Document:

WORLD OLYMPIANS ASSOCIATION                 BGI SPORTS

                  INTERNET COMMUNITY / EXTRANET & DIGITAL MEDIA
                                    AGREEMENT

This EXTRANET and DIGITAL MEDIA development agreement (this "Agreement") is made
and  entered  into  by  and  between BGI Sports, a dba of the Brekel Group, Inc.
(BGI)  and  the  World  Olympians  Association  (WOA).

BGI will exclusively develop, create, host and maintain the official EXTRANET of
the  WOA.  In undertaking this work, the following terms of mutual agreement and
understanding  are  set  forth:

GENERAL:
--------

The  WOA  is  a  non-profit  corporation  vested with the exclusive authority to
control  the  use  of  WOA-related  marks  and  terminology.

BGI  is familiar with the Olympic Movement, the Olympic family and the rules and
regulations  surrounding  the  use  of  the  protected  marks  of  the  IOC  (
International  Olympic  Committee  ).

BGI  will  design  and  edit  the  EXTRANET  in  accordance  with  WOA editorial
authority.  The  WOA will provide overall guidelines and direction governing all
content  on  the  site.  Modifications  will  be  made  as requested by the WOA.

The  scope  of the EXTRANET will encompass the full digital media program of the
WOA,  to include the delivery of editorial content, on-line membership services,
support  of  WOA  sponsor/partner  programs  and  e-commerce.

BGI  warrants  that  the  EXTRANET will be of high quality, employing the latest
industry standard technology, free of defects in material and workmanship in all
material  respects, and will conform to the functional descriptions contained in
Attachment  A.
-------------

<PAGE>
BGI  will  implement  a complete marketing program related to the EXTRANET. Such
activities  will be coordinated with the marketing practices and requirements of
the  Olympic  family  and  Olympic  rights holders.  The WOA will have oversight
authority  of  EXTRANET  related  marketing  and  sponsorship  initiatives.  No
marketing  or  sponsorship  agreement shall be entered into for the WOA EXTRANET
without  the  specific  consent  of  WOA, which consent will not be unreasonably
withheld.

Each  party  shall  designate  the name and contact information of an individual
responsible  for arranging all meetings, visits, and consultations necessary for
the  transmission  and  receipt  of  deliverables  and  information  between the
parties.

WOA  will  provide  support  in integrating this relationship within the Olympic
family,  the  IOC,  NOCs,  official  sponsors  and  with  the  WOA  membership.

TIMING:
-------

Upon execution of this agreement, BGI will immediately begin to host and develop
the  EXTRANET  at  a domain and url address owned and registered by the WOA.  If
requested, BGI will secure a new domain address for the EXTRANET and register it
on  behalf  of  the  WOA.

Upon completion of the domain registration requirement, BGI will begin to create
and  incorporate new content into the EXTRANET.  An initial objective is to have
a  functional  EXTRANET  and  appropriate on-line presence at the Salt Lake City
Olympic  Games.  The  site  will  support  the  WOA  requirement  to  provide
informational  content  in  support  of  the  Olympians  Reunion  Center.

BASIS OF AGREEMENT:
-------------------

The  basis  of  this agreement is the continuance of satisfactory progress and a
productive  working  relationship  between  the  parties.

Both BGI and the WOA have the option to terminate this arrangement without cause
upon  written  notice to the other party hereto.  Upon giving or receipt of such
notice,  BGI  will  have  up to 120 business days to close-down EXTRANET related
business  operations,  or  to  implement  any  corrections,  amendments or other
changes  necessary to cure any stated breech.  BGI will cooperate to the fullest
extent  reasonable  with WOA in the transfers of the contents of the EXTRANET to
any  subsequent  EXTRANET,  Internet  or  Web  Site  provider.

BGI  shall  maintain  as  confidential any and all information BGI receives from
WOA, its members or any athlete regarding any matter not specifically designated
as  public  information  by  the  WOA.

WOA shall be the exclusive Owner of all content on the EXTRANET and shall be the
Owner  of  any  copywritten material created for the EXTRANET by WOA or on WOA's
behalf.
The  EXTRANET may contain copyrighted materials by agreement with other parties.
BGI  shall  have  the responsibility to obtain any rights, licenses, clearances,
releases  or  other permissions necessary in the use of any third party content.

<PAGE>
REVENUE AND EXPENSES:
---------------------

Significant  investment  will  be  made  by  BGI  on  EXTRANET  infrastructure
development  before meaningful revenue opportunities might accrue.   In order to
recoup  BGI's  investment,  EXTRANET Net Income as determined in accordance with
United  States  Generally  Approved Accounting Procedures (GAAP) will be divided
65%  to  the  WOA,  and  35% to BGI.  For purposes of this Agreement, Net Income
shall  mean  the  sales  price  of  any  merchandise  less  fixed  costs of BGI.

The  EXTRANET  will  be  developed  by  BGI  at  no  expense  to  the  WOA.
Initially,  sponsorship revenue shall be divided 65%. To the WOA and 35%. To BGI
for  infrastructure  costs relating to such sponsor.  The parties hereunto agree
to  review  the  sponsorship  fee  division  from time to time at the request of
either  party  hereunto.

Costs  directly  associated  with  the WOA's internal contract oversight are the
responsibility  of  the  WOA.
EACH  PARTY  HERETO  SHALL  INDEMNIFY AND HOLD THE OTHER PARTY HARMLESS FROM AND
AGAINST ANY LIABILITY, DAMAGES AND COURT COSTS RESULTING FROM A BREACH BY EITHER
PARTY'S  RESPONSIBILITIES  HEREUNDER.
THIS  CONTRACT  SHALL  BE  CONSTRUED AND GOVERNED UNDER THE LAWS OF THE STATE OF
FLORIDA.  JURISDICTION AND VENUE SHALL BE PROPER IN THE COURTS OF ORANGE COUNTY,
FLORIDA.

AGREED AND ACCEPTED:
Date:    December 5, 2001

/s/ Nicholas H. VandenBrekel                /s/  Pal Schmitt

Nicholas H. VandenBrekel                    Dr. Pal Schmitt, President
Brekel Group  dba BGI Sports                World Olympian Association
                                            Lausanne, Switzerland

/s/ Liston D. Bochette

Dr. Liston D. Bochette, Secretary General
World Olympian Association
Lausanne, Switzerland

<PAGE>
ATTACHMENT A
------------

     WOA INTERNET COMMUNITY / EXTRANET CONTENT DESCRIPTION

EXTRANET OBJECTIVES
-    To support and enhance the WOA mission
-    To serve and benefit the worldwide community of Olympians
-    To develop a major Olympic gateway, focused on the Olympic movement's, most
     important  constituency  the  athletes
-    To protect and advance the Olympic spirit and ideals

EDITORIAL AUTHORITY
-    Editorial and content control by WOA
-    Approval of marketing initiatives by WOA
-    Provide support for WOA partner programs

EDITORIAL CONTENT
-    Olympic news and features with focus on Olympians
-    WOA program information
-    Interactive youth section, news and features
-    Select event coverage with on-site Olympian perspectives
-    Streaming video and web casting of events and programs
-    Online Flame magazine (World Olympians)
-    Olympic news links
-    Outreach to Olympian membership to gain editorial input

MEMBERSHIP SERVICES
-    Membership registration to build the WOA database
-    Continual updating and expanding the database
-    Olympian web pages with domain hosting
-    E-mail addresses and automatic forwarding
-    Speakers Bureau and tools for the athlete presentation (Olympian Manual)
-    Scheduled On-line chat room events
-    Directory of Olympian business services

<PAGE>
EDUCATION
-    School curriculum and reference material by grade levels
-    Olympic primers and teachers resources
-    A listing of Olympic books and materials available to schools
-    WOA publications with e-commerce capabilities
-    Speaker request forms for schools and community groups
-    Character education for youth using personal Olympian stories
-    Youth  Olympic  Channel  featuring  interactive  games,  puzzles,  intro to
     sports,  Olympic  history  etc.
-    Coaching  philosophy:  participation,  teamwork,  training,  goal  setting,
     nutrition  and  Olympic  ideals

E-MAIL
-    Free e-mail account designated for Olympians - example - carl.lewis@woa.org
-    E-mail  forwarding  for  all  Olympians.  Olympians  reached via individual
     e-mail that will be automatically forwarded to their personal, confidential
     e-mail  address
-    All  media,  sponsors,  event  organizers  and  Olympic  fans can reach any
     Olympian  worldwide  without  breaching  confidentiality

WOA MARKETING SUPPORT
-    Ambush  protection  -  Direct  association  with  Olympic  rings limited to
     sponsors,  partners,  suppliers  and  licensees.
-    Merchandising - WOA membership specialty product(s)
-    Sponsor and licensee products and offerings with member discounts
-    Auctions of Olympic memorabilia
-    Athlete  marketing - promotion of athlete participation with Olympic family
     sponsors.
-    Database of Olympians biographies
-    Travel, lodging and ticket offers
-    BGI  will  perform  all  fulfillment  functions relating to all merchandise
     sales.

VISA OLYMPIANS REUNION CENTER
-    Pre-registration process
-    Promotion of attendance of Olympians in Salt Lake City.
-    Daily coverage of Olympian activities at the games
-    Olympian perspectives of games events and activities.

ATHLETE PROMOTION
-    Create financial opportunities for Olympians
-    Coverage of Olympian participation with sponsors and events
-    Assist and support Olympian personal websites (fee based)
-    Biographies and presentation experience with sponsors
-    Searchable database of Olympians by country and region
-    Speakers Presentation Workshop
-    Employment opportunities for Olympians

<PAGE>
WORLDWIDE OUTREACH
-    News  partners,  worldwide,  to produce expanded Olympian news and programs
     with  emphasis  on specific country or region. (Must maintain Web Site look
     and  quality  control)
-    Links to IOC, NOCs and Olympic family sites
-    Coverage from National Olympians Associations

<PAGE>NUMBER                                                                    SHARES
 **1**                                                                   ** 1 **
-------                                                                  -------

                        COMMUNITY BANK OF GEORGIA, INC.
                ORGANIZED UNDER THE LAWS OF THE STATE OF GEORGIA

                         TRANSFER OF THIS STOCK IS RESTRICTED IN ACCORDANCE WITH
                          CONDITIONS PRINTED ON THE REVERSE OF THIS CERTIFICATE.

THIS CERTIFIES THAT ____________________________________________________________

is the owner of ________________________________________________________________

    FULLY PAID AND NON-ASSESSABLE SHARES OF COMMON STOCK ($1.00 PAR VALUE) OF

                        COMMUNITY BANK OF GEORGIA, INC.

(hereinafter  called the "Company").  The shares represented by this certificate
are transferable on the books of the Company by said owner or by his, her or its
duly  authorized  attorney,  upon  the  surrender  of  this Certificate properly
endorsed.

     IN WITNESS WHEREOF, the Company has caused this Certificate to be signed by
its  duly  authorized  officer  and  its  corporate seal to be hereunto affixed.

Date:  _______________________.
                                     [SEAL]

________________________________                ________________________________
Secretary                                       President

<PAGE>
The  shares  evidenced by this certificate have been acquired for investment and
have  not  been  registered  under  the  Securities Act of 1933, as amended (the
"Act")  or section 10-5-9 of the Georgia Securities Act of 1973, as amended (the
"Georgia Act") and may not be offered, sold or otherwise transferred, pledged or
hypothecated  unless and until registered under the Act, the Georgia Act and any
applicable  state  securities  laws  or,  unless,  in  the  opinion  of  counsel
satisfactory  to  the  issuer, in form and substance satisfactory to the issuer,
such  offer, sale, transfer, pledge or hypothecation is exempt from registration
or  is  otherwise  in  compliance  with  the Act, the Georgia Act and such laws.

For value received, ____________________ hereby sell, assign and transfer unto

PLEASE INSERT SOCIAL SECURITY OR OTHER
    IDENTIFYING NUMBER OF ASSIGNEE
----------------------------------

--------------------------------------
|                                    |
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_____________________________________________________________________________
(PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS, INCLUDING ZIP CODE, OF ASSIGNEE)

_____________________________________________________________________________

_____________________________________________________________________________

_____________________________________________________________________________

_________________________________________________________________________ shares

of  the  stock  represented  by  the  within  Certificate,  and  do  hereby
irrevocably  constitute  and  appoint  __________________________________
Attorney  to  transfer  the  said  stock  on  the books of the within named
Corporation  with  full  power  of  substitution  in  the  premises.

________________________________
(DATE)

________________________________________________________________________________
(SIGNATURE:  THE  SIGNATURE  ON THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS
WRITTEN  UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR WITHOUT ALTERATION
OR  ENLARGEMENT  OR  ANY  CHANGE  WHATEVER.)

<PAGE>

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