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AMENDED AND RESTATED CONSIGNMENT AGREEMENT
        AMENDED AND RESTATED CONSIGNMENT AGREEMENT made as of the 29th day of July, 2005 by and among FLEET PRECIOUS METALS INC., a Rhode Island corporation doing business as BANK OF AMERICA PRECIOUS METALS ("Consignor") with offices at 111 Westminster Street, Providence, RI 02903; TECHNITROL, INC., a Pennsylvania corporation with offices at 1210 Northbrook Drive, Suite 470, Trevose, Pennsylvania 19053 ("Technitrol") and AMI DODUCO, INC., a Pennsylvania corporation with office at Murray Corporate Park, 1003 Corporate Drive, Export, Pennsylvania 15632 ("AMI") (Technitrol and AMI are sometimes hereinafter individually and collectively referred to as "Customer").
        1.        Commodities Consigned; Insurance and Risk of Loss; Title.  (a)  Commodities consigned hereunder will consist of: (i) gold bullion, minimum degree of fineness of 99.95% in bars of approximately 400 troy ounces, 100 troy ounces or 1 kilo each, or in bags of gold grain of approximately 100 troy ounces each; (ii) silver bullion, minimum degree of fineness of 99.90% in bars of approximately 1,000 troy ounces each; (iii) palladium bullion, minimum degree of fineness of 99.95% in sponge or plate; and (iv) copper bullion, minimum degree of fineness of 99.35% in cathodes, wire bars or plate.  EXCEPT AS PROVIDED ABOVE, AND EXCEPT FOR A WARRANTY THAT CONSIGNOR SHALL HAVE TITLE TO THE COMMODITIES AT THE TIME THAT CUSTOMER SHALL PURCHASE SUCH COMMODITIES FROM CONSIGNOR AND WITHDRAW SUCH COMMODITIES FROM CONSIGNMENT AS HEREINAFTER PROVIDED, CONSIGNOR MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, AS TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR ANY OTHER MATTER, AND CONSIGNOR DISCLAIMS ALL SUCH WARRANTIES.  Commodities shall be consigned in amounts as requested by Customer from time to time.  At no time shall the value of consigned commodities exceed (i) $40,000,000; (ii) such limit as the parties may agree upon; or (iii) such limit as Consignor may approve in its sole discretion ("Consignment Limit").
        (b)        Each delivery of commodities shall be at Customer's expense and, if Customer shall select the carrier for any such delivery, Customer shall bear the risk of any loss by such carrier.  Following the delivery of commodities to Customer, or to such other location as may be agreed upon from time to time by the parties hereto, Customer shall insure the commodities to their full value against all risks of loss and shall, as between Consignor and Customer, accept all risk of loss until their purchase or return to Consignor.
        (c)        Title to consigned commodities shall remain in Consignor until commodities are purchased and withdrawn from consignment.  Commodities are deemed to be on consignment until paid for in full, whereupon title to such commodities shall pass to Customer.
        (d)        Customer shall deliver to Consignor a letter certifying the names of persons (each an "Authorized Representative") authorized to transact consignment and other transactions hereunder.  Any person identifying himself or herself as an Authorized Representative may effect transactions hereunder.  Consignor shall have no obligation to ascertain whether the person is in fact an Authorized Representative or is in fact authorized to effect the transaction.  Consignor may verify any request for a transaction.  Customer authorizes Consignor to record all requests Consignor may receive from Customer or any person purporting to act on behalf of Customer.
        (e)        Consignor is obligated to engage only in transactions involving commodities in units, fineness and quantities it customarily maintains in its inventory, but Consignor may from time to time agree to other types of transactions.  Commodities in the possession or control of Customer or a third party for the account of Customer shall constitute consigned commodities hereunder notwithstanding such commodities (i) are in alloyed form or contained in raw materials, work in process or finished goods, (ii) are delivered to or credited to the account of Customer by a third party in exchange for or in consideration of commodities delivered by Consignor to such third party, or (iii) are sold by Customer to Consignor and then consigned back to Customer.
        2.        Valuation.  For purposes of this Agreement: (a) the value of gold and palladium  bullion shall be determined on the basis of the London Bullion Brokers' second fixing price for such commodity on the valuation date or, if no price is available for such date, then on the basis of said second fixing price on the next previous day for which it is available; (b) the value of silver bullion shall be determined on the basis of the London Bullion Brokers' silver fixing price for such commodity on the valuation date, or if no price is available for such date, then on the basis of said published price for the previous day for which such price was available; and (c) the value of copper bullion shall be determined on the basis of the London Metals Exchange official spot price for such commodity on the valuation date or, if no price is available for such date, then on the basis of said official spot price on the next previous day for which it is available.  Should the London Bullion Brokers or London Metals Exchange discontinue or alter its practice of quoting a price for gold, palladium, silver or copper, as applicable, on any day for which such a price is necessary for the purposes hereof, Consignor shall announce a substituted index commonly used in the trade to become the method of valuation hereunder.
        3.        Payments by Customer
        Capitalized terms not otherwise defined in this Paragraph shall have the meanings set forth in Exhibit A hereof.
        (a)        During such time as consigned commodities are consigned to Customer hereunder and until the same are withdrawn from consignment and paid for in full by Customer as hereinafter provided, Customer will pay to Consignor a fee computed daily on the value of such consigned commodities at such rate or rates as Consignor shall specify in writing to Customer, and as such rates may change from time to time upon notice to Customer, such fee to be accrued on a daily basis and paid to Consignor not later than the fifth business day following the receipt of billing.   A consignment fee calculated in accordance with this subparagraph shall be known as a "Floating Consignment Fee".
        (b)        During such time as consigned commodities are consigned to Customer hereunder and until the same are withdrawn from consignment and paid for in full by Customer as hereinafter provided and provided that no Event of Default (as hereinafter defined) has occurred and is then continuing, instead of paying the Floating Consignment Fee set forth above, Customer may elect to pay to Consignor a Fixed Consignment Fee with respect to consigned commodities in accordance with the following:
        (i)        Such Fixed Consignment Fee shall be calculated for a certain specific quantity and type of consigned commodities consigned to Customer for a certain specific Consignment Period at a rate announced by Consignor from time to time upon the request of Customer.  The quantity and type of consigned commodities, and the Consignment Period shall be selected by Customer and consented to by Consignor.  Once the specific quantity and type of consigned commodities and the specific Consignment Period have been selected and the consignment fee determined, such selections shall be irrevocable and binding on Customer and shall obligate Customer to accept the consignment requested from Consignor in the amount and for the Consignment Period specified.
        (ii)        The Fixed Consignment Fee shall be accrued on a daily basis and paid to Consignor not later than the fifth Business Day following the receipt of billing.
        (c)        Notwithstanding the provisions set forth in Paragraphs 3(a) and 3(b) above, Customer shall not pay either a Floating Consignment Fee or a Fixed Consignment Fee on any silver on consignment to Customer contained within a segregated storage facility acceptable to Consignor in it sole discretion and located at Customer's premises at Murray Corporate Park, 1003 Corporate Drive, Export, Pennsylvania (the "Segregated Storage Facility"); provided, however, that the number of fine troy ounces of silver on consignment from Consignor contained within the Segregated Storage Facility shall not exceed Six Hundred Thousand (600,000) fine troy ounces of silver at any one time outstanding.  All commodities consigned by Consignor to Customer other than the commodities contained within the Segregated Storage Facility shall be and shall remain subject to either a Floating Consignment Fee or a Fixed Consignment Fee.  All commodities contained within the Segregated Storage Facility shall be kept separate and apart from all of the commodities owned by Customer or used by Customer.
        (d)        At such time as Customer shall request the consignment and delivery of consigned commodities under this Agreement, it shall become obligated to pay to Consignor a market premium per troy ounce or per pound, as applicable, as announced by Consignor at the time of such consignment ("Market Premium").  Such payment is to be made within five (5) Business Days after Customer's receipt of Consignor's monthly invoice by bank wire to a bank of Consignor's choice.  At such time as Customer shall purchase and withdraw consigned commodities from consignment under this Agreement, it shall become obligated to pay to Consignor:  (i) a purchase price computed in accordance with Paragraph 2 hereof if such purchase is effected by Customer prior to 2:30 p.m., Greenwich Mean Time, on any Business Day; or (ii) such other purchase price as shall be mutually agreed upon by Consignor and Customer ("Purchase Price Payment").  The purchase of all consigned commodities bearing a Fixed Consignment Fee shall take place on the last day of the Consignment Period relating thereto.  All Purchase Price Payments are to be made within two (2) Business Days after such purchase by bank wire to a bank of Consignor's choice, provided, however, title to such consigned commodities shall not pass until the making of such Purchase Price Payment.  Consigned commodities shall be deemed to have been purchased and withdrawn from consignment at such time as Customer shall notify Consignor that it elects to purchase such consigned commodities from Consignor.
        (e)        Customer hereby agrees to pay upon demand:  (i) interest on any Purchase Price Payment not paid when due hereunder at a rate per annum equal to the floating Prime Rate (as hereinafter defined) of Bank of America, N.A. ("Bank"), plus five percent (5%), from the date of delinquency until payment in full; and (ii) late charges on any Consignment Fees, Market Premium or any other amount due hereunder not paid when due in an amount equal to five percent (5%) of such amount due.  For the purposes hereof, the term "Prime Rate" shall mean the variable per annum rate of interest so designated from time to time by Bank as its prime rate.  The Prime Rate is a reference rate and does not necessarily represent the lowest or best rate being charged to any customer.  All payments made under this Agreement shall be made by Customer to Consignor at the address of Consignor set forth above or at such other place as Consignor may from time to time specify, in writing in lawful currency of the United States of America in immediately available funds, without counterclaim or setoff and free and clear of, and without any deduction or withholding for, any taxes or other payments.  If any payment hereunder becomes due on a day that is not a Business Day, the due date of such payment shall be extended to the next succeeding Business Day, and such extension of time shall be included in computing interest and fees in connection with such payment.  All payments shall be applied first to the payment of all fees and other amounts due Consignor (including Market Premiums but excluding the purchase price of commodities hereunder and Consignment Fees), then to accrued Consignment Fees, and the balance on account of the outstanding purchase price of commodities hereunder; provided, however, that after the occurrence of an Event of Default, payments will be applied to the obligations of Customer to Consignor as Consignor determines in its sole discretion.
        (f)        Customer may elect from time to time to convert any outstanding Floating Consignment Fee consignment to a Fixed Consignment Fee consignment and to convert any outstanding Fixed Consignment Fee consignment to a Floating Consignment Fee consignment, provided, however, that:  (i) with respect to any such conversion of a Fixed Consignment Fee consignment into a Floating Consignment Fee consignment, such conversion shall only be made on the last day of the Consignment Period with respect thereto; provided, however, in the event of any governmental action pursuant to Paragraph 3(l) hereof, Customer may make a conversion prior to the last day of any such Consignment Period; (ii) with respect to any such conversion of a Floating Consignment Fee consignment to a Fixed Consignment Fee consignment, Customer shall give Consignor at least two (2) Eurodollar Business Days' prior notice by telephone or by electronic mail of the day on which such election is effective; and (iii) no consignment may be converted into a Fixed Consignment Fee consignment when Consignor has declared the existence of an Event of Default hereunder.  Customer shall give to Consignor telephonic notice (confirmed in writing by Customer) of its decision to convert an outstanding consignment.  All or any part of outstanding consignments under this Agreement may be converted as provided herein.  Each such request shall be irrevocable by Customer.
        (g)        Any Fixed Consignment Fee consignments may be continued as such upon the expiration of a Consignment Period with respect thereto by giving to Consignor telephonic notice (confirmed in writing by Customer) of Customer's decision to continue an outstanding consignment as such; provided, however, that no Fixed Consignment Fee consignment may be continued as such when Consignor has declared the existence of an Event of Default hereunder, but shall be automatically converted to a Floating Consignment Fee consignment on the last day of the first Consignment Period relating thereto ending during the continuance of such Event of Default.
        (h)        In the event that Customer does not notify Consignor of its election hereunder with respect to any consignment, such consignment shall be automatically converted to a Floating Consignment Fee consignment at the end of the applicable Consignment Period.
        (i)        In the event, prior to the commencement of any Consignment Period relating to any Fixed Consignment Fee consignment, Consignor shall determine in good faith that adequate and reasonable methods do not exist for ascertaining the Fixed Consignment Fee that would otherwise determine the rate of interest to be applicable to any Fixed Consignment Fee consignment during any Consignment Period, Consignor shall forthwith give notice of such determination (which shall be conclusive and binding on Customer) to Customer.  In such event:  (a) any request for a Fixed Consignment Fee consignment shall be automatically withdrawn and shall be deemed a request for a Floating Consignment Fee consignment; (b) each Fixed Consignment Fee consignment will automatically, on the last day of the then current Consignment Period thereof, become a Floating Consignment Fee consignment; and (c) the obligations of Consignor to make Fixed Consignment Fee consignments shall be suspended until Consignor determines that the circumstances giving rise to such suspension no longer exist, whereupon Consignor shall so notify Customer.
        (j)        Notwithstanding any other provisions herein, if any present or future law, regulation, treaty or directive or in the interpretation or application thereof shall make it unlawful for Consignor to make or maintain Fixed Consignment Fee consignments, Consignor shall forthwith give notice of such circumstances to Customer and thereupon:  (a) the agreement of Consignor to make Fixed Consignment Fee consignments shall forthwith be suspended; and (b) the Fixed Consignment Fee consignments then outstanding shall be converted automatically to Floating Consignment Fee consignments on the last day of each Consignment Period applicable to such Fixed Consignment Fee consignments or within such earlier period as may be required by law.  Customer shall promptly pay to Consignor any additional amounts necessary to compensate Consignor for any costs incurred by Consignor in making any conversion in accordance with this Paragraph, including any interest or fees payable by Consignor to a consignor or lender of commodities or funds obtained by Consignor in order to make or maintain its Fixed Consignment Fee consignments hereunder.
        (k)        Customer shall indemnify Consignor and hold Consignor harmless from and against any loss, cost or expense that Consignor may sustain or incur as a consequence of:  (a) default by Customer in payment of any Fixed Consignment Fee consignments as and when due and payable (including, without limitation, as a result of prepayment or late payment of the purchase price for the consigned commodities or the acceleration of the consignment facility indebtedness pursuant to the terms of this Agreement), which expenses shall include any such loss or expense arising from interest or fees payable by Consignor to a consignor or lender of commodities or funds obtained by Consignor in order to make or maintain its Fixed Consignment Fee consignments; (b) default by Customer in taking a consignment or conversion after Customer has given (or is deemed to have given) its request therefor; and (c) the purchase of consigned commodities bearing a Fixed Consignment Fee or the making of any conversion of any such consignment to a Floating Consignment Fee consignment on a day that is not the last day of the applicable Consignment Period with respect thereto, including interest or fees payable by Consignor to a consignor or lender of commodities or funds obtained by Consignor in order to make or maintain any such consignments.
        (l)        If any present or future applicable law, which expression, as used herein, includes statutes, rules and regulations thereunder and interpretations thereof by any competent court or by any governmental or other regulatory body or official charged with the administration or the interpretation thereof and requests, directives, instructions and notices at any time or from time to time hereafter made upon or otherwise issued to Consignor by any central bank or other fiscal, monetary or other authority (whether or not having the force of law), shall:
        (i)        subject Consignor to any tax (except for taxes on income or profits), levy, impost, duty, charge, fee, deduction or withholding of any nature with respect to this Consignment Agreement or this consignment facility, or
        (ii)        materially change the basis of taxation (except for changes in taxes on income or profits) of payments to Consignor of the principal of or the interest on this consignment facility or any other amounts payable to Consignor under this Consignment Agreement, or
        (iii)        impose or increase or render applicable (other than to the extent specifically provided for elsewhere in this Consignment Agreement) any special deposit, reserve, assessment, liquidity, capital adequacy or other similar requirements (whether or not having the force of law) against assets held by, or deposits in or for the account of, or loans by, or commitments of an officer of Consignor, or
        (iv)        impose on Consignor any other conditions or requirements with respect to this Consignment Agreement, this consignment facility or any class of loans or commitments of which this consignment facility forms a part;
and the result of any of the foregoing is, following the date hereof:
        (v)        to increase the cost to Consignor of making, funding, issuing, renewing, extending or maintaining this consignment facility, or
        (vi)        to reduce the amount of principal, interest or other amount payable to Consignor hereunder on account of this consignment facility, or
        (vii)        to require Consignor to make any payment or to forego any interest or other sum payable hereunder, the amount of which payment or foregone interest or other sum is calculated by reference to the gross amount of any sum receivable or deemed received by Consignor for Customer hereunder; 
then, and in each such case, Customer will, upon demand by Consignor, at any time and from time to time and as often as the occasion therefor may arise, pay to Consignor such additional amounts as will be sufficient to compensate Consignor for such additional cost, reduction, payment or foregone interest or other sum.
        (n)        Upon the occurrence of any of the events set forth in Paragraph 3(j), Paragraph 3(k) or Paragraph 3(l) hereof, Consignor shall provide to Customer a certificate setting forth any additional amounts payable pursuant thereto, together with a brief explanation of such amounts.
        4.        Maintenance of Consignment Limit.  If the value of commodities on consignment at any time exceeds the Consignment Limit, Customer will promptly either (a) purchase and withdraw from consignment (and make payment to Consignor as provided in Paragraph 3), a quantity of consigned commodities which has an aggregate value sufficient to result in the value of the remaining consigned commodities to be less than the Consignment Limit, or (b) deliver to Consignor sufficient of such consigned commodities to achieve the same result.  Any such delivery shall be at Customer's expense and risk.
        5.        True Consignment.  This Agreement shall provide for a true consignment and all transactions hereunder shall constitute true consignments of commodities.
        6.        Warranties.  Customer warrants and represents to Consignor (which warranties and representations shall survive the execution of this Agreement and the delivery of consigned commodities to Customer) that:
        (a)        Customer (i) is duly organized, validly existing and in good standing under the laws of the Commonwealth of Pennsylvania; and (ii) has the corporate power and authority to execute, deliver and perform this Agreement and to carry on business as now conducted.  The execution, delivery and performance by Customer of the terms of this Agreement have been authorized by all requisite corporate action and will not violate the charter or bylaws of Customer or any document to which it is a party or by which it is bound.  This Agreement constitutes the legal, valid and binding obligation of Customer enforceable in accordance with its terms.
        (b)        No Event of Default, as defined herein, and no event which, with the passage of time or the giving of notice, would become an Event of Default, has occurred and is continuing.  No statement made by or on behalf of Customer herein or in any writing furnished to Consignor contains an untrue statement of material fact or omits any material fact necessary to make such statement not misleading.
        7.        Affirmative and Negative Covenants.  Customer covenants, from the date hereof until payment and performance of all obligations of Customer hereunder, Customer shall:
        (a)        Do all things necessary to keep in full force and effect its corporate existence; and not dissolve or liquidate and not change its corporate name unless it has provided Consignor with 30 days prior written notice thereof.
        (b)        Not create, incur, assume or suffer to exist any mortgage, security interest, pledge, lien or other encumbrance on any of the consigned commodities or on any products or inventory which contains consigned commodities.
        (c)        Furnish to Consignor: (i) within 90 days after the end of each of Customer's fiscal years, a copy of Customer's annual report, the financial statements contained therein prepared by an independent certified public accountant acceptable to Consignor; (ii) within 30 days after filing with the Securities and Exchange Commission, copies of each of Customer's Form 10K and Form 10Q reports; and (iii)?such additional information regarding the location use of consigned commodities by Customer as Consignor may reasonably request.
        8.        Conditions to Consignor's Obligation to Consign.  The obligation of Consignor to deliver and/or consign commodities hereunder is subject to the following conditions precedent:  (a)  the representations and warranties in Paragraph 6 shall be true and correct on and as of the date hereof and the date each consignment is requested and is to occur; and (b) no Event of Default, nor any event which upon notice or lapse of time or both would constitute an Event of Default, shall have occurred and be continuing.
        9.        Default.  In case of the occurrence of any one or more of the following events (each an "Event of Default"):
        (a)        default in the payment or performance of any of Customer's material obligations or agreements hereunder which, in the case of a performance default is not cured within thirty (30) days after written notice of such default from Consignor; or
        (b)        any representation or warranty made herein or in any document furnished in connection with this Agreement shall prove to be false or misleading in any material respect; or
        (c)        Customer shall make an assignment for the benefit of creditors; file or suffer the filing of any voluntary or involuntary petition under any chapter of the Bankruptcy Code; apply for or permit the appointment of a receiver, trustee or custodian of any of its property or business; become insolvent or suffer the entry of an order for relief under Title 11, United States Code; or make an admission of its inability to pay its debts as they become due; or
        (d)        the occurrence of any material loss, theft or destruction of or damage to any of the consigned commodities; or the occurrence of any attachment on any of the consigned commodities; or
        (e)        the occurrence of any Event of Default as defined in that certain Credit Agreement dated June 17, 2004 (the "Credit Agreement") by and among Customer, the Offshore Facility Borrowers (as defined in the Credit Agreement), JPMorgan Chase Bank, J.P. Morgan Europe Limited, HSBC Bank USA, the Lenders (as defined in the Credit Agreement) party thereto (including, without limitation, Bank), as the same may be amended and/or amended and restated from time to time, that causes the Agent (as defined in the Credit Agreement) to declare any or all of the Obligations (as defined in the Credit Agreement) to be immediately due and payable;
then in any such event (i) the obligations of Consignor hereunder shall, at Consignor's option, terminate, (ii) Customer shall promptly return to Consignor all commodities theretofore consigned to but not purchased and paid for by Customer, and (iii) all Customer's obligations to Consignor shall become and be immediately due and payable without presentment, demand or notice, all of which are hereby expressly waived, notwithstanding any credit or time allowed to Customer or any agreement to the contrary.  Customer shall, at Consignor's request, immediately assemble all consigned commodities, and Consignor may go upon Customer's premises during normal business hours to take immediate possession thereof.  Customer shall pay all reasonable legal expenses and attorneys' fees incurred by Consignor in enforcing Consignor's rights, powers and remedies under this Agreement.  No failure or delay on Consignor's part to exercise or to enforce any of its rights hereunder or to require strict compliance with the terms hereof and no course of conduct on Consignor's part shall constitute a waiver or relinquishment of any rights hereunder.
        10.        Termination; Return of Commodities.  Consignor or Customer may terminate this Agreement upon 30 days prior written notice.  Upon the giving of such notice or at any time thereafter, Consignor may, at its option, suspend or terminate its obligation to consign or deliver commodities hereunder.  Upon termination of this Agreement, Customer shall, within 24 hours following the request of Consignor, deliver to Consignor, at Customer's expense and risk, any commodities consigned but not purchased and paid for in full.
        11.        Expenses.  Customer shall pay on demand all reasonable expenses of Consignor in connection with the preparation, default, collection, waiver or amendment of terms, or in connection with Consignor's exercise, preservation or enforcement of any of its rights, remedies or options under this Agreement, including, without limitation, reasonable fees of outside legal counsel; and the amount of all such expenses shall, until paid, bear interest at the rate set forth in Paragraph 3(c)(i) and be an obligation secured by any collateral.  Consignor shall provide prior notice to Customer as to any legal fees and related expenses that will be charged to Customer for the preparation and/or negotiation of any amendments to this Agreement or any other agreements relating to this Agreement.
        12.        Miscellaneous.  (a)  The rights of Customer under this Agreement may not be assigned without the prior written consent of Consignor.  All covenants and agreements of Customer contained herein shall bind Customer, its successors and assigns, and shall inure to the benefit of Consignor, its successors and assigns.
        (b)        Customer agrees to indemnify and hold harmless Consignor from and against any third-party claims, actions and suits resulting from:  (a) any actual or proposed use by Customer of the commodities consigned, delivered or sold to Customer by Consignor; or (b)  Customer's violation of any environmental law or release or threatened release of any hazardous materials (including, but not limited to claims with respect to wrongful death, personal injury or damage to property); in each case including, without limitation, Consignor's reasonable fees and disbursements of counsel incurred in connection with any such litigation or other proceeding; provided, however, that Consignor shall not be entitled to indemnification: (x) if a court of competent jurisdiction finally determines (all appeals having been exhausted or waived) that Consignor acted in bad faith or with willful misconduct; (y) if Consignor has not provided Customer with prompt notice of a claim, action or suit; or (z) Consignor has settled any claim or compromised any of Customer's rights without the consent of Customer.  The provisions of this subsection shall survive payment or satisfaction of payment of all amounts owing by Customer with respect to the obligations hereunder and the termination of the obligations of Consignor hereunder.
        (c)        This Agreement shall be governed by and construed under Rhode Island law.  If any provision of this Agreement is held to be invalid, illegal or unenforceable, the validity of all other terms shall not be affected thereby.  Customer submits to the jurisdiction of the courts of Rhode Island and of any federal court located in such state, as well as to the jurisdiction of all courts from which an appeal may be taken from such courts, for the purpose of any suit, action or proceeding arising out of the breach by Customer of any of its obligations under this Agreement, and expressly waives any and all objections it may have as to venue in any of such courts and agrees that service of process may be made on Customer by mailing a copy of the summons to the address of Customer on the books and records of Consignor.  CUSTOMER WAIVES TRIAL BY JURY IN CONNECTION WITH ANY SUIT OR ACTION ARISING OUT OF OR CONCERNING ITS OBLIGATIONS IN CONNECTION WITH THIS AGREEMENT.
        (d)        All communications hereunder shall be in writing and shall be mailed by certified mail, return receipt requested, by overnight courier, by confirmed telecopier or by hand to the address of Consignor or Customer provided above, as applicable, or to such other address as the parties may provide to each other.  Notices shall be deemed effective three (3) days after deposit in the mail, if sent by certified mail; the next business day, if sent by overnight courier; upon confirmation, if sent by confirmed telecopier; and upon delivery, if sent by hand.
        (e)        This Agreement and any amendments hereto may be executed in multiple counterparts, each of which shall deemed to be an original, but all of which together shall constitute one and the same instrument.  Facsimile signatures will be considered original signatures.
        IN WITNESS WHEREOF, the parties have executed this Agreement the day and year first above written.
TECHNITROL, INC.
By: /s/ Drew A. Moyer
----------------------------------
Name: Drew A. Moyer
Title: Sr. VP & CFO
AMI DODUCO, INC.
By: /s/ James M. Papada, III
--------------------------------------------
Name: James M. Papada, III
Title: President
FLEET PRECIOUS METALS INC.
D/B/A BANK OF AMERICA
PRECIOUS METALS
By: /s/ David R. Vega
---------------------------------
David R. Vega
Senior Vice President
The above signatory has the authority to execute this Agreement and all future amendments to this Agreement on behalf of Technitrol, Inc.
TECHNITROL, INC.
By: /s/ Ann Marie Janus
------------------------------------
Ann Marie Janus
Corporate Secretary
The above signatory has the authority to execute this Agreement and all future amendments to this Agreement on behalf of AMI Doduco, Inc.
AMI DODUCO, INC.
By: /s/ Drew A. Moyer
---------------------------------
Drew Moyer
Secretary

EXHIBIT A
ADDITIONAL DEFINITIONS
        For purposes of Paragraph 3 hereof, the terms set forth below shall be defined as follows:
        "Business Day" means each and every day other than Saturdays, Sundays and days on which Consignor is closed by virtue of a national holiday or a holiday in the State of Rhode Island.
        "Consignment Period" means, with respect to the consignment of commodities based upon a Fixed Consignment Fee, the period beginning on the Drawdown Date and ending on the day which numerically corresponds to such date one, two or three months (or such other period, if agreed to by the Consignor) thereafter (or, if such month has no numerically corresponding day, on the last Eurodollar Business Day of such month), as the Customer may select in its notice provided pursuant to Paragraph 3 hereof; provided, however, that:
        (a)        Consignment Periods commencing on the same date for consignments of consigned commodities comprising part of the same consignment shall be of the same duration, and
        (b)        if such Consignment Period would otherwise end on a day which is not a Eurodollar Business Day, such Consignment Period shall end on the next following Eurodollar Business Day; provided, however, that if such next following Eurodollar Business Day is the first Eurodollar Business Day of a calendar month, such Consignment Period shall end on the next preceding Eurodollar Business Day.
        "Drawdown Date" means the date on which any consignment under this consignment facility is made or is to be made and the date on which any consignment under this consignment facility is converted or continued in accordance with Paragraph 3 hereof.
        "Eurodollar Business Day" means any day on which commercial banks are open for international business (including dealings in dollar deposits) in London.
        "Fixed Consignment Fee" means a consignment fee calculated in accordance with the provisions of Paragraph 3(b) hereof.
        "Floating Consignment Fee" means a consignment fee calculated in accordance with the provisions of Paragraph 3(a) hereof.**[THIS AMENDMENT WAS NEVER EXECUTED

Exhibit 10.1

AMENDMENT NO. 5

Dated as of August 1, 2005

to

CREDIT AND SECURITY AGREEMENT

Dated as of August 27, 2004

THIS AMENDMENT NO. 5 (this "Amendment") dated as of August 1, 2005 is entered into by and among BROOKE CREDIT FUNDING, LLC, a Delaware limited liability company (the "Borrower"), BROOKE CREDIT CORPORATION, a Kansas corporation ("BCC"), BROOKE CORPORATION, a Kansas corporation ("Brooke Corporation"), AUTOBAHN FUNDING COMPANY LLC, a Delaware limited liability company (the "Lender"), and DZ BANK AG DEUTSCHE ZENTRAL-GENOSSENSCHAFTSBANK, as agent (the "Agent").

PRELIMINARY STATEMENTS

A.Reference is made to the Credit and Security Agreement dated as of August 27, 2004 among the Borrower, BCC, Brooke Corporation, the Lender and the Agent (as amended or otherwise modified prior to the date hereof, the "Credit Agreement").  Capitalized terms used and not otherwise defined herein shall have the meanings ascribed to them in the Credit Agreement.

B.The parties hereto have agreed to amend the Credit Agreement on the terms and conditions hereinafter set forth.   

NOW, THEREFORE,  in consideration of the premises set forth above, and other good and valuable consideration the receipt and sufficiency of which is hereby acknowledged, the parties hereto agree as follows:

SECTION 1.  Amendment.  Effective as of the Effective Date (as defined in Section 3 below), the Credit Agreement is amended as follows:

1.1The following definitions are added to Section 1.01 of the Credit Agreement in appropriate alphabetical order:
"Allstate Agency Agreement" means an Allstate R3001C Exclusive Agency Agreement between Allstate Insurance Company and an Allstate Agent in substantially the form attached hereto as Exhibit J or such other form as the Agent may approve in writing.

"Allstate Agent" means any duly licensed insurance agent or insurance agency party to an Allstate Agency Agreement.

"Allstate Loan" means a Loan made to an Allstate Agent.

"Allstate Loan Concentration Limit" means, at any time, the lesser of (i) 35% of the Eligible Loan Balance and (ii) the dollar amount (the "Maximum Allstate Concentration") set forth in the table below opposite the applicable financial strength rating of Allstate Insurance Company from Moody's and Fitch (if rated by Fitch) (each a "Rating").  If such Ratings fall within different Ratings Levels, then the lowest of such Ratings shall be used for purposes of calculating the Maximum Allstate Concentration. If no Rating exists from Moody's, then the Maximum Allstate Concentration shall be deemed to be that set forth for Ratings Level VI.  

	

Ratings Level
	

Ratings of Allstate Insurance Company
	

Maximum Allstate Concentration 

	

I
	

Aa3 or higher by Moody's and AA- or higher by Fitch, if rated by Fitch
	

$20,000,000

	

II
	

A2 or higher by Moody's and A or higher by Fitch, if rated by Fitch (and Ratings Level I does not apply)
	

$10,000,000

	

III
	

A3 or higher by Moody's and A- or higher by Fitch, if rated by Fitch (and Ratings Levels I and II do not apply)
	

$7,500,000

	

IV
	

Baa2 or higher by Moody's and BBB or higher by Fitch, if rated by Fitch (and Ratings Levels I, II and III do not apply)
	

$5,000,000

	

V
	

Baa3 or higher by Moody's and BBB- or higher by Fitch, if rated by Fitch (and Ratings Levels I, II, III and IV do not apply)
	

$2,500,000

	

VI
	

Below Baa3 by Moody's or below BBB- by Fitch or unrated by Moody's
	

$0

1.2The definition of "Agency's Assets" in Section 1.01 of the Credit Agreement is amended to add the following at the end of such definition immediately before the period:
"; provided that, when used in reference to any Allstate Loan, the term "Agency's Assets" means all of the property of the related Allstate Agent in which a security interest has been granted to secure such Loan pursuant to the related Security Agreement."

1.3The definition of "Agency Market Value" in Section 1.01 of the Credit Agreement is amended to add the following immediately after the word "durability":
"or, in the case of an Allstate Loan, based on the historical EBITDA of the relevant agency business (with the Agency Market Value not exceeding five (5) times such historical EBITDA)".

1.4The definition of "Collateral Preservation Agreement" in Section 1.01 of the Credit Agreement is amended to add the phrase "(or, in the case of an Allstate Loan, Exhibit B-1)" immediately after the phrase "Exhibit B".

1.5The definition of "Credit and Collection Policy" in Section 1.01 of the Credit Agreement is amended to add the phrase "(or, in the case of Allstate Loans, Schedule III-A)" immediately after the phrase "Schedule III".

1.6The definition of "Custodian Receipt" in Section 1.01 of the Credit Agreement is amended to add the phrase "(or, in the case of an Allstate Loan, Exhibit D-1)" immediately after the phrase "Exhibit D".

1.7The definition of "Customer Files" in Section 1.01 of the Credit Agreement is amended to add the following at the end of such definition immediately before the period:
"; provided that, when used in reference to any Allstate Loan, the term "Customer Files" means all of the documents, data, correspondence and other books and records relating to customers of the applicable Allstate Agent or policies or other products sold by or through such Allstate Agent".

1.8The definition of "Exception Period" in Section 1.01 of the Credit Agreement is amended in its entirety to read as follows:
"Exception Period" means, if any Term Securitization closes that results in a reduction of at least 65% of the aggregate outstanding principal balance of the Advances hereunder that were outstanding immediately prior to such closing, the period from and including the date of such closing to but excluding the earlier of (i) the date falling three months after the date of such closing and (ii) the first date on which the aggregate principal balance of the Advances made hereunder since the date of such closing equals or exceeds $25,000,000.

1.9Clause (a) of the definition of "Excess Concentration Amount" in Section 1.01 of the Credit Agreement is amended as follows:
(a)The dollar amount set forth in clause (i) thereof is increased from "$1,500,000" to "$2,700,000";

(b)The percentage set forth in clause (ii) thereof is increased from "15%" to "20%".

(c)The percentage set forth in clause (iv) thereof is increased from "6%" to "10%".

(d)The word "and" appearing at the end of clause (iv) is deleted and the following new clauses (v) and (vi) are added immediately after clause (iv):
"(v)the amount (if any) by which (x) the four largest Obligor Concentrations, exceeds (y) 17% of the Eligible Loan Balance; and

(vi)the amount, if any, by which (i) the aggregate Outstanding Balance of all Eligible Loans that are Allstate Loans, exceeds (ii) the Allstate Loan Concentration Limit; and".

1.10Clause (b) of the definition of "Excess Concentration Amount" in Section 1.01 of the Credit Agreement is amended in its entirety to read as follows
 "(b) during any Exception Period, the sum (without duplication) of:
(i)the aggregate, for all Obligors, of the amount (if any) by which (x) the aggregate Outstanding Principal Balance of the Eligible Loans owing by such Obligor (treating each Obligor and its Affiliates as a single Obligor), exceeds (y) $2,700,000; and

(ii)the amount, if any, by which (i) the aggregate Outstanding Balance of all Eligible Loans that are Allstate Loans, exceeds (ii) the Maximum Allstate Concentration (as set forth in the definition of Allstate Loan Concentration Limit)."

1.11The definition of "Franchise Agent" in Section 1.01 of the Credit Agreement is amended to add the words "or that is an Allstate Agent" immediately after the words "Franchise Agreement".

1.12The definition of "Insurance Company Concentration" in Section 1.01 of the Credit Agreement is amended to add the words "or any Allstate Agent" immediately after the words "Master Agent".

1.13The definition of "Loan Agreement" in Section 1.01 of the Credit Agreement is amended to add the phrase "(or, in the case of an Allstate Loan, Exhibit E-5)" immediately after the phrase "Exhibit E-1".

1.14The definition of "Loan Documents" in Section 1.01 of the Credit Agreement is amended to add the following at the end of such definition immediately before the period:
"; provided that, when used in reference to any Allstate Loan, the term 'Loan Documents' means, collectively, (i) the executed original counterpart of the Loan that constitutes "tangible chattel paper" or an "instrument" for purposes of Article 9 of the UCC and, with respect to each instrument, an allonge duly endorsing such instrument in blank or to the Agent, (ii) the related Loan Agreement, (iii) the related Allstate Agency Agreement, (iv) the related Customer Files, (v) the related depository account agreement in substantially the form attached as Exhibit E-9 and the related authorization for pre-authorized collection in substantially the form attached as Exhibit E-10, (vi) the related Collateral Preservation Agreement, (vii) the related Security Agreement and the related financing statement in substantially the form attached as Exhibit E-7, (viii) the related security interest and collateral assignment of termination payments and economic interests in substantially the form attached as Exhibit E-11 and assignment of termination payment notice to lender in substantially the form attached as Exhibit E-12, (ix) all insurance policies maintained by the related Allstate Agent or any Affiliate thereof, including without limitation all professional errors and omissions policies, (x) all guarantees relating to such Loan and (xi) all other instruments, documents and agreements executed and/or delivered under or in connection with any of the foregoing, in each case as the same may be amended, supplemented or otherwise modified from time to time in accordance with the terms hereof and thereof".

1.15The definition of "Sales Commissions" in Section 1.01 of the Credit Agreement is amended to add the following at the end of such definition immediately before the period:
"; provided that, when used in reference to any Allstate Loan, the term 'Sales Commissions' means all commissions to which the related Allstate Agent is entitled pursuant to the applicable Allstate Agency Agreement".

1.16The definition of "Security Agreement" in Section 1.01 of the Credit Agreement is amended to add the phrase "(or, in the case of an Allstate Loan, Exhibit E-6)" immediately after the phrase "Exhibit E-2".

1.17The definition of "Trust Accounts" in Section 1.01 of the Credit Agreement is amended to add the following at the end of such definition immediately before the period:
"; provided that, when used in reference to any Allstate Loan, the term 'Trust Account' means a deposit account of the applicable Allstate Agent that is subject to a duly executed depository account agreement in substantially the form attached as Exhibit E-9 and a duly executed authorization for pre-authorized collection in substantially the form attached as Exhibit E-10".

1.18Section 5.01(b) of the Credit Agreement is amended to add the following new clauses (iv) and (v):
"(iv)Changes in Termination Payment Policies for Allstate Loans.  Any material change in the policies or procedures of Allstate Insurance Company with respect to termination payments payable upon the termination of Allstate Agency Agreements.

(v)Diversion of Sales Commissions for Allstate Loans.  Any failure of the Obligor on any Allstate Loan to cause the related Sales Commissions to be remitted in accordance with Section 5.01(m) and the related Loan Documents."

1.19Section 5.01(m) of the Credit Agreement is amended to add the following sentence at the end of the first sentence thereof:
"; provided that, with respect to each Allstate Loan, each Brooke Party shall (i) instruct (or cause the applicable Obligor to instruct)  Allstate Insurance Company and all other applicable insurance companies to make all payments in respect of the collateral securing the applicable Loan (including any Sales Commissions) directly to a deposit account of the related Allstate Agent that is subject to a duly executed depository account agreement in substantially the form attached as Exhibit E-9 and a duly executed authorization for pre-authorized collection in substantially the form attached as Exhibit E-10 and (ii) cause all payments in respect of such Allstate Loan (including payments made by withdrawing funds from the deposit account referred to above) to be made directly to the Collection Account". 

1.20The definition of "Eligible Loan" in Schedule I to the Credit Agreement is amended as follows:
(a)Clause (iii) of that definition is amended to add the words "or, in the case of an Allstate Loan, 4.00%" immediately after the percentage "3.00%" in each case where such percentage appears;

(b)Clause (xii) of that definition is amended to delete the dollar amount "$1,500,000" and to substitute therefor the dollar amount  "$2,700,000";

(c)Clause (xvii) of that definition is amended to add the phrase "or Allstate Agency Agreement, as applicable," immediately after the words "Franchise Agreement".

(d)Clause (xix) of that definition is amended in its entirety to read as follows:
"(xix)  the Loan Documents relating to such Loan include (A) in the case of an Allstate Loan, each of the instruments and agreements described in clauses (i) through (viii) of the form of Custodian Receipt attached as Exhibit D-1 to the Sale and Servicing Agreement and (B) in the case of all other Loans, each of the instruments and agreements described in clauses (i) through (vii) of the form of Custodian Receipt attached as Exhibit D to the Sale and Servicing Agreement, in each case of clauses (A) and (B), in substantially the forms specified in the applicable Custodian Receipt or in such other form as may approved by the Agent in writing (which approval shall not be unreasonably withheld);".

(e)Clause (xxiii) of that definition is amended to add the words "except in the case of an Allstate Loan" at the beginning of such clause.

(f)Clause (xxxiv) of that definition is amended to add the words "(other than Allstate Agents)" after the words "all Obligors".

(g)Clause (xxxv) of that definition is amended to delete the word "and" that appears after the semi-colon.

(h)Clause (xxxvi) of that definition is amended to add the words "in the case of a Loan that is not an Allstate Loan" at the beginning of sub-clause (B) and to replace the period at the end of clause (xxxvi) with a semi-colon followed by the word "and".

(i)The following is added as new clause (xxxvii) to that definition:
"(xxxvii)  in the case of an Allstate Loan, the "Supplement for the R3001 Agreement" and the "Exclusive Agency Independent Contractor Manual", in each case as then in effect and incorporated by reference into the related Allstate Agency Agreement, provides that Allstate Insurance Company shall make a termination payment to the Borrower (as assignee of the Seller) in an amount equal to or greater than the termination payment provided for in the version of such Supplement dated November 10, 2003 in the event such Allstate Agency Agreement is terminated and such Obligor is unable or declines to sell its "economic interest" in the related "book of business" (in each case within the meaning of such Allstate Agency Agreement).

1.21The Credit Agreement is further amended to add Annex I, Annex II, Annex III, Annex IV, Annex V, Annex VI, Annex VII, Annex VIII, Annex IX, Annex X, Annex XI and Annex XII attached to this Amendment as Schedule III-A, Exhibit B-1, Exhibit E-5, Exhibit E-6, Exhibit E-7, Exhibit E-8, Exhibit E-9, Exhibit E-10, Exhibit E-11, Exhibit E-12, Exhibit E-13 and Exhibit J, respectively, to the Credit Agreement.

SECTION 2.  Increase in Borrowing Limit.  Pursuant to Section 2.03 of the Credit Agreement, the Borrower has requested an increase in the Borrowing Limit to $80,000,000.  Each of the Agent and the Lender hereby approves such increase effective as of the Effective Date.

SECTION 3.  Conditions Precedent.  This Amendment shall become effective as of July 29, 2005 (the "Effective Date"), subject to the condition that the Agent shall have executed this Amendment and shall have confirmed its receipt of each of the following: 
(i) a copy of this Amendment duly executed by the Borrower, BCC, Brooke Corporation, the Lender and the Agent; 

(ii) a new Note in the form attached as Exhibit H to the Credit Agreement, in a stated principal amount of $80,000,000, duly executed by the Borrower; 

(iii) a copy of Amendment No. 1 to the Sale and Servicing Agreement of even date herewith duly executed by the parties thereto and in form and substance satisfactory to the Agent;

(iv)a copy of Amendment No. 1 to the Subordination Agreement duly executed by the parties thereto and in form and substance satisfactory to the Agent;

(v)a copy of Amendment No. 1 to the Liquidity Purchase Agreement between the Lender and DZ Bank duly executed by the parties thereto and in form and substance satisfactory to the Agent; 

(vi)a Secretary Certificate for each of the Borrower, BCC and Brooke Corporation certifying therein the organizational documents for such Brooke Party, a good standing certificate for such Brooke Party, the resolutions of such Brooke Party authorizing the execution and delivery of this Amendment and the other Related Documents being executed on the date hereof and the incumbency of the officers of such Brooke Party executing and delivering this Amendment and such Related Documents;

(vii)an opinion of Polsinelli, Shalton and Welte PC regarding corporate matters; 

(viii)confirmation from each of Moody's and Fitch that the execution and delivery of this Amendment will not result in a reduction or withdrawal of the then current ratings of the Lender's commercial paper notes; and 

(ix) payment in full of the Increase Fee payable in connection with the increase in the Borrowing Limit contemplated by Section 2.

SECTION 4.  Reference to and Effect on the Credit Agreement.

4.1Except as specifically provided herein, the Credit Agreement, the other Related Documents and all other documents, instruments and agreements executed and/or delivered in connection therewith shall remain in full force and effect and are hereby ratified and confirmed.

4.2Except as specifically provided herein, the execution, delivery and effectiveness of this Amendment shall not operate as a waiver of any right, power or remedy of the Agent or the Lender under the Credit Agreement, the Related Documents or any other document, instrument, or agreement executed in connection therewith, nor constitute a waiver of any provision contained therein.

SECTION 5.  Governing Law.  THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK (INCLUDING SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK BUT OTHERWISE WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES).

SECTION 6.  Execution in Counterparts.  This Amendment may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed and delivered shall be deemed to be an original and all of which taken together shall constitute but one and the same instrument.  Delivery of an executed counterpart of this Amendment by facsimile shall be effective as delivery of a manually executed counterpart of this Amendment.

SECTION 7.  Headings.  Section headings in this Amendment are included herein for convenience of reference only and shall not constitute a part of this Amendment for any other purpose.

IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be executed by their respective officers thereunto duly authorized as of the date first written above.
BROOKE CREDIT FUNDING, LLC

By /s/ Michael Lowry

Name: Michael Lowry

Title:   President

 

BROOKE CREDIT CORPORATION

By /s/ Michael Lowry

Name: Michael Lowry

Title:   President

 

BROOKE CORPORATION

By /s/ Anita Larson

Name: Anita Larson

Title:   President

 

 

DZ BANK AG DEUTSCHE

ZENTRAL-GENOSSENSCHAFTSBANK, as Agent

By /s/ Vincent Salerno

Name Vincent Salerno

Title   VP

By /s/ Patrick Preece

Name Patrick Preece

Title   First Vice President

AUTOBAHN FUNDING COMPANY LLC, as Lender

By:  DZ BANK AG DEUTSCHE

ZENTRAL-GENOSSENSCHAFTSBANK, its Attorney-in-Fact

By /s/ Vincent Salerno

Name Vincent Salerno

Title   VP

By /s/ Patrick Preece

Name Patrick Preece

Title   First Vice President

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