Document:

QuickLinks
 -- Click here to rapidly navigate through this document

Exhibit 10.49.1  

 
 

Amendment to the
  Dime Bancorp, Inc.
  Stock Incentive Plan
  
  Effective December 20, 2001    
  

        The Dime Bancorp, Inc. Stock Incentive Plan (the "Plan") is hereby amended in the following particulars: 

	1.
	Section 7
of the Plan is amended to add the following at the end thereof: 

"Notwithstanding
the foregoing, and unless otherwise prohibited by the Committee, a Non-Qualified Option shall be transferable to Immediate Family Members (as defined below), partnerships
in which the only partners are Immediate Family Members, or trusts established solely for the benefit of Immediate Family Members. "Immediate Family Members" shall mean the grandparents, parents,
aunts, uncles, spouse, brothers, sisters, cousins, children, nieces, nephews, grandchildren and great-grandchildren, and corresponding step relations, of the optionee who holds the
Non-Qualified Option." 

QuickLinks

Amendment to the Dime Bancorp, Inc. Stock Incentive Plan Effective December 20, 2001QuickLinks
 -- Click here to rapidly navigate through this document

Exhibit 10.50.2  

 
 

Amendment to the
  Dime Bancorp, Inc.
  1991 Stock Incentive Plan
  
  Effective as of April 20, 2001    
  

        The Dime Bancorp, Inc. 1991 Stock Incentive Plan (the "Plan") is hereby amended in the following particulars: 

	1.
	Section 3.2(i) of
the Plan is amended to add the word "and" following the semi-colon at the end thereof.

	2.
	Section 3.2(j)
of the Plan is amended to read in full as follows: 

        "(j)  to
amend or otherwise modify, prospectively or retroactively, the terms of any award; provided, however, that no amendment or modification shall impair the rights of
the award holders without his or her consent, and provided further, no such amendment or modification of a Stock Option may reduce the option exercise price after the date of grant of the option nor
may any Stock Option or other stock option granted under any other stock-based incentive plan maintained by Bancorp or any of its subsidiaries be cancelled and replaced with a new Stock Option award
at a lower option exercise price (except to the extent the reduction of the option exercise price or the cancellation of a Stock Option or other stock option and the replacement of such cancelled
option with a new Stock Option award at a lower option exercise price is permitted pursuant to Section 4.3)." 

	3.
	Section 3.2(k)
of the Plan is deleted in its entirety.

	4.
	The
first sentence of Section 4.1 of the Plan is hereby amended to read in full as follows: 

        "The
total number of shares Stock reserved and available for distribution under the Plan shall be 11,832,605, plus a number of shares of Stock equal to the sum of the number of
(a) shares of Stock previously reserved and available for distribution under the Dime Bancorp, Inc. Stock Incentive Plan (the "Stock Incentive Plan") that are subject to the unexercised
portions of any options granted under the Stock Incentive Plan that, on or after February 29, 1996, expire, terminate or are canceled, and (b) shares of Stock consisting of restricted
stock sold under the Stock Incentive Plan which are repurchased by Bancorp on or after February 29, 1996; provided, however, that for the purposes of clause (a) above, if any stock
appreciation rights granted in tandem with an option granted under the Stock Incentive Plan are exercised and paid in Stock on or after February 29, 1996, the shares theretofore subject to that
option (or portion thereof) shall not be counted in determining the number of shares available for future awards under the Plan." 

	5.
	The
last sentence of Section 4.1 of the Plan is amended to read in full as follows: 

"Notwithstanding
the limitation described in the first sentence of this Section 4.1, for purposes of determining awards under the Plan, the number of shares of Stock that may be awarded in the
form of Deferred Stock, Restricted Stock or rights to purchase Restricted Stock on or after April 20, 2001 under the Plan and any other stock-based incentive plan maintained by Bancorp or any
of its subsidiaries may not exceed 1,500,000 shares of Stock." 

	6.
	Section 6.2(b)
of the Plan is amended to read in full as follows:

	"(b)
	Option Term. The term of each Stock Option shall be determined by the Committee, but in no event shall the term of any Stock Option
granted on or after April 20, 2001 exceed 10 years." 

QuickLinks

Amendment to the Dime Bancorp, Inc. 1991 Stock Incentive Plan Effective as of April 20, 2001QuickLinks
 -- Click here to rapidly navigate through this document

Exhibit 10.50.3  

 
 

Amendment to the
  Dime Bancorp, Inc.
  1991 Stock Incentive Plan
  
  Effective December 20, 2001    
  

        The Dime Bancorp, Inc. 1991 Stock Incentive Plan (the "Plan") is hereby amended in the following particulars: 

	1.
	Section 6.2(g)
of the Plan is amended to add the following at the end thereof: 

"Notwithstanding
the foregoing, and unless otherwise prohibited by the Committee, a Non-Qualified Stock Option shall be transferable to Immediate Family Members (as defined below),
partnerships in which the only partners are Immediate Family Members, or trusts established solely for the benefit of Immediate Family Members. "Immediate Family Members" shall mean the grandparents,
parents, aunts, uncles, spouse, brothers, sisters, cousins, children, nieces, nephews, grandchildren and great-grandchildren, and corresponding step relations, of the optionee who holds the
Non-Qualified Stock Option." 

QuickLinks

Amendment to the Dime Bancorp, Inc. 1991 Stock Incentive Plan Effective December 20, 2001QuickLinks
 -- Click here to rapidly navigate through this document

Exhibit 10.51.1  

 
 

Amendment to the
  Dime Bancorp, Inc.
  Stock Incentive Plan for Outside Directors
  
  Effective December 20, 2001    
  

        The Dime Bancorp, Inc. Stock Incentive Plan for Outside Directors (the "Plan") is hereby amended in the following particulars. 

	1.
	Section 6
of the Plan is amended to add the following at the end thereof: 

"Notwithstanding
the foregoing, and unless otherwise prohibited by the Board, a Non-Qualified Option shall be transferable to Immediate Family Members (as defined below), partnerships in
which the only partners are Immediate Family Members, or trusts established solely for the benefit of Immediate Family Members. "Immediate Family Members" shall mean the grandparents, parents, aunts,
uncles, spouse, brothers, sisters, cousins, children, nieces, nephews, grandchildren and great-grandchildren, and corresponding step relations, of the optionee who holds the Non-Qualified
Option." 

QuickLinks

Amendment to the Dime Bancorp, Inc. Stock Incentive Plan for Outside Directors Effective December 20, 2001QuickLinks
 -- Click here to rapidly navigate through this document

Exhibit 10.54.2  

 
 

Amendment to the
  Benefit Restoration Plan of
  The Dime Savings Bank of New York, FSB
  
  Effective January 1, 2001    

        The
Benefit Restoration Plan of The Dime Savings Bank of New York, FSB is hereby amended, effective as of January 1, 2001, as follows: 

	1.
	Section 1.1
is amended to provide as follows: 

        "Section 1.1
Adjusted Compensation means a Participant's compensation under the Retirement Plan or the 401(k) Plan, as the case may
be, adjusted so that such compensation is calculated (i) without regard to Section 401(a)(17) of the Code, (ii) by excluding commissions and commission overrides, if any, and
(iii) by including, at the time of deferral and not at the time of payment, the amount of any salary (but not bonus, dividends on restricted stock, or dividend equivalents on phantom stock)
deferred by the Participant pursuant to a Deferred Compensation Plan. A Participant's compensation under the 401(k) Plan for these purposes shall be deemed to be the Participant's Basic Bank
Compensation, as defined in the 401(k) Plan, regardless of whether the Participant is Bank Member or a NAMCO Member under the 401(k) Plan and regardless of which entity pays such compensation." 

	2.
	Section 1.3
is amended to provide as follows: 

        "Section 1.3  Bank Matching Contribution means a Bank Matching Contribution (if the Participant is a Bank Member under the 401(k)
Plan) or a NAMCO Matching Contribution (if the Participant is a NAMCO Member under the 401(k) Plan), each as defined in the 401(k) Plan." 

QuickLinks

Amendment to the Benefit Restoration Plan of The Dime Savings Bank of New York, FSB Effective January 1, 2001QuickLinks
 -- Click here to rapidly navigate through this document

Exhibit 10.61.1  

 
 

Amendment to the Dime Bancorp, Inc.
  Senior Management Incentive Plan
  
  Effective December 12, 2000    
  

        The Dime Bancorp, Inc. Senior Management Incentive Plan (the "Plan") is hereby amended in the following particulars: 

	1.
	The
second textual sentence of Section 7 is amended to read as follows: 

"Such
amount shall then be payable to the participant, in the sole discretion of the Committee and to the extent earned, in cash, in shares of common stock of the Company or rights to purchase shares
of common stock of the Company (in each instance subject to such restrictions as may be determined by the Committee, with such stock or stock purchase right payment effected through the provisions of
an available stock incentive plan of the Company), or a combination of cash, stock or stock purchase rights, at such time and in such manner as is determined by the Committee in its sole discretion." 

	2.
	The
following sentence is added at the beginning of the last paragraph of Section 8(a) of the Plan: 

"The
guaranteed minimum target bonus amounts payable pursuant to this Section 8 shall, notwithstanding any other provisions of Section 7 hereunder, be paid in cash." 

	3.
	The
last textual sentence of Section 14 of the Plan is amended to read as follows: 

"Notwithstanding
anything in this Plan to the contrary, the Bank shall be jointly and severally liable for all cash amounts payable under the Plan and the Company shall be jointly and severally liable
for all amounts payable under the Plan in the form of shares of common stock of the Company or rights to purchase shares of common stock of the Company (whether or not subject to restrictions as may
be determined by the Committee)." 

QuickLinks

Amendment to the Dime Bancorp, Inc. Senior Management Incentive Plan Effective December 12, 2000

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00039-of-00352.parquet"}]]