Document:

THIS
      SECURED PROMISSORY NOTE (THE “NOTE”)
      HAS NOT BEEN REGISTERED WITH THE UNITED STATES SECURITIES AND EXCHANGE
      COMMISSION OR THE SECURITIES COMMISSION OF ANY STATE. THE NOTE IS BEING OFFERED
      PURSUANT TO A SAFE HARBOR FROM REGISTRATION UNDER REGULATION D PROMULGATED
      UNDER
      THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”).
      THE NOTE IS “RESTRICTED”
      AND MAY NOT BE OFFERED OR SOLD UNLESS IT IS REGISTERED UNDER THE ACT, PURSUANT
      TO REGULATION D OR PURSUANT TO AVAILABLE EXEMPTIONS FROM THE REGISTRATION
      REQUIREMENTS OF THE ACT AND THE COMPANY WILL BE PROVIDED WITH AN OPINION OF
      COUNSEL OR OTHER SUCH INFORMATION AS IT MAY REASONABLY REQUIRE TO CONFIRM THAT
      SUCH EXEMPTIONS ARE AVAILABLE.

    

    SECURED
      PROMISSORY NOTE

    

    
      	
              $1,000,000.00

            	
              January
                30,
                2008

            

    

     

    THIS
      SECURED PROMISSORY NOTE
      is
      issued by KARAT
      PLATINUM, LLC, a
      New
      York limited liability company,
      with an
      address at 15 Hoover Street, Inwood, New York 11096 (the
      “Company”),
      to
      Continental Capital, LLC, a New York limited liability company,
      with an
      address at 1439 E. 21st
      Street,
      Brooklyn, New York 11230 (the
      “Holder”).

     

    ARTICLE
      I

     

    Section
      1.01 Principal.
      For
      value
      received, the Company hereby promises to pay on July 30, 2008 (the “Maturity
      Date”) to the order of the Holder, in lawful money of the United States of
      America, and in immediately available funds, the principal sum of One Million
      Dollars ($1,000,000.00)(the “Principal Amount”).

     

    Section
      1.02 Interest.
      Interest
      shall accrue on the Principal Amount at the rate of twelve percent (12%)
      per annum (computed on the basis of a 365-day year and the actual days elapsed)
      from the date of this Secured Promissory Note (the “Note”) until paid.

     

    Section
      1.03 Payment
      of Interest.

     

    (a) First
      Four Months. Simultaneous
      with the execution and delivery of the Note, the Company shall pay to the Holder
      the sum of $40,000.00, which represents the aggregate amount of interest which
      would have accrued on the Principal Amount from the date hereof through the
      four-month anniversary of this Note. 

     

    (b)
       Last
      Two Months. On
      the
      four-month anniversary of this Note, and subject to any amounts prepaid in
      accordance with Section 1.04 below, the Company shall pay to the Holder the
      sum
      of $20,000.00 representing the amount of interest which would accrue on the
      Principal Amount through the Maturity Date.

     

    
      
         

      

      
         

        
          

        

      

      
         

      

    

     

    Notwithstanding
      any provision contained herein to the contrary, the total liability of the
      Company for payment of interest pursuant hereto, including late charges, shall
      not exceed the maximum amount of such interest permitted by law to be charged,
      collected, or received from the Company, and if any payments by the Company
      include interest in excess of such a maximum amount, the Holder shall apply
      such
      excess to the reduction of the unpaid principal amount due pursuant hereto,
      or
      if none is due, such excess shall be refunded.

    

    Section
      1.04 Right
      to Prepay. The
      Company shall have the right to prepay all or any portion of the Principal
      Amount and all accrued interest thereon (the “Prepaid Amount”) at any time, on
      or before the Maturity Date, without penalty or premium. In the event the
      Company exercises such prepayment right, any interest payment previously paid
      to
      the Holder pursuant to Section 1.03 above, that are attributable to periods
      after the date of such prepayment, shall be refunded by the Holder to the
      Company.  

    

    Section
      1.05 Origination
      Fee. As
      additional consideration for the issuance of the Note, the Company is paying
      to
      the Holder, simultaneous with the execution and delivery of this Note, an
      origination fee in an amount equal to one and one-half percent (1.5%) of the
      Principal Amount (i.e., $15,000.00). 

    

    ARTICLE
      II.

     

    Section
      2.01 Representations
      and Warranties of the Holder.
      The
      Holder hereby acknowledges, represents and warrants to, and agrees with, the
      Company and its affiliates as follows:

    

    (a)The
      Holder understands that the Note has not been registered under the Securities
      Act of 1933, as amended (the “Securities Act”) or registered or qualified under
      any the securities laws of any state or other jurisdiction, and is a “restricted
      security,” and cannot be resold or otherwise transferred unless it is registered
      under the Securities Act, and registered or qualified under any other applicable
      securities laws, or an exemption from such registration and qualification is
      available. 

    

    (b) The
      Holder is acquiring this Note for its own account as principal, not as a nominee
      or agent, for investment purposes only, and not with a view to, or for, resale,
      distribution or fractionalization thereof in whole or in part, and no other
      person has a direct or indirect beneficial interest in the Note or any portion
      thereof. Further, the Holder does not have any contract, undertaking, agreement
      or arrangement with any person to sell, transfer or grant participations to
      such
      person or to any third person, with respect to the Note for which the Holder
      is
      subscribing or any part of thereof.

    

    (c) The
      Holder has full power and authority to enter into this Note, the execution
      and
      delivery of this Note has been duly authorized, and this Note constitutes a
      valid and legally binding obligation of the Holder.

     

    
      
         

      

      
        2

        
          

        

      

      
         

      

    

    

    (d) The
      Holder is not subscribing for the Note as a result of or subsequent to any
      advertisement, article, notice or other communication published in any
      newspaper, magazine or similar media or broadcast over television or radio,
      or
      presented at any seminar or meeting, or any solicitation of a subscription
      by
      person previously not known to the Holder in connection with
      investment.

    

    (e) The
      Holder understands that the Company is under no obligation to register the
      Note
      under the Securities Act, or to assist the Holder in complying with the
      Securities Act or the securities laws of any state of the United States or
      of
      any foreign jurisdiction.

    

    (f) The
      Holder is (i) experienced in making investments of the kind, (ii) able, by
      reason of the business and financial experience of its officers (if an entity)
      and professional advisors (who are not affiliated with or compensated in any
      way
      by the Company or any of its affiliates or selling agents), to protect its
      own
      interests in connection with the transactions described in this Note, and the
      related documents, and (iii) able to afford the entire loss of its investment
      in
      the Company. 

    

    (g) The
      Holder has the financial ability to bear the economic risk of its investment,
      has adequate means for providing for his current needs and personal
      contingencies and has no need for liquidity with respect to its investment
      in
      the Company. 

    

    (h) The
      Holder has such knowledge and experience in financial and business matters
      as to
      be capable of evaluating the merits and risks of the prospective investment
      in
      the Note. The Holder is not relying on the Company, or its affiliates or agents
      with respect to economic considerations involved in this investment. The Holder
      has relied solely on its own advisors. 

    

    (i) The
      Holder has been provided an opportunity for a reasonable period of time prior
      to
      the date hereof to obtain additional information concerning the investment
      in
      the Company and all other information to the extent the Company possesses such
      information or can acquire it without unreasonable effort or expense, and agrees
      and acknowledges that it has carefully reviewed all of the Company’s filings
      under the Securities Exchange Act of 1934, as amended, including, without
      limitation the “Risk Factors” contained in the Sentra Consulting Corp.’s Current
      Report on Form 8-K filed with the Securities and Exchange Commission on December
      31, 2007.

    

    (j) No
      representations or warranties have been made to the Holder by the Company,
      or
      any officer, employee, agent, affiliate or subsidiary of the Company, other
      than
      the representations of the Company contained herein, and in subscribing for
      the
      Note, the Holder is not relying upon any representations other than those
      contained herein. The Holder has consulted, to the extent it has deemed
      appropriate, with its own advisers as to the financial, tax, legal and related
      matters concerning an investment in the Note and on that basis believes that
      its
      investment in the Note is suitable and appropriate for the Holder.

     

    
      
         

      

      
        3

        
          

        

      

      
         

      

    

     

    (k) The
      Holder is an “accredited investor” as that term is defined in Rule 501 of the
      General Rules and Regulations under the Securities Act by reason of Rule
      501(a)(3).

    

    (l) The
      Holder represents and warrants that it is not an affiliate of the Company and
      that neither it, nor its beneficial owner(s), are the beneficial owners,
      directly or indirectly, of more than 5% of any class of the Company’s
      securities.

    

    Notwithstanding
      any reference to the term “investment” in this Section 2.01, the Company hereby
      acknowledges that this Note evidences a loan to, not an investment in, the
      Company which is due and payable in full, without defense or set-off, in
      accordance with the payment terms contained in this Note.

    

    ARTICLE
      III.

    

    Section
      3.01 Representations
      and Warranties of the Company.
      The
      Company hereby acknowledges, represents and warrants to, and agrees with, the
      Holder as follows:

    

    (a) Organization.
      The
      Company is a limited liability company duly organized, validly existing, and
      in
      good standing under the laws of the State of New York. The Company has all
      requisite power to own, operate and lease its business and assets and carry
      on
      its business as the same is now being conducted. 

    

    (b) Corporate
      Power and Authority.
      The
      Company has all requisite power and authority to enter into and deliver this
      Note and to consummate the transactions contemplated hereby. The execution,
      delivery, and performance of this Note by the Company and the consummation
      of
      the transactions contemplated hereby, have been duly authorized by all necessary
      action and no other action or proceeding on the part of the Company is necessary
      to authorize the execution, delivery, and performance by the Company of this
      Note and the consummation by the Company of the transactions contemplated
      hereby.

    

    ARTICLE
      IV.

    

    Section
      4.01 Events
      of Default.
      Upon
      the
      occurrence of any of the following events (each, an “Event of Default”)
      (whatever the reason for such Event of Default and whether it shall be voluntary
      or involuntary or be effected by operation of law or pursuant to any judgment,
      decree or order of any court or any order, rule or regulation of any
      administrative or governmental body) an Event of Default shall be deemed to
      have
      occurred:

    

    (a) Default
      in the payment of the Principal Amount on the Maturity Date, which default
      has
      not been cured within 10 days after its due date by acceleration or otherwise;
      or

     

    
      
         

      

      
        4

        
          

        

      

      
         

      

    

    

    (b) Default
      in the payment, when due or declared due, of any interest payment hereunder,
      which default has not been cured within 10 days after its due date by
      acceleration or otherwise; or

    

    (c) The
      Company files for relief under the United States Bankruptcy Code (the
“Bankruptcy Code”) or under any other state or federal bankruptcy or insolvency
      law, or files an assignment for the benefit of creditors, or if an involuntary
      proceeding under the Bankruptcy Code or under any other federal or state
      bankruptcy or insolvency law is commenced against the Company, and has not
      been
      resolved in a period of thirty (30) days after such commencement;
      or

     

    (d) The
      occurrence of an Event of Default under the terms and provisions of the Security
      Agreement between the Company and the Holder dated as of the date hereof (the
      “Security Agreement”). 

     

    Section
      4.02 Effect
      of Default. Upon
      the
      occurrence of an Event of Default as set forth in Section 4.01, the Holder
      shall
      have the right to (i) declare the Principal Amount and all interest accrued
      thereon to be immediately due and payable, and (ii) enforce its security
      interest pursuant to and in accordance with the terms and provisions of the
      Security Agreement.

    

    ARTICLE
      V.

    

    Section
      5.01 Notice.  All
      notices, requests, claims, demands and other communications given or made
      pursuant hereto shall be in writing and shall be deemed to have been duly given
      if delivered in person against written receipt, by facsimile transmission,
      overnight courier prepaid, or mailed by prepaid first class registered or
      certified mail, postage prepaid, return receipt requested to the respective
      parties at the following addresses (or at such other address for a party as
      shall be specified in a notice given in accordance with this
      Section):

    

    
      	 	
              (i)

            	
              If
                to the Company:

            

    

     

    
      	 	Karat Platinum LLC
	 	15 Hoover Street
	 	Inwood, New York 11096
	 	Attn: David Neuberg or Gary
              Jacobs
	 	Telecopy: (516)
              592-5675

    

     

    
      	 	
              (ii)

            	
              With
                copies to:

            

    
       

      
        
          	 	David Lubin & Associates,
                  PLLC
	 	26 East Hawthorne Avenue
	 	Valley Stream, New York 11580
	 	Telecopy: (516)
                  887-8250

      

    

     

    
      
         

      

      
        5

        
          

        

      

      
         

      

    

     

    
      
        	 	
                (iii)

              	
                If
                  to the Holder:

              

      

       

      
        
          	 	Continental Capital, LLC
	 	1439 E. 21st
                  Street
	 	Brooklyn, New York 11230
	 	Telecopy: (516)
                  371-1714

        

      

       

      
        
          
            	 	
                    (iv)

                  	
                    With
                      copies to:

                  

          

           

        

      

    

    
      	 	Samuel J. Reiser, Esq.
	 	Rosenberg & Estis, PC
	 	733 Third Avenue
	 	New York, New York 10017
	 	Telecopy: (212)
              551-8484

    

     

    All
      such
      notices, requests and other communications will (i) if delivered personally
      to
      the address as provided in this Section, be deemed given upon delivery, (ii)
      if
      delivered by facsimile transmission to the facsimile number as provided in
      this
      Section, be deemed given upon receipt, (iii) if delivered by overnight courier
      to the address as provided in this Section, be deemed given on the earlier
      of
      the first business day following the date sent by such overnight courier or
      upon
      receipt or (iv) if delivered by mail in the manner described above to the
      address provided in this Section, be deemed given on the earlier of the third
      business day following mailing or upon receipt.

    

    Section
      5.02 Governing
      Law.
      This
      Note
      shall be deemed to be made under and shall be construed in accordance with
      the
      laws of the State of New York without giving effect to the principals of
      conflict of laws thereof. 

     

    Section
      5.03 Severability.
      The
      invalidity of any of the provisions of this Note shall not invalidate or
      otherwise affect any of the other provisions of this Note, which shall remain
      in
      full force and effect.

     

     

    Section
      5.04 Construction
      and Joint Preparation.
      This
      Note shall be construed to effectuate the mutual intent of the parties.
The
      parties and their counsel have cooperated in the drafting and preparation of
      this Note, and this Note therefore shall not be construed against any party
      by
      virtue of its role as the drafter thereof. No drafts of this Note shall be
      offered by any party, nor shall any draft be admissible in any proceeding,
      to
      explain or construe this Note. The headings contained in this Note are intended
      for convenience of reference only and are not intended to be a part of or to
      affect the meaning or interpretation of this Note.     

     

    Section
      5.05 Entire
      Agreement and Amendments.
      This
      Note
      shall be binding upon and inure to the benefit of and be enforceable by the
      respective successors and assigns of the Company and the Holder. This Note
      represents the entire agreement between the parties hereto with respect to
      the
      subject matter hereof and there are no representations, warranties or
      commitments, except as set forth herein. This Note may be amended only by an
      instrument in writing executed by the parties hereto. 

     

    
      
         

      

      
        6

        
          

        

      

      
         

      

    

     

    Section
      5.06 Counterparts.
      This
      Note
      may be executed in multiple counterparts, each of which shall be an original,
      but all of which shall be deemed to constitute on instrument.

     

    [Remainder
      of this page intentionally left blank; signature pages to
      follow]

     

    
      
         

      

      
        7

        
          

        

      

      
         

      

    

     

    IN
      WITNESS WHEREOF,
      with
      the intent to be legally bound hereby, the Company has executed this Note as
      of
      the date first written above.

    
      	 	 	 
	 	KARAT PLATINUM, LLC
	 
 	 
 	 
 
	
            	By:  	/s/
              Gary
              M. Jacobs
	 	
              
Name:
              Gary M. Jacobs
	 	Title:
              Chief Financial Officer

      	 	 	 
	 	
              HOLDER:

               

              CONTINENTAL CAPITAL, LLC

            
	 
 	 
 	 
 
	
            	By:  	/s/
              Jacob Davidowitz
	 	
              
Name:
              Jacob Davidowitz
	 	Title:
              Managing Member

    
      
         

      

      
        8SECURITY
      AGREEMENT

    

    THIS
      SECURITY AGREEMENT, dated January 30, 2008, by and between Karat Platinum,
      LLC,
      with an
      address at 15 Hoover Street, Inwood, New York 11096 (the
      “Debtor”), and Continental Capital, LLC, a New York limited liability
      company,
      with an
      address at 1439 E. 21st
      Street,
      Brooklyn, New York 11230 (the
      “Secured Party”).

    

    WITNESSETH:

    

    WHEREAS,
      the Secured Party has advanced funds to Debtor in the amount of One Million
      Dollars ($1,000,000), as evidenced by a Secured Promissory Note dated January
      30, 2008 (the “Note”; capitalized terms used herein not otherwise defined shall
      have the meanings given to such terms in the Note);

    

    WHEREAS,
      as a condition precedent to the making of such loan by the Secured Party to
      the
      Debtor, the Secured Party has required that Debtor enter into, and Debtor has
      agreed to enter into, this Security Agreement (this “Agreement”) assigning,
      pledging, conveying, hypothecating, transferring, granting, and delivering
      to
      the Secured Party a continuing lien on and first priority security interest
      in
      and to all of Debtor's right, title and interest with respect to the inventory
      of the Debtor, as described in Schedule
      A
      annexed
      hereto (the “Collateral”), as collateral security for Debtor's obligations to
      the Secured Party pursuant to the Note, on the terms and conditions set forth
      herein; 

    

    NOW
      THEREFORE, and in consideration of Debtor obtaining the loan from the Secured
      Party with knowledge that the Secured Party would not have advanced the funds
      but for the promises of Debtor hereunder, Debtor binding itself and its
      successors and assigns, does hereby promise, covenant, and agree as
      follows:

     

    1. SECURITY
      INTEREST.

    

    1.1 Grant
      of Security.
      As
      security for the performance by the Debtor of the terms and provisions of the
      Note, Debtor hereby grants a continuing lien and first priority security
      interest to the Secured Party in all of Debtor's right, title and interest,
      in
      the Collateral.

    

    1.2 Continuing
      Agreement.
      This
      Security Agreement shall create a continuing security interest in the Collateral
      and shall remain in full force and effect until performance and payment in
      full
      of the Note.

     

    
      
         

      

      
        1

        
          

        

      

      
         

      

    

    

    1.3 Minimum
      Collateral and Monthly Reports. The
      Debtor agrees that at all times until the Note is paid in full that the meltdown
      value of the Collateral shall not be less than 125% of the Principal Amount.
      Within 20 days following the end of each month, the Chief Financial Officer
      of
      Debtor shall provide the Secured Party with a report disclosing the meltdown
      value of the Collateral, as of the most recent practicable date of the preceding
      month, provided,
      however,
      for the
      last month of the Debtor’s fiscal year, the report will be submitted no earlier
      than when the audited financial statements of the Debtor are completed. The
      Parties agree that the first such monthly report to be provided by Debtor to
      the
      Secured Party shall be due March 20, 2008 and shall report on the Collateral
      as
      of the end of February 2008.

    

    2. REPRESENTATIONS,
      WARRANTIES, CONVENANTS AND AGREEMENTS OF THE DEBTOR.

    

    2.1 The
      Debtor has the requisite corporate power and authority to enter into this
      Agreement and otherwise to carry out its obligations thereunder. The execution,
      delivery and performance by the Debtor of this Agreement and the filings
      contemplated therein have been duly authorized by all necessary action on the
      part of the Debtor and no further action is required by the Debtor. This
      Agreement constitutes a legal, valid and binding obligation of the Debtor
      enforceable in accordance with its terms, except as enforceability may be
      limited by bankruptcy, insolvency, reorganization, moratorium or similar laws
      affecting the enforcement of creditor’s rights generally.

     

    2.2 The
      Debtor represents and warrants that it has no other place of business or offices
      where its respective books of account and records are kept (other than
      temporarily at the offices of its attorneys or accountants).

     

    2.3 The
      Debtor is the owner of the Collateral, subject to a continuing lien and security
      interest in all of the assets and personal property of the Debtor held by Sentra
      Consulting Corp. pursuant to and accordance with the General Security Agreement
      dated July 11, 2007, as amended on August 22, 2007, (the “Sentra Security
      Interest”) and is fully authorized to grant the Security Interest in and to
      pledge the Collateral. There is not on file in any governmental or regulatory
      authority, agency or recording office an effective financing statement, security
      agreement, license or transfer or any notice of any of the foregoing (other
      than
      those that have been filed in favor of the Secured Party pursuant to this
      Agreement and other than those that have been filed in accordance with the
      Sentra Security Interest) covering or affecting any of the Collateral.

     

    2.4 The
      Debtor shall at all times maintain its books of account and records relating
      to
      the Collateral at its principal place of business and may not relocate such
      books of account and records unless it delivers to the Secured Party at least
      10
      business days prior to such relocation (i) written notice of such relocation
      and
      the new location thereof (which must be within the United States) and
      (ii) evidence that appropriate financing statements and other necessary
      documents have been filed and recorded and other steps have been taken to
      perfect the Security Interest to create in favor of the Secured Party valid,
      perfected and continuing liens in the Collateral. 

     

    
      
         

      

      
        2

        
          

        

      

      
         

      

    

     

    2.5 This
      Agreement creates in favor of the Secured Party a valid security interest in
      the
      Collateral securing the payment and performance of the Note and, upon making
      the
      filings described in the immediately following sentence, a perfected security
      interest in such Collateral. Except for the filing of an assignment on Form
      UCC-3 under the UCC relating to the assignment of the Sentra Security Interest
      to the Secured Party, no authorization or approval of or filing with or notice
      to any governmental authority or regulatory body is required either (i) for
      the
      grant by the Debtor of, or the effectiveness of, the Security Interest granted
      hereby or for the execution, delivery and performance of this Agreement by
      the
      Debtor or (ii) for the perfection of or exercise by the Secured Party of its
      rights and remedies hereunder. 

     

    2.6 Concurrently
      with the execution of this Agreement, the Debtor is delivering to the Secured
      Party one or more executed UCC financing statements on Form UCC-3 with respect
      to the Security Interest for filing in the State of New York and in such other
      jurisdictions as may be requested by the Secured Party.

     

    2.7 The
      execution, delivery and performance of this Agreement does not conflict with
      or
      cause a breach or default, or an event that with or without the passage of
      time
      or notice, shall constitute a breach or default, under any agreement to which
      the Debtor is a party or by which the Debtor is bound. Other than the consent
      of
      Sentra Consulting Corp., no consent is required for the Debtor to enter into
      and
      perform its obligations hereunder.

     

    2.8 The
      Debtor shall at all times maintain the liens and Security Interest provided
      for
      hereunder as valid and perfected liens and security interests in the Collateral
      in favor of the Secured Party until this Agreement and the Security Interest
      hereunder shall terminate. The Debtor hereby agrees to defend the same against
      any and all persons. The Debtor shall use commercially reasonable efforts to
      safeguard and protect all Collateral for the account of the Secured Party.
      At
      the request of the Secured Party, the Debtor will sign and deliver to the
      Secured Party at any time or from time to time one or more financing statements
      pursuant to the UCC (or any other applicable statute) in form reasonably
      satisfactory to the Secured Party and will pay the cost of filing the same
      in
      all public offices wherever filing is, or is deemed by the Secured Party to
      be,
      necessary or desirable to effect the rights and obligations provided for herein.
      Without limiting the generality of the foregoing, the Debtor shall pay all
      fees,
      taxes and other amounts necessary to maintain the Collateral and the Security
      Interest hereunder, and the Debtor shall obtain and furnish to the Secured
      Party
      from time to time, upon demand, such releases and/or subordinations of claims
      and liens which may be required to maintain the priority of the Security
      Interest hereunder. 

     

    2.9 The
      Debtor will not transfer, pledge, hypothecate, encumber, license, sell or
      otherwise dispose of any of the Collateral without the prior written consent
      of
      Secured Party, except in the ordinary course of business.

     

    2.10 The
      Debtor shall keep and preserve its Inventory in good condition, repair and
      order
      and shall not operate or locate any such Collateral (or cause to be operated
      or
      located) in any area excluded from insurance coverage.

     

    2.11 The
      Debtor shall permit the Secured Party and its representatives and agents to
      inspect the Collateral upon reasonable notice and at reasonable times, and
      to
      make copies of records pertaining to the Collateral as may be requested by
      the
      Secured Party from time to time.

     

    
      
         

      

      
        3

        
          

        

      

      
         

      

    

     

    2.12 The
      Debtor will take all steps reasonably necessary to diligently pursue and seek
      to
      preserve, enforce and collect any rights, claims, causes of action and accounts
      receivable in respect of the Collateral.

     

    2.13 The
      Debtor shall promptly notify the Secured Party in sufficient detail upon
      becoming aware of any attachment, garnishment, execution or other legal process
      levied against any Collateral and of any other information received by the
      Debtor that may materially affect the value of the Collateral, the Security
      Interest or the rights and remedies of the Secured Party hereunder.

     

    2.14 All
      information heretofore, herein or hereafter supplied to the Secured Party by
      or
      on behalf of the Debtor with respect to the Collateral is accurate and complete
      in all material respects as of the date furnished.

     

    3. EVENTS
      OF DEFAULT.
      

    

    3.1
       Definition
      of Event of Default.
      A
      default by Debtor under any of the terms and provisions of this Security
      Agreement or the occurrence of an Event of Default pursuant to the terms and
      provisions of the Note shall constitute an “Event of Default” by Debtor under
      this Security Agreement. 

    

    3.2
       Remedies.
      Upon
      the occurrence and continuation of an Event of Default, the Secured Party may
      declare all obligations secured hereby immediately due and payable and shall
      have all the remedies of a secured party under the laws of the State of New
      York
      with respect to the Collateral.

    

    4. MISCELLANEOUS.

    

    4.1 Waiver.
      No
      course of dealing or usage of trade, and no oral or written representations
      or
      agreement, between Debtor and the Secured Party, whether or not relied on or
      acted upon, and no act, delay or omission by the Secured Party in exercising
      any
      right or remedy hereunder or with respect to the Note shall operate as a waiver
      thereof or of any other right or remedy, and no single or partial exercise
      thereof shall preclude any other or further exercise thereof or the exercise
      of
      any other right or remedy. The giving of notice or a demand by the Secured
      Party
      at any time shall not operate as a waiver in the future of the Secured Party’s
      right to exercise any right or remedy without notice or demand. The Secured
      Party may remedy any default by Debtor in any reasonable manner, without waiving
      the default remedied, and without waiving any other prior or subsequent default
      by Debtor.

    

    4.2 Remedies
      Cumulative.
      All
      rights and remedies with respect to the Note or the Collateral, whether
      evidenced hereby or by any other instrument or papers, shall be cumulative
      and
      may be exercised singularly, alternatively, successively, or concurrently at
      such time or at such times as the Secured Party deems expedient.

     

    
      
         

      

      
        4

        
          

        

      

      
         

      

    

    

    4.3 Amendment.
      This
      Security Agreement may be amended or modified only by a writing signed by all
      of
      the parties hereto and any provision hereof may be waived only by a writing
      signed by each and all of the Secured Party and the Debtor. 

    

    4.4 Severability.
      The
      provisions of this Security Agreement are severable, and if any clause or
      provision shall be held invalid or unenforceable in whole or in part in any
      jurisdiction, then such invalidity or unenforceability shall affect only such
      clause or provision, or part thereof, in such jurisdiction and shall not in
      any
      manner affect such clause or provision in any other jurisdiction, or any other
      clause or provision of this Security Agreement in any jurisdiction.

    

    4.5 Assignment.
      The
      benefits of this Security Agreement shall inure to the benefit of the successors
      and assigns of the Secured Party. The rights and obligations of the Debtor
      under
      this Security Agreement shall not be assigned or delegated, by operation of
      law
      or otherwise, and any such assignment or attempted assignment shall be void,
      of
      no force or effect.

    

    4.6
       Headings.
      The
      headings contained herein shall be for convenience of reference only and shall
      not have any bearing in the meaning of the provisions contained
      herein.

    

    4.7
       Interpretation.
      (a)
      Reference to any agreement, document, or instrument means such agreement,
      document, or instrument, as may be modified, amended, restated, or otherwise
      supplemented from time to time. Reference to any law, statute, regulation,
      rule,
      or ordinance shall mean law, statute, regulations, rule, or ordinance as
      amended, modified, codified, replaced, or reenacted, in whole or in part, from
      time to time. (b) "Including" (and with correlative meaning "include") means
      including, without limiting the generality of any description preceding such
      term means not limited to. (c) With respect to the determination of any period
      of time, "from" means "from and including" and "to" means "to but excluding".
      (d) References to any documents, instruments, or agreements shall be deemed
      to
      refer as well to all addenda, exhibits, schedules, or amendments thereto.

    

    4.8
       CHOICE
      OF LAW.
      THIS
      SECURITY AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE
      LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO ITS CONFLICTS OF LAWS
      PRINCIPLES. 

    

    4.9
       Jurisdiction.
      The
      Secured Party and Debtor hereby irrevocably consents to the jurisdiction of
      the
      state or federal courts located in New York County, New York, in connection
      with
      any action or proceeding arising out of or relating to the Note, this Security
      Agreement or the Collateral, or any document or instrument delivered with
      respect to the Note, or the transactions and the relationships established
      thereunder. 

    

    4.10 Construction
      and Joint Preparation. The
      Secured Party and Debtor agree that this Security Agreement shall be deemed
      to
      have been jointly and equally drafted by them, and that the provisions of this
      Security Agreement therefore shall not be construed against a party or parties
      on the ground that such party or parties drafted or was more responsible for
      the
      drafting of any such provision(s). The parties further agree that they have
      each
      carefully read the terms and conditions of this Security Agreement, that they
      know and understand the contents and effect of this Security Agreement and
      that
      the legal effect of this Security Agreement has been fully explained to its
      satisfaction by counsel of its own choosing.
      As used
      in this Security Agreement, the masculine, feminine or neuter gender and the
      singular or plural numbers shall each be deemed to include the other whenever
      the context so requires.

     

    
      
         

      

      
        5

        
          

        

      

      
         

      

    

    

    4.11 THE
      SECURED PARTY AND DEBTOR WAIVE ANY AND ALL RIGHTS TO A TRIAL BY
      JURY.
      ALL
      PARTIES TO THIS AGREEMENT UNCONDITIONALLY, IRREVOCABLY, AND EXPRESSLY WAIVE
      ALL
      RIGHTS TO TRIAL BY JURY IN ANY ACTION, PROCEEDING, SUIT, COUNTERCLAIM, OR
      CROSS-CLAIMS ARISING DIRECTLY OR INDIRECTLY IN ANY MATTER (WHETHER SOUNDING
      IN
      TORT, CONTRACT, OR OTHERWISE) IN ANY WAY ARISING OUT OF OR OTHERWISE RELATING
      TO
      THIS AGREEMENT OR TRANSACTIONS OR THE RELATIONSHIPS ESTABLISHED THEREUNDER.
      ALL
      PARTIES CONFIRM THAT THE FOREGOING WAIVER OF A TRIAL BY JURY IS INFORMED AND
      FREELY MADE.

    

    IN
      WITNESS WHEREOF, the undersigned have executed this Security Agreement on the
      date first set forth above.

    
      	 	 	 
	 	
              DEBTOR: 

               

              KARAT PLATINUM, LLC

            
	 
 	 
 	 
 
	
            	By:  	/s/
              Gary
              M. Jacobs
	 	
              
Name:
              Gary M. Jacobs
	 	Title:
               Chief
              Financial Officer

    

    
      	 	 	 
	 	
              SECURED PARTY:

               

              CONTINENTAL CAPITAL, LLC

            
	 
 	 
 	 
 
	
            	By:  	/s/
              Jacob Davidowitz
	 	
              
Name:
 Jacob
              Davidowitz
	 	Title:
               Managing
              Member

    

    
      	 	 	 
	 	
              CONSENTED TO:

               

              SENTRA CONSULTING CORP.

            
	 
 	 
 	 
 
	
            	By:  	/s/
              Gary
              M. Jacobs
	 	
              
Name:
              Gary M. Jacobs
	 	
              Title:
                 Chief
                Financial Officer

            

    

     

    
      
         

      

      
        6

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