,350.00      20060701                         1,196.57
     48044                          8.5685                             20360601                                                                      358                                              262,500.00       20060701                        2,126.32
     47025                          8.5185                             20360601                                                                      358                                              222,800.00       20060701                        1,675.64
     40118                          8.3185                             20360501                                                                      357                                                119,200.00     20060601                           944.14
     30016                          8.0935                             20360501                                                                      357                                                 95,600.00     20060601                           741.87
     10303                          9.0435                             20360601                                                                      358                                               310,000.00      20060701                        2,617.97
     1108                           7.9685                             20360601                                                                      358                                                112,000.00     20060701                           791.00
     72532                          7.4935                             20360601                                                                      358                                                 75,000.00     20060701                          550.33
     14580                          8.0685                             20360601                                                                      358                                               180,000.00      20060701                        1,393.63
     18328                          11.7435                            20360601                                                                      358                                               130,900.00      20060701                         1,371.70
     67154                          8.3685                             20360601                                                                      358                                                 94,400.00     20060701                           751.09
     33470                          8.1435                             20360601                                                                      358                                               251,000.00      20060701                        1,956.72
     72756                          9.8685                             20360601                                                                      358                                               139,500.00      20060701                        1,263.05
     87323                          8.9685                             20360601                                                                      358                                                 63,200.00     20060701                          499.02
     21211                          8.7435                             20360601                                                                      358                                               136,000.00      20060701                          1,118.84
     28803                          9.5935                             20360601                                                                      358                                                127,100.00     20060701                         1,124.80
     2382                           8.3435                             20360501                                                                      357                                               251,000.00      20060601                        1,992.58
     48082                          8.1435                             20360601                                                                      358                                                 95,000.00     20060701                          740.60
     33543                          9.4685                             20360601                                                                      358                                              298,750.00       20060701                       2,530.97
     6606                           7.3185                             20360601                                                                      358                                               184,000.00      20060701                          1,199.51
     8065                           9.1685                             20360601                                                                      358                                              200,000.00       20060701                         1,707.31
     87121                          8.7435                             20360601                                                                      358                                               152,000.00      20060701                        1,250.47
     37049                          8.4435                             20360601                                                                      358                                                 98,000.00     20060701                          730.92
     21666                          9.2435                             20360601                                                                      358                                              267,000.00       20060701                       2,293.95
     10465                          8.6185                             20360601                                                                      358                                               186,000.00      20060701                         1,513.36
     83706                          8.5185                             20360601                                                                      358                                              248,000.00       20060701                         1,865.17
     48195                          8.5185                             20360601                                                                      358                                               108,400.00      20060701                           815.26
     49004                          8.5435                             20360601                                                                      358                                                 85,500.00     20060701                           691.04
     48240                          9.4685                             20360601                                                                      358                                                  91,000.00    20060701                          770.94
     33415                          9.0435                             20360601                                                                      358                                              238,500.00       20060701                         1,941.28
     49201                          8.0685                             20360601                                                                      358                                               103,200.00      20060701                          737.45
     49855                          9.3435                             20360601                                                                      358                                                115,000.00     20060701                          996.49
     48317                          8.3185                             20360601                                                                      358                                               100,000.00      20060701                          792.07
     83651                          8.3185                             20360601                                                                      358                                                118,650.00     20060701                          939.79
     30234                          8.1685                             20360601                                                                      358                                               169,500.00      20060701                        1,324.39
     85706                          8.1935                             20360601                                                                      358                                               231,500.00      20060701                         1,812.96
     17403                          9.1935                             20360601                                                                      358                                                107,100.00     20060701                           916.23
     85745                          9.3435                             20360601                                                                      358                                               195,500.00      20060701                        1,637.09
     51534                          8.2435                             20360601                                                                      358                                                 99,000.00     20060701                          744.65
     48235                          9.7435                             20360601                                                                      358                                                 70,000.00     20060701                           608.18
     49249                          10.9935                            20260501                                                                      237                                                 32,600.00     20060601                          347.66
     33321                          8.9935                             20260501                                                                      237                                                 36,875.00     20060601                          343.73
     60626                          10.6185                            20260601                                                                      238                                                 45,975.00     20060701                          478.47
     7112                           11.4935                            20260501                                                                      237                                                 47,000.00     20060601                           517.52
     16342                          9.7435                             20260601                                                                      238                                                 29,200.00     20060701                          286.64
     44087                          10.9935                            20260501                                                                      237                                                 25,400.00     20060601                          270.88
     42301                          11.4935                            20260501                                                                      237                                                 35,600.00     20060601                           391.99
     48154                          11.4935                            20260601                                                                      238                                                 49,000.00     20060701                          539.54
     47025                          10.7435                            20260501                                                                      237                                                  51,000.00    20060601                           535.13
     1108                           11.4935                            20260601                                                                      238                                                 28,000.00     20060701                           308.31
     67154                          11.2435                            20260601                                                                      238                                                 23,600.00     20060701                          255.76
     87323                          11.4935                            20260601                                                                      238                                                  15,800.00    20060701                           173.98
     83651                          11.4935                            20260601                                                                      238                                                 29,650.00     20060701                          326.48
     49201                          11.4935                            20260601                                                                      238                                                 25,800.00     20060701                          284.09
     48317                          11.4935                            20260601                                                                      238                                                 25,000.00     20060701                          275.28
     48195                          10.4935                            20260601                                                                      238                                                  27,100.00    20060701                          279.73
     6606                           10.4935                            20260601                                                                      238                                                  51,000.00    20060701                          526.42
     83706                          10.9935                            20260601                                                                      238                                                 62,000.00     20060701                            661.19
     48072                          7.3685                             20360301                                                                      355                                               166,000.00      20060401                        1,089.38
     48230                          8.4685                             20360601                                                                      358                                              258,275.00       20060701                       2,073.50
     65560                          8.6685                             20360601                                                                      358                                                 73,600.00     20060701                           601.50
     65802                          8.6435                             20360601                                                                      358                                                 50,000.00     20060701                          407.72
     38104                          9.3185                             20360601                                                                      358                                                101,000.00     20060701                          873.32
     33947                          8.0185                             20360601                                                                      358                                               341,500.00      20060701                        2,631.90
     32082                          10.3685                            20360601                                                                      358                                              307,800.00       20060701                       2,902.22
     87059                          7.9935                             20360601                                                                      358                                              255,000.00       20060701                        1,960.73
     34759                          9.3685                             20360601                                                                      358                                               170,400.00      20060701                        1,479.67
     48072                          9.7435                             20260301                                                                      235                                                 42,000.00     20060401                           412.30
     65560                          10.9935                            20260601                                                                      238                                                  18,400.00    20060701                           196.23
     22302                          9.5935                             20360501                                                                      357                                              308,750.00       20060601                       2,598.65
     30294                          9.8935                             20360601                                                                      358                                                131,250.00     20060701                         1,190.80
     89108                          9.8435                             20360501                                                                      357                                              299,250.00       20060601                       2,703.86
     81132                          9.6435                             20360601                                                                      358                                                 55,000.00     20060701                          488.78
     23602                          9.0935                             20360501                                                                      357                                                 97,200.00     20060601                          824.42
     93313                          8.1185                             20360601                                                                      358                                              265,000.00       20060701                         2,061.15
     80534                          10.4185                            20360601                                                                      358                                               140,000.00      20060701                        1,325.33
     6040                           9.3685                             20360601                                                                      358                                               127,500.00      20060701                          1,107.15
     19136                          8.3935                             20360601                                                                      358                                                114,300.00     20060701                          847.73
     48316                          8.2685                             20360301                                                                      355                                               188,000.00      20060401                        1,482.36
     48837                          8.8185                             20360601                                                                      358                                               187,000.00      20060701                        1,548.58
     48231                          8.8935                             20360501                                                                      357                                                 79,000.00     20060601                          658.52
     48842                          8.1935                             20360601                                                                      358                                                 90,900.00     20060701                            711.87
     48075                          8.5185                             20360601                                                                      358                                                115,500.00     20060701                          868.66
     48225                          8.4185                             20360501                                                                      357                                                 66,400.00     20060601                          493.85
     48227                          8.9435                             20360501                                                                      357                                                 74,400.00     20060601                          622.89
     49229                          9.6435                             20360601                                                                      358                                                191,250.00     20060701                        1,699.60
     48334                          9.4435                             20360501                                                                      357                                                116,850.00     20060601                          1,021.13
     48036                          9.4935                             20360601                                                                      358                                                 50,000.00     20060701                          438.79
     37115                          9.2935                             20360601                                                                      358                                                121,600.00     20060701                          993.07
     48035                          7.7935                             20360601                                                                      358                                               137,000.00      20060701                        1,034.06
     48220                          11.8685                            20360601                                                                      358                                                 70,000.00     20060701                          740.30
     49464                          8.2685                             20360601                                                                      358                                                131,200.00     20060701                        1,034.50
     48021                          8.3185                             20360601                                                                      358                                               125,800.00      20060701                          996.42
     48316                          10.7435                            20260301                                                                      235                                                 47,000.00     20060401                           493.16
     48075                          10.9935                            20260601                                                                      238                                                 28,900.00     20060701                          308.20
     48225                          10.3685                            20260501                                                                      237                                                  16,600.00    20060601                           169.94
     48021                          11.4935                            20260601                                                                      238                                                 32,900.00     20060701                          362.26
     8034                           9.2745                             20360601                                                                      358                                              303,200.00       20060701                         2,611.86
     10462                          8.1435                             20360601                                                                      358                                              309,000.00       20060701                       2,408.87
     30315                          8.6935                             20360601                                                                      358                                                116,000.00     20060701                          889.33
     21214                          10.1435                            20360601                                                                      358                                               150,000.00      20060701                        1,388.96
     8724                           7.5435                             20360601                                                                      358                                              264,000.00       20060701                        1,946.35
     33603                          8.2435                             20360601                                                                      358                                              770,000.00       20060701                       6,057.59
     22079                          10.6935                            20360601                                                                      358                                                 77,800.00     20060701                          752.69
     7865                           7.6185                             20360601                                                                      358                                              349,500.00       20060701                       2,595.03
     31410                          12.4935                            20360601                                                                      358                                                 54,000.00     20060701                          597.35
     11743                          8.1815                             20360601                                                                      358                                               351,200.00      20060701                       2,747.36
     11743                          10.5935                            20360601                                                                      358                                                 87,800.00     20060701                          842.78
     33323                          10.5935                            20360501                                                                      357                                                 68,000.00     20060601                          652.73
     19462                          9.3435                             20360601                                                                      358                                                 45,600.00     20060701                           395.13
     30135                          7.4435                             20360601                                                                      358                                                 84,400.00     20060701                           616.36
     19038                          7.7935                             20360601                                                                      358                                              204,256.00       20060701                         1,541.69
     8322                           10.9435                            20360601                                                                      358                                               100,000.00      20060701                          986.48
     21225                          9.3435                             20360601                                                                      358                                                 55,980.00     20060701                          485.08
     1607                           6.2435                             20360601                                                                      358                                               310,000.00      20060701                        2,010.65
     30274                          7.0935                             20360601                                                                      358                                                 85,600.00     20060701                          604.40
     34761                          10.5435                            20360601                                                                      358                                                 65,800.00     20060701                           629.12
     2886                           11.4935                            20360601                                                                      358                                                 47,200.00     20060701                           485.51
     19355                          6.8185                             20360601                                                                      358                                              240,000.00       20060701                        1,649.45
     33021                          8.2935                             20360601                                                                      358                                              360,000.00       20060701                       2,844.99
     23320                          6.5935                             20360601                                                                      358                                               183,920.00      20060701                        1,236.00
     23320                          11.1935                            20360601                                                                      358                                                 45,980.00     20060701                          462.37
     33066                          8.0435                             20360601                                                                      358                                              303,200.00       20060701                        2,160.30
     10466                          7.1315                             20360601                                                                      358                                              376,000.00       20060701                       2,393.24
     8724                           10.0935                            20360601                                                                      358                                                 66,000.00     20060701                          608.67
     19038                          13.3935                            20360601                                                                      358                                                  51,063.00    20060701                           601.00
     33029                          8.0935                             20360601                                                                      358                                              369,000.00       20060701                       2,863.48
     30135                          10.7935                            20360601                                                                      358                                                   21,100.00   20060701                          205.74
     6511                           10.7435                            20360601                                                                      358                                               174,000.00      20060701                        1,689.99
     10466                          10.7435                            20360601                                                                      358                                                 94,000.00     20060701                           912.99
     17109                          6.4835                             20360601                                                                      358                                                112,500.00     20060701                           747.71
     32811                          8.0935                             20360601                                                                      358                                               136,800.00      20060701                         1,061.58
     30274                          10.9435                            20360601                                                                      358                                                  21,400.00    20060701                              211.11
     18324                          8.4835                             20360701                                                                      359                                               189,600.00      20060801                        1,524.20
     5356                           9.1185                             20360701                                                                      359                                               165,000.00      20060801                        1,352.67
     48221                          9.6935                             20360601                                                                      358                                                 85,300.00     20060701                            761.21
     85301                          8.3935                             20360701                                                                      359                                               150,000.00      20060801                          1,196.16
     85741                          6.3435                             20360501                                                                      357                                               175,000.00      20060601                         1,146.70
     6234                           8.5435                             20360601                                                                      358                                              230,000.00       20060701                         1,858.91
     97206                          7.9435                             20360501                                                                      357                                              226,500.00       20060601                        1,733.57
     95501                          8.1435                             20360601                                                                      358                                              285,000.00       20060701                         2,121.90
     80917                          12.0435                            20210601                                                                      178                                                 38,000.00     20060701                          407.03
     85388                          5.8935                             20360701                                                                      359                                              239,960.00       20060801                        1,387.80
     19803                          8.7435                             20360701                                                                      359                                               251,750.00      20060801                        2,071.09
     30315                          7.9935                             20360601                                                                      358                                               144,000.00      20060701                         1,107.24
     50501                          9.6935                             20360601                                                                      358                                                 76,800.00     20060701                          664.23
     6610                           9.0435                             20360601                                                                      358                                                151,200.00     20060701                        1,276.89
     6610                           11.5435                            20210601                                                                      178                                                 37,800.00     20060701                          390.27
     34613                          8.1435                             20360601                                                                      358                                               312,000.00      20060701                        2,248.19
     34613                          12.7935                            20210601                                                                      178                                                 78,000.00     20060701                            881.16
     76179                          9.4135                             20210601                                                                      178                                                 29,650.00     20060701                          258.45
     78729                          7.4935                             20360601                                                                      358                                               125,900.00      20060701                          875.40
     11422                          9.9435                             20360601                                                                      358                                              449,000.00       20060701                        3,971.92
     70363                          7.5935                             20360601                                                                      358                                               103,000.00      20060701                          762.97
     3103                           8.6935                             20360601                                                                      358                                              303,900.00       20060701                        2,391.06
     89512                          7.3935                             20360601                                                                      358                                               174,000.00      20060701                         1,196.80
     55417                          7.8435                             20360701                                                                      359                                              238,450.00       20060801                        1,659.22
     80524                          8.2985                             20360301                                                                      355                                               176,250.00      20060401                        1,293.23
     30354                          8.5985                             20360601                                                                      358                                               126,000.00      20060701                            982.11
     34288                          8.0685                             20360601                                                                      358                                              234,000.00       20060701                           1,811.71
     30501                          7.4685                             20360601                                                                      358                                              220,000.00       20060701                        1,525.56
     33617                          9.0685                             20360601                                                                      358                                               105,000.00      20060701                          888.65
     47715                          8.1935                             20360601                                                                      358                                                114,590.00     20060701                          897.39
     92551                          8.8185                             20360601                                                                      358                                              355,000.00       20060701                        2,939.81
     33763                          8.2235                             20360601                                                                      358                                               189,200.00      20060701                        1,376.43
     33763                          11.7685                            20210601                                                                      178                                                 47,300.00     20060701                          496.57
     30297                          8.4585                             20360601                                                                      358                                                 97,750.00     20060701                          784.06
     34473                          8.6935                             20360601                                                                      358                                               194,400.00      20060701                        1,529.52
     47842                          8.4435                             20360601                                                                      358                                                 66,320.00     20060701                           531.24
     32703                          8.3685                             20360601                                                                      358                                              265,500.00       20060701                       2,022.45
     30534                          8.0685                             20360601                                                                      358                                                112,400.00     20060701                          870.24
     46310                          11.3685                            20210501                                                                      177                                                  31,000.00    20060601                           315.90
     12192                          9.7435                             20360501                                                                      357                                               102,850.00      20060601                           921.65
     6024                           7.8685                             20360501                                                                      357                                               100,000.00      20060601                          760.08
     6804                           9.2435                             20360601                                                                      358                                              368,000.00       20060701                         3,161.69
     45373                          8.3685                             20360601                                                                      358                                                 90,000.00     20060701                          665.63
     6018                           8.8685                             20360601                                                                      358                                               140,400.00      20060701                         1,167.78
     13440                          11.1185                            20360601                                                                      358                                                  90,100.00    20060701                          900.86
     7206                           10.4935                            20360601                                                                      358                                               397,100.00      20060701                        3,781.68
     6256                           6.8685                             20210501                                                                      177                                               173,000.00      20060601                         1,591.47
     7524                           9.7435                             20360601                                                                      358                                              388,000.00       20060701                       3,476.88
     18466                          9.2435                             20360501                                                                      357                                               123,300.00      20060601                        1,059.34
     45373                          11.8685                            20210601                                                                      178                                                 25,000.00     20060701                          264.40
     6484                           9.3685                             20360601                                                                      358                                               155,000.00      20060701                        1,345.95
     6379                           8.9935                             20360601                                                                      358                                              228,000.00       20060701                          1,917.15
     2907                           8.6185                             20360601                                                                      358                                               162,000.00      20060701                         1,318.09
     34202                          7.6185                             20360601                                                                      358                                              252,000.00       20060701                        1,704.94
     46349                          11.8685                            20210601                                                                      178                                                 25,000.00     20060701                          264.39
     6716                           8.8685                             20360601                                                                      358                                              246,200.00       20060701                       2,047.77
     7107                           10.8685                            20360601                                                                      358                                              280,250.00       20060701                       2,748.60
     45449                          8.9935                             20360601                                                                      358                                                119,700.00     20060701                         1,006.51
     45118                          9.3685                             20360601                                                                      358                                               125,000.00      20060701                        1,085.44
     85254                          7.8685                             20360601                                                                      358                                               153,400.00      20060701                         1,165.96
     2891                           8.6185                             20360601                                                                      358                                               210,000.00      20060701                        1,708.63
     33417                          10.4935                            20360601                                                                      358                                              202,500.00       20060701                        1,856.25
     33713                          7.4835                             20360601                                                                      358                                              275,000.00       20060701                        2,015.94
     37388                          8.2435                             20360601                                                                      358                                               120,000.00      20060701                          875.00
     37388                          8.5035                             20210601                                                                      178                                                 30,000.00     20060701                            241.61
     27610                          8.9935                             20360601                                                                      358                                               106,200.00      20060701                          892.99
     27610                          8.9935                             20360601                                                                      358                                               106,200.00      20060701                          892.99
     33460                          7.9935                             20360601                                                                      358                                               180,000.00      20060701                        1,384.05
     33610                          9.2435                             20360601                                                                      358                                               108,800.00      20060701                          934.77
     32308                          8.4835                             20360601                                                                      358                                               159,000.00      20060701                         1,278.21
     33617                          6.6185                             20360601                                                                      358                                               160,000.00      20060701                        1,077.95
     33467                          9.9935                             20360601                                                                      358                                                118,800.00     20060701                        1,039.50
     60643                          8.9935                             20360601                                                                      358                                                131,750.00     20060701                         1,107.83
     46349                          7.6185                             20360601                                                                      358                                                 80,000.00     20060701                          594.00
     8733                           9.4835                             20360601                                                                      358                                               155,000.00      20060701                         1,359.10
     8757                           10.2435                            20360601                                                                      358                                               120,000.00      20060701                          1,120.18
     12801                          7.8685                             20360501                                                                      357                                               136,500.00      20060601                        1,037.50
     32209                          7.4935                             20360601                                                                      358                                                 62,250.00     20060701                          456.77
     33777                          7.9935                             20360601                                                                      358                                               102,000.00      20060701                          784.30
     30019                          8.9935                             20360601                                                                      358                                                179,100.00     20060701                         1,417.87
     30188                          7.3685                             20360601                                                                      358                                               152,000.00      20060701                          997.50
     92220                          10.7435                            20360601                                                                      358                                              323,000.00       20060701                         3,137.18
     92530                          7.3685                             20360601                                                                      358                                              260,000.00       20060701                         1,885.19
     85373                          8.9935                             20360501                                                                      357                                              200,000.00       20060601                          1,681.71
     19320                          9.6185                             20360601                                                                      358                                               160,000.00      20060701                        1,350.00
     40118                          9.3435                             20360601                                                                      358                                               120,000.00      20060701                         1,039.81
     93647                          7.2435                             20360701                                                                      359                                               160,000.00      20060801                         1,146.26
     40118                          12.6935                            20360601                                                                      358                                                 30,000.00     20060701                          336.56
     53143                          10.4835                            20360701                                                                      359                                               172,000.00      20060801                        1,636.70
     43219                          9.7535                             20360701                                                                      359                                               103,500.00      20060801                          928.23
     18104                          8.1435                             20360701                                                                      359                                               152,800.00      20060801                           1,191.19
     95838                          8.4435                             20360701                                                                      359                                              205,000.00       20060801                        1,573.40
     21224                          7.3935                             20360601                                                                      358                                                 95,000.00     20060701                          690.47
     84119                          7.7735                             20360701                                                                      359                                               167,400.00      20060801                          1,261.15
     98205                          7.2685                             20360701                                                                      359                                               231,500.00      20060801                        1,499.93
     30233                          10.8685                            20210101                                                                      173                                                  31,600.00    20060201                          309.92
     77662                          9.2435                             20360401                                                                      356                                                 53,500.00     20060501                          459.65
     37363                          8.4035                             20210301                                                                      175                                                 23,200.00     20060401                            185.17
     66048                          11.3685                            20260501                                                                      237                                                 46,750.00     20060601                           510.69
     24266                          8.9935                             20210401                                                                      176                                                 40,000.00     20060501                          336.34
     33025                          8.2435                             20360501                                                                      357                                               315,000.00      20060601                         2,478.11
     76002                          9.1335                             20210501                                                                      177                                                 40,253.00     20060601                          342.59
     76063                          6.7435                             20360501                                                                      357                                               153,000.00      20060601                        1,043.73
     93313                          5.9935                             20360501                                                                      357                                              200,000.00       20060601                         1,264.14
     89502                          10.3685                            20210501                                                                      177                                                 74,500.00     20060601                          702.45
     47933                          8.9935                             20360501                                                                      357                                                 96,750.00     20060601                           813.53
     47933                          8.9935                             20360501                                                                      357                                                 96,750.00     20060601                           813.53
     44135                          10.2435                            20210401                                                                      176                                                 50,750.00     20060501                          473.74
     63122                          9.1185                             20210601                                                                      178                                                 55,000.00     20060701                          467.49
     23607                          11.1185                            20260601                                                                      238                                                 70,000.00     20060701                          752.54
     92256                          9.9935                             20260601                                                                      238                                                 70,000.00     20060701                          698.87
     75424                          9.2435                             20210501                                                                      177                                                 50,000.00     20060601                          529.68
     19143                          7.2435                             20260501                                                                      237                                               104,000.00      20060601                          853.79
     85016                          6.4835                             20360601                                                                      358                                              339,680.00       20060701                       2,257.62
     98270                          11.4935                            20210501                                                                      177                                                 35,000.00     20060601                           360.01
     37912                          10.6185                            20210501                                                                      177                                                 27,600.00     20060601                           315.87
     30004                          9.3685                             20210501                                                                      177                                              200,000.00       20060601                        2,133.94
     33916                          7.8685                             20360601                                                                      358                                               108,000.00      20060701                          820.88
     32578                          7.2435                             20360601                                                                      358                                               137,600.00      20060701                          985.78
     85218                          6.6185                             20360501                                                                      357                                              355,500.00       20060601                       2,395.07
     34761                          6.7435                             20360601                                                                      358                                               148,000.00      20060701                        1,009.62
     28146                          7.3685                             20260601                                                                      238                                               123,250.00      20060701                         1,021.34
     2905                           8.3685                             20360601                                                                      358                                               199,000.00      20060701                        1,583.33
     77657                          7.8685                             20360601                                                                      358                                                 64,000.00     20060701                          486.45
     18052                          7.2435                             20360601                                                                      358                                               185,750.00      20060701                        1,330.74
     60443                          9.3685                             20260601                                                                      238                                                  91,000.00    20060701                          870.65
     20155                          7.1185                             20360601                                                                      358                                              550,000.00       20060701                       3,494.79
     24558                          8.8685                             20360601                                                                      358                                               124,000.00      20060701                         1,031.37
     17320                          7.7435                             20360601                                                                      358                                              255,000.00       20060701                         1,915.73
     60513                          10.8685                            20210601                                                                      178                                                 62,000.00     20060701                          608.07
     75013                          9.0935                             20210601                                                                      178                                                 46,425.00     20060701                          393.76
     34731                          6.9935                             20360501                                                                      357                                               213,000.00      20060601                        1,489.33
     23234                          7.6185                             20360601                                                                      358                                               160,000.00      20060701                         1,188.00
     23502                          6.3685                             20360601                                                                      358                                               165,000.00      20060701                        1,083.93
     46227                          6.9935                             20360601                                                                      358                                                117,000.00     20060701                           818.08
     33322                          8.4935                             20360601                                                                      358                                               210,000.00      20060701                         1,689.71
     23220                          7.1185                             20360601                                                                      358                                              255,000.00       20060701                        1,804.87
     33843                          5.9935                             20360601                                                                      358                                               133,000.00      20060701                          840.65
     49220                          7.8685                             20360601                                                                      358                                               185,000.00      20060701                         1,406.13
     94565                          7.1185                             20360601                                                                      358                                              344,000.00       20060701                        2,434.81
     60440                          10.2435                            20210601                                                                      178                                                 57,400.00     20060701                          535.82
     78619                          7.2435                             20360601                                                                      358                                               100,000.00      20060701                            716.41
     49660                          7.3685                             20360601                                                                      358                                                 94,775.00     20060701                           687.18
     30315                          7.6185                             20360601                                                                      358                                                116,000.00     20060701                           861.30
     33510                          5.3685                             20360601                                                                      358                                               165,000.00      20060701                          976.04
     65020                          7.3685                             20360601                                                                      358                                                 69,500.00     20060701                          503.92
     46060                          6.1185                             20360601                                                                      358                                               150,400.00      20060701                          963.03
     43332                          7.7435                             20260601                                                                      238                                                 55,000.00     20060701                          468.64
     85938                          8.8685                             20360601                                                                      358                                                 76,000.00     20060701                           632.13
     34120                          6.8685                             20360601                                                                      358                                               231,000.00      20060701                        1,595.46
     32244                          8.7435                             20360601                                                                      358                                                113,200.00     20060701                           931.27
     46226                          8.2435                             20360601                                                                      358                                                 68,000.00     20060701                          534.96
     63857                          7.8685                             20360601                                                                      358                                                  81,600.00    20060701                          620.22
     32514                          7.6185                             20360601                                                                      358                                                 78,750.00     20060701                          584.72
     40026                          8.4835                             20360601                                                                      358                                              253,000.00       20060701                       2,033.88
     89129                          9.3685                             20260601                                                                      238                                                 66,000.00     20060701                           631.46
     34787                          5.6185                             20360601                                                                      358                                               162,000.00      20060701                          984.33
     32817                          8.8685                             20210601                                                                      178                                                 72,000.00     20060701                          598.86
     48185                          12.8685                            20210601                                                                      178                                                 20,200.00     20060701                          229.39
     17109                          7.4935                             20360601                                                                      358                                               166,500.00      20060701                         1,221.72
     49315                          7.3685                             20360601                                                                      358                                                101,600.00     20060701                          736.67
     48030                          7.8685                             20360601                                                                      358                                                112,000.00     20060701                           851.28
     66502                          6.6185                             20360601                                                                      358                                               103,000.00      20060701                          693.93
     89431                          7.9935                             20360601                                                                      358                                              225,250.00       20060701                         1,731.98
     60534                          7.3685                             20360601                                                                      358                                                 111,920.00    20060701                            811.50
     15767                          8.2435                             20360601                                                                      358                                                  62,100.00    20060701                          488.54
     22968                          6.9935                             20360601                                                                      358                                               103,500.00      20060701                          723.69
     87575                          6.6185                             20360601                                                                      358                                               125,000.00      20060701                           842.15
     46064                          7.4935                             20210601                                                                      178                                                 65,000.00     20060701                            621.17
     33023                          6.8685                             20360601                                                                      358                                               152,000.00      20060701                        1,049.83
     33611                          6.2435                             20360601                                                                      358                                               188,000.00      20060701                        1,055.89
     46107                          7.9935                             20360601                                                                      358                                                 83,300.00     20060701                          640.50
     19601                          9.2435                             20360601                                                                      358                                                 52,500.00     20060701                           451.06
     67147                          8.8685                             20360601                                                                      358                                               318,250.00      20060701                       2,647.04
     61616                          8.6185                             20360601                                                                      358                                                 55,920.00     20060701                          454.98
     46062                          7.8685                             20360601                                                                      358                                               120,000.00      20060701                          837.50
     46721                          9.3685                             20360601                                                                      358                                                 53,600.00     20060701                          465.43
     33761                          8.9935                             20360601                                                                      358                                              332,880.00       20060701                       2,799.04
     32244                          7.8685                             20360601                                                                      358                                               100,800.00      20060701                           766.15
     28139                          8.4935                             20360601                                                                      358                                                 72,400.00     20060701                          582.55
     78258                          8.8685                             20360601                                                                      358                                               172,500.00      20060701                        1,434.77
     18346                          7.1185                             20360601                                                                      358                                               100,000.00      20060701                          707.79
     30655                          7.5685                             20360601                                                                      358                                               106,320.00      20060701                          785.70
     34769                          9.3685                             20210601                                                                      178                                                 50,000.00     20060701                          533.49
     23601                          8.3685                             20360601                                                                      358                                               194,400.00      20060701                        1,546.73
     50316                          10.7435                            20360601                                                                      358                                                 69,750.00     20060701                          677.45
     34668                          6.3685                             20360601                                                                      358                                                118,000.00     20060701                           775.18
     33702                          7.7435                             20360601                                                                      358                                               155,000.00      20060701                         1,164.46
     60115                          7.2435                             20360601                                                                      358                                              293,000.00       20060701                       2,099.09
     48116                          7.9935                             20360601                                                                      358                                               210,000.00      20060701                         1,614.72
     89115                          7.7435                             20360601                                                                      358                                                 87,200.00     20060701                           655.10
     49461                          7.2435                             20360601                                                                      358                                                 94,775.00     20060701                          678.98
     33169                          7.4935                             20360601                                                                      358                                              430,000.00       20060701                         3,155.19
     60612                          10.8685                            20210601                                                                      178                                                  56,160.00    20060701                          550.80
     32117                          7.6185                             20360601                                                                      358                                                 55,000.00     20060701                          408.37
     32206                          10.3685                            20360601                                                                      358                                                 72,250.00     20060701                           681.24
     64050                          11.8685                            20210601                                                                      178                                                 33,800.00     20060701                          357.46
     53209                          8.9935                             20360601                                                                      358                                               104,000.00      20060701                          874.49
     1602                           8.6185                             20360601                                                                      358                                                 50,000.00     20060701                          406.82
     48219                          6.8685                             20360601                                                                      358                                               130,000.00      20060701                          798.96
     37075                          8.2435                             20260601                                                                      238                                               107,500.00      20060701                          949.99
     38017                          6.4835                             20360601                                                                      358                                               157,600.00      20060701                        1,047.46
     46229                          7.6185                             20360601                                                                      358                                               104,400.00      20060701                           775.17
     60532                          6.2435                             20360601                                                                      358                                               174,500.00      20060701                          1,131.80
     38017                          8.5035                             20210601                                                                      178                                                 39,400.00     20060701                           317.30
     19026                          7.6185                             20360601                                                                      358                                                 70,000.00     20060701                           519.75
     33881                          8.7435                             20260601                                                                      238                                                 50,000.00     20060701                          457.93
     88005                          11.4935                            20210601                                                                      178                                                 36,000.00     20060701                          370.30
     48240                          9.1185                             20360601                                                                      358                                                101,650.00     20060701                           864.01
     60450                          7.1185                             20360601                                                                      358                                               138,000.00      20060701                          976.76
     49660                          12.1185                            20210601                                                                      178                                                  16,725.00    20060701                            180.12
     75010                          10.1935                            20210601                                                                      178                                                 47,600.00     20060701                          442.55
     33880                          7.3685                             20360601                                                                      358                                               100,000.00      20060701                          656.25
     6109                           6.9935                             20360601                                                                      358                                               150,000.00      20060701                        1,048.82
     49461                          11.2435                            20210601                                                                      178                                                  16,725.00    20060701                           168.82
     75009                          10.9935                            20210601                                                                      178                                                  51,050.00    20060701                          505.54
     89506                          7.2435                             20360601                                                                      358                                              360,000.00       20060701                       2,579.08
     84078                          7.7435                             20360601                                                                      358                                               103,500.00      20060701                          777.56
     23462                          8.4935                             20360601                                                                      358                                               155,000.00      20060701                         1,247.17
     38115                          8.4835                             20360601                                                                      358                                                 79,200.00     20060701                          636.69
     33712                          8.2435                             20360601                                                                      358                                              234,000.00       20060701                        1,840.88
     37013                          8.1185                             20360601                                                                      358                                               103,920.00      20060701                          808.28
     37013                          8.5035                             20210601                                                                      178                                                 25,980.00     20060701                          209.23
     22191                          8.9935                             20210601                                                                      178                                                 66,000.00     20060701                          554.96
     46201                          8.1185                             20360601                                                                      358                                                 79,200.00     20060701                            616.01
     84109                          7.4835                             20360601                                                                      358                                              232,000.00       20060701                        1,544.73
     76063                          10.1935                            20210601                                                                      178                                                 48,250.00     20060701                          448.59
     34482                          9.5435                             20360501                                                                      357                                               140,000.00      20060601                        1,233.78
     45891                          11.1435                            20360501                                                                      357                                                 98,000.00     20060601                           981.72
     47804                          10.6935                            20360601                                                                      358                                                 90,000.00     20060701                          870.72
     2860                           9.7335                             20360501                                                                      357                                              267,000.00       20060601                        2,390.61
     28269                          10.8935                            20360501                                                                      357                                                121,000.00     20060601                         1,189.03
     46563                          10.1935                            20360601                                                                      358                                               138,000.00      20060701                        1,283.02
     40509                          11.6935                            20360601                                                                      358                                                 77,900.00     20060701                           813.30
     63138                          10.8935                            20360501                                                                      357                                                 86,000.00     20060601                           845.10
     47630                          6.8935                             20360601                                                                      358                                              443,445.00       20060701                       3,070.32
     44657                          11.8935                            20360601                                                                      358                                                 69,000.00     20060701                           731.06
     32808                          7.3935                             20360601                                                                      358                                               120,000.00      20060701                          790.00
     32808                          10.9835                            20210601                                                                      178                                                 30,000.00     20060701                          296.86
     67217                          10.8935                            20360601                                                                      358                                               103,500.00      20060701                         1,017.06
     46236                          9.0935                             20360601                                                                      358                                               145,000.00      20060701                        1,229.83
     32926                          10.6935                            20360601                                                                      358                                               140,000.00      20060701                        1,354.45
     32233                          8.1935                             20360601                                                                      358                                                 89,700.00     20060701                          702.47
     47130                          11.1935                            20360601                                                                      358                                                 95,000.00     20060701                          955.30
     33614                          9.3435                             20360601                                                                      358                                               107,000.00      20060701                           927.16
     64118                          8.0935                             20360601                                                                      358                                               102,000.00      20060701                           791.53
     15210                          11.1185                            20360701                                                                      359                                                  64,175.00    20060801                           641.65
     19103                          7.7435                             20360701                                                                      359                                              480,000.00       20060801                       3,606.08
     98168                          7.6735                             20360701                                                                      359                                              245,000.00       20060801                        1,828.56
     97301                          8.2035                             20360701                                                                      359                                               224,910.00      20060801                        1,762.95
     49509                          8.1685                             20360701                                                                      359                                               174,400.00      20060801                        1,362.67
     33615                          9.6685                             20360701                                                                      359                                               124,000.00      20060801                         1,104.26
     17403                          9.4935                             20360301                                                                      355                                               108,750.00      20060401                          954.36
     1247                           11.3685                            20360601                                                                      358                                                 67,500.00     20060701                          687.83
     46750                          8.8685                             20360601                                                                      358                                               139,500.00      20060701                         1,160.29
     49057                          7.3685                             20360401                                                                      356                                              425,000.00       20060501                        3,081.54
     89115                          6.9935                             20360501                                                                      357                                               172,000.00      20060601                        1,075.00
     17112                          8.7435                             20360601                                                                      358                                                 118,150.00    20060701                           971.99
     46217                          8.4885                             20360601                                                                      358                                               100,605.00      20060701                           809.13
     29621                          10.3685                            20360501                                                                      357                                                 53,000.00     20060601                          499.73
     19023                          7.9935                             20360601                                                                      358                                                152,150.00     20060701                         1,169.90
     24421                          7.7435                             20360601                                                                      358                                              240,750.00       20060701                         1,655.16
     30179                          7.8685                             20360501                                                                      357                                               140,000.00      20060601                          977.08
     32548                          8.6185                             20360601                                                                      358                                              207,000.00       20060701                        1,684.22
     92570                          8.1185                             20360501                                                                      357                                              402,000.00       20060601                       2,889.38
     89030                          7.4835                             20360501                                                                      357                                               148,000.00      20060601                        1,084.94
     60010                          9.4935                             20360601                                                                      358                                              350,000.00       20060701                        2,916.67
     48064                          8.1185                             20360501                                                                      357                                              205,000.00       20060601                        1,473.44
     85032                          6.8685                             20360501                                                                      357                                               164,500.00      20060601                         1,010.99
     46220                          7.8685                             20360601                                                                      358                                                112,500.00     20060701                          855.08
     23605                          5.9935                             20360601                                                                      358                                               100,000.00      20060701                           541.67
     95831                          9.3685                             20360601                                                                      358                                               410,000.00      20060701                       3,560.23
     49078                          8.3685                             20360601                                                                      358                                                115,700.00     20060701                          920.56
     19026                          9.6185                             20360601                                                                      358                                                171,955.00     20060701                        1,524.94
     49690                          9.4835                             20360501                                                                      357                                               128,000.00      20060601                        1,065.60
     46970                          9.2435                             20360601                                                                      358                                               102,600.00      20060701                           881.49
     85621                          8.2435                             20360601                                                                      358                                                 84,000.00     20060701                          660.83
     60513                          7.2435                             20360601                                                                      358                                              248,000.00       20060701                         1,601.66
     92602                          7.1185                             20360601                                                                      358                                              600,000.00       20060701                        3,812.50
     47403                          9.3685                             20360601                                                                      358                                                 84,600.00     20060701                          734.62
      AZ                            8.7435                             20360601                                                                      358                                              236,000.00       20060701                          1,941.51
     48504                          9.8685                             20360601                                                                      358                                                 50,000.00     20060701                          452.70
     67213                          7.2435                             20360601                                                                      358                                                 69,700.00     20060701                          499.34
     32218                          8.4935                             20360601                                                                      358                                                115,600.00     20060701                           930.14
     33026                          6.3685                             20360601                                                                      358                                              203,200.00       20060701                          1,164.17
     49091                          10.1185                            20360601                                                                      358                                                 65,000.00     20060701                          600.66
     45238                          9.6185                             20360601                                                                      358                                                 86,046.00     20060701                          763.08
     34481                          6.8665                             20360601                                                                      358                                                121,600.00     20060701                           747.13
     19149                          8.7435                             20360601                                                                      358                                                112,030.00     20060701                           921.64
     37920                          9.9935                             20360601                                                                      358                                                 80,820.00     20060701                          739.29
     32177                          9.9935                             20360601                                                                      358                                                 88,825.00     20060701                           812.52
     28805                          7.4835                             20360601                                                                      358                                                112,000.00     20060701                           821.04
     45231                          8.6185                             20360601                                                                      358                                                 80,000.00     20060701                          608.33
     18505                          9.3685                             20360601                                                                      358                                                 97,750.00     20060701                           848.81
     29680                          9.4835                             20360601                                                                      358                                               104,500.00      20060701                           916.29
     37129                          9.1935                             20360501                                                                      357                                                 93,960.00     20060601                           803.81
     49004                          8.7435                             20360601                                                                      358                                                 97,200.00     20060701                          799.64
     48442                          9.4835                             20360601                                                                      358                                               167,000.00      20060701                         1,464.31
     49022                          6.4835                             20360601                                                                      358                                               130,000.00      20060701                          864.02
     46617                          9.3685                             20360601                                                                      358                                                 60,300.00     20060701                           523.61
     94565                          8.9935                             20360601                                                                      358                                              399,500.00       20060701                         3,162.71
     84084                          9.1185                             20360601                                                                      358                                               157,500.00      20060701                        1,338.73
     1109                           9.2435                             20360601                                                                      358                                                 85,000.00     20060701                          730.28
     85027                          6.8685                             20360601                                                                      358                                               210,400.00      20060701                        1,292.83
     60624                          8.9935                             20360601                                                                      358                                              240,000.00       20060701                        2,018.05
     49417                          6.9935                             20360601                                                                      358                                               137,000.00      20060701                          856.25
     48504                          8.9935                             20360601                                                                      358                                                  51,000.00    20060701                          428.84
     85302                          9.2435                             20360601                                                                      358                                               319,500.00      20060701                       2,745.00
     46123                          7.8935                             20360601                                                                      358                                              202,900.00       20060701                        1,420.30
     48101                          9.1185                             20360601                                                                      358                                               126,650.00      20060701                         1,076.51
     32725                          7.8685                             20360601                                                                      358                                                 63,000.00     20060701                          478.85
     89506                          7.2435                             20360601                                                                      358                                              270,000.00       20060701                         1,743.71
     50561                          11.3685                            20360601                                                                      358                                                 55,000.00     20060701                          560.45
     60452                          9.2435                             20360601                                                                      358                                                110,000.00     20060701                          945.07
     48180                          7.4935                             20360601                                                                      358                                               138,000.00      20060701                          920.00
     53511                          8.7435                             20360601                                                                      358                                                  76,415.00    20060701                          628.65
     61065                          10.7435                            20360601                                                                      358                                               126,825.00      20060701                         1,231.80
     48912                          9.6185                             20360601                                                                      358                                                  74,100.00    20060701                           657.14
     80219                          6.7435                             20360601                                                                      358                                               142,400.00      20060701                           971.42
     6108                           10.6185                            20360601                                                                      358                                               109,800.00      20060701                        1,056.04
     85339                          8.8685                             20360601                                                                      358                                              232,200.00       20060701                         1,931.32
     67216                          7.4835                             20360601                                                                      358                                                  81,700.00    20060701                          598.92
     49015                          10.4835                            20360601                                                                      358                                                 87,200.00     20060701                          829.77
     80216                          9.2435                             20360601                                                                      358                                               132,000.00      20060701                         1,134.08
     48035                          8.1185                             20360601                                                                      358                                                117,000.00     20060701                            910.01
     41015                          6.2435                             20360601                                                                      358                                                 94,000.00     20060701                          609.68
     31805                          9.3685                             20360601                                                                      358                                                 93,500.00     20060701                             811.91
     61412                          7.9935                             20360601                                                                      358                                                 68,900.00     20060701                          529.78
     95348                          7.4935                             20360601                                                                      358                                              280,455.00       20060701                        1,869.70
     3442                           7.1185                             20360701                                                                      359                                                 96,000.00     20060801                          679.49
     55014                          8.2685                             20360701                                                                      359                                               156,750.00      20060801                        1,235.96
     33936                          7.6435                             20360701                                                                      359                                               221,000.00      20060801                        1,500.96
     33319                          8.9435                             20360701                                                                      359                                              308,000.00       20060801                        2,483.01
     33319                          11.4935                            20210701                                                                      179                                                 77,000.00     20060801                           924.13
     30127                          9.1385                             20360601                                                                      358                                                 94,000.00     20060701                          755.53
     30291                          10.3935                            20360601                                                                      358                                               109,250.00      20060701                         1,032.17
     30127                          8.3535                             20360601                                                                      358                                               126,000.00      20060701                          1,001.16
     30067                          9.1735                             20360601                                                                      358                                               136,840.00      20060701                         1,103.84
     36110                          10.1435                            20360701                                                                      359                                                 70,775.00     20060801                          655.36
     30011                          7.4935                             20360701                                                                      359                                              334,800.00       20060801                       2,456.64
     55412                          7.5685                             20360701                                                                      359                                               149,850.00      20060801                         1,107.40
     22192                          8.1185                             20360701                                                                      359                                              280,000.00       20060801                         2,012.51
     55122                          7.5685                             20360701                                                                      359                                              208,000.00       20060801                        1,457.97
     23503                          8.8685                             20360701                                                                      359                                               160,000.00      20060801                        1,280.56
     19428                          6.9935                             20360701                                                                      359                                               210,000.00      20060801                         1,381.95
     22191                          6.9935                             20360701                                                                      359                                              240,000.00       20060801                        1,500.00
     89108                          6.5435                             20360701                                                                      359                                                115,500.00     20060801                           772.31
     20707                          7.6185                             20360701                                                                      359                                              333,000.00       20060801                       2,346.69
     89108                          6.7435                             20360701                                                                      359                                              233,750.00       20060801                        1,495.23
     92308                          7.4835                             20360701                                                                      359                                              283,500.00       20060801                       2,078.25
     33065                          7.9435                             20360301                                                                      355                                               317,250.00      20060401                       2,229.92
     92504                          8.4835                             20360701                                                                      359                                              323,000.00       20060801                        2,489.01
     84067                          9.4235                             20360701                                                                      359                                               123,250.00      20060801                        1,075.24
     19960                          9.8185                             20360701                                                                      359                                               179,900.00      20060801                         1,622.13
     98335                          7.4435                             20360601                                                                      358                                               412,000.00      20060701                       2,849.24
     90250                          7.0935                             20360501                                                                      357                                              436,000.00       20060601                       3,078.49
     77379                          7.3935                             20360601                                                                      358                                              479,200.00       20060701                       3,296.03
     48118                          8.3935                             20360601                                                                      358                                              207,000.00       20060701                        1,580.80
     43204                          8.7235                             20360601                                                                      358                                                  71,200.00    20060701                           561.85
     43537                          8.4835                             20360601                                                                      358                                               164,900.00      20060701                         1,270.71
     44312                          7.4835                             20360601                                                                      358                                                112,000.00     20060701                           821.04
     43228                          6.9935                             20360701                                                                      359                                                117,600.00     20060801                          822.28
     33023                          9.6185                             20360701                                                                      359                                               137,500.00      20060801                          1,181.09
     45879                          8.4835                             20360701                                                                      359                                                  73,100.00    20060801                          587.65
     32818                          7.4435                             20360701                                                                      359                                              229,900.00       20060801                        1,589.90
     33014                          9.1435                             20360701                                                                      359                                              403,750.00       20060801                       3,439.22
     17038                          9.9935                             20201001                                                                      170                                                 33,532.00     20051101                          306.73
     38134                          10.4835                            20201001                                                                      170                                                   17,100.00   20051101                           162.72
     70506                          10.7435                            20201001                                                                      170                                                  20,100.00    20051101                           195.22
     77070                          9.2435                             20201101                                                                      171                                                  17,800.00    20051201                           152.93
     17113                          10.7435                            20201101                                                                      171                                                  19,980.00    20051201                           194.06
     91354                          11.3685                            20210401                                                                      176                                                 69,000.00     20060501                            703.11
     11236                          8.8135                             20360501                                                                      357                                              434,000.00       20060601                       3,592.45
     10469                          8.7935                             20360401                                                                      356                                              396,000.00       20060501                       3,068.43
     60626                          11.2435                            20210401                                                                      176                                                 30,000.00     20060501                          302.82
     27406                          12.2435                            20210301                                                                      175                                                 30,657.00     20060401                           333.15
     22936                          8.7935                             20360401                                                                      356                                              570,350.00       20060501                         4,712.81
     46408                          9.9935                             20360501                                                                      357                                                 58,000.00     20060601                          507.50
     63771                          9.8435                             20360401                                                                      356                                                 58,750.00     20060501                          530.83
     63366                          8.9935                             20360301                                                                      355                                               125,000.00      20060401                          989.58
     36116                          13.9935                            20210401                                                                      176                                                 25,000.00     20060501                           306.14
     28747                          10.7935                            20360601                                                                      358                                               178,500.00      20060701                        1,740.48
     45381                          10.7435                            20210401                                                                      176                                                  17,300.00    20060501                           168.03
     29118                          9.1435                             20360601                                                                      358                                               104,550.00      20060701                          890.58
     17402                          7.9935                             20360401                                                                      356                                               123,000.00      20060501                          945.76
     83704                          11.9935                            20210501                                                                      177                                                  14,250.00    20060601                           152.08
     2909                           8.1435                             20360401                                                                      356                                              204,000.00       20060501                        1,590.32
     33919                          7.5185                             20360401                                                                      356                                               138,800.00      20060501                        1,020.89
     33919                          13.3685                            20210401                                                                      176                                                 34,700.00     20060501                          407.72
     46350                          11.2435                            20210501                                                                      177                                                 22,780.00     20060601                          229.94
     74017                          8.3935                             20360401                                                                      356                                                 89,000.00     20060501                          709.72
     21230                          9.1185                             20360501                                                                      357                                               156,800.00      20060601                        1,257.67
     90032                          8.2935                             20360601                                                                      358                                               210,000.00      20060701                        1,659.58
     46350                          10.0885                            20210501                                                                      177                                                 38,400.00     20060601                          353.99
     54901                          12.3935                            20210501                                                                      177                                                 92,000.00     20060601                         1,010.52
     92335                          8.4435                             20360401                                                                      356                                                191,000.00     20060501                        1,424.54
     18466                          10.5935                            20360401                                                                      356                                               105,678.00      20060501                         1,014.39
     98277                          7.8185                             20360501                                                                      357                                              304,000.00       20060601                       2,299.90
     48043                          9.3435                             20360501                                                                      357                                                112,500.00     20060601                          974.82
     48023                          7.2435                             20360501                                                                      357                                              405,000.00       20060601                        2,901.47
     28269                          9.7435                             20360601                                                                      358                                              235,350.00       20060701                        2,010.28
     8009                           7.2435                             20360501                                                                      357                                              249,000.00       20060601                        1,783.87
     1376                           7.9935                             20360601                                                                      358                                               128,350.00      20060701                          986.90
     45714                          10.3685                            20210501                                                                      177                                                  17,600.00    20060601                           165.95
     33907                          8.3185                             20360401                                                                      356                                                110,000.00     20060501                           871.27
     48314                          9.0685                             20360501                                                                      357                                              300,000.00       20060601                       2,539.00
     30127                          11.5635                            20210501                                                                      177                                                 32,380.00     20060601                           334.81
     78223                          9.8185                             20360501                                                                      357                                                 85,500.00     20060601                          770.94
     78223                          8.9935                             20360501                                                                      357                                                 85,500.00     20060601                           718.93
     45840                          7.3235                             20360601                                                                      358                                                116,000.00     20060701                          837.46
     19541                          9.1435                             20360601                                                                      358                                               157,500.00      20060701                         1,341.62
     65802                          10.4835                            20360601                                                                      358                                                 54,000.00     20060701                           513.85
     32305                          9.3185                             20360601                                                                      358                                               132,000.00      20060701                        1,080.75
     32305                          14.7435                            20210601                                                                      178                                                 33,000.00     20060701                          423.87
     55057                          9.4435                             20360601                                                                      358                                               142,000.00      20060701                         1,240.91
     28025                          8.8435                             20360601                                                                      358                                                121,950.00     20060701                          1,012.10
     65714                          8.6935                             20360501                                                                      357                                               173,600.00      20060601                         1,421.88
     60490                          8.4835                             20210601                                                                      178                                                 60,000.00     20060701                          482.34
     60557                          5.4935                             20210601                                                                      178                                                 27,000.00     20060701                            161.88
     85242                          8.4935                             20360601                                                                      358                                              255,000.00       20060701                        2,051.79
     49286                          9.2935                             20360601                                                                      358                                                151,050.00     20060701                        1,303.30
     65714                          8.4435                             20360601                                                                      358                                               172,800.00      20060701                        1,288.80
     28215                          7.9835                             20360601                                                                      358                                                 88,868.00     20060701                          628.74
     49330                          7.4835                             20360601                                                                      358                                                 94,400.00     20060701                          628.55
     63114                          8.9565                             20360601                                                                      358                                               100,000.00      20060701                           838.16
     28215                          11.9935                            20210601                                                                      178                                                  22,217.00    20060701                            237.11
     93277                          6.9935                             20360701                                                                      359                                                181,000.00     20060801                            1,191.11
     92377                          8.9435                             20360701                                                                      359                                              330,000.00       20060801                       2,598.75
     97462                          7.4835                             20360701                                                                      359                                               106,250.00      20060801                          778.88
     23223                          8.2435                             20360701                                                                      359                                                110,400.00     20060801                          868.52
     20784                          8.2935                             20360401                                                                      356                                               195,500.00      20060501                        1,477.98
     21202                          9.0435                             20360501                                                                      357                                                 50,400.00     20060601                          425.63
     20772                          6.8935                             20360401                                                                      356                                               170,000.00      20060501                          1,106.18
     22192                          9.1135                             20360401                                                                      356                                              282,000.00       20060501                        2,310.73
     22031                          7.6985                             20360501                                                                      357                                              220,000.00       20060601                        1,504.25
     21225                          9.4835                             20360401                                                                      356                                                 78,300.00     20060501                          686.56
     23832                          10.4135                            20360501                                                                      357                                               162,000.00      20060601                         1,493.51
     85335                          9.2435                             20360701                                                                      359                                               150,200.00      20060801                        1,220.37
     55744                          8.3435                             20360701                                                                      359                                               198,000.00      20060801                         1,571.83
     91405                          8.6435                             20360601                                                                      358                                              328,000.00       20060701                       2,674.64
     91405                          10.7435                            20210601                                                                      178                                                 82,000.00     20060701                          796.43
     93703                          8.4935                             20360701                                                                      359                                              234,000.00       20060801                        1,804.99
     90605                          6.6935                             20360601                                                                      358                                              357,500.00       20060701                       2,273.74
     89086                          8.9435                             20360601                                                                      358                                               305,100.00      20060701                       2,459.64
     93720                          10.6435                            20360601                                                                      358                                              285,000.00       20060701                       2,679.75
     92801                          5.8435                             20360601                                                                      358                                              548,000.00       20060701                       2,899.83
     92880                          7.7435                             20360701                                                                      359                                              544,000.00       20060801                       3,884.92
     92880                          11.5435                            20210701                                                                      179                                               136,000.00      20060801                         1,404.15
     93657                          7.9435                             20360601                                                                      358                                              204,000.00       20060701                         1,561.36
     93657                          10.7435                            20210601                                                                      178                                                  51,000.00    20060701                          495.34
     90601                          8.8435                             20360601                                                                      358                                               510,000.00      20060701                        4,071.89
     92240                          11.6935                            20210401                                                                      176                                                 48,800.00     20060501                          509.49
     92203                          7.4085                             20360501                                                                      357                                              332,792.00       20060601                       2,292.74
     92203                          11.2435                            20210501                                                                      177                                                  83,198.00    20060601                           839.81
     91042                          5.9935                             20360501                                                                      357                                              400,000.00       20060601                       2,528.27
     91401                          7.4935                             20360601                                                                      358                                              460,000.00       20060701                        3,198.43
     91401                          10.8435                            20210601                                                                      178                                                115,000.00     20060701                         1,125.69
     92833                          6.6935                             20360601                                                                      358                                              220,000.00       20060701                        1,320.00
     99206                          9.2935                             20260101                                                                      233                                                 22,556.00     20060201                           214.92
     92879                          6.1935                             20360301                                                                      355                                              360,000.00       20060401                       2,323.00
     33462                          7.7435                             20360701                                                                      359                                               221,000.00      20060801                        1,660.30
     23223                          8.8935                             20360701                                                                      359                                                 83,400.00     20060801                          695.20
     53220                          9.4835                             20360601                                                                      358                                               152,000.00      20060701                        1,332.79
     92411                          7.1185                             20360701                                                                      359                                              250,000.00       20060801                        1,588.54
     46031                          8.5285                             20360701                                                                      359                                                 89,600.00     20060801                          723.20
     89120                          8.7185                             20360701                                                                      359                                               194,750.00      20060801                         1,497.14
     46224                          8.2335                             20360701                                                                      359                                                 80,000.00     20060801                          628.79
     95973                          9.5435                             20360701                                                                      359                                              400,000.00       20060801                       3,525.07
     31904                          10.2935                            20360701                                                                      359                                                  51,500.00    20060801                          482.68
     56007                          9.2935                             20360701                                                                      359                                               104,800.00      20060801                          904.25
     33185                          7.7435                             20360701                                                                      359                                              297,600.00       20060801                        2,125.28
     36535                          7.6935                             20360701                                                                      359                                                 97,000.00     20060801                          725.32
     33313                          9.4935                             20360701                                                                      359                                                 80,750.00     20060801                          708.64
     40219                          8.5935                             20360701                                                                      359                                               133,750.00      20060801                         1,014.27
     30507                          8.9935                             20360701                                                                      359                                              292,500.00       20060801                       2,369.43
     3865                           7.8935                             20360701                                                                      359                                               210,000.00      20060801                        1,599.86
     44221                          8.0435                             20360501                                                                      357                                               106,250.00      20060601                          820.74
     66102                          8.9435                             20360601                                                                      358                                               103,500.00      20060701                          866.52
     47970                          8.8435                             20360601                                                                      358                                                 89,250.00     20060701                          740.72
     53218                          8.4835                             20360601                                                                      358                                                 84,000.00     20060701                          675.28
     63109                          9.1935                             20360601                                                                      358                                                161,500.00     20060701                          1,381.61
     45140                          8.3935                             20360601                                                                      358                                               104,500.00      20060701                          833.33
     33755                          7.0935                             20360701                                                                      359                                               123,500.00      20060801                           872.01
     44109                          8.0935                             20360701                                                                      359                                                 50,575.00     20060801                          392.47
     66223                          9.4835                             20360701                                                                      359                                               198,000.00      20060801                         1,736.13
     64130                          8.4935                             20360701                                                                      359                                                 74,700.00     20060801                           601.06
     46241                          8.8935                             20360701                                                                      359                                                  71,250.00    20060801                          593.92
     19001                          8.9935                             20360701                                                                      359                                              204,250.00       20060801                         1,717.44
     77480                          8.9935                             20360501                                                                      357                                                  61,470.00    20060601                           516.87
     14701                          10.2435                            20360701                                                                      359                                                 65,450.00     20060801                           610.96
     76651                          10.0435                            20360601                                                                      358                                                 50,400.00     20060701                           462.91
     85607                          8.7435                             20360601                                                                      358                                                 63,000.00     20060701                           498.12
     93725                          6.9935                             20360701                                                                      359                                               215,000.00      20060801                        1,343.75
     92509                          7.2435                             20360701                                                                      359                                              278,000.00       20060801                        1,795.42
     36567                          9.2435                             20360701                                                                      359                                                 50,000.00     20060801                          429.58
     6705                           9.4935                             20360701                                                                      359                                              204,000.00       20060801                        1,790.25
     32809                          7.9735                             20360701                                                                      359                                              245,650.00       20060801                        1,885.36
     33880                          8.7435                             20360601                                                                      358                                                 68,000.00     20060701                          559.42
     85301                          7.4685                             20360701                                                                      359                                                 92,000.00     20060801                          673.46
     85301                          11.8435                            20360701                                                                      359                                                 23,000.00     20060801                          242.80
     19023                          10.8935                            20360601                                                                      358                                                 72,000.00     20060701                          707.52
     19141                          9.8935                             20360601                                                                      358                                                 54,000.00     20060701                          489.93
     42724                          10.2435                            20360701                                                                      359                                                170,910.00     20060801                         1,595.41
     63135                          8.8235                             20360701                                                                      359                                                 66,500.00     20060801                          550.94
     85027                          7.0935                             20360701                                                                      359                                               160,000.00      20060801                         1,129.72
     75115                          8.3185                             20360701                                                                      359                                              408,500.00       20060801                        3,004.18
     49203                          9.9735                             20360701                                                                      359                                                 72,000.00     20060801                          657.54
     29405                          8.0435                             20360601                                                                      358                                                  95,100.00    20060701                           734.61
     32805                          8.9435                             20360701                                                                      359                                               105,600.00      20060801                          884.09
     3588                           8.0035                             20360701                                                                      359                                               100,000.00      20060801                          769.62
     32805                          12.1435                            20360701                                                                      359                                                 26,400.00     20060801                          284.83
     63138                          9.4935                             20360701                                                                      359                                               216,000.00      20060801                        1,895.55
     29445                          8.6935                             20360701                                                                      359                                               177,500.00      20060801                        1,453.82
     19121                          10.3335                            20360701                                                                      359                                                 54,000.00     20060801                          507.74
     38106                          10.6035                            20360701                                                                      359                                                 50,400.00     20060801                           484.16
     18045                          7.4935                             20360701                                                                      359                                               522,100.00      20060801                       3,830.98
     33901                          7.9435                             20360701                                                                      359                                               106,000.00      20060801                            811.30
     33901                          11.9835                            20210701                                                                      179                                                 26,500.00     20060801                          282.62
     31405                          7.8685                             20360801                                                                      360                                              500,000.00       20060901                       3,800.36
     48124                          9.1185                             20360701                                                                      359                                                121,500.00     20060801                        1,032.74
     85338                          7.1185                             20360701                                                                      359                                               100,000.00      20060801                          635.42
     43147                          9.4835                             20360701                                                                      359                                              209,000.00       20060801                        1,832.58
     46219                          7.1935                             20360701                                                                      359                                                 84,060.00     20060801                           599.31
     46060                          8.2935                             20360701                                                                      359                                               147,250.00      20060801                         1,163.68
     48341                          9.5935                             20360701                                                                      359                                               125,400.00      20060801                        1,074.68
     32824                          8.3935                             20360701                                                                      359                                              255,000.00       20060801                       2,033.47
     43231                          9.3935                             20360701                                                                      359                                               108,000.00      20060801                           939.81
     30126                          7.2935                             20360701                                                                      359                                               188,000.00      20060801                        1,222.00
     30126                          12.6435                            20360701                                                                      359                                                 47,000.00     20060801                          525.43
     98391                          9.1935                             20360701                                                                      359                                              229,500.00       20060801                        1,963.34
     47451                          9.6935                             20360701                                                                      359                                                 56,000.00     20060801                          499.74
     2169                           8.1185                             20360701                                                                      359                                              369,000.00       20060801                        2,652.19
     33610                          8.0435                             20360501                                                                      357                                                 96,000.00     20060601                          684.00
     33610                          11.5935                            20210501                                                                      177                                                 24,000.00     20060601                          248.72
     22485                          7.7435                             20360701                                                                      359                                              385,500.00       20060801                        2,896.14
     33020                          8.4835                             20360401                                                                      356                                               146,400.00      20060501                        1,096.78
     45231                          9.3685                             20360601                                                                      358                                               155,000.00      20060701                        1,345.94
     20851                          6.8685                             20360701                                                                      359                                               391,500.00      20060801                       2,406.09
     85085                          9.7435                             20360701                                                                      359                                              346,500.00       20060801                        3,104.99
     45230                          8.9435                             20360701                                                                      359                                               120,497.00      20060801                         1,008.81
     45236                          9.4835                             20360701                                                                      359                                               137,750.00      20060801                        1,207.84
     74873                          10.4935                            20360701                                                                      359                                                 59,375.00     20060801                          565.44
     85306                          10.1935                            20360701                                                                      359                                              294,500.00       20060801                       2,738.04
     68118                          8.3935                             20360701                                                                      359                                                311,600.00     20060801                       2,484.82
     52240                          9.4835                             20360701                                                                      359                                                181,800.00     20060801                        1,594.09
     53121                          8.9935                             20360701                                                                      359                                               213,750.00      20060801                        1,797.33
     37064                          12.7435                            20360701                                                                      359                                                 72,000.00     20060801                           810.56
     45415                          9.4435                             20360701                                                                      359                                               128,250.00      20060801                         1,120.75
     63122                          8.5935                             20360701                                                                      359                                               192,000.00      20060801                        1,558.72
     73089                          9.8935                             20360701                                                                      359                                                 83,700.00     20060801                          759.39
     17078                          9.4435                             20360701                                                                      359                                              247,950.00       20060801                        2,166.79
     48223                          7.1935                             20360701                                                                      359                                                 65,000.00     20060801                          463.43
     43140                          8.8935                             20360801                                                                      360                                               144,000.00      20060901                        1,200.34
     53216                          12.6435                            20360701                                                                      359                                                 30,800.00     20060801                          344.32
     97222                          7.9935                             20360701                                                                      359                                               120,000.00      20060801                          879.72

   ZIP_CODE                  CURRENT_BALANCE                   LOAN_TO_VALUE                    MI                         MERS_ID1                   MARGIN                 NEXT_RATE_ADJ_DATE1                  MAX_RATE              MIN_RATE
   --------                  ---------------                   -------------                    --                         --------                   ------                 -------------------                  --------              --------
     89032                      49,321.93                                            100.00    No MI                  100246100006631519              0.0000                                                       0.0000                0.0000
     30135                      46,266.47                                              99.97   No MI                          0                       0.0000                                                       0.0000                0.0000
     14207                      36,689.75                                              80.00   No MI                  100213300000122155              6.1250                      20080101                        16.2750               10.2750
     89166                      303,999.03                                             80.00   No MI                  100246100006626543              5.5000                      20090301                        13.3750                7.3750
     29910                      154,600.59                                             80.00   No MI                  100366000000023891              5.6500                      20080401                        14.5800                5.6500
     29910                      38,690.30                                            100.00    No MI                  100366000000023917              0.0000                                                       0.0000                0.0000
     48204                      73,598.96                                              90.00   No MI                  100086600211017662              5.9500                      20080201                        15.9750                5.9500
     92503                      274,878.09                                             57.29   No MI                  100144600097447009              6.7500                      20080501                        16.2500               10.2500
     85204                      150,000.00                                             68.49   No MI                  100386100002124121              5.5000                      20080701                        14.8500                8.8500
     37803                      202,500.00                                             90.00   No MI                  100213300000113113              5.7500                      20071201                        15.5000                9.5000
     70815                      80,426.67                                              95.00   No MI                  100350300000542223              7.7000                      20071201                        15.5500                9.5500
     33607                      121,822.56                                             72.06   No MI                  100146410000008585              8.5700                      20081101                        14.5700                8.5700
     19713                      174,775.20                                             80.00   No MI                  100076500000192936              5.5000                      20080501                        13.9300                7.9300
     92557                      324,000.00                                             80.00   No MI                  100386100002131514              5.5000                      20080601                        13.9500                7.9500
     92557                      80,953.67                                            100.00    No MI                  100386100002131530              0.0000                                                       0.0000                0.0000
     49448                      114,216.46                                             85.00   No MI                  100077440000604508              0.0000                                                       0.0000                0.0000
     27526                      81,586.23                                              70.00   No MI                  100077440000619027              0.0000                                                       0.0000                0.0000
     46747                      151,383.89                                             80.00   No MI                  100077440000663983              0.0000                                                       0.0000                0.0000
     75056                      134,193.12                                             85.00   No MI                  100386100002133155              5.5000                      20080601                        16.5150               10.5150
     32962                      206,752.11                                             90.00   No MI                          0                       5.5000                      20080501                        16.5200               10.5200
     39759                      79,581.40                                              80.00   No MI                  100077400205221771              0.0000                                                       0.0000                0.0000
     77316                      59,799.66                                               73.17  No MI                  100077400205243148              8.0000                      20090201                        15.0000                9.0000
     93622                      150,000.00                                             89.82   No MI                  100077400205246067              5.5000                      20080101                        13.0000                7.0000
     3878                       220,772.73                                             84.67   No MI                  100386100002135465              5.5000                      20080601                        16.0150               10.0150
     34120                      184,999.90                                             52.86   No MI                  100386100002136471              6.0000                      20080601                        16.2000               10.2000
     93552                      272,000.00                                             80.00   No MI                  100144600097447736              5.5000                      20080501                        13.7500                7.7500
     93552                      67,942.64                                            100.00    No MI                  100144600097447744              0.0000                                                       0.0000                0.0000
     65202                      117,423.86                                             80.00   No MI                  100386100002139434              5.5000                      20080601                        13.4800                7.4800
     74029                      50,000.00                                              84.96   No MI                  100386100002138105              5.5000                      20080601                        16.9900               10.9900
     46036                      80,816.88                                              90.00   No MI                  100273100008184059              7.2000                      20080401                        15.4500                9.4500
     46011                      77,850.89                                              80.00   No MI                  100273100008190197              5.5000                      20080401                        15.7500                9.7500
     29732                      110,934.47                                             80.00   No MI                  100273100008191419              5.5000                      20080401                        14.8900                8.8900
     45238                      165,663.08                                             80.00   No MI                          0                       0.0000                                                       0.0000                0.0000
     45238                      41,452.80                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     89031                      239,606.93                                             80.00   No MI                  100386100002141380              0.0000                                                       0.0000                0.0000
     89031                      44,963.12                                              95.00   No MI                  100386100002141406              0.0000                                                       0.0000                0.0000
     27104                      30,929.35                                            100.00    No MI                  100077440000596837              0.0000                                                       0.0000                0.0000
     76374                      62,742.67                                              80.00   No MI                  100077400205229303              7.2500                      20081101                        13.2500                7.2500
     92154                      391,000.00                                             85.00   No MI                  100077400205225400              5.5000                      20071201                        13.2500                7.2500
     91340                      352,800.00                                             80.00   No MI                  100077400205244328              6.0000                      20071201                        12.4500                6.4500
     98674                      153,000.00                                           100.00    No MI                  100331700902481160              5.5000                      20090401                        15.8750                9.8750
     42413                      119,333.98                                             80.00   No MI                  100077400205232851              0.0000                                                       0.0000                0.0000
     39648                      61,165.35                                              76.88   No MI                  100077400205225327              0.0000                                                       0.0000                0.0000
     8102                       52,288.94                                              80.00   No MI                  100263195009820398              7.7000                      20080401                        15.2000                7.7000
     30288                      221,345.95                                             80.00   No MI                  100263195009826825              6.4000                      20080401                        14.0500                6.4000
     19144                      246,209.62                                             95.00   No MI                  100263195009838135              7.3000                      20080301                        14.2000                7.3000
     77026                      61,072.93                                            100.00    No MI                  100263195009845718              7.8000                      20080401                        15.3000                7.8000
     7111                       216,749.19                                             85.00   No MI                  100263195009876572              6.4900                      20080401                        13.9900                6.4900
     62208                      97,455.31                                              85.00   No MI                  100263195009887215              6.2000                      20080401                        13.2000                6.2000
     23002                      138,280.42                                             80.00   No MI                  100263195009888619              7.5000                      20080401                        15.0000                7.5000
     45044                      25,565.29                                            100.00    No MI                  100263195009891415              0.0000                                                       0.0000                0.0000
     29906                      26,173.97                                            100.00    No MI                  100263195009894559              0.0000                                                       0.0000                0.0000
     43608                      79,730.65                                              85.00   No MI                  100263195009903889              7.7000                      20090401                        15.2000                7.7000
     49028                      83,137.58                                              85.00   No MI                  100263195009913037              8.1000                      20090401                        15.6000                8.1000
     29115                      60,694.40                                              80.00   No MI                  100263195009918812              0.0000                                                       0.0000                0.0000
     73150                      63,843.27                                              55.65   No MI                  100263195009921527              0.0000                                                       0.0000                0.0000
     43078                      260,000.00                                             89.66   No MI                  100263195009929058              6.4900                      20080301                        13.9900                6.4900
     98201                      271,538.01                                             85.00   No MI                  100263195009931849              5.9500                      20080301                        13.4500                5.9500
     60619                      248,844.59                                             80.00   No MI                  100263195009935311              5.9500                      20080401                        13.4500                5.9500
     43110                      76,404.33                                              94.44   No MI                  100263195009938612              0.0000                                                       0.0000                0.0000
     30060                      61,713.14                                              80.00   No MI                  100263195009942994              5.8000                      20080401                        13.3000                5.8000
     43138                      90,752.81                                              70.00   No MI                  100263195009946383              6.4900                      20110401                        13.9900                6.4900
     73169                      87,824.79                                            100.00    No MI                  100263195009951896              0.0000                                                       0.0000                0.0000
     43615                      70,207.21                                              80.00   No MI                  100263195009955442              6.4500                      20080401                        13.9500                6.4500
     63136                      65,487.32                                              80.00   No MI                  100263195009958255              0.0000                                                       0.0000                0.0000
     16146                      42,399.30                                              85.00   No MI                  100263195009962117              0.0000                                                       0.0000                0.0000
     77014                      108,909.89                                             80.00   No MI                  100263195009967249              6.6000                      20080401                        14.1000                6.6000
     21218                      159,587.99                                             80.00   No MI                  100263195009970375              7.0000                      20080401                        14.5000                7.0000
     77055                      46,308.17                                              79.99   No MI                  100263195009971779              0.0000                                                       0.0000                0.0000
     73109                      53,407.70                                              80.00   No MI                  100263195009972843              7.7500                      20080401                        15.2500                7.7500
     16214                      51,859.86                                              80.00   No MI                  100263195009973429              6.5300                      20090401                        14.0300                6.5300
     91945                      339,051.49                                             72.65   No MI                  100263195009974252              4.9500                      20080301                        12.4500                4.9500
     55347                      343,950.00                                             80.00   No MI                  100263195009974336              6.4500                      20080301                        13.4500                6.4500
     43506                      22,954.30                                            100.00    No MI                  100263195009974823              0.0000                                                       0.0000                0.0000
     30019                      135,807.82                                             80.00   No MI                  100263195009975242              5.8000                      20080401                        13.3000                5.8000
     45840                      139,136.54                                             90.00   No MI                  100263195009975994              7.8000                      20090301                        15.3000                7.8000
     78957                      44,304.00                                              64.29   No MI                  100263195009977222              0.0000                                                       0.0000                0.0000
     85016                      174,013.39                                             70.40   No MI                  100263195009978477              5.4500                      20080401                        12.9500                5.4500
     95207                      271,021.49                                             80.00   No MI                  100263195009979616              6.0500                      20080301                        13.5500                6.0500
     77028                      51,084.48                                              79.99   No MI                  100263195009985639              7.0000                      20080401                        18.0000                7.0000
     49345                      91,091.70                                               67.21  No MI                  100263195009985712              0.0000                                                       0.0000                0.0000
     48219                      71,092.24                                              95.00   No MI                  100263195009986132              0.0000                                                       0.0000                0.0000
     37055                      73,445.63                                            100.00    No MI                  100263195009986397              0.0000                                                       0.0000                0.0000
     75007                      134,053.87                                             79.99   No MI                  100263195009988112              0.0000                                                       0.0000                0.0000
     22306                      229,342.30                                             45.54   No MI                  100263195009989441              7.8500                      20080301                        14.8500                7.8500
     73772                      37,334.41                                              75.00   No MI                  100263195009993559              0.0000                                                       0.0000                0.0000
     16602                      51,698.31                                              80.00   No MI                  100263195009993633              5.3500                      20080301                        12.8500                5.3500
     77414                      102,912.52                                             79.99   No MI                  100263195009995612              0.0000                                                       0.0000                0.0000
     85033                      159,556.39                                             73.06   No MI                  100263195009998509              8.0000                      20080301                        15.0000                8.0000
     98501                      227,171.78                                             85.00   No MI                  100263195010001046              6.4000                      20080401                        13.9000                6.4000
     98203                      249,703.67                                             90.00   No MI                  100263195010002788              7.0000                      20080301                        14.5000                7.0000
     73142                      89,289.16                                              80.00   No MI                  100263195010003281              0.0000                                                       0.0000                0.0000
     43140                      375,061.13                                             80.00   No MI                  100263195010005005              7.0000                      20080401                        14.5000                7.0000
     64134                      80,589.23                                              85.00   No MI                  100263195010005427              0.0000                                                       0.0000                0.0000
     78596                      16,749.95                                            100.00    No MI                  100263195010007811              0.0000                                                       0.0000                0.0000
     17024                      260,313.58                                             90.00   No MI                  100263195010012357              0.0000                                                       0.0000                0.0000
     63031                      130,152.87                                             90.00   No MI                  100263195010012431              7.2000                      20080301                        15.2000                7.2000
     91331                      388,000.00                                             80.00   No MI                  100263195010013181              6.3500                      20080301                        13.8500                6.3500
     30224                      139,288.13                                              83.01  No MI                  100263195010013678              6.4900                      20080401                        13.9900                6.4900
     43081                      99,736.36                                              80.00   No MI                  100263195010013751              4.9000                      20080301                        12.4000                4.9000
     15623                      16,683.28                                            100.00    No MI                  100263195010013835              0.0000                                                       0.0000                0.0000
     8861                       288,224.43                                             85.00   No MI                  100263195010014742              6.5500                      20080401                        14.0500                6.5500
     72764                      125,128.08                                             80.00   No MI                  100263195010017141              6.0000                      20080301                        13.5000                6.0000
     48223                      258,092.59                                             90.00   No MI                  100263195010017711              0.0000                                                       0.0000                0.0000
     89031                      290,037.87                                             80.00   No MI                  100263195010018131              6.2400                      20080401                        13.7400                6.2400
     45225                      67,272.78                                               79.41  No MI                  100263195010020194              0.0000                                                       0.0000                0.0000
     63031                      118,416.01                                             90.00   No MI                  100263195010020277              6.0000                      20080301                        13.5000                6.0000
     37806                      111,418.33                                             94.98   No MI                  100263195010021424              0.0000                                                       0.0000                0.0000
     77801                      58,427.41                                            100.00    No MI                  100263195010022661              8.2800                      20080401                        15.7800                8.2800
     40070                      56,787.92                                               72.15  No MI                  100263195010025300              6.5500                      20080301                        13.5500                6.5500
     30274                      93,370.78                                              80.00   No MI                  100263195010026399              7.0000                      20080401                        14.5000                7.0000
     45238                      103,793.88                                             80.00   No MI                  100263195010027876              5.4000                      20080301                        12.9000                5.4000
     77084                      96,460.78                                              80.00   No MI                  100263195010028031              6.4750                      20080301                        13.4750                6.4750
     45002                      118,914.52                                             80.00   No MI                  100263195010028866              6.4000                      20080301                        13.9000                6.4000
     63112                      74,526.69                                              95.00   No MI                  100263195010029443              7.7000                      20080301                        14.7000                7.7000
     98632                      103,494.85                                             80.00   No MI                  100263195010030094              5.7500                      20080301                        13.2500                5.7500
     75401                      95,306.11                                              79.99   No MI                  100263195010030904              0.0000                                                       0.0000                0.0000
     45205                      69,824.22                                              80.00   No MI                  100263195010031167              6.0500                      20080301                        13.5500                6.0500
     30274                      23,372.49                                            100.00    No MI                  100263195010032074              0.0000                                                       0.0000                0.0000
     45205                      116,939.59                                             85.00   No MI                  100263195010032314              7.0000                      20080301                        14.5000                7.0000
     85208                      231,694.60                                             80.00   No MI                  100263195010032801              6.0500                      20080401                        13.5500                6.0500
     16133                      87,274.41                                            100.00    No MI                  100263195010033064              7.8500                      20080301                        15.3500                7.8500
     63111                      119,604.21                                             80.00   No MI                  100263195010033486              7.1500                      20080401                        14.6500                7.1500
     92407                      100,644.65                                           100.00    No MI                  100263195010033973              0.0000                                                       0.0000                0.0000
     29640                      89,368.57                                               84.51  No MI                  100263195010034211              6.9000                      20080301                        14.4000                6.9000
     77015                      75,766.76                                              79.99   No MI                  100263195010034476              0.0000                                                       0.0000                0.0000
     93638                      235,279.96                                             80.00   No MI                  100263195010034880              6.4900                      20080301                        13.9900                6.4900
     63111                      123,468.23                                             80.00   No MI                  100263195010035200              7.5500                      20080401                        15.0500                7.5500
     77520                      64,885.42                                              79.99   No MI                  100263195010035382              0.0000                                                       0.0000                0.0000
     43234                      93,122.89                                              85.00   No MI                  100263195010035879              7.2000                      20080401                        14.7000                7.2000
     30157                      118,809.95                                             80.00   No MI                  100263195010035952              6.2000                      20090401                        13.7000                6.2000
     63366                      226,958.94                                             80.00   No MI                  100263195010036604              6.8000                      20080401                        14.3000                6.8000
     30707                      65,367.93                                              80.00   No MI                  100263195010037859              5.6000                      20080401                        13.1000                5.6000
     73109                      13,368.13                                            100.00    No MI                  100263195010038683              0.0000                                                       0.0000                0.0000
     33016                      108,535.56                                             65.97   No MI                  100263195010039186              7.2000                      20080301                        14.7000                7.2000
     46628                      34,789.00                                            100.00    No MI                  100263195010039426              0.0000                                                       0.0000                0.0000
     95682                      423,477.09                                             80.00   No MI                  100263195010039913              6.4000                      20080301                        13.9000                6.4000
     98682                      163,558.13                                             80.00   No MI                  100263195010040721              6.1500                      20080301                        13.6500                6.1500
     89074                      178,782.72                                             80.00   No MI                  100263195010040804              5.5000                      20080401                        13.0000                5.5000
     93003                      538,581.47                                             85.00   No MI                  100263195010041067              6.3000                      20080401                        13.8000                6.3000
     76273                      39,890.24                                              80.00   No MI                  100263195010041489              0.0000                                                       0.0000                0.0000
     16101                      134,804.77                                             75.00   No MI                  100263195010042131              0.0000                                                       0.0000                0.0000
     44060                      94,706.73                                              57.23   No MI                  100263195010042214              0.0000                                                       0.0000                0.0000
     40965                      65,796.26                                              77.65   No MI                  100263195010042628              0.0000                                                       0.0000                0.0000
     43611                      96,217.55                                              78.49   No MI                  100263195010045365              0.0000                                                       0.0000                0.0000
     46403                      58,398.39                                              90.00   No MI                  100263195010046017              8.8000                      20080401                        15.8000                8.8000
     64109                      51,853.18                                              80.00   No MI                  100263195010047262              8.5000                      20080301                        14.5000                8.5000
     41091                      64,645.88                                              32.50   No MI                  100263195010048583              7.2000                      20080401                        14.2000                7.2000
     30180                      101,443.82                                             80.00   No MI                  100263195010050530              6.3000                      20080301                        13.8000                6.3000
     33160                      310,422.11                                             80.00   No MI                  100263195010050878              7.4000                      20080401                        14.4000                7.4000
     94572                      447,120.48                                             80.00   No MI                  100263195010051033              6.0500                      20080301                        13.5500                6.0500
     29420                      103,144.92                                             94.99   No MI                  100263195010051868              7.3500                      20080301                        14.8500                7.3500
     21060                      211,436.77                                             80.00   No MI                  100263195010052023              6.6000                      20080401                        14.1000                6.6000
     77396                      27,671.43                                            100.00    No MI                  100263195010057071              0.0000                                                       0.0000                0.0000
     77063                      60,493.52                                              96.83   No MI                  100263195010060513              0.0000                                                       0.0000                0.0000
     19551                      175,366.08                                             80.00   No MI                  100263195010060695              5.7500                      20080401                        13.2500                5.7500
     47359                      50,336.77                                              80.00   No MI                  100263195010061354              0.0000                                                       0.0000                0.0000
     21206                      116,999.86                                             87.04   No MI                  100263195010061842              7.0000                      20080401                        11.0000                7.0000
     77081                      244,602.75                                             80.00   No MI                  100263195010062006              6.2000                      20080301                        13.7000                6.2000
     43119                      105,662.90                                             80.00   No MI                  100263195010062261              5.7000                      20080401                        13.2000                5.7000
     42101                      93,469.55                                              90.00   No MI                  100263195010062592              8.1500                      20090301                        15.1500                8.1500
     27803                      67,019.67                                              80.00   No MI                  100263195010062675              0.0000                                                       0.0000                0.0000
     29510                      107,718.85                                             90.00   No MI                  100263195010064085              0.0000                                                       0.0000                0.0000
     77521                      137,103.17                                             80.00   No MI                  100263195010066551              6.7000                      20090301                        13.7000                6.7000
     73020                      60,629.70                                              80.00   No MI                  100263195010068466              7.4500                      20080301                        14.9500                7.4500
     44705                      77,696.93                                            100.00    No MI                  100263195010071668              6.4000                      20080401                        13.9000                6.4000
     19134                      59,866.48                                              80.00   No MI                  100263195010074068              8.5500                      20080301                        16.0500                8.5500
     33032                      203,225.85                                             80.00   No MI                  100263195010074977              5.9500                      20090301                        13.4500                5.9500
     27537                      124,673.22                                             80.00   No MI                  100263195010177770              0.0000                                                       0.0000                0.0000
     45036                      191,774.57                                             80.00   No MI                  100263195010177937              6.4500                      20080401                        13.9500                6.4500
     37227                      24,390.54                                            100.00    No MI                  100263195010178190              0.0000                                                       0.0000                0.0000
     45036                      47,914.90                                            100.00    No MI                  100263195010178273              0.0000                                                       0.0000                0.0000
     73018                      51,202.07                                              94.65   No MI                  100263195010179420              0.0000                                                       0.0000                0.0000
     60538                      246,287.64                                              80.12  No MI                  100263195010180154              8.3000                      20080401                        15.3000                8.3000
     80917                      187,706.91                                             80.00   No MI                  100263195010180642              5.4500                      20080401                        12.9500                5.4500
     8332                       184,685.67                                           100.00    No MI                  100263195010181558              7.7500                      20080401                        16.2500                7.7500
     15221                      73,852.67                                              94.87   No MI                  100263195010181715              8.0000                      20080401                        15.5000                8.0000
     43612                      99,967.63                                              85.00   No MI                  100263195010182051              0.0000                                                       0.0000                0.0000
     33617                      115,648.93                                             80.00   No MI                  100263195010182473              5.9500                      20080401                        13.4500                5.9500
     45011                      207,722.24                                             80.00   No MI                  100263195010182622              6.0000                      20080401                        13.5000                6.0000
     23075                      25,363.14                                            100.00    No MI                  100263195010183208              0.0000                                                       0.0000                0.0000
     60459                      63,888.93                                            100.00    No MI                  100263195010183380              0.0000                                                       0.0000                0.0000
     44706                      44,096.12                                              85.00   No MI                  100263195010183463              7.2000                      20080401                        14.7000                7.2000
     45030                      122,924.90                                             85.00   No MI                  100263195010183539              7.4900                      20080401                        14.9900                7.4900
     20886                      294,832.94                                             80.00   No MI                  100263195010183612              6.2500                      20080401                        13.7500                6.2500
     15218                      39,934.88                                              80.00   No MI                  100263195010184115              8.9500                      20080401                        16.4500                8.9500
     75703                      139,491.96                                             79.99   No MI                  100263195010184370              0.0000                                                       0.0000                0.0000
     30736                      92,000.00                                              80.00   No MI                  100263195010184453              5.9500                      20080401                        13.4500                5.9500
     73401                      15,773.47                                            100.00    No MI                  100263195010184602              0.0000                                                       0.0000                0.0000
     73401                      63,011.55                                              80.00   No MI                  100263195010184784              6.3500                      20080401                        13.8500                6.3500
     34736                      126,855.14                                             87.59   No MI                  100263195010185286              0.0000                                                       0.0000                0.0000
     48219                      85,256.28                                              90.00   No MI                  100263195010185773              6.2500                      20080401                        13.7500                6.2500
     60426                      96,713.91                                              95.00   No MI                  100263195010186193              4.8000                      20080401                        15.8000                4.8000
     80246                      90,400.00                                              80.00   No MI                  100263195010186680              7.0800                      20080401                        14.5800                7.0800
     15221                      41,913.36                                              76.36   No MI                  100263195010186847              7.8300                      20080401                        15.3300                7.8300
     20601                      183,776.07                                             80.00   No MI                  100263195010186920              6.3250                      20110401                        13.8250                6.3250
     32566                      49,892.10                                              25.25   No MI                  100263195010187183              7.3500                      20080401                        14.8500                7.3500
     65802                      66,490.87                                              90.00   No MI                  100263195010187423              9.3000                      20080401                        16.8000                9.3000
     64138                      157,536.31                                             80.00   No MI                  100263195010187753              7.0000                      20080401                        14.5000                7.0000
     27616                      117,591.40                                             80.00   No MI                  100263195010188173              6.7000                      20080401                        14.2000                6.7000
     40509                      59,111.43                                              79.70   No MI                  100263195010188330              6.2000                      20080401                        13.2000                6.2000
     20781                      234,707.77                                             79.93   No MI                  100263195010188413              6.2500                      20080401                        13.7500                6.2500
     19348                      376,863.90                                             79.25   No MI                  100263195010188587              6.7000                      20080401                        14.2000                6.7000
     48214                      49,407.48                                              90.00   No MI                  100263195010188660              0.0000                                                       0.0000                0.0000
     62294                      248,444.89                                             88.96   No MI                  100263195010189163              5.6500                      20080401                        14.1500                5.6500
     15235                      59,030.91                                              80.00   No MI                  100263195010189320              0.0000                                                       0.0000                0.0000
     30144                      208,542.93                                             95.00   No MI                  100263195010190054              7.5500                      20080401                        15.0500                7.5500
     29485                      21,062.19                                            100.00    No MI                  100263195010191128              0.0000                                                       0.0000                0.0000
     30110                      25,318.67                                            100.00    No MI                  100263195010191201              0.0000                                                       0.0000                0.0000
     15143                      178,356.76                                             85.00   No MI                  100263195010191532              7.7500                      20080401                        15.2500                7.7500
     60101                      299,428.40                                             80.00   No MI                  100263195010191615              7.5500                      20080401                        14.5500                7.5500
     44087                      133,600.00                                             80.00   No MI                  100263195010312088              7.0500                      20160401                        14.5500                7.0500
     77085                      102,971.48                                             80.00   No MI                  100263195010313151              7.4900                      20080401                        14.9900                7.4900
     89408                      262,938.81                                             80.00   No MI                  100263195010313722              4.5500                      20080401                        12.0500                4.5500
     30297                      101,223.77                                             90.00   No MI                  100263195010317525              7.9000                      20080401                        15.4000                7.9000
     11216                      454,564.16                                             80.00   No MI                  100263195010321568              5.7500                      20080401                        13.2500                5.7500
     23063                      154,884.57                                             79.49   No MI                  100263195010321725              8.0000                      20080401                        15.5000                8.0000
     15209                      39,927.58                                              80.00   No MI                  100263195010332797              8.4500                      20080401                        15.9500                8.4500
     63069                      71,077.71                                              80.00   No MI                  100263195010351672              8.7000                      20080401                        16.2000                8.7000
     48205                      53,443.70                                              80.00   No MI                  100263195010360822              8.5000                      20080401                        16.0000                8.5000
     75088                      111,666.21                                             80.00   No MI                  100263195010366787              7.8750                      20080401                        14.8750                7.8750
     12603                      163,641.33                                             80.00   No MI                  100263195010371712              7.5500                      20080401                        15.0500                7.5500
     20110                      367,609.50                                             80.00   No MI                  100263195010377834              6.8000                      20080401                        14.3000                6.8000
     80233                      140,000.00                                             80.00   No MI                  100263195010378584              6.2000                      20080401                        13.7000                6.2000
     29456                      81,505.57                                              80.00   No MI                  100263195010378824              6.5000                      20080401                        14.0000                6.5000
     20706                      69,930.39                                            100.00    No MI                  100263195010379160              0.0000                                                       0.0000                0.0000
     23324                      164,000.00                                             80.00   No MI                  100263195010380887              5.4500                      20080401                        12.9500                5.4500
     77396                      98,597.44                                              80.00   No MI                  100263195010381612              6.9300                      20080401                        14.4300                6.9300
     75228                      66,109.11                                              80.00   No MI                  100263195010382867              6.9500                      20080401                        14.4500                6.9500
     40211                      47,881.21                                              80.00   No MI                  100263195010389060              7.4500                      20080401                        14.4500                7.4500
     46218                      41,522.23                                              80.00   No MI                  100263195010390456              0.0000                                                       0.0000                0.0000
     33025                      59,939.35                                            100.00    No MI                  100263195010391512              0.0000                                                       0.0000                0.0000
     64131                      173,010.01                                             84.50   No MI                  100386100002142644              5.5000                      20080601                        14.4000                8.4000
     37013                      114,815.43                                             95.00   No MI                  100144600097450102              5.5000                      20080501                        16.6250               10.6250
     85326                      274,339.56                                             90.00   No MI                  100386100002144160              5.5000                      20080601                        14.1000                8.1000
     34472                      94,930.06                                              95.00   No MI                          0                       5.5000                      20080601                        16.8750               10.8750
     8049                       159,788.14                                             80.00   No MI                  100076500000988051              5.5000                      20080501                        16.0500               10.0500
     32828                      238,500.00                                             75.00   No MI                  100386100002148260              6.2500                      20080601                        14.5350                8.5350
     20646                      95,921.52                                              80.00   No MI                  100232600000062039              6.0000                      20080601                        16.3900               10.3900
     19454                      344,000.00                                             67.45   No MI                  100076500000986071              5.5000                      20080501                        15.7500                9.7500
     19977                      263,920.00                                             80.00   No MI                  100076500000200770              5.5000                      20080601                        15.3100                9.3100
     8332                       137,838.64                                             80.00   No MI                  100076500000996617              5.5000                      20080601                        14.6900                8.6900
     8332                       34,479.94                                            100.00    No MI                  100076500001016167              0.0000                                                       0.0000                0.0000
     19141                      58,307.38                                              90.00   No MI                  100076500000918603              0.0000                                                       0.0000                0.0000
     34653                      134,712.06                                             79.98   No MI                  100386100002152916              5.5000                      20080601                        12.6800                6.6800
     92408                      350,387.21                                             90.00   No MI                  100255500000038694              5.7300                      20080501                        14.7300                8.7300
     11520                      338,231.88                                             90.00   No MI                  100038600000117748              7.0000                      20080501                        15.8750                9.8750
     11757                      365,791.85                                             80.00   No MI                  100038600000112384              6.6250                      20080101                        12.8750                6.6250
     11757                      91,809.65                                            100.00    No MI                  100038600000112376              0.0000                                                       0.0000                0.0000
     11691                      355,192.18                                             80.00   No MI                  100038600000113648              7.3750                      20080201                        13.3750                7.3750
     11691                      88,519.70                                            100.00    No MI                  100038600000113655              0.0000                                                       0.0000                0.0000
     11212                      99,477.75                                            100.00    No MI                  100038603000042957              0.0000                                                       0.0000                0.0000
     11212                      398,400.00                                             80.00   No MI                  100038603000042981              5.7500                      20080401                        13.4750                7.4750
     80015                      229,779.43                                             86.47   No MI                  100038603000043377              6.6250                      20080501                        14.8750                6.6250
     7104                       351,050.57                                             80.00   No MI                  100038603000043393              6.5000                      20080401                        14.0250                6.5000
     11706                      315,760.11                                             80.00   No MI                  100038600000117888              5.7500                      20080501                        14.4500                8.4500
     11706                      78,931.52                                            100.00    No MI                  100038600000117870              0.0000                                                       0.0000                0.0000
     11694                      499,094.37                                             77.28   No MI                  10003860000011813               5.7500                      20080501                        14.6000                8.6000
     11096                      305,280.00                                             80.00   No MI                  100038600000116492              0.0000                                                       0.0000                0.0000
     11096                      76,231.09                                            100.00    No MI                  100038600000116500              0.0000                                                       0.0000                0.0000
     10466                      494,215.50                                             90.00   No MI                  100038600000116195              6.6250                      20080401                        16.5750               10.5750
     93534                      256,000.00                                             80.00   No MI                  100022100149230492              5.5000                      20080501                        14.0850                8.0850
     33558                      131,992.00                                             80.00   No MI                  100062700110953278              7.7500                      20080101                        15.0000                7.7500
     33558                      32,938.66                                            100.00    No MI                  100062700110953286              0.0000                                                       0.0000                0.0000
     33607                      202,500.00                                             90.00   No MI                  100062700110954144              8.1250                      20080401                        16.1250                8.1250
     33607                      158,320.00                                             80.00   No MI                  100062700110954706              8.1250                      20080501                        16.1250                8.1250
     33607                      39,543.75                                            100.00    No MI                  100062700110954714              0.0000                                                       0.0000                0.0000
     33542                      279,639.17                                             80.00   No MI                  100062700112804412              6.6250                      20080401                        14.6250                6.6250
     33542                      69,931.15                                            100.00    No MI                  100062700112804610              0.0000                                                       0.0000                0.0000
     29464                      154,000.00                                             80.00   No MI                  100062701215178407              8.3750                      20080401                        16.3750                8.3750
     29464                      38,466.18                                            100.00    No MI                  100062701215178423              0.0000                                                       0.0000                0.0000
     30060                      28,280.00                                            100.00    No MI                  100062700121564098              0.0000                                                       0.0000                0.0000
     55070                      59,582.55                                              98.68   No MI                  100062700121599722              0.0000                                                       0.0000                0.0000
     33711                      120,488.68                                             95.00   No MI                  100062700140404938              9.5000                      20090401                        16.5000                9.5000
     34758                      127,644.10                                             67.72   No MI                  100062700140826551              8.3750                      20080101                        17.6250                8.3750
     70809                      74,354.67                                            100.00    No MI                  100062700310711476              0.0000                                                       0.0000                0.0000
     55426                      229,500.00                                             90.00   No MI                  100386100002156750              5.5000                      20080601                        14.7300                8.7300
     89109                      172,500.00                                             69.00   No MI                  100137306050026512              5.5000                      20080601                        15.2200                9.2200
     19365                      141,185.04                                             52.29   No MI                  100076500000197034              5.5000                      20080501                        13.4800                7.4800
     18104                      134,775.33                                             95.00   No MI                  100232600000061817              5.5000                      20080501                        15.0700                5.5000
     33565                      359,810.90                                             90.00   No MI                  100389160000110958              5.5000                      20080501                        15.6900                9.6900
     46184                      21,825.11                                            100.00    No MI                  100202930603140189              0.0000                                                       0.0000                0.0000
     84108                      310,112.13                                             85.00   No MI                  100060806050048979              5.5000                      20080601                        14.8800                8.8800
     91766                      407,685.72                                             80.00   No MI                  100144600097450979              5.5000                      20080501                        14.4000                5.5000
     91766                      76,437.26                                              95.00   No MI                  100144600097451407              0.0000                                                       0.0000                0.0000
     93534                      323,100.00                                             90.00   No MI                  100153210603019348              5.7500                      20080501                        15.2500                5.7500
     95815                      242,250.00                                             85.00   No MI                  100144600097451050              5.5000                      20080501                        14.1250                8.1250
     92057                      283,734.11                                             49.82   No MI                  100144600097450714              5.7500                      20080501                        13.7250                7.7250
     8629                       147,727.69                                             93.67   No MI                  100028800011695532              7.8750                      20080401                        15.8750                7.8750
     8080                       189,935.96                                             77.82   No MI                  100028800011721379              8.0000                      20080401                        16.0000                8.0000
     7920                       588,377.48                                             85.00   No MI                  100028800011721585              7.7500                      20080401                        15.7500                7.7500
     7869                       469,210.93                                             95.00   No MI                  100028800011722971              7.0000                      20080401                        15.0000                7.0000
     7740                       363,779.85                                             90.00   No MI                  100028800011723722              7.6250                      20080501                        14.1250                7.6250
     19701                      265,476.92                                             95.00   No MI                  100028800011725107              7.6250                      20080401                        15.6250                7.6250
     8638                       147,025.17                                             95.00   No MI                  100028800011727012              7.3750                      20080501                        15.3750                7.3750
     7874                       157,560.76                                             74.53   No MI                  100028800011728986              5.8750                      20080401                        13.8750                5.8750
     19460                      177,728.24                                           100.00    No MI                  100028800011730123              7.3750                      20080501                        15.3750                7.3750
     37615                      118,808.58                                             83.80   No MI                  100028800011732459              7.1250                      20080501                        15.1250                7.1250
     63025                      169,693.93                                             90.00   No MI                  100028800011735544              6.6250                      20080401                        14.6250                6.6250
     18037                      189,559.73                                           100.00    No MI                  100028800011737961              8.0000                      20080401                        16.0000                8.0000
     21229                      100,865.40                                           100.00    No MI                  100028800011738613              9.3750                      20080401                        17.3750                9.3750
     7726                       259,642.69                                               61.18 No MI                  100028800011739819              7.8750                      20080501                        15.8750                7.8750
     7726                       111,846.10                                             80.00   No MI                  100028800011742250              7.8750                      20080501                        15.8750                7.8750
     20747                      304,346.83                                           100.00    No MI                  100028800011743548              7.8750                      20080401                        15.8750                7.8750
     21229                      99,748.78                                               29.41  No MI                  100028800011743696              6.3750                      20080401                        14.3750                6.3750
     19464                      396,021.70                                           100.00    No MI                  100028800011744173              7.5000                      20080401                        15.5000                7.5000
     19120                      142,176.82                                             95.00   No MI                  100028800011747481              7.2500                      20080501                        15.2500                7.2500
     19036                      148,218.69                                             84.86   No MI                  100028800011749644              6.5000                      20080501                        14.5000                6.5000
     16801                      408,000.00                                             80.00   No MI                  100195910001752552              7.2400                      20080401                        14.4900                7.4900
     33013                      279,389.71                                             80.00   No MI                  100195010001756790              7.3900                      20090501                        14.6400                7.6400
     33055                      248,000.00                                             80.00   No MI                  100195910001759227              7.5000                      20080501                        14.7900                7.7900
     53807                      86,227.96                                              90.00   No MI                  100195910001769598              7.5000                      20080401                        16.5000                9.5000
     33060                      74,863.86                                              40.54   No MI                  100195910001790834              7.1000                      20080501                        15.5400                8.5400
     34953                      244,050.00                                             79.99   No MI                  100195910001805012              7.5000                      20080501                        15.7900                8.7900
     33825                      67,109.88                                              70.00   No MI                  100195910001859548              7.5000                      20090501                        16.9900                9.9900
     33155                      388,722.87                                             95.00   No MI                  100195910001864662              7.5000                      20080401                        16.4900                9.4900
     33147                      171,152.91                                             85.00   No MI                  100195910001868630              0.0000                                                       0.0000                0.0000
     33012                      132,567.79                                              37.16  No MI                  100105910001875023              0.0000                                                       0.0000                0.0000
     33309                      271,990.05                                             80.00   No MI                  100195910001877029              7.5000                      20080501                        16.7400                9.7400
     33155                      306,887.97                                             80.00   No MI                  100195910001878217              0.0000                                                       0.0000                0.0000
     33919                      278,719.72                                             90.00   No MI                  100195910001879785              7.5000                      20090501                        17.6000               10.6000
     33463                      219,200.00                                             80.00   No MI                  100195910001887648              7.4900                      20090501                        14.4900                7.4900
     33313                      84,883.81                                              77.27   No MI                  100195910001892952              7.5000                      20080501                        16.9000                9.9000
     33055                      109,815.95                                              46.81  No MI                  100195910001899346              0.0000                                                       0.0000                0.0000
     33067                      383,758.00                                             80.00   No MI                  100195910001901282              7.2900                      20090401                        14.5400                7.5400
     33168                      228,661.64                                             85.00   No MI                  100195910001930158              0.0000                                                       0.0000                0.0000
     33168                      212,927.41                                             80.00   No MI                  100195910001931651              7.0000                      20090401                        14.2500                7.2500
     33147                      51,943.72                                              40.00   No MI                  100195910001939225              7.5000                      20080501                        17.9900               10.9900
     33014                      272,012.44                                             70.36   No MI                  100195910001947004              0.0000                                                       0.0000                0.0000
     33167                      137,804.87                                             75.00   No MI                  100195910001947087              7.5000                      20090501                        16.7400                9.7400
     33936                      48,615.03                                              94.99   No MI                  100195910001951303              0.0000                                                       0.0000                0.0000
     33313                      145,522.48                                             90.00   No MI                  100195910001953051              7.5000                      20080501                        16.5400                9.5400
     32819                      161,676.45                                             57.45   No MI                  100195910001953267              7.5000                      20090501                        15.8900                8.8900
     33319                      84,883.81                                              48.85   No MI                  100195910001953770              7.0000                      20090501                        16.9000                9.9000
     33165                      158,413.63                                              36.14  No MI                  100195910001955973              0.0000                                                       0.0000                0.0000
     33176                      94,801.58                                              50.00   No MI                  100195910001964397              0.0000                                                       0.0000                0.0000
     33023                      157,331.61                                             80.00   No MI                  100195910001966699              7.5000                      20080501                        15.8500                8.8500
     33189                      274,044.26                                             95.00   No MI                  100195910001971186              7.5000                      20080501                        15.1300                8.1300
     32765                      248,764.07                                             80.00   No MI                  100195910001974909              7.2000                      20090501                        14.4500                7.4500
     33174                      199,504.34                                             80.00   No MI                  100195910001978884              6.7400                      20090501                        13.9900                6.9900
     33178                      351,000.00                                             90.00   No MI                  100195910001979049              7.5000                      20080501                        15.9900                8.9900
     2302                       294,695.07                                           100.00    No MI                  100195910001979353              6.9500                      20080501                        18.2000               11.2000
     33165                      281,600.00                                             80.00   No MI                  100195910001979890              6.2400                      20080501                        13.4900                6.4900
     33311                      157,600.00                                             80.00   No MI                  100195910001980971              7.1400                      20080501                        14.3900                7.3900
     33936                      191,729.14                                             79.99   No MI                  100195910001991291              7.5000                      20080501                        14.9000                7.9000
     32818                      131,726.50                                             80.00   No MI                  100195910001991614              7.5000                      20090501                        14.8900                7.8900
     33010                      305,334.70                                             88.70   No MI                  100195910001995284              0.0000                                                       0.0000                0.0000
     34472                      147,100.00                                             79.99   No MI                  100195910001995367              7.5000                      20080501                        16.2900                9.2900
     34472                      146,300.00                                             79.99   No MI                  100195910001995532              7.5000                      20080501                        16.2900                9.2900
     33023                      204,650.40                                              71.93  No MI                  100195910001996068              7.5000                      20090501                        16.5900                9.5900
     33179                      139,284.47                                             90.00   No MI                  100195910002002783              7.5000                      20090501                        15.8900                8.8900
     33177                      220,446.91                                             83.08   No MI                  100195910002003286              0.0000                                                       0.0000                0.0000
     33462                      46,169.32                                            100.00    No MI                  100195910002005042              0.0000                                                       0.0000                0.0000
     33309                      67,951.39                                            100.00    No MI                  100195910002006446              0.0000                                                       0.0000                0.0000
     16602                      57,544.05                                              90.00   No MI                  100195910002010943              7.5000                      20080501                        18.4900               11.4900
     33155                      392,000.00                                             80.00   No MI                  100195910002011099              7.5000                      20080501                        15.5500                8.5500
     33412                      375,149.16                                             80.00   No MI                  100195910002011164              7.2000                      20080501                        14.4500                7.4500
     33136                      123,012.12                                             85.00   No MI                  100195910002011255              0.0000                                                       0.0000                0.0000
     33012                      279,668.15                                             79.99   No MI                  100195910002015520              7.5000                      20090501                        15.1500                8.1500
     33186                      230,528.08                                             80.00   No MI                  100195910002016502              7.2900                      20090501                        14.5400                7.5400
     33407                      95,799.08                                              53.93   No MI                  100195910002018722              7.5000                      20090501                        14.8400                7.8400
     33177                      216,000.00                                             80.00   No MI                  100195910002019373              7.5000                      20090501                        14.7900                7.7900
     15367                      135,642.58                                             80.00   No MI                  100195910002025461              6.4400                      20080501                        13.6900                6.6900
     33147                      192,000.00                                             80.00   No MI                  100195910002028978              7.2400                      20080501                        14.4900                7.4900
     33126                      170,819.49                                             80.00   No MI                  100195910002029513              7.2900                      20080501                        14.5400                7.5400
     33032                      215,511.52                                             79.98   No MI                  100195910002029778              7.5000                      20080501                        14.9900                7.9900
     33023                      223,200.00                                             80.00   No MI                  100195910002030271              8.2500                      20080501                        15.2500                8.2500
     16150                      55,719.41                                              90.00   No MI                  100195910002032814              7.1000                      20080501                        16.6400                9.6400
     33068                      157,392.11                                             74.29   No MI                  100195910002033853              7.5000                      20080501                        15.8000                8.8000
     33024                      275,736.00                                             80.00   No MI                  100195910002037037              7.4000                      20080501                        14.6500                7.6500
     33025                      316,000.00                                             80.00   No MI                  100195910002037953              5.8900                      20080501                        13.1400                6.1400
     33016                      118,957.95                                             80.00   No MI                  100195910002040908              7.5000                      20080501                        14.9900                7.9900
     33907                      146,635.68                                             79.89   No MI                  100195910002041666              6.7400                      20080501                        13.9900                6.9900
     33178                      298,266.24                                             77.46   No MI                  100195910002042003              0.0000                                                       0.0000                0.0000
     34434                      203,992.26                                             89.98   No MI                  100195910002042623              7.5000                      20090501                        15.0900                8.0900
     33415                      94,328.35                                              80.00   No MI                  100195910002043969              7.5000                      20090501                        15.4500                8.4500
     15136                      46,299.31                                              90.00   No MI                  100195910002049974              7.5000                      20080501                        17.9400               10.9400
     33063                      216,000.00                                             90.00   No MI                  100195910002069436              7.5000                      20080501                        15.4400                8.4400
     33317                      215,771.13                                             80.00   No MI                  100195910001745598              7.0400                      20090501                        14.2900                7.2900
     33313                      191,612.91                                             80.00   No MI                  100195910001763690              7.5000                      20090401                        16.4400                9.4400
     30047                      131,200.00                                             80.00   No MI                  100195910001773822              6.8500                      20080401                        14.1000                7.1000
     28655                      50,308.70                                              90.00   No MI                  100195910001794141              7.5000                      20080401                        16.9500                9.9500
     20707                      224,753.84                                             69.99   No MI                  100195910001805798              7.0000                      20080401                        15.5500                8.5500
     23231                      246,892.60                                             90.00   No MI                  100195910001841504              7.5000                      20080401                        15.4900                8.4900
     33182                      289,147.86                                             83.82   No MI                  100195910001870123              7.5000                      20090401                        15.2900                8.2900
     6114                       224,504.90                                              79.51  No MI                  100195910001873598              0.0000                                                       0.0000                0.0000
     33025                      131,680.01                                             80.00   No MI                  100195910001874471              7.5000                      20090401                        15.5500                8.5500
     34983                      207,884.93                                             80.00   No MI                  100195910001874778              7.5000                      20080501                        14.9900                7.9900
     33162                      336,466.33                                             90.00   No MI                  100195910001886392              0.0000                                                       0.0000                0.0000
     33033                      203,833.44                                             80.00   No MI                  100195910001899601              7.5000                      20080501                        15.2000                8.2000
     70805                      64,723.73                                              90.00   No MI                  100195910001900441              0.0000                                                       0.0000                0.0000
     19142                      123,096.11                                             90.00   No MI                  100195910001901142              7.5000                      20080501                        15.6000                8.6000
     34945                      283,761.31                                             80.00   No MI                  100195910001910556              7.5000                      20090501                        15.1000                8.1000
     2860                       218,329.22                                             95.00   No MI                  100195910001913113              7.5000                      20080501                        15.3500                8.3500
     33907                      105,873.09                                             84.98   No MI                  100195910001914079              0.0000                                                       0.0000                0.0000
     33162                      198,639.75                                             84.79   No MI                  100195910001914392              0.0000                                                       0.0000                0.0000
     33023                      237,939.87                                             80.00   No MI                  100195910001917551              7.5000                      20080501                        15.2400                8.2400
     33023                      59,560.39                                            100.00    No MI                  100195910001917577              0.0000                                                       0.0000                0.0000
     23234                      34,772.32                                            100.00    No MI                  100195910001923419              0.0000                                                       0.0000                0.0000
     33613                      131,218.10                                             90.00   No MI                  100195910001929325              7.5000                      20080501                        16.8400                9.8400
     33174                      174,287.69                                             84.54   No MI                  100195910001929390              0.0000                                                       0.0000                0.0000
     39828                      88,078.21                                              90.00   No MI                  100195910001934986              7.5000                      20090501                        16.9500                9.9500
     33313                      182,035.57                                             73.00   No MI                  100195910001940520              7.5000                      20080501                        15.3900                8.3900
     33029                      349,530.64                                             59.32   No MI                  100195910001942245              7.5000                      20090501                        16.9900                9.9900
     33064                      268,650.00                                              87.51  No MI                  100195910001953622              7.5000                      20080501                        15.3900                8.3900
     33127                      183,597.04                                             80.00   No MI                  100195910001960874              7.5000                      20080501                        15.5900                8.5900
     33147                      215,637.05                                             90.00   No MI                  100195910001961831              7.5000                      20080501                        15.9150                8.9150
     6108                       156,000.00                                             80.00   No MI                  100195100019699933              7.5000                      20080501                        15.3500                8.3500
     33460                      227,753.60                                             80.00   No MI                  100195910001970188              6.9700                      20080501                        14.2200                7.2200
     48205                      107,802.32                                             89.26   No MI                  100195910001971921              7.5000                      20090501                        15.5000                8.5000
     33467                      371,687.34                                             80.00   No MI                  100195910001979833              7.5000                      20080501                        15.1000                8.1000
     27896                      193,205.48                                             89.79   No MI                  100195910001981458              7.5000                      20080501                        16.3900                9.3900
     48060                      71,900.31                                              90.00   No MI                  100195910001981490              7.5000                      20080501                        16.8400                9.8400
     33165                      351,217.66                                             80.00   No MI                  100195910001983215              7.2900                      20090501                        14.5400                7.5400
     33021                      230,536.64                                             70.00   No MI                  100195910001988289              7.5000                      20080501                        15.0500                8.0500
     33319                      145,493.98                                             55.00   No MI                  100195910001992083              7.5000                      20090501                        15.7000                8.7000
     19144                      74,244.27                                              80.00   No MI                  100195910002000241              7.5000                      20080501                        14.8400                7.8400
     32907                      149,708.12                                             53.57   No MI                  100195910002000217              7.5000                      20080501                        15.2000                8.2000
     33147                      195,610.77                                             80.00   No MI                  100195910002007444              7.5000                      20080501                        15.1000                8.1000
     33023                      283,735.23                                             80.00   No MI                  100195910002008103              7.4900                      20080501                        14.7400                7.7400
     53224                      150,686.20                                             80.00   No MI                  100195910002008418              7.5000                      20080501                        15.4900                8.4900
     23237                      150,961.04                                             85.00   No MI                  100195910002008517              7.2500                      20090501                        14.5000                7.5000
     44706                      73,040.15                                              85.00   No MI                  100195910002011073              7.5000                      20090501                        15.8400                8.8400
     33313                      255,600.00                                             80.00   No MI                  100195910002011313              7.5000                      20080501                        14.9900                7.9900
     24013                      72,875.69                                              94.99   No MI                  100195910002012204              7.5000                      20080501                        15.8500                8.8500
     23605                      139,328.24                                           100.00    No MI                  100195910002012881              7.5000                      20090501                        17.3900               10.3900
     33909                      236,250.28                                             99.98   No MI                  100195910002015017              7.5000                      20080501                        15.8900                8.8900
     23703                      99,875.82                                              79.94   No MI                  100195910002015660              7.4000                      20090501                        17.3500               10.3500
     34982                      114,751.96                                             60.85   No MI                  100195910002022690              7.4400                      20080501                        14.6900                7.6900
     33322                      199,610.83                                             57.97   No MI                  100195910002022971              7.5000                      20080501                        15.2000                8.2000
     33463                      196,867.77                                             90.00   No MI                  100195910002025008              7.5000                      20090501                        17.8000               10.8000
     33161                      246,136.46                                              82.17  No MI                  100195910002025818              7.5000                      20090501                        16.5400                9.5400
     32207                      115,666.32                                             95.00   No MI                  100195910002026949              7.5000                      20090501                        17.6900               10.6900
     33426                      332,000.00                                             80.00   No MI                  100195910002027236              6.8900                      20080501                        14.1400                7.1400
     34134                      216,000.00                                             80.00   No MI                  100195910002032111              7.5000                      20090501                        15.7400                8.7400
     33135                      359,312.20                                             80.00   No MI                  100195910002032368              7.5000                      20080501                        15.2900                8.2900
     18032                      104,883.13                                           100.00    No MI                  100195910002032418              7.0000                      20090501                        17.8600               10.8600
     33135                      89,937.44                                            100.00    No MI                  100195910002032376              0.0000                                                       0.0000                0.0000
     32824                      207,660.31                                             79.99   No MI                  100195910002033481              6.7400                      20080501                        13.9900                6.9900
     33063                      318,400.00                                             80.00   No MI                  100195910002035452              6.4900                      20090501                        13.7400                6.7400
     28215                      55,527.01                                              80.00   No MI                  100195910002038852              7.4000                      20080501                        17.0900               10.0900
     19141                      62,335.28                                              90.00   No MI                  100195910002050311              7.5000                      20080501                        15.3400                8.3400
     34946                      269,855.58                                             85.00   No MI                  100195910001996340              7.5000                      20090501                        15.6250                8.6250
     33023                      205,600.00                                             80.00   No MI                  100195910001992331              7.5000                      20080501                        15.4500                8.4500
     34946                      112,282.19                                             75.00   No MI                  100195910002034588              7.5000                      20080501                        15.2250                8.2250
     27265                      22,786.61                                              99.97   No MI                  100195910000429400              0.0000                                                       0.0000                0.0000
     30238                      91,440.75                                              75.00   No MI                  100195910001652372              7.5000                      20080501                        15.9900                8.9900
     48202                      77,457.97                                              80.00   No MI                  100195910001738890              7.5000                      20090401                        16.9000                9.9000
     33852                      160,000.00                                             80.00   No MI                  100195910001774564              7.5000                      20080401                        14.9000                7.9000
     47804                      82,324.77                                            100.00    No MI                  100195910001787343              7.3000                      20080401                        16.1900                9.1900
     33611                      199,474.39                                             80.00   No MI                  100195910001810046              6.4400                      20090501                        13.6900                6.6900
     33556                      326,528.76                                              77.12  No MI                  100195910001808883              7.5000                      20090501                        16.6500                9.6500
     48328                      30,855.03                                              99.97   No MI                  100195910001809675              0.0000                                                       0.0000                0.0000
     33617                      159,671.94                                             80.00   No MI                  100195910001817645              7.4000                      20080501                        14.6500                7.6500
     1010                       274,239.82                                             55.56   No MI                  100195910001839573              7.2500                      20080401                        15.2000                8.2000
     48189                      166,246.58                                             90.00   No MI                  100195910001845679              7.5000                      20080501                        16.3900                9.3900
     48189                      166,259.55                                             90.00   No MI                  100195910001848178              7.5000                      20080501                        16.6400                9.6400
     48204                      71,915.07                                              90.00   No MI                  100195910001904781              7.5000                      20090501                        17.5900               10.5900
     28043                      53,488.17                                              90.00   No MI                  100195910001908188              7.2500                      20090501                        17.6900               10.6900
     32810                      149,692.97                                              71.43  No MI                  100195910001912412              0.0000                                                       0.0000                0.0000
     49028                      74,259.61                                              84.97   No MI                  100195910001922601              7.5000                      20090501                        17.4500               10.4500
     2905                       207,033.26                                             80.00   No MI                  100195910001922841              7.5000                      20090501                        15.2500                8.2500
     21221                      124,800.00                                             80.00   No MI                  100195910001930356              7.5000                      20080501                        15.6900                8.6900
     43004                      157,000.00                                             79.98   No MI                  100195910001951022              6.1500                      20090501                        13.4000                6.4000
     38141                      105,589.37                                             90.00   No MI                  100195910001953119              7.5000                      20080501                        16.4000                9.4000
     33810                      27,682.01                                              99.96   No MI                  100195910001970485              0.0000                                                       0.0000                0.0000
     48126                      152,733.58                                             90.47   No MI                  100195910001975971              7.5000                      20090501                        17.7500               10.7500
     46217                      85,600.00                                              80.00   No MI                  100195910001991408              6.7400                      20080501                        13.9900                6.9900
     48223                      57,665.72                                              75.00   No MI                  100195910001992778              7.5000                      20090501                        16.5900                9.5900
     46040                      104,873.71                                           100.00    No MI                  100195910001995573              7.2500                      20080501                        17.5000               10.5000
     32714                      320,000.00                                             80.00   No MI                  100195910002004987              7.2500                      20080501                        14.5000                7.5000
     21117                      244,143.07                                             94.99   No MI                  100195910002007907              7.5000                      20080501                        15.4000                8.4000
     20720                      322,943.68                                             80.00   No MI                  100195910002012295              7.5000                      20080501                        15.3000                8.3000
     33880                      384,988.29                                               95.11 No MI                  100195910002019423              7.5000                      20090501                        16.5400                9.5400
     48188                      301,308.77                                             85.00   No MI                  100195910002019605              7.5000                      20090501                        16.6900                9.6900
     48219                      56,601.23                                              90.00   No MI                  100195910002022260              8.7400                      20080501                        15.7400                8.7400
     33604                      141,343.49                                             80.00   No MI                  100195910002026022              7.5000                      20090501                        15.5500                8.5500
     34691                      138,670.20                                             89.99   No MI                  100195910002040973              7.5000                      20080501                        15.9900                8.9900
     34472                      141,336.87                                             79.99   No MI                  100195910002042490              6.7400                      20090501                        13.9900                6.9900
     34677                      207,615.37                                             80.00   No MI                  100195910002046673              7.5000                      20080501                        15.4500                8.4500
     44273                      146,706.97                                             70.00   No MI                  100195910002072463              7.5000                      20090501                        15.1000                8.1000
     85208                      197,827.40                                             85.00   No MI                  100195910001860744              7.5000                      20090501                        17.1750               10.1750
     85007                      104,917.68                                             75.00   No MI                  100195910001867657              7.5000                      20090501                        15.3400                8.3400
     78412                      94,351.59                                              90.00   No MI                  100195910002014150              7.5000                      20090501                        16.2400                9.2400
     20602                      179,200.00                                             79.68   No MI                  100195910002029430              7.5000                      20080501                        15.9400                8.9400
     33778                      137,419.45                                             90.00   No MI                  100195910001814345              7.5000                      20090401                        16.3900                9.3900
     60622                      84,842.51                                            100.00    No MI                  100195910000883077              0.0000                                                       0.0000                0.0000
     60110                      35,552.98                                            100.00    No MI                  100195910001656324              0.0000                                                       0.0000                0.0000
     60805                      43,836.57                                              99.98   No MI                  100195910001719429              0.0000                                                       0.0000                0.0000
     61081                      63,094.34                                              80.00   No MI                  100195910001773863              7.5000                      20080501                        15.9400                8.9400
     60177                      41,951.76                                            100.00    No MI                  100195910001798894              0.0000                                                       0.0000                0.0000
     60609                      35,219.43                                              95.00   No MI                  100195910001803017              0.0000                                                       0.0000                0.0000
     60446                      163,729.24                                             79.23   No MI                  100195910001804577              5.4000                      20080501                        16.0000                9.0000
     60015                      291,850.69                                             90.00   No MI                  100195910001845521              8.9500                      20080501                        15.9500                8.9500
     60506                      133,576.34                                             79.98   No MI                  100195910001848467              7.5000                      20080501                        15.9400                8.9400
     60506                      33,428.90                                              99.97   No MI                  100195910001848483              0.0000                                                       0.0000                0.0000
     60803                      123,249.39                                             95.00   No MI                  100195910001869364              5.1000                      20080501                        16.1000                9.1000
     60638                      41,932.81                                              95.00   No MI                  100195910001884553              0.0000                                                       0.0000                0.0000
     60641                      81,912.83                                            100.00    No MI                  100195910001901886              0.0000                                                       0.0000                0.0000
     60707                      157,494.87                                             80.00   No MI                  100195910001905044              5.5250                      20090501                        15.8900                8.8900
     60053                      201,684.07                                             58.55   No MI                  100195910001910218              5.3000                      20080501                        16.2600                9.2600
     53204                      111,395.19                                             85.85   No MI                  100195910001912958              5.4000                      20080501                        15.8500                8.8500
     60638                      51,757.99                                              99.92   No MI                  100195910001936577              0.0000                                                       0.0000                0.0000
     46041                      61,101.03                                              80.00   No MI                  100195910001937823              7.2000                      20090501                        16.1000                9.1000
     60181                      203,650.31                                             84.99   No MI                  100095910001943177              7.5000                      20090501                        16.8400                9.8400
     60827                      49,429.26                                              90.00   No MI                  100195910001947798              4.5000                      20080501                        16.6900                9.6900
     60104                      148,000.00                                             80.00   No MI                  100195910001952483              5.9500                      20080501                        13.8500                6.8500
     60644                      32,979.52                                              95.00   No MI                  100195910001956500              0.0000                                                       0.0000                0.0000
     60440                      176,083.70                                             90.00   No MI                  100195910001957920              5.5000                      20080501                        15.6000                8.6000
     60629                      250,556.86                                             85.00   No MI                  100195910001966566              5.6500                      20080501                        15.4000                8.4000
     60450                      235,476.32                                             94.99   No MI                  100195910001967713              7.5000                      20080501                        15.2500                8.2500
     60586                      191,874.71                                             89.98   No MI                  100195910001971061              5.7000                      20080501                        15.5000                8.5000
     60624                      256,000.00                                             80.00   No MI                  100195910001979171              6.1900                      20080501                        13.4400                6.4400
     60643                      172,520.31                                             95.00   No MI                  100195910001980567              0.0000                                                       0.0000                0.0000
     60438                      151,760.80                                             79.99   No MI                  100195910001982134              5.6000                      20080501                        14.8000                7.8000
     60139                      148,508.80                                             63.83   No MI                  100195910001989204              5.6500                      20090501                        15.6000                8.6000
     60139                      92,566.40                                              90.00   No MI                  100195910001995151              5.0600                      20080501                        16.6500                9.6500
     60194                      305,534.86                                             85.00   No MI                  100195910001998056              5.3750                      20090501                        16.5000                9.5000
     60632                      199,948.00                                             80.00   No MI                  100195910002012428              5.9900                      20080501                        13.2400                6.2400
     53215                      116,800.00                                             80.00   No MI                  100195910002015439              5.4000                      20080501                        15.2650                8.2650
     60090                      211,529.75                                             80.00   No MI                  100195910002016494              5.7000                      20080501                        14.5500                7.5500
     60148                      231,381.23                                             74.84   No MI                  100195910002026261              6.5000                      20080501                        13.9700                6.9700
     60104                      126,438.73                                             85.00   No MI                  100195910002034398              0.0000                                                       0.0000                0.0000
     60637                      260,780.58                                             95.00   No MI                  100195910002043738              5.5500                      20080501                        15.5900                8.5900
     18372                      151,068.81                                             80.00   No MI                  100195910001991036              7.5000                      20090501                        14.9900                7.9900
     6513                       275,450.48                                             92.00   No MI                  100195910001728685              7.5000                      20090401                        16.5000                9.5000
     23060                      138,775.23                                             74.33   No MI                  100195910002016460              7.5120                      20090501                        16.1000                9.1000
     24012                      118,807.56                                             78.29   No MI                  100195910001998676              7.5000                      20090501                        16.1000                9.1000
     23323                      168,510.62                                             75.00   No MI                  100195910002014242              7.5000                      20090501                        16.7250                9.7250
     8054                       143,054.77                                             80.00   No MI                  100091305100094722              6.2000                      20081201                        14.1000                7.1000
     53216                      115,423.17                                             85.00   No MI                  100170401483813681              7.5000                      20090401                        17.7400                7.5000
     32780                      154,534.19                                             90.00   No MI                  100195910001979502              7.5000                      20080401                        17.2000               10.2000
     92335                      247,397.57                                             80.00   No MI                  100364320060000320              7.5000                      20080401                        15.5400                7.5000
     33612                      141,299.21                                             80.00   No MI                  100195910001943896              7.5000                      20090401                        16.1900                9.1900
     89115                      204,800.00                                             80.00   No MI                  100073020061111660              7.1000                      20090301                        13.6000                7.1000
     95322                      237,669.47                                             67.80   No MI                  100073000060124963              6.2500                      20090201                        12.7500                6.2500
     15668                      122,115.23                                             85.00   No MI                  100073020061132278              7.7500                      20080401                        14.7500                7.7500
     92503                      204,020.05                                             56.94   No MI                  100073020051179289              8.7500                      20071201                        14.7500                8.7500
     93012                      522,351.98                                             70.00   No MI                  100073000051223220              6.4500                      20090201                        12.9500                6.9500
     7064                       267,070.31                                             80.00   No MI                  100073020051248357              7.9000                      20090301                        13.9000                7.9000
     63114                      121,297.50                                             90.00   No MI                  100195910001972739              7.5000                      20080401                        17.3400                7.5000
     93560                      380,000.00                                             80.00   No MI                  100073020061120653              6.4900                      20090301                        12.9900                6.9900
     93550                      154,363.54                                             46.97   No MI                  100073020061131312              6.5500                      20080301                        13.0500                6.5500
     91402                      293,247.10                                             57.67   No MI                  100073020061112841              6.1800                      20080301                        12.6800                6.1800
     33612                      35,366.74                                            100.00    No MI                  100195910001993644              0.0000                                                       0.0000                0.0000
     91343                      516,000.00                                             80.00   No MI                  100073020061152177              7.4900                      20090301                        13.9900                7.4900
     17552                      171,565.65                                             80.00   No MI                  100244900000036835              7.3500                      20080401                        14.3500                7.3500
     2124                       378,650.99                                              74.51  No MI                  100244900000037361              0.0000                                                       0.0000                0.0000
     92316                      430,360.62                                             90.00   No MI                  100350620002252103              6.2000                      20080301                        13.4500                7.4500
     91335                      319,250.00                                             89.93   No MI                  100073020061140909              6.8750                      20090301                        13.3750                6.8750
     90031                      511,401.71                                             90.00   No MI                  100350620002240207              7.9900                      20080201                        15.3350                9.3350
     34953                      215,061.07                                             80.00   No MI                  100244900000037643              7.4000                      20080401                        14.4000                7.4000
     15228                      126,400.00                                             80.00   No MI                  100244900000037742              0.0000                                                       0.0000                0.0000
     34953                      53,819.31                                            100.00    No MI                  100244900000037668              0.0000                                                       0.0000                0.0000
     22657                      200,000.00                                             80.00   No MI                  100244900000038054              7.9900                      20090401                        14.9900                7.9900
     64053                      62,311.71                                              80.00   No MI                  100195910001861379              7.0000                      20080501                        18.8500               11.8500
     64030                      119,661.36                                             80.00   No MI                  100195910001860215              7.5000                      20090401                        14.8000                7.8000
     77016                      58,127.75                                              90.00   No MI                  100195910001875361              6.5000                      20080501                        17.5500               10.5500
     77093                      68,276.47                                              80.00   No MI                  100195910001943839              0.0000                                                       0.0000                0.0000
     77044                      21,070.61                                            100.00    No MI                  100195910001962862              0.0000                                                       0.0000                0.0000
     76134                      106,978.19                                             79.99   No MI                  100195910001975310              7.0000                      20090501                        15.8700                8.8700
     63107                      107,781.14                                             80.00   No MI                  100195910001981474              7.5000                      20090501                        15.0000                8.0000
     75765                      75,470.26                                              80.00   No MI                  100195910001995110              7.0000                      20080501                        16.2500                9.2500
     75765                      18,856.24                                            100.00    No MI                  100195910001995417              0.0000                                                       0.0000                0.0000
     75006                      93,317.08                                              79.95   No MI                  100195910001996225              0.0000                                                       0.0000                0.0000
     77069                      102,440.54                                             90.00   No MI                  100195910002000761              7.0000                      20090501                        16.7400                9.7400
     77087                      63,727.80                                              80.00   No MI                  100195910002001074              0.0000                                                       0.0000                0.0000
     65616                      61,676.54                                              95.00   No MI                  100195910002005067              7.5000                      20080501                        17.5500               10.5500
     63137                      82,941.33                                            100.00    No MI                  100195910002007691              7.5000                      20090501                        18.8900               11.8900
     47327                      22,984.71                                            100.00    No MI                  100195910002013483              0.0000                                                       0.0000                0.0000
     77449                      97,358.26                                              80.00   No MI                  100195910002016858              7.5000                      20090501                        15.1500                8.1500
     77053                      71,074.68                                              80.00   No MI                  100195910002022096              7.0000                      20090501                        15.6900                8.6900
     77521                      24,629.28                                            100.00    No MI                  100195910002030255              0.0000                                                       0.0000                0.0000
     63136                      89,871.47                                              90.00   No MI                  100195910002032723              7.5000                      20080501                        16.7000                9.7000
     75069                      99,726.79                                              80.00   No MI                  100195910002035171              0.0000                                                       0.0000                0.0000
     76040                      114,973.56                                             80.00   No MI                  100195910002047853              7.5000                      20090501                        15.1500                8.1500
     78745                      96,370.60                                              56.27   No MI                  100195910002050717              6.7500                      20080501                        16.9900                9.9900
     75069                      71,350.11                                              80.00   No MI                  100195910002059783              7.2500                      20080501                        14.5400                7.5400
     63123                      137,596.34                                             94.99   No MI                  100195910002063496              7.5000                      20080501                        18.4500               11.4500
     64130                      51,924.88                                              80.00   No MI                  100195910002080516              7.2500                      20080501                        16.6400                9.6400
     62206                      77,474.25                                              80.00   No MI                  100195910002081829              7.5000                      20080501                        16.0900                9.0900
     7018                       173,367.70                                             57.87   No MI                  100195910001880874              7.5000                      20090501                        17.0000               10.0000
     8562                       182,476.75                                             85.00   No MI                  100195910002030404              7.5000                      20090501                        16.4750                9.4750
     8046                       134,759.15                                              63.17  No MI                  100195910002041013              7.5000                      20090501                        15.6250                8.6250
     78244                      98,206.58                                              80.00   No MI                  100195910001858045              0.0000                                                       0.0000                0.0000
     77033                      67,901.99                                              80.00   No MI                  100195910001918484              7.5000                      20090501                        16.6500                9.6500
     77365                      69,895.88                                              68.63   No MI                  100195910001985590              6.5000                      20090501                        16.5000                9.5000
     78250                      99,757.68                                              80.00   No MI                  100195910002004581              0.0000                                                       0.0000                0.0000
     77039                      91,656.48                                              80.00   No MI                  100185819992916476              0.0000                                                       0.0000                0.0000
     77530                      80,843.97                                              75.00   No MI                  100195910002044520              0.0000                                                       0.0000                0.0000
     18064                      234,763.70                                             65.28   No MI                  100195910001973646              0.0000                                                       0.0000                0.0000
     19124                      96,848.93                                               71.32  No MI                  100195910002027863              7.5000                      20090501                        16.0000                9.0000
     95829                      269,332.16                                             60.00   No MI                  100195910001878688              6.5000                      20090501                        14.0000                7.0000
     93274                      283,105.65                                             84.63   No MI                  100195910001912115              7.0000                      20090501                        14.2500                7.2500
     93274                      177,295.38                                             88.75   No MI                  100195910002002445              6.7400                      20090501                        13.9900                6.9900
     93257                      80,000.00                                              44.94   No MI                  100195910002024308              7.5000                      20090501                        14.8500                7.8500
     95301                      263,864.81                                              83.81  No MI                  100195910002036708              7.5000                      20090501                        16.7750                9.7750
     23141                      121,934.96                                             75.00   No MI                  100195910001747024              0.0000                                                       0.0000                0.0000
     23141                      127,919.49                                             75.00   No MI                  100195910001776759              0.0000                                                       0.0000                0.0000
     23224                      118,750.00                                             95.00   No MI                  100195910001805475              7.5000                      20090501                        15.9900                8.9900
     22043                      124,804.10                                             34.82   No MI                  100195910001991705              0.0000                                                       0.0000                0.0000
     23666                      128,159.90                                             85.00   No MI                  100195910002003765              0.0000                                                       0.0000                0.0000
     22963                      201,694.80                                           100.00    No MI                  100195910002033267              7.2500                      20090501                        16.4250                9.4250
     21214                      177,131.21                                              77.17  No MI                  100195910001787632              6.3500                      20090401                        16.3000                9.3000
     17057                      85,545.55                                              75.00   No MI                  100195910001926925              0.0000                                                       0.0000                0.0000
     17090                      131,137.80                                             78.62   No MI                  100195910001948382              7.0000                      20090501                        17.3750               10.3750
     90018                      368,757.61                                             67.89   No MI                  100195910001851875              0.0000                                                       0.0000                0.0000
     93535                      270,750.00                                             95.00   No MI                  100195910001947806              7.5000                      20080501                        15.9900                8.9900
     93535                      168,718.06                                             73.80   No MI                  100195910001974966              7.5000                      20090501                        15.9500                8.9500
     98607                      199,193.52                                             95.00   No MI                  100195910001907669              7.5000                      20080501                        16.3500                9.3500
     98367                      200,450.00                                             95.00   No MI                  100195910001968851              7.5000                      20080501                        16.2500                9.2500
     97222                      172,176.11                                             75.00   No MI                  100195910001994501              7.5000                      20080501                        15.3750                8.3750
     97206                      161,212.86                                             85.00   No MI                  100195910001994592              7.5000                      20090501                        16.4750                9.4750
     98391                      242,059.19                                             85.00   No MI                  100195910001999237              7.5000                      20080501                        14.9500                7.9500
     34652                      85,794.01                                              70.49   No MI                  100195910001563835              7.5000                      20090401                        16.4250                9.4250
     21061                      131,500.00                                              57.17  No MI                  100195910002004433              7.0000                      20090501                        14.2500                7.2500
     19713                      210,900.00                                             95.00   No MI                  100195910002043639              7.5000                      20090501                        15.7500                8.7500
     21061                      150,400.00                                             80.00   No MI                  100195910002022625              6.8750                      20080501                        14.8750                7.8750
     21146                      446,500.00                                             95.00   No MI                  100195910002025123              7.5000                      20090501                        15.3750                8.3750
     23453                      107,146.43                                             68.72   No MI                  100195910001861346              0.0000                                                       0.0000                0.0000
     22193                      187,498.82                                              63.13  No MI                  100195910002004136              7.3750                      20080501                        14.6250                7.6250
     23703                      158,218.50                                             90.00   No MI                  100195910002004409              6.5000                      20090501                        17.7250               10.7250
     43701                      142,101.15                                             90.00   No MI                  100195910001920910              0.0000                                                       0.0000                0.0000
     45150                      157,725.28                                           100.00    No MI                  100195910001954059              0.0000                                                       0.0000                0.0000
     43612                      82,855.70                                              80.58   No MI                  100195910001956237              0.0000                                                       0.0000                0.0000
     43611                      113,801.79                                             95.00   No MI                  100195910001995433              0.0000                                                       0.0000                0.0000
     43326                      79,361.77                                               78.71  No MI                  100195910001996381              0.0000                                                       0.0000                0.0000
     45240                      194,660.96                                           100.00    No MI                  100195910002019001              0.0000                                                       0.0000                0.0000
     80919                      489,148.08                                           100.00    No MI                  100195910001867814              7.5000                      20090501                        15.7500                8.7500
     80814                      231,551.14                                             74.84   No MI                  100195910002024456              0.0000                                                       0.0000                0.0000
     81419                      280,000.00                                             80.00   No MI                  100195910001985210              7.2500                      20080501                        14.5000                7.5000
     79416                      98,353.80                                              90.00   No MI                  100195910001888026              7.5000                      20090401                        16.5000                9.5000
     77083                      168,499.02                                             75.00   No MI                  100195910002009820              6.7000                      20090501                        16.5000                9.5000
     77013                      73,518.11                                               71.43  No MI                  100195910002055369              0.0000                                                       0.0000                0.0000
     77083                      98,009.27                                              80.00   No MI                  100195910001967218              0.0000                                                       0.0000                0.0000
     77591                      147,244.53                                             98.33   No MI                  100195910002029034              0.0000                                                       0.0000                0.0000
     77009                      110,758.22                                             46.44   No MI                  100195910002047861              0.0000                                                       0.0000                0.0000
     77033                      66,275.80                                              80.00   No MI                  100195910002055740              0.0000                                                       0.0000                0.0000
     78227                      57,500.37                                              80.00   No MI                  100195910002066317              0.0000                                                       0.0000                0.0000
     75077                      439,238.94                                             80.00   No MI                  100195910001862179              7.5000                      20090501                        15.7750                8.7750
     79360                      98,793.58                                              80.00   No MI                  100195910001880866              0.0000                                                       0.0000                0.0000
     75067                      155,691.02                                             80.00   No MI                  100195910001923781              7.5000                      20090501                        15.2750                8.2750
     75137                      110,563.23                                             94.62   No MI                  100195910001942989              7.0000                      20090501                        17.3750               10.3750
     75142                      63,084.92                                              80.00   No MI                  100195910001943060              0.0000                                                       0.0000                0.0000
     76712                      79,050.77                                              80.00   No MI                  100195910001950198              0.0000                                                       0.0000                0.0000
     75707                      91,814.51                                              80.00   No MI                  100195910001971731              7.5000                      20090501                        15.0250                8.0250
     76710                      79,835.11                                              80.00   No MI                  100195910001971988              7.5000                      20090501                        15.7000                8.7000
     75013                      287,512.03                                             80.00   No MI                  100195910001979718              7.5000                      20090501                        15.8750                8.8750
     76063                      399,103.84                                             80.00   No MI                  100195910001982860              7.2500                      20090501                        14.5000                7.5000
     76262                      148,262.34                                             90.00   No MI                  100195910002037078              7.0000                      20090501                        16.1500                9.1500
     76567                      127,806.71                                             77.70   No MI                  100195910002037870              0.0000                                                       0.0000                0.0000
     93536                      441,000.00                                             90.00   No MI                  100195910001930950              7.5000                      20080401                        15.6000                8.6000
     93454                      279,924.93                                             65.88   No MI                  100195910001958290              6.1500                      20080501                        13.4000                6.4000
     93309                      203,873.07                                             85.00   No MI                  100195910001986259              7.5000                      20090501                        16.1250                9.1250
     78217                      82,889.61                                              80.00   No MI                  100195910001906711              0.0000                                                       0.0000                0.0000
     77478                      99,044.93                                              66.67   No MI                  100195910001948754              0.0000                                                       0.0000                0.0000
     99337                      123,746.57                                             80.00   No MI                  100195910001730228              7.5000                      20090401                        16.3750                9.3750
     98445                      184,268.90                                             90.00   No MI                  100195910001832396              7.0000                      20090501                        17.3500               10.3500
     98408                      174,172.74                                             80.00   No MI                  100195910001896276              7.5000                      20090501                        17.1250               10.1250
     99037                      229,500.00                                             85.00   No MI                  100195910001911133              7.2250                      20090501                        14.7250                7.7250
     98328                      244,687.37                                             70.00   No MI                  100195910001912271              6.3750                      20090501                        13.6250                6.6250
     97702                      304,300.00                                             85.00   No MI                  100195910001992273              7.2250                      20090501                        14.4750                7.4750
     98597                      175,500.00                                             90.00   No MI                  100195910002039793              7.5000                      20080501                        15.4750                8.4750
     95380                      68,555.10                                            100.00    No MI                  100195910000817141              0.0000                                                       0.0000                0.0000
     98503                      40,935.96                                            100.00    No MI                  100195910001581951              0.0000                                                       0.0000                0.0000
     95307                      73,485.03                                            100.00    No MI                  100195910001633455              0.0000                                                       0.0000                0.0000
     98387                      49,422.66                                            100.00    No MI                  100195910001636466              0.0000                                                       0.0000                0.0000
     98409                      136,281.10                                             67.24   No MI                  100195910001643942              7.7500                      20080501                        16.1400                9.1400
     93657                      42,932.80                                            100.00    No MI                  100195910001650681              0.0000                                                       0.0000                0.0000
     93727                      61,853.22                                              99.98   No MI                  100195010001661068              0.0000                                                       0.0000                0.0000
     95351                      58,907.80                                            100.00    No MI                  100195910001661878              0.0000                                                       0.0000                0.0000
     95209                      84,823.24                                            100.00    No MI                  100195910001669376              0.0000                                                       0.0000                0.0000
     95313                      57,909.38                                            100.00    No MI                  100195910001670705              0.0000                                                       0.0000                0.0000
     95660                      62,701.90                                            100.00    No MI                  100195910001674012              0.0000                                                       0.0000                0.0000
     94803                      91,848.17                                            100.00    No MI                  100195910001676231              0.0000                                                       0.0000                0.0000
     93728                      35,943.57                                            100.00    No MI                  100195910001677296              0.0000                                                       0.0000                0.0000
     95838                      49,921.85                                            100.00    No MI                  100195910001687220              0.0000                                                       0.0000                0.0000
     98074                      68,900.17                                            100.00    No MI                  100195910001750499              0.0000                                                       0.0000                0.0000
     95838                      66,916.64                                            100.00    No MI                  100195910001800849              0.0000                                                       0.0000                0.0000
     95350                      70,901.63                                            100.00    No MI                  100195910001803264              0.0000                                                       0.0000                0.0000
     93728                      40,949.02                                            100.00    No MI                  100195910001807828              0.0000                                                       0.0000                0.0000
     94533                      85,493.52                                            100.00    No MI                  100195910001812075              0.0000                                                       0.0000                0.0000
     98408                      34,956.48                                            100.00    No MI                  100195910001813826              0.0000                                                       0.0000                0.0000
     95301                      64,685.87                                            100.00    No MI                  100195910001816241              0.0000                                                       0.0000                0.0000
     95351                      291,589.27                                             80.00   No MI                  100195910001819401              7.7400                      20080501                        16.7650                9.7650
     93221                      96,801.86                                            100.00    No MI                  100195910001819583              0.0000                                                       0.0000                0.0000
     91790                      110,794.48                                           100.00    No MI                  100195910001838690              0.0000                                                       0.0000                0.0000
     95758                      522,399.94                                             80.00   No MI                  100195910001846065              7.8750                      20080501                        15.5900                8.5900
     95126                      142,822.14                                           100.00    No MI                  100195910001846552              0.0000                                                       0.0000                0.0000
     93722                      500,000.00                                             78.30   No MI                  100195910001854929              6.3750                      20090401                        14.0900                7.0900
     93722                      138,419.86                                           100.00    No MI                  100195910001855272              0.0000                                                       0.0000                0.0000
     94546                      109,863.18                                           100.00    No MI                  100195910001866139              0.0000                                                       0.0000                0.0000
     95348                      414,400.00                                             80.00   No MI                  100195910001897415              7.3750                      20080501                        15.0900                8.0900
     93306                      48,554.88                                            100.00    No MI                  100195910001905598              0.0000                                                       0.0000                0.0000
     95624                      500,000.00                                             70.42   No MI                  100195910001916132              6.8750                      20090401                        14.5150                7.5150
     95624                      500,000.00                                             72.99   No MI                  100195910001916454              6.7500                      20080401                        14.4150                7.4150
     95624                      184,726.04                                           100.00    No MI                  100195910001916469              0.0000                                                       0.0000                0.0000
     94928                      447,200.00                                             80.00   No MI                  100195910001932527              7.2500                      20080501                        14.9900                7.9900
     95045                      517,500.00                                             90.00   No MI                  100195910001932428              7.6250                      20080501                        15.2650                8.2650
     84015                      96,799.50                                              80.00   No MI                  100195910001932519              6.3750                      20090501                        14.1250                7.1250
     95815                      224,000.00                                             80.00   No MI                  100195910001938102              7.0000                      20080501                        14.7650                7.7650
     95655                      392,000.00                                             80.00   No MI                  100195910001940652              7.2500                      20080501                        14.9900                7.9900
     95670                      279,240.18                                             80.00   No MI                  100195910001941528              7.0000                      20080401                        14.6400                7.6400
     95356                      268,000.00                                             80.00   No MI                  100195910001941742              6.8750                      20080401                        14.5150                7.5150
     95687                      305,700.00                                             64.29   No MI                  100195910001941882              7.3150                      20080501                        14.3150                7.3150
     95351                      250,882.16                                             79.99   No MI                  100195910001949661              7.2500                      20080501                        14.9900                7.9900
     95351                      62,689.12                                              99.98   No MI                  100195910001949828              0.0000                                                       0.0000                0.0000
     94553                      426,713.07                                             70.00   No MI                  100195910001957680              8.1250                      20080501                        15.8650                8.8650
     95127                      500,000.00                                             76.34   No MI                  100195910001959066              8.0000                      20080501                        15.6900                8.6900
     95127                      154,863.83                                           100.00    No MI                  100195910001959140              0.0000                                                       0.0000                0.0000
     93635                      435,574.72                                             80.00   No MI                  100195910001959488              7.0000                      20080501                        14.6650                7.6650
     95670                      344,000.00                                             80.00   No MI                  100195910001959769              8.0000                      20080501                        15.6400                8.6400
     95376                      368,559.23                                             90.00   No MI                  100195910001960601              7.2500                      20080401                        14.8900                7.8900
     94503                      59,870.23                                               10.53  No MI                  100195910001967440              6.5000                      20080501                        14.1400                7.1400
     95835                      311,200.00                                             80.00   No MI                  100195910001968109              8.1250                      20080401                        15.7900                8.7900
     95835                      77,705.32                                            100.00    No MI                  100195910001968174              0.0000                                                       0.0000                0.0000
     94591                      412,000.00                                             80.00   No MI                  100195910001969420              6.2500                      20080501                        14.0000                7.0000
     95111                      337,600.00                                             80.00   No MI                  100195910001969594              6.2500                      20080501                        13.9150                6.9150
     93215                      119,781.05                                              57.14  No MI                  100195910001972432              7.7500                      20080501                        15.5150                8.5150
     95948                      286,000.00                                             80.00   No MI                  100195910001973216              8.2500                      20080501                        15.2500                8.2500
     83687                      152,673.96                                             85.00   No MI                  100195910001974800              7.0000                      20080501                        14.7500                7.7500
     94533                      378,000.00                                             90.00   No MI                  100195910001975153              8.0000                      20080501                        15.7150                8.7150
     95315                      248,000.00                                             80.00   No MI                  100195910001983587              7.2500                      20080501                        14.9150                7.9150
     95315                      61,943.68                                            100.00    No MI                  100195910001983819              0.0000                                                       0.0000                0.0000
     94806                      383,575.56                                             80.00   No MI                  100195910009858548              0.0000                                                       0.0000                0.0000
     98042                      238,319.47                                             90.00   No MI                  100195910001986119              7.7500                      20080501                        15.4600                8.4600
     94603                      329,600.00                                             80.00   No MI                  100195910001986705              6.6250                      20080501                        14.2900                7.2900
     95363                      401,100.00                                             80.00   No MI                  100195910001987323              6.6250                      20110501                        14.2970                7.2970
     94565                      287,802.15                                             80.00   No MI                  100195910001987349              7.7500                      20080501                        15.7900                8.7900
     94565                      71,933.15                                            100.00    No MI                  100195910001987356              0.0000                                                       0.0000                0.0000
     94561                      342,616.28                                             80.00   No MI                  100195910001990145              6.8750                      20080501                        14.5900                7.5900
     94801                      330,909.57                                             80.00   No MI                  100195910001991341              7.2500                      20080501                        14.9530                7.9530
     94801                      82,723.11                                            100.00    No MI                  100195910001991515              0.0000                                                       0.0000                0.0000
     95126                      499,566.20                                             78.25   No MI                  100195910001996902              7.2500                      20080501                        14.9900                7.9900
     83442                      19,981.43                                            100.00    No MI                  100195910001998841              0.0000                                                       0.0000                0.0000
     95453                      260,000.00                                             80.00   No MI                  100195910001998783              7.6250                      20080501                        16.1650                9.1650
     95453                      64,939.65                                            100.00    No MI                  100195910001998908              0.0000                                                       0.0000                0.0000
     95334                      180,000.00                                             80.00   No MI                  100195910001999104              7.2500                      20080501                        14.9900                7.9900
     93905                      344,000.00                                             80.00   No MI                  100195910002001686              6.8750                      20080501                        14.5150                7.5150
     94806                      384,000.00                                             80.00   No MI                  100195910002001991              7.3750                      20080501                        15.0900                8.0900
     95820                      244,000.00                                             80.00   No MI                  100195110002002007              7.1250                      20080501                        14.8500                7.8500
     95205                      283,954.26                                             90.00   No MI                  100195910002008954              9.2500                      20080501                        16.2500                9.2500
     98056                      216,732.97                                             80.00   No MI                  100195910002009838              6.6250                      20090501                        14.3750                7.3750
     95757                      347,995.32                                             80.00   No MI                  100195910002012998              7.2500                      20080501                        14.9150                7.9150
     95757                      86,918.41                                            100.00    No MI                  100195910002013137              0.0000                                                       0.0000                0.0000
     95354                      313,600.00                                             80.00   No MI                  100195910002014853              6.5000                      20080501                        14.2400                7.2400
     93702                      178,797.88                                             80.00   No MI                  100195910002017237              7.6250                      20080501                        15.3150                8.3150
     93702                      44,656.78                                            100.00    No MI                  100195910002077286              0.0000                                                       0.0000                0.0000
     94546                      425,600.00                                             80.00   No MI                  100195910002017898              6.6250                      20080501                        14.2900                7.2900
     95351                      286,400.00                                             80.00   No MI                  100195910002028242              8.2500                      20080501                        15.8900                8.8900
     93657                      305,400.00                                             79.99   No MI                  100195910002036146              6.7500                      20090501                        14.4000                7.4000
     95376                      319,714.27                                             80.00   No MI                  100195910002036443              7.2500                      20080501                        14.8900                7.8900
     92344                      71,731.54                                            100.00    No MI                  100195910000824618              0.0000                                                       0.0000                0.0000
     80015                      38,456.09                                            100.00    No MI                  100195910001240616              0.0000                                                       0.0000                0.0000
     92301                      80,873.43                                              99.98   No MI                  100195910001317794              0.0000                                                       0.0000                0.0000
     92154                      368,000.00                                             80.00   No MI                  100195910001331621              8.8750                      20090101                        14.5750                7.5750
     80219                      37,141.92                                            100.00    No MI                  100195910001488520              0.0000                                                       0.0000                0.0000
     85019                      47,295.31                                              99.79   No MI                  100195910001502617              0.0000                                                       0.0000                0.0000
     92019                      99,073.30                                            100.00    No MI                  100195910001733669              0.0000                                                       0.0000                0.0000
     92154                      98,645.60                                            100.00    No MI                  100195910001736944              0.0000                                                       0.0000                0.0000
     92802                      121,049.25                                           100.00    No MI                  100195910001750051              0.0000                                                       0.0000                0.0000
     92867                      499,427.20                                             73.53   No MI                  100195910001755258              6.3750                      20080501                        14.0150                7.0150
     92867                      179,787.33                                           100.00    No MI                  100195910001758013              0.0000                                                       0.0000                0.0000
     90660                      394,665.18                                           100.00    No MI                  100195910001769432              7.5000                      20080401                        16.0650                9.0650
     85201                      35,744.08                                            100.00    No MI                  100195910001778755              0.0000                                                       0.0000                0.0000
     91768                      81,498.49                                            100.00    No MI                  100195910001779068              0.0000                                                       0.0000                0.0000
     97006                      179,728.89                                             80.00   No MI                  100195910001807315              8.0000                      20080501                        16.4400                9.4400
     93535                      225,094.42                                             85.00   No MI                  100195910001816290              7.7750                      20080401                        16.7500                9.7500
     89143                      65,718.15                                            100.00    No MI                  100195910001822322              0.0000                                                       0.0000                0.0000
     92019                      88,781.51                                            100.00    No MI                  100195910001846156              0.0000                                                       0.0000                0.0000
     89134                      71,910.43                                            100.00    No MI                  100195910001855413              0.0000                                                       0.0000                0.0000
     92545                      276,000.00                                             80.00   No MI                  100195910001860041              7.1250                      20080501                        14.7650                7.7650
     92545                      68,933.08                                            100.00    No MI                  100195910001860132              0.0000                                                       0.0000                0.0000
     92337                      319,783.74                                             80.00   No MI                  100195910001878662              0.0000                                                       0.0000                0.0000
     89120                      116,000.00                                             80.00   No MI                  100195910001880957              8.0000                      20090501                        15.7150                8.7150
     89121                      37,952.73                                            100.00    No MI                  100195910001886335              0.0000                                                       0.0000                0.0000
     85032                      287,780.73                                             90.00   No MI                  100195910001891830              7.7500                      20080501                        15.4400                8.4400
     92592                      286,390.05                                             80.00   No MI                  100195910001903346              6.7500                      20080401                        14.4650                7.4650
     90744                      500,000.00                                             76.92   No MI                  100195910001907107              7.3750                      20080501                        15.1150                8.1150
     92553                      288,450.57                                             85.00   No MI                  100195910001915712              7.2500                      20090501                        14.9900                7.9900
     92057                      288,000.00                                             80.00   No MI                  100195910001017346              6.5000                      20080501                        14.2270                7.2270
     89031                      280,000.00                                             80.00   No MI                  100195910001922874              7.6250                      20090501                        15.2650                8.2650
     92583                      279,591.36                                             80.00   No MI                  100195910001923815              7.8750                      20080501                        16.5900                9.5900
     92562                      359,200.00                                             80.00   No MI                  100195910001928327              7.7500                      20080501                        15.4150                8.4150
     92562                      89,716.63                                            100.00    No MI                  100195910001928434              0.0000                                                       0.0000                0.0000
     92404                      267,417.21                                             80.00   No MI                  100195910001945503              7.0000                      20080501                        14.6490                7.6490
     85219                      138,902.78                                             80.00   No MI                  100195910001946139              7.0000                      20080501                        14.7400                7.7400
     92879                      468,000.00                                             80.00   No MI                  100195910001948648              6.0000                      20080501                        13.7500                6.7500
     90706                      413,600.00                                             80.00   No MI                  100195910001948796              7.2500                      20080501                        14.9900                7.9900
     80231                      40,425.72                                              90.00   No MI                  100195910001955361              6.7500                      20080401                        16.8900                9.8900
     81022                      67,303.16                                              89.99   No MI                  100195910001965089              7.8750                      20090501                        16.6650                9.6650
     91402                      226,500.00                                             66.62   No MI                  100195910001963860              0.0000                                                       0.0000                0.0000
     85296                      201,824.76                                             80.00   No MI                  100195910001971285              7.2500                      20080501                        14.9900                7.9900
     91764                      328,000.00                                             80.00   No MI                  100195910001973950              6.2500                      20090501                        13.8950                6.8950
     92555                      394,250.00                                             95.00   No MI                  100195910001975609              7.3750                      20080501                        15.1250                8.1250
     93536                      325,750.00                                             80.00   No MI                  100195910001982936              7.1250                      20080501                        14.8150                7.8150
     85043                      176,800.00                                             80.00   No MI                  100195910001992943              7.7500                      20080501                        15.4150                8.4150
     91708                      320,000.00                                             80.00   No MI                  100195910002001298              7.7500                      20080501                        15.7900                8.7900
     92394                      335,200.00                                             80.00   No MI                  100195910002001983              7.7500                      20080501                        15.4500                8.4500
     92404                      260,000.00                                             80.00   No MI                  100195910002002189              6.5000                      20080501                        14.2500                7.2500
     85307                      239,578.28                                           100.00    No MI                  100195910002006388              8.0000                      20080501                        16.9900                9.9900
     93532                      344,000.00                                             80.00   No MI                  100195910002009291              7.6250                      20080501                        15.2650                8.2650
     92395                      279,862.78                                             85.00   No MI                  100195910002016999              7.6250                      20080501                        15.3500                8.3500
     89106                      197,596.96                                             80.00   No MI                  100195910002021395              6.3750                      20080501                        14.0900                7.0900
     93308                      271,757.12                                             80.00   No MI                  100195910002040205              7.2500                      20080501                        14.8900                7.8900
     85029                      159,200.00                                             80.00   No MI                  100195910002055633              6.0000                      20080501                        13.7400                6.7400
     94564                      518,300.00                                             73.00   No MI                  100195910001786444              5.8750                      20090501                        13.1250                6.1250
     95351                      238,573.63                                             78.36   No MI                  100195910001837965              7.5000                      20080501                        15.6250                8.6250
     94014                      569,000.00                                             76.38   No MI                  100195910001934242              7.3000                      20090501                        14.5500                7.5500
     93223                      186,400.00                                             80.00   No MI                  100195910001975500              0.0000                                                       0.0000                0.0000
     85042                      206,617.15                                             75.00   No MI                  100195910001854697              7.4000                      20080401                        16.8500                9.8500
     86401                      135,000.00                                             72.97   No MI                  100195910001998940              7.5000                      20090501                        15.6000                8.6000
     85051                      75,000.00                                              38.46   No MI                  100195910002002122              6.7250                      20080501                        13.9750                6.9750
     85363                      93,832.32                                              59.68   No MI                  100195910002022658              0.0000                                                       0.0000                0.0000
     85363                      123,000.00                                             68.33   No MI                  100195910002040452              7.0000                      20080501                        14.2500                7.2500
     85033                      165,750.00                                             85.00   No MI                  100195910001966491              6.6250                      20090501                        13.8750                6.8750
     85037                      162,719.90                                             72.00   No MI                  100195910002008749              7.5000                      20080501                        14.7500                7.7500
     85706                      140,919.78                                           100.00    No MI                  100195910002007048              7.5000                      20080501                        16.4250                9.4250
     85019                      151,410.00                                             73.50   No MI                  100195910002031543              7.5000                      20080501                        15.1000                8.1000
     92071                      291,687.10                                             80.00   No MI                  100195910001847295              7.0000                      20080501                        14.2500                7.2500
     92532                      404,785.31                                             67.50   No MI                  100195910001999195              6.2300                      20090501                        13.4750                6.4750
     92234                      307,627.52                                             90.00   No MI                  100195910002007659              7.5000                      20080501                        16.4750                9.4750
     92071                      432,000.00                                             90.00   No MI                  100195910001987059              7.5000                      20080501                        14.9750                7.9750
     92530                      194,751.17                                             64.36   No MI                  100195910002002296              6.3750                      20090501                        13.6250                6.6250
     92220                      211,881.19                                             80.00   No MI                  100195910002054701              7.5000                      20080501                        16.4750                9.4750
     98516                      177,600.00                                             80.00   No MI                  100195910001934481              6.3750                      20090501                        13.6250                6.6250
     83686                      117,144.98                                             87.00   No MI                  100195910001960437              7.5000                      20080501                        15.0000                8.0000
     80620                      145,546.51                                             90.00   No MI                  100195910001945446              0.0000                                                       0.0000                0.0000
     80017                      179,874.86                                             94.24   No MI                  100195910002008525              0.0000                                                       0.0000                0.0000
     33175                      195,699.16                                             80.00   No MI                  100195910002042961              7.5000                      20090501                        16.3500                9.3500
     53223                      129,773.98                                           100.00    No MI                  100195910002061722              0.0000                                                       0.0000                0.0000
     93215                      207,363.14                                             90.00   No MI                  100195910001688814              7.5000                      20080401                        15.2400                8.2400
     80906                      25,560.02                                            100.00    No MI                  100195910001764557              0.0000                                                       0.0000                0.0000
     89178                      63,820.49                                            100.00    No MI                  100195910001836777              0.0000                                                       0.0000                0.0000
     85257                      59,725.60                                            100.00    No MI                  100195910001846248              0.0000                                                       0.0000                0.0000
     92582                      84,295.02                                            100.00    No MI                  100195910001865685              0.0000                                                       0.0000                0.0000
     85027                      143,625.08                                             79.99   No MI                  100195910001880742              7.6250                      20080501                        15.2900                8.2900
     85009                      89,787.68                                                51.14 No MI                  100195910001896318              0.0000                                                       0.0000                0.0000
     89115                      48,438.32                                            100.00    No MI                  100195910001938672              0.0000                                                       0.0000                0.0000
     85009                      139,874.98                                             80.00   No MI                  100195910001939233              7.8900                      20080501                        14.8900                7.8900
     85031                      159,882.55                                             80.00   No MI                  100195910002001272              7.8750                      20090501                        15.5650                8.5650
     89110                      224,000.00                                             80.00   No MI                  100195910002026873              7.5000                      20080501                        15.1250                8.1250
     89120                      121,500.00                                             90.00   No MI                  100195910002034885              7.5000                      20090501                        15.5000                8.5000
     90061                      312,761.89                                             74.64   No MI                  100195910001904617              7.0000                      20080501                        14.2500                7.2500
     60805                      172,699.22                                             73.62   No MI                  100195910001908873              0.0000                                                       0.0000                0.0000
     62650                      86,801.69                                            100.00    No MI                  100195910002014408              0.0000                                                       0.0000                0.0000
     48180                      142,168.44                                             95.00   No MI                  100195910001861106              7.5000                      20090401                        15.7500                8.7500
     61032                      89,843.52                                            100.00    No MI                  100195910001968232              0.0000                                                       0.0000                0.0000
     49045                      74,869.59                                            100.00    No MI                  100195910001982647              0.0000                                                       0.0000                0.0000
     49410                      146,444.94                                             90.00   No MI                  100195910001996415              7.5000                      20090501                        15.7500                8.7500
     61032                      71,624.61                                              92.00   No MI                  100195910001998296              0.0000                                                       0.0000                0.0000
     60107                      218,079.13                                             87.40   No MI                  100195910002063223              0.0000                                                       0.0000                0.0000
     46383                      81,809.24                                              77.36   No MI                  100195910001794562              0.0000                                                       0.0000                0.0000
     48203                      88,945.09                                              90.00   No MI                  100195910001881641              0.0000                                                       0.0000                0.0000
     46767                      103,095.46                                             85.00   No MI                  100195910001893307              0.0000                                                       0.0000                0.0000
     47432                      80,859.17                                              90.00   No MI                  100195910001899981              0.0000                                                       0.0000                0.0000
     47111                      94,832.92                                            100.00    No MI                  100195910001993842              0.0000                                                       0.0000                0.0000
     46208                      58,398.29                                              75.00   No MI                  100195910002030909              0.0000                                                       0.0000                0.0000
     75165                      135,654.42                                              77.71  No MI                  100195910001696270              6.4000                      20090501                        13.6500                6.6500
     79107                      45,648.38                                              75.00   No MI                  100195910001732943              6.7500                      20090401                        15.9750                8.9750
     75152                      131,068.19                                             80.00   No MI                  100195910001933707              7.0000                      20090501                        17.6000               10.6000
     77708                      223,650.76                                             80.00   No MI                  100195910001962888              7.5000                      20090501                        16.2750                9.2750
     56303                      99,129.34                                              68.08   No MI                  100195910001833683              0.0000                                                       0.0000                0.0000
     65605                      101,709.80                                             85.00   No MI                  100195910001936304              0.0000                                                       0.0000                0.0000
     64110                      77,226.27                                              92.00   No MI                  100195910001944423              0.0000                                                       0.0000                0.0000
     55118                      210,453.61                                             90.00   No MI                  100195910001983843              0.0000                                                       0.0000                0.0000
     63390                      129,909.64                                             80.62   No MI                  100195910001988081              0.0000                                                       0.0000                0.0000
     65401                      58,459.33                                              90.00   No MI                  100195910002004391              0.0000                                                       0.0000                0.0000
     63118                      77,795.90                                              75.00   No MI                  100195910002015371              0.0000                                                       0.0000                0.0000
     63136                      76,750.31                                              86.00   No MI                  100195910002017054              0.0000                                                       0.0000                0.0000
     55303                      180,830.08                                             82.34   No MI                  100195910002035544              0.0000                                                       0.0000                0.0000
     60130                      160,220.96                                             94.97   No MI                  100195910001850919              0.0000                                                       0.0000                0.0000
     60432                      237,586.20                                              97.14  No MI                  100195910001923575              0.0000                                                       0.0000                0.0000
     60473                      168,858.98                                             73.80   No MI                  100195910001944183              0.0000                                                       0.0000                0.0000
     60620                      154,873.46                                           100.00    No MI                  100195910001964660              0.0000                                                       0.0000                0.0000
     60428                      107,769.12                                             80.00   No MI                  100195910002008400              0.0000                                                       0.0000                0.0000
     60446                      304,371.71                                           100.00    No MI                  100195910002035619              5.5000                      20090501                        15.7500                8.7500
     60628                      132,907.53                                             95.00   No MI                  100195910002037151              0.0000                                                       0.0000                0.0000
     61554                      78,712.92                                              95.00   No MI                  100195910002075938              0.0000                                                       0.0000                0.0000
     32311                      123,828.15                                             80.00   No MI                  100195910002005331              7.3000                      20090501                        16.8500                9.8500
     32312                      107,859.26                                             80.00   No MI                  100195910002006560              0.0000                                                       0.0000                0.0000
     32547                      143,806.86                                              79.12  No MI                  100195910002030313              0.0000                                                       0.0000                0.0000
     70615                      247,223.99                                             90.00   No MI                  100195910001855603              7.5000                      20090501                        17.8500               10.8500
     70633                      62,626.59                                              95.00   No MI                  100195910001993495              0.0000                                                       0.0000                0.0000
     71220                      111,297.29                                             75.00   No MI                  100195910001889354              0.0000                                                       0.0000                0.0000
     70815                      148,315.58                                             90.00   No MI                  100195910001897217              7.5000                      20090501                        17.3500               10.3500
     70394                      99,812.24                                              67.84   No MI                  100195910001897837              0.0000                                                       0.0000                0.0000
     70471                      102,401.49                                             90.00   No MI                  100195910001961666              0.0000                                                       0.0000                0.0000
     70374                      79,766.39                                              65.00   No MI                  100195910001963902              7.5000                      20090501                        14.3750                7.3750
     70560                      102,146.71                                             80.00   No MI                  100195910002009143              0.0000                                                       0.0000                0.0000
     32818                      190,000.00                                             95.00   No MI                  100195910001906208              7.5000                      20110501                        15.6750                8.6750
     34711                      162,240.52                                             66.33   No MI                  100195910001955049              7.5000                      20090501                        15.7500                8.7500
     32773                      189,333.87                                             80.00   No MI                  100195910002016577              7.4000                      20090501                        16.7750                9.7750
     32773                      117,577.56                                             74.97   No MI                  100195910002019563              7.0000                      20090501                        17.2000               10.2000
     32805                      81,038.05                                              64.98   No MI                  100195910002055922              0.0000                                                       0.0000                0.0000
     37083                      25,620.19                                            100.00    No MI                  100195910001507717              0.0000                                                       0.0000                0.0000
     30310                      97,987.61                                              90.00   No MI                  100195910001947632              7.0000                      20090501                        17.7250               10.7250
     30011                      42,349.35                                            100.00    No MI                  100195910001994105              0.0000                                                       0.0000                0.0000
     30071                      115,253.85                                             78.57   No MI                  100195910002026048              7.5000                      20090501                        14.7500                7.7500
     30025                      171,627.77                                             89.53   No MI                  100195910002028713              7.5000                      20090501                        16.2000                9.2000
     11233                      430,156.96                                             80.00   No MI                  100038600000112186              6.6250                      20080101                        14.5750                8.5750
     11233                      80,838.26                                              95.00   No MI                  100038600000112178              0.0000                                                       0.0000                0.0000
     95993                      149,817.62                                             44.78   No MI                  100059400000009241              0.0000                                                       0.0000                0.0000
     33177                      446,250.00                                             75.00   No MI                  100203000152522168              5.5000                      20080501                        15.4700                9.4700
     90008                      22,518.20                                              85.00   No MI                  100153210604020519              0.0000                                                       0.0000                0.0000
     33155                      376,000.00                                             80.00   No MI                          0                       5.5000                      20080601                        14.6400                8.6400
     33155                      93,930.88                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     77017                      15,179.54                                            100.00    No MI                  100274130412173132              0.0000                                                       0.0000                0.0000
     72223                      239,763.06                                             80.00   No MI                  100437200606200027              5.5000                      20080701                        14.1250                8.1250
     93535                      228,000.00                                             80.00   No MI                  100144600097451225              5.5000                      20080501                        13.8750                7.8750
     19138                      224,892.77                                           100.00    No MI                  100467800000001567              5.5000                      20080701                        15.6500                9.6500
     97501                      306,000.00                                             79.90   No MI                  100386100002163061              5.5000                      20080601                        14.5200                8.5200
     85022                      238,125.00                                             75.00   No MI                  100386100002163350              5.5000                      20080601                        14.7500                8.7500
     33912                      325,200.00                                             80.00   No MI                  100386100002163921              5.5000                      20080601                        13.6500                7.6500
     40220                      204,000.00                                             79.38   No MI                  100330706050125583              5.5000                      20080601                        15.1400                9.1400
     48219                      62,938.42                                              90.00   No MI                  100059400000009308              5.5000                      20080601                        15.5500                9.5500
     22485                      299,266.35                                              61.28  No MI                  100031458006041512              5.5000                      20080501                        13.8750                7.8750
     23139                      364,000.00                                             80.00   No MI                  100022100149322893              5.5000                      20080601                        13.8600                7.8600
     23139                      90,948.24                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     33912                      40,650.00                                              90.00   No MI                  100386100002164630              0.0000                                                       0.0000                0.0000
     55379                      319,033.23                                             90.00   No MI                  100386100002165108              0.0000                                                       0.0000                0.0000
     85251                      159,761.52                                             80.00   No MI                  100386100002165975              5.5000                      20080601                        13.4950                5.5000
     63118                      102,193.78                                             80.00   No MI                  100386100002166437              5.5000                      20080601                        14.4300                8.4300
     94533                      319,324.67                                             90.00   No MI                  100389160000136136              5.5000                      20090601                        14.1600                8.1600
     93436                      295,200.00                                             80.00   No MI                  100322800006040473              5.5000                      20080601                        12.6800                6.6800
     55443                      192,000.00                                             80.00   No MI                  100261495709771509              4.3750                      20080401                        13.2500                7.2500
     37172                      94,882.63                                               79.17  No MI                  100144600097451373              5.5000                      20080501                        16.3750                5.5000
     92505                      371,975.20                                             80.00   No MI                  100144600097447645              5.5000                      20080501                        14.8000                8.8800
     92505                      92,923.25                                            100.00    No MI                  100144600097447652              0.0000                                                       0.0000                0.0000
     92591                      415,750.00                                             83.99   No MI                  100144600097451282              5.5000                      20080501                        12.6000                6.6000
     63118                      25,568.68                                            100.00    No MI                  100386100002166486              0.0000                                                       0.0000                0.0000
     90723                      291,471.07                                             80.00   No MI                  100094000000360011              7.6250                      20080201                        14.8750                7.8750
     90723                      72,867.92                                            100.00    No MI                  100094000000360458              0.0000                                                       0.0000                0.0000
     95687                      475,203.01                                             79.20   No MI                  100094000000360854              7.2500                      20080301                        14.5000                7.5000
     95687                      88,846.93                                               94.01  No MI                  100094000000362660              0.0000                                                       0.0000                0.0000
     22406                      250,359.53                                             85.00   No MI                  100094000000361647              8.2500                      20090301                        15.7500                8.7500
     89110                      216,555.64                                             85.00   No MI                  100094000000363122              8.1000                      20080401                        15.8750                8.8750
     92201                      249,581.39                                             66.67   No MI                  100094000000363387              7.0000                      20080301                        14.5000                7.5000
     98296                      361,081.80                                             80.00   No MI                  100094000000363742              6.7500                      20080401                        14.2500                7.2500
     93535                      247,499.66                                             90.00   No MI                  100094000000364856              7.1250                      20080401                        14.6250                7.6250
     85210                      229,333.52                                             80.00   No MI                  100094000000364914              7.5000                      20080401                        14.9900                7.9900
     85210                      57,335.14                                            100.00    No MI                  100094000000364922              0.0000                                                       0.0000                0.0000
     97351                      151,453.34                                             80.00   No MI                  100094000000365226              6.8750                      20080401                        14.3750                7.3750
     97351                      37,937.06                                            100.00    No MI                  100094000000365713              0.0000                                                       0.0000                0.0000
     91709                      604,371.89                                             74.69   No MI                  100094000000365432              7.8750                      20080401                        15.3750                8.3750
     95624                      359,736.26                                             90.00   No MI                  100094000000365697              7.5000                      20080401                        16.9900                9.9900
     89703                      518,937.23                                             80.00   No MI                  100094000000366018              8.8750                      20110401                        16.3750                9.3750
     91767                      181,748.21                                             49.59   No MI                  100094000000366398              0.0000                                                       0.0000                0.0000
     97527                      224,000.00                                             80.00   No MI                  100094000000366703              6.8750                      20080401                        14.1250                7.1250
     22625                      271,707.16                                             80.00   No MI                  100094000000366745              7.7500                      20080401                        15.2500                8.2500
     95354                      344,431.40                                             76.67   No MI                  100094000000367164              0.0000                                                       0.0000                0.0000
     85213                      311,975.75                                             90.00   No MI                  100094000000367420              7.8750                      20080401                        15.3750                8.3750
     89108                      240,000.00                                             80.00   No MI                  100094000000367834              6.8750                      20090401                        14.3750                7.3750
     89108                      59,932.18                                            100.00    No MI                  100094000000369319              0.0000                                                       0.0000                0.0000
     85249                      499,700.30                                             83.33   No MI                  100094000000368105              8.2500                      20080501                        16.2500                9.2500
     91701                      299,101.06                                              73.17  No MI                  100094000000368238              0.0000                                                       0.0000                0.0000
     94585                      420,000.00                                             80.00   No MI                  100094000000368352              7.3750                      20080501                        14.8750                7.8750
     94585                      104,901.12                                           100.00    No MI                  100094000000368360              0.0000                                                       0.0000                0.0000
     92231                      269,904.41                                             85.00   No MI                  100094000000369244              5.6250                      20080501                        13.1250                6.1250
     93591                      72,944.77                                            100.00    No MI                  100386100002167864              0.0000                                                       0.0000                0.0000
     23960                      89,933.13                                              90.00   No MI                  100386100002167740              5.5000                      20090701                        13.4950                7.4950
     85205                      206,795.55                                             72.63   No MI                  100258930060400368              6.0000                      20080601                        15.5000                9.5000
     15108                      150,801.79                                             89.88   No MI                  100258910060401681              5.5000                      20080601                        14.1250                8.1250
     85381                      408,000.00                                             80.00   No MI                  100351100015284375              5.5000                      20080601                        14.7500                8.7500
     23323                      157,595.30                                             80.00   No MI                  100386100002168862              5.5000                      20080601                        12.9950                5.5000
     22408                      195,213.87                                             85.00   No MI                  100386100002169050              5.5000                      20080601                        13.6200                7.6200
     23059                      89,942.39                                               31.03  No MI                  100212504000279649              5.5000                      20080601                        13.6250                7.6250
     30543                      107,120.00                                             80.00   No MI                  100184620160403052              6.7500                      20080501                        14.7500                8.7500
     45069                      187,728.36                                             80.00   No MI                  100330706040123094              5.5000                      20080601                        13.6500                7.6500
     10303                      286,945.29                                             80.00   No MI                  100284910150003775              7.8000                      20080201                        14.5500                8.5500
     30543                      26,761.01                                            100.00    No MI                  100184620160403060              0.0000                                                       0.0000                0.0000
     90002                      245,900.00                                             59.98   No MI                          0                       5.5000                      20080601                        13.7000                7.7000
     90047                      352,497.59                                             69.90   No MI                  100322800006040556              5.5000                      20080601                        13.7250                5.5000
     93550                      296,000.00                                             80.00   No MI                  100144600097451720              5.5000                      20080601                        14.5000                8.5000
     93550                      73,952.99                                            100.00    No MI                  100144600097451738              0.0000                                                       0.0000                0.0000
     85027                      185,600.00                                             80.00   No MI                          0                       5.5000                      20080601                        14.3300                8.3300
     7060                       288,739.38                                             85.00   No MI                  100386100002171130              5.5000                      20080601                        15.9300                9.9300
     84098                      250,000.00                                             52.08   No MI                  100099210605010037              5.5000                      20090601                        13.5800                7.5800
     55419                      259,764.03                                             80.00   No MI                  100261495730377698              5.5000                      20080601                        15.9000                9.9000
     7055                       439,954.38                                             89.09   No MI                  100135811051133789              5.5000                      20080301                        15.7500                9.7500
     34653                      206,536.25                                             79.92   No MI                  100255500000038306              6.5000                      20080501                        13.5000                7.5000
     33460                      117,843.29                                             55.00   No MI                  100195910001833592              6.5500                      20090401                        13.8000                6.8000
     15226                      54,916.08                                              73.33   No MI                  100195910001863680              7.5000                      20080401                        17.7500               10.7500
     15144                      66,124.72                                               73.61  No MI                  100195910001882854              0.0000                                                       0.0000                0.0000
     33071                      41,757.37                                            100.00    No MI                  100195910001884827              0.0000                                                       0.0000                0.0000
     33319                      89,833.20                                              90.00   No MI                  100195910001931420              0.0000                                                       0.0000                0.0000
     60617                      108,000.00                                             80.00   No MI                  100195910001934663              5.2500                      20090501                        15.9500                8.9500
     60617                      26,975.27                                            100.00    No MI                  100195910001934689              0.0000                                                       0.0000                0.0000
     33162                      275,592.01                                             80.00   No MI                  100195910001970139              6.8900                      20080401                        14.1400                7.1400
     33179                      342,000.00                                             90.00   No MI                  100195910001979593              7.5000                      20090501                        15.1500                8.1500
     33435                      247,427.56                                             80.00   No MI                  100195910002028440              7.1000                      20080501                        14.3500                7.3500
     33015                      126,400.00                                             80.00   No MI                  100195910002045584              6.9900                      20080501                        14.2400                7.2400
     33161                      169,941.57                                             75.00   No MI                  100195910002052325              7.5000                      20080501                        15.5500                8.5500
     15108                      103,822.87                                             80.00   No MI                  100195910002063033              7.5000                      20090501                        15.8500                8.8500
     33033                      202,696.41                                             80.00   No MI                  100195910002077926              6.7400                      20080501                        13.9900                6.9900
     16001                      115,770.12                                             80.00   No MI                  100195910002079583              7.5000                      20090501                        16.2500                9.2500
     33313                      234,740.25                                             82.46   No MI                  100195910002086273              6.8900                      20080501                        14.1400                7.1400
     15108                      28,975.33                                            100.00    No MI                  100195910002086430              0.0000                                                       0.0000                0.0000
     55040                      206,000.00                                             84.08   No MI                  100195910002103185              7.2500                      20090501                        14.5000                7.5000
     33437                      179,873.03                                             80.00   No MI                  100195910002105156              7.5000                      20090501                        15.7000                8.7000
     30094                      135,900.00                                             79.99   No MI                  100195910002118662              5.6000                      20090501                        13.3500                6.3500
     15226                      96,820.63                                              66.90   No MI                  100195910002126012              7.5000                      20080501                        15.4500                8.4500
     33183                      49,911.92                                            100.00    No MI                  100195910001753790              0.0000                                                       0.0000                0.0000
     33624                      269,530.41                                           100.00    No MI                  100195910001782245              7.5000                      20080401                        17.1400               10.1400
     33461                      37,943.10                                            100.00    No MI                  100195910001819740              0.0000                                                       0.0000                0.0000
     34113                      58,112.40                                            100.00    No MI                  100195910001845117              0.0000                                                       0.0000                0.0000
     19560                      18,562.00                                            100.00    No MI                  100195910001856486              0.0000                                                       0.0000                0.0000
     62703                      66,199.13                                              80.00   No MI                  100195910001887812              7.5000                      20080401                        15.1250                8.1250
     33442                      226,165.05                                             90.00   No MI                  100195910001917411              7.5000                      20090401                        14.8400                7.8400
     32824                      67,355.14                                              90.00   No MI                  100195910001920597              7.5000                      20090401                        16.1400                9.1400
     33054                      156,485.95                                             95.00   No MI                  100195910001929622              7.5000                      20090401                        17.2900               10.2900
     34473                      62,857.48                                              90.00   No MI                  100195910001953366              7.5000                      20080401                        16.9400                9.9400
     33176                      148,000.00                                             80.00   No MI                  100195910001961021              7.5000                      20090501                        15.4000                8.4000
     32808                      94,835.37                                              79.98   No MI                  100195910001961161              7.5000                      20090401                        14.8700                7.8700
     32808                      23,772.26                                            100.00    No MI                  100195910001961211              0.0000                                                       0.0000                0.0000
     33176                      36,962.90                                            100.00    No MI                  100195910001961245              0.0000                                                       0.0000                0.0000
     33019                      318,262.38                                             80.00   No MI                  100195910001970931              7.3500                      20080401                        14.6000                7.6000
     33415                      48,345.91                                            100.00    No MI                  100195910001975898              0.0000                                                       0.0000                0.0000
     33904                      39,982.04                                            100.00    No MI                  100195910001976094              0.0000                                                       0.0000                0.0000
     33073                      399,281.77                                             80.00   No MI                  100195910001976375              7.5000                      20080401                        16.9900                9.9900
     34982                      235,798.85                                             90.00   No MI                  100195910001983884              7.5000                      20080501                        15.9000                8.9000
     2920                       259,398.65                                             80.00   No MI                  100195910001999351              7.0900                      20090501                        14.3400                7.3400
     34744                      342,400.00                                             80.00   No MI                  100195910001999971              7.3400                      20080501                        14.5900                7.5900
     28166                      69,458.66                                              80.00   No MI                  100195910002013558              7.5000                      20080501                        14.9900                7.9900
     33024                      428,960.26                                             85.00   No MI                  100195910002037482              7.5000                      20080501                        15.8500                8.8500
     33168                      227,509.22                                             80.00   No MI                  100195910002040965              7.4500                      20080501                        14.7000                7.7000
     20747                      264,000.00                                              81.99  No MI                  100195910002041195              7.4400                      20080501                        14.6900                7.6900
     33401                      41,153.97                                            100.00    No MI                  100195910002046095              0.0000                                                       0.0000                0.0000
     30315                      119,790.95                                             80.00   No MI                  100195910002050535              7.5000                      20090501                        15.7400                8.7400
     33634                      151,200.00                                             80.00   No MI                  100195910002050550              7.5000                      20080501                        14.8500                7.8500
     33010                      251,724.90                                             80.00   No MI                  100195910002054867              7.0900                      20080501                        14.3400                7.3400
     43219                      44,930.07                                              90.00   No MI                  100195910002058728              7.5000                      20080501                        16.2900                9.2900
     33321                      236,000.00                                             78.67   No MI                  100195910002063587              6.7400                      20080501                        13.9900                6.9900
     33312                      199,770.09                                             80.00   No MI                  100195910002064353              6.7500                      20090501                        14.0000                7.0000
     33312                      49,956.56                                            100.00    No MI                  100195910002064486              0.0000                                                       0.0000                0.0000
     43612                      94,418.07                                              90.00   No MI                  100195910002070053              6.9500                      20090501                        19.0000               12.0000
     53206                      77,360.54                                              90.00   No MI                  100195910002070137              7.5000                      20080501                        16.7900                9.7900
     34759                      235,794.93                                             75.00   No MI                  100195910002081498              7.5000                      20080501                        15.2500                8.2500
     33138                      104,778.03                                             48.84   No MI                  100195910002088048              7.5000                      20080501                        14.7900                7.7900
     34761                      281,454.95                                             79.99   No MI                  100195910002088931              7.5000                      20080501                        14.8000                7.8000
     33610                      103,788.83                                             80.00   No MI                  100195910002092305              7.5000                      20080501                        14.9900                7.9900
     48042                      299,590.44                                             79.99   No MI                  100195910002093584              7.5000                      20080501                        14.9900                7.9900
     17104                      65,628.92                                              90.00   No MI                  100195910002093956              7.5000                      20080501                        17.9900               10.9900
     34744                      108,976.47                                             80.00   No MI                  100195910002096629              7.5000                      20080501                        14.9500                7.9500
     30344                      122,589.11                                             80.00   No MI                  100195910002099987              7.5000                      20090501                        15.8100                8.8100
     33129                      236,455.65                                             74.06   No MI                  100195910002103813              0.0000                                                       0.0000                0.0000
     33162                      224,300.35                                             80.00   No MI                  100195910002104761              7.2900                      20080501                        14.5400                7.5400
     32068                      212,821.25                                             85.00   No MI                  100195910002109182              6.7400                      20090501                        13.9900                6.9900
     48213                      59,881.81                                              80.00   No MI                  100195910002117888              7.5000                      20080501                        15.1400                8.1400
     33607                      159,944.07                                             80.00   No MI                  100195910002122177              7.5000                      20080501                        15.3900                8.3900
     33607                      39,967.48                                            100.00    No MI                  100195910002122276              0.0000                                                       0.0000                0.0000
     48198                      103,705.90                                             79.98   No MI                  100195910002125675              7.5000                      20090501                        15.4000                8.4000
     53215                      136,617.46                                             85.00   No MI                  100195910002130204              7.5000                      20090501                        15.8900                8.8900
     32907                      109,772.54                                             52.38   No MI                  100195910002131665              7.5000                      20080501                        14.9000                7.9000
     33023                      51,339.81                                            100.00    No MI                  100195910002048729              0.0000                                                       0.0000                0.0000
     27891                      62,888.31                                              90.00   No MI                  100195910001498834              7.5000                      20090401                        17.0500               10.0500
     38109                      83,069.13                                              90.00   No MI                  100195910001641284              7.2500                      20080401                        17.8000               10.8000
     49721                      65,572.73                                              90.00   No MI                  100195910001669947              7.5000                      20090301                        17.7000               10.7000
     38134                      53,025.51                                              90.00   No MI                  100195910001708414              7.2500                      20090401                        18.1400               11.1400
     1841                       287,323.08                                             80.00   No MI                  100195910001720070              7.2500                      20090401                        16.2500                9.2500
     56441                      198,818.34                                             95.00   No MI                  100195910001725343              0.0000                                                       0.0000                0.0000
     48219                      170,559.32                                             85.00   No MI                  100195910001726275              7.5000                      20090301                        18.3000               11.3000
     48223                      53,939.19                                              75.00   No MI                  100195910001735714              7.5000                      20080401                        19.1900               12.1900
     46035                      62,783.67                                              89.99   No MI                  100195910001782708              7.3500                      20080401                        16.8500                9.8500
     48192                      76,562.43                                              80.00   No MI                  100195910001794877              7.0900                      20090401                        14.3400                7.3400
     48192                      19,116.88                                            100.00    No MI                  100195910001794919              0.0000                                                       0.0000                0.0000
     46628                      51,351.76                                              70.00   No MI                  100195910001798969              7.5000                      20090401                        16.7000                9.7000
     32703                      27,959.21                                            100.00    No MI                  100195910001803611              0.0000                                                       0.0000                0.0000
     48237                      111,757.59                                             80.00   No MI                  100195910001813552              7.5000                      20080401                        16.1000                9.1000
     48127                      83,909.12                                              80.00   No MI                  100195910001816670              7.5000                      20080501                        17.9900               10.9900
     46952                      124,393.39                                             90.00   No MI                  100195910001821001              7.2500                      20080401                        16.3400                9.3400
     47129                      109,420.32                                             90.00   No MI                  100195910001850083              7.5000                      20090401                        16.7500                9.7500
     46237                      99,665.99                                              80.00   No MI                  100195910001850570              6.7000                      20080401                        13.9500                6.9500
     1104                       131,853.28                                             80.00   No MI                  100195910001853285              7.0000                      20080401                        15.1400                8.1400
     2905                       159,573.14                                             80.00   No MI                  100195910001856742              7.5000                      20080401                        15.0900                8.0900
     2905                       39,953.60                                            100.00    No MI                  100195910001856775              0.0000                                                       0.0000                0.0000
     20754                      326,487.04                                             85.00   No MI                  100195910001874257              7.5000                      20080401                        15.7400                8.7400
     1603                       235,463.25                                             80.00   No MI                  100195910001875445              6.7500                      20090401                        15.8600                8.8600
     28602                      122,788.34                                           100.00    No MI                  100195910001876278              7.5000                      20080401                        17.1900               10.1900
     27524                      299,081.20                                             78.95   No MI                  100195910001879033              7.1400                      20090401                        14.3900                7.3900
     2907                       215,200.00                                             80.00   No MI                  100195910001894123              7.2500                      20080401                        14.5000                7.5000
     46237                      24,958.78                                            100.00    No MI                  100195910001912776              0.0000                                                       0.0000                0.0000
     34711                      217,166.76                                             80.00   No MI                  100195910001912867              7.5000                      20090401                        16.5000                9.5000
     46807                      71,860.81                                              90.00   No MI                  100195910001919920              7.2500                      20080401                        16.6400                9.6400
     38116                      74,867.33                                            100.00    No MI                  100195910001926818              7.5000                      20090401                        17.0900               10.0900
     38127                      64,705.07                                              90.00   No MI                  100195910001929457              7.1250                      20080401                        17.9400               10.9400
     21221                      31,186.52                                            100.00    No MI                  100195910001930471              0.0000                                                       0.0000                0.0000
     2478                       199,604.87                                             32.79   No MI                  100195910001947988              7.1500                      20090501                        15.1250                8.1250
     46222                      58,420.76                                              90.00   No MI                  100195910001952350              7.2500                      20080401                        18.3000               11.3000
     49306                      183,054.19                                             94.00   No MI                  100195910001961153              7.5000                      20090501                        16.9900                9.9900
     33610                      37,757.74                                            100.00    No MI                  100195910001962623              0.0000                                                       0.0000                0.0000
     34984                      290,006.46                                             95.00   No MI                  100195910001965618              7.5000                      20090401                        15.9900                8.9900
     49307                      115,482.61                                             80.00   No MI                  100195910001972960              7.1900                      20090501                        14.4400                7.4400
     38141                      111,012.19                                             80.00   No MI                  100195910001992539              7.5000                      20080501                        15.8900                8.8900
     2907                       239,404.95                                             80.00   No MI                  100195910002000498              7.5000                      20090401                        15.4400                8.4400
     37857                      74,671.02                                              85.00   No MI                  100195910002007618              7.5000                      20090501                        15.7900                8.7900
     38141                      82,976.15                                              89.98   No MI                  100195910002029729              7.5000                      20080501                        16.4900                9.4900
     32750                      174,000.00                                             80.00   No MI                  100195910002032426              7.4000                      20080501                        14.6500                7.6500
     48205                      79,800.16                                               71.43  No MI                  100195910002036070              7.4900                      20090501                        14.7400                7.7400
     38135                      27,327.05                                              99.96   No MI                  100195910002059429              0.0000                                                       0.0000                0.0000
     46324                      76,390.02                                              90.00   No MI                  100195910002064023              7.2500                      20090501                        16.8500                9.8500
     33993                      229,435.35                                             73.02   No MI                  100195910002067810              6.8000                      20090501                        14.0500                7.0500
     20744                      280,000.00                                             80.00   No MI                  100195910002072075              7.4000                      20080501                        14.6500                7.6500
     43612                      13,090.79                                              94.97   No MI                  100195910002078692              0.0000                                                       0.0000                0.0000
     28667                      75,047.30                                              80.00   No MI                  100195910002080755              7.5000                      20080501                        14.9900                7.9900
     49506                      102,198.71                                             80.00   No MI                  100195910002081472              7.5000                      20090501                        15.1500                8.1500
     49506                      25,510.33                                            100.00    No MI                  100195910002081506              0.0000                                                       0.0000                0.0000
     33905                      79,080.54                                              76.84   No MI                  100195910002084781              7.5000                      20080501                        14.9500                7.9500
     44139                      220,834.67                                             85.00   No MI                  100195910002094095              7.5000                      20090501                        15.5000                8.5000
     21237                      215,199.67                                             80.00   No MI                  100195910002096736              7.5000                      20080501                        15.0000                8.0000
     34652                      105,531.33                                             75.00   No MI                  100195910002110131              7.5000                      20090501                        14.9000                7.9000
     33026                      278,536.90                                             80.00   No MI                  100195910001946121              7.5000                      20090401                        15.6500                8.6500
     33702                      28,367.55                                            100.00    No MI                  100195910001938839              0.0000                                                       0.0000                0.0000
     34748                      23,884.10                                            100.00    No MI                  100195910002022666              0.0000                                                       0.0000                0.0000
     17097                      97,846.42                                              78.40   No MI                  100195910002037961              7.5000                      20090501                        16.2500                9.2500
     32209                      106,083.14                                             85.00   No MI                  100195910002058744              7.5000                      20090501                        16.2400                9.2400
     60639                      335,505.04                                             89.84   No MI                  100195910001566622              6.2500                      20080201                        15.5900                8.5900
     60639                      321,229.04                                             80.00   No MI                  100195910001640187              6.2500                      20090301                        15.7900                8.7900
     60639                      60,221.20                                              95.00   No MI                  100195910001640286              0.0000                                                       0.0000                0.0000
     60435                      152,661.25                                             90.00   No MI                  100195910001817504              5.8000                      20080401                        15.9900                8.9900
     60629                      44,962.66                                            100.00    No MI                  100195910001828428              0.0000                                                       0.0000                0.0000
     60085                      107,753.85                                             80.00   No MI                  100195910001834442              5.5000                      20080401                        15.8500                8.8500
     60131                      193,078.38                                             80.00   No MI                  100195910001836033              6.1500                      20090401                        15.0400                8.0400
     60504                      39,704.57                                            100.00    No MI                  100195910001858722              0.0000                                                       0.0000                0.0000
     60628                      172,000.00                                             80.00   No MI                  100195910001861544              6.5000                      20090401                        15.0000                8.0000
     60619                      99,690.96                                              80.00   No MI                  100195910001871394              5.5500                      20080401                        14.9900                7.9900
     60641                      327,236.85                                             80.00   No MI                  100195910001901811              7.5000                      20080401                        15.7500                8.7500
     60707                      39,368.58                                            100.00    No MI                  100195910001905143              0.0000                                                       0.0000                0.0000
     60506                      145,189.09                                             80.00   No MI                  100195910001913931              7.5000                      20080401                        14.8000                7.8000
     60406                      27,977.17                                            100.00    No MI                  100195910002004862              0.0000                                                       0.0000                0.0000
     60804                      159,882.04                                             80.00   No MI                  100195910002008053              5.9000                      20090501                        15.5500                8.5500
     60804                      39,962.13                                            100.00    No MI                  100195910002008145              0.0000                                                       0.0000                0.0000
     61054                      100,574.16                                             80.00   No MI                  100195910002030560              5.9000                      20080501                        14.5000                7.5000
     60431                      268,000.00                                             80.00   No MI                  100195910002037557              6.2000                      20080501                        14.6000                7.6000
     60459                      170,080.07                                             80.00   No MI                  100195910002038209              5.9500                      20080501                        14.8500                7.8500
     60452                      239,923.37                                             90.00   No MI                  100195910002055575              5.6500                      20080501                        16.2500                9.2500
     60506                      315,200.00                                             80.00   No MI                  100195910002059965              5.7500                      20080501                        15.2500                8.2500
     60805                      217,158.15                                             80.00   No MI                  100195910002072349              6.1000                      20080501                        14.9900                7.9900
     60622                      324,669.00                                             89.04   No MI                  100195910002077579              6.0000                      20080501                        15.2500                8.2500
     60639                      307,772.94                                             80.00   No MI                  100195910002080326              6.0000                      20090501                        15.5500                8.5500
     60053                      204,317.80                                             79.98   No MI                  100195910002086836              6.0000                      20080501                        14.2500                7.2500
     60612                      300,222.96                                             79.58   No MI                  100195910002097411              5.9500                      20080501                        15.2700                8.2700
     60191                      179,565.17                                              51.87  No MI                  100195910002100504              6.1000                      20080501                        14.1200                7.1200
     60425                      127,406.00                                             85.00   No MI                  100195910002101197              5.4500                      20080501                        15.5500                8.5500
     60636                      250,528.01                                             94.62   No MI                  100195910002101296              5.9500                      20080501                        14.9200                7.9200
     60073                      122,945.27                                             80.00   No MI                  100195910002101502              7.5000                      20080501                        14.9000                7.9000
     60090                      161,978.30                                             90.00   No MI                  100195910002110263              5.7500                      20080501                        14.9900                7.9900
     60609                      74,894.16                                               68.18  No MI                  100195910002111071              5.5000                      20090501                        16.7500                9.7500
     60629                      175,200.00                                             80.00   No MI                  100195910002119470              5.6000                      20080501                        15.2500                8.2500
     60506                      140,000.00                                             80.00   No MI                  100195910002119975              7.5000                      20080501                        16.1900                9.1900
     60448                      95,931.29                                              80.00   No MI                  100195910002128240              5.6250                      20080501                        15.6500                8.6500
     60448                      23,976.98                                            100.00    No MI                  100195910002128281              0.0000                                                       0.0000                0.0000
     60623                      228,000.00                                             80.00   No MI                  100195910002139940              6.0000                      20080501                        15.4000                8.4000
     60623                      42,699.57                                              95.00   No MI                  100195910002140088              0.0000                                                       0.0000                0.0000
     60525                      60,809.01                                              95.00   No MI                  100195910002141615              0.0000                                                       0.0000                0.0000
     53140                      140,013.18                                             85.00   No MI                  100195910002143058              7.5000                      20080501                        15.9000                8.9000
     6112                       199,539.12                                             80.65   No MI                  100195910001745713              7.5000                      20090501                        15.2500                8.2500
     23513                      185,874.61                                             95.00   No MI                  100195910002117714              7.5000                      20090501                        15.7250                8.7250
     32168                      113,434.55                                             80.00   No MI                  100244400000634465              6.6000                      20080501                        15.6000                9.6000
     45238                      71,184.40                                              80.00   No MI                  100244400000624615              6.9900                      20080501                        15.9900                9.9900
     48205                      61,504.67                                              80.00   No MI                  100244400000625612              7.7000                      20080401                        16.7000               10.7000
     48336                      79,894.09                                              80.00   No MI                  100244400000636106              7.0500                      20080501                        16.0500               10.0500
     48135                      121,793.01                                             80.00   No MI                  100244400000634895              6.1000                      20080501                        15.1000                9.1000
     46237                      66,699.13                                              80.00   No MI                  100244400000631826              8.8000                      20080401                        16.8000               10.8000
     53143                      265,012.67                                             90.00   No MI                  100170401483814044              7.5000                      20080301                        17.9500                7.5000
     1109                       122,944.95                                             80.00   No MI                  100091306020106745              7.5000                      20080301                        17.3900                7.5000
     63301                      135,632.77                                             85.00   No MI                  100195910001835282              7.5000                      20080401                        17.2500                7.5000
     32907                      42,655.60                                            100.00    No MI                  100195910001903528              0.0000                                                       0.0000                0.0000
     32901                      25,775.76                                            100.00    No MI                  100195910001947186              0.0000                                                       0.0000                0.0000
     92880                      325,000.00                                             70.50   No MI                  100073020061107924              6.3000                      20090301                        12.8000                6.8000
     92675                      431,415.01                                             80.00   No MI                  100404006031721027              7.2000                      20090501                        14.4500                7.2000
     53227                      323,502.71                                             90.00   No MI                  100170401483815157              7.5000                      20080501                        16.3500                7.5000
     65631                      69,015.02                                              80.00   No MI                  100309706040000315              7.5000                      20080501                        16.4000                9.4000
     23602                      178,183.82                                             85.00   No MI                  100302504245900000              0.0000                                                       0.0000                0.0000
     30008                      59,900.74                                               63.16  No MI                  100204801000251192              6.5000                      20090501                        15.9900                8.9900
     64429                      70,915.73                                              80.00   No MI                  100195910001766172              7.5000                      20080401                        15.4900                8.4900
     77088                      94,284.62                                              90.00   No MI                  100195910001848616              7.5000                      20090401                        15.8500                8.8500
     77547                      75,736.38                                              79.98   No MI                  100195910001880353              7.2500                      20090401                        16.2700                9.2700
     75061                      90,985.17                                              80.00   No MI                  100195910001948937              7.0000                      20080401                        15.6900                8.6900
     64080                      91,628.16                                              85.00   No MI                  100195910001962284              7.5000                      20090501                        15.3900                8.3900
     48227                      71,886.93                                              90.00   No MI                  100195910001966533              7.5000                      20090501                        16.2400                9.2400
     64030                      130,309.25                                             90.00   No MI                  100195910001976201              7.5000                      20090401                        17.9500               10.9500
     64155                      115,031.87                                             90.00   No MI                  100195910001976920              7.5000                      20090501                        16.5900                9.5900
     77073                      87,792.71                                              80.00   No MI                  100195910001979981              7.0000                      20080401                        15.6900                8.6900
     75228                      70,312.58                                              80.00   No MI                  100195910002022583              6.5000                      20090501                        17.3500               10.3500
     75220                      103,568.51                                             79.98   No MI                  100195910002035775              0.0000                                                       0.0000                0.0000
     77084                      71,876.10                                              80.00   No MI                  100195910002038381              7.2500                      20090501                        15.8000                8.8000
     77449                      98,120.09                                              80.00   No MI                  100195910002043340              7.0000                      20080501                        15.5000                8.5000
     63031                      243,617.58                                             80.00   No MI                  100195910002052606              7.5000                      20080501                        16.2500                9.2500
     65721                      163,845.82                                             85.00   No MI                  100195910002065368              7.5000                      20090501                        17.3400               10.3400
     75040                      111,811.62                                             80.00   No MI                  100195910002068065              0.0000                                                       0.0000                0.0000
     79735                      89,912.68                                            100.00    No MI                  100195910002080854              6.2500                      20090501                        18.4900               11.4900
     63121                      78,166.36                                              90.00   No MI                  100195910002081910              7.5000                      20080501                        15.8400                8.8400
     77379                      43,940.48                                            100.00    No MI                  100195910002088477              0.0000                                                       0.0000                0.0000
     76108                      50,347.92                                              90.00   No MI                  100195910002094483              6.5000                      20090501                        18.2000               11.2000
     49509                      87,021.14                                              80.00   No MI                  100195910002096041              7.5000                      20090501                        14.9400                7.9400
     75228                      15,878.49                                            100.00    No MI                  100195910002097866              0.0000                                                       0.0000                0.0000
     76067                      63,884.60                                            100.00    No MI                  100195910002102831              6.5000                      20090501                        17.1400               10.1400
     77064                      19,024.25                                              99.95   No MI                  100195910002104548              0.0000                                                       0.0000                0.0000
     75074                      95,871.26                                              76.80   No MI                  100195910002106428              7.2500                      20090501                        16.9900                9.9900
     75248                      172,698.12                                             80.00   No MI                  100195910002119744              7.0000                      20080501                        16.6000                9.6000
     75180                      67,945.12                                              80.00   No MI                  100195910002122466              7.5000                      20090501                        15.2400                8.2400
     8059                       151,605.17                                             66.67   No MI                  100195910002030362              0.0000                                                       0.0000                0.0000
     8205                       103,524.83                                             80.00   No MI                  100195910002075870              7.5000                      20090501                        15.2500                8.2500
     7461                       107,767.07                                             34.62   No MI                  100195910002127994              7.4400                      20090501                        14.6900                7.6900
     77032                      111,763.81                                           100.00    No MI                  100195910001733743              0.0000                                                       0.0000                0.0000
     77535                      124,228.01                                             90.90   No MI                  100195910001835803              0.0000                                                       0.0000                0.0000
     77373                      103,284.90                                             90.00   No MI                  100195910002001694              7.5000                      20090501                        14.8750                7.8750
     78109                      153,687.93                                             98.09   No MI                  100195910002048604              6.5000                      20090501                        15.0000                8.0000
     17921                      62,175.12                                              75.00   No MI                  100195910002132853              7.0000                      20090501                        17.5000               10.5000
     95205                      288,000.00                                             80.00   No MI                  100195910002031634              7.5000                      20080501                        14.8500                7.8500
     93230                      158,500.00                                             68.32   No MI                  100195910002072893              6.8750                      20090501                        14.1250                7.1250
     93630                      61,503.45                                            100.00    No MI                  100195910002090382              0.0000                                                       0.0000                0.0000
     22153                      199,717.79                                             59.70   No MI                  100195910002010935              0.0000                                                       0.0000                0.0000
     23701                      125,744.69                                             90.00   No MI                  100195910002111832              7.5000                      20090501                        15.0000                8.0000
     21643                      107,810.55                                             80.00   No MI                  100195910001857831              0.0000                                                       0.0000                0.0000
     20737                      230,598.38                                              64.71  No MI                  100195910002096819              0.0000                                                       0.0000                0.0000
     17522                      171,786.37                                             80.00   No MI                  100195910002002791              7.1000                      20090501                        17.3500               10.3500
     17551                      157,293.66                                             70.00   No MI                  100195910002147562              7.5000                      20090501                        17.1000               10.1000
     96791                      213,590.84                                             95.00   No MI                  100195910001879728              7.5000                      20080401                        16.5000                9.5000
     19943                      104,772.44                                           100.00    No MI                  100195910001937260              7.5000                      20090401                        16.1750                9.1750
     19966                      180,822.74                                             85.00   No MI                  100195910002110453              7.2500                      20090501                        17.3000               10.3000
     21213                      92,830.89                                              76.23   No MI                  100195910002131566              6.7500                      20090501                        15.5000                8.5000
     21239                      39,933.96                                              36.36   No MI                  100195910002093410              0.0000                                                       0.0000                0.0000
     23701                      114,789.51                                             60.85   No MI                  100195910002096835              7.5000                      20080501                        15.5000                8.5000
     23608                      74,906.41                                              66.96   No MI                  100195910002133356              6.2500                      20090501                        17.3280               10.3280
     43056                      132,591.42                                           100.00    No MI                  100195910001654733              0.0000                                                       0.0000                0.0000
     44260                      109,808.75                                              90.91  No MI                  100195910002143256              0.0000                                                       0.0000                0.0000
     45237                      99,565.93                                              95.00   No MI                  100195910002111618              0.0000                                                       0.0000                0.0000
     43110                      123,784.41                                              91.85  No MI                  100195910002133935              0.0000                                                       0.0000                0.0000
     45227                      107,811.49                                             90.00   No MI                  100195910002139353              7.5000                      20090501                        15.7500                8.7500
     80524                      197,988.27                                             94.50   No MI                  100195910001938441              0.0000                                                       0.0000                0.0000
     80239                      144,146.61                                             85.00   No MI                  100195910002086612              0.0000                                                       0.0000                0.0000
     79373                      79,789.60                                              80.00   No MI                  100195910001782179              0.0000                                                       0.0000                0.0000
     75701                      85,418.50                                              80.00   No MI                  100195910001999336              0.0000                                                       0.0000                0.0000
     79414                      57,729.97                                              64.66   No MI                  100195910002009101              0.0000                                                       0.0000                0.0000
     75961                      79,089.86                                              90.00   No MI                  100195910002062092              0.0000                                                       0.0000                0.0000
     76131                      78,253.71                                              80.00   No MI                  100195910002109760              7.0000                      20090501                        15.4400                8.4400
     75220                      194,798.02                                             75.00   No MI                  100195910002129206              6.5000                      20090501                        18.1900               11.1900
     77503                      105,397.64                                             80.00   No MI                  100195910002095316              0.0000                                                       0.0000                0.0000
     77072                      90,880.05                                               76.17  No MI                  100195910002094772              0.0000                                                       0.0000                0.0000
     75454                      170,469.83                                             92.00   No MI                  100195910001887226              7.0000                      20090501                        17.8750               10.8750
     76234                      99,753.85                                              80.00   No MI                  100195910001904674              7.2500                      20090401                        15.4750                8.4750
     75220                      138,829.20                                           100.00    No MI                  100195910001998361              6.7500                      20090501                        17.4000               10.4000
     75062                      70,370.98                                              73.44   No MI                  100195910002015298              0.0000                                                       0.0000                0.0000
     75104                      117,434.04                                             80.00   No MI                  100195910002128307              6.6000                      20090501                        16.7500                9.7500
     91340                      417,000.00                                             77.94   No MI                  100195910001916942              6.5000                      20080501                        13.7500                6.7500
     95116                      350,593.66                                             54.00   No MI                  100195910002030941              6.7250                      20090501                        13.9750                6.9750
     93230                      157,231.76                                             75.00   No MI                  100195910002037466              7.5000                      20090501                        15.8500                8.8500
     77088                      114,583.77                                             85.00   No MI                  100195910002117243              7.5000                      20090501                        16.6250                9.6250
     98626                      127,500.00                                             85.00   No MI                  100195910001978389              7.5000                      20090501                        15.5500                8.5500
     97487                      33,964.27                                            100.00    No MI                  100195910002109372              0.0000                                                       0.0000                0.0000
     95215                      247,725.89                                             80.00   No MI                  100195910001797771              6.5000                      20080501                        14.1400                7.1400
     99114                      53,145.42                                              89.95   No MI                  100195910001807760              7.5000                      20080401                        16.5650                9.5650
     95301                      258,620.12                                             80.00   No MI                  100195910001816217              8.2500                      20090401                        15.9400                8.9400
     93635                      108,774.64                                             99.99   No MI                  100195910001826919              0.0000                                                       0.0000                0.0000
     95695                      81,098.99                                            100.00    No MI                  100195910001829632              0.0000                                                       0.0000                0.0000
     94533                      71,912.40                                            100.00    No MI                  100195910001852014              0.0000                                                       0.0000                0.0000
     99202                      19,974.84                                            100.00    No MI                  100195910001886673              0.0000                                                       0.0000                0.0000
     95901                      51,935.69                                            100.00    No MI                  100195910001890634              0.0000                                                       0.0000                0.0000
     93230                      36,965.65                                            100.00    No MI                  100195910001898991              0.0000                                                       0.0000                0.0000
     93701                      147,564.71                                             80.00   No MI                  100195910001908063              7.6250                      20080401                        15.2900                8.2900
     93711                      366,658.42                                             90.00   No MI                  100195910001969081              8.0000                      20090501                        16.5400                9.5400
     95815                      60,943.36                                            100.00    No MI                  100195910001974321              0.0000                                                       0.0000                0.0000
     98584                      33,967.08                                            100.00    No MI                  100195910001983546              0.0000                                                       0.0000                0.0000
     95948                      45,957.31                                            100.00    No MI                  100195910002005414              0.0000                                                       0.0000                0.0000
     84118                      117,029.25                                             85.00   No MI                  100195910002015785              6.6250                      20080501                        14.3500                7.3500
     95023                      60,826.61                                              90.00   No MI                  100195910002022435              0.0000                                                       0.0000                0.0000
     85258                      32,969.37                                            100.00    No MI                  100195910002023409              0.0000                                                       0.0000                0.0000
     95824                      248,000.00                                             80.00   No MI                  100195910002024118              7.0000                      20080501                        14.6400                7.6400
     95687                      57,546.53                                            100.00    No MI                  100195910002037193              0.0000                                                       0.0000                0.0000
     95823                      68,935.95                                            100.00    No MI                  100195910002054818              0.0000                                                       0.0000                0.0000
     95948                      119,847.75                                             48.00   No MI                  100195910002056268              7.7500                      20080501                        17.2500               10.2500
     84104                      132,786.73                                             94.33   No MI                  100195910002056797              8.3750                      20090501                        16.1400                9.1400
     98022                      219,779.74                                             80.00   No MI                  100195910002063058              6.7500                      20080501                        14.4900                7.4900
     95660                      211,784.71                                             80.00   No MI                  100195910002072687              6.7500                      20080501                        14.4400                7.4400
     95336                      396,000.00                                             79.20   No MI                  100195910002082116              7.0000                      20080501                        14.7150                7.7150
     95376                      476,800.00                                             80.00   No MI                  100195910002082751              7.3750                      20080501                        15.1150                8.1150
     98390                      248,400.00                                             80.00   No MI                  100195910002088725              6.2500                      20080501                        14.0000                7.0000
     98390                      62,021.03                                            100.00    No MI                  100195910002088840              0.0000                                                       0.0000                0.0000
     92201                      44,944.01                                            100.00    No MI                  100195910001819237              0.0000                                                       0.0000                0.0000
     92252                      156,333.32                                             80.00   No MI                  100195910001830648              7.8750                      20090401                        15.5650                8.5650
     80918                      265,397.51                                             85.00   No MI                  100195910001855728              7.7500                      20080401                        15.5000                8.5000
     91761                      85,810.62                                            100.00    No MI                  100195910001856932              0.0000                                                       0.0000                0.0000
     80204                      34,328.30                                            100.00    No MI                  100195910001861338              0.0000                                                       0.0000                0.0000
     89115                      48,931.33                                            100.00    No MI                  100195910001861726              0.0000                                                       0.0000                0.0000
     89119                      245,600.78                                             80.00   No MI                  100195910001905580              6.5000                      20080401                        14.2400                7.2400
     85031                      37,943.72                                            100.00    No MI                  100195910001921025              0.0000                                                       0.0000                0.0000
     92705                      258,395.56                                             75.00   No MI                  100195910001938011              8.0000                      20080501                        16.8900                9.8900
     92307                      241,842.95                                             85.00   No MI                  100195910001946642              8.1250                      20080501                        15.9150                8.9150
     90059                      79,902.66                                            100.00    No MI                  100195910001954620              0.0000                                                       0.0000                0.0000
     97918                      28,973.06                                            100.00    No MI                  100195910001973307              0.0000                                                       0.0000                0.0000
     90031                      99,891.81                                              95.00   No MI                  100195910001973521              0.0000                                                       0.0000                0.0000
     92057                      245,832.15                                             73.09   No MI                  100195910001974875              7.6250                      20080501                        16.5590                9.5590
     92675                      67,537.25                                            100.00    No MI                  100195910001977209              0.0000                                                       0.0000                0.0000
     92562                      109,900.12                                           100.00    No MI                  100195910001979973              0.0000                                                       0.0000                0.0000
     93701                      110,723.17                                             60.00   No MI                  100195910001984585              0.0000                                                       0.0000                0.0000
     85019                      46,949.14                                            100.00    No MI                  100195910002000233              0.0000                                                       0.0000                0.0000
     85031                      139,768.39                                             80.00   No MI                  100195910002001199              7.7500                      20080501                        15.9900                8.9900
     92410                      207,756.93                                             80.00   No MI                  100195910002006164              7.5000                      20080501                        15.2400                8.2400
     92410                      51,925.10                                            100.00    No MI                  100195910002006230              0.0000                                                       0.0000                0.0000
     92557                      70,328.64                                            100.00    No MI                  100195910002009283              0.0000                                                       0.0000                0.0000
     93532                      64,438.79                                              95.00   No MI                  100195910002009358              0.0000                                                       0.0000                0.0000
     86403                      199,900.00                                             79.99   No MI                  100195910002012964              7.1250                      20090501                        14.7650                7.7650
     92395                      299,377.76                                             80.00   No MI                  100195910002017310              7.2500                      20080501                        14.8900                7.8900
     90222                      333,447.42                                             80.48   No MI                  100195910002017377              8.2500                      20090501                        15.9900                8.9900
     85220                      172,000.00                                             80.00   No MI                  100195910002021270              8.0000                      20080501                        15.7650                8.7650
     92114                      351,758.17                                             80.00   No MI                  100195910002021676              8.0400                      20080501                        15.7900                8.7900
     92503                      514,887.04                                             80.00   No MI                  100195910002029711              0.0000                                                       0.0000                0.0000
     92057                      300,000.00                                             80.00   No MI                  100195910002030719              7.0000                      20080501                        14.8650                7.8650
     93001                      407,281.82                                             80.00   No MI                  100195910002031394              8.0000                      20080501                        15.6900                8.6900
     91343                      73,428.71                                              95.00   No MI                  100195910002031360              0.0000                                                       0.0000                0.0000
     80808                      146,596.20                                             94.95   No MI                  100195910002036476              7.0000                      20080501                        15.6900                8.6900
     92571                      251,528.27                                             80.00   No MI                  100195910002045154              7.7500                      20090501                        15.3900                8.3900
     92571                      62,931.84                                            100.00    No MI                  100195910002045246              0.0000                                                       0.0000                0.0000
     92582                      259,779.28                                             80.00   No MI                  100195910002047655              7.3750                      20080501                        15.0650                8.0650
     92083                      372,000.00                                             80.00   No MI                  100195910002047721              7.0000                      20080501                        14.7500                7.7500
     89107                      216,000.00                                             80.00   No MI                  100195910002048125              7.1250                      20080501                        14.8650                7.8650
     90220                      492,000.00                                             80.00   No MI                  100195910002048224              6.5000                      20080501                        14.1650                7.1650
     85086                      58,398.64                                            100.00    No MI                  100195910002056847              0.0000                                                       0.0000                0.0000
     93551                      82,894.46                                            100.00    No MI                  100195910002062050              0.0000                                                       0.0000                0.0000
     90011                      460,000.00                                             80.00   No MI                  100195910002063140              7.6250                      20080501                        15.3400                7.6250
     90814                      500,000.00                                             63.29   No MI                  100195910002065749              7.7500                      20080501                        15.3900                8.3900
     90814                      199,801.69                                              88.61  No MI                  100195910002065814              0.0000                                                       0.0000                0.0000
     85031                      37,738.98                                            100.00    No MI                  100195910002066127              0.0000                                                       0.0000                0.0000
     93305                      185,177.48                                             70.00   No MI                  100195910002066861              8.0000                      20090501                        15.7500                8.7500
     91335                      279,900.00                                             79.99   No MI                  100195910002066911              6.8750                      20080501                        14.5400                7.5400
     92545                      306,989.40                                             80.00   No MI                  100195910002067190              6.8750                      20080501                        14.5400                7.5400
     90002                      308,000.00                                             80.00   No MI                  100195910002067216              7.6250                      20090501                        15.3650                8.3650
     90002                      76,928.51                                            100.00    No MI                  100195910002067224              0.0000                                                       0.0000                0.0000
     85387                      254,460.95                                             85.00   No MI                  100195910002079146              0.0000                                                       0.0000                0.0000
     92240                      194,199.78                                             80.00   No MI                  100195910002081605              6.7500                      20090501                        14.3900                7.3900
     92335                      316,000.00                                             80.00   No MI                  100195910002087735              6.0000                      20080501                        13.6400                6.6400
     80910                      24,941.42                                            100.00    No MI                  100195910002090754              0.0000                                                       0.0000                0.0000
     90042                      255,000.00                                             64.56   No MI                  100195910002103664              6.7500                      20080501                        14.4150                7.4150
     91911                      381,600.00                                             80.00   No MI                  100195910002105636              7.3750                      20080501                        15.0150                8.0150
     80013                      191,950.00                                             80.00   No MI                  100195910002106931              7.2500                      20080501                        15.8650                8.8650
     89156                      191,200.00                                             80.00   No MI                  100195910002106972              7.7250                      20080501                        15.4750                8.4750
     92629                      394,982.79                                             87.82   No MI                  100195910002109240              8.0000                      20080501                        16.5400                9.5400
     80920                      99,621.31                                              45.05   No MI                  100195910002125139              6.6250                      20080501                        17.0000               10.0000
     85017                      89,815.40                                              52.94   No MI                  100195910002125386              7.2500                      20080501                        14.9400                7.9400
     80503                      56,938.35                                            100.00    No MI                  100195910002158577              0.0000                                                       0.0000                0.0000
     85364                      98,147.45                                              73.00   No MI                  100195910001999047              7.1250                      20080501                        16.0900                9.0900
     85364                      421,869.76                                             82.82   No MI                  100195910002038043              7.5000                      20080501                        17.3000               10.3000
     85648                      104,461.68                                             95.00   No MI                  100195910002040775              7.5000                      20080501                        15.8000                8.8000
     85035                      140,904.82                                             74.60   No MI                  100195910002049453              7.5000                      20080501                        15.8500                8.8500
     85345                      300,000.00                                             80.00   No MI                  100195910002053919              7.5000                      20080501                        15.3750                8.3750
     86409                      142,633.53                                             59.50   No MI                  100195910002073495              0.0000                                                       0.0000                0.0000
     87114                      107,851.54                                             80.00   No MI                  100195910002080474              6.5000                      20090501                        16.8750                9.8750
     85630                      155,775.18                                             80.00   No MI                  100195910002107244              7.5000                      20090501                        16.6500                9.6500
     85022                      190,000.00                                             95.00   No MI                  100195910002036385              7.5000                      20080501                        15.4750                8.4750
     85297                      217,726.16                                             62.00   No MI                  100195910002091638              7.0000                      20080501                        14.2500                7.2500
     92399                      433,000.00                                               71.81 No MI                  100195910002088121              6.5000                      20090501                        13.7500                6.7500
     92509                      389,674.72                                             79.80   No MI                  100195910001984502              6.6250                      20090401                        13.8750                6.8750
     92507                      175,000.00                                             77.78   No MI                  100195910002082017              6.3750                      20090501                        13.6250                6.6250
     83839                      112,231.46                                             90.00   No MI                  100195910001872269              7.5000                      20080401                        15.6250                8.6250
     80249                      196,467.08                                             95.00   No MI                  100195910001820607              0.0000                                                       0.0000                0.0000
     80241                      284,336.90                                           100.00    No MI                  100195910001896953              0.0000                                                       0.0000                0.0000
     80204                      147,742.68                                           100.00    No MI                  100195910002091158              0.0000                                                       0.0000                0.0000
     80233                      149,776.91                                              73.17  No MI                  100195910002098088              0.0000                                                       0.0000                0.0000
     80204                      49,913.06                                              32.47   No MI                  100195910002140617              0.0000                                                       0.0000                0.0000
     33189                      370,170.69                                              93.81  No MI                  100195910002075268              7.1250                      20090501                        14.3750                7.3750
     33142                      132,757.97                                              71.89  No MI                  100195910002147539              0.0000                                                       0.0000                0.0000
     53546                      155,311.37                                             82.00   No MI                  100195910001663296              7.5000                      20080301                        15.5000                8.5000
     55927                      142,866.99                                           100.00    No MI                  100195910001913576              0.0000                                                       0.0000                0.0000
     56347                      110,307.90                                             85.00   No MI                  100195910002056482              0.0000                                                       0.0000                0.0000
     53511                      94,834.82                                            100.00    No MI                  100195910002109224              0.0000                                                       0.0000                0.0000
     55021                      151,536.09                                             92.00   No MI                  100195910002119793              0.0000                                                       0.0000                0.0000
     55076                      132,926.03                                              84.71  No MI                  100195910002136961              0.0000                                                       0.0000                0.0000
     85035                      179,601.43                                             90.00   No MI                  100195910001757015              8.0000                      20080401                        15.9900                8.9900
     93258                      121,999.26                                             74.09   No MI                  100195910001837148              7.2500                      20080501                        14.9400                7.9400
     85017                      99,685.11                                              80.00   No MI                  100195910001852113              6.5000                      20080401                        14.2500                7.2500
     85017                      24,967.52                                            100.00    No MI                  100195910001852238              0.0000                                                       0.0000                0.0000
     85019                      39,951.30                                            100.00    No MI                  100195910001853475              0.0000                                                       0.0000                0.0000
     95820                      215,686.06                                             85.00   No MI                  100195910001868366              7.3750                      20080501                        15.0150                8.0150
     81001                      59,797.33                                              95.00   No MI                  100195910001997439              7.2500                      20080501                        14.9400                7.9400
     85035                      191,469.87                                             95.00   No MI                  100195910002015033              6.7500                      20080501                        14.5000                7.5000
     85017                      143,759.27                                             80.00   No MI                  100195910002020702              7.7500                      20080501                        15.9400                8.9400
     92394                      334,830.52                                             80.00   No MI                  100195910002030750              6.5000                      20080501                        14.1500                7.1500
     92394                      83,701.15                                            100.00    No MI                  100195910002030800              0.0000                                                       0.0000                0.0000
     85019                      148,574.72                                             60.00   No MI                  100195910002039371              7.5000                      20080501                        16.4150                9.4150
     85037                      206,877.39                                             90.00   No MI                  100195910002045147              8.0000                      20080501                        16.2900                9.2900
     85035                      154,128.23                                             80.00   No MI                  100195910002053489              8.0000                      20080501                        15.6900                8.6900
     85035                      38,564.16                                            100.00    No MI                  100195910002053539              0.0000                                                       0.0000                0.0000
     85043                      234,400.00                                             80.00   No MI                  100195910002057373              7.1250                      20080501                        14.7650                7.7650
     92345                      342,000.00                                             90.00   No MI                  100195910002067315              7.2500                      20080501                        14.9900                7.9900
     85323                      214,200.00                                             70.00   No MI                  100195910002067364              7.8750                      20080501                        15.5650                8.5650
     85301                      61,849.34                                               71.26  No MI                  100195910002073156              6.3750                      20080501                        14.0900                7.0900
     85301                      24,965.76                                            100.00    No MI                  100195910002073222              0.0000                                                       0.0000                0.0000
     89015                      208,250.00                                             85.00   No MI                  100195910001907875              6.7500                      20090401                        14.0000                7.0000
     89705                      235,200.00                                             84.00   No MI                  100195910002090077              7.5000                      20080501                        15.7500                8.7500
     61068                      101,423.35                                             80.00   No MI                  100195910002022385              0.0000                                                       0.0000                0.0000
     60827                      65,386.11                                              93.57   No MI                  100195910002031303              0.0000                                                       0.0000                0.0000
     61115                      79,944.37                                              80.00   No MI                  100195910002039165              0.0000                                                       0.0000                0.0000
     61115                      19,968.59                                            100.00    No MI                  100195910002117292              0.0000                                                       0.0000                0.0000
     48180                      135,763.56                                             87.74   No MI                  100195910001989741              7.5000                      20090501                        15.7500                8.7500
     48801                      79,637.65                                              95.00   No MI                  100195910002005190              0.0000                                                       0.0000                0.0000
     48213                      91,936.03                                            100.00    No MI                  100195910002012949              0.0000                                                       0.0000                0.0000
     48504                      87,397.78                                              85.00   No MI                  100195910002020025              0.0000                                                       0.0000                0.0000
     60445                      119,292.22                                             75.63   No MI                  100195910002051566              0.0000                                                       0.0000                0.0000
     60644                      156,926.70                                             84.97   No MI                  100195910002060062              0.0000                                                       0.0000                0.0000
     46408                      81,509.93                                              95.00   No MI                  100195910001838955              0.0000                                                       0.0000                0.0000
     46254                      116,727.78                                             90.00   No MI                  100195910001876559              0.0000                                                       0.0000                0.0000
     49444                      71,126.09                                              95.00   No MI                  100195910001960007              0.0000                                                       0.0000                0.0000
     47331                      78,912.55                                               84.10  No MI                  100195910001993479              0.0000                                                       0.0000                0.0000
     47165                      146,245.28                                               77.11 No MI                  100195910001996712              0.0000                                                       0.0000                0.0000
     46402                      50,911.33                                              68.92   No MI                  100195910002048034              0.0000                                                       0.0000                0.0000
     46201                      75,517.60                                              85.00   No MI                  100195910002068487              0.0000                                                       0.0000                0.0000
     46383                      124,782.66                                           100.00    No MI                  100195910002085697              0.0000                                                       0.0000                0.0000
     79103                      64,687.34                                              80.00   No MI                  100195910002007055              0.0000                                                       0.0000                0.0000
     75051                      87,183.78                                              80.00   No MI                  100195910002144270              0.0000                                                       0.0000                0.0000
     75602                      75,880.89                                              80.00   No MI                  100195910002059643              7.5000                      20090501                        16.2500                9.2500
     76015                      107,872.88                                             80.00   No MI                  100195910002078254              6.7500                      20090501                        17.6000               10.6000
     75751                      65,913.36                                            100.00    No MI                  100195910002121187              6.5000                      20090501                        17.0900               10.0900
     63077                      101,761.54                                             84.44   No MI                  100195910001861510              0.0000                                                       0.0000                0.0000
     63116                      126,261.92                                             90.00   No MI                  100195910002095878              0.0000                                                       0.0000                0.0000
     65010                      63,639.17                                              85.00   No MI                  100195910002118530              7.5000                      20090501                        15.7500                8.7500
     55008                      199,614.77                                           100.00    No MI                  100195910002119181              7.5000                      20090501                        15.2500                8.2500
     56164                      73,904.52                                            100.00    No MI                  100195910002136201              0.0000                                                       0.0000                0.0000
     60432                      123,114.37                                             80.00   No MI                  100195910001985269              0.0000                                                       0.0000                0.0000
     60419                      141,926.10                                             90.00   No MI                  100195910002035924              0.0000                                                       0.0000                0.0000
     61554                      90,741.96                                              90.00   No MI                  100195910002057159              5.5000                      20090501                        15.7500                8.7500
     60178                      159,721.83                                             72.73   No MI                  100195910002073677              0.0000                                                       0.0000                0.0000
     60655                      179,849.79                                             66.67   No MI                  100195910002077355              5.9000                      20090501                        15.1250                8.1250
     60628                      98,931.18                                              90.00   No MI                  100195910002077983              5.5000                      20090501                        15.7500                8.7500
     61109                      149,379.83                                             87.00   No MI                  100195910002085655              5.8750                      20090501                        15.7500                8.7500
     60031                      220,614.37                                              81.85  No MI                  100195910002124454              5.6000                      20090501                        15.7500                8.7500
     60432                      30,762.95                                            100.00    No MI                  100195910002139783              0.0000                                                       0.0000                0.0000
     32218                      183,999.82                                             90.00   No MI                  100195910001858714              0.0000                                                       0.0000                0.0000
     32571                      130,975.91                                             90.00   No MI                  100195910001968133              6.8750                      20090401                        14.1250                7.1250
     32547                      109,726.58                                             60.77   No MI                  100195910002006867              6.7250                      20090501                        13.9750                6.9750
     32526                      129,715.93                                              91.55  No MI                  100195910002024951              0.0000                                                       0.0000                0.0000
     32219                      42,362.20                                            100.00    No MI                  100195910002056615              0.0000                                                       0.0000                0.0000
     32137                      195,862.75                                             80.00   No MI                  100195910002058710              7.5000                      20080501                        15.7250                8.7250
     32244                      131,782.07                                             80.00   No MI                  100195910002059098              7.5000                      20090501                        16.0000                9.0000
     32137                      203,752.01                                             89.47   No MI                  100195910002076100              7.5000                      20090501                        17.4500               10.4500
     32277                      106,961.81                                             80.00   No MI                  100195910002112764              0.0000                                                       0.0000                0.0000
     70454                      71,915.70                                              80.00   No MI                  100195910001807968              6.9000                      20090501                        17.6250               10.6250
     71254                      118,698.34                                             85.00   No MI                  100195910001992323              6.6250                      20090501                        13.8750                6.8750
     70584                      92,506.38                                              90.00   No MI                  100195910001996662              0.0000                                                       0.0000                0.0000
     70068                      111,795.01                                             80.00   No MI                  100195910002008434              7.5000                      20090501                        15.5000                8.5000
     71037                      122,485.43                                             90.00   No MI                  100195910002067893              7.5000                      20090501                        15.3750                8.3750
     71078                      80,851.74                                              75.00   No MI                  100195910002102948              0.0000                                                       0.0000                0.0000
     37055                      14,818.07                                            100.00    No MI                  100195910001762049              0.0000                                                       0.0000                0.0000
     30655                      139,287.07                                             90.00   No MI                  100195910001785180              7.5000                      20090401                        17.7500               10.7500
     39837                      65,076.82                                              80.00   No MI                  100195910001886954              0.0000                                                       0.0000                0.0000
     30044                      138,550.00                                             85.00   No MI                  100195910001905168              7.5000                      20090401                        16.8000                9.8000
     31005                      124,552.19                                             80.00   No MI                  100195910001916470              0.0000                                                       0.0000                0.0000
     30736                      26,472.17                                            100.00    No MI                  100195910002054669              0.0000                                                       0.0000                0.0000
     31907                      71,891.44                                              90.00   No MI                  100195910002075201              0.0000                                                       0.0000                0.0000
     30655                      151,721.79                                           100.00    No MI                  100195910002089186              7.5000                      20090501                        15.5000                8.5000
     31634                      112,192.74                                             90.00   No MI                  100195910002090887              0.0000                                                       0.0000                0.0000
     30083                      27,570.15                                              95.00   No MI                  100195910002105255              0.0000                                                       0.0000                0.0000
     31005                      23,367.96                                              95.00   No MI                  100195910002140906              0.0000                                                       0.0000                0.0000
     24401                      199,500.00                                             95.00   No MI                  100386100002172591              5.5000                      20090601                        14.3900                8.3900
     33026                      139,823.01                                             56.45   No MI                  100386100002172732              0.0000                                                       0.0000                0.0000
     85053                      246,000.00                                             89.45   No MI                  100386100002173565              5.5000                      20080601                        13.9500                7.9500
     19539                      101,692.00                                             80.00   No MI                  100124100000023132              5.5000                      20080701                        14.0200                8.0200
     34232                      194,786.02                                             65.00   No MI                  100389160000127358              6.7500                      20080601                        16.2700               10.2700
     19539                      25,415.96                                            100.00    No MI                  100124100000023140              0.0000                                                       0.0000                0.0000
     89512                      88,673.37                                              80.00   No MI                  100246100006645279              0.0000                                                       0.0000                0.0000
     89512                      22,181.23                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     21061                      224,000.00                                             74.67   No MI                  100031458006050406              5.2500                      20080601                        16.2500               10.2500
     48227                      66,442.62                                              90.00   No MI                  100330706040120348              0.0000                                                       0.0000                0.0000
     22309                      229,600.00                                             80.00   No MI                  100022100153047519              8.3750                      20080501                        15.8750                9.8750
     20110                      364,234.58                                             74.54   No MI                  100073020061132427              7.8750                      20090401                        13.8750                7.8750
     6854                       287,496.68                                             80.00   No MI                  100073020061142103              8.7250                      20090501                        14.7250                8.7250
     12209                      109,709.22                                              64.71  No MI                  100073020051201240              7.1250                      20080401                        14.1250                7.1250
     19055                      233,393.91                                             90.00   No MI                  100073020061161285              8.2250                      20080401                        14.2250                8.2250
     34639                      197,889.07                                             75.00   No MI                  100073020051250528              7.7600                      20080201                        13.7600                7.7600
     19956                      219,901.06                                             90.00   No MI                  100073020061101851              7.9900                      20090401                        13.9900                7.9900
     33556                      88,328.64                                              69.69   No MI                  100073020061127179              8.2250                      20090501                        14.2250                8.2250
     81144                      118,743.80                                             85.00   No MI                  100073020061148282              5.2500                      20080401                        15.1250                5.2500
     32763                      117,914.75                                             84.39   No MI                  100073020061150932              8.1500                      20090401                        15.5000                8.1500
     11238                      194,590.92                                              34.51  No MI                  100073020061160287              6.5000                      20080401                        15.2500                6.5000
     83402                      97,397.38                                              80.00   No MI                  100073020061163141              8.2500                      20090401                        15.3000                8.2500
     74070                      66,819.32                                               88.16  No MI                  100073020061164321              5.5000                      20080401                        14.2400                5.5000
     32327                      66,773.27                                              37.22   No MI                  100073020061164966              8.0000                      20090401                        14.0000                8.0000
     71282                      155,617.93                                             80.83   No MI                  100073020061167373              8.5000                      20090401                        14.5000                8.5000
     37860                      111,756.83                                             79.77   No MI                  100073020061173744              8.0000                      20080401                        15.0850                8.0000
     29420                      126,946.73                                             80.00   No MI                  100073020061174841              6.2500                      20080401                        15.5000                6.2500
     19150                      186,542.01                                             85.00   No MI                  100073020006118577              8.5000                      20090401                        14.5000                8.5000
     19150                      97,121.93                                               51.24  No MI                  100073020061201354              7.2750                      20080501                        14.2750                7.2750
     90242                      348,821.95                                             63.06   No MI                  100073020051254058              7.5500                      20090301                        14.0500                7.5500
     93638                      207,312.02                                             76.47   No MI                  100073020061170385              6.5000                      20080401                        13.0000                6.5000
     93535                      237,826.92                                             90.00   No MI                  100073020061172548              7.3000                      20090401                        13.8000                7.3000
     93552                      352,000.00                                             80.00   No MI                  100073020061176184              6.9000                      20080401                        13.4000                7.4000
     89129                      389,044.87                                             76.47   No MI                  100073020061177232              8.0000                      20080401                        14.5000                8.0000
     85365                      140,585.81                                             59.02   No MI                  100073020061180327              7.1000                      20080401                        13.6000                7.1000
     93215                      152,616.01                                               71.16 No MI                  100073020061184881              7.8800                      20090401                        14.3800                7.8800
     94043                      592,179.70                                             90.00   No MI                  100073020061185094              7.1750                      20090401                        13.6750                7.1750
     89081                      437,050.59                                             90.00   No MI                  100073020061188742              8.3500                      20090401                        14.8500                8.3500
     95824                      229,999.17                                             83.64   No MI                  100073020061193338              8.0000                      20090401                        14.5000                8.0000
     95350                      266,400.00                                             80.00   No MI                  100073020061193536              6.7000                      20080401                        13.2000                7.2000
     90746                      359,283.15                                             67.29   No MI                  100073020061195622              7.7000                      20080501                        14.2000                7.7000
     90745                      190,000.00                                             45.78   No MI                  100073020061201990              6.5000                      20090401                        13.0000                7.0000
     85015                      91,795.93                                               52.12  No MI                  100073020061207153              7.0500                      20090501                        13.5500                7.0500
     92407                      423,223.95                                             80.00   No MI                  100073020061213078              8.0000                      20080501                        14.5000                8.0000
     91710                      455,000.00                                             70.00   No MI                  100073020061153951              7.7500                      20090401                        13.7500                7.7500
     98012                      267,419.98                                             80.00   No MI                  100073020061162259              8.6000                      20080401                        15.1000                8.6000
     92405                      283,999.09                                             80.00   No MI                  100073020061164727              7.0000                      20080401                        14.4000                7.0000
     90280                      338,950.37                                             68.00   No MI                  100073020061167449              7.3500                      20080401                        13.3500                7.3500
     89128                      215,471.01                                             80.00   No MI                  100073020061174122              7.9000                      20080401                        14.5000                7.9000
     84780                      221,050.00                                             79.98   No MI                  100073020061181663              7.9500                      20080401                        13.9500                7.9500
     92394                      225,000.00                                             75.00   No MI                  100073020061183420              7.9500                      20080401                        13.9500                7.9500
     81520                      156,801.73                                             85.00   No MI                  100073020061199137              7.7500                      20090401                        13.7500                7.7500
     92675                      431,980.96                                             90.00   No MI                  100073020061206171              7.9000                      20090401                        13.9000                7.9000
     92382                      231,502.80                                             80.00   No MI                  100073020061216519              7.7500                      20090501                        13.7500                7.7500
     92832                      497,000.00                                             89.55   No MI                  100073020061218796              8.8000                      20090501                        14.8000                8.8000
     92653                      390,000.00                                             52.70   No MI                  100073020061143036              8.0000                      20090501                        14.0000                8.0000
     93454                      387,000.00                                             90.00   No MI                  100073020061194609              7.7000                      20090401                        13.7000                7.7000
     33411                      244,865.59                                             95.00   No MI                  100386100002174258              5.5000                      20080601                        15.7100                9.7100
     23832                      224,996.14                                             90.00   No MI                  100271100000229045              0.0000                                                       0.0000                0.0000
     78217                      54,964.67                                            100.00    No MI                  100424906040038204              0.0000                                                       0.0000                0.0000
     83301                      59,922.15                                              80.00   No MI                  100274130152163863              5.5000                      20080401                        13.6000                7.6000
     55060                      91,871.02                                              80.00   No MI                  100197500000301051              5.5000                      20080601                        13.8000                7.8000
     55060                      22,985.89                                            100.00    No MI                  100197500000301655              0.0000                                                       0.0000                0.0000
     90305                      300,000.00                                             57.69   No MI                  100059400000009415              0.0000                                                       0.0000                0.0000
     95973                      316,000.00                                             80.00   No MI                  100171906050023083              5.5000                      20080601                        14.4650                8.4650
     95973                      59,219.58                                              95.00   No MI                  100171906050023109              0.0000                                                       0.0000                0.0000
     30034                      77,200.00                                              80.00   No MI                  100032100001015815              5.5000                      20080401                        14.5550                5.5000
     30034                      19,281.39                                            100.00    No MI                  100032100001015807              0.0000                                                       0.0000                0.0000
     30263                      206,202.28                                             80.00   No MI                  100032100000551786              5.5000                      20080201                        12.6250                5.5000
     30349                      200,756.00                                             80.00   No MI                  100032100000609717              6.2500                      20080101                        13.2500                6.2500
     30349                      48,507.43                                            100.00    No MI                  100032100000619609              0.0000                                                       0.0000                0.0000
     30213                      43,216.96                                            100.00    No MI                  100032100001017910              0.0000                                                       0.0000                0.0000
     30213                      173,089.61                                             80.00   No MI                  100032100001017902              5.5000                      20080501                        14.8000                5.5000
     30052                      34,439.51                                            100.00    No MI                  100032100001007291              0.0000                                                       0.0000                0.0000
     30052                      169,641.00                                             90.00   No MI                  100032100001014685              5.5000                      20080401                        14.4700                5.5000
     30331                      187,120.00                                             79.97   No MI                  100032100001012622              5.7500                      20080401                        14.9000                5.7500
     30331                      46,715.02                                              99.96   No MI                  100032100001012614              0.0000                                                       0.0000                0.0000
     30043                      136,048.23                                             80.00   No MI                  100032100000619682              5.8750                      20080201                        12.8750                5.8750
     30233                      102,192.71                                             80.00   No MI                  100032100000551513              6.0000                      20071101                        13.3750                6.0000
     30252                      177,348.00                                             80.00   No MI                  100032100001015864              5.5000                      20080401                        14.5000                5.5000
     30252                      44,297.82                                            100.00    No MI                  100032100001015856              0.0000                                                       0.0000                0.0000
     30252                      121,360.00                                             80.00   No MI                  100032000001015401              5.5000                      20080401                        14.5500                5.5000
     30252                      29,206.05                                            100.00    No MI                  100032100001015419              0.0000                                                       0.0000                0.0000
     30157                      150,400.00                                             80.00   No MI                  100032100001014875              5.5000                      20080401                        14.3650                5.5000
     30157                      37,558.66                                            100.00    No MI                  100032100001014867              0.0000                                                       0.0000                0.0000
     85041                      107,950.25                                              77.14  No MI                  100386100002178531              5.5000                      20080701                        15.8100                9.8100
     1590                       233,797.31                                             68.97   No MI                  100060677002589372              5.5000                      20080401                        13.5000                7.5000
     22172                      200,000.00                                             78.43   No MI                  100386100002179505              0.0000                                                       0.0000                0.0000
     32819                      381,983.95                                             85.00   No MI                          0                       5.5000                      20080601                        13.9900                7.9900
     32757                      120,000.00                                              46.15  No MI                  100022100153265079              0.0000                                                       0.0000                0.0000
     7631                       396,000.00                                             90.00   No MI                  100133001000556957              5.5000                      20080601                        15.5200                9.5200
     46203                      67,433.47                                              90.00   No MI                  100330706040122336              5.5000                      20080601                        15.5100                9.5100
     98338                      247,848.99                                             67.03   No MI                  100389160000036799              5.7500                      20090601                        13.8000                7.8000
     34286                      226,409.83                                             88.82   No MI                  100258920060402431              5.5000                      20080601                        15.2500                9.2500
     89110                      208,000.00                                             80.00   No MI                  100137306050026918              5.5000                      20080601                        15.6900                9.6900
     33157                      212,580.78                                             85.00   No MI                  100086600211024569              5.9500                      20080501                        14.9750                5.9500
     72002                      20,953.36                                            100.00    No MI                  100265600024257508              0.0000                                                       0.0000                0.0000
     34714                      60,925.11                                            100.00    No MI                  100265600024286069              0.0000                                                       0.0000                0.0000
     30314                      46,545.88                                            100.00    No MI                  100265600024287182              0.0000                                                       0.0000                0.0000
     63031                      38,956.17                                            100.00    No MI                  100265600024287463              0.0000                                                       0.0000                0.0000
     19503                      15,471.80                                            100.00    No MI                  100265600024290137              0.0000                                                       0.0000                0.0000
     77023                      25,359.10                                            100.00    No MI                  100265600024425550              0.0000                                                       0.0000                0.0000
     75035                      38,750.10                                            100.00    No MI                  100265600024812401              0.0000                                                       0.0000                0.0000
     79762                      52,890.01                                            100.00    No MI                  100265600024820800              0.0000                                                       0.0000                0.0000
     63033                      32,443.07                                            100.00    No MI                  100265600024820818              0.0000                                                       0.0000                0.0000
     75034                      44,988.04                                            100.00    No MI                  100265600024824059              0.0000                                                       0.0000                0.0000
     89129                      93,943.09                                              98.95   No MI                  100265600025001830              0.0000                                                       0.0000                0.0000
     76651                      26,343.70                                            100.00    No MI                  100265600025003745              0.0000                                                       0.0000                0.0000
     85239                      77,838.88                                            100.00    No MI                  100265600025007035              0.0000                                                       0.0000                0.0000
     28227                      19,958.89                                            100.00    No MI                  100265600025007845              0.0000                                                       0.0000                0.0000
     44857                      21,579.53                                            100.00    No MI                  100265600025009007              0.0000                                                       0.0000                0.0000
     79703                      14,871.92                                            100.00    No MI                  100265600025009577              0.0000                                                       0.0000                0.0000
     79701                      19,047.58                                            100.00    No MI                  100265600025011623              0.0000                                                       0.0000                0.0000
     32254                      19,982.02                                            100.00    No MI                  100265600025011813              0.0000                                                       0.0000                0.0000
     53076                      72,763.81                                            100.00    No MI                  100265600025011995              0.0000                                                       0.0000                0.0000
     43461                      20,975.87                                            100.00    No MI                  100265600025012167              0.0000                                                       0.0000                0.0000
     23703                      37,256.55                                            100.00    No MI                  100265600025012225              0.0000                                                       0.0000                0.0000
     23831                      31,464.22                                            100.00    No MI                  100265600025012241              0.0000                                                       0.0000                0.0000
     85374                      35,950.72                                            100.00    No MI                  100265600025012316              0.0000                                                       0.0000                0.0000
     85051                      37,935.43                                            100.00    No MI                  100265600025012373              0.0000                                                       0.0000                0.0000
     76052                      47,166.98                                            100.00    No MI                  100265600025013330              0.0000                                                       0.0000                0.0000
     80030                      26,474.92                                            100.00    No MI                  100265600025013595              0.0000                                                       0.0000                0.0000
     75080                      14,881.09                                            100.00    No MI                  100265600025013884              0.0000                                                       0.0000                0.0000
     74066                      14,387.79                                            100.00    No MI                  100265600025014114              0.0000                                                       0.0000                0.0000
     49256                      17,380.44                                            100.00    No MI                  100265600025014767              0.0000                                                       0.0000                0.0000
     43567                      16,561.37                                              99.89   No MI                  100265600025016143              0.0000                                                       0.0000                0.0000
     75042                      20,575.22                                            100.00    No MI                  100265600025016374              0.0000                                                       0.0000                0.0000
     72401                      29,921.38                                            100.00    No MI                  100265600025017018              0.0000                                                       0.0000                0.0000
     32808                      26,972.53                                            100.00    No MI                  100265600025019147              0.0000                                                       0.0000                0.0000
     85204                      45,297.90                                            100.00    No MI                  100265600025019154              0.0000                                                       0.0000                0.0000
     75019                      64,917.52                                            100.00    No MI                  100265600025019196              0.0000                                                       0.0000                0.0000
     85051                      52,946.12                                            100.00    No MI                  100265600025019626              0.0000                                                       0.0000                0.0000
     85326                      50,152.94                                            100.00    No MI                  100265600025020038              0.0000                                                       0.0000                0.0000
     85353                      66,949.16                                            100.00    No MI                  100265600025020558              0.0000                                                       0.0000                0.0000
     75002                      29,819.92                                            100.00    No MI                  100265600025020624              0.0000                                                       0.0000                0.0000
     32208                      19,385.45                                            100.00    No MI                  100265600025020756              0.0000                                                       0.0000                0.0000
     35750                      15,189.67                                            100.00    No MI                  100265600025020970              0.0000                                                       0.0000                0.0000
     77545                      25,767.25                                            100.00    No MI                  100265600025025300              0.0000                                                       0.0000                0.0000
     85345                      39,972.88                                            100.00    No MI                  100265600025025664              0.0000                                                       0.0000                0.0000
     75034                      53,961.02                                            100.00    No MI                  100265600025025722              0.0000                                                       0.0000                0.0000
     77338                      20,774.97                                            100.00    No MI                  100265600025026035              0.0000                                                       0.0000                0.0000
     98391                      54,947.89                                            100.00    No MI                  100265600025026324              0.0000                                                       0.0000                0.0000
     32034                      39,059.78                                            100.00    No MI                  100265600025026829              0.0000                                                       0.0000                0.0000
     86326                      52,368.26                                            100.00    No MI                  100265600025027140              0.0000                                                       0.0000                0.0000
     86322                      37,897.03                                            100.00    No MI                  100265600025027579              0.0000                                                       0.0000                0.0000
     28214                      24,799.48                                            100.00    No MI                  100265600025027611              0.0000                                                       0.0000                0.0000
     85035                      39,170.25                                            100.00    No MI                  100265600025028825              0.0000                                                       0.0000                0.0000
     70737                      27,579.30                                            100.00    No MI                  100265600025028981              0.0000                                                       0.0000                0.0000
     98208                      52,956.99                                              72.83   No MI                  100265600025031571              0.0000                                                       0.0000                0.0000
     85035                      32,964.74                                            100.00    No MI                  100265600025035754              0.0000                                                       0.0000                0.0000
     85335                      39,975.76                                            100.00    No MI                  100265600025043667              0.0000                                                       0.0000                0.0000
     85009                      33,377.34                                            100.00    No MI                  100265600025043782              0.0000                                                       0.0000                0.0000
     85225                      50,765.54                                            100.00    No MI                  100265600025044335              0.0000                                                       0.0000                0.0000
     85204                      42,963.13                                            100.00    No MI                  100265600025044350              0.0000                                                       0.0000                0.0000
     85201                      41,961.50                                            100.00    No MI                  100265600025044525              0.0000                                                       0.0000                0.0000
     85323                      50,765.57                                            100.00    No MI                  100265600025047205              0.0000                                                       0.0000                0.0000
     75115                      48,941.08                                            100.00    No MI                  100265600025047387              0.0000                                                       0.0000                0.0000
     33218                      37,477.28                                            100.00    No MI                  100265600025055117              0.0000                                                       0.0000                0.0000
     71203                      15,388.33                                            100.00    No MI                  100265600025064063              0.0000                                                       0.0000                0.0000
     32168                      173,700.57                                             84.88   No MI                  100265600004257171              0.0000                                                       0.0000                0.0000
     77031                      92,738.95                                               71.54  No MI                  100265600004257247              0.0000                                                       0.0000                0.0000
     64130                      59,940.36                                              80.00   No MI                  100265600004258286              9.8000                      20080501                        18.3800               11.3800
     62025                      432,182.04                                           100.00    No MI                  100265600004285396              0.0000                                                       0.0000                0.0000
     85033                      155,413.88                                             80.00   No MI                  100265600004285495              6.2500                      20080301                        14.5000                7.5000
     44142                      118,002.91                                             85.00   No MI                  100265600004285792              6.6500                      20080301                        15.1500                8.1500
     80107                      195,000.00                                           100.00    No MI                  100265600004286675              7.3000                      20080301                        16.8000                9.8000
     85007                      424,900.00                                           100.00    No MI                  100265600004287137              7.1000                      20080501                        15.6000                8.6000
     89129                      279,999.00                                             80.00   No MI                  100265600004287319              7.4000                      20080501                        15.9000                8.9000
     63122                      337,678.85                                             80.00   No MI                  100265600004287400              6.2500                      20080501                        14.7500                7.7500
     39503                      139,045.38                                             90.00   No MI                  100265600004290131              6.7100                      20080301                        15.2100                8.2100
     38128                      143,474.84                                             80.00   No MI                  100265600004423377              6.1500                      20080301                        14.6500                7.6500
     43452                      152,544.16                                             90.00   No MI                  100265600004424201              7.1500                      20080301                        15.6500                8.6500
     98037                      230,850.00                                             95.00   No MI                  100265600004424342              6.0000                      20080501                        14.5000                7.5000
     76210                      116,860.42                                             80.00   No MI                  100265600004814823              6.5500                      20080401                        16.0500                9.0500
     48505                      53,062.47                                              85.00   No MI                  100265600004816687              7.2000                      20080501                        17.6000               10.6000
     63135                      118,502.25                                             90.00   No MI                  100265600004818915              8.0000                      20080401                        16.5800                9.5800
     92344                      211,950.00                                             68.37   No MI                  100265600004820317              5.4900                      20080501                        13.9900                6.9900
     48224                      73,461.10                                              80.00   No MI                  100265600004820358              6.8500                      20080501                        15.3500                8.3500
     43605                      76,311.13                                              85.00   No MI                  100265600004822453              7.2500                      20080301                        17.6000               10.6000
     87120                      166,899.79                                             95.00   No MI                  100265600004824269              7.8000                      20080401                        16.9900                9.9900
     78840                      206,133.31                                             82.60   No MI                  100265600004824327              7.1500                      20080501                        15.6500                8.6500
     75126                      182,340.05                                             87.00   No MI                  100265600004824392              0.0000                                                       0.0000                0.0000
     70815                      83,254.52                                              95.00   No MI                  100265600004824640              7.1500                      20080401                        15.6500                8.6500
     63031                      103,007.19                                             80.00   No MI                  100265600005001305              6.9000                      20080501                        15.4000                8.4000
     64130                      62,585.23                                              95.00   No MI                  100265600005001602              7.0000                      20080501                        15.5000                8.5000
     85031                      146,025.51                                             75.00   No MI                  100265600005001727              7.7500                      20080501                        16.3500                9.3500
     89129                      376,000.00                                              79.16  No MI                  100265600005001834              6.4000                      20080501                        14.9000                7.9000
     71603                      54,717.26                                              80.00   No MI                  100265600005001990              0.0000                                                       0.0000                0.0000
     44134                      115,200.00                                             80.00   No MI                  100265600005002402              6.4000                      20080301                        14.9000                7.9000
     33569                      128,465.53                                             70.00   No MI                  100265600005003392              7.8800                      20080401                        16.3500                9.3500
     76651                      105,600.00                                             80.00   No MI                  100265600005003749              6.1000                      20080301                        14.5000                7.5000
     66013                      119,720.81                                             80.00   No MI                  100265600005004150              0.0000                                                       0.0000                0.0000
     73771                      49,916.48                                            100.00    No MI                  100265600005004358              7.0000                      20080401                        17.3300               10.3300
     79705                      54,905.43                                            100.00    No MI                  100265600005005173              0.0000                                                       0.0000                0.0000
     80219                      116,796.58                                             90.00   No MI                  100265600005006619              0.0000                                                       0.0000                0.0000
     85239                      311,037.97                                             80.00   No MI                  100265600005007039              7.1500                      20080501                        15.6500                8.6500
     75228                      135,770.75                                             80.00   No MI                  100265600005007625              7.4000                      20080501                        15.9000                8.9000
     28227                      79,773.71                                              80.00   No MI                  100265600005007849              7.0000                      20080501                        15.5000                8.5000
     77095                      134,159.00                                             80.00   No MI                  100265600005007971              0.0000                                                       0.0000                0.0000
     63088                      258,650.56                                             90.00   No MI                  100265600005009019              7.7500                      20080401                        16.2000                9.2000
     33823                      178,400.00                                             99.94   No MI                  100265600005009381              8.0000                      20080401                        17.0500               10.0500
     79705                      142,441.25                                             85.00   No MI                  100265600005009662              6.9300                      20080401                        15.3750                8.3750
     23227                      365,000.00                                             82.39   No MI                  100265600005009753              7.2500                      20080501                        15.5500                8.5500
     75146                      123,405.00                                             95.00   No MI                  100265600005009787              7.2000                      20080401                        15.8000                8.8000
     36264                      89,926.03                                              85.00   No MI                  100265600005011478              7.5000                      20080501                        16.0000                9.0000
     23324                      126,277.00                                             80.00   No MI                  100265600005011759              6.6500                      20080401                        15.1500                8.1500
     66006                      170,730.45                                             90.00   No MI                  100265600005012146              7.5000                      20080401                        17.6000               10.6000
     43461                      83,737.06                                              80.00   No MI                  100265600005012161              5.7800                      20080401                        14.2800                7.2800
     38801                      179,771.63                                             80.00   No MI                  100265600005012385              7.2500                      20080501                        17.2500               10.2500
     75114                      133,750.79                                             95.00   No MI                  100265600005012534              6.4000                      20080501                        16.5000                9.5000
     76014                      93,131.23                                              80.00   No MI                  100265600005012575              6.4500                      20080401                        14.9500                7.9500
     46205                      90,851.88                                              70.00   No MI                  100265600005012781              6.9500                      20080401                        17.4500               10.4500
     37127                      140,987.11                                             90.00   No MI                  100265600005013045              3.3600                      20080401                        15.9900                8.9900
     21632                      144,500.00                                             85.00   No MI                  100265600005013110              6.5000                      20080401                        16.1000                9.1000
     80120                      176,054.65                                             90.00   No MI                  100265600005013185              7.3000                      20080401                        16.5800                9.5800
     76052                      188,408.74                                             80.00   No MI                  100265600005013334              6.0700                      20080401                        14.1900                7.1900
     80030                      106,000.00                                             80.00   No MI                  100265600005013599              6.1000                      20080501                        14.6000                7.6000
     75080                      59,488.64                                              80.00   No MI                  100265600005013888              6.9000                      20080501                        15.4000                8.4000
     74066                      57,503.10                                              80.00   No MI                  100265600005014118              7.4100                      20080501                        15.9100                8.9100
     79924                      109,371.07                                             80.00   No MI                  100265600005014274              6.3500                      20080501                        14.8500                7.8500
     80219                      136,000.00                                             80.00   No MI                  100265600005014290              7.1500                      20080501                        15.6500                8.6500
     89148                      277,500.00                                             76.03   No MI                  100265600005014316              7.2850                      20080501                        15.7850                8.7850
     30080                      284,321.99                                             85.00   No MI                  100265600005014324              0.0000                                                       0.0000                0.0000
     74361                      53,132.35                                            100.00    No MI                  100265600005014399             10.8500                      20080501                        18.8500               11.8500
     85304                      224,100.00                                             90.00   No MI                  100265600005014670              7.4900                      20080501                        15.9900                8.9900
     78046                      101,097.17                                             90.00   No MI                  100265600005015727              6.7000                      20080501                        16.4500                9.4500
     33770                      139,499.97                                             90.00   No MI                  100265600005016030              7.5500                      20080501                        15.5500                8.5500
     75042                      82,249.20                                              80.00   No MI                  100265600005016378              7.0000                      20080501                        15.5000                8.5000
     51503                      103,791.39                                             80.00   No MI                  100265600005016469              6.5500                      20080501                        15.0500                8.0500
     32703                      139,708.46                                             85.00   No MI                  100265600005016733              0.0000                                                       0.0000                0.0000
     77433                      102,465.18                                             80.00   No MI                  100265600005016782              0.0000                                                       0.0000                0.0000
     76711                      78,397.61                                            100.00    No MI                  100265600005016824              6.9500                      20080501                        17.1200               10.1200
     75227                      51,430.34                                            100.00    No MI                  100265600005016964              0.0000                                                       0.0000                0.0000
     76401                      92,546.77                                              80.00   No MI                  100265600005016980              6.9100                      20080501                        15.4000                8.4000
     72401                      119,746.85                                             80.00   No MI                  100265600005017012              6.3000                      20080501                        14.8000                7.8000
     44718                      99,791.15                                              80.00   No MI                  100265600005017095              6.3500                      20080501                        14.8500                7.8500
     35773                      207,091.18                                             95.00   No MI                  100265600005017160              8.6000                      20080501                        17.1000               10.1000
     63136                      72,110.83                                              85.00   No MI                  100265600005017277              7.1500                      20080501                        15.2500                8.2500
     32808                      158,078.36                                             80.00   No MI                  100265600005017376              7.0000                      20080501                        14.9900                7.9900
     75189                      99,323.26                                              80.00   No MI                  100265600005017467              6.5000                      20080501                        14.7500                7.7500
     85027                      189,591.03                                             80.00   No MI                  100265600005017475              6.2000                      20080501                        14.7000                7.7000
     33311                      133,600.00                                             80.00   No MI                  100265600005019166              5.9000                      20080501                        14.4000                7.4000
     75019                      259,528.96                                             80.00   No MI                  100265600005019190              0.0000                                                       0.0000                0.0000
     20748                      301,500.00                                             90.00   No MI                  100265600005019380              6.5000                      20080501                        16.0000                9.0000
     38901                      125,731.49                                             90.00   No MI                  100265600005019778              6.6500                      20080501                        14.7500                7.7500
     33594                      236,000.00                                             80.00   No MI                  100265600005019794              7.4500                      20080401                        15.0000                8.0000
     85326                      200,767.00                                             80.00   No MI                  100265600005020032              6.8500                      20080501                        15.3500                8.3500
     80022                      148,000.00                                             80.00   No MI                  100265600005020263              6.0000                      20080501                        14.5000                7.5000
     75701                      119,480.00                                             80.00   No MI                  100265600005020453              6.7500                      20080501                        14.9900                7.9900
     85353                      268,000.00                                             80.00   No MI                  100265600005020552              6.6250                      20080501                        14.7500                7.7500
     75002                      119,236.57                                             80.00   No MI                  100265600005020628              0.0000                                                       0.0000                0.0000
     78577                      79,786.65                                              85.00   No MI                  100265600005020693              6.2250                      20080501                        16.7250                9.7250
     30360                      185,351.10                                             80.00   No MI                  100265600005020735              7.3500                      20080501                        16.9900                9.9900
     32208                      77,460.83                                              80.00   No MI                  100265600005020750              7.1000                      20080501                        15.6000                8.6000
     35750                      60,712.37                                              80.00   No MI                  100265600005020974              6.8500                      20080501                        16.6500                9.6500
     55449                      350,699.20                                             80.00   No MI                  100265600005021055              8.2000                      20080501                        16.7000                9.7000
     75116                      77,098.04                                              80.00   No MI                  100265600005021212              0.0000                                                       0.0000                0.0000
     38016                      104,287.53                                             95.00   No MI                  100265600005022574              7.3000                      20080401                        16.4000                9.4000
     66213                      295,359.88                                             90.00   No MI                  100265600005023119              0.0000                                                       0.0000                0.0000
     85019                      178,200.00                                             90.00   No MI                  100265600005023523              7.7000                      20080501                        16.4000                9.4000
     78504                      85,455.71                                              80.00   No MI                  100265600005025072              7.4000                      20080501                        15.9000                8.9000
     98271                      253,800.00                                             90.00   No MI                  100265600005025221              5.9000                      20080501                        14.4000                7.4000
     85031                      152,000.00                                             80.00   No MI                  100265600005025270              5.3000                      20080501                        13.8000                6.8000
     77545                      103,011.11                                             80.00   No MI                  100265600005025304              0.0000                                                       0.0000                0.0000
     85037                      202,500.00                                             90.00   No MI                  100265600005025437              7.6500                      20080501                        15.8000                8.8000
     85345                      159,641.55                                             80.00   No MI                  100265600005025668              6.0000                      20080501                        14.5000                7.5000
     75034                      215,687.74                                             80.00   No MI                  100265600005025726              6.7500                      20080501                        15.2500                8.2500
     78247                      159,445.46                                             90.00   No MI                  100265600005025783              7.3000                      20080501                        16.6000                9.6000
     77338                      83,082.59                                              80.00   No MI                  100265600005026039              0.0000                                                       0.0000                0.0000
     75248                      331,340.70                                             80.00   No MI                  100265600005026161              0.0000                                                       0.0000                0.0000
     98033                      442,000.00                                             80.00   No MI                  100265600005026286              6.1500                      20080501                        14.6500                7.6500
     98391                      220,000.00                                             80.00   No MI                  100265600005026328              6.1200                      20080501                        14.6200                7.6200
     77494                      142,068.04                                             80.00   No MI                  100265600005026344              6.8500                      20080501                        14.3000                7.3000
     63109                      132,598.31                                             86.93   No MI                  100265600005026922              7.7500                      20080501                        16.6500                7.7500
     86326                      209,310.04                                             80.00   No MI                  100265600005027144              6.3500                      20080501                        14.8500                7.8500
     98053                      450,400.00                                             80.00   No MI                  100265600005027250              7.1500                      20080501                        15.6500                8.6500
     98118                      139,715.75                                             56.00   No MI                  100265600005027375              6.4900                      20080501                        14.9900                7.9900
     86322                      151,680.00                                             80.00   No MI                  100265600005027573              7.1000                      20080501                        15.6000                8.6000
     28214                      99,292.00                                              80.00   No MI                  100265600005027615              6.8500                      20080501                        15.3500                8.3500
     87571                      239,593.35                                             60.00   No MI                  100265600005027755              7.3750                      20090501                        15.8750                8.8750
     81005                      92,000.00                                               62.16  No MI                  100265600005028332              6.2000                      20080501                        14.5000                7.5000
     80204                      150,800.00                                             80.00   No MI                  100265600005028373              6.7000                      20080501                        15.2000                8.2000
     98230                      249,900.00                                           100.00    No MI                  100265600005028423              7.3500                      20080501                        15.8500                8.8500
     85035                      156,497.96                                             80.00   No MI                  100265600005028829              6.7500                      20080501                        15.2500                8.2500
     80920                      196,526.73                                             95.00   No MI                  100265600005028886              7.6000                      20080501                        16.1000                9.1000
     70737                      109,995.81                                             80.00   No MI                  100265600005028985              7.3000                      20080501                        15.5000                8.5000
     74017                      84,057.45                                              69.06   No MI                  100265600005031021              0.0000                                                       0.0000                0.0000
     98208                      212,000.00                                             80.00   No MI                  100265600005031575              6.2500                      20080501                        14.7500                7.7500
     85053                      220,065.26                                             95.00   No MI                  100265600005031831              7.9000                      20080501                        16.4000                9.4000
     85017                      184,000.00                                             80.00   No MI                  100265600005031906              7.2000                      20080501                        15.3500                8.3500
     78046                      134,602.95                                             80.00   No MI                  100265600005032193              0.0000                                                       0.0000                0.0000
     23223                      107,100.00                                             90.00   No MI                  100265600005035121              7.5000                      20080501                        16.6500                9.6500
     32207                      106,205.27                                             80.00   No MI                  100265600005035394              7.0000                      20080501                        15.5000                8.5000
     70812                      61,078.46                                              85.00   No MI                  100265600005035634              7.0000                      20080501                        15.1000                8.1000
     98004                      242,400.00                                             80.00   No MI                  100265600005035683              5.5000                      20080501                        14.0000                7.0000
     85035                      131,667.05                                             80.00   No MI                  100265600005035758              5.1000                      20080501                        13.9000                6.9000
     80921                      323,266.85                                             88.77   No MI                  100265600005036038              5.9500                      20080501                        14.4500                7.4500
     42724                      103,200.00                                             80.00   No MI                  100265600005036194              4.9000                      20080501                        13.9900                6.9900
     20646                      366,880.57                                             69.34   No MI                  100265600005039008              6.9000                      20080501                        15.9000                8.9000
     78045                      107,363.69                                             80.00   No MI                  100265600005039065              0.0000                                                       0.0000                0.0000
     80234                      90,400.00                                              80.00   No MI                  100265600005039396              5.9500                      20080501                        14.4500                7.4500
     98043                      116,400.00                                             80.00   No MI                  100265600005043059              6.4000                      20080501                        14.9000                7.9000
     63130                      98,691.32                                              82.50   No MI                  100265600005043133              5.8000                      20080401                        14.3000                7.3000
     54944                      165,351.09                                             90.00   No MI                  100265600005043364              0.0000                                                       0.0000                0.0000
     75227                      138,133.42                                             80.00   No MI                  100265600005043380              7.1000                      20080501                        15.2500                8.2500
     39553                      185,648.97                                             80.00   No MI                  100265600005043430              7.2800                      20080501                        15.3500                8.3500
     60430                      190,816.44                                             80.00   No MI                  100265600005043448              5.1500                      20080501                        15.0500                8.0500
     34759                      161,186.01                                             80.00   No MI                  100265600005043570              6.4000                      20080501                        14.9000                7.9000
     85335                      159,709.21                                             80.00   No MI                  100265600005043661              7.0500                      20080501                        15.5500                8.5500
     85006                      188,305.88                                             85.00   No MI                  100265600005043687              6.3500                      20080501                        14.8500                7.8500
     85009                      133,600.00                                             80.00   No MI                  100265600005043786              7.3500                      20080501                        15.8500                8.8500
     85037                      171,000.00                                             90.00   No MI                  100265600005044057              6.5000                      20080501                        15.0000                8.0000
     73069                      208,019.75                                             85.00   No MI                  100265600005044305              7.4000                      20080501                        17.9000               10.9000
     85225                      202,788.24                                             80.00   No MI                  100265600005044339              6.5000                      20080501                        15.0000                8.0000
     85204                      172,000.00                                             80.00   No MI                  100265600005044354              7.8500                      20080501                        14.8500                7.8500
     37115                      139,294.70                                             90.00   No MI                  100265600005044396              7.4500                      20080501                        16.5500                9.5500
     85201                      168,000.00                                             80.00   No MI                  100265600005044529              6.2500                      20080501                        14.7500                7.7500
     76008                      422,431.72                                             80.00   No MI                  100265600005044610              7.8500                      20080501                        15.5400                8.5400
     85242                      191,997.99                                             80.00   No MI                  100265600005044685              5.8500                      20080501                        14.3500                7.3500
     60103                      249,200.00                                             80.00   No MI                  100265600005044909              5.7750                      20080501                        15.4000                8.4000
     47102                      50,521.59                                              84.29   No MI                  100265600005044941              7.1000                      20080501                        18.1000               11.1000
     70769                      136,705.09                                             62.27   No MI                  100265600005045039              0.0000                                                       0.0000                0.0000
     63133                      60,609.44                                              80.00   No MI                  100265600005045211              7.2750                      20080501                        15.5250                8.5250
     32805                      129,357.89                                             80.00   No MI                  100265600005045237              6.9000                      20080501                        15.4000                8.4000
     85043                      185,816.93                                             80.00   No MI                  100265600005045872              6.0500                      20080501                        14.5500                7.5500
     85301                      172,703.91                                             85.00   No MI                  100265600005047068              7.7500                      20080501                        16.2500                9.2500
     89121                      140,000.00                                             80.00   No MI                  100265600005047183              6.9500                      20080501                        15.4500                8.4500
     85323                      203,200.00                                             80.00   No MI                  100265600005047209              6.6000                      20080501                        15.1000                8.1000
     98252                      159,668.49                                             78.05   No MI                  100265600005047357              6.3900                      20080501                        14.8900                7.8900
     98011                      89,000.00                                              23.06   No MI                  100265600005047365              7.2500                      20080501                        15.7500                8.7500
     75115                      195,692.82                                             80.00   No MI                  100265600005047381              6.7500                      20080501                        16.2500                9.2500
     73118                      75,589.83                                              85.00   No MI                  100265600005047811              0.0000                                                       0.0000                0.0000
     33324                      583,918.26                                             78.00   No MI                  100265600005047993              7.5000                      20080501                        15.4500                8.4500
     85033                      152,175.01                                             70.93   No MI                  100265600005048041              6.2500                      20080501                        14.7500                7.7500
     98037                      217,000.00                                             70.00   No MI                  100265600005048066              6.4000                      20080501                        14.9000                7.9000
     23225                      221,247.49                                             80.00   No MI                  100265600005048090              6.2500                      20080501                        14.7500                7.7500
     98371                      215,000.00                                             58.42   No MI                  100265600005048124              6.3900                      20080501                        14.8900                7.8900
     64131                      79,200.00                                              90.00   No MI                  100265600005048264              7.0000                      20080501                        15.5000                8.5000
     53143                      109,997.85                                             90.00   No MI                  100265600005048355              8.0500                      20080501                        16.5500                9.5500
     85345                      164,000.00                                             80.00   No MI                  100265600005048371              7.1000                      20080501                        15.6000                8.6000
     78250                      55,519.02                                              80.00   No MI                  100265600005048470              0.0000                                                       0.0000                0.0000
     60429                      319,383.63                                             80.00   No MI                  100265600005048546              5.7000                      20080501                        15.2500                8.2500
     63136                      72,110.83                                              85.00   No MI                  100265600005048694              7.1500                      20080501                        15.2500                8.2500
     77396                      127,282.15                                             80.00   No MI                  100265600005049122              7.0500                      20080501                        15.4900                8.4900
     62401                      133,084.76                                           100.00    No MI                  100265600005055053              5.0000                      20080501                        17.5000               10.5000
     33218                      149,716.91                                             80.00   No MI                  100265600005055111              6.0100                      20080501                        15.3500                8.3500
     67016                      135,884.88                                             90.00   No MI                  100265600005063123              7.4300                      20080501                        15.6800                8.6800
     73099                      134,947.39                                             80.00   No MI                  100265600005063230              6.9000                      20080501                        15.4000                8.4000
     80904                      112,346.24                                             75.00   No MI                  100265600005063396              7.4000                      20080501                        16.9000                9.9000
     80525                      293,872.09                                             80.00   No MI                  100265600005063479              7.1000                      20080501                        15.6000                8.6000
     85204                      187,119.99                                             80.00   No MI                  100265600005063495              6.7500                      20080501                        15.2500                8.2500
     98032                      176,000.00                                             80.00   No MI                  100265600005063594              5.8500                      20080501                        14.3500                7.3500
     70578                      79,818.79                                               51.02  No MI                  100265600005063909              0.0000                                                       0.0000                0.0000
     71203                      61,517.38                                              80.00   No MI                  100265600005064063              8.7500                      20090501                        16.9900                9.9900
     85308                      216,000.00                                             80.00   No MI                  100386100002181162              5.5000                      20080601                        14.5700                8.5700
     48237                      151,958.56                                             95.00   No MI                  100258910060413207              5.5000                      20080601                        16.5000               10.5000
     30165                      100,072.58                                             79.98   No MI                  100184698160227069              7.8750                      20080401                        14.8750                8.8750
     77071                      94,431.71                                              90.00   No MI                  100059400000009456              5.5000                      20080601                        16.9600               10.9600
     89121                      207,996.85                                             80.00   No MI                  100137306050026348              5.5000                      20090601                        15.7500                9.7500
     84111                      129,898.21                                             84.97   No MI                  100389160000182726              5.5000                      20080601                        16.5900               10.5900
     32807                      134,341.50                                             80.00   No MI                  100022100153351770              5.5000                      20080601                        14.9500                8.9500
     32807                      33,578.42                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     55025                      191,766.30                                             76.80   No MI                  100386100002183721              5.5000                      20080601                        14.4950                8.4950
     95376                      386,250.00                                             75.00   No MI                  100386100002184828              5.5000                      20080701                        15.8450                9.8450
     33033                      247,898.29                                             80.00   No MI                  100022100153393699              5.5000                      20080601                        15.1500                9.1500
     33033                      61,972.13                                            100.00    No MI                  100022100153394507              0.0000                                                       0.0000                0.0000
     56353                      74,950.89                                              63.56   No MI                  100389160000158189              5.5000                      20080701                        19.2400                8.1200
     62002                      83,294.50                                              80.00   No MI                          0                       6.6500                      20080301                        14.7250                7.7250
     8690                       229,500.00                                             85.00   No MI                  100076500000191466              5.5000                      20080601                        15.9000                5.5000
     62002                      20,859.48                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     89703                      120,536.49                                             90.00   No MI                  100301206032015601              6.3000                      20080401                        16.2500                9.2500
     92324                      294,400.00                                             80.00   No MI                  100040788604001057              5.5000                      20080601                        13.6900                7.6900
     92324                      73,457.83                                            100.00    No MI                  100040788604001065              0.0000                                                       0.0000                0.0000
     11798                      292,166.02                                             90.00   No MI                  100386100002185825              5.5000                      20080601                        14.8050                8.8050
     53128                      163,852.41                                             80.00   No MI                  100386100002185858              0.0000                                                       0.0000                0.0000
     63137                      100,000.00                                             80.00   No MI                  100386100002186187              5.5000                      20080601                        13.8300                5.5000
     63137                      24,987.09                                            100.00    No MI                  100386100002186211              0.0000                                                       0.0000                0.0000
     63304                      188,842.66                                             89.79   No MI                  100386100002187599              5.5000                      20080601                        16.3050               10.3050
     55021                      347,516.02                                             80.00   No MI                  100386100002188282              5.5000                      20080601                        13.8400                7.8400
     93505                      148,000.00                                             80.00   No MI                  100059400000009431              5.5000                      20080601                        15.7900                9.7900
     48883                      103,420.14                                             77.82   No MI                  100133001000557294              5.5000                      20080601                        12.9800                6.9800
     93620                      206,785.67                                             63.69   No MI                  100171906050024230              5.7500                      20080601                        15.2750                9.2750
     8055                       139,900.00                                             79.99   No MI                  100076500001016753              6.0000                      20080701                        15.2700                9.2700
     33404                      191,789.03                                             80.00   No MI                  100030200010119665              5.5000                      20080601                        14.9900                8.9900
     23356                      220,707.73                                             80.00   No MI                  100031458006020557              5.5000                      20080601                        15.0000                9.0000
     23356                      55,178.60                                              99.99   No MI                  100031458006020573              0.0000                                                       0.0000                0.0000
     92277                      180,000.00                                             90.00   No MI                  100144600097452108              5.5000                      20080601                        15.8250                9.8250
     33322                      264,795.08                                             85.00   No MI                  100331700902427726              8.3750                      20080501                        16.3750                9.3750
     33971                      174,327.02                                             57.38   No MI                  100331700902431850              6.8750                      20080301                        14.8750                7.8750
     60104                      85,346.77                                              80.00   No MI                  100331700902445488              5.0000                      20080401                        14.8750                7.8750
     48021                      198,000.00                                           100.00    No MI                  100331700902464679              2.2500                      20080301                        16.3750                9.3750
     21217                      226,000.00                                             56.50   No MI                  100331700902510596              5.5000                      20080501                        14.7500                7.7500
     23860                      121,178.87                                             90.00   No MI                  100331700902510752              7.1250                      20090401                        15.1250                8.1250
     48854                      194,731.11                                             75.00   No MI                  100331700902561144              0.0000                                                       0.0000                0.0000
     54479                      123,307.82                                             95.00   No MI                  100331700902567455              0.0000                                                       0.0000                0.0000
     43920                      159,713.49                                           100.00    No MI                  100331700902576910              0.0000                                                       0.0000                0.0000
     33830                      79,881.02                                              74.77   No MI                  100331700902590127              0.0000                                                       0.0000                0.0000
     46186                      49,820.24                                              66.67   No MI                  100331700902600546              0.0000                                                       0.0000                0.0000
     48886                      125,721.00                                             72.00   No MI                  100331700902604332              7.9900                      20080401                        15.9900                8.9900
     33707                      82,689.84                                              52.94   No MI                  100331700902615643              7.2500                      20090501                        15.2500                8.2500
     49507                      89,130.06                                              85.00   No MI                  100331700902626913              7.9000                      20080501                        16.9800                9.9800
     15537                      113,492.18                                             95.00   No MI                  100331700902628067              0.0000                                                       0.0000                0.0000
     19148                      121,409.43                                             80.00   No MI                  100331700902630816              8.2500                      20080501                        14.2500                9.2500
     15445                      85,721.50                                            100.00    No MI                  100331700902631020              7.2500                      20090501                        15.2500                8.2500
     48134                      237,017.74                                              93.14  No MI                  100331700902631160              6.9900                      20080501                        14.9900                7.9900
     89110                      440,000.00                                             89.80   No MI                  100331700902632291              8.1200                      20080501                        16.1200                9.1200
     34746                      198,500.00                                               71.15 No MI                  100331700902636003              7.8750                      20090501                        15.8750                8.8750
     49841                      63,649.53                                              75.00   No MI                  100331700902636367              0.0000                                                       0.0000                0.0000
     95632                      348,500.00                                             85.00   No MI                  100331700902643314              7.5000                      20080501                        15.5000                8.5000
     85209                      238,604.59                                           100.00    No MI                  100331700902643587              7.9900                      20080501                        15.9900                8.9900
     89074                      362,696.31                                             74.69   No MI                  100331700902644346              5.2500                      20080501                        13.2500                6.2500
     85322                      138,483.06                                             75.00   No MI                  100331700902648578              7.2560                      20080501                        15.2560                8.2560
     86322                      198,550.00                                             95.00   No MI                  100331700902649105              8.5000                      20080501                        16.5000                9.5000
     49442                      71,036.47                                              63.57   No MI                  100331700902657918              0.0000                                                       0.0000                0.0000
     89031                      220,864.86                                             75.00   No MI                  100331700902659039              7.7500                      20080501                        15.7500                8.7500
     20657                      203,761.17                                             80.00   No MI                  100331700902662173              6.0000                      20090501                        17.6250               10.6250
     32935                      99,830.58                                              64.52   No MI                  100331700902662322              7.5000                      20080501                        15.8750                8.8750
     29372                      118,709.96                                             85.00   No MI                  100331700902664492              8.2500                      20080501                        16.0000                9.0000
     49733                      93,337.45                                               88.21  No MI                  100331700902674988              0.0000                                                       0.0000                0.0000
     92114                      424,157.32                                             85.00   No MI                  100331700902676959              7.1250                      20080501                        15.1250                8.1250
     85020                      232,000.00                                             80.00   No MI                  100331700902677569              8.5000                      20080501                        16.5000                9.5000
     32218                      94,585.52                                              90.00   No MI                  100331700902680043              0.0000                                                       0.0000                0.0000
     49001                      110,377.45                                             85.00   No MI                  100331700902682403              7.2500                      20080501                        17.8750               10.8750
     46237                      106,288.23                                             95.00   No MI                  100331700902683187              0.0000                                                       0.0000                0.0000
     46218                      71,913.42                                              90.00   No MI                  100331700902692543              0.0000                                                       0.0000                0.0000
     46241                      72,761.11                                              90.00   No MI                  100331700902692717              8.5000                      20080501                        16.5000                9.5000
     46140                      119,124.73                                             90.00   No MI                  100331700902694135              0.0000                                                       0.0000                0.0000
     46974                      136,523.87                                             90.00   No MI                  100331700902694846              8.1250                      20080501                        16.1250                9.1250
     85706                      111,116.25                                             70.00   No MI                  100331700902699464              8.0000                      20080501                        16.0000                8.0000
     47456                      110,369.75                                             85.00   No MI                  100331700902718785              0.0000                                                       0.0000                0.0000
     45011                      148,216.62                                             90.00   No MI                  100331700902728115              9.1250                      20080501                        17.1250               10.1250
     85351                      98,500.00                                               71.38  No MI                  100392499500000839              5.5000                      20080601                        13.9200                7.9200
     32084                      117,396.58                                             90.00   No MI                  100386100002188563              5.5000                      20080701                        15.8700                9.8700
     46205                      94,966.20                                              95.00   No MI                  100258910060425425              5.5000                      20080601                        14.6250                9.6250
     92584                      300,000.00                                             80.00   No MI                  100153210604023984              5.5000                      20080601                        14.4800                8.4800
     92584                      74,851.57                                            100.00    No MI                  100153210604028785              0.0000                                                       0.0000                0.0000
     76048                      85,300.00                                              78.98   No MI                  100404400000034886              5.5000                      20080601                        14.2500                8.2500
     43228                      122,340.53                                             95.00   No MI                          0                       5.5000                      20080601                        15.2500                9.2500
     93552                      350,988.59                                             80.00   No MI                  100351000153577187              5.5000                      20080601                        13.8400                7.8400
     93552                      87,754.00                                            100.00    No MI                  100351000153578334              0.0000                                                       0.0000                0.0000
     33324                      159,759.38                                              50.31  No MI                  100271100000226322              5.5000                      20080601                        13.4500                7.4500
     32744                      262,278.90                                             70.00   No MI                  100255500000040146              0.0000                                                       0.0000                0.0000
     90723                      176,749.34                                             24.76   No MI                  100086600210061448              5.9500                      20080601                        13.7500                5.9500
     92376                      74,958.28                                              99.23   No MI                  100086600211023611              0.0000                                                       0.0000                0.0000
     63110                      114,584.19                                             85.00   No MI                  100404400000032997              5.5000                      20080601                        13.6500                7.6500
     32958                      233,493.68                                             85.00   No MI                  100274130912176437              5.5000                      20080601                        15.0000                9.0000
     89104                      243,000.00                                             90.00   No MI                  100137306050026827              7.4500                      20080701                        17.0370               10.0370
     40229                      72,735.33                                              80.00   No MI                  100330706050124214              5.5000                      20080601                        16.0000               10.0000
     40229                      18,192.70                                            100.00    No MI                  100330706050124222              0.0000                                                       0.0000                0.0000
     22204                      271,701.11                                             49.82   No MI                  100198900000058280              6.7500                      20080601                        14.9900                8.9900
     93274                      209,634.08                                             85.00   No MI                  100389160000190182              5.5000                      20080601                        13.4500                7.4500
     55304                      241,947.13                                             80.00   No MI                          0                       0.0000                                                       0.0000                0.0000
     55304                      60,566.03                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     2886                       216,000.00                                             80.00   No MI                  100386100002193217              5.5000                      20080701                        14.7500                8.7500
     85353                      173,600.00                                             70.00   No MI                  100386100002193589              5.5000                      20080701                        13.3950                7.3950
     2886                       53,981.56                                            100.00    No MI                  100386100002193803              0.0000                                                       0.0000                0.0000
     32209                      82,404.03                                              85.00   No MI                          0                       5.7500                      20080601                        18.1400               12.1400
     33125                      295,920.00                                             80.00   No MI                  100022100153749296              5.5000                      20080701                        14.2000                8.2000
     34475                      67,457.60                                              90.00   No MI                  100022100153783188              5.5000                      20080601                        17.6000               11.6000
     73119                      49,956.28                                              80.00   No MI                  100274130421175128              5.7500                      20080601                        16.0750               10.0750
     34711                      351,804.86                                             80.00   No MI                  100258910060414155              5.5000                      20080601                        14.1250                8.1250
     34711                      87,950.77                                            100.00    No MI                  100258910060417737              0.0000                                                       0.0000                0.0000
     97478                      161,819.01                                             75.00   No MI                  100389160000173568              6.7500                      20080601                        14.9100                8.9100
     43334                      494,411.96                                             90.00   No MI                  100274130832177747              0.0000                                                       0.0000                0.0000
     97045                      197,712.61                                             78.57   No MI                  100274130111174993              6.4750                      20080601                        14.4750                8.4750
     95670                      110,000.00                                              35.14  No MI                  100059400000009498              5.5000                      20080601                        13.4200                7.4200
     33054                      263,712.90                                             80.00   No MI                          0                       5.5000                      20080601                        15.0400                9.0400
     23831                      238,258.18                                             90.00   No MI                  100258910060508162              6.0000                      20080601                        15.3750                9.3750
     33054                      65,965.42                                            100.00    No MI                  100022100153848114              0.0000                                                       0.0000                0.0000
     30305                      340,000.00                                             80.00   No MI                  100148706040900004              5.5000                      20080601                        15.7750                9.7750
     30224                      101,000.00                                              74.81  No MI                  100148706032020003              5.5000                      20080501                        14.6900                8.6900
     30252                      149,735.29                                             78.89   No MI                  100148706041560007              5.5000                      20080601                        14.9900                8.9900
     33566                      215,200.00                                             80.00   No MI                  100030200010119517              5.5000                      20080601                        13.9300                7.9300
     33071                      178,151.39                                             80.00   No MI                  100030200010119699              5.5000                      20080601                        13.8300                7.8300
     33071                      44,577.91                                            100.00    No MI                  100030200010119707              0.0000                                                       0.0000                0.0000
     85335                      150,896.19                                             68.64   No MI                  100386100002194710              0.0000                                                       0.0000                0.0000
     8234                       56,799.71                                            100.00    No MI                  100386100002194934              0.0000                                                       0.0000                0.0000
     64501                      50,354.56                                              80.00   No MI                  100386100002194991              5.5000                      20080701                        13.7400                7.7400
     64501                      12,566.02                                            100.00    No MI                  100386100002195014              0.0000                                                       0.0000                0.0000
     85009                      140,250.00                                             82.50   No MI                  100386100002195204              5.5000                      20080701                        15.8500                9.8500
     33570                      176,000.00                                             80.00   No MI                  100386100002195493              5.5000                      20080601                        14.4300                8.4300
     33570                      43,974.93                                            100.00    No MI                  100386100002195527              0.0000                                                       0.0000                0.0000
     85338                      177,941.78                                              74.17  No MI                  100386100002196301              6.7500                      20080701                        17.3950               11.3950
     33319                      239,717.04                                             80.00   No MI                  100386100002196491              5.5000                      20080601                        14.6500                8.6500
     33319                      59,960.59                                            100.00    No MI                  100386100002196566              0.0000                                                       0.0000                0.0000
     43147                      214,178.24                                             80.00   No MI                  100330706050125047              5.5000                      20080601                        15.2800                9.2800
     43147                      53,573.74                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     75056                      398,039.63                                             80.00   No MI                  100274130412170922              6.3000                      20080501                        14.3000                8.3000
     75056                      99,566.58                                            100.00    No MI                  100274130412170971              0.0000                                                       0.0000                0.0000
     45406                      52,447.62                                              65.63   No MI                  100330706050125260              5.5000                      20080601                        15.4600                9.4600
     97918                      87,463.52                                              85.00   No MI                          0                       5.5000                      20080601                        15.5000                9.5000
     29681                      154,172.47                                             80.00   No MI                  100274130940176623              7.0000                      20080601                        15.1500                9.1500
     29681                      38,563.40                                            100.00    No MI                  100274130940176649              0.0000                                                       0.0000                0.0000
     97008                      265,803.12                                             95.00   No MI                  100424906040040226              5.5000                      20080601                        16.8500               10.8500
     30263                      129,369.39                                             89.93   No MI                  100148706033870000              5.5000                      20080601                        15.4000                9.4000
     85250                      149,424.83                                             65.00   No MI                  100389160000188210              0.0000                                                       0.0000                0.0000
     33431                      199,923.88                                             59.70   No MI                  100386100002197093              6.2500                      20080701                        16.7000               10.7000
     7750                       224,480.35                                              40.91  No MI                  100061102971861172              0.0000                                                       0.0000                0.0000
     11096                      336,000.00                                             80.00   No MI                  100061102972286536              5.5000                      20080601                        13.0050                7.0050
     11096                      83,946.06                                            100.00    No MI                  100061102972288029              0.0000                                                       0.0000                0.0000
     6082                       170,915.02                                             93.96   No MI                  100061102972290652              5.5000                      20080601                        14.5000                5.5000
     12566                      223,700.19                                             80.00   No MI                  100061102972297350              5.5000                      20080501                        12.8000                5.5000
     12566                      55,938.13                                            100.00    No MI                  100061102972297509              0.0000                                                       0.0000                0.0000
     11207                      452,000.00                                             80.00   No MI                  100061102972298838              5.5000                      20080601                        15.2500                9.2500
     11207                      112,940.49                                           100.00    No MI                  100061102972299091              0.0000                                                       0.0000                0.0000
     34119                      71,567.08                                            100.00    No MI                  100061102972301707              0.0000                                                       0.0000                0.0000
     34119                      71,567.08                                            100.00    No MI                  100061102972302200              0.0000                                                       0.0000                0.0000
     8009                       234,294.06                                             74.44   No MI                  100061102972306268              5.7500                      20080601                        12.5000                5.7500
     11416                      393,804.19                                              68.17  No MI                  100061102972315095              5.5000                      20090601                        14.5000                5.5000
     11355                      379,738.76                                             60.80   No MI                  100061102972316168              5.5000                      20080601                        13.3750                5.5000
     8054                       235,697.99                                             80.00   No MI                  100061102972317562              5.5000                      20080601                        14.2500                5.5000
     8054                       58,968.62                                            100.00    No MI                  100061102972317802              0.0000                                                       0.0000                0.0000
     11701                      402,400.00                                             80.00   No MI                  100061102972321762              5.5000                      20090501                        13.9000                5.5000
     11701                      100,505.55                                           100.00    No MI                  100061102972321929              0.0000                                                       0.0000                0.0000
     20602                      164,903.08                                             50.30   No MI                  100061102972322182              5.5000                      20080601                        13.9250                5.5000
     11422                      469,755.95                                             74.02   No MI                  100061102972323412              6.0000                      20090601                        14.3500                6.0000
     28546                      143,870.69                                             90.00   No MI                  100061102972325565              6.0000                      20080601                        15.9500                6.0000
     11434                      471,314.59                                             80.00   No MI                  100061102972327546              0.0000                                                       0.0000                0.0000
     33972                      159,824.18                                              84.21  No MI                  100061102972327702              5.5000                      20080601                        14.9900                5.5000
     11221                      648,222.86                                             85.00   No MI                  100061102972335705              5.5000                      20090601                        12.9900                5.5000
     1609                       111,867.17                                             80.00   No MI                  100061102972336877              5.5000                      20080601                        14.6750                5.5000
     1609                       27,963.56                                            100.00    No MI                  100061102972336877              0.0000                                                       0.0000                0.0000
     30349                      127,776.50                                             80.00   No MI                  100032100001014776              5.5000                      20080401                        14.0550                5.5000
     30349                      31,994.54                                            100.00    No MI                  100032100001014784              0.0000                                                       0.0000                0.0000
     30011                      165,446.00                                             80.00   No MI                  100032100001020096              5.5000                      20080501                        13.7650                5.5000
     30011                      41,325.33                                            100.00    No MI                  100032100001020112              0.0000                                                       0.0000                0.0000
     30039                      155,046.47                                             90.00   No MI                  100032100001022522              6.0000                      20080501                        16.2100                6.0000
     30213                      237,816.00                                             90.00   No MI                  100032100001022217              6.0000                      20080601                        16.4600                6.0000
     30012                      160,797.00                                             80.00   No MI                  100032100001021094              5.5000                      20080501                        14.0000                5.5000
     30012                      40,172.51                                            100.00    No MI                  100032100001021193              0.0000                                                       0.0000                0.0000
     30238                      171,773.00                                             80.00   No MI                  100032100001018165              5.5000                      20080501                        13.5300                5.5000
     30238                      42,903.40                                            100.00    No MI                  100032100001018199              0.0000                                                       0.0000                0.0000
     30135                      145,454.00                                             80.00   No MI                  100032100000630051              5.5000                      20090401                        15.6150                5.5000
     30135                      36,325.98                                            100.00    No MI                  100032100000630069              0.0000                                                       0.0000                0.0000
     30135                      149,592.00                                             80.00   No MI                  100032100000632016              5.5000                      20080501                        14.8750                5.5000
     30135                      37,373.37                                            100.00    No MI                  100032100001019411              0.0000                                                       0.0000                0.0000
     30016                      169,672.00                                             80.00   No MI                  100032100001020740              5.5000                      20080501                        14.9400                5.5000
     30016                      42,385.42                                            100.00    No MI                  100032100001020757              0.0000                                                       0.0000                0.0000
     30093                      127,950.00                                             79.99   No MI                  100032100001015740              5.5000                      20080401                        16.8650                5.5000
     30296                      132,392.00                                             80.00   No MI                  100032100001021441              5.5000                      20080501                        15.6900                5.5000
     30296                      33,073.29                                            100.00    No MI                  100032100001021433              0.0000                                                       0.0000                0.0000
     30067                      83,199.92                                              80.00   No MI                  100032100001018793              5.5000                      20080501                        14.3750                5.5000
     30067                      20,736.13                                            100.00    No MI                  10003210000101889               0.0000                                                       0.0000                0.0000
     30135                      138,751.04                                             80.00   No MI                  100032100001022209              5.5000                      20080501                        13.8750                5.5000
     30135                      34,729.03                                            100.00    No MI                  100032100001022126              0.0000                                                       0.0000                0.0000
     30121                      113,165.84                                             80.00   No MI                  100032100001012077              5.5000                      20080401                        14.5650                5.5000
     30121                      28,327.60                                            100.00    No MI                  100032100001012085              0.0000                                                       0.0000                0.0000
     30093                      31,917.25                                              99.97   No MI                  100032100001015757              0.0000                                                       0.0000                0.0000
     30093                      189,850.92                                           100.00    No MI                  100032100001022415              5.5000                      20080601                        16.5800                5.5000
     33417                      59,937.86                                              79.37   No MI                  100386100002200079              0.0000                                                       0.0000                0.0000
     30058                      101,886.35                                             85.00   No MI                  100148706020650001              5.5000                      20080501                        16.8750               10.8750
     29554                      91,938.03                                            100.00    No MI                  100229330000131080              5.5000                      20080401                        15.8750                5.5000
     6451                       157,211.72                                             90.00   No MI                  100258910060210884              0.0000                                                       0.0000                0.0000
     54812                      89,845.04                                              89.95   No MI                  100274130632172526              5.7500                      20080601                        14.7000                8.7000
     33605                      179,798.48                                             80.00   No MI                  100274130912178177              6.9000                      20080601                        14.9000                8.9000
     33605                      44,971.42                                            100.00    No MI                  100274130912178219              0.0000                                                       0.0000                0.0000
     32046                      92,000.00                                              80.00   No MI                  100229330000143267              5.5000                      20090601                        16.0000               10.0000
     32046                      22,988.82                                            100.00    No MI                  100229330000149967              0.0000                                                       0.0000                0.0000
     61032                      49,955.96                                              73.53   No MI                  100404400000033813              0.0000                                                       0.0000                0.0000
     18702                      75,448.13                                              85.80   No MI                  100273100008196178              5.5000                      20080501                        14.9400                8.9400
     65803                      71,181.00                                              89.06   No MI                  100273100008205631              5.5000                      20080501                        17.5000                5.5000
     46236                      148,283.74                                             90.00   No MI                  100273100008210623              5.5000                      20080501                        15.6000                9.6000
     33541                      236,107.97                                             75.00   No MI                  100273100008215309              0.0000                                                       0.0000                0.0000
     66062                      171,792.69                                             80.00   No MI                  100273100008218873              5.5000                      20080501                        16.4900               10.4900
     18508                      71,726.41                                            100.00    No MI                  100273100008223717              5.5000                      20080501                        17.2400                5.5000
     85021                      191,838.70                                             85.00   No MI                  100273100008225373              6.0000                      20080601                        13.9500                7.9500
     80003                      170,711.73                                             75.00   No MI                  100273100008226868              6.0000                      20080501                        14.9000                8.9000
     30349                      124,577.02                                             80.00   No MI                  100273100008228237              5.7500                      20080501                        14.6250                8.6250
     48219                      101,144.85                                             75.00   No MI                  100273100008232189              6.0000                      20080501                        17.2500               11.2500
     53115                      131,140.62                                             75.00   No MI                  100273100008237279              6.0000                      20080601                        16.3000               10.3000
     30045                      159,153.88                                             90.00   No MI                  100273100008239945              5.5000                      20080601                        15.8500                9.8500
     41543                      107,858.48                                             75.00   No MI                  100273100008240455              5.5000                      20080501                        16.1000               10.1000
     18447                      83,953.79                                              62.78   No MI                  100273100008241925              7.0000                      20080601                        18.2000               12.2000
     45373                      121,600.00                                             80.00   No MI                  100273100008221505              5.5000                      20080501                        15.2000                9.2000
     45373                      30,377.41                                            100.00    No MI                  100273100008222073              0.0000                                                       0.0000                0.0000
     90044                      355,300.00                                             95.00   No MI                  100255500000040476              5.5000                      20080601                        15.6000                9.6000
     65686                      519,328.00                                             80.00   No MI                  100386100002201804              5.5000                      20080701                        15.5000                9.5000
     65686                      129,792.29                                           100.00    No MI                  100386100002202042              0.0000                                                       0.0000                0.0000
     63111                      107,936.23                                             90.00   No MI                  100386100002202547              0.0000                                                       0.0000                0.0000
     93535                      310,102.47                                             85.00   No MI                  100144600097452306              6.2500                      20080601                        14.6500                8.6500
     85338                      343,634.39                                             80.00   No MI                  100291300000604553              5.5000                      20080601                        15.1500                9.1500
     96002                      166,935.41                                             66.27   No MI                  100258940060500612              5.5000                      20080701                        16.6250               10.6250
     95355                      467,839.69                                             79.05   No MI                  100040788605000330              5.5000                      20080601                        15.7500                9.7500
     92530                      379,738.76                                             95.00   No MI                  100258920060403199              5.5000                      20080601                        13.3750                7.3750
     8046                       151,914.34                                             80.00   No MI                  100124100000022720              5.5000                      20080701                        14.8500                8.8500
     33563                      93,873.79                                              80.00   No MI                  100040788605000884              5.5000                      20080601                        14.9000                8.9000
     33563                      23,450.99                                            100.00    No MI                  100040788605000892              0.0000                                                       0.0000                0.0000
     80112                      303,827.77                                             84.44   No MI                  100328400200603061              6.0000                      20080601                        14.0500                8.0500
     70634                      77,559.98                                              80.00   No MI                  100437200606140041              5.5000                      20090701                        15.2750                9.2750
     92808                      279,686.52                                             70.00   No MI                  100086600211024064              5.9500                      20080601                        14.9000                5.9500
     92335                      299,653.54                                             77.92   No MI                  100086600211024478              5.9500                      20080601                        14.7500                5.9500
     97007                      178,262.38                                             80.00   No MI                  100274130111172872              0.0000                                                       0.0000                0.0000
     99901                      200,811.30                                           100.00    No MI                  100274130172170880              0.0000                                                       0.0000                0.0000
     99654                      187,061.98                                             80.00   No MI                  100274130172176135              6.5500                      20080501                        14.5500                6.5500
     99654                      46,757.58                                            100.00    No MI                  100274130172176135              0.0000                                                       0.0000                0.0000
     85375                      284,900.00                                           100.00    No MI                  100274130210175842              9.1000                      20080501                        17.1000                9.1000
     85705                      161,045.41                                             75.00   No MI                  100274130211171329              7.6500                      20080501                        16.2500                7.6500
     84044                      101,782.64                                             80.00   No MI                  100274130232175986              5.7500                      20080501                        13.7500                5.7500
     84044                      25,177.91                                              99.76   No MI                  100274130232175994              0.0000                                                       0.0000                0.0000
     76522                      73,447.99                                              80.00   No MI                  100274130412173496              6.0000                      20080501                        14.0000                6.0000
     76522                      18,373.78                                            100.00    No MI                  100274130412173496              0.0000                                                       0.0000                0.0000
     74501                      87,706.97                                              79.98   No MI                  100274130422170359              5.6000                      20080501                        13.6000                5.6000
     74501                      21,980.07                                            100.00    No MI                  100274130422170359              0.0000                                                       0.0000                0.0000
     74127                      121,390.31                                             90.00   No MI                  100274130422171985              7.6000                      20080601                        15.9250                7.6000
     74501                      135,680.25                                             79.99   No MI                  100274130422175333              7.1000                      20080501                        15.1000                7.1000
     74501                      33,972.42                                            100.00    No MI                  100274130422175341              0.0000                                                       0.0000                0.0000
     64151                      107,087.25                                             80.00   No MI                  100274130522177270              7.2000                      20080601                        15.2000                7.2000
     64151                      26,781.62                                            100.00    No MI                  100274130522177288              0.0000                                                       0.0000                0.0000
     35480                      149,110.44                                             80.00   No MI                  100274130542177510              5.8500                      20080601                        13.8500                5.8500
     35480                      37,277.08                                            100.00    No MI                  100274130542175536              0.0000                                                       0.0000                0.0000
     36303                      89,934.10                                              90.00   No MI                  100274130542177433              8.9000                      20080601                        16.9000                8.9000
     37615                      67,916.47                                              80.00   No MI                  100274130572174755              6.4500                      20080601                        14.4500                6.4500
     37615                      16,980.17                                            100.00    No MI                  100274130572174763              0.0000                                                       0.0000                0.0000
     72744                      59,489.31                                              79.74   No MI                  100274130582175214              7.3500                      20080601                        15.3500                7.3500
     72744                      14,992.37                                              99.83   No MI                  100274130582175214              0.0000                                                       0.0000                0.0000
     55920                      108,675.64                                             80.00   No MI                  100274130612175812              6.8000                      20080601                        14.8000                6.8000
     55920                      27,175.84                                            100.00    No MI                  100274130612175820              0.0000                                                       0.0000                0.0000
     55104                      271,824.39                                             80.00   No MI                  100274130612176232              7.0000                      20080501                        15.0000                7.0000
     55104                      67,909.00                                            100.00    No MI                  100274130612176257              0.0000                                                       0.0000                0.0000
     2920                       278,678.65                                             85.00   No MI                  100274130722169911              6.9500                      20080601                        14.9500                6.9500
     2909                       293,721.62                                             70.00   No MI                  100274130722172394              7.7000                      20080601                        15.7000                7.7000
     2818                       494,966.88                                             75.00   No MI                  100274130722172782              4.9500                      20080501                        12.9500                4.9500
     10701                      95,875.26                                              80.00   No MI                  100274130812168617              6.1750                      20080601                        14.1750                6.1750
     10701                      23,986.35                                            100.00    No MI                  100274130812168617              0.0000                                                       0.0000                0.0000
     11207                      531,452.04                                             80.00   No MI                  100274130812177097              7.3000                      20080601                        15.3000                7.3000
     11207                      132,926.85                                           100.00    No MI                  100274130812177121              0.0000                                                       0.0000                0.0000
     19125                      108,341.88                                             75.00   No MI                  100274130820167106              7.0000                      20080601                        17.4000                7.0000
     19050                      163,847.97                                             80.00   No MI                  100274130820174383              7.0000                      20080601                        15.8000                7.0000
     18610                      215,912.73                                             80.00   No MI                  100274130821174184              0.0000                                                       0.0000                0.0000
     43952                      49,979.84                                              89.93   No MI                  100274130832174603              7.8000                      20080601                        15.8000                7.8000
     44446                      71,870.89                                              80.00   No MI                  100274130832174926              0.0000                                                       0.0000                0.0000
     44446                      17,986.66                                            100.00    No MI                  100274130832174942              0.0000                                                       0.0000                0.0000
     8085                       361,037.58                                             85.00   No MI                  100274130840176202              5.9500                      20080601                        13.9500                5.9500
     32073                      424,008.98                                             90.00   No MI                  100274130910173014              0.0000                                                       0.0000                0.0000
     33404                      161,069.47                                             75.00   No MI                  100274130910174475              6.9000                      20080601                        14.9000                6.9000
     34986                      359,758.87                                             80.00   No MI                  100274130910175431              7.3000                      20080601                        15.3000                7.3000
     34986                      89,951.57                                            100.00    No MI                  100274130910175456              0.0000                                                       0.0000                0.0000
     33914                      211,929.55                                             84.80   No MI                  100274130912175249              7.7500                      20080601                        15.8500                7.7500
     34608                      173,807.20                                             75.00   No MI                  100274130912176015              6.9500                      20080601                        14.9500                6.9500
     27615                      232,019.53                                              71.42  No MI                  100274130930173168              7.2500                      20080501                        17.0500                7.2500
     20020                      225,274.92                                             53.44   No MI                  100274130971176591              5.5000                      20080601                        15.4500                5.5000
     86413                      137,505.30                                             80.00   No MI                  100386100002203909              0.0000                                                       0.0000                0.0000
     86413                      34,385.41                                            100.00    No MI                  100386100002204154              0.0000                                                       0.0000                0.0000
     21136                      143,920.00                                             80.00   No MI                  100386100002204667              5.5000                      20080701                        14.2500                8.2500
     21136                      35,980.00                                            100.00    No MI                  100386100002204675              0.0000                                                       0.0000                0.0000
     34104                      527,200.00                                             80.00   No MI                  100040788605000959              5.5000                      20080701                        16.9250               10.9250
     43068                      118,702.96                                             90.00   No MI                  100202930604100018              6.0000                      20080601                        16.4500               10.4500
     44052                      115,003.78                                             95.00   No MI                  100202930604180085              5.5000                      20080601                        14.6000                5.5000
     44314                      80,724.28                                              85.00   No MI                  100202930604220048              6.0000                      20080601                        15.9900                9.9900
     98465                      191,218.59                                             85.00   No MI                  100258920060401201              6.2500                      20080701                        15.8750                6.2500
     44055                      84,931.50                                               84.18  No MI                  100202930604100182              0.0000                                                       0.0000                0.0000
     19116                      209,702.60                                             69.77   No MI                  100258910060501001              6.2500                      20080601                        13.7500                7.7500
     45410                      87,954.96                                              80.00   No MI                  100202930604280000              5.5000                      20080601                        14.4000                8.4000
     45410                      21,958.15                                            100.00    No MI                  100202930604250078              0.0000                                                       0.0000                0.0000
     43609                      78,298.38                                              80.00   No MI                  100202930603240088              7.0500                      20080501                        16.1500               10.1500
     46835                      83,666.23                                              80.00   No MI                  100202930604200099              5.5000                      20080601                        14.9000                8.9000
     46703                      202,288.79                                             90.00   No MI                  100202930604050049              5.5000                      20080601                        15.2400                9.2400
     33896                      216,000.00                                             80.00   No MI                          0                       5.5000                      20080701                        14.0200                8.0200
     30040                      184,000.00                                              71.32  No MI                  100148706040050000              4.8500                      20080601                        14.0500                8.0500
     33709                      202,388.55                                             90.00   No MI                  100389160000146127              0.0000                                                       0.0000                0.0000
     95660                      274,360.55                                             90.00   No MI                  100144600097452926              5.5000                      20080601                        14.4250                5.5000
     33896                      53,983.49                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     92277                      210,600.00                                             89.62   No MI                  100144600097452090              5.5000                      20080601                        15.5500                9.5500
     11420                      423,295.61                                             80.00   No MI                  100061102972294878              5.5000                      20080501                        14.9700                5.5000
     11420                      105,906.04                                           100.00    No MI                  100061102972295115              0.0000                                                       0.0000                0.0000
     7017                       251,545.76                                             80.00   No MI                  100061102972298424              5.5000                      20080501                        14.5950                5.5000
     7017                       62,941.08                                            100.00    No MI                  100061102972298671              0.0000                                                       0.0000                0.0000
     30286                      85,452.81                                              90.00   No MI                  100386100002207041              5.5000                      20080701                        14.9500                8.9500
     22191                      320,000.00                                             79.80   No MI                  100386100002206944              5.5000                      20080701                        13.9500                7.9500
     18301                      160,640.00                                             80.00   No MI                  100386100002207603              5.5000                      20080701                        13.2500                7.2500
     18301                      40,148.12                                            100.00    No MI                  100386100002207645              0.0000                                                       0.0000                0.0000
     98902                      146,796.17                                             80.00   No MI                  100173250010044030              7.2250                      20080501                        14.2250                8.2250
     98902                      36,622.85                                            100.00    No MI                  100173250010044048              0.0000                                                       0.0000                0.0000
     90280                      340,869.93                                             65.00   No MI                  100258920060502552              6.2500                      20080601                        14.9250                8.9250
     33030                      221,000.00                                             85.00   No MI                  100389160000195660              5.5000                      20080701                        15.3000                9.3000
     27893                      234,577.28                                             90.25   No MI                  100129600000537747              0.0000                                                       0.0000                0.0000
     89110                      208,000.00                                             84.90   No MI                  100137306050025514              5.5000                      20080601                        14.3380                7.3380
     93930                      399,361.06                                             85.00   No MI                  100086600210062644              5.9500                      20080601                        15.7000                5.9500
     90255                      56,114.33                                              89.54   No MI                  100086600211023645              0.0000                                                       0.0000                0.0000
     90003                      416,026.41                                             85.00   No MI                  100086600211024437              5.9500                      20080601                        14.8250                5.9500
     55744                      133,914.55                                             94.37   No MI                  100386100002209690              0.0000                                                       0.0000                0.0000
     8270                       213,621.87                                             95.00   No MI                  100184618360403005              0.0000                                                       0.0000                0.0000
     45064                      68,352.93                                              90.00   No MI                  100022100154308613              0.0000                                                       0.0000                0.0000
     89511                      258,400.00                                             80.00   No MI                  100246100006652960              5.5000                      20080601                        12.8300                6.8300
     98802                      147,870.74                                             84.57   No MI                  100389160000221342              0.0000                                                       0.0000                0.0000
     11575                      417,066.75                                             95.00   No MI                  100274130810169435              6.9500                      20080401                        14.9500                6.9500
     30062                      228,000.00                                             80.00   No MI                  100184698160510126              5.5000                      20080601                        15.5000                9.5000
     30062                      56,976.61                                            100.00    No MI                  100184698160510134              0.0000                                                       0.0000                0.0000
     92647                      299,792.29                                             44.78   No MI                  100220800016050580              6.3500                      20080601                        13.3500                7.3500
     89142                      259,779.00                                             80.00   No MI                  100144600097452777              5.5000                      20080601                        14.2000                5.5000
     90221                      324,000.00                                             80.00   No MI                  100144600097453338              5.5000                      20080601                        13.5000                7.5000
     92707                      106,926.62                                           100.00    No MI                  100144600097453247              0.0000                                                       0.0000                0.0000
     60628                      26,949.50                                              99.99   No MI                  100086600105003323              0.0000                                                       0.0000                0.0000
     33406                      159,600.07                                              61.54  No MI                  100086600210060366              0.0000                                                       0.0000                0.0000
     33035                      141,861.71                                             79.98   No MI                  100086600210060762              5.9500                      20080501                        14.9250                5.9500
     33035                      35,467.47                                              99.96   No MI                  100086600210060770              0.0000                                                       0.0000                0.0000
     89121                      229,328.31                                             90.00   No MI                  100086600210062347              5.9500                      20080501                        14.5000                5.9500
     33016                      105,000.00                                             70.95   No MI                  100086600211019940              5.9500                      20080301                        15.1250                5.9500
     35217                      61,499.71                                              80.00   No MI                  100086600211020559              5.9500                      20080401                        16.4500                5.9500
     19132                      52,691.54                                              80.00   No MI                  100086600211020864              5.9500                      20080401                        15.3500                5.9500
     33015                      283,311.52                                             80.00   No MI                  100086600211021961              5.9500                      20080401                        14.5500                5.9500
     30013                      151,730.25                                             80.00   No MI                  100086600211022159              5.9500                      20080501                        14.6750                5.9500
     30013                      37,972.99                                            100.00    No MI                  100086600211022167              0.0000                                                       0.0000                0.0000
     81401                      89,884.58                                               68.18  No MI                  100086600211022415              5.9500                      20080501                        16.2000                5.9500
     92677                      364,800.00                                             80.00   No MI                  100086600211023215              5.9500                      20080501                        14.4500                5.9500
     92677                      91,123.51                                            100.00    No MI                  100086600211023223              0.0000                                                       0.0000                0.0000
     92399                      79,885.02                                            100.00    No MI                  100086600484016581              0.0000                                                       0.0000                0.0000
     22192                      378,922.00                                             80.00   No MI                  100086600558060648              5.9500                      20080401                        13.8000                5.9500
     22192                      405,000.00                                             90.00   No MI                  100386100002210300              5.5000                      20080701                        13.7750                7.7750
     93307                      204,936.43                                             64.87   No MI                  100386100002210615              6.0000                      20080701                        13.7250                7.7250
     64507                      97,600.00                                              80.00   No MI                  100386100002211522              5.5000                      20080701                        13.9250                7.9250
     46237                      141,530.13                                             80.00   No MI                  100246100006638860              5.5000                      20080401                        15.8750                9.8750
     8322                       203,750.95                                             85.00   No MI                  100271100000230027              5.3000                      20080601                        13.3000                7.3000
     85326                      170,400.00                                             80.00   No MI                  100173250020063277              7.0000                      20080501                        14.0000                8.0000
     85326                      42,560.97                                            100.00    No MI                  100173250020063285              0.0000                                                       0.0000                0.0000
     60402                      216,063.56                                             84.99   No MI                  100013700039514508              5.5000                      20080401                        14.8000                8.8000
     36301                      127,874.90                                             80.00   No MI                  100274130542179348              5.5000                      20080601                        15.5500                9.5500
     36301                      31,981.79                                            100.00    No MI                  100274130542179355              0.0000                                                       0.0000                0.0000
     6360                       187,957.64                                              81.74  No MI                  100302600900600123              5.5000                      20080701                        14.8200                8.8200
     40223                      200,630.88                                             82.30   No MI                  100330706040123656              5.5000                      20080601                        16.2500               10.2500
     30517                      188,800.00                                             80.00   No MI                  100013700039502271              7.1250                      20080301                        14.1500                8.1500
     30517                      47,130.97                                            100.00    No MI                  100013700039502354              0.0000                                                       0.0000                0.0000
     31763                      119,354.81                                             79.99   No MI                  100013700039419658              0.0000                                                       0.0000                0.0000
     60120                      356,911.30                                              71.60  No MI                  100013700039484850              6.0000                      20080301                        14.5500                8.5500
     76272                      89,088.16                                              80.00   No MI                  100404400000040966              5.5000                      20080601                        14.3500                8.3500
     76272                      22,288.13                                            100.00    No MI                  100404400000046799              0.0000                                                       0.0000                0.0000
     34953                      333,000.00                                             90.00   No MI                  100203000154450186              5.5000                      20080601                        15.3500                9.3500
     76051                      320,144.25                                             90.00   No MI                  100404400000032310              5.5000                      20080601                        16.5000               10.5000
     19145                      200,736.03                                             80.00   No MI                  100258910060501399              6.2500                      20080601                        15.9900                9.9900
     43015                      209,798.00                                             95.00   No MI                          0                       5.5000                      20080601                        15.3750                9.3750
     47025                      161,779.42                                             90.00   No MI                  100330706040123938              0.0000                                                       0.0000                0.0000
     90057                      343,762.06                                             80.00   No MI                  100389160000217290              5.5000                      20080701                        13.8500                7.8500
     92571                      351,295.02                                             95.00   No MI                  100144600097453734              5.5000                      20080601                        13.9500                5.5000
     30135                      185,108.37                                             80.00   No MI                  100016900062538013              5.5000                      20080401                        14.9800                8.9800
     32776                      232,829.83                                              81.75  No MI                          0                       5.5000                      20080701                        13.5800                7.5800
     32703                      97,459.11                                              75.00   No MI                  100022100154563795              5.7500                      20080701                        16.2500               10.2500
     85037                      184,000.00                                             80.00   No MI                          0                       5.5000                      20080701                        13.8500                7.8500
     93536                      363,200.00                                             80.00   No MI                  100040788605000900              5.5000                      20080601                        15.4250                9.4250
     93536                      90,712.45                                            100.00    No MI                  100040788605000918              0.0000                                                       0.0000                0.0000
     32179                      531,795.89                                             70.00   No MI                  100386100002215168              5.5000                      20080701                        12.9750                6.9750
     56353                      254,862.16                                             85.00   No MI                  100386100002215317              5.5000                      20080701                        15.0500                9.0500
     33025                      352,000.00                                             80.00   No MI                  100386100002215457              5.5000                      20080701                        15.1750                9.1750
     19702                      364,500.00                                             89.80   No MI                  100076500001004627              5.5000                      20080701                        13.3600                7.3600
     92407                      155,587.74                                             42.74   No MI                  100091620020050723              0.0000                                                       0.0000                0.0000
     97080                      165,711.87                                              58.16  No MI                  100258910060424576              5.5000                      20080701                        14.7500                8.7500
     85029                      191,879.56                                             82.40   No MI                  100389160000237652              5.5000                      20080701                        14.3300                8.3300
     32209                      80,687.13                                              85.00   No MI                          0                       5.7500                      20080601                        18.1400               12.1400
     94591                      399,200.00                                             80.00   No MI                  100040788605000793              5.5000                      20080701                        14.3750                8.3750
     24091                      78,917.78                                               83.16  No MI                  100274130950177073              7.2500                      20080601                        15.2500                9.2500
     92395                      254,827.76                                             85.00   No MI                  100220800016031572              5.5000                      20080501                        14.9000                8.9000
     44120                      124,652.87                                             80.00   No MI                  100202930605110040              5.5000                      20080601                        14.6500                8.6500
     80917                      151,797.42                                             80.00   No MI                  100030200010120580              5.5000                      20080601                        14.0500                8.0500
     2143                       489,615.85                                             72.06   No MI                  100302600850600016              0.0000                                                       0.0000                0.0000
     43822                      130,395.84                                             90.00   No MI                          0                       6.0000                      20080601                        16.5000               10.5000
     43130                      185,156.94                                             95.00   No MI                          0                       5.5000                      20080701                        15.4000                5.5000
     33024                      187,333.41                                             75.00   No MI                  100086600211024668              0.0000                                                       0.0000                0.0000
     19124                      70,152.42                                              90.00   No MI                  100467800000001930              6.0000                      20080701                        13.9500                7.9500
     85043                      151,910.72                                             69.09   No MI                  100386100002218634              5.7500                      20080701                        14.6500                8.6500
     53121                      156,498.07                                             90.00   No MI                  100386100002218998              0.0000                                                       0.0000                0.0000
     33569                      169,885.00                                             80.00   No MI                          0                       5.5000                      20080701                        14.8750                5.5000
     33569                      42,456.51                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     1013                       90,320.00                                              80.00   No MI                  100073800000378565              6.3000                      20080501                        14.3000                8.3000
     1013                       22,501.01                                            100.00    No MI                  100073800000378649              0.0000                                                       0.0000                0.0000
     75056                      209,530.79                                             90.00   No MI                  100404400000046427              5.5000                      20080601                        16.4500               10.4500
     55356                      172,000.00                                             80.00   No MI                  100431500000005062              5.5000                      20080601                        14.2500                5.5000
     33161                      97,471.67                                              75.00   No MI                  100258910060507180              5.5000                      20080701                        13.9500                7.9500
     85007                      233,100.00                                             90.00   No MI                  100389160000229550              5.5000                      20080701                        15.9300                9.9300
     30319                      510,646.65                                             80.00   No MI                  100229330000120729              5.7500                      20080401                        14.1250                8.1250
     30121                      308,630.30                                             95.00   No MI                  100184698160519119              5.5000                      20080601                        15.3380                9.3380
     30331                      123,863.59                                             80.00   No MI                  100184698160503022              5.5000                      20080601                        14.9900                8.9900
     28262                      384,556.72                                             95.00   No MI                  100146850106108211              0.0000                                                       0.0000                0.0000
     87109                      227,934.69                                             95.00   No MI                  100093900000130457              5.5000                      20080701                        14.0000                8.0000
     95356                      214,935.32                                              61.43  No MI                  100389160000156886              5.5000                      20080701                        13.8300                7.8300
     79606                      98,285.40                                            100.00    No MI                  100378000003041425              0.0000                                                       0.0000                0.0000
     33020                      50,267.84                                            100.00    No MI                  100378000003045962              0.0000                                                       0.0000                0.0000
     33025                      318,151.81                                             80.00   No MI                  100378000003063155              0.0000                                                       0.0000                0.0000
     20747                      261,000.00                                             90.00   No MI                  100378000003074145              6.7500                      20080201                        14.5000                8.5000
     60655                      149,806.65                                             75.00   No MI                  100378000003080720              6.0000                      20080101                        14.2500                8.2500
     36870                      17,432.78                                            100.00    No MI                  100378000003084334              0.0000                                                       0.0000                0.0000
     49509                      25,314.50                                            100.00    No MI                  100378000003088590              0.0000                                                       0.0000                0.0000
     30079                      33,676.72                                            100.00    No MI                  100378000003090729              0.0000                                                       0.0000                0.0000
     80013                      70,996.31                                              99.30   No MI                  100378000003095603              8.0000                      20080101                        15.5000                9.5000
     33126                      143,387.66                                             80.00   No MI                  100378000003103670              5.5000                      20080201                        13.8100                7.8100
     33126                      35,912.41                                            100.00    No MI                  100378000003103688              0.0000                                                       0.0000                0.0000
     30296                      147,643.88                                           100.00    No MI                  100378000003105980              7.3100                      20080201                        16.5600               10.5600
     32607                      33,304.23                                            100.00    No MI                  100378000003108737              0.0000                                                       0.0000                0.0000
     32779                      343,729.26                                             73.40   No MI                  100378000003108968              6.2500                      20090301                        14.0900                8.0900
     33610                      151,350.36                                             80.00   No MI                  100378000003112713              5.5000                      20080201                        13.7850                7.7850
     33610                      37,911.95                                            100.00    No MI                  100378000003112804              0.0000                                                       0.0000                0.0000
     77053                      114,000.00                                             95.00   No MI                  100378000003113976              7.0000                      20080201                        15.1800                9.1800
     30030                      278,999.58                                             90.00   No MI                  100378000003123769              5.5000                      20080301                        13.7100                7.7100
     33157                      244,799.80                                             80.00   No MI                  100378000003128164              5.5000                      20080301                        15.1500                9.1500
     75149                      92,446.62                                              80.00   No MI                  100378000003131218              4.3750                      20080301                        13.4900                4.3750
     75149                      23,086.68                                            100.00    No MI                  100378000003131259              0.0000                                                       0.0000                0.0000
     27981                      251,379.02                                             80.00   No MI                  100378000003131689              5.5000                      20080401                        14.4700                8.4700
     32725                      199,199.05                                             80.00   No MI                  100378000003132281              5.5000                      20080401                        15.9250                9.9250
     30016                      102,959.73                                             78.03   No MI                  100378000003134543              0.0000                                                       0.0000                0.0000
     33617                      109,600.00                                             80.00   No MI                  100378000003137900              5.5000                      20080401                        13.8900                7.8900
     33617                      27,367.96                                            100.00    No MI                  100378000003137926              0.0000                                                       0.0000                0.0000
     30114                      291,421.68                                             80.00   No MI                  100378000003138189              5.5000                      20080401                        15.5250                9.5250
     30135                      108,000.00                                             80.00   No MI                  100378000003139435              5.5000                      20090401                        14.6400                8.6400
     30135                      26,971.22                                            100.00    No MI                  100378000003139468              0.0000                                                       0.0000                0.0000
     19061                      139,678.25                                             80.00   No MI                  100378000003140342              5.5000                      20090401                        14.8100                8.8100
     38127                      52,600.99                                              85.00   No MI                  100378000003141860              5.5000                      20080401                        15.7750                9.7750
     32725                      19,902.54                                              88.00   No MI                  100378000003142215              0.0000                                                       0.0000                0.0000
     30188                      118,400.00                                             80.00   No MI                  100378000003143494              5.5000                      20080401                        13.3000                7.3000
     30188                      29,565.04                                            100.00    No MI                  100378000003143510              0.0000                                                       0.0000                0.0000
     33897                      208,800.00                                             80.00   No MI                  100378000003143833              5.5000                      20080401                        14.6750                8.6750
     33897                      52,149.20                                            100.00    No MI                  100378000003143858              0.0000                                                       0.0000                0.0000
     30224                      87,681.19                                              80.00   No MI                  100378000003144419              5.5000                      20080401                        13.9900                7.9900
     30224                      21,958.47                                            100.00    No MI                  100378000003144443              0.0000                                                       0.0000                0.0000
     23860                      52,106.77                                              90.00   No MI                  100378000003144831              0.0000                                                       0.0000                0.0000
     23224                      50,310.00                                              90.00   No MI                  100378000003145788              0.0000                                                       0.0000                0.0000
     30019                      167,959.41                                             95.00   No MI                  100378000003146190              7.5000                      20080501                        16.7750               10.7750
     37210                      93,428.90                                              90.00   No MI                  100378000003146224              5.5000                      20080401                        15.9050                9.9050
     37210                      93,428.90                                              90.00   No MI                  100378000003146232              5.5000                      20080401                        15.9050                9.9050
     30349                      102,936.73                                             80.00   No MI                  100378000003146521              5.5000                      20080401                        14.3000                8.3000
     37207                      51,409.02                                              89.97   No MI                  100378000003146737              5.5000                      20080401                        16.0650               10.0650
     33150                      224,824.02                                             85.00   No MI                  100378000003147362              5.5000                      20080501                        14.3400                8.3400
     20121                      250,000.00                                             76.92   No MI                  100378000003147784              5.5000                      20080501                        14.6850                8.6850
     33050                      508,473.15                                             80.00   No MI                  100378000003148428              9.5950                      20080401                        15.9900                9.9900
     30354                      116,432.82                                             88.26   No MI                  100378000003148618              5.5000                      20080501                        15.3800                9.3800
     36863                      81,066.99                                              88.24   No MI                  100378000003148840              5.5000                      20080601                        13.8350                7.8350
     38127                      56,628.05                                              88.59   No MI                  100378000003149251              0.0000                                                       0.0000                0.0000
     38109                      58,425.78                                              90.00   No MI                  100378000003149293              0.0000                                                       0.0000                0.0000
     30071                      136,701.77                                             90.00   No MI                  100378000003149343              5.5000                      20080501                        14.6400                8.6400
     31313                      62,908.76                                              90.00   No MI                  100378000003149491              5.5000                      20080501                        15.8650                9.8650
     85051                      77,116.05                                              80.00   No MI                  100378000003149954              0.0000                                                       0.0000                0.0000
     85051                      19,271.28                                            100.00    No MI                  100378000003149988              0.0000                                                       0.0000                0.0000
     38122                      59,331.51                                              90.00   No MI                  100378000003150010              0.0000                                                       0.0000                0.0000
     38122                      60,230.45                                              88.68   No MI                  100378000003150036              0.0000                                                       0.0000                0.0000
     32206                      71,839.49                                              80.00   No MI                  100378000003150044              5.5000                      20080501                        13.5250                7.5250
     32206                      17,984.65                                            100.00    No MI                  100378000003150051              0.0000                                                       0.0000                0.0000
     38122                      59,331.51                                              90.00   No MI                  100378000003150093              0.0000                                                       0.0000                0.0000
     20018                      279,824.37                                             80.00   No MI                  100378000003150572              5.5000                      20080501                        14.6250                8.6250
     20009                      209,977.41                                             77.06   No MI                  100378000003150614              5.5000                      20090501                        15.6500                9.6500
     35405                      91,040.30                                              80.00   No MI                  100378000003150994              4.3750                      20080501                        14.7150                8.7150
     35405                      22,782.96                                            100.00    No MI                  100378000003151034              0.0000                                                       0.0000                0.0000
     33607                      191,442.51                                             80.00   No MI                  100378000003151091              5.5000                      20080501                        12.9700                6.9700
     47714                      50,378.70                                              90.00   No MI                  100378000003152453              5.5000                      20080501                        16.4050               10.4050
     33569                      224,798.22                                             82.42   No MI                  100378000003152495              4.7750                      20080501                        13.8750                7.8750
     30032                      154,767.05                                           100.00    No MI                  100378000003152560              5.8750                      20080501                        15.4500                9.4500
     31907                      92,000.00                                              80.00   No MI                  100378000003152792              5.5000                      20080501                        13.9500                7.9500
     31907                      22,983.50                                            100.00    No MI                  100378000003152800              0.0000                                                       0.0000                0.0000
     20011                      388,900.00                                              71.36  No MI                  100378000003153709              8.5000                      20090501                        14.7000                8.7000
     35007                      84,800.00                                              84.80   No MI                  100378000003154368              5.5000                      20080501                        14.6150                8.6150
     44485                      76,853.72                                              95.00   No MI                  100378000003155951              5.5000                      20080501                        16.3150               10.3150
     33025                      135,874.59                                             80.00   No MI                  100378000003157031              5.5000                      20080601                        15.8250                9.8250
     30108                      201,342.80                                             80.00   No MI                  100378000003158765              5.5000                      20080601                        14.2650                8.2650
     65453                      67,943.51                                              85.00   No MI                  100378000003159664              5.5000                      20080601                        16.3150               10.3150
     24014                      105,484.33                                             80.00   No MI                  100378000003160027              0.0000                                                       0.0000                0.0000
     7052                       279,000.00                                             62.00   No MI                  100378000003160241              5.1250                      20090601                        15.1250                9.1250
     23704                      191,094.20                                             85.00   No MI                  100378000003160449              5.5000                      20080601                        16.5500               10.5500
     24014                      26,386.71                                            100.00    No MI                  100378000003160530              0.0000                                                       0.0000                0.0000
     20735                      255,874.63                                             80.00   No MI                  100378000003161132              0.0000                                                       0.0000                0.0000
     30017                      186,965.76                                             80.00   No MI                  100378000003161215              5.5000                      20080501                        16.3150               10.3150
     70714                      76,649.31                                               89.19  No MI                  100378000003161777              5.5000                      20080601                        17.3850               11.3850
     30269                      84,930.00                                              85.00   No MI                  100378000003162627              5.5000                      20080601                        16.3550               10.3550
     34473                      190,092.01                                             80.00   No MI                  100378000003162734              5.5000                      20080501                        15.1050                9.1050
     32812                      206,100.00                                             90.00   No MI                  100378000003163021              5.5000                      20080601                        15.3750                9.3750
     44067                      272,000.00                                             80.00   No MI                  100378000003163278              5.6150                      20080601                        15.0150                9.0150
     44067                      67,964.81                                            100.00    No MI                  100378000003163351              0.0000                                                       0.0000                0.0000
     30088                      91,355.85                                              90.00   No MI                  100378000003163674              5.5000                      20080601                        15.0500                9.0500
     30683                      140,800.00                                             80.00   No MI                  100378000003164128              5.5000                      20080501                        13.7650                7.7650
     30683                      35,169.51                                            100.00    No MI                  100378000003164136              0.0000                                                       0.0000                0.0000
     17315                      83,071.79                                              94.95   No MI                  100378000003164730              5.5000                      20090601                        17.5150               11.5150
     70814                      85,518.96                                              80.00   No MI                  100378000003165422              7.7000                      20080601                        15.7000                9.7000
     70814                      21,368.18                                            100.00    No MI                  100378000003165489              0.0000                                                       0.0000                0.0000
     20020                      248,672.39                                             65.82   No MI                  100378000003165836              5.3750                      20090601                        14.3750                8.3750
     20020                      243,703.76                                             64.52   No MI                  100378000003165844              5.3750                      20090601                        14.3750                8.3750
     30331                      116,314.11                                              83.18  No MI                  100378000003166768              5.6000                      20080601                        14.7000                8.7000
     85037                      144,000.00                                             75.79   No MI                  100378000003167055              5.5000                      20080601                        13.9900                7.9900
     46617                      50,949.26                                              85.00   No MI                  100378000003167865              5.5000                      20080601                        15.4650                9.4650
     30083                      160,024.01                                             95.00   No MI                  100378000003168004              5.5000                      20080601                        15.9900                9.9900
     30080                      98,893.98                                              89.99   No MI                  100378000003168079              6.0000                      20080601                        15.6350                9.6350
     30127                      117,544.90                                             80.00   No MI                  100378000003168426              5.6000                      20080601                        14.7000                8.7000
     77346                      228,692.77                                             80.00   No MI                  100378000003169879              5.5000                      20080601                        14.7000                8.7000
     77346                      57,172.34                                            100.00    No MI                  100378000003169903              0.0000                                                       0.0000                0.0000
     35215                      66,006.52                                              90.57   No MI                  100378000003170083              5.5000                      20080601                        16.4150               10.4150
     30755                      85,525.87                                              80.00   No MI                  100378000003170596              0.0000                                                       0.0000                0.0000
     31721                      119,880.85                                           100.00    No MI                  100378000003172352              5.5000                      20080601                        15.4750                9.4750
     17103                      63,694.49                                              75.00   No MI                  100274130822178242              5.5000                      20080601                        16.1130               10.1130
     23451                      249,882.86                                              58.14  No MI                  100274130952178798              6.7000                      20080601                        14.7000                8.7000
     32137                      177,403.23                                             80.00   No MI                  100274130912180884              5.5000                      20080601                        14.9500                8.9500
     32164                      44,367.85                                            100.00    No MI                  100274130912180900              0.0000                                                       0.0000                0.0000
     21758                      199,894.57                                             83.68   No MI                  110258910060505069              5.5000                      20080701                        15.1250                9.1250
     18901                      299,777.36                                             80.00   No MI                  100258910060515605              6.0000                      20080701                        13.5000                6.0000
     21782                      163,399.01                                             75.00   No MI                  100031458026050246              5.5000                      20080601                        13.7500                5.5000
     55356                      42,912.51                                            100.00    No MI                  100431500000006425              0.0000                                                       0.0000                0.0000
     30518                      128,639.34                                             80.00   No MI                  100229330000153779              5.7500                      20080601                        14.3750                5.7500
     30518                      32,183.43                                            100.00    No MI                  100229330000154157              0.0000                                                       0.0000                0.0000
     92509                      267,843.40                                             80.00   No MI                  100255500000041177              5.5000                      20090701                        14.6750                8.6750
     96044                      95,654.35                                              80.00   No MI                  100273900102795233              5.8000                      20080101                        15.4000                9.4000
     34953                      322,057.68                                             95.00   No MI                  100273900102851861              3.5000                      20080101                        16.4000               10.4000
     48208                      69,015.75                                              90.00   No MI                  100273900102900999              7.7500                      20080101                        15.6000                9.6000
     44110                      78,118.63                                              80.00   No MI                  100273900102901344              0.0000                                                       0.0000                0.0000
     78363                      118,272.31                                             80.00   No MI                  100273900102909958              6.0000                      20110201                        13.9900                7.9900
     90262                      381,877.99                                             90.00   No MI                  100273900102910923              5.2500                      20080201                        14.2500                8.2500
     33179                      171,149.93                                             80.00   No MI                  100273900102918801              5.2500                      20080201                        13.0500                7.0500
     48727                      177,863.79                                               81.14 No MI                  100273900102919627              7.7500                      20080201                        14.7000                8.7000
     48205                      59,789.00                                              80.00   No MI                  100273900102920187              7.2500                      20080201                        14.7500                8.7500
     48204                      110,985.70                                             85.00   No MI                  100273900102923447              5.5000                      20080201                        15.1000                9.1000
     12832                      89,722.98                                              75.00   No MI                  100273900102929642              0.0000                                                       0.0000                0.0000
     90221                      431,337.13                                             94.95   No MI                  100273900102930194              5.2500                      20080201                        14.4500                8.4500
     33327                      255,219.90                                             49.33   No MI                  100273900102945804              0.0000                                                       0.0000                0.0000
     50669                      94,144.15                                              80.00   No MI                  100273900102951026              6.0000                      20080201                        16.0000               10.0000
     48228                      94,241.13                                              90.00   No MI                  100273900102953188              5.5000                      20080201                        15.9500                9.9500
     33176                      607,067.04                                             80.00   No MI                  100273900102957106              5.2500                      20080201                        14.4500                8.4500
     87144                      337,025.58                                             90.00   No MI                  100273900102972279              5.5000                      20080201                        14.7500                8.7500
     48234                      65,270.71                                              89.66   No MI                  100273900102976551              7.7500                      20080201                        15.9500                9.9500
     49017                      139,154.28                                             82.06   No MI                  100273900102977807              0.0000                                                       0.0000                0.0000
     30310                      130,719.49                                             80.00   No MI                  100273900102981650              5.5000                      20080201                        14.5500                8.5500
     11713                      212,815.02                                             89.58   No MI                  100273900102982112              5.2500                      20080201                        13.9900                7.9900
     33603                      295,607.66                                             77.89   No MI                  100273900102985289              5.2500                      20080201                        14.9500                8.9500
     48205                      69,145.45                                              93.72   No MI                  100273900102986261              8.2500                      20080301                        14.7000                8.7000
     48234                      91,664.76                                              80.00   No MI                  100273900102987913              7.2500                      20080201                        14.5750                8.5750
     48235                      87,700.78                                              70.97   No MI                  100273900102999280              0.0000                                                       0.0000                0.0000
     48154                      167,866.23                                             90.00   No MI                  100273900102999843              0.0000                                                       0.0000                0.0000
     48342                      94,621.23                                              76.00   No MI                  100273900103002605              5.2500                      20080301                        13.2000                7.2000
     94534                      571,221.86                                             83.00   No MI                  100273900103003728              5.8000                      20080301                        14.8500                8.8500
     33134                      479,301.26                                             80.00   No MI                  100273900103010582              5.2500                      20080301                        13.9900                7.9900
     85255                      523,419.66                                              62.13  No MI                  100273900103013560              5.9000                      20080301                        14.6000                8.6000
     62521                      73,748.38                                              85.06   No MI                  100273900103014048              0.0000                                                       0.0000                0.0000
     96782                      258,900.58                                             80.00   No MI                  100273900103016902              0.0000                                                       0.0000                0.0000
     60649                      405,191.66                                           100.00    No MI                  100273900103019120              5.5000                      20080401                        15.5000                9.5000
     20746                      227,143.31                                             88.37   No MI                  100273900103020284              6.0000                      20080301                        13.5000                7.5000
     98247                      310,212.89                                             75.00   No MI                  100273900103024369              5.2500                      20080301                        14.1000                8.1000
     60707                      320,610.29                                             85.00   No MI                  100273900103028915              5.5000                      20080301                        16.2200               10.2200
     44113                      71,776.53                                              90.00   No MI                  100273900103031778              0.0000                                                       0.0000                0.0000
     98270                      238,200.51                                             90.00   No MI                  100273900103032826              6.0000                      20110301                        14.5000                8.5000
     48316                      631,825.12                                             80.00   No MI                  100273900103037205              5.5000                      20080301                        14.9500                8.9500
     34491                      152,672.27                                             85.00   No MI                  100273900103049960              7.0000                      20080401                        15.1500                9.1500
     48348                      575,213.36                                             85.33   No MI                  100273900103053293              6.0000                      20110401                        13.5000                7.5000
     11369                      448,664.91                                             72.00   No MI                  100273900103053400              0.0000                                                       0.0000                0.0000
     95822                      320,000.00                                             80.00   No MI                  100273900103055595              5.3750                      20080301                        14.6250                7.6250
     60411                      139,024.74                                             90.00   No MI                  100273900103058599              5.2500                      20080301                        13.9900                7.9900
     63112                      75,851.79                                              80.00   No MI                  100273900103059449              5.4500                      20080401                        15.6000                9.6000
     15358                      95,760.27                                              85.00   No MI                  100273900103059514              5.4500                      20080301                        14.5900                8.5900
     49017                      164,417.78                                              73.01  No MI                  100273900103060512              7.2500                      20080401                        14.8000                8.8000
     34953                      229,036.13                                             90.00   No MI                  100273900103061569              5.4500                      20080301                        14.8200                8.8200
     48154                      315,476.77                                             85.00   No MI                  100273900103063748              5.7500                      20080401                        14.8330                8.8330
     20745                      110,566.05                                             70.25   No MI                  100273900103067913              0.0000                                                       0.0000                0.0000
     95823                      277,820.00                                             90.00   No MI                  100273900103070602              5.5500                      20080301                        15.2500                9.2500
     45405                      63,623.10                                              70.83   No MI                  100273900103073606              5.2500                      20080301                        16.6150               10.6150
     48209                      99,508.18                                              95.00   No MI                  100273900103074356              7.0000                      20080401                        14.5500                8.5500
     64840                      93,181.45                                              79.24   No MI                  100273900103075171              6.0000                      20080301                        13.9900                7.9900
     48091                      152,768.95                                             90.00   No MI                  100273900103078563              0.0000                                                       0.0000                0.0000
     27707                      107,891.86                                             80.00   No MI                  100273900103078787              5.4500                      20080401                        14.5000                8.5000
     98056                      280,139.61                                             75.00   No MI                  100273900103081534              3.5000                      20080301                        13.2500                7.2500
     48212                      99,647.22                                              80.00   No MI                  100273900103090022              0.0000                                                       0.0000                0.0000
     44103                      84,360.57                                              95.00   No MI                  100273900103092069              0.0000                                                       0.0000                0.0000
     48327                      250,494.97                                           100.00    No MI                  100273900103092648              7.2500                      20080401                        15.4500                9.4500
     92201                      314,574.62                                             84.00   No MI                  100273900103098835              6.0000                      20110301                        14.2500                8.2500
     48219                      146,882.66                                             95.00   No MI                  100273900103102074              7.0000                      20080401                        14.4500                8.4500
     89015                      227,332.92                                             95.00   No MI                  100273900103104872              6.0000                      20080401                        13.6200                7.6200
     55792                      99,779.01                                              93.46   No MI                  100273900103106604              5.2500                      20080401                        15.0000                9.0000
     60634                      305,725.21                                             90.00   No MI                  100273900103114418              5.2500                      20080401                        14.8700                8.8700
     92707                      511,083.32                                             80.00   No MI                  100273900103114673              5.7500                      20080401                        12.4500                6.4500
     44135                      193,026.09                                             79.96   No MI                  100273900103114707              0.0000                                                       0.0000                0.0000
     44843                      116,961.01                                             85.00   No MI                  100273900103115159              0.0000                                                       0.0000                0.0000
     17866                      71,153.63                                              95.00   No MI                  100273900103119805              7.0000                      20080501                        15.9500                9.9500
     33991                      207,800.12                                             80.00   No MI                  100273900103120639              5.7500                      20080601                        13.9900                7.9900
     60804                      184,186.18                                             95.00   No MI                  100273900103122577              5.5000                      20090501                        15.1500                9.1500
     21740                      110,251.32                                             80.00   No MI                  100273900103124185              6.0000                      20080601                        13.9990                7.9990
     48208                      147,734.22                                             80.00   No MI                  100273900103124623              5.5500                      20080401                        15.9900                9.9900
     93638                      151,521.38                                             76.00   No MI                  100273900103131107              6.0000                      20080401                        13.2500                7.2500
     32810                      161,670.63                                             89.45   No MI                  100273900103132030              6.2500                      20080401                        15.4000                9.4000
     98038                      303,755.35                                             95.00   No MI                  100273900103133145              6.0000                      20110501                        14.2500                8.2500
     91913                      664,060.30                                             89.86   No MI                  100273900103133731              6.7500                      20080401                        13.3000                7.3000
     48910                      112,210.06                                             90.00   No MI                  100273900103138706              0.0000                                                       0.0000                0.0000
     87532                      166,335.55                                             72.39   No MI                  100273900103139951              6.0000                      20080601                        15.5000                9.5000
     77019                      101,263.94                                             78.38   No MI                  100273900103146188              5.7500                      20080401                        13.0000                7.0000
     60107                      193,212.18                                             90.00   No MI                  100273900103146311              5.3500                      20080501                        15.5000                9.5000
     29045                      139,646.42                                             90.00   No MI                  100273900103146725              6.2500                      20080501                        15.7000                9.7000
     12566                      364,604.86                                             85.00   No MI                  100273900103150636              6.2500                      20080401                        14.5000                8.5000
     30066                      230,630.69                                             90.00   No MI                  100273900103151857              0.0000                                                       0.0000                0.0000
     33179                      175,023.25                                             90.00   No MI                  100273900103153358              0.0000                                                       0.0000                0.0000
     48223                      83,966.95                                              90.00   No MI                  100273900103158357              0.0000                                                       0.0000                0.0000
     33056                      265,500.00                                             90.00   No MI                  100273900103159231              6.2500                      20080401                        15.2500                8.2500
     48616                      85,387.03                                              95.00   No MI                  100273900103159249              7.2500                      20080601                        14.3000                8.3000
     48227                      121,311.55                                             90.00   No MI                  100273900103159280              6.2500                      20080501                        15.3000                9.3000
     20743                      219,402.40                                             89.07   No MI                  100273900103159884              6.0000                      20080401                        13.9900                7.9900
     18301                      213,455.92                                             95.00   No MI                  100273900103160296              6.0000                      20110501                        13.8500                7.8500
     98034                      439,220.64                                             78.29   No MI                  100273900103161963              5.7500                      20080601                        13.5000                7.5000
     94801                      426,985.84                                             95.00   No MI                  100273900103167564              6.2500                      20080401                        15.2400                9.2400
     11763                      457,866.95                                             95.00   No MI                  100273900103168653              7.0000                      20080401                        15.1500                9.1500
     89148                      467,401.18                                             90.00   No MI                  100273900103169446              6.0000                      20110401                        13.6500                7.6500
     33801                      97,990.95                                              90.00   No MI                  100273900103169982              6.2500                      20090401                        14.1400                8.1400
     43701                      107,663.14                                             90.00   No MI                  100273900103175245              6.2500                      20080401                        13.3000                7.3000
     65737                      137,344.94                                             90.00   No MI                  100273900103175864              6.7500                      20080501                        14.2500                8.2500
     84062                      211,816.04                                           100.00    No MI                  100273900103178165              6.0000                      20110501                        13.9900                7.9900
     85365                      282,970.67                                             95.00   No MI                  100273900103178454              0.0000                                                       0.0000                0.0000
     60623                      231,690.19                                             80.00   No MI                  100273900103179726              5.7500                      20080401                        13.5000                7.5000
     85364                      164,348.99                                             90.00   No MI                  100273900103181060              0.0000                                                       0.0000                0.0000
     49093                      139,686.32                                             96.55   No MI                  100273900103181227              0.0000                                                       0.0000                0.0000
     33322                      313,216.79                                             95.00   No MI                  100273900103183033              7.0000                      20080501                        13.8500                7.8500
     11040                      469,162.67                                             89.27   No MI                  100273900103183389              6.7500                      20090601                        12.5900                6.5900
     53142                      198,359.68                                             90.00   No MI                  100273900103183637              0.0000                                                       0.0000                0.0000
     48091                      71,764.29                                              80.90   No MI                  100273900103184536              0.0000                                                       0.0000                0.0000
     96021                      222,890.86                                             95.00   No MI                  100273900103187646              7.0000                      20080501                        15.1250                9.1250
     6412                       283,254.74                                             90.00   No MI                  100273900103188347              6.2500                      20080501                        14.0000                8.0000
     60061                      241,877.00                                              84.91  No MI                  100273900103191333              5.5000                      20080501                        15.8000                9.8000
     64138                      85,446.38                                              90.00   No MI                  100273900103192174              6.7500                      20080501                        15.1000                9.1000
     11717                      339,518.49                                             80.00   No MI                  100273900103192679              5.7500                      20080601                        13.7500                7.7500
     33068                      314,290.94                                             90.00   No MI                  100273900103193032              6.7500                      20080501                        14.1500                8.1500
     92551                      402,071.12                                             90.00   No MI                  100273900103194022              6.2500                      20080501                        15.4250                9.4250
     60646                      484,717.82                                              89.81  No MI                  100273900103195821              5.5000                      20090501                        15.3500                9.3500
     48458                      80,936.04                                              90.00   No MI                  100273900103196142              6.2500                      20080601                        16.5500               10.5500
     11520                      369,678.98                                             94.87   No MI                  100273900103196274              6.0000                      20080501                        13.9900                7.9900
     30354                      130,734.00                                             97.04   No MI                  100273900103196647              0.0000                                                       0.0000                0.0000
     55912                      183,416.70                                             89.56   No MI                  100273900103199500              6.0000                      20110501                        13.5000                7.5000
     10302                      318,030.40                                             95.00   No MI                  100273900103200183              6.2500                      20090501                        14.7900                8.7900
     24501                      83,553.33                                              95.00   No MI                  100273900103200498              6.0000                      20110501                        15.4900                9.4900
     48423                      118,684.37                                             90.00   No MI                  100273900103203203              6.0000                      20080501                        13.5900                7.5900
     92703                      521,709.62                                             90.00   No MI                  100273900103204441              6.7500                      20080501                        15.5000                9.5000
     20879                      275,068.19                                             95.00   No MI                  100273900103206503              6.2500                      20080501                        15.2500                9.2500
     80249                      206,809.85                                             90.00   No MI                  100273900103207626              6.7500                      20080601                        14.1500                8.1500
     44111                      107,787.69                                             90.00   No MI                  100273900103208426              3.2500                      20080501                        14.1500                8.1500
     60628                      170,670.62                                             95.00   No MI                  100273900103208475              5.4000                      20080501                        14.2500                8.2500
     48051                      139,689.88                                             89.99   No MI                  100273900103209093              6.2500                      20080501                        16.3500               10.3500
     93215                      247,288.95                                             90.00   No MI                  100273900103209119              6.2500                      20080501                        14.0500                8.0500
     93611                      429,588.47                                           100.00    No MI                  100273900103209184              6.0000                      20110501                        13.6500                7.6500
     19114                      221,669.45                                             92.50   No MI                  100273900103210083              0.0000                                                       0.0000                0.0000
     22172                      248,974.13                                             90.00   No MI                  100273900103210216              6.0000                      20080501                        13.8500                7.8500
     92345                      337,078.11                                             82.32   No MI                  100273900103213624              0.0000                                                       0.0000                0.0000
     48213                      55,752.24                                              90.00   No MI                  100273900103215488              6.5000                      20080601                        16.1750               10.1750
     60177                      214,241.98                                             95.00   No MI                  100273900103215546              5.5000                      20080501                        14.9500                8.9500
     8882                       327,560.72                                             88.58   No MI                  100273900103215561              7.0000                      20080501                        15.3750                9.3750
     44105                      78,173.36                                              90.00   No MI                  100273900103216916              6.2500                      20080501                        15.1000                9.1000
     48235                      80,923.79                                              90.00   No MI                  100273900103217054              6.2500                      20080601                        15.8000                9.8000
     91342                      511,665.09                                             86.78   No MI                  100273900103217377              6.0000                      20080601                        13.5500                7.5500
     95356                      648,000.00                                             90.00   No MI                  100273900103219167              6.0000                      20080501                        14.7000                7.7000
     10705                      319,181.02                                             85.20   No MI                  100273900103219423              6.7500                      20090501                        13.5000                7.5000
     48205                      106,070.88                                             90.00   No MI                  100273900103219456              6.2500                      20080501                        16.4500               10.4500
     17552                      166,384.23                                             90.00   No MI                  100273900103219852              6.2500                      20080501                        14.7500                8.7500
     92201                      296,694.95                                             90.00   No MI                  100273900103220983              6.2500                      20080501                        13.4000                7.4000
     92105                      283,299.98                                             87.23   No MI                  100273900103221270              6.7500                      20080501                        14.7000                8.7000
     48228                      71,909.58                                              90.00   No MI                  100273900103221312              6.2500                      20080501                        16.3000               10.3000
     48188                      230,300.50                                                91.11No MI                  100273900103223086              6.0000                      20110501                        13.9990                7.9990
     91748                      519,678.77                                           100.00    No MI                  100273900103223904              6.0000                      20080601                        13.7500                7.7500
     7206                       310,025.89                                             90.00   No MI                  100273900103223979              6.5000                      20080501                        15.3750                9.3750
     80504                      584,515.40                                             90.00   No MI                  100273900103224449              6.7500                      20080501                        14.1500                8.1500
     32068                      166,392.48                                             90.00   No MI                  100273900103225735              6.5000                      20080501                        15.0000                9.0000
     33147                      184,724.09                                           100.00    No MI                  100273900103226246              0.0000                                                       0.0000                0.0000
     22407                      370,129.24                                             95.00   No MI                  100273900103226519              6.0000                      20110501                        13.5000                7.5000
     33467                      287,659.01                                             95.00   No MI                  100273900103227061              6.0000                      20080601                        13.5000                7.5000
     23608                      107,839.18                                             86.40   No MI                  100273900103227830              0.0000                                                       0.0000                0.0000
     1453                       241,842.99                                             95.00   No MI                  100273900103228234              0.0000                                                       0.0000                0.0000
     60435                      206,597.18                                             90.00   No MI                  100273900103229786              5.5000                      20080501                        14.2000                8.2000
     48219                      44,921.76                                              90.00   No MI                  100273900103229794              6.2500                      20080501                        14.7500                8.7500
     8045                       132,963.54                                             95.00   No MI                  100273900103233622              6.2500                      20080601                        16.5000               10.5000
     33615                      579,599.65                                             90.00   No MI                  100273900103235031              6.5000                      20080501                        15.3000                9.3000
     32505                      69,850.81                                                92.11 No MI                  100273900103235593              0.0000                                                       0.0000                0.0000
     48219                      103,353.43                                              78.41  No MI                  100273900103237078              6.0000                      20080601                        13.7500                7.7500
     33193                      287,499.26                                             90.00   No MI                  100273900103239132              6.2500                      20080501                        14.7500                8.7500
     20601                      386,776.88                                             90.00   No MI                  100273900103239306              6.0000                      20080601                        13.9900                7.9900
     85042                      145,260.76                                             74.62   No MI                  100273900103239330              5.5000                      20080601                        13.0000                7.0000
     39212                      66,433.62                                              95.00   No MI                  100273900103240031              7.0000                      20080601                        15.4500                9.4500
     95838                      267,999.36                                             90.00   No MI                  100273900103240353              6.2500                      20090501                        14.5000                8.5000
     37412                      82,760.25                                              90.00   No MI                  100273900103240403              6.7500                      20080501                        15.9900                9.9900
     48910                      69,782.56                                            100.00    No MI                  100273900103240445              7.2500                      20080501                        16.5500               10.5500
     44121                      93,435.56                                              90.00   No MI                  100273900103240841              2.7500                      20080501                        14.7000                8.7000
     33971                      268,928.81                                             90.00   No MI                  100273900103241104              6.7500                      20080501                        15.0500                9.0500
     15688                      87,182.21                                              90.00   No MI                  100273900103241252              0.0000                                                       0.0000                0.0000
     7055                       389,233.19                                             95.00   No MI                  100273900103241484              7.0000                      20110501                        14.8000                8.8000
     91745                      431,970.06                                             95.00   No MI                  100273900103241591              7.0000                      20080501                        14.9900                8.9900
     60620                      123,215.24                                             95.00   No MI                  100273900103241906              5.5000                      20090601                        15.5000                9.5000
     49014                      98,858.79                                              90.00   No MI                  100273900103242078              0.0000                                                       0.0000                0.0000
     60442                      569,660.32                                             95.00   No MI                  100273900103243092              6.0000                      20080601                        13.8750                7.8750
     49868                      99,407.20                                              85.84   No MI                  100273900103243167              0.0000                                                       0.0000                0.0000
     48044                      154,473.41                                             90.00   No MI                  100273900103243845              6.2500                      20080501                        13.8000                7.8000
     20748                      288,380.62                                             95.00   No MI                  100273900103243902              7.0000                      20080601                        13.6250                7.6250
     60609                      135,789.26                                             80.00   No MI                  100273900103244363              5.7500                      20080601                        13.3000                7.3000
     20747                      240,506.29                                             85.96   No MI                  100273900103245170              6.0000                      20090501                        14.2500                8.2500
     92404                      311,728.38                                             90.00   No MI                  100273900103245212              6.0000                      20080501                        14.5000                8.5000
     53223                      133,812.76                                             95.00   No MI                  100273900103245469              7.0000                      20080601                        15.6500                9.6500
     21216                      80,835.51                                              73.64   No MI                  100273900103246020              0.0000                                                       0.0000                0.0000
     60652                      197,034.99                                             89.77   No MI                  100273900103246178              0.0000                                                       0.0000                0.0000
     21046                      349,478.86                                             79.55   No MI                  100273900103247473              6.2500                      20080601                        13.5000                7.5000
     21113                      260,720.49                                             95.00   No MI                  100273900103248331              6.0000                      20080501                        13.9990                7.9990
     20706                      300,844.46                                             90.00   No MI                  100273900103248661              6.7500                      20080501                        13.6500                7.6500
     23235                      184,636.75                                             95.00   No MI                  100273900103248901              6.0000                      20110501                        14.5000                8.5000
     61109                      142,354.74                                             95.00   No MI                  100273900103248919              5.5000                      20080501                        15.3500                9.3500
     60624                      107,821.67                                             90.00   No MI                  100273900103249214              5.3000                      20080501                        15.0000                9.0000
     49534                      131,330.76                                             90.00   No MI                  100273900103249529              6.2500                      20080601                        14.3000                8.3000
     33035                      194,288.25                                             90.00   No MI                  100273900103249909              6.2500                      20080601                        14.0000                8.0000
     34654                      90,888.21                                              65.00   No MI                  100273900103249933              6.2500                      20080601                        14.4500                8.4500
     6076                       206,535.31                                             90.00   No MI                  100273900103250543              0.0000                                                       0.0000                0.0000
     87114                      171,690.97                                             90.00   No MI                  100273900103251145              6.7500                      20080601                        14.5000                8.5000
     23060                      191,785.90                                           100.00    No MI                  100273900103251277              6.0000                      20110501                        13.6500                7.6500
     30260                      132,950.12                                             86.93   No MI                  100273900103251798              6.5000                      20080601                        15.4500                9.4500
     21136                      349,224.41                                             97.22   No MI                  100273900103252275              0.0000                                                       0.0000                0.0000
     81212                      116,842.14                                              92.13  No MI                  100273900103252481              0.0000                                                       0.0000                0.0000
     22579                      73,063.65                                              84.02   No MI                  100273900103252507              6.0000                      20110601                        14.5000                8.5000
     89128                      295,029.82                                             90.00   No MI                  100273900103252572              6.0000                      20110601                        13.9900                7.9900
     30084                      114,172.02                                             90.00   No MI                  100273900103253158              6.7500                      20080601                        14.9000                8.9000
     85388                      289,431.61                                             95.00   No MI                  100273900103253570              7.0000                      20080601                        14.9900                8.9900
     93312                      368,841.28                                             90.00   No MI                  100273900103253737              6.5000                      20080601                        14.9900                8.9900
     6010                       185,136.69                                             89.49   No MI                  100273900103253802              7.0000                      20080601                        13.7850                7.7850
     91741                      467,532.75                                             90.00   No MI                  100273900103254156              6.0000                      20090501                        13.5000                7.5000
     44112                      92,077.38                                              95.00   No MI                  100273900103254230              6.5000                      20080601                        16.5600               10.5600
     48234                      58,438.87                                              90.00   No MI                  100273900103254370              6.5000                      20080501                        17.1500               11.1500
     48227                      49,445.37                                              90.00   No MI                  100273900103254792              6.2500                      20080501                        16.9000               10.9000
     18055                      203,711.09                                             80.00   No MI                  100273900103254917              5.7500                      20110601                        13.7500                7.7500
     33584                      134,766.37                                             90.00   No MI                  100273900103255153              6.5000                      20080501                        15.1000                9.1000
     34223                      227,361.44                                             95.00   No MI                  100273900103255310              6.2500                      20080601                        15.5900                9.5900
     48239                      80,840.76                                              90.00   No MI                  100273900103255518              6.2500                      20080501                        14.1500                8.1500
     75217                      74,594.78                                              90.00   No MI                  100273900103255831              6.2500                      20080601                        15.3500                9.3500
     88101                      179,769.65                                           100.00    No MI                  100273900103256847              0.0000                                                       0.0000                0.0000
     48126                      179,941.77                                             90.00   No MI                  100273900103257936              6.2500                      20080601                        15.9400                9.9400
     34983                      268,613.68                                             90.00   No MI                  100273900103257951              6.7500                      20090501                        14.2500                8.2500
     95601                      246,919.69                                             90.00   No MI                  100273900103258264              6.7500                      20080501                        13.5000                7.5000
     95815                      238,415.54                                             90.00   No MI                  100273900103260245              6.5000                      20080601                        15.6400                9.6400
     48085                      204,679.18                                             87.23   No MI                  100273900103260476              0.0000                                                       0.0000                0.0000
     97236                      251,608.91                                             95.00   No MI                  100273900103261409              6.2500                      20080501                        15.4750                9.4750
     10567                      254,113.69                                             80.00   No MI                  100273900103261649              0.0000                                                       0.0000                0.0000
     48235                      85,388.26                                              90.00   No MI                  100273900103261672              6.7500                      20080601                        15.5500                9.5500
     77088                      79,628.60                                              90.00   No MI                  100273900103262662              6.2500                      20080601                        16.5500               10.5500
     30030                      261,000.00                                             90.00   No MI                  100273900103265608              6.7500                      20080601                        14.5500                7.5500
     48224                      104,311.10                                             90.00   No MI                  100273900103265822              6.2500                      20080601                        16.2000               10.2000
     60409                      171,740.92                                             95.00   No MI                  100273900103266135              5.5000                      20080601                        14.5000                8.5000
     87124                      117,879.91                                             90.00   No MI                  100273900103266390              6.2500                      20080601                        15.7500                9.7500
     92404                      314,687.73                                             90.00   No MI                  100273900103266754              6.2500                      20090501                        13.5250                7.5250
     7728                       251,757.20                                              91.64  No MI                  100273900103266762              7.0000                      20080501                        13.6250                7.6250
     93662                      228,851.53                                             95.00   No MI                  100273900103266994              6.2500                      20080601                        14.9900                8.9900
     90606                      449,676.56                                             90.00   No MI                  100273900103267794              6.2500                      20090501                        14.6500                8.6500
     92308                      211,750.06                                             80.00   No MI                  100273900103268198              5.7500                      20080601                        14.6500                8.6500
     20744                      341,830.02                                             88.60   No MI                  100273900103268479              6.2500                      20080601                        14.5000                8.5000
     95326                      305,577.43                                             90.00   No MI                  100273900103269543              6.0000                      20080601                        13.8750                7.8750
     11554                      439,344.86                                             88.00   No MI                  100273900103269832              6.7500                      20090601                        13.5000                7.5000
     95823                      359,777.60                                             90.00   No MI                  100273900103271176              6.2500                      20090601                        13.7500                7.7500
     95932                      356,943.29                                             90.00   No MI                  100273900103271358              6.2500                      20080501                        13.5000                7.5000
     37330                      112,897.74                                             95.00   No MI                  100273900103271382              6.0000                      20080601                        13.9990                7.9990
     90240                      612,294.92                                             95.00   No MI                  100273900103272653              7.0000                      20080501                        14.5250                8.5250
     43119                      170,654.45                                             92.93   No MI                  100273900103272729              0.0000                                                       0.0000                0.0000
     33125                      359,406.92                                             90.00   No MI                  100273900103273396              0.0000                                                       0.0000                0.0000
     11714                      512,587.19                                             95.00   No MI                  100273900103274725              7.0000                      20080501                        14.2500                8.2500
     48872                      125,432.60                                             80.00   No MI                  100273900103274766              6.2500                      20080601                        14.0500                8.0500
     48141                      89,698.52                                            100.00    No MI                  100273900103274956              7.2500                      20080601                        15.9000                9.9000
     49230                      261,000.00                                             90.00   No MI                  100273900103274972              6.2500                      20080601                        14.7900                7.7900
     21009                      225,653.28                                             92.24   No MI                  100273900103275243              0.0000                                                       0.0000                0.0000
     33167                      254,816.91                                           100.00    No MI                  100273900103275979              7.2500                      20080601                        16.9900               10.9900
     92832                      570,690.21                                             95.00   No MI                  100273900103276571              7.0000                      20080601                        14.8000                8.8000
     11727                      368,330.75                                             80.00   No MI                  100273900103276787              5.7500                      20090601                        13.5000                7.5000
     32807                      211,026.16                                             90.00   No MI                  100273900103278148              0.0000                                                       0.0000                0.0000
     33525                      71,146.11                                              75.00   No MI                  100273900103278312              0.0000                                                       0.0000                0.0000
     2905                       224,799.66                                             90.00   No MI                  100273900103279443              6.5000                      20080601                        15.9900                9.9900
     53209                      117,689.63                                             95.00   No MI                  100273900103279864              6.2500                      20080601                        15.7500                9.7500
     60505                      166,348.89                                             90.00   No MI                  100273900103280003              6.5000                      20080601                        15.9000                9.9000
     77075                      116,631.98                                             95.00   No MI                  100273900103280011              7.0000                      20080601                        15.3000                9.3000
     21213                      174,764.32                                             85.37   No MI                  100273900103280102              0.0000                                                       0.0000                0.0000
     20785                      194,572.77                                             67.24   No MI                  100273900103280250              6.0000                      20080601                        12.7500                6.7500
     70058                      107,876.55                                             90.00   No MI                  100273900103280706              6.5000                      20080601                        14.8000                8.8000
     11003                      446,035.26                                             95.00   No MI                  100273900103280821              7.0000                      20080601                        15.2500                9.2500
     48203                      59,330.81                                              90.00   No MI                  100273900103280870              6.7500                      20080501                        16.7000               10.7000
     6468                       702,753.67                                             95.00   No MI                  100273900103281068              6.2500                      20080601                        15.6750                9.6750
     29414                      128,133.60                                             95.00   No MI                  100273900103281183              6.2500                      20080601                        15.9000                9.9000
     60646                      521,098.03                                             67.79   No MI                  100273900103281308              5.5000                      20080501                        14.7800                8.7800
     82935                      223,159.52                                             95.00   No MI                  100273900103281654              7.0000                      20080601                        15.1900                9.1900
     64056                      152,313.37                                             90.00   No MI                  100273900103282082              6.2500                      20080501                        15.3000                9.3000
     33566                      179,684.54                                             80.00   No MI                  100273900103282173              5.7500                      20080601                        14.5000                8.5000
     49331                      138,408.11                                             92.33   No MI                  100273900103282439              6.0000                      20080601                        13.5000                7.5000
     91745                      423,301.30                                             80.00   No MI                  100273900103283098              5.7500                      20090601                        13.6000                7.6000
     48125                      136,671.82                                             95.00   No MI                  100273900103283551              6.2500                      20080601                        15.7500                9.7500
     92530                      440,102.20                                             80.00   No MI                  100273900103283841              5.7500                      20080601                        13.2500                7.2500
     48446                      182,891.72                                             89.99   No MI                  100273900103283973              7.0000                      20080601                        15.9900                9.9900
     20155                      377,710.32                                           100.00    No MI                  100273900103284294              6.0000                      20080601                        12.9900                6.9900
     21713                      526,226.38                                              82.14  No MI                  100273900103284617              6.7500                      20080601                        14.3500                8.3500
     92324                      383,043.57                                             90.00   No MI                  100273900103284732              6.2500                      20080501                        13.7500                7.7500
     60419                      125,878.13                                             90.00   No MI                  100273900103285648              0.0000                                                       0.0000                0.0000
     48197                      206,695.31                                             90.00   No MI                  100273900103286489              6.7500                      20090501                        15.5500                9.5500
     75092                      127,857.43                                             78.53   No MI                  100273900103286711              0.0000                                                       0.0000                0.0000
     18704                      92,966.78                                              95.00   No MI                  100273900103287040              0.0000                                                       0.0000                0.0000
     48215                      57,102.37                                              90.00   No MI                  100273900103288410              6.2500                      20080601                        16.3000               10.3000
     48209                      53,947.21                                              90.00   No MI                  100273900103288501              6.2500                      20080601                        15.5500                9.5500
     48206                      49,959.45                                            100.00    No MI                  100273900103288733              6.2500                      20080601                        16.5000               10.5000
     60639                      319,119.42                                             90.00   No MI                  100273900103288782              6.2500                      20090601                        14.6000                8.6000
     44035                      80,910.98                                              90.00   No MI                  100273900103288790              0.0000                                                       0.0000                0.0000
     60651                      203,957.81                                             95.00   No MI                  100273900103288964              6.1000                      20090601                        13.7000                7.7000
     11207                      493,499.20                                             90.00   No MI                  100273900103289590              6.2500                      20080601                        14.5000                8.5000
     6705                       202,256.28                                             90.00   No MI                  100273900103289897              6.5000                      20080601                        14.5500                8.5500
     48838                      141,777.77                                             88.75   No MI                  100273900103290119              0.0000                                                       0.0000                0.0000
     48229                      73,077.74                                              95.00   No MI                  100273900103290184              6.2500                      20080601                        15.5000                9.5000
     49519                      125,795.20                                             90.00   No MI                  100273900103290416              6.7500                      20080601                        15.7000                9.7000
     16441                      149,827.67                                             96.77   No MI                  100273900103290689              7.2500                      20090601                        14.7750                8.7750
     50315                      133,845.24                                           100.00    No MI                  100273900103293089              6.0000                      20110601                        14.7500                8.7500
     33619                      114,593.59                                             85.00   No MI                  100273900103293501              6.2500                      20080601                        13.9400                7.9400
     48083                      146,654.81                                             90.00   No MI                  100273900103293774              6.7500                      20080601                        16.1000               10.1000
     20748                      203,724.77                                             85.00   No MI                  100273900103293907              6.2500                      20080601                        13.9900                7.9900
     21702                      207,569.64                                             80.00   No MI                  100273900103294137              5.7500                      20080601                        12.8750                6.8750
     93277                      243,691.52                                             80.00   No MI                  100273900103295183              5.7500                      20080601                        14.3100                8.3100
     48212                      81,792.57                                              90.00   No MI                  100273900103295399              6.2500                      20080601                        14.1500                8.1500
     24521                      69,211.31                                              90.00   No MI                  100273900103295662              0.0000                                                       0.0000                0.0000
     39180                      75,926.34                                              95.00   No MI                  100273900103296322              7.0000                      20080601                        15.5900                9.5900
     47523                      73,714.77                                              82.00   No MI                  100273900103296538              0.0000                                                       0.0000                0.0000
     46516                      65,207.38                                              90.00   No MI                  100273900103297072              0.0000                                                       0.0000                0.0000
     89113                      251,044.82                                             80.00   No MI                  100273900103297544              5.7500                      20080601                        13.7500                7.7500
     48076                      241,066.09                                             90.00   No MI                  100273900103298054              6.5000                      20080601                        14.1200                8.1200
     48224                      145,199.48                                             95.00   No MI                  100273900103298187              0.0000                                                       0.0000                0.0000
     85374                      235,591.52                                             80.00   No MI                  100273900103298344              0.0000                                                       0.0000                0.0000
     48146                      80,876.96                                              90.00   No MI                  100273900103298377              6.2500                      20080601                        13.4000                7.4000
     89139                      382,099.48                                              91.05  No MI                  100273900103298815              7.0000                      20080601                        12.9000                6.9000
     20695                      324,561.52                                           100.00    No MI                  100273900103298906              6.0000                      20080601                        13.9900                7.9900
     20164                      219,820.96                                              53.14  No MI                  100273900103299102              6.0000                      20110601                        12.7750                6.7750
     93705                      167,702.72                                             80.00   No MI                  100273900103299557              5.7500                      20090601                        12.6250                6.6250
     44102                      71,911.99                                              90.00   No MI                  100273900103299623              0.0000                                                       0.0000                0.0000
     21009                      398,753.51                                           100.00    No MI                  100273900103299946              6.0000                      20080601                        13.7500                7.7500
     44133                      163,823.87                                              71.62  No MI                  100273900103299987              6.5000                      20080601                        15.1000                9.1000
     55113                      215,658.60                                             80.00   No MI                  100273900103301064              5.7500                      20090601                        13.2000                7.2000
     93535                      242,838.76                                             90.00   No MI                  100273900103301478              6.2500                      20080601                        13.5000                7.5000
     92807                      365,519.16                                             95.00   No MI                  100273900103302187              7.0000                      20080601                        13.6750                7.6750
     96142                      671,532.64                                             80.00   No MI                  100273900103302245              5.7500                      20080601                        13.3500                7.3500
     33511                      188,788.40                                             90.00   No MI                  100273900103302542              6.2500                      20080601                        14.9000                8.9000
     49505                      132,846.38                                             95.00   No MI                  100273900103302823              7.0000                      20080601                        14.7500                8.7500
     48228                      102,564.32                                             90.00   No MI                  100273900103303193              7.0000                      20080601                        15.7000                9.7000
     2360                       572,139.04                                             95.00   No MI                  100273900103303557              7.0000                      20080601                        14.4000                8.4000
     20602                      179,699.17                                             83.72   No MI                  100273900103303789              0.0000                                                       0.0000                0.0000
     48225                      107,908.05                                             90.00   No MI                  100273900103304613              6.2500                      20080601                        16.2000               10.2000
     49601                      83,599.26                                              90.00   No MI                  100273900103305081              6.2500                      20080601                        14.5500                8.5500
     92555                      343,653.47                                             80.00   No MI                  100273900103305321              5.7500                      20080601                        12.9500                6.9500
     43614                      129,913.73                                           100.00    No MI                  100273900103305990              6.0000                      20110601                        13.5000                7.5000
     18328                      136,553.99                                             80.00   No MI                  100273900103306493              5.7500                      20080601                        13.7000                7.7000
     32966                      166,313.59                                             90.00   No MI                  100273900103306501              6.2500                      20080601                        14.9000                8.9000
     23323                      261,932.74                                             95.00   No MI                  100273900103306840              7.0000                      20080601                        15.3500                9.3500
     90001                      267,845.94                                             59.56   No MI                  100273900103307657              6.0000                      20110601                        14.0000                8.0000
     48221                      112,744.74                                             80.57   No MI                  100273900103307897              6.7500                      20080601                        14.5500                8.5500
     2863                       205,451.48                                             80.00   No MI                  100273900103307962              5.7500                      20080601                        13.2000                7.2000
     11743                      520,000.00                                             80.00   No MI                  100273900103308036              5.7500                      20080601                        14.3750                7.3750
     11206                      555,528.77                                             95.00   No MI                  100273900103308333              6.2500                      20080601                        15.2500                9.2500
     2151                       447,371.93                                             80.00   No MI                  100273900103308374              5.7500                      20080601                        13.8000                7.8000
     96707                      444,650.28                                             72.36   No MI                  100273900103308572              5.5000                      20080601                        12.9000                6.9000
     20708                      171,254.63                                           100.00    No MI                  100273900103308630              6.0000                      20090601                        13.6990                7.6990
     34286                      246,118.04                                             86.49   No MI                  100273900103309125              6.7500                      20080601                        13.3000                7.3000
     87120                      146,034.61                                             85.00   No MI                  100273900103309182              0.0000                                                       0.0000                0.0000
     60619                      329,486.16                                             95.00   No MI                  100273900103309463              6.2000                      20080601                        14.5000                8.5000
     29150                      97,837.28                                               81.67  No MI                  100273900103309745              0.0000                                                       0.0000                0.0000
     48224                      134,872.17                                             90.00   No MI                  100273900103311238              6.2500                      20080601                        15.7000                9.7000
     11751                      439,677.64                                             80.00   No MI                  100273900103311410              5.7500                      20090601                        13.1500                7.1500
     6483                       303,661.41                                             95.00   No MI                  100273900103311469              7.0000                      20080601                        14.9500                8.9500
     20602                      316,339.94                                             90.00   No MI                  100273900103311675              6.0000                      20080601                        13.6250                7.6250
     29649                      111,870.65                                             80.00   No MI                  100273900103311733              6.2500                      20080601                        14.7500                8.7500
     48228                      93,515.93                                              80.00   No MI                  100273900103312640              6.5000                      20080601                        15.9500                9.9500
     85242                      193,187.57                                             82.56   No MI                  100273900103312897              6.2500                      20080601                        15.6500                8.6500
     60629                      260,704.75                                             87.00   No MI                  100273900103313010              6.4000                      20080601                        14.8500                8.8500
     61336                      76,906.37                                              89.02   No MI                  100273900103313028              6.0000                      20080601                        14.5000                8.5000
     80915                      159,799.37                                              98.16  No MI                  100273900103313499              0.0000                                                       0.0000                0.0000
     20772                      685,000.00                                             76.54   No MI                  100273900103313705              5.7500                      20090601                        13.9900                6.9900
     49017                      89,199.63                                              85.00   No MI                  100273900103314018              6.0000                      20080601                        14.2500                8.2500
     21613                      123,133.95                                             90.00   No MI                  100273900103314299              6.0000                      20090601                        13.9990                7.9990
     32907                      179,780.69                                             87.80   No MI                  100273900103314497              6.2500                      20080601                        14.4900                8.4900
     48223                      82,940.53                                            100.00    No MI                  100273900103314695              6.2500                      20080601                        17.0000               11.0000
     21830                      102,874.74                                             44.78   No MI                  100273900103315890              6.0000                      20090601                        14.5000                8.5000
     33713                      208,718.01                                             87.08   No MI                  100273900103316104              0.0000                                                       0.0000                0.0000
     48382                      688,506.82                                             94.48   No MI                  100273900103316625              6.2500                      20080601                        15.6500                9.6500
     21742                      174,899.10                                              81.40  No MI                  100273900103316856              6.0000                      20090601                        13.9900                7.9900
     92394                      206,324.90                                             80.00   No MI                  100273900103317086              6.5000                      20080601                        15.5500                9.5500
     7111                       219,904.23                                             89.80   No MI                  100273900103317177              6.5000                      20090601                        14.9500                8.9500
     60651                      115,828.99                                             80.00   No MI                  100273900103317375              5.7500                      20090601                        13.5500                7.5500
     60013                      373,814.12                                             85.00   No MI                  100273900103317615              6.2500                      20080601                        14.5000                8.5000
     81623                      411,685.06                                             68.67   No MI                  100273900103318142              6.0000                      20110601                        12.9990                6.9990
     48223                      174,063.44                                             90.00   No MI                  100273900103318225              6.7500                      20080601                        14.5000                8.5000
     48089                      81,430.23                                              89.96   No MI                  100273900103318407              6.2500                      20080601                        16.2000               10.2000
     60004                      168,794.09                                              94.41  No MI                  100273900103318498              6.8000                      20090601                        14.4900                8.4900
     65616                      199,884.69                                             80.00   No MI                  100273900103318746              6.2500                      20080601                        13.9900                7.9900
     33168                      149,835.51                                              68.18  No MI                  100273900103318837              6.7500                      20080601                        15.0000                9.0000
     90603                      636,134.13                                             95.00   No MI                  100273900103318977              7.0000                      20080601                        14.0000                8.0000
     48213                      71,925.05                                              90.00   No MI                  100273900103319033              6.2500                      20080601                        15.2500                9.2500
     72118                      83,209.23                                              90.00   No MI                  100273900103320767              6.2500                      20080601                        14.5500                8.5500
     48708                      94,932.33                                              95.00   No MI                  100273900103321419              6.0000                      20110601                        13.2500                7.2500
     48895                      239,593.66                                             80.00   No MI                  100273900103321922              6.2500                      20080601                        13.9500                7.9500
     85629                      200,379.20                                             85.00   No MI                  100273900103322128              6.5000                      20080601                        14.9900                8.9900
     48060                      118,687.51                                             90.00   No MI                  100273900103322334              6.5000                      20080601                        15.7000                9.7000
     7461                       194,762.42                                             79.27   No MI                  100273900103322490              6.2500                      20080601                        14.4900                8.4900
     76109                      99,863.97                                              80.00   No MI                  100273900103323258              5.7500                      20080601                        13.9500                7.9500
     32750                      143,774.64                                             80.00   No MI                  100273900103323266              0.0000                                                       0.0000                0.0000
     48609                      81,911.00                                            100.00    No MI                  100273900103323852              7.2500                      20080601                        15.0500                9.0500
     92503                      263,801.06                                             66.00   No MI                  100273900103323910              5.2500                      20090601                        13.0500                7.0500
     33463                      246,723.45                                             95.00   No MI                  100273900103324116              7.0000                      20080601                        14.9000                8.9000
     48044                      207,629.01                                             80.00   No MI                  100273900103324124              5.7500                      20090601                        12.6500                6.6500
     89110                      215,802.86                                             80.00   No MI                  100273900103324272              5.7500                      20080601                        14.2000                8.2000
     10950                      389,100.10                                             93.87   No MI                  100273900103324363              0.0000                                                       0.0000                0.0000
     34638                      205,765.85                                             80.00   No MI                  100273900103324553              5.7500                      20080601                        13.3500                6.3500
     55720                      101,869.45                                             72.86   No MI                  100273900103324603              0.0000                                                       0.0000                0.0000
     49201                      574,455.57                                           100.00    No MI                  100273900103325089              7.2500                      20080601                        15.7000                9.7000
     32750                      26,965.62                                              95.00   No MI                  100273900103325592              0.0000                                                       0.0000                0.0000
     45240                      94,969.73                                            100.00    No MI                  100273900103325618              7.2500                      20080601                        15.9900                9.9900
     96002                      171,743.90                                             80.00   No MI                  100273900103326368              5.7500                      20090601                        13.5000                7.5000
     93535                      231,866.24                                             80.00   No MI                  100273900103326921              5.7500                      20080601                        13.9900                7.9900
     89031                      207,690.30                                             80.00   No MI                  100273900103327390              0.0000                                                       0.0000                0.0000
     96727                      432,749.11                                             95.00   No MI                  100273900103327713              7.0000                      20080601                        15.2500                9.2500
     33321                      242,774.25                                             90.00   No MI                  100273900103327754              6.5000                      20080601                        15.7900                9.7900
     33410                      242,871.96                                             90.00   No MI                  100273900103327770              6.7500                      20080601                        14.3000                8.3000
     33415                      173,947.20                                             75.00   No MI                  100273900103327788              7.0000                      20090601                        16.1500               10.1500
     48342                      79,917.14                                            100.00    No MI                  100273900103327853              7.2500                      20080601                        15.2750                9.2750
     77476                      133,783.97                                             80.00   No MI                  100273900103327887              5.7500                      20090601                        13.1000                7.1000
     60652                      182,466.18                                             90.00   No MI                  100273900103328117              6.7500                      20110601                        14.2500                8.2500
     92563                      562,126.79                                             73.24   No MI                  100273900103328166              6.5000                      20080601                        13.5000                7.5000
     60440                      168,839.98                                             89.89   No MI                  100273900103328398              5.5000                      20080601                        15.7000                9.7000
     11706                      347,680.00                                             80.00   No MI                  100273900103328596              5.7500                      20080601                        13.9500                6.9500
     60632                      164,835.31                                           100.00    No MI                  100273900103328984              5.5000                      20080601                        15.4500                9.4500
     34715                      199,845.00                                             87.72   No MI                  100273900103329545              6.7500                      20080601                        12.9500                6.9500
     49230                      162,692.37                                             90.00   No MI                  100273900103329602              6.7500                      20080601                        14.2700                8.2700
     49098                      80,953.29                                            100.00    No MI                  100273900103329966              6.0000                      20110601                        13.9900                7.9900
     33033                      142,807.44                                             57.20   No MI                  100273900103330378              0.0000                                                       0.0000                0.0000
     43145                      99,899.55                                               46.51  No MI                  100273900103330493              7.2500                      20080601                        15.5800                9.5800
     85257                      312,790.55                                              96.01  No MI                  100273900103330865              6.0000                      20110601                        13.4700                7.4700
     33328                      267,809.10                                             80.00   No MI                  100273900103330964              5.7500                      20080601                        13.2500                7.2500
     48204                      61,146.20                                              90.00   No MI                  100273900103331137              6.7500                      20090601                        16.0500               10.0500
     60477                      222,384.78                                             89.00   No MI                  100273900103331194              6.5000                      20090601                        14.3600                8.3600
     60612                      154,610.74                                             95.00   No MI                  100273900103332853              0.0000                                                       0.0000                0.0000
     19146                      114,629.30                                             85.00   No MI                  100273900103333257              6.2500                      20080601                        15.2000                9.2000
     20770                      349,780.60                                           100.00    No MI                  100273900103333265              6.0000                      20080601                        13.6990                7.6990
     92504                      365,570.86                                             95.00   No MI                  100273900103333323              7.0000                      20080601                        14.5500                8.5500
     90660                      280,379.35                                             85.00   No MI                  100273900103333430              6.7500                      20080601                        14.9900                8.9900
     60056                      207,741.32                                             80.00   No MI                  100273900103333596              5.7500                      20090601                        14.3900                8.3900
     48602                      68,958.05                                            100.00    No MI                  100273900103334123              7.2500                      20080601                        17.7500               11.7500
     92407                      295,200.00                                             80.00   No MI                  100273900103334586              5.7500                      20080601                        14.1000                7.1000
     60516                      133,123.21                                             90.00   No MI                  100273900103334727              6.6000                      20090601                        13.9900                7.9900
     49221                      79,929.67                                            100.00    No MI                  100273900103335294              7.2500                      20080601                        16.0500               10.0500
     20743                      206,872.86                                             90.00   No MI                  100273900103337050              6.0000                      20110601                        13.7700                7.7700
     60411                      131,536.53                                             84.97   No MI                  100273900103337837              5.7500                      20090601                        14.4000                8.4000
     43204                      132,346.22                                           100.00    No MI                  100273900103338850              7.2500                      20080601                        16.3500               10.3500
     95971                      304,000.00                                             80.00   No MI                  100273900103339031              5.7500                      20080601                        14.2500                7.2500
     8527                       184,807.44                                             48.68   No MI                  100273900103339288              5.2500                      20080601                        15.2500                9.2500
     85363                      262,908.53                                             84.84   No MI                  100273900103339635              6.2500                      20080601                        15.7000                9.7000
     21771                      275,918.84                                             90.00   No MI                  100273900103339866              6.7500                      20080601                        13.8900                7.8900
     20772                      280,533.41                                             67.55   No MI                  100273900103339957              0.0000                                                       0.0000                0.0000
     33015                      304,677.82                                             90.00   No MI                  100273900103340104              6.2500                      20080601                        13.9500                7.9500
     48239                      110,320.24                                             80.00   No MI                  100273900103340211              5.7500                      20080601                        13.2000                7.2000
     60544                      182,270.98                                             80.00   No MI                  100273900103340971              5.7500                      20080601                        13.5000                7.5000
     48765                      72,179.38                                              85.00   No MI                  100273900103340989              6.2500                      20080601                        15.5500                9.5500
     33068                      215,919.00                                             90.00   No MI                  100273900103341045              6.5000                      20080601                        15.4500                9.4500
     34983                      365,323.69                                             93.00   No MI                  100273900103343686              6.2500                      20090601                        14.8000                8.8000
     11727                      450,459.96                                             95.00   No MI                  100273900103343744              0.0000                                                       0.0000                0.0000
     92551                      360,000.00                                             90.00   No MI                  100273900103344437              6.7500                      20080601                        14.8000                7.8000
     60616                      161,857.59                                             90.00   No MI                  100273900103344452              5.5000                      20080601                        16.0500               10.0500
     81504                      139,435.58                                             90.00   No MI                  100273900103344510              6.0000                      20110601                        14.7500                8.7500
     32952                      132,984.19                                               76.11 No MI                  100273900103344676              0.0000                                                       0.0000                0.0000
     60140                      283,031.23                                             80.00   No MI                  100273900103345020              5.7500                      20090601                        13.8750                7.8750
     48224                      143,731.09                                             90.00   No MI                  100273900103345707              6.2500                      20080601                        15.7000                9.7000
     60625                      417,319.96                                             95.00   No MI                  100273900103345731              7.0000                      20080601                        13.5000                7.5000
     18328                      143,810.00                                             80.00   No MI                  100273900103345764              5.7500                      20080601                        14.1000                8.1000
     30062                      202,451.47                                             85.00   No MI                  100273900103346218              0.0000                                                       0.0000                0.0000
     96732                      557,600.00                                             80.00   No MI                  100273900103347802              5.7500                      20080601                        14.2500                7.2500
     33147                      192,415.70                                             90.00   No MI                  100273900103348925              6.2500                      20080601                        15.6500                9.6500
     48174                      107,937.01                                             80.00   No MI                  100273900103349535              5.7500                      20080601                        13.9500                7.9500
     48205                      65,952.18                                              75.00   No MI                  100273900103349899              6.7500                      20080601                        16.9500               10.9500
     33313                      78,656.20                                              75.00   No MI                  100273900103350871              6.2500                      20080601                        14.6000                8.6000
     11420                      371,546.75                                             78.32   No MI                  100273900103350905              0.0000                                                       0.0000                0.0000
     90280                      468,390.88                                             75.00   No MI                  100273900103351242              5.2500                      20080601                        13.0000                7.0000
     48195                      129,924.17                                             80.00   No MI                  100273900103351390              5.7500                      20080601                        13.9500                7.9500
     90002                      438,550.37                                             75.00   No MI                  100273900103351432              5.5000                      20080601                        14.8000                8.8000
     32060                      119,825.73                                             70.59   No MI                  100273900103351622              0.0000                                                       0.0000                0.0000
     10541                      519,573.88                                             80.00   No MI                  100273900103351853              6.2500                      20090601                        12.7500                6.7500
     33024                      279,757.46                                             87.23   No MI                  100273900103352299              6.5000                      20080601                        12.5500                6.5500
     90022                      97,843.57                                              24.50   No MI                  100273900103353396              5.1250                      20110601                        13.1500                7.1500
     91745                      671,645.92                                             80.00   No MI                  100273900103353453              5.7500                      20080601                        14.3000                8.3000
     60559                      320,938.05                                             95.00   No MI                  100273900103354592              6.5000                      20090601                        14.4500                8.4500
     33029                      426,146.59                                             90.00   No MI                  100273900103354808              6.5000                      20080601                        15.1500                9.1500
     33021                      279,561.82                                             80.00   No MI                  100273900103358395              5.7500                      20090601                        13.2500                7.2500
     15201                      69,947.05                                            100.00    No MI                  100273900103359336              7.2500                      20080601                        16.7500               10.7500
     44128                      98,801.53                                              90.00   No MI                  100273900103359781              3.0000                      20080601                        15.0000                9.0000
     48116                      127,132.97                                             80.00   No MI                  100273900103360805              5.7500                      20080601                        14.3000                8.3000
     34116                      296,664.02                                             90.00   No MI                  100273900103361688              6.7500                      20080601                        14.8500                8.8500
     48201                      207,677.71                                             80.00   No MI                  100273900103361852              6.2500                      20080601                        13.3000                7.3000
     37343                      74,913.61                                              75.00   No MI                  100273900103362397              6.2500                      20080601                        14.9900                8.9900
     33313                      82,887.10                                              76.85   No MI                  100273900103364849              5.7500                      20080601                        13.9500                7.9500
     48910                      83,784.72                                              80.00   No MI                  100273900103365507              5.7500                      20080601                        13.1000                7.1000
     60617                      171,908.04                                             80.00   No MI                  100273900103365861              5.7500                      20080601                        14.2500                8.2500
     19040                      242,028.12                                             80.00   No MI                  100273900103365911              5.7500                      20080601                        13.3500                7.3500
     20720                      325,847.29                                             80.00   No MI                  100273900103368238              5.7500                      20080601                        12.8500                6.8500
     33196                      295,773.80                                             80.00   No MI                  100273900103370465              5.7500                      20080601                        13.0000                7.0000
     43560                      98,891.43                                              90.00   No MI                  100273900103370721              6.5000                      20080601                        15.0000                9.0000
     92562                      320,172.27                                             85.00   No MI                  100353100200602018              6.9900                      20080401                        15.9900                6.9900
     97502                      117,348.10                                              61.84  No MI                          0                       0.0000                                                       0.0000                0.0000
     12308                      59,961.90                                              75.00   No MI                  100274130810173825              6.8000                      20080601                        16.5500                6.8000
     73111                      52,156.97                                              90.00   No MI                  100274130421180755              0.0000                                                       0.0000                0.0000
     73120                      49,743.56                                              62.50   No MI                  100274130421180441              0.0000                                                       0.0000                0.0000
     73507                      79,473.45                                            100.00    No MI                  100274130420181689              7.6500                      20080701                        17.3000                7.6500
     36303                      104,594.39                                             79.98   No MI                  100274130542182649              7.4000                      20080601                        15.4000                7.4000
     36303                      26,184.48                                              99.99   No MI                  100274130542182672              0.0000                                                       0.0000                0.0000
     48504                      51,103.66                                              80.00   No MI                  100258910060512149              6.7500                      20080701                        17.5000                6.7500
     33853                      80,954.83                                              90.00   No MI                  100022100154861116              5.5000                      20080701                        14.9000                5.5000
     85326                      171,915.95                                             80.00   No MI                  100351000154884558              5.5000                      20080701                        12.1000                5.5000
     92223                      216,885.13                                             70.00   No MI                  100144600097453742              7.0000                      20080701                        15.1500                7.0000
     48223                      107,953.72                                             90.00   No MI                  100386100002221679              5.5000                      20090701                        16.1500               10.1500
     85635                      71,964.02                                              75.79   No MI                  100386100002221745              0.0000                                                       0.0000                0.0000
     19403                      33,788.46                                              95.00   No MI                          0                       0.0000                                                       0.0000                0.0000
     63023                      252,857.50                                             90.00   No MI                  100386100002222784              0.0000                                                       0.0000                0.0000
     97203                      199,444.35                                           100.00    No MI                  100307200000159057              0.0000                                                       0.0000                0.0000
     97140                      193,871.94                                             80.00   No MI                  100307200000164206              7.4900                      20080401                        13.9900                7.4900
     97140                      48,538.69                                            100.00    No MI                  100307200000162432              0.0000                                                       0.0000                0.0000
     98274                      186,804.01                                             80.00   No MI                  100307200000182208              6.1250                      20080501                        14.1250                6.1250
     98274                      46,692.21                                            100.00    No MI                  100307200000181846              0.0000                                                       0.0000                0.0000
     97008                      143,028.53                                             80.00   No MI                  100307200000183099              5.3750                      20080501                        13.3750                5.3750
     97008                      35,768.97                                            100.00    No MI                  100307200000182901              0.0000                                                       0.0000                0.0000
     97754                      232,000.00                                           100.00    No MI                  100307200000186613              7.0000                      20080501                        16.3750                7.0000
     48227                      95,818.00                                              80.00   No MI                  100039011775051436              7.8750                      20090401                        16.7500                7.8750
     48006                      202,053.49                                             80.00   No MI                  100039011777284662              6.0000                      20090501                        15.8250                6.0000
     48210                      78,800.00                                              80.00   No MI                  100039011777894866              6.3750                      20090501                        16.1250                6.3750
     48220                      87,900.96                                              79.28   No MI                  100039011778051367              5.8000                      20090601                        15.8750                5.8000
     48180                      97,144.46                                              83.84   No MI                  100039011778966895              6.5000                      20090601                        16.0500                6.5000
     48422                      87,907.44                                               76.19  No MI                  100039011779306208              6.5500                      20090601                        16.2000                6.5500
     49546                      221,200.00                                             80.00   No MI                  100039011779985035              5.9250                      20090501                        15.8750                5.9250
     48210                      19,637.58                                            100.00    No MI                  100039011930859509              0.0000                                                       0.0000                0.0000
     48006                      50,445.01                                            100.00    No MI                  100039011931549695              0.0000                                                       0.0000                0.0000
     49546                      54,767.88                                              99.95   No MI                  100039011931825855              0.0000                                                       0.0000                0.0000
     49509                      119,871.79                                             80.00   No MI                  100039016769597955              6.2500                      20090601                        16.1250                6.2500
     49224                      80,888.06                                              90.00   No MI                  100039016772627344              6.0000                      20090501                        16.8500                6.0000
     48150                      194,822.09                                           100.00    No MI                  100039016775336018              6.0000                      20090601                        16.8750                6.0000
     48455                      240,099.75                                             90.00   No MI                  100039016776912254              6.5000                      20090601                        17.3000                6.5000
     48237                      125,855.23                                             52.50   No MI                  100039016777529545              6.3500                      20090601                        15.7750                6.3500
     48076                      109,475.36                                             80.00   No MI                  100039016777844498              6.0000                      20090601                        15.8250                6.0000
     48359                      98,762.55                                               79.10  No MI                  100039016778554575              6.0000                      20090601                        15.8250                6.0000
     48346                      145,841.55                                             69.52   No MI                  100039016779169613              6.7500                      20090601                        16.0500                6.7500
     48359                      25,647.76                                              99.66   No MI                  100039016931266570              0.0000                                                       0.0000                0.0000
     48076                      27,344.32                                            100.00    No MI                  100039016931985526              0.0000                                                       0.0000                0.0000
     48239                      87,848.76                                              77.99   No MI                  100039046754479091              8.6000                      20090301                        17.1000                8.6000
     49249                      130,400.00                                             80.00   No MI                  100039046756846305              6.3750                      20090501                        16.0250                6.3750
     60626                      99,515.61                                              95.00   No MI                  100039046760741864              8.3000                      20090301                        16.8000                8.3000
     31324                      138,825.71                                             76.37   No MI                  100039046767372754              6.5000                      20090601                        15.3500                6.5000
     39352                      190,871.19                                             85.00   No MI                  100039046769761509              7.0250                      20090401                        16.5250                7.0250
     34606                      162,693.48                                             80.00   No MI                  100039046769826971              6.5750                      20090301                        15.4500                6.5750
     75704                      82,533.35                                              95.00   No MI                  100039046771242241              6.0000                      20090501                        16.7500                6.0000
     44805                      125,685.03                                             90.00   No MI                  100039046771394646              6.0000                      20090401                        15.4000                6.0000
     77449                      71,898.92                                              90.00   No MI                  100039046771746597              6.0000                      20090501                        16.7750                6.0000
     59901                      234,905.87                                             79.99   No MI                  100039046772572943              6.2500                      20090601                        16.7750                6.2500
     52806                      72,999.87                                            100.00    No MI                  100039046772847022              8.2750                      20090301                        18.9000                8.2750
     11741                      281,395.87                                             90.00   No MI                  100039046774584268              5.9500                      20090601                        16.0750                5.9500
     16342                      116,739.79                                             80.00   No MI                  100039046774757583              6.6250                      20090601                        15.3750                6.6250
     17404                      84,734.45                                              80.00   No MI                  100039046774839563              7.0000                      20090601                        17.6500                7.0000
     31757                      120,529.69                                             85.00   No MI                  100039046774846543              6.0000                      20090501                        16.7500                6.0000
     17320                      195,302.81                                             85.00   No MI                  100039046774854505              5.5500                      20090601                        16.4000                5.5500
     33321                      147,475.00                                             79.99   No MI                  100039046775203728              5.8250                      20090501                        15.5250                5.8250
     60626                      183,900.00                                             79.99   No MI                  100039046775268192              5.0250                      20090601                        14.9250                5.0250
     7112                       188,000.00                                             80.00   No MI                  100039046775605237              6.1250                      20090501                        16.0750                6.1250
     67502                      89,918.68                                            100.00    No MI                  100039046775647676              6.1000                      20090501                        14.8500                6.1000
     31641                      168,314.90                                             99.40   No MI                  100039046776414662              5.5000                      20090501                        16.3250                5.5000
     13492                      69,643.12                                              85.00   No MI                  100039046776656833              6.2500                      20090601                        17.4250                6.2500
     7860                       237,195.41                                             95.00   No MI                  100039046776768539              6.0000                      20090501                        17.2000                6.0000
     39574                      82,896.46                                               62.41  No MI                  100039046776778694              5.3000                      20090601                        15.3750                5.3000
     2332                       244,746.32                                              56.19  No MI                  100039046776781573              6.3500                      20090601                        16.2750                6.3500
     19709                      160,742.35                                             88.46   No MI                  100039046777053824              6.5000                      20090501                        16.1500                6.5000
     5478                       103,344.41                                              51.75  No MI                  100039046777098423              6.0000                      20090501                        16.4500                6.0000
     33435                      230,025.48                                             90.00   No MI                  100039046777107174              5.8000                      20090501                        16.0750                5.8000
     48179                      101,167.40                                             75.00   No MI                  100039046777171444              7.0000                      20090601                        17.4000                7.0000
     33809                      233,420.15                                             85.00   No MI                  100039046777499787              6.0000                      20090501                        16.7500                6.0000
     11422                      167,726.90                                              36.13  No MI                  100039046777565538              6.5000                      20090501                        16.0750                6.5000
     42301                      142,238.07                                             80.00   No MI                  100039046777633948              6.0000                      20090601                        15.8250                6.0000
     31904                      132,814.29                                             95.00   No MI                  100039046777763281              5.6000                      20090501                        16.8000                5.6000
     24017                      96,901.12                                              80.83   No MI                  100039046777848298              6.3000                      20090601                        16.3500                6.3000
     19145                      80,919.16                                              67.50   No MI                  100039046777873718              6.0000                      20090601                        16.4500                6.0000
     48154                      195,899.87                                             79.99   No MI                  100039046777876141              5.6250                      20090601                        15.5750                5.6250
     31075                      95,343.70                                              70.74   No MI                  100039046778022463              6.0000                      20090501                        16.7750                6.0000
     30047                      125,400.00                                             95.00   No MI                  100039046778038832              6.3750                      20090501                        17.5000                6.3750
     1752                       178,829.61                                              62.81  No MI                  100039046778047999              6.7500                      20090601                        16.6750                6.7500
     19963                      116,825.98                                             74.52   No MI                  100039046778056040              6.5000                      20090501                        16.5000                6.5000
     91606                      305,561.33                                             85.00   No MI                  100039046778058798              5.8000                      20090501                        16.6750                5.8000
     33440                      119,771.18                                             80.00   No MI                  100039046778320271              6.0000                      20090501                        15.3000                6.0000
     30114                      124,913.59                                           100.00    No MI                  100039046778371449              6.0000                      20090601                        18.2000                6.0000
     10940                      99,872.67                                              50.00   No MI                  100039046778412847              6.0000                      20090601                        15.2750                6.0000
     27863                      136,177.17                                             90.00   No MI                  100039046778423802              6.2000                      20090601                        17.0000                6.2000
     48044                      262,216.61                                             75.00   No MI                  100039046778553061              6.5500                      20090601                        16.0750                6.5500
     47025                      222,800.00                                             80.00   No MI                  100039046778596193              6.1250                      20090601                        16.0250                6.1250
     40118                      118,995.94                                             80.00   No MI                  100039046778643748              6.0000                      20090501                        15.8250                6.0000
     30016                      95,407.21                                               77.10  No MI                  100039046778681987              6.2500                      20090501                        15.6000                6.2500
     10303                      309,697.02                                             77.69   No MI                  100039046778690145              5.8500                      20090601                        16.5500                5.8500
     1108                       112,000.00                                             80.00   No MI                  100039046778769279              5.5250                      20090601                        15.4750                5.5250
     72532                      74,899.00                                              75.38   No MI                  100039046778812632              5.6000                      20090601                        15.0000                5.6000
     14580                      179,784.47                                             80.00   No MI                  100039046778813994              5.7000                      20090601                        15.5750                5.7000
     18328                      129,823.67                                             70.00   No MI                  100039046778834305              7.2500                      20090601                        19.2500                7.2500
     67154                      94,293.77                                              80.00   No MI                  100039046778904553              6.2500                      20090601                        15.8750                6.2500
     33470                      250,704.08                                             74.48   No MI                  100039046778944146              6.2500                      20090601                        15.6500                6.2500
     72756                      139,385.59                                           100.00    No MI                  100039046779033923              6.0000                      20090601                        17.3750                6.0000
     87323                      63,200.00                                              80.00   No MI                  100039046779175096              6.1250                      20090601                        16.4750                6.1250
     21211                      135,777.90                                             85.00   No MI                  100039046779246137              5.8500                      20090601                        16.2500                5.8500
     28803                      126,989.46                                              78.31  No MI                  100039046779251095              6.7500                      20090601                        17.1000                6.7500
     2382                       250,572.50                                             83.67   No MI                  100039046779299813              6.3000                      20090501                        15.8500                6.3000
     48082                      94,887.98                                               60.13  No MI                  100039046779333893              5.2000                      20090601                        15.6500                5.2000
     33543                      298,654.38                                             89.98   No MI                  100039046779378344              7.6000                      20090601                        16.9750                7.6000
     6606                       183,949.83                                             78.30   No MI                  100039046779495783              4.9250                      20090601                        14.8250                4.9250
     8065                       199,809.62                                             78.43   No MI                  100039046779636030              6.1500                      20090601                        16.6750                6.1500
     87121                      151,841.79                                             80.00   No MI                  100039046779653068              5.5000                      20090601                        16.2500                5.5000
     37049                      98,000.00                                               81.67  No MI                  100039046779697263              6.3750                      20090601                        15.9500                6.3750
     21666                      266,749.84                                              71.20  No MI                  100039046779766035              6.7500                      20090601                        16.7500                6.7500
     10465                      185,801.28                                             37.96   No MI                  100039046779784863              5.8000                      20090601                        16.1250                5.8000
     83706                      248,000.00                                             80.00   No MI                  100039046779794946              6.1250                      20090601                        16.0250                6.1250
     48195                      108,400.00                                             80.00   No MI                  100039046779797402              6.2750                      20090601                        16.0250                6.2750
     49004                      85,398.17                                              95.00   No MI                  100039046779808233              5.6000                      20090601                        16.0500                5.6000
     48240                      90,970.88                                              89.22   No MI                  100039046779848635              7.6000                      20090601                        16.9750                7.6000
     33415                      238,413.22                                             90.00   No MI                  100039046779911938              7.8000                      20090601                        16.5500                7.8000
     49201                      103,200.00                                             80.00   No MI                  100039046779977772              5.6250                      20090601                        15.5750                5.6250
     49855                      114,894.51                                              87.12  No MI                  100039046780010589              6.0000                      20090601                        16.8500                6.0000
     48317                      99,886.28                                              80.00   No MI                  100039046780059263              6.0000                      20090601                        15.8250                6.0000
     83651                      118,515.07                                             80.00   No MI                  100039046780077281              6.0000                      20090601                        15.8250                6.0000
     30234                      169,301.19                                             98.55   No MI                  100039046780093247              4.8000                      20090601                        15.6750                4.8000
     85706                      231,222.77                                             82.68   No MI                  100039046780428138              6.2500                      20090601                        15.7000                6.2500
     17403                      106,997.03                                             90.00   No MI                  100039046780467862              6.5000                      20090601                        16.7000                6.5000
     85745                      195,435.01                                              81.46  No MI                  100039046780560138              8.1000                      20090601                        16.8500                8.1000
     51534                      98,954.29                                              90.00   No MI                  100039046780981888              7.0000                      20090601                        15.7500                7.0000
     48235                      69,979.39                                              58.33   No MI                  100039046781141532              8.1000                      20090601                        17.2500                8.1000
     49249                      32,490.88                                            100.00    No MI                  100039046927139127              0.0000                                                       0.0000                0.0000
     33321                      36,718.36                                              99.99   No MI                  100039046929775720              0.0000                                                       0.0000                0.0000
     60626                      45,870.03                                              99.99   No MI                  100039046930016288              0.0000                                                       0.0000                0.0000
     7112                       46,856.00                                            100.00    No MI                  100039046930062761              0.0000                                                       0.0000                0.0000
     16342                      29,125.24                                            100.00    No MI                  100039046930337981              0.0000                                                       0.0000                0.0000
     44087                      25,316.82                                            100.00    No MI                  100039046930539420              0.0000                                                       0.0000                0.0000
     42301                      35,490.95                                            100.00    No MI                  100039046930725714              0.0000                                                       0.0000                0.0000
     48154                      48,889.86                                            100.00    No MI                  100039046930824103              0.0000                                                       0.0000                0.0000
     47025                      50,827.38                                               98.31  No MI                  100039046931206052              0.0000                                                       0.0000                0.0000
     1108                       27,943.10                                            100.00    No MI                  100039046931226282              0.0000                                                       0.0000                0.0000
     67154                      23,550.40                                            100.00    No MI                  100039046931313544              0.0000                                                       0.0000                0.0000
     87323                      15,767.88                                            100.00    No MI                  100039046931388405              0.0000                                                       0.0000                0.0000
     83651                      29,589.74                                              99.99   No MI                  100039046931828582              0.0000                                                       0.0000                0.0000
     49201                      25,747.56                                            100.00    No MI                  100039046931832121              0.0000                                                       0.0000                0.0000
     48317                      24,949.19                                            100.00    No MI                  100039046931845974              0.0000                                                       0.0000                0.0000
     48195                      27,037.09                                            100.00    No MI                  100039046931924860              0.0000                                                       0.0000                0.0000
     6606                       50,857.82                                            100.00    No MI                  100039046931944017              0.0000                                                       0.0000                0.0000
     83706                      61,865.31                                            100.00    No MI                  100039046932128511              0.0000                                                       0.0000                0.0000
     48072                      165,999.99                                              79.81  No MI                  100039048771221308              6.3750                      20090301                        14.8750                6.3750
     48230                      257,990.30                                             73.37   No MI                  100039048774106522              6.2000                      20090601                        15.9750                6.2000
     65560                      73,521.16                                              80.00   No MI                  100039048776058010              6.2500                      20090601                        16.1750                6.2500
     65802                      49,929.45                                              65.79   No MI                  100039048776982102              5.8000                      20090601                        16.1500                5.8000
     38104                      100,905.16                                           100.00    No MI                  100039048777828189              6.0000                      20090601                        16.8250                6.0000
     33947                      341,086.88                                             76.57   No MI                  100039048777993116              5.7000                      20090601                        15.5250                5.7000
     32082                      307,573.42                                             95.00   No MI                  100039048778825986              5.9000                      20090601                        17.8750                5.9000
     87059                      254,689.95                                             85.00   No MI                  100039048779022534              6.3500                      20090601                        15.5000                6.3500
     34759                      170,244.52                                             80.00   No MI                  100039048779452434              6.0000                      20090601                        16.8750                6.0000
     48072                      41,727.64                                            100.00    No MI                  100039048928714460              0.0000                                                       0.0000                0.0000
     65560                      18,358.47                                            100.00    No MI                  100039048931115440              0.0000                                                       0.0000                0.0000
     22302                      308,750.00                                             92.44   No MI                  100039049775610744              6.1250                      20090501                        17.1000                6.1250
     30294                      131,142.94                                             75.00   No MI                  100039049777325069              7.0000                      20090601                        17.4000                7.0000
     89108                      298,878.32                                             95.00   No MI                  100039049777980186              6.0000                      20090501                        17.3500                6.0000
     81132                      54,941.34                                                 61.11No MI                  100039049778553206              6.5000                      20090601                        17.1500                6.5000
     23602                      97,058.42                                              79.67   No MI                  100039049778716340              6.5000                      20090501                        16.6000                6.5000
     93313                      264,685.95                                              75.71  No MI                  100039049779093566              5.0000                      20090601                        15.6250                5.0000
     80534                      139,898.04                                           100.00    No MI                  100039049779543537              6.0000                      20090601                        17.9250                6.0000
     6040                       127,383.66                                             85.00   No MI                  100039049779690288              6.0000                      20090601                        16.8750                6.0000
     19136                      114,300.00                                             90.00   No MI                  100039049780045209              6.2750                      20090601                        15.9000                6.2750
     48316                      187,454.02                                             80.00   No MI                  100039072769909658              7.2750                      20090301                        15.7750                7.2750
     48837                      186,808.39                                             85.00   No MI                  100039072773566197              6.2500                      20090601                        16.3250                6.2500
     48231                      78,880.00                                              87.78   No MI                  100039072775340351              6.2500                      20090501                        16.4000                6.2500
     48842                      90,793.93                                              90.00   No MI                  100039072775982186              6.4000                      20090601                        15.7000                6.4000
     48075                      115,500.00                                             79.99   No MI                  100039072776776793              6.3750                      20090601                        16.0250                6.3750
     48225                      66,400.00                                              80.00   No MI                  100039072777062177              5.7250                      20090501                        15.9250                5.7250
     48227                      74,288.04                                              80.00   No MI                  100039072777122245              7.0000                      20090501                        16.4500                7.0000
     49229                      191,085.02                                              81.38  No MI                  100039072777320484              6.7500                      20090601                        17.1500                6.7500
     48334                      116,691.93                                             95.00   No MI                  100039072777782444              6.2500                      20090501                        16.9500                6.2500
     48036                      49,955.15                                              45.87   No MI                  100039072778427080              6.2500                      20090601                        17.0000                6.2500
     37115                      121,600.00                                             95.00   No MI                  100039072778858060              5.6750                      20090601                        16.8000                5.6750
     48035                      136,826.45                                             60.09   No MI                  100039072779084724              6.7500                      20090601                        15.3000                6.7500
     48220                      69,902.65                                              44.87   No MI                  100039072779696949              6.3500                      20090601                        19.3750                6.3500
     49464                      131,048.75                                             80.00   No MI                  100039072780128635              5.9000                      20090601                        15.7750                5.9000
     48021                      125,656.94                                             78.63   No MI                  100039072781096872              6.0000                      20090601                        15.8250                6.0000
     48316                      46,732.36                                            100.00    No MI                  100039072927987737              0.0000                                                       0.0000                0.0000
     48075                      28,837.22                                            100.00    No MI                  100039072930347887              0.0000                                                       0.0000                0.0000
     48225                      16,540.96                                            100.00    No MI                  100039072930966538              0.0000                                                       0.0000                0.0000
     48021                      32,833.15                                               99.19  No MI                  100039072932251103              0.0000                                                       0.0000                0.0000
     8034                       302,917.80                                             80.00   No MI                  100353006050300324              6.7500                      20090601                        15.7810                6.7500
     10462                      308,635.70                                             66.45   No MI                  100353006050400132              6.1000                      20080601                        14.6500                8.6500
     30315                      116,000.00                                             80.00   No MI                  100353006052200233              6.1000                      20080601                        15.2000                9.2000
     21214                      149,884.07                                             60.00   No MI                  100353006051600136              6.1000                      20080601                        16.6500               10.6500
     8724                       263,648.12                                             80.00   No MI                  100353006052200332              0.0000                                                       0.0000                0.0000
     33603                      769,110.75                                             70.00   No MI                  100353006050900149              0.0000                                                       0.0000                0.0000
     22079                      77,746.64                                            100.00    No MI                  100353006050100211              0.0000                                                       0.0000                0.0000
     7865                       349,041.21                                             79.98   No MI                  100353006050100096              6.3000                      20080601                        14.1250                8.1250
     31410                      53,975.17                                            100.00    No MI                  100353006042800233              0.0000                                                       0.0000                0.0000
     11743                      350,789.18                                             80.00   No MI                  100353006051100319              0.0000                                                       0.0000                0.0000
     11743                      87,738.46                                            100.00    No MI                  100353006051100327              0.0000                                                       0.0000                0.0000
     33323                      67,928.16                                            100.00    No MI                  100353006050200011              0.0000                                                       0.0000                0.0000
     19462                      45,558.17                                            100.00    No MI                  100353006050900461              0.0000                                                       0.0000                0.0000
     30135                      84,285.20                                              80.00   No MI                  100353006051900171              6.1000                      20080601                        13.9500                7.9500
     19038                      203,997.27                                             80.00   No MI                  100353006052200068              6.1000                      20080601                        14.3000                8.3000
     8322                       99,935.07                                            100.00    No MI                  100353006050500154              0.0000                                                       0.0000                0.0000
     21225                      55,928.63                                            100.00    No MI                  100353006050100039              0.0000                                                       0.0000                0.0000
     1607                       309,464.70                                               77.11 No MI                  100353006051200036              6.1000                      20080601                        12.7500                6.7500
     30274                      85,475.07                                              80.00   No MI                  100353006051100210              6.1000                      20080601                        13.6000                7.6000
     34761                      65,753.36                                            100.00    No MI                  100353006050900347              0.0000                                                       0.0000                0.0000
     2886                       47,172.84                                            100.00    No MI                  100353006042800076              0.0000                                                       0.0000                0.0000
     19355                      239,629.97                                              79.21  No MI                  100353006051700217              0.0000                                                       0.0000                0.0000
     33021                      359,588.52                                              81.82  No MI                  100353006051100285              6.1000                      20080601                        14.8000                8.8000
     23320                      183,623.51                                             80.00   No MI                  100353006052500533              6.1000                      20080601                        13.1000                7.1000
     23320                      45,951.74                                            100.00    No MI                  100353006052500541              0.0000                                                       0.0000                0.0000
     33066                      303,200.00                                             80.00   No MI                  100353006052200399              6.1000                      20080601                        14.5500                8.5500
     10466                      375,999.30                                             80.00   No MI                  100353006051600193              6.1000                      20090601                        13.6380                7.6380
     8724                       65,948.43                                            100.00    No MI                  100353006052200340              0.0000                                                       0.0000                0.0000
     19038                      51,043.85                                            100.00    No MI                  100353006052200100              0.0000                                                       0.0000                0.0000
     33029                      368,560.46                                             90.00   No MI                  100353006051200234              6.1000                      20080601                        14.6000                8.6000
     30135                      21,085.84                                            100.00    No MI                  100353006051900148              0.0000                                                       0.0000                0.0000
     6511                       173,881.97                                             60.00   No MI                  100353006051700092              7.5000                      20080601                        17.2500               11.2500
     10466                      93,936.22                                            100.00    No MI                  100353006051600201              0.0000                                                       0.0000                0.0000
     17109                      112,314.66                                             75.00   No MI                  100353006051700035              0.0000                                                       0.0000                0.0000
     32811                      136,637.06                                             80.00   No MI                  100353006052400049              6.1000                      20080601                        14.6000                8.6000
     30274                      21,386.10                                            100.00    No MI                  100353006051100228              0.0000                                                       0.0000                0.0000
     18324                      189,496.22                                             75.84   No MI                  100102600400557577              5.5000                      20080701                        14.9900                5.5000
     5356                       164,970.77                                             78.57   No MI                  100258910060512289              5.5000                      20080701                        15.6250                5.5000
     48221                      85,227.37                                            100.00    No MI                  100330706050126797              5.5000                      20080601                        16.2000                5.5000
     85301                      149,916.34                                              73.17  No MI                  100009390000013116              5.5000                      20080701                        14.9000                5.5000
     85741                      174,554.24                                             72.92   No MI                  100274130211167111              4.8500                      20080501                        12.8500                4.8500
     6234                       229,750.41                                              79.31  No MI                  100274130750175780              7.0500                      20080601                        15.0500                7.0500
     97206                      226,081.17                                              78.10  No MI                  100274130111169001              6.0000                      20080501                        14.4500                6.0000
     95501                      284,864.46                                             93.44   No MI                  100274130312176821              5.5000                      20080601                        14.6500                5.5000
     80917                      37,980.68                                            100.00    No MI                  100030200010120598              0.0000                                                       0.0000                0.0000
     85388                      239,851.99                                             80.00   No MI                  100093900000128873              5.5000                      20080701                        18.8000                5.5000
     19803                      251,619.48                                             95.00   No MI                  100232600000064738              5.5000                      20080701                        15.2500                5.5000
     30315                      143,824.90                                             80.00   No MI                  100184698160508013              5.5000                      20080601                        14.5000                5.5000
     50501                      76,777.04                                              84.40   No MI                  100274130652173727              0.0000                                                       0.0000                0.0000
     6610                       151,052.23                                             80.00   No MI                  100274130752174302              5.5000                      20080601                        15.5500                5.5000
     6610                       37,778.50                                            100.00    No MI                  100274130752174310              0.0000                                                       0.0000                0.0000
     34613                      311,887.55                                             80.00   No MI                  100274130912176304              6.6500                      20080601                        14.6500                6.6500
     34613                      77,922.44                                            100.00    No MI                  100274130912176312              0.0000                                                       0.0000                0.0000
     76179                      29,623.21                                              99.99   No MI                  100274130412170195              0.0000                                                       0.0000                0.0000
     78729                      125,827.62                                             89.99   No MI                  100274130410178851              5.5000                      20080601                        14.0000                5.5000
     11422                      448,875.70                                              74.21  No MI                  100274130812165670              7.6500                      20080601                        16.4500                7.6500
     70363                      102,857.03                                             64.38   No MI                  100274130532178805              5.5000                      20080601                        14.1000                5.5000
     3103                       303,777.13                                             79.99   No MI                  100274130592177929              0.0000                                                       0.0000                0.0000
     89512                      173,897.06                                             60.00   No MI                  100246100006660831              5.9000                      20080601                        13.9000                5.9000
     55417                      238,450.00                                             95.00   No MI                  100386100002223899              5.5000                      20080701                        14.3500                8.3500
     80524                      176,250.00                                             75.00   No MI                  100378000003114180              7.7500                      20080301                        14.8050                8.8050
     30354                      125,947.64                                             90.00   No MI                  100378000003159516              5.5000                      20080601                        15.1050                9.1050
     34288                      233,719.83                                             90.00   No MI                  100378000003161595              5.4750                      20080601                        14.5750                8.5750
     30501                      219,872.62                                             84.62   No MI                  100378000003163757              5.5000                      20080601                        13.9750                7.9750
     33617                      104,897.92                                             62.87   No MI                  100378000003164367              6.4800                      20080601                        15.5750                9.5750
     47715                      114,456.29                                             84.88   No MI                  100378000003165653              5.6000                      20080601                        14.7000                8.7000
     92551                      354,636.27                                           100.00    No MI                  100378000003165711              5.3500                      20080601                        15.3250                9.3250
     33763                      189,200.00                                             80.00   No MI                  100378000003167121              5.5000                      20080601                        14.7300                8.7300
     33763                      47,274.41                                            100.00    No MI                  100378000003167147              0.0000                                                       0.0000                0.0000
     30297                      97,642.02                                              85.00   No MI                  100378000003169358              5.5000                      20080601                        14.9650                8.9650
     34473                      194,321.46                                             90.00   No MI                  100378000003171230              6.1000                      20080601                        15.2000                9.2000
     47842                      66,246.52                                              80.00   No MI                  100378000003172402              5.8500                      20080601                        14.9500                8.9500
     32703                      265,381.85                                             90.00   No MI                  100378000003173749              5.5000                      20080601                        14.8750                8.8750
     30534                      112,265.42                                             80.00   No MI                  100032100001025228              5.5000                      20080601                        14.5750                5.5000
     46310                      30,972.34                                            100.00    No MI                  100135811051137574              0.0000                                                       0.0000                0.0000
     12192                      102,719.47                                             85.00   No MI                  100135811051139166              5.5000                      20080501                        16.2500               10.2500
     6024                       99,609.41                                              45.87   No MI                  100135811051139406              5.5000                      20080501                        14.3750                8.3750
     6804                       367,655.23                                             80.00   No MI                  100135811051140396              5.5000                      20080601                        15.7500                9.7500
     45373                      90,000.00                                              78.26   No MI                  100135811051140412              5.5000                      20080601                        14.8750                8.8750
     6018                       140,257.64                                             90.00   No MI                  100135811051140842              5.5000                      20080601                        15.3750                9.3750
     13440                      90,043.69                                            100.00    No MI                  100135811051141105              0.0000                                                       0.0000                0.0000
     7206                       396,815.51                                             95.00   No MI                  100135811051141675              5.5000                      20080601                        17.0000               11.0000
     6256                       171,405.52                                             57.67   No MI                  100135811051142129              0.0000                                                       0.0000                0.0000
     7524                       387,673.19                                             80.00   No MI                  100135811051142152              5.5000                      20080601                        16.2500               10.2500
     18466                      123,126.01                                             90.00   No MI                  100135811051142244              5.5000                      20080501                        15.7500                9.7500
     45373                      24,986.75                                            100.00    No MI                  100135811051142400              0.0000                                                       0.0000                0.0000
     6484                       154,858.56                                             47.69   No MI                  100135811051142434              5.5000                      20080601                        15.8750                9.8750
     6379                       227,774.81                                             80.00   No MI                  100135811051142616              5.5000                      20080601                        15.5000                9.5000
     2907                       161,826.92                                             90.00   No MI                  100135811051142665              5.5000                      20080601                        15.1250                9.1250
     34202                      251,806.25                                             80.00   No MI                  100135811051142731              5.5000                      20080601                        14.1250                8.1250
     46349                      24,986.75                                            100.00    No MI                  100135811051143689              0.0000                                                       0.0000                0.0000
     6716                       245,950.37                                             99.60   No MI                  100135811051143994              5.5000                      20080601                        15.3750                9.3750
     7107                       280,065.00                                             95.00   No MI                  100135811051144232              5.5000                      20080601                        17.3750               11.3750
     45449                      119,581.77                                             95.00   No MI                  100135811051145403              5.7500                      20080601                        15.5000                9.5000
     45118                      124,885.95                                             88.03   No MI                  100135811051145429              5.5000                      20080601                        15.8750                9.8750
     85254                      153,208.62                                             65.00   No MI                  100135811051145544              6.0000                      20080601                        14.3750                8.3750
     2891                       209,775.65                                             67.74   No MI                  100135811051145569              5.5000                      20080601                        15.1250                9.1250
     33417                      202,500.00                                             90.00   No MI                  100135811151030802              5.5000                      20080601                        17.0000               11.0000
     33713                      274,628.97                                             78.57   No MI                  100135811151031461              5.5000                      20080601                        13.9900                7.9900
     37388                      120,000.00                                             80.00   No MI                  100135811151031602              5.5000                      20080601                        14.7500                8.7500
     37388                      29,967.16                                            100.00    No MI                  100135811151031610              0.0000                                                       0.0000                0.0000
     27610                      106,095.11                                             90.00   No MI                  100135811151031677              5.5000                      20080601                        15.5000                9.5000
     27610                      106,095.11                                             90.00   No MI                  100135811151031685              5.5000                      20080601                        15.5000                9.5000
     33460                      179,781.13                                             58.06   No MI                  100135811151031743              6.2500                      20080601                        14.5000                8.5000
     33610                      108,698.05                                             85.00   No MI                  100135811151031818              5.5000                      20080601                        15.7500                9.7500
     32308                      158,825.28                                              75.71  No MI                  100135811151031834              6.2500                      20080601                        14.9900                8.9900
     33617                      159,743.34                                             80.00   No MI                  100135811151032220              5.5000                      20080601                        13.1250                7.1250
     33467                      118,800.00                                             90.00   No MI                  100135811151032360              5.5000                      20080601                        16.5000               10.5000
     60643                      131,619.87                                             85.00   No MI                  100135811201002223              5.5000                      20080601                        15.5000                9.5000
     46349                      79,894.98                                               76.19  No MI                  100135811201002355              5.5000                      20080601                        14.1250                8.1250
     8733                       154,861.98                                             63.27   No MI                  100135811220000869              5.5000                      20080601                        15.9900                9.9900
     8757                       119,909.24                                              57.14  No MI                  100135811220001289              5.5000                      20080601                        16.7500               10.7500
     12801                      136,243.69                                             68.25   No MI                  100135811240008173              6.0000                      20080501                        14.3750                8.3750
     32209                      62,166.18                                              75.00   No MI                  100135811240009270              0.0000                                                       0.0000                0.0000
     33777                      101,759.44                                             49.76   No MI                  100135811240009718              6.7500                      20080601                        14.5000                8.5000
     30019                      179,100.00                                             90.00   No MI                  100135813090085483              5.5000                      20080601                        15.5000                9.5000
     30188                      152,000.00                                             80.00   No MI                  100135813090085954              5.5000                      20080601                        13.8750                7.8750
     92220                      322,780.87                                             85.00   No MI                  100135817011221473              5.5000                      20080601                        17.2500               11.2500
     92530                      259,640.95                                              71.23  No MI                  100135817011222224              6.7500                      20080601                        13.8750                7.8750
     85373                      199,702.52                                             78.27   No MI                  100135817031036018              5.5000                      20080501                        15.5000                9.5000
     19320                      160,000.00                                              91.43  No MI                  100135819010252780              5.5000                      20080601                        16.1250               10.1250
     40118                      119,889.93                                             80.00   No MI                  100330706050129684              5.5000                      20080601                        15.8500                5.5000
     93647                      159,887.07                                             80.00   No MI                  100258920060404189              0.0000                                                       0.0000                0.0000
     40118                      29,986.81                                            100.00    No MI                  100330706050129692              0.0000                                                       0.0000                0.0000
     53143                      171,938.53                                             80.00   No MI                  100258910060516645              6.7500                      20080701                        16.9900                6.7500
     43219                      103,456.70                                             90.00   No MI                  100330706050125419              5.5000                      20080701                        16.2600                5.5000
     18104                      152,710.24                                             80.00   No MI                  100232600000065388              5.5000                      20080701                        14.6500                5.5000
     95838                      204,955.56                                              59.16  No MI                  100153210605007150              5.5000                      20080701                        14.9500                5.5000
     21224                      94,869.47                                              65.97   No MI                  100297130604260039              5.9000                      20080601                        14.9000                5.9000
     84119                      167,293.54                                             90.00   No MI                  100389160000243072              5.5000                      20080701                        14.2800                5.5000
     98205                      231,500.00                                             89.04   No MI                  100386100002228245              5.5000                      20080701                        13.7750                7.7750
     30233                      31,469.13                                            100.00    No MI                  100331700902109225              0.0000                                                       0.0000                0.0000
     77662                      53,398.92                                              50.00   No MI                  100331700902356461              8.1250                      20080401                        16.7500                9.7500
     37363                      23,134.48                                            100.00    No MI                  100331700902394256              0.0000                                                       0.0000                0.0000
     66048                      46,604.38                                              85.00   No MI                  100331700902554545              0.0000                                                       0.0000                0.0000
     24266                      39,665.31                                               90.91  No MI                  100331700902557126              0.0000                                                       0.0000                0.0000
     33025                      314,452.32                                             64.95   No MI                  100331700902569428              8.0000                      20080501                        15.7500                8.7500
     76002                      40,194.87                                            100.00    No MI                  100331700902572174              0.0000                                                       0.0000                0.0000
     76063                      152,639.77                                             90.00   No MI                  100331700902576258              5.5000                      20080501                        14.2500                7.2500
     93313                      199,454.63                                             63.49   No MI                  100331700902578676              5.5000                      20080501                        13.5000                6.5000
     89502                      74,417.38                                              68.09   No MI                  100331700902581043              0.0000                                                       0.0000                0.0000
     47933                      96,606.09                                              90.00   No MI                  100331700902589749              8.5000                      20090501                        16.5000                9.5000
     47933                      96,606.09                                              90.00   No MI                  100331700902590044              8.5000                      20090501                        16.5000                9.5000
     44135                      50,672.55                                            100.00    No MI                  100331700902593527              0.0000                                                       0.0000                0.0000
     63122                      54,947.10                                              50.28   No MI                  100331700902602690              0.0000                                                       0.0000                0.0000
     23607                      69,850.45                                              84.05   No MI                  100331700902604902              0.0000                                                       0.0000                0.0000
     92256                      69,825.36                                              77.73   No MI                  100331700902618951              0.0000                                                       0.0000                0.0000
     75424                      49,626.04                                               78.12  No MI                  100331700902631400              0.0000                                                       0.0000                0.0000
     19143                      103,450.08                                             80.00   No MI                  100331700902633380              0.0000                                                       0.0000                0.0000
     85016                      339,120.41                                             80.00   No MI                  100331700902647059              0.0000                                                       0.0000                0.0000
     98270                      34,969.67                                               83.41  No MI                  100331700902647968              0.0000                                                       0.0000                0.0000
     37912                      27,418.35                                            100.00    No MI                  100331700902649196              0.0000                                                       0.0000                0.0000
     30004                      198,523.60                                             62.50   No MI                  100331700902652281              0.0000                                                       0.0000                0.0000
     33916                      107,865.27                                             80.00   No MI                  100331700902660607              7.3750                      20080601                        15.3750                8.3750
     32578                      137,405.15                                             82.40   No MI                  100331700902669665              6.7500                      20080601                        14.7500                7.7500
     85218                      354,642.06                                             90.69   No MI                  100331700902674780              5.5000                      20080501                        14.1250                7.1250
     34761                      147,768.40                                             80.00   No MI                  100331700902677429              0.0000                                                       0.0000                0.0000
     28146                      122,823.58                                             80.56   No MI                  100331700902679243              0.0000                                                       0.0000                0.0000
     2905                       198,776.06                                             83.26   No MI                  100331700902681819              0.0000                                                       0.0000                0.0000
     77657                      63,916.58                                               57.14  No MI                  100331700902685398              0.0000                                                       0.0000                0.0000
     18052                      185,486.95                                             74.30   No MI                  100331700902689515              6.7500                      20080601                        14.7500                7.7500
     60443                      90,755.40                                              79.95   No MI                  100331700902691529              0.0000                                                       0.0000                0.0000
     20155                      550,000.00                                           100.00    No MI                  100331700902691701              2.2500                      20090601                        14.6250                7.6250
     24558                      123,874.18                                           100.00    No MI                  100331700902691834              8.3750                      20090601                        16.3750                9.3750
     17320                      254,673.68                                           100.00    No MI                  100331700902695306              0.0000                                                       0.0000                0.0000
     60513                      61,958.15                                            100.00    No MI                  100331700902698482              0.0000                                                       0.0000                0.0000
     75013                      46,380.10                                              90.00   No MI                  100331700902699043              0.0000                                                       0.0000                0.0000
     34731                      212,520.77                                             95.09   No MI                  100331700902699407              5.5000                      20090501                        14.5000                7.5000
     23234                      159,789.81                                             93.57   No MI                  100331700902701302              5.5000                      20080601                        15.1250                8.1250
     23502                      164,721.83                                             82.50   No MI                  100331700902701849              5.8750                      20080601                        13.8750                6.8750
     46227                      116,825.78                                             90.00   No MI                  100331700902702235              0.0000                                                       0.0000                0.0000
     33322                      209,769.72                                             66.67   No MI                  100331700902703431              0.0000                                                       0.0000                0.0000
     23220                      254,593.68                                             85.00   No MI                  100331700902706103              6.6250                      20080601                        14.6250                7.6250
     33843                      132,749.48                                             88.08   No MI                  100331700902710709              5.5000                      20080601                        13.5000                6.5000
     49220                      184,769.23                                           100.00    No MI                  100331700902713208              5.5000                      20090601                        15.3750                8.3750
     94565                      343,500.46                                             88.09   No MI                  100331700902714784              6.6250                      20080601                        14.6250                7.6250
     60440                      57,356.58                                            100.00    No MI                  100331700902715534              0.0000                                                       0.0000                0.0000
     78619                      99,858.39                                              29.76   No MI                  100331700902717035              0.0000                                                       0.0000                0.0000
     49660                      94,644.13                                              85.00   No MI                  100331700902717472              5.8750                      20080601                        14.8750                7.8750
     30315                      115,847.72                                             80.00   No MI                  100331700902719171              7.1250                      20090601                        15.1250                8.1250
     33510                      164,662.72                                              54.10  No MI                  100331700902720138              4.8750                      20080601                        12.8750                5.8750
     65020                      69,403.95                                              93.92   No MI                  100331700902720328              0.0000                                                       0.0000                0.0000
     46060                      150,133.87                                             80.00   No MI                  100331700902720690              5.0000                      20080601                        11.6250                5.0000
     43332                      54,818.35                                              59.78   No MI                  100331700902723272              0.0000                                                       0.0000                0.0000
     85938                      75,922.94                                              50.00   No MI                  100331700902723868              0.0000                                                       0.0000                0.0000
     34120                      230,647.38                                              71.74  No MI                  100331700902724528              6.3750                      20080601                        14.3750                7.3750
     32244                      113,082.17                                             80.00   No MI                  100331700902726234              0.0000                                                       0.0000                0.0000
     46226                      67,690.54                                              80.00   No MI                  100331700902727273              5.5000                      20080601                        15.7500                8.7500
     63857                      81,498.21                                              80.00   No MI                  100331700902727349              7.3750                      20080601                        15.3750                8.3750
     32514                      78,646.61                                              75.00   No MI                  100331700902729105              7.1250                      20080601                        15.1250                8.1250
     40026                      252,721.98                                           100.00    No MI                  100331700902729667              0.0000                                                       0.0000                0.0000
     89129                      65,822.61                                               91.22  No MI                  100331700902731333              0.0000                                                       0.0000                0.0000
     34787                      161,684.29                                             57.86   No MI                  100331700902733040              5.1250                      20090601                        13.1250                6.1250
     32817                      71,925.85                                              78.20   No MI                  100331700902735243              0.0000                                                       0.0000                0.0000
     48185                      20,191.47                                            100.00    No MI                  100331700902738304              0.0000                                                       0.0000                0.0000
     17109                      166,275.82                                             90.00   No MI                  100331700902739625              0.0000                                                       0.0000                0.0000
     49315                      101,459.70                                             80.00   No MI                  100331700902739690              6.8750                      20090601                        14.8750                7.8750
     48030                      111,860.29                                           100.00    No MI                  100331700902740185              7.3750                      20090601                        15.3750                8.3750
     66502                      102,834.77                                             95.37   No MI                  100331700902740599              5.5000                      20090601                        14.1250                7.1250
     89431                      224,976.11                                             85.00   No MI                  100331700902741837              0.0000                                                       0.0000                0.0000
     60534                      111,765.45                                             80.00   No MI                  100331700902742603              6.0000                      20090601                        14.8750                7.8750
     15767                      62,028.28                                              90.00   No MI                  100331700902742967              0.0000                                                       0.0000                0.0000
     22968                      103,345.89                                             52.27   No MI                  100331700902743262              6.5000                      20090601                        14.5000                7.5000
     87575                      124,799.48                                             89.29   No MI                  100331700902745739              0.0000                                                       0.0000                0.0000
     46064                      64,623.07                                               16.67  No MI                  100331700902746000              0.0000                                                       0.0000                0.0000
     33023                      151,767.97                                             63.33   No MI                  100331700902747594              5.5000                      20080601                        14.3750                7.3750
     33611                      187,714.20                                             85.45   No MI                  100331700902748048              5.5000                      20090601                        13.7500                6.7500
     46107                      83,179.26                                               84.14  No MI                  100331700902749616              0.0000                                                       0.0000                0.0000
     19601                      52,449.86                                              89.90   No MI                  100331700902750010              0.0000                                                       0.0000                0.0000
     67147                      317,927.32                                             95.00   No MI                  100331700902750424              8.0000                      20080601                        16.3750                9.3750
     61616                      55,860.27                                              80.00   No MI                  100331700902752958              6.5000                      20080601                        16.1250                9.1250
     46062                      120,000.00                                             80.00   No MI                  100331700902753071              2.2500                      20090601                        15.3750                8.3750
     46721                      53,551.10                                              80.00   No MI                  100331700902753154              0.0000                                                       0.0000                0.0000
     33761                      332,551.22                                             95.00   No MI                  100331700902753451              8.5000                      20090601                        16.5000                9.5000
     32244                      100,674.26                                             84.00   No MI                  100331700902753576              5.5000                      20080601                        15.3750                8.3750
     28139                      72,285.57                                              65.23   No MI                  100331700902753584              0.0000                                                       0.0000                0.0000
     78258                      172,325.10                                             98.57   No MI                  100331700902756173              0.0000                                                       0.0000                0.0000
     18346                      99,854.80                                              88.50   No MI                  100331700902757544              5.5000                      20090601                        14.6250                7.6250
     30655                      106,179.02                                             80.00   No MI                  100331700902757734              7.0750                      20080601                        13.0750                8.0750
     34769                      49,754.93                                              20.00   No MI                  100331700902758120              0.0000                                                       0.0000                0.0000
     23601                      194,180.86                                             90.00   No MI                  100331700902759243              7.8750                      20090601                        15.8750                8.8750
     50316                      69,702.69                                              75.00   No MI                  100331700902760688              0.0000                                                       0.0000                0.0000
     34668                      117,801.15                                             97.52   No MI                  100331700902762056              5.8750                      20090601                        13.8750                6.8750
     33702                      154,801.66                                             68.58   No MI                  100331700902763179              0.0000                                                       0.0000                0.0000
     60115                      292,584.15                                             96.38   No MI                  100331700902763799              5.5000                      20090601                        14.7500                7.7500
     48116                      209,744.38                                           100.00    No MI                  100331700902765265              7.5000                      20090601                        15.5000                8.5000
     89115                      87,088.42                                              46.38   No MI                  100331700902765661              7.2500                      20080601                        15.2500                8.2500
     49461                      94,640.79                                              85.00   No MI                  100331700902766586              6.7500                      20080601                        14.7500                7.7500
     33169                      429,421.03                                           100.00    No MI                  100331700902770380              6.7500                      20090601                        15.0000                8.0000
     60612                      56,122.93                                            100.00    No MI                  100331700902774861              0.0000                                                       0.0000                0.0000
     32117                      54,927.81                                              37.93   No MI                  100331700902774952              0.0000                                                       0.0000                0.0000
     32206                      72,196.82                                              85.00   No MI                  100331700902775082              0.0000                                                       0.0000                0.0000
     64050                      33,782.11                                            100.00    No MI                  100331700902776130              0.0000                                                       0.0000                0.0000
     53209                      103,897.28                                             80.00   No MI                  100331700902777138              8.2500                      20090601                        16.5000                9.5000
     1602                       49,751.93                                               14.75  No MI                  100331700092779852              0.0000                                                       0.0000                0.0000
     48219                      129,999.96                                             96.30   No MI                  100331700902780389              7.2500                      20090601                        14.3750                7.3750
     37075                      107,166.51                                             52.44   No MI                  100331700902780900              0.0000                                                       0.0000                0.0000
     38017                      157,340.37                                             80.00   No MI                  100331700902782005              5.9900                      20080601                        13.9900                6.9900
     46229                      104,262.95                                             90.00   No MI                  100331700902782781              0.0000                                                       0.0000                0.0000
     60532                      174,198.68                                             53.86   No MI                  100331700902787228              0.0000                                                       0.0000                0.0000
     38017                      39,356.90                                            100.00    No MI                  100331700902787731              0.0000                                                       0.0000                0.0000
     19026                      69,908.11                                               31.60  No MI                  100331700902788655              7.1250                      20080601                        15.1250                8.1250
     33881                      49,852.33                                              66.67   No MI                  100331700902790719              0.0000                                                       0.0000                0.0000
     88005                      35,979.30                                              98.90   No MI                  100331700902791386              0.0000                                                       0.0000                0.0000
     48240                      101,552.23                                             95.00   No MI                  100331700902791816              7.0000                      20090601                        16.6250                9.6250
     60450                      137,799.60                                             80.00   No MI                  100331700902792863              6.0000                      20090601                        14.6250                7.6250
     49660                      16,716.64                                            100.00    No MI                  100331700902795114              0.0000                                                       0.0000                0.0000
     75010                      47,563.60                                            100.00    No MI                  100331700902796161              0.0000                                                       0.0000                0.0000
     33880                      100,000.00                                             80.00   No MI                  100331700902796690              0.0000                                                       0.0000                0.0000
     6109                       149,776.66                                             67.26   No MI                  100331700902798266              6.5000                      20080601                        14.5000                7.5000
     49461                      16,714.85                                            100.00    No MI                  100331700902799934              0.0000                                                       0.0000                0.0000
     75009                      51,017.22                                              99.97   No MI                  100331700902800989              0.0000                                                       0.0000                0.0000
     89506                      359,490.20                                             90.00   No MI                  100331700902801474              6.7500                      20080601                        14.7500                7.7500
     84078                      103,367.55                                             90.00   No MI                  100331700902806317              6.0000                      20080601                        15.2500                8.2500
     23462                      154,788.89                                              73.81  No MI                  100331700902807463              8.0000                      20080601                        16.0000                9.0000
     38115                      79,112.98                                              80.00   No MI                  100331700902808404              6.9900                      20090601                        15.9900                8.9900
     33712                      233,729.76                                             88.30   No MI                  100331700902809097              0.0000                                                       0.0000                0.0000
     37013                      103,796.85                                             80.00   No MI                  100331700902809154              6.6250                      20090601                        13.6250                6.6250
     37013                      25,951.57                                            100.00    No MI                  100331700902809261              0.0000                                                       0.0000                0.0000
     22191                      65,934.82                                            100.00    No MI                  100331700902812273              0.0000                                                       0.0000                0.0000
     46201                      79,106.14                                              90.00   No MI                  100331700902816142              6.6250                      20090601                        15.6250                8.6250
     84109                      232,000.00                                             80.00   No MI                  100331700902829400              6.9900                      20090601                        14.9900                7.9900
     76063                      48,213.12                                              99.97   No MI                  100331700902833048              0.0000                                                       0.0000                0.0000
     34482                      139,814.62                                             53.85   No MI                  10020950010029435               7.7500                      20080501                        16.0500               10.0500
     45891                      97,908.21                                            100.00    No MI                  10020950010029575               6.6500                      20080501                        17.6500               11.6500
     47804                      89,938.27                                            100.00    No MI                  10020950010029602               6.7500                      20080601                        17.2000               11.2000
     2860                       266,660.49                                           100.00    No MI                  10020950010029660               6.7500                      20080501                        16.2400               10.2400
     28269                      120,879.30                                           100.00    No MI                  10020950010029683               6.7500                      20080501                        17.4000               11.4000
     46563                      137,894.49                                           100.00    No MI                  10020950010029684               6.2500                      20080601                        16.7000               10.7000
     40509                      77,857.06                                            100.00    No MI                  10020950010029710               7.4000                      20080601                        18.2000               12.2000
     63138                      85,914.89                                            100.00    No MI                  10020950010029729               6.7500                      20080501                        17.4000               11.4000
     47630                      442,771.45                                             79.90   No MI                  10020950010029740               7.0000                      20080601                        13.4000                7.4000
     44657                      68,963.69                                            100.00    No MI                  10020950010029758               7.6500                      20080601                        18.4000               12.4000
     32808                      120,000.00                                             80.00   No MI                  10020950010029798               7.0000                      20080601                        13.9000                7.9000
     32808                      29,980.69                                            100.00    No MI                  10020950010029799               0.0000                                                       0.0000                0.0000
     67217                      103,432.06                                           100.00    No MI                  10020950010029801               6.7500                      20080601                        17.4000               11.4000
     46236                      144,859.78                                             83.82   No MI                  10020950010029805               7.2500                      20080601                        15.6000                9.6000
     32926                      139,897.27                                           100.00    No MI                  10020950010029832               6.7500                      20080601                        17.2000               11.2000
     32233                      89,595.34                                              65.00   No MI                  10020950010029843               7.2500                      20080601                        14.7000                8.7000
     47130                      94,941.62                                            100.00    No MI                  10020950010029846               7.2500                      20080601                        17.7000               11.7000
     33614                      106,901.86                                             54.87   No MI                  10020950010029849               7.7000                      20080601                        15.8500                9.8500
     64118                      101,878.51                                             85.00   No MI                  10020950010029919               7.2500                      20080601                        14.6000                8.6000
     15210                      64,155.05                                              85.00   No MI                          0                       6.2500                      20080701                        17.6250                6.2500
     19103                      479,693.92                                             74.42   No MI                  100076500001034970              0.0000                                                       0.0000                0.0000
     98168                      244,841.52                                             77.29   No MI                  100389160000226382              5.5000                      20080701                        14.1800                5.5000
     97301                      224,779.52                                             90.00   No MI                  100389160000021064              5.5000                      20080701                        14.7100                5.5000
     49509                      174,298.10                                             80.00   No MI                  100144600097453833              5.5000                      20080701                        14.6750                5.5000
     33615                      123,947.16                                             80.00   No MI                  100144600097454237              5.7500                      20080701                        16.1750                5.7500
     17403                      108,505.41                                             75.00   No MI                  100331700902380198              7.7500                      20080301                        17.0000               10.0000
     1247                       67,460.08                                              90.00   No MI                  100331700902579575              0.0000                                                       0.0000                0.0000
     46750                      139,358.55                                             90.00   No MI                  100331700902584823              0.0000                                                       0.0000                0.0000
     49057                      423,818.52                                             85.00   No MI                  100331700902599615              6.8750                      20080401                        14.8750                7.8750
     89115                      172,000.00                                             80.00   No MI                  100331700902606162              6.5000                      20080501                        14.5000                7.5000
     17112                      118,027.02                                             85.00   No MI                  100331700902607921              0.0000                                                       0.0000                0.0000
     46217                      100,494.57                                             95.00   No MI                  100331700902615544              7.2500                      20080601                        15.9950                8.9950
     29621                      52,941.22                                            100.00    No MI                  100331700902630279              0.0000                                                       0.0000                0.0000
     19023                      151,965.01                                             85.00   No MI                  100331700902644841              7.5000                      20080601                        15.5000                8.5000
     24421                      240,750.00                                             90.00   No MI                  100331700902645483              7.2500                      20090601                        15.2500                8.2500
     30179                      140,000.00                                             80.00   No MI                  100331700902653891              2.2500                      20080501                        15.3750                8.3750
     32548                      206,778.84                                             90.00   No MI                  100331700902654824              7.6250                      20080601                        16.1250                9.1250
     92570                      402,000.00                                             89.73   No MI                  100331700902660227              7.6250                      20080501                        15.6250                8.6250
     89030                      147,699.48                                              61.67  No MI                  100331700902664484              0.0000                                                       0.0000                0.0000
     60010                      350,000.00                                              70.71  No MI                  100331700902674459              5.0000                      20080601                        17.0000               10.0000
     48064                      205,000.00                                              73.21  No MI                  100331700902679482              7.6250                      20090501                        15.6250                8.6250
     85032                      164,500.00                                              69.41  No MI                  100331700902681827              7.3750                      20080501                        14.3750                7.3750
     46220                      112,359.67                                             90.00   No MI                  100331700902686099              7.3750                      20080601                        15.3750                8.3750
     23605                      100,000.00                                             74.07   No MI                  100331700902686669              5.5000                      20090601                        13.5000                6.5000
     95831                      409,625.93                                           100.00    No MI                  100331700902687089              8.5000                      20090601                        16.8750                9.8750
     49078                      115,569.80                                             89.00   No MI                  100331700902689614              7.5000                      20080601                        15.8750                8.8750
     19026                      171,806.24                                             85.00   No MI                  100331700902689929              7.5000                      20090601                        17.1250               10.1250
     49690                      128,000.00                                             80.00   No MI                  100331700902692493              2.2500                      20080501                        16.9900                9.9900
     46970                      102,503.89                                             90.00   No MI                  100331700902692998              8.0000                      20090601                        16.7500                9.7500
     85621                      83,902.99                                              75.00   No MI                  100331700902693566              0.0000                                                       0.0000                0.0000
     60513                      247,999.67                                             80.00   No MI                  100331700902698417              2.2500                      20080601                        14.7500                7.7500
     92602                      600,000.00                                             74.53   No MI                  100331700902701534              6.3750                      20080601                        14.6250                7.6250
     47403                      84,522.82                                              90.00   No MI                  100331700902704835              7.8750                      20090601                        16.8750                9.8750
      AZ                        235,754.37                                             80.00   No MI                  100331700902706889              8.0000                      20080601                        16.2500                9.2500
     48504                      49,959.01                                               71.43  No MI                  100331700902708380              0.0000                                                       0.0000                0.0000
     67213                      69,601.30                                              85.00   No MI                  100331700902712200              8.0000                      20080601                        14.7500                7.7500
     32218                      115,468.52                                             85.00   No MI                  100331700902715062              8.0000                      20080601                        16.0000                9.0000
     33026                      203,200.00                                             80.00   No MI                  100331700902717886              5.8750                      20090601                        13.8750                6.8750
     49091                      64,949.50                                              76.47   No MI                  100331700902720401              6.8750                      20080601                        17.6250               10.6250
     45238                      85,971.55                                              90.00   No MI                  100331700902722886              9.6250                      20080601                        17.1250               10.1250
     34481                      121,600.00                                             80.00   No MI                  100331700902723512              7.6250                      20080601                        14.3730                7.3730
     19149                      111,913.40                                             85.00   No MI                  100331700902723546              0.0000                                                       0.0000                0.0000
     37920                      80,755.49                                              90.00   No MI                  100331700902726424              0.0000                                                       0.0000                0.0000
     32177                      88,754.09                                              95.00   No MI                  100331700902728933              0.0000                                                       0.0000                0.0000
     28805                      111,848.88                                             80.00   No MI                  100331700902729188              6.9900                      20080601                        14.9900                7.9900
     45231                      80,000.00                                              80.00   No MI                  100331700902729535              2.2500                      20080601                        16.1250                9.1250
     18505                      97,660.62                                              85.00   No MI                  100331700902730848              7.2500                      20080601                        16.8750                9.8750
     29680                      104,406.96                                             95.00   No MI                  100331700902735136              8.0000                      20090601                        16.9900                9.9900
     37129                      93,826.02                                              90.00   No MI                  100331700902735631              0.0000                                                       0.0000                0.0000
     49004                      97,098.47                                              90.00   No MI                  100331700902742033              7.2500                      20090601                        16.2500                9.2500
     48442                      166,851.32                                             74.89   No MI                  100331700902742678              7.9900                      20080601                        16.9900                9.9900
     49022                      129,785.84                                             64.04   No MI                  100331700902742926              6.0000                      20080601                        13.9900                6.9900
     46617                      60,244.99                                              90.00   No MI                  100331700902744104              7.7500                      20080601                        16.8750                9.8750
     94565                      399,500.00                                             85.00   No MI                  100331700902744112              8.5000                      20090601                        16.5000                9.5000
     84084                      157,348.50                                             90.00   No MI                  100331700902745002              7.0000                      20080601                        16.6250                9.6250
     1109                       84,920.37                                              85.00   No MI                  100331700902745366              7.5000                      20080601                        16.7500                9.7500
     85027                      210,359.14                                             80.00   No MI                  100331700902745853              6.3750                      20080601                        14.3750                7.3750
     60624                      239,762.97                                             80.00   No MI                  100331700902746661              0.0000                                                       0.0000                0.0000
     49417                      137,000.00                                           100.00    No MI                  100331700902748063              6.5000                      20090601                        14.5000                7.5000
     48504                      50,949.62                                              78.46   No MI                  100331700902748162              7.5000                      20080601                        16.5000                9.5000
     85302                      319,200.67                                             90.00   No MI                  100331700902750044              8.6500                      20080601                        16.7500                9.7500
     46123                      202,900.00                                           100.00    No MI                  100331700902752933              6.4000                      20090601                        15.4000                8.4000
     48101                      126,528.17                                             85.00   No MI                  100331700902754731              8.5750                      20080601                        16.6250                9.6250
     32725                      62,921.40                                              46.67   No MI                  100331700902766677              0.0000                                                       0.0000                0.0000
     89506                      269,993.75                                           100.00    No MI                  100331700902768681              6.7500                      20090601                        14.7500                7.7500
     50561                      54,966.93                                              70.97   No MI                  100331700902774804              0.0000                                                       0.0000                0.0000
     60452                      109,896.94                                           100.00    No MI                  100331700902776536              5.2500                      20090601                        16.7500                9.7500
     48180                      138,000.00                                           100.00    No MI                  100331700902778094              7.0000                      20090601                        15.0000                8.0000
     53511                      76,335.46                                              85.00   No MI                  100331700902780538              7.2500                      20080601                        16.2500                9.2500
     61065                      126,738.96                                             95.00   No MI                  100331700902780645              7.2500                      20080601                        18.2500                7.2500
     48912                      74,035.89                                              95.00   No MI                  100331700902783060              7.6250                      20080601                        17.1250               10.1250
     80219                      142,175.56                                             80.00   No MI                  100331700902784605              6.2500                      20080601                        14.2500                7.2500
     6108                       109,719.45                                             90.00   No MI                  100331700902785453              0.0000                                                       0.0000                0.0000
     85339                      231,964.57                                             90.00   No MI                  100331700902786683              8.3750                      20080601                        16.3750                9.3750
     67216                      81,589.77                                              95.00   No MI                  100331700902792749              6.5000                      20090601                        14.9900                7.9900
     49015                      87,136.64                                              80.00   No MI                  100331700902795841              0.0000                                                       0.0000                0.0000
     80216                      131,876.34                                             80.00   No MI                  100331700902801664              8.7500                      20080601                        16.7500                9.7500
     48035                      116,861.36                                             90.00   No MI                  100331700902805616              6.6250                      20080601                        15.6250                8.6250
     41015                      93,837.68                                              80.00   No MI                  100331700902812588              6.5000                      20080601                        13.7500                6.7500
     31805                      93,414.69                                              85.00   No MI                  100331700902815987              7.8750                      20080601                        16.8750                9.8750
     61412                      68,816.23                                            100.00    No MI                  100331700902816035              6.5000                      20090601                        15.5000                8.5000
     95348                      280,455.00                                             80.00   No MI                  100331700902829095              7.0000                      20080601                        15.0000                8.0000
     3442                       95,930.51                                               76.19  No MI                  100386100002229136              5.5000                      20080701                        13.6250                7.6250
     55014                      156,660.27                                             95.00   No MI                  100386100002229912              5.5000                      20080701                        14.7750                8.7750
     33936                      221,000.00                                             85.00   No MI                  100153210605027281              5.5000                      20080701                        14.1500                5.5000
     33319                      307,942.49                                             80.00   No MI                  100274130912182377              5.5000                      20080701                        15.4500                5.5000
     33319                      76,845.87                                            100.00    No MI                  100274130912182393              0.0000                                                       0.0000                0.0000
     30127                      94,000.00                                              69.63   No MI                  100148706020390004              5.5000                      20080601                        15.6450                5.5000
     30291                      109,170.00                                             93.38   No MI                  100148706041730006              5.5000                      20080601                        16.9000                5.5000
     30127                      125,857.76                                               68.11 No MI                  100148706042800006              5.5000                      20080601                        14.8600                5.5000
     30067                      136,840.00                                             84.99   No MI                  100148706043810004              5.5000                      20080601                        15.6800                5.5000
     36110                      70,747.77                                              95.00   No MI                  100014685010610791              5.5000                      20080701                        16.6500                5.5000
     30011                      334,575.36                                             90.00   No MI                  100148706052500009              0.0000                                                       0.0000                0.0000
     55412                      149,750.97                                             90.00   No MI                  100386100002232494              5.5000                      20080701                        14.0750                8.0750
     22192                      280,000.00                                             87.50   No MI                  100386100002234102              5.7500                      20080701                        14.6250                8.6250
     55122                      207,941.70                                             80.00   No MI                  100386100002235158              0.0000                                                       0.0000                0.0000
     23503                      159,969.44                                             67.80   No MI                  100258920060502875              6.2500                      20080701                        15.3750                6.2500
     19428                      209,930.55                                             75.00   No MI                  100258910060406615              5.5000                      20080701                        21.0000                5.5000
     22191                      240,000.00                                             60.00   No MI                  100061600000031683              5.5000                      20080701                        13.5000                5.5000
     89108                      115,406.25                                             40.53   No MI                  100096000060602011              5.5000                      20080701                        13.0500                5.5000
     20707                      332,908.00                                             90.00   No MI                  100130000000158799              5.5000                      20080701                        14.1250                5.5000
     89108                      233,667.01                                             85.00   No MI                  100153210605028107              5.5000                      20080701                        13.2500                5.5000
     92308                      283,309.39                                             90.00   No MI                  100144600097454716              5.5000                      20080701                        13.9900                5.5000
     33065                      316,675.70                                             90.00   No MI                          0                       7.4500                      20080301                        14.4500                8.4500
     92504                      322,930.80                                             83.90   No MI                  100258920060503006              5.5000                      20080701                        14.9900                5.5000
     84067                      123,194.65                                             85.00   No MI                  100389160000226887              5.5000                      20080701                        15.9300                5.5000
     19960                      179,825.76                                             89.99   No MI                  100274130850184591              8.3250                      20080701                        16.3250                8.3250
     98335                      411,759.73                                             80.00   No MI                  100274130122177415              5.9500                      20080601                        13.9500                5.9500
     90250                      435,042.48                                             80.00   No MI                  100274130312176078              5.5000                      20080501                        13.6000                5.5000
     77379                      478,916.47                                             80.00   No MI                  100274130412180640              5.9000                      20080601                        13.9000                5.9000
     48118                      206,908.56                                             90.00   No MI                  100202930605080136              5.5000                      20080601                        14.9000                5.5000
     43204                      71,171.49                                              80.00   No MI                  100202930605010034              5.5000                      20080601                        15.2300                5.5000
     43537                      164,829.07                                             85.00   No MI                  100202930604280059              5.5000                      20090601                        14.9900                8.9900
     44312                      111,848.88                                             80.00   No MI                  100202930604210072              5.5000                      20080601                        13.9900                5.5000
     43228                      117,512.72                                             82.82   No MI                  100202910605230006              0.0000                                                       0.0000                0.0000
     33023                      137,479.07                                             67.40   No MI                  100202930605030024              6.7500                      20080701                        15.1250                6.7500
     45879                      73,059.99                                              85.00   No MI                  100202930605220088              0.0000                                                       0.0000                0.0000
     32818                      229,833.19                                             95.00   No MI                  100202930605260019              5.5000                      20080701                        12.9500                5.5000
     33014                      403,557.60                                             85.00   No MI                  100202930605240136              6.5500                      20080701                        15.6500                6.5500
     17038                      33,393.37                                            100.00    No MI                  100350300000484350              0.0000                                                       0.0000                0.0000
     38134                      16,892.62                                            100.00    No MI                  100350300000407161              0.0000                                                       0.0000                0.0000
     70506                      19,509.07                                              95.00   No MI                  100350300000515500              0.0000                                                       0.0000                0.0000
     77070                      17,722.76                                            100.00    No MI                  100350300000536696              0.0000                                                       0.0000                0.0000
     17113                      19,915.46                                              97.94   No MI                  100350300000548485              0.0000                                                       0.0000                0.0000
     91354                      68,917.59                                              90.00   No MI                  100213300000127717              0.0000                                                       0.0000                0.0000
     11236                      433,329.67                                              76.81  No MI                  100213300000141064              5.9000                      20080501                        15.3200                9.3200
     10469                      395,926.80                                             90.00   No MI                  100213300000132931              5.7500                      20080401                        15.3000                9.3000
     60626                      29,963.18                                            100.00    No MI                  100213300000135710              0.0000                                                       0.0000                0.0000
     27406                      30,616.46                                            100.00    No MI                  100213300000130521              0.0000                                                       0.0000                0.0000
     22936                      569,165.93                                              98.51  No MI                  100213300000128491              5.7500                      20080401                        15.3000                9.3000
     46408                      58,000.00                                            100.00    No MI                  100213300000136676              6.3750                      20080501                        16.5000               10.5000
     63771                      58,652.30                                            100.00    No MI                  100213300000132675              6.1250                      20080401                        16.3500               10.3500
     63366                      125,000.00                                           100.00    No MI                  100213300000131958              6.1250                      20080301                        15.5000                9.5000
     36116                      24,528.61                                            100.00    No MI                  100213300000136023              0.0000                                                       0.0000                0.0000
     28747                      178,380.23                                             85.00   No MI                  100213300000139928              6.0000                      20080601                        17.3000               11.3000
     45381                      17,276.30                                            100.00    No MI                  100213300000136478              0.0000                                                       0.0000                0.0000
     29118                      104,449.96                                             85.70   No MI                  100213300000142401              0.0000                                                       0.0000                0.0000
     17402                      122,698.78                                             77.36   No MI                  100213300000136064              6.0000                      20090401                        14.5000                8.5000
     83704                      14,238.96                                              95.00   No MI                  100213300000137591              0.0000                                                       0.0000                0.0000
     2909                       203,515.52                                             85.00   No MI                  100213300000136098              6.0000                      20080401                        14.6500                8.6500
     33919                      138,425.60                                             80.00   No MI                  100213300000136791              5.9000                      20080401                        14.0250                8.0250
     33919                      34,673.54                                            100.00    No MI                  100213300000136809              0.0000                                                       0.0000                0.0000
     46350                      22,759.14                                            100.00    No MI                  100213300000138094              0.0000                                                       0.0000                0.0000
     74017                      88,795.58                                               91.75  No MI                  100213300000135579              0.0000                                                       0.0000                0.0000
     21230                      156,800.00                                             64.00   No MI                  100213300000141825              6.1250                      20080501                        15.6250                9.6250
     90032                      209,759.96                                             23.33   No MI                  100213300000132741              6.3750                      20080601                        14.8000                8.8000
     46350                      38,354.75                                              97.90   No MI                  100213300000138813              0.0000                                                       0.0000                0.0000
     54901                      91,934.74                                            100.00    No MI                  100213300000136693              0.0000                                                       0.0000                0.0000
     92335                      191,000.00                                             57.36   No MI                  100213300000133574              5.9000                      20080401                        14.9500                8.9500
     18466                      105,528.47                                             90.00   No MI                  100213300000136882              6.1250                      20080401                        17.1000               11.1000
     98277                      303,423.21                                             80.00   No MI                  100213300000138052              5.9000                      20080501                        14.3250                8.3250
     48043                      112,344.53                                             75.00   No MI                  100213300000140090              6.0000                      20080501                        15.8500                9.8500
     48023                      404,136.92                                             90.00   No MI                  100213300000138490              5.9000                      20080501                        13.7500                7.7500
     28269                      235,350.00                                             90.00   No MI                  100213300000141171              5.7500                      20090601                        16.2500               10.2500
     8009                       248,469.36                                             75.00   No MI                  100213300000140280              5.7500                      20080501                        13.7500                7.7500
     1376                       128,187.86                                             85.00   No MI                  100213300000145982              6.7500                      20090601                        14.5000                8.5000
     45714                      17,580.47                                            100.00    No MI                  100213300000138631              0.0000                                                       0.0000                0.0000
     33907                      109,747.99                                              62.15  No MI                  100213300000139908              5.7500                      20080401                        14.8250                8.8250
     48314                      299,560.76                                             75.00   No MI                  100213300000140900              5.9000                      20080501                        15.5750                9.5750
     30127                      32,352.36                                            100.00    No MI                  100213300000139647              0.0000                                                       0.0000                0.0000
     78223                      85,393.24                                              90.00   No MI                  100213300000137153              5.7500                      20080501                        16.3250               10.3250
     78223                      85,372.84                                              90.00   No MI                  100213300000137161              5.7500                      20080501                        15.5000                9.5000
     45840                      115,782.34                                           100.00    No MI                  100213300000142278              0.0000                                                       0.0000                0.0000
     19541                      157,349.28                                             90.00   No MI                  100213300000143243              5.9000                      20080601                        15.6500                9.6500
     65802                      53,961.22                                              90.00   No MI                  100213300000145966              5.9000                      20080601                        16.9900               10.9900
     32305                      132,000.00                                             80.00   No MI                  100213300000139134              5.7500                      20080601                        15.8250                9.8250
     32305                      32,990.96                                            100.00    No MI                  100213300000139142              0.0000                                                       0.0000                0.0000
     55057                      141,872.49                                             64.55   No MI                  100213300000145297              0.0000                                                       0.0000                0.0000
     28025                      121,825.70                                             90.00   No MI                  100213300000143367              5.9000                      20090601                        15.3500                9.3500
     65714                      173,325.06                                             80.00   No MI                  100213300000141809              5.7500                      20080501                        15.2000                9.2000
     60490                      59,934.07                                            100.00    No MI                  100213300000143904              0.0000                                                       0.0000                0.0000
     60557                      26,946.11                                            100.00    No MI                  100213300000143177              0.0000                                                       0.0000                0.0000
     85242                      254,720.38                                             72.24   No MI                  100213300000144548              7.0000                      20080601                        15.0000                9.0000
     49286                      150,909.99                                             95.00   No MI                  100213300000144993              5.9000                      20080601                        15.8000                9.8000
     65714                      172,800.00                                             80.00   No MI                  100213300000146469              5.7500                      20080601                        14.9500                8.9500
     28215                      88,868.00                                              80.00   No MI                  100213300000146816              6.3000                      20080601                        14.4900                8.4900
     49330                      94,400.00                                              80.00   No MI                  100213300000144076              6.3750                      20080601                        13.9900                7.9900
     63114                      99,900.45                                              80.00   No MI                  100213300000146394              5.9000                      20080601                        15.4630                9.4630
     28215                      22,205.58                                            100.00    No MI                  100213300000146865              0.0000                                                       0.0000                0.0000
     93277                      180,940.14                                             69.62   No MI                  100165700600009058              0.0000                                                       0.0000                0.0000
     92377                      330,000.00                                             73.33   No MI                  100091620020051580              5.7500                      20080701                        21.8500                5.7500
     97462                      106,178.45                                             85.00   No MI                  100389160000231549              0.0000                                                       0.0000                0.0000
     23223                      110,336.48                                             80.00   No MI                  100198900000058751              0.0000                                                       0.0000                0.0000
     20784                      195,320.64                                              68.12  No MI                  100126300000140542              6.2500                      20080401                        14.8000                6.2500
     21202                      50,296.66                                              90.00   No MI                  100126300000148289              5.5000                      20080501                        15.5500                5.5000
     20772                      169,694.28                                              61.82  No MI                  100126300000144478              5.5000                      20080401                        13.4000                5.5000
     22192                      281,797.46                                              58.14  No MI                  100126300000135948              6.7500                      20080401                        15.6200                6.7500
     22031                      220,000.00                                             80.00   No MI                  100126300000152901              5.5000                      20080501                        14.2050                5.5000
     21225                      78,159.41                                              90.00   No MI                  100126300000133125              5.5000                      20080401                        15.9900                5.5000
     23832                      161,941.54                                             95.29   No MI                  100126300000143728              5.5000                      20080501                        16.9200                5.5000
     85335                      150,200.00                                             80.00   No MI                  100040788606000289              5.5000                      20080701                        15.7500                5.5000
     55744                      197,888.42                                             90.00   No MI                  100386100002238905              0.0000                                                       0.0000                0.0000
     91405                      327,651.40                                             80.00   No MI                  100175120056663811              5.9500                      20080601                        16.1500                5.9500
     91405                      81,944.38                                            100.00    No MI                  100175120056663829              0.0000                                                       0.0000                0.0000
     93703                      233,950.01                                             90.00   No MI                  100175120057311311              6.1000                      20080701                        15.8500                6.1000
     90605                      357,241.75                                             74.48   No MI                  100175120057361912              0.0000                                                       0.0000                0.0000
     89086                      304,985.59                                             90.00   No MI                  100175120057524418              6.3500                      20080601                        16.4500                6.3500
     93720                      284,936.45                                             75.00   No MI                  100175120057644018              6.3500                      20080601                        18.0000                6.3500
     92801                      548,000.00                                              84.31  No MI                  100175120057763313              6.3500                      20090601                        13.3500                6.3500
     92880                      543,855.08                                             80.00   No MI                  100175120057784814              6.9500                      20080701                        15.2500                6.9500
     92880                      135,961.52                                           100.00    No MI                  100175120057784822              0.0000                                                       0.0000                0.0000
     93657                      203,749.40                                             80.00   No MI                  100175120057904115              6.9500                      20080601                        15.4500                6.9500
     93657                      50,965.41                                            100.00    No MI                  100175120057904123              0.0000                                                       0.0000                0.0000
     90601                      509,802.96                                             85.00   No MI                  100175120105684156              0.0000                                                       0.0000                0.0000
     92240                      48,745.75                                            100.00    No MI                  100175120125059322              0.0000                                                       0.0000                0.0000
     92203                      332,496.97                                             80.00   No MI                  100175120125059785              5.9500                      20080501                        14.9150                5.9500
     92203                      83,121.77                                            100.00    No MI                  100175120125059793              0.0000                                                       0.0000                0.0000
     91042                      398,909.31                                             62.02   No MI                  100175120125060270              0.0000                                                       0.0000                0.0000
     91401                      459,735.60                                             80.00   No MI                  100175120125060304              5.9500                      20080601                        15.0000                5.9500
     91401                      114,923.68                                           100.00    No MI                  100175120125060312              0.0000                                                       0.0000                0.0000
     92833                      220,000.00                                             62.86   No MI                  100175120125060338              5.9500                      20080601                        14.2000                5.9500
     99206                      22,389.55                                              75.56   No MI                  100052550541357264              0.0000                                                       0.0000                0.0000
     92879                      358,417.42                                             60.00   No MI                  100013703082987779              0.0000                                                       0.0000                0.0000
     33462                      220,859.08                                             85.00   No MI                  100258910060202048              5.7500                      20080701                        14.2500                5.7500
     23223                      83,358.10                                              74.46   No MI                  100148706034430002              5.5000                      20090701                        15.4000                9.4000
     53220                      151,858.37                                             95.00   No MI                  100272406051004347              7.4900                      20080601                        15.9900                7.4900
     92411                      250,000.00                                             82.24   No MI                  100165700600008985              6.2500                      20080701                        13.6250                6.2500
     46031                      89,451.41                                              80.00   No MI                  100330706060130300              5.5000                      20080701                        15.0350                5.5000
     89120                      194,750.00                                             95.00   No MI                  100137306060028398              5.5000                      20080701                        15.2250                5.5000
     46224                      79,953.88                                              80.00   No MI                  100330706050128306              6.0000                      20080701                        14.7400                6.0000
     95973                      399,824.93                                              84.21  No MI                  100060806060054249              5.5000                      20080701                        16.0500                5.5000
     31904                      51,479.98                                              94.93   No MI                  100184698160526031              0.0000                                                       0.0000                0.0000
     56007                      104,751.62                                             80.00   No MI                  100386100002239549              6.2500                      20080701                        15.8000                9.8000
     33185                      297,520.72                                             80.00   No MI                          0                       5.5000                      20080701                        14.2500                5.5000
     36535                      96,937.51                                              74.62   No MI                  100274130542177185              6.0000                      20080701                        14.2000                6.0000
     33313                      80,714.28                                              85.00   No MI                  100274130912184027              8.0000                      20080701                        16.0000                8.0000
     40219                      133,750.00                                           100.00    No MI                  100330706050127860              6.6000                      20080701                        15.1000                6.6000
     30507                      292,446.19                                             90.00   No MI                  100229330000159198              6.0000                      20080701                        15.5000                6.0000
     3865                       209,870.14                                             62.50   No MI                  100386100002241818              5.5000                      20080701                        14.4000                8.4000
     44221                      106,057.48                                             85.00   No MI                  100273100008192870              5.5000                      20080501                        14.5500                5.5000
     66102                      103,396.64                                             90.00   No MI                  100273100008258234              5.5000                      20080601                        15.4500                5.5000
     47970                      89,135.99                                               71.40  No MI                  100273100008277804              5.5000                      20080601                        15.3500                5.5000
     53218                      83,907.70                                              80.00   No MI                  100273100008278497              5.5000                      20080601                        14.9900                5.5000
     63109                      161,347.08                                             85.00   No MI                  100273100008284412              5.5000                      20080601                        15.7000                5.5000
     45140                      104,382.98                                             95.00   No MI                  100273100008284875              5.5000                      20080601                        14.9000                5.5000
     33755                      123,410.16                                             72.65   No MI                  100273100008286029              0.0000                                                       0.0000                0.0000
     44109                      50,544.98                                              85.00   No MI                  100273100008287340              0.0000                                                       0.0000                0.0000
     66223                      197,912.22                                             90.00   No MI                  100273100008289346              5.5000                      20080701                        15.9900                5.5000
     64130                      74,659.19                                              90.00   No MI                  100273100008298560              5.5000                      20080701                        15.0000                5.5000
     46241                      71,214.20                                              95.00   No MI                  100273100008298735              5.5000                      20080701                        15.4000                5.5000
     19001                      204,149.54                                             95.00   No MI                  100258910060502710              5.5000                      20080701                        15.5000                5.5000
     77480                      61,378.59                                              90.00   No MI                  100424906020027409              5.5000                      20080501                        15.5000                5.5000
     14701                      65,425.36                                              85.00   No MI                  100274130812183566              5.7500                      20080701                        16.7500                5.7500
     76651                      50,360.21                                              70.00   No MI                  100173250020072641              7.2500                      20080601                        16.5500                7.2500
     85607                      62,974.91                                              70.00   No MI                  100301206052017933              7.0000                      20080601                        15.2500                7.0000
     93725                      215,000.00                                             68.25   No MI                  100093900000132594              5.5000                      20080701                        13.5000                5.5000
     92509                      278,000.00                                              78.31  No MI                  100091620020051523              5.5000                      20080701                        13.7500                5.5000
     36567                      49,976.67                                               41.67  No MI                  100274130542176799              6.0000                      20080701                        15.7500                6.0000
     6705                       203,909.75                                             85.00   No MI                  100274130752184830              5.7500                      20080701                        16.0000                5.7500
     32809                      245,500.57                                             85.00   No MI                          0                       5.5000                      20080701                        14.4800                5.5000
     33880                      67,929.22                                              80.00   No MI                  100271100000233484              5.5000                      20080601                        15.2500                5.5000
     85301                      91,937.96                                              80.00   No MI                  100060806060055972              5.5000                      20090701                        13.9750                7.9750
     85301                      22,993.91                                            100.00    No MI                  100060806060055998              0.0000                                                       0.0000                0.0000
     19023                      71,952.74                                              80.00   No MI                  100103100071906699              7.0000                      20080601                        18.4000                7.0000
     19141                      53,955.94                                              90.00   No MI                  100103100071900387              7.5000                      20080601                        17.4000                7.5000
     42724                      170,845.66                                             90.00   No MI                  100330706060132819              5.5000                      20080701                        24.4500                5.5000
     63135                      66,466.10                                              95.00   No MI                  100209500100300728              5.5000                      20080701                        15.3300                5.5000
     85027                      159,883.61                                             69.57   No MI                  100060806060057291              5.5000                      20080701                        18.2000                5.5000
     75115                      408,500.00                                             95.00   No MI                  100059400000010058              5.5000                      20080701                        14.8250                5.5000
     49203                      71,971.26                                              90.00   No MI                  100203000155965620              5.5000                      20080701                        16.4800                5.5000
     29405                      94,985.55                                               73.15  No MI                  100103100071899670              5.5000                      20080601                        15.5500                5.5000
     32805                      105,547.37                                             80.00   No MI                          0                       5.5000                      20080701                        21.9000                5.5000
     3588                       99,939.55                                              80.00   No MI                  100103100071909693              0.0000                                                       0.0000                0.0000
     32805                      26,393.30                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     63138                      215,904.45                                             80.00   No MI                  100103100071909032              7.5000                      20080701                        17.0000                7.5000
     29445                      177,407.01                                             84.93   No MI                  100103100071890539              7.0000                      20080701                        16.2000                7.0000
     19121                      53,980.06                                              90.00   No MI                  100103100071908166              5.5000                      20080701                        17.8400                5.5000
     38106                      50,382.46                                              90.00   No MI                  100103100071904702              5.5000                      20080701                        18.1100                5.5000
     18045                      521,749.69                                             89.29   No MI                  100031458006031448              5.5000                      20080701                        14.0000                5.5000
     33901                      105,935.12                                             80.00   No MI                  100209500100300389              7.4500                      20080701                        14.4500                7.4500
     33901                      26,493.20                                            100.00    No MI                  100209500100300421              0.0000                                                       0.0000                0.0000
     31405                      500,000.00                                             55.56   No MI                  100229330000163877              5.7500                      20080801                        14.3750                5.7500
     48124                      121,441.79                                             90.00   No MI                  100258910060600365              5.5000                      20080701                        15.6250                5.5000
     85338                      100,000.00                                             27.03   No MI                  100153210606007019              5.5000                      20080701                        13.6250                5.5000
     43147                      208,907.35                                             95.00   No MI                  100202930606050070              5.7500                      20080701                        15.9900                5.7500
     46219                      84,000.08                                              76.42   No MI                  100202930606080127              5.5000                      20080701                        13.7000                5.5000
     46060                      147,166.15                                             95.00   No MI                  100202930606080143              5.5000                      20080701                        14.8000                5.5000
     48341                      125,380.77                                             95.00   No MI                  100202930606010033              0.0000                                                       0.0000                0.0000
     32824                      254,857.78                                             75.00   No MI                  100202930605300013              5.5000                      20080701                        14.9000                5.5000
     43231                      107,951.19                                             90.00   No MI                  100202930606140038              5.7500                      20080701                        15.9000                5.7500
     30126                      188,000.00                                             80.00   No MI                  100263700001063044              5.5000                      20080701                        13.8000                5.5000
     30126                      46,989.61                                            100.00    No MI                  100263700010630411              0.0000                                                       0.0000                0.0000
     98391                      229,391.78                                             90.00   No MI                  100153210606019063              5.5000                      20080701                        15.7000                5.5000
     47451                      55,976.26                                            100.00    No MI                  100274130642174728              7.5000                      20080701                        16.2000                7.5000
     2169                       369,000.00                                             89.56   No MI                          0                       5.5000                      20080701                        14.6250                5.5000
     33610                      96,000.00                                              80.00   No MI                  100255500000038496              5.5000                      20080501                        14.5500                5.5000
     33610                      23,979.63                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     22485                      385,254.17                                             83.80   No MI                  100130000000159104              6.2500                      20080701                        14.2500                6.2500
     33020                      146,400.00                                             80.00   No MI                  100366000000024444              5.5000                      20080401                        14.9900                5.5000
     45231                      154,858.52                                             88.57   No MI                  100022100156291080              5.5000                      20080601                        15.8750                5.5000
     20851                      391,500.00                                             90.00   No MI                  100130000000160458              5.5000                      20080701                        13.3750                5.5000
     85085                      346,354.70                                             90.00   No MI                  100258910060609671              5.5000                      20080701                        16.2500                5.5000
     45230                      120,437.10                                             90.00   No MI                  100330706050127258              6.9500                      20080701                        15.4500                6.9500
     45236                      137,688.93                                             95.00   No MI                  100330706060130599              5.5000                      20080701                        15.9900                5.5000
     74873                      59,353.83                                              95.00   No MI                  100060806060057887              5.5000                      20080701                        17.0000                5.5000
     85306                      294,387.92                                             95.00   No MI                  100273100008284305              5.5000                      20080701                        16.7000                5.5000
     68118                      311,426.21                                             95.00   No MI                  100273100008317469              5.5000                      20080701                        14.9000                5.5000
     52240                      181,719.40                                             90.00   No MI                  100273100008311249              5.5000                      20080701                        15.9900                5.5000
     53121                      213,644.86                                             95.00   No MI                  100273100008310720              5.5000                      20080701                        15.5000                5.5000
     37064                      71,984.44                                            100.00    No MI                  100273100008301265              0.0000                                                       0.0000                0.0000
     45415                      128,192.66                                             92.93   No MI                  100273100008300028              5.5000                      20080701                        15.9500                5.5000
     63122                      191,897.28                                             84.96   No MI                  100273100008298800              5.5000                      20080701                        15.1000                5.5000
     73089                      83,666.01                                              90.00   No MI                  100273100008297679              5.5000                      20080701                        16.4000                5.5000
     17078                      247,839.13                                             95.00   No MI                  100273100008296929              5.5000                      20080701                        15.9500                5.5000
     48223                      64,953.65                                              39.39   No MI                  100273100008284354              5.5000                      20080701                        13.7000                5.5000
     43140                      144,000.00                                             90.00   No MI                  100273100008308880              5.5000                      20080801                        15.4000                5.5000
     53216                      30,793.20                                            100.00    No MI                  100273100008319937              0.0000                                                       0.0000                0.0000
     97222                      119,970.28                                             63.29   No MI                  100273100008317972              0.0000                                                       0.0000                0.0000

   ZIP_CODE                 PER_RATE_CAP               DEAL_INFO               HYBRID_TERM               PREPAY                 LIEN                 BALLOON                AMORT_TERM1              IO_FLAG             IO_PERIOD                   SELLER
   --------                 ------------               ---------               -----------               ------                 ----                 -------                -----------              -------             ---------                   ------
     89032                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     14207                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89166                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     29910                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     29910                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     48204                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92503                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85204                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     37803                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                5 YEARS                      EMC
     70815                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33607                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19713                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92557                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     92557                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     49448                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     27526                     0.0000                   GROUP I                                            No                First Lien                 No                      360                    YES                NON-IO                       EMC
     46747                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     75056                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32962                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     39759                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     77316                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     93622                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                      EMC
     3878                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34120                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     93552                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     93552                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     65202                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     74029                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     46036                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46011                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     29732                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     45238                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     45238                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     89031                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89031                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     27104                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     76374                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     92154                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                      EMC
     91340                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                2 YEARS                      EMC
     98674                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     42413                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     39648                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8102                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30288                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19144                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77026                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7111                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     62208                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23002                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45044                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     29906                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     43608                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49028                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     29115                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                       EMC
     73150                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43078                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98201                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60619                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43110                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30060                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43138                     1.0000                 GROUP II-2                   5 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73169                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     43615                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63136                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16146                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77014                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21218                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77055                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73109                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16214                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91945                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     55347                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     43506                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     30019                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45840                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78957                     0.0000                 GROUP II-2                                           No                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     85016                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95207                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     77028                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     49345                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     37055                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     75007                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     22306                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73772                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      240                    YES                NON-IO                 MASTER FUNDING
     16602                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77414                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85033                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98501                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98203                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     73142                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43140                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64134                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     78596                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                    YES                NON-IO                 MASTER FUNDING
     17024                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63031                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91331                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30224                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43081                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15623                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     8861                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72764                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48223                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89031                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45225                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63031                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     37806                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77801                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     40070                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30274                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45238                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     77084                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45002                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63112                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98632                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75401                     0.0000                 GROUP II-1                                           No                First Lien                 No                      240                    YES                NON-IO                 MASTER FUNDING
     45205                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30274                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     45205                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85208                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     16133                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63111                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92407                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     29640                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77015                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93638                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63111                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77520                     0.0000                 GROUP II-2                                           No                First Lien                 No                      120                     NO                NON-IO                 MASTER FUNDING
     43234                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30157                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63366                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30707                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73109                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     33016                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46628                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     95682                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98682                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89074                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93003                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     76273                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16101                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44060                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     40965                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43611                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46403                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     64109                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     41091                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30180                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33160                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94572                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     29420                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21060                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77396                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                     NO                NON-IO                 MASTER FUNDING
     77063                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     19551                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47359                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21206                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77081                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     43119                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     42101                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27803                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     29510                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77521                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73020                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44705                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19134                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33032                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     27537                     0.0000                 GROUP II-1                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45036                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     37227                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      180                    YES                NON-IO                       EMC
     45036                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     73018                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60538                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     80917                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     8332                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     15221                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     43612                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33617                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45011                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     23075                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      180                     NO                NON-IO                       EMC
     60459                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     44706                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45030                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20886                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15218                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     75703                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30736                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     73401                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     73401                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34736                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48219                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60426                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80246                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     15221                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20601                     1.0000                 GROUP II-2                   5 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32566                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65802                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64138                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     27616                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     40509                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20781                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     19348                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48214                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62294                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15235                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30144                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     29485                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                    YES                NON-IO                 MASTER FUNDING
     30110                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     15143                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60101                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     44087                     1.0000                 GROUP II-1                  10 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                MASTER FUNDING
     77085                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89408                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30297                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11216                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23063                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15209                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     63069                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48205                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     75088                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     12603                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20110                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     80233                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     29456                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     20706                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     23324                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     77396                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     75228                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     40211                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46218                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33025                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     64131                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     37013                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85326                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34472                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     8049                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     32828                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     20646                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     19454                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     19977                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     8332                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     8332                      0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     19141                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34653                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92408                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11520                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11757                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     11757                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     11691                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11691                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     11212                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     11212                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     80015                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     7104                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     11706                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11706                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     11694                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11096                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     11096                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     10466                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93534                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33558                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33558                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     33607                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33607                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33607                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33542                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33542                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     29464                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     29464                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30060                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     55070                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     33711                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34758                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     70809                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     55426                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     89109                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     19365                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     18104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     33565                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     46184                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     84108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     91766                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     91766                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     93534                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     95815                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92057                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     8629                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8080                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7920                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7869                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     7740                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19701                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8638                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7874                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19460                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37615                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     63025                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18037                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     21229                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7726                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     7726                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20747                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21229                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19464                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19120                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19036                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16801                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33013                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33055                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     53807                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33060                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     34953                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33825                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33155                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33012                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33309                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33155                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33919                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33463                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33313                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33055                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33067                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33168                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33168                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33014                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33167                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33936                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33313                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32819                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33319                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33165                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33176                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33189                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32765                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33174                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33178                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     2302                      1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33165                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33311                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33936                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32818                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33010                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34472                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34472                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33179                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33177                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33462                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33309                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     16602                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33155                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33412                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33136                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33012                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33186                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33407                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33177                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     15367                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33126                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33032                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     16150                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33068                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33024                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33025                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33016                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33907                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33178                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34434                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33415                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15136                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33063                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33317                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33313                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30047                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     28655                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20707                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23231                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33182                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     6114                      0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33025                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34983                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33162                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33033                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     70805                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19142                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34945                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     2860                      1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33907                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33162                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33023                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     23234                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33613                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33174                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39828                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33313                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33029                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33064                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33127                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     6108                      1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33460                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48205                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33467                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     27896                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48060                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33165                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33021                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     33319                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19144                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32907                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     53224                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     23237                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44706                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33313                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     24013                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23605                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33909                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23703                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34982                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33322                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33463                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     33161                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32207                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33426                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34134                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33135                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18032                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33135                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32824                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33063                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     28215                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19141                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34946                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34946                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27265                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30238                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48202                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33852                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     47804                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33611                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33556                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48328                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     33617                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1010                      1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48189                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48189                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     48204                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     28043                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32810                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     49028                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2905                      1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     21221                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     43004                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     38141                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33810                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     48126                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46217                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48223                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46040                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32714                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21117                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20720                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33880                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48188                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33604                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34691                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34472                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34677                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44273                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85208                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85007                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     78412                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20602                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33778                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60622                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60110                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                    YES                NON-IO                       EMC
     60805                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     61081                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60177                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60609                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60446                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60015                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60506                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60506                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60803                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60638                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60641                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60707                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60053                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53204                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60638                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     46041                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60181                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60827                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60104                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60644                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60440                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60629                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60450                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60586                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60624                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60643                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60438                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     60139                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60139                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60194                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60632                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     53215                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60090                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60148                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60104                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60637                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     18372                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     6513                      1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23060                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     24012                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23323                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8054                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     53216                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32780                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92335                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33612                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     89115                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     95322                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15668                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92503                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     93012                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7064                      1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63114                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93560                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93550                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91402                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33612                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     91343                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     17552                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     2124                      0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92316                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91335                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90031                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34953                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15228                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     34953                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     22657                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     64053                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     64030                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77016                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77093                     0.0000                 GROUP II-2                                           No                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     77044                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     76134                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     63107                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75765                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75765                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     75006                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77069                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77087                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     65616                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63137                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47327                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     77449                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77053                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77521                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     63136                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75069                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76040                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78745                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75069                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63123                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64130                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62206                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7018                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8562                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8046                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78244                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77033                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77365                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78250                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77039                     0.0000                 GROUP II-2                                           No                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     77530                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18064                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19124                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95829                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93274                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93274                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93257                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95301                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     23141                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23141                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23224                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     22043                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23666                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     22963                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     21214                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     17057                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     17090                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90018                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93535                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93535                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98607                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98367                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     97222                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     97206                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98391                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34652                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     21061                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     19713                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21061                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21146                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     23453                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     22193                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     23703                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     43701                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45150                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43612                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43611                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43326                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45240                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     80919                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80814                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     81419                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     79416                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77083                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77013                     0.0000                 GROUP II-2                                           No                First Lien                 No                      120                     NO                NON-IO                 MASTER FUNDING
     77083                     0.0000                 GROUP II-2                                           No                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     77591                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77009                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77033                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78227                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75077                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79360                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75067                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75137                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75142                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76712                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75707                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76710                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75013                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76063                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76262                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76567                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93536                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93454                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93309                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     78217                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77478                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     99337                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98445                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98408                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     99037                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98328                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     97702                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98597                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95380                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     98503                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     95307                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98387                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     98409                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93657                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93727                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95351                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95209                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95313                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95660                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94803                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93728                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95838                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98074                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                    YES                NON-IO                       EMC
     95838                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95350                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     93728                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     94533                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98408                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     95301                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95351                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93221                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     91790                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95758                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95126                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     93722                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93722                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94546                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95348                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93306                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95624                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95624                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95624                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94928                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95045                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     84015                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95815                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95655                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95670                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95356                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95687                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95351                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95351                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94553                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95127                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95127                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93635                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95670                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95376                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     94503                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95835                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95835                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94591                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95111                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     93215                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95948                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     83687                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94533                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95315                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                MASTER FUNDING
     95315                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94806                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98042                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     94603                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95363                     1.5000                 GROUP II-1                   5 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     94565                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     94565                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94561                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     94801                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     94801                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95126                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     83442                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95453                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95453                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95334                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93905                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     94806                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     95820                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95205                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98056                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95757                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95757                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95354                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     93702                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93702                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94546                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95351                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93657                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95376                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92344                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     80015                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     92301                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92154                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     80219                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92154                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92802                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     92867                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92867                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     90660                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85201                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     91768                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     97006                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93535                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     89143                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     89134                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92545                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92545                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92337                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89120                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89121                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85032                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92592                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90744                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92553                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92057                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89031                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92583                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92562                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92562                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92404                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85219                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92879                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90706                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80231                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     81022                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91402                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85296                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91764                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92555                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93536                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85043                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     91708                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92394                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92404                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85307                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93532                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92395                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89106                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93308                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85029                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     94564                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95351                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94014                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93223                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85042                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     86401                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85051                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85363                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85363                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85033                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85037                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85706                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85019                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92071                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92532                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92234                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92071                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92530                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92220                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98516                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     83686                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80620                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80017                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33175                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53223                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93215                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80906                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     89178                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85257                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92582                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85027                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85009                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89115                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85009                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85031                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89110                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89120                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     90061                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60805                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62650                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48180                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     61032                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49045                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49410                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     61032                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                       EMC
     60107                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46383                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48203                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46767                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47432                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47111                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46208                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75165                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79107                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75152                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77708                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     56303                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65605                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64110                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     55118                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63390                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     65401                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63118                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63136                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55303                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60130                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60432                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60473                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60620                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60428                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60446                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60628                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     61554                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32311                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32312                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32547                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70615                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70633                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     71220                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     70815                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70394                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70471                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70374                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70560                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32818                     1.5000                 GROUP II-1                   5 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     34711                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32773                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32773                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32805                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37083                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                     NO                NON-IO                       EMC
     30310                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30011                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     30071                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30025                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11233                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11233                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95993                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33177                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     90008                     0.0000                   GROUP I                                            No                Second Lien                No                      240                     NO                NON-IO                       EMC
     33155                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33155                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     77017                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     72223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93535                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     19138                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     85022                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33912                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     40220                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22485                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23139                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     23139                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     33912                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO               10 YEARS                      EMC
     55379                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85251                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     63118                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     94533                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     93436                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     55443                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     37172                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92505                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92505                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     92591                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     63118                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     90723                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90723                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95687                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     95687                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     22406                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89110                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92201                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98296                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93535                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                MASTER FUNDING
     85210                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85210                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     97351                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     97351                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     91709                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95624                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89703                     1.5000                 GROUP II-1                   5 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     91767                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     97527                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     22625                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95354                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     85213                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89108                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89108                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85249                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91701                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94585                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                MASTER FUNDING
     94585                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92231                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93591                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     23960                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     15108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85381                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     23323                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     22408                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23059                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30543                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     45069                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     10303                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30543                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90002                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     90047                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93550                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     93550                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85027                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     7060                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     84098                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     55419                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     7055                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34653                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33460                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15226                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15144                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33071                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33319                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60617                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60617                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33162                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33179                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33435                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33015                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33161                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15108                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33033                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16001                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33313                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15108                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     55040                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33437                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30094                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     15226                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33183                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33624                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33461                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34113                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     19560                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     62703                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33442                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32824                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33054                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34473                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33176                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     32808                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32808                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33176                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33019                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33415                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33904                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33073                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34982                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     2920                      1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34744                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     28166                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33024                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33168                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20747                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33401                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30315                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33634                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33010                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43219                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33321                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33312                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33312                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     43612                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53206                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34759                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33138                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34761                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33610                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48042                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17104                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34744                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30344                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33129                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33162                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32068                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48213                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33607                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33607                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     48198                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53215                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32907                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33023                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     27891                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     38109                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49721                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38134                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1841                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     56441                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48223                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48192                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48192                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     46628                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32703                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     48237                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48127                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46952                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47129                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46237                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1104                      1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     2905                      1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2905                      0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     20754                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1603                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     28602                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     27524                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2907                      1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     46237                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     34711                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46807                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38116                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38127                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     21221                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     2478                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46222                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49306                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33610                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34984                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49307                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     38141                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2907                      1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37857                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38141                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32750                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48205                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38135                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     46324                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33993                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20744                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     43612                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     28667                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49506                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49506                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     33905                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44139                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     21237                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34652                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33026                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33702                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     34748                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     17097                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32209                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60639                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60639                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60639                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60435                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60629                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     60085                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60131                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60504                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60628                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     60619                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60641                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60707                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60506                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60406                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60804                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60804                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     61054                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60431                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60459                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60452                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60506                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60805                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60622                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60639                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60053                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60612                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60191                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60425                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60636                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60073                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60090                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60609                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     60629                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60506                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60448                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60448                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60623                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60623                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60525                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     53140                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6112                      1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23513                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32168                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45238                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48205                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48336                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48135                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46237                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53143                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     1109                      1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     63301                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32907                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     32901                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     92880                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92675                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     53227                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65631                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23602                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30008                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64429                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77088                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77547                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75061                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64080                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48227                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     64030                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64155                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77073                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75228                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75220                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77084                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77449                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63031                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65721                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75040                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79735                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63121                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77379                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     76108                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49509                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75228                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     76067                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77064                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     75074                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     75248                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     75180                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     8059                      0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8205                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7461                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77032                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77535                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77373                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78109                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17921                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95205                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93230                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93630                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     22153                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23701                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21643                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20737                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17522                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17551                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     96791                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19943                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19966                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21213                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21239                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23701                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23608                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43056                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44260                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45237                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43110                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45227                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80524                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80239                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79373                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75701                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79414                     0.0000                 GROUP II-2                                           No                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     75961                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76131                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75220                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77503                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77072                     0.0000                 GROUP II-1                                           No                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     75454                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76234                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75220                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75062                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75104                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91340                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95116                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93230                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77088                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98626                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     97487                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     95215                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     99114                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95301                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93635                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95695                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94533                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     99202                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     95901                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     93230                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93701                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93711                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95815                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98584                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95948                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     84118                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95023                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85258                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95824                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95687                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95823                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95948                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     84104                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98022                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95660                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95336                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95376                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98390                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98390                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     92201                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92252                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     80918                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91761                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     80204                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     89115                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     89119                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85031                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92705                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92307                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90059                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     97918                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90031                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92057                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92675                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92562                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     93701                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85031                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92410                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92410                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     92557                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93532                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     86403                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92395                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90222                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85220                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92114                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92503                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92057                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93001                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91343                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     80808                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92571                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92571                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92582                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92083                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89107                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90220                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85086                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93551                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90011                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90814                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90814                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85031                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93305                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91335                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92545                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90002                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90002                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85387                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92240                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92335                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80910                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     90042                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     91911                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80013                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89156                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     92629                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     80920                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85017                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80503                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85364                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85364                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85648                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85345                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     86409                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     87114                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85630                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85022                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     85297                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92399                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92509                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92507                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     83839                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80249                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     80241                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     80204                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80233                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80204                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33189                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33142                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53546                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55927                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     56347                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53511                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55021                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55076                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93258                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85017                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85017                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95820                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     81001                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85035                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85017                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92394                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92394                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     85019                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85037                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85035                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85043                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92345                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85323                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85301                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85301                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     89015                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     89705                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     61068                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60827                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     61115                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     61115                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     48180                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48801                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48213                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48504                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60445                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60644                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46408                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     46254                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49444                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     47331                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47165                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46402                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46201                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     46383                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79103                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75051                     0.0000                 GROUP II-2                                           No                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     75602                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     76015                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75751                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63077                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63116                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65010                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55008                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     56164                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60432                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60419                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     61554                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60178                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60655                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60628                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     61109                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60031                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60432                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     32218                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32571                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32547                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32526                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32219                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     32137                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32244                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32137                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32277                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     70454                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     71254                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70584                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70068                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     71037                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     71078                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37055                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                     NO                NON-IO                       EMC
     30655                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39837                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30044                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     31005                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30736                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     31907                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30655                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     31634                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30083                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                    YES                NON-IO                       EMC
     31005                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     24401                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33026                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85053                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     19539                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34232                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19539                     0.0000                   GROUP I                                            No                Second Lien                No                      240                     NO                NON-IO                       EMC
     89512                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89512                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     21061                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     48227                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22309                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     20110                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     6854                      1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     12209                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19055                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34639                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19956                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33556                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     81144                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32763                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11238                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     83402                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     74070                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     32327                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     71282                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     37860                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     29420                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19150                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19150                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90242                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93638                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93535                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93552                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     89129                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85365                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     93215                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     94043                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     89081                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95824                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     95350                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     90746                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90745                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85015                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92407                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     91710                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     98012                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92405                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     90280                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89128                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     84780                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92394                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     81520                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92675                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92382                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92832                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92653                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     93454                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33411                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23832                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     78217                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     83301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     55060                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55060                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     90305                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     95973                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     95973                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30034                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30034                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30263                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30349                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     30349                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30213                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30213                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30052                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30052                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30331                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30331                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30043                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30233                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30252                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30252                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30252                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30252                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30157                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30157                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     85041                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     1590                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22172                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     32819                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32757                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     7631                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     46203                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     98338                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34286                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89110                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33157                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     72002                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     34714                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30314                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     63031                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     19503                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     77023                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75035                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     79762                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     63033                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75034                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     89129                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     76651                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85239                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     28227                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     44857                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     79703                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     79701                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     32254                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     53076                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     43461                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     23703                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     23831                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     85374                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85051                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     76052                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     80030                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     75080                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     74066                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     49256                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     43567                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     75042                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     72401                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32808                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85204                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75019                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85051                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85326                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85353                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75002                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32208                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     35750                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     77545                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85345                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75034                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     77338                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98391                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     32034                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     86326                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     86322                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     28214                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     85035                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     70737                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98208                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85035                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     85335                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85009                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85225                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85204                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85201                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     85323                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     75115                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     33218                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     71203                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32168                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77031                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64130                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62025                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                       EMC
     85033                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44142                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     80107                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85007                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     89129                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     63122                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     39503                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     38128                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43452                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98037                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     76210                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48505                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     63135                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92344                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48224                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43605                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     87120                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     78840                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75126                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     70815                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     63031                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64130                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85031                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89129                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     71603                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44134                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33569                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76651                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     66013                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73771                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79705                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80219                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85239                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75228                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     28227                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77095                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63088                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33823                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     79705                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23227                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     75146                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     36264                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23324                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     66006                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43461                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38801                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     75114                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76014                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46205                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37127                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21632                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80120                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76052                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80030                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     75080                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     74066                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     79924                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     80219                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89148                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30080                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     74361                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     85304                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     78046                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33770                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75042                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     51503                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32703                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     77433                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76711                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75227                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76401                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72401                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44718                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     35773                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     63136                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     32808                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75189                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85027                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33311                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75019                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20748                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     38901                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33594                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85326                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80022                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75701                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85353                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75002                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78577                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30360                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32208                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     35750                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     55449                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75116                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38016                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     66213                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85019                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     78504                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98271                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     85031                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     77545                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85037                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85345                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75034                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78247                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77338                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75248                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98033                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     98391                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     77494                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     63109                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     86326                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98053                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98118                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     86322                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     28214                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     87571                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     81005                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80204                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98230                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80920                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     70737                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     74017                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98208                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85053                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85017                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     78046                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23223                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     32207                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70812                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98004                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85035                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80921                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     42724                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     20646                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78045                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80234                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98043                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     63130                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     54944                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75227                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39553                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60430                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34759                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85335                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85006                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85009                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85037                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     73069                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85225                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85204                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     37115                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85201                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     76008                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85242                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60103                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     47102                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70769                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     63133                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32805                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85043                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85301                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     89121                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     85323                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98252                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98011                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75115                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     73118                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33324                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85033                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98037                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     23225                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98371                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     64131                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     53143                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85345                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     78250                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60429                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63136                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77396                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62401                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33218                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     67016                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     73099                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80904                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     80525                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85204                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     98032                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     70578                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     71203                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85308                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     48237                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     30165                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     77071                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     89121                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     84111                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32807                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     32807                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     55025                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95376                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     33033                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     33033                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     56353                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     62002                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8690                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     62002                     0.0000                   GROUP I                                            No                Second Lien                No                      360                    YES                NON-IO                       EMC
     89703                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                2 YEARS                      EMC
     92324                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     92324                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                    YES                NON-IO                       EMC
     11798                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     53128                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     63137                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     63137                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     63304                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     55021                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     93505                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48883                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     93620                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8055                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33404                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23356                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     23356                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     92277                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33322                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33971                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60104                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48021                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     21217                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     23860                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48854                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     54479                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43920                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33830                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46186                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48886                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33707                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49507                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15537                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     19148                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15445                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48134                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89110                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     34746                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     49841                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95632                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85209                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89074                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85322                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     86322                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     49442                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89031                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20657                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32935                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     29372                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49733                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92114                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85020                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     32218                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     49001                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46237                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     46218                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     46241                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46140                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46974                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85706                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47456                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45011                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85351                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     32084                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     92584                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92584                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                    YES                NON-IO                       EMC
     76048                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     43228                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93552                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     93552                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33324                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32744                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90723                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92376                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     63110                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32958                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     40229                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     40229                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     22204                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93274                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55304                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55304                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     2886                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     85353                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     2886                      0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     32209                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33125                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34475                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     73119                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34711                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34711                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     97478                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43334                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97045                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95670                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33054                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23831                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33054                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     30305                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30252                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33566                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33071                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33071                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85335                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8234                      0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO               10 YEARS                      EMC
     64501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     64501                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     85009                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33570                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33570                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     85338                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33319                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33319                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     43147                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43147                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     75056                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     75056                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     45406                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97918                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     29681                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     29681                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     97008                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30263                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85250                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33431                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     7750                      0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11096                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11096                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     6082                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     12566                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     12566                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     11207                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11207                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     34119                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34119                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     8009                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11416                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11355                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     8054                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8054                      0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     11701                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11701                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     20602                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11422                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     28546                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11434                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33972                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11221                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     1609                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     1609                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     30349                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30349                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     30011                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30011                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30039                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30213                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     30012                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30012                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     30238                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30238                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     30016                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30016                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30093                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30296                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30296                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30067                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     30067                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30121                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30093                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     30093                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33417                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30058                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     29554                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     6451                      0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     54812                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33605                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33605                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32046                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     32046                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     61032                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     18702                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     65803                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46236                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33541                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     66062                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18508                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     85021                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     80003                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     30349                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     53115                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     30045                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     41543                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18447                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     45373                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     45373                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     90044                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     65686                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     65686                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     63111                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93535                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85338                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     96002                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95355                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     92530                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     8046                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33563                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33563                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     80112                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     70634                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92808                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     92335                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97007                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     99901                     0.0000                   GROUP I                                            No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     99654                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     99654                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85375                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85705                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     84044                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     84044                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     76522                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76522                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     74501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     74501                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     74127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     74501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     74501                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     64151                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64151                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     35480                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     35480                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     36303                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37615                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     37615                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     72744                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72744                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     55920                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55920                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     55104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     55104                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     2920                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     2909                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2818                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     10701                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10701                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     11207                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11207                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     19125                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19050                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18610                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43952                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44446                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44446                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     8085                      1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32073                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33404                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34986                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34986                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33914                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34608                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27615                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     20020                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     86413                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     86413                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     21136                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     21136                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO               10 YEARS                      EMC
     34104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     43068                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44052                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     44314                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     98465                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     44055                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19116                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     45410                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     45410                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     43609                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46835                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46703                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33896                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30040                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33709                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     95660                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33896                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     92277                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     11420                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11420                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     7017                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7017                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     30286                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     22191                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     18301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     18301                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     98902                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     98902                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90280                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33030                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     27893                     0.0000                   GROUP I                                            No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89110                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     93930                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     90255                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90003                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55744                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8270                      0.0000                   GROUP I                                            No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     45064                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89511                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     98802                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11575                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30062                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30062                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92647                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89142                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     90221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92707                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60628                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33406                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33035                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33035                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     89121                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33016                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     35217                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19132                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33015                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30013                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30013                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     81401                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     92677                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92677                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92399                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     22192                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22192                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     93307                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     64507                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     46237                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     8322                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85326                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     85326                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60402                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     36301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     36301                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     6360                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     40223                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30517                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     30517                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     31763                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60120                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     76272                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     76272                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34953                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     76051                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19145                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     43015                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     47025                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90057                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92571                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30135                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     32776                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32703                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85037                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     93536                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     93536                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     32179                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     56353                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33025                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     19702                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     92407                     0.0000                   GROUP I                                           Yes                First Lien                 No                      180                     NO                NON-IO                       EMC
     97080                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85029                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32209                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     94591                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     24091                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92395                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     44120                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     80917                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     2143                      0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43822                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43130                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33024                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19124                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85043                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     53121                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33569                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33569                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     1013                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     1013                      0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     75056                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     55356                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33161                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85007                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30319                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30331                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     28262                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     87109                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     95356                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     79606                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33020                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33025                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     20747                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     60655                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     36870                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     49509                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30079                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     80013                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33126                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33126                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30296                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32607                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32779                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33610                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33610                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     77053                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30030                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33157                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     75149                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75149                     0.0000                   GROUP I                                            No                Second Lien                No                      240                     NO                NON-IO                       EMC
     27981                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32725                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30016                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33617                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33617                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     30114                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30135                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     19061                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32725                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30188                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30188                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33897                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33897                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30224                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     23860                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23224                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30019                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     37210                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     37210                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30349                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37207                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33150                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33050                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30354                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     36863                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38127                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38109                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30071                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     31313                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85051                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85051                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     38122                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38122                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32206                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32206                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     38122                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     20018                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     20009                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     35405                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     35405                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     33607                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47714                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33569                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30032                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     31907                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     31907                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     20011                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     35007                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     44485                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33025                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     65453                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     24014                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     7052                      1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                    YES                3 YEARS                      EMC
     23704                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     24014                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     20735                     0.0000                   GROUP I                                            No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     30017                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70714                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     30269                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34473                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     32812                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     44067                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     44067                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30088                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30683                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30683                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     17315                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     70814                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70814                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     20020                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     20020                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30331                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85037                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     46617                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30083                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30080                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     77346                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     77346                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     35215                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30755                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     31721                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     17103                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23451                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     32137                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32164                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     21758                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     18901                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     21782                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     55356                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     30518                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30518                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     92509                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     96044                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34953                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48208                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44110                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78363                     1.0000                 GROUP II-1                   5 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90262                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33179                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48727                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48205                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48204                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     12832                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33327                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     50669                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48228                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33176                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     87144                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48234                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49017                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30310                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11713                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33603                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     48205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48234                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48235                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48154                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48342                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     94534                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33134                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85255                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     62521                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     96782                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60649                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     20746                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98247                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60707                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     44113                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98270                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     48316                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     34491                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48348                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     11369                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95822                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60411                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63112                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     15358                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49017                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34953                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     48154                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     20745                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95823                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45405                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48209                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64840                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48091                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     27707                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98056                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48212                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44103                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48327                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92201                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     89015                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55792                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60634                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92707                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44135                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44843                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17866                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33991                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     60804                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     21740                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48208                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93638                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32810                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98038                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     91913                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     48910                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87532                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77019                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60107                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     29045                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     12566                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30066                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33179                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     48223                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33056                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                      EMC
     48616                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48227                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20743                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18301                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     98034                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94801                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11763                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89148                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33801                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43701                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65737                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     84062                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85365                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60623                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85364                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49093                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33322                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11040                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53142                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48091                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     96021                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6412                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60061                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     64138                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11717                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33068                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92551                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60646                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48458                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11520                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                       EMC
     30354                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55912                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     10302                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     24501                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48423                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92703                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     20879                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     80249                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44111                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60628                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48051                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93215                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93611                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19114                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     22172                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92345                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48213                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60177                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8882                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44105                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48235                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91342                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95356                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                      EMC
     10705                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17552                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92201                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92105                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48228                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48188                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     91748                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     7206                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     80504                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     32068                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33147                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22407                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33467                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     23608                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1453                      0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60435                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8045                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33615                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32505                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33193                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20601                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85042                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39212                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95838                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     37412                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48910                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33971                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15688                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7055                      1.0000                   GROUP I                    5 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91745                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60620                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49014                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60442                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     49868                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     48044                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20748                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60609                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20747                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92404                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53223                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21216                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60652                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     21046                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21113                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     20706                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23235                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     61109                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60624                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49534                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33035                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34654                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6076                      0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87114                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23060                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30260                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     21136                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     81212                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     22579                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89128                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30084                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85388                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93312                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     6010                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91741                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44112                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48234                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48227                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18055                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33584                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48239                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75217                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     88101                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48126                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34983                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95601                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95815                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48085                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     97236                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     10567                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48235                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77088                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30030                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60409                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87124                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92404                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     7728                      1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93662                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     90606                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92308                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20744                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95326                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11554                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95823                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95932                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     37330                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90240                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43119                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33125                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     11714                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48872                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48141                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49230                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     21009                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33167                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92832                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     11727                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     32807                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33525                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2905                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53209                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     60505                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     77075                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21213                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20785                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70058                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11003                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48203                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6468                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     29414                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     60646                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     82935                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     64056                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33566                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49331                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91745                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48125                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92530                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48446                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20155                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     21713                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     92324                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60419                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48197                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75092                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18704                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48215                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48209                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48206                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60639                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     44035                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60651                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11207                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6705                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48838                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48229                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49519                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     16441                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     50315                     1.0000                   GROUP I                    5 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33619                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48083                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20748                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21702                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     93277                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48212                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     24521                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     39180                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     47523                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46516                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89113                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48076                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48224                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85374                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48146                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89139                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20695                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     20164                     1.0000                 GROUP II-2                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93705                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44102                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21009                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     44133                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55113                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93535                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92807                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     96142                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     33511                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49505                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48228                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     2360                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     20602                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48225                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49601                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92555                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     43614                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     18328                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32966                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23323                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90001                     1.0000                 GROUP II-2                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48221                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     2863                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     11743                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11206                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     2151                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     96707                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20708                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34286                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     87120                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60619                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     29150                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11751                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     6483                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20602                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     29649                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48228                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85242                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60629                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     61336                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80915                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     20772                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     49017                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     21613                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32907                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     21830                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33713                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48382                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     21742                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92394                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     7111                      1.0000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60651                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60013                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     81623                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48089                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60004                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     65616                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33168                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90603                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48213                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72118                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48708                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48895                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85629                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48060                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7461                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76109                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     32750                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48609                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92503                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33463                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48044                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89110                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     10950                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34638                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     55720                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49201                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32750                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     45240                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     96002                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93535                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89031                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     96727                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33321                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33410                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33415                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     48342                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77476                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60652                     1.0000                   GROUP I                    5 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92563                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60440                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11706                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60632                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34715                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     49230                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49098                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33033                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43145                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85257                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     33328                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48204                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60477                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     60612                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19146                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20770                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     92504                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90660                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60056                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48602                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92407                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60516                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     49221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20743                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60411                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43204                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95971                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     8527                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85363                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     21771                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20772                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33015                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48239                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60544                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48765                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33068                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34983                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     11727                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92551                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60616                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     81504                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32952                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60140                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60625                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18328                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30062                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     96732                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33147                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48174                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48205                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33313                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11420                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90280                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     48195                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90002                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32060                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10541                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33024                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90022                     1.0000                 GROUP II-2                   5 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91745                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60559                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     33029                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33021                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     15201                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     44128                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48116                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34116                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48201                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37343                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33313                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48910                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60617                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19040                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20720                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33196                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43560                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92562                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     97502                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     12308                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     73111                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     73120                     0.0000                   GROUP I                                           Yes                First Lien                 No                      180                     NO                NON-IO                       EMC
     73507                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     36303                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     36303                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     48504                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33853                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85326                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     92223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48223                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     85635                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19403                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     63023                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     97203                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97140                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     97140                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98274                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     98274                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     97008                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     97008                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     97754                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     48227                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     48006                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48210                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     48220                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48180                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48422                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49546                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48210                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48006                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     49546                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     49509                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49224                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48150                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48455                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48237                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48076                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48359                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48346                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48359                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     48076                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     48239                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     49249                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60626                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     31324                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39352                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34606                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75704                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44805                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77449                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     59901                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     52806                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     11741                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     16342                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     17404                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     31757                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17320                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33321                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60626                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     7112                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     67502                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     31641                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     13492                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7860                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     39574                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     2332                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19709                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     5478                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     33435                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48179                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33809                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     11422                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     42301                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     31904                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     24017                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19145                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     48154                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     31075                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30047                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                5 YEARS                      EMC
     1752                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19963                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     91606                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33440                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30114                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10940                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27863                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48044                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47025                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     40118                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30016                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     10303                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1108                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     72532                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     14580                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18328                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     67154                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33470                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72756                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     87323                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                5 YEARS                      EMC
     21211                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     28803                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2382                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48082                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33543                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     6606                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     8065                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87121                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     37049                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21666                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10465                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     83706                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48195                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     49004                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48240                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33415                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     49201                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     49855                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48317                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     83651                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30234                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     85706                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17403                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85745                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     51534                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     48235                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     49249                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     33321                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     60626                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     7112                      0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     16342                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     44087                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     42301                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48154                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     47025                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     1108                      0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     67154                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     87323                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     83651                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     49201                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48317                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48195                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     6606                      0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     83706                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48072                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48230                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65560                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65802                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     38104                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     33947                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32082                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87059                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34759                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48072                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     65560                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     22302                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30294                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89108                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     81132                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     23602                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     93313                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80534                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     6040                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19136                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     48316                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48837                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48231                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48842                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48075                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48225                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48227                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49229                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48334                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48036                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     37115                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48035                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48220                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     49464                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48021                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48316                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     48075                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48225                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     48021                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     8034                      1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10462                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30315                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21214                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     8724                      0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33603                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22079                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     7865                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     31410                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     11743                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11743                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     33323                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     19462                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19038                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8322                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     21225                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     1607                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30274                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34761                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     2886                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     19355                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33021                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23320                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23320                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     33066                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     10466                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     8724                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     19038                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     33029                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30135                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     6511                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10466                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     17109                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32811                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30274                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     18324                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     5356                      1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85741                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     6234                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97206                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     80917                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85388                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     19803                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30315                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     50501                     0.0000                   GROUP I                                            No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     6610                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     6610                      0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34613                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     34613                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     76179                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     78729                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     11422                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     70363                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     3103                      0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89512                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     55417                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     80524                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30354                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34288                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33617                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     47715                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92551                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33763                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33763                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30297                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34473                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     47842                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32703                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30534                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46310                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     12192                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6024                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6804                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45373                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     6018                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     13440                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7206                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     6256                      0.0000                 GROUP II-1                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     7524                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18466                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     45373                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     6484                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     6379                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2907                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34202                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     46349                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     6716                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     7107                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     45449                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45118                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85254                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2891                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33417                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33713                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     37388                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     37388                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     27610                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27610                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33460                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33610                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32308                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33617                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33467                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     60643                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     46349                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8733                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8757                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     12801                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32209                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33777                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30019                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     30188                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     92220                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92530                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85373                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19320                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     40118                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     93647                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     40118                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     53143                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95838                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     21224                     1.5000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     84119                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     30233                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     77662                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     37363                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     66048                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                       EMC
     24266                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33025                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     76002                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     76063                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     93313                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89502                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     47933                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     47933                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44135                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     63122                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     23607                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     92256                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      240                    YES                NON-IO                 MASTER FUNDING
     75424                     0.0000                 GROUP II-2                                           No                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     19143                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                    YES                NON-IO                 MASTER FUNDING
     85016                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     98270                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     37912                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                    YES                NON-IO                 MASTER FUNDING
     30004                     0.0000                 GROUP II-1                                           No                First Lien                 No                      180                    YES                NON-IO                       EMC
     33916                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32578                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85218                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34761                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     28146                     0.0000                 GROUP II-2                                           No                First Lien                 No                      240                    YES                NON-IO                 MASTER FUNDING
     2905                      0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77657                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     18052                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60443                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     20155                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     24558                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     17320                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     60513                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     75013                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     34731                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     23234                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     23502                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     46227                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33322                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23220                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33843                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49220                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     94565                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60440                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     78619                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49660                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30315                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33510                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65020                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46060                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43332                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     85938                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34120                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32244                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     46226                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63857                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32514                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     40026                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89129                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     34787                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32817                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     48185                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     17109                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49315                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48030                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     66502                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     89431                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60534                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15767                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     22968                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87575                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46064                     0.0000                 GROUP II-1                                           No                First Lien                 No                      180                    YES                NON-IO                 MASTER FUNDING
     33023                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33611                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     46107                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     19601                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     67147                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     61616                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46062                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     46721                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33761                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32244                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     28139                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     78258                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     18346                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     30655                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     34769                     0.0000                 GROUP II-1                                           No                First Lien                 No                      180                                       NON-IO                 MASTER FUNDING
     23601                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     50316                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     34668                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33702                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60115                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48116                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     89115                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49461                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33169                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     60612                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     32117                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32206                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                       EMC
     64050                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     53209                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     1602                      0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48219                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     37075                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      240                                       NON-IO                 MASTER FUNDING
     38017                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46229                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60532                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     38017                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     19026                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33881                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                                       NON-IO                 MASTER FUNDING
     88005                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     48240                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60450                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49660                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     75010                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     33880                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                      10 YEARS                MASTER FUNDING
     6109                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49461                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     75009                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     89506                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     84078                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     23462                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     38115                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33712                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     37013                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     37013                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     22191                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     46201                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     84109                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     76063                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     34482                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     45891                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47804                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     2860                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     28269                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     46563                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     40509                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     63138                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47630                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     44657                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32808                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     32808                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     67217                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     46236                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32926                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32233                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47130                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33614                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     64118                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     15210                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19103                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     98168                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     97301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     49509                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     33615                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     17403                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     1247                      0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     46750                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49057                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     89115                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     17112                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46217                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     29621                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     19023                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     24421                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     30179                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     32548                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     92570                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     89030                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60010                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     48064                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     85032                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     46220                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     23605                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     95831                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49078                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     19026                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     49690                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     46970                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     85621                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60513                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     92602                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     47403                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
      AZ                       1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48504                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                       EMC
     67213                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32218                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33026                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     49091                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     45238                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     34481                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     19149                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     37920                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32177                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                       EMC
     28805                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     45231                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     18505                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     29680                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     37129                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49004                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48442                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49022                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46617                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     94565                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     84084                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     1109                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     85027                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     60624                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     49417                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     48504                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85302                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46123                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     48101                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32725                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     89506                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     50561                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     60452                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     48180                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     53511                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     61065                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     48912                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     80219                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     6108                      0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     85339                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     67216                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49015                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                       EMC
     80216                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48035                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     41015                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     31805                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     61412                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     95348                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     3442                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     55014                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33936                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     33319                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     33319                     0.0000                   GROUP I                                           Yes                Second Lien                No                      180                                       NON-IO                       EMC
     30127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     30291                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     30127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     30067                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     36110                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     30011                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     55412                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     22192                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     55122                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     23503                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     19428                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     22191                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     89108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     20707                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     89108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     92308                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33065                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       2 YEARS                      EMC
     92504                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     84067                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19960                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     98335                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     90250                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     77379                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     48118                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     43204                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     43537                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     44312                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     43228                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33023                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     45879                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32818                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     33014                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     17038                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     38134                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     70506                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     77070                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     17113                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     91354                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     11236                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     10469                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     60626                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     27406                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     22936                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     46408                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     63771                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     63366                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     36116                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     28747                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     45381                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     29118                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     17402                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     83704                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     2909                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     33919                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33919                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     46350                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     74017                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     21230                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     90032                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46350                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     54901                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     92335                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     18466                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     98277                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48043                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48023                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     28269                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     8009                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     1376                      1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     45714                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     33907                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48314                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     30127                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     78223                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     78223                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     45840                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     19541                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     65802                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32305                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     32305                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     55057                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     28025                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     65714                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60490                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     60557                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     85242                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     49286                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     65714                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     28215                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     49330                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     63114                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     28215                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     93277                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     92377                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                      10 YEARS                      EMC
     97462                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     23223                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     20784                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                                       NON-IO                       EMC
     21202                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     20772                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     22192                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     22031                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     21225                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     23832                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     85335                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     55744                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     91405                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     91405                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     93703                     2.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     90605                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     89086                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     93720                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     92801                     2.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     92880                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     92880                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     93657                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     93657                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     90601                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     92240                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     92203                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     92203                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     91042                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     91401                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     91401                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     92833                     2.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                MASTER FUNDING
     99206                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                                       NON-IO                       EMC
     92879                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33462                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     23223                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     53220                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     92411                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     46031                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     89120                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     46224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     95973                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     31904                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     56007                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33185                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     36535                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33313                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     40219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     30507                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                                       NON-IO                       EMC
     3865                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     44221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     66102                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47970                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     53218                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     63109                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     45140                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33755                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     44109                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     66223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     64130                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     46241                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19001                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     77480                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     14701                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     76651                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85607                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     93725                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     92509                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     36567                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     6705                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32809                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     33880                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85301                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85301                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                                       NON-IO                       EMC
     19023                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19141                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     42724                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     63135                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85027                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     75115                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     49203                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     29405                     1.5000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     32805                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     3588                      0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32805                     0.0000                   GROUP I                                            No                Second Lien                No                      360                                       NON-IO                       EMC
     63138                     1.5000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     29445                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     38106                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     18045                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33901                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33901                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     31405                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48124                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85338                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     43147                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     46219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     46060                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48341                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     32824                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     43231                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     30126                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     30126                     0.0000                   GROUP I                                            No                Second Lien                No                      360                                       NON-IO                       EMC
     98391                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47451                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     2169                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                      10 YEARS                      EMC
     33610                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     33610                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     22485                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33020                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     45231                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     20851                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     85085                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     45230                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     45236                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     74873                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85306                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     68118                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     52240                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     53121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     37064                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                                       NON-IO                       EMC
     45415                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     63122                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     73089                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     17078                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     43140                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     53216                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                                       NON-IO                       EMC
     97222                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                                       NON-IO                       EMC

      

      
      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      EXHIBIT
        C

       

      FORM
        OF
        TRANSFER AFFIDAVIT

       

      Affidavit
        pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended,
        and for other purposes

       

      
        	
                STATE
                  OF

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF

              	
                )

              	 

      

       

      [NAME
        OF
        OFFICER], being first duly sworn, deposes and says:

       

      1. That
        he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings
        institution] [corporation] duly organized and existing under the laws of
        [the
        State of _____] [the United States], on behalf of which he makes this
        affidavit.

       

      2. That
        (i)
        the Investor is not a “disqualified organization” as defined in Section
        860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), or an
        electing large partnership as defined in Section 775(a) of the Code, and
        will
        not be a disqualified organization or an electing large partnership as of
        [Closing Date] [date of purchase]; (ii) it is not acquiring the Bear Stearns
        Asset Backed Securities I LLC Asset-Backed Certificates, Series 2006-HE7,
        Class
        [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates (the “Residual
        Certificates”) for the account of a disqualified organization or an electing
        large partnership; (iii) it consents to any amendment of the Pooling and
        Servicing Agreement that shall be deemed necessary by Bear Stearns Asset
        Backed
        Securities I LLC (upon advice of counsel) to constitute a reasonable arrangement
        to ensure that the Residual Certificates will not be owned directly or
        indirectly by a disqualified organization or an electing large partnership;
        and
        (iv) it will not transfer such Residual Certificates unless (a) it has received
        from the transferee an affidavit in substantially the same form as this
        affidavit containing these same seven representations and (b) as of the time
        of
        the transfer, it does not have actual knowledge that such affidavit is
        false.

       

      3. That
        the
        Investor is one of the following: (i) a citizen or resident of the United
        States, (ii) a corporation or partnership (including an entity treated as
        a
        corporation or partnership for federal income tax purposes) created or organized
        in, or under the laws of, the United States or any state thereof or the District
        of Columbia (except, in the case of a partnership, to the extent provided
        in
        regulations), provided that no partnership or other entity treated as a
        partnership for United States federal income tax purposes shall be treated
        as a
        United States person within the meaning of the Code unless all persons that
        own
        an interest in such partnership either directly or through any entity that
        is
        not a corporation for United States federal income tax purposes are United
        States persons, (iii) an estate whose income is subject to United States
        federal
        income tax regardless of its source, or (iv) a trust other than a “foreign
        trust” as defined in Section 7701 (a)(31) of the Code.

       

      4. That
        the
        Investor’s taxpayer identification number is
        ______________________.

       

      5. That
        no
        purpose of the acquisition of the Residual Certificates is to avoid or impede
        the assessment or collection of tax.

       

      6. That
        the
        Investor understands that, as the holder of the Residual Certificates, the
        Investor may incur tax liabilities in excess of any cash flows generated
        by such
        Residual Certificates.

       

      7. That
        the
        Investor intends to pay taxes associated with holding the Residual Certificates
        as they become due.

       

      IN
        WITNESS WHEREOF, the Investor has caused this instrument to be executed on
        its
        behalf, pursuant to authority of its Board of Directors, by its [Title of
        Officer] this ____ day of _________, 20__.

       

      
        	 	 	 	 	 	 	
                [NAME
                  OF INVESTOR]

              
	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	
                Name:

              	
                [Name
                  of Officer]

              
	 	 	 	 	 	 	
                Title:

              	
                [Title
                  of Officer]

              
	 	 	 	 	 	 	 	
                [Address
                  of Investor for receipt of distributions]

              
	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                Address
                  of Investor for receipt of tax
                  information:

              

      

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      Personally
        appeared before me the above-named [Name of Officer], known or proved to
        me to
        be the same person who executed the foregoing instrument and to be the [Title
        of
        Officer] of the Investor, and acknowledged to me that he/she executed the
        same
        as his/her free act and deed and the free act and deed of the
        Investor.

       

      Subscribed
        and sworn before me this ___ day of _________, 20___.

       

      NOTARY
        PUBLIC

       

      COUNTY
        OF

       

      STATE
        OF

       

      My
        commission expires the ___ day of ___________________, 20___.

       

      

      

      EXHIBIT
        D

       

      FORM
        OF
        TRANSFEROR CERTIFICATE

       

      ______________,
        200___

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

       

      LaSalle
        Bank National Association

      135
        South
        LaSalle Street, Suite 1625

      Chicago,
        Illinois 60603

       

      Attention:
        Bear Stearns Asset Backed Securities Trust 2006-HE7

       

      
        	
                Re:

                 

              	
                Bear
                  Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed
                  Certificates, Series 2006-HE7 (the “Certificates”), including the Class
                  ___

                Certificates
                  (the “Privately Offered
                  Certificates”)

              

      

       

      Ladies
        and Gentlemen:

       

      In
        connection with the sale by ___________ (the “Seller”) to ________ (the
“Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed
        Certificates, Series 2006-HE7, Class _____ (the “Certificates”), issued pursuant
        to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”),
        dated as of August 1, 2006, among Bear Stearns Asset Backed Securities I
        LLC, as
        depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master
        servicer, and LaSalle Bank National Association, as trustee (the “Trustee”). The
        Seller hereby certifies, represents and warrants to, a covenants with, the
        Depositor and the Trustee that:

       

      Neither
        the Seller nor anyone acting on its behalf (a) has offered, pledged, sold,
        disposed of or otherwise transferred any Certificate, any interest in any
        Certificate or any other similar security to any person in any manner, (b)
        has
        solicited any offer to buy or to accept a pledge, disposition or other transfer
        of any Certificate, any interest in any Certificate or any other similar
        security from any person in any manner, (c) has otherwise approached or
        negotiated with respect to any Certificate, any interest in any Certificate
        or
        any other similar security with any person in any manner, (d) has made any
        general solicitation by means of general advertising or in any other manner,
        or
        (e) has taken any other action, that (as to any of (a) through (e) above)
        would
        constitute a distribution of the Certificates under the Securities Act of
        1933
        (the “Act”), that would render the disposition of any Certificate a violation of
        Section 5 of the Act or any state securities law, or that would require
        registration or qualification pursuant thereto. The Seller will not act in
        any
        manner set forth in the foregoing sentence with respect to any Certificate.
        The
        Seller has not and will not sell or otherwise transfer any of the Certificates,
        except in compliance with the provisions of the Pooling and Servicing
        Agreement.

       

      
        	 	 	 	 	 	 	 	
                Very
                  truly yours,

              
	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                 

              
	 	 	 	 	 	 	 	
                (Seller)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	
                Name:

              	 
	 	 	 	 	 	 	 	
                Title:

              	 

      

      

      

      

      

      EXHIBIT
        E

       

      FORM
        OF
        INVESTMENT LETTER (NON RULE 144A)

       

      [Date]

      [SELLER]

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

       

      LaSalle
        Bank National Association

      135
        South
        LaSalle Street, Suite 1625

      Chicago,
        Illinois 60603

       

      
        	
                Re:

                 

              	
                Bear
                  Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed
                  Certificates, Series 2006-HE7 (the “Certificates”), including the Class
                  ___

                Certificates
                  (the “Privately Offered
                  Certificates”)

              

      

       

      Dear
        Ladies and Gentlemen:

       

      In
        connection with our purchase of Privately Offered Certificates, we confirm
        that:

       

      
        	
                (i)

                 

              	
                we
                  understand that the Privately Offered Certificates are not being
                  registered under the Securities Act of 1933, as amended (the “Act”) or any
                  applicable state securities or “Blue Sky” laws, and are being sold to us
                  in a transaction that is exempt from the registration requirements
                  of such
                  laws;

                 

              
	
                (ii)

                 

              	
                any
                  information we desired concerning the Certificates, including the
                  Privately Offered Certificates, the trust in which the Certificates
                  represent the entire beneficial ownership interest (the “Trust”) or any
                  other matter we deemed relevant to our decision to purchase Privately
                  Offered Certificates has been made available to us;

                 

              
	
                (iii)

                 

              	
                we
                  are able to bear the economic risk of investment in Privately Offered
                  Certificates; we are an institutional “accredited investor” as defined in
                  Section 501(a) of Regulation D promulgated under the Act and a
                  sophisticated institutional investor;

                 

              
	
                (iv)

                 

              	
                we
                  are acquiring Privately Offered Certificates for our own account,
                  not as
                  nominee for any other person, and not with a present view to any
                  distribution or other disposition of the Privately Offered
                  Certificates;

                 

              
	
                (v)

                 

              	
                we
                  agree the Privately Offered Certificates must be held indefinitely
                  by us
                  (and may not be sold, pledged, hypothecated or in any way disposed
                  of)
                  unless subsequently registered under the Act and any applicable
                  state
                  securities or “Blue Sky” laws or an exemption from the registration
                  requirements of the Act and any applicable state securities or
“Blue Sky”
                  laws is available;

                 

              
	
                (vi)

                 

              	
                we
                  agree that in the event that at some future time we wish to dispose
                  of or
                  exchange any of the Privately Offered Certificates (such disposition
                  or
                  exchange not being currently foreseen or contemplated), we will
                  not
                  transfer or exchange any of the Privately Offered Certificates
                  unless:

                 

              
	 	
                (A)
                  (1) the sale is to an Eligible Purchaser (as defined below), (2)
                  if
                  required by the Pooling and Servicing Agreement (as defined below)
                  a
                  letter to substantially the same effect as either this letter or,
                  if the
                  Eligible Purchaser is a Qualified Institutional Buyer as defined
                  under
                  Rule 144A of the Act, the Rule 144A and Related Matters Certificate
                  in the
                  form attached to the Pooling and Servicing Agreement (as defined
                  below)
                  (or such other documentation as may be acceptable to the Trustee)
                  is
                  executed promptly by the purchaser and delivered to the addressees
                  hereof
                  and (3) all offers or solicitations in connection with the sale,
                  whether
                  directly or through any agent acting on our behalf, are limited
                  only to
                  Eligible Purchasers and are not made by means of any form of general
                  solicitation or general advertising whatsoever; and

                 

              
	 	
                (B)
                  if the Privately Offered Certificate is not registered under the
                  Act (as
                  to which we acknowledge you have no obligation), the Privately
                  Offered
                  Certificate is sold in a transaction that does not require registration
                  under the Act and any applicable state securities or “blue sky” laws and,
                  if LaSalle Bank National Association (the “Trustee”) so requests, a
                  satisfactory Opinion of Counsel is furnished to such effect, which
                  Opinion
                  of Counsel shall be an expense of the transferor or the
                  transferee;

                 

              
	
                (vii)

                 

              	
                we
                  agree to be bound by all of the terms (including those relating
                  to
                  restrictions on transfer) of the Pooling and Servicing, pursuant
                  to which
                  the Trust was formed; we have reviewed carefully and understand
                  the terms
                  of the Pooling and Servicing Agreement;

                 

              
	
                (viii)

                 

              	
                we
                  either: (i) are not acquiring the Privately Offered Certificate
                  directly
                  or indirectly by, or on behalf of, an employee benefit plan or
                  other
                  retirement arrangement which is subject to Title I of the Employee
                  Retirement Income Security Act of 1974, as amended, and/or section
                  4975 of
                  the Internal Revenue Code of 1986, as amended, or (ii) in the case
                  of the
                  Privately Offered Certificates, have provided the Opinion of Counsel
                  required by the Agreement, or (iii) in the case of the Class I-M-10,
                  Class
                  I-M-11, Class II-M-10 and Class II-M-11 Certificates, the transfer
                  (1)
                  will not result in a prohibited transaction which is not covered
                  under an
                  individual or class prohibited transaction exemption, including,
                  but not
                  limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE
                  91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (2) will not give
                  rise to
                  any additional obligations on the part of the Depositor, the Master
                  Servicer or the Trustee. 

                 

              
	
                (ix)

                 

              	
                We
                  understand that each of the Privately Offered Certificates bears,
                  and will
                  continue to bear, a legend to substantiate the following effect:
                  THIS
                  CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
                  ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE
                  SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE,
                  AGREES
                  THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE
                  TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER
                  APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES
                  ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A
                  QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A
“QIB”),
                  PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT
                  OF A
                  QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER,
                  RESALE,
                  PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A,
                  (2)
                  PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144
                  UNDER THE
                  SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN
                  “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE
                  501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY
                  ENTITY IN
                  WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING
                  NOT
                  FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO
                  (A) THE
                  RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED
                  IN
                  THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER
                  EVIDENCE
                  ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR
                  TRANSFER IS
                  IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS
                  OR IN EACH
                  CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED
                  STATES AND ANY OTHER APPLICABLE JURISDICTION. [In
                  the case of the Class I-M-10, Class I-M-11, Class II-M-10 and Class
                  II-M-11 Certificates]: THIS
                  CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON
                  BEHALF
                  OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH
                  IS
                  SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT
                  OF 1974,
                  AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986,
                  AS
                  AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE
                  PROPOSED
                  TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT
                  AND
                  OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY
                  PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL
                  OR CLASS
                  PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO,
                  PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, PTCE 91-38, PTCE
                  90-1, PTCE 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY
                  ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER
                  SERVICER
                  OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF
                  A
                  BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION
                  SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS
                  PROVIDED.

                 

              
	 	
                [In
                  the case of the Class I-P, Class I-CE, Class II-P and Class II-CE
                  Certificates]: 

                 

              
	 	
                NO
                  TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS
                  THE
                  TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION
                  6.02(h) OF
                  THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE
                  THAT
                  THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER
                  APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT
                  PROHIBITED
                  TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME
                  SECURITY
                  ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT
                  SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION
                  OR
                  LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE
                  AGREEMENT.

                 

              

      

      “Eligible
        Purchaser”
means
        a
        corporation, partnership or other entity which we have reasonable grounds
        to
        believe and do believe (i) can make representations with respect to itself
        to
        substantially the same effect as the representations set forth herein, and
        (ii)
        is either a Qualified Institutional Buyer as defined under Rule 144A of the
        Act
        or an institutional “Accredited Investor” as defined under Rule 501 of the
        Act.

       

      Terms
        not
        otherwise defined herein shall have the meanings assigned to them in the
        Pooling
        and Servicing Agreement, dated as of August 1, 2006, among Bear Stearns Asset
        Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller
        and
        as master servicer, and LaSalle Bank National Association, as Trustee (the
        “Pooling and Servicing Agreement’).

       

      If
        the
        Purchaser proposes that its Certificates be registered in the name of a nominee
        on its behalf, the Purchaser has identified such nominee below, and has caused
        such nominee to complete the Nominee Acknowledgment at the end of this
        letter.

       

      Name
        of
        Nominee (if any): __________________________

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, this document has been executed by the undersigned who is
        duly
        authorized to do so on behalf of the undersigned Eligible Purchaser on the
        ___
        day of ________, 20___.

       

      
        	 	 	 	 	 	 	 	
                Very
                  truly yours,

              
	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                [PURCHASER]

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Authorized
                  Officer)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Attorney-in-fact)

              

      

      

       

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      Nominee
        Acknowledgment

       

      The
        undersigned hereby acknowledges and agrees that as to the Certificates being
        registered in its name, the sole beneficial owner thereof is and shall be
        the
        Purchaser identified above, for whom the undersigned is acting as
        nominee.

       

      
        	 	 	 	 	 	 	 	
                [NAME
                  OF NOMINEE]

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Authorized
                  Officer)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Attorney-in-fact)

              

      

      

      

      

       

      

      EXHIBIT
        F

       

      FORM
        OF
        RULE 144A AND RELATED MATTERS CERTIFICATE

       

      [SELLER]

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

       

      LaSalle
        Bank National Association

      135
        South
        LaSalle Street, Suite 1625

      Chicago,
        Illinois 60603

       

      
        	
                Re:

                 

              	
                Bear
                  Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed
                  Certificates, Series 2006-HE7 (the “Certificates”), including the Class
                  

                ____
                  Certificates (the “Privately Offered
                  Certificates”)

              

      

       

      Dear
        Ladies and Gentlemen:

       

      In
        connection with our purchase of Privately Offered Certificates, the undersigned
        certifies to each of the parties to whom this letter is addressed that it
        is a
        qualified institutional buyer (as defined in Rule 144A under the Securities
        Act
        of 1933, as amended (the “Act”)) as follows:

       

      1. It
        owned
        and/or invested on a discretionary basis eligible securities (excluding
        affiliate’s securities, bank deposit notes and CD’s, loan participations,
        repurchase agreements, securities owned but subject to a repurchase agreement
        and swaps), as described below:

       

      Date:
        ______________, 20__ (must be on or after the close of its most recent fiscal
        year)

       

      Amount:
        $
        _____________________; and

       

      2. The
        dollar amount set forth above is:

       

      
        	 	
                a.

              	
                greater
                  than $100 million and the undersigned is one of the following
                  entities:

              

      

       

      
        	
                (1)

                 

              	
                [
                  ]

                 

              	
                an
                  insurance company as defined in Section 2(13) of the Act1 ;
                  or

                 

              
	
                (2)

                 

              	
                [
                  ]

                 

              	
                an
                  investment company registered under the Investment Company Act
                  or any
                  business development company as defined in Section 2(a)(48) of
                  the
                  Investment Company Act of 1940; or

                 

              
	
                (3)

                 

              	
                [
                  ]

                 

              	
                a
                  Small Business Investment Company licensed by the U.S. Small Business
                  Administration under Section 301(c) or (d) of the Small Business
                  Investment Act of 1958; or

                 

              
	
                (4)

                 

              	
                [
                  ]

                 

              	
                a
                  plan (i) established and maintained by a state, its political
                  subdivisions, or any agency or instrumentality of a state or its
                  political
                  subdivisions, the laws of which permit the purchase of securities
                  of this
                  type, for the benefit of its employees and (ii) the governing investment
                  guidelines of which permit the purchase of securities of this type;
                  or

                 

              
	
                (5)

                 

              	
                [
                  ]

                 

              	
                a
                  business development company as defined in Section 202(a)(22) of
                  the
                  Investment Advisers Act of 1940; or

                 

              
	
                (6)

                 

              	
                [
                  ]

                 

              	
                a
                  corporation (other than a U.S. bank, savings and loan association
                  or
                  equivalent foreign institution), partnership, Massachusetts or
                  similar
                  business trust, or an organization described in Section 501(c)(3)
                  of the
                  Internal Revenue Code; or

                 

              
	
                (7)

                 

              	
                [
                  ]

                 

              	
                a
                  U.S. bank, savings and loan association or equivalent foreign institution,
                  which has an audited net worth of at least $25 million as demonstrated
                  in
                  its latest annual financial statements; or

                 

              
	
                (8)

                 

              	
                [
                  ]

                 

              	
                an
                  investment adviser registered under the Investment Advisers Act;
                  or

                 

              
	
                b.

                 

              	
                [
                  ]

                 

              	
                greater
                  than $10 million, and the undersigned is a broker-dealer registered
                  with
                  the SEC; or

                 

              
	
                c.

                 

              	
                [
                  ]

                 

              	
                less
                  than $10 million, and the undersigned is a broker-dealer registered
                  with
                  the SEC and will only purchase Rule 144A securities in transactions
                  in
                  which it acts as a riskless principal (as defined in Rule 144A);
                  or

                 

              
	
                d.

                 

              	
                [
                  ]

                 

              	
                less
                  than $100 million, and the undersigned is an investment company
                  registered
                  under the Investment Company Act of 1940, which, together with
                  one or more
                  registered investment companies having the same or an affiliated
                  investment adviser, owns at least $100 million of eligible securities;
                  or

                 

              
	
                e.

                 

              	
                [
                  ]

                 

              	
                less
                  than $100 million, and the undersigned is an entity, all the equity
                  owners
                  of which are qualified institutional buyers.

                 

              

      

      The
        undersigned further certifies that it is purchasing a Privately Offered
        Certificate for its own account or for the account of others that independently
        qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware
        that the sale of the Privately Offered Certificates is being made in reliance
        on
        its continued compliance with Rule 144A. It is aware that the transferor
        may
        rely on the exemption from the provisions of Section 5 of the Act provided
        by
        Rule 144A. The undersigned understands that the Privately Offered Certificates
        may be resold, pledged or transferred only to (i) a person reasonably believed
        to be a Qualified Institutional Buyer that purchases for its own account
        or for
        the account of a Qualified Institutional Buyer to whom notice is given that
        the
        resale, pledge or transfer is being made in reliance in Rule 144A, or (ii)
        an
        institutional “accredited investor,” as such term is defined under Rule 501 of
        the Act in a transaction that otherwise does not constitute a public
        offering.

       

      The
        undersigned agrees that if at some future time it wishes to dispose of or
        exchange any of the Privately Offered Certificates, it will not transfer
        or
        exchange any of the Privately Offered Certificates to a Qualified Institutional
        Buyer without first obtaining a Rule 144A and Related Matters Certificate
        in the
        form hereof from the transferee and delivering such certificate to the
        addressees hereof. Prior to making any transfer of Privately Offered
        Certificates, if the proposed Transferee is an institutional “accredited
        investor,” the transferor shall obtain from the transferee and deliver to the
        addressees hereof an Investment Letter in the form attached to the Pooling
        and
        Servicing Agreement, dated as of August 1, 2006, among Bear Stearns Asset
        Backed
        Securities I LLC, as depositor, EMC Mortgage Corporation, as the seller and
        as
        master servicer, and LaSalle Bank National Association, as Trustee, pursuant
        to
        which the Certificates were issued.

       

      The
        undersigned certifies that it either: (i) is not acquiring the Privately
        Offered
        Certificate directly or indirectly by, or on behalf of, an employee benefit
        plan
        or other retirement arrangement which is subject to Title I of the Employee
        Retirement Income Security Act of 1974, as amended, and/or section 4975 of
        the
        Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately
        Offered Certificates, has provided the Opinion of Counsel required by the
        Agreement, or (iii) in the case of the Class I-M-10, Class I-M-11, Class
        II-M-10
        or Class II-M-11 Certificates, the transfer (1) will not result in a prohibited
        transaction which is not covered under an individual or class prohibited
        transaction exemption, including, but not limited to, Prohibited Transaction
        Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23
        and (2) will not give rise to any additional obligations on the part of the
        Depositor, the Master Servicer or the Trustee.

       

      If
        the
        Purchaser proposes that its Certificates be registered in the name of a nominee
        on its behalf, the Purchaser has identified such nominee below, and has caused
        such nominee to complete the Nominee Acknowledgment at the end of this
        letter.

       

      Name
        of
        Nominee (if any): _______________________________________

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, this document has been executed by the undersigned who is
        duly
        authorized to do so on behalf of the undersigned Eligible Purchaser on the
        ____
        day of ___________, 20___.

      
        	 	 	 	 	 	 	 	
                Very
                  truly yours,

              
	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                [PURCHASER]

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Authorized
                  Officer)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Attorney-in-fact)

              

      

      

       

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      Nominee
        Acknowledgment

      

      The
        undersigned hereby acknowledges and agrees that as to the Certificates being
        registered in its name, the sole beneficial owner thereof is and shall be
        the
        Purchaser identified above, for whom the undersigned is acting as
        nominee.

       

      
        	 	 	 	 	 	 	 	
                [NAME
                  OF NOMINEE]

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Authorized
                  Officer)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Attorney-in-fact)

              

      

      

       

      

      

      
        
           

        

      

      

      EXHIBIT
        G

       

      FORM
        OF
        REQUEST FOR RELEASE

       

      
        	
                To:

              	
                LaSalle
                  Bank National Association

              

      

      
        	 	
                135
                  South LaSalle Street, Suite 1625

              

      

      
        	 	
                Chicago,
                  Illinois 60603

              

      

       

      
        	
                RE:  
                  

                 

              	
                Pooling
                  and Servicing Agreement, dated as of August 1, 2006, among Bear
                  Stearns
                  Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation,
                  as
                  seller and as master servicer, and LaSalle Bank National Association,
                  as
                  Trustee

              

      

      

      In
        connection with the administration of the Mortgage Loans held by you pursuant
        to
        the above-captioned Pooling and Servicing Agreement, we request the release,
        and
        hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described
        below, for the reason indicated.

       

      Mortgagor’s
        Name, Address & Zip Code:

       

      Mortgage
        Loan Number:

       

      Reason
        for Requesting Documents (check one):

       

      
        	
                _____

                 

              	
                1.

                 

              	
                Mortgage
                  Loan paid in full. ([The Master Servicer] [The Trustee] hereby
                  certifies
                  that all amounts received in connection therewith have been credited
                  to
                  ______________________________.)

                 

              
	
                _____

                 

              	
                2.

                 

              	
                Mortgage
                  Loan in foreclosure.

                 

              
	
                _____

                 

              	
                3.

                 

              	
                Repurchase.
                  (The [Master Servicer] [Trustee] hereby certifies that the repurchase
                  price has been credited to ________________________.)

                 

              
	
                _____

                 

              	
                4.

                 

              	
                A
                  Mortgage Loan liquidated by _________________________. ([The Master
                  Servicer] [The Trustee] hereby certifies that all proceeds of the
                  foreclosure, insurance, condemnation or other liquidation have
                  been
                  finally received and credited to ______________________.)

                 

              
	
                _____

                 

              	
                5.

                 

              	
                Other
                  (explain)

              	 

      

      

      
        	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (authorized
                  signer)

              
	 	 	 	 	 	 	 	
                Issuer:
                  

              	 
	 	 	 	 	 	 	 	
                Address:
                  

              	 
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                Date:

              	 

      

      

      

      EXHIBIT
        H

       

      DTC
        Letter of Representations

      

      (See
        Tabs
        # 23 & # 64)

      

      

      EXHIBIT
        I

       

      Schedule
        of Mortgage Loans with Lost Notes

      

      [Provided
        Upon Request]

      

      

      

      EXHIBIT
        J

       

      FORM
        OF
        CUSTODIAL AGREEMENT

       

      CUSTODIAL
        AGREEMENT

       

      THIS
        CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the
“Agreement”), dated as of August 30, 2006, by and among LASALLE BANK NATIONAL
        ASSOCIATION, not individually but solely as trustee under the Pooling and
        Servicing Agreement defined below (in such capacity, including its successors
        under the Pooling and Servicing Agreement defined below, the “Trustee”) and as
        custodian (in such capacity, together with any successor in interest or any
        successor appointed hereunder, the “Custodian”), BEAR STEARNS ASSET BACKED
        SECURITIES I LLC, as depositor (together with any successor in interest,
        the
“Depositor”), EMC MORTGAGE CORPORATION, as a seller (in such capacity, “EMC”)
        and as master servicer (in such capacity, together with any successor in
        interest or successor under the Pooling and Servicing Agreement referred
        to
        below, the “Master Servicer”) and Master Funding LLC, as a seller (“Master
        Funding”, and together with EMC, the “Sellers”). 

       

      WITNESSETH
        THAT:

       

      WHEREAS,
        the Depositor, EMC, the Master Servicer and the Trustee have entered into
        a
        Pooling and Servicing Agreement, dated as of August 1, 2006, relating to
        the
        issuance of Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed
        Certificates, Series 2006-HE7 (as in effect on the date of this Agreement,
        the
“Original Pooling and Servicing Agreement,” and as amended and supplemented from
        time to time, the “Pooling and Servicing Agreement”). 

       

      WHEREAS,
        the Custodian has agreed to act as agent for the Trustee on behalf of the
        Certificateholders for the purposes of receiving and holding certain documents
        and other instruments delivered by the Depositor, the Sellers or the Master
        Servicer under the Pooling and Servicing Agreement, all upon the terms,
        conditions and obligations and subject to the limitations hereinafter set
        forth.
        In the event any custodian terms, conditions and obligations are defined
        in the
        Pooling and Servicing Agreement, this custodial agreement shall supercede;
        

       

      NOW,
        THEREFORE, in consideration of the premises and the mutual covenants and
        agreements hereinafter set forth, the Trustee, the Depositor, the Sellers,
        the
        Master Servicer and the Custodian hereby agree as follows:

       

      ARTICLE
        I.

      DEFINITIONS

       

      Section
        1.1  Definitions.
        For
        purposes of this Agreement, the following terms shall have the indicated
        meanings unless the context or use indicates another or different meaning
        and
        intent, the definitions of such terms are equally applicable to the singular
        and
        the plural forms of such terms, the words “herein,” “hereof” and “hereunder” and
        other words of similar import refer to this Agreement as a whole and not
        to any
        particular section or other subdivision, and section references refer to
        sections of this Agreement.

       

      "Business
        Day"
        shall
        mean any day other than (i) a Saturday or a Sunday, or (ii) a day on which
        banking institutions in The City of New York, New York, Chicago, Illinois,
        Minneapolis, Minnesota or any city in which the Corporate Trust Office of
        the
        Trustee or the principal office of the Master Servicer is located are authorized
        or obligated by law or executive order to be closed.

       

      “Closing
        Date”
shall
        mean August 30, 2006.

       

      “EMC
        Flow Loans”
        shall
        mean the Mortgage Loans purchased by EMC pursuant to a flow loan agreement.
        

       

      “MERS”
shall
        mean Mortgage Electronic Registration Systems, Inc., a corporation organized
        and
        existing under the laws of the State of Delaware, or any successor
        thereto.

       

      “MERS
        Mortgage Loan”
shall
        mean any Mortgage Loan registered with MERS on the MERS® system.

       

      “MERS®
        System”
shall
        mean the system of recording transfers of Mortgages electronically maintained
        by
        MERS.

       

      “MIN”
shall
        mean the Mortgage Identification Number for Mortgage Loans registered with
        MERS
        on the MERS System.

       

      “MOM
        Loan”
shall
        mean with respect to any Mortgage Loan, MERS acting as the mortgagee of such
        Mortgage Loan, solely as nominee for the originator of such Mortgage Loan
        and
        its successors and assigns, at the origination thereof.

       

      “Mortgage”
shall
        mean the mortgage, deed of trust or other instrument creating a first or
        second
        lien on or first or second priority ownership interest in an estate in fee
        simple in real property securing a Mortgage Note.

       

      “Mortgage
        Assignment”
shall
        mean an assignment of the Mortgage in recordable form, sufficient under the
        laws
        of the jurisdiction wherein the related Mortgaged Property is located to
        reflect
        the sale of the Mortgage.

       

      “Mortgage
        File”
shall
        have the meaning set forth in Section 2 hereof.

       

      “Mortgage
        Loan”
shall
        mean a first or subordinate lien mortgage loan on a one-to-four family
        residential property.

       

      “Mortgage
        Loan Schedule”
shall
        mean the electronic schedule of Mortgage Loans identified in Schedule
        A.

       

      “Mortgaged
        Property”
shall
        mean the real property securing repayment of a Mortgage Loan.

       

      “Mortgagor”
shall
        mean the obligor on a Mortgage Note.

       

      “Note”
shall
        mean any promissory note or other evidence of indebtedness evidencing the
        indebtedness of a Mortgagor under a Mortgage Loan.

       

      “Servicer”
shall
        mean the related servicer of the Mortgage Loans as designated by
        Owner.

       

      Any
        capitalized terms used in this Agreement and not defined herein shall have
        the
        meanings assigned in the Original Pooling and Servicing Agreement, unless
        otherwise required by the context herein.

       

      ARTICLE
        II.

      CUSTODY
        OF MORTGAGE DOCUMENTS

       

      Section
        2.1  Custodian
        to Act as Agent: Acceptance of Mortgage Files.
        The
        Custodian, as the duly appointed custodial agent of the Trustee for these
        purposes, acknowledges (subject to any exceptions noted in the Initial
        Certification referred to in Section 2.3(a)) receipt of the Mortgage Files
        relating to the Mortgage Loans identified on the Schedule attached hereto
        (the
“Mortgage Loan Schedule”) and declares that it holds and will hold such Mortgage
        Files as agent for the Trustee, in trust, for the use and benefit of all
        present
        and future Certificateholders.

       

      Section
        2.2  Recordation
        of Assignments.
        If any
        Mortgage File includes one or more assignments of Mortgage that have not
        been
        recorded and the related Mortgage Loan is not a MERS Loan or the Custodian
        has
        not received written instructions from the related Seller or the Trustee
        that
        the related Mortgaged Properties are located in jurisdictions under the laws
        of
        which the recordation of such assignment is not necessary to protect the
        Trustee’s interest therein, each such assignment shall be delivered by the
        Custodian to the related Seller for the purpose of recording it in the
        appropriate public office for real property records, and the Sellers, at
        no
        expense to the Custodian, shall promptly cause to be recorded in the appropriate
        public office for real property records each such assignment of Mortgage
        and,
        upon receipt thereof from such public office, shall return each such assignment
        of Mortgage to the Custodian.

       

      Section
        2.3  Review
        of Mortgage Files.

       

      (a)  The
        documents set forth in the definition “Mortgage File” herein shall be delivered
        and released to the Custodian relating to each of the Mortgage Loans to be
        purchased on a Closing Date. The related Mortgage Loans shall be identified
        in
        the Mortgage Loan Schedule in electronic format which shall be delivered
        to the
        Custodian at least two Business Days prior to each Closing Date. On or prior
        to
        the Closing Date, the Custodian shall deliver to EMC and the Trustee an Initial
        Certification in the form annexed hereto as Exhibit One evidencing receipt
        (subject to any exceptions noted therein) of a Mortgage File for each of
        the
        Mortgage Loans listed on Schedule A attached hereto (the “Mortgage Loan
        Schedule”).

       

      (b)  Within
        90
        days thereafter, the Custodian agrees, for the benefit of Certificateholders,
        to
        review each such document, and shall deliver to EMC, the Master Servicer
        and the
        Trustee an Interim Certification in the form annexed hereto as Exhibit Two
        to
        the effect that all such documents have been executed and received and that
        such
        documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule,
        except for any exceptions listed on Schedule A attached to such Interim
        Certification. The Custodian shall be under no duty or obligation to inspect,
        review or examine said documents, instruments, certificates or other papers
        to
        determine that the same are genuine, enforceable, or appropriate for the
        represented purpose or that they have actually been recorded or that they
        are
        other than what they purport to be on their face.

       

      (c)  Not
        later
        than 180 days after the Closing Date, the Custodian shall review, for the
        benefit of Certificateholders, the Mortgage Files and deliver to EMC, the
        Master
        Servicer and the Trustee a Final Certification in the form annexed hereto
        as
        Exhibit Three evidencing whether each document required to be recorded has
        been
        returned from the recording office with evidence of recording thereon and
        the
        Custodian has received either an original or a copy thereof. If the Custodian
        finds any document missing, or to be unrelated, determined on the basis of
        the
        mortgagor name, original principal balance and loan number, to the mortgage
        loans identified on the Mortgage Loan Schedule or to appear defective on
        its
        face, the Custodian shall note such defect in the exception report attached
        to
        the Final Certification and shall promptly notify the Trustee. 

       

      (d)  In
        reviewing the Mortgage Files as provided herein, the Custodian shall make
        no
        representation as to and shall not be responsible to verify (i) the validity,
        legality, enforceability, due authorization, recordability, sufficiency or
        genuineness of any of the documents included in any Mortgage File or (ii)
        the
        collectibility, insurability, effectiveness or suitability of any of the
        documents in any Mortgage File.

       

      In
        performing any such review, the Custodian may conclusively rely on the purported
        due execution and genuineness of any such document and on the purported
        genuineness of any signature thereon.

       

      Upon
        receipt of written request from the Trustee, the Custodian shall as soon
        as
        practicable supply the Trustee with a list of all of the documents relating
        to
        the Mortgage Loans missing from the Mortgage Files.

       

      Section
        2.4  Custodian
        to Cooperate: Release of Mortgage Files.
        Upon
        receipt of written notice per Exhibit Four or Electronic Release Request
        per
        Exhibit Six from the Trustee that EMC has repurchased a Mortgage Loan pursuant
        to Article II of the Pooling and Servicing Agreement, and a request for release
        (a “Request for Release”) confirming that the purchase price therefor has been
        paid as required under the Pooling and Servicing Agreement, then the Custodian
        agrees to promptly release to EMC the related Mortgage File.

       

      Upon
        the
        Custodian’s receipt of a Request for Release substantially in the form of
        Exhibit Four attached hereto or Electronic Release Request per Exhibit Six,
        stating that it has received payment in full of a Mortgage Loan or that payment
        in full will be escrowed in a manner customary for such purposes, the Custodian
        agrees promptly to release to the Master Servicer, the related Mortgage File.
        The Depositor shall deliver to the Custodian and the Custodian agrees to
        review
        in accordance with the provisions of the Custodial Agreement the Mortgage
        Note
        and other documents constituting the Mortgage File with respect to any
        Replacement Mortgage Loan.

       

      From
        time
        to time as is appropriate for the servicing or foreclosure of any Mortgage
        Loan,
        the Master Servicer shall deliver to the Custodian a Request for Release
        per
        Exhibit Four or Electronic Release Request per Exhibit Five requesting that
        possession of all of the Mortgage File be released to the Master Servicer
        and
        certifying as to the reason for such release. Upon receipt of the foregoing,
        the
        Custodian shall deliver the Mortgage File to the Master Servicer. All Mortgage
        Files so released to the Master Servicer shall be held by it in trust for
        the
        Trustee for the use and benefit of all present and future Certificateholders.
        The Master Servicer shall cause each Mortgage File or any document therein
        so
        released to be returned to the Custodian when the need therefore by the Master
        Servicer no longer exists, unless (i) the Mortgage Loan has been liquidated,
        or
        (ii) the Mortgage File or such document has been delivered to an attorney,
        or to
        a public trustee or other public official as required by law, for purposes
        of
        initiating or pursuing legal action or other proceedings for the foreclosure
        of
        the Mortgaged Property.

       

      Section
        2.5  Assumption
        Agreements.
        In the
        event that any assumption agreement, substitution of liability agreement
        or sale
        of servicing agreement is entered into with respect to any Mortgage Loan
        subject
        to this Agreement, the Master Servicer shall notify the Custodian that such
        assumption or substitution agreement has been completed by forwarding to
        the
        Custodian the original of such assumption or substitution agreement, which
        shall
        be added to the related Mortgage File and, for all purposes, shall be considered
        a part of such Mortgage File to the same extent as all other documents and
        instruments constituting parts thereof.

       

      ARTICLE
        III.

      CONCERNING
        THE CUSTODIAN

       

      Section
        3.1  Custodian
        a Bailee and Agent of the Trustee.
        With
        respect to each Mortgage Note, Mortgage and other documents constituting
        each
        Mortgage File which are delivered to the Custodian, the Custodian is exclusively
        the bailee and custodial agent of the Trustee and has no instructions to
        hold
        any Mortgage Note or Mortgage for the benefit of any person other than the
        Trustee and the Certificateholders and undertakes to perform such duties
        and
        only such duties as are specifically set forth in this Agreement. Except
        upon
        compliance with the provisions of Section 2.4 of this Agreement, no Mortgage
        Note, Mortgage or Mortgage File shall be delivered by the Custodian to the
        Sellers, the Depositor or the Master Servicer or otherwise released from
        the
        possession of the Custodian.

       

      Section
        3.2  Custodian
        May Own Certificates.
        The
        Custodian in its individual or any other capacity may become the owner or
        pledgee of interests in the Mortgage Loans with the same rights it would
        have if
        it were not Custodian.

       

      Section
        3.3  Trustee
        to Pay Custodian’s Fees.
        The
        Trustee covenants and agrees to pay to the Custodian from time to time, and
        the
        Custodian shall be entitled to, reasonable compensation for all services
        rendered by it in the exercise and performance of any of the powers and duties
        hereunder of the Custodian. 

       

      Section
        3.4  Custodian
        May Resign; Trustee May Remove Custodian.
        The
        Custodian may resign from the obligations and duties hereby imposed upon
        it as
        such obligations and duties relate to its acting as Custodian of the Mortgage
        Loans. Upon receiving such written notice of resignation, the Trustee shall
        either take custody of the Mortgage Files itself and give prompt written
        notice
        thereof to the Depositor, the Master Servicer and the Custodian, or promptly
        appoint a successor Custodian by written instrument, in duplicate, one copy
        of
        which instrument shall be delivered to the resigning Custodian and one copy
        to
        the successor Custodian. If the Trustee shall not have taken custody of the
        Mortgage Files and no successor Custodian shall have been so appointed and
        have
        accepted appointment within 30 days after the giving of such written notice
        of
        resignation, the resigning Custodian may petition any court of competent
        jurisdiction for the appointment of a successor Custodian.

       

      The
        Trustee may remove the Custodian at any time upon 60 days prior written notice
        to Custodian. In such event, the Trustee shall appoint, or petition a court
        of
        competent jurisdiction to appoint, a successor Custodian hereunder. Any
        successor Custodian shall be a depository institution subject to supervision
        or
        examination by federal or state authority shall be able to satisfy the other
        requirements contained in Section 3.6 and shall be unaffiliated with the
        Master
        Servicer and the Depositor.

       

      Any
        resignation or removal of the Custodian and appointment of a successor Custodian
        pursuant to any of the provisions of this Section 3.4 shall become effective
        upon acceptance of appointment by the successor Custodian. The Trustee shall
        give prompt notice to the Depositor and the Master Servicer of the appointment
        of any successor Custodian. Notwithstanding anything to the contrary set
        forth
        herein, no successor Custodian shall be appointed by the Trustee without
        the
        prior approval of the Depositor and the Master Servicer.

       

      Section
        3.5  Merger
        or Consolidation of Custodian.
        Any
        Person into which the Custodian may be merged or converted or with which
        it may
        be consolidated, or any Person resulting from any merger, conversion or
        consolidation to which the Custodian shall be a party, or any Person succeeding
        to the business of the Custodian, shall be the successor of the Custodian
        hereunder, without the execution or filing of any paper or any further act
        on
        the part of any of the parties hereto, anything herein to the contrary
        notwithstanding; provided that such successor is a depository institution
        subject to supervision or examination by federal or state authority and is
        able
        to satisfy the other requirements contained in Section 3.6.

       

      Section
        3.6  Representations
        of the Custodian.
        The
        Custodian hereby represents that it is a depository institution subject to
        supervision or examination by a federal or state authority, has a combined
        capital and surplus of at least $15,000,000 and is qualified to do business
        in
        the jurisdictions in which it will hold any Mortgage File.

       

      Section
        3.7  Limitation
        on Liability.
        Neither
        the Custodian nor any of its directors, officers, agents or employees, shall
        be
        liable for any action taken or omitted to be taken by it or them hereunder
        or in
        connection herewith in good faith and believed (which belief may be based
        upon
        the opinion or advice of counsel selected by it in the exercise of reasonable
        care) by it or them to be within the purview of this Agreement, except for
        its
        or their own negligence, lack of good faith or willful
        misconduct.  The Custodian and any director, officer, employee or
        agent of the Custodian may rely in good faith on any document of any kind
        prima
        facie properly executed and submitted by any person respecting any matters
        arising hereunder. In no event shall the Custodian or its directors, officers,
        agents and employees be held liable for any special, indirect or consequential
        damages resulting from any action taken or omitted to be taken by it or them
        hereunder or in connection herewith even if advised of the possibility of
        such
        damages.

       

      Notwithstanding
        anything herein to the contrary, the Custodian agrees to indemnify the Trust
        Fund, the Trustee and each of their respective officers, directors and agents
        for any and all liabilities, obligations, losses, damages, payments, costs
        or
        expenses of any kind whatsoever that may be imposed on, incurred by or asserted
        against the Trustee or the Trust Fund, due to any negligent performance by
        the
        Custodian of its duties and responsibilities under this Agreement; provided,
        however, that the Custodian shall not be liable to any of the foregoing Persons
        for any amount and any portion of any such amount resulting from the willful
        misfeasance, bad faith or negligence of such person or the Custodian’s reliance
        on instructions from the Trustee or the Master Servicer. The provisions of
        this
        Section 3.7 shall survive the termination of this Custodial
        Agreement.

       

      LaSalle
        Bank National Association, as Custodian and in its individual capacity, and
        its
        directors, officers, employees and agents shall be entitled to indemnification
        and defense from the Trust Fund for any loss, liability or expense incurred
        without negligence, willful misconduct, bad faith on their part, arising
        out of,
        or in connection with, the acceptance or administration of the custodial
        arrangement created hereunder, including the costs and expenses of defending
        themselves against any claim or liability in connection with the exercise
        or
        performance of any of their powers or duties hereunder.

       

      Section
        3.8  Limitation
        of Duties.
        The
        Custodian in its capacity as such:

       

      (a)  in
        the
        course of its review of the Mortgage Files, shall not be required to make
        determinations (1) of a legal nature or (2) as to the authority of any officer
        or agent of the Master Servicer, Trustee or other entity who has executed
        (or
        certified with respect to) any document which is part of the Mortgage File;
        

       

      (b)  shall
        have no duties or obligations other than those specifically set forth herein
        or
        as may subsequently be agreed upon in writing by the parties hereto and shall
        use the same degree of care and skill as is reasonably expected of financial
        institutions acting in comparable capacities;

       

      (c)  will
        be
        regarded as making no representations and having no responsibilities as to
        the
        validity, sufficiency, value, genuineness, ownership or transferability of
        any
        Mortgage Loans and will not be required to and will not make any representations
        as to the validity, value or genuineness of the Mortgage Loans;

       

      (d)  shall
        not
        be obligated to take any legal action hereunder which might in its judgment
        involve any expense or liability unless it has been furnished with reasonable
        indemnity;

       

      (e)  may
        rely
        on and shall be protected in acting upon any certificate, instrument, opinion,
        notice, letter, telegram or other document, or any security, delivered to
        it and
        reasonably believed by it to be genuine and to have been signed by the Master
        Servicer or the Trustee;

       

      (f)  may
        rely
        on and shall be protected in acting upon the written instructions of the
        Master
        Servicer or the Trustee and such employees and representatives of the Master
        Servicer and the Trustee, as applicable, may hereinafter designate in
        writing;

       

      (g)  may
        consult counsel satisfactory to it (including counsel for the Trustee or
        the
        Master Servicer) and the opinion of such counsel shall be full and complete
        authorization and protection in respect of any action taken, suffered, or
        omitted by it hereunder in good faith and in accordance with the opinion
        of such
        counsel (provided that the fees of such counsel in connection with such
        consultation and opinion shall be paid by the Custodian); and

       

      (h)  shall
        not
        be liable for any error of judgment, or for any act done or step taken or
        omitted by it, in good faith, or for any mistake of fact or law, or for anything
        which it may do or refrain from doing in connection therewith, except in
        the
        case of a breach of any of the Custodian’s obligations hereunder, negligence or
        willful misconduct.

       

      The
        Custodian shall be held to the same standard of conduct, and shall be entitled
        to the same protections, privileges and immunities as other custodians acting
        in
        a custodial capacity are generally afforded.

       

      No
        covenant or agreement contained herein shall be deemed to be the covenant
        or
        agreement of any member of the Board of Directors, or any director, officer,
        agent, employee or representative of the Trustee, Master Servicer or the
        Custodian in his or her individual capacity and none of such persons shall
        be
        subject to any personal liability or accountability by reason of the execution
        of this Agreement, whether by virtue of any constitution, statute or rule
        of law
        or by the enforcement of any assessment or penalty, or otherwise.

       

      ARTICLE
        IV.

      Compliance
        with Regulation AB

       

      Section
        4.1  Intent
        of the Parties; Reasonableness.
        The
        parties hereto acknowledge and agree that the purpose of this Article IV
        is to
        facilitate compliance by the Depositor with the provisions of Regulation
        AB and
        related rules and regulations of the Commission. The Depositor shall not
        exercise its right to request delivery of information or other performance
        under
        these provisions other than in good faith, or for purposes other than compliance
        with the Securities Act, the Exchange Act and the rules and regulations of
        the
        Commission under the Securities Act and the Exchange Act. Each of the parties
        hereto acknowledges that interpretations of the requirements of Regulation
        AB
        may change over time, whether due to interpretive guidance provided by the
        Commission or its staff, consensus among participants in the mortgage-backed
        securities markets, advice of counsel, or otherwise, and agrees to comply
        with
        requests made by the Depositor in good faith for delivery of information
        under
        these provisions on the basis of evolving interpretations of Regulation AB.
        The
        Custodian shall cooperate reasonably with the Depositor to deliver to the
        Depositor (including any of its assignees or designees), any and all disclosure,
        statements, reports, certifications, records and any other information necessary
        in the reasonable, good faith determination of the Depositor to permit the
        Depositor to comply with the provisions of Regulation AB.

       

      Section
        4.2  Additional
        Representations and Warranties of the Custodian.
        

       

      (a)  The
        Custodian shall be deemed to represent to the Depositor as of the date hereof
        and on each date on which information is provided to the Trustee under Section
        4.3 that, except as disclosed in writing to the Depositor prior to such date:
        (i) there are no aspects of its financial condition that could have a material
        adverse effect on the performance by it of its Custodian obligations under
        this
        Agreement or any other Securitization Transaction as to which it is the
        custodian; (ii) there are no material legal or governmental proceedings pending
        (or known to be contemplated) against it; and (iii) there are no affiliations,
        relationships or transactions relating to the Custodian with respect to the
        Depositor or any sponsor, issuing entity, servicer, originator, significant
        obligor, enhancement or support provider or other material transaction party
        (other than the Trustee, which is the same entity as the Custodian) (as such
        terms are used in Regulation AB) relating to the Securitization Transaction
        contemplated by the Agreement, as identified by the Depositor to the Custodian
        in writing as of the Closing Date (each, a "Transaction Party").

       

      (b)  If
        so
        requested by the Depositor on any date following the Closing Date, the Custodian
        shall, within five Business Days following such request, confirm in writing
        the
        accuracy of the representations and warranties set forth in paragraph (a)
        of
        this Section or, if any such representation and warranty is not accurate
        as of
        the date of such confirmation, provide reasonably adequate disclosure of
        the
        pertinent facts, in writing, to the requesting party. Any such request from
        the
        Depositor shall not be given more than once each calendar quarter, unless
        the
        Depositor shall have a reasonable basis for a determination that any of the
        representations and warranties may not be accurate.

       

      Section
        4.3  Additional
        Information to Be Provided by the Custodian.
        For so
        long as the Trust is subject to the reporting obligations under the Exchange
        Act, for the purpose of satisfying the Depositor 's reporting obligation
        under
        the Exchange Act with respect to any class of publicly offered Certificates,
        the
        Custodian shall (a) notify the Depositor in writing of any material litigation
        or governmental proceedings pending against the Custodian that would be material
        to Certificateholders, and (b) provide to the Depositor (and the Trustee)
        unless
        the Custodian and the Trustee are the same party a written description of
        such
        proceedings. Any notices and descriptions required under this Section 4.3
        shall
        be given no later than five Business Days prior to the Determination Date
        following the month in which the Custodian has knowledge of the occurrence
        of
        the relevant event. As of the date the Trustee files each Report on Form
        10-D or
        Form 10-K with respect to the Certificates, the Custodian will be deemed
        to
        represent that any information previously provided under this Section 4.3,
        if
        any, is materially correct and does not have any material omissions unless
        the
        Custodian has provided an update to such information.

       

      Section
        4.4  Report
        on Assessment of Compliance and Attestation.
        On or
        before March 15th of each calendar year beginning in 2007, the Custodian
        shall:

       

      (a)  deliver
        to the Trustee, the Master Servicer and the Depositor a report regarding
        the
        Custodian’s assessment of compliance (an “Assessment of Compliance”) with the
        Servicing Criteria during the preceding calendar year, as required under
        Rules
        13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. The
        Assessment of Compliance, as set forth in Regulation AB, must contain (i)
        a
        statement by such officer of its responsibility for assessing compliance
        with
        the Servicing Criteria applicable to the Custodian, (ii) a statement by such
        officer that the Custodian used the Servicing Criteria attached as Exhibit
        Five
        hereto, and which will also be attached to the Assessment of Compliance,
        to
        assess compliance with the Servicing Criteria applicable to the Custodian,
        (iii)
        an assessment by such officer of the Custodian’s compliance with the applicable
        Servicing Criteria for the period consisting of the preceding calendar year,
        including disclosure of any material instance of noncompliance with respect
        thereto during such period, which assessment shall be based on the activities
        the Custodian performs with respect to asset-based securities transactions
        taken
        as a whole involving the Custodian, that are backed by the same asset type
        as
        the Mortgage Loans, (iv) a statement that a registered public accounting
        firm
        has issued an attestation report on the Custodian’s Assessment of Compliance for
        the period consisting of the preceding calendar year, and (v) a statement
        as to
        which of the Servicing Criteria, if any, are not applicable to the Custodian,
        which statement shall be based on the activities the Custodian performs with
        respect to asset-backed securities transactions taken as a whole involving
        the
        Custodian, that are backed by the same asset type as the Mortgage Loans.
        Such
        report at a minimum shall address each of the Servicing Criteria specified
        on
        Exhibit Five hereto which are indicated as applicable to the Custodian;
        and

       

      (b)  deliver
        to the Trustee, the Master Servicer and the Depositor an Attestation Report
        (an
“Attestation Report”) by a registered public accounting firm that attests to,
        and reports on, the Assessment of Compliance made by the Custodian, as required
        by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation
        AB, which Attestation Report must be made in accordance with standards for
        attestation reports issued or adopted by the Public Company Accounting Oversight
        Board. 

       

      (c)  Notwithstanding
        the foregoing, an Assessment of Compliance is not required to be delivered
        by
        the Custodian unless it is required as part of a Form 10-K with respect to
        the
        Trust Fund.

       

      Section
        4.5  Indemnification;
        Remedies.

       

      (a)  The
        Custodian shall indemnify the Depositor, each affiliate of the Depositor,
        the
        Master Servicer and each broker dealer acting as underwriter, placement agent
        or
        initial purchaser of the Certificates or each Person who controls any of
        such
        parties (within the meaning of Section 15 of the Securities Act and Section
        20
        of the Exchange Act); and the respective present and former directors, officers,
        employees and agents of each of the foregoing, and shall hold each of them
        harmless from and against any losses, damages, penalties, fines, forfeitures,
        legal fees and expenses and related costs, judgments, and any other costs,
        fees
        and expenses that any of them may sustain arising out of or based upon any
        failure by the Custodian to deliver any report on assessment of compliance
        or
        accountants’ attestation when and as required under this Article IV.

       

      (b)  In
        the
        case of any failure of performance described in clause (i) of Section 4.5(a),
        the Custodian shall promptly reimburse the Depositor for all costs reasonably
        incurred by the Depositor in order to obtain the information, report,
        certification, accountants’ letter or other material not delivered as required
        by the Custodian.

       

      ARTICLE
        V.

      MISCELLANEOUS
        PROVISIONS

       

      Section
        5.1  Notices.  All
        notices, requests, consents and demands and other communications required
        under
        this Agreement or pursuant to any other instrument or document delivered
        hereunder shall be in writing and, unless otherwise specifically provided,
        may
        be delivered personally, by telegram or telex, or by registered or certified
        mail, postage prepaid, return receipt requested, at the addresses specified
        on
        the signature page hereof (unless changed by the particular party whose address
        is stated herein by similar notice in writing), in which case the notice
        will be
        deemed delivered when received.

       

      Section
        5.2  Amendments.  No
        modification or amendment of or supplement to this Agreement shall be valid
        or
        effective unless the same is in writing and signed by all parties hereto.
        The
        Trustee shall give prompt notice to the Custodian of any amendment or supplement
        to the Pooling and Servicing Agreement and furnish the Custodian with written
        copies thereof.

       

      Section
        5.3  GOVERNING
        LAW.
        THIS
        AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS
        OF
        THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF
        OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

       

      Section
        5.4  Recordation
        of Agreement.
        To the
        extent permitted by applicable law, this Agreement is subject to recordation
        in
        all appropriate public offices for real property records in all the counties
        or
        other comparable jurisdictions in which any or all of the properties subject
        to
        the Mortgages are situated, and in any other appropriate public recording
        office
        or elsewhere, such recordation to be effected by the Depositor and at the
        Trust’s expense, but only upon direction accompanied by an Opinion of Counsel
        reasonably satisfactory to the Depositor to the effect that the failure to
        effect such recordation is likely to materially and adversely affect the
        interests of the Certificateholders.

       

      For
        the
        purpose of facilitating the recordation of this Agreement as herein provided
        and
        for other purposes, this Agreement may be executed simultaneously in any
        number
        of counterparts, each of which counterparts shall be deemed to be an original,
        and such counterparts shall constitute but one and the same
        instrument.

       

      Section
        5.5  Severability
        of Provisions.  If
        any one or more of the covenants, agreements, provisions or terms of this
        Agreement shall be for any reason whatsoever held invalid, then such covenants,
        agreements, provisions or terms shall be deemed severable from the remaining
        covenants, agreements, provisions or terms of this Agreement and shall in
        no way
        affect the validity or enforceability of the other provisions of this Agreement
        or of the Certificates or the rights of the holders thereof.

       

      [Signature
        Page Attached]

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, this Agreement is executed as of the date first above
        written.

       

      

      
        	
                Address:

                 

                135
                  South LaSalle Street, Suite 1625

                Chicago,
                  Illinois 60603

                Attention:
                  BSABS I Trust, Series 2006-HE7

              	
                LASALLE
                  BANK NATIONAL ASSOCIATION, not individually but solely as
                  Trustee

                 

                By:____________________________________________

                Name: 

                Title: 

              
	 	 
	
                Address:

                 

                2571
                  Busse Rd., Suite 200

                Elk
                  Grove Village, IL 60007

                 

              	
                LASALLE
                  BANK NATIONAL ASSOCIATION, as Custodian

                 

                By:____________________________________________

                Name: 

                Title:

              
	 	 
	
                Address:

                 

                383
                  Madison Avenue

                New
                  York, New York 10179

                 

              	
                BEAR
                  STEARNS ASSET BACKED SECURITIES I LLC

                 

                By:____________________________________________

                Name: Joseph
                  Jurkowski, Jr.

                Title: 
                  Vice President

              
	 	 
	
                Address:

                 

                2780
                  Lake Vista Drive

                Lewisville,
                  Texas 75067

                (Facsimile:
                  (469) 759-4714)

                Attention:
                  President or General Counsel

              	
                EMC
                  MORTGAGE CORPORATION

                 

                By:____________________________________________

                Name: 

                Title: 

              
	 	 
	
                Address:

                 

                909
                  Hidden Ridge Drive, Suite 200

                Irving,
                  Texas 75038

                (Facsimile:
                  (972) 444-2880)

                Attention:
                  Mark Novachek

              	
                MASTER
                  FUNDING LLC

                 

                By:____________________________________________

                Name: 

                Title: 

              
	 	 

      

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

       

      
        
          	
                  STATE
                    OF ILLINOIS

                	
                  )

                	 
	 	
                  )

                	
                  ss.:

                
	
                  COUNTY
                    OF COOK

                	
                  )

                	 

        

        
        

      

       

      On
        the
        30th
        day of
        August 2006 before me, a notary public in and for said State, personally
        appeared _________________, known to me to be an _______________ of LaSalle
        Bank
        National Association, one of the parties that executed the within agreement,
        and
        also known to me to be the person who executed the within agreement on behalf
        of
        said party and acknowledged to me that such party executed the within
        instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

       

                                              ______________________________

      Notary
        Public

       

      [SEAL]

       

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      
        

        
          	
                  STATE
                    OF ILLINOIS

                	
                  )

                	 
	 	
                  )

                	
                  ss.:

                
	
                  COUNTY
                    OF COOK

                	
                  )

                	 

        

        
          
          

        

      

       

      On
        the
        30th
        day of
        August 2006 before me, a notary public in and for said State, personally
        appeared ____________________, known to me to be a(n) ____________________
        of
        LaSalle Bank National Association, one of the parties that executed the within
        instrument, and also known to me to be the person who executed it on behalf
        of
        said party, and acknowledged to me that such party executed the within
        instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

       

                                              ______________________________

      Notary
        Public

       

      [Notarial
        Seal]

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      
        

        
          	
                  STATE
                    OF NEW YORK

                	
                  )

                	 
	 	
                  )

                	
                  ss.:

                
	
                  COUNTY
                    OF NEW YORK

                	
                  )

                	 

        

         

      

      On
        the
        30th
        day of
        August 2006 before me, a notary public in and for said State, personally
        appeared Joseph Jurkowski, Jr., known to me to be a Vice President of Bear
        Stearns Asset Backed Securities I LLC, and also known to me to be the person
        who
        executed the within instrument on behalf of said party, and acknowledged
        to me
        that such party executed the within instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

       

                                              ______________________________
        

      Notary
        Public

       

      [SEAL]

       

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      
        

        
          	
                  STATE
                    OF TEXAS 

                	
                  )

                	 
	 	
                  )

                	
                  ss.:

                
	
                  COUNTY
                    OF DALLAS 

                	
                  )

                	 

        

         

      

      On
        the
        30th
        day of
        August 2006 before me, a notary public in and for said State, personally
        appeared ____________________, known to me to be a(n) ____________________
        of
        EMC Mortgage Corporation, one of the parties that executed the within
        instrument, and also known to me to be the person who executed the within
        instrument on behalf of said party, and acknowledged to me that such party
        executed the within instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

       

                                              ______________________________

      Notary
        Public

       

      [Notarial
        Seal]

       

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      
        
          

          
            	
                    STATE
                      OF TEXAS 

                  	
                    )

                  	 
	 	
                    )

                  	
                    ss.:

                  
	
                    COUNTY
                      OF DALLAS 

                  	
                    )

                  	 

          

        

      

       

      On
        the
        30th
        day of
        August 2006 before me, a notary public in and for said State, personally
        appeared _____________________, known to me to be a(n) ____________________
        of
        Master Funding LLC, one of the parties that executed the within instrument,
        and
        also known to me to be the person who executed the within instrument on behalf
        of said party, and acknowledged to me that such party executed the within
        instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

       

                                              ______________________________

      Notary
        Public

       

      [Notarial
        Seal]

       

      

       

      

      SCHEDULE
        A

       

      (Provided
        upon request)

      

       

      

      EXHIBIT
        ONE

       

      

       

      FORM
        OF
        CUSTODIAN INITIAL CERTIFICATION

       

      August
        30, 2006

       

      LaSalle
        Bank National Association

      135
        South
        LaSalle Street, Suite 1625

      Chicago,
        Illinois 60603     

       

      EMC
        Mortgage Corporation

      2780
        Lake
        Vista Drive

      Lewisville,
        Texas 75067

      (Facsimile:
        (469) 759-4714)

      Attention:
        President or General Counsel 

       

      Attention:
        Bear Stearns Asset Backed Securities I LLC, Series 2006-HE7

       

      
        	
              	                Re:    	
                Custodial
                  Agreement, dated as of August 30, 2006, by and among LaSalle Bank
                  National
                  Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage
                  Corporation and Master Funding LLC, relating to Bear Stearns Asset
                  Backed
                  Securities I Trust 2006-HE7, Asset-Backed
                  Certificates, Series 2006-HE7 

              

      

       

      Ladies
        and Gentlemen:

       

      In
        accordance with Section 2.3(a) of the above-captioned Custodial Agreement,
        the
        undersigned, as Custodian, hereby certifies that it has received the following
        documents with respect to each Mortgage Loan listed in the Mortgage Loan
        Schedule, with any exceptions listed on Schedule A attached hereto: (i) an
        original note, including any riders thereto, endorsed without recourse to
        the
        order of LaSalle Bank National Association, as Trustee for certificateholders
        of
        ___________________________ or to blank and showing an unbroken chain of
        endorsements from the original payee thereof to the person endorsing it to
        the
        Trustee; (ii) an original mortgage and, if the related mortgage loan is a
        MERS
        Loan, registered with MERS, noting the presence of the mortgage identification
        number and language indicating that such mortgage loan is a MERS Loan, which
        shall have been recorded (or, for Mortgage Loans other than the EMC Flow
        Loans,
        if the original is not available, a copy) with evidence of such recording
        indicated thereon (or if clause (x) in the proviso below applies, shall be
        in
        recordable form); (iii) unless the mortgage loan is a MERS Loan, the assignment
        (either an original or a copy, which may be in the form of a blanket assignment
        if permitted in the jurisdiction in which the mortgage property is located)
        to
        the Trustee of the mortgage with respect to each mortgage loan in the name
        of
        ___________________________, which shall have been recorded (of if clause
        (x) in
        the proviso below applies, shall be in recordable form); (iv) an original
        or a
        copy of all intervening assignments of the mortgage, if any, with evidence
        of
        recording thereon; (v) the original policy of title insurance or mortgagee’s
        certificate of title insurance or commitment or binder for title insurance,
        if
        available, or a copy thereof, or, in the event that such original title
        insurance policy is unavailable, a photocopy thereof, or in lieu thereof,
        a
        current lien search on the related mortgaged property; and (vi) originals
        or
        copies of all available assumption, modification or substitution agreements,
        if
        any; provided, however, that in lieu of the foregoing, the Sellers may deliver
        the following documents, under the circumstances set forth below: (x) if
        any
        mortgage (other than the mortgages related to the EMC Flow Loans), assignment
        thereof to the Trustee or intervening assignments thereof have been delivered
        or
        are being delivered to recording offices for recording and have not been
        returned in time to permit their delivery as specified above, the Depositor
        may
        deliver a true copy thereof with a certification by the related Seller or
        the
        title company issuing the commitment for title insurance, on the face of
        such
        copy, substantially as follows: “Certified to be a true and correct copy of the
        original, which has been transmitted for recording”; and (y) in lieu of the
        mortgage notes relating to the Mortgage Loans identified in the list attached
        hereto, the Depositor may deliver a lost note affidavit and indemnity and
        a copy
        of the original note, if available.

       

      Capitalized
        words and phrases used herein shall have the respective meanings assigned
        to
        them in the above-captioned Custodial Agreement.

       

      LASALLE
        BANK NATIONAL ASSOCIATION

       

      

       

      By:_______________________________

      Name:_____________________________

      Title:______________________________

       

      

      

      

      SCHEDULE
        A

      (Please
        see tab # 47)

       

      

       

      

      EXHIBIT
        TWO

       

      

       

      FORM
        OF
        CUSTODIAN INTERIM CERTIFICATION

       

      [DATE]

       

      LaSalle
        Bank National Association

      135
        South
        LaSalle Street, Suite 1625    

      Chicago,
        Illinois 60603     

       

      EMC
        Mortgage Corporation

      2780
        Lake
        Vista Drive

      Lewisville,
        Texas 75067

      (Facsimile:
        (469) 759-4714)

      Attention:
        President or General Counsel 

       

      Attention:
        Bear Stearns Asset Backed Securities I LLC, Series 2006-HE7

       

      
        	
              	                Re:	
                Custodial
                  Agreement, dated as of August 30, 2006, by and among LaSalle Bank
                  National
                  Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage
                  Corporation and Master Funding LLC, relating to Bear Stearns Asset
                  Backed
                  Securities I Trust 2006-HE7, Asset-Backed
                  Certificates, Series 2006-HE7 

              

      

       

      Ladies
        and Gentlemen:

       

      In
        accordance with Section 2.3(b) of the above-captioned Custodial Agreement,
        the
        undersigned, as Custodian, hereby certifies that it has received and reviewed
        the documents described in its initial certification dated August 30, 2006
        and
        has determined that: all documents have been executed and received and that
        such
        documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule,
        with any exceptions listed on Schedule A attached hereto.

       

      Capitalized
        words and phrases used herein shall have the respective meanings assigned
        to
        them in the above-captioned Custodial Agreement.

       

      
        LASALLE
          BANK NATIONAL ASSOCIATION

         

        

         

        By:_______________________________

        Name:_____________________________

        Title:______________________________

      

      

      

      

      SCHEDULE
        A

      (Provided
        Upon Request)

       

      

       

      

      EXHIBIT
        THREE

       

      

       

      FORM
        OF
        CUSTODIAN FINAL CERTIFICATION

       

      [DATE]

       

      LaSalle
        Bank National Association

      135
        South
        LaSalle Street, Suite 1625

      Chicago,
        Illinois 60603     

       

      EMC
        Mortgage Corporation

      2780
        Lake
        Vista Drive

      Lewisville,
        Texas 75067

      (Facsimile:
        (469) 759-4714)

      Attention:
        President or General Counsel 

       

      Attention:
        Bear Stearns Asset Backed Securities I LLC, Series 2006-HE7

       

      
        	
              	            Re:	
                Custodial
                  Agreement, dated as of August 30, 2006, by and among LaSalle Bank
                  National
                  Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage
                  Corporation and Master Funding LLC, relating to Bear Stearns Asset
                  Backed
                  Securities I Trust 2006-HE7, Asset-Backed
                  Certificates, Series 2006-HE7 

              

      

       

      Ladies
        and Gentlemen:

       

      In
        accordance with Section 2.3(c) of the above-captioned Custodial Agreement,
        the
        undersigned, as Custodian, hereby certifies that it has received and reviewed
        the documents described in its initial certification dated August 30, 2006
        and
        has determined that: all documents have been executed and received and that
        such
        documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule,
        with any exceptions listed on Schedule A attached hereto.

      

      Capitalized
        words and phrases used herein shall have the respective meanings assigned
        to
        them in the above-captioned Custodial Agreement.

       

      
        LASALLE
          BANK NATIONAL ASSOCIATION

         

        

         

        By:_______________________________

        Name:_____________________________

        Title:______________________________

         

      

      

      

      

      SCHEDULE
        A

      (Provided
        Upon Request)

       

      

       

      

      EXHIBIT
        FOUR

       

      

       

      FORM
        OF
        REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT

       

      

      

      To: [Name/Address
        of Owner]

       

      

      

      Attention:
        

       

      
        	
              	            Re:  	
                Custodial
                  Agreement, dated as of August 30, 2006, by and among LaSalle Bank
                  National
                  Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage
                  Corporation and Master Funding LLC, relating to Bear Stearns Asset
                  Backed
                  Securities I Trust 2006-HE7, Asset-Backed
                  Certificates, Series 2006-HE7 

              

      

       

      In
        connection with the Mortgage Files that you hold pursuant to the Custodial
        Agreement, we request the release, and acknowledge receipt of the Mortgage
        file/[specify document] for the Mortgage Loan described below, the reason
        indicated.

      

      Mortgagor’s
        Name, Address and Zip Code:

      

      

      Mortgage
        Loan Number:

      

      

      Reason
        for Requesting Documents: (check one)

      

      _____
        1.
        Mortgage Loan paid in full. ([The Master Servicer] [the Trustee] hereby
        certifies that all amounts received in connection therewith have been credited
        to
        __________________________________________________________________________.)

      

      _____
        2.
        Mortgage Loan in foreclosure.

      

      _____
        3.
        Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the
        repurchase price has been credited to
        _____________________________________________.)

      

      _____
        4.
        Mortgage Loan liquidated by _______________________________________. ([The
        Master Servicer] [The Trustee] hereby certifies that all proceeds of the
        foreclosure, insurance, condemnation or other liquidation have been finally
        received and credited to _____________________________________.

      

      _____
        5.
        Other (explain):  

      

      

      EXHIBIT
        FIVE

      

      SERVICING
        CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

      

      The
        assessment of compliance to be delivered by the Custodian shall address,
        at a
        minimum, the criteria identified as below as “Applicable Servicing
        Criteria”;

       

      

        
          	
                   

                  Servicing
                    Criteria

                	
                  Applicable

                  Servicing
                    Criteria

                
	
                  Reference

                	
                  Criteria

                	 
	 	
                  General
                    Servicing Considerations

                	 
	
                   

                  1122(d)(1)(i)

                	
                  Policies
                    and procedures are instituted to monitor any performance or other
                    triggers
                    and events of default in accordance with the transaction
                    agreements

                	 
	
                   

                  1122(d)(1)(ii)

                	
                  If
                    any material servicing activities are outsourced to third parties,
                    policies and procedures are instituted to monitor the third party’s
                    performance and compliance with such servicing activities

                	 
	
                   

                  1122(d)(1)(iii)

                	
                  Any
                    requirements in the transaction agreements to maintain a back-up
                    servicer
                    for the pool assets are maintained.

                	 
	
                   

                   

                  1122(d)(1)(iv)

                	
                  A
                    fidelity bond and errors and omissions policy is in effect on
                    the party
                    participating in the servicing function throughout the reporting
                    period in
                    the amount of coverage required by and otherwise in accordance
                    with the
                    terms of the transaction agreements.

                	 
	 	
                   

                  Cash
                    Collection and Administration

                	 
	
                   

                   

                  1122(d)(2)(i)

                	
                  Payments
                    on pool assets are deposited into the appropriate custodial bank
                    accounts
                    and related bank clearing accounts no more than two business
                    days
                    following receipt, or such other number of days specified in
                    the
                    transaction agreements.

                	 
	
                   

                  1122(d)(2)(ii)

                	
                  Disbursements
                    made via wire transfer on behalf of an obligor or to an investor
                    are made
                    only by authorized personnel.

                	 
	
                   

                  1122(d)(2)(iii)

                	
                  Advances
                    of funds or guarantees regarding collections, cash flows or distributions,
                    and any interest or other fees charged for such advances are
                    made,
                    reviewed and approved as specified in the transaction
                    agreements.

                	 
	
                   

                   

                  1122(d)(2)(iv)

                	
                  The
                    related accounts for the transaction, such as cash reserve accounts
                    or
                    accounts established as a form of overcollateralization, are
                    separately
                    maintained (e.g., with respect to commingling of cash) as set
                    forth in the
                    transaction agreements.

                	 
	
                   

                   

                  1122(d)(2)(v)

                	
                  Each
                    custodial account is maintained at a federally insured depository
                    institution as set forth in the transaction agreements. For purposes
                    of
                    this criterion, “federally insured depository institutions” with respect
                    to a foreign financial institution means a foreign financial
                    institution
                    that meets the requirements of Rule 13k-1(b)(1) of the Securities
                    Exchange
                    Act. 

                	 
	
                  1122(d)(2)(vi)

                	
                  Unissued
                    checks are safeguarded so as to prevent unauthorized
                    access.

                	 
	
                   

                   

                   

                   

                   

                  1122(d)(2)(vii)

                	
                  Reconciliations
                    are prepared on a monthly basis for all asset-backed securities
                    related
                    bank accounts, including custodial accounts and related bank
                    clearing
                    accounts. These reconciliations are (A) mathematically accurate;
                    (B)
                    prepared within 30 calendar days after the bank statement cutoff
                    date, or
                    such other number of days specified in the transaction agreements;
                    (C)
                    reviewed and approved by someone other than the person who prepared
                    the
                    reconciliations; and (D) contain explanations for reconciling
                    items, These
                    reconciling items are resolved within 90 calendar days of their
                    original
                    identification, or such other number of days specified in the
                    transaction
                    agreements.

                	 
	 	
                   

                  Investor
                    Remittances and Reporting

                	 
	
                   

                   

                   

                   

                  1122(d)(3)(i)

                	
                  Reports
                    to investors, including those to be filed with the Commission,
                    are
                    maintained in accordance with the transaction agreements and
                    applicable
                    Commission requirements. Specifically, such reports (A) are prepared
                    in
                    accordance with timeframes and other terms set forth in the transaction
                    agreements, (B) provide information calculated in accordance
                    with the
                    terms specified in the transaction agreements; (C) are filed
                    with the
                    Commission as required by its rules and regulations; and (D)
                    agree with
                    investors; or the trustee’s records as to the total unpaid principal
                    balance and number of pool assets serviced by the
                    servicer.

                	 
	
                   

                  1122(d)(3)(ii)

                	
                  Amounts
                    due to investors are allocated and remitted in accordance with
                    timeframes,
                    distribution priority and other terms set forth in the transaction
                    agreements.

                	 
	
                   

                  1122(d)(3)(iii)

                	
                  Disbursements
                    made to an investor are posted within two business days to the
                    servicer’s
                    investor records, or such other number of days specified in the
                    transaction agreements.

                	 
	
                   

                  1122(d)(3)(iv)

                	
                  Amounts
                    remitted to investors per the investor reports agree with cancelled
                    checks, or other form of payment, or custodial bank
                    statements.

                	 
	 	
                   

                  Pool
                    Asset Administration

                	 
	
                   

                  1122(d)(4)(i)

                	
                  Collateral
                    or security on pool assets is maintained as required by the transaction
                    agreements or related asset pool documents.

                	
                  √

                
	
                  1122(d)(4)(ii)

                	
                  Pool
                    assets and related documents are safeguarded as required by the
                    transaction agreements.

                	
                  √

                
	
                   

                  1122(d)(4)(iii)

                	
                  Any
                    additions, removals or substitutions to the asset pool are made,
                    reviewed
                    and approved in accordance with any conditions or requirements
                    in the
                    transaction agreements

                	
                  √1 

                
	
                   

                   

                  1122(d)(4)(iv)

                	
                  Payments
                    on pool assets, including any payoffs, made in accordance with
                    the related
                    pool asset documents are posted to the servicer’s obligor records
                    maintained no more than two business days after receipt, or such
                    other
                    number of days specified in the transaction agreements, and allocated
                    to
                    principal, interest or other items (e.g., escrow) in accordance
                    with the
                    related pool asset documents.

                	 
	
                   

                  1122(d)(4)(v)

                	
                  The
                    servicer’s records regarding the pool assets agree with the servicer’s
                    records with respect to an obligor’s unpaid principal
                    balance.

                	 
	
                   

                  1122(d)(4)(vi)

                	
                  Changes
                    with respect to the terms or status of an obligor’s pool asset (e.g., loan
                    modifications or re-agings) are made, reviewed and approved by
                    authorized
                    personnel in accordance with the transaction agreements and related
                    pool
                    asset documents.

                	 
	
                   

                  1122(d)(4)(vii)

                	
                  Loss
                    mitigation of recovery actions (e.g., forbearance plans, modifications
                    and
                    deed in lieu of foreclosure, foreclosures and repossessions,
                    as
                    applicable) are initiated, conducted and concluded in accordance
                    with the
                    timeframes or other requirements established by the transaction
                    documents.

                	 
	
                   

                   

                   

                  1122(d)(4)(viii)

                	
                  Records
                    documenting collection efforts are maintained during the period
                    a pool
                    asset is delinquent in accordance with the transaction agreements.,
                    Such
                    records are maintained in at least a monthly basis, or such other
                    period
                    specified in the transaction agreements, and describe the entity’s
                    activities in monitoring delinquent pool assets including, for
                    example,
                    phone calls, letters and payment rescheduling plans in cases
                    where
                    delinquency is deemed temporary (e.g., illness or
                    unemployment).

                	 
	
                   

                  1122(d)(4)(ix)

                	
                  Adjustments
                    to interest rates or rates of return for pool assets with variable
                    rates
                    are computed based on the related pool asset documents.

                	 
	
                   

                   

                   

                   

                  1122(d)(4)(x)

                	
                  Regarding
                    any funds held in trust for an obligor (such as escrow accounts);
                    (A) such
                    funds are analyzed, in accordance with the obligor’s pool asset documents,
                    on at least an annual basis, or such other period specified in
                    the
                    transaction agreements; (B) interest on such funds is paid, or
                    credited,
                    to obligors in accordance with applicable pool asset documents
                    and state
                    laws; and (C) such funds are returned to the obligor within 3-
                    calendar
                    days of full repayment of the related pool asset, or such other
                    number of
                    days specified in the transaction agreements.

                	 
	
                   

                   

                  1122(d)(4)(xi)

                	
                  Payments
                    made on behalf of an obligor (such as tax ore insurance payments)
                    are made
                    on or before the related penalty or expiration dates, as indicated
                    on the
                    appropriate bills or notices for such payments, provided that
                    such support
                    has been received by the service at least 30 calendar days prior
                    to these
                    dates, or such other number of days specified in the transaction
                    agreements.

                	 
	
                   

                  1122(d)(4)(xii)

                	
                  Any
                    late payment penalties in connection with any payment to be made
                    on behalf
                    of an obligor are paid from the servicer’s funds and not charged to the
                    obligor, unless the late payment was due to the obligor’s error or
                    omission.

                	 
	
                  1122(d)(4)(xiii)

                	
                  Disbursements
                    made on behalf of an obligor are posted within two business days
                    to the
                    obligor’s records maintained by the servicer, or such other number of
                    days
                    specified in the transaction agreements.

                	 
	
                  1122(d)(4)(xiv)

                	
                  Delinquencies,
                    charge-offs and uncollectible funds are recognized and recorded
                    in
                    accordance with the transaction agreements.

                	 
	
                  1122(d)(4)(xv)

                	
                  Any
                    external enhancement or other support, identified in item 1114(a)(1)
                    through (3) or item 1115 of Regulation AB, is maintained as set
                    forth in
                    the transaction agreements.

                	 

        

        

          

          
            1
              Only
              with respect to the logistics of adding, removing or substituting loan
              files.

          

        

      

      

      EXHIBIT
        SIX

      

      ELECTRONIC
        RELEASE REQUEST (Excel)

      

        
          	
                  Collateral
                    Release Tasks 

                	
                   

                
	
                   

                	
                   

                
	
                  Required
                    Field Header

                	
                  Description

                
	
                   

                	
                   

                
	
                  Customer

                	
                  Value
                    can be constant of '1018'
                    

                
	
                   

                	
                   

                
	
                  Poolnum

                	
                  pool
                    number if available, can be left blank as well

                
	
                   

                	
                   

                
	
                  Loaned

                	
                  EMC
                    loan#, required field

                
	
                   

                	
                   

                
	
                  loc_code

                	
                  Codes
                    must be mutually agreed upon with custodian. Examples are PDPO=
                    loans
                    released for payoff, FORC = loans released for foreclosure, OLIQ=
                    loans
                    released for repurchase, NLIQ = loans released for
                    non-liquidation/correction.

                
	
                   

                	
                   

                
	
                  rel_code

                	
                  Codes
                    must be mutually agreed upon with custodian. Examples are 

                  1
                    =
                    payoff, 2 = foreclosure, 4 = repurchase, 5 =
                    non-liquidation.

                
	
                   

                	
                   

                
	
                  rel_doclist

                	
                  Can
                    be left blank

                
	
                   

                	
                   

                
	
                  notation

                	
                  "Name
                    of Person File Being Released To @ Company Name" (i.e. Sharon
                    Ayers@EMC)

                
	
                   

                	
                   

                
	
                  reqstr

                	
                  Can
                    be left blank

                
	
                   

                	
                   

                
	
                  reqstr_sig

                	
                  Signatory
                    code assigned to requestor, TBD

                
	
                   

                	
                   

                
	
                  amend

                	
                  0
                    =
                    new release request, 1= amend an existing released record (ie.
                    FORC to
                    PDPO)

                

        

      

      

      

       

      

      EXHIBIT
        K

       

      FORM
        OF
        BACK-UP CERTIFICATION 

       

       

      Re:  The
        [ ]
        agreement dated as of [ ],
        200[ ]
        (the “Agreement”), among [IDENTIFY PARTIES]

       

      I,
        ________________________________, the _______________________ of [NAME OF
        COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer]
        [Trustee], and their officers, with the knowledge and intent that they will
        rely
        upon this certification, that:

       

      (1) I
        have
        reviewed the servicer compliance statement of the Company provided in accordance
        with Item 1123 of Regulation AB (the “Compliance Statement”), the report on
        assessment of the Company’s compliance with the servicing criteria set forth in
        Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance
        with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended
        (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing
        Assessment”), the registered public accounting firm’s attestation report
        provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act
        and
        Section 1122(b) of Regulation AB (the “Attestation
        Report”), and all servicing reports, officer’s certificates and other
        information relating to the servicing of the Mortgage Loans by the Company
        during 200[ ] that were delivered by the Company to the [Depositor] [Master
        Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company
        Servicing Information”);

       

      (2) Based
        on
        my knowledge, the Company Servicing Information, taken as a whole, does not
        contain any untrue statement of a material fact or omit to state a material
        fact
        necessary to make the statements made, in the light of the circumstances
        under
        which such statements were made, not misleading with respect to the period
        of
        time covered by the Company Servicing Information;

       

      (3) Based
        on
        my knowledge, all of the Company Servicing Information required to be provided
        by the Company under the Agreement has been provided to the [Depositor] [Master
        Servicer] [Trustee];

       

      (4) I
        am
        responsible for reviewing the activities performed by the Company as servicer
        under the Agreement, and based on my knowledge and the compliance review
        conducted in preparing the Compliance Statement and except as disclosed in
        the
        Compliance Statement, the Servicing Assessment or the Attestation Report,
        the
        Company has fulfilled its obligations under the Agreement in all material
        respects; and

       

      (5) The
        Compliance Statement required to be delivered by the Company pursuant to
        the
        Agreement, and the Servicing Assessment and Attestation Report required to
        be
        provided by the Company and by any Subservicer or Subcontractor pursuant
        to the
        Agreement, have been provided to the [Depositor] [Master Servicer]. Any material
        instances of noncompliance described in such reports have been disclosed
        to the
        [Depositor] [Master Servicer]. Any material instance of noncompliance with
        the
        Servicing Criteria has been disclosed in such reports.

       

      

       

      Date: _________________________

       

       

      By:

       

      Name:
         ________________________________
        

       

      Title:
         ________________________________

      

       

      

       

      

      EXHIBIT
        L

      

      FORM
        OF
        MORTGAGE LOAN PURCHASE AGREEMENT

       

      MORTGAGE
        LOAN PURCHASE AGREEMENT, dated as of August 30, 2006, as amended and
        supplemented by any and all amendments hereto (collectively, “this
        Agreement”),
        by
        and among EMC MORTGAGE CORPORATION, a Delaware corporation (“EMC”
or
        a
“Mortgage
        Loan Seller”),
        MASTER FUNDING LLC, a Delaware limited liability company (a “Mortgage
        Loan Seller”
or
        “Master
        Funding”,
        and
        together with EMC, the “Mortgage
        Loan Sellers”)
        and
        BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability
        company
        (the “Purchaser”).

       

      Upon
        the
        terms and subject to the conditions of this Agreement, each Mortgage Loan
        Seller
        agrees to sell, and the Purchaser agrees to purchase, certain conventional,
        closed-end, subprime, fixed rate and adjustable rate, first and second lien
        mortgage loans secured by one- to four-family residences (collectively, the
        “Mortgage
        Loans”)
        as
        described herein. The Purchaser intends to deposit the Mortgage Loans into
        a
        trust fund (the “Trust
        Fund”)
        and
        create Bear Stearns Asset-Backed Securities I Trust 2006-HE7, Asset-Backed
        Certificates, Series 2006-HE7 (the “Certificates”),
        under
        a pooling and servicing agreement, to be dated as of August 1, 2006 (the
        “Pooling
        and Servicing Agreement”),
        among
        the Purchaser, as depositor, EMC, as seller and as master servicer (the
“Master
        Servicer”),
        and
        LaSalle Bank National Association, as trustee (the “Trustee”).

       

      The
        Purchaser has filed with the Securities and Exchange Commission (the
“Commission”)
        a
        registration statement on Form S-3 (Number 333-131374) relating to its
        Asset-Backed Certificates and the offering of certain series thereof (including
        certain classes of the Certificates) from time to time in accordance with
        Rule
        415 under the Securities Act of 1933, as amended, and the rules and regulations
        of the Commission promulgated thereunder (the “Securities
        Act”).
        Such
        registration statement, when it became effective under the Securities Act,
        and
        the prospectus relating to the public offering of certain classes of the
        Certificates by the Purchaser (the “Public
        Offering”),
        as
        each may be amended or supplemented from time to time pursuant to the Securities
        Act or otherwise, are referred to herein as the “Registration
        Statement”
and
        the
“Prospectus,”
        respectively. The “Free
        Writing Prospectus”
shall
        mean the free writing prospectus, dated August 10, 2006, relating to certain
        classes of the Certificates. The “Prospectus
        Supplement”
shall
        mean the final supplement, dated August [ ], 2006, to the Prospectus, dated
        June
        7, 2006, relating to certain classes of the Certificates. With respect to
        the
        Public Offering of certain classes of the Certificates, Bear, Stearns & Co.
        Inc. (“Bear
        Stearns”)
        and
        the Purchaser have entered into a terms agreement, dated as of August 10,
        2006,
        to an underwriting agreement, dated April 13, 2006 (together, the “Underwriting
        Agreement”)
        between Bear Stearns and the Purchaser.

       

      Now,
        therefore, in consideration of the premises and the mutual agreements set
        forth
        herein, the parties hereto agree as follows:

       

      SECTION
        1.  Definitions.
        Certain
        terms are defined herein. Capitalized terms used herein but not defined herein
        shall have the meanings specified in the Pooling and Servicing Agreement.
        The
        following other terms are defined as follows:

       

      Acquisition
        Price:
        With
        respect to EMC and the sale of the EMC Mortgage Loans, cash in an amount
        equal
        to $          *             
        (plus
        $              *         
        in
        accrued interest) and the retained certificates. With respect to Master Funding
        and the sale of the Master Funding Mortgage Loans, cash in an amount equal
        to
        $           *             
        (plus
        $            *            
        in
        accrued interest).

       

      Bear
        Stearns:
        Bear,
        Stearns & Co. Inc.

       

      Closing
        Date:
        August
        30, 2006.

       

      Custodial
        Agreement:
        An
        agreement, dated as of August 30, 2006, among the Depositor, EMC, Master
        Funding, the Master Servicer, the Trustee and LaSalle Bank National Association
        as custodian (in such capacity, the “Custodian”).

       

      Cut-off
        Date:
        August
        1, 2006.

       

      Deleted
        Mortgage Loan:
        A
        Mortgage Loan replaced or to be replaced by a Replacement Mortgage
        Loan.

       

      Due
        Date:
        As to
        any Mortgage Loan, the date in each month on which the related Scheduled
        Payment
        is due, as set forth in the related Mortgage Note.

       

      EMC:
        EMC
        Mortgage Corporation.

       

      EMC
        Flow Loans:
        The
        Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.
        

       

      EMC
        Mortgage Loans:
        The
        Mortgage Loans identified as such on the Mortgage Loan Schedule for which
        EMC is
        the applicable Mortgage Loan Seller. 

       

      Fitch:
        Fitch,
        Inc., or its successors in interest. 

       

      Group
        I Cut-off Date Balance:
        Shall
        mean $186,762,941.81.

       

      Group
        II Cut-off Date Balance:
        Shall
        mean $414,356,192.66.

       

      LaSalle:
        LaSalle
        Bank National Association, or its successors in interest.

       

      Master
        Funding:
        Master
        Funding LLC.

       

      Master
        Funding Mortgage Loan:
        The
        Mortgage Loans identified as such on the Mortgage Loan Schedule for which
        Master
        Funding is the applicable Mortgage Loan Seller. 

       

      MERS:
        Mortgage Electronic Registration Systems, Inc., a corporation organized and
        existing under the laws of the State of Delaware, or any successor
        thereto.

       

      MERS®
        System:
        The
        system of recording transfers of Mortgages electronically maintained by
        MERS.

       

      Moody’s:
        Moody’s
        Investors Service, Inc., or its successors in interest.

       

      Mortgage:
        The
        mortgage, deed of trust or other instrument creating a first or second lien
        on
        or first or second priority ownership interest in an estate in fee simple
        in
        real property securing a Mortgage Note.

       

      Mortgage
        File:
        The
        items referred to in Exhibit
        1
        pertaining to a particular Mortgage Loan and any additional documents required
        to be added to such documents pursuant to this Agreement.

       

      Mortgage
        Rate:
        The
        annual rate of interest borne by a Mortgage Note as stated herein.

       

      Mortgagor:
        The
        obligor(s) on a Mortgage Note.

       

      Net
        Mortgage Rate:
        As to
        each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage
        Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate
        and
        (iii) the rate at which the LPMI Fee is calculated, if any.

       

      Opinion
        of Counsel:
        A
        written opinion of counsel, who may be counsel for the Mortgage Loan Sellers
        or
        the Purchaser, reasonably acceptable to the Trustee.

       

      Person:
        Any
        legal person, including any individual, corporation, partnership, joint venture,
        association, joint stock company, trust, unincorporated organization or
        government or any agency or political subdivision thereof.

       

      Piggyback
        Loan:
        A second
        lien Mortgage Loan originated by the same originator to the same borrower
        at the
        same time as the first lien Mortgage Loan, each secured by the same Mortgaged
        Property.

       

      Purchase
        Price:
        With
        respect to any Mortgage Loan required to be purchased by EMC (on its own
        behalf
        as a Mortgage Loan Seller and on behalf of Master Funding) pursuant to the
        applicable provisions of this Agreement, an amount equal to the sum of (i)
        100%
        of the principal remaining unpaid on such Mortgage Loan as of the date of
        purchase (including if a foreclosure has already occurred, the principal
        balance
        of the related Mortgage Loan at the time the Mortgaged Property was acquired),
        (ii) accrued and unpaid interest thereon at the Mortgage Rate through and
        including the last day of the month of purchase and (iii) any costs and damages
        (if any) incurred by the Trust in connection with any violation of such Mortgage
        Loan of any anti-predatory lending laws.

       

      Rating
        Agencies:
        Standard & Poor’s and Moody’s, each a “Rating
        Agency.”

       

      Replacement
        Mortgage Loan:
        A
        mortgage loan substituted for a Deleted Mortgage Loan which must meet on
        the
        date of such substitution the requirements stated herein and in the Pooling
        and
        Servicing Agreement; upon such substitution, such mortgage loan shall be
        a
“Mortgage
        Loan”
        hereunder.

       

      Securities
        Act:
        The
        Securities Act of 1933, as amended.

       

      Standard
        & Poor’s:
        Standard & Poor’s, a division of The McGraw-Hill Companies, Inc. or its
        successors in interest.

       

      Subgroup
        II-2 Mortgage Loans:
        The
        Mortgage Loans with respect to Subgroup II-2. 

       

      Value:
        The
        value of the Mortgaged Property at the time of origination of the related
        Mortgage Loan, such value being the lesser of (i) the value of such property
        set
        forth in an appraisal accepted by the applicable originator of the Mortgage
        Loan
        or (ii) the sales price of such property at the time of
        origination.

       

      SECTION
        2.  Purchase
        and Sale of the Mortgage Loans and Related Rights. 

       

      (a)  Upon
        satisfaction of the conditions set forth in Section 11 hereof, each Mortgage
        Loan Seller agrees to sell, and the Purchaser agrees to purchase Mortgage
        Loans
        sold by such Mortgage Loan Seller having an aggregate outstanding principal
        balance as of the Cut-off Date equal to the Group I Cut-off Date Balance
        and
        Group II Cut-off Date Balance, and each Mortgage Loan Seller’s interest in the
        Group I Swap Agreement and Group II Swap Agreement. 

       

      (b)  The
        closing for the purchase and sale of the Mortgage Loans and the closing for
        the
        issuance of the Certificates will take place on the Closing Date at the office
        of the Purchaser’s counsel in New York, New York or such other place as the
        parties shall agree.

       

      (c)  Upon
        the
        satisfaction of the conditions set forth in Section 11 hereof, on the Closing
        Date, the Purchaser shall pay to each respective Mortgage Loan Seller the
        related Acquisition Price for the Mortgage Loans sold by such Mortgage Loan
        Seller in immediately available funds by wire transfer to such account or
        accounts as shall be designated by such Mortgage Loan Seller.

       

      SECTION
        3.  Mortgage
        Loan Schedule.
        EMC (on
        its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
        agrees
        to provide to the Purchaser as of the date hereof a listing of the Mortgage
        Loans (the “Mortgage
        Loan Schedule”)
        setting forth the information listed on Exhibit
        2
        to this
        Agreement with respect to each of the Mortgage Loans being sold by the
        respective Mortgage Loan Sellers. 

       

      SECTION
        4.  Mortgage
        Loan Transfer. 

       

      (a)  The
        Purchaser will be entitled to all scheduled payments of principal and interest
        on the Mortgage Loans due after the Cut-off Date (regardless of when actually
        collected) and all payments thereof. Each Mortgage Loan Seller will be entitled
        to all scheduled payments of principal and interest on the Mortgage Loans
        sold
        by it to the Purchaser due on or before the Cut-off Date (including payments
        collected after the Cut-off Date) and all payments thereof. Such principal
        amounts and any interest thereon belonging to the related Mortgage Loan Seller
        as described above will not be included in the aggregate outstanding principal
        balance of the Mortgage Loans as of the Cut-off Date as set forth on the
        Mortgage Loan Schedule.

       

      (b)  Pursuant
        to various conveyancing documents to be executed on the Closing Date and
        pursuant to the Pooling and Servicing Agreement, the Purchaser will assign
        on
        the Closing Date all of its right, title and interest in and to the Mortgage
        Loans to the Trustee for the benefit of the Certificateholders. In connection
        with the transfer and assignment of the Mortgage Loans, each Mortgage Loan
        Seller has delivered or will deliver or cause to be delivered to the Trustee,
        or
        the Custodian on behalf of the Trustee, by the Closing Date or such later
        date
        as is agreed to by the Purchaser and such Mortgage Loan Seller (each of the
        Closing Date and such later date is referred to as a “Mortgage
        File Delivery Date”),
        the
        items of the Custodian’s Mortgage File, provided,
        however,
        that in
        lieu of the foregoing, each Mortgage Loan Seller may deliver the following
        documents, under the circumstances set forth below: (x) in lieu of the original
        Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments
        to the Trustee or intervening assignments thereof which have been delivered,
        are
        being delivered or will upon receipt of recording information relating to
        the
        Mortgage required to be included thereon, be delivered to recording offices
        for
        recording and have not been returned in time to permit their delivery as
        specified above, the related Mortgage Loan Seller may deliver a true copy
        thereof with a certification by such Mortgage Loan Seller or the Master
        Servicer, on the face of such copy, substantially as follows: “Certified to be a
        true and correct copy of the original, which has been transmitted for
        recording;” (y) in lieu of the Mortgage (other than the Mortgages related to the
        EMC Flow Loans), assignments to the Trustee or intervening assignments thereof,
        if the applicable jurisdiction retains the originals of such documents or
        if the
        originals are lost (in each case, as evidenced by a certification from such
        Mortgage Loan Seller or the Master Servicer to such effect), such Mortgage
        Loan
        Seller may deliver photocopies of such documents containing an original
        certification by the judicial or other governmental authority of the
        jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage
        Notes relating to the Mortgage Loans, each identified in the list delivered
        by
        the Purchaser to the Trustee on the Closing Date and attached hereto as
Exhibit
        5
        the
        related Mortgage Loan Seller may deliver lost note affidavits and indemnities
        of
        such Mortgage Loan Seller; and provided further, however, that in the case
        of
        Mortgage Loans which have been prepaid in full after the Cut-off Date and
        prior
        to the Closing Date, such Mortgage Loan Seller, in lieu of delivering the
        above
        documents, may deliver to the Trustee a certification by such Mortgage Loan
        Seller or the Master Servicer to such effect. Each Mortgage Loan Seller shall
        deliver such original documents (including any original documents as to which
        certified copies had previously been delivered) or such certified copies
        to the
        Trustee, or the Custodian on behalf of the Trustee, promptly after they are
        received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf
        of
        Master Funding) shall cause the Mortgage and intervening assignments, if
        any,
        and the assignment of the Mortgage to be recorded not later than 180 days
        after
        the Closing Date unless such assignment is not required to be recorded under
        the
        terms set forth in Section 6(a) hereof.

       

      (c)  In
        connection with the assignment of any Mortgage Loan registered on the MERS®
System, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of
        Master
        Funding) further agrees that it will cause, at EMC’s own expense, within 30 days
        after the Closing Date, the MERS® System to indicate that such Mortgage Loans
        have been assigned by the related Mortgage Loan Seller to the Purchaser and
        by
        the Purchaser to the Trustee in accordance with this Agreement for the benefit
        of the Certificateholders by including (or deleting, in the case of Mortgage
        Loans which are repurchased in accordance with this Agreement) in such computer
        files (a) the code in the field which identifies the specific Trustee and
        (b)
        the code in the field “Pool Field” which identifies the series of the
        Certificates issued in connection with such Mortgage Loans. EMC (on its own
        behalf as a Mortgage Loan Seller and on behalf of Master Funding) further
        agrees
        that it will not, and will not permit the Master Servicer to, and the Master
        Servicer agrees that it will not, alter the codes referenced in this paragraph
        with respect to any Mortgage Loan during the term of the Pooling and Servicing
        Agreement unless and until such Mortgage Loan is repurchased in accordance
        with
        the terms of the Pooling and Servicing Agreement.

       

      (d)  Each
        Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of
        the
        Mortgage Loans will ultimately be assigned to LaSalle Bank National Association,
        as Trustee for the benefit of the Certificateholders, on the date
        hereof.

       

      SECTION
        5.  Examination
        of Mortgage Files. 

       

      (a)  On
        or
        before the Mortgage File Delivery Date, each Mortgage Loan Seller will have
        made
        the related Mortgage Files available to the Purchaser or its agent for
        examination which may be at the offices of the Trustee or such Mortgage Loan
        Seller and/or such Mortgage Loan Seller’s custodian. The fact that the Purchaser
        or its agent has conducted or has failed to conduct any partial or complete
        examination of the related Mortgage Files shall not affect the Purchaser’s
        rights to demand cure, repurchase, substitution or other relief as provided
        in
        this Agreement. In furtherance of the foregoing, each Mortgage Loan Seller
        shall
        make the related Mortgage Files available to the Purchaser or its agent from
        time to time so as to permit the Purchaser to confirm such Mortgage Loan
        Seller’s compliance with the delivery and recordation requirements of this
        Agreement and the Pooling and Servicing Agreement. In addition, upon request
        of
        the Purchaser, each Mortgage Loan Seller agrees to provide to the Purchaser,
        Bear Stearns and to any investors or prospective investors in the Certificates
        information regarding the Mortgage Loans and their servicing, to make the
        related Mortgage Files available to the Purchaser, Bear Stearns and to such
        investors or prospective investors (which may be at the offices of the related
        Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian) and to make
        available personnel knowledgeable about the related Mortgage Loans for
        discussions with the Purchaser, Bear Stearns and such investors or prospective
        investors, upon reasonable request during regular business hours, sufficient
        to
        permit the Purchaser, Bear Stearns and such investors or potential investors
        to
        conduct such due diligence as any such party reasonably believes is
        appropriate.

       

      (b)  Pursuant
        to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or
        the
        Custodian as obligated under the Custodial Agreement), for the benefit of
        the
        Certificateholders, will review items of the Mortgage Files as set forth
        on
Exhibit
        1
        and will
        deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf
        of
        Master Funding) an initial certification in the form attached as Exhibit
        One to
        the Custodial Agreement.

       

      (c)  Within
        90
        days of the Closing Date, the Trustee or the Custodian on its behalf shall,
        in
        accordance with the provisions of Section 2.02 of the Pooling and Servicing
        Agreement, deliver to EMC (on its own behalf as a Mortgage Loan Seller and
        on
        behalf of Master Funding) and the Trustee an Interim Certification in the
        form
        attached as Exhibit Two to the Custodial Agreement to the effect that all
        such
        documents have been executed and received and that such documents relate
        to the
        Mortgage Loans identified on the Mortgage Loan Schedule, except for any
        exceptions listed on Schedule A attached to such Interim Certification. The
        Custodian shall be under no duty or obligation to inspect, review or examine
        said documents, instruments, certificates or other papers to determine that
        the
        same are genuine, enforceable, or appropriate for the represented purpose
        or
        that they have actually been recorded or that they are other than what they
        purport to be on their face.

       

      (d)  The
        Trustee or the Custodian on its behalf will review the Mortgage Files within
        180
        days of the Closing Date and will deliver to EMC and the Master Servicer,
        and if
        reviewed by the Custodian, the Trustee, a final certification substantially
        in
        the form of Exhibit Three to the Custodial Agreement. If the Trustee or the
        Custodian on its behalf is unable to deliver a final certification with respect
        to the items listed in Exhibit
        1
        due to
        any document that is missing, has not been executed, is unrelated, determined
        on
        the basis of the Mortgagor name, original principal balance and loan number,
        to
        the Mortgage Loans identified in the Mortgage Loan Schedule (a “Material
        Defect”),
        the
        Trustee or the Custodian on its behalf shall notify EMC of such Material
        Defect.
        EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master
        Funding) shall correct or cure any such Material Defect within 90 days from
        the
        date of notice from the Trustee, the Depositor or the Master Servicer of
        the
        Material Defect and if EMC (on its own behalf as a Mortgage Loan Seller and
        on
        behalf of Master Funding) does not correct or cure such Material Defect within
        such period and such defect materially and adversely affects the interests
        of
        the Certificateholders in the related Mortgage Loan, EMC (on its own behalf
        as a
        Mortgage Loan Seller and on behalf of Master Funding) will, in accordance
        with
        the terms of the Pooling and Servicing Agreement, within 90 days of the date
        of
        notice, provide the Trustee with a Replacement Mortgage Loan (if within two
        years of the Closing Date) or purchase the related Mortgage Loan at the
        applicable Purchase Price; provided,
        however,
        that if
        such defect relates solely to the inability of EMC (on its own behalf as
        a
        Mortgage Loan Seller and on behalf of Master Funding) to deliver the original
        security instrument or intervening assignments thereof, or a certified copy
        because the originals of such documents, or a certified copy, have not been
        returned by the applicable jurisdiction, EMC shall not be required to purchase
        such Mortgage Loan if EMC (on its own behalf as a Mortgage Loan Seller and
        on
        behalf of Master Funding) delivers such original documents or certified copy
        promptly upon receipt, but in no event later than 360 days after the Closing
        Date. The foregoing repurchase obligation shall not apply in the event that
        EMC
        (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
        cannot deliver such original or copy of any document submitted for recording
        to
        the appropriate recording office in the applicable jurisdiction because such
        document has not been returned by such office; provided that EMC (on its
        own
        behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall instead
        deliver a recording receipt of such recording office or, if such receipt
        is not
        available, a certificate of EMC (on its own behalf as a Mortgage Loan Seller
        and
        on behalf of Master Funding) or a Servicing Officer confirming that such
        documents have been accepted for recording, and delivery to the Trustee shall
        be
        effected by EMC (on its own behalf as a Mortgage Loan Seller and on behalf
        of
        Master Funding) within thirty days of its receipt of the original recorded
        document.

       

      (e)  At
        the
        time of any substitution, EMC (on its own behalf as a Mortgage Loan Seller
        and
        on behalf of Master Funding) shall deliver or cause to be delivered the
        Replacement Mortgage Loan, the related Mortgage File and any other documents
        and
        payments required to be delivered in connection with a substitution pursuant
        to
        the Pooling and Servicing Agreement. At the time of any purchase or
        substitution, the Trustee shall (i) assign the selected Mortgage Loan to
        EMC (on
        its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
        and
        shall release or cause the Custodian to release the documents (including,
        but
        not limited to, the Mortgage, Mortgage Note and other contents of the Mortgage
        File) in the possession of the Trustee or the Custodian, as applicable relating
        to the Deleted Mortgage Loan and (ii) execute and deliver such instruments
        of
        transfer or assignment, in each case without recourse, as shall be necessary
        to
        vest in EMC (on its own behalf as a Mortgage Loan Seller and on behalf of
        Master
        Funding) title to such Deleted Mortgage Loan.

       

      SECTION
        6.  Recordation
        of Assignments of Mortgage. 

       

      (a)  EMC
        (on
        its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
        will,
        promptly after the Closing Date, cause each Mortgage and each assignment
        of
        Mortgage from the Mortgage Loan Sellers to the Trustee, and all unrecorded
        intervening assignments, if any, delivered on or prior to the Closing Date,
        to
        be recorded in all recording offices in the jurisdictions where the related
        Mortgaged Properties are located; provided,
        however,
        EMC (on
        its own behalf as a Mortgage Loan Seller or on behalf of Master Funding)
        need
        not cause to be recorded any assignment which relates to a Mortgage Loan
        that is
        a MOM Loan or for which the related Mortgaged Property is located in any
        jurisdiction under the laws of which, as evidenced by an Opinion of Counsel
        delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf
        of
        Master Funding) to the Trustee and the Rating Agencies, the recordation of
        such
        assignment is not necessary to protect the Trustee’s interest in the related
        Mortgage Loan; provided,
        however,
        notwithstanding the delivery of any Opinion of Counsel, each assignment of
        Mortgage shall be submitted for recording by EMC (on its own behalf as a
        Mortgage Loan Seller and on behalf of Master Funding) in the manner described
        above, at no expense to the Trust Fund or Trustee, upon the earliest to occur
        of
        (i) reasonable direction by the Holders of Certificates evidencing Percentage
        Interests aggregating not less than 25% of the Trust, (ii) the occurrence
        of an
        Event of Default, (iii) the occurrence of a bankruptcy, insolvency or
        foreclosure relating to EMC under the Pooling and Servicing Agreement, (iv)
        the
        occurrence of a servicing transfer or an assignment of the servicing as
        described in Section 7.07 of the Pooling and Servicing Agreement or (iv)
        with
        respect to any one assignment of Mortgage, the occurrence of a bankruptcy,
        insolvency or foreclosure relating to the Mortgagor under the related
        Mortgage.

       

      While
        each such Mortgage or assignment is being recorded, if necessary, EMC (on
        its
        own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall
        leave or cause to be left with the Trustee or the Custodian on its behalf
        a
        certified copy of such Mortgage or assignment. In the event that, within
        180
        days of the Closing Date, the Trustee has not been provided with an Opinion
        of
        Counsel as described above or received evidence of recording with respect
        to
        each Mortgage Loan delivered to the Purchaser pursuant to the terms hereof
        or as
        set forth above and the related Mortgage Loan is not a MOM Loan, the failure
        to
        provide evidence of recording or such Opinion of Counsel shall be considered
        a
        Material Defect, and the provisions of Section 5(c) and (d) shall apply.
        All
        customary recording fees and reasonable expenses relating to the recordation
        of
        the assignments of mortgage to the Trustee or the Opinion of Counsel, as
        the
        case may be, shall be borne by EMC.

       

      (b)  It
        is the
        express intent of the parties hereto that the conveyance of the Mortgage
        Loans
        by each Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement
        be, and be treated as, a sale. It is, further, not the intention of the parties
        that such conveyance be deemed a pledge of the Mortgage Loans by such Mortgage
        Loan Seller to the Purchaser to secure a debt or other obligation of that
        Mortgage Loan Seller. However, in the event that, notwithstanding the intent
        of
        the parties, the Mortgage Loans are held by a court to continue to be property
        of such Mortgage Loan Seller, then (a) this Agreement shall also be deemed
        to be
        a security agreement within the meaning of Articles 8 and 9 of the applicable
        Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided
        for
        herein shall be deemed to be a grant by such Mortgage Loan Seller to the
        Purchaser of a security interest in all of such Mortgage Loan Seller’s right,
        title and interest in and to the Mortgage Loans and all amounts payable to
        the
        holders of the Mortgage Loans in accordance with the terms thereof and all
        proceeds of the conversion, voluntary or involuntary, of the foregoing into
        cash, instruments, securities or other property, to the extent the Purchaser
        would otherwise be entitled to own such Mortgage Loans and proceeds pursuant
        to
        Section 4 hereof, including all amounts, other than investment earnings,
        from
        time to time held or invested in any accounts created pursuant to the Pooling
        and Servicing Agreement, whether in the form of cash, instruments, securities
        or
        other property; (c) the possession by the Purchaser or the Trustee (or the
        Custodian on its behalf) of Mortgage Notes and such other items of property
        as
        constitute instruments, money, negotiable documents or chattel paper shall
        be
        deemed to be “possession by the secured party” for purposes of perfecting the
        security interest pursuant to Section 9-305 (or comparable provision) of
        the
        applicable Uniform Commercial Code; and (d) notifications to persons holding
        such property, and acknowledgments, receipts or confirmations from persons
        holding such property, shall be deemed notifications to, or acknowledgments,
        receipts or confirmations from, financial intermediaries, bailees or agents
        (as
        applicable) of the Purchaser for the purpose of perfecting such security
        interest under applicable law. Any assignment of the interest of the Purchaser
        pursuant to any provision hereof or pursuant to the Pooling and Servicing
        Agreement shall also be deemed to be an assignment of any security interest
        created hereby. EMC (on its own behalf as a Mortgage Loan Seller and on behalf
        of Master Funding) and the Purchaser shall, to the extent consistent with
        this
        Agreement, take such actions as may be reasonably necessary to ensure that,
        if
        this Agreement were deemed to create a security interest in the Mortgage
        Loans,
        such security interest would be deemed to be a perfected security interest
        of
        first priority under applicable law and will be maintained as such throughout
        the term of the Pooling and Servicing Agreement.

       

      SECTION
        7.  Representations
        and Warranties of EMC Concerning the Mortgage Loans.
        EMC
        hereby represents and warrants to the Purchaser as of the Closing Date or
        such
        other date as may be specified below with respect to each Mortgage
        Loan:

       

      (a)  The
        information set forth in the Mortgage Loan Schedule hereto is true and correct
        in all material respects.

       

      (b)  Immediately
        prior to the transfer to the Purchaser, the related Mortgage Loan Seller
        was the
        sole owner of beneficial title and holder of each Mortgage and Mortgage Note
        relating to the Mortgage Loans and is conveying the same free and clear of
        any
        and all liens, claims, encumbrances, participation interests, equities, pledges,
        charges or security interests of any nature and such Mortgage Loan Seller
        has
        full right and authority to sell or assign the same pursuant to this
        Agreement.

       

      (c)  Each
        Mortgage Loan at the time it was made complied in all material respects with
        all
        applicable local, state and federal laws and regulations, including, without
        limitation, usury, equal credit opportunity, disclosure and recording laws
        and
        all applicable predatory, abusive and fair lending laws; and each Mortgage
        Loan
        has been serviced in all material respects in accordance with all applicable
        local, state and federal laws and regulations, including, without limitation,
        usury, equal credit opportunity, disclosure and recording laws and all
        applicable anti-predatory lending laws and the terms of the related Mortgage
        Note, the Mortgage and other loan documents.

       

      (d)  There
        is
        no monetary default existing under any Mortgage or the related Mortgage Note
        and
        there is no material event which, with the passage of time or with notice
        and
        the expiration of any grace or cure period, would constitute a default, breach
        or event of acceleration; and neither the related Mortgage Loan Seller, any
        of
        its affiliates nor any servicer of any related Mortgage Loan has taken any
        action to waive any default, breach or event of acceleration; and no foreclosure
        action is threatened or has been commenced with respect to the Mortgage
        Loan.

       

      (e)  The
        terms
        of the Mortgage Note and the Mortgage have not been impaired, waived, altered
        or
        modified in any respect, except by written instruments, (i) if required by
        law
        in the jurisdiction where the Mortgaged Property is located, or (ii) to protect
        the interests of the Trustee on behalf of the Certificateholders.

       

      (f)  No
        selection procedure reasonably believed by the related Mortgage Loan Seller
        to
        be adverse to the interests of the Certificateholders was utilized in selecting
        the Mortgage Loans.

       

      (g)  Each
        Mortgage is a valid and enforceable first or second lien on the property
        securing the related Mortgage Note and each Mortgaged Property is owned by
        the
        Mortgagor in fee simple (except with respect to common areas in the case
        of
        condominiums, PUDs and de minimis
        PUDs) or
        by leasehold for a term longer than the term of the related Mortgage, subject
        only to (i) the lien of current real property taxes and assessments, (ii)
        covenants, conditions and restrictions, rights of way, easements and other
        matters of public record as of the date of recording of such Mortgage, such
        exceptions being acceptable to mortgage lending institutions generally or
        specifically reflected in the appraisal obtained in connection with the
        origination of the related Mortgage Loan or referred to in the lender’s title
        insurance policy delivered to the originator of the related Mortgage Loan
        and
        (iii) other matters to which like properties are commonly subject which do
        not
        materially interfere with the benefits of the security intended to be provided
        by such Mortgage.

       

      (h)  There
        is
        no mechanics’ lien or claim for work, labor or material affecting the premises
        subject to any Mortgage which is or may be a lien prior to, or equal with,
        the
        lien of such Mortgage except those which are insured against by the title
        insurance policy referred to in clause (m) below.

       

      (i)  There
        was
        no delinquent tax or assessment lien against the property subject to any
        Mortgage, except where such lien was being contested in good faith and a
        stay
        had been granted against levying on the property.

       

      (j)  There
        is
        no valid offset, defense or counterclaim to any Mortgage Note or Mortgage,
        including the obligation of the Mortgagor to pay the unpaid principal and
        interest on such Mortgage Note.

       

      (k)  The
        physical property subject to any Mortgage is free of material damage and
        is in
        good repair and there is no proceeding pending or threatened for the total
        or
        partial condemnation of any Mortgaged Property.

       

      (l)  The
        Mortgaged Property and all improvements thereon comply with all requirements
        of
        any applicable zoning and subdivision laws and ordinances.

       

      (m)  With
        respect to any first lien Mortgage Loan, a lender’s title insurance policy (on
        an ALTA or CLTA form) or binder, or other assurance of title customary in
        the
        relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie
        Mac, was issued on the date that each Mortgage Loan was created by a title
        insurance company which, to the best of the related Mortgage Loan Seller’s
        knowledge, was qualified to do business in the jurisdiction where the related
        Mortgaged Property is located, insuring such Mortgage Loan Seller and its
        successors and assigns that the Mortgage is a first priority lien on the
        related
        Mortgaged Property in the original principal amount of the Mortgage Loan.
        The
        related Mortgage Loan Seller is the sole insured under such lender’s title
        insurance policy, and such policy, binder or assurance is valid and remains
        in
        full force and effect, and each such policy, binder or assurance shall contain
        all applicable endorsements including a negative amortization endorsement,
        if
        applicable. With
        respect to any second lien Mortgage Loan, other
        than any Piggyback Loan that has an initial principal amount less than
        or equal to $200,000, (a) a lender’s title insurance policy or binder, or
        other assurance of title customary in the relevant jurisdiction therefore
        in a
        form acceptable to Fannie Mae or Freddie Mac, was issued on the date that
        each
        Mortgage Loan was created by a title insurance company which, to the best
        of the
        related Mortgage
        Loan Seller’s
        knowledge, was qualified to do business in the jurisdiction where the related
        Mortgaged Property is located, insuring the related seller and its successors
        and assigns. The related Mortgage
        Loan Seller
        is
        the sole insured under such lender’s title insurance policy, and such policy,
        binder or assurance is valid and remains in full force and effect, and each
        such
        policy, binder or assurance shall contain all applicable endorsements including
        a negative amortization endorsement, if applicable, or (b) a  lien
        search  was conducted at the time of origination with respect to
        the related Mortgaged Property.

       

      (n)  At
        the
        time of origination, each Mortgaged Property was the subject of an appraisal
        which conformed to the underwriting requirements of the originator of the
        Mortgage Loan and, the appraisal is in a form acceptable to Fannie Mae or
        Freddie Mac. 

       

      (o)  The
        improvements on each Mortgaged Property securing a Mortgage Loan are insured
        (by
        an insurer which is acceptable to the related Mortgage Loan Seller) against
        loss
        by fire and such hazards as are covered under a standard extended coverage
        endorsement in the locale in which the Mortgaged Property is located, in
        an
        amount which is not less than the lesser of the maximum insurable value of
        the
        improvements securing such Mortgage Loan or the outstanding principal balance
        of
        the Mortgage Loan, but in no event in an amount less than an amount that
        is
        required to prevent the Mortgagor from being deemed to be a co-insurer
        thereunder; if the improvement on the Mortgaged Property is a condominium
        unit,
        it is included under the coverage afforded by a blanket policy for the
        condominium project; if upon origination of the related Mortgage Loan, the
        improvements on the Mortgaged Property were in an area identified as a federally
        designated flood area, a flood insurance policy is in effect in an amount
        representing coverage not less than the least of (i) the outstanding principal
        balance of the Mortgage Loan, (ii) the restorable cost of improvements located
        on such Mortgaged Property or (iii) the maximum coverage available under
        federal
        law; and each Mortgage obligates the Mortgagor thereunder to maintain the
        insurance referred to above at the Mortgagor’s cost and expense.

       

      (p)  Each
        Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of
        the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6),
        (7)
        and (9) without reliance on the provisions of Treasury Regulation Section
        1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other
        provision that would allow a Mortgage Loan to be treated as a “qualified
        mortgage” notwithstanding its failure to meet the requirements of Section
        860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1),
        (2),
        (4), (5), (6), (7) and (9).

       

      (q)  None
        of
        the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part
        226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing
        TILA,
        which implements the Home Ownership and Equity Protection Act of 1994, as
        amended or (b) “high cost home,” “covered” (excluding home loans defined as
“covered home loans” in the New Jersey Home
        Ownership Security Act of 2002 that were originated between November 26,
        2003
        and July 7, 2004), “high risk home” or “predatory” loans under any applicable
        state, federal or local law (or a similarly classified loan using different
        terminology under a law imposing heightened regulatory scrutiny or additional
        legal liability for residential mortgage loans having high interest rates,
        points and/or fees).

       

      (r)  The
        information set forth in Schedule A of the Prospectus Supplement with respect
        to
        the Mortgage Loans
        is true
        and correct in all material respects.

       

      (s)  No
        Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable (as such
terms
        are
        defined in the then current Standard & Poor’s LEVELS® Glossary, which is now
        Version 5.7, Appendix E, attached hereto as Exhibit 6) or (b) was originated
        on
        or after October 1, 2002 and before March 7, 2003, which is governed by the
        Georgia Fair Lending Act. 

       

      (t)  Each
        Mortgage Loan was originated in accordance with the underwriting guidelines
        of
        the related originator.

       

      (u)  Each
        original Mortgage has been recorded or is in the process of being recorded
        in
        accordance with the requirements of Section 2.01 of the Pooling and Servicing
        Agreement in the appropriate jurisdictions wherein such recordation is required
        to perfect the lien thereof for the benefit of the Trust Fund.

       

      (v)  The
        related Mortgage File contains each of the documents and instruments listed
        in
        Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions,
        substitutions and qualifications as are set forth in such Section.

       

      (w)  The
        Mortgage Loans are currently being serviced in accordance with accepted
        servicing practices.

       

      (x)  With
        respect to each Mortgage Loan that has a prepayment penalty feature, each
        such
        prepayment penalty is enforceable and will be enforced by the related Mortgage
        Loan Seller and each prepayment penalty
        is
        permitted pursuant to federal, state and local law. In addition, with respect
        to
        each Mortgage Loan (i) no Mortgage Loan will impose a prepayment penalty
        for a
        term in excess of five years from the date such Mortgage Loan was originated
        and
        (ii) such prepayment penalty is at least equal to the lesser of (A) the maximum
        amount permitted under applicable law and (B) six months interest at the
        related
        Mortgage Rate on the amount prepaid in excess of 20% of the original principal
        balance of such Mortgage Loan.

       

      (y)  If
        any of
        the Mortgage Loans are secured by a leasehold interest, with respect to each
        leasehold interest: the use of leasehold estates for residential properties
        is
        an accepted practice in the area where the related Mortgaged Property is
        located; residential property in such area consisting of leasehold estates
        is
        readily marketable; the lease is recorded and no party is in any way in breach
        of any provision of such lease; the leasehold is in full force and effect
        and is
        not subject to any prior lien or encumbrance by which the leasehold could
        be
        terminated or subject to any charge or penalty; and the remaining term of
        the
        lease does not terminate less than ten years after the maturity date of such
        Mortgage Loan.

       

      (z)  With
        respect to the Subgroup II-2 Mortgage Loans, no refinance or purchase money
        mortgage loan has an APR or total points and fees that exceed the thresholds
        set
        by the Home Ownership and Equity Protection Act of 1994 (“HOEPA”) and its
        implementing regulations, including 12 CFR § 226.32(a)(1)(i) and
        (ii).

       

      (aa)  With
        respect to the Subgroup II-2 Mortgage Loans, no borrower obtained a prepaid
        single-premium credit-life, credit disability, credit unemployment or credit
        property insurance policy in connection with the origination of the mortgage
        loan. 

       

      (bb)  With
        respect to the Subgroup II-2 Mortgage Loans, with respect to any mortgage
        loan
        underlying the Security that contains a provision permitting imposition of
        a
        penalty upon a prepayment prior to maturity: (a) the mortgage loan provides
        some
        benefit to the borrower (e.g., a rate or fee reduction) in exchange for
        accepting such prepayment penalty; (b) the mortgage loan’s originator had a
        written policy of offering the borrower, or requiring any third-party brokers
        to
        offer the borrower, the option of obtaining a mortgage loan that did not
        require
        payment of such a penalty; (c) the prepayment penalty was adequately disclosed
        to the borrower pursuant to applicable state and federal law; and (d) no
        subprime loan originated on or after October 1, 2002 underlying the Security
        will provide for prepayment penalties for a term in excess of three years
        and
        any loans originated prior to such date, and any non-subprime loans, will
        not
        provide for prepayment penalties for a term in excess of five years; unless
        the
        loan was modified to reduce the prepayment period to no more than three years
        from the date of the note and the borrower was notified in writing of such
        reduction in prepayment period. 

       

      (cc)  With
        respect to the Subgroup II-2 Mortgage Loans, the borrower was not encouraged
        or
        required to select a mortgage loan product offered by the mortgage loan’s
        originator which is a higher cost product designed for less creditworthy
        borrowers, taking into account such facts as, without limitation, the mortgage
        loan’s requirements and the borrower’s credit history, income, assets and
        liabilities.

       

      (dd)  
        With
        respect to the Subgroup II-2 Mortgage Loans, the methodology used in
        underwriting the extension of credit for each Group II Mortgage Loan in the
        trust did not rely solely on the extent of the borrower’s equity in the
        collateral as the principal determining factor in approving such extension
        of
        credit. The methodology employed objective criteria such as the borrower’s
        income, assets and liabilities, to the proposed mortgage payment and, based
        on
        such methodology, the Mortgage Loan’s originator made a reasonable determination
        that at the time of origination the borrower had the ability to make timely
        payments on the Mortgage Loan. 

       

      (ee)  With
        respect to the Subgroup II-2 Mortgage Loans, no borrower was charged “points and
        fees” in an amount greater than (a) $1,000 or (b) 5% of the principal amount of
        such mortgage loan, whichever is greater. For purposes of this representation,
        “points and fees” (x) include origination, underwriting, broker and finder’s
        fees and charges that the lender imposed as a condition of making the mortgage
        loan, whether they are paid to the lender or a third party; and (y) exclude
        bona
        fide discount points, fees paid for actual services rendered in connection
        with
        the origination of the mortgage (such as attorneys’ fees, notaries fees and fees
        paid for property appraisals, credit reports, surveys, title examinations
        and
        extracts, flood and tax certifications, and home inspections); the cost of
        mortgage insurance or credit-risk price adjustments; the costs of title,
        hazard,
        and flood insurance policies; state and local transfer taxes or fees; escrow
        deposits for the future payment of taxes and insurance premiums; and other
        miscellaneous fees and charges, which miscellaneous fee and charges, in total,
        do not exceed 0.25 percent of the loan amount. 

       

      (ff)  With
        respect to any Subgroup II-2 Mortgage Loans originated on or after August
        1,
        2004 and underlying the Security, neither the related mortgage nor the related
        mortgage note requires the borrower to submit to arbitration to resolve any
        dispute arising out of or relating in any way to the mortgage loan transaction.
        

       

      (gg)  No
        Subgroup II-2 Mortgage Loan was originated in connection with a manufactured
        housing unit.

       

      (hh)  None
        of
        the Subgroup II-2 Mortgage Loans have an original principal balance that
        exceeds
        the applicable Freddie Mac loan limit as of the Closing Date. 

       

      (ii)  None
        of
        the Subgroup II-2 Mortgage Loans are seasoned more than 12 months.

       

      It
        is
        understood and agreed that the representations and warranties set forth in
        this
        Section 7 will inure to the benefit of the Purchaser, its successors and
        assigns, notwithstanding any restrictive or qualified endorsement on any
        Mortgage Note or assignment of Mortgage or the examination of any Mortgage
        File.
        Upon any substitution for a Mortgage Loan, the representations and warranties
        set forth above shall be deemed to be made by the related Mortgage Loan Seller
        as to any Replacement Mortgage Loan as of the date of substitution.

       

      Upon
        discovery or receipt of notice by EMC, the Purchaser or the Trustee of a
        breach
        of any representation or warranty of EMC set forth in this Section 7 which
        materially and adversely affects the value of the interests of the Purchaser,
        the Certificateholders or the Trustee in any of the Mortgage Loans delivered
        to
        the Purchaser pursuant to this Agreement, the party discovering or receiving
        notice of such breach shall give prompt written notice to the others. It
        is
        understood and agreed that a breach of any one of the representations contained
        in clauses (c), (s), (q) and (z) through (ii) above in respect of a Subgroup
        II
        Mortgage Loan will be deemed to materially adversely affect the interests
        of the
        related Certificateholders. In the case of any such breach of a representation
        or warranty set forth in this Section 7, within 90 days from the date of
        discovery by EMC, or the date EMC is notified by the party discovering or
        receiving notice of such breach (whichever occurs earlier), EMC will (i)
        cure
        such breach in all material respects, (ii) purchase the affected Mortgage
        Loan
        at the applicable Purchase Price or (iii) if within two years of the Closing
        Date, substitute a qualifying Replacement Mortgage Loan in exchange for such
        Mortgage Loan; provided that, (A) in the case of a breach of the representation
        and warranty concerning the Mortgage Loan Schedule contained in clause (a)
        of
        this Section 7, if such breach is material and relates to any field on the
        Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the
        case
        of a breach of the representation contained in clause (x) of this Section
        7,
        then, in each case, in lieu of purchasing such Mortgage Loan from the Trust
        Fund
        at the Purchase Price, EMC shall pay the amount of the Prepayment Charge
        (net of
        any amount previously collected by or paid to the Trust Fund in respect of
        such
        Prepayment Charge) from its own funds and without reimbursement therefor,
        and
        EMC shall have no obligation to repurchase or substitute for such Mortgage
        Loan.
        The obligations of EMC to cure, purchase or substitute a qualifying Replacement
        Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the
        Certificateholder’s sole and exclusive remedy under this Agreement or otherwise
        respecting a breach of representations or warranties hereunder with respect
        to
        the Mortgage Loans, except for the obligation of EMC to indemnify the Purchaser
        for such breach as set forth in and limited by Section 14 hereof.

       

      Any
        cause
        of action against EMC or relating to or arising out of a breach by EMC of
        any
        representations and warranties made in this Section 7 shall accrue as to
        any
        Mortgage Loan upon (i) discovery of such breach by EMC or notice thereof
        by the
        party discovering such breach and (ii) failure by EMC to cure such breach,
        purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage
        Loan
        pursuant to the terms hereof.

       

      SECTION
        8.  Representations
        and Warranties Concerning EMC.
        As of
        the date hereof and as of the Closing Date, EMC represents and warrants to
        the
        Purchaser and Master Funding as to itself in the capacity indicated as
        follows:

       

      (a)  EMC
        (i)
        is a corporation duly organized, validly existing and in good standing under
        the
        laws of the State of Delaware and (ii) is qualified and in good standing
        to do
        business in each jurisdiction where such qualification is necessary, except
        where the failure so to qualify would not reasonably be expected to have
        a
        material adverse effect on EMC’s business as presently conducted or on EMC’s
        ability to enter into this Agreement and to consummate the transactions
        contemplated hereby;

       

      (b)  EMC
        has
        full power to own its property, to carry on its business as presently conducted
        and to enter into and perform its obligations under this Agreement;

       

      (c)  The
        execution and delivery by EMC of this Agreement has been duly authorized
        by all
        necessary action on the part of EMC; and neither the execution and delivery
        of
        this Agreement, nor the consummation of the transactions herein contemplated,
        nor compliance with the provisions hereof or thereof, will conflict with
        or
        result in a breach of, or constitute a default under, any of the provisions
        of
        any law, governmental rule, regulation, judgment, decree or order binding
        on EMC
        or its properties or the charter or by-laws of EMC, except those conflicts,
        breaches or defaults which would not reasonably be expected to have a material
        adverse effect on EMC’s ability to enter into this Agreement and to consummate
        the transactions contemplated hereby;

       

      (d)  The
        execution, delivery and performance by EMC of this Agreement and the
        consummation of the transactions contemplated hereby do not require the consent
        or approval of, the giving of notice to, the registration with, or the taking
        of
        any other action in respect of, any state, federal or other governmental
        authority or agency, except those consents, approvals, notices, registrations
        or
        other actions as have already been obtained, given or made and, in connection
        with the recordation of the Mortgages, powers of attorney or assignments
        of
        Mortgages not yet completed;

       

      (e)  This
        Agreement has been duly executed and delivered by EMC and, assuming due
        authorization, execution and delivery by the Purchaser or the parties thereto,
        constitutes a valid and binding obligation of EMC enforceable against it
        in
        accordance with its terms (subject to applicable bankruptcy and insolvency
        laws
        and other similar laws affecting the enforcement of the rights of creditors
        generally);

       

      (f)  There
        are
        no actions, suits or proceedings pending or, to the knowledge of EMC, threatened
        against EMC, before or by any court, administrative agency, arbitrator or
        governmental body (i) with respect to any of the transactions contemplated
        by
        this Agreement or (ii) with respect to any other matter which in the judgment
        of
        EMC could reasonably be expected to be determined adversely to EMC and if
        determined adversely to EMC materially and adversely affect EMC’s ability to
        perform its obligations under this Agreement; and EMC not in default with
        respect to any order of any court, administrative agency, arbitrator or
        governmental body so as to materially and adversely affect the transactions
        contemplated by this Agreement; and

       

      (g)  The
        Mortgage Loan Sellers’ Information (as defined in Section 14(a) hereof) does not
        include any untrue statement of a material fact or omit to state a material
        fact
        necessary in order to make the statements made, in light of the circumstances
        under which they were made, not misleading.

       

      SECTION
        9.  Representations
        and Warranties Concerning the Purchaser.
        As of
        the date hereof and as of the Closing Date, the Purchaser represents and
        warrants to the Mortgage Loan Sellers as follows:

       

      (a)  The
        Purchaser (i) is a limited liability company duly organized, validly existing
        and in good standing under the laws of the State of Delaware and (ii) is
        qualified and in good standing to do business in each jurisdiction where
        such
        qualification is necessary, except where the failure so to qualify would
        not
        reasonably be expected to have a material adverse effect on the Purchaser’s
        business as presently conducted or on the Purchaser’s ability to enter into this
        Agreement and to consummate the transactions contemplated hereby;

       

      (b)  The
        Purchaser has full power to own its property, to carry on its business as
        presently conducted and to enter into and perform its obligations under this
        Agreement;

       

      (c)  The
        execution and delivery by the Purchaser of this Agreement has been duly
        authorized by all necessary action on the part of the Purchaser; and neither
        the
        execution and delivery of this Agreement, nor the consummation of the
        transactions herein contemplated, nor compliance with the provisions hereof,
        will conflict with or result in a breach of, or constitute a default under,
        any
        of the provisions of any law, governmental rule, regulation, judgment, decree
        or
        order binding on the Purchaser or its properties or the certificate of formation
        or limited liability company agreement of the Purchaser, except those conflicts,
        breaches or defaults which would not reasonably be expected to have a material
        adverse effect on the Purchaser’s ability to enter into this Agreement and to
        consummate the transactions contemplated hereby or thereby;

       

      (d)  The
        execution, delivery and performance by the Purchaser of this Agreement and
        the
        consummation of the transactions contemplated hereby or thereby do not require
        the consent or approval of, the giving of notice to, the registration with,
        or
        the taking of any other action in respect of, any state, federal or other
        governmental authority or agency, except those consents, approvals, notices,
        registrations or other actions as have already been obtained, given or
        made;

       

      (e)  This
        Agreement has been duly executed and delivered by the Purchaser and, assuming
        due authorization, execution and delivery by the Mortgage Loan Sellers,
        constitutes a valid and binding obligation of the Purchaser enforceable against
        it in accordance with its terms (subject to applicable bankruptcy and insolvency
        laws and other similar laws affecting the enforcement of the rights of creditors
        generally);

       

      (f)  There
        are
        no actions, suits or proceedings pending or, to the knowledge of the Purchaser,
        threatened against the Purchaser, before or by any court, administrative
        agency,
        arbitrator or governmental body (i) with respect to any of the transactions
        contemplated by this Agreement or (ii) with respect to any other matter which
        in
        the judgment of the Purchaser could reasonably be expected to be determined
        adversely to the Purchaser and if determined adversely to the Purchaser
        materially and adversely affect the Purchaser’s ability to perform its
        obligations under this Agreement; and the Purchaser is not in default with
        respect to any order of any court, administrative agency, arbitrator or
        governmental body so as to materially and adversely affect the transactions
        contemplated by this Agreement; and

       

      (g)  The

        Purchaser’s Information (as defined in Section 14(b) hereof) does not include
        any untrue statement of a material fact or omit to state a material fact
        necessary in order to make the statements made, in light of the circumstances
        under which they were made, not misleading.

       

      SECTION
        10.  Representations
        and Warranties Concerning Master Funding.
        As of
        the date hereof and as of the Closing Date, Master Funding represents and
        warrants to EMC and the Purchaser as follows:

       

      (a)  Master
        Funding (i) is a limited liability company duly organized, validly existing
        and
        in good standing under the laws of the State of Delaware and (ii) is qualified
        and in good standing to do business in each jurisdiction where such
        qualification is necessary, except where the failure so to qualify would
        not
        reasonably be expected to have a material adverse effect on Master Funding’s
        business as presently conducted or on Master Funding’s ability to enter into
        this Agreement and to consummate the transactions contemplated
        hereby;

       

      (b)  Master
        Funding has full power to own its property, to carry on its business as
        presently conducted and to enter into and perform its obligations under this
        Agreement;

       

      (c)  The
        execution and delivery by Master Funding of this Agreement has been duly
        authorized by all necessary action on the part of Master Funding; and neither
        the execution and delivery of this Agreement, nor the consummation of the
        transactions herein contemplated, nor compliance with the provisions hereof
        or
        thereof, will conflict with or result in a breach of, or constitute a default
        under, any of the provisions of any law, governmental rule, regulation,
        judgment, decree or order binding on Master Funding or its properties or
        the
        written consent of the sole member or limited liability company agreement
        of
        Master Funding, except those conflicts, breaches or defaults which would
        not
        reasonably be expected to have a material adverse effect on Master Funding’s
        ability to enter into this Agreement and to consummate the transactions
        contemplated hereby;

       

      (d)  The
        execution, delivery and performance by Master Funding of this Agreement and
        the
        consummation of the transactions contemplated hereby do not require the consent
        or approval of, the giving of notice to, the registration with, or the taking
        of
        any other action in respect of, any state, federal or other governmental
        authority or agency, except those consents, approvals, notices, registrations
        or
        other actions as have already been obtained, given or made and, in connection
        with the recordation of the Mortgages, powers of attorney or assignments
        of
        Mortgages not yet completed;

       

      (e)  This
        Agreement has been duly executed and delivered by Master Funding and, assuming
        due authorization, execution and delivery by the Purchaser or the parties
        thereto, constitutes a valid and binding obligation of Master Funding
        enforceable against it in accordance with its terms (subject to applicable
        bankruptcy and insolvency laws and other similar laws affecting the enforcement
        of the rights of creditors generally); and

       

      (f)  There
        are
        no actions, suits or proceedings pending or, to the knowledge of Master Funding,
        threatened against Master Funding, before or by any court, administrative
        agency, arbitrator or governmental body (i) with respect to any of the
        transactions contemplated by this Agreement or (ii) with respect to any other
        matter which in the judgment of Master Funding could reasonably be expected
        to
        be determined adversely to Master Funding and if determined adversely to
        Master
        Funding materially and adversely affect Master Funding’s ability to perform its
        obligations under this Agreement; and Master Funding is not in default with
        respect to any order of any court, administrative agency, arbitrator or
        governmental body so as to materially and adversely affect the transactions
        contemplated by this Agreement.

       

      SECTION
        11.  Conditions
        to Closing. 

       

      (a)  The
        obligations of the Purchaser under this Agreement will be subject to the
        satisfaction, on or prior to the Closing Date, of the following
        conditions:

       

      (1)  Each
        of
        the obligations of each Mortgage Loan Seller required to be performed at
        or
        prior to the Closing Date pursuant to the terms of this Agreement shall have
        been duly performed and complied with in all material respects; all of the
        representations and warranties of each Mortgage Loan Seller under this Agreement
        shall be true and correct as of the date or dates specified in all material
        respects; and no event shall have occurred which, with notice or the passage
        of
        time, would constitute a default under this Agreement or the Pooling and
        Servicing Agreement; and the Purchaser shall have received certificates to
        that
        effect signed by authorized officers of each of the Mortgage Loan
        Sellers.

       

      (2)  The
        Purchaser shall have received all of the following closing documents, in
        such
        forms as are agreed upon and reasonably acceptable to the Purchaser, duly
        executed by all signatories other than the Purchaser as required pursuant
        to the
        respective terms thereof:

       

      (i)  The
        Pooling and Servicing Agreement, in form and substance reasonably satisfactory
        to the Trustee and the Purchaser, and all documents required thereby duly
        executed by all signatories;

       

      (ii)  A
        certificate of an officer of EMC dated as of the Closing Date, in a form
        reasonably acceptable to the Purchaser, and attached thereto the resolutions
        of
        EMC authorizing the transactions contemplated by this Agreement, together
        with
        copies of the articles of incorporation, by-laws and certificate of good
        standing of EMC;

       

      (iii)  A
        certificate of an officer of Master Funding dated as of the Closing Date,
        in a
        form reasonably acceptable to the Purchaser, and attached thereto the
        resolutions of Master Funding authorizing the transactions contemplated by
        this
        Agreement, together with copies of the written consent of the sole member,
        limited liability company agreement and certificate of good standing of Master
        Funding;

       

      (iv)  One
        or
        more opinions of counsel from the Mortgage Loan Sellers’ counsel otherwise in
        form and substance reasonably satisfactory to the Purchaser, the Trustee
        and
        each Rating Agency;

       

      (v)  A
        letter
        from each of the Rating Agencies giving each Class of Certificates set forth
        on
        Schedule A hereto the rating set forth therein; and

       

      (vi)  Such
        other documents, certificates (including additional representations and
        warranties) and opinions as may be reasonably necessary to secure the intended
        ratings from each Rating Agency for the Certificates.

       

      (3)  The
        Certificates to be sold to Bear Stearns pursuant to the Underwriting Agreement
        and the Purchase Agreement shall have been issued and sold to Bear
        Stearns.

       

      (4)  Each
        Mortgage Loan Seller shall have furnished to the Purchaser such other
        certificates of its officers or others and such other documents and opinions
        of
        counsel to evidence fulfillment of the conditions set forth in this Agreement
        and the transactions contemplated hereby as the Purchaser and their respective
        counsel may reasonably request.

       

      (b)  The
        obligations of each Mortgage Loan Seller under this Agreement shall be subject
        to the satisfaction, on or prior to the Closing Date, of the following
        conditions:

       

      (1)  The
        obligations of the Purchaser required to be performed by it on or prior to
        the
        Closing Date pursuant to the terms of this Agreement shall have been duly
        performed and complied with in all material respects, and all of the
        representations and warranties of the Purchaser under this Agreement shall
        be
        true and correct in all material respects as of the date hereof and as of
        the
        Closing Date, and no event shall have occurred which would constitute a breach
        by it of the terms of this Agreement or the Pooling and Servicing Agreement,
        and
        each Mortgage Loan Seller shall have received a certificate to that effect
        signed by an authorized officer of the Purchaser.

       

      (2)  Each
        Mortgage Loan Seller shall have received copies of all of the following closing
        documents, in such forms as are agreed upon and reasonably acceptable to
        each
        Mortgage Loan Seller, duly executed by all signatories other than the related
        Mortgage Loan Seller as required pursuant to the respective terms
        thereof:

       

      (i)  The
        Pooling and Servicing Agreement, in form and substance reasonably satisfactory
        to EMC and the Trustee, and all documents required thereby duly executed
        by all
        signatories;

       

      (ii)  A
        certificate of an officer of the Purchaser dated as of the Closing Date,
        in a
        form reasonably acceptable to each Mortgage Loan Seller, and attached thereto
        the written consent of the member of the Purchaser authorizing the transactions
        contemplated by this Agreement, the Pooling and Servicing Agreement, together
        with copies of the Purchaser’s certificate of formation, limited liability
        company agreement and evidence as to the good standing of the Purchaser dated
        as
        of a recent date;

       

      (iii)  One
        or
        more opinions of counsel from the Purchaser’s counsel in form and substance
        reasonably satisfactory to each Mortgage Loan Seller, the Trustee and the
        Rating
        Agencies; and

       

      (iv)  Such
        other documents, certificates (including additional representations and
        warranties) and opinions as may be reasonably necessary to secure the intended
        rating from each Rating Agency for the Certificates.

       

      SECTION
        12.  Fees
        and Expenses.
        Subject
        to Section 17 hereof, EMC (on its own behalf as a Mortgage Loan Seller and
        on
        behalf of Master Funding) shall pay on the Closing Date or such later date
        as
        may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage
        Loan
        Sellers’ attorneys and the reasonable fees and expenses of the Purchaser’s
        attorneys, (ii) the fees and expenses of Deloitte & Touche llp,
        (iii)
        the fee for the use of Purchaser’s Registration Statement based on the aggregate
        original principal amount of the Certificates and the filing fee of the
        Commission as in effect on the date on which the Registration Statement was
        declared effective, (iv) the fees and expenses including counsel’s fees and
        expenses in connection with any “blue sky” and legal investment matters, (v) the
        fees and expenses of the Trustee which shall include without limitation the
        fees
        and expenses of the Trustee (and the fees and disbursements of its counsel)
        with
        respect to (A) legal and document review of this Agreement, the Pooling and
        Servicing Agreement, the Certificates and related agreements, (B) attendance
        at
        the Closing and (C) review of the Mortgage Loans to be performed by the Trustee
        or the Custodian on its behalf, (vi) the expenses for printing or otherwise
        reproducing the Certificates, the Prospectus and the Prospectus Supplement,
        (vii) the fees and expenses of each Rating Agency (both initial and ongoing),
        (viii) the fees and expenses relating to the preparation and recordation
        of
        mortgage assignments (including intervening assignments, if any and if
        available, to evidence a complete chain of title from the originator to the
        Trustee) from each Mortgage Loan Seller to the Trustee or the expenses relating
        to the Opinion of Counsel referred to in Section 6(a) hereof, as the case
        may be
        and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses
        incurred by the Purchaser in connection with the purchase of the Mortgage
        Loans
        and by Bear Stearns in connection with the sale of the Certificates. EMC
        (on its
        own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
        additionally agrees to pay directly to any third party on a timely basis
        the
        fees provided for above which are charged by such third party and which are
        billed periodically.

       

      SECTION
        13.  Accountants’
        Letters. 

       

      (a)  Deloitte
        & Touche LLP
        will
        review the characteristics of a sample of the Mortgage Loans described in
        the
        Mortgage Loan Schedule and will compare those characteristics to the description
        of the Mortgage Loans contained in the Free Writing Prospectus under the
        captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A
        thereto. Deloitte & Touche LLP
        will
        review the characteristics of a sample of the Mortgage Loans described in
        the
        Mortgage Loan Schedule and will compare those characteristics to the description
        of the Mortgage Loans contained in the Prospectus Supplement under the captions
        “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto.
        EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master
        Funding) will cooperate with the Purchaser in making available all information
        and taking all steps reasonably necessary to permit such accountants to complete
        the review and to deliver the letters required of them under the Underwriting
        Agreement. Deloitte & Touche LLP
        will
        also confirm certain calculations as set forth under the caption “Yield,
        Prepayment and Maturity Considerations” in the Free Writing Prospectus and in
        the Prospectus Supplement.

       

      (b)  To
        the
        extent statistical information with respect to EMC’s servicing portfolio is
        included in the Free Writing Prospectus and in the Prospectus Supplement
        under
        the caption “Servicing of the Mortgage Loans—The Master Servicer,” a letter from
        the certified public accountant for EMC will be delivered to the Purchaser
        dated
        the date of the Prospectus Supplement, in the form previously agreed to by
        EMC
        and the Purchaser, with respect to such statistical information.

       

      SECTION
        14.  Indemnification. 

       

      (a)  EMC
        (on
        its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
        shall
        indemnify and hold harmless the Purchaser and its directors, officers and
        controlling persons (as defined in Section 15 of the Securities Act) from
        and
        against any loss, claim, damage or liability or action in respect thereof,
        to
        which they or any of them may become subject, under the Securities Act or
        otherwise, insofar as such loss, claim, damage, liability or action arises
        out
        of, or is based upon any untrue statement of a material fact contained in
        the
Mortgage
        Loan Sellers’ Information
        as
        identified in Exhibit
        3,
        the
        omission to state in the Free Writing Prospectus, the Prospectus Supplement
        or
        Prospectus (or any amendment thereof or supplement thereto approved by EMC
        (on
        its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
        and in
        which additional Mortgage Loan Sellers’ Information is identified), in reliance
        upon and in conformity with Mortgage Loan Sellers’ Information a material fact
        required to be stated therein or necessary to make the statements therein
        in
        light of the circumstances in which they were made, not misleading, and EMC
        (on
        its own behalf as a Mortgage Loan Seller and on behalf of Master Funding)
        shall
        reimburse the Purchaser and each other indemnified party for any legal and
        other
        expenses reasonably incurred by them in connection with investigating or
        defending or preparing to defend against any such loss, claim, damage, liability
        or action.

       

      The
        foregoing indemnity agreement is in addition to any liability which EMC or
        Master Funding otherwise may have to the Purchaser or any other such indemnified
        party.

       

      (b)  The
        Purchaser shall indemnify and hold harmless each Mortgage Loan Seller and
        its
        respective directors, officers and controlling persons (as defined in Section
        15
        of the Securities Act) from and against any loss, claim, damage or liability
        or
        action in respect thereof, to which they or any of them may become subject,
        under the Securities Act or otherwise, insofar as such loss, claim, damage,
        liability or action arises out of, or is based upon any untrue statement
        of a
        material fact contained in the Purchaser’s
        Information
        as
        identified in Exhibit
        4,
        the
        omission to state in the Prospectus Supplement or Prospectus (or any amendment
        thereof or supplement thereto approved by the Purchaser and in which additional
        Purchaser’s Information is identified), in reliance upon and in conformity with
        the Purchaser’s Information, a material fact required to be stated therein or
        necessary to make the statements therein in light of the circumstances in
        which
        they were made, not misleading, and the Purchaser shall reimburse each Mortgage
        Loan Seller, and each other indemnified party for any legal and other expenses
        reasonably incurred by them in connection with investigating or defending
        or
        preparing to defend any such loss, claim, damage, liability or action. The
        foregoing indemnity agreement is in addition to any liability which the
        Purchaser otherwise may have to the Mortgage Loan Sellers, or any other such
        indemnified party.

       

      (c)  Promptly
        after receipt by an indemnified party under subsection (a) or (b) above of
        notice of the commencement of any action, such indemnified party shall, if
        a
        claim in respect thereof is to be made against the indemnifying party under
        such
        subsection, notify each party against whom indemnification is to be sought
        in
        writing of the commencement thereof (but the failure so to notify an
        indemnifying party shall not relieve it from any liability which it may have
        under this Section 14 except to the extent that it has been prejudiced in
        any
        material respect by such failure or from any liability which it may have
        otherwise). In case any such action is brought against any indemnified party,
        and it notifies an indemnifying party of the commencement thereof, the
        indemnifying party will be entitled to participate therein and, to the extent
        it
        may elect by written notice delivered to the indemnified party promptly (but,
        in
        any event, within 30 days) after receiving the aforesaid notice from such
        indemnified party, to assume the defense thereof with counsel reasonably
        satisfactory to such indemnified party. Notwithstanding the foregoing, the
        indemnified party or parties shall have the right to employ its or their
        own
        counsel in any such case, but the fees and expenses of such counsel shall
        be at
        the expense of such indemnified party or parties unless (i) the employment
        of
        such counsel shall have been authorized in writing by one of the indemnifying
        parties in connection with the defense of such action, (ii) the indemnifying
        parties shall not have employed counsel to have charge of the defense of
        such
        action within a reasonable time after notice of commencement of the action,
        or
        (iii) such indemnified party or parties shall have reasonably concluded that
        there is a conflict of interest between itself or themselves and the
        indemnifying party in the conduct of the defense of any claim or that the
        interests of the indemnified party or parties are not substantially co-extensive
        with those of the indemnifying party (in which case the indemnifying parties
        shall not have the right to direct the defense of such action on behalf of
        the
        indemnified party or parties), in any of which events such fees and expenses
        shall be borne by the indemnifying parties (provided,
        however,
        that
        the indemnifying party shall be liable only for the fees and expenses of
        one
        counsel in addition to one local counsel in the jurisdiction involved. Anything
        in this subsection to the contrary notwithstanding, an indemnifying party
        shall
        not be liable for any settlement or any claim or action effected without
        its
        written consent; provided,
        however,
        that
        such consent was not unreasonably withheld.

       

      (d)  If
        the
        indemnification provided for in paragraphs (a) and (b) of this Section 14
        shall
        for any reason be unavailable to an indemnified party in respect of any loss,
        claim, damage or liability, or any action in respect thereof, referred to
        in
        Section 14, then the indemnifying party shall in lieu of indemnifying the
        indemnified party contribute to the amount paid or payable by such indemnified
        party as a result of such loss, claim, damage or liability, or action in
        respect
        thereof, in such proportion as shall be appropriate to reflect the relative
        benefits received by the Mortgage Loan Sellers on the one hand and the Purchaser
        on the other from the purchase and sale of the Mortgage Loans, the offering
        of
        the Certificates and the other transactions contemplated hereunder. No person
        found liable for a fraudulent misrepresentation shall be entitled to
        contribution from any person who is not also found liable for such fraudulent
        misrepresentation.

       

      (e)  The
        parties hereto agree that reliance by an indemnified party on any publicly
        available information or any information or directions furnished by an
        indemnifying party shall not constitute negligence, bad faith or willful
        misconduct by such indemnified party.

       

      SECTION
        15.  Notices.
        All
        demands, notices and communications hereunder shall be in writing but may
        be
        delivered by facsimile transmission subsequently confirmed in writing. Notices
        to EMC shall be directed to EMC Mortgage Corporation, 2780 Lake Vista Drive,
        Lewisville, Texas 75067, (Facsimile: (469-759-4714)) Attention: President
        or
        General Counsel; notices to Master Funding shall be directed to Master Funding
        LLC, Two Mac Arthur Ridge, 909 Hidden Ridge Drive, Suite 200 Irving, Texas
        75038
        (Facsimile: (972-444-2880)) Attention: Mark Novacheck; and notices to the
        Purchaser shall be directed to Bear Stearns Asset Backed Securities I LLC,
        383
        Madison Avenue, New York, New York 10179, (Telecopy: (212-272-7206)), Attention:
        Chief Counsel; or to any other address as may hereafter be furnished by one
        party to the other party by like notice.  Any such demand, notice or
        communication hereunder shall be deemed to have been received on the date
        received at the premises of the addressee (as evidenced, in the case of
        registered or certified mail, by the date noted on the return receipt) provided
        that it is received on a business day during normal business hours and, if
        received after normal business hours, then it shall be deemed to be received
        on
        the next business day.

       

      SECTION
        16.  Transfer
        of Mortgage Loans.
        The
        Purchaser retains the right to assign the Mortgage Loans and any or all of
        its
        interest under this Agreement to the Trustee without the consent of the Mortgage
        Loan Sellers, and, upon such assignment, the Trustee shall succeed to the
        applicable rights and obligations of the Purchaser hereunder; provided, however,
        the Purchaser shall remain entitled to the benefits set forth in Sections
        12, 14
        and 18 hereto and as provided in Section 2(a). Notwithstanding the foregoing,
        the sole and exclusive right and remedy of the Trustee with respect to a
        breach
        of representation or warranty of the Mortgage Loan Sellers shall be the cure,
        purchase or substitution obligations of EMC contained in Sections 5 and 7
        hereof.

       

      SECTION
        17.  Termination.
        This
        Agreement may be terminated (a) by the mutual consent of the parties hereto
        prior to the Closing Date, (b) by the Purchaser, if the conditions to the
        Purchaser’s obligation to close set forth under Section 11(a) hereof are not
        fulfilled as and when required to be fulfilled or (c) by any Mortgage Loan
        Seller, if the conditions to the Mortgage Loan Sellers’ obligation to close set
        forth under Section 11(b) hereof are not fulfilled as and when required to
        be
        fulfilled. In the event of termination pursuant to clause (b), EMC (on its
        own
        behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay,
        and
        in the event of termination pursuant to clause (c), the Purchaser shall pay,
        all
        reasonable out-of-pocket expenses incurred by the other in connection with
        the
        transactions contemplated by this Agreement. In the event of a termination
        pursuant to clause (a), each party shall be responsible for its own
        expenses.

       

      SECTION
        18.  Representations,
        Warranties and Agreements to Survive Delivery.
        All
        representations, warranties and agreements contained in this Agreement, or
        contained in certificates of officers of the Mortgage Loan Sellers submitted
        pursuant hereto, shall remain operative and in full force and effect and
        shall
        survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser
        to
        the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser,
        each of EMC’s representations and warranties contained herein with respect to
        the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually
        delivered to the Purchaser and included in the Mortgage Loan Schedule and
        any
        Replacement Mortgage Loan.

       

      SECTION
        19.  Severability.
        If any
        provision of this Agreement shall be prohibited or invalid under applicable
        law,
        this Agreement shall be ineffective only to such extent, without invalidating
        the remainder of this Agreement.

       

      SECTION
        20.  Counterparts.
        This
        Agreement may be executed in counterparts, each of which will be an original,
        but which together shall constitute one and the same agreement.

       

      SECTION
        21.  Amendment.
        This
        Agreement cannot be amended or modified in any manner without the prior written
        consent of each party.

       

      SECTION
        22.  GOVERNING
        LAW.
        THIS
        AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS
        OF
        THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF
        LAWS
        PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS
        LAW.

       

      SECTION
        23.  Further
        Assurances.
        Each of
        the parties agrees to execute and deliver such instruments and take such
        actions
        as another party may, from time to time, reasonably request in order to
        effectuate the purpose and to carry out the terms of this Agreement including
        any amendments hereto which may be required by either Rating
        Agency.

       

      SECTION
        24.  Successors
        and Assigns.
        This
        Agreement shall bind and inure to the benefit of and be enforceable by each
        of
        the Mortgage Loan Sellers and the Purchaser and their permitted successors
        and
        assigns and, to the extent specified in Section 14 hereof, Bear Stearns,
        and
        their directors, officers and controlling persons (within the meaning of
        federal
        securities laws). The Mortgage Loan Sellers acknowledge and agree that the
        Purchaser may assign its rights under this Agreement (including, without
        limitation, with respect to the EMC’s representations and warranties respecting
        the Mortgage Loans) to the Trustee. Any person into which any Mortgage Loan
        Seller may be merged or consolidated (or any person resulting from any merger
        or
        consolidation involving such Mortgage Loan Seller), any person resulting
        from a
        change in form of such Mortgage Loan Seller or any person succeeding to the
        business of such Mortgage Loan Seller, shall be considered the “successor” of
        such Mortgage Loan Seller hereunder and shall be considered a party hereto
        without the execution or filing of any paper or any further act or consent
        on
        the part of any party hereto. Except as provided in the two preceding sentences,
        this Agreement cannot be assigned, pledged or hypothecated by either party
        hereto without the written consent of the other parties to this Agreement
        and
        any such assignment or purported assignment shall be deemed null and
        void.

       

      SECTION
        25.  The
        Mortgage Loan Sellers.
        The
        Mortgage Loan Sellers will keep in full force and effect its existence, all
        rights and franchises as a corporation under the laws of the State of its
        incorporation and will obtain and preserve its qualification to do business
        as a
        foreign corporation in each jurisdiction in which such qualification is
        necessary to perform its obligations under this Agreement.

       

      SECTION
        26.  Entire
        Agreement.
        This
        Agreement contains the entire agreement and understanding between the parties
        with respect to the subject matter hereof, and supersedes all prior and
        contemporaneous agreements, understandings, inducements and conditions, express
        or implied, oral or written, of any nature whatsoever with respect to the
        subject matter hereof.

       

      SECTION
        27.  No
        Partnership.
        Nothing
        herein contained shall be deemed or construed to create a partnership or
        joint
        venture between the parties hereto.

       

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      IN
        WITNESS WHEREOF, the parties hereto have caused their names to be signed
        hereto
        by their respective duly authorized officers as of the date first above
        written.

       

      EMC
        MORTGAGE CORPORATION

       

      

       

      By:_____________________________________

      Name:

      Title:

       

      BEAR
        STEARNS ASSET BACKED SECURITIES I LLC

       

      By:______________________________________

      Name: Joseph
        Jurkowski, Jr. 

      Title: Vice
        President

       

      MASTER
        FUNDING LLC

       

      By:______________________________________

      Name:
        

      Title:

       

      

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      EXHIBIT
        1

       

      CONTENTS
        OF MORTGAGE FILE

       

      With
        respect to each Mortgage Loan, the Mortgage File shall include each of the
        following items, which shall be available for inspection by the Purchaser
        or its
        designee, and which shall be delivered to the Purchaser or its designee pursuant
        to the terms of this Agreement.

       

      (i)  The
        original Mortgage Note, including any riders thereto, endorsed without recourse
        to the order of blank or to “LaSalle Bank National Association, as Trustee for
        certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed
        Certificates, Series 2006-HE7,” and showing to the extent available to the
        related Mortgage Loan Seller an unbroken chain of endorsements from the original
        payee thereof to the Person endorsing it to the Trustee;

       

      (ii)  The
        original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting
        the
        presence of the MIN and language indicating that such Mortgage Loan is a
        MOM
        Loan, which shall have been recorded (or if the original is not available,
        a
        copy), with evidence of such recording indicated thereon (or if clause (x)
        in
        the proviso below applies, shall be in recordable form);

       

      (iii)  Unless
        the Mortgage Loan is either a MOM Loan or has been assigned in the name of
        MERS,
        the assignment (either an original or a copy, which may be in the form of
        a
        blanket assignment if permitted in the jurisdiction in which the Mortgaged
        Property is located) to the Trustee of the Mortgage with respect to each
        Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for
        certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed
        Certificates, Series 2006-HE7,” which shall have been recorded (or if clause (x)
        in the proviso below applies, shall be in recordable form);

       

      (iv)  An
        original or a copy of all intervening assignments of the Mortgage, if any,
        to
        the extent available to the related Mortgage Loan Seller, with evidence of
        recording thereon;

       

      (v)  The
        original policy of title insurance or mortgagee’s certificate of title insurance
        or commitment or binder for title insurance, if available, or a copy thereof,
        or, in the event that such original title insurance policy is unavailable,
        a
        photocopy thereof, or in lieu thereof, a current lien search on the related
        Mortgaged Property and

       

      (vi)  Originals
        or copies of all available assumption, modification or substitution agreements,
        if any; provided, however, that in lieu of the foregoing, the related Mortgage
        Loan Seller may deliver the following documents, under the circumstances
        set
        forth below: (x) if any Mortgage, assignment thereof to the Trustee or
        intervening assignments thereof have been delivered or are being delivered
        to
        recording offices for recording and have not been returned in time to permit
        their delivery as specified above, the related Mortgage Loan Seller may deliver
        a true copy thereof with a certification by the related Mortgage Loan Seller
        or
        the Master Servicer, on the face of such copy, substantially as follows:
        “Certified to be a true and correct copy of the original, which has been
        transmitted for recording”; (y) in lieu of the Mortgage, assignments to the
        Trustee or intervening assignments thereof, if the applicable jurisdiction
        retains the originals of such documents or if the originals are lost (in
        each
        case, as evidenced by a certification from the related Mortgage Loan Seller
        or
        the Master Servicer to such effect), the related Mortgage Loan Seller may
        deliver photocopies of such documents containing an original certification
        by
        the judicial or other governmental authority of the jurisdiction where such
        documents were recorded; and (z) in lieu of the Mortgage Notes relating to
        the
        Mortgage Loans identified in the list set forth in Exhibit I to the Pooling
        and
        Servicing Agreement, the related Mortgage Loan Seller may deliver a lost
        note
        affidavit and indemnities of the related Mortgage Loan Seller; and provided,
        further, however, that in the case of Mortgage Loans which have been prepaid
        in
        full after the Cut-Off Date and prior to the Closing Date, the related Mortgage
        Loan Seller, in lieu of delivering the above documents, may deliver to the
        Trustee a certification by the related Mortgage Loan Seller or the Master
        Servicer to such effect. In the case of the documents referred to in clause
        (x)
        above, the related Mortgage Loan Seller shall deliver such documents to the
        Trustee or its Custodian promptly after they are received. EMC (on its own
        behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause,
        at its expense, the Mortgage and intervening assignments, if any, and to
        the
        extent required in accordance with the foregoing, the assignment of the Mortgage
        to the Trustee to be submitted for recording promptly after the Closing Date;
        provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf
        of
        Master Funding) need not cause to be recorded any assignment (a) in any
        jurisdiction under the laws of which, as evidenced by an Opinion of Counsel
        addressed to the Trustee delivered by EMC (on its own behalf as a Mortgage
        Loan
        Seller and on behalf of Master Funding) to the Trustee, and the Rating Agencies,
        the recordation of such assignment is not necessary to protect the Trustee’s
        interest in the related Mortgage Loan or (b) if MERS is identified on the
        Mortgage or on a properly recorded assignment of the Mortgage as mortgagee
        of
        record solely as nominee for EMC (on its own behalf as a Mortgage Loan Seller
        and on behalf of Master Funding) and its successors and assigns. In the event
        that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master
        Funding), the Purchaser or the Master Servicer gives written notice to the
        Trustee that a court has recharacterized the sale of the Mortgage Loans as
        a
        financing, EMC (on its own behalf as a Mortgage Loan Seller and on behalf
        of
        Master Funding) shall submit or cause to be submitted for recording as specified
        above or, should EMC (on its own behalf as a Mortgage Loan Seller and on
        behalf
        of Master Funding) fail to perform such obligations, the Master Servicer
        shall
        cause each such previously unrecorded assignment to be submitted for recording
        as specified above at the expense of the Trust. In the event a Mortgage File
        is
        released to EMC (on its own behalf as a Mortgage Loan Seller and on behalf
        of
        Master Funding) or the Master Servicer as a result of such Person having
        completed a Request for Release, the Custodian shall, if not so completed,
        complete the assignment of the related Mortgage in the manner specified in
        clause (iii) above.

       

      

      

      

      EXHIBIT
        2

      MORTGAGE
        LOAN SCHEDULE INFORMATION

      

      The
        Mortgage Loan Schedule shall set forth the following information with respect
        to
        each Mortgage Loan: 

      

      (a)  the
        city,
        state and zip code of the Mortgaged Property; 

      (b)  the
        property type;

      (c)  the
        Mortgage Rate;

      (d)  the
        Servicing Fee Rate;

      (e)  the
        Master Servicer’s Fee Rate;

      (f)  the
        LPMI
        Fee, if applicable;

      (g)  the
        Trustee Fee Rate, if applicable;

      (h)  the
        Net
        Rate;

      (i)  the
        maturity date;

      (j)  the
        stated original term to maturity;

      (k)  the
        stated remaining term to maturity;

      (l)  the
        original Principal Balance;

      (m)  the
        first
        payment date;

      (n)  the
        principal and interest payment in effect as of the Cut-off Date;

      (o)  the
        unpaid Principal Balance as of the Cut-off Date;

      (p)  the
        Loan-to-Value Ratio at origination;

      (q)  the
        insurer of any Primary Mortgage Insurance Policy;

      (r)  the
        MIN
        with respect to each MOM Loan;

      (s)  the
        Gross
        Margin, if applicable;

      (t)  the
        next
        Adjustment Date, if applicable;

      (u)  the
        Maximum Lifetime Mortgage Rate, if applicable;

      (v)  the
        Minimum Lifetime Mortgage Rate, if applicable;

      (w)  the
        Periodic Rate Cap, if applicable; 

      (x)  the
        Loan
        Group, if applicable;

      (y)  a
        code
        indicating whether the Mortgage Loan is negatively amortizing;

      
        	(z)     
                 	
                which
                  Mortgage Loans adjust after an initial fixed-rate period of one,
                  two,
                  three, five, seven or ten years or any other period;
                  

              

      

      (aa)  the
        Prepayment Charge, if any;

      (bb)  lien
        position (e.g., first lien or second lien);

      (cc)  a
        code
        indicating whether the Mortgage Loan is has a balloon payment;

      (dd)  a
        code
        indicating whether the Mortgage Loan is an interest-only loan; 

      (ee)  the
        interest-only term, if applicable;

      (ff)  the
        Mortgage Loan Seller; and

      (gg)  the
        original amortization term.

      

      Such
        schedule also shall set forth for all of the Mortgage Loans, the total number
        of
        Mortgage Loans, the total of each of the amounts described under (n) and
        (j)
        above, the weighted average by principal balance as of the Cut-off Date of
        each
        of the rates described under (c) through (h) above, and the weighted average
        remaining term to maturity by unpaid principal balance as of the Cut-off
        Date.

       

      

      

      

      EXHIBIT
        3

       

      MORTGAGE
        LOAN SELLERS’ INFORMATION

       

      All
        information in the Prospectus Supplement described under the following captions:
        “SUMMARY — The Mortgage Loans,” “THE MORTGAGE POOL”, “THE SPONSOR” and “SCHEDULE
        A — Mortgage Loan Statistical Data.”

       

      

      

      

      EXHIBIT
        4

       

      PURCHASER’S
        INFORMATION

       

      All
        information in the Prospectus Supplement and the Prospectus, except the Mortgage
        Loan Sellers’ Information. 

       

      

      

      

      EXHIBIT
        5

       

      SCHEDULE
        OF LOST NOTES

       

      Available
        Upon Request

      

      

      

      EXHIBIT
        6

       

      REVISED
        April 18, 2006

      

      APPENDIX
        E - Standard & Poor’s Predatory Lending Categories

       

      Standard
        & Poor’s has categorized loans governed by anti-predatory lending laws in
        the Jurisdictions listed below into three categories based upon a combination
        of
        factors that include (a) the risk exposure associated with the assignee
        liability and (b) the tests and thresholds set forth in those laws. Note
        that
        certain loans classified by the relevant statute as Covered are included
        in
        Standard & Poor’s High Cost Loan Category because they included thresholds
        and tests that are typical of what is generally considered High Cost by the
        industry.

       

      Standard
        & Poor’s High Cost Loan Categorization

       

      

        
          	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                   

                  Arkansas

                	
                   

                  Arkansas
                    Home Loan Protection Act,

                  Ark.
                    Code Ann. §§ 23-53-101 et
                    seq.

                   

                  Effective
                    July 16, 2003

                	
                   

                  High
                    Cost Home Loan

                
	
                   

                  Cleveland
                    Heights, OH

                	
                   

                  Ordinance
                    No. 72-2003 (PSH), Mun.

                  Code
                    §§ 757.01 et
                    seq.

                   

                  Effective
                    June 2, 2003

                	
                  Covered
                    Loan

                
	
                  Colorado

                	
                  Consumer
                    Equity Protection, Colo. Stat.

                  Ann.
                    §§ 5-3.5-101 et
                    seq.

                   

                  Effective
                    for covered loans offered or entered into on or after January
                    1, 2003.
                    Other provisions of the Act took effect on June 7, 2002

                	
                  Covered
                    Loan

                
	
                  Connecticut

                	
                  Connecticut
                    Abusive Home Loan

                  Lending
                    Practices Act, Conn. Gen. Stat.

                  §§
                    36a-746 et
                    seq.

                   

                  Effective
                    October 1, 2001

                	
                  High
                    Cost Home Loan

                
	
                  District
                    of Columbia

                	
                  Home
                    Loan Protection Act, D.C. Code

                  §§
                    26-1151.01 et
                    seq.

                   

                  Effective
                    for loans closed on or after January 28, 2003

                	
                  Covered
                    Loan

                
	
                  Florida

                	
                  Fair
                    Lending Act, Fla. Stat. Ann. §§

                  494.0078
                    et
                    seq.

                   

                  Effective
                    October 2, 2002

                	
                  High
                    Cost Home Loan

                

        

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      

      

        
          	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Georgia
                    (Oct. 1, 2002 -

                  Mar.
                    6, 2003)

                	
                  Georgia
                    Fair Lending Act, Ga. Code

                  Ann.
                    §§ 7-6A-1 et
                    seq.

                   

                  Effective
                    October 1, 2002 - March 6 2003

                	
                  High
                    Cost Home Loan

                
	
                  Georgia
                    as amended

                  (Mar.
                    7, 2003 - current)

                	
                  Georgia
                    Fair Lending Act, Ga. Code

                  Ann.
                    §§ 7-6A-1 et
                    seq.

                   

                  Effective
                    for loans closed on or after

                  March
                    7, 2003

                	
                  High
                    Cost Home Loan

                
	
                  HOEPA
                    Section 32

                	
                  Home
                    Ownership and Equity Protection

                  Act
                    of 1994, 15 U.S.C. § 1639, 12

                  C.F.R.
                    §§ 226.32 and 226.34

                   

                  Effective
                    October 1, 1995, amendments

                  October
                    1, 2002

                	
                  High
                    Cost Loan

                
	
                  Illinois

                	
                  High
                    Risk Home Loan Act, Ill. Comp.

                  Stat.
                    tit. 815, §§ 137/5 et
                    seq.

                   

                  Effective
                    January 1, 2004 (prior to this date, regulations under
                    Residential

                  Mortgage
                    License Act effective from May 14, 2001)

                	
                  High
                    Risk Home Loan

                
	
                  Kansas

                	
                  Consumer
                    Credit Code, Kan. Stat. Ann.

                  §§
                    16a-1-101 et
                    seq.

                   

                  Sections
                    16a-1-301 and 16a-3-207 became effective April 14, 1999;

                  Section
                    16a-3-308a became effective July 1, 1999

                	
                  High
                    Loan to Value Consumer Loan (id.
§
                    16a-3-207) and;

                
	
                  High
                    APR Consumer Loan (id.
§
                    16a-3-308a)

                
	
                  Kentucky

                	
                  2003
                    KY H.B. 287 - High Cost Home

                  Loan
                    Act, Ky. Rev. Stat. §§ 360.100 et seq.

                   

                  Effective
                    June 24, 2003

                	
                  High
                    Cost Home Loan

                
	
                  Maine

                	
                  Truth
                    in Lending, Me. Rev. Stat. tit. 9-

                  A,
                    §§ 8-101 et
                    seq.

                   

                  Effective
                    September 29, 1995 and as amended from time to time

                	
                  High
                    Rate High Fee Mortgage

                
	 	 	 
	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Massachusetts

                	
                  Part
                    40 and Part 32, 209 C.M.R. §§

                  32.00
                    et
                    seq.
                    and 209 C.M.R. §§ 40.01 et
                    seq.

                   

                  Effective
                    March 22, 2001 and amended from time to time

                	
                  High
                    Cost Home Loan

                
	
                  Nevada

                	
                  Assembly
                    Bill No. 284, Nev. Rev. Stat.

                  §§
                    598D.010 et
                    seq.

                   

                  Effective
                    October 1, 2003

                	
                  Home
                    Loan

                
	
                  New
                    Jersey

                	
                  New
                    Jersey Home Ownership Security

                  Act
                    of 2002, N.J. Rev. Stat. §§ 46:10B- 22 et
                    seq.

                   

                  Effective
                    for loans closed on or after November 27, 2003

                	
                  High
                    Cost Home Loan

                
	
                  New
                    Mexico

                	
                  Home
                    Loan Protection Act, N.M. Rev.

                  Stat.
                    §§ 58-21A-1 et
                    seq.

                   

                  Effective
                    as of January 1, 2004; Revised

                  as
                    of February 26, 2004

                	
                  High
                    Cost Home Loan

                
	
                  New
                    York

                	
                  N.Y.
                    Banking Law Article 6-1

                   

                  Effective
                    for applications made on or after April 1, 2003

                	
                  High
                    Cost Home Loan

                
	
                  North
                    Carolina

                	
                  Restrictions
                    and Limitations on High

                  Cost
                    Home Loans, N.C. Gen. Stat. §§ 24-1.1E et
                    seq.

                   

                  Effective
                    July 1, 2000; amended October 1, 2003 (adding open-end lines
                    of
                    credit)

                	
                  High
                    Cost Home Loan

                
	
                  Ohio

                	
                  H.B.
                    386 (codified in various sections of the Ohio Code), Ohio Rev.
                    Code Ann.
                    §§ 1349.25 et
                    seq.

                   

                  Effective
                    May 24, 2002

                	
                  Covered
                    Loan

                
	
                  Oklahoma

                	
                  Consumer
                    Credit Code (codified in various sections of Title 14A)

                   

                  Effective
                    July 1, 2000; amended effective January 1, 2004

                	
                  Subsection
                    10 Mortgage

                
	 	 	 
	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  South
                    Carolina

                	
                  South
                    Carolina High Cost and

                  Consumer
                    Home Loans Act, S.C. Code

                  Ann.
                    §§ 37-23-10 et
                    seq.

                   

                  Effective
                    for loans taken on or after January 1, 2004

                	
                  High
                    Cost Home Loan

                
	
                  West
                    Virginia

                	
                  West
                    Virginia Residential Mortgage Lender, Broker and Servicer Act,
                    W.

                  Va.
                    Code Ann. §§ 31-17-1 et
                    seq.

                   

                  Effective
                    June 5, 2002

                	
                  West
                    Virginia Mortgage Loan Act
                    Loan

                

        

      

      

      Standard
        & Poor’s Covered Loan Categorization

        

         

        
          	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Georgia
                    (Oct. 1, 2002 -

                  Mar.
                    6, 2003)

                	
                  Georgia
                    Fair Lending Act, Ga. Code

                  Ann.
                    §§ 7-6A-1 et
                    seq.

                   

                  Effective
                    October 1, 2002 - March 6, 2003

                	
                  Covered
                    Loan

                
	
                  New
                    Jersey

                	
                  New
                    Jersey Home Ownership Security

                  Act
                    of 2002, N.J. Rev. Stat. §§ 46:10B 22 et
                    seq.

                   

                  Effective
                    November 27, 2003 - July 5, 2004

                	
                  Covered
                    Home Loan

                

        

        

        Standard
          & Poor’s Home Loan Categorization

         

        
          	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Georgia
                    (Oct. 1, 2002 -

                  Mar.
                    6, 2003)

                	
                  Georgia
                    Fair Lending Act, Ga. Code

                  Ann.
                    §§ 7-6A-1 et
                    seq.

                   

                  Effective
                    October 1, 2002 - March 6, 2003

                	
                  Home
                    Loan

                
	
                  New
                    Jersey

                	
                  New
                    Jersey Home Ownership Security

                  Act
                    of 2002, N.J. Rev. Stat. §§ 46:10B- 22 et
                    seq.

                   

                  Effective
                    for loans closed on or after November 27, 2003

                	
                  Home
                    Loan

                
	
                  New
                    Mexico

                	
                  Home
                    Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et
                    seq.

                   

                  Effective
                    as of January 1, 2004; Revised as of February 26, 2004

                	
                  Home
                    Loan

                
	
                  North
                    Carolina

                	
                  Restrictions
                    and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§

                  24-1.1E
                    et
                    seq.

                   

                  Effective
                    July 1, 2000; amended October 1, 2003 (adding open-end lines
                    of
                    credit)

                	
                  Consumer
                    Home Loan

                
	
                  South
                    Carolina

                	
                  South
                    Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann.
§§ 37-23-10
                    et
                    seq.

                   

                  Effective
                    for loans taken on or after January 1, 2004

                	
                  Consumer
                    Home Loan 

                

        

        

        

      

      

      

      

      

      SCHEDULE
        A

       

      REQUIRED
        RATINGS FOR EACH CLASS OF CERTIFICATES

       

      Group
        I Public Certificates

      

      
        	
                Class

              	
                Fitch

              	
                Moody’s

              
	
                I-A-1

              	
                AAA

              	
                Aaa

              
	
                I-A-2

              	
                AAA

              	
                Aaa

              
	
                I-A-3

              	
                AAA

              	
                Aaa

              
	
                I-M-1

              	
                AA+

              	
                Aa1

              
	
                I-M-2

              	
                AA

              	
                Aa2

              
	
                I-M-3

              	
                AA-

              	
                Aa3

              
	
                I-M-4

              	
                A+

              	
                A1

              
	
                I-M-5

              	
                A

              	
                A2

              
	
                I-M-6

              	
                A-

              	
                A3

              
	
                I-M-7

              	
                BBB+

              	
                Baa1

              
	
                I-M-8

              	
                BBB

              	
                Baa2

              
	
                I-M-9

              	
                BBB-

              	
                Baa3

              
	 	 	 

      

       

      
        	
                 

                Group
                  II Public Certificates

              
	 	 	 
	
                Class

              	
                S&P

              	
                Moody’s

              
	
                II-1A-1

              	
                AAA

              	
                Aaa

              
	
                II-1A-2

              	
                AAA

              	
                Aaa

              
	
                II-1A-3

              	
                AAA

              	
                Aaa

              
	
                II-2A

              	
                AAA

              	
                Aaa

              
	
                II-M-1

              	
                AA+

              	
                Aa1

              
	
                II-M-2

              	
                AA

              	
                Aa2

              
	
                II-M-3

              	
                AA-

              	
                Aa3

              
	
                II-M-4

              	
                A+

              	
                A1

              
	
                II-M-5

              	
                A

              	
                A2

              
	
                II-M-6

              	
                A-

              	
                A3

              
	
                II-M-7

              	
                BBB+

              	
                Baa1

              
	
                II-M-8

              	
                BBB

              	
                Baa2

              
	
                II-M-9

              	
                BBB-

              	
                Baa3

              

      

       

      None
        of
        the above ratings has been lowered, qualified or withdrawn since the dates
        of
        issuance of such ratings by the Rating Agencies.

       

      

      Group
        I Private Certificates

      

      
        	
                Class

              	
                Fitch

              	
                Moody’s

              
	
                I-M-10

              	
                BB+

              	
                Ba1

              
	
                I-M-11

              	
                BB

              	
                Ba2

              
	
                I-CE

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                I-P

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                I-R-1

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                I-R-2

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                I-R-3

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                I-RX

              	
                Not
                  Rated

              	
                Not
                  Rated

              

      

       

      
        	
                Group
                  II Private Certificates

              
	 	 	 
	
                Class

              	
                S&P

              	
                Moody’s

              
	
                II-M-10

              	
                BB+

              	
                Ba1

              
	
                II-M-11

              	
                BB

              	
                Ba2

              
	
                II-CE

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                II-P

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                II-R-1

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                II-RX

              	
                Not
                  Rated

              	
                Not
                  Rated

              

      

       

      

      

       

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      EXHIBIT
        M

       

      GROUP
        I
        SWAP AGREEMENT

       

      

      

      

      BEAR
        STEARNS FINANCIAL PRODUCTS INC.

      383
        MADISON AVENUE

      NEW
        YORK,
        NEW YORK 10179

      212-272-4009

      

      
        	
                DATE:

              	
                August
                  30, 2006

              
	 	 
	
                TO:

              	
                LaSalle
                  Bank National Association, not individually, but solely as Group
                  I
                  Supplemental Interest Trust Trustee on behalf of the Group I Supplemental
                  Interest Trust with respect to Bear Stearns Asset Backed Securities
                  I
                  Trust 2006-HE7 Asset-Backed Certificates, Series 2006-HE7 (each
                  as defined
                  herein) 

              
	 	 
	
                ATTENTION:

              	
                Global
                  Securities and Trust Services Group - BSABS 2006-HE7

              
	 	 
	
                TELEPHONE:

              	
                (312)
                  904-4373

              
	
                FACSIMILE:

              	
                (312)
                  904-1368

              
	 	 
	
                FROM:

              	
                Derivatives
                  Documentation

              
	
                TELEPHONE:

              	
                212-272-2711
                  

              
	
                FACSIMILE: 

              	
                212-272-9857
                  

              
	 	 
	
                SUBJECT:

                 

              	
                Fixed
                  Income Derivatives Confirmation and Agreement 

                 

              
	
                REFERENCE
                  NUMBER:

              	
                FXNSC8574
                  

              

      

      

      The
        purpose of
        this
        letter agreement ("Agreement") is to confirm the terms and conditions of
        the
        current Transaction entered into on the Trade Date specified below (the
        "Transaction") between Bear Stearns Financial Products Inc. ("BSFP") and
        LaSalle
        Bank National Association, not individually, but solely as supplemental interest
        trust trustee (“Group I Supplemental Interest Trust Trustee”) on behalf of the
        Group I Supplemental Interest Trust Trust (the “Group I Supplemental Interest
        Trust”) with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE7
        (“Counterparty”) created under the Pooling and Servicing Agreement dated as of
        August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as Depositor,
        EMC Mortgage Corporation, Seller and Master Servicer, and LaSalle Bank National
        Association, as Trustee (the “Pooling and Servicing Agreement”). This Agreement,
        which evidences a complete and binding agreement between you and us to enter
        into the Transaction on the terms set forth below, constitutes a "Confirmation"
        as referred to in the "ISDA Form Master Agreement" (as defined below), as
        well
        as a “Schedule” as referred to in the ISDA Form Master
        Agreement.

       

      1.  This
        Agreement is subject to the 2000
        ISDA Definitions (the
        “Definitions”), as published by the International Swaps and Derivatives
        Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement
        in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement
        (Multicurrency—Cross Border) form (the "ISDA Form Master Agreement") but,
        rather, an ISDA Form Master Agreement shall be deemed to have been executed
        by
        you and us on the date we entered into the Transaction. Terms capitalized
        but
        not defined herein except
        in
        the Definitions
        shall
        have the respective meanings attributed to them in the Pooling and Servicing
        Agreement. In the event of any inconsistency between the provisions of this
        Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement
        shall prevail for purposes of the Transaction. Each reference to a “Section”
(unless specifically referencing the Pooling and Servicing Agreement or to
        a
“Section” “of this Agreement” will be construed as a reference to a Section of
        the ISDA Form Master Agreement.

       

      Rate
        Floor (Oct/23/96)

      2.  The
        terms
        of the particular Transaction to which this Confirmation relates are as
        follows:

       

      

      
        	
                Notional
                  Amount:

              	
                With
                  respect to any Calculation Period, the amount set forth for such
                  period on
                  Schedule I attached hereto.

              
	 	 
	
                Trade
                  Date:

              	
                July
                  28, 2006

              
	 	 
	
                Effective
                  Date:

              	
                August
                  30, 2006

              
	 	 
	
                Termination
                  Date:

              	
                August
                  25, 2011, provided, however, for the purposes of determining the
                  Floating
                  Amount to be paid in respect of the final Calculation Period, such
                  date
                  shall be subject to adjustment in accordance with the Business
                  Day
                  Convention.

              

      

      

      Fixed
        Amount:

       

      
        	
                Fixed
                  Rate Payer:

              	
                Counterparty

              
	 	 
	
                Fixed
                  Rate Payer

              	 
	
                Period
                  End Dates:

              	
                The
                  25th
                  calendar day of each month during
                  the Term
                  of this Transaction, commencing September 25, 2006, and ending
                  on the
                  Termination Date, with No Adjustment.

              
	 	 
	
                Fixed
                  Rate Payer

              	 
	
                Payment
                  Date:

              	
                Early
                  Payment shall be applicable. The Fixed Rate Payer Payment Date
                  shall be
                  one Business Day prior to each Fixed Rate Payer Period End
                  Date.

              
	 	 
	
                Fixed
                  Rate:

              	
                5.39700%

              
	 	 
	
                Fixed
                  Amount:

              	
                To
                  be determined in accordance with the following formula:

              
	 	
                100
                  * Fixed Rate * Notional Amount * Fixed Rate Day Count
                  Fraction

              
	 	 
	
                Fixed
                  Rate Day

              	 
	
                Count
                  Fraction:

              	
                30/360

              

      

      

      

      

      Floating
        Amounts:

       

      
        	
                Floating
                  Rate Payer:

              	
                BSFP

              
	 	 
	
                Floating
                  Rate Payer 

              	 
	
                Period
                  End Dates:

              	
                The
                  25th
                  calendar day of each month during
                  the Term
                  of this Transaction, commencing September 25, 2006, and ending
                  on the
                  Termination Date, subject to adjustment in accordance with the
                  Business
                  Day Convention.

              
	 	 
	
                Floating
                  Rate Payer 

              	 
	
                Payment
                  Dates:

              	
                Early
                  Payment shall be applicable. The Floating Rate Payer Payment Date
                  shall be
                  one Business Day prior to each Floating Rate Payer Period End
                  Date.

              
	 	 
	
                Floating
                  Rate Option:

                 

              	
                USD-LIBOR-BBA

                 

              
	
                Floating
                  Amount:

                 

              	
                To
                  be determined in accordance with the following formula:

                 

              
	 	
                100
                  * Floating Rate Option * Notional Amount * Floating Rate Day Count
                  Fraction.

              
	 	 
	
                Designated
                  Maturity:

              	
                One
                  month

              
	 	 
	
                Floating
                  Rate Day 

              	 
	
                Count
                  Fraction:

              	
                Actual/360

              
	 	 
	
                Reset
                  Dates:

              	
                The
                  first day of each Calculation Period.

              
	 	 
	
                Compounding:

              	
                Inapplicable

              
	 	 
	
                Business
                  Days:

              	
                New
                  York and Illinois

              
	 	 
	
                Business
                  Day Convention:

              	
                Following

              
	 	 
	
                Calculation
                  Agent:

              	
                BSFP

              

      

      

      3.  Additional
        Provisions: 

       

      1)
          Each
        party hereto is hereby advised and acknowledges that the other party has
        engaged
        in (or refrained from engaging in) substantial financial transactions and
        has
        taken (or refrained from taking) other material actions in reliance upon
        the
        entry by the parties into the Transaction being entered into on the terms
        and
        conditions set forth herein and in the Pooling and Servicing Agreement relating
        to such Transaction, as applicable. This paragraph 1) shall be deemed repeated
        on the trade date of each Transaction. 

       

      4.  Provisions
        Deemed Incorporated in a Schedule to the ISDA Form Master
        Agreement:

      

      1)
          The
        parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master
        Agreement will apply to any Transaction.

       

      2)
          Termination
        Provisions.
        For
        purposes of the Master Agreement:

       

      (a)  "Specified
        Entity" is not applicable to BSFP or Counterparty for any purpose. 

       

      (b)  "Specified
        Transaction" is not applicable to BSFP or Counterparty for any purpose, and,
        accordingly, Section 5(a)(v) shall not apply to BSFP or
        Counterparty.

       

      (c)  The
        "Cross Default" provisions of Section 5(a)(vi) will not apply to BSFP or
        to
        Counterparty. 

       

      (d)  The
        "Credit Event Upon Merger" provisions of Section 5(b)(iv) will not apply
        to BSFP
        or Counterparty.

       

      (e)  With
        respect to Counterparty, the “Bankruptcy Provision” of Section 5(a)(vii)(2)
        shall be deleted in its entirety.

       

      (f)  The
        "Automatic Early Termination" provision of Section 6(a) will not apply to
        BSFP
        or to Counterparty.

       

      (g)  Payments
        on Early Termination. For the purpose of Section 6(e) of the ISDA Form Master
        Agreement:

       

      (i)  Market
        Quotation will apply.

       

      (ii)  the
        Second Method will apply. 

       

      (h)  "Termination
        Currency" means United States Dollars. 

       

      (i)  Tax
        Event. The provisions of Section 2(d)(i)(4) and 2(d)(ii) of the printed ISDA
        Form Master Agreement shall not apply to Counterparty and Counterparty shall
        not
        be required to pay any additional amounts referred to therein. 

       

      3)
          Tax
        Representations. 

       

      (a)  Payer
        Representations. For the purpose of Section 3(e) of the ISDA Form Master
        Agreement, each of BSFP and the Counterparty will make the following
        representations:

       

      It
        is not
        required by any applicable law, as modified by the practice of any relevant
        governmental revenue authority, of any Relevant Jurisdiction to make any
        deduction or withholding for or on account of any Tax from any payment (other
        than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master
        Agreement) to be made by it to the other party under this Agreement. In making
        this representation, it may rely on: 

       

      (i)  the
        accuracy of any representations made by the other party pursuant to Section
        3(f)
        of the ISDA Form Master Agreement;

       

      (ii)  the
        satisfaction of the agreement contained in Sections 4(a)(i) and 4(a)(iii)
        of the
        ISDA Form Master Agreement and the accuracy and effectiveness of any document
        provided by the other party pursuant to Sections 4(a)(i) and 4(a)(iii) of
        the
        ISDA Form Master Agreement; and

       

      (iii)  the
        satisfaction of the agreement of the other party contained in Section 4(d)
        of
        the ISDA Form Master Agreement, provided that it shall not be a breach of
        this
        representation where reliance is placed on clause (ii) and the other party
        does
        not deliver a form or document under Sections 4(a)(i) and 4(a)(iii) by reason
        of
        material prejudice to its legal or commercial position. 

       

      (b)  Payee
        Representations. For the purpose of Section 3(f) of the ISDA Form Master
        Agreement, each of BSFP and the Counterparty make the following representations.
        

       

      The
        following representation will apply to BSFP: 

       

      BSFP
        is a
        corporation organized under the laws of the State of Delaware and its U.S.
        taxpayer identification number is 13-3866307. 

       

      The
        following representation will apply to the Counterparty: 

       

      The
        beneficial owner of the payments made to it under this Agreement is either
        (i) a
        "U.S. person" (as that term is used in section 1.1441-4(a)(3)(ii) of United
        States Treasury Regulations) for United States federal income tax purposes
        and
        an "Exempt recipient" within the meaning of section 1.6049-4(c)(1)(ii) of
        United
        States Treasury Regulations, or (ii) a "non-U.S. branch of a foreign person"
        as
        that term is used in section 1.1441-4(a)(3)(ii) of the United States Treasury
        Regulations (the "Regulations") for United States federal income tax purposes,
        and it is a "foreign person" as that term is used in section 1.6041-4(a)(4)
        of
        the Regulations for United States federal income tax purposes.

       

      4)
          The
        ISDA
        Form Master Agreement is hereby amended as follows:

       

      The
        word
“third” shall be replaced by the word “second” in the third line of Section
        5(a)(i) of the ISDA Form Master Agreement.

       

      5)
          Documents
        to be Delivered.
        For the
        purpose of Section 4(a) of the ISDA Form Master Agreement:

       

      (1) Tax
        forms, documents, or certificates to be delivered are:

      
        	
                 

                Party
                  required to deliver document

              	
                 

                Form/Document/

                Certificate

              	
                 

                Date
                  by which to

                be
                  delivered

              
	
                 

                BSFP
                  and

                the
                  Counterparty

                 

              	
                 

                Any
                  document required or reasonably requested to allow the other party
                  to make
                  payments under this Agreement without any deduction or withholding
                  for or
                  on the account of any Tax or with such deduction or withholding
                  at a
                  reduced rate

                 

              	
                Promptly
                  after the earlier of (i) reasonable demand by either party or (ii)
                  learning that such form or document is required

                 

              

      

      

      

      

      

      

      (2) Other
        documents to be delivered are:

      
        	
                 

                Party
                  required to deliver document

              	
                 

                Form/Document/

                Certificate

              	
                 

                Date
                  by which to

                be
                  delivered

              	
                 

                Covered
                  by Section 3(d) Representation

              
	
                 

                BSFP
                  and

                the
                  Counterparty

                 

              	
                 

                Any
                  documents required by the receiving party to evidence the authority
                  of the
                  delivering party or its Credit Support Provider, if any, for it to execute
                  and deliver this Agreement, any Confirmation , and any Credit Support
                  Documents to which it is a party, and to evidence the authority
                  of the
                  delivering party or its Credit Support Provider to perform its
                  obligations
                  under this Agreement, such Confirmation and/or Credit Support Document,
                  as
                  the case may be

                 

              	
                 

                Upon
                  the execution and delivery of this Agreement and such
                  Confirmation

                 

              	
                 

                Yes

                 

              
	
                 

                BSFP
                  and

                the
                  Counterparty

                 

              	
                 

                A
                  certificate of an authorized officer of the party, as to the incumbency
                  and authority of the respective officers of the party signing this
                  Agreement, any relevant Credit Support Document, or any Confirmation,
                  as
                  the case may be

                 

              	
                 

                Upon
                  the execution and delivery of this Agreement and such
                  Confirmation

                 

              	
                 

                Yes

                 

              

      

      

      
        	
                BSFP

                 

              	
                 

                A
                  copy of the most recent annual report of such party (only if
                  available) and its Credit Support Provider, if any, containing
                  in all
                  cases audited consolidated financial statements for each fiscal
                  year
                  certified by independent certified public accountants and prepared
                  in
                  accordance with generally accepted accounting principles in the
                  United
                  States or in the country in which such party is organized

                 

              	
                 

                Promptly
                  after request by the other party

                 

              	
                 

                Yes

                 

              
	
                Counterparty
                  

                 

              	
                 

                An
                  executed copy of the Pooling and Servicing Agreement

                 

              	
                 

                Upon
                  the later of (i) receipt by Counterparty or (ii) 30 days after
                  the date of
                  this Agreement.

                 

              	
                 

                No

                 

              

      

      

      6)
          Miscellaneous.
        Miscellaneous

       

      (a)  Address
        for Notices: For the purposes of Section 12(a) of the ISDA Form Master
        Agreement:

       

      Address
        for notices or communications to BSFP:

       

      
        	
                Address:

              	
                383
                  Madison Avenue, New York, New York 10179

              
	
                Attention:

              	
                DPC
                  Manager 

              
	
                Facsimile:

              	
                (212)
                  272-5823

              

      

      

      with
        a
        copy to:

       

      
        	
                Address:

              	
                One
                  Metrotech Center North, Brooklyn, New York 11201

              
	
                Attention:

              	
                Derivative
                  Operations - 7th Floor

              
	
                Facsimile:

              	
                (212)
                  272-1634

              

      

      

      (For
        all
        purposes)

       

      Address
        for notices or communications to the Counterparty:

       

      
        	
                Address:

              	
                LaSalle
                  Bank National Association

              
	 	
                135
                  South LaSalle Street, Suite 1625

              
	 	
                Chicago,
                  IL 60603

              
	
                Attention:

              	
                Global
                  Securities and Trust Services Group-Bear Stearns Asset Backed Securities
                  I
                  Trust 2006-HE7

              
	
                Facsimile:

              	
                (312)
                  904-1368

              
	
                Phone:

              	
                (312)
                  904-4373

              

      

      

      (For
        all
        purposes)

       

      (b)  Process
        Agent. For the purpose of Section 13(c) of the ISDA Form Master
        Agreement:

       

      
        	
                BSFP
                  appoints as its 

              	 
	
                Process
                  Agent: 

              	
                Not
                  Applicable

              
	 	 
	
                The
                  Counterparty appoints as its 

              	 
	
                Process
                  Agent:

              	
                Not
                  Applicable

              

      

      

      (c)  Offices.
        The provisions of Section 10(a) the ISDA Form Master Agreement will not apply
        to
        this Agreement; neither BSFP nor the Counterparty have any Offices other
        than as
        set forth in the Notices Section and BSFP agrees that, for purposes of Section
        6(b) of the ISDA Form Master Agreement, it shall not in future have any Office
        other than one in the United States.

       

      (d)  Multibranch
        Party. For the purpose of Section 10(c) of the ISDA Form Master
        Agreement:

       

      BSFP
        is
        not a Multibranch Party.

       

      The
        Counterparty is not a Multibranch Party.

       

      (e)  Credit
        Support Document. Not applicable, except for any guarantee or contingent
        agreement delivered pursuant to paragraph 9 below. 

       

      The
        Counterparty: Not Applicable

       

      (f)  Credit
        Support Provider.

       

      BSFP: Not
        Applicable, except for any guarantor or other provider of credit support
        pursuant to paragraph 9 below.

       

      The
        Counterparty: Not Applicable

       

      (g)  Governing
        Law.The
        parties to this Agreement hereby agree that the law of the State of New York
        shall govern their rights and duties in whole, without regard to the conflict
        of
        law provisions thereof other than New York General Obligations Law Sections
        5-1401 and 5-1402. 

       

      (h)  Severability.If
        any
        term, provision, covenant, or condition of this Agreement, or the application
        thereof to any party or circumstance, shall be held to be invalid or
        unenforceable (in whole or in part) for any reason, the remaining terms,
        provisions, covenants, and conditions hereof shall continue in full force
        and
        effect as if this Agreement had been executed with the invalid or unenforceable
        portion eliminated, so long as this Agreement as so modified continues to
        express, without material change, the original intentions of the parties
        as to
        the subject matter of this Agreement and the deletion of such portion of
        this
        Agreement will not substantially impair the respective benefits or expectations
        of the parties. 

       

      The
        parties shall endeavor to engage in good faith negotiations to replace any
        invalid or unenforceable term, provision, covenant or condition with a valid
        or
        enforceable term, provision, covenant or condition, the economic effect of
        which
        comes as close as possible to that of the invalid or unenforceable term,
        provision, covenant or condition. 

       

      (i)  Consent
        to Recording. Each party hereto consents to the monitoring or recording,
        at any
        time and from time to time, by the other party of any and all communications
        between officers or employees of the parties, waives any further notice of
        such
        monitoring or recording, and agrees to notify its officers and employees
        of such
        monitoring or recording. 

       

      (j)  Waiver
        of
        Jury Trial.Each
        party waives any right it may have to a trial by jury in respect of any
        Proceedings relating to this Agreement or any Credit Support Document.

       

      (k)  Set-Off.
        The provisions for Set-off set forth in Section 6(e) of the ISDA Form Master
        Agreement shall not apply for purposes of this Transaction. Notwithstanding
        any
        provision of this Agreement or any other existing or future agreement, each
        party irrevocably waives any and all rights it may have to set off, net,
        recoup
        or otherwise withhold or suspend or condition payment or performance of any
        obligation between it and the other party hereunder against any obligation
        between it and the other party under any other agreements. 

       

      (l)  This
        Agreement may be executed in several counterparts, each of which shall be
        deemed
        an original but all of which together shall constitute one and the same
        instrument.

       

      (m)  Additional
        Definitional Provisions. 

       

      As
        used
        in this Agreement, the following terms shall have the meanings set forth
        below,
        unless the context clearly requires otherwise: 

       

      “Moody’s”
        means Moody’s Investors Service, Inc., or any successor.

       

      “S&P”
        means Standard & Poor's Ratings Service, a division of The McGraw-Hill
        Companies, Inc., or any successor.

       

      “Fitch”
        means Fitch Ratings.

       

      (n)  Group
        I
        Supplemental Interest Trust Trustee Liability Limitations. It is expressly
        understood and agreed by the parties hereto that (a) this Agreement is executed
        and delivered by LaSalle Bank National Association (“LaSalle”), not individually
        or personally but solely as Group I Supplemental Interest Trust Trustee,
        (b)
        each of the representations, undertakings and agreements herein made on the
        part
        of the Counterparty is made and intended not as personal representations,
        undertakings and agreements by LaSalle but is made and intended for the purpose
        of binding only the Counterparty, (c) nothing herein contained shall be
        construed as creating any liability on LaSalle, individually or personally,
        to
        perform any covenant either expressed or implied contained herein, all such
        liability, if any, being expressly waived by the parties hereto and by any
        Person claiming by, through or under the parties hereto; provided that nothing
        in this paragraph shall relieve LaSalle from performing its duties and
        obligations under the Pooling and Servicing Agreement in accordance with
        the
        standard of care set forth therein, (d) under no circumstances shall LaSalle
        be
        personally liable for the payment of any indebtedness or expenses of the
        Counterparty or be liable for the breach or failure of any obligation,
        representation, warranty or covenant made or undertaken by the Counterparty
        under this Agreement or any other related documents, (e) LaSalle has been
        directed pursuant to the Pooling and Servicing Agreement to enter into this
        Agreement and to perform its obligations hereunder and (f) the parties hereto
        acknowledge and agree that under (i) the Swap Administration Agreement, dated
        as
        of August 30, 2006, among LaSalle Bank National Association, as swap
        administrator (in such capacity, the “Swap Administrator”), LaSalle Bank
        National Association, as Group I Supplemental Interest Trust Trustee and
        as
        Group II Supplemental Interest Trust Trustee and LaSalle Bank National
        Association, as trustee for Bear Stearns Asset Backed Securities I Trust
        2006-HE7 Asset-Backed Certificates, Series 2006-HE7, and as amended from
        time to
        time (ii) the Pooling and Servicing Agreement and (iii) this Agreement, the
        Swap
        Administrator may act for the Counterparty hereunder, and BSFP hereby
        acknowledges and agrees that it will, unless otherwise directed by the Group
        I
        Supplemental Interest Trust Trustee or the Swap Administrator, make all payments
        hereunder to the account specified below. Any resignation or removal of LaSalle
        as Group I Supplemental Interest Trust Trustee under the Pooling and Servicing
        Agreement shall require the assignment of this agreement to LaSalle’s
        replacement.

       

      (o)  Additional
        Provisions. The provisions of Sections 5(a)(ii), 5(a)(iii) and 5(a)(iv) of
        the
        ISDA Form Master Agreement shall not apply to BSFP or Counterparty; provided,
        however, that the provisions of Section 5(a)(iii) will apply to BSFP if BSFP
        provides a guarantee or other contingent agreement pursuant to Section 9
        below.

       

      7)
          "Affiliate":
        BSFP and Counterparty shall be deemed to have no Affiliates for purposes
        of this
        Agreement, including for purposes of Section 6(b)(ii) of the ISDA Form Master
        Agreement.

       

      8)
          Additional
        Termination Events. The following Additional Termination Events will apply:
        

       

      (a)  If
        a
        Rating Agency Downgrade has occurred and BSFP has not, within the time period
        specified therein, complied with paragraph 9 below,
        then an Additional Termination Event shall have occurred with respect to
        BSFP
        and BSFP shall be the sole Affected Party with respect to such Additional
        Termination Event. 

       

      (b)  If,
        upon
        the occurrence of a Swap Disclosure Event (as defined in Section 15(ii) below)
        BSFP has not, within 10 calendar days after such Swap Disclosure Event complied
        with any of the provisions set forth in Section 15(iii) below, then an
        Additional Termination Event shall have occurred with respect to BSFP and
        BSFP
        shall be the sole Affected Party with respect to such Additional Termination
        Event.

       

      (c)  If,
        without the prior written consent of BSFP where such consent is required
        under
        the Pooling and Servicing Agreement (such consent not to be unreasonably
        withheld), an amendment or supplemental agreement is made to the Pooling
        and
        Servicing Agreement which amendment or supplemental agreement could reasonably
        be expected to have a material adverse effect on the interests of BSFP under
        this Agreement, an Additional Termination Event shall have occurred with
        respect
        to Counterparty and Counterparty shall be the sole Affected Party with respect
        to such Additional Termination Event and all Transactions hereunder shall
        be
        Affected Transactions.

       

      (d)  If
        the
        Trustee is unable to pay, or fails or admits in writing its inability to
        pay, on
        any Distribution Date, any Current Interest with respect to the Class A
        Certificates or the ultimate payment of principal with respect to the Class
        A
        Certificates, in either case to the extent required pursuant to the terms
        of the
        Pooling and Servicing Agreement to be paid to the Class A Certificates on
        such
        Distribution Date, then an Additional Termination Event shall have occurred
        with
        respect to Counterparty and Counterparty shall be the sole Affected Party
        with
        respect to such Additional Termination Event; 

       

      (e)  An
        Additional Termination Event shall occur upon the notice to Certificateholders
        of an Optional Termination becoming unrescindable in accordance with Article
        X
        of the Pooling and Servicing Agreement (such notice, the “Optional Termination
        Notice”). 

       

      With
        respect to such Additional Termination Event: 

       

      (i)  Counterparty
        shall be the sole Affected Party and this Transaction shall be the sole Affected
        Transaction; 

       

      (ii)  notwithstanding
        anything to the contrary in Section 6(b)(iv) of the ISDA Form Master Agreement
        or Section 6(c)(i) of the ISDA Form Master Agreement, the final Distribution
        Date specified in the Optional Termination Notice is hereby designated as
        the
        Early Termination Date in respect of all Affected Transactions; 

       

      (iii)  Section
        2(a)(iii)(2) of the ISDA Form Master Agreement shall not be applicable to
        any
        Affected Transaction; notwithstanding anything to the contrary in Section
        6(c)(ii) of the ISDA Form Master Agreement, payments and deliveries under
        Section 2(a)(i) of the ISDA Form Master Agreement or Section 2(e) of the
        ISDA
        Form Master Agreement in respect of the Terminated Transactions will be required
        to be made through and including the Early Termination Date; provided, for
        the
        avoidance of doubt, that any such payments or deliveries that are made on
        or
        prior to the Early Termination Date will not be treated as Unpaid Amounts
        in
        determining the amount payable in respect of an Early Termination Date;

       

      (iv)  notwithstanding
        anything to the contrary in Section 6(d)(i) of the ISDA Form Master Agreement,
        (A) if, no later than 4:00 pm New York City time on the day that is four
        Business Days prior to the final Distribution Date specified in the Optional
        Termination Notice, the Trustee requests the amount of the Estimated Swap
        Termination Payment, BSFP shall provide to the Swap Administrator in writing
        (which may be done in electronic format) the amount of the Estimated Swap
        Termination Payment no later than 2:00 pm New York City time on the following
        Business Day and (B) if the Trustee
        provides written notice (which may be done in electronic format) to BSFP
        no
        later than two Business Days prior to the final Distribution Date specified
        in
        the Optional Termination Notice that all requirements of the Optional
        Termination have been met, then BSFP shall, no later than one Business Day
        prior
        to the final Distribution Date specified in the Optional Termination Notice,
        make the calculations contemplated by Section 6(e) of the ISDA Form Master
        Agreement (as amended herein) and provide to the Trustee in writing (which
        may
        be done in electronic format) the amount payable by either Counterparty or
        BSFP
        in respect of the related Early Termination Date; provided, however, that
        the
        amount payable by Counterparty, if any, in respect of the related Early
        Termination Date shall be the lesser of (x) the amount calculated to be due
        by
        the Counterparty pursuant to Section 6(e) of the ISDA Form Master Agreement
        and
        (y) the Estimated Swap Termination Payment; and

       

      (v)  notwithstanding
        anything to the contrary in Section 6(d)(ii) of the ISDA Form Master Agreement,
        any amount due from the Counterparty to BSFP in respect of the Early Termination
        Date will be payable on the Early Termination Date and any amount due from
        BSFP
        to the Counterparty in respect of the Early Termination Date will be payable
        one
        Business Day prior to the Early Termination Date.

       

      “Estimated
        Swap Termination Payment” shall mean, with respect to an Early Termination Date,
        an amount determined by BSFP in its sole discretion as the maximum payment
        that
        could be owed by Counterparty with respect to such Early Termination Date
        pursuant to Section 6(e) of the ISDA Form Master Agreement taking into account
        then current market conditions.

       

      The
        Trustee shall be an express third party beneficiary of this Agreement as
        if a
        party hereto to the extent of the Trustee’s rights specified in Paragraph
        8(e) hereof.

       

      9)
          Rating
        Agency Downgrade. In the event that BSFP’s long-term unsecured and
        unsubordinated debt rating is reduced below “AA-” by S&P or its long-term
        unsecured and unsubordinated debt rating is withdrawn or reduced below “Aa3” by
        Moody’s (and together with S&P and Fitch, the “Swap Rating Agencies”, and
        such rating thresholds, “Approved Rating Thresholds”), then within 30 days after
        such rating withdrawal or downgrade (unless, within 30 days after such
        withdrawal or downgrade, each such Swap Rating Agency, as applicable, has
        reconfirmed the rating of the Bear Stearns Asset Backed Securities I Trust
        2006-HE7, Asset-Back Certificates, Series 2006-HE7 (the “Certificates”) and CMO
        Holdings II Ltd., BSABS HE1 NIM Trust 2006-HE7, Asset-Backed Notes, Series
        2006-HE7 (the “Notes”), which was in effect immediately prior to such withdrawal
        or downgrade), BSFP shall, subject to the Rating Agency Condition, at its
        own
        expense, (i) seek another entity to replace BSFP as party to this Agreement
        that
        meets or exceeds the Approved Rating Thresholds on terms substantially similar
        to this Agreement, (ii) obtain a guaranty of, or a contingent agreement of
        another person with the Approved Rating Thresholds, to honor, BSFP’s obligations
        under this Agreement, or (iii) take any other action subject to Rating Agency
        Condition. In the event that BSFP’s long-term unsecured and unsubordinated debt
        rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business
        days after such rating withdrawal or downgrade, BSFP shall, subject to the
        Rating Agency Condition and at its own expense, (i) secure another entity
        to
        replace BSFP as party to this Agreement that meets or exceeds the Approved
        Rating Thresholds on terms substantially similar to this Agreement, or (ii)
        obtain a guaranty of, or a contingent agreement of another person with the
        Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement.
        BSFP’s failure to do any of the foregoing shall constitute an Additional
        Termination Event with BSFP as the Affected Party. For purposes of this
        provision, “Rating Agency Condition” means, with respect to any particular
        proposed act or omission to act hereunder that the party acting or failing
        to
        act must consult with each of the Swap Rating Agencies then providing a rating
        of the Certificates and any Notes and receive from each of the Swap Rating
        Agencies a prior written confirmation that the proposed action or inaction
        would
        not cause a downgrade or withdrawal of the then-current rating of the
        Certificates and any Notes.

       

      10)
          Payment
        Instructions. BSFP hereby agrees that, unless notified in writing by the
        Group I
        Supplemental Interest Trust Trustee or the Swap Administrator of other payment
        instructions, any and all amounts payable by BSFP to the Counterparty under
        this
        Agreement shall be paid to the Swap Administrator at the account specified
        in
        Section 5.

       

      11)
          Section
        3
        of the ISDA Form Master Agreement is hereby amended by adding at the end
        thereof
        the following subsection (g): 

       

      “(g) Relationship
        Between Parties. 

       

      Each
        party represents to the other party on each date when it enters into a
        Transaction that:--

       

      (1)
        Nonreliance.
        (i) It
        is not relying on any statement or representation of the other party regarding
        the Transaction (whether written or oral), other than the representations
        expressly made in this Agreement or the Confirmation in respect of that
        Transaction and (ii) it has consulted with its own legal, regulatory, tax,
        business, investment, financial and accounting advisors to the extent it
        has
        deemed necessary, and it has made its own investment, hedging and trading
        decisions based upon its own judgment and upon any advice from such advisors
        as
        it has deemed necessary and not upon any view expressed by the other
        party.

       

      (2)
        Evaluation
        and Understanding.
        

       

      (i)
        It
        has the capacity to evaluate (internally or through independent professional
        advice) the Transaction and has made its own decision, subject to section
        6(n)
        of this Agreement, to enter into the Transaction; and

       

      (ii)
        It
        understands the terms, conditions and risks of the Transaction and is willing
        and able to accept those terms and conditions and to assume those risks,
        financially and otherwise. 

       

      (3)
        Purpose.
        It is
        entering into the Transaction for the purposes of managing its borrowings
        or
        investments, hedging its underlying assets or liabilities or in connection
        with
        a line of business. 

       

      (4)
        Status
        of Parties.
        The
        other party is not acting as an agent, fiduciary or advisor for it in respect
        of
        the Transaction.

       

      (5)
        Eligible
        Contract Participant.
        It
        constitutes an “eligible contract participant” as such term is defined in
        Section 1(a)12 of the Commodity Exchange Act, as amended.”

       

      12)
          Non-Recourse.
        Notwithstanding any provision herein or in the ISDA Form Master Agreement
        to the
        contrary, the obligations of Counterparty hereunder are limited recourse
        obligations of Counterparty, payable solely from the Swap Account and the
        proceeds thereof, in accordance with the terms of the Pooling and Servicing
        Agreement. In the event that the Swap Account and proceeds thereof should
        be
        insufficient to satisfy all claims outstanding and following the realization
        of
        the Swap Account and the proceeds thereof, any claims against or obligations
        of
        Counterparty under the ISDA Form Master Agreement or any other confirmation
        thereunder still outstanding shall be extinguished and thereafter not revive.
        Neither the Group I Supplemental Interest Trust Trustee nor the Swap
        Administrator shall have liability for any failure or delay in making a payment
        hereunder to BSFP due to any failure or delay in receiving amount in the
        Swap
        Account from the Trust created pursuant to the Pooling and Servicing
        Agreement.

       

      13)
          Transfer,
        Amendment and Assignment. No
        transfer, amendment, waiver, supplement, assignment or other modification
        of
        this Transaction shall be permitted by either party unless (i) each of Fitch,
        S&P and Moody’s has been provided notice of the same and (ii) each of Fitch,
        S&P and Moody’s confirm in writing (including by facsimile transmission)
        after such notice is given that it will not downgrade, qualify, withdraw
        or
        otherwise modify its then-current rating of the Certificates and (iii) Fitch,
        S&P and Moody’s confirms in writing (including by facsimile transmission)
        that it will not downgrade, qualify, withdraw or otherwise modify its
        then-current rating of any Notes.

       

      14)
          Proceedings.
        BSFP shall not institute against or cause any other person to institute against,
        or join any other person in instituting against Counterparty, the Trustee,
        the
        Indenture Trustee or the trust formed pursuant to the Pooling and Servicing
        Agreement, any bankruptcy, reorganization, arrangement, insolvency or
        liquidation proceedings, or other proceedings under any federal or state
        bankruptcy or similar law for a period of one year and one day (or, if longer,
        the applicable preference period) following payment in full of all Certificates
        and Notes.

       

      15)
          Compliance
        with Regulation AB. 

       

      (i)  BSFP
        agrees and acknowledges that Bear Stearns Asset Backed Securities I LLC
        (“BSABS”) is required under Regulation AB under the Securities Act of 1933, as
        amended, and the Securities Exchange Act of 1934, as amended (the “Exchange
        Act”) (“Regulation AB”), to disclose certain financial information regarding
        BSFP or its group of affiliated entities, if applicable, depending on the
        aggregate “significance percentage” of this Agreement and any other derivative
        contracts between BSFP or its group of affiliated entities, if applicable,
        and
        Counterparty, as calculated from time to time in accordance with Item 1115
        of
        Regulation AB. 

       

      (ii)  It
        shall
        be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day
        after the date hereof for so long as the Issuing Entity is required to file
        periodic reports under the Exchange Act, BSABS requests from BSFP the applicable
        financial information described in Item 1115 of Regulation AB (such request
        to
        be based on a reasonable determination by BSABS, in good faith, that such
        information is required under Regulation AB) (the “Swap Financial
        Disclosure”).

       

      (iii)  Upon
        the
        occurrence of a Swap Disclosure Event, BSFP, within ten (10) days and at
        its own
        expense, shall (1)(a) either (i) provide to BSABS the current Swap Financial
        Disclosure in an EDGAR-compatible format (for example, such information may
        be
        provided in Microsoft Word® or Microsoft Excel® format but not in .pdf format)
        or (ii) provide written consent to BSABS to incorporation by reference of
        such
        current Swap Financial Disclosure that are filed with the Securities and
        Exchange Commission in the Exchange Act Reports of BSABS, (b) if applicable,
        cause its outside accounting firm to provide its consent to filing or
        incorporation by reference in the Exchange Act Reports of BSABS of such
        accounting firm’s report relating to their audits of such current Swap Financial
        Disclosure, and (c) provide to BSABS any updated Swap Financial Disclosure
        with
        respect to BSFP or any entity that consolidates BSFP within five days of
        the
        release of any such updated Swap Financial Disclosure; (2) secure another
        entity
        to replace BSFP as party to this Agreement on terms substantially similar
        to
        this Agreement and subject to prior notification to the Swap Rating Agencies,
        which entity (or a guarantor therefor) satisfies the Rating Agency Condition
        and
        which entity is able to comply with the requirements of Item 1115 of Regulation
        AB or (3) subject to the Rating Agency Condition, obtain a guaranty of the
        BSFP’s obligations under this Agreement from an affiliate of the BSFP that is
        able to comply with the financial information disclosure requirements of
        Item
        1115 of Regulation AB, such that disclosure provided in respect of the affiliate
        will satisfy any disclosure requirements applicable to the Swap Provider,
        and
        cause such affiliate to provide Swap Financial Disclosure. If permitted by
        Regulation AB, any required Swap Financial Disclosure may be provided by
        incorporation by reference from reports filed pursuant to the Exchange
        Act.

       

      (iv)  BSFP
        agrees that, in the event that BSFP provides Swap Financial Disclosure to
        BSABS
        in accordance with Section 15(iii)(a) or causes its affiliate to provide
        Swap
        Financial Disclosure to BSABS in accordance with Section 15(iii)(c), it will
        indemnify and hold harmless BSABS, its respective directors or officers and
        any
        person controlling BSABS, from and against any and all losses, claims, damages
        and liabilities caused by any untrue statement or alleged untrue statement
        of a
        material fact contained in such Swap Financial Disclosure or caused by any
        omission or alleged omission to state in such Swap Financial Disclosure a
        material fact required to be stated therein or necessary to make the statements
        therein, in light of the circumstances under which they were made, not
        misleading.

       

      16)
          Third
        Party Beneficiary. BSABS shall be an express third party beneficiary of this
        Agreement as if a party hereto to the extent of BSABS’s rights explicitly
        specified herein.

       

      NEITHER
        THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR
        STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT
        PROVIDER ON THIS AGREEMENT.

       

      5. 

      
        	
                Account
                  Details and

              	 
	
                Settlement
                  Information:

              	
                Payments
                  to BSFP:

              
	 	
                Citibank,
                  N.A., New York

              
	 	
                ABA
                  Number: 021-0000-89, for the account of

              
	 	
                Bear,
                  Stearns Securities Corp.

              
	 	
                Account
                  Number: 0925-3186, for further credit to

              
	 	
                Bear
                  Stearns Financial Products Inc.

              
	 	
                Sub-account
                  Number: 102-04654-1-3

              
	 	
                Attention:
                  Derivatives Department

              
	 	 
	 	
                Payments
                  to Counterparty:

              
	 	
                Bank
                  Name: LaSalle Bank National Association

              
	 	
                ABA
                  Number: 071000505 LaSalle

              
	 	
                CHGO/CTR/BNF:/LaSalle
                  Trust Reference Trust

              
	 	
                Account
                  Number: 724011.2

              
	 	
                Attn:
                  Kimberly Sturm (312) 904-4373 

              

      

      

      

      This
        Agreement may be executed in several counterparts, each of which shall be
        deemed
        an original but all of which together shall constitute one and the same
        instrument.

       

      Counterparty
        hereby agrees to check this Confirmation and to confirm that the foregoing
        correctly sets forth the terms of the Transaction by signing in the space
        provided below and returning to BSFP a facsimile of the fully-executed
        Confirmation to 212-272-9857.
        For
        inquiries regarding U.S. Transactions, please contact Susan
        Donlon by
        telephone at 212-272-2364.
        For
        all
        other inquiries please contact Derivatives
        Documentation by
        telephone at
        353-1-402-6233.
        Originals will be provided for your execution upon your request.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      

      We
        are
        very pleased to have executed this Transaction with you and we look forward
        to
        completing other transactions with you in the near future.

       

      Very
        truly yours,

       

      BEAR
        STEARNS FINANCIAL PRODUCTS INC.

      

      

      

      By: _______________________________
        

          Name: 

      Title:

      

      Counterparty,
        acting through its duly authorized signatory, hereby agrees to, accepts and
        confirms the terms of the foregoing as of the Trade Date.

       

      LASALLE
        BANK NATIONAL ASSOCIATION, NOT INDIVIDUALLY, BUT SOLELY AS GROUP I SUPPLEMENTAL
        INTEREST TRUST TRUSTEE ON BEHALF THE GROUP I SUPPLEMENTAL INTEREST TRUST
        WITH
        RESPECT TO BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE7 ASSET-BACKED
        CERTIFICATES, SERIES 2006-HE7

      

       

      

      

      By: _______________________________
        

          Name: 

      Title:

      

      am

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      SCHEDULE
        I

      (For
        the
        purposes of determining Floating Amounts, all such dates subject to adjustment
        in accordance with the Following Business Day Convention and for purposes
        of
        determining Fixed Amounts, all such dates subject to No
        Adjustment.)

      
        	
                From
                  and including

              	
                To
                  but excluding

              	
                Notional
                  Amount

                (USD)

              
	
                Effective
                  Date

              	
                25-Sep-06

              	
                1,867,629.42

              
	
                25-Sep-06

              	
                25-Oct-06

              	
                1,845,756.24

              
	
                25-Oct-06

              	
                25-Nov-06

              	
                1,818,150.19

              
	
                25-Nov-06

              	
                25-Dec-06

              	
                1,784,835.17

              
	
                25-Dec-06

              	
                25-Jan-07

              	
                1,745,885.27

              
	
                25-Jan-07

              	
                25-Feb-07

              	
                1,701,426.68

              
	
                25-Feb-07

              	
                25-Mar-07

              	
                1,651,639.01

              
	
                25-Mar-07

              	
                25-Apr-07

              	
                1,596,756.03

              
	
                25-Apr-07

              	
                25-May-07

              	
                1,537,267.26

              
	
                25-May-07

              	
                25-Jun-07

              	
                1,473,525.31

              
	
                25-Jun-07

              	
                25-Jul-07

              	
                1,407,576.93

              
	
                25-Jul-07

              	
                25-Aug-07

              	
                1,344,463.47

              
	
                25-Aug-07

              	
                25-Sep-07

              	
                1,284,220.12

              
	
                25-Sep-07

              	
                25-Oct-07

              	
                1,226,715.04

              
	
                25-Oct-07

              	
                25-Nov-07

              	
                1,171,822.48

              
	
                25-Nov-07

              	
                25-Dec-07

              	
                1,119,422.52

              
	
                25-Dec-07

              	
                25-Jan-08

              	
                1,069,400.75

              
	
                25-Jan-08

              	
                25-Feb-08

              	
                1,021,648.09

              
	
                25-Feb-08

              	
                25-Mar-08

              	
                976,060.47

              
	
                25-Mar-08

              	
                25-Apr-08

              	
                932,538.66

              
	
                25-Apr-08

              	
                25-May-08

              	
                890,982.81

              
	
                25-May-08

              	
                25-Jun-08

              	
                851,308.01

              
	
                25-Jun-08

              	
                25-Jul-08

              	
                813,440.61

              
	
                25-Jul-08

              	
                25-Aug-08

              	
                777,369.23

              
	
                25-Aug-08

              	
                25-Sep-08

              	
                742,923.91

              
	
                25-Sep-08

              	
                25-Oct-08

              	
                710,030.44

              
	
                25-Oct-08

              	
                25-Nov-08

              	
                678,618.79

              
	
                25-Nov-08

              	
                25-Dec-08

              	
                648,620.65

              
	
                25-Dec-08

              	
                25-Jan-09

              	
                619,971.60

              
	
                25-Jan-09

              	
                25-Feb-09

              	
                592,610.94

              
	
                25-Feb-09

              	
                25-Mar-09

              	
                566,479.21

              
	
                25-Mar-09

              	
                25-Apr-09

              	
                541,520.48

              
	
                25-Apr-09

              	
                25-May-09

              	
                517,681.50

              
	
                25-May-09

              	
                25-Jun-09

              	
                494,911.24

              
	
                25-Jun-09

              	
                25-Jul-09

              	
                473,163.29

              
	
                25-Jul-09

              	
                25-Aug-09

              	
                452,390.28

              
	
                25-Aug-09

              	
                25-Sep-09

              	
                432,546.57

              
	
                25-Sep-09

              	
                25-Oct-09

              	
                413,589.99

              
	
                25-Oct-09

              	
                25-Nov-09

              	
                395,480.30

              
	
                25-Nov-09

              	
                25-Dec-09

              	
                378,179.11

              
	
                25-Dec-09

              	
                25-Jan-10

              	
                361,649.95

              
	
                25-Jan-10

              	
                25-Feb-10

              	
                345,857.68

              
	
                25-Feb-10

              	
                25-Mar-10

              	
                330,768.97

              
	
                25-Mar-10

              	
                25-Apr-10

              	
                316,351.98

              
	
                25-Apr-10

              	
                25-May-10

              	
                302,576.35

              
	
                25-May-10

              	
                25-Jun-10

              	
                289,413.08

              
	
                25-Jun-10

              	
                25-Jul-10

              	
                276,834.53

              
	
                25-Jul-10

              	
                25-Aug-10

              	
                264,814.30

              
	
                25-Aug-10

              	
                25-Sep-10

              	
                61,003.87

              
	
                25-Sep-10

              	
                25-Oct-10

              	
                59,083.27

              
	
                25-Oct-10

              	
                25-Nov-10

              	
                57,222.78

              
	
                25-Nov-10

              	
                25-Dec-10

              	
                55,420.50

              
	
                25-Dec-10

              	
                25-Jan-11

              	
                53,674.65

              
	
                25-Jan-11

              	
                25-Feb-11

              	
                51,983.44

              
	
                25-Feb-11

              	
                25-Mar-11

              	
                50,345.19

              
	
                25-Mar-11

              	
                25-Apr-11

              	
                48,758.24

              
	
                25-Apr-11

              	
                25-May-11

              	
                47,220.99

              
	
                25-May-11

              	
                25-Jun-11

              	
                45,731.89

              
	
                25-Jun-11

              	
                25-Jul-11

              	
                44,289.45

              
	
                25-Jul-11

              	
                Termination
                  Date

              	
                42,891.56

              

      

      

      

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      EXHIBIT
        N

       

      

      GROUP
        II
        SWAP AGREEMENT

       

      

      

      BEAR
        STEARNS FINANCIAL PRODUCTS INC.

      383
        MADISON AVENUE

      NEW
        YORK,
        NEW YORK 10179

      212-272-4009

      

      
        	
                DATE:

              	
                August
                  30, 2006

              
	 	 
	
                TO:

              	
                LaSalle
                  Bank National Association, not individually, but solely as Group
                  II
                  Supplemental Interest Trust Trustee on behalf of the Group II Supplemental
                  Interest Trust with respect to Bear Stearns Asset Backed Securities
                  I
                  Trust 2006-HE7 Asset-Backed Certificates, Series 2006-HE7 (each
                  as defined
                  herein)

              
	
                ATTENTION:

              	
                Global
                  Securities and Trust Services Group - BSABS 2006-HE7

              
	 	 
	
                TELEPHONE:

              	
                (312)
                  904-4373

              
	
                FACSIMILE:

              	
                (312)
                  904-1368

              
	 	 
	
                FROM:

              	
                Derivatives
                  Documentation

              
	
                TELEPHONE:

              	
                212-272-2711
                  

              
	
                FACSIMILE: 

              	
                212-272-9857
                  

              
	 	 
	
                SUBJECT:

                 

              	
                Fixed
                  Income Derivatives Confirmation and Agreement 

                 

              
	 	 
	
                REFERENCE
                  NUMBER:

              	
                FXNSC8573
                  

              

      

      

      The
        purpose of this letter agreement ("Agreement") is to confirm the terms and
        conditions of the current Transaction entered into on the Trade Date specified
        below (the "Transaction") between Bear Stearns Financial Products Inc. ("BSFP")
        and LaSalle Bank National Association, not individually, but solely as
        supplemental interest trust trustee (“Group II Supplemental Interest Trust
        Trustee”) on behalf of the Group II Supplemental Interest Trust Trust (the
“Group II Supplemental Interest Trust”) with respect to Bear Stearns Asset
        Backed Securities I Trust 2006-HE7 (“Counterparty”) created under the Pooling
        and Servicing Agreement dated as of August 1, 2006, among Bear Stearns Asset
        Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as Seller
        and
        Master Servicer, and LaSalle Bank National Association, as Trustee (the “Pooling
        and Servicing Agreement”). This Agreement, which evidences a complete and
        binding agreement between you and us to enter into the Transaction on the
        terms
        set forth below, constitutes a "Confirmation" as referred to in the "ISDA
        Form
        Master Agreement" (as defined below), as well as a “Schedule” as referred to in
        the ISDA Form Master Agreement.

       

      1.  This
        Agreement is subject to the 2000
        ISDA Definitions (the
        “Definitions”), as published by the International Swaps and Derivatives
        Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement
        in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement
        (Multicurrency—Cross Border) form (the "ISDA Form Master Agreement") but,
        rather, an ISDA Form Master Agreement shall be deemed to have been executed
        by
        you and us on the date we entered into the Transaction. Terms capitalized
        but
        not defined herein except
        in
        the Definitions
        shall
        have the respective meanings attributed to them in the Pooling and Servicing
        Agreement. In the event of any inconsistency between the provisions of this
        Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement
        shall prevail for purposes of the Transaction. Each reference to a “Section”
(unless specifically referencing the Pooling and Servicing Agreement or to
        a
“Section” “of this Agreement” will be construed as a reference to a Section of
        the ISDA Form Master Agreement.

       

      Rate
        Floor (Oct/23/96)

      2.  The
        terms
        of the particular Transaction to which this Confirmation relates are as
        follows:

       

      
        	
                Notional
                  Amount:

              	
                With
                  respect to any Calculation Period, the amount set forth for such
                  period on
                  Schedule I attached hereto.

              
	 	 
	
                Trade
                  Date:

              	
                July
                  28, 2006

              
	 	 
	
                Effective
                  Date:

              	
                August
                  30, 2006

              
	 	 
	
                Termination
                  Date:

              	
                August
                  25, 2011, provided, however, for the purposes of determining the
                  Floating
                  Amount to be paid in respect of the final Calculation Period, such
                  date
                  shall be subject to adjustment in accordance with the Business
                  Day
                  Convention.

              

      

      

      Fixed
        Amount:

       

      
        	
                Fixed
                  Rate Payer:

              	
                Counterparty

              
	 	 
	
                Fixed
                  Rate Payer

              	 
	
                Period
                  End Dates:

              	
                The
                  25th
                  calendar day of each month during
                  the Term
                  of this Transaction, commencing September 25, 2006, and ending
                  on the
                  Termination Date, with No Adjustment.

              
	 	 
	
                Fixed
                  Rate Payer

              	 
	
                Payment
                  Date:

              	
                Early
                  Payment shall be applicable. The Fixed Rate Payer Payment Date
                  shall be
                  one Business Day prior to each Fixed Rate Payer Period End
                  Date.

              
	 	 
	
                Fixed
                  Rate:

                 

              	
                5.39700%

                 

              
	 	 
	
                Fixed
                  Amount:

                 

              	
                To
                  be determined in accordance with the following formula:

                 

              
	 	
                100
                  * Fixed Rate * Notional Amount * Fixed Rate Day Count
                  Fraction

                 

              
	 	 
	
                Fixed
                  Rate Day 

              	 
	
                Count
                  Fraction:

              	
                30/360

              

      

      

      

      

      

      Floating
        Amounts:

       

      
        	
                Floating
                  Rate Payer:

              	
                BSFP

              
	 	 
	
                Floating
                  Rate Payer 

              	 
	
                Period
                  End Dates:

              	
                The
                  25th
                  calendar day of each month during
                  the Term
                  of this Transaction, commencing September 25, 2006, and ending
                  on the
                  Termination Date, subject to adjustment in accordance with the
                  Business
                  Day Convention.

              
	 	 
	
                Floating
                  Rate Payer 

              	 
	
                Payment
                  Dates:

              	
                Early
                  Payment shall be applicable. The Floating Rate Payer Payment Date
                  shall be
                  one Business Day prior to each Floating Rate Payer Period End
                  Date.

              
	 	 
	
                Floating
                  Rate Option:

                 

              	
                USD-LIBOR-BBA

                 

              
	
                Floating
                  Amount:

                 

              	
                To
                  be determined in accordance with the following formula:

                 

              
	 	
                100
                  * Floating Rate Option * Notional Amount * Floating Rate Day Count
                  Fraction.

              
	 	 
	
                Designated
                  Maturity:

              	
                One
                  month

              
	 	 
	
                Floating
                  Rate Day 

              	 
	
                Count
                  Fraction:

              	
                Actual/360

              
	 	 
	
                Reset
                  Dates:

              	
                The
                  first day of each Calculation Period.

              
	 	 
	
                Compounding:

              	
                Inapplicable

              
	 	 
	
                Business
                  Days:

              	
                New
                  York and Illinois

              
	 	 
	
                Business
                  Day Convention:

              	
                Following

              
	 	 
	
                Calculation
                  Agent:

              	
                BSFP

              

      

      

      3.  Additional
        Provisions: 

       

      1)
          Each
        party hereto is hereby advised and acknowledges that the other party has
        engaged
        in (or refrained from engaging in) substantial financial transactions and
        has
        taken (or refrained from taking) other material actions in reliance upon
        the
        entry by the parties into the Transaction being entered into on the terms
        and
        conditions set forth herein and in the Pooling and Servicing Agreement relating
        to such Transaction, as applicable. This paragraph 1) shall be deemed repeated
        on the trade date of each Transaction. 

       

      4.  Provisions
        Deemed Incorporated in a Schedule to the ISDA Form Master
        Agreement:

       

      1)
          The
        parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master
        Agreement will apply to any Transaction.

       

      2)
          Termination
        Provisions.
        For
        purposes of the ISDA Form Master Agreement:

       

      (a)  "Specified
        Entity" is not applicable to BSFP or Counterparty for any purpose. 

       

      (b)  "Specified
        Transaction" is not applicable to BSFP or Counterparty for any purpose, and,
        accordingly, Section 5(a)(v) shall not apply to BSFP or
        Counterparty.

       

      (c)  The
        "Cross Default" provisions of Section 5(a)(vi) will not apply to BSFP or
        to
        Counterparty. 

       

      (d)  The
        "Credit Event Upon Merger" provisions of Section 5(b)(iv) will not apply
        to BSFP
        or Counterparty.

       

      (e)  With
        respect to Counterparty, the “Bankruptcy Provision” of Section 5(a)(vii)(2)
        shall be deleted in its entirety.

       

      (f)  The
        "Automatic Early Termination" provision of Section 6(a) will not apply to
        BSFP
        or to Counterparty.

       

      (g)  Payments
        on Early Termination. For the purpose of Section 6(e) of the ISDA Form Master
        Agreement:

       

      (i)  Market
        Quotation will apply.

       

      (ii)  the
        Second Method will apply. 

       

      (h)  "Termination
        Currency" means United States Dollars. 

       

      (i)  Tax
        Event. The provisions of Section 2(d)(i)(4) and 2(d)(ii) of the printed ISDA
        Form Master Agreement shall not apply to Counterparty and Counterparty shall
        not
        be required to pay any additional amounts referred to therein. 

       

      3)
          Tax
        Representations. 

       

      (a)  Payer
        Representations. For the purpose of Section 3(e) of the ISDA Form Master
        Agreement, each of BSFP and the Counterparty will make the following
        representations:

       

      It
        is not
        required by any applicable law, as modified by the practice of any relevant
        governmental revenue authority, of any Relevant Jurisdiction to make any
        deduction or withholding for or on account of any Tax from any payment (other
        than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master
        Agreement) to be made by it to the other party under this Agreement. In making
        this representation, it may rely on: 

       

      (i)  the
        accuracy of any representations made by the other party pursuant to Section
        3(f)
        of the ISDA Form Master Agreement;

       

      (ii)  the
        satisfaction of the agreement contained in Sections 4(a)(i) and 4(a)(iii)
        of the
        ISDA Form Master Agreement and the accuracy and effectiveness of any document
        provided by the other party pursuant to Sections 4(a)(i) and 4(a)(iii) of
        the
        ISDA Form Master Agreement; and

       

      (iii)  the
        satisfaction of the agreement of the other party contained in Section 4(d)
        of
        the ISDA Form Master Agreement, provided that it shall not be a breach of
        this
        representation where reliance is placed on clause (ii) and the other party
        does
        not deliver a form or document under Sections 4(a)(i) and 4(a)(iii) by reason
        of
        material prejudice to its legal or commercial position. 

       

      (b)  Payee
        Representations. For the purpose of Section 3(f) of the ISDA Form Master
        Agreement, each of BSFP and the Counterparty make the following representations.
        

       

      The
        following representation will apply to BSFP: 

       

      BSFP
        is a
        corporation organized under the laws of the State of Delaware and its U.S.
        taxpayer identification number is 13-3866307. 

       

      The
        following representation will apply to the Counterparty: 

       

      The
        beneficial owner of the payments made to it under this Agreement is either
        (i) a
        "U.S. person" (as that term is used in section 1.1441-4(a)(3)(ii) of United
        States Treasury Regulations) for United States federal income tax purposes
        and
        an "Exempt recipient" within the meaning of section 1.6049-4(c)(1)(ii) of
        United
        States Treasury Regulations, or (ii) a "non-U.S. branch of a foreign person"
        as
        that term is used in section 1.1441-4(a)(3)(ii) of the United States Treasury
        Regulations (the "Regulations") for United States federal income tax purposes,
        and it is a "foreign person" as that term is used in section 1.6041-4(a)(4)
        of
        the Regulations for United States federal income tax purposes.

       

      4)
          The
        ISDA
        Form Master Agreement is hereby amended as follows:

       

      The
        word
“third” shall be replaced by the word “second” in the third line of Section
        5(a)(i) of the ISDA Form Master Agreement.

       

      5)
          Documents
        to be Delivered.
        For the
        purpose of Section 4(a) of the ISDA Form Master Agreement:

       

       (1) Tax
        forms, documents, or certificates to be delivered are:

      
        	
                 

                Party
                  required to deliver document

              	
                 

                Form/Document/

                Certificate

              	
                 

                Date
                  by which to

                be
                  delivered

              
	
                 

                BSFP
                  and

                the
                  Counterparty

                 

              	
                 

                Any
                  document required or reasonably requested to allow the other party
                  to make
                  payments under this Agreement without any deduction or withholding
                  for or
                  on the account of any Tax or with such deduction or withholding
                  at a
                  reduced rate

                 

              	
                Promptly
                  after the earlier of (i) reasonable demand by either party or (ii)
                  learning that such form or document is required

                 

              

      

      

      

      

      

      (2) Other
        documents to be delivered are:

      
        	
                 

                Party
                  required to deliver document

              	
                 

                Form/Document/

                Certificate

              	
                 

                Date
                  by which to

                be
                  delivered

              	
                 

                Covered
                  by Section 3(d) Representation

              
	
                 

                BSFP
                  and

                the
                  Counterparty

                 

              	
                 

                Any
                  documents required by the receiving party to evidence the authority
                  of the
                  delivering party or its Credit Support Provider, if any, for it
                  to execute
                  and deliver this Agreement, any Confirmation , and any Credit Support
                  Documents to which it is a party, and to evidence the authority
                  of the
                  delivering party or its Credit Support Provider to perform its
                  obligations
                  under this Agreement, such Confirmation and/or Credit Support Document,
                  as
                  the case may be

                 

              	
                 

                Upon
                  the execution and delivery of this Agreement and such
                  Confirmation

                 

              	
                 

                Yes

                 

              
	
                 

                BSFP
                  and

                the
                  Counterparty

                 

              	
                 

                A
                  certificate of an authorized officer of the party, as to the incumbency
                  and authority of the respective officers of the party signing this
                  Agreement, any relevant Credit Support Document, or any Confirmation,
                  as
                  the case may be

                 

              	
                 

                Upon
                  the execution and delivery of this Agreement and such
                  Confirmation

                 

              	
                 

                Yes

                 

              

      

      

      
        	
                BSFP

                 

              	
                 

                A
                  copy of the most recent annual report of such party (only if
                  available) and its Credit Support Provider, if any, containing
                  in all
                  cases audited consolidated financial statements for each fiscal
                  year
                  certified by independent certified public accountants and prepared
                  in
                  accordance with generally accepted accounting principles in the
                  United
                  States or in the country in which such party is organized

                 

              	
                 

                Promptly
                  after request by the other party

                 

              	
                 

                Yes

                 

              
	
                Counterparty
                  

                 

              	
                 

                An
                  executed copy of the Pooling and Servicing Agreement

                 

              	
                 

                Upon
                  the later of (i) receipt by Counterparty or (ii) 30 days after
                  the date of
                  this Agreement.

                 

              	
                 

                No

                 

              

      

      

      6)
          Miscellaneous.
        Miscellaneous

       

      (a)  Address
        for Notices: For the purposes of Section 12(a) of the ISDA Form Master
        Agreement:

       

      Address
        for notices or communications to BSFP:

       

      
        	
                Address:

              	
                383
                  Madison Avenue, New York, New York 10179

              
	
                Attention:

              	
                DPC
                  Manager 

              
	
                Facsimile:

              	
                (212)
                  272-5823

              

      

      

      with
        a
        copy to:

       

      
        	
                Address:

              	
                One
                  Metrotech Center North, Brooklyn, New York 11201

              
	
                Attention:

              	
                Derivative
                  Operations - 7th Floor

              
	
                Facsimile:

              	
                (212)
                  272-1634

              

      

      

      (For
        all
        purposes)

       

      Address
        for notices or communications to the Counterparty:

       

      
        	
                Address:

              	
                LaSalle
                  Bank National Association

              
	 	
                135
                  South LaSalle Street, Suite 1625

              
	 	
                Chicago,
                  IL 60603

              
	
                Attention:

              	
                Global
                  Securities and Trust Services Group-Bear Stearns 

              
	 	
                Asset
                  Backed Securities I Trust 2006-HE7

              
	 	 
	
                Facsimile:

              	
                (312)
                  904-1368

              
	
                Phone:

              	
                (312)
                  904-4373

              

      

      

      (For
        all
        purposes)

       

      (b)  Process
        Agent. For the purpose of Section 13(c) of the ISDA Form Master
        Agreement:

       

      
        	
                BSFP
                  appoints as its 

              	 
	
                Process
                  Agent: 

              	
                Not
                  Applicable

              
	 	 
	
                The
                  Counterparty appoints as its 

              	 
	
                Process
                  Agent:

              	
                Not
                  Applicable

              

      

      

      (c)  Offices.
        The provisions of Section 10(a) of the ISDA Form Master Agreement will not
        apply
        to this Agreement; neither BSFP nor the Counterparty have any Offices other
        than
        as set forth in the Notices Section and BSFP agrees that, for purposes of
        Section 6(b) of the ISDA Form Master Agreement, it shall not in future have
        any
        Office other than one in the United States.

       

      (d)  Multibranch
        Party. For the purpose of Section 10(c) of the ISDA Form Master
        Agreement:

       

      BSFP
        is
        not a Multibranch Party.

       

      The
        Counterparty is not a Multibranch Party.

       

      (e)  Credit
        Support Document. 

       

      BSFP:
        Not
        applicable, except for any guarantee or contingent agreement delivered pursuant
        to paragraph 9 below.

       

      The
        Counterparty: Not Applicable

       

      (f)  Credit
        Support Provider.

       

      BSFP: Not
        applicable, except for any guarantor or other provider of credit support
        pursuant to paragraph 9 below.

       

      The
        Counterparty: Not Applicable

       

      (g)  Governing
        Law.The
        parties to this Agreement hereby agree that the law of the State of New York
        shall govern their rights and duties in whole, without regard to the conflict
        of
        law provisions thereof other than New York General Obligations Law Sections
        5-1401 and 5-1402. 

       

      (h)  Severability.If
        any
        term, provision, covenant, or condition of this Agreement, or the application
        thereof to any party or circumstance, shall be held to be invalid or
        unenforceable (in whole or in part) for any reason, the remaining terms,
        provisions, covenants, and conditions hereof shall continue in full force
        and
        effect as if this Agreement had been executed with the invalid or unenforceable
        portion eliminated, so long as this Agreement as so modified continues to
        express, without material change, the original intentions of the parties
        as to
        the subject matter of this Agreement and the deletion of such portion of
        this
        Agreement will not substantially impair the respective benefits or expectations
        of the parties. 

       

      The
        parties shall endeavor to engage in good faith negotiations to replace any
        invalid or unenforceable term, provision, covenant or condition with a valid
        or
        enforceable term, provision, covenant or condition, the economic effect of
        which
        comes as close as possible to that of the invalid or unenforceable term,
        provision, covenant or condition. 

       

      (i)  Consent
        to Recording. Each party hereto consents to the monitoring or recording,
        at any
        time and from time to time, by the other party of any and all communications
        between officers or employees of the parties, waives any further notice of
        such
        monitoring or recording, and agrees to notify its officers and employees
        of such
        monitoring or recording. 

       

      (j)  Waiver
        of
        Jury Trial.Each
        party waives any right it may have to a trial by jury in respect of any
        Proceedings relating to this Agreement or any Credit Support Document.

       

      (k)  Set-Off.
        The provisions for Set-off set forth in Section 6(e) of the ISDA Form Master
        Agreement shall not apply for purposes of this Transaction. Notwithstanding
        any
        provision of this Agreement or any other existing or future agreement, each
        party irrevocably waives any and all rights it may have to set off, net,
        recoup
        or otherwise withhold or suspend or condition payment or performance of any
        obligation between it and the other party hereunder against any obligation
        between it and the other party under any other agreements. 

       

      (l)  This
        Agreement may be executed in several counterparts, each of which shall be
        deemed
        an original but all of which together shall constitute one and the same
        instrument.

       

      (m)  Additional
        Definitional Provisions. 

       

      As
        used
        in this Agreement, the following terms shall have the meanings set forth
        below,
        unless the context clearly requires otherwise: 

       

      “Moody’s”
        means Moody’s Investors Service, Inc., or any successor.

       

      “S&P”
        means Standard & Poor's Ratings Service, a division of The McGraw-Hill
        Companies, Inc., or any successor.

       

      “Fitch”
        means Fitch Ratings.

       

      (n)  Group
        II
        Supplemental Interest Trust Trustee Liability Limitations. It is expressly
        understood and agreed by the parties hereto that (a) this Agreement is executed
        and delivered by LaSalle Bank National Association (“LaSalle”), not individually
        or personally but solely as Group II Supplemental Interest Trust Trustee,
        (b)
        each of the representations, undertakings and agreements herein made on the
        part
        of the Counterparty is made and intended not as personal representations,
        undertakings and agreements by LaSalle but is made and intended for the purpose
        of binding only the Counterparty, (c) nothing herein contained shall be
        construed as creating any liability on LaSalle, individually or personally,
        to
        perform any covenant either expressed or implied contained herein, all such
        liability, if any, being expressly waived by the parties hereto and by any
        Person claiming by, through or under the parties hereto; provided that nothing
        in this paragraph shall relieve LaSalle from performing its duties and
        obligations under the Pooling and Servicing Agreement in accordance with
        the
        standard of care set forth therein, (d) under no circumstances shall LaSalle
        be
        personally liable for the payment of any indebtedness or expenses of the
        Counterparty or be liable for the breach or failure of any obligation,
        representation, warranty or covenant made or undertaken by the Counterparty
        under this Agreement or any other related documents, (e) LaSalle has been
        directed pursuant to the Pooling and Servicing Agreement to enter into this
        Agreement and to perform its obligations hereunder and (f) the parties hereto
        acknowledge and agree that under (i) the Swap Administration Agreement, dated
        as
        of August 30, 2006, among LaSalle Bank National Association, as swap
        administrator (in such capacity, the “Swap Administrator”), LaSalle Bank
        National Association, as Group I Supplemental Interest Trust Trustee and
        as
        Group II Supplemental Interest Trust Trustee and LaSalle Bank National
        Association, as trustee for Bear Stearns Asset Backed Securities I Trust
        2006-HE7 Asset-Backed Certificates, Series 2006-HE7, and as amended from
        time to
        time (ii) the Pooling and Servicing Agreement and (iii) this Agreement, the
        Swap
        Administrator may act for the Counterparty hereunder, and BSFP hereby
        acknowledges and agrees that it will, unless otherwise directed by the Group
        II
        Supplemental Interest Trust Trustee or the Swap Administrator, make all payments
        hereunder to the account specified below. Any resignation or removal of LaSalle
        as Group II Supplemental Interest Trust Trustee under the Pooling and Servicing
        Agreement shall require the assignment of this agreement to LaSalle’s
        replacement.

       

      (o)  Additional
        Provisions. The provisions of Sections 5(a)(ii), 5(a)(iii) and 5(a)(iv) of
        the
        ISDA Form Master Agreement shall not apply to BSFP or Counterparty; provided,
        however, that the provisions of Section 5(a)(iii) will apply to BSFP if BSFP
        provides a guarantee or other contingent agreement pursuant to Part 9
        below.

       

      7)
          "Affiliate":
        BSFP and Counterparty shall be deemed to have no Affiliates for purposes
        of this
        Agreement, including for purposes of Section 6(b)(ii) of the ISDA Form Master
        Agreement.

       

      8)
          Additional
        Termination Events. The following Additional Termination Events will apply:
        

       

      (a)  If
        a
        Rating Agency Downgrade has occurred and BSFP has not, within the time period
        specified therein, complied with paragraph 9 below, then an Additional
        Termination Event shall have occurred with respect to BSFP and BSFP shall
        be the
        sole Affected Party with respect to such Additional Termination Event.

       

      (b)  If,
        upon
        the occurrence of a Swap Disclosure Event (as defined in Section 15(ii) below)
        BSFP has not, within 10 calendar days after such Swap Disclosure Event complied
        with any of the provisions set forth in Section 15(iii) below, then an
        Additional Termination Event shall have occurred with respect to BSFP and
        BSFP
        shall be the sole Affected Party with respect to such Additional Termination
        Event.

       

      (c)  If,
        without the prior written consent of BSFP where such consent is required
        under
        the Pooling and Servicing Agreement (such consent not to be unreasonably
        withheld), an amendment or supplemental agreement is made to the Pooling
        and
        Servicing Agreement which amendment or supplemental agreement could reasonably
        be expected to have a material adverse effect on the interests of BSFP under
        this Agreement, an Additional Termination Event shall have occurred with
        respect
        to Counterparty and Counterparty shall be the sole Affected Party with respect
        to such Additional Termination Event and all Transactions hereunder shall
        be
        Affected Transactions.

       

      (d)  If
        the
        Trustee is unable to pay, or fails or admits in writing its inability to
        pay, on
        any Distribution Date, any Current
        Interest
        with
        respect to the Class A Certificates or the ultimate payment of principal
        with
        respect to the Class A Certificates, in either case to the extent required
        pursuant to the terms of the Pooling and Servicing Agreement to be paid to
        the
        Class A Certificates on such Distribution Date, then an Additional Termination
        Event shall have occurred with respect to Counterparty and Counterparty shall
        be
        the sole Affected Party with respect to such Additional Termination Event;
        

       

      (e)  An
        Additional Termination Event shall occur upon the notice to Certificateholders
        of an Optional Termination becoming unrescindable in accordance with
Article
        X
        of the
        Pooling and Servicing Agreement (such notice, the “Optional Termination
        Notice”). 

       

      With
        respect to such Additional Termination Event: 

       

      (i)  Counterparty
        shall be the sole Affected Party and this Transaction shall be the sole Affected
        Transaction; 

       

      (ii)  notwithstanding
        anything to the contrary in Section 6(b)(iv) of the ISDA Form Master Agreement
        or Section 6(c)(i) of the ISDA Form Master Agreement, the final Distribution
        Date specified in the Optional Termination Notice is hereby designated as
        the
        Early Termination Date in respect of all Affected Transactions; 

       

      (iii)  Section
        2(a)(iii)(2) of the ISDA Form Master Agreement shall not be applicable to
        any
        Affected Transaction; notwithstanding anything to the contrary in Section
        6(c)(ii) of the ISDA Form Master Agreement, payments and deliveries under
        Section 2(a)(i) of the ISDA Form Master Agreement or Section 2(e) of the
        ISDA
        Form Master Agreement in respect of the Terminated Transactions will be required
        to be made through and including the Early Termination Date; provided, for
        the
        avoidance of doubt, that any such payments or deliveries that are made on
        or
        prior to the Early Termination Date will not be treated as Unpaid Amounts
        in
        determining the amount payable in respect of an Early Termination Date;

       

      (iv)  notwithstanding
        anything to the contrary in Section 6(d)(i) of the ISDA Form Master Agreement,
        (A) if, no later than 4:00 pm New York City time on the day that is four
        Business Days prior to the final Distribution Date specified in the Optional
        Termination Notice, the Trustee requests the amount of the Estimated Swap
        Termination Payment, BSFP shall provide to the Swap Administrator in writing
        (which may be done in electronic format) the amount of the Estimated Swap
        Termination Payment no later than 2:00 pm New York City time on the following
        Business Day and (B) if the Trustee
        provides written notice (which may be done in electronic format) to BSFP
        no
        later than two Business Days prior to the final Distribution Date specified
        in
        the Optional Termination Notice that all requirements of the Optional
        Termination have been met, then BSFP shall, no later than one Business Day
        prior
        to the final Distribution Date specified in the Optional Termination Notice,
        make the calculations contemplated by Section 6(e) of the ISDA Form Master
        Agreement (as amended herein) and provide to the Trustee in writing (which
        may
        be done in electronic format) the amount payable by either Counterparty or
        BSFP
        in respect of the related Early Termination Date; provided, however, that
        the
        amount payable by Counterparty, if any, in respect of the related Early
        Termination Date shall be the lesser of (x) the amount calculated to be due
        by
        the Counterparty pursuant to Section 6(e) of the ISDA Form Master Agreement
        and
        (y) the Estimated Swap Termination Payment; and

       

      (v)  notwithstanding
        anything to the contrary in Section 6(d)(ii) of the ISDA Form Master Agreement,
        any amount due from the Counterparty to BSFP in respect of the Early Termination
        Date will be payable on the Early Termination Date and any amount due from
        BSFP
        to the Counterparty in respect of the Early Termination Date will be payable
        one
        Business Day prior to the Early Termination Date.

       

      “Estimated
        Swap Termination Payment” shall mean, with respect to an Early Termination Date,
        an amount determined by BSFP in its sole discretion as the maximum payment
        that
        could be owed by Counterparty with respect to such Early Termination Date
        pursuant to Section 6(e) of the ISDA Form Master Agreement taking into account
        then current market conditions.

       

      The
        Trustee shall be an express third party beneficiary of this Agreement as
        if a
        party hereto to the extent of the Trustee’s rights specified in Paragraph
        8(e) hereof.

       

      9)
          Rating
        Agency Downgrade. In the event that BSFP’s long-term unsecured and
        unsubordinated debt rating is reduced below “AA-” by S&P or its long-term
        unsecured and unsubordinated debt rating is withdrawn or reduced below “Aa3” by
        Moody’s (and together with S&P and Fitch, the “Swap Rating Agencies”, and
        such rating thresholds, “Approved Rating Thresholds”), then within 30 days after
        such rating withdrawal or downgrade (unless, within 30 days after such
        withdrawal or downgrade, each such Swap Rating Agency, as applicable, has
        reconfirmed the rating of the Bear Stearns Asset Backed Securities I Trust
        2006-HE7, Asset-Back Certificates, Series 2006-HE7 (the “Certificates”) and CMO
        Holdings II Ltd., BSABS HE1 NIM Trust 2006-HE7, Asset-Backed Notes, Series
        2006-HE7 (the “Notes”), which was in effect immediately prior to such withdrawal
        or downgrade), BSFP shall, subject to the Rating Agency Condition, at its
        own
        expense, (i) seek another entity to replace BSFP as party to this Agreement
        that
        meets or exceeds the Approved Rating Thresholds on terms substantially similar
        to this Agreement, (ii) obtain a guaranty of, or a contingent agreement of
        another person with the Approved Rating Thresholds, to honor, BSFP’s obligations
        under this Agreement, or (iii) take any other actionsubject to Rating Agency
        Condition. In the event that BSFP’s long-term unsecured and unsubordinated debt
        rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business
        days after such rating withdrawal or downgrade, BSFP shall, subject to the
        Rating Agency Condition and at its own expense, (i) secure another entity
        to
        replace BSFP as party to this Agreement that meets or exceeds the Approved
        Rating Thresholds on terms substantially similar to this Agreement, or (ii)
        obtain a guaranty of, or a contingent agreement of another person with the
        Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement.
        BSFP’s failure to do any of the foregoing shall constitute an Additional
        Termination Event with BSFP as the Affected Party. For purposes of this
        provision, “Rating Agency Condition” means, with respect to any particular
        proposed act or omission to act hereunder that the party acting or failing
        to
        act must consult with each of the Swap Rating Agencies then providing a rating
        of the Certificates and any Notes and receive from each of the Swap Rating
        Agencies a prior written confirmation that the proposed action or inaction
        would
        not cause a downgrade or withdrawal of the then-current rating of the
        Certificates and any Notes.

       

      10)
          Payment
        Instructions. BSFP hereby agrees that, unless notified in writing by the
        Group
        II Supplemental Interest Trust Trustee or the Swap Administrator of other
        payment instructions, any and all amounts payable by BSFP to the Counterparty
        under this Agreement shall be paid to the Swap Administrator at the account
        specified in Section 5.

       

      11)
          Section
        3
        of the ISDA Form Master Agreement is hereby amended by adding at the end
        thereof
        the following subsection (g): 

       

      “(g) Relationship
        Between Parties. 

       

      Each
        party represents to the other party on each date when it enters into a
        Transaction that:--

       

      (1)
        Nonreliance.
        (i) It
        is not relying on any statement or representation of the other party regarding
        the Transaction (whether written or oral), other than the representations
        expressly made in this Agreement or the Confirmation in respect of that
        Transaction and (ii) it has consulted with its own legal, regulatory, tax,
        business, investment, financial and accounting advisors to the extent it
        has
        deemed necessary, and it has made its own investment, hedging and trading
        decisions based upon its own judgment and upon any advice from such advisors
        as
        it has deemed necessary and not upon any view expressed by the other
        party.

       

      (2)
        Evaluation
        and Understanding.
        

       

      (i)
        It
        has the capacity to evaluate (internally or through independent professional
        advice) the Transaction and has made its own decision, subject to section
        6(n)
        of this Agreement, to enter into the Transaction; and

       

      (ii)
        It
        understands the terms, conditions and risks of the Transaction and is willing
        and able to accept those terms and conditions and to assume those risks,
        financially and otherwise. 

       

      (3)
        Purpose.
        It is
        entering into the Transaction for the purposes of managing its borrowings
        or
        investments, hedging its underlying assets or liabilities or in connection
        with
        a line of business. 

       

      (4)
        Status
        of Parties.
        The
        other party is not acting as an agent, fiduciary or advisor for it in respect
        of
        the Transaction.

       

      (5)
        Eligible
        Contract Participant.
        It
        constitutes an “eligible contract participant” as such term is defined in
        Section 1(a)12 of the Commodity Exchange Act, as amended.”

       

      12)
          Non-Recourse.
        Notwithstanding any provision herein or in the ISDA Form Master Agreement
        to the
        contrary, the obligations of Counterparty hereunder are limited recourse
        obligations of Counterparty, payable solely from the Swap Account and the
        proceeds thereof, in accordance with the terms of the Pooling and Servicing
        Agreement. In the event that the Swap Account and proceeds thereof should
        be
        insufficient to satisfy all claims outstanding and following the realization
        of
        the Swap Account and the proceeds thereof, any claims against or obligations
        of
        Counterparty under the ISDA Form Master Agreement or any other confirmation
        thereunder still outstanding shall be extinguished and thereafter not revive.
        Neither the Group II Supplemental Interest Trust Trustee nor the Swap
        Administrator shall have liability for any failure or delay in making a payment
        hereunder to BSFP due to any failure or delay in receiving amount in the
        Swap
        Account from the Trust created pursuant to the Pooling and Servicing
        Agreement.

       

      13)
          Transfer,
        Amendment and Assignment. No
        transfer, amendment, waiver, supplement, assignment or other modification
        of
        this Transaction shall be permitted by either party unless (i) each of Fitch,
        S&P and Moody’s has been provided notice of the same and (ii) each of Fitch,
        S&P and Moody’s confirm in writing (including by facsimile transmission)
        after such notice is given that it will not downgrade, qualify, withdraw
        or
        otherwise modify its then-current rating of the Certificates and (iii) Fitch,
        S&P and Moody’s confirms in writing (including by facsimile transmission)
        that it will not downgrade, qualify, withdraw or otherwise modify its
        then-current rating of any Notes.

       

      14)
          Proceedings.
        BSFP shall not institute against or cause any other person to institute against,
        or join any other person in instituting against Counterparty, the Trustee,
        the
        Indenture Trustee or the trust formed pursuant to the Pooling and Servicing
        Agreement, any bankruptcy, reorganization, arrangement, insolvency or
        liquidation proceedings, or other proceedings under any federal or state
        bankruptcy or similar law for a period of one year and one day (or, if longer,
        the applicable preference period) following payment in full of all Certificates
        and Notes.

       

      15)
          Compliance
        with Regulation AB. 

       

      (i)  BSFP
        agrees and acknowledges that Bear Stearns Asset Backed Securities I LLC
        (“BSABS”) is required under Regulation AB under the Securities Act of 1933, as
        amended, and the Securities Exchange Act of 1934, as amended (the “Exchange
        Act”) (“Regulation AB”), to disclose certain financial information regarding
        BSFP or its group of affiliated entities, if applicable, depending on the
        aggregate “significance percentage” of this Agreement and any other derivative
        contracts between BSFP or its group of affiliated entities, if applicable,
        and
        Counterparty, as calculated from time to time in accordance with Item 1115
        of
        Regulation AB. 

       

      (ii)  It
        shall
        be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day
        after the date hereof for so long as the Issuing Entity is required to file
        periodic reports under the Exchange Act, BSABS requests from BSFP the applicable
        financial information described in Item 1115 of Regulation AB (such request
        to
        be based on a reasonable determination by BSABS, in good faith, that such
        information is required under Regulation AB) (the “Swap Financial
        Disclosure”).

       

      (iii)  Upon
        the
        occurrence of a Swap Disclosure Event, BSFP, within ten (10) days and at
        its own
        expense, shall (1)(a) either (i) provide to BSABS the current Swap Financial
        Disclosure in an EDGAR-compatible format (for example, such information may
        be
        provided in Microsoft Word® or Microsoft Excel® format but not in .pdf format)
        or (ii) provide written consent to BSABS to incorporation by reference of
        such
        current Swap Financial Disclosure that are filed with the Securities and
        Exchange Commission in the Exchange Act Reports of BSABS, (b) if applicable,
        cause its outside accounting firm to provide its consent to filing or
        incorporation by reference in the Exchange Act Reports of BSABS of such
        accounting firm’s report relating to their audits of such current Swap Financial
        Disclosure, and (c) provide to BSABS any updated Swap Financial Disclosure
        with
        respect to BSFP or any entity that consolidates BSFP within five days of
        the
        release of any such updated Swap Financial Disclosure; (2) secure another
        entity
        to replace BSFP as party to this Agreement on terms substantially similar
        to
        this Agreement and subject to prior notification to the Swap Rating Agencies,
        which entity (or a guarantor therefor) satisfies the Rating Agency Condition
        and
        which entity is able to comply with the requirements of Item 1115 of Regulation
        AB or (3) subject to the Rating Agency Condition, obtain a guaranty of the
        BSFP’s obligations under this Agreement from an affiliate of the BSFP that is
        able to comply with the financial information disclosure requirements of
        Item
        1115 of Regulation AB, such that disclosure provided in respect of the affiliate
        will satisfy any disclosure requirements applicable to the Swap Provider,
        and
        cause such affiliate to provide Swap Financial Disclosure. If permitted by
        Regulation AB, any required Swap Financial Disclosure may be provided by
        incorporation by reference from reports filed pursuant to the Exchange
        Act.

       

      (iv)  BSFP
        agrees that, in the event that BSFP provides Swap Financial Disclosure to
        BSABS
        in accordance with Section 15(iii)(a) or causes its affiliate to provide
        Swap
        Financial Disclosure to BSABS in accordance with Section 15(iii)(c), it will
        indemnify and hold harmless BSABS, its respective directors or officers and
        any
        person controlling BSABS, from and against any and all losses, claims, damages
        and liabilities caused by any untrue statement or alleged untrue statement
        of a
        material fact contained in such Swap Financial Disclosure or caused by any
        omission or alleged omission to state in such Swap Financial Disclosure a
        material fact required to be stated therein or necessary to make the statements
        therein, in light of the circumstances under which they were made, not
        misleading.

       

      16)
          Third
        Party Beneficiary. BSABS shall be an express third party beneficiary of this
        Agreement as if a party hereto to the extent of BSABS’s rights explicitly
        specified herein.

       

      NEITHER
        THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR
        STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT
        PROVIDER ON THIS AGREEMENT.

       

      5. 

      
        	
                Account
                  Details and

              	 
	
                Settlement
                  Information:

              	
                Payments
                  to BSFP:

              
	 	
                Citibank,
                  N.A., New York

              
	 	
                ABA
                  Number: 021-0000-89, for the account of

              
	 	
                Bear,
                  Stearns Securities Corp.

              
	 	
                Account
                  Number: 0925-3186, for further credit to

              
	 	
                Bear
                  Stearns Financial Products Inc.

              
	 	
                Sub-account
                  Number: 102-04654-1-3

              
	 	
                Attention:
                  Derivatives Department

              
	 	 
	 	
                Payments
                  to Counterparty:

              
	 	
                Bank
                  Name: LaSalle Bank National Association 

              
	 	
                ABA
                  Number: 071000505 LaSalle 

              
	 	
                CHGO/CTR/BNF:/LaSalle
                  Trust Reference Trust 

              
	 	
                Account
                  Number: 724011.3

              
	 	
                Attention:
                  Kimberly Sturm (312) 904-4373

              

      

      

       

      This
        Agreement may be executed in several counterparts, each of which shall be
        deemed
        an original but all of which together shall constitute one and the same
        instrument.

       

      Counterparty
        hereby agrees to check this Confirmation and to confirm that the foregoing
        correctly sets forth the terms of the Transaction by signing in the space
        provided below and returning to BSFP a facsimile of the fully-executed
        Confirmation to 212-272-9857.
        For
        inquiries regarding U.S. Transactions, please contact Susan
        Donlon by
        telephone at 212-272-2364.
        For
        all
        other inquiries please
        contact Derivatives
        Documentation by
        telephone at
        353-1-402-6233.
        Originals will be provided for your execution upon your request.

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      We
        are
        very pleased to have executed this Transaction with you and we look forward
        to
        completing other transactions with you in the near future.

       

      Very
        truly yours,

       

      BEAR
        STEARNS FINANCIAL PRODUCTS INC.

      

      By: _______________________________
        

          Name: 

      Title: 

      

      Counterparty,
        acting through its duly authorized signatory, hereby agrees to, accepts and
        confirms the terms of the foregoing as of the Trade Date.

       

      LASALLE
        BANK NATIONAL ASSOCIATION, NOT INDIVIDUALLY, BUT SOLELY AS GROUP II SUPPLEMENTAL
        INTEREST TRUST TRUSTEE ON BEHALF THE GROUP II SUPPLEMENTAL INTEREST TRUST
        WITH
        RESPECT TO BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE7 ASSET-BACKED
        CERTIFICATES, SERIES 2006-HE7

      

      
 

      By: _______________________________
        

          Name: 

      Title:

      

      am

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      SCHEDULE
        I

      (For
        the
        purposes of determining Floating Amounts, all such dates subject to adjustment
        in accordance with the Following Business Day Convention and for purposes
        of
        determining Fixed Amounts, all such dates subject to No
        Adjustment.)

      

      
        	
                From
                  and including

              	
                To
                  but excluding

              	
                Notional
                  Amount

                (USD)

              
	
                Effective
                  Date

              	
                25-Sep-06

              	
                4,143,561.93

              
	
                25-Sep-06

              	
                25-Oct-06

              	
                4,086,271.37

              
	
                25-Oct-06

              	
                25-Nov-06

              	
                4,016,375.88

              
	
                25-Nov-06

              	
                25-Dec-06

              	
                3,934,004.12

              
	
                25-Dec-06

              	
                25-Jan-07

              	
                3,839,397.42

              
	
                25-Jan-07

              	
                25-Feb-07

              	
                3,732,912.94

              
	
                25-Feb-07

              	
                25-Mar-07

              	
                3,615,025.56

              
	
                25-Mar-07

              	
                25-Apr-07

              	
                3,486,328.30

              
	
                25-Apr-07

              	
                25-May-07

              	
                3,347,570.89

              
	
                25-May-07

              	
                25-Jun-07

              	
                3,199,675.02

              
	
                25-Jun-07

              	
                25-Jul-07

              	
                3,058,206.39

              
	
                25-Jul-07

              	
                25-Aug-07

              	
                2,923,103.98

              
	
                25-Aug-07

              	
                25-Sep-07

              	
                2,794,078.60

              
	
                25-Sep-07

              	
                25-Oct-07

              	
                2,670,853.20

              
	
                25-Oct-07

              	
                25-Nov-07

              	
                2,553,163.54

              
	
                25-Nov-07

              	
                25-Dec-07

              	
                2,440,757.48

              
	
                25-Dec-07

              	
                25-Jan-08

              	
                2,333,394.48

              
	
                25-Jan-08

              	
                25-Feb-08

              	
                2,230,845.09

              
	
                25-Feb-08

              	
                25-Mar-08

              	
                2,132,890.38

              
	
                25-Mar-08

              	
                25-Apr-08

              	
                2,039,321.49

              
	
                25-Apr-08

              	
                25-May-08

              	
                1,949,939.16

              
	
                25-May-08

              	
                25-Jun-08

              	
                1,864,553.26

              
	
                25-Jun-08

              	
                25-Jul-08

              	
                1,783,167.11

              
	
                25-Jul-08

              	
                25-Aug-08

              	
                1,705,406.90

              
	
                25-Aug-08

              	
                25-Sep-08

              	
                1,631,108.04

              
	
                25-Sep-08

              	
                25-Oct-08

              	
                1,560,114.03

              
	
                25-Oct-08

              	
                25-Nov-08

              	
                1,492,275.50

              
	
                25-Nov-08

              	
                25-Dec-08

              	
                1,427,449.93

              
	
                25-Dec-08

              	
                25-Jan-09

              	
                1,365,525.44

              
	
                25-Jan-09

              	
                25-Feb-09

              	
                1,306,346.04

              
	
                25-Feb-09

              	
                25-Mar-09

              	
                1,249,787.92

              
	
                25-Mar-09

              	
                25-Apr-09

              	
                1,195,733.00

              
	
                25-Apr-09

              	
                25-May-09

              	
                1,144,068.56

              
	
                25-May-09

              	
                25-Jun-09

              	
                1,094,688.64

              
	
                25-Jun-09

              	
                25-Jul-09

              	
                1,047,535.02

              
	
                25-Jul-09

              	
                25-Aug-09

              	
                1,002,459.48

              
	
                25-Aug-09

              	
                25-Sep-09

              	
                959,368.71

              
	
                25-Sep-09

              	
                25-Oct-09

              	
                918,173.71

              
	
                25-Oct-09

              	
                25-Nov-09

              	
                878,789.54

              
	
                25-Nov-09

              	
                25-Dec-09

              	
                841,135.45

              
	
                25-Dec-09

              	
                25-Jan-10

              	
                805,142.84

              
	
                25-Jan-10

              	
                25-Feb-10

              	
                770,727.84

              
	
                25-Feb-10

              	
                25-Mar-10

              	
                737,819.95

              
	
                25-Mar-10

              	
                25-Apr-10

              	
                706,351.86

              
	
                25-Apr-10

              	
                25-May-10

              	
                676,259.34

              
	
                25-May-10

              	
                25-Jun-10

              	
                647,481.13

              
	
                25-Jun-10

              	
                25-Jul-10

              	
                619,958.63

              
	
                25-Jul-10

              	
                25-Aug-10

              	
                593,635.90

              
	
                25-Aug-10

              	
                25-Sep-10

              	
                172,925.88

              
	
                25-Sep-10

              	
                25-Oct-10

              	
                167,463.42

              
	
                25-Oct-10

              	
                25-Nov-10

              	
                162,172.32

              
	
                25-Nov-10

              	
                25-Dec-10

              	
                157,047.21

              
	
                25-Dec-10

              	
                25-Jan-11

              	
                152,082.92

              
	
                25-Jan-11

              	
                25-Feb-11

              	
                147,274.44

              
	
                25-Feb-11

              	
                25-Mar-11

              	
                142,616.89

              
	
                25-Mar-11

              	
                25-Apr-11

              	
                138,105.57

              
	
                25-Apr-11

              	
                25-May-11

              	
                133,735.90

              
	
                25-May-11

              	
                25-Jun-11

              	
                129,503.46

              
	
                25-Jun-11

              	
                25-Jul-11

              	
                125,403.21

              
	
                25-Jul-11

              	
                Termination
                  Date

              	
                121,431.80

              

      

      

      

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      

      EXHIBIT
        O

       

      [Reserved]

       

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      EXHIBIT
        P

       

      SERVICING
        CRITERIA TO BE ADDRESSED

      IN
        ASSESSMENT OF COMPLIANCE

      

      Definitions

      Master
        Servicer - aggregator of pool assets

      Custodian
        - safe keeper of pool assets

      Trustee
        -
        fiduciary of the transaction, waterfall calculator, paying agent

      

      Where
        there are multiple checks for criteria the attesting party will identify
        in
        their management assertion that they are attesting only to the portion of
        the
        distribution chain they are responsible for in the related transaction
        agreements.

      

      Key: X
        - obligation

      

      

        
          	
                  Reg
                    AB Reference

                	
                  Servicing
                    Criteria

                	
                  Master
                    Servicer

                	
                  Trustee

                	
                  Custodian

                
	 	
                  General
                    Servicing Considerations

                	 	 	 
	
                  1122(d)(1)(i)

                	
                  Policies
                    and procedures are instituted to monitor any performance or other
                    triggers
                    and events of default in accordance with the transaction
                    agreements.

                	
                  X

                	
                  X

                	 
	
                  1122(d)(1)(ii)

                	
                  If
                    any material servicing activities are outsourced to third parties,
                    policies and procedures are instituted to monitor the third party’s
                    performance and compliance with such servicing activities.

                	
                  X

                	 	 
	
                  1122(d)(1)(iii)

                	
                  Any
                    requirements in the transaction agreements to maintain a back-up
                    servicer
                    for the Pool Assets are maintained.

                	 	 	 
	
                  1122(d)(1)(iv)

                	
                  A
                    fidelity bond and errors and omissions policy is in effect on
                    the party
                    participating in the servicing function throughout the reporting
                    period in
                    the amount of coverage required by and otherwise in accordance
                    with the
                    terms of the transaction agreements. 

                	
                  X

                	 	 
	 	
                  Cash
                    Collection and Administration

                	 	 	 
	
                  1122(d)(2)(i)

                	
                  Payments
                    on pool assets are deposited into the appropriate custodial bank
                    accounts
                    and related bank clearing accounts no more than two business
                    days
                    following receipt, or such other number of days specified in
                    the
                    transaction agreements. 

                	
                  X

                	
                  X

                	 
	
                  1122(d)(2)(ii)

                	
                  Disbursements
                    made via wire transfer on behalf of an obligor or to an investor
                    are made
                    only by authorized personnel. 

                	
                  X

                	
                  X

                	 
	
                  1122(d)(2)(iii)

                	
                  Advances
                    of funds or guarantees regarding collections, cash flows or distributions,
                    and any interest or other fees charged for such advances, are
                    made,
                    reviewed and approved as specified in the transaction agreements.
                    

                	
                  X

                	
                  X

                	 
	
                  1122(d)(2)(iv)

                	
                  The
                    related accounts for the transaction, such as cash reserve accounts
                    or
                    accounts established as a form of over collateralization, are
                    separately
                    maintained (e.g., with respect to commingling of cash) as set
                    forth in the
                    transaction agreements. 

                	
                  X

                	
                  X

                	 
	
                  1122(d)(2)(v)

                	
                  Each
                    custodial account is maintained at a federally insured depository
                    institution as set forth in the transaction agreements. For purposes
                    of
                    this criterion, “federally insured depository institution” with respect to
                    a foreign financial institution means a foreign financial institution
                    that
                    meets the requirements of Rule 13k-1(b)(1) of the Securities
                    Exchange Act.
                    

                	
                  X

                	
                  X

                	 
	
                  1122(d)(2)(vi)

                	
                  Unissued
                    checks are safeguarded so as to prevent unauthorized access.
                    

                	
                  X

                	 	 
	
                  1122(d)(2)(vii)
                    

                	
                  Reconciliations
                    are prepared on a monthly basis for all asset-backed securities
                    related
                    bank accounts, including custodial accounts and related bank
                    clearing
                    accounts. These reconciliations are (A) mathematically accurate;
                    (B)
                    prepared within 30 calendar days after the bank statement cutoff
                    date, or
                    such other number of days specified in the transaction agreements;
                    (C)
                    reviewed and approved by someone other than the person who prepared
                    the
                    reconciliation; and (D) contain explanations for reconciling
                    items. These
                    reconciling items are resolved within 90 calendar days of their
                    original
                    identification, or such other number of days specified in the
                    transaction
                    agreements. 

                	
                  X

                	
                  X

                	 
	 	
                  Investor
                    Remittances and Reporting

                	 	 	 
	
                  1122(d)(3)(i)

                	
                  Reports
                    to investors, including those to be filed with the Commission,
                    are
                    maintained in accordance with the transaction agreements and
                    applicable
                    Commission requirements. Specifically, such reports (A) are prepared
                    in
                    accordance with timeframes and other terms set forth in the transaction
                    agreements; (B) provide information calculated in accordance
                    with the
                    terms specified in the transaction agreements; (C) are filed
                    with the
                    Commission as required by its rules and regulations; and (D)
                    agree with
                    investors’ or the trustee’s records as to the total unpaid principal
                    balance and number of Pool Assets serviced by the Servicer.
                    

                	
                  X

                	
                  X

                	 
	
                  1122(d)(3)(ii)

                	
                  Amounts
                    due to investors are allocated and remitted in accordance with
                    timeframes,
                    distribution priority and other terms set forth in the transaction
                    agreements. 

                	
                  X

                	
                  X

                	 
	
                  1122(d)(3)(iii)

                	
                  Disbursements
                    made to an investor are posted within two business days to the
                    Servicer’s
                    investor records, or such other number of days specified in the
                    transaction agreements. 

                	
                  X

                	
                  X

                	 
	
                  1122(d)(3)(iv)

                	
                  Amounts
                    remitted to investors per the investor reports agree with cancelled
                    checks, or other form of payment, or custodial bank statements.
                    

                	
                  X

                	
                  X

                	 
	 	
                  Pool
                    Asset Administration

                	 	 	 
	
                  1122(d)(4)(i)
                    

                	
                  Collateral
                    or security on pool assets is maintained as required by the transaction
                    agreements or related pool asset documents. 

                	 	 	
                  X

                
	
                  1122(d)(4)(ii)

                	
                  Pool
                    assets and related documents are safeguarded as required by the
                    transaction agreements 

                	 	 	
                  X

                
	
                  1122(d)(4)(iii)

                	
                  Any
                    additions, removals or substitutions to the asset pool are made,
                    reviewed
                    and approved in accordance with any conditions or requirements
                    in the
                    transaction agreements. 

                	
                  X

                	
                  X

                	
                  X* 

                
	
                  1122(d)(4)(iv)

                	
                  Payments
                    on pool assets, including any payoffs, made in accordance with
                    the related
                    pool asset documents are posted to the Servicer’s obligor records
                    maintained no more than two business days after receipt, or such
                    other
                    number of days specified in the transaction agreements, and allocated
                    to
                    principal, interest or other items (e.g., escrow) in accordance
                    with the
                    related pool asset documents. 

                	
                  X

                	 	 
	
                  1122(d)(4)(v)

                	
                  The
                    Servicer’s records regarding the pool assets agree with the Servicer’s
                    records with respect to an obligor’s unpaid principal balance.
                    

                	
                  X

                	 	 
	
                  1122(d)(4)(vi)

                	
                  Changes
                    with respect to the terms or status of an obligor's pool assets
                    (e.g.,
                    loan modifications or re-agings) are made, reviewed and approved
                    by
                    authorized personnel in accordance with the transaction agreements
                    and
                    related pool asset documents. 

                	
                  X

                	 	 
	
                  1122(d)(4)(vii)

                	
                  Loss
                    mitigation or recovery actions (e.g., forbearance plans, modifications
                    and
                    deeds in lieu of foreclosure, foreclosures and repossessions,
                    as
                    applicable) are initiated, conducted and concluded in accordance
                    with the
                    timeframes or other requirements established by the transaction
                    agreements. 

                	
                  X

                	 	 
	
                  1122(d)(4)(viii)

                	
                  Records
                    documenting collection efforts are maintained during the period
                    a pool
                    asset is delinquent in accordance with the transaction agreements.
                    Such
                    records are maintained on at least a monthly basis, or such other
                    period
                    specified in the transaction agreements, and describe the entity’s
                    activities in monitoring delinquent pool assets including, for
                    example,
                    phone calls, letters and payment rescheduling plans in cases
                    where
                    delinquency is deemed temporary (e.g., illness or unemployment).
                    

                	
                  X

                	 	 
	
                  1122(d)(4)(ix)

                	
                  Adjustments
                    to interest rates or rates of return for pool assets with variable
                    rates
                    are computed based on the related pool asset documents. 

                	
                  X

                	 	 
	
                  1122(d)(4)(x)

                	
                  Regarding
                    any funds held in trust for an obligor (such as escrow accounts):
                    (A) such
                    funds are analyzed, in accordance with the obligor’s pool asset documents,
                    on at least an annual basis, or such other period specified in
                    the
                    transaction agreements; (B) interest on such funds is paid, or
                    credited,
                    to obligors in accordance with applicable pool asset documents
                    and state
                    laws; and (C) such funds are returned to the obligor within 30
                    calendar
                    days of full repayment of the related pool assets, or such other
                    number of
                    days specified in the transaction agreements. 

                	
                  X

                	 	 
	
                  1122(d)(4)(xi)

                	
                  Payments
                    made on behalf of an obligor (such as tax or insurance payments)
                    are made
                    on or before the related penalty or expiration dates, as indicated
                    on the
                    appropriate bills or notices for such payments, provided that
                    such support
                    has been received by the servicer at least 30 calendar days prior
                    to these
                    dates, or such other number of days specified in the transaction
                    agreements. 

                	
                  X

                	 	 
	
                  1122(d)(4)(xii)

                	
                  Any
                    late payment penalties in connection with any payment to be made
                    on behalf
                    of an obligor are paid from the Servicer’s funds and not charged to the
                    obligor, unless the late payment was due to the obligor’s error or
                    omission. 

                	
                  X

                	 	 
	
                  1122(d)(4)(xiii)

                	
                  Disbursements
                    made on behalf of an obligor are posted within two business days
                    to the
                    obligor’s records maintained by the servicer, or such other number of
                    days
                    specified in the transaction agreements. 

                	
                  X

                	 	 
	
                  1122(d)(4)(xiv)
                    

                	
                  Delinquencies,
                    charge-offs and uncollectible accounts are recognized and recorded
                    in
                    accordance with the transaction agreements. 

                	
                  X

                	 	 
	
                  1122(d)(4)(xv)

                	
                  Any
                    external enhancement or other support, identified in Item 1114(a)(1)
                    through (3) or Item 1115 of Regulation AB, is maintained as set
                    forth in
                    the transaction agreements. 

                	 	
                  X

                	 

        

        

          

        

      

      
        
          *
            Only
            with respect to the logistics of adding, removing and substituting loan
            files.

        

      

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      EXHIBIT
        Q

       

      FORM
        10-D, FORM 8-K AND FORM 10-K

      REPORTING
        RESPONSIBILITY

      

      As
        to
        each item described below, the entity indicated as the Responsible Party
        shall
        be primarily responsible for reporting the information to the party identified
        as responsible for preparing the Securities Exchange Act Reports pursuant
        to
        Section 3.16 of the Pooling and Servicing Agreement. The
        trustee in this transaction is responsible for all of the securities
        administrator functions.

      

      Under
        Item 1 of Form 10-D: a) items marked “monthly statements to certificateholders”
are required to be included in the periodic Distribution Date statement under
        Section 5.06 of the Pooling and Servicing Agreement, provided by the Trustee
        based on information received from the party providing such information;
        and b)
        items marked “Form 10-D report” are required to be in the Form 10-D report but
        not the monthly statements to certificateholders, provided by the party
        indicated. Information under all other Items of Form 10-D is to be included
        in
        the Form 10-D report. All such information and any other Items of Form 8-K
        and
        Form 10-K set forth in this exhibit shall be sent to the Trustee and the
        Depositor. 

      

      
        	
                Form

              	
                Item

              	
                Description

              	
                Master
                  Servicer

              	
                Trustee

              	
                Custodian

              	
                Depositor

              	
                Sponsor

              
	
                10-D

              	
                Must
                  be filed within 15 days of the distribution date for the asset-backed
                  securities.

              	 	 
	 	
                1

              	
                Distribution
                  and Pool Performance Information

              	 	 	 	 	 
	
                Item
                  1121(a) - Distribution and Pool Performance
                  Information

              	 	 	 	 	 
	
                (1)
                  Any applicable record dates, accrual dates, determination dates
                  for
                  calculating distributions and actual distribution dates for the
                  distribution period.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (2)
                  Cash flows received and the sources thereof for distributions,
                  fees and
                  expenses.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (3)
                  Calculated amounts and distribution of the flow of funds for the
                  period
                  itemized by type and priority of payment, including:

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (i)
                  Fees or expenses accrued and paid, with an identification of the
                  general
                  purpose of such fees and the party receiving such fees or
                  expenses.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (ii)
                  Payments accrued or paid with respect to enhancement or other support
                  identified in Item 1114 of Regulation AB (such as insurance premiums
                  or
                  other enhancement maintenance fees), with an identification of
                  the general
                  purpose of such payments and the party receiving such
                  payments.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (iii)
                  Principal, interest and other distributions accrued and paid on
                  the
                  asset-backed securities by type and by class or series and any
                  principal
                  or interest shortfalls or carryovers.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (iv)
                  The amount of excess cash flow or excess spread and the disposition
                  of
                  excess cash flow.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (4)
                  Beginning and ending principal balances of the asset-backed
                  securities.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (5)
                  Interest rates applicable to the pool assets and the asset-backed
                  securities, as applicable. Consider providing interest rate information
                  for pool assets in appropriate distributional groups or incremental
                  ranges.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (6)
                  Beginning and ending balances of transaction accounts, such as
                  reserve
                  accounts, and material account activity during the period.

              	 	
                X

                 

                (monthly
                  statements to certificateholders) (only with respect to the reserve
                  accounts)

              	 	 	 
	
                (7)
                  Any amounts drawn on any credit enhancement or other support identified
                  in
                  Item 1114 of Regulation AB, as applicable, and the amount of coverage
                  remaining under any such enhancement, if known and
                  applicable.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (8)
                  Number and amount of pool assets at the beginning and ending of
                  each
                  period, and updated pool composition information, such as weighted
                  average
                  coupon, weighted average remaining term, pool factors and prepayment
                  amounts.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	
                Updated
                  pool composition information fields to be as specified by Depositor
                  from
                  time to time

              	 
	
                (9)
                  Delinquency and loss information for the period.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                In
                  addition, describe any material changes to the information specified
                  in
                  Item 1100(b)(5) of Regulation AB regarding the pool assets.
                  (methodology)

              	
                X

              	 	 	 	 
	
                (10)
                  Information on the amount, terms and general purpose of any advances
                  made
                  or reimbursed during the period, including the general use of funds
                  advanced and the general source of funds for
                  reimbursements.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (11)
                  Any material modifications, extensions or waivers to pool asset
                  terms,
                  fees, penalties or payments during the distribution period or that
                  have
                  cumulatively become material over time.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (12)
                  Material breaches of pool asset representations or warranties or
                  transaction covenants.

              	
                X

              	
                X

                 

                (if
                  agreed upon by the parties)

              	 	
                X

              	 
	
                (13)
                  Information on ratio, coverage or other tests used for determining
                  any
                  early amortization, liquidation or other performance trigger and
                  whether
                  the trigger was met.

              	 	
                X

                 

                (monthly
                  statements to certificateholders)

              	 	 	 
	
                (14)
                  Information regarding any new issuance of asset-backed securities
                  backed
                  by the same asset pool, 

              	 	 	 	
                X

              	 
	
                information
                  regarding any pool asset changes (other than in connection with
                  a pool
                  asset converting into cash in accordance with its terms), such
                  as
                  additions or removals in connection with a prefunding or revolving
                  period
                  and pool asset substitutions and repurchases (and purchase rates,
                  if
                  applicable), and cash flows available for future purchases, such
                  as the
                  balances of any prefunding or revolving accounts, if
                  applicable.

              	
                X

              	
                X

              	 	
                X

              	 
	
                Disclose
                  any material changes in the solicitation, credit-granting, underwriting,
                  origination, acquisition or pool selection criteria or procedures,
                  as
                  applicable, used to originate, acquire or select the new pool
                  assets.

              	 	 	 	
                X

              	
                X

              
	
                Item
                  1121(b) - Pre-Funding or Revolving Period Information

                 

                Updated
                  pool information as required under Item 1121(b).

              	 	 	 	
                X

              	 
	
                2

              	
                Legal
                  Proceedings

              	 	 	 	 	 
	
                Item
                  1117 - Legal proceedings pending against the following entities,
                  or their
                  respective property, that is material to Certificateholders, including
                  proceedings known to be contemplated by governmental
                  authorities:

              	 	 	 	 	 
	
                Sponsor
                  (Seller)

              	 	 	 	 	
                X

              
	
                Depositor

              	 	 	 	
                X

              	 
	
                Trustee

              	 	
                X

              	 	 	 
	
                Issuing
                  entity

              	 	 	 	
                X

              	 
	
                Master
                  Servicer, affiliated Servicer, other Servicer servicing 20% or
                  more of
                  pool assets at time of report, other material servicers

              	
                X

              	 	 	 	 
	
                Originator
                  of 20% or more of pool assets as of the Cut-off Date

              	 	 	 	
                X

              	 
	
                Custodian

              	 	 	
                X

              	 	 
	 	
                3

              	
                Sales
                  of Securities and Use of Proceeds

              	 	 	 	 	 
	
                Information
                  from Item 2(a) of Part II of Form 10-Q:

                 

                With
                  respect to any sale of securities by the sponsor, depositor or
                  issuing
                  entity, that are backed by the same asset pool or are otherwise
                  issued by
                  the issuing entity, whether or not registered, provide the sales
                  and use
                  of proceeds information in Item 701 of Regulation S-K. Pricing
                  information
                  can be omitted if securities were not registered.

              	 	 	 	
                X

              	 
	
                4

              	
                Defaults
                  Upon Senior Securities

              	 	 	 	 	 
	
                Information
                  from Item 3 of Part II of Form 10-Q:

                 

                Report
                  the occurrence of any Event of Default (after expiration of any
                  grace
                  period and provision of any required notice)

              	 	
                X

              	 	 	 
	
                5

              	
                Submission
                  of Matters to a Vote of Certificateholders

              	 	 	 	 	 
	
                Information
                  from Item 4 of Part II of Form 10-Q

              	 	
                X

              	 	 	 
	
                6

              	
                Significant
                  Obligors of Pool Assets

              	 	 	 	 	 
	
                Item
                  1112(b) - Significant
                  Obligor Financial Information*

              	 	 	 	
                X

              	 
	
                *This
                  information need only be reported on the Form 10-D for the distribution
                  period in which updated information is required pursuant to the
                  Item.

              	 	 	 	 	 
	
                7

              	
                Significant
                  Enhancement Provider Information

              	 	 	 	 	 
	
                Item
                  1114(b)(2) - Credit Enhancement Provider Financial
                  Information*

              	 	 	 	 	 
	
                Determining
                  applicable disclosure threshold

              	 	
                X

              	 	 	 
	
                Requesting
                  required financial information or effecting incorporation by
                  reference

              	 	
                X

              	 	 	 
	
                Item
                  1115(b) - Derivative Counterparty Financial
                  Information*

              	 	 	 	 	 
	
                Determining
                  current maximum probable exposure

              	 	 	 	
                X

              	 
	
                Determining
                  current significance percentage

              	 	
                X

              	 	 	 
	
                Requesting
                  required financial information or effecting incorporation by
                  reference

              	 	
                X

              	 	 	 
	
                *This
                  information need only be reported on the Form 10-D for the distribution
                  period in which updated information is required pursuant to the
                  Items.

              	 	 	 	 	 
	
                8

              	
                Other
                  Information

              	 	 	 	 	 
	 	 	
                Disclose
                  any information required to be reported on Form 8-K during the
                  period
                  covered by the Form 10-D but not reported

              	
                The
                  Responsible Party for the applicable Form 8-K item as indicated
                  below.

              
	 	
                9

              	
                Exhibits

              	 	 	 	 	 
	
                Distribution
                  report

              	 	
                X

              	 	 	 
	
                Exhibits
                  required by Item 601 of Regulation S-K, such as material
                  agreements

              	 	 	 	
                X

              	 
	
                8-K

              	
                Must
                  be filed within four business days of an event reportable on Form
                  8-K.

              	 	 
	 	
                1.01

              	
                Entry
                  into a Material Definitive Agreement

              	 	 	 	 	 
	
                Disclosure
                  is required regarding entry into or amendment of any definitive
                  agreement
                  that is material to the securitization, even if depositor is not
                  a party.
                  

                 

                Examples:
                  servicing agreement, custodial agreement.

                 

                Note:
                  disclosure not required as to definitive agreements that are fully
                  disclosed in the prospectus

              	
                X

              	
                X 

              	 	
                X 

              	
                X 

              
	
                1.02

              	
                Termination
                  of a Material Definitive Agreement

              	
                X

              	
                X 

              	 	
                X 

              	
                X 

              
	
                Disclosure
                  is required regarding termination of any definitive agreement that
                  is
                  material to the securitization (other than expiration in accordance
                  with
                  its terms), even if depositor is not a party. 

                 

                 

                Examples:
                  servicing agreement, custodial agreement.

              	
                X

              	
                X

              	
                X

              	
                X

              	
                X

              
	
                1.03

              	
                Bankruptcy
                  or Receivership

              	 	 	 	 	 
	
                Disclosure
                  is required regarding the bankruptcy or receivership, if known
                  to the
                  Master Servicer, with respect to any of the following: 

                 

                Sponsor
                  (Seller), Depositor, Master Servicer, affiliated Servicer, other
                  Servicer
                  servicing 20% or more of pool assets at time of report, other material
                  servicers, Trustee, significant obligor, credit enhancer (10% or
                  more),
                  derivatives counterparty, Custodian

              	
                X

              	
                X 

              	
                X

              	
                X 

              	
                X 

              
	
                2.04

              	
                Triggering
                  Events that Accelerate or Increase a Direct Financial Obligation
                  or an
                  Obligation under an Off-Balance Sheet Arrangement [in
                  this transaction there is no off-balance sheet
                  arrangement]

              	 	 	 	 	 
	
                Includes
                  an early amortization, performance trigger or other event, including
                  event
                  of default, that would materially alter the payment priority/distribution
                  of cash flows/amortization schedule.

                 

                Disclosure
                  will be made of events other than waterfall triggers which are
                  disclosed
                  in the monthly statements to certificateholders [in this transaction
                  there
                  will be no events other than waterfall triggers]

              	 	
                X

              	 	 	 
	
                3.03

              	
                Material
                  Modification to Rights of Certificateholders

              	 	 	 	 	 
	
                Disclosure
                  is required of any material modification to documents defining
                  the rights
                  of Certificateholders, including the Pooling and Servicing
                  Agreement

              	 	
                X

              	 	 	 
	
                5.03

              	
                Amendments
                  to Articles of Incorporation or Bylaws; Change in Fiscal
                  Year

              	 	 	 	 	 
	
                Disclosure
                  is required of any amendment “to the governing documents of the issuing
                  entity”

              	 	 	 	
                X

              	 
	
                5.06

              	
                Change
                  in Shell Company Status

              	 	 	 	 	 
	
                [Not
                  applicable to ABS issuers]

              	 	 	 	
                X

              	 
	
                6.01

              	
                ABS
                  Informational and Computational Material

              	 	 	 	 	 
	
                [Not
                  included in reports to be filed under Section 3.16]

              	 	 	 	
                X

              	 
	
                6.02

              	
                Change
                  of Servicer or Trustee

              	 	 	 	 	 
	
                Requires
                  disclosure of any removal, replacement, substitution or addition
                  of any
                  master servicer, affiliated servicer, other servicer servicing
                  10% or more
                  of pool assets at time of report, other material servicers or trustee.
                  

              	
                X

              	
                X

              	 	
                X

              	 
	
                Reg
                  AB disclosure about any new master servicer is also
                  required.

              	
                X

              	 	 	 	 
	
                Reg
                  AB disclosure about any new trustee is also required.

              	 	
                X

              	 	 	 
	
                6.03

              	
                Change
                  in Credit Enhancement or Other External Support

              	 	 	 	 	 
	
                Covers
                  termination of any enhancement in manner other than by its terms,
                  the
                  addition of an enhancement, or a material change in the enhancement
                  provided. Applies to external credit enhancements as well as derivatives.
                  

              	 	
                X

              	 	
                X

              	 
	
                Reg
                  AB disclosure about any new enhancement provider is also
                  required.

              	 	
                X

              	 	
                X

              	 
	
                6.04

              	
                Failure
                  to Make a Required Distribution

              	 	
                X

              	 	 	 
	
                6.05

              	
                Securities
                  Act Updating Disclosure

              	 	 	 	 	 
	
                If
                  any material pool characteristic differs by 5% or more at the time
                  of
                  issuance of the securities from the description in the final prospectus,
                  provide updated Reg AB disclosure about the actual asset
                  pool.

              	 	 	 	
                X

              	
                 

              
	
                If
                  there are any new servicers or originators required to be disclosed
                  under
                  Regulation AB as a result of the foregoing, provide the information
                  called
                  for in Items 1108 and 1110 respectively.

              	 	 	 	
                X

              	 
	
                7.01

              	
                Regulation
                  FD Disclosure

              	
                X

              	
                X

              	
                X

              	
                X

              	 
	
                8.01

              	
                Other
                  Events

              	 	 	 	 	 
	
                Any
                  event, with respect to which information is not otherwise called
                  for in
                  Form 8-K, that the registrant deems of importance to
                  certificateholders.

              	 	 	 	
                X

              	 
	 	
                9.01

              	
                Financial
                  Statements and Exhibits

              	
                The
                  Responsible Party applicable to reportable event.

              
	
                10-K

              	 	
                Must
                  be filed within 90 days of the fiscal year end for the
                  registrant.

              	 	 
	 	
                9B

              	
                Other
                  Information

              	 	 	 	 	 
	 	 	
                Disclose
                  any information required to be reported on Form 8-K during the
                  fourth
                  quarter covered by the Form 10-K but not reported

              	
                The
                  Responsible Party for the applicable Form 8-K as indicated
                  above.

              
	 	
                15

              	
                Exhibits
                  and Financial Statement Schedules

              	 	 	 	 	 
	
                Item
                  1112(b) - Significant
                  Obligor Financial Information

              	 	 	 	
                X

              	 
	
                Item
                  1114(b)(2) - Credit Enhancement Provider Financial
                  Information

              	 	 	 	 	 
	
                Determining
                  applicable disclosure threshold

              	 	
                X

              	 	 	 
	
                Requesting
                  required financial information or effecting incorporation by
                  reference

              	 	
                X

              	 	 	 
	
                Item
                  1115(b) - Derivative Counterparty Financial
                  Information

              	 	 	 	 	 
	
                Determining
                  current maximum probable exposure

              	 	 	 	
                X

              	 
	 	 	
                Determining
                  current significance percentage

              	 	
                X

              	 	 	 
	
                Requesting
                  required financial information or effecting incorporation by
                  reference

              	 	
                X

              	 	 	 
	
                Item
                  1117 - Legal proceedings pending against the following entities,
                  or their
                  respective property, that is material to Certificateholders, including
                  proceedings known to be contemplated by governmental
                  authorities:

              	 	 	 	 	 
	
                Sponsor
                  (Seller)

              	 	 	 	 	
                X

              
	
                Depositor

              	 	 	 	
                X

              	 
	
                Trustee

              	 	
                X

              	 	 	 
	
                Issuing
                  entity

              	 	 	 	
                X

              	 
	
                Master
                  Servicer, affiliated Servicer, other Servicer servicing 20% or
                  more of
                  pool assets at time of report, other material servicers

              	
                X

              	 	 	 	 
	
                Originator
                  of 20% or more of pool assets as of the Cut-off Date

              	 	 	 	
                X

              	 
	
                Custodian

              	 	 	
                X

              	 	 
	
                Item
                  1119 - Affiliations and relationships between the following entities,
                  or
                  their respective affiliates, that are material to
                  Certificateholders:

              	 	 	 	 	 
	
                Sponsor
                  (Seller)

              	 	 	 	 	
                X

              
	
                Depositor

              	 	 	 	
                X

              	 
	
                Trustee

              	 	
                X

              	 	 	 
	
                Master
                  Servicer, affiliated Servicer, other Servicer servicing 20% or
                  more of
                  pool assets at time of report, other material servicers

              	
                X

              	 	 	 	 
	
                Originator

              	 	 	 	
                X

              	 
	
                Custodian

              	 	 	
                X

              	 	 
	
                Credit
                  Enhancer/Support Provider

              	 	 	 	
                X

              	 
	
                Significant
                  Obligor

              	 	 	 	
                X

              	 
	
                Item
                  1122 - Assessment of Compliance with Servicing
                  Criteria

              	
                X

              	
                X

              	
                X

              	 	 
	
                Item
                  1123 - Servicer Compliance Statement

              	
                X

              	
                X

              	 	 	 

      

      

       

      

      
        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

      

      EXHIBIT
        R

       

      ADDITIONAL
        DISCLOSURE NOTIFICATION

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

      Fax:
        (212) 272-2000

      E-mail:
        regabnotifications@bear.com

      

      LaSalle
        Bank National Association as Trustee 

      135
        S.
        LaSalle St., Suite 1625

      Chicago,
        Illinois 60603

      Fax:
        (312) 904-1368

      E-mail:
        edgar@abnamro.com

      Attn:
        Global Securities and Trust Services Group - BEAR STEARNS ASSET BACKED
        SECURITIES I TRUST 2006-HE7-SEC REPORT PROCESSING

       

      RE:
        **Additional Form [ ] Disclosure**Required

       

      Ladies
        and Gentlemen:

       

      In
        accordance with Section 3.16(a)(v) of the Pooling and Servicing Agreement,
        dated
        as of August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as
        depositor, EMC Mortgage Corporation, as seller and as master servicer, and
        LaSalle Bank National Association, as trustee. The Undersigned, as [Name
        of
        Party], hereby notifies you that certain events have come to our attention
        that
        [will][may] need to be disclosed on Form [ ].

       

      Description
        of Additional Form [ ] Disclosure:

       

      List
        of
        Any Attachments hereto to be included in the Additional Form [ ]
        Disclosure:

      
 

       

      Any
        inquiries related to this notification should be directed to [ ], phone number:
        [ ]; email address: [ ].

       

      [NAME
        OF
        PARTY]

      as
        [role]

       

      By:
        __________________

      Name:

      Title:Unassociated Document

    BEAR
      STEARNS ASSET BACKED SECURITIES I LLC

     

    Depositor

     

    WELLS
      FARGO BANK, NATIONAL ASSOCIATION

     

    Master
      Servicer and Securities Administrator

     

    and

     

    U.S.
      BANK
      NATIONAL ASSOCIATION

     

    Trustee

     

    ____________________

     

    POOLING
      AND SERVICING AGREEMENT

     

    Dated
      as
      of October 1, 2006

     

    ________________________________________

     

    BEAR
      STEARNS ASSET BACKED SECURITIES I TRUST 2006-ST1

     

    ASSET-BACKED
      CERTIFICATES, SERIES 2006-ST1

    

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        
        

      

    

    TABLE
      OF CONTENTS

     

    
      	
              ARTICLE
                I 

            	
              DEFINITIONS

            
	
              Section
                1.01

            	
              Defined
                Terms.

            
	
              Section
                1.02

            	
              Allocation
                of Certain Interest Shortfalls.

            
	 	 
	
              ARTICLE
                II

            	
              CONVEYANCE
                OF TRUST FUND REPRESENTATIONS AND WARRANTIES

            
	
              Section
                2.01

            	
              Conveyance
                of Trust Fund.

            
	
              Section
                2.02

            	
              Acceptance
                of the Mortgage Loans.

            
	
              Section
                2.03

            	
              Representations,
                Warranties and Covenants of the Master Servicer.

            
	
              Section
                2.04

            	
              Representations
                and Warranties of the Depositor.

            
	
              Section
                2.05

            	
              Delivery
                of Opinion of Counsel in Connection with Substitutions and
                Repurchases.

            
	
              Section
                2.06

            	
              Countersignature
                and Delivery of Certificates.

            
	
              Section
                2.07

            	
              Purposes
                and Powers of the Trust.

            
	 	 
	
              ARTICLE
                III 

            	
              ADMINISTRATION
                AND MASTER SERVICING OF MORTGAGE LOANS BY MASTER
                SERVICER

            
	
              Section
                3.01

            	
              Master
                Servicer.

            
	
              Section
                3.02

            	
              REMIC-Related
                Covenants.

            
	
              Section
                3.03

            	
              Monitoring
                of Servicer.

            
	
              Section
                3.04

            	
              Fidelity
                Bond.

            
	
              Section
                3.05

            	
              Power
                to Act; Procedures.

            
	
              Section
                3.06

            	
              Due-on-Sale
                Clauses; Assumption Agreements.

            
	
              Section
                3.07

            	
              Release
                of Mortgage Files.

            
	
              Section
                3.08

            	
              Documents,
                Records and Funds in Possession of Master Servicer and Servicer To
                Be Held
                for Trustee.

            
	
              Section
                3.09

            	
              Standard
                Hazard Insurance and Flood Insurance Policies.

            
	
              Section
                3.10

            	
              Presentment
                of Claims and Collection of Proceeds.

            
	
              Section
                3.11

            	
              Maintenance
                of the Primary Mortgage Insurance Policies.

            
	
              Section
                3.12

            	
              Trustee
                to Retain Possession of Certain Insurance Policies and
                Documents.

            
	
              Section
                3.13

            	
              Realization
                Upon Defaulted Mortgage Loans.

            
	
              Section
                3.14

            	
              Compensation
                for the Master Servicer.

            
	
              Section
                3.15

            	
              REO
                Property.

            
	
              Section
                3.16

            	
              Annual
                Statement as to Compliance.

            
	
              Section
                3.17

            	
              Assessments
                of Compliance and Attestation Reports.

            
	
              Section
                3.18

            	
              Reports
                Filed with Securities and Exchange Commission.

            
	
              Section
                3.19

            	
              Intention
                of the Parties and Interpretation.

            
	
              Section
                3.20

            	
              UCC.

            
	 	 
	
              ARTICLE
                IV

            	
              ACCOUNTS

            
	
              Section
                4.01

            	
              Collection
                of Mortgage Loan Payments; Protected Account.

            
	
              Section
                4.02

            	
              Servicer
                Protected Accounts.

            
	
              Section
                4.03

            	
              Distribution
                Account.

            
	
              Section
                4.04

            	
              Permitted
                Withdrawals and Transfers from the Distribution
                Account.

            
	 	 
	
              ARTICLE
                V 

            	
              DISTRIBUTIONS
                AND ADVANCES

            
	
              Section
                5.01

            	
              Advances.

            
	
              Section
                5.02

            	
              Compensating
                Interest Payments.

            
	
              Section
                5.03

            	
              REMIC
                Distributions.

            
	
              Section
                5.04

            	
              Distributions.

            
	
              Section
                5.05

            	
              Allocation
                of Realized Losses.

            
	
              Section
                5.06

            	
              Monthly
                Statements to Certificateholders.

            
	
              Section
                5.07

            	
              REMIC
                Designations and REMIC Distributions.

            
	
              Section
                5.08

            	
              Reserve
                Fund.

            
	
              Section
                5.09

            	
              Class
                A-1/A-2 Net WAC Pass-Through Amount; Class A-1/A-2 Net WAC Reserve
                Account.

            
	 	 
	
              ARTICLE
                VI 

            	
              THE
                CERTIFICATES

            
	
              Section
                6.01

            	
              The
                Certificates.

            
	
              Section
                6.02

            	
              Certificate
                Register; Registration of Transfer and Exchange of
                Certificates.

            
	
              Section
                6.03

            	
              Mutilated,
                Destroyed, Lost or Stolen Certificates.

            
	
              Section
                6.04

            	
              Persons
                Deemed Owners.

            
	
              Section
                6.05

            	
              Access
                to List of Certificateholders’ Names and Addresses.

            
	
              Section
                6.06

            	
              Book-Entry
                Certificates.

            
	
              Section
                6.07

            	
              Notices
                to Depository.

            
	
              Section
                6.08

            	
              Definitive
                Certificates.

            
	
              Section
                6.09

            	
              Maintenance
                of Office or Agency.

            
	 	 
	
              ARTICLE
                VII 

            	
              THE
                MASTER SERVICER

            
	
              Section
                7.01

            	
              Liabilities
                of the Depositor and the Master Servicer.

            
	
              Section
                7.02

            	
              Merger
                or Consolidation of the Depositor or the Master
                Servicer.

            
	
              Section
                7.03

            	
              Indemnification
                of the Trustee, the Master Servicer and the Securities
                Administrator.

            
	
              Section
                7.04

            	
              Limitations
                on Liability of the Depositor, the Master Servicer and
                Others.

            
	
              Section
                7.05

            	
              Master
                Servicer Not to Resign.

            
	
              Section
                7.06

            	
              Successor
                Master Servicer.

            
	
              Section
                7.07

            	
              Sale
                and Assignment of Master Servicing.

            
	 	 
	
              ARTICLE
                VIII 

            	
              DEFAULT;
                TERMINATION OF MASTER SERVICER;

            
	
              Section
                8.01

            	
              Events
                of Default.

            
	
              Section
                8.02

            	
              Trustee
                to Act; Appointment of Successor.

            
	
              Section
                8.03

            	
              Notification
                to Certificateholders and Rating Agencies.

            
	
              Section
                8.04

            	
              Waiver
                of Defaults.

            
	 	 
	
              ARTICLE
                IX 

            	
              CONCERNING
                THE TRUSTEE AND THE SECURITIES ADMINISTRATOR

            
	
              Section
                9.01

            	
              Duties
                of Trustee and Securities Administrator.

            
	
              Section
                9.02

            	
              Certain
                Matters Affecting the Trustee and the Securities
                Administrator.

            
	
              Section
                9.03

            	
              Trustee
                and Securities Administrator Not Liable for Certificates or Mortgage
                Loans.

            
	
              Section
                9.04

            	
              Trustee
                and Securities Administrator May Own Certificates.

            
	
              Section
                9.05

            	
              Trustee’s
                and Securities Administrator’s Fees and Expenses.

            
	
              Section
                9.06

            	
              Eligibility
                Requirements for Trustee and Securities Administrator.

            
	
              Section
                9.07

            	
              Insurance.

            
	
              Section
                9.08

            	
              Resignation
                and Removal of Trustee and Securities Administrator.

            
	
              Section
                9.09

            	
              Successor
                Trustee or Securities Administrator.

            
	
              Section
                9.10

            	
              Merger
                or Consolidation of Trustee or Securities
                Administrator.

            
	
              Section
                9.11

            	
              Appointment
                of Co-Trustee or Separate Trustee.

            
	
              Section
                9.12

            	
              Tax
                Matters.

            
	 	 
	
              ARTICLE
                X 

            	
              TERMINATION

            
	
              Section
                10.01

            	
              Termination
                upon Liquidation or Repurchase of all Mortgage Loans.

            
	
              Section
                10.02

            	
              Final
                Distribution on the Certificates.

            
	
              Section
                10.03

            	
              Additional
                Termination Requirements.

            
	 	 
	
              ARTICLE
                XI 

            	
              MISCELLANEOUS
                PROVISIONS

            
	
              Section
                11.01

            	
              Amendment.

            
	
              Section
                11.02

            	
              Recordation
                of Agreement; Counterparts.

            
	
              Section
                11.03

            	
              Governing
                Law.

            
	
              Section
                11.04

            	
              Intention
                of Parties.

            
	
              Section
                11.05

            	
              Notices.

            
	
              Section
                11.06

            	
              Severability
                of Provisions.

            
	
              Section
                11.07

            	
              Assignment.

            
	
              Section
                11.08

            	
              Limitation
                on Rights of Certificateholders.

            
	
              Section
                11.09

            	
              Inspection
                and Audit Rights.

            
	
              Section
                11.10

            	
              Certificates
                Nonassessable and Fully Paid.

            

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    Exhibits
      

    

    
      	
              Exhibit
                A-1

            	
              Form
                of Class A Certificates

            
	
              Exhibit
                A-2

            	
              Form
                of Class M Certificates

            
	
              Exhibit
                A-3

            	
              Form
                of Class B Certificates

            
	
              Exhibit
                A-4

            	
              Form
                of Class C Certificates

            
	
              Exhibit
                A-5

            	
              Form
                of Class R Certificates

            
	
              Exhibit
                B

            	
              Mortgage
                Loan Schedule

            
	
              Exhibit
                C

            	
              Form
                of Transfer Affidavit

            
	
              Exhibit
                D

            	
              Form
                of Transferor Certificate

            
	
              Exhibit
                E

            	
              Form
                of Investment Letter (Non-Rule 144A)

            
	
              Exhibit
                F

            	
              Form
                of Rule 144A and Related Matters Certificate

            
	
              Exhibit
                G

            	
              Form
                of Request for Release

            
	
              Exhibit
                H

            	
              DTC
                Letter of Representations

            
	
              Exhibit
                I

            	
              Schedule
                of Mortgage Loans with Lost Notes

            
	
              Exhibit
                J

            	
              Form
                of Custodial Agreement

            
	
              Exhibit
                K

            	
              Form
                of Back-Up Certification to Form 10-K Certificate

            
	
              Exhibit
                L

            	
              Form
                of Mortgage Loan Purchase Agreement

            
	
              Exhibit
                M

            	
              [Reserved]

            
	
              Exhibit
                N

            	
              Servicing
                Criteria to Be Addressed in Assessment of Compliance

            
	
              Exhibit
                O

            	
              Form
                10-D, Form 8-K and Form 10-K Reporting Responsibility

            
	
              Exhibit
                P

            	
              Additional
                Disclosure Notification

            
	
              Exhibit
                Q

            	
              SunTrust
                Servicing Agreement

            
	
              Exhibit
                R 

            	
              SunTrust
                Assignment, Assumption and Recognition Agreement

            
	
              Exhibit
                S

            	
              Form
                of Certification to be provided by the Securities Administrator to
                the
                Depositor

            
	
              Exhibit
                T

            	
              Notional
                Balance Schedule and Cap Rate Schedule

            
	
              Exhibit
                U

            	
              Yield
                Maintenance Agreement

            

    

    

    

    

    

    

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

        
        

      

    

    POOLING
      AND SERVICING AGREEMENT, dated as of October 1, 2006, among BEAR STEARNS ASSET
      BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor
      (the
“Depositor”), WELLS FARGO BANK, NATIONAL ASSOCIATION, a national banking
      association, as master servicer (in such capacity, the “Master Servicer”) and as
      securities administrator (in such capacity, the “Securities Administrator”), and
      U.S. BANK NATIONAL ASSOCIATION, a national banking association, as trustee
      (the
“Trustee”).

     

    PRELIMINARY
      STATEMENT

     

    The
      Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee
      in return for the Certificates.

     

    REMIC
      I

     

    As
      provided herein, the Securities Administrator on behalf of the Trustee shall
      elect to treat the segregated pool of assets consisting of the Mortgage Loans
      and certain other related assets subject to this Agreement (other than the
      Reserve Fund, the Yield Maintenance Agreement and the Class A-1/A-2 Net WAC
      Reserve Account) as a REMIC (as defined herein) for federal income tax purposes,
      and such segregated pool of assets will be designated as “REMIC I”. The Class
      R-1 Certificates will represent the sole class of Residual Interests (as defined
      herein) in REMIC I for purposes of the REMIC Provisions (as defined herein).
      The
      following table irrevocably sets forth the designation, the Uncertificated
      REMIC
      I Pass-Through Rate, the initial Uncertificated Principal Balance and, for
      purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the
      “latest possible maturity date” for each of the REMIC I Regular Interests (as
      defined herein). None of the REMIC I Regular Interests will be
      certificated.

     

    
      	
              Designation

            	
              Initial
                Uncertificated Principal Balance

            	 	
              Uncertificated
                REMIC I 

              Pass-Through
                Rate

            	 	
              Latest
                Possible Maturity Date(1)

            
	
              AA

            	
              $

            	
              180,278,015.53

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              A-1

            	
              $

            	
              1,640,890.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              M-1

            	
              $

            	
              58,860.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              M-2

            	
              $

            	
              32,190.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              M-3

            	
              $

            	
              13,800.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              M-4

            	
              $

            	
              13,800.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              B-1

            	
              $

            	
              12,870.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              B-2

            	
              $

            	
              9,200.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              B-3

            	
              $

            	
              9,200.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              B-4

            	
              $

            	
              15,640.00

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            
	
              ZZ

            	
              $

            	
              1,872,693.17

            	 	
              Variable(2)

            	 	
              October
                25, 2036

            

    

    ___________________________

    
      	
              (1)

            	
              For
                purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                the
                Distribution Date in the month following the maturity date for the
                Mortgage Loan with the latest maturity date has been designated as
                the
                “latest possible maturity date” for each REMIC I Regular
                Interest.

            

    

    (2) Calculated
      in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate”
herein.

    

    REMIC
      II

     

    As
      provided herein, the Securities Administrator on behalf of the Trustee shall
      elect to treat the segregated pool of assets consisting of the REMIC I Regular
      Interests as a REMIC for federal income tax purposes, and such segregated pool
      of assets will be designated as “REMIC II”. The Class R-2 Certificates will
      represent the sole class of Residual Interests in REMIC II for purposes of
      the
      REMIC Provisions. The following table irrevocably sets forth the designation,
      the Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated
      Principal Balance and, for purposes of satisfying Treasury Regulation Section
      1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC
      II Regular Interests (as defined herein). None of the REMIC II Regular Interests
      will be certificated.

     

    
      	
              Designation

            	
              Initial
                Uncertificated

              Principal
                Balance

            	 	
              Uncertificated
                REMIC II 

              Pass-Through
                Rate

            	 	
              Latest
                Possible Maturity Date(1)

            
	
              A-1

            	
              $

            	
              164,089,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              M-1

            	
              $

            	
              5,886,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              M-2

            	
              $

            	
              3,219,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              M-3
                

            	
              $

            	
              1,380,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              M-4

            	
              $

            	
              1,380,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              B-1

            	
              $

            	
              1,287,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              B-2

            	
              $

            	
              920,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              B-3

            	
              $

            	
              920,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              B-4

            	
              $

            	
              1,564,000.00
                

            	 	
              (2)

            	 	
              October
                25, 2036

            
	
              C

            	
              $

            	
              3,312,158.70
                

            	 	
              (2)
                (3)

            	 	
              October
                25, 2036

            

    

    ___________________________

    
      	
              (1)

            	
              For
                purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                the
                Distribution Date in the month following the maturity date for the
                Mortgage Loan with the latest maturity date has been designated as
                the
                “latest possible maturity date” for each REMIC II Regular
                Interest.

            

    

    
      	
              (2)

            	
              Calculated
                in accordance with the definition of “Uncertificated REMIC II Pass-Through
                Rate” herein.

            

    

    
      	
              (3)

            	
              REMIC
                II Regular Interest C will not accrue interest on its Uncertificated
                Principal Balance, but will accrue interest at the related Uncertificated
                REMIC II Pass-Through Rate on its Uncertificated Notional Amount
                (as
                defined herein) which shall equal the aggregate Uncertificated Principal
                Balance of the REMIC I Regular
                Interests.

            

    

     

    REMIC
      III

     

    As
      provided herein, the Securities Administrator on behalf of the Trustee shall
      elect to treat the segregated pool of assets consisting of the REMIC II Regular
      Interests as a REMIC for federal income tax purposes, and such segregated pool
      of assets will be designated as “REMIC III”. The Class R-3 Certificates will
      represent the sole class of Residual Interests in REMIC III for purposes of
      the
      REMIC Provisions.

     

    The
      following table irrevocably sets forth the designation, Pass-Through Rate,
      Initial Certificate Principal Balance (or initial Uncertificated Principal
      Balance, in the case of the Class C Interest) and, for purposes of satisfying
      Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity
      date” for each class of Certificates and interests that represents ownership of
      one or more of the Regular Interests (as defined herein) in REMIC III created
      hereunder.

     

    
      	
              Designation

            	
              Initial
                Certificate or Uncertificated

              Principal
                Balance

            	 	
              Pass-Through
                Rate

            	 	
              Latest
                Possible Maturity Date(1)

            
	
              A-1(2)

            	
              $

            	
              164,089,000.00

            	 	
              Class
                A-1 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              A-2(3)

            	 	
              N/A(4)

            	 	
              Class
                A-2 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              M-1

            	
              $

            	
              5,886,000.00

            	 	
              Class
                M-1 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              M-2

            	
              $

            	
              3,219,000.00

            	 	
              Class
                M-2 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              M-3
                

            	
              $

            	
              1,380,000.00

            	 	
              Class
                M-3 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              M-4

            	
              $

            	
              1,380,000.00

            	 	
              Class
                M-4 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              B-1

            	
              $

            	
              1,287,000.00

            	 	
              Class
                B-1 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              B-2
                

            	
              $

            	
              920,000.00

            	 	
              Class
                B-2 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              B-3
                

            	
              $

            	
              920,000.00

            	 	
              Class
                B-3 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              B-4

            	
              $

            	
              1,564,000.00

            	 	
              Class
                B-4 Pass-Through Rate

            	 	
              October
                25, 2036

            
	
              Class
                C Interest

            	
              $

            	
              3,312,158.70

            	 	
              (5)

            	 	
              October
                25, 2036

            

    

    ___________________

    
      	
              (1)

            	
              For
                purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                the
                Distribution Date in the month following the maturity date for the
                Mortgage Loan with the latest maturity date has been designated as
                the
                “latest possible maturity date” for each Class of Class A, Class M and
                Class B Certificates and the Class C Interest.

            
	
              (2)

            	
              The
                Class A-1 Certificates represents ownership of a Regular Interest
                in REMIC
                III, as well as the obligation to make payments in respect of the
                Class
                A-1/A-2 Net WAC Pass-Through Amount to the Class A-1/A-2 Net WAC
                Reserve
                Account for distribution in respect of the Class A-2 Certificates,
                which
                obligation shall not be an interest in any REMIC but a contractual
                obligation of the Holders of the Class A-1 Certificates. For federal
                income tax purposes, the Regular Interest the ownership of which
                is
                represented by this Certificate shall accrue interest at the related
                Uncertificated REMIC III Pass-Through Rate instead of the Pass-Through
                Rate applicable to such Certificate. Any amount accrued on each
                Distribution Date by Holders of this Certificate in excess of, or
                less
                than, the amount specified in the foregoing sentence for the Regular
                Interest the ownership of which is represented by this Certificate
                shall
                be treated in accordance with the provisions relating to Class A-1/A-2
                Net
                WAC Pass-Through Amounts in Section 5.09.

            
	
              (3)

            	
              The
                Class A-2 Certificates represent ownership of a Regular Interest
                in REMIC
                III, as well as the right to receive payments from the Class A-1/A-2
                Net
                WAC Reserve Account in respect of Class A-1/A-2 Net WAC Pass-Through
                Amounts, which payments shall not be in respect of an interest in
                any
                REMIC. For federal income tax purposes, the Regular Interest the
                ownership
                of which is represented by the Class A-2 Certificates shall not have
                a
                principal balance but shall be entitled to interest on its Uncertificated
                Notional Amount at its Uncertificated REMIC III Pass-Through Rate.
                Any
                amount accrued on each Distribution Date by Holders of this Certificate
                in
                excess of, or less than, the amount specified in the foregoing sentence
                for the Regular Interest the ownership of which is represented by
                this
                Certificate shall be treated in accordance with the provisions relating
                to
                Class A-1/A-2 Net WAC Pass-Through Amounts in Section
                5.09.

            
	
              (4)

            	
              The
                Class A-2 Certificates do not have an initial Certificate Principal
                Balance. The Class A-2 Certificates have an initial Notional Amount
                of
                $164,089,000.00, and for any subsequent Distribution Date, the Class
                A-2
                Certificates will have a Notional Amount equal to the Certificate
                Principal Balance of the Class A-1 Certificates as of such Distribution
                Date. 

            
	
              (5)

            	
              The
                Class C Interest will not accrue interest on its Uncertificated Principal
                Balance, but will be entitled to 100% of the amounts distributed
                on REMIC
                II Regular Interest C. 

            

    

    

    

    REMIC
      IV

     

    As
      provided herein, the Securities Administrator on behalf of the Trustee shall
      elect to treat the segregated pool of assets consisting of the Class C Interest
      as a REMIC for federal income tax purposes, and such segregated pool of assets
      will be designated as “REMIC IV”. The Class RX Certificates will represent the
      sole class of Residual Interests in REMIC IV for purposes of the REMIC
      Provisions.

     

    The
      following table sets forth the Class designation, Pass-Through Rate, Initial
      Certificate Principal Balance and, for purposes of satisfying Treasury
      Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for
      the indicated Class of Certificates that represents a Regular Interest in REMIC
      IV created hereunder:

     

    
      	
              Class
                Designation

            	
              Pass-Through
                Rate

            	
              Initial
                Certificate Principal Balance

            	
              Latest
                Possible

              Maturity
                Date(1)

            
	
              C

            	
              Variable(2)

            	
              $3,312,158.70

            	
              October
                25, 2036

            

    

    _______________

    
      	
              (1)

            	
              For
                purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations,
                the
                Distribution Date in the month following the maturity date for the
                Mortgage Loan with the latest maturity date has been designated as
                the
                “latest possible maturity date” for the Class C
                Certificates.

            

    

    
      	
              (2)

            	
              The
                Class C Certificates will receive 100% of the amounts received in
                respect
                of the Class C Interest.

            

    

     

    The
      Trust
      Fund shall be named, and may be referred to as, the “Bear Stearns Asset Backed
      Securities I Trust 2006-ST1.” The Certificates issued hereunder may be referred
      to as “Asset-Backed Certificates Series 2006-ST1” (including for purposes of any
      endorsement or assignment of a Mortgage Note or Mortgage).

     

    In
      consideration of the mutual agreements herein contained, the Depositor, the
      Master Servicer, the Securities Administrator and the Trustee agree as
      follows:

     

    ARTICLE
      I

    DEFINITIONS

     

    Section
      1.01  Defined
      Terms. 

     

    Whenever
      used in this Agreement, the following words and phrases, unless the context
      otherwise requires, shall have the following meanings:

     

    Accepted
      Master Servicing Practices:
      With
      respect to any Mortgage Loan, those customary mortgage servicing practices
      of
      prudent mortgage servicing institutions that master service mortgage loans
      of
      the same type and quality as such Mortgage Loan in the jurisdiction where the
      related Mortgaged Property is located, to the extent applicable to the Trustee
      or the Master Servicer (except in its capacity as successor to the
      Servicer).

     

    Accepted
      Servicing Practices:
      Those
      mortgage servicing practices (including collection procedures) that are in
      accordance with all applicable statutes, regulations and prudent mortgage
      banking practices for similar mortgage loans.

     

    Account:
      The
      Distribution Account, the Reserve Fund, the Class A-1/A-2 Net WAC Reserve
      Account and any Protected Account.

     

    Additional
      Amounts:
      As
      defined in Section 5.08(b).

     

    Additional
      Disclosure:
      As
      defined in Section 3.18. 

     

    Additional
      Form 10-D Disclosure:
      As
      defined in Section 3.18. 

     

    Additional
      Form 10-K Disclosure:
      As
      defined in Section 3.18. 

     

    Advance:
      An
      advance of delinquent payments of principal or interest in respect of a Mortgage
      Loan required to be made by the Servicer in accordance with the Servicing
      Agreement or by the Master Servicer as provided in Section 5.01(b)
      hereof.

     

    Agreement:
      This
      Pooling and Servicing Agreement and any and all amendments or supplements hereto
      made in accordance with the terms herein.

     

    Amount
      Held for Future Distribution:
      As to
      any Distribution Date, the aggregate amount held in the Servicer’s Protected
      Accounts at the close of business on the immediately preceding Determination
      Date on account of (i) all Scheduled Payments or portions thereof received
      in
      respect of the Mortgage Loans due after the related Due Period and (ii)
      Principal Prepayments, Liquidation Proceeds and Insurance Proceeds received
      in
      respect of such Mortgage Loans after the last day of the related Prepayment
      Period.

     

    Annual
      Statement of Compliance:
      As
      defined in Section 3.16.

     

    Applied
      Realized Loss Amount:
      With
      respect to any Distribution Date and a Class of Class A, Class M and Class
      B
      Certificates, the sum of the Realized Losses with respect to the Mortgage Loans
      which have been applied in reduction of the Certificate Principal Balance of
      a
      Class of Certificates pursuant to Section 5.05 of this Agreement which have
      not
      previously been reimbursed or reduced by any Subsequent Recoveries applied
      to
      such Applied Realized Loss Amount.

     

    Appraised
      Value:
      With
      respect to any Mortgage Loan originated in connection with a refinancing, the
      appraised value of the Mortgaged Property based upon the appraisal made at
      the
      time of such refinancing or, with respect to any other Mortgage Loan, the lesser
      of (x) the appraised value of the Mortgaged Property based upon the appraisal
      made by a fee appraiser at the time of the origination of the related Mortgage
      Loan, and (y) the sales price of the Mortgaged Property at the time of such
      origination.

     

    Assessment
      of Compliance:
      As
      defined in Section 3.17.

     

    Attesting
      Party:
      As
      defined in Section 3.17.

     

    Attestation
      Report:
      As
      defined in Section 3.17.

     

    Bankruptcy
      Code:
      Title
      11 of the United States Code.

     

    Basis
      Risk Shortfall Carry Forward Amount:
      With
      respect to any Distribution Date and any Class of Class A, Class M and Class
      B
      Certificates, an amount equal to the sum of (A) if the Pass-Through Rate for
      such Class for such Distribution Date is limited to the related Net Rate Cap,
      the excess, if any, of (a) the amount of Current Interest that such Class would
      have been entitled to receive on such Distribution Date had the Pass-Though
      Rate
      applicable to such Class not been reduced by the applicable Net Rate Cap on
      such
      Distribution Date, over (b) the amount of Current Interest that such Class
      received on such Distribution Date and (B) the Basis Risk Shortfall Carry
      Forward Amount for the previous Distribution Date not previously paid, together
      with interest thereon at a rate equal to the related Pass-Through Rate for
      the
      current Distribution Date.

     

    Book-Entry
      Certificates:
      Any of
      the Certificates that shall be registered in the name of the Depository or
      its
      nominee, the ownership of which is reflected on the books of the Depository
      or
      on the books of a person maintaining an account with the Depository (directly,
      as a “Depository Participant”, or indirectly, as an indirect participant in
      accordance with the rules of the Depository and as described in Section 6.06).
      As of the Closing Date, each Class of Class A, Class M and Class B Certificates
      constitutes a Class of Book-Entry Certificates.

     

    Business
      Day:
      Any day
      other than (i) a Saturday or a Sunday, or (ii) a day on which banking
      institutions in The City of New York, New York, Columbia, Maryland, Minneapolis,
      Minnesota or the city in which the Corporate Trust Office of the Trustee or
      the
      Securities Administrator or the principal office of the Master Servicer is
      located are authorized or obligated by law or executive order to be
      closed.

     

    Certificate:
      Any one
      of the certificates of any Class executed and authenticated by the Securities
      Administrator in substantially the forms attached hereto as Exhibits A-1 through
      A-5.

     

    Certificateholder
      or
Holder:
      The
      person in whose name a Certificate is registered in the Certificate Register
      (initially, Cede & Co., as nominee for the Depository, in the case of any
      Book-Entry Certificates).

     

    Certificate
      Owner:
      With
      respect to a Book-Entry Certificate, the Person that is the beneficial owner
      of
      such Book-Entry Certificate.

     

    Certificate
      Principal Balance:
      As to
      any Certificate (other than the Class A-2 Certificates, Class C Certificates
      or
      Class R Certificates) and as of any Distribution Date, the Initial Certificate
      Principal Balance of such Certificate plus any Subsequent Recoveries added
      to
      the Certificate Principal Balance of such Certificate pursuant to Section 5.04,
      less the sum of (i) all amounts distributed with respect to such Certificate
      in
      reduction of the Certificate Principal Balance thereof on previous Distribution
      Dates pursuant to Section 5.04, and (ii) any Applied Realized Loss Amounts
      allocated to such Certificate on previous Distribution Dates. As to the Class
      C
      Certificates and as of any Distribution Date, an amount equal to the
      Uncertificated Principal Balance of the Class C Interest.

     

    Certificate
      Register:
      The
      register maintained pursuant to Section 6.02 hereof.

     

    Class:
      All
      Certificates bearing the same Class designation as set forth in Section 6.01
      hereof.

     

    Class
      A Certificate:
      Any of
      the Class A-1 and Class A-2 Certificates.

     

    Class
      A Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the Principal
      Distribution Amount for such Distribution Date and (y) the excess, if any,
      of
      (i) the Certificate Principal Balance of the Class A-1 Certificates immediately
      prior to such Distribution Date, over (ii) the lesser of (a) the product of
      (1)
      78.40% and (2) the aggregate Stated Principal Balance of the Mortgage Loans
      as
      of the last day of the related Due Period (after giving effect to scheduled
      payments of principal due during the related Due Period, to the extent received
      or advanced, and unscheduled collections of principal received during the
      related Prepayment Period, and after reduction for Realized Losses incurred
      during the prior calendar month), and (b) the aggregate Stated Principal Balance
      of the Mortgage Loans as of the last day of the related Due Period (after giving
      effect to scheduled payments of principal due during the related Due Period,
      to
      the extent received or advanced, and unscheduled collections of principal
      received during the related Prepayment Period, and after reduction for Realized
      Losses incurred during the prior calendar month) minus $919,786.

     

    Class
      A-1 Certificate:
      Any
      Certificate designated as a “Class A-1 Certificate” on the face thereof, in the
      form of Exhibit A-1 hereto, representing the right to the Percentage Interest
      of
      distributions provided for the Class A-1 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis
      Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay Class
      A-1/A-2 Net WAC Pass-Through Amounts.

     

    Class
      A-1 Pass-Through Rate:
      Shall
      mean on any Distribution Date, One-Month LIBOR plus 0.450% per annum, with
      a
      maximum rate of 7.000% per annum and a minimum rate of 0.450% per annum, subject
      to the applicable Net Rate Cap.

     

    Class
      A-1/A-2 Net WAC Pass-Through Amount:
      Shall
      mean, with respect to any Distribution Date, the excess, if any, of (A) the
      amount of interest payable on such Distribution Date to the Regular Interest
      the
      ownership of which is represented by the Class A-1 Certificates at the related
      Uncertificated REMIC III Pass-Through Rate, over (B) the amount of interest
      payable on such Distribution Date to the Class A-1 Certificates at the Class
      A-1
      Pass-Through Rate.

     

    Class
      A-1/A-2 Net WAC Reserve Account:
      Shall
      mean the separate trust account or subaccount created and maintained by the
      Securities Administrator pursuant to Section 5.09(a) hereof.

     

    Class
      A-1/A-2 Net WAC Reserve Account Deposit:
      With
      respect to the Class A-1/A-2 Net WAC Reserve Account, an amount equal to $5,000,
      which the Depositor shall deposit initially into the Class A-1/A-2 Net WAC
      Reserve Account pursuant to Section 5.09(a) hereof.

     

    Class
      A-1/A-2 Target Rate:
      Shall
      mean (A) for any Distribution Date on or prior to the Optional Termination
      Date,
      7.000% per annum, and (B) for any Distribution Date thereafter, 7.500% per
      annum.

     

    Class
      A-2 Certificate:
      Any
      Certificate designated as a “Class A-2 Certificate” on the face thereof, in the
      form of Exhibit A-1 hereto, representing the right to the Percentage Interest
      of
      distributions provided for the Class A-2 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III, (ii) the right to receive Basis
      Risk Shortfall Carry Forward Amounts and (iii) the right to receive Class
      A-1/A-2 Net WAC Pass-Through Amounts.

     

    Class
      A-2 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date, 6.550% per annum minus One-Month LIBOR,
      with
      a maximum rate of 6.550% per annum and a minimum rate of 0.00% per annum, and
      (ii) for each Distribution Date thereafter, 7.050% per annum minus One-Month
      LIBOR, with a with a maximum rate of 7.050% per annum and a minimum rate of
      0.500% per annum, in each case subject to the related Net Rate Cap for such
      Distribution Date.

     

    Class
      B-1 Certificate:
      Any
      Certificate designated as a “Class B-1 Certificate” on the face thereof, in the
      form of Exhibit A-3 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class B-1 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
      Basis Risk Shortfall Carry Forward Amounts.

     

    Class
      B-1 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date which occurs on or prior to the Optional
      Termination Date, the lesser of (1) One-Month LIBOR plus 1.000% per annum and
      (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser
      of (1) One-Month LIBOR plus 1.500% per annum and (2) 11.00% per annum, in each
      case subject to a cap equal to the related Net Rate Cap for such Distribution
      Date.

     

    Class
      B-1 Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the remaining Principal
      Distribution Amount for such Distribution Date after distribution of the Class
      A
      Principal Distribution Amount,
      the
      Class
      M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount,
      the Class M-3 Principal Distribution Amount and the Class M-4 Principal
      Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the
      aggregate Certificate Principal Balance of the Class A Certificates (after
      taking into account the distribution of the Class A Principal Distribution
      Amount on such Distribution Date), (2) the Certificate Principal Balance of
      the
      Class M-1 Certificates (after taking into account the payment of the Class
      M-1
      Principal Distribution Amount on such Distribution Date), (3) the Certificate
      Principal Balance of the Class M-2 Certificates (after taking into account
      the
      payment of the Class M-2 Principal Distribution Amount on such Distribution
      Date), (4) the Certificate Principal Balance of the Class M-3 Certificates
      (after taking into account the payment of the Class M-3 Principal Distribution
      Amount on such Distribution Date), (5) the Certificate Principal Balance of
      the
      Class M-4 Certificates (after taking into account the payment of the Class
      M-4
      Principal Distribution Amount on such Distribution Date), and (6) the
      Certificate Principal Balance of the Class B-1 Certificates immediately prior
      to
      such Distribution Date, over (b) the lesser of (1) the product of (x) 92.70%
      and
      (y) the aggregate Stated Principal Balance of the Mortgage Loans as of the
      last
      day of the related Due Period (after giving effect to scheduled payments of
      principal due during the related Due Period, to the extent received or advanced,
      and unscheduled collections of principal received during the related Prepayment
      Period, and after reduction for Realized Losses incurred during the prior
      calendar month), and (2) the aggregate Stated Principal Balance of the Mortgage
      Loans as of the last day of the related Due Period (after giving effect to
      scheduled payments of principal due during the related Due Period, to the extent
      received or advanced, and unscheduled collections of principal received during
      the related Prepayment Period, and after reduction for Realized Losses incurred
      during the prior calendar month) minus $919,786.

    

    Class
      B-2 Certificate:
      Any
      Certificate designated as a “Class B-2 Certificate” on the face thereof, in the
      form of Exhibit A-3 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class B-2 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
      Basis Risk Shortfall Carry Forward Amounts.

     

    Class
      B-2 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date which occurs on or prior to the Optional
      Termination Date, the lesser of (1) One-Month LIBOR plus 1.150% per annum and
      (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser
      of (1) One-Month LIBOR plus 1.725% per annum and (2) 11.00% per annum, in each
      case subject to a cap equal to the related Net Rate Cap for such Distribution
      Date.

     

    Class
      B-2 Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the remaining Principal
      Distribution Amount for such Distribution Date after distribution of the Class
      A
      Principal Distribution Amount,
      the
      Class
      M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount,
      the Class M-3 Principal Distribution Amount, the Class M-4 Principal
      Distribution Amount and the Class B-1 Principal Distribution Amount and (y)
      the
      excess, if any, of (a) the sum of (1) the aggregate Certificate Principal
      Balance of the Class A Certificates (after taking into account the distribution
      of the Class A Principal Distribution Amount on such Distribution Date), (2)
      the
      Certificate Principal Balance of the Class M-1 Certificates (after taking into
      account the payment of the Class M-1 Principal Distribution Amount on such
      Distribution Date), (3) the Certificate Principal Balance of the Class M-2
      Certificates (after taking into account the payment of the Class M-2 Principal
      Distribution Amount on such Distribution Date), (4) the Certificate Principal
      Balance of the Class M-3 Certificates (after taking into account the payment
      of
      the Class M-3 Principal Distribution Amount on such Distribution Date), (5)
      the
      Certificate Principal Balance of the Class M-4 Certificates (after taking into
      account the payment of the Class M-4 Principal Distribution Amount on such
      Distribution Date), (6) the Certificate Principal Balance of the Class B-1
      Certificates (after taking into account the payment of the Class B-1 Principal
      Distribution Amount on such Distribution Date) and (7) the Certificate Principal
      Balance of the Class B-2 Certificates immediately prior to such Distribution
      Date, over (b) the lesser of (1) the product of (x) 93.70% and (y) the aggregate
      Stated Principal Balance of the Mortgage Loans as of the last day of the related
      Due Period (after giving effect to scheduled payments of principal due during
      the related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month),
      and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
      the
      last day of the related Due Period (after giving effect to scheduled payments
      of
      principal due during the related Due Period, to the extent received or advanced,
      and unscheduled collections of principal received during the related Prepayment
      Period, and after reduction for Realized Losses incurred during the prior
      calendar month) minus $919,786.

     

    Class
      B-3 Certificate:
      Any
      Certificate designated as a “Class B-3 Certificate” on the face thereof, in the
      form of Exhibit A-3 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class B-3 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
      Basis Risk Shortfall Carry Forward Amounts.

     

    Class
      B-3 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date which occurs on or prior to the Optional
      Termination Date, the lesser of (1) One-Month LIBOR plus 1.800% per annum and
      (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser
      of (1) One-Month LIBOR plus 2.700% per annum and (2) 11.00% per annum, in each
      case subject to a cap equal to the related Net Rate Cap for such Distribution
      Date.

     

    Class
      B-3 Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the remaining Principal
      Distribution Amount for such Distribution Date after distribution of the Class
      A
      Principal Distribution Amount,
      the
      Class
      M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount,
      the Class M-3 Principal Distribution Amount, the Class M-4 Principal
      Distribution Amount, the Class B-1 Principal Distribution Amount and Class
      B-2
      Principal Distribution Amount and (y) the excess, if any, of (a) the sum of
      (1)
      the aggregate Certificate Principal Balance of the Class A Certificates (after
      taking into account the distribution of the Class A Principal Distribution
      Amount on such Distribution Date), (2) the Certificate Principal Balance of
      the
      Class M-1 Certificates (after taking into account the payment of the Class
      M-1
      Principal Distribution Amount on such Distribution Date), (3) the Certificate
      Principal Balance of the Class M-2 Certificates (after taking into account
      the
      payment of the Class M-2 Principal Distribution Amount on such Distribution
      Date), (4) the Certificate Principal Balance of the Class M-3 Certificates
      (after taking into account the payment of the Class M-3 Principal Distribution
      Amount on such Distribution Date), (5) the Certificate Principal Balance of
      the
      Class M-4 Certificates (after taking into account the payment of the Class
      M-4
      Principal Distribution Amount on such Distribution Date), (6) the Certificate
      Principal Balance of the Class B-1 Certificates (after taking into account
      the
      payment of the Class B-1 Principal Distribution Amount on such Distribution
      Date), (7) the Certificate Principal Balance of the Class B-2 Certificates
      (after taking into account the payment of the Class B-2 Principal Distribution
      Amount on such Distribution Date) and (8) the Certificate Principal Balance
      of
      the Class B-3 Certificates immediately prior to such Distribution Date, over
      (b)
      the lesser of (1) the product of (x) 94.70% and (y) the aggregate Stated
      Principal Balance of the Mortgage Loans as of the last day of the related Due
      Period (after giving effect to scheduled payments of principal due during the
      related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month),
      and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
      the
      last day of the related Due Period (after giving effect to scheduled payments
      of
      principal due during the related Due Period, to the extent received or advanced,
      and unscheduled collections of principal received during the related Prepayment
      Period, and after reduction for Realized Losses incurred during the prior
      calendar month) minus $919,786.

     

    Class
      B-4 Certificate:
      Any
      Certificate designated as a “Class B-4 Certificate” on the face thereof, in the
      form of Exhibit A-3 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class B-4 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
      Basis Risk Shortfall Carry Forward Amounts.

     

    Class
      B-4 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date which occurs on or prior to the Optional
      Termination Date, the lesser of (1) One-Month LIBOR plus 1.800% per annum and
      (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser
      of (1) One-Month LIBOR plus 2.700% per annum and (2) 11.00% per annum, in each
      case subject to a cap equal to the related Net Rate Cap for such Distribution
      Date.

     

    Class
      B-4 Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the remaining Principal
      Distribution Amount for such Distribution Date after distribution of the Class
      A
      Principal Distribution Amount,
      the
      Class
      M-1 Principal Distribution Amount, the Class M-2 Principal Distribution Amount,
      the Class M-3 Principal Distribution Amount, the Class M-4 Principal
      Distribution Amount, the Class B-1 Principal Distribution Amount, Class B-2
      Principal Distribution Amount and Class B-3 Principal Distribution Amount and
      (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate
      Principal Balance of the Class A Certificates (after taking into account the
      distribution of the Class A Principal Distribution Amount on such Distribution
      Date), (2) the Certificate Principal Balance of the Class M-1 Certificates
      (after taking into account the payment of the Class M-1 Principal Distribution
      Amount on such Distribution Date), (3) the Certificate Principal Balance of
      the
      Class M-2 Certificates (after taking into account the payment of the Class
      M-2
      Principal Distribution Amount on such Distribution Date), (4) the Certificate
      Principal Balance of the Class M-3 Certificates (after taking into account
      the
      payment of the Class M-3 Principal Distribution Amount on such Distribution
      Date), (5) the Certificate Principal Balance of the Class M-4 Certificates
      (after taking into account the payment of the Class M-4 Principal Distribution
      Amount on such Distribution Date), (6) the Certificate Principal Balance of
      the
      Class B-1 Certificates (after taking into account the payment of the Class
      B-1
      Principal Distribution Amount on such Distribution Date), (7) the Certificate
      Principal Balance of the Class B-2 Certificates (after taking into account
      the
      payment of the Class B-2 Principal Distribution Amount on such Distribution
      Date), (8) the Certificate Principal Balance of the Class B-3 Certificates
      (after taking into account the payment of the Class B-3 Principal Distribution
      Amount on such Distribution Date) and (9) the Certificate Principal Balance
      of
      the Class B-4 Certificates immediately prior to such Distribution Date, over
      (b)
      the lesser of (1) the product of (x) 96.40% and (y) the aggregate Stated
      Principal Balance of the Mortgage Loans as of the last day of the related Due
      Period (after giving effect to scheduled payments of principal due during the
      related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month),
      and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
      the
      last day of the related Due Period (after giving effect to scheduled payments
      of
      principal due during the related Due Period, to the extent received or advanced,
      and unscheduled collections of principal received during the related Prepayment
      Period, and after reduction for Realized Losses incurred during the prior
      calendar month) minus $919,786.

     

    Class
      C Certificate:
      Any
      Certificate designated as a “Class C Certificate” on the face thereof, in the
      form of Exhibit A-4 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class C Certificates herein and evidencing (i)
      a
      Regular Interest in REMIC IV and (ii) the obligation to pay Basis Risk Shortfall
      Carry Forward Amounts.

     

    Class
      C Distribution Amount:
      With
      respect to any Distribution Date, the sum of (i) the Current Interest for the
      Class C Interest for such Distribution Date, (ii) any Overcollateralization
      Release Amount for such Distribution Date and (iii) without duplication, any
      Subsequent Recoveries not distributed to the Class A, Class M and Class B
      Certificates on such Distribution Date; provided, however that on any
      Distribution Date after the Distribution Date on which the Certificate Principal
      Balances of the Class A, Class M and Class B Certificates have been reduced
      to
      zero, the Class C Distribution Amount shall include the Overcollateralization
      Amount. For federal income tax purposes, the Class C Distribution Amount for
      the
      Class C Interest for any Distribution Date shall be an amount equal to 100%
      of
      the amounts distributed in respect of REMIC II Regular Interest C on such
      Distribution Date.

     

    Class
      C Interest:
      An
      uncertificated interest in the Trust Fund held by the Trustee on behalf of
      the
      Holders of the Class C Certificates, evidencing a Regular Interest in REMIC
      III
      for purposes of the REMIC Provisions.

     

    Class
      M Certificates:
      Any of
      the Class M-1, Class M-2, Class M-3 and Class M-4 Certificates.

     

    Class
      M-1 Certificate:
      Any
      Certificate designated as a “Class M-1 Certificate” on the face thereof, in the
      form of Exhibit A-2 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class M-1 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
      Basis Risk Shortfall Carry Forward Amounts.

     

    Class
      M-1 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date which occurs on or prior to the Optional
      Termination Date, the lesser of (1) One-Month LIBOR plus 0.360% per annum and
      (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser
      of (1) One-Month LIBOR plus 0.540% per annum and (2) 11.00% per annum, in each
      case subject to a cap equal to the related Net Rate Cap for such Distribution
      Date.

     

    Class
      M-1 Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the remaining Principal
      Distribution Amount for such Distribution Date after distribution of the Class
      A
      Principal Distribution Amount and (y) the excess, if any, of (a) the sum of
      (1)
      the aggregate Certificate Principal Balance of the Class A Certificates (after
      taking into account the distribution of the Class A Principal Distribution
      Amount on such Distribution Date) and (2) the Certificate Principal Balance
      of
      the Class M-1 Certificates immediately prior to such Distribution Date, over
      (b)
      the lesser of (1) the product of (x) 84.80% and (y) the aggregate Stated
      Principal Balance of the Mortgage Loans as of the last day of the related Due
      Period (after giving effect to scheduled payments of principal due during the
      related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month),
      and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
      the
      last day of the related Due Period (after giving effect to scheduled payments
      of
      principal due during the related Due Period, to the extent received or advanced,
      and unscheduled collections of principal received during the related Prepayment
      Period, and after reduction for Realized Losses incurred during the prior
      calendar month) minus $919,786.

     

    Class
      M-2 Certificate:
      Any
      Certificate designated as a “Class M-2 Certificate” on the face thereof, in the
      form of Exhibit A-2 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class M-2 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
      Basis Risk Shortfall Carry Forward Amounts.

     

    Class
      M-2 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date which occurs on or prior to the Optional
      Termination Date, the lesser of (1) One-Month LIBOR plus 0.400% per annum and
      (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser
      of (1) One-Month LIBOR plus 0.600% per annum and (2) 11.00% per annum, in each
      case subject to a cap equal to the related Net Rate Cap for such Distribution
      Date.

     

    Class
      M-2 Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the remaining Principal
      Distribution Amount for such Distribution Date after distribution of the Class
      A
      Principal Distribution Amount and the Class M-1 Principal Distribution Amount
      and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate
      Principal Balance of the Class A Certificates (after taking into account the
      distribution of the Class A Principal Distribution Amount on such Distribution
      Date), (2) the Certificate Principal Balance of the Class M-1 Certificates
      (after taking into account the distribution of the Class M-1 Principal
      Distribution Amount on such Distribution Date) and (3) the Certificate Principal
      Balance of the Class M-2 Certificates immediately prior to such Distribution
      Date, over (b) the lesser of (1) the product of (x) 88.30% and (y) the aggregate
      Stated Principal Balance of the Mortgage Loans as of the last day of the related
      Due Period (after giving effect to scheduled payments of principal due during
      the related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month),
      and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
      the
      last day of the related Due Period (after giving effect to scheduled payments
      of
      principal due during the related Due Period, to the extent received or advanced,
      and unscheduled collections of principal received during the related Prepayment
      Period, and after reduction for Realized Losses incurred during the prior
      calendar month) minus $919,786.

     

    Class
      M-3 Certificate:
      Any
      Certificate designated as a “Class M-3 Certificate” on the face thereof, in the
      form of Exhibit A-2 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class M-3 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
      Basis Risk Shortfall Carry Forward Amounts.

     

    Class
      M-3 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date which occurs on or prior to the Optional
      Termination Date, the lesser of (1) One-Month LIBOR plus 0.450% per annum and
      (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser
      of (1) One-Month LIBOR plus 0.675% per annum and (2) 11.00% per annum, in each
      case subject to a cap equal to the related Net Rate Cap for such Distribution
      Date.

     

    Class
      M-3 Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the remaining Principal
      Distribution Amount for such Distribution Date after distribution of the Class
      A
      Principal Distribution Amount, the Class M-1 Principal Distribution Amount
      and
      the Class M-2 Principal Distribution Amount and (y) the excess, if any, of
      (a)
      the sum of (1) the aggregate Certificate Principal Balance of the Class A
      Certificates (after taking into account the distribution of the Class A
      Principal Distribution Amount on such Distribution Date), (2) the Certificate
      Principal Balance of the Class M-1 Certificates (after taking into account
      the
      distribution of the Class M-1 Principal Distribution Amount on such Distribution
      Date), (3) the Certificate Principal Balance of the Class M-2 Certificates
      (after taking into account the distribution of the Class M-2 Principal
      Distribution Amount on such Distribution Date) and (4) the Certificate Principal
      Balance of the Class M-3 Certificates immediately prior to such Distribution
      Date, over (b) the lesser of (1) the product of (x) 89.80% and (y) the aggregate
      Stated Principal Balance of the Mortgage Loans as of the last day of the related
      Due Period (after giving effect to scheduled payments of principal due during
      the related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month),
      and (2) the aggregate Stated Principal Balance of the Mortgage Loans as of
      the
      last day of the related Due Period (after giving effect to scheduled payments
      of
      principal due during the related Due Period, to the extent received or advanced,
      and unscheduled collections of principal received during the related Prepayment
      Period, and after reduction for Realized Losses incurred during the prior
      calendar month) minus $919,786.

     

    Class
      M-4 Certificate:
      Any
      Certificate designated as a “Class M-4 Certificate” on the face thereof, in the
      form of Exhibit A-2 hereto, representing the right to its Percentage Interest
      of
      distributions provided for the Class M-3 Certificates as set forth herein and
      evidencing (i) a Regular Interest in REMIC III and (ii) the right to receive
      Basis Risk Shortfall Carry Forward Amounts.

     

    Class
      M-4 Pass-Through Rate:
      Shall
      mean (i) on any Distribution Date which occurs on or prior to the Optional
      Termination Date, the lesser of (1) One-Month LIBOR plus 0.500% per annum and
      (2) 11.00% per annum and (ii) for each Distribution Date thereafter, the lesser
      of (1) One-Month LIBOR plus 0.750% per annum and (2) 11.00% per annum, in each
      case subject to a cap equal to the related Net Rate Cap for such Distribution
      Date.

     

    Class
      M-4 Principal Distribution Amount:
      For any
      Distribution Date, an amount equal to the lesser of (x) the remaining Principal
      Distribution Amount for such Distribution Date after distribution of the Class
      A
      Principal Distribution Amount, the Class M-1 Principal Distribution Amount,
      the
      Class M-2 Principal Distribution Amount and the Class M-3 Principal Distribution
      Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate
      Certificate Principal Balance of the Class A Certificates (after taking into
      account the distribution of the Class A Principal Distribution Amount on such
      Distribution Date), (2) the Certificate Principal Balance of the Class M-1
      Certificates (after taking into account the distribution of the Class M-1
      Principal Distribution Amount on such Distribution Date), (3) the Certificate
      Principal Balance of the Class M-2 Certificates (after
      taking into account the distribution of the Class M-2 Principal Distribution
      Amount on such Distribution Date),
      (4) the
      Certificate Principal Balance of the Class M-3 Certificates (after taking into
      account the distribution of the Class M-3 Principal Distribution Amount on
      such
      Distribution Date) and (5) the Certificate Principal Balance of the Class M-4
      Certificates immediately prior to such Distribution Date over (b) the lesser
      of
      (1) the product of (x) 91.30% and (y) the aggregate Stated Principal Balance
      of
      the Mortgage Loans as of the last day of the related Due Period (after giving
      effect to scheduled payments of principal due during the related Due Period,
      to
      the extent received or advanced, and unscheduled collections of principal
      received during the related Prepayment Period, and after reduction for Realized
      Losses incurred during the prior calendar month), and (2) the aggregate Stated
      Principal Balance of the Mortgage Loans as of the last day of the related Due
      Period (after giving effect to scheduled payments of principal due during the
      related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month)
      minus $919,786.

     

    Class
      R Certificate:
      Any of
      the Class R-1, Class R-2, Class R-3 or Class RX Certificates.

     

    Class
      R-1 Certificate:
      Any
      Certificate designated a “Class R-1 Certificate” on the face thereof, in the
      form set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC
      I and representing the right to the Percentage Interest of distributions
      provided for the Class R-1 Certificates as set forth herein.

     

    Class
      R-2 Certificate:
      Any
      Certificate designated a “Class R-2 Certificate” on the face thereof, in the
      form set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC
      II and representing the right to the Percentage Interest of distributions
      provided for the Class R-2 Certificates as set forth herein.

     

    Class
      R-3 Certificate:
      Any
      Certificate designated a “Class R-3 Certificate” on the face thereof, in the
      form set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC
      III and representing the right to the Percentage Interest of distributions
      provided for the Class R-3 Certificates as set forth herein.

     

    Class
      RX Certificate:
      Any
      Certificate designated a “Class RX Certificate” on the face thereof, in the form
      set forth in Exhibit A-6 hereto, evidencing the Residual Interest in REMIC
      IV
      and representing the right to the Percentage Interest of distributions provided
      for the Class RX Certificates as set forth herein.

     

    Closing
      Date:
      October
      30, 2006.

     

    Code:
      The
      Internal Revenue Code of 1986, including any successor or amendatory
      provisions.

     

    Compensating
      Interest:
      An
      amount, not to exceed the Servicing Fee, to be deposited in the Distribution
      Account by the Servicer with respect to the payment of a Prepayment Interest
      Shortfall on a Mortgage Loan subject to this Agreement; provided that in the
      event the Servicer fails to make such payment, the Master Servicer shall be
      obligated to do so to the extent provided in Section 5.02(c)
      hereof.

     

    Corporate
      Trust Office:
      With
      respect to the Trustee, the designated corporate trust office of the Trustee
      where at any particular time its corporate trust business with respect to this
      Agreement shall be administered, which office at the date of the execution
      of
      this agreement is located at U.S. Bank National Association, One Federal Street,
      3rd
      Floor,
      Boston, Massachusetts 02110, Attention: Corporate Trust Services/BSABS 2006-ST1,
      or such other address as the Trustee may designate from time to time, and (ii)
      with respect to the Securities Administrator, the designated office of the
      Securities Administrator at which at any particular time its corporate trust
      business with respect to this Agreement shall be administered, which office
      at
      the date of the execution of this Agreement is located at 9062 Old Annapolis
      Road, Columbia, MD 21045, Attention: Corporate Trust Services, BSABS 2006-ST1
      except for purposes of certificate transfer purposes, such term shall mean
      the
      office or agency of the Securities Administrator located at Wells Fargo Bank,
      N.A., Sixth Street and Marquette Avenue, Minneapolis, Minnesota 55479,
      Attention: Corporate Trust Services, BSABS 2006-ST1.

     

    Corresponding
      Certificate:
      With
      respect to each REMIC II Regular Interest (other than REMIC II Regular Interests
      C), the Certificate with the corresponding designation.

     

    Corresponding
      Interest:
      With
      respect to each REMIC I Regular Interest (other than REMIC I Regular Interests
      AA and ZZ), the REMIC II Regular Interest with the corresponding designation.
      

     

    Counterparty:
      Wachovia Bank, National Association.

     

    Current
      Interest:
      As of
      any Distribution Date, with respect to the Certificates and interests of each
      class (other than the the Residual Interests and the Residual Certificates),
      (i)
      the interest accrued on the Certificate Principal Balance or Notional Amount
      or
      Uncertificated Notional Amount, as applicable, during the related Interest
      Accrual Period at the applicable Pass-Through Rate, plus any amount previously
      distributed with respect to interest for such Certificate or interest that
      has
      been recovered as a voidable preference by a trustee in bankruptcy minus (ii)
      the sum of (a) any Prepayment Interest Shortfall for such Distribution Date,
      to
      the extent not covered by Compensating Interest and (b) any Relief Act Interest
      Shortfalls during the related Due Period, provided, however, that for purposes
      of calculating Current Interest for any such class, amounts specified in clause
      (ii) hereof for any such Distribution Date shall be allocated first to the
      C
      Certificates and the Class C Interest in reduction of amounts otherwise
      distributable to such Certificates and interest on such Distribution Date and
      then any excess shall be allocated to each Class of Class A, Class M and Class
      B
      Certificates pro
      rata
      based on
      the respective amounts of interest accrued pursuant to clause (i) hereof for
      each such Class on such Distribution Date.

     

    Current
      Report:
      The
      Current Report pursuant to Section 13 or 15(d) of the Exchange Act.

     

    Current
      Specified Enhancement Percentage:
      With
      respect to any Distribution Date, the percentage obtained by dividing (x) the
      sum of (i) the aggregate Certificate Principal Balance of the Class M
      Certificates and Class B Certificates and (ii) the Overcollateralization Amount,
      in each case prior to the distribution of the Principal Distribution Amount
      on
      such Distribution Date, by (y) the aggregate Stated Principal Balance of the
      Mortgage Loans as of the end of the related Due Period (after giving effect
      to
      scheduled payments of principal due during the related Due Period, to the extent
      received or advanced, and unscheduled collections of principal received during
      the related Prepayment Period, and after reduction for Realized Losses incurred
      during the prior calendar month).

     

    Custodial
      Agreement:
      An
      agreement, dated as of October 30, 2006, among the Depositor, the Trustee,
      the
      Master Servicer, the Securities Administrator and the Custodian in substantially
      the form of Exhibit J hereto.

     

    Custodian:
      Wells
      Fargo Bank, National Association, or any successor custodian appointed pursuant
      to the provisions hereof and the Custodial Agreement.

     

    Cut-off
      Date:
      The
      close of business on October 1, 2006.

     

    Cut-off
      Date Principal Balance:
      As to
      any Mortgage Loan, the unpaid principal balance thereof as of the close of
      business on the Cut-off Date after application of all Principal Prepayments
      received prior to the Cut-off Date and scheduled payments of principal due
      on or
      before the Cut-off Date, whether or not received, but without giving effect
      to
      any installments of principal received in respect of Due Dates after the Cut-off
      Date. The aggregate Cut-off Date Principal Balance of the Mortgage Loans is
      $183,957,158.70.

     

    Debt
      Service Reduction:
      With
      respect to any Mortgage Loan, a reduction by a court of competent jurisdiction
      in a proceeding under the Bankruptcy Code in the Scheduled Payment for such
      Mortgage Loan that became final and non-appealable, except such a reduction
      resulting from a Deficient Valuation or any other reduction that results in
      a
      permanent forgiveness of principal.

     

    Deficient
      Valuation:
      With
      respect to any Mortgage Loan, a valuation by a court of competent jurisdiction
      of the Mortgaged Property in an amount less than the then-outstanding
      indebtedness under such Mortgage Loan, or any reduction in the amount of
      principal to be paid in connection with any Scheduled Payment that results
      in a
      permanent forgiveness of principal, which valuation or reduction results from
      an
      order of such court that is final and non-appealable in a proceeding under
      the
      Bankruptcy Code.

     

    Definitive
      Certificates:
      As
      defined in Section 6.06.

     

    Deleted
      Mortgage Loan:
      A
      Mortgage Loan replaced or to be replaced by a Replacement Mortgage
      Loan.

     

    Delinquency
      Event:
      A
      Delinquency Event shall have occurred and be continuing if at any time, (x)
      the
      percent equivalent of a fraction, the numerator of which is the aggregate Stated
      Principal Balance of the Mortgage Loans that are 60 days or more Delinquent
      (including for this purpose any such Mortgage Loans in bankruptcy or foreclosure
      and Mortgage Loans with respect to which the related Mortgaged Property is
      REO
      Property), and the denominator of which is the aggregate Stated Principal
      Balance of all of the Mortgage Loans as of the last day of the related Due
      Period exceeds (y) 32.25% of the Current Specified Enhancement
      Percentage.

     

    Delinquent:
      A
      Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to
      the terms of such Mortgage Loan by the close of business on the day such payment
      is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment
      has not been received by the close of business on the corresponding day of
      the
      month immediately succeeding the month in which such payment was due, or, if
      there is no such corresponding day (e.g., as when a 30-day month follows a
      31-day month in which a payment was due on the 31st day of such month), then
      on
      the last day of such immediately succeeding month. Similarly for “60 days
      delinquent,” “90 days delinquent” and so on. This method of determining
      delinquencies is also referred to as the OTS method.

     

    Denomination:
      With
      respect to each Certificate, the amount set forth on the face thereof as the
      “Initial Principal Balance or initial notional amount of this
      Certificate”.

     

    Depositor:
      Bear
      Stearns Asset Backed Securities I LLC, a Delaware limited liability company,
      or
      its successor in interest.

     

    Depositor
      Information:
      As
      defined in Section 3.18(b). 

     

    Depository:
      The
      initial Depository shall be The Depository Trust Company (“DTC”), the nominee of
      which is Cede & Co., or any other organization registered as a “clearing
      agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as
      amended. The Depository shall initially be the registered Holder of the
      Book-Entry Certificates. The Depository shall at all times be a “clearing
      corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of
      the State of New York.

     

    Depository
      Agreement:
      With
      respect to the Class of Book-Entry Certificates, the agreement between the
      Issuing Entity and the initial Depository, dated as of the Closing Date,
      substantially in the form of Exhibit H.

     

    Depository
      Participant:
      A
      broker, dealer, bank or other financial institution or other Person for whom
      from time to time a Depository effects book-entry transfers and pledges of
      securities deposited with the Depository.

     

    Determination
      Date:
      With
      respect to any Distribution Date, the 15th day of the month of such Distribution
      Date or, if such 15th day is not a Business Day, the immediately preceding
      Business Day.

     

    Distribution
      Account:
      The
      separate Eligible Account created and maintained by the Securities Administrator
      pursuant to Section 4.03 in the name of the Trustee for the benefit of the
      Certificateholders and designated “Wells Fargo Bank, National Association, in
      trust for registered Holders of Bear Stearns Asset Backed Securities I LLC,
      Asset-Backed Certificates, Series 2006-ST1” shall be held in trust for the
      Certificateholders for the uses and purposes set forth in this
      Agreement.

     

    Distribution
      Date:
      The
      25th day of each calendar month after the initial issuance of the Certificates,
      or if such 25th day is not a Business Day, the next succeeding Business Day,
      commencing in November 2006.

     

    Distribution
      Report:
      The
      Asset-Backed Issuer Distribution Report pursuant to Section 13 or 15(d) of
      the
      Exchange Act.

     

    Due
      Date:
      As to
      any Mortgage Loan, the date in each month on which the related Scheduled Payment
      is due, as set forth in the related Mortgage Note.

     

    Due
      Period:
      With
      respect to any Distribution Date, the period from the second day of the calendar
      month preceding the calendar month in which such Distribution Date occurs
      through close of business on the first day of the calendar month in which such
      Distribution Date occurs.

     

    EDGAR:
      As
      defined in Section 3.18.

     

    Eligible
      Account:
      Any of
      (i) an account or accounts maintained with a federal or state chartered
      depository institution or trust company, the long-term unsecured debt
      obligations and short-term unsecured debt obligations of which, as applicable
      (or, in the case of a depository institution or trust company that is the
      principal subsidiary of a holding company, the debt obligations of such holding
      company, so long as Moody’s is not a Rating Agency) by each Rating Agency are
      then rated by each Rating Agency “AA” or higher (or the equivalent rating) or
      have the highest short-term rating categories of each Rating Agency, at the
      time
      any amounts are held on deposit therein, or (ii) an account or accounts in
      a
      depository institution or trust company in which such accounts are insured
      by
      the FDIC (to the limits established by the FDIC) and the uninsured deposits
      in
      which accounts are otherwise secured such that, as evidenced by an Opinion
      of
      Counsel delivered to the Trustee and to each Rating Agency, the
      Certificateholders have a claim with respect to the funds in such account or
      a
      perfected first priority security interest against any collateral (which shall
      be limited to Permitted Investments) securing such funds that is superior to
      claims of any other depositors or creditors of the depository institution or
      trust company in which such account is maintained, provided that the commercial
      paper or long-term unsecured debt obligations, as applicable, of such depository
      institution or trust company have the highest short-term rating of each Rating
      Agency or are then rated “AA” or higher (or the equivalent rating),
      respectively, or (iii) a trust account or accounts maintained with the corporate
      trust department of a federal or state chartered depository institution or
      trust
      company having capital and surplus of not less than $50,000,000, acting in
      its
      fiduciary capacity, provided that the commercial paper or long-term unsecured
      debt obligations of such depository institution or trust company have the
      highest short-term rating of each Rating Agency or are then rated by each Rating
      Agency “AA” or higher (or the equivalent rating), respectively.

     

    ERISA:
      The
      Employee Retirement Income Security Act of 1974, as amended.

     

    ERISA
      Restricted Certificates:
      Any of
      the Class B-4, Class C and Residual Certificates.

     

    Event
      of Default:
      As
      defined in Section 8.01 hereof.

     

    Excess
      Cashflow:
      With
      respect to any Distribution Date, an amount, if any, equal to the sum of (a)
      the
      Remaining Excess Spread for such Distribution Date and (b) the
      Overcollateralization Release Amount for such Distribution Date.

     

    Excess
      Liquidation Proceeds:
      To the
      extent not required by law to be paid to the related Mortgagor, the excess,
      if
      any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated
      Principal Balance of such Mortgage Loan and accrued and unpaid interest at
      the
      related Mortgage Rate through the last day of the month in which the Mortgage
      Loan has been liquidated.

     

    Excess
      Spread:
      With
      respect to any Distribution Date, the excess, if any, of (i) the Interest Funds
      for such Distribution Date over (ii) the sum of the Current Interest on the
      Class A, Class M and Class B Certificates and Interest Carry Forward Amounts
      on
      the Class A Certificates (other than Interest Carry Forward Amounts paid
      pursuant to Section 5.04(a)(3)(A)), in each case for such Distribution
      Date.

     

    Exchange
      Act:
      Securities Exchange Act of 1934, as amended.

     

    Exchange
      Act Reports:
      Any
      reports required to be filed pursuant to Section 3.18 of this
      Agreement.

     

    Exemption:
      Prohibited Transaction Exemption 90-30, as amended from time to
      time.

     

    Extra
      Principal Distribution Amount:
      With
      respect to any Distribution Date, the lesser of (i) the excess, if any, of
      the
      Overcollateralization Target Amount for such Distribution Date, over the
      Overcollateralization Amount for such Distribution Date (after giving effect
      to
      distributions of principal on the Certificates other than any Extra Principal
      Distribution Amount) and (ii) the Excess Spread for such Distribution
      Date.

     

    Fannie
      Mae:
      Fannie
      Mae (formally, Federal National Mortgage Association), or any successor
      thereto.

     

    FDIC:
      The
      Federal Deposit Insurance Corporation, or any successor thereto.

     

    Final
      Recovery Determination:
      With
      respect to any defaulted Mortgage Loan or any REO Property, a determination
      made
      by the Servicer pursuant to the Servicing Agreement that all Insurance Proceeds,
      Liquidation Proceeds and other payments or recoveries which the Servicer, in
      its
      reasonable good faith judgment, expects to be finally recoverable in respect
      thereof have been so recovered. The Master Servicer shall maintain records,
      based solely on information provided by the Servicer, of each Final Recovery
      Determination made thereby.

     

    Final
      Scheduled Distribution Date:
      With
      respect to the Certificates, October 25, 2036.

     

    Form
      8-K Disclosure Information:
      As
      defined in Section 3.18(a)(ii)(A).

     

    Freddie
      Mac:
      Freddie
      Mac (formally, The Federal Home Loan Mortgage Corporation), or any successor
      thereto.

     

    Global
      Certificate:
      Any
      Private Certificate registered in the name of the Depository or its nominee,
      beneficial interests in which are reflected on the books of the Depository
      or on
      the books of a Person maintaining an account with such Depository (directly
      or
      as an indirect participant in accordance with the rules of such
      depository).

     

    Indemnified
      Persons:
      The
      Trustee, the Master Servicer, the Trust Fund and the Securities Administrator
      and their officers, directors, agents and employees and, with respect to the
      Trustee, any separate co-trustee and its officers, directors, agents and
      employees.

     

    Individual
      Certificate:
      Any
      Private Certificate registered in the name of the Holder other than the
      Depository or its nominee.

     

    Initial
      Certificate Principal Balance:
      With
      respect to any Certificate, the Certificate Principal Balance of such
      Certificate or any predecessor Certificate on the Closing Date.

     

    Insurance
      Policy:
      With
      respect to any Mortgage Loan included in the Trust Fund, any insurance policy
      or
      LPMI Policy, including all riders and endorsements thereto in effect with
      respect to such Mortgage Loan, including any replacement policy or policies
      for
      any Insurance Policies.

     

    Insurance
      Proceeds:
      Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy
      or any other insurance policy covering a Mortgage Loan, to the extent such
      proceeds are payable to the mortgagee under the Mortgage, the Servicer or the
      trustee under the deed of trust and are not applied to the restoration of the
      related Mortgaged Property or released to the Mortgagor in accordance with
      the
      procedures that the Servicer would follow in servicing mortgage loans held
      for
      its own account, in each case other than any amount included in such Insurance
      Proceeds in respect of Insured Expenses.

     

    Insured
      Expenses:
      Expenses covered by an Insurance Policy or any other insurance policy with
      respect to the Mortgage Loans.

     

    Interest
      Accrual Period:
      With
      respect to the Certificates (other than the Class C Certificates and the
      Residual Certificates) and any Distribution Date, the period from and including
      the 25th day of the calendar month preceding the month in which such
      Distribution Date occurs (or with respect to the Class M Certificates and Class
      B Certificates and the first Interest Accrual Period, the Closing Date) to
      and
      including the 24th
      day of
      the calendar month in which such Distribution Date occurs. The Class R
      Certificates are not entitled to distributions of interest and do not have
      an
      Interest Accrual Period. With respect to the Class C Certificates and the Class
      C Interest and any Distribution Date, the calendar month immediately preceding
      such Distribution Date. All calculations of interest on the Class A Certificates
      and Class C Certificates and the Class C Interest will be made on the basis
      of a
      360-day year consisting of twelve 30-day months. All calculations of interest
      on
      the Class M Certificates and Class B Certificates will be made on the basis
      of
      the actual number of days elapsed in the related Interest Accrual
      Period.

     

    Interest
      Carry Forward Amount:
      As of
      any Distribution Date and with respect to each Class of Certificates (other
      than
      the Class C and Residual Certificates), the sum of (i) the excess of (a) the
      Current Interest for such Class with respect to such Distribution Date and
      any
      prior Distribution Dates over (b) the amount actually distributed to such Class
      of Certificates with respect to interest on such Distribution Dates and (ii)
      interest thereon (to the extent permitted by applicable law) at the applicable
      Pass-Through Rate for such Class for the related Interest Accrual Period
      including the Interest Accrual Period relating to such Distribution
      Date.

     

    Interest
      Determination Date:
      Shall
      mean the second LIBOR Business Day preceding the commencement of each Interest
      Accrual Period.

     

    Interest
      Funds:
      For any
      Distribution Date, (i) the sum, without duplication, of (a) all scheduled
      interest during the related Due Period with respect to the related Mortgage
      Loans less the Servicing Fee, the Master Servicing Fee and the LPMI Fee, if
      any,
      (b) all Advances relating to interest with respect to the related Mortgage
      Loans
      remitted by the Servicer or Master Servicer, as applicable, on or prior to
      the
      related Remittance Date, (c) all Compensating Interest with respect to the
      related Mortgage Loans required to be remitted by the Master Servicer pursuant
      to this Agreement or the Servicer pursuant to the Servicing Agreement with
      respect to such Distribution Date, (d) Liquidation Proceeds and Subsequent
      Recoveries with respect to the related Mortgage Loans collected during the
      related Prepayment Period (to the extent such Liquidation Proceeds and
      Subsequent Recoveries relate to interest), (e) all amounts relating to interest
      with respect to each Mortgage Loan repurchased by the Seller or Servicer, as
      applicable, pursuant to Sections 2.02 and 2.03, (f) all amounts in respect
      of
      interest paid by the Master Servicer pursuant to Section 10.01, in each case
      to
      the extent remitted by the Servicer, as applicable, to the Distribution Account
      pursuant to this Agreement or the Servicing Agreement and (g) the interest
      portion of any proceeds received from the exercise of an Optional Termination
      pursuant to Section 10.01 minus (ii) all amounts required to be reimbursed
      pursuant to Sections 4.02 and 4.04 or as otherwise set forth in this
      Agreement.

     

    Issuing
      Entity:
      Bear
      Stearns Asset Backed Securities I Trust 2006-ST1.

     

    Latest
      Possible Maturity Date:
      October
      25, 2036, which is the Distribution Date in the month following the final
      scheduled maturity date of the Mortgage Loan in the Trust Fund having the latest
      scheduled maturity date as of the Cut-off Date. For purposes of the Treasury
      regulations under Sections 860A through 860G of the Code, the latest possible
      maturity date of each Regular Interest issued by REMIC I, REMIC II, REMIC III
      and REMIC IV shall be the Latest Possible Maturity Date.

     

    LIBOR
      Business Day:
      Shall
      mean a day on which banks are open for dealing in foreign currency and exchange
      in London and New York City.

     

    LIBOR
      Certificates:
      Any of
      the Class A, Class M and Class B Certificates.

     

    Liquidated
      Loan:
      With
      respect to any Distribution Date, a defaulted Mortgage Loan that has been
      liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale
      or other realization as provided by applicable law governing the real property
      subject to the related Mortgage and any security agreements and as to which
      the
      Servicer has made a Final Recovery Determination with respect
      thereto.

     

    Liquidation
      Proceeds:
      Amounts, other than Insurance Proceeds, received in connection with the partial
      or complete liquidation of a Mortgage Loan, whether through trustee’s sale,
      foreclosure sale or otherwise, or in connection with any condemnation or partial
      release of a Mortgaged Property and any other proceeds received with respect
      to
      an REO Property, less the sum of related unreimbursed Advances, Servicing Fees
      and Servicing Advances and all expenses of liquidation, including property
      protection expenses and foreclosure and sale costs, including court and
      reasonable attorneys fees.

     

    Loan-to-Value
      Ratio:
      The
      fraction, expressed as a percentage, the numerator of which is the original
      principal balance of the related Mortgage Loan and the denominator of which
      is
      the Appraised Value of the related Mortgaged Property.

     

    Loss
      Allocation Limitation:
      The
      meaning specified in Section 5.05(b) hereof.

     

    LPMI
      Fee:
      Shall
      mean the fee payable to the insurer for each Mortgage Loan subject to an LPMI
      Policy as set forth in such LPMI Policy and on the Mortgage Loan
      Schedule.

     

    LPMI
      Policy:
      A
      policy of mortgage guaranty insurance issued by an insurer meeting the
      requirements of Fannie Mae and Freddie Mac in which the Servicer of the related
      Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from
      collections on the related Mortgage Loan.

     

    Majority
      Class C Certificateholder:
      Shall
      mean the Holder of a 50.01% or greater Percentage Interest in the Class C
      Certificates.

     

    Maximum
      Probable Exposure:
      With
      respect to each Distribution Date and the Yield Maintenance Agreement, the
      amount calculated by the Depositor in accordance with the Depositor’s internal
      risk management process in respect of similar instruments, such calculation
      to
      be performed as agreed by the Depositor.

    

    Marker
      Rate:
      With
      respect to REMIC II Regular Interest C and any Distribution Date, a per annum
      rate equal to two (2) times the weighted average of the Uncertificated REMIC
      I
      Pass-Through Rates for the REMIC I Regular Interests (other than REMIC I Regular
      Interest AA), with the rate on each such REMIC I Regular Interest (other than
      REMIC I Regular Interest ZZ) subject to a cap equal to the Uncertificated REMIC
      II Pass-Through Rate for the Corresponding Interest for the purpose of this
      calculation for such Distribution Date, and with the rate on REMIC I Regular
      Interest ZZ subject to a cap of zero for the purpose of this calculation;
      provided, however, that solely for this purpose, the related cap with respect
      to
      each REMIC I Regular Interest (other than REMIC I Regular Interests AA, A-1
      and
      ZZ) shall be multiplied by a fraction, the numerator of which is 30 and the
      denominator of which is the actual number of days in the related Interest
      Accrual Period.

     

    Master
      Servicer:
      Wells
      Fargo Bank, National Association, in its capacity as master servicer, and its
      successors and assigns.

     

    Master
      Servicer Information:
      As
      defined in Section 3.18(b).

     

    Master
      Servicing Compensation:
      For any
      Distribution Date, the Master Servicing Fee for such Distribution Date and
      any
      amounts earned on permitted investments in the Distribution
      Account.

     

    Master
      Servicing Fee:
      As to
      each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of
      the
      Master Servicing Fee Rate multiplied by the Stated Principal Balance of such
      Mortgage Loan as of the Due Date in the month preceding the month in which
      such
      Distribution Date occurs.

     

    Master
      Servicing Fee Rate:
      0.0225%
      per annum.

     

    MERS:
      Mortgage Electronic Registration Systems, Inc., a corporation organized and
      existing under the laws of the State of Delaware, or any successor
      thereto.

     

    MERS®
      System:
      The
      system of recording transfers of Mortgages electronically maintained by
      MERS.

     

    MIN:
      The
      Mortgage Identification Number for Mortgage Loans registered with MERS on the
      MERS® System.

     

    MOM
      Loan:
      With
      respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage
      Loan, solely as nominee for the originator of such Mortgage Loan and its
      successors and assigns, at the origination thereof.

     

    Monthly
      Statement:
      The
      statement delivered pursuant to Section 5.06.

     

    Moody’s:
      Moody’s
      Investors Service, Inc., and any successor thereto.

     

    Mortgage:
      The
      mortgage, deed of trust or other instrument creating a first lien on or first
      priority ownership interest in an estate in fee simple in real property securing
      a Mortgage Note.

     

    Mortgage
      File:
      The
      mortgage documents listed in Section 2.01 hereof pertaining to a particular
      Mortgage Loan and any additional documents delivered to the Trustee or Custodian
      on its behalf to be added to the Mortgage File pursuant to this
      Agreement.

     

    Mortgage
      Loans:
      Such of
      the Mortgage Loans transferred and assigned to the Trustee pursuant to the
      provisions hereof, as from time to time are held as a part of the Trust Fund
      (including any REO Property), the mortgage loans so held being identified in
      the
      Mortgage Loan Schedule, notwithstanding foreclosure or other acquisition of
      title of the related Mortgaged Property. Any mortgage loan that was intended
      by
      the parties hereto to be transferred to the Trust Fund as indicated by such
      Mortgage Loan Schedule which is in fact not so transferred for any reason
      including, without limitation, a breach of the representation contained in
      Section 2.03(c)(v) hereof, shall continue to be a Mortgage Loan hereunder until
      the Repurchase Price with respect thereto has been paid to the Trust
      Fund.

     

    Mortgage
      Loan Purchase Agreement:
      Shall
      mean the Mortgage Loan Purchase Agreement, dated as of October 30, 2006, between
      the Seller, as mortgage loan seller and the Depositor, as purchaser in the
      form
      attached hereto as Exhibit L.

     

    Mortgage
      Loan Purchase Price:
      The
      price, calculated as set forth in Section 10.01, to be paid in connection with
      the repurchase of the Mortgage Loans pursuant to Section 10.01.

     

    Mortgage
      Loan Schedule:
      The
      list of Mortgage Loans (as from time to time amended to reflect the deletion
      of
      Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant
      to the provisions of this Agreement) transferred to the Trustee as part of
      the
      Trust Fund and from time to time subject to this Agreement, the initial Mortgage
      Loan Schedule being attached hereto as Exhibit B, setting forth the following
      information with respect to each Mortgage Loan:

     

    (a)  the
      city,
      state and zip code of the Mortgaged Property; 

     

    (b)  the
      property type;

     

    (c)  the
      Mortgage Interest Rate;

     

    (d)  the
      Servicing Fee Rate;

     

    (e)  the
      Master Servicing Fee Rate;

     

    (f)  the
      LPMI
      Fee, if applicable;

     

    (g)  the
      Trustee Fee Rate, if applicable;

     

    (h)  the
      Net
      Mortgage Rate;

     

    (i)  the
      maturity date;

     

    (j)  the
      stated original term to maturity;

     

    (k)  the
      stated remaining term to maturity;

     

    (l)  the
      original Principal Balance;

     

    (m)  the
      first
      payment date;

     

    (n)  the
      principal and interest payment in effect as of the Cut-off Date;

     

    (o)  the
      unpaid Principal Balance as of the Cut-off Date;

     

    (p)  the
      Loan-to-Value Ratio at origination;

     

    (q)  the
      insurer of any Primary Mortgage Insurance Policy;

     

    (r)  the
      MIN
      with respect to each MOM Loan;

     

    (s)  the
      Prepayment Charge, if any;

     

    (t)  lien
      position (e.g., first lien or second lien);

     

    (u)  the
      Mortgage Loan Seller; and

     

    (v)  the
      original amortization term.

     

    Such
      schedule also shall set forth for all of the Mortgage Loans, the total number
      of
      Mortgage Loans, the total of each of the amounts described under (n) and (o)
      above, the weighted average by principal balance as of the Cut-off Date of
      each
      of the rates described under (c) through (h) above, and the weighted average
      remaining term to maturity by unpaid principal balance as of the Cut-off
      Date.

     

    Mortgage
      Note:
      The
      original executed note or other evidence of indebtedness of a Mortgagor under
      a
      Mortgage Loan.

     

    Mortgage
      Rate:
      The
      annual rate of interest borne by a Mortgage Note.

     

    Mortgaged
      Property:
      The
      underlying property securing a Mortgage Loan.

     

    Mortgagor:
      The
      obligors on a Mortgage Note.

     

    Net
      Mortgage Rate:
      As to
      each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage
      Rate less the sum of (i) the Servicing Fee Rate, (ii) the Master Servicing
      Fee
      Rate and (iii) the rate at which the LPMI Fee is calculated, if
      any.

     

    Net
      Rate Cap:
      With
      respect to the Class A-1 Certificates and Class A-2 Certificates and any
      Distribution Date, an interest rate cap calculated based on an assumed
      certificate with a principal balance equal to the Certificate Principal Balance
      of the Class A-1 Certificates and a fixed pass-through rate of 7.000% per annum
      and a rate increase of 7.500% per annum after the Optional Termination Date.
      If
      the weighted average of the Net Mortgage Rates on the Mortgage Loans for any
      Distribution Date is less than 7.000% per annum (or, after the Optional
      Termination Date, 7.500% per annum), the amount of the shortfall which would
      occur with respect to the assumed certificate for such Distribution Date will
      be
      allocated between the Class A-1 Certificates and Class A-2 Certificates in
      proportion to their current entitlements to interest for such Distribution
      Date
      calculated without regard to this cap, and the Net Rate Cap for each such Class
      for such Distribution Date will be equal to the Pass-Through Rate for such
      Class
      for such Distribution Date (determined without regard to the related Net Rate
      Cap) reduced by the shortfall for such Distribution Date allocable to such
      Class
      as determined pursuant to this sentence. For the avoidance of doubt, the Net
      Rate Cap will not be applicable to the Class A-1 Certificates or Class A-2
      Certificates for any Distribution Date on which the weighted average of the
      Net
      Mortgage Rates on the Mortgage Loans is equal to or greater than 7.000% per
      annum (or, after the Optional Termination Date, 7.500% per annum). 

     

    With
      respect to the Class M Certificates and Class B Certificates, a per annum rate
      equal to the weighted average of the Net Mortgage Rates on the Mortgage Loans
      as
      of the first day of the related Due Period, adjusted for the actual numbers
      of
      days elapsed in the Interest Accrual Period.

     

    For
      federal income tax purposes, the Net Rate Cap with respect to each of the Class
      A-1 Certificates and Class A-2 Certificates and any Distribution Date shall
      be
      equal to the Uncertificated REMIC III Pass-Through Rate for such Distribution
      Date for the Regular Interest the ownership of which is represented by such
      Certificate. For federal income tax purposes, the Net Rate Cap with respect
      to
      each Class M Certificate and Class B Certificate and any Distribution Date
      shall
      be a rate equal to the weighted average of the Uncertificated REMIC II
      Pass-Through Rate for such Distribution Date for the REMIC II Regular Interest
      for which such Certificate is the Corresponding Certificate. 

    

    Non-Book-Entry
      Certificate:
      Any
      Certificate other than a Book-Entry Certificate.

     

    Nonrecoverable
      Advance:
      Any
      portion of an Advance previously made or proposed to be made by the Master
      Servicer pursuant to this Agreement or the Servicer pursuant to the Servicing
      Agreement, that, in the good faith judgment of the Master Servicer or the
      Servicer, will not or, in the case of a proposed advance, would not, be
      ultimately recoverable by it from the related Mortgagor, related Liquidation
      Proceeds, Insurance Proceeds or otherwise.

     

    Notional
      Amount:
      With
      respect to the Class A-2 Certificates, an amount equal to the Certificate
      Principal Balance of the Class A-1 Certificates. With
      respect to the Class C Certificates and any Distribution Date, an amount equal
      to the aggregate Stated Principal Balance of the Mortgage Loans. The initial
      Notional Amount of the Class C Certificates shall be $183,957,158.70.
      For
      federal income tax purposes, the Class C Certificates will have a Notional
      Amount equal to the Uncertificated Notional Amount of the Class C
      Interest.

     

    Notional
      Balance:
      With
      respect to each Distribution Date and the Yield Maintenance Agreement relating
      to the Class M Certificates and Class B Certificates, the lesser of (i) the
      aggregate Certificate Principal Balance of the Class M Certificates and Class
      B
      Certificates, respectively, at the beginning of the related calculation period,
      and (ii) the notional balance for the related calculation period as set forth
      in
      the confirmation attached hereto as Exhibit T. 

     

    Offered
      Certificates:
      Any of
      the Class A-1, Class A-2, Class M-1, Class M-2, Class M-3, Class M-4, Class
      B-1,
      Class B-2, and Class B-3 Certificates. 

     

    Officer’s
      Certificate:
      A
      certificate (i) signed by the Chairman of the Board, the Vice Chairman of the
      Board, the President, a Vice President (however denominated), an Assistant
      Vice
      President, the Treasurer, the Secretary, or one of the assistant treasurers
      or
      assistant secretaries of the Depositor, the Seller, the Servicer or the Master
      Servicer (or any other officer customarily performing functions similar to
      those
      performed by any of the above designated officers and also to whom, with respect
      to a particular matter, such matter is referred because of such officer’s
      knowledge of and familiarity with a particular subject) or (ii), if provided
      for
      in this Agreement, signed by a Servicing Officer, as the case may be, and
      delivered to the Depositor, the Seller, the Securities Administrator, the Master
      Servicer and/or the Trustee, as the case may be, as required by this
      Agreement.

     

    One-Month
      LIBOR:
      With
      respect to any Interest Accrual Period and the LIBOR Certificates, the rate
      determined by the Securities Administrator on the related Interest Determination
      Date on the basis of the rate for U.S. dollar deposits for one month that
      appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such
      Interest Determination Date. If
      such
      rate does not appear on such page (or such other page as may replace that page
      on that service, or if such service is no longer offered, such other service
      for
      displaying One-Month LIBOR or comparable rates as may be reasonably selected
      by
      the Securities Administrator), One-Month LIBOR for the applicable Interest
      Accrual Period will be the Reference Bank Rate. If no such quotations can be
      obtained by the Securities Administrator and no Reference Bank Rate is
      available, One-Month LIBOR shall be One-Month LIBOR applicable to the preceding
      Interest Accrual Period. The establishment of One-Month LIBOR on each Interest
      Determination Date by the Securities Administrator and the Securities
      Administrator’s calculation of the rate of interest applicable to the LIBOR
      Certificates for the related Interest Accrual Period shall, in the absence
      of
      manifest error, be final and binding. One-Month LIBOR for the Class M
      Certificates and Class B Certificates and any Accrual Period shall be calculated
      as described above. One-Month LIBOR for the initial Accrual Period will be
      5.320% with regard to the Class A-1 and Class A-2 Certificates.

     

    Opinion
      of Counsel:
      A
      written opinion of counsel, who may be counsel for the Depositor, or the Master
      Servicer, reasonably acceptable to each addressee of such opinion; provided
      that
      with respect to Section 2.05, 7.05, 7.07 or 11.01, or the interpretation or
      application of the REMIC Provisions, such counsel must (i) in fact be
      independent of the Depositor and the Master Servicer, (ii) not have any direct
      financial interest in the Depositor or the Master Servicer or in any affiliate
      of either, and (iii) not be connected with the Depositor or the Master Servicer
      as an officer, employee, promoter, underwriter, trustee, partner, director
      or
      person performing similar functions.

     

    Optional
      Termination:
      The
      termination of the Trust created hereunder as a result of the purchase of all
      of
      the assets of the Trust and any related REO Property pursuant to Section
      10.01.

     

    Optional
      Termination Date:
      The
      Distribution Date on which the Stated Principal Balance of all of the Mortgage
      Loans is equal to or less than 10% of the Stated Principal Balance of all of
      the
      Mortgage Loans as of the Cut-off Date.

     

    Original
      Value:
      The
      value of the property underlying a Mortgage Loan based, in the case of the
      purchase of the underlying Mortgaged Property, on the lower of an appraisal
      or
      the sales price of such property or, in the case of a refinancing, on an
      appraisal.

     

    Originator:
      SunTrust Mortgage, Inc.

     

    OTS:
      The
      Office of Thrift Supervision.

     

    Outstanding:
      With
      respect to the Certificates as of any date of determination, all Certificates
      theretofore executed and authenticated under this Agreement except:

     

    (a) Certificates
      theretofore canceled by the Securities Administrator or delivered to the
      Securities Administrator for cancellation; and

     

    (b) Certificates
      in exchange for which or in lieu of which other Certificates have been executed
      and delivered by the Securities Administrator pursuant to this
      Agreement.

     

    Outstanding
      Mortgage Loan:
      As of
      any date of determination, a Mortgage Loan with a Stated Principal Balance
      greater than zero that was not the subject of a Principal Prepayment in full,
      and that did not become a Liquidated Loan, prior to the end of the related
      Prepayment Period.

     

    Overcollateralization
      Amount:
      With
      respect to any Distribution Date, the excess, if any, of the aggregate Stated
      Principal Balance of the Mortgage Loans as of the last day of the related Due
      Period (after giving effect to scheduled payments of principal due during the
      related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month)
      over the aggregate Certificate Principal Balance of the Certificates (other
      than
      the Class C Certificates) on such Distribution Date (after taking into account
      the payment of principal other than any Extra Principal Distribution Amount
      on
      such Certificates).

     

    Overcollateralization
      Release Amount:
      With
      respect to any Distribution Date, the lesser of (x) the Principal Funds for
      such
      Distribution Date and (y) the excess, if any, of (i) the Overcollateralization
      Amount for such Distribution Date (assuming that 100% of the Principal
      Remittance Amount is applied as a principal payment on such Distribution Date),
      over (ii) the Overcollateralization Target Amount for such Distribution Date
      (with the amount pursuant to clause (y) deemed to be $0 if the
      Overcollateralization Amount is less than or equal to the Overcollateralization
      Target Amount on that Distribution Date).

     

    Overcollateralization
      Target Amount:
      With
      respect to any Distribution Date (a) prior to the Stepdown Date, 1.80% of the
      aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off
      Date,
      (b) on or after the Stepdown Date and if a Trigger Event is not in effect,
      the
      greater of (i) the lesser of (1) 1.80% of the aggregate Stated Principal Balance
      of the Mortgage Loans as of the Cut-off Date and (2) 3.60% of the aggregate
      Stated Principal Balance of the Mortgage Loans as of the last day of the related
      Due Period (after giving effect to scheduled payments of principal due during
      the related Due Period, to the extent received or advanced, and unscheduled
      collections of principal received during the related Prepayment Period, and
      after reduction for Realized Losses incurred during the prior calendar month)
      and (ii) $919,786 or (c) on or after the Stepdown Date and if a Trigger Event
      is
      in effect, the Overcollateralization Target Amount for the immediately preceding
      Distribution Date.

     

    Ownership
      Interest:
      As to
      any Certificate, any ownership interest in such Certificate including any
      interest in such Certificate as the Holder thereof and any other interest
      therein, whether direct or indirect, legal or beneficial.

     

    Pass-Through
      Transfer:
      Any
      transaction involving either (1) a sale or other transfer of mortgage loans
      directly or indirectly to an issuing entity in connection with an issuance
      of
      publicly offered or privately placed, rated or unrated mortgage-backed
      securities or (2) an issuance of publicly offered or privately placed, rated
      or
      unrated securities, the payments on which are determined primarily by reference
      to one or more portfolios of residential mortgage loans.

     

    Pass-Through
      Rate:
      With
      respect to each Class of Certificates (other than the Class C Certificates),
      the
      Class A-1 Pass-Through Rate, Class A-2 Pass-Through Rate, Class M-1 Pass-Through
      Rate, Class M-2 Pass-Through Rate, Class M-3 Pass-Through Rate, Class M-4
      Pass-Through Rate, Class B-1 Pass-Through Rate, Class B-2 Pass-Through Rate,
      Class B-3 Pass-Through Rate or Class B-4 Pass-Through Rate, as
      applicable.

     

    With
      respect to the Class C Interest, the Class C Interest shall not have a
      Pass-Through Rate, but the Current Interest for such interest and each
      Distribution Date shall be an amount equal to 100% of the amounts distributable
      to REMIC II Regular Interest C.

     

    With
      respect to the Class C Certificate,
      the
      Class C Certificate shall not have a Pass-Through Rate, but Current Interest
      for
      such Certificate and each Distribution Date shall be an amount equal to 100%
      of
      the amounts distributable to the Class C Interest for such Distribution
      Date.

     

    Paying
      Agent:
      The
      Securities Administrator, in its capacity as paying agent, and its successors
      and assigns.

     

    Percentage
      Interest:
      With
      respect to any Certificate of a specified Class, the Percentage Interest set
      forth on the face thereof or the percentage obtained by dividing the
      Denomination of such Certificate by the aggregate of the Denominations of all
      Certificates of the such Class.

     

    Permitted
      Investments:
      At any
      time, any one or more of the following obligations and securities:

     

    (i)  obligations
      of the United States or any agency thereof, provided such obligations are backed
      by the full faith and credit of the United States;

     

    (ii)  general
      obligations of or obligations guaranteed by any state of the United States
      or
      the District of Columbia receiving the highest long-term debt rating of each
      Rating Agency;

     

    (iii)  commercial
      or finance company paper which is then receiving the highest commercial or
      finance company paper rating of each Rating Agency;

     

    (iv)  certificates
      of deposit, demand or time deposits, or bankers’ acceptances issued by any
      depository institution or trust company incorporated under the laws of the
      United States or of any state thereof and subject to supervision and examination
      by federal and/or state banking authorities (including the Trustee, the Master
      Servicer or the Securities Administrator in its commercial banking capacity);
      provided that, the commercial paper or long-term unsecured debt obligations,
      as
      applicable, of such depository institution or trust company are then rated
“AA”
or higher (or the equivalent rating) and the highest short-term ratings of
      each
      such Rating Agency for such securities;

     

    (v)  guaranteed
      reinvestment agreements issued by any bank, insurance company or other
      corporation containing, at the time of the issuance of such agreements, such
      terms and conditions as will not result in the downgrading or withdrawal of
      the
      rating then assigned to the Certificates by each Rating Agency, as evidenced
      in
      writing; provided that, the commercial paper or long-term unsecured debt
      obligations, as applicable, of such bank, insurance company or other corporation
      are then rated “AA” or higher (or the equivalent rating) and the highest
      short-term ratings of each such Rating Agency for such securities;

     

    (vi)  repurchase
      obligations with respect to any security described in clauses (i) and (ii)
      above, in either case entered into with a depository institution or trust
      company (acting as principal) described in clause (iv) above;

     

    (vii)  securities
      (other than stripped bonds, stripped coupons or instruments sold at a purchase
      price in excess of 115% of the face amount thereof) bearing interest or sold
      at
      a discount issued by any corporation incorporated under the laws of the United
      States or any state thereof, which securities are then rated “AA” or better (or
      the equivalent rating) (or the highest short term ratings of each Rating Agency,
      except if the Rating Agency is Moody’s, such rating will be the highest
      commercial paper rating of Moody’s for any such securities);

     

    (viii)  interests
      in any money market fund (including any such fund managed or advised by the
      Trustee, Master Servicer or the Securities Administrator or any affiliate
      thereof) which at the date of acquisition of the interests in such fund and
      throughout the time such interests are held in such fund has the highest
      applicable long term rating by each Rating Agency rating such fund;

     

    (ix)  short
      term investment funds sponsored by any trust company or banking association
      incorporated under the laws of the United States or any state thereof (including
      any such fund managed or advised by the Trustee or the Master Servicer or any
      affiliate thereof) which funds on the date of acquisition have been rated by
      each Rating Agency in their respective highest applicable rating category;
      and

     

    (x)  such
      other investments which are then rated “AA” or better (or the equivalent rating)
      (or the highest short term ratings of each Rating Agency, except if the Rating
      Agency is Moody’s, such rating will be the highest commercial paper rating of
      Moody’s for any such securities) having a specified stated maturity and bearing
      interest or sold at a discount acceptable to each Rating Agency and as will
      not
      result in the downgrading or withdrawal of the rating then assigned to the
      Certificates by any Rating Agency, as evidenced by a signed writing delivered
      by
      each Rating Agency;

     

    provided,
      that no such instrument shall be a Permitted Investment if such instrument
      (i)
      evidences the right to receive interest only payments with respect to the
      obligations underlying such instrument, (ii) is purchased at a premium or (iii)
      is purchased at a deep discount; provided further that no such instrument shall
      be a Permitted Investment (A) if such instrument evidences principal and
      interest payments derived from obligations underlying such instrument and the
      interest payments with respect to such instrument provide a yield to maturity
      of
      greater than 120% of the yield to maturity at par of such underlying
      obligations, or (B) if it may be redeemed at a price below the purchase price
      (the foregoing clause (B) not to apply to investments in units of money market
      funds pursuant to clause (vi) above); provided further that no amount
      beneficially owned by any REMIC may be invested in Permitted Investments (other
      than money market funds) treated as equity interests for federal income tax
      purposes, unless the Master Servicer shall receive an Opinion of Counsel, at
      the
      expense of the Master Servicer, to the effect that such investment will not
      adversely affect the status of any such REMIC as a REMIC under the Code or
      result in imposition of a tax on any such REMIC. Permitted Investments that
      are
      subject to prepayment or call may not be purchased at a price in excess of
      par.

     

    Permitted
      Transferee:
      Any
      Person (x) other than (i) the United States, any State or political subdivision
      thereof, any possession of the United States or any agency or instrumentality
      of
      any of the foregoing, (ii) a foreign government, International Organization
      or
      any agency or instrumentality of either of the foregoing, (iii) an organization
      (except certain farmers’ cooperatives described in Section 521 of the Code) that
      is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed
      by Section 511 of the Code on unrelated business taxable income) on any excess
      inclusions (as defined in Section 860E(c)(1) of the Code) with respect to any
      Residual Certificate, (iv) rural electric and telephone cooperatives described
      in Section 1381(a)(2)(C) of the Code or (v) an electing large partnership within
      the meaning of Section 775(a) of the Code, (y) that is a citizen or resident
      of
      the United States, a corporation, partnership (other than a partnership that
      has
      any direct or indirect foreign partners) or other entity (treated as a
      corporation or a partnership for federal income tax purposes), created or
      organized in or under the laws of the United States, any State thereof or the
      District of Columbia, an estate whose income from sources without the United
      States is includible in gross income for United States federal income tax
      purposes regardless of its connection with the conduct of a trade or business
      within the United States, or a trust if a court within the United States is
      able
      to exercise primary supervision over the administration of the trust and one
      or
      more United States persons have authority to control all substantial decisions
      of the trust or if it has a valid election in effect under applicable U.S.
      Treasury regulations to be treated as a United States person and (z) other
      than
      any other Person so designated by the Trustee or Securities Administrator based
      upon an Opinion of Counsel addressed to the Trustee or Securities Administrator
      (which shall not be an expense of the Trustee or Securities Administrator)
      that
      states that the Transfer of an Ownership Interest in a Residual Certificate
      to
      such Person may cause REMIC I, REMIC II, REMIC III or REMIC IV to fail to
      qualify as a REMIC at any time that any Certificates are Outstanding. The terms
      “United States,” “State” and “International Organization” shall have the
      meanings set forth in Section 7701 of the Code or successor provisions. A
      corporation will not be treated as an instrumentality of the United States
      or of
      any State or political subdivision thereof for these purposes if all of its
      activities are subject to tax and, with the exception of Freddie Mac, a majority
      of its board of directors is not selected by such government unit.

     

    Person:
      Any
      individual, corporation, partnership, joint venture, association, joint-stock
      company, limited liability company, trust, unincorporated organization or
      government, or any agency or political subdivision thereof.

     

    Prepayment
      Assumption:
      The
      applicable rate of prepayment, as described in the Prospectus
      Supplement.

     

    Prepayment
      Charge:
      Any
      prepayment premium, penalty or charge payable by a Mortgagor in connection
      with
      any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related
      Mortgage Note.

     

    Prepayment
      Interest Shortfall:
      With
      respect to any Distribution Date, for each Mortgage Loan that was the subject
      of
      a partial Principal Prepayment, a Principal Prepayment in full, or that became
      a
      Liquidated Loan during the related Prepayment Period, (other than a Principal
      Prepayment in full resulting from the purchase of a Mortgage Loan pursuant
      to
      Section 2.02, 2.03 or 10.01 hereof), the amount, if any, by which (i) one
      month’s interest at the applicable Net Mortgage Rate on the Stated Principal
      Balance of such Mortgage Loan immediately prior to such prepayment (or
      liquidation) or in the case of a partial Principal Prepayment on the amount
      of
      such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest
      paid or collected in connection with such Principal Prepayment or such
      liquidation proceeds less the sum of (a) the Servicing Fee, (b) the Master
      Servicing Fee Rate and (c) the LPMI Fee, if any.

     

    Prepayment
      Period:
      As to
      any Distribution Date, the calendar month in which such Distribution Date
      occurs.

     

    Primary
      Mortgage Insurance Policy:
      Any
      primary mortgage guaranty insurance policy issued in connection with a Mortgage
      Loan which provides compensation to a Mortgage Note holder in the event of
      default by the obligor under such Mortgage Note or the related security
      instrument, if any or any replacement policy therefor through the related
      Interest Accrual Period for such Class relating to a Distribution
      Date.

     

    Principal
      Distribution Amount:
      With
      respect to each Distribution Date, an amount equal to (x) the Principal Funds
      for such Distribution Date plus (y) any Extra Principal Distribution Amount
      for
      such Distribution Date, less (z) any Overcollateralization Release
      Amount.

     

    Principal
      Funds:
      With
      respect to any Distribution Date, (i) the sum, without duplication, of (a)
      all
      scheduled principal collected on the Mortgage Loans during the related Due
      Period, (b) all Advances relating to principal made with respect to the Mortgage
      Loans remitted by the Servicer or Master Servicer, as applicable, on or prior
      to
      the Remittance Date, (c) Principal Prepayments with respect to the Mortgage
      Loans during the related Prepayment Period, (d) the Stated Principal Balance
      of
      each Mortgage Loan that was repurchased by the Seller or Servicer, as
      applicable, pursuant to Sections 2.02 or 2.03, the aggregate of all Substitution
      Adjustment Amounts with respect to the Mortgage Loans for the related
      Determination Date in connection with the substitution of related Mortgage
      Loans
      pursuant to Section 2.03(b), (e) all Liquidation Proceeds and Subsequent
      Recoveries with respect to the Mortgage Loans collected during the related
      Prepayment Period (to the extent such Liquidation Proceeds and Subsequent
      Recoveries relate to principal) and remitted by the Servicer to the Distribution
      Account pursuant to this Agreement or the Servicing Agreement and (f) amounts
      in
      respect of principal paid by the Majority Class C Certificateholder pursuant
      to
      Section 10.01 minus (ii) all related amounts required to be reimbursed pursuant
      to Sections 4.02 and 4.04 or as otherwise set forth in this
      Agreement.

     

    Principal
      Prepayment:
      Any
      Mortgagor payment or other recovery of (or proceeds with respect to) principal
      on a Mortgage Loan (including loans purchased or repurchased under Sections
      2.02, 2.03 and 10.01 hereof) that is received in advance of its scheduled Due
      Date and is not accompanied by an amount as to interest representing scheduled
      interest due on any date or dates in any month or months subsequent to the
      month
      of prepayment. Partial Principal Prepayments shall be applied by the Servicer
      in
      accordance with the terms of the related Mortgage Note.

     

    Private
      Certificates:
      Any of
      the Class B-4, Class C and Class R Certificates.

     

    Prospectus
      Supplement:
      The
      Prospectus Supplement dated October 27, 2006 relating to the public offering
      of
      the Offered Certificates.

     

    Protected
      Account:
      Each of
      the Custodial Account and the Escrow Account established and maintained by
      the
      Servicer in accordance with the Servicing Agreement.

     

    PUD:
      A
      Planned Unit Development.

     

    Rating
      Agency:
      Each of
      Moody’s and S&P. If any such organization or its successor is no longer in
      existence, “Rating Agency” shall be a nationally recognized statistical rating
      organization, or other comparable Person, designated by the Depositor, notice
      of
      which designation shall be given to the Trustee. References herein to a given
      rating category of a Rating Agency shall mean such rating category without
      giving effect to any modifiers.

     

    Realized
      Loss:
      With
      respect to each Mortgage Loan as to which a Final Recovery Determination has
      been made, an amount (not less than zero) equal to (i) the unpaid principal
      balance of such Mortgage Loan as of the commencement of the calendar month
      in
      which the Final Recovery Determination was made, plus (ii) accrued interest
      from
      the Due Date as to which interest was last paid by the Mortgagor through the
      end
      of the calendar month in which such Final Recovery Determination was made,
      calculated in the case of each calendar month during such period (A) at an
      annual rate equal to the annual rate at which interest was then accruing on
      such
      Mortgage Loan and (B) on a principal amount equal to the Stated Principal
      Balance of such Mortgage Loan as of the close of business on the Distribution
      Date during such calendar month, minus (iii) the proceeds, if any, received
      in
      respect of such Mortgage Loan during the calendar month in which such Final
      Recovery Determination was made, net of amounts that are payable therefrom
      to
      the Servicer pursuant to the Servicing Agreement. In addition, to the extent
      the
      Servicer or the Master Servicer receives Subsequent Recoveries with respect
      to
      any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage
      Loan will be reduced to the extent such recoveries are distributed to any Class
      of Certificates or applied to increase Excess Spread on any Distribution
      Date.

     

    With
      respect to any REO Property as to which a Final Recovery Determination has
      been
      made, an amount (not less than zero) equal to (i) the unpaid principal balance
      of the related Mortgage Loan as of the date of acquisition of such REO Property
      on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which
      interest was last paid by the Mortgagor in respect of the related Mortgage
      Loan
      through the end of the calendar month immediately preceding the calendar month
      in which such REO Property was acquired, calculated in the case of each calendar
      month during such period (A) at an annual rate equal to the annual rate at
      which
      interest was then accruing on the related Mortgage Loan and (B) on a principal
      amount equal to the Stated Principal Balance of the related Mortgage Loan as
      of
      the close of business on the Distribution Date during such calendar month,
      plus
      (iii) REO Imputed Interest for such REO Property for each calendar month
      commencing with the calendar month in which such REO Property was acquired
      and
      ending with the calendar month in which such Final Recovery Determination was
      made, minus (iv) the aggregate of all unreimbursed Advances and Servicing
      Advances.

     

    With
      respect to each Mortgage Loan which has become the subject of a Deficient
      Valuation, the difference between the principal balance of the Mortgage Loan
      outstanding immediately prior to such Deficient Valuation and the principal
      balance of the Mortgage Loan as reduced by the Deficient Valuation.

     

    With
      respect to each Mortgage Loan which has become the subject of a Debt Service
      Reduction, the portion, if any, of the reduction in each affected Monthly
      Payment attributable to a reduction in the Mortgage Rate imposed by a court
      of
      competent jurisdiction. Each such Realized Loss shall be deemed to have been
      incurred on the Due Date for each affected Monthly Payment.

     

    Record
      Date:
      With
      respect to any Distribution Date and the Class A, Class M and Class B
      Certificates, so long as such Classes of Certificates are Book-Entry
      Certificates, the Business Day preceding such Distribution Date, and otherwise,
      the close of business on the last Business Day of the month preceding the month
      in which such Distribution Date occurs. With respect to the Class C and Residual
      Certificates, so long as such Classes of Certificates remain non-Book-Entry
      Certificates, the close of business on the last Business Day of the month
      preceding the month in which such Distribution Date occurs.

     

    Reference
      Banks:
      Shall
      mean leading banks selected by the Securities Administrator and engaged in
      transactions in Eurodollar deposits in the international Eurocurrency market
      (i)
      with an established place of business in London, (ii) which have been designated
      as such by the Securities Administrator and (iii) which are not controlling,
      controlled by, or under common control with, the Depositor or the Master
      Servicer.

     

    Reference
      Bank Rate:
      With
      respect to any Interest Accrual Period shall mean the arithmetic mean, rounded
      upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered
      rates for United States dollar deposits for one month that are quoted by the
      Reference Banks as of 11:00 a.m., New York City time, on the related Interest
      Determination Date to prime banks in the London interbank market for a period
      of
      one month in an amount approximately equal to the aggregate Certificate
      Principal Balance of the LIBOR Certificates for such Interest Accrual Period,
      provided that at least two such Reference Banks provide such rate. If fewer
      than
      two offered rates appear, the Reference Bank Rate will be the arithmetic mean,
      rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of
      the
      rates quoted by one or more major banks in New York City, selected by the
      Securities Administrator, as of 11:00 a.m., New York City time, on such date
      for
      loans in United States dollars to leading European banks for a period of one
      month in amounts approximately equal to the aggregate Certificate Principal
      Balance of the LIBOR Certificates for such Interest Accrual Period.

     

    Regular
      Certificate:
      Any
      Certificate other than a Residual Certificate.

     

    Regular
      Interest:
      A
“regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the
      Code.

     

    Regulation
      AB:
      Subpart
      229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject to
      such clarification and interpretation as have been provided by the Commission
      in
      the adopting release (Asset-Backed Securities, Securities Act Release No.
      33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the
      Commission, or as may be provided by the Commission or its staff from time
      to
      time.

     

    Relief
      Act:
      The
      Servicemembers Civil Relief Act, as amended, or any similar state or local
      law.

     

    Relief
      Act Interest Shortfall:
      With
      respect to any Distribution Date and any Mortgage Loan, any reduction in the
      amount of interest collectible on such Mortgage Loan for the most recently
      ended
      Due Period as a result of the application of the Relief Act.

     

    Remaining
      Excess Spread:
      With
      respect to any Distribution Date, the Excess Spread less any Extra Principal
      Distribution Amount, in each case for such Distribution Date.

     

    REMIC:
      A “real
      estate mortgage investment conduit” within the meaning of Section 860D of the
      Code.

     

    REMIC
      I:
      The
      segregated pool of assets described in the Preliminary Statement and Section
      5.07(a).

     

    REMIC
      I Regular Interest:
      Any of
      the separate non-certificated beneficial ownership interests in REMIC I issued
      hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular
      Interest shall accrue interest at the related Uncertificated REMIC I
      Pass-Through Rate in effect from time to time, and shall be entitled to
      distributions of principal, subject to the terms and conditions hereof, in
      an
      aggregate amount equal to its initial Uncertificated Principal Balance as set
      forth in the Preliminary Statement hereto. The designations for the respective
      REMIC I Regular Interests are set forth in the Preliminary Statement hereto.
      

     

    REMIC
      I Interest Loss Allocation Amount:
      With
      respect to any Distribution Date, an amount equal to (a) the product of (i)
      the
      aggregate Stated Principal Balance of the Mortgage Loans and REO Properties
      then
      outstanding and (ii) the Uncertificated REMIC I Pass-Through Rate for REMIC
      I
      Regular Interest AA minus the Marker Rate, divided by (b) 12.

     

    REMIC
      I Overcollateralization Amount:
      With
      respect to any date of determination, (i) 1.00% of the aggregate Uncertificated
      Principal Balance of the REMIC I Regular Interests minus (ii) the aggregate
      Uncertificated Principal Balance of each REMIC I Regular Interest for which
      a
      REMIC II Regular Interest is a Corresponding Interest, in each case, as of
      such
      date of determination.

     

    REMIC
      I Overcollateralization Target Amount:
      1.00%
      of the Overcollateralization Target Amount.

     

    REMIC
      I Principal Loss Allocation Amount:
      With
      respect to any Distribution Date, an amount equal to the product of (i) the
      aggregate Stated Principal Balance of the Mortgage Loans and REO Properties then
      outstanding and (ii) 1 minus a fraction, the numerator of which is two (2)
      times
      the aggregate Uncertificated Principal Balance of each REMIC I Regular Interest
      for which a REMIC II Regular Interest is a Corresponding Interest and the
      denominator of which is the aggregate Uncertificated Principal Balance of each
      REMIC I Regular Interest for which a REMIC II Regular Interest is a
      Corresponding Interest and REMIC I Regular Interest ZZ.

     

    REMIC
      I Regular Interest ZZ Maximum Interest Deferral Amount:
      With
      respect to any Distribution Date, the excess of (i) accrued interest at the
      Uncertificated REMIC I Pass-Through Rate applicable to REMIC I Regular Interest
      ZZ for such Distribution Date on a balance equal to the Uncertificated Principal
      Balance of REMIC I Regular Interest ZZ minus the REMIC I Overcollateralization
      Amount, in each case for such Distribution Date, over (ii) the Uncertificated
      Accrued Interest on each REMIC I Regular Interest for which a REMIC II Regular
      Interest is a Corresponding Interest for the purpose of this calculation for
      such Distribution Date, with the rate on each such REMIC I Regular Interest
      subject to a cap equal to the Uncertificated REMIC II Pass-Through Rate for
      the
      Corresponding Interest; provided, however, that solely for this purpose, the
      related cap with respect to each REMIC I Regular Interest (other than REMIC
      I
      Regular Interest A-1) for which a REMIC II Regular Interest is a Corresponding
      Interest shall be multiplied by a fraction, the numerator of which is 30 and
      the
      denominator of which is the actual number of days in the related Interest
      Accrual Period.

     

    REMIC
      II:
      The
      segregated pool of assets described in the Preliminary Statement consisting
      of
      the REMIC I Regular Interests

     

    REMIC
      II Interests:
      The
      REMIC II Regular Interests and the Class R-2 Certificates..

     

    REMIC
      II Regular Interest:
      Any of
      the separate non-certificated beneficial ownership interests in REMIC II issued
      hereunder and designated as a Regular Interest in REMIC II. Each REMIC II
      Regular Interest shall accrue interest at the related Uncertificated REMIC
      II
      Pass-Through Rate in effect from time to time, and shall be entitled to
      distributions of principal, subject to the terms and conditions hereof, in
      an
      aggregate amount equal to its initial Uncertificated Principal Balance as set
      forth in the Preliminary Statement hereto. The designations for the respective
      REMIC II Regular Interests are set forth in the Preliminary Statement
      hereto.

     

    REMIC
      II Regular Interest C Distribution Amount:
      With
      respect to any Distribution Date, the sum of (i) the Uncertificated Accrued
      Interest for REMIC II Regular Interest C for such Distribution Date, (ii) any
      Overcollateralization Release Amount for such Distribution Date and (iii)
      without duplication, any Subsequent Recoveries not distributed to the Class
      A,
      Class M and Class B Certificates on such Distribution Date; provided, however,
      that on and after the Distribution Date on which the Certificate Principal
      Balances of the Class A, Class M and Class B Certificates have been reduced
      to
      zero, the REMIC II Regular Interest C Distribution Amount shall include the
      Overcollateralization Amount.

     

    REMIC
      III:
      The
      segregated pool of assets described in the Preliminary Statement consisting
      of
      the REMIC II Regular Interests.

     

    REMIC
      IV:
      The
      segregated pool of assets consisting of the Class C Interest conveyed in trust
      to the Trustee, for the benefit of the Holders of the Class C Certificates
      and
      the Class RX Certificates, with respect to which a separate REMIC election
      is to
      be made.

     

    REMIC
      Opinion:
      Shall
      mean an Opinion of Counsel to the effect that the proposed action will not
      have
      an adverse effect on any REMIC created hereunder.

     

    REMIC
      Provisions:
      Provisions of the federal income tax law relating to real estate mortgage
      investment conduits, which appear at Sections 860A through 860G of the Code,
      and
      related provisions, and proposed, temporary and final regulations and published
      rulings, notices and announcements promulgated thereunder, as the foregoing
      may
      be in effect from time to time, as well as provisions of applicable state
      laws.

     

    REMIC
      Regular Interests:
      The
      REMIC I Regular Interests and REMIC II Regular Interests.

     

    Remittance
      Date:
      Shall
      mean the date specified in the Servicing Agreement.

     

    Remittance
      Report:
      As
      defined in Section 5.04(c).

     

    REO
      Imputed Interest:
      As to
      any REO Property, for any calendar month during which such REO Property was
      at
      any time part of REMIC I, one month’s interest at the applicable Net Mortgage
      Rate on the Stated Principal Balance of such REO Property (or, in the case
      of
      the first such calendar month, of the related Mortgage Loan, if appropriate)
      as
      of the close of business on the Distribution Date in such calendar
      month.

     

    REO
      Property:
      A
      Mortgaged Property acquired by the Servicer through foreclosure or deed-in-lieu
      of foreclosure in connection with a defaulted Mortgage Loan.

     

    Replacement
      Mortgage Loan:
      A
      Mortgage Loan or Mortgage Loans in the aggregate substituted by the Seller
      for a
      Deleted Mortgage Loan, which must, on the date of such substitution, as
      confirmed in a Request for Release, (i) have a Stated Principal Balance, after
      deduction of the principal portion of the Scheduled Payment due in the month
      of
      substitution, not in excess of, and not less than 90% of, the Stated Principal
      Balance of the Deleted Mortgage Loan; (ii) have a fixed Mortgage Rate not less
      than or more than 1% per annum higher than the Mortgage Rate of the Deleted
      Mortgage Loan; (iii) have the same or higher credit quality characteristics
      than
      that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher
      than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity
      no
      greater than (and not more than one year less than) that of the Deleted Mortgage
      Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to
      a
      variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan;
      (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be
      owner occupied; and (ix) comply with each representation and warranty set forth
      in Section 2.03 hereof.

     

    Reportable
      Event:
      As
      defined in Section 3.18.

     

    Repurchase
      Price:
      With
      respect to the Seller, the definition set forth in the Mortgage Loan Purchase
      Agreement, and with respect to the Servicer, the definition set forth in the
      Servicing Agreement.

     

    Request
      for Release:
      The
      Request for Release to be submitted by the Seller, the Servicer or the Master
      Servicer to the Custodian substantially in the form of Exhibit G. Each Request
      for Release furnished to the Custodian by the Seller, the Servicer or the Master
      Servicer shall be in duplicate and shall be executed by an officer of such
      Person or a Servicing Officer (or, if furnished electronically to the Custodian,
      shall be deemed to have been sent and executed by an officer of such Person
      or a
      Servicing Officer) of or the Servicer, as applicable.

     

    Required
      Insurance Policy:
      With
      respect to any Mortgage Loan, any insurance policy that is required to be
      maintained from time to time under this Agreement or the Servicing
      Agreement.

     

    Reserve
      Fund:
      Shall
      mean the separate trust account created and maintained by the Securities
      Administrator pursuant to Section 5.08 hereof.

     

    Reserve
      Fund Deposit:
      With
      respect to the Reserve Fund, an amount equal to $5,000, which the Depositor
      shall initially deposit into the Reserve Fund pursuant to Section 5.08
      hereof.

     

    Residual
      Certificates:
      The
      Class R-1, Class R-2, Class R-3 and Class RX Certificates, each evidencing
      the
      sole class of Residual Interests in the related REMIC.

     

    Residual
      Interest:
      The
      sole class of “residual interests” in a REMIC within the meaning of Section
      860G(a)(2) of the Code.

     

    Responsible
      Officer:
      With
      respect to the Trustee, any Vice President, any Assistant Vice President, the
      Secretary, any Assistant Secretary, or any Trust Officer with specific
      responsibility for the transactions contemplated hereby, any other officer
      customarily performing functions similar to those performed by any of the above
      designated officers or other officers of the Trustee specified by the Trustee,
      as to whom, with respect to a particular matter, such matter is referred because
      of such officer’s knowledge of and familiarity with the particular
      subject.

     

    S&P:
      Standard & Poor’s, a division of The McGraw-Hill Companies,
      Inc.

     

    Scheduled
      Payment:
      The
      scheduled monthly payment on a Mortgage Loan due on any Due Date allocable
      to
      principal and/or interest on such Mortgage Loan.

     

    Securities
      Act:
      The
      Securities Act of 1933, as amended.

     

    Securities
      Administrator:
      Wells
      Fargo Bank, National Association, in its capacity as securities administrator,
      transfer agent and paying agent hereunder, and its successors and
      assigns.

     

    Securities
      Administrator Information:
      As
      defined in Section 3.18(b).

     

    Seller:
      Fannie
      Mae, as mortgage loan seller under the Mortgage Loan Purchase
      Agreeement.

     

    Senior
      Certificates:
      Any of
      the Class A-1 Certificates and Class A-2 Certificates.

     

    Servicer:
      SunTrust and its successors and assigns.

     

    Servicing
      Advances:
      All
      customary, reasonable and necessary “out of pocket” costs and expenses
      (including reasonable legal fees) incurred in the performance by the Servicer
      of
      its servicing obligations under the Servicing Agreement, including, but not
      limited to, the cost of (i) the preservation, restoration and protection of
      a
      Mortgaged Property, (ii) any enforcement or judicial proceedings, including
      foreclosures, and including any expenses incurred in relation to any such
      proceedings that result from the Mortgage Loan being registered in the MERS®
System and (iii) the management and liquidation of any REO Property (including,
      without limitation, realtor’s commissions).

     

    Servicing
      Agreement:
      The
      SunTrust Servicing Agreement.

     

    Servicing
      Criteria:
      The
“servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be
      amended from time to time, or those Servicing Criteria otherwise mutually agreed
      to by the Master Servicer, the Trustee and the Servicer in response to evolving
      interpretations of Regulation AB and incorporated into a revised Exhibit
      N.

     

    Servicing
      Fee:
      As to
      each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of
      the
      Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage
      Loan as of the Due Date in the month preceding the month in which such
      Distribution Date occurs.

     

    Servicing
      Fee Rate:
      0.250%
      per annum.

     

    Servicing
      Modification:
      With
      respect to any Mortgage Loan that is in default or, in the reasonable judgment
      of the Servicer, as to which default is reasonably foreseeable, any modification
      which is effected by the Servicer in accordance with the terms of this Agreement
      or the Servicing Agreement which results in any change in the outstanding Stated
      Principal Balance, any change in the Mortgage Rate or any extension of the
      term
      of such Mortgage Loan.

     

    Servicing
      Officer:
      Any
      officer of the Servicer or Master Servicer, as applicable, involved in, or
      responsible for, the administration and servicing of the Mortgage Loans as
      to
      which evidence reasonably acceptable to the Trustee, of due authorization,
      by
      such party has been furnished from time to time to the Trustee.

     

    Significance
      Estimate:
      With
      respect to any Distribution Date, and in accordance with Item 1115 of Regulation
      AB, shall be an amount determined based on the reasonable good-faith estimate
      by
      the Depositor or its affiliate of the aggregate Maximum Probable Exposure of
      the
      outstanding Certificates to the Yield Maintenance Agreement. 

     

    Significance
      Percentage:
      With
      respect to any Distribution Date, and in accordance with Item 1115 of Regulation
      AB, shall be an percentage equal to the Significance Estimate divided by the
      aggregate outstanding Certificate Principal Balance of the Class M Certificates
      and Class B Certificates, prior to the distribution of the Principal
      Distribution Amount on such Distribution Date.

     

    Sponsor:
      Fannie
      Mae, and its successors and assigns, in its capacity as sponsor.

     

    Startup
      Day:
      The
      Startup Day for each REMIC formed hereunder shall be the Closing
      Date.

     

    Stated
      Principal Balance:
      With
      respect to any Mortgage Loan or related REO Property and any Distribution Date,
      the Cut-off Date Principal Balance thereof minus the sum of (i) the principal
      portion of the Scheduled Payments due with respect to such Mortgage Loan during
      each Due Period ending prior to such Distribution Date (and irrespective of
      any
      delinquency in their payment), (ii) all Principal Prepayments with respect
      to
      such Mortgage Loan received prior to or during the related Prepayment Period,
      and all Liquidation Proceeds to the extent applied by the Servicer as recoveries
      of principal in accordance with the Servicing Agreement with respect to such
      Mortgage Loan, that were received by the Servicer as of the close of business
      on
      the last day of the Prepayment Period related to such Distribution Date and
      (iii) any Realized Losses on such Mortgage Loan incurred during the related
      Prepayment Period. The Stated Principal Balance of a Liquidated Loan equals
      zero.

     

    Stepdown
      Date:
      The
      later to occur of (a) the Distribution Date in November 2009 and (b) the first
      Distribution Date on which the Current Specified Enhancement Percentage is
      greater than or equal to 21.60%.

     

    Subordinated
      Certificates:
      The
      Class M, Class B, Class C and Residual Certificates.

     

    Subsequent
      Recoveries:
      As of
      any Distribution Date, amounts received by the Master Servicer or any Servicer
      (net of any related expenses permitted to be reimbursed pursuant to Section
      5.05) or surplus amounts held by the Master Servicer and the Servicer to cover
      estimated expenses (including, but not limited to, recoveries in respect of
      the
      representations and warranties made by the Seller pursuant to the Mortgage
      Loan
      Purchase Agreement) specifically related to a Mortgage Loan that was the subject
      of a liquidation or final disposition of any REO Property prior to the related
      Prepayment Period that resulted in a Realized Loss.

     

    Subservicing
      Agreement:
      Any
      agreement entered into between the Servicer and a subservicer with respect
      to
      the subservicing of any Mortgage Loan hereunder by such
      subservicer.

     

    Substitution
      Adjustment Amount:
      The
      meaning ascribed to such term pursuant to Section 2.03(d).

     

    Successor
      Master Servicer:
      The
      meaning ascribed to such term pursuant to Section 8.01.

     

    SunTrust:
      SunTrust Mortgage, Inc.

     

    SunTrust
      Assignment Agreement:
      The
      Assignment, Assumption and Recognition Agreement, dated as of October 30, 2006,
      by and among the Seller, SunTrust and the Trustee evidencing the assignment
      of
      the SunTrust Servicing Agreement to the Trust, attached hereto as Exhibit
      R-1.

     

    SunTrust
      Servicing Agreement:
      The
      Mortgage Loan Purchase and Servicing Agreement, dated as of September 1, 2006,
      between the Seller and SunTrust attached hereto as Exhibit Q-1, as modified
      by
      the SunTrust Assignment Agreement.

     

    Tax
      Matters Person:
      The
      person designated as “tax matters person” in the manner provided under Treasury
      Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the
      greatest Percentage Interest in a Class of Residual Certificates shall be the
      Tax Matters Person for the related REMIC. The Securities Administrator or any
      successor thereto or assignee thereof shall serve as tax administrator hereunder
      and as agent for the related Tax Matters Person.

     

    Transfer
      Affidavit:
      As
      defined in Section 6.02(c).

     

    Transfer:
      Any
      direct or indirect transfer or sale of any Ownership Interest in a
      Certificate.

     

    Trigger
      Event:
      With
      respect to any Distribution Date, a Trigger Event exists if (i) a Delinquency
      Event shall have occurred and be continuing or (ii) the aggregate amount of
      Realized Losses on the Mortgage Loans since the Cut-off Date as a percentage
      of
      the aggregate Cut-off Date Principal Balance of the Mortgage Loans exceeds
      the
      applicable percentages set forth below with respect to such Distribution
      Date:

     

    
      	
              Distribution
                Date

            	
              Percentage

            
	
              November
                2009 to October 2010

            	
              0.80%
                with respect to November 2009, plus an additional 1/12th of the difference
                between 1.45% and 0.80% for each month thereafter 

            
	
              November
                2010 to October 2011

            	
              1.45%
                with respect to November 2010, plus an additional 1/12th of the difference
                between 2.05% and 1.45% for each month thereafter 

            
	
              November
                2011 to October 2012

            	
              2.05%
                with respect to November 2011, plus an additional 1/12th of the difference
                between 2.40% and 2.05% for each month thereafter 

            
	
              November
                2012 and thereafter

            	
              2.40%
                

            

    

    

     

    Trust
      or
Trust
      Fund:
      The
      corpus of the trust created hereunder consisting of (i) the Mortgage Loans
      and
      all interest accruing and principal due with respect thereto after the Cut-off
      Date to the extent not applied in computing the Cut-off Date Principal Balance
      thereof; (ii) the Reserve Fund, the Class A-1/A-2 Net WAC Reserve Account,
      the
      Distribution Account maintained by the Securities Administrator and the
      Protected Accounts maintained by the Servicer and all amounts deposited therein
      pursuant to the applicable provisions of this Agreement and the Servicing
      Agreement; (iii) property that secured a Mortgage Loan and has been acquired
      by
      foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s
      rights under the Insurance Policies with respect to the Mortgage Loans; (v)
      the
      Servicing Agreement and the Assignment Agreement; (vi) the rights under the
      Mortgage Loan Purchase Agreement; (vii) the rights under the Yield Maintenance
      Agreement and (viii) all proceeds of the foregoing, including proceeds of
      conversion, voluntary or involuntary, of any of the foregoing into cash or
      other
      liquid property. The Reserve Fund, the Yield Maintenance Agreement and the
      Class
      A-1/A-2 Net WAC Reserve Account shall not be included in REMIC I, REMIC II,
      REMIC III or REMIC IV.

     

    Trustee:
      U.S.
      Bank National Association, a national banking association, as trustee for the
      benefit of the Certificateholders under this Agreement, and any successor
      thereto, and any corporation or national banking association resulting from
      or
      surviving any consolidation or merger to which it or its successors may be
      a
      party and any successor trustee as may from time to time be serving as successor
      trustee hereunder.

     

    Uncertificated
      Accrued Interest:
      With
      respect to each REMIC Regular Interest on each Distribution Date, an amount
      equal to one month’s interest at the related Uncertificated REMIC I Pass-Through
      Rate or Uncertificated REMIC II Pass-Through Rate on the Uncertificated
      Principal Balance or Uncertificated Notional Amount, as applicable, of such
      REMIC Regular Interest. In each case, Uncertificated Accrued Interest will
      be
      reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls
      (allocated to such REMIC Regular Interests as set forth in Section
      1.02).

     

    Uncertificated
      Notional Amount:
      With
      respect to REMIC II Regular Interest C and any Distribution Date, an amount
      equal to the aggregate Uncertificated Principal Balance of the REMIC I Regular
      Interests for such Distribution Date.

     

    With
      respect to the Class C Interest and any Distribution Date, an amount equal
      to
      the Uncertificated Notional Amount of the REMIC II Regular Interest C for such
      Distribution Date.

     

    With
      respect to the Regular Interest the ownership of which is represented by the
      Class A-2 Certificates, an amount equal to the Uncertificated Principal Balance
      of REMIC II Regular Interest A-1.

     

    Uncertificated
      Principal Balance:
      With
      respect to each REMIC Regular Interest, the principal amount of such REMIC
      Regular Interest outstanding as of any date of determination. As of the Closing
      Date, the Uncertificated Principal Balance of each REMIC Regular Interest and
      Class C Interest Interest shall equal the amount set forth in the Preliminary
      Statement hereto as its initial uncertificated principal balance. On each
      Distribution Date, the Uncertificated Principal Balance of the REMIC Regular
      Interests (other than REMIC II Regular Interest C) shall be reduced by all
      distributions of principal made on such REMIC Regular Interests on such
      Distribution Date pursuant to Section 5.07 and, if and to the extent necessary
      and appropriate, shall be further reduced on such Distribution Date by Realized
      Losses as provided in Section 5.05, and the Uncertificated Principal Balance
      of
      REMIC I Regular Interest ZZ shall be increased by interest deferrals as provided
      in Section 5.07(b)(i). The Uncertificated Principal Balance of each REMIC
      Regular Interest and Class C Interest shall never be less than zero. With
      respect to the REMIC II Regular Interest C as of any date of determination,
      an
      amount equal to the excess, if any, of (A) the then aggregate Uncertificated
      Principal Balance of the REMIC I Regular Interests over (B) the then aggregate
      Certificate Principal Balance of the Class A, Class M and Class B Certificates
      then outstanding. With respect to the Class C Interest as of any date of
      determination, an amount equal to the Uncertificated Principal Balance of REMIC
      II Regular Interest C.

     

    Uncertificated
      REMIC I Pass-Through Rate:
      With
      respect to any REMIC I Regular Interest and any Distribution Date, a per annum
      rate equal to the weighted average of the Net Mortgage Rates of the Mortgage
      Loans as of the first day of the related Due Period, weighted on the basis
      of
      the Stated Principal Balances thereof as of the first day of the related Due
      Period. 

     

    Uncertificated
      REMIC II Pass-Through Rate:
      With
      respect to any Distribution Date and each REMIC II Regular Interest other than
      REMIC II Regular Interest C and REMIC II Regular Interest A-1, a rate per annum
      equal to the Pass-Through Rate for the Class of Corresponding Certificates
      for
      such Distribution Date; provided, however, that for this purpose the Net Rate
      Cap with respect to each such Class of Corresponding Certificates shall be
      equal
      to the weighted average of the Uncertificated REMIC I Pass-Through Rates for
      the
      REMIC I Regular Interests, weighted on the basis of the Uncertificated Principal
      Balances of each such REMIC I Regular Interest, for such Distribution
      Date.

     

    With
      respect to REMIC II Regular Interest A-1 and (i) any Distribution Date which
      occurs on or prior to the Optional Termination Date, the lesser of (a) 7.00%
      per
      annum and (b) the weighted average of the Uncertificated REMIC I Pass-Through
      Rates for the REMIC I Regular Interests, weighted on the basis of the
      Uncertificated Principal Balances of each such REMIC I Regular Interest, for
      such Distribution Date, and (ii) any Distribution Date thereafter, the lesser
      of
      (a) 7.50% per annum and (b) the weighted average of the Uncertificated REMIC
      I
      Pass-Through Rates for the REMIC I Regular Interests, weighted on the basis
      of
      the Uncertificated Principal Balances of each such REMIC I Regular Interest,
      for
      such Distribution Date.

     

    With
      respect to REMIC II Regular Interest C, a rate per annum equal to the percentage
      equivalent of a fraction, the numerator of which is the sum of the amount
      determined for each REMIC I Regular Interest equal to the product of (x) the
      excess, if any, of the Uncertificated REMIC I Pass-Through Rate for such REMIC
      I
      Regular Interest over the Marker Rate and (y) a notional amount equal to the
      Uncertificated Principal Balance of such REMIC I Regular Interest, and the
      denominator of which is the aggregate Uncertificated Principal Balance of such
      REMIC I Regular Interests.

     

    Uncertificated
      REMIC III Pass-Through Rate:
      With
      respect to the Regular Interest the ownership of which is represented by the
      Class A-1 Certificates and any Distribution Date, a rate equal to the least
      of
      (A) One-Month LIBOR plus 0.450% per annum, (B) 7.00% per annum and (C) the
      weighted average of the Uncertificated REMIC II Pass-Through Rate for REMIC
      II
      Regular Interest A-1 for such Distribution Date, weighted on the basis of the
      Uncertificated Principal Balance of such REMIC II Regular Interest.

    

    With
      respect to the Regular Interest the ownership of which is represented by the
      Class A-2 Certificates and any Distribution Date, a rate equal to the excess,
      if
      any, of (A) the Uncertificated REMIC II Pass-Through Rate for REMIC II Regular
      Interest A-1 over (B) the least of (1) One-Month LIBOR plus 0.450% per annum,
      (2) 7.00% per annum and (3) the weighted average of the the Uncertificated
      REMIC
      II Pass-Through Rate for REMIC II Regular Interest A-1 for such Distribution
      Date, weighted on the basis of the Uncertificated Principal Balance of such
      REMIC II Regular Interest.

    

    Unpaid
      Realized Loss Amount:
      With
      respect to any Class A Certificates and as to any Distribution Date, is the
      excess of Applied Realized Loss Amounts with respect to such Class over the
      sum
      of all distributions in reduction of the Applied Realized Loss Amounts on all
      previous Distribution Dates. Any amounts distributed to the Class A Certificates
      in respect of any Unpaid Realized Loss Amount shall not be applied to reduce
      the
      Certificate Principal Balance of such Class.

     

    Voting
      Rights:
      The
      portion of the voting rights of all the Certificates that is allocated to any
      Certificate for purposes of the voting provisions hereunder. Voting Rights
      shall
      be allocated (i) 92% to the Class A-1, Class M and Class B Certificates, (ii)
      3%
      to the Class C Certificates until paid in full, and (iii) 1% to each of the
      Class A-2 and Class R Certificates, with the allocation among the Certificates
      (other than the Class C and Residual Certificates) to be in proportion to the
      Certificate Principal Balance of each Class relative to the Certificate
      Principal Balance of all other such Classes. Voting Rights will be allocated
      among the Certificates of each such Class in accordance with their respective
      Percentage Interests; provided, however, if Fannie Mae is a Holder of
      Certificates, Fannie Mae shall not be allocated any Voting Rights with respect
      to the Certificates of which it is the Certificate Owner and the percentage
      in
      clause (i) above shall be increased by the percentage of Voting Rights
      represented by such Certificates for so long as Fannie Mae is the Holder, except
      where a proposed amendment to this Agreement would (i) reduce in any manner
      the
      amount of, or delay the timing of, payments required to be distributed on any
      such Certificates held by Fannie Mae or (ii) change the requirement that the
      consent of all affected Certificateholders be obtained to any amendment that
      would effect such a reduction or delay.

     

    Yield
      Maintenance Agreement:
      The
      Yield Maintenance Agreement, dated October 30, 2006 between the Trust (on behalf
      of the Class M and Class B Certificateholders) and the
      Counterparty.

     

    Yield
      Maintenance Agreement Termination Payment:
      Upon
      any designation of an early termination date pursuant to the terms of the Yield
      Maintenance Agreement, the Counterparty may be liable to make a termination
      payment (the “Yield Maintenance Agreement Termination Payment”) to the
      Securities Administrator, computed in accordance with the procedures set forth
      in the Yield Maintenance Agreement.

     

    Section
      1.02  Allocation
      of Certain Interest Shortfalls. 

     

    For
      purposes of calculating the amount of Current Interest for the Class A, Class
      M,
      Class B and Class C Certificates for any Distribution Date, the aggregate amount
      of any Prepayment Interest Shortfalls (to the extent not covered by payments
      by
      the Servicer pursuant to the Servicing Agreement or the Master Servicer pursuant
      to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect
      of
      the Mortgage Loans for any Distribution Date shall be allocated first, to the
      Class C Interest based on, and to the extent of, one month’s interest otherwise
      distributable thereto and, thereafter, among the Class A, Class M and Class
      B
      Certificates, in each case on a pro
      rata
      basis,
      based on, and to the extent of, one month’s interest at the then applicable
      respective Pass-Through Rates on the respective Certificate Principal Balances
      of each such Certificate.

     

    For
      purposes of calculating the amount of Uncertificated Accrued Interest for the
      REMIC I Regular Interests for any Distribution Date, the aggregate amount of
      any
      Prepayment Interest Shortfalls (to the extent not covered by payments by the
      Servicer pursuant to the Servicing Agreement or the Master Servicer pursuant
      to
      Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of
      the
      Mortgage Loans for any Distribution Date shall be allocated first, to
      Uncertificated Accrued Interest payable to REMIC I Regular Interest AA and
      REMIC
      I Regular Interest ZZ up to an aggregate amount equal to the REMIC I Interest
      Loss Allocation Amount, 98% and 2%, respectively, and thereafter among REMIC
      I
      Regular Interest AA, each REMIC I Regular Interest for which a REMIC II Regular
      Interest is the Corresponding Interest and REMIC I Regular Interest ZZ,
pro
      rata,
      based
      on, and to the extent of, one month’s interest at the then applicable respective
      Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated
      Principal Balances of each such REMIC I Regular Interest.

     

    For
      purposes of calculating the amount of Uncertificated Accrued Interest for the
      REMIC II Regular Interests for any Distribution Date, the aggregate amount
      of
      any Prepayment Interest Shortfalls (to the extent not covered by payments by
      the
      Servicer pursuant to the Servicing Agreement or the Master Servicer pursuant
      to
      Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of
      the
      Mortgage Loans for any Distribution Date shall be allocated among such REMIC
      II
      Regular Interests in the same manner and priority as such amounts are allocable
      to the Corresponding Certificates and, in the case of REMIC II Regular Interest
      C, to the Class C Interest; provided, however, that solely for purposes of
      allocating such shortfalls to such REMIC II Regular Interests, any such
      shortfalls allocable to the Class A-2 Certificates shall be deemed to be
      allocated to the Class A-1 Certificates.

     

    

    ARTICLE
      II

    CONVEYANCE
      OF TRUST FUND

    REPRESENTATIONS
      AND WARRANTIES

     

    Section
      2.01  Conveyance
      of Trust Fund. 

     

    Pursuant
      to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned,
      set over and otherwise conveyed to the Depositor, without recourse, all the
      right, title and interest of the Seller in and to the assets in the Trust
      Fund.

     

    The
      Depositor, concurrently with the execution and delivery hereof, hereby sells,
      transfers, assigns, sets over and otherwise conveys to the Trustee for the
      use
      and benefit of the Certificateholders without recourse, all the right, title
      and
      interest of the Depositor in and to the Trust Fund.

     

    In
      connection with such sale, the Depositor has delivered to, and deposited with,
      or caused to be delivered to and deposited with, the Trustee or the Custodian,
      on behalf of the Trustee, the following documents or instruments with respect
      to
      each Mortgage Loan so assigned: (i) the original Mortgage Note, including any
      riders thereto, endorsed without recourse (A) in blank or to the order of “U.S.
      Bank National Association, as Trustee for Certificateholders of Bear Stearns
      Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-ST1”, or
      (B) in the case of a loan registered on the MERS system, in blank and in each
      case showing to the extent available to the Seller an unbroken chain of
      endorsements from the original payee thereof to the Person endorsing it to
      the
      Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a
      MOM
      Loan, noting the presence of the MIN and language indicating that such Mortgage
      Loan is a MOM Loan, which shall have been recorded (or if the original is not
      available, a copy), with evidence of such recording indicated thereon (or if
      clause (x) in the proviso below applies, shall be in recordable form), (iii)
      unless the Mortgage Loan is a MOM Loan, the assignment (either an original
      or a
      copy, which may be in the form of a blanket assignment if permitted in the
      jurisdiction in which the Mortgaged Property is located) to the Trustee of
      the
      Mortgage with respect to each Mortgage Loan in the name of “U.S. Bank National
      Association, as Trustee for Certificateholders of Bear Stearns Asset Backed
      Securities I LLC, Asset-Backed Certificates, Series 2006-ST1,” which shall have
      been recorded (or if clause (x) in the proviso below applies, shall be in
      recordable form) (iv) an original or a copy of all intervening assignments
      of
      the Mortgage, if any, to the extent available to the Seller, with evidence
      of
      recording thereon, (v) the original policy of title insurance or mortgagee’s
      certificate of title insurance or commitment or binder for title insurance,
      if
      available, or a copy thereof, or, in the event that such original title
      insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a
      current lien search on the related Mortgaged Property and (vi) originals or
      copies of all available assumption, modification or substitution agreements,
      if
      any; provided, however, that in lieu of the foregoing, the Seller may deliver
      the following documents, under the circumstances set forth below: (x) if any
      Mortgage, assignment thereof to the Trustee or intervening assignments thereof
      have been delivered or are being delivered to recording offices for recording
      and have not been returned in time to permit their delivery as specified above,
      the Depositor may deliver, or cause to be delivered, a true copy thereof with
      a
      certification by the Seller or the title company issuing the commitment for
      title insurance, on the face of such copy, substantially as follows: “Certified
      to be a true and correct copy of the original, which has been transmitted for
      recording”; (y) in lieu of the Mortgage, assignment to the Trustee or
      intervening assignments thereof, if the applicable jurisdiction retains the
      originals of such documents (as evidenced by a certification from the Depositor
      to such effect) the Depositor may deliver, or cause to be delivered, photocopies
      of such documents containing an original certification by the judicial or other
      governmental authority of the jurisdiction where such documents were recorded;
      and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans identified
      in the list set forth in Exhibit I, the Depositor may deliver, or cause to
      be
      delivered, a lost note affidavit and indemnity and a copy of the original note,
      if available; and provided, further, however, that in the case of Mortgage
      Loans
      which have been prepaid in full after the Cut-off Date and prior to the Closing
      Date, the Depositor, in lieu of delivering the above documents, may deliver,
      or
      cause to be delivered, to the Trustee and its Custodian a certification of
      a
      Servicing Officer to such effect and in such case shall deposit all amounts
      paid
      in respect of such Mortgage Loans, in the Distribution Account on the Closing
      Date. In the case of the documents referred to in clause (x) above, the
      Depositor shall deliver, or cause to be delivered, such documents to the Trustee
      or its Custodian promptly after they are received. The Depositor shall cause
      the
      Seller, at its expense, to cause the Mortgage and intervening assignments,
      if
      any, and to the extent required in accordance with the foregoing, the assignment
      of the Mortgage to the Trustee to be submitted for recording promptly after
      the
      Closing Date provided that the Depositor need not cause the Seller to cause
      to
      be recorded any assignment (a) in any jurisdiction under the laws of which,
      as
      evidenced by an Opinion of Counsel addressed to the Trustee delivered by the
      Depositor to the Trustee and the Rating Agencies, the recordation of such
      assignment is not necessary to protect the Trustee’s interest in the related
      Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly
      recorded assignment of the Mortgage as mortgagee of record solely as nominee
      for
      the Seller and its successors and assigns. In the event that the Seller, the
      Depositor or the Master Servicer gives written notice to the Trustee that a
      court has recharacterized the sale of the Mortgage Loans as a financing, the
      Depositor shall cause the Seller to submit or cause to be submitted for
      recording as specified above or, should the Seller fail to perform such
      obligations, the Master Servicer shall cause each such previously unrecorded
      assignment to be submitted for recording as specified above at the expense
      of
      the Trust. In the event a Mortgage File is released to the Servicer, the Master
      Servicer or the Seller, as a result of such Person having completed a Request
      for Release, the Custodian shall, if not so completed, complete the assignment
      of the related Mortgage in the manner specified in clause (iii)
      above.

     

    In
      connection with the assignment of any Mortgage Loan registered on the MERS®
System,
      the Depositor further agrees that it will cause the Seller, at the Seller’s own
      expense, within 30 days after the Closing Date, the MERS® System to indicate
      that such Mortgage Loans have been assigned by the Seller to the Depositor
      and
      by the Depositor to the Trustee in accordance with the Mortgage Loan Purchase
      Agreement and this Agreement for the benefit of the Certificateholders by
      including (or deleting, in the case of Mortgage Loans which are repurchased
      in
      accordance with this Agreement) in such computer files (a) the code in the
      field
      which identifies the specific Trustee and (b) the code in the field “Pool Field”
which identifies the series of the Certificates issued in connection with such
      Mortgage Loans. The Depositor further agrees that it will not, and will not
      permit the Seller, the Servicer or the Master Servicer to, and the Master
      Servicer agrees that it will not, alter the codes referenced in this paragraph
      with respect to any Mortgage Loan during the term of this Agreement unless
      and
      until such Mortgage Loan is repurchased in accordance with the terms of this
      Agreement or the Mortgage Loan Purchase Agreement.

     

    Section
      2.02  Acceptance
      of the Mortgage Loans. 

     

    (a)  Based
      on
      the Initial Certification received by it from the Custodian on the Closing
      Date,
      the Trustee acknowledges receipt of, subject to the further review and
      exceptions reported by the Custodian pursuant to the procedures described below,
      the documents (or certified copies thereof) delivered to the Trustee or the
      Custodian on its behalf pursuant to Section 2.01 and declares that it holds
      and
      will continue to hold directly or through a custodian those documents and any
      amendments, replacements or supplements thereto and all other assets of the
      Trust Fund delivered to it in trust for the use and benefit of all present
      and
      future Holders of the Certificates. On the Closing Date, the Trustee or the
      Custodian on its behalf will deliver to the Seller, the Servicer, the Depositor
      and if reviewed by the Custodian, to the Trustee, an Initial Certification
      confirming whether or not it has received the Mortgage File for each Mortgage
      Loan, but without review of such Mortgage File, except to the extent necessary
      to confirm whether such Mortgage File contains the original Mortgage Note or
      a
      lost note affidavit and indemnity in lieu thereof. No later than 90 days after
      the Closing Date, the Trustee or the Custodian on its behalf shall, for the
      benefit of the Certificateholders, review each Mortgage File delivered to it
      and
      execute and deliver to the Seller, the Servicer and the Depositor, and, if
      reviewed by the Custodian, the Trustee, an Interim Certification.

     

    (b)  No
      later
      than 180 days after the Closing Date, the Trustee or the Custodian on its behalf
      will review, for the benefit of the Certificateholders, the Mortgage Files
      and
      will execute and deliver or cause to be executed and delivered to the Seller,
      the Servicer, the Depositor and, if
      reviewed by the Custodian, to the Trustee,
      a Final
      Certification. In conducting such review, the Trustee or the Custodian on its
      behalf will ascertain whether each document required to be recorded has been
      returned from the recording office with evidence of recording thereon and the
      Trustee or the Custodian on its behalf has received either an original or a
      copy
      thereof, as required in Section 2.01 (provided, however, that with respect
      to
      those documents described in subclauses (iv) and (vi) of Section 2.01, such
      obligations shall extend only to documents actually delivered pursuant to such
      subclauses). If the Trustee or the Custodian on its behalf finds any document
      with respect to a Mortgage Loan has not been received, or to be unrelated,
      determined on the basis of the Mortgagor name, original principal balance and
      loan number, to the Mortgage Loans identified in Exhibit B or to appear
      defective on its face, the Trustee or the Custodian on its behalf shall note
      such defect in the exception report attached to the Final Certification and
      shall promptly notify the Seller or
      Servicer, as applicable.
      In
      accordance with the Mortgage Loan Purchase Agreement or the Servicing Agreement,
      as applicable, the Seller or Servicer, as applicable, shall correct or cure
      any
      such defect or, in the case of the Seller, if at least 90 days prior to the
      end
      of the second anniversary of the Closing Date, substitute for the related
      Mortgage Loan a Replacement Mortgage Loan, or shall deliver to the Trustee
      an
      Opinion of Counsel addressed to the Trustee to the effect that such defect
      does
      not materially or adversely affect the interests of Certificateholders in such
      Mortgage Loan within 60 days from the date of notice from the Trustee of the
      defect and if the Seller or Servicer, as applicable, is unable within such
      period to correct or cure such defect, or in the case of the Seller, to
      substitute the related Mortgage Loan with a Replacement Mortgage Loan, or to
      deliver such opinion, the Seller or Servicer, as applicable shall, within 60
      days from the notification of the Trustee, purchase such Mortgage Loan at the
      Repurchase Price; provided, however, that if such defect relates solely to
      the
      inability of the Seller or the Servicer, as applicable, to deliver the Mortgage,
      assignment thereof to the Trustee or intervening assignments thereof with
      evidence of recording thereon, because such documents have not been returned
      by
      the applicable jurisdiction, the Seller or the Servicer, as applicable, shall
      not be required to purchase such Mortgage Loan, if the Seller or the Servicer,
      as applicable, delivers such documents promptly upon receipt, but in no event
      later than 360 days after the Closing Date.

     

    (c)  In
      the
      event that a Mortgage Loan is purchased by the Seller or Servicer, as
      applicable, in accordance with subsections 2.02(a) or (b) above, Section 2.03,
      the Servicing Agreement or the Mortgage Loan Purchase Agreement, the Seller
      or
      Servicer, as applicable, shall remit the applicable Repurchase Price to the
      Securities Administrator, for deposit in the Distribution Account and shall
      provide written notice to the Trustee detailing the components of the Repurchase
      Price, signed by a Servicing Officer or an officer of the Seller, as applicable.
      Upon deposit of the Repurchase Price in the Distribution Account and upon
      receipt of a Request for Release with respect to such Mortgage Loan, the Trustee
      or the Custodian will release to the Seller, the Servicer or the Master
      Servicer, as applicable, the related Mortgage File and the Trustee shall execute
      and deliver all instruments of transfer or assignment, without recourse,
      representation or warranty furnished to it by the Seller, the Servicer or the
      Master Servicer, as applicable, as are necessary to vest in the Seller, the
      Servicer or the Master Servicer, as applicable, title to and rights under the
      Mortgage Loan. Such purchase shall be deemed to have occurred on the date on
      which the deposit into the Distribution Account was made. The Trustee shall
      promptly notify the Rating Agencies of such repurchase. The obligation of the
      Servicer to cure or repurchase for any Mortgage Loan as to which a defect in
      a
      constituent document exists shall be the sole remedies respecting such defect
      available to the Certificateholders or to the Trustee on their behalf. The
      obligation of the Seller to cure, repurchase or substitute for any Mortgage
      Loan
      as to which a defect in a constituent document exists shall be the sole remedies
      respecting such defect available to the Certificateholders or to the Trustee
      on
      their behalf.

     

    (d)  In
      accordance with the Mortgage Loan Purchase Agreement or the Servicing Agreement,
      the Seller or the Servicer, as applicable, shall deliver to the Trustee or
      the
      Custodian on its behalf, and Trustee agrees to accept the Mortgage Note and
      other documents constituting the Mortgage File with respect to any Replacement
      Mortgage Loan, which the Trustee or the Custodian will review as provided in
      subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to
      therein shall instead be the date of delivery of the Mortgage File with respect
      to each Replacement Mortgage Loan.

     

    Section
      2.03  Representations,
      Warranties and Covenants of the Master Servicer. 

     

    (a)  Wells
      Fargo Bank, National Association, in its capacity as Master Servicer and
      Securities Administrator hereby represents and warrants to the Depositor and
      the
      Trustee as follows, as of the Closing Date:

     

    (i)  It
      is a
      national banking association duly formed, validly existing and in good standing
      under the laws of the United States of America and is duly authorized and
      qualified to transact any and all business contemplated by this Agreement to
      be
      conducted by the Master Servicer and the Securities Administrator in any state
      in which a Mortgaged Property is located or is otherwise not required under
      applicable law to effect such qualification and, in any event, is in compliance
      with the doing business laws of any such state, to the extent necessary to
      ensure its ability to enforce each Mortgage Loan, to master service the Mortgage
      Loans in accordance with the terms of this Agreement and to perform any of
      its
      other obligations under this Agreement in accordance with the terms hereof
      or
      thereof.

     

    (ii)  It
      has
      the full corporate power and authority to execute, deliver and perform, and
      to
      enter into and consummate the transactions contemplated by this Agreement and
      has duly authorized by all necessary corporate action on its part the execution,
      delivery and performance of this Agreement; and this, assuming the due
      authorization, execution and delivery hereof by the other parties hereto,
      constitutes its legal, valid and binding obligation, enforceable against it
      in
      accordance with its terms, except that (a) the enforceability hereof may be
      limited by bankruptcy, insolvency, moratorium, receivership and other similar
      laws relating to creditors’ rights generally and (b) the remedy of specific
      performance and injunctive and other forms of equitable relief may be subject
      to
      equitable defenses and to the discretion of the court before which any
      proceeding therefor may be brought.

     

    (iii)  The
      execution and delivery of this Agreement by it, the consummation of any other
      of
      the transactions contemplated by this Agreement, and the fulfillment of or
      compliance with the terms hereof are in its ordinary course of business and
      will
      not (A) result in a material breach of any term or provision of its charter
      or
      by-laws or (B) materially conflict with, result in a material breach, violation
      or acceleration of, or result in a material default under, the terms of any
      other material agreement or instrument to which it is a party or by which it
      may
      be bound, or (C) constitute a material violation of any statute, order or
      regulation applicable to it of any court, regulatory body, administrative agency
      or governmental body having jurisdiction over it; and it is not in breach or
      violation of any material indenture or other material agreement or instrument,
      or in violation of any statute, order or regulation of any court, regulatory
      body, administrative agency or governmental body having jurisdiction over it
      which breach or violation may materially impair its ability to perform or meet
      any of its obligations under this Agreement.

     

    (iv)  No
      litigation is pending or, to the best of its knowledge, threatened, against
      it
      that would materially and adversely affect the execution, delivery or
      enforceability of this Agreement or its ability to perform any of its other
      obligations under this Agreement in accordance with the terms
      hereof.

     

    (v)  No
      consent, approval, authorization or order of any court or governmental agency
      or
      body is required for its execution, delivery and performance of, or compliance
      with, this Agreement or the consummation of the transactions contemplated hereby
      or thereby, or if any such consent, approval, authorization or order is
      required, it has obtained the same.

     

    (b)  Upon
      discovery by any of the parties hereto of a breach of a representation or
      warranty set forth in the Mortgage Loan Purchase Agreement or the Servicing
      Agreement that materially and adversely affects the interests of the
      Certificateholders in any Mortgage Loan, the party discovering such breach
      shall
      give prompt written notice thereof to the other parties of this Agreement.
      In
      accordance with the Servicing Agreement, within 60 days of the discovery of
      a
      breach of any representation or warranty set forth in the Servicing Agreement
      that materially and adversely affects the interests of the Certificateholders
      in
      any Mortgage Loan, the Servicer shall cure such breach in all material respects
      and, if such breach is not so cured, repurchase the affected Mortgage Loan
      or
      Mortgage Loans from the Trustee at the Repurchase Price in the manner set forth
      below. In accordance with the Mortgage Loan Purchase Agreement, within 60 days
      of the discovery of a breach of any representation or warranty set forth in
      the
      Mortgage Loan Purchase Agreement that materially and adversely affects the
      interests of the Certificateholders in any Mortgage Loan, the Seller shall
      cure
      such breach in all material respects and, if such breach is not so cured, (i)
      if
      such 60-day period expires prior to the second anniversary of the Closing Date,
      remove such Deleted Mortgage Loan from the Trust Fund and substitute in its
      place a Replacement Mortgage Loan, in the manner and subject to the conditions
      set forth in this Section; or (ii) repurchase the affected Mortgage Loan or
      Mortgage Loans from the Trustee at the Repurchase Price in the manner set forth
      below. Notwithstanding the foregoing, if the Servicer fails to cure a breach
      or
      repurchase such Mortgage Loan as required by this Section 2.03(b), the Trustee
      shall then request that the Seller, within 10 days of receipt of a written
      request from the Trustee, cure such breach or repurchase such Mortgage Loan
      (or
      substitute in its place a Replacement Mortgage Loan). Notwithstanding anything
      to the contrary herein, any such substitution or repurchase of Mortgage Loans
      pursuant to the foregoing shall not be effected prior to the delivery to the
      Trustee, the Securities Administrator of an Opinion of Counsel if required
      by
      Section 2.05 hereof and any such substitution pursuant to (i) above shall not
      be
      effected prior to the additional delivery to the Custodian of a Request for
      Release.

     

    The
      Seller or the Servicer, as applicable, shall furnish to the Securities
      Administrator and the Trustee the Officer’s Certificate required under Section
      2.03(b) relating to such cure.
      If the
      Trustee has received (or has given, as the case may be) written notice of such
      a
      breach of a representation or warranty, the Trustee shall give prompt written
      notice to the Master Servicer, the Securities Administrator, the Servicer and
      the Seller, if within 90 days of its receipt (or giving, as the case may be)
      of
      such notice of breach, the Trustee does not receive an Officer’s Certificate as
      described in the preceding sentence certifying as to the cure of such breached
      representation or warranty. The Seller or Servicer, as applicable, shall
      promptly reimburse the Trustee for any expenses reasonably incurred by the
      Trustee in respect of enforcing the remedies for such breach. To enable the
      Master Servicer to amend the Mortgage Loan Schedule, the Seller or the Servicer,
      as applicable, shall, unless it cures such breach in a timely fashion pursuant
      to this Section 2.03, promptly notify the Trustee whether it intends either
      to
      repurchase, or in the case of the Seller, to substitute for the Mortgage Loan
      affected by such breach. 

     

    With
      respect to any Replacement Mortgage Loan or Loans, the Seller shall deliver
      to
      the Trustee for the benefit of the Certificateholders such documents and
      agreements as are required by Section 2.01. No substitution shall be made in
      any
      calendar month after the Determination Date for such month. Scheduled Payments
      due with respect to Replacement Mortgage Loans in the Due Period related to
      the
      Distribution Date on which such proceeds are to be distributed shall not be
      part
      of the Trust Fund and shall be retained by the Seller. For the month of
      substitution, distributions to Certificateholders will include the Scheduled
      Payment due on any Deleted Mortgage Loan for the related Due Period and
      thereafter the Seller shall be entitled to retain all amounts received in
      respect of such Deleted Mortgage Loan. The Master Servicer shall amend the
      Mortgage Loan Schedule for the benefit of the Certificateholders to reflect
      the
      removal of such Deleted Mortgage Loan and the substitution of the Replacement
      Mortgage Loan or Loans and Master Servicer shall deliver the amended Mortgage
      Loan Schedule to the Trustee, the Seller, the Servicer, the Securities
      Administrator and the Custodian. Upon such substitution, the Replacement
      Mortgage Loan or Loans shall be subject to the terms of this Agreement in all
      respects, and the Seller shall be deemed to have made with respect to such
      Replacement Mortgage Loan or Loans, as of the date of substitution, the
      representations and warranties set forth in the Mortgage Loan Purchase Agreement
      or the Servicing Agreement, as applicable, with respect to such Mortgage Loan.
      Upon any such substitution and the deposit into the Distribution Account of
      the
      amount required to be deposited therein in connection with such substitution
      as
      described in the following paragraph and receipt by the Securities Administrator
      and the Trustee of a Request for Release for such Mortgage Loan, the Trustee
      or
      the Custodian shall release to the Seller the Mortgage File relating to such
      Deleted Mortgage Loan and held for the benefit of the Certificateholders and
      the
      Trustee shall execute and deliver at the Seller’s direction such instruments of
      transfer or assignment as have been prepared by the Seller without recourse,
      representation or warranty as shall be necessary to vest in the Seller or its
      respective designee, title to the Trustee’s interest in any Deleted Mortgage
      Loan substituted for pursuant to this Section 2.03.

     

    For
      any
      month in which the Seller substitutes one or more Replacement Mortgage Loans
      for
      a Deleted Mortgage Loan, the Master Servicer will determine the amount (if
      any)
      by which the aggregate principal balance of all the Replacement Mortgage Loans
      as of the date of substitution is less than the Stated Principal Balance (after
      application of the principal portion of the Scheduled Payment due in the month
      of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate
      of such deficiencies, described in the preceding sentence for any Distribution
      Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into
      the Distribution Account by the Securities Administrator upon receipt from
      the
      Seller delivering such Replacement Mortgage Loan on the Determination Date
      for
      the Distribution Date relating to the Prepayment Period during which the related
      Mortgage Loan became required to be purchased or replaced
      hereunder.

     

    In
      the
      event that the Seller or Servicer, as applicable, shall have repurchased a
      Mortgage Loan, the Repurchase Price therefor shall be deposited into the
      Distribution Account maintained by the Securities Administrator, on the
      Determination Date for the Distribution Date in the month following the month
      during which the Seller or Servicer, as applicable, became obligated to
      repurchase or, with respect to the Seller, replace such Mortgage Loan and upon
      such deposit of the Repurchase Price, the delivery of an Opinion of Counsel
      if
      required by Section 2.05 and the receipt of a Request for Release, the Trustee
      or the Custodian shall release the related Mortgage File held for the benefit
      of
      the Certificateholders to the Seller or Servicer, as applicable, and the Trustee
      shall execute and deliver at such Person’s direction the related instruments of
      transfer or assignment prepared by the Seller or Servicer, as applicable, in
      each case without recourse, representation or warranty as shall be necessary
      to
      transfer title from the Trustee for the benefit of the Certificateholders and
      transfer the Trustee’s interest to the Seller or Servicer, as applicable to any
      Mortgage Loan purchased pursuant to this Section 2.03. 

     

    In
      connection with any repurchase or substitution of a Mortgage Loan or the cure
      of
      a breach of a representation or warranty set forth in the Mortgage Loan Purchase
      Agreement or the Servicing Agreement, pursuant to the Mortgage Loan Purchase
      Agreement, the Seller shall, or shall cause the Servicer to, promptly furnish
      to
      the Securities Administrator and the Trustee an Officer’s Certificate, signed by
      a duly authorized officer of the Seller or the Servicer, as the case may be,
      to
      the effect that such repurchase, substitution or cure has been made in
      accordance with the terms and conditions of this Agreement (or the Servicing
      Agreement, as applicable) and that all conditions precedent to such repurchase,
      substitution or cure have been satisfied, including the delivery to the
      Securities Administrator of the Repurchase Price or Substitution Adjustment
      Amount, as applicable, for deposit into the Distribution Account, together
      with
      copies of any Opinion of Counsel required to be delivered pursuant to this
      Agreement and the related Request for Release, on which the Securities
      Administrator and the Trustee may rely. Solely
      for purposes of the Securities Administrator providing an Assessment of
      Compliance, upon receipt of such documentation, the Securities Administrator
      shall approve such repurchase, substitution or cure, as applicable, and which
      approval shall consist solely of the Securities Administrator’s receipt of such
      documentation and deposits. It is understood and agreed that the obligation
      under the Mortgage Loan Purchase Agreement or the Servicing Agreement of the
      Seller or Servicer, as applicable, to cure the breach of a representation or
      warranty set forth in the Mortgage Loan Purchase Agreement or the Servicing
      Agreement, as applicable, or to repurchase or, with respect to the Seller,
      replace any Mortgage Loan as to which a breach has occurred and is continuing
      shall constitute the sole remedies against the Seller or Servicer, as
      applicable, respecting such breach available to Certificateholders, the
      Depositor or the Trustee.

     

    (c)  The
      representations and warranties set forth in Section 2.03 hereof shall survive
      delivery of the respective Mortgage Loans and Mortgage Files to the Trustee
      or
      the Custodian for the benefit of the Certificateholders.

     

    Section
      2.04  Representations
      and Warranties of the Depositor. 

     

    The
      Depositor hereby represents and warrants to the Master Servicer, the Securities
      Administrator and the Trustee as follows, as of the date hereof and as of the
      Closing Date:

     

    (i)  The
      Depositor is duly organized and is validly existing as limited liability company
      in good standing under the laws of the State of Delaware and has full power
      and
      authority necessary to own or hold its properties and to conduct its business
      as
      now conducted by it and to enter into and perform its obligations under this
      Agreement.

     

    (ii)  The
      Depositor has the full power and authority to execute, deliver and perform,
      and
      to enter into and consummate the transactions contemplated by, this Agreement
      and has duly authorized, by all necessary action on its part, the execution,
      delivery and performance of this Agreement; and this Agreement, assuming the
      due
      authorization, execution and delivery hereof and thereof by the other parties
      hereto and thereto, constitutes a legal, valid and binding obligation of the
      Depositor, enforceable against the Depositor in accordance with its terms,
      subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization,
      moratorium and other similar laws affecting creditors’ rights generally and (ii)
      general principles of equity, regardless of whether enforcement is sought in
      a
      proceeding in equity or at law.

     

    (iii)  The
      execution and delivery of this Agreement by the Depositor, the consummation
      of
      the transactions contemplated by this Agreement, and the fulfillment of or
      compliance with the terms hereof are in the ordinary course of business of
      the
      Depositor and will not (A) result in a breach of any term or provision of the
      organizational documents of the Depositor or (B) conflict with, result in a
      breach, violation or acceleration of, or result in a default under, the terms
      of
      any other material agreement or instrument to which the Depositor is a party
      or
      by which it may be bound or (C) constitute a violation of any statute, order
      or
      regulation applicable to the Depositor of any court, regulatory body,
      administrative agency or governmental body having jurisdiction over the
      Depositor; and the Depositor is not in breach or violation of any material
      indenture or other material agreement or instrument, or in violation of any
      statute, order or regulation of any court, regulatory body, administrative
      agency or governmental body having jurisdiction over it which breach or
      violation may materially impair the Depositor’s ability to perform or meet any
      of its obligations under this Agreement.

     

    (iv)  No
      litigation is pending, or, to the best of the Depositor’s knowledge, threatened,
      against the Depositor that would materially and adversely affect the execution,
      delivery or enforceability of this Agreement or the ability of the Depositor
      to
      perform its obligations under this Agreement in accordance with the terms
      hereof.

     

    (v)  No
      consent, approval, authorization or order of any court or governmental agency
      or
      body is required for the execution, delivery and performance by the Depositor
      of, or compliance by the Depositor with, this Agreement or the consummation
      of
      the transactions contemplated hereby, or if any such consent, approval,
      authorization or order is required, the Depositor has obtained the same;
      and

     

    (vi)  The
      Depositor has filed all reports required to be filed by Section 13 or Section
      15(d) of the Exchange Act during the preceding 12 months (or for such shorter
      period that the Depositor was required to file such reports) and it has been
      subject to such filing requirements for the past 90 days.

     

    The
      Depositor hereby represents and warrants to the Trustee as of the Closing Date,
      following the transfer of the Mortgage Loans to it by the Seller pursuant to
      the
      Mortgage Loan Purchase Agreement, the Depositor had good title to the Mortgage
      Loans and the related Mortgage Notes were subject to no offsets, claims,
      defenses or counterclaims.

     

    It
      is
      understood and agreed that the representations and warranties set forth in
      the
      immediately preceding paragraph shall survive delivery of the Mortgage Files
      to
      the Trustee or the Custodian for the benefit of the Certificateholders. Upon
      discovery by the Depositor or the Trustee of a breach of such representations
      and warranties, the party discovering such breach shall give prompt written
      notice to the others and to each Rating Agency.

     

    Section
      2.05  Delivery
      of Opinion of Counsel in Connection with Substitutions and
      Repurchases. 

     

    (a)  Notwithstanding
      any contrary provision of this Agreement, with respect to any Mortgage Loan
      that
      is not in default or as to which default is not reasonably foreseeable, no
      repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made
      unless the Seller or the Servicer, as applicable, delivers to the Trustee and
      the Securities Administrator an Opinion of Counsel, addressed to the Trustee
      and
      the Securities Administrator, to the effect that such repurchase or substitution
      would not (i) result in the imposition of the tax on “prohibited transactions”
of REMIC I, REMIC II, REMIC III, or REMIC IV or contributions after the Closing
      Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively,
      or (ii) cause any of REMIC I, REMIC II, REMIC III or REMIC IV to fail to qualify
      as a REMIC at any time that any Certificates are outstanding. Any Mortgage
      Loan
      as to which repurchase or substitution was delayed pursuant to this paragraph
      shall be repurchased or the substitution therefor shall occur (subject to
      compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence
      of
      a default or a default becoming reasonably foreseeable with respect to such
      Mortgage Loan and (b) receipt by the Trustee and the Securities Administrator
      of
      an Opinion of Counsel addressed to the Trustee and the Securities Administrator
      to the effect that such repurchase or substitution, as applicable, will not
      result in the events described in clause (i) or clause (ii) of the preceding
      sentence.

     

    (b)  Upon
      discovery by the Depositor, the Custodian or the Master Servicer that any
      Mortgage Loan does not constitute a “qualified mortgage” within the meaning of
      Section 860G(a)(3) of the Code, the party discovering such fact shall promptly
      (and in any event within five Business Days of discovery) give written notice
      thereof to the other parties, the Trustee and the Securities Administrator.
      In
      connection therewith, the Trustee, or the Custodian on its behalf, shall require
      the Seller, at the Seller’s option, to either (i) substitute, if the conditions
      in Section 2.03(b) with respect to substitutions are satisfied, a Replacement
      Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected
      Mortgage Loan within 60 days of such discovery in the same manner as it would
      a
      Mortgage Loan for a breach of representation or warranty contained in Section
      2.03. In connection therewith, the Trustee, or the Custodian on its behalf,
      shall require the Servicer to repurchase the affected Mortgage Loan within
      60
      days of such discovery in the same manner as it would a Mortgage Loan for a
      breach of representation or warranty contained in Section 2.03. The Trustee,
      or
      the Custodian on its behalf, shall reconvey to the Seller or Servicer, as
      applicable, the Mortgage Loan to be released pursuant hereto (and the Custodian
      shall deliver the related Mortgage File) in the same manner, and on the same
      terms and conditions, as it would a Mortgage Loan repurchased for breach of
      a
      representation or warranty contained in Section 2.03.

     

    Section
      2.06  Countersignature
      and Delivery of Certificates. 

     

    (a)  The
      Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund
      and, concurrently with such transfer and assignment, the Securities
      Administrator has executed, countersigned and delivered, to or upon the order
      of
      the Depositor, the Certificates in authorized denominations evidencing the
      entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund
      and exercise the rights referred to above for the benefit of all present and
      future Holders of the Certificates and to perform the duties set forth in this
      Agreement in accordance with its terms.

     

    (b)  The
      Depositor concurrently with the execution and delivery hereof, does hereby
      transfer, assign, set over and otherwise convey in trust to the Trustee without
      recourse all the right, title and interest of the Depositor in and to the REMIC
      I Regular Interests and the other assets of REMIC II for the benefit of the
      holders of the REMIC II Interests. The Trustee acknowledges receipt of the
      REMIC
      I Regular Interests (which are uncertificated) and the other assets of REMIC
      II
      and declares that it holds and will hold the same in trust for the exclusive
      use
      and benefit of the holders of the REMIC II Interests.

     

    (c)  The
      Depositor concurrently with the execution and delivery hereof, does hereby
      transfer, assign, set over and otherwise convey in trust to the Trustee without
      recourse all the right, title and interest of the Depositor in and to the REMIC
      II Regular Interests and the other assets of REMIC III for the benefit of the
      holders of the Certificates (other than the Class C Certificates and Class
      R
      Certificates), the Class C Interest and the Class R-3 Certificates. The Trustee
      acknowledges receipt of the REMIC II Regular Interests (which are
      uncertificated) and the other assets of REMIC III and declares that it holds
      and
      will hold the same in trust for the exclusive use and benefit of the holders
      of
      the Certificates (other than the Class C Certificates and Class R Certificates),
      the Class C Interest and the Class R-3 Certificates.

     

    (d)  The
      Depositor, concurrently with the execution and delivery hereof, does hereby
      transfer, assign, set over and otherwise convey in trust to the Trustee without
      recourse all the right, title and interest of the Depositor in and to the Class
      C Interest for the benefit of the Holders of the Class C Certificates and the
      Class RX Certificates. The Trustee acknowledges receipt of the Class C Interest
      (which is uncertificated) and declares that it holds and will hold the same
      in
      trust for the exclusive use and benefit of the Holders of the Class C
      Certificates and the Class RX Certificates.

     

    Section
      2.07  Purposes
      and Powers of the Trust. 

     

    The
      purpose of the common law trust, as created hereunder, is to engage in the
      following activities:

     

    (a)  acquire
      and hold the Mortgage Loans and the other assets of the Trust Fund and the
      proceeds therefrom;

     

    (b)  to
      issue
      the Certificates sold to the Depositor in exchange for the Mortgage
      Loans;

     

    (c)  to
      make
      distributions on the Certificates;

     

    (d)  to
      engage
      in those activities that are necessary, suitable or convenient to accomplish
      the
      foregoing or are incidental thereto or connected therewith; and

     

    (e)  subject
      to compliance with all terms and conditions of this Agreement, to engage in
      such
      other activities as may be required in connection with conservation of the
      Trust
      Fund and the making of distributions to the Certificateholders.

     

    The
      Trust
      is hereby authorized to engage in the foregoing activities. The Trust shall
      not
      engage in any activity other than in connection with the foregoing or other
      than
      as required or authorized by the terms of this Agreement while any Certificate
      is outstanding, and this Section 2.07. 

     

    

     

    ARTICLE
      III

    ADMINISTRATION
      AND MASTER

    SERVICING
      OF MORTGAGE LOANS BY

    MASTER
      SERVICER

     

    Section
      3.01  Master
      Servicer. 

     

    The
      Master Servicer shall, beginning on the Closing Date, supervise, monitor and
      oversee the obligation of the Servicer to service and administer the Mortgage
      Loans in accordance with the terms of this Agreement and the Servicing Agreement
      and shall have full power and authority to do any and all things which it may
      deem necessary or desirable in connection with such master servicing and
      administration. In performing its obligations hereunder, the Master Servicer
      shall act in a manner consistent with Accepted Master Servicing Practices.
      Furthermore, the Master Servicer shall oversee and consult with the Servicer
      as
      necessary from time to time to carry out the Master Servicer’s obligations
      hereunder, shall receive, review and evaluate all reports, information and
      other
      data provided to the Master Servicer by the Servicer and shall cause the
      Servicer to perform and observe the covenants, obligations and conditions to
      be
      performed or observed by such Person under this Agreement and the Servicing
      Agreement. The Master Servicer shall independently and separately monitor the
      Servicer’s servicing activities with respect to each related Mortgage Loan,
      reconcile the results of such monitoring with such information provided in
      the
      previous sentence on a monthly basis and coordinate corrective adjustments
      to
      the Servicer’s and Master Servicer’s records, and based on such reconciled and
      corrected information, the Master Servicer shall provide such information to
      the
      Securities Administrator as shall be necessary in order for it to prepare the
      statements specified in Section 5.06 and any other information and statements
      required hereunder. The Master Servicer shall reconcile the results of its
      Mortgage Loan monitoring with the actual remittances of the Securities
      Administrator and the Servicer pursuant to this Agreement and the Servicing
      Agreement.

     

    In
      addition to the foregoing, in connection with a modification of any Mortgage
      Loan by the Servicer, if the Master Servicer is unable to enforce the
      obligations of the Servicer with respect to such modification, the Master
      Servicer shall notify the Depositor of such Servicer’s failure to comply with
      the terms of the Servicing Agreement or this Agreement. If the Servicing
      Agreement requires the approval of the Master Servicer for a modification to
      a
      Mortgage Loan, the Master Servicer shall approve such modification if, based
      upon its receipt of written notification from the Servicer outlining the terms
      of such modification and appropriate supporting documentation, the Master
      Servicer determines that the modification is permitted under the terms of the
      Servicing Agreement and that any conditions to such modification set forth
      in
      the Servicing Agreement have been satisfied. Furthermore, if the Servicing
      Agreement requires the oversight and monitoring of loss mitigation measures
      with
      respect to the related Mortgage Loans, the Master Servicer will monitor any
      loss
      mitigation procedure or recovery action related to a defaulted Mortgage Loan
      (to
      the extent it receives notice of such from the Servicer) and confirm that such
      loss mitigation procedure or recovery action is initiated, conducted and
      concluded in accordance with any timeframes and any other requirements set
      forth
      in the Servicing Agreement, and the Master Servicer shall notify the Depositor
      in any case in which the Master Servicer believes that the Servicer is not
      complying with such timeframes and/or other requirements.

     

    The
      Trustee shall furnish the Servicer and the Master Servicer, upon written request
      from a servicing officer, with any powers of attorney and other documents in
      form as provided to it necessary or appropriate to enable the Servicer and
      the
      Master Servicer to service and administer the related Mortgage Loans and REO
      Property.

     

    The
      Trustee or the Custodian on its behalf, or the Servicer shall provide access
      to
      the records and documentation in possession of the Trustee or the Custodian
      on
      its behalf, or the Servicer regarding the related Mortgage Loans and REO
      Property and the servicing thereof to the Certificateholders, the FDIC, and
      the
      supervisory agents and examiners of the FDIC, such access being afforded only
      upon reasonable prior written request and during normal business hours at the
      office of the Trustee, the Custodian or the Servicer; provided, however, that,
      unless otherwise required by law, neither the Trustee, the Custodian nor the
      Servicer shall be required to provide access to such records and documentation
      if the provision thereof would violate the legal right to privacy of any
      Mortgagor. The Trustee, the Custodian and the Servicer shall allow
      representatives of the above entities to photocopy any of the records and
      documentation and shall provide equipment for that purpose at a charge that
      covers the Trustee’s, the Custodian’s or the Servicer’s actual
      costs.

     

    The
      Trustee shall execute and deliver to the Servicer and the Master Servicer,
      upon
      such party’s written instruction (which includes the documents to be signed) any
      court pleadings, requests for trustee’s sale or other appropriate documents
      necessary or desirable to (i) the foreclosure or trustee’s sale with respect to
      a Mortgaged Property; (ii) any legal action brought to obtain judgment against
      any Mortgagor on the Mortgage Note or Security Instrument; (iii) obtain a
      deficiency judgment against the Mortgagor; or (iv) enforce any other rights
      or
      remedies provided by the Mortgage Note or Security Instrument or otherwise
      available at law or equity.

     

    Section
      3.02  REMIC-Related
      Covenants. 

     

    For
      as
      long as each REMIC created hereunder shall exist, the Trustee and the Securities
      Administrator shall act in accordance herewith to assure continuing treatment
      of
      such REMIC as a REMIC, and the Trustee and the Securities Administrator shall
      comply with any directions of the Seller, the Servicer or the Master Servicer
      to
      assure such continuing treatment. In particular, the Trustee shall not (except
      as otherwise expressly permitted by this Agreement) (a) sell or permit the
      sale
      of all or any portion of the Mortgage Loans or of any investment of deposits
      in
      an Account without receipt of a REMIC Opinion unless such sale is as a result
      of
      a repurchase of the Mortgage Loans pursuant to this Agreement; (b) other than
      with respect to a substitution pursuant to the Mortgage Loan Purchase Agreement
      or Section 2.02 or Section 2.03 of this Agreement, as applicable, accept any
      contribution to any REMIC after the Startup Day without receipt of a REMIC
      Opinion or (c) acquire any assets for any REMIC other than any REO Property
      after the Startup Day without receipt of a REMIC Opinion.

     

    Section
      3.03  Monitoring
      of Servicer. 

     

    (a)  The
      Master Servicer shall be responsible for reporting to the Trustee and the Seller
      the non-compliance by the Servicer with its duties under the Servicing
      Agreement. In the review of the Servicer’s activities, the Master Servicer may
      rely upon an Officer’s Certificate of the Servicer with regard to such Person’s
      compliance with the terms of the Servicing Agreement. In the event that the
      Master Servicer, in its judgment, determines that the Servicer should be
      terminated in accordance with the Servicing Agreement, or that a notice should
      be sent pursuant to the Servicing Agreement with respect to the occurrence
      of an
      event that, unless cured, would constitute grounds for such termination, the
      Master Servicer shall notify the Seller and the Trustee and the Master Servicer
      shall issue such notice or take such other action as it deems appropriate.
      

     

    (b)  The
      Master Servicer, for the benefit of the Trustee and the Certificateholders,
      shall enforce the obligations of the Servicer under the Servicing Agreement,
      and
      shall, in the event that the Servicer fails to perform its obligations in
      accordance with the Servicing Agreement, subject to the preceding paragraph,
      terminate the rights and obligations of such Person thereunder and act as
      servicer of the related Mortgage Loans or to cause the Trustee to enter into
      a
      new Servicing Agreement with a successor servicer selected by the Master
      Servicer; provided, however, it is understood and acknowledged by the parties
      hereto that there shall be a period of transition (not to exceed 90 days) before
      the actual servicing functions can be fully transferred to such successor
      servicer. In either event, such enforcement, including, without limitation,
      the
      legal prosecution of claims, termination of the Servicing Agreement and the
      pursuit of other appropriate remedies, shall be in such form and carried out
      to
      such an extent and at such time as the Master Servicer in its good faith
      business judgment, would require were it the owner of the related Mortgage
      Loans. The Master Servicer shall pay the costs of such enforcement at its own
      expense, subject to its right of reimbursement pursuant to the provisions of
      the
      Servicing Agreement, provided that the Master Servicer shall not be required
      to
      prosecute or defend any legal action except to the extent that the Master
      Servicer shall have received reasonable indemnity for its costs and expenses
      in
      pursuing such action. 

     

    (c)  To
      the
      extent that the costs and expenses of the Master Servicer or related to any
      termination of a Servicer, or the enforcement or prosecution of related claims,
      rights or remedies or the appointment of a successor servicer or the transfer
      and assumption of servicing by the Master Servicer with respect to the Servicing
      Agreement (including, without limitation, (i) all legal costs and expenses
      and
      all due diligence costs and expenses associated with an evaluation of the
      potential termination of the Servicer as a result of an event of default by
      such
      Person and (ii) all costs and expenses associated with the complete transfer
      of
      servicing, including all servicing files and all servicing data and the
      completion, correction or manipulation of such servicing data as may be required
      by the successor servicer to correct any errors or insufficiencies in the
      servicing data or otherwise to enable the successor service to service the
      Mortgage Loans in accordance with the Servicing Agreement) are not fully and
      timely reimbursed by the terminated Servicer, the Master Servicer shall be
      entitled to reimbursement of such costs and expenses from the Distribution
      Account, pursuant to Section 4.04.

     

    (d)  The
      Master Servicer shall require the Servicer to comply with the remittance
      requirements and other obligations set forth in the Servicing
      Agreement.

     

    (e)  If
      the
      Master Servicer acts as a servicer, it will not assume liability for the
      representations and warranties of the Servicer, if any, that it
      replaces.

     

    Section
      3.04  Fidelity
      Bond. 

     

    The
      Master Servicer, at its expense, shall maintain in effect a blanket fidelity
      bond and an errors and omissions insurance policy, affording coverage with
      respect to all directors, officers, employees and other Persons acting on such
      Master Servicer’s behalf, and covering errors and omissions in the performance
      of the Master Servicer’s obligations hereunder. The errors and omissions
      insurance policy and the fidelity bond shall be in such form and amount
      generally acceptable for entities serving as master servicers or
      trustees.

     

    Section
      3.05  Power
      to
      Act; Procedures. 

     

    The
      Master Servicer shall master service the Mortgage Loans and shall have full
      power and authority, subject to the REMIC Provisions and the provisions of
      Article X hereof, to do any and all things that it may deem necessary or
      desirable in connection with the master servicing and administration of the
      Mortgage Loans, including but not limited to the power and authority (i) to
      execute and deliver, on behalf of the Certificateholders and the Trustee,
      customary consents or waivers and other instruments and documents, (ii) to
      consent to transfers of any Mortgaged Property and assumptions of the Mortgage
      Notes and related Mortgages, (iii) to collect any Insurance Proceeds and
      Liquidation Proceeds, and (iv) to effectuate foreclosure or other conversion
      of
      the ownership of the Mortgaged Property securing any Mortgage Loan, in each
      case, in accordance with the provisions of this Agreement and the Servicing
      Agreement, as applicable; provided, however, that the Master Servicer shall
      not
      (and, consistent with its responsibilities under Section 3.03, shall not
      authorize the Servicer to) knowingly or intentionally take any action, or fail
      to take (or fail to cause to be taken) any action reasonably within its control
      and the scope of duties more specifically set forth herein, that, under the
      REMIC Provisions, if taken or not taken, as the case may be, would cause REMIC
      I, REMIC II, REMIC III or REMIC IV to fail to qualify as a REMIC or result
      in
      the imposition of a tax upon the Trust Fund (including but not limited to the
      tax on prohibited transactions as defined in Section 860F(a)(2) of the Code
      and
      the tax on contributions to a REMIC set forth in Section 860G(d) of the Code)
      unless the Master Servicer has received an Opinion of Counsel (but not at the
      expense of the Master Servicer) to the effect that the contemplated action
      will
      not cause REMIC I, REMIC II, REMIC III or REMIC IV to fail to qualify as a
      REMIC
      or result in the imposition of a tax upon REMIC I, REMIC II, REMIC III or REMIC
      IV as the case may be. The Trustee shall furnish the Master Servicer, upon
      written request from a Servicing Officer, with any powers of attorney empowering
      the Master Servicer or the Servicer to execute and deliver instruments of
      satisfaction or cancellation, or of partial or full release or discharge, and
      to
      foreclose upon or otherwise liquidate Mortgaged Property, and to appeal,
      prosecute or defend in any court action relating to the Mortgage Loans or the
      Mortgaged Property, in accordance with the Servicing Agreement and this
      Agreement, and the Trustee shall execute and deliver such other documents,
      as
      the Master Servicer may request, to enable the Master Servicer to master service
      and administer the Mortgage Loans and carry out its duties hereunder, in each
      case in accordance with Accepted Master Servicing Practices (and the Trustee
      shall have no liability for misuse of any such powers of attorney by the Master
      Servicer or the Servicer). If the Master Servicer or the Trustee has been
      advised that it is likely that the laws of the state in which action is to
      be
      taken prohibit such action if taken in the name of the Trustee or that the
      Trustee would be adversely affected under the “doing business” or tax laws of
      such state if such action is taken in its name, the Master Servicer shall join
      with the Trustee in the appointment of a co-trustee pursuant to Section 9.11
      hereof. In the performance of its duties hereunder, the Master Servicer shall
      be
      an independent contractor and shall not, except in those instances where it
      is
      taking action in the name of the Trust, be deemed to be the agent of the Trust.
      

     

    Section
      3.06  Due-on-Sale
      Clauses; Assumption Agreements. 

     

    To
      the
      extent provided in the Servicing Agreement, to the extent Mortgage Loans contain
      enforceable due-on-sale clauses, the Master Servicer shall cause the Servicer
      to
      enforce such clauses in accordance with the Servicing Agreement. If applicable
      law prohibits the enforcement of a due-on-sale clause or such clause is
      otherwise not enforced in accordance with the Servicing Agreement, and, as
      a
      consequence, a Mortgage Loan is assumed, the original Mortgagor may be released
      from liability in accordance with this Agreement or the Servicing
      Agreement.

     

    Section
      3.07  Release
      of Mortgage Files. 

     

    (a)  Upon
      becoming aware of the payment in full of any Mortgage Loan, or the receipt
      by
      the Servicer of a notification that payment in full has been escrowed in a
      manner customary for such purposes for payment to Certificateholders on the
      next
      Distribution Date, the Servicer will, if required under the Servicing Agreement
      (or if the Servicer does not, the Master Servicer may), promptly furnish to
      the
      Custodian, on behalf of the Trustee, two copies of a certification substantially
      in the form of Exhibit G (or as otherwise provided in the Custodial Agreement)
      hereto signed by a Servicing Officer or in a mutually agreeable electronic
      format which will, in lieu of a signature on its face, originate from a
      Servicing Officer (which certification shall include a statement to the effect
      that all amounts received in connection with such payment that are required
      to
      be deposited in the Protected Account maintained by the Servicer pursuant to
      Article IV or pursuant to the Servicing Agreement have been or will be so
      deposited) and shall request that the Custodian, on behalf of the Trustee,
      deliver to the Servicer the related Mortgage File. Upon receipt of such
      certification and request, the Custodian, on behalf of the Trustee, shall
      promptly release the related Mortgage File to the Servicer and the Trustee
      and
      Custodian shall have no further responsibility with regard to such Mortgage
      File. Upon any such payment in full, the Servicer is authorized, to give, as
      agent for the Trustee, as the mortgagee under the Mortgage that secured the
      Mortgage Loan, an instrument of satisfaction (or assignment of mortgage without
      recourse, representation or warranty) regarding the Mortgaged Property subject
      to the Mortgage, which instrument of satisfaction or assignment, as the case
      may
      be, shall be delivered to the Person or Persons entitled thereto against receipt
      therefor of such payment, it being understood and agreed that no expenses
      incurred in connection with such instrument of satisfaction or assignment,
      as
      the case may be, shall be chargeable to the Protected Account.

     

    (b)  From
      time
      to time and as appropriate for the servicing or foreclosure of any Mortgage
      Loan
      and in accordance with this Agreement or the Servicing Agreement, upon written
      instruction from such Servicer or the Master Servicer, the Trustee shall execute
      such documents as shall be prepared and furnished to the Trustee by the Servicer
      or the Master Servicer (in form reasonably acceptable to the Trustee) and as
      are
      necessary to the prosecution of any such proceedings. The Custodian, on behalf
      of the Trustee, shall, upon the request of the the Servicer or the Master
      Servicer, and delivery to the Custodian, on behalf of the Trustee, of two copies
      of a Request For Release signed by a Servicing Officer substantially in the
      form
      of Exhibit G (or in a mutually agreeable electronic format which will, in lieu
      of a signature on its face, originate from a Servicing Officer), release the
      related Mortgage File held in its possession or control to the Servicer or
      the
      Master Servicer, as applicable. Such trust receipt shall obligate the Servicer
      or the Master Servicer to return the Mortgage File to the Custodian on behalf
      of
      the Trustee, when the need therefor by such Person no longer exists unless
      the
      Mortgage Loan shall be liquidated, in which case, upon receipt of a certificate
      of a Servicing Officer similar to that hereinabove specified, the Mortgage
      File
      shall be released by the Custodian, on behalf of the Trustee, to the Servicer
      or
      the Master Servicer.

     

    Section
      3.08  Documents,
      Records and Funds in Possession of Master Servicer and Servicer To Be Held
      for
      Trustee. 

     

    (a)  The
      Master Servicer shall transmit and the Servicer (to the extent required by
      this
      Agreement or the Servicing Agreement) shall transmit to the Trustee or Custodian
      such documents and instruments coming into the possession of such Person from
      time to time as are required by the terms hereof, or in the case of the
      Servicer, the Servicing Agreement, to be delivered to the Trustee or Custodian.
      Any funds received by the Master Servicer or by the Servicer in respect of
      any
      Mortgage Loan or which otherwise are collected by the Master Servicer or by
      the
      Servicer as Liquidation Proceeds or Insurance Proceeds in respect of any
      Mortgage Loan shall be held for the benefit of the Trustee and the
      Certificateholders subject to the Securities Administrator’s right to retain or
      withdraw from the Distribution Account, the Master Servicing Compensation and
      other amounts provided in this Agreement, and to the right of the Servicer
      to
      retain its Servicing Fee and other amounts as provided in the Servicing
      Agreement. The Master Servicer and the Servicer shall provide access to
      information and documentation regarding the Mortgage Loans to the Trustee and,
      regarding the Mortgage Loans and their respective agents and accountants at
      any
      time upon reasonable request and during normal business hours, and to
      Certificateholders that are savings and loan associations, banks or insurance
      companies, the Office of Thrift Supervision, the FDIC and the supervisory agents
      and examiners of such Office and Corporation or examiners of any other federal
      or state banking or insurance regulatory authority if so required by applicable
      regulations of the Office of Thrift Supervision or other regulatory authority,
      such access to be afforded without charge but only upon reasonable request
      in
      writing and during normal business hours at the offices of the Master Servicer
      designated by it. In fulfilling such a request the Master Servicer shall not
      be
      responsible for determining the sufficiency of such information.

     

    (b)  All
      Mortgage Files and funds collected or held by, or under the control of, the
      Master Servicer, in respect of any Mortgage Loans, whether from the collection
      of principal and interest payments or from Liquidation Proceeds or Insurance
      Proceeds, shall be held by the Master Servicer for and on behalf of the Trustee
      and the Certificateholders and shall be and remain the sole and exclusive
      property of the Trustee; provided, however, that the Master Servicer and the
      Servicer shall be entitled to setoff against, and deduct from, any such funds
      any amounts that are properly due and payable to the Master Servicer or the
      Servicer under this Agreement or the Servicing Agreement.

     

    Section
      3.09  Standard
      Hazard Insurance and Flood Insurance Policies. 

     

    (a)  For
      each
      Mortgage Loan, the Master Servicer shall enforce any obligation of the Servicer
      under the Servicing Agreement to maintain or cause to be maintained standard
      fire and casualty insurance and, where applicable, flood insurance, all in
      accordance with the provisions of this Agreement or the Servicing Agreement.
      It
      is understood and agreed that such insurance shall be with insurers meeting
      the
      eligibility requirements set forth in the Servicing Agreement and that no
      earthquake or other additional insurance is to be required of any Mortgagor
      or
      to be maintained on property acquired in respect of a defaulted loan, other
      than
      pursuant to such applicable laws and regulations as shall at any time be in
      force and as shall require such additional insurance.

     

    (b)  Pursuant
      to Section 4.01, any amounts collected by the Servicer or the Master Servicer,
      or by any servicer, under any insurance policies (other than amounts to be
      applied to the restoration or repair of the property subject to the related
      Mortgage or released to the Mortgagor in accordance with the Servicing
      Agreement) shall be deposited by the Servicer or the Master Servicer into the
      Distribution Account, subject to withdrawal pursuant to Section 4.02. Any cost
      incurred by the Master Servicer or the Servicer in maintaining any such
      insurance if the Mortgagor defaults in its obligation to do so shall be added
      to
      the amount owing under the Mortgage Loan where the terms of the Mortgage Loan
      so
      permit; provided, however, that the addition of any such cost shall not be
      taken
      into account for purposes of calculating the distributions to be made to
      Certificateholders and shall be recoverable by the Master Servicer or the
      Servicer pursuant to Section 4.02.

     

    Section
      3.10  Presentment
      of Claims and Collection of Proceeds. 

     

    The
      Master Servicer shall (to the extent provided in this Agreement and the
      Servicing Agreement) cause the Servicer to, prepare and present on behalf of
      the
      Trustee and the Certificateholders all claims under the Insurance Policies
      and
      take such actions (including the negotiation, settlement, compromise or
      enforcement of the insured’s claim) as shall be necessary to realize recovery
      under such policies. Any proceeds disbursed to the Master Servicer (or disbursed
      to the Servicer and remitted to the Master Servicer) in respect of such
      policies, bonds or contracts shall be promptly deposited in the Distribution
      Account upon receipt, except that any amounts realized that are to be applied
      to
      the repair or restoration of the related Mortgaged Property as a condition
      precedent to the presentation of claims on the related Mortgage Loan to the
      insurer under any applicable Insurance Policy need not be so deposited (or
      remitted).

     

    Section
      3.11  Maintenance
      of the Primary Mortgage Insurance Policies. 

     

    (a)  The
      Master Servicer shall not take, or authorize the Servicer (to the extent such
      action is prohibited under the Servicing Agreement) to take, any action that
      would result in noncoverage under any applicable Primary Mortgage Insurance
      Policy of any loss which, but for the actions of the Master Servicer or the
      Servicer, would have been covered thereunder. The Master Servicer shall use
      its
      best reasonable efforts to cause the Servicer (to the extent required under
      the
      Servicing Agreement) to keep in force and effect (to the extent that the
      Mortgage Loan requires the Mortgagor to maintain such insurance), primary
      mortgage insurance applicable to each Mortgage Loan (including any LPMI Policy)
      in accordance with the provisions of the Servicing Agreement, as applicable.
      The
      Master Servicer shall not, and shall not authorize the Servicer (to the extent
      required under the Servicing Agreement) to, cancel or refuse to renew any such
      Primary Mortgage Insurance Policy that is in effect at the date of the initial
      issuance of the Mortgage Note and is required to be kept in force hereunder
      except in accordance with the provisions of this Agreement and the Servicing
      Agreement, as applicable.

     

    (b)  The
      Master Servicer agrees to cause the Servicer (to the extent required under
      the
      Servicing Agreement) to present, on behalf of the Trustee and the
      Certificateholders, claims to the insurer under any Primary Mortgage Insurance
      Policies and, in this regard, to take such reasonable action as shall be
      necessary to permit recovery under any Primary Mortgage Insurance Policies
      respecting defaulted Mortgage Loans. Pursuant to Sections 4.01 and 4.02, any
      amounts collected by the Master Servicer or Servicer under any Primary Mortgage
      Insurance Policies shall be deposited by the Securities Administrator in the
      Distribution Account.

     

    Section
      3.12  Trustee
      to Retain Possession of Certain Insurance Policies and Documents. 

     

    The
      Trustee (or the Custodian, as directed by the Trustee), shall retain possession
      and custody of the originals (to the extent available) of any Primary Mortgage
      Insurance Policies, or certificate of insurance if applicable, and any
      certificates of renewal as to the foregoing as may be issued from time to time
      as contemplated by this Agreement. Until all amounts distributable in respect
      of
      the Certificates have been distributed in full and the Master Servicer otherwise
      has fulfilled its obligations under this Agreement, the Trustee (or its
      Custodian, if any, as directed by the Trustee) shall also retain possession
      and
      custody of each Mortgage File in accordance with and subject to the terms and
      conditions of this Agreement. The Master Servicer shall promptly deliver or
      cause to be delivered to the Trustee (or the Custodian, as directed by the
      Trustee), upon the execution or receipt thereof the originals of any Primary
      Mortgage Insurance Policies, any certificates of renewal, and such other
      documents or instruments that constitute portions of the Mortgage File that
      come
      into the possession of the Master Servicer from time to time.

     

    Section
      3.13  Realization
      Upon Defaulted Mortgage Loans. 

     

    The
      Master Servicer shall cause the Servicer (to the extent required under the
      Servicing Agreement) to foreclose upon, repossess or otherwise comparably
      convert the ownership of Mortgaged Properties securing such of the Mortgage
      Loans as come into and continue in default and as to which no satisfactory
      arrangements can be made for collection of delinquent payments, all in
      accordance with the Servicing Agreement.

     

    Section
      3.14  Compensation
      for the Master Servicer. 

     

    The
      Master Servicer will be entitled to receive the Master Servicing Fee as
      compensation for its activities under this Agreement; provided, that the
      aggregate Master Servicing Fee with respect to any Distribution Date shall
      be
      reduced by an amount equal to the Compensating Interest payable by the Master
      Servicer for such Distribution Date pursuant to Section 5.02 hereof. The Master
      Servicer will also be entitled to all income and gain realized from any
      investment of funds in the Distribution Account for the performance of its
      activities hereunder. The Master Servicer shall be required to pay all expenses
      incurred by it in connection with its activities hereunder and shall not be
      entitled to reimbursement therefor except as provided in this
      Agreement.

     

    Section
      3.15  REO
      Property. 

     

    (a)  In
      the
      event the Trust Fund acquires ownership of any REO Property in respect of any
      related Mortgage Loan, the deed or certificate of sale shall be issued to the
      Trustee, or to its nominee, on behalf of the related Certificateholders. The
      Master Servicer shall, to the extent provided in the Servicing Agreement, cause
      the Servicer to sell any REO Property as expeditiously as possible and in
      accordance with the provisions of the Servicing Agreement, as applicable.
      Pursuant to such efforts to sell such REO Property, the Master Servicer shall
      cause the Servicer to protect and conserve, such REO Property in the manner
      and
      to the extent required by the Servicing Agreement, in accordance with the REMIC
      Provisions and in a manner that does not result in a tax on “net income from
      foreclosure property” or cause such REO Property to fail to qualify as
“foreclosure property” within the meaning of Section 860G(a)(8) of the
      Code.

     

    (b)  The
      Master Servicer shall, to the extent required by the Servicing Agreement, cause
      the Servicer to deposit all funds collected and received in connection with
      the
      operation of any REO Property in the Protected Account.

     

    (c)  The
      Master Servicer and the Servicer, upon the final disposition of any REO
      Property, shall be entitled to reimbursement for any related unreimbursed
      Advances and other unreimbursed advances as well as any unpaid Servicing Fees
      from Liquidation Proceeds received in connection with the final disposition
      of
      such REO Property; provided, that any such unreimbursed Monthly Advances as
      well
      as any unpaid Servicing Fees may be reimbursed or paid, as the case may be,
      prior to final disposition, out of any net rental income or other net amounts
      derived from such REO Property.

     

    (d)  To
      the
      extent provided in the Servicing Agreement, the Liquidation Proceeds from the
      final disposition of the REO Property, net of any payment to the Master Servicer
      and the Servicer as provided above shall be deposited in the Protected Account
      on the next succeeding Business Day following receipt thereof and be remitted
      by
      wire transfer in immediately available funds to the Securities Administrator
      for
      deposit into the related Distribution Account on the next succeeding Remittance
      Date.

     

    Section
      3.16  Annual
      Statement as to Compliance. 

     

    The
      Master Servicer and the Securities Administrator shall deliver (or otherwise
      make available) to the Depositor and the Securities Administrator not later
      than
      March 15th
      of each
      calendar year beginning in 2007, an Officer’s Certificate (an “Annual Statement
      of Compliance”) stating, as to each signatory thereof, that (i) a review of the
      activities of each such party during the preceding calendar year and of its
      performance under this Agreement or other applicable servicing agreement has
      been made under such officer’s supervision and (ii) to the best of such
      officer’s knowledge, based on such review, such party has fulfilled all of its
      obligations under this Agreement or other applicable servicing agreement in
      all
      material respects throughout such year, or, if there has been a failure to
      fulfill any such obligation in any material respect, specifying each such
      failure known to such officer and the nature and status of the cure provisions
      thereof. Such Annual Statement of Compliance shall contain no restrictions
      or
      limitations on its use. The Master Servicer shall enforce the obligations of
      the
      Servicer, to the extent set forth in the Servicing Agreement, to deliver a
      similar Annual Statement of Compliance by the Servicer to the Depositor and
      the
      Securities Administrator as described above as and when required with respect
      to
      the Master Servicer. In the event that certain servicing responsibilities with
      respect to any Mortgage Loan have been delegated by the Master Servicer, the
      Securities Administrator or the Servicer to a subservicer or subcontractor,
      each
      such entity shall cause such subservicer or subcontractor (and with respect
      to
      the Servicer, the Master Servicer shall enforce the obligation of the Servicer
      to the extent required under the Servicing Agreement) to deliver a similar
      Annual Statement of Compliance by such subservicer or subcontractor to the
      Depositor and the Securities Administrator as described above as and when
      required with respect to the Master Servicer or the Servicer (as the case may
      be).

     

    Failure
      of the Master Servicer to comply with this Section 3.16 (including with respect
      to the timeframes required herein) shall be deemed an Event of Default, and
      at
      the written direction of the Depositor the Trustee shall, in addition to
      whatever rights the Trustee may have under this Agreement and at law or equity
      or to damages, including injunctive relief and specific performance, upon notice
      immediately terminate all of the rights and obligations of the Master Servicer
      under this Agreement and in and to the Mortgage Loans and the proceeds thereof
      without compensating the Master Servicer for the same. Failure of the Securities
      Administrator to comply with this Section 3.16 (including with respect to the
      timeframes required in this Section) which failure results in a failure to
      timely file the related Form 10-K, shall be deemed a default and the Trustee
      at
      the written direction of the Depositor shall, in addition to whatever rights
      the
      Trustee may have under this Agreement and at law or equity or to damages,
      including injunctive relief and specific performance, upon notice immediately
      terminate all of the rights and obligations of the Securities Administrator
      under this Agreement and in and to the Mortgage Loans and the proceeds thereof
      without compensating the Securities Administrator for the same. This paragraph
      shall supersede any other provision in this Agreement or any other agreement
      to
      the contrary.

     

    In
      the event the Master Servicer, the Securities Administrator or any subservicer
      or subcontractor engaged by either such party is terminated or resigns pursuant
      to the terms of this Agreement, or any other applicable agreement in the case
      of
      a subservicer or subcontractor, as the case may be, such party shall provide
      an
      Annual Statement of Compliance pursuant to this Section 3.16 or to the related
      section of such other applicable agreement, as the case may be, as to the
      performance of its obligations with respect to the period of time it was subject
      to this Agreement or any other applicable agreement, as the case may be
      notwithstanding any such termination or resignation.

     

    Section
      3.17  Assessments
      of Compliance and Attestation Reports. 

     

    Pursuant
      to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation
      AB,
      each of the Master Servicer, the Securities Administrator and the Custodian
      (to
      the extent set forth in this Section) (each, an “Attesting Party”) shall deliver
      (or otherwise make available) to the Master Servicer, the Securities
      Administrator and the Depositor on or before March 15th
      of each
      calendar year beginning in 2007, a report regarding such Attesting Party’s
      assessment of compliance (an “Assessment of Compliance”) with the Servicing
      Criteria during the preceding calendar year. The Assessment of Compliance,
      as
      set forth in Regulation AB, must contain the following:

     

    (a)  A
      statement by an authorized officer of such Attesting Party of its authority
      and
      responsibility for assessing compliance with the Servicing Criteria applicable
      to the related Attesting Party;

     

    (b)  A
      statement by an authorized officer that such Attesting Party used the Servicing
      Criteria attached as Exhibit N hereto, and which will also be attached to the
      Assessment of Compliance, to assess compliance with the Servicing Criteria
      applicable to the related Attesting Party;

     

    (c)  An
      assessment by such officer of the related Attesting Party’s compliance with the
      applicable Servicing Criteria for the period consisting of the preceding
      calendar year, including disclosure of any material instance of noncompliance
      with respect thereto during such period, which assessment shall be based on
      the
      activities such Attesting Party performs with respect to asset-backed securities
      transactions taken as a whole involving the related Attesting Party, that are
      backed by the same asset type as the Mortgage Loans;

     

    (d)  A
      statement that a registered public accounting firm has issued an attestation
      report on the related Attesting Party’s Assessment of Compliance for the period
      consisting of the preceding calendar year; and

     

    (e)  A
      statement as to which of the Servicing Criteria, if any, are not applicable
      to
the
      related Attesting
      Party, which statement shall be based on the activities such Attesting Party
      performs with respect to asset-backed securities transactions taken as a whole
      involving such Attesting Party, that are backed by the same asset type as the
      Mortgage Loans.

     

    Such
      report at a minimum shall address each of the Servicing Criteria specified
      on
      Exhibit N hereto which are indicated as applicable to the related Attesting
      Party.

     

    On
      or
      before March 15th
      of each
      calendar year beginning in 2007, each Attesting Party shall furnish to the
      Master Servicer, the Depositor and the Securities Administrator a report (an
      “Attestation Report”) by a registered public accounting firm that attests to,
      and reports on, the Assessment of Compliance made by the related Attesting
      Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item
      1122(b) of Regulation AB, which Attestation Report must be made in accordance
      with standards for attestation reports issued or adopted by the Public Company
      Accounting Oversight Board. 

     

    The
      Master Servicer shall enforce the obligation of the Servicer to deliver to
      the
      Securities Administrator, the Master Servicer and the Depositor an Assessment
      of
      Compliance and Attestation Report as and when provided in the Servicing
      Agreement. Each of the Master Servicer and the Securities Administrator shall
      cause, and the Master Servicer shall enforce the obligation (as and when
      provided in the Servicing Agreement) of the Servicer to cause, any subservicer
      and each subcontractor (to the extent such subcontractor is determined by the
      Master Servicer or the Securities Administrator, as applicable, to be
“participating in the servicing function” within the meaning of Item 1122 of
      Regulation AB) that is engaged by the Servicer, the Master Servicer or the
      Securities Administrator, as applicable, to deliver to the Securities
      Administrator, the Master Servicer and the Depositor an Assessment of Compliance
      and Attestation Report as and when provided above. Such Assessment of
      Compliance, as to any subservicer or subcontractor, shall at a minimum address
      the applicable Servicing Criteria specified on Exhibit N hereto which are
      indicated as applicable to any “primary servicer” to the extent such subservicer
      or subcontractor is performing any servicing function for the party who engages
      it and to the extent such party is not itself addressing the Servicing Criteria
      related to such servicing function in its own Assessment of Compliance. The
      Securities Administrator shall confirm that each of the Assessments of
      Compliance delivered to it, taken as a whole, address all of the Servicing
      Criteria and taken individually address the Servicing Criteria for each party
      as
      set forth in Exhibit N and notify the Depositor of any exceptions.
      Notwithstanding the foregoing, as to any subcontractor, an Assessment of
      Compliance is not required to be delivered unless it is required as part of
      a
      Form 10-K with respect to the Trust Fund.

     

    The
      Custodian shall deliver to the Master Servicer, the Securities Administrator
      and
      the Depositor an Assessment of Compliance and Attestation Report, as and when
      provided above, which shall at a minimum address each of the Servicing Criteria
      specified on Exhibit N hereto which are indicated as applicable to a
“custodian”. Notwithstanding the foregoing, an Assessment of Compliance or
      Attestation Report is not required to be delivered by any Custodian unless
      it is
      required as part of a Form 10-K with respect to the Trust Fund.

     

    Failure
      of the Master Servicer to comply with this Section 3.17 (including with respect
      to the timeframes required herein) shall
      constitute an
      Event
      of Default, and at the written direction of the Depositor the Trustee shall,
      in
      addition to whatever rights the Trustee may have under this Agreement and at
      law
      or equity or to damages, including injunctive relief and specific performance,
      upon notice immediately terminate all of the rights and obligations of the
      Master Servicer under this Agreement and in and to the Mortgage Loans and the
      proceeds thereof without compensating the Master Servicer for the same (but
      subject to the Master Servicer’s rights to payment of any Master Servicing
      Compensation and reimbursement of all amounts for which it is entitled to be
      reimbursed prior to the date of termination). Failure of the Securities
      Administrator to comply with this Section 3.17 (including with respect to the
      timeframes required in this Section) which failure results in a failure to
      timely file the related Form 10-K, shall constitute a default and at the written
      direction of the Depositor the Trustee shall, in addition to whatever rights
      the
      Trustee may have under this Agreement and at law or equity or to damages,
      including injunctive relief and specific performance, upon notice immediately
      terminate all of the rights and obligations of the Securities Administrator
      under this Agreement and in and to the Mortgage Loans and the proceeds thereof
      without compensating the Securities Administrator for the same (but subject
      to
      the Securities Administrator’s right to reimbursement of all amounts for which
      it is entitled to be reimbursed prior to the date of termination). This
      paragraph shall supersede any other provision in this Agreement or any other
      agreement to the contrary.

     

    In
      the event the Master Servicer, the Custodian, the Securities Administrator,
      the
      Servicer, or any subservicer or subcontractor engaged by any such party is
      terminated, assigns its rights and obligations under, or resigns pursuant to,
      the terms of this Agreement, the Custodial Agreement, or any other applicable
      agreement in the case of a subservicer or subcontractor, as the case may be,
      such party shall provide an Assessment of Compliance with respect to the period
      of time it was subject to this Agreement or any other applicable agreement
      and
      cause to be provided an Attestation Report pursuant to this Section 3.17 or
      to
      the related section of such other applicable agreement, as the case may be,
      notwithstanding any such termination, assignment or resignation.

     

    Section
      3.18  Reports
      Filed with Securities and Exchange Commission. 

     

    (a)  (i)
      (A)
      Within
      15 days after each Distribution Date, the Securities Administrator shall, in
      accordance with industry standards, prepare and file with the Commission via
      the
      Electronic Data Gathering and Retrieval System (“EDGAR”), a Distribution Report
      on Form 10-D, signed by the Master Servicer, with a copy of the Monthly
      Statement to be furnished by the Securities Administrator to the
      Certificateholders for such Distribution Date; provided that, the Securities
      Administrator shall have received no later than five (5) calendar days after
      the
      related Distribution Date, all information required to be provided to the
      Securities Administrator as described in clause (a)(iv) below. Any disclosure
      that is in addition to the Monthly Statement and that is required to be included
      on Form 10-D (“Additional Form 10-D Disclosure”) shall
      be,
      pursuant to the paragraph immediately below, reported by the parties set forth
      on Exhibit O to the Securities Administrator and the Depositor and approved
      for
      inclusion by the Depositor, and the Securities Administrator will have no duty
      or liability for any failure hereunder to determine or prepare any Additional
      Form 10-D Disclosure absent such reporting (other than in the case where the
      Securities Administrator is the reporting party as set forth in Exhibit O)
      and
      approval.

     

    (B)  Within
      five (5) calendar days after the related Distribution Date, (i) the parties
      set
      forth in Exhibit O shall be required to provide, and the Master Servicer shall
      enforce the obligation of the Servicer (to the extent provided in the Servicing
      Agreement) to provide, pursuant to Section 3.18(a)(iv) below, to the Securities
      Administrator and the Depositor, to the extent known by a responsible officer
      thereof, in EDGAR-compatible format, or in such other form as otherwise agreed
      upon by the Securities Administrator and the Depositor and such party, the
      form
      and substance of any Additional Form 10-D Disclosure, if applicable, and (ii)
      the Depositor will approve, as to form and substance, or disapprove, as the
      case
      may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D.
      The
      Depositor shall be responsible for any reasonable fees and expenses assessed
      or
      incurred by the Securities Administrator in connection with including any
      Additional Form 10-D Disclosure on Form 10-D pursuant to this
      Section.

     

    (C)  After
      preparing the Form 10-D, the Securities Administrator shall forward
      electronically a copy of the Form 10-D to the Depositor (in the case of any
      Additional 10-D Disclosure and otherwise if requested by the Depositor) and
      the
      Master Servicer for review. Within
      two Business Days after receipt of such copy, but no later than the 12th
      calendar day after the Distribution Date (provided that, the Securities
      Administrator forwards a copy of the Form 10-D no later than the 10th
      calendar
      after the Distribution Date), the Depositor shall notify the Securities
      Administrator in writing (which may be furnished electronically) of any changes
      to or approval of such Form 10-D. In the absence of receipt of any written
      changes or approval, the Securities Administrator shall be entitled to assume
      that such Form 10-D is in final form and the Securities Administrator may
      proceed with the execution and filing of the Form 10-D. No later than the 13th
      calendar day after the related Distribution Date, a duly authorized officer
      of
      the Master Servicer shall sign the Form 10-D and, in the case where the Master
      Servicer and the Securities Administrator are not affiliated, return an
      electronic or fax copy of such signed Form 10-D (with an original executed
      hard
      copy to follow by overnight mail) to the Securities Administrator. If a Form
      10-D cannot be filed on time or if a previously filed Form 10-D needs to be
      amended, the Securities Administrator shall follow the procedures set forth
      in
      Section 3.18(a)(v)(B). Promptly (but no later than one (1) Business Day) after
      filing with the Commission, the Securities Administrator shall make available
      on
      its internet website identified in Section 5.06 a final executed copy of each
      Form 10-D filed by the Securities Administrator. The signing party at the Master
      Servicer can be contacted as set forth in Section 11.05. Form 10-D requires
      the
      registrant to indicate (by checking “yes” or “no”) that it (1) has filed all
      reports required to be filed by Section 13 or 15(d) of the Exchange Act during
      the preceding 12 months (or for such shorter period that the registrant was
      required to file such reports), and (2) has been subject to such filing
      requirements for the past 90 days. The Depositor shall notify the Securities
      Administrator in writing, no later than the fifth calendar day after the related
      Distribution Date with respect to the filing of a report on Form 10-D if the
      answer to the questions should be “no”. The Securities Administrator shall be
      entitled to rely on the representations in Section 2.04(vi) and in any such
      notice in preparing, executing and/or filing any such report. The parties to
      this Agreement acknowledge that the performance by the Master Servicer and
      the
      Securities Administrator of their respective duties under Sections 3.18(a)(i)
      and (v) related to the timely preparation, execution and filing of Form 10-D
      is
      contingent upon such parties strictly observing all applicable deadlines in
      the
      performance of their duties under such Sections. Neither the Master Servicer
      nor
      the Securities Administrator shall have any liability for any loss, expense,
      damage, claim arising out of or with respect to any failure to properly prepare,
      execute and/or timely file such Form 10-D, where such failure results from
      a
      party’s failure to deliver, on a timely basis, any information from such party
      needed to prepare, arrange for execution or file such Form 10-D, not resulting
      from its own negligence, bad faith or willful misconduct. 

     

    (ii)  (A)
      Within four (4) Business Days after the occurrence of an event requiring
      disclosure on Form 8-K (each such event, a “Reportable Event”), the Securities
      Administrator shall prepare and file, at the direction of the Depositor, on
      behalf of the Trust, any Form 8-K, as required by the Exchange Act; provided
      that, the Depositor shall file the initial Form 8-K in connection with the
      issuance of the Certificates. Any disclosure or information related to a
      Reportable Event or that is otherwise required to be included on Form 8-K (“Form
      8-K Disclosure Information”) shall be, pursuant to the paragraph immediately
      below, reported by the parties set forth on Exhibit O to the Securities
      Administrator and the Depositor and approved for inclusion by the Depositor,
      and
      the Securities Administrator will have no duty or liability for any failure
      hereunder to determine or prepare any Form 8-K Disclosure Information absent
      such reporting (other than in the case where the Securities Administrator is
      the
      reporting party as set forth in Exhibit O) and approval.

     

    (B)  For
      so
      long as the Trust is subject to the Exchange Act reporting requirements, no
      later than the close of business on the second Business Day after the occurrence
      of a Reportable Event (i) the parties set forth in Exhibit O shall be required
      pursuant to Section 3.18(a)(iv) below to provide, and the Master Servicer shall
      enforce the obligation of the Servicer (to the extent provided in the Servicing
      Agreement) to provide, to the Securities Administrator and the Depositor, to
      the
      extent known by a responsible officer thereof, in EDGAR-compatible format,
      or in
      such other form as otherwise agreed upon by the Securities Administrator and
      the
      Depositor and such party, the form and substance of any Form 8-K Disclosure
      Information, if applicable, and (ii) the Depositor shall approve, as to form
      and
      substance, or disapprove, as the case may be, the inclusion of the Form 8-K
      Disclosure Information on Form 8-K. The Depositor shall be responsible for
      any
      reasonable fees and expenses assessed or incurred by the Securities
      Administrator in connection with including any Form 8-K Disclosure Information
      on Form 8-K pursuant to this Section. 

     

    (C)  After
      preparing the Form 8-K, the Securities Administrator shall forward
      electronically a copy of the Form 8-K to the Depositor and the Master Servicer
      for review. No later than the close of business New York City time on the third
      Business Day after the Reportable Event, or in the case where the Master
      Servicer and Securities Administrator are affiliated, no later than noon New
      York City time on the fourth Business Day after the Reportable Event, a duly
      authorized officer of the Master Servicer shall sign the Form 8-K and, in the
      case where the Master Servicer and the Securities Administrator are not
      affiliated, return an electronic or fax copy of such signed Form 8-K (with
      an
      original executed hard copy to follow by overnight mail) to the Securities
      Administrator. Promptly, but no later than the close of business on the 3rd
      Business Day after the Reportable Event (provided that, the Securities
      Administrator forwards a copy of the Form 8-K no later than noon New York time
      on the third Business Day after the Reportable Event), the Depositor shall
      notify the Securities Administrator in writing (which may be furnished
      electronically) of any changes to or approval of such Form 8-K. In the absence
      of receipt of any written changes or approval, the Securities Administrator
      shall be entitled to assume that such Form 8-K is in final form and the
      Securities Administrator may proceed with the execution and filing of the Form
      8-K. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K
      needs to be amended, the Securities Administrator shall follow the procedures
      set forth in Section 3.18(a)(v)(B). Promptly (but no later than one (1) Business
      Day) after filing with the Commission, the Securities Administrator shall,
      make
      available on its internet website a final executed copy of each Form 8-K filed
      by the Securities Administrator. The signing party at the Master Servicer can
      be
      contacted as set forth in Section 11.05. The parties to this Agreement
      acknowledge that the performance by Master Servicer and the Securities
      Administrator of their respective duties under this Section 3.18(a)(ii) related
      to the timely preparation, execution and filing of Form 8-K is contingent upon
      such parties strictly observing all applicable deadlines in the performance
      of
      their duties under this Section 3.18(a)(ii). Neither the Master Servicer nor
      the
      Securities Administrator shall have any liability for any loss, expense, damage,
      claim arising out of or with respect to any failure to properly prepare, execute
      and/or timely file such Form 8-K, where such failure results from a party’s
      failure to deliver, on a timely basis, any information from such party needed
      to
      prepare, arrange for execution or file such Form 8-K, not resulting from its
      own
      negligence, bad faith or willful misconduct.

     

    (iii)  (A)
      Within 90 days after the end of each fiscal year of the Trust or such earlier
      date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it
      being understood that the fiscal year for the Trust ends on December 31st of
      each year), commencing in March 2007, the Securities Administrator shall prepare
      and file on behalf of the Trust a Form 10-K, in form and substance as required
      by the Exchange Act. Each such Form 10-K shall include the following items,
      in
      each case to the extent they have been delivered to the Securities Administrator
      within the applicable time frames set forth in this Agreement, (I) an annual
      compliance statement for the Master Servicer, the Servicer, the Securities
      Administrator and any subservicer or subcontractor, as applicable, as described
      under Section 3.16, (II)(A) the annual reports on assessment of compliance
      with
      Servicing Criteria for the Servicer, the Master Servicer, each subservicer
      and
      subcontractor participating in the servicing function, the Securities
      Administrator and the Custodian, as described under Section 3.17, and (B) if
      any
      such report on assessment of compliance with Servicing Criteria described under
      Section 3.17 identifies any material instance of noncompliance, disclosure
      identifying such instance of noncompliance, or if any such report on assessment
      of compliance with Servicing Criteria described under Section 3.17 is not
      included as an exhibit to such Form 10-K, disclosure that such report is not
      included and an explanation why such report is not included, (III)(A) the
      registered public accounting firm attestation report for the Servicer, the
      Master Servicer, the Securities Administrator, each subservicer, each
      subcontractor, as applicable, and the Custodian, as described under Section
      3.17, and (B) if any registered public accounting firm attestation report
      described under Section 3.17 identifies any material instance of noncompliance,
      disclosure identifying such instance of noncompliance, or if any such registered
      public accounting firm attestation report is not included as an exhibit to
      such
      Form 10-K, disclosure that such report is not included and an explanation why
      such report is not included, and (IV) a Sarbanes-Oxley Certification as
      described in Section 3.18(a)(iii)(D) below (provided, however, that the
      Securities Administrator, at its discretion, may omit from the Form 10-K any
      annual compliance statement, assessment of compliance or attestation report
      that
      is not required to be filed with such Form 10-K pursuant to Regulation AB).
      Any
      disclosure or information in addition to (I) through (IV) above that is required
      to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be,
      pursuant to the paragraph immediately below, reported by the parties set forth
      on Exhibit O to the Securities Administrator and the Depositor and approved
      for
      inclusion by the Depositor, and the Securities Administrator will have no duty
      or liability for any failure hereunder to determine or prepare any Additional
      Form 10-K Disclosure absent such reporting (other than in the case where the
      Securities Administrator is the reporting party as set forth in Exhibit O)
      and
      approval.

     

    (B)  No
      later
      than March 15th
      of each
      year that the Trust is subject to the Exchange Act reporting requirements,
      commencing in 2007, (i) the parties set forth in Exhibit O shall be required
      to
      provide, and the Master Servicer shall enforce the obligation of the Servicer
      (to the extent provided in the Servicing Agreement) to provide, pursuant to
      Section 3.18(a)(iv) below to the Securities Administrator and the Depositor,
      to
      the extent known by a responsible officer thereof, in EDGAR-compatible format,
      or in such other form as otherwise agreed upon by the Securities Administrator
      and the Depositor and such party, the form and substance of any Additional
      Form
      10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to
      form
      and substance, or disapprove, as the case may be, the inclusion of the
      Additional Form 10-K Disclosure on Form 10-K. The Depositor shall be responsible
      for any reasonable fees and expenses assessed or incurred by the Securities
      Administrator in connection with including any Additional Form 10-K Disclosure
      on Form 10-K pursuant to this Section.

     

    (C)  After
      preparing the Form 10-K, the Securities Administrator shall forward
      electronically a copy of the Form 10-K to the Depositor (only in the case where
      such Form 10-K includes Additional Form 10-K Disclosure and otherwise if
      requested by the Depositor) and the Master Servicer for review. Within three
      Business Days after receipt of such copy, but no later than March 25th
      (provided that, the Securities Administrator forwards a copy of the Form 10-K
      no
      later than the third Business Day prior to March 25th), the Depositor shall
      notify the Securities Administrator in writing (which may be furnished
      electronically) of any changes to or approval of such Form 10-K. In the absence
      of receipt of any written changes or approval, the Securities Administrator
      shall be entitled to assume that such Form 10-K is in final form and the
      Securities Administrator may proceed with the execution and filing of the Form
      10-K. No later than the close of business Eastern Standard time on the fourth
      Business Day prior to the 10-K Filing Deadline, an officer of the Master
      Servicer in charge of the master servicing function shall sign the Form 10-K
      and, in the case where the Master Servicer and the Securities Administrator
      are
      unaffiliated, return an electronic or fax copy of such signed Form 10-K (with
      an
      original executed hard copy to follow by overnight mail) to the Securities
      Administrator. If a Form 10-K cannot be filed on time or if a previously filed
      Form 10-K needs to be amended, the Securities Administrator will follow the
      procedures set forth in Section 3.18(a)(v)(B). Promptly (but no later than
      one
      (1) Business Day) after filing with the Commission, the Securities Administrator
      shall make available on its internet website a final executed copy of each
      Form
      10-K filed by the Securities Administrator. The signing party at the Master
      Servicer can be contacted as set forth in Section 11.05. Form 10-K requires
      the
      registrant to indicate (by checking “yes” or “no”) that it (1) has filed all
      reports required to be filed by Section 13 or 15(d) of the Exchange Act during
      the preceding 12 months (or for such shorter period that the registrant was
      required to file such reports), and (2) has been subject to such filing
      requirements for the past 90 days. The Depositor shall notify the Securities
      Administrator in writing, no later than March 15th of each year in which the
      Trust is subject to the requirements of the Exchange Act with respect to the
      filing of a report on Form 10-K, if the answer to the questions should be “no”.
      The Securities Administrator shall be entitled to rely on the representations
      in
      Section 2.04(vi) and in any such notice in preparing, executing and/or filing
      any such report. The parties to this Agreement acknowledge that the performance
      by the Master Servicer and the Securities Administrator of their respective
      duties under Sections 3.18(a)(iii) and (iv) related to the timely preparation,
      execution and filing of Form 10-K is contingent upon such parties strictly
      observing all applicable deadlines in the performance of their duties under
      such
      Sections and Sections 3.16 and Section 3.17. Neither the Master Servicer nor
      the
      Securities Administrator shall have any liability for any loss, expense, damage,
      claim arising out of or with respect to any failure to properly prepare, execute
      and/or timely file such Form 10-K, where such failure results from the Master
      Servicer’s or the Securities Administrator’s inability or failure to receive, on
      a timely basis, any information from any other party hereto needed to prepare,
      arrange for execution or file such Form 10-K, not resulting from its own
      negligence, bad faith or willful misconduct. 

     

    (D)  Each
      Form
      10-K shall include a certification (the “Sarbanes-Oxley Certification”) required
      to be included therewith pursuant to the Sarbanes-Oxley Act which shall be
      signed by the Certifying Person and delivered to the Securities Administrator
      no
      later than March 15th
      of each
      year in which the Trust is subject to the reporting requirements of the Exchange
      Act. The Master Servicer shall cause the Servicer, and any subservicer or
      subcontractor engaged by it to, provide to the Person who signs the
      Sarbanes-Oxley Certification (the “Certifying Person”), by March 10th of each
      year in which the Trust is subject to the reporting requirements of the Exchange
      Act (or such other date specified in the Servicing Agreement) and otherwise
      within a reasonable period of time upon request, a certification (each, a
“Back-Up Certification”), in the form attached hereto as Exhibit K, upon which
      the Certifying Person, the entity for which the Certifying Person acts as an
      officer, and such entity’s officers, directors and Affiliates (collectively with
      the Certifying Person, “Certification Parties”) can reasonably rely. In
      addition, in the case where the Master Servicer and Securities Administrator
      are
      not affiliated, the Securities Administrator shall sign a Back-Up Certification
      substantially in the form of Exhibit V; provided, however, that the Securities
      Administrator shall not be required to undertake an analysis of any accountant’s
      report attached as an exhibit to the Form 10-K. An officer of the Master
      Servicer in charge of the master servicing function shall serve as the
      Certifying Person on behalf of the Trust. Such officer of the Certifying Person
      can be contacted as set forth in Section 11.05. In
      the event the Securities Administrator is terminated or resigns pursuant to
      the
      terms of this Agreement or any subcontractor or subservicer is terminated
      pursuant to the Servicing Agreement, the Securities Administrator, subcontractor
      or subservicer, as applicable, shall provide a Back-Up Certification to the
      Certifying Person pursuant to this Section 3.18(a)(iii) with respect to the
      period of time it was subject to this Agreement or the Servicing Agreement,
      as
      applicable. Notwithstanding the foregoing, (i) the Master Servicer and the
      Securities Administrator shall not be required to deliver a Back-Up
      Certification to each other if both are the same Person and the Master Servicer
      is the Certifying Person and (ii) the Master Servicer shall not be obligated
      to
      sign the Sarbanes-Oxley Certification in the event that it does not receive
      any
      Back-Up Certification required to be furnished to it pursuant to this section
      or
      any servicing agreement or custodial agreement.

     

    (iv)  With
      respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure
      or any Form 8-K Disclosure Information (collectively, the “Additional
      Disclosure”) relating to the Trust Fund, the Securities Administrator’s
      obligation to include such Additional Information in the applicable Exchange
      Act
      report is subject to receipt from the entity that is indicated in Exhibit O
      as
      the responsible party for providing that information, if other than the
      Securities Administrator, as and when required as described in Section
      3.18(a)(i) through (iii) above. Such Additional Disclosure shall be accompanied
      by a notice substantially in the form of Exhibit P. Each of the Master Servicer,
      the Securities Administrator and the Depositor hereby agrees to notify and
      provide, and the Master Servicer shall enforce the obligation (to the extent
      provided in the Servicing Agreement) of the Servicer to notify and provide,
      to
      the extent known to the Master Servicer, the Securities Administrator and the
      Depositor all Additional Disclosure relating to the Trust Fund, with respect
      to
      which such party is indicated in Exhibit O as the responsible party for
      providing that information. The Depositor shall be responsible for any
      reasonable fees and expenses assessed or incurred by the Securities
      Administrator in connection with including any Additional Disclosure information
      pursuant to this Section.

     

    Within
      five Business Days prior to each Distribution Date of each year that the Trust
      is subject to the Exchange Act reporting requirements, the Depositor shall
      make
      available to the Securities Administrator the related Significance Estimate
      and
      the Securities Administrator shall use such information to calculate the related
      Significance Percentage. If the Significance Percentage meets either of the
      threshold levels detailed in Item 1115(b)(1) or 1115(b)(2) of Regulation AB,
      the
      Securities Administrator shall deliver written notification to the Depositor
      and
      the Counterparty to that effect, which notification shall include a request
      that
      the related Counterparty provide Regulation AB information to he Depositor
      in
      accordance with the Yield Maintenance Agreement. The Depositor shall be
      obligated to obtain from the Counterparty any information required under
      Regulation AB to the extent required under the Yield Maintenance Agreement
      and
      to provide to the Securities Administrator any information that may be required
      to be included in any Form 10-D, Form 8-K or Form 10-K relating to the Yield
      Maintenance Agreement or written notification instructing the Securities
      Administrator that such Additional Disclosure regarding the Counterparty is
      not
      necessary for such Distribution Date. The Depositor shall be responsible for
      any
      reasonable fees and expenses assessed or incurred by the Securities
      Administrator in connection with including any Additional Disclosure information
      pursuant to this section.

     

    So
      long
      as the Depositor is subject to the filing requirements of the Exchange Act
      with
      respect to the Trust Fund, the Trustee shall notify the Securities Administrator
      and the Depositor of any bankruptcy or receivership with respect to the Trustee
      or of any proceedings of the type described under Item 1117 of Regulation AB
      that have occurred as of the related Due Period, together with a description
      thereof, no later than the date on which such information is required of other
      parties hereto as set forth under this Section 3.18. In addition, the Trustee
      shall notify the Securities Administrator and the Depositor of any affiliations
      or relationships that develop after the Closing Date between the Trustee and
      the
      Depositor, the Seller, the Securities Administrator, the Master Servicer or
      the
      Custodian of the type described under Item 1119 of Regulation AB, together
      with
      a description thereof, no later than March 15 of each year that the trust is
      subject to the Exchange Act reporting requirements, commencing in 2007. Should
      the identification of any of the Depositor, the Seller, the Securities
      Administrator, the Master Servicer or the Custodian change, the Depositor shall
      promptly notify the Trustee.

     

    (v)  (A)
      On or
      prior to January 30th of the first year in which the Securities Administrator
      is
      able to do so under applicable law, the Securities Administrator shall prepare
      and file a Form 15 relating to the automatic suspension of reporting in respect
      of the Trust under the Exchange Act. 

     

    (B)  In
      the
      event that the Securities Administrator is unable to timely file with the
      Commission all or any required portion of any Form 8-K, 10-D or 10-K required
      to
      be filed by this Agreement because required disclosure information was either
      not delivered to it or delivered to it after the delivery deadlines set forth
      in
      this Agreement or for any other reason, the Securities Administrator shall
      promptly notify the Depositor and the Master Servicer. In the case of Form
      10-D
      and 10-K, the Depositor, the Master Servicer and the Securities Administrator
      shall cooperate to prepare and file a Form 12b-25 and a 10-DA and 10-KA as
      applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form
      8-K, the Securities Administrator will, upon receipt of all required Form 8-K
      Disclosure Information and upon the approval and direction of the Depositor,
      include such disclosure information on the next Form 10-D. In the event that
      any
      previously filed Form 8-K, 10-D or 10-K needs to be amended, and such amendment
      relates to any Additional Disclosure, the Securities Administrator shall notify
      the Depositor and the parties affected thereby and such parties will cooperate
      to prepare any necessary Form 8-K, 10-DA or 10-KA. Any Form 15, Form 12b-25
      or
      any amendment to Form 8-K, 10-D or 10-K shall be signed by an appropriate
      officer of the Master Servicer. The parties hereto acknowledge that the
      performance by the Master Servicer and the Securities Administrator of their
      respective duties under this Section 3.18(a)(v) related to the timely
      preparation, execution and filing of Form 15, a Form 12b-25 or any amendment
      to
      Form 8-K, 10-D or 10-K is contingent upon the Master Servicer and the Depositor
      timely performing their duties under this Section. Neither the Master Servicer
      nor the Securities Administrator shall have any liability for any loss, expense,
      damage, claim arising out of or with respect to any failure to properly prepare,
      execute and/or timely file any such Form 15, Form 12b-25 or any amendments
      to
      Form 8-K, 10-D or 10-K, where such failure results from a party’s failure to
      deliver, on a timely basis, any information from such party needed to prepare,
      arrange for execution or file such Form 15, Form 12b-25 or any amendments to
      Form 8-K, 10-D or 10-K, not resulting from its own negligence, bad faith or
      willful misconduct.

     

    The
      Depositor agrees to promptly furnish to the Securities Administrator, from
      time
      to time upon request, such further information, reports and financial statements
      within its control related to this Agreement, the Mortgage Loans as the
      Securities Administrator reasonably deems appropriate to prepare and file all
      necessary reports with the Commission. The Securities Administrator shall have
      no responsibility to file any items other than those specified in this Section
      3.18; provided, however, the Securities Administrator shall cooperate with
      the
      Depositor in connection with any additional filings with respect to the Trust
      Fund as the Depositor deems necessary under the Exchange Act. Fees and expenses
      incurred by the Securities Administrator in connection with this Section 3.18
      shall not be reimbursable from the Trust Fund.

     

    (b)  The
      Securities Administrator shall indemnify and hold harmless, the Depositor and
      the Master Servicer and each of its officers, directors and affiliates from
      and
      against any losses, damages, penalties, fines, forfeitures, reasonable and
      necessary legal fees and related costs, judgments and other costs and expenses
      arising out of or based upon a breach of the Securities Administrator’s
      obligations under Sections 3.16, 3.17 and 3.18 or the Securities Administrator’s
      negligence, bad faith or willful misconduct in connection therewith. In
      addition, the Securities Administrator shall indemnify and hold harmless the
      Depositor and the Master Servicer and each of their respective officers,
      directors and affiliates from and against any losses, damages, penalties, fines,
      forfeitures, reasonable and necessary legal fees and related costs, judgments
      and other costs and expenses arising out of or based upon (i) any untrue
      statement or alleged untrue statement of any material fact contained in any
      Back-Up Certification, any Annual Statement of Compliance, any Assessment of
      Compliance or any Additional Disclosure provided by the Securities Administrator
      on its behalf or on behalf of any subservicer or subcontractor engaged by the
      Securities Administrator pursuant to Section 3.16, 3.17 or 3.18 (the
      “Securities Administrator Information”), or (ii) any omission or alleged
      omission to state therein a material fact required to be stated therein or
      necessary to make the statements therein, in light of the circumstances in
      which
      they were made, not misleading; provided, by way of clarification, that this
      paragraph shall be construed solely by reference to the Securities Administrator
      Information and not to any other information communicated in connection with
      the
      Certificates, without regard to whether the Securities Administrator Information
      or any portion thereof is presented together with or separately from such other
      information.

     

    The
      Depositor shall indemnify and hold harmless the Securities Administrator and
      the
      Master Servicer and each of its officers, directors and affiliates from and
      against any losses, damages, penalties, fines, forfeitures, reasonable and
      necessary legal fees and related costs, judgments and other costs and expenses
      arising out of or based upon a breach of the obligations of the Depositor under
      Sections 3.16, 3.17 and 3.18 or the Depositor’s negligence, bad faith or willful
      misconduct in connection therewith. In addition, the Depositor shall indemnify
      and hold harmless the Master Servicer, the Securities Administrator and each
      of
      their respective officers, directors and affiliates from and against any losses,
      damages, penalties, fines, forfeitures, reasonable and necessary legal fees
      and
      related costs, judgments and other costs and expenses arising out of or based
      upon (i) any untrue statement or alleged untrue statement of any material fact
      contained in any Additional Disclosure provided by the Depositor that is
      required to be filed pursuant to this Section 3.18 (the
      “Depositor Information”),
      or
(ii)
      any omission or alleged omission to state therein a material fact required
      to be
      stated therein or necessary to make the statements therein, in light of the
      circumstances in which they were made, not misleading; provided, by way of
      clarification, that this paragraph shall be construed solely by reference to
      the
      Depositor Information that is required to be filed and not to any other
      information communicated in connection with the Certificates, without regard
      to
      whether the Depositor Information or any portion thereof is presented together
      with or separately from such other information.

     

    The
      Master Servicer shall indemnify and hold harmless the Securities Administrator
      and the Depositor and each of its respective officers, directors and affiliates
      from and against any losses, damages, penalties, fines, forfeitures, reasonable
      and necessary legal fees and related costs, judgments and other costs and
      expenses arising out of or based upon a breach of the obligations of the Master
      Servicer under Sections 3.16, 3.17 and 3.18 or the Master Servicer’s negligence,
      bad faith or willful misconduct in connection therewith. In addition, the Master
      Servicer shall indemnify and hold harmless the Depositor and each of its
      officers, directors and affiliates from and against any losses, damages,
      penalties, fines, forfeitures, reasonable and necessary legal fees and related
      costs, judgments and other costs and expenses arising out of or based upon
      (i)
      any untrue statement or alleged untrue statement of any material fact contained
      in any Annual Statement of Compliance, any Assessment of Compliance or any
      Additional Disclosure provided by the Master Servicer on its behalf or on behalf
      of any subservicer or subcontractor engaged by the Master Servicer pursuant
      to
      Section 3.16, 3.17 or 3.18 (the
      “Master Servicer Information”), or (ii) any omission or alleged omission to
      state therein a material fact required to be stated therein or necessary to
      make
      the statements therein, in light of the circumstances in which they were made,
      not misleading; provided, by way of clarification, that this paragraph shall
      be
      construed solely by reference to the Master Servicer Information and not to
      any
      other information communicated in connection with the Certificates, without
      regard to whether the Master Servicer Information or any portion thereof is
      presented together with or separately from such other information.

     

    If
      the
      indemnification provided for herein is unavailable or insufficient to hold
      harmless the Depositor, the Securities Administrator or the Master Servicer,
      as
      applicable, then the defaulting party, in connection with any conduct for which
      it is providing indemnification under this Section 3.18(b), agrees that it
      shall
      contribute to the amount paid or payable by the other parties as a result of
      the
      losses, claims, damages or liabilities of the other party in such proportion
      as
      is appropriate to reflect the relative fault and the relative benefit of the
      respective parties. 

     

    The
      indemnification provisions set forth in this
      Section 3.18(b) shall survive the termination of this Agreement or the
      termination of any party to this Agreement.

     

    (c) Failure
      of the Master Servicer to comply with this Section 3.18 (including with respect
      to the timeframes required herein) shall, constitute an Event of Default, and
      at
      the written direction of the Depositor the Trustee shall, in addition to
      whatever rights the Trustee may have under this Agreement and at law or equity
      or to damages, including injunctive relief and specific performance, upon notice
      immediately terminate all of the rights and obligations of the Master Servicer
      under this Agreement and in and to the Mortgage Loans and the proceeds thereof
      without compensating the Master Servicer for the same (but subject to the Master
      Servicer rights to payment of any Master Servicing Compensation and
      reimbursement of all amounts for which it is entitled to be reimbursed prior
      to
      the date of termination). Failure of the Securities Administrator to comply
      with
      this Section 3.18 (including with respect to the timeframes required in this
      Section) which failure results in a failure to timely file the related Form
      10-K, shall, constitute a default and at the written direction of the Depositor
      the Trustee shall, in addition to whatever rights the Trustee may have under
      this Agreement and at law or equity or to damages, including injunctive relief
      and specific performance, upon notice immediately terminate all of the rights
      and obligations of the Securities Administrator under this Agreement and in
      and
      to the Mortgage Loans and the proceeds thereof without compensating the
      Securities Administrator for the same (but subject to the Securities
      Administrator’s right to reimbursement of all amounts for which it is entitled
      to be reimbursed prior to the date of termination). This paragraph shall
      supersede any other provision in this Agreement or any other agreement to the
      contrary. In connection with the termination of the Master Servicer or the
      Securities Administrator pursuant to this Section 3.18(c), the Trustee shall
      be
      entitled to reimbursement of all costs and expenses associated with such
      termination to the extent set forth in Section 9.05. Notwithstanding anything
      to
      the contrary in this Agreement, no Event of Default by the Master Servicer
      or
      default by the Securities Administrator shall have occurred with respect to
      any
      failure to properly prepare, execute and/or timely file any report on Form
      8-K,
      Form 10-D or Form 10-K, any Form 15 or Form 12b-25 or any amendments to Form
      8-K, 10-D or 10-K, where such failure results from any party’s inability or
      failure to deliver, on a timely basis, any information from such party needed
      to
      prepare, arrange for execution or file any such report, Form or amendment,
      and
      does not result from its own negligence, bad faith or willful
      misconduct.

     

    Section
      3.19  Intention
      of the Parties and Interpretation. 

     

    Each
      of
      the parties acknowledges and agrees that the purpose of Sections 3.16, 3.17
      and
      3.18 of this Agreement is to facilitate compliance by the Depositor and the
      Master Servicer with the provisions of Regulation AB. Therefore, each of the
      parties agrees that (a) the obligations of the parties hereunder shall be
      interpreted in such a manner as to accomplish that purpose, (b) the parties’
obligations hereunder will be supplemented and modified as necessary to be
      consistent with any such amendments, interpretive advice or guidance, convention
      or consensus among active participants in the asset-backed securities markets,
      advice of counsel, or otherwise in respect of the requirements of Regulation
      AB,
      (c) the parties shall comply with reasonable requests made by the Seller, the
      Depositor, the Master Servicer or the Securities Administrator for delivery
      of
      additional or different information as the Seller, the Depositor, the Master
      Servicer or the Securities Administrator may determine in good faith is
      necessary to comply with the provisions of Regulation AB, and (d) no amendment
      of this Agreement shall be required to effect any such changes in the
      obligations of the parties to this transaction as are necessary to accommodate
      evolving interpretations of the provisions of Regulation AB.

     

    Section
      3.20  UCC. 

     

    Depositor
      shall cause the filing of any financing statements, continuation statements
      or
      amendments thereto required by any change in the Uniform Commercial
      Code.

     

    ARTICLE
      IV

    ACCOUNTS

     

    Section
      4.01  Collection
      of Mortgage Loan Payments; Protected Account. 

     

    (a)  In
      the
      event that the Master Servicer and Securities Administrator are no longer
      affiliated, the Master Servicer shall establish and maintain an account separate
      from the Distribution Account into which any funds remitted by the Servicer
      will
      be deposited. No later than noon New York time on the Business Day prior to
      each
      Distribution Date, the Master Servicer shall remit any such funds to the Paying
      Agent for deposit in the Distribution Account. The Master Servicer shall make
      the following permitted withdrawals and transfers from such
      account:

     

    (i) The
      Master Servicer will, from time to time on demand of the Servicer or the
      Securities Administrator, make or cause to be made such withdrawals or transfers
      from the account as the Master Servicer has designated for such transfer or
      withdrawal pursuant to this Agreement and the Servicing Agreement. The Master
      Servicer may clear and terminate the account pursuant to Section 10.01 and
      remove amounts from time to time deposited in error.

     

    (ii) On
      an
      ongoing basis, the Master Servicer shall withdraw from the account (i) any
      expenses, costs and liabilities recoverable by the Trustee, the Master Servicer
      or the Securities Administrator or the Custodian pursuant to Sections 3.03,
      7.04
      and 9.05 and (ii) any amounts payable to the Master Servicer as set forth in
      Section 3.14; provided, however, that the Master Servicer shall be obligated
      to
      pay from its own funds any amounts which it is required to pay under Section
      7.03(a).

     

    (iii) In
      addition, on or before each Business Day prior to each Distribution Date, the
      Master Servicer shall deposit in the Distribution Account (or remit to the
      Trustee for deposit therein) any Monthly Advances required to be made by the
      Master Servicer with respect to the Mortgage Loans.

     

    (iv) No
      later
      than noon New York time on each Business Day prior to each Distribution Date,
      the Master Servicer will transfer all Available Funds on deposit in the account
      with respect to the related Distribution Date to the Paying Agent for deposit
      in
      the Distribution Account.

     

    Section
      4.02  Servicer
      Protected Accounts. 

     

    (a)  The
      Master Servicer shall enforce the obligation of the Servicer to establish and
      maintain a Protected Account in accordance with the the Servicing Agreement,
      with records to be kept with respect thereto on a Mortgage Loan by Mortgage
      Loan
      basis, into which accounts shall be deposited within one Business Day (or as
      of
      such other time specified in the Servicing Agreement) of receipt all collections
      of principal and interest on any Mortgage Loan and with respect to any REO
      Property received by the Servicer, including Principal Prepayments, Insurance
      Proceeds, Liquidation Proceeds, Subsequent Recoveries, and advances made from
      the Servicer’s own funds (less servicing compensation as permitted by this
      Agreement or the Servicing Agreement) and all other amounts to be deposited
      in
      the Protected Accounts. The Servicer is hereby authorized to make withdrawals
      from and deposits to the related Protected Account for purposes required or
      permitted by this Agreement. To the extent provided in this Agreement or any
      Servicing Agreement, the Protected Account shall be held in a Designated
      Depository Institution and segregated on the books of such institution in the
      name of the Trustee for the benefit of Certificateholders.

     

    (b)  To
      the
      extent provided in this Agreement or any Servicing Agreement, amounts on deposit
      in a Protected Account may be invested in Permitted Investments in the name
      of
      the Trustee for the benefit of Certificateholders and, except as provided in
      the
      preceding paragraph, not commingled with any other funds, such Permitted
      Investments to mature, or to be subject to redemption or withdrawal (for such
      Permitted Investments with no stated maturity), no later than the date on which
      such funds are required to be withdrawn for deposit in the Distribution Account,
      and shall be held until required for such deposit. The income earned from
      Permitted Investments made pursuant to this Section 4.02 shall be paid to the
      Servicer under the Servicing Agreement, and the risk of loss of moneys required
      to be distributed to the Certificateholders resulting from such investments
      shall be borne by and be the risk of the Servicer. The Servicer (to the extent
      provided in the Servicing Agreement) shall deposit the amount of any such loss
      in the Protected Account within two Business Days of receipt of notification
      of
      such loss but not later than the second Business Day prior to the Distribution
      Date on which the moneys so invested are required to be distributed to the
      Certificateholders.

     

    (c)  To
      the
      extent provided in this Agreement or the Servicing Agreement and subject to
      this
      Article IV, on or before each Remittance Date the Servicer shall withdraw or
      shall cause to be withdrawn from its Protected Account and shall immediately
      deposit or cause to be deposited in the Distribution Account amounts
      representing the following collections and payments (other than with respect
      to
      principal of or interest on the Mortgage Loans due on or before the Cut-off
      Date):

     

    (i)  Scheduled
      Payments on the Mortgage Loans received or any related portion thereof advanced
      by the Servicer pursuant to the Servicing Agreement which were due on or before
      the related Due Date, net of the amount thereof comprising the Servicing
      Fees;

     

    (ii)  Full
      Principal Prepayments and any Liquidation Proceeds received by the Servicer
      with
      respect to such Mortgage Loans in the related Prepayment Period, with interest
      to the date of prepayment or liquidation, net of the amount thereof comprising
      the Servicing Fees and LPMI Fees, if any;

     

    (iii)  Partial
      Principal Prepayments received by the Servicer for such Mortgage Loans in the
      related Prepayment Period; and

     

    (iv)  Any
      amount to be used as an Advance.

     

    (d)  Withdrawals
      may be made from a Protected Account by the Master Servicer or the Servicer
      only
      to make remittances as provided in Section 4.02(c); to reimburse the Master
      Servicer or the Servicer for Advances which have been recovered by subsequent
      collection from the related Mortgagor; to remove amounts deposited in error;
      to
      remove fees, charges or other such amounts deposited on a temporary basis;
      or to
      clear and terminate the account at the termination of this Agreement in
      accordance with Section 10.01. As provided in Section 4.02(c) certain amounts
      otherwise due to the Servicer may be retained by the Servicer and need not
      be
      deposited in the Distribution Account.

     

    Section
      4.03  Distribution
      Account. 

     

    (a)  The
      Securities Administrator shall establish and maintain in the name of the
      Trustee, for the benefit of the Certificateholders, the Distribution Account
      as
      a segregated trust account or accounts. The Distribution Account shall be an
      Eligible Account. The Master Servicer or Servicer, as the case may be, will
      remit to the Securities Administrator for deposit in the Distribution Account
      the following amounts:

     

    (i)  any
      Advance and any Compensating Interest Payments;

     

    (ii)  any
      Insurance Proceeds, Liquidation Proceeds or Subsequent Recoveries received
      by or
      on behalf of the Master Servicer or which were not deposited in a Protected
      Account;

     

    (iii)  the
      Repurchase Price with respect to any Mortgage Loans purchased by the Seller
      pursuant to the Mortgage Loan Purchase Agreement or the Servicer pursuant to
      the
      Servicing Agreement or Section 2.02 or 2.03, any amounts which are to be treated
      pursuant to Section 4.04 of this Agreement as the payment of such a Repurchase
      Price, and all proceeds of any Mortgage Loans or property acquired with respect
      thereto repurchased by the Majority Class C Certificateholder pursuant to
      Section 10.01;

     

    (iv)  any
      amounts required to be deposited with respect to losses on investments of
      deposits in an Account; and

     

    (v)  any
      other
      amounts received by or on behalf of the Master Servicer or the Trustee and
      required to be deposited in the Distribution Account pursuant to this
      Agreement.

     

    (b)  All
      amounts deposited to the Distribution Account shall be held by the Securities
      Administrator in the name of the Trustee in trust for the benefit of the
      Certificateholders in accordance with the terms and provisions of this
      Agreement. The requirements for crediting the Distribution Account shall be
      exclusive, it being understood and agreed that, without limiting the generality
      of the foregoing, payments in the nature of late payment charges or assumption,
      tax service, statement account or payoff, substitution, satisfaction, release
      and other like fees and charges, need not be credited by the Master Servicer
      or
      the Servicer to the Distribution Account. In the event that the Master Servicer
      shall deposit or cause to be deposited to the Distribution Account any amount
      not required to be credited thereto, the Securities Administrator, upon receipt
      of a written request therefor signed by a Servicing Officer of the Master
      Servicer, shall promptly transfer such amount to the Master Servicer, any
      provision herein to the contrary notwithstanding.

     

    (c)  The
      Distribution Account shall constitute a trust account of the Trust Fund
      segregated on the books of the Securities Administrator and held by the
      Securities Administrator and the Distribution Account and the funds deposited
      therein shall not be subject to, and shall be protected from, all claims, liens,
      and encumbrances of any creditors or depositors of the Securities Administrator
      (whether made directly, or indirectly through a liquidator or receiver of the
      Securities Administrator). The amount at any time credited to the Distribution
      Account may be, as directed by the Master Servicer, held either uninvested
      in a
      trust or deposit account of the Securities Administrator with no liability
      for
      interest or other compensation thereof, except as otherwise agreed in writing
      with the Master Servicer, or invested in the name of the Trustee, in such
      Permitted Investments as may be selected by the Master Servicer on such
      direction which mature not later than the Business Day next preceding the
      succeeding Distribution Date, except if such Permitted Investment is an
      obligation of or is managed by the institution that maintains such fund or
      account, then such Permitted Investment shall mature not later than such
      Distribution Date. Permitted Investments in respect of the Distribution Account
      shall not be sold or disposed of prior to their maturity. All investment
      earnings on amounts on deposit in the Distribution Account or benefit from
      funds
      uninvested therein from time to time shall be for the account of the Master
      Servicer. The Master Servicer shall be permitted to receive distribution of
      any
      and all investment earnings from the Distribution Account on each Distribution
      Date. If there is any loss on a Permitted Investment or demand deposit, the
      Master Servicer shall deposit the amount of the loss in the Distribution
      Account. With respect to the Distribution Account and the funds deposited
      therein, the Securities Administrator shall take such action as may be necessary
      to ensure that the Certificateholders shall be entitled to the priorities
      afforded to such a trust account (in addition to a claim against the estate
      of
      the Securities Administrator) as provided by 12 U.S.C. § 92a(e), and applicable
      regulations pursuant thereto, if applicable, or any applicable comparable state
      statute applicable to state chartered banking corporations.

     

    Section
      4.04  Permitted
      Withdrawals and Transfers from the Distribution Account. 

     

    (a)  The
      Securities Administrator will make such withdrawals or transfers from the
      Distribution Account as the Master Servicer has designated for such transfer
      or
      withdrawal pursuant to this Agreement or any Servicing Agreement (limited in
      the
      case of amounts due the Master Servicer to those not withdrawn from the
      Distribution Account in accordance with the terms of this Agreement; provided
      that the Securities Administrator shall not be responsible for such
      determination and may rely on the Master Servicer’s instructions under this
      Section 4.04):

     

    (i)  to
      reimburse the Master Servicer or the Servicer for any Advance or Servicing
      Advance of its own funds, the right of the Master Servicer or the Servicer
      to
      reimbursement pursuant to this subclause (i) being limited to amounts received
      on a particular Mortgage Loan (including, for this purpose, the Repurchase
      Price
      therefor, Insurance Proceeds and Liquidation Proceeds) which represent late
      payments or recoveries of the principal of or interest on such Mortgage Loan
      respecting which such Advance or Servicing Advance was made;

     

    (ii)  to
      reimburse the Master Servicer or the Servicer from Insurance Proceeds or
      Liquidation Proceeds relating to a particular Mortgage Loan for amounts expended
      by the Master Servicer or the Servicer in good faith in connection with the
      restoration of the related Mortgaged Property which was damaged by an uninsured
      cause or in connection with the liquidation of such Mortgage Loan;

     

    (iii)  to
      reimburse the Master Servicer or the Servicer from Insurance Proceeds relating
      to a particular Mortgage Loan for insured expenses incurred with respect to
      such
      Mortgage Loan and to reimburse the Master Servicer or the Servicer from
      Liquidation Proceeds from a particular Mortgage Loan for Liquidation Expenses
      incurred with respect to such Mortgage Loan; provided that the Master Servicer
      shall not be entitled to reimbursement for Liquidation Expenses with respect
      to
      a Mortgage Loan to the extent that (i) any amounts with respect to such Mortgage
      Loan were paid as Excess Liquidation Proceeds pursuant to clause (x) of this
      Subsection (a) to the Master Servicer; and (ii) such Liquidation Expenses were
      not included in the computation of such Excess Liquidation
      Proceeds;

     

    (iv)  to
      reimburse the Master Servicer or a Servicer for advances of funds pursuant
      to
      this Agreement or the Servicing Agreement, and the right to reimbursement
      pursuant to this subclause being limited to amounts received on the related
      Mortgage Loan (including, for this purpose, the Repurchase Price therefor,
      Insurance Proceeds and Liquidation Proceeds) which represent late recoveries
      of
      the payments for which such advances were made;

     

    (v)  to
      reimburse the Master Servicer or the Servicer for advances of funds pursuant
      to
      this Agreement or the Servicing Agreement, after a Realized Loss has been
      allocated with respect to the related Mortgage Loan if the Advance or advance
      has not been reimbursed pursuant to clauses (i) through (iv);

     

    (vi)  to
      pay
      the Master Servicer as set forth in Section 3.14;

     

    (vii)  to
      reimburse the Master Servicer for expenses, costs and liabilities incurred
      by
      and reimbursable to it pursuant to Sections 4.03, 7.04(c) and (d) and 11.02
      or
      otherwise reimbursable to it pursuant to this Agreement;

     

    (viii)  to
      pay to
      the Servicer, as additional servicing compensation, any Excess Liquidation
      Proceeds to the extent not retained by the Servicer;

     

    (ix)  to
      reimburse or pay the Servicer any such amounts as are due thereto under the
      Servicing Agreement and have not been retained by or paid to the Servicer,
      to
      the extent provided in the Servicing Agreement;

     

    (x)  to
      reimburse the Trustee, the Custodian or the Securities Administrator for
      expenses, costs and liabilities incurred by or reimbursable to it pursuant
      to
      this Agreement;

     

    (xi)  to
      remove
      amounts deposited in error; and

     

    (xii)  to
      clear
      and terminate the Distribution Account pursuant to Section 10.01.

     

    (b)  The
      Master Servicer shall keep and maintain separate accounting,
      on a
      Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for any
      reimbursement from the Distribution Account pursuant to subclauses (i) through
      (iv), inclusive, and (vi) or with respect to any such amounts which would have
      been covered by such subclauses had the amounts not been retained by the Master
      Servicer without being deposited in the Distribution Account under Section
      4.03.

     

    (c)  On
      each
      Distribution Date, the Securities Administrator shall distribute the Interest
      Funds and Principal Funds to the extent of funds on deposit in the Distribution
      Account to the Holders of the Certificates in accordance with the Remittance
      Report upon which the Securities Administrator may conclusively
      rely.

     

    ARTICLE
      V

    DISTRIBUTIONS
      AND ADVANCES

     

    Section
      5.01  Advances. 

     

    (a)  The
      Master Servicer shall cause the Servicer to remit any such Advance required
      pursuant to the terms of the Servicing Agreement. The Servicer shall be
      obligated to make any such Advance only to the extent that such advance would
      not be a Nonrecoverable Advance. Pursuant to the Servicing Agreement, if the
      Servicer shall have determined that it has made a Nonrecoverable Advance or
      that
      a proposed Advance or a lesser portion of such Advance would constitute a
      Nonrecoverable Advance, the Servicer shall deliver (i) to the Securities
      Administrator for the benefit of the Certificateholders constituting the
      remaining portion of such Advance, if applicable, and (ii) to the Depositor,
      the
      Master Servicer, each Rating Agency and the Trustee an Officer’s Certificate
      setting forth the basis for such determination. Subject
      to the Master Servicer’s recoverability determination, in the event that a
      Servicer fails to make a required Advance, the Master Servicer, as successor
      servicer, shall be required to remit the amount of such Advance to the
      Distribution Account. Subject
      to the Securities Administrator’s recoverability determination, in the event
      that the Master Servicer fails to make a required Advance, the Securities
      Administrator shall be required to remit the amount of such Advance to the
      Distribution Account. 

     

    (b)  If
      the
      Servicer was required to make an Advance pursuant to this Agreement or the
      Servicing Agreement and fails to make any required Advance, in whole or in
      part,
      the Master Servicer, as successor servicer, or an other successor servicer
      appointed by it, will remit to the Securities Administrator, who in turn will
      deposit in the Distribution Account not later than the Business Day prior to
      the
      Distribution Date an amount equal to such required Advance to the extent not
      otherwise paid by the Servicer, net of the Servicing Fee for such Mortgage
      Loan
      except to the extent the Master Servicer determines any such Advance to be
      nonrecoverable from Liquidation Proceeds, Insurance Proceeds or future payments
      on the Mortgage Loan for which such Advance was made. Subject to the foregoing,
      the Master Servicer shall continue to make such Advances through the date that
      the Servicer is required to do so under the Servicing Agreement. If applicable,
      on the Business Day prior to the related Distribution Date, the Master Servicer
      shall present an Officer’s Certificate to the Trustee (i) stating that the
      Master Servicer elects not to make an Advance in a stated amount and (ii)
      detailing the reason it deems the advance to be nonrecoverable.

     

    Subject
      to and in accordance with the provisions of Article VIII hereof, in the event
      the Master Servicer fails to make such Advance, then the Trustee, as Successor
      Master Servicer, shall be obligated to make such Advance, subject to the
      provisions of this Section 5.01, in accordance with and subject to the terms
      of
      this Agreement (including its rights of reimbursement hereunder).

     

    Section
      5.02  Compensating
      Interest Payments. 

     

    (a)  The
      Master Servicer shall cause the Servicer under the Servicing Agreement to remit
      any required Compensating Interest to the Distribution Account on the Remittance
      Date.

     

    (b)  The
      Master Servicer shall be required to remit the amount of any such Compensating
      Interest required to be paid by the Servicer under the Servicing Agreement,
      to
      the extent of the Master Servicing Fee for such Distribution Date, in the event
      the Servicer fails to do so.

     

    Section
      5.03  REMIC
      Distributions. 

     

    On
      each
      Distribution Date the Securities Administrator shall be deemed to have allocated
      distributions to the REMIC Regular Interests, each Regular Interest the
      ownership of which is represented by the Class A Certificates and the Class
      C
      Interest in accordance with Section 5.07 hereof.

     

    Section
      5.04  Distributions. 

     

    (a)  On
      each
      Distribution Date, an amount equal to the Interest Funds and Principal Funds
      for
      such Distribution Date shall be withdrawn by the Securities Administrator from
      the Distribution Account and distributed in the following order of
      priority:

     

    (1)  Interest
      Funds shall be distributed in the following manner and order of
      priority:

     

    (A)  to
      the
      Class A-1 Certificates and Class A-2 Certificates, the Current Interest and
      any
      Interest Carry Forward Amount for each such Class, pro rata in accordance with
      the amount of accrued interest due thereon; and

     

    (B)  From
      remaining Interest Funds, sequentially, to the Class M-1, Class M-2, Class
      M-3,
      Class M-4, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, in that
      order, the Current Interest for each such Class.

     

    Any
      Excess Spread to the extent necessary to meet a level of overcollateralization
      equal to the Overcollateralization Target Amount will be the Extra Principal
      Distribution Amount and will be included as part of the Principal Distribution
      Amount. Any Remaining Excess Spread together with any Overcollateralization
      Release Amount will be applied as Excess Cashflow and distributed pursuant
      to
      clauses (3)(A) through (G) below.

     

    On
      any
      Distribution Date, any Relief Act Interest Shortfalls and any Prepayment
      Interest Shortfalls to the extent not covered by Compensating Interest will
      be
      allocated as set forth in the definition of “Current Interest”
herein.

     

    (2)  On
      each
      Distribution Date, the Principal Distribution Amount shall be distributed in
      the
      following manner and order of priority:

     

    (A)  For
      each
      Distribution Date (i) prior to the Stepdown Date or (ii) on which a Trigger
      Event is in effect:

     

    (i)  To
      the
      Class A-1 Certificates, the Principal Distribution Amount for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to
      zero;

     

    (ii)  To
      the
      Class M-1 Certificates, from any remaining Principal Funds for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to
      zero;

     

    (iii)  To
      the
      Class M-2 Certificates, from any remaining Principal Funds for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to
      zero;

     

    (iv)  To
      the
      Class M-3 Certificates, from any remaining Principal Funds for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to
      zero;

     

    (v)  To
      the
      Class M-4 Certificates, from any remaining Principal Funds for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to
      zero;

     

    (vi)  To
      the
      Class B-1 Certificates, from any remaining Principal Funds for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to
      zero;

     

    (vii)  To
      the
      Class B-2 Certificates, from any remaining Principal Funds for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to
      zero;

     

    (viii)  To
      the
      Class B-3 Certificates, from any remaining Principal Funds for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to zero;
      and

     

    (ix)  To
      the
      Class B-4 Certificates, from any remaining Principal Funds for such Distribution
      Date, until the Certificate Principal Balance thereof is reduced to zero;
      and

     

    (B)  For
      each
      Distribution Date on or after the Stepdown Date, so long as a Trigger Event
      is
      not in effect:

     

    (i)  To
      the
      Class A-1 Certificates, the Class A Principal Distribution Amount for such
      Distribution Date, until the Certificate Principal Balance thereof is reduced
      to
      zero;

     

    (ii)  To
      the
      Class M-1 Certificates, from any remaining Principal Distribution Amount for
      such Distribution Date, the Class M-1 Principal Distribution Amount, until
      the
      Certificate Principal Balance thereof is reduced to zero;

     

    (iii)  To
      the
      Class M-2 Certificates, from any remaining Principal Distribution Amount for
      such Distribution Date, the Class M-2 Principal Distribution Amount, until
      the
      Certificate Principal Balance thereof is reduced to zero;

     

    (iv)  To
      the
      Class M-3 Certificates, from any remaining Principal Distribution Amount for
      such Distribution Date, the Class M-3 Principal Distribution Amount, until
      the
      Certificate Principal Balance thereof is reduced to zero;

     

    (v)  To
      the
      Class M-4 Certificates, from any remaining Principal Distribution Amount for
      such Distribution Date, the Class M-4 Principal Distribution Amount, until
      the
      Certificate Principal Balance thereof is reduced to zero;

     

    (vi)  To
      the
      Class B-1 Certificates, from any remaining Principal Distribution Amount for
      such Distribution Date, the Class B-1 Principal Distribution Amount, until
      the
      Certificate Principal Balance thereof is reduced to zero;

     

    (vii)  To
      the
      Class B-2 Certificates, from any remaining Principal Distribution Amount for
      such Distribution Date, the Class B-2 Principal Distribution Amount, until
      the
      Certificate Principal Balance thereof is reduced to zero; 

     

    (viii)  To
      the
      Class B-3 Certificates, from any remaining Principal Distribution Amount for
      such Distribution Date, the Class B-3 Principal Distribution Amount, until
      the
      Certificate Principal Balance thereof is reduced to zero; and

     

    (ix)  To
      the
      Class B-4 Certificates, from any remaining Principal Distribution Amount for
      such Distribution Date, the Class B-4 Principal Distribution Amount, until
      the
      Certificate Principal Balance thereof is reduced to zero.

     

    (3)  Any
      Excess Cashflow shall be distributed in the following manner and order of
      priority:

     

    (A)  To
      the
      Class A Certificates, (a) first, any remaining Interest Carry Forward Amount
      for
      such Classes, pro rata, in accordance with the Interest Carry Forward Amount
      due
      with respect to each such Class, to the extent not fully paid pursuant to clause
      (1) (A) above and (b) second, any Unpaid Realized Loss Amount for the Class
      A-1
      Certificates for such Distribution Date;

     

    (B)  From
      any
      remaining Excess Cashflow, sequentially, to the Class M-1, Class M-2, Class
      M-3,
      Class M-4, Class B-1, Class B-2, Class B-3 and Class B-4 Certificates, in that
      order, an amount equal to the Interest Carry Forward Amount for each such Class,
      and to the extent not covered by the Yield Maintenance Agreement;

     

    (C)  From
      any
      remaining Excess Cashflow otherwise distributable to the Class C Interest and
      the Class C Certificates, to the Reserve Fund, (i) first, to pay to the Classes
      of Class A Certificates, any Basis Risk Shortfall Carry Forward Amount for
      such
      Classes for such Distribution Date, on a pro rata basis, based on the amount
      of
      the Basis Risk Shortfall Carry Forward Amount for each such Class, to the extent
      such amount exceeds the amounts then on deposit in the Reserve Fund, and (ii)
      second, to maintain a balance in the Reserve Fund equal to the Reserve Fund
      Deposit;

     

    (D)  From
      any
      remaining Excess Cashflow otherwise distributable to the Class C Interest and
      the Class C Certificates, to the Reserve Fund, (i) first, to pay to the Class
      M-1, Class M-2, Class M-3, Class M-4, Class B-1, Class B-2, Class B-3 and Class
      B-4 Certificates, sequentially in that order, any Basis Risk Shortfall Carry
      Forward Amount for each such Class, for such Distribution Date, if any, to
      the
      extent not covered by the Yield Maintenance Agreement and to the extent such
      amount exceeds the amounts then on deposit in the Reserve Fund, and (ii) second,
      to maintain a balance in the Reserve Fund equal to the Reserve Fund
      Deposit;

     

    (E)  From
      any
      remaining Excess Cashflow, to the Class A Certificates, on a pro rata basis,
      based on the entitlement of each such Class, and then sequentially to the Class
      M-1, Class M-2, Class M-3, Class M-4, Class B-1, Class B-2, Class B-3 and Class
      B-4 Certificates, in that order, the amount of Relief Act Shortfalls and any
      Prepayment Interest Shortfalls allocated to such Classes of Certificates, to
      the
      extent not previously reimbursed;

     

    (F)  From
      any
      remaining Excess Cashflow, to the Class C Interest and Class C Certificates,
      an
      amount equal to the Class C Distribution Amount reduced by amounts distributed
      in clauses (C) and (D) above; and

     

    (G)  From
      any
      remaining Excess Cashflow, to each of the Class R-1, Class R-2, Class R-3 and
      Class RX Certificates, based on the related REMIC in which such amount
      remains.

     

    In
      addition, notwithstanding the foregoing, on any Distribution Date after the
      Distribution Date on which the Certificate Principal Balance of a Class of
      Class
      A, Class B or Class M Certificates has been reduced to zero, that Class of
      Certificates will be retired and will no longer be entitled to distributions,
      including distributions in respect of Prepayment Interest Shortfalls or Basis
      Risk Shortfall Carry Forward Amounts.

     

    (b)  Subject
      to Section 10.02 hereof respecting the final distribution, on each Distribution
      Date the Securities Administrator shall make distributions to each
      Certificateholder of record on the preceding Record Date either by wire transfer
      in immediately available funds to the account of such Holder at a bank or other
      entity having appropriate facilities therefor, if (i) such Holder has so
      notified the Securities Administrator at least 5 Business Days prior to the
      related Record Date and (ii) such Holder shall hold Regular Certificates with
      aggregate principal denominations of not less than $1,000,000 or evidencing
      a
      Percentage Interest aggregating 10% or more with respect to such Class or,
      if
      not, by check mailed by first class mail to such Certificateholder at the
      address of such Holder appearing in the Certificate Register. Notwithstanding
      the foregoing, but subject to Section 10.02 hereof respecting the final
      distribution, distributions with respect to Certificates registered in the
      name
      of a Depository shall be made to such Depository in immediately available
      funds.

     

    (c)  Prior
      to
      each Distribution Date, or if the Master Servicer and the Securities
      Administrator are no longer affiliated, on or before 5:00 p.m. Eastern time
      on
      the fifth Business Day immediately preceding each Distribution Date, the Master
      Servicer shall deliver a report to the Securities Administrator in the form
      of a
      computer readable magnetic tape (or by such other means as the Master Servicer
      and the Securities Administrator may agree from time to time) containing such
      data and information, as agreed to by the Master Servicer and the Securities
      Administrator such as to permit the Securities Administrator to prepare the
      Monthly Statement to Certificateholders and to direct the Securities
      Administrator in writing to make the required distributions for the related
      Distribution Date (the “Remittance Report”). 

     

    Section
      5.05  Allocation
      of Realized Losses. 

     

    (a)  All
      Realized Losses on the Mortgage Loans shall be allocated by the Securities
      Administrator on each Distribution Date as follows: first, to Excess Spread
      through an increased distribution of the Extra Principal Distribution Amount
      for
      such Distribution Date; second, to the Class C Interest and Class C
      Certificates, until the Certificate Principal Balance or Uncertificated
      Principal Balance thereof, as applicable, has been reduced to zero; third,
      to
      the Class B-4 Certificates, until the Certificate Principal Balance thereof
      has
      been reduced to zero; fourth, to the Class B-3 Certificates, until the
      Certificate Principal Balance thereof has been reduced to zero; fifth, to the
      Class B-2 Certificates, until the Certificate Principal Balance thereof has
      been
      reduced to zero; sixth, to the Class B-1 Certificates, until the Certificate
      Principal Balance thereof has been reduced to zero; seventh, to the Class M-4
      Certificates, until the Certificate Principal Balance thereof has been reduced
      to zero; eighth, to the Class M-3 Certificates, until the Certificate Principal
      Balance thereof has been reduced to zero; ninth, to the Class M-2 Certificates,
      until the Certificate Principal Balance thereof has been reduced to zero; tenth,
      to the Class M-1 Certificates, until the Certificate Principal Balance thereof
      has been reduced to zero and eleventh, to the Class A-1 Certificates. All
      Realized Losses to be allocated to the Certificate Principal Balances of all
      Classes on any Distribution Date shall be so allocated after the actual
      distributions to be made on such date as provided above. All references above
      to
      the Certificate Principal Balance of any Class of Certificates shall be to
      the
      Certificate Principal Balance of such Class immediately prior to the relevant
      Distribution Date, before reduction thereof by any Realized Losses, in each
      case
      to be allocated to such Class of Certificates, on such Distribution
      Date.

     

    (b)  Any
      allocation of Realized Losses to a Class of Certificates or to the Class C
      Interest on any Distribution Date shall be made by reducing the Certificate
      Principal Balance or Uncertificated Principal Balance thereof by the amount
      so
      allocated; any allocation of Realized Losses to Excess Spread shall be made
      by
      reducing the amount otherwise payable in respect of the Class C Interest and
      the
      Class C Certificates pursuant to clause (F) of Section 5.04(a)(3). 

     

    Notwithstanding
      the foregoing, no such allocation of any Realized Loss shall be made on a
      Distribution Date to any Class of Certificates to the extent that such
      allocation would result in the reduction of the aggregate Certificate Principal
      Balance of all the Certificates as of such Distribution Date (other than the
      Class C Certificates) after giving effect to all distributions and prior
      allocations of Realized Losses on the Mortgage Loans on such date, to an amount
      less than the aggregate Stated Principal Balance of all of the Mortgage Loans
      as
      of the first day of the month of such Distribution Date (such limitation, the
      “Loss Allocation Limitation”). In addition in no event will the Certificate
      Principal Balance of any Certificate be reduced more than once in respect of
      any
      particular amount both (i) allocable to such Certificate in respect of Realized
      Losses and (ii) payable as principal to the Holder of such Certificate from
      Remaining Excess Spread.

     

    As
      used
      herein, an allocation of a Realized Loss on a “pro
      rata
      basis”
among two or more specified Classes of Certificates means an allocation on
      a
pro
      rata
      basis,
      among the various Classes so specified, to each such Class of Certificates
      on
      the basis of their then outstanding Certificate Principal Balances prior to
      giving effect to distributions to be made on such Distribution Date. All
      Realized Losses and all other losses allocated to a Class of Certificates
      hereunder will be allocated among the Certificates of such Class in proportion
      to the Percentage Interests evidenced thereby.

     

    (i)  All
      Realized Losses on the Mortgage Loans shall be allocated by the Securities
      Administrator on each Distribution Date to the following REMIC I Regular
      Interests in the specified percentages, as follows: first, to Uncertificated
      Accrued Interest payable to REMIC I Regular Interest AA and REMIC I Regular
      Interest ZZ up to an aggregate amount equal to the REMIC I Interest Loss
      Allocation Amount (without duplication of shortfalls allocated pursuant to
      Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated
      Principal Balances of REMIC I Regular Interest AA and REMIC I Regular Interest
      ZZ up to an aggregate amount equal to the REMIC I Principal Loss Allocation
      Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal
      Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-4 and REMIC
      I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the
      Uncertificated Principal Balance of REMIC I Regular Interest B-4 has been
      reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC
      I
      Regular Interest AA, REMIC I Regular Interest B-3 and REMIC I Regular Interest
      ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
      Balance of REMIC I Regular Interest B-3 has been reduced to zero; fifth, to
      the
      Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I
      Regular Interest B-2 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
      respectively, until the Uncertificated Principal Balance of REMIC I Regular
      Interest B-2 has been reduced to zero; sixth, to the Uncertificated Principal
      Balances of REMIC I Regular Interest AA, REMIC I Regular Interest B-1 and REMIC
      I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the
      Uncertificated Principal Balance of REMIC I Regular Interest B-1 has been
      reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC
      I
      Regular Interest AA, REMIC I Regular Interest M-4 and REMIC I Regular Interest
      ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal
      Balance of REMIC I Regular Interest M-4 has been reduced to zero; eighth, to
      the
      Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I
      Regular Interest M-3 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
      respectively, until the Uncertificated Principal Balance of REMIC I Regular
      Interest M-3 has been reduced to zero; ninth, to the Uncertificated Principal
      Balances of REMIC I Regular Interest AA, REMIC I Regular Interest M-2 and REMIC
      I Regular Interest ZZ, 98.00%, 1.00% and 1.00%, respectively, until the
      Uncertificated Principal Balance of REMIC I Regular Interest M-2 has been
      reduced to zero; tenth, to
      the
      Uncertificated Principal Balances of REMIC I Regular Interest AA, REMIC I
      Regular Interest M-1 and REMIC I Regular Interest ZZ, 98.00%, 1.00% and 1.00%,
      respectively, until the Uncertificated Principal Balance of REMIC I Regular
      Interest M-1 has been reduced to zero;
      and
      eleventh, to the Uncertificated Principal Balances of REMIC I Regular Interest
      AA, REMIC I Regular Interest A-1 and REMIC I Regular Interest ZZ, 98.00%, 1.00%
      and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC
      I
      Regular Interest A-1 has been reduced to zero.

     

    (ii)  All
      Realized Losses on the Mortgage Loans shall be allocated on each Distribution
      Date to the REMIC II Regular Interests in the same manner and priority as
      Realized Losses are allocated to the Corresponding Certificates and, in the
      case
      of REMIC II Regular Interest C, to the Class C Interest, pursuant to Section
      5.05(a).

     

    Section
      5.06  Monthly
      Statements to Certificateholders. 

     

    (a)  Not
      later
      than each Distribution Date, the Securities Administrator shall prepare and
      make
      available to each Holder of Certificates, the Trustee, the Master Servicer
      and
      the Depositor a statement setting forth for the Certificates:

     

    (i)  the
      applicable accrual periods for calculating distributions and general
      distribution dates;

     

    (ii)  the
      total
      cash flows received and the general sources thereof;

     

    (iii)  the
      amount, if any, of fees or expenses accrued and paid, with an identification
      of
      the payee and the general purpose of such fees including the related amount
      of
      the Servicing Fees paid to or retained by the Servicer for the related Due
      Period;

     

    (iv)  the
      amount of the related distribution to Holders of the Class A, Class M and Class
      B Certificates (by Class) allocable to principal, separately identifying (A)
      the
      aggregate amount of any Principal Prepayments included therein, (B) the
      aggregate of all scheduled payments of principal included therein and (C) the
      Extra Principal Distribution Amount (if any);

     

    (v)  the
      amount of such distribution to Holders of each Class of Class A, Class M and
      Class B Certificates allocable to interest;

     

    (vi)  the
      amount of such distribution to Holders of each Class of Class M Certificates
      and
      Class B Certificates, if any, provided by the Yield Maintenance
      Agreement;

     

    (vii)  the
      Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward
      Amounts for each Class of Certificates (if any);

     

    (viii)  the
      Pass-Through Rate for each Class of Class A, Class M and Class B Certificates
      with respect to the current Accrual Period, and, if applicable, whether such
      Pass-Through Rate was limited by the related Net Rate Cap;

     

    (ix)  the
      number and Stated Principal Balance of all of the Mortgage Loans for the related
      Distribution Date, together with updated pool composition information including
      the following: weighted average mortgage rate and weighted average remaining
      term;

     

    (x)  the
      Certificate Principal Balance or Certificate Notional Amount, as applicable,
      of
      each Class before and after giving effect (i) to all distributions allocable
      to
      principal on such Distribution Date and (ii) the allocation of any Applied
      Realized Loss Amounts for such Distribution Date;

     

    (xi)  the
      number and aggregate Stated Principal Balance of the Mortgage Loans (A)
      Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy and those
      Liquidated Mortgage Loans as of the end of a Prepayment Period) (1) 30 days
      Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B)
      in
      foreclosure and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and
      (3) 90 days or more Delinquent and
      (C)
      in bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent
      and
      (3) 90 days or more Delinquent, in each case as of the close of business on
      the
      last day of the calendar month preceding such Distribution Date;

     

    (xii)  the
      amount of aggregate Advances included in the distribution on such Distribution
      Date (including the general purpose of such Advances), the aggregate amount
      of
      unreimbursed Advances as of the end of the Due Period, and the general source
      of
      funds for reimbursements;

     

    (xiii)  the
      amount of, if any, of excess cashflow or excess spread and the application
      of
      such excess cashflow;

     

    (xiv)  the
      cumulative amount of Applied Realized Loss Amounts through the end of the
      preceding month;

     

    (xv)  if
      applicable, material modifications, extensions or waivers to Mortgage Loan
      terms, fees, penalties or payments during the preceding calendar month or that
      have become material over time;

     

    (xvi)  with
      respect to any Mortgage Loan that was liquidated during the preceding calendar
      month, the aggregate Stated Principal Balance of, and Realized Loss on, such
      Mortgage Loans as of the close of business on the Determination Date preceding
      such Distribution Date;

     

    (xvii)  unless
      otherwise set forth in the Form 10-D relating to such distribution date,
      material breaches of pool asset representation or warranties or transaction
      covenants which have been reported to the securities administrator in accordance
      with this Agremeetn or the Servicing Agreement;

     

    (xviii)  the
      total
      number and principal balance of any real estate owned or REO Properties as
      of
      the end of the prior calendar month;

     

    (xix)  the
      three
      month rolling average of the percent equivalent of a fraction, the numerator
      of
      which is the aggregate Stated Principal Balance of the Mortgage Loans that
      are
      60 days or more delinquent or are in bankruptcy or foreclosure or are REO
      Properties, and the denominator of which is the aggregate Stated Principal
      Balance of all of the Mortgage Loans in
      each
      case as of the end of the Prepayment Period;

     

    (xx)  the
      Realized Losses as of the close of business on the last day of the calendar
      month preceding such Distribution Date and the cumulative Realized Losses
      through the end of the preceding month;

     

    (xxi)  whether
      a
      Trigger Event exists; 

     

    (xxii)  information
      on loss and delinquency used for determining early amortization, liquidation,
      stepdowns or other performance triggers and whether the trigger was met;
      and

     

    (xxiii)  updated
      pool composition data including the following: weighted average mortgage rate
      and weighted average remaining term.

     

    The
      Securities Administrator may make the foregoing Monthly Statement (and, at
      its
      option, any additional files containing the same information in an alternative
      format) available each month to Certificateholders via the Securities
      Administrator’s internet website. The Securities Administrator’s internet
      website shall initially be located at “www.ctslink.com”. Assistance in using the
      website can be obtained by calling the Securities Administrator’s customer
      service desk at (301) 815-6600. Parties that are unable to use the above
      distribution options are entitled to have a paper copy mailed to them via first
      class mail by calling the customer service desk and indicating such. The
      Securities Administrator may change the way Monthly Statements are distributed
      in order to make such distributions more convenient or more accessible to the
      above parties.

     

    (b)  The
      Securities Administrator’s responsibility for making the above information
      available to the Certificateholders is limited to the availability, timeliness
      and accuracy of the information derived from the Master Servicer and the
      Servicer. The Securities Administrator will make available a copy of each
      statement provided pursuant to this Section 5.06 to each Rating
      Agency.

     

    (c)  Within
      a
      reasonable period of time after the end of each calendar year, the Securities
      Administrator shall furnish upon request to each Person who at any time during
      the calendar year was a Certificateholder, the information set forth in clauses
      (a)(iv) and (a)(v) of this Section 5.06 aggregated for such calendar year or
      applicable portion thereof during which such Person was a Certificateholder.
      Such obligation of the Securities Administrator shall be deemed to have been
      satisfied to the extent that substantially comparable information shall be
      provided by the Trustee or the Securities Administrator pursuant to any
      requirements of the Code as from time to time in effect.

     

    (d)  Upon
      filing with the Internal Revenue Service, the Securities Administrator shall
      furnish to the Holders of the Residual Certificates the applicable Form 1066
      and
      each applicable Form 1066Q and shall respond promptly to written requests made
      not more frequently than quarterly by any Holder of a Residual Certificate
      with
      respect to the following matters:

     

    (i)  The
      original projected principal and interest cash flows on the Closing Date on
      each
      class of Regular Interests and Residual Interests created hereunder and on
      the
      Mortgage Loans, based on the Prepayment Assumption;

     

    (ii)  The
      projected remaining principal and interest cash flows as of the end of any
      calendar quarter with respect to each class of Regular Interests and Residual
      Interests created hereunder and the Mortgage Loans, based on the Prepayment
      Assumption;

     

    (iii)  The
      applicable Prepayment Assumption and any interest rate assumptions used in
      determining the projected principal and interest cash flows described
      above;

     

    (iv)  The
      original issue discount (or, in the case of the Mortgage Loans, market discount)
      or premium accrued or amortized through the end of such calendar quarter with
      respect to each class of Regular Interests or Residual Interests created
      hereunder and to the Mortgage Loans, together with each constant yield to
      maturity used in computing the same;

     

    (v)  The
      treatment of Realized Losses with respect to the Mortgage Loans or the Regular
      Interests created hereunder, including the timing and amount of any cancellation
      of indebtedness income of a REMIC with respect to such Regular Interests or
      bad
      debt deductions claimed with respect to the related Mortgage Loans;

     

    (vi)  The
      amount and timing of any non-interest expenses of a REMIC; and

     

    (vii)  Any
      taxes
      (including penalties and interest) imposed on the REMIC, including, without
      limitation, taxes on “prohibited transactions,” “contributions” or “net income
      from foreclosure property” or state or local income or franchise
      taxes.

     

    The
      information pursuant to clauses (i), (ii), (iii) and (iv) above shall be
      provided by the Depositor pursuant to Section 9.12. 

     

    Section
      5.07  REMIC
      Designations and REMIC Distributions. 

     

    (a)  The
      Trustee shall elect that each of REMIC I, REMIC II, REMIC III and REMIC IV
      shall
      be treated as a REMIC under Section 860D of the Code. Any inconsistencies or
      ambiguities in this Agreement or in the administration of this Agreement shall
      be resolved in a manner that preserves the validity of such REMIC elections.
      The
      assets of REMIC I shall include the Mortgage Loans and all interest owing in
      respect of and principal due thereon, the Distribution Account, the Protected
      Accounts, any REO Property, any proceeds of the foregoing and any other assets
      subject to this Agreement (other than the Reserve Fund and the Class A-1/A-2
      Net
      WAC Reserve Account. The REMIC I Regular Interests shall constitute the assets
      of REMIC II. The REMIC II Regular Interests shall constitute the assets of
      REMIC
      III. The Class C Interest shall constitute assets of REMIC IV. 

     

    (b)  On
      each
      Distribution Date, the Interest Funds and Principal Funds, in the following
      order of priority, shall be deemed distributed by REMIC I to REMIC II on account
      of the REMIC I Regular Interests or withdrawn from the Distribution Account
      and
      distributed to the Holders of the Class R-1 Certificates, as the case may
      be:

     

    (i)  to
      the
      holders of the REMIC I Regular Interests, pro rata, in an amount equal to (A)
      the Uncertificated Accrued Interest for each such REMIC I Regular Interest
      for
      such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid
      from previous Distribution Dates. Amounts payable as Uncertificated Accrued
      Interest in respect of REMIC I Regular Interest ZZ shall be reduced and deferred
      when the REMIC I Overcollateralization Amount is less than the REMIC I
      Overcollateralization Target Amount, by the lesser of (x) the amount of such
      difference and (y) the REMIC I Regular Interest ZZ Maximum Interest Deferral
      Amount, and such amount will be payable to the holders of each REMIC I Regular
      Interest for which a REMIC II Regular Interest is the Corresponding Interest,
      allocated in the same proportion as the Extra Principal Distribution Amount
      is
      allocated to the Corresponding Certificates for such Corresponding Interests,
      and the Uncertificated Principal Balance of REMIC I Regular Interest ZZ shall
      be
      increased by such amount;

     

    (ii)  from
      the
      remainder of the Interest Funds and Principal Funds for such Distribution Date
      after the distribution made pursuant to clause (i) above, allocated as
      follows:

     

    (A)  98.00%
      of
      such remainder to the holders of REMIC I Regular Interest AA, until the
      Uncertificated Principal Balance of such REMIC I Regular Interest is reduced
      to
      zero;

     

    (B)  2.00%
      of
      such remainder, first, to the holders of each REMIC I Regular Interest for
      which
      a REMIC II Regular Interest is the Corresponding Interest, in an aggregate
      amount equal to 1.00% of and in the same proportion as principal payments are
      allocated to the Corresponding Certificates for such Corresponding Interests,
      until the Uncertificated Principal Balances of such REMIC I Regular Interests
      are reduced to zero, and second, to the holders of REMIC I Regular Interest
      ZZ,
      until the Uncertificated Principal Balance of such REMIC I Regular Interest
      is
      reduced to zero; and

     

    (C)  any
      remaining amount to the Holders of the Class R-1 Certificates.

     

    (c)  On
      each
      Distribution Date, the Interest Funds and Principal Funds, in the following
      order of priority, shall be deemed distributed by REMIC II to REMIC III on
      account of the REMIC II Regular Interests or withdrawn from the Distribution
      Account and distributed to the Holders of the Class R-2 Certificates, as the
      case may be:

     

    (i)  to
      the
      holders of the REMIC II Regular Interests, in the same manner and priority
      as
      paid to the Corresponding Certificates and, in the case of REMIC II Regular
      Interest C, as paid to the Class C Interest, the Uncertificated Accrued Interest
      (or, in the case of REMIC II Regular Interest C, the REMIC II Regular Interest
      C
      Distribution Amount) for such Distribution Date, plus any amounts in respect
      thereof remaining unpaid from previous Distribution Dates; and

     

    (ii)  to
      the
      holders of the REMIC II Regular Interests, in an amount equal to the remainder
      of the Interest Funds and Principal Funds for such Distribution Date after
      the
      distribution made pursuant to clause (i) above, allocated in the same manner
      and
      priority as paid to the Corresponding Certificates, until the Uncertificated
      Principal Balances thereof have been reduced to zero, and any remaining amount
      to the Holders of the Class R-2 Certificates.

     

    (d)  On
      each
      Distribution Date, for federal income tax purposes, (1) (i) the Regular Interest
      the ownership of which is represented by the Class A-1 Certificates shall be
      deemed to receive (x) accrued interest at the related Uncertificated REMIC
      III
      Pass-Through Rate on an amount equal to the then current Certificate Principal
      Balance of the Class A-1 Certificates and (y) any amounts in respect thereof
      remaining unpaid from previous Distribution Dates for such Regular Interest,
      and
      (ii) the Regular Interest the ownership of which is represented by the Class
      A-2
      Certificates shall be deemed to receive (x) accrued interest at the related
      Uncertificated REMIC III Pass-Through Rate on the Uncertificated Notional Amount
      for such Regular Interest for such Distribution Date, and (y) any amounts in
      respect thereof remaining unpaid from previous Distribution Dates for such
      Regular Interest, and (2) amounts distributable in reduction of the Certificate
      Principal Balance of the Class A-1 Certificates shall be deemed distributed
      to
      the Regular Interest the ownership of which is represented by such Certificates
      in reduction of the related principal balance thereof. Any amounts received
      on
      each Distribution Date by Holders of the Class A Certificates at a rate equal
      to
      the related Pass-Through Rate which is in excess of, or less than, the amounts
      specified above in the related clause (x) for the Regular Interests the
      ownership of which is represented by such Certificates shall be treated in
      accordance with the provisions relating to Class A-1/A-2 Net WAC Pass-Through
      Amounts in Section 5.09.

     

    (e)  On
      each
      Distribution Date, an amount equal to the amounts distributed pursuant to
      Sections 5.04(a)(3)(C), (D) and (F) on such date shall be deemed distributed
      from REMIC III to REMIC IV in respect of the Class C Distribution Amount
      distributable to the Class C Interest.

     

    Section
      5.08  Reserve
      Fund. 

     

    (a)  The
      Securities Administrator shall establish a Reserve Fund on behalf of the Holders
      of the Class
      A,
      Class
      B and Class M Certificates. The Reserve Fund shall be an Eligible Account.
      The
      Reserve Fund shall be entitled “Reserve Fund, Wells Fargo Bank, N.A. as
      Securities Administrator for the benefit of Holders of Bear Stearns Asset Backed
      Securities I LLC, Asset-Backed Certificates, Series 2006-ST1, Class A-1, Class
      A-2, Class M-1, Class M-2, Class M-3, Class M-4, Class B-1, Class B-2, Class
      B-3, Class B-4 and Class C”. On the Closing Date, the Depositor will deposit, or
      cause to be deposited, into the Reserve Fund an amount equal to the Reserve
      Fund
      Deposit. The Securities Administrator shall deposit in the Reserve Fund all
      payments received from the Counterparty pursuant to the Yield Maintenance
      Agreement. On each Distribution Date following such deposit, the Securities
      Administrator shall remit amounts then on deposit in the Reserve Fund to the
      Holders of the Class M, Class B and Class C Certificates in the manner provided
      in clause (b) below. In addition, following such distribution of amounts
      received under the Yield Maintenance Agreement pursuant to clause (b) below,
      on
      each Distribution Date as to which there is any Basis Risk Shortfall Carry
      Forward Amount remaining unpaid to any Class of Certificates, the Securities
      Administrator shall deposit the amounts pursuant to clauses (C) and (D) of
      Section 5.04(a)(3) into the Reserve Fund, and the Securities Administrator
      has
      been directed by the Class C Certificateholder to distribute any amounts then
      on
      deposit in the Reserve Fund to the Holders of the Class A, Class M and Class
      B
      Certificates in respect of the Basis Risk Shortfall Carry Forward Amount for
      each such Class in the priorities set forth in clauses (C) and (D) of Section
      5.04(a)(3). Any amount paid to the Holders of Class A, Class M or Class B
      Certificates from amounts distributable pursuant to clauses (C) and (D) of
      Section 5.04(a)(3) pursuant to the preceding sentence in respect of Basis Risk
      Shortfall Carry Forward Amounts shall be treated as distributed to the Class
      C
      Certificateholder in respect of the Class C Certificates and paid by the Class
      C
      Certificateholder to the Holders of the Class A, Class M or Class B
      Certificates. Any payments to the Holders of the Class A, Class M or Class
      B in
      respect of Basis Risk Shortfall Carry Forwards Amounts pursuant to the second
      preceding sentence shall not be payments with respect to a Regular Interest
      in a
      REMIC within the meaning of Section 860G(a)(1) of the Code.

     

    (b)  On
      each
      Distribution Date the Securities Administrator shall distribute amounts in
      the
      Reserve Fund after depositing amounts received from the Yield Maintenance
      Agreement (other than a Yield Maintenance Agreement Termination Payment) with
      respect to such Distribution Date to the following Classes of Certificates
      in
      the following order of priority; provided, however, that to the extent
Fannie
      Mae or an affiliate thereof holds all or a portion of any of the Class M
      Certificates or Class B Certificates, no distribution will be made to the holder
      of any such Certificate or to the Class C Certificates,
      and to
      the extent Fannie Mae or an affiliate thereof holds all or a portion of any
      of
      the Class C Certificates, no distribution will be made to the holder of such
      Certificate from amounts received under the Yield Maintenance
      Agreement
      and any
      such amounts withheld from such Certificates (the “Additional Amounts”) will be
      distributed to the Counterparty pursuant to clause (iii) below.

     

    (i)  first,
      sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class B-1,
      Class
      B-2, Class B-3 and Class B-4 Certificates, in that order, to pay Current
      Interest to the extent not fully paid pursuant to Section 5.04(a)(1) and any
      Interest Carry Forward Amount, in each case to the extent due to the interest
      portion of a Realized Loss;

     

    (ii)  second,
      sequentially to the Class M-1, Class M-2, Class M-3, Class M-4, Class B-1,
      Class
      B-2, Class B-3 and Class B-4 Certificates, in that order, any Basis Risk
      Shortfall Carry Forward Amounts for such Distribution Date; 

     

    (iii)  third,
      any
      Additional Amounts, to the Counterparty; and

     

    (iv)  fourth,
      any
      remaining amounts received under the Yield Maintenance Agreement, to
      the
      Class C Certificates.

     

    (c)  In
      the
      event that the Yield Maintenance Agreement is terminated prior to the
      Distribution Date in August 2017, the Securities Administrator, at the direction
      of the Depositor, shall use reasonable efforts to appoint a successor
      counterparty using any Yield Maintenance Agreement Termination Payments paid
      by
      the Counterparty. If the Securities Administrator is unable to locate a
      qualified successor counterparty within thirty (30) days of the Early
      Termination Date (as defined in the Yield Maintenance Agreement), any Yield
      Maintenance Agreement Termination Payments paid by the Counterparty will be
      deposited into a reserve fund and the Securities Administrator, on each
      subsequent Distribution Date (until the termination date of the Yield
      Maintenance Agreement or the appointment of a successor counterparty), will
      withdraw from the amount then remaining on deposit in the reserve account an
      amount equal to the payment, if any, that would have been paid to the Securities
      Administrator by the original Counterparty calculated in accordance with the
      terms of the original Yield Maintenance Agreement, and deposit such amount
      into
      the Reserve Fund in accordance with Section 5.08(a) for distribution to the
      holders of the Certificates in accordance with Section 5.08(b).
      Such
      reserve account shall be an Eligible Account.

     

    (d)  The
      Reserve Fund is an “outside reserve fund” within the meaning of Treasury
      Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but
      not
      an asset of any REMIC. The Securities Administrator on behalf of the Trust
      shall
      be the nominal owner of the Reserve Fund. The Class C Certificateholders shall
      be the beneficial owners of the Reserve Fund, subject to the power of the
      Securities Administrator to transfer amounts under Section 5.04(a)(3). Amounts
      in the Reserve Fund shall be held either uninvested in a trust or deposit
      account of the Securities Administrator with no liability for interest or other
      compensation thereof or, at the direction of the Class C Certificateholder,
      be
      invested in Permitted Investments that mature no later than the Business Day
      prior to the next succeeding Distribution Date. All net income and gain from
      such investments shall be distributed to the Class C Certificateholder, not
      as a
      distribution in respect of any interest in any REMIC, on such Distribution
      Date.
      All amounts earned on amounts on deposit in the Reserve Fund shall be taxable
      to
      the Class C Certificateholder. Any losses on such investments shall be deposited
      in the Reserve Fund by the Class C Certificateholder out of its own funds
      immediately as realized. In the event that the Class C Certificateholder shall
      fail to provide investment instructions to the Securities Administrator, the
      amounts on deposit in the Reserve Fund shall be held uninvested.

     

    (e)  For
      federal tax return and information reporting, the right of the Holders of the
      Class A, Class M and Class B Certificates to receive payments from the Reserve
      Fund in respect of any Basis Risk Shortfall Carry Forward Amounts shall be
      assigned a value of zero.

     

    Section
      5.09  Class
      A-1/A-2 Net WAC Pass-Through Amount; Class A-1/A-2 Net WAC Reserve
      Account.

     

    (a)  The
      Securities Administrator shall establish a Class A-1/A-2 Net WAC Reserve Account
      on behalf of the Holders of the Class A-1 Certificates and Class A-2
      Certificates. The Class A-1/A-2 Net WAC Reserve Account shall be an Eligible
      Account. The Class A-1/A-2 Net WAC Reserve Account shall be entitled “Class
      A-1/A-2 Net WAC Reserve Account, Wells Fargo Bank, N.A., as Securities
      Administrator on behalf of U.S. Bank National Association, as Trustee for the
      benefit of Holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed
      Certificates, Series 2006-ST1, Class A-1 Certificates and Class A-2
      Certificates”. On the Closing Date, the Depositor will deposit, or cause to be
      deposited, into the Class A-1/A-2 Net WAC Reserve Account an amount equal to
      the
      Class A-1/A-2 Net WAC Reserve Account Deposit.

     

    (b)  On
      each
      Distribution Date on which the weighted average of the Net Mortgage Rates on
      the
      Mortgage Loans is less than the Class A-1/A-2 Target Rate, the accrued interest
      in respect of the Regular Interest the ownership of which is represented by
      the
      Class A-1 Certificates will include the Class A-1/A-2 Net WAC Pass-Through
      Amount for such Distribution Date. On each such Distribution Date, the
      Securities Administrator shall deposit into the Class A-1/A-2 Net WAC Reserve
      Account the Class A-1/A-2 Net WAC Pass-Through Amount for such Distribution
      Date
      rather than distributing such amounts to the Class A-1 Certificateholders.
      Notwithstanding the foregoing, for federal, state and local tax purposes, such
      Class A-1/A-2 Net WAC Pass-Through Amount shall be deemed distributed to the
      Class A-1 Certificateholders in respect of the Regular Interest the ownership
      of
      which is represented by the Class A-1 Certificates. On each such Distribution
      Date, the Securities Administrator shall hold the Class A-1/A-2 Net WAC
      Pass-Through Amount for the benefit of the Holders of the Class A-2
      Certificates, and shall distribute such amount to the Holders of the Class
      A-2
      Certificates. Payments to the Holders of the Class A-2 Certificates of any
      Class
      A-1/A-2 Net WAC Pass-Through Amount will not be payments with respect to a
      Regular Interest in a REMIC within the meaning of Code Section
      860G(a)(1).

     

    (c) By
      accepting a Class A-1 Certificate, each Class A-1 Certificateholder thereby
      agrees to direct the Securities Administrator, and the Securities Administrator
      is hereby directed, to deposit into the Class A-1/A-2 Net WAC Reserve Account
      any Class A-1/A-2 Net WAC Pass-Through Amount rather than distributing such
      amount to the Class A-1 Certificateholders and further agrees that such
      direction is given for good and valuable consideration, the receipt and
      sufficiency of which is acknowledged by such acceptance. By accepting a Class
      A-1 Certificate, each Class A-1 Certificateholder acknowledges that any such
      Class A-1/A-2 Net WAC Pass-Through Amount shall for federal, state and local
      tax
      purposes be deemed distributed in respect of the Regular Interest the ownership
      of which is represented by the Class A-1 Certificates. By accepting a Class
      A-2
      Certificate, each Class A-2 Certificateholder acknowledges that for federal,
      state and local tax purposes any payments of such Class A-1/A-2 Net WAC
      Pass-Through Amount shall not be payments with respect to a Regular Interest
      in
      a REMIC within the meaning of Code Section 860G(a)(1).

     

    (d) The
      Class
      A-1/A-2 Net WAC Reserve Account is an “outside reserve fund” within the meaning
      of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust
      Fund but not an asset of any REMIC. The Securities Administrator on behalf
      of
      the Trust shall be the nominal owner of the Class A-1/A-2 Net WAC Reserve
      Account. The Class A-1 Certificateholders shall be the beneficial owner of
      the
      Class A-1/A-2 Net WAC Reserve Account, subject to the power of the Securities
      Administrator to transfer amounts under clause (b) above. Amounts in the Class
      A-1/A-2 Net WAC Reserve Account shall be held uninvested.

     

    ARTICLE
      VI

    THE
      CERTIFICATES

     

    Section
      6.01  The
      Certificates. 

     

    The
      Certificates shall be substantially in the forms attached hereto as Exhibits
      A-1
      through A-5. The Certificates shall be issuable in registered form, in the
      minimum dollar denominations, integral dollar multiples in excess thereof
      (except that one Certificate of each Class may be issued in a different amount
      which must be in excess of the applicable minimum dollar denomination) and
      aggregate dollar denominations as set forth in the following table:

     

    

    
      	
              Class

            	 	
              Minimum
                Denomination

            	 	
              Integral
                Multiple in Excess of Minimum

            	 	
              Initial
                Certificate Principal Balance

            	 	
              Pass-Through
                Rate

            
	
              A-1

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              164,089,000.00

            	 	 	
              Class
                A-1 Pass-Through Rate

            
	
              A-2

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	 	
              N/A(1)

            	 	 	
              Class
                A-2 Pass-Through Rate

            
	
              M-1

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              5,886,000.00

            	 	 	
              Class
                M-1 Pass-Through Rate

            
	
              M-2

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              3,219,000.00

            	 	 	
              Class
                M-2 Pass-Through Rate

            
	
              M-3

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              1,380,000.00

            	 	 	
              Class
                M-3 Pass-Through Rate

            
	
              M-4

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              1,380,000.00

            	 	 	
              Class
                M-4 Pass-Through Rate

            
	
              B-1

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              1,287,000.00

            	 	 	
              Class
                B-1 Pass-Through Rate

            
	
              B-2

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              920,000.00

            	 	 	
              Class
                B-2 Pass-Through Rate

            
	
              B-3

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              920,000.00

            	 	 	
              Class
                B-3 Pass-Through Rate

            
	
              B-4

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              1,564,000.00

            	 	 	
              Class
                B-4 Pass-Through Rate

            
	
              C

            	 	
              $

            	
              100,000

            	 	
              $

            	
              1,000

            	 	
              $

            	
              3,312,158.70

            	
              (1)

            	 	
              (3)

            
	
              R-1

            	 	 	
              100

            	
              %

            	 	
              N/A

            	 	 	
              N/A

            	
              (2)

            	 	
              N/A

            
	
              R-2

            	 	 	
              100

            	
              %

            	 	
              N/A

            	 	 	
              N/A

            	
              (2)

            	 	
              N/A

            
	
              R-3

            	 	 	
              100

            	
              %

            	 	
              N/A

            	 	 	
              N/A

            	
              (2)

            	 	
              N/A

            
	
              RX

            	 	 	
              100

            	
              %

            	 	
              N/A

            	 	 	
              N/A

            	
              (2)

            	 	
              N/A

            

    

    

    
      	
              (1)

            	
              This
                is a notional amount. 

            

    

    
      	
              (2)

            	
              The
                Class R-1, Class R-2, Class R-3 and Class RX Certificates are not
                entitled
                to distributions in respect of
                interest.

            

    

    
      	
              (3)

            	
              As
                defined in “Pass-Through Rate”
definition.

            

    

    

    The
      Certificates shall be executed by manual or facsimile signature on behalf of
      the
      Securities Administrator by an authorized officer. Certificates bearing the
      manual or facsimile signatures of individuals who were, at the time when such
      signatures were affixed, authorized to sign on behalf of the Securities
      Administrator shall bind the Securities Administrator, notwithstanding that
      such
      individuals or any of them have ceased to be so authorized prior to the
      authentication and delivery of such Certificates or did not hold such offices
      at
      the date of such authentication and delivery. No Certificate shall be entitled
      to any benefit under this Agreement, or be valid for any purpose, unless there
      appears on such Certificate the countersignature of the Securities Administrator
      by manual signature, and such countersignature upon any Certificate shall be
      conclusive evidence, and the only evidence, that such Certificate has been
      duly
      countersigned and delivered hereunder. All Certificates shall be dated the
      date
      of their countersignature. On the Closing Date, the Securities Administrator
      shall authenticate the Certificates to be issued at the written direction of
      the
      Depositor, or any affiliate thereof.

     

    The
      Depositor shall provide, or cause to be provided, to the Securities
      Administrator on a continuous basis, an adequate inventory of Certificates
      to
      facilitate transfers.

     

    Section
      6.02  Certificate
      Register; Registration of Transfer and Exchange of Certificates. 

     

    (a)  The
      Securities
      Administrator
      shall
      maintain, or cause to be maintained in accordance with the provisions of Section
      6.09 hereof, a Certificate Register for the Trust Fund in which, subject to
      the
      provisions of subsections (b) and (c) below and to such reasonable regulations
      as it may prescribe, the Securities
      Administrator
      shall
      provide for the registration of Certificates and of Transfers and exchanges
      of
      Certificates as herein provided. Upon surrender for registration of Transfer
      of
      any Certificate, the Securities
      Administrator shall
      authenticate and deliver, in the name of the designated transferee or
      transferees, one or more new Certificates of the same Class and of like
      aggregate Percentage Interest.

     

    At
      the option of a Certificateholder, Certificates may be exchanged for other
      Certificates of the same Class in authorized denominations and evidencing the
      same aggregate Percentage Interest upon surrender of the Certificates to be
      exchanged at the office or agency of the Securities Administrator. Whenever
      any
      Certificates are so surrendered for exchange, the Securities Administrator
      shall
      execute, authenticate, and deliver the Certificates that the Certificateholder
      making the exchange is entitled to receive. Every Certificate presented or
      surrendered for registration of Transfer or exchange shall be accompanied by
      a
      written instrument of Transfer in form satisfactory to the Securities
      Administrator duly executed by the Holder thereof or his attorney duly
      authorized in writing.

     

    No
      service charge to the Certificateholders shall be made for any registration
      of
      Transfer or exchange of Certificates, but payment of a sum sufficient to cover
      any tax or governmental charge that may be imposed in connection with any
      Transfer or exchange of Certificates may be required.

     

    All
      Certificates surrendered for registration of Transfer or exchange shall be
      canceled and subsequently destroyed by the Securities Administrator in
      accordance with the Securities Administrator’s customary
      procedures.

     

    (b)  No
      Transfer of a Private Certificate shall be made unless such Transfer is made
      pursuant to an effective registration statement under the Securities Act and
      any
      applicable state securities laws or is exempt from the registration requirements
      under the Securities Act and such state securities laws. In the event that
      a
      Transfer is to be made in reliance upon an exemption from the Securities Act
      and
      such laws, in order to assure compliance with the Securities Act and such laws,
      the Certificateholder desiring to effect such Transfer and such
      Certificateholder’s prospective transferee shall each certify to the Securities
      Administrator in writing the facts surrounding the Transfer in substantially
      the
      forms set forth in Exhibit D (the “Transferor Certificate”) and (x) deliver a
      letter in substantially the form of either Exhibit E (the “Investment Letter”)
      or Exhibit F (the “Rule 144A Letter”) or (y) there shall be delivered to the
      Securities Administrator an Opinion of Counsel addressed to the Securities
      Administrator that such Transfer may be made pursuant to an exemption from
      the
      Securities Act, which Opinion of Counsel shall not be an expense of the
      Depositor, the Seller, the Master Servicer, the Securities Administrator or
      the
      Trustee; provided, however, that such representation letters will not be
      required in connection with any transfer of any such Certificate by the
      Depositor to an affiliate of the Depositor and the Trustee and the Securities
      Administrator shall be entitled to conclusively rely upon a representation
      (which, upon the request of the Trustee and the Securities Administrator, shall
      be a written representation) from the Depositor of the status of such transferee
      as an affiliate of the Depositor. Additionally, such representation letters
      will
      not be required in connection with the initial transfer of any such Certificate
      by the Depositor to the Fannie Mae and the Securities Administrator shall be
      entitled to conclusively rely upon a representation (which, upon the request
      of
      the Trustee and the Securities Administrator, shall be a written representation)
      from Fannie Mae of the status of such transferee as a QIB. The Depositor shall
      provide to any Holder of a Private Certificate and any prospective transferee
      designated by any such Holder, information regarding the related Certificates
      and the Mortgage Loans and such other information as shall be necessary to
      satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer
      of any such Certificate without registration thereof under the Securities Act
      pursuant to the registration exemption provided by Rule 144A. The Securities
      Administrator and the Master Servicer shall cooperate with the Depositor in
      providing the Rule 144A information referenced in the preceding sentence,
      including providing to the Depositor such information regarding the
      Certificates, the Mortgage Loans and other matters regarding the Trust Fund
      as
      the Depositor shall reasonably request to meet its obligation under the
      preceding sentence. Notwithstanding the provisions of the immediately preceding
      sentence, no restrictions shall apply with respect to the transfer or
      registration of transfer of a beneficial interest in any Certificate that is
      a
      Global Certificate of a Class to a transferee that takes delivery in the form
      of
      a beneficial interest in the Global Certificate of such Class provided that
      each
      such transferee shall be deemed to have made such representations and warranties
      contained in the Rule 144A and Related Matters Certificate as are sufficient
      to
      establish that it is a QIB. Each Holder of a Private Certificate desiring to
      effect such Transfer shall, and does hereby agree to, indemnify the Trustee,
      the
      Depositor, the Seller, the Securities Administrator and the Master Servicer
      against any liability that may result if the Transfer is not so exempt or is
      not
      made in accordance with such federal and state laws.

     

    No
      transfer of any Class C Certificate shall be made unless the transferee of
      such
      Class C Certificate provides to the Securities Administrator the appropriate
      tax
      certification form (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, or W-8ECI,
      as
      applicable (or any successor form thereto)), as a condition to such transfer
      and
      agrees to update such forms (i) upon expiration of any such form, (ii) as
      required under then applicable U.S. Treasury regulations and (iii) promptly
      upon
      learning that any IRS Form W-9 or IRS Form W-8BEN, W-8IMY, or W-8ECI, as
      applicable (or any successor form thereto), has become obsolete or incorrect.
      Upon receipt of any such tax certification form from a transferee of any Class
      C
      Certificate, the Securities Administrator shall provide a copy of such tax
      certification form to the Counterparty.

    

    No
      Transfer of an ERISA Restricted Certificate shall be made unless either (i)
      the
      Master Servicer and the Securities Administrator shall have received a
      representation from the transferee of such Certificate acceptable to and in
      form
      and substance satisfactory to the Master Servicer and the Securities
      Administrator, to the effect that such transferee is not an employee benefit
      plan subject to Section 406 of ERISA and/or a plan subject to Section 4975
      of
      the Code, or a Person acting on behalf of any such plan or using the assets
      of
      any such plan, or (ii) in the case of any such ERISA Restricted Certificate
      presented for registration in the name of an employee benefit plan subject
      to
      ERISA, or a plan subject to Section 4975 of the Code (or comparable provisions
      of any subsequent enactments), or a trustee of any such plan or any other person
      acting on behalf of any such plan, the Securities Administrator shall have
      received an Opinion of Counsel for the benefit of the Trustee, the Master
      Servicer and the Securities Administrator and on which they may rely,
      satisfactory to the Securities Administrator, to the effect that the purchase
      and holding of such ERISA Restricted Certificate is permissible under applicable
      law, will not constitute or result in the assets of the Trust being deemed
      to be
“plan assets” under ERISA or the Code, will not result in any prohibited
      transactions under ERISA or Section 4975 of the Code and will not subject the
      Trustee, the Master Servicer, the Depositor or the Securities Administrator
      to
      any obligation in addition to those expressly undertaken in this Agreement,
      which Opinion of Counsel shall not be an expense of the Trustee, the Master
      Servicer, the Depositor or the Securities Administrator, or, in the case of
      a
      Class B-4 Certificate, the transferee provides a representation, or deemed
      representation in the case of the Global Certificate or an opinion of counsel
      to
      the effect that the proposed transfer and holding of such Certificate and the
      servicing, management and operation of the Trustee and its assets: (I) will
      not
      result in any prohibited transaction which is not covered under an individual
      or
      class prohibited transaction exemption, including, but not limited to,
      Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1,
      PTCE 95-60 or PTCE 96-23 and (II) will not give rise to any additional
      obligations on the part of the Depositor, the Securities Administrator, the
      Master Servicer or the Trustee. Notwithstanding anything else to the contrary
      herein, any purported transfer of an ERISA Restricted Certificate to or on
      behalf of an employee benefit plan subject to Section 406 of ERISA and/or a
      plan
      subject to Section 4975 of the Code without the delivery of the Opinion of
      Counsel as described above shall be void and of no effect; provided that the
      restriction set forth in this sentence shall not be applicable if there has
      been
      delivered to the Securities Administrator an Opinion of Counsel meeting the
      requirements of clause (ii) of the first sentence of this paragraph. None of
      the
      Trustee, the Securities Administrator or the Master Servicer shall be required
      to monitor, determine or inquire as to compliance with the transfer restrictions
      with respect to any ERISA Restricted Certificate that is a Book-Entry
      Certificate, and none of the Trustee, the Securities Administrator or the Master
      Servicer shall have any liability for transfers of any such Book-Entry
      Certificates made through the book-entry facilities of any Depository or between
      or among participants of the Depository or Certificate Owners made in violation
      of the transfer restrictions set forth herein. None of the Trustee, the
      Securities Administrator or the Master Servicer shall be under any liability
      to
      any Person for any registration of transfer of any ERISA Restricted Certificate
      that is in fact not permitted by this Section 6.02(b) or for making any payments
      due on such Certificate to the Holder thereof or taking any other action with
      respect to such Holder under the provisions of this Agreement. The Trustee
      and
      the Securities Administrator shall each be entitled, but not obligated, to
      recover from any Holder of any ERISA Restricted Certificate that was in fact
      an
      employee benefit plan subject to Section 406 of ERISA or a plan subject to
      Section 4975 of the Code or a Person acting on behalf of any such plan at the
      time it became a Holder or, at such subsequent time as it became such a plan
      or
      Person acting on behalf of such a plan, all payments made on such ERISA
      Restricted Certificate at and after either such time. Any such payments so
      recovered by the Trustee or the Securities Administrator shall be paid and
      delivered by the Trustee or the Securities Administrator to the last preceding
      Holder of such Certificate that is not such a plan or Person acting on behalf
      of
      a plan.

     

    Each
      beneficial owner of a Class M Certificate and Class B Certificate, except for
      a
      Class B-4 Certificate, or any interest therein shall be deemed to have
      represented, by virtue of its acquisition or holding of that certificate or
      interest therein, that either (i) it is not a Plan or investing with “Plan
      Assets”, (ii) it has acquired and is holding such certificate in reliance on the
      Exemption, and that it understands that there are certain conditions to the
      availability of the Exemption, including that the certificate must be rated,
      at
      the time of purchase, not lower than “BBB-”(or its equivalent) by S&P, Fitch
      Ratings or Moody’s, and the certificate is so rated or (iii) (1) it is an
      insurance company, (2) the source of funds used to acquire or hold the
      certificate or interest therein is an “insurance company general account,” as
      such term is defined in Prohibited Transaction Class Exemption (“PTCE”) 95-60,
      and (3) the conditions in Sections I and III of PTCE 95-60 have been
      satisfied.

     

    (c)  Each
      Person who has or who acquires any Ownership Interest in a Residual Certificate
      shall be deemed by the acceptance or acquisition of such Ownership Interest
      to
      have agreed to be bound by the following provisions, and the rights of each
      Person acquiring any Ownership Interest in a Residual Certificate are expressly
      subject to the following provisions:

     

    (i)  Each
      Person holding or acquiring any Ownership Interest in a Residual Certificate
      shall be a Permitted Transferee and shall promptly notify the Securities
      Administrator of any change or impending change in its status as a Permitted
      Transferee.

     

    (ii)  No
      Ownership Interest in a Residual Certificate may be registered on the Closing
      Date or thereafter transferred, and the Securities
      Administrator
      shall
      not register the Transfer of any Residual Certificate unless, in addition to
      the
      certificates required to be delivered to the Securities
      Administrator
      under
      subparagraph (b) above, the Securities
      Administrator
      shall
      have been furnished with an affidavit (a “Transfer Affidavit”) of the initial
      owner or the proposed transferee in the form attached hereto as Exhibit
      C.

     

    (iii)  Each
      Person holding or acquiring any Ownership Interest in a Residual Certificate
      shall agree (A) to obtain a Transfer Affidavit from any other Person to whom
      such Person attempts to Transfer its Ownership Interest in a Residual
      Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such
      Person is acting as nominee, trustee or agent in connection with any Transfer
      of
      a Residual Certificate and (C) not to Transfer its Ownership Interest in a
      Residual Certificate or to cause the Transfer of an Ownership Interest in a
      Residual Certificate to any other Person if it has actual knowledge that such
      Person is not a Permitted Transferee.

     

    (iv)  Any
      attempted or purported Transfer of any Ownership Interest in a Residual
      Certificate in violation of the provisions of this Section 6.02(c) shall be
      absolutely null and void and shall vest no rights in the purported Transferee.
      If any purported transferee shall become a Holder of a Residual Certificate
      in
      violation of the provisions of this Section 6.02(c), then the last preceding
      Permitted Transferee shall be restored to all rights as Holder thereof
      retroactive to the date of registration of Transfer of such Residual
      Certificate. Neither the Trustee nor the Securities Administrator shall be
      under
      any liability to any Person for any registration of Transfer of a Residual
      Certificate that is in fact not permitted by Section 6.02(b) and this Section
      6.02(c) or for making any payments due on such Certificate to the Holder thereof
      or taking any other action with respect to such Holder under the provisions
      of
      this Agreement so long as the Transfer was registered after receipt of the
      related Transfer Affidavit. The Securities
      Administrator
      shall be
      entitled but not obligated to recover from any Holder of a Residual Certificate
      that was in fact not a Permitted Transferee at the time it became a Holder
      or,
      at such subsequent time as it became other than a Permitted Transferee, all
      payments made on such Residual Certificate at and after either such time. Any
      such payments so recovered by the Securities Administrator shall be paid and
      delivered by the Securities Administrator to the last preceding Permitted
      Transferee of such Certificate.

     

    (v)  The
      Master Servicer shall make available within 60 days of written request from
      the
Securities
      Administrator,
      all
      information necessary to compute any tax imposed under Section 860E(e) of the
      Code as a result of a Transfer of an Ownership Interest in a Residual
      Certificate to any Holder who is not a Permitted Transferee.

     

    The
      restrictions on Transfers of a Residual Certificate set forth in this Section
      6.02(c) shall cease to apply (and the applicable portions of the legend on
      a
      Residual Certificate may be deleted) with respect to Transfers occurring after
      delivery to the Securities Administrator of an Opinion of Counsel addressed
      to
      the Securities Administrator, which Opinion of Counsel shall not be an expense
      of the Trustee, the Securities Administrator, the Seller or the Master Servicer
      to the effect that the elimination of such restrictions will not cause REMIC
      I,
      REMIC II, REMIC III or REMIC IV, as applicable, to fail to qualify as a REMIC
      at
      any time that the Certificates are outstanding or result in the imposition
      of
      any tax on the Trust Fund, a Certificateholder or another Person. Each Person
      holding or acquiring any Ownership Interest in a Residual Certificate hereby
      consents to any amendment of this Agreement that, based on an Opinion of Counsel
      addressed to the Securities Administrator and furnished to the Securities
      Administrator, is reasonably necessary (a) to ensure that the record ownership
      of, or any beneficial interest in, a Residual Certificate is not transferred,
      directly or indirectly, to a Person that is not a Permitted Transferee and
      (b)
      to provide for a means to compel the Transfer of a Residual Certificate that
      is
      held by a Person that is not a Permitted Transferee to a Holder that is a
      Permitted Transferee.

     

    (d)  The
      preparation and delivery of all certificates and opinions referred to above
      in
      this Section 6.02 shall not be an expense of the Trust Fund, the Trustee, the
      Depositor, the Seller, the Securities Administrator or the Master
      Servicer.

     

    (e)  Subject
      to Subsection 6.02(i), so long as a Global Certificate of such Class is
      outstanding and is held by or on behalf of the Depository, transfers of
      beneficial interests in such Global Certificate, or transfers by holders of
      Individual Certificates of such Class to transferees that take delivery in
      the
      form of beneficial interests in the Global Certificate, may be made only in
      accordance with Subsection 6.02(b) and in accordance with the rules of the
      Depository:

     

    (i)  In
      the
      case of a beneficial interest in the Global Certificate being transferred to
      an
      Institutional Accredited Investor, such transferee shall be required to take
      delivery in the form of an Individual Certificate or Certificates and the
      Securities Administrator shall register such transfer only upon compliance
      with
      the provisions of Subsection 6.02(b).

     

    (ii)  In
      the
      case of a beneficial interest in a Class of Global Certificates being
      transferred to a transferee that takes delivery in the form of an Individual
      Certificate or Certificates of such Class, except as set forth in clause (i)
      above, the Securities Administrator shall register such transfer only upon
      compliance with the provisions of Subsection 6.02(b).

     

    (iii)  In
      the
      case of an Individual Certificate of a Class being transferred to a transferee
      that takes delivery in the form of a beneficial interest in a Global Certificate
      of such Class, the Securities Administrator shall register such transfer if
      the
      transferee has provided the Securities Administrator with a Rule 144A and
      Related Matters Certificate or comparable evidence as to its QIB
      status.

     

    (iv)  No
      restrictions shall apply with respect to the transfer or registration of
      transfer of a beneficial interest in the Global Certificate of a Class to a
      transferee that takes delivery in the form of a beneficial interest in the
      Global Certificate of such Class; provided that each such transferee shall
      be
      deemed to have made such representations and warranties contained in the Rule
      144A and Related Matters Certificate as are sufficient to establish that it
      is a
      QIB.

     

    (f)  Subject
      to Subsection 6.02(h), an exchange of a beneficial interest in a Global
      Certificate of a Class for an Individual Certificate or Certificates of such
      Class, an exchange of an Individual Certificate or Certificates of a Class
      for a
      beneficial interest in the Global Certificate of such Class and an exchange
      of
      an Individual Certificate or Certificates of a Class for another Individual
      Certificate or Certificates of such Class (in each case, whether or not such
      exchange is made in anticipation of subsequent transfer, and, in the case of
      the
      Global Certificate of such Class, so long as such Certificate is outstanding
      and
      is held by or on behalf of the Depository) may be made only in accordance with
      this Subsection 6.02(e) and in accordance with the rules of the
      Depository:

     

    (i)  A
      holder
      of a beneficial interest in a Global Certificate of a Class may at any time
      exchange such beneficial interest for an Individual Certificate or Certificates
      of such Class.

     

    (ii)  A
      holder
      of an Individual Certificate or Certificates of a Class may exchange such
      Certificate or Certificates for a beneficial interest in the Global Certificate
      of such Class if such holder furnishes to the Securities Administrator a Rule
      144A and Related Matters Certificate or comparable evidence as to its QIB
      status.

     

    (iii)  A
      holder
      of an Individual Certificate of a Class may exchange such Certificate for an
      equal aggregate principal amount of Individual Certificates of such Class in
      different authorized denominations without any certification.

     

    (g)  (i)Upon
      acceptance for exchange or transfer of an Individual Certificate of a Class
      for
      a beneficial interest in a Global Certificate of such Class as provided herein,
      the Securities Administrator shall cancel such Individual Certificate and shall
      (or shall request the Depository to) endorse on the schedule affixed to the
      applicable Global Certificate (or on a continuation of such schedule affixed
      to
      the Global Certificate and made a part thereof) or otherwise make in its books
      and records an appropriate notation evidencing the date of such exchange or
      transfer and an increase in the certificate balance of the Global Certificate
      equal to the certificate balance of such Individual Certificate exchanged or
      transferred therefor.

     

    (ii)  Upon
      acceptance for exchange or transfer of a beneficial interest in a Global
      Certificate of a Class for an Individual Certificate of such Class as provided
      herein, the Securities
      Administrator shall
      (or
      shall request the Depository to) endorse on the schedule affixed to such Global
      Certificate (or on a continuation of such schedule affixed to such Global
      Certificate and made a part thereof) or otherwise make in its books and records
      an appropriate notation evidencing the date of such exchange or transfer and
      a
      decrease in the certificate balance of such Global Certificate equal to the
      certificate balance of such Individual Certificate issued in exchange therefor
      or upon transfer thereof.

     

    (h)  Any
      Individual Certificate issued in exchange for or upon transfer of another
      Individual Certificate or of a beneficial interest in a Global Certificate
      shall
      bear the applicable legends set forth in Exhibit A-2.

     

    (i)  Subject
      to the restrictions on transfer and exchange set forth in this Section 6.02,
      the
      holder of any Individual Certificate may transfer or exchange the same in whole
      or in part (in an initial certificate balance equal to the minimum authorized
      denomination set forth in Section 6.01 above or any integral multiple of $1.00
      in excess thereof) by surrendering such Certificate at the Corporate Trust
      Office, or at the office of any transfer agent, together with an executed
      instrument of assignment and transfer satisfactory in form and substance to
      the
      Securities Administrator and the Securities Administrator in the case of
      transfer and a written request for exchange in the case of exchange. The holder
      of a beneficial interest in a Global Certificate may, subject to the rules
      and
      procedures of the Depository, cause the Depository (or its nominee) to notify
      the Securities Administrator and the Securities Administrator in writing of
      a
      request for transfer or exchange of such beneficial interest for an Individual
      Certificate or Certificates. Following a proper request for transfer or
      exchange, the Securities Administrator shall, within five Business Days of
      such
      request made at the Corporate Trust Office, sign, countersign and deliver at
      the
      Corporate Trust Office, to the transferee (in the case of transfer) or holder
      (in the case of exchange) or send by first class mail at the risk of the
      transferee (in the case of transfer) or holder (in the case of exchange) to
      such
      address as the transferee or holder, as applicable, may request, an Individual
      Certificate or Certificates, as the case may require, for a like aggregate
      Percentage Interest and in such authorized denomination or denominations as
      may
      be requested. The presentation for transfer or exchange of any Individual
      Certificate shall not be valid unless made at the Corporate Trust Office by
      the
      registered holder in person, or by a duly authorized
      attorney-in-fact.

     

    Neither
      the Trustee nor the Securities Administrator nor the Master Servicer shall
      be
      required to monitor, determine or inquire as to compliance with the transfer
      restrictions with respect to the Global Certificates. Any attempted or purported
      transfer of any Certificate in violation of the provisions of Subsections (a)
      or
      (b) above shall be void ab initio and such Certificate shall be considered
      to
      have been held continuously by the prior permitted Certificateholder. Any
      transferor of any Certificate in violation of such provisions, shall indemnify
      and hold harmless the Trustee, the Securities Administrator and the Master
      Servicer from and against any and all liabilities, claims, costs or expenses
      incurred by the Securities Administrator, the Trustee or the Master Servicer
      as
      a result of such attempted or purported transfer. Neither the Trustee nor the
      Securities Administrator shall have any liability for transfer of any such
      Global Certificates in or through book-entry facilities of any Depository or
      between or among Depository Participants or Certificate Owners made in violation
      of the transfer restrictions set forth herein.

     

    Section
      6.03  Mutilated,
      Destroyed, Lost or Stolen Certificates. 

     

    If
      any
      mutilated Certificate is surrendered to the Securities Administrator, or the
      Securities Administrator receives evidence to its satisfaction of the
      destruction, loss or theft of any Certificate and of the ownership
      thereof.

     

    Section
      6.04  Persons
      Deemed Owners. 

     

    The
      Securities Administrator, the Trustee and any agent of the Securities
      Administrator or the Trustee may treat the person in whose name any Certificate
      is registered as the owner of such Certificate for the purpose of receiving
      distributions as provided in this Agreement and for all other purposes
      whatsoever, and neither the Securities Administrator, the Trustee nor any agent
      of the Securities Administrator or the Trustee shall be affected by any notice
      to the contrary.

     

    Section
      6.05  Access
      to
      List of Certificateholders’ Names and Addresses. 

     

    If
      three
      or more Certificateholders (a) request such information in writing from the
      Securities Administrator, (b) state that such Certificateholders desire to
      communicate with other Certificateholders with respect to their rights under
      this Agreement or under the Certificates, and (c) provide a copy of the
      communication that such Certificateholders propose to transmit or if the
      Depositor or the Master Servicer shall request such information in writing
      from
      the Securities Administrator, then the Securities Administrator shall, within
      ten Business Days after the receipt of such request, provide the Depositor,
      the
      Master Servicer or such Certificateholders at such recipients’ expense the most
      recent list of the Certificateholders of the Trust Fund held by the Securities
      Administrator, if any. The Depositor and every Certificateholder, by receiving
      and holding a Certificate, agree that the Securities Administrator shall not
      be
      held accountable by reason of the disclosure of any such information as to
      the
      list of the Certificateholders hereunder, regardless of the source from which
      such information was derived.

     

    Section
      6.06  Book-Entry
      Certificates. 

     

    The
      Class
      A, Class M and Class B Certificates, upon original issuance, shall be issued
      in
      the form of one or more typewritten Certificates representing the Book-Entry
      Certificates, to be delivered to the Depository by or on behalf of the
      Depositor. Such Certificates shall initially be registered on the Certificate
      Register in the name of the Depository or its nominee, and no Certificate Owner
      of such Certificates will receive a definitive certificate representing such
      Certificate Owner’s interest in such Certificates, except as provided in Section
      6.08. Unless and until definitive, fully registered Certificates (“Definitive
      Certificates”) have been issued to the Certificate Owners of such Certificates
      pursuant to Section 6.08:

     

    (a)  the
      provisions of this Section shall be in full force and effect;

     

    (b)  the
      Depositor, the Securities Administrator and the Trustee may deal with the
      Depository and the Depository Participants for all purposes (including the
      making of distributions) as the authorized representative of the respective
      Certificate Owners of such Certificates;

     

    (c)  registration
      of the Book-Entry Certificates may not be transferred by the Securities
      Administrator except to another Depository;

     

    (d)  the
      rights of the respective Certificate Owners of such Certificates shall be
      exercised only through the Depository and the Depository Participants and shall
      be limited to those established by law and agreements between the Owners of
      such
      Certificates and the Depository and/or the Depository Participants. Pursuant
      to
      the Depository Agreement, unless and until Definitive Certificates are issued
      pursuant to Section 6.08, the Depository will make book-entry transfers among
      the Depository Participants and receive and transmit distributions of principal
      and interest on the related Certificates to such Depository
      Participants;

     

    (e)  the
      Depository may collect its usual and customary fees, charges and expenses from
      its Depository Participants;

     

    (f)  the
      Securities
      Administrator
      may rely
      and shall be fully protected in relying upon information furnished by the
      Depository with respect to its Depository Participants; and

     

    (g)  to
      the
      extent that the provisions of this Section conflict with any other provisions
      of
      this Agreement, the provisions of this Section shall control.

     

    For
      purposes of any provision of this Agreement requiring or permitting actions
      with
      the consent of, or at the direction of, Certificateholders evidencing a
      specified percentage of the aggregate unpaid principal amount of any Class
      of
      Certificates, such direction or consent may be given by Certificate Owners
      (acting through the Depository and the Depository Participants) owning
      Book-Entry Certificates evidencing the requisite percentage of principal amount
      of such Class of Certificates.

     

    The
      Class
      C Certificates and Class R Certificates shall initially be held in fully
      registered certificated form. If at any time the Holders of all of the
      Certificates of one or more such Classes request that the Securities
      Administrator cause such Class to become Global Certificates, the Depositor
      (with the assistance of the Securities Administrator) will take such action
      as
      may be reasonably required to cause the Depository to accept such Class or
      Classes for trading if it may legally be so traded. If at anytime there are
      to
      be Global Certificates, the Global Certificates shall be delivered to the
      Depository by the Depositor or deposited with the Securities Administrator
      as
      custodian for the Depository.

     

    All
      transfers by Certificate Owners of such respective Classes of Book-Entry
      Certificates and any Global Certificates shall be made in accordance with the
      procedures established by the Depository Participant or brokerage firm
      representing such Certificate Owners. Each Depository Participant shall only
      transfer Book-Entry Certificates of Certificate Owners it represents or of
      brokerage firms for which it acts as agent in accordance with the Depository’s
      normal procedures.

     

    Section
      6.07  Notices
      to Depository. 

     

    Whenever
      any notice or other communication is required to be given to Certificateholders
      of a Class with respect to which Book-Entry Certificates have been issued,
      unless and until Definitive Certificates shall have been issued to the related
      Certificate Owners, the Securities Administrator shall give all such notices
      and
      communications to the Depository.

     

    Section
      6.08  Definitive
      Certificates. 

     

    If,
      after
      Book-Entry Certificates have been issued with respect to any Certificates,
      (a)
      the Depositor or the Depository advises the Securities Administrator that the
      Depository is no longer willing or able to discharge properly its
      responsibilities under the Depository Agreement with respect to such
      Certificates and the Depositor is unable to locate a qualified successor, (b)
      the Depositor, at its sole option, advises the Securities Administrator that
      it
      elects to terminate the book-entry system with respect to such Certificates
      through the Depository or (c) after the occurrence and continuation of an Event
      of Default, Certificate Owners of such Book-Entry Certificates having not less
      than 51% of the Voting Rights evidenced by any Class of Book-Entry Certificates
      advise the Securities Administrator and the Depository in writing through the
      Depository Participants that the continuation of a book-entry system with
      respect to Certificates of such Class through the Depository (or its successor)
      is no longer in the best interests of the Certificate Owners of such Class,
      then
      the Securities Administrator shall notify all Certificate Owners of such
      Certificates, through the Depository, of the occurrence of any such event and
      of
      the availability of Definitive Certificates to applicable Certificate Owners
      requesting the same. The Depositor shall provide the Securities Administrator
      with an adequate inventory of certificates to facilitate the issuance and
      transfer of Definitive Certificates. Upon surrender to the Securities
      Administrator of any such Certificates by the Depository, accompanied by
      registration instructions from the Depository for registration, the Securities
      Administrator shall countersign and deliver such Definitive Certificates.
      Neither the Depositor nor the Securities Administrator shall be liable for
      any
      delay in delivery of such instructions and each may conclusively rely on, and
      shall be protected in relying on, such instructions. Upon the issuance of such
      Definitive Certificates, all references herein to obligations imposed upon
      or to
      be performed by the Depository shall be deemed to be imposed upon and performed
      by the Securities Administrator, to the extent applicable with respect to such
      Definitive Certificates and the Trustee and the Securities Administrator shall
      recognize the Holders of such Definitive Certificates as Certificateholders
      hereunder.

     

    Section
      6.09  Maintenance
      of Office or Agency. 

     

    The
      Securities Administrator will maintain or cause to be maintained at its expense
      an office or offices or agency or agencies at Wells Fargo Bank, National
      Association, Sixth Street and Marquette Avenue, Minneapolis, Minnesota 55479
      where Certificates may be surrendered for registration of transfer or exchange.
      The Securities Administrator will give prompt written notice to the
      Certificateholders of any change in such location of any such office or
      agency.

     

    ARTICLE
      VII

    THE
      MASTER SERVICER

     

    Section
      7.01  Liabilities
      of the Depositor and the Master Servicer. 

     

    Each
      of
      the Depositor and the Master Servicer shall be liable in accordance herewith
      only to the extent of the obligations specifically imposed upon and undertaken
      by it herein.

     

    Section
      7.02  Merger
      or
      Consolidation of the Depositor or the Master Servicer. 

     

    (a)  Each
      of
      the Depositor and the Master Servicer will keep in full force and effect its
      existence, rights and franchises as a corporation under the laws of the state
      of
      its incorporation, and will obtain and preserve its qualification to do business
      as a foreign corporation in each jurisdiction in which such qualification is
      or
      shall be necessary to protect the validity and enforceability of this Agreement,
      the Certificates or any of the Mortgage Loans and to perform its duties under
      this Agreement.

     

    (b)  Any
      Person into which the Depositor or the Master Servicer may be merged or
      consolidated, or any corporation resulting from any merger or consolidation
      to
      which the Depositor or the Master Servicer shall be a party, or any Person
      succeeding to the business of the Depositor or the Master Servicer, shall be
      the
      successor of the Depositor or the Master Servicer hereunder, without the
      execution or filing of any paper or further act on the part of any of the
      parties hereto, anything herein to the contrary notwithstanding.

     

    Section
      7.03  Indemnification
      of the Trustee, the Master Servicer and the Securities
      Administrator. 

     

    (a)  The
      Master Servicer agrees to indemnify the Indemnified Persons for, and to hold
      them harmless against, any loss, liability or expense (including reasonable
      legal fees and disbursements of counsel) incurred on their part that may be
      sustained in connection with, arising out of, or relating to, any claim or
      legal
      action (including any pending or threatened claim or legal action) relating
      to
      this Agreement, including the powers of attorney delivered pursuant to Sections
      3.01 and 3.05 hereof, the Assignment Agreements, the Custodial Agreement or
      the
      Certificates (i) related to the Master Servicer’s failure to perform its duties
      in compliance with this Agreement (except as any such loss, liability or expense
      shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred
      by
      reason of the Master Servicer’s willful misfeasance, bad faith or gross
      negligence in the performance of duties hereunder or by reason of reckless
      disregard of obligations and duties hereunder, provided, in each case, that
      with
      respect to any such claim or legal action (or pending or threatened claim or
      legal action), the Trustee shall have given the Master Servicer and the Seller
      written notice thereof promptly after a responsible officer of the Trustee
      shall
      have with respect to such claim or legal action actual knowledge thereof;
      provided, however, the failure to give such notice shall not relieve the Master
      Servicer of its indemnification obligations hereunder. This indemnity shall
      survive the resignation or removal of the Trustee, Master Servicer or the
      Securities Administrator and the termination of this Agreement.

     

    Section
      7.04  Limitations
      on Liability of the Depositor, the Master Servicer and Others. 

     

    Subject
      to the obligation of the Master Servicer to indemnify the Indemnified Persons
      pursuant to Section 7.03:

     

    (a)  Neither
      the Depositor, the Master Servicer nor any of the directors, officers, employees
      or agents of the Depositor and the Master Servicer shall be under any liability
      to the Indemnified Persons, the Trust Fund or the Certificateholders for taking
      any action or for refraining from taking any action in good faith pursuant
      to
      this Agreement, or for errors in judgment; provided, however, that this
      provision shall not protect the Depositor, the Master Servicer or any such
      Person against any breach of warranties or representations made herein or any
      liability which would otherwise be imposed by reason of such Person’s willful
      misfeasance, bad faith or gross negligence in the performance of duties or
      by
      reason of reckless disregard of obligations and duties hereunder.

     

    (b)  The
      Depositor, the Master Servicer and any director, officer, employee or agent
      of
      the Depositor and the Master Servicer may rely in good faith on any document
      of
      any kind prima facie properly executed and submitted by any Person respecting
      any matters arising hereunder.

     

    (c)  The
      Depositor, the Master Servicer, the Securities Administrator, the Trustee,
      the
      Custodian and any director, officer, employee or agent of the Depositor, the
      Master Servicer, the Securities Administrator, the Trustee or the Custodian
      shall be indemnified by the Trust and held harmless thereby against any loss,
      liability or expense (including reasonable legal fees and disbursements of
      counsel) incurred on their part that may be sustained in connection with,
      arising out of, or related to, any claim or legal action (including any pending
      or threatened claim or legal action) relating to this Agreement, the Assignment
      Agreements, the Custodial Agreement, the Certificates or the Servicing Agreement
      (except with respect to the Master Servicer only, to the extent that the Master
      Servicer is indemnified by the Servicer under the Servicing Agreement), other
      than (i) any such loss, liability or expense related to the Master Servicer’s
      failure to perform its respective duties in compliance with this Agreement
      (except as any such loss, liability or expense shall be otherwise reimbursable
      pursuant to this Agreement), or to the Custodian’s failure to perform its duties
      under the Custodial Agreement, or (ii) any such loss, liability or expense
      incurred by reason of the the Master Servicer’s or the Custodian’s willful
      misfeasance, bad faith or gross negligence in the performance of duties
      hereunder or under the Custodial Agreement, as applicable, or by reason of
      reckless disregard of obligations and duties hereunder or under the Custodial
      Agreement, as applicable.

     

    (d)  Neither
      the Depositor nor the Master Servicer shall be under any obligation to appear
      in, prosecute or defend any legal action that is not incidental to its duties
      under this Agreement and that in its opinion may involve it in any expense
      or
      liability; provided, however, the Master Servicer may in its discretion, with
      the consent of the Trustee (which consent shall not be unreasonably withheld),
      undertake any such action which it may deem necessary or desirable with respect
      to this Agreement and the rights and duties of the parties hereto and the
      interests of the Certificateholders hereunder. In such event, the legal expenses
      and costs of such action and any liability resulting therefrom shall be
      expenses, costs and liabilities of the Trust Fund, and the Master Servicer
      shall
      be entitled to be reimbursed therefor out of the Distribution Account as
      provided by Section 4.03. Nothing in this Subsection 7.04(d) shall affect the
      Master Servicer’s obligation to supervise, or to take such actions as are
      necessary to ensure, the servicing and administration of the Mortgage Loans
      pursuant to Subsection 3.01(a).

     

    (e)  In
      taking
      or recommending any course of action pursuant to this Agreement, unless
      specifically required to do so pursuant to this Agreement, the Master Servicer
      shall not be required to investigate or make recommendations concerning
      potential liabilities which the Trust might incur as a result of such course
      of
      action by reason of the condition of the Mortgaged Properties but shall give
      notice to the Trustee if it has notice of such potential
      liabilities.

     

    (f)  The
      Master Servicer shall not be liable for any acts or omissions of the Servicer,
      except as otherwise expressly provided herein.

     

    Section
      7.05  Master
      Servicer Not to Resign. 

     

    (a)  Except
      as
      provided in Section 7.07, the Master Servicer shall not resign from the
      obligations and duties hereby imposed on it except (i) with the prior written
      consent of the Trustee (which consent shall not be unreasonably withheld) or
      (ii) upon a determination that any such duties hereunder are no longer
      permissible under applicable law and such impermissibility cannot be cured.
      Any
      such determination permitting the resignation of the Master Servicer shall
      be
      evidenced by an Opinion of Counsel to such effect, addressed to and delivered
      to, the Trustee. No such resignation by the Master Servicer shall become
      effective until the Trustee or a successor to the Master Servicer reasonably
      satisfactory to the Trustee shall have assumed the responsibilities and
      obligations of the Master Servicer in accordance with Section 8.02 hereof.
      The
      Trustee shall notify the Rating Agencies of the resignation of the Master
      Servicer.

     

    Section
      7.06  Successor
      Master Servicer. 

     

    In
      connection with the appointment of any successor Master Servicer or the
      assumption of the duties of the Master Servicer or the Trustee may make such
      arrangements for the compensation of such successor master servicer out of
      payments on the Mortgage Loans as the Trustee and such successor master servicer
      shall agree. If the successor master servicer does not agree that such market
      value is a fair price, such successor master servicer shall obtain two
      quotations of market value from third parties actively engaged in the servicing
      of single-family mortgage loans. In no event shall the compensation of any
      successor master servicer exceed that permitted the Master Servicer without
      the
      consent of all of the Certificateholders.

     

    Section
      7.07  Sale
      and
      Assignment of Master Servicing. 

     

    The
      Master Servicer may sell and assign its rights and delegate its duties and
      obligations in its entirety as Master Servicer under this Agreement; provided,
      however, that: (i) the purchaser or transferee accepting such assignment and
      delegation (a) shall be a Person which (or an Affiliate thereof the primary
      business of which is the servicing of conventional residential mortgage loans)
      shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac;
      (b)
      shall have a net worth of not less than $10,000,000 (unless otherwise approved
      by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably
      satisfactory to the Trustee (as evidenced in a writing signed by the Trustee);
      and (d) shall execute and deliver to the Trustee an agreement, in form and
      substance reasonably satisfactory to the Trustee, which contains an assumption
      by such Person of the due and punctual performance and observance of each
      covenant and condition to be performed or observed by it as master servicer
      under this Agreement, any custodial agreement from and after the effective
      date
      of such agreement; (ii) each Rating Agency shall be given prior written notice
      of the identity of the proposed successor to the Master Servicer and each Rating
      Agency’s rating of the Certificates in effect immediately prior to such
      assignment, sale and delegation will not be downgraded, qualified or withdrawn
      as a result of such assignment, sale and delegation, as evidenced by a letter
      to
      such effect delivered to the Master Servicer and the Trustee; and (iii) the
      Master Servicer assigning and selling the master servicing shall deliver to
      the
      Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the
      Trustee, each stating that all conditions precedent to such action under this
      Agreement have been completed and such action is permitted by and complies
      with
      the terms of this Agreement. No such assignment or delegation shall affect
      any
      liability of the Master Servicer arising prior to the effective date
      thereof.

     

    ARTICLE
      VIII

    DEFAULT;
      TERMINATION OF MASTER SERVICER;

     

    Section
      8.01  Events
      of
      Default. 

     

    “Event
      of
      Default,” wherever used herein, means any one of the following
      events:

     

    (i)  any
      failure by the Master Servicer to remit to the Securities Administrator any
      amounts received or collected by the Master Servicer in respect of the Mortgage
      Loans and required to be remitted by it (other than any Advance) pursuant to
      this Agreement, which failure shall continue unremedied for one Business Day
      after the date on which written notice of such failure shall have been given
      to
      the Master Servicer by the Trustee or the Depositor, or to the Trustee and
      the
      Master Servicer by the Holders of Certificates evidencing not less than 25%
      of
      the Voting Rights evidenced by the Certificates; or

     

    (ii)  any
      failure by the Master Servicer to observe or perform in any material respect
      any
      other of the covenants or agreements on the part of the Master Servicer
      contained in this Agreement or any breach of a representation or warranty by
      the
      Master Servicer, which failure or breach shall continue unremedied for a period
      of 60 days after the date on which written notice of such failure shall have
      been given to Master Servicer by the Trustee or the Depositor, or to the Trustee
      and the Master Servicer by the Holders of Certificates evidencing not less
      than
      25% of the Voting Rights evidenced by the Certificates; or

     

    (iii)  a
      decree
      or order of a court or agency or supervisory authority having jurisdiction
      in
      the premises for the appointment of a receiver or liquidator in any insolvency,
      readjustment of debt, marshalling of assets and liabilities or similar
      proceedings, or for the winding-up or liquidation of its affairs, shall have
      been entered against the Master Servicer and such decree or order shall have
      remained in force undischarged or unstayed for a period of 60 consecutive days;
      or

     

    (iv)  the
      Master Servicer shall consent to the appointment of a receiver or liquidator
      in
      any insolvency, readjustment of debt, marshalling of assets and liabilities
      or
      similar proceedings of or relating to the Master Servicer or all or
      substantially all of the property of the Master Servicer; or

     

    (v)  the
      Master Servicer shall admit in writing its inability to pay its debts generally
      as they become due, file a petition to take advantage of, or commence a
      voluntary case under, any applicable insolvency or reorganization statute,
      make
      an assignment for the benefit of its creditors, or voluntarily suspend payment
      of its obligations; or

     

    (vi)  the
      Master Servicer assigns or delegates its duties or rights under this Agreement
      in contravention of the provisions permitting such assignment or delegation
      under Sections 7.05 or 7.07; or 

     

    (vii)  The
      Master Servicer fails to deposit, or cause to be deposited, in the Distribution
      Account any Advance required to be made by the Master Servicer (other than
      a
      Nonrecoverable Advance) by 5:00 p.m. New York City time on the Business Day
      prior to the related Distribution Date; or

     

    (viii) failure
      by the Master Servicer to duly perform, within the required time period, its
      obligations under Sections 3.16, 3.17 or 3.18.

     

    If
      an Event of Default shall occur, then, and in each and every such case, so
      long
      as such Event of Default shall not have been remedied, the Trustee may, and
      at
      the direction of the Holders of Certificates evidencing not less than 25% of
      the
      Voting Rights evidenced by the Certificates, the Trustee shall, by notice in
      writing to the Master Servicer,
      with a
      copy to the Rating Agencies, may terminate all of the rights and obligations
      (but not the liabilities)
      of the Master Servicer (and the Securities Administrator if the Master Servicer
      and the Securities Administrator are the same entity) under this Agreement
      and
      in and to the Mortgage Loans and the proceeds thereof, other than its rights
      as
      a Certificateholder hereunder. Notwithstanding anything to the contrary
      contained in this Agreement, the Trustee shall only terminate the Master
      Servicer for an Event of Default as described in clause (viii) above upon
      direction from the Depositor. On or after the receipt by the Master Servicer
      of
      such written notice, all authority and power of the Master Servicer (and, if
      applicable, the Securities Administrator) hereunder, whether with respect to
      the
      Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or
      any
      successor appointed pursuant to Section 8.02 (a “Successor Master Servicer” and,
      if applicable, “Successor Securities Administrator”). Such Successor Master
      Servicer shall thereupon if such Successor Master Servicer is a successor to
      the
      Master Servicer, make any Advance required by Article V, subject, in the case
      of
      the Trustee, to Section 8.02. The Trustee is hereby authorized and empowered
      to
      execute and deliver, on behalf of the terminated Master Servicer and, if
      applicable, the terminated Securities Administrator, as attorney- in-fact or
      otherwise, any and all documents and other instruments, and to do or accomplish
      all other acts or things necessary or appropriate to effect the purposes of
      such
      notice of termination, whether to complete the transfer and endorsement or
      assignment of any Mortgage Loans and related documents, or otherwise. Unless
      expressly provided in such written notice, no such termination shall affect
      any
      obligation of the Master Servicer to pay amounts owed pursuant to Article VII
      or
      Article IX. The Master Servicer and, if applicable, the Securities Administrator
      agrees to cooperate with the Trustee in effecting the termination of the Master
      Servicer’s and, if applicable, the Securities Administrator’s responsibilities
      and rights hereunder, including, without limitation, the transfer to the
      applicable Successor Master Servicer of all cash amounts which shall at the
      time
      be credited to the Distribution Account maintained pursuant to Section 4.03,
      or
      thereafter be received with respect to the applicable Mortgage Loans. The
      Trustee shall promptly notify the Rating Agencies of the occurrence of an Event
      of Default known to the Trustee. The Securities Administrator shall promptly
      notify the Trustee in writing of the occurrence of an Event of Default under
      clauses (i) or (vii) above.

     

    Notwithstanding
      any termination of the activities of the Master Servicer hereunder, the Master
      Servicer shall be entitled to receive, out of any late collection of a Scheduled
      Payment on a Mortgage Loan that was due prior to the notice terminating the
      Master Servicer’s rights and obligations as Master Servicer hereunder and
      received after such notice, that portion thereof to which the Master Servicer
      would have been entitled pursuant to Sections 4.02 and to receive any other
      amounts payable to the Master Servicer hereunder the entitlement to which arose
      prior to the termination of its activities hereunder.

     

    Notwithstanding
      the foregoing, if an Event of Default described in clause (vii) of this Section
      8.01 shall occur and the Securities Administrator fails to make such Advance
      described in clause (vii), the Trustee upon receiving notice or becoming aware
      of such failure, and pursuant to the applicable terms of this Agreement, shall,
      by notice in writing to the Master Servicer, which may be delivered by telecopy,
      immediately terminate all of the rights and obligations of the Master Servicer
      thereafter arising under this Agreement, but without prejudice to any rights
      it
      may have as a Certificateholder or to reimbursement of Advances and other
      advances of its own funds, and the Trustee shall act as provided in Section
      7.02
      to carry out the duties of the Master Servicer, including the obligation to
      make
      any Advance the nonpayment of which was an Event of Default described in clause
      (vii) of this Section 8.01. Any such action taken by the Trustee must be prior
      to the distribution on the relevant Distribution Date.

     

    Section
      8.02  Trustee
      to Act; Appointment of Successor. 

     

    On
      and
      after the time the Master Servicer receives a notice of termination pursuant
      to
      Section 8.01 hereof the Trustee shall automatically become the successor to
      the
      Master Servicer with respect to the transactions set forth or provided for
      herein and after a transition period (not to exceed 90 days), shall have all
      the
      rights and powers of, and be subject to all the responsibilities, duties and
      liabilities relating thereto placed on the Master Servicer by the terms and
      provisions hereof; provided, however that, pursuant to Article V hereof, the
      Trustee in its capacity as successor Master Servicer shall be responsible for
      making any Advances required to be made by the Master Servicer immediately
      upon
      the termination of the Master Servicer and any such Advance shall be made on
      the
      Distribution Date on which such Advance was required to be made by the
      predecessor Master Servicer. Effective on the date of such notice of
      termination, as compensation therefor, the Trustee shall be entitled to all
      compensation, reimbursement of expenses and indemnifications that the Master
      Servicer would have been entitled to if it had continued to act hereunder,
      provided, however, that the Trustee shall not be (i) liable for any acts or
      omissions of the Master Servicer, (ii) obligated to make Advances if it is
      prohibited from doing so under applicable law, (iii) responsible for expenses
      of
      the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses
      on any Permitted Investment directed by the Master Servicer. Notwithstanding
      the
      foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if
      it
      is prohibited by applicable law from making Advances pursuant to Article V
      or if
      it is otherwise unable to so act, appoint, or petition a court of competent
      jurisdiction to appoint, any established mortgage loan servicing institution
      the
      appointment of which does not adversely affect the then current rating of the
      Certificates by each Rating Agency as the successor to the Master Servicer
      hereunder in the assumption of all or any part of the responsibilities, duties
      or liabilities of the Master Servicer hereunder. Any Successor Master Servicer
      shall (i) be an institution that is a Fannie Mae and Freddie Mac approved
      seller/servicer in good standing, that has a net worth of at least $15,000,000
      and (ii) be willing to act as successor servicer of any Mortgage Loans under
      this Agreement or the Servicing Agreement with respect to which the original
      Servicer has been terminated as servicer, and shall have executed and delivered
      to the Depositor, the Trustee an agreement accepting such delegation and
      assignment, that contains an assumption by such Person of the rights, powers,
      duties, responsibilities, obligations and liabilities of the Master Servicer
      (other than any liabilities of the Master Servicer hereof incurred prior to
      termination of the Master Servicer under Section 8.01 or as otherwise set forth
      herein), with like effect as if originally named as a party to this Agreement,
      provided that each Rating Agency shall have acknowledged in writing that its
      rating of the Certificates in effect immediately prior to such assignment and
      delegation will not be qualified or reduced as a result of such assignment
      and
      delegation. If the Trustee assumes the duties and responsibilities of the Master
      Servicer in accordance with this Section 8.02, the Trustee shall not resign
      as
      Master Servicer until a Successor Master Servicer has been appointed and has
      accepted such appointment. Pending appointment of a successor to the Master
      Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from
      so
      acting, shall, subject to Section 3.04 hereof, act in such capacity as
      hereinabove provided. In connection with such appointment and assumption, the
      Trustee may make such arrangements for the compensation of such successor out
      of
      payments on Mortgage Loans or otherwise as it and such successor shall agree;
      provided that no such compensation unless agreed to by the Certificateholders
      shall be in excess of that permitted the Master Servicer hereunder. The Trustee
      and such successor shall take such action, consistent with this Agreement,
      as
      shall be necessary to effectuate any such succession. Neither the Trustee nor
      any other Successor Master Servicer shall be deemed to be in default hereunder
      by reason of any failure to make, or any delay in making, any distribution
      hereunder or any portion thereof or any failure to perform, or any delay in
      performing, any duties or responsibilities hereunder, in either case caused
      by
      the failure of the Master Servicer and the Securities Administrator to deliver
      or provide, or any delay in delivering or providing, any cash, information,
      documents or records to it.

     

    The
      costs and expenses of the Trustee in connection with the termination of the
      Master Servicer, appointment of a Successor Master Servicer and, if applicable,
      any transfer of servicing, including, without limitation, all costs and expenses
      associated with the complete transfer of all servicing data and the completion,
      correction or manipulation of such servicing data as may be required by the
      Trustee to correct any errors or insufficiencies in the servicing data or
      otherwise to enable the Trustee or the Successor Master Servicer to service
      the
      related Mortgage Loans properly and effectively, to the extent not paid by
      the
      terminated Master Servicer, shall be payable to the Trustee pursuant to Section
      9.05. Any successor to the Master Servicer as successor servicer under any
      Subservicing Agreement shall give notice to the applicable Mortgagors of such
      change of servicer and shall, during the term of its service as successor
      servicer maintain in force the policy or policies that the Master Servicer
      is
      required to maintain pursuant to Section 3.04.

     

    Section
      8.03  Notification
      to Certificateholders and Rating Agencies. 

     

    (a)  Upon
      any
      termination of or appointment of a successor to the Master Servicer, the Trustee
      shall give prompt written notice thereof to Certificateholders and to each
      Rating Agency.

     

    (b)  Within
      60
      days after the occurrence of any Event of Default, the Trustee shall transmit
      by
      mail to all Certificateholders notice of each such Event of Default hereunder
      actually known to a Responsible Officer of the Trustee, unless such Event of
      Default shall have been cured or waived.

     

    Section
      8.04  Waiver
      of
      Defaults. 

     

    The
      Trustee shall transmit by mail to all Certificateholders, within 60 days after
      the occurrence of any Event of Default actually known to a Responsible Officer
      of the Trustee, unless such Event of Default shall have been cured, notice
      of
      each such Event of Default hereunder known to the Trustee. Holders of
      Certificates evidencing not less than 51% of the Voting Rights may, on behalf
      of
      all Certificateholders, waive any default by the Master Servicer in the
      performance of its obligations hereunder and the consequences thereof, except
      a
      default in the making of or the causing to be made of any required distribution
      on the Certificates. Upon any such waiver of a past default, such default shall
      be deemed to cease to exist, and any Event of Default arising therefrom shall
      be
      deemed to have been timely remedied for every purpose of this Agreement. No
      such
      waiver shall extend to any subsequent or other default or impair any right
      consequent thereon except to the extent expressly so waived. The Trustee shall
      give notice of any such waiver to the Rating Agencies.

     

    ARTICLE
      IX

    CONCERNING
      THE TRUSTEE AND THE

    SECURITIES
      ADMINISTRATOR

     

    Section
      9.01  Duties
      of
      Trustee and Securities Administrator. 

     

    (a)  The
      Trustee, prior to the occurrence of an Event of Default and after the curing
      or
      waiver of all Events of Default which may have occurred, and the Securities
      Administrator each undertake to perform such duties and only such duties as
      are
      specifically set forth in this Agreement as duties of the Trustee and the
      Securities Administrator, respectively. If an Event of Default has occurred
      and
      has not been cured or waived, the Trustee shall exercise such of the rights
      and
      powers vested in it by this Agreement, and the same degree of care and skill
      in
      their exercise, as a prudent person would exercise under the circumstances
      in
      the conduct of such Person’s own affairs.

     

    (b)  Upon
      receipt of all resolutions, certificates, statements, opinions, reports,
      documents, orders or other instruments which are specifically required to be
      furnished to the Trustee or the Securities Administrator pursuant to any
      provision of this Agreement, the Trustee or the Securities Administrator,
      respectively, shall examine them to determine whether they are, on their face,
      in the form required by this Agreement; provided, however, that neither the
      Trustee nor the Securities Administrator shall be responsible for the accuracy
      or content of any resolution, certificate, statement, opinion, report, document,
      order or other instrument furnished by the Master Servicer; provided, further,
      that neither the Trustee nor the Securities Administrator shall be responsible
      for the accuracy or verification of any calculation provided to it pursuant
      to
      this Agreement.

     

    (c)  On
      each
      Distribution Date, the Securities Administrator shall make monthly distributions
      and the final distribution to the Certificateholders from funds in the
      Distribution Account as provided in Sections 5.04 and 10.02 herein based solely
      on the applicable Remittance Report.

     

    (d)  No
      provision of this Agreement shall be construed to relieve the Trustee or the
      Securities Administrator from liability for its own negligent action, its own
      negligent failure to act or its own willful misconduct; provided, however,
      that:

     

    (i)  Prior
      to
      the occurrence of an Event of Default, and after the curing or waiver of all
      such Events of Default which may have occurred with respect to the Trustee
      and
      at all times with respect to the Securities Administrator, the duties and
      obligations of the Trustee and the Securities Administrator shall be determined
      solely by the express provisions of this Agreement, neither the Trustee nor
      the
      Securities Administrator shall be liable except for the performance of their
      respective duties and obligations as are specifically set forth in this
      Agreement, no implied covenants or obligations shall be read into this Agreement
      against the Trustee or the Securities Administrator and, in the absence of
      bad
      faith on the part of the Trustee or the Securities Administrator, respectively,
      the Trustee or the Securities Administrator, respectively, may conclusively
      rely, as to the truth of the statements and the correctness of the opinions
      expressed therein, upon any certificates or opinions furnished to the Trustee
      or
      the Securities Administrator, respectively, and conforming to the requirements
      of this Agreement;

     

    (ii)  Neither
      the Trustee nor the Securities Administrator shall be liable in its individual
      capacity for an error of judgment made in good faith by a Responsible Officer
      or
      Responsible Officers of the Trustee or an officer or officers of the Securities
      Administrator, respectively, unless it shall be proved that the Trustee or
      the
      Securities Administrator, respectively, was negligent in ascertaining the
      pertinent facts;

     

    (iii)  Neither
      the Trustee nor the Securities Administrator shall be liable with respect to
      any
      action taken, suffered or omitted to be taken by it in good faith in accordance
      with the directions of the Holders of Certificates evidencing not less than
      25%
      of the aggregate Voting Rights of the Certificates (or such other percentage
      as
      specifically set forth herein), if such action or non-action relates to the
      time, method and place of conducting any proceeding for any remedy available
      to
      the Trustee or the Securities Administrator, respectively, or exercising any
      trust or other power conferred upon the Trustee or the Securities Administrator,
      respectively, under this Agreement;

     

    (iv)  The
      Trustee shall not be required to take notice or be deemed to have notice or
      knowledge of any default or Event of Default unless a Responsible Officer of
      the
      Trustee shall have actual knowledge thereof. In the absence of such notice,
      the
      Trustee may conclusively assume there is no such default or Event of
      Default;

     

    (v)  The
      Securities Administrator shall not in any way be liable by reason of any
      insufficiency in any Account held in the name of Trustee unless it is determined
      by a court of competent jurisdiction in a non-appealable judgment that the
      Securities Administrator’s gross negligence or willful misconduct was the
      primary cause of such insufficiency (except to the extent that the Securities
      Administrator is obligor and has defaulted thereon);

     

    (vi)  The
      Trustee shall not in any way be liable by reason of any insufficiency in any
      Account held in the name of Trustee unless it is determined by a court of
      competent jurisdiction in a non-appealable judgment that the Trustee’s gross
      negligence or willful misconduct was the primary cause of such insufficiency
      (except to the extent that the Trustee is obligor and has defaulted
      thereon);

     

    (vii)  Anything
      in this Agreement to the contrary notwithstanding, in no event shall the Trustee
      or the Securities Administrator be liable for special, indirect or consequential
      loss or damage of any kind whatsoever (including but not limited to lost
      profits), even if the Trustee or the Securities Administrator, respectively,
      has
      been advised of the likelihood of such loss or damage and regardless of the
      form
      of action; and

     

    (viii)  None
      of
      the Securities Administrator, the Master Servicer, the Depositor or the Trustee
      shall be responsible for the acts or omissions of the other, it being understood
      that this Agreement shall not be construed to render them partners, joint
      venturers or agents of one another.

     

    Neither
      the Trustee nor the Securities Administrator shall be required to expend or
      risk
      its own funds or otherwise incur financial liability in the performance of
      any
      of its duties hereunder, or in the exercise of any of its rights or powers,
      if
      there is reasonable ground for believing that the repayment of such funds or
      adequate indemnity against such risk or liability is not reasonably assured
      to
      it, and none of the provisions contained in this Agreement shall in any event
      require the Trustee or the Securities Administrator to perform, or be
      responsible for the manner of performance of, any of the obligations of the
      Master Servicer hereunder or the Servicer under the Servicing
      Agreement.

     

    (e)  All
      funds
      received by the Securities Administrator and required to be deposited in the
      Distribution Account pursuant to this Agreement shall be promptly so deposited
      by the Securities Administrator.

     

    Section
      9.02  Certain
      Matters Affecting the Trustee and the Securities Administrator. 

     

    (a)  Except
      as
      otherwise provided in Section 9.01:

     

    (i)  The
      Trustee and the Securities Administrator may rely and shall be protected in
      acting or refraining from acting in reliance on any resolution or certificate
      of
      the Seller, the Master Servicer or the Servicer, any certificates of auditors
      or
      any other certificate, statement, instrument, opinion, report, notice, request,
      consent, order, appraisal, bond or other paper or document believed by it to
      be
      genuine and to have been signed or presented by the proper party or
      parties;

     

    (ii)  The
      Trustee and the Securities Administrator may consult with counsel and any advice
      of such counsel or any Opinion of Counsel shall be full and complete
      authorization and protection with respect to any action taken or suffered or
      omitted by it hereunder in good faith and in accordance with such advice or
      Opinion of Counsel;

     

    (iii)  Neither
      the Trustee nor the Securities Administrator shall be under any obligation
      to
      exercise any of the trusts or powers vested in it by this Agreement, other
      than
      its obligation to give notices pursuant to this Agreement, or to institute,
      conduct or defend any litigation hereunder or in relation hereto at the request,
      order or direction of any of the Certificateholders pursuant to the provisions
      of this Agreement, unless such Certificateholders shall have offered to the
      Trustee or the Securities Administrator, as applicable, reasonable security
      or
      indemnity against the costs, expenses and liabilities which may be incurred
      therein or thereby. Nothing contained herein shall, however, relieve the Trustee
      of the obligation, upon the occurrence of an Event of Default of which a
      Responsible Officer of the Trustee has actual knowledge (which has not been
      cured or waived), to exercise such of the rights and powers vested in it by
      this
      Agreement, and to use the same degree of care and skill in their exercise,
      as a
      prudent person would exercise under the circumstances in the conduct of his
      own
      affairs;

     

    (iv)  Prior
      to
      the occurrence of an Event of Default hereunder and after the curing or waiver
      of all Events of Default which may have occurred with respect to the Trustee
      and
      at all times with respect to the Securities Administrator, neither the Trustee
      nor the Securities Administrator shall be liable in its individual capacity
      for
      any action taken, suffered or omitted by it in good faith and believed by it
      to
      be authorized or within the discretion or rights or powers conferred upon it
      by
      this Agreement;

     

    (v)  Neither
      the Trustee nor the Securities Administrator shall be bound to make any
      investigation into the facts or matters stated in any resolution, certificate,
      statement, instrument, opinion, report, notice, request, consent, order,
      approval, bond or other paper or document, unless requested in writing to do
      so
      by Holders of Certificates evidencing not less than 25% of the aggregate Voting
      Rights of the Certificates and provided that the payment within a reasonable
      time to the Trustee or the Securities Administrator, as applicable, of the
      costs, expenses or liabilities likely to be incurred by it in the making of
      such
      investigation is, in the opinion of the Trustee or the Securities Administrator,
      as applicable, reasonably assured to the Trustee or the Securities
      Administrator, as applicable, by the security afforded to it by the terms of
      this Agreement. The Trustee or the Securities Administrator may require
      reasonable indemnity against such expense or liability as a condition to taking
      any such action. The reasonable expense of every such examination shall be
      paid
      by the Certificateholders requesting the investigation;

     

    (vi)  The
      Trustee and the Securities Administrator may execute any of the trusts or powers
      hereunder or perform any duties hereunder either directly or through Affiliates,
      agents or attorneys; provided, however, that the Trustee may not appoint any
      paying agent other than the Securities Administrator to perform any paying
      agent
      functions under this Agreement without the express written consent of the Master
      Servicer, which consents will not be unreasonably withheld. Neither the Trustee
      nor the Securities Administrator shall be liable or responsible for the
      misconduct or negligence of any of the Trustee’s or the Securities
      Administrator’s agents or attorneys or paying agent appointed hereunder by the
      Trustee or the Securities Administrator with due care and, when required, with
      the consent of the Master Servicer;

     

    (vii)  Should
      the Trustee or the Securities Administrator deem the nature of any action
      required on its part to be unclear, the Trustee or the Securities Administrator,
      respectively, may require prior to such action that it be provided by the
      Depositor with reasonable further instructions; the right of the Trustee or
      the
      Securities Administrator to perform any discretionary act enumerated in this
      Agreement shall not be construed as a duty, and neither the Trustee nor the
      Securities Administrator shall be accountable for other than its negligence
      or
      willful misconduct in the performance of any such act;

     

    (viii)  Neither
      the Trustee nor the Securities Administrator shall be required to give any
      bond
      or surety with respect to the execution of the trust created hereby or the
      powers granted hereunder, except as provided in Section 9.07; and

     

    (ix)  Neither
      the Trustee nor the Securities Administrator shall have any duty to conduct
      any
      affirmative investigation as to the occurrence of any condition requiring the
      repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or
      the
      eligibility of any Mortgage Loan for purposes of this Agreement.

     

    (b)  The
      Trustee is hereby directed by the Depositor to execute and deliver the Yield
      Maintenance Agreement. Amounts payable by the Trust on the Closing Date pursuant
      to the Yield Maintenance Agreement shall be paid by the Depositor or its
      designee. The Trustee in its individual capacity shall have no responsibility
      for any of the undertakings, agreements or representations with respect to
      the
      Yield Maintenance Agreement. 

     

    (c)  The
      Securities Administrator is hereby directed by the Depositor to make payments
      pursuant to the Yield Maintenance Agreement. The Securities Administrator in
      its
      individual capacity shall have no responsibility for any of the undertakings,
      agreements or representations with respect to the Yield Maintenance Agreement
      including, without limitation, for making any payments thereunder.

     

    (d)  The
      Securities
      Administrator agrees
      to
      indemnify the Indemnified Persons for, and to hold them harmless against, any
      loss, liability or expense (including reasonable legal fees and disbursements
      of
      counsel) incurred on their part that may be sustained in connection with,
      arising out of, or relating to, any claim or legal action (including any pending
      or threatened claim or legal action) relating to this Agreement, including
      the
      powers of attorney delivered pursuant to Sections 3.01 and 3.05 hereof, the
      Assignment Agreements, the Custodial Agreement or the Certificates (i) related
      to the Securities Administrator’s failure to perform its duties in compliance
      with this Agreement (except as any such loss, liability or expense shall be
      otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason
      of
      the Securities Administrator’s willful misfeasance, bad faith or gross
      negligence in the performance of duties hereunder or by reason of reckless
      disregard of obligations and duties hereunder, provided, in each case, that
      with
      respect to any such claim or legal action (or pending or threatened claim or
      legal action), the Trustee shall have given the Securities Administrator and
      the
      Seller written notice thereof promptly after a responsible officer of the
      Trustee shall have with respect to such claim or legal action actual knowledge
      thereof; provided, however, the failure to give such notice shall not relieve
      the Securities Administrator of its indemnification obligations hereunder.
      This
      indemnity shall survive the resignation or removal of the Trustee, Master
      Servicer or the Securities Administrator and the termination of this
      Agreement.

     

    Section
      9.03  Trustee
      and Securities Administrator Not Liable for Certificates or Mortgage
      Loans. 

     

    The
      recitals contained herein and in the Certificates (other than the signature
      and
      countersignature of the Securities Administrator on the Certificates) shall
      be
      taken as the statements of the Depositor, and neither the Trustee nor the
      Securities Administrator shall have any responsibility for their correctness.
      Neither the Trustee nor the Securities Administrator makes any representation
      as
      to the validity or sufficiency of the Certificates (other than the signature
      and
      countersignature of the Securities Administrator on the Certificates) or of
      any
      Mortgage Loan except as expressly provided in Sections 2.02 and 2.06 hereof;
      provided, however, that the foregoing shall not relieve the Trustee, or the
      Custodian on its behalf, of the obligation to review the Mortgage Files pursuant
      to Section 2.02 of this Agreement. Neither the Trustee or the Securities
      Administrator shall be accountable for the use or application by the Depositor
      of any of the Certificates or of the proceeds of such Certificates, or for
      the
      use or application of any funds paid to the Depositor with respect to the
      Mortgage Loans. Subject to Section 2.06, neither the Trustee nor the Securities
      Administrator shall be responsible for the legality or validity of this
      Agreement or any document or instrument relating to this Agreement, the validity
      of the execution of this Agreement or of any supplement hereto or instrument
      of
      further assurance, or the validity, priority, perfection or sufficiency of
      the
      security for the Certificates issued hereunder or intended to be issued
      hereunder. Neither the Trustee nor the Securities Administrator shall at any
      time have any responsibility or liability for or with respect to the legality,
      validity and enforceability of any Mortgage or any Mortgage Loan, or the
      perfection and priority of any Mortgage or the maintenance of any such
      perfection and priority, or for or with respect to the sufficiency of the Trust
      Fund or its ability to generate the payments to be distributed to
      Certificateholders, under this Agreement. Neither the Trustee nor the Securities
      Administrator shall have any responsibility for filing any financing or
      continuation statement in any public office at any time or to otherwise perfect
      or maintain the perfection of any security interest or lien granted to it
      hereunder or to record this Agreement.

     

    Section
      9.04  Trustee
      and Securities Administrator May Own Certificates. 

     

    Each
      of
      the Trustee and the Securities Administrator in its individual capacity or
      in
      any capacity other than as Trustee or Securities Administrator hereunder may
      become the owner or pledgee of any Certificates with the same rights it would
      have if it were not the Trustee or the Securities Administrator, as applicable,
      and may otherwise deal with the parties hereto.

     

    Section
      9.05  Trustee’s
      and Securities Administrator’s Fees and Expenses. 

     

    The
      fees
      and expenses of the Trustee and the Securities Administrator shall be paid
      in
      accordance with a side letter agreement with the Master Servicer and at the
      expense of the Master Servicer. In addition, the Trustee and the Securities
      Administrator shall be entitled to recover from the Distribution Account
      pursuant to Section 4.04 all reasonable out-of-pocket expenses, disbursements
      and advances and the expenses of the Trustee and the Securities Administrator,
      respectively, in connection with any Event of Default, any breach of this
      Agreement or any claim or legal action (including any pending or threatened
      claim or legal action) incurred or made by the Trustee or the Securities
      Administrator, respectively, in the administration of the trusts hereunder
      (including the reasonable compensation, expenses and disbursements of its
      counsel) except any such expense, disbursement or advance as may arise from
      its
      negligence or intentional misconduct or which is the responsibility of the
      Certificateholders or the Trust Fund hereunder. If funds in the Distribution
      Account are insufficient therefor, the Trustee and the Securities Administrator
      shall recover such expenses, disbursements or advances from the Depositor and
      the Depositor hereby agrees to pay such expenses, disbursements or advances
      upon
      demand. Such compensation and reimbursement obligation shall not be limited
      by
      any provision of law in regard to the compensation of a trustee of an express
      trust.

     

    Section
      9.06  Eligibility
      Requirements for Trustee and Securities Administrator. 

     

    The
      Trustee and any successor Trustee and the Securities Administrator and any
      successor Securities Administrator shall during the entire duration of this
      Agreement be a state bank or trust company or a national banking association
      organized and doing business under the laws of a state or the United States
      of
      America, authorized under such laws to exercise corporate trust powers, having
      a
      combined capital and surplus and undivided profits of at least $40,000,000
      or,
      in the case of a successor Trustee, $50,000,000, subject to supervision or
      examination by federal or state authority and, in the case of the Trustee,
      rated
“BBB” or higher by Fitch, Inc. with respect to their long-term rating and rated
“BBB” or higher by Standard & Poor’s and “Baa2” or higher by Moody’s with
      respect to any outstanding long-term unsecured unsubordinated debt, and, in
      the
      case of a successor Trustee or successor Securities Administrator other than
      pursuant to Section 9.10, rated in one of the two highest long-term debt
      categories of, or otherwise acceptable to, each of the Rating Agencies (which
      consent shall not be unreasonably withheld). The Trustee shall not be an
      Affiliate of the Master Servicer. If the Trustee publishes reports of condition
      at least annually, pursuant to law or to the requirements of the aforesaid
      supervising or examining authority, then for the purposes of this Section 9.06
      the combined capital and surplus of such corporation shall be deemed to be
      its
      total equity capital (combined capital and surplus) as set forth in its most
      recent report of condition so published. In case at any time the Trustee or
      the
      Securities Administrator, as applicable, shall cease to be eligible in
      accordance with the provisions of this Section 9.06, the Trustee or the
      Securities Administrator shall resign immediately in the manner and with the
      effect specified in Section 9.08.

     

    Section
      9.07  Insurance. 

     

    The
      Trustee and the Securities Administrator, at their own expense, shall at all
      times maintain and keep in full force and effect: (i) fidelity insurance, (ii)
      theft of documents insurance and (iii) forgery insurance (which may be
      collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’
Blanket Bond”). All such insurance shall be in amounts, with standard coverage
      and subject to deductibles, as are customary for insurance typically maintained
      by banks or their affiliates which act as custodians for investor-owned mortgage
      pools. A certificate of an officer of the Trustee or the Securities
      Administrator as to the Trustee’s or the Securities Administrator’s,
      respectively, compliance with this Section 9.07 shall be furnished to any
      Certificateholder upon reasonable written request.

     

    Section
      9.08  Resignation
      and Removal of Trustee and Securities Administrator. 

     

    The
      Trustee and the Securities Administrator may at any time resign (including,
      in
      the case of the Securities Administrator, in connection with the resignation
      or
      termination of the Master Servicer) and be discharged from the Trust hereby
      created by giving written notice thereof to the Depositor, the Seller, the
      Securities Administrator (or the Trustee, if the Securities Administrator
      resigns) and the Master Servicer, with a copy to the Rating Agencies. Upon
      receiving such notice of resignation, the Depositor shall promptly appoint
      a
      successor trustee or successor securities administrator, as applicable, by
      written instrument, in triplicate, one copy of which instrument shall be
      delivered to each of the resigning trustee or securities administrator, as
      applicable, and the successor trustee or securities administrator, as
      applicable. If no successor trustee or successor securities administrator shall
      have been so appointed and have accepted appointment within 30 days after the
      giving of such notice of resignation, the resigning Trustee or Securities
      Administrator may petition any court of competent jurisdiction for the
      appointment of a successor trustee or securities administrator.

     

    If
      at any time (i) the Trustee or the Securities Administrator shall cease to
      be
      eligible in accordance with the provisions of Section 9.06 hereof and shall
      fail
      to resign after written request thereto by the Depositor, (ii) the Trustee
      or
      the Securities Administrator shall become incapable of acting, or shall be
      adjudged as bankrupt or insolvent, or a receiver of the Trustee or the
      Securities Administrator or of its property shall be appointed, or any public
      officer shall take charge or control of the Trustee or the Securities
      Administrator or of its property or affairs for the purpose of rehabilitation,
      conservation or liquidation, or (iii)(A) a tax is imposed with respect to the
      Trust Fund by any state in which the Trustee or the Securities Administrator
      or
      the Trust Fund is located, (B) the imposition of such tax would be avoided
      by
      the appointment of a different trustee or securities administrator and (C)
      the
      Trustee or the Securities Administrator, as applicable fails to indemnify the
      Trust Fund against such tax, then the Depositor or the Master Servicer may
      remove the Trustee or the Securities Administrator, as applicable, and appoint
      a
      successor trustee or successor securities administrator, as applicable, by
      written instrument, in multiple copies, a copy of which instrument shall be
      delivered to the Trustee, the Securities Administrator, each Master Servicer
      and
      the successor trustee or successor securities administrator, as
      applicable.

     

    The
      Holders evidencing at least 51% of the Voting Rights of each Class of
      Certificates may at any time remove the Trustee or Securities Administrator
      and
      appoint a successor trustee or securities administrator by written instrument
      or
      instruments, in multiple copies, signed by such Holders or their
      attorneys-in-fact duly authorized, one complete set of which instruments shall
      be delivered by the successor trustee or successor securities administrator
      to
      each of the Master Servicer, the Trustee or Securities Administrator so removed
      and the successor trustee or securities administrator so appointed. Notice
      of
      any removal of the Trustee or Securities Administrator shall be given to each
      Rating Agency by the Trustee or successor trustee.

     

    Any
      resignation or removal of the Trustee or Securities Administrator and
      appointment of a successor trustee or securities administrator pursuant to
      any
      of the provisions of this Section 9.08 shall become effective upon acceptance
      of
      appointment by the successor trustee or securities administrator as provided
      in
      Section 9.09 hereof.

     

    Section
      9.09  Successor
      Trustee or Securities Administrator. 

     

    Any
      successor trustee or securities administrator appointed as provided in Section
      9.08 hereof shall execute, acknowledge and deliver to the Depositor and to
      its
      predecessor trustee or predecessor securities administrator, as applicable,
      and
      the Master Servicer an instrument accepting such appointment hereunder and
      thereupon the resignation or removal of the predecessor trustee or securities
      administrator shall become effective and such successor trustee or securities
      administrator, without any further act, deed or conveyance, shall become fully
      vested with all the rights, powers, duties and obligations of its predecessor
      hereunder, with the like effect as if originally named as trustee or securities
      administrator herein.

     

    No
      successor trustee or securities administrator shall accept appointment as
      provided in this Section 9.09 unless at the time of such acceptance such
      successor trustee or securities administrator shall be eligible under the
      provisions of Section 9.06 hereof and its appointment shall not adversely affect
      the then current rating of the Certificates.

     

    Upon
      acceptance of appointment by a successor trustee or securities administrator
      as
      provided in this Section 9.09, the successor trustee or securities administrator
      shall mail notice of the succession of such trustee or securities administrator
      hereunder to all Holders of Certificates. If the successor trustee or securities
      administrator fails to mail such notice within ten days after acceptance of
      appointment, the Depositor shall cause such notice to be mailed at the expense
      of the Trust Fund.

     

    Section
      9.10  Merger
      or
      Consolidation of Trustee or Securities Administrator. 

     

    Any
      corporation, state bank or national banking association into which the Trustee
      or the Securities Administrator may be merged or converted or with which it
      may
      be consolidated or any corporation, state bank or national banking association
      resulting from any merger, conversion or consolidation to which the Trustee
      or
      the Securities Administrator shall be a party, or any corporation, state bank
      or
      national banking association succeeding to substantially all of the corporate
      trust business of the Trustee or of the business of the Securities
      Administrator, shall be the successor of the Trustee or the Securities
      Administrator hereunder, provided that such corporation shall be eligible under
      the provisions of Section 9.06 hereof without the execution or filing of any
      paper or further act on the part of any of the parties hereto, anything herein
      to the contrary notwithstanding.

     

    Section
      9.11  Appointment
      of Co-Trustee or Separate Trustee. 

     

    Notwithstanding
      any other provisions of this Agreement, at any time, for the purpose of meeting
      any legal requirements of any jurisdiction in which any part of the Trust Fund
      or property securing any Mortgage Note may at the time be located, the Master
      Servicer and the Trustee acting jointly shall have the power and shall execute
      and deliver all instruments to appoint one or more Persons approved by the
      Trustee to act as co-trustee or co-trustees jointly with the Trustee, or
      separate trustee or separate trustees, of all or any part of the Trust Fund,
      and
      to vest in such Person or Persons, in such capacity and for the benefit of
      the
      Certificateholders, such title to the Trust Fund or any part thereof, whichever
      is applicable, and, subject to the other provisions of this Section 9.11, such
      powers, duties, obligations, rights and trusts as the Master Servicer and the
      Trustee may consider necessary or desirable. If the Master Servicer shall not
      have joined in such appointment within 15 days after the receipt by it of a
      request to do so, or in the case an Event of Default shall have occurred and
      be
      continuing, the Trustee alone shall have the power to make such appointment.
      No
      co-trustee or separate trustee hereunder shall be required to meet the terms
      of
      eligibility as a successor trustee under Section 9.06 and no notice to
      Certificateholders of the appointment of any co-trustee or separate trustee
      shall be required under Section 9.09.

     

    Every
      separate trustee and co-trustee shall, to the extent permitted by law, be
      appointed and act subject to the following provisions and
      conditions:

     

    (i)  All
      rights, powers, duties and obligations conferred or imposed upon the Trustee,
      except for the obligation of the Trustee under this Agreement to advance funds
      on behalf of the Master Servicer, shall be conferred or imposed upon and
      exercised or performed by the Trustee and such separate trustee or co-trustee
      jointly (it being understood that such separate trustee or co-trustee is not
      authorized to act separately without the Trustee joining in such act), except
      to
      the extent that under any law of any jurisdiction in which any particular act
      or
      acts are to be performed (whether a Trustee hereunder or as a Successor Master
      Servicer hereunder), the Trustee shall be incompetent or unqualified to perform
      such act or acts, in which event such rights, powers, duties and obligations
      (including the holding of title to the Trust Fund or any portion thereof in
      any
      such jurisdiction) shall be exercised and performed singly by such separate
      trustee or co-trustee, but solely at the direction of the Trustee;

     

    (ii)  No
      trustee hereunder shall be held personally liable by reason of any act or
      omission of any other trustee hereunder; and

     

    (iii)  The
      Trustee may at any time accept the resignation of or remove any separate trustee
      or co-trustee.

     

    Any
      notice, request or other writing given to the Trustee shall be deemed to have
      been given to each of the then separate trustees and co-trustees, as effectively
      as if given to each of them. Every instrument appointing any separate trustee
      or
      co-trustee shall refer to this Agreement and the conditions of this Article
      IX.
      Each separate trustee and co-trustee, upon its acceptance of the trusts
      conferred, shall be vested with the estates or property specified in its
      instrument of appointment, either jointly with the Trustee or separately, as
      may
      be provided therein, subject to all the provisions of this Agreement,
      specifically including every provision of this Agreement relating to the conduct
      of, affecting the liability of, or affording protection to, the Trustee. Every
      such instrument shall be filed with the Trustee and a copy thereof given to
      the
      Master Servicer and the Depositor.

     

    Any
      separate trustee or co-trustee may, at any time, constitute the Trustee its
      agent or attorney-in-fact, with full power and authority, to the extent not
      prohibited by law, to do any lawful act under or in respect of this Agreement
      on
      its behalf and in its name. If any separate trustee or co- trustee shall die,
      become incapable of acting, resign or be removed, all of its estates,
      properties, rights, remedies and trusts shall vest in and be exercised by the
      Trustee, to the extent permitted by law, without the appointment of a new or
      successor trustee.

     

    Section
      9.12  Tax
      Matters. 

     

    It
      is
      intended that the Trust Fund shall constitute one or more REMICs, and that
      the
      affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder
      qualifies as a “real estate mortgage investment conduit” as defined in and in
      accordance with the REMIC Provisions. In furtherance of such intention, the
      Securities Administrator covenants and agrees that it shall act as agent for
      so
      long as it is also Master Servicer (and the Securities Administrator is hereby
      appointed to act as agent) on behalf of the Trust Fund. The Trustee and/or
      the
      Securities Administrator, as agent on behalf of the Trust Fund, shall do or
      refrain from doing, as applicable, the following: (a) the Securities
      Administrator shall prepare and file, or cause to be prepared and filed, in
      a
      timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns
      (Form 1066 or any successor form adopted by the Internal Revenue Service) and
      prepare and file or cause to be prepared and filed with the Internal Revenue
      Service and applicable state or local tax authorities income tax or information
      returns for each taxable year with respect to each such REMIC containing such
      information and at the times and in the manner as may be required by the Code
      or
      state or local tax laws, regulations or rules, and furnish or cause to be
      furnished, to Certificateholders the schedules, statements or information at
      such times and in such manner as may be required thereby; (b) the Securities
      Administrator shall apply for an employer identification number with the
      Internal Revenue Service via a Form SS-4 or other comparable method for each
      REMIC that is or becomes a taxable entity, and within thirty days of the Closing
      Date, furnish or cause to be furnished to the Internal Revenue Service on Forms
      8811 or as otherwise may be required by the Code, the name, title, address,
      and
      telephone number of the person that the Holders of the Certificates may contact
      for tax information relating thereto, together with such additional information
      as may be required by such form, and update such information at the time or
      times in the manner required by the Code for the Trust Fund; (c) the Trustee
      shall make, or cause to be made, elections on behalf of each REMIC formed
      hereunder to be treated as a REMIC on the federal tax return of such REMIC
      for
      its first taxable year (and, if necessary, under applicable state law); (d)
      the
      Securities Administrator shall prepare and forward, or cause to be prepared
      and
      forwarded, to the Certificateholders and to the Internal Revenue Service and,
      if
      necessary, state tax authorities, all information returns and reports as and
      when required to be provided to them in accordance with the REMIC Provisions,
      including without limitation, the calculation of any original issue discount
      using the Prepayment Assumption; (e) the Securities Administrator shall provide
      information necessary for the computation of tax imposed on the transfer of
      a
      Residual Certificate to a Person that is not a Permitted Transferee, or an
      agent
      (including a broker, nominee or other middleman) of a Person that is not a
      Permitted Transferee, or a pass-through entity in which a Person that is not
      a
      Permitted Transferee is the record Holder of an interest (the reasonable cost
      of
      computing and furnishing such information may be charged to the Person liable
      for such tax); (f) each of the Securities Administrator and the Trustee shall,
      to the extent under its control, conduct the affairs of the Trust Fund at all
      times that any Certificates are outstanding so as to maintain the status of
      each
      REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) neither the
      Trustee nor the Securities Administrator shall knowingly or intentionally take
      any action or omit to take any action that could (i) cause the termination
      of
      the REMIC status of any REMIC formed hereunder or (ii) result in the imposition
      of a tax upon the Trust Fund (including but not limited to the tax on prohibited
      transactions as defined in Section 860F(a)(2) of the Code and the tax on
      contributions to a REMIC set forth in Section 860G(d) of the Code); (h) the
      Securities Administrator shall pay, from the sources specified in this Section
      9.12, the amount of any federal, state and local taxes, including prohibited
      transaction taxes as described below, imposed on any REMIC formed hereunder
      prior to the termination of the Trust Fund when and as the same shall be due
      and
      payable (but such obligation shall not prevent the Trustee, the Securities
      Administrator at the written request of the Trustee, or any other appropriate
      Person from contesting any such tax in appropriate proceedings and shall not
      prevent the Securities Administrator from withholding payment of such tax,
      if
      permitted by law, pending the outcome of such proceedings); (i) the Trustee
      shall sign or cause to be signed federal, state or local income tax or
      information returns or any other document prepared by the Securities
      Administrator pursuant to this Section 9.12 requiring a signature thereon by
      the
      Trustee; (j) the Securities Administrator shall maintain records relating to
      each REMIC formed hereunder including but not limited to the income, expenses,
      assets and liabilities of each such REMIC and adjusted basis of the Trust Fund
      property determined at such intervals as may be required by the Code, as may
      be
      necessary to prepare the foregoing returns, schedules, statements or
      information; (k) the Securities Administrator shall, for federal income tax
      purposes, maintain books and records with respect to the REMICs on a calendar
      year and on an accrual basis; (l) neither the Trustee nor the Master Servicer
      shall enter into any arrangement not otherwise provided for in this Agreement
      by
      which the REMICs will receive a fee or other compensation for services nor
      permit the REMICs to receive any income from assets other than “qualified
      mortgages” as defined in Section 860G(a)(3) of the Code or “permitted
      investments” as defined in Section 860G(a)(5) of the Code; and (m) as and when
      necessary and appropriate, the Trustee, or at the written request of the
      Trustee, the Securities Administrator, shall represent the Trust Fund in any
      administrative or judicial proceedings relating to an examination or audit
      by
      any governmental taxing authority, request an administrative adjustment as
      to
      any taxable year of any REMIC formed hereunder, enter into settlement agreements
      with any governmental taxing agency, extend any statute of limitations relating
      to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC
      formed hereunder in relation to any tax matter involving any such
      REMIC.

     

    In
      order to enable each of the Trustee and the Securities Administrator to perform
      its duties as set forth herein, the Depositor shall provide, or cause to be
      provided, to the Trustee or the Securities Administrator within 10 days after
      the Closing Date all information or data that the Trustee or the Securities
      Administrator requests in writing and determines to be relevant for tax purposes
      to the valuations and offering prices of the Certificates, including, without
      limitation, the price, yield, prepayment assumption and projected cash flows
      of
      the Certificates and the related Mortgage Loans. Thereafter, the Depositor
      shall
      provide to the Trustee or the Securities Administrator promptly upon written
      request therefor, any such additional information or data that the Trustee
      or
      the Securities Administrator may, from time to time, request in order to enable
      the Trustee or the Securities Administrator to perform its duties as set forth
      herein. The Depositor hereby indemnifies each of Trustee and the Securities
      Administrator for any losses, liabilities, damages, claims or expenses of the
      Trustee or the Securities Administrator arising from any errors or
      miscalculations of the Trustee or the Securities Administrator, as applicable,
      that result from any failure of the Depositor to provide, or to cause to be
      provided, accurate information or data to the Trustee or the Securities
      Administrator, as applicable, on a timely basis.

     

    In
      the
      event that any tax is imposed on “prohibited transactions” of any of REMIC I,
      REMIC II, REMIC III or REMIC IV as defined in Section 860F(a)(2) of the Code,
      on
      the “net income from foreclosure property” of the Trust Fund as defined in
      Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II,
      REMIC III or REMIC IV after the Startup Day pursuant to Section 860G(d) of
      the
      Code, or any other tax is imposed, including, without limitation, any federal,
      state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC
      III or REMIC IV and is not paid as otherwise provided for herein, such tax
      shall
      be paid by (i) the Master Servicer or the Securities Administrator, if any
      such
      tax arises out of or results from a breach by the Master Servicer or the
      Securities Administrator of any of its obligations under this Agreement,
      provided, however, in no event shall the Master Servicer or the Securities
      Administrator have
      any liability (1) for any action or omission that is taken in accordance with
      and compliance with the express terms of, or which is expressly permitted by
      the
      terms of, this Agreement, (2) for any losses other than those arising out of
      a
      negligent performance by the Master Servicer or the Securities Administrator
      of
      its duties and obligations set forth herein, or (3) for any special or
      consequential damages to Certificateholders (in addition to payment of principal
      and interest on the Certificates), (ii) any party hereto (other than the Master
      Servicer or
      the Securities Administrator) to the extent any such
      tax
      arises out of or results from a breach by such other party of any of its
      obligations under this Agreement or (iii) in all other cases, or in the event
      that any liable party hereto fails to honor its obligations under the preceding
      clauses (i) or (ii), first with amounts otherwise to be distributed to the
      Class
      R Certificateholders, and second with amounts otherwise to be distributed to
      all
      the Holders of the following Certificates in the following order of priority:
      first,
      to
      the
      Class B-4 Certificates, third, to the Class B-3 Certificates, fourth, to the
      Class B-2 Certificates, fifth, to the Class B-1 Certificates, sixth, to the
      Class M-4 Certificates, seventh, to the Class M-3 Certificates, eighth, to
      the
      Class M-2 Certificates, ninth, to the Class M-1 Certificates, and tenth, to
      the
      Class A Certificates (pro
      rata
      based on
      the amounts to be distributed). Notwithstanding anything to the contrary
      contained herein, to the extent that such tax is payable by the Holder of any
      Certificates, the Securities Administrator is hereby authorized to retain on
      any
      Distribution Date, from the Holders of the Class R Certificates (and, if
      necessary, second, from the Holders of the other Certificates in the priority
      specified in the preceding sentence), funds otherwise distributable to such
      Holders in an amount sufficient to pay such tax. The Securities Administrator
      shall promptly notify in writing the party liable for any such tax of the amount
      thereof and the due date for the payment thereof. The
      Securities Administrator shall include in its Remittance Report instructions
      as
      to distributions to such parties taking into account the priorities described
      in
      the second preceding sentence. The Securities Administrator, on written request
      by the Trustee, agrees to promptly notify in writing the party liable for any
      such tax of the amount thereof and the due date for the payment
      thereof.

     

    The
      Trustee and the Securities Administrator each agree that, in the event it should
      obtain any information necessary for the other party to perform its obligations
      pursuant to this Section 9.12, it will promptly notify and provide such
      information to such other party. Notwithstanding anything in this Agreement
      to
      the contrary, the Trustee agrees that, in the event that the Trustee obtains
      actual knowledge that the Securities Administrator has breached any of its
      obligations pursuant to this Section 9.12, the Trustee shall perform such
      obligations on its behalf to the extent that the Trustee possesses all documents
      necessary to so perform and receives reasonable compensation therefor, provided,
      however, that the Trustee shall not be liable for any losses resulting from
      any
      such breach.

    

    Notwithstanding
      any other provision of this Agreement, the Securities Administrator shall comply
      with all federal withholding requirements respecting payments to
      Certificateholders of interest or original issue discount that the Securities
      Administrator reasonably believes are applicable under the Code. The consent
      of
      Certificateholders shall not be required for such withholding. In the event
      the
      Securities Administrator does withhold any amount from interest or original
      issue discount payments or advances thereof to any Certificateholder pursuant
      to
      federal withholding requirements, the Securities Administrator shall indicate
      the amount withheld to such Certificateholders.

     

     

    ARTICLE
      X

    TERMINATION

     

    Section
      10.01  Termination
      upon Liquidation or Repurchase of all Mortgage Loans.

     

    Subject
      to Section 10.03, the obligations and responsibilities of the Depositor, the
      Master Servicer, the Securities
      Administrator
      and the
      Trustee created hereby with respect to the Trust Fund shall terminate upon
      the
      earlier of (a) the exercise of the Majority Class C Certificateholder (or its
      designee) (except in the event that Fannie Mae is the Majority Class C
      Certificateholder in which case the Majority Class C Certificateholder cannot
      exercise the termination option) of its right to repurchase all of the Mortgage
      Loans (and REO Properties) remaining in the Trust Fund at a price (the “Mortgage
      Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal
      Balance of each Mortgage Loan (other than in respect of REO Property), (ii)
      accrued interest thereon at the applicable Mortgage Rate to, but not including,
      the first day of the month of such purchase, (iii) the appraised value of any
      REO Property in the Trust Fund (up to the Stated Principal Balance of the
      related Mortgage Loan), such appraisal to be conducted by an appraiser mutually
      agreed upon by the Master Servicer and the Trustee, and (iv) unreimbursed out-of
      pocket costs of the Servicer or the Master Servicer, including unreimbursed
      servicing advances and the principal portion of any unreimbursed Advances,
      made
      on the Mortgage Loans prior to the exercise of such repurchase right, (v) any
      unreimbursed costs and expenses of the Trustee and the Securities Administrator
      payable pursuant to Section 9.05, and (b) the later of (i) the maturity or
      other
      liquidation (or any Advance with respect thereto) of the last Mortgage Loan
      remaining in the Trust Fund and the disposition of all REO Property and (ii)
      the
      distribution to Certificateholders of all amounts required to be distributed
      to
      them pursuant to this Agreement, as applicable. In no event shall the trusts
      created hereby continue beyond the earlier of (i) the expiration of 21 years
      from the death of the last survivor of the descendants of Joseph P. Kennedy,
      the
      late Ambassador of the United States to the Court of St. James, living on the
      date hereof and (ii) the Latest Possible Maturity Date.

     

    The
      right
      to repurchase all Mortgage Loans and REO Properties by the Majority Class C
      Certificateholder pursuant to clause (a) in the preceding paragraph shall be
      conditioned upon the Stated Principal Balance of all of the Mortgage Loans
      in
      the Trust Fund, at the time of any such repurchase, aggregating 10% or less
      of
      the aggregate Cut-off Date Principal Balance of all of the Mortgage Loans.
      

     

    Section
      10.02  Final
      Distribution on the Certificates.

     

    If
      on any
      Determination Date, (i) the Master Servicer determines that there are no
      Outstanding Mortgage Loans and no other funds or assets in the Trust Fund other
      than the funds in the Distribution Account, the Master Servicer shall
      direct
      the
Securities
      Administrator to send a final distribution notice promptly to each
      Certificateholder or (ii) the Securities Administrator determines that a Class
      of Certificates shall be retired after a final distribution on such Class,
      the
      Securities Administrator
      shall
      notify the Certificateholders within five (5) Business Days after such
      Determination Date that the final distribution in retirement of such Class
      of
      Certificates is scheduled to be made on the immediately following Distribution
      Date. Any final
      distribution made pursuant to the immediately preceding sentence will be made
      only upon presentation
      and
      surrender of the Certificates at the Corporate Trust Office of the Securities
      Administrator. If the Majority Class C Certificateholder elects to terminate
      the
      Trust Fund pursuant to Section 10.01, at least 20 days prior to the date notice
      is to be mailed to the Certificateholders, the Majority Class C
      Certificateholder shall notify the Depositor, the Securities Administrator
      and
      the Trustee of the date the Majority Class C Certificateholder intends to
      terminate the Trust Fund. The Majority Class C Certificateholder shall remit
      the
      Mortgage Loan Purchase Price to the Securities Administrator on the Business
      Day
      prior to the Distribution Date for such Optional Termination by the Majority
      Class C Certificateholder.

     

    Notice
      of
      any termination of the Trust Fund, specifying the Distribution Date on which
      Certificateholders may surrender their Certificates for payment of the final
      distribution and cancellation, shall be given promptly by the Securities
      Administrator by letter to Certificateholders mailed not later than two Business
      Days after the Determination Date in the month of such final distribution.
      Any
      such notice shall specify (a) the Distribution Date upon which final
      distribution on the Certificates will be made upon presentation and surrender
      of
      Certificates at the office therein designated, (b) the amount of such final
      distribution, (c) the location of the office or agency at which such
      presentation and surrender must be made and (d) that the Record Date otherwise
      applicable to such Distribution Date is not applicable, distributions being
      made
      only upon presentation and surrender of the Certificates at the office therein
      specified. The Securities Administrator will give such notice to each Rating
      Agency at the time such notice is given to Certificateholders.

     

    Upon
      such
      final deposit with respect to the Trust Fund and the receipt by the Custodian
      of
      a Request for Release therefor, the Custodian shall promptly release to the
      Master Servicer, as applicable the Mortgage Files for the Mortgage Loans and
      the
      Trustee shall execute and deliver any documents prepared and delivered to it
      which are necessary to transfer any REO Property.

     

    Upon
      presentation and surrender of the Certificates, the Securities Administrator
      shall distribute to Certificateholders of each Class the amounts allocable
      to
      such Certificates held in the Distribution Account in the order and priority
      set
      forth in Section 5.04 hereof on the final Distribution Date and in proportion
      to
      their respective Percentage Interests.

     

    In
      the
      event that any affected Certificateholders shall not surrender Certificates
      for
      cancellation within six months after the date specified in the above mentioned
      written notice, the Securities Administrator shall give a second written notice
      to the remaining Certificateholders to surrender their Certificates for
      cancellation and receive the final distribution with respect thereto. If within
      six months after the second notice all the applicable Certificates shall not
      have been surrendered for cancellation, the Securities Administrator may take
      appropriate steps, or may appoint an agent to take appropriate steps, to contact
      the remaining Certificateholders concerning surrender of their Certificates,
      and
      the cost thereof shall be paid out of the funds and other assets that remain
      a
      part of the Trust Fund. If within one year after the second notice all
      Certificates shall not have been surrendered for cancellation, the Class R
      Certificateholders shall be entitled to all unclaimed funds and other assets
      of
      the Trust Fund that remain subject hereto.

     

    Section
      10.03  Additional
      Termination Requirements. 

     

    (a)  Upon
      exercise by the Majority Class C Certificateholder of its purchase option as
      provided in Section 10.01, the Trust Fund shall be terminated in accordance
      with
      the following additional requirements, unless the Trustee and the Securities
      Administrator have been supplied with an Opinion of Counsel addressed to the
      Trustee and the Securities Administrator at the expense of the Majority Class
      C
      Certificateholder to the effect that the failure of the Trust Fund to comply
      with the requirements of this Section 10.03 will not (i) result in the
      imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a
      REMIC to fail to qualify as a REMIC at any time that any Certificates are
      outstanding:

     

    (1) The
      Majority Class C Certificateholder shall establish a 90-day liquidation period
      and notify the Securities Administrator thereof, and the Securities
      Administrator shall in turn specify the first day of such period in a statement
      attached to the tax return for each of REMIC I, REMIC II, REMIC III and REMIC
      IV
      pursuant to Treasury Regulation Section 1.860F-1. The Majority Class C
      Certificateholder shall satisfy all the requirements of a qualified liquidation
      under Section 860F of the Code and any regulations thereunder, as evidenced
      by
      an Opinion of Counsel addressed to the Securities Administrator and the Trustee
      obtained at the expense of the Majority Class C Certificateholder;

     

    (2) During
      such 90-day liquidation period, and at or prior to the time of making the final
      payment on the Certificates, the Securities Administrator on behalf of the
      Trustee, shall sell all of the assets of REMIC I to the Majority Class C
      Certificateholder for cash; and

     

    (3) At
      the
      time of the making of the final payment on the Certificates, the Securities
      Administrator shall distribute or credit, or cause to be distributed or
      credited, to the Holders of the Residual Certificates, all cash on hand (other
      than cash retained to meet claims), and REMIC I shall terminate at that
      time.

     

    (b)  By
      their
      acceptance of the Certificates, the Holders thereof hereby authorize the
      adoption of a 90-day liquidation period and the adoption of a plan of complete
      liquidation for each of REMIC I, REMIC II, REMIC III and REMIC IV, which
      authorization shall be binding upon all successor
      Certificateholders.

     

    (c)  The
      Securities Administrator as agent for each REMIC hereby agrees to adopt and
      sign
      such a plan of complete liquidation meeting the requirements for a qualified
      liquidation under Section 860F of the Code and any regulations thereunder upon
      the written request of the Majority Class C Certificateholder and the receipt
      of
      the Opinion of Counsel referred to in Section 10.03(a)(1) and to take such
      other
      action in connection therewith as may be reasonably requested by the Majority
      Class C Certificateholder.

     

    ARTICLE
      XI

    MISCELLANEOUS
      PROVISIONS

     

    Section
      11.01  Amendment. 

     

    This
      Agreement may be amended from time to time by parties hereto without the consent
      of any of the Certificateholders to cure any ambiguity, to correct or supplement
      any provisions herein (including to give effect to the expectations of
      investors), to comply with any changes in the Code, to revise any provisions
      to
      reflect the obligations of the parties to this Agreement as they relate to
      Regulation AB, to change the manner in which the Distribution Account maintained
      by the Securities Administrator or to make such other provisions with respect
      to
      matters or questions arising under this Agreement as shall not be inconsistent
      with any other provisions herein if such action shall not, as evidenced by
      an
      Opinion of Counsel addressed to the Trustee, adversely affect in any material
      respect the interests of any Certificateholder; provided that any such amendment
      shall be deemed not to adversely affect in any material respect the interests
      of
      the Certificateholders and no such Opinion of Counsel shall be required if
      the
      Person requesting such amendment obtains a letter from each Rating Agency
      stating that such amendment would not result in the downgrading or withdrawal
      of
      the respective ratings then assigned to the Certificates.

     

    Notwithstanding
      the foregoing, without the consent of the Certificateholders, the parties hereto
      may at any time and from time to time amend this Agreement to modify, eliminate
      or add to any of its provisions to such extent as shall be necessary or
      appropriate to maintain the qualification of each of REMIC I, REMIC II, REMIC
      III or REMIC IV, as a REMIC under the Code or to avoid or minimize the risk
      of
      the imposition of any tax on any of REMIC I, REMIC II, REMIC III or REMIC IV
      pursuant to the Code that would be a claim against any of REMIC I, REMIC II,
      REMIC III or REMIC IV at any time prior to the final redemption of the
      Certificates, provided that the Trustee and the Securities Administrator have
      been provided an Opinion of Counsel addressed to the Trustee and the Securities
      Administrator, which opinion shall be an expense of the party requesting such
      opinion but in any case shall not be an expense of the Trustee, the Securities
      Administrator or the Trust Fund, to the effect that such action is necessary
      or
      appropriate to maintain such qualification or to avoid or minimize the risk
      of
      the imposition of such a tax.

     

    This
      Agreement may also be amended from time to time by the parties hereto with
      the
      consent of the Holders of each Class of Certificates affected thereby evidencing
      over 50% of
      the
      aggregate Certificate Principal Balance of the Certificates, or with the consent
      of Holders of each Class of Certificates affected thereby, evidencing over
      50%
      of the aggregate Certificate Principal Balance of that Class, as
      applicable,
      for the purpose of adding any provisions to or changing in any manner or
      eliminating any of the provisions of this Agreement or of modifying in any
      manner the rights of the Holders of Certificates; provided that no such
      amendment shall (i) reduce in any manner the amount of, or delay the timing
      of,
      payments required to be distributed on any Certificate without the consent
      of
      the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC
      III
      or REMIC IV to cease to qualify as a REMIC or (iii) reduce the aforesaid
      percentages of Certificates of each Class the Holders of which are required
      to
      consent to any such amendment without the consent of the Holders of all
      Certificates of such Class then outstanding.

     

    Notwithstanding
      any contrary provision of this Agreement, the Trustee shall not consent to
      any
      amendment to this Agreement unless it shall have first received an Opinion
      of
      Counsel addressed to the Trustee, which opinion shall be an expense of the
      party
      requesting such amendment but in any case shall not be an expense of the Trustee
      or the Securities Administrator, to the effect that such amendment will not
      (other than an amendment pursuant to clause (ii) of, and in accordance with,
      the
      preceding paragraph) cause the imposition of any tax on REMIC I, REMIC II,
      REMIC
      III or REMIC IV or the Certificateholders or cause REMIC I, REMIC II, REMIC
      III
      or REMIC IV to cease to qualify as a REMIC at any time that any Certificates
      are
      outstanding. Further, nothing in this Agreement shall require the Trustee to
      enter into an amendment without receiving an Opinion of Counsel, satisfactory
      to
      the Trustee (i) that such amendment is permitted and is not prohibited by this
      Agreement and (ii) that all requirements for amending this Agreement (including
      any consent of the applicable Certificateholders) have been complied
      with.

     

    Notwithstanding
      any provision of this Agreement to the contrary, no amendment to this Agreement
      may augment or alter the permitted activities of the Trust as set forth in
      Section 2.07 hereof or cause the Trust to cease to be a “qualifying special
      purpose entity” under accounting principles generally accepted in the United
      States.

     

    Promptly
      after the execution of any amendment to this Agreement requiring the consent
      of
      Certificateholders, the Trustee shall furnish written notification of the
      substance of such amendment to each Certificateholder and each Rating
      Agency.

     

    It
      shall not be necessary for the consent of Certificateholders under this Section
      to approve the particular form of any proposed amendment, but it shall be
      sufficient if such consent shall approve the substance thereof. The manner
      of
      obtaining such consents and of evidencing the authorization of the execution
      thereof by Certificateholders shall be subject to such reasonable regulations
      as
      the Trustee may prescribe.

     

    Section
      11.02  Recordation
      of Agreement; Counterparts. 

     

    To
      the
      extent permitted by applicable law, this Agreement is subject to recordation
      in
      all appropriate public offices for real property records in all of the counties
      or other comparable jurisdictions in which any or all of the Mortgaged
      Properties are situated, and in any other appropriate public recording office
      or
      elsewhere. The Master Servicer shall effect such recordation at the Trust’s
      expense upon the request in writing of a Certificateholder, but only if such
      direction is accompanied by an Opinion of Counsel (provided at the expense
      of
      the Certificateholder requesting recordation) to the effect that such
      recordation would materially and beneficially affect the interests of the
      Certificateholders or is required by law.

     

    For
      the purpose of facilitating the recordation of this Agreement as herein provided
      and for other purposes, this Agreement may be executed simultaneously in any
      number of counterparts, each of which counterparts shall be deemed to be an
      original, and such counterparts shall constitute but one and the same
      instrument.

     

    Section
      11.03  Governing
      Law. 

     

    THIS
      AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE
      LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
      IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES
      HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH
      LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN
      SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).

     

    Section
      11.04  Intention
      of Parties. 

     

    It
      is the
      express intent of the parties hereto that the conveyance of the Mortgage Notes,
      Mortgages, assignments of Mortgages, title insurance policies and any
      modifications, extensions and/or assumption agreements and private mortgage
      insurance policies relating to the Mortgage Loans by the Seller to the
      Depositor, and by the Depositor to the Trustee be, and be construed as, an
      absolute sale thereof to the Depositor or the Trustee, as applicable. It is,
      further, not the intention of the parties that such conveyance be deemed a
      pledge thereof by the Seller to the Depositor, or by the Depositor to the
      Trustee. However, in the event that, notwithstanding the intent of the parties,
      such assets are held to be the property of the Seller or the Depositor, as
      applicable, or if for any other reason the Mortgage Loan Purchase Agreement
      or
      this Agreement is held or deemed to create a security interest in such assets,
      then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each
      be
      deemed to be a security agreement within the meaning of the Uniform Commercial
      Code of the State of New York and (ii) the conveyance provided for in the
      Mortgage Loan Purchase Agreement from the Seller to the Depositor, and the
      conveyance provided for in this Agreement from the Depositor to the Trustee,
      shall be deemed to be an assignment and a grant by the Seller or the Depositor,
      as applicable, for the benefit of the Certificateholders, of a security interest
      in all of the assets that constitute the Trust Fund, whether now owned or
      hereafter acquired.

     

    The
      Depositor for the benefit of the Certificateholders shall, to the extent
      consistent with this Agreement, take such actions as may be necessary to ensure
      that, if this Agreement were deemed to create a security interest in the assets
      of the Trust Fund, such security interest would be deemed to be a perfected
      security interest of first priority under applicable law and shall be maintained
      as such throughout the term of the Agreement.

     

    Section
      11.05  Notices. 

     

    (a)  The
      Trustee shall use its best efforts to promptly provide notice to each Rating
      Agency with respect to each of the following of which a Responsible Officer
      of
      the Trustee has actual knowledge:

     

    (i)  Any
      material change or amendment to this Agreement;

     

    (ii)  The
      occurrence of any Event of Default that has not been cured;

     

    (iii)  The
      resignation or termination of the Master Servicer, the Securities Administrator
      or the Trustee and the appointment of any successor;

     

    (iv)  The
      repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03
      and
      10.01; and

     

    (v)  The
      final
      payment to Certificateholders.

     

    (b)  All
      directions, demands and notices hereunder shall be in writing and shall be
      deemed to have been duly given when delivered at or mailed by registered mail,
      return receipt requested, postage prepaid, or by recognized overnight courier,
      or by facsimile transmission to a number provided by the appropriate party
      if
      receipt of such transmission is confirmed to (i) in the case of the Depositor,
      Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New
      York 10179, Attention: Chief Counsel, and with respect to Regulation AB
      notifications to the Depositor at regabnotifications@bear.com; (ii) in the
      case
      of the Trustee, at each Corporate Trust Office or such other address as the
      Trustee may hereafter furnish to the other parties hereto; (iii) in the case
      of
      the Master Servicer or the Securities Administrator, P. O. Box 98, Columbia,
      Maryland 21046 (or, for overnight deliveries, 9062 Old Annapolis Road, Columbia,
      Maryland 21045), Attention: BSABS I 2006-ST1 or such other address as may be
      hereafter furnished to the other parties hereto by the Securities Administrator
      in writing, and (v) in the case of the Rating Agencies, (x) Moody’s Investors
      Service, Inc., 99 Church Street, New York, New York 10007, Attention: Home
      Equity Monitoring and (y) Standard & Poor’s, 55 Water Street, 41st Floor,
      New York, New York 10041, Attention: Mortgage Surveillance Group. Any notice
      delivered to the Seller, the Master Servicer, the Securities Administrator
      or
      the Trustee under this Agreement shall be effective only upon receipt. Any
      notice required or permitted to be mailed to a Certificateholder, unless
      otherwise provided herein, shall be given by first-class mail, postage prepaid,
      at the address of such Certificateholder as shown in the Certificate Register;
      any notice so mailed within the time prescribed in this Agreement shall be
      conclusively presumed to have been duly given, whether or not the
      Certificateholder receives such notice.

     

    Section
      11.06  Severability
      of Provisions. 

     

    If
      any
      one or more of the covenants, agreements, provisions or terms of this Agreement
      shall be for any reason whatsoever held invalid, then such covenants,
      agreements, provisions or terms shall be deemed severable from the remaining
      covenants, agreements, provisions or terms of this Agreement and shall in no
      way
      affect the validity or enforceability of the other provisions of this Agreement
      or of the Certificates or the rights of the Holders thereof.

     

    Section
      11.07  Assignment. 

     

    Notwithstanding
      anything to the contrary contained herein, except as provided pursuant to
      Section 7.07, this Agreement may not be assigned by the Master Servicer or
      the
      Depositor.

     

    Section
      11.08  Limitation
      on Rights of Certificateholders. 

     

    The
      death
      or incapacity of any Certificateholder shall not operate to terminate this
      Agreement or the Trust Fund, nor entitle such Certificateholder’s legal
      representative or heirs to claim an accounting or to take any action or commence
      any proceeding in any court for a petition or winding up of the Trust Fund,
      or
      otherwise affect the rights, obligations and liabilities of the parties hereto
      or any of them.

     

    No
      Certificateholder shall have any right to vote (except as provided herein)
      or in
      any manner otherwise control the operation and management of the Trust Fund,
      or
      the obligations of the parties hereto, nor shall anything herein set forth
      or
      contained in the terms of the Certificates be construed so as to constitute
      the
      Certificateholders from time to time as partners or members of an association;
      nor shall any Certificateholder be under any liability to any third party by
      reason of any action taken by the parties to this Agreement pursuant to any
      provision hereof.

     

    No
      Certificateholder shall have any right by virtue or by availing itself of any
      provisions of this Agreement to institute any suit, action or proceeding in
      equity or at law upon or under or with respect to this Agreement, unless such
      Holder previously shall have given to the Trustee or the Securities
      Administrator, as appropriate, a written notice of an Event of Default and
      of
      the continuance thereof, as hereinbefore provided, the Holders of Certificates
      evidencing not less than 25% of the Voting Rights evidenced by the Certificates
      shall also have made written request to the Trustee or the Securities
      Administrator, as appropriate to institute such action, suit or proceeding
      in
      its own name as Trustee or the Securities Administrator, as appropriate,
      hereunder and shall have offered to the Trustee or the Securities Administrator,
      as appropriate, such reasonable indemnity as it may require against the costs,
      expenses, and liabilities to be incurred therein or thereby, and the Trustee
      or
      the Securities Administrator, as appropriate, for 60 days after its receipt
      of
      such notice, request and offer of indemnity shall have neglected or refused
      to
      institute any such action, suit or proceeding; it being understood and intended,
      and being expressly covenanted by each Certificateholder with every other
      Certificateholder and the Trustee, that no one or more Holders of Certificates
      shall have any right in any manner whatever by virtue or by availing itself
      or
      themselves of any provisions of this Agreement to affect, disturb or prejudice
      the rights of the Holders of any other of the Certificates, or to obtain or
      seek
      to obtain priority over or preference to any other such Holder or to enforce
      any
      right under this Agreement, except in the manner herein provided and for the
      common benefit of all Certificateholders. For the protection and enforcement
      of
      the provisions of this Section 11.08, each and every Certificateholder, the
      Trustee or the Securities Administrator shall be entitled to such relief as
      can
      be given either at law or in equity.

     

    Section
      11.09  Inspection
      and Audit Rights. 

     

    The
      Master Servicer agrees that, on reasonable prior notice, it will permit any
      representative of the Depositor or the Trustee during the Master Servicer’s
      normal business hours, to examine all the books of account, records, reports
      and
      other papers of the Master Servicer relating to the Mortgage Loans, to make
      copies and extracts therefrom, to cause such books to be audited by independent
      certified public accountants selected by the Depositor or the Trustee and to
      discuss its affairs, finances and accounts relating to such Mortgage Loans
      with
      its officers, employees and independent public accountants (and by this
      provision the Master Servicer hereby authorizes such accountants to discuss
      with
      such representative such affairs, finances and accounts), all at such reasonable
      times and as often as may be reasonably requested. Any out-of-pocket expense
      incident to the exercise by the Depositor or the Trustee of any right under
      this
      Section 11.09 shall be borne by the party requesting such inspection, subject
      to
      such party’s right to reimbursement hereunder (in the case of the Trustee,
      pursuant to Section 9.05 hereof).

     

    Section
      11.10  Certificates
      Nonassessable and Fully Paid. 

     

    It
      is the intention of the Depositor that Certificateholders shall not be
      personally liable for obligations of the Trust Fund, that the interests in
      the
      Trust Fund represented by the Certificates shall be nonassessable for any reason
      whatsoever, and that the Certificates, upon due authentication thereof by the
      Securities Administrator pursuant to this Agreement, are and shall be deemed
      fully paid.

     

    * * *

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    IN
      WITNESS WHEREOF, the Depositor, the Master Servicer, the Securities
      Administrator and the Trustee have caused their names to be signed hereto by
      their respective officers thereunto duly authorized as of the day and year
      first
      above written.

     

    
      	 	 	 	 	 	 	
              BEAR
                STEARNS ASSET BACKED SECURITIES
                I LLC,

              as
                Depositor

            
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	/s/
              Baron Silverstein
	 	 	 	 	 	 	 	
              Name:
                Baron Silverstein 

            
	 	 	 	 	 	 	 	
              Title:
                Vice President 

            

    

    

    

    
      	 	 	 	 	 	 	
              WELLS
                FARGO BANK, NATIONAL ASSOCIATION,

              as
                Securities Administrator and Master Servicer

            
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	/s/
              Amy Doyle
	 	 	 	 	 	 	 	
              Name:
                Amy Doyle 

            
	 	 	 	 	 	 	 	
              Title:
                Vice President 

            

    

    

    
      	 	 	 	 	 	 	
              U.S.
                BANK NATIONAL ASSOCIATION,

              as
                Trustee

            
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	/s/
              Vaneta I. Bernard
	 	 	 	 	 	 	 	
              Name:
                Vaneta I. Bernard 

            
	 	 	 	 	 	 	 	
              Title:
                Vice President 

            

    

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

    
      	
              STATE
                OF NEW YORK

            	
              )

            	 
	 	
              )

            	
              ss.:

            
	
              COUNTY
                OF NEW YORK

            	
              )

            	 

    

    

    On
      this 30th day of October, 2006, before me, a notary public in and for said
      State, appeared Baron Silverstein, personally known to me on the basis of
      satisfactory evidence to be an authorized representative of Bear Stearns Asset
      Backed Securities I LLC, one of the companies that executed the within
      instrument, and also known to me to be the person who executed it on behalf
      of
      such limited liability company and acknowledged to me that such limited
      liability company executed the within instrument.

     

    IN
      WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
      day and year in this certificate first above written.

     

    
      	 	/s/
              Michelle Sterling 
	 	
              Notary
                Public

            

    

    

    

    [Notarial
      Seal]

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

    
      	
              STATE
                OF MARYLAND

            	
              )

            	 
	 	
              )

            	
              ss.:

            
	
              COUNTY
                OF BALTIMORE

            	
              )

            	 

    

    

    On
      this 30th day of October, 2006, before me, a notary public in and for said
      State, appeared Amy Doyle, personally known to me on the basis of
      satisfactory evidence to be an authorized representative of Wells Fargo Bank,
      National Association that executed the within instrument, and also known to
      me
      to be the person who executed it on behalf of such national banking association,
      and acknowledged to me that such national banking association executed the
      within instrument.

     

    IN
      WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
      day and year in this certificate first above written.

     

    
      	 	/s/
              Graham Oglesby
	 	
              Notary
                Public

            

    

    

    [Notarial
      Seal]

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

    
      	
              STATE
                OF MASSACHUSETTS

            	
              )

            	 
	 	
              )

            	
              ss.:

            
	
              COUNTY
                OF SUFFOLK

            	
              )

            	 

    

    

    On
      this 30th day of October, 2006, before me, a notary public in and for said
      State, appeared Vaneta I. Bernard, personally known to me on the basis of
      satisfactory evidence to be an authorized representative of U.S. Bank National
      Association that executed the within instrument, and also known to me to be
      the
      person who executed it on behalf of such corporation, and acknowledged to me
      that such corporation executed the within instrument.

     

    IN
      WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the
      day and year in this certificate first above written.

     

    
      	 	/s/
              Larry D. Snell
	 	
              Notary
                Public

            

    

    

    [Notarial
      Seal]

     

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

    

    

      EXHIBIT
        A-1

      

      FORM
        OF CLASS A CERTIFICATES

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
        INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
        DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
        CODE OF
        1986 (THE “CODE”).

       

      [FOR
        CLASS A-1] THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE
        DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE
        HERETO
        AS DESCRIBED IN THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE
        OF
        THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL
        BE
        DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE
        MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES
        ADMINISTRATOR NAMED HEREIN.

       

      UNLESS
        THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
        TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER,
        EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME
        OF
        CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE
        OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
        TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY
        PERSON
        IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
        HEREIN.

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      
        	
                Certificate
                  No.1

              	
                Adjustable
                  Pass-Through Rate

              
	 	 
	
                 

                Class
                  A-[1][2] Senior

              	 
	 	 
	
                 

                Date
                  of Pooling and Servicing Agreement and Cut-off Date:

                October
                  1, 2006

              	
                 

                Aggregate
                  Initial Certificate [Principal Balance] [Notional Amount] of this
                  Certificate as of the Cut-off Date:

                $[_____________]

              
	 	 
	
                 

                First
                  Distribution Date:

                November
                  27, 2006

              	
                 

                Initial
                  Certificate [Principal Balance] [Notional Amount] of this Certificate
                  as
                  of the Cut-off Date: $[_____________]

              
	 	 
	
                 

                Master
                  Servicer:

                Wells
                  Fargo Bank, National Association

              	
                 

                CUSIP:
                  [___________]

              
	 	 
	
                 

                Assumed
                  Final Distribution Date:

                October
                  25, 2036

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

       

      SERIES
        2006-ST1

       

      evidencing
        a percentage interest in the distributions allocable to the Class A-[1][2]
        Certificates with respect to a Trust Fund consisting primarily of a pool
        of
        conventional, one- to four-family, fixed interest rate mortgage loans sold
        by
        BEAR STEARNS ASSET BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund, and does
        not
        represent an obligation of or interest in Bear Stearns Asset Backed Securities
        I
        LLC, the Master Servicer, the Trustee or the Securities Administrator referred
        to below or any of their affiliates or any other person. Neither this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer, the Trustee or the Securities Administrator or any of their affiliates
        or any other person. None of Bear Stearns Asset Backed Securities I LLC,
        the
        Master Servicer or any of their affiliates will have any obligation with
        respect
        to any certificate or other obligation secured by or payable from payments
        on
        the Certificates.

       

      This
        certifies that Cede & Co. is the registered owner of the Percentage Interest
        evidenced hereby in the beneficial ownership interest of Certificates of
        the
        same Class as this Certificate in a trust (the “Trust Fund”) generally
        consisting of conventional, first lien, fixed rate mortgage loans secured
        by
        one- to four- family residences (collectively, the “Mortgage Loans”) sold by
        Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were
        sold by Federal National Mortgage Association to BSABS I. Wells Fargo Bank,
        National Association will act as master servicer of the Mortgage Loans (the
        “Master Servicer,” which term includes any successors thereto under the
        Agreement referred to below). The Trust Fund was created pursuant to the
        Pooling
        and Servicing Agreement, dated as of the Cut-off Date specified above (the
        “Agreement”), among BSABS I, as depositor (the “Depositor”), Wells Fargo Bank,
        National Association, as Master Servicer and securities administrator (the
        “Securities Administrator”) and U.S. Bank National Association, as trustee (the
“Trustee”), a summary of certain of the pertinent provisions of which is set
        forth hereafter. To the extent not defined herein, capitalized terms used
        herein
        shall have the meaning ascribed to them in the Agreement. This Certificate
        is
        issued under and is subject to the terms, provisions and conditions of the
        Agreement, to which Agreement the Holder of this Certificate by virtue of
        its
        acceptance hereof assents and by which such Holder is bound.

       

      Interest
        on this Certificate will accrue from and including the 25th day of the calendar
        month preceding the month in which a Distribution Date (as hereinafter defined)
        occurs to and including the 24th day of the calendar month in which that
        Distribution Date occurs on the Certificate [Principal Balance] [Notional
        Amount] hereof at a per annum rate equal to the Pass-Through Rate set forth
        above. The Securities Administrator will distribute on the 25th day of each
        month, or, if such 25th day is not a Business Day, the immediately following
        Business Day (each, a “Distribution Date”), commencing on the First Distribution
        Date specified above, to the Person in whose name this Certificate is registered
        at the close of business on the Business Day immediately preceding such
        Distribution Date, an amount equal to the product of the Percentage Interest
        evidenced by this Certificate and the amount (of interest and principal,
        if any)
        required to be distributed to the Holders of Certificates of the same Class
        as
        this Certificate. The Assumed Final Distribution Date is the Distribution
        Date
        in the month following the latest scheduled maturity date of any Mortgage
        Loan
        and is not likely to be the date on which the Certificate [Principal Balance]
        [Notional Amount] of this Class of Certificates will be reduced to zero.
        [The
        Class A-2 Certificates have no Certificate Principal Balance.]

       

      Distributions
        on this Certificate will be made by the Securities Administrator by check
        mailed
        to the address of the Person entitled thereto as such name and address shall
        appear on the Certificate Register or, if such Person so requests by notifying
        the Securities Administrator in writing as specified in the Agreement.
        Notwithstanding the above, the final distribution on this Certificate will
        be
        made after due notice by the Securities Administrator of the pendency of
        such
        distribution and only upon presentation and surrender of this Certificate
        at the
        office or agency appointed by the Securities Administrator for that purpose
        and
        designated in such notice. The Initial Certificate [Principal Balance] [Notional
        Amount] of this Certificate is set forth above. [For Class A-1] [The Certificate
        Principal Balance hereof will be reduced to the extent of distributions
        allocable to principal hereon and any Realized Losses allocable
        thereto.]

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        or the
        Securities Administrator is not liable to the Certificateholders for any
        amount
        payable under this Certificate or the Agreement or, except as expressly provided
        in the Agreement, subject to any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee and the Securities Administrator.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of the Certificates
        evidencing over 50% of the Voting Rights of the aggregate Certificate Principal
        Balance of the Certificates, or with the consent of the Holders of each Class
        of
        Certificates affected thereby evidencing over 50% of the Voting Rights of
        the
        aggregate Certificate Principal Balance of that class, as applicable. Any
        such
        consent by the Holder of this Certificate shall be conclusive and binding
        on
        such Holder and upon all future Holders of this Certificate and of any
        Certificate issued upon the transfer hereof or in lieu hereof whether or
        not
        notation of such consent is made upon this Certificate. The Agreement also
        permits the amendment thereof, in certain limited circumstances, without
        the
        consent of the Holders of any of the Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Securities
        Administrator upon surrender of this Certificate for registration of transfer
        at
        the offices or agencies maintained by the Securities Administrator for such
        purposes, duly endorsed by, or accompanied by a written instrument of transfer
        in form satisfactory to the Securities Administrator duly executed by the
        Holder
        hereof or such Holder’s attorney duly authorized in writing, and thereupon one
        or more new Certificates in authorized denominations representing a like
        aggregate Percentage Interest will be issued to the designated
        transferee.

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Securities Administrator may require payment of a sum
        sufficient to cover any tax or other governmental charge payable in connection
        therewith. The Depositor, the Master Servicer, the Securities Administrator,
        the
        Trustee and any agent of any of them may treat the Person in whose name this
        Certificate is registered as the owner hereof for all purposes, and none
        of
        Depositor, the Master Servicer, the Securities Administrator, the Trustee
        or any
        such agent shall be affected by notice to the contrary.

       

      The
        obligations created by the Agreement and the Trust Fund created thereby (other
        than the obligations to make payments to Certificateholders with respect
        to the
        termination of the Agreement) shall terminate upon the earlier of (i) the
        later
        of (A) the maturity or other liquidation (or Advance with respect thereto)
        of
        the last Mortgage Loan remaining in the Trust Fund and disposition of all
        property acquired upon foreclosure or deed in lieu of foreclosure of any
        Mortgage Loan and (B) the remittance of all funds due under the Agreement,
        or
        (ii) the optional repurchase by the party named in the Agreement of all the
        Mortgage Loans and other related assets of the Trust Fund in accordance with
        the
        terms of the Agreement. Such optional repurchase may be made only on or after
        the first Distribution Date on which the aggregate Stated Principal Balance
        of
        the Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off
        Date
        as set forth in the Agreement. The exercise of such right will effect the
        early
        retirement of the Certificates. In no event, however, will the Trust Fund
        created by the Agreement continue beyond the earlier of (i) the expiration
        of 21
        years after the death of certain persons identified in the Agreement and
        (ii)
        the Latest Possible Maturity Date (as defined in the Agreement).

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Securities Administrator by manual signature, this Certificate shall not
        be
        entitled to any benefit under the Agreement, or be valid for any
        purpose.

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      IN
        WITNESS WHEREOF, the Securities Administrator has caused this Certificate
        to be duly executed.

      

      
        	
                Dated:
                  October 30, 2006

              	 	 	 	
                WELLS
                  FARGO BANK, NATIONAL
                  ASSOCIATION,

                as
                  Securities Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              
	 	 	 	 	 	 	 	 	 

      

      

      

      

      

      CERTIFICATE
        OF AUTHENTICATION

      

      This
        is
        one of the Class
        A-[1][2] Certificates referred to in the within-mentioned
        Agreement.

      

      
        	 	 	 	 	 	 	 	
                WELLS
                  FARGO BANK, NATIONAL
                  ASSOCIATION,

                as
                  Securities Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              
	 	 	 	 	 	 	 	 	 

      

      

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      ASSIGNMENT

      

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

      

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

      

      
        	 	 	 
	 	 	
                .

              

      

      

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              

      

      

      

      
        	 	 
	 	
                Signature
                  Guaranteed

              

      

      

      

      

      

      DISTRIBUTION
        INSTRUCTIONS

      

      This
        assignee should include the following for purposes of distribution:

      

      Distributions
        shall be made, by wire transfer or otherwise, in immediately available funds
        

      
        	
                to

              	 	
                ,

              
	
                for
                  the account of

              	 	
                ,

              
	
                account
                  number___________, or, if mailed by check, to

              	 	
                ,

              
	
                Applicable
                  statements should be mailed to

              	 	
                ,

              
	 	
                .

              

      

      

      
        	
                This
                  information is provided by

              	 	
                ,

              
	
                the
                  assignee named above, or

              	 	
                ,

              
	
                as
                  its agent.

              	 	 

      

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        A-2

      

      FORM
        OF CLASS M CERTIFICATES

       

      THIS
        CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
        [,]
        [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [AND] [CLASS
        M-3 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED
        BELOW).

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
        INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
        DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
        CODE OF
        1986 (THE “CODE”).

       

      THE
        CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
        PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED
        IN
        THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES,
        THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM
        THE
        DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN
        ITS
        CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR
        NAMED
        HEREIN.

       

      UNLESS
        THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY
        TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER,
        EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME
        OF
        CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE
        OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY
        TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY
        PERSON
        IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
        HEREIN.

       

      EACH
        HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE
        THE
        REPRESENTATIONS SET FORTH IN SECTION 6.02(b) OF THE
        AGREEMENT.

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      
        	
                 

                Certificate
                  No.1

              	
                 

                Adjustable
                  Pass-Through Rate

              
	 	 
	
                 

                Class
                  M-[1][2][3][4] Subordinate

              	 
	 	 
	
                 

                Date
                  of Pooling and Servicing Agreement and Cut-off Date:

                October
                  1, 2006

              	
                 

                Aggregate
                  Initial Certificate Principal Balance of this Certificate as of
                  the
                  Cut-off Date:

                $[________________]

              
	 	 
	
                 

                First
                  Distribution Date:

                November
                  27, 2006

              	
                 

                Initial
                  Certificate Principal Balance of this Certificate as of the Cut-off
                  Date:
                  

                $[________________]

              
	 	 
	
                 

                Master
                  Servicer:

                Wells
                  Fargo Bank, National Association

              	
                 

                CUSIP:
                  [_______________]

              
	 	 
	
                 

                Assumed
                  Final Distribution Date:

                October
                  25, 2036

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

      SERIES
        2006-ST1

       

      evidencing
        a percentage interest in the distributions allocable to the Class M-[1][2][3][4]
        Certificates with respect to a Trust Fund consisting primarily of a pool
        of
        conventional, one- to four-family, fixed interest rate mortgage loans sold
        by
        BEAR STEARNS ASSET BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund, and does
        not
        represent an obligation of or interest in Bear Stearns Asset Backed Securities
        I
        LLC, the Master Servicer, the Trustee or the Securities Administrator referred
        to below or any of their affiliates or any other person. Neither this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer, the Trustee or the Securities Administrator or any of their affiliates
        or any other person. None of Bear Stearns Asset Backed Securities I LLC,
        the
        Master Servicer or any of their affiliates will have any obligation with
        respect
        to any certificate or other obligation secured by or payable from payments
        on
        the Certificates.

       

      This
        certifies that Cede & Co. is the registered owner of the Percentage Interest
        evidenced hereby in the beneficial ownership interest of Certificates of
        the
        same Class as this Certificate in a trust (the “Trust Fund”) generally
        consisting of conventional, first lien, fixed rate mortgage loans secured
        by
        one- to four- family residences (collectively, the “Mortgage Loans”) sold by
        Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were
        sold by Federal National Mortgage Association to BSABS I. Wells Fargo Bank,
        National Association will act as master servicer of the Mortgage Loans (the
        “Master Servicer,” which term includes any successors thereto under the
        Agreement referred to below). The Trust Fund was created pursuant to the
        Pooling
        and Servicing Agreement dated as of the Cut-off Date specified above (the
        “Agreement”), among BSABS I, as depositor (the “Depositor”), Wells Fargo Bank,
        National Association, as Master Servicer and securities administrator (the
        “Securities Administrator”) and U.S. Bank National Association as trustee (the
“Trustee”), a summary of certain of the pertinent provisions of which is set
        forth hereafter. To the extent not defined herein, capitalized terms used
        herein
        shall have the meaning ascribed to them in the Agreement. This Certificate
        is
        issued under and is subject to the terms, provisions and conditions of the
        Agreement, to which Agreement the Holder of this Certificate by virtue of
        its
        acceptance hereof assents and by which such Holder is bound.

       

      Interest
        on this Certificate will accrue from and including the 25th day of the calendar
        month preceding the month in which a Distribution Date (as hereinafter defined)
        occurs (or, with respect to the first accrual period, the Closing Date) to
        and
        including the 24th day of the calendar month in which that Distribution Date
        occurs on the Certificate Principal Balance hereof at a per annum rate equal
        to
        the Pass-Through Rate set forth above and as further described in the Agreement.
        The Securities Administrator will distribute on the 25th day of each month,
        or,
        if such 25th day is not a Business Day, the immediately following Business
        Day
        (each, a “Distribution Date”), commencing on the First Distribution Date
        specified above, to the Person in whose name this Certificate is registered
        at
        the close of business on the Business Day immediately preceding such
        Distribution Date, an amount equal to the product of the Percentage Interest
        evidenced by this Certificate and the amount (of interest and principal,
        if any)
        required to be distributed to the Holders of Certificates of the same Class
        as
        this Certificate. The Assumed Final Distribution Date is the Distribution
        Date
        in the month immediately following the month of the latest scheduled maturity
        date of any Mortgage Loan and is not likely to be the date on which the
        Certificate Principal Balance of this Class of Certificates will be reduced
        to
        zero.

       

      Distributions
        on this Certificate will be made by the Securities Administrator by check
        mailed
        to the address of the Person entitled thereto as such name and address shall
        appear on the Certificate Register or, if such Person so requests by notifying
        the Securities Administrator in writing as specified in the Agreement.
        Notwithstanding the above, the final distribution on this Certificate will
        be
        made after due notice by the Securities Administrator of the pendency of
        such
        distribution and only upon presentation and surrender of this Certificate
        at the
        office or agency appointed by the Securities Administrator for that purpose
        and
        designated in such notice. The Initial Certificate Principal Balance of this
        Certificate is set forth above. The Certificate Principal Balance hereof
        will be
        reduced to the extent of distributions allocable to principal hereon and
        any
        Realized Losses allocable hereto.

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      Each
        holder of a Certificate or beneficial ownership shall be deemed to have made
        the
        representations set forth in section 6.02(b) of the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        or the
        Securities Administrator is not liable to the Certificateholders for any
        amount
        payable under this Certificate or the Agreement or, except as expressly provided
        in the Agreement, subject to any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee and the Securities Administrator.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of the Certificates
        evidencing over 50% of the Voting Rights of the aggregate Certificate Principal
        Balance of the Certificates, or with the consent of the Holders of each Class
        of
        Certificates affected thereby evidencing over 50% of the Voting Rights of
        the
        aggregate Certificate Principal Balance of that class, as applicable. Any
        such
        consent by the Holder of this Certificate shall be conclusive and binding
        on
        such Holder and upon all future Holders of this Certificate and of any
        Certificate issued upon the transfer hereof or in lieu hereof whether or
        not
        notation of such consent is made upon this Certificate. The Agreement also
        permits the amendment thereof, in certain limited circumstances, without
        the
        consent of the Holders of any of the Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Securities
        Administrator upon surrender of this Certificate for registration of transfer
        at
        the offices or agencies maintained by the Securities Administrator for such
        purposes, duly endorsed by, or accompanied by a written instrument of transfer
        in form satisfactory to the Securities Administrator duly executed by the
        Holder
        hereof or such Holder’s attorney duly authorized in writing, and thereupon one
        or more new Certificates in authorized denominations representing a like
        aggregate Percentage Interest will be issued to the designated
        transferee.

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Securities Administrator may require payment of a sum
        sufficient to cover any tax or other governmental charge payable in connection
        therewith. The Depositor, the Master Servicer, the Securities Administrator,
        the
        Trustee and any agent of any of them may treat the Person in whose name this
        Certificate is registered as the owner hereof for all purposes, and none
        of the
        Depositor, the Master Servicer, the Securities Administrator, the Trustee
        or any
        such agent shall be affected by notice to the contrary.

       

      The
        obligations created by the Agreement and the Trust Fund created thereby (other
        than the obligations to make payments to Certificateholders with respect
        to the
        termination of the Agreement) shall terminate upon the earlier of (i) the
        later
        of (A) the maturity or other liquidation (or Advance with respect thereto)
        of
        the last Mortgage Loan remaining in the Trust Fund and disposition of all
        property acquired upon foreclosure or deed in lieu of foreclosure of any
        Mortgage Loan and (B) the remittance of all funds due under the Agreement,
        or
        (ii) the optional repurchase by the party named in the Agreement of all the
        Mortgage Loans and other related assets of the Trust Fund in accordance with
        the
        terms of the Agreement. Such optional repurchase may be made only on or after
        the first Distribution Date on which the aggregate Stated Principal Balance
        of
        the Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off
        Date
        as set forth in the Agreement. The exercise of such right will effect the
        early
        retirement of the Certificates. In no event, however, will the Trust Fund
        created by the Agreement continue beyond the earlier of (i) the expiration
        of 21
        years after the death of certain persons identified in the Agreement and
        (ii)
        the Latest Possible Maturity Date (as defined in the Agreement).

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Securities Administrator by manual signature, this Certificate shall not
        be
        entitled to any benefit under the Agreement, or be valid for any
        purpose.

       

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      IN
        WITNESS WHEREOF, the Securities Administrator has caused this Certificate
        to be
        duly executed.

      

      
        	
                Dated:
                  October 30, 2006

              	 	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION,

                as
                  Securities Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

      

      

      

      CERTIFICATE
        OF AUTHENTICATION

      

      This
        is
        one of the Class M-[1][2][3][4] Certificates referred to in the within-mentioned
        Agreement.

      

      
        	 	 	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION, as Securities
                  Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      ASSIGNMENT

      

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

      

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

      

      
        	 	 	 
	 	 	
                .

              

      

      

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              

      

      

      

      
        	 	 
	 	
                Signature
                  Guaranteed

              

      

      

      

      

      

      DISTRIBUTION
        INSTRUCTIONS

      

      This
        assignee should include the following for purposes of distribution:

      

      Distributions
        shall be made, by wire transfer or otherwise, in immediately available funds
        

      
        	
                to

              	 	
                ,

              
	
                for
                  the account of

              	 	
                ,

              
	
                account
                  number___________, or, if mailed by check, to

              	 	
                ,

              
	
                Applicable
                  statements should be mailed to

              	 	
                ,

              
	 	
                .

              

      

      

      
        	
                This
                  information is provided by

              	 	
                ,

              
	
                the
                  assignee named above, or

              	 	
                ,

              
	
                as
                  its agent.

              	 	 

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        A-3

      

      FORM
        OF CLASS B CERTIFICATES

       

      THIS
        CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES
        [,]
        [AND] [CLASS M-1 CERTIFICATES] [,] [AND] [CLASS M-2 CERTIFICATES] [,] [AND]
        [CLASS M-3 CERTIFICATES] [,] [AND] [CLASS B-1 CERTIFICATES] [,] [AND] [CLASS
        B-2
        CERTIFICATES] [,] [AND] [CLASS B-3 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT
        (AS DEFINED BELOW).

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR
        INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE
        DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE
        CODE OF
        1986 (THE “CODE”).

       

      THE
        CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE
        PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO AS DESCRIBED
        IN
        THE AGREEMENT. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES,
        THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM
        THE
        DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN
        ITS
        CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE SECURITIES ADMINISTRATOR
        NAMED
        HEREIN.

       

      [For
        Class B-1, Class B-2, and Class B-3] [UNLESS THIS CERTIFICATE IS PRESENTED
        BY AN
        AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR
        OR
        ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE
        ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS
        REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY
        AND
        ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF
        FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED
        OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.]

       

      [For
        Class B-1, Class B-2, and Class B-3] [EACH HOLDER OF A CERTIFICATE OR BENEFICIAL
        OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION
        6.02(b) OF THE AGREEMENT.]

       

      [For
        Class B-4] [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER
        THE
        SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), OR UNDER ANY STATE SECURITIES
        LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS
        CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY
        IN
        COMPLIANCE WITH THE ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO
        RULE
        144A UNDER THE ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES
        IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”),
        PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB,
        WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE
        OR
        OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN
        EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE ACT (IF AVAILABLE)
        OR
        (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE
        MEANING THEREOF IN RULE 501(a)(1), (2),(3) OR (7) (OR ANY ENTITY IN WHICH
        ALL OF
        THE EQUITY HOLDERS COME WITHIN SUCH PARAGRAPHS) OF REGULATION D UNDER THE
        ACT
        PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE ACT, SUBJECT TO (A) THE
        RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE
        FORM
        PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR
        OF
        AN OPINION OF COUNSEL AS TO COMPLIANCE WITH ALL APPLICABLE SECURITIES LAWS
        OF
        THE UNITED STATES. THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY
        BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT
        WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT
        OF
        1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS
        AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED
        TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND
        OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED
        TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED
        TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION
        CLASS EXEMPTION (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 OR PTCE 96-23
        AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF
        THE
        DEPOSITOR, THE SECURITIES ADMINISTRATOR, THE MASTER SERVICER OR THE TRUSTEE,
        WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE
        OR A
        GLOBAL CERTIFICATE, OR PROVIDES AN OPINION OF COUNSEL TO SUCH
        EFFECT.]

       

      [For
        Class B-4] [NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL
        NOT BE
        REQUIRED WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY,
        OR
        FOR ANY SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE
        IS A BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED
        TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE
        (OR
        INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER”
WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.]

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      
        	
                 

                Certificate
                  No.1

              	
                 

                Adjustable
                  Pass-Through Rate

              
	 	 
	
                 

                Class
                  B-[1][2][3][4] Subordinate

              	 
	 	 
	
                 

                Date
                  of Pooling and Servicing Agreement and Cut-off Date:

                October
                  1, 2006

              	
                 

                Aggregate
                  Initial Certificate Principal Balance of this Certificate as of
                  the
                  Cut-off Date:

                $[________________]

              
	 	 
	
                 

                First
                  Distribution Date:

                November
                  27, 2006

              	
                 

                Initial
                  Certificate Principal Balance of this Certificate as of the Cut-off
                  Date:
                  

                $[________________]

              
	 	 
	
                 

                Master
                  Servicer:

                Wells
                  Fargo Bank, National Association

              	
                 

                CUSIP:
                  [_______________]

              
	 	 
	
                 

                Assumed
                  Final Distribution Date:

                October
                  25, 2036

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

      SERIES
        2006-ST1

       

      evidencing
        a percentage interest in the distributions allocable to the Class B-[1][2][3][4]
        Certificates with respect to a Trust Fund consisting primarily of a pool
        of
        conventional, one- to four-family, fixed interest rate mortgage loans sold
        by
        BEAR STEARNS ASSET BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund, and does
        not
        represent an obligation of or interest in Bear Stearns Asset Backed Securities
        I
        LLC, the Master Servicer, the Trustee or the Securities Administrator referred
        to below or any of their affiliates or any other person. Neither this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer, the Trustee or the Securities Administrator or any of their affiliates
        or any other person. None of Bear Stearns Asset Backed Securities I LLC,
        the
        Master Servicer or any of their affiliates will have any obligation with
        respect
        to any certificate or other obligation secured by or payable from payments
        on
        the Certificates.

       

      This
        certifies that ___________ is the registered owner of the Percentage Interest
        evidenced hereby in the beneficial ownership interest of Certificates of
        the
        same Class as this Certificate in a trust (the “Trust Fund”) generally
        consisting of conventional, first lien, fixed rate mortgage loans secured
        by
        one- to four- family residences (collectively, the “Mortgage Loans”) sold by
        Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were
        sold by Federal National Mortgage Association to BSABS I. Wells Fargo Bank,
        National Association will act as master servicer of the Mortgage Loans (the
        “Master Servicer,” which term includes any successors thereto under the
        Agreement referred to below). The Trust Fund was created pursuant to the
        Pooling
        and Servicing Agreement dated as of the Cut-off Date specified above (the
        “Agreement”), among BSABS I, as depositor (the “Depositor”), Wells Fargo Bank,
        National Association, as Master Servicer and securities administrator (the
        “Securities Administrator”) and U.S. Bank National Association as trustee (the
“Trustee”), a summary of certain of the pertinent provisions of which is set
        forth hereafter. To the extent not defined herein, capitalized terms used
        herein
        shall have the meaning ascribed to them in the Agreement. This Certificate
        is
        issued under and is subject to the terms, provisions and conditions of the
        Agreement, to which Agreement the Holder of this Certificate by virtue of
        its
        acceptance hereof assents and by which such Holder is bound.

       

      [For
        Class B-1, Class B-2, and Class B-3] [Interest on this Certificate will accrue
        from and including the 25th day of the calendar month preceding the month
        in
        which a Distribution Date (as hereinafter defined) occurs (or, with respect
        to
        the first accrual period, the Closing Date) to and including the 24th day
        of the
        calendar month in which that Distribution Date occurs on the Certificate
        Principal Balance hereof at a per annum rate equal to the Pass-Through Rate
        set
        forth above and as further described in the Agreement. The Securities
        Administrator will distribute on the 25th day of each month, or, if such
        25th
        day is not a Business Day, the immediately following Business Day (each,
        a
“Distribution Date”), commencing on the First Distribution Date specified above,
        to the Person in whose name this Certificate is registered at the close of
        business on the Business Day immediately preceding such Distribution Date,
        an
        amount equal to the product of the Percentage Interest evidenced by this
        Certificate and the amount (of interest and principal, if any) required to
        be
        distributed to the Holders of Certificates of the same Class as this
        Certificate. The Assumed Final Distribution Date is the Distribution Date
        in the
        month immediately following the month of the latest scheduled maturity date
        of
        any Mortgage Loan and is not likely to be the date on which the Certificate
        Principal Balance of this Class of Certificates will be reduced to
        zero.]

       

      [For
        Class B-4] [Interest on this Certificate will accrue from and including the
        25th
        day of the calendar month preceding the month in which a Distribution Date
        (as
        hereinafter defined) occurs (or, with respect to the first accrual period,
        the
        Closing Date) to and including the 24th day of the calendar month in which
        that
        Distribution Date occurs on the Certificate Principal Balance hereof at a
        per
        annum rate equal to the Pass-Through Rate set forth above and as further
        described in the Agreement. The Securities Administrator will distribute
        on the
        25th day of each month, or, if such 25th day is not a Business Day, the
        immediately following Business Day (each, a “Distribution Date”), commencing on
        the First Distribution Date specified above, to the Person in whose name
        this
        Certificate is registered at the close of business on the last Business Day
        of
        the month immediately preceding the month of such Distribution date so long
        as
        this Certificate remains in non book-entry form (and otherwise, the close
        of
        business on the Business Day immediately preceding such Distribution Date)
        an
        amount equal to the product of the Percentage Interest evidenced by this
        Certificate and the amount (of interest and principal, if any) required to
        be
        distributed to the Holders of Certificates of the same Class as this
        Certificate. The Assumed Final Distribution Date is the Distribution Date
        in the
        month following the latest scheduled maturity date of any Mortgage
        Loan.]

       

      Distributions
        on this Certificate will be made by the Securities Administrator by check
        mailed
        to the address of the Person entitled thereto as such name and address shall
        appear on the Certificate Register or, if such Person so requests by notifying
        the Securities Administrator in writing as specified in the Agreement.
        Notwithstanding the above, the final distribution on this Certificate will
        be
        made after due notice by the Securities Administrator of the pendency of
        such
        distribution and only upon presentation and surrender of this Certificate
        at the
        office or agency appointed by the Securities Administrator for that purpose
        and
        designated in such notice. The Initial Certificate Principal Balance of this
        Certificate is set forth above. The Certificate Principal Balance hereof
        will be
        reduced to the extent of distributions allocable to principal hereon and
        any
        Realized Losses allocable hereto.

       

      [For
        Class B-4] [No transfer of this Class B-4 Certificate will be made unless
        such
        transfer is (i) exempt from the registration requirements of the Securities
        Act
        of 1933, as amended, and any applicable state securities laws or is made
        in
        accordance with said Act and laws and (ii) made in accordance with Section
        6.02
        of the Agreement. In the event that such transfer is to be made the Securities
        Administrator shall register such transfer if, (i) made to a transferee who
        has
        provided the Securities Administrator with evidence as to its QIB status;
        or
        (ii) (A) the transferor has advised the Securities Administrator in writing
        that
        the Certificate is being transferred to an Institutional Accredited Investor
        and
        (B) prior to such transfer the transferee furnishes to the Securities
        Administrator an Investment Letter; provided that if based upon an Opinion
        of
        Counsel to the effect that (A) and (B) above are not sufficient to confirm
        that
        such transfer is being made pursuant to an exemption from, or in a transaction
        not subject to, the registration requirements of the Securities Act and other
        applicable laws, the Securities Administrator shall as a condition of the
        registration of any such transfer require the transferor to furnish such
        other
        certifications, legal opinions or other information prior to registering
        the
        transfer of this Certificate as shall be set forth in such Opinion of
        Counsel.]

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      Each
        holder of a Certificate or beneficial ownership shall be deemed to have made
        the
        representations set forth in section 6.02(b) of the Agreement.

       

      [For
        Class B-4] [This Certificate may not be acquired directly or indirectly by,
        or
        on behalf of, an employee benefit plan or other retirement arrangement which
        is
        subject to Title I of the Employee Retirement Income Security Act of 1974,
        as
        amended, or Section 4975 of the Internal Revenue Code of 1986, as amended,
        unless the transferee certifies or represents that the proposed transfer
        and
        holding of a Certificate and the servicing, management and operation of the
        trust and its assets: (i) will not result in any prohibited transaction which
        is
        not covered under an individual or class prohibited transaction exemption,
        including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”)
        84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (ii) will not
        give
        rise to any additional obligations on the part of the Depositor, the Master
        Servicer, the Securities Administrator or the Trustee, which will be deemed
        represented by an owner of a Book-Entry Certificate or a Global Certificate,
        or
        an Opinion of Counsel specified in section 6.02 of the Agreement is provided.
        This Certificate is one of a duly authorized issue of Certificates designated
        as
        set forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.]

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        or the
        Securities Administrator is not liable to the Certificateholders for any
        amount
        payable under this Certificate or the Agreement or, except as expressly provided
        in the Agreement, subject to any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee and the Securities Administrator.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of the Certificates
        evidencing over 50% of the Voting Rights of the aggregate Certificate Principal
        Balance of the Certificates, or with the consent of the Holders of each Class
        of
        Certificates affected thereby evidencing over 50% of the Voting Rights of
        the
        aggregate Certificate Principal Balance of that class, as applicable. Any
        such
        consent by the Holder of this Certificate shall be conclusive and binding
        on
        such Holder and upon all future Holders of this Certificate and of any
        Certificate issued upon the transfer hereof or in lieu hereof whether or
        not
        notation of such consent is made upon this Certificate. The Agreement also
        permits the amendment thereof, in certain limited circumstances, without
        the
        consent of the Holders of any of the Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Securities
        Administrator upon surrender of this Certificate for registration of transfer
        at
        the offices or agencies maintained by the Securities Administrator for such
        purposes, duly endorsed by, or accompanied by a written instrument of transfer
        in form satisfactory to the Securities Administrator duly executed by the
        Holder
        hereof or such Holder’s attorney duly authorized in writing, and thereupon one
        or more new Certificates in authorized denominations representing a like
        aggregate Percentage Interest will be issued to the designated
        transferee.

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Securities Administrator may require payment of a sum
        sufficient to cover any tax or other governmental charge payable in connection
        therewith. The Depositor, the Master Servicer, the Securities Administrator,
        the
        Trustee and any agent of any of them may treat the Person in whose name this
        Certificate is registered as the owner hereof for all purposes, and none
        of the
        Depositor, the Master Servicer, the Securities Administrator, the Trustee
        or any
        such agent shall be affected by notice to the contrary.

       

      The
        obligations created by the Agreement and the Trust Fund created thereby (other
        than the obligations to make payments to Certificateholders with respect
        to the
        termination of the Agreement) shall terminate upon the earlier of (i) the
        later
        of (A) the maturity or other liquidation (or Advance with respect thereto)
        of
        the last Mortgage Loan remaining in the Trust Fund and disposition of all
        property acquired upon foreclosure or deed in lieu of foreclosure of any
        Mortgage Loan and (B) the remittance of all funds due under the Agreement,
        or
        (ii) the optional repurchase by the party named in the Agreement of all the
        Mortgage Loans and other related assets of the Trust Fund in accordance with
        the
        terms of the Agreement. Such optional repurchase may be made only on or after
        the first Distribution Date on which the aggregate Stated Principal Balance
        of
        the Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off
        Date
        as set forth in the Agreement. The exercise of such right will effect the
        early
        retirement of the Certificates. In no event, however, will the Trust Fund
        created by the Agreement continue beyond the earlier of (i) the expiration
        of 21
        years after the death of certain persons identified in the Agreement and
        (ii)
        the Latest Possible Maturity Date (as defined in the Agreement).

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Securities Administrator by manual signature, this Certificate shall not
        be
        entitled to any benefit under the Agreement, or be valid for any
        purpose.

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      IN
        WITNESS WHEREOF, the Securities Administrator has caused this Certificate
        to be
        duly executed.

      

      
        	
                Dated:
                  October 30, 2006

              	 	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION,

                as
                  Securities Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

      

      

      

      CERTIFICATE
        OF AUTHENTICATION

      

      This
        is
        one of the Class B-[1][2][3][4] Certificates referred to in the within-mentioned
        Agreement.

      

      
        	 	 	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION, as Securities
                  Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      ASSIGNMENT

      

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

      

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

      

      
        	 	 	 
	 	 	
                .

              

      

      

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              

      

      

      

      
        	 	 
	 	
                Signature
                  Guaranteed

              

      

      

      

      

      

      DISTRIBUTION
        INSTRUCTIONS

      

      This
        assignee should include the following for purposes of distribution:

      

      Distributions
        shall be made, by wire transfer or otherwise, in immediately available funds
        

      
        	
                to

              	 	
                ,

              
	
                for
                  the account of

              	 	
                ,

              
	
                account
                  number___________, or, if mailed by check, to

              	 	
                ,

              
	
                Applicable
                  statements should be mailed to

              	 	
                ,

              
	 	
                .

              

      

      

      
        	
                This
                  information is provided by

              	 	
                ,

              
	
                the
                  assignee named above, or

              	 	
                ,

              
	
                as
                  its agent.

              	 	 

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        A-4

      

      FORM
        OF CLASS
        C CERTIFICATEs

       

      SOLELY
        FOR
        U.S.
        FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN
        A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED,
        RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986
        (THE “CODE”).

       

      THIS
        CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
        ACT OF
        1933, AS AMENDED (THE “ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER
        HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY
        BE
        REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH
        THE
        ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE
        ACT
        (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED
        INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR
        ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER
        HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER
        IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM
        REGISTRATION PROVIDED BY RULE 144 UNDER THE ACT (IF AVAILABLE) OR (3) IN
        CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING
        THEREOF IN RULE 501(a)(1), (2),(3) OR (7) (OR ANY ENTITY IN WHICH ALL OF
        THE
        EQUITY HOLDERS COME WITHIN SUCH PARAGRAPHS) OF REGULATION D UNDER THE ACT
        PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE ACT, SUBJECT TO (A) THE
        RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE
        FORM
        PROVIDED IN THE AGREEMENT (as defined below) AND (B) THE RECEIPT BY THE
        SECURITIES ADMINISTRATOR OF AN OPINION OF COUNSEL AS TO COMPLIANCE WITH ALL
        APPLICABLE SECURITIES LAWS OF THE UNITED STATES.

       

      NO
        TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
        PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 6.02(b) OF THE AGREEMENT
        OR (II) AN OPINION OF COUNSEL PURSUANT TO 6.02(b) OF THE AGREEMENT, SATISFACTORY
        TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE AND HOLDING OF THIS
        CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR
        RESULT
        IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE
        RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF
        THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER, THE SECURITIES
        ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION
        TO
        THOSE UNDERTAKEN IN THE AGREEMENT.

      

        NO
          TRANSFER OF ANY CLASS C CERTIFICATE SHALL BE MADE UNLESS THE TRANSFEREE
          OF SUCH
          CLASS C CERTIFICATE PROVIDES TO THE SECURITIES ADMINISTRATOR THE APPROPRIATE
          TAX
          CERTIFICATION FORM (I.E., IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, OR W-8ECI,
          AS
          APPLICABLE (OR ANY SUCCESSOR FORM THERETO)), AS A CONDITION TO SUCH TRANSFER
          AND
          AGREES TO UPDATE SUCH FORMS (I) UPON EXPIRATION OF ANY SUCH FORM, (II)
          AS
          REQUIRED UNDER THEN APPLICABLE U.S. TREASURY REGULATIONS AND (III) PROMPTLY
          UPON
          LEARNING THAT ANY IRS FORM W-9 OR IRS FORM W-8BEN, W-8IMY, OR W-8ECI, AS
          APPLICABLE (OR ANY SUCCESSOR FORM THERETO), HAS BECOME OBSOLETE OR INCORRECT.
          UPON RECEIPT OF ANY SUCH TAX CERTIFICATION FORM FROM A TRANSFEREE OF ANY
          CLASS C
          CERTIFICATE, THE SECURITIES ADMINISTRATOR SHALL PROVIDE A COPY OF SUCH
          TAX
          CERTIFICATION FORM TO THE COUNTERPARTY.

         

      

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      
        	
                Certificate
                  No. 1

              	
                Percentage
                  Interest: 100%

              
	 	 
	
                Class
                  C

              	 
	 	 
	
                Date
                  of Pooling and Servicing Agreement 

                and
                  Cut-off Date:

                October
                  1, 2006

              	
                Aggregate
                  Certificate Notional Amount of this Certificate as of the Cut-off
                  Date:

                $[____________]

              
	 	 
	
                First
                  Distribution Date:

                November
                  27, 2006

              	
                Initial
                  Certificate Notional Amount of this Certificate as of the Cut-off
                  Date:

                $[____________]

              
	 	 
	
                Master
                  Servicer:

                Wells
                  Fargo Bank, National Association

              	
                CUSIP:
                  [_______________]

              
	 	 
	
                Assumed
                  Final Distribution Date:

                October
                  25, 2036

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

      SERIES
        2006-ST1

       

      evidencing
        a percentage interest in the distributions allocable to the Class C Certificates
        with respect to a Trust Fund consisting primarily of a pool of conventional,
        one- to four-family, fixed interest rate mortgage loans sold by BEAR STEARNS
        ASSET BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund, and does
        not
        represent an obligation of or interest in Bear Stearns Asset Backed Securities
        I
        LLC, the Master Servicer, the Trustee or the Securities Administrator referred
        to below or any of their affiliates or any other person. Neither this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer, the Trustee or the Securities Administrator or any of their affiliates
        or any other person. None of Bear Stearns Asset Backed Securities I LLC,
        the
        Master Servicer or any of their affiliates will have any obligation with
        respect
        to any certificate or other obligation secured by or payable from payments
        on
        the Certificates.

       

      This
        certifies that Federal National Mortgage Association is the registered owner
        of
        the Percentage Interest evidenced hereby in the beneficial ownership interest
        of
        Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
        generally consisting of conventional, first lien, fixed rate mortgage loans
        secured by one- to four- family residences (collectively, the “Mortgage Loans”)
        sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage
        Loans were sold by Federal National Mortgage Association to BSABS I. Wells
        Fargo
        Bank, National Association will act as master servicer of the Mortgage Loans
        (the “Master Servicer,” which term includes any successors thereto under the
        Agreement referred to below). The Trust Fund was created pursuant to the
        Pooling
        and Servicing Agreement, dated as of the Cut-off Date specified above (the
        “Agreement”), among BSABS I, as depositor (the “Depositor”), Wells Fargo Bank,
        National Association, as Master Servicer and securities administrator (the
        “Securities Administrator”) and U.S. Bank National Association, as trustee (the
“Trustee”), a summary of certain of the pertinent provisions of which is set
        forth hereafter. To the extent not defined herein, capitalized terms used
        herein
        shall have the meaning ascribed to them in the Agreement. This Certificate
        is
        issued under and is subject to the terms, provisions and conditions of the
        Agreement, to which Agreement the Holder of this Certificate by virtue of
        its
        acceptance hereof assents and by which such Holder is bound.

       

      The
        Securities Administrator will distribute on the 25th day of each month, or,
        if
        such 25th day is not a Business Day, the immediately following Business Day
        (each, a “Distribution Date”), commencing on the First Distribution Date
        specified above, to the Person in whose name this Certificate is registered
        at
        the close of business on the last day (or if such last day is not a Business
        Day, the Business Day immediately preceding such last day) of the calendar
        month
        immediately preceding the month in which the Distribution Date occurs, an
        amount
        equal to the product of the Percentage Interest evidenced by this Certificate
        and the amounts required to be distributed to the Holders of Certificates
        of the
        same Class as this Certificate. The Assumed Final Distribution Date is the
        Distribution Date in the month following the latest scheduled maturity date
        of
        any Mortgage Loan.

       

      Distributions
        on this Certificate will be made by the Securities Administrator by check
        mailed
        to the address of the Person entitled thereto as such name and address shall
        appear on the Certificate Register or, if such Person so requests by notifying
        the Securities Administrator in writing as specified in the Agreement.
        Notwithstanding the above, the final distribution on this Certificate will
        be
        made after due notice by the Securities Administrator of the pendency of
        such
        distribution and only upon presentation and surrender of this Certificate
        at the
        office or agency appointed by the Securities Administrator for that purpose
        and
        designated in such notice.

       

      No
        transfer of this Certificate shall be made unless the transfer is made pursuant
        to an effective registration statement under the Securities Act of 1933,
        as
        amended (the “1933 Act”), and an effective registration or qualification under
        applicable state securities laws, or is made in a transaction that does not
        require such registration or qualification. In the event that such a transfer
        of
        this Certificate is to be made without registration or qualification, the
        Securities Administrator shall require receipt of (i) if such transfer is
        purportedly being made in reliance upon Rule 144A under the 1933 Act, written
        certifications from the Holder of the Certificate desiring to effect the
        transfer, and from such Holder’s prospective transferee, substantially in the
        forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit
        F,
        as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory
        to it that such transfer may be made without such registration or qualification
        (which Opinion of Counsel shall not be an expense of the Trust Fund or of
        the
        Depositor, the Trustee, the Securities Administrator or the Master Servicer
        in
        their respective capacities as such), together with copies of the written
        certification(s) of the Holder of the Certificate desiring to effect the
        transfer and/or such Holder’s prospective transferee upon which such Opinion of
        Counsel is based. Neither the Depositor nor the Securities Administrator
        is
        obligated to register or qualify the Class of Certificates specified on the
        face
        hereof under the 1933 Act or any other securities law or to take any action
        not
        otherwise required under the Agreement to permit the transfer of such
        Certificates without registration or qualification. Any Holder desiring to
        effect a transfer of this Certificate shall be required to indemnify the
        Trustee, the Securities Administrator, the Depositor, the Seller and the
        Master
        Servicer against any liability that may result if the transfer is not so
        exempt
        or is not made in accordance with such federal and state laws.

       

      No
        transfer of this Certificate shall be made to any person, unless the transferee
        provides either (i) a certification pursuant to section 6.02(b) of the Agreement
        or an (ii) Opinion of Counsel pursuant to section 6.02(b) of the Agreement,
        satisfactory to the Securities Administrator that the purchase and holding
        of
        this Certificate are permissible under applicable law, will not constitute
        or
        result in any non-exempt prohibited transactions under Section 406 ERISA
        or
        Section 4975 of the Code and will not subject the Trustee, Master Servicer,
        the
        Securities Administrator, or the Depositor to any obligation or liability
        in
        addition to those undertaken in the Agreement.

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        or the
        Securities Administrator is not liable to the Certificateholders for any
        amount
        payable under this Certificate or the Agreement or, except as expressly provided
        in the Agreement, subject to any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee and the Securities Administrator.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of the Certificates
        evidencing over 50% of the Voting Rights of the aggregate Certificate Principal
        Balance of the Certificates, or with the consent of the Holders of each Class
        of
        Certificates affected thereby evidencing over 50% of the Voting Rights of
        the
        aggregate Certificate Principal Balance of that class, as applicable. Any
        such
        consent by the Holder of this Certificate shall be conclusive and binding
        on
        such Holder and upon all future Holders of this Certificate and of any
        Certificate issued upon the transfer hereof or in lieu hereof whether or
        not
        notation of such consent is made upon this Certificate. The Agreement also
        permits the amendment thereof, in certain limited circumstances, without
        the
        consent of the Holders of any of the Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Securities
        Administrator upon surrender of this Certificate for registration of transfer
        at
        the offices or agencies maintained by the Securities Administrator for such
        purposes, duly endorsed by, or accompanied by a written instrument of transfer
        in form satisfactory to the Securities Administrator duly executed by the
        Holder
        hereof or such Holder’s attorney duly authorized in writing, and thereupon one
        or more new Certificates in authorized denominations representing a like
        aggregate Percentage Interest will be issued to the designated
        transferee.

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Securities Administrator may require payment of a sum
        sufficient to cover any tax or other governmental charge payable in connection
        therewith. The Depositor, the Master Servicer, the Securities Administrator
        and
        the Trustee and any agent of any of them may treat the Person in whose name
        this
        Certificate is registered as the owner hereof for all purposes, and none
        of the
        Depositor, the Master Servicer, the Securities Administrator, the Trustee
        or any
        such agent shall be affected by notice to the contrary.

       

      The
        obligations created by the Agreement and the Trust Fund created thereby (other
        than the obligations to make payments to Certificateholders with respect
        to the
        termination of the Agreement) shall terminate upon the earlier of (i) the
        later
        of (A) the maturity or other liquidation (or Advance with respect thereto)
        of
        the last Mortgage Loan remaining in the Trust Fund and disposition of all
        property acquired upon foreclosure or deed in lieu of foreclosure of any
        Mortgage Loan and (B) the remittance of all funds due under the Agreement,
        or
        (ii) the optional repurchase by the party named in the Agreement of all the
        Mortgage Loans and other related assets of the Trust Fund in accordance with
        the
        terms of the Agreement. Such optional repurchase may be made only on or after
        the first Distribution Date on which the aggregate Stated Principal Balance
        of
        the Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off
        Date
        as set forth in the Agreement. The exercise of such right will effect the
        early
        retirement of the Certificates. In no event, however, will the Trust Fund
        created by the Agreement continue beyond the earlier of (i) the expiration
        of 21
        years after the death of certain persons identified in the Agreement and
        (ii)
        the Latest Possible Maturity Date (as defined in the Agreement).

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Securities Administrator by manual signature, this Certificate shall not
        be
        entitled to any benefit under the Agreement, or be valid for any
        purpose.

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      IN
        WITNESS WHEREOF, the Securities Administrator has caused this Certificate
        to be
        duly executed.

       

      
        	
                Dated:
                  October 30, 2006

              	 	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION,

                as
                  Securities Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

      

      

      

      CERTIFICATE
        OF AUTHENTICATION

       

      This
        is
        one of the Class C Certificates referred to in the within-mentioned
        Agreement.

       

      
        	 	 	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION,

                as
                  Securities Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      ASSIGNMENT

      

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

      

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

      

      
        	 	 	 
	 	 	
                .

              

      

      

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              

      

      

      

      
        	 	 
	 	
                Signature
                  Guaranteed

              

      

      

      

      

      

      DISTRIBUTION
        INSTRUCTIONS

      

      This
        assignee should include the following for purposes of distribution:

      

      Distributions
        shall be made, by wire transfer or otherwise, in immediately available funds
        

      
        	
                to

              	 	
                ,

              
	
                for
                  the account of

              	 	
                ,

              
	
                account
                  number___________, or, if mailed by check, to

              	 	
                ,

              
	
                Applicable
                  statements should be mailed to

              	 	
                ,

              
	 	
                .

              

      

      

      
        	
                This
                  information is provided by

              	 	
                ,

              
	
                the
                  assignee named above, or

              	 	
                ,

              
	
                as
                  its agent.

              	 	 

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        A-5

      

      FORM
        OF CLASS R-[1][2][3][X] CERTIFICATES

       

      THIS
        CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON
        OR A
        DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).

       

      SOLELY
        FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST”
IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED,
        RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986
        (THE “CODE”).

       

      NO
        TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE
        PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 6.02(b) OF THE AGREEMENT
        (AS DEFINED BELOW) OR (II) AN OPINION OF COUNSEL PURSUANT TO 6.02(b) OF THE
        AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE
        AND
        HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT
        CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION
        406
        OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR
        SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER,
        THE
        SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY
        IN
        ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

       

      ANY
        RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY
        IF
        THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE SECURITIES
        ADMINISTRATOR THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY
        STATE
        OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR
        ANY
        AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY
        WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT
        FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY
        SUCH
        GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION,
        OR
        ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION
        (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE)
        WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH
        ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING
        THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE
        INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION
        1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION
        775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A),
        (B),
        (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR
        (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER
        IS
        TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX, (3) SUCH TRANSFEREE SATISFIES
        CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE
        PROPOSED TRANSFEREE AND (4) SUCH TRANSFEREE IS A UNITED STATES PERSON.
        NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER,
        SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION
        OR
        AN AGENT OF A DISQUALIFIED ORGANIZATION OR A NON-UNITED STATES PERSON, SUCH
        REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER
        AND
        SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE
        HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON
        THIS
        CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE
        SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS
        PARAGRAPH.

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      
        	
                 

                Certificate
                  No.1

              	 
	 	 
	
                 

                Class
                  R-[1][2][3][X]

              	 
	 	
                 

                Percentage
                  Interest: 100%

              
	
                 

                Date
                  of Pooling and Servicing Agreement and Cut-off Date:

                October
                  1, 2006

              	 
	 	 
	
                 

                First
                  Distribution Date:

                November
                  27, 2006

              	 
	 	 
	
                 

                Master
                  Servicer:

                Wells
                  Fargo Bank, National Association

              	 
	 	
                 

                CUSIP:
                  [____________]

              
	
                 

                Assumed
                  Final Distribution Date:

                October
                  25, 2036

              	 
	 	 

      

      

      ASSET-BACKED
        CERTIFICATE

      SERIES
        2006-ST1

       

      evidencing
        a percentage interest in the distributions allocable to the Class R-[1][2][3][X]
        Certificates with respect to a Trust Fund consisting primarily of a pool
        of
        conventional, one- to four-family, fixed interest rate mortgage loans sold
        by
        BEAR STEARNS ASSET BACKED SECURITIES I LLC.

       

      This
        Certificate is payable solely from the assets of the Trust Fund, and does
        not
        represent an obligation of or interest in Bear Stearns Asset Backed Securities
        I
        LLC, the Master Servicer, the Trustee or the Securities Administrator referred
        to below or any of their affiliates or any other person. Neither this
        Certificate nor the underlying Mortgage Loans are guaranteed or insured by
        any
        governmental entity or by Bear Stearns Asset Backed Securities I LLC, the
        Master
        Servicer, the Trustee or the Securities Administrator or any of their affiliates
        or any other person. None of Bear Stearns Asset Backed Securities I LLC,
        the
        Master Servicer or any of their affiliates will have any obligation with
        respect
        to any certificate or other obligation secured by or payable from payments
        on
        the Certificates.

       

      This
        certifies that Bear, Stearns Securities Corp. is the registered owner of
        the
        Percentage Interest evidenced hereby in the beneficial ownership interest
        of
        Certificates of the same Class as this Certificate in a trust (the “Trust Fund”)
        generally consisting of conventional, first lien, fixed rate mortgage loans
        secured by one- to four- family residences (collectively, the “Mortgage Loans”)
        sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage
        Loans were sold by Federal National Mortgage Association to BSABS I. Wells
        Fargo
        Bank, National Association will act as master servicer of the Mortgage Loans
        (the “Master Servicer,” which term includes any successors thereto under the
        Agreement referred to below). The Trust Fund was created pursuant to the
        Pooling
        and Servicing Agreement dated as of the Cut-off Date specified above (the
        “Agreement”), among BSABS I, as depositor (the “Depositor”), Wells Fargo Bank,
        National Association, as Master Servicer and securities administrator (the
        “Securities Administrator”) and U.S. Bank National Association, as trustee (the
“Trustee”), a summary of certain of the pertinent provisions of which is set
        forth hereafter. To the extent not defined herein, capitalized terms used
        herein
        shall have the meaning ascribed to them in the Agreement. This Certificate
        is
        issued under and is subject to the terms, provisions and conditions of the
        Agreement, to which Agreement the Holder of this Certificate by virtue of
        its
        acceptance hereof assents and by which such Holder is bound.

       

      Each
        Holder of this Certificate will be deemed to have agreed to be bound by the
        restrictions set forth in the Agreement to the effect that (i) each person
        holding or acquiring any Ownership Interest in this Certificate must be a
        United
        States Person and a Permitted Transferee, (ii) the transfer of any Ownership
        Interest in this Certificate will be conditioned upon the delivery to the
        Securities Administrator of, among other things, an affidavit to the effect
        that
        it is a United States Person and Permitted Transferee, (iii) any attempted
        or
        purported transfer of any Ownership Interest in this Certificate in violation
        of
        such restrictions will be absolutely null and void and will vest no rights
        in
        the purported transferee, and (iv) if any person other than a United States
        Person and a Permitted Transferee acquires any Ownership Interest in this
        Certificate in violation of such restrictions, then the Depositor will have
        the
        right, in its sole discretion and without notice to the Holder of this
        Certificate, to sell this Certificate to a purchaser selected by the Depositor,
        which purchaser may be the Depositor, or any affiliate of the Depositor,
        on such
        terms and conditions as the Depositor may choose.

       

      The
        Securities Administrator will distribute on the 25th day of each month, or,
        if
        such 25th day is not a Business Day, the immediately following Business Day
        (each, a “Distribution Date”), commencing on the First Distribution Date
        specified above, to the Person in whose name this Certificate is registered
        at
        the close of business on the last day (or if such last day is not a Business
        Day, the Business Day immediately preceding such last day) of the calendar
        month
        immediately preceding the month in which the Distribution Date occurs, an
        amount
        equal to the product of the Percentage Interest evidenced by this Certificate
        and the amounts required to be distributed to the Holders of Certificates
        of the
        same Class as this Certificate. The Assumed Final Distribution Date is the
        Distribution Date in the month following the latest scheduled maturity date
        of
        any Mortgage Loan.

       

      Distributions
        on this Certificate will be made by the Securities Administrator by check
        mailed
        to the address of the Person entitled thereto as such name and address shall
        appear on the Certificate Register or, if such Person so requests by notifying
        the Securities Administrator in writing as specified in the Agreement.
        Notwithstanding the above, the final distribution on this Certificate will
        be
        made after due notice by the Securities Administrator of the pendency of
        such
        distribution and only upon presentation and surrender of this Certificate
        at the
        office or agency appointed by the Securities Administrator for that purpose
        and
        designated in such notice.

       

      No
        transfer of this Certificate shall be made to any person, unless the transferee
        provides either (i) a certification pursuant to section 6.02(b) of the Agreement
        or an (ii) Opinion of Counsel pursuant to section 6.02(b) of the Agreement,
        satisfactory to the Securities Administrator that the purchase and holding
        of
        this Certificate are permissible under applicable law, will not constitute
        or
        result in any non-exempt prohibited transactions under Section 406 ERISA
        or
        Section 4975 of the Code and will not subject the Trustee, Master Servicer,
        the
        Securities Administrator, or the Depositor to any obligation or liability
        in
        addition to those undertaken in the Agreement.

       

      This
        Certificate is one of a duly authorized issue of Certificates designated
        as set
        forth on the face hereof (the “Certificates”). The Certificates, in the
        aggregate, evidence the entire beneficial ownership interest in the Trust
        Fund
        formed pursuant to the Agreement.

       

      The
        Certificateholder, by its acceptance of this Certificate, agrees that it
        will
        look solely to the Trust Fund for payment hereunder and that the Trustee
        or the
        Securities Administrator is not liable to the Certificateholders for any
        amount
        payable under this Certificate or the Agreement or, except as expressly provided
        in the Agreement, subject to any liability under the Agreement.

       

      This
        Certificate does not purport to summarize the Agreement and reference is
        made to
        the Agreement for the interests, rights and limitations of rights, benefits,
        obligations and duties evidenced hereby, and the rights, duties and immunities
        of the Trustee and the Securities Administrator.

       

      The
        Agreement permits, with certain exceptions therein provided, the amendment
        thereof and the modification of the rights and obligations of the Depositor
        and
        the rights of the Certificateholders under the Agreement from time to time
        by
        the parties thereto with the consent of the Holders of the Certificates
        evidencing over 50% of the Voting Rights of the aggregate Certificate Principal
        Balance of the Certificates, or with the consent of the Holders of each Class
        of
        Certificates affected thereby evidencing over 50% of the Voting Rights of
        the
        aggregate Certificate Principal Balance of that class, as applicable. Any
        such
        consent by the Holder of this Certificate shall be conclusive and binding
        on
        such Holder and upon all future Holders of this Certificate and of any
        Certificate issued upon the transfer hereof or in lieu hereof whether or
        not
        notation of such consent is made upon this Certificate. The Agreement also
        permits the amendment thereof, in certain limited circumstances, without
        the
        consent of the Holders of any of the Certificates.

       

      As
        provided in the Agreement and subject to certain limitations therein set
        forth,
        the transfer of this Certificate is registrable with the Securities
        Administrator upon surrender of this Certificate for registration of transfer
        at
        the offices or agencies maintained by the Securities Administrator for such
        purposes, duly endorsed by, or accompanied by a written instrument of transfer
        in form satisfactory to the Securities Administrator duly executed by the
        Holder
        hereof or such Holder’s attorney duly authorized in writing, and thereupon one
        or more new Certificates in authorized denominations representing a like
        aggregate Percentage Interest will be issued to the designated
        transferee.

       

      The
        Certificates are issuable only as registered Certificates without coupons
        in the
        Classes and denominations specified in the Agreement. As provided in the
        Agreement and subject to certain limitations therein set forth, this Certificate
        is exchangeable for one or more new Certificates evidencing the same Class
        and
        in the same aggregate Percentage Interest, as requested by the Holder
        surrendering the same.

       

      No
        service charge will be made to the Certificateholders for any such registration
        of transfer, but the Securities Administrator may require payment of a sum
        sufficient to cover any tax or other governmental charge payable in connection
        therewith. The Depositor, the Master Servicer, the Securities Administrator,
        the
        Trustee and any agent of any of them may treat the Person in whose name this
        Certificate is registered as the owner hereof for all purposes, and none
        of
        Depositor, the Master Servicer, the Securities Administrator, the Trustee
        or any
        such agent shall be affected by notice to the contrary.

       

      The
        obligations created by the Agreement and the Trust Fund created thereby (other
        than the obligations to make payments to Certificateholders with respect
        to the
        termination of the Agreement) shall terminate upon the earlier of (i) the
        later
        of (A) the maturity or other liquidation (or Advance with respect thereto)
        of
        the last Mortgage Loan remaining in the Trust Fund and disposition of all
        property acquired upon foreclosure or deed in lieu of foreclosure of any
        Mortgage Loan and (B) the remittance of all funds due under the Agreement,
        or
        (ii) the optional repurchase by the party named in the Agreement of all the
        Mortgage Loans and other related assets of the Trust Fund in accordance with
        the
        terms of the Agreement. Such optional repurchase may be made only on or after
        the first Distribution Date on which the aggregate Stated Principal Balance
        of
        the Mortgage Loans is less than or equal to a certain percentage of the
        aggregate Stated Principal Balance of the Mortgage Loans as of the Cut-off
        Date
        as set forth in the Agreement. The exercise of such right will effect the
        early
        retirement of the Certificates. In no event, however, will the Trust Fund
        created by the Agreement continue beyond the earlier of (i) the expiration
        of 21
        years after the death of certain persons identified in the Agreement and
        (ii)
        the Latest Possible Maturity Date (as defined in the Agreement).

       

      Unless
        this Certificate has been countersigned by an authorized signatory of the
        Securities Administrator by manual signature, this Certificate shall not
        be
        entitled to any benefit under the Agreement, or be valid for any
        purpose.

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      IN
        WITNESS WHEREOF, the Securities Administrator has caused this Certificate
        to be
        duly executed.

      

      
        	
                Dated:
                  October 30, 2006

              	 	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION,

                as
                  Securities Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

      

      

      

      CERTIFICATE
        OF AUTHENTICATION

      

      This
        is
        one of the Class R-[1][2][3][X] Certificates referred to in the within-mentioned
        Agreement.

      

      
        	 	 	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION,
                  

                as
                  Securities Administrator

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Authorized
                  Signatory

              

      

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      ASSIGNMENT

      

      FOR
        VALUE
        RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto
        __________________________________ (Please print or typewrite name and address
        including postal zip code of assignee) a Percentage Interest evidenced by
        the
        within Asset-Backed Certificate and hereby authorizes the transfer of
        registration of such interest to assignee on the Certificate Register of
        the
        Trust Fund.

      

      I
        (We)
        further direct the Certificate Registrar to issue a new Certificate of a
        like
        denomination and Class, to the above named assignee and deliver such Certificate
        to the following address:

      

      
        	 	 	 
	 	 	
                .

              

      

      

      
        	
                Dated:

              	 
	 	
                Signature
                  by or on behalf of assignor

              

      

      

      

      
        	 	 
	 	
                Signature
                  Guaranteed

              

      

      

      

      

      

      DISTRIBUTION
        INSTRUCTIONS

      

      This
        assignee should include the following for purposes of distribution:

      

      Distributions
        shall be made, by wire transfer or otherwise, in immediately available funds
        

      
        	
                to

              	 	
                ,

              
	
                for
                  the account of

              	 	
                ,

              
	
                account
                  number___________, or, if mailed by check, to

              	 	
                ,

              
	
                Applicable
                  statements should be mailed to

              	 	
                ,

              
	 	
                .

              

      

      

      
        	
                This
                  information is provided by

              	 	
                ,

              
	
                the
                  assignee named above, or

              	 	
                ,

              
	
                as
                  its agent.

              	 	 

      

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        B

      

      MORTGAGE
        LOAN SCHEDULE

      

      

       ZIP_CODE      STATE           CITY1                                  PROPTYPE                                      CURRENT_GROSS_COUPON            SERV_FEE
-------------------------------------------------------------------------------------------------------------------------------------------------------------------
          29910      SC              BLUFFTON                               Single Family                                               7.2500              0.2500
          29928      SC              HILTON HEAD                            Condominium                                                 7.7500              0.2500
          30135      GA              DOUGLASVILLE                           Single Family                                               7.3750              0.2500
          30103      GA              ADAIRSVILLE                            Single Family                                               7.6250              0.2500
          30047      GA              LILBURN                                Single Family                                               8.6250              0.2500
          30188      GA              WOODSTOCK                              Single Family                                               7.3750              0.2500
          34475      FL              OCALA                                  2-4 Family                                                  8.5000              0.2500
          30014      GA              OXFORD                                 Single Family                                               7.5000              0.2500
          31324      GA              RICHMOND HILL                          PUD                                                         7.7500              0.2500
          30126      GA              MABLETON                               Single Family                                               7.3750              0.2500
          30215      GA              FAYETTEVILLE                           PUD                                                         7.0000              0.2500
          30045      GA              LAWRENCEVILLE                          PUD                                                         7.7500              0.2500
          30041      GA              ELLENWOOD                              Single Family                                               7.3750              0.2500
          30281      GA              Stockbridge                            PUD                                                         7.8750              0.2500
          29687      SC              TAYLORS                                Single Family                                               7.2500              0.2500
          32174      FL              Ormond Beach                           Single Family                                               7.8750              0.2500
          30605      GA              ATHENS                                 2-4 Family                                                  8.3750              0.2500
          37938      TN              KNOXVILLE                              Condominium                                                 6.8750              0.2500
          30016      GA              COVINGTON                              PUD                                                         7.5000              0.2500
          33905      FL              FORT MYERS                             Single Family                                               7.7500              0.2500
          33972      FL              LEHIGH ACRES                           Single Family                                               7.7500              0.2500
          31005      GA              BONAIRE                                Single Family                                               7.0000              0.2500
          35022      AL              BESSEMER                               PUD                                                         7.3750              0.2500
          35226      AL              BIRMINGHAM                             Single Family                                               8.0000              0.2500
          30248      GA              LOCUST GROVE                           Single Family                                               7.2500              0.2500
          30331      GA              ATLANTA                                PUD                                                         7.6250              0.2500
          34983      FL              PORT ST. LUCIE                         Single Family                                               7.5000              0.2500
          35020      AL              BESSEMER                               Single Family                                               7.5000              0.2500
          29325      SC              CLINTON                                Single Family                                               7.2500              0.2500
          37217      TN              NASHVILLE                              Condominium                                                 7.8750              0.2500
          28792      NC              Hendersonville                         2-4 Family                                                  7.5000              0.2500
          28792      NC              Hendersonville                         2-4 Family                                                  7.5000              0.2500
          33991      FL              CAPE CORAL                             Single Family                                               8.1250              0.2500
          30080      GA              SMYRNA                                 PUD                                                         7.2500              0.2500
          30317      GA              Atlanta                                Single Family                                               7.0000              0.2500
          33407      FL              WEST PALM BEACH                        PUD                                                         7.2500              0.2500
          29611      SC              GREENVILLE                             Single Family                                               8.2500              0.2500
          29615      SC              GREENVILLE                             Single Family                                               6.8750              0.2500
          29681      SC              Simpsonville                           PUD                                                         6.8750              0.2500
          30296      GA              RIVERDALE                              Single Family                                               7.7500              0.2500
          32244      FL              JACKSONVILLE                           Single Family                                               7.6250              0.2500
          37379      TN              Soddy Daisy                            Single Family                                               7.5000              0.2500
          37343      TN              Hixson                                 2-4 Family                                                  7.5000              0.2500
          37416      TN              Chattanooga                            2-4 Family                                                  7.5000              0.2500
          30032      GA              DECATUR                                Condominium                                                 7.5000              0.2500
          29414      SC              CHARLESTON                             PUD                                                         7.2500              0.2500
          30017      GA              GRAYSON                                PUD                                                         6.8750              0.2500
          32095      FL              St. Augustine                          PUD                                                         8.3750              0.2500
          32218      FL              JACKSONVILLE                           PUD                                                         8.0000              0.2500
          30016      GA              COVINGTON                              PUD                                                         7.2500              0.2500
          30012      GA              CONYERS                                PUD                                                         7.2500              0.2500
          30043      GA              LAWRENCEVILLE                          PUD                                                         7.3750              0.2500
          27712      NC              DURHAM                                 PUD                                                         7.3750              0.2500
          33196      FL              Miami                                  Single Family                                               7.6250              0.2500
          30349      GA              Atlanta                                Single Family                                               6.7500              0.2500
          38119      TN              Memphis                                Condominium                                                 7.8750              0.2500
          30052      GA              LOGANVILLE                             PUD                                                         7.6250              0.2500
          30349      GA              COLLEGE PARK                           PUD                                                         7.3750              0.2500
          30506      GA              GAINESVILLE                            Single Family                                               7.3750              0.2500
          35802      AL              Huntsville                             Single Family                                               7.6250              0.2500
          30331      GA              Atlanta,                               Single Family                                               7.7500              0.2500
          32128      FL              Port Orange                            PUD                                                         7.8750              0.2500
          32821      FL              Orlando                                Condominium                                                 7.7500              0.2500
          33323      FL              SUNRISE                                PUD                                                         7.3750              0.2500
          37932      TN              KNOXVILLE                              2-4 Family                                                  8.2500              0.2500
          30297      GA              FOREST PARK                            2-4 Family                                                  7.0000              0.2500
          30297      GA              FOREST PARK                            2-4 Family                                                  7.0000              0.2500
          27616      NC              RALEIGH                                PUD                                                         7.8750              0.2500
          27545      NC              KNIGHTDALE                             PUD                                                         7.5000              0.2500
          28409      NC              Wilmington                             Single Family                                               7.2500              0.2500
          30349      GA              College Park                           Single Family                                               7.8750              0.2500
          33629      FL              TAMPA                                  Single Family                                               7.2500              0.2500
          30005      GA              ALPHARETTA                             Single Family                                               7.3750              0.2500
          32129      FL              Port Orange                            Single Family                                               7.2500              0.2500
          32952      FL              Merrit Island                          Single Family                                               7.6250              0.2500
          28804      NC              Asheville                              Single Family                                               8.0000              0.2500
          30034      GA              DECATUR                                Single Family                                               7.8750              0.2500
          30224      GA              GRIFFIN                                Single Family                                               7.5000              0.2500
          32174      FL              Ormond Beach                           Single Family                                               8.2500              0.2500
          32176      FL              Ormond Beach                           Single Family                                               7.5000              0.2500
          35147      AL              Birmingham                             PUD                                                         7.7500              0.2500
          31419      GA              SAVANNAH                               PUD                                                         7.7500              0.2500
          31324      GA              RICHMOND HILL                          PUD                                                         7.7500              0.2500
          34293      FL              VENICE                                 Single Family                                               8.0000              0.2500
          34112      FL              NAPLES                                 Single Family                                               7.2500              0.2500
          30310      GA              ATLANTA                                Single Family                                               6.7500              0.2500
          30312      GA              ATLANTA                                Single Family                                               6.7500              0.2500
          30228      GA              HAMPTON                                PUD                                                         7.3750              0.2500
          30044      GA              LAWRENCEVILLE                          Single Family                                               7.3750              0.2500
          27504      NC              Benson                                 Single Family                                               7.5000              0.2500
          33166      FL              DORAL                                  Condominium                                                 7.1250              0.2500
          33182      FL              MIAMI                                  Single Family                                               7.5000              0.2500
          28273      NC              Charlotte                              PUD                                                         7.7500              0.2500
          27613      NC              RALEIGH                                PUD                                                         7.0000              0.2500
          30519      GA              BUFORD                                 PUD                                                         7.7500              0.2500
          37363      TN              OOLTEWAH                               Single Family                                               7.1250              0.2500
          30213      GA              FAIRBURN                               PUD                                                         7.7500              0.2500
          31721      GA              ALBANY                                 Single Family                                               7.2500              0.2500
          31705      GA              ALBANY                                 Single Family                                               7.2500              0.2500
          32606      FL              GAINESVILLE                            PUD                                                         7.5000              0.2500
          32828      FL              ORLANDO                                PUD                                                         7.5000              0.2500
          30041      GA              CUMMING                                Single Family                                               7.3750              0.2500
          32765      FL              OVIEDO                                 PUD                                                         7.8750              0.2500
          27263      NC              Archdale                               PUD                                                         7.3750              0.2500
          30215      GA              Fayetteville                           Single Family                                               7.2500              0.2500
          30034      GA              DECATUR                                Condominium                                                 7.2500              0.2500
          30253      GA              MCDONOUGH                              PUD                                                         7.0000              0.2500
          30043      GA              LAWRENCEVILLE                          Single Family                                               7.2500              0.2500
          22407      VA              FREDERICKSBURG                         PUD                                                         7.5000              0.2500
          33035      FL              HOMESTEAD                              PUD                                                         6.8750              0.2500
          31005      GA              BONAIRE                                Single Family                                               7.5000              0.2500
          32792      FL              WINTER PARK                            Single Family                                               8.5000              0.2500
          32792      FL              WINTER PARK                            PUD                                                         8.5000              0.2500
          30017      GA              GRAYSON                                Single Family                                               7.3750              0.2500
          33544      FL              WESLEY CHAPEL                          PUD                                                         7.5000              0.2500
          28262      NC              CHARLOTTE                              PUD                                                         8.0000              0.2500
          34609      FL              SPRING HILL                            Single Family                                               7.5000              0.2500
          32043      FL              GREEN COVE SPRI                        Single Family                                               8.5000              0.2500
          27514      NC              CHAPEL HILL                            Single Family                                               7.0000              0.2500
          32811      FL              ORLANDO                                Single Family                                               8.0000              0.2500
          30064      GA              MARIETTA                               PUD                                                         7.5000              0.2500
          30238      GA              Jonesboro                              PUD                                                         7.5000              0.2500
          30331      GA              ATLANTA                                PUD                                                         7.3750              0.2500
          30238      GA              JONESBORO                              PUD                                                         7.3750              0.2500
          28205      NC              CHARLOTTE                              Single Family                                               7.6250              0.2500
          28110      NC              MONROE                                 PUD                                                         7.6250              0.2500
          33972      FL              LEHIGH ACERS                           Single Family                                               7.6250              0.2500
          30305      GA              Atlanta                                Condominium                                                 8.0000              0.2500
          30276      GA              SENOIA                                 Single Family                                               7.5000              0.2500
          30030      GA              Decatur                                PUD                                                         7.6250              0.2500
          30315      GA              Atlanta                                Single Family                                               8.2500              0.2500
          30349      GA              Atlanta                                PUD                                                         7.8750              0.2500
          30308      GA              Atlanta                                Condominium                                                 7.5000              0.2500
          31322      GA              Pooler                                 PUD                                                         8.2500              0.2500
          30032      GA              Decatur                                Single Family                                               7.8750              0.2500
          31419      GA              Savannah                               Single Family                                               7.8750              0.2500
          30701      GA              Calhoun                                2-4 Family                                                  8.1250              0.2500
          30034      GA              Decatur                                Single Family                                               7.8750              0.2500
          28217      NC              Charlotte                              Condominium                                                 7.6250              0.2500
          30188      GA              Woodstock                              Single Family                                               8.2500              0.2500
          30043      GA              Lawrenceville                          PUD                                                         8.1250              0.2500
          30038      GA              Lithonia                               Single Family                                               7.3750              0.2500
          32829      FL              Orlando                                PUD                                                         7.8750              0.2500
          30082      GA              Smyrna                                 PUD                                                         7.1250              0.2500
          30213      GA              FAIRBURN                               PUD                                                         7.8750              0.2500
          30349      GA              COLLEGE PARK                           PUD                                                         6.6250              0.2500
          29582      SC              N MYRTLE BEACH                         Condominium                                                 7.2500              0.2500
          27511      NC              CARY                                   PUD                                                         7.0000              0.2500
          27704      NC              DURHAM                                 Single Family                                               7.3750              0.2500
          30281      GA              STOCKBRIDGE                            PUD                                                         7.1250              0.2500
          33034      FL              MIAMI                                  Single Family                                               7.5000              0.2500
          30253      GA              MCDONOUGH                              PUD                                                         7.3750              0.2500
          30294      GA              ELLENWOOD                              PUD                                                         7.7500              0.2500
          32967      FL              VERO BEACH                             PUD                                                         7.3750              0.2500
          29611      SC              Greenville                             Single Family                                               8.0000              0.2500
          30575      GA              TALMO                                  PUD                                                         7.1250              0.2500
          30019      GA              DACULA                                 PUD                                                         7.2500              0.2500
          30114      GA              CANTON                                 PUD                                                         7.8750              0.2500
          30034      GA              DECATUR                                Condominium                                                 8.0000              0.2500
          30228      GA              HAMPTON                                Single Family                                               7.6250              0.2500
          30228      GA              HAMPTON                                Single Family                                               7.6250              0.2500
          33155      FL              MIAMI                                  Condominium                                                 7.6250              0.2500
          35757      AL              Madison                                Single Family                                               5.3750              0.2500
          23608      VA              NEWPORT NEWS                           PUD                                                         7.7500              0.2500
          29579      SC              MYRTLE BEACH                           Single Family                                               8.0000              0.2500
          20724      MD              LAUREL                                 Single Family                                               8.2500              0.2500
          33570      FL              RUSKIN                                 PUD                                                         8.1250              0.2500
          29526      SC              CONWAY                                 Single Family                                               7.5000              0.2500
          55347      MN              EDEN PRAIRIE                           Single Family                                               7.1250              0.2500
          33610      FL              TAMPA                                  PUD                                                         7.5000              0.2500
          55433      MN              COON RAPIDS                            Condominium                                                 7.1250              0.2500
          89115      NV              LAS VEGAS                              Single Family                                               7.7500              0.2500
          48223      MI              DETROIT                                Single Family                                               8.3750              0.2500
          44112      OH              CLEVELAND                              2-4 Family                                                  8.5000              0.2500
          44104      OH              CLEVELAND                              2-4 Family                                                  8.5000              0.2500
          23230      VA              RICHMOND                               Single Family                                               8.5000              0.2500
          72762      AR              SPRINGDALE                             Single Family                                               7.8750              0.2500
          48235      MI              DETROIT                                Single Family                                               7.7500              0.2500
          44833      OH              GALION                                 2-4 Family                                                  8.1250              0.2500
          44833      OH              GALION                                 Single Family                                               8.1250              0.2500
          44827      OH              CRESTLINE                              Single Family                                               8.1250              0.2500
          44827      OH              CRESTLINE                              2-4 Family                                                  8.1250              0.2500
          44827      OH              CRESTLINE                              2-4 Family                                                  8.1250              0.2500
          44827      OH              CRESTLINE                              Single Family                                               8.1250              0.2500
          44833      OH              GALION                                 Single Family                                               8.1250              0.2500
          06120      CT              HARTFORD                               Single Family                                               6.5000              0.2500
          30228      GA              HAMPTON                                PUD                                                         7.1250              0.2500
          18640      PA              PITTSON                                2-4 Family                                                  8.2500              0.2500
          90650      CA              NORWALK                                Single Family                                               7.5000              0.2500
          93313      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          91384      CA              CASTAIC                                Condominium                                                 7.3750              0.2500
          85087      AZ              PHOENIX                                PUD                                                         8.0000              0.2500
          98816      WA              CHELAN                                 Single Family                                               7.5000              0.2500
          98531      WA              CENTRALIA                              Single Family                                               8.7500              0.2500
          98272      WA              MONROE                                 Single Family                                               7.8750              0.2500
          22407      VA              FREDERICKSBURG                         PUD                                                         7.1250              0.2500
          23832      VA              RICHMOND                               PUD                                                         7.1250              0.2500
          85614      AZ              GREEN VALLEY                           PUD                                                         7.2500              0.2500
          80631      CO              GREELEY                                Single Family                                               7.3750              0.2500
          46219      IN              INDIANAPOLIS                           Single Family                                               8.5000              0.2500
          60501      IL              SUMMIT ARGO                            Single Family                                               7.1250              0.2500
          55051      MN              MORA                                   Single Family                                               8.1250              0.2500
          60618      IL              CHICAGO                                Condominium                                                 7.2500              0.2500
          53551      WI              LAKE MILLS                             Single Family                                               7.3750              0.2500
          55106      MN              SAINT PAUL                             Single Family                                               7.6250              0.2500
          60097      IL              WONDER LAKE                            PUD                                                         7.8750              0.2500
          55423      MN              RICHFIELD                              Single Family                                               7.6250              0.2500
          55119      MN              MAPLEWOOD                              Single Family                                               7.8750              0.2500
          56304      MN              SAINT CLOUD                            Single Family                                               7.3750              0.2500
          60453      IL              OAK LAWN                               Single Family                                               7.7500              0.2500
          32708      FL              WINTER SPRINGS                         PUD                                                         7.7500              0.2500
          06106      CT              HARTFORD                               2-4 Family                                                  7.5000              0.2500
          32754      FL              MIMS                                   PUD                                                         7.6250              0.2500
          30310      GA              ATLANTA                                Single Family                                               8.1250              0.2500
          75061      TX              IRVING                                 Single Family                                               8.5000              0.2500
          38107      TN              MEMPHIS                                Single Family                                               8.2500              0.2500
          75061      TX              IRVING                                 Single Family                                               8.5000              0.2500
          75061      TX              IRVING                                 Single Family                                               8.5000              0.2500
          75061      TX              IRVING                                 Single Family                                               8.5000              0.2500
          38111      TN              MEMPHIS                                Single Family                                               8.5000              0.2500
          76110      TX              FORT WORTH                             Single Family                                               8.5000              0.2500
          76801      TX              BROWNWOOD                              Single Family                                               7.3750              0.2500
          13502      NY              UTICA                                  2-4 Family                                                  8.5000              0.2500
          06052      CT              NEW BRITAIN                            2-4 Family                                                  7.6250              0.2500
          38141      TN              MEMPHIS                                Single Family                                               7.6250              0.2500
          97071      OR              WOODBURN                               Single Family                                               6.8750              0.2500
          93535      CA              LANCASTER                              Single Family                                               7.3750              0.2500
          95687      CA              VACAVILLE                              Single Family                                               7.2500              0.2500
          23223      VA              RICHMOND                               Single Family                                               7.3750              0.2500
          90723      CA              PARAMOUNT                              Condominium                                                 7.7500              0.2500
          95377      CA              TRACY                                  Single Family                                               7.1250              0.2500
          95076      CA              WATSONVILLE                            Single Family                                               7.1250              0.2500
          93710      CA              FRESNO                                 Condominium                                                 7.8750              0.2500
          94806      CA              SAN PABLO                              PUD                                                         7.2500              0.2500
          84058      UT              OREM                                   Condominium                                                 7.5000              0.2500
          94565      CA              BAY POINT                              Single Family                                               8.1250              0.2500
          95476      CA              SONOMA                                 Condominium                                                 7.2500              0.2500
          92707      CA              SANTA ANA                              Single Family                                               8.2500              0.2500
          94533      CA              FAIRFIELD                              Single Family                                               7.3750              0.2500
          95376      CA              TRACY                                  Single Family                                               7.5000              0.2500
          87047      NM              SANDIA PARK                            Single Family                                               7.1250              0.2500
          65616      MO              BRANSON                                Condominium                                                 7.8750              0.2500
          37343      TN              HIXSON                                 2-4 Family                                                  8.3750              0.2500
          28206      NC              CHARLOTTE                              2-4 Family                                                  8.6250              0.2500
          27513      NC              CARY                                   Single Family                                               8.0000              0.2500
          37086      TN              LAVERGNE                               Single Family                                               7.8750              0.2500
          30337      GA              COLLEGE PARK                           Single Family                                               7.8750              0.2500
          42104      KY              BOWLING GREEN                          2-4 Family                                                  7.2500              0.2500
          37040      TN              CLARKSVILLE                            Single Family                                               7.7500              0.2500
          33823      FL              AUBURNDALE                             PUD                                                         7.7500              0.2500
          29406      SC              NORTH CHARLESTO                        PUD                                                         8.0000              0.2500
          21756      MD              KEEDYSVILLE                            PUD                                                         7.3750              0.2500
          92223      CA              BEAUMONT                               Single Family                                               7.2500              0.2500
          21740      MD              HAGERSTOWN                             Single Family                                               7.6250              0.2500
          29223      SC              COLUMBIA                               Single Family                                               7.2500              0.2500
          85236      AZ              GILBERT                                Condominium                                                 7.2500              0.2500
          04240      ME              LISBON                                 Single Family                                               7.5000              0.2500
          33823      FL              AUBURNDALE                             PUD                                                         8.0000              0.2500
          85041      AZ              PHOENIX                                PUD                                                         7.7500              0.2500
          33414      FL              WELLINGTON                             PUD                                                         7.2500              0.2500
          92595      CA              WILDOMAR                               PUD                                                         7.3750              0.2500
          32828      FL              ORLANDO                                PUD                                                         7.8750              0.2500
          85338      AZ              GOODYEAR                               PUD                                                         7.8750              0.2500
          32832      FL              ORLANDO                                PUD                                                         7.5000              0.2500
          33830      FL              BARTOW                                 PUD                                                         7.6250              0.2500
          85338      AZ              GOODYEAR                               PUD                                                         7.1250              0.2500
          34668      FL              PORT RICHEY                            Single Family                                               7.5000              0.2500
          98661      WA              VANCOVER                               PUD                                                         7.6250              0.2500
          89074      NV              HENDERSON                              PUD                                                         8.2500              0.2500
          33805      FL              LAKELAND                               PUD                                                         7.7500              0.2500
          93536      CA              LANCASTER                              Single Family                                               6.7500              0.2500
          85338      AZ              GOODYEAR                               PUD                                                         7.5000              0.2500
          33626      FL              TAMPA                                  PUD                                                         8.0000              0.2500
          33309      FL              FORT LAUDERDALE                        Single Family                                               7.7500              0.2500
          32257      FL              JACKSONVILLE                           Condominium                                                 7.3750              0.2500
          32159      FL              LADY LAKE                              PUD                                                         7.6250              0.2500
          34142      FL              IMMOKELEE                              Single Family                                               8.2500              0.2500
          32803      FL              ORLANDO                                Condominium                                                 6.7500              0.2500
          34212      FL              BRADENTON                              Single Family                                               7.7500              0.2500
          34224      FL              ENGLEWOOD                              Single Family                                               7.7500              0.2500
          33544      FL              WESLEY CHAPEL                          PUD                                                         8.1250              0.2500
          33030      FL              HOMESTEAD                              Single Family                                               7.5000              0.2500
          34983      FL              PORT SAINT LUCI                        Single Family                                               8.7500              0.2500
          33544      FL              WESLEY CHAPEL                          PUD                                                         7.6250              0.2500
          33410      FL              PALM BEACH GARD                        Single Family                                               7.6250              0.2500
          33909      FL              CAPE CORAL                             Single Family                                               7.6250              0.2500
          32065      FL              ORANGE PARK                            PUD                                                         7.6250              0.2500
          33619      FL              TAMPA                                  2-4 Family                                                  7.8750              0.2500
          34736      FL              GROVELAND                              PUD                                                         7.8750              0.2500
          33311      FL              FORT LAUDERDALE                        2-4 Family                                                  7.7500              0.2500
          33770      FL              LARGO                                  Condominium                                                 7.7500              0.2500
          33030      FL              HOMESTEAD                              Single Family                                               7.5000              0.2500
          33602      FL              TAMPA                                  2-4 Family                                                  7.0000              0.2500
          33610      FL              TAMPA                                  PUD                                                         7.8750              0.2500
          33025      FL              MIRAMAR                                Condominium                                                 7.5000              0.2500
          33314      FL              DAVIE                                  Condominium                                                 7.6250              0.2500
          34652      FL              NEW PORT RICHEY                        Single Family                                               7.7500              0.2500
          33615      FL              TAMPA                                  Single Family                                               7.8750              0.2500
          32826      FL              ORLANDO                                PUD                                                         7.7500              0.2500
          34997      FL              STUART                                 PUD                                                         7.7500              0.2500
          34286      FL              NORTH PORT                             Single Family                                               8.1250              0.2500
          34231      FL              SARASOTA                               Single Family                                               8.1250              0.2500
          34207      FL              BRADENTON                              Single Family                                               8.1250              0.2500
          33952      FL              PORT CHARLOTTE                         Single Family                                               7.1250              0.2500
          32757      FL              MOUNT DORA                             PUD                                                         7.8750              0.2500
          33012      FL              HIALEAH                                Single Family                                               7.3750              0.2500
          34210      FL              BRADENTON                              Condominium                                                 8.5000              0.2500
          33415      FL              WEST PALM BEACH                        Single Family                                               7.8750              0.2500
          32707      FL              CASSELBERRY                            PUD                                                         7.8750              0.2500
          33193      FL              MIAMI                                  Condominium                                                 7.5000              0.2500
          33125      FL              MIAMI                                  Single Family                                               7.2500              0.2500
          33410      FL              PALM BEACH GARD                        Single Family                                               7.7500              0.2500
          92275      CA              SALTON CITY ARE                        Single Family                                               7.3750              0.2500
          92236      CA              COACHELLA                              Single Family                                               7.2500              0.2500
          93307      CA              BAKERSFIELD                            Single Family                                               7.3750              0.2500
          92236      CA              COACHELLA                              Single Family                                               7.6250              0.2500
          50317      IA              DES MOINES                             Single Family                                               7.5000              0.2500
          80204      CO              DENVER                                 Single Family                                               7.5000              0.2500
          98684      WA              VANCOUVER                              Single Family                                               7.8750              0.2500
          97220      OR              PORTLAND                               Single Family                                               7.8750              0.2500
          97203      OR              PORTLAND                               Single Family                                               6.8750              0.2500
          97233      OR              PORTLAND                               Single Family                                               7.8750              0.2500
          97206      OR              PORTLAND                               Single Family                                               7.2500              0.2500
          97123      OR              HILLSBORO                              PUD                                                         8.0000              0.2500
          99338      WA              KENNEWICK                              PUD                                                         7.8750              0.2500
          99338      WA              KENNEWICK                              PUD                                                         7.8750              0.2500
          99337      WA              KENNEWICK                              PUD                                                         7.8750              0.2500
          99338      WA              KENNEWICK                              PUD                                                         7.8750              0.2500
          97211      OR              PORTLAND                               Single Family                                               6.8750              0.2500
          83615      ID              DONNELLY                               Single Family                                               7.6250              0.2500
          97213      OR              PORTLAND                               Single Family                                               8.0000              0.2500
          97756      OR              REDMOND                                Single Family                                               8.0000              0.2500
          83686      ID              NAMPA                                  PUD                                                         7.6250              0.2500
          97304      OR              SALEM                                  Single Family                                               7.5000              0.2500
          97502      OR              CENTRAL POINT                          Single Family                                               7.7500              0.2500
          98607      WA              CAMAS                                  Condominium                                                 7.2500              0.2500
          23832      VA              CHESTERFIELD                           Single Family                                               7.0000              0.2500
          37738      TN              GATLINBURG                             Single Family                                               7.7500              0.2500
          30034      GA              DECATUR                                Condominium                                                 7.3750              0.2500
          30214      GA              FAYETTEVILLE                           Single Family                                               7.3750              0.2500
          80227      CO              LAKEWOOD                               Condominium                                                 7.5000              0.2500
          38680      MS              WALLS                                  PUD                                                         7.2500              0.2500
          08360      NJ              VINELAND                               Single Family                                               7.2500              0.2500
          37216      TN              NASHVILLE                              2-4 Family                                                  7.7500              0.2500
          60645      IL              CHICAGO                                Condominium                                                 7.6250              0.2500
          55369      MN              MAPLE GROVE                            Single Family                                               6.8750              0.2500
          37909      TN              KNOXVILLE                              PUD                                                         7.0000              0.2500
          30308      GA              ATLANTA                                Single Family                                               8.2500              0.2500
          17602      PA              LANCASTER                              2-4 Family                                                  8.8750              0.2500
          80018      CO              AURORA                                 Single Family                                               6.8750              0.2500
          37216      TN              NASHVILLE                              Single Family                                               7.5000              0.2500
          30044      GA              LAWRENCEVILLE                          Single Family                                               8.8750              0.2500
          49506      MI              EAST GRAND RAPI                        Single Family                                               8.0000              0.2500
          30058      GA              LITHONIA                               PUD                                                         8.1250              0.2500
          38127      TN              MEMPHIS                                Single Family                                               7.3750              0.2500
          38127      TN              MEMPHIS                                Single Family                                               7.3750              0.2500
          46112      IN              BROWNSBURG                             PUD                                                         7.2500              0.2500
          30045      GA              LAWERENCEVILLE                         PUD                                                         8.0000              0.2500
          96080      CA              RED BLUFF                              2-4 Family                                                  7.3750              0.2500
          96080      CA              RED BLUFF                              2-4 Family                                                  7.3750              0.2500
          30318      GA              ATLANTA                                Single Family                                               8.3750              0.2500
          95682      CA              CAMERON PARK                           Single Family                                               7.8750              0.2500
          71270      LA              RUSTON                                 Single Family                                               7.7500              0.2500
          78232      TX              SAN ANTONIO                            PUD                                                         8.0000              0.2500
          78750      TX              AUSTIN                                 Condominium                                                 6.8750              0.2500
          78750      TX              AUSTIN                                 Condominium                                                 6.8750              0.2500
          78750      TX              AUSTIN                                 Condominium                                                 6.8750              0.2500
          78750      TX              AUSTIN                                 Condominium                                                 6.8750              0.2500
          89052      NV              HENDERSON                              Condominium                                                 7.6250              0.2500
          85383      AZ              PEORIA                                 PUD                                                         8.2500              0.2500
          89052      NV              HENDERSON                              Condominium                                                 7.6250              0.2500
          85210      AZ              MESA                                   Condominium                                                 7.7500              0.2500
          85306      AZ              GLENDALE                               Single Family                                               8.1250              0.2500
          87120      NM              ALBUQUERQUE                            Single Family                                               7.8750              0.2500
          85260      AZ              SCOTTSDALE                             Single Family                                               7.7500              0.2500
          86406      AZ              LAKE HAVASU CIT                        Single Family                                               7.8750              0.2500
          87107      NM              ALBUQUERQUE                            2-4 Family                                                  9.1250              0.2500
          87107      NM              ALBUQUERQUE                            2-4 Family                                                  9.1250              0.2500
          87102      NM              ALBUQUERQUE                            2-4 Family                                                  7.8750              0.2500
          64132      MO              KANSAS CITY                            Single Family                                               6.7500              0.2500
          89146      NV              LAS VEGAS                              2-4 Family                                                  7.5000              0.2500
          89031      NV              NORTH LAS VEGAS                        PUD                                                         7.6250              0.2500
          87120      NM              ALBUQUERQUE                            Single Family                                               7.8750              0.2500
          85248      AZ              CHANDLER                               PUD                                                         7.0000              0.2500
          89147      NV              LAS VEGAS                              PUD                                                         8.1250              0.2500
          87105      NM              ALBUQUERQUE                            PUD                                                         8.0000              0.2500
          87415      NM              FLORA VISTA                            Single Family                                               7.6250              0.2500
          89178      NV              LAS VEGAS                              PUD                                                         7.8750              0.2500
          87120      NM              ALBUQUERQUE                            Single Family                                               7.2500              0.2500
          89030      NV              NORTH LAS VEGAS                        Single Family                                               7.8750              0.2500
          87120      NM              ALBUQUERQUE                            PUD                                                         7.5000              0.2500
          87124      NM              RIO RANCHO                             Single Family                                               7.8750              0.2500
          89706      NV              CARSON CITY                            Single Family                                               7.6250              0.2500
          89120      NV              LAS VEGAS                              Single Family                                               7.7500              0.2500
          64138      MO              KANSAS CITY                            Single Family                                               8.5000              0.2500
          87102      NM              ALBUQUERQUE                            Single Family                                               7.5000              0.2500
          85031      AZ              PHOENIX                                Single Family                                               8.1250              0.2500
          89123      NV              LAS VEGAS                              PUD                                                         7.6250              0.2500
          89074      NV              HENDERSON                              PUD                                                         7.8750              0.2500
          85242      AZ              QUEEN CREEK                            PUD                                                         7.2500              0.2500
          89052      NV              HENDERSON                              Condominium                                                 7.7500              0.2500
          87112      NM              ALBUQUERQUE                            Single Family                                               7.1250              0.2500
          87002      NM              BELEN                                  Single Family                                               8.0000              0.2500
          88203      NM              ROSWELL                                Single Family                                               7.2500              0.2500
          85023      AZ              PHOENIX                                Condominium                                                 7.2500              0.2500
          85225      AZ              CHANDLER                               Single Family                                               7.3750              0.2500
          85015      AZ              PHOENIX                                Condominium                                                 7.8750              0.2500
          85712      AZ              TUCSON                                 Single Family                                               7.2500              0.2500
          89048      NV              PAHRUMP                                Single Family                                               7.6250              0.2500
          89014      NV              HENDERSON                              Condominium                                                 7.5000              0.2500
          85730      AZ              TUCSON                                 Single Family                                               7.5000              0.2500
          85022      AZ              PHOENIX                                PUD                                                         7.8750              0.2500
          85009      AZ              PHOENIX                                PUD                                                         7.6250              0.2500
          66104      KS              KANSAS CITY                            Single Family                                               7.6250              0.2500
          64128      MO              KANSAS CITY                            Single Family                                               7.8750              0.2500
          64152      MO              KANSAS CITY                            2-4 Family                                                  8.3750              0.2500
          64152      MO              KANSAS CITY                            2-4 Family                                                  8.3750              0.2500
          64152      MO              KANSAS CITY                            2-4 Family                                                  8.3750              0.2500
          66104      KS              KANSAS CITY                            Single Family                                               8.5000              0.2500
          66012      KS              BONNER SPRINGS                         Single Family                                               7.0000              0.2500
          83839      ID              KINGSTON                               Single Family                                               7.6250              0.2500
          98133      WA              SEATTLE                                Single Family                                               7.5000              0.2500
          98908      WA              YAKIMA                                 Single Family                                               7.8750              0.2500
          98930      WA              GRANDVIEW                              Single Family                                               7.8750              0.2500
          92240      CA              DESERT HOT SPRI                        Single Family                                               7.7500              0.2500
          98208      WA              EVERETT                                Single Family                                               8.5000              0.2500
          98208      WA              EVERETT                                Single Family                                               8.5000              0.2500
          98801      WA              WENATCHEE                              Single Family                                               8.1250              0.2500
          98902      WA              YAKIMA                                 PUD                                                         6.8750              0.2500
          59917      MT              EUREKA                                 Single Family                                               7.3750              0.2500
          98903      WA              YAKIMA                                 Single Family                                               7.2500              0.2500
          98501      WA              OLYMPIA                                PUD                                                         7.5000              0.2500
          98409      WA              TACOMA                                 Single Family                                               7.8750              0.2500
          98115      WA              SEATTLE                                Single Family                                               7.2500              0.2500
          98258      WA              LAKE STEVENS                           Single Family                                               7.7500              0.2500
          87102      NM              ALBUQUERQUE                            Single Family                                               7.6250              0.2500
          98902      WA              YAKIMA                                 Single Family                                               7.2500              0.2500
          98387      WA              SPANAWAY                               Single Family                                               7.8750              0.2500
          98406      WA              TACOMA                                 Single Family                                               8.5000              0.2500
          98133      WA              SHORELINE                              Single Family                                               7.5000              0.2500
          98290      WA              SNOHOMISH                              Single Family                                               7.6250              0.2500
          98037      WA              LYNNWOOD                               PUD                                                         7.8750              0.2500
          98087      WA              LYNNWOOD                               Single Family                                               7.8750              0.2500
          98087      WA              LYNNWOOD                               PUD                                                         7.8750              0.2500
          98290      WA              SNOHOMISH                              Single Family                                               7.2500              0.2500
          29078      SC              LUGOFF                                 Single Family                                               7.2500              0.2500
          28365      NC              MOUNT OLIVE                            Single Family                                               7.8750              0.2500
          28027      NC              CONCORD                                Single Family                                               8.6250              0.2500
          29485      SC              SUMMERVILLE                            Single Family                                               8.1250              0.2500
          27612      NC              RALEIGH                                Single Family                                               8.1250              0.2500
          27592      NC              WILLOW SPRING                          Single Family                                               8.1250              0.2500
          40511      KY              LEXINGTON                              Single Family                                               7.8750              0.2500
          28206      NC              CHARLOTTE                              Single Family                                               8.2500              0.2500
          95969      CA              PARADISE                               Single Family                                               7.1250              0.2500
          92555      CA              MORENO VALLEY                          Single Family                                               7.5000              0.2500
          93930      CA              KING CITY                              PUD                                                         7.6250              0.2500
          93305      CA              BAKERSFIELD                            Single Family                                               7.6250              0.2500
          93306      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          90008      CA              LOS ANGELES                            2-4 Family                                                  7.6250              0.2500
          93306      CA              BAKERSFIELD                            Single Family                                               7.1250              0.2500
          92069      CA              SAN MARCOS                             Single Family                                               7.2500              0.2500
          92056      CA              OCEANSIDE                              PUD                                                         7.1250              0.2500
          91790      CA              WEST COVINA                            Single Family                                               7.5000              0.2500
          92104      CA              SAN DIEGO                              Condominium                                                 7.5000              0.2500
          93427      CA              BUELLTON                               Single Family                                               6.7500              0.2500
          93307      CA              BAKERSFIELD                            Single Family                                               7.3750              0.2500
          93308      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          93268      CA              TAFT (AREA)                            Single Family                                               7.6250              0.2500
          93306      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          93306      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          93215      CA              DELANO                                 Single Family                                               7.0000              0.2500
          91342      CA              SYLMAR (AREA)                          Single Family                                               7.2500              0.2500
          93307      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          93304      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          92592      CA              TEMECULA                               PUD                                                         6.8750              0.2500
          90805      CA              LONG BEACH                             2-4 Family                                                  7.5000              0.2500
          90002      CA              LOS ANGELES                            Single Family                                               7.5000              0.2500
          92071      CA              SANTEE                                 Condominium                                                 8.0000              0.2500
          92879      CA              CORONA                                 Condominium                                                 8.1250              0.2500
          93309      CA              BAKERSFIELD                            Single Family                                               7.6250              0.2500
          93203      CA              ARVIN                                  Single Family                                               7.5000              0.2500
          93308      CA              BAKERSFIELD                            Single Family                                               7.0000              0.2500
          93308      CA              BAKERSFIELD                            Single Family                                               7.7500              0.2500
          92104      CA              SAN DIEGO                              2-4 Family                                                  7.5000              0.2500
          93307      CA              BAKERSFIELD                            Single Family                                               7.7500              0.2500
          90002      CA              LOS ANGELES                            Single Family                                               7.5000              0.2500
          92084      CA              VISTA                                  Condominium                                                 7.2500              0.2500
          90601      CA              WHITTIER AREA                          PUD                                                         7.3750              0.2500
          92555      CA              MORENO VALLEY                          Single Family                                               7.3750              0.2500
          93304      CA              BAKERSFIELD                            Single Family                                               7.3750              0.2500
          92592      CA              TEMECULA                               Single Family                                               7.2500              0.2500
          92236      CA              COACHELLA                              Single Family                                               7.5000              0.2500
          11520      NY              FREEPORT                               Single Family                                               7.2500              0.2500
          06010      CT              BRISTOL                                Single Family                                               7.1250              0.2500
          04107      ME              CAPE ELIZABETH                         Single Family                                               7.8750              0.2500
          04102      ME              PORTLAND                               Single Family                                               7.5000              0.2500
          02151      MA              REVERE                                 2-4 Family                                                  7.5000              0.2500
          04426      ME              DOVER-FOXCROFT                         Single Family                                               7.7500              0.2500
          03055      NH              MILFORD                                Condominium                                                 7.7500              0.2500
          01850      MA              LOWELL                                 Single Family                                               7.7500              0.2500
          04102      ME              PORTLAND                               Single Family                                               7.7500              0.2500
          12182      NY              TROY ( T/O SCHA                        Single Family                                               8.1250              0.2500
          01002      MA              AMHERST                                Single Family                                               7.8750              0.2500
          01002      MA              AMHERST                                Single Family                                               7.8750              0.2500
          01562      MA              SPENCER                                Single Family                                               7.8750              0.2500
          01062      MA              NORTHAMPTON                            Single Family                                               7.7500              0.2500
          01852      MA              LOWELL                                 2-4 Family                                                  6.8750              0.2500
          04210      ME              AUBURN                                 Single Family                                               7.2500              0.2500
          04257      ME              MEXICO                                 2-4 Family                                                  8.5000              0.2500
          01844      MA              METHUEN                                Single Family                                               7.6250              0.2500
          04038      ME              GORHAM                                 Single Family                                               7.7500              0.2500
          06850      CT              NORWALK                                Single Family                                               7.8750              0.2500
          03103      NH              MANCHESTER                             Single Family                                               7.6250              0.2500
          06040      CT              MANCHESTER                             Condominium                                                 7.8750              0.2500
          19510      PA              BLANDON                                PUD                                                         7.3750              0.2500
          01801      MA              WOBURN                                 Single Family                                               7.5000              0.2500
          12180      NY              TROY                                   2-4 Family                                                  8.2500              0.2500
          04105      ME              FALMOUTH                               Single Family                                               7.3750              0.2500
          06854      CT              NORWALK                                Condominium                                                 7.3750              0.2500
          03110      NH              BEDFORD                                Single Family                                               7.2500              0.2500
          30308      GA              ATLANTA                                Condominium                                                 7.8750              0.2500
          30312      GA              ATLANTA                                Condominium                                                 7.3750              0.2500
          30033      GA              DECATUR                                PUD                                                         8.5000              0.2500
          80501      CO              LONGMONT                               Condominium                                                 7.7500              0.2500
          80015      CO              AURORA                                 Single Family                                               7.5000              0.2500
          84044      UT              MAGNA                                  Single Family                                               7.5000              0.2500
          80223      CO              DENVER                                 Single Family                                               8.1250              0.2500
          52353      IA              WASHINGTON                             Single Family                                               7.8750              0.2500
          52302      IA              MARION                                 Condominium                                                 7.8750              0.2500
          81004      CO              PUEBLO                                 Single Family                                               7.5000              0.2500
          81631      CO              EAGLE                                  Condominium                                                 7.7500              0.2500
          68152      NE              OMAHA                                  Single Family                                               8.1250              0.2500
          80911      CO              COLORADO SPRING                        Single Family                                               7.7500              0.2500
          82331      WY              SARATOGA                               Single Family                                               7.7500              0.2500
          80015      CO              AURORA                                 Single Family                                               7.7500              0.2500
          80017      CO              AURORA                                 Single Family                                               7.8750              0.2500
          55130      MN              SAINT PAUL                             Single Family                                               7.5000              0.2500
          80017      CO              AURORA                                 Single Family                                               8.0000              0.2500
          80204      CO              DENVER                                 Condominium                                                 7.7500              0.2500
          80249      CO              DENVER                                 PUD                                                         8.5000              0.2500
          91711      CA              CLAREMONT                              Single Family                                               7.6250              0.2500
          30126      GA              MABLETON                               PUD                                                         7.2500              0.2500
          30557      GA              MARTIN                                 Single Family                                               7.7500              0.2500
          37207      TN              NASHVILLE                              Single Family                                               8.3750              0.2500
          60061      IL              VERNON HILLS                           Condominium                                                 7.7500              0.2500
          30310      GA              ATLANTA                                Single Family                                               8.1250              0.2500
          37087      TN              LEBANON                                Single Family                                               7.7500              0.2500
          22911      VA              CHARLOTTESVILLE                        PUD                                                         7.3750              0.2500
          55428      MN              CRYSTAL                                Single Family                                               7.5000              0.2500
          30519      GA              BUFORD                                 PUD                                                         7.7500              0.2500
          44112      OH              CLEVELAND HEIGH                        Single Family                                               8.0000              0.2500
          30040      GA              CUMMING                                Single Family                                               8.2500              0.2500
          60020      IL              VOLO                                   Condominium                                                 7.5000              0.2500
          31750      GA              FITZGERALD                             Single Family                                               8.2500              0.2500
          30134      GA              DOUGLASVILLE                           Single Family                                               7.8750              0.2500
          38108      TN              MEMPHIS                                Single Family                                               9.0000              0.2500
          57702      SD              RAPID CITY                             PUD                                                         6.8750              0.2500
          48221      MI              DETROIT                                Single Family                                               7.5000              0.2500
          18434      PA              JESSUP                                 2-4 Family                                                  7.6250              0.2500
          60516      IL              DOWNERS GROVE                          PUD                                                         7.5000              0.2500
          44281      OH              WADSWORTH                              Single Family                                               7.8750              0.2500
          43613      OH              TOLEDO                                 Single Family                                               8.1250              0.2500
          33897      FL              DAVENPORT                              PUD                                                         7.6250              0.2500
          92084      CA              VISTA                                  Single Family                                               7.1250              0.2500
          92115      CA              SAN DIEGO                              Condominium                                                 7.0000              0.2500
          93307      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          23234      VA              RICHMOND                               Single Family                                               7.8750              0.2500
          93304      CA              BAKERSFIELD                            Single Family                                               7.1250              0.2500
          91764      CA              ONTARIO                                Single Family                                               7.5000              0.2500
          18509      PA              SCRANTON                               2-4 Family                                                  9.2500              0.2500
          30260      GA              MORROW                                 PUD                                                         7.2500              0.2500
          30238      GA              JONESBORO                              PUD                                                         7.8750              0.2500
          91345      CA              LOS ANGELES                            Condominium                                                 7.7500              0.2500
          20874      MD              GERMANTOWN                             Condominium                                                 7.6250              0.2500
          55331      MN              EXCELSIOR                              Single Family                                               7.5000              0.2500
          45424      OH              HUBER HEIGHTS                          Condominium                                                 7.3750              0.2500
          30274      GA              RIVERDALE                              Single Family                                               8.7500              0.2500
          72058      AR              GREENBRIER                             Single Family                                               7.6250              0.2500
          20151      VA              CHANTILLY                              Condominium                                                 7.0000              0.2500
          31829      GA              UPATOI                                 Single Family                                               7.2500              0.2500
          30344      GA              ATLANTA                                Single Family                                               8.0000              0.2500
          30067      GA              MARIETTA                               Condominium                                                 7.2500              0.2500
          30080      GA              SMYRNA                                 Single Family                                               8.0000              0.2500
          92335      CA              FONTANA                                Condominium                                                 7.8750              0.2500
          30135      GA              DOUGLASVILLE                           PUD                                                         8.6250              0.2500
          30135      GA              DOUGLASVILLE                           PUD                                                         8.6250              0.2500
          30135      GA              DOUGLASVILLE                           PUD                                                         8.6250              0.2500
          80222      CO              DENVER                                 Single Family                                               7.7500              0.2500
          38128      TN              MEMPHIS                                Single Family                                               7.6250              0.2500
          30238      GA              JONESBORO                              Single Family                                               7.1250              0.2500
          49862      MI              MUNISING                               Single Family                                               7.6250              0.2500
          30312      GA              ATLANTA                                PUD                                                         8.5000              0.2500
          93311      CA              BAKERSFIELD                            Single Family                                               7.5000              0.2500
          60411      IL              CHICAGO HEIGHTS                        Single Family                                               7.8750              0.2500
          91764      CA              ONTARIO                                Single Family                                               7.3750              0.2500
          90250      CA              HAWTHORNE                              2-4 Family                                                  8.1250              0.2500
          76180      TX              NORTH RICHLAND                         Single Family                                               8.2500              0.2500
          97045      OR              OREGON CITY                            Single Family                                               7.6250              0.2500
          22407      VA              FREDERICKSBURG                         Single Family                                               7.7500              0.2500
          80239      CO              DENVER                                 Single Family                                               8.3750              0.2500
          78233      TX              LIVE OAK                               Single Family                                               7.7500              0.2500
          22191      VA              WOODBRIDGE                             Single Family                                               7.5000              0.2500
          72034      AR              CONWAY                                 Single Family                                               7.1250              0.2500
          95358      CA              MODESTO                                Single Family                                               7.1250              0.2500
          30680      GA              WINDER                                 Single Family                                               7.7500              0.2500
          48101      MI              ALLEN PARK                             Single Family                                               7.7500              0.2500
          30316      GA              ATLANTA                                Single Family                                               7.7500              0.2500
          30102      GA              ACWORTH                                PUD                                                         7.7500              0.2500
          22191      VA              WOODBRIDGE                             PUD                                                         7.5000              0.2500
          92563      CA              MURRIETA                               Condominium                                                 7.5000              0.2500
          29073      SC              LEXINGTON                              Single Family                                               8.1250              0.2500
          57703      SD              RAPID CITY                             Single Family                                               7.5000              0.2500
          30062      GA              MARIETTA                               Single Family                                               7.2500              0.2500
          30004      GA              ALPHARETTA                             PUD                                                         8.1250              0.2500
          93312      CA              BAKERSFIELD                            Single Family                                               7.3750              0.2500
          30107      GA              BALL GROUND                            Single Family                                               8.5000              0.2500
          48221      MI              DETROIT                                Single Family                                               7.5000              0.2500
          39501      MS              GULFPORT                               Single Family                                               8.1250              0.2500
          30309      GA              ATLANTA                                2-4 Family                                                  8.0000              0.2500
          29501      SC              FLORENCE                               Single Family                                               8.3750              0.2500
          49428      MI              JENISON                                Single Family                                               8.1250              0.2500
          31525      GA              BRUNSWICK                              Single Family                                               7.8750              0.2500
          61019      IL              DAVIS                                  Single Family                                               7.8750              0.2500
          44273      OH              WESTFIELD TOWNS                        Single Family                                               7.8750              0.2500
          48198      MI              YPSILANTI                              Single Family                                               9.1250              0.2500
          30062      GA              MARIETTA                               Single Family                                               8.1250              0.2500
          60305      IL              RIVER FOREST                           Townhouse                                                   7.7500              0.2500
          30126      GA              MABLETON                               Single Family                                               8.1250              0.2500
          55107      MN              ST. PAUL                               Single Family                                               8.0000              0.2500
          34715      FL              MINNEOLA                               PUD                                                         7.7500              0.2500
          37421      TN              CHATTANOOGA                            Single Family                                               8.0000              0.2500
          92584      CA              MENIFEE AREA                           Single Family                                               7.2500              0.2500
          38116      TN              MEMPHIS                                Single Family                                               8.0000              0.2500
          30044      GA              LAWRENCEVILLE                          PUD                                                         8.1250              0.2500
          92551      CA              MORENO VALLEY                          Single Family                                               7.5000              0.2500
          92236      CA              COACHELLA                              Single Family                                               7.1250              0.2500
          57703      SD              RAPID CITY                             Single Family                                               7.5000              0.2500
          37040      TN              CLARKSVILLE                            Single Family                                               7.6250              0.2500
          23116      VA              MECHANICSVILLE                         Single Family                                               7.5000              0.2500
          31419      GA              SAVANNAH                               PUD                                                         8.0000              0.2500
          22047      VA              FALLS CHURCH                           Condominium                                                 7.3750              0.2500
          29681      SC              SIMPSONVILLE                           PUD                                                         8.0000              0.2500
          18509      PA              SCRANTON                               2-4 Family                                                  8.2500              0.2500
          95209      CA              STOCKON                                Single Family                                               7.5000              0.2500
          93304      CA              BAKERSFIELD                            Single Family                                               7.6250              0.2500
          22401      VA              FREDERICKSBURG                         PUD                                                         7.8750              0.2500
          50313      IA              DES MOINES                             Single Family                                               7.6250              0.2500
          44060      OH              MENTOR                                 Single Family                                               7.8750              0.2500
          30016      GA              COVINGTON                              Single Family                                               8.2500              0.2500
          30092      GA              NORCROSS                               Single Family                                               8.0000              0.2500
          57719      SD              BOX ELDER                              Single Family                                               7.7500              0.2500
          31401      GA              SAVANNAH                               2-4 Family                                                  7.8750              0.2500
          52405      IA              CEDAR RAPIDS                           Single Family                                               7.5000              0.2500
          84104      UT              SALT LAKE CITY                         Single Family                                               7.7500              0.2500
          30041      GA              CUMMING                                PUD                                                         7.7500              0.2500
          92376      CA              RIALTO                                 Single Family                                               7.5000              0.2500
          21234      MD              BALTIMORE                              Single Family                                               8.3750              0.2500
          23225      VA              RICHMOND                               Single Family                                               7.2500              0.2500
          48207      MI              DETROIT                                Condominium                                                 7.8750              0.2500
          80219      CO              DENVER                                 Single Family                                               7.6250              0.2500
          74104      OK              TULSA                                  Single Family                                               9.1250              0.2500
          72032      AR              CONWAY                                 2-4 Family                                                  7.8750              0.2500
          70037      LA              BELLE CHASSE                           Single Family                                               7.6250              0.2500
          30311      GA              ATLANTA                                PUD                                                         9.1250              0.2500
          23669      VA              HAMPTON                                Single Family                                               8.0000              0.2500
          30096      GA              DULUTH                                 PUD                                                         7.7500              0.2500
          40245      KY              LOUISVILLE                             Condominium                                                 7.0000              0.2500
          30082      GA              SMYRNA                                 Single Family                                               8.2500              0.2500
          80234      CO              NORTHGLENN                             Single Family                                               7.7500              0.2500
          20879      MD              GAITHERSBURG                           Condominium                                                 7.5000              0.2500
          80134      CO              PARKER                                 Single Family                                               7.1250              0.2500
          30052      GA              LOGANVILLE                             Single Family                                               8.2500              0.2500
          30326      GA              ATLANTA                                Condominium                                                 8.2500              0.2500
          30157      GA              DALLAS                                 PUD                                                         7.2500              0.2500
          49014      MI              BATTLE CREEK                           Single Family                                               8.0000              0.2500
          72764      AR              SPRINGDALE                             Single Family                                               7.7500              0.2500
          30019      GA              DACULA                                 PUD                                                         7.7500              0.2500
          20874      MD              GERMANTOWN                             PUD                                                         7.7500              0.2500
          30032      GA              DECATUR                                Single Family                                               7.7500              0.2500
          93280      CA              WASCO                                  Single Family                                               7.3750              0.2500
          30012      GA              CONYERS                                Single Family                                               8.1250              0.2500
          37803      TN              MARYVILLE                              Single Family                                               7.5000              0.2500
          44505      OH              YOUNGSTOWN                             Single Family                                               7.3750              0.2500
          31052      GA              LIZELLA                                Single Family                                               7.2500              0.2500
          36605      AL              MOBILE                                 Single Family                                               8.0000              0.2500
          36612      AL              WHISTLER                               Single Family                                               8.0000              0.2500
          30045      GA              LAWRENCEVILLE                          Single Family                                               7.6250              0.2500
          30092      GA              NORCROSS                               Single Family                                               8.1250              0.2500
          37221      TN              NASHVILLE                              Condominium                                                 7.5000              0.2500
          30297      GA              FOREST PARK                            Single Family                                               7.2500              0.2500
          30135      GA              DOUGLASVILLE                           Single Family                                               7.2500              0.2500
          30310      GA              ATLANTA                                Single Family                                               7.5000              0.2500
          30296      GA              RIVERDALE                              PUD                                                         8.0000              0.2500
          44117      OH              EUCLID                                 Single Family                                               8.0000              0.2500
          60637      IL              CHICAGO                                Condominium                                                 7.7500              0.2500
          82520      WY              LANDER                                 Single Family                                               7.3750              0.2500
          30316      GA              ATLANTA                                Single Family                                               7.8750              0.2500
          37214      TN              NASHVILLE                              PUD                                                         7.5000              0.2500
          31410      GA              SAVANNAH                               PUD                                                         8.0000              0.2500
          18015      PA              BETHLEHEM                              Single Family                                               7.8750              0.2500
          65202      MO              COLUMBIA                               2-4 Family                                                  8.0000              0.2500
          65202      MO              COLUMBIA                               2-4 Family                                                  8.0000              0.2500
          65202      MO              COLUMBIA                               2-4 Family                                                  8.0000              0.2500
          65202      MO              COLUMBIA                               2-4 Family                                                  8.0000              0.2500
          30084      GA              TUCKER                                 PUD                                                         7.1250              0.2500
          93307      CA              BAKERSFIELD                            Single Family                                               7.1250              0.2500
          93312      CA              BAKERSFIELD                            Single Family                                               7.2500              0.2500
          95954      CA              MAGALIA                                Single Family                                               7.5000              0.2500
          95954      CA              MAGALIA                                Single Family                                               7.5000              0.2500
          91502      CA              BURBANK                                Condominium                                                 7.5000              0.2500
          93013      CA              CARPINTERIA                            Condominium                                                 8.1250              0.2500
          93535      CA              LANCASTER                              PUD                                                         7.5000              0.2500
          92591      CA              TEMECULA                               Condominium                                                 7.6250              0.2500
          90027      CA              LOS ANGELES                            Condominium                                                 7.7500              0.2500
          92653      CA              LAGUNA HILLS                           Condominium                                                 7.5000              0.2500
          92277      CA              TWENTYNINE PALM                        Single Family                                               8.0000              0.2500
          90002      CA              LOS ANGELES                            Single Family                                               7.7500              0.2500
          92553      CA              MORENO VALLEY                          Single Family                                               7.2500              0.2500
          71115      LA              SHREVEPORT                             Single Family                                               7.6250              0.2500
          77479      TX              SUGAR LAND                             PUD                                                         7.5000              0.2500
          23150      VA              SANDSTON                               Single Family                                               8.0000              0.2500
          23223      VA              RICHMOND                               Single Family                                               8.0000              0.2500
          48310      MI              STERLING HEIGHT                        Single Family                                               8.0000              0.2500
          30114      GA              CANTON                                 PUD                                                         7.8750              0.2500
          45413      OH              DAYTON                                 Single Family                                               7.2500              0.2500
          30083      GA              STONE MOUNTAIN                         PUD                                                         7.7500              0.2500
          21771      MD              MOUNT AIRY                             PUD                                                         7.6250              0.2500
          30120      GA              CARTERSVILLE                           PUD                                                         8.1250              0.2500
          92021      CA              EL CAJON                               Single Family                                               7.2500              0.2500
          44146      OH              BEDFORD HEIGHTS                        Single Family                                               8.0000              0.2500
          30290      GA              TYRONE                                 Single Family                                               7.3750              0.2500
          18466      PA              TOBYHANNA                              PUD                                                         7.0000              0.2500
          44710      OH              CANTON                                 Single Family                                               8.5000              0.2500
          37421      TN              CHATTANOOGA                            Single Family                                               7.5000              0.2500
          55433      MN              ANOKA                                  Single Family                                               8.2500              0.2500
          22193      VA              WOODBRIDGE                             Single Family                                               7.3750              0.2500
          95842      CA              SACRAMENTO                             Single Family                                               7.1250              0.2500
          80021      CO              WESTMINSTER                            Single Family                                               6.8750              0.2500
          95660      CA              NORTH HIGHLANDS                        Condominium                                                 7.5000              0.2500
          92111      CA              SAN DIEGO                              Condominium                                                 7.1250              0.2500
          92592      CA              TEMECULA                               PUD                                                         7.2500              0.2500
          20003      DC              WASHINGTON                             Single Family                                               7.7500              0.2500
          68112      NE              OMAHA                                  Single Family                                               7.3750              0.2500
          92509      CA              RIVERSIDE AREA                         2-4 Family                                                  8.8750              0.2500
          55107      MN              SAINT PAUL                             Single Family                                               7.5000              0.2500
          73110      OK              MIDWEST CITY                           Single Family                                               8.0000              0.2500
          89141      NV              LAS VEGAS                              PUD                                                         7.6250              0.2500
          93555      CA              RIDGECREST                             Single Family                                               7.5000              0.2500
          95206      CA              STOCKTON                               Single Family                                               7.0000              0.2500
          80223      CO              DENVER                                 Single Family                                               8.7500              0.2500
          23607      VA              NEWPORT NEWS                           2-4 Family                                                  7.3750              0.2500
          32301      FL              TALLAHASSEE                            Condominium                                                 8.1250              0.2500
          32301      FL              TALLAHASSEE                            Condominium                                                 8.1250              0.2500
          32301      FL              TALLAHASSEE                            Condominium                                                 8.1250              0.2500
          64151      MO              KANSAS CITY                            PUD                                                         8.2500              0.2500
          30088      GA              STONE MOUNTAIN                         Single Family                                               8.2500              0.2500
          30680      GA              WINDER                                 Single Family                                               7.8750              0.2500
          21229      MD              BALTIMORE                              Single Family                                               7.8750              0.2500
          21217      MD              BALTIMORE                              Single Family                                               7.8750              0.2500
          33470      FL              LOXAHATCHEE                            Single Family                                               7.2500              0.2500
          60490      IL              BOLINGBROOK                            PUD                                                         7.3750              0.2500
          22407      VA              FREDERICKSBURG                         PUD                                                         7.5000              0.2500
          55008      MN              CAMBRIDGE                              PUD                                                         8.2500              0.2500
          55008      MN              CAMBRIDGE                              PUD                                                         8.2500              0.2500
          80227      CO              DENVER                                 Single Family                                               7.5000              0.2500
          30082      GA              SMYRNA                                 PUD                                                         7.2500              0.2500
          23111      VA              MECHANICSVILLE                         Single Family                                               7.6250              0.2500
          23222      VA              RICHMOND                               Single Family                                               7.8750              0.2500
          30084      GA              TUCKER                                 Single Family                                               8.0000              0.2500
          31904      GA              COLUMBUS                               Single Family                                               7.2500              0.2500
          77089      TX              HOUSTON                                Single Family                                               8.5000              0.2500
          30004      GA              ALPHARETTA                             PUD                                                         7.2500              0.2500
          37043      TN              CLARKSVILLE                            Single Family                                               7.2500              0.2500
          55119      MN              ST. PAUL                               Single Family                                               7.3750              0.2500
          37912      TN              KNOXVILLE                              Single Family                                               7.2500              0.2500
          37329      TN              ENGLEWOOD                              Single Family                                               8.0000              0.2500
          93720      CA              FRESNO                                 Single Family                                               7.2500              0.2500
          80129      CO              HIGHLANDS RANCH                        PUD                                                         8.0000              0.2500
          33611      FL              TAMPA                                  Single Family                                               7.7500              0.2500
          34736      FL              GROVELAND                              PUD                                                         7.3750              0.2500
          32829      FL              ORLANDO                                PUD                                                         8.1250              0.2500
          33062      FL              POMPANO BEACH                          Condominium                                                 7.7500              0.2500
          18411      PA              CLARKS SUMMIT                          Single Family                                               7.3750              0.2500
          07083      NJ              UNION                                  Single Family                                               7.6250              0.2500
          63366      MO              O'FALLON                               Single Family                                               7.7500              0.2500
          75241      TX              DALLAS                                 Single Family                                               7.6250              0.2500
          07018      NJ              EAST ORANGE                            2-4 Family                                                  7.2500              0.2500
          23669      VA              HAMPTON                                2-4 Family                                                  7.2500              0.2500
          63028      MO              FESTUS                                 Single Family                                               7.2500              0.2500
          23456      VA              VIRGINIA BEACH                         PUD                                                         6.7500              0.2500
          77386      TX              SPRING                                 PUD                                                         7.8750              0.2500
          23228      VA              RICHMOND                               Single Family                                               7.6250              0.2500
          76112      TX              FORT WORTH                             Single Family                                               7.3750              0.2500
          30318      GA              ATLANTA                                Single Family                                               7.1250              0.2500
          11421      NY              WOODHAVEN                              Single Family                                               7.0000              0.2500
          28409      NC              WILMINGTON                             Single Family                                               7.5000              0.2500
          68117      NE              OMAHA                                  Single Family                                               8.2500              0.2500
          70301      LA              THIBODAUX                              Single Family                                               6.6250              0.2500
          65804      MO              SPRINGFIELD                            Single Family                                               8.3750              0.2500
          97233      OR              PORTLAND                               Single Family                                               7.7500              0.2500
          11946      NY              HAMPTON BAYS                           Single Family                                               7.5000              0.2500
          34134      FL              BONITA SPRINGS                         Condominium                                                 7.6250              0.2500
          59714      MT              BELGRADE                               Single Family                                               7.2500              0.2500
          53150      WI              MUSKEGO                                Single Family                                               8.0000              0.2500
          63117      MO              ST. LOUIS                              2-4 Family                                                  7.8750              0.2500
          22963      VA              PALMYRA                                PUD                                                         7.8750              0.2500
          83669      ID              STAR                                   2-4 Family                                                  7.0000              0.2500
          40508      KY              LEXINGTON                              Single Family                                               6.8750              0.2500
          93703      CA              FRESNO                                 2-4 Family                                                  8.6250              0.2500
          23075      VA              HIGHLAND SPRING                        PUD                                                         7.5000              0.2500
          74074      OK              STILLWATER                             Single Family                                               7.8750              0.2500
          75149      TX              MESQUITE                               Single Family                                               7.6250              0.2500
          11203      NY              BROOKLYN                               2-4 Family                                                  7.3750              0.2500
          69301      NE              ALLIANCE                               Single Family                                               7.7500              0.2500
          49052      MI              FULTON                                 Single Family                                               8.0000              0.2500
          93436      CA              LOMPOC                                 Single Family                                               7.1250              0.2500
          92410      CA              SAN BERNADINO                          Single Family                                               7.6250              0.2500
          43230      OH              GAHANNA                                Single Family                                               7.1250              0.2500
          21227      MD              HALETHORPE                             Single Family                                               7.8750              0.2500
          92557      CA              MORENO VALLEY                          Single Family                                               7.3750              0.2500
          98661      WA              VANCOUVER                              Single Family                                               8.0000              0.2500
          11950      NY              MASTIC                                 Single Family                                               7.6250              0.2500
          04605      ME              ELLSWORTH                              Single Family                                               8.3750              0.2500
          43040      OH              MARYSVILLE                             Single Family                                               7.5000              0.2500
          20877      MD              GAITHERSBURG                           Condominium                                                 7.6250              0.2500
          01840      MA              LAWRENCE                               Condominium                                                 7.3750              0.2500
          70454      LA              PONCHATOULA                            Single Family                                               7.8750              0.2500
          65807      MO              SPRINGFIELD                            Single Family                                               7.8750              0.2500
          77478      TX              SUGARLAND                              Single Family                                               7.3750              0.2500
          22454      VA              DUNNSVILLE                             Single Family                                               7.5000              0.2500
          22454      VA              DUNNSVILLE                             Single Family                                               7.5000              0.2500
          07480      NJ              WEST MILFORD                           Single Family                                               7.3750              0.2500
          41001      KY              ALEXANDRIA                             PUD                                                         7.5000              0.2500
          01569      MA              UXBRIDGE                               Single Family                                               7.3750              0.2500
          78233      TX              LIVE OAK                               PUD                                                         7.8750              0.2500
          89141      NV              LAS VEGAS                              PUD                                                         7.7500              0.2500
          34606      FL              SPRING HILL                            Single Family                                               7.7500              0.2500
          29063      SC              IRMO                                   Single Family                                               7.3750              0.2500
          23228      VA              RICHMOND                               Single Family                                               7.7500              0.2500
          97203      OR              PORTLAND                               Condominium                                                 8.0000              0.2500
          20774      MD              UPPER MARLBORO                         Condominium                                                 8.2500              0.2500
          20708      MD              LAUREL                                 Single Family                                               7.8750              0.2500
          21231      MD              BALTIMORE                              2-4 Family                                                  7.8750              0.2500
          23453      VA              VIRGINIA BEACH                         Single Family                                               7.2500              0.2500
          89122      NV              LAS VEGAS                              Condominium                                                 7.2500              0.2500
          93555      CA              RIDGECREST                             Single Family                                               7.2500              0.2500
          35242      AL              HOOVER                                 PUD                                                         7.3750              0.2500
          03102      NH              MANCHESTER                             Single Family                                               7.6250              0.2500
          87120      NM              ALBUQUERQUE                            Single Family                                               6.8750              0.2500
          85310      AZ              GLENDALE                               Single Family                                               8.1250              0.2500
          08629      NJ              TRENTON                                Single Family                                               7.7500              0.2500
          87108      NM              ALBUQUERQUE                            Single Family                                               8.0000              0.2500
          97426      OR              CRESWELL                               Single Family                                               7.7500              0.2500
          84074      UT              TOOELE                                 Single Family                                               7.8750              0.2500
          23666      VA              HAMPTON                                Single Family                                               7.2500              0.2500
          07734      NJ              KEANSBURG                              Single Family                                               8.1250              0.2500
          93230      CA              HANFORD                                Single Family                                               7.6250              0.2500
          85388      AZ              SURPRISE                               PUD                                                         7.7500              0.2500
          06512      CT              NEW HAVEN                              Single Family                                               7.2500              0.2500
          05446      VT              COLCHESTER                             Single Family                                               7.6250              0.2500
          01571      MA              DUDLEY                                 Single Family                                               7.3750              0.2500
          30252      GA              MCDONOUGH                              Single Family                                               7.5000              0.2500
          30087      GA              STONE MOUNTAIN                         Single Family                                               7.8750              0.2500
          83686      ID              NAMPA                                  Single Family                                               7.8750              0.2500
          76039      TX              EULESS                                 PUD                                                         7.3750              0.2500
          23453      VA              VIRGINIA BEACH                         Single Family                                               7.2500              0.2500
          36830      AL              AUBURN                                 Single Family                                               7.5000              0.2500
          53222      WI              MILWAUKEE                              2-4 Family                                                  7.7500              0.2500
          23222      VA              RICHMOND                               Single Family                                               7.7500              0.2500
          20016      DC              WASHINGTON                             Condominium                                                 7.8750              0.2500
          36801      AL              OPELIKA                                Single Family                                               7.3750              0.2500
          23456      VA              VIRGINIA BEACH                         Single Family                                               8.3750              0.2500
          85016      AZ              PHOENIX                                Single Family                                               7.8750              0.2500
          22974      VA              TROY                                   Single Family                                               7.0000              0.2500
          58201      ND              GRAND FORKS                            Single Family                                               7.3750              0.2500
          68154      NE              OMAHA                                  Single Family                                               7.0000              0.2500
          23518      VA              NORFOLK                                Single Family                                               7.8750              0.2500
          28277      NC              CHARLOTTE                              Single Family                                               7.6250              0.2500
          78745      TX              AUSTIN                                 Single Family                                               7.1250              0.2500
          77429      TX              CYPRESS                                PUD                                                         7.2500              0.2500
          98405      WA              TACOMA                                 Single Family                                               6.6250              0.2500
          80021      CO              WESTMINSTER                            Single Family                                               7.3750              0.2500
          06605      CT              BRIDGEPORT                             2-4 Family                                                  7.6250              0.2500
          53143      WI              KENOSHA                                Single Family                                               8.1250              0.2500
          23434      VA              SUFFOLK                                PUD                                                         7.6250              0.2500
          35023      AL              HUEYTOWN                               Single Family                                               7.8750              0.2500
          30215      GA              FAYETTEVILLE                           Single Family                                               7.5000              0.2500
          04234      ME              EAST WILTON                            Single Family                                               7.7500              0.2500
          20886      MD              MONTGOMERY VILL                        PUD                                                         7.1250              0.2500
          68130      NE              OMAHA                                  Single Family                                               8.2500              0.2500
          23434      VA              SUFFOLK                                Single Family                                               7.6250              0.2500
          21555      MD              OLD TOWN                               Single Family                                               8.6250              0.2500
          29708      SC              TEGA CAY                               Single Family                                               8.2500              0.2500
          08302      NJ              BRIDGETON                              Single Family                                               8.0000              0.2500
          34759      FL              KISSIMMEE                              PUD                                                         6.8750              0.2500
          08360      NJ              VINELAND                               Single Family                                               7.8750              0.2500
          20782      MD              HYATTSVILLE                            Condominium                                                 7.2500              0.2500
          29582      SC              NORTH MYRTLE BE                        Condominium                                                 8.7500              0.2500
          01543      MA              RUTLAND                                Single Family                                               7.8750              0.2500
          33913      FL              FT. MYERS                              Single Family                                               7.5000              0.2500
          20705      MD              BELTSVILLE                             Condominium                                                 7.5000              0.2500
          04957      ME              NORRIDGEWOCK                           Single Family                                               8.3750              0.2500
          76578      TX              THRALL                                 Single Family                                               7.8750              0.2500
          38866      MS              SALTILLO                               Single Family                                               7.6250              0.2500
          06513      CT              EAST HAVEN                             Condominium                                                 7.8750              0.2500
          06610      CT              BRIDGEPORT                             Single Family                                               7.5000              0.2500
          22630      VA              FRONT ROYAL                            Single Family                                               6.8750              0.2500
          20905      MD              SILVER SPRING                          Single Family                                               7.1250              0.2500
          23231      VA              RICHMOND                               Single Family                                               7.2500              0.2500
          76033      TX              CLEBURNE                               Single Family                                               7.8750              0.2500
          20772      MD              UPPER MARLBORO                         Single Family                                               7.5000              0.2500
          20785      MD              LANDOVER                               Single Family                                               7.8750              0.2500
          89052      NV              HENDERSON                              PUD                                                         7.0000              0.2500
          83607      ID              CALDWELL                               PUD                                                         8.5000              0.2500
          21061      MD              GLEN BURNIE                            Single Family                                               7.1250              0.2500
          04924      ME              CANAAN                                 Single Family                                               7.5000              0.2500
          85015      AZ              PHOENIX                                Single Family                                               8.5000              0.2500
          76180      TX              NORTH RICHLAND                         Single Family                                               8.1250              0.2500
          85382      AZ              PEORIA                                 PUD                                                         7.8750              0.2500
          20712      MD              GREENBELT                              PUD                                                         7.7500              0.2500
          38002      TN              ARLINGTON                              Single Family                                               7.3750              0.2500
          20783      MD              HYATTSVILLE                            Condominium                                                 7.2500              0.2500
          97305      OR              SALEM                                  Single Family                                               7.3750              0.2500
          24502      VA              LYNCHBURG                              Single Family                                               7.8750              0.2500
          84003      UT              AMERICAN FORK                          Single Family                                               7.6250              0.2500
          22204      VA              ARLINGTON                              Condominium                                                 7.2500              0.2500
          17222      PA              FAYETTEVILLE                           Single Family                                               8.1250              0.2500
          20783      MD              HYATTSVILLE                            Condominium                                                 7.2500              0.2500
          23509      VA              NORFOLK                                Single Family                                               8.2500              0.2500
          22003      VA              ANNANDALE                              Condominium                                                 7.7500              0.2500
          22827      VA              ELKTON                                 Single Family                                               7.5000              0.2500
          93291      CA              VISALIA                                Single Family                                               7.5000              0.2500
          07060      NJ              PLAINFIELD                             Single Family                                               7.3750              0.2500
          20853      MD              ROCKVILLE                              Single Family                                               7.7500              0.2500
          20832      MD              OLNEY                                  Condominium                                                 7.2500              0.2500
          22405      VA              FREDERICKSBURG                         Single Family                                               7.7500              0.2500
          20710      MD              BLADENSBURG                            Single Family                                               7.3750              0.2500
          28215      NC              CHARLOTTE                              Single Family                                               8.3750              0.2500
          30310      GA              ATLANTA                                Single Family                                               7.6250              0.2500
          04401      ME              BANGOR                                 Single Family                                               7.7500              0.2500
          02130      MA              JAMAICA PLAIN                          Condominium                                                 7.7500              0.2500
          48371      MI              OXFORD                                 Single Family                                               7.8750              0.2500
          20020      DC              WASHINGTON                             Single Family                                               7.2500              0.2500
          97267      OR              MILWAUKIE                              Single Family                                               8.0000              0.2500
          20783      MD              HYATTSVILLE                            Single Family                                               7.2500              0.2500
          87144      NM              RIO RANCHO                             Single Family                                               8.1250              0.2500
          27371      NC              TROY                                   Single Family                                               7.8750              0.2500
          93611      CA              CLOVIS                                 Single Family                                               7.5000              0.2500
          04252      ME              LISBON FALLS                           Single Family                                               7.0000              0.2500
          93618      CA              DINUBA                                 Single Family                                               7.5000              0.2500
          35209      AL              BIRMINGHAM                             Condominium                                                 7.3750              0.2500
          36542      AL              GULF SHORES                            Single Family                                               7.6250              0.2500
          35127      AL              PLEASANT GROVE                         Single Family                                               7.2500              0.2500
          20011      DC              WASHINGTON                             Single Family                                               7.1250              0.2500
          32401      FL              PANAMA CITY                            Single Family                                               7.5000              0.2500
          08021      NJ              CLEMENTON                              Condominium                                                 7.6250              0.2500
          20784      MD              HYATTSVILLE                            Single Family                                               7.2500              0.2500
          30507      GA              GAINESVILLE                            Single Family                                               6.8750              0.2500
          20743      MD              CAPITOL HEIGHTS                        Single Family                                               7.2500              0.2500
          45238      OH              CINCINNATI                             Single Family                                               7.2500              0.2500
          20170      VA              HERNDON                                PUD                                                         7.3750              0.2500
          95351      CA              MODESTO                                Single Family                                               7.7500              0.2500
          08081      NJ              TOWNSHIP OF WIN                        2-4 Family                                                  8.1250              0.2500
          20716      MD              BOWIE                                  Single Family                                               8.7500              0.2500
          20743      MD              CAPITOL HEIGHTS                        Single Family                                               7.3750              0.2500
          83642      ID              MERIDIAN                               PUD                                                         7.3750              0.2500
          75056      TX              THE COLONY                             Single Family                                               8.3750              0.2500
          93235      CA              IVANHOE                                Single Family                                               7.5000              0.2500
          20745      MD              OXON HILL                              Single Family                                               7.7500              0.2500
          20743      MD              CAPITOL HEIGHTS                        Single Family                                               7.3750              0.2500
          90241      CA              DOWNEY                                 2-4 Family                                                  6.8750              0.2500
          20783      MD              HYATTSVILLE                            Condominium                                                 7.8750              0.2500
          21226      MD              ORCHARD BEACH                          Single Family                                               8.1250              0.2500
          22041      VA              FALLS CHURCH                           Condominium                                                 8.2500              0.2500
          20111      VA              MANASSAS                               PUD                                                         7.8750              0.2500

       ZIP_CODE           LPMI            TRUSTFEE           MSERV                      CURRENT_NET_COUPON                MATURITY_DATE                     STATED_ORIGINAL_TERM
---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
          29910         0.0000              0.0225          0.0000                                  6.9775                     20360701                                      360
          29928         0.0000              0.0225          0.0000                                  7.4775                     20360901                                      360
          30135         0.0000              0.0225          0.0000                                  7.1025                     20360201                                      360
          30103         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          30047         0.0000              0.0225          0.0000                                  8.3525                     20360801                                      360
          30188         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          34475         0.0000              0.0225          0.0000                                  8.2275                     20360801                                      360
          30014         0.0000              0.0225          0.0000                                  7.2275                     20360201                                      360
          31324         0.0000              0.0225          0.0000                                  7.4775                     20360801                                      360
          30126         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          30215         0.0000              0.0225          0.0000                                  6.7275                     20360801                                      360
          30045         0.0000              0.0225          0.0000                                  7.4775                     20360101                                      360
          30041         0.0000              0.0225          0.0000                                  7.1025                     20360601                                      360
          30281         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          29687         0.0000              0.0225          0.0000                                  6.9775                     20360301                                      360
          32174         0.0000              0.0225          0.0000                                  7.6025                     20360701                                      360
          30605         0.0000              0.0225          0.0000                                  8.1025                     20360801                                      360
          37938         0.0000              0.0225          0.0000                                  6.6025                     20360601                                      360
          30016         0.0000              0.0225          0.0000                                  7.2275                     20360701                                      360
          33905         0.0000              0.0225          0.0000                                  7.4775                     20360901                                      360
          33972         0.0000              0.0225          0.0000                                  7.4775                     20360901                                      360
          31005         0.0000              0.0225          0.0000                                  6.7275                     20360801                                      360
          35022         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          35226         0.0000              0.0225          0.0000                                  7.7275                     20360801                                      360
          30248         0.0000              0.0225          0.0000                                  6.9775                     20360601                                      360
          30331         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          34983         0.0000              0.0225          0.0000                                  7.2275                     20360901                                      360
          35020         0.0000              0.0225          0.0000                                  7.2275                     20360701                                      360
          29325         0.0000              0.0225          0.0000                                  6.9775                     20360901                                      360
          37217         0.0000              0.0225          0.0000                                  7.6025                     20360701                                      360
          28792         0.0000              0.0225          0.0000                                  7.2275                     20360601                                      360
          28792         0.0000              0.0225          0.0000                                  7.2275                     20360601                                      360
          33991         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          30080         0.0000              0.0225          0.0000                                  6.9775                     20360401                                      360
          30317         0.0000              0.0225          0.0000                                  6.7275                     20360301                                      360
          33407         0.0000              0.0225          0.0000                                  6.9775                     20360701                                      360
          29611         0.0000              0.0225          0.0000                                  7.9775                     20360701                                      360
          29615         0.0000              0.0225          0.0000                                  6.6025                     20360701                                      360
          29681         0.0000              0.0225          0.0000                                  6.6025                     20360601                                      360
          30296         0.0000              0.0225          0.0000                                  7.4775                     20360701                                      360
          32244         0.0000              0.0225          0.0000                                  7.3525                     20360601                                      360
          37379         0.0000              0.0225          0.0000                                  7.2275                     20360601                                      360
          37343         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          37416         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          30032         0.0000              0.0225          0.0000                                  7.2275                     20360301                                      360
          29414         0.0000              0.0225          0.0000                                  6.9775                     20360601                                      360
          30017         0.0000              0.0225          0.0000                                  6.6025                     20360801                                      360
          32095         0.0000              0.0225          0.0000                                  8.1025                     20360801                                      360
          32218         0.0000              0.0225          0.0000                                  7.7275                     20360801                                      360
          30016         0.0000              0.0225          0.0000                                  6.9775                     20360601                                      360
          30012         0.0000              0.0225          0.0000                                  6.9775                     20360701                                      360
          30043         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          27712         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          33196         0.0000              0.0225          0.0000                                  7.3525                     20360901                                      360
          30349         0.0000              0.0225          0.0000                                  6.4775                     20360801                                      360
          38119         0.0000              0.0225          0.0000                                  7.6025                     20360601                                      360
          30052         0.0000              0.0225          0.0000                                  7.3525                     20360601                                      360
          30349         0.0000              0.0225          0.0000                                  7.1025                     20360701                                      360
          30506         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          35802         0.0000              0.0225          0.0000                                  7.3525                     20360701                                      360
          30331         0.0000              0.0225          0.0000                                  7.4775                     20360501                                      360
          32128         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          32821         0.0000              0.0225          0.0000                                  7.4775                     20360901                                      360
          33323         0.0000              0.0225          0.0000                                  7.1025                     20360701                                      360
          37932         0.0000              0.0225          0.0000                                  7.9775                     20360601                                      360
          30297         0.0000              0.0225          0.0000                                  6.7275                     20360401                                      360
          30297         0.0000              0.0225          0.0000                                  6.7275                     20360401                                      360
          27616         0.0000              0.0225          0.0000                                  7.6025                     20360601                                      360
          27545         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          28409         0.0000              0.0225          0.0000                                  6.9775                     20360701                                      360
          30349         0.0000              0.0225          0.0000                                  7.6025                     20360601                                      360
          33629         0.0000              0.0225          0.0000                                  6.9775                     20360801                                      360
          30005         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          32129         0.0000              0.0225          0.0000                                  6.9775                     20360901                                      360
          32952         0.0000              0.0225          0.0000                                  7.3525                     20360901                                      360
          28804         0.0000              0.0225          0.0000                                  7.7275                     20360901                                      360
          30034         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          30224         0.0000              0.0225          0.0000                                  7.2275                     20360601                                      360
          32174         0.0000              0.0225          0.0000                                  7.9775                     20360801                                      360
          32176         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          35147         0.0000              0.0225          0.0000                                  7.4775                     20360801                                      360
          31419         0.0000              0.0225          0.0000                                  7.4775                     20360701                                      360
          31324         0.0000              0.0225          0.0000                                  7.4775                     20360701                                      360
          34293         0.0000              0.0225          0.0000                                  7.7275                     20360801                                      360
          34112         0.0000              0.0225          0.0000                                  6.9775                     20360901                                      360
          30310         0.0000              0.0225          0.0000                                  6.4775                     20360601                                      360
          30312         0.0000              0.0225          0.0000                                  6.4775                     20360601                                      360
          30228         0.0000              0.0225          0.0000                                  7.1025                     20360701                                      360
          30044         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          27504         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          33166         0.0000              0.0225          0.0000                                  6.8525                     20360701                                      360
          33182         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          28273         0.0000              0.0225          0.0000                                  7.4775                     20360801                                      360
          27613         0.0000              0.0225          0.0000                                  6.7275                     20360801                                      360
          30519         0.0000              0.0225          0.0000                                  7.4775                     20360601                                      360
          37363         0.0000              0.0225          0.0000                                  6.8525                     20360801                                      360
          30213         0.0000              0.0225          0.0000                                  7.4775                     20360601                                      360
          31721         0.0000              0.0225          0.0000                                  6.9775                     20360801                                      360
          31705         0.0000              0.0225          0.0000                                  6.9775                     20360801                                      360
          32606         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          32828         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          30041         0.0000              0.0225          0.0000                                  7.1025                     20360701                                      360
          32765         0.0000              0.0225          0.0000                                  7.6025                     20360901                                      360
          27263         0.0000              0.0225          0.0000                                  7.1025                     20360701                                      360
          30215         0.0000              0.0225          0.0000                                  6.9775                     20360601                                      360
          30034         0.0000              0.0225          0.0000                                  6.9775                     20360601                                      360
          30253         0.0000              0.0225          0.0000                                  6.7275                     20360801                                      360
          30043         0.0000              0.0225          0.0000                                  6.9775                     20360701                                      360
          22407         0.0000              0.0225          0.0000                                  7.2275                     20360901                                      360
          33035         0.0000              0.0225          0.0000                                  6.6025                     20360501                                      360
          31005         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          32792         0.0000              0.0225          0.0000                                  8.2275                     20360701                                      360
          32792         0.0000              0.0225          0.0000                                  8.2275                     20360701                                      360
          30017         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          33544         0.0000              0.0225          0.0000                                  7.2275                     20360901                                      360
          28262         0.0000              0.0225          0.0000                                  7.7275                     20360601                                      360
          34609         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          32043         0.0000              0.0225          0.0000                                  8.2275                     20360701                                      360
          27514         0.0000              0.0225          0.0000                                  6.7275                     20360601                                      360
          32811         0.0000              0.0225          0.0000                                  7.7275                     20360801                                      360
          30064         0.0000              0.0225          0.0000                                  7.2275                     20360701                                      360
          30238         0.0000              0.0225          0.0000                                  7.2275                     20360701                                      360
          30331         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          30238         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          28205         0.0000              0.0225          0.0000                                  7.3525                     20360701                                      360
          28110         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          33972         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          30305         0.0000              0.0225          0.0000                                  7.7275                     20360801                                      360
          30276         0.0000              0.0225          0.0000                                  7.2275                     20360901                                      360
          30030         0.0000              0.0225          0.0000                                  7.3525                     20360701                                      360
          30315         0.0000              0.0225          0.0000                                  7.9775                     20360701                                      360
          30349         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          30308         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          31322         0.0000              0.0225          0.0000                                  7.9775                     20360701                                      360
          30032         0.0000              0.0225          0.0000                                  7.6025                     20360701                                      360
          31419         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          30701         0.0000              0.0225          0.0000                                  7.8525                     20360901                                      360
          30034         0.0000              0.0225          0.0000                                  7.6025                     20360901                                      360
          28217         0.0000              0.0225          0.0000                                  7.3525                     20360901                                      360
          30188         0.0000              0.0225          0.0000                                  7.9775                     20360801                                      360
          30043         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          30038         0.0000              0.0225          0.0000                                  7.1025                     20360901                                      360
          32829         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          30082         0.0000              0.0225          0.0000                                  6.8525                     20360901                                      360
          30213         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          30349         0.0000              0.0225          0.0000                                  6.3525                     20360601                                      360
          29582         0.0000              0.0225          0.0000                                  6.9775                     20360901                                      360
          27511         0.0000              0.0225          0.0000                                  6.7275                     20360801                                      360
          27704         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          30281         0.0000              0.0225          0.0000                                  6.8525                     20360701                                      360
          33034         0.0000              0.0225          0.0000                                  7.2275                     20360701                                      360
          30253         0.0000              0.0225          0.0000                                  7.1025                     20360601                                      360
          30294         0.0000              0.0225          0.0000                                  7.4775                     20360601                                      360
          32967         0.0000              0.0225          0.0000                                  7.1025                     20360901                                      360
          29611         0.0000              0.0225          0.0000                                  7.7275                     20360801                                      360
          30575         0.0000              0.0225          0.0000                                  6.8525                     20360701                                      360
          30019         0.0000              0.0225          0.0000                                  6.9775                     20360801                                      360
          30114         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          30034         0.0000              0.0225          0.0000                                  7.7275                     20360801                                      360
          30228         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          30228         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          33155         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          35757         0.0000              0.0225          0.0000                                  5.1025                     20360901                                      360
          23608         0.0000              0.0225          0.0000                                  7.4775                     20360801                                      360
          29579         0.0000              0.0225          0.0000                                  7.7275                     20360701                                      360
          20724         0.0000              0.0225          0.0000                                  7.9775                     20360801                                      360
          33570         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          29526         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          55347         0.0000              0.0225          0.0000                                  6.8525                     20360801                                      360
          33610         0.0000              0.0225          0.0000                                  7.2275                     20360701                                      360
          55433         0.0000              0.0225          0.0000                                  6.8525                     20360801                                      360
          89115         0.0000              0.0225          0.0000                                  7.4775                     20360701                                      360
          48223         0.0000              0.0225          0.0000                                  8.1025                     20351201                                      360
          44112         0.0000              0.0225          0.0000                                  8.2275                     20360901                                      360
          44104         0.0000              0.0225          0.0000                                  8.2275                     20360901                                      360
          23230         0.0000              0.0225          0.0000                                  8.2275                     20360901                                      360
          72762         0.0000              0.0225          0.0000                                  7.6025                     20360901                                      360
          48235         0.0000              0.0225          0.0000                                  7.4775                     20360901                                      360
          44833         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          44833         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          44827         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          44827         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          44827         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          44827         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          44833         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          06120         0.0000              0.0225          0.0000                                  6.2275                     20360401                                      360
          30228         0.0000              0.0225          0.0000                                  6.8525                     20360201                                      360
          18640         0.0000              0.0225          0.0000                                  7.9775                     20360901                                      360
          90650         0.0000              0.0225          0.0000                                  7.2275                     20360801                                      360
          93313         0.0000              0.0225          0.0000                                  7.2275                     20360401                                      360
          91384         0.0000              0.0225          0.0000                                  7.1025                     20360401                                      360
          85087         0.0000              0.0225          0.0000                                  7.7275                     20360801                                      360
          98816         0.0000              0.0225          0.0000                                  7.2275                     20360901                                      360
          98531         0.0000              0.0225          0.0000                                  8.4775                     20360801                                      360
          98272         0.0000              0.0225          0.0000                                  7.6025                     20360901                                      360
          22407         0.0000              0.0225          0.0000                                  6.8525                     20360801                                      360
          23832         0.0000              0.0225          0.0000                                  6.8525                     20360801                                      360
          85614         0.0000              0.0225          0.0000                                  6.9775                     20360901                                      360
          80631         0.0000              0.0225          0.0000                                  7.1025                     20360901                                      360
          46219         0.0000              0.0225          0.0000                                  8.2275                     20360801                                      360
          60501         0.0000              0.0225          0.0000                                  6.8525                     20360801                                      360
          55051         0.0000              0.0225          0.0000                                  7.8525                     20360801                                      360
          60618         0.0000              0.0225          0.0000                                  6.9775                     20360801                                      360
          53551         0.0000              0.0225          0.0000                                  7.1025                     20360801                                      360
          55106         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          60097         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          55423         0.0000              0.0225          0.0000                                  7.3525                     20360801                                      360
          55119         0.0000              0.0225          0.0000                                  7.6025                     20360801                                      360
          56304         0.0000              0.0225          0.0000                                  7.1025                     20360901                                      360
          60453         0.0000              0.0225          0.0000                                  7.4775                     20360801                                      360
          32708         0.0000              0.0225          0.0000                                  7.4775                     20360801                                      360
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       ZIP_CODE                    STATED_REM_TERM                 ORIGINAL_BALANCE                FIRST_PAY_DATE             PAYMENT                   CURRENT_BALANCE
------------------------------------------------------------------------------------------------------------------------------------------------------------------------
          29910                                357                       272,000.00                      20060801            1,855.52                        271,359.58
          29928                                359                       120,000.00                      20061001              775.00                        120,000.00
          30135                                352                       103,400.00                      20060301              635.38                        103,384.45
          30103                                358                       148,532.00                      20060901              942.84                        148,381.84
          30047                                358                        93,600.00                      20060901              672.75                         93,600.00
          30188                                358                       128,800.00                      20060901              889.59                        128,603.38
          34475                                358                       200,000.00                      20060901            1,416.67                        200,000.00
          30014                                352                        80,000.00                      20060301              499.84                         79,975.00
          31324                                358                       128,200.00                      20060901              827.94                        128,195.56
          30126                                358                       275,600.00                      20060901            1,693.79                        275,600.00
          30215                                358                       176,000.00                      20060901            1,026.67                        176,000.00
          30045                                351                       187,100.00                      20060201            1,207.24                        186,926.79
          30041                                356                       192,000.00                      20060701            1,180.00                        192,000.00
          30281                                358                       166,500.00                      20060901            1,092.66                        166,500.00
          29687                                353                        99,200.00                      20060401              676.72                         98,648.39
          32174                                357                       140,000.00                      20060801              918.75                        140,000.00
          30605                                358                       232,000.00                      20060901            1,619.17                        232,000.00
          37938                                356                       137,200.00                      20060701              901.31                        136,724.77
          30016                                357                       154,100.00                      20060801              963.13                        154,100.00
          33905                                359                       101,600.00                      20061001              656.17                        101,600.00
          33972                                359                       128,000.00                      20061001              826.67                        128,000.00
          31005                                358                       170,300.00                      20060901            1,133.01                        170,018.41
          35022                                358                       273,920.00                      20060901            1,891.90                        273,501.86
          35226                                358                       156,000.00                      20060901            1,144.67                        155,789.96
          30248                                356                       113,600.00                      20060701              686.33                        113,600.00
          30331                                358                       211,450.00                      20060901            1,343.59                        211,450.00
          34983                                359                       284,000.00                      20061001            1,985.77                        283,789.23
          35020                                357                        51,200.00                      20060801              320.00                         51,200.00
          29325                                359                       204,000.00                      20061001            1,232.50                        204,000.00
          37217                                357                       107,120.00                      20060801              776.69                        106,897.40
          28792                                356                       111,740.00                      20060701              781.30                        111,403.06
          28792                                356                       111,740.00                      20060701              781.30                        111,403.06
          33991                                358                       200,000.00                      20060901            1,484.99                        199,737.47
          30080                                354                       173,500.00                      20060501            1,047.60                        173,396.50
          30317                                353                       196,000.00                      20060401            1,142.43                        195,844.35
          33407                                357                       153,400.00                      20060801              926.79                        153,400.00
          29611                                357                        69,600.00                      20060801              478.36                         69,580.00
          29615                                357                       113,600.00                      20060801              746.27                        113,312.05
          29681                                356                       286,400.00                      20060701            1,881.44                        285,383.69
          30296                                357                       128,800.00                      20060801              831.83                        128,800.00
          32244                                356                       184,800.00                      20060701            1,174.25                        184,799.98
          37379                                356                        40,000.00                      20060701              279.69                         39,880.12
          37343                                358                        84,000.00                      20060901              587.34                         83,874.93
          37416                                358                        81,600.00                      20060901              570.56                         81,478.50
          30032                                353                       155,152.00                      20060401              969.70                        155,152.00
          29414                                356                       176,000.00                      20060701            1,200.63                        175,445.81
          30017                                358                       380,000.00                      20060901            2,176.95                        379,977.00
          32095                                358                       343,200.00                      20060901            2,395.25                        343,200.00
          32218                                358                       160,000.00                      20060901            1,174.02                        159,784.58
          30016                                356                       150,050.00                      20060701              906.55                        150,050.00
          30012                                357                       172,950.00                      20060801            1,179.82                        172,542.81
          30043                                358                       209,500.00                      20060901            1,446.96                        209,180.20
          27712                                358                       368,000.00                      20060901            2,261.67                        368,000.00
          33196                                359                       392,000.00                      20061001            2,490.83                        392,000.00
          30349                                358                       271,300.00                      20060901            1,526.06                        271,300.00
          38119                                356                       106,400.00                      20060701              698.25                        106,400.00
          30052                                356                       230,600.00                      20060701            1,465.27                        230,600.00
          30349                                357                       152,000.00                      20060801              934.17                        152,000.00
          30506                                358                       136,320.00                      20060901              941.53                        136,102.60
          35802                                357                       138,320.00                      20060801              979.02                        138,012.04
          30331                                355                       155,920.00                      20060601            1,006.55                        155,852.51
          32128                                358                       309,809.00                      20060901            2,033.12                        309,809.00
          32821                                359                        73,600.00                      20061001              527.28                         73,548.05
          33323                                357                       338,144.00                      20060801            2,335.48                        337,367.34
          37932                                356                        97,900.00                      20060701              735.49                         97,647.70
          30297                                354                        96,000.00                      20060501              560.00                         96,000.00
          30297                                354                        96,000.00                      20060501              560.00                         96,000.00
          27616                                356                       110,320.00                      20060701              723.98                        110,320.00
          27545                                358                        89,600.00                      20060901              626.50                         89,446.46
          28409                                357                       240,000.00                      20060801            1,446.52                        239,424.41
          30349                                356                        85,600.00                      20060701              620.66                         85,362.02
          33629                                358                       300,000.00                      20060901            1,812.50                        300,000.00
          30005                                358                       170,400.00                      20060901            1,047.25                        170,400.00
          32129                                359                       160,000.00                      20061001            1,091.48                        159,875.19
          32952                                359                        88,000.00                      20061001              622.86                         87,936.31
          28804                                359                       160,000.00                      20061001            1,174.02                        159,892.65
          30034                                358                       101,600.00                      20060901              666.75                        101,600.00
          30224                                356                       114,800.00                      20060701              717.50                        114,799.50
          32174                                358                       175,200.00                      20060901            1,316.22                        174,975.79
          32176                                358                       225,000.00                      20060901            1,573.23                        224,361.24
          35147                                358                       171,200.00                      20060901            1,105.67                        171,200.00
          31419                                357                       244,800.00                      20060801            1,581.00                        244,800.00
          31324                                357                       144,000.00                      20060801              930.00                        144,000.00
          34293                                358                       119,750.00                      20060901              878.68                        119,588.77
          34112                                359                       264,000.00                      20061001            1,595.00                        264,000.00
          30310                                356                       172,000.00                      20060701              967.46                        171,993.00
          30312                                356                       228,000.00                      20060701            1,282.11                        227,930.61
          30228                                357                       110,392.00                      20060801              676.67                        110,102.26
          30044                                358                       208,000.00                      20060901            1,436.60                        207,677.17
          27504                                358                        72,000.00                      20060901              450.00                         72,000.00
          33166                                357                       160,000.00                      20060801              949.72                        159,952.50
          33182                                358                       404,000.00                      20060901            2,824.83                        403,398.47
          28273                                358                        85,888.00                      20060901              615.31                         85,710.21
          27613                                358                       188,000.00                      20060901            1,250.77                        187,690.90
          30519                                356                       228,000.00                      20060701            1,633.42                        227,350.05
          37363                                358                       133,600.00                      20060901              900.09                        133,385.69
          30213                                356                       156,200.00                      20060701            1,008.79                        156,200.00
          31721                                358                       228,000.00                      20060901            1,555.36                        227,642.56
          31705                                358                       129,040.00                      20060901              880.28                        128,486.24
          32606                                358                       152,000.00                      20060901              950.00                        152,000.00
          32828                                358                       234,400.00                      20060901            1,465.00                        234,400.00
          30041                                357                       138,800.00                      20060801              853.04                        138,800.00
          32765                                359                       198,400.00                      20061001            1,302.00                        198,400.00
          27263                                357                        84,000.00                      20060801              580.17                         83,760.21
          30215                                356                       159,920.00                      20060701              966.18                        159,920.00
          30034                                356                        79,100.00                      20060701              477.02                         78,954.84
          30253                                358                       193,000.00                      20060901            1,125.83                        193,000.00
          30043                                357                       112,000.00                      20060801              676.67                        112,000.00
          22407                                359                       167,200.00                      20061001            1,045.00                        167,200.00
          33035                                355                       320,000.00                      20060601            1,833.33                        320,000.00
          31005                                358                       133,248.00                      20060901              931.69                        133,049.60
          32792                                357                       240,000.00                      20060801            1,699.67                        239,953.00
          32792                                357                       328,000.00                      20060801            2,322.98                        327,950.00
          30017                                358                       301,100.00                      20060901            1,850.51                        301,099.51
          33544                                359                       189,550.00                      20061001            1,184.69                        189,550.00
          28262                                356                       216,800.00                      20060701            1,445.33                        216,800.00
          34609                                358                       144,720.00                      20060901              904.50                        144,720.00
          32043                                357                       156,000.00                      20060801            1,105.00                        156,000.00
          27514                                356                       328,000.00                      20060701            1,913.33                        328,000.00
          32811                                358                       128,000.00                      20060901              939.22                        127,827.65
          30064                                357                       280,800.00                      20060801            1,754.89                        280,782.90
          30238                                357                       161,400.00                      20060801            1,008.73                        161,397.49
          30331                                358                       170,600.00                      20060901            1,178.29                        170,338.87
          30238                                358                       161,200.00                      20060901              990.71                        161,200.00
          28205                                357                        75,750.00                      20060801              481.01                         75,698.99
          28110                                358                       133,300.00                      20060901              847.01                        133,300.00
          33972                                358                       176,800.00                      20060901            1,123.42                        176,800.00
          30305                                358                       190,000.00                      20060901            1,266.67                        190,000.00
          30276                                359                       211,200.00                      20061001            1,476.75                        211,043.25
          30030                                357                        74,150.00                      20060801              471.17                         74,150.00
          30315                                357                       240,000.00                      20060801            1,650.00                        240,000.00
          30349                                358                       123,900.00                      20060901              813.10                        123,900.00
          30308                                358                       132,000.00                      20060901              922.97                        131,801.52
          31322                                357                       130,900.00                      20060801              983.41                        130,647.86
          30032                                357                       120,000.00                      20060801              787.50                        120,000.00
          31419                                358                       140,000.00                      20060901              918.73                        139,997.60
          30701                                359                       232,000.00                      20061001            1,570.84                        232,000.00
          30034                                359                        82,300.00                      20061001              540.10                         82,300.00
          28217                                359                        92,400.00                      20061001              587.13                         92,400.00
          30188                                358                       116,000.00                      20060901              797.50                        116,000.00
          30043                                358                       201,600.00                      20060901            1,365.00                        201,600.00
          30038                                359                       102,200.00                      20061001              628.11                        102,200.00
          32829                                358                       152,000.00                      20060901              997.50                        152,000.00
          30082                                359                       153,300.00                      20061001            1,032.82                        153,177.40
          30213                                358                       103,500.00                      20060901              679.22                        103,500.00
          30349                                356                       150,350.00                      20060701              962.71                        149,814.98
          29582                                359                       404,000.00                      20061001            2,440.83                        404,000.00
          27511                                358                       264,000.00                      20060901            1,540.00                        264,000.00
          27704                                358                       110,400.00                      20060901              762.51                        110,231.46
          30281                                357                       142,050.00                      20060801              957.02                        141,706.91
          33034                                357                       384,000.00                      20060801            2,392.48                        382,796.25
          30253                                356                       178,700.00                      20060701            1,234.24                        178,151.04
          30294                                356                       180,400.00                      20060701            1,165.08                        180,399.73
          32967                                359                       176,000.00                      20061001            1,081.67                        176,000.00
          29611                                358                        59,170.00                      20060901              434.17                         59,090.33
          30575                                357                       195,900.00                      20060801            1,163.16                        195,900.00
          30019                                358                       328,800.00                      20060901            1,986.50                        328,800.00
          30114                                358                       189,000.00                      20060901            1,240.31                        189,000.00
          30034                                358                        75,300.00                      20060901              502.00                         75,300.00
          30228                                358                       115,850.00                      20060901              736.13                        115,850.00
          30228                                358                       113,950.00                      20060901              724.06                        113,950.00
          33155                                358                       128,000.00                      20060901              813.33                        128,000.00
          35757                                359                       122,800.00                      20061001              687.64                        122,662.40
          23608                                358                        90,320.00                      20060901              583.32                         90,320.00
          29579                                357                       128,100.00                      20060801              854.00                        128,100.00
          20724                                358                       239,920.00                      20060901            1,648.88                        239,837.53
          33570                                358                       222,236.00                      20060901            1,650.10                        221,944.26
          29526                                358                       141,200.00                      20060901              987.30                        140,989.75
          55347                                358                       253,600.00                      20060901            1,708.56                        253,193.18
          33610                                357                       133,500.00                      20060801              834.38                        133,500.00
          55433                                358                       164,800.00                      20060901              978.50                        164,800.00
          89115                                357                       199,200.00                      20060801            1,427.10                        198,775.47
          48223                                350                        48,000.00                      20060101              364.84                         47,692.04
          44112                                359                        84,000.00                      20061001              645.89                         83,949.11
          44104                                359                        76,000.00                      20061001              584.38                         75,953.95
          23230                                359                        96,400.00                      20061001              741.24                         96,341.59
          72762                                359                       142,400.00                      20061001              934.50                        142,400.00
          48235                                359                        64,000.00                      20061001              458.51                         63,954.82
          44833                                358                        54,000.00                      20060901              400.95                         53,929.11
          44833                                358                        54,400.00                      20060901              403.92                         54,328.58
          44827                                358                        56,000.00                      20060901              415.80                         55,866.08
          44827                                358                        56,000.00                      20060901              415.80                         55,926.49
          44827                                358                        59,200.00                      20060901              439.56                         59,122.28
          44827                                358                        46,400.00                      20060901              344.52                         46,339.09
          44833                                358                        54,400.00                      20060901              403.92                         54,328.58
          06120                                354                       102,000.00                      20060501              552.50                        102,000.00
          30228                                352                        90,400.00                      20060301              536.75                         90,400.00
          18640                                359                        88,000.00                      20061001              661.12                         87,943.88
          90650                                358                       348,000.00                      20060901            2,175.00                        348,000.00
          93313                                354                       234,400.00                      20060501            1,638.96                        233,339.80
          91384                                354                       379,440.00                      20060501            2,331.97                        379,439.88
          85087                                358                       374,350.00                      20060901            2,495.67                        374,350.00
          98816                                359                       239,200.00                      20061001            1,495.00                        239,200.00
          98531                                358                        70,020.00                      20060901              550.85                         69,939.13
          98272                                359                       220,000.00                      20061001            1,595.16                        219,848.59
          22407                                358                       196,800.00                      20060901            1,168.50                        196,800.00
          23832                                358                       256,000.00                      20060901            1,724.72                        255,519.94
          85614                                359                       137,280.00                      20061001              829.40                        137,280.00
          80631                                359                        75,200.00                      20061001              462.17                         75,200.00
          46219                                358                        51,200.00                      20060901              393.69                         51,137.74
          60501                                358                       178,800.00                      20060901            1,204.61                        178,444.44
          55051                                358                        48,000.00                      20060901              356.40                         47,936.99
          60618                                358                       176,700.00                      20060901            1,067.56                        176,700.00
          53551                                358                       126,400.00                      20060901              776.83                        126,400.00
          55106                                358                       187,200.00                      20060901            1,189.50                        187,200.00
          60097                                358                       141,600.00                      20060901            1,026.70                        141,404.46
          55423                                358                       179,600.00                      20060901            1,141.21                        179,600.00
          55119                                358                       178,848.00                      20060901            1,173.69                        178,848.00
          56304                                359                       184,000.00                      20061001            1,270.85                        183,859.98
          60453                                358                       209,600.00                      20060901            1,501.60                        209,303.18
          32708                                358                       243,050.00                      20060901            1,569.70                        243,050.00
          06106                                355                       170,320.00                      20060601            1,190.91                        169,679.99
          32754                                359                       216,550.00                      20061001            1,532.73                        216,393.26
          30310                                358                       110,400.00                      20060901              819.72                        110,255.07
          75061                                358                       126,999.00                      20060901              976.52                        126,844.57
          38107                                358                        89,600.00                      20060901              673.14                         89,374.77
          75061                                359                       116,400.00                      20061001              895.02                        116,329.48
          75061                                359                        97,400.00                      20061001              748.93                         97,340.99
          75061                                359                        97,400.00                      20061001              748.93                         97,340.99
          38111                                358                        43,600.00                      20060901              335.25                         43,363.53
          76110                                359                       248,000.00                      20061001            1,906.91                        247,849.76
          76801                                359                       149,600.00                      20061001            1,033.26                        149,486.16
          13502                                359                        48,000.00                      20061001              369.08                         47,970.92
          06052                                357                       230,400.00                      20060801            1,464.00                        230,400.00
          38141                                358                       125,400.00                      20060901              887.58                        125,217.89
          97071                                358                       142,400.00                      20060901              815.83                        142,400.00
          93535                                358                       307,650.00                      20060901            1,890.77                        307,650.00
          95687                                358                       408,000.00                      20060901            2,465.00                        408,000.00
          23223                                358                        45,500.00                      20060901              314.26                         45,430.54
          90723                                358                       250,400.00                      20060901            1,617.17                        250,400.00
          95377                                358                       387,960.00                      20060901            2,303.51                        387,960.00
          95076                                358                       410,400.00                      20060901            2,434.85                        410,079.56
          93710                                358                       144,000.00                      20060901              945.00                        144,000.00
          94806                                358                       417,000.00                      20060901            2,519.38                        417,000.00
          84058                                359                        66,000.00                      20061001              461.49                         65,951.01
          94565                                358                       305,600.00                      20060901            2,069.17                        305,600.00
          95476                                358                       359,200.00                      20060901            2,170.17                        359,200.00
          92707                                359                       417,000.00                      20061001            2,866.88                        417,000.00
          94533                                359                       344,000.00                      20061001            2,114.17                        344,000.00
          95376                                359                       313,600.00                      20061001            1,960.00                        313,600.00
          87047                                356                       260,000.00                      20060701            1,751.67                        258,972.15
          65616                                358                       129,520.00                      20060901              849.98                        129,520.00
          37343                                356                       109,116.00                      20060701              761.54                        109,116.00
          28206                                359                        87,750.00                      20061001              682.52                         87,698.18
          27513                                357                       105,000.00                      20060801              700.00                        105,000.00
          37086                                356                        99,693.00                      20060701              654.24                         99,693.00
          30337                                358                       111,200.00                      20060901              729.75                        111,200.00
          42104                                356                        66,250.00                      20060701              451.95                         66,038.25
          37040                                356                        44,000.00                      20060701              284.17                         44,000.00
          33823                                357                       162,750.00                      20060801            1,051.09                        162,750.00
          29406                                357                       128,000.00                      20060801              853.33                        128,000.00
          21756                                357                       370,600.00                      20060801            2,277.65                        370,600.00
          92223                                357                       332,900.00                      20060801            2,011.27                        332,900.00
          21740                                357                       204,600.00                      20060801            1,300.04                        204,595.70
          29223                                357                       113,600.00                      20060801              774.96                        113,332.51
          85236                                358                       174,350.00                      20060901            1,053.36                        174,350.00
          04240                                357                       175,000.00                      20060801            1,223.63                        174,607.92
          33823                                358                       167,550.00                      20060901            1,114.99                        167,249.00
          85041                                358                       340,000.00                      20060901            2,195.83                        340,000.00
          33414                                357                       261,600.00                      20060801            1,580.50                        261,600.00
          92595                                357                       380,550.00                      20060801            2,338.80                        380,550.00
          32828                                358                       161,900.00                      20060901            1,062.47                        161,900.00
          85338                                358                       208,350.00                      20060901            1,367.30                        208,350.00
          32832                                358                       176,700.00                      20060901            1,104.38                        176,700.00
          33830                                358                       129,950.00                      20060901              825.52                        129,917.14
          85338                                358                       417,000.00                      20060901            2,475.94                        417,000.00
          34668                                358                        83,200.00                      20060901              581.75                         83,076.11
          98661                                358                       156,700.00                      20060901              995.70                        156,700.00
          89074                                358                       219,920.00                      20060901            1,511.95                        219,919.68
          33805                                358                       253,700.00                      20060901            1,638.48                        253,700.00
          93536                                358                       329,950.00                      20060901            2,140.05                        329,380.24
          85338                                358                       383,450.00                      20060901            2,396.56                        383,450.00
          33626                                358                       325,600.00                      20060901            2,170.67                        325,600.00
          33309                                358                       320,000.00                      20060901            2,064.80                        319,710.45
          32257                                359                       112,215.00                      20061001              775.05                        112,129.60
          32159                                359                       159,192.00                      20061001            1,011.53                        159,192.00
          34142                                358                       228,000.00                      20060901            1,712.89                        227,708.22
          32803                                359                       142,800.00                      20061001              803.25                        142,800.00
          34212                                358                       362,400.00                      20060901            2,596.28                        361,886.79
          34224                                357                       206,400.00                      20060801            1,478.68                        205,960.13
          33544                                358                       176,660.00                      20060901            1,311.70                        176,428.09
          33030                                358                       404,000.00                      20060901            2,525.00                        404,000.00
          34983                                358                       195,520.00                      20060901            1,425.67                        195,520.00
          33544                                358                       174,560.00                      20060901            1,109.18                        174,560.00
          33410                                358                       180,700.00                      20060901            1,148.20                        180,700.00
          33909                                358                       226,860.00                      20060901            1,441.51                        226,860.00
          32065                                358                       183,296.00                      20060901            1,164.32                        183,237.77
          33619                                359                       156,000.00                      20061001            1,131.11                        155,892.64
          34736                                358                       221,578.00                      20060901            1,454.11                        221,578.00
          33311                                358                       196,000.00                      20060901            1,265.83                        196,000.00
          33770                                359                        75,100.00                      20061001              538.03                         75,046.99
          33030                                359                       164,920.00                      20061001            1,030.75                        164,920.00
          33602                                358                       210,000.00                      20060901            1,397.14                        209,654.72
          33610                                359                       133,520.00                      20061001              876.23                        133,520.00
          33025                                358                       272,000.00                      20060901            1,700.00                        272,000.00
          33314                                359                       252,000.00                      20061001            1,601.25                        252,000.00
          34652                                358                        85,200.00                      20060901              550.24                         85,198.74
          33615                                358                       237,600.00                      20060901            1,559.25                        237,600.00
          32826                                359                       216,000.00                      20061001            1,547.46                        215,847.54
          34997                                358                       168,000.00                      20060901            1,203.58                        167,762.07
          34286                                358                       172,000.00                      20060901            1,164.58                        172,000.00
          34231                                358                       196,000.00                      20060901            1,327.08                        196,000.00
          34207                                358                       206,000.00                      20060901            1,394.79                        206,000.00
          33952                                359                       352,800.00                      20061001            2,376.88                        352,517.87
          32757                                358                       166,000.00                      20060901            1,203.62                        165,770.77
          33012                                359                       336,000.00                      20061001            2,065.00                        336,000.00
          34210                                359                       116,910.00                      20061001              828.11                        116,910.00
          33415                                359                       166,600.00                      20061001            1,093.31                        166,600.00
          32707                                359                       229,600.00                      20061001            1,506.75                        229,600.00
          33193                                359                       160,640.00                      20061001            1,004.00                        160,640.00
          33125                                359                       218,400.00                      20061001            1,319.50                        218,400.00
          33410                                359                       204,000.00                      20061001            1,461.49                        203,856.01
          92275                                358                       189,200.00                      20060901            1,162.79                        189,200.00
          92236                                359                       253,900.00                      20061001            1,533.98                        253,900.00
          93307                                358                       232,000.00                      20060901            1,602.37                        231,645.84
          92236                                358                       266,700.00                      20060901            1,694.12                        266,615.27
          50317                                358                       101,600.00                      20060901              710.41                        101,448.71
          80204                                358                       119,200.00                      20060901              745.00                        119,200.00
          98684                                358                       177,600.00                      20060901            1,165.50                        177,600.00
          97220                                357                       176,000.00                      20060801            1,155.00                        176,000.00
          97203                                359                       308,000.00                      20061001            1,764.58                        308,000.00
          97233                                358                       134,600.00                      20060901              883.31                        134,600.00
          97206                                358                       151,750.00                      20060901            1,035.21                        151,512.51
          97123                                358                       192,000.00                      20060901            1,280.00                        192,000.00
          99338                                358                       116,800.00                      20060901              766.49                        116,799.19
          99338                                358                       114,150.00                      20060901              749.10                        114,148.65
          99337                                358                       198,500.00                      20060901            1,302.65                        198,499.38
          99338                                358                       115,600.00                      20060901              758.61                        115,598.17
          97211                                359                       248,000.00                      20061001            1,629.19                        247,791.64
          83615                                359                       269,000.00                      20061001            1,709.27                        269,000.00
          97213                                359                       237,600.00                      20061001            1,743.43                        237,440.57
          97756                                358                       202,500.00                      20060901            1,349.99                        202,499.11
          83686                                359                       168,450.00                      20061001            1,070.36                        168,450.00
          97304                                359                       243,900.00                      20061001            1,524.38                        243,900.00
          97502                                359                       288,000.00                      20061001            1,860.00                        288,000.00
          98607                                359                       160,550.00                      20061001              969.99                        160,550.00
          23832                                357                       216,000.00                      20060801            1,260.00                        216,000.00
          37738                                358                       271,760.00                      20060901            1,946.93                        271,375.14
          30034                                358                        99,120.00                      20060901              684.60                         98,968.68
          30214                                359                       287,000.00                      20061001            1,763.85                        287,000.00
          80227                                358                       106,400.00                      20060901              664.67                        106,346.49
          38680                                358                       149,600.00                      20060901            1,020.54                        149,365.88
          08360                                358                       168,800.00                      20060901            1,151.52                        168,535.83
          37216                                359                        71,120.00                      20061001              509.52                         71,069.80
          60645                                359                       116,000.00                      20061001              737.08                        116,000.00
          55369                                359                       172,000.00                      20061001              985.42                        172,000.00
          37909                                357                       133,075.00                      20060801              885.36                        132,745.81
          30308                                357                       280,000.00                      20060801            1,925.00                        280,000.00
          17602                                358                        79,200.00                      20060901              630.16                         78,969.00
          80018                                358                       203,000.00                      20060901            1,163.02                        203,000.00
          37216                                358                        78,400.00                      20060901              490.00                         78,400.00
          30044                                358                       111,200.00                      20060901              822.42                        111,200.00
          49506                                358                        90,000.00                      20060901              660.39                         89,878.82
          30058                                359                       415,800.00                      20061001            2,815.31                        415,800.00
          38127                                358                        48,750.00                      20060901              336.71                         48,672.66
          38127                                358                        51,000.00                      20060901              352.25                         50,920.03
          46112                                358                       207,900.00                      20060901            1,256.06                        207,900.00
          30045                                358                       197,600.00                      20060901            1,449.92                        197,333.94
          96080                                358                       243,750.00                      20060901            1,498.05                        243,750.00
          96080                                358                       243,750.00                      20060901            1,498.05                        243,750.00
          30318                                358                       208,000.00                      20060901            1,451.67                        208,000.00
          95682                                358                       398,400.00                      20060901            2,614.50                        398,400.00
          71270                                358                        55,250.00                      20060901              395.82                         55,171.75
          78232                                358                       142,080.00                      20060901              947.20                        142,080.00
          78750                                358                       116,400.00                      20060901              666.87                        116,399.88
          78750                                358                       116,400.00                      20060901              666.87                        116,399.88
          78750                                358                       116,400.00                      20060901              666.87                        116,399.88
          78750                                358                       116,400.00                      20060901              666.87                        116,399.88
          89052                                357                       185,600.00                      20060801            1,179.33                        185,600.00
          85383                                358                       305,000.00                      20060901            2,096.88                        305,000.00
          89052                                358                       181,600.00                      20060901            1,153.92                        181,600.00
          85210                                358                       105,200.00                      20060901              679.42                        105,200.00
          85306                                358                       288,000.00                      20060901            1,950.00                        288,000.00
          87120                                359                       204,000.00                      20061001            1,479.15                        203,859.60
          85260                                358                       335,840.00                      20060901            2,168.97                        335,840.00
          86406                                358                       300,000.00                      20060901            2,175.21                        299,585.73
          87107                                358                       163,200.00                      20060901            1,241.00                        163,200.00
          87107                                358                       163,200.00                      20060901            1,241.00                        163,200.00
          87102                                358                       110,800.00                      20060901              803.38                        110,646.99
          64132                                357                        49,600.00                      20060801              279.00                         49,600.00
          89146                                358                       220,000.00                      20060901            1,375.00                        219,999.49
          89031                                358                       388,000.00                      20060901            2,465.42                        388,000.00
          87120                                358                       151,000.00                      20060901            1,094.86                        150,791.48
          85248                                358                       348,000.00                      20060901            2,030.00                        348,000.00
          89147                                358                       264,000.00                      20060901            1,787.49                        263,999.24
          87105                                358                       177,600.00                      20060901            1,303.17                        177,355.70
          87415                                358                       177,550.00                      20060901            1,256.69                        177,292.17
          89178                                358                       331,120.00                      20060901            2,172.98                        331,120.00
          87120                                358                       190,400.00                      20060901            1,150.33                        190,399.72
          89030                                358                       177,600.00                      20060901            1,165.50                        177,600.00
          87120                                359                       128,000.00                      20061001              895.00                        127,905.00
          87124                                358                       109,500.00                      20060901              793.96                        109,348.77
          89706                                358                       196,000.00                      20060901            1,245.42                        195,999.83
          89120                                358                       200,000.00                      20060901            1,291.67                        199,999.92
          64138                                358                        74,360.00                      20060901              571.77                         74,269.58
          87102                                358                       172,000.00                      20060901            1,202.65                        171,578.79
          85031                                358                       171,920.00                      20060901            1,164.04                        171,920.00
          89123                                359                       399,920.00                      20061001            2,541.16                        399,920.00
          89074                                358                       252,000.00                      20060901            1,653.75                        252,000.00
          85242                                358                       250,250.00                      20060901            1,511.93                        250,250.00
          89052                                358                       181,600.00                      20060901            1,172.83                        181,600.00
          87112                                358                       202,400.00                      20060901            1,363.61                        202,075.32
          87002                                358                       124,000.00                      20060901              909.87                        123,833.04
          88203                                358                        40,000.00                      20060901              272.88                         39,937.39
          85023                                358                       114,800.00                      20060901              693.58                        114,800.00
          85225                                358                       168,000.00                      20060901            1,032.50                        168,000.00
          85015                                359                        76,000.00                      20061001              498.75                         76,000.00
          85712                                358                       174,400.00                      20060901            1,189.72                        174,127.07
          89048                                358                       176,000.00                      20060901            1,245.72                        175,744.41
          89014                                358                       166,000.00                      20060901            1,037.50                        166,000.00
          85730                                359                        96,800.00                      20061001              605.00                         96,800.00
          85022                                359                       161,600.00                      20061001            1,060.50                        161,600.00
          85009                                359                       117,500.00                      20061001              746.61                        117,500.00
          66104                                359                        79,600.00                      20061001              563.41                         79,542.38
          64128                                358                       110,400.00                      20060901              800.48                        110,247.54
          64152                                359                       163,200.00                      20061001            1,139.00                        163,200.00
          64152                                359                       163,200.00                      20061001            1,139.00                        163,200.00
          64152                                359                       163,200.00                      20061001            1,139.00                        163,200.00
          66104                                358                        64,800.00                      20060901              498.26                         64,721.20
          66012                                359                       228,000.00                      20061001            1,516.89                        227,813.11
          83839                                358                       229,500.00                      20060901            1,624.39                        229,166.73
          98133                                358                       304,000.00                      20060901            1,900.00                        304,000.00
          98908                                359                       120,000.00                      20061001              870.09                        119,917.41
          98930                                359                        93,600.00                      20061001              678.67                         93,535.58
          92240                                358                       298,800.00                      20060901            1,929.75                        298,800.00
          98208                                358                       188,800.00                      20060901            1,337.33                        188,800.00
          98208                                358                       188,800.00                      20060901            1,337.33                        188,800.00
          98801                                359                       150,320.00                      20061001            1,017.79                        150,320.00
          98902                                359                       194,000.00                      20061001            1,274.45                        193,837.01
          59917                                358                        76,000.00                      20060901              524.92                         75,883.97
          98903                                359                       138,450.00                      20061001              836.47                        138,450.00
          98501                                358                       209,600.00                      20060901            1,310.00                        209,600.00
          98409                                358                       184,000.00                      20060901            1,207.50                        184,000.00
          98115                                358                       417,000.00                      20060901            2,844.68                        416,347.43
          98258                                358                       264,000.00                      20060901            1,705.00                        264,000.00
          87102                                358                       107,120.00                      20060901              758.19                        106,964.45
          98902                                359                       164,900.00                      20061001            1,124.91                        164,771.36
          98387                                358                       168,000.00                      20060901            1,218.12                        167,768.00
          98406                                359                       207,920.00                      20061001            1,472.77                        207,920.00
          98133                                359                       380,000.00                      20061001            2,375.00                        380,000.00
          98290                                359                       416,900.00                      20061001            2,649.05                        416,900.00
          98037                                359                       329,600.00                      20061001            2,163.00                        329,600.00
          98087                                359                       296,800.00                      20061001            1,947.75                        296,800.00
          98087                                359                       383,600.00                      20061001            2,517.38                        383,600.00
          98290                                359                       394,350.00                      20061001            2,382.53                        394,350.00
          29078                                357                       208,000.00                      20060801            1,418.93                        207,510.27
          28365                                358                       156,000.00                      20060901            1,023.75                        156,000.00
          28027                                358                       184,000.00                      20060901            1,431.14                        183,781.94
          29485                                358                        88,000.00                      20060901              595.83                         88,000.00
          27612                                358                       275,676.00                      20060901            1,866.53                        275,672.76
          27592                                358                       150,524.00                      20060901            1,117.64                        150,326.40
          40511                                358                       116,800.00                      20060901              766.50                        116,800.00
          28206                                358                        88,000.00                      20060901              605.00                         88,000.00
          95969                                358                       176,000.00                      20060901            1,045.00                        176,000.00
          92555                                358                       417,000.00                      20060901            2,606.25                        417,000.00
          93930                                358                       318,704.00                      20060901            2,025.10                        318,704.00
          93305                                358                       129,600.00                      20060901              823.50                        129,600.00
          93306                                358                       204,000.00                      20060901            1,275.00                        204,000.00
          90008                                359                       368,000.00                      20061001            2,338.33                        368,000.00
          93306                                359                       244,000.00                      20061001            1,448.75                        244,000.00
          92069                                359                       388,000.00                      20061001            2,344.17                        388,000.00
          92056                                358                       251,600.00                      20060901            1,695.08                        251,196.40
          91790                                359                       416,000.00                      20061001            2,600.00                        416,000.00
          92104                                358                       406,000.00                      20060901            2,537.50                        406,000.00
          93427                                358                       392,000.00                      20060901            2,205.00                        392,000.00
          93307                                358                       236,000.00                      20060901            1,450.42                        236,000.00
          93308                                358                       216,000.00                      20060901            1,350.00                        216,000.00
          93268                                358                       103,200.00                      20060901              655.75                        103,200.00
          93306                                358                       380,000.00                      20060901            2,657.02                        379,434.20
          93306                                358                       174,400.00                      20060901            1,219.44                        174,079.34
          93215                                358                       164,000.00                      20060901            1,091.10                        163,730.35
          91342                                359                       360,000.00                      20061001            2,175.00                        360,000.00
          93307                                358                       220,000.00                      20060901            1,538.28                        219,672.42
          93304                                358                       177,600.00                      20060901            1,110.00                        177,600.00
          92592                                359                       386,400.00                      20061001            2,213.75                        386,400.00
          90805                                359                       467,000.00                      20061001            2,918.75                        467,000.00
          90002                                358                       360,000.00                      20060901            2,250.00                        360,000.00
          92071                                358                       260,000.00                      20060901            1,733.33                        260,000.00
          92879                                359                       286,400.00                      20061001            1,939.17                        286,400.00
          93309                                359                       200,000.00                      20061001            1,270.83                        200,000.00
          93203                                358                       224,000.00                      20060901            1,399.85                        223,975.24
          93308                                358                       196,000.00                      20060901            1,143.33                        196,000.00
          93308                                358                       355,200.00                      20060901            2,294.00                        355,200.00
          92104                                359                       408,000.00                      20061001            2,550.00                        408,000.00
          93307                                358                       245,600.00                      20060901            1,586.17                        245,600.00
          90002                                358                       360,000.00                      20060901            2,250.00                        360,000.00
          92084                                358                       290,000.00                      20060901            1,752.08                        290,000.00
          90601                                358                       312,000.00                      20060901            2,154.91                        311,478.35
          92555                                358                       417,000.00                      20060901            2,562.81                        417,000.00
          93304                                357                       196,000.00                      20060801            1,204.58                        196,000.00
          92592                                358                       298,320.00                      20060901            1,802.35                        298,320.00
          92236                                359                       282,000.00                      20061001            1,762.50                        282,000.00
          11520                                359                       301,030.00                      20061001            1,818.72                        301,030.00
          06010                                358                       149,600.00                      20060901            1,007.89                        149,360.01
          04107                                358                       402,000.00                      20060901            2,638.09                        401,994.36
          04102                                358                       157,600.00                      20060901            1,101.97                        157,365.33
          02151                                358                       383,920.00                      20060901            2,399.50                        383,920.00
          04426                                358                       110,000.00                      20060901              788.06                        109,844.22
          03055                                358                       136,000.00                      20060901              878.33                        136,000.00
          01850                                358                       174,400.00                      20060901            1,249.43                        174,153.01
          04102                                358                       202,000.00                      20060901            1,447.16                        201,713.92
          12182                                359                       131,840.00                      20061001              978.91                        131,753.76
          01002                                358                       212,800.00                      20060901            1,542.95                        212,506.14
          01002                                358                       175,200.00                      20060901            1,270.33                        174,958.05
          01562                                358                       195,000.00                      20060901            1,413.89                        194,714.15
          01062                                359                       200,800.00                      20061001            1,438.56                        200,658.27
          01852                                358                       220,000.00                      20060901            1,445.25                        219,629.28
          04210                                359                       396,000.00                      20061001            2,701.42                        395,691.08
          04257                                359                        52,736.00                      20061001              373.55                         52,736.00
          01844                                358                       228,000.00                      20060901            1,448.75                        228,000.00
          04038                                358                       172,800.00                      20060901            1,237.97                        172,555.27
          06850                                359                       416,000.00                      20061001            2,730.00                        416,000.00
          03103                                359                       183,200.00                      20061001            1,296.68                        183,067.40
          06040                                358                        80,000.00                      20060901              580.06                         79,889.52
          19510                                359                       116,000.00                      20061001              712.92                        116,000.00
          01801                                358                       340,000.00                      20060901            2,125.00                        340,000.00
          12180                                358                       113,814.00                      20060901              855.05                        113,668.34
          04105                                359                       191,000.00                      20061001            1,319.19                        190,854.66
          06854                                359                       173,600.00                      20061001            1,066.92                        173,600.00
          03110                                359                       300,000.00                      20061001            1,812.50                        300,000.00
          30308                                358                        84,000.00                      20060901              551.25                         84,000.00
          30312                                358                       125,900.00                      20060901              773.76                        125,900.00
          30033                                359                       344,000.00                      20061001            2,436.67                        344,000.00
          80501                                358                       133,600.00                      20060901              957.13                        133,410.79
          80015                                359                       150,000.00                      20061001              937.50                        150,000.00
          84044                                358                       148,750.00                      20060901            1,040.09                        148,528.51
          80223                                358                       174,800.00                      20060901            1,183.54                        174,800.00
          52353                                358                       128,000.00                      20060901              840.00                        128,000.00
          52302                                359                        97,600.00                      20061001              640.50                         97,600.00
          81004                                358                        88,000.00                      20060901              615.31                         87,868.97
          81631                                358                       233,600.00                      20060901            1,508.67                        233,600.00
          68152                                359                       105,000.00                      20061001              779.63                        104,931.31
          80911                                358                       103,200.00                      20060901              666.50                        103,200.00
          82331                                359                        80,824.00                      20061001              579.04                         80,766.95
          80015                                359                       241,600.00                      20061001            1,730.86                        241,429.47
          80017                                359                       180,000.00                      20061001            1,181.25                        180,000.00
          55130                                359                       108,000.00                      20061001              675.00                        108,000.00
          80017                                359                       152,000.00                      20061001            1,013.33                        152,000.00
          80204                                359                       160,800.00                      20061001            1,038.50                        160,800.00
          80249                                359                       132,800.00                      20061001              940.67                        132,800.00
          91711                                359                       380,000.00                      20061001            2,414.58                        380,000.00
          30126                                358                       224,000.00                      20060901            1,353.33                        224,000.00
          30557                                359                       136,000.00                      20061001              974.33                        135,904.00
          37207                                359                       104,000.00                      20061001              725.83                        104,000.00
          60061                                358                       158,200.00                      20060901            1,133.37                        157,975.96
          30310                                359                       252,000.00                      20061001            1,706.25                        252,000.00
          37087                                358                       196,000.00                      20060901            1,265.83                        195,999.83
          22911                                359                       400,000.00                      20061001            2,458.33                        400,000.00
          55428                                358                       179,200.00                      20060901            1,253.00                        178,933.17
          30519                                358                       151,500.00                      20060901              974.37                        150,869.97
          44112                                357                        63,100.00                      20060801              463.01                         62,972.10
          30040                                358                       252,000.00                      20060901            1,732.50                        252,000.00
          60020                                358                       148,150.00                      20060901            1,035.89                        147,924.38
          31750                                358                        57,600.00                      20060901              432.73                         57,526.29
          30134                                357                       112,000.00                      20060801              735.00                        112,000.00
          38108                                358                        52,250.00                      20060901              420.42                         52,192.70
          57702                                358                       135,120.00                      20060901              774.11                        135,116.85
          48221                                358                       123,600.00                      20060901              864.23                        123,415.97
          18434                                359                        93,760.00                      20061001              663.63                         93,692.14
          60516                                358                       176,000.00                      20060901            1,100.00                        176,000.00
          44281                                358                       156,800.00                      20060901            1,136.91                        156,583.47
          43613                                358                       138,400.00                      20060901            1,027.62                        138,218.31
          33897                                358                       149,000.00                      20060901            1,054.62                        148,783.62
          92084                                358                       308,000.00                      20060901            1,828.75                        308,000.00
          92115                                358                       252,000.00                      20060901            1,470.00                        252,000.00
          93307                                358                       227,200.00                      20060901            1,420.00                        227,200.00
          23234                                358                       152,000.00                      20060901              997.50                        152,000.00
          93304                                358                       191,200.00                      20060901            1,135.25                        191,200.00
          91764                                358                       316,000.00                      20060901            1,975.00                        316,000.00
          18509                                358                        60,000.00                      20060901              493.61                         59,937.54
          30260                                358                       102,392.00                      20060901              618.62                        102,392.00
          30238                                358                       138,000.00                      20060901              905.63                        138,000.00
          91345                                358                       304,000.00                      20060901            1,963.33                        304,000.00
          20874                                358                       200,000.00                      20060901            1,270.83                        200,000.00
          55331                                358                       260,000.00                      20060901            1,625.00                        260,000.00
          45424                                359                        45,500.00                      20061001              314.26                         45,465.38
          30274                                358                        64,800.00                      20060901              472.50                         64,800.00
          72058                                358                       106,980.00                      20060901              679.76                        106,977.92
          20151                                358                       262,228.00                      20060901            1,529.66                        262,228.00
          31829                                358                       249,600.00                      20060901            1,508.00                        249,600.00
          30344                                358                       200,000.00                      20060901            1,467.53                        199,730.71
          30067                                358                       102,800.00                      20060901              621.08                        102,800.00
          30080                                358                       240,000.00                      20060901            1,600.00                        240,000.00
          92335                                358                       224,000.00                      20060901            1,470.00                        224,000.00
          30135                                358                       140,000.00                      20060901            1,006.25                        140,000.00
          30135                                358                       124,000.00                      20060901              891.25                        124,000.00
          30135                                358                       126,400.00                      20060901              908.50                        126,400.00
          80222                                358                       212,000.00                      20060901            1,518.80                        211,699.77
          38128                                358                        72,000.00                      20060901              509.62                         71,895.43
          30238                                358                        90,400.00                      20060901              609.05                         90,198.77
          49862                                359                        65,600.00                      20061001              464.32                         65,552.51
          30312                                358                       208,800.00                      20060901            1,479.00                        208,800.00
          93311                                358                       227,960.00                      20060901            1,424.30                        227,888.76
          60411                                358                        58,500.00                      20060901              383.91                         58,500.00
          91764                                358                       400,000.00                      20060901            2,458.33                        400,000.00
          90250                                358                       648,000.00                      20060901            4,387.50                        648,000.00
          76180                                359                        92,000.00                      20061001              691.17                         91,941.33
          97045                                358                       188,800.00                      20060901            1,199.49                        188,772.16
          22407                                358                       264,000.00                      20060901            1,705.00                        264,000.00
          80239                                358                       176,400.00                      20060901            1,340.77                        176,179.95
          78233                                359                        86,800.00                      20061001              560.58                         86,800.00
          22191                                358                       263,200.00                      20060901            1,645.00                        263,200.00
          72034                                358                       156,000.00                      20060901              926.25                        156,000.00
          95358                                358                       258,180.00                      20060901            1,532.94                        258,180.00
          30680                                358                       102,400.00                      20060901              733.61                        102,254.98
          48101                                358                        80,000.00                      20060901              516.67                         80,000.00
          30316                                358                       111,920.00                      20060901              722.82                        111,920.00
          30102                                358                       113,600.00                      20060901              733.67                        113,600.00
          22191                                358                       236,000.00                      20060901            1,475.00                        236,000.00
          92563                                358                       193,600.00                      20060901            1,210.00                        193,600.00
          29073                                358                       100,000.00                      20060901              677.08                        100,000.00
          57703                                358                       130,960.00                      20060901              915.70                        130,764.99
          30062                                359                       164,000.00                      20061001              990.83                        164,000.00
          30004                                358                       110,000.00                      20060901              744.79                        110,000.00
          93312                                358                       328,000.00                      20060901            2,015.83                        328,000.00
          30107                                358                       216,000.00                      20060901            1,660.86                        215,737.35
          48221                                358                        61,900.00                      20060901              386.88                         61,900.00
          39501                                358                       149,600.00                      20060901            1,110.78                        149,152.10
          30309                                358                       540,000.00                      20060901            3,962.33                        539,272.92
          29501                                358                        63,200.00                      20060901              480.37                         63,121.15
          49428                                358                       116,000.00                      20060901              861.30                        115,847.72
          31525                                358                        88,000.00                      20060901              577.50                         88,000.00
          61019                                359                       224,000.00                      20061001            1,624.16                        223,799.02
          44273                                359                       178,650.00                      20061001            1,295.34                        178,527.05
          48198                                358                       101,600.00                      20060901              772.58                        101,600.00
          30062                                358                       152,000.00                      20060901            1,128.60                        151,800.46
          60305                                359                       200,000.00                      20061001            1,291.67                        200,000.00
          30126                                358                        96,900.00                      20060901              656.09                         96,900.00
          55107                                358                       120,000.00                      20060901              800.00                        120,000.00
          34715                                359                       295,600.00                      20061001            1,909.08                        295,600.00
          37421                                359                        77,600.00                      20061001              517.33                         77,600.00
          92584                                358                       336,000.00                      20060901            2,030.00                        336,000.00
          38116                                358                        94,400.00                      20060901              692.68                         94,272.88
          30044                                358                       111,200.00                      20060901              752.92                        111,200.00
          92551                                359                       312,000.00                      20061001            1,950.00                        312,000.00
          92236                                358                       237,600.00                      20060901            1,410.75                        237,600.00
          57703                                358                        98,400.00                      20060901              688.03                         98,253.48
          37040                                358                       133,100.00                      20060901              845.74                        133,100.00
          23116                                358                       120,000.00                      20060901              750.00                        120,000.00
          31419                                358                       203,120.00                      20060901            1,354.10                        203,115.71
          22047                                358                       220,000.00                      20060901            1,352.08                        220,000.00
          29681                                359                       289,800.00                      20061001            1,932.00                        289,800.00
          18509                                358                        88,000.00                      20060901              661.12                         87,887.37
          95209                                359                       327,960.00                      20061001            2,049.75                        327,960.00
          93304                                358                       186,400.00                      20060901            1,184.42                        186,400.00
          22401                                358                       136,000.00                      20060901              892.50                        136,000.00
          50313                                358                        88,000.00                      20060901              622.86                         87,807.89
          44060                                358                        97,000.00                      20060901              703.32                         96,866.04
          30016                                359                        91,975.00                      20061001              690.98                         91,916.35
          30092                                359                       100,500.00                      20061001              670.00                        100,500.00
          57719                                358                       146,400.00                      20060901              945.45                        146,392.91
          31401                                358                       200,000.00                      20060901            1,312.50                        200,000.00
          52405                                359                       105,600.00                      20061001              738.38                        105,521.62
          84104                                358                       106,400.00                      20060901              762.27                        106,249.31
          30041                                359                       208,000.00                      20061001            1,343.33                        208,000.00
          92376                                358                       300,000.00                      20060901            1,875.00                        300,000.00
          21234                                358                       160,000.00                      20060901            1,216.12                        159,800.40
          23225                                359                       148,400.00                      20061001              896.58                        148,400.00
          48207                                358                        85,600.00                      20060901              620.66                         85,481.79
          80219                                358                        84,800.00                      20060901              600.21                         84,676.85
          74104                                358                        45,320.00                      20060901              368.74                         45,271.58
          72032                                358                        76,000.00                      20060901              551.06                         75,895.04
          70037                                358                       131,200.00                      20060901              928.63                        131,009.47
          30311                                358                       270,400.00                      20060901            2,056.17                        270,400.00
          23669                                358                       107,200.00                      20060901              714.63                        107,194.06
          30096                                358                       150,960.00                      20060901              974.95                        150,960.00
          40245                                359                       129,600.00                      20061001              756.00                        129,600.00
          30082                                358                       110,400.00                      20060901              759.00                        110,400.00
          80234                                358                       216,000.00                      20060901            1,547.46                        215,694.10
          20879                                358                       114,200.00                      20060901              713.74                        114,198.75
          80134                                358                       231,200.00                      20060901            1,372.75                        231,200.00
          30052                                359                       336,000.00                      20061001            2,310.00                        336,000.00
          30326                                359                       191,175.00                      20061001            1,314.33                        191,175.00
          30157                                358                       124,000.00                      20060901              749.17                        124,000.00
          49014                                358                        44,000.00                      20060901              322.86                         43,940.75
          72764                                359                       111,920.00                      20061001              722.82                        111,920.00
          30019                                358                       350,203.00                      20060901            2,261.73                        350,203.00
          20874                                358                       238,000.00                      20060901            1,705.07                        237,662.94
          30032                                358                        80,000.00                      20060901              516.66                         79,996.85
          93280                                358                       244,000.00                      20060901            1,499.58                        244,000.00
          30012                                359                        92,000.00                      20061001              622.92                         92,000.00
          37803                                358                       330,400.00                      20060901            2,063.62                        330,178.93
          44505                                358                       139,200.00                      20060901              961.42                        138,987.51
          31052                                358                       251,900.00                      20060901            1,521.74                        251,875.00
          36605                                359                        51,920.00                      20061001              346.13                         51,920.00
          36612                                358                        39,905.00                      20060901              266.03                         39,905.00
          30045                                359                       178,320.00                      20061001            1,262.14                        178,190.94
          30092                                358                       184,000.00                      20060901            1,245.83                        184,000.00
          37221                                359                       114,400.00                      20061001              715.00                        114,400.00
          30297                                358                        96,000.00                      20060901              654.89                         95,849.77
          30135                                358                       112,000.00                      20060901              764.04                        111,824.73
          30310                                358                        75,200.00                      20060901              470.00                         75,200.00
          30296                                358                        96,720.00                      20060901              644.80                         96,720.00
          44117                                359                       138,800.00                      20061001            1,018.47                        138,706.86
          60637                                359                       194,400.00                      20061001            1,255.50                        194,400.00
          82520                                358                       149,600.00                      20060901            1,033.26                        149,371.62
          30316                                358                       216,000.00                      20060901            1,417.50                        216,000.00
          37214                                358                       172,790.00                      20060901            1,079.94                        172,790.00
          31410                                358                       220,000.00                      20060901            1,614.29                        219,703.77
          18015                                359                       252,000.00                      20061001            1,827.18                        251,826.57
          65202                                358                       105,600.00                      20060901              774.86                        105,457.81
          65202                                358                       105,600.00                      20060901              774.86                        105,457.81
          65202                                358                       105,600.00                      20060901              774.86                        105,457.81
          65202                                358                       105,600.00                      20060901              774.86                        105,457.81
          30084                                359                       158,400.00                      20061001              940.50                        158,400.00
          93307                                359                       240,000.00                      20061001            1,425.00                        240,000.00
          93312                                358                       332,000.00                      20060901            2,005.83                        332,000.00
          95954                                358                       256,000.00                      20060901            1,600.00                        256,000.00
          95954                                358                       256,000.00                      20060901            1,600.00                        256,000.00
          91502                                359                       308,000.00                      20061001            1,925.00                        308,000.00
          93013                                358                       360,000.00                      20060901            2,437.50                        360,000.00
          93535                                358                       224,800.00                      20060901            1,405.00                        224,800.00
          92591                                358                       284,876.00                      20060901            1,810.15                        284,876.00
          90027                                359                       332,000.00                      20061001            2,144.17                        332,000.00
          92653                                358                       355,000.00                      20060901            2,218.75                        355,000.00
          92277                                359                       150,400.00                      20061001            1,002.67                        150,400.00
          90002                                358                       212,000.00                      20060901            1,369.17                        212,000.00
          92553                                358                       284,000.00                      20060901            1,715.83                        284,000.00
          71115                                359                        87,920.00                      20061001              622.30                         87,856.36
          77479                                359                       119,700.00                      20061001              836.96                        119,611.17
          23150                                359                       114,400.00                      20061001              762.67                        114,400.00
          23223                                359                       112,400.00                      20061001              749.33                        112,400.00
          48310                                359                       200,000.00                      20061001            1,467.53                        199,865.80
          30114                                359                        84,000.00                      20061001              551.25                         84,000.00
          45413                                359                        96,000.00                      20061001              654.89                         95,835.17
          30083                                358                        95,920.00                      20060901              619.48                         95,920.00
          21771                                358                       224,000.00                      20060901            1,423.33                        224,000.00
          30120                                358                       131,600.00                      20060901              891.04                        131,600.00
          92021                                359                       348,000.00                      20061001            2,102.50                        348,000.00
          44146                                359                        60,800.00                      20061001              446.13                         60,759.20
          30290                                359                       184,000.00                      20061001            1,270.85                        183,859.98
          18466                                359                       148,000.00                      20061001              984.65                        147,878.68
          44710                                359                        53,250.00                      20061001              409.45                         53,217.74
          37421                                359                       115,200.00                      20061001              805.50                        115,114.50
          55433                                359                       182,300.00                      20061001            1,253.31                        182,300.00
          22193                                359                       292,800.00                      20061001            1,799.50                        292,800.00
          95842                                358                       288,000.00                      20060901            1,710.00                        288,000.00
          80021                                358                       172,000.00                      20060901              985.42                        172,000.00
          95660                                358                       140,000.00                      20060901              875.00                        140,000.00
          92111                                358                       360,000.00                      20060901            2,137.50                        360,000.00
          92592                                359                       329,000.00                      20061001            1,987.71                        329,000.00
          20003                                358                       264,000.00                      20060901            1,705.00                        264,000.00
          68112                                359                        78,400.00                      20061001              541.49                         78,340.34
          92509                                358                       120,000.00                      20060901              887.50                        120,000.00
          55107                                359                       178,560.00                      20061001            1,116.00                        178,560.00
          73110                                359                        60,000.00                      20061001              440.26                         59,959.74
          89141                                359                       324,000.00                      20061001            2,058.75                        324,000.00
          93555                                359                       215,950.00                      20061001            1,349.69                        215,950.00
          95206                                359                       296,400.00                      20061001            1,729.00                        296,400.00
          80223                                359                        87,400.00                      20061001              687.58                         87,349.71
          23607                                358                       126,400.00                      20060901              873.02                        126,207.03
          32301                                359                       110,175.00                      20061001              818.05                        110,102.93
          32301                                359                       110,175.00                      20061001              818.05                        110,102.93
          32301                                359                       110,175.00                      20061001              818.05                        110,102.93
          64151                                358                        92,700.00                      20060901              637.31                         92,700.00
          30088                                358                       141,600.00                      20060901              973.50                        141,600.00
          30680                                359                       118,400.00                      20061001              777.00                        118,400.00
          21229                                359                       124,000.00                      20061001              899.09                        123,914.66
          21217                                359                        80,000.00                      20061001              580.06                         79,944.94
          33470                                359                       262,500.00                      20061001            1,790.72                        262,295.22
          60490                                359                       367,062.00                      20061001            2,255.90                        367,062.00
          22407                                359                       312,000.00                      20061001            1,950.00                        312,000.00
          55008                                358                       134,400.00                      20060901              924.00                        134,400.00
          55008                                358                       134,400.00                      20060901              924.00                        134,400.00
          80227                                359                       208,000.00                      20061001            1,454.37                        207,845.63
          30082                                359                       388,167.00                      20061001            2,345.18                        388,167.00
          23111                                358                       213,600.00                      20060901            1,357.25                        213,600.00
          23222                                359                       116,000.00                      20061001              761.25                        116,000.00
          30084                                359                       189,600.00                      20061001            1,264.00                        189,600.00
          31904                                359                       157,000.00                      20061001              948.54                        157,000.00
          77089                                359                        77,120.00                      20061001              592.99                         77,073.28
          30004                                359                       138,000.00                      20061001              833.75                        138,000.00
          37043                                359                       104,920.00                      20061001              633.89                        104,920.00
          55119                                359                       171,900.00                      20061001            1,056.47                        171,900.00
          37912                                359                       102,400.00                      20061001              698.55                        102,320.12
          37329                                359                        65,520.00                      20061001              480.77                         65,476.03
          93720                                359                       336,000.00                      20061001            2,030.00                        336,000.00
          80129                                359                       248,000.00                      20061001            1,653.33                        248,000.00
          33611                                358                       123,600.00                      20060901              798.25                        123,600.00
          34736                                358                       196,872.00                      20060901            1,209.94                        196,872.00
          32829                                358                       172,000.00                      20060901            1,164.58                        172,000.00
          33062                                358                       325,500.00                      20060901            2,102.19                        325,500.00
          18411                                358                       131,750.00                      20060901              909.97                        131,538.87
          07083                                351                       360,000.00                      20060201            2,287.50                        360,000.00
          63366                                357                       124,000.00                      20060801              800.83                        124,000.00
          75241                                354                        66,400.00                      20060501              469.98                         66,106.99
          07018                                358                       383,200.00                      20060901            2,315.17                        383,200.00
          23669                                356                        78,400.00                      20060701              473.60                         78,388.72
          63028                                357                       256,800.00                      20060801            1,751.83                        256,195.37
          23456                                357                       264,000.00                      20060801            1,484.67                        263,940.60
          77386                                356                       111,036.00                      20060701              805.09                        110,722.34
          23228                                357                       207,768.00                      20060801            1,470.57                        207,314.00
          76112                                355                       139,359.00                      20060601              856.48                        139,359.00
          30318                                357                       120,000.00                      20060801              712.50                        120,000.00
          11421                                358                       374,900.00                      20060901            2,186.92                        374,900.00
          28409                                357                       148,800.00                      20060801              930.00                        148,800.00
          68117                                357                        90,800.00                      20060801              682.15                         90,625.10
          70301                                357                       124,800.00                      20060801              799.11                        124,467.84
          65804                                356                        50,550.00                      20060701              384.22                         50,390.61
          97233                                356                       252,360.00                      20060701            1,629.82                        252,360.00
          11946                                357                       346,000.00                      20060801            2,162.50                        346,000.00
          34134                                358                       204,000.00                      20060901            1,296.25                        204,000.00
          59714                                357                       130,400.00                      20060801              787.83                        130,400.00
          53150                                357                       192,000.00                      20060801            1,408.83                        191,534.32
          63117                                357                       200,000.00                      20060801            1,450.14                        199,584.37
          22963                                357                       207,920.00                      20060801            1,507.56                        207,487.93
          83669                                358                       220,200.00                      20060901            1,284.45                        220,190.92
          40508                                358                        48,000.00                      20060901              315.33                         47,919.11
          93703                                357                       192,000.00                      20060801            1,493.36                        191,657.47
          23075                                358                       127,960.00                      20060901              799.74                        127,958.04
          74074                                357                        72,000.00                      20060801              522.05                         71,850.37
          75149                                356                        84,800.00                      20060701              600.21                         84,552.14
          11203                                357                       520,000.00                      20060801            3,195.83                        520,000.00
          69301                                358                       156,000.00                      20060901            1,117.60                        155,779.09
          49052                                357                       160,000.00                      20060801            1,174.03                        159,675.76
          93436                                357                       324,800.00                      20060801            1,928.50                        324,800.00
          92410                                357                       272,000.00                      20060801            1,728.33                        272,000.00
          43230                                357                        92,800.00                      20060801              551.00                         92,800.00
          21227                                358                       194,400.00                      20060901            1,275.75                        194,400.00
          92557                                357                       312,000.00                      20060801            1,917.18                        311,948.00
          98661                                357                       159,900.00                      20060801            1,066.00                        159,900.00
          11950                                357                       234,800.00                      20060801            1,661.90                        234,286.93
          04605                                357                       112,000.00                      20060801              851.28                        111,789.70
          43040                                357                       182,000.00                      20060801            1,272.58                        181,592.23
          20877                                357                       367,600.00                      20060801            2,335.79                        367,600.00
          01840                                357                       108,000.00                      20060801              663.75                        108,000.00
          70454                                358                       320,000.00                      20060901            2,100.00                        320,000.00
          65807                                357                        79,200.00                      20060801              574.25                         79,035.42
          77478                                357                       130,400.00                      20060801              900.64                        130,100.50
          22454                                357                       144,000.00                      20060801            1,006.87                        143,677.38
          22454                                357                       144,000.00                      20060801            1,006.87                        143,677.38
          07480                                358                       256,000.00                      20060901            1,573.33                        256,000.00
          41001                                358                       142,632.00                      20060901              891.44                        142,630.64
          01569                                357                       417,000.00                      20060801            2,562.31                        416,918.06
          78233                                357                       127,868.00                      20060801              927.13                        127,602.24
          89141                                357                       404,000.00                      20060801            2,609.07                        403,985.00
          34606                                357                       142,400.00                      20060801            1,020.17                        142,096.54
          29063                                358                        96,000.00                      20060901              663.05                         95,853.45
          23228                                358                       239,200.00                      20060901            1,544.83                        239,200.00
          97203                                357                        90,900.00                      20060801              605.59                         90,839.01
          20774                                357                       160,000.00                      20060801            1,100.00                        160,000.00
          20708                                357                       319,900.00                      20060801            2,099.34                        319,900.00
          21231                                358                       260,000.00                      20060901            1,706.25                        260,000.00
          23453                                357                       179,840.00                      20060801            1,086.53                        179,840.00
          89122                                357                       132,800.00                      20060801              802.33                        132,800.00
          93555                                358                       160,000.00                      20060901            1,091.48                        159,749.27
          35242                                357                       300,000.00                      20060801            2,072.03                        299,296.28
          03102                                357                       181,832.00                      20060801            1,155.39                        181,832.00
          87120                                358                       204,000.00                      20060901            1,168.75                        204,000.00
          85310                                357                       417,000.00                      20060801            2,823.44                        417,000.00
          08629                                357                       168,000.00                      20060801            1,203.57                        167,637.70
          87108                                357                       149,925.00                      20060801            1,100.10                        149,621.18
          97426                                358                       320,000.00                      20060901            2,292.52                        319,430.56
          84074                                357                        98,000.00                      20060801              643.13                         98,000.00
          23666                                358                       264,000.00                      20060901            1,595.00                        264,000.00
          07734                                358                       220,000.00                      20060901            1,633.49                        219,711.21
          93230                                357                       225,200.00                      20060801            1,430.96                        225,200.00
          85388                                357                       235,530.00                      20060801            1,521.13                        235,530.00
          06512                                358                       188,000.00                      20060901            1,135.83                        188,000.00
          05446                                358                       387,200.00                      20060901            2,740.58                        386,637.72
          01571                                358                       240,000.00                      20060901            1,475.00                        240,000.00
          30252                                358                        90,000.00                      20060901              629.29                         89,866.00
          30087                                358                       148,000.00                      20060901              971.25                        148,000.00
          83686                                357                       288,000.00                      20060801            2,088.20                        287,401.49
          76039                                357                       225,200.00                      20060801            1,384.04                        225,200.00
          23453                                357                       213,920.00                      20060801            1,292.43                        213,920.00
          36830                                358                       146,800.00                      20060901            1,026.45                        146,581.42
          53222                                358                       164,800.00                      20060901            1,064.33                        164,800.00
          23222                                357                       124,000.00                      20060801              800.83                        124,000.00
          20016                                358                       174,000.00                      20060901            1,141.88                        174,000.00
          36801                                357                       122,300.00                      20060801              751.52                        122,281.75
          23456                                357                       230,400.00                      20060801            1,751.21                        229,967.36
          85016                                357                       178,400.00                      20060801            1,293.52                        178,029.26
          22974                                358                       240,000.00                      20060901            1,400.00                        240,000.00
          58201                                358                       306,750.00                      20060901            2,118.65                        306,281.73
          68154                                358                       130,800.00                      20060901              870.22                        130,584.93
          23518                                357                       172,000.00                      20060801            1,128.75                        172,000.00
          28277                                357                       154,400.00                      20060801              981.08                        154,400.00
          78745                                357                       114,400.00                      20060801              770.73                        114,123.90
          77429                                357                       162,400.00                      20060801            1,107.86                        162,003.28
          98405                                358                       151,960.00                      20060901              973.02                        151,691.12
          80021                                358                       180,000.00                      20060901            1,106.25                        180,000.00
          06605                                358                       330,000.00                      20060901            2,335.72                        329,520.80
          53143                                357                       135,120.00                      20060801            1,003.26                        134,836.15
          23434                                358                       231,920.00                      20060901            1,473.66                        231,920.00
          35023                                358                       135,120.00                      20060901              979.71                        133,816.76
          30215                                358                       268,800.00                      20060901            1,680.00                        268,800.00
          04234                                357                       236,000.00                      20060801            1,690.73                        235,497.08
          20886                                358                       226,400.00                      20060901            1,344.25                        226,400.00
          68130                                358                       118,320.00                      20060901              888.90                        118,168.58
          23434                                358                       152,000.00                      20060901              965.83                        152,000.00
          21555                                357                       104,000.00                      20060801              808.90                        103,728.63
          29708                                357                       173,000.00                      20060801            1,188.97                        172,940.53
          08302                                358                       116,800.00                      20060901              857.04                        116,642.73
          34759                                357                       225,520.00                      20060801            1,481.51                        224,948.33
          08360                                358                       224,000.00                      20060901            1,624.16                        223,690.67
          20782                                358                       184,000.00                      20060901            1,111.67                        184,000.00
          29582                                358                        49,230.00                      20060901              387.30                         49,173.13
          01543                                358                       344,800.00                      20060901            2,262.75                        344,800.00
          33913                                357                       245,600.00                      20060801            1,717.28                        245,049.73
          20705                                358                       165,600.00                      20060901            1,035.00                        165,600.00
          04957                                358                        68,000.00                      20060901              516.85                         67,915.17
          76578                                357                       214,400.00                      20060801            1,554.55                        213,954.44
          38866                                358                       160,000.00                      20060901            1,132.47                        159,767.66
          06513                                358                       132,000.00                      20060901              957.10                        131,817.70
          06610                                358                       148,000.00                      20060901            1,034.84                        147,779.63
          22630                                358                       247,117.00                      20060901            1,415.77                        247,117.00
          20905                                358                       252,000.00                      20060901            1,496.25                        252,000.00
          23231                                358                        77,600.00                      20060901              468.83                         77,600.00
          76033                                357                        96,000.00                      20060801              696.07                         95,665.17
          20772                                358                       269,520.00                      20060901            1,684.50                        269,520.00
          20785                                358                       300,000.00                      20060901            1,968.74                        299,999.21
          89052                                358                       207,200.00                      20060901            1,208.67                        207,200.00
          83607                                357                       133,600.00                      20060801              946.33                        133,600.00
          21061                                358                       252,000.00                      20060901            1,496.25                        252,000.00
          04924                                358                       172,000.00                      20060901            1,202.65                        171,743.90
          85015                                358                       235,920.00                      20060901            1,814.02                        235,633.15
          76180                                358                        88,800.00                      20060901              659.34                         88,683.43
          85382                                358                       347,150.00                      20060901            2,277.42                        347,035.55
          20712                                358                       244,000.00                      20060901            1,748.05                        243,654.45
          38002                                358                       144,000.00                      20060901              885.00                        144,000.00
          20783                                358                       156,000.00                      20060901              942.50                        156,000.00
          97305                                357                        99,200.00                      20060801              685.15                         98,972.16
          24502                                358                       135,900.00                      20060901              985.37                        135,712.33
          84003                                358                       180,000.00                      20060901            1,143.75                        180,000.00
          22204                                358                       213,600.00                      20060901            1,457.13                        213,259.36
          17222                                358                       160,000.00                      20060901            1,083.33                        160,000.00
          20783                                358                       140,000.00                      20060901              845.83                        139,999.77
          23509                                358                        88,000.00                      20060901              661.12                         87,887.37
          22003                                358                       197,600.00                      20060901            1,276.17                        197,600.00
          22827                                358                       172,000.00                      20060901            1,202.65                        171,743.90
          93291                                358                       140,000.00                      20060901              978.90                        139,791.55
          07060                                358                       228,000.00                      20060901            1,401.25                        227,999.69
          20853                                358                       306,400.00                      20060901            2,195.09                        305,966.09
          20832                                358                       287,920.00                      20060901            1,739.50                        287,916.42
          22405                                358                       373,700.00                      20060901            2,413.47                        373,698.57
          20710                                358                       304,000.00                      20060901            1,868.33                        304,000.00
          28215                                358                        65,600.00                      20060901              498.61                         65,518.16
          30310                                358                       170,800.00                      20060901            1,085.29                        170,800.00
          04401                                358                       248,000.00                      20060901            1,776.70                        247,648.81
          02130                                358                       231,200.00                      20060901            1,493.17                        231,200.00
          48371                                358                       130,400.00                      20060901              945.49                        130,219.93
          20020                                358                       159,200.00                      20060901              961.83                        159,200.00
          97267                                358                       281,200.00                      20060901            1,874.67                        281,200.00
          20783                                358                       255,920.00                      20060901            1,546.18                        255,920.00
          87144                                358                       225,600.00                      20060901            1,527.50                        225,600.00
          27371                                358                       238,400.00                      20060901            1,564.50                        238,400.00
          93611                                358                       336,000.00                      20060901            2,100.00                        336,000.00
          04252                                358                       133,600.00                      20060901              888.84                        133,380.34
          93618                                358                       252,000.00                      20060901            1,762.02                        251,624.79
          35209                                358                       126,400.00                      20060901              776.83                        126,400.00
          36542                                358                       400,650.00                      20060901            2,545.80                        400,650.00
          35127                                357                       253,950.00                      20060801            1,534.28                        253,950.00
          20011                                358                       272,000.00                      20060901            1,615.00                        272,000.00
          32401                                358                       133,450.00                      20060901              933.11                        133,251.28
          08021                                358                        98,400.00                      20060901              696.47                         98,257.11
          20784                                358                       296,800.00                      20060901            1,793.17                        296,800.00
          30507                                358                       120,800.00                      20060901              692.08                        120,800.00
          20743                                358                       211,200.00                      20060901            1,276.00                        211,200.00
          45238                                358                       116,000.00                      20060901              791.33                        115,818.46
          20170                                358                       359,200.00                      20060901            2,207.58                        359,200.00
          95351                                358                       228,000.00                      20060901            1,472.50                        228,000.00
          08081                                358                       144,000.00                      20060901            1,069.20                        143,810.96
          20716                                358                       253,600.00                      20060901            1,849.17                        253,600.00
          20743                                358                       252,000.00                      20060901            1,740.51                        251,615.30
          83642                                358                       299,200.00                      20060901            1,838.83                        299,200.00
          75056                                358                        80,800.00                      20060901              614.14                         80,699.21
          93235                                358                       130,560.00                      20060901              816.00                        130,560.00
          20745                                358                       148,000.00                      20060901              955.83                        147,999.99
          20743                                358                       140,000.00                      20060901              860.42                        140,000.00
          90241                                358                       595,000.00                      20060901            3,908.73                        593,997.38
          20783                                358                       162,400.00                      20060901            1,065.75                        162,400.00
          21226                                358                       183,920.00                      20060901            1,245.29                        183,920.00
          22041                                358                       196,000.00                      20060901            1,347.50                        196,000.00
          20111                                358                       216,000.00                      20060901            1,417.50                        216,000.00

       ZIP_CODE                LOAN_TO_VALUE      MI                              MERS_ID1           MARGIN                NEXT_RATE_ADJ_DATE1                 MAX_RATE
----------------------------------------------------------------------------------------------------------------------------------------------------------------------------
          29910                        80.00      No MI
          29928                        80.00      No MI
          30135                        79.69      No MI
          30103                        80.00      No MI
          30047                        80.00      No MI
          30188                        80.00      No MI
          34475                        80.00      No MI
          30014                        80.00      No MI
          31324                        79.94      No MI
          30126                        79.99      No MI
          30215                        80.00      No MI
          30045                        79.99      No MI
          30041                        80.00      No MI
          30281                        88.56      United Guaranty
          29687                        80.00      No MI
          32174                        80.00      No MI
          30605                        77.33      No MI
          37938                        80.00      No MI
          30016                        79.99      No MI
          33905                        80.00      No MI
          33972                        80.00      No MI
          31005                        79.99      No MI
          35022                        80.00      No MI
          35226                        80.00      No MI
          30248                        80.00      No MI
          30331                        79.99      No MI
          34983                        80.00      No MI
          35020                        80.00      No MI
          29325                        80.00      No MI
          37217                        80.00      No MI
          28792                        74.00      No MI
          28792                        74.00      No MI
          33991                        76.92      No MI
          30080                        79.99      No MI
          30317                        80.00      No MI
          33407                        80.00      No MI
          29611                        80.00      No MI
          29615                        80.00      No MI
          29681                        80.00      No MI
          30296                        80.00      No MI
          32244                        80.00      No MI
          37379                        80.00      No MI
          37343                        80.00      No MI
          37416                        80.00      No MI
          30032                        79.12      No MI
          29414                        77.53      No MI
          30017                        80.00      No MI
          32095                        80.00      No MI
          32218                        80.00      No MI
          30016                        79.99      No MI
          30012                        80.00      No MI
          30043                        79.99      No MI
          27712                        80.00      No MI
          33196                        80.00      No MI
          30349                        80.00      No MI
          38119                        80.00      No MI
          30052                        80.00      No MI
          30349                        79.99      No MI
          30506                        80.00      No MI
          35802                        80.00      No MI
          30331                        80.00      No MI
          32128                        80.00      No MI
          32821                        80.00      No MI
          33323                        80.00      No MI
          37932                        79.98      No MI
          30297                        80.00      No MI
          30297                        80.00      No MI
          27616                        80.00      No MI
          27545                        80.00      No MI
          28409                        78.97      No MI
          30349                        80.00      No MI
          33629                        77.92      No MI
          30005                        80.00      No MI
          32129                        80.00      No MI
          32952                        80.00      No MI
          28804                        80.00      No MI
          30034                        80.00      No MI
          30224                        80.00      No MI
          32174                        80.00      No MI
          32176                        77.59      No MI
          35147                        80.00      No MI
          31419                        80.00      No MI
          31324                        80.00      No MI
          34293                        78.78      No MI
          34112                        80.00      No MI
          30310                        80.00      No MI
          30312                        80.00      No MI
          30228                        80.00      No MI
          30044                        80.00      No MI
          27504                        80.00      No MI
          33166                        80.00      No MI
          33182                        80.00      No MI
          28273                        80.00      No MI
          27613                        80.00      No MI
          30519                        78.62      No MI
          37363                        80.00      No MI
          30213                        79.98      No MI
          31721                        80.00      No MI
          31705                        80.00      No MI
          32606                        80.00      No MI
          32828                        80.00      No MI
          30041                        80.00      No MI
          32765                        80.00      No MI
          27263                        80.00      No MI
          30215                        80.00      No MI
          30034                        79.98      No MI
          30253                        77.98      No MI
          30043                        80.00      No MI
          22407                        80.00      No MI
          33035                        76.56      No MI
          31005                        80.00      No MI
          32792                        80.00      No MI
          32792                        80.00      No MI
          30017                        79.99      No MI
          33544                        79.98      No MI
          28262                        79.99      No MI
          34609                        80.00      No MI
          32043                        80.00      No MI
          27514                        80.00      No MI
          32811                        80.00      No MI
          30064                        80.00      No MI
          30238                        79.98      No MI
          30331                        79.98      No MI
          30238                        79.99      No MI
          28205                        75.00      No MI
          28110                        79.99      No MI
          33972                        80.00      No MI
          30305                        80.00      No MI
          30276                        78.22      No MI
          30030                        79.99      No MI
          30315                        80.00      No MI
          30349                        79.99      No MI
          30308                        80.00      No MI
          31322                        80.00      No MI
          30032                        75.00      No MI
          31419                        80.00      No MI
          30701                        80.00      No MI
          30034                        79.98      No MI
          28217                        80.00      No MI
          30188                        80.00      No MI
          30043                        80.00      No MI
          30038                        71.97      No MI
          32829                        79.98      No MI
          30082                        79.43      No MI
          30213                        79.98      No MI
          30349                        79.98      No MI
          29582                        80.00      No MI
          27511                        80.00      No MI
          27704                        80.00      No MI
          30281                        79.98      No MI
          33034                        80.00      No MI
          30253                        79.98      No MI
          30294                        79.99      No MI
          32967                        80.00      No MI
          29611                        74.90      No MI
          30575                        79.99      No MI
          30019                        80.00      No MI
          30114                        79.99      No MI
          30034                        75.04      No MI
          30228                        74.99      No MI
          30228                        74.97      No MI
          33155                        80.00      No MI
          35757                        80.00      No MI
          23608                        80.00      No MI
          29579                        79.99      No MI
          20724                        80.00      No MI
          33570                        80.00      No MI
          29526                        77.16      No MI
          55347                        80.00      No MI
          33610                        79.99      No MI
          55433                        80.00      No MI
          89115                        80.00      No MI
          48223                        80.00      No MI
          44112                        80.00      No MI
          44104                        80.00      No MI
          23230                        79.34      No MI
          72762                        80.00      No MI
          48235                        80.00      No MI
          44833                        90.00      GE Capital MI
          44833                        80.00      No MI
          44827                        80.00      No MI
          44827                        80.00      No MI
          44827                        80.00      No MI
          44827                        80.00      No MI
          44833                        80.00      No MI
          06120                        70.34      No MI
          30228                        80.00      No MI
          18640                        79.28      No MI
          90650                        80.00      No MI
          93313                        80.00      No MI
          91384                        80.00      No MI
          85087                        79.99      No MI
          98816                        80.00      No MI
          98531                        80.00      No MI
          98272                        80.00      No MI
          22407                        80.00      No MI
          23832                        80.00      No MI
          85614                        79.96      No MI
          80631                        80.00      No MI
          46219                        80.00      No MI
          60501                        80.00      No MI
          55051                        80.00      No MI
          60618                        79.99      No MI
          53551                        79.50      No MI
          55106                        80.00      No MI
          60097                        80.00      No MI
          55423                        80.00      No MI
          55119                        80.00      No MI
          56304                        78.30      No MI
          60453                        80.00      No MI
          32708                        79.99      No MI
          06106                        80.00      No MI
          32754                        79.98      No MI
          30310                        80.00      No MI
          75061                        79.37      No MI
          38107                        80.00      No MI
          75061                        77.65      No MI
          75061                        74.98      No MI
          75061                        74.98      No MI
          38111                        80.00      No MI
          76110                        80.00      No MI
          76801                        80.00      No MI
          13502                        80.00      No MI
          06052                        80.00      No MI
          38141                        95.00      Republic MIC
          97071                        80.00      No MI
          93535                        80.00      No MI
          95687                        80.00      No MI
          23223                        70.00      No MI
          90723                        80.00      No MI
          95377                        80.00      No MI
          95076                        80.00      No MI
          93710                        80.00      No MI
          94806                        78.83      No MI
          84058                        80.00      No MI
          94565                        80.00      No MI
          95476                        80.00      No MI
          92707                        77.22      No MI
          94533                        80.00      No MI
          95376                        80.00      No MI
          87047                        80.00      No MI
          65616                        80.00      No MI
          37343                        80.00      No MI
          28206                        90.00      PMI
          27513                        80.00      No MI
          37086                        80.00      No MI
          30337                        80.00      No MI
          42104                        64.32      No MI
          37040                        80.00      No MI
          33823                        80.00      No MI
          29406                        79.95      No MI
          21756                        80.00      No MI
          92223                        80.00      No MI
          21740                        80.00      No MI
          29223                        80.00      No MI
          85236                        80.00      No MI
          04240                        77.78      No MI
          33823                        80.00      No MI
          85041                        80.00      No MI
          33414                        80.00      No MI
          92595                        79.99      No MI
          32828                        79.98      No MI
          85338                        79.98      No MI
          32832                        79.98      No MI
          33830                        79.97      No MI
          85338                        78.64      No MI
          34668                        80.00      No MI
          98661                        79.99      No MI
          89074                        80.00      No MI
          33805                        79.97      No MI
          93536                        79.99      No MI
          85338                        80.00      No MI
          33626                        80.00      No MI
          33309                        80.00      No MI
          32257                        80.00      No MI
          32159                        80.00      No MI
          34142                        80.00      No MI
          32803                        80.00      No MI
          34212                        80.00      No MI
          34224                        80.00      No MI
          33544                        80.00      No MI
          33030                        80.00      No MI
          34983                        80.00      No MI
          33544                        80.00      No MI
          33410                        65.00      No MI
          33909                        79.08      No MI
          32065                        80.00      No MI
          33619                        80.00      No MI
          34736                        80.00      No MI
          33311                        80.00      No MI
          33770                        74.36      No MI
          33030                        80.00      No MI
          33602                        63.64      No MI
          33610                        80.00      No MI
          33025                        80.00      No MI
          33314                        80.00      No MI
          34652                        80.00      No MI
          33615                        80.00      No MI
          32826                        75.00      No MI
          34997                        80.00      No MI
          34286                        80.00      No MI
          34231                        80.00      No MI
          34207                        79.23      No MI
          33952                        80.00      No MI
          32757                        80.00      No MI
          33012                        80.00      No MI
          34210                        90.00      United Guaranty
          33415                        70.00      No MI
          32707                        80.00      No MI
          33193                        80.00      No MI
          33125                        80.00      No MI
          33410                        80.00      No MI
          92275                        80.00      No MI
          92236                        79.99      No MI
          93307                        80.00      No MI
          92236                        79.99      No MI
          50317                        80.00      No MI
          80204                        80.00      No MI
          98684                        80.00      No MI
          97220                        79.28      No MI
          97203                        80.00      No MI
          97233                        79.98      No MI
          97206                        79.99      No MI
          97123                        80.00      No MI
          99338                        80.00      No MI
          99338                        79.99      No MI
          99337                        79.99      No MI
          99338                        80.00      No MI
          97211                        64.42      No MI
          83615                        76.86      No MI
          97213                        78.16      No MI
          97756                        79.99      No MI
          83686                        79.99      No MI
          97304                        79.99      No MI
          97502                        80.00      No MI
          98607                        80.00      No MI
          23832                        80.00      No MI
          37738                        80.00      No MI
          30034                        80.00      No MI
          30214                        73.78      No MI
          80227                        80.00      No MI
          38680                        80.00      No MI
          08360                        80.00      No MI
          37216                        80.00      No MI
          60645                        80.00      No MI
          55369                        78.18      No MI
          37909                        80.00      No MI
          30308                        80.00      No MI
          17602                        90.00      PMI
          80018                        70.00      No MI
          37216                        80.00      No MI
          30044                        79.49      No MI
          49506                        80.00      No MI
          30058                        77.00      No MI
          38127                        75.00      No MI
          38127                        75.00      No MI
          46112                        79.99      No MI
          30045                        80.00      No MI
          96080                        65.00      No MI
          96080                        65.00      No MI
          30318                        80.00      No MI
          95682                        80.00      No MI
          71270                        85.00      PMI
          78232                        80.00      No MI
          78750                        80.00      No MI
          78750                        80.00      No MI
          78750                        80.00      No MI
          78750                        80.00      No MI
          89052                        80.00      No MI
          85383                        79.99      No MI
          89052                        80.00      No MI
          85210                        80.00      No MI
          85306                        80.00      No MI
          87120                        80.00      No MI
          85260                        80.00      No MI
          86406                        80.00      No MI
          87107                        80.00      No MI
          87107                        80.00      No MI
          87102                        80.00      No MI
          64132                        80.00      No MI
          89146                        62.86      No MI
          89031                        80.00      No MI
          87120                        79.98      No MI
          85248                        80.00      No MI
          89147                        80.00      No MI
          87105                        80.00      No MI
          87415                        80.00      No MI
          89178                        80.00      No MI
          87120                        80.00      No MI
          89030                        80.00      No MI
          87120                        75.74      No MI
          87124                        79.99      No MI
          89706                        80.00      No MI
          89120                        75.47      No MI
          64138                        80.00      No MI
          87102                        80.00      No MI
          85031                        80.00      No MI
          89123                        80.00      No MI
          89074                        80.00      No MI
          85242                        65.00      No MI
          89052                        80.00      No MI
          87112                        80.00      No MI
          87002                        80.00      No MI
          88203                        80.00      No MI
          85023                        80.00      No MI
          85225                        68.57      No MI
          85015                        79.17      No MI
          85712                        80.00      No MI
          89048                        80.00      No MI
          89014                        80.00      No MI
          85730                        80.00      No MI
          85022                        80.00      No MI
          85009                        76.30      No MI
          66104                        80.00      No MI
          64128                        80.00      No MI
          64152                        80.00      No MI
          64152                        80.00      No MI
          64152                        80.00      No MI
          66104                        80.00      No MI
          66012                        80.00      No MI
          83839                        85.00      PMI
          98133                        80.00      No MI
          98908                        80.00      No MI
          98930                        80.00      No MI
          92240                        80.00      No MI
          98208                        80.00      No MI
          98208                        80.00      No MI
          98801                        80.00      No MI
          98902                        80.00      No MI
          59917                        80.00      No MI
          98903                        80.00      No MI
          98501                        80.00      No MI
          98409                        80.00      No MI
          98115                        78.68      No MI
          98258                        80.00      No MI
          87102                        80.00      No MI
          98902                        79.98      No MI
          98387                        80.00      No MI
          98406                        80.00      No MI
          98133                        80.00      No MI
          98290                        77.20      No MI
          98037                        80.00      No MI
          98087                        80.00      No MI
          98087                        80.00      No MI
          98290                        80.00      No MI
          29078                        80.00      No MI
          28365                        80.00      No MI
          28027                        80.00      No MI
          29485                        80.00      No MI
          27612                        80.00      No MI
          27592                        80.00      No MI
          40511                        80.00      No MI
          28206                        80.00      No MI
          95969                        80.00      No MI
          92555                        75.78      No MI
          93930                        80.00      No MI
          93305                        80.00      No MI
          93306                        80.00      No MI
          90008                        80.00      No MI
          93306                        80.00      No MI
          92069                        80.00      No MI
          92056                        80.00      No MI
          91790                        79.24      No MI
          92104                        80.00      No MI
          93427                        80.00      No MI
          93307                        80.00      No MI
          93308                        80.00      No MI
          93268                        80.00      No MI
          93306                        80.00      No MI
          93306                        80.00      No MI
          93215                        80.00      No MI
          91342                        80.00      No MI
          93307                        80.00      No MI
          93304                        80.00      No MI
          92592                        80.00      No MI
          90805                        61.85      No MI
          90002                        80.00      No MI
          92071                        80.00      No MI
          92879                        80.00      No MI
          93309                        80.00      No MI
          93203                        80.00      No MI
          93308                        80.00      No MI
          93308                        80.00      No MI
          92104                        80.00      No MI
          93307                        80.00      No MI
          90002                        80.00      No MI
          92084                        80.00      No MI
          90601                        77.04      No MI
          92555                        77.22      No MI
          93304                        80.00      No MI
          92592                        80.00      No MI
          92236                        80.00      No MI
          11520                        80.00      No MI
          06010                        80.00      No MI
          04107                        80.00      No MI
          04102                        80.00      No MI
          02151                        80.00      No MI
          04426                        80.00      No MI
          03055                        80.00      No MI
          01850                        80.00      No MI
          04102                        78.60      No MI
          12182                        80.00      No MI
          01002                        80.00      No MI
          01002                        80.00      No MI
          01562                        77.38      No MI
          01062                        80.00      No MI
          01852                        50.00      No MI
          04210                        80.00      No MI
          04257                        80.00      No MI
          01844                        80.00      No MI
          04038                        80.00      No MI
          06850                        80.00      No MI
          03103                        80.00      No MI
          06040                        80.00      No MI
          19510                        80.00      No MI
          01801                        80.00      No MI
          12180                        80.00      No MI
          04105                        79.58      No MI
          06854                        80.00      No MI
          03110                        80.00      No MI
          30308                        80.00      No MI
          30312                        79.99      No MI
          30033                        80.00      No MI
          80501                        80.00      No MI
          80015                        75.00      No MI
          84044                        85.00      PMI
          80223                        80.00      No MI
          52353                        80.00      No MI
          52302                        80.00      No MI
          81004                        80.00      No MI
          81631                        80.00      No MI
          68152                        79.55      No MI
          80911                        80.00      No MI
          82331                        80.00      No MI
          80015                        80.00      No MI
          80017                        80.00      No MI
          55130                        80.00      No MI
          80017                        80.00      No MI
          80204                        80.00      No MI
          80249                        80.00      No MI
          91711                        79.17      No MI
          30126                        80.00      No MI
          30557                        80.00      No MI
          37207                        80.00      No MI
          60061                        70.00      No MI
          30310                        80.00      No MI
          37087                        80.00      No MI
          22911                        80.00      No MI
          55428                        80.00      No MI
          30519                        72.14      No MI
          44112                        79.37      No MI
          30040                        74.12      No MI
          60020                        79.99      No MI
          31750                        80.00      No MI
          30134                        80.00      No MI
          38108                        76.84      No MI
          57702                        80.00      No MI
          48221                        80.00      No MI
          18434                        80.00      No MI
          60516                        80.00      No MI
          44281                        80.00      No MI
          43613                        80.00      No MI
          33897                        79.94      No MI
          92084                        80.00      No MI
          92115                        80.00      No MI
          93307                        80.00      No MI
          23234                        80.00      No MI
          93304                        80.00      No MI
          91764                        80.00      No MI
          18509                        80.00      No MI
          30260                        80.00      No MI
          30238                        80.00      No MI
          91345                        80.00      No MI
          20874                        80.00      No MI
          55331                        80.00      No MI
          45424                        72.22      No MI
          30274                        80.00      No MI
          72058                        79.88      No MI
          20151                        80.00      No MI
          31829                        80.00      No MI
          30344                        80.00      No MI
          30067                        80.00      No MI
          30080                        80.00      No MI
          92335                        80.00      No MI
          30135                        80.00      No MI
          30135                        80.00      No MI
          30135                        80.00      No MI
          80222                        80.00      No MI
          38128                        80.00      No MI
          30238                        80.00      No MI
          49862                        80.00      No MI
          30312                        80.00      No MI
          93311                        80.00      No MI
          60411                        65.00      No MI
          91764                        79.21      No MI
          90250                        80.00      No MI
          76180                        80.00      No MI
          97045                        80.00      No MI
          22407                        80.00      No MI
          80239                        80.00      No MI
          78233                        80.00      No MI
          22191                        80.00      No MI
          72034                        80.00      No MI
          95358                        80.00      No MI
          30680                        80.00      No MI
          48101                        80.00      No MI
          30316                        80.00      No MI
          30102                        80.00      No MI
          22191                        80.00      No MI
          92563                        80.00      No MI
          29073                        80.00      No MI
          57703                        80.00      No MI
          30062                        80.00      No MI
          30004                        80.00      No MI
          93312                        80.00      No MI
          30107                        80.00      No MI
          48221                        70.42      No MI
          39501                        80.00      No MI
          30309                        80.00      No MI
          29501                        80.00      No MI
          49428                        80.00      No MI
          31525                        80.00      No MI
          61019                        80.00      No MI
          44273                        79.97      No MI
          48198                        80.00      No MI
          30062                        80.00      No MI
          60305                        80.00      No MI
          30126                        79.43      No MI
          55107                        80.00      No MI
          34715                        80.00      No MI
          37421                        80.00      No MI
          92584                        79.81      No MI
          38116                        80.00      No MI
          30044                        80.00      No MI
          92551                        80.00      No MI
          92236                        80.00      No MI
          57703                        80.00      No MI
          37040                        79.99      No MI
          23116                        80.00      No MI
          31419                        80.00      No MI
          22047                        80.00      No MI
          29681                        79.18      No MI
          18509                        80.00      No MI
          95209                        80.00      No MI
          93304                        80.00      No MI
          22401                        80.00      No MI
          50313                        80.00      No MI
          44060                        79.31      No MI
          30016                        78.61      No MI
          30092                        75.00      No MI
          57719                        80.00      No MI
          31401                        80.00      No MI
          52405                        80.00      No MI
          84104                        80.00      No MI
          30041                        80.00      No MI
          92376                        80.00      No MI
          21234                        80.00      No MI
          23225                        80.00      No MI
          48207                        80.00      No MI
          80219                        80.00      No MI
          74104                        80.00      No MI
          72032                        80.00      No MI
          70037                        80.00      No MI
          30311                        80.00      No MI
          23669                        80.00      No MI
          30096                        80.00      No MI
          40245                        80.00      No MI
          30082                        80.00      No MI
          80234                        80.00      No MI
          20879                        61.73      No MI
          80134                        79.72      No MI
          30052                        80.00      No MI
          30326                        75.00      No MI
          30157                        80.00      No MI
          49014                        80.00      No MI
          72764                        80.00      No MI
          30019                        80.00      No MI
          20874                        80.00      No MI
          30032                        80.00      No MI
          93280                        80.00      No MI
          30012                        80.00      No MI
          37803                        80.00      No MI
          44505                        80.00      No MI
          31052                        79.99      No MI
          36605                        80.00      No MI
          36612                        79.97      No MI
          30045                        80.00      No MI
          30092                        80.00      No MI
          37221                        80.00      No MI
          30297                        80.00      No MI
          30135                        80.00      No MI
          30310                        80.00      No MI
          30296                        80.00      No MI
          44117                        80.00      No MI
          60637                        80.00      No MI
          82520                        80.00      No MI
          30316                        80.00      No MI
          37214                        80.00      No MI
          31410                        73.33      No MI
          18015                        80.00      No MI
          65202                        80.00      No MI
          65202                        80.00      No MI
          65202                        80.00      No MI
          65202                        80.00      No MI
          30084                        80.00      No MI
          93307                        80.00      No MI
          93312                        80.00      No MI
          95954                        80.00      No MI
          95954                        80.00      No MI
          91502                        80.00      No MI
          93013                        80.00      No MI
          93535                        80.00      No MI
          92591                        80.00      No MI
          90027                        80.00      No MI
          92653                        78.89      No MI
          92277                        80.00      No MI
          90002                        80.00      No MI
          92553                        80.00      No MI
          71115                        80.00      No MI
          77479                        70.00      No MI
          23150                        80.00      No MI
          23223                        80.00      No MI
          48310                        80.00      No MI
          30114                        75.00      No MI
          45413                        78.69      No MI
          30083                        80.00      No MI
          21771                        80.00      No MI
          30120                        80.00      No MI
          92021                        80.00      No MI
          44146                        80.00      No MI
          30290                        80.00      No MI
          18466                        80.00      No MI
          44710                        72.95      No MI
          37421                        80.00      No MI
          55433                        79.99      No MI
          22193                        80.00      No MI
          95842                        79.78      No MI
          80021                        80.00      No MI
          95660                        80.00      No MI
          92111                        80.00      No MI
          92592                        78.33      No MI
          20003                        80.00      No MI
          68112                        80.00      No MI
          92509                        80.00      No MI
          55107                        80.00      No MI
          73110                        80.00      No MI
          89141                        80.00      No MI
          93555                        80.00      No MI
          95206                        80.00      No MI
          80223                        77.69      No MI
          23607                        80.00      No MI
          32301                        75.00      No MI
          32301                        75.00      No MI
          32301                        75.00      No MI
          64151                        79.98      No MI
          30088                        80.00      No MI
          30680                        80.00      No MI
          21229                        80.00      No MI
          21217                        80.00      No MI
          33470                        71.53      No MI
          60490                        80.00      No MI
          22407                        80.00      No MI
          55008                        80.00      No MI
          55008                        80.00      No MI
          80227                        80.00      No MI
          30082                        80.00      No MI
          23111                        80.00      No MI
          23222                        80.00      No MI
          30084                        80.00      No MI
          31904                        79.90      No MI
          77089                        80.00      No MI
          30004                        80.00      No MI
          37043                        80.00      No MI
          55119                        79.99      No MI
          37912                        80.00      No MI
          37329                        80.00      No MI
          93720                        80.00      No MI
          80129                        80.00      No MI
          33611                        80.00      No MI
          34736                        80.00      No MI
          32829                        80.00      No MI
          33062                        70.00      No MI
          18411                        79.85      No MI
          07083                        80.00      No MI
          63366                        80.00      No MI
          75241                        80.00      No MI
          07018                        80.00      No MI
          23669                        80.00      No MI
          63028                        80.00      No MI
          23456                        80.00      No MI
          77386                        79.94      No MI
          23228                        80.00      No MI
          76112                        80.00      No MI
          30318                        80.00      No MI
          11421                        80.00      No MI
          28409                        80.00      No MI
          68117                        80.00      No MI
          70301                        80.00      No MI
          65804                        84.96      Republic MIC
          97233                        80.00      No MI
          11946                        79.98      No MI
          34134                        61.82      No MI
          59714                        80.00      No MI
          53150                        80.00      No MI
          63117                        65.57      No MI
          22963                        80.00      No MI
          83669                        64.98      No MI
          40508                        80.00      No MI
          93703                        80.00      No MI
          23075                        80.00      No MI
          74074                        80.00      No MI
          75149                        80.00      No MI
          11203                        80.00      No MI
          69301                        80.00      No MI
          49052                        80.00      No MI
          93436                        80.00      No MI
          92410                        80.00      No MI
          43230                        80.00      No MI
          21227                        80.00      No MI
          92557                        80.00      No MI
          98661                        79.99      No MI
          11950                        79.99      No MI
          04605                        80.00      No MI
          43040                        80.00      No MI
          20877                        80.00      No MI
          01840                        80.00      No MI
          70454                        80.00      No MI
          65807                        80.00      No MI
          77478                        80.00      No MI
          22454                        77.84      No MI
          22454                        77.84      No MI
          07480                        80.00      No MI
          41001                        80.00      No MI
          01569                        78.68      No MI
          78233                        80.00      No MI
          89141                        80.00      No MI
          34606                        80.00      No MI
          29063                        80.00      No MI
          23228                        80.00      No MI
          97203                        78.36      No MI
          20774                        80.00      No MI
          20708                        79.99      No MI
          21231                        80.00      No MI
          23453                        80.00      No MI
          89122                        80.00      No MI
          93555                        80.00      No MI
          35242                        80.00      No MI
          03102                        80.00      No MI
          87120                        80.00      No MI
          85310                        75.82      No MI
          08629                        80.00      No MI
          87108                        75.00      No MI
          97426                        80.00      No MI
          84074                        80.00      No MI
          23666                        80.00      No MI
          07734                        80.00      No MI
          93230                        80.00      No MI
          85388                        80.00      No MI
          06512                        80.00      No MI
          05446                        80.00      No MI
          01571                        80.00      No MI
          30252                        78.19      No MI
          30087                        80.00      No MI
          83686                        80.00      No MI
          76039                        80.00      No MI
          23453                        80.00      No MI
          36830                        80.00      No MI
          53222                        80.00      No MI
          23222                        80.00      No MI
          20016                        80.00      No MI
          36801                        79.99      No MI
          23456                        80.00      No MI
          85016                        80.00      No MI
          22974                        80.00      No MI
          58201                        80.00      No MI
          68154                        80.00      No MI
          23518                        80.00      No MI
          28277                        80.00      No MI
          78745                        80.00      No MI
          77429                        80.00      No MI
          98405                        80.00      No MI
          80021                        80.00      No MI
          06605                        75.00      No MI
          53143                        80.00      No MI
          23434                        80.00      No MI
          35023                        80.00      No MI
          30215                        80.00      No MI
          04234                        80.00      No MI
          20886                        80.00      No MI
          68130                        80.00      No MI
          23434                        80.00      No MI
          21555                        80.00      No MI
          29708                        80.00      No MI
          08302                        80.00      No MI
          34759                        80.00      No MI
          08360                        80.00      No MI
          20782                        80.00      No MI
          29582                        90.00      PMI
          01543                        80.00      No MI
          33913                        80.00      No MI
          20705                        80.00      No MI
          04957                        79.95      No MI
          76578                        80.00      No MI
          38866                        80.00      No MI
          06513                        80.00      No MI
          06610                        80.00      No MI
          22630                        80.00      No MI
          20905                        80.00      No MI
          23231                        80.00      No MI
          76033                        80.00      No MI
          20772                        80.00      No MI
          20785                        78.95      No MI
          89052                        80.00      No MI
          83607                        80.00      No MI
          21061                        80.00      No MI
          04924                        80.00      No MI
          85015                        78.67      No MI
          76180                        80.00      No MI
          85382                        80.00      No MI
          20712                        80.00      No MI
          38002                        80.00      No MI
          20783                        80.00      No MI
          97305                        80.00      No MI
          24502                        79.99      No MI
          84003                        80.00      No MI
          22204                        80.00      No MI
          17222                        80.00      No MI
          20783                        80.00      No MI
          23509                        80.00      No MI
          22003                        80.00      No MI
          22827                        80.00      No MI
          93291                        80.00      No MI
          07060                        80.00      No MI
          20853                        80.00      No MI
          20832                        80.00      No MI
          22405                        64.99      No MI
          20710                        80.00      No MI
          28215                        80.00      No MI
          30310                        80.00      No MI
          04401                        80.00      No MI
          02130                        80.00      No MI
          48371                        80.00      No MI
          20020                        80.00      No MI
          97267                        80.00      No MI
          20783                        80.00      No MI
          87144                        80.00      No MI
          27371                        80.00      No MI
          93611                        80.00      No MI
          04252                        80.00      No MI
          93618                        80.00      No MI
          35209                        80.00      No MI
          36542                        80.00      No MI
          35127                        79.99      No MI
          20011                        80.00      No MI
          32401                        83.93      PMI
          08021                        80.00      No MI
          20784                        80.00      No MI
          30507                        80.00      No MI
          20743                        80.00      No MI
          45238                        80.00      No MI
          20170                        80.00      No MI
          95351                        80.00      No MI
          08081                        90.00      Radian Guaranty
          20716                        80.00      No MI
          20743                        80.00      No MI
          83642                        80.00      No MI
          75056                        80.00      No MI
          93235                        80.00      No MI
          20745                        80.00      No MI
          20743                        80.00      No MI
          90241                        64.32      No MI
          20783                        80.00      No MI
          21226                        80.00      No MI
          22041                        80.00      No MI
          20111                        80.00      No MI

       ZIP_CODE         MIN_RATE               PER_RATE_CAP           DEAL_INFO                HYBRID_TERM           PREPAY            LIEN                 BALLOON
--------------------------------------------------------------------------------------------------------------------------------------------------------------------------
          29910                                                       GROUP I                                        No                First Lien           No
          29928                                                       GROUP I                                        No                First Lien           No
          30135                                                       GROUP I                                        No                First Lien           No
          30103                                                       GROUP I                                        No                First Lien           No
          30047                                                       GROUP I                                        No                First Lien           No
          30188                                                       GROUP I                                        No                First Lien           No
          34475                                                       GROUP I                                        No                First Lien           No
          30014                                                       GROUP I                                        No                First Lien           No
          31324                                                       GROUP I                                        No                First Lien           No
          30126                                                       GROUP I                                        No                First Lien           No
          30215                                                       GROUP I                                        No                First Lien           No
          30045                                                       GROUP I                                        No                First Lien           No
          30041                                                       GROUP I                                        No                First Lien           No
          30281                                                       GROUP I                                        No                First Lien           No
          29687                                                       GROUP I                                        No                First Lien           No
          32174                                                       GROUP I                                        No                First Lien           No
          30605                                                       GROUP I                                        No                First Lien           No
          37938                                                       GROUP I                                        No                First Lien           No
          30016                                                       GROUP I                                        No                First Lien           No
          33905                                                       GROUP I                                        No                First Lien           No
          33972                                                       GROUP I                                        No                First Lien           No
          31005                                                       GROUP I                                        No                First Lien           No
          35022                                                       GROUP I                                        No                First Lien           No
          35226                                                       GROUP I                                        No                First Lien           No
          30248                                                       GROUP I                                        No                First Lien           No
          30331                                                       GROUP I                                        No                First Lien           No
          34983                                                       GROUP I                                        No                First Lien           No
          35020                                                       GROUP I                                        No                First Lien           No
          29325                                                       GROUP I                                        No                First Lien           No
          37217                                                       GROUP I                                        No                First Lien           No
          28792                                                       GROUP I                                        No                First Lien           No
          28792                                                       GROUP I                                        No                First Lien           No
          33991                                                       GROUP I                                        No                First Lien           No
          30080                                                       GROUP I                                        No                First Lien           No
          30317                                                       GROUP I                                        No                First Lien           No
          33407                                                       GROUP I                                        No                First Lien           No
          29611                                                       GROUP I                                        No                First Lien           No
          29615                                                       GROUP I                                        No                First Lien           No
          29681                                                       GROUP I                                        No                First Lien           No
          30296                                                       GROUP I                                        No                First Lien           No
          32244                                                       GROUP I                                        No                First Lien           No
          37379                                                       GROUP I                                        No                First Lien           No
          37343                                                       GROUP I                                        No                First Lien           No
          37416                                                       GROUP I                                        No                First Lien           No
          30032                                                       GROUP I                                        No                First Lien           No
          29414                                                       GROUP I                                        No                First Lien           No
          30017                                                       GROUP I                                        No                First Lien           No
          32095                                                       GROUP I                                        No                First Lien           No
          32218                                                       GROUP I                                        No                First Lien           No
          30016                                                       GROUP I                                        No                First Lien           No
          30012                                                       GROUP I                                        No                First Lien           No
          30043                                                       GROUP I                                        No                First Lien           No
          27712                                                       GROUP I                                        No                First Lien           No
          33196                                                       GROUP I                                        No                First Lien           No
          30349                                                       GROUP I                                        No                First Lien           No
          38119                                                       GROUP I                                        No                First Lien           No
          30052                                                       GROUP I                                        No                First Lien           No
          30349                                                       GROUP I                                        No                First Lien           No
          30506                                                       GROUP I                                        No                First Lien           No
          35802                                                       GROUP I                                        No                First Lien           No
          30331                                                       GROUP I                                        No                First Lien           No
          32128                                                       GROUP I                                        No                First Lien           No
          32821                                                       GROUP I                                        No                First Lien           No
          33323                                                       GROUP I                                        No                First Lien           No
          37932                                                       GROUP I                                        No                First Lien           No
          30297                                                       GROUP I                                        No                First Lien           No
          30297                                                       GROUP I                                        No                First Lien           No
          27616                                                       GROUP I                                        No                First Lien           No
          27545                                                       GROUP I                                        No                First Lien           No
          28409                                                       GROUP I                                        No                First Lien           No
          30349                                                       GROUP I                                        No                First Lien           No
          33629                                                       GROUP I                                        No                First Lien           No
          30005                                                       GROUP I                                        No                First Lien           No
          32129                                                       GROUP I                                        No                First Lien           No
          32952                                                       GROUP I                                        No                First Lien           No
          28804                                                       GROUP I                                        No                First Lien           No
          30034                                                       GROUP I                                        No                First Lien           No
          30224                                                       GROUP I                                        No                First Lien           No
          32174                                                       GROUP I                                        No                First Lien           No
          32176                                                       GROUP I                                        No                First Lien           No
          35147                                                       GROUP I                                        No                First Lien           No
          31419                                                       GROUP I                                        No                First Lien           No
          31324                                                       GROUP I                                        No                First Lien           No
          34293                                                       GROUP I                                        No                First Lien           No
          34112                                                       GROUP I                                        No                First Lien           No
          30310                                                       GROUP I                                        No                First Lien           No
          30312                                                       GROUP I                                        No                First Lien           No
          30228                                                       GROUP I                                        No                First Lien           No
          30044                                                       GROUP I                                        No                First Lien           No
          27504                                                       GROUP I                                        No                First Lien           No
          33166                                                       GROUP I                                        No                First Lien           No
          33182                                                       GROUP I                                        No                First Lien           No
          28273                                                       GROUP I                                        No                First Lien           No
          27613                                                       GROUP I                                        No                First Lien           No
          30519                                                       GROUP I                                        No                First Lien           No
          37363                                                       GROUP I                                        No                First Lien           No
          30213                                                       GROUP I                                        No                First Lien           No
          31721                                                       GROUP I                                        No                First Lien           No
          31705                                                       GROUP I                                        No                First Lien           No
          32606                                                       GROUP I                                        No                First Lien           No
          32828                                                       GROUP I                                        No                First Lien           No
          30041                                                       GROUP I                                        No                First Lien           No
          32765                                                       GROUP I                                        No                First Lien           No
          27263                                                       GROUP I                                        No                First Lien           No
          30215                                                       GROUP I                                        No                First Lien           No
          30034                                                       GROUP I                                        No                First Lien           No
          30253                                                       GROUP I                                        No                First Lien           No
          30043                                                       GROUP I                                        No                First Lien           No
          22407                                                       GROUP I                                        No                First Lien           No
          33035                                                       GROUP I                                        No                First Lien           No
          31005                                                       GROUP I                                        No                First Lien           No
          32792                                                       GROUP I                                        No                First Lien           No
          32792                                                       GROUP I                                        No                First Lien           No
          30017                                                       GROUP I                                        No                First Lien           No
          33544                                                       GROUP I                                        No                First Lien           No
          28262                                                       GROUP I                                        No                First Lien           No
          34609                                                       GROUP I                                        No                First Lien           No
          32043                                                       GROUP I                                        No                First Lien           No
          27514                                                       GROUP I                                        No                First Lien           No
          32811                                                       GROUP I                                        No                First Lien           No
          30064                                                       GROUP I                                        No                First Lien           No
          30238                                                       GROUP I                                        No                First Lien           No
          30331                                                       GROUP I                                        No                First Lien           No
          30238                                                       GROUP I                                        No                First Lien           No
          28205                                                       GROUP I                                        No                First Lien           No
          28110                                                       GROUP I                                        No                First Lien           No
          33972                                                       GROUP I                                        No                First Lien           No
          30305                                                       GROUP I                                        No                First Lien           No
          30276                                                       GROUP I                                        No                First Lien           No
          30030                                                       GROUP I                                        No                First Lien           No
          30315                                                       GROUP I                                        No                First Lien           No
          30349                                                       GROUP I                                        No                First Lien           No
          30308                                                       GROUP I                                        No                First Lien           No
          31322                                                       GROUP I                                        No                First Lien           No
          30032                                                       GROUP I                                        No                First Lien           No
          31419                                                       GROUP I                                        No                First Lien           No
          30701                                                       GROUP I                                        No                First Lien           No
          30034                                                       GROUP I                                        No                First Lien           No
          28217                                                       GROUP I                                        No                First Lien           No
          30188                                                       GROUP I                                        No                First Lien           No
          30043                                                       GROUP I                                        No                First Lien           No
          30038                                                       GROUP I                                        No                First Lien           No
          32829                                                       GROUP I                                        No                First Lien           No
          30082                                                       GROUP I                                        No                First Lien           No
          30213                                                       GROUP I                                        No                First Lien           No
          30349                                                       GROUP I                                        No                First Lien           No
          29582                                                       GROUP I                                        No                First Lien           No
          27511                                                       GROUP I                                        No                First Lien           No
          27704                                                       GROUP I                                        No                First Lien           No
          30281                                                       GROUP I                                        No                First Lien           No
          33034                                                       GROUP I                                        No                First Lien           No
          30253                                                       GROUP I                                        No                First Lien           No
          30294                                                       GROUP I                                        No                First Lien           No
          32967                                                       GROUP I                                        No                First Lien           No
          29611                                                       GROUP I                                        No                First Lien           No
          30575                                                       GROUP I                                        No                First Lien           No
          30019                                                       GROUP I                                        No                First Lien           No
          30114                                                       GROUP I                                        No                First Lien           No
          30034                                                       GROUP I                                        No                First Lien           No
          30228                                                       GROUP I                                        No                First Lien           No
          30228                                                       GROUP I                                        No                First Lien           No
          33155                                                       GROUP I                                        No                First Lien           No
          35757                                                       GROUP I                                        No                First Lien           No
          23608                                                       GROUP I                                        No                First Lien           No
          29579                                                       GROUP I                                        No                First Lien           No
          20724                                                       GROUP I                                        No                First Lien           No
          33570                                                       GROUP I                                        No                First Lien           No
          29526                                                       GROUP I                                        No                First Lien           No
          55347                                                       GROUP I                                        No                First Lien           No
          33610                                                       GROUP I                                        No                First Lien           No
          55433                                                       GROUP I                                        No                First Lien           No
          89115                                                       GROUP I                                        No                First Lien           No
          48223                                                       GROUP I                                        No                First Lien           No
          44112                                                       GROUP I                                        No                First Lien           No
          44104                                                       GROUP I                                        No                First Lien           No
          23230                                                       GROUP I                                        No                First Lien           No
          72762                                                       GROUP I                                        No                First Lien           No
          48235                                                       GROUP I                                        No                First Lien           No
          44833                                                       GROUP I                                        No                First Lien           No
          44833                                                       GROUP I                                        No                First Lien           No
          44827                                                       GROUP I                                        No                First Lien           No
          44827                                                       GROUP I                                        No                First Lien           No
          44827                                                       GROUP I                                        No                First Lien           No
          44827                                                       GROUP I                                        No                First Lien           No
          44833                                                       GROUP I                                        No                First Lien           No
          06120                                                       GROUP I                                        No                First Lien           No
          30228                                                       GROUP I                                        No                First Lien           No
          18640                                                       GROUP I                                        No                First Lien           No
          90650                                                       GROUP I                                        No                First Lien           No
          93313                                                       GROUP I                                        No                First Lien           No
          91384                                                       GROUP I                                        No                First Lien           No
          85087                                                       GROUP I                                        No                First Lien           No
          98816                                                       GROUP I                                        No                First Lien           No
          98531                                                       GROUP I                                        No                First Lien           No
          98272                                                       GROUP I                                        No                First Lien           No
          22407                                                       GROUP I                                        No                First Lien           No
          23832                                                       GROUP I                                        No                First Lien           No
          85614                                                       GROUP I                                        No                First Lien           No
          80631                                                       GROUP I                                        No                First Lien           No
          46219                                                       GROUP I                                        No                First Lien           No
          60501                                                       GROUP I                                        No                First Lien           No
          55051                                                       GROUP I                                        No                First Lien           No
          60618                                                       GROUP I                                        No                First Lien           No
          53551                                                       GROUP I                                        No                First Lien           No
          55106                                                       GROUP I                                        No                First Lien           No
          60097                                                       GROUP I                                        No                First Lien           No
          55423                                                       GROUP I                                        No                First Lien           No
          55119                                                       GROUP I                                        No                First Lien           No
          56304                                                       GROUP I                                        No                First Lien           No
          60453                                                       GROUP I                                        No                First Lien           No
          32708                                                       GROUP I                                        No                First Lien           No
          06106                                                       GROUP I                                        No                First Lien           No
          32754                                                       GROUP I                                        No                First Lien           No
          30310                                                       GROUP I                                        No                First Lien           No
          75061                                                       GROUP I                                        No                First Lien           No
          38107                                                       GROUP I                                        No                First Lien           No
          75061                                                       GROUP I                                        No                First Lien           No
          75061                                                       GROUP I                                        No                First Lien           No
          75061                                                       GROUP I                                        No                First Lien           No
          38111                                                       GROUP I                                        No                First Lien           No
          76110                                                       GROUP I                                        No                First Lien           No
          76801                                                       GROUP I                                        No                First Lien           No
          13502                                                       GROUP I                                        No                First Lien           No
          06052                                                       GROUP I                                        No                First Lien           No
          38141                                                       GROUP I                                        No                First Lien           No
          97071                                                       GROUP I                                        No                First Lien           No
          93535                                                       GROUP I                                        No                First Lien           No
          95687                                                       GROUP I                                        No                First Lien           No
          23223                                                       GROUP I                                        No                First Lien           No
          90723                                                       GROUP I                                        No                First Lien           No
          95377                                                       GROUP I                                        No                First Lien           No
          95076                                                       GROUP I                                        No                First Lien           No
          93710                                                       GROUP I                                        No                First Lien           No
          94806                                                       GROUP I                                        No                First Lien           No
          84058                                                       GROUP I                                        No                First Lien           No
          94565                                                       GROUP I                                        No                First Lien           No
          95476                                                       GROUP I                                        No                First Lien           No
          92707                                                       GROUP I                                        No                First Lien           No
          94533                                                       GROUP I                                        No                First Lien           No
          95376                                                       GROUP I                                        No                First Lien           No
          87047                                                       GROUP I                                        No                First Lien           No
          65616                                                       GROUP I                                        No                First Lien           No
          37343                                                       GROUP I                                        No                First Lien           No
          28206                                                       GROUP I                                        No                First Lien           No
          27513                                                       GROUP I                                        No                First Lien           No
          37086                                                       GROUP I                                        No                First Lien           No
          30337                                                       GROUP I                                        No                First Lien           No
          42104                                                       GROUP I                                        No                First Lien           No
          37040                                                       GROUP I                                        No                First Lien           No
          33823                                                       GROUP I                                        No                First Lien           No
          29406                                                       GROUP I                                        No                First Lien           No
          21756                                                       GROUP I                                        No                First Lien           No
          92223                                                       GROUP I                                        No                First Lien           No
          21740                                                       GROUP I                                        No                First Lien           No
          29223                                                       GROUP I                                        No                First Lien           No
          85236                                                       GROUP I                                        No                First Lien           No
          04240                                                       GROUP I                                        No                First Lien           No
          33823                                                       GROUP I                                        No                First Lien           No
          85041                                                       GROUP I                                        No                First Lien           No
          33414                                                       GROUP I                                        No                First Lien           No
          92595                                                       GROUP I                                        No                First Lien           No
          32828                                                       GROUP I                                        No                First Lien           No
          85338                                                       GROUP I                                        No                First Lien           No
          32832                                                       GROUP I                                        No                First Lien           No
          33830                                                       GROUP I                                        No                First Lien           No
          85338                                                       GROUP I                                        No                First Lien           No
          34668                                                       GROUP I                                        No                First Lien           No
          98661                                                       GROUP I                                        No                First Lien           No
          89074                                                       GROUP I                                        No                First Lien           No
          33805                                                       GROUP I                                        No                First Lien           No
          93536                                                       GROUP I                                        No                First Lien           No
          85338                                                       GROUP I                                        No                First Lien           No
          33626                                                       GROUP I                                        No                First Lien           No
          33309                                                       GROUP I                                        No                First Lien           No
          32257                                                       GROUP I                                        No                First Lien           No
          32159                                                       GROUP I                                        No                First Lien           No
          34142                                                       GROUP I                                        No                First Lien           No
          32803                                                       GROUP I                                        No                First Lien           No
          34212                                                       GROUP I                                        No                First Lien           No
          34224                                                       GROUP I                                        No                First Lien           No
          33544                                                       GROUP I                                        No                First Lien           No
          33030                                                       GROUP I                                        No                First Lien           No
          34983                                                       GROUP I                                        No                First Lien           No
          33544                                                       GROUP I                                        No                First Lien           No
          33410                                                       GROUP I                                        No                First Lien           No
          33909                                                       GROUP I                                        No                First Lien           No
          32065                                                       GROUP I                                        No                First Lien           No
          33619                                                       GROUP I                                        No                First Lien           No
          34736                                                       GROUP I                                        No                First Lien           No
          33311                                                       GROUP I                                        No                First Lien           No
          33770                                                       GROUP I                                        No                First Lien           No
          33030                                                       GROUP I                                        No                First Lien           No
          33602                                                       GROUP I                                        No                First Lien           No
          33610                                                       GROUP I                                        No                First Lien           No
          33025                                                       GROUP I                                        No                First Lien           No
          33314                                                       GROUP I                                        No                First Lien           No
          34652                                                       GROUP I                                        No                First Lien           No
          33615                                                       GROUP I                                        No                First Lien           No
          32826                                                       GROUP I                                        No                First Lien           No
          34997                                                       GROUP I                                        No                First Lien           No
          34286                                                       GROUP I                                        No                First Lien           No
          34231                                                       GROUP I                                        No                First Lien           No
          34207                                                       GROUP I                                        No                First Lien           No
          33952                                                       GROUP I                                        No                First Lien           No
          32757                                                       GROUP I                                        No                First Lien           No
          33012                                                       GROUP I                                        No                First Lien           No
          34210                                                       GROUP I                                        No                First Lien           No
          33415                                                       GROUP I                                        No                First Lien           No
          32707                                                       GROUP I                                        No                First Lien           No
          33193                                                       GROUP I                                        No                First Lien           No
          33125                                                       GROUP I                                        No                First Lien           No
          33410                                                       GROUP I                                        No                First Lien           No
          92275                                                       GROUP I                                        No                First Lien           No
          92236                                                       GROUP I                                        No                First Lien           No
          93307                                                       GROUP I                                        No                First Lien           No
          92236                                                       GROUP I                                        No                First Lien           No
          50317                                                       GROUP I                                        No                First Lien           No
          80204                                                       GROUP I                                        No                First Lien           No
          98684                                                       GROUP I                                        No                First Lien           No
          97220                                                       GROUP I                                        No                First Lien           No
          97203                                                       GROUP I                                        No                First Lien           No
          97233                                                       GROUP I                                        No                First Lien           No
          97206                                                       GROUP I                                        No                First Lien           No
          97123                                                       GROUP I                                        No                First Lien           No
          99338                                                       GROUP I                                        No                First Lien           No
          99338                                                       GROUP I                                        No                First Lien           No
          99337                                                       GROUP I                                        No                First Lien           No
          99338                                                       GROUP I                                        No                First Lien           No
          97211                                                       GROUP I                                        No                First Lien           No
          83615                                                       GROUP I                                        No                First Lien           No
          97213                                                       GROUP I                                        No                First Lien           No
          97756                                                       GROUP I                                        No                First Lien           No
          83686                                                       GROUP I                                        No                First Lien           No
          97304                                                       GROUP I                                        No                First Lien           No
          97502                                                       GROUP I                                        No                First Lien           No
          98607                                                       GROUP I                                        No                First Lien           No
          23832                                                       GROUP I                                        No                First Lien           No
          37738                                                       GROUP I                                        No                First Lien           No
          30034                                                       GROUP I                                        No                First Lien           No
          30214                                                       GROUP I                                        No                First Lien           No
          80227                                                       GROUP I                                        No                First Lien           No
          38680                                                       GROUP I                                        No                First Lien           No
          08360                                                       GROUP I                                        No                First Lien           No
          37216                                                       GROUP I                                        No                First Lien           No
          60645                                                       GROUP I                                        No                First Lien           No
          55369                                                       GROUP I                                        No                First Lien           No
          37909                                                       GROUP I                                        No                First Lien           No
          30308                                                       GROUP I                                        No                First Lien           No
          17602                                                       GROUP I                                        No                First Lien           No
          80018                                                       GROUP I                                        No                First Lien           No
          37216                                                       GROUP I                                        No                First Lien           No
          30044                                                       GROUP I                                        No                First Lien           No
          49506                                                       GROUP I                                        No                First Lien           No
          30058                                                       GROUP I                                        No                First Lien           No
          38127                                                       GROUP I                                        No                First Lien           No
          38127                                                       GROUP I                                        No                First Lien           No
          46112                                                       GROUP I                                        No                First Lien           No
          30045                                                       GROUP I                                        No                First Lien           No
          96080                                                       GROUP I                                        No                First Lien           No
          96080                                                       GROUP I                                        No                First Lien           No
          30318                                                       GROUP I                                        No                First Lien           No
          95682                                                       GROUP I                                        No                First Lien           No
          71270                                                       GROUP I                                        No                First Lien           No
          78232                                                       GROUP I                                        No                First Lien           No
          78750                                                       GROUP I                                        No                First Lien           No
          78750                                                       GROUP I                                        No                First Lien           No
          78750                                                       GROUP I                                        No                First Lien           No
          78750                                                       GROUP I                                        No                First Lien           No
          89052                                                       GROUP I                                        No                First Lien           No
          85383                                                       GROUP I                                        No                First Lien           No
          89052                                                       GROUP I                                        No                First Lien           No
          85210                                                       GROUP I                                        No                First Lien           No
          85306                                                       GROUP I                                        No                First Lien           No
          87120                                                       GROUP I                                        No                First Lien           No
          85260                                                       GROUP I                                        No                First Lien           No
          86406                                                       GROUP I                                        No                First Lien           No
          87107                                                       GROUP I                                        No                First Lien           No
          87107                                                       GROUP I                                        No                First Lien           No
          87102                                                       GROUP I                                        No                First Lien           No
          64132                                                       GROUP I                                        No                First Lien           No
          89146                                                       GROUP I                                        No                First Lien           No
          89031                                                       GROUP I                                        No                First Lien           No
          87120                                                       GROUP I                                        No                First Lien           No
          85248                                                       GROUP I                                        No                First Lien           No
          89147                                                       GROUP I                                        No                First Lien           No
          87105                                                       GROUP I                                        No                First Lien           No
          87415                                                       GROUP I                                        No                First Lien           No
          89178                                                       GROUP I                                        No                First Lien           No
          87120                                                       GROUP I                                        No                First Lien           No
          89030                                                       GROUP I                                        No                First Lien           No
          87120                                                       GROUP I                                        No                First Lien           No
          87124                                                       GROUP I                                        No                First Lien           No
          89706                                                       GROUP I                                        No                First Lien           No
          89120                                                       GROUP I                                        No                First Lien           No
          64138                                                       GROUP I                                        No                First Lien           No
          87102                                                       GROUP I                                        No                First Lien           No
          85031                                                       GROUP I                                        No                First Lien           No
          89123                                                       GROUP I                                        No                First Lien           No
          89074                                                       GROUP I                                        No                First Lien           No
          85242                                                       GROUP I                                        No                First Lien           No
          89052                                                       GROUP I                                        No                First Lien           No
          87112                                                       GROUP I                                        No                First Lien           No
          87002                                                       GROUP I                                        No                First Lien           No
          88203                                                       GROUP I                                        No                First Lien           No
          85023                                                       GROUP I                                        No                First Lien           No
          85225                                                       GROUP I                                        No                First Lien           No
          85015                                                       GROUP I                                        No                First Lien           No
          85712                                                       GROUP I                                        No                First Lien           No
          89048                                                       GROUP I                                        No                First Lien           No
          89014                                                       GROUP I                                        No                First Lien           No
          85730                                                       GROUP I                                        No                First Lien           No
          85022                                                       GROUP I                                        No                First Lien           No
          85009                                                       GROUP I                                        No                First Lien           No
          66104                                                       GROUP I                                        No                First Lien           No
          64128                                                       GROUP I                                        No                First Lien           No
          64152                                                       GROUP I                                        No                First Lien           No
          64152                                                       GROUP I                                        No                First Lien           No
          64152                                                       GROUP I                                        No                First Lien           No
          66104                                                       GROUP I                                        No                First Lien           No
          66012                                                       GROUP I                                        No                First Lien           No
          83839                                                       GROUP I                                        No                First Lien           No
          98133                                                       GROUP I                                        No                First Lien           No
          98908                                                       GROUP I                                        No                First Lien           No
          98930                                                       GROUP I                                        No                First Lien           No
          92240                                                       GROUP I                                        No                First Lien           No
          98208                                                       GROUP I                                        No                First Lien           No
          98208                                                       GROUP I                                        No                First Lien           No
          98801                                                       GROUP I                                        No                First Lien           No
          98902                                                       GROUP I                                        No                First Lien           No
          59917                                                       GROUP I                                        No                First Lien           No
          98903                                                       GROUP I                                        No                First Lien           No
          98501                                                       GROUP I                                        No                First Lien           No
          98409                                                       GROUP I                                        No                First Lien           No
          98115                                                       GROUP I                                        No                First Lien           No
          98258                                                       GROUP I                                        No                First Lien           No
          87102                                                       GROUP I                                        No                First Lien           No
          98902                                                       GROUP I                                        No                First Lien           No
          98387                                                       GROUP I                                        No                First Lien           No
          98406                                                       GROUP I                                        No                First Lien           No
          98133                                                       GROUP I                                        No                First Lien           No
          98290                                                       GROUP I                                        No                First Lien           No
          98037                                                       GROUP I                                        No                First Lien           No
          98087                                                       GROUP I                                        No                First Lien           No
          98087                                                       GROUP I                                        No                First Lien           No
          98290                                                       GROUP I                                        No                First Lien           No
          29078                                                       GROUP I                                        No                First Lien           No
          28365                                                       GROUP I                                        No                First Lien           No
          28027                                                       GROUP I                                        No                First Lien           No
          29485                                                       GROUP I                                        No                First Lien           No
          27612                                                       GROUP I                                        No                First Lien           No
          27592                                                       GROUP I                                        No                First Lien           No
          40511                                                       GROUP I                                        No                First Lien           No
          28206                                                       GROUP I                                        No                First Lien           No
          95969                                                       GROUP I                                        No                First Lien           No
          92555                                                       GROUP I                                        No                First Lien           No
          93930                                                       GROUP I                                        No                First Lien           No
          93305                                                       GROUP I                                        No                First Lien           No
          93306                                                       GROUP I                                        No                First Lien           No
          90008                                                       GROUP I                                        No                First Lien           No
          93306                                                       GROUP I                                        No                First Lien           No
          92069                                                       GROUP I                                        No                First Lien           No
          92056                                                       GROUP I                                        No                First Lien           No
          91790                                                       GROUP I                                        No                First Lien           No
          92104                                                       GROUP I                                        No                First Lien           No
          93427                                                       GROUP I                                        No                First Lien           No
          93307                                                       GROUP I                                        No                First Lien           No
          93308                                                       GROUP I                                        No                First Lien           No
          93268                                                       GROUP I                                        No                First Lien           No
          93306                                                       GROUP I                                        No                First Lien           No
          93306                                                       GROUP I                                        No                First Lien           No
          93215                                                       GROUP I                                        No                First Lien           No
          91342                                                       GROUP I                                        No                First Lien           No
          93307                                                       GROUP I                                        No                First Lien           No
          93304                                                       GROUP I                                        No                First Lien           No
          92592                                                       GROUP I                                        No                First Lien           No
          90805                                                       GROUP I                                        No                First Lien           No
          90002                                                       GROUP I                                        No                First Lien           No
          92071                                                       GROUP I                                        No                First Lien           No
          92879                                                       GROUP I                                        No                First Lien           No
          93309                                                       GROUP I                                        No                First Lien           No
          93203                                                       GROUP I                                        No                First Lien           No
          93308                                                       GROUP I                                        No                First Lien           No
          93308                                                       GROUP I                                        No                First Lien           No
          92104                                                       GROUP I                                        No                First Lien           No
          93307                                                       GROUP I                                        No                First Lien           No
          90002                                                       GROUP I                                        No                First Lien           No
          92084                                                       GROUP I                                        No                First Lien           No
          90601                                                       GROUP I                                        No                First Lien           No
          92555                                                       GROUP I                                        No                First Lien           No
          93304                                                       GROUP I                                        No                First Lien           No
          92592                                                       GROUP I                                        No                First Lien           No
          92236                                                       GROUP I                                        No                First Lien           No
          11520                                                       GROUP I                                        No                First Lien           No
          06010                                                       GROUP I                                        No                First Lien           No
          04107                                                       GROUP I                                        No                First Lien           No
          04102                                                       GROUP I                                        No                First Lien           No
          02151                                                       GROUP I                                        No                First Lien           No
          04426                                                       GROUP I                                        No                First Lien           No
          03055                                                       GROUP I                                        No                First Lien           No
          01850                                                       GROUP I                                        No                First Lien           No
          04102                                                       GROUP I                                        No                First Lien           No
          12182                                                       GROUP I                                        No                First Lien           No
          01002                                                       GROUP I                                        No                First Lien           No
          01002                                                       GROUP I                                        No                First Lien           No
          01562                                                       GROUP I                                        No                First Lien           No
          01062                                                       GROUP I                                        No                First Lien           No
          01852                                                       GROUP I                                        No                First Lien           No
          04210                                                       GROUP I                                        No                First Lien           No
          04257                                                       GROUP I                                        No                First Lien           No
          01844                                                       GROUP I                                        No                First Lien           No
          04038                                                       GROUP I                                        No                First Lien           No
          06850                                                       GROUP I                                        No                First Lien           No
          03103                                                       GROUP I                                        No                First Lien           No
          06040                                                       GROUP I                                        No                First Lien           No
          19510                                                       GROUP I                                        No                First Lien           No
          01801                                                       GROUP I                                        No                First Lien           No
          12180                                                       GROUP I                                        No                First Lien           No
          04105                                                       GROUP I                                        No                First Lien           No
          06854                                                       GROUP I                                        No                First Lien           No
          03110                                                       GROUP I                                        No                First Lien           No
          30308                                                       GROUP I                                        No                First Lien           No
          30312                                                       GROUP I                                        No                First Lien           No
          30033                                                       GROUP I                                        No                First Lien           No
          80501                                                       GROUP I                                        No                First Lien           No
          80015                                                       GROUP I                                        No                First Lien           No
          84044                                                       GROUP I                                        No                First Lien           No
          80223                                                       GROUP I                                        No                First Lien           No
          52353                                                       GROUP I                                        No                First Lien           No
          52302                                                       GROUP I                                        No                First Lien           No
          81004                                                       GROUP I                                        No                First Lien           No
          81631                                                       GROUP I                                        No                First Lien           No
          68152                                                       GROUP I                                        No                First Lien           No
          80911                                                       GROUP I                                        No                First Lien           No
          82331                                                       GROUP I                                        No                First Lien           No
          80015                                                       GROUP I                                        No                First Lien           No
          80017                                                       GROUP I                                        No                First Lien           No
          55130                                                       GROUP I                                        No                First Lien           No
          80017                                                       GROUP I                                        No                First Lien           No
          80204                                                       GROUP I                                        No                First Lien           No
          80249                                                       GROUP I                                        No                First Lien           No
          91711                                                       GROUP I                                        No                First Lien           No
          30126                                                       GROUP I                                        No                First Lien           No
          30557                                                       GROUP I                                        No                First Lien           No
          37207                                                       GROUP I                                        No                First Lien           No
          60061                                                       GROUP I                                        No                First Lien           No
          30310                                                       GROUP I                                        No                First Lien           No
          37087                                                       GROUP I                                        No                First Lien           No
          22911                                                       GROUP I                                        No                First Lien           No
          55428                                                       GROUP I                                        No                First Lien           No
          30519                                                       GROUP I                                        No                First Lien           No
          44112                                                       GROUP I                                        No                First Lien           No
          30040                                                       GROUP I                                        No                First Lien           No
          60020                                                       GROUP I                                        No                First Lien           No
          31750                                                       GROUP I                                        No                First Lien           No
          30134                                                       GROUP I                                        No                First Lien           No
          38108                                                       GROUP I                                        No                First Lien           No
          57702                                                       GROUP I                                        No                First Lien           No
          48221                                                       GROUP I                                        No                First Lien           No
          18434                                                       GROUP I                                        No                First Lien           No
          60516                                                       GROUP I                                        No                First Lien           No
          44281                                                       GROUP I                                        No                First Lien           No
          43613                                                       GROUP I                                        No                First Lien           No
          33897                                                       GROUP I                                        No                First Lien           No
          92084                                                       GROUP I                                        No                First Lien           No
          92115                                                       GROUP I                                        No                First Lien           No
          93307                                                       GROUP I                                        No                First Lien           No
          23234                                                       GROUP I                                        No                First Lien           No
          93304                                                       GROUP I                                        No                First Lien           No
          91764                                                       GROUP I                                        No                First Lien           No
          18509                                                       GROUP I                                        No                First Lien           No
          30260                                                       GROUP I                                        No                First Lien           No
          30238                                                       GROUP I                                        No                First Lien           No
          91345                                                       GROUP I                                        No                First Lien           No
          20874                                                       GROUP I                                        No                First Lien           No
          55331                                                       GROUP I                                        No                First Lien           No
          45424                                                       GROUP I                                        No                First Lien           No
          30274                                                       GROUP I                                        No                First Lien           No
          72058                                                       GROUP I                                        No                First Lien           No
          20151                                                       GROUP I                                        No                First Lien           No
          31829                                                       GROUP I                                        No                First Lien           No
          30344                                                       GROUP I                                        No                First Lien           No
          30067                                                       GROUP I                                        No                First Lien           No
          30080                                                       GROUP I                                        No                First Lien           No
          92335                                                       GROUP I                                        No                First Lien           No
          30135                                                       GROUP I                                        No                First Lien           No
          30135                                                       GROUP I                                        No                First Lien           No
          30135                                                       GROUP I                                        No                First Lien           No
          80222                                                       GROUP I                                        No                First Lien           No
          38128                                                       GROUP I                                        No                First Lien           No
          30238                                                       GROUP I                                        No                First Lien           No
          49862                                                       GROUP I                                        No                First Lien           No
          30312                                                       GROUP I                                        No                First Lien           No
          93311                                                       GROUP I                                        No                First Lien           No
          60411                                                       GROUP I                                        No                First Lien           No
          91764                                                       GROUP I                                        No                First Lien           No
          90250                                                       GROUP I                                        No                First Lien           No
          76180                                                       GROUP I                                        No                First Lien           No
          97045                                                       GROUP I                                        No                First Lien           No
          22407                                                       GROUP I                                        No                First Lien           No
          80239                                                       GROUP I                                        No                First Lien           No
          78233                                                       GROUP I                                        No                First Lien           No
          22191                                                       GROUP I                                        No                First Lien           No
          72034                                                       GROUP I                                        No                First Lien           No
          95358                                                       GROUP I                                        No                First Lien           No
          30680                                                       GROUP I                                        No                First Lien           No
          48101                                                       GROUP I                                        No                First Lien           No
          30316                                                       GROUP I                                        No                First Lien           No
          30102                                                       GROUP I                                        No                First Lien           No
          22191                                                       GROUP I                                        No                First Lien           No
          92563                                                       GROUP I                                        No                First Lien           No
          29073                                                       GROUP I                                        No                First Lien           No
          57703                                                       GROUP I                                        No                First Lien           No
          30062                                                       GROUP I                                        No                First Lien           No
          30004                                                       GROUP I                                        No                First Lien           No
          93312                                                       GROUP I                                        No                First Lien           No
          30107                                                       GROUP I                                        No                First Lien           No
          48221                                                       GROUP I                                        No                First Lien           No
          39501                                                       GROUP I                                        No                First Lien           No
          30309                                                       GROUP I                                        No                First Lien           No
          29501                                                       GROUP I                                        No                First Lien           No
          49428                                                       GROUP I                                        No                First Lien           No
          31525                                                       GROUP I                                        No                First Lien           No
          61019                                                       GROUP I                                        No                First Lien           No
          44273                                                       GROUP I                                        No                First Lien           No
          48198                                                       GROUP I                                        No                First Lien           No
          30062                                                       GROUP I                                        No                First Lien           No
          60305                                                       GROUP I                                        No                First Lien           No
          30126                                                       GROUP I                                        No                First Lien           No
          55107                                                       GROUP I                                        No                First Lien           No
          34715                                                       GROUP I                                        No                First Lien           No
          37421                                                       GROUP I                                        No                First Lien           No
          92584                                                       GROUP I                                        No                First Lien           No
          38116                                                       GROUP I                                        No                First Lien           No
          30044                                                       GROUP I                                        No                First Lien           No
          92551                                                       GROUP I                                        No                First Lien           No
          92236                                                       GROUP I                                        No                First Lien           No
          57703                                                       GROUP I                                        No                First Lien           No
          37040                                                       GROUP I                                        No                First Lien           No
          23116                                                       GROUP I                                        No                First Lien           No
          31419                                                       GROUP I                                        No                First Lien           No
          22047                                                       GROUP I                                        No                First Lien           No
          29681                                                       GROUP I                                        No                First Lien           No
          18509                                                       GROUP I                                        No                First Lien           No
          95209                                                       GROUP I                                        No                First Lien           No
          93304                                                       GROUP I                                        No                First Lien           No
          22401                                                       GROUP I                                        No                First Lien           No
          50313                                                       GROUP I                                        No                First Lien           No
          44060                                                       GROUP I                                        No                First Lien           No
          30016                                                       GROUP I                                        No                First Lien           No
          30092                                                       GROUP I                                        No                First Lien           No
          57719                                                       GROUP I                                        No                First Lien           No
          31401                                                       GROUP I                                        No                First Lien           No
          52405                                                       GROUP I                                        No                First Lien           No
          84104                                                       GROUP I                                        No                First Lien           No
          30041                                                       GROUP I                                        No                First Lien           No
          92376                                                       GROUP I                                        No                First Lien           No
          21234                                                       GROUP I                                        No                First Lien           No
          23225                                                       GROUP I                                        No                First Lien           No
          48207                                                       GROUP I                                        No                First Lien           No
          80219                                                       GROUP I                                        No                First Lien           No
          74104                                                       GROUP I                                        No                First Lien           No
          72032                                                       GROUP I                                        No                First Lien           No
          70037                                                       GROUP I                                        No                First Lien           No
          30311                                                       GROUP I                                        No                First Lien           No
          23669                                                       GROUP I                                        No                First Lien           No
          30096                                                       GROUP I                                        No                First Lien           No
          40245                                                       GROUP I                                        No                First Lien           No
          30082                                                       GROUP I                                        No                First Lien           No
          80234                                                       GROUP I                                        No                First Lien           No
          20879                                                       GROUP I                                        No                First Lien           No
          80134                                                       GROUP I                                        No                First Lien           No
          30052                                                       GROUP I                                        No                First Lien           No
          30326                                                       GROUP I                                        No                First Lien           No
          30157                                                       GROUP I                                        No                First Lien           No
          49014                                                       GROUP I                                        No                First Lien           No
          72764                                                       GROUP I                                        No                First Lien           No
          30019                                                       GROUP I                                        No                First Lien           No
          20874                                                       GROUP I                                        No                First Lien           No
          30032                                                       GROUP I                                        No                First Lien           No
          93280                                                       GROUP I                                        No                First Lien           No
          30012                                                       GROUP I                                        No                First Lien           No
          37803                                                       GROUP I                                        No                First Lien           No
          44505                                                       GROUP I                                        No                First Lien           No
          31052                                                       GROUP I                                        No                First Lien           No
          36605                                                       GROUP I                                        No                First Lien           No
          36612                                                       GROUP I                                        No                First Lien           No
          30045                                                       GROUP I                                        No                First Lien           No
          30092                                                       GROUP I                                        No                First Lien           No
          37221                                                       GROUP I                                        No                First Lien           No
          30297                                                       GROUP I                                        No                First Lien           No
          30135                                                       GROUP I                                        No                First Lien           No
          30310                                                       GROUP I                                        No                First Lien           No
          30296                                                       GROUP I                                        No                First Lien           No
          44117                                                       GROUP I                                        No                First Lien           No
          60637                                                       GROUP I                                        No                First Lien           No
          82520                                                       GROUP I                                        No                First Lien           No
          30316                                                       GROUP I                                        No                First Lien           No
          37214                                                       GROUP I                                        No                First Lien           No
          31410                                                       GROUP I                                        No                First Lien           No
          18015                                                       GROUP I                                        No                First Lien           No
          65202                                                       GROUP I                                        No                First Lien           No
          65202                                                       GROUP I                                        No                First Lien           No
          65202                                                       GROUP I                                        No                First Lien           No
          65202                                                       GROUP I                                        No                First Lien           No
          30084                                                       GROUP I                                        No                First Lien           No
          93307                                                       GROUP I                                        No                First Lien           No
          93312                                                       GROUP I                                        No                First Lien           No
          95954                                                       GROUP I                                        No                First Lien           No
          95954                                                       GROUP I                                        No                First Lien           No
          91502                                                       GROUP I                                        No                First Lien           No
          93013                                                       GROUP I                                        No                First Lien           No
          93535                                                       GROUP I                                        No                First Lien           No
          92591                                                       GROUP I                                        No                First Lien           No
          90027                                                       GROUP I                                        No                First Lien           No
          92653                                                       GROUP I                                        No                First Lien           No
          92277                                                       GROUP I                                        No                First Lien           No
          90002                                                       GROUP I                                        No                First Lien           No
          92553                                                       GROUP I                                        No                First Lien           No
          71115                                                       GROUP I                                        No                First Lien           No
          77479                                                       GROUP I                                        No                First Lien           No
          23150                                                       GROUP I                                        No                First Lien           No
          23223                                                       GROUP I                                        No                First Lien           No
          48310                                                       GROUP I                                        No                First Lien           No
          30114                                                       GROUP I                                        No                First Lien           No
          45413                                                       GROUP I                                        No                First Lien           No
          30083                                                       GROUP I                                        No                First Lien           No
          21771                                                       GROUP I                                        No                First Lien           No
          30120                                                       GROUP I                                        No                First Lien           No
          92021                                                       GROUP I                                        No                First Lien           No
          44146                                                       GROUP I                                        No                First Lien           No
          30290                                                       GROUP I                                        No                First Lien           No
          18466                                                       GROUP I                                        No                First Lien           No
          44710                                                       GROUP I                                        No                First Lien           No
          37421                                                       GROUP I                                        No                First Lien           No
          55433                                                       GROUP I                                        No                First Lien           No
          22193                                                       GROUP I                                        No                First Lien           No
          95842                                                       GROUP I                                        No                First Lien           No
          80021                                                       GROUP I                                        No                First Lien           No
          95660                                                       GROUP I                                        No                First Lien           No
          92111                                                       GROUP I                                        No                First Lien           No
          92592                                                       GROUP I                                        No                First Lien           No
          20003                                                       GROUP I                                        No                First Lien           No
          68112                                                       GROUP I                                        No                First Lien           No
          92509                                                       GROUP I                                        No                First Lien           No
          55107                                                       GROUP I                                        No                First Lien           No
          73110                                                       GROUP I                                        No                First Lien           No
          89141                                                       GROUP I                                        No                First Lien           No
          93555                                                       GROUP I                                        No                First Lien           No
          95206                                                       GROUP I                                        No                First Lien           No
          80223                                                       GROUP I                                        No                First Lien           No
          23607                                                       GROUP I                                        No                First Lien           No
          32301                                                       GROUP I                                        No                First Lien           No
          32301                                                       GROUP I                                        No                First Lien           No
          32301                                                       GROUP I                                        No                First Lien           No
          64151                                                       GROUP I                                        No                First Lien           No
          30088                                                       GROUP I                                        No                First Lien           No
          30680                                                       GROUP I                                        No                First Lien           No
          21229                                                       GROUP I                                        No                First Lien           No
          21217                                                       GROUP I                                        No                First Lien           No
          33470                                                       GROUP I                                        No                First Lien           No
          60490                                                       GROUP I                                        No                First Lien           No
          22407                                                       GROUP I                                        No                First Lien           No
          55008                                                       GROUP I                                        No                First Lien           No
          55008                                                       GROUP I                                        No                First Lien           No
          80227                                                       GROUP I                                        No                First Lien           No
          30082                                                       GROUP I                                        No                First Lien           No
          23111                                                       GROUP I                                        No                First Lien           No
          23222                                                       GROUP I                                        No                First Lien           No
          30084                                                       GROUP I                                        No                First Lien           No
          31904                                                       GROUP I                                        No                First Lien           No
          77089                                                       GROUP I                                        No                First Lien           No
          30004                                                       GROUP I                                        No                First Lien           No
          37043                                                       GROUP I                                        No                First Lien           No
          55119                                                       GROUP I                                        No                First Lien           No
          37912                                                       GROUP I                                        No                First Lien           No
          37329                                                       GROUP I                                        No                First Lien           No
          93720                                                       GROUP I                                        No                First Lien           No
          80129                                                       GROUP I                                        No                First Lien           No
          33611                                                       GROUP I                                        No                First Lien           No
          34736                                                       GROUP I                                        No                First Lien           No
          32829                                                       GROUP I                                        No                First Lien           No
          33062                                                       GROUP I                                        No                First Lien           No
          18411                                                       GROUP I                                        No                First Lien           No
          07083                                                       GROUP I                                        No                First Lien           No
          63366                                                       GROUP I                                        No                First Lien           No
          75241                                                       GROUP I                                        No                First Lien           No
          07018                                                       GROUP I                                        No                First Lien           No
          23669                                                       GROUP I                                        No                First Lien           No
          63028                                                       GROUP I                                        No                First Lien           No
          23456                                                       GROUP I                                        No                First Lien           No
          77386                                                       GROUP I                                        No                First Lien           No
          23228                                                       GROUP I                                        No                First Lien           No
          76112                                                       GROUP I                                        No                First Lien           No
          30318                                                       GROUP I                                        No                First Lien           No
          11421                                                       GROUP I                                        No                First Lien           No
          28409                                                       GROUP I                                        No                First Lien           No
          68117                                                       GROUP I                                        No                First Lien           No
          70301                                                       GROUP I                                        No                First Lien           No
          65804                                                       GROUP I                                        No                First Lien           No
          97233                                                       GROUP I                                        No                First Lien           No
          11946                                                       GROUP I                                        No                First Lien           No
          34134                                                       GROUP I                                        No                First Lien           No
          59714                                                       GROUP I                                        No                First Lien           No
          53150                                                       GROUP I                                        No                First Lien           No
          63117                                                       GROUP I                                        No                First Lien           No
          22963                                                       GROUP I                                        No                First Lien           No
          83669                                                       GROUP I                                        No                First Lien           No
          40508                                                       GROUP I                                        No                First Lien           No
          93703                                                       GROUP I                                        No                First Lien           No
          23075                                                       GROUP I                                        No                First Lien           No
          74074                                                       GROUP I                                        No                First Lien           No
          75149                                                       GROUP I                                        No                First Lien           No
          11203                                                       GROUP I                                        No                First Lien           No
          69301                                                       GROUP I                                        No                First Lien           No
          49052                                                       GROUP I                                        No                First Lien           No
          93436                                                       GROUP I                                        No                First Lien           No
          92410                                                       GROUP I                                        No                First Lien           No
          43230                                                       GROUP I                                        No                First Lien           No
          21227                                                       GROUP I                                        No                First Lien           No
          92557                                                       GROUP I                                        No                First Lien           No
          98661                                                       GROUP I                                        No                First Lien           No
          11950                                                       GROUP I                                        No                First Lien           No
          04605                                                       GROUP I                                        No                First Lien           No
          43040                                                       GROUP I                                        No                First Lien           No
          20877                                                       GROUP I                                        No                First Lien           No
          01840                                                       GROUP I                                        No                First Lien           No
          70454                                                       GROUP I                                        No                First Lien           No
          65807                                                       GROUP I                                        No                First Lien           No
          77478                                                       GROUP I                                        No                First Lien           No
          22454                                                       GROUP I                                        No                First Lien           No
          22454                                                       GROUP I                                        No                First Lien           No
          07480                                                       GROUP I                                        No                First Lien           No
          41001                                                       GROUP I                                        No                First Lien           No
          01569                                                       GROUP I                                        No                First Lien           No
          78233                                                       GROUP I                                        No                First Lien           No
          89141                                                       GROUP I                                        No                First Lien           No
          34606                                                       GROUP I                                        No                First Lien           No
          29063                                                       GROUP I                                        No                First Lien           No
          23228                                                       GROUP I                                        No                First Lien           No
          97203                                                       GROUP I                                        No                First Lien           No
          20774                                                       GROUP I                                        No                First Lien           No
          20708                                                       GROUP I                                        No                First Lien           No
          21231                                                       GROUP I                                        No                First Lien           No
          23453                                                       GROUP I                                        No                First Lien           No
          89122                                                       GROUP I                                        No                First Lien           No
          93555                                                       GROUP I                                        No                First Lien           No
          35242                                                       GROUP I                                        No                First Lien           No
          03102                                                       GROUP I                                        No                First Lien           No
          87120                                                       GROUP I                                        No                First Lien           No
          85310                                                       GROUP I                                        No                First Lien           No
          08629                                                       GROUP I                                        No                First Lien           No
          87108                                                       GROUP I                                        No                First Lien           No
          97426                                                       GROUP I                                        No                First Lien           No
          84074                                                       GROUP I                                        No                First Lien           No
          23666                                                       GROUP I                                        No                First Lien           No
          07734                                                       GROUP I                                        No                First Lien           No
          93230                                                       GROUP I                                        No                First Lien           No
          85388                                                       GROUP I                                        No                First Lien           No
          06512                                                       GROUP I                                        No                First Lien           No
          05446                                                       GROUP I                                        No                First Lien           No
          01571                                                       GROUP I                                        No                First Lien           No
          30252                                                       GROUP I                                        No                First Lien           No
          30087                                                       GROUP I                                        No                First Lien           No
          83686                                                       GROUP I                                        No                First Lien           No
          76039                                                       GROUP I                                        No                First Lien           No
          23453                                                       GROUP I                                        No                First Lien           No
          36830                                                       GROUP I                                        No                First Lien           No
          53222                                                       GROUP I                                        No                First Lien           No
          23222                                                       GROUP I                                        No                First Lien           No
          20016                                                       GROUP I                                        No                First Lien           No
          36801                                                       GROUP I                                        No                First Lien           No
          23456                                                       GROUP I                                        No                First Lien           No
          85016                                                       GROUP I                                        No                First Lien           No
          22974                                                       GROUP I                                        No                First Lien           No
          58201                                                       GROUP I                                        No                First Lien           No
          68154                                                       GROUP I                                        No                First Lien           No
          23518                                                       GROUP I                                        No                First Lien           No
          28277                                                       GROUP I                                        No                First Lien           No
          78745                                                       GROUP I                                        No                First Lien           No
          77429                                                       GROUP I                                        No                First Lien           No
          98405                                                       GROUP I                                        No                First Lien           No
          80021                                                       GROUP I                                        No                First Lien           No
          06605                                                       GROUP I                                        No                First Lien           No
          53143                                                       GROUP I                                        No                First Lien           No
          23434                                                       GROUP I                                        No                First Lien           No
          35023                                                       GROUP I                                        No                First Lien           No
          30215                                                       GROUP I                                        No                First Lien           No
          04234                                                       GROUP I                                        No                First Lien           No
          20886                                                       GROUP I                                        No                First Lien           No
          68130                                                       GROUP I                                        No                First Lien           No
          23434                                                       GROUP I                                        No                First Lien           No
          21555                                                       GROUP I                                        No                First Lien           No
          29708                                                       GROUP I                                        No                First Lien           No
          08302                                                       GROUP I                                        No                First Lien           No
          34759                                                       GROUP I                                        No                First Lien           No
          08360                                                       GROUP I                                        No                First Lien           No
          20782                                                       GROUP I                                        No                First Lien           No
          29582                                                       GROUP I                                        No                First Lien           No
          01543                                                       GROUP I                                        No                First Lien           No
          33913                                                       GROUP I                                        No                First Lien           No
          20705                                                       GROUP I                                        No                First Lien           No
          04957                                                       GROUP I                                        No                First Lien           No
          76578                                                       GROUP I                                        No                First Lien           No
          38866                                                       GROUP I                                        No                First Lien           No
          06513                                                       GROUP I                                        No                First Lien           No
          06610                                                       GROUP I                                        No                First Lien           No
          22630                                                       GROUP I                                        No                First Lien           No
          20905                                                       GROUP I                                        No                First Lien           No
          23231                                                       GROUP I                                        No                First Lien           No
          76033                                                       GROUP I                                        No                First Lien           No
          20772                                                       GROUP I                                        No                First Lien           No
          20785                                                       GROUP I                                        No                First Lien           No
          89052                                                       GROUP I                                        No                First Lien           No
          83607                                                       GROUP I                                        No                First Lien           No
          21061                                                       GROUP I                                        No                First Lien           No
          04924                                                       GROUP I                                        No                First Lien           No
          85015                                                       GROUP I                                        No                First Lien           No
          76180                                                       GROUP I                                        No                First Lien           No
          85382                                                       GROUP I                                        No                First Lien           No
          20712                                                       GROUP I                                        No                First Lien           No
          38002                                                       GROUP I                                        No                First Lien           No
          20783                                                       GROUP I                                        No                First Lien           No
          97305                                                       GROUP I                                        No                First Lien           No
          24502                                                       GROUP I                                        No                First Lien           No
          84003                                                       GROUP I                                        No                First Lien           No
          22204                                                       GROUP I                                        No                First Lien           No
          17222                                                       GROUP I                                        No                First Lien           No
          20783                                                       GROUP I                                        No                First Lien           No
          23509                                                       GROUP I                                        No                First Lien           No
          22003                                                       GROUP I                                        No                First Lien           No
          22827                                                       GROUP I                                        No                First Lien           No
          93291                                                       GROUP I                                        No                First Lien           No
          07060                                                       GROUP I                                        No                First Lien           No
          20853                                                       GROUP I                                        No                First Lien           No
          20832                                                       GROUP I                                        No                First Lien           No
          22405                                                       GROUP I                                        No                First Lien           No
          20710                                                       GROUP I                                        No                First Lien           No
          28215                                                       GROUP I                                        No                First Lien           No
          30310                                                       GROUP I                                        No                First Lien           No
          04401                                                       GROUP I                                        No                First Lien           No
          02130                                                       GROUP I                                        No                First Lien           No
          48371                                                       GROUP I                                        No                First Lien           No
          20020                                                       GROUP I                                        No                First Lien           No
          97267                                                       GROUP I                                        No                First Lien           No
          20783                                                       GROUP I                                        No                First Lien           No
          87144                                                       GROUP I                                        No                First Lien           No
          27371                                                       GROUP I                                        No                First Lien           No
          93611                                                       GROUP I                                        No                First Lien           No
          04252                                                       GROUP I                                        No                First Lien           No
          93618                                                       GROUP I                                        No                First Lien           No
          35209                                                       GROUP I                                        No                First Lien           No
          36542                                                       GROUP I                                        No                First Lien           No
          35127                                                       GROUP I                                        No                First Lien           No
          20011                                                       GROUP I                                        No                First Lien           No
          32401                                                       GROUP I                                        No                First Lien           No
          08021                                                       GROUP I                                        No                First Lien           No
          20784                                                       GROUP I                                        No                First Lien           No
          30507                                                       GROUP I                                        No                First Lien           No
          20743                                                       GROUP I                                        No                First Lien           No
          45238                                                       GROUP I                                        No                First Lien           No
          20170                                                       GROUP I                                        No                First Lien           No
          95351                                                       GROUP I                                        No                First Lien           No
          08081                                                       GROUP I                                        No                First Lien           No
          20716                                                       GROUP I                                        No                First Lien           No
          20743                                                       GROUP I                                        No                First Lien           No
          83642                                                       GROUP I                                        No                First Lien           No
          75056                                                       GROUP I                                        No                First Lien           No
          93235                                                       GROUP I                                        No                First Lien           No
          20745                                                       GROUP I                                        No                First Lien           No
          20743                                                       GROUP I                                        No                First Lien           No
          90241                                                       GROUP I                                        No                First Lien           No
          20783                                                       GROUP I                                        No                First Lien           No
          21226                                                       GROUP I                                        No                First Lien           No
          22041                                                       GROUP I                                        No                First Lien           No
          20111                                                       GROUP I                                        No                First Lien           No

       ZIP_CODE                AMORT_TERM1      IO_FLAG           IO_PERIOD           SELLER
--------------------------------------------------------------------------------------------------------
          29910                        360      NO                NON-IO              FANNIE MAE
          29928                        360      YES               10 YEARS            FANNIE MAE
          30135                        360      YES               10 YEARS            FANNIE MAE
          30103                        360      YES               10 YEARS            FANNIE MAE
          30047                        360      YES               10 YEARS            FANNIE MAE
          30188                        360      NO                NON-IO              FANNIE MAE
          34475                        360      YES               10 YEARS            FANNIE MAE
          30014                        360      YES               10 YEARS            FANNIE MAE
          31324                        360      YES               10 YEARS            FANNIE MAE
          30126                        360      YES               10 YEARS            FANNIE MAE
          30215                        360      YES               10 YEARS            FANNIE MAE
          30045                        360      YES               10 YEARS            FANNIE MAE
          30041                        360      YES               10 YEARS            FANNIE MAE
          30281                        360      YES               10 YEARS            FANNIE MAE
          29687                        360      NO                NON-IO              FANNIE MAE
          32174                        360      YES               10 YEARS            FANNIE MAE
          30605                        360      YES               10 YEARS            FANNIE MAE
          37938                        360      NO                NON-IO              FANNIE MAE
          30016                        360      YES               10 YEARS            FANNIE MAE
          33905                        360      YES               10 YEARS            FANNIE MAE
          33972                        360      YES               10 YEARS            FANNIE MAE
          31005                        360      NO                NON-IO              FANNIE MAE
          35022                        360      NO                NON-IO              FANNIE MAE
          35226                        360      NO                NON-IO              FANNIE MAE
          30248                        360      YES               10 YEARS            FANNIE MAE
          30331                        360      YES               10 YEARS            FANNIE MAE
          34983                        360      NO                NON-IO              FANNIE MAE
          35020                        360      YES               10 YEARS            FANNIE MAE
          29325                        360      YES               10 YEARS            FANNIE MAE
          37217                        360      NO                NON-IO              FANNIE MAE
          28792                        360      NO                NON-IO              FANNIE MAE
          28792                        360      NO                NON-IO              FANNIE MAE
          33991                        360      NO                NON-IO              FANNIE MAE
          30080                        360      YES               10 YEARS            FANNIE MAE
          30317                        360      YES               10 YEARS            FANNIE MAE
          33407                        360      YES               10 YEARS            FANNIE MAE
          29611                        360      YES               10 YEARS            FANNIE MAE
          29615                        360      NO                NON-IO              FANNIE MAE
          29681                        360      NO                NON-IO              FANNIE MAE
          30296                        360      YES               10 YEARS            FANNIE MAE
          32244                        360      YES               10 YEARS            FANNIE MAE
          37379                        360      NO                NON-IO              FANNIE MAE
          37343                        360      NO                NON-IO              FANNIE MAE
          37416                        360      NO                NON-IO              FANNIE MAE
          30032                        360      YES               10 YEARS            FANNIE MAE
          29414                        360      NO                NON-IO              FANNIE MAE
          30017                        360      YES               10 YEARS            FANNIE MAE
          32095                        360      YES               10 YEARS            FANNIE MAE
          32218                        360      NO                NON-IO              FANNIE MAE
          30016                        360      YES               10 YEARS            FANNIE MAE
          30012                        360      NO                NON-IO              FANNIE MAE
          30043                        360      NO                NON-IO              FANNIE MAE
          27712                        360      YES               10 YEARS            FANNIE MAE
          33196                        360      YES               10 YEARS            FANNIE MAE
          30349                        360      YES               10 YEARS            FANNIE MAE
          38119                        360      YES               10 YEARS            FANNIE MAE
          30052                        360      YES               10 YEARS            FANNIE MAE
          30349                        360      YES               10 YEARS            FANNIE MAE
          30506                        360      NO                NON-IO              FANNIE MAE
          35802                        360      NO                NON-IO              FANNIE MAE
          30331                        360      YES               10 YEARS            FANNIE MAE
          32128                        360      YES               10 YEARS            FANNIE MAE
          32821                        360      NO                NON-IO              FANNIE MAE
          33323                        360      NO                NON-IO              FANNIE MAE
          37932                        360      NO                NON-IO              FANNIE MAE
          30297                        360      YES               10 YEARS            FANNIE MAE
          30297                        360      YES               10 YEARS            FANNIE MAE
          27616                        360      YES               10 YEARS            FANNIE MAE
          27545                        360      NO                NON-IO              FANNIE MAE
          28409                        360      YES               10 YEARS            FANNIE MAE
          30349                        360      NO                NON-IO              FANNIE MAE
          33629                        360      YES               10 YEARS            FANNIE MAE
          30005                        360      YES               10 YEARS            FANNIE MAE
          32129                        360      NO                NON-IO              FANNIE MAE
          32952                        360      NO                NON-IO              FANNIE MAE
          28804                        360      NO                NON-IO              FANNIE MAE
          30034                        360      YES               10 YEARS            FANNIE MAE
          30224                        360      YES               10 YEARS            FANNIE MAE
          32174                        360      NO                NON-IO              FANNIE MAE
          32176                        360      NO                NON-IO              FANNIE MAE
          35147                        360      YES               10 YEARS            FANNIE MAE
          31419                        360      YES               10 YEARS            FANNIE MAE
          31324                        360      YES               10 YEARS            FANNIE MAE
          34293                        360      NO                NON-IO              FANNIE MAE
          34112                        360      YES               10 YEARS            FANNIE MAE
          30310                        360      YES               10 YEARS            FANNIE MAE
          30312                        360      YES               10 YEARS            FANNIE MAE
          30228                        360      YES               10 YEARS            FANNIE MAE
          30044                        360      NO                NON-IO              FANNIE MAE
          27504                        360      YES               10 YEARS            FANNIE MAE
          33166                        360      YES               10 YEARS            FANNIE MAE
          33182                        360      NO                NON-IO              FANNIE MAE
          28273                        360      NO                NON-IO              FANNIE MAE
          27613                        360      NO                NON-IO              FANNIE MAE
          30519                        360      NO                NON-IO              FANNIE MAE
          37363                        360      NO                NON-IO              FANNIE MAE
          30213                        360      YES               10 YEARS            FANNIE MAE
          31721                        360      NO                NON-IO              FANNIE MAE
          31705                        360      NO                NON-IO              FANNIE MAE
          32606                        360      YES               10 YEARS            FANNIE MAE
          32828                        360      YES               10 YEARS            FANNIE MAE
          30041                        360      YES               10 YEARS            FANNIE MAE
          32765                        360      YES               10 YEARS            FANNIE MAE
          27263                        360      NO                NON-IO              FANNIE MAE
          30215                        360      YES               10 YEARS            FANNIE MAE
          30034                        360      YES               10 YEARS            FANNIE MAE
          30253                        360      YES               10 YEARS            FANNIE MAE
          30043                        360      YES               10 YEARS            FANNIE MAE
          22407                        360      YES               10 YEARS            FANNIE MAE
          33035                        360      YES               10 YEARS            FANNIE MAE
          31005                        360      NO                NON-IO              FANNIE MAE
          32792                        360      YES               10 YEARS            FANNIE MAE
          32792                        360      YES               10 YEARS            FANNIE MAE
          30017                        360      YES               10 YEARS            FANNIE MAE
          33544                        360      YES               10 YEARS            FANNIE MAE
          28262                        360      YES               10 YEARS            FANNIE MAE
          34609                        360      YES               10 YEARS            FANNIE MAE
          32043                        360      YES               10 YEARS            FANNIE MAE
          27514                        360      YES               10 YEARS            FANNIE MAE
          32811                        360      NO                NON-IO              FANNIE MAE
          30064                        360      YES               10 YEARS            FANNIE MAE
          30238                        360      YES               10 YEARS            FANNIE MAE
          30331                        360      NO                NON-IO              FANNIE MAE
          30238                        360      YES               10 YEARS            FANNIE MAE
          28205                        360      YES               10 YEARS            FANNIE MAE
          28110                        360      YES               10 YEARS            FANNIE MAE
          33972                        360      YES               10 YEARS            FANNIE MAE
          30305                        360      YES               10 YEARS            FANNIE MAE
          30276                        360      NO                NON-IO              FANNIE MAE
          30030                        360      YES               10 YEARS            FANNIE MAE
          30315                        360      YES               10 YEARS            FANNIE MAE
          30349                        360      YES               10 YEARS            FANNIE MAE
          30308                        360      NO                NON-IO              FANNIE MAE
          31322                        360      NO                NON-IO              FANNIE MAE
          30032                        360      YES               10 YEARS            FANNIE MAE
          31419                        360      YES               10 YEARS            FANNIE MAE
          30701                        360      YES               10 YEARS            FANNIE MAE
          30034                        360      YES               10 YEARS            FANNIE MAE
          28217                        360      YES               10 YEARS            FANNIE MAE
          30188                        360      YES               10 YEARS            FANNIE MAE
          30043                        360      YES               10 YEARS            FANNIE MAE
          30038                        360      YES               10 YEARS            FANNIE MAE
          32829                        360      YES               10 YEARS            FANNIE MAE
          30082                        360      NO                NON-IO              FANNIE MAE
          30213                        360      YES               10 YEARS            FANNIE MAE
          30349                        360      NO                NON-IO              FANNIE MAE
          29582                        360      YES               10 YEARS            FANNIE MAE
          27511                        360      YES               10 YEARS            FANNIE MAE
          27704                        360      NO                NON-IO              FANNIE MAE
          30281                        360      NO                NON-IO              FANNIE MAE
          33034                        360      YES               10 YEARS            FANNIE MAE
          30253                        360      NO                NON-IO              FANNIE MAE
          30294                        360      YES               10 YEARS            FANNIE MAE
          32967                        360      YES               10 YEARS            FANNIE MAE
          29611                        360      NO                NON-IO              FANNIE MAE
          30575                        360      YES               10 YEARS            FANNIE MAE
          30019                        360      YES               10 YEARS            FANNIE MAE
          30114                        360      YES               10 YEARS            FANNIE MAE
          30034                        360      YES               10 YEARS            FANNIE MAE
          30228                        360      YES               10 YEARS            FANNIE MAE
          30228                        360      YES               10 YEARS            FANNIE MAE
          33155                        360      YES               10 YEARS            FANNIE MAE
          35757                        360      NO                NON-IO              FANNIE MAE
          23608                        360      YES               10 YEARS            FANNIE MAE
          29579                        360      YES               10 YEARS            FANNIE MAE
          20724                        360      YES               10 YEARS            FANNIE MAE
          33570                        360      NO                NON-IO              FANNIE MAE
          29526                        360      NO                NON-IO              FANNIE MAE
          55347                        360      NO                NON-IO              FANNIE MAE
          33610                        360      YES               10 YEARS            FANNIE MAE
          55433                        360      YES               10 YEARS            FANNIE MAE
          89115                        360      NO                NON-IO              FANNIE MAE
          48223                        360      NO                NON-IO              FANNIE MAE
          44112                        360      NO                NON-IO              FANNIE MAE
          44104                        360      NO                NON-IO              FANNIE MAE
          23230                        360      NO                NON-IO              FANNIE MAE
          72762                        360      YES               10 YEARS            FANNIE MAE
          48235                        360      NO                NON-IO              FANNIE MAE
          44833                        360      NO                NON-IO              FANNIE MAE
          44833                        360      NO                NON-IO              FANNIE MAE
          44827                        360      NO                NON-IO              FANNIE MAE
          44827                        360      NO                NON-IO              FANNIE MAE
          44827                        360      NO                NON-IO              FANNIE MAE
          44827                        360      NO                NON-IO              FANNIE MAE
          44833                        360      NO                NON-IO              FANNIE MAE
          06120                        360      YES               10 YEARS            FANNIE MAE
          30228                        360      YES               10 YEARS            FANNIE MAE
          18640                        360      NO                NON-IO              FANNIE MAE
          90650                        360      YES               10 YEARS            FANNIE MAE
          93313                        360      NO                NON-IO              FANNIE MAE
          91384                        360      YES               10 YEARS            FANNIE MAE
          85087                        360      YES               10 YEARS            FANNIE MAE
          98816                        360      YES               10 YEARS            FANNIE MAE
          98531                        360      NO                NON-IO              FANNIE MAE
          98272                        360      NO                NON-IO              FANNIE MAE
          22407                        360      YES               10 YEARS            FANNIE MAE
          23832                        360      NO                NON-IO              FANNIE MAE
          85614                        360      YES               10 YEARS            FANNIE MAE
          80631                        360      YES               10 YEARS            FANNIE MAE
          46219                        360      NO                NON-IO              FANNIE MAE
          60501                        360      NO                NON-IO              FANNIE MAE
          55051                        360      NO                NON-IO              FANNIE MAE
          60618                        360      YES               10 YEARS            FANNIE MAE
          53551                        360      YES               10 YEARS            FANNIE MAE
          55106                        360      YES               10 YEARS            FANNIE MAE
          60097                        360      NO                NON-IO              FANNIE MAE
          55423                        360      YES               10 YEARS            FANNIE MAE
          55119                        360      YES               10 YEARS            FANNIE MAE
          56304                        360      NO                NON-IO              FANNIE MAE
          60453                        360      NO                NON-IO              FANNIE MAE
          32708                        360      YES               10 YEARS            FANNIE MAE
          06106                        360      NO                NON-IO              FANNIE MAE
          32754                        360      NO                NON-IO              FANNIE MAE
          30310                        360      NO                NON-IO              FANNIE MAE
          75061                        360      NO                NON-IO              FANNIE MAE
          38107                        360      NO                NON-IO              FANNIE MAE
          75061                        360      NO                NON-IO              FANNIE MAE
          75061                        360      NO                NON-IO              FANNIE MAE
          75061                        360      NO                NON-IO              FANNIE MAE
          38111                        360      NO                NON-IO              FANNIE MAE
          76110                        360      NO                NON-IO              FANNIE MAE
          76801                        360      NO                NON-IO              FANNIE MAE
          13502                        360      NO                NON-IO              FANNIE MAE
          06052                        360      YES               10 YEARS            FANNIE MAE
          38141                        360      NO                NON-IO              FANNIE MAE
          97071                        360      YES               10 YEARS            FANNIE MAE
          93535                        360      YES               10 YEARS            FANNIE MAE
          95687                        360      YES               10 YEARS            FANNIE MAE
          23223                        360      NO                NON-IO              FANNIE MAE
          90723                        360      YES               10 YEARS            FANNIE MAE
          95377                        360      YES               10 YEARS            FANNIE MAE
          95076                        360      YES               10 YEARS            FANNIE MAE
          93710                        360      YES               10 YEARS            FANNIE MAE
          94806                        360      YES               10 YEARS            FANNIE MAE
          84058                        360      NO                NON-IO              FANNIE MAE
          94565                        360      YES               10 YEARS            FANNIE MAE
          95476                        360      YES               10 YEARS            FANNIE MAE
          92707                        360      YES               10 YEARS            FANNIE MAE
          94533                        360      YES               10 YEARS            FANNIE MAE
          95376                        360      YES               10 YEARS            FANNIE MAE
          87047                        360      NO                NON-IO              FANNIE MAE
          65616                        360      YES               10 YEARS            FANNIE MAE
          37343                        360      YES               10 YEARS            FANNIE MAE
          28206                        360      NO                NON-IO              FANNIE MAE
          27513                        360      YES               10 YEARS            FANNIE MAE
          37086                        360      YES               10 YEARS            FANNIE MAE
          30337                        360      YES               10 YEARS            FANNIE MAE
          42104                        360      NO                NON-IO              FANNIE MAE
          37040                        360      YES               10 YEARS            FANNIE MAE
          33823                        360      YES               10 YEARS            FANNIE MAE
          29406                        360      YES               10 YEARS            FANNIE MAE
          21756                        360      YES               10 YEARS            FANNIE MAE
          92223                        360      YES               10 YEARS            FANNIE MAE
          21740                        360      YES               10 YEARS            FANNIE MAE
          29223                        360      NO                NON-IO              FANNIE MAE
          85236                        360      YES               10 YEARS            FANNIE MAE
          04240                        360      NO                NON-IO              FANNIE MAE
          33823                        360      YES               10 YEARS            FANNIE MAE
          85041                        360      YES               10 YEARS            FANNIE MAE
          33414                        360      YES               10 YEARS            FANNIE MAE
          92595                        360      YES               10 YEARS            FANNIE MAE
          32828                        360      YES               10 YEARS            FANNIE MAE
          85338                        360      YES               10 YEARS            FANNIE MAE
          32832                        360      YES               10 YEARS            FANNIE MAE
          33830                        360      YES               10 YEARS            FANNIE MAE
          85338                        360      YES               10 YEARS            FANNIE MAE
          34668                        360      NO                NON-IO              FANNIE MAE
          98661                        360      YES               10 YEARS            FANNIE MAE
          89074                        360      YES               10 YEARS            FANNIE MAE
          33805                        360      YES               10 YEARS            FANNIE MAE
          93536                        360      NO                NON-IO              FANNIE MAE
          85338                        360      YES               10 YEARS            FANNIE MAE
          33626                        360      YES               10 YEARS            FANNIE MAE
          33309                        360      YES               10 YEARS            FANNIE MAE
          32257                        360      NO                NON-IO              FANNIE MAE
          32159                        360      YES               10 YEARS            FANNIE MAE
          34142                        360      NO                NON-IO              FANNIE MAE
          32803                        360      YES               10 YEARS            FANNIE MAE
          34212                        360      NO                NON-IO              FANNIE MAE
          34224                        360      NO                NON-IO              FANNIE MAE
          33544                        360      NO                NON-IO              FANNIE MAE
          33030                        360      YES               10 YEARS            FANNIE MAE
          34983                        360      YES               10 YEARS            FANNIE MAE
          33544                        360      YES               10 YEARS            FANNIE MAE
          33410                        360      YES               10 YEARS            FANNIE MAE
          33909                        360      YES               10 YEARS            FANNIE MAE
          32065                        360      YES               10 YEARS            FANNIE MAE
          33619                        360      NO                NON-IO              FANNIE MAE
          34736                        360      YES               10 YEARS            FANNIE MAE
          33311                        360      YES               10 YEARS            FANNIE MAE
          33770                        360      NO                NON-IO              FANNIE MAE
          33030                        360      YES               10 YEARS            FANNIE MAE
          33602                        360      NO                NON-IO              FANNIE MAE
          33610                        360      YES               10 YEARS            FANNIE MAE
          33025                        360      YES               10 YEARS            FANNIE MAE
          33314                        360      YES               10 YEARS            FANNIE MAE
          34652                        360      YES               10 YEARS            FANNIE MAE
          33615                        360      YES               10 YEARS            FANNIE MAE
          32826                        360      NO                NON-IO              FANNIE MAE
          34997                        360      NO                NON-IO              FANNIE MAE
          34286                        360      YES               10 YEARS            FANNIE MAE
          34231                        360      YES               10 YEARS            FANNIE MAE
          34207                        360      YES               10 YEARS            FANNIE MAE
          33952                        360      NO                NON-IO              FANNIE MAE
          32757                        360      NO                NON-IO              FANNIE MAE
          33012                        360      YES               10 YEARS            FANNIE MAE
          34210                        360      YES               10 YEARS            FANNIE MAE
          33415                        360      YES               10 YEARS            FANNIE MAE
          32707                        360      YES               10 YEARS            FANNIE MAE
          33193                        360      YES               10 YEARS            FANNIE MAE
          33125                        360      YES               10 YEARS            FANNIE MAE
          33410                        360      NO                NON-IO              FANNIE MAE
          92275                        360      YES               10 YEARS            FANNIE MAE
          92236                        360      YES               10 YEARS            FANNIE MAE
          93307                        360      NO                NON-IO              FANNIE MAE
          92236                        360      YES               10 YEARS            FANNIE MAE
          50317                        360      NO                NON-IO              FANNIE MAE
          80204                        360      YES               10 YEARS            FANNIE MAE
          98684                        360      YES               10 YEARS            FANNIE MAE
          97220                        360      YES               10 YEARS            FANNIE MAE
          97203                        360      YES               10 YEARS            FANNIE MAE
          97233                        360      YES               10 YEARS            FANNIE MAE
          97206                        360      NO                NON-IO              FANNIE MAE
          97123                        360      YES               10 YEARS            FANNIE MAE
          99338                        360      YES               10 YEARS            FANNIE MAE
          99338                        360      YES               10 YEARS            FANNIE MAE
          99337                        360      YES               10 YEARS            FANNIE MAE
          99338                        360      YES               10 YEARS            FANNIE MAE
          97211                        360      NO                NON-IO              FANNIE MAE
          83615                        360      YES               10 YEARS            FANNIE MAE
          97213                        360      NO                NON-IO              FANNIE MAE
          97756                        360      YES               10 YEARS            FANNIE MAE
          83686                        360      YES               10 YEARS            FANNIE MAE
          97304                        360      YES               10 YEARS            FANNIE MAE
          97502                        360      YES               10 YEARS            FANNIE MAE
          98607                        360      YES               10 YEARS            FANNIE MAE
          23832                        360      YES               10 YEARS            FANNIE MAE
          37738                        360      NO                NON-IO              FANNIE MAE
          30034                        360      NO                NON-IO              FANNIE MAE
          30214                        360      YES               10 YEARS            FANNIE MAE
          80227                        360      YES               10 YEARS            FANNIE MAE
          38680                        360      NO                NON-IO              FANNIE MAE
          08360                        360      NO                NON-IO              FANNIE MAE
          37216                        360      NO                NON-IO              FANNIE MAE
          60645                        360      YES               10 YEARS            FANNIE MAE
          55369                        360      YES               10 YEARS            FANNIE MAE
          37909                        360      NO                NON-IO              FANNIE MAE
          30308                        360      YES               10 YEARS            FANNIE MAE
          17602                        360      NO                NON-IO              FANNIE MAE
          80018                        360      YES               10 YEARS            FANNIE MAE
          37216                        360      YES               10 YEARS            FANNIE MAE
          30044                        360      YES               10 YEARS            FANNIE MAE
          49506                        360      NO                NON-IO              FANNIE MAE
          30058                        360      YES               10 YEARS            FANNIE MAE
          38127                        360      NO                NON-IO              FANNIE MAE
          38127                        360      NO                NON-IO              FANNIE MAE
          46112                        360      YES               10 YEARS            FANNIE MAE
          30045                        360      NO                NON-IO              FANNIE MAE
          96080                        360      YES               10 YEARS            FANNIE MAE
          96080                        360      YES               10 YEARS            FANNIE MAE
          30318                        360      YES               10 YEARS            FANNIE MAE
          95682                        360      YES               10 YEARS            FANNIE MAE
          71270                        360      NO                NON-IO              FANNIE MAE
          78232                        360      YES               10 YEARS            FANNIE MAE
          78750                        360      YES               10 YEARS            FANNIE MAE
          78750                        360      YES               10 YEARS            FANNIE MAE
          78750                        360      YES               10 YEARS            FANNIE MAE
          78750                        360      YES               10 YEARS            FANNIE MAE
          89052                        360      YES               10 YEARS            FANNIE MAE
          85383                        360      YES               10 YEARS            FANNIE MAE
          89052                        360      YES               10 YEARS            FANNIE MAE
          85210                        360      YES               10 YEARS            FANNIE MAE
          85306                        360      YES               10 YEARS            FANNIE MAE
          87120                        360      NO                NON-IO              FANNIE MAE
          85260                        360      YES               10 YEARS            FANNIE MAE
          86406                        360      NO                NON-IO              FANNIE MAE
          87107                        360      YES               10 YEARS            FANNIE MAE
          87107                        360      YES               10 YEARS            FANNIE MAE
          87102                        360      NO                NON-IO              FANNIE MAE
          64132                        360      YES               10 YEARS            FANNIE MAE
          89146                        360      YES               10 YEARS            FANNIE MAE
          89031                        360      YES               10 YEARS            FANNIE MAE
          87120                        360      NO                NON-IO              FANNIE MAE
          85248                        360      YES               10 YEARS            FANNIE MAE
          89147                        360      YES               10 YEARS            FANNIE MAE
          87105                        360      NO                NON-IO              FANNIE MAE
          87415                        360      NO                NON-IO              FANNIE MAE
          89178                        360      YES               10 YEARS            FANNIE MAE
          87120                        360      YES               10 YEARS            FANNIE MAE
          89030                        360      YES               10 YEARS            FANNIE MAE
          87120                        360      NO                NON-IO              FANNIE MAE
          87124                        360      NO                NON-IO              FANNIE MAE
          89706                        360      YES               10 YEARS            FANNIE MAE
          89120                        360      YES               10 YEARS            FANNIE MAE
          64138                        360      NO                NON-IO              FANNIE MAE
          87102                        360      NO                NON-IO              FANNIE MAE
          85031                        360      YES               10 YEARS            FANNIE MAE
          89123                        360      YES               10 YEARS            FANNIE MAE
          89074                        360      YES               10 YEARS            FANNIE MAE
          85242                        360      YES               10 YEARS            FANNIE MAE
          89052                        360      YES               10 YEARS            FANNIE MAE
          87112                        360      NO                NON-IO              FANNIE MAE
          87002                        360      NO                NON-IO              FANNIE MAE
          88203                        360      NO                NON-IO              FANNIE MAE
          85023                        360      YES               10 YEARS            FANNIE MAE
          85225                        360      YES               10 YEARS            FANNIE MAE
          85015                        360      YES               10 YEARS            FANNIE MAE
          85712                        360      NO                NON-IO              FANNIE MAE
          89048                        360      NO                NON-IO              FANNIE MAE
          89014                        360      YES               10 YEARS            FANNIE MAE
          85730                        360      YES               10 YEARS            FANNIE MAE
          85022                        360      YES               10 YEARS            FANNIE MAE
          85009                        360      YES               10 YEARS            FANNIE MAE
          66104                        360      NO                NON-IO              FANNIE MAE
          64128                        360      NO                NON-IO              FANNIE MAE
          64152                        360      YES               10 YEARS            FANNIE MAE
          64152                        360      YES               10 YEARS            FANNIE MAE
          64152                        360      YES               10 YEARS            FANNIE MAE
          66104                        360      NO                NON-IO              FANNIE MAE
          66012                        360      NO                NON-IO              FANNIE MAE
          83839                        360      NO                NON-IO              FANNIE MAE
          98133                        360      YES               10 YEARS            FANNIE MAE
          98908                        360      NO                NON-IO              FANNIE MAE
          98930                        360      NO                NON-IO              FANNIE MAE
          92240                        360      YES               10 YEARS            FANNIE MAE
          98208                        360      YES               10 YEARS            FANNIE MAE
          98208                        360      YES               10 YEARS            FANNIE MAE
          98801                        360      YES               10 YEARS            FANNIE MAE
          98902                        360      NO                NON-IO              FANNIE MAE
          59917                        360      NO                NON-IO              FANNIE MAE
          98903                        360      YES               10 YEARS            FANNIE MAE
          98501                        360      YES               10 YEARS            FANNIE MAE
          98409                        360      YES               10 YEARS            FANNIE MAE
          98115                        360      NO                NON-IO              FANNIE MAE
          98258                        360      YES               10 YEARS            FANNIE MAE
          87102                        360      NO                NON-IO              FANNIE MAE
          98902                        360      NO                NON-IO              FANNIE MAE
          98387                        360      NO                NON-IO              FANNIE MAE
          98406                        360      YES               10 YEARS            FANNIE MAE
          98133                        360      YES               10 YEARS            FANNIE MAE
          98290                        360      YES               10 YEARS            FANNIE MAE
          98037                        360      YES               10 YEARS            FANNIE MAE
          98087                        360      YES               10 YEARS            FANNIE MAE
          98087                        360      YES               10 YEARS            FANNIE MAE
          98290                        360      YES               10 YEARS            FANNIE MAE
          29078                        360      NO                NON-IO              FANNIE MAE
          28365                        360      YES               10 YEARS            FANNIE MAE
          28027                        360      NO                NON-IO              FANNIE MAE
          29485                        360      YES               10 YEARS            FANNIE MAE
          27612                        360      YES               10 YEARS            FANNIE MAE
          27592                        360      NO                NON-IO              FANNIE MAE
          40511                        360      YES               10 YEARS            FANNIE MAE
          28206                        360      YES               10 YEARS            FANNIE MAE
          95969                        360      YES               10 YEARS            FANNIE MAE
          92555                        360      YES               10 YEARS            FANNIE MAE
          93930                        360      YES               10 YEARS            FANNIE MAE
          93305                        360      YES               10 YEARS            FANNIE MAE
          93306                        360      YES               10 YEARS            FANNIE MAE
          90008                        360      YES               10 YEARS            FANNIE MAE
          93306                        360      YES               10 YEARS            FANNIE MAE
          92069                        360      YES               10 YEARS            FANNIE MAE
          92056                        360      NO                NON-IO              FANNIE MAE
          91790                        360      YES               10 YEARS            FANNIE MAE
          92104                        360      YES               10 YEARS            FANNIE MAE
          93427                        360      YES               10 YEARS            FANNIE MAE
          93307                        360      YES               10 YEARS            FANNIE MAE
          93308                        360      YES               10 YEARS            FANNIE MAE
          93268                        360      YES               10 YEARS            FANNIE MAE
          93306                        360      NO                NON-IO              FANNIE MAE
          93306                        360      NO                NON-IO              FANNIE MAE
          93215                        360      NO                NON-IO              FANNIE MAE
          91342                        360      YES               10 YEARS            FANNIE MAE
          93307                        360      NO                NON-IO              FANNIE MAE
          93304                        360      YES               10 YEARS            FANNIE MAE
          92592                        360      YES               10 YEARS            FANNIE MAE
          90805                        360      YES               10 YEARS            FANNIE MAE
          90002                        360      YES               10 YEARS            FANNIE MAE
          92071                        360      YES               10 YEARS            FANNIE MAE
          92879                        360      YES               10 YEARS            FANNIE MAE
          93309                        360      YES               10 YEARS            FANNIE MAE
          93203                        360      YES               10 YEARS            FANNIE MAE
          93308                        360      YES               10 YEARS            FANNIE MAE
          93308                        360      YES               10 YEARS            FANNIE MAE
          92104                        360      YES               10 YEARS            FANNIE MAE
          93307                        360      YES               10 YEARS            FANNIE MAE
          90002                        360      YES               10 YEARS            FANNIE MAE
          92084                        360      YES               10 YEARS            FANNIE MAE
          90601                        360      NO                NON-IO              FANNIE MAE
          92555                        360      YES               10 YEARS            FANNIE MAE
          93304                        360      YES               10 YEARS            FANNIE MAE
          92592                        360      YES               10 YEARS            FANNIE MAE
          92236                        360      YES               10 YEARS            FANNIE MAE
          11520                        360      YES               10 YEARS            FANNIE MAE
          06010                        360      NO                NON-IO              FANNIE MAE
          04107                        360      YES               10 YEARS            FANNIE MAE
          04102                        360      NO                NON-IO              FANNIE MAE
          02151                        360      YES               10 YEARS            FANNIE MAE
          04426                        360      NO                NON-IO              FANNIE MAE
          03055                        360      YES               10 YEARS            FANNIE MAE
          01850                        360      NO                NON-IO              FANNIE MAE
          04102                        360      NO                NON-IO              FANNIE MAE
          12182                        360      NO                NON-IO              FANNIE MAE
          01002                        360      NO                NON-IO              FANNIE MAE
          01002                        360      NO                NON-IO              FANNIE MAE
          01562                        360      NO                NON-IO              FANNIE MAE
          01062                        360      NO                NON-IO              FANNIE MAE
          01852                        360      NO                NON-IO              FANNIE MAE
          04210                        360      NO                NON-IO              FANNIE MAE
          04257                        360      YES               10 YEARS            FANNIE MAE
          01844                        360      YES               10 YEARS            FANNIE MAE
          04038                        360      NO                NON-IO              FANNIE MAE
          06850                        360      YES               10 YEARS            FANNIE MAE
          03103                        360      NO                NON-IO              FANNIE MAE
          06040                        360      NO                NON-IO              FANNIE MAE
          19510                        360      YES               10 YEARS            FANNIE MAE
          01801                        360      YES               10 YEARS            FANNIE MAE
          12180                        360      NO                NON-IO              FANNIE MAE
          04105                        360      NO                NON-IO              FANNIE MAE
          06854                        360      YES               10 YEARS            FANNIE MAE
          03110                        360      YES               10 YEARS            FANNIE MAE
          30308                        360      YES               10 YEARS            FANNIE MAE
          30312                        360      YES               10 YEARS            FANNIE MAE
          30033                        360      YES               10 YEARS            FANNIE MAE
          80501                        360      NO                NON-IO              FANNIE MAE
          80015                        360      YES               10 YEARS            FANNIE MAE
          84044                        360      NO                NON-IO              FANNIE MAE
          80223                        360      YES               10 YEARS            FANNIE MAE
          52353                        360      YES               10 YEARS            FANNIE MAE
          52302                        360      YES               10 YEARS            FANNIE MAE
          81004                        360      NO                NON-IO              FANNIE MAE
          81631                        360      YES               10 YEARS            FANNIE MAE
          68152                        360      NO                NON-IO              FANNIE MAE
          80911                        360      YES               10 YEARS            FANNIE MAE
          82331                        360      NO                NON-IO              FANNIE MAE
          80015                        360      NO                NON-IO              FANNIE MAE
          80017                        360      YES               10 YEARS            FANNIE MAE
          55130                        360      YES               10 YEARS            FANNIE MAE
          80017                        360      YES               10 YEARS            FANNIE MAE
          80204                        360      YES               10 YEARS            FANNIE MAE
          80249                        360      YES               10 YEARS            FANNIE MAE
          91711                        360      YES               10 YEARS            FANNIE MAE
          30126                        360      YES               10 YEARS            FANNIE MAE
          30557                        360      NO                NON-IO              FANNIE MAE
          37207                        360      YES               10 YEARS            FANNIE MAE
          60061                        360      NO                NON-IO              FANNIE MAE
          30310                        360      YES               10 YEARS            FANNIE MAE
          37087                        360      YES               10 YEARS            FANNIE MAE
          22911                        360      YES               10 YEARS            FANNIE MAE
          55428                        360      NO                NON-IO              FANNIE MAE
          30519                        360      YES               10 YEARS            FANNIE MAE
          44112                        360      NO                NON-IO              FANNIE MAE
          30040                        360      YES               10 YEARS            FANNIE MAE
          60020                        360      NO                NON-IO              FANNIE MAE
          31750                        360      NO                NON-IO              FANNIE MAE
          30134                        360      YES               10 YEARS            FANNIE MAE
          38108                        360      NO                NON-IO              FANNIE MAE
          57702                        360      YES               10 YEARS            FANNIE MAE
          48221                        360      NO                NON-IO              FANNIE MAE
          18434                        360      NO                NON-IO              FANNIE MAE
          60516                        360      YES               10 YEARS            FANNIE MAE
          44281                        360      NO                NON-IO              FANNIE MAE
          43613                        360      NO                NON-IO              FANNIE MAE
          33897                        360      NO                NON-IO              FANNIE MAE
          92084                        360      YES               10 YEARS            FANNIE MAE
          92115                        360      YES               10 YEARS            FANNIE MAE
          93307                        360      YES               10 YEARS            FANNIE MAE
          23234                        360      YES               10 YEARS            FANNIE MAE
          93304                        360      YES               10 YEARS            FANNIE MAE
          91764                        360      YES               10 YEARS            FANNIE MAE
          18509                        360      NO                NON-IO              FANNIE MAE
          30260                        360      YES               10 YEARS            FANNIE MAE
          30238                        360      YES               10 YEARS            FANNIE MAE
          91345                        360      YES               10 YEARS            FANNIE MAE
          20874                        360      YES               10 YEARS            FANNIE MAE
          55331                        360      YES               10 YEARS            FANNIE MAE
          45424                        360      NO                NON-IO              FANNIE MAE
          30274                        360      YES               10 YEARS            FANNIE MAE
          72058                        360      YES               10 YEARS            FANNIE MAE
          20151                        360      YES               10 YEARS            FANNIE MAE
          31829                        360      YES               10 YEARS            FANNIE MAE
          30344                        360      NO                NON-IO              FANNIE MAE
          30067                        360      YES               10 YEARS            FANNIE MAE
          30080                        360      YES               10 YEARS            FANNIE MAE
          92335                        360      YES               10 YEARS            FANNIE MAE
          30135                        360      YES               10 YEARS            FANNIE MAE
          30135                        360      YES               10 YEARS            FANNIE MAE
          30135                        360      YES               10 YEARS            FANNIE MAE
          80222                        360      NO                NON-IO              FANNIE MAE
          38128                        360      NO                NON-IO              FANNIE MAE
          30238                        360      NO                NON-IO              FANNIE MAE
          49862                        360      NO                NON-IO              FANNIE MAE
          30312                        360      YES               10 YEARS            FANNIE MAE
          93311                        360      YES               10 YEARS            FANNIE MAE
          60411                        360      YES               10 YEARS            FANNIE MAE
          91764                        360      YES               10 YEARS            FANNIE MAE
          90250                        360      YES               10 YEARS            FANNIE MAE
          76180                        360      NO                NON-IO              FANNIE MAE
          97045                        360      YES               10 YEARS            FANNIE MAE
          22407                        360      YES               10 YEARS            FANNIE MAE
          80239                        360      NO                NON-IO              FANNIE MAE
          78233                        360      YES               10 YEARS            FANNIE MAE
          22191                        360      YES               10 YEARS            FANNIE MAE
          72034                        360      YES               10 YEARS            FANNIE MAE
          95358                        360      YES               10 YEARS            FANNIE MAE
          30680                        360      NO                NON-IO              FANNIE MAE
          48101                        360      YES               10 YEARS            FANNIE MAE
          30316                        360      YES               10 YEARS            FANNIE MAE
          30102                        360      YES               10 YEARS            FANNIE MAE
          22191                        360      YES               10 YEARS            FANNIE MAE
          92563                        360      YES               10 YEARS            FANNIE MAE
          29073                        360      YES               10 YEARS            FANNIE MAE
          57703                        360      NO                NON-IO              FANNIE MAE
          30062                        360      YES               10 YEARS            FANNIE MAE
          30004                        360      YES               10 YEARS            FANNIE MAE
          93312                        360      YES               10 YEARS            FANNIE MAE
          30107                        360      NO                NON-IO              FANNIE MAE
          48221                        360      YES               10 YEARS            FANNIE MAE
          39501                        360      NO                NON-IO              FANNIE MAE
          30309                        360      NO                NON-IO              FANNIE MAE
          29501                        360      NO                NON-IO              FANNIE MAE
          49428                        360      NO                NON-IO              FANNIE MAE
          31525                        360      YES               10 YEARS            FANNIE MAE
          61019                        360      NO                NON-IO              FANNIE MAE
          44273                        360      NO                NON-IO              FANNIE MAE
          48198                        360      YES               10 YEARS            FANNIE MAE
          30062                        360      NO                NON-IO              FANNIE MAE
          60305                        360      YES               10 YEARS            FANNIE MAE
          30126                        360      YES               10 YEARS            FANNIE MAE
          55107                        360      YES               10 YEARS            FANNIE MAE
          34715                        360      YES               10 YEARS            FANNIE MAE
          37421                        360      YES               10 YEARS            FANNIE MAE
          92584                        360      YES               10 YEARS            FANNIE MAE
          38116                        360      NO                NON-IO              FANNIE MAE
          30044                        360      YES               10 YEARS            FANNIE MAE
          92551                        360      YES               10 YEARS            FANNIE MAE
          92236                        360      YES               10 YEARS            FANNIE MAE
          57703                        360      NO                NON-IO              FANNIE MAE
          37040                        360      YES               10 YEARS            FANNIE MAE
          23116                        360      YES               10 YEARS            FANNIE MAE
          31419                        360      YES               10 YEARS            FANNIE MAE
          22047                        360      YES               10 YEARS            FANNIE MAE
          29681                        360      YES               10 YEARS            FANNIE MAE
          18509                        360      NO                NON-IO              FANNIE MAE
          95209                        360      YES               10 YEARS            FANNIE MAE
          93304                        360      YES               10 YEARS            FANNIE MAE
          22401                        360      YES               10 YEARS            FANNIE MAE
          50313                        360      NO                NON-IO              FANNIE MAE
          44060                        360      NO                NON-IO              FANNIE MAE
          30016                        360      NO                NON-IO              FANNIE MAE
          30092                        360      YES               10 YEARS            FANNIE MAE
          57719                        360      YES               10 YEARS            FANNIE MAE
          31401                        360      YES               10 YEARS            FANNIE MAE
          52405                        360      NO                NON-IO              FANNIE MAE
          84104                        360      NO                NON-IO              FANNIE MAE
          30041                        360      YES               10 YEARS            FANNIE MAE
          92376                        360      YES               10 YEARS            FANNIE MAE
          21234                        360      NO                NON-IO              FANNIE MAE
          23225                        360      YES               10 YEARS            FANNIE MAE
          48207                        360      NO                NON-IO              FANNIE MAE
          80219                        360      NO                NON-IO              FANNIE MAE
          74104                        360      NO                NON-IO              FANNIE MAE
          72032                        360      NO                NON-IO              FANNIE MAE
          70037                        360      NO                NON-IO              FANNIE MAE
          30311                        360      YES               10 YEARS            FANNIE MAE
          23669                        360      YES               10 YEARS            FANNIE MAE
          30096                        360      YES               10 YEARS            FANNIE MAE
          40245                        360      YES               10 YEARS            FANNIE MAE
          30082                        360      YES               10 YEARS            FANNIE MAE
          80234                        360      NO                NON-IO              FANNIE MAE
          20879                        360      YES               10 YEARS            FANNIE MAE
          80134                        360      YES               10 YEARS            FANNIE MAE
          30052                        360      YES               10 YEARS            FANNIE MAE
          30326                        360      YES               10 YEARS            FANNIE MAE
          30157                        360      YES               10 YEARS            FANNIE MAE
          49014                        360      NO                NON-IO              FANNIE MAE
          72764                        360      YES               10 YEARS            FANNIE MAE
          30019                        360      YES               10 YEARS            FANNIE MAE
          20874                        360      NO                NON-IO              FANNIE MAE
          30032                        360      YES               10 YEARS            FANNIE MAE
          93280                        360      YES               10 YEARS            FANNIE MAE
          30012                        360      YES               10 YEARS            FANNIE MAE
          37803                        360      YES               10 YEARS            FANNIE MAE
          44505                        360      NO                NON-IO              FANNIE MAE
          31052                        360      YES               10 YEARS            FANNIE MAE
          36605                        360      YES               10 YEARS            FANNIE MAE
          36612                        360      YES               10 YEARS            FANNIE MAE
          30045                        360      NO                NON-IO              FANNIE MAE
          30092                        360      YES               10 YEARS            FANNIE MAE
          37221                        360      YES               10 YEARS            FANNIE MAE
          30297                        360      NO                NON-IO              FANNIE MAE
          30135                        360      NO                NON-IO              FANNIE MAE
          30310                        360      YES               10 YEARS            FANNIE MAE
          30296                        360      YES               10 YEARS            FANNIE MAE
          44117                        360      NO                NON-IO              FANNIE MAE
          60637                        360      YES               10 YEARS            FANNIE MAE
          82520                        360      NO                NON-IO              FANNIE MAE
          30316                        360      YES               10 YEARS            FANNIE MAE
          37214                        360      YES               10 YEARS            FANNIE MAE
          31410                        360      NO                NON-IO              FANNIE MAE
          18015                        360      NO                NON-IO              FANNIE MAE
          65202                        360      NO                NON-IO              FANNIE MAE
          65202                        360      NO                NON-IO              FANNIE MAE
          65202                        360      NO                NON-IO              FANNIE MAE
          65202                        360      NO                NON-IO              FANNIE MAE
          30084                        360      YES               10 YEARS            FANNIE MAE
          93307                        360      YES               10 YEARS            FANNIE MAE
          93312                        360      YES               10 YEARS            FANNIE MAE
          95954                        360      YES               10 YEARS            FANNIE MAE
          95954                        360      YES               10 YEARS            FANNIE MAE
          91502                        360      YES               10 YEARS            FANNIE MAE
          93013                        360      YES               10 YEARS            FANNIE MAE
          93535                        360      YES               10 YEARS            FANNIE MAE
          92591                        360      YES               10 YEARS            FANNIE MAE
          90027                        360      YES               10 YEARS            FANNIE MAE
          92653                        360      YES               10 YEARS            FANNIE MAE
          92277                        360      YES               10 YEARS            FANNIE MAE
          90002                        360      YES               10 YEARS            FANNIE MAE
          92553                        360      YES               10 YEARS            FANNIE MAE
          71115                        360      NO                NON-IO              FANNIE MAE
          77479                        360      NO                NON-IO              FANNIE MAE
          23150                        360      YES               10 YEARS            FANNIE MAE
          23223                        360      YES               10 YEARS            FANNIE MAE
          48310                        360      NO                NON-IO              FANNIE MAE
          30114                        360      YES               10 YEARS            FANNIE MAE
          45413                        360      NO                NON-IO              FANNIE MAE
          30083                        360      YES               10 YEARS            FANNIE MAE
          21771                        360      YES               10 YEARS            FANNIE MAE
          30120                        360      YES               10 YEARS            FANNIE MAE
          92021                        360      YES               10 YEARS            FANNIE MAE
          44146                        360      NO                NON-IO              FANNIE MAE
          30290                        360      NO                NON-IO              FANNIE MAE
          18466                        360      NO                NON-IO              FANNIE MAE
          44710                        360      NO                NON-IO              FANNIE MAE
          37421                        360      NO                NON-IO              FANNIE MAE
          55433                        360      YES               10 YEARS            FANNIE MAE
          22193                        360      YES               10 YEARS            FANNIE MAE
          95842                        360      YES               10 YEARS            FANNIE MAE
          80021                        360      YES               10 YEARS            FANNIE MAE
          95660                        360      YES               10 YEARS            FANNIE MAE
          92111                        360      YES               10 YEARS            FANNIE MAE
          92592                        360      YES               10 YEARS            FANNIE MAE
          20003                        360      YES               10 YEARS            FANNIE MAE
          68112                        360      NO                NON-IO              FANNIE MAE
          92509                        360      YES               10 YEARS            FANNIE MAE
          55107                        360      YES               10 YEARS            FANNIE MAE
          73110                        360      NO                NON-IO              FANNIE MAE
          89141                        360      YES               10 YEARS            FANNIE MAE
          93555                        360      YES               10 YEARS            FANNIE MAE
          95206                        360      YES               10 YEARS            FANNIE MAE
          80223                        360      NO                NON-IO              FANNIE MAE
          23607                        360      NO                NON-IO              FANNIE MAE
          32301                        360      NO                NON-IO              FANNIE MAE
          32301                        360      NO                NON-IO              FANNIE MAE
          32301                        360      NO                NON-IO              FANNIE MAE
          64151                        360      YES               10 YEARS            FANNIE MAE
          30088                        360      YES               10 YEARS            FANNIE MAE
          30680                        360      YES               10 YEARS            FANNIE MAE
          21229                        360      NO                NON-IO              FANNIE MAE
          21217                        360      NO                NON-IO              FANNIE MAE
          33470                        360      NO                NON-IO              FANNIE MAE
          60490                        360      YES               10 YEARS            FANNIE MAE
          22407                        360      YES               10 YEARS            FANNIE MAE
          55008                        360      YES               10 YEARS            FANNIE MAE
          55008                        360      YES               10 YEARS            FANNIE MAE
          80227                        360      NO                NON-IO              FANNIE MAE
          30082                        360      YES               10 YEARS            FANNIE MAE
          23111                        360      YES               10 YEARS            FANNIE MAE
          23222                        360      YES               10 YEARS            FANNIE MAE
          30084                        360      YES               10 YEARS            FANNIE MAE
          31904                        360      YES               10 YEARS            FANNIE MAE
          77089                        360      NO                NON-IO              FANNIE MAE
          30004                        360      YES               10 YEARS            FANNIE MAE
          37043                        360      YES               10 YEARS            FANNIE MAE
          55119                        360      YES               10 YEARS            FANNIE MAE
          37912                        360      NO                NON-IO              FANNIE MAE
          37329                        360      NO                NON-IO              FANNIE MAE
          93720                        360      YES               10 YEARS            FANNIE MAE
          80129                        360      YES               10 YEARS            FANNIE MAE
          33611                        360      YES               10 YEARS            FANNIE MAE
          34736                        360      YES               10 YEARS            FANNIE MAE
          32829                        360      YES               10 YEARS            FANNIE MAE
          33062                        360      YES               10 YEARS            FANNIE MAE
          18411                        360      NO                NON-IO              FANNIE MAE
          07083                        360      YES               10 YEARS            FANNIE MAE
          63366                        360      YES               10 YEARS            FANNIE MAE
          75241                        360      NO                NON-IO              FANNIE MAE
          07018                        360      YES               10 YEARS            FANNIE MAE
          23669                        360      YES               10 YEARS            FANNIE MAE
          63028                        360      NO                NON-IO              FANNIE MAE
          23456                        360      YES               10 YEARS            FANNIE MAE
          77386                        360      NO                NON-IO              FANNIE MAE
          23228                        360      NO                NON-IO              FANNIE MAE
          76112                        360      YES               10 YEARS            FANNIE MAE
          30318                        360      YES               10 YEARS            FANNIE MAE
          11421                        360      YES               10 YEARS            FANNIE MAE
          28409                        360      YES               10 YEARS            FANNIE MAE
          68117                        360      NO                NON-IO              FANNIE MAE
          70301                        360      NO                NON-IO              FANNIE MAE
          65804                        360      NO                NON-IO              FANNIE MAE
          97233                        360      YES               10 YEARS            FANNIE MAE
          11946                        360      YES               10 YEARS            FANNIE MAE
          34134                        360      YES               10 YEARS            FANNIE MAE
          59714                        360      YES               10 YEARS            FANNIE MAE
          53150                        360      NO                NON-IO              FANNIE MAE
          63117                        360      NO                NON-IO              FANNIE MAE
          22963                        360      NO                NON-IO              FANNIE MAE
          83669                        360      YES               10 YEARS            FANNIE MAE
          40508                        360      NO                NON-IO              FANNIE MAE
          93703                        360      NO                NON-IO              FANNIE MAE
          23075                        360      YES               10 YEARS            FANNIE MAE
          74074                        360      NO                NON-IO              FANNIE MAE
          75149                        360      NO                NON-IO              FANNIE MAE
          11203                        360      YES               10 YEARS            FANNIE MAE
          69301                        360      NO                NON-IO              FANNIE MAE
          49052                        360      NO                NON-IO              FANNIE MAE
          93436                        360      YES               10 YEARS            FANNIE MAE
          92410                        360      YES               10 YEARS            FANNIE MAE
          43230                        360      YES               10 YEARS            FANNIE MAE
          21227                        360      YES               10 YEARS            FANNIE MAE
          92557                        360      YES               10 YEARS            FANNIE MAE
          98661                        360      YES               10 YEARS            FANNIE MAE
          11950                        360      NO                NON-IO              FANNIE MAE
          04605                        360      NO                NON-IO              FANNIE MAE
          43040                        360      NO                NON-IO              FANNIE MAE
          20877                        360      YES               10 YEARS            FANNIE MAE
          01840                        360      YES               10 YEARS            FANNIE MAE
          70454                        360      YES               10 YEARS            FANNIE MAE
          65807                        360      NO                NON-IO              FANNIE MAE
          77478                        360      NO                NON-IO              FANNIE MAE
          22454                        360      NO                NON-IO              FANNIE MAE
          22454                        360      NO                NON-IO              FANNIE MAE
          07480                        360      YES               10 YEARS            FANNIE MAE
          41001                        360      YES               10 YEARS            FANNIE MAE
          01569                        360      YES               10 YEARS            FANNIE MAE
          78233                        360      NO                NON-IO              FANNIE MAE
          89141                        360      YES               10 YEARS            FANNIE MAE
          34606                        360      NO                NON-IO              FANNIE MAE
          29063                        360      NO                NON-IO              FANNIE MAE
          23228                        360      YES               10 YEARS            FANNIE MAE
          97203                        360      YES               10 YEARS            FANNIE MAE
          20774                        360      YES               10 YEARS            FANNIE MAE
          20708                        360      YES               10 YEARS            FANNIE MAE
          21231                        360      YES               10 YEARS            FANNIE MAE
          23453                        360      YES               10 YEARS            FANNIE MAE
          89122                        360      YES               10 YEARS            FANNIE MAE
          93555                        360      NO                NON-IO              FANNIE MAE
          35242                        360      NO                NON-IO              FANNIE MAE
          03102                        360      YES               10 YEARS            FANNIE MAE
          87120                        360      YES               10 YEARS            FANNIE MAE
          85310                        360      YES               10 YEARS            FANNIE MAE
          08629                        360      NO                NON-IO              FANNIE MAE
          87108                        360      NO                NON-IO              FANNIE MAE
          97426                        360      NO                NON-IO              FANNIE MAE
          84074                        360      YES               10 YEARS            FANNIE MAE
          23666                        360      YES               10 YEARS            FANNIE MAE
          07734                        360      NO                NON-IO              FANNIE MAE
          93230                        360      YES               10 YEARS            FANNIE MAE
          85388                        360      YES               10 YEARS            FANNIE MAE
          06512                        360      YES               10 YEARS            FANNIE MAE
          05446                        360      NO                NON-IO              FANNIE MAE
          01571                        360      YES               10 YEARS            FANNIE MAE
          30252                        360      NO                NON-IO              FANNIE MAE
          30087                        360      YES               10 YEARS            FANNIE MAE
          83686                        360      NO                NON-IO              FANNIE MAE
          76039                        360      YES               10 YEARS            FANNIE MAE
          23453                        360      YES               10 YEARS            FANNIE MAE
          36830                        360      NO                NON-IO              FANNIE MAE
          53222                        360      YES               10 YEARS            FANNIE MAE
          23222                        360      YES               10 YEARS            FANNIE MAE
          20016                        360      YES               10 YEARS            FANNIE MAE
          36801                        360      YES               10 YEARS            FANNIE MAE
          23456                        360      NO                NON-IO              FANNIE MAE
          85016                        360      NO                NON-IO              FANNIE MAE
          22974                        360      YES               10 YEARS            FANNIE MAE
          58201                        360      NO                NON-IO              FANNIE MAE
          68154                        360      NO                NON-IO              FANNIE MAE
          23518                        360      YES               10 YEARS            FANNIE MAE
          28277                        360      YES               10 YEARS            FANNIE MAE
          78745                        360      NO                NON-IO              FANNIE MAE
          77429                        360      NO                NON-IO              FANNIE MAE
          98405                        360      NO                NON-IO              FANNIE MAE
          80021                        360      YES               10 YEARS            FANNIE MAE
          06605                        360      NO                NON-IO              FANNIE MAE
          53143                        360      NO                NON-IO              FANNIE MAE
          23434                        360      YES               10 YEARS            FANNIE MAE
          35023                        360      NO                NON-IO              FANNIE MAE
          30215                        360      YES               10 YEARS            FANNIE MAE
          04234                        360      NO                NON-IO              FANNIE MAE
          20886                        360      YES               10 YEARS            FANNIE MAE
          68130                        360      NO                NON-IO              FANNIE MAE
          23434                        360      YES               10 YEARS            FANNIE MAE
          21555                        360      NO                NON-IO              FANNIE MAE
          29708                        360      YES               10 YEARS            FANNIE MAE
          08302                        360      NO                NON-IO              FANNIE MAE
          34759                        360      NO                NON-IO              FANNIE MAE
          08360                        360      NO                NON-IO              FANNIE MAE
          20782                        360      YES               10 YEARS            FANNIE MAE
          29582                        360      NO                NON-IO              FANNIE MAE
          01543                        360      YES               10 YEARS            FANNIE MAE
          33913                        360      NO                NON-IO              FANNIE MAE
          20705                        360      YES               10 YEARS            FANNIE MAE
          04957                        360      NO                NON-IO              FANNIE MAE
          76578                        360      NO                NON-IO              FANNIE MAE
          38866                        360      NO                NON-IO              FANNIE MAE
          06513                        360      NO                NON-IO              FANNIE MAE
          06610                        360      NO                NON-IO              FANNIE MAE
          22630                        360      YES               10 YEARS            FANNIE MAE
          20905                        360      YES               10 YEARS            FANNIE MAE
          23231                        360      YES               10 YEARS            FANNIE MAE
          76033                        360      NO                NON-IO              FANNIE MAE
          20772                        360      YES               10 YEARS            FANNIE MAE
          20785                        360      YES               10 YEARS            FANNIE MAE
          89052                        360      YES               10 YEARS            FANNIE MAE
          83607                        360      YES               10 YEARS            FANNIE MAE
          21061                        360      YES               10 YEARS            FANNIE MAE
          04924                        360      NO                NON-IO              FANNIE MAE
          85015                        360      NO                NON-IO              FANNIE MAE
          76180                        360      NO                NON-IO              FANNIE MAE
          85382                        360      YES               10 YEARS            FANNIE MAE
          20712                        360      NO                NON-IO              FANNIE MAE
          38002                        360      YES               10 YEARS            FANNIE MAE
          20783                        360      YES               10 YEARS            FANNIE MAE
          97305                        360      NO                NON-IO              FANNIE MAE
          24502                        360      NO                NON-IO              FANNIE MAE
          84003                        360      YES               10 YEARS            FANNIE MAE
          22204                        360      NO                NON-IO              FANNIE MAE
          17222                        360      YES               10 YEARS            FANNIE MAE
          20783                        360      YES               10 YEARS            FANNIE MAE
          23509                        360      NO                NON-IO              FANNIE MAE
          22003                        360      YES               10 YEARS            FANNIE MAE
          22827                        360      NO                NON-IO              FANNIE MAE
          93291                        360      NO                NON-IO              FANNIE MAE
          07060                        360      YES               10 YEARS            FANNIE MAE
          20853                        360      NO                NON-IO              FANNIE MAE
          20832                        360      YES               10 YEARS            FANNIE MAE
          22405                        360      YES               10 YEARS            FANNIE MAE
          20710                        360      YES               10 YEARS            FANNIE MAE
          28215                        360      NO                NON-IO              FANNIE MAE
          30310                        360      YES               10 YEARS            FANNIE MAE
          04401                        360      NO                NON-IO              FANNIE MAE
          02130                        360      YES               10 YEARS            FANNIE MAE
          48371                        360      NO                NON-IO              FANNIE MAE
          20020                        360      YES               10 YEARS            FANNIE MAE
          97267                        360      YES               10 YEARS            FANNIE MAE
          20783                        360      YES               10 YEARS            FANNIE MAE
          87144                        360      YES               10 YEARS            FANNIE MAE
          27371                        360      YES               10 YEARS            FANNIE MAE
          93611                        360      YES               10 YEARS            FANNIE MAE
          04252                        360      NO                NON-IO              FANNIE MAE
          93618                        360      NO                NON-IO              FANNIE MAE
          35209                        360      YES               10 YEARS            FANNIE MAE
          36542                        360      YES               10 YEARS            FANNIE MAE
          35127                        360      YES               10 YEARS            FANNIE MAE
          20011                        360      YES               10 YEARS            FANNIE MAE
          32401                        360      NO                NON-IO              FANNIE MAE
          08021                        360      NO                NON-IO              FANNIE MAE
          20784                        360      YES               10 YEARS            FANNIE MAE
          30507                        360      YES               10 YEARS            FANNIE MAE
          20743                        360      YES               10 YEARS            FANNIE MAE
          45238                        360      NO                NON-IO              FANNIE MAE
          20170                        360      YES               10 YEARS            FANNIE MAE
          95351                        360      YES               10 YEARS            FANNIE MAE
          08081                        360      NO                NON-IO              FANNIE MAE
          20716                        360      YES               10 YEARS            FANNIE MAE
          20743                        360      NO                NON-IO              FANNIE MAE
          83642                        360      YES               10 YEARS            FANNIE MAE
          75056                        360      NO                NON-IO              FANNIE MAE
          93235                        360      YES               10 YEARS            FANNIE MAE
          20745                        360      YES               10 YEARS            FANNIE MAE
          20743                        360      YES               10 YEARS            FANNIE MAE
          90241                        360      NO                NON-IO              FANNIE MAE
          20783                        360      YES               10 YEARS            FANNIE MAE
          21226                        360      YES               10 YEARS            FANNIE MAE
          22041                        360      YES               10 YEARS            FANNIE MAE
          20111                        360      YES               10 YEARS            FANNIE MAE

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        C

      

      FORM
        OF
        TRANSFER AFFIDAVIT

      

      Affidavit
        pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended,
        and for other purposes 

      

      
        	
                STATE
                  OF_____________

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF___________

              	
                )

              	 

      

      

      [NAME
        OF
        OFFICER], being first duly sworn, deposes and says:

       

      1. That
        he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings
        institution] [corporation] duly organized and existing under the laws of
        [the
        State of _____] [the United States], on behalf of which he makes this
        affidavit.

       

      2. That
        (i)
        the Investor is not a “disqualified organization” as defined in Section
        860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), and
        will not be a disqualified organization as of [Closing Date] [date of purchase];
        (ii) it is not acquiring the Bear Stearns Asset-Backed Securities I LLC
        Asset-Backed Certificates, Series 2006- ST1, Class R-[__] Certificates (the
        “Residual Certificates”) for the account of a disqualified organization; (iii)
        it consents to any amendment of the Pooling and Servicing Agreement that
        shall
        be deemed necessary by Bear Stearns Asset Backed Securities I LLC (upon advice
        of counsel) to constitute a reasonable arrangement to ensure that the Residual
        Certificates will not be owned directly or indirectly by a disqualified
        organization; and (iv) it will not transfer such Residual Certificates unless
        (a) it has received from the transferee an affidavit in substantially the
        same
        form as this affidavit containing these same four representations and (b)
        as of
        the time of the transfer, it does not have actual knowledge that such affidavit
        is false.

       

      3. That
        the
        Investor is one of the following: (i) a citizen or resident of the United
        States, (ii) a corporation or partnership (including an entity treated as
        a
        corporation or partnership for federal income tax purposes) created or organized
        in, or under the laws of, the United States or any state thereof or the District
        of Columbia (except, in the case of a partnership, to the extent provided
        in
        regulations), provided that no partnership or other entity treated as a
        partnership for United States federal income tax purposes shall be treated
        as a
        United States Person unless all persons that own an interest in such partnership
        either directly or through any entity that is not a corporation for United
        States federal income tax purposes are United States Persons, (iii) an estate
        whose income is subject to United States federal income tax regardless of
        its
        source, or (iv) a trust other than a Aforeign
        trust,@
        as
        defined in Section 7701 (a)(31) of the Code.

       

      4. That
        the
        Investor’s taxpayer identification number is
        ______________________.

       

      5. That
        no
        purpose of the acquisition of the Residual Certificates is to avoid or impede
        the assessment or collection of tax.

       

      6. That
        the
        Investor understands that, as the holder of the Residual Certificates, the
        Investor may incur tax liabilities in excess of any cash flows generated
        by such
        Residual Certificates.

       

      7. That
        the
        Investor intends to pay taxes associated with holding the Residual Certificates
        as they become due.

       

      IN
        WITNESS WHEREOF, the Investor has caused this instrument to be executed on
        its
        behalf, pursuant to authority of its Board of Directors, by its [Title of
        Officer] this ____ day of _________, 20__.

       

      

      
        	 	 	 	 	 	 	 	
                [NAME
                  OF INVESTOR]

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	
                [Name
                  of Officer]

              
	 	 	 	 	 	 	 	
                [Title
                  of Officer]

              
	 	 	 	 	 	 	 	
                [Address
                  of Investor for receipt of distributions]

              
	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                Address
                  of Investor for receipt of tax
                  information:

              

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      Personally
        appeared before me the above-named [Name of Officer], known or proved to
        me to
        be the same person who executed the foregoing instrument and to be the [Title
        of
        Officer] of the Investor, and acknowledged to me that he/she executed the
        same
        as his/her free act and deed and the free act and deed of the
        Investor.

      

      Subscribed
        and sworn before me this ___ day of _________, 20___.

      

      NOTARY
        PUBLIC

      

      COUNTY
        OF

      

      STATE
        OF

      

      

      My
        commission expires the ___ day of ___________________, 20___.

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        D

       

      FORM
        OF
        TRANSFEROR CERTIFICATE

       

      ______________,200___

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

       

      Wells
        Fargo Bank, National Association

      Sixth
        Street and Marquette Avenue

      Minneapolis,
        MN 55479

      

       

      Attention:
        Bear Stearns Asset Backed Securities I Trust 2006-ST1

       

      
        	
                Re:

              	
                Bear
                  Stearns Asset Backed Securities I LLC Asset-Backed Certificates,
                  Series
                  2006-ST1, Class__

              

      

      Ladies
        and Gentlemen:

       

      In
        connection with the sale by ___________ (the “Seller”) to ________ (the
“Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed
        Certificates, Series 2006-ST1, Class _____ (the “Certificates”), issued pursuant
        to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”),
        dated as of October 1, 2006, among Bear Stearns Asset-Backed Securities I
        LLC,
        as depositor (the “Depositor”), Wells Fargo Bank, National Association, as
        master servicer and securities administrator, and U.S. Bank National
        Association, as trustee (the “Trustee”). The Seller hereby certifies, represents
        and warrants to, a covenants with, the Depositor, the Certificate Registrar
        and
        the Trustee that:

       

      Neither
        the Seller nor anyone acting on its behalf has (a) offered, pledged, sold,
        disposed of or otherwise transferred any Certificate, any interest in any
        Certificate or any other similar security to any person in any manner, (b)
        has
        solicited any offer to buy or to accept a pledge, disposition or other transfer
        of any Certificate, any interest in any Certificate or any other similar
        security from any person in any manner, (c) has otherwise approached or
        negotiated with respect to any Certificate, any interest in any Certificate
        or
        any other similar security with any person in any manner, (d) has made any
        general solicitation by means of general advertising or in any other manner,
        or
        (e) has taken any other action, that (as to any of (a) through (e) above)
        would
        constitute a distribution of the Certificates under the Securities Act of
        1933
        (the “Act”), that would render the disposition of any Certificate a violation of
        Section 5 of the Act or any state securities law, or that would require
        registration or qualification pursuant thereto. The Seller will not act in
        any
        manner set forth in the foregoing sentence with respect to any Certificate.
        The
        Seller has not and will not sell or otherwise transfer any of the Certificates,
        except in compliance with the provisions of the Pooling and Servicing
        Agreement.

       

      

      
        	 	 	 	 	 	 	 	
                Very
                  truly yours,

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                (Seller)

              	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	
                Name:

              	 
	 	 	 	 	 	 	 	
                Title:

              	 

      

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        E

       

      FORM
        OF
        INVESTMENT LETTER (NON-RULE 144A)

       

      [Date]

       

      [SELLER]

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

       

      Wells
        Fargo Bank, National Association

      Sixth
        Street and Marquette Avenue

      Minneapolis,
        MN 55479

       

      
        	 	
                Re:

              	
                Bear
                  Stearns Asset Backed Securities I Trust 2006-ST1, Asset-Backed
                  Certificates, Series 2006-ST1 (the “Certificates”), including the Class
                  [__] Certificates (the “Privately Offered
                  Certificates”)

              

      

      

      Dear
        Ladies and Gentlemen:

       

      In
        connection with our purchase of Privately Offered Certificates, we confirm
        that:

      

      
        	 	
                (i)

              	
                we
                  understand that the Privately Offered Certificates are not being
                  registered under the Securities Act of 1933, as amended (the “Act”) or any
                  applicable state securities or “Blue Sky” laws, and are being sold to us
                  in a transaction that is exempt from the registration requirements
                  of such
                  laws;

              

      

       

      
        	 	
                (ii)

              	
                any
                  information we desired concerning the Certificates, including the
                  Privately Offered Certificates, the trust in which the Certificates
                  represent the entire beneficial ownership interest (the “Trust”) or any
                  other matter we deemed relevant to our decision to purchase Privately
                  Offered Certificates has been made available to
                  us;

              

      

       

      
        	 	
                (iii)

              	
                we
                  are able to bear the economic risk of investment in Privately Offered
                  Certificates; we are an institutional “accredited investor” as defined in
                  Section 501(a) of Regulation D promulgated under the Act and a
                  sophisticated institutional
                  investor;

              

      

       

      
        	 	
                (iv)

              	
                we
                  are acquiring Privately Offered Certificates for our own account,
                  not as
                  nominee for any other person, and not with a present view to any
                  distribution or other disposition of the Privately Offered
                  Certificates;

              

      

       

      
        	 	
                (v)

              	
                we
                  agree the Privately Offered Certificates must be held indefinitely
                  by us
                  (and may not be sold, pledged, hypothecated or in any way disposed
                  of)
                  unless subsequently registered under the Act and any applicable
                  state
                  securities or “Blue Sky” laws or an exemption from the registration
                  requirements of the Act and any applicable state securities or
“Blue Sky”
                  laws is available;

              

      

       

      
        	 	
                (vi)

              	
                we
                  agree that in the event that at some future time we wish to dispose
                  of or
                  exchange any of the Privately Offered Certificates (such disposition
                  or
                  exchange not being currently foreseen or contemplated), we will
                  not
                  transfer or exchange any of the Privately Offered Certificates
                  unless:

              

      

       

      (A)
        (1)
        the sale is to an Eligible Purchaser (as defined below), (2) if required
        by the
        Pooling and Servicing Agreement (as defined below) a letter to substantially
        the
        same effect as either this letter or, if the Eligible Purchaser is a Qualified
        Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A
        and
        Related Matters Certificate in the form attached to the Pooling and Servicing
        Agreement (as defined below) (or such other documentation as may be acceptable
        to the Securities Administrator) is executed promptly by the purchaser and
        delivered to the addressees hereof and (3) all offers or solicitations in
        connection with the sale, whether directly or through any agent acting on
        our
        behalf, are limited only to Eligible Purchasers and are not made by means
        of any
        form of general solicitation or general advertising whatsoever; and

       

      (B)
        if
        the Privately Offered Certificate is not registered under the Act (as to
        which
        we acknowledge you have no obligation), the Privately Offered Certificate
        is
        sold in a transaction that does not require registration under the Act and
        any
        applicable state securities or “blue sky” laws and, if Wells Fargo Bank National
        Association (the “Securities Administrator”) so requests, a satisfactory Opinion
        of Counsel is furnished to such effect, which Opinion of Counsel shall be
        an
        expense of the transferor or the transferee;

       

      
        	 	
                (vii)

              	
                we
                  agree to be bound by all of the terms (including those relating
                  to
                  restrictions on transfer) of the Pooling and Servicing, pursuant
                  to which
                  the Trust was formed; we have reviewed carefully and understand
                  the terms
                  of the Pooling and Servicing
                  Agreement;

              

      

       

      
        	 	
                (viii)

              	
                we
                  either: (i) are not acquiring the Privately Offered Certificate
                  directly
                  or indirectly by, or on behalf of, an employee benefit plan or
                  other
                  retirement arrangement which is subject to Title I of the Employee
                  Retirement Income Security Act of 1974, as amended, and/or section
                  4975 of
                  the Internal Revenue Code of 1986, as amended, or (ii) in the case
                  of the
                  Privately Offered Certificates, have provided the Opinion of Counsel
                  required by the Agreement,
                  or (iii) in the case of the Class B-4 Certificates, are providing
                  a
                  representation to the effect that the proposed transfer and holding
                  of
                  such Certificate and servicing, management and operation of the
                  Trust and
                  its assets: (I) will not result in any prohibited transaction which
                  is not
                  covered under Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE
                  91-38, PTCE 90-1, PTCE 95-60, PTCE 96-23 and (II) will not give
                  rise to
                  any additional obligations on the part of the Depositor, the Master
                  Servicer, the Securities Administrator or the
                  Trustee.

              

      

       

      (ix)             
         We
        understand that each of the Privately Offered Certificate bears, and will
        continue to bear, a legend to substantiate the following effect: THIS
        CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
        ACT OF
        1933, AS AMENDED (THE “ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER
        HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY
        BE
        REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH
        THE
        ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE
        ACT
        (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED
        INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR
        ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER
        HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER
        IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM
        REGISTRATION PROVIDED BY RULE 144 UNDER THE ACT (IF AVAILABLE) OR (3) IN
        CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING
        THEREOF IN RULE 501(a)(1), (2),(3) OR (7) (OR ANY ENTITY IN WHICH ALL OF
        THE
        EQUITY HOLDERS COME WITHIN SUCH PARAGRAPHS) OF REGULATION D UNDER THE ACT
        PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE ACT, SUBJECT TO (A) THE
        RECEIPT BY THE SECURITIES ADMINISTRATOR OF A LETTER SUBSTANTIALLY IN THE
        FORM
        PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE SECURITIES ADMINISTRATOR
        OF
        AN OPINION OF COUNSEL AS TO COMPLIANCE WITH ALL APPLICABLE SECURITIES LAWS
        OF
        THE UNITED STATES. [In
        the
        case of the Class B-4 Certificates]: THIS
        CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF,
        AN
        EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO
        TITLE
        I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR
        SECTION
        4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE
        CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE
        AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS:
        (I)
        WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER
        AN
        INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT
        LIMITED
        TO, PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, PTCE 91-38, PTCE
        90-1, PTCE 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL
        OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE SECURITIES ADMINISTRATOR, THE
        MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER
        OF
        A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE, OR PROVIDES AN OPINION
        OF
        COUNSEL TO SUCH EFFECT. [In
        the
        case of the Class C Certificates]:
        NO TRANSFER OF THIS CERTIFICATE SHALL BE MADE TO ANY PERSON, UNLESS THE
        TRANSFEREE PROVIDES EITHER (I) A CERTIFICATION PURSUANT TO SECTION 6.02(b)
        OF
        THE AGREEMENT OR (II) AN OPINION OF COUNSEL PURSUANT TO 6.02(b) OF THE
        AGREEMENT, SATISFACTORY TO THE SECURITIES ADMINISTRATOR THAT THE PURCHASE
        AND
        HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT
        CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION
        406
        OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR
        SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER,
        THE
        SECURITIES ADMINISTRATOR, OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY
        IN
        ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.

      

      [For
        Class B-4] [NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL
        NOT BE
        REQUIRED WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY,
        OR
        FOR ANY SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE
        IS A BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED
        TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE
        (OR
        INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER”
WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.]

      

      “Eligible
        Purchaser” means a corporation, partnership or other entity which we have
        reasonable grounds to believe and do believe (i) can make representations
        with
        respect to itself to substantially the same effect as the representations
        set
        forth herein, and (ii) is either a Qualified Institutional Buyer as defined
        under Rule 144A of the Act or an institutional “Accredited Investor” as defined
        under Rule 501 of the Act.

      

      Terms
        not
        otherwise defined herein shall have the meanings assigned to them in the
        Pooling
        and Servicing Agreement, dated as of October 1, 2006 (the “Pooling and Servicing
        Agreement”), among Bear Stearns Asset Backed Securities I LLC, as depositor,
        U.S. Bank National Association, as trustee and Wells Fargo Bank, National
        Association, as master servicer and securities administrator.

      

      If
        the
        Purchaser proposes that its Certificates be registered in the name of a nominee
        on its behalf, the Purchaser has identified such nominee below, and has caused
        such nominee to complete the Nominee Acknowledgment at the end of this
        letter.

      

      Name
        of
        Nominee (if any): ________________

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      IN
        WITNESS WHEREOF, this document has been executed by the undersigned who is
        duly
        authorized to do so on behalf of the undersigned Eligible Purchaser on the
        ___
        day of ________, 20___.

       

      
        	 	 	 	 	 	 	 	
                Very
                  truly yours,

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                [PURCHASER]

              	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Authorized
                  Officer)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                [By:

              	 
	 	 	 	 	 	 	 	 	
                Attorney-in-fact]

              

      

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      Nominee
        Acknowledgment

       

      The
        undersigned hereby acknowledges and agrees that as to the Certificates being
        registered in its name, the sole beneficial owner thereof is and shall be
        the
        Purchaser identified above, for whom the undersigned is acting as
        nominee.

       

      
        	 	 	 	 	 	 	 	
                [NAME
                  OF NOMINEE]

              	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Authorized
                  Officer)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                [By:

              	 
	 	 	 	 	 	 	 	 	
                Attorney-in-fact]

              

      

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        F

       

      FORM
        OF
        RULE 144A AND RELATED MATTERS CERTIFICATE

       

      [SELLER]

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

       

      Wells
        Fargo Bank, National Association

      Sixth
        Street and Marquette Avenue

      Minneapolis,
        MN 55479

       

      
        	 	
                Re:

              	
                Bear
                  Stearns Asset Backed Securities I Trust 2006-ST1, Asset-Backed
                  Certificates, Series 2006-ST1 (the “Certificates”), including the Class
                  [__] Certificates (the “Privately Offered
                  Certificates”)

              

      

      

       

      Dear
        Ladies and Gentlemen:

       

      In
        connection with our purchase of Privately Offered Certificates, the undersigned
        certifies to each of the parties to whom this letter is addressed that it
        is a
        qualified institutional buyer (as defined in Rule 144A under the Securities
        Act
        of 1933, as amended (the “Act”)) as follows:

       

      
        	1.  	
                It
                  owned and/or invested on a discretionary basis eligible securities
                  (excluding affiliate’s securities, bank deposit notes and CD’s, loan
                  participations, repurchase agreements, securities owned but subject
                  to a
                  repurchase agreement and swaps), as described
                  below:

              

      

       

      Date:
        ______________, 20__ (must be on or after the close of its most recent fiscal
        year) 

       

      Amount:
        $
        _____________________; and

       

      
        	2.  	
                The
                  dollar amount set forth above is:

              

      

       

      
        	 	
                a.

              	
                greater
                  than $100 million and the undersigned is one of the following
                  entities:

              

      

       

      
        	
                (x)

              	
                [_]

              	
                an
                  insurance company as defined in Section 2(13) of the Act1 ;
                  or 

              
	 	 	 
	
                (y)

              	
                [_]

              	
                an
                  investment company registered under the Investment Company Act
                  or any
                  business development company as defined in Section 2(a)(48) of
                  the
                  Investment Company Act of 1940; or

              
	 	 	 
	
                (z)

              	
                [_]

              	
                a
                  Small Business Investment Company licensed by the U.S. Small Business
                  Administration under Section 301(c) or (d) of the Small Business
                  Investment Act of 1958; or

              
	 	 	 
	
                (aa)

              	
                [_]

              	
                a
                  plan (i) established and maintained by a state, its political
                  subdivisions, or any agency or instrumentality of a state or its
                  political
                  subdivisions, the laws of which permit the purchase of securities
                  of this
                  type, for the benefit of its employees and (ii) the governing investment
                  guidelines of which permit the purchase of securities of this type;
                  or

              
	 	 	 
	
                (bb)

              	
                [_]

              	
                a
                  business development company as defined in Section 202(a)(22) of
                  the
                  Investment Advisers Act of 1940; or

              
	 	 	 
	
                (cc)

              	
                [_]

              	
                a
                  corporation (other than a U.S. bank, savings and loan association
                  or
                  equivalent foreign institution), partnership, Massachusetts or
                  similar
                  business trust, or an organization described in Section 501(c)(3)
                  of the
                  Internal Revenue Code; or

              
	 	 	 
	
                (dd)

              	
                [_]

              	
                a
                  U.S. bank, savings and loan association or equivalent foreign institution,
                  which has an audited net worth of at least $25 million as demonstrated
                  in
                  its latest annual financial statements; or

              
	 	 	 
	
                (ee)

              	
                [_]

              	
                an
                  investment adviser registered under the Investment Advisers Act;
                  or

              

      

       

      

      
        
          	1	
                  A
                    purchase by an insurance company for one or more of its separate
                    accounts,
                    as defined by Section 2(a)(37) of the Investment Company Act
                    of 1940,
                    which are neither registered nor required to be registered thereunder,
                    shall be deemed to be a purchase for the account of such insurance
                    company. 

                

        

      

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

       

      
        	
                b.

              	
                [_]

              	
                greater
                  than $10 million, and the undersigned is a broker-dealer registered
                  with
                  the SEC; or

              
	 	 	 
	
                c.

              	
                [_]

              	
                less
                  than $ 10 million, and the undersigned is a broker-dealer registered
                  with
                  the SEC and will only purchase Rule 144A securities in transactions
                  in
                  which it acts as a riskless principal (as defined in Rule 144A);
                  or

              
	 	 	 
	
                d.

              	
                [_]

              	
                less
                  than $100 million, and the undersigned is an investment company
                  registered
                  under the Investment Company Act of 1940, which, together with
                  one or more
                  registered investment companies having the same or an affiliated
                  investment adviser, owns at least $100 million of eligible securities;
                  or

              
	 	 	 
	
                e.

              	
                [_]

              	
                less
                  than $100 million, and the undersigned is an entity, all the equity
                  owners
                  of which are qualified institutional buyers.

              
	 	 	 

      

      The
        undersigned further certifies that it is purchasing a Privately Offered
        Certificate for its own account or for the account of others that independently
        qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware
        that the sale of the Privately Offered Certificates is being made in reliance
        on
        its continued compliance with Rule 144A. It is aware that the transferor
        may
        rely on the exemption from the provisions of Section 5 of the Act provided
        by
        Rule 144A. The undersigned understands that the Privately Offered Certificates
        may be resold, pledged or transferred only to (i) a person reasonably believed
        to be a Qualified Institutional Buyer that purchases for its own account
        or for
        the account of a Qualified Institutional Buyer to whom notice is given that
        the
        resale, pledge or transfer is being made in reliance in Rule 144A, or (ii)
        an
        institutional “accredited investor,” as such term is defined under Rule 501 of
        the Act in a transaction that otherwise does not constitute a public offering.
        

       

      The
        undersigned agrees that if at some future time it wishes to dispose of or
        exchange any of the Privately Offered Certificates, it will not transfer
        or
        exchange any of the Privately Offered Certificates to a Qualified Institutional
        Buyer without first obtaining a Rule 144A and Related Matters Certificate
        in the
        form hereof from the transferee and delivering such certificate to the
        addressees hereof. Prior to making any transfer of Privately Offered
        Certificates, if the proposed Transferee is an institutional “accredited
        investor,” the transferor shall obtain from the transferee and deliver to the
        addressees hereof an Investment Letter in the form attached to the Pooling
        and
        Servicing Agreement, dated as of October 1, 2006, among Bear Stearns Asset
        Backed Securities I LLC, as depositor, Wells Fargo Bank, National Association,
        as securities administrator and master servicer, and U.S. Bank National
        Association, as trustee, pursuant to which the Certificates were
        issued.

       

      The
        undersigned certifies that it either: (i) is not acquiring the Privately
        Offered
        Certificate directly or indirectly by, or on behalf of, an employee benefit
        plan
        or other retirement arrangement which is subject to Title I of the Employee
        Retirement Income Security Act of 1974, as amended, and/or section 4975 of
        the
        Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately
        Offered Certificates, has provided the Opinion of Counsel required by the
        Agreement,
        or (iii) in the case of the Class B-4 Certificates, are providing a
        representation to the effect that the proposed transfer and holding of such
        Certificate and servicing, management and operation of the Trust and its
        assets:
        (I) will not result in any prohibited transaction which is not covered under
        Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1,
        PTCE 95-60, PTCE 96-23 and (II) will not give rise to any additional obligations
        on the part of the Depositor, the Master Servicer, the Securities Administrator
        or the Trustee.

       

      If
        the
        Purchaser proposes that its Certificates be registered in the name of a nominee
        on its behalf, the Purchaser has identified such nominee below, and has caused
        such nominee to complete the Nominee Acknowledgment at the end of this letter.
        

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      Name
        of
        Nominee (if any):

       

      IN
        WITNESS WHEREOF, this document has been executed by the undersigned who is
        duly
        authorized to do so on behalf of the undersigned Eligible Purchaser on the
        ____
        day of ___________, 20___.

       

      
        	 	 	 	 	 	 	 	
                Very
                  truly yours,

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                [PURCHASER]

              	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Authorized
                  Officer)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                [By:

              	 
	 	 	 	 	 	 	 	 	
                Attorney-in-fact]

              

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      Nominee
        Acknowledgment

       

      The
        undersigned hereby acknowledges and agrees that as to the Certificates being
        registered in its name, the sole beneficial owner thereof is and shall be
        the
        Purchaser identified above, for whom the undersigned is acting as
        nominee.

       

      
        	 	 	 	 	 	 	 	
                [NAME
                  OF NOMINEE]

              	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (Authorized
                  Officer)

              
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                Attorney-in-fact]

              

      

      

      

      

        
           

        

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        G

       

      FORM
        OF
        REQUEST FOR RELEASE

       

      To:       
         Wells
        Fargo Bank, National Association

      1015
        10th
        Avenue S.E.

      Minneapolis,
        Minnesota 55414-0031

      

      
        	 	
                Re:

              	
                Custodial
                  Agreement, dated as of October 30, 2006, between Bear Stearns Asset
                  Backed
                  Securities I LLC, as Depositor, Federal National Mortgage Association,
                  as
                  seller, Wells Fargo Bank, National Association, as master servicer,
                  custodian and securities administrator, and U.S. Bank National
                  Association, as trustee

              

      

      

       

      In
        connection with the administration of the Mortgage Loans held by you pursuant
        to
        the above-captioned Custodial Agreement, we request the release, and hereby
        acknowledge receipt, of the Mortgage File for the Mortgage Loan described
        below,
        for the reason indicated.

       

      Mortgage
        Loan Number:

       

      Mortgagor
        Name, Address & Zip Code:

       

      Reason
        for Requesting Documents (check one):

       

      
        	
                _____

              	
                1.

              	 	
                Mortgage
                  Paid in Full and proceeds have been deposited into the Custodial
                  Account

              	 
	 	 	 	 	 
	
                _____

              	
                2.

              	 	
                Foreclosure

              	 
	 	 	 	 	 
	
                _____

              	
                3.

              	 	
                Substitution

              	 
	 	 	 	 	 
	
                _____

              	
                4.

              	 	
                Other
                  Liquidation

              	 
	 	 	 	 	 
	
                _____

              	
                5.

              	 	
                Nonliquidation        Reason:________________________

              	
                 

              
	 	 	 	 	 
	
                _____

              	
                6.

              	 	
                California
                  Mortgage Loan paid in full

              	 

      

      

      
        	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                By:

              	 
	 	 	 	 	 	 	 	 	
                (authorized
                  signer)

              
	 	 	 	 	 	 	 	 	 	 	 	 	 	 
	 	 	 	 	 	 	 	
                Issuer:

              	 
	 	 	 	 	 	 	 	
                Address:

              	 
	 	 	 	 	 	 	 	
                Date:

              	 

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        H

      

      DTC
        LETTER OF REPRESENTATIONS

      

      [Provided
        upon Request]

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        I

      

      SCHEDULE
        OF MORTGAGE LOANS WITH LOST NOTES

      

      [Provided
        upon Request]

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        J

      

      FORM
        OF
        CUSTODIAL AGREEMENT

       

      THIS
        CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the
“Agreement”), dated as of October 30, 2006, by and among U.S. BANK NATIONAL
        ASSOCIATION, as trustee under the Pooling and Servicing Agreement defined
        below
        (including its successors under the Pooling and Servicing Agreement defined
        below, the “Trustee”), BEAR STEARNS ASSET BACKED SECURITIES I LLC, as depositor
        (together with any successor in interest, the “Depositor”), and WELLS FARGO
        BANK, NATIONAL ASSOCIATION, as master servicer (together with any successor
        in
        interest or successor under the Pooling and Servicing Agreement referred
        to
        below, the “Master Servicer”), securities administrator (the “Securities
        Administrator”) and custodian (together with any successor in interest or any
        successor appointed hereunder, the “Custodian”).

       

      WITNESSETH
        THAT:

       

      WHEREAS,
        the Depositor, the Master Servicer, the Securities Administrator and the
        Trustee
        have entered into a Pooling and Servicing Agreement, dated as of October
        1,
        2006, relating to the issuance of Bear Stearns Asset Backed Securities I
        Trust
        2006-ST1, Asset-Backed Certificates, Series 2006-ST1 (as in effect on the
        date
        of this Agreement, the “Original Pooling and Servicing Agreement,” and as
        amended and supplemented from time to time, the “Pooling and Servicing
        Agreement”); and

       

      WHEREAS,
        the Custodian has agreed to act as agent for the Trustee for the purposes
        of
        receiving and holding certain documents and other instruments delivered by
        the
        Depositor or the Master Servicer under the Pooling and Servicing Agreement,
        the
        Seller under the Mortgage Loan Purchase Agreement, and the Servicer under
        the
        Servicing Agreement, all upon the terms and conditions and subject to the
        limitations hereinafter set forth;

       

      NOW,
        THEREFORE, in consideration of the premises and the mutual covenants and
        agreements hereinafter set forth, the Trustee, the Depositor, the Seller,
        the
        Master Servicer and the Custodian hereby agree as follows:

       

      ARTICLE
        I.

      DEFINITIONS

       

      Capitalized
        terms used in this Agreement and not defined herein shall have the meanings
        assigned in the Original Pooling and Servicing Agreement, unless otherwise
        required by the context herein.

       

      ARTICLE
        II.

      CUSTODY
        OF MORTGAGE DOCUMENTS

       

      Section
        2.1.  Custodian
        to Act as Agent: Acceptance of Mortgage Files.
        The
        Custodian, as the duly appointed custodial agent of the Trustee for these
        purposes, acknowledges (subject to any exceptions noted in the Initial
        Certification referred to in Section 2.3(a)) receipt of the Mortgage Files
        relating to the Mortgage Loans identified on the schedule attached hereto
        (the
“Mortgage Files”) and declares that it holds and will hold such Mortgage Files
        as agent for the Trustee, in trust, for the use and benefit of all present
        and
        future Certificateholders.

       

      Section
        2.2.  Recordation
        of Assignments.
        If any
        Mortgage File includes one or more assignments of Mortgage that have not
        been
        recorded pursuant to the provisions of Section 2.01 of the Pooling and Servicing
        Agreement and the related Mortgage Loan is not a MOM Loan or the related
        Mortgaged Properties are located in jurisdictions specifically excluded by
        the
        Opinion of Counsel delivered to the Trustee pursuant to Section 2.01 of the
        Pooling and Servicing Agreement, each such assignment shall be delivered
        by the
        Custodian to the Seller for the purpose of recording it in the appropriate
        public office for real property records, and the Seller, at no expense to
        the
        Custodian, shall promptly cause to be recorded in the appropriate public
        office
        for real property records each such assignment of Mortgage and, upon receipt
        thereof from such public office, shall return each such assignment of Mortgage
        to the Custodian.

       

      Section
        2.3.  Review
        of Mortgage Files.

       

      (a)  On
        or
        prior to the Closing Date, in accordance with Section 2.02 of the Pooling
        and
        Servicing Agreement, the Custodian shall deliver to the Seller, the Depositor,
        the Trustee and the Servicer an Initial Certification in the form annexed
        hereto
        as Exhibit One evidencing receipt (subject to any exceptions noted therein)
        of a
        Mortgage File for each of the Mortgage Loans listed on the Schedule attached
        hereto (the “Mortgage Loan Schedule”).

       

      (b)  Within
        90
        days of the Closing Date, the Custodian agrees, for the benefit of
        Certificateholders, to review, in accordance with the provisions of Section
        2.02
        of the Pooling and Servicing Agreement, each such document, and shall deliver
        to
        the Seller, the Servicer, the Depositor and the Trustee an Interim Certification
        in the form annexed hereto as Exhibit Two to the effect that all such documents
        have been executed and received and that such documents relate to the Mortgage
        Loans identified on the Mortgage Loan Schedule, except for any exceptions
        listed
        on Schedule A attached to such Interim Certification. The Custodian shall
        be
        under no duty or obligation to inspect, review or examine said documents,
        instruments, certificates or other papers to determine that the same are
        genuine, enforceable, or appropriate for the represented purpose or that
        they
        have actually been recorded or that they are other than what they purport
        to be
        on their face, except to the extent necessary to confirm whether such Mortgage
        File contains the original Mortgage Note or a lost note affidavit and indemnity
        in lieu thereof.

       

      (c)  Not
        later
        than 180 days after the Closing Date, the Custodian shall review the Mortgage
        Files as provided in Section 2.02 of the Pooling and Servicing Agreement
        and
        deliver to the Seller, the Servicer, the Depositor and the Trustee a Final
        Certification in the form annexed hereto as Exhibit Three evidencing the
        completeness of the Mortgage Files. If the Custodian finds any document with
        respect to a Mortgage Loan has not been received, or to be unrelated, determined
        on the basis of the Mortgagor name, original principal balance and loan number,
        to the Mortgage Loans identified in Exhibit B of the Pooling and Servicing
        Agreement or to appear defective on its face, the Trustee or the Custodian
        on
        its behalf shall note such defect in the exception report attached to the
        Final
        Certification and shall promptly notify the Seller or Servicer, as
        applicable.

       

      (d)  In
        reviewing the Mortgage Files as provided herein and in the Pooling and Servicing
        Agreement, the Custodian shall make no representation as to and shall not
        be
        responsible to verify (i) the validity, legality, enforceability, due
        authorization, recordability, sufficiency or genuineness of any of the documents
        included in any Mortgage File or (ii) the collectability, insurability,
        effectiveness or suitability of any of the documents in any Mortgage
        File.

       

      Upon
        receipt of written request from the Trustee, the Custodian shall as soon
        as
        practicable supply the Trustee with a list of all of the documents relating
        to
        the Mortgage Loans missing from the Mortgage Files.

       

      Section
        2.4.  Notification
        of Breaches of Representations and Warranties.
        Upon
        discovery by the Custodian of a breach of any representation or warranty
        made by
        the Depositor as set forth in the Pooling and Servicing Agreement with respect
        to a Mortgage Loan relating to a Mortgage File, the Custodian shall give
        prompt
        written notice to the Depositor, the Seller, the Servicer and the
        Trustee.

       

      Section
        2.5.  Custodian
        to Cooperate: Release of Mortgage Files.
        Upon
        receipt of written notice from the Trustee that the Seller or Servicer has
        repurchased a Mortgage Loan pursuant to the Mortgage Loan Purchase Agreement
        or
        the Servicing Agreement, as applicable, and a request for release (a “Request
        for Release”) confirming that the purchase price therefore has been deposited in
        the Master Servicer Collection Account or the Distribution Account, then
        the
        Custodian agrees to promptly release to the Seller or Servicer as applicable,
        the related Mortgage File.

       

      Upon
        the
        Custodian’s receipt of a Request for Release substantially in the form of
        Exhibit G to the Pooling and Servicing Agreement signed by a Servicing Officer
        of the Servicer or the Master Servicer, or an officer of the Seller, as
        applicable, stating that it has received payment in full of a Mortgage Loan
        or
        that payment in full will be escrowed in a manner customary for such purposes,
        the Custodian agrees promptly to release to the Servicer, Master Servicer
        or the
        Seller, as applicable, the related Mortgage File. The Depositor shall deliver
        to
        the Custodian and the Custodian agrees to review in accordance with the
        provisions of this Agreement the Mortgage Note and other documents constituting
        the Mortgage File with respect to any Replacement Mortgage Loan.

       

      From
        time
        to time as is appropriate for the servicing or foreclosure of any Mortgage
        Loan,
        including, for this purpose, collection under any Primary Insurance Policy
        or
        PMI Policy, the Servicer or Master Servicer shall deliver to the Custodian
        a
        Request for Release signed by a Servicing Officer requesting that possession
        of
        all of the Mortgage File be released to the Servicer or Master Servicer and
        certifying as to the reason for such release and that such release will not
        invalidate any insurance coverage provided in respect of the Mortgage Loan
        under
        any of the Insurance Policies. Upon receipt of the foregoing, the Custodian
        shall deliver the Mortgage File to the Servicer or Master Servicer. The Servicer
        or Master Servicer shall cause each Mortgage File or any document therein
        so
        released to be returned to the Custodian when the need therefor by the Servicer
        or Master Servicer no longer exists, unless (i) the Mortgage Loan has been
        liquidated and the Liquidation Proceeds relating to the Mortgage Loan have
        been
        deposited in the Master Servicer Collection Account or the Distribution Account
        or (ii) the Mortgage File or such document has been delivered to an attorney,
        or
        to a public trustee or other public official as required by law, for purposes
        of
        initiating or pursuing legal action or other proceedings for the foreclosure
        of
        the Mortgaged Property either judicially or non-judicially, and the Servicer
        or
        Master Servicer has delivered to the Custodian a certificate of a Servicing
        Officer certifying as to the name and address of the Person to which such
        Mortgage File or such document was delivered and the purpose or purposes
        of such
        delivery.

       

      At
        any
        time that the Servicer, Master Servicer or Seller is required to deliver
        to the
        Custodian a Request for Release, the Servicer, Master Servicer or Seller
        shall
        deliver two copies of the Request for Release if delivered in hard copy or
        the
        Servicer, Master Servicer or Seller may furnish such Request for Release
        electronically to the Custodian, in which event the Servicing Officer or
        officer
        of the Seller transmitting the same shall be deemed to have signed the Request
        for Release. In connection with any Request for Release of a Mortgage File
        because of a repurchase of a Mortgage Loan, such Request for Release shall
        be
        accompanied by an assignment of mortgage, without recourse, representation
        or
        warranty from the Trustee to the Servicer, Master Servicer or Seller (unless
        such Mortgage Loan is a MOM Loan) and the related Mortgage Note shall be
        endorsed without recourse, representation or warranty by the Trustee (unless
        such Mortgage Loans is registered on the MERS System) and be returned to
        the
        Seller. In connection with any Request for Release of a Mortgage File because
        of
        the payment in full of a Mortgage Loan, such Request for Release shall be
        accompanied by a certificate of satisfaction or other similar instrument
        to be
        executed by or on behalf of the Trustee and returned to the Servicer or Master
        Servicer.

       

      Section
        2.6.  Assumption
        Agreements.
        In the
        event that any assumption agreement, substitution of liability agreement
        or sale
        of servicing agreement is entered into with respect to any Mortgage Loan
        subject
        to this Agreement in accordance with the terms and provisions of the Pooling
        and
        Servicing Agreement, the Master Servicer, to the extent provided in the Pooling
        and Servicing Agreement or the related Servicing Agreement, shall cause the
        Seller or the Servicer, as applicable, to notify the Custodian that such
        assumption or substitution agreement has been completed by forwarding to
        the
        Custodian the original of such assumption or substitution agreement, which
        shall
        be added to the related Mortgage File and, for all purposes, shall be considered
        a part of such Mortgage File to the same extent as all other documents and
        instruments constituting parts thereof.

       

      ARTICLE
        III.

      CONCERNING
        THE CUSTODIAN

       

      Section
        3.1.  Custodian
        a Bailee and Agent of the Trustee.
        With
        respect to each Mortgage Note, Mortgage and other documents constituting
        each
        Mortgage File which are delivered to the Custodian, the Custodian is exclusively
        the bailee and custodial agent of the Trustee and has no instructions to
        hold
        any Mortgage Note or Mortgage for the benefit of any person other than the
        Trustee and the Certificateholders and undertakes to perform such duties
        and
        only such duties as are specifically set forth in this Agreement and in the
        Pooling and Servicing Agreement. Except upon compliance with the provisions
        of
        Section 2.5 of this Agreement, no Mortgage Note, Mortgage or Mortgage File
        shall
        be delivered by the Custodian to the Seller, the Depositor, the Servicer
        or the
        Master Servicer or otherwise released from the possession of the
        Custodian.

       

      Section
        3.2.  Custodian
        May Own Certificates.
        The
        Custodian in its individual or any other capacity may become the owner or
        pledgee of Certificates with the same rights it would have if it were not
        Custodian.

       

      Section
        3.3.  Master
        Servicer to Pay Custodian’s Fees and Expenses.
        The
        Master Servicer covenants and agrees to pay to the Custodian from time to
        time,
        and the Custodian shall be entitled to, reasonable compensation for all services
        rendered by it in the exercise and performance of any of the powers and duties
        hereunder of the Custodian, and the Master Servicer will pay or reimburse
        the
        Custodian upon its request for all reasonable expenses, disbursements and
        advances incurred or made by the Custodian in accordance with any of the
        provisions of this Agreement (including the reasonable compensation and the
        expenses and disbursements of its counsel and of all persons not regularly
        in
        its employ), except any such expense, disbursement or advance as may arise
        from
        its negligence or bad faith or to the extent that such cost or expense is
        indemnified by the Depositor pursuant to the Pooling and Servicing
        Agreement.

       

      Section
        3.4.  Custodian
        May Resign; Trustee May Remove Custodian.
        The
        Custodian may resign from the obligations and duties hereby imposed upon
        it as
        such obligations and duties relate to its acting as Custodian of the Mortgage
        Loans. Upon receiving such written notice of resignation, the Trustee shall
        either take custody of the Mortgage Files itself and give prompt written
        notice
        thereof to the Depositor, the Master Servicer and the Custodian, or promptly
        appoint a successor Custodian by written instrument, in duplicate, one copy
        of
        which instrument shall be delivered to the resigning Custodian and one copy
        to
        the successor Custodian. If the Trustee shall not have taken custody of the
        Mortgage Files and no successor Custodian shall have been so appointed and
        have
        accepted appointment within 30 days after the giving of such written notice
        of
        resignation, the resigning Custodian may petition any court of competent
        jurisdiction for the appointment of a successor Custodian.

       

      The
        Trustee may remove the Custodian at any time upon 60 days prior written notice
        to Custodian. In such event, the Trustee shall appoint, or petition a court
        of
        competent jurisdiction to appoint, a successor Custodian hereunder. Any
        successor Custodian shall be a depository institution subject to supervision
        or
        examination by federal or state authority shall be able to satisfy the other
        requirements contained in Section 3.6 and shall be unaffiliated with the
        Servicer, the Seller and the Depositor.

       

      Any
        resignation or removal of the Custodian and appointment of a successor Custodian
        pursuant to any of the provisions of this Section 3.4 shall become effective
        upon acceptance of appointment by the successor Custodian. The Trustee shall
        give prompt notice to the Depositor and the Master Servicer of the appointment
        of any successor Custodian. No successor Custodian shall be appointed by
        the
        Trustee without the prior approval of the Depositor and the Master
        Servicer.

       

      Section
        3.5.  Merger
        or Consolidation of Custodian.
        Any
        Person into which the Custodian may be merged or converted or with which
        it may
        be consolidated, or any Person resulting from any merger, conversion or
        consolidation to which the Custodian shall be a party, or any Person succeeding
        to the business of the Custodian, shall be the successor of the Custodian
        hereunder, without the execution or filing of any paper or any further act
        on
        the part of any of the parties hereto, anything herein to the contrary
        notwithstanding.

       

      Section
        3.6.  Representations
        of the Custodian.
        The
        Custodian hereby represents that it is a depository institution subject to
        supervision or examination by a federal or state authority, has a combined
        capital and surplus of at least $15,000,000 and is qualified to do business
        in
        the jurisdictions in which it will hold any Mortgage File.

       

      ARTICLE
        IV.

      COMPLIANCE
        WITH REGULATION AB

       

      Section
        4.1.  Intent
        of the Parties; Reasonableness.
        The
        parties hereto acknowledge and agree that the purpose of this Article IV
        is to
        facilitate compliance by the Depositor with the provisions of Regulation
        AB and
        related rules and regulations of the Commission. The Depositor shall not
        exercise its right to request delivery of information or other performance
        under
        these provisions other than in good faith, or for purposes other than compliance
        with the Securities Act, the Exchange Act and the rules and regulations of
        the
        Commission under the Securities Act and the Exchange Act. Each of the parties
        hereto acknowledges that interpretations of the requirements of Regulation
        AB
        may change over time, whether due to interpretive guidance provided by the
        Commission or its staff, consensus among participants in the mortgage-backed
        securities markets, advice of counsel, or otherwise, and agrees to comply
        with
        requests made by the Depositor in good faith for delivery of information
        under
        these provisions on the basis of evolving interpretations of Regulation AB
        to
        the extent reasonably practicable. The Custodian shall cooperate reasonably
        with
        the Depositor to deliver to the Depositor (including any of its assignees
        or
        designees), any and all disclosure, statements, reports, certifications,
        records
        and any other information necessary in the reasonable, good faith determination
        of the Depositor to permit the Depositor to comply with the provisions of
        Regulation AB.

       

      Section
        4.2.  Additional
        Representations and Warranties of the Custodian.

       

      (a)  The
        Custodian hereby represents and warrants that the information set forth in
        the
        Prospectus Supplement under the caption "Description of the Certificates
        - The
        Custodian" (the "Custodian Disclosure") does not contain any untrue statement
        of
        a material fact or omit to state a material fact required to be stated therein
        or necessary in order to make the statements therein, in the light of the
        circumstances under which they were made, not misleading.

       

      (b)  The
        Custodian shall be deemed to represent to the Depositor as of the date hereof
        and on each date on which information is provided to the Depositor under
        Section
        4.3 that, except as disclosed in writing to the Depositor prior to such date:
        (i) there are no aspects of its financial condition that could have a material
        adverse effect on the performance by it of its Custodian obligations under
        this
        Agreement or any other Securitization Transaction as to which it is the
        custodian; (ii) there are no material legal or governmental proceedings pending
        (or known to be contemplated) against it; and (iii) there are no affiliations,
        relationships or transactions relating to the Custodian with respect to the
        Depositor or any sponsor, issuing entity, servicer, trustee, originator,
        significant obligor, enhancement or support provider or other material
        transaction party (as such terms are used in Regulation AB) relating to the
        Securitization Transaction contemplated by the Agreement, as identified by
        the
        Depositor to the Custodian in writing as of the Closing Date (each, a
        "Transaction Party").

       

      (c)  If
        so
        requested by the Depositor on any date following the Closing Date, the Custodian
        shall, within five Business Days following such request, confirm in writing
        the
        accuracy of the representations and warranties set forth in paragraph (a)
        of
        this Section or, if any such representation and warranty is not accurate
        as of
        the date of such confirmation, provide reasonably adequate disclosure of
        the
        pertinent facts, in writing, to the requesting party. Any such request from
        the
        Depositor shall not be given more than once each calendar quarter, unless
        the
        Depositor shall have a reasonable basis for a determination that any of the
        representations and warranties may not be accurate.

       

      Section
        4.3.  Additional
        Information to Be Provided by the Custodian.
        For so
        long as the Certificates are outstanding, for the purpose of satisfying the
        Depositor 's reporting obligation under the Exchange Act with respect to
        any
        class of Certificates, the Custodian shall (a) notify the Depositor in writing
        of any material litigation or governmental proceedings pending against the
        Custodian that would be material to Certificateholders, and (b) provide to
        the
        Depositor a written description of such proceedings. Any notices and
        descriptions required under this Section 4.3 shall be given no later than
        five
        Business Days prior to the Determination Date following the month in which
        the
        Custodian has knowledge of the occurrence of the relevant event. As of the
        date
        the Depositor or Master Servicer files each Report on Form 10-D or Form 10-K
        with respect to the Certificates, the Custodian will be deemed to represent
        that
        any information previously provided under this Section 4.3, if any, is
        materially correct and does not have any material omissions unless the Custodian
        has provided an update to such information.

       

      Section
        4.4.  Report
        on Assessment of Compliance and Attestation.
        On or
        before March 15 of each calendar year, the Custodian shall:

       

      (a)  deliver
        to the Master Servicer, the Securities Administrator and the Depositor a
        report
        (in form and substance reasonably satisfactory to the Depositor) regarding
        the
        Custodian’s assessment of compliance (an “Assessment of Compliance”) with the
        Servicing Criteria during the immediately preceding calendar year, as required
        under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation
        AB. The Assessment of Compliance, as set forth in Regulation AB, must contain
        (i) a statement by an authorized officer of the Custodian of its authority
        and
        responsibility for assessing compliance with the Servicing Criteria applicable
        to the Custodian, (ii) a statement by an authorized officer that the Custodian
        used the Servicing Criteria attached as Exhibit Four hereto, and which will
        also
        be attached to the Assessment of Compliance, to assess compliance with the
        Servicing Criteria applicable to the Custodian, (iii) an assessment by such
        officer of the Custodian’s compliance with the applicable Servicing Criteria for
        the period consisting of the preceding calendar year, including disclosure
        of
        any material instance of noncompliance with respect thereto during such period,
        which assessment shall be based on the activities the Custodian performs
        with
        respect to asset-backed securities transactions taken as a whole involving
        the
        Custodian, that are backed by the same asset type as the Mortgage Loans,
        (iv) a
        statement that a registered public accounting firm has issued an attestation
        report on the Custodian’s Assessment of Compliance for the period consisting of
        the preceding calendar year; and (v) a statement as to which of the Servicing
        Criteria, if any, are not applicable to the Custodian, which statement shall
        be
        based on the activities the Custodian performs with respect to asset-backed
        securities transactions taken as a whole involving such Attesting Party,
        that
        are backed by the same asset type as the Mortgage Loans. Such report shall
        address each of the Servicing Criteria specified on a certification
        substantially in the form of Exhibit Four attached hereto; and

       

      (b)  deliver
        to the Master Servicer, the Depositor and the Securities Administrator a
        report
        (an “Attestation Report”) by a registered public accounting firm that attests
        to, and reports on, the Assessment of Compliance made by the related Attesting
        Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item
        1122(b) of Regulation AB, which Attestation Report must be made in accordance
        with standards for attestation reports issued or adopted by the Public Company
        Accounting Oversight Board.

       

      (c)  Notwithstanding
        the foregoing, an Assessment of Compliance or Attestation Report is not required
        to be delivered by any Custodian unless it is required as part of a Form
        10-K
        with respect to the Trust Fund.

       

      Section
        4.5.  Indemnification;
        Remedies.

       

      (a)  The
        Custodian shall indemnify the Depositor, each affiliate of the Depositor
        and
        each broker dealer acting as underwriter, placement agent or initial purchaser
        of the Certificates or each Person who controls any of such parties (within
        the
        meaning of Section 15 of the Securities Act and Section 20 of the Exchange
        Act);
        and the respective present and former directors, officers, employees and
        agents
        of each of the foregoing, and shall hold each of them harmless from and against
        any losses, damages, penalties, fines, forfeitures, legal fees and expenses
        and
        related costs, judgments, and any other costs, fees and expenses that any
        of
        them may sustain arising out of or based upon:

       

      (i) (A)
        any
        untrue statement of a material fact contained or alleged to be contained
        in the
        Custodian Disclosure and any information, report, certification, accountants’
attestation or other material provided under this Article IV by or on behalf
        of
        the Custodian (collectively, the “Custodian Information”), or (B) the omission
        or alleged omission to state in the Custodian Information a material fact
        required to be stated in the Custodian Information or necessary in order
        to make
        the statements therein, in the light of the circumstances under which they
        were
        made, not misleading; or

       

      (ii) any
        failure by the Custodian to deliver any information, report, certification,
        accountants’ attestation or other material when and as required under this
        Article IV.

       

      (iii) the
        negligence, bad faith or willful misconduct of the Custodian in the performance
        of its obligations under this Article IV. 

       

      (b)  In
        the
        case of any failure of performance described in clause (ii) of Section 4.5(a),
        the Custodian shall promptly reimburse the Depositor for all costs reasonably
        incurred by the Depositor in order to obtain the information, report,
        certification, accountants’ letter or other material not delivered as required
        by the Custodian.

       

      (c)  In
        no
        event shall the Custodian or its directors, officers, and employees be liable
        for any special, indirect or consequential damages from any action taken
        or
        omitted to be taken by it or them hereunder or in connection herewith even
        if
        advised of the possibility of such damages.

       

      This
        indemnification shall survive the termination of this Agreement or the
        termination of the Custodian. 

       

      ARTICLE
        V.

      MISCELLANEOUS
        PROVISIONS

       

      Section
        5.1.  Notices.
        All
        notices, requests, consents and demands and other communications required
        under
        this Agreement or pursuant to any other instrument or document delivered
        hereunder shall be in writing and, unless otherwise specifically provided,
        may
        be delivered personally, by telegram or telex, or by registered or certified
        mail, postage prepaid, return receipt requested, at the addresses specified
        on
        the signature page hereof (unless changed by the particular party whose address
        is stated herein by similar notice in writing), in which case the notice
        will be
        deemed delivered when received.

       

      Section
        5.2.  [Reserved].

       

      Section
        5.3.  Amendments.
        No
        modification or amendment of or supplement to this Agreement shall be valid
        or
        effective unless the same is in writing and signed by all parties
        hereto.  The Trustee shall give prompt notice to the Custodian of any
        amendment or supplement to the Pooling and Servicing Agreement and furnish
        the
        Custodian with written copies thereof.

       

      Section
        5.4.  GOVERNING
        LAW.
        THIS
        AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS
        OF
        THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF
        OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

       

      Section
        5.5.  Recordation
        of Agreement.
        To the
        extent permitted by applicable law, this Agreement is subject to recordation
        in
        all appropriate public offices for real property records in all the counties
        or
        other comparable jurisdictions in which any or all of the properties subject
        to
        the Mortgages are situated, and in any other appropriate public recording
        office
        or elsewhere, such recordation to be effected by the Depositor and at the
        Trust’s expense, but only upon direction accompanied by an Opinion of Counsel
        reasonably satisfactory to the Depositor to the effect that the failure to
        effect such recordation is likely to materially and adversely affect the
        interests of the Certificateholders.

       

      For
        the
        purpose of facilitating the recordation of this Agreement as herein provided
        and
        for other purposes, this Agreement may be executed simultaneously in any
        number
        of counterparts, each of which counterparts shall be deemed to be an original,
        and such counterparts shall constitute but one and the same
        instrument.

       

      Section
        5.6.  Severability
        of Provisions.
        If any
        one or more of the covenants, agreements, provisions or terms of this Agreement
        shall be for any reason whatsoever held invalid, then such covenants,
        agreements, provisions or terms shall be deemed severable from the remaining
        covenants, agreements, provisions or terms of this Agreement and shall in
        no way
        affect the validity or enforceability of the other provisions of this Agreement
        or of the Certificates or the rights of the holders thereof.

       

      [Signature
        Page Follows]

       

      

       

      

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      IN
        WITNESS WHEREOF, this Agreement is executed as of the date first above
        written.

       

      

      
        	
                Address:

                One
                  Federal Street, 3rd
                  Floor

                Boston,
                  MA 02110

                Attention:
                  

                 

                BSABS
                  I 2006-ST1

                Telecopy:
                  (617) 603-6638

                Confirmation:

              	
                U.S.
                  BANK NATIONAL ASSOCIATION, not individually but solely as
                  Trustee

                By:__________________________________

                Name: Vaneta
                  I. Bernard

                Title: 
                  Vice President

              
	 	 
	
                Address:

                383
                  Madison Avenue

                New
                  York, New York 10179

              	
                BEAR
                  STEARNS ASSET BACKED SECURITIES I LLC

                By:__________________________________

                Name: Baron
                  Silverstein 

                Title: Vice
                  President

              
	 	 
	
                Address:

                9062
                  Old Annapolis Road

                Columbia,
                  Maryland 21045

              	
                WELLS
                  FARGO BANK,

                NATIONAL
                  ASSOCIATION,

                as
                  Master Servicer

                 

                By:__________________________________

                Name: 

                Title: 

              
	 	 
	
                Address:

                1015
                  10th Avenue S.E.

                Minneapolis,
                  Minnesota 55414-0031

              	
                WELLS
                  FARGO BANK,

                NATIONAL
                  ASSOCIATION, as Custodian

                 

                By:__________________________________

                Name: 

                Title: 

              

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      
        	
                STATE
                  OF MASSACHUSETTS

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF SUFFOLK

              	
                )

              	 

      

      

       

      On
        the
        30th
        day of
        October 2006 before me, a notary public in and for said State, personally
        appeared _______________, known to me to be an _______________ of U.S. Bank
        National Association, a national banking association, one of the parties
        that
        executed the within agreement, and also known to me to be the person who
        executed the within agreement on behalf of said party and acknowledged to
        me
        that such party executed the within instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

      
        	 	 
	 	
                Notary
                  Public

              

      

      [SEAL]

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      
        	
                STATE
                  OF NEW YORK

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF NEW YORK

              	
                )

              	 

      

      

       

      On
        the
        30th
        day of
        October 2006 before me, a notary public in and for said State, personally
        appeared Baron Silverstein, known to me to be a Vice President of Bear Stearns
        Asset Backed Securities I LLC, and also known to me to be the person who
        executed the within instrument on behalf of said party, and acknowledged
        to me
        that such party executed the within instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

      
        	 	 
	 	
                Notary
                  Public

              

      

      [SEAL]

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      
        	
                STATE
                  OF MARYLAND

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF HOWARD

              	
                )

              	 

      

      

       

      On
        the
        30th
        day of
        October 2006 before me, a notary public in and for said State, personally
        appeared _____________________, known to me to be a(n) _____________________
        of
        Wells Fargo Bank, National Association, a national banking association, one
        of
        the parties that executed the within instrument, and also known to me to
        be the
        person who executed it on behalf of said party, and acknowledged to me that
        such
        party executed the within instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

      
        	 	 
	 	
                Notary
                  Public

              

      

      [Notarial
        Seal]

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      
        	
                STATE
                  OF MINNESOTA

              	
                )

              	 
	 	
                )

              	
                ss.:

              
	
                COUNTY
                  OF___________

              	
                )

              	 

      

      

       

      On
        the
        30th
        day of
        October 2006 before me, a notary public in and for said State, personally
        appeared ___________________, known to me to be a(n) _________________of
        Wells
        Fargo Bank, National Association, a national banking association, one of
        the
        parties that executed the within instrument, and also known to me to be the
        person who executed it on behalf of said party, and acknowledged to me that
        such
        party executed the within instrument.

       

      IN
        WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal
        the
        day and year in this certificate first above written.

       

      
        	 	 
	 	
                Notary
                  Public

              

      

      [Notarial
        Seal]

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        ONE

       

      FORM
        OF
        CUSTODIAN INITIAL CERTIFICATION

       

      October
        30, 2006

       

      
        	
                U.S.
                  Bank National Association

                One
                  Federal Street, 3rd Floor

                Boston,
                  MA 02110

              	
                Bear
                  Stearns Asset Backed Securities I LLC

                383
                  Madison Avenue

                New
                  York, New York 10179

              
	 	 
	
                Federal
                  National Mortgage Association

                3900
                  Wisconsin Ave NW, 

                Washington,
                  DC 20016

              	
                SunTrust
                  Mortgage, Inc.

                901
                  Semmes Ave. 

                Richmond,
                  VA 23224

              

      

      

       

      Attention:
        Bear Stearns Asset Backed Securities I LLC, Series 2006-ST1

       

      
        	
                Re:

              	
                Custodial
                  Agreement, dated as of October 30, 2006, by and among U.S. Bank
                  National
                  Association, Wells Fargo Bank, National Association, Bear Stearns
                  Asset
                  Backed Securities I LLC and Federal National Mortgage Association
                  relating
                  to Bear Stearns Asset Backed Securities I Trust 2006-ST1, Asset-Backed
                  Certificates, Series 2006-ST1

              

      

      Ladies
        and Gentlemen:

       

      In
        accordance with Section 2.3(a) of the above-captioned Custodial Agreement,
        and
        subject to Section 2.02(a) of the Pooling and Servicing Agreement, the
        undersigned, as Custodian, hereby certifies that it has received a Mortgage
        File
        (which contains an original Mortgage Note or lost note affidavit) to the
        extent
        required in Section 2.01 of the Pooling and Servicing Agreement with respect
        to
        each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions
        listed on Schedule A attached hereto.

       

      Capitalized
        words and phrases used herein shall have the respective meanings assigned
        to
        them in the above-captioned Custodial Agreement.

       

      
        	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION

              
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 

      

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

      

       

      SCHEDULE
        A

       

      (PROVIDED
        UPON REQUEST)

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

      

       

      EXHIBIT
        TWO

       

      FORM
        OF
        CUSTODIAN INTERIM CERTIFICATION

       

      [DATE]

       

      
        	
                U.S.
                  Bank National Association

                One
                  Federal Street, 3rd Floor

                Boston,
                  MA 02110

              	
                Bear
                  Stearns Asset Backed Securities I LLC

                383
                  Madison Avenue

                New
                  York, New York 10179

              
	 	 
	
                Federal
                  National Mortgage Association

                3900
                  Wisconsin Ave NW, 

                Washington,
                  DC 20016

              	
                SunTrust
                  Mortgage, Inc.

                901
                  Semmes Ave. 

                Richmond,
                  VA 23224

              

      

      

       

      Attention:
        Bear Stearns Asset Backed Securities I LLC, Series 2006-ST1

       

      
        	
                Re:

              	
                Custodial
                  Agreement, dated as of October 30, 2006, by and among U.S. Bank
                  National
                  Association, Wells Fargo Bank, National Association, Bear Stearns
                  Asset
                  Backed Securities I LLC and Federal National Mortgage Association
                  relating
                  to Bear Stearns Asset Backed Securities I Trust 2006-ST1, Asset-Backed
                  Certificates, Series 2006-ST1

              

      

      Ladies
        and Gentlemen:

       

      In
        accordance with Section 2.3(b) of the above-captioned Custodial Agreement
        and
        subject to Section 2.02(a) of the Pooling and Servicing Agreement, the
        undersigned, as Custodian, hereby certifies that it has received a Mortgage
        File
        to the extent required pursuant to Section 2.01 of the Pooling and Servicing
        Agreement with respect to each Mortgage Loan listed in the Mortgage Loan
        Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule
        and has determined that: all required documents have been executed and received
        and that such documents relate to the Mortgage Loans identified on the Mortgage
        Loan Schedule, with any exceptions listed on Schedule A attached
        hereto.

       

      Capitalized
        words and phrases used herein shall have the respective meanings assigned
        to
        them in the above-captioned Custodial Agreement.

       

      
        	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION

              
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      SCHEDULE
        A

      

      (PROVIDED
        UPON REQUEST)

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

       

      EXHIBIT
        THREE

       

      FORM
        OF
        CUSTODIAN FINAL CERTIFICATION

       

      [DATE]

       

      
        	
                U.S.
                  Bank National Association

                One
                  Federal Street, 3rd Floor

                Boston,
                  MA 02110

              	
                Bear
                  Stearns Asset Backed Securities I LLC

                383
                  Madison Avenue

                New
                  York, New York 10179

              
	 	 
	
                Federal
                  National Mortgage Association

                3900
                  Wisconsin Ave NW, 

                Washington,
                  DC 20016

              	
                SunTrust
                  Mortgage, Inc.

                901
                  Semmes Ave. 

                Richmond,
                  VA 23224

              

      

      

       

      Attention:
        Bear Stearns Asset Backed Securities I LLC, Series 2006-ST1

       

      
        	
                Re:

              	
                Custodial
                  Agreement, dated as of October 30, 2006, by and among U.S. Bank
                  National
                  Association, Wells Fargo Bank, National Association, Bear Stearns
                  Asset
                  Backed Securities I LLC and Federal National Mortgage Association
                  relating
                  to Bear Stearns Asset Backed Securities I Trust 2006-ST1, Asset-Backed
                  Certificates, Series 2006-ST1 

              

      

       

      In
        accordance with Section 2.3(c) of the above-captioned Custodial Agreement
        and,
        subject to Section 2.02(b) of the Pooling and Servicing Agreement, the
        undersigned, as Custodian, hereby certifies that it has received a Mortgage
        File
        to the extent required pursuant to Section 2.01 of the Pooling and Servicing
        Agreement with respect to each Mortgage Loan listed in the Mortgage Loan
        Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule
        and has determined that: all required documents have been executed and received
        and that such documents relate to the Mortgage Loans identified on the Mortgage
        Loan Schedule, with any exceptions listed on Schedule A attached
        hereto.

       

      Capitalized
        words and phrases used herein shall have the respective meanings assigned
        to
        them in the above-captioned Custodial Agreement or in the Pooling and Servicing
        Agreement, as applicable.

       

      
        	
                WELLS
                  FARGO BANK, NATIONAL ASSOCIATION

              
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      SCHEDULE
        A

      

      (PROVIDED
        UPON REQUEST)

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      EXHIBIT
        FOUR

      

      SERVICING
        CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

      

      The
        assessment of compliance to be delivered by the Custodian shall address,
        at a
        minimum, the criteria identified below as “Applicable Servicing
        Criteria”:

      

      
        	
                Servicing
                  Criteria

              	
                Applicable

                Servicing
                  Criteria

              
	
                Reference

              	
                Criteria

              	 
	 	
                General
                  Servicing Considerations

              	 
	
                1122(d)(1)(i)

              	
                Policies
                  and procedures are instituted to monitor any performance or other
                  triggers
                  and events of default in accordance with the transaction
                  agreements

              	 
	
                1122(d)(1)(ii)

              	
                If
                  any material servicing activities are outsourced to third parties,
                  policies and procedures are instituted to monitor the third party’s
                  performance and compliance with such servicing activities

              	 
	
                1122(d)(1)(iii)

              	
                Any
                  requirements in the transaction agreements to maintain a back-up
                  servicer
                  for the pool assets are maintained.

              	 
	
                1122(d)(1)(iv)

              	
                A
                  fidelity bond and errors and omissions policy is in effect on the
                  party
                  participating in the servicing function throughout the reporting
                  period in
                  the amount of coverage required by and otherwise in accordance
                  with the
                  terms of the transaction agreements.

              	 
	 	
                Cash
                  Collection and Administration

              	 
	
                1122(d)(2)(i)

              	
                Payments
                  on pool assets are deposited into the appropriate custodial bank
                  accounts
                  and related bank clearing accounts no more than two business days
                  following receipt, or such other number of days specified in the
                  transaction agreements.

              	 
	
                1122(d)(2)(ii)

              	
                Disbursements
                  made via wire transfer on behalf of an obligor or to an investor
                  are made
                  only by authorized personnel.

              	 
	
                1122(d)(2)(iii)

              	
                Advances
                  of funds or guarantees regarding collections, cash flows or distributions,
                  and any interest or other fees charged for such advances are made,
                  reviewed and approved as specified in the transaction
                  agreements.

              	 
	
                1122(d)(2)(iv)

              	
                The
                  related accounts for the transaction, such as cash reserve accounts
                  or
                  accounts established as a form of overcollateralization, are separately
                  maintained (e.g., with respect to commingling of cash) as set forth
                  in the
                  transaction agreements.

              	 
	
                1122(d)(2)(v)

              	
                Each
                  custodial account is maintained at a federally insured depository
                  institution as set forth in the transaction agreements. For purposes
                  of
                  this criterion, “federally insured depository institutions” with respect
                  to a foreign financial institution means a foreign financial institution
                  that meets the requirements of Rule 13k-1(b)(1) of the Securities
                  Exchange
                  Act. 

              	 
	
                1122(d)(2)(vi)

              	
                Unissued
                  checks are safeguarded so as to prevent unauthorized
                  access.

              	 
	
                1122(d)(2)(vii)

              	
                Reconciliations
                  are prepared on a monthly basis for all asset-backed securities
                  related
                  bank accounts, including custodial accounts and related bank clearing
                  accounts. These reconciliations are (A) mathematically accurate;
                  (B)
                  prepared within 30 calendar days after the bank statement cutoff
                  date, or
                  such other number of days specified in the transaction agreements;
                  (C)
                  reviewed and approved by someone other than the person who prepared
                  the
                  reconciliations; and (D) contain explanations for reconciling items,
                  These
                  reconciling items are resolved within 90 calendar days of their
                  original
                  identification, or such other number of days specified in the transaction
                  agreements.

              	 
	 	
                Investor
                  Remittances and Reporting

              	 
	
                1122(d)(3)(i)

              	
                Reports
                  to investors, including those to be filed with the Commission,
                  are
                  maintained in accordance with the transaction agreements and applicable
                  Commission requirements. Specifically, such reports (A) are prepared
                  in
                  accordance with timeframes and other terms set forth in the transaction
                  agreements, (B) provide information calculated in accordance with
                  the
                  terms specified in the transaction agreements; (C) are filed with
                  the
                  Commission as required by its rules and regulations; and (D) agree
                  with
                  investors; or the trustee’s records as to the total unpaid principal
                  balance and number of pool assets serviced by the
                  servicer.

              	 
	
                1122(d)(3)(ii)

              	
                Amounts
                  due to investors are allocated and remitted in accordance with
                  timeframes,
                  distribution priority and other terms set forth in the transaction
                  agreements.

              	 
	
                1122(d)(3)(iii)

              	
                Disbursements
                  made to an investor are posted within two business days to the
                  servicer’s
                  investor records, or such other number of days specified in the
                  transaction agreements.

              	 
	
                1122(d)(3)(iv)

              	
                Amounts
                  remitted to investors per the investor reports agree with cancelled
                  checks, or other form of payment, or custodial bank
                  statements.

              	 
	 	
                Pool
                  Asset Administration

              	 
	
                1122(d)(4)(i)

              	
                Collateral
                  or security on pool assets is maintained as required by the transaction
                  agreements or related asset pool documents.

              	
                √

              
	
                1122(d)(4)(ii)

              	
                Pool
                  assets and related documents are safeguarded as required by the
                  transaction agreements.

              	
                √

              
	
                1122(d)(4)(iii)

              	
                Any
                  additions, removals or substitutions to the asset pool are made,
                  reviewed
                  and approved in accordance with any conditions or requirements
                  in the
                  transaction agreements

              	 
	
                1122(d)(4)(iv)

              	
                Payments
                  on pool assets, including any payoffs, made in accordance with
                  the related
                  pool asset documents are posted to the servicer’s obligor records
                  maintained no more than two business days after receipt, or such
                  other
                  number of days specified in the transaction agreements, and allocated
                  to
                  principal, interest or other items (e.g., escrow) in accordance
                  with the
                  related pool asset documents.

              	 
	
                1122(d)(4)(v)

              	
                The
                  servicer’s records regarding the pool assets agree with the servicer’s
                  records with respect to an obligor’s unpaid principal
                  balance.

              	 
	
                1122(d)(4)(vi)

              	
                Changes
                  with respect to the terms or status of an obligor’s pool asset (e.g., loan
                  modifications or re-agings) are made, reviewed and approved by
                  authorized
                  personnel in accordance with the transaction agreements and related
                  pool
                  asset documents.

              	 
	
                1122(d)(4)(vii)

              	
                Loss
                  mitigation of recovery actions (e.g., forbearance plans, modifications
                  and
                  deed in lieu of foreclosure, foreclosures and repossessions, as
                  applicable) are initiated, conducted and concluded in accordance
                  with the
                  timeframes or other requirements established by the transaction
                  documents.

              	 
	
                1122(d)(4)(viii)

              	
                Records
                  documenting collection efforts are maintained during the period
                  a pool
                  asset is delinquent in accordance with the transaction agreements.,
                  Such
                  records are maintained in at least a monthly basis, or such other
                  period
                  specified in the transaction agreements, and describe the entity’s
                  activities in monitoring delinquent pool assets including, for
                  example,
                  phone calls, letters and payment rescheduling plans in cases where
                  delinquency is deemed temporary (e.g., illness or
                  unemployment).

              	 
	
                1122(d)(4)(ix)

              	
                Adjustments
                  to interest rates or rates of return for pool assets with variable
                  rates
                  are computed based on the related pool asset documents.

              	 
	
                1122(d)(4)(x)

              	
                Regarding
                  any funds held in trust for an obligor (such as escrow accounts);
                  (A) such
                  funds are analyzed, in accordance with the obligor’s pool asset documents,
                  on at least an annual basis, or such other period specified in
                  the
                  transaction agreements; (B) interest on such funds is paid, or
                  credited,
                  to obligors in accordance with applicable pool asset documents
                  and state
                  laws; and (C) such funds are returned to the obligor within 3-
                  calendar
                  days of full repayment of the related pool asset, or such other
                  number of
                  days specified in the transaction agreements.

              	 
	
                1122(d)(4)(xi)

              	
                Payments
                  made on behalf of an obligor (such as tax ore insurance payments)
                  are made
                  on or before the related penalty or expiration dates, as indicated
                  on the
                  appropriate bills or notices for such payments, provided that such
                  support
                  has been received by the service at least 30 calendar days prior
                  to these
                  dates, or such other number of days specified in the transaction
                  agreements.

              	 
	
                1122(d)(4)(xii)

              	
                Any
                  late payment penalties in connection with any payment to be made
                  on behalf
                  of an obligor are paid from the servicer’s funds and not charged to the
                  obligor, unless the late payment was due to the obligor’s error or
                  omission.

              	 
	
                1122(d)(4)(xiii)

              	
                Disbursements
                  made on behalf of an obligor are posted within two business days
                  to the
                  obligor’s records maintained by the servicer, or such other number of days
                  specified in the transaction agreements.

              	 
	
                1122(d)(4)(xiv)

              	
                Delinquencies,
                  charge-offs and uncollectible funds are recognized and recorded
                  in
                  accordance with the transaction agreements.

              	 
	
                1122(d)(4)(xv)

              	
                Any
                  external enhancement or other support, identified in item 1114(a)(1)
                  through (3) or item 1115 of Regulation AB, is maintained as set
                  forth in
                  the transaction agreements.

              	 

      

      

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        K

      

      FORM
        OF
        BACK-UP CERTIFICATION
        TO
        FORM 10-K CERTIFICATE

       

      The
        [        
]
        agreement
        dated as of [     ],
        200[ ]
        (the “Agreement”), among [IDENTIFY PARTIES]

      

      I,
        ________________________________, the _______________________ of [NAME OF
        COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer]
        [Trustee], and their officers, with the knowledge and intent that they will
        rely
        upon this certification, that:

       

      (1) I
        have
        reviewed the servicer compliance statement of the Company provided in accordance
        with Item 1123 of Regulation AB (the “Compliance Statement”), the report on
        assessment of the Company’s compliance with the servicing criteria set forth in
        Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance
        with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended
        (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing
        Assessment”), the registered public accounting firm’s attestation report
        provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act
        and
        Section 1122(b) of Regulation AB (the “Attestation
        Report”), and all servicing reports, officer’s certificates and other
        information relating to the servicing of the Mortgage Loans by the Company
        during 200[ ] that were delivered by the Company to the [Depositor] [Master
        Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company
        Servicing Information”);

       

      (2) Based
        on
        my knowledge, the Company Servicing Information, taken as a whole, does not
        contain any untrue statement of a material fact or omit to state a material
        fact
        necessary to make the statements made, in the light of the circumstances
        under
        which such statements were made, not misleading with respect to the period
        of
        time covered by the Company Servicing Information;

       

      (3) Based
        on
        my knowledge, all of the Company Servicing Information required to be provided
        by the Company under the Agreement has been provided to the [Depositor] [Master
        Servicer] [Trustee];

       

      (4) I
        am
        responsible for reviewing the activities performed by the Company as servicer
        under the Agreement, and based on my knowledge and the compliance review
        conducted in preparing the Compliance Statement and except as disclosed in
        the
        Compliance Statement, the Servicing Assessment or the Attestation Report,
        the
        Company has fulfilled its obligations under the Agreement in all material
        respects; and

       

      (5) The
        Compliance Statement required to be delivered by the Company pursuant to
        the
        Agreement, and the Servicing Assessment and Attestation Report required to
        be
        provided by the Company and by any Subservicer or Subcontractor pursuant
        to the
        Agreement, have been provided to the [Depositor] [Master Servicer]. Any material
        instances of noncompliance described in such reports have been disclosed
        to the
        [Depositor] [Master Servicer]. Any material instance of noncompliance with
        the
        Servicing Criteria has been disclosed in such reports.

       

      
        	 
	
                Date:

              	 
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 

      

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        L

      

      FORM
        OF
        MORTGAGE LOAN PURCHASE AGREEMENT

       

      MORTGAGE
        LOAN PURCHASE AGREEMENT, dated as of October 30, 2006, as amended and
        supplemented by any and all amendments hereto (collectively, “this
        Agreement”),
        by
        and between FEDERAL NATIONAL MORTGAGE ASSOCIATION, a corporation organized
        and
        existing under the laws of the United States of America (“FANNIE
        MAE”
or
        the
“Mortgage
        Loan Seller”),
        and
        BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability
        company
        (the “Purchaser”).

       

      Upon
        the
        terms and subject to the conditions of this Agreement, the Mortgage Loan
        Seller
        agrees to sell, and the Purchaser agrees to purchase, certain conventional,
        closed-end, fixed rate, first lien mortgage loans secured by one- to four-family
        residences (collectively, the “Mortgage
        Loans”)
        as
        described herein. The Purchaser intends to deposit the Mortgage Loans into
        a
        trust fund (the “Trust
        Fund”)
        and
        create Bear Stearns Asset Backed Securities I Trust 2006-ST1, Asset-Backed
        Certificates, Series 2006-ST1 (the “Certificates”),
        under
        a pooling and servicing agreement, to be dated as of October 1, 2006 (the
        “Pooling
        and Servicing Agreement”),
        among
        the Purchaser, as depositor, Wells Fargo Bank, National Association, as master
        servicer (the “Master
        Servicer”)
        and as
        securities administrator (the “Securities Administrator”), and U.S. Bank
        National Association, as trustee (the “Trustee”).

       

      The
        Purchaser has filed with the Securities and Exchange Commission (the
“Commission”)
        a
        registration statement on Form S-3 (Number 333-131374) relating to its
        Asset-Backed Certificates and the offering of certain series thereof (including
        certain classes of the Certificates) from time to time in accordance with
        Rule
        415 under the Securities Act of 1933, as amended, and the rules and regulations
        of the Commission promulgated thereunder (the “Securities
        Act”).
        Such
        registration statement, when it became effective under the Securities Act,
        and
        the prospectus relating to the public offering of certain classes of the
        Certificates by the Purchaser (the “Public
        Offering”),
        as
        each may be amended or supplemented from time to time pursuant to the Securities
        Act or otherwise, are referred to herein as the “Registration
        Statement”
        and the
“Prospectus,”
        respectively. The “Free Writing Prospectus” shall mean the free writing
        prospectus, dated October 18, 2006. The “Prospectus
        Supplement”
        shall
        mean that supplement, dated October 27, 2006, to the Prospectus, dated October
        18, 2006, relating to certain classes of the Certificates. With respect to
        the
        Public Offering of certain classes of the Certificates, the Purchaser and
        Bear,
        Stearns & Co. Inc. (“Bear
        Stearns”)
        have
        entered into a terms agreement, dated as of October 27, 2006, to an underwriting
        agreement, dated April 13, 2006, between the Purchaser and Bear Stearns
        (together, the “Underwriting
        Agreement”).

       

      Now,
        therefore, in consideration of the premises and the mutual agreements set
        forth
        herein, the parties hereto agree as follows:

       

      SECTION
        1.  Definitions.
        Certain
        terms are defined herein. Capitalized terms used herein but not defined herein
        shall have the meanings specified in the Pooling and Servicing Agreement.
        The
        following other terms are defined as follows:

       

      Acquisition
        Price:
        Cash in
        an amount equal to $            
        *             
        (plus
        $        *       
        in
        accrued interest), and the Retained Certificates as set forth in the Purchase
        Agreement or in the Purchase Letter Agreement in the form attached hereto
        as
        Exhibit 9.

       

      Bear
        Stearns:
        Bear,
        Stearns & Co. Inc.

       

      Closing
        Date:
        October
        30, 2006.

       

      Custodial
        Agreement:
        An
        agreement, dated as of October 30, 2006 among the Purchaser, the Trustee,
        the
        Master Servicer, the Securities Administrator and the Custodian.

       

      Custodian:
        Wells
        Fargo Bank, National Association.

       

      Cut-off
        Date Balance:
        Shall
        mean $183,957,158.70.

       

      Deleted
        Mortgage Loan:
        A
        Mortgage Loan repurchased from the Trust Fund or replaced or to be replaced
        by a
        Replacement Mortgage Loan.

       

      Due
        Date:
        With
        respect to each Mortgage Loan, the date in each month on which its scheduled
        payment is due, as set forth in the related Mortgage Note.

       

      Final
        Loan Tape:
        The
        final loan tape provided to Bear, Stearns & Co. Inc. by the Mortgage Loan
        Seller.

       

      Initial
        Purchaser:
        Bear,
        Stearns & Co. Inc.

       

      MERS:
        Mortgage Electronic Registration Systems, Inc., a corporation organized and
        existing under the laws of the State of Delaware, or any successor
        thereto.

       

      MERS®
        System:
        The
        system of recording transfers of Mortgages electronically maintained by
        MERS.

       

      MOM
        Loan:
        With
        respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage
        Loan, solely as nominee for the originator of such Mortgage Loan and its
        successors and assigns, at the origination thereof.

       

      Moody’s:
        Moody’s
        Investors Service, Inc., or its successors in interest.

       

      Mortgage:
        The
        mortgage or deed of trust creating a first lien on an interest in an estate
        in
        fee simple in real property securing a Mortgage Note.

       

      Mortgage
        File:
        The
        items referred to in Exhibit
        1
        pertaining to a particular Mortgage Loan and any additional documents required
        to be added to such documents pursuant to this Agreement.

      

      
        * Please
          contact Bear Stearns for pricing information.

      

      
         

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

      

       

      Mortgage
        Loan Schedule:
        The
        list of Mortgage Loans (as from time to time amended to reflect the deletion
        of
        Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant
        to the provisions of this Agreement) transferred to the Trustee as part of
        the
        Trust Fund and from time to time subject to this Agreement, the initial Mortgage
        Loan Schedule being attached hereto as Exhibit B, setting forth the following
        information with respect to each Mortgage Loan:

       

      (a) the
        city,
        state and zip code of the Mortgaged Property; 

       

      (b) the
        property type;

       

      (c) the
        Mortgage Interest Rate;

       

      (d) the
        Servicing Fee Rate;

       

      (e) the
        Master Servicing Fee Rate;

       

      (f) the
        LPMI
        Fee, if applicable;

       

      (g) the
        Trustee Fee Rate, if applicable;

       

      (h) the
        Net
        Mortgage Rate;

       

      (i) the
        maturity date;

       

      (j) the
        stated original term to maturity;

       

      (k) the
        stated remaining term to maturity;

       

      (l) the
        original Principal Balance;

       

      (m) the
        first
        payment date;

       

      (n) the
        principal and interest payment in effect as of the Cut-off Date;

       

      (o) the
        unpaid Principal Balance as of the Cut-off Date;

       

      (p) the
        Loan-to-Value Ratio at origination;

       

      (q) the
        insurer of any Primary Mortgage Insurance Policy;

       

      (r) the
        MIN
        with respect to each MOM Loan;

       

      (s) the
        Prepayment Charge, if any;

       

      (t) lien
        position (e.g., first lien or second lien);

       

      (u) the
        Mortgage Loan Seller; and

       

      (v) the
        original amortization term.

       

      Such
        schedule also shall set forth for all of the Mortgage Loans, the total number
        of
        Mortgage Loans, the total of each of the amounts described under (n) and
        (o)
        above, the weighted average by principal balance as of the Cut-off Date of
        each
        of the rates described under (c) through (h) above, and the weighted average
        remaining term to maturity by unpaid principal balance as of the Cut-off
        Date.

       

      Mortgage
        Rate:
        The
        annual rate of interest borne by a Mortgage Note as stated therein.

       

      Mortgagor:
        The
        obligor(s) on a Mortgage Note.

       

      Net
        Mortgage Rate:
        For
        each Mortgage Loan, the Mortgage Rate for such Mortgage Loan less (i) the
        Master
        Servicing Fee Rate, (ii) the Servicing Fee Rate and (iii) the rate at which
        the
        LPMI Fee is calculated, if applicable.

       

      Non-Retained
        Acquisition Price:
        Cash in
        an amount equal to $            
        *             
        (plus
        $        *       
        in
        accrued interest) for the applicable Retained Certificates as set forth in
        the
        Purchase Agreement or in the Purchase Letter Agreement in the form attached
        hereto as Exhibit 9.

       

      Non-Retained
        Certificates:
        The
        Class A-1, Class A-2, Class M-1, Class M-2, Class M-3, Class M-4, Class B-1,
        Class B-2, Class B-3, Class R-1, Class R-2, Class R-3 and Class RX
        Certificates.

       

      Opinion
        of Counsel:
        A
        written opinion of counsel, who may be counsel for the Mortgage Loan Seller
        or
        the Purchaser, reasonably acceptable to the Trustee.

       

      Person:
        Any
        legal person, including any individual, corporation, partnership, joint venture,
        association, joint stock company, trust, unincorporated organization or
        government or any agency or political subdivision thereof.

       

      Purchase
        Agreement:
        The
        Purchase Agreement, dated October 30, 2004, and the related Terms Agreement,
        dated as of __________, 2006 (together the “Purchase Agreement”), between Bear,
        Stearns & Co. Inc. and the Purchaser.

       

      Repurchase
        Price:
        With
        respect to any Mortgage Loan required to be repurchased by the Mortgage Loan
        Seller pursuant to the applicable provisions of this Agreement, an amount
        equal
        to the sum of (i) 100% of the principal remaining unpaid on such Mortgage
        Loan
        as of the date of repurchase (including if a foreclosure has already occurred,
        the principal balance of the related Mortgage Loan at the time the Mortgaged
        Property was acquired), (ii) accrued and unpaid interest thereon at the Mortgage
        Rate through and including the last day of the month of repurchase, (iii)
        third-party expenses incurred in connection with the transfer of the Mortgage
        Loan being purchased and (iv) any costs and damages incurred by the Trust
        in
        connection with any violation of such Mortgage Loan of any anti-predatory
        lending laws.

      
        

        
          * Please
            contact Bear Stearns for pricing information.

           

          
            
              
              

            

            
              
              

              
                

              

            

            
              
              

            

          

        

      

      Rating
        Agencies:
        Standard & Poor’s and Moody’s, each a “Rating
        Agency.”

       

      Replacement
        Mortgage Loan:
        A
        mortgage loan substituted for a Deleted Mortgage Loan which must meet on
        the
        date of such substitution the requirements stated herein and in the Pooling
        and
        Servicing Agreement; upon such substitution, such mortgage loan shall be
        a
“Mortgage Loan” hereunder.

       

      Retained
        Certificates:
        The
        Class B-4 Certificates and Class C Certificates.

       

      Servicer
        or SunTrust:
        SunTrust Mortgage, Inc.

       

      Servicing
        Agreement:
        The
        Mortgage Loan Purchase and Servicing Agreement, dated as of September 1,
        2006,
        between the Mortgage Loan Seller and the Servicer, as amended by the SunTrust
        Assignment Agreement.

       

      Standard
        & Poor’s:
        Standard & Poor’s, a division of The McGraw-Hill Companies, Inc. or its
        successors in interest.

       

      SunTrust
        Assignment Agreement:
        The
        Assignment, Assumption and Recognition Agreement, dated as of October 30,
        2006,
        by and among the Mortgage Loan Seller, SunTrust and the Trustee evidencing
        the
        assignment of the SunTrust Servicing Agreement with respect to the Mortgage
        Loans to the Trust Fund.

       

      Value:
        With
        respect to purchase money Mortgage Loans, the value of the Mortgaged Property
        at
        the time of origination of the related Mortgage Loan, such value being the
        lesser of (i) the value of such property set forth in an appraisal accepted
        by
        the applicable originator of the Mortgage Loan or (ii) the sales price of
        such
        property at the time of origination. With respect to cash-out refinance and
        rate/term refinance Mortgage Loans, the value of such property set forth
        in an
        appraisal accepted by the originator of the Mortgage Loan.

       

      Wells
        Fargo:
        Wells
        Fargo Bank, National Association.

       

      SECTION
        2.  Purchase
        and Sale of the Mortgage Loans and Related Rights. 

       

      (a)  Upon
        satisfaction of the conditions set forth in Section 11 hereof, the Mortgage
        Loan
        Seller agrees to sell, and the Purchaser agrees to purchase, Mortgage Loans
        having an aggregate outstanding principal balance as of the Cut-off Date
        equal
        to the Cut-off Date Balance.

       

      (b)  The
        closing for the purchase and sale of the Mortgage Loans and the closing for
        the
        issuance of the Certificates will take place on the Closing Date at the office
        of the Purchaser’s counsel in New York, New York or such other place as the
        parties shall agree.

       

      (c)  Upon
        the
        satisfaction of the conditions set forth in Section 11 hereof, on the Closing
        Date, the Mortgage Loan Seller shall sell the Mortgage Loans in exchange
        for the
        Certificates. Unless delivery is made through the facilities of the Depository
        Trust Company, the Certificates so to be delivered will be in definitive,
        fully
        registered form, in such denominations and registered in such names as the
        Mortgage Loan Seller requests. Immediately upon delivery of the Certificates,
        the Mortgage Loan Seller shall sell to the Purchaser the Non-Retained
        Certificates. The Purchaser shall pay to the Mortgage Loan Seller the cash
        portion of the Non-Retained Acquisition Price in immediately available funds
        by
        wire transfer to such account or accounts as shall be designated by the Mortgage
        Loan Seller. Following the Closing Date, if the Mortgage Loan Seller determines
        to sell to the Purchaser any of the Retained Certificates as evidenced by
        a
        Purchase Letter Agreement in the form attached hereto as Exhibit 9, and the
        Purchaser agrees to purchase such Retained Certificates, the Purchaser shall
        pay
        to the Mortgage Loan Seller the purchase price for such sold Retained
        Certificates as set forth in the Purchase Letter Agreement in immediately
        available funds by wire transfer to such account or accounts as shall be
        designated by the Mortgage Loan Seller. Any such sale shall occur on a date
        agreed upon by the Mortgage Loan Seller, the Purchaser and the Underwriter.
        Not
        later than ten (10) Business Days prior to any pledge, sale or other disposition
        by the Mortgage Loan Seller or an affiliate of the Mortgage Loan Seller of
        any
        of the Retained Certificates, the Mortgage Loan Seller shall notify the
        Purchaser of such event. 

       

      SECTION
        3.  Mortgage
        Loan Schedule.
        The
        Mortgage Loan Seller agrees to provide to the Purchaser as of the date hereof
        a
        listing of the Mortgage Loans (the “Mortgage Loan Schedule”) setting forth the
        information listed on Exhibit
        2
        to this
        Agreement with respect to each of the Mortgage Loans being sold by the Mortgage
        Loan Seller. The Mortgage Loan Schedule shall be delivered to the Purchaser
        on
        the Closing Date and shall be in form and substance mutually agreed to by
        the
        Mortgage Loan Seller and the Purchaser.

       

      SECTION
        4.  Mortgage
        Loan Transfer.

       

      (a)  The
        Purchaser will be entitled to all scheduled payments of principal and interest
        on the Mortgage Loans due after the Cut-off Date (regardless of when actually
        collected) and all payments thereof. The Mortgage Loan Seller will be entitled
        to all scheduled payments of principal and interest on the Mortgage Loans
        due on
        or before the Cut-off Date (including payments collected after the Cut-off
        Date)
        and all payments thereof. Such principal amounts and any interest thereon
        belonging to the Mortgage Loan Seller as described above will not be included
        in
        the aggregate outstanding principal balance of the Mortgage Loans as of the
        Cut-off Date as set forth on the Mortgage Loan Schedule.

       

      (b)  Pursuant
        to various conveyancing documents to be executed on the Closing Date and
        pursuant to the Pooling and Servicing Agreement, the Purchaser will assign
        on
        the Closing Date all of its right, title and interest in and to the Mortgage
        Loans to the Trustee for the benefit of the Certificateholders. In connection
        with the transfer and assignment of the Mortgage Loans, the Mortgage Loan
        Seller
        has delivered or will deliver or cause to be delivered to the Trustee or
        the
        Custodian on behalf of the Trustee by the Closing Date or such later date
        as is
        agreed to by the Purchaser and the Mortgage Loan Seller (each of the Closing
        Date and such later date is referred to as a “Mortgage
        File Delivery Date”),
        the
        items of each Mortgage File, provided,
        however,
        that in
        lieu of the foregoing, the Mortgage Loan Seller may deliver the following
        documents, under the circumstances set forth below: (x) in lieu of the original
        Mortgage, assignments to the Trustee or intervening assignments thereof which
        have been delivered, are being delivered or will upon receipt of recording
        information relating to the Mortgage required to be included thereon, be
        delivered to recording offices for recording and have not been returned in
        time
        to permit their delivery as specified above, the Mortgage Loan Seller may
        deliver a true copy thereof with a certification by the Servicer or the title
        company, on the face of such copy, substantially as follows: “Certified to be a
        true and correct copy of the original, which has been transmitted for
        recording;” (y) in lieu of the Mortgage, assignments to the Trustee or
        intervening assignments thereof, if the applicable jurisdiction retains the
        originals of such documents or if the originals are lost (in each case, as
        evidenced by a certification from the Mortgage Loan Seller or the Master
        Servicer to such effect), the Mortgage Loan Seller may deliver photocopies
        of
        such documents containing an original certification by the judicial or other
        governmental authority of the jurisdiction where such documents were recorded;
        and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each
        identified in the list delivered by the Purchaser to the Trustee on the Closing
        Date and attached hereto as Exhibit
        5
        the
        Mortgage Loan Seller may deliver lost note affidavits and indemnities of
        the
        Mortgage Loan Seller; and provided further, however, that in the case of
        Mortgage Loans which have been prepaid in full after the Cut-off Date and
        prior
        to the Closing Date, the Mortgage Loan Seller, in lieu of delivering the
        above
        documents, may deliver to the Trustee a certification by the Mortgage Loan
        Seller or the Master Servicer to such effect. The Mortgage Loan Seller shall
        deliver such original documents (including any original documents as to which
        certified copies had previously been delivered) or such certified copies
        to the
        Trustee, or the Custodian on behalf of the Trustee, promptly after they are
        received. The Mortgage Loan Seller shall cause the Mortgage and intervening
        assignments, if any, and the assignment of the Mortgage to be recorded not
        later
        than 180 days after the Closing Date unless such assignment is not required
        to
        be recorded under the terms set forth in Section 6(a) hereof.

       

      (c)  In
        connection with the assignment of any Mortgage Loan registered on the MERS®
System, the Mortgage Loan Seller further agrees that it will cause, at the
        Mortgage Loan Seller’s own expense, within 30 days after the Closing Date, the
        MERS® System to indicate that such Mortgage Loans have been assigned by the
        Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee
        in
        accordance with this Agreement for the benefit of the Certificateholders
        by
        including (or deleting, in the case of Mortgage Loans which are repurchased
        in
        accordance with this Agreement) in such computer files (a) the code in the
        field
        which identifies the specific Trustee and (b) the code in the field “Pool Field”
which identifies the series of the Certificates issued in connection with
        such
        Mortgage Loans. The Mortgage Loan Seller further agrees that it will not,
        and
        will not permit the Servicer to, alter the codes referenced in this paragraph
        with respect to any Mortgage Loan during the term of the Pooling and Servicing
        Agreement unless and until such Mortgage Loan is repurchased in accordance
        with
        the terms of the Servicing Agreement or this Agreement, or a substitution
        is
        made by the Mortgage Loan Seller in accordance with the terms of this
        Agreement.

       

      (d)  The
        Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of
        the
        Mortgage Loans will ultimately be assigned to U.S. Bank National Association,
        as
        Trustee for the benefit of the Certificateholders, on the date
        hereof.

       

      SECTION
        5.  Examination
        of Mortgage Files.

       

      (a)  On
        or
        before the Mortgage File Delivery Date, the Mortgage Loan Seller will have
        made
        the Mortgage Files available to the Purchaser or its agent for examination
        which
        may be at the offices of the Trustee or the Mortgage Loan Seller and/or the
        Mortgage Loan Seller’s custodian. The fact that the Purchaser or its agent has
        conducted or has failed to conduct any partial or complete examination of
        the
        Mortgage Files shall not affect the Purchaser’s rights to demand cure,
        repurchase, substitution or other relief as provided in this Agreement. In
        furtherance of the foregoing, the Mortgage Loan Seller shall make the Mortgage
        Files available to the Purchaser or its agent from time to time so as to
        permit
        the Purchaser to confirm the Mortgage Loan Seller’s compliance with the delivery
        and recordation requirements of this Agreement and the Pooling and Servicing
        Agreement. In addition, upon request of the Purchaser, the Mortgage Loan
        Seller
        agrees to provide to the Purchaser, Bear Stearns and to any investors or
        prospective investors in the Certificates information regarding the Mortgage
        Loans and their servicing, to make the Mortgage Files available to the
        Purchaser, Bear Stearns and to such investors or prospective investors (which
        may be at the offices of the Mortgage Loan Seller and/or the Mortgage Loan
        Seller’s custodian) and to make available personnel knowledgeable about the
        Mortgage Loans for discussions with the Purchaser, Bear Stearns and such
        investors or prospective investors, upon reasonable request during regular
        business hours, sufficient to permit the Purchaser, Bear Stearns and such
        investors or potential investors to conduct such due diligence as any such
        party
        reasonably believes is appropriate.

       

      (b)  Pursuant
        to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or
        the
        Custodian as obligated under the Custodial Agreement), for the benefit of
        the
        Certificateholders, will review items of the Mortgage Files as set forth
        on
Exhibit
        1
        and will
        deliver to the Mortgage Loan Seller an initial certification in the form
        attached as Exhibit One to the Custodial Agreement.

       

      (c)  Within
        90
        days of the Closing Date, the Trustee or the Custodian on its behalf shall,
        in
        accordance with the provisions of Section 2.02 of the Pooling and Servicing
        Agreement, deliver to the Mortgage Loan Seller and the Trustee an Interim
        Certification in the form attached as Exhibit Two to the Custodial Agreement
        to
        the effect that all such documents have been executed and received and that
        such
        documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule,
        except for any exceptions listed on Schedule A attached to such Interim
        Certification. The Custodian shall be under no duty or obligation to inspect,
        review or examine said documents, instruments, certificates or other papers
        to
        determine that the same are genuine, enforceable, or appropriate for the
        represented purpose or that they have actually been recorded or that they
        are
        other than what they purport to be on their face.

       

      (d)  The
        Trustee or the Custodian on its behalf will review the Mortgage Files within
        180
        days of the Closing Date and will deliver to the Mortgage Loan Seller and
        the
        Master Servicer, and if reviewed by the Custodian, the Trustee, a final
        certification substantially in the form of Exhibit Three to the Custodial
        Agreement. If the Trustee or the Custodian on its behalf is unable to deliver
        a
        final certification with respect to the items listed in Exhibit
        1
        due to
        any document that is missing, has not been executed, is unrelated, determined
        on
        the basis of the Mortgagor name, original principal balance and loan number,
        to
        the Mortgage Loans identified in the Mortgage Loan Schedule (a “Material
        Defect”),
        the
        Trustee or the Custodian on its behalf shall notify the Mortgage Loan Seller
        and
        the Servicer of such Material Defect. The Servicer or if the Servicer fails
        to
        do so, the Mortgage Loan Seller, shall correct or cure any such Material
        Defect
        within 90 days from the date of notice from the Trustee of the Material Defect
        and if the Servicer or Mortgage Loan Seller, as applicable, does not correct
        or
        cure such Material Defect within such period and such defect materially and
        adversely affects the interests of the Certificateholders in the related
        Mortgage Loan, the Servicer or Mortgage Loan Seller, as applicable, will,
        in
        accordance with the terms of the Pooling and Servicing Agreement, within
        90 days
        of the date of notice, purchase the related Mortgage Loan at the applicable
        Repurchase Price (or in the case of the Mortgage Loan Seller, provide the
        Trustee with a Replacement Mortgage Loan (if within two years of the Closing
        Date)); provided,
        however,
        that if
        such defect relates solely to the inability of Servicer to deliver the original
        security instrument or intervening assignments thereof, or a certified copy
        because the originals of such documents, or a certified copy, have not been
        returned by the applicable jurisdiction, the Servicer shall not be required
        to
        purchase such Mortgage Loan if the Servicer delivers such original documents
        or
        certified copy promptly upon receipt, but in no event later than 360 days
        after
        the Closing Date. The foregoing repurchase obligation shall not apply in
        the
        event that the Servicer cannot deliver such original or copy of any document
        submitted for recording to the appropriate recording office in the applicable
        jurisdiction because such document has not been returned by such office;
        provided that the Servicer shall instead deliver a recording receipt of such
        recording office or, if such receipt is not available, a certificate of the
        Servicer or a Servicing Officer confirming that such documents have been
        accepted for recording, and delivery to the Trustee shall be effected by
        the
        Servicer within thirty days of its receipt of the original recorded document.
        Notwithstanding the foregoing, if the Servicer fails to cure a breach or
        repurchase such Mortgage Loan as required by this Section, the Trustee shall
        then request that the Mortgage Loan Seller, within 10 days of receipt of
        a
        written request from the Trustee, cure such breach or repurchase such Mortgage
        Loan (or substitute in its place a Replacement Mortgage Loan).

       

      (e)  At
        the
        time of any substitution, the Mortgage Loan Seller shall deliver or cause
        to be
        delivered the Replacement Mortgage Loan, the related Mortgage File and any
        other
        documents and payments required to be delivered in connection with a
        substitution pursuant to the Pooling and Servicing Agreement. At the time
        of any
        purchase by the Servicer or the Mortgage Loan Seller, as applicable, or with
        respect to the Mortgage Loan Seller only, substitution, the Trustee shall
        (i)
        assign the selected Mortgage Loan to the Servicer in the case of any purchase
        or
        the Mortgage Loan Seller in the case of any purchase or substitution, as
        applicable, and shall release or cause the Custodian to release the documents
        (including, but not limited to the Mortgage, Mortgage Note and other contents
        of
        the Mortgage File) in the possession of the Trustee or the Custodian, as
        applicable relating to the Mortgage Loan and (ii) execute and deliver such
        instruments of transfer or assignment, in each case without recourse, as
        shall
        be necessary to vest in the Servicer or Mortgage Loan Seller, as applicable,
        title to such Mortgage Loan.

       

      SECTION
        6.  Recordation
        of Assignments of Mortgage.

       

      (a)  The
        Mortgage Loan Seller will, promptly after the Closing Date, cause each Mortgage
        and each assignment of Mortgage from the Mortgage Loan Seller to the Trustee,
        and all unrecorded intervening assignments, if any, delivered on or prior
        to the
        Closing Date, to be recorded in all recording offices in the jurisdictions
        where
        the related Mortgaged Properties are located; provided,
        however,
        the
        Mortgage Loan Seller need not cause to be recorded any assignment which relates
        to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged
        Property is located in any jurisdiction under the laws of which, as evidenced
        by
        an Opinion of Counsel delivered by the Purchaser to the Trustee and the Rating
        Agencies, the recordation of such assignment is not necessary to protect
        the
        Trustee’s interest in the related Mortgage Loan; provided,
        however,
        notwithstanding the delivery of any Opinion of Counsel, each assignment of
        Mortgage shall be submitted for recording by the Mortgage Loan Seller in
        the
        manner described above, at no expense to the Trust Fund or Trustee, upon
        the
        earliest to occur of (i) reasonable direction by the Holders of Certificates
        evidencing Percentage Interests aggregating not less than 25% of the Trust,
        (ii)
        court has recharacterized the sale of the Mortgage Loans as a financing,
        or
        (iii) with respect to any one assignment of Mortgage, the occurrence of a
        bankruptcy, insolvency or foreclosure relating to the Mortgagor under the
        related Mortgage.

       

      While
        each such Mortgage or assignment is being recorded, if necessary, the Mortgage
        Loan Seller shall leave or cause to be left with the Trustee or the Custodian
        on
        its behalf a certified copy of such Mortgage or assignment. In the event
        that,
        within 180 days of the Closing Date, the Trustee has not been provided with
        an
        Opinion of Counsel as described above or received evidence of recording with
        respect to each Mortgage Loan delivered to the Purchaser pursuant to the
        terms
        hereof or as set forth above and the related Mortgage Loan is not a MOM Loan,
        the failure to provide evidence of recording or such Opinion of Counsel shall
        be
        considered a Material Defect, and the provisions of Section 5(d) and (e)
        shall
        apply. All customary recording fees and reasonable expenses relating to the
        recordation of the assignments of mortgage to the Trustee or the Opinion
        of
        Counsel, as the case may be, shall be borne by the Mortgage Loan
        Seller.

       

      (b)  It
        is the
        express intent of the parties hereto that the conveyance of the Mortgage
        Loans
        by the Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement
        be, and be treated as, a sale. It is, further, not the intention of the parties
        that such conveyance be deemed a pledge of the Mortgage Loans by the Mortgage
        Loan Seller to the Purchaser to secure a debt or other obligation of the
        Mortgage Loan Seller. However, in the event that, notwithstanding the intent
        of
        the parties, the Mortgage Loans are held by a court to continue to be property
        of the Mortgage Loan Seller, then (a) this Agreement shall also be deemed
        to be
        a security agreement within the meaning of Articles 8 and 9 of the applicable
        Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided
        for
        herein shall be deemed to be a grant by the Mortgage Loan Seller to the
        Purchaser of a security interest in all of the Mortgage Loan Seller’s right,
        title and interest in and to the Mortgage Loans and all amounts payable to
        the
        holders of the Mortgage Loans in accordance with the terms thereof and all
        proceeds of the conversion, voluntary or involuntary, of the foregoing into
        cash, instruments, securities or other property, to the extent the Purchaser
        would otherwise be entitled to own such Mortgage Loans and proceeds pursuant
        to
        Section 4 hereof, including all amounts, other than investment earnings,
        from
        time to time held or invested in any accounts created pursuant to the Pooling
        and Servicing Agreement, whether in the form of cash, instruments, securities
        or
        other property; (c) the possession by the Purchaser or the Trustee (or the
        Custodian on its behalf) of Mortgage Notes and such other items of property
        as
        constitute instruments, money, negotiable documents or chattel paper shall
        be
        deemed to be “possession by the secured party” for purposes of perfecting the
        security interest pursuant to Section 9-305 (or comparable provision) of
        the
        applicable Uniform Commercial Code; and (d) notifications to persons holding
        such property, and acknowledgments, receipts or confirmations from persons
        holding such property, shall be deemed notifications to, or acknowledgments,
        receipts or confirmations from, financial intermediaries, bailees or agents
        (as
        applicable) of the Purchaser for the purpose of perfecting such security
        interest under applicable law. Any assignment of the interest of the Purchaser
        pursuant to any provision hereof or pursuant to the Pooling and Servicing
        Agreement shall also be deemed to be an assignment of any security interest
        created hereby. The Mortgage Loan Seller and the Purchaser shall, to the
        extent
        consistent with this Agreement, take such actions as may be reasonably necessary
        to ensure that, if this Agreement were deemed to create a security interest
        in
        the Mortgage Loans, such security interest would be deemed to be a perfected
        security interest of first priority under applicable law and will be maintained
        as such throughout the term of the Pooling and Servicing Agreement.

       

      SECTION
        7.  Reports
        Filed with Securities and Exchange Commission.

       

      (a)  (i)
        For
        so long as the Trust Fund is subject to the Exchange Act reporting requirements,
        within five (5) calendar days after the related Distribution Date, (i) the
        Mortgage Loan Seller shall provide, pursuant to Section 7(a)(iv) below, the
        information set forth in Exhibit 7 required to be reported on Form 10-D
        (“Additional Form 10-D Disclosure”) to the Securities Administrator and the
        Purchaser, to the extent known by a responsible officer thereof, in
        EDGAR-compatible format, or in such other form as otherwise agreed upon by
        the
        Securities Administrator, the Purchaser and the Mortgage Loan Seller, and
        (ii)
        the Purchaser will approve, as to form and substance, or disapprove, as the
        case
        may be, the inclusion of the Additional Form 10-D Disclosure on the Form
        10-D to
        be filed by the Purchaser pursuant to Section 3.18 of the Pooling and Servicing
        Agreement.

       

      (ii)  For
        so
        long as the Trust Fund is subject to the Exchange Act reporting requirements,
        no
        later than the close of business on the 2nd Business Day after the occurrence
        of
        an event requiring disclosure on Form 8-K set forth in Exhibit 7 (a “Reportable
        Event”) (i) the Mortgage Loan Seller shall provide, pursuant to Section 7(a)(iv)
        below, the information related to a Reportable Event or that is otherwise
        required to be included on Form 8-K (“Form 8-K Disclosure Information”) to the
        Securities Administrator and the Purchaser, to the extent known by a responsible
        officer thereof, in EDGAR-compatible format, or in such other form as otherwise
        agreed upon by the Securities Administrator, the Purchaser and the Mortgage
        Loan
        Seller, and (ii) the Purchaser shall approve, as to form and substance, or
        disapprove, as the case may be, the inclusion of the Form 8-K Disclosure
        Information on the Form 8-K to be filed by the Purchaser pursuant to Section
        3.18 of the Pooling and Servicing Agreement. 

       

      (iii)  No
        later
        than March 15th of each year that the Trust Fund is subject to the Exchange Act
        reporting requirements, commencing in 2007, (i) the Mortgage Loan Seller
        shall
        provide, pursuant to Section 7(a)(iv) below, the information set forth in
        Exhibit 7 required to be reported on Form 10-K (“Additional Form 10-K
        Disclosure”) to the Securities Administrator and the Purchaser, to the extent
        known by a responsible officer thereof, in EDGAR-compatible format, or in
        such
        other form as otherwise agreed upon by the Securities Administrator, the
        Purchaser and the Mortgage Loan Seller, and (ii) the Purchaser will approve,
        as
        to form and substance, or disapprove, as the case may be, the inclusion of
        the
        Additional Form 10-K Disclosure on the Form 10-K to be filed by the Purchaser
        pursuant to Section 3.18 of the Pooling and Servicing Agreement. 

       

      (iv)  The
        Mortgage Loan Seller hereby agrees to notify and provide to the Securities
        Administrator and the Purchaser, to the extent known by a responsible officer
        thereof, all Additional Form 10-D Disclosure, Additional Form 10-K Disclosure
        or
        any Additional Form 8-K Disclosure Information (collectively, the “Additional
        Disclosure”) relating to the Trust Fund. The Securities Administrator’s
        obligation to include such Additional Disclosure in the applicable Exchange
        Act
        report is subject to receipt from the Mortgage Loan Seller as and when required
        as described in Section 7(a)(i) through (iii) above. Such Additional Disclosure
        shall be accompanied by a notice substantially in the form of Exhibit
        8.

       

      (v)  For
        so
        long as the Trust Fund is subject to the Exchange Act reporting requirements,
        within five (5) calendar days after the related Distribution Date, the Mortgage
        Loan Seller shall request that the Servicer provide, to the extent it has
        knowledge, any information required under Items 1121(a)(9) and 1121(a)(10)
        of
        Regulation AB to the Securities Administrator and the Purchaser not later
        than
        ten (10) days prior the deadline for the filing of any distribution report
        on
        Form 10-D. 

       

      (b)  The
        Mortgage Loan Seller shall indemnify and hold harmless the Purchaser, the
        Securities Administrator and the Master Servicer and each of its officers,
        directors and affiliates from and against any losses, damages, penalties,
        fines,
        forfeitures, reasonable and necessary legal fees and related costs, judgments
        and other costs and expenses arising out of or based upon a breach of the
        obligations of the Mortgage Loan Seller under Section
        7(a)(iv) or
        the
        Mortgage Loan Seller’s negligence, bad faith or willful misconduct in connection
        therewith. In addition, the Mortgage Loan Seller shall indemnify and hold
        harmless the Purchaser and the Master Servicer and each of their respective
        officers, directors and affiliates and the Master Servicer from and against
        any
        losses, damages, penalties, fines, forfeitures, reasonable and necessary
        legal
        fees and related costs, judgments and other costs and expenses arising out
        of or
        based upon (i) any untrue statement or alleged untrue statement of any material
        fact contained in any Additional Disclosure provided by the Mortgage Loan
        Seller
        pursuant to Section
        7(a)(iv) (the
        “Mortgage Loan Seller Disclosure Information”), or (ii) any omission or alleged
        omission to state therein a material fact required to be stated therein or
        necessary to make the statements therein, in light of the circumstances in
        which
        they were made, not misleading; provided, by way of clarification, that this
        paragraph shall be construed solely by reference to the Mortgage Loan Seller
        Disclosure Information and not to any other information communicated in
        connection with the Certificates, without regard to whether the Mortgage
        Loan
        Seller Disclosure Information or any portion thereof is presented together
        with
        or separately from such other information.

       

      If
        the
        indemnification provided for herein is unavailable or insufficient to hold
        harmless the Purchaser, the Securities Administrator or the Master Servicer,
        as
        applicable, then the Mortgage Loan Seller, in connection with any conduct
        for
        which it is providing indemnification under this Section 7(b), agrees that
        it
        shall contribute to the amount paid or payable by the other parties as a
        result
        of the losses, claims, damages or liabilities of the other party in such
        proportion as is appropriate to reflect the relative fault and the relative
        benefit of the respective parties.

       

      The
        indemnification provisions set forth in this Section 7(b) shall survive the
        termination of this Agreement or the termination of any party to this
        Agreement.

       

      SECTION
        8.  Representations
        and Warranties of the Mortgage Loan Seller Concerning the Mortgage
        Loans.
        The
        Mortgage Loan Seller hereby represents and warrants to the Purchaser as of
        the
        Closing Date or such other date as may be specified below with respect to
        each
        Mortgage Loan being sold by it, that:

       

      (a)  There
        is
        no material damage to the Mortgaged Property and there is no proceeding pending
        or threatened for the total or partial condemnation of the Mortgaged Property.
        The Mortgage Loan Seller has not received notification that any such proceedings
        are scheduled to commence at a future date;

       

      (b)  Immediately
        prior to the transfer and assignment of the Mortgage Loan to the Purchaser,
        each
        Mortgage Loan, including the related Mortgage Note and the Mortgage, was
        not
        subject to an assignment, sale or pledge to any person other than the Purchaser
        and, the Mortgage Loan Seller had good and marketable title to and was the
        sole
        owner of and had full right to transfer and sell the Mortgage Loan to the
        Purchaser free and clear of any encumbrance, equity, lien, pledge, charge,
        claim
        or security interest and had full right and authority subject to no interest
        or
        participation of, or agreement with, any other party, to sell and assign
        such
        Mortgage Loan pursuant to this Agreement;

       

      (c)  The
        ALTA
        lender’s title insurance policy or equivalent form of policy or insurance
        covering the Mortgage Loan in effect as of September 28, 2006 remains in
        full
        force and effect and, during the period from and after September 29, 2006,
        no
        claims have been made under such lender’s title insurance policy and neither the
        Mortgage Loan Seller nor any Mortgagor has done, by act or omission, anything
        which would impair the coverage of such lender’s title insurance
        policy;

       

      (d)  The
        scheduled monthly payment on the Mortgage Loan that was due on September
        1, 2006
        was received prior to October 1, 2006.

       

      (e)  The
        information set forth in Schedule A of the Prospectus Supplement with respect
        to
        the Mortgage Loans is true and correct in all material respects.

       

      It
        is
        understood and agreed that the representations and warranties set forth in
        this
        Section 8 will inure to the benefit of the Purchaser, its successors and
        assigns, notwithstanding any restrictive or qualified endorsement on any
        Mortgage Note or assignment of Mortgage or the examination of any Mortgage
        File.
        Upon any substitution for a Mortgage Loan, the representations and warranties
        set forth above shall be deemed to be made by the Mortgage Loan Seller as
        to any
        Replacement Mortgage Loan as of the date of substitution.

       

      Upon
        discovery or receipt of notice by the Mortgage Loan Seller, the Purchaser
        or the
        Trustee of a breach of any representation or warranty of the Mortgage Loan
        Seller set forth in Section 8 of this Agreement or in the Servicing Agreement
        which materially and adversely affects the value of the interests of the
        Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans
        delivered to the Purchaser pursuant to this Agreement, the party discovering
        or
        receiving notice of such breach shall give prompt written notice to the Mortgage
        Loan Seller, the Purchaser and the Trustee, as applicable. In the case of
        any
        such breach of a representation or warranty set forth in this Section 8,
        within
        60 days from the date of discovery by the Mortgage Loan Seller or the date
        the
        Mortgage Loan Seller is notified by the party discovering or receiving notice
        of
        such breach (whichever occurs earlier), the Mortgage Loan Seller will (i)
        cure
        such breach in all material respects, (ii) purchase the affected Mortgage
        Loan
        at the applicable Repurchase Price or (iii) if within two years of the Closing
        Date, substitute a qualifying Replacement Mortgage Loan in exchange for such
        Mortgage Loan. In the case of any such breach of a representation or warranty
        set forth in the Servicing Agreement, within 60 days from the date of discovery
        by the Servicer or the date the Servicer is notified by the party discovering
        or
        receiving notice of such breach (whichever occurs earlier), the Servicer
        will
        (i) cure such breach in all material respects, or (ii) purchase the affected
        Mortgage Loan at the applicable Repurchase Price. 

       

      Notwithstanding
        the foregoing, to the extent that any fact, condition or event with respect
        to a
        Mortgage Loan constitutes a breach of a representation or warranty of the
        Servicer under the Servicing Agreement which materially adversely affects
        the
        value of such Mortgage Loan or the interest therein of the Certificateholders,
        the Trustee shall request that the Servicer cure such breach or repurchase
        such
Mortgage
        Loan and if the Servicer fails to cure such breach or repurchase such Mortgage
        Loan within 60 days of receipt of such request from the Trustee, the Trustee
        shall then require that the Mortgage Loan Seller, within ten days of a written
        receipt from the Trustee, cure such breach, purchase the affected Mortgage
        Loan
        at the applicable Repurchase Price or, if within two years of the Closing
        Date,
        substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage
        Loan. The
        obligations of the Mortgage Loan Seller to cure, purchase or substitute or
        of
        the Servicer to cure or purchase, a qualifying Replacement Mortgage Loan
        shall
        constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and
        exclusive remedy under this Agreement or otherwise respecting a breach of
        representations or warranties hereunder with respect to the Mortgage Loans,
        except for the obligation of the Mortgage Loan Seller to indemnify the Purchaser
        for such breach as set forth in and limited by Section 14 hereof or the
        obligation of the Servicer to indemnify the Purchaser for breach of
        representations and warranties under the Servicing Agreement as set forth
        in and
        limited by Section 11.01 of the Servicing Agreement.

       

      In
        connection with any repurchase or substitution of a Mortgage Loan or the
        cure of
        a breach of a representation or warranty set forth in this Section 8, the
        Mortgage Loan Seller shall, or cause the Servicer to, promptly furnish to
        the
        Securities Administrator and the Trustee an Officer’s Certificate, signed by a
        duly authorized officer of the Mortgage Loan Seller or the Servicer, as the
        case
        may be, to the effect that such repurchase, substitution or cure has been
        made
        in accordance with the terms and conditions of this Agreement and that all
        conditions precedent to such repurchase, substitution or cure have been
        satisfied, including the delivery to the Securities Administrator of the
        Repurchase Price or Substitution Adjustment Amount, as applicable, for deposit
        into the Distribution Account, together with copies of any Opinion of Counsel
        required to be delivered pursuant to this Agreement and the related Request
        for
        Release, on which the Securities Administrator and the Trustee may
        rely.

       

      Notwithstanding
        any contrary provision of this Agreement, with respect to any Mortgage Loan
        that
        is not in default or as to which default is not reasonably foreseeable, no
        repurchase or substitution pursuant to Sections 5 or 8 shall be made unless
        the
        Seller or the Servicer, as applicable, delivers to the Trustee and the
        Securities Administrator an Opinion of Counsel, addressed to the Trustee
        and the
        Securities Administrator, to the effect that such repurchase or substitution
        would not (i) result in the imposition of the tax on “prohibited transactions”
of REMIC I, REMIC II, REMIC III, or REMIC IV or contributions after the Closing
        Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively,
        or (ii) cause any of REMIC I, REMIC II, REMIC III or REMIC IV to fail to
        qualify
        as a REMIC at any time that any Certificates are outstanding. Any Mortgage
        Loan
        as to which repurchase or substitution was delayed pursuant to this paragraph
        shall be repurchased or the substitution therefor shall occur (subject to
        compliance with Sections 5 or 8) upon the earlier of (a) the occurrence of
        a
        default or a default becoming reasonably foreseeable with respect to such
        Mortgage Loan and (b) receipt by the Trustee and the Securities Administrator
        of
        an Opinion of Counsel addressed to the Trustee and the Securities Administrator
        to the effect that such repurchase or substitution, as applicable, will not
        result in the events described in clause (i) or clause (ii) of the preceding
        sentence.

       

      Any
        cause
        of action against the Mortgage Loan Seller or relating to or arising out
        of a
        breach by the Mortgage Loan Seller of any representations and warranties
        made in
        this Section 8 shall accrue as to any Mortgage Loan upon (i) discovery of
        such
        breach by the Mortgage Loan Seller or notice thereof by the party discovering
        such breach and (ii) failure by the Mortgage Loan Seller to cure such breach,
        purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage
        Loan
        pursuant to the terms hereof.

       

      SECTION
        9.  Representations
        and Warranties Concerning the Mortgage Loan Seller.
        As of
        the date hereof, the Mortgage Loan Seller represents and warrants to the
        Purchaser as to itself in the capacity indicated as follows:

       

      (a)  the
        Mortgage Loan Seller (i) is duly organized under the Federal National Mortgage
        Association Charter Act, as amended, 12 U.S.C. 1716 et seq., and is a
        corporation organized and existing under the laws of the United States of
        America and (ii) is qualified to do business in each jurisdiction where such
        qualification is necessary, except where the failure so to qualify would
        not
        reasonably be expected to have a material adverse effect on the Mortgage
        Loan
        Seller’s business as presently conducted or on the Mortgage Loan Seller’s
        ability to enter into this Agreement and to consummate the transactions
        contemplated hereby;

       

      (b)  the
        Mortgage Loan Seller has full power to own its property, to carry on its
        business as presently conducted and to enter into and perform its obligations
        under this Agreement;

       

      (c)  the
        execution and delivery by the Mortgage Loan Seller of this Agreement has
        been
        duly authorized by all necessary action on the part of the Mortgage Loan
        Seller;
        and neither the execution and delivery of this Agreement, nor the consummation
        of the transactions herein contemplated, nor compliance with the provisions
        hereof or thereof, will conflict with or result in a breach of, or constitute
        a
        default under, any of the provisions of any law, governmental rule, regulation,
        judgment, decree or order binding on the Mortgage Loan Seller or its properties
        or the charter or by-laws of the Mortgage Loan Seller, except those conflicts,
        breaches or defaults which would not reasonably be expected to have a material
        adverse effect on the Mortgage Loan Seller’s ability to enter into this
        Agreement and to consummate the transactions contemplated hereby;

       

      (d)  the
        execution, delivery and performance by the Mortgage Loan Seller of this
        Agreement and the consummation of the transactions contemplated hereby do
        not
        require the consent or approval of, the giving of notice to, the registration
        with, or the taking of any other action in respect of, any state, federal
        or
        other governmental authority or agency, except those consents, approvals,
        notices, registrations or other actions as have already been obtained, given
        or
        made and, in connection with the recordation of the Mortgages, powers of
        attorney or assignments of Mortgages not yet completed;

       

      (e)  this
        Agreement has been duly executed and delivered by the Mortgage Loan Seller
        and,
        assuming due authorization, execution and delivery by the Purchaser, constitutes
        a valid and binding obligation of the Mortgage Loan Seller enforceable against
        it in accordance with its terms (subject to applicable insolvency laws and
        other
        similar laws affecting the enforcement of the rights of creditors
        generally);

       

      (f)  there
        are
        no actions, suits or proceedings pending or, to the knowledge of the Mortgage
        Loan Seller, threatened against the Mortgage Loan Seller, before or by any
        court, administrative agency, arbitrator or governmental body (i) with respect
        to any of the transactions contemplated by this Agreement or (ii) with respect
        to any other matter which in the judgment of the Mortgage Loan Seller could
        reasonably be expected to be determined adversely to the Mortgage Loan Seller
        and, if determined adversely to the Mortgage Loan Seller, materially and
        adversely affect the Mortgage Loan Seller’s ability to perform its obligations
        under this Agreement; and the Mortgage Loan Seller is not in default with
        respect to any order of any court, administrative agency, arbitrator or
        governmental body so as to materially and adversely affect the transactions
        contemplated by this Agreement; and

       

      (g)  the
        Mortgage Loan Seller’s Information (as defined in Section 14(a) hereof) does not
        include any untrue statement of a material fact or omit to state a material
        fact
        necessary in order to make the statements made, in light of the circumstances
        under which they were made, not misleading.

       

      SECTION
        10.  Representations
        and Warranties Concerning the Purchaser.
        As of
        the date hereof and as of the Closing Date, the Purchaser represents and
        warrants to the Mortgage Loan Seller as follows:

       

      (a)  the
        Purchaser (i) is a limited liability company duly organized, validly existing
        and in good standing under the laws of the State of Delaware and (ii) is
        qualified and in good standing to do business in each jurisdiction where
        such
        qualification is necessary, except where the failure so to qualify would
        not
        reasonably be expected to have a material adverse effect on the Purchaser’s
        business as presently conducted or on the Purchaser’s ability to enter into this
        Agreement and to consummate the transactions contemplated hereby;

       

      (b)  the
        Purchaser has full power to own its property, to carry on its business as
        presently conducted and to enter into and perform its obligations under this
        Agreement;

       

      (c)  the
        execution and delivery by the Purchaser of this Agreement has been duly
        authorized by all necessary action on the part of the Purchaser; and neither
        the
        execution and delivery of this Agreement, nor the consummation of the
        transactions herein contemplated, nor compliance with the provisions hereof,
        will conflict with or result in a breach of, or constitute a default under,
        any
        of the provisions of any law, governmental rule, regulation, judgment, decree
        or
        order binding on the Purchaser or its properties or the certificate of formation
        or limited liability company agreement of the Purchaser, except those conflicts,
        breaches or defaults which would not reasonably be expected to have a material
        adverse effect on the Purchaser’s ability to enter into this Agreement and to
        consummate the transactions contemplated hereby;

       

      (d)  the
        execution, delivery and performance by the Purchaser of this Agreement and
        the
        consummation of the transactions contemplated hereby do not require the consent
        or approval of, the giving of notice to, the registration with, or the taking
        of
        any other action in respect of, any state, federal or other governmental
        authority or agency, except those consents, approvals, notices, registrations
        or
        other actions as have already been obtained, given or made;

       

      (e)  this
        Agreement has been duly executed and delivered by the Purchaser and, assuming
        due authorization, execution and delivery by the Mortgage Loan Seller,
        constitutes a valid and binding obligation of the Purchaser enforceable against
        it in accordance with its terms (subject to applicable bankruptcy and insolvency
        laws and other similar laws affecting the enforcement of the rights of creditors
        generally);

       

      (f)  there
        are
        no actions, suits or proceedings pending or, to the knowledge of the Purchaser,
        threatened against the Purchaser, before or by any court, administrative
        agency,
        arbitrator or governmental body (i) with respect to any of the transactions
        contemplated by this Agreement or (ii) with respect to any other matter which
        in
        the judgment of the Purchaser will be determined adversely to the Purchaser
        and
        will if determined adversely to the Purchaser materially and adversely affect
        the Purchaser’s ability to perform its obligations under this Agreement; and the
        Purchaser is not in default with respect to any order of any court,
        administrative agency, arbitrator or governmental body so as to materially
        and
        adversely affect the transactions contemplated by this Agreement;
        and

       

      (g)  the
        Purchaser’s Information (as defined in Section 14(b) hereof) does not include
        any untrue statement of a material fact or omit to state a material fact
        necessary in order to make the statements made, in light of the circumstances
        under which they were made, not misleading.

       

      SECTION
        11.  Conditions
        to Closing.

       

      (a)  The
        obligations of the Purchaser under this Agreement will be subject to the
        satisfaction, on or prior to the Closing Date, of the following conditions:
        

       

      (1)  Each
        of
        the obligations of the Mortgage Loan Seller required to be performed at or
        prior
        to the Closing Date pursuant to the terms of this Agreement shall have been
        duly
        performed and complied with in all material respects; all of the representations
        and warranties of the Mortgage Loan Seller under this Agreement shall be
        true
        and correct as of the date or dates specified in all material respects; and
        no
        event shall have occurred which, with notice or the passage of time, would
        constitute a default under this Agreement;.

       

      (2)  The
        Purchaser shall have received all of the following closing documents, in
        such
        forms as are agreed upon and reasonably acceptable to the Purchaser, duly
        executed by all signatories other than the Purchaser as required pursuant
        to the
        respective terms thereof:

       

      (i)  The
        Mortgage Loan Schedule containing the information set forth on Exhibit 2
        hereto;

       

      (ii)  The
        Pooling and Servicing Agreement, in form and substance reasonably satisfactory
        to the Trustee and the Purchaser, and all documents required thereby duly
        executed by all signatories;

       

      (iii)  A
        certificate of an officer of the Mortgage Loan Seller dated as of the Closing
        Date, in a form reasonably acceptable to the Purchaser, and attached thereto
        the
        resolutions of the Mortgage Loan Seller authorizing the transactions
        contemplated by this Agreement, together with copies of the by-laws of the
        Mortgage Loan Seller;

       

      (iv)  One
        or
        more opinions of counsel from the Mortgage Loan Seller’s counsel otherwise in
        form and substance reasonably satisfactory to the Purchaser, the Trustee
        and
        each Rating Agency;

       

      (v)  A
        letter
        from each of the Rating Agencies giving each Class of Certificates set forth
        on
        Schedule A hereto the rating set forth therein; and

       

      (vi)  Such
        other documents, certificates (including additional representations and
        warranties) and opinions as may be reasonably necessary to secure the intended
        ratings from each Rating Agency for the Certificates.

       

      (3)  The
        Certificates shall have been issued pursuant to the Pooling and Servicing
        Agreement.

       

      (4)  The
        Mortgage Loan Seller shall have furnished to the Purchaser such other
        certificates of its officers or others and such other documents and opinions
        of
        counsel to evidence fulfillment of the conditions set forth in this Agreement
        and the transactions contemplated hereby as the Purchaser and its respective
        counsel may reasonably request.

       

      (b)  The
        obligations of the Mortgage Loan Seller under this Agreement shall be subject
        to
        the satisfaction, on or prior to the Closing Date, of the following
        conditions:

       

      (1)  The
        obligations of the Purchaser required to be performed by it on or prior to
        the
        Closing Date pursuant to the terms of this Agreement shall have been duly
        performed and complied with in all material respects, and all of the
        representations and warranties of the Purchaser under this Agreement shall
        be
        true and correct in all material respects as of the date hereof and as of
        the
        Closing Date, and no event shall have occurred which would constitute a breach
        by it of the terms of this Agreement.

       

      (2)  The
        Mortgage Loan Seller shall have received copies of all of the following closing
        documents, in such forms as are agreed upon and reasonably acceptable to
        the
        Mortgage Loan Seller, duly executed by all signatories other than the Mortgage
        Loan Seller as required pursuant to the respective terms thereof:

       

      (i)  The
        Pooling and Servicing Agreement, in form and substance reasonably satisfactory
        to the Mortgage Loan Seller, and all documents required thereby duly executed
        by
        all signatories;

       

      (ii)  A
        certificate of an officer of the Purchaser dated as of the Closing Date,
        in a
        form reasonably acceptable to the Mortgage Loan Seller, and attached thereto
        the
        written consent of the member of the Purchaser authorizing the transactions
        contemplated by this Agreement, together with copies of the Purchaser’s
        certificate of formation, limited liability company agreement, and evidence
        as
        to the good standing of the Purchaser dated as of a recent date;

       

      (iii)  One
        or
        more opinions of counsel from the Purchaser’s counsel in form and substance
        reasonably satisfactory to the Mortgage Loan Seller and the Rating Agencies;
        and

       

      (iv)  Such
        other documents, certificates (including additional representations and
        warranties) and opinions as may be reasonably necessary to secure the intended
        rating from each Rating Agency for the Certificates.

       

      SECTION
        12.  Fees
        and Expenses.
        Subject
        to Section 17 hereof, the Mortgage Loan Seller shall pay on the Closing Date
        or
        such later date as may be agreed to by the Purchaser the following amounts
        in
        connection with the transaction contemplated by this Agreement: (i) the fees
        and
        expenses of the Mortgage Loan Seller’s attorneys and the reasonable fees and
        expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte
& Touche LLP, (iii) the fee for the use of Purchaser’s Registration
        Statement based on the aggregate original principal amount of the Certificates
        and the filing fee of the Commission as in effect on the date on which the
        Registration Statement was declared effective, (iv) the fees and expenses
        including counsel’s fees and expenses in connection with any “blue sky” and
        legal investment matters, (v) the fees and expenses of the Trustee which
        shall
        include without limitation the fees and expenses of the Trustee (and the
        fees
        and disbursements of its counsel) with respect to (A) legal and document
        review
        of this Agreement, the Pooling and Servicing Agreement, the Certificates
        and
        related agreements, (B) attendance at the Closing and (C) review of the Mortgage
        Loans to be performed by the Trustee or the Custodian on its behalf, (vi)
        the
        expenses for printing or otherwise reproducing the Certificates, the Prospectus
        and the Prospectus Supplement, (vii) the fees and expenses of each Rating
        Agency
        (both initial and ongoing), (viii) the fees and expenses relating to the
        preparation and recordation of mortgage assignments (including intervening
        assignments, if any and if available, to evidence a complete chain of title
        from
        the originator to the Trustee) from the Mortgage Loan Seller to the Trustee
        or
        the expenses relating to the Opinion of Counsel referred to in Section 6(a)
        hereof, as the case may be, and (ix) Mortgage File due diligence expenses
        and
        other out-of-pocket expenses incurred by the Purchaser in connection with
        the
        purchase of the Mortgage Loans and by Bear Stearns in connection with the
        sale
        of the Certificates. The Mortgage Loan Seller additionally agrees to pay
        directly to any third party on a timely basis the fees provided for above
        which
        are charged by such third party and which are billed periodically.

       

      SECTION
        13.  Accountants’
        Letters.

       

      (a)  Deloitte
        & Touche LLP
        will
        review the characteristics of a sample of the Mortgage Loans described in
        the
        Mortgage Loan Schedule and will compare those characteristics to the description
        of the Mortgage Loans contained in the Free Writing Prospectus under the
        captions “Summary—The Mortgage Loans” and “The Mortgage Pool—General” (only in
        connection with the 4th,
        5th,
        7th
        and
        9h
        paragraphs thereof) and in Schedule A thereto. Deloitte & Touche
LLP
        will
        review the characteristics of a sample of the Mortgage Loans described in
        the
        Mortgage Loan Schedule and will compare those characteristics to the description
        of the Mortgage Loans contained in the Prospectus Supplement under the captions
        “Summary—The Mortgage Loans” and “The Mortgage Pool—General” (only in connection
        with the 4th,
        5th,
        7th,
        8th
        and
        10th
        paragraphs thereof) and in Schedule A thereto. The Mortgage Loan Seller will
        cooperate with the Purchaser in making available all information and taking
        all
        steps reasonably necessary to permit such accountants to complete the review
        and
        to deliver the letters required of them under the Underwriting Agreement
        and the
        Purchase Agreement. Deloitte & Touche LLP
        will
        also confirm certain calculations as set forth under the caption “Yield,
        Prepayment and Maturity Considerations” in the Free Writing Prospectus and in
        the Prospectus Supplement.

       

      (b)  To
        the
        extent statistical information with respect to the Servicer’s servicing
        portfolio and origination portfolio, is included in the Free Writing Prospectus
        and the Prospectus Supplement under the caption “Servicing of the Mortgage
        Loans—The Servicer” (the “Servicer Information”) and “The Originator”, a letter
        from the certified public accountant for the Servicer will be delivered to
        the
        Purchaser dated the date of the Prospectus Supplement, in the form previously
        agreed to by the Mortgage Loan Seller and the Purchaser, with respect to
        such
        statistical information.

       

      SECTION
        14.  Indemnification.

       

      (a)  The
        Mortgage Loan Seller shall indemnify and hold harmless the Purchaser and
        its
        directors, officers and controlling persons (as defined in Section 15 of
        the
        Securities Act) from and against any loss, claim, damage or liability or
        action
        in respect thereof, to which they or any of them may become subject, under
        the
        Securities Act or otherwise, insofar as such loss, claim, damage, liability
        or
        action arises out of, or is based upon (i) any untrue statement of a material
        fact contained in the Mortgage
        Loan Seller’s Information
        as
        identified in Exhibit
        3,
        the
        omission to state in the Free Writing Prospectus, the Prospectus Supplement
        or
        Prospectus (or any amendment thereof or supplement thereto approved by the
        Mortgage Loan Seller and in which additional Mortgage Loan Seller’s Information
        is identified), in reliance upon and in conformity with Mortgage Loan Seller’s
        Information a material fact required to be stated therein or necessary to
        make
        the statements therein in light of the circumstances in which they were made,
        not misleading; (ii) any representation or warranty made by the Mortgage
        Loan
        Seller in Section 9 hereof being, or alleged to be, untrue or incorrect or
        (iii)
        any failure by the Mortgage Loan Seller to perform its obligations under
        this
        Agreement; and the Mortgage Loan Seller shall reimburse the Purchaser, and
        each
        other indemnified party for any legal and other expenses reasonably incurred
        by
        them in connection with investigating or defending or preparing to defend
        against any such loss, claim, damage, liability or action.

       

      The
        foregoing indemnity agreement is in addition to any liability which the Mortgage
        Loan Seller otherwise may have to the Purchaser or any other such indemnified
        party.

       

      (b)  The
        Purchaser shall indemnify and hold harmless the Mortgage Loan Seller and
        its
        directors, officers and controlling persons (as defined in Section 15 of
        the
        Securities Act) from and against any loss, claim, damage or liability or
        action
        in respect thereof, to which they or any of them may become subject, under
        the
        Securities Act or otherwise, insofar as such loss, claim, damage, liability or
        action arises out of, or is based upon (i) any untrue statement of a material
        fact contained in the Purchaser’s
        Information
        as
        identified in Exhibit
        4,
        the
        omission to state in the Free Writing Prospectus, the Prospectus Supplement
        or
        Prospectus (or any amendment thereof or supplement thereto approved by the
        Purchaser and in which additional Purchaser’s Information is identified), in
        reliance upon and in conformity with Purchaser’s Information a material fact
        required to be stated therein or necessary to make the statements therein
        in
        light of the circumstances in which they were made, not misleading; (ii)
        any
        representation or warranty made by the Purchaser in Section 10 hereof being,
        or
        alleged to be, untrue or incorrect or (iii) any failure by the Purchaser
        to
        perform its obligations under this Agreement; and the Purchaser shall reimburse
        the Mortgage Loan Seller, and each other indemnified party for any legal
        and
        other expenses reasonably incurred by them in connection with investigating
        or
        defending or preparing to defend against any such loss, claim, damage, liability
        or action.

       

      The
        foregoing indemnity agreement is in addition to any liability which the
        Purchaser otherwise may have to the Mortgage Loan Seller or any other such
        indemnified party.

       

      (c)  Promptly
        after receipt by an indemnified party under subsection (a) or (b) above of
        notice of the commencement of any action, such indemnified party shall, if
        a
        claim in respect thereof is to be made against the indemnifying party under
        such
        subsection, notify each party against whom indemnification is to be sought
        in
        writing of the commencement thereof (but the failure so to notify an
        indemnifying party shall not relieve it from any liability which it may have
        under this Section 14 except to the extent that it has been prejudiced in
        any
        material respect by such failure or from any liability which it may have
        otherwise). In case any such action is brought against any indemnified party,
        and it notifies an indemnifying party of the commencement thereof, the
        indemnifying party will be entitled to participate therein and, to the extent
        it
        may elect by written notice delivered to the indemnified party promptly (but,
        in
        any event, within 30 days) after receiving the aforesaid notice from such
        indemnified party, to assume the defense thereof with counsel reasonably
        satisfactory to such indemnified party. Notwithstanding the foregoing, the
        indemnified party or parties shall have the right to employ its or their
        own
        counsel in any such case, but the fees and expenses of such counsel shall
        be at
        the expense of such indemnified party or parties unless (i) the employment
        of
        such counsel shall have been authorized in writing by one of the indemnifying
        parties in connection with the defense of such action, (ii) the indemnifying
        parties shall not have employed counsel to have charge of the defense of
        such
        action within a reasonable time after notice of commencement of the action,
        or
        (iii) such indemnified party or parties shall have reasonably concluded that
        there is a conflict of interest between itself or themselves and the
        indemnifying party in the conduct of the defense of any claim or that the
        interests of the indemnified party or parties are not substantially co-extensive
        with those of the indemnifying party (in which case the indemnifying parties
        shall not have the right to direct the defense of such action on behalf of
        the
        indemnified party or parties), in any of which events such fees and expenses
        shall be borne by the indemnifying parties; provided,
        however,
        that
        the indemnifying party shall be liable only for the fees and expenses of
        one
        counsel in addition to one local counsel in the jurisdiction involved. Anything
        in this subsection to the contrary notwithstanding, an indemnifying party
        shall
        not be liable for any settlement or any claim or action effected without
        its
        written consent; provided,
        however,
        that
        such consent was not unreasonably withheld. 

       

      (d)  If
        the
        indemnification provided for in paragraphs (a) and (b) of this Section 14
        shall
        for any reason be unavailable to an indemnified party in respect of any loss,
        claim, damage or liability, or any action in respect thereof, referred to
        in
        this Section 14, then the indemnifying party shall in lieu of indemnifying
        the
        indemnified party contribute to the amount paid or payable by such indemnified
        party as a result of such loss, claim, damage or liability, or action in
        respect
        thereof, in such proportion as shall be appropriate to reflect the relative
        benefits received by the Mortgage Loan Seller on the one hand and the Purchaser
        on the other from the purchase and sale of the Mortgage Loans, the offering
        of
        the Certificates and the other transactions contemplated hereunder. No person
        found liable for a fraudulent misrepresentation shall be entitled to
        contribution from any person who is not also found liable for such fraudulent
        misrepresentation. 

       

      The
        parties hereto agree that reliance by an indemnified party on any publicly
        available information or any information or directions furnished by an
        indemnifying party shall not constitute negligence, bad faith or willful
        misconduct by such indemnified party and each indemnified party agrees that
        it
        shall contribute to the amount paid or payable by the other parties as a
        result
        of the losses, claims, damages or liabilities of the other party in such
        proportion as is appropriate to reflect the relative fault and the relative
        benefit of the respective parties.

       

      SECTION
        15.  Notices.
        All
        demands, notices and communications hereunder shall be in writing but may
        be
        delivered by facsimile transmission subsequently confirmed in writing. Notices
        to the Mortgage Loan Seller shall be directed to Fannie Mae, 4000 Wisconsin
        Ave
        NW, Washington, DC 20016, (Telecopy: (202-752-6890, Attention: Vice President,
        Structured Transactions - Capital Markets), and notices to the Purchaser
        shall
        be directed to Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue,
        New York, New York 10179, (Telecopy: (212-272-7206)), Attention: Chris Scott
        and
        John Tokarczyk; or to any other address as may hereafter be furnished by
        one
        party to the other party by like notice. Any such demand, notice or
        communication hereunder shall be deemed to have been received on the date
        received at the premises of the addressee (as evidenced, in the case of
        registered or certified mail, by the date noted on the return receipt) provided
        that it is received on a business day during normal business hours and, if
        received after normal business hours, then it shall be deemed to be received
        on
        the next business day.

       

      SECTION
        16.  Transfer
        of Mortgage Loans.
        The
        Purchaser retains the right to assign the Mortgage Loans and any or all of
        its
        interest under this Agreement to the Trustee without the consent of the Mortgage
        Loan Seller, and, upon such assignment, the Trustee shall succeed to the
        applicable rights and obligations of the Purchaser hereunder; provided,
        however,
        the
        Purchaser shall remain entitled to the benefits set forth in Sections 12,
        14 and
        18 hereto and as provided in Section 2(a). Notwithstanding the foregoing,
        the
        sole and exclusive right and remedy of the Trustee with respect to a breach
        of
        representation or warranty of the Servicer shall be the cure or purchase
        obligations of the Servicer contained in the Servicing Agreement.
        Notwithstanding the foregoing, the sole and exclusive right and remedy of
        the
        Trustee with respect to a breach of representation or warranty of the Mortgage
        Loan Seller shall be the cure, purchase or substitution obligations of the
        Mortgage Loan Seller contained in Sections 5 and 8 hereof.

       

      SECTION
        17.  Termination.
        This
        Agreement may be terminated (a) by the mutual consent of the parties hereto
        prior to the Closing Date, (b) by the Purchaser, if the conditions to the
        Purchaser’s obligation to close set forth under Section 11(a) hereof are not
        fulfilled as and when required to be fulfilled or (c) by the Mortgage Loan
        Seller, if the conditions to the Mortgage Loan Seller’s obligation to close set
        forth under Section 11(b) hereof are not fulfilled as and when required to
        be
        fulfilled. In the event of termination pursuant to clause (b), the Mortgage
        Loan
        Seller shall pay, and in the event of termination pursuant to clause (c),
        the
        Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the
        other
        in connection with the transactions contemplated by this Agreement. In the
        event
        of a termination pursuant to clause (a), each party shall be responsible
        for its
        own expenses.

       

      SECTION
        18.  Representations,
        Warranties and Agreements to Survive Delivery.
        All
        representations, warranties and agreements contained in this Agreement, or
        contained in certificates of officers of the Mortgage Loan Seller submitted
        pursuant hereto, shall remain operative and in full force and effect and
        shall
        survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser
        to
        the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser,
        the Mortgage Loan Seller’s representations and warranties contained herein with
        respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans
        actually delivered to the Purchaser and included in the Mortgage Loan Schedule
        and any Replacement Mortgage Loan.

       

      SECTION
        19.  Severability.
        If any
        provision of this Agreement shall be prohibited or invalid under applicable
        law,
        this Agreement shall be ineffective only to such extent, without invalidating
        the remainder of this Agreement.

       

      SECTION
        20.  Counterparts.
        This
        Agreement may be executed in counterparts, each of which will be an original,
        but which together shall constitute one and the same agreement.

       

      SECTION
        21.  Amendment.
        This
        Agreement cannot be amended or modified in any manner without the prior written
        consent of each party.

       

      SECTION
        22.  GOVERNING
        LAW.
        THIS
        AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH, THE LAWS
        OF THE
        STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF
        OTHER
        THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.

       

      SECTION
        23.  Further
        Assurances.
        Each of
        the parties agrees to execute and deliver such instruments and take such
        actions
        as another party may, from time to time, reasonably request in order to
        effectuate the purpose and to carry out the terms of this Agreement including
        any amendments hereto which may be required by either Rating
        Agency.

       

      SECTION
        24.  Successors
        and Assigns.
        This
        Agreement shall bind and inure to the benefit of and be enforceable by the
        Mortgage Loan Seller and the Purchaser and their permitted successors and
        assigns and, to the extent specified in Section 14 hereof, Bear Stearns,
        and
        their directors, officers and controlling persons (within the meaning of
        federal
        securities laws). The Mortgage Loan Seller acknowledges and agrees that the
        Purchaser may assign its rights under this Agreement (including, without
        limitation, with respect to the Mortgage Loan Seller’s representations and
        warranties respecting the Mortgage Loans) to the Trustee. Any person into
        which
        the Mortgage Loan Seller may be merged or consolidated (or any person resulting
        from any merger or consolidation involving the Mortgage Loan Seller), any
        person
        resulting from a change in form of the Mortgage Loan Seller or any person
        succeeding to the business of the Mortgage Loan Seller, shall be considered
        the
“successor” of the Mortgage Loan Seller hereunder and shall be considered a
        party hereto without the execution or filing of any paper or any further
        act or
        consent on the part of any party hereto. Except as provided in the two preceding
        sentences, this Agreement cannot be assigned, pledged or hypothecated by
        either
        party hereto without the written consent of the other parties to this Agreement
        and any such assignment or purported assignment
        shall
        be deemed null and void.

       

      SECTION
        25.  Entire
        Agreement.
        This
        Agreement contains the entire agreement and understanding between the parties
        with respect to the subject matter hereof, and supersedes all prior and
        contemporaneous agreements, understandings, inducements and conditions, express
        or implied, oral or written, of any nature whatsoever with respect to the
        subject matter hereof.

       

      SECTION
        26.  No
        Partnership.
        Nothing
        herein contained shall be deemed or construed to create a partnership or
        joint
        venture between the parties hereto.

       

      SECTION
        27.  Fiduciary
        Duty.
        Each
        party to this Agreement acknowledges that (A) the terms of this Agreement
        were
        negotiated at arms length between sophisticated parties represented by counsel,
        (B) no fiduciary, advisory or agency relationship between the Purchaser and
        the
        Mortgage Loan Seller has been created as a result of any of the transactions
        contemplated by this Agreement, irrespective of whether the Mortgage Loan
        Seller
        has advised or is advising the Purchaser on other matters; (C) the Mortgage
        Loan
        Seller’s obligations to the Purchaser are set forth in this Agreement in their
        entirety; and (D) it has obtained such legal, tax, accounting and other advice
        as it deems appropriate with respect to this Agreement and the transactions
        contemplated hereby and any other activities undertaken in connection therewith,
        and it is not relying on the Purchaser with respect to any such
        matters.

       

      SECTION
        28.  Third
        Party Beneficiary.
        The
        Securities Administrator and the Master Servicer shall each be an express
        third-party beneficiary of this Agreement to the extent of its express rights
        under this Agreement,
        and
        shall have the right to enforce such rights under this Agreement as if it
        were a
        party hereto.

       

       

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      IN
        WITNESS WHEREOF, the parties hereto have caused their names to be signed
        hereto
        by their respective duly authorized officers as of the date first above
        written.

       

      
        	
                FEDERAL
                  NATIONAL MORTGAGE ASSOCIATION

              
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 
	 
	 
	
                BEAR
                  STEARNS ASSET BACKED

                SECURITIES
                  I LLC

              
	 	 
	
                By:

              	 
	
                Name:

              	
                Baron
                  Silverstein

              
	
                Title:

              	
                Vice
                  President

              

      

      

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      

      EXHIBIT
        1

      CONTENTS
        OF MORTGAGE FILE

       

      With
        respect to each Mortgage Loan, the Mortgage File shall include each of the
        following items, which shall be available for inspection by the Purchaser
        or its
        designee, and which shall be delivered to the Purchaser or its designee pursuant
        to the terms of this Agreement.

       

      (i)  The
        original Mortgage Note, including any riders thereto, endorsed without recourse
        to the order of “U.S. Bank National Association, as Trustee for
        certificateholders of Bear Stearns Asset Backed Securities I LLC Asset-Backed
        Certificates, Series 2006-ST1,” or to blank and showing to the extent available
        to the Mortgage Loan Seller an unbroken chain of endorsements from the original
        payee thereof to the Person endorsing it to the Trustee;

       

      (ii)  the
        original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting
        the
        presence of the MIN and language indicating that such Mortgage Loan is a
        MOM
        Loan, which shall have been recorded (or if the original is not available,
        a
        copy), with evidence of such recording indicated thereon (or if clause (x)
        in
        the proviso below applies, shall be in recordable form);

       

      (iii)  unless
        the Mortgage Loan is a MOM Loan, the assignment (either an original or a
        copy,
        which may be in the form of a blanket assignment if permitted in the
        jurisdiction in which the Mortgaged Property is located) to the Trustee of
        the
        Mortgage with respect to each Mortgage Loan in the name of “U.S. Bank National
        Association, as Trustee for certificateholders of Bear Stearns Asset Backed
        Securities I LLC Asset-Backed Certificates, Series 2006-ST1,” which shall have
        been recorded (or if clause (x) in the proviso below applies, shall be in
        recordable form);

       

      (iv)  an
        original or a copy of all intervening assignments of the Mortgage, if any,
        to
        the extent available to the Mortgage Loan Seller, with evidence of recording
        thereon;

       

      (v)  the
        original policy of title insurance or mortgagee’s certificate of title insurance
        or commitment or binder for title insurance, if available, or a copy thereof,
        or, in the event that such original title insurance policy is unavailable,
        a
        photocopy thereof, or in lieu thereof, a current lien search on the related
        Mortgaged Property and

       

      (vi)  originals
        or copies of all available assumption, modification or substitution agreements,
        if any; provided, however, that in lieu of the foregoing, the Mortgage Loan
        Seller may deliver the following documents, under the circumstances set forth
        below: (x) if any Mortgage, assignment thereof to the Trustee or intervening
        assignments thereof have been delivered or are being delivered to recording
        offices for recording and have not been returned in time to permit their
        delivery as specified above, the Mortgage Loan Seller may deliver a true
        copy
        thereof with a certification by the Servicer or the title company issuing
        the
        commitment for title insurance, on the face of such copy, substantially as
        follows: “Certified to be a true and correct copy of the original, which has
        been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating
        to the Mortgage Loans identified in the list set forth in Exhibit I to the
        Pooling and Servicing Agreement, the Mortgage Loan Seller may deliver a lost
        note affidavit and indemnity and a copy of the original note, if available;
        and
        provided, further, however, that in the case of Mortgage Loans which have
        been
        prepaid in full after the Cut-off Date and prior to the Closing Date, the
        Purchaser, in lieu of delivering the above documents, may deliver to the
        Trustee
        and its Custodian a certification of a Servicing Officer to such effect and
        in
        such case shall deposit all amounts paid in respect of such Mortgage Loans,
        in
        the Master Servicer Collection Account or in the Distribution Account on
        the
        Closing Date. In the case of the documents referred to in clause (x) above,
        the
        Mortgage Loan Seller shall deliver such documents to the Trustee or its
        Custodian promptly after they are received. The Mortgage Loan Seller shall
        cause, at its expense, the Mortgage and intervening assignments, if any,
        and to
        the extent required in accordance with the foregoing, the assignment of the
        Mortgage to the Trustee to be submitted for recording promptly after the
        Closing
        Date; provided that the Mortgage Loan Seller need not cause to be recorded
        any
        assignment (a) in any jurisdiction under the laws of which, as evidenced
        by an
        Opinion of Counsel addressed to the Trustee delivered by the Mortgage Loan
        Seller to the Trustee and the Rating Agencies, the recordation of such
        assignment is not necessary to protect the Trustee’s interest in the related
        Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly
        recorded assignment of the Mortgage as mortgagee of record solely as nominee
        for
        Mortgage Loan Seller and its successors and assigns. In the event that the
        Mortgage Loan Seller, the Purchaser or the Master Servicer gives written
        notice
        to the Trustee that a court has recharacterized the sale of the Mortgage
        Loans
        as a financing, the Mortgage Loan Seller shall submit or cause to be submitted
        for recording as specified above or, should the Mortgage Loan Seller fail
        to
        perform such obligations, the Master Servicer shall cause each such previously
        unrecorded assignment to be submitted for recording as specified above at
        the
        expense of the Trust. In the event a Mortgage File is released to the Servicer
        as a result of such Person having completed a Request for Release, the Custodian
        shall, if not so completed, complete the assignment of the related
        Mortgage.

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      

      EXHIBIT
        2

      MORTGAGE
        LOAN SCHEDULE INFORMATION

       

      The
        Mortgage Loan Schedule shall set forth the following information with respect
        to
        each Mortgage Loan:

       

      (a)  the
        city,
        state and zip code of the Mortgaged Property; 

      (b)  the
        property type;

      (c)  the
        Mortgage Rate;

      (d)  the
        Servicing Fee Rate;

      (e)  the
        Master Servicer’s Fee Rate;

      (f)  the
        LPMI
        Fee, if applicable;

      (g)  the
        Trustee Fee Rate, if applicable;

      (h)  the
        Net
        Mortgage Rate;

      (i)  the
        maturity date;

      (j)  the
        stated original term to maturity;

      (k)  the
        stated remaining term to maturity;

      (l)  the
        original Principal Balance;

      (m)  the
        first
        payment date;

      (n)  the
        principal and interest payment in effect as of the Cut-off Date;

      (o)  the
        unpaid Principal Balance as of the Cut-off Date;

      (p)  the
        Loan-to-Value Ratio at origination;

      (q)  the
        insurer of any Primary Mortgage Insurance Policy;

      (r)  the
        MIN
        with respect to each MOM Loan;

      (s)  the
        Gross
        Margin, if applicable;

      (t)  the
        next
        Adjustment Date, if applicable;

      (u)  the
        Maximum Lifetime Mortgage Rate, if applicable;

      (v)  the
        Minimum Lifetime Mortgage Rate, if applicable;

      (w)  the
        Periodic Rate Cap, if applicable; 

      (x)  the
        Loan
        Group, if applicable;

      (y)  a
        code
        indicating whether the Mortgage Loan is negatively amortizing;

      (z)     
        which
        Mortgage Loans adjust after an initial fixed-rate period of one, two, three,
        five, seven or ten years or any other period; 

      (aa)  the
        Prepayment Charge, if any;

      (bb)  lien
        position (e.g., first lien or second lien);

      (cc)  a
        code
        indicating whether the Mortgage Loan has a balloon payment;

      (dd)  a
        code
        indicating whether the Mortgage Loan is an interest-only loan; 

      (ee)  the
        interest-only term, if applicable;

      (ff)  the
        Mortgage Loan Seller; and

      (gg)  the
        original amortization term.

      

      Such
        schedule also shall set forth for all of the Mortgage Loans, the total number
        of
        Mortgage Loans, the total of each of the amounts described under (n) and
        (o)
        above, the weighted average by principal balance as of the Cut-off Date of
        each
        of the rates described under (c) through (h) above, and the weighted average
        remaining term to maturity by unpaid principal balance as of the Cut-off
        Date.

       

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        3

      MORTGAGE
        LOAN SELLER’S INFORMATION

       

      All
        information in the Free Writing Prospectus and in the Prospectus Supplement
        described under the following captions: “SUMMARY -
        The
        Mortgage Loans,” “THE MORTGAGE POOL- General (solely with respect to paragraphs
        4, 5, 7, 8 and 10),” “THE SPONSOR” and “SCHEDULE A - Mortgage Loan Statistical
        Data.”, the information in the Mortgage Loan Schedule attached as Exhibit B to
        the Pooling and Servicing Agreement, and the Final Loan Tape.

       

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        4

      PURCHASER’S
        INFORMATION

       

      All
        information in the Prospectus Supplement and the Prospectus, except the Mortgage
        Loan Seller’s Information and the Servicer Information.

       

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        5

      SCHEDULE
        OF LOST NOTES

       

      Available
        Upon Request

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        6

       

      REVISED
        April 18, 2006

      

      APPENDIX
        E - Standard & Poor’s Predatory Lending Categories

       

      Standard
        & Poor’s has categorized loans governed by anti-predatory lending laws in
        the Jurisdictions listed below into three categories based upon a combination
        of
        factors that include (a) the risk exposure associated with the assignee
        liability and (b) the tests and thresholds set forth in those laws. Note
        that
        certain loans classified by the relevant statute as Covered are included
        in
        Standard & Poor’s High Cost Loan Category because they included thresholds
        and tests that are typical of what is generally considered High Cost by the
        industry.

      

        Standard
          & Poor’s High Cost Loan Categorization

         

        
          	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Arkansas

                	
                  Arkansas
                    Home Loan Protection Act,

                  Ark.
                    Code Ann. §§ 23-53-101 et
                    seq.

                   

                  Effective
                    July 16, 2003

                	
                  High
                    Cost Home Loan

                
	
                  Cleveland
                    Heights, OH

                	
                  Ordinance
                    No. 72-2003 (PSH), Mun.

                  Code
                    §§ 757.01 et
                    seq.

                   

                  Effective
                    June 2, 2003

                	
                  Covered
                    Loan

                
	
                  Colorado

                	
                  Consumer
                    Equity Protection, Colo. Stat.

                  Ann.
                    §§ 5-3.5-101 et
                    seq.

                   

                  Effective
                    for covered loans offered or entered into on or after January
                    1, 2003.
                    Other provisions of the Act took effect on June 7, 2002

                	
                  Covered
                    Loan

                
	
                  Connecticut

                	
                  Connecticut
                    Abusive Home Loan

                  Lending
                    Practices Act, Conn. Gen. Stat.

                  §§
                    36a-746 et
                    seq.

                   

                  Effective
                    October 1, 2001

                	
                  High
                    Cost Home Loan

                
	
                  District
                    of Columbia

                	
                  Home
                    Loan Protection Act, D.C. Code

                  §§
                    26-1151.01 et
                    seq.

                   

                  Effective
                    for loans closed on or after January 28, 2003

                	
                  Covered
                    Loan

                
	
                  Florida

                	
                  Fair
                    Lending Act, Fla. Stat. Ann. §§

                  494.0078
                    et
                    seq.

                   

                  Effective
                    October 2, 2002

                	
                  High
                    Cost Home Loan

                

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        

        
          	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Georgia
                    (Oct. 1, 2002 -

                  Mar.
                    6, 2003)

                	
                  Georgia
                    Fair Lending Act, Ga. Code

                  Ann.
                    §§ 7-6A-1 et
                    seq.

                   

                  Effective
                    October 1, 2002 - March 6 2003

                	
                  High
                    Cost Home Loan

                
	
                  Georgia
                    as amended

                  (Mar.
                    7, 2003 - current)

                	
                  Georgia
                    Fair Lending Act, Ga. Code

                  Ann.
                    §§ 7-6A-1 et
                    seq.

                   

                  Effective
                    for loans closed on or after

                  March
                    7, 2003

                	
                  High
                    Cost Home Loan

                
	
                  HOEPA
                    Section 32

                	
                  Home
                    Ownership and Equity Protection

                  Act
                    of 1994, 15 U.S.C. § 1639, 12

                  C.F.R.
                    §§ 226.32 and 226.34

                   

                  Effective
                    October 1, 1995, amendments

                  October
                    1, 2002

                	
                  High
                    Cost Loan

                
	
                  Illinois

                	
                  High
                    Risk Home Loan Act, Ill. Comp.

                  Stat.
                    tit. 815, §§ 137/5 et
                    seq.

                   

                  Effective
                    January 1, 2004 (prior to this date, regulations under
                    Residential

                  Mortgage
                    License Act effective from May 14, 2001)

                	
                  High
                    Risk Home Loan

                
	
                  Kansas

                	
                  Consumer
                    Credit Code, Kan. Stat. Ann.

                  §§
                    16a-1-101 et
                    seq.

                   

                  Sections
                    16a-1-301 and 16a-3-207 became effective April 14, 1999;

                  Section
                    16a-3-308a became effective July 1, 1999

                	
                  High
                    Loan to Value Consumer Loan (id.
§
                    16a-3-207) and;

                
	
                  High
                    APR Consumer Loan (id.
§
                    16a-3-308a)

                
	
                  Kentucky

                	
                  2003
                    KY H.B. 287 - High Cost Home

                  Loan
                    Act, Ky. Rev. Stat. §§ 360.100 et seq.

                   

                  Effective
                    June 24, 2003

                	
                  High
                    Cost Home Loan

                
	
                  Maine

                	
                  Truth
                    in Lending, Me. Rev. Stat. tit. 9-

                  A,
                    §§ 8-101 et
                    seq.

                   

                  Effective
                    September 29, 1995 and as amended from time to time

                	
                  High
                    Rate High Fee Mortgage

                
	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Massachusetts

                	
                  Part
                    40 and Part 32, 209 C.M.R. §§

                  32.00
                    et
                    seq.
                    and 209 C.M.R. §§ 40.01 et
                    seq.

                   

                  Effective
                    March 22, 2001 and amended from time to time

                	
                  High
                    Cost Home Loan

                
	
                  Nevada

                	
                  Assembly
                    Bill No. 284, Nev. Rev. Stat.

                  §§
                    598D.010 et
                    seq.

                   

                  Effective
                    October 1, 2003

                	
                  Home
                    Loan

                
	
                  New
                    Jersey

                	
                  New
                    Jersey Home Ownership Security

                  Act
                    of 2002, N.J. Rev. Stat. §§ 46:10B- 22 et
                    seq.

                   

                  Effective
                    for loans closed on or after November 27, 2003

                	
                  High
                    Cost Home Loan

                
	
                  New
                    Mexico

                	
                  Home
                    Loan Protection Act, N.M. Rev.

                  Stat.
                    §§ 58-21A-1 et
                    seq.

                   

                  Effective
                    as of January 1, 2004; Revised

                  as
                    of February 26, 2004

                	
                  High
                    Cost Home Loan

                
	
                  New
                    York

                	
                  N.Y.
                    Banking Law Article 6-1

                   

                  Effective
                    for applications made on or after April 1, 2003

                	
                  High
                    Cost Home Loan

                
	
                  North
                    Carolina

                	
                  Restrictions
                    and Limitations on High

                  Cost
                    Home Loans, N.C. Gen. Stat. §§ 24-1.1E et
                    seq.

                   

                  Effective
                    July 1, 2000; amended October 1, 2003 (adding open-end lines
                    of
                    credit)

                	
                  High
                    Cost Home Loan

                
	
                  Ohio

                	
                  H.B.
                    386 (codified in various sections of the Ohio Code), Ohio Rev.
                    Code Ann.
                    §§ 1349.25 et
                    seq.

                   

                  Effective
                    May 24, 2002

                	
                  Covered
                    Loan

                
	
                  Oklahoma

                	
                  Consumer
                    Credit Code (codified in various sections of Title 14A)

                   

                  Effective
                    July 1, 2000; amended effective January 1, 2004

                	
                  Subsection
                    10 Mortgage

                
	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  South
                    Carolina

                	
                  South
                    Carolina High Cost and

                  Consumer
                    Home Loans Act, S.C. Code

                  Ann.
                    §§ 37-23-10 et
                    seq.

                   

                  Effective
                    for loans taken on or after January 1, 2004

                	
                  High
                    Cost Home Loan

                
	
                  West
                    Virginia

                	
                  West
                    Virginia Residential Mortgage Lender, Broker and Servicer Act,
                    W.

                  Va.
                    Code Ann. §§ 31-17-1 et
                    seq.

                   

                  Effective
                    June 5, 2002

                	
                  West
                    Virginia Mortgage Loan Act Loan

                

        

        

        Standard
          & Poor’s Covered Loan Categorization

         

        
          	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Georgia
                    (Oct. 1, 2002 -

                  Mar.
                    6, 2003)

                	
                  Georgia
                    Fair Lending Act, Ga. Code

                  Ann.
                    §§ 7-6A-1 et
                    seq.

                   

                  Effective
                    October 1, 2002 - March 6, 2003

                	
                  Covered
                    Loan

                
	
                  New
                    Jersey

                	
                  New
                    Jersey Home Ownership Security

                  Act
                    of 2002, N.J. Rev. Stat. §§ 46:10B 22 et
                    seq.

                   

                  Effective
                    November 27, 2003 - July 5, 2004

                	
                  Covered
                    Home Loan

                

        

        

        Standard
          & Poor’s Home Loan Categorization

         

        
          	
                  State/Jurisdiction

                	
                  Name
                    of Anti-Predatory Lending

                  Law/Effective
                    Date

                	
                  Category
                    under

                  Applicable
                    Anti- 

                  Predatory
                    Lending Law

                
	
                  Georgia
                    (Oct. 1, 2002 -

                  Mar.
                    6, 2003)

                	
                  Georgia
                    Fair Lending Act, Ga. Code

                  Ann.
                    §§ 7-6A-1 et
                    seq.

                   

                  Effective
                    October 1, 2002 - March 6, 2003

                	
                  Home
                    Loan

                
	
                  New
                    Jersey

                	
                  New
                    Jersey Home Ownership Security

                  Act
                    of 2002, N.J. Rev. Stat. §§ 46:10B- 22 et
                    seq.

                   

                  Effective
                    for loans closed on or after November 27, 2003

                	
                  Home
                    Loan

                
	
                  New
                    Mexico

                	
                  Home
                    Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et
                    seq.

                   

                  Effective
                    as of January 1, 2004; Revised as of February 26, 2004

                	
                  Home
                    Loan

                
	
                  North
                    Carolina

                	
                  Restrictions
                    and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§

                  24-1.1E
                    et
                    seq.

                   

                  Effective
                    July 1, 2000; amended October 1, 2003 (adding open-end lines
                    of
                    credit)

                	
                  Consumer
                    Home Loan

                
	
                  South
                    Carolina

                	
                  South
                    Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann.
§§ 37-23-10
                    et
                    seq.

                   

                  Effective
                    for loans taken on or after January 1, 2004

                	
                  Consumer
                    Home Loan 

                

        

        

        

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        7

      

      MORTGAGE
        LOAN SELLER’S

      FORM
        10-D, FORM 8-K AND FORM 10-K

      REPORTING
        RESPONSIBILITY

       

      As
        to
        each item described below, the Mortgage Loan Seller shall be responsible
        for
        reporting the information to the party identified as responsible for preparing
        the Securities Exchange Act Reports pursuant to Section 7 of this Mortgage
        Loan
        Purchase Agreement.

       

      Under
        Item 1 of Form 10-D: a) items marked “Monthly Statement to Certificateholders”
are required to be included in the periodic Distribution Date statement under
        Section 5.04 of the Pooling and Servicing Agreement, provided by the Securities
        Administrator based on information received from the party providing such
        information: and b) items marked “Form 10-D report” are required to be in the
        Form 10-D report but not the Monthly Statements to Certificateholders, provided
        by the party indicated. Information under all other Items of Form 10-D is
        to be
        included in the Form 10-D report. All such information and any other Items
        on
        Form 8-K and Form 10-D set forth in this Exhibit shall be sent to the Securities
        Administrator and the Purchaser. 

       

      
        	
                Form

              	
                Item

              	
                Description

              
	
                10-D

              	
                1

              	
                Disclose
                  any material changes in the solicitation, credit-granting, underwriting,
                  origination, acquisition or pool selection criteria or procedures,
                  as
                  applicable, used by the Mortgage Loan Seller to originate, acquire
                  or
                  select the new pool assets.

              
	
                10-D

              	
                2

              	
                Legal
                  Proceedings - Item
                  1117 - Legal proceedings pending against the Mortgage Loan Seller
                  or its
                  property, that is material to Certificateholders, including proceedings
                  known to be contemplated by governmental authorities:

              
	
                8-K

              	
                1.01

              	
                Entry
                  into a Material Definitive Agreement - Disclosure
                  is required regarding entry into or amendment of any definitive
                  agreement
                  that is material to the securitization, to which the Mortgage Loan
                  Seller
                  is a party. 

              
	
                8-K

              	
                1.02

              	
                Termination
                  of a Material Definitive Agreement - Disclosure
                  is required regarding termination of any definitive agreement that
                  is
                  material to the securitization (other than expiration in accordance
                  with
                  its terms), to which the Mortgage Loan Seller is a party. 

                Examples:
                  servicing agreement, custodial agreement.

              
	
                8-K

              	
                1.03

              	
                Bankruptcy
                  or Receivership - Disclosure
                  is required regarding the bankruptcy or receivership with respect
                  to the
                  Mortgage Loan Seller. 

              
	
                10-K

              	
                15

              	
                Exhibits
                  and Financial Statement Schedules - Item
                  1117 - Legal proceedings pending against the Mortgage Loan Seller
                  or its
                  property that is material to Certificateholders, including proceedings
                  known to be contemplated by governmental authorities:

              
	
                10-K

              	
                15

              	
                Item
                  1119 - Affiliations and relationships between the Mortgage Loan
                  Seller and
                  the Master Servicer, the Purchaser, the Servicer, the Trustee,
                  the
                  Originator or any other material parties to the transactions contemplated
                  by this Agreement, or their respective affiliates, that are material
                  to
                  Certificateholders: 

              

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        8

       

      ADDITIONAL
        DISCLOSURE NOTIFICATION

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

      Fax:
        (212) 272-2000

      E-mail:
        regabnotifications@bear.com

       

      Wells
        Fargo Bank, N.A. as Securities Administrator 

      9062
        Old
        Annapolis Road

      Columbia,
        Maryland 21045

      Fax:
        (410) 715-2380

      E-mail:
        cts.sec.notifications@wellsfargo.com

       

      Attn:
        Corporate Trust Services - BSABS I 2006-ST1-SEC REPORT PROCESSING

       

      RE:
        **Additional Form [     ]
        Disclosure**Required

       

      Ladies
        and Gentlemen:

       

      In
        accordance with Section 7 of the Mortgage Loan Purchase Agreement, dated
        as of
        October 30, 2006, between Federal National Mortgage Association, as Mortgage
        Loan Seller, and Bear Stearns Asset Backed Securities I LLC, as Purchaser,
        the
        Undersigned hereby notifies you that certain events have come to our attention
        that [will][may] need to be disclosed on Form [     ].

       

      Description
        of Additional Form [     ]
        Disclosure:

       

      

       

      List
        of
        Any Attachments hereto to be included in the Additional Form [     ]
        Disclosure:

       

      

       

      Any
        inquiries related to this notification should be directed to [     ], phone number:
        [     ]; email address:
        [     ].

       

      
        	
                [NAME
                  OF PARTY]

                as
                  [role]

              
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 

      

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

      

      EXHIBIT
        9

       

      PURCHASE
        LETTER AGREEMENT

       

      [____________,200__]

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

       

      Federal
        National Mortgage Association

      4000
        Wisconsin Ave NW 

      Washington,
        DC 20016

       

      Attention:
        Bear Stearns Asset Backed Securities I Trust 2006-ST1

       

      
        	
                Re:

              	
                Bear
                  Stearns Asset Backed Securities I LLC Asset-Backed Certificates,
                  Series
                  2006-ST1, Class [___]

              

      

      Ladies
        and Gentlemen:

       

      Reference
        is made to the Mortgage Loan Purchase Agreement (the “Mortgage Loan Purchase
        Agreement”), dated as of October 30, 2006, between Federal National Mortgage
        Association as mortgage loan seller (the “Mortgage Loan Seller”) and Bear
        Stearns Asset-Backed Securities I LLC, as purchaser (the “Purchaser”). As of the
        date hereof, the Mortgage Loan Seller hereby sells to the Purchaser [___]%
        of
        the Class [_____] Certificates (the “Certificates”) and the Purchaser hereby
        pays to the Mortgage Loan Seller $[__________] to the Mortgage Loan Seller.
        

       

      This
        letter agreement shall be governed by the laws of the State of New York,
        without
        regard to conflict of law principles, and may be executed in any number of
        counterparts and by different parties hereto in separate counterparts, each
        of
        which when so executed shall be deemed to be an original and all of which
        when
        taken together shall constitute one and the same letter agreement. Delivery
        of
        an executed counterpart of a signature page to this letter agreement by
        facsimile shall be effective as delivery of a manually executed counterpart
        of
        this letter agreement.

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      IN
        WITNESS WHEREOF, the Purchaser and the Mortgage Loan Seller have caused their
        names to be signed hereto by their respective officers thereunto duly authorized
        on the date first above written.

       

      
        	
                BEAR
                  STEARNS ASSET BACKED SECURITIES I LLC,

                as
                  Purchaser

              
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 
	 
	 
	
                FEDERAL
                  NATIONAL MORTGAGE ASSOCIATION,

                as
                  Mortgage Loan Seller

              
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 

      

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

       

      SCHEDULE
        A

      

      REQUIRED
        RATINGS FOR EACH CLASS OF CERTIFICATES

       

      Public
        Certificates

      

      
        	
                Class

              	
                Moody’s

              	
                Standard
                  & Poor’s

              
	
                A-1

              	
                Aaa

              	
                AAA

              
	
                A-2

              	
                Aaa

              	
                AAA

              
	
                M-1

              	
                Aa2

              	
                AA

              
	
                M-2

              	
                A1

              	
                A+

              
	
                M-3

              	
                A2

              	
                A

              
	
                M-4

              	
                A3

              	
                A-

              
	
                B-1

              	
                Baa1

              	
                BBB+

              
	
                B-2

              	
                Baa2

              	
                BBB

              
	
                B-3

              	
                Baa3

              	
                BBB-

              

      

      

       

      None
        of
        the above ratings has been lowered, qualified or withdrawn since the dates
        of
        issuance of such ratings by the Rating Agencies.

       

      Private
        Certificates

      

      
        	
                Class

              	
                Moody’s

              	
                Standard
                  and Poor’s

              
	
                B-4

              	
                Ba2

              	
                BB

              
	
                C

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                R-1

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                R-2

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                R-3

              	
                Not
                  Rated

              	
                Not
                  Rated

              
	
                RX

              	
                Not
                  Rated

              	
                Not
                  Rated

              

      

      

      

       

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        M

      

      [Reserved]

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        N

      

      SERVICING
        CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

       

      Definitions

      Primary
        Servicer - transaction party having borrower contact

      Master
        Servicer - aggregator of pool assets

      Securities
        Administrator - waterfall calculator

      Back-up
        Servicer - named in the transaction (in the event a Back up Servicer becomes
        the
        Primary Servicer, follow Primary Servicer obligations)

      Custodian
        - safe keeper of pool assets

      Trustee
        -
        fiduciary of the transaction

      

      Note:
        The
        definitions above describe the essential function that the party performs,
        rather than the party’s title. So, for example, in a particular transaction, the
        trustee may perform the “paying agent” and “securities administrator” functions,
        while in another transaction, the securities administrator may perform these
        functions.

      

      Where
        there are multiple checks for criteria the attesting party will identify
        in
        their management assertion that they are attesting only to the portion of
        the
        distribution chain they are responsible for in the related transaction
        agreements.

      

      Key: X
        - obligation

       

      
        
          	
                  Reg
                    AB Reference

                	
                  Servicing
                    Criteria

                	
                  Primary
                    Servicer

                	
                  Master
                    Servicer

                	
                  Securities
                    Admin

                	
                  Custodian

                	
                  Trustee
                    (nominal)

                
	 	
                  General
                    Servicing Considerations

                	 	 	 	 	 
	
                  1122(d)(1)(i)

                	
                  Policies
                    and procedures are instituted to monitor any performance or other
                    triggers
                    and events of default in accordance with the transaction
                    agreements.

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(1)(ii)

                	
                  If
                    any material servicing activities are outsourced to third parties,
                    policies and procedures are instituted to monitor the third party’s
                    performance and compliance with such servicing activities.

                	
                  X

                	
                  X

                	 	 	 
	
                  1122(d)(1)(iii)

                	
                  Any
                    requirements in the transaction agreements to maintain a back-up
                    servicer
                    for the Pool Assets are maintained. 

                	 	 	 	 	 
	
                  1122(d)(1)(iv)

                	
                  A
                    fidelity bond and errors and omissions policy is in effect on
                    the party
                    participating in the servicing function throughout the reporting
                    period in
                    the amount of coverage required by and otherwise in accordance
                    with the
                    terms of the transaction agreements. 

                	
                  X

                	
                  X

                	 	 	 
	 	
                  Cash
                    Collection and Administration

                	 	 	 	 	 
	
                  1122(d)(2)(i)

                	
                  Payments
                    on pool assets are deposited into the appropriate custodial bank
                    accounts
                    and related bank clearing accounts no more than two business days
                    following receipt, or such other number of days specified in
                    the
                    transaction agreements. 

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(2)(ii)

                	
                  Disbursements
                    made via wire transfer on behalf of an obligor or to an investor
                    are made
                    only by authorized personnel. 

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(2)(iii)

                	
                  Advances
                    of funds or guarantees regarding collections, cash flows or distributions,
                    and any interest or other fees charged for such advances, are
                    made,
                    reviewed and approved as specified in the transaction agreements.
                    

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(2)(iv)

                	
                  The
                    related accounts for the transaction, such as cash reserve accounts
                    or
                    accounts established as a form of over collateralization, are
                    separately
                    maintained (e.g., with respect to commingling of cash) as set
                    forth in the
                    transaction agreements. 

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(2)(v)

                	
                  Each
                    custodial account is maintained at a federally insured depository
                    institution as set forth in the transaction agreements. For purposes
                    of
                    this criterion, “federally insured depository institution” with respect to
                    a foreign financial institution means a foreign financial institution
                    that
                    meets the requirements of Rule 13k-1(b)(1) of the Securities
                    Exchange Act.
                    

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(2)(vi)

                	
                  Unissued
                    checks are safeguarded so as to prevent unauthorized access.
                    

                	
                  X

                	 	
                  X

                	 	 
	
                  1122(d)(2)(vii)
                    

                	
                  Reconciliations
                    are prepared on a monthly basis for all asset-backed securities
                    related
                    bank accounts, including custodial accounts and related bank
                    clearing
                    accounts. These reconciliations are (A) mathematically accurate;
                    (B)
                    prepared within 30 calendar days after the bank statement cutoff
                    date, or
                    such other number of days specified in the transaction agreements;
                    (C)
                    reviewed and approved by someone other than the person who prepared
                    the
                    reconciliation; and (D) contain explanations for reconciling
                    items. These
                    reconciling items are resolved within 90 calendar days of their
                    original
                    identification, or such other number of days specified in the
                    transaction
                    agreements. 

                	
                  X

                	
                  X

                	
                  X

                	 	 
	 	
                  Investor
                    Remittances and Reporting

                	 	 	 	 	 
	
                  1122(d)(3)(i)

                	
                  Reports
                    to investors, including those to be filed with the Commission,
                    are
                    maintained in accordance with the transaction agreements and
                    applicable
                    Commission requirements. Specifically, such reports (A) are prepared
                    in
                    accordance with timeframes and other terms set forth in the transaction
                    agreements; (B) provide information calculated in accordance
                    with the
                    terms specified in the transaction agreements; (C) are filed
                    with the
                    Commission as required by its rules and regulations; and (D)
                    agree with
                    investors’ or the trustee’s records as to the total unpaid principal
                    balance and number of Pool Assets serviced by the Servicer.
                    

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(3)(ii)

                	
                  Amounts
                    due to investors are allocated and remitted in accordance with
                    timeframes,
                    distribution priority and other terms set forth in the transaction
                    agreements. 

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(3)(iii)

                	
                  Disbursements
                    made to an investor are posted within two business days to the
                    Servicer’s
                    investor records, or such other number of days specified in the
                    transaction agreements. 

                	
                  X

                	
                  X

                	
                  X

                	 	 
	
                  1122(d)(3)(iv)

                	
                  Amounts
                    remitted to investors per the investor reports agree with cancelled
                    checks, or other form of payment, or custodial bank statements.
                    

                	
                  X

                	
                  X

                	
                  X

                	 	 
	 	
                  Pool
                    Asset Administration

                	 	 	 	 	 
	
                  1122(d)(4)(i)
                    

                	
                  Collateral
                    or security on pool assets is maintained as required by the transaction
                    agreements or related pool asset documents. 

                	
                  X

                	 	 	
                  X

                	 
	
                  1122(d)(4)(ii)

                	
                  Pool
                    assets and related documents are safeguarded as required by the
                    transaction agreements 

                	
                  X

                	 	 	
                  X

                	 
	
                  1122(d)(4)(iii)

                	
                  Any
                    additions, removals or substitutions to the asset pool are made,
                    reviewed
                    and approved in accordance with any conditions or requirements
                    in the
                    transaction agreements. 

                	
                  X

                	 	
                  X

                	 	 
	
                  1122(d)(4)(iv)

                	
                  Payments
                    on pool assets, including any payoffs, made in accordance with
                    the related
                    pool asset documents are posted to the Servicer’s obligor records
                    maintained no more than two business days after receipt, or such
                    other
                    number of days specified in the transaction agreements, and allocated
                    to
                    principal, interest or other items (e.g., escrow) in accordance
                    with the
                    related pool asset documents. 

                	
                  X

                	 	 	 	 
	
                  1122(d)(4)(v)

                	
                  The
                    Servicer’s records regarding the pool assets agree with the Servicer’s
                    records with respect to an obligor’s unpaid principal balance.
                    

                	
                  X

                	 	 	 	 
	
                  1122(d)(4)(vi)

                	
                  Changes
                    with respect to the terms or status of an obligor's pool assets
                    (e.g.,
                    loan modifications or re-agings) are made, reviewed and approved
                    by
                    authorized personnel in accordance with the transaction agreements
                    and
                    related pool asset documents. 

                	
                  X

                	
                  X

                	 	 	 
	
                  1122(d)(4)(vii)

                	
                  Loss
                    mitigation or recovery actions (e.g., forbearance plans, modifications
                    and
                    deeds in lieu of foreclosure, foreclosures and repossessions,
                    as
                    applicable) are initiated, conducted and concluded in accordance
                    with the
                    timeframes or other requirements established by the transaction
                    agreements. 

                	
                  X

                	
                  X

                	 	 	 
	
                  1122(d)(4)(viii)

                	
                  Records
                    documenting collection efforts are maintained during the period
                    a pool
                    asset is delinquent in accordance with the transaction agreements.
                    Such
                    records are maintained on at least a monthly basis, or such other
                    period
                    specified in the transaction agreements, and describe the entity’s
                    activities in monitoring delinquent pool assets including, for
                    example,
                    phone calls, letters and payment rescheduling plans in cases
                    where
                    delinquency is deemed temporary (e.g., illness or unemployment).
                    

                	
                  X

                	 	 	 	 
	
                  1122(d)(4)(ix)

                	
                  Adjustments
                    to interest rates or rates of return for pool assets with variable
                    rates
                    are computed based on the related pool asset documents. 

                	
                  X

                	 	 	 	 
	
                  1122(d)(4)(x)

                	
                  Regarding
                    any funds held in trust for an obligor (such as escrow accounts):
                    (A) such
                    funds are analyzed, in accordance with the obligor’s pool asset documents,
                    on at least an annual basis, or such other period specified in
                    the
                    transaction agreements; (B) interest on such funds is paid, or
                    credited,
                    to obligors in accordance with applicable pool asset documents
                    and state
                    laws; and (C) such funds are returned to the obligor within 30
                    calendar
                    days of full repayment of the related pool assets, or such other
                    number of
                    days specified in the transaction agreements. 

                	
                  X

                	 	 	 	 
	
                  1122(d)(4)(xi)

                	
                  Payments
                    made on behalf of an obligor (such as tax or insurance payments)
                    are made
                    on or before the related penalty or expiration dates, as indicated
                    on the
                    appropriate bills or notices for such payments, provided that
                    such support
                    has been received by the servicer at least 30 calendar days prior
                    to these
                    dates, or such other number of days specified in the transaction
                    agreements. 

                	
                  X

                	 	 	 	 
	
                  1122(d)(4)(xii)

                	
                  Any
                    late payment penalties in connection with any payment to be made
                    on behalf
                    of an obligor are paid from the Servicer’s funds and not charged to the
                    obligor, unless the late payment was due to the obligor’s error or
                    omission. 

                	
                  X

                	 	 	 	 
	
                  1122(d)(4)(xiii)

                	
                  Disbursements
                    made on behalf of an obligor are posted within two business days
                    to the
                    obligor’s records maintained by the servicer, or such other number of
                    days
                    specified in the transaction agreements. 

                	
                  X

                	 	 	 	 
	
                  1122(d)(4)(xiv)
                    

                	
                  Delinquencies,
                    charge-offs and uncollectible accounts are recognized and recorded
                    in
                    accordance with the transaction agreements. 

                	
                  X

                	
                  X

                	 	 	 
	
                  1122(d)(4)(xv)

                	
                  Any
                    external enhancement or other support, identified in Item 1114(a)(1)
                    through (3) or Item 1115 of Regulation AB, is maintained as set
                    forth in
                    the transaction agreements. (In this transaction there is no
                    external
                    enhancement or other support.)

                	
                  X

                	 	
                  X

                	 	 

        

         

      

      

       

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        O

      

      FORM
        10-D, FORM 8-K AND FORM 10-K

      REPORTING
        RESPONSIBILITY

      

      As
        to
        each item described below, the entity indicated as the Responsible Party
        shall
        be primarily responsible for reporting the information to the party identified
        as responsible for preparing the Securities Exchange Act Reports pursuant
        to
        Section 4.18 of the Pooling and Servicing Agreement.

      

      Under
        Item 1 of Form 10-D: a) items marked “Monthly Statements to Certificateholders”
are required to be included in the periodic Distribution Date statement under
        Section 6.06, provided by the Securities Administrator based on information
        received from the party providing such information; and b) items marked “Form
        10-D report” are required to be in the Form 10-D report but not the Monthly
        Statements to Certificateholders, provided by the party indicated. Information
        under all other Items of Form 10-D is to be included in the Form 10-D report.
        All such information and any other Items on Form 8-K and Form 10-D set forth
        in
        this Exhibit shall be sent to the Securities Administrator and the
        Depositor.

      

      

        
          	
                  Form

                	
                  Item

                	
                  Description

                	
                  Servicers

                	
                  Master
                    Servicer

                	
                  Securities
                    Administrator

                	
                  Custodian

                	
                  Trustee

                  (nominal)

                	
                  Depositor

                	
                  Sponsor

                
	
                  10-D

                	
                  Must
                    be filed within 15 days of the distribution date for the asset-backed
                    securities.

                	 	 	 	 
	
                  1

                	
                  Distribution
                    and Pool Performance Information

                	 	 	 	 	 	 	 
	
                  Item
                    1121(a) - Distribution and Pool Performance
                    Information

                	 	 	 	 	 	 	 
	
                  (1)
                    Any applicable record dates, accrual dates, determination dates
                    for
                    calculating distributions and actual distribution dates for the
                    distribution period.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (2)
                    Cash flows received and the sources thereof for distributions,
                    fees and
                    expenses.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (3)
                    Calculated amounts and distribution of the flow of funds for
                    the period
                    itemized by type and priority of payment, including:

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (i)
                    Fees or expenses accrued and paid, with an identification of
                    the general
                    purpose of such fees and the party receiving such fees or
                    expenses.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (ii)
                    Payments accrued or paid with respect to enhancement or other
                    support
                    identified in Item 1114 of Regulation AB (such as insurance premiums
                    or
                    other enhancement maintenance fees), with an identification of
                    the general
                    purpose of such payments and the party receiving such
                    payments.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (iii)
                    Principal, interest and other distributions accrued and paid
                    on the
                    asset-backed securities by type and by class or series and any
                    principal
                    or interest shortfalls or carryovers.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (iv)
                    The amount of excess cash flow or excess spread and the disposition
                    of
                    excess cash flow.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (4)
                    Beginning and ending principal balances of the asset-backed
                    securities.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (5)
                    Interest rates applicable to the pool assets and the asset-backed
                    securities, as applicable. Consider providing interest rate information
                    for pool assets in appropriate distributional groups or incremental
                    ranges.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (6)
                    Beginning and ending balances of transaction accounts, such as
                    reserve
                    accounts, and material account activity during the period.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (7)
                    Any amounts drawn on any credit enhancement or other support
                    identified in
                    Item 1114 of Regulation AB, as applicable, and the amount of
                    coverage
                    remaining under any such enhancement, if known and
                    applicable.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (8)
                    Number and amount of pool assets at the beginning and ending
                    of each
                    period, and updated pool composition information, such as weighted
                    average
                    coupon, weighted average remaining term, pool factors and prepayment
                    amounts.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	
                  Updated
                    pool composition information fields to be as specified by Depositor
                    from
                    time to time

                	 
	
                  (9)
                    Delinquency and loss information for the period.

                	
                  X

                	
                  X

                	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  In
                    addition, describe any material changes to the information specified
                    in
                    Item 1100(b)(5) of Regulation AB regarding the pool assets.
                    (methodology)

                	
                  X

                	 	 	 	 	 	 
	
                  (10)
                    Information on the amount, terms and general purpose of any advances
                    made
                    or reimbursed during the period, including the general use of
                    funds
                    advanced and the general source of funds for
                    reimbursements.

                	
                  X

                	
                  X

                	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (11)
                    Any material modifications, extensions or waivers to pool asset
                    terms,
                    fees, penalties or payments during the distribution period or
                    that have
                    cumulatively become material over time.

                	
                  X

                	
                  X

                	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (12)
                    Material breaches of pool asset representations or warranties
                    or
                    transaction covenants.

                	
                  X

                	
                  X

                	
                  X

                   

                  (if
                    agreed upon by the parties)

                	 	 	
                  X

                	 
	
                  (13)
                    Information on ratio, coverage or other tests used for determining
                    any
                    early amortization, liquidation or other performance trigger
                    and whether
                    the trigger was met.

                	 	 	
                  X

                   

                  (Monthly
                    Statements to Certificateholders)

                	 	 	 	 
	
                  (14)
                    Information regarding any new issuance of asset-backed securities
                    backed
                    by the same asset pool, 

                	 	 	 	 	 	
                  X

                	 
	
                  information
                    regarding any pool asset changes (other than in connection with
                    a pool
                    asset converting into cash in accordance with its terms), such
                    as
                    additions or removals in connection with a prefunding or revolving
                    period
                    and pool asset substitutions and repurchases (and purchase rates,
                    if
                    applicable), and cash flows available for future purchases, such
                    as the
                    balances of any prefunding or revolving accounts, if
                    applicable.

                	
                  X

                	
                  X

                	
                  X

                	 	 	
                  X

                	 
	
                  Disclose
                    any material changes in the solicitation, credit-granting, underwriting,
                    origination, acquisition or pool selection criteria or procedures,
                    as
                    applicable, used to originate, acquire or select the new pool
                    assets.

                	 	 	 	 	 	
                  X

                	
                  X

                
	
                  Item
                    1121(b) - Pre-Funding or Revolving Period Information

                   

                  Updated
                    pool information as required under Item 1121(b).

                	 	 	 	 	 	
                  X

                	 
	
                  2

                	
                  Legal
                    Proceedings

                	 	 	 	 	 	 	 
	
                  Item
                    1117 - Legal proceedings pending against the following entities,
                    or their
                    respective property, that is material to Certificateholders,
                    including
                    proceedings known to be contemplated by governmental
                    authorities:

                	 	 	 	 	 	 	 
	
                  Sponsor
                    (Seller)

                	 	 	 	 	 	 	
                  X

                
	
                  Depositor

                	 	 	 	 	 	
                  X

                	 
	
                  Trustee

                	 	 	 	 	 	 	 
	
                  Issuing
                    entity

                	 	 	 	 	 	
                  X

                	 
	
                  Master
                    Servicer, affiliated Servicer, other Servicer servicing 20% or
                    more of
                    pool assets at time of report, other material servicers

                	
                  X

                	
                  X

                	 	 	 	 	 
	
                  Securities
                    Administrator

                	 	 	
                  X

                	 	 	 	 
	
                  Originator
                    of 20% or more of pool assets as of the Cut-off Date

                	 	 	 	 	 	
                  X

                	 
	
                  Custodian

                	 	 	 	
                  X

                	 	 	 
	
                  3

                	
                  Sales
                    of Securities and Use of Proceeds

                	 	 	 	 	 	 	 
	
                  Information
                    from Item 2(a) of Part II of Form 10-Q:

                   

                  With
                    respect to any sale of securities by the sponsor, depositor or
                    issuing
                    entity, that are backed by the same asset pool or are otherwise
                    issued by
                    the issuing entity, whether or not registered, provide the sales
                    and use
                    of proceeds information in Item 701 of Regulation S-K. Pricing
                    information
                    can be omitted if securities were not registered.

                	 	 	 	 	 	
                  X

                	 
	
                  4

                	
                  Defaults
                    Upon Senior Securities

                	 	 	 	 	 	 	 
	
                  Information
                    from Item 3 of Part II of Form 10-Q:

                   

                  Report
                    the occurrence of any Event of Default (after expiration of any
                    grace
                    period and provision of any required notice)

                	 	 	
                  X

                	 	 	 	 
	
                  5

                	
                  Submission
                    of Matters to a Vote of Security Holders

                	 	 	 	 	 	 	 
	
                  Information
                    from Item 4 of Part II of Form 10-Q

                	 	 	
                  X

                	 	 	 	 
	
                  6

                	
                  Significant
                    Obligors of Pool Assets

                	 	 	 	 	 	 	 
	
                  Item
                    1112(b) - Significant
                    Obligor Financial Information*

                	 	 	 	 	 	
                  X

                	 
	
                  *This
                    information need only be reported on the Form 10-D for the distribution
                    period in which updated information is required pursuant to the
                    Item.

                	 	 	 	 	 	 	 
	
                  7

                	
                  Significant
                    Enhancement Provider Information

                	 	 	 	 	 	 	 
	
                  Item
                    1114(b)(2) - Credit Enhancement Provider Financial
                    Information*

                	 	 	 	 	 	 	 
	
                  Determining
                    applicable disclosure threshold

                	 	 	 	 	 	
                  X

                	 
	
                  Obtain
                    required financial information or effecting incorporation by
                    reference

                	 	 	 	 	 	
                  X

                	 
	
                  Item
                    1115(b) - Derivative Counterparty Financial
                    Information*

                	 	 	 	 	 	 	 
	
                  Determining
                    current maximum probable exposure

                	 	 	 	 	 	
                  X

                	 
	
                  Determining
                    current significance percentage

                	 	 	
                  X

                	 	 	 	 
	
                  Notify
                    derivative counterparty of significance percentage and request
                    required
                    financial information

                	 	 	
                  X

                	 	 	 	 
	
                  Obtain
                    required financial information or effecting incorporation by
                    reference

                	 	 	 	 	 	
                  X

                	 
	
                  *This
                    information need only be reported on the Form 10-D for the distribution
                    period in which updated information is required pursuant to the
                    Items.

                	 	 	 	 	 	 	 
	
                  8

                	
                  Other
                    Information

                	 	 	 	 	 	 	 
	
                  Disclose
                    any information required to be reported on Form 8-K during the
                    period
                    covered by the Form 10-D but not reported

                	
                  The
                    Responsible Party for the applicable Form 8-K item as indicated
                    below.

                
	
                  9

                	
                  Exhibits

                	 	 	 	 	 	 	 
	
                  Distribution
                    report

                	 	 	
                  X

                	 	 	 	 
	
                  Exhibits
                    required by Item 601 of Regulation S-K, such as material
                    agreements

                	 	 	 	 	 	
                  X

                	 
	
                  8-K

                	
                  Must
                    be filed within four business days of an event reportable on
                    Form
                    8-K.

                	 	 	 	 
	
                  1.01

                	
                  Entry
                    into a Material Definitive Agreement

                	 	 	 	 	 	 	 
	
                  Disclosure
                    is required regarding entry into or amendment of any definitive
                    agreement
                    that is material to the securitization, even if depositor is
                    not a party.
                    

                   

                  Examples:
                    servicing agreement, custodial agreement.

                   

                  Note:
                    disclosure not required as to definitive agreements that are
                    fully
                    disclosed in the prospectus

                	
                  X

                	
                  X

                	
                  X 

                	 	 	
                  X 

                	
                  X

                
	
                  1.02

                	
                  Termination
                    of a Material Definitive Agreement

                	
                  X

                	
                  X

                	
                  X 

                	 	 	
                  X

                	
                  X 

                
	
                  Disclosure
                    is required regarding termination of any definitive agreement
                    that is
                    material to the securitization (other than expiration in accordance
                    with
                    its terms), even if depositor is not a party. 

                   

                   

                  Examples:
                    servicing agreement, custodial agreement.

                	 	 	 	 	 	 	 
	
                  1.03

                	
                  Bankruptcy
                    or Receivership

                	 	 	 	 	 	 	 
	
                  Disclosure
                    is required regarding the bankruptcy or receivership, if known
                    to the
                    Master Servicer, with respect to any of the following: 

                   

                  Sponsor
                    (Seller), Depositor, Master Servicer, affiliated Servicer, other
                    Servicer
                    servicing 20% or more of pool assets at time of report, other
                    material
                    servicers, Certificate Administrator, Trustee, significant obligor,
                    credit
                    enhancer (10% or more), derivatives counterparty,
                    Custodian

                	
                  X

                	
                  X

                	
                  X 

                	
                  X

                	 	
                  X 

                	
                  X

                
	
                  2.04

                	
                  Triggering
                    Events that Accelerate or Increase a Direct Financial Obligation
                    or an
                    Obligation under an Off-Balance Sheet Arrangement

                	 	 	 	 	 	 	 
	
                  Includes
                    an early amortization, performance trigger or other event, including
                    event
                    of default, that would materially alter the payment priority/distribution
                    of cash flows/amortization schedule.

                   

                  Disclosure
                    will be made of events other than waterfall triggers which are
                    disclosed
                    in the Monthly Statement to Certificateholders

                	 	
                  X

                	
                  X

                	 	 	 	 
	
                  3.03

                	
                  Material
                    Modification to Rights of Security Holders

                	 	 	 	 	 	 	 
	
                  Disclosure
                    is required of any material modification to documents defining
                    the rights
                    of Certificateholders, including the Pooling and Servicing
                    Agreement

                	 	 	
                  X

                	 	 	
                  X

                	 
	
                  5.03

                	
                  Amendments
                    to Articles of Incorporation or Bylaws; Change in Fiscal
                    Year

                	 	 	 	 	 	 	 
	
                  Disclosure
                    is required of any amendment “to the governing documents of the issuing
                    entity”

                	 	 	 	 	 	
                  X

                	 
	
                  5.06

                	
                  Change
                    in Shell Company Status

                	 	 	 	 	 	 	 
	
                  [Not
                    applicable to ABS issuers]

                	 	 	 	 	 	
                  X

                	 
	
                  6.01

                	
                  ABS
                    Informational and Computational Material

                	 	 	 	 	 	 	 
	
                  [Not
                    included in reports to be filed under Section 3.18]

                	 	 	 	 	 	
                  X

                	 
	
                  6.02

                	
                  Change
                    of Servicer or Trustee

                	 	 	 	 	 	 	 
	
                  Requires
                    disclosure of any removal, replacement, substitution or addition
                    of any
                    master servicer, affiliated servicer, other servicer servicing
                    10% or more
                    of pool assets at time of report, other material servicers, certificate
                    administrator or trustee. 

                	
                  X

                	
                  X

                	
                  X

                	 	 	
                  X

                	 
	 	
                  Reg
                    AB disclosure about any new servicer is also required.

                	
                  X

                	 	 	 	 	 	 
	
                  Reg
                    AB disclosure about any new trustee is also required.

                	 	 	 	 	
                  X
                    (to
                    the extent of a new trustee)

                	 	 
	
                  Reg
                    AB disclosure about any new securities administrator is also
                    required.

                	 	 	
                  X

                	 	 	 	 
	
                  6.03

                	
                  Change
                    in Credit Enhancement or Other External Support [In this transaction
                    there
                    is no external enhancement or other support.]

                	 	 	 	 	 	 	 
	
                  Covers
                    termination of any enhancement in manner other than by its terms,
                    the
                    addition of an enhancement, or a material change in the enhancement
                    provided. Applies to external credit enhancements as well as
                    derivatives.
                    

                	 	 	
                  X

                	 	 	
                  X

                	 
	 	
                  Reg
                    AB disclosure about any new enhancement provider is also
                    required.

                	 	 	
                  X

                	 	 	
                  X

                	 
	
                  6.04

                	
                  Failure
                    to Make a Required Distribution

                	 	 	
                  X

                	 	 	 	 
	
                  6.05

                	
                  Securities
                    Act Updating Disclosure

                	 	 	 	 	 	 	 
	
                  If
                    any material pool characteristic differs by 5% or more at the
                    time of
                    issuance of the securities from the description in the final
                    prospectus,
                    provide updated Reg AB disclosure about the actual asset
                    pool.

                	 	 	 	 	 	
                  X

                	
                   

                
	
                  If
                    there are any new servicers or originators required to be disclosed
                    under
                    Regulation AB as a result of the foregoing, provide the information
                    called
                    for in Items 1108 and 1110 respectively.

                	 	 	 	 	 	
                  X

                	 
	
                  7.01

                	
                  Regulation
                    FD Disclosure

                	
                  X

                	
                  X

                	
                  X

                	
                  X

                	 	
                  X

                	 
	
                  8.01

                	
                  Other
                    Events

                	 	 	 	 	 	 	 
	
                  Any
                    event, with respect to which information is not otherwise called
                    for in
                    Form 8-K, that the registrant deems of importance to security
                    holders.

                	 	 	 	 	 	
                  X

                	 
	
                  9.01

                	
                  Financial
                    Statements and Exhibits

                	
                  The
                    Responsible Party applicable to reportable event.

                
	
                  10-K

                	
                  Must
                    be filed within 90 days of the fiscal year end for the
                    registrant.

                	 	 	 	 
	
                  9B

                	
                  Other
                    Information

                	 	 	 	 	 	 	 
	 	 	
                  Disclose
                    any information required to be reported on Form 8-K during the
                    fourth
                    quarter covered by the Form 10-K but not reported

                	
                  The
                    Responsible Party for the applicable Form 8-K item as indicated
                    above.

                
	 	
                  15

                	
                  Exhibits
                    and Financial Statement Schedules

                	 	 	 	 	 	 	 
	
                  Item
                    1112(b) - Significant
                    Obligor Financial Information

                	 	 	 	 	 	
                  X

                	 
	
                  Item
                    1114(b)(2) - Credit Enhancement Provider Financial
                    Information

                	 	 	 	 	 	 	 
	
                  Determining
                    applicable disclosure threshold

                	 	 	 	 	 	
                  X

                	 
	
                  Obtain
                    required financial information or effecting incorporation by
                    reference

                	 	 	 	 	 	
                  X

                	 
	
                  Item
                    1115(b) - Derivative Counterparty Financial
                    Information

                	 	 	 	 	 	 	 
	
                  Determining
                    current maximum probable exposure

                	 	 	 	 	 	
                  X

                	 
	 	 	
                  Determining
                    current significance percentage

                	 	 	
                  X

                	 	 	 	 
	
                  Notify
                    derivative counterparty of significance percentage and request
                    required
                    financial information

                	 	 	
                  X

                	 	 	 	 
	
                  Obtain
                    required financial information or effecting incorporation by
                    reference

                	 	 	 	 	 	
                  X

                	 
	
                  Item
                    1117 - Legal proceedings pending against the following entities,
                    or their
                    respective property, that is material to Certificateholders,
                    including
                    proceedings known to be contemplated by governmental
                    authorities:

                	 	 	 	 	 	 	 
	
                  Sponsor
                    (Seller)

                	 	 	 	 	 	 	
                  X

                
	
                  Depositor

                	 	 	 	 	 	
                  X

                	 
	
                  Trustee

                	 	 	 	 	 	 	 
	
                  Issuing
                    entity

                	 	 	 	 	 	
                  X

                	 
	
                  Master
                    Servicer, affiliated Servicer, other Servicer servicing 20% or
                    more of
                    pool assets at time of report, other material servicers

                	
                  X

                	
                  X

                	 	 	 	 	 
	
                  Securities
                    Administrator

                	 	 	
                  X

                	 	 	 	 
	
                  Originator
                    of 20% or more of pool assets as of the Cut-off Date

                	 	 	 	 	 	
                  X

                	 
	
                  Custodian

                	 	 	 	
                  X

                	 	 	 
	
                  Item
                    1119 - Affiliations and relationships between the following entities,
                    or
                    their respective affiliates, that are material to
                    Certificateholders:

                	 	 	 	 	 	 	 
	
                  Sponsor
                    (Seller)

                	 	 	 	 	 	 	
                  X

                
	
                  Depositor

                	 	 	 	 	 	
                  X

                	 
	
                  Trustee

                	 	 	 	 	 	 	 
	
                  Master
                    Servicer, affiliated Servicer, other Servicer servicing 20% or
                    more of
                    pool assets at time of report, other material servicers

                	
                  X

                	
                  X

                	 	 	 	 	 
	
                  Securities
                    Administrator

                	 	 	
                  X

                	 	 	 	 
	
                  Originator

                	 	 	 	 	 	
                  X

                	 
	
                  Custodian

                	 	 	 	
                  X

                	 	 	 
	
                  Credit
                    Enhancer/Support Provider

                	 	 	 	 	 	
                  X

                	 
	
                  Significant
                    Obligor

                	 	 	 	 	 	
                  X

                	 
	
                  Item
                    1122 - Assessment of Compliance with Servicing
                    Criteria

                	
                  X

                	
                  X

                	
                  X

                	
                  X

                	 	 	 
	
                  Item
                    1123 - Servicer Compliance Statement

                	
                  X

                	
                  X

                	 	 	 	 	 

        

      

      

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

          
          

        

      

      EXHIBIT
        P

      

      ADDITIONAL
        DISCLOSURE NOTIFICATION

       

      Bear
        Stearns Asset Backed Securities I LLC

      383
        Madison Avenue

      New
        York,
        New York 10179

      Fax:
        (212) 272-2000

      E-mail:
        regabnotifications@bear.com

       

      Wells
        Fargo Bank, N.A. as Securities Administrator 

      9062
        Old
        Annapolis Road

      Columbia,
        Maryland 21045

      Fax:
        (410) 715-2380

      E-mail:
        cts.sec.notifications@wellsfargo.com

       

      Attn:
        Corporate Trust Services - BSABS I 2006-ST1-SEC REPORT PROCESSING

       

      RE:
        **Additional Form [     ]
        Disclosure**Required

       

      Ladies
        and Gentlemen:

       

      In
        accordance with Section 3.18 of the Pooling and Servicing Agreement, dated
        as of
        October 1, 2006, among, Wells Fargo Bank, National Association, as Master
        Servicer and Securities Administrator and U.S. Bank National Association
        as
        Trustee. The Undersigned hereby notifies you that certain events have come
        to
        our attention that [will][may] need to be disclosed on Form [     ].

       

      Description
        of Additional Form [     ]
        Disclosure:

       

      

       

      List
        of
        Any Attachments hereto to be included in the Additional Form [     ]
        Disclosure:

       

      

       

      Any
        inquiries related to this notification should be directed to [     ], phone number:
        [     ];
        email address: [     ].

       

      

       

      
        	
                [NAME
                  OF PARTY]

                as
                  [role]

              
	 	 
	
                By:

              	 
	
                Name:

              	 
	
                Title:

              	 

      

      

       

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      EXHIBIT
        Q

       

      SUNTRUST
        SERVICING AGREEMENT

       

      
         

        
 

        MORTGAGE
          LOAN PURCHASE AND SERVICING
          AGREEMENT

         

        FEDERAL
          NATIONAL MORTGAGE ASSOCIATION

        (“FANNIE
          MAE”)

         

        Purchaser

         

        and

         

        SUNTRUST
          MORTGAGE, INC.

        Company

         

        Dated
          as
          of September 1, 2006

         

         

        TABLE
          OF CONTENTS

         

         

        ARTICLE
          1. Definitions

         

        ARTICLE
          2. Agreement to Purchase

         

        ARTICLE
          3. Mortgage Loan Schedule

         

        ARTICLE
          4. Purchase Price; Near-term Principal Prepayments; Early Payment
          Defaults

         

        Section
          4.01. Purchase Price

        Section
          4.02. Near-Term Principal Prepayments.

        Section
          4.03. Early Payment Default

         

        ARTICLE
          5. Examination of Mortgage Files

         

        ARTICLE
          6. Conveyance from the Company to the Purchaser

         

        Section
          6.01. Conveyance of Mortgage Loans; Possession of Mortgage Files

        Section
          6.02. Books and Records

        Section
          6.03. Transfer of Mortgage Loans

        Section
          6.04. Delivery of Mortgage Loan Documents

        Section
          6.05. Quality Control Procedures

         

        ARTICLE
          7. Representations, Warranties and Covenants of the Company; Remedies for
          Breach

         

        Section
          7.01. Representations, Warranties and Covenants As to Itself

        Section
          7.02. Representations and Warranties Regarding Individual Mortgage
          Loans

        Section
          7.03. Remedies for Breach of Representations and Warranties

         

        ARTICLE
          8. Administration and Servicing of the Mortgage Loans

         

        Section
          8.01. The Company to Act as Servicer

        Section
          8.02. Modifications

        Section
          8.03. Pass-Through Transfer

        Section
          8.04. Subservicing

        Section
          8.05. Collection of Mortgage Loan Payments

        Section
          8.06. Realization upon Defaulted Mortgage Loans

        Section
          8.07. Establishment of Custodial Accounts; Deposits in Custodial
          Accounts

        Section
          8.08. Permitted Withdrawals from the Custodial Account

        Section
          8.09. Establishment of Escrow Accounts; Deposits in Escrow Account

        Section
          8.10. Permitted Withdrawals from Escrow Account

        Section
          8.11. Payment of Taxes, Insurance and Other Charges; Maintenance of Primary
          Mortgage Insurance Policies; Collections Thereunder

        Section
          8.12. Transfer of Accounts

        Section
          8.13. Maintenance of Hazard Insurance

        Section
          8.14. Maintenance of Mortgage Impairment Insurance Policy

        Section
          8.15. Fidelity Bond; Errors and Omissions Insurance

        Section
          8.16. Title, Management and Disposition of REO Property

        Section
          8.17. Notification of Maturity Date

         

        ARTICLE
          9. Payments by the Company

         

        Section
          9.01. Distribution to the Master Servicer

        Section
          9.02. Statements to the Purchaser and the Master Servicer

        Section
          9.03. Monthly Advances by the Company

        Section
          9.04. Liquidation Reports

        Section
          9.05. Prepayment Interest Shortfalls

         

        ARTICLE
          10. General Servicing Procedures

         

        Section
          10.01. Assumption Agreements

        Section
          10.02. Satisfaction of Mortgages and Release of Mortgage Files

        Section
          10.03. Servicing Compensation

        Section
          10.04. Annual Statement of Compliance

        Section
          10.05. [Reserved]

        Section
          10.06. Right of the Purchaser and Master Servicer to Examine Company
          Records

        Section
          10.07. Assessment of Compliance with Servicing Criteria

        Section
          10.08. Intent of the Parties; Reasonableness

         

        ARTICLE
          11. The Company

         

        Section
          11.01. Indemnification; Third-Party Claims.

        Section
          11.02. Merger or Consolidation of the Company

        Section
          11.03. Limitation on Liability of the Company and Others

        Section
          11.04. The Company Not to Assign or Resign

        Section
          11.05. No Transfer of Servicing

        Section
          11.06. Confidentiality

         

        ARTICLE
          12. Cooperation of the Company with a Reconstitution

         

        ARTICLE
          13. Additional Requirements for Use of Subservicers and
          Subcontractors

         

        ARTICLE
          14. Mandatory Delivery; Grant of Security Interest

         

        ARTICLE
          15. Closing

         

        Section
          15.01. Conditions to the Purchaser’s Obligations

        Section
          15.02. Conditions to the Company’s Obligations

         

        ARTICLE
          16. Closing Documents

         

        ARTICLE
          17. Costs; Assignments

         

        ARTICLE
          18. Nonsolicitation

         

        ARTICLE
          19. Unpaid Fees and Expenses and Other Amounts Owing to the
          Purchaser

         

        ARTICLE
          20. Modification of Obligations

         

        ARTICLE
          21. Default; Termination

         

        Section
          21.01. Events of Default; Termination

        Section
          21.02. Waiver of Defaults

         

        ARTICLE
          22. Indemnification by the Company

         

        ARTICLE
          23. Governing Law

         

        ARTICLE
          24. Amendment

         

        ARTICLE
          25. Notices

         

        ARTICLE
          26. Severability Clause

         

        ARTICLE
          27. Intention of the Parties

         

        ARTICLE
          28. Successors and Assigns

         

        ARTICLE
          29. Waivers

         

        ARTICLE
          30. Exhibits

         

        ARTICLE
          31. General Interpretive Principles

         

        ARTICLE
          32. Reproduction of Documents

         

        ARTICLE
          33. Survival

         

        ARTICLE
          34. Signature Pages/Counterparts

         

        ARTICLE
          35. Third-Party Beneficiary

         

        
          	EXHIBIT
                  1	
                  MORTGAGE
                    LOAN SCHEDULE

                

        

         

        
          	EXHIBIT
                  2	
                  CONTENTS
                    OF EACH MORTGAGE FILE

                

        

         

        
          	EXHIBIT
                  3	
                  FORM
                    OF CUSTODIAL ACCOUNT LETTER
                    AGREEMENT

                

        

         

        
          	EXHIBIT
                  4	
                  FORM
                    OF ESCROW ACCOUNT LETTER AGREEMENT

                

        

         

        
          	EXHIBIT
                  5	
                  FORM
                    OF ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT

                

        

         

        
          	EXHIBIT
                  6	
                  COMPANY’S
                    UNDERWRITING GUIDELINES

                

        

         

        
          	EXHIBIT
                  7	
                  FORM
                    OF OFFICER’S CERTIFICATE

                

        

         

        
          
            
              	EXHIBIT
                      8	
                      FORM
                        OF SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF
                        COMPLIANCE STATEMENT

                    

            

          

        

         

        
          	EXHIBIT
                  9	
                  REPORTING
                    DATA FOR MONTHLY REPORT

                

        

         

        
          	EXHIBIT
                  10	
                  REPORTING
                    DATA FOR DEFAULTED MORTGAGE LOANS

                

        

         

        
          	EXHIBIT
                  11	
                  REALIZED
                    LOSSES AND GAINS REPORT

                

        

         

        
          	EXHIBIT
                  12	
                  FORM
                    OF ANNUAL CERTIFICATION

                

        

         

        
          	EXHIBIT
                  13	
                  CONTENTS
                    OF MORTGAGE LOAN SCHEDULE

                

        

        
 

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        MORTGAGE
          LOAN PURCHASE AND SERVICING AGREEMENT

         

        This
          is a
          MORTGAGE LOAN PURCHASE AND SERVICING AGREEMENT (the “Agreement”), dated as of
          September 1, 2006, by and between the Federal National Mortgage Association
          (
“Fannie Mae” or the “Purchaser”) and SunTrust Mortgage, Inc. (the
“Company”).

         

        W I T N E&
          #160;S S E T H
          :

         

        WHEREAS,
          the Company desires to sell to the Purchaser, and the Purchaser desires
          to
          purchase from the Company certain conventional residential first
          or
          second lien
          mortgage loans as described in this Agreement (the “Mortgage Loans”) that shall
          be delivered as whole loans;

         

        WHEREAS,
          each Mortgage Loan is secured by a mortgage, deed of trust or other security
          instrument creating a first or second lien on a residential dwelling located
          in
          the jurisdiction indicated on the Mortgage Loan Schedule attached to this
          Agreement as Schedule 1;

         

        WHEREAS,
          the Purchaser and the Company wish to prescribe the representations and
          warranties of the Company with respect to itself and the Mortgage Loans
          and the
          management, servicing and control of the Mortgage Loans;

         

        WHEREAS,
          the Company agrees to continue servicing the Mortgage Loans for the Purchaser
          as
          set forth in this Agreement;

         

        NOW,
          THEREFORE, in consideration of the premises and mutual agreements set forth
          herein, and for other good and valuable consideration, the receipt and
          sufficiency of which are hereby
          acknowledged, the Purchaser and the Company agree as follows:

         

        ARTICLE
          1.   Definitions.
          For
          purposes of this Agreement the following capitalized terms shall have the
          respective meanings set forth below.

         

        Accepted
          Servicing Practices:
          With
          respect to any Mortgage Loan, those mortgage servicing practices (including
          collection procedures) of prudent mortgage banking institutions that service
          mortgage loans of the same type as the Mortgage Loans in the jurisdiction
          where
          the related Mortgaged Property is located. 

         

        Adjustment
          Date:
          With
          respect to each adjustable rate Mortgage Loan, the date set forth in the
          related
          Mortgage Note on which the Mortgage Interest Rate on the Mortgage Loan
          is
          adjusted in accordance
          with the terms of the Mortgage Note.

         

        Agreement:
          This
          Mortgage Loan Purchase and Servicing Agreement including all exhibits,
          schedules, amendments
          and
          supplements hereto.

         

        Annual
          Certification:
          As
          defined in Section 10.07.

         

        Annual
          Statement of Compliance:
          As
          defined in Section 10.04.

         

        Anti-Money
          Laundering Laws:
          All
          applicable anti-money laundering laws and regulations including without
          limitation the USA Patriot Act of 2001.

         

        Appraised
          Value:
          With
          respect to any Mortgaged Property, the lesser of (i) the value thereof
          as
          determined by an appraisal made for the originator of the Mortgage Loan
          at the
          time of origination of the Mortgage Loan by a Qualified Appraiser,
          and
          (ii) the purchase price paid for the related Mortgaged Property by the
          Mortgagor
          with the proceeds of the Mortgage Loan, provided,
          however,
          in the
          case of a Refinanced Mortgage Loan, such value of the Mortgaged Property
          is
          based solely upon the value determined by an appraisal made for the originator
          of such Refinanced Mortgage Loan at the time of origination of such Refinanced
          Mortgage Loan by a Qualified Appraiser. 

         

        Assessment
          of Compliance:
          As
          defined in Section 10.07.

         

        Assignment
          of Mortgage:
          An
          individual assignment of Mortgage, notice of transfer or equivalent instrument
          in recordable form, sufficient
          under
          the laws of the jurisdiction wherein the related Mortgaged Property is
          located
          to give record notice of the sale of the Mortgage to the Purchaser. None
          of the
          assignments of Mortgage will be “blanket” assignments of Mortgage.

         

        Attestation
          Report:
          As
          defined in Section 10.07.

         

        Borrower
          Primary Mortgagee Insurance Policy:
          Any
          Primary Mortgage Insurance Policy for which premiums are paid by the
          Mortgagor.

         

        Business
          Day:
          Any
          day
          other than (i) a Saturday or a Sunday, (ii) a day on which banking institutions
          in Maryland, Minnesota, New York or the District of Columbia are required
          or
          authorized by law or executive order to be closed or (iii) a day on which
          the
          main offices of Fannie Mae in the District of Columbia are scheduled to
          be
          closed.

         

        Closing
          Date:
          September 28, 2006.

         

        Closing
          Documents:
          The
          documents required pursuant to Article 15.

         

        Code:
          The
          Internal Revenue Code of 1986, or any successor statute thereto.

         

        Combined
          Loan-to-Value Ratio
          or
CLTV:
          With
          respect to any Mortgage Loan, the sum of the original principal balance
          of such
          Mortgage Loan and the outstanding principal balance of any other loan secured
          by
          the related Mortgaged Property that has a lien priority senior to that
          of the
          Mortgage Loan as of the date of origination of the Mortgage Loan, divided
          by the
          Appraised Value.

         

        Commission:
          The
          United States Securities and Exchange Commission.

         

        Company:
          SunTrust Mortgage, Inc., a Virginia corporation, and its successors in
          interest
          and assigns, as permitted by this Agreement.

         

        Company
          Information:
          As
          defined in Article 22.

         

        Company’s
          Officer’s Certificate:
          A
          certificate signed by the Chairman of the Board, President, any Vice President
          or Treasurer of the Company stating the date by which the Company expects
          to
          receive any missing documents sent for recording from the applicable recording
          office.

         

        Company’s
          Underwriting Guidelines:
          The
          underwriting guidelines attached as, and the restrictions (if any) set
          forth in
          Exhibit 6 and the restrictions thereto (if any) set forth in the Confirmation.
          

         

        Condemnation
          Proceeds:
          All
          awards, compensation and settlements in respect of a taking of all or part
          of a
          Mortgaged Property by exercise of the power of condemnation or the right
          of
          eminent domain, to the extent not required to be released to a Mortgagor
          in
          accordance with the terms of the related Mortgage Loan Documents.

         

        Confirmation:
          The
          trade confirmation letter between the Purchaser and the Company that relates
          to
          the Mortgage Loans.

         

        Consumer
          Information:
          Information including, but not limited to, all personal information about
          Mortgagors that is supplied to the Purchaser by or on behalf of the
          Company.

         

        Current
          Appraised Value:
          With
          respect to any Mortgaged Property, the value thereof as determined by an
          appraisal made for the Company (by a Qualified Appraiser) at the request
          of a
          Mortgagor for the purpose of canceling a Primary Mortgage Insurance Policy
          in
          accordance with federal, state and local laws and regulations. 

         

        Current
          LTV:
          The
          ratio of the Stated Principal Balance of a Mortgage Loan to the Current
          Appraised Value of the Mortgaged Property.

         

        Custodial
          Account:
          Each
          separate account or accounts, each of which shall be an Eligible Account,
          created and maintained pursuant to this Agreement, which shall be entitled
          “[Company], in trust for Fannie Mae, Owner of Mortgage Loans, P&I Account,”
and shall be established in an Eligible Account, in the name of the Person
          that
          is the “Purchaser” with respect to the related Mortgage Loans. 

         

        Custodian:
          Wells
          Fargo Bank, N.A., and its successors and assigns, as custodian for the
          Purchaser.

         

        Cut-off
          Date:
          September 1, 2006. 

         

        Delinquent
          by 30 Days Policy:
          Any
          Mortgage Loan with respect to which the Monthly Payment due on a Due Date
          for
          such Mortgage Loan has not been made by midnight on the day immediately
          preceding the next succeeding Due Date for such Mortgage Loan.

         

        Depositor:
          With
          respect to any Pass-Through Transfer, the Person identified in writing
          to the
          Company by the Purchaser as the depositor in connection with such Pass-Through
          Transfer.

         

        Determination
          Date:
          The 15th
          day (or if such 15th day is not a Business Day, the Business Day immediately
          preceding such 15th day) of the month of the related Remittance
          Date.

         

        Due
          Date:
          The day
          of the month on which the Monthly Payment is due on a Mortgage Loan, exclusive
          of any days of grace, which is the first day of the month.

         

        Due
          Period:
          With
          respect to any Remittance Date, the period commencing on the second day
          of the
          month preceding the month of such Remittance Date and ending on the first
          day of
          the month of such Remittance Date.

         

        Eligible
          Account:
          An
          account established and maintained: (i) within FDIC-insured accounts created,
          maintained and monitored by the Company so that all funds deposited therein
          are
          fully insured, or (ii) as a trust account with the corporate trust department
          of
          a depository institution or trust company organized under the laws of the
          United
          States of America or any one of the states thereof or the District of Columbia
          which is not affiliated with the Company (or any Subservicer) or (iii)
          with an
          entity which is an institution whose deposits are insured by the FDIC,
          the
          unsecured and uncollateralized long-term debt obligations of which shall
          be
          rated “A2” or higher by Moody’s Investor Services Inc.
          and “A”
or higher by Standard and Poor’s Corp.
          or one
          of the two highest short-term ratings by any applicable Rating Agency,
          and which
          is either (a) a federal savings association duly organized, validly existing
          and
          in good standing under the federal banking laws, (b) an institution duly
          organized, validly existing and in good standing under the applicable banking
          laws of any state, (c) a national banking association under the federal
          banking
          laws, or (d) a principal subsidiary of a bank holding company or (iv) in
          a
          separate non-trust account without FDIC or other insurance in an Eligible
          Institution. In the event that a Custodial Account is established pursuant
          to
          clause (iii) or (iv) of the preceding sentence, the Company shall provide
          the
          Purchaser and the Master Servicer with written notice on the Business Day
          following the date on which the applicable institution fails to meet the
          applicable ratings requirements.

         

        Eligible
          Institution:
          Wells
          Fargo Bank, N.A., or an institution having (i) the highest short-term debt
          rating, and one of the two highest long-term debt ratings of each Rating
          Agency;
          or (ii) with respect to any Custodial Account, an unsecured long-term debt
          rating of at least one of the two highest unsecured long-term debt ratings
          of
          each Rating Agency.

         

        Equity:
          With
          respect to any Mortgage
          Loan,
          the Value, less the unpaid principal balance of the related first
          lien.

         

        Equity
          Loan-to-Value Ratio:
          With
          respect to any
          Mortgage
          Loan, the original principal balance of the second lien, divided by the
          Equity.

         

        Escrow
          Account:
          Each
          separate trust account or accounts created and maintained pursuant to this
          Agreement which shall be entitled “[Company], in trust for Fannie Mae, Owner of
          Mortgage Loans, and various Mortgagors, T&I Account,” and shall be
          established in an Eligible Account, in the name of the Person that is the
          “Purchaser” with respect to the related Mortgage Loans.

         

        Escrow
          Payments:
          The
          amounts constituting ground rents, taxes, assessments, water charges, sewer
          rents, mortgage insurance premiums, fire and hazard insurance premiums
          and other
          payments as may be required to be escrowed by the Mortgagor with the Mortgagee
          pursuant to the terms of any Mortgage Note or Mortgage.

         

        Event
          of Default:
          Any one
          of the events enumerated in Section 21.01(a) or (b).

         

        Exchange
          Act:
          The
          Securities Exchange Act of 1934, as amended.

         

        Fannie
          Mae: Federal
          National Mortgage Association, a body corporate organized and existing
          under the
          laws of the United States, or its successor in interest or any successor
          appointed as herein provided. 

         

        FDIC: The
          Federal Deposit Insurance Corporation or any successor thereto.

         

        Fidelity
          Bond:
          A
          fidelity bond to be maintained by the Company pursuant to Section
          8.15.

         

        FIRREA:
          The
          Financial Institutions Reform, Recovery, and Enforcement act of 1989, as
          amended
          and in effect from time to time.

         

        First
          Remittance
          Date:
          October
          18, 2006.

         

        GAAP:
          Generally accepted accounting principles, consistently applied.

         

        Gross
          Margin: 
          With
          respect to each adjustable rate Mortgage Loan, the fixed percentage amount
          set
          forth in the related Mortgage Note and the Mortgage Loan Schedule that
          is added
          to the Index on each Adjustment Date in accordance with the terms of the
          related
          Mortgage Note to determine the new Mortgage Interest Rate for such Mortgage
          Loan.

         

        HMDA:
          The
          Home Mortgage Disclosure Act, as amended.

         

        HOEPA:
          The
          Home Ownership and Equity Protection Act of 1994, as amended (Section 32
          of
          Regulation Z under the Truth-in-Lending Act).

         

        HUD: The
          United States Department of Housing and Urban Development or any successor
          thereto.

         

        Index: With
          respect to each adjustable rate Mortgage Loan, the index identified on
          the
          Mortgage Loan Schedule and set forth in the related Mortgage Note for the
          purpose of calculating the interest rate thereon. 

         

        Initial
          Rate Cap: With
          respect to each adjustable rate Mortgage Loan and the first Adjustment
          Date
          after the Origination Date, a number of percentage points per annum that
          is set
          forth in the Mortgage Loan Schedule and in the related Mortgage Note, which
          is
          the maximum amount by which the Mortgage Interest Rate for such Mortgage
          Loan
          may increase (without regard to the Maximum Mortgage Interest Rate) or
          decrease
          (without regard to the Minimum Mortgage Interest Rate) on such Adjustment
          Date
          from the Mortgage Interest Rate in effect immediately prior to such Adjustment
          Date. 

         

        Insurance
          Proceeds: With
          respect to each Mortgage Loan, proceeds of any insurance policy insuring
          the
          Mortgage Loan or the related Mortgaged Property.

         

        Interest
          Paid-to Date:
          With
          respect to a Mortgage Loan, the last date to which interest has been paid
          on
          such Mortgage Loan, as shown on the books and records of the Company as
          of the
          Cut-off Date.

         

        Lender
          Paid Mortgage Insurance Rate:
          The
          Lender Paid Mortgage Insurance Rate shall be a rate per annum equal to
          the
          percentage shown on the Mortgage Loan Schedule.

         

        Lender
          Primary Mortgage Insurance Policy:
          Any
          Primary Mortgage Insurance Policy for which premiums are paid
          by the
          Company.

         

        Lifetime
          Rate Cap:
          As to
          each adjustable rate Mortgage Loan, the maximum Mortgage Interest Rate
          over the
          term of such Mortgage Loan. 

         

        Liquidation
          Proceeds:
          Amounts, other than Insurance
          Proceeds
          and Condemnation Proceeds, received in connection with the liquidation
          of a
          defaulted Mortgage Loan through trustee’s sale, foreclosure sale or otherwise,
          other than amounts received following the acquisition of REO
          Property.

         

        Loan-to-Value
          Ratio
          or
LTV: 
          With
          respect to any Mortgage Loan, the ratio on such date of the outstanding
          principal amount of the Mortgage Loan to the Appraised Value of the Mortgaged
          Property.

         

        Manufactured
          Home:
          Any
          dwelling unit that (i) is built on a permanent chassis and attached to
          a
          permanent foundation system; (ii) is built in compliance with the Federal
          Manufactured Home Construction and Safety Standards that were established
          June
          15, 1976 (as amended and in force at the time the dwelling unit is manufactured)
          and that appear in HUD regulations at 24 C.F.R. Part 3280; (iii) has a
          HUD Data
          Plate evidencing compliance with the aforementioned HUD regulations that
          is
          affixed in a permanent manner near the main electrical panel or in another
          readily accessible and visible location on the dwelling unit; (iv) is a
          one-family dwelling that is legally classified as real property; and (v)
          that
          has its towing hitch, wheels, and axles removed and has the characteristics
          of
          site-built housing. Other factory-built housing (not built on a permanent
          chassis), such as modular, prefabricated, panelized, or sectional housing,
          shall
          not be considered a Manufactured Home.

         

        Margin:
          With
          respect to each adjustable rate Mortgage Loan, the fixed percentage amount
          set
          forth in each related Mortgage Note which is added to the Index in order
          to
          determine the related Mortgage Interest Rate, as set forth in the Mortgage
          Loan
          Schedule.

         

        Master
          Servicer:
          Wells
          Fargo Bank, N.A., or any successor master servicer appointed by the
          Purchaser.

         

        Maximum
          Mortgage Interest Rate: With
          respect to each adjustable rate Mortgage Loan, a rate that is set forth
          on the
          Mortgage Loan Schedule and in the related Mortgage Note and is the maximum
          interest rate to which the Mortgage Interest Rate on such Mortgage Loan
          may be
          increased on any Adjustment Date.

         

        MERS:
          Mortgage Electronic Registration Systems, Inc., a corporation organized
          and
          existing under the laws of the State of Delaware, or any successor
          thereto.

         

        MERS
          Mortgage Loan:
          Any
          Mortgage Loan registered with MERS on the MERS® System.

         

        MERS®
          System:
          The
          system of recording transfers of mortgages electronically maintained by
          MERS.

         

        MIN:
          The
          Mortgage Identification Number for any MERS Mortgage Loan.

         

        Minimum
          Mortgage Interest Rate:
          With
          respect to each adjustable rate Mortgage Loan, a rate that is set forth
          on the
          Mortgage Loan Schedule and in the related Mortgage Note and is the minimum
          interest rate to which the Mortgage Interest Rate on such Mortgage Loan
          may be
          decreased on any Adjustment Date.

         

        MOM
          Loan:
          Any
          Mortgage Loan as to which MERS is acting as mortgagee, solely as nominee
          for the
          originator of such Mortgage Loan and its successors and assigns.

         

        Monthly
          Advance:
          The
          aggregate of the advances made by the Company on any Remittance Date pursuant
          to
          Section 9.03.

         

        Monthly
          Payment: With
          respect to any Mortgage Loan, the scheduled combined payment of principal
          and
          interest payable by a Mortgagor under the related Mortgage Note on each
          Due
          Date.

         

        Mortgage:
          The
          mortgage, deed of trust or other instrument securing a Mortgage Note which
          creates a first
          or
          second lien on an unsubordinated estate in fee simple in real property
          securing
          the Mortgage Note. 

         

        Mortgage
          File:
          With
          respect to each Mortgage Loan, the file containing
          the related Mortgage Loan Documents that clearly identify Fannie Mae as
          owner,
          the Custodian, the Company as servicer, the Mortgagor, the Mortgage Loan
          number
          and any previous Mortgage Loan number.

         

        Mortgage
          Impairment Insurance Policy:
          A
          mortgage impairment or blanket hazard insurance policy as described in
          Section
          8.14.

         

        Mortgage
          Interest Rate:
          With
          respect to each Mortgage Loan, the annual rate at which interest accrues
          on such
          Mortgage Loan from time to time in accordance with the provisions of the
          related
          Mortgage Note.

         

        Mortgage
          Loan:
          Each
          mortgage loan sold, assigned and transferred to the Purchaser pursuant
          to this
          Agreement and identified on the Mortgage Loan Schedule, which mortgage
          loan
          includes without limitation the Mortgage File, the Monthly Payments, Principal
          Prepayments, Liquidation Proceeds, Condemnation Proceeds, Insurance Proceeds,
          REO Disposition proceeds, and all other rights, benefits, proceeds and
          obligations arising from or in connection with such mortgage loan.

         

        Mortgage
          Loan Documents:
          With
          respect to each Mortgage Loan, the documents described in Exhibit 2 pertaining
          to such Mortgage Loan.

         

        Mortgage
          Loan Remittance Rate:
          The
          annual rate at which interest accrues on any Mortgage Loan, which may be
          adjusted from time to time for an adjustable rate Mortgage Loan, in accordance
          with the provisions of the related Mortgage Note.

         

        Mortgage
          Loan Schedule:
          The
          schedule of Mortgage Loans set forth as Exhibit 1 to this Agreement (which
          shall
          also be provided in an electronic format acceptable to Purchaser), such
          schedule
          setting forth the information required pursuant to Exhibit 13 hereto.

         

        Mortgage
          Note:
          The
          promissory note or other evidence of the Mortgage Loan indebtedness of
          a
          Mortgagor.

         

        Mortgaged
          Property:
          The
          underlying real property securing repayment of a Mortgage Note, consisting
          of a
          single parcel of real estate considered to be real estate under the laws
          of the
          state in which such real property is located which may include condominium
          units
          and planned unit developments, improved by a residential dwelling. 

         

        Mortgagee:
          The
          mortgagee or beneficiary named in the Mortgage and the successors and assigns
          of
          such mortgagee or beneficiary.

         

        Mortgagor:
          The
          obligor on a Mortgage Note, the owner of the Mortgaged Property and the
          grantor
          or mortgagor named in the related Mortgage and such grantor’s or mortgagor’s
          successor(s) in title to the Mortgaged Property.

         

        Nonrecoverable
          Advance:
          Any
          portion of a Monthly Advance or Servicing Advance previously made or proposed
          to
          be made by the Company pursuant to this Agreement, that, in the good faith
          judgment of the Company, will not or, in the case of a proposed advance,
          would
          not, be ultimately recoverable by it from the related Mortgagor or the
          related
          Liquidation Proceeds, Insurance Proceeds, Condemnation Proceeds or otherwise
          with respect to the related Mortgage Loan.

         

        OCC:
          Office
          of the Comptroller of the Currency, or any successor thereto.

         

        Officer’s
          Certificate: A
          certificate signed by the Chairman of the Board or the Vice Chairman of
          the
          Board or a President or a Vice President and by the Treasurer or the Secretary
          or one of the Assistant Treasurers or Assistant Secretaries of the Person
          on
          behalf of whom such certificate is being delivered.

         

        OFHEO:
          The
          Office of Federal Housing Enterprise Oversight, or any successor
          thereto.

         

        Opinion
          of Counsel: A
          written
          opinion of counsel, who may be salaried counsel for the Person on behalf
          of whom
          the opinion is being given, reasonably acceptable to each Person to whom
          such
          opinion is addressed.

         

        Origination
          Date:
          The
          date on which a Mortgage Loan funded. 

         

        Pass-Through
          Transfer:
          A
          transaction involving either (1) the sale or other transfer of some or
          all of
          the Mortgage Loans directly or indirectly to an issuing entity in connection
          with the issuance of publicly offered or privately placed, rated or unrated,
          asset-backed securities or (2) an issuance of publicly offered or privately
          placed, rated or unrated securities, the payments on which are determined
          primarily by reference to one or more portfolios of residential mortgage
          loans
          consisting, in whole or in part, of some or all of the Mortgage
          Loans.

         

        Payment
          Default Trigger:
          As
          defined in Section 4.03 hereof.

         

        Periodic
          Rate Cap:
          With
          respect to each adjustable rate Mortgage Loan and any Adjustment Date (other
          than the first Adjustment Date) therefor, a number of percentage points
          per
          annum that is set forth in the Mortgage Loan Schedule and in the related
          Mortgage Note, which is the maximum amount by which the Mortgage Interest
          Rate
          for such Mortgage Loan may increase (without regard to the Maximum Mortgage
          Interest Rate) or decrease (without regard to the Minimum Mortgage Interest
          Rate) on such Adjustment Date from the Mortgage Interest Rate in effect
          immediately prior to such Adjustment Date.

         

        Permitted
          Investments:
          Any
          one
          or more of the following obligations or securities:

         

        (i)
          direct obligations of, and obligations fully guaranteed by, the United
          States of
          America or any agency or instrumentality of the United States of America
          the
          obligations of which are backed by the full faith and credit of the United
          States of America; 

         

        (ii)
          (a)
          demand or time deposits, federal funds or bankers’ acceptances issued by any
          depository institu-tion or trust company incorporated under the laws of
          the
          United States of America or any state thereof and subject to supervision
          and
          examination by federal and/or state banking authorities, provided that
          the
          commercial paper and/or the short-term deposit rating and/or the long-term
          unsecured debt obligations or deposits of such depository institution or
          trust
          company at the time of such investment or contractual commitment providing
          for
          such investment are rated in one of the two highest rating categories by
          each
          Rating Agency and (b) any other demand or time deposit or certificate of
          deposit
          that is fully insured by the FDIC;

         

        (iii)
          repurchase obligations with a term not to exceed thirty (30) days relating
          to
          any security described in clause (i) above and entered into with a depository
          institution or trust company (acting as principal) described in clause
          (ii)(a)
          above;

         

        (iv)
          securities bearing interest or sold at a discount issued by any corporation
          incorporated under the laws of the United States of America or any state
          thereof
          that are rated in one of the two highest rating categories by each Rating
          Agency
          at the time of such in-vestment or contractual commitment providing for
          such
          investment; provided, however, that securities issued by any particular
          corporation will not be Permitted Investments to the extent that investments
          therein will cause the then outstanding principal amount of secur-ities
          issued
          by such corporation and held as Permitted Investments to exceed 10% of
          the
          aggregate outstand-ing principal balances of all of the Mortgage Loans
          and
          Permitted Investments;

         

        (v)
          commercial paper (including both non-interest-bearing discount obligations
          and
          interest-bearing obliga-tions payable on demand or on a specified date
          not more
          than one year after the date of issuance there-of) which are rated in one
          of the
          two highest rating categories by each Rating Agency at the time of such
          investment;

         

        (vi)
          any
          other demand, money market or time deposit, obligation, security or investment
          as may be acceptable to each Rating Agency as evidenced in writing by each
          Rating Agency; and

         

        (vii)
          any
          money market funds the collateral of which consists of obligations fully
          guaranteed by the United States of America or any agency or instru-ment-al-ity
          of the United States of America the obligations of which are backed by
          the full
          faith and credit of the United States of America (which may include repurchase
          obligations secured by collateral described in clause (i)) and other securities
          and which money market funds are rated in one of the two highest rating
          categories by each Rating Agency;

         

        provided,
          however,
          that no
          instrument or security shall be a Permitted Investment if such instrument
          or
          security evidences a right to receive only interest payments with respect
          to the
          ob-li-ga-tions underlying such instrument or if such security provides
          for
          payment of both principal and interest with a yield to matur-ity in excess
          of
          120% of the yield to maturity at par or if such investment or security
          is
          purchased at a price greater than par.

         

        Person:
          An
          individual, corporation, partnership, joint venture, association, joint-stock
          company, limited liability company, trust, unincorporated organization
          or
          government or any agency or political subdivision thereof.

         

        Prepayment
          Charge:
          Any
          prepayment premium, penalty or charge payable by a Mortgagor in connection
          with
          any Principal Prepayment on a Mortgage Loan pursuant to the terms of the
          related
          Mortgage Note.

         

        Prepayment
          Interest Shortfall:
          With
          respect to any Remittance Date, for each Mortgage Loan that was the subject
          of a
          Principal Prepayment during the related Prepayment Period, an amount equal
          to
          the excess of one month’s interest at the applicable Mortgage Loan Remittance
          Rate on the amount of such Principal Prepayment over the amount of interest
          (adjusted to the Mortgage Loan Remittance Rate) actually paid by the related
          Mortgagor with respect to such Prepayment Period.

         

        Prepayment
          Period:
          With
          respect to any Remittance Date, the calendar month preceding the month
          in which
          such Remittance Date occurs.

         

        Primary
          Mortgage Insurance Policy:
          With
          respect to any Mortgage Loan, the related primary policy of mortgage insurance,
          if any, issued by a Qualified Insurer.

         

        Prime
          Rate:
          The
          prime
          rate announced to be in effect from time to time as published as the average
          rate in the Wall Street Journal (Northeast Edition).

         

        Principal
          Prepayment:
          Any
          payment or other recovery of principal on a Mortgage Loan, full or partial,
          that
          is received in advance of its scheduled Due Date, and that is not accompanied
          by
          an amount of interest representing scheduled interest due on any date or
          dates
          in any month or months subsequent to the month of the prepayment.

         

        Purchase
          Price:
          The
          price paid by the Purchaser in exchange for the Mortgage Loans purchased
          on the
          Closing Date, calculated as provided in Article 4.

         

        Purchase
          Price Percentage:
          That
          certain purchase price percentage specified in the Confirmation with respect
          to
          the Mortgage Loans, as adjusted as provided for therein.

         

        Purchaser:
          Fannie
          Mae, its successors in interest and assigns.

         

        Purchaser’s
          Underwriter:
          Bear,
          Stearns & Co. Inc.

         

        Qualified
          Appraiser:
          An
          appraiser, duly appointed by the Company, who had no interest, direct or
          indirect in the Mortgaged Property or in any loan made on the security
          thereof,
          and whose compensation is not affected by the approval or disapproval of
          the
          Mortgage Loan, and such appraiser and the appraisal made by such appraiser
          both
          satisfy the requirements of Title XI of FIRREA and the regulations promulgated
          thereunder and the requirements of Fannie Mae. 

         

        Qualified
          Correspondent:
          Any
          Person from which the Company purchased Mortgage Loans, provided that the
          following conditions are satisfied: (i) such Mortgage Loans were originated
          pursuant to an agreement between the Company and such Person that contemplated
          that such Person would underwrite mortgage loans from time to time for
          sale to
          the Company, in accordance with the Company’s Underwriting Guidelines; (ii) such
          Mortgage Loans were in fact underwritten as described in clause (i) of
          this
          paragraph and were acquired by the Company within 180 days after their
          respective Origination Dates; (iii) the Company’s Underwriting Guidelines were,
          at the time such Mortgage Loans were originated, used by the Company in
          origination of mortgage loans of the same type as the Mortgage Loans for
          the
          Company’s own account; and (iv) the Company employed, at the time such Mortgage
          Loans were acquired by the Company, pre-purchase or post-purchase quality
          assurance procedures (which may involve, among other things, review of
          a sample
          of mortgage loans purchased during a particular time period or through
          particular channels) designed to ensure that Persons from which it purchased
          mortgage loans properly applied the Company’s Underwriting
          Guidelines.

         

        Qualified
          Insurer:
          An
          insurance company duly qualified as such under the laws of the states in
          which
          the Mortgaged Properties are located, duly authorized and licensed in such
          states to transact the applicable insurance business and to write the insurance
          provided, approved as an insurer by Fannie Mae, and whose claims paying
          ability
          is rated in the two highest rating categories by each applicable Rating
          Agency
          with respect to primary mortgage insurance and in the two highest rating
          categories in Best’s Key Rating Guide with respect to hazard and flood
          insurance.

         

        Rating
          Agency:
          Moody’s
          Investors Service,
          Inc.,
          Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., or Fitch,
          Inc.

         

        Reconstitution:
          As
          defined in Article 12.

         

        Reconstitution
          Agreement:
          As
          defined in Article 12.

         

        Reconstitution
          Date:
          As
          defined in Article 12.

         

        Refinanced
          Mortgage Loan:
          A
          Mortgage Loan the proceeds of which were not used to purchase the related
          Mortgaged Property.

         

        Regulation
          AB:
          Subpart
          229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R.
§§229.1100-229.1123, as such may be amended from time to time, and subject
          to
          such clarification and interpretation as have been provided by the Commission
          in
          the adopting release (Asset-Backed Securities, Securities Act Release No.
          33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the
          Commission, or as may be provided by the Commission or its staff from time
          to
          time.

         

        REMIC:
          A “real
          estate mortgage investment conduit,” as such term is defined in Section 860D of
          the Code.

         

        REMIC
          Provisions:
          The
          provisions of the federal income tax law relating to REMICs, which appear
          at
          Sections 860A through 860G of the Code, and the related provisions and
          regulations promulgated thereunder, as the foregoing may be in effect from
          time
          to time.

         

        Remittance
          Date:
          The
          18th day of any month, beginning with the First Remittance Date, or if
          such 18th
          day is not a Business Day, the first Business Day immediately preceding
          such
          18th day.

         

        REO
          Disposition:
          The
          final sale by the Company of any REO Property.

         

        REO
          Property: 
          A
          Mortgaged Property acquired as a result of the liquidation of a Mortgage
          Loan.

         

        Repurchase
          Price:
          With
          respect to any Mortgage Loan, a price equal to (i) the product
          of (a)
          the Stated Principal Balance of such Mortgage Loan on the repurchase date
          multiplied
          by
          (b) the
          Purchase Price Percentage, plus
          (ii)
          accrued interest on such Stated Principal Balance at the Mortgage Interest
          Rate
          from the last Interest Paid-to Date through which interest has been paid
          by or
          on behalf of the Mortgagor through the date prior to the date of repurchase,
          plus
          (iii)
          third-party expenses incurred in connection with the transfer of the Mortgage
          Loan being repurchased, less
          (iv)
          amounts received in respect of such repurchased Mortgage Loan which are
          being
          held in the Custodial Account for distribution in connection with such
          Mortgage
          Loan. 

         

        Residential
          Dwelling: 
          Any one
          of the following: (i) a detached single family dwelling, (ii)
          an
          attached single family dwelling, (iii)
          a two-
          to four- family dwelling, (iv)
          a unit
          in a condominium project, (v)
          a
          detached single family dwelling in a planned unit development, (vi) a
          cooperative unit or (vii) a Manufactured Home.

         

        SAIF:
          The
          Savings Association Insurance Fund, or any successor thereto.

         

        Sales
          Price:
          With
          respect to any Mortgage Loan the proceeds of which were used by the Mortgagor
          to
          acquire the related Mortgaged Property, the amount paid by the related
          Mortgagor
          for such Mortgaged Property.

         

        Sarbanes
          Certification:
          The
          certification required by Rules 13a-14(d) and 15d-14(d) under the Exchange
          Act
          (pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 and the rules
          and
          regulations of the Commission promulgated thereunder (including any
          interpretations thereof by the Commission’s staff)) to be included in each Form
          10-K filed in connection with any Pass-Through Transfer.

         

        Securities
          Act:
          The
          Securities Act of 1933, as amended.

         

        Servicing
          Advance:
          All
          customary, reasonable and necessary “out of pocket” costs and expenses
          (including reasonable attorneys’ fees and disbursements) incurred in the
          performance by the Company of its servicing obligations, including, but
          not
          limited to, the cost of (a) the preservation, restoration and protection
          of the
          Mortgaged Property, (b) any enforcement, administrative or judicial proceedings,
          or any legal work or advice specifically related to servicing the Mortgage
          Loans, including but not limited to, foreclosures, bankruptcies, condemnations,
          drug seizures, elections, foreclosures by subordinate or superior lienholders,
          and other legal actions incidental to the servicing of the Mortgage Loans
          (provided that such expenses are reasonable and that the Company specifies
          the
          Mortgage Loan(s) to which such expenses relate and, upon the Purchaser’s
          request, provides documentation supporting such expense (which documentation
          would be acceptable to Fannie Mae), and provided further that any such
          enforcement, administrative or judicial proceeding does not arise out of
          a
          breach, or an alleged breach, of any representation, warranty or covenant
          of the
          Company hereunder), (c) the management and liquidation of the Mortgaged
          Property
          if the Mortgaged Property is acquired in full or partial satisfaction of
          the
          Mortgage, (d) taxes, assessments, water rates, sewer rates and other charges
          which are or may become a lien upon the Mortgaged Property, and Primary
          Mortgage
          Insurance Policy premiums and fire and hazard insurance coverage, (e) any
          expenses reasonably sustained by the Company with respect to the liquidation
          of
          the Mortgaged Property in accordance with the terms of this Agreement and
          (f)
          compliance with the obligations under Section 8.11.

         

        Servicing
          Criteria:
          The
“servicing criteria” that are identified as applicable on Exhibit 8 of this
          Agreement (or those Servicing Criteria otherwise mutually agreed to by
          the
          Purchaser, the Company, the Master Servicer and any Person that will be
          responsible for signing any Sarbanes Certification with respect to a
          Pass-Through Transfer in response to publicly disseminated SEC guidance
          with
          respect to Regulation AB and incorporated into a revised Exhibit
          8).

         

        Servicing
          Fee:
          With
          respect to each Mortgage Loan, the amount of the annual fee the Purchaser
          shall
          pay to the Company, which shall, for a period of one full month, be equal
          to
          one-twelfth of the product of (a) the Servicing Fee Rate and (b) the outstanding
          principal balance of such Mortgage Loan. Such fee shall be payable monthly,
          computed on the basis of the same principal amount and period respecting
          which
          any related interest payment on a Mortgage Loan is computed. The obligation
          of
          the Purchaser to pay the Servicing Fee is limited to, and the Servicing
          Fee is
          payable solely from, the interest portion of such Monthly Payment collected
          by
          the Company, or as otherwise provided under Section 8.08. Any fee payable
          to the
          Company for administrative services related to any REO Property as described
          in
          Section 8.16 shall be payable from Liquidation Proceeds of the related
          REO
          Property.

         

        Servicing
          Fee Rate:
          As set
          forth in the Confirmation.

         

        Servicing
          File:
          With
          respect to each Mortgage Loan, the file retained by the Company consisting
          of
          originals of all documents in the Mortgage File which are not delivered
          to the
          Purchaser or its designee and copies of the Mortgage Loan Documents listed
          in
          Section 6.01, the originals of which are delivered to the Purchaser or
          its
          designee pursuant to Section 6.01.

         

        Servicing
          Officer:
          Any
          officer of the Company involved in, or responsible for, the administration
          and
          servicing of the Mortgage Loans whose name appears on a list of servicing
          officers furnished by the Company to the Purchaser and the Master Servicer
          upon
          request, as such list may from time to time be amended.

         

        Stated
          Principal Balance:
          As
          to
          each Mortgage Loan as of any date of determination, (i) the principal balance
          of
          such Mortgage Loan on the Cut-off Date after giving effect to payments
          of
          principal due on or before such date, whether or not received, minus (ii)
          all
          amounts previously distributed to the Purchaser with respect to the Mortgage
          Loan representing payments or recoveries of principal or advances in lieu
          thereof.

         

        Static
          Pool Information:
          Static
          pool information as described in Item 1105(a)(1)-(3) and 1105(c) of Regulation
          AB.

         

        Subcontractor:
          Any
          vendor, subcontractor or other Person that is not responsible for the overall
          servicing (as “servicing” is commonly understood by participants in the
          mortgage-backed securities market) of Mortgage Loans but performs one or
          more
          discrete functions identified in Item 1122(d) of Regulation AB with respect
          to
          the Mortgage Loans under the direction or authority of the Company or a
          Subservicer.

         

        Subservicer:
          Any
          Person that services Mortgage Loans on behalf of the Company or any Subservicer
          and is responsible for the performance (whether directly or through other
          Subservicers or Subcontractors) of a substantial portion of the material
          servicing functions required to be performed by the Company under this
          Agreement
          or any Reconstitution Agreement that are identified in Item 1122(d) of
          Regulation AB. Any Subservicer shall meet the qualifications set forth
          in
          Section 8.01.

         

        Subservicing
          Agreement:
          An
          agreement between the Company and a Subservicer, if any, for the servicing
          of
          the Mortgage Loans.

         

        Third-Party
          Originator:
          Each
          Person, other than a Qualified Correspondent, that originated Mortgage
          Loans
          acquired by the Company.

         

        Value:
          With
          respect to any Mortgage Loan, the lower of the Appraised Value of the Mortgaged
          Property as of the Origination Date or the purchase price of the Mortgaged
          Property.

         

        Whole
          Loan Transfer:
          The
          sale or transfer of some or all of the ownership interest in the Mortgage
          Loans
          by the Purchaser to one or more third parties in whole loan or participation
          format.

         

        ARTICLE
          1.   Agreement
          to Purchase.
          The
          Company agrees to sell, and the Purchaser agrees to purchase, Mortgage
          Loans
          having an aggregate principal balance on the Cut-off
          Date
          in an
          amount set forth on the Confirmation or in such other amount as agreed
          by the
          Purchaser and the Company as evidenced by the actual aggregate principal
          balance
          of the Mortgage Loans accepted by the Purchaser on the Closing
          Date.

         

        ARTICLE
          2.   Mortgage
          Loan Schedule.
          The
          Company shall deliver, or cause to be delivered, to the Purchaser the Mortgage
          Loan Schedule prior to the Closing Date.

         

        ARTICLE
          3.   Purchase
          Price; Near-term Principal Prepayments; Early Payment Defaults. 

         

        Section
          3.01.   Purchase
          Price.
          The
          Purchase Price for each Mortgage Loan shall be an amount equal to the Purchase
          Price Percentage, multiplied by the Stated Principal Balance, as of the
          Cut-off
          Date, of the Mortgage Loan listed on the Mortgage Loan Schedule. 

         

        In
          addition to the Purchase Price as described above, the Purchaser shall
          pay to
          the Company, on the Closing Date, accrued interest on each Mortgage Loan
          at the
          Mortgage Interest Rate from the related last Interest Paid-to Date through
          the
          day prior to the Closing Date, inclusive; provided, however, with respect
          to
          those Mortgage Loans for which interest has been paid through a date beyond
          the
          Cut-off Date, such accrued interest owing to the Company shall be reduced
          by the
          amount of interest accruing on the Stated Principal Balance of each such
          Mortgage Loan at a rate equal to the Mortgage Interest Rate of such Mortgage
          Loan, from the Closing Date to the day prior to the Interest Paid-To Date
          for
          such Mortgage Loan, inclusive.

         

        The
          Purchaser
          shall be
          entitled to (1) all scheduled principal due after the Cut-off
          Date,
          (2) all
          other recoveries of principal collected after the Cut-off
          Date
          (provided, however, that all scheduled payments of principal due on or
          before
          the Cut-off
          Date
          and
          collected by the Company or any successor servicer after the Cut-off
          Date
          shall
          belong to the Company), and (3) all payments of interest on the Mortgage
          Loans
          net of applicable Servicing Fees (minus that portion of any such payment
          which
          is allocable to the period prior to the Cut-off
          Date).
          The
          outstanding principal balance of each Mortgage Loan as of the Cut-off
          Date
          is
          determined after application of payments of principal due on or before
          the
Cut-off
          Date
          whether
          or not collected, together with any unscheduled principal prepayments collected
          prior to the Cut-off
          Date;
          provided, however, that payments of scheduled principal and interest prepaid
          for
          a Due Date beyond the Cut-off
          Date
          shall
          not be applied to the principal balance as of the Cut-off
          Date
          and
          shall be the property of the Purchaser. The Company shall deposit any such
          prepaid amounts into the Custodial Account.

         

        Section
          3.02.   Near-Term
          Principal Prepayments. 

         

        In
          the
          event any Principal Prepayment is made by a Mortgagor during the period
          beginning on the Closing Date and ending on the earlier of (x) the date
          on which
          the Mortgage Loan is sold by the Purchaser in connection with a Securitization
          and (y) the last day within the three-month period following the Closing
          Date,
          the Company shall remit to the Purchaser an amount equal to (i) if the
          related
          Mortgage Loan does not have a Prepayment Charge, the excess, if any, of
          the
          Purchase Price Percentage over par multiplied by the amount of such Principal
          Prepayment or (ii) if the related Mortgage Loan has a Prepayment Charge,
          the
          amount of the Prepayment Charge. Such remittance shall be made by the Company
          to
          the Purchaser no later than the third Business Day following receipt by
          the
          Company of written or electronic notice from the Purchaser or its designee
          that
          such Principal Prepayment has occurred. With respect to any such prepaid
          Mortgage Loan, the Company's obligation to remit the amounts described
          in this
          Section 4.02 shall be conditioned upon the Company's receipt of notice
          no later
          than 60 days following the Purchaser’s receipt of a monthly report reflecting
          such Principal Prepayment.

         

        Section
          3.03.   Early
          Payment Default. 

         

        In
          the
          event any of the first three scheduled Monthly Payments that are due under
          any
          Mortgage Loan after the Closing
          Date
          are not
          made within 30 days of the date on which such Monthly Payment is due (each,
          a
“Payment
          Default Trigger”),
          the
          Company shall, within 30 days following receipt by the Company of written
          or
          electronic notice from the Purchaser or its designee that a Payment Default
          Trigger has occurred, repurchase such Mortgage Loan from the Purchaser
          at the
          Repurchase Price, regardless of whether such Mortgage Loan subsequently
          becomes
          current or remains delinquent. With respect to any affected Mortgage Loan,
          such
          repurchase obligation shall be conditioned upon the Company's receipt of
          notice
          no later than 60 days after the Purchaser’s receipt of a monthly report
          reflecting the occurrence of such Payment Default Trigger. Notwithstanding
          the
          foregoing, a Payment Default Trigger will not apply to a Monthly Payment
          due
          with respect to a Mortgage Loan on a Monthly Payment due date that is subsequent
          to the date on which such Mortgage Loan is sold by the Purchaser in connection
          with a Securitization.

         

        ARTICLE
          4.   Examination
          of Mortgage Files.
          With
          regard to the examination and due diligence of the Mortgage Loans and Mortgage
          Files prior to the Closing Date, the Purchaser and the Company shall have
          such
          rights as are set forth in the Confirmation. If the Purchaser declines,
          in
          accordance with its rights under the Confirmation, to purchase a Mortgage
          Loan,
          such Mortgage Loan shall be deleted from the Mortgage Loan Schedule. The
          Purchaser may, at its option and without notice to the Company, purchase
          all or
          a portion of the Mortgage Loans without conducting any partial or complete
          examination. The fact that the Purchaser has conducted or has determined
          not to
          conduct any partial or complete examination of the Mortgage Files shall
          not
          affect the Purchaser’s (or any of its successors’) rights to demand repurchase
          or any other relief or remedy provided for in this Agreement.

         

        ARTICLE
          5.   Conveyance
          from the Company to the Purchaser. 

         

        Section
          5.01.   Conveyance
          of Mortgage Loans; Possession of Mortgage Files.

         

        On
          the
          Closing Date, the Company, simultaneously with the payment of the Purchase
          Price, does hereby sell, transfer, assign, set over and convey to the Purchaser,
          without recourse, but subject to the terms of this Agreement, all rights,
          title
          and interest of the Company in and to the Mortgage Loans listed on the
          Mortgage
          Loan Schedule, together with the related Mortgage Files and all rights
          and
          obligations arising under the documents contained therein. The
          Company shall maintain a Servicing File consisting of a copy of the contents
          of
          each Mortgage File and the originals of the documents in each Mortgage
          File not
          delivered to the Purchaser or the Custodian. The Servicing File shall contain
          all documents necessary to service the Mortgage Loans. The possession of
          each
          Servicing File by the Company is at the will of the Purchaser, for the
          sole
          purpose of servicing the related Mortgage Loan, and such retention and
          possession by the Company is in a custodial capacity only. From the Closing
          Date, the ownership of each Mortgage Loan, including the Mortgage Note,
          the
          Mortgage, the contents of the related Mortgage File and all rights, benefits,
          proceeds and obligations arising therefrom or in connection therewith,
          has been
          vested in the Purchaser. All rights arising out of the Mortgage Loans including,
          but not limited to, all funds received on or in connection with the Mortgage
          Loans and all records or documents with respect to the Mortgage Loans prepared
          by or which come into the possession of the Company shall be received and
          held
          by the Company in trust for the benefit of the Purchaser as the owner of
          the
          Mortgage Loans. Any portion of the Mortgage Files retained by the Company
          shall
          be appropriately identified in the Company’s computer system to clearly reflect
          the ownership of the Mortgage Loans by the Purchaser. The Company shall
          release
          its custody of the contents of the Mortgage Files only in accordance with
          written instructions of the Purchaser, except when (i) such release is
          required
          as incidental to the Company’s or the Master Servicer’s servicing of the
          Mortgage Loans, (ii) is in connection with a repurchase of any Mortgage
          Loan
          pursuant to this Agreement or (iii) such release is required by the Purchaser’s
          Underwriter in connection with a Pass-Through Transfer, such written
          instructions shall not be required. 

         

        Section
          5.02.   Books
          and Records.

         

        The
          sale
          of each Mortgage Loan shall be reflected on the Company’s balance sheet and
          other financial statements as a sale of assets by the Company. The Company
          shall
          be responsible for maintaining, and shall maintain, a complete set of books
          and
          records for the Mortgage Loans that shall be appropriately identified in
          the
          Company’s computer system to clearly reflect the ownership of the Mortgage Loan
          by the Purchaser. In particular, the Company shall maintain in its possession,
          available for inspection by the Purchaser, or its designee and shall deliver
          to
          the Purchaser upon demand, evidence of compliance with all federal, state
          and
          local laws, rules and regulations, including but not limited to documentation
          as
          to the method used in determining the applicability of the provisions of
          the
          Flood Disaster Protection Act of 1973, as amended, to the Mortgaged Property,
          documentation evidencing insurance coverage of any condominium project
          as
          required by Fannie Mae, and periodic inspection reports as required by
          Section
          8.16. To the extent that original documents are not required for purposes
          of
          realization of Liquidation Proceeds or Insurance Proceeds, documents maintained
          by the Company may be in electronic format.

         

        The
          Company shall maintain with respect to each Mortgage Loan and shall make
          available for inspection by the Purchaser or its designee the related Servicing
          File during the time the Purchaser retains ownership of a Mortgage Loan
          and
          thereafter in accordance with applicable laws and regulations.

         

        In
          addition to the foregoing, the Company shall provide to any supervisory
          agents
          or examiners that regulate the Purchaser, including but not limited to,
          the
          OFHEO, access, during normal business hours, upon reasonable advance notice
          to
          the Company and without cost to the Company or such supervisory agents
          or
          examiners, to any documentation regarding the Mortgage Loans that may be
          required by any applicable regulator.

         

        Section
          5.03.   Transfer
          of Mortgage Loans by the Purchaser.

         

        The
          Company shall keep at its servicing office books and records in which,
          subject
          to such reasonable regulations as it may prescribe, the Company shall note
          transfers of Mortgage Loans. No transfer of a Mortgage Loan may be made
          unless
          such transfer is in compliance with the terms of this Agreement. For the
          purposes of this Agreement, the Company shall be under no obligation to
          deal
          with any person with respect to this Agreement or any Mortgage Loan (other
          than
          the Purchaser and the Master Servicer) unless a notice of the transfer
          of such
          Mortgage Loan has been delivered to the Company in accordance with this
          Section
          6.03 and the books and records of the Company show such person as the owner
          of
          the Mortgage Loan. The Purchaser may, subject to the terms of this Agreement,
          sell and transfer one or more of the Mortgage Loans, provided, however,
          that the
          transferee will not be deemed to be a Purchaser hereunder binding upon
          the
          Company unless such transferee shall agree in writing to be bound by the
          terms
          of this Agreement and an original counterpart of the instrument of transfer
          in
          an Assignment and Assumption of this Agreement substantially in the form
          of
          Exhibit 5 executed by the transferee shall have been delivered to the Company.
          The Purchaser also shall advise the Company of the transfer. Upon receipt
          of
          notice of the transfer, the Company shall mark its books and records to
          reflect
          the ownership of the Mortgage Loans of such assignee, and the previous
          Purchaser
          shall be released from its obligations hereunder with respect to the Mortgage
          Loans sold or transferred.

         

        Section
          5.04.   Delivery
          of Mortgage Loan Documents.

         

        No
          later
          than eight Business Days following the Closing Date, the Company shall
          deliver
          to the Purchaser, or its Custodian, as agent, the Mortgage File with respect
          to
          each Mortgage Loan to be purchased and sold on the Closing Date and set
          forth on
          the Mortgage Loan Schedule.

         

        If
          the
          Company cannot deliver the original recorded Mortgage Loan Documents with
          respect to any Mortgage Loan on the Closing
          Date,
          the
          Company shall, promptly upon receipt thereof and in any case not later
          than 120
          days from the Closing
          Date,
          deliver
          such original documents, including original recorded documents, to the
          Purchaser
          or, upon the Purchaser’s request, its designee (unless the Company is delayed in
          making such delivery by reason of the fact that such documents shall not
          have
          been returned by the appropriate recording office). If delivery is not
          completed
          within 120 days of the Closing
          Date,
          solely
          due to delays in making such delivery by reason of the fact that such documents
          shall not have been returned by the appropriate recording office, the Company
          shall deliver such document to the Purchaser, or upon the Purchaser’s request,
          its designee, within such time period as specified in a Company’s Officer’s
          Certificate. In the event that documents have not been received by the
          date
          specified in the Company’s Officer’s Certificate, a subsequent Company’s
          Officer’s Certificate shall be delivered by such date specified in the prior
          Company’s Officer’s Certificate, stating a revised date for receipt of
          documentation. The procedure shall be repeated until the documents have
          been
          received and delivered. If delivery is not completed within 180 days of
          the
Closing
          Date,
          solely
          due to delays in making such delivery by reason of the fact that such documents
          shall not have been returned by the appropriate recording office, the Company
          shall continue to use its best efforts to effect delivery as soon as possible
          thereafter, provided that if such documents are not delivered within 270
          days of
          the Closing Date, the Company shall repurchase the related Mortgage Loans
          at the
          Repurchase Price in accordance with Section 7.03 hereof. 

         

        The
          Company shall forward to the Purchaser original documents evidencing an
          assumption, modification, consolidation or extension of any Mortgage Loan
          entered into in accordance with this Agreement within two (2) weeks of
          their
          execution, provided, however, that the Company shall provide the Purchaser
          with
          a certified true copy of any such document submitted for recordation within
          two
          (2) weeks of its execution, and shall provide the original of any document
          submitted for recordation or a copy of such document certified by the
          appropriate public recording office to be a true and complete copy of the
          original within ninety (90) days of its submission for recordation.

         

        The
          Company shall provide an original or duplicate original of the title insurance
          policy to the Purchaser or, upon the Purchaser’s request, its designee, within
          ninety (90) days of the receipt of the recorded documents (required for
          issuance
          of such policy) from the applicable recording office.

         

        If
          the
          Purchaser or its designee discovers any defect with respect to a Mortgage
          File,
          the Purchaser or its designee shall give prompt written specification of
          such
          defect to the Company, and the Company shall cure or repurchase such Mortgage
          Loan in accordance with Section 7.03.

         

        In
          addition, in connection with the assignment of any MERS Mortgage Loan,
          the
          Company
          agrees that it will cause, at its own expense, the MERS® System to indicate that
          such Mortgage Loans have been assigned by the Company to the Purchaser
          in
          accordance with this Agreement by including (or deleting, in the case of
          Mortgage Loans which are repurchased in accordance with this Agreement)
          in such
          computer files the information required by the MERS® System to identify the
          Purchaser of such Mortgage Loans. The Company further agrees that it will
          not
          alter the information referenced in this paragraph with respect to any
          Mortgage
          Loan during the term of this Agreement unless and until such Mortgage Loan
          is
          repurchased in accordance with the terms of this Agreement.

         

        For
          any
          Mortgage Loan that is not a MERS Mortgage Loan, the Company shall prepare
          the
          Assignment of Mortgage for such Mortgage Loan. 

         

        From
          time to
          time the Company may have a need for Mortgage Loan Documents to be released
          from
          the Purchaser, or its designee. The Purchaser shall, or shall cause its
          designee
          to, upon the written request of the Company, within ten (10) Business Days,
          deliver to the Company, any requested documentation previously delivered
          to the
          Purchaser as part of the Mortgage File, provided that such documentation
          is
          promptly returned to the Purchaser, or its designee, when the Company no
          longer
          requires possession of the document, and provided that during the time
          that any
          such documentation is held by the Company, such possession is in trust
          for the
          benefit of the Purchaser. The Company shall indemnify the Purchaser, and
          its
          designee, from and against any and all losses, claims, damages, penalties,
          fines, forfeitures, costs and expenses (including court costs and reasonable
          attorney’s fees) resulting from or related to the loss, damage, or misplacement
          of any documentation delivered to the Company pursuant to this
          paragraph.

         

        Section
          5.05.   Quality
          Control Procedures.

         

        The
          Company must have an internal quality control program that verifies, on
          a
          regular basis, the existence and accuracy of the legal documents, credit
          documents, property appraisals, and underwriting decisions with respect
          to the
          Mortgage Loans. The program must be capable of evaluating and monitoring
          the
          overall quality of its loan production and servicing activities. The program
          is
          to ensure that the Mortgage Loans are originated and serviced in accordance
          with
          prudent mortgage banking practices and accounting principles; guard against
          dishonest, fraudulent, or negligent acts; and guard against errors and
          omissions
          by officers, employees, or other authorized persons.

         

        ARTICLE
          6.   Representations,
          Warranties and Covenants of the Company; Remedies for Breach. 

         

        Section
          6.01.   Representations,
          Warranties and Covenants As to Itself.

         

        The
          Company hereby represents, warrants and covenants to the Purchaser as of
          the
          Closing Date that:

         

        (i)
            The
          Company is a corporation duly organized, validly existing and in good standing
          under the laws of the Commonwealth of Virginia and is and will remain in
          compliance with the laws of each state in which any Mortgaged Property
          is
          located to the extent necessary to ensure the enforceability of each Mortgage
          Loan and the servicing of the Mortgage Loan in accordance with the terms
          of this
          Agreement. The Company has all licenses necessary to carry out its business
          as
          now being conducted, and is licensed and qualified to transact business
          in and
          is in good standing under the laws of each state in which any Mortgaged
          Property
          is located or is otherwise exempt under applicable law from such licensing
          or
          qualification or is otherwise not required under applicable law to effect
          such
          licensing or qualification and no demand for such licensing or qualification
          has
          been made upon the Company by any such state, and in any event the Company
          is in
          compliance with the laws of any such state to the extent necessary to ensure
          the
          enforceability of each Mortgage Loan and the sale of the Mortgage Loans
          in
          accordance with the terms of this Agreement;

         

        (ii)
            The
          Company has the full power and authority and legal right to hold, transfer
          and
          convey each Mortgage Loan, to sell each Mortgage Loan, and to execute,
          deliver
          and perform, and to enter into and consummate, all transactions contemplated
          by
          this Agreement and to conduct its business as presently conducted. The
          Company
          has duly authorized the execution, delivery and performance of this Agreement
          and any agreements contemplated hereby, has duly executed and delivered
          this
          Agreement, and any agreements contemplated hereby, and this Agreement,
          assuming
          due authorization, execution and delivery by the Purchaser, and each Assignment
          of Mortgage and any agreements contemplated hereby, constitutes a legal,
          valid
          and binding obligation of the Company, enforceable against it in accordance
          with
          its terms and all requisite corporate action has been taken by the Company
          to
          make this Agreement and all agreements contemplated hereby valid and binding
          upon the Company in accordance with their terms; 

         

        (iii)
            Neither
          the execution and delivery of this Agreement by the Company, nor the origination
          or purchase of the Mortgage Loans by the Company, the sale of the Mortgage
          Loans
          to the Purchaser, the consummation of the transactions contemplated hereby,
          or
          the performance of or compliance with the terms and conditions of this
          Agreement
          will conflict with any of the terms, conditions or provisions of the Company’s
          articles of incorporation or by-laws, or constitute a default under or
          result in
          a breach or acceleration of, any material contract, agreement or other
          instrument to which the Company is a party or which may be applicable to
          the
          Company or its assets, or result in the material violation of any law,
          rule,
          regulation, order, judgment or decree to which the Company or its properties
          are
          subject, or impair the ability of the Purchaser to realize on the Mortgage
          Loans;

         

        (iv)
            The
          Company is not in violation of, and the execution and delivery of this
          Agreement
          by the Company and its performance and compliance with the terms of this
          Agreement will not constitute a violation with respect to, any order or
          decree
          of any court or any order or regulation of any federal, state, municipal
          or
          governmental agency having jurisdiction over the Company or its assets,
          which
          violation might have consequences that would materially and adversely affect
          the
          condition (financial or otherwise) or the operation of the Company or its
          assets
          or might have consequences that would materially and adversely affect the
          performance of its obligations and duties hereunder;

         

        (v)
            The
          Company does not believe, nor does it have any reason or cause to believe,
          that
          it cannot perform each and every covenant contained in this Agreement.
          The
          Company is solvent and the sale of the Mortgage Loans will not cause the
          Company
          to become insolvent. The sale of the Mortgage Loans is not undertaken with
          the
          intent to hinder, delay or defraud any of the Company’s creditors;

         

        (vi)
            The
          Company is properly qualified to service the Mortgage Loans and has been
          servicing the Mortgage Loans prior to the Cut-off
          Date;

         

        (vii)
            Immediately
          prior to the payment of the Purchase Price for each Mortgage Loan, the
          Company
          was the owner of the related Mortgage and the indebtedness evidenced by
          the
          related Mortgage Note and upon the payment of the Purchase Price by the
          Purchaser, in the event that the Company retains record title, the Company
          shall
          retain such record title to each Mortgage, each related Mortgage Note and
          the
          related Mortgage Files with respect thereto in trust for the Purchaser
          as the
          owner thereof;

         

        (viii)
            There
          are
          no actions or proceedings against, or investigations of, the Company before
          any
          court, administrative or other tribunal (A) that might prohibit its entering
          into this Agreement, (B) seeking to prevent the sale of the Mortgage Loans
          or
          the consummation of the transactions contemplated by this Agreement (C)
          that
          might prohibit or materially and adversely affect the performance by the
          Company
          of its obligations under, or the validity or enforceability of, this Agreement
          or (D) that is reasonably likely to have a material adverse effect on the
          financial condition of the Company;

         

        (ix)
            No
          consent, approval, authorization or order of any court or governmental
          agency or
          body is required for the execution, delivery and performance by the Company
          of,
          or compliance by the Company with, this Agreement or the sale of the Mortgage
          Loans and delivery of the Mortgage Files to the Purchaser or the consummation
          of
          the transactions contemplated by this Agreement, except for such consents,
          approvals, authorizations or orders, if any, that have been obtained prior
          to
          the Closing
          Date;

         

        (x)
            The
          consummation of the transactions contemplated by this Agreement are in
          the
          ordinary course of business of the Company, and the transfer, assignment
          and
          conveyance of the Mortgage Notes and the Mortgages by the Company pursuant
          to
          this Agreement are not subject to the bulk transfer or any similar statutory
          provisions in effect in any applicable jurisdiction;

         

        (xi)
            The
          origination and servicing practices used by the Company and any prior originator
          or servicer with respect to each Mortgage Note and Mortgage have been legal
          and
          in accordance with applicable laws and regulations and the Mortgage Loan
          Documents, and in all material respects proper and prudent in the mortgage
          origination and servicing business. Each Mortgage Loan has been serviced
          in all
          material respects with Accepted Servicing Practices. With respect to escrow
          deposits and payments that the Company, on behalf of an investor, is entitled
          to
          collect, all such payments are in the possession of, or under the control
          of,
          the Company, and there exist no deficiencies in connection therewith for
          which
          customary arrangements for repayment thereof have not been made. All escrow
          payments have been collected in full compliance with state and federal
          law and
          the provisions of the related Mortgage Note and Mortgage. As to any Mortgage
          Loan that is the subject of an escrow, escrow of funds is not prohibited
          by
          applicable law and has been established in an amount sufficient to pay
          for every
          escrowed item that remains unpaid and has been assessed but is not yet
          due and
          payable. No escrow deposits or other charges or payments due under the
          Mortgage
          Note have been capitalized under any Mortgage or the related Mortgage
          Note;

         

        (xii)
            In
          the
          opinion of the Company, the consideration received by the Company upon
          the sale
          of the Mortgage Loans to the Purchaser under this Agreement constitutes
          fair
          consideration for the Mortgage Loans under current market conditions. The
          Company will treat the sale of the Mortgage Loans to the Purchaser as a
          sale for
          reporting and accounting purposes and, to the extent appropriate, for federal
          income tax purposes;

         

        (xiii)
            The
          Company has delivered to the Purchaser financial statements for its last
          two
          complete fiscal years. All such financial information fairly presents the
          pertinent results of operations and financial position for the period identified
          and has been prepared in accordance with GAAP consistently applied throughout
          the periods involved, except as set forth in the notes thereto. There has
          been
          no change in the servicing policies and procedures, business, operations,
          financial condition, properties or assets of the Company since the date
          of the
          Company’s financial information that would have a material adverse effect on its
          ability to perform its obligations under this Agreement. No statement,
          tape,
          diskette, form, report or other document furnished or to be furnished by
          the
          Company pursuant to this Agreement or in connection with the transactions
          contemplated hereby contains or will contain any statement that is or will
          be
          inaccurate or misleading in any material respect or omits to state a material
          fact required to be stated therein or necessary to make the information
          and
          statements therein not misleading; 

         

        (xiv)
            The
          Company has not dealt with any broker, investment banker, agent or other
          person
          that may be entitled to any commission or compensation in connection with
          the
          sale of the Mortgage Loans;

         

        (xv)
            As
          of the
          date of each Pass-Through Transfer, and except as has been otherwise disclosed
          to the Purchaser, the Master Servicer and any Depositor: (1) no default
          or
          servicing related performance trigger has occurred as to any other
          securitization due to any act or failure to act of the Company; (2) the
          Company
          has not been terminated as a servicer in a residential mortgage loan
          securitization, either due to a servicing default or to application of
          a
          servicing performance test or trigger; (3) no material noncompliance with
          the
          applicable servicing criteria with respect to any other securitization
          of
          residential mortgage loans involving the Company as servicer has occurred,
          been
          disclosed or reported by the Company; (4) no material changes to the Company’s
          servicing policies and procedures for loans similar to the Mortgage Loans
          have
          occurred in the immediately preceding three years; (5) there are no aspects
          of
          the Company’s financial condition that could have a material adverse impact on
          the performance by the Company of its obligations under this Agreement;
          (6)
          there are no material legal or governmental proceedings pending (or known
          to be
          contemplated) against the Company; and (7) there are no affiliations,
          relationships or transactions relating to the Company of a type that are
          described under Item 1119 of Regulation AB; 

         

        (xvi)
            If
          so
          requested by the Purchaser, the Master Servicer or any Depositor on any
          date,
          the Company shall, within five Business Days following such request, confirm
          in
          writing the accuracy of the representations and warranties set forth in
          paragraph (xv) of this Section 7.01 or, if any such representation or warranty
          is not accurate as of the date of such request, provide reasonably adequate
          disclosure of the pertinent facts, in writing, to the requesting party;
          

         

        (xvii)
            No
          statement, tape, diskette, form, report or other document furnished or
          to be
          furnished by the Company pursuant to this Agreement or in connection with
          the
          transactions contemplated hereby contains or will contain any statement
          that is
          or will be inaccurate or misleading in any material respect or omits to
          state a
          material fact required to be stated therein or necessary to make the information
          and statements therein not misleading; 

         

        (xviii)
            The
          Company has established an anti-money laundering compliance program as
          required
          by the Anti-Money Laundering Laws; 

         

        (xix)
            The
          Company shall ensure that, with respect to any Mortgage Loan originated
          on or
          after October 31, 2004 that contains an arbitration clause, the Company
          has
          notified, or within 60 days of the sale and transfer of such Mortgage Loan
          to
          the Purchaser will notify, the related Mortgagor in writing that the terms
          of
          such arbitration clause are null and void; and

         

        (xx)
            At
          least
          five Business Days prior to the Closing Date, the Company shall have delivered
          to the Purchaser the information required by the then current Fannie Mae
          Selling
          Guide for the Purchaser’s reporting under HMDA. The Purchaser’s required HMDA
          data includes (without limitation) the following: (1) race
          and
          ethnicity codes (all Mortgage Loans), (2) HOEPA Status (all Mortgage Loans),
          (3)
          Annual Percentage Rate (APR) Spread above Treasury Securities (only Mortgage
          Loans meeting certain criteria), and (4) gross annual income (all Mortgage
          Loans).

         

        Section
          6.02.   Representations
          and Warranties Regarding Individual Mortgage Loans.

         

        The
          Company hereby represents and warrants to the Purchaser, with respect to
          each
          Mortgage Loan, as of the Closing
          Date
          or such
          other date specified herein:

         

        (i)
            The
          related information set forth in the Mortgage Loan Schedule is complete,
          true
          and correct; 

         

        (ii)
            As
          of the
Cut-off
          Date,
          the
          Mortgage Loan will have an actual Interest Paid-to Date as stated in the
          Confirmation and will be due for the scheduled monthly payment as stated
          in the
          Confirmation, as evidenced by a posting to the Company’s servicing collection
          system. No
          payment under the Mortgage Loan is delinquent as of the Closing
          Date
          nor has
          any scheduled payment been delinquent at any time prior to the Closing
          Date.
          The
          Mortgage Loan has not been dishonored. There are no material defaults under
          the
          terms of the Mortgage Loan. The Mortgage Loan has a monthly Due Date of
          the
          first day of each month. For purposes of this paragraph, a Mortgage Loan
          will be
          deemed delinquent if any payment due thereunder was not paid by the Mortgagor
          in
          the month such payment was due;

         

        (iii)
            There
          is
          no valid offset, right of rescission, defense or counterclaim of any obligor
          under the Mortgage Note or Mortgage, including the obligation of the Mortgagor
          to pay the unpaid principal of or interest on such Mortgage Note, and any
          applicable right of rescission has expired, nor will the operation of any
          of the
          terms of the Mortgage Note or Mortgage, or the exercise of any right thereunder,
          render either the Mortgage Note or Mortgage unenforceable, in whole or
          in part,
          or subject to any right of rescission, set-off, recoupment, counterclaim
          or
          defense, including, without limitation, the defense of usury, and no such
          right
          of rescission, set-off, recoupment, counterclaim or defense has been asserted
          with respect thereto. The Mortgage Loan is not subject to any pending
          bankruptcy, insolvency, reorganization or moratorium;

         

        (iv)
            There
          are
          no mechanics’ liens or similar liens or claims for work, labor or material
          affecting the Mortgaged Property which have been filed (and no rights are
          outstanding that under law could give rise to such liens), which are or
          may be a
          lien prior to, or equal with, the lien of the Mortgage, except those which
          are
          insured against by the title insurance policy referred to in paragraph
          (ix)
          below;

         

        (v)
            As
          of the
          date of origination of the Mortgage Loan and as of the Closing
          Date,
          there
          was and there currently is no material damage to the Mortgaged Property.
          At
          origination of the Mortgage Loan there was not, there has not been since
          origination of the Mortgage Loan and there currently is not, any proceeding
          pending or threatened for the total or partial condemnation of the Mortgaged
          Property. The Company has not received notification that any such proceedings
          are scheduled to commence at a future date;

         

        (vi)
            The
          Mortgage is a valid, subsisting, enforceable and perfected first or
          second
          lien on the Mortgaged Property securing the Mortgage Note, including all
          buildings on the Mortgaged Property and all installations and mechanical,
          electrical, plumbing, heating and air conditioning systems affixed to such
          buildings, and all additions, alterations and replacements made at any
          time with
          respect to the foregoing securing the Mortgage Note’s original principal balance
          subject to principles of equity, bankruptcy, insolvency and other laws
          of
          general application affecting the rights of creditors. The Mortgage and
          the
          Mortgage Note do not contain any evidence of any security interest or other
          interest or right thereto. The Mortgaged Property is owned by the Mortgagor
          in
          fee simple and is free and clear of all adverse claims, encumbrances and
          liens
          having priority over the first or second lien of the Mortgage, subject
          only
          to
          (1) with respect to any Mortgage Loan identified on the Mortgage Loan schedule
          as secured by a second lien, the related first lien mortgage loan, (2)
          the lien
          of nondelinquent current real property taxes and assessments not yet due
          and
          payable, (3) covenants, conditions and restrictions, rights of way, easements
          and other matters of public record as of the date of recording of such
          Mortgage,
          such exceptions appearing of record being acceptable to mortgage lending
          institutions generally and specifically reflected in the appraisal made
          in
          connection with the origination of the related Mortgage Loan or referred
          to in
          the lender’s title insurance policy delivered to the originator of the related
          Mortgage Loan, and (4) other matters to which like properties are commonly
          subject which do not individually or in the aggregate materially interfere
          with
          the benefits of the security intended to be provided by such Mortgage or
          the
          use, enjoyment, value or marketability of the related Mortgaged Property.
          Any
          security agreement, chattel mortgage or equivalent document related to
          and
          delivered in connection with the Mortgage Loan establishes and creates
          a valid,
          subsisting enforceable, and perfected first or second lien and first or
          second
          priority, as applicable, security interest on the property described therein,
          and immediately prior to the sale of such Mortgage Loan to the Purchaser
          pursuant to this Agreement, the Company had full right to sell and assign
          the
          same to the Purchaser. As of the date of origination of the Mortgage Loan,
          the
          Mortgaged Property was not subject to a mortgage, deed of trust, or other
          security instrument creating a lien subordinate to the lien of the
          Mortgage;

         

        (vii)
            The
          Mortgage Loan complies with, and the Company has complied with, applicable
          local, state and federal laws, regulations and other requirements including,
          without limitation, usury, equal credit opportunity, real estate settlement
          procedures, the federal Truth in Lending Act and disclosure laws;

         

        (viii)
            Neither
          the Company nor any prior holder of the Mortgage Loan has impaired, waived,
          altered or modified the Mortgage or Mortgage Note (except that a Mortgage
          Loan
          may have been modified by a written instrument (a copy of which is in the
          Mortgage File and the terms of which are reflected on the Mortgage Loan
          Schedule) which has been recorded, if necessary to protect the interests
          of the
          owner of the Mortgage Loan; the substance of any such waiver, alteration
          or
          modification has been approved by the issuer of any related Primary Mortgage
          Insurance Policy and title insurance policy, to the extent required by
          the
          related policies); satisfied, canceled, rescinded or subordinated such
          Mortgage
          in whole or in part; released the Mortgaged Property in whole or in part
          from
          the lien of such Mortgage; or executed any instrument of cancellation,
          rescission or satisfaction with respect thereto.  No
          instrument of release or waiver has been executed in connection with the
          Mortgage Loan, and no Mortgagor has not been released, in whole or in part
          from
          its obligations in connection with the Mortgage Loan;

         

        (ix)
            The
          Mortgage Loan is covered by an ALTA lender’s title insurance policy or
          equivalent form of policy or insurance acceptable to Fannie Mae in a form
          acceptable to, and issued by a title insurer acceptable to, Fannie Mae,
          together
          with all applicable ALTA endorsements, including without limitation, an
          adjustable rate mortgage loan endorsement, if applicable, a condominium
          endorsement, a planned unit development endorsement, an extended coverage
          endorsement, and an 8.1 ALTA or equivalent environmental endorsement, insuring
          the Company, its successors and assigns, as to the first
          lien
          priority of the Mortgage (subject to the exceptions contained in (vi) (1),
          (2),
          and (3) above), in an amount at least equal to the original principal balance
          of
          the Mortgage Loan and against any loss by reason of the invalidity or
          unenforceability of the lien resulting from the provisions of the Mortgage
          providing for adjustment in the Mortgage Interest Rate and Monthly Payment.
          The
          related title insurance policy affirmatively insures ingress and egress
          and
          insures against encroachments by or upon the Mortgaged Property and each
          such
          policy was issued on the date of the origination of the Mortgage Loan by
          a title
          insurer qualified to do business in the jurisdiction where the Mortgaged
          Property is located. The Company, its successors and assigns, are the sole
          insured of such lender’s title insurance policy, such title insurance policy has
          been duly and validly endorsed to the Purchaser or the assignment to the
          Purchaser of the Company’s interest therein does not require the consent of or
          notification to the insurer and such lender’s title insurance policy is in full
          force and effect and will be in full force and effect upon the consummation
          of
          the transactions contemplated by this Agreement. Where required by law
          or
          regulation, the Mortgagor has been given the opportunity to choose the
          carrier
          of the required mortgage title insurance. No claims have been made under
          such
          lender’s title insurance policy, and no prior holder of the related Mortgage,
          including the Company, nor any Mortgagor, has done, by act or omission,
          anything
          which would impair the coverage of such lender’s title insurance
          policy;

         

        (x)
            All
          of
          the improvements which were included for the purpose of determining the
          Appraised Value of the Mortgaged Property lie wholly within the boundaries
          and
          building restriction lines of such property (and wholly within the project
          with
          respect to a condominium unit), and no improvements on adjoining properties
          encroach upon the Mortgaged Property;

         

        (xi)
            No
          improvement located on or being part of the Mortgaged Property is in violation
          of any applicable zoning law or regulation, subdivision law or ordinance.
          All
          inspections, licenses and certificates required to be made or issued with
          respect to all occupied portions of the Mortgaged Property and, with respect
          to
          the use and occupancy of the same, including but not limited to certificates
          of
          occupancy and fire underwriting certificates, have been made or obtained
          from
          the appropriate authorities, and the Mortgaged Property is lawfully occupied
          under applicable law;

         

        (xii)
            All
          parties that have had any interest in the Mortgage, whether as mortgagee,
          assignee, pledgee or otherwise, are (or, during the period in which they
          held
          and disposed of such interest, were) (A) in compliance with any and all
          applicable licensing requirements of the laws of the state wherein the
          Mortgaged
          Property is located, and (B) (1) organized under the laws of such state,
          or (2)
          qualified to do business in such state, or (3) federal savings and loan
          associations or national banks having principal offices in such state,
          or (4)
          not doing business in such state;

         

        (xiii)
            Each
          of
          the Mortgage Note and the Mortgage is original and genuine, there are no
          other
          originals of the Mortgage Note or Mortgage, and each is the legal, valid
          and
          binding obligation of the maker thereof, enforceable in accordance with
          its
          terms, except as limited by bankruptcy, insolvency, reorganization, moratorium,
          receivership and other similar laws relating to creditors’ rights generally or
          by equitable principles (regardless of whether such enforcement is considered
          in
          a proceeding in equity or at law) and the Company has taken all action
          necessary
          to transfer such rights of enforceability to the Purchaser. All parties
          to the
          Mortgage Note and the Mortgage had legal capacity to execute the Mortgage
          Note
          and the Mortgage and each Mortgage Note and Mortgage has been duly and
          properly
          executed by such parties. The Mortgage Loan Documents are on forms acceptable
          to
          Fannie Mae. Either the Mortgagor or the guarantor of the Mortgage Loan
          is a
          natural person;

         

        (xiv)
            The
          proceeds of the Mortgage Loan have been fully disbursed; there is no requirement
          for future advances thereunder and any and all requirements as to completion
          of
          any on-site or off-site improvements and as to disbursement of any escrow
          funds
          therefor have been complied with. All costs, fees and expenses incurred
          in
          making, closing or recording the Mortgage Loan were paid and the Mortgagor
          is
          not entitled to any refund of amounts paid or due under the Mortgage Note
          or
          Mortgage;

         

        (xv)
            The
          Mortgage contains customary and enforceable provisions that render the
          rights
          and remedies of the holder thereof adequate for the realization against
          the
          Mortgaged Property of the benefits of the security, including (i) in the
          case of
          a Mortgage designated as a deed of trust, by trustee’s sale, and (ii) otherwise
          by judicial foreclosure or if applicable, non-judicial foreclosure. Upon
          default
          by the Mortgagor on the Mortgage Loan and foreclosure on, or trustee’s sale of,
          the Mortgaged Property pursuant to the proper procedures, the holder of
          the
          Mortgage Loan will be able to deliver good and merchantable title to the
          Mortgaged Property. There is no homestead or other exemption available
          to the
          Mortgagor which would interfere with such right to foreclose;

         

        (xvi)
            If
          the
          Mortgage constitutes a deed of trust, either a trustee, duly qualified
          under
          applicable law to serve as such, has been properly designated and currently
          so
          serves and is named in such Mortgage or if no duly qualified trustee has
          been
          properly designated and so serves, the Mortgage contains satisfactory provisions
          for the appointment of such trustee by the holder of the Mortgage at no
          cost or
          expense to such holder, and no fees or expenses are or will become payable
          by
          the Purchaser to the trustee under the deed of trust, except in connection
          with
          a trustee’s sale after default by the Mortgagor;

         

        (xvii)
            There
          are
          no defaults by the Company in complying with the terms of the Mortgage,
          and all
          taxes, governmental assessments, insurance premiums, water, sewer and municipal
          charges, leasehold payments or ground rents or other outstanding charges
          affecting the Mortgaged Property which previously became due and owing
          have been
          paid, or escrow funds have been established in an amount sufficient to
          pay for
          every such escrowed item which remains unpaid and which has been assessed
          but is
          not yet due and payable. There exist no deficiencies with respect to escrow
          deposits and payments, if such are required, for which customary arrangements
          for repayment thereof have not been made, and no escrow deficits or payments
          of
          other charges or payments due the Company have been capitalized under the
          Mortgage or the Mortgage Note;

         

        (xviii)
            The
          Mortgage Note is not and has not been secured by any collateral, pledged
          account
          or other security other than the lien of the Mortgage and the security
          interest
          of any applicable security agreement or chattel mortgage referred to above
          and
          such collateral does not serve as security for any other obligation. The
          Mortgage Loan is not secured by more than one Mortgaged Property;

         

        (xix)
            The
          buildings and improvements upon the Mortgaged Property are insured by a
          Qualified Insurer pursuant to a standard, valid and existing hazard insurance
          policy acceptable to Fannie Mae, which policy insures against loss by fire,
          hazards of extended coverage and such other hazards as are required by
          Fannie
          Mae Guides representing coverage in an amount not less than the lesser
          of (A)
          the maximum insurable value of the improvements securing the Mortgage Loan
          and
          (B) the outstanding principal balance of the Mortgage Loan, but in no event
          an
          amount less than an amount that is required to prevent the Mortgagor from
          being
          deemed to be a co-insurer thereunder. If the Mortgaged Property is in an
          area
          identified in the Federal Register by the Federal Emergency Management
          Agency as
          having special flood hazards, a flood insurance policy in a form meeting
          the
          requirements of the current guidelines of the Flood Insurance Administration
          (which policy conforms to Fannie Mae requirements) is in effect with respect
          to
          such Mortgaged Property with a Qualified Insurer in an amount representing
          coverage not less than the least of (A) the outstanding Stated Principal
          Balance
          of the Mortgage Loan, (B) the maximum insurable value of the improvements
          securing the Mortgage Loan or (C) the maximum amount of insurance that
          is
          available under federal law. All individual insurance policies contain
          a
          standard mortgagee clause naming the Company or the original holder of
          the
          Mortgage, and its successors in interest, as loss payee, and all of the
          premiums
          due and payable thereon have been paid; the Mortgage obligates the Mortgagor
          thereunder to maintain all such insurance at the Mortgagor’s cost and expense,
          and upon the Mortgagor’s failure to do so, authorizes the holder of the Mortgage
          to obtain and maintain such insurance at the Mortgagor’s cost and expense and to
          seek reimbursement therefor from the Mortgagor. Neither the Company (nor
          any
          prior originator or servicer of the Mortgage Loan) nor the Mortgagor has
          engaged
          in any act or omission which has impaired or would impair the coverage
          of any
          such policy, the benefits of the endorsement provided for herein, or the
          validity and binding effect of either. All such insurance policies contain
          a
          standard mortgagee clause naming the Company, its successors and assigns
          as loss
          payee and contain a clause that the insurer will notify the named mortgagee
          at
          least ten (10) days prior to any reduction in coverage or cancellation
          of the
          policy;

         

        (xx)
            There
          is
          no default, breach or event of acceleration existing under the Mortgage
          or the
          Mortgage Note; and no event which, with the passage of time or with notice
          and
          the expiration of any grace or cure period, would constitute a default,
          breach,
          violation or event of acceleration, and none of (i) the Company and any
          of its
          affiliates (ii) any servicer or subservicer and (iii) any prior mortgagee,
          of
          the Mortgage Loan has waived any default, breach or event of acceleration;
          no
          foreclosure action is threatened or has been commenced with respect to
          the
          Mortgage Loan;

         

        (xxi)
            The
          Mortgage Note and the Mortgage contain the entire agreement of the Mortgagor,
          and there is no obligation on the part of the Company or any other party
          to make
          any payments with respect to the Mortgage Loan in addition to the Monthly
          Payments required to be made by the Mortgagor and the Mortgage Note does
          not
          permit or obligate the Company to make future advances to the Mortgagor
          at the
          option of the Mortgagor;

         

        (xxii)
            The
          Company has caused or will cause to be performed any and all acts required
          to
          preserve the rights and remedies of the Purchaser in any insurance policies
          applicable to the Mortgage Loan including, without limitation, any necessary
          notifications of insurers, assignments of policies or interests therein,
          and
          establishments of coinsured, joint loss payee and mortgagee rights in favor
          of
          the Purchaser;

         

        (xxiii)
            The
          Company has not advanced funds, or induced, solicited or knowingly received
          any
          advance of funds by a party other than the Mortgagor, directly or indirectly,
          for the payment of any amount required by the Mortgage Loan;

         

        (xxiv)
            The
          related Mortgage File contains an appraisal of the Mortgaged Property signed
          prior to the final approval of the mortgage loan application by a Qualified
          Appraiser, approved by the Company, who had no interest, direct or indirect,
          in
          the Mortgaged Property or in any loan made on the security thereof, and
          whose
          compensation is not affected by the approval or disapproval of the Mortgage
          Loan, and the appraisal and appraiser both satisfy the requirements of
          Fannie
          Mae and Title XI of the Federal Institutions Reform, Recovery, and Enforcement
          Act of 1989 and the regulations promulgated thereunder, all as in effect
          on the
          date the Mortgage Loan was originated and conforms to the underwriting
          requirements of the Company. The appraisal is in a form acceptable to Fannie
          Mae
          and was made by a Qualified Appraiser; 

         

        (xxv)
            The
          Mortgaged Property consists of a single parcel of real property with a
          detached
          single-family residence erected thereon, or a two- to four-family dwelling,
          or a
          townhouse, or an individual condominium unit in a condominium project,
          or an
          individual unit in a planned unit development. If the Mortgaged Property
          is a
          condominium unit or planned unit development, it either conforms with applicable
          Fannie Mae requirements regarding such dwellings or is covered by a waiver
          confirming that such condominium unit or planned unit development is acceptable
          to Fannie Mae or is otherwise “warrantable” with respect thereto. The Mortgaged
          Property is not a manufactured dwelling or mobile home other than a Manufactured
          Home. The Mortgage Loan is not considered an agricultural loan. The Mortgaged
          Property does not consist of a log home, earthen home, underground home,
          a home
          which is situated on more than ten acres of property or a home which is
          secured
          by a leasehold estate;

         

        (xxvi)
            The
          Mortgage Loan does not provide for deferred interest or negative amortization.
          The
          Mortgage Loan is not a simple interest loan. The Mortgage Loan is not a
          reverse
          mortgage. The Mortgaged Property is not a timeshare;

         

        (xxvii)
            The
          Mortgage Loan does not contain provisions pursuant to which Monthly Payments
          are
          paid or partially paid with funds deposited in any separate account established
          by the Company, the Mortgagor or anyone on behalf of the Mortgagor, or
          paid by
          any source other than the Mortgagor nor does it contain any other similar
          provisions currently in effect which may constitute a “buydown” provision. The
          Mortgage Loan is not a graduated payment loan;

         

        (xxviii)
            
          The
          Company is the sole owner of record and is the holder of the Mortgage Loan
          and
          the indebtedness evidenced by the Mortgage Note. Upon the sale of the Mortgage
          Loan to the Purchaser, the Company will retain the Mortgage File or any
          part
          thereof with respect thereto not delivered to the Purchaser or the Purchaser’s
          designee in trust only for the purpose of servicing and supervising the
          servicing of the Mortgage Loan. Immediately prior to the transfer and assignment
          to the Purchaser, the Mortgage Loan, including the Mortgage Note and the
          Mortgage, was not subject to an assignment sale or pledge to any person
          other
          than the Purchaser and the Company had good and marketable title to and
          was the
          sole owner thereof and had full right to transfer and sell the Mortgage
          Loan to
          the Purchaser free and clear of any encumbrance, equity, lien, pledge,
          charge,
          claim or security interest and has the full right and authority subject
          to no
          interest or participation of, or agreement with, any other party, to sell
          and
          assign the Mortgage Loan pursuant to this Agreement. Following the sale
          of the
          Mortgage Loan, the Purchaser will own the Mortgage Loan free and clear
          of any
          encumbrance, equity, participation interest, lien, pledge, charge, claim
          or
          security interest. The Company intends to relinquish all rights to possess,
          control and monitor the Mortgage Loan, except for the purposes of servicing
          the
          Mortgage Loan as set forth in this Agreement. After the Closing
          Date,
          the
          Company will not have any right to modify or alter the terms of the sale
          of the
          Mortgage Loan and the Company will not have any obligation or right to
          repurchase the Mortgage Loan or substitute another Mortgage Loan, except
          as
          provided in this Agreement, or as otherwise agreed to by the Company and
          the
          Purchaser. The Company acquired any right, title and interest in and to
          the
          Mortgage Loans in good faith and without notice of any adverse
          claim;

         

        (xxix)
            Unless
          otherwise specified on the Mortgage Loan Schedule, the Mortgage Loan is
          a
          fixed-rate loan. The Mortgage Note is payable on the first day of each
          month.
          Principal payments on the Mortgage Loan commenced no more than sixty (60)
          days
          after the funds were disbursed in connection with the Mortgage Loan. Monthly
          payments of interest are calculated on the basis of a year comprised of
          twelve
          30-day months;

         

        (xxx)
            If
          the
          Mortgage Loan is identified on the Mortgage Loan Schedule as an adjustable-rate
          loan, the Mortgage Interest Rate is fixed for an initial period as specified
          on
          the Mortgage Loan Schedule. Subsequent to the first Adjustment Date, the
          Mortgage Note is payable in monthly installments of principal and interest,
          which installments are subject to change due to the adjustments to the
          Mortgage
          Interest Rate on each Adjustment Date, with interest calculated and payable
          in
          arrears, sufficient to amortize the Mortgage Loan fully by the stated maturity
          date, over an original term of not more than thirty years from commencement
          of
          amortization. The Mortgage Note does not permit conversion to a fixed interest
          rate and all interest rate adjustments have been made in compliance with
          applicable law and the terms of the Mortgage Note;

         

        (xxxi)
            If
          the
          Mortgage Loan is identified on the Mortgage Loan Schedule as an adjustable-rate
          loan, the Mortgage Note provides that the Mortgage Interest Rate may be
          adjusted, all of the terms of the Mortgage pertaining to interest rate
          adjustments, payment adjustments and adjustments of the outstanding principal
          balance are enforceable, all such adjustments have been made in strict
          compliance with federal, state and local law and in accordance with the
          terms of
          the Mortgage Loan Documents, including the mailing of required notices,
          and such
          adjustments do not and will not affect the lien priority of the Mortgage.
          If the
          Mortgage Loan has passed its initial Adjustment Date, the Company has performed
          an audit of the Mortgage Loan to determine whether interest rate adjustments
          have been made in accordance with the terms of the Mortgage Note and
          Mortgage;

         

        (xxxii)
            If
          the
          Mortgage Loan is identified on the Mortgage Loan Schedule as an adjustable-rate
          loan, on the Closing
          Date
          and
          until the initial Adjustment Date, the Mortgage Interest Rate is and shall
          be as
          set forth on the Mortgage Loan Schedule. On the initial Adjustment Date
          set
          forth on the Mortgage Loan Schedule, and on each subsequent Adjustment
          Date
          occurring as specified on the Mortgage Loan Schedule thereafter, the Mortgage
          Interest Rate will be equal to the then current Index rate plus the Gross
          Margin
          set forth on the Mortgage Loan Schedule, (rounded up or down to the nearest
          0.125%), subject to the Initial Rate Cap, Periodic Rate Cap, Maximum Mortgage
          Interest Rate and Minimum Mortgage Interest Rate set forth on the Mortgage
          Loan
          Schedule. The Mortgage Note requires a monthly payment which is sufficient
          during the period prior to the first adjustment to the Mortgage Interest
          Rate
          and following each Adjustment Date, to (a) fully amortize the original
          principal
          balance over the original term thereof and to pay interest at the Mortgage
          Interest Rate, and (b) pay interest at the related Mortgage Interest Rate.
          The
          Mortgage Note provides that when the Mortgage Interest Rate changes on
          an
          Adjustment Date, the then outstanding principal balance will be reamortized
          over
          the remaining life of the Mortgage Loan;

         

        (xxxiii)
            The
          Mortgage contains a provision for the acceleration of the payment of the
          unpaid
          principal balance of the Mortgage Loan in the event that the Mortgaged
          Property
          is sold or transferred without the prior written consent of the mortgagee
          thereunder, at the option of the mortgagee and such provision is
          enforceable;

         

        (xxxiv)
            Each
          of
          the Mortgage and the Assignment of Mortgage (for each Mortgage Loan that
          is not
          a MERS Mortgage Loan) is in recordable form and is acceptable for recording
          under the laws of the jurisdiction in which the Mortgaged Property is
          located;

         

        (xxxv)
            The
          Mortgagor has not notified the Company, and the Company has no knowledge,
          of any
          relief requested or allowed to the Mortgagor under the Servicemembers Civil
          Relief Act;

         

        (xxxvi)
            There
          exists no violation of any local, state, or federal environmental law,
          rule or
          regulation with respect to the Mortgaged Property which violation has or
          could
          have a material adverse effect on the market value of such Mortgaged Property.
          The Company has no knowledge of any pending action or proceeding directly
          involving the Mortgaged Property in which compliance with any environmental
          law,
          rule or regulation is an issue; and nothing further remains to be done
          to
          satisfy in full all requirements of each such law, rule or regulation
          constituting a prerequisite to the use and enjoyment of the Mortgaged
          Property;

         

        (xxxvii)
            The
          Mortgage File is complete and contains a true, accurate and correct copy
          of each
          of the documents and instruments specified to be included therein; 

         

        (xxxviii)
            The
          Mortgage Note, the Mortgage, the Assignment of Mortgage and any other documents
          required pursuant to this Agreement to be delivered by the Company hereunder
          have been delivered to the Purchaser or its agent;

         

        (xxxix)
            The
          Mortgage Loan was not originated based on an appraisal of the Mortgaged
          Property
          made prior to completion of construction of the improvements thereon. The
          Mortgage Loan was not made in connection with the construction or rehabilitation
          of the Mortgaged Property or facilitating the trade-in or exchange of the
          Mortgaged Property;

         

        (xl)
            The
          Company used no selection procedures that identified the Mortgage Loan
          as being
          less desirable or valuable than other comparable mortgage loans in the
          Company’s
          portfolio; 

         

        (xli)
            No
          fraud,
          error, negligence, misrepresentation or material omission of fact with
          respect
          to the Mortgage Loan has taken place on the part of the Company or the
          Mortgagor
          or any other party involved in the origination or servicing of the Mortgage
          Loan;

         

        (xlii)
            The
          Mortgagor has received and has executed, where applicable, prior to origination
          of the Mortgage Loan, all disclosure and rescission materials required
          by
          applicable law with respect to the making of the Mortgage Loan; 

         

        (xliii)
            The
          Company is either, and the Mortgage Loan was originated by, a savings and
          loan
          association, savings bank, commercial bank, credit union, insurance company
          or
          similar institution which is supervised and examined by a federal or State
          authority, or by a mortgagee approved by the Secretary of Housing and Urban
          Development pursuant to Sections 203 and 211 of the National Housing
          Act;

         

        (xliv)
            If
          the
          Mortgage Loan is identified in the Mortgage Loan Schedule as being subject
          to a
          Borrower Primary Mortgage Insurance Policy, the Mortgage Loan obligates
          the
          Mortgagor to maintain the Borrower Primary Mortgage Insurance Policy and
          to pay
          all premiums and charges in connection therewith. The mortgage interest
          rate for
          the Mortgage Loan as set forth on the Mortgage Loan Schedule is net of
          any such
          insurance premium;

         

        (xlv)
            The
          Company has no knowledge of any circumstances or condition with respect
          to the
          Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor’s credit
          standing that could reasonably be expected to cause investors to regard
          the
          Mortgage Loan as an unacceptable investment, cause the Mortgage Loan to
          become
          delinquent or adversely affect the value or the marketability of the Mortgage
          Loan. The Company did not select the Mortgage Loan sold to the Purchaser
          based
          on any adverse selection of mortgage loans in its portfolio that met the
          Purchaser’s purchase parameters for this transaction (as such parameters are set
          forth in the Confirmation), including without limitation, the location
          or
          condition of the Mortgaged Property, payment pattern of the borrower or
          any
          other factor that may adversely affect the expected cost of foreclosing,
          owning
          or holding the Mortgage Loan or the Mortgaged Property or collecting the
          insurance or guarantee proceeds related thereto; 

         

        (xlvi)
            The
          Mortgage Loan was originated by or for the Company pursuant to, and conforms
          with, the Company’s Underwriting Guidelines; 

         

        (xlvii)
            If
          the
          Mortgage Loan is identified on the Mortgage Loan Schedule as having a Prepayment
          Charge feature, such Prepayment Charge is enforceable and will be enforced
          by
          the Company and each Prepayment Charge is permitted pursuant to federal,
          state
          and local law. The Mortgage Loan does not impose a Prepayment Charge for
          a term
          in excess of three years from the date the Mortgage Loan was originated.
          Except
          as otherwise set forth on the Mortgage Loan Schedule, with respect to a
          Mortgage
          Loan that contains a Prepayment Charge, such Prepayment Charge is at least
          equal
          to the lesser of (A) the maximum amount permitted under applicable law
          and (B)
          six months’ interest at the related Mortgage Interest Rate on the amount prepaid
          in excess of 20% of the original principal balance of the Mortgage
          Loan;

         

        (xlviii)
            If
          the
          Mortgage Loan was originated by an entity other than the Company, the Purchaser
          may enforce against such entity any representations or warranties made
          by such
          entity to the Company with respect to the Mortgage Loan;

         

        (xlix)
            The
          Mortgage Loan does not have a shared appreciation or other contingent interest
          feature;

         

        (l)
            The
          sale,
          transfer, assignment and conveyance of the Mortgage Loan by the Company
          pursuant
          to this Agreement is not subject to and will not result in any tax, fee
          or
          governmental charge payable by the Company, except those that have been
          paid;

         

        (li)
            The
          Mortgage Loan conforms to the characteristics set forth in the
          Confirmation;

         

        (lii)
            The
          Mortgagor does not have a credit score less than 500;

         

        (liii)
            The
          Company is not aware of any facts that could reasonably be expected to
          affect
          adversely the value or marketability of the Mortgage Property;

         

        (liv)
            The
          Mortgage Loan does not have a CLTV in excess of 100%. The Mortgage Loan
          does not
          have an Equity Loan-to-Value Ratio in excess of 125%;

         

        (lv)
            If
          the
          Mortgaged Property located in Texas, the Mortgage is a second lien, the
          Mortgage
          Interest Rate is in excess of 10% and the Mortgage Note contains a provision
          pursuant to which the Mortgagor may be entitled to prepaid interest upon
          payoff,
          the Mortgagor did not pay any administrative fees, points, or loan origination
          fees which would actually result in any prepaid interest being due the
          Mortgagor
          under the terms of the Mortgage Note; 

         

        (lvi)
            The
          Company has complied with Anti-Money Laundering Laws and has conducted
          the
          requisite due diligence in connection with the origination of the Mortgage
          Loan
          for the purposes of the Anti-Money Laundering Laws. The Company took reasonable
          efforts to determine whether the Mortgagor appears on any list of blocked
          or
          prohibited parties designated by the U.S. Department of Treasury;

         

        (lvii)
            Information
          regarding the borrower credit files related to the Mortgage Loan has been
          furnished to credit reporting agencies in compliance with the provisions
          of the
          Fair Credit Reporting Act and the applicable implementing
          regulations;

         

        (lviii)
            At
          the
          time it was made, the Mortgage Loan complied in all material respects with
          applicable local, state, and federal laws, including, but not limited to,
          all
          applicable predatory and abusive lending laws;

         

        (lix)
            The
          Mortgage Loan is not subject to the requirements of HOEPA;

         

        (lx)
            The
          Mortgage Loan is not a “High-Cost Home Loan” as defined in the Georgia Fair
          Lending Act, as amended (the “Georgia Act”). If the Mortgage Loan is subject to
          the Georgia Act and secured by owner-occupied real property or an owner-occupied
          manufactured home located in the State of Georgia, it was not originated
          (or
          modified) on or after October 1, 2002 through and including March 6,
          2003;

         

        (lxi)
            The
          Mortgage Loan is not a “High-Cost Home Loan” as defined in New York Banking Law
          6-1;

         

        (lxii)
            The
          Mortgage Loan is not a “High-Cost Home Loan” as defined in the Arkansas Home
          Loan Protection Act effective July 16, 2003 (Act 1340 of 2003);

         

        (lxiii)
            The
          Mortgage Loan is not a “High-Cost Home Loan” as defined in the Kentucky
          high-cost home loan statute effective June 24, 2003 (Ky. Rev. Stat. Section
          360.100);

         

        (lxiv)
            The
          Mortgage Loan is not a “High-Cost Home Loan” as defined in the New Jersey Home
          Ownership Act effective November 27, 2003 (N.J.S.A. 46:10B-22 et
          seq.);

         

        (lxv)
            The
          Mortgage Loan is not a “High-Cost Home Loan” as defined in the New Mexico Home
          Loan Protection Act effective January 1, 2004 (N.M. Stat. Ann. §§ 58-21A-1
et
          seq.);

         

        (lxvi)
            The
          Mortgage Loan is not a “High-Risk Home Loan” as defined in the Illinois
          High-Risk Home Loan Act effective January 1, 2004 (815 Ill. Comp. Stat.
          137/1
et
          seq.);

         

        (lxvii)
            The
          Mortgage Loan is not a “High-Cost Home Mortgage Loan” as defined in the
          Massachusetts Predatory Home Loan Practices Act, effective November 7,
          2004
          (Mass. Ann. Laws Ch. 183C);

         

        (lxviii)
            The
          Mortgage Loan is not a “High Cost Home Loan” as defined in the Indiana Home Loan
          Practices Act, effective January 1, 2005 (Ind. Code Ann. Sections 24-9-1
          through
          24-9-9);

         

        (lxix)
            The
          Mortgage Loan is not a balloon mortgage loan that has an original stated
          maturity of less than seven (7) years;

         

        (lxx)
            If
          the
          Mortgage Loan was originated on or after October 31, 2004, it is not subject
          to
          mandatory arbitration except when the terms of the arbitration also contain
          a
          waiver provision that provides that in the event of a sale or transfer
          of the
          Mortgage Loan or interest in the Mortgage Loan to Fannie Mae, the terms
          of the
          arbitration are null and void and cannot be reinstated; 

         

        (lxxi)
            The
          related Mortgagor was not encouraged or required to select a mortgage loan
          product offered by the Mortgage Loan’s originator which is a higher cost product
          designed for less creditworthy borrowers, unless at the time of the Mortgage
          Loan’s origination, such Mortgagor did not qualify taking into account credit
          history and debt-to-income ratios for a lower-cost credit product then
          offered
          by the Mortgage Loan’s originator or any affiliate of the Mortgage Loan’s
          originator. If, at the time of loan application, the Mortgagor may have
          qualified for a lower-cost credit product then offered by any mortgage
          lending
          affiliate of the Mortgage Loan’s originator, the Mortgage Loan’s originator
          referred the Mortgagor’s application to such affiliate for underwriting
          consideration;

         

        (lxxii)
            The
          methodology used in underwriting the extension of credit for the Mortgage
          Loan
          employs objective mathematical principles which relate the Mortgagor’s income,
          assets and liabilities to the proposed payment and such underwriting methodology
          does not rely on the extent of the Mortgagor’s equity in the collateral as the
          principal determining factor in approving such credit extension. Such
          underwriting methodology confirmed that at the time of origination
          (application/approval) the Mortgagor had a reasonable ability to make timely
          payments on the Mortgage Loan;

         

        (lxxiii)
            
          If the
          Mortgage Loan contains a provision permitting imposition of a premium upon
          a
          prepayment prior to maturity: (i) prior to the loan’s origination, the Mortgagor
          agreed to such premium in exchange for a monetary benefit, including but
          not
          limited to a rate or fee reduction, (ii) prior to the loan’s origination, the
          Mortgagor was offered the option of obtaining a mortgage loan that did
          not
          require payment of such a premium, (iii) the prepayment premium is disclosed
          to
          the Mortgagor in the loan documents pursuant to applicable state and federal
          law, (iv) the duration of the prepayment period does not exceed three (3)
          years
          from the date of the note, and (v) notwithstanding any state or federal
          law to
          the contrary, the servicer shall not impose such prepayment premium in
          any
          instance when the mortgage debt is accelerated as the result of the borrower’s
          default in making the loan payments;

         

        (lxxiv)
            
          The
          related Mortgagor was not required to purchase any single premium credit
          insurance policy (e.g., life, mortgage, disability, accident, unemployment,
          or
          health insurance product) or debt cancellation agreement as a condition
          of
          obtaining the extension of credit. The related Mortgagor did not obtain
          a
          prepaid single-premium credit insurance policy (e.g., life, mortgage,
          disability, accident, unemployment, or health insurance product) or debt
          cancellation agreement in connection with the origination of the Mortgage
          Loan.
          No proceeds from the Mortgage Loan were used to purchase single premium
          credit
          insurance policies (e.g., life, mortgage, disability, accident, unemployment,
          or
          health insurance product) or debt cancellation agreements as part of the
          origination of, or as a condition to closing, such Mortgage Loan;

         

        (lxxv)
            
          All
          points and fees related to the Mortgage Loan were disclosed in writing
          to the
          related Mortgagor in accordance with applicable state and federal law and
          regulation. Except in the case of a Mortgage Loan in an original principal
          amount of less than $60,000 that would otherwise have resulted in an
          unprofitable origination, the related Mortgagor was not charged “points and
          fees” (whether or not financed) in an amount greater than 5% of the principal
          amount of such loan (such 5% limitation being calculated in accordance
          with
          Fannie Mae’s anti-predatory lending requirements); 

         

        (lxxvi)
            All
          fees
          and charges (including finance charges) and whether or not financed, assessed,
          collected or to be collected in connection with the origination and servicing
          of
          the Mortgage Loan have been disclosed in writing to the related Mortgagor
          in
          accordance with applicable state and federal law and regulation;
          and

         

        (lxxvii)
            The
          principal balance of the Mortgage Loan as of the Cut-off Date does not
          exceed
          Fannie Mae’s then current conforming loan maximum loan amount.

         

        Section
          6.03.   Remedies
          for Breach of Representations and Warranties. 

         

        It
          is
          understood and agreed that the covenants, representations and warranties
          of the
          Company set forth in this Agreement shall survive the sale of the Mortgage
          Loans
          to the Purchaser and shall inure to the benefit of the Purchaser,
          notwithstanding any restrictive or qualified endorsement on any Mortgage
          Note or
          Assignment of Mortgage or the examination or lack of examination of any
          Mortgage
          File. Upon discovery by either the Company or the Purchaser of a breach
          of any
          of the foregoing representations and warranties that materially and adversely
          affects the value of a Mortgage Loan or the Mortgage Loans or the interest
          of
          the Purchaser therein in the case of a representation and warranty relating
          to a
          particular Mortgage Loan), the party discovering such breach shall give
          prompt
          written notice to the other. Notwithstanding
          anything to the contrary contained herein, it is understood by the parties
          hereto that a breach of any of the representations made in paragraph (i),
          (xxvi), (lvi) or (lviii) through (lxxvii) of Section 7.02 will be deemed
          to
          materially and adversely affect the value of the related Mortgage Loan
          or the
          interest of the Purchaser therein.

         

        Within
          sixty (60) days of the earlier of either discovery by or notice to the
          Company
          of any breach of a representation or warranty which materially and adversely
          affects the value of a Mortgage Loan or the Mortgage Loans, or the interest
          of
          the Purchaser therein, the Company shall use its best efforts promptly
          to cure
          such breach in all material respects and, if such breach cannot be cured,
          the
          Company shall, at the Purchaser’s
          option,
          repurchase such Mortgage Loan at the Repurchase Price. In the event that
          a
          breach shall involve any representation, warranty or covenant set forth
          in
          Section 7.01 and such breach cannot be cured within sixty (60) days of
          the
          earlier of either discovery by or notice to the Company of such breach,
          all of
          the Mortgage Loans shall, at the Purchaser’s option, be repurchased by the
          Company at the Repurchase Price. Any repurchase of a Mortgage Loan or Mortgage
          Loans pursuant to the foregoing provisions of this Section 7.03 shall occur
          on a
          date designated by the Purchaser and shall be accomplished by wire transfer
          of
          immediately available funds on the repurchase date to an account designated
          by
          the Purchaser.

         

        If
          pursuant to the foregoing provisions the Company repurchases a Mortgage
          Loan
          that is a MERS Mortgage Loan, the Company
          shall
          either (a) cause MERS to execute and deliver an assignment of the Mortgage
          in
          recordable form to transfer the Mortgage from MERS to the Company and shall
          cause such Mortgage to be removed from registration on the MERS® System in
          accordance with MERS’ rules and regulations or (b) cause MERS to designate on
          the MERS® System the Company as the beneficial holder of such Mortgage
          Loan.

         

        At
          the
          time of repurchase, the Purchaser and the Company shall arrange for the
          reassignment of the repurchased Mortgage Loan to the Company and the delivery
          to
          the Company of any documents held by the Purchaser and its designees relating
          to
          the repurchased Mortgage Loan. Upon the repurchase of a Mortgage Loan,
          the
          Mortgage Loan Schedule shall be amended to reflect the withdrawal of the
          repurchased Mortgage Loan from this Agreement.

         

        In
          addition to such cure and repurchase obligation, the Company shall indemnify
          the
          Purchaser and hold them harmless against any losses, damages, penalties,
          fines,
          forfeitures, reasonable and necessary legal fees and related costs, judgments,
          and other costs and expenses resulting from any claim, demand, defense
          or
          assertion based on or grounded upon, or resulting from any assertion based
          on,
          grounded upon or resulting from a breach or alleged breach of any of the
          representations and warranties contained in this Article 7. In addition
          to the
          obligations of the Company set forth in this Section 7.03, the Purchaser
          may
          pursue any and all remedies otherwise available at law or in equity, including,
          but not limited to, the right to seek damages. 

         

        Any
          cause
          of action against the Company relating to or arising out of the breach
          of any
          representations and warranties made in Sections 7.01 or 7.02 shall accrue
          as to
          any Mortgage Loan upon (i) discovery of such breach by the Purchaser or
          notice
          thereof by the Company to the Purchaser, (ii) failure by the Company to
          cure
          such breach or repurchase such Mortgage Loan as specified above, and (iii)
          demand upon the Company by the Purchaser for compliance with the relevant
          provisions of this Agreement. 

         

        ARTICLE
          7.   Administration
          and Servicing of the Mortgage Loans. 

         

        Section
          7.01.   Company
          to Act as Servicer.

         

        The
          Company, as independent contract servicer, shall service and administer
          the
          Mortgage Loans on behalf of the Purchaser in accordance with applicable
          law,
          this Agreement and with Accepted Servicing Practices, and shall have full
          power
          and authority, acting alone, to do or cause to be done any and all things
          in
          connection with such servicing and administration which the Company may
          deem
          necessary or desirable and consistent with the terms of applicable law,
          this
          Agreement and with Accepted Servicing Practices and exercise the same care
          that
          it customarily employs for its own account. In addition, the Company shall
          furnish information regarding the borrower credit files related to such
          Mortgage
          Loans to credit reporting agencies in compliance with the provisions of
          the Fair
          Credit Reporting Act and the applicable implementing regulations. 

         

        In
          servicing and administering the Mortgage Loans, the Company shall employ
          Accepted Servicing Practices, giving due consideration to the Purchaser’s and
          the Master Servicer’s reliance on the Company. Unless a different time period is
          stated in this Agreement, the Purchaser or the Master Servicer, as applicable,
          shall be deemed to have given consent in connection with a particular matter
          if
          the Purchaser or the Master Servicer, as applicable, does not affirmatively
          grant or deny consent within five (5) Business Days from the date the Purchaser
          or the Master Servicer, as applicable, receives a second written request
          for
          consent for such matter from the Company as servicer. 

         

        Section
          7.02.   Modifications.

         

        Consistent
          with the terms
          of this
          Agreement, the Company may waive, modify or vary any term of any Mortgage
          Loan
          or consent to the postponement of any such term or in any manner grant
          indulgence to any Mortgagor if in the Company’s reasonable and prudent
          determination such waiver, modification, postponement or indulgence is
          not
          materially adverse to the Purchaser, provided, however, that unless the
          Company
          has obtained the prior written consent of the Purchaser, the Company shall
          not
          permit any modification with respect to any Mortgage Loan that would change
          the
          Mortgage Interest Rate, defer for more than ninety days or forgive any
          payment
          of principal or interest, reduce or increase the outstanding principal
          balance
          (except for actual payments of principal) or change the final maturity
          date on
          such Mortgage Loan. 

         

        In
          the
          event of any such modification which has been agreed to in writing by the
          Purchaser and which permits the deferral of interest or principal payments
          on
          any Mortgage Loan, the Company shall, on the Business Day immediately preceding
          the Remittance Date in any month in which any such principal or interest
          payment
          has been deferred, deposit in the Custodial Account from its own funds,
          in
          accordance with Section 8.07, the difference between (a) such month’s principal
          and one month’s interest at the Mortgage Loan Remittance Rate on the unpaid
          principal balance of such Mortgage Loan and (b) the amount paid by the
          Mortgagor. The Company shall be entitled to reimbursement for such advances
          to
          the same extent as for all other advances pursuant to Section 8.08. Without
          limiting the generality of the foregoing, the Company shall continue, and
          is
          hereby authorized and empowered, to prepare, execute and deliver, all
          instruments of satisfaction or cancellation, or of partial or full release,
          discharge and all other comparable instruments, with respect to the Mortgage
          Loans and with respect to the Mortgaged Properties. Notwithstanding anything
          herein to the contrary, the Company may not enter into a forbearance agreement
          or similar arrangement with respect to any Mortgage Loan which runs more
          than
          180 days after the first delinquent Due Date. Any such agreement shall
          be
          approved by the Purchaser and, if required, by the Primary Mortgage Insurance
          Policy insurer and Lender Primary Mortgage Insurance Policy insurer, if
          required. 

         

        Section
          7.03.   Pass-Through
          Transfer.

         

        Notwithstanding
          anything in this Agreement to the contrary, if any Mortgage Loan becomes
          subject
          to a Pass-Through Transfer, the Company (a) with respect to such Mortgage
          Loan,
          shall not permit any modification with respect to such Mortgage Loan that
          would
          change the Mortgage Interest Rate and (b) shall not (unless the Mortgagor
          is in
          default with respect to such Mortgage Loan or such default is, in the judgment
          of the Company, reasonably foreseeable) make or permit any modification,
          waiver
          or amendment of any term of such Mortgage Loan that would both (i) effect
          an
          exchange or reissuance of such Mortgage Loan under Section 1001 of the
          Code (or
          Treasury regulations promulgated thereunder) and (ii) cause any REMIC to
          fail to
          qualify as a REMIC under the Code or the imposition of any tax on “prohibited
          transactions” or “contributions” after the startup date under the REMIC
          Provisions.

         

        Prior
          to
          taking any action described in clause (b) of the immediately preceding
          paragraph
          with respect to the Mortgage Loans subject to a Pass-Through Transfer,
          the
          Company will obtain an Opinion of Counsel acceptable to the trustee in
          such
          Pass-Through Transfer with respect to whether such action could result
          in the
          imposition of a tax upon any REMIC (including but not limited to the tax
          on
          prohibited transactions as defined in Section 860F(a)(2) of the Code and
          the tax
          on contributions to a REMIC set forth in Section 860G(d) of the Code)(either
          such event, an “Adverse REMIC Event”), and the Company shall not take any such
          actions as to which it has been advised that an Adverse REMIC Event could
          occur.

         

        The
          Company shall not permit the creation of any “interests” (within the meaning of
          Section 860G of the Code) in any REMIC. The Company shall not enter into
          any
          arrangement by which a REMIC will receive a fee or other compensation for
          services nor permit a REMIC to receive any income from assets other than
          “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted
          investments” as defined in Section 860G(a)(5) of the Code.

         

        Section
          7.04.   Subservicing.

         

        Subject
          to the additional requirements set forth in Article 13 hereof, the Mortgage
          Loans may be subserviced by a Subservicer on behalf of the Company provided
          that
          the Subservicer is an entity that engages in the business of servicing
          loans,
          and in either case shall be authorized to transact business, and licensed
          to
          service mortgage loans, in the state or states where the related Mortgaged
          Properties it is to service are situated, if and to the extent required
          by
          applicable law to enable the Subservicer to perform its obligations hereunder
          and under the Subservicing Agreement, and in either case shall be a Fannie
          Mae-approved mortgage servicer in good standing, and no event has occurred,
          including but not limited to a change in insurance coverage, which would
          make it
          unable to comply with the eligibility requirements for lenders imposed
          by Fannie
          Mae or for seller/servicers imposed by Fannie Mae, or which would require
          notification to Fannie Mae. In addition, each Subservicer will obtain and
          preserve its qualifications to do business as a foreign corporation and
          its
          licenses to service mortgage loans, in each jurisdiction in which such
          qualifications and/or licenses are or shall be necessary to protect the
          validity
          and enforceability of this Agreement, or any of the Mortgage Loans and
          to
          perform or cause to be performed its duties under the related Subservicing
          Agreement. The Company may perform any of its servicing responsibilities
          hereunder or may cause the Subservicer to perform any such servicing
          responsibilities on its behalf, but the use by the Company of the Subservicer
          shall not release the Company from any of its obligations hereunder and
          the
          Company shall remain responsible hereunder for all acts and omissions of
          the
          Subservicer as fully as if such acts and omissions were those of the Company.
          The Company shall pay all fees and expenses of the Subservicer from its
          own
          funds, and the Subservicer’s fee shall not exceed the Servicing Fee. The Company
          shall notify the Purchaser and the Master Servicer promptly in writing
          upon the
          appointment of any Subservicer; provided,
          however,
          that no
          such appointment shall become effective unless the Purchaser shall previously
          have consented thereto. 

         

        At
          the
          cost and expense of the Company, without any right of reimbursement from
          the
          Custodial Account, the Company shall be entitled to terminate the rights
          and
          responsibilities of the Subservicer and arrange for any servicing
          responsibilities to be performed by a successor subservicer meeting the
          requirements in the preceding paragraph; provided,
          however,
          that
          nothing contained herein shall be deemed to prevent or prohibit the Company,
          at
          the Company’s option, from electing to service the related Mortgage Loans itself
          on behalf of the Purchaser. In the event that the Company’s responsibilities and
          duties under this Agreement are terminated pursuant to Section 8.06, 8.16,
          10.04, 10.07, 11.04, 21.01 or 21.03 and if requested to do so by the Purchaser,
          the Company shall at its own cost and expense terminate the rights and
          responsibilities of the Subservicer effective as of the date of termination
          of
          the Company. The Company shall pay all fees, expenses or penalties necessary
          in
          order to terminate the rights and responsibilities of the Subservicer from
          the
          Company’s own funds without reimbursement from the Purchaser.

         

        Notwithstanding
          any of the provisions of this Agreement relating to agreements or arrangements
          between the Company and the Subservicer or any reference herein to actions
          taken
          through the Subservicer or otherwise, the Company shall not be relieved
          of its
          obligations to the Purchaser and shall be obligated to the same extent
          and under
          the same terms and conditions as if it alone were servicing and administering
          the Mortgage Loans. The Company shall be entitled to enter into an agreement
          with the Subservicer for indemnification of the Company by the Subservicer
          and
          nothing contained in this Agreement shall be deemed to limit or modify
          such
          indemnification. The Company will indemnify and hold the Purchaser and
          the
          Master Servicer harmless from any loss, liability or expense arising out
          of its
          use of a Subservicer to perform any of its servicing duties, responsibilities
          and obligations hereunder.

         

        Any
          Subservicing Agreement and any other transactions or services relating
          to the
          Mortgage Loans involving the Subservicer shall be deemed to be between
          the
          Subservicer and the Company alone, and the Purchaser shall have no obligations,
          duties or liabilities with respect to the Subservicer including no obligation,
          duty or liability of the Purchaser to pay the Subservicer’s fees and expenses.
          For purposes of distributions and advances by the Company pursuant to this
          Agreement, the Company shall be deemed to have received a payment on a
          Mortgage
          Loan when the Subservicer has received such payment.

         

        Section
          7.05.   Collection
          of Mortgage Loan Payments.

         

        Continuously
          from the date hereof until the date each Mortgage Loan ceases to be subject
          to
          this Agreement, the Company will proceed diligently to collect all payments
          due
          under each Mortgage Loan when the same shall become due and payable and
          shall,
          to the extent such procedures shall be consistent with this Agreement,
          Accepted
          Servicing Practices, and the terms and provisions of any related Primary
          Mortgage Insurance Policy and Lender Primary Mortgage Insurance Policy,
          follow
          such collection procedures as it follows with respect to mortgage loans
          comparable to the Mortgage Loans and held for its own account. Further,
          the
          Company will take special care in ascertaining and estimating annual escrow
          payments, and all other charges that, as provided in the Mortgage, will
          become
          due and payable, so that the installments payable by the Mortgagors will
          be
          sufficient to pay such charges as and when they become due and
          payable.

         

        The
          Company shall not waive any Prepayment Charge unless: (i) the enforceability
          thereof shall have been limited by bankruptcy, insolvency, moratorium,
          receivership and other similar laws relating to creditors’ rights generally,
          (ii) the enforcement thereof is illegal, or any local, state or federal
          agency
          has threatened legal action if the Prepayment Charge is enforced, (iii)
          the
          mortgage debt has been accelerated in connection with a foreclosure or
          other
          involuntary payment or (iv) such waiver is standard and customary in servicing
          similar Mortgage Loans and relates to a default or a reasonably foreseeable
          default and would, in the reasonable judgment of the Company, maximize
          recovery
          of total proceeds taking into account the value of such Prepayment Charge
          and
          the related Mortgage Loan. If a Prepayment Charge is waived, but does not
          meet
          the standards described above, the Company is required to pay the amount
          of such
          waived Prepayment Charge by remitting such amount to the Purchaser by the
          Remittance Date.

         

        Section
          7.06.   Realization
          upon Defaulted Mortgage Loans.

         

        The
          Company shall use its best efforts, consistent with the procedures that
          the
          Company would use in servicing loans for its own account, consistent with
          Accepted Servicing Practices, any Primary Mortgage Insurance Policies and
          Lender
          Primary Mortgage Insurance Policies and the best interest of the Purchaser,
          to
          foreclose upon or otherwise comparably convert the ownership of properties
          securing such of the Mortgage Loans as come into and continue in default and as
          to which no satisfactory arrangements can be made for collection of delinquent
          payments pursuant to Section 8.01. In determining the delinquency status
          of any
          Mortgage Loan, the Company will use the Delinquent by 30 Days Policy as
          approved
          by the Purchaser, and shall revise these policies as requested by the Purchaser
          from time to time. Foreclosure or comparable proceedings shall be initiated
          within ninety (90) days of default for Mortgaged Properties for which no
          satisfactory arrangements can be made for collection of delinquent payments,
          subject to state and federal law and regulation. The Company shall use
          its best
          efforts to realize upon defaulted Mortgage Loans in such manner as will
          maximize
          the receipt of principal and interest by the Purchaser, taking into account,
          among other things, the timing of foreclosure proceedings. The foregoing
          is
          subject to the provisions that, in any case in which a Mortgaged Property
          shall
          have suffered damage, the Company shall not be required to expend its own
          funds
          toward the restoration of such property unless it shall determine in its
          discretion (i) that such restoration will increase the proceeds of liquidation
          of the related Mortgage Loan to the Purchaser after reimbursement to itself
          for
          such expenses, and (ii) that such expenses will be recoverable by the Company
          through Insurance Proceeds or Liquidation Proceeds from the related Mortgaged
          Property, as contemplated in Section 8.08. The Company shall obtain prior
          approval of the Purchaser as to repair or restoration expenses in excess
          of ten
          thousand dollars ($10,000). The Company shall notify the Purchaser and
          the
          Master Servicer in writing of the commencement of foreclosure proceedings
          and
          not less than five days prior to the acceptance or rejection of any offer
          of
          reinstatement. The Company shall be responsible for all costs and expenses
          incurred by it in any such proceedings or functions; provided, however,
          that it
          shall be entitled to reimbursement thereof from the related property, as
          contemplated in Section 8.08. Notwithstanding anything to the contrary
          contained
          herein, in connection with a foreclosure or acceptance of a deed in lieu
          of
          foreclosure, in the event the Company has reasonable cause to believe that
          a
          Mortgaged Property is contaminated by hazardous or toxic substances or
          wastes,
          or if the Purchaser otherwise requests an environmental inspection or review
          of
          such Mortgaged Property, such an inspection or review is to be conducted
          by a
          qualified inspector at the Purchaser’s expense. Upon completion of the
          inspection, the Company shall promptly provide the Purchaser and the Master
          Servicer with a written report of the environmental inspection. After reviewing
          the environmental inspection report, the Purchaser shall determine how
          the
          Company shall proceed with respect to the Mortgaged Property. 

         

        Notwithstanding
          anything to the contrary contained herein, the Purchaser may, at the Purchaser’s
          sole option, terminate the Company as servicer of any Mortgage Loan which
          becomes ninety (90) days or greater delinquent in payment of a scheduled
          Monthly
          Payment, without payment of any termination fee with respect thereto, provided
          that the Company shall, on the date said termination takes effect be reimbursed
          for any unreimbursed Monthly Advances of the Company’s funds made pursuant to
          Section 9.03 and any unreimbursed Servicing Advances and Servicing Fees,
          in each
          case relating to such delinquent Mortgage Loan, notwithstanding anything
          to the
          contrary set forth in Section 8.08. In the event of any such termination,
          the
          provisions of Article 28 shall apply to said termination and the transfer
          of
          servicing responsibilities with respect to such delinquent Mortgage Loan
          to the
          Purchaser or its designee.

         

        Section
          7.07.   Establishment
          of Custodial Accounts; Deposits in Custodial Accounts.

         

        The
          Company shall segregate and hold all funds collected and received pursuant
          to
          each Mortgage Loan separate and apart from any of its own funds and general
          assets and shall establish and maintain one or more Custodial Accounts.
          The
          Custodial Account shall be an Eligible Account. Funds shall be deposited
          in the
          Custodial Account within 24 hours of receipt, and shall at all times be
          insured
          by the FDIC up to the FDIC insurance limits, or must be invested in Permitted
          Investments for the benefit of the Purchaser. Funds deposited in the Custodial
          Account may be drawn on by the Company in accordance with Section 8.08.
          The
          creation of any Custodial Account shall be evidenced by a letter agreement
          in
          the form shown in Exhibit 3. The original of such letter agreement shall
          be
          furnished to the Purchaser on the Closing Date.

         

        The
          Company shall deposit in the Custodial Account on a daily basis, and retain
          therein the following payments and collections received or made by it subsequent
          to the Cut-off Date, or received by it prior to the Cut-off Date but allocable
          to a period subsequent thereto, other than in respect of principal and
          interest
          on the Mortgage Loans due on or before the Cut-off Date:

         

        (i)
          all
          payments on account of principal, including Principal Prepayments, on the
          Mortgage Loans;

         

        (ii)
          all
          payments on account of interest on the Mortgage Loans at the Mortgage Loan
          Remittance Rate;

         

        (iii)
          all
          Liquidation Proceeds;

         

        (iv)
          any
          amounts required to be deposited by the Company in connection with any
          REO
          Property pursuant to Section 8.16 and in connection therewith, the Company
          shall
          provide the Purchaser with written detail itemizing all of such
          amounts;

         

        (v)
          all
          Insurance Proceeds including amounts required to be deposited pursuant
          to
          Sections 8.11, 8.13 and 8.14, other than proceeds to be held in the Escrow
          Account and applied to the restoration or repair of the Mortgaged Property
          or
          released to the Mortgagor in accordance with Accepted Servicing Practices,
          the
          Mortgage Loan Documents or applicable law;

         

        (vi)
          all
          Condemnation Proceeds affecting any Mortgaged Property which are not released
          to
          the Mortgagor in accordance with Accepted Servicing Practices, the loan
          documents or applicable law;

         

        (vii)
          any
          Monthly Advances;

         

        (viii)
          with respect to each full or partial Principal Prepayment, any Prepayment
          Interest Shortfalls, to the extent of the Company’s aggregate Servicing Fee
          received with respect to the related Prepayment Period;

         

        (ix)
          any
          amounts required to be deposited by the Company pursuant to Section 8.13
          in
          connection with the deductible clause in any blanket hazard insurance policy,
          such deposit shall be made from the Company’s own funds, without reimbursement
          therefor; and

         

        (x)
          any
          amounts required to be deposited in the Custodial Account pursuant to Section
          8.01, 8.16 or 10.02.

         

        The
          foregoing requirements for deposit in the Custodial Account shall be exclusive,
          it being understood and agreed that, without limiting the generality of
          the
          foregoing, payments in the nature of late payment charges and assumption
          fees,
          to the extent permitted by Section 10.01, need not be deposited by the
          Company
          in the Custodial Account. Any interest paid on funds deposited in the Custodial
          Account by the depository institution shall accrue to the benefit of the
          Company
          and the Company shall be entitled to retain and withdraw such interest
          from the
          Custodial Account pursuant to Section 8.08(iv). The Company shall be responsible
          for any losses suffered with respect to investment of funds in the Custodial
          Account, and shall be required promptly to deposit the amount of any such
          losses
          from its own funds in the Custodial Account. The Purchaser shall not be
          responsible for any losses suffered with respect to investment of funds
          in the
          Custodial Account.

         

        Section
          7.08.   Permitted
          Withdrawals from the Custodial Account.

         

        The
          Company may, from time to time, withdraw from the Custodial Account for
          the
          following purposes:

         

        (i)
          to
          make payments to the Purchaser in the amounts and in the manner provided
          for in
          Section 9.01;

         

        (ii)
          to
          reimburse itself for Monthly Advances, the Company’s right to reimburse itself
          pursuant to this clause (ii) being limited to amounts received on the related
          Mortgage Loan which represent late collections (net of the related Servicing
          Fees) of principal and/or interest respecting which any such advance was
          made,
          it being understood that, in the case of such reimbursement, the Company’s right
          thereto shall be prior to the rights of the Purchaser, except that, where
          the
          Company is required to repurchase a Mortgage Loan, pursuant to Section
          4.03, the
          Company’s right to such reimbursement shall be subsequent to the payment to the
          Purchaser of the Repurchase Price pursuant to such Section and all other
          amounts
          required to be paid to the Purchaser with respect to such Mortgage
          Loan;

         

        (iii)
          to
          reimburse itself for unreimbursed Servicing Advances and any unpaid Servicing
          Fees (or REO administration fees described in Section 8.16), the Company’s right
          to reimburse itself pursuant to this clause (iii) with respect to any Mortgage
          Loan being limited to related proceeds from Liquidation Proceeds, Condemnation
          Proceeds and Insurance Proceeds as set forth in this Agreement; any such
          recovery shall be made upon liquidation of the REO Property; 

         

        (iv)
          to
          pay to itself as part of its servicing compensation (a) any interest earned
          on
          funds in the Custodial Account (all such interest to be withdrawn monthly
          not
          later than each Remittance Date), and (b) the Servicing Fee from that portion
          of
          any payment or recovery as to interest with respect to a particular Mortgage
          Loan;

         

        (v)
          to
          pay to itself with respect to each Mortgage Loan that has been repurchased
          pursuant to Section 4.03 all amounts received thereon and not distributed
          as of
          the date on which the related Repurchase Price is determined;

         

        (vi)
          to
          transfer funds to another Eligible Account in accordance with Section 8.12
          hereof;

         

        (vii)
          to
          remove funds inadvertently placed in the Custodial Account by the Company;
          

         

        (vi)
          to
          clear and terminate the Custodial Account upon the termination of this
          Agreement; and

         

        (vii)
          to
          reimburse itself for Nonrecoverable Advances to the extent not reimbursed
          pursuant to clause (ii) or clause (iii) above.

         

        Section
          7.09.   Establishment
          of Escrow Accounts; Deposits in Escrow Account.

         

        The
          Company shall segregate and hold all funds collected and received pursuant
          to
          each Mortgage Loan which constitute Escrow Payments separate and apart
          from any
          of its own funds and general assets and shall establish and maintain one
          or more
          Escrow Accounts. The Escrow Account shall be an Eligible Account. Funds
          deposited in each Escrow Account shall at all times be insured in a manner
          to
          provide maximum insurance under the insurance limitations of the FDIC,
          or must
          be invested in Permitted Investments. Funds deposited in the Escrow Account
          may
          be drawn on by the Company in accordance with Section 8.10. The creation
          of any
          Escrow Account shall be evidenced by a letter agreement in the form shown
          in
          Exhibit 4. The original of such letter agreement shall be furnished to
          the
          Purchaser on the Closing Date (with a copy to the Master Servicer), and
          upon
          request to any subsequent purchaser.

         

        The
          Company shall deposit in the Escrow Account or Accounts on a daily basis,
          and
          retain therein:

         

        (i)
          all
          Escrow Payments collected on account of the Mortgage Loans, for the purpose
          of
          effecting timely payment of any such items as required under the terms
          of this
          Agreement;

         

        (ii)
          all
          Insurance Proceeds which are to be applied to the restoration or repair
          of any
          Mortgaged Property; and

         

        (iii)
          all
          Servicing Advances for Mortgagors whose Escrow Payments are insufficient
          to
          cover escrow disbursements.

         

        The
          Company shall make withdrawals from the Escrow Account only to effect such
          payments as are required under this Agreement, and for such other purposes
          as
          shall be as set forth or in accordance with Section 8.10. The Company shall
          be
          entitled to retain any interest paid on funds deposited in the Escrow Account
          by
          the depository institution other than interest on escrowed funds required
          by law
          to be paid to the Mortgagor and, to the extent required by law, the Company
          shall pay interest on escrowed funds to the Mortgagor notwithstanding that
          the
          Escrow Account is non-interest bearing or that interest paid thereon is
          insufficient for such purposes. The Purchaser shall not be responsible
          for any
          losses suffered with respect to investment of funds in the Escrow
          Account.

         

        Section
          7.10.   Permitted
          Withdrawals from Escrow Account.

         

        Withdrawals
          from the Escrow Account may be made by the Company only:

         

        (i)
          to
          effect timely payments of ground rents, taxes, assessments, water rates,
          Primary
          Mortgage Insurance Policy premiums, if applicable, fire and hazard insurance
          premiums, condominium assessments and comparable items;

         

        (ii)
          to
          reimburse the Company for any Servicing Advance made by the Company with
          respect
          to a related Mortgage Loan but only from amounts received on the related
          Mortgage Loan which represent late payments or collections of Escrow Payments
          thereunder;

         

        (iii)
          to
          refund to the Mortgagor any funds as may be determined to be
          overages;

         

        (iv)
          for
          transfer to the Custodial Account in accordance with the terms of this
          Agreement;

         

        (v)
          for
          application to restoration or repair of the Mortgaged Property;

         

        (vi)
          to
          pay to the Company, or to the Mortgagor to the extent required by law,
          any
          interest paid on the funds deposited in the Escrow Account;

         

        (vii)
          to
          clear and terminate the Escrow Account on the termination of this Agreement.
          As
          part of its servicing duties, the Company shall pay to the Mortgagors interest
          on funds in Escrow Account, to the extent required by law, and to the extent
          that interest earned on funds in the Escrow Account is insufficient, shall
          pay
          such interest from its own funds, without any reimbursement therefor;
          and

         

        (viii)
          to
          pay to the Mortgagors or other parties Insurance Proceeds deposited in
          accordance with Section 8.09.

         

        Section
          7.11.   Payment
          of Taxes, Insurance and Other Charges; Maintenance of Primary Mortgage
          Insurance
          Policies; Collections Thereunder.

         

        With
          respect to each Mortgage Loan, the Company shall maintain accurate records
          reflecting the status of ground rents, taxes, assessments, water rates
          and other
          charges which are or may become a lien upon the Mortgaged Property and
          the
          status of primary mortgage insurance premiums and fire and hazard insurance
          coverage and shall obtain, from time to time, all bills for the payment
          of such
          charges, including renewal premiums and shall effect payment thereof prior to
          the applicable penalty or termination date and at a time appropriate for
          securing maximum discounts allowable, employing for such purpose deposits
          of the
          Mortgagor in the Escrow Account which shall have been estimated and accumulated
          by the Company in amounts sufficient for such purposes, as allowed under
          the
          terms of the Mortgage or applicable law. To the extent that the Mortgage
          does
          not provide for Escrow Payments, the Company shall determine that any such
          payments are made by the Mortgagor at the time they first become due. The
          Company assumes full responsibility for the timely payment of all such
          bills and
          shall effect timely payments of all such bills irrespective of the Mortgagor’s
          faithful performance in the payment of same or the making of the Escrow
          Payments
          and shall make advances from its own funds to effect such payments.

         

        The
          Company will maintain in full force and effect Primary Mortgage Insurance
          Policies or Lender Primary Mortgage Insurance Policies issued by a Qualified
          Insurer with respect to each Mortgage Loan covered by such a policy. Such
          coverage will be terminated only with the approval of the Purchaser, or
          as
          required by applicable law or regulation. The Company will not cancel or
          refuse
          to renew any Primary Mortgage Insurance Policy or Lender Primary Mortgage
          Insurance Policy in effect on the Closing Date that is required to be kept
          in
          force under this Agreement unless a replacement Primary Mortgage Insurance
          Policy or Lender Primary Mortgage Insurance Policy for such canceled or
          nonrenewed policy is obtained from and maintained with a Qualified Insurer.
          The
          Company shall not take any action which would result in non-coverage under
          any
          applicable Primary Mortgage Insurance Policy or Lender Primary Mortgage
          Insurance Policy of any loss which, but for the actions of the Company
          would
          have been covered thereunder. In connection with any assumption or substitution
          agreement entered into or to be entered into pursuant to Section 10.01,
          the
          Company shall promptly notify the insurer under the related Primary Mortgage
          Insurance Policy or Lender Primary Mortgage Insurance Policy, if any, of
          such
          assumption or substitution of liability in accordance with the terms of
          such
          policy and shall take all actions which may be required by such insurer
          as a
          condition to the continuation of coverage under the Primary Mortgage Insurance
          Policy or Lender Primary Mortgage Insurance Policy. If such Primary Mortgage
          Insurance Policy or Lender Primary Mortgage Insurance Policy is terminated
          as a
          result of such assumption or substitution of liability, the Company shall
          obtain
          a replacement Primary Mortgage Insurance Policy or Lender Primary Mortgage
          Insurance Policy as provided above.

         

        In
          connection with its activities as servicer, the Company agrees to prepare
          and
          present, on behalf of itself and the Purchaser, claims to the insurer under
          any
          Private Mortgage Insurance Policy in a timely fashion in accordance with
          the
          terms of such Primary Mortgage Insurance Policy or Lender Primary Mortgage
          Insurance Policy and, in this regard, to take such action as shall be necessary
          to permit recovery under any Primary Mortgage Insurance Policy or Lender
          Primary
          Mortgage Insurance Policy respecting a defaulted Mortgage Loan. Pursuant
          to
          Section 8.07, any amounts collected by the Company under any Primary Mortgage
          Insurance Policy or Lender Primary Mortgage Insurance Policy shall be deposited
          in the Custodial Account, subject to withdrawal pursuant to Section
          8.08.

         

        Section
          7.12.   Transfer
          of Accounts.

         

        The
          Company may transfer the Custodial Account or the Escrow Account to a different
          Eligible Account from time to time. Such transfer shall be made only upon
          obtaining the prior written consent of the Purchaser, which consent will
          not be
          unreasonably withheld.

         

        Section
          7.13.   Maintenance
          of Hazard Insurance.

         

        The
          Company shall cause to be maintained for each Mortgage Loan fire and hazard
          insurance with extended coverage as is acceptable to Fannie Mae and customary
          in
          the area where the Mortgaged Property is located in an amount which is
          equal to
          the lesser of (i) the maximum insurable value of the improvements securing
          such
          Mortgage Loan or (ii) the greater of (a) the outstanding principal balance
          of
          the Mortgage Loan, and (b) an amount such that the proceeds thereof shall
          be
          sufficient to prevent the Mortgagor and/or the mortgagee from becoming
          a
          co-insurer. If required by the Flood Disaster Protection Act of 1973, as
          amended, each Mortgage Loan shall be covered by a flood insurance policy
          meeting
          the requirements of the current guidelines of the Federal Insurance
          Administration in effect with an insurance carrier acceptable to Fannie
          Mae, in
          an amount representing coverage not less than the least of (i) the outstanding
          principal balance of the Mortgage Loan, (ii) the maximum insurable value
          of the
          improvements securing such Mortgage Loan or (iii) the maximum amount of
          insurance which is available under the Flood Disaster Protection Act of
          1973, as
          amended. If at any time during the term of the Mortgage Loan, the Company
          determines in accordance with applicable law and the requirements of Fannie
          Mae
          that a Mortgaged Property is located in a special flood hazard area and
          is not
          covered by flood insurance or is covered in an amount less than the amount
          required by the Flood Disaster Protection Act of 1973, as amended, the
          Company
          shall notify the related Mortgagor that the Mortgagor must obtain such
          flood
          insurance coverage, and if said Mortgagor fails to obtain the required
          flood
          insurance coverage within forty-five (45) days after such notification,
          the
          Company shall immediately force place the required flood insurance on the
          Mortgagor’s behalf. The Company shall also maintain on each REO Property, fire
          and hazard insurance with extended coverage in an amount which is at least
          equal
          to the maximum insurable value of the improvements which are a part of
          such
          property, and, to the extent required and available under the Flood Disaster
          Protection Act of 1973, as amended, flood insurance in an amount as provided
          above. Any amounts collected by the Company under any such policies other
          than
          amounts to be deposited in the Escrow Account and applied to the restoration
          or
          repair of the Mortgaged Property or REO Property, or released to the Mortgagor
          in accordance with Accepted Servicing Practices, shall be deposited in
          the
          Custodial Account, subject to withdrawal pursuant to Section 8.08. It is
          understood and agreed that no other additional insurance need be required
          by the
          Company of the Mortgagor or maintained on property acquired in respect
          of the
          Mortgage Loan, other than pursuant to this Agreement, the requirements
          of Fannie
          Mae or such applicable state or federal laws and regulations as shall at
          any
          time be in force and as shall require such additional insurance. All such
          policies shall be endorsed with standard mortgagee clauses with loss payable
          to
          the Company and its successors and/or assigns and shall provide for at
          least
          thirty days prior written notice of any cancellation, reduction in the
          amount or
          material change in coverage to the Company. The Company shall not interfere
          with
          the Mortgagor’s freedom of choice in selecting either his insurance carrier or
          agent, provided, however, that the Company shall not accept any such insurance
          policies from insurance companies unless such companies are Qualified
          Insurers.

         

        Section
          7.14.   Maintenance
          of Mortgage Impairment Insurance Policy.

         

        In
          the
          event that the Company shall obtain and maintain a blanket policy issued
          by a
          Qualified Insurer insuring against hazard losses on all of the Mortgage
          Loans,
          then, to the extent such policy provides coverage in an amount equal to
          the
          amount required pursuant to Section 8.13 and otherwise complies with all
          other
          requirements of Section 8.13, it shall conclusively be deemed to have satisfied
          its obligations as set forth in Section 8.13, it being understood and agreed
          that such policy may contain a deductible clause, in which case the Company
          shall, in the event that there shall not have been maintained on the related
          Mortgaged Property or REO Property a policy complying with Section 8.13,
          and
          there shall have been a loss which would have been covered by such policy,
          deposit in the Custodial Account the amount not otherwise payable under
          the
          blanket policy because of such deductible clause. In connection with its
          activities as servicer of the Mortgage Loans, the Company agrees to prepare
          and
          present, on behalf of the Purchaser, claims under any such blanket policy
          in a
          timely fashion in accordance with the terms of such policy. Upon request
          of the
          Purchaser or the Master Servicer, the Company shall cause to be delivered
          to the
          Purchaser and the Master Servicer a certified true copy of such policy
          and shall
          use its best efforts to obtain a statement from the insurer thereunder
          that such
          policy shall in no event be terminated or materially modified without thirty
          (30) days’ prior written notice to the Purchaser.

         

        Section
          7.15.   Fidelity
          Bond; Errors and Omissions Insurance.

         

        The
          Company shall maintain, at its own expense, a blanket fidelity bond and
          an
          errors and omissions insurance policy, with broad coverage with responsible
          companies on all officers, employees or other persons acting in any capacity
          with regard to the Mortgage Loan to handle funds, money, documents and
          papers
          relating to the Mortgage Loan. The Fidelity Bond shall be in the form of
          the
          Mortgage Banker’s Blanket Bond and shall protect and insure the Company against
          losses, including forgery, theft, embezzlement and fraud of such persons.
          The
          errors and omissions insurance shall protect and insure the Company against
          losses arising out of errors and omissions and negligent acts of such persons.
          Such errors and omissions insurance shall also protect and insure the Company
          against losses in connection with the failure to maintain any insurance
          policies
          required pursuant to this Agreement and the release or satisfaction of
          a
          Mortgage Loan without having obtained payment in full of the indebtedness
          secured thereby. No provision of this Section 8.15 requiring the Fidelity
          Bond
          or errors and omissions insurance shall diminish or relieve the Company
          from its
          duties and obligations as set forth in this Agreement. The minimum coverage
          under any such bond and insurance policy shall be at least equal to the
          corresponding amounts required by Fannie Mae. Upon request by the Purchaser
          or
          the Master Servicer, the Company shall deliver to the Purchaser and the
          Master
          Servicer a certificate from the surety and the insurer as to the existence
          of
          the Fidelity Bond and errors and omissions insurance policy and shall obtain
          a
          statement from the surety and the insurer that such Fidelity Bond or insurance
          policy shall in no event be terminated or materially modified without thirty
          (30) days’ prior written notice to the Purchaser and the Master Servicer. The
          Company shall notify the Purchaser and the Master Servicer within five
          (5)
          business days of receipt of notice that such Fidelity Bond or insurance
          policy
          will be, or has been, materially modified or terminated. The Purchaser
          (or any
          party having the status of the Purchaser hereunder) and any subsidiary
          thereof
          and their successors or assigns as their interests may appear must be named
          as
          loss payees on the Fidelity Bond and as additional insured on the errors
          and
          omissions policy. Upon request by the Purchaser or the Master Servicer,
          the
          Company shall provide the Purchaser and the Master Servicer with an insurance
          certificate certifying coverage under this Section 8.15, and will provide
          an
          update to such certificate upon request, or upon renewal or material
          modification of coverage.

         

        Section
          7.16.   Title,
          Management and Disposition of REO Property.

         

        In
          the
          event that title to the Mortgaged Property is acquired in foreclosure or
          by deed
          in lieu of foreclosure, the deed or certificate of sale shall be taken
          in the
          name of the Purchaser or its designee, or in the event the Purchaser or
          its
          designee is not authorized or permitted to hold title to real property
          in the
          state where the REO Property is located, or would be adversely affected
          under
          the “doing business” or tax laws of such state by so holding title, the deed or
          certificate of sale shall be taken in the name of such Person or Persons
          as
          shall be consistent with an opinion of counsel obtained by the Company
          from an
          attorney duly licensed to practice law in the state where the REO Property
          is
          located. Any Person or Persons holding such title other than the Purchaser
          shall
          acknowledge in writing that such title is being held as nominee for the
          benefit
          of the Purchaser.

         

        The
          Company shall notify the Purchaser and the Master Servicer upon such acquisition
          (and, in any event, shall provide notice of the consummation of any foreclosure
          sale within three (3) Business Days after the date the Company receives
          notice
          of such consummation), together with a copy of the drive by appraisal or
          brokers
          price opinion of the Mortgaged Property obtained in connection with such
          acquisition, and thereafter assume the responsibility for marketing such
          REO
          property in accordance with Accepted Servicing Practices. Thereafter, the
          Company shall continue to provide certain administrative services to the
          Purchaser relating to such REO Property as set forth in this Section 8.16.
          No
          Servicing Fee shall be assessed or otherwise accrue on any REO Property
          from and
          after the date on which it becomes an REO Property. 

         

        The
          Company shall, either itself or through an agent selected by the Company,
          manage, conserve, protect and operate each REO Property in the same manner
          that
          it manages, conserves, protects and operates other foreclosed property
          for its
          own account, and in the same manner that similar property in the same locality
          as the REO Property is managed. The Company shall cause each REO Property
          to be
          inspected promptly upon the acquisition of title thereto and shall cause
          each
          REO Property to be inspected at least monthly thereafter or more frequently
          as
          required by the circumstances. The Company shall make or cause to be made
          a
          written report of each such inspection. Such reports shall be retained
          in the
          Mortgage File and copies thereof shall be forwarded by the Company to the
          Purchaser and the Master Servicer.

         

        The
          Company shall use its best efforts to dispose of the REO Property as soon
          as
          possible and shall sell such REO Property in any event within one year
          after
          title has been taken to such REO Property, unless the Company determines,
          and
          gives an appropriate notice to the Purchaser to such effect, that a longer
          period is necessary for the orderly liquidation of such REO Property. If
          a
          longer period than one (1) year is permitted under the foregoing sentence
          and is
          necessary to sell any REO Property, the Company shall report monthly to
          the
          Purchaser and the Master Servicer as to the progress being made in selling
          such
          REO Property. No REO Property shall be marketed for less than the Appraised
          Value, without the prior consent of the Purchaser. No REO Property shall
          be sold
          for less than ninety five percent (95%) of its Appraised Value, without
          the
          prior consent of the Purchaser. All requests for reimbursement of Servicing
          Advances shall be in accordance with the requirements of Fannie Mae and
          the
          Master Servicer. The disposition of REO Property shall be carried out by
          the
          Company at such price, and upon such terms and conditions, as the Company
          deems
          to be in the best interests of the Purchaser (subject to the above conditions)
          only with the prior written consent of the Purchaser. The Company shall
          provide
          monthly reports to the Purchaser and the Master Servicer in reference to
          the
          status of the marketing of the REO Properties.

         

        In
          the
          event that a Mortgage Loan becomes part of a REMIC, and becomes REO Property,
          such REO Property shall be disposed of by the Company, with the consent
          of the
          Purchaser as required pursuant to this Agreement, before the close of the
          third
          taxable year following the taxable year in which the Mortgage Loan became
          an REO
          Property, unless the Company provides to the trustee under such REMIC an
          opinion
          of counsel to the effect that the holding of such REO Property subsequent
          to the
          close of the third taxable year following the taxable year in which the
          Mortgage
          Loan became an REO Property, will not result in the imposition of taxes
          on
“prohibited transactions” as defined in Section 860F of the Code, or cause the
          transaction to fail to qualify as a REMIC at any time that certificates
          are
          outstanding. The Company shall manage, conserve, protect and operate each
          such
          REO Property for the certificateholders solely for the purpose of its prompt
          disposition and sale in a manner which does not cause such property to
          fail to
          qualify as “foreclosure property” within the meaning of Section 860F(a)(2)(E) of
          the Code, or any “net income from foreclosure property” which is subject to
          taxation under the REMIC provisions of the Code. Pursuant to its efforts
          to sell
          such property, the Company shall either itself or through an agent selected
          by
          the Company, protect and conserve such property in the same manner and
          to such
          an extent as is customary in the locality where such property is located.
          Additionally, the Company shall perform the tax withholding and reporting
          related to Sections 1445 and 6050J of the Code.

         

        Notwithstanding
          anything to the contrary contained herein, the Purchaser may, at the Purchaser’s
          sole option, terminate the Company as servicer of any such REO Property
          without
          payment of any termination fee with respect thereto, provided that the
          Company
          shall on the date said termination takes effect be reimbursed for any
          unreimbursed advances of the Company’s funds made pursuant to Section 9.03 and
          any unreimbursed Servicing Advances and Servicing Fees in each case relating
          to
          the Mortgage Loan underlying such REO Property notwithstanding anything
          to the
          contrary set forth in Section 8.08. In the event of any such termination,
          the
          provisions of Article 28 hereof shall apply to said termination and the
          transfer
          of servicing responsibilities with respect to such REO Property to the
          Purchaser
          or its designee. Within five (5) Business Days of any such termination,
          the
          Company shall, if necessary convey such property to the Purchaser and shall
          further provide the Purchaser with the following information regarding
          the
          subject REO Property: the related drive by appraisal or brokers price opinion,
          and copies of any related Mortgage Impairment Insurance Policy claims.
          In
          addition, within five (5) Business Days, the Company shall provide the
          Purchaser
          and the Master Servicer with the following information and documents regarding
          the subject REO Property: the related trustee’s deed upon sale and copies of any
          related hazard insurance claims, or repair bids.

         

        Section
          7.17.   Notification
          of Maturity Date.

         

        With
          respect to each Mortgage Loan, the Company shall execute and deliver to
          the
          Mortgagor any and all necessary notices required under applicable law and
          the
          terms of the related Mortgage Note and Mortgage regarding the maturity
          date if
          required under applicable law.

         

        ARTICLE
          8.   Payments
          by the Company. 

         

        Section
          8.01.   Distribution
          to the Master Servicer.

         

        On
          each
          Remittance Date, the Company shall distribute by wire transfer of immediately
          available funds to the Master Servicer (i) all amounts credited to the
          Custodial
          Account as of the close of business on the preceding Determination Date,
          net of
          charges against or withdrawals from the Custodial Account pursuant to Section
          8.08, plus
          (ii) all
          Monthly Advances, if any, which the Company is obligated to distribute
          pursuant
          to Section 9.03, plus,
          (iii)
          the Prepayment Interest Shortfall for such Remittance Date, minus
          (iv) any
          amounts attributable to Monthly Payments collected but due on a Due Date
          or
          Dates subsequent to the preceding Determination Date, which amounts shall
          be
          remitted on the Remittance Date next succeeding the Due Period for such
          amounts.
          It is understood that, by operation of Section 8.07, the remittance on
          the first
          Remittance Date is to include principal collected after the Cut-off Date
          through
          the preceding Determination Date plus interest, adjusted to the Mortgage
          Loan
          Remittance Rate collected through such Determination Date exclusive of
          any
          portion thereof allocable to the period prior to the Cut-off Date, with
          the
          adjustments specified in clauses (ii), (iii) and (iv) above.

         

        With
          respect to any remittance received by the Master Servicer after the Remittance
          Date, the Company shall pay to the Purchaser interest on any such late
          payment
          at an annual rate equal to the Prime Rate, adjusted as of the date of each
          change, plus three (3) percentage points, but in no event greater than
          the
          maximum amount permitted by applicable law. Such interest shall cover the
          period
          commencing with the day following the Business Day such payment was due
          and
          ending with the Business Day on which such payment is made to the Master
          Servicer, both inclusive. The payment by the Company of any such interest
          shall
          not be deemed an extension of time for payment or a waiver of any Event
          of
          Default by the Company. On each Remittance Date, the Company shall provide
          the
          Purchaser and the Master Servicer with a remittance report detailing all
          amounts
          being remitted pursuant to this Section 9.01.

         

        Section
          8.02.   Statements
          to the Purchaser and the Master Servicer.

         

        The
          Company shall furnish to the Master Servicer, no later than the 5th Business
          Day
          of each month, loan accounting reports in the form of (a) Exhibit 9 with
          respect
          to monthly loan activity, (b) Exhibit 10 with respect to delinquent and
          defaulted loans and (c) Exhibit 11 with respect to each Realized Loss.
          

         

        In
          addition to such information as the Company, as servicer, is obligated
          to
          provide pursuant to other provisions of this Agreement, if so requested
          by the
          Purchaser or any Depositor, the Company shall provide such information
          as is
          reasonably required to facilitate preparation of distribution reports in
          accordance with Item 1121 of Regulation AB. Such information shall be provided
          concurrently with the monthly reports otherwise required to be delivered
          by the
          Company under this Agreement, commencing with the first such report due
          not less
          than ten Business Days following such request. The Company shall also provide
          a
          monthly report, in the form of Exhibit 9, or such other form as is mutually
          acceptable to the Company, the Purchaser and the Master Servicer, Exhibit
          10
          with respect to defaulted Mortgage Loans and Exhibit 11 with respect to
          realized
          losses and gains, with each such report.

         

        The
          Company shall prepare and file any and all information statements or other
          filings required to be delivered to any governmental taxing authority or
          to the
          Purchaser pursuant to any applicable law with respect to the Mortgage Loans
          and
          the transactions contemplated hereby. In addition, the Company shall provide
          the
          Purchaser with such information concerning the Mortgage Loans as is necessary
          for the Purchaser to prepare its federal income tax return as the Purchaser
          may
          reasonably request from time to time.

         

        In
          addition, not more than sixty (60) days after the end of each calendar
          year, the
          Company shall furnish to each Person who was a Purchaser at any time during
          such
          calendar year an annual statement in accordance with the requirements of
          applicable federal income tax law as to the aggregate of remittances for
          the
          applicable portion of such year.

         

        The
          Company shall furnish to the Purchaser during the term of this Agreement,
          such
          periodic, special or other reports, information or documentation, whether
          or not
          provided for herein, as shall be necessary, reasonable or appropriate in
          respect
          to the Purchaser, or otherwise in respect to the Mortgage Loans and the
          performance of the Company under this Agreement, including any reports,
          information or documentation reasonably required to comply with any regulations
          regarding any supervisory agents or examiners of the Purchaser all such
          reports
          or information to be as provided by and in accordance with such applicable
          instructions and directions as the Purchaser may reasonably request in
          relation
          to this Agreement or the performance of the Company under this Agreement.
          The
          Company agrees to execute and deliver all such instruments and take all
          such
          action as the Purchaser, from time to time, may reasonably request in order
          to
          effectuate the purpose and to carry out the terms of this
          Agreement.

         

        Section
          8.03.   Monthly
          Advances by the Company.

         

        Not
          later
          than the close of business on the Business Day preceding each Remittance
          Date,
          the Company shall deposit in the Custodial Account an amount equal to all
          payments not previously advanced by the Company, whether or not deferred
          pursuant to Section 8.01, of principal and interest at the Mortgage Loan
          Remittance Rate, which were due on a Mortgage Loan during the related Due
          Period
          and delinquent at the close of business on the related Determination
          Date.

         

        The
          Company’s obligation to make such Monthly Advances as to any Mortgage Loan will
          continue through the last Monthly Payment due prior to the payment in full
          of
          the Mortgage Loan, or through the Remittance Date prior to the date on
          which the
          Mortgaged Property liquidates (including Insurance Proceeds, proceeds from
          the
          sale of REO Property or Condemnation Proceeds) with respect to the Mortgage
          Loan
          unless the Company deems such advance to be a Nonrecoverable Advance. In
          such
          event, the Company shall deliver to the Purchaser and the Master Servicer
          an
          Officer’s Certificate of the Company to the effect that an officer of the
          Company has reviewed the related Mortgage File and has made the reasonable
          determination that any additional advances are nonrecoverable.

         

        Section
          8.04.   Liquidation
          Reports.

         

        Upon
          the
          foreclosure sale of any Mortgaged Property or the acquisition thereof by
          the
          Purchaser pursuant to a deed-in-lieu of foreclosure, the Company shall
          submit to
          the Purchaser and the Master Servicer a liquidation report with respect
          to such
          Mortgaged Property in a form mutually acceptable to the Company, the Purchaser
          and the Master Servicer. The Company shall also provide reports on the
          status of
          REO Property containing such information as the Purchaser and the Master
          Servicer may reasonably require.

         

        Section
          8.05.   Prepayment
          Interest Shortfalls.

         

        Not
          later
          than the close of business on the Business Day preceding each Remittance
          Date in
          the month following the related Prepayment Period, the Company shall deposit
          in
          the Custodial Account an amount equal to any Prepayment Interest Shortfalls
          with
          respect to such Prepayment Period, which in the aggregate shall not exceed
          the
          Company’s aggregate Servicing Fee received with respect to the related Due
          Period.

         

        ARTICLE
          9.   General
          Servicing Procedures. 

         

        Section
          9.01.   Assumption
          Agreements.

         

        The
          Company will, to the extent it has knowledge of any conveyance or prospective
          conveyance by any Mortgagor of the Mortgaged Property (whether by absolute
          conveyance or by contract of sale, and whether or not the Mortgagor remains
          or
          is to remain liable under the Mortgage Note and/or the Mortgage), exercise
          its
          rights to accelerate the maturity of such Mortgage Loan under any “due-on-sale”
clause to the extent permitted by law; provided, however, that the Company
          shall
          not exercise any such rights if prohibited by law or the terms of the Mortgage
          Note from doing so or if the exercise of such rights would impair or threaten
          to
          impair any recovery under the related Primary Mortgage Insurance Policy
          or
          Lender Primary Mortgage Insurance Policy, if any. If the Company reasonably
          believes it is unable under applicable law to enforce such “due-on-sale” clause,
          the Company, with the approval of the Purchaser, will enter into an assumption
          agreement with the person to whom the Mortgaged Property has been conveyed
          or is
          proposed to be conveyed, pursuant to which such person becomes liable under
          the
          Mortgage Note and, to the extent permitted by applicable state law, the
          Mortgagor remains liable thereon. Where an assumption is allowed pursuant
          to
          this Section 10.01, the Company, with the prior consent of the Purchaser
          and the
          primary mortgage insurer, if any, is authorized to enter into a substitution
          of
          liability agreement with the person to whom the Mortgaged Property has
          been
          conveyed or is proposed to be conveyed pursuant to which the original mortgagor
          is released from liability and such Person is substituted as mortgagor
          and
          becomes liable under the related Mortgage Note. Any such substitution of
          liability agreement shall be in lieu of an assumption agreement. 

         

        In
          connection with any such assumption or substitution of liability, the Company
          shall follow the underwriting practices and procedures of the Company.
          With
          respect to an assumption or substitution of liability, the Mortgage Interest
          Rate borne by the related Mortgage Note, the amount of the Monthly Payment
          and
          the maturity date may not be changed (except pursuant to the terms of the
          Mortgage Note). If the credit of the proposed transferee does not meet
          such
          underwriting criteria, the Company diligently shall, to the extent permitted
          by
          the Mortgage or the Mortgage Note and by applicable law, accelerate the
          maturity
          of the Mortgage Loan. The Company shall notify the Purchaser and the Master
          Servicer that any such substitution of liability or assumption agreement
          has
          been completed by forwarding to the Custodian (with a copy to the Purchaser)
          the
          original of any such substitution of liability or assumption agreement,
          which
          document shall be added to the related Mortgage File and shall, for all
          purposes, be considered a part of such Mortgage File to the same extent
          as all
          other documents and instruments constituting a part thereof. All fees collected
          by the Company for entering into an assumption or substitution of liability
          agreement shall belong to the Company.

         

        Notwithstanding
          the foregoing paragraphs of this Section or any other provision of this
          Agreement, the Company shall not be deemed to be in default, breach or
          any other
          violation of its obligations hereunder by reason of any assumption of a
          Mortgage
          Loan by operation of law or any assumption which the Company may be restricted
          by law from preventing, for any reason whatsoever. For purposes of this
          Section
          10.01, the term “assumption” is deemed to also include a sale of the Mortgaged
          Property subject to the Mortgage that is not accompanied by an assumption
          or
          substitution of liability agreement.

         

        Section
          9.02.   Satisfaction
          of Mortgages and Release of Mortgage Files.

         

        Upon
          the
          payment in full of any Mortgage Loan, or the receipt by the Company of
          a
          notification that payment in full will be escrowed in a manner customary
          for
          such purposes, the Company will immediately notify the Purchaser, the Custodian
          and the Master Servicer by a certification, which certification shall include
          a
          statement to the effect that all amounts received or to be received in
          connection with such payment which are required to be deposited in the
          Custodial
          Account pursuant to Section 8.07 have been or will be so deposited, of
          a
          Servicing Officer and shall request delivery to it of the portion of the
          Mortgage File held by the Purchaser or the Custodian. The Purchaser shall
          no
          later than five Business Days after receipt of such certification and request,
          release or cause to be released to the Company, the related Mortgage Loan
          Documents and, upon its receipt of such documents, the Company shall promptly
          prepare and deliver to the Purchaser the requisite satisfaction or release.
          No
          later than five (5) Business Days following its receipt of such satisfaction
          or
          release, the Purchaser shall deliver, or cause to be delivered, to the
          Company
          the release or satisfaction properly executed by the owner of record of
          the
          applicable mortgage or its duly appointed attorney in fact. No expense
          incurred
          in connection with any instrument of satisfaction or deed of reconveyance
          shall
          be chargeable to the Custodial Account.

         

        In
          the
          event the Company satisfies or releases a Mortgage without having obtained
          payment in full of the indebtedness secured by the Mortgage or should it
          otherwise prejudice any right the Purchaser may have under the mortgage
          instruments, the Company, upon written demand, shall remit within two (2)
          Business Days to the Purchaser the then outstanding principal balance of
          the
          related Mortgage Loan by deposit thereof in the Custodial Account. The
          Company
          shall maintain the Fidelity Bond and errors and omissions insurance insuring
          the
          Company against any loss it may sustain with respect to any Mortgage Loan
          not
          satisfied in accordance with the procedures set forth herein.

         

        From
          time
          to time and as appropriate for the servicing or foreclosure of the Mortgage
          Loan, including for the purpose of collection under any Primary Mortgage
          Insurance Policy or Lender Primary Mortgage Insurance Policy, the Purchaser
          shall, upon request of the Company and delivery to the Purchaser of a servicing
          receipt signed by a Servicing Officer, release or cause to be released
          the
          portion of the Mortgage File held by the Purchaser to the Company. Such
          servicing receipt shall obligate the Company to return the related Mortgage
          documents to the Purchaser when the need therefor by the Company no longer
          exists, unless the Mortgage Loan has been liquidated and the Liquidation
          Proceeds relating to the Mortgage Loan have been deposited in the Custodial
          Account or the Mortgage File or such document has been delivered to an
          attorney,
          or to a public trustee or other public official as required by law, for
          purposes
          of initiating or pursuing legal action or other proceedings for the foreclosure
          of the Mortgaged Property either judicially or non-judicially, and the
          Company
          has delivered to the Purchaser a certificate of a Servicing Officer certifying
          as to the name and address of the Person to which such Mortgage File or
          such
          document was delivered and the purpose or purposes of such delivery. Upon
          receipt of a certificate of a Servicing Officer stating that such Mortgage
          Loan
          was liquidated, the servicing receipt shall be released by the Purchaser
          to the
          Company.

         

        Section
          9.03.   Servicing
          Compensation.

         

        As
          compensation for its services hereunder, the Company shall be entitled
          to
          withdraw from the Custodial Account (to the extent of interest payments
          collected on the Mortgage Loans) or to retain from interest payments collected
          on the Mortgage Loans, the amounts provided for as the Company’s Servicing Fee,
          subject to payment of compensating interest on Principal Prepayments as
          capped
          by the Servicing Fee pursuant to Section 9.05. Additional servicing compensation
          in the form of assumption fees, as provided in Section 10.01, and late
          payment
          charges or otherwise (excluding any Prepayment Charges) shall be retained
          by the
          Company to the extent not required to be deposited in the Custodial Account.
          No
          Servicing Fee shall be payable in connection with partial Monthly Payments.
          The
          Company shall be required to pay all expenses incurred by it in connection
          with
          its servicing activities hereunder and shall not be entitled to reimbursement
          therefor except as specifically provided for.

         

        Section
          9.04.   Annual
          Statement of Compliance.

         

        The
          Company will deliver to the Purchaser, the Master Servicer and any Depositor,
          not later than March 15 of each calendar year beginning in 2007, an
          Officers’ Certificate acceptable to the Purchaser and addressed to the
          Purchaser, the Master Servicer and any Depositor (an “Annual
          Statement of Compliance”)
          stating, as to each signatory thereof, that (i) a review of the activities
          of
          the Company during the immediately preceding calendar year (or applicable
          portion thereof) and of performance under this Agreement and any applicable
          Reconstitution Agreement during such period has been made under such officers’
supervision, and (ii) to the best of such officers’ knowledge, based on such
          review, the Company has fulfilled all of its obligations under this Agreement
          or
          any applicable Reconstitution Agreement in all material respects throughout
          such
          year (or applicable portion thereof), or, if there has been a failure to
          fulfill
          any such obligation in any material respect, specifying each such failure
          known
          to such officers and the nature and status of cure provisions thereof.
          Such
          Annual Statement of Compliance shall contain no restrictions or limitations
          on
          its use. Copies of such statement shall be provided by the Company to the
          Purchaser upon request and by the Purchaser to any Person identified as
          a
          prospective purchaser of the Mortgage Loans. In the event that the Company
          has
          delegated any servicing responsibilities with respect to the Mortgage Loans
          to a
          Subservicer, the Company shall deliver an Annual Statement of Compliance
          of the
          Subservicer as described above as to each Subservicer as and when required
          with
          respect to the Company.

         

        Failure
          of the Company to timely comply with this Section 10.04 shall be deemed
          an Event
          of Default, automatically, without notice and without any cure period,
          unless
          otherwise agreed to by the Purchaser, and the Purchaser may, in addition
          to
          whatever rights the Purchaser may have under Section 11.01 and at law or
          equity
          or to damages, including injunctive relief and specific performance, terminate
          all the rights and obligations of the Company under this Agreement and
          in and to
          the Mortgage Loans and the proceeds thereof without compensating the Company
          for
          the same, as provided in Section 21.01. Such termination shall be considered
          with cause pursuant to Section 21.01 of this Agreement. This paragraph
          shall
          supersede any other provision in this Agreement or any other agreement
          to the
          contrary.

         

        Section
          9.05.   [Reserved].

         

        Section
          9.06.   Right
          of the Purchaser and Master Servicer to Examine Company
          Records.

         

        The
          Purchaser and the Master Servicer shall each have the right to examine
          and audit
          upon reasonable notice to the Company, during business hours or at such
          other
          times as might be reasonable under applicable circumstances, any and all
          of the
          books, records, documentation or other information of the Company, or held
          by
          another for the Company or on its behalf or otherwise, which relates to
          the
          performance or observance by the Company of the terms, covenants or conditions
          of this Agreement.

         

        The
          Company shall provide to the Purchaser, the Master Servicer and any supervisory
          agents or examiners representing a state or federal governmental agency
          having
          jurisdiction over the Purchaser or the Master Servicer, including but not
          limited to OFHEO, access to any documentation regarding the Mortgage Loans
          in
          the possession of the Company which may be required by any applicable
          regulations. Such access shall be afforded without charge, upon reasonable
          request, during normal business hours and at the offices of the Company,
          and in
          accordance with the FDIC, OTS, or any other similar federal or state
          regulations, as applicable.

         

        In
          connection with marketing the Mortgage Loans, the Purchaser may make available
          to a prospective purchaser audited financial statements of the Company
          for the
          most recently completed two (2) fiscal years for which such statements
          are
          available, as well as a Consolidated Statement of Condition at the end
          of the
          last two (2) fiscal years covered by any Consolidated Statement of Operations.
          If it has not already done so, the Company shall furnish promptly to the
          Purchaser or a prospective purchaser copies of the statements specified
          above.

         

        The
          Company shall make reasonably available to the Purchaser or any prospective
          Purchaser a knowledgeable financial or accounting officer for the purpose
          of
          answering questions and to permit any prospective purchaser to inspect
          the
          Company’s servicing facilities for the purpose of satisfying such prospective
          purchaser that the Company has the ability to service the Mortgage Loans
          as
          provided in this Agreement.

         

        Section
          9.07.   Assessment
          of Compliance with Servicing Criteria.

         

        The
          Company shall service and administer, and shall cause each Subservicer
          to
          servicer or administer, the Mortgage Loans in accordance with all applicable
          requirements of the Servicing Criteria.

         

        With
          respect to any Mortgage Loans that are the subject of a Pass-Through Transfer,
          the Company shall not later than March 15th of each year:

         

        (a)
          deliver to the Purchaser, the Master Servicer and any Depositor a report
          (in
          form and substance reasonably satisfactory to the Purchaser, the Master
          Servicer
          and such Depositor) regarding the Company’s assessment of compliance (an
“Assessment
          of Compliance”)
          with
          the Servicing Criteria during the immediately preceding calendar year,
          as
          required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122
          of
          Regulation AB. Such report shall be addressed to the Purchaser, the Master
          Servicer and such Depositor and signed by an authorized officer of the
          Company,
          and shall address each of the Servicing Criteria; 

         

        (b)
          deliver to the Purchaser, the Master Servicer and any Depositor a report
          (an
“Attestation
          Report”)
          of a
          registered public accounting firm (in form and substance reasonably acceptable
          to the Purchaser, the Master Servicer and such Depositor) that attests
          to, and
          reports on, the assessment of compliance made by the Company and delivered
          pursuant to paragraph (a) above. Such attestation shall be in accordance
          with
          Rules 1-02(a)(3) and 2-02(g) of Regulation S-X under the Securities Act
          and the
          Exchange Act;

         

        (c)
          cause
          each Subservicer, and each Subcontractor determined by the Company pursuant
          to
          Article 13 to be “participating in the servicing function” within the meaning of
          Item 1122 of Regulation AB, to deliver to the Purchaser, the Master Servicer
          and
          any Depositor an Assessment of Compliance and Attestation Report as and
          when
          provided in paragraphs (a) and (b) of this Section with respect to the
          reports
          required thereby; and

         

        (d)
          deliver, and cause each Subservicer and Subcontractor described in clause
          (c)
          above to deliver, to the Purchaser, any Depositor, the Master Servicer
          and any
          other Person that will be responsible for signing the Sarbanes Certification
          on
          behalf of an asset-backed issuer with respect to a Pass-Through Transfer,
          a
          certification (an “Annual
          Certification”),
          signed by the appropriate officer of the Company, such Subservicer or such
          Subcontractor in the form specified in Exhibit 12.

         

        The
          Company acknowledges that the parties identified in clause (d) above may
          rely on
          the certification provided by the Company pursuant to such clause in signing
          a
          Sarbanes Certification and filing such with the Commission.

         

        Each
          assessment of compliance provided by a Subservicer pursuant to Section
          10.07(c)
          shall address each of the Servicing Criteria or, in the case of a Subservicer
          subsequently appointed as such, each of the Servicing Criteria identified
          as
          applicable in a certification substantially in the form of Exhibit 8 delivered
          to the Purchaser on or prior to the date of such appointment. 

         

        Failure
          of the Company to timely comply with this Section 10.07 shall be deemed
          an Event
          of Default, automatically, without notice and without any cure period,
          unless
          otherwise agreed to by the Purchaser, and Purchaser may, in addition to
          whatever
          rights the Purchaser may have under Sections 7.03 and 11.01 and at law
          or equity
          or to damages, including injunctive relief and specific performance, terminate
          all the rights and obligations of the Company under this Agreement and
          in and to
          the Mortgage Loans and the proceeds thereof without compensating the Company
          for
          the same, as provided in Section 21.01. Such termination shall be considered
          with cause pursuant to Section 21.01 of this Agreement. This paragraph
          shall
          supersede any other provision in this Agreement or any other agreement
          to the
          contrary.

         

        Section
          9.08.   Intent
          of the Parties; Reasonableness.

         

        The
          Purchaser and the Company acknowledge and agree that a purpose of Sections
          7.01(xv) and (xvi), 9.02 and 10.07 and Articles 12 and 13 of this Agreement
          is
          to facilitate compliance by the Purchaser and any Depositor with the provisions
          of Regulation AB and related rules and regulations of the Commission. None
          of
          the Purchaser, the Master Servicer or any Depositor shall exercise its
          right to
          request delivery of information or other performance under these provisions
          other than in good faith, or for purposes other than compliance with the
          Securities Act, the Exchange Act and the rules and regulations of the Commission
          thereunder; provided,
          however,
          that
          the Annual Statement of Compliance is required to be delivered annually
          pursuant
          to Section 10.04. The Company acknowledges that interpretations of the
          requirements of Regulation AB may change over time, whether due to interpretive
          guidance provided by the Commission or its staff, consensus among participants
          in the asset-backed securities market, advice of counsel, or otherwise,
          and
          agrees to comply with requests made by the Purchaser, the Master Servicer
          or any
          Depositor in good faith for delivery of information under these provisions
          on
          the basis of evolving interpretations of Regulation AB. In connection with
          any
          Pass-Through Transfer, the Company shall cooperate fully with the Purchaser
          and
          the Master Servicer to deliver to the Purchaser (including any of its assignees
          or designees), the Master Servicer and any Depositor, any and all statements,
          reports, certifications, records and any other information necessary in
          the good
          faith determination of the Purchaser, the Master Servicer or any Depositor
          to
          permit the Purchaser, the Master Servicer or such Depositor to comply with
          the
          provisions of Regulation AB, together with such disclosures relating to
          the
          Company, any Subservicer, any Third-Party Originator and the Mortgage Loans,
          or
          the servicing of the Mortgage Loans, reasonably believed by the Purchaser
          or any
          Depositor to be necessary in order to effect such compliance. The Purchaser
          (including any of its assignees and designees) shall cooperate with the
          Company
          by providing timely notice of requests for information under these provisions
          and by reasonably limiting such requests to information that is required,
          in the
          Purchaser’s reasonable judgment, to comply with Regulation AB.

         

        ARTICLE
          10.   The
          Company. 

         

        Section
          10.01.   Indemnification;
          Third-Party Claims.

         

        The
          Company agrees to indemnify each of the Purchaser and the Master Servicer
          and
          hold each of them harmless against any and all claims, losses, damages,
          penalties, fines, forfeitures, legal fees and related costs, judgments,
          and any
          other costs, fees and expenses that the Purchaser or the Master Servicer,
          as
          applicable, may sustain in any way related to the failure of the Company
          to
          observe and perform its duties, obligations, covenants, and agreements
          to
          service the Mortgage Loans in strict compliance with the terms of this
          Agreement. The Company agrees to indemnify each of the Purchaser and the
          Master
          Servicer and hold each of them harmless against any and all claims, losses,
          damages, penalties, fines, forfeitures, legal fees and related costs, judgments,
          and any other costs, fees and expenses that the Purchaser or the Master
          Servicer, as applicable, may sustain in any way from any claim, demand,
          defense
          or assertion based on or grounded upon, or resulting from any assertion
          based
          on, grounded upon or resulting from a breach or alleged breach of any of
          the
          representation or warranty set forth in Sections 7.01 or 7.02 of this Agreement.
          The Company shall immediately notify each of the Purchaser and the Master
          Servicer if a claim is made by a third party against the Company with respect
          to
          this Agreement or the Mortgage Loans, assume the defense of any such claim
          and
          pay all expenses in connection therewith, including counsel fees, whether
          or not
          such claim is settled prior to judgment, and promptly pay, discharge and
          satisfy
          any judgment or decree which may be entered against it, the Purchaser or
          the
          Master Servicer in respect of such claim. The Company shall follow any
          written
          instructions received from the Purchaser or the Master Servicer, as applicable,
          in connection with such claim. The provisions of this Section 11.01 shall
          survive termination of this Agreement.

         

        Section
          10.02.   Merger
          or Consolidation of the Company.

         

        The
          Company will keep in full effect its existence, rights and franchises as
          a
          corporation under the laws of the state of its incorporation except as
          permitted
          herein, and will obtain and preserve its qualification to do business as
          a
          foreign corporation in each jurisdiction in which such qualification is
          or shall
          be necessary to protect the validity and enforceability of this Agreement,
          or
          any of the Mortgage Loans and to perform its duties under this
          Agreement.

         

        Any
          Person into which the Company may be merged or consolidated, or any corporation
          resulting from any merger, conversion or consolidation to which the Company
          shall be a party, or any Person succeeding to the business of the Company
          whether or not related to loan servicing, shall be the successor of the
          Company
          hereunder, without the execution or filing of any paper or any further
          act on
          the part of any of the parties hereto, anything herein to the contrary
          notwithstanding; provided, however, that the successor or surviving Person
          shall
          be an institution (i) having a GAAP net worth of not less than $25,000,000,
          (ii)
          the deposits of which are insured by the FDIC, SAIF and/or BIF, and which
          is a
          HUD-approved mortgagee whose primary business is in origination and servicing
          of
          first lien mortgage loans, and (iii) who is a Fannie Mae-approved
          seller/servicer in good standing. The Company shall give the Purchaser
          written
          notice not less than 15 days prior to any such merger or
          consolidation.

         

        Section
          10.03.   Limitation
          on Liability of the Company and Others.

         

        Neither
          the Company nor any of the officers, employees or agents of the Company
          shall be
          under any liability to the Purchaser for any action taken or for refraining
          from
          the taking of any action in good faith pursuant to this Agreement, or for
          errors
          in judgment made in good faith; provided, however, that this provision
          shall not
          protect the Company or any such person against any breach of warranties
          or
          representations made herein, or failure to perform its obligations in strict
          compliance with any standard of care set forth in this Agreement, or any
          liability which would otherwise be imposed by reason of negligence, bad
          faith or
          willful misconduct, or any breach of the terms and conditions of this Agreement.
          The Company and any officer, employee or agent of the Company may rely
          in good
          faith on any document of any kind prima facie properly executed and submitted
          by
          the Purchaser respecting any matters arising hereunder. 

         

        Section
          10.04.   The
          Company Not to Assign or Resign.

         

        The
          Company shall not assign this Agreement or resign from the obligations
          and
          duties hereby imposed on it except by mutual consent of the Company and
          the
          Purchaser or upon the determination that its duties hereunder are no longer
          permissible under applicable law and such incapacity cannot be cured by
          the
          Company. Any such determination permitting the resignation of the Company
          shall
          be evidenced by an Opinion of Counsel to such effect delivered to the Purchaser
          which Opinion of Counsel shall be in form and substance acceptable to the
          Purchaser. No such resignation shall become effective until a successor
          shall
          have assumed the Company’s responsibilities and obligations hereunder in the
          manner provided in Article 28.

         

        Section
          10.05.   No
          Transfer of Servicing.

         

        With
          respect to the retention of the Company to service the Mortgage Loans hereunder,
          the Company acknowledges that the Purchaser has acted in reliance upon
          the
          Company’s independent status, the adequacy of its servicing facilities, plan,
          personnel, records and procedures, its integrity, reputation and financial
          standing and the continuance thereof. Without in any way limiting the generality
          of this Section, the Company shall not either assign this Agreement or
          the
          servicing hereunder or delegate its rights or duties hereunder or any portion
          thereof, or sell or otherwise dispose of all or substantially all of its
          property or assets, without the prior written approval of the Purchaser,
          which
          consent shall be granted or withheld in the Purchaser’s sole
          discretion.

         

        Without
          in any way limiting the generality of this Section 11.05, in the event
          that the
          Company either shall assign this Agreement or the servicing responsibilities
          hereunder or delegate its duties hereunder or any portion thereof without
          (i)
          satisfying the requirements set forth herein or (ii) the prior written
          consent
          of the Purchaser, then the Purchaser shall have the right to terminate
          this
          Agreement, without any payment of any penalty or damages and without any
          liability whatsoever to the Company (other than with respect to accrued
          but
          unpaid Servicing Fees and Servicing Advances remaining unpaid) or any third
          party.

         

        Section
          10.06.   Confidentiality.

         

        The
          Company agrees that it (i) shall comply with any applicable laws and regulations
          regarding the privacy and security of Consumer Information including, but
          not
          limited to the Gramm-Leach-Bliley Act, Title V, Subtitle A, 15 U.S.C. § 6801 et
          seq., (ii) shall not use Consumer Information in any manner inconsistent
          with
          any applicable laws and regulations regarding the privacy and security
          of
          Consumer Information, (iii) shall maintain adequate physical, technical
          and
          administrative safeguards to protect Consumer Information from unauthorized
          access as provided by the applicable laws and regulations, and (iv) shall
          immediately notify the Purchaser of any actual or suspected breach of the
          confidentiality of Consumer Information that would have a material and
          adverse
          effect on the Purchaser.

         

        ARTICLE
          11.   Cooperation
          of the Company with a Reconstitution.
          The
          Company and the Purchaser agree that with respect to some or all of the
          Mortgage
          Loans, on or after the Closing
          Date,
          on one
          or more dates (each a “Reconstitution
          Date”)
          determined at the Purchaser’s sole option, the Purchaser may effect a sale
          (each, a “Reconstitution”)
          of
          some or all of the Mortgage Loans then subject to this Agreement, without
          recourse, to

         

        (a) one
          or
          more third-party purchasers in one or more Whole Loan Transfers; or

         

        (b) one
          or
          more trusts or other entities to be formed as part of one or more Pass-Through
          Transfers.

         

        The
          Company agrees to execute in connection with any agreements among the Purchaser,
          the Company and any Master Servicer in connection with a Whole Loan Transfer,
          an
          Assignment, Assumption and Recognition Agreement substantially in the form
          of
          Exhibit 5, or, at the Purchaser’s request, a seller’s warranties and servicing
          agreement or a participation and servicing agreement or similar agreement
          in
          form and substance reasonably acceptable to the parties, and in connection
          with
          a Pass-Through Transfer, a pooling and servicing agreement in form and
          substance
          reasonably acceptable to the parties (collectively, the agreements referred
          to
          in this paragraph are designated the “Reconstitution
          Agreements”).
          It is
          understood that any such Reconstitution Agreements will not contain any
          greater
          obligations on the part of the Company than are contained in this Agreement.
          

         

        With
          respect to each Whole Loan Transfer and each Pass-Through Transfer entered
          into
          by the Purchaser, the Company agrees: 

         

        (x)
          to
          cooperate fully with the Purchaser, any prospective purchaser, any rating
          agency
          or any party to any agreement executed in connection with such Whole Loan
          Transfer or Pass-Through Transfer, with respect to all reasonable requests
          and
          due diligence procedures and to use its best reasonable, good faith efforts
          to
          facilitate such Whole Loan Transfer or Pass-Through Transfer, as the case
          may
          be; 

         

        (y)
          to
          execute, deliver and perform all Reconstitution Agreements required by
          the
          Purchaser; and

         

        (z)
          as of
          the closing date of the Whole Loan Transfer or Pass-Through Transfer, as
          the
          case may be, to restate, for the benefit of the owners of the Mortgage
          Loans,
          the representations and warranties contained in Sections 7.01 and 7.02;
          except
          that any such representations and warranties made by the Company with respect
          to
          the delinquency of the Mortgage Loans or the condition of the Mortgaged
          Properties are only reaffirmed by the Company as of the Closing Date under
          this
          Agreement.

         

        In
          addition, the Company shall provide to the Purchaser, any prospective purchaser
          and any other participants in such Reconstitution:

         

        (i)
          any
          and all information and appropriate verification of information that may
          be
          reasonably available to the Company, whether through letters of its auditors
          and
          counsel or otherwise, as the Purchaser or any such other participant shall
          request upon reasonable demand;

         

        (ii)
          such
          additional representations, warranties, covenants, opinions of counsel,
          letters
          from auditors, and certificates of public officials or officers of the
          Company
          as are reasonably agreed upon by the Company and the Purchaser or any such
          other
          participant;

         

        (iii)
          within five (5) Business Days after request by the Purchaser, such information
          regarding (x) the Company, as originator of the Mortgage Loans (including
          as an
          acquirer of Mortgage Loans from a Qualified Correspondent), or (y) each
          Third-Party Originator, and (z) as applicable, each Subservicer, as is
          reasonably requested for the purpose of compliance with Items 1103(a)(1),
          1105,
          1110, 1117 and 1119 of Regulation AB. Such information shall include, at
          a
          minimum:

         

        (A)
          the
          originator’s form of organization;

         

        (B)
          a
          description of the originator’s origination program and how long the originator
          has been engaged in originating residential mortgage loans, which description
          shall include a discussion of the originator’s experience in originating
          mortgage loans of a similar type as the Mortgage Loans; information regarding
          the size and composition of the originator’s origination portfolio; and
          information that may be material, in the good faith judgment of the Purchaser
          or
          any Depositor, to an analysis of the performance of the Mortgage Loans,
          including the originators’ credit-granting or underwriting criteria for mortgage
          loans of similar type(s) as the Mortgage Loans and such other information
          as the
          Purchaser or any Depositor may reasonably request for the purpose of compliance
          with Item 1110(b)(2) of Regulation AB;

         

        (C)
          a
          description of any material legal or governmental proceedings pending (or
          known
          to be contemplated) against the Company, each Third-Party Originator and
          each
          Subservicer; and

         

        (D)
          a
          description of any affiliation or relationship between the Company, each
          Third-Party Originator, each Subservicer and any of the following parties
          to a
          Pass-Through Transfer, as such parties are identified to the Company by
          the
          Purchaser or any Depositor in writing in advance of such Pass-Through
          Transfer:

         

        (1)
          the
          sponsor;

        (2)
          the
          depositor;

        (3)
          the
          issuing entity;

        (4)
          any
          servicer;

        (5)
          any
          trustee;

        (6)
          any
          originator;

        (7)
          any
          significant obligor;

        (8)
          any
          enhancement or support provider; and

        (9)
          any
          other material transaction party;

        

        (iv)
          within five (5) Business Days after request by the Purchaser, the Company
          shall
          provide (or, as applicable, cause each Third-Party Originator to provide)
          Static
          Pool Information with respect to the mortgage loans (of a similar type
          as the
          Mortgage Loans, as reasonably identified by the Purchaser as provided below)
          originated by (x) the Company, if the Company is an originator of Mortgage
          Loans
          (including as an acquirer of Mortgage Loans from a Qualified Correspondent),
          and/or (y) each Third-Party Originator. Such Static Pool Information shall
          be
          prepared by the Company (or Third-Party Originator) on the basis of its
          reasonable, good faith interpretation of the requirements of Item 1105(a)(1)-(3)
          and (c) of Regulation AB. To the extent that Static Pool Information with
          respect to more than one mortgage loan document reasonably available to
          the
          Company (or Third-Party Originator), the Purchaser or any Depositor shall
          be
          entitled to specify whether some or all of such information shall be provided
          pursuant to this paragraph. The content of such Static Pool Information
          may be
          in the form customarily provided by the Company, and need not be customized
          for
          the Purchaser or any Depositor. Such Static Pool Information for each vintage
          origination year or prior securitized pool, as applicable, shall be presented
          in
          increments no less frequently than quarterly over the life of the mortgage
          loans
          included in the vintage origination year or prior securitized pool. The
          most
          recent periodic increment must be as of a date no later than 135 days prior
          to
          the date of the prospectus or other offering document in which the Static
          Pool
          Information is to be included or incorporated by reference. The Static
          Pool
          Information shall be provided in an electronic format that provides a permanent
          record of the information provided, such as a portable document format
          (pdf)
          file, or other such electronic format reasonably required by the Purchaser
          or
          the Depositor, as applicable;

         

        (v) within
          five Business Days after request by the Purchaser or any Depositor, the
          Company
          shall provide such information regarding the Company, as servicer of the
          Mortgage Loans, and each Subservicer (each of the Company and each Subservicer,
          for purposes of this paragraph, a “Servicer”), as is requested for the purpose
          of compliance with Items 1108, 1117 and 1119 of Regulation AB. Such information
          shall include, at a minimum:

         

        (A)
          the
          Servicer’s form of organization;

         

        (B)
          a
          description of how long the Servicer has been servicing residential mortgage
          loans; a general discussion of the Servicer’s experience in servicing assets of
          any type as well as a more detailed discussion of the Servicer’s experience in,
          and procedures for, the servicing function it will perform under this Agreement
          and any Reconstitution Agreements; information regarding the size, composition
          and growth of the Servicer’s portfolio of residential mortgage loans of a type
          similar to the Mortgage Loans and information on factors related to the
          Servicer
          that may be material, in the good faith judgment of the Purchaser or any
          Depositor, to any analysis of the servicing of the Mortgage Loans or the
          related
          asset-backed securities, as applicable, including, without
          limitation:

         

        (1)
            whether
          any prior securitizations of mortgage loans of a type similar to the Mortgage
          Loans involving the Servicer have defaulted or experienced an early amortization
          or other performance triggering event because of servicing during the three-year
          period immediately preceding the related Pass-Through Transfer;

         

        (2)
            the
          extent of outsourcing the Servicer utilizes;

         

        (3)
            whether
          there has been previous disclosure of material noncompliance with the applicable
          servicing criteria with respect to other securitizations of residential
          mortgage
          loans involving the Servicer as a servicer during the three-year period
          immediately preceding the related Pass-Through Transfer;

         

        (4)
            whether
          the Servicer has been terminated as servicer in a residential mortgage
          loan
          securitization, either due to a servicing default or to application of
          a
          servicing performance test or trigger; and

         

        (5)
            such
          other information as the Purchaser or any Depositor may reasonably request
          for
          the purpose of compliance with Item 1108(b)(2) of Regulation AB;

         

        (C)
          a
          description of any material changes during the three-year period immediately
          preceding the related Pass-Through Transfer to the Servicer’s policies or
          procedures with respect to the servicing function it will perform under
          this
          Agreement and any Reconstitution Agreements for mortgage loans of a type
          similar
          to the Mortgage Loans;

         

        (D)
          information regarding the Servicer’s financial condition, to the extent that
          there is a material risk that an adverse financial event or circumstance
          involving the Servicer could have a material adverse effect on the performance
          by the Company of its servicing obligations under this Agreement or any
          Reconstitution Agreement;

         

        (E)
          information regarding advances made by the Servicer on the Mortgage Loans
          and
          the Servicer’s overall servicing portfolio of residential mortgage loans for the
          three-year period immediately preceding the related Pass-Through Transfer,
          which
          may be limited to a statement by an authorized officer of the Servicer
          to the
          effect that the Servicer has made all advances required to be made on
          residential mortgage loans serviced by it during such period, or, if such
          statement would not be accurate, information regarding the percentage and
          type
          of advances not made as required, and the reasons for such failure to
          advance;

         

        (F)
          a
          description of the Servicer’s processes and procedures designed to address any
          special or unique factors involved in servicing loans of a similar type
          as the
          Mortgage Loans;

         

        (G)
          a
          description of the Servicer’s processes for handling delinquencies, losses,
          bankruptcies and recoveries, such as through liquidation of mortgaged
          properties, sale of defaulted mortgage loans or workouts; 

         

        (H)
          information as to how the Servicer defines or determines delinquencies
          and
          charge-offs, including the effect of any grace period, re-aging, restructuring,
          partial payments considered current or other practices with respect to
          delinquency and loss experience;

         

        (I)
          a
          description of any material legal or governmental proceedings pending (or
          known
          to be contemplated) against the Servicer; and

         

        (J)
          a
          description of any affiliation or relationship between the Servicer and
          any of
          the following parties to a Pass-Through Transfer (such parties being understood
          as defined in Regulation AB), as such parties are identified to the Servicer
          by
          the Purchaser or any Depositor in writing in advance of such Pass-Through
          Transfer:

         

        (1)
          the
          sponsor;

        (2)
          the
          depositor;

        (3)
          the
          issuing entity;

        (4)
          any
          servicer;

        (5)
          any
          trustee;

        (6)
          any
          originator;

        (7)
          any
          significant obligor;

        (8)
          any
          enhancement or support provider; and

        (9)
          any
          other material transaction party;

        

        (vi)
          if
          so requested by the Purchaser or any Depositor, the Company shall provide
          (or,
          as applicable, cause each Third-Party Originator to provide), at the expense
          of
          the requesting party (to the extent of any additional incremental expense
          associated with delivery pursuant to this Agreement), such statements and
          agreed-upon procedures letters of certified public accountants reasonably
          acceptable to the Purchaser or Depositor, as applicable, pertaining to
          Static
          Pool Information relating to prior securitized pools for securitizations
          closed
          on or after January 1, 2006 or, in the case of Static Pool Information
          with
          respect to the Company’s or Third-Party Originator’s originations or purchases,
          to calendar months commencing January 1, 2006, or to any financial information
          included in any other disclosure provided under this Article 12, as the
          Purchaser or such Depositor shall reasonably request. Such statements and
          letters shall be addressed to and be for the benefit of such parties as
          the
          Purchaser or such Depositor shall designate, which may include, by way
          of
          example, any Sponsor (as such term is defined in Regulation AB), any Depositor
          and any broker dealer acting as underwriter, placement agent or initial
          purchaser with respect to a Pass-Through Transfer. Any such statement or
          letter
          may take the form of a standard, generally applicable document accompanied
          by a
          reliance letter authorizing reliance by the addressees designated by the
          Purchaser or such Depositor;

         

        (vii)
          for
          the purpose of satisfying the reporting obligation under the Exchange Act
          with
          respect to any class of asset-backed securities, the Company shall (or
          shall
          cause each Subservicer and Third-Party Originator to) (i) provide prompt
          notice
          to the Purchaser, any Master Servicer and any Depositor in writing of (A)
          any
          material litigation or governmental proceedings pending against the Company,
          any
          Subservicer or any Third-Party Originator, (B) any affiliations or relationships
          that develop following the closing date of a Pass-Through Transfer between
          the
          Company, any Subservicer or any Third-Party Originator and any of the parties
          specified in clause (D) of paragraph (iii) of this Article 12 (and any
          other
          parties identified in writing by the requesting party) with respect to
          such
          Pass-Through Transfer, (C) any Event of Default under the terms of this
          Agreement or any Reconstitution Agreement, (D) any merger, consolidation
          or sale
          of substantially all of the assets of the Company, and (E) the Company’s entry
          into an agreement with a Subservicer to perform or assist in the performance
          of
          any of the Company’s obligations under this Agreement or any Reconstitution
          Agreement and (ii) provide to the Purchaser and any Depositor a description
          of
          such proceedings, affiliations or relationships;

         

        (viii)
          as
          a condition to the succession to the Company or any Subservicer as servicer
          or
          subservicer under this Agreement or any Reconstitution Agreement by any
          Person
          (i) into which the Company or such Subservicer may be merged or consolidated,
          or
          (ii) which may be appointed as a successor to the Company or any Subservicer,
          the Company shall provide to the Purchaser, the Master Servicer and any
          Depositor, at least 15 calendar days prior to the effective date of such
          succession or appointment, (x) written notice to the Purchaser and any
          Depositor
          of such succession or appointment and (y) in writing and in form and substance
          reasonably satisfactory to the Purchaser, any Master Servicer and such
          Depositor, all information reasonably requested by the Purchaser, any Master
          Servicer or any Depositor in order to comply with its reporting obligation
          under
          Item 6.02 of Form 8-K with respect to any class of asset-backed
          securities;

         

        (ix)
          in
          addition to such information as the Company, as servicer, is obligated
          to
          provide pursuant to other provisions of this Agreement, not later than
          ten days
          prior to the deadline for the filing of any distribution report on Form
          10-D in
          respect of any Pass-Through Transfer that includes any of the Mortgage
          Loans
          serviced by the Company or any Subservicer, the Company or such Subservicer,
          as
          applicable, shall, to the extent the Company or such Subservicer has knowledge,
          provide to the party responsible for filing such report (including the
          Master
          Servicer) notice of the occurrence of any of the following events along
          with all
          information, data and materials related thereto as may be required to be
          included in the related distribution report on Form 10-D (as specified
          in the
          provisions of Regulation AB referenced below):

         

        (A)
          any
          material modifications, extensions or waivers of pool asset terms, fees,
          penalties or payments during the distribution period or that have cumulatively
          become material over time (Item 1121(a)(11) of Regulation AB);

         

        (B)
          material breaches of pool asset representations or warranties or transaction
          covenants (Item 1121(a)(12) of Regulation AB); and

         

        (C)
          information regarding new asset-backed securities issuances backed by the
          same
          pool assets, any pool asset changes (such as additions, substitutions or
          repurchases), and any material changes in origination, underwriting or
          other
          criteria for acquisition or selection of pool assets (Item 1121(a)(14)
          of
          Regulation AB); and

         

        (x)
          the
          Company shall provide to the Purchaser, the Master Servicer and any Depositor
          evidence of the authorization of the person signing any certification or
          statement, copies or other evidence of Fidelity Bond insurance and Errors
          and
          Omission Insurance policy, financial information and reports, and such
          other
          information related to the Company or any Subservicer or the Company or
          such
          Subservicer’s performance under this Agreement.

         

        ARTICLE
          12.   Additional
          Requirements for Use of Subservicers and Subcontractors. 

         

        (a)
          The
          Company shall not hire or otherwise utilize the services of any Subservicer
          to
          fulfill any of the obligations of the Company as servicer under this Agreement
          or any Reconstitution Agreement unless the Company complies with the provisions
          of paragraph (b) of this Article 13. The Company shall not hire or otherwise
          utilize the services of any Subcontractor, and shall not permit any Subservicer
          to hire or otherwise utilize the services of any Subcontractor, to fulfill
          any
          of the obligations of the Company as servicer under this Agreement or any
          Reconstitution Agreement unless the Company complies with the provisions
          of
          paragraph (d) of this Article 13. It shall not be necessary for the Company
          to
          seek the consent of the Purchaser or any Depositor to the utilization of
          any
          Subservicer.

         

        (b)
          The
          Company shall cause any Subservicer used by the Company (or by any Subservicer)
          for the benefit of the Purchaser, the Master Servicer and any Depositor
          to
          comply with the provisions of this Article 13, Sections 10.04 and Section
          10.07
          and paragraphs (v), (viii), (ix) and (x) of Article 12 of this Agreement
          to the
          same extent as if such Subservicer were the Company, and to provide the
          information required with respect to such Subservicer under paragraph (v)
          of
          Article 12 of this Agreement. The Company shall be responsible for obtaining
          from each Subservicer and delivering to the Purchaser, the Master Servicer
          and
          any Depositor, any Annual Statement of Compliance required to be delivered
          by
          such Subservicer under Section 10.04(a) and any Assessment of Compliance,
          Attestation Report and Annual Certification required to be delivered by
          such
          Subservicer under Section 10.07 as and when required to be
          delivered.

         

        (c)
          The
          Company shall promptly upon request provide to the Purchaser, the Master
          Servicer and any Depositor (or any designee of the Depositor, such as an
          administrator) a written description (in form and substance satisfactory
          to the
          Purchaser, the Master Servicer and such Depositor) of the role and function
          of
          each Subcontractor utilized by the Company or any Subservicer, specifying
          (i)
          the identity of each such Subcontractor, (ii) which (if any) of such
          Subcontractors are “participating in the servicing function” within the meaning
          of Item 1122 of Regulation AB as determined by the Company, and (iii) which
          elements of the Servicing Criteria will be addressed in assessments of
          compliance provided by each Subcontractor identified pursuant to clause
          (ii) of
          this paragraph. It shall not be necessary for the Company to seek the consent
          of
          the Purchaser or any Depositor to the utilization of any
          Subcontractor.

         

        (d)
          As a
          condition to the utilization of any Subcontractor determined to be
“participating in the servicing function” within the meaning of Item 1122 of
          Regulation AB, the Company shall cause any such Subcontractor used by the
          Company (or by any Subservicer) for the benefit of the Purchaser and any
          Depositor to comply with the provisions of Section 10.07 and Article 12
          of this
          Agreement to the same extent as if such Subcontractor were the Company.
          The
          Company shall be responsible for obtaining from each Subcontractor and
          delivering to the Purchaser and any Depositor any Assessment of Compliance,
          Attestation Report and Annual Certification required to be delivered by
          such
          Subservicer and such Subcontractor under Section 10.07, in each case as
          and when
          required to be delivered.

         

        ARTICLE
          13.   Mandatory
          Delivery; Grant of Security Interest.
          The sale
          and delivery of each Mortgage Loan on or before the Closing
          Date
          is
          mandatory from and after the date of the execution of the Confirmation,
          it being
          specifically understood and agreed that each Mortgage Loan is unique and
          identifiable on the date hereof and that an award of money damages would
          be
          insufficient to compensate the Purchaser for the losses and damages incurred
          by
          the Purchaser (including damages to prospective purchasers of the Mortgage
          Loans) in the event of the Company’s failure to deliver each of the related
          Mortgage Loans or one or more Mortgage Loans otherwise acceptable to the
          Purchaser on or before the Closing
          Date.
          The
          Company and the Purchaser intend that the transaction hereunder be a sale
          to the
          Purchaser of the Mortgage Loans and not a loan from the Purchaser to the
          Company
          secured by the Mortgage Loans. However, in order to preserve the Purchaser’s
          rights under this Agreement in the event that a court or other forum
          recharacterizes the transactions hereunder as loans and as security for
          the
          performance by the Company of all of the Company’s obligations to the Purchaser
          under this Agreement and the transactions entered into pursuant to this
          Agreement, the Company hereby grants to the Purchaser a lien on and a continuing
          first priority security interest in each Mortgage Loan and each document
          and
          instrument evidencing each such Mortgage Loan to secure the performance
          by the
          Company of its obligation hereunder, and the Company agrees that it holds
          such
          Mortgage Loans in custody for the Purchaser subject to the Purchaser’s (i) right
          to reject any Mortgage Loan under the terms of this Agreement, and (ii)
          obligation to pay the Purchase Price for the Mortgage Loans. All rights
          and
          remedies of the Purchaser under this Agreement are distinct from, and cumulative
          with, any other rights or remedies under this Agreement or afforded by
          law or
          equity and all such rights and remedies may be exercised concurrently,
          independently or successively.

         

        ARTICLE
          14.   Closing.
          The
          closing for the Mortgage Loans shall take place on the Closing
          Date.
          At the
          Purchaser’s option, the closing shall be by telephone, facsimile, or electronic
          transmission, confirmed by letter or wire as the parties shall agree, or
          conducted in person, at such place as the parties shall agree.

         

        Section
          14.01.   Conditions
          to the Purchaser’s Obligations.

         

        The
          obligation of the Purchaser to purchase the Mortgage Loans on the Closing
          Date
          is subject to the satisfaction at or prior to the Closing Date of each
          of the
          following conditions (any or all of which may be waived by the
          Purchaser):

         

        (a)
            Representations
          and Warranties Correct.
          Each of
          the representations and warranties of the Company contained in this Agreement
          shall be true and correct as of the Closing
          Date
          and no
          event shall have occurred which, with notice or the passage of time, would
          constitute an Event of Default.

         

        (b)
            Compliance
          with Covenants.
          The
          Company shall have performed and be in compliance with, in all material
          respects, all of its respective covenants, acts, and obligations to be
          performed
          on or prior to the Closing
          Date
          under
          this Agreement.

         

        (c)
            Closing
          Documents.
          The
          Company shall have executed and delivered this Agreement and all other
          Closing
          Documents and all other documents required to be delivered by the Company
          hereunder.

         

        (d)
            Corporate
          Actions.
          All
          corporate, partnership and other acts necessary to authorize the execution,
          delivery, and performance of this Agreement and the consummation of the
          transactions contemplated hereunder shall have been taken by the
          Company.

         

        (e)
            Mortgage
          File.
          The
          Company shall have delivered to the Purchaser or its designee all of the
          Mortgage Loan Documents in accordance with Section 10.03 and a complete
          Mortgage
          File with respect to each Mortgage Loan.

         

        Section
          14.02.   Conditions
          to the Company’s Obligations.

         

        The
          obligation of the Company to sell the Mortgage Loans on the Closing
          Date
          is
          subject to the satisfaction at or prior to the Closing
          Date
          of each
          of the following conditions (any or all of which may be waived by the
          Company):

         

        (a)
            Purchase
          Price.
          The
          Purchase Price, plus accrued interest pursuant to Article 4, shall have
          been
          delivered to the Company by wire transfer of immediately available funds
          pursuant to the Company’s reasonable instructions.

         

        (b)
            Closing
          Documents.
          The
          Purchaser shall have executed and delivered this Agreement.

         

        (c)
            Corporate
          Actions.
          All
          corporate and other acts necessary to authorize the execution, delivery,
          and
          performance of this Agreement and the consummation of the transactions
          contemplated hereunder shall have been taken by the Purchaser.

         

        ARTICLE
          15.   Closing
          Documents.

         

        The
          Closing Documents for the Mortgage Loans to be purchased on the Closing
          Date
          shall
          consist of fully executed originals of the following documents:

         

        
          	
                	1.	
                  this
                    Agreement, in two (2) counterparts;

                

        

         

        
          	
                	2.	
                  upon
                    the request of the Purchaser, a Custodial Account Letter Agreement
                    in the
                    form attached as Exhibit 3;

                

        

         

        
          	
                	3.	
                  upon
                    the request of the Purchaser, an Escrow Account Letter Agreement
                    in the
                    form attached as Exhibit 4;

                

        

         

        
          	
                	4.	
                  the
                    Mortgage Loan Schedule;

                

        

         

        
          	
                	5.	
                  the
                    related Confirmation;

                

        

         

        
          	
                	6.	
                  an
                    Officer’s Certificate of the Company in the form attached as Exhibit
                    7;
                    

                

        

         

        
          	
                	7.	
                  an
                    Opinion of Counsel to the Company, in a form acceptable to the
                    Purchaser;
                    and

                

        

         

        
          	
                	8.	
                  such
                    other documents related to the purchase and sale of the Mortgage
                    Loans as
                    the Purchaser may reasonably
                    request.

                

        

         

        ARTICLE
          16.   Costs;
          Assignments.
          The
          Purchaser shall pay any commissions due its salesmen, the expenses of its
          accountants and attorneys and the expenses and fees of any broker retained
          by
          the Purchaser with respect to the transaction covered by this Agreement.
          All
          other costs and expenses incurred in connection with the transfer and delivery
          of the Mortgage Loans including, without limitation, fees for the preparation
          and recording of intervening assignments of Mortgage and Assignments of
          Mortgage, any termination fees owed to the Company’s document custodian, any
          costs relating to transfer of the Mortgage Files and other Mortgage Loan
          records
          to the Purchaser, the costs of delivering complete master file tape information
          and other electronically stored information to the Purchaser, recording
          fees,
          the costs of notifying the Mortgagors, hazard and flood insurance companies
          and
          other third parties as required, the costs of transferring “lifetime” flood
          certification contracts to the Purchaser, and the legal fees and expenses
          of its
          attorneys shall be paid by the Company.
          Notwithstanding any provisions to the contrary in this Agreement, the Purchaser
          shall reimburse the Company, promptly upon request, for the Company’s
          out-of-pocket expenses, including, without limitation, reasonable attorneys’
fees and accountants’ fees, incurred by the Company in connection with the
          performance of its obligations in documenting and closing any Reconstitution,
          and providing information in connection therewith, under Article 12. It
          is
          further understood that no amounts shall be reimbursable to the Company
          in
          connection with its reporting obligations under Article 10 hereof.

         

        ARTICLE
          17.     Nonsolicitation.
          From and
          after the Closing
          Date,
          the
          Company agrees that it will not take any action or cause any action to
          be taken
          by any of its employees, agents or affiliates, or by any independent contractors
          acting on the Company’s behalf, to solicit in any manner whatsoever any
          Mortgagor to prepay or refinance a Mortgage Loan. It is understood and
          agreed by
          the Company and the Purchaser that all rights and benefits relating to
          the
          solicitation of any Mortgagors to refinance any Mortgage Loans shall be
          transferred to the Purchaser pursuant hereto on the Closing
          Date
          and the
          Company shall take no action to undermine these rights and benefits. The
          Company
          shall (a) not sell the name of any Mortgagor, and (b) use its best efforts
          to
          prevent the sale of the name of any Mortgagor by the Company’s wholly owned
          subsidiaries and affiliates, to any person or entity for the direct or
          indirect
          purpose of allowing such person or entity to solicit the refinancing of
          any
          Mortgage Loan. Notwithstanding anything to the contrary in this Article
          18,
          promotions undertaken by the Company or any affiliate of the Company which
          are
          directed to the general public at large, including, without limitation,
          mass
          mailing based on commercially acquired mailing lists, newspapers, radio
          and
          television advertisements shall not constitute solicitation
          hereunder. 

         

        ARTICLE
          18.   Unpaid
          Fees and Expenses and Other Amounts Owing to the Purchaser.
          It is
          understood that this Agreement creates an ongoing relationship between
          the
          parties.  As a result, there may be various fees, charges, and expenses
          assessed by the Purchaser on each sale.  In addition, there may be amounts
          owed to the Purchaser as a result of certain obligations relating to repurchase
          of Mortgage Loans, premium recapture or indemnification of the Purchaser,
          all as
          set forth in the Agreement.   If any such amount due the Purchaser
          from the Company remains outstanding more than thirty (30) days after it
          is due,
          the Company then hereby authorizes the Purchaser to deduct from any subsequent
          purchase proceeds hereunder such amounts (which
          amounts may be an initial payment of amounts owed the Purchaser, subject
          to
          further adjustment) due
          the
          Purchaser, plus interest at an annual rate equal to the Prime Rate from
          the due
          date through the date of payment.  

         

        ARTICLE
          19.   Modification
          of Obligations.
          The
          Purchaser may, without any notice to the Company, extend, compromise, renew,
          release, change, modify, adjust or alter, by operation of law or otherwise,
          any
          of the obligations of the Mortgagors or other persons obligated under a
          Mortgage
          Loan without releasing or otherwise affecting the obligations of the Company
          under this Agreement, or with respect to such Mortgage Loan, except to
          the
          extent the Purchaser’s extension, compromise, release, change, modification,
          adjustment, or alteration affects the Company’s ability to collect the Mortgage
          Loan or realize on the security of the Mortgage, but then only to the extent
          such action has such effect.

         

        ARTICLE
          20.   Default;
          Termination. 

         

        Section
          20.01.   Events
          of Default; Termination.

         

        (a)
          In
          case one or more of the following Events of Default by the Company shall
          occur
          and be continuing, that is to say:

         

        (i)
            any
          failure by the Company to remit to the Purchaser any payment required to
          be made
          under the terms of this Agreement which continues unremedied for a period
          of one
          (1) Business Day; or

         

        (ii)
            failure
          on the part of the Company duly to observe or perform in any material respect
          any other of the covenants or agreements on the part of the Company set
          forth in
          this Agreement that continues unremedied for a period of thirty (30) days
          (except that such number of days shall be fifteen (15) in the case of a
          failure
          to pay any premium for any insurance policy required to be maintained under
          this
          Agreement) after the date on which written notice of such failure, requiring
          the
          same to be remedied, shall have been given to the Company by the Purchaser;
          or

         

        (iii)
            a
          decree
          or order of a court or agency or supervisory authority having jurisdiction
          for
          the appointment of a conservator or receiver or liquidator in any insolvency,
          bankruptcy, readjustment of debt, marshalling of assets and liabilities
          or
          similar proceedings, or for the winding-up or liquidation of its affairs,
          shall
          have been entered against the Company and such decree or order shall have
          remained in force undischarged or unstayed for a period of sixty (60) days;
          or

         

        (iv)
            the
          Company shall consent to the appointment of a conservator or receiver or
          liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling
          of
          assets and liabilities or similar proceedings of, or relating to, the Company
          or
          of, or relating to, all or substantially all of its property; or

         

        (v)
            the
          Company shall admit in writing its inability to pay its debts generally
          as they
          become due, file a petition to take advantage of any applicable insolvency
          or
          reorganization statute, make an assignment for the benefit of its creditors,
          or
          voluntarily suspend payment of its obligations; or

         

        (vi)
            failure
          by the Company to be in compliance with the “doing business” or licensing laws
          of any jurisdiction where a Mortgaged Property is located; or

         

        (vii)
            the
          Company ceases to be approved by either Fannie Mae as a mortgage loan seller
          or
          servicer for more than thirty days; or

         

        (viii)
            the
          Company attempts to assign, sell, pledge or hypothecate its right to servicing
          compensation hereunder without the Purchaser’s prior written
          consent;

         

        then,
          and
          in each and every such case, so long as an Event of Default shall not have
          been
          remedied, the Purchaser, by notice in writing to the Company (except in
          the case
          of an Event of Default under clauses (iii), (iv) or (v) above, or as otherwise
          stated in this Agreement, in which case, automatically and without notice)
          may,
          in addition to whatever rights the Purchaser may have at law or equity
          to
          damages, including injunctive relief and specific performance, terminate
          this
          Agreement and/or all
          the
          rights and obligations of the Company as servicer (and if the Company is
          servicing any of the Mortgage Loans in a Pass-Through Transfer, appoint
          a
          successor servicer reasonably acceptable to the Master Servicer for such
          Pass-Through Transfer) under this Agreement. On or after the receipt by
          the
          Company of such written notice, all authority and power of the Company
          to
          service the Mortgage Loans under this Agreement shall on the date set forth
          in
          such notice pass to and be vested in the successor appointed pursuant to
          Article
          28.

         

        (b)
          (i) 
          In
          addition, any failure by the Company, any Subservicer, any Subcontractor
          or any
          Third-Party Originator to deliver any information, report, certification,
          accountants’ letter or other material when and as required under Article 12, or
          any breach by the Company of a representation or warranty set forth in
          Section
          7.01 or in a writing furnished pursuant to paragraph (xvi) of Section 7.01
          and
          made as of a date prior to the closing date of the related Pass-Through
          Transfer, to the extent that such breach is not cured by such closing date,
          or
          any breach by the Company of a representation or warranty in a writing
          furnished
          pursuant to paragraph (xvi) of Section 7.01 to the extent made as of a
          date
          subsequent to such closing date, shall, except as provided in paragraph
          (b) (ii)
          below, immediately and automatically, without notice or grace period, constitute
          an Event of Default with respect to the Company under this Agreement and
          any
          applicable Reconstitution Agreement, and shall entitle the Purchaser or
          any
          Depositor, as applicable, in its sole discretion, to terminate the rights
          and
          obligations of the Company as servicer under this Agreement and/or any
          applicable Reconstitution Agreement without payment (other than payment
          of
          accrued fees and reimbursable expenses owed to the Company hereunder or
          thereunder at the time of such termination) of any compensation to the
          Company
          (and if the Company is servicing any of the Mortgage Loans in a Pass-Through
          Transfer, appoint a successor servicer reasonably acceptable to the Master
          Servicer for such Pass-Through Transfer); provided that to the extent that
          any
          provision of this Agreement and/or any applicable Reconstitution Agreement
          expressly provides for the survival of certain rights or obligations following
          termination of the Company as servicer, such provision shall be given effect.
          

         

        (ii) Any
          failure by the Company, any Subservicer or any Subcontractor to deliver
          any
          information, report, certification or accountants’ letter when and as required
          under Section 10.04 or 10.07, including any failure by the Company to identify
          pursuant to Article 13 any Subcontractor “participating in the servicing
          function” within the meaning of Item 1122 of Regulation AB, which continues
          unremedied for ten calendar days after the date on which such information,
          report, certification or accountants’ letter was required to be delivered, shall
          also constitute an Event of Default with respect to the Company under this
          Agreement and any applicable Reconstitution Agreement, and shall entitle
          the
          Purchaser, the Master Servicer or any Depositor, as applicable, in its
          sole
          discretion, to terminate the rights and obligations of the Company as servicer
          under this Agreement and/or any applicable Reconstitution Agreement without
          payment (notwithstanding anything in this Agreement to the contrary) of
          any
          compensation to the Company (and if the Company is servicing any of the
          Mortgage
          Loans in a Pass-Through Transfer, appoint a successor servicer reasonably
          acceptable to the Master Servicer for such Pass-Through Transfer); provided
          that to
          the extent that any provision of this Agreement and/or any applicable
          Reconstitution Agreement expressly provides for the survival of certain
          rights
          or obligations following termination of the Company as servicer, such provision
          shall be given effect. None of the Purchaser, any Depositor or any Master
          Servicer shall be entitled to terminate the rights and obligations of the
          Company pursuant to this paragraph (b)(ii) if a failure of the Company
          to
          identify a Subcontractor “participating in the servicing function” within the
          meaning of Item 1122 of Regulation AB was attributable solely to the role
          or
          functions of such Subcontractor with respect to mortgage loans other than
          the
          Mortgage Loans.

         

        (c)
          If
          any of the Mortgage Loans are MERS Mortgage Loans, in connection with the
          termination or resignation of the Company hereunder, either (i) the
          successor to the Company shall represent and warrant that it is a member
          of MERS
          in good standing and shall agree to comply in all material respects with
          the
          rules and procedures of MERS in connection with the servicing of the Mortgage
          Loans that are registered with MERS, or (ii) the predecessor Company shall
          cooperate with the successor either (x) in causing MERS to execute and
          deliver
          an assignment of Mortgage in recordable form to transfer the Mortgage from
          MERS
          to the Purchaser and to execute and deliver such other notices, documents
          and
          other instruments as may be necessary or desirable to effect a transfer
          of such
          Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the
          successor or (y) in causing MERS to designate on the MERS® System the successor
          as the servicer of such Mortgage Loan.

         

        (d)
          The
          Company shall promptly reimburse the Purchaser (or any designee of the
          Purchaser, such as the Master Servicer) and any Depositor, as applicable,
          for
          all reasonable expenses incurred by the Purchaser (or such designee) or
          such
          Depositor, as such are incurred, in connection with the termination of
          the
          Company as servicer and the transfer of servicing of the Mortgage Loans
          to a
          successor servicer. The provisions of this paragraph shall not limit whatever
          rights the Purchaser or any Depositor may have under other provisions of
          this
          Agreement and/or any applicable Reconstitution Agreement or otherwise,
          whether
          in equity or at law, such as an action for damages, specific performance
          or
          injunctive relief. 

         

        Section
          20.02.   Waiver
          of Defaults. 

         

        The
          Purchaser may waive any default by the Company in the performance of its
          obligations hereunder and its consequences. Upon any such waiver of a past
          default, such default shall cease to exist, and any Event of Default arising
          therefrom shall be deemed to have been remedied for every purpose of this
          Agreement. No such waiver shall extend, or be deemed to extend, to any
          subsequent or other default or impair any right consequent thereon except
          to the
          extent expressly so waived.

         

        ARTICLE
          21.   Indemnification
          by the Company. 

         

        The
          Company shall indemnify the Purchaser, each affiliate of the Purchaser,
          and each
          of the following parties participating in a Pass-Through Transfer: each
          sponsor
          and issuing entity; each Person (including, but not limited to, the Master
          Servicer, if applicable) responsible for the preparation, execution or
          filing of
          any report required to be filed with the Commission with respect to such
          Pass-Through Transfer, or for execution of a certification pursuant to
          Rule
          13a-14(d) or Rule 15d-14(d) under the Exchange Act with respect to such
          Pass-Through Transfer; each broker dealer acting as underwriter, placement
          agent
          or initial purchaser, each Person who controls any of such parties or the
          Depositor (within the meaning of Section 15 of the Securities Act and Section
          20
          of the Exchange Act); and the respective present and former directors,
          officers,
          employees, agents and affiliates of each of the foregoing and of the Depositor
          (each, an “Indemnified
          Party”),
          and
          shall hold each of them harmless from and against any claims, losses, damages,
          penalties, fines, forfeitures, legal fees and expenses and related costs,
          judgments, and any other costs, fees and expenses that any of them may
          sustain
          arising out of or based upon:

         

        (i)(A)
          any untrue statement of a material fact contained or alleged to be contained
          in
          any information, report, certification, data, accountants’ letter or other
          material provided under Section 10.07 by or on behalf of the Company, or
          provided under Section 10.07 by or on behalf of an Subservicer, Subcontractor
          or
          Third-Party Originator (collectively, the “Company
          Information”),
          or
          (B) the omission or alleged omission to state in the Company Information
          a
          material fact required to be stated in the Company Information or necessary
          in
          order to make the statements therein, in the light of the circumstances
          under
          which they were made, not misleading; provided, by way of clarification,
          that
          clause (B) of this paragraph shall be construed solely by reference to
          the
          Company Information and not to any other information communicated in connection
          with a sale or purchase of securities, without regard to whether the Company
          Information or any portion thereof is presented together with or separately
          from
          such other information;

         

        (ii)
          any
          breach by the Company of its obligations under Section 10.07, including
          particularly any failure by the Company, any Subservicer, any Subcontractor
          or
          any Third-Party Originator to deliver information, report, certification,
          accountants’ letter or other material when and as required under Section 10.07,
          including any failure by the Company to identify pursuant to Article 13
          any
          Subcontractor “participating in the servicing function” within the meaning of
          Item 1122 of Regulation AB;

         

        (iii)
          any
          breach by the Company of a representation, warranty or covenant set forth
          in
          Section 7.01 or in a writing furnished pursuant to Section 7.01(xv) and
          made as
          of a date prior to the closing date of the related Pass-Through Transfer,
          to the
          extent that such breach is not cured by such closing date, or any breach
          of a
          representation or warranty in a writing furnished pursuant to paragraph
          (xvi) of
          Section 7.01 to the extent made as of a date subsequent to such closing
          date;
          or

         

        (iv)
          the
          negligence, bad faith or willful misconduct of the Company in connection
          with
          its performance under Section 10.07.

         

        If
          the
          indemnification provided for in this Article 22 is unavailable or insufficient
          to hold harmless an Indemnified Party, then the Company agrees that it
          shall
          contribute to the amount paid or payable by such Indemnified Party as a
          result
          of any claims, losses, damages or liabilities incurred by such Indemnified
          Party
          in such proportion as is appropriate to reflect the relative fault of such
          Indemnified Party on the one hand and the Company on the other.

         

        In
          the
          case of any failure of performance described above, the Company shall promptly
          reimburse the Purchaser, any Depositor, as applicable, and each Person
          responsible for the preparation, execution or filing of any report required
          to
          be filed with the Commission with respect to such Pass-Through Transfer,
          or for
          execution of a certification pursuant to Rule 13a-14(d) or Rule 15d-14(d)
          under
          the Exchange Act with respect to such Pass-Through Transfer, for all costs
          reasonably incurred by each such party in order to obtain the information,
          report, certification, accountants’ letter or other material not delivered as
          required by the Company, any Subservicer, any Subcontractor or any Third-Party
          Originator.

         

        This
          indemnification shall survive the termination of this Agreement or the
          termination of any party to this Agreement.

         

        All
          Mortgage Loans not sold or transferred pursuant to a Reconstitution shall
          remaining subject to, and serviced in accordance with the terms of, this
          Agreement, and with respect thereto this Agreement shall remain in full
          force
          and effect.

         

        ARTICLE
          22.   Governing
          Law.
          This
          Agreement shall be construed in accordance with the laws of the State of
          New
          York without regard to any conflicts of laws principles (other than Section
          5-1401 of the New York General Obligations Law).

         

        ARTICLE
          23.   Amendment.
          This
          Agreement shall not be amended, changed, modified or supplemented, in whole
          or
          in part, except by an instrument in writing signed by the parties hereto
          or
          their respective successors or assigns.

         

        ARTICLE
          24.   Notices.
          All
          demands, notices and communications hereunder shall be in writing and shall
          be
          deemed to have been duly given if mailed, by registered or certified mail,
          return receipt requested, or, if by other means, when received by the other
          party at the address as follows:

         

        (i)           
          if
          to the
          Company:

         

        SunTrust
          Mortgage, Inc.

        901
          Semmes Avenue

        Richmond,
          Virginia 23224

        

        (ii)          
          if
          to the
          Purchaser:

         

        Fannie
          Mae

        4000
          Wisconsin Avenue, N.W.

        Washington,
          D.C. 20016

        Attention:
          RTF Business Management Office

        

        (iii)         
if
          to the
          Master Servicer:

         

        Wells
          Fargo Bank, N.A. 

        9062
          Old
          Annapolis Road

        Columbia,
          Maryland 21045-1951

        Attention:
          Director, Master Servicing

         

        or
          such
          other address as may hereafter be furnished to the other party by like
          notice.
          Any such demand, notice or communication hereunder shall be deemed to have
          been
          received on the date delivered to or received at the premises of the addressee
          (as evidenced, in the case of registered or certified mail, by the date
          noted on
          the return receipt). In addition, such notices shall make reference to
          this
          Agreement.

         

        ARTICLE
          25.   Severability
          Clause.
          Any
          part, provision, representation or warranty of this Agreement which is
          prohibited or which is held to be void or unenforceable shall be ineffective
          to
          the extent of such prohibition or unenforceability without invalidating
          the
          remaining provisions hereof. Any part, provision, representation or warranty
          of
          this Agreement which is prohibited or unenforceable or is held to be void
          or
          unenforceable in any jurisdiction shall be ineffective, as to such jurisdiction,
          to the extent of such prohibition or unenforceability without invalidating
          the
          remaining provisions hereof, and any such prohibition or unenforceability
          in any
          jurisdiction as to any Mortgage Loan shall not invalidate or render
          unenforceable such provision in any other jurisdiction. To the extent permitted
          by applicable law, the parties hereto waive any provision of law which
          prohibits
          or renders void or unenforceable any provision hereof. If the invalidity
          of any
          part, provision, representation or warranty of this Agreement shall deprive
          any
          party of the economic benefit intended to be conferred by this Agreement,
          the
          parties shall negotiate, in good-faith, to develop a structure the economic
          effect of which is nearly as possible the same as the economic effect of
          this
          Agreement without regard to such invalidity.

         

        ARTICLE
          26.   Intention
          of the Parties.
          It is
          the intention of the parties that the Purchaser is purchasing, and the
          Company
          is selling the Mortgage Loans and not a debt instrument of the Company
          or
          another security. Accordingly, the parties hereto each intend to treat
          the
          transaction for federal income tax purposes as a sale by the Company, and
          a
          purchase by the Purchaser, of the Mortgage Loans. The Purchaser shall have
          the
          right to review the Mortgage Loans and the related Mortgage Loan Files
          to
          determine the characteristics of the Mortgage Loans which shall affect
          the
          federal income tax consequences of owning the Mortgage Loans and the Company
          shall cooperate with all reasonable requests made by the Purchaser in the
          course
          of such review.

         

        ARTICLE
          27.   Successors
          and Assigns.
          This
          Agreement shall bind and inure to the benefit of and be enforceable by
          the
          Company and the Purchaser and the respective successors and assigns of
          the
          Company and the Purchaser. The Purchaser may assign this Agreement to any
          Person
          to whom any Mortgage Loan is transferred (in accordance with Section 6.03)
          whether pursuant to a sale or financing and to any Person to whom the servicing
          or master servicing of any Mortgage Loan is sold or transferred. Upon any
          such
          assignment, the Person to whom such assignment is made shall succeed to
          all
          rights and obligations of the Purchaser under this Agreement. A form of
          such
          assignment is attached as Exhibit 5. This Agreement shall not be assigned,
          pledged or hypothecated by the Company to a third party without the consent
          of
          the Purchaser.

         

        ARTICLE
          28.   Waivers.
          No term
          or provision of this Agreement or a Confirmation may be waived or modified
          unless such waiver or modification is in writing and signed by the party
          against
          whom such waiver or modification is sought to be enforced.

         

        ARTICLE
          29.   Exhibits.
          The
          exhibits to this Agreement are hereby incorporated and made a part hereof
          and
          are an integral part of this Agreement.

         

        ARTICLE
          30.   General
          Interpretive Principles.
          For
          purposes of this Agreement, except as otherwise expressly provided or unless
          the
          context otherwise requires:

         

        (a)
            the
          terms
          defined in this Agreement have the meanings assigned to them in this Agreement
          and include the plural as well as the singular, and the use of any gender
          herein
          shall be deemed to include the other gender;

         

        (b)
            accounting
          terms not otherwise defined herein have the meanings assigned to them in
          accordance with GAAP;

         

        (c)
            references
          herein to “Articles,” “Sections,” “Paragraphs,” and other subdivisions without
          reference to a document are to designated Articles, Sections, Paragraphs
          and
          other subdivisions of this Agreement;

         

        (d)
            reference
          to a Section without further reference to an Article is a reference to
          such
          Section as contained in the same Article in which the reference appears,
          and
          this rule shall also apply to paragraphs and other subdivisions;

         

        (e)
            the
          words
“herein,” “hereof,” “hereunder” and other words of similar import refer to this
          Agreement as a whole and not to any particular provision; and

         

        (f)
            the
          term
“include” or “including” shall mean without limitation by reason of
          enumeration.

         

        ARTICLE
          31.   Reproduction
          of Documents.
          This
          Agreement and all documents relating thereto, including, without limitation,
          (a)
          consents, waivers and modifications which may hereafter be executed, (b)
          documents received by any party at the closing, and (c) financial statements,
          certificates and other information previously or hereafter furnished, may
          be
          reproduced by any photographic, photostatic, microfilm, micro-card, miniature
          photographic or other similar process. The parties agree that any such
          reproduction shall be admissible in evidence as the original itself in
          any
          judicial or administrative proceeding, whether or not the original is in
          existence and whether or not such reproduction was made by a party in the
          regular course of business, and that any enlargement, facsimile or further
          reproduction of such reproduction shall likewise be admissible in
          evidence. 

         

        ARTICLE
          32.   Survival.
          All
          covenants, agreements, representations and warranties made herein shall
          survive
          the execution and delivery of this Agreement.

         

        ARTICLE
          33.   Signature
          Pages/Counterparts.
          This
          Agreement shall be executed by each party (i) in one or more fully executed
          copies, each of which shall constitute a fully executed original Agreement,
          and/or (ii) in counterparts having one or more original signatures, and
          all such
          counterparts containing the original signatures of all of the parties hereto
          taken together shall constitute a fully executed original Agreement, as
          applicable, and/or (iii) by delivery of one or more original signed signature
          pages to the other parties hereto (x) by mail or courier, and/or (y) by
          electronic transmission, including without limitation by telecopier, facsimile
          or email of a scanned image (“Electronic Transmission”), each of which as
          received shall constitute for all purposes an executed original signature
          page
          of such party. The Purchaser may deliver a copy of this Agreement, fully
          executed as provided herein, to each other party hereto by mail and/or
          courier
          and/or Electronic Transmission, and such copy as so delivered shall constitute
          a
          fully executed original Agreement, superseding any prior form of the Agreement
          that differs therefrom in any respect.

         

        ARTICLE
          34.   Third-Party
          Beneficiary. 

         

        For
          purposes of this Agreement, the Master Servicer shall be considered a
          third-party beneficiary to this Agreement, entitled to all the rights and
          benefits of this Agreement as if it were a direct party to this
          Agreement.

         

        

         

        

         

        [Remainder
          of this page left blank intentionally.]

        
 

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        IN
          WITNESS WHEREOF, the Company and the Purchaser have caused their names
          to be
          signed hereto by their respective officers thereunto duly authorized as
          of the
          date first above written.

        
          	 	 	 
	 	
                  SUNTRUST
                    MORTGAGE, INC.

                  Company

                
	 
 	 
 	 
 
	 	 	By:  /s/ Amy
                  S.
                  Creason
	 	Name:
                  Amy S. Creason
	 	
                  Title: First
                    Vice President

                

        

         

         

         

        
          	 	 	 
	 	
                  FANNIE
                    MAE

                  Purchaser

                
	 
 	 
 	 
 
	 	 	By:  /s/ Ramón
                  R.
                  de Castro
	 	Name:
                  Ramón R. de Castro
	 	
                  Title: Senior
                    Vice President - Capital Markets

                

        

        
 

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        EXHIBIT
          1

         

        MORTGAGE
          LOAN SCHEDULE

         

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

         

        EXHIBIT
          2

         

        CONTENTS
          OF MORTGAGE FILE

         

        

         

        (a)   With
          respect to
          each Mortgage Loan that is not secured by a cooperative unit:

         

        (i)    The
          original Mortgage Note together with any applicable riders, endorsed in
          blank,
          with all prior and intervening endorsements as may be necessary to show
          a
          complete chain of endorsements;

         

        (ii)   The
          original recorded security instrument (and, if the related Mortgage Loan
          is a
          MOM Loan, noting the MIN and language indicating that such Mortgage Loan
          is a
          MOM Loan,) with evidence of recordation noted thereon or attached thereto,
          together with any addenda or riders thereto, or a copy of such recorded
          security
          instrument with such evidence of recordation certified to be true and correct
          by
          the appropriate governmental recording office, or if the original security
          instrument has been submitted for recordation but has not been returned
          from the
          applicable public recording office, a copy of the security instrument certified
          by a Designated Officer of the Company or by the title insurance company
          providing title insurance in respect of such security instrument, the
          closing/settlement-escrow agent or the closing attorney to be a true and
          complete copy of the original security instrument submitted for
          recordation;

         

        (iii)         
          An
          original assignment of the security instrument in recordable form assigned
          in
          blank, or, with respect to a MERS Mortgage Loan, the Mortgage names MERS
          as the
“mortgagee” or “beneficiary” thereof;

         

        (iv)         
          Each
          original recorded intervening assignment of the security instrument as
          may be
          necessary to show a complete chain of title, with evidence of recordation
          noted
          thereon or attached thereto, or a copy of such assignment with such evidence
          of
          recordation certified to be true and correct by the appropriate governmental
          recording office, or, if any such assignment has been submitted for recordation
          but has not been returned from the applicable public recording office or
          is not
          otherwise available, a copy of such assignment certified by an officer
          to be a
          true and complete copy of the recorded assignment or the assignment submitted
          for recordation;

         

        (v)          
          The
          original policy of title insurance or a copy of such title insurance policy
          certified as true and correct by the applicable insurer or an attorney’s
          certificate of title with an officer’s certificate of the Owner that such
          attorney’s certificate of title is customarily used in lieu of a title insurance
          policy in the jurisdiction in which the related mortgage property is
          located;

         

        (vi)          If
          indicated on Mortgage Loan Schedule, the original or certified copies of
          each
          assumption agreement, modification agreement, consolidation or extension
          agreement, written assurance or substitution agreement, if any;

         

        (vii)         If
          the
          Mortgage Note or a security instrument was executed pursuant to a power
          of
          attorney or other instrument that authorized or empowered such Person to
          sign,
          the original power of attorney with evidence of recording thereon;
          and

         

        (viii)        The
          original of any loan agreement or guaranty executed in connection with
          the
          Mortgage Note, if any.

         

        (b)   With
          respect to each Mortgage Loan that is secured by a cooperative
          unit:

         

        (i)    The
          original proprietary lease or an original assignment of the proprietary
          lease;

         

        (ii)   The
          original stock certificate representing the co-op shares and original stock
          power;

         

        (iii)   A
          copy of
          the UCC-1 financing statement;

         

        (iv)   A
          copy of
          the executed UCC-3 financing statement; and

         

        (v)    The
          original pledge and security agreement and original assignment of security
          agreement and original intervening assignments of the security agreement
          (if
          any).

        

 

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        EXHIBIT
          3

         

        FORM
          OF CUSTODIAL ACCOUNT LETTER AGREEMENT

         

        ________________________
          __, 200[_]

         

        To:         
          __________________________

         

        (the
          “Depository”)

         

        As
          the
          Company under the Mortgage Loan Purchase and Servicing Agreement, dated
          as of
          ___________________ 200[_], we hereby authorize and request you to establish
          an
          account, as a Custodial Account, to be designated as “__________, in trust for
          the Purchaser and various Mortgagors, Mortgage Loans, P&I Account.” All
          deposits in the account shall be subject to withdrawal therefrom by order
          signed
          by the Company or the Purchaser (or a designee of the Purchaser). You may
          refuse
          any deposit which would result in violation of the requirement that the
          account
          be fully insured as described below. This letter is submitted to you in
          duplicate. Please execute and return one original to us.

         

        _____________

         

        By:     
          _______________________________________     

        Name:
          _______________________________________      

        Title   
          _______________________________________     

        Date:  
          _______________________________________    

         

        The
          undersigned, as Depository, hereby certifies that the above-described account
          has been established under Account Number ___________ at the office of
          the
          Depository indicated above, and agrees to honor withdrawals on such account
          as
          provided above. The full amount deposited at any time in the account will
          be
          insured by the Federal Deposit Insurance Corporation through the Bank Insurance
          Fund (“BIF”) or the Savings Association Insurance Fund (“SAIF”).

         

        Depository

         

         

         

        
          By:     
            _______________________________________     

          Name:
            _______________________________________      

          Title   
            _______________________________________     

          Date:  
            _______________________________________    

        

        

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        EXHIBIT
          4

         

        FORM
          OF ESCROW ACCOUNT LETTER AGREEMENT

         

        ________
          _,
          200[_]

         

        To:    
          ____________________________

         

        (the
          “Depository”)

         

        As
          the
          Company under the Mortgage Loan Purchase and Servicing Agreement, dated
          as of
          ______________, 200[_], we hereby authorize and request you to establish
          an
          account, as an Escrow Account, to be designated as “_____________, in trust for
          the Purchaser and various Mortgagors, Mortgage Loans, T&I Account.” All
          deposits in the account shall be subject to withdrawal therefrom by order
          signed
          by the Company or the Purchaser (or a designee of the Purchaser). You may
          refuse
          any deposit which would result in violation of the requirement that the
          account
          be fully insured as described below. This letter is submitted to you in
          duplicate. Please execute and return one original to us.

         

        ________________

         

        
          By:     
            _______________________________________     

          Name:
            _______________________________________      

          Title   
            _______________________________________     

          Date:  
            _______________________________________      

        

         

        The
          undersigned, as Depository, hereby certifies that the above-described account
          has been established under Account Number ___________ at the office of
          the
          Depository indicated above, and agrees to honor withdrawals on such account
          as
          provided above. The full amount deposited at any time in the account will
          be
          insured by the Federal Deposit Insurance Corporation through the Bank Insurance
          Fund (“BIF”) or the Savings Association Insurance Fund (“SAIF”).

         

        Depository

         

        
          By:     
            _______________________________________     

          Name:
            _______________________________________      

          Title   
            _______________________________________     

          Date:  
            _______________________________________      

        

         

        
 

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        EXHIBIT
          5

         

        FORM
          OF ASSIGNMENT, ASSUMPTION AND RECOGNITION AGREEMENT

         

        This
          Assignment, Assumption and Recognition Agreement (the “Agreement”) is made and
          entered into as of [___________], 200[_] (the “Closing Date”), among Fannie Mae,
          a [__________] corporation, having an address at [___________________]
          (the
“Assignor”), [_____________________________], a [___________________]
          corporation, having an address at [_________________________________] (the
          “Assignee”), and [__________________], a [___________] corporation, having an
          address at [_________________] (the “Company”). Any capitalized term used and
          not otherwise defined herein shall have the meaning assigned to such term
          in the
          Purchase Agreement (as defined below).

         

        In
          consideration of the mutual promises and agreements contained herein, and
          for
          other good and valuable consideration, the receipt and sufficiency of which
          are
          hereby acknowledged, the parties hereto agree as follows:

         

        
          	1.	
                  Assignment
                    and Assumption.
                    Except as expressly provided for herein, the Assignor hereby
                    grants,
                    transfers and assigns to the Assignee (a) all of its right, title
                    and
                    interest as the “Purchaser” in, to and under that certain Mortgage Loan
                    Purchase and Servicing Agreement dated as of [_______________],
                    200[__]
                    and duly executed by the Company and Fannie Mae (the “Purchase Agreement”)
                    attached hereto as Exhibit A,
                    only with respect to the Mortgage Loans, and (b) all of its right,
                    title
                    and interest in and to each of the mortgage loans identified
                    in
                    Exhibit
                    B
                    hereto (the “Mortgage Loans”). Notwithstanding anything to the contrary
                    contained herein, the Assignor is not assigning to the Assignee
                    any of its
                    right, title and interest as the “Purchaser” in, to and under the Purchase
                    Agreement with respect to any other mortgage loan other than
                    those set
                    forth on Exhibit B, 

                

        

         

        Except
          as
          is otherwise expressly provided herein, the Assignor makes no representations,
          warranties or covenants to the Assignee and the Assignee acknowledges that
          the
          Assignor has no obligations to the Assignee under the terms of the Purchase
          Agreement, or otherwise relating to the transaction contemplated herein
          (including, but not limited to, any obligation to repurchase any of the
          Mortgage
          Loans or to indemnify the Assignee). 

         

        The
          Assignor acknowledges and agrees that upon execution of this Agreement,
          [____________] shall become the “Purchaser” under the Purchase Agreement with
          respect to the Mortgage Loans, and all representations, warranties and
          covenants
          by the “Seller” to the “Purchaser” under such Purchase Agreement as to the
          Mortgage Loans including, but not limited to, the rights to require repurchase
          of any Mortgage Loan and to receive indemnification, shall accrue to Assignee
          by
          virtue of this Agreement. 

         

        
          	
                  2.

                	
                  Consideration.
                    In consideration for the sale of the Mortgage Loans to the Assignee,
                    the
                    Assignee agrees to pay to the Assignor the amount referenced
                    in that
                    certain trade confirmation dated as of [____________], 200[__]
                    (the
                    “Confirmation”), and duly executed by the Assignor and the Assignee (the
                    “Purchase Price”). The Assignee shall pay the Purchase Price to the
                    Assignor by wire transfer of immediately available funds to the
                    account
                    designated by the Assignor on or before the Closing Date, as
                    defined in
                    this Confirmation.

                

        

         

        
          	
                  3.

                	
                  Servicing
                    of the Mortgage Loans.
                    [From and after the date hereof, the Company shall service the
                    Mortgage
                    Loans for the Assignee in accordance with the Purchase Agreement.
                    With
                    respect to the Mortgage Loans, the address of the “Purchaser” set forth in
                    Article 25 of the Purchase Agreement shall be changed to read
                    as
                    follows:

                

        

         

        [___________________]

        [___________________]

        [___________________]

        Attention:
          [___________]

         

        The
          wire
          transfer instructions for distributions to the Assignee on each Distribution
          Date shall be as follows:

         

        Bank:    

        ABA
          Routing Number: 

        For
          Credit to:    

        Attn:
              

         

        
          	
                  4.

                	
                  Status
                    of Purchase Agreement.
                    The Assignor represents and warrants that (a) the Purchase Agreement
                    attached hereto as Exhibit
                    A
                    is
                    a true, complete and accurate copy of the Purchase Agreement,
                    (b) the
                    Purchase Agreement with respect to each of the Mortgage Loans
                    is in full
                    force and effect as of the date hereof, (c) the Purchase Agreement
                    has not
                    been amended or modified in any respect as to the Mortgage Loans,
                    (d)
                    there has been no waiver or modification or any agreement to
                    waive or
                    modify any provision, nor has any notice of termination been
                    given, under
                    the Purchase Agreement as to the Mortgage Loans, (e) the Assignor
                    is not
                    in default, and has received no notice of default, under the
                    Purchase
                    Agreement, and, to the best of the Assignor’s knowledge, the Company is
                    not in default under the Purchase Agreement, and (f) to the best
                    of the
                    Assignor’s knowledge, there are no offsets, claims or defenses available
                    to the Company with respect to the Purchase Agreement or Mortgage
                    Loans.

                

        

         

        
          	5.	
                  Covenants,
                    Representations and Warranties of the Assignor.
                    The Assignor represents and warrants to, and covenants with,
                    the Assignee
                    that:

                

        

         

        
          	 	
                  a.

                	
                  The
                    Assignor is a corporation duly organized, validly existing and
                    in good
                    standing under the laws of the jurisdiction of its incorporation,
                    and has
                    all requisite corporate power and authority to acquire, own and
                    sell the
                    Mortgage Loans;

                

        

         

        
          	 	
                  b.

                	
                  The
                    Assignor has full corporate power and authority to execute, deliver
                    and
                    perform under this Agreement, and to consummate the transactions
                    set forth
                    herein. The execution, delivery and performance by the Assignor
                    of this
                    Agreement, and the consummation by it of the transactions contemplated
                    hereby, have been duly authorized by all necessary corporate
                    action of the
                    Assignor. This Agreement has been fully executed and delivered
                    by the
                    Assignor and constitutes the valid and legally binding obligation
                    of the
                    Assignor enforceable against the Assignor in accordance with
                    its
                    respective terms, subject to the effect of bankruptcy, insolvency,
                    reorganization, moratorium or other similar laws relating to
                    or affecting
                    creditors’ rights and to the application of equitable principles in any
                    proceeding, whether at law or in
                    equity;

                

        

         

        
          	 	
                  c.

                	
                  No
                    material consent, approval, order or authorization of, or declaration,
                    filing or registration with, any governmental entity is required
                    to be
                    obtained or made by the Assignor in connection with the execution,
                    delivery or performance by the Assignor of this Agreement, or
                    the
                    consummation by it of the transactions contemplated
                    hereby;

                

        

         

        
          	 	
                  d.

                	
                  There
                    is no action, suit, proceeding, investigation or litigation pending
                    or, to
                    the Assignor’s knowledge, threatened, which either in any instance or in
                    the aggregate, if determined adversely to the Assignor, would
                    adversely
                    affect the sale of the Mortgage Loans to the Assignee, the execution,
                    delivery or enforceability of this Agreement, or the Assignor’s ability to
                    perform its obligations under this Agreement;

                

        

         

        
          	 	
                  e.

                	
                  Immediately
                    prior to payment of the Purchase Price for the Mortgage Loans,
                    the
                    Assignor is the lawful owner of the Mortgage Loans with the full
                    right to
                    transfer the Mortgage Loans free from any and all claims and
                    encumbrances
                    whatsoever.

                

        

         

        
          	 	
                  f.

                	
                  The
                    Assignor shall use its reasonable commercial efforts to cause
                    to be
                    delivered to the Assignee all of the Mortgage Loan Documents
                    in accordance
                    with Section 6.03 of the Purchase
                    Agreement.

                

        

         

        
          	 	
                  g.

                	
                  Each
                    of the terms and conditions set forth in the Purchase Agreement
                    which are
                    required to be satisfied on or before the Closing Date by the
                    Assignor in
                    order for the Assignor to acquire title to the Mortgage Loans
                    has been
                    satisfied unless waived by the prejudiced
                    party(ies).

                

        

         

        
          	 	
                  h.

                	
                  The
                    Assignor shall deliver to the Assignee on or before the Closing
                    Date the
                    following documents: 

                

        

         

        (1) a
          fully
          executed Agreement and Purchase Agreement; and 

         

        (2) the
          Mortgage Loan Schedule; 

         

        
          	6.	
                  Covenants,
                    Representations and Warranties of the Company.
                    The Company represents and warrants to, and covenants with, the
                    Assignee
                    that:

                

        

         

        a.
          The
          representations and warranties made by the Company under Section 7.01 and
          Section 7.02 of the Purchase Agreement are true and correct in all material
          respects as of the date hereof and no event has occurred which, with notice
          or
          the passage of time, would constitute a default under the Purchase Agreement;
          except that any such representations and warranties made by the Company
          with
          respect to the delinquency of the Mortgage Loans or the condition of the
          Mortgaged Properties are only reaffirmed by the Company as of the Closing
          Date
          under the Purchase Agreement; and

         

        b.
          The
          Company acknowledges and agrees that upon execution of this Agreement,
          [___________] shall become the “Purchaser” under the Purchase Agreement with
          respect to the Mortgage Loans, and all representations, warranties and
          covenants
          by the Company as the “Seller” thereunder, including, but not limited to, the
          representations, warranties and covenants to repurchase any Mortgage Loan
          and to
          indemnify the “Purchaser”, shall accrue to [__________] by virtue of this
          Agreement. 

         

        7.    Covenants,
          Representations and Warranties of Assignee.
          The
          Assignee agrees to be bound, as the “Purchaser”, by all of the terms, covenants
          and conditions of the Agreement and the Mortgage Loans, and from and after
          the
          date hereof, the Assignee assumes for the benefit of each of the Company
          and the
          Assignor all of the Assignor’s obligations as the “Purchaser” thereunder, with
          respect to the Mortgage Loans;

         

        
          	
                  8.
                    

                	
                  Governing
                    Law.
                    This Agreement shall be construed in accordance with the laws
                    of [____]
                    and the obligations, rights and remedies of the parties hereunder
                    shall be
                    determined in accordance with the laws of [________________],
                    except to
                    the extent preempted by federal
                    law.

                

        

         

        
          	
                  9.

                	
                  Conflict
                    with Purchase Agreement.
                    To the extent there is any conflict between the terms of the Purchase
                    Agreement and this Agreement, the latter shall be controlling,
                    notwithstanding anything to the contrary contained in the Purchase
                    Agreement. 

                

        

         

        
          	
                  10.

                	
                  Capitalized
                    Terms.
                    All capitalized terms used herein and not otherwise defined herein
                    shall
                    have the meanings assigned to such terms in the Purchase
                    Agreement.

                

        

         

        
          	
                  11.

                	
                  Counterparts.
                    This Agreement may be executed in any number of counterparts.
                    Each
                    counterpart shall be deemed to be an original and all such counterparts
                    shall constitute one and the same
                    instrument.

                

        

         

        IN
          WITNESS WHEREOF, the parties hereto have executed this Agreement on the
          date
          first above written. 

        
          	 	 	 	 
	[Assignor_______________________]	 	 	[Assignee
                  ______________________]
	the
                  Assignor 	 	 	the
                  Assignee
	
                   

                  BY:_____________________________

                   

                  ITS:______________________________

                   

                  
                    [Company_______________________]

                    the
                      Company

                     

                    
                      BY:_____________________________

                       

                      ITS:_____________________________

                    

                  

                   

                	 	 	
                   

                  BY:_____________________________

                   

                  ITS:______________________________

                

        

        
 

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        EXHIBIT
          6

         

        COMPANY’S
          UNDERWRITING GUIDELINES

        

        [to
          be
          attached]

         

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        

        EXHIBIT
          7

         

        FORM
          OF OFFICER’S CERTIFICATE

         

        I,
          _____________, hereby certify that I am the duly elected [Vice] President
          of
          _________, a ______, (the “Company”) and further as follows:

         

        1.    Attached
          hereto is a true and correct copy of the [Charter and By-laws/formation
          documents] of the Company which are in full force and effect as of the
          date
          hereof. 

         

        2.    There
          are no
          actions, suits or proceedings pending (nor, to my knowledge, are any actions,
          suits or proceedings threatened), against or affecting the Company which
          if
          adversely determined, individually or in the aggregate, would adversely
          affect
          the Company’s obligations under the Mortgage Loan Purchase and Servicing
          Agreement, dated as of ________, between the Company and Fannie Mae and
          the
          related Confirmation, dated as of ________, between the Company and Fannie
          Mae
          (together, the “Agreements”). 

         

        3.    Each
          person
          who, as an officer or representative of the Company, signed the Agreements
          and
          any other document delivered prior hereto or on the date hereof in connection
          with the sale of Mortgage Loans pursuant to the Agreements was, at the
          respective times of such signing and delivery, and is now duly elected
          or
          appointed, qualified and acting as such officer or representative, and
          the
          signatures of such persons appearing on such documents are their genuine
          signatures. 

         

        4.    Attached
          hereto is a certified true copy of the resolution of the board of directors
          of
          the Company that authorizes the sale of the Mortgage Loans subject to the
          Agreements. 

         

        5.    The
          Company
          has performed and complied with all agreements and conditions to in the
          Agreements which are required to be performed or complied with by the Company
          on
          or before the date hereof.

        

        IN
          WITNESS WHEREOF, I have hereunto signed my name and affixed the seal of
          the
          Company.

        
          	 	 	 
	 	 
	 
 	 
 	 
 
	Dated:
                  [Closing Date]	 	By:_____________________________
	 	Name:___________________________
	 	Title:
                  [Vice] President

        

        
        

        I,
          _________,
          a
          [Assistant] Secretary of the Company, hereby certify that _______________
          is the
          duly elected, qualified and acting [Vice] President of the Company and
          that the
          signature appearing above is [her] [his] genuine signature.

         

        IN
          WITNESS WHEREOF, I have hereunto signed my name.

        
          
            	 	 	 
	 	 
	 
 	 
 	 
 
	Dated:
                    [Closing Date]	 	By:_____________________________
	 	Name:___________________________
	 	Title:
                    [Assistant] Secretary

          

        

        
 

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        EXHIBIT
          8

        

        SERVICING
          CRITERIA TO BE ADDRESSED

        

        The
          Assessment of Compliance to be delivered by the Company, each Subservicer
          and
          each Subcontractor shall address, at a minimum, the criteria identified
          as below
          as “Applicable Servicing Criteria”:

         

        
          	 	 
	
                  Servicing
                    Criteria 

                	
                  Applicable
                    Servicing Criteria

                
	
                  Reference

                	
                  Criteria

                	
                   

                
	
                   

                   

                	
                  General
                    Servicing Considerations

                   

                	
                   

                   

                
	
                  1122(d)(1)(i)

                   

                	
                  Policies
                    and procedures are instituted to monitor any performance or other
                    triggers
                    and events of default in accordance with the transaction
                    agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(1)(ii)

                   

                	
                  If
                    any material servicing activities are outsourced to third parties,
                    policies and procedures are instituted to monitor the third party’s
                    performance and compliance with such servicing activities.

                   

                	
                  x

                   

                
	
                  1122(d)(1)(iii)

                   

                	
                  Any
                    requirements in the transaction agreements to maintain a back-up
                    servicer
                    for the mortgage loans are maintained.

                   

                	 
	
                  1122(d)(1)(iv)

                   

                	
                  A
                    fidelity bond and errors and omissions policy is in effect on
                    the party
                    participating in the servicing function throughout the reporting
                    period in
                    the amount of coverage required by and otherwise in accordance
                    with the
                    terms of the transaction agreements.

                   

                	
                  x

                   

                
	
                   

                   

                	
                  Cash
                    Collection and Administration

                   

                	 
	
                  1122(d)(2)(i)

                   

                	
                  Payments
                    on mortgage loans are deposited into the appropriate custodial
                    bank
                    accounts and related bank clearing accounts no more than two
                    business days
                    following receipt, or such other number of days specified in
                    the
                    transaction agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(2)(ii)

                   

                	
                  Disbursements
                    made via wire transfer on behalf of an obligor or to an investor
                    are made
                    only by authorized personnel.

                   

                	
                  x

                   

                
	
                  1122(d)(2)(iii)

                   

                	
                  Advances
                    of funds or guarantees regarding collections, cash flows or distributions,
                    and any interest or other fees charged for such advances, are
                    made,
                    reviewed and approved as specified in the transaction
                    agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(2)(iv)

                   

                	
                  The
                    related accounts for the transaction, such as cash reserve accounts
                    or
                    accounts established as a form of overcollateralization, are
                    separately
                    maintained (e.g., with respect to commingling of cash) as set
                    forth in the
                    transaction agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(2)(v)

                   

                	
                  Each
                    custodial account is maintained at a federally insured depository
                    institution as set forth in the transaction agreements. For purposes
                    of
                    this criterion, “federally insured depository institution” with respect to
                    a foreign financial institution means a foreign financial institution
                    that
                    meets the requirements of Rule 13k-1(b)(1) of the Securities
                    Exchange
                    Act.

                   

                	
                  x

                   

                
	
                  1122(d)(2)(vi)

                   

                	
                  Unissued
                    checks are safeguarded so as to prevent unauthorized access.

                   

                	
                  x

                   

                
	
                  1122(d)(2)(vii)

                   

                	
                  Reconciliations
                    are prepared on a monthly basis for all asset-backed securities
                    related
                    bank accounts, including custodial accounts and related bank
                    clearing
                    accounts. These reconciliations are (A) mathematically accurate;
                    (B)
                    prepared within 30 calendar days after the bank statement cutoff
                    date, or
                    such other number of days specified in the transaction agreements;
                    (C)
                    reviewed and approved by someone other than the person who prepared
                    the
                    reconciliation; and (D) contain explanations for reconciling
                    items. These
                    reconciling items are resolved within 90 calendar days of their
                    original
                    identification, or such other number of days specified in the
                    transaction
                    agreements.

                   

                	
                  x

                   

                
	
                   

                   

                	
                  Investor
                    Remittances and Reporting

                   

                	 
	
                  1122(d)(3)(i)

                   

                	
                  Reports
                    to investors, including those to be filed with the Commission,
                    are
                    maintained in accordance with the transaction agreements and
                    applicable
                    Commission requirements. Specifically, such reports (A) are prepared
                    in
                    accordance with timeframes and other terms set forth in the transaction
                    agreements; (B) provide information calculated in accordance
                    with the
                    terms specified in the transaction agreements; (C) are filed
                    with the
                    Commission as required by its rules and regulations; and (D)
                    agree with
                    investors’ or the trustee’s records as to the total unpaid principal
                    balance and number of mortgage loans serviced by the
                    Servicer.

                   

                	
                  x

                   

                
	
                  1122(d)(3)(ii)

                   

                	
                  Amounts
                    due to investors are allocated and remitted in accordance with
                    timeframes,
                    distribution priority and other terms set forth in the transaction
                    agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(3)(iii)

                   

                	
                  Disbursements
                    made to an investor are posted within two business days to the
                    Servicer’s
                    investor records, or such other number of days specified in the
                    transaction agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(3)(iv)

                   

                	
                  Amounts
                    remitted to investors per the investor reports agree with cancelled
                    checks, or other form of payment, or custodial bank
                    statements.

                   

                	
                  x

                   

                
	
                   

                   

                	
                  Pool
                    Asset Administration

                   

                	 
	
                  1122(d)(4)(i)

                   

                	
                  Collateral
                    or security on mortgage loans is maintained as required by the
                    transaction
                    agreements or related mortgage loan documents.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(ii)

                   

                	
                  Mortgage
                    loan and related documents are safeguarded as required by the
                    transaction
                    agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(iii)

                   

                	
                  Any
                    additions, removals or substitutions to the asset pool are made,
                    reviewed
                    and approved in accordance with any conditions or requirements
                    in the
                    transaction agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(iv)

                   

                	
                  Payments
                    on mortgage loans, including any payoffs, made in accordance
                    with the
                    related mortgage loan documents are posted to the Servicer’s obligor
                    records maintained no more than two business days after receipt,
                    or such
                    other number of days specified in the transaction agreements,
                    and
                    allocated to principal, interest or other items (e.g., escrow)
                    in
                    accordance with the related mortgage loan documents.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(v)

                   

                	
                  The
                    Servicer’s records regarding the mortgage loans agree with the Servicer’s
                    records with respect to an obligor’s unpaid principal
                    balance.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(vi)

                   

                	
                  Changes
                    with respect to the terms or status of an obligor’s mortgage loans (e.g.,
                    loan modifications or re-agings) are made, reviewed and approved
                    by
                    authorized personnel in accordance with the transaction agreements
                    and
                    related pool asset documents.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(vii)

                   

                	
                  Loss
                    mitigation or recovery actions (e.g., forbearance plans, modifications
                    and
                    deeds in lieu of foreclosure, foreclosures and repossessions,
                    as
                    applicable) are initiated, conducted and concluded in accordance
                    with the
                    timeframes or other requirements established by the transaction
                    agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(viii)

                   

                	
                  Records
                    documenting collection efforts are maintained during the period
                    a mortgage
                    loan is delinquent in accordance with the transaction agreements.
                    Such
                    records are maintained on at least a monthly basis, or such other
                    period
                    specified in the transaction agreements, and describe the entity’s
                    activities in monitoring delinquent mortgage loans including,
                    for example,
                    phone calls, letters and payment rescheduling plans in cases
                    where
                    delinquency is deemed temporary (e.g., illness or
                    unemployment).

                   

                	
                  x

                   

                
	
                  1122(d)(4)(ix)

                   

                	
                  Adjustments
                    to interest rates or rates of return for mortgage loans with
                    variable
                    rates are computed based on the related mortgage loan
                    documents.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(x)

                   

                	
                  Regarding
                    any funds held in trust for an obligor (such as escrow accounts):
                    (A) such
                    funds are analyzed, in accordance with the obligor’s mortgage loan
                    documents, on at least an annual basis, or such other period
                    specified in
                    the transaction agreements; (B) interest on such funds is paid,
                    or
                    credited, to obligors in accordance with applicable mortgage
                    loan
                    documents and state laws; and (C) such funds are returned to
                    the obligor
                    within 30 calendar days of full repayment of the related mortgage
                    loans,
                    or such other number of days specified in the transaction
                    agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(xi)

                   

                	
                  Payments
                    made on behalf of an obligor (such as tax or insurance payments)
                    are made
                    on or before the related penalty or expiration dates, as indicated
                    on the
                    appropriate bills or notices for such payments, provided that
                    such support
                    has been received by the servicer at least 30 calendar days prior
                    to these
                    dates, or such other number of days specified in the transaction
                    agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(xii)

                   

                	
                  Any
                    late payment penalties in connection with any payment to be made
                    on behalf
                    of an obligor are paid from the servicer’s funds and not charged to the
                    obligor, unless the late payment was due to the obligor’s error or
                    omission.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(xiii)

                   

                	
                  Disbursements
                    made on behalf of an obligor are posted within two business days
                    to the
                    obligor’s records maintained by the servicer, or such other number of
                    days
                    specified in the transaction agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(xiv)

                   

                	
                  Delinquencies,
                    charge-offs and uncollectible accounts are recognized and recorded
                    in
                    accordance with the transaction agreements.

                   

                	
                  x

                   

                
	
                  1122(d)(4)(xv)

                   

                	
                  Any
                    external enhancement or other support, identified in Item 1114(a)(1)
                    through (3) or Item 1115 of Regulation AB, is maintained as set
                    forth in
                    the transaction agreements.

                   

                	 

        

        

        

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        

        EXHIBIT
          9

        

        FORM
          OF MONTHLY REPORT

        
          Loan
            Level File Layout 

        

        
          	
                  Column
                    Name

                	
                  Description

                	
                  Decimal

                	
                  Format
                    Comment

                
	
                  All
                    the following fields are required for each
                    file:

                
	
                  SER_INVESTOR_NBR

                	
                  A
                    value assigned by the Servicer to define a group of loans.

                	
                   

                	
                  Text
                    up to 10 digits

                
	
                  LOAN_NBR

                	
                  A
                    unique identifier assigned to each loan by the investor

                	
                   

                	
                  Text
                    up to 10 digits

                
	
                  SERVICER_LOAN_NBR

                	
                  A
                    unique number assigned to a loan by the Servicer. This may be
                    different
                    than the LOAN_NBR.

                	
                   

                	
                  Text
                    up to 10 digits

                
	
                  BORROWER_NAME

                	
                  The
                    borrower name as received in the file. It is not separated by
                    first and
                    last name.

                	
                   

                	
                  Max
                    length of 30 - (Last, First)

                
	
                  SCHED_PAY_AMT

                	
                  Scheduled
                    monthly principal and scheduled interest payment that a borrower
                    is
                    expected to pay, P&I constant

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  NOTE_INT_RATE

                	
                  The
                    loan interest rate as reported by the Servicer

                	
                  4

                	
                  Max
                    length of 6

                
	
                  NET_INT_RATE

                	
                  The
                    loan gross Interest rate less the service fee rate as reported
                    by the
                    Servicer

                	
                  4

                	
                  Max
                    length of 6

                
	
                  SERV_FEE_RATE

                	
                  The
                    servicer’s fee rate as reported by the Servicer for a loan

                	
                  4

                	
                  Max
                    length of 6

                
	
                  SERV_FEE_AMT

                	
                  The
                    servicer’s fee rate as reported by the Servicer for a loan

                	
                  2

                	
                  No
                    commas(,)
                    or dollar signs ($)

                
	
                  NEW_PAY_AMT

                	
                  The
                    new loan payment amount as reported by the Servicer 

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  NEW_LOAN_RATE

                	
                  The
                    new loan rate as reported by the Servicer 

                	
                  4

                	
                  Max
                    length of 6

                
	
                  ARM_INDEX_RATE

                	
                  The
                    index the Servicer is using to calculate a forecasted
                    rate.

                	
                  4

                	
                  Max
                    length of 6

                
	
                  ACTL_BEG_PRIN_BAL

                	
                  The
                    borrower’s actual principal balance at the beginning of the processing
                    cycle

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  ACTL_END_PRIN_BAL

                	
                  The
                    borrower’s actual principal balance at the end of the processing
                    cycle

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  BORR_NEXT_PAY_DUE_DATE

                	
                  The
                    date that the borrower’s next payment is due to the Servicer at the end of
                    processing cycle, as reported by Servicer.

                	
                   

                	
                  MM/DD/YYYY

                
	
                  SERV_CURT_AMT_1

                	
                  First
                    curtailment amount to be applied

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SERV_CURT_DATE_1

                	
                  Curtailment
                    date associated with the first curtailment amount 

                	
                   

                	
                  MM/DD/YYYY

                
	
                  CURT_ADJ_
                    AMT_1

                	
                  Curtailment
                    Interest on the first curtailment amount if applicable

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SERV_CURT_AMT_2

                	
                  Second
                    curtailment amount to be applied

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SERV_CURT_DATE_2

                	
                  Curtailment
                    date associated with the second curtailment amount

                	
                   

                	
                  MM/DD/YYYY

                
	
                  CURT_ADJ_
                    AMT_2

                	
                  Curtailment
                    Interest on the second curtailment amount if applicable

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SERV_CURT_AMT_3

                	
                  Third
                    curtailment amount to be applied

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SERV_CURT_DATE_3

                	
                  Curtailment
                    date associated with the third curtailment amount

                	
                   

                	
                  MM/DD/YYYY

                
	
                  CURT_ADJ_AMT_3

                	
                  Curtailment
                    Interest on the third curtailment amount if applicable

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  PIF_AMT

                	
                  The
                    loan “paid in full” amount as reported by the Servicer

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  PIF_DATE

                	
                  The
                    paid in full date as reported by the Servicer

                	
                   

                	
                  MM/DD/YYYY

                
	
                  ACTION_CODE

                	
                  The
                    standard FNMA numeric code used to indicate the default/delinquent
                    status
                    of a particular loan

                	
                   

                	
                  Action
                    Code Key: 15=Bankruptcy, 30=Foreclosure, 70=REO, 60=PIF, 65=Repurchase
                    ;
                    Max length of 2

                
	
                  PRIN_ADJ_AMT

                	
                  The
                    amount of the principal adjustment as reported by the
                    Servicer

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  INT_ADJ_AMT

                	
                  The
                    amount of the interest adjustment as reported by the
                    Servicer

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SOLDIER_SAILOR_ADJ_AMT

                	
                  Soldier
                    and Sailor Adjustment amount, if applicable

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  NON_ADV_LOAN_AMT

                	
                  Non
                    Recoverable Loan Amount, if applicable

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  LOAN_LOSS_AMT

                	
                  The
                    amount the Servicer is passing as a loss, if applicable.

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SCHED_BEG_PRIN_BAL

                	
                  The
                    scheduled outstanding principal amount due at the beginning of
                    the cycle
                    date to be passed through to the investors

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SCHED_END_PRIN_BAL

                	
                  The
                    scheduled principal balance due to the investors at the end of
                    a
                    processing cycle

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SCHED_PRIN_AMT

                	
                  The
                    scheduled principal amount as reported by the Servicer for the
                    current
                    cycle. Only applicable for Scheduled/Scheduled Loans.

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  SCHED_NET_INT

                	
                  The
                    scheduled gross interest amount less the service fee amount for
                    the
                    current cycle as reported by the Servicer. Only applicable for
                    Scheduled/Scheduled Loans.

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  PREPAY_PENALTY_
                    AMT

                	
                  The
                    penalty amount received when a borrower prepays on their loan
                    as reported
                    by the Servicer 

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  PREPAY_PENALTY_
                    WAIVED

                	
                  The
                    prepayment penalty amount received when a borrower prepays on
                    their loan
                    as reported by the Servicer 

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  MOD_DATE

                	
                  The
                    Effective Payment Date of the Modification for the loan.

                	 	
                  MM/DD/YYYY

                
	
                  MOD_TYPE

                	
                  The
                    Modification Type.

                	 	
                  Varchar-
                    value can be alpha or numeric; max size is 30
                    characters

                
	
                  DELINQ_P&I_ADVANCE_AMT

                	
                  The
                    current outstanding principal and interest advances made by
                    Servicer.

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  BREACH_FLAG

                	
                  Flag
                    to indicate if the repurchase of a loan is due to a breach of
                    Representations and Warranties

                	 	
                  Y=Breach;
                    N=No Breach; Let blank if N/A

                
	
                  CONVERSION-DATE
                    

                	
                  If
                    a product can be converted from ARM to FRM, the date on which
                    conversion
                    of the loan is effective. 

                	
                   

                	
                  MM/DD/YYYY

                
	
                  LOAN-MI-CANCEL-DT

                	
                  Date
                    when the MI has been canceled

                	
                   

                	
                  MM/DD/YYYY

                

        

         

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        

        EXHIBIT
          10

        

        REPORTING
          DATA FOR DEFAULTED MORTGAGE LOANS

        

        Standard
          File Layout - Delinquency Reporting

        

          *The
          column/header names in bold
          are
          the minimum fields Wells Fargo must receive from every
          Servicer

        
          	
                  Column/Header
                    Name

                	
                  Description

                	
                  Decimal

                	
                  Format
                    Comment

                
	
                  SERVICER_LOAN_NBR

                	
                  A
                    unique number assigned to a loan by the Servicer. This may be
                    different
                    than the LOAN_NBR

                	 	
                   

                
	
                  LOAN_NBR

                	
                  A
                    unique identifier assigned to each loan by the originator.

                	 	
                   

                
	
                  CLIENT_NBR

                	
                  Servicer
                    Client Number

                	 	 
	
                  SERV_INVESTOR_NBR

                	
                  Contains
                    a unique number as assigned by an external servicer to identify
                    a group of
                    loans in their system.

                	 	
                   

                
	
                  BORROWER_FIRST_NAME

                	
                  First
                    Name of the Borrower.

                	 	 
	
                  BORROWER_LAST_NAME

                	
                  Last
                    name of the borrower.

                	 	 
	
                  PROP_ADDRESS

                	
                  Street
                    Name and Number of Property

                	 	
                   

                
	
                  PROP_STATE

                	
                  The
                    state where the property located.

                	 	
                   

                
	
                  PROP_ZIP

                	
                  Zip
                    code where the property is located.

                	 	
                   

                
	
                  BORR_NEXT_PAY_DUE_DATE

                	
                  The
                    date that the borrower’s next payment is due to the servicer at the end of
                    processing cycle, as reported by Servicer.

                	 	
                  MM/DD/YYYY

                
	
                  LOAN_TYPE

                	
                  Loan
                    Type (i.e. FHA, VA, Conv)

                	 	
                   

                
	
                  BANKRUPTCY_FILED_DATE

                	
                  The
                    date a particular bankruptcy claim was filed.

                	 	
                  MM/DD/YYYY

                
	
                  BANKRUPTCY_CHAPTER_CODE

                	
                  The
                    chapter under which the bankruptcy was filed.

                	 	
                   

                
	
                  BANKRUPTCY_CASE_NBR

                	
                  The
                    case number assigned by the court to the bankruptcy
                    filing.

                	 	
                   

                
	
                  POST_PETITION_DUE_DATE

                	
                  The
                    payment due date once the bankruptcy has been approved by the
                    courts

                	 	
                  MM/DD/YYYY

                
	
                  BANKRUPTCY_DCHRG_DISM_DATE

                	
                  The
                    Date The Loan Is Removed From Bankruptcy. Either by Dismissal,
                    Discharged
                    and/or a Motion For Relief Was Granted. 

                	 	
                  MM/DD/YYYY

                
	
                  LOSS_MIT_APPR_DATE

                	
                  The
                    Date The Loss Mitigation Was Approved By The Servicer

                	 	
                  MM/DD/YYYY

                
	
                  LOSS_MIT_TYPE

                	
                  The
                    Type Of Loss Mitigation Approved For A Loan Such As;

                	 	 
	
                  LOSS_MIT_EST_COMP_DATE

                	
                  The
                    Date The Loss Mitigation /Plan Is Scheduled To End/Close

                	 	
                  MM/DD/YYYY

                
	
                  LOSS_MIT_ACT_COMP_DATE

                	
                  The
                    Date The Loss Mitigation Is Actually Completed

                	 	
                  MM/DD/YYYY

                
	
                  FRCLSR_APPROVED_DATE

                	
                  The
                    date DA Admin sends a letter to the servicer with instructions
                    to begin
                    foreclosure proceedings.

                	 	
                  MM/DD/YYYY

                
	
                  ATTORNEY_REFERRAL_DATE

                	
                  Date
                    File Was Referred To Attorney to Pursue Foreclosure

                	 	
                  MM/DD/YYYY

                
	
                  FIRST_LEGAL_DATE

                	
                  Notice
                    of 1st legal filed by an Attorney in a Foreclosure Action

                	 	
                  MM/DD/YYYY

                
	
                  FRCLSR_SALE_EXPECTED_DATE

                	
                  The
                    date by which a foreclosure sale is expected to occur.

                	 	
                  MM/DD/YYYY

                
	
                  FRCLSR_SALE_DATE

                	
                  The
                    actual date of the foreclosure sale.

                	 	
                  MM/DD/YYYY

                
	
                  FRCLSR_SALE_AMT

                	
                  The
                    amount a property sold for at the foreclosure sale.

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  EVICTION_START_DATE

                	
                  The
                    date the servicer initiates eviction of the borrower.

                	 	
                  MM/DD/YYYY

                
	
                  EVICTION_COMPLETED_DATE

                	
                  The
                    date the court revokes legal possession of the property from
                    the
                    borrower.

                	 	
                  MM/DD/YYYY

                
	
                  LIST_PRICE

                	
                  The
                    price at which an REO property is marketed.

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  LIST_DATE

                	
                  The
                    date an REO property is listed at a particular price.

                	 	
                  MM/DD/YYYY

                
	
                  OFFER_AMT

                	
                  The
                    dollar value of an offer for an REO property.

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  OFFER_DATE_TIME

                	
                  The
                    date an offer is received by DA Admin or by the Servicer.

                	 	
                  MM/DD/YYYY

                
	
                  REO_CLOSING_DATE

                	
                  The
                    date the REO sale of the property is scheduled to close.

                	 	
                  MM/DD/YYYY

                
	
                  REO_ACTUAL_CLOSING_DATE

                	
                  Actual
                    Date Of REO Sale

                	 	
                  MM/DD/YYYY

                
	
                  OCCUPANT_CODE

                	
                  Classification
                    of how the property is occupied.

                	 	
                   

                
	
                  PROP_CONDITION_CODE

                	
                  A
                    code that indicates the condition of the property.

                	 	
                   

                
	
                  PROP_INSPECTION_DATE

                	
                  The
                    date a property inspection is performed.

                	 	
                  MM/DD/YYYY

                
	
                  APPRAISAL_DATE

                	
                  The
                    date the appraisal was done.

                	 	
                  MM/DD/YYYY

                
	
                  CURR_PROP_VAL

                	
                  The
                    current “as is” value of the property based on brokers price opinion or
                    appraisal.

                	
                  2

                	
                   

                
	
                  REPAIRED_PROP_VAL

                	
                  The
                    amount the property would be worth if repairs are completed pursuant
                    to a
                    broker’s price opinion or appraisal.

                	
                  2

                	
                   

                
	
                  If
                    applicable:

                	
                   

                	 	
                   

                
	
                  DELINQ_STATUS_CODE

                	
                  FNMA
                    Code Describing Status of Loan

                	 	 
	
                  DELINQ_REASON_CODE

                	
                  The
                    circumstances which caused a borrower to stop paying on a loan.
                    Code
                    indicates the reason why the loan is in default for this
                    cycle.

                	 	 
	
                  MI_CLAIM_FILED_DATE

                	
                  Date
                    Mortgage Insurance Claim Was Filed With Mortgage Insurance
                    Company.

                	 	
                  MM/DD/YYYY

                
	
                  MI_CLAIM_AMT

                	
                  Amount
                    of Mortgage Insurance Claim Filed

                	 	
                  No
                    commas(,) or dollar signs ($)

                
	
                  MI_CLAIM_PAID_DATE

                	
                  Date
                    Mortgage Insurance Company Disbursed Claim Payment

                	 	
                  MM/DD/YYYY

                
	
                  MI_CLAIM_AMT_PAID

                	
                  Amount
                    Mortgage Insurance Company Paid On Claim

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  POOL_CLAIM_FILED_DATE

                	
                  Date
                    Claim Was Filed With Pool Insurance Company

                	 	
                  MM/DD/YYYY

                
	
                  POOL_CLAIM_AMT

                	
                  Amount
                    of Claim Filed With Pool Insurance Company

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  POOL_CLAIM_PAID_DATE

                	
                  Date
                    Claim Was Settled and The Check Was Issued By The Pool
                    Insurer

                	 	
                  MM/DD/YYYY

                
	
                  POOL_CLAIM_AMT_PAID

                	
                  Amount
                    Paid On Claim By Pool Insurance Company

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  FHA_PART_A_CLAIM_FILED_DATE

                	
                  Date
                    FHA Part A Claim Was Filed With HUD

                	 	
                  MM/DD/YYYY

                
	
                  FHA_PART_A_CLAIM_AMT

                	
                  Amount
                    of FHA Part A Claim Filed

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  FHA_PART_A_CLAIM_PAID_DATE

                	
                  Date
                    HUD Disbursed Part A Claim Payment

                	 	
                  MM/DD/YYYY

                
	
                  FHA_PART_A_CLAIM_PAID_AMT

                	
                  Amount
                    HUD Paid on Part A Claim

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  FHA_PART_B_CLAIM_FILED_DATE

                	
                  Date
                    FHA Part B Claim Was Filed With HUD

                	 	
                  MM/DD/YYYY

                
	
                  FHA_PART_B_CLAIM_AMT

                	
                  Amount
                    of FHA Part B Claim Filed

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  FHA_PART_B_CLAIM_PAID_DATE

                	
                  Date
                    HUD Disbursed Part B Claim Payment

                	 	
                  MM/DD/YYYY

                
	
                  FHA_PART_B_CLAIM_PAID_AMT

                	
                  Amount
                    HUD Paid on Part B Claim

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                
	
                  VA_CLAIM_FILED_DATE

                	
                  Date
                    VA Claim Was Filed With the Veterans Admin

                	 	
                  MM/DD/YYYY

                
	
                  VA_CLAIM_PAID_DATE

                	
                  Date
                    Veterans Admin. Disbursed VA Claim Payment

                	 	
                  MM/DD/YYYY

                
	
                  VA_CLAIM_PAID_AMT

                	
                  Amount
                    Veterans Admin. Paid on VA Claim

                	
                  2

                	
                  No
                    commas(,) or dollar signs ($)

                

        

         

        
          	Standard File Codes
                  - Delinquency
                  Reporting

        

         

        The
          Loss
          Mit Type
          field
          should show the approved Loss Mitigation Code as follows: 

         

        
          	
                	·	
                  ASUM-Approved
                    Assumption

                

        

         

        
          	
                	·	
                  BAP-Borrower
                    Assistance Program

                

        

         

        
          	
                	·	
                  CO-
                    Charge Off

                

        

         

        
          	
                	·	
                  DIL-
                    Deed-in-Lieu

                

        

         

        
          	
                	·	
                  FFA-
                    Formal Forbearance Agreement

                

        

         

        
          	
                	·	
                  MOD-
                    Loan Modification

                

        

         

        
          	
                	·	
                  PRE-
                    Pre-Sale

                

        

         

        
          	
                	·	
                  SS-
                    Short Sale

                

        

         

        
          	
                	·	
                  MISC-Anything
                    else approved by the PMI or Pool
                    Insurer

                

        

         

        NOTE:
          Wells
          Fargo Bank will accept alternative Loss Mitigation Types to those above,
          provided that they are consistent with industry standards. If Loss Mitigation
          Types other than those above are used, the Servicer must supply Wells Fargo
          Bank
          with a description of each of the Loss Mitigation Types prior to sending
          the
          file.

         

        The
          Occupant
          Code
          field
          should show the current status of the property code as follows:

         

        
          	
                	·	
                  Mortgagor

                

        

         

        
          	
                	·	
                  Tenant

                

        

         

        
          	
                	·	
                  Unknown
                    

                

        

         

        
          	
                	·	
                  Vacant

                

        

         

        The
          Property
          Condition
          field
          should show the last reported condition of the property as follows:

         

        
          	
                	·	
                  Damaged

                

        

         

        
          	
                	·	
                  Excellent

                

        

         

        
          	
                	·	
                  Fair

                

        

         

        
          	
                	·	
                  Gone

                

        

         

        
          	
                	·	
                  Good

                

        

         

        
          	
                	·	
                  Poor

                

        

         

        
          	
                	·	
                  Special
                    Hazard

                

        

         

        
          	
                	·	
                  Unknown

                

        

        

         

        
          	Standard File Codes
                  - Delinquency
                  Reporting, Continued

        

         

        The
          FNMA
          Delinquent Reason Code
          field
          should show the Reason for Delinquency as follows: 

         

        
          	
                  Delinquency
                    

                  Code

                	
                  Delinquency
                    Description

                
	
                  001

                	
                  FNMA-Death
                    of principal mortgagor

                
	
                  002

                	
                  FNMA-Illness
                    of principal mortgagor

                
	
                  003

                	
                  FNMA-Illness
                    of mortgagor’s family member

                
	
                  004

                	
                  FNMA-Death
                    of mortgagor’s family member

                
	
                  005

                	
                  FNMA-Marital
                    difficulties

                
	
                  006

                	
                  FNMA-Curtailment
                    of income

                
	
                  007

                	
                  FNMA-Excessive
                    Obligation

                
	
                  008

                	
                  FNMA-Abandonment
                    of property

                
	
                  009

                	
                  FNMA-Distant
                    employee transfer

                
	
                  011

                	
                  FNMA-Property
                    problem

                
	
                  012

                	
                  FNMA-Inability
                    to sell property

                
	
                  013

                	
                  FNMA-Inability
                    to rent property

                
	
                  014

                	
                  FNMA-Military
                    Service

                
	
                  015

                	
                  FNMA-Other

                
	
                  016

                	
                  FNMA-Unemployment

                
	
                  017

                	
                  FNMA-Business
                    failure

                
	
                  019

                	
                  FNMA-Casualty
                    loss

                
	
                  022

                	
                  FNMA-Energy
                    environment costs

                
	
                  023

                	
                  FNMA-Servicing
                    problems

                
	
                  026

                	
                  FNMA-Payment
                    adjustment

                
	
                  027

                	
                  FNMA-Payment
                    dispute

                
	
                  029

                	
                  FNMA-Transfer
                    of ownership pending

                
	
                  030

                	
                  FNMA-Fraud

                
	
                  031

                	
                  FNMA-Unable
                    to contact borrower

                
	
                  INC

                	
                  FNMA-Incarceration

                

        

         

        Standard
          File Codes - Delinquency Reporting, Continued

        

         

        The
          FNMA
          Delinquent Status Code
          field
          should show the Status of Default as follows: 

         

        

        
          	
                  Status
                    Code

                	
                  Status
                    Description

                
	
                  09

                	
                  Forbearance

                
	
                  17

                	
                  Pre-foreclosure
                    Sale Closing Plan Accepted

                
	
                  24

                	
                  Government
                    Seizure

                
	
                  26

                	
                  Refinance

                
	
                  27

                	
                  Assumption

                
	
                  28

                	
                  Modification

                
	
                  29

                	
                  Charge-Off

                
	
                  30

                	
                  Third
                    Party Sale

                
	
                  31

                	
                  Probate

                
	
                  32

                	
                  Military
                    Indulgence

                
	
                  43

                	
                  Foreclosure
                    Started

                
	
                  44

                	
                  Deed-in-Lieu
                    Started

                
	
                  49

                	
                  Assignment
                    Completed

                
	
                  61

                	
                  Second
                    Lien Considerations

                
	
                  62

                	
                  Veteran’s
                    Affairs-No Bid

                
	
                  63

                	
                  Veteran’s
                    Affairs-Refund

                
	
                  64

                	
                  Veteran’s
                    Affairs-Buydown

                
	
                  65

                	
                  Chapter
                    7 Bankruptcy

                
	
                  66

                	
                  Chapter
                    11 Bankruptcy

                
	
                  67

                	
                  Chapter
                    13 Bankruptcy

                

        

         

         

          
 

        

        

        EXHIBIT
          11

         

        REPORTING
          DATA FOR REALIZED LOSSES AND GAINS

         

        Calculation
          of Realized Loss/Gain Form 332- Instruction Sheet

        NOTE:
          Do not net or combine items. Show all expenses individually and all credits
          as
          separate line items. Claim packages are due on the remittance report date.
          Late
          submissions may result in claims not being passed until the following month.
          The
          Servicer is responsible to remit all funds pending loss approval and /or
          resolution of any disputed items. 

         

        The
          numbers on the 332 form correspond with the numbers listed below.

         

        Liquidation
          and Acquisition Expenses:

         

        1.           
           The
          Actual Unpaid Principal Balance of the Mortgage Loan. For documentation,
          an
          Amortization Schedule from date of default through liquidation breaking
          out the
          net interest and servicing fees advanced is required.

         

        2.          
           The
          Total
          Interest Due less the aggregate amount of servicing fee that would have
          been
          earned if all delinquent payments had been made as agreed. For documentation,
          an
          Amortization Schedule from date of default through liquidation breaking
          out the
          net interest and servicing fees advanced is required.

         

        3.          
            Accrued
          Servicing Fees based upon the Scheduled Principal Balance of the Mortgage
          Loan
          as calculated on a monthly basis. For documentation, an Amortization Schedule
          from date of default through liquidation breaking out the net interest
          and
          servicing fees advanced is required.

         

        4-12.        Complete
          as applicable. Required documentation:

         

        *
          For
          taxes and insurance advances - see page 2 of 332 form - breakdown required
          showing period

         

        of
          coverage, base tax, interest, penalty. Advances prior to default require
          evidence of servicer efforts to recover advances.

         

        *
          For
          escrow advances - complete payment history 

         

        (to
          calculate advances from last positive escrow balance forward)

         

        *
          Other
          expenses -  copies of corporate advance history showing all payments

         

        *
          REO
          repairs > $1500 require explanation

         

        *
          REO
          repairs >$3000 require evidence of at least 2 bids.

         

        *
          Short
          Sale or Charge Off require P&L supporting the decision and
          WFB’s approved Officer Certificate 

         

        *
          Unusual
          or extraordinary items may require further documentation. 

         

        13.    The
          total
          of lines 1 through 12.

         

        (a)
            Credits:
          

         

        14-21.  Complete
          as applicable. Required documentation:

         

        *
          Copy of
          the HUD 1 from the REO sale. If a 3rd Party Sale, bid instructions and
          Escrow
          Agent / Attorney

         

        Letter
          of
          Proceeds
          Breakdown.

         

        *
          Copy of
          EOB for any MI or gov’t guarantee 

         

        *
          All
          other credits need to be clearly defined on the 332
          form      
     

         

        
          	 	
                  22.

                	
                  The
                    total of lines 14 through 21.

                

        

         

        Please
          Note: For
          HUD/VA loans, use line (18a) for Part A/Initial proceeds and line (18b)
          for Part
          B/Supplemental proceeds.

         

        Total
          Realized Loss (or Amount of Any Gain)

        
          	
                	23.	
                  The
                    total derived from subtracting line 22 from 13. If the amount
                    represents a
                    realized gain, show
                    the amount in parenthesis ( ). 

                

        

        
          	 

        

        
 

        
          	Calculation of Realized
                  Loss/Gain
                  Form 332

        

         

        
          	Prepared by: __________________	Date: _______________
	Phone: ______________________ 	Email
                  Address:_____________________

        

        
          	 	 	 	 	 
	
                  Servicer
                    Loan No.

                   

                	 	
                  Servicer
                    Name

                   

                	 	
                  Servicer
                    Address 

                   

                   

                

        

         

        WELLS
          FARGO BANK, N.A. Loan No._____________________________

         

        Borrower’s
          Name: _________________________________________________________

        Property
          Address: _________________________________________________________

         

        Liquidation
          Type:   REO Sale    3rd
          Party Sale  Short
          Sale    Charge
          Off 

         

        Was
          this loan granted a Bankruptcy deficiency or cramdown  Yes    No

        If
“Yes”,
          provide deficiency or cramdown amount
          _______________________________

         

        Liquidation
          and Acquisition Expenses:

        (1) Actual
          Unpaid Principal Balance of Mortgage
          Loan     $
          ______________      (1)

        (2) Interest
          accrued at Net Rate                
________________ 
          (2)

        (3) Accrued
          Servicing Fees                       
          ________________ 
          (3)

        (4) Attorney’s
          Fees                            
          ________________ 
          (4)

        (5) Taxes
          (see page 2)                        
          ________________ 
          (5)

        (6) Property
          Maintenance                         
          ________________ 
          (6)

        (7) MI/Hazard
          Insurance Premiums (see page 2)           
________________ 
          (7)

        (8) Utility
          Expenses                             ________________ 
          (8)

        (9) Appraisal/BPO                              
          ________________ 
          (9)

        (10) Property
          Inspections                         
          ________________ 
          (10)

        (11) FC
          Costs/Other Legal Expenses              
          ________________ 
          (11)

        (12) Other
          (itemize)                            
           ________________ (12)

        Cash
          for
          Keys______________________         
 ________________ (12)

        HOA/Condo
          Fees___________________          
________________ (12)

        _________________________________          ________________ (12)

         

        Total
          Expenses                          $
          _______________   (13)

         

        Credits:

        (14) Escrow
          Balance                         $
          _______________   (14)

        (15) HIP
          Refund                          
          ________________ (15)

        (16) Rental
          Receipts                           
          ________________ (16)

        (17) Hazard
          Loss Proceeds                       
          ________________ (17)

        (18) Primary
          Mortgage Insurance / Gov’t Insurance     ________________ (18a)
          

        HUD
          Part
          A

                             
                                           
          ________________ 
          (18b) 

         

        HUD
          Part
          B

        (19) Pool
          Insurance Proceeds                  
          ________________ 
          (19)

        (20) Proceeds
          from Sale of Acquired Property       ________________ 
          (20)

        (21) Other
          (itemize)                             
          ________________ 
          (21)

        ________________________________________  ________________ 
          (21)

         

        Total
          Credits      
$________________ 
          (22)

        Total
          Realized Loss (or Amount of Gain)            
          $________________ 
          (23)

        
 

        Escrow
          Disbursement Detail

        

        

        
          	
                  Type

                  (Tax
                    /Ins.)

                	
                  Date
                    Paid

                	
                  Period
                    of Coverage

                	
                  Total
                    Paid

                	
                  Base
                    Amount

                	
                  Penalties

                	
                  Interest

                
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 
	 	 	 	 	 	 	 

        

        

        
          
            

          

          Please
            be advised that failure to comply with
            ANY or all of the guidelines entailed herein may result in issuance of
            late
            reporting fees.

        

        

         

        EXHIBIT
          12

         

        FORM
          OF ANNUAL CERTIFICATION

         

        Re:         
          The
          [ ]
          agreement dated as of [ 1,
          200[ ]
          (the “Agreement”), among [IDENTIFY PARTIES]

         

        I, ,
          the of
          [NAME
          OF COMPANY] (the “Company”), certify to [the Purchaser], [the Depositor], and
          the [Master Servicer] [Securities Administrator] [Trustee], and their officers,
          with the knowledge and intent that they will rely upon this certification,
          that:

         

        I
          have
          reviewed the servicer compliance statement of the Company provided in accordance
          with Item 1123 of Regulation AB (the “Compliance Statement”), the report on
          assessment of the Company’s compliance with the servicing criteria set forth in
          Item 1122(d) of Regulation AB for which the Company is responsible under
          the
          Agreement (the “Servicing Criteria”), provided in accordance with Rules 13a-18
          and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange
          Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the
          registered public accounting firm’s attestation report provided in accordance
          with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b)
          of
          Regulation AB (the “Attestation Report”), and all servicing reports, officer’s
          certificates and other information relating to the servicing of the Mortgage
          Loans by the Company during 200[ ] that were delivered by the Company to
          the
          [Depositor] [Master Servicer] [Securities Administrator] [Trustee] pursuant
          to
          the Agreement (collectively, the “Company Servicing Information”);

         

        Based
          on
          my knowledge, the Company Servicing Information, taken as a whole, does
          not
          contain any untrue statement of a material fact or omit to state a material
          fact
          necessary to make the statements made, in the light of the circumstances
          under
          which such statements were made, not misleading with respect to the period
          of
          time covered by the Company Servicing Information;

         

        Based
          on
          my knowledge, all of the Company Servicing Information required to be provided
          by the Company under the Agreement has been provided to the [Depositor]
          [Master
          Servicer] [Securities Administrator] [Trustee];

         

        I
          am
          responsible for reviewing the activities performed by the Company as servicer
          under the Agreement, and based on my knowledge and the compliance review
          conducted in preparing the Compliance Statement and except as disclosed
          in the
          Compliance Statement, the Servicing Assessment or the Attestation Report,
          the
          Company has fulfilled its obligations under the Agreement in all material
          respects; and

         

        The
          Compliance Statement required to be delivered by the Company pursuant to
          this
          Agreement, and the Servicing Assessment and Attestation Report required
          to be
          provided by the Company and by any Subservicer and Subcontractor pursuant
          to the
          Agreement, have been provided to the [Depositor] [Master Servicer]. Any
          material
          instances of noncompliance described in such reports have been disclosed
          to the
          [Depositor] [Master Servicer]. Any material instance of noncompliance with
          the
          Servicing Criteria has been disclosed in such reports.

         

        [NAME
          OF
          COMPANY]

         

         

         

        By:
          ________________________________

        Name:
          _______________________________

        Title:
          _______________________________

         

         

        EXHIBIT
          13

         

        CONTENTS
          OF MORTGAGE LOAN SCHEDULE 

         

        
          	1.
                    	
                  Loan
                    number

                

        

         

        
          	2.
                    	
                  Stated
                    Principal Balance as of Cut-off
                    Date

                

        

         

        
          	3.
                    	
                  State
                    where Mortgaged Property is located

                

        

         

        
          	4.
                    	
                  Lender
                    Paid Mortgage Insurance Rate

                

        

         

        
          	5.
                    	
                  Borrower
                    Primary Mortgage Insurance Policy
                    (Y/N)

                

        

         

        
          	6.
                    	
                  Modification
                    Agreement (Y/N)

                

        

         

        
          	7.
                    	
                  Prepayment
                    Charge (Y/N)

                

        

         

        
          	8.
                    	
                  ARM
                    Loan (Y/N) - if Y, fields 9-19 must also be
                    completed

                

        

         

        
          	9.
                    	
                  Index

                

        

         

        
          	10.
                    	
                  Margin

                

        

         

        
          	11.
                    	
                  Mortgage
                    Interest Rate as of Cut-off Date

                

        

         

        
          	12.
                    	
                  Initial
                    fixed period

                

        

         

        
          	13.
                    	
                  Initial
                    Adjustment Date

                

        

         

        
          	14.
                    	
                  Adjustment
                    frequency

                

        

         

        
          	15.
                    	
                  Initial
                    Rate Cap

                

        

         

        
          	16.
                    	
                  Periodic
                    Rate Cap

                

        

         

        
          	17.
                    	
                  Lifetime
                    Rate Cap

                

        

         

        
          	18.
                    	
                  Maximum
                    Mortgage Interest Rate

                

        

         

        
          	19.
                    	
                  Minimum
                    Mortgage Interest Rate

                

        

         

      

       

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      EXHIBIT
        R

      

      SUNTRUST
        ASSUMPTION AND RECOGNITION AGREEMENT

       

      

         

        ASSIGNMENT,
          ASSUMPTION AND RECOGNITION AGREEMENT

         

        This
          is
          an Assignment, Assumption and Recognition Agreement (this “AAR Agreement”) made
          as of October 30, 2006, among Federal National Mortgage Association (the
          “Assignor” or “Fannie Mae”), U.S. Bank National Association, not individually
          but solely as trustee for the holders of the Bear
          Stearns Asset Backed Securities I Trust 2006-ST1,
          Asset-Backed Certificates, Series 2006-ST1 (the “Assignee”), and SunTrust
          Mortgage, Inc. (the “Company”).

         

        In
          consideration of the mutual promises contained herein the parties hereto
          agree
          that the residential mortgage loans (the “Assigned Loans”) listed on Attachment
          1 annexed hereto purchased by the Assignor from the Company and now serviced
          by
          Company for Assignor and its successors and assigns pursuant to the Mortgage
          Loan Purchase and Servicing Agreement, dated as of September 1, 2006, between
          Assignor and Company
          , a copy
          of which is attached hereto as Exhibit A (the “Purchase Agreement”) shall be
          subject to the terms of this AAR Agreement. Capitalized terms used herein
          but
          not defined shall have the meanings ascribed to them in the Purchase
          Agreement.

         

        In
          consideration of the mutual promises and agreements contained herein, and
          for
          other good and valuable consideration, the receipt and sufficiency of which
          are
          hereby acknowledged, the parties hereto agree as follows: 

         

        Assignment
          and Assumption.
          Except
          as expressly provided for herein, the Assignor hereby grants, transfers
          and
          assigns to the Assignee (a) all of its right, title and interest as the
          “Purchaser” in, to and under the Purchase Agreement with respect to the Assigned
          Loans. Each of the Assignor and the Company acknowledge and agree that
          upon
          execution of this AAR
          Agreement,
          the Assignee shall become the “Purchaser” under the Purchase Agreement with
          respect to the Assigned
          Loans,
          and all representations, warranties and covenants by the Company to the
          Assignor
          under such Purchase Agreement as to the Assigned
          Loans
          including, but not limited to, the rights to require cure or repurchase
          of any
Assigned
          Loan and
          to receive indemnification
          as
          provided in the Purchase Agreement,
          shall
          accrue to Assignee by virtue of this
          AAR
          Agreement. Notwithstanding anything to the contrary contained herein, the
          Assignor is not assigning to the Assignee any of its right, title and interest
          as the “Purchaser” in, to and under the Purchase Agreement with respect to any
          other mortgage loan other than the Assigned Loans set forth on Attachment
          1.

         

        Notwithstanding
          anything to the contrary contained herein:

         

        (a) If
          the
          Company defaults in the performance of its obligation under Section 7.03
          of
          the Purchase Agreement to cure
          a
          breached representation or warranty, which breach materially and adversely
          affects the value of any Assigned Loan, and the Assignor cures or attempts
          to
          cure such breach,
          the
          Assignor shall be subrogated to the rights of the Assignee with respect
          to
the
          costs
          of such cure or attempted cure, shall be entitled to recover such costs
          from the
          Company and shall be entitled to enforce the indemnity obligations of the
          Company under Sections 7.03 and 11.01
          of
          the Purchase Agreement with
          respect to such breach, all as if such rights had not previously been assigned
          hereunder; and

         

        (b) If
          the
          Company defaults in the performance of its obligation under Section 7.03
          of the
          Purchase Agreement to repurchase an Assigned Loan, and the Assignor repurchases
          such Assigned Loan, the Assignor shall be entitled to enforce all of the
          rights
          of the “Purchaser” under the Purchase Agreement with respect to such Assigned
          Loan, including, without limitation, the rights to enforce the repurchase
          obligation of the Company under Section 7.03 of the Purchase Agreement
          and the
          indemnity obligations of the Company under Sections 7.03 and 11.01 of the
          Purchase Agreement with respect to any breached representation or warranty
          that
          gave rise to the Company’s obligation to repurchase such Assigned Loan, all as
          if such rights had not previously been assigned hereunder.

         

        
          	1.
                    	
                  Except
                    as is otherwise expressly provided herein, the Assignor makes
                    no
                    representations, warranties or covenants to the Assignee and
                    the Assignee
                    acknowledges that the Assignor has no obligations to the Assignee
                    under
                    the terms of the Purchase Agreement or otherwise relating to
                    the
                    transaction contemplated herein (including, but not limited to,
                    any
                    obligation to repurchase any of the Assigned Loans or to indemnify
                    the
                    Assignee). 

                

        

         

        
          	2.
                    	
                  Covenants,
                    Representations and Warranties of the Assignor.
                    The Assignor represents and warrants to, and covenants with,
                    the Assignee
                    and Company as of the date hereof that:

                

        

         

        (a)  Attached
          hereto as Exhibit A is a true and accurate copy of the Purchase Agreement
          which
          agreement is in full force and effect as of the date hereof and the provisions
          of which have not been waived, amended or modified in any respect, nor
          has any
          notice of termination been given thereunder;

         

        (b)  There
          are
          no offsets, counterclaims or other defenses available to Company with respect
          to
          the Assigned Loans or the Purchase Agreement;

         

        (c)  Assignor
          is duly organized and validly existing under the laws of the jurisdiction
          of its
          incorporation, and has all requisite power and authority to acquire, own
          and
          sell the Assigned Loans;

         

        (d)  Assignor
          has full corporate power and authority to execute, deliver and perform
          its
          obligations under this AAR Agreement, and to consummate the transactions
          set
          forth herein. The consummation of the transactions contemplated by this
          AAR
          Agreement is in the ordinary course of Assignor’s business and will not conflict
          with, or result in a breach of, any of the terms, conditions or provisions
          of
          Assignor’s charter or by-laws or any legal restriction, or any material
          agreement or instrument to which Assignor is now a party or by which it
          is
          bound, or result in the violation of any law, rule, regulation, order,
          judgment
          or decree to which Assignor or its property is subject. The execution,
          delivery
          and performance by Assignor of this AAR Agreement and the consummation
          by it of
          the transactions contemplated hereby, have been duly authorized by all
          necessary
          corporate action on the part of Assignor. This AAR Agreement has been duly
          executed and delivered by Assignor and, upon the due authorization, execution
          and delivery by Assignee and Company, will constitute the valid and legally
          binding obligation of Assignor enforceable against Assignor in accordance
          with
          its terms except as enforceability may be limited by bankruptcy, reorganization,
          insolvency, moratorium or other similar laws now or hereafter in effect
          relating
          to creditors’ rights generally, and by general principles of equity regardless
          of whether enforceability is considered in a proceeding in equity or at
          law;

         

        (e)  No
          consent, approval, order or authorization of, or declaration, filing or
          registration with, any governmental entity is required to be obtained or
          made by
          Assignor in connection with the execution, delivery or performance by Assignor
          of this AAR Agreement, or the consummation by it of the transactions
          contemplated hereby; 

         

        (f)  The
          Assignor has received from Company, and has delivered to the Assignee,
          all
          documents required to be delivered to Assignor by the Company prior to
          the date
          hereof pursuant to the Purchase Agreement with respect to the Assigned
          Loans and
          has not received, and has not requested from the Company, any additional
          documents; and 

         

        (g)  There
          is
          no action, suit, proceeding, investigation or litigation pending or, to
          Assignor's knowledge, threatened, which either in any instance or in the
          aggregate, if determined adversely to Assignor, would materially adversely
          affect Assignor's execution or delivery of, or the enforceability against
          the
          Assignor of, this AAR Agreement, or the Assignor's ability to perform its
          obligations under this AAR Agreement.

         

        
          	3.
                    	
                  Covenants,
                    Representations and Warranties of the Assignee.
                    The Assignee warrants and represents to, and covenants with,
                    Assignor and
                    Company as of the date hereof:

                

        

         

        (a)  Assignee
          is duly organized, validly existing and in good standing under the laws
          of the
          jurisdiction of its organization and has all requisite power and authority
          to
          hold the Assigned Loans as trustee on behalf of the holders of the Bear
          Stearns
          Asset Backed Securities I Trust 2006-ST1, Asset-Backed Certificates, Series
          2006-ST1;

         

        (b)  Assignee
          has full corporate power and authority to execute, deliver and perform
          its
          obligations under this AAR Agreement, and to consummate the transactions
          set
          forth herein. The consummation of the transactions contemplated by this
          AAR
          Agreement is in the ordinary course of Assignee’s business and will not conflict
          with, or result in a breach of, any of the terms, conditions or provisions
          of
          Assignee’s charter or by-laws or any legal restriction, or any material
          agreement or instrument to which Assignee is now a party or by which it
          is
          bound, or result in the violation of any law, rule, regulation, order,
          judgment
          or decree to which Assignee or its property is subject. The execution,
          delivery
          and performance by Assignee of this AAR Agreement and the consummation
          by it of
          the transactions contemplated hereby, have been duly authorized by all
          necessary
          corporate action on part of Assignee. This AAR Agreement has been duly
          executed
          and delivered by Assignee and, upon the due authorization, execution and
          delivery by Assignor and Company, will constitute the valid and legally
          binding
          obligation of Assignee enforceable against Assignee in accordance with
          its terms
          except as enforceability may be limited by bankruptcy, reorganization,
          insolvency, moratorium or other similar laws now or hereafter in effect
          relating
          to creditors’ rights generally, and by general principles of equity regardless
          of whether enforceability is considered in a proceeding in equity or at
          law;

         

        (c)  No
          consent, approval, order or authorization of, or declaration, filing or
          registration with, any governmental entity is required to be obtained or
          made by
          Assignee in connection with the execution, delivery or performance by Assignee
          of this AAR Agreement, or the consummation by it of the transactions
          contemplated hereby; 

         

        (d)  There
          is
          no action, suit, proceeding, investigation or litigation pending or, to
          Assignee's knowledge, threatened, which either in any instance or in the
          aggregate, if determined adversely to Assignee, would adversely affect
          Assignee's execution or delivery of, or the enforceability against the
          Assignee
          of, this AAR Agreement, or the Assignee's ability to perform its obligations
          under this AAR Agreement; and

         

        (e)  Assignee
          assumes for the benefit of each of the Assignor and the Company all of
          the
          rights of the Purchaser under the Purchase Agreement with respect to the
          Assigned Loans.

         

        
          	4.
                    	
                  Covenants,
                    Representations and Warranties of the Company.
                    Company warrants and represents to, and covenants with, Assignor
                    and
                    Assignee as of the date hereof:

                

        

         

        (a)  Attached
          hereto as Exhibit A is a true and accurate copy of the Purchase Agreement,
          which
          agreement is in full force and effect as of the date hereof and the provisions
          of which have not been waived, amended or modified in any respect, nor
          has any
          notice of termination been given thereunder; 

         

        (b)  Company
          is duly organized, validly existing and in good standing under the laws
          of the
          jurisdiction of its incorporation, and has all requisite power and authority
          to
          service the Assigned Loans and otherwise to perform its obligations under
          the
          Purchase Agreement;

         

        (c)  Company
          has full corporate power and authority to execute, deliver and perform
          its
          obligations under this AAR Agreement, and to consummate the transactions
          set
          forth herein. The consummation of the transactions contemplated by this
          AAR
          Agreement is in the ordinary course of Company’s business and will not conflict
          with, or result in a breach of, any of the terms, conditions or provisions
          of
          Company’s charter or by-laws or any legal restriction, or any material agreement
          or instrument to which Company is now a party or by which it is bound,
          or result
          in the violation of any law, rule, regulation, order, judgment or decree
          to
          which Company or its property is subject. The execution, delivery and
          performance by Company of this AAR Agreement and the consummation by it
          of the
          transactions contemplated hereby, have been duly authorized by all necessary
          corporate action on the part of Company. This AAR Agreement has been duly
          executed and delivered by Company, and, upon the due authorization, execution
          and delivery by Assignor and Assignee, will constitute the valid and legally
          binding obligation of Company, enforceable against Company in accordance
          with
          its terms except as enforceability may be limited by bankruptcy, reorganization,
          insolvency, moratorium or other similar laws now or hereafter in effect
          relating
          to creditors’ rights generally, and by general principles of equity regardless
          of whether enforceability is considered in a proceeding in equity or at
          law;

         

        (d)  There
          is
          no action, suit, proceeding, investigation or litigation pending or, to
          Company's knowledge, threatened, which either in any instance or in the
          aggregate, if determined adversely to Company, would materially adversely
          affect
          Company's execution or delivery of, or the enforceability against the Company
          of, this AAR Agreement, or the Company's ability to perform its obligations
          under this AAR Agreement.

         

        (e)  No
          consent, approval, order or authorization of, or declaration, filing or
          registration with, any governmental entity is required to be obtained or
          made by
          Company in connection with the execution, delivery or performance by Company
          of
          this AAR Agreement, or the consummation by it of the transactions contemplated
          hereby; 

         

        (f)  There
          are
          no offsets, counterclaims or other defenses available to Company with respect
          to
          the Assigned Loans or the Purchase Agreement;

         

        (g)  Company
          has no knowledge of, and has not received notice of, any waivers under,
          or any
          modification of, any Assigned Loan;

         

        (h)  The
          Company shall establish a Custodial Account and an Escrow Account under
          the
          Purchase Agreement in favor of the Assignee with respect to the Assigned
          Loans
          separate from the Custodial Account and Escrow Account previously established
          under the Purchase Agreement in favor of Assignor;

         

        (i)  With
          respect to the Assigned Loans, pursuant to Article 12 of the Purchase Agreement,
          the representations and warranties made by the Company under Section 7.01
          and
          Section 7.02 of the Purchase Agreement are true and correct in all material
          respects as of the date hereof and no event has occurred which, with notice
          or
          the passage of time, would constitute a default under the Purchase Agreement;
          except that any such representations and warranties made by the Company
          with
          respect to the delinquency of the Assigned Loans or the condition of the
          Mortgaged Properties are only reaffirmed by the Company as of the Closing
          Date
          under the Purchase Agreement; and

         

        (j)  Neither
          this AAR Agreement nor any certification, statement, report or other agreement,
          document or instrument furnished or to be furnished by the Company pursuant
          to
          this AAR Agreement contains or will contain any materially untrue statement
          of
          fact or omits or will omit to state a fact necessary to make the statements
          contained therein not misleading.

         

        
          	5.
                    	
                  Covenants,
                    Representations and Warranties of the Company to Assignor and
                    BSABS
                    I.
                    Company warrants and represents to, and covenants with, Assignor
                    and Bear
                    Stearns Asset Backed Securities I LLC (“BSABS I”) as of the date
                    hereof:

                

        

         

        (a)  Company
          is not aware and has not received notice that any default, early amortization
          or
          other performance triggering event has occurred as to any other securitization
          due to any act or failure to act of the Company;

         

        (b)  No
          material noncompliance with the applicable servicing criteria with respect
          to
          other securitizations of residential mortgage loans involving the Company
          as
          servicer has been disclosed or reported by the Company;

         

        (c)  Company
          has not been terminated as servicer in a residential mortgage loan
          securitization, either due to a servicing default or to application of
          a
          servicing performance test or trigger;

         

        (d)  No
          material changes to the Company’s policies or procedures with respect to the
          servicing function it will perform under the Purchase Agreement and this
          AAR
          Agreement for mortgage loans of a type similar to the Assigned Loans have
          occurred during the three-year period immediately preceding the date
          hereof;

         

        (e)  There
          are
          no aspects of the Company’s financial condition that could have a material
          adverse effect on the performance by the Company of its servicing obligations
          under the Purchase Agreement and this AAR Agreement;

         

        (f)  There
          are
          no material legal or governmental proceedings pending (or known to be
          contemplated) against the Company, any Subservicer or any Third-Party
          Originator; and

         

        (g)  There
          are
          no affiliations
          or
          relationships between
          the
          Company and the Assignor, Bear, Stearns & Co. Inc., BSABS I, Wells Fargo
          Bank, N.A, Wachovia Bank, National Association and U.S. Bank National
          Association.

         

        Notwithstanding
          anything to the contrary in the Purchase Agreement, the Company shall (or
          shall
          cause any Third-Party Originator to) (i) immediately notify Assignor and
          BSABS I
          in writing of (A) legal proceedings pending against the Company, or proceedings
          known to be contemplated by governmental authorities against the Company
          which
          in the judgment of the Company would be, in any case, material to purchasers
          of
          securities backed by the Assigned Loans, (B) any affiliations or relationships
          of the type described in Item 1119(b) of Regulation AB that develop following
          the date hereof between the Company and the Trustee, the Master Servicer,
          the
          Securities Administrator, the Purchaser or any other material parties to
          the
          transactions contemplated by this AAR Agreement that are identified in
          writing
          to the Company by the Assignor or BSABS I with respect to this Pass-Through
          Transfer and (ii) provide to the Assignor and BSABS I a description of
          such
          proceedings, affiliations or relationships.

         

        Each
          such
          notice/update should be sent to:

         

        With
          respect to the Assignor:

         

        Fannie
          Mae

        4000
          Wisconsin Avenue, N.W.

        Washington,
          D.C. 20016

        Attention:
          Vice President, Structured Transactions - Capital Markets

        

        With
          respect to BSABS I: 

         

        Each
          such
          notice/update should be sent to BSABS I by e-mail to
          regABnotifications@bear.com. Additionally, all such notifications should
          be sent
          to:

         

        Bear,
          Stearns & Co. Inc.

        383
          Madison Avenue, 3rd Floor

        New,
          York, NY 10179

        Attention:
          Global Credit Administration

        Facsimile:
          (212) 272-6564

        

        
          	6.
                    	
                  Assignor
                    hereby agrees to indemnify and hold the Assignee (and its successors
                    and
                    assigns) harmless against any and all claims, losses, penalties,
                    fines,
                    forfeitures, legal fees and related costs, judgments, and any
                    other costs,
                    fees and expenses that Assignee (and its successors and assigns)
                    may
                    sustain in any way related to any breach of the representations
                    or
                    warranties of Assignor set forth in this AAR Agreement or the
                    breach of
                    any covenant of the Assignor.

                

        

         

        
          	7.
                    	
                  Assignee
                    hereby agrees to indemnify and hold the Assignor (and its successors
                    and
                    assigns) harmless against any and all claims, losses, penalties,
                    fines,
                    forfeitures, legal fees and related costs, judgments, and any
                    other costs,
                    fees and expenses that Assignor (and its successors and assigns)
                    may
                    sustain in any way related to any breach of the representations
                    or
                    warranties of Assignee set forth in this AAR Agreement or the
                    breach of
                    any covenant of the Assignee.

                

        

         

        
          	 	
                  Recognition
                    of Assignee

                

        

         

        
          	8.
                    	
                  From
                    and after the date hereof, Company shall recognize Assignee as
                    owner of
                    the Assigned Loans, and acknowledges that the Assigned Loans
                    will be part
                    of a REMIC, and will service the Assigned Loans in accordance
                    with the
                    Purchase Agreement (as modified by this AAR Agreement) but in
                    no event in
                    a manner that would (i) cause any REMIC to fail to qualify as
                    a REMIC or
                    (ii) result in the imposition of a tax upon any REMIC (including
                    but not
                    limited to the tax on prohibited transactions as defined in Section
                    860F(a)(2) of the Code and the tax on contributions to a REMIC
                    set forth
                    in Section 860G(d) of the Code). It is the intention of Assignor,
                    Company
                    and Assignee that this AAR Agreement shall be binding upon and
                    for the
                    benefit of the respective successors and assigns of the parties
                    hereto.
                    Neither Company nor Assignor shall amend or agree to amend, modify,
                    waive,
                    or otherwise alter any of the terms or provisions of the Purchase
                    Agreement which amendment, modification, waiver or other alteration
                    would
                    in any way affect the Assigned Loans without the prior written
                    consent of
                    Assignee.

                

        

         

        
          	9.
                    	
                  The
                    Company shall prepare for and deliver to the Assignee and the
                    Master
                    Servicer and the Securities Administrator, a statement with respect
                    to
                    each Mortgaged Property acquired through foreclosure or deed-in-lieu
                    of
                    foreclosure in connection with a defaulted Assigned Loan (“REO Property”)
                    that has been rented showing the aggregate rental income received
                    and all
                    expenses incurred in connection with the management and maintenance
                    of
                    such REO Property at such times as is necessary to enable the
                    Assignee (or
                    the Securities Administrator, if any) to comply with the reporting
                    requirements of the REMIC provisions of the Code. The net monthly
                    rental
                    income, if any, from such REO Property shall be deposited in
                    the related
                    Custodial Account no later than the close of business on each
                    Determination Date. The Company shall perform, or caused to be
                    performed,
                    the tax reporting and withholding related to foreclosures, abandonments
                    and cancellation of indebtedness income as specified by Sections
                    1445,
                    6050J and 6050P of the Code by preparing and filing such tax
                    and
                    information returns, as may be required. In the event that Bear
                    Stearns
                    Asset Backed Securities I Trust 2006-ST1 acquires any REO Property
                    as
                    aforesaid or otherwise in connection with a default or default
                    becoming
                    reasonably foreseeable on an Assigned Loan, the Company shall
                    cause such
                    REO Property to be disposed prior to three years after its acquisition
                    by
                    Bear Stearns Asset Backed Securities I Trust 2006-ST1 or, at
                    the expense
                    of Bear Stearns Asset Backed Securities I Trust 2006-ST1, request
                    more
                    than 60 days prior to the day on which such three-year period
                    would
                    otherwise expire, an extension of the three-year grace period
                    unless the
                    Assignee or the securities administrator shall have been supplied
                    with an
                    opinion of counsel addressed to the Assignee and the securities
                    administrator, rendered by nationally recognized tax counsel
                    specializing
                    in such matters (such opinion not to be an expense of the Trustee
                    or the
                    securities administrator) to the effect that the holding by Bear
                    Stearns
                    Asset Backed Securities I Trust 2006-ST1 of such REO Property
                    subsequent
                    to such three-year period will not result in the imposition of
                    taxes on
                    “prohibited transactions” of any REMIC as defined in Section 860F of the
                    Code or cause any REMIC to fail to qualify as a REMIC, in which
                    case Bear
                    Stearns Asset Backed Securities I Trust 2006-ST1 may continue
                    to hold such
                    REO Property (subject to any conditions contained in such opinion
                    of
                    counsel). Notwithstanding any other provision of the Purchase
                    Agreement,
                    no REO Property acquired by Bear Stearns Asset Backed Securities
                    I Trust
                    2006-ST1 shall be rented (or allowed to continue to be rented)
                    or
                    otherwise used for the production of income by or on behalf of
                    Bear
                    Stearns Asset Backed Securities I Trust 2006-ST1 in such a manner
                    or
                    pursuant to any terms that would (i) cause such REO Property
                    to fail to
                    qualify as “foreclosure property” within the meaning of Section 860G(a)(8)
                    of the Code or (ii) subject any REMIC to the imposition of any
                    federal,
                    state or local income taxes on the income earned from such REO
                    Property
                    under Section 860G(c) of the Code or otherwise, unless the Company
                    has
                    agreed to indemnify and hold harmless Bear Stearns Asset Backed
                    Securities
                    I Trust 2006-ST1 with respect to the imposition of any such
                    taxes.

                

        

         

        
          	10.
                    	
                  Notwithstanding
                    any term hereof to the contrary, the execution and delivery of
                    this AAR
                    Agreement by the Assignee is solely in its capacity as trustee
                    for Bear
                    Stearns Asset Backed Securities I Trust 2006-ST1 and not individually,
                    and
                    any recourse against the Assignee in respect of any obligations
                    it may
                    have under or pursuant to the terms of this AAR Agreement shall
                    be limited
                    solely to the assets it may hold as trustee of Bear Stearns Asset
                    Backed
                    Securities I Trust 2006-ST1 pursuant to the Pooling and Servicing
                    Agreement.

                

        

         

        
          	 	
                  Modification
                    of Purchase Agreement

                

        

         

        
          	11.
                    	
                  The
                    Company and Assignor hereby amend the Purchase Agreement with
                    respect to
                    the Assigned Loans only as follows:

                

        

         

        (a)  The
          following definitions are added to Article I of the Purchase
          Agreement:

         

        Assignee:
          U.S.
          Bank National Association, as trustee for the holders of the Bear Stearns
          Asset
          Backed Securities I Trust 2006-ST1, Asset-Backed Certificates, Series
          2006-ST1.

         

        BSABS
          I:
          Bear
          Stearns Asset Backed Securities I LLC.

         

        Certificate:
          Any one
          of the certificates of any Class executed and authenticated by the Securities
          Administrator in substantially the forms attached as Exhibits A-1 through
          A-5 of
          the Pooling and Servicing Agreement.

         

        Certificateholders:
          The
          person in whose name a Certificate is registered in the Certificate
          Register.

         

        Certificate
          Register:
          The
          register maintained pursuant to Section 6.02 of the Pooling and Servicing
          Agreement.

         

        Pooling
          and Servicing Agreement:
          That
          certain pooling and servicing agreement, dated as of October 1, 2006, among
          BSABS I, the Trustee, and Wells Fargo Bank, N.A. as master servicer and
          the
          Securities Administrator.

         

        Repurchase
          Price:
          With
          respect to any Mortgage Loan required to be repurchased by the Servicer
          pursuant
          to the applicable provisions of this Agreement, an amount equal to the
          sum of
          (i) 100% of the principal remaining unpaid on such Mortgage Loan as of
          the date
          of repurchase (including if a foreclosure has already occurred, the principal
          balance of the related Mortgage Loan at the time the Mortgaged Property
          was
          acquired), (ii) accrued and unpaid interest thereon at the Mortgage Rate
          through
          and including the last day of the month of purchase and (iii) third-party
          expenses incurred in connection with the transfer and enforcement of the
          Mortgage Loan being repurchased.

         

        Securities
          Administrator:
          Wells
          Fargo Bank, N.A.

         

        Trust:
          The
          trust created under the Pooling and Servicing Agreement.

         

        Trustee:
          U.S.
          Bank National Association, or its successor in interest, or any successor
          trustee appointed as provided in the Pooling and Servicing
          Agreement.

         

        (b)  The
          definition of Custodial Account is deleted in its entirety and replaced
          with the
          following:

         

        Custodial
          Account:
          Each
          separate demand account or accounts created and maintained pursuant to
          Section
          8.07 which shall be entitled "SunTrust Mortgage, Inc., as Servicer, in
          trust for
          U.S. Bank National Association, as trustee for the holders
          of the Bear Stearns Asset Backed Securities I Trust 2006-ST1, Asset-Backed
          Certificates, Series 2006-ST1”,
          and
          shall be established in an Eligible Account. 

        

        (c)  The
          definition of Escrow Account is deleted in its entirety and replaced with
          the
          following:

         

        Escrow
          Account:
          Each
          separate trust account or accounts created and maintained pursuant to Section
          8.09 which shall be entitled "SunTrust Mortgage, Inc., as Servicer, in
          trust for
          U.S. Bank National Association, as trustee for the holders
          of the Bear Stearns Asset Backed Securities I Trust 2006-ST1, Asset-Backed
          Certificates, Series 2006-ST1”,
          and
          shall be established in an Eligible Account.

        

        (d)  The
          definition of Eligible Account is deleted in its entirety and replaced
          with the
          following:

         

        Eligible
          Account:
          Any of
          (i) an account or accounts maintained with a federal or state chartered
          depository institution or trust company, the long-term unsecured debt
          obligations and short-term unsecured debt obligations of which , as applicable
          (or, in the case of a depository institution or trust company that is the
          principal subsidiary of a holding company, the debt obligations of such
          holding
          company, so long as Moody’s is not a Rating Agency) are then rated by each
          Rating Agency AA or higher (or the equivalent rating) or have the highest
          short-term rating of each Rating Agency respectively, at the time any amounts
          are held on deposit therein, or (ii) an account or accounts in a depository
          institution or trust company in which such accounts are insured by the
          FDIC (to
          the limits established by the FDIC) and the uninsured deposits in which
          accounts
          are otherwise secured such that, as evidenced by an Opinion of Counsel
          delivered
          to the Trustee and to each Rating Agency, the Certificateholders have a
          claim
          with respect to the funds in such account or a perfected first priority
          security
          interest against any collateral (which shall be limited to Permitted
          Investments) securing such funds that is superior to claims of any other
          depositors or creditors of the depository institution or trust company
          in which
          such account is maintained, provided that the commercial paper on long-term
          unsecured debt obligations, as applicable, of such depository institution
          or
          trust company have the highest short-term rating of each Rating Agency
          or are
          then rated by each Rating Agency AA or higher (or the equivalent rating),
          respectively, or (iii) a trust account or accounts maintained with the
          corporate
          trust department of a federal or state chartered depository institution
          or trust
          company having capital and surplus of not less than $50,000,000, acting
          in its
          fiduciary capacity, provided that the commercial paper or long-term unsecured
          debt obligations of such depository institution or trust company have the
          highest short-term rating of each Rating Agency or are then rated by each
          Rating
          Agency AA or higher (or the equivalent rating), respectively.

         

        (e)  The
          definition of Permitted Investments is deleted in its entirety and replaced
          with
          the following:

         

        Permitted
          Investments:
          At any
          time, any one or more of the following obligations and securities:

        

        (i) obligations
          of the United States or any agency thereof, provided such obligations are
          backed
          by the full faith and credit of the United States;

        

        (ii) general
          obligations of or obligations guaranteed by any state of the United States
          or
          the District of Columbia receiving the highest long-term debt rating of
          each
          Rating Agency;

        

        (iii) commercial
          or finance company paper which is then receiving the highest commercial
          or
          finance company paper rating of each Rating Agency;

        

        (iv) certificates
          of deposit, demand or time deposits, or bankers’ acceptances issued by any
          depository institution or trust company incorporated under the laws of
          the
          United States or of any state thereof and subject to supervision and examination
          by federal and/or state banking authorities (including the Trustee, the
          Master
          Servicer or the Securities Administrator in its commercial banking capacity);
          provided that, the commercial paper or long-term unsecured debt obligations,
          as
          applicable, of such depository institution or trust company are then rated
          AA or
          higher (or the equivalent rating) and the highest short-term ratings of
          each
          such Rating Agency for such securities;

        

        (v) guaranteed
          reinvestment agreements issued by any bank, insurance company or other
          corporation containing, at the time of the issuance of such agreements,
          such
          terms and conditions as will not result in the downgrading or withdrawal
          of the
          rating then assigned to the Certificates by each Rating Agency, as evidenced
          in
          writing; provided that, the commercial paper or long-term unsecured debt
          obligations, as applicable, of such bank, insurance company or other corporation
          are then rated AA or higher (or the equivalent rating) and the highest
          short-term ratings of each such Rating Agency for such securities;

        

        (vi) repurchase
          obligations with respect to any security described in clauses (i) and (ii)
          above, in either case entered into with a depository institution or trust
          company (acting as principal) described in clause (iv) above;

        

        (vii) securities
          (other than stripped bonds, stripped coupons or instruments sold at a purchase
          price in excess of 115% of the face amount thereof) bearing interest or
          sold at
          a discount issued by any corporation incorporated under the laws of the
          United
          States or any state thereof, which securities are then rated AA or better
          (or
          the equivalent rating) (or the highest short term ratings of each Rating
          Agency,
          except if the Rating Agency is Moody’s, such rating will be the highest
          commercial paper rating of Moody’s for any such securities);

        

        (viii) interests
          in any money market fund (including any such fund managed or advised by
          the
          Trustee, Master Servicer or the Securities Administrator or any affiliate
          thereof) which at the date of acquisition of the interests in such fund
          and
          throughout the time such interests are held in such fund has the highest
          applicable long term rating by each Rating Agency rating such fund;

        

        (ix) short
          term investment funds sponsored by any trust company or banking association
          incorporated under the laws of the United States or any state thereof (including
          any such fund managed or advised by the Trustee or the Master Servicer
          or any
          affiliate thereof) which funds on the date of acquisition have been rated
          by
          each Rating Agency in their respective highest applicable rating category;
          and

        

        (x) such
          other investments which are then rated AA or better (or the equivalent
          rating)
          (or the highest short term ratings of each Rating Agency, except if the
          Rating
          Agency is Moody’s, such rating will be the highest commercial paper rating of
          Moody’s for any such securities) having a specified stated maturity and bearing
          interest or sold at a discount acceptable to each Rating Agency and as
          will not
          result in the downgrading or withdrawal of the rating then assigned to
          the
          Certificates by any Rating Agency, as evidenced by a signed writing delivered
          by
          each Rating Agency; 

        

        provided,
          that no such instrument shall be a Permitted Investment if such instrument
          (i)
          evidences the right to receive interest only payments with respect to the
          obligations underlying such instrument, (ii) is purchased at a premium
          or (iii)
          is purchased at a deep discount; provided further that no such instrument
          shall
          be a Permitted Investment (A) if such instrument evidences principal and
          interest payments derived from obligations underlying such instrument and
          the
          interest payments with respect to such instrument provide a yield to maturity
          of
          greater than 120% of the yield to maturity at par of such underlying
          obligations, or (B) if it may be redeemed at a price below the purchase
          price
          (the foregoing clause (B) not to apply to investments in units of money
          market
          funds pursuant to clause (vi) above); provided further that no amount
          beneficially owned by any REMIC may be invested in Permitted Investments
          (other
          than money market funds) treated as equity interests for federal income
          tax
          purposes, unless the Master Servicer shall receive an Opinion of Counsel,
          at the
          expense of the Master Servicer, to the effect that such investment will
          not
          adversely affect the status of any such REMIC as a REMIC under the Code
          or
          result in imposition of a tax on any such REMIC. Permitted Investments
          that are
          subject to prepayment or call may not be purchased at a price in excess
          of
          par.

        

        (f)  The
          definition of Eligible Institution is deleted in its entirety.

         

        (g)  Section
          7.02(vii) is deleted in its entirety and replaced with the
          following:

         

        Each
          Mortgage Loan at the time it was made complied in all material respects
          with all
          applicable local, state and federal laws and regulations, including, without
          limitation, usury, equal credit opportunity, disclosure and recording laws
          and
          all applicable predatory, abusive and fair lending laws; and each Mortgage
          Loan
          has been serviced in all material respects in accordance with all applicable
          local, state and federal laws and regulations, including, without limitation,
          usury, equal credit opportunity, disclosure and recording laws and all
          applicable anti-predatory lending laws and the terms of the related Mortgage
          Note, the Mortgage and other loan documents.

         

        (h)  Section
          7.02(xl) is deleted in its entirety and replaced with the
          following:

         

        No
          selection procedure reasonably believed by the Company to be adverse to
          the
          interests of the Certificateholders was utilized in selecting the Mortgage
          Loans.

         

        (i)  The
          following representations are added to Section 7.02 as subsections (lxxviii),
          (lxxix) and (lxxx), respectively:

         

        
          	(i)  	
                  (lxxviii)
                    Each Mortgage Loan constitutes a “qualified mortgage” under Section
                    860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1),
                    (2), (4), (5), (6), (7) and (9) without reliance on the provisions
                    of
                    Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation
                    Section
                    1.860G-2(f)(2) or any other provision that would allow a Mortgage
                    Loan to
                    be treated as a “qualified mortgage” notwithstanding its failure to meet
                    the requirements of Section 860G(a)(3)(A) of the Code and Treasury
                    Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and
                    (9).

                

        

         

        
          	(ii)  	
                  (lxxix)
                    No Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable
                    (as such terms are defined in the then current Standard & Poor’s
                    LEVELS® Glossary, which is now Version 5.7, Appendix E), or (b) was
                    originated on or after October 1, 2002 and before March 7, 2003,
                    which is
                    governed by the Georgia Fair Lending
                    Act.

                

        

         

        
          	(iii)  	
                  (lxxx)
                    The Mortgage Loans are currently being serviced in accordance
                    with
                    Accepted Servicing Practices.

                

        

         

        (j)  The
          first
          paragraph of Section 8.03 of the Purchase Agreement is deleted in its entirety
          and replaced with the following:

         

        Notwithstanding
          anything in this Agreement to the contrary, the Company (a) shall not permit
          any
          modification with respect to any Mortgage Loan that would (i) change the
          Mortgage Interest Rate, (ii) defer for more than 90 days or forgive any
          payment
          of principal or interest, (iii) reduce or increase the outstanding principal
          balance (except for actual payments of principal) or (iv) change the final
          maturity date on such Mortgage Loan and (b) shall not (unless the Mortgagor
          is
          in default with respect to the Mortgage Loan or such default is, in the
          judgment
          of the Company, reasonably foreseeable) make or permit any modification,
          waiver
          or amendment of any term of any Mortgage Loan that would (i) effect an
          exchange
          or reissuance of such Mortgage Loan under Section 1001 of the Code (or
          Treasury
          regulations promulgated thereunder) or (ii) cause the Trust Fund to fail
          to
          qualify as a REMIC under the Code or the imposition of any tax on “prohibited
          transactions” or “contributions” after the startup date under the REMIC
          Provisions.

         

        (k)  The
          following is added after the first sentence of the first paragraph of Section
          8.04 of the Purchase Agreement:

         

        “Any
          Subservicing Agreement shall require the Subservicer to subservice the
          Mortgage
          Loans in accordance with the servicing standards set forth in this Agreement,
          including Section 8.01 of this Agreement.”

         

        (l) Article
          22 of the Purchase Agreement is deleted in its entirety and replaced with
          the
          following:

         

        Company
          shall indemnify and hold harmless the Assignor, each affiliate of the Assignor,
          BSABS I, the Assignee, Bear, Stearns & Co. Inc. (the “Underwriter”) and each
          affiliate of the Underwriter, each Person (including, but not limited to,
          the
          Master Servicer) responsible for the preparation, execution or filing of
          any
          report required to be filed with the Commission, or for execution of a
          certification pursuant to Rule 13a-14(d) or Rule 15d-14(d) under the Exchange
          Act, each Person who controls the Assignor, BSABS I, the Assignee or the
          Underwriter (within the meaning of Section 15 of the Securities Act and
          Section
          20 of the Exchange Act); and the respective present and former directors,
          officers, employees, agents and affiliates of each of the foregoing (each,
          an
“Indemnified Party”), and shall hold each of them harmless from and against any
          claims, losses, damages, penalties, fines, forfeitures, legal fees and
          expenses
          and related costs, judgments, and any other costs, fees and expenses that
          any of
          them may sustain arising out of or based upon:

         

        
          	(i)  	
                  (A)any
                    untrue statement of a material fact contained or alleged to be
                    contained
                    in any information, report, certification, data, accountants’ letter or
                    other material provided under Sections
                    7.01(xvi), 10.04, 10.07, 12 (other than the initial portion thereof
                    through clause (z)) and 13 by
                    or on behalf of the Company, or provided under Sections 7.01(xvi),
                    10.04,
                    10.07, 12 (other than the initial portion thereof through clause
                    (z)) and
                    13 by or on behalf of any Subservicer, Subcontractor or Third-Party
                    Originator (collectively, the “Company Information”), or (B) the omission
                    or alleged omission to state in the Company Information a material
                    fact
                    required to be stated in the Company Information or necessary
                    in order to
                    make the statements therein, in the light of the circumstances
                    under which
                    they were made, not misleading; provided, by way of clarification,
                    that
                    clause (B) of this paragraph shall be construed solely by reference
                    to the
                    Company Information and not to any other information communicated
                    in
                    connection with a sale or purchase of securities, without regard
                    to
                    whether the Company Information or any portion thereof is presented
                    together with or separately from such other
                    information;

                

        

         

        
          	(ii)  	
                  any
                    breach by the Company of its obligations under Sections 7.01(xvi),
                    10.04,
                    10.07, 12 (other than the initial portion thereof through clause
                    (z)) and
                    13, including particularly any failure by the Company, any Subservicer,
                    any Subcontractor or any Third-Party Originator to deliver any
                    information, report, certification, accountants’ letter or other material
                    when and as required under Sections 7.01(xvi), 10.04, 10.07,
                    12 (other
                    than the initial portion thereof through clause (z)) and 13,
                    including any
                    failure by the Company to identify pursuant to Article 13 of
                    the Purchase
                    Agreement any Subcontractor “participating in the servicing function”
                    within the meaning of Item 1122 of Regulation AB;
                    

                

        

         

        
          	(iii)  	
                  any
                    breach by the Company of a representation, warranty or covenant
                    set forth
                    in Section 7.01(xv) or in a writing furnished pursuant to Section
                    7.01(xv)
                    and made as of a date prior to the date hereof, to the extent
                    that such
                    breach is not cured as of the date hereof, or any breach of a
                    representation or warranty in a writing furnished pursuant to
                    Section
                    7.01(xvi) to the extent made as of a date subsequent to the date
                    hereof;
                    or

                

        

         

        
          	(iv)  	
                  the
                    negligence, bad faith or willful misconduct of the Company in
                    connection
                    with its performance under Sections 7.01(xvi), 10.04, 10.07,
                    12 (other
                    than the initial portion thereof through clause (z)) and
                    13.

                

        

         

        If
          the
          indemnification provided for herein is unavailable or insufficient to hold
          harmless an Indemnified Party, then the Company agrees that it shall contribute
          to the amount paid or payable by such Indemnified Party as a result of
          any
          claims, losses, damages or liabilities incurred by such Indemnified Party
          in
          such proportion as determined
          by a court of competent jurisdiction or arbitrator appointed pursuant to
          the
          Purchase Agreement to reflect the relative fault of such Indemnified Party
          on
          the one hand and the Company on the other.

         

        In
          the
          case of any failure of performance described in clause (ii) above, the
          Company
          shall promptly reimburse the Assignor, the Underwriter, BSABS I and each
          Person
          responsible for the preparation, execution or filing of any report required
          to
          be filed with the Commission, or for execution of a certification pursuant
          to
          Rule 13a-14(d) or Rule 15d-14(d) under the Exchange Act, for all costs
          reasonably incurred by each such party in order to obtain the information,
          report, certification, accountants’ letter or other material not delivered as
          required by the Company, any Subservicer, any Subcontractor or any Third-Party
          Originator.

         

        (n) The
          following sentence is added at the end of Section 8.06 of the Purchase
          Agreement:

         

        Notwithstanding
          anything in this Section 8.06 to the contrary, the delinquency status of
          each
          Mortgage Loan shall be determined in accordance with the following definition
          of
          delinquent:

         

        A
          Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to
          the terms of such Mortgage Loan by the close of business on the day such
          payment
          is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment
          has not been received by the close of business on the corresponding day
          of the
          month immediately succeeding the month in which such payment was due, or,
          if
          there is no such corresponding day (e.g., as when a 30-day month follows
          a
          31-day month in which a payment was due on the 31st day of such month),
          then on
          the last day of such immediately succeeding month. Similarly for “60 days
          delinquent,” “90 days delinquent” and so on. This method of determining
          delinquencies is also referred to as the OTS method.

         

        (o) The
          phrase “, without the prior written consent of the Purchaser” is deleted from
          the third sentence of the fourth paragraph of Section 8.16 of the Purchase
          Agreement. The fourth sentence of the fourth paragraph of Section 8.16
          of the
          Purchase Agreement is deleted in its entirety. The phrase “only with the written
          consent of the Purchaser” is deleted from the sixth sentence of such fourth
          paragraph. The phrase “with the consent of the Purchaser as required pursuant to
          this Agreement”, is deleted from the first sentence of the fifth paragraph of
          Section 8.16 of the Purchase Agreement. The sixth paragraph of Section
          8.16 of
          the Purchase Agreement is deleted in its entirety.

         

        (p) Article
          20 is deleted in its entirety,
          and
          replaced with the following:

         

        Article
          20. [INTENTIONALLY OMITTED]

         

        (q) Article
          23 of the Purchase Agreement is deleted in its entirety and replaced with
          the
          following:

         

        Article
          23. Governing
          Law.

         

        This
          Agreement shall be governed by and construed in accordance with the laws
          of the
          State of New York without giving effect to principles of conflicts of laws
          (other than Section 5-1401 of the New York General Obligations Law) and,
          except
          to the extent preempted by Federal law, and the obligations, rights and
          remedies
          of the parties hereunder shall be determined in accordance with such
          laws.

         

        (r)
          The
          following is added at the end of Article 24:

         

        “Notwithstanding
          anything in this Agreement to the contrary, no amendment to this Agreement
          may
          have the effect of augmenting or altering the permitted activities of the
          Trust
          as set forth in Section 2.07 of the Pooling and Servicing Agreement or
          cause the
          Trust to cease to be a “qualifying special purpose entity” under accounting
          principles generally accepted in the United States.”

         

        
          	 	
                  Miscellaneous

                

        

         

        
          	12.
                    	
                  All
                    demands, notices and communications related to the Assigned Loans,
                    the
                    Purchase Agreement and this AAR Agreement shall be in writing
                    and shall be
                    deemed to have been duly given if personally delivered at or
                    mailed by
                    registered mail, postage prepaid, as
                    follows:

                

        

         

        
          	(a)  	
                  In
                    the case of Company:

                

        

         

                      
          SunTrust Mortgage, Inc. 

                     
          1001 Semmes Avenue

                      
          Richmond, VA 23224

         

        
          	(b)  	
                  In
                    the case of Assignor:

                

        

         

                      
          Fannie Mae 

                      
          4000 Wisconsin Avenue, N.W.

                      
          Washington, D.C. 20016

                      
          Attention: Vice President, Structured Transactions - Capital
          Markets

         

        
          	(c)  	
                  In
                    the case of Assignee:

                

        

         

                      
          U.S. Bank National Association,

                      
          as Trustee

                      
          One Federal Street, 3rd
          Floor

                      
          Boston, Massachusetts 02110

                      
          Attention: Corporate Trust Services - BSABS I 2006-ST1

                      
          Telecopier No.: (617) 603-6638 

         

        
          	13.
                    	
                  The
                    Company hereby acknowledges that Wells Fargo Bank, N.A. (the
“Master
                    Servicer”) has been appointed as the master servicer of the Assigned Loans
                    pursuant to the Pooling and Servicing Agreement, dated as of
                    October 1,
                    2006, among BSABS I, the Trustee and the Securities Administrator
                    and the
                    Master Servicer, and therefor has the right to enforce all obligations
                    of
                    the Company, as they relate to the Assigned Loans, under the
                    Purchase
                    Agreement. Such right will include, without limitation, the right
                    to
                    terminate the Company under the Purchase Agreement upon the occurrence
                    of
                    an event of default thereunder, the right to receive all remittances
                    required to be made by the Company under the Purchase Agreement,
                    the right
                    to receive all monthly reports and other data required to be
                    delivered by
                    the Company under the Purchase Agreement, the right to examine
                    the books
                    and records of the Company, indemnification rights, and the right
                    to
                    exercise certain rights of consent and approval relating to actions
                    taken
                    by the Company. The Company shall make all distributions under
                    the
                    Purchase Agreement, as they relate to the Assigned Loans, by
                    wire transfer
                    of immediately available funds to:

                

        

         

        BSABS
          I
          2006-ST1 

        Wells
          Fargo
          Bank, N.A.

        ABA#
          121-000-248

        Account
          Name: Corporate Trust Clearing 

        Account
          #
          3970771416

        For
          Further Credit to: BSABS I 2006-ST1, Account # 50957200

         

        and
          the
          Company shall deliver all reports required to be delivered under the Purchase
          Agreement, as they relate to the Assigned Loans, to the Assignee at the
          address
          set forth in Section 8 herein and to the Master Servicer at:

         

        Wells
          Fargo Bank, N.A.

        9062
          Old
          Annapolis Road

        Columbia,
          Maryland 21045

        Attention:
          Client Manager BSABS I 2006-ST1

         

        
          	14.
                    	
                  A
                    copy of all assessments, attestations, reports and certificates
                    required
                    to be delivered by the Company under this AAR Agreement and the
                    Purchase
                    Agreement shall be delivered to the Master Servicer by the date(s)
                    specified herein or therein, and where such documents are required
                    to be
                    addressed to any party, such addresses shall include the Master
                    Servicer
                    and the Master Servicer shall be entitled to rely on such
                    documents.

                

        

         

        
          	15.
                    	
                  Each
                    party will pay any commissions it has incurred and the fees of
                    its
                    attorneys in connection with the negotiations for, documenting of and
                    closing of the transactions contemplated by this AAR Agreement,
                    except as
                    otherwise provided in the second to last sentence of Article
                    17 of the
                    Purchase Agreement.

                

        

         

        
          	16.
                    	
                  This
                    AAR Agreement shall be construed in accordance with the laws
                    of the State
                    of New York, without regard to conflicts of law principles, and
                    the
                    obligations, rights and remedies of the parties hereunder shall
                    be
                    determined in accordance with such
                    laws.

                

        

         

        
          	17.
                    	
                  No
                    term or provision of this AAR Agreement may be waived or modified
                    unless
                    such waiver or modification is in writing and signed by the party
                    against
                    whom such waiver or modification is sought to be
                    enforced.

                

        

         

        
          	18.
                    	
                  This
                    AAR Agreement shall inure to the benefit of the successors and
                    assigns of
                    the parties hereto. Any entity into which Assignor, Assignee
                    or Company
                    may be merged or consolidated shall, without the requirement
                    for any
                    further writing, be deemed Assignor, Assignee or Company, respectively,
                    hereunder.

                

        

         

        
          	19.
                    	
                  This
                    AAR Agreement shall survive the conveyance of the Assigned Loans,
                    the
                    assignment of the Purchase Agreement to the extent of the Assigned
                    Loans
                    by Assignor to Assignee and the termination of the Purchase
                    Agreement.

                

        

         

        
          	20.
                    	
                  This
                    AAR Agreement may be executed simultaneously in any number of
                    counterparts. Each counterpart shall be deemed to be an original
                    and all
                    such counterparts shall constitute one and the same
                    instrument.

                

        

         

        
          	21.
                    	
                  In
                    the event that any provision of this AAR Agreement conflicts
                    with any
                    provision of the Purchase Agreement with respect to the Assigned
                    Loans,
                    the terms of this AAR Agreement shall control.

                

        

         

        

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

        IN
          WITNESS WHEREOF, the parties hereto have executed this AAR Agreement as
          of the
          day and year first above written.

         

        

                FEDERAL
          NATIONAL
          MORTGAGE ASSOCIATION

                Assignor

         

                By:
          _______________________________

                Name:
          _____________________________

                Title:
          ______________________________

         

                U.S.
          BANK NATIONAL
          ASSOCIATION, not individually but solely as Trustee for 

                Bear
          Stearns Asset
          Backed Securities I Trust 2006-ST1, Asset-Backed Certificates, Series 2006-ST1
          Assignee

         

                By:
          _______________________________

                Name: Vaneta
          I.
          Bernard

                Title: Vice
          President

         

                SUNTRUST
          MORTGAGE,
          INC.

                Company

         

                By:
          _______________________________

                Name:
          _____________________________

                Title:
          ______________________________

         

                Acknowledged
          and
          Agreed:

         

                WELLS
          FARGO BANK,
          N.A.

         

                By:
          _______________________________

                Name:
          _____________________________

                Title:
          ______________________________

         

                BEAR
          STEARNS ASSET
          BACKED SECURITIES I LLC

         

                By:
          _______________________________

                Name: Baron
          Silverstein

                Title: Vice
          President

         

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

         

        ATTACHMENT
          1

         

         

        ASSIGNED
          LOAN SCHEDULE

         

        (Available
          upon request)

         

        

        
          
            
            

          

          
            
            

            
              

            

          

          
            
            

          

        

         

        EXHIBIT
          A

         

         

        PURCHASE
          AGREEMENT

         

         

        (Available
          upon request)

         

      

      
        
          
          

        

        
          
          

          
            

          

        

        
          
          

        

      

      EXHIBIT
        V

      

      FORM
        OF
        CERTIFICATION TO BE

      PROVIDED
        BY THE SECURITIES ADMINISTRATOR TO DEPOSITOR

      

      
        	 	
                Re:

              	
                Bear
                  Stearns Asset Backed Securities I Trust 2006-ST1 (the “Trust”),
                  Asset-Backed Certificates, Series 20006-ST1, issued pursuant to
                  the
                  Pooling and Servicing Agreement, dated as of October 1, 20006 among
                  Bear
                  Stearns Asset Backed Securities I LLC, as Depositor, Federal National
                  Mortgage Association, as seller, Wells Fargo Bank, National Association,
                  as Securities Administrator and master servicer, and U.S. Bank
                  National
                  Association, as trustee.

              

      

      

      The
        Securities Administrator hereby certifies to the Depositor, and its officers,
        directors and affiliates, and with the knowledge and intent that they will
        rely
        upon this certification, that:

      

      (1) I
        have
        reviewed the annual report on Form 10-K for the fiscal year [____] (the “Annual
        Report”), and all reports on Form 10-D required to be filed in respect of period
        covered by the Annual Report (collectively with the Annual Report, the
“Reports”), of the Trust;

      

      (2) To
        my
        knowledge, (a) the Reports, taken as a whole, do not contain any untrue
        statement of a material fact or omit to state a material fact necessary to
        make
        the statements made, in light of the circumstances under which such statements
        were made, not misleading with respect to the period covered by the Annual
        Report, and (b) the Securities Administrator’s assessment of compliance and
        related attestation report referred to below, taken as a whole, do not contain
        any untrue statement of a material fact or omit to state a material fact
        necessary to make the statements made, in light of the circumstances under
        which
        such statements were made, not misleading with respect to the period covered
        by
        such assessment of compliance and attestation report;

      

      (3) To
        my
        knowledge, the distribution information required to be provided by the
        Securities Administrator under the Pooling and Servicing Agreement for inclusion
        in the Reports is included in the Reports;

      

      (4) I
        am
        responsible for reviewing the activities performed by the Securities
        Administrator under the Pooling and Servicing Agreement, and based on my
        knowledge and the compliance review conducted in preparing the compliance
        statement of the Securities Administrator required by the Pooling and Servicing
        Agreement, and except as disclosed in the Reports, the Securities Administrator
        has fulfilled its obligations under the Pooling and Servicing Agreement in
        all
        material respects; and

      

      (5) The
        report on assessment of compliance with servicing criteria applicable to
        the
        Securities Administrator for asset-backed securities of the Securities
        Administrator and each Subcontractor utilized by the Securities Administrator
        and related attestation report on assessment of compliance with servicing
        criteria applicable to it required to be included in the Annual Report in
        accordance with Item 1122 of Regulation AB and Exchange Act Rules 13a-18
        and
        15d-18 has been included as an exhibit to the Annual Report. Any material
        instances of non-compliance are described in such report and have been disclosed
        in the Annual Report.

      

      In
        giving
        the certifications above, the Securities Administrator has reasonably relied
        on
        information provided to it by the following unaffiliated parties: [names
        of
        servicer(s), master servicer, subservicer, depositor, trustee,
        custodian(s)]

      

      
        	 
	
                Date:

              	 
	 	 
	 
	
                [Signature]

              
	
                [Title]:

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