Document:

<PAGE>

                                                                   Exhibit 10.10

                                    AGREEMENT

                  THIS SECOND AMENDED AND RESTATED AGREEMENT (this "Agreement"),
dated October 30, 2003, among JO-ANN STORES, INC., an Ohio corporation formerly
known as Fabri-Centers of America, Inc. (the "Company"), BETTY ROSSKAMM, ("Betty
Rosskamm") and ALMA ZIMMERMAN ("Alma Zimmerman"), amends and restates that
certain Amended and Restated Agreement among the Company, Betty Rosskamm and
Justin and Alma Zimmerman dated September 26, 1997.

                  IN CONSIDERATION OF good and valuable consideration, the
adequacy of which is hereby acknowledged, the parties agree as follows:

                  1.       THE SHARES. The "Shares" covered by this Agreement
shall be those common shares of the Company owned on June 2, 1987 or thereafter
acquired by Martin and Betty Rosskamm or Justin and Alma Zimmerman, including
those which were reclassified on August 2, 1995 as Class A voting shares of
Common Stock, without par value, and Class B non-voting shares of Common Stock,
without par value, and are to be reclassified on or about November 4, 2003, as
Common Shares, without par value, of the Company. The "Shares" shall not,
however, include any shares which were transferred prior to the date hereof in a
transfer permitted under Section 2 and are now held by the recipient free of the
right of first refusal in Section 3.

                  2.       PERMITTED TRANSFERS.

                  (a)      DEFINITIONS. For purposes of this Section 2 and the
remaining provisions of this Agreement the following terms shall have the
following meanings:

                  (i)      "Rosskamms" shall refer to Betty Rosskamm, the lineal
         descendants from time to time living of Betty Rosskamm, the spouse of
         any lineal descendent of Betty Rosskamm, and the executor,
         administrator or personal representative of any of the foregoing
         persons.

                  (ii)     "Zimmermans" shall refer to the Justin Zimmerman
         Trust, Alma Zimmerman, the lineal decedents from time to time living of
         Alma Zimmerman, the spouse of any lineal decedent of Alma Zimmerman,
         and the executor, administrator or personal representative of any of
         the foregoing persons.

                  (iii)    "Permitted Holder" shall refer to (A) any of the
         Rosskamms or Zimmermans, (B) a trustee of a trust all of the beneficial
         interests of which are held by one or more of the Rosskamms or
         Zimmermans, and (C) a general or limited partnership, limited liability
         company, corporation or other entity all of the equity and voting
         interests of which are held by or for the benefit of one or more of the
         Rosskamms or Zimmermans or a Permitted Holder. For purposes of Section
         3, a Permitted Holder described in clause (C) of the preceding sentence
         shall be deemed to have disposed of all Shares held by such Permitted
         Holder if a person, other than a Permitted Holder, directly holds an
         equity interest or has the right to vote a voting interest of such
         Permitted Holder.

<PAGE>

                  (iv)     If Betty Rosskamm is deceased or incapacitated, her
         "Successor" shall be Alan Rosskamm and Jackie Rothstein, unless prior
         to her death or incapacitation she appointed in writing another person
         to be her successor for purposes of this Agreement. If Alan Rosskamm or
         Jackie Rothstein, or such other person, as the case may be, is deceased
         or incapacitated, Betty Rosskamm's "Successor" shall be her oldest then
         living lineal descendent.

                  (v)      If Alma Zimmerman is deceased or incapacitated, her
         "Successor" shall be Robert Forchheimer and Joan Wittenberg, unless
         prior to her death or incapacitation she appointed in writing another
         person to be her successor for purposes of this Agreement. If Robert
         Forchheimer or Joan Wittenberg or such other person, as the case may
         be, is deceased or incapacitated, Alma Zimmerman's "Successor" shall be
         her oldest then living lineal descendent.

                  (b)      SALES OF LIMITED NUMBER OF SHARES. The parties
recognize that excessive sales of Shares by the Rosskamms or the Zimmermans
might adversely affect the market for the publicly traded shares of the Company.
Accordingly, all of the Rosskamms and their Permitted Holders, in the aggregate
on the one hand, and all of the Zimmermans and their Permitted Holders, in the
aggregate on the other hand, are free to sell up to 400,000 Shares (as adjusted
for stock splits, stock dividends or similar recapitalization) free of the right
of first refusal in Section 3 in each calendar year during the term of this
Agreement, but not more than 200,000 shares may be sold in any 180-day period.
Any purchasers of Shares sold under this Section 2(b) will take and hold the
Shares free of the right of first refusal in Section 3.

                  (c)      CHARITABLE CONTRIBUTIONS. The Rosskamms and their
Permitted Holders and the Zimmermans and their Permitted Holders are each
entitled from time to time to make gifts of Shares that qualify as charitable
contributions for federal income tax purposes. Any recipients of Shares given
under this Section 2(c) will take and hold the Shares free of the right of first
refusal in Section 3.

                  (d)      TRANSFERS TO A PERMITTED HOLDER. Any Permitted Holder
is entitled from time to time to transfer an unlimited number of Shares to any
other Permitted Holder. Any Permitted Holder who receives Shares under this
Section 2(d) will, except as provided in Section 2(f) or 2(g), take and hold the
Shares subject to the right of first refusal in Section 3.

                  (e)      TRANSFERS BY ESTATE TO RECIPIENTS OTHER THAN A
PERMITTED HOLDER. The Rosskamms and their Permitted Holders and the Zimmermans
and their Permitted Holders are each entitled from time to time to give,
bequeath, or transfer by testate or intestate succession an unlimited number of
Shares to any Permitted Holder. An executor, administrator, or personal
representative who receives Shares as part of the estate of any of the foregoing
persons, whether by testate or intestate succession, is entitled to transfer the
Shares to any Permitted Holder. Any Permitted Holder who receives Shares under
this Section 2(e) will take and hold the Shares subject to the right of first
refusal in Section 3. Except for transfers permitted pursuant to Sections 2 (b)
or (c), an executor, administrator, or personal representative who receives
Shares as part of the estate of any of the Rosskamms, their Permitted Holders or
any of the Zimmermans or their Permitted Holders, whether by testate or
intestate succession, may transfer the Shares to recipients other than a
Permitted Holder only after the proper parties are afforded the right of first
refusal set forth in Section 3.

<PAGE>

                  (f)      SALE TO THE ZIMMERMANS OR THE COMPANY. Any of the
Rosskamms or their Permitted Holders is entitled from time to time to sell an
unlimited number of Shares to the Zimmermans or, with the consent of Alma
Zimmerman (or, if she is then deceased or incapacitated, her Successor), to the
Company at prices and on other terms negotiated by the parties. The Zimmermans
or the Company, as the case may be, will take and hold any Shares purchased
under this Section 2(f) free of the right of first refusal in Section 3.

                  (g)      SALE TO THE ROSSKAMMS OR THE COMPANY. Any of the
Zimmermans or their Permitted Holders is entitled from time to time to sell an
unlimited number of Shares to the Rosskamms or, with the consent of Betty
Rosskamm (or, if she is then deceased or incapacitated, her Successor), to the
Company at prices and on other terms negotiated by the parties. The Rosskamms
and the Company will take and hold any shares purchased under this Section 2(g)
free of the right of first refusal in Section 3.

                  3.       RIGHT OF FIRST REFUSAL. Except for transfers
expressly permitted under Section 2, Alma Zimmerman (or, if she is then deceased
or otherwise incapacitated, her Successor) and the Company will have a right of
first refusal, upon the terms and conditions set forth in this Section 3, with
respect to any disposition, whether voluntary or by operation of law, of Shares
by the Rosskamms or their Permitted Holders, and conversely, Betty Rosskamm (or,
if she is then deceased or otherwise incapacitated, her Successor) and the
Company will have a right of first refusal, upon the terms and conditions set
forth in this Section 3, with respect to any disposition, whether voluntary or
by operation of law, of Shares by the Zimmermans or their Permitted Holders. In
each case the party proposing to dispose of shares is the "Transferor," and the
party holding the right of first refusal is the "Offeree."

                  (a)      NOTICE OF PROPOSED DISPOSITION. Whenever a Transferor
proposes to dispose of all or part of his or her Shares (except for transfers
expressly permitted under Section 2), he or she must offer the Shares to the
Offeree and the Company, by means of a written notice substantially in the form
attached to this Agreement as Exhibit A.

                  (b)      EXERCISE OF RIGHT; PURCHASE PRICE AND TERMS. For a
period of 20 days after delivery of the notice of the proposed disposition, the
Offeree will have the right to purchase all or any portion of the Shares to be
disposed of, and the Company will have the right to purchase any of the Shares
that the Offeree elects not to purchase; however, the right of the Offeree and
the Company to purchase these Shares is conditioned upon the purchase, by the
Offeree, the Company, or both, of all (but not less than all) of the Shares to
be disposed of. The purchase price will be the Market Price of the Shares, as
defined in Section 4, payable in cash upon completion of the purchase. The
Offeree or the Company must deliver written notice to the Transferor of the
election to exercise the right of first refusal within the 20-day period, and
the purchase of the Shares must be completed within 30 days after this notice is
delivered.

                  (c)      FAILURE TO EXERCISE; COMPLETION OF PROPOSED
DISPOSITION. If the Offeree and/or the Company do not exercise the right of
first refusal and purchase the Shares in accordance with Section 3(b), the
Transferor may dispose of the Shares, provided, however, that the proposed
disposition must be completed within 60 days after the expiration of the 20-day
period within which the Offeree and the Company were entitled to exercise the
right of first refusal. Upon compliance with all of the requirements of this
Section 3, including the completion of the disposition within the 60-day period,
the purchaser or recipient

<PAGE>

may acquire the Shares free of the restrictions set forth in this Agreement,
including the right of first refusal in this Section 3. If the proposed
disposition is not completed within the 60-day period or any of the other
requirements of this Section 3 are not met or waived in writing by the Offeree
and the Company, the disposition may not be completed and the Shares will remain
subject to the restrictions set forth in this Agreement, but the Transferor may
at any time give a new notice of proposed disposition.

                  4.       MARKET PRICE. The "Market Price" of the Shares will
be an amount equal to the product obtained by multiplying the number of Shares
to be purchased times the average, over the period of 20 consecutive days on
which trading in the Shares is reported ending 10 calendar days prior to the
date on which the Rosskamms or Zimmermans or the Company deliver notice of the
exercise of the right (the "20 trading days"), of: (a) the closing price of the
Shares on each of the 20 trading days as reported by the National Association of
Securities Dealers and Instinet for New York Stock Exchange Composite
Transactions, or (b), if such shares are no longer traded on a national
securities exchange but are traded in the NASDAQ over-the-counter markets for
national market issues, the last sales price of such shares on each of the 20
trading days as quoted in the NASDAQ National Market System, or (c), if such
shares are not traded on a national securities exchange or in the NASDAQ
over-the-counter markets for national market issues, the mean between the
representative bid and asked prices for such shares on each of the 20 trading
days as quoted in NASDAQ or another generally recognized reporting system.

                  5.       BINDING EFFECT; EXECUTION OF COUNTERPARTS BY
RECIPIENTS; ENFORCEMENT. This Agreement will bind the Company, its successors
and assigns, and the Zimmermans, the Rosskamms, and any Permitted Holder, and
their successors, assigns, executors, administrators, and personal
representatives. The Rosskamms, Zimmermans or the Company may, in their or its
discretion, require any Permitted Holder, as a condition to the transfer of any
Shares to the Permitted Holder, to sign a counterpart of this Agreement or other
instrument to confirm that the Permitted Holder will take and hold the Shares
subject to the right of first refusal in Section 3. The failure by any Permitted
Holder to sign a counterpart of this Agreement or other instrument will not,
however, relieve the Permitted Holder of his, her or its obligation to comply
with Section 3. The Rosskamms and Zimmermans will monitor and keep track of
sales permitted under Section 2(b). This Agreement is for the benefit of and may
be enforced by the Company, the Rosskamms, the Zimmermans, and any Permitted
Holder and the successors, assigns, executors, administrators, and personal
representatives of any of the foregoing persons.

                  6.       LEGEND ON SHARES. As soon as practicable following
the completion of the reclassification of the Class A voting shares and the
Class B non-voting shares into a single class of voting Common Shares, Betty
Rosskamm and Alma Zimmerman will deliver to National City Bank, as transfer
agent, certificates for all of the Class A shares and Class B shares owned by
them. Betty Rosskamm and Alma Zimmerman agree that the new certificates to be
issued to them, representing the Common Shares into which the Class A shares and
the Class B shares have been reclassified, shall bear the following legend:

         The sale or other disposition of the shares represented by this
         certificate is subject to restrictions set forth in a Second Amended
         and Restated Agreement, dated

<PAGE>

         October 30, 2003, among Jo-Ann Stores, Inc., Betty Rosskamm, and Alma
         Zimmerman as amended from time to time. Certain transferees of these
         shares will take and hold the shares subject to the restrictions set
         forth in the Agreement. Jo-Ann Stores, Inc. will mail to the
         shareholder a copy of this Agreement without charge within five days
         after receipt of written request therefor.

In addition, the Rosskamms and the Zimmermans consent to the placing of this
legend on (a) certificates issued to them for any Shares acquired by them after
the date of this Agreement and (b) certificates for any Shares issued to a
Permitted Holder who takes and holds the Shares subject to the right of first
refusal in Section 3.

                  7.       NOTICES. Any notices or other communications required
or permitted to be delivered under this Agreement will be deemed to be delivered
when hand delivered or received by the addressee through the United States mail
(registered or certified mail, return receipt requested) and addressed as
follows:

                  (a)      To the Company at

                           5555 Darrow Road
                           Hudson, Ohio 44236
                           Attention: Chief Executive Officer

                  (b)      To Betty Rosskamm at:

                           5200 Three Village Drive, Apt. 2, J-K,
                           Lyndhurst, Ohio 44124
                           Or at the address of any then current residence known
                           to the Company or the Zimmermans.

                  (c)      To Alma Zimmerman at:

                           688 Sulgrave Road,
                           Shaker Heights, Ohio 44122
                           Or at the address of any then current residence known
                           to the Company or the Rosskamms.

Any part may change the address to which notices are to be given by notifying
the other parties of the change.

                  8.       TERM. This Agreement shall not become effective
unless and until the Class A voting shares and the Class B non-voting shares are
reclassified into a single class of voting Common Shares. If such
reclassification does not occur, the Amended and Restated Agreement among the
Company, Betty Rosskamm and Justin and Alma Zimmerman dated September 26, 1997
shall continue in effect until amended or terminated in accordance with its
terms. Once this Agreement becomes effective, the term of this Agreement shall
continue until the date fifteen years after the death of Betty Rosskamm, or, if
earlier, fifteen years after the death of Alma Zimmerman.

                  9.       MISCELLANEOUS. The rights of any party under this
Agreement may not be assigned without the prior written consent of all of the
other parties. This Agreement will

<PAGE>

be interpreted and enforced in accordance with the laws of the State of Ohio;
constitutes the entire agreement among the parties on its subject matter; may be
executed in two or more counterparts; and may be amended only in writing signed
by all of the parties.

                  IN WITNESS WHEREOF, the parties have signed this Agreement on
the date first written above.

JO-ANN STORES, INC.

By  /s/ Valerie Gentile Sachs
        _______________________
        Valerie Gentile Sachs
Title:  Executive Vice President,
        General Counsel & Secretary

/s/ Betty Rosskamm
___________________________________
         Betty Rosskamm

/s/ Alma Zimmerman
___________________________________
         Alma Zimmerman

<PAGE>

                                                                       EXHIBIT A

                         NOTICE OF PROPOSED DISPOSITION

                                     [Date]

Betty Rosskamm
5200 Three Village Drive, Apt. 2, J-K,
Lyndhurst, Ohio 44124

- OR -

Alma Zimmerman
688 Sulgrave Road,
Shaker Heights, Ohio 44122

- AND -

Jo-Ann Stores, Inc.
5555 Darrow Road
Hudson, Ohio 44236
Attention: Chief Executive Officer

                  This notice is being given to you in accordance with the
Second Amended and Restated Agreement, dated October 30, 2003, among Jo-Ann
Stores, Inc., Betty Rosskamm, and Alma Zimmerman. The undersigned hereby
proposes to make the following transfer of shares that is subject to your right
of first refusal:

                  Number of shares proposed to be disposed: ________________

                  Number of shares sold or otherwise disposed in the last six
months by me, my family or Permitted Holders (see definitions in
Section 2) ____________________

                  Nature of transfer (please check the applicable box):

                           [ ] market sale (that is, on the NYSE)

                           [ ] private sale (that is, directly to the purchaser)

                           [ ] other (please describe: ________________________)

                  If the recipient of the shares is known, please identify:

                           __________________________________________________

                  Proposed price: ________________

                                         Sincerely,<PAGE>

                                                                   Exhibit 10.13

                      SECOND AMENDMENT TO CREDIT AGREEMENT

      This Second Amendment to Credit Agreement is made as of this 17th day of
March, 2003 by and among

      JO-ANN STORES, INC., an Ohio corporation, having a principal place of
      business at 5555 Darrow Road, Hudson, Ohio 44236, as Lead Borrower for the
      Borrowers, being

            said JO-ANN STORES, INC., and

            FCA of Ohio, Inc., an Ohio corporation, having a principal place of
            business at 5555 Darrow Road, Hudson, Ohio 44236, and

            House of Fabrics, Inc., a Delaware corporation, having a principal
            place of business at 5555 Darrow Road, Hudson, Ohio 44236, and

            Jo-Ann Stores Supply Chain Management, Inc., an Ohio corporation,
            having a principal place of business at 5555 Darrow Road, Hudson,
            Ohio 44236

      each of the Lenders party to the Credit Agreement (defined below)
      (together with each of their successors and assigns, referred to
      individually as a "Lender" and collectively as the "Lenders"), and

      FLEET NATIONAL BANK, as Issuing Bank, a national banking association
      having a place of business at 100 Federal Street, Boston, Massachusetts
      02110; and

      FLEET RETAIL FINANCE INC., as Administrative Agent and Collateral Agent
      for the Lenders, a Delaware corporation, having its principal place of
      business at 40 Broad Street, Boston, Massachusetts 02109; and

      CONGRESS FINANCIAL CORPORATION, as Documentation Agent; and

      GMAC COMMERCIAL FINANCE LLC (f/k/a GMAC Commercial Credit LLC), NATIONAL
      CITY COMMERCIAL FINANCE, INC. AND THE CIT GROUP/BUSINESS CREDIT, INC., as
      Co-Agents

in consideration of the mutual covenants herein contained and benefits to be
derived herefrom.

                               W I T N E S S E T H
<PAGE>
      A. Reference is made to the Credit Agreement (as amended and in effect,
the "Credit Agreement") dated as of April 24, 2001 by and among the Lead
Borrower, the Borrowers, the Lenders, the Issuing Bank, the Agents, the
Documentation Agent and the Co-Agents.

      B. The parties to the Credit Agreement desire to modify and amend certain
provisions of the Credit Agreement, as provided herein.

      Accordingly, the parties hereto agree as follows:

      1. Definitions. Capitalized terms used herein and not otherwise defined
herein shall have the meanings assigned to such terms in the Credit Agreement.

      2. Amendments to Article VI of the Credit Agreement. The provisions of
Article VI of the Credit Agreement are hereby amended as follows:

            a.    By deleting the word "and" at the end of Section 6.04(e).

            b.    By deleting the period at the end of Section 6.04(f) and
                  inserting ";and" in its stead.

            c.    By adding the following new subsection to Section 6.04:

                  (g) Other investments in the aggregate amount of $10,000,000,
                  provided that (i) no Default or Event of Default exists at the
                  time of, or after giving effect to, the proposed investment,
                  and (ii) average Excess Availability (A) for the thirty days
                  prior to the making of any such investment and (B) on a pro
                  forma basis for the ninety days immediately following the
                  making of any such investment, shall be equal to or greater
                  than $50,000,000.

      3. Conditions Precedent to Effectiveness. This Second Amendment shall not
be effective until each of the following conditions precedent have been
fulfilled to the satisfaction of the Administrative Agent:

      a.    This Second Amendment shall have been duly executed and delivered by
            the Borrowers and the Required Lenders, shall be in full force and
            effect, and shall be in form and substance satisfactory to the
            Administrative Agent and the Lenders.

      b.    All action on the part of the Borrowers necessary for the valid
            execution, delivery and performance by the Borrowers of this Second
            Amendment shall have been duly and effectively taken and evidence
            thereof satisfactory to the Administrative Agent shall have been
            provided to the Administrative Agent.
<PAGE>
      c.    The Borrowers shall have provided such additional instruments and
            documents to the Administrative Agent as the Administrative Agent
            and Administrative Agent's counsel may have reasonably requested.

      7.   Miscellaneous.

      a.    This Second Amendment may be executed in several counterparts and by
            each party on a separate counterpart, each of which when so executed
            and delivered shall be an original, and all of which together shall
            constitute one instrument.

      b.    This Second Amendment expresses the entire understanding of the
            parties with respect to the transactions contemplated hereby. No
            prior negotiations or discussions shall limit, modify, or otherwise
            affect the provisions hereof.

      c.    Any determination that any provision of this Second Amendment or any
            application hereof is invalid, illegal or unenforceable in any
            respect and in any instance shall not effect the validity, legality,
            or enforceability of such provision in any other instance, or the
            validity, legality or enforceability of any other provisions of this
            Second Amendment.

      d.    The Borrowers shall pay on demand all costs and expenses of the
            Agents, including, without limitation, reasonable attorneys' fees in
            connection with the preparation, negotiation, execution and delivery
            of this Second Amendment.

      e.    The Borrowers warrant and represent that the Borrowers have
            consulted with independent legal counsel of the Borrowers' selection
            in connection with this Second Amendment and is not relying on any
            representations or warranties of the Agents, the Lenders or their
            counsel in entering into this Second Amendment.
<PAGE>
      IN WITNESS WHEREOF, the parties have duly executed this Second Amendment
as of the day and year first above written.

<TABLE>
<S>                                    <C>
                                       JO-ANN STORES, INC.
                                       as Lead Borrower and Borrower

                                       By: /s/ Donald R. Tomoff
                                           ------------------------------------

                                       Name: Donald R. Tomoff
                                             ----------------------------------

                                       Title: Vice President, Finance
                                              ---------------------------------

                                       FCA OF OHIO, INC.
                                       as Borrower

                                       By: /s/ Donald R. Tomoff
                                           ------------------------------------

                                       Name: Donald R. Tomoff
                                             ----------------------------------

                                       Title: Treasurer
                                              ---------------------------------

                                       HOUSE OF FABRICS, INC.
                                       as Borrower

                                       By: /s/ Donald R. Tomoff
                                           ------------------------------------

                                       Name: Donald R. Tomoff
                                             ----------------------------------

                                       Title: Treasurer
                                              ---------------------------------

                                       JO-ANN STORES SUPPLY CHAIN
                                       MANAGEMENT, INC.
                                       as Borrower

                                       By: /s/ Donald R. Tomoff
                                           ------------------------------------

                                       Name: Donald R. Tomoff
                                             ----------------------------------

                                       Title: Treasurer
                                              ---------------------------------
</TABLE>
<PAGE>
<TABLE>
<S>                                    <C>
                                       FLEET RETAIL FINANCE INC.,
                                       as Administrative Agent, as Collateral
                                       Agent, as Swingline Lender, and as Lender

                                       By: /s/ James R. Dore
                                           ------------------------------------

                                       Name: James R. Dore
                                             ----------------------------------

                                       Title: Managing Director
                                              ---------------------------------

                                       FLEET NATIONAL BANK,
                                       as Issuing Bank

                                       By: /s/ James R. Dore
                                           ------------------------------------

                                       Name: James R. Dore
                                             ----------------------------------

                                       Title: Managing Director
                                              ---------------------------------

                                       CONGRESS FINANCIAL CORPORATION,
                                       as Documentation Agent and Lender

                                       By: /s/ John Williammee, Jr.
                                           ------------------------------------

                                       Name: John Williammee, Jr.
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------
</TABLE>
<PAGE>
<TABLE>
<S>                                    <C>
                                       GMAC COMMERCIAL FINANCE LLC
                                       as Co-Agent and Lender

                                       By:
                                           ------------------------------------

                                       Name:
                                             ----------------------------------

                                       Title:
                                              ---------------------------------

                                       NATIONAL CITY COMMERCIAL FINANCE, INC.
                                       as Co-Agent and Lender

                                       By: /s/ Dennis Hatvany
                                           ------------------------------------

                                       Name: Dennis Hatvany
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------
</TABLE>
<PAGE>
<TABLE>
<S>                                    <C>
                                       THE CIT GROUP/BUSINESS CREDIT, INC.
                                       as Co-Agent and Lender

                                       By: /s/ Lori C. Hilker
                                           ------------------------------------

                                       Name: Lori C. Hilker
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       FOOTHILL CAPITAL CORPORATION
                                       as Lender

                                       By: /s/ Brad Engel
                                           ------------------------------------

                                       Name: Brad Engel
                                             ----------------------------------

                                       Title: Assistant Vice President
                                              ---------------------------------
</TABLE>
<PAGE>
<TABLE>
<S>                                    <C>
                                       THE PROVIDENT BANK
                                       as Lender

                                       By:
                                           ------------------------------------

                                       Name:
                                             ----------------------------------

                                       Title:
                                              ---------------------------------

                                       COMERICA BANK
                                       as Lender

                                       By: /s/ Timothy C. Griffin
                                           ------------------------------------

                                       Name: Timothy C. Griffin
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       GE CAPITAL
                                       as Lender

                                       By: /s/ Linda Capalui Skinner
                                           ------------------------------------

                                       Name: Linda Capalui Skinner
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       SIEMENS FINANCIAL SERVICES, INC.
                                       as Lender

                                       By: /s/ Frank Amodio
                                           ------------------------------------

                                       Name: Frank Amodio
                                             ----------------------------------

                                       Title: Vice President - Credit
                                              ---------------------------------
</TABLE>
<PAGE>
<TABLE>
<S>                                    <C>
                                       ORIX BUSINESS CREDIT, INC.
                                       as Lender

                                       By: /s/ Thomas W. Buda, Jr.
                                           ------------------------------------

                                       Name: Thomas W. Buda, Jr.
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       RZB FINANCE, LLC
                                       as Lender

                                       By: /s/ John A. Valiska
                                           ------------------------------------

                                       Name: John A. Valiska
                                             ----------------------------------

                                       Title: Group Vice President
                                              ---------------------------------

                                       By: /s/ Christoph Hoedl
                                           ------------------------------------

                                       Name: Christoph Hoedl
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       US BANK  N.A.
                                       as Lender

                                       By: /s/ David A. Hickey
                                           ------------------------------------

                                       Name: David A. Hickey
                                             ----------------------------------

                                       Title: Assistant Vice President
                                              ---------------------------------
</TABLE>
<PAGE>
<TABLE>
<S>                                    <C>
                                       KEY BANK NATIONAL ASSOCIATION
                                       as Lender

                                       By: /s/ Marianne T. Meil
                                           ------------------------------------

                                       Name: Marianne T. Meil
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       WEBSTER WHITEHALL BUSINESS CREDIT
                                       CORPORATION
                                       as Lender

                                       By: /s/ Brian Kennedy
                                           ------------------------------------

                                       Name: Brian Kennedy
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       LASALLE BUSINESS CREDIT, INC.
                                       as Lender

                                       By: /s/ Catherine D. Saccany
                                           ------------------------------------

                                       Name: Catherine D. Saccany
                                             ----------------------------------

                                       Title: First Vice President
                                              ---------------------------------
</TABLE>
<PAGE>
<TABLE>
<S>                                    <C>
                                       SENIOR DEBT PORTFOLIO
                                       as Lender

                                       By: Boston Management and Research as
                                       Investment Advisor

                                       By: /s/ Payson F. Swaffield
                                           ------------------------------------

                                       Name: Payson F. Swaffield
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       GRAYSON & CO.
                                       as Lender

                                       By: Boston Management and Research as
                                       Investment Advisor

                                       By: /s/ Payson F. Swaffield
                                           ------------------------------------

                                       Name: Payson F. Swaffield
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       EATON VANCE SENIOR INCOME TRUST
                                       as Lender

                                       By: Eaton Vance Management
                                       as Investment Advisor

                                       By: /s/ Payson F. Swaffield
                                           ------------------------------------

                                       Name: Payson F. Swaffield
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------
</TABLE>
<PAGE>
<TABLE>
<S>                                    <C>
                                       EATON VANCE INSTITUTIONAL SENIOR LOAN
                                       FUND

                                       By: Eaton Vance Management
                                       as Investment Advisor

                                       By: /s/ Payson F. Swaffield
                                           ------------------------------------

                                       Name: Payson F. Swaffield
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------

                                       OXFORD STRATEGIC INCOME FUND

                                       By: Eaton Vance Management
                                       as Investment Advisor

                                       By: /s/ Payson F. Swaffield
                                           ------------------------------------

                                       Name: Payson F. Swaffield
                                             ----------------------------------

                                       Title: Vice President
                                              ---------------------------------
</TABLE>

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00065-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00065-of-00352.parquet"}]]