Document:

Exhibit
10.6

 

No.:
(                 ) (J) Z

 

Maximum
Amount Loan Contract

 

Party
A (Borrower):

 

ID
Number:

 

Domicile:

 

 

 

Party
B (Lender):

 

ID
Number:

 

Domicile:

 

Whereas
Party B will provide Party A a loan within the period and the loan limit as agreed in Article 1 hereof, in order to ensure the
realization of Party B’s creditor’s rights and clarify the rights and obligations of the Parties, this Maximum Amount
Loan Contract is hereby entered into by and between the Parties through negotiation in accordance with relevant laws and regulations.

 

Article
1 Loan Limit

 

1.
The loan limit referred to in this Contract is the maximum outstanding loan balance approved to be granted to Party A by Party
B and permitted to be used by Party A within the period agreed herein.

 

2.
Loan limit

 

Within
the loan term agreed herein, the loan limit shall be RMB                               yuan
(amount in words:                ), which
may be applied by Party A for one or more times; Party B is entitled to grant the loan to Party A in one or more installments
based on Party A’s application and conditions of the loan. The loan will be used for                                        .

 

3.
Period of issuance of the loan:

 

The
loan limit agreed in this Contract shall be issued from MM DD YYYY to MM DD YYYY.

 

Within
the period of issuance and the loan limit as agreed above, the specific amount of each loan shall be subject to the actual amount
received by Party A, and the borrower has no objection to this provision.

 

     

     

    

 

4.
For the loans issued under this Contract, the issuance date of the last loan shall not exceed the deadline of the period of issuance
of loan stipulated in Article 1.3.

 

5.
The Parties agree that Party B is entitled to adjust or reduce the loan limit based on Party A’s business and credit standing
without Party A’s consent. The decision to adjust the loan limit shall take effect as soon as it is made and notified to
Party A. Party B shall not be liable for any delay, failure in service or non-delivery of notice due to any reason whatsoever,
which shall not affect the validity of the loan limit and its adjustment.

 

6.
If Party A is more than one borrower, all borrowers shall bear all the debts hereunder independently. In case of any default by
any borrower, Party B may collect debt, file a lawsuit, apply for execution and take other actions against such borrower to realize
its creditor’s rights, and all borrowers shall have no objection to such actions.

 

Article
2 Calculation and Payment of Synthetic Cost Rate and Expenses

 

The
monthly synthetic cost hereunder is calculated by %, such cost shall be paid on a monthly basis.

 

Article
3 Rights and Obligations of Party B

 

1.
Party B shall be entitled to recover the principal, interest (including overdue interest) of the loan, other expenses payable
and all expenses incurred to Party B for the realization of the creditor’s rights as agreed herein;

 

2.
Party B shall be entitled to request Party A to provide materials and information related to the loan;

 

3.
In the event of any evasion of Party B’s supervision, defaulting on the principal and interest of the loan or other material
breaches by Party A, Party B is entitled to notify relevant departments or entities and collect the loan.

 

Article
4 Obligations of Party A

 

1.
Party A shall withdraw and use the loan according to the term and purpose agreed herein;

 

2.
The loan shall not be repaid in advance without the written consent of Party B;

 

3.
Party A shall guarantee the safety and integrity of the collaterals. Without the written consent of Party B, Party A shall not
lease, mortgage or use the collaterals for other purposes.

 

4.
Party A shall accept and actively cooperate with Party B in the inspection, investigation and supervision of the use of the loan
hereunder;

 

5.
Party A shall actively cooperate with Party B in the inspection, investigation and supervision of its financial condition, and
shall be obliged to provide relevant information to Party B;

 

6.
Party A shall repay the principals, interests and other expenses of the loan hereunder as agreed herein;

 

    2

     

    

 

7.
Party A shall bear the expenses incurred in connection with the conclusion and performance of this Contract, including but not
limited to notarization, authentication, evaluation, registration, guarantee fees and expenses incurred to Party B for the realization
of its creditor’s rights, including but not limited to the fees for issuance of execution certificate by the notary office,
legal costs, attorney fees and other expenses;

 

8.
For the collection letter or document delivered to Party A by mail, announcement or other means by Party B, Party A shall deliver
or send the return receipt to Party B within 3 working days upon its receipt;

 

9.
In case of any change to the marital status, job, domicile, contact information and business status, Party A shall notify Party
B in writing within 3 days from such change;

 

Article
5 Early Maturity of Loan

 

In
the event of any of the following cases, Party B is entitled to cease the issuance of the unused loan for Party A, and unilaterally
declare that all the loans issued hereunder are due in advance and request Party A to immediately repay all the principals, interests
and expenses of the loans:

 

1.
The representations and warranties made by Party A under Article 4 hereof are not true;

 

2.
Party A is in violation of any provision of this Contract;

 

3.
The occurrence of other events that Party B believes that may affect the security of its creditor’s rights;

 

Article
6 Breach of Contract

 

1.
In case Party A fails to repay the loan principal, interest and other expenses in full and on time, in addition to the repayment
of aforementioned amount as agreed herein, Party A shall also pay the overdue interest to Party B at a rate of                   % higher
than the synthetic cost rate agreed herein.

 

2.
In case Party A fails to repay the principal and interest of the loan on time and in full, it shall bear the collection fees,
legal costs, preservation fees, announcement fees, execution fees, attorney fees, travel expenses and other expenses paid by Party
B for the realization of its creditor’s rights.

 

3.
In the event of any evasion of Party B’s supervision, defaulting on the principal and interest of the loan, or malicious
evasion of debts by Party A, Party B shall be entitled to report such behavior to the relevant authorities and make an announcement
on news media.

 

Article
7 Resolution of Disputes

 

Any
dispute under this Contract shall be brought to the court at the place where the contract was signed. During the existence of
the dispute, the Parties shall continue to perform the uncontested terms of the Contract.

 

Article
8 Miscellaneous

 

1.
This Contract shall come into force as of the date it is signed or sealed by the Parties.

 

2.
This Contract is made in                       ,
with Party A holding                copy (copies)
and Party B holding copy (copies), all copies shall have the same legal effect.

 

Article
9 Special Provisions

 

1.
The loan is provided in the                  
way below:

 

(1)
Party B provides Party A with the loan from its own funds;

 

    3

     

    

 

(2)
Party B arranges for a third party to lend funds to Party A;

 

(3)
The combination of the two methods above.

 

2.
The loan provided by Party B in any of the ways specified in Article 9.1 above shall not affect the performance of repayment obligations
by Party A to Party B. In case the loan is provided by adopting the method set forth in Article 9.1 (2), Party B is entitled to
handle relevant loan and mortgage procedures on behalf of a third party, and Party A shall acknowledge and cooperate with such
actions unconditionally. In case Party A fails to perform the repayment obligations as agreed, Party B shall be entitled to file
a lawsuit on behalf of the third party in the People’s Court at the place where the contract was signed, including but not
limited to, filing, acknowledging, changing, withdrawing, and waiving the claims or counterclaims; attending proof, examination
and trial debate, participating in mediation, reconciliation, and receiving documents and objects of the litigation on behalf
of the third party. Party A acknowledges Party B’s aforesaid rights and undertakes not to raise any objection or plea to
such rights.

 

	Party
    A’s statement: I have read through the above terms and conditions, and Party B has made corresponding explanations upon
    my request. I have no objection to all the terms and conditions.

 

 

 

 

 

 

Party
A (Seal or Signature):

 

 

 

 

 

 

Party
B (Seal or Signature):

 

Signed
                                         on:                                                

 

Signed
at:                                                 

 

4Exhibit
10.7

 

Maximum
Amount Mortgage Contract

 

 

Mortgagee:

 

ID
number:

 

 

 

Mortgagor:

 

ID
number:

 

 

 

 

 

 

 

 

 

 

 

 

 

Signed
at:                                 

 

    1 

     

    

 

 

 

In
order to ensure the repayment of debts continuously incurred between the mortgagee and the debtor within a certain period, the
mortgagor voluntarily provides the mortgagee with its own proper as the mortgage guarantee. This Contract is entered into by and
between the Parties through negotiation with a view to expressly clarifying the responsibilities and obligations of the Parties
and abiding by the covenants between the Parties.

 

Article
1 Definitions and Interpretation

 

Except
as otherwise provided in this Contract, the following terms shall have the following meanings:

 

1.
“Mortgagor” refers to the natural or legal person who provides mortgage guarantee for the loan under the master contract.
For the purpose of this Contract, the mortgagor is the debtor or third party and the co-owner of the collaterals under the master
contract. The mortgagee is the creditor under the master contract.

 

2.
“Collateral” refers to the property that the mortgagor provides to the mortgagee, and in which the mortgagor has the
right to disposition, excluding the property restricted in circulation by laws.

 

3.
The “validity period of mortgage limit” refers to an uninterrupted continuous period expressly agreed by the Parties
in order to clarify the scope of the debts secured by this Contract. For the debts incurred during such period, regardless of
whether the performance period of the debtor’s single debt exceeds such validity period, the mortgagor undertakes to assume
the mortgage guarantee liability for all debts balance within the mortgage principal limit with the collaterals under this Contract.

 

4.
The “mortgage principal limit” refers to the maximum principal amount expressly agreed by the Parties in order to
clarify the scope of the debts secured by the Contract. In case the amount of the debts is within the debts limit, regardless
of the times of the debts and the amount of each debt arising between the mortgagee and the debtor, the mortgagor shall assume
the guarantee responsibility for all debts balance (including the loan principal, interest, penalty interest, liquidated damages,
damages and costs for the realization of the creditor’s rights by the mortgagee, etc.)

 

5.
The mortgagee imposes balance control over the debtor’s debts. The “balance” refers to the sum of the balance
of all debts incurred by the debtor against the mortgagee during the validity period of the mortgage limit and the balance of
all debts that have existed prior to the creation of the maximum mortgage and agreed by the mortgagor to be included in the scope
of the guarantee stipulated in this Contract, including the undue balance and the due the outstanding balance. That is:

 

(1)
“Undue Balance” refers to the balance of debts to be repaid that created prior to the expiration of the debt performance
period.

 

    2 

     

    

 

(2)
The “Due and Outstanding Balance” refers to the balance of debts that the debtor and the mortgagor have not performed
their repayment obligations subsequent to the expiration of the debt performance period.

 

6.
The “Master Contract” refers to the contract between the mortgagee and the debtor that specify the amount, performance
period of each debt and other rights and obligations and the credit and debt contract that have existed prior to the creation
of the maximum mortgage and agreed by the mortgagor to be included in the scope of the maximum amount guarantee.

 

7.
The “costs for the realization of the creditor’s rights by the mortgagee”, including but not limited to arbitration
fees, property preservation fees, fees for application for execution, attorney fees, case handling fees, announcement fees, evaluation
fees, appraisal fees, auction fees, selling fees, collateral disposal fees, transfer fees, telecommunication charges, travel expenses,
etc.

 

Article
2 Information of the Parties

 

See
Article 22 (Special Provisions) A of this Contract.

 

Article
3 Principal Debts under Master Contract Secured by the Mortgage

 

See
Article 22 (Special Provsions) B of this Contract.

 

Article
4 Scope of Debts Secured by the Mortgage

 

The
debts secured by the mortgage under this Contract refer to, within the principal limit, the balance of all debts incurred between
the mortgagee and the debtor during the validity period of the mortgage limit and the balance of debts that have existed prior
to the creation of the maximum mortgage and agreed by the mortgagor to be included in the scope of the guarantee stipulated in
this Contract (including but not limited to the loan principal, interest, penalty interest, compound interest, liquidated damages,
damages and costs for the realization of the creditor’s rights by mortgagee, etc.)

 

Article
5 Validity Period of Mortgage Limit

 

1.
The validity period of the mortgage limit is detailed in Article 22 (Special Provisions) C of this Contract.

 

2.
Unless otherwise provided in this Contract, the date of occurrence of debts secured by collaterals under this Contract must be
within the validity period of the mortgage limit. The maturity date of any debt may be later than the expiry date of the validity
period of the mortgage limit, that is, no matter whether the maturity date of any debt of the debtor is later than the expiry
date of the validity period of the mortgage limit, the mortgagor undertakes to assume the guarantee liability for all debts under
the principal limit with the collaterals under this Contract.

 

    3 

     

    

 

Article
6 Mortgage Principal Limit

 

1.
The mortgaged principal limited under this Contract is detailed in Article 22 (Special Provisions) D of this Contract.

 

2.
Within the principal limit, regardless of the times of the debts and the amount of each debt arising between the mortgagee and
the debtor, the mortgage guarantee liability shall be only limited to the balance of all debts under the principal limit (including
but not limited to, the loan principal, interest, penalty interest, compound interest, liquidated damages, damages and costs for
the realization of the creditor’s rights by mortgagee, etc.)

 

Article
7 Collaterals

 

1.
For details of the collaterals, see Article 22 (Special Provisions) E of this Contract.

 

The
mortgage shall extend to the appendants, subsidiary rights, subrogation right, compound, processed properties and fruits of the
collaterals.

 

2.
The Mortgagor shall provide the properties that it has the right to dispose of as the collaterals. If the mortgaged properties
contain property that is restricted in circulation by laws, the mortgagor is obliged to indicate such property in the list of
mortgaged property.

 

3.
During the term of the mortgage, in case the total value of the collaterals is reduced to an amount that is insufficient to secure
the principal and interest of the loan for any reason, the mortgagee is entitled to request the mortgagor to restore the value
of the collaterals or provide an additional guarantee equivalent to the reduced value.

 

Article
8 Term of Mortgage

 

See
Article 22 (Special Provisions) F of this Contract.

 

Article
9 Insurance for Collaterals

 

The
Parties agree that no insurance is required to be purchased for the collaterals.

 

Article
10 Registration of Mortgage

 

1.
Upon the signing of this Contract, the mortgagor and the mortgagee shall complete the registration of the mortgaged property with
relevant mortgage registration departments in accordance with the provisions of the Property Law of the People’s Republic
of China, the Guarantee Law of the People’s Republic of China and other relevant laws and regulations. In case
the registration of the mortgaged property is completed by the mortgagor, the relevant registration documents shall be kept by
the mortgagee.

 

For
specific requirements, see Article 22 (Special Provisions) F of this Contract.

 

2.
In case mortgage registration is required to be completed for the fruits derived from the collaterals, the mortgagor shall complete
such mortgage registration for the fruits.

 

3.
In case the mortgagor handles the maximum mortgage registration with its collaterals, such registration shall be applicable to
all debts within the principal limit, and there is no need to complete the mortgage registration for each debt, unless otherwise
agreed by the Parties or otherwise stipulated by the mortgage registration department.

 

    4 

     

    

 

4.
Prior to the repayment of all principals and interests of the loans, if the term of mortgage registration expires, the mortgagor
must cooperate with the mortgagee in applying for the renewal of the mortgage registration.

 

Article
11 Possession and Control of Collaterals and Related Documents of Titles

 

1.
The mortgaged property under this Contract is possessed and kept by the mortgagor, and the mortgagor agrees to accept the mortgagee’s
inspection of the mortgaged property at any time. The original documents of the mortgaged property such as the mortgage rights
certificate, insurance policies and related contracts of the mortgaged property shall be kept by the mortgagee.

 

2.
During the term of the mortgage, the mortgagor shall properly keep the collaterals, be responsible for the routine repair and
maintenance of the collaterals, ensure that the collaterals are intact and bear the expenses incurred thereby.

 

3.
During the term of the mortgage, the mortgagor may rent, sell, transfer, assign, contract, grant, remortgage, authorize the custody
of, joint venture in kind, purchase shares or otherwise dispose of the collaterals with the prior written consent of the mortgagee.
In case the mortgagor disposes of the collaterals without the consent of the mortgagee, except the assignee shall repay all debts
on behalf of the debtor and discharge the mortgage, all liabilities arising therefrom shall be borne by the mortgagor.

 

Article
12 Costs and Expenses

 

Unless
otherwise agreed by the Parties, all costs arising in connection with this Contract and the mortgaged property under this Contract
(including but not limited to the registration fee, notarization fee, the insurance, transportation, warehousing, storage, valuation,
repair, maintenance, disposal expenses of the mortgaged property, etc.) shall be borne by the mortgagor.

 

Article
13 Realization of Mortgage Rights

 

1.
In the event of any one of the following cases, the mortgagor irrevocably authorizes the mortgagee to directly dispose of the
collaterals by discount, auction, sale of the collaterals or other means without initiating legal proceedings, such as litigation
or arbitration, and the proceeds may be used to repay the secured debts subsequent to the payment of the disposal fees of the
collaterals and the expenses payable or shall be paid to mortgagee by mortgagor under this Contract.

 

(1)
The debtor fails to repay the secured debts as stipulated in the master contract (including the principal and interest of any
debt that are due in advance and declared by the mortgagee due to any breach of contract by the debtor or the mortgagor);

 

(2)
Decrease in the value of the collaterals caused or potentially caused by market changes and other factors;

 

    5 

     

    

 

(3)
In the event of any serious deterioration of operating conditions, loss of business reputation or loss of or potential loss of
the ability to perform the Contract of the debtor, the mortgagee needs to recover the secured debt in advance;

 

(4)
Before the debt performance period expires, the rights in the mortgaged property shall be realized in advance according to law,
the nature of the mortgage or as agreed;

 

(5)
Other cases in which the mortgagee has the right to dispose of the collaterals according to law.

 

2.
If the mortgagor is two or more persons, the mortgagee is entitled to dispose of the collaterals provided by any or all mortgagors
when exercising the mortgage rights.

 

Article
14 Mortgagor’s Representations and Undertakings

 

1.
The mortgagor is entitled to the full ownership of the collaterals. If the collaterals are joint property, the mortgagor undertakes
that the mortgagors signed this Contract include all the co-owners (including the legal owner of the collaterals). If the collaterals
have been leased, the mortgagor undertakes to submit to the mortgagee the written evidence of the irrevocable waiver of the pre-emptive
right by the lessee at the time of the creation of the mortgage with the collaterals. All legal liabilities arising from
the dispute concerning the collateral rights shall be borne by the mortgagor.

 

2.
The mortgage guarantee undertakings of the mortgagor under this Contract are valid for all debts within the validity period of
the mortgage limit and the principal limit. Unless otherwise required by the mortgagee or the mortgage registration department,
the mortgagor will not handle the mortgage registration for the debts one by one.

 

3.
The collaterals are free from any mortgage, pledge, lien and other encumbrances other than the mortgage created under this Contract
or mortgage or other encumbrances created with the prior written consent of the mortgagee.

 

4.
The mortgagor guarantees that the rights in the collaterals are full and legal and have no flaws that make them not suitable for
mortgage. If any third party claims against the collaterals, or raise an objection to the disposal of the collaterals, or the
collaterals have flaws unknown to and unacceptable by the mortgagee, all consequences and liabilities arising therefrom shall
be borne by the mortgagor.

 

5.
The mortgagor clearly knows the debtor’s business scope and authorities.

 

6.
The mortgagor has fully read all the terms of this Contract, especially the bolded terms herein. At the request of the mortgagor,
the mortgagee has made corresponding explanations for the terms and conditions of this Contract. The mortgagor has fully understood
the meaning of the terms of this Contract and the corresponding legal consequences, and voluntarily provides mortgage guarantee
for the debtor under the master contract, and performs the joint and several liabilities for the repayment of debts in accordance
with this Contract.

 

    6 

     

    

 

7.
The mortgagor has the full power to sign this Contract.

 

In
case the mortgagor is a legal person, then:

 

(1)
The mortgagor is a business entity legally incorporated and existing within the loan term, and has the right to execute and perform
this Contract. The mortgagor is legally competent to use the collaterals available for mortgage as the mortgage under this Contract
according to law.

 

(2)
The mortgagor’s mortgage under this Contract has been authorized by its board of directors or the corresponding high authority
and is not in violation of the laws, regulations, and policies applicable to it and its articles of association. In case the mortgagor
breaches any internal regulations of the company to execute this Contract, the mortgagor shall be liable for all consequences
arising therefrom and mortgagee shall assume no responsibilities.

 

8.
The mortgagor warrants that all documents, information, statements and vouchers provided to the mortgagee are true, and it will
accept and cooperate with the mortgagee in the inspection of the collaterals at any time.

 

9.
Upon the performance of the mortgage obligation by the mortgagor, it is entitled to claim compensation from the debtor without
prejudice to the repayment of debts by the debtor in future. However, if the mortgagor claims compensation from the debtor and
the mortgagee request the debtor to make any payment under the master contract meantime, the mortgagor agrees that the debtor
shall repay its debt to the mortgagee in priority.

 

10.
In case the debtor and the mortgagor have signed or will sign a counter-guarantee contract for the guarantee obligation under
this Contract, the counter-guarantee contract shall not impair any rights enjoyed by the mortgagee under this mortgage contract
at law or in fact.

 

11.
Prior to the completion of the repayment of the secured debts, if the value of the collaterals significantly reduces, the mortgagor
will take effective measures to make up the value of the collaterals or provide new sufficient and effective guarantees as required
by the mortgagee.

 

12.
Prior to the completion of the repayment of the secured debts, the mortgagor warrants to properly keep, use and maintain the collaterals.
Without the written consent of the mortgagee, the mortgagor shall not rent, lend, transfer, remortgage, pledge or otherwise dispose
of the collaterals, unless the right to mortgage is discharged due to the full repayment of the debts by the assignee.

 

13.
In case any collateral is included in the scope of demolition or other events that may affect the guarantee ability of the mortgagor,
the mortgagor warrants to notify the mortgagee in writing within three days from the date it is aware of such events. In the event
of any dispute with respect to any collateral between the mortgagor and any third party, the mortgagor warrants to notify the
mortgagee in writing within ten days.

 

    7 

     

    

 

14.
In case any collateral is included in the scope of demolition, and compensation is made by the way of property rights exchange,
the mortgagee is entitled to request the debtor and the guarantor to pay off the debts, or to reset the guarantee satisfying the
requirements of the mortgagee with the exchanged premises; if the compensation is made in the form of cash compensation, the mortgagee
is entitled to request the mortgagor to provide guarantee for the debts under the master contract by opening a deposit account
or deposit certificate with the mortgagee using the cash compensation.

 

15.
If any collateral becomes a restricted mortgage property due to changes in its attributes and uses, or the mortgagee fails to
obtain the mortgage right on the full value of the collateral due to the reasons of the mortgagor, all consequences and liabilities
shall be borne by the mortgagor, and the mortgagor shall be liable to the mortgagee for the compensation for the decrease in the
value of the collateral.

 

16.
If there are other guarantees under the master contract, the mortgagor’s guarantee liability to the mortgagee shall neither
be affected by the guarantee provided by any other guarantors, nor shall it be discharged or reduced. The assumption of guarantee
liability by the mortgagor shall not be on the condition that the mortgagee makes a claim or initiates litigation/arbitration/enforcement
against any other guarantors.

 

17.
When the debtor fails to repay the debts as agreed, no matter whether the mortgagee has other guarantees (including but not limited
to guarantee, mortgage, pledge and any other guarantees of any kind) for its creditor’s rights under the master contract,
the mortgagor shall bear the full guarantee liabilities under the guarantee contract.

 

18.
Prior to the determination of the creditor’s rights secured by the maximum mortgage guarantee, the mortgagee is entitled
to transfer part or all of the creditor’s rights without the consent of the mortgagor.

 

Article
15 Effect of Mortgage

 

1.
The mortgagor guarantees that the debtor shall fulfill all the obligations under the master contract. In case the debtor is in
violation of the provisions of the master contract (including but not limited to, the debtor fails to use the loan as stipulated
in the master contract), such violation shall not affect the performance of the guarantee liability under this Contract by the
mortgagor.

 

2.
The creditor and the debtor may alter the master contract by mutual agreement without the consent of the mortgagor if the liabilities
of the debtor are not aggravated thereby, and the mortgagor shall continue to assume the guarantee liability as agreed.

 

3.
During the term of the mortgage, if the mortgagor dies or terminates, the right to mortgage created on the collaterals under this
Contract shall continue to be valid, and the heir or successor of the mortgagor shall not be entitled to defend against such validity.

 

    8 

     

    

 

Article
16 Performance of Obligations and Waiver of Rights

 

1.
The mortgagor’s obligations under this Contract are independent and shall not be affected by the relationship between any
party hereto and any third party, except as otherwise agreed in this Contract.

 

2.
Any tolerance, grace, concession or delay in the exercise of any right under this Contract offered to the debtor and the mortgagor
by the mortgagee shall not affect, impair or restrict all rights and interests enjoyed by the mortgagee in accordance with this
Contract and laws and regulations, and shall not be regarded as a waiver of the rights and interests under this Contract by the
mortgagee, nor shall it affect any obligations of the mortgagor under this Contract.

 

Article
17 Liabilities for Breach of Contract

 

1.
In the event of any one of the following cases on the part of the mortgagor, it shall constitute a breach of contract:

 

(1)
The mortgagor is in violation of the representations and undertakings made by it under this Contract;

 

(2)
The mortgagor gives rise to the damage or loss of the collaterals due to its intention or negligence;

 

(3)
The mortgagor is in violation of any other provisions of this Contract.

 

2.
In the event of any breach of contract, the mortgagee is entitled to take one or more of the following measures:

 

(1)
Requesting the mortgagor to remedy its breach of contract within a time limit;

 

(2)
Declaring that the loan is due in advance, and disposing of the collaterals according to law to repay the principal and interest
of the loan and other expenses;

 

(3)
Requesting the mortgagor to pay a certain percentage of the loan amount under the master contract as liquidated damages (see Article
22 (Special Provisions) H of this Contract);

 

(4)
Requesting the mortgagor to compensate for the actual loss(es) that could not be covered by the liquidated damages.

 

3.
During the term of this Contract, in the event of any decrease in the value of the collaterals due to reasons not attributable
to the mortgagor, the mortgagee is entitled to declare the loan is due in advance, and dispose of the collaterals according to
law to repay the principals and interests of the loan and other expenses.

 

    9 

     

    

 

Article
18 Effectiveness and Term of the Contract

 

1.
This Contract shall become effective upon the satisfaction of the following conditions:

 

(1)
The Parties have signed or sealed the Contract;

 

(2)
In case the mortgagee requires the notarization of the Contract, the notarization procedure of this Contract has been completed
in accordance with the law.

 

2.
Subject to the provisions of laws and regulations of the People’s Republic of China, if the mortgage under this Contract
is required to be registered, the mortgagor shall complete the legal registration with the mortgagee immediately after the conclusion
of this Contract.

 

3.
Upon the commencement of this Contract, the mortgagor is not required to identify the master contract signed by the mortgagee
and the debtor on a case-by-case basis.

 

4.
This Contract will automatically terminate upon the full repayment of the debts within the maximum amount mortgage guarantee.
Upon the termination of this Contract, the mortgagee shall return the mortgage registration documents kept by it to the mortgagor.

 

Article
19 Notices

 

1.
The notices or communications under this Contract shall be delivered to the other party at the mailing address set forth in Article
22 (Special Provisions) A of this Contract.

 

2.
In the event of any change to the mailing address of any party to this Contract, such party shall notify the other party immediately
after such change.

 

3.
Any notice or communication sent at the above address (in case the address changes, at the changed address) shall be deemed as
served on the following date:

 

(1)
If sent by mail, 5 working days from the post of the registered letter;

 

(2)
If sent by telex, the date of receipt of the confirmation from the other party;

 

(3)
If sent by personal delivery, the date of signing for receipt by the recipient.

 

4.
In the event of any change to the name, legal representative, domicile, etc. of any party, such party fails to notify the creditor
in writing, all notices or documents sent by the creditor in accordance with the information contained in this Contract shall
be deemed to have been served.

 

Article
20 Jurisdiction, Governing Law and Resolution of Disputes

 

1.
The conclusion, validity, interpretation, performance and resolution of disputes of this Contract shall be governed by the laws
of the People’s Republic of China.

 

2.
The resolution of disputes is set out in Special Provision I of Article 22 in this Contract.

 

3.
During the period of litigation or arbitration, the terms of this Contract not in dispute shall be performed. The mortgagor shall
not refuse to perform any of its obligations under this Contract on the grounds of resolving any dispute.

 

    10 

     

    

 

Article
21 Miscellaneous

 

1.
During the period stipulated in the first paragraph of Article 5 of this Contract, the contracts, agreements and other legal documents
signed by the mortgagee and the debtor to form a creditor-debtor relationship must be expressly stated if they are not secured
by this Contract. Otherwise, such documents shall be deemed to have been secured by this Contract.

 

2.
The mortgagee is entitled to conduct necessary investigations on the credit status of the mortgagor, and the mortgagor shall allow
the mortgagee to legally inquire of relevant departments about the information in connection with this Contract or other relevant
information or provide such information to relevant departments if necessary.

 

3.
The annex to this Contract is an integral part of this Contract and has the same legal effect as this Contract.

 

4.
If the Parties hereto voluntarily complete the notarization of granting of enforcement effect, in the event of any breach of contract
by the debtor, the mortgagor and the co-owner of the collaterals are willing to waive the right of action and defense and directly
submit to the enforcement by the People’s Court.

 

Article
22 Special Provisions

 

A.
Information of the Parties

 

(i)
Mortgagee:                                                                                                                      

Person
in Charge [Authorized Representative]:                                                                                                                     

Mailing
address:                                                                                                                     

Tel.:
                                                                                                                    

Type
of ID Certificate:                 ID Number:
                                                                                                                    

 

(ii)
Mortgagor:

Mortgagor:
                                                                                                                     

Legal
Representative [Authorized Representative]:                                                                                                                     

Mailing
Address:                                                                                                                     

Tel:
                                                                                                                    

Type
of ID Certificate:                              
ID Number:                                                                                                

 

B.
Master Contract

 

The
master contract secured by this Contract is                         
signed between the lender and the borrower, by which, and the creditor provides the debtor with a loan of (amount in words)
RMB YUAN ONLY.

 

C.
The term of the mortgage is              months, commencing
from MM DD YYYY, and ending on MM DD YYYY.

 

D.
The mortgaged principal limit under this Contract is (amount in words) RMB            
YUAN ONLY.

 

E.
The mortgagor voluntarily creates the mortgage with                    
(collaterals’ names). See the list of collaterals (Annex) for details.

 

    11 

     

    

 

F.
The mortgage right and the principal debts exist at the same time, and the mortgage right is discharged until the full repayment
of the principal debts. If the mortgage registration department requests, the mortgage period shall be registered as from MM
DD YYYY to MM DD YYYY. If the debtor fails to pay off the principal debts when the term of the mortgage expires, then:

 

(1)
The mortgage right enjoyed by the mortgagee according to law shall be unchanged;

 

(2)
The mortgagor shall complete the registration of renewal of the mortgage.

 

G.
In case the mortgagor is in violation of the Contract, the mortgagee may request the mortgagor to pay 20% of the loan amount
under the master contract as liquidated damages.

 

H.
Resolution of disputes

 

Any
dispute arising from the performance of the Contract shall be settled through negotiation; if no agreement reaches through negotiation,
either party may file a lawsuit in the People’s Court at the place where the contract was signed.

 

I.
The Contract is made in             , with one copy for the
mortgagee, one copy for the mortgagor and one copy for             ,
all copies shall have the same legal effect.

 

    12 

     

    

 

(Signature
Page)

 

	Mortgagee
    (signature and seal):	 	Mortgagor
    (signature and seal):

 

Signed
on:

 

    13 

     

    

 

Annex:

 

List
of Collaterals

 

	House
    Property Mortgage
	Collaterals	Collateral

                                         Type
	Nature
    of Land	Structure	 Number 

     of Floors 	Floor	Floor
    Area (m2)	Collateral
    Value (RMB yuan)	Property
    Ownership Certificate Number
	House
    property 1	Premises	 Residential 	 Composite 	 	 	 	    yuan	 
	House
    property 2	 	 	 	 	 	 	 	 
	Address
    of house property 1	 
	Address
    of house property 2	 
	Insurance
    type	 

 

 

	Mortgagor
    (Signature and Seal): 	 	Mortgagee
    (Signature and Seal):

 

 

Signed
on:                             

 

 

14

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