Document:

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                                                                   EXHIBIT 10.24

                     LOAN DOCUMENTS MODIFICATION AGREEMENT
                               (January 15, 2000)

         THIS LOAN DOCUMENTS MODIFICATION AGREEMENT (hereinafter referred to as
this "Amendment") is made and entered into as of the 15th day of January, 2000,
by and among PROFESSIONAL TRANSPORTATION GROUP LTD., INC., a Georgia
corporation, and TIMELY NORTH, INC., a Georgia corporation (hereinafter
collectively referred to as "Borrower"), TRUCK-NET, INC., a Georgia
corporation, TIMELY TRANSPORTATION, INC., a Georgia corporation, PTG, INC., a
Georgia corporation, and DENNIS A. BAKAL, a Georgia resident (hereinafter
collectively referred to as the "PTG Guarantors"), U.S. TRUCKING, INC., a
_________ corporation, and LOGISTICS MANAGEMENT, LLC, a ___________ limited
liability company (hereinafter collectively referred to as the "Logistics
Guarantors," and together with each PTG Guarantor, hereinafter collectively
referred to as the "Guarantors"), and SOUTHTRUST BANK, N.A., a national banking
association (hereinafter referred to as "Lender").

                              BACKGROUND STATEMENT

         Borrower and Lender are parties to that certain Amended, Restated and
Consolidated Commercial Revolving Note dated March 2, 1998, in the original
principal amount of $9,000,000.00 (hereinafter referred to as the "Note", and
the loan evidenced thereby as the "Loan"). The Note is secured by (a) that
certain Amended and Restated General Security Agreement from Borrower and
Guarantors, as "Debtor" therein, to Lender, as "Secured Party" therein, dated
November 19, 1997 (hereinafter referred to as the "Security Agreement"), and
(b) all of the "Loan Documents," as that term is defined in that certain
Amended and Restated Commercial Loan Agreement dated March 2, 1998 (hereinafter
referred to as the "Loan Agreement"). Certain payment and performance
obligations of Borrower provided for in the Note, the Security Agreement, and
the other Loan Documents are guaranteed by PTG Guarantors pursuant to separate
Guaranty of Payment and Performance, each dated November 19, 1997 (hereinafter
each referred to as a "PTG Guaranty"). Certain payment and performance
obligations of Borrower provided for in the Note, the Security Agreement, and
the other Loan Documents are guaranteed by the Logistics Guarantors pursuant to
that certain Guaranty of Payment and Performance dated January 15, 2000
(hereinafter referred to as the "Logistics Guaranty," and together with each
PTG Guaranty, hereinafter collectively referred to as the "Guaranty,"). The
Loan Documents have previously been amended pursuant to that certain Loan
Documents Modification Agreement dated June 30, 1998, that certain Loan
Documents Modification Agreement dated September 15, 1998, that certain Loan
Documents Modification Agreement dated October 31, 1998, that certain Loan
Documents Modification Agreement dated December 31, 1998, that certain Loan
Documents Modification Agreement dated May 31, 1999, that certain Loan
Documents Modification Agreement dated September 30, 1999, that certain Loan
Documents Modification Agreement dated October 31, 1999, and that certain Loan
Documents Modification Agreement dated November 30, 1999. Borrower and Lender
have agreed to amend the Note and all of the other Loan Documents, Guarantors
have each agreed to reaffirm their Guaranty, and the parties hereto are
entering into this Amendment to evidence their agreements.

                                   AGREEMENT

         FOR AND IN CONSIDERATION of the sum of Ten and No/100 Dollars
($10.00), the foregoing recitals, and other good and valuable consideration,
the receipt and sufficiency of which are hereby acknowledged, Borrower,
Guarantors and Lender do hereby agree as follows:

<PAGE>   2

         1. LOAN BALANCE. The foregoing recitals are true and correct and are
incorporated herein by reference. Borrower and Lender acknowledge and agree
that as of January 4, 2000, the outstanding principal balance of the Note is
Six Million Three Hundred Sixty-Five Thousand Seven Hundred Forty-Two and
30/100 Dollars ($6,365,742.30).

         2. MODIFICATION OF NOTE. The terms of the Note are hereby modified and
amended, effective as January 15, 2000, by deleting the principal and interest
payment schedule set forth in the Note in the paragraph titled "Payment
Schedule" and replacing it with the following:

             "PAYMENT SCHEDULE. Principal and interest shall be due and payable
             as follows: Interest only on the outstanding principal amount
             shall be due and payable monthly, in arrears, beginning on April
             1, 1998, and continuing on the first day of each month thereafter
             until maturity. On March 30, 2000, all unpaid principal, plus
             accrued and unpaid interest, shall be due and payable in full."

The purpose of this modification is to extend the maturity date of the Loan to
March 30, 2000.

         3. RATIFICATION; EXPENSES. Except as herein expressly modified or
amended, all the terms and conditions of the Note are hereby ratified,
affirmed, and approved. In consideration of Lender agreeing to extend the
maturity date of the Note, Borrower agrees to pay all fees and expenses
incurred in connection with this Amendment.

         4. MODIFICATION OF LOAN DOCUMENTS. (a) As of the date hereof, Borrower
and Guarantors hereby reaffirm and restate each and every warranty and
representation set forth in the Loan Documents. The terms of the Loan Documents
are hereby modified and amended, effective as of the date hereof, so that any
reference in any of the Loan Documents (including, without limitation, the Loan
Agreement) to the Note shall refer to the Note as herein amended.

         (b) The definition of "Borrowing Base" set forth in paragraph 1 of the
Loan Agreement is deleted in its entirety and replaced with the following:

             "Borrowing Base" shall mean eighty percent (80%) of Eligible
             Accounts; provided, however, if prior to February 15, 2000 Bank
             provides Borrower with a written notice indicating that the
             results of an audit of Borrower's Eligible Accounts being
             performed by or on behalf of Bank require, in Bank's sole and
             absolute discretion, the Borrowing Base to be a different percent
             of Eligible Accounts (which may be greater than or less than
             eighty percent [80%]), then as of the date of said notice to
             Borrower, Borrowing Base shall mean that percent of Eligible
             Accounts set forth in said notice to Borrower."

         (c) Paragraph 7(c) of the Loan Agreement is modified by deleting the
second sentence thereof, which presently reads "In addition to the quarterly
Borrowing Base Certificate and aging of Borrower's accounts receivable,
Borrower shall also provide Lender a Borrowing Base Certificate on a weekly
basis and an aging of Borrower's accounts receivable dated the 2nd and the 16th
of each calendar month, together with acceptable supporting documentation
enabling Bank to determine the amount of Eligible Accounts" and replacing it
with the following:

             "Borrower shall also provide Bank with a Notice of Revolving
             Credit Advances on a daily basis, and a Borrowing Base Certificate
             and an aging of Borrower's accounts receivable on a weekly basis
             (said weekly Borrowing Base Certificate

                                      -2-
<PAGE>   3

             and aging of accounts receivable to be provided to Bank each
             Monday and reflect all activities through the prior Wednesday),
             which Borrowing Base Certificate and accounts receivable aging
             shall also include acceptable supporting documentation enabling
             Bank to determine the amount of Eligible Accounts."

         5. GUARANTOR'S REAFFIRMATION. The undersigned Guarantors hereby
ratify, confirm, reaffirm and covenant that the Guaranty which they have
executed is validly existing and binding against them under the terms of such
Guaranty. Guarantors hereby reaffirm and restate, as of the date hereof, all
covenants, representations and warranties set forth in the Guaranty.

         6. NO DEFENSES; RELEASE. For purposes of this Paragraph 6, the terms
"Borrower Parties" and "Lender Parties" shall mean and include Borrower and
Guarantors, and Lender, respectively, and each of their respective
predecessors, successors and assigns, and each past and present, direct and
indirect, parent, subsidiary and affiliated entity of each of the foregoing,
and each past and present employee, agent, attorney-in-fact, attorney-at-law,
representative, officer, director, shareholder, partner and joint venturer of
each of the foregoing, and each heir, executor, administrator, successor and
assign of each of the foregoing; references in this paragraph to "any" of such
parties shall be deemed to mean "any one or more" of such parties; and
references in this sentence to "each of the foregoing" shall mean and refer
cumulatively to each party referred to in this sentence up to the point of such
reference. Borrower hereby acknowledges, represents and agrees: that Borrower
has no defenses, setoffs, claims, counterclaims or causes of action of any kind
or nature whatsoever with respect to the Note and the other Loan Documents or
the indebtedness evidenced and secured thereby, or with respect to any other
documents or instruments now or heretofore evidencing, securing or in any way
relating to the Loan, or with respect to the administration or funding of the
Loan, or with respect to any other transaction, matter or occurrence between
any of the Borrower Parties and any Lender Parties or with respect to any acts
or omissions of any Lender Parties (all of said defenses, setoffs, claims,
counterclaims or causes of action being hereinafter referred to as "Loan
Related Claims"); that, to the extent that Borrower may be deemed to have any
Loan Related Claims, Borrower does hereby expressly waive, release and
relinquish any and all such Loan Related Claims, whether or not known to or
suspected by Borrower; that Borrower shall not institute or cause to be
instituted any legal action or proceeding of any kind based upon any Loan
Related Claims; and that Borrower shall indemnify, hold harmless and defend all
Lender Parties from and against any and all Loan Related Claims and any and all
losses, damages, liabilities, costs and expenses suffered or incurred by any
Lender Parties as a result of any assertion or allegation by any Borrower
Parties of any Loan Related Claims or as a result of any legal action related
thereto. Borrower hereby reaffirms and restates, as of the date hereof, all
covenants, representations and warranties set forth in the Loan Documents.

         7. NO NOVATION. Borrower and Lender hereby acknowledge and agree that
this Amendment shall not constitute a novation of the indebtedness evidenced by
the Loan Documents, and further that the terms and provisions of the Loan
Documents shall remain valid and in full force and effect except as may be
hereinabove modified and amended.

         8. NO WAIVER OR IMPLICATION. Borrower hereby agrees that nothing
herein shall constitute a waiver by Lender of any default, whether known or
unknown, which may exist under the Note or any other Loan Document. Borrower
hereby further agrees that no action, inaction or agreement by Lender,
including, without limitation, any extension, indulgence, waiver, consent or
agreement of modification which may have occurred or have been granted or
entered into (or which

                                      -3-
<PAGE>   4

may be occurring or be granted or entered into hereunder or otherwise) with
respect to nonpayment of the Loan or any portion thereof, or with respect to
matters involving security for the Loan, or with respect to any other matter
relating to the Loan, shall require or imply any future extension, indulgence,
waiver, consent or agreement by Lender. Borrower hereby acknowledges and agrees
that Lender has made no agreement, and is in no way obligated, to grant any
future extension, indulgence, waiver or consent with respect to the Loan or any
matter relating to the Loan.

         9. NO RELEASE OF COLLATERAL. Borrower further acknowledge and agree
that this Agreement shall in no way occasion a release of any collateral held
by Lender as security to or for the Loan, and that all collateral held by
Lender as security to or for the Loan shall continue to secure the Loan.

         10. SUCCESSORS AND ASSIGNS. This Amendment shall be binding upon and
inure to the benefit of Borrower, Guarantors and Lender and their respective
heirs, successors and assigns, whether voluntary by act of the parties or
involuntary by operation of law.

         11. AUTHORITY. By executing this Amendment as hereinafter provided,
Dennis A. Bakal hereby certifies that he is the President of each Borrower and
is duly authorized to execute this Amendment on behalf of each Borrower.

         IN WITNESS WHEREOF, this Amendment has been duly executed under seal
by Borrower, Guarantors and Lender, as of the day and year first above written.

                                    BORROWER:

                                    PROFESSIONAL TRANSPORTATION GROUP LTD.,
                                    INC., a Georgia corporation

                                    By: /s/ Dennis A. Bakal
                                        -----------------------------------
                                        Dennis A. Bakal, President

                                          [CORPORATE SEAL]

                                    TIMELY NORTH, INC., a Georgia corporation

                                    By: /s/ Dennis A. Bakal
                                        -----------------------------------
                                        Dennis A. Bakal, President

                                          [CORPORATE SEAL]

                                      -4-
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                                  GUARANTORS:

                                  TRUCK-NET, INC., a Georgia corporation

                                  By: /s/ Dennis A. Bakal
                                      -----------------------------------
                                      Dennis A. Bakal, President

                                        [CORPORATE SEAL]

                                  TIMELY TRANSPORTATION, INC., a Georgia
                                      corporation

                                  By: /s/ Dennis A. Bakal
                                      -----------------------------------
                                      Dennis A. Bakal, President

                                        [CORPORATE SEAL]

                                  /s/ Dennis A. Bakal
                                  ---------------------------------------(SEAL)
                                  DENNIS A. BAKAL

                                  PTG, INC., a Georgia corporation

                                  By: /s/ Dennis A. Bakal
                                      -----------------------------------
                                      Dennis A. Bakal, President

                                          [CORPORATE SEAL]

                                  U.S. TRUCKING, INC., a _________ corporation

                                  By: /s/ Anthony Huff
                                      -----------------------------------
                                      Anthony Huff, Chairman

                                  By: /s/ Dan Pixler
                                      -----------------------------------
                                      Dan Pixler, President

                                        [CORPORATE SEAL]

                                      -5-
<PAGE>   6

                                  LOGISTICS MANAGEMENT, LLC, a ___________
                                  limited liability company

                                  By: /s/ Anthony Huff
                                      -----------------------------------(SEAL)

                                      -------------------------, Manager

                                   LENDER:

                                   SOUTHTRUST BANK, N.A., a national banking
                                   association

                                   By: /s/ Barbara A. Gewert
                                       -----------------------------------
                                       Barbara A. Gewert
                                       Vice President

                                      -6-<PAGE>   1
                                                                    EXHIBIT 10.2

                     CONTENT PROVIDER AND SERVICES AGREEMENT

         This Content Provider and Services Agreement is made effective as of
the 22nd day of November, 1999 (the "Effective Date") by and among American
Academy of Anti-Aging Medicine, Inc., an Illinois not-for-profit corporation
("A4M"), Medical Development Management, Inc., an Illinois corporation ("MDM"),
and Interactive ConEd.com, Inc., a Delaware corporation, and any and all
successors in interest and assigns thereof ("ICE").

         WHEREAS, A4M is an Illinois not-for-profit corporation organized to
support the study of and provide education on the human aging process and
treatment options which retard, stabilize, ameliorate or reverse said process
(the "A4M Mission"); and

         WHEREAS, MDM is an Illinois corporation engaged in the business of
providing management and consulting services to the medical and health care
professions and is the owner of certain property including the URL known as
World Health CME; and

         WHEREAS, MDM desires to transfer to ICE certain property and to provide
ICE with the right and license to use certain of its proprietary materials
(including, without limitation, the right and license to use the WorldHealth
Content), MDM also desires to provide ICE certain consulting services in
connection with its business, ICE desires to obtain such transfer, license and
utilize such consulting services; and

         WHEREAS, A4M in furtherance of its mission wishes to cooperate with ICE
in providing educational materials to health care professionals, including
providing certain CME content for use in conjunction with ICE's (or its
successor in interests') website.

         NOW, THEREFORE, in consideration of the mutual covenants and agreements
contained herein, the parties hereto agree as follows:

         1.       DEFINITIONS. The following terms, when used in this Agreement,
shall have the meanings indicated below:

                  1.1      "A4M Content" means the text, information, data,
mailing lists and images identified in Schedule 1, annexed hereto and made a
part hereof, to which A4M has Intellectual Property Rights.

                  1.2      "A4M Marks" means the A4M trade names, trademarks
and service marks, all as may be amended by A4M from time to time.

                  1.3      "A4M Other Content" means the video and audio
recordings identified on Schedule 2 annexed hereto and made a part hereof

                  1.4      "Affiliate" means, with respect to any given Person,
any other Person directly or indirectly Controlling, Controlled by, or under
common Control with, such Person.

                  1.5      "Business Day" means a day that banks are open for
business in Tampa, Florida.

<PAGE>   2

                  1.6      "Control" over a Person means the possession,
directly or indirectly, of the power to direct or cause the direction of the
management and policies of such Person, whether through the ownership of voting
securities or other equity interest, representation on its board of directors or
body performing similar functions, by contract or otherwise.

                  1.7      "Damages" means liabilities, damages, awards,
settlements, losses, claims and expenses, including reasonable attorney's fees
and expenses and costs of investigation.

                  1.8      ICE's Internet Site" means the Internet site owned
and operated by ICE and any Mirror site.

                  1.9      "Intellectual Property Rights" means any patent,
design right, copyright, trademark, service mark (and any application or
registration respecting the foregoing), database right, trade secret, know-how
and/or other present or future intellectual property right of any type, wherever
in the world enjoyable.

                  1.10     "Joint Content" means the A4M Content and the A4M
Other Content, collectively.

                  1.11     "Laws" means laws, regulations, rules or orders of
any government, administrative authority or court.

                  1.12     "MDM Content" means all right, title and interest MDM
has in the phrases, trademarks and/or tradenames "World Health", "WorldHealth
Net", "WorldHealth Network" and in the website at the URL "WorldHealth.net", as
such may be amended from time to time.

                  1.13     "Mirror Site" means an Internet site which contains
the exact form and content (including identical pages) of ICE's Internet Site
which (a) is located at a geographic location distinct from ICE's Internet Site
and (b) is created for the purpose of improving performance and accessibility to
ICE's Internet Site.

                  1.14     "Non-MDM Content" means all right, title and interest
that MDM, its shareholders, officers, directors, and employees has or may have
in (i) the trademarks and tradenames "WorldHealth CME", "WorldHealth Physician
Services", "WorldHealth PS" (and any derivations of any of the above) and (ii)
the website with the URL "WorldHealth.CME", as such may be amended from time to
time, and in which pursuant to the terms of Section 7.1 hereof MDM (and on
behalf of their shareholders, officers, directors, and employees) is
expressly disclaiming any right, title or interest.

                  1.15     "Person" means any individual, corporation,
limited-liability company, partnership, firm, joint venture, association,
joint-stock company, trust, or other entity or organization, including a
government or political subdivision or, an agency or instrumentality thereof.

                                       2
<PAGE>   3

                  1.16     "Third Party Providers" means Persons whose text,
information, data, mailing lists, images (still and moving), video, sound
recordings, equipment and/or software is included in the A4M Content.

         2.       TERM.

                  The initial term (the "Initial Term") of this Agreement shall
commence on the Effective Date and shall continue until the fifth anniversary
thereof, unless earlier terminated in accordance with the provisions of Section
12 hereof. ICE shall have the right in its sole discretion to extend the Initial
Term solely to continue to use the MDM Content and the A4M4 Other Content (both
subject to the limitations set forth herein) for successive one-year terms upon
at least 30 days prior written notice to A4M and MDM of its election to renew
for the succeeding one-year term (an "Additional Term" and collectively with
the Initial Term, the "Term"). The parties hereby agree that, with respect to
any such Additional Term, ICE shall pay, within the first 30 days of each such
Additional Term, a license fee equal to $50,000.

         3.       USE OF A4M CONTENT AND A4M OTHER CONTENT.

                  3.1      License Use of A4M Content. A4M hereby grants to ICE
during the Term (a) a non-exclusive right and license to use but not display the
A4M mailing list and to use and display on ICE's Internet Site or elsewhere, the
remaining A4M Content set forth on Schedule 1. Except for the mailing lists
which the Parties agree ICE may use to contact persons listed therein for
promotional or other commercial purposes (provided A4M and/or ICE obtains such
persons' permission), the A4M Content shall be used solely for purposes of
providing continuing medical education to healthcare professionals free of
charge. Except as set forth herein, no other copying, dissemination,
publication, display, distribution, use or sale in any form of the A4M Content,
in whole or in part, by ICE is permitted without the prior written consent of
A4M.

                  3.2      License and Use of A4M Other Content. A4M grants to
ICE during the term of this Agreement a license to display to health care
professionals on ICE's Internet Site via mutually agreed upon text links
("Links") off ICE's Internet Site the A4M Other Content. ICE hereby agrees that
it will not charge any healthcare professional with any fees or receive any
compensation to view display of the A4M Other Content on ICE's Internet Site.
The A4M Other Content will only be used for purposes of providing continuing
medical education to health care professionals. It will not be used for
advertising purposes or to promote any product or service; provided, however,
the Parties recognize that ICE may advertise or promote its products and
services generally, including the provision of continuing medical education by
ICE; provided further, however, such advertising will not include the A4M Joint
Content.

                  3.3      Editorial Control. A4M grants to ICE editorial
freedom in the form and content of the Joint Content and the right to alter the
same from time to time as ICE deems appropriate or necessary, provided such
editing does not render the materials or the use illegal, illicit, immoral or
cause the Joint Content to be displayed in any manner inconsistent with, or
damaging to the name and reputation of A4M or any author or speaker referenced
in the content. ICE may not edit any content to cause it to appear to be a
promotion for or an endorsement of a commercial product or service.

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<PAGE>   4

                  3.4      New Content. A4M hereby grants ICE a license to use
and display on ICE's Internet Site any and all additional materials of similar
type and nature to the Joint Content to which A4M obtains access or Intellectual
Property rights to in the future.

                  3.5      Compliance by ICE; Obligations of A4M. ICE will
ensure that ICE's Internet Site is designed and operates in a manner that allows
ICE to (a) comply with the provisions of this Section 3, and (b) read, and
comply with, codes inserted in the Joint Content.

                  3.6      Expenses Associated with the A4M Other Content. A4M
agrees to apply, at ICE's cost and expense, with the ACCME and with the American
Osteopathic Association for Continuing Medical Education, in order to become a
continuing medical education accrediting body. If A4M is successful in obtaining
such accreditation, A4M agrees (i) to grant accreditation for all Other Content
without charge or expense to ICE and (ii) to review and, if acceptable under the
accreditation standards, grant accreditation for other non-Other Content
materials, at A4M's Actual Cost. For purposes hereof, "Actual costs" shall mean
the actual costs and expenses incurred by A4M in reviewing and, if in acceptable
form, granting accreditation in respect of the other non-Other Content materials
submitted by ICE, including the actual man-hour labor costs to A4M for such
work.

         4.       DELIVERY MECHANISM.

                  A4M shall work with ICE to make the Joint Content available to
ICE as ICE shall reasonably request, including on-line via an agreed upon File
Transfer Protocol (if requested by ICE, ICE will be provided with a password to
access and retrieve the Joint Content located on a directory on the A4M FTP
Server).

         5.       CREDIT AND BRANDING.

                  5.1      Notices. Without the prior written consent of A4M,
which consent shall not be unreasonably or untimely withheld by A4M, ICE will
not remove, conceal or obliterate any copyright or other proprietary notice or
any credit-line or date-line included in the Joint Content.

                  5.2      Branding. A4M will provide ICE with a "graphics" file
containing applicable A4M logos. When instructed in writing by A4M, such graphic
will be inserted in all materials that are contained in any A4M Joint Content in
the exact form, and in the exact size that it is provided by the A4M. A4M may,
in its sole discretion, replace this logo from time to time during the Term with
any other A4M-identifying logo. Upon request, ICE shall also insert a disclaimer
identifying the material as A4M educational material which cannot be reproduced
or used for any purpose.

                  5.3      Use of A4M Marks. A4M hereby grants ICE, and its
successors and assigns, a right and license to use the A4M Marks during the Term
in connection with ICE Internet Site only in a form and manner prescribed by
A4M. ICE shall not, without the prior written consent of A4M, display, perform,
distribute, transmit or otherwise make available in any media now known or
hereafter developed, other than through the ICE (or its successor's) Internet
Site, the Joint Content.

                                       4
<PAGE>   5

                  5.4      Promotion and Marketing. ICE may not make any
statement (whether oral or in writing) in any external advertising, marketing or
promotion materials regarding A4M or the Joint Content without the prior written
consent of A4M, which consent shall not be unreasonably or untimely withheld by
A4M, provided that materials that are substantially similar to those previously
approved need not be submitted for re-approval.

                  5.5      Framing. To the extent technologically feasible, ICE
shall not permit any third party Internet site or on-line service to frame ICE's
Internet Site such that any Joint Content appears on the same screen as such
third party's Internet site or on-line service. To the extent that it is not
technologically feasible to prevent such framing, upon A4M's request, ICE
shall cooperate with A4M in causing such third party to cease and desist from
such framing.

         6.       A4M MEMBERSHIP. During the term of this Agreement, ICE or its
successor shall be at all times a corporate member and pay to MDM A4M's yearly
membership fee of $25,000.00. The initial membership fee shall be paid within 30
days of execution of this Agreement. Additional fees shall be paid on each
anniversary date of this Agreement.

         7.       TRANSFER OF NON-MDM CONTENT; USE OF MDM CONTENT.

                  7.1      Provided ICE transfers the shares of stock of ICE as
referenced in Paragraph 10(a), MDM hereby transfers and assigns to ICE the World
Wide Web domain (i.e., URL) "WorldHealthCME.com" (and any derivations thereof
(other than "WorldHealth Net" or "WorldHealth Network"), the "Domain
Registration"), which Domain Registration MDM hereby represents and warrants has
been duly registered by MDM with Network Solutions, Inc. ("NSI") and currently
is active and available for use in accessing sites on that portion of the
Internet know as the World Wide Web. Upon payment of the consideration
referenced above and notwithstanding anything else to the contrary herein, each
of A4M and MDM (and each on behalf of their shareholders, officers, directors
and employees) hereby agrees that ICE, and its successors and assigns, is the
exclusive owner of the Domain Registration. Additionally, MDM (and on behalf of
its shareholders, officers, directors and employees) hereby acknowledge and
agree that all right (including all Intellectual Property Rights, if any), title
and interest in and to the Domain Registration "WorldHealth CME" and the
trademarks and tradenames, "WorldHealth CME", "WorldHealth Physician Services"
and "WorldHealth PS" (and any derivations thereof (other than "WorldHealth Net"
or "WorldHealth Network") and all other of the Non-MDM Content) hereby are and
shall remain the sole property of ICE and its successors and assigns. Each of
MDM and A4M (and each on behalf of their shareholders, officers, directors and
employees) hereby waives the right to acquire or claim any right, title or
interest to the Non-MDM Content.

                  7.2      MDM agrees that it will promptly execute and deliver
to ICE all documents required to cause ICE's ownership of the Domain
Registration to be duly reflected on the records of NSI and the administrative,
technical, and billing contacts being listed in a manner to be designated by
ICE. Without limiting the generality of the foregoing, MDM agrees that within
five (5) business days following the execution of this Agreement, it will
deliver to ICE an accurate, executed and notarized domain name change agreement.
MDM further agrees that he will execute and deliver to ICE any and all documents
or instruments requested by ICE to

                                       5
<PAGE>   6

evidence the sale, transfer and conveyance from MDM to ICE of the such Non-MDM
Content, or any portion thereof.

                  7.3      During the term hereof, MDM (and on behalf of its
shareholders, officers, directors and employees) hereby licenses to ICE whatever
right and interest MDM (or its shareholders, officers, directors and employees)
has to utilize the phrase "WorldHealth" in connection with ICE's website or
other business, provided, however, that MDM does not claim to have any ownership
interest, per se, in the phrase "WorldHealth". ICE agrees during the term of
this Agreement and thereafter that it will not use the phrase "WorldHealth Net"
or "WorldHealth Network."

                  7.4      ICE agrees that it will not utilize the phrase
"WorldHealth" in any manner which is associated with any illegal, elicit or
immoral activity, or in any manner that would be inconsistent with, or damaging
to, the name and reputation of MDM.

         8.       CONSULTING SERVICES OF MDM; LIMITED NON-COMPETE.

                  8.1      During the Initial Term, MDM (and its principals
including Dr. Robert Goldman) hereby agrees to provide ICE general advisory and
consulting services on the provision of CME services and on other health care
related matters relating to subject matter of this Agreement or as the Parties
may otherwise agree as may be reasonably requested by ICE's executive officers
from time to time. As payment for the performance of such services, MDM shall
receive the compensation set forth in Section 10 below.

                  8.2      MDM agrees on behalf of itself and its shareholders,
officers, directors and employees (collectively, the "MDM Parties") that during
the term of this Agreement, each will not, directly or indirectly, for
itself/himself or for another, engage in the business of providing continuing
medical education to health care professionals on the Internet; provided,
however, that ICE understands and agrees that the MDM Parties are also
extensively involved in the below-referenced not-for-profit corporations and
this provision shall in no way restrict their activities on behalf of the not-
for-profits, the American Board of Anti-Aging Medicine, Inc. or the American
Academy of Anti-Aging Medicine, Inc.

         9.       OWNERSHIP OF A4M JOINT CONTENT-AND THE MDM CONTENT.

                  9.1      Rights of A4M. ICE acknowledges that A4M exclusively
owns or has rights to Intellectual Property Rights in the Joint Content and the
A4M Marks. All rights with respect to the Joint Content and the A4M Marks,
whether now existing or which may hereafter come into existence, which are not
expressly granted to ICE herein, are reserved to A4M.

                  9.2      ICE's Obligations. To the extent that any A4M
Intellectual Property Rights may, by operation of law or otherwise, vest in
ICE, it will, at the request and expense of A4M, irrevocably assign to A4M any
such right, title or interest. ICE will promptly notify A4M of any infringement
or threatened infringement of any A4M Intellectual Property of which it has
knowledge, and will provide reasonable assistance to A4M in connection
therewith.

                                       6
<PAGE>   7

                  9.3      Rights of MDM. ICE acknowledges that MDM has
Intellectual Property Rights in the use of the phrase, trademarks or tradenames,
"WorldHealth Net" and "WorldHealth Network". All rights with respect to such
intellectual property and the MDM Content, whether now existing or which may
hereafter come into existence, which are not expressly granted or otherwise
licensed to ICE herein, are reserved to MDM and/or A4M.

                  9.4      MDM's Obligations. To the extent that any MDM
Intellectual Property Rights may, by operation of law or otherwise, vest in ICE,
it will, at the request and expense of MDM, irrevocably assign to MDM any such
right, title or interest. ICE will promptly notify MDM of any infringement or
threatened infringement of any MDM Intellectual Property of which it has
knowledge, and will provide reasonable assistance to MDM in connection
therewith.

         10.      PAYMENT. As compensation for the services to be performed by
the MDM pursuant to Section 6 above, MDM shall receive the following:

                           (a)      On or prior to the date hereof, ICE shall
issue to MDM 224,000 shares of common stock, par value $.001 per share, of ICE
(the "ICE Common Stock"). ICE represents and warrants that the number of
outstanding shares of ICE at the time of the transfer to MDM is 5,600,000.

                           (b)      Subject to the terms and provisions of a
Stock Option Agreement to be executed between ICE and MDM within 60 days of the
date hereof (the "Stock Option Agreement"), ICE shall grant MDM options to
purchase an additional 112,000 shares of ICE Common Stock, at a purchase price
per share and to vest at such times as are set forth in the Stock Option
Agreement. The restrictions placed on the stock and the option price will be no
less favorable than the most favorable restrictions and option price hereafter
granted to any officer, director or employee of, or consultant to, ICE (or its
successor in interest). Except as otherwise provided in the succeeding sentence,
such options shall vest in equal amounts as follows: (i) options to purchase
56,000 shares of ICE Common Stock shall vest immediately upon the first
anniversary of the date hereof, and (ii) options to purchase 56,000 shares of
ICE Common Stock shall vest immediately upon the second anniversary of the date
hereof. Notwithstanding the foregoing, any and all such options which have not
vested pursuant to clause (i) or (ii) above shall immediately vest upon
execution by A4M or MDM or ICE (or its successors or assigns), on the one hand,
and at least five (5) ICE-approved medical schools or institutions, on the other
hand, of a content provider or other licensing agreement reasonably acceptable
to ICE (or its successors or assigns) that ultimately provides ICE with rights
to use, among other things, such institution's CME content.

                           (c)      Subject to the terms of the Stock Option
Agreement and only upon the procurement by MDM of at least 5,000 physicians as
registered members, MDM shall receive options to purchase an additional 112,000
shares of ICE Common Stock. The restrictions placed on the stock and the option
price will be no less favorable than the most favorable restrictions and option
price granted to officer, director or employee of, or consultant to, ICE (or its
successor in interest). Such options shall immediately vest upon such
procurement; and

                                       7
<PAGE>   8

                           (d)      ICE shall pay MDM an aggregate of $1 million
dollars, payable in equal monthly installments of $16,666.66 on the first day of
each month for 60 months (with the first payment due on or before December 1,
1999); provided, however, that in the event that ICE shall terminate this
agreement in accordance with Section 12.1 hereof, ICE shall pay MDM all unpaid
monthly payments due to MDM pursuant to this Subsection 10(d) pro rated through
the date of such termination, and shall have no further liability to MDM
pursuant to this Subsection 10(d); provided, however, that any fees or expenses
charged by, or otherwise associated with work performed by ICE, its employees
or agents (and its successors and assigns) in respect of the website located at
the URL "Worldhealth.net" and for which MDM has approved of in advance in
writing shall be deducted from such monthly installments due to MDM.

         11.      CONFIDENTIALITY.

                  11.1     Definition. "Confidential Information" means (a) any
information regarding the terms of this Agreement; (b) any information, in
whatever form, designated by the disclosing party (the "Disclosing Party") in
writing as confidential, proprietary or marked with words of like import when
provided to the receiving, party (the "Receiving Party"); and (c) information
orally conveyed if the Disclosing Parry states at the time of the oral
conveyance or promptly thereafter that such information is Confidential, and
provides specific written confirmation thereof within 10 days of the oral
conveyance.

                  11.2     Exclusions. Confidential Information will not include
information which: (a) at or prior to the time of disclosure by the Disclosing
Party was known to the Receiving Party through lawful means; (b) at or after the
time of disclosure by the Disclosing Party becomes generally available to the
public through no act or omission on the Receiving Party's part; (c) is
developed by the Receiving Parry independent of any Confidential Information it
receives from the Disclosing Party; or (d) the Receiving Party receives from a
third Person free to make such disclosure without breach of any legal
obligation.

                  11.3     Legal Obligations. The Receiving Party may disclose
Confidential Information pursuant to any statute, regulation, order, subpoena or
document discovery request, provided that prior written notice of such
disclosure is furnished to the Disclosing Party as soon as practicable in order
to afford the Disclosing Party an opportunity to seek a protective order (it
being agreed that if the Disclosing Party is unable to obtain or does not seek a
protective order and the Receiving Party is legally compelled to disclose such
information, disclosure of such information may be made without liability).

                  11.4     Requirements. The Receiving Party acknowledges the
confidential and proprietary nature of the Disclosing Party's Confidential
Information and agrees that it shall not discuss, reveal, or disclose the
Disclosing Party's Confidential Information to any other Person (other than
Affiliates), or use any Confidential Information for any purpose other than as
contemplated hereby, in each case, without the prior written consent of the
Disclosing Party. The Receiving Party agrees to take reasonable precautions (no
less rigorous than the Receiving Party takes with respect to its own comparable
Confidential Information) to prevent unauthorized or inadvertent disclosure of
the Confidential Information of the Disclosing Party. In the event that a

                                       8
<PAGE>   9

Receiving Party wishes to disclose Confidential Information to one of its
professional advisors, it may do so only if that professional advisor agrees to
abide by the terms of this Section.

                  11.5     Return of Information. The Receiving Party will, at
the request of the Disclosing Party, during the Term or thereafter (a) promptly
return all Confidential Information held or used by the Receiving Party in
whatever form, or (b) at the discretion of the Disclosing Party, promptly
destroy all such Confidential Information, including all copies thereof, and
those portions of all documents that incorporate such Confidential Information.

                  11.6     Injunctions. In view of the difficulties of placing a
monetary value on the Confidential Information, the Disclosing Party may be
entitled to a preliminary and final injunction without the necessity of posting
any bond or undertaking in connection therewith to prevent any further breach
of this Section or further unauthorized use of its Confidential Information.
This remedy is separate from any other remedy the Disclosing Party may have.

                  11.7     Survival. The provisions of this Section 9 will
survive for 5 years after the end of the Term.

         12.      REPRESENTATIONS AND WARRANTIES.

                  12.1     As of the date hereof, ICE represents and warrants to
A4M and MDM, and each of A4M and MDM represents and warrants to ICE, that: (a)
it is a corporation duly organized and validly existing under the laws of its
jurisdiction of incorporation and has all corporate powers and all material
governmental licenses, authorizations, permits, consents and approvals required
to carry on its business as now conducted; (b) the execution, delivery and
performance by it of this Agreement are within its corporate powers and have
been duly authorized by all necessary corporate action on its part; (c) this
Agreement constitutes a valid and binding agreement of it enforceable against it
in accordance with its terms, except as (i) the enforceability hereof and
thereof may be limited by bankruptcy, insolvency, moratorium or other similar
laws affecting the enforcement of creditors' rights generally and (ii) the
availability of equitable remedies may be limited by equitable principles of
general applicability; (d) the execution, delivery and performance of this
Agreement by it require no action by or in respect of, or filing with, any
governmental body, agency or official; (e) the execution, delivery and
performance of this Agreement by it do not and will not (i) violate its
organizational documents, (ii) violate any applicable law, judgment, injunction,
order or decree, or (iii) require any notice or consent or other action by any
person under, constitute a default under, or give rise to any right of
termination, cancellation or acceleration of any right or obligation of it or to
a loss of any benefit to which it is entitled under, any agreement or other
instrument binding upon it or any license, franchise, permit or other similar
authorization held by it.

                  12.2     A4M hereby represents and warrants that (i) except
for certain text and publications which it shares an interest with third
parties, it owns or controls all right, title and interest in and to the A4M
Content and has rights to the A4M Other Content necessary to carry out its
obligations hereunder. ICE hereby represents and warrants that the ICE Internet
Site is, and will be, produced, displayed, advertised and transmitted in
accordance with all laws.

                                       9
<PAGE>   10
                 12.3 MDM hereby represents and warrants that (i) except for
the phrase "WorldHealth" which it makes no representation or warranty of a
claim of ownership, it owns or controls all right, title and interest in and to
the MDM Content and has rights to the such MDM Content necessary to carry out
its obligations hereunder.

         13.     INDEMNIFICATION.

                 13.1 Indemnification by ICE. ICE will indemnify and hold A4M
and MDM and its officers, directors and employees harmless from and against any
and all Damages resulting from or arising out of (a) ICE's Internet Site or any
other activities of ICE, including infringement of any third Person Intellectual
Property Rights; (b) any material misrepresentation or a material breach of
representation or warranty of ICE contained herein; or (c) any material breach
of any covenant or agreement to be performed by ICE hereunder.

                 13.2 Indemnification by A4M and MDM.

                 (a) A4M shall indemnify and hold ICE, its Affiliates and any
and all successors in interest or assigns thereof, and their respective
officers, directors and employees, harmless from and against any and all Damages
resulting from or arising out of (a) claims that the A4M Content or the A4M
Marks infringe any third Person Intellectual Property Rights; provided, that if
the claim is based upon A4M Content obtained from a Third Party Provider, A4M's
only obligation to the ICE will be to assign to the ICE the indemnity, if any,
which A4M received from the Third Party Provider, if such indemnity is
assignable; (b) any material misrepresentation or a material breach of
representation or warranty of A4M contained herein; or (c) any material breach
of any covenant or agreement to be performed by A4M hereunder.

                 (b) MDM shall indemnify and hold ICE, its Affiliates and any
and all successors in interest or assigns thereof, and their respective
officers, directors and employees, harmless from and against any and all Damages
resulting from or arising out of (a) claims that the MDM Content infringes any
third Person Intellectual Property Rights; provided, that if the claim is based
upon MDM Content obtained from a Third Party Provider, MDM's only obligation to
the ICE will be to assign to the ICE the indemnity, if any, which MDM received
from the Third Party Provider, if such indemnity is assignable; (b) any material
misrepresentation or a material breach of representation or warranty of MDM
contained herein; or (c) any material breach of any covenant or agreement to be
performed by MDM hereunder.

                 13.3 Notice of Indemnification. A party seeking indemnification
pursuant to this Section II (an "Indemnified Party") from or against the
assertion of any claim by a third Person (a "Third Person Assertion") will give
prompt notice to the party from whom indemnification is sought (the
"Indemnifying Party"); provided, however, that failure to give prompt notice
will not relieve the Indemnifying Party of any liability hereunder (except to
the extent the Indemnifying Party has suffered actual material prejudice by such
failure).

                 13.4 Assumption of Defense. Within 5 Business Days of receipt
of notice from the Indemnified Party pursuant to Section 11.3, the Indemnifying
Party will have the right, exercisable by written notice to the Indemnified
Party, to assume the defense of a Third Person

                                      10
<PAGE>   11

Assertion. If the Indemnifying Party assumes such defense, the Indemnifying
Party may select counsel, which counsel will be reasonably acceptable to the
Indemnified Party.

                  13.5 Failure to Defend. If the Indemnifying Party (a) does
not assume the defense of any Third Person Assertion in accordance with Section
11.4; (b) having so assumed such defense, unreasonably fails to defend against
such Third Person Assertion; or (c) has been advised by the written opinion of
counsel to the Indemnified Party that the use of the same counsel to represent
both the Indemnifying Party and the Indemnified Party would present a conflict
of interest, then, upon 5 days' written notice to the Indemnifying Party, the
Indemnified Party may assume the defense of such Third Person Assertion. In
such event, the Indemnified Party will be entitled under this Section 11 as
part of its Damages to indemnification for the costs of such defense.

                  13.6 Settlement. The party controlling the defense of a Third
Person Assertion, will have the right to consent to the entry of judgment with
respect to, or otherwise settle, such Third Person Assertion with the prior
written consent of the other party, which consent will not be unreasonably
withheld; provided, however, that such other party may withhold its consent if
any such judgment or settlement imposes a monetary obligation on such other
party that is not covered by the indemnification, imposes any material
non-monetary obligation, or does not include an unconditional release of such
other party and its Affiliates from all claims of the Third Person Assertion.

                  13.7 Participation. The Indemnifying Party and the
Indemnified Party will cooperate, and cause their respective Affiliates to
cooperate, in the defense or prosecution of any Third Person Assertion. The
Indemnifying Party or the Indemnified Party, as the case may be, will have the
right to participate, at its own expense, in the defense or settlement of any
Third Person Assertion.

                  13.8 Protection and Defense of Property. A4M shall promptly
notify ICE of any activity potentially infringing upon the A4M Content, A4M
Other Content or the A4M Marks (for purposes of this Section 11.8, the "Subject
Property") and shall further promptly provide notice to ICE of all claims and
potential claims of which it has notice or knowledge and all suits threatened
or brought against A4M involving the Subject Property. A4M agrees to protect
and defend the Subject Property against any such potentially infringing
activity and any such claims or potential claims, and ICE hereby agrees to
cooperate with all actions taken by A4M in defense and for the protection of the
Subject Property, and to share equally in any and all expenses incurred
therefor. In addition, MDM shall promptly notify ICE of any activity
potentially infringing upon any of the Non-MDM Content and shall further
promptly provide Notice to ICE of all claims and potential claims of which it
has notice or knowledge and all suits threatened or brought against MDM
involving the Non-MDM Content. MDM hereby agrees to cooperate with all actions
taken by ICE in defense and for the protection of the Non-MDM Content, at the
sole expense of ICE.

         14.      TERMINATION.

                  14.1 Grounds for Termination. In addition to any other remedy
available at law or in equity, either party may terminate this Agreement
immediately, without further obligation

                                      11
<PAGE>   12

to the other party in the event of (i) any material breach of this Agreement by
the other party that is not remedied within 30 days' notice of such breach in
writing; provided that A4M or MDM may terminate this Agreement for any material
breach of Sections 3, 5, 6, 7.3 or 10 that is not remedied within 10 days'
notice of such breach in writing; and provided, further that ICE may terminate
this Agreement upon the willful misconduct or gross negligence of MDM in the
performance of the services to be rendered by same hereunder that is not cured
by MDM within 15 days' notice of such willful misconduct or gross negligence; or
(ii) the other party's making an assignment for the benefit of its creditors,
the filing of a voluntary or involuntary petition under any bankruptcy or
insolvency law, under the reorganization or arrangement provisions of the
United States Bankruptcy Code, or under the provisions of any law of like
import in connection with the other party, or the appointment of a trustee or
receiver for the other party or its property.

                  14.2 Additional Grounds. A4M and MDM shall have the right to
terminate this Agreement immediately in the event that the merger of ICE with
and into Corpas Investments, Inc. ("Corpas") has not been consummated within 60
days of the date hereof and, in conjunction with such merger Corpas has not
provided to A4M and MDM a signed document agreeing to be bound by and assume
all of the obligations of ICE in the event the merger occurs. If this Agreement
is terminated prior to any such merger, ICE agrees to take such actions
necessary to return the URL WorldHealth CME to MDM.

                  14.3 Obligations upon Termination. Promptly upon termination
of this Agreement for any reason, ICE will delete or destroy any Joint Content
stored pursuant to Section 3.5 or otherwise in its possession, custody or
control.

         15.      RIGHT OF FIRST REFUSAL.

                  15.1 Right of First Refusal. For the duration of the Term,
upon MDM's receipt of an offer, whether oral or written in the form of a letter
of intent or instrument similar thereto pertaining to the acquisition of all or
a portion of the Assets or the Capital Stock (each as defined below) of MDM or
of the website or any of the assets relating to WorldHealth.net, containing
terms of an offer acceptable to MDM, as evidenced by MDM's execution thereof
("Offer"), MDM shall within five (5) days after receiving such Offer provide
ICE with a copy of or a detailed description of the terms of such Offer. For
purposes of this Section 13, the term "Assets" shall mean all material
properties or assets of any nature owned or leased by MDM, and the term
"Capital Stock" shall mean all shares of then outstanding capital stock of MDM.

                  15.2 Exercise. In the event that ICE desires to exercise its
right under this Section 13 to purchase the Assets or Capital Stock specified
in the Offer, ICE shall, within twenty (20) days of its receipt of the Offer
from MDM, assume the rights and obligations of the buyer designated in the
Offer and close on the acquisition of such Assets or Capital Stock upon the
terms and in the manner specified in the Offer. In the event that there are
certain terms not set forth in the Offer, such terms shall be set by the mutual
agreement of MDM and ICE.

                  15.3 No Waiver. The failure of ICE to exercise its right of
first refusal under this Section 13 with respect to a particular Offer or ICE's
failure to close on a sale after it has exercised its rights under this Section
13 to assume a particular Offer, shall not constitute a

                                      12
<PAGE>   13

waiver of ICE's right to exercise its rights under this Section 13 with respect
any other proposed sale of all or a portion of the Assets or the Capital Stock
of MDM.

         16.      GENERAL.

                  16.1 Press Releases. Neither party will make or issue any
external press statement regarding the terms of this Agreement or the
availability of the Joint Content on ICE's Internet Site unless (a) it has
received the express written consent of the other party, which will not be
unreasonably withheld or (b) it is required to do so by Law or the rules of any
securities market.

                  16.2 Entire Agreement. This Agreement and any and all
addenda, schedules or exhibits attached hereto represent the entire agreement
of the parties regarding the subject matter hereof. There are no other oral or
written collateral representations, agreements, or understandings regarding the
subject matter hereof

                  16.3 Controlling Law. This Agreement will be deemed governed
by and construed in accordance with the laws of Florida, without application of
conflicts of laws principles. The parties hereby consent to the exclusive
jurisdiction and venue of the state and federal courts located in Cook County,
Illinois for the purpose of any action or proceeding brought by either of them
in connection with this Agreement.

                  16.4 Notices. All notices, requests and other communications
to any party hereunder will be in writing (including facsimile transmission or
similar writing) and will be given to such party at its address or telecopy
number set forth below or at such other address or telecopy number as such
party may hereafter specify for such purposes. Each such notice, request or
other communication will be effective (i) if given by telecopy, when such
telecopy is transmitted to the telecopy number specified in this Section and
confirmation of receipt is obtained or (ii) if given by any other means, when
received, in the case of A4M or MDM, at American Academy of Anti-Aging Medicines
or Medical Development Management, Inc., as the case may be,
____________________, Attention: President and, in the case of ICE, at
Interactive ConEd.com, Inc., 7600 Southland Boulevard, Suite 100-320, Orlando,
Florida 32809, Attention: President.

                  16.5 Assignments. This Agreement will be binding upon and
inure to the benefit of the parties, their respective heirs, personal
representatives, successors and assigns. Neither party may assign any of its
rights or delegate any of its duties under this Agreement without the prior
written consent of the other, provided, however, that A4M and MDM hereby
consent in advance to any assignment by ICE to Corpas of this Agreement and the
rights granted hereunder.

                  16.6 Relationship Between the Parties. There is no joint
venture, partnership, agency or fiduciary relationship existing between the
parties and the parties do not intend to create any such relationship by this
Agreement.

                  16.7 Amendments; Waivers. This Agreement may not be amended,
modified or superseded, unless expressly agreed to in writing by both parties.
No provision of this

                                      13
<PAGE>   14

Agreement may be waived except by an instrument in writing executed by the
party against whom the waiver is to be effective. The failure of either party
at any time or times to require full performance of any provision hereof will
in no manner affect the right of such party at a later time to enforce the
same.

                  16.8 Severability. If any provision or term of this
Agreement, not being of a fundamental nature, is held to be invalid, illegal or
unenforceable, the validity, legality and enforceability of the remainder of
this Agreement will not be affected.

                  16.9 Survival. The provisions of Sections 7, 8, 9, 10, 11, 12,
and 14.1 and any and all disclaimers and indemnities contained herein or in any
schedules to this Agreement will survive the termination of this Agreement.

                                      14
<PAGE>   15

                  IN WITNESS WHEREOF, each of the parties hereto has caused
this Agreement to be executed on its behalf by duly authorized officers
thereof, all as of the date first above written.

                                    AMERICAN ACADEMY OF ANTI-
                                    AGING MEDICINES

                                    By: /s/ Bob Goldman
                                       --------------------------
                                       Name:  Bob Goldman MD, PhD
                                       Title: Chairman

                                    MEDICAL DEVELOPMENT
                                    MANAGEMENT, INC.

                                    By: /s/ Dr. Bob Goldman
                                       --------------------------
                                       Name:  Dr. Bob Goldman
                                       Title: President

                                    INTERACTIVE CONED.COM, INC.

                                    By: /s/ Lawrence Kuhnert
                                       --------------------------
                                       Name:  Lawrence Kuhnert
                                       Title: President

                                      15
<PAGE>   16

                                  SCHEDULE I

                                  A4M CONTENT

(a)      Physician and healthcare membership and mailing lists comprised of
         approximately:

         -        300,000 physicians;

         -        20,000 personal trainer professionals;

         -        20,000 chiropractors;

         -        7,000 members of A4M; and

         -        Health-related companies, nurses, pharmacists and healthcare
                  professionals.

(b)      Medical publications, including, without limitation, books and
         articles.

<PAGE>   17

                                  SCHEDULE 2

                               A4M OTHER CONTENT

(a)    Approximately 150 hours of video of healthcare training and educational
programs conducted at medical conferences, pursuant to which A4M is authorized
to use the speakers' names, lecture notes, lecture abstracts, and video and
audio recordings in connection with A4M educational materials, publications or
advertising.

(b)    Other audio or videotapes of medical related lectures to which A4M
obtains access to and rights to use for purposes of this Agreement.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00007-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00007-of-00352.parquet"}]]