Document:

EXHIBIT
10.2

 

PROPHASE
LABS, INC.

 

AMENDED
AND RESTATED 2010 EQUITY COMPENSATION PLAN

 

OPTION
AWARD AGREEMENT

 

THIS
AGREEMENT (the “Agreement”), is made effective as of the [DAY] day of [MONTH], [YEAR],
(hereinafter called the “Date of Grant”), between ProPhase Labs, Inc., a Delaware corporation (hereinafter
called the “Company”), and [NAME] (hereinafter called the “Participant”):

 

RECITALS:

 

WHEREAS,
the Company has adopted The Amended and Restated 2010 Equity Compensation Plan (the “Plan”), which Plan is
incorporated herein by reference and made a part of this Agreement. Capitalized terms not otherwise defined herein shall have
the same meanings as in the Plan; and

 

WHEREAS,
the Committee has determined that it would be in the best interests of the Company and its shareholders to grant the option provided
for herein to the Participant pursuant to the Plan and the terms set forth herein.

 

NOW
THEREFORE, in consideration of the mutual covenants hereinafter set forth, the parties agree as follows:

 

1.
Grant of the Option. The Company hereby grants to the Participant the right and option (the “Option”)
to purchase, on the terms and conditions hereinafter set forth, all or any part of an aggregate of [# OF SHARES] Shares,
subject to adjustment as set forth in the Plan. The purchase price of the Shares subject to the Option shall be $[PRICE]
per Share (the “Option Price”). The Option is intended to be a non-qualified stock option, and is not intended
to be treated as an option that complies with Section 422 of the Internal Revenue Code of 1986, as amended.

 

2.
Vesting.

 

(a)
All Options granted pursuant to the Plan shall vest and become exercisable in accordance with the following schedule:

 

	First Anniversary of the Date of Grant	 	 	[%]	 
	Second Anniversary of the Date of Grant	 	 	[%]	 
	Third Anniversary of the Date of Grant	 	 	[%]	 
	Fourth Anniversary of the Date of Grant	 	 	[%]	 

 

(b)
All options shall immediately and fully vest and become exercisable if the Participant’s employment is terminated by the
Company without Cause or the Participant voluntarily quits for good reason. For this purpose, the Participant will be deemed to
have “good reason” to voluntarily terminate employment if there is a reduction in his or her base salary; a material
reduction in his or her authority, duties, or responsibilities; or a material change in the geographic location at which he or
she must perform services.

 

    	 	 	 

    	 

    

 

3.
Exercise of Option.

 

(a)
Period of Exercise. Subject to the provisions of the Plan and this Agreement, the Participant may exercise all or any part
of the Vested Portion of the Option at any time prior to the earliest to occur of:

 

(i)
the seventh anniversary of the Date of Grant;

 

ii)
one year following the date of the Participant’s termination of Employment due to death or Disability;

 

(iii)
three months following the date of the Participant’s termination of Employment by the Company without Cause or by the Participant
for good reason (as defined above); and

 

(iv)
the date of the Participant’s termination of Employment by the Company for Cause or by the Participant for any reason.

 

For
purposes of this agreement, “Cause” shall mean “Cause” as defined in any employment agreement then
in effect between the Participant and the Company or if not defined therein or, if there shall be no such agreement, (i) the willful
failure or refusal by such Participant to perform his or her duties to the Company or its Affiliates (other than any such failure
resulting from such Participant’s incapacity due to physical or mental illness), which has not ceased within ten days after
a written demand for substantial performance is delivered to such Participant by the Company, which demand identifies the manner
in which the Company believes that such Participant has not performed such duties; (ii) the willful engaging by such Participant
in misconduct which is materially injurious to the Company or its Affiliates, monetarily or otherwise (including breach of any
confidentiality or non-competition covenants to which such Participant is bound); (iii) the conviction of such Participant of,
or the entering of a plea of nolo contendere by such Participant with respect to, a felony or to any crime which is materially
injurious to the Company or its Affiliates; or (iv) substantial or repeated acts of dishonesty by such Participant in the performance
of his/her duties to the Company or its Affiliates. The determination of the existence of Cause shall be made by the Committee
in good faith.

 

(b)
Method of Exercise.

 

(i)
Subject to Section 3(a), the Vested Portion of the Option may be exercised by delivering to the Company at its principal office
written notice of intent to so exercise; provided that, the Option may be exercised with respect to whole Shares only.
Such notice shall specify the number of Shares for which the Option is being exercised and shall be accompanied by payment in
full of the Option Price. The payment of the Option Price may be made at the election of the Participant (i) in cash or its equivalent
(e.g., by check), (ii) to the extent permitted by the Committee, in Shares having a Fair Market Value equal to the aggregate Option
Price for the Shares being purchased and satisfying such other requirements as may be imposed by the Committee; provided, that
such Shares have been held by the Participant for no less than six months (or such other period as established from time to time
by the Committee in order to avoid adverse accounting treatment applying generally accepted accounting principles), (iii) partly
in cash and, to the extent permitted by the Committee, partly in such Shares, (iv) if there is a public market for the Shares
at such time, through the delivery of irrevocable instructions to a broker to sell Shares obtained upon the exercise of the Option
and to deliver promptly to the Company an amount out of the proceeds of such Sale equal to the aggregate option price for the
Shares being purchased, or (v) through a “net settlement” as described in Section 6(c) of the Plan. No Participant
shall have any rights to dividends or other rights of a stockholder with respect to Shares subject to an Option until the Participant
has given written notice of exercise of the Option, paid in full for such Shares and, if applicable, has satisfied any other conditions
imposed by the Committee pursuant to the Plan.

 

    	 	 	 

    	 

    

 

(ii)
Notwithstanding any other provision of the Plan or this Agreement to the contrary, the Option may not be exercised prior to the
completion of any registration or qualification of the Option or the Shares under applicable state and federal securities or other
laws, or under any ruling or regulation of any governmental body or national securities exchange that the Committee shall in its
sole discretion determine to be necessary or advisable.

 

(iii)
In the event of the Participant’s death, the Vested Portion of the Option shall remain exercisable by the Participant’s
executor or administrator, or the person or persons to whom the Participant’s rights under this Agreement shall pass by
will or by the laws of descent and distribution as the case may be, to the extent set forth in Section 3(a). Any heir or legatee
of the Participant shall take rights herein granted subject to the terms and conditions hereof.

 

4.
Change of Control. Upon a Change of Control (as defined by the Plan), the terms of the Plan shall apply.

 

5.
Option Recovery. If the Committee determines that the Participant (a) engaged in conduct that constituted Cause as defined
in Section 3(a) of this Agreement at any prior to the Participant’s termination of services, (b) engaged in conduct during
the 6 month period after the Participant’s termination of services that would have constituted Cause if the Participant
had not ceased to provide services, or (c) violates the terms of any non-compete agreement, non-solicitation agreement, confidentiality
agreement, or any other restriction on the Participant’s post-termination activities established under any agreement with
the Company or other Company policy or arrangement during the 6 months after the Participant’s ceases to provide services
to the Company, then (i) any Option held by the Participant shall immediately terminate, and the Participant shall automatically
forfeit all Shares underlying any exercised portion of an Option for which the Company has not yet delivered the Share certificates,
upon refund by the Company of the Exercise Price paid by the Participant for such Shares and (ii) the Participant shall return
any Shares received upon exercise of this Option or repay to the Company any proceeds received from the sale of other disposition
of the Shares transferred pursuant to this Option less the Exercise Price. Upon any exercise of an Option, the Company may withhold
delivery of share certificates pending resolution of an inquiry that could lead to a finding resulting in a forfeiture under this
Section.

 

6.
No Right to Continued Employment. The granting of the Option evidenced hereby and this Agreement shall impose no obligation
on the Company or any Affiliate to continue the Employment of the Participant and shall not lessen or affect the Company’s
or its Affiliate’s right to terminate the Employment of such Participant.

 

7.
Transferability. The Option may not be assigned, alienated, pledged, attached, sold or otherwise transferred or encumbered
by the Participant otherwise than by will or by the laws of descent and distribution, and any such purported assignment, alienation,
pledge, attachment, sale, transfer or encumbrance shall be void and unenforceable against the Company or any Affiliate; provided
that the designation of a beneficiary shall not constitute an assignment, alienation, pledge, attachment, sale, transfer or encumbrance.
No such permitted transfer of the Option to heirs or legatees of the Participant shall be effective to bind the Company unless
the Committee shall have been furnished with written notice thereof and a copy of such evidence as the Committee may deem necessary
to establish the validity of the transfer and the acceptance by the transferee or transferees of the terms and conditions hereof.
During the Participant’s lifetime, the Option is exercisable only by the Participant.

 

    	 	 	 

    	 

    

 

8.
Withholding. The Participant may be required to pay to the Company or any Affiliate and the Company shall have the right
and is hereby authorized to withhold, any applicable withholding taxes in respect of the Option, its exercise or any payment or
transfer under or with respect to the Option and to take such other action as may be necessary in the opinion of the Committee
to satisfy all obligations for the payment of such withholding taxes.

 

9.
Securities Laws. Upon the acquisition of any Shares pursuant to the exercise of the Option, the Participant will make or
enter into such written representations, warranties and agreements as the Committee may reasonably request in order to comply
with applicable securities laws or with this Agreement.

 

10.
Notices. Any notice necessary under this Agreement shall be addressed to the Company in care of its Secretary at the principal
executive office of the Company and to the Participant at the address appearing in the personnel records of the Company for the
Participant or to either party at such other address as either party hereto may hereafter designate in writing to the other. Any
such notice shall be deemed effective upon receipt thereof by the addressee.

 

11.
Choice of Law. This Agreement shall be governed by and construed in accordance with the laws of the state of Delaware without
regard to conflicts of laws.

 

12.
Option Subject to Plan. By entering into this Agreement the Participant agrees and acknowledges that the Participant has
received and read a copy of the Plan. The Option is subject to the Plan. The terms and provisions of the Plan, as they may be
amended from time to time, are hereby incorporated herein by reference. In the event of a conflict between any term or provision
contained herein and a term or provision of the Plan, the applicable terms and provisions of the Plan will govern and prevail.

 

13. Section
409A. The Company intends that income realized by the Participant pursuant to the Plan and this Agreement will not be
subject to taxation under Section 409A of the Code. The provisions of the Plan and this Agreement shall be interpreted and
construed in favor of satisfying any applicable requirements of Section 409A of the Code. In the event that it is reasonably
determined by the Committee that, as a result of Section 409A of the Code, any payment or delivery of Shares in respect of
the Option may not be made at the time contemplated by the terms of the Plan or the this Agreement, as the case may be,
without causing Participant to be subject to taxation under Section 409A of the Code, the Company shall use reasonably
commercial efforts to make such payment or delivery of Shares on the first day that would not result in the Participant
incurring any tax liability under Section 409A of the Code. If Participant is a “specified employee” (within the
meaning of Section 409A(a)(2)(B)(i) of the Code), any payment and/or delivery of Shares in respect of the Option that are
linked to the date of the Participant’s separation from service shall not be made prior to the date which is six (6)
months after the date of such Participant’s separation from service from the Company, determined in accordance with
Section 409A of the Code and the regulations promulgated thereunder. The Company, in its reasonable discretion, may amend
(including retroactively) the Plan and this Agreement in order to conform to the applicable requirements of Section 409A of
the Code, including amendments to facilitate the Participant’s ability to avoid taxation under Section 409A of the
Code. However, the preceding provisions shall not be construed as a guarantee by the Company of any particular tax result for
income realized by the Participant pursuant to the Plan or this Agreement. In any event, the Company shall be responsible for
the payment of any applicable taxes on income realized by the Participant pursuant to the Plan or this Agreement.

 

14.
Signature in Counterparts. This Agreement may be signed in counterparts, each of which shall be an original, with the same
effect as if the signatures thereto and hereto were upon the same instrument.

 

[Signatures
on next page.]

 

    	 	 	 

    	 

    

 

IN
WITNESS WHEREOF, the parties have caused this Agreement to be effective as of the day and year first above written.

 

	 	PROPHASE LABS, INC.
	 	 	 
	 	 
	 	Name:
    	                                                  
	 	Title:	 

 

	 	Participant
	 	 	 
	 	 
	 	Name:
    	                                             
	

                                                                              
	Title:THE
SECURITIES REPRESENTED BY THIS INSTRUMENT HAVE BEEN ACQUIRED FOR INVESTMENT AND NOT WITH A VIEW TO, OR IN CONNECTION WITH, THE
SALE OR DISTRIBUTION THEREOF. NO SUCH SALE OR DISPOSITION MAY BE EFFECTED WITHOUT AN EFFECTIVE REGISTRATION STATEMENT RELATED
THERETO OR AN OPINION OF COUNSEL REASONABLY ACCEPTABLE TO THE COMPANY THAT SUCH REGISTRATION IS NOT REQUIRED UNDER THE SECURITIES
ACT OF 1933.

 

GTX
CORP.

CONVERTIBLE
PROMISSORY NOTE

 

	Principal
    Amount: $35,000.00 USD	July 30, 2018

 

WHEREAS
on July 30, 2018, RB Capital Partners, Inc., with its offices at 2856 Torrey Pines Road, La Jolla,
California, 92037 (the “Holder”) loaned funds totaling, $35,000.00 to GTX Corp., a Nevada corporation
with its office at 117 W. 9th Street, Suite 1214; Los Angeles, California 90015 (the “Company”). Payment
for the loan was made in full, directly to the Company in the form of a Wire Transfer.

 

WHEREAS
the Company and Holder further agreed that such services provided by the Holder to the Company would be evidenced in a convertible
note, which convertible note would be convertible into shares of common stock of the Company at the rate of $1.20 in accordance
with Section 3 below;

 

NOW
THEREFORE THIS AGREEMENT WITNESSES that for and in consideration of the mutual premises and the mutual covenants and agreements
contained herein, the parties covenant and agree each with the other as follows:

 

1.
Principal and Interest.

 

1.1
The Company, for value received, hereby promises to pay to the order of the Holder the sum of Thirty-Five Thousand Dollars
($35,000.00), which amount represents the amount owed to Holder as of July 30, 2018.

 

1.2
This Convertible Promissory Note (the 11Note”) shall bear twelve percent (12%) interest per annum. This Note shall be payable
upon demand (“Demand Date”). Commencing on the Demand Date, all principal shall be payable by the Company upon demand
made by the Holder. The Note is for a period of (12) months and cannot be converted until (6) months from the date first written
above has passed.

 

1.3
Upon payment in full of the principal, this Note shall be surrendered to the Company for cancellation.

 

    	 	1	 

    	 

    

 

1.4
The principal under this Note shall be payable at the principal office of the Company and shall be forwarded to the address of
the Holder hereof as such Holder shall from time to time designate.

 

2.
Attorney’s Fees. If the indebtedness represented by this Note or any part thereof is collected in bankruptcy, receivership
or other judicial proceedings or if this Note is placed in the hands of attorneys for collection after default, the Company agrees
to pay, in addition to the principal payable hereunder, reasonable attorneys’ fees and costs incurred by the Holder.

 

3.
Conversion.

 

3.1
Voluntary Conversion. The Holder shall have the right, exercisable in whole or in part, to convert the outstanding principal
into a number of fully paid and non-assessable whole shares of the Company’s $0.0001 par value common stock (“Common
Stock”) determined in accordance with Section 3.2 below.

 

3.2
Shares Issuable. The number of whole shares of Common Stock into which this Note may be voluntarily converted (the “Conversion
Shares”) shall be determined by dividing the aggregate principal amount borrowed hereunder by $1.20 (the “Note Conversion
Price”); provided, however, that, in no event, shall Holder be entitled to convert any portion of this Note in excess of
that portion of this Note upon conversion of which the sum of (I) the number of shares of Common stock beneficially owned by Holder
and its affiliates (other than shares of Common Stock which may be deemed beneficially owned through the ownership of the unconverted
portion of this Note or the unexercised or unconverted portion of any other security of Maker subject to a limitation on conversion
or exercise analogous to the limitations contained herein) and (2) the number of shares of common stock issuable upon the conversion
of the portion of this Note with respect to which the determination of this proviso is being made, would result in the beneficial
ownership by Holder and its affiliates of more than 4.99% of the outstanding shares of common stock of the Company. For purposes
of the proviso to the immediately preceding sentence, beneficial ownership shall be determined in accordance with Section 13(d)
of the Securities Exchange Act of 1934 and Regulation 13D-G thereunder, except as otherwise provided in clause (1) of such proviso.
The number of shares of Common Stock to be issued upon each conversion of this Note shall be determined by dividing the Conversion
Amount (as defined below) by the Note Conversion Price. The Term “Conversion Amount” means, with respect to any conversion
of this Note, the sum of (1) the principal amount of this Note to be converted in such conversion plus, (2) at the Company’s
option, accrued and unpaid interest, if any, on such principal amount at the interest rate provided in this Note to the conversion
date, provided; however , that the Company shall have the right to pay any or all interest in cash.

 

3.3
Notice and Conversion Procedures. After receipt of demand for repayment, the Company agrees to give the Holder notice at
least five (5) business days prior to the time that the Company repays this Note. If the Holder elects to convert this Note, the
Holder shall provide the Company with a written notice of conversion setting forth the amount to be converted. The notice must
be delivered to the Company together with this Note. Within twenty (20) business days of receipt of such notice, the Company shall
deliver to the Holder certificate(s) for the Common Stock issuable upon such conversion and, if the entire principal amount was
not so converted, a new note representing such balance.

 

    	 	2	 

    	 

    

 

3.4
Other Conversion Provisions.

 

(a)
Adjustment of Note Conversion Price. In the event the Company shall in any manner, subsequent to the issuance of this Note,
approve a reclassification involving a reverse stock split and subdivision of the Company’s issued and outstanding shares
of Common Stock, the Note Conversion Price shall forthwith be unaffected. In the event the Company shall in any manner, subsequent
to the issuance of this Note, approve a reclassification involving a forward stock split and subdivision of the Company’s
issued and outstanding shares of Common Stock, the Note Conversion Price shall forthwith be unaffected.

 

(b)
Common Stock Defined. Whenever reference is made in this Note to the shares of Common Stock, the term “Common Stock”
shall mean the Common Stock of the Company authorized as of the date hereof, and any other class of stock ranking on a parity
with such Common Stock. Shares issuable upon conversion hereof shall include only shares of Common Stock of the Company.

 

3.5
No Fractional Shares. No fractional shares of Common Stock shall be issued upon conversion of this Note. In lieu of the
Company issuing any fractional shares to the Holder upon the conversion of this Note, the Company shall pay to the Holder the
amount of outstanding principal hereunder that is not so converted.

 

4.
Representations, Warranties and Covenants of the Company. The Company represents, warrants and covenants with the Holder
as follows:

 

(a)
Authorization; Enforceability. All corporate action on the part of the Company, its officers, directors and stockholders
necessary for the authorization, execution and delivery of this Note and the performance of all obligations of the Company hereunder
has been taken, and this Note constitutes a valid and legally binding obligation of the Company, enforceable in accordance with
its terms except (i) as limited by applicable bankruptcy, insolvency, reorganization, moratorium and other laws of general application
affecting enforcement of creditors’ rights generally, and (ii) as limited by laws relating to the availability of specific
performance, injunctive relief or other equitable remedies.

 

(b)
Governmental Consents. No consent, approval, qualification, order or authorization of, or filing with, any local, state
or federal governmental authority is required on the part of the Company in connection with the Company’s valid execution,
delivery or performance of this Note except any notices required to be filed with the Securities and Exchange Commission under
Regulation D of the Securities Act of 1933, as amended (the “1933 Act”), or such filings as may be required under
applicable state securities laws, which, if applicable, will be timely filed within the applicable periods therefor.

 

    	 	3	 

    	 

    

 

(c)
No Violation. The execution, delivery and performance by the Company of this Note and the consummation of the transactions
contemplated hereby will not result in a violation of its Certificate of Incorporation or Bylaws, in any material respect of any
provision of any mortgage, agreement, instrument or contract to which it is a party or by which it is bound or, to the best of
its knowledge, of any federal or state judgment, order, writ, decree, statute, rule or regulation applicable to the Company or
be in material conflict with or constitute, with or without the passage of time or giving of notice, either a material default
under any such provision or an event that results in the creation of any material lien, charge or encumbrance upon any assets
of the Company or the suspension, revocation, impairment, forfeiture or nonrenewal of any material permit, license, authorization
or approval applicable to the Company, its business or operations, or any of its assets or properties.

 

5.
Representations and Covenants of the Holder. The Company has entered into this Note in reliance upon the following representations
and covenants of the Holder:

 

(a)
Investment Purpose. This Note and the Common Stock issuable upon conversion of the Note are acquired for investment and
not with a view to the sale or distribution of any part thereof, and the Holder has no present intention of selling or engaging
in any public distribution of the same except pursuant to a registration or exemption.

 

(b)
Private Issue. The Holder understands (i) that this Note and the Common Stock issuable upon conversion of this Note are
not registered under the 1933 Act or qualified under applicable state securities laws, and (ii) that the Company is relying on
an exemption from registration predicated on the representations set forth in this Section 8.

 

(c)
Financial Risk. The Holder has such knowledge and experience in financial and business matters as to be capable of evaluating
the merits and risks of its investment, and has the ability to bear the economic risks of its investment.

 

(d)
Risk of No Registration. The Holder understands that if the Company does not register with the Securities and Exchange
Commission pursuant to Section 12 of the Securities Exchange Act of 1934 (the “1934 Act”), or file reports pursuant
to Section l5(d) of the 1934 Act, or if a registration statement covering the securities under the 1933 Act is not in effect when
it desires to sell the Common Stock issuable upon conversion of the Note, it may be required to hold such securities for an indefinite
period. The Holder also understands that any sale of the Note or the Common Stock which might be made by it in reliance upon Rule
144 under the 1933 Act may be made only in accordance with the terms and conditions of that Rule.

 

6.
Assignment. Subject to the restrictions on transfer described in Section 8 below, the rights and obligations of the Company
and the Holder shall be binding upon and benefit the successors, assigns, heirs, administrators and transferees of the parties.

 

7.
Waiver and Amendment. Any provision of this Note may be amended, waived or modified upon the written consent of the Company
and the Holder.

 

    	 	4	 

    	 

    

 

8.
Transfer of This Note or Securities Issuable on Conversion Hereof. With respect to any offer, sale or other disposition
of this Note or securities into which this Note may be converted, the Holder will give written notice to the Company prior thereto,
describing briefly the manner thereof. Unless the Company reasonably determines that such transfer would violate applicable securities
laws, or that such transfer would adversely affect the Company’s ability to account for future transactions to which it
is a party as a pooling of interests, and notifies the Holder thereof within five (5) business days after receiving notice of
the transfer, the Holder may effect such transfer. The Note thus transferred and each certificate representing the securities
thus transferred shall bear a legend as to the applicable restrictions on transferability in order to ensure compliance with the
1933 Act, unless in the opinion of counsel for the Company such legend is not required in order to ensure compliance with the
1933 Act. The Company may issue stop transfer instructions to its transfer agent in connection with such restrictions.

 

9.
Notices. Any notice, other communication or payment required or permitted hereunder shall be in writing and shall be deemed
to have been given upon delivery if personally delivered or three (3) business days after deposit if deposited in the United States
mail for mailing by certified mail, postage prepaid. Each of the above addressees may change its address for purposes of this
Section by giving to the other addressee notice of such new address in conformance with this Section.

 

10.
Governing Law. This Note is being delivered in and shall be construed in accordance with the laws of the State of California,
without regard to the conflicts of law provisions thereof.

 

11.
Heading; References. All headings used herein are used for convenience only and shall not be used to construe or interpret
this Note. Except as otherwise indicated, all references herein to Sections refer to Sections hereof.

 

12.
Waiver by the Company. The Company hereby waives demand, notice, presentment, protest and notice of dishonor.

 

13.
Delays. No delay by the Holder in exercising any power or right hereunder shall operate as a waiver of any power or right.

 

14.
Severability. If one or more provisions of this Note are held to be unenforceable under applicable law, such provision
shall be excluded from this Note and the balance of the Note shall be interpreted as if such provision was so excluded and shall
be enforceable in accordance with its terms.

 

15.
No Impairment. The Company will not, by any voluntary action, avoid or seek to avoid the observance or performance of any
of the terms to be observed or performed hereunder by the Company, but will at all times in good faith assist in the carrying
out of all the provisions of this Note and in the taking of all such action as may be necessary or appropriate in order to protect
the rights of the Holder of this Note against impairment.

 

[SIGNATURE
PAGE TO FOLLOW]

 

    	 	5	 

    	 

    

 

IN
WITNESS WHEREOF, GTX Corp. has caused this Note to be executed in its corporate name and this Note to be dated, issued and delivered,
all on the date first above written.

 

	“MAKER”	 
	 	 
	GTX
    Corp, a Nevada corporation	 
	 	 
	 	 
	Signature:
    Patrick Bertagna - Chief Executive Officer	 
	 	 
	“Lender”	 
	 	 
	Name	 

 

    	 	6

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