Document:

Exhibit 4.4

 Exhibit 4.4 
 EXECUTION COPY 
  

 CHASE AUTO OWNER TRUST 2006-A 
 Class A-1 5.37% Asset Backed Notes 
 Class A-2 5.37% Asset Backed Notes 
 Class A-3 5.34% Asset Backed Notes 
 Class A-4 5.36% Asset Backed Notes 
  

 ADMINISTRATION AGREEMENT

 Dated as of May 20, 2006 
  

 JPMorgan Chase Bank, National Association, 
 As Administrator 
  

 TABLE OF CONTENTS 
  

					
	 	 	 	  	Page
	SECTION 1.	 	Duties of Administrator.	  	2
			
	SECTION 2.	 	Records.	  	7
			
	SECTION 3.	 	Compensation.	  	7
			
	SECTION 4.	 	Additional Information To Be Furnished to Issuer.	  	7
			
	SECTION 5.	 	Independence of Administrator.	  	7
			
	SECTION 6.	 	No Joint Venture.	  	8
			
	SECTION 7.	 	Other Activities of Administrator.	  	8
			
	SECTION 8.	 	Term of Agreement; Resignation and Removal of Administrator.	  	8
			
	SECTION 9.	 	Action upon Termination, Resignation or Removal.	  	10
			
	SECTION 10.	 	Notices.	  	10
			
	SECTION 11.	 	Amendments.	  	11
			
	SECTION 12.	 	Successors and Assigns.	  	12
			
	SECTION 13.	 	GOVERNING LAW.	  	12
			
	SECTION 14.	 	Headings.	  	12
			
	SECTION 15.	 	Counterparts.	  	12
			
	SECTION 16.	 	Severability.	  	12
			
	SECTION 17.	 	Not Applicable to JPMorgan Chase in Other Capacities.	  	12
			
	SECTION 18.	 	Limitation of Liability of Owner Trustee, Indenture Trustee and Administrator.	  	13
			
	SECTION 19.	 	Third-Party Beneficiary.	  	13
			
	SECTION 20.	 	Nonpetition Covenants.	  	13
			
	SECTION 21.	 	Liability of Administrator.	  	14

  

			
	EXHIBIT A	  	-    Form of Power of Attorney

  

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 ADMINISTRATION AGREEMENT dated as of May 20, 2006, among CHASE AUTO OWNER TRUST 2006-A, a Delaware
statutory trust (the “Issuer”), JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as administrator (the “Administrator”), and Wells Fargo Bank, National Association, a national banking association, not in its individual
capacity but solely as Indenture Trustee (the “Indenture Trustee”). 
 W I T N E S
S E T H : 
 WHEREAS the Issuer is issuing the Class A-1 5.37% Asset Backed Notes (the “Class A-1
Notes”), the Class A-2 5.37% Asset Backed Notes (the “Class A-2 Notes”), the Class A-3 5.34% Asset Backed Notes (the “Class A-3 Notes”) and the Class A-4 5.36% Asset Backed Notes (the
“Class A-4 Notes” and, together with the Class A-1 Notes, the Class A-2 Notes and the Class A-3 Notes, the “Notes”) pursuant to the Indenture dated as of May 20, 2006 (as amended, modified or
supplemented from time to time in accordance with the provisions thereof, the “Indenture”), between the Issuer and the Indenture Trustee and the 5.47% Asset Backed Certificates (the “Certificates”) pursuant to the
Amended and Restated Trust Agreement dated as of May 20, 2006 (as amended, modified or supplemented from time to time in accordance with the provisions thereof, the “Trust Agreement”) between JPMorgan Chase (defined below), as
Depositor, and Wilmington Trust Company, as owner trustee (the “Owner Trustee”). 
 WHEREAS the Issuer has entered into
certain agreements in connection with the issuance of the Notes and the Certificates, including (i) a Sale and Servicing Agreement dated as of May 20, 2006 (the “Sale and Servicing Agreement”) (capitalized terms used
herein and not defined herein shall have the meanings assigned such terms in the Sale and Servicing Agreement) between the Issuer and JPMorgan Chase Bank, National Association (“JPMorgan Chase”), as Servicer and Depositor,
(ii) an Issuer Letter of Representations dated June 12, 2006 (the “Issuer Letter of Representations”) between the Issuer and The Depository Trust Company, (iii) a Collection Account Control Agreement dated as of
May 20, 2006 (the “Collection Account Control Agreement”) among the Issuer, the Indenture Trustee and JPMorgan Chase Bank, National Association, as securities intermediary, (iv) the Trust Agreement, and (v) the
Indenture (the Sale and Servicing Agreement, the Trust Agreement, the Issuer Letter of Representations, the Collection Account Control Agreement and the Indenture being hereinafter referred to collectively as the “Related
Agreements”); 
 WHEREAS pursuant to the Related Agreements, the Issuer and the Owner Trustee are required to perform certain duties
in connection with (a) the Notes and the collateral pledged therefor pursuant to the Indenture (the “Collateral”) and (b) the Certificates; 
 WHEREAS the Issuer desires to have the Administrator perform certain of the duties of the Issuer and the Owner Trustee referred to in the preceding clause, and to provide such additional services consistent with the
terms of this Agreement and the Related Agreements as the Issuer may from time to time request; 

 WHEREAS the Administrator has the capacity to provide the services required hereby and is willing to
perform such services for the Issuer and the Owner Trustee on the terms set forth herein; 
 NOW, THEREFORE, in consideration of the mutual
covenants contained herein, and other good and valuable consideration, the receipt and adequacy of which are hereby acknowledged, the parties agree as follows: 
 SECTION 1. Duties of Administrator. 
 (a) Duties with Respect to the Related Agreements.
(i) The Administrator agrees to perform all its duties as Administrator and the duties of the Issuer and the Owner Trustee under the Issuer Letter of Representations. The Administrator agrees to perform all its duties as Administrator under the
Indenture. The Administrator agrees to perform the duty of the Issuer under Section 5.1(a) of the Sale and Servicing Agreement to move the Collection Account to a Qualified Institution or Qualified Trust Institution, as the case may be. In
addition, the Administrator shall consult with the Owner Trustee regarding the duties of the Issuer and the Owner Trustee under the Related Agreements. 
 The Administrator shall monitor the performance of the Issuer and shall advise the Owner Trustee when action is necessary to comply with the Issuer’s or the Owner Trustee’s duties under the Indenture and the
Issuer Letter of Representations. The Administrator shall prepare for execution by the Issuer or the Owner Trustee or shall cause the preparation by other appropriate persons of all such documents, reports, filings, instruments, certificates and
opinions as it shall be the duty of the Issuer or the Owner Trustee to prepare, file or deliver pursuant to the Indenture and the Issuer Letter of Representations. In furtherance of the foregoing, the Administrator shall take all appropriate action
that it is the duty of the Issuer or the Owner Trustee to take pursuant to the Indenture including, without limitation, such of the foregoing as are required with respect to the following matters under the Indenture (references are to sections of
the Indenture): 
 (A) the preparation of or obtaining of the documents and instruments required for authentication of the
Notes, if any, and delivery of the same to the Indenture Trustee (Section 2.2); 
 (B) the duty to cause the Note Register to
be kept and to give the Indenture Trustee notice of any appointment of a new Note Registrar and the location, or change in location, of the Note Register and the office or offices where Notes may be surrendered for registration of transfer or
exchange (Section 2.4); 
 (C) the notification of Noteholders of the final principal payment on their Notes (Section 2.7(b));

 (D) the preparation, obtaining or filing of the instruments, opinions and certificates and other documents required for the
release of collateral (Section 2.9); 
  

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 (E) the preparation of Definitive Notes and arranging the delivery thereof (Section
2.12); 
 (F) the maintenance of an office or agency in the City of New York for registration of transfer or exchange of Notes
(Section 3.2); 
 (G) the duty to cause newly appointed Paying Agents, if any, to deliver to the Indenture Trustee the
instrument specified in the Indenture regarding funds held in trust (Section 3.3); 
 (H) the direction to Paying Agents to
pay to the Indenture Trustee all sums held in trust by such Paying Agents (Section 3.3); 
 (I) the obtaining and preservation
of the Issuer’s qualification to do business in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of the Indenture, the Notes, the Collateral and each other instrument and
agreement included in the Trust Estate (Section 3.4); 
 (J) the preparation and filing of all supplements, amendments,
financing statements, continuation statements, if any, instruments of further assurance and other instruments, in accordance with Section 3.5 of the Indenture, necessary to protect the Trust Estate (Section 3.5); 
 (K) the obtaining of the Opinion of Counsel on the Closing Date and the annual delivery of Opinions of Counsel, in accordance with
Section 3.6 of the Indenture, as to the Trust Estate, and the annual delivery of the Officers’ Certificate and certain other statements, in accordance with Section 3.9 of the Indenture, as to compliance with the Indenture (Sections
3.6 and 3.9); 
 (L) the identification to the Indenture Trustee in an Officers’ Certificate of a Person with whom the
Issuer has contracted to perform its duties under the Indenture (Section 3.7(b)); 
 (M) the notification of the Indenture
Trustee and the Rating Agencies of an Event of Servicing Termination pursuant to the Sale and Servicing Agreement and, if such Event of Servicing Termination arises from the failure of the Servicer to perform any of its duties under the Sale and
Servicing Agreement, the taking of all reasonable steps available to remedy such failure (Section 3.7(d)); 
 (N) the
preparation and obtaining of documents and instruments required for the release of the Issuer from its obligation under the Indenture (Section 3.11(b)); 
 (O) the delivery of notice to the Indenture Trustee of each Event of Default, Event of Servicing Termination and each default by the Depositor under the Sale and Servicing Agreement (Section 3.18); 
  

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 (P) the taking of such further acts as may be reasonably necessary or proper to carry out
more effectively the purpose of the Indenture or to compel or secure the performance and observance by the Depositor and the Servicer of their obligations under the Sale and Servicing Agreement (Sections 3.19 and 5.16); 
 (Q) the monitoring of the Issuer’s obligations as to the satisfaction and discharge of the Indenture and the preparation of an
Officers’ Certificate and the obtaining of the Opinion of Counsel and the Independent Certificate relating thereto (Section 4.1); 
 (R) the compliance with any written directive of the Indenture Trustee with respect to the sale of the Trust Estate in any manner permitted by law if an Event of Default shall have occurred and be continuing (Section
5.4); 
 (S) provide the Indenture Trustee with the information necessary to deliver to each Noteholder such information as
may be reasonably required to enable such Holder to prepare its United States federal and state and local income or franchise tax returns (Section 6.6); 
 (T) the preparation and delivery of notice to Noteholders of the removal of the Indenture Trustee and the appointment of a successor Indenture Trustee (Section 6.8); 
 (U) the preparation of any written instruments required to confirm more fully the authority of any co-trustee or separate trustee and any
written instruments necessary in connection with the resignation or removal of the Indenture Trustee or any co-trustee or separate trustee (Sections 6.8 and 6.10); 
 (V) the furnishing of the Indenture Trustee with the names and addresses of Noteholders during any period when the Indenture Trustee is
not the Note Registrar (Section 7.1); 
 (W) the preparation and, after execution by the Issuer, the filing with the
Commission and any applicable state agencies and the Indenture Trustee of documents required to be filed on a periodic basis with, and summaries thereof as may be required by rules and regulations prescribed by, the Commission and any applicable
state agencies and the transmission of such summaries, as necessary, to the Noteholders (Section 7.3); 
 (X) the obtaining of
an Officers’ Certificate, Opinion of Counsel and Independent Certificates, if necessary, for the release of the Trust Estate as defined in the Indenture (Sections 8.4 and 8.5); 
 (Y) the preparation of Issuer Orders and Issuer Requests and the obtaining of Opinions of Counsel with respect to the execution of
supplemental indentures and the mailing to the Noteholders of notices with respect to such supplemental indentures (Sections 9.1 and 9.2); 
  

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 (Z) the execution of new Notes conforming to any supplemental indenture (Section 9.5);

 (AA) provide the Indenture Trustee with the form of notice necessary to deliver the notification of Noteholders of the
prepayment of the Notes (Section 10.2); 
 (BB) the preparation of all Officers’ Certificates, Opinions of Counsel and
Independent Certificates with respect to any requests by the Issuer to the Indenture Trustee to take any action under the Indenture (Section 11.1(a)); 
 (CC) the preparation and delivery of Officers’ Certificates and the obtaining of Independent Certificates, if necessary, for the release of property from the lien of the Indenture (Section 11.1(b)); 

(DD) the preparation and delivery to the Noteholders and the Indenture Trustee of any agreements with respect to alternate payment and
notice provisions (Section 11.6); and 
 (EE) the recording of the Indenture, if applicable (Section 11.15). 
 (b) Additional Duties. (i) In addition to the duties of the Administrator set forth above, the Administrator shall perform such calculations
and shall prepare for execution by the Issuer or the Owner Trustee or shall cause the preparation by other appropriate persons of all such documents, reports, filings, instruments, certificates and opinions as it shall be the duty of the Issuer or
the Owner Trustee to prepare, file or deliver pursuant to the Related Agreements, and at the request of the Owner Trustee shall take all appropriate action that it is the duty of the Issuer or the Owner Trustee to take pursuant to the Related
Agreements. Subject to Section 5 of this Agreement, and in accordance with the directions of the Owner Trustee, the Administrator shall administer, perform or supervise the performance of such other activities in connection with the
Trust Estate (including the Related Agreements) as are not covered by any of the foregoing provisions and as are expressly requested by the Owner Trustee and are reasonably within the capability of the Administrator. 
 (ii) Notwithstanding anything in this Agreement or the Related Agreements to the contrary, the Administrator shall be responsible for promptly notifying
the Owner Trustee in the event that any withholding tax is imposed on the Issuer’s payments (or allocations of income) to a “Certificateholder” as contemplated in Section 5.2(c) of the Trust Agreement. Any such notice
shall specify the amount of any withholding tax required to be withheld by the Owner Trustee pursuant to such provision. 
 (iii)
Notwithstanding anything in this Agreement or the Related Agreements to the contrary, the Administrator shall be responsible for performance of the duties of the Owner Trustee and the Issuer set forth in Sections 2.11, 2.12, 2.13 and 5.5(a),
(b) and (c) and 5.7 of the Trust Agreement with respect to, among other things, accounting and reports to Certificateholders and the maintenance of Capital Accounts; provided, however, that the Owner Trustee shall retain
responsibility for the distribution of the Schedule K-1s necessary to enable each Certificateholder to prepare its federal and state income tax returns. 
  

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 (iv) The Administrator may satisfy its obligations with respect to clauses (ii) and (iii) above
by retaining, at the expense of the Administrator, a firm of independent public accountants (the “Accountants”) acceptable to the Owner Trustee which shall perform the obligations of the Administrator thereunder. In connection with
paragraph (ii) above, the Accountants will provide prior to July 17, 2006 a letter in form and substance satisfactory to the Owner Trustee as to whether any tax withholding is then required and, if required, the procedures to be followed
with respect thereto to comply with the requirements of the Code. The Accountants shall be required to update the letter in each instance that any additional tax withholding is subsequently required or any previously required tax withholding shall
no longer be required. 
 (v) The Administrator shall perform the duties of the Administrator specified in Sections 10.2 and 10.3 of the
Trust Agreement required to be performed in connection with the resignation or removal of the Owner Trustee, the duties of the Administrator specified in Section 10.5 of the Trust Agreement required to be performed in connection with the
appointment and payment of co-Trustees, and any other duties expressly required to be performed by the Administrator under the Trust Agreement. 
 (vi) In carrying out the foregoing duties or any of its other obligations under this Agreement, the Administrator may enter into transactions with or otherwise deal with any of its Affiliates; provided, however, that the terms
of any such transactions or dealings shall be in accordance with any directions received from the Issuer and shall be, in the Administrator’s opinion, no less favorable to the Issuer than would be available from unaffiliated parties.

 (vii) It is the intention of the parties hereto that the Administrator shall, and the Administrator hereby agrees to, execute on behalf of
the Issuer all such documents, reports, filings, instruments, certificates and opinions as it shall be the duty of the Issuer to prepare, file or deliver pursuant to the Basic Documents. In furtherance thereof, the Owner Trustee shall, on behalf of
the Issuer, execute and deliver to the Administrator, and to each successor Administrator appointed pursuant to the terms hereof, one or more powers of attorney substantially in the form of Exhibit A hereto, appointing the Administrator the
attorney-in-fact of the Issuer for the purpose of executing on behalf of the Issuer all such documents, reports, filings, instruments, certificates and opinions. 
 (c) Non-Ministerial Matters. (i) With respect to matters that in the reasonable judgment of the Administrator are non-ministerial, the Administrator shall not take any action unless within a
reasonable time before the taking of such action, the Administrator shall have notified the Owner Trustee of the proposed action and the Owner Trustee shall not have withheld consent or provided an alternative direction. For the purpose of the
preceding sentence, “non-ministerial matters” shall include, without limitation: 
 (A) the initiation of any
claim or lawsuit by the Issuer and the compromise of any action, claim or lawsuit brought by or against the Issuer (other than in connection with the collection of the Receivables); 
  

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 (B) the amendment, change or modification of the Related Agreements; 
 (C) the appointment of successor Note Registrars, successor Paying Agents and successor Indenture Trustees pursuant to the Indenture or
the appointment of successor Administrators or successor Servicers, or the consent to the assignment by the Note Registrar, the Paying Agent or the Indenture Trustee of its obligations under the Indenture; and 
 (D) the removal of the Indenture Trustee. 
 (ii) Notwithstanding anything to the contrary in this Agreement, the Administrator shall not be obligated to, and shall not, (x) make any payments to the Noteholders, the Certificateholders or the Class R
Certificateholders under the Related Agreements, (y) sell the Trust Estate pursuant to Section 5.4 of the Indenture or (z) take any action that the Issuer directs the Administrator not to take on its behalf. 
 SECTION 2. Records. 
 The
Administrator shall maintain appropriate books of account and records relating to services performed hereunder, which books of account and records shall be accessible for inspection by the Issuer, the Owner Trustee, the Indenture Trustee and the
Depositor at any time during normal business hours. 
 SECTION 3. Compensation. 
 As compensation for the performance of the Administrator’s obligations under this Agreement, the Administrator shall be entitled to $1,000 per month
which shall be payable in accordance with Section 5.5 of the Sale and Servicing Agreement. 
 SECTION 4. Additional Information To Be
Furnished to Issuer. 
 The Administrator shall furnish to the Issuer from time to time such additional information regarding the
Collateral as the Issuer shall reasonably request, including notification of Noteholders pursuant to Section 1(a)(i) hereof. 
 SECTION
5. Independence of Administrator. 
 For all purposes of this Agreement, the Administrator shall be an independent contractor and shall
not be subject to the supervision of the Issuer or the Owner Trustee with respect to the manner in which it accomplishes the performance of its obligations hereunder. Unless expressly authorized by the Issuer or the Owner Trustee, as the case may
be, the Administrator shall have no authority to act for or represent the Issuer or the Owner Trustee in any way and shall not otherwise be deemed an agent of the Issuer or the Owner Trustee. 
  

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 SECTION 6. No Joint Venture. 
 Nothing contained in this Agreement shall (i) constitute the Administrator and either of the Issuer or the Owner Trustee as members of any
partnership, joint venture, association, syndicate, unincorporated business or other separate entity, (ii) be construed to impose any liability as such on any of them or (iii) be deemed to confer on any of them any express, implied or
apparent authority to incur any obligation or liability on behalf of the others. 
 SECTION 7. Other Activities of Administrator.

 (a) Nothing herein shall prevent the Administrator or its affiliates from engaging in other businesses or, in its sole discretion, from
acting in a similar capacity as an administrator for any other person or entity even though such person or entity may engage in business activities similar to those of the Issuer, the Owner Trustee or the Indenture Trustee. 
 (b) The Administrator and its affiliates may generally engage in any kind of business with any person party to a Related Agreement, any of its affiliates
and any person who may do business with or own securities of any such person or any of its affiliates, without any duty to account therefor to the Issuer, the Owner Trustee or the Indenture Trustee. 
 SECTION 8. Term of Agreement; Resignation and Removal of Administrator. 
 (a) This Agreement shall continue in force until the dissolution of the Issuer, upon which event this Agreement shall automatically terminate. 

(b) Subject to Sections 8(e) and (f), the Administrator may resign its duties hereunder by providing the Issuer and the Owner Trustee with at
least 60 days’ prior written notice. 
 (c) Subject to Sections 8(e) and (f), the Issuer may remove the Administrator without
cause by providing the Administrator with at least 60 days’ prior written notice. 
 (d) Subject to Sections 8(e) and (f), at the
sole option of the Issuer, the Administrator may be removed immediately upon written notice of termination from the Issuer to the Administrator if any of the following events shall occur: 
 (i) the Administrator shall default in the performance of any of its duties under this Agreement and, after notice of such default, shall
not cure such default within ten days (or, if such default cannot be cured in such time, shall not give within ten days such assurance of cure as shall be reasonably satisfactory to the Issuer); 
 (ii) a court having jurisdiction in the premises shall enter a decree or order for relief, and such decree or order shall not have been
vacated within 60 days, in respect of the Administrator in any involuntary case under any applicable bankruptcy, insolvency or other similar law now or hereafter in effect or appoint a receiver, liquidator, assignee, custodian, trustee, sequestrator
or similar official for the Administrator or any substantial part of its property or order the winding-up or liquidation of its affairs; or 
  

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 (iii) the Administrator shall commence a voluntary case under any applicable bankruptcy,
insolvency or other similar law now or hereafter in effect, shall consent to the entry of an order for relief in an involuntary case under any such law, or shall consent to the appointment of a receiver, liquidator, assignee, trustee, custodian,
sequestrator or similar official for the Administrator or any substantial part of its property, shall consent to the taking of possession by any such official of any substantial part of its property, shall make any general assignment for the benefit
of creditors or shall fail generally to pay its debts as they become due. 
 The Administrator agrees that if any of the events specified in
clause (ii) or (iii) of this Section shall occur, it shall give written notice thereof to the Issuer, the Owner Trustee and the Indenture Trustee within seven days after the happening of such event. 
 (e) No resignation or removal of the Administrator pursuant to this Section shall be effective until (i) a successor Administrator shall have been
appointed by the Issuer and (ii) such successor Administrator shall have agreed in writing to be bound by the terms of this Agreement in the same manner as the Administrator is bound hereunder. 
 (f) The appointment of any successor Administrator shall be effective only after receipt of written confirmation from each Rating Agency that the
proposed appointment will not result in the reduction or withdrawal of any rating assigned to the Notes and Certificates by such Rating Agency. 
 (g) A successor Administrator shall execute, acknowledge and deliver a written acceptance of its appointment hereunder to the resigning Administrator and to the Issuer. Thereupon the resignation or removal of the resigning Administrator
shall become effective, and the successor Administrator shall have all the rights, powers and duties of the Administrator under this Indenture. The successor Administrator shall mail a notice of its succession to the Noteholders and the
Certificateholders. The resigning Administrator shall promptly transfer or cause to be transferred all property and any related agreements, documents and statements held by it as Administrator to the successor Administrator and the resigning
Administrator shall execute and deliver such instruments and do other things as may reasonably be required for fully and certainly vesting in the successor Administrator all rights, powers, duties and obligations hereunder. 
 (h) In no event shall a resigning Administrator be liable for the acts or omissions of any successor Administrator hereunder. 
 (i) In the exercise or administration of its duties hereunder and under the Related Agreements, the Administrator may act directly or through its agents
or attorneys pursuant to agreements entered into with any of them, and the Administrator shall not be liable for the conduct or misconduct of such agents or attorneys if such agents or attorneys shall have been selected by the Administrator with due
care. 
  

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 SECTION 9. Action upon Termination, Resignation or Removal. 
 Promptly upon the effective date of termination of this Agreement pursuant to Section 8(a) or the resignation or removal of the Administrator
pursuant to Section 8(b) or (c), respectively, the Administrator shall be entitled to be paid all fees and reimbursable expenses accruing to it to the date of such termination, resignation or removal. The Administrator shall
forthwith upon termination pursuant to Section 8(a) deliver to the Issuer all property and documents of or relating to the Collateral then in the custody of the Administrator. In the event of the resignation or removal of the
Administrator pursuant to Section 8(b) or (c), respectively, the Administrator shall cooperate with the Issuer and take all reasonable steps requested to assist the Issuer in making an orderly transfer of the duties of the
Administrator. 
 SECTION 10. Notices. 
 Any notice, report or other communication given hereunder shall be in writing and addressed as follows: 
  

	 	(a)	if to the Issuer or the Owner Trustee, to 

 Wilmington
Trust Company 
 Rodney Square North 
 1100 North Market Street 
 Wilmington, Delaware 19890-0001 
 Attention: Corporate Trust Administration 
 with a copy to: 
 JPMorgan Chase Bank, National Association 
 c/o Chase Auto Finance Corp. 
 900 Stewart
Avenue 
 Garden City, New York 11530 
 Attention: Financial Controller 
  

	 	(b)	if to the Administrator, to 

 JPMorgan Chase Bank,
National Association 
 600 Travis, 9th Floor 
 Houston, Texas 77002 
 Attention: Worldwide Securities Services 
  

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	 	(c)	if to the Indenture Trustee, to 

 Wells Fargo Bank,
National Association 
 Sixth Street and Marquette Avenue MAC N9311-161 
 Minneapolis, Minnesota 55479 
  

	 	(d)	if to the Depositor, to 

 JPMorgan Chase Bank, National
Association 
 c/o Chase Auto Finance Corp. 
 900 Stewart Avenue 
 Garden City, New York 11530 
 Attention: Financial Controller 
 or to such other address
as any party shall have provided to the other parties in writing. Any notice required to be in writing hereunder shall be deemed given if such notice is mailed by certified mail, postage prepaid, or hand-delivered to the address of such party as
provided above, except that notices to the Indenture Trustee are effective only upon receipt. 
 SECTION 11. Amendments. 

This Agreement may be amended from time to time by a written amendment duly executed and delivered by the Issuer, the Administrator and the Indenture
Trustee, with the written consent of the Owner Trustee and without the consent of the Noteholders and the Certificateholders, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this
Agreement or of modifying in any manner the rights of the Noteholders or Certificateholders; provided that such amendment will not, as evidenced by an Opinion of Counsel, materially and adversely affect the interest of any Noteholder, any
Certificateholder or any Class R Certificateholder. This Agreement may also be amended by the Issuer, the Administrator and the Indenture Trustee with the written consent of the Owner Trustee and the holders of Notes evidencing a majority in the
Outstanding Amount of the Notes and the holders of Certificates evidencing a majority of the Certificate Balance and the Class R Certificateholders for the purpose of adding any provisions to or changing in any manner or eliminating any of the
provisions of this Agreement or of modifying in any manner the rights of Noteholders, the Certificateholders or the Class R Certificateholders; provided, however, that no such amendment may (i) increase or reduce in any manner the amount of, or
accelerate or delay the timing of, collections of payments on Receivables or distributions that are required to be made for the benefit of the Noteholders or Certificateholders or (ii) reduce the aforesaid percentage of the holders of Notes and
Certificates which are required to consent to any such amendment, in each case, without the consent of the holders of all the outstanding Notes and Certificates. Notwithstanding the foregoing, the Administrator may not amend this Agreement without
the permission of the Depositor, which permission shall not be unreasonably withheld. 
  

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 SECTION 12. Successors and Assigns. 
 This Agreement may not be assigned by the Administrator unless such assignment is previously consented to in writing by the Issuer and the Owner Trustee
and subject to receipt by the Owner Trustee of written confirmation from each Rating Agency that such assignment will not result in the qualification, downgrading or withdrawal of any rating assigned to the Notes and Certificates by such Rating
Agency in respect thereof. An assignment with such consent and satisfaction, if accepted by the assignee, shall bind the assignee hereunder in the same manner as the Administrator is bound hereunder. Notwithstanding the foregoing, this Agreement may
be assigned by the Administrator without the consent of the Issuer or the Owner Trustee to a corporation or other organization that is a successor (by merger, consolidation or purchase of assets) to the Administrator, provided that such successor
organization executes and delivers to the Issuer, the Owner Trustee and the Indenture Trustee an agreement in which such corporation or other organization agrees to be bound hereunder by the terms of said assignment in the same manner as the
Administrator is bound hereunder. Subject to the foregoing, this Agreement shall bind any successors or assigns of the parties hereto. 
 SECTION 13. GOVERNING LAW. 
 THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAWS
OF THE STATE OF NEW YORK. 
 SECTION 14. Headings. 
 The section headings hereof have been inserted for convenience of reference only and shall not be construed to affect the meaning, construction or effect of this Agreement. 
 SECTION 15. Counterparts. 
 This
Agreement may be executed in counterparts, each of which when so executed shall together constitute but one and the same agreement. 
 SECTION 16. Severability. 
 Any provision of this Agreement that is prohibited or unenforceable in any jurisdiction shall be
ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in
any other jurisdiction. 
 SECTION 17. Not Applicable to JPMorgan Chase in Other Capacities. 
 Nothing in this Agreement shall affect any obligation that JPMorgan Chase may have in any other capacity. 
  

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 SECTION 18. Limitation of Liability of Owner Trustee, Indenture Trustee and Administrator.

 (a) Notwithstanding anything contained herein to the contrary, this instrument has been signed by Wilmington Trust Company not in its
individual capacity but solely in its capacity as Owner Trustee of the Issuer and in no event shall Wilmington Trust Company in its individual capacity or any beneficial owner of the Issuer have any liability for the representations, warranties,
covenants, agreements or other obligations of the Issuer hereunder, as to all of which recourse shall be had solely to the assets of the Issuer. For all purposes of this Agreement, in the performance of any duties or obligations of the Issuer
hereunder, the Owner Trustee shall be subject to, and entitled to the benefits of, the terms and provisions of Articles VI, VII and VIII of the Trust Agreement. 
 (b) Notwithstanding anything contained herein to the contrary, this Agreement has been signed by Wells Fargo Bank, National Association, not in its individual capacity but solely as Indenture Trustee, and in no event
shall Wells Fargo Bank, National Association, have any liability for the representations, warranties, covenants, agreements or other obligations of the Issuer hereunder or in any of the certificates, notices or agreements delivered pursuant hereto,
as to all of which recourse shall be had solely to the assets of the Issuer. 
 (c) No recourse under any obligation, covenant or agreement
of the Issuer contained in this Agreement shall be had against any agent of the Issuer (including the Administrator) as such by the enforcement of any assessment or by any legal or equitable proceeding, by virtue of any statute or otherwise; it
being expressly agreed and understood that this Agreement is solely an obligation of the Issuer as a Delaware statutory trust, and that no personal liability whatsoever shall attach to or be incurred by any agent of the Issuer (including the
Administrator), as such, under or by reason of any of the obligations, covenants or agreements of the Issuer contained in this Agreement, or implied therefrom, and that any and all personal liability for breaches by the Issuer of any such
obligations, covenants or agreements, either at common law or at equity, or by statute or constitution, of every such agent is hereby expressly waived as a condition of and in consideration for the execution of this Agreement. 
 SECTION 19. Third-Party Beneficiary. 
 Each of the Depositor (to the extent provided in Section 11) and the Owner Trustee is a third-party beneficiary to this Agreement and is entitled to the rights and benefits hereunder and may enforce the provisions hereof as if it were
a party hereto. 
 SECTION 20. Nonpetition Covenants. 
 Notwithstanding any prior termination of this Agreement, the Administrator, the Issuer and the Indenture Trustee shall not, prior to the date which is one year and one day after the termination of this Agreement with
respect to the Issuer, acquiesce, petition or otherwise invoke or cause the Issuer to invoke the process of any court of government authority for the purpose of commencing or sustaining a case against the Issuer under any Federal or state
bankruptcy, insolvency or similar law or appointing a receiver, liquidator, assignee, trustee, custodian, sequestrator or other similar official of the Issuer or any substantial part of its property, or ordering the winding up or liquidation of the
affairs of the Issuer. 
  

 13 

 SECTION 21. Liability of Administrator. 
 Notwithstanding any provision of this Agreement, the Administrator shall not have any obligations under this Agreement other than those specifically set
forth herein, and no implied obligations of the Administrator shall be read into this Agreement. Neither the Administrator nor any of its directors, officers, agents or employees shall be liable for any action taken or omitted to be taken in good
faith by it or them under or in connection with this Agreement, except for its or their own gross negligence or willful misconduct and in no event shall the Administrator be liable under or in connection with this Agreement for indirect, special, or
consequential losses or damages of any kind, including lost profits, even if advised of the possibility thereof and regardless of the form of action by which such losses or damages may be claimed. Without limiting the foregoing, the Administrator
may (a) consult with legal counsel (including counsel for the Issuer), independent public accountants and other experts selected by it and shall not be liable for any action taken or omitted to be taken in good faith by it in accordance with
the advice of such counsel, accountants or experts and (b) shall incur no liability under or in respect of this Agreement by acting upon any notice (including notice by telephone), consent, certificate or other instrument or writing (which may
be by facsimile) believed by it to be genuine and signed or sent by the proper party or parties. 
  

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 IN WITNESS WHEREOF, the parties have caused this Agreement to be duly executed and delivered as of the
day and year first above written. 
  

			
	CHASE AUTO OWNER TRUST 2006-A
		
	By:	 	WILMINGTON TRUST COMPANY,
		 	    not in its individual capacity but solely
		 	    as Owner Trustee,
		
	By:	 	 /s/ Michele C. Harra

	Name:	 	Michele C. Harra
	Title:	 	Financial Services Officer
	
	WELLS FARGO BANK,
	    NATIONAL ASSOCIATION,
	not in its individual capacity but solely as Indenture Trustee,
		
	By:	 	 /s/ Marianna C. Stershic

	Name:	 	Marianna C. Stershic
	Title:	 	Vice President
	
	JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Administrator
		
	By:	 	 /s/ William J. Schiralli

	Name:	 	William J. Schiralli
	Title:	 	Attorney-in-fact

 EXHIBIT A 
 [Form of Power of Attorney] 
 POWER OF ATTORNEY 
  

			
	STATE OF DELAWARE	 	    )
		 	    )
	COUNTY OF NEW CASTLE	 	    )

 KNOW ALL MEN BY THESE PRESENTS, that Chase Auto Owner Trust 2006-A (“Trust”),
does hereby make, constitute and appoint JPMORGAN CHASE BANK, NATIONAL ASSOCIATION as Administrator under the Administration Agreement (as defined below), and its agents and attorneys, as Attorneys-in-Fact to execute on behalf of the Trust all such
documents, reports, filings, instruments, certificates and opinions as it shall be the duty of the Trust to prepare, file or deliver pursuant to the Related Agreements (as defined in the Administration Agreement), including, without limitation, to
appear for and represent the Trust in connection with the preparation, filing and audit of federal, state and local tax returns pertaining to the Trust, and with full power to perform any and all acts associated with such returns and audits that the
Trust could perform, including without limitation, the right to distribute and receive confidential information, defend and assert positions in response to audits, initiate and defend litigation, and to execute waivers of restriction on assessments
of deficiencies, consents to the extension of any statutory or regulatory time limit, and settlements. For the purpose of this Power of Attorney, the term “Administration Agreement” means the Administration Agreement dated as of
May 20, 2006 among the Trust, JPMorgan Chase Bank, National Association, as Administrator, and Wells Fargo Bank, National Association, as Indenture Trustee, as such may be amended from time to time. 
 All powers of attorney for this purpose heretofore filed or executed by the Trust are hereby revoked. 
 EXECUTED this 13th day of June, 2006. 
  

			
	CHASE AUTO OWNER TRUST 2006-A
	
	 By: Wilmington Trust Company,
 not in its
individual capacity but solely
 as Owner Trustee

		
	By:	 	  

	Name:	 	
	Title:	 	

  

	
	  

	Notary PublicExhibit 4.5

 Exhibit 4.5 
 EXECUTION COPY 
 SUBSERVICING AGREEMENT 
 Subservicing Agreement (the “Agreement”), dated as of May 20, 2006, between JPMorgan Chase Bank, National Association, a national
banking association (“JPMorgan Chase”), and Chase Auto Finance Corp., a Delaware corporation (the “Subservicer”). 
 WHEREAS, Chase Auto Owner Trust 2006-A (the “Issuer”) is issuing the Class A-1 5.37% Asset Backed Notes (the “Class A-1 Notes”), the Class A-2 5.37% Asset Backed Notes (the “Class A-2
Notes”), the Class A-3 5.34% Asset Backed Notes (the “Class A-3 Notes”) and the Class A-4 5.36% Asset Backed Notes (the “Class A-4 Notes” and, together with the Class A-1 Notes, the
Class A-2 Notes and the Class A-3 Notes, the “Notes”) pursuant to an Indenture, dated as of May 20, 2006 (as amended, modified or supplemented from time to time in accordance with the provisions thereof, the
“Indenture”), between the Issuer and Wells Fargo Bank, National Association, as indenture trustee (the “Indenture Trustee”) and the 5.47% Asset Backed Certificates (the “Certificates”) pursuant to
an Amended and Restated Trust Agreement, dated as of May 20, 2006, between JPMorgan Chase, as depositor, and Wilmington Trust Company, as owner trustee; 
 WHEREAS, in connection with the issuance of the Notes and the Certificates by the Issuer, JPMorgan Chase has entered into (i) a Sale and Servicing Agreement dated as of May 20, 2006 (as amended, modified or
supplemented from time to time in accordance with the provisions thereof, the “Sale and Servicing Agreement”), between the Issuer and JPMorgan Chase, as depositor and servicer, and (ii) an Administration Agreement dated as of
May 20, 2006 among the Issuer, JPMorgan Chase, as administrator, and the Indenture Trustee (the “Administration Agreement”); 
 WHEREAS, JPMorgan Chase desires to have the Subservicer perform certain of its duties as servicer under the Sale and Servicing Agreement, certain of its duties as depositor under the Sale and Servicing Agreement and certain of its duties as
administrator under the Administration Agreement, and to provide certain additional services as JPMorgan Chase may from time to time request; and 
 WHEREAS the Subservicer has the capacity to perform the services required hereby and is willing to perform such services for JPMorgan Chase on the terms set forth herein; 
 NOW, THEREFORE, the parties agree as follows: 
 SECTION 1. Defined Terms. Capitalized terms used and not defined herein shall have the meanings assigned to such terms in the Sale and Servicing Agreement. 
 SECTION 2. Duties of Subservicer With Respect to the Sale and Servicing Agreement. (a) The Subservicer agrees to perform all of the duties
and obligations of the Servicer under the Sale and Servicing Agreement, except for the following: 
 (i) the indemnification
obligations set forth in Section 3.6 thereof (Custodian’s Indemnification); 

 (ii) the purchase obligations set forth in Section 4.6 thereof (Purchase of
Receivables Upon Breach); 
 (iii) the payment obligations set forth in Section 4.7 thereof (Servicing Fee); 

(iv) the obligations set forth in Section 4.9(a) thereof (Annual Statement as to Compliance); 
 (v) the obligations set forth in Section 4.10 thereof (Reports on Assessment of Compliance with Servicing Criteria); 
 (vi) the payment obligation set forth in Section 5.4 thereof (Additional Deposits); 
 (vii) the indemnification obligations set forth in Section 7.2 thereof (Liability of Servicer; Indemnities); 
 (viii) the expense reimbursement obligations set forth in Section 8.1 thereof (Events of Servicing Termination); and 
 (ix) any other duties or obligations of the Servicer under the Sale and Servicing Agreement that JPMorgan Chase and the Subservicer shall
from time to time agree shall not be performed by the Subservicer hereunder. 
 (b) The Subservicer agrees to deliver (i) the statement
of compliance described in Item 1123 of Regulation AB in accordance with Section 4.9(a) of the Sale and Servicing Agreement, (ii) the report on compliance with the servicing criteria described in Item 1122 of Regulation AB in
accordance with Section 4.10(a) of the Sale and Servicing Agreement and (iii) the attestation report of a public accounting firm on the assessment of compliance with such servicing criteria in accordance with Section 4.10(b) of the
Sale and Servicing Agreement. 
 (c) The Subservicer agrees to perform the following duties of the Depositor under the Sale and Servicing
Agreement: 
 (i) the obligations set forth in Section 4.9(b) thereof (Annual Statement of Compliance); 
 (ii) the obligations set forth in Section 10.2 thereof (Protection of Title to Owner Trust Estate); and 
 (iii) any other duties of the Depositor under the Sale and Servicing Agreement that JPMorgan Chase and the Subservicer shall from time to
time agree shall be performed by the Subservicer hereunder. 
 SECTION 3. Duties of Subservicer With Respect to Administration
Agreement. The Subservicer agrees to perform all of the duties and obligations of the Administrator under the Administration Agreement. 
  

 2 

 SECTION 4. Additional Duties of Subservicer With Respect to Regulation AB Compliance. In order to
facilitate compliance by the Depositor, the Servicer and the Issuer with Regulation AB, upon the request of the Servicer or the Depositor, in addition to the statements and reports to be delivered pursuant to section 2(b) hereof, the Subservicer
shall provide to the Depositor or the Servicer, as the case may be, any and all other statements, reports, certifications and other information necessary to permit the Servicer, the Depositor and the Issuer to comply with the provisions of
Regulation AB. 
 SECTION 5. Amendments to the Sale and Servicing Agreement and Administration Agreement. JPMorgan Chase shall not
amend, or consent to any amendment of, the Sale and Servicing Agreement or the Administration Agreement without the prior written consent of the Subservicer. 
 SECTION 6. Compensation. As compensation for the performance of the Subservicer’s obligations under this Agreement, the Subservicer shall receive from JPMorgan Chase as compensation for its services
hereunder such fees as shall be separately agreed upon from time to time between JPMorgan Chase and the Subservicer. 
 SECTION 7.
Records. The Subservicer shall maintain appropriate books of account and records relating to services performed hereunder, which books of account and records shall be accessible for inspection by JPMorgan Chase at any time during normal
business hours. 
 SECTION 8. Independence of Subservicer. For all purposes of this Agreement, the Subservicer shall be an independent
contractor and shall not be subject to the supervision of the JPMorgan Chase with respect to the manner in which it accomplishes the performance of its obligations hereunder. Unless expressly authorized by JPMorgan Chase, the Subservicer shall have
no authority to act for or represent JPMorgan Chase in any way and shall not otherwise be deemed an agent of JPMorgan Chase. 
 SECTION 9.
No Joint Venture. Nothing contained in this Agreement shall (i) constitute the Subservicer and JPMorgan Chase as members of any partnership, joint venture, association, syndicate, unincorporated business or other separate entity,
(ii) be construed to impose any liability as such on either of them or (iii) be deemed to confer on either of them any express, implied or apparent authority to incur any obligation or liability on behalf of the other. 
 SECTION 10. Term of Agreement. Either party hereto may terminate this Agreement by providing the other party hereto with at least ninety
(90) days’ prior written notice. Promptly upon the effective date of termination of this Agreement, the Subservicer shall be entitled to be paid all fees and reimbursable expenses accruing to it to the date of such termination. The
Subservicer shall forthwith upon termination deliver to JPMorgan Chase all property and documents relating to this Agreement then in the custody of the Subservicer. 
 SECTION 11. Expenses and Indemnification. (a) JPMorgan Chase shall directly pay, or reimburse the Subservicer for, the payment of, all expenses incurred by the Subservicer in connection with the
performance of its duties and obligations under this Agreement, including but not limited to the reasonable fees and expenses of its legal counsel and accountants. 
  

 3 

 (b) In addition to the foregoing, JPMorgan Chase shall indemnify the Subservicer and its successors,
assigns, agents and servants (the “Indemnified Parties”) from and against any and all liabilities, obligations, losses, damages, taxes, claims, actions and suits, and any and all reasonable costs, expenses and disbursements
(including reasonable legal fees and expenses) of any kind and nature whatsoever (the “Expenses”) which may at any time be imposed on, incurred by, or asserted against any Indemnified Party in any way relating to or arising out of
this Agreement; provided, that JPMorgan Chase shall not be liable for or required to indemnify any Indemnified Party from and against Expenses arising or resulting from the Indemnified Party’s willful misconduct, bad faith or gross
negligence. 
 (c) Notwithstanding anything contained herein to the contrary, JPMorgan Chase or any of its affiliates, shall be entitled to
engage in any other kind of business, agency or trust relationship with the Subservicer, and to perform all services in connection therewith, as if the Subservicer were not acting on behalf of JPMorgan Chase hereunder. JPMorgan Chase shall not, by
virtue of its or any of its affiliates acting in any other capacity under any other agreement or arrangement with the Subservicer or in connection with its other relationships with the Subservicer be deemed to have duties or responsibilities
hereunder or be deemed to be held to a standard of care in connection with the performance of its duties on behalf of JPMorgan Chase hereunder, other than as expressly provided in this Agreement. The Subservicer may act on behalf of JPMorgan Chase
hereunder without regard to and without additional duties or obligations arising from its or any of its affiliates acting in any other capacity under any other agreement or arrangement with JPMorgan Chase or in connection with its other
relationships with JPMorgan Chase. 
 SECTION 12. Amendments. This Agreement may be amended from time to time by a written amendment
duly executed and delivered by JPMorgan Chase and the Subservicer. 
 SECTION 14. Successors and Assigns. This Agreement may not be
assigned by either party hereto unless such assignment is previously consented to in writing by the other party hereto. 
 SECTION 15.
GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND BE CONSTRUED AND INTERPRETED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK. 
 SECTION 16. Headings. The section headings hereof have been inserted for convenience of reference only and shall not be construed to affect the meaning, construction or effect of this Agreement. 
 SECTION 17. Counterparts. This Agreement may be executed in counterparts, each of which when so executed shall together constitute but one and the
same agreement. 
 SECTION 18. Severability. Any provision of this Agreement that is prohibited or unenforceable in any jurisdiction
shall be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable such
provision in any other jurisdiction. 
  

 4 

 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed by their respective
officers as of the date first above written. 
  

			
	JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Servicer and Depositor
		
	By:	 	 /s/ Stephen R. Etherington

	Name:	 	Stephen R. Etherington
	Title:	 	Senior Vice President
	
	JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Administrative Agent
		
	By:	 	 /s/ William J. Schiralli

	Name:	 	William J. Schiralli
	Title:	 	Attorney-in-fact
	
	CHASE AUTO FINANCE CORP.
		
	By:	 	 /s/ William J. Schiralli

	Name:	 	William J. Schiralli
	Title:	 	Vice President

  

 5

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