Document:

EXHIBIT 10.17

                           FOURTH AMENDMENT AGREEMENT

This FOURTH AMENDMENT AGREEMENT ("Agreement" or "Fourth Amendment Agreement")
entered into at Boston, Massachusetts, as of April 17, 2001, between PAPER
WAREHOUSE, INC. and PAPER WAREHOUSE FRANCHISING, INC. (hereinafter,
collectively, the "Borrower"), each a Minnesota corporation with its principal
executive offices at 7630 Excelsior Boulevard, Minneapolis, Minnesota 55426, and
FLEET RETAIL FINANCE INC., f/k/a BankBoston Retail Finance Inc., with an address
of 40 Broad Street, Boston, MA 02109 (the "Lender").

WHEREAS, Lender established a revolving line of credit (the "Revolving Credit")
pursuant to a Loan and Security Agreement dated as of June 7, 1999 (as amended
and modified from time to time, the "Loan Agreement") for the Borrower under
which the Lender agreed to make advances to, and other financial accommodations
for the benefit of, the Borrower until the Maturity Date subject to the terms
and conditions of the Loan Agreement. All initially capitalized terms shall have
the definitions ascribed to them in the Loan Agreement, unless otherwise defined
herein.

WHEREAS, the Borrower has requested that the Lender consent to an amendment to
the financial covenants in the Loan Agreement.

WHEREAS, subject to the terms and conditions in this Agreement, the Lender is
willing to modify the terms of the Loan Agreement in order to accommodate the
Borrower's request.

NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the Lender and the Borrower mutually agree as
follows:

        1. EFFECTIVE DATE: The "Effective Date" of this Agreement shall be the
           date upon which the Lender receives this Fourth Amendment Agreement
           in form and substance satisfactory to the Lender and executed and
           delivered by all parties required by the Lender.

        2. AMENDMENTS TO LOAN AGREEMENT. The Loan Agreement is hereby amended as
           follows:

           (a)  Effective as of February 2, 2001, Clause (a) (Fixed Charge
                Coverage Ratio) of Section 5.12.2 of the Loan Agreement is
                hereby deleted and replaced with the following: "(a) FIXED
                CHARGE COVERAGE RATIO. The Borrower shall not permit or suffer
                to exist the ratio of its Cash Flow to its Contractual
                Obligations, calculated on a cumulative basis for the period
                January 30, 2000 through February 2, 2001, to be less than
                0.55:1.00;"

           (b)  Effective as of April 10, 2001, Section 5.12.1 of the Loan
                Agreement is hereby deleted and replaced with the following:
                "5.12.1 MINIMUM EXCESS AVAILABILITY. The Borrower shall not
                permit Availability, less all then held checks (if any), less
                accounts payable which are beyond credit terms then accorded the
                Borrower, less overdrafts, and less any charges to the Loan
                Account, to be less than Six Hundred Thousand Dollars
                ($600,000.00)."

           (c)  Effective as of April 10, 2001, Section 5.12.2 of
                the Loan Agreement is hereby deleted and replaced
                with the following: "5.12.2.  Reserved."

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<PAGE>

        3. AMENDMENT FEE. Borrower agrees to pay to Lender a modification fee of
           $30,000.00, which fee shall be fully earned, payable, and
           nonrefundable upon Lender's signing of this Fourth Amendment
           Agreement. The Borrower authorizes the Lender to charge the Loan
           Account with the amount of such fee.

        4. ENFORCEABILITY, ETC. Except as otherwise expressly provided herein,
           the Loan Agreement and the other Loan Documents are, and shall
           continue to be, in full force and effect and are hereby ratified and
           confirmed in all respects, except that on and after the Effective
           Date hereof (i) all references in the Loan Agreement to "this
           Agreement", "hereto", "hereof", "hereunder", or words of like import
           referring to the Loan Agreement shall mean the Loan Agreement as
           amended by this Agreement and (ii) all references in the other Loan
           Documents to the "Loan Agreement", "thereto", "thereof", "thereunder"
           or words of like import referring to the Loan Agreement shall mean
           the Loan Agreement as amended by this Agreement. Except as expressly
           provided herein, the execution, delivery and effectiveness of this
           Agreement shall not operate as an amendment of any right, power or
           remedy of the Lender under the Loan Agreement or any other Loan
           Document, nor constitute an amendment of any provision of the Loan
           Agreement or any other Loan Documents.

        5. GENERAL PROVISIONS

           a) INTEGRATION; AMENDMENT; WAIVERS. This Agreement and Loan Documents
              set forth in full are terms of agreement between the parties and
              are intended as the full, complete and exclusive contract
              governing the relationship between the parties, superseding all
              other discussions, promises, representations, warranties,
              agreements and the understandings between the parties with respect
              thereto. No term of the Loan Documents may be modified or amended,
              nor may any rights thereunder be waived, except in a writing
              signed by the party against whom enforcement of the modification,
              amendment or waiver is sought. Any waiver of any condition in, or
              breach of, any of the foregoing in a particular instance shall not
              operate as a waiver of other or subsequent conditions or breaches
              of the same or a different kind. The Lender's exercise or failure
              to exercise any rights under any of the foregoing in a particular
              instance shall not operate as a waiver of its right to exercise
              the same or different rights in subsequent instances. Except as
              expressly provided to the contrary in this Agreement, or in
              another written agreement, all the terms, conditions, and
              provisions of the Loan Documents shall continue in full force
              and effect. If in this Agreement's description of an agreement
              between the parties, rights and remedies of Lender or obligations
              of the Borrower are described which also exist under the terms of
              the other Loan Documents, the fact that this Agreement may omit or
              contain a briefer description of any rights, remedies and
              obligations shall not be deemed to limit any of such rights,
              remedies and obligations contained in the other Loan Documents.

           b) PAYMENT OF EXPENSES. Without limiting the terms of the Loan
              Documents, the Borrower shall pay all costs and expenses
              (including reasonable attorneys' fees) arising under or in
              connection with the Loan Documents,

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<PAGE>

              including without limitation, in connection with the negotiation,
              preparation, execution, delivery, and enforcement of this
              Agreement and any and all consents, waivers or other documents or
              instruments relating thereto.

           c) NO THIRD PARTY BENEFICIARIES. Except as may be otherwise expressly
              provided for herein, this Agreement does not create, and shall not
              be construed as creating, any rights enforceable by any person not
              a party to this Agreement.

           d) SEPARABILITY. If any provision of this Agreement is held by a
              court of competent jurisdiction to be invalid, illegal or
              unenforceable, the remaining provisions of this Agreement shall
              nevertheless remain in full force and effect.

           e) COUNTERPARTS. This Agreement may be executed in any number of
              counterparts, which together shall constitute one and the same
              agreement.

           f) TIME OF ESSENCE. Time is of the essence in each of the Liabilities
              of the Borrower and with respect to all conditions to be satisfied
              by the Borrower.

           g) CONSTRUCTION; VOLUNTARY AGREEMENT; REPRESENTATION BY COUNSEL. This
              Agreement has been prepared through the joint efforts of all the
              parties. Neither its provisions nor any alleged ambiguity shall be
              interpreted or resolved against any party on the ground that such
              party's counsel was the draftsman of this Agreement. Each of the
              parties declares that such party has carefully read this Agreement
              and the agreements, documents and instruments being entered into
              in connection herewith and that such party knows the contents
              thereof and sign the same freely and voluntarily. The parties
              hereto acknowledge that they have been represented in negotiations
              for and preparation of this Agreement and the agreements,
              documents and instrument being entered into in connection herewith
              by legal counsel of their own choosing, and that each of them has
              read the same and had their contents fully explained by such
              counsel and is fully aware of their contents and legal effect.

           h) GOVERNING LAW; FORUM SELECTION. This Agreement has been entered
              into and shall be governed by the laws of the Commonwealth of
              Massachusetts.

           i) FURTHER ASSURANCES. The Borrower agrees to take all further
              actions and execute all further documents as the Lender may from
              time to time reasonably request to carry out the transactions
              contemplated by this Agreement.

           j) NOTICES. All notices, requests and demands to or upon the
              respective parties hereto shall be given in accordance with the
              Loan Agreement.

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<PAGE>

           k) MUTUAL WAIVER OF RIGHT TO JURY TRIAL. THE LENDER AND BORROWER
              EACH HEREBY WAIVES THE RIGHT TO TRIAL BY JURY IN ANY ACTION OR
              PROCEEDING BASED UPON, ARISING OUT OF, OR IN ANY WAY RELATING TO:
              (I) THIS AGREEMENT, OR ANY OF THE AGREEMENTS, INSTRUMENTS OR
              DOCUMENTS REFERRED TO HEREIN; OR (II) ANY OTHER PRESENT OR FUTURE
              INSTRUMENT OR AGREEMENT BETWEEN THEM; OR (III) ANY CONDUCT, ACTS
              OR OMISSIONS OF THE LENDER OR OF THE BORROWER OR ANY OF ITS
              DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, ATTORNEYS OR ANY OTHER
              PERSONS AFFILIATED WITH THEM; IN EACH OF THE FOREGOING CASES,
              WHETHER SOUNDING IN CONTRACT OR TORT OR OTHERWISE.

           l) COPIES AND FACSIMILES. This Agreement and all documents which
              have been or may be hereinafter furnished by the Borrower to the
              Lender may be reproduced by the Lender by any photographic,
              photostatic, microfilm, xerographic or similar process, and any
              such reproduction shall be admissible in evidence as the original
              itself in any judicial or administrative proceeding (whether or
              not the original is in existence and whether or not such
              reproduction was made in the regular course of business).

   This Fourth Amendment Agreement is executed under seal as of the date first
written above.

Witness                             BORROWER:
                                    Paper Warehouse, Inc.

/s/ Cheryl W. Newell                By: /s/ Yale T. Dolginow
-------------------------------        -------------------------------------
CFO                                    Yale T. Dolginow, Chairman and Chief
                                       Executive Officer

Witness                             BORROWER:
                                    Paper Warehouse Franchising, Inc.

/s/ Cheryl W. Newell                By: /s/ Yale T. Dolginow
-------------------------------        -------------------------------------
CFO                                    Yale T. Dolginow, Chairman and Chief
                                       Executive Officer

Witness                             ACCEPTED:
                                    Fleet Retail Finance Inc.

/s/ Melissa O'Donnell               By: /s/ D M Murray
-------------------------------        ------------------------------------
                                    Name: DM Murray
                                    Title: Mg. Dir.

                                       4EXHIBIT 10.72

                              CONSULTING AGREEMENT

This CONSULTING AGREEMENT (this "Agreement") made as of this 24th day of April
2001 is by and between iiGroup, Inc., a Delaware corporation, with its principal
place of business at 7000 W. Palmetto Park Road, Suite 501, Boca Raton, Florida
33433, and Robert Hausman, with his principal place of business at 3785 Coventry
Lane, Boca Raton, Florida 33496, (the "Consultant").

                                R E C I T A L S:
                                 - - - - - - - -

The Company is a public company with a class of equity securities publicly
traded, and desires to retain Consultant to provide certain consulting services.

Consultant desires to provide certain consulting services to the Company in
accordance with the terms and conditions contained hereinafter.

NOW, THEREFORE, in consideration of the mutual promises set forth herein, the
parties hereto hereby agree as follows:

1. CONSULTING SERVICES. During the term of this Agreement, Consultant is hereby
retained by the Company to provide management consulting, sales and merger and
acquisition services to the Company, as said services relate to corporate and
portfolio companies, including, without limitation, advice regarding
acquisitions, consolidations, mergers, joint ventures, finance and
administration. Consultant shall provide such services as reasonably requested
by the Company during the term of this Agreement, provided that nothing
hereunder shall require Consultant to devote a minimum number of hours per
calendar month toward the performance of services hereunder. Unless otherwise
agreed to by Consultant, all services hereunder shall be performed by
Consultant, in its sole discretion, at its principal place of business or other
offices.

2. TERM. The term of this Agreement shall be for one year commencing as of the
date first written above and terminating one day prior to the first anniversary
hereof; provided, however, that this Agreement shall be renewable for subsequent
one year terms, by mutual agreement of the parties in writing, at least thirty
(30) days prior to the expiration of the then current term.

3. COMPENSATION. In consideration for the performance of services hereunder, the
Company hereby agrees to pay Consultant the aggregate sum of 750,000 shares of
the Company's common stock as compensation for the term of this Agreement within
30 days of the execution of this Agreement. The Company hereby agrees to pay on
a pre-approval basis reasonable expenses incurred by Consultant in connection
with such services to be rendered hereunder. Consultant may, from time to time,
deem it to be in the best interests of the Company to retain an outside
consultant in connection with certain specific acquisitions or proposed
transactions. In such event, the Company hereby agrees to pay any and all fees
and expenses of such consultant.

4. REPRESENTATIONS OF THE COMPANY. The Company hereby represents and warrants
that any and all information supplied hereunder to Consultant in connection with
any and all services to be performed hereunder by Consultant for and on behalf
of the Company shall be true, complete and correct as of the date of such
dissemination and shall not fail to state a material fact necessary to make any
of such information not misleading. The Company hereby acknowledges that the
ability of Consultant to adequately provide the aforementioned consulting

<PAGE>

services hereunder and/or to initiate and/or effectuate introductions on behalf
of the Company with respect to potential strategic relationships is dependent
upon the prompt dissemination of accurate, correct and complete information to
Consultant. The Company further represents and warrants hereunder that this
Agreement and the transactions contemplated hereunder, have been duly and
validly authorized by all requisite corporate action; that the Company has the
full right, power and capacity to execute, deliver and perform its obligations
hereunder; and that this Agreement, upon execution and delivery of the same by
the Company, will represent the valid and binding obligation of the Company
enforceable in accordance with its terms. The representations and warranties set
forth herein shall survive the termination of this Agreement.

5. INDEMNIFICATION. The Company hereby agrees to indemnify, defend and hold
harmless Consultant, its officers, directors, principals, employees, affiliates,
and shareholders, and their successors and assigns from and against any and all
claims, damages, losses, liability, deficiencies, actions, suits, proceedings,
costs or legal expenses (collectively the "Losses") arising out of or resulting
from: (i) any breach of a representation, or warranty by the Company contained
in this Agreement; or (ii) any activities or services performed hereunder by
Consultant, unless such Losses were the result of the intentional misconduct or
gross misconduct of Consultant; or (iii) any and all costs and expenses
(including reasonable attorneys' and paralegals' fees) related to the foregoing,
and as more fully described below.

         If Consultant receives written notice of the commencement of any legal
action, suit or proceeding with respect to which the Company is or may be
obligated to provide indemnification pursuant to this Section 5, Consultant
shall, within thirty (30) days of the receipt of such written notice, give the
Company written notice thereof (a "Claim Notice"). Failure to give such Claim
Notice within such thirty (30) day period shall not constitute a waiver by
Consultant of its right to indemnity hereunder with respect to such action, suit
or proceeding. Upon receipt by the Company of a Claim Notice from Consultant
with respect to any claim for indemnification which is based upon a claim made
by a third party ("Third Party Claim"), Consultant may assume the defense of the
Third Party Claim with counsel of its own choosing, as described below. The
Company shall cooperate in the defense of the Third Party Claim and shall
furnish such records, information and testimony and attend all such conferences,
discovery proceedings, hearings, trial and appeals as may be reasonably required
in connection therewith. Consultant shall have the right to employ its own
counsel in any such action, but the fees and expenses of such counsel shall be
at the expense of Consultant unless the Company shall not have promptly employed
counsel to assume the defense of the Third Party Claim, in which event such fees
and expenses shall be borne solely by the Company. The Company shall not satisfy
or settle any Third Party Claim for which indemnification has been sought and is
available hereunder, without the prior written consent of Consultant. If the
Company shall fail with reasonable promptness either to defend such Third Party
Claim or to satisfy or settle the same, Consultant may defend, satisfy or settle
the Third Party Claim at the expense of the Company and the Company shall pay to
Consultant the amount of any such Loss within ten (10) days after written demand
therefor. The indemnification provisions hereunder shall survive the termination
of this Agreement.

6. AMENDMENT. No modification, waiver, amendment, discharge or change of this
Agreement shall be valid unless the same is evidenced by a written instrument,
executed by the party against which such modification, waiver, amendment,
discharge, or change is sought.

7. NOTICES. All notices, demands or other communications given hereunder shall
be in writing and shall be deemed to have been duly given when delivered in
person or transmitted by facsimile transmission or the third calendar day after
being mailed by United States registered or certified mail, return receipt
requested, postage prepaid, to the addresses herein above first mentioned or to
such other address as any party hereto shall designate to the other for such
purpose in the manner hereinafter set forth.

<PAGE>

8. ENTIRE AGREEMENT. This Agreement contains all of the understandings and
agreements of the parties with respect to the subject matter discussed herein.
All prior agreements, whether written or oral, are merged herein and shall be of
no force or effect.

9. SEVERABILITY. The invalidity, illegality or unenforceability of any provision
or provisions of this Agreement will not affect any other provision of this
Agreement, which will remain in full force and effect, nor will the invalidity,
illegality or unenforceability of a portion of any provision of this Agreement
affect the balance of such provision. In the event that any one or more of the
provisions contained in this Agreement or any portion thereof shall for any
reason be held to be invalid, illegal or unenforceable in any respect, this
Agreement shall be reformed, construed and enforced as if such invalid, illegal
or unenforceable provision had never been contained herein.

10. CONSTRUCTION AND ENFORCEMENT. This Agreement shall be construed in
accordance with the laws of the State of Florida, without application of the
principles of conflicts of laws. If it becomes necessary for any party to
institute legal action to enforce the terms and conditions of this Agreement,
the successful party will be awarded reasonable attorneys' fees at all trial and
appellate levels, expenses and costs. Any suit, action or proceeding with
respect to this Agreement shall be brought in the state or federal courts
located in Palm Beach County in the State of Florida. The parties hereto hereby
accept the exclusive jurisdiction of those courts for the purpose of any such
suit, action or proceeding. Venue for any such action, in addition to any other
venue permitted by statute, will be Palm Beach County, Florida. The parties
hereto hereby irrevocably waive, to the fullest extent permitted by law, any
objection that any of them may now or hereafter have to the laying of venue of
any suit, action or proceeding arising out of or relating to this Agreement or
any judgment entered by any court in respect thereof brought in Palm Beach
County, Florida, and hereby further irrevocably waive any claim that any suit,
action or proceeding brought in Palm Beach County, Florida, has been brought in
an inconvenient forum.

11. BINDING NATURE. The terms and provisions of this Agreement shall be binding
upon and inure to the benefit of the parties, and their respective successors
and assigns.

12. COUNTERPARTS. This Agreement may be executed in any number of counterparts,
including facsimile signatures which shall be deemed as original signatures. All
executed counterparts shall constitute one Agreement, notwithstanding that all
signatories are not signatories to the original or the same counterpart.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the
date first above written.

CONSULTANT:                                          COMPANY:

 /s/ Robert Hausman                                  By: /s/Howard Brummer
 --------------------------                              -----------------
Robert Hausman                                       Howard Brummer/President

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