Document:

Third Amendment dated as of January 22, 2010

 Exhibit 10.28 
 THIRD AMENDMENT TO 
 CREDIT AGREEMENT 

Dated as of January 22, 2010 
 This THIRD AMENDMENT TO CREDIT AGREEMENT (together with the Annex hereto, this “Amendment”) is among Gentiva Health Services, Inc., a Delaware corporation (the
“Borrower”), and LEHMAN COMMERCIAL PAPER INC., as administrative agent for the Lenders (in such capacity, the “Administrative Agent”). 
 PRELIMINARY STATEMENTS: 
 A. The Borrower, the Lenders, the Administrative
Agent and Lehman Brothers Inc., as Sole Lead Arranger, entered into a Credit Agreement, dated as of February 28, 2006 (as amended, restated, modified or supplemented prior to the date hereof, and together with all annexes, exhibits and
schedules thereto, the “Credit Agreement”; capitalized terms used and not otherwise defined herein shall have the meanings ascribed to such terms in the Credit Agreement). 
 B. The Borrower desires to amend the Credit Agreement to permit the sale of certain assets related to durable medical equipment and infusion
business as further set forth herein, to modify limits on Permitted Acquisitions and to provide for the non-pro-rata reduction of the Revolving Credit Commitment of Lehman Commercial Paper Inc. (“Lehman”). 
 NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the parties hereto agree as follows: 
 1. Amendment. Upon the terms and subject to the
conditions set forth herein and in reliance on the representations and warranties of the Loan Parties set forth herein, the Credit Agreement is hereby amended as follows: 
 (a) Section 1.1 of the Credit Agreement is hereby amended to add the following definition in appropriate alphabetical order: 
 “Durable Medical Equipment and Infusion Business Disposition”: the Disposition by Healthfield, Inc., Healthfield of
Tennessee, Inc., Mid-South Home Care Services, Inc., Total Care Services, Inc., Chattahoochee Valley Home Care Services, Inc., Mid-South Home Care Services, LLC and Quality Managed Care, Inc. of certain assets relating to durable medical equipment,
respiratory therapy and infusion business more specifically listed on Annex 2 to the Third Amendment for an aggregate consideration of approximately $14,000,000. 
 “Third Amendment”: the Third Amendment to this Agreement, dated as of January 22, 2010. 
 “Third Amendment Effective Date”: the date the Third Amendment became effective pursuant to its terms, which date is January 22, 2010, with respect to the amendments contained in
Section 1 of the Third Amendment, and January 25, 2010 (or such later date as the written consent of each Revolving Credit Lender is obtained), with respect to the agreements set forth in Section 2 of the Third Amendment. 

 (b) Section 2.12(b) of the Credit Agreement is hereby amended by restating the second
proviso set forth therein as follows: 
 “provided further, that no Reinvestment Notice may be delivered in respect of the
Net Cash Proceeds from the Durable Medical Equipment and Infusion Business Disposition that are required to be applied to prepay the Term Loans pursuant to Section 7.5(j).” 
 (c) Section 7.5 of the Credit Agreement is hereby amended (i) to delete “and” at the end of clause (h) thereof,
(ii) to replace the “.” at the end of clause (i) thereof with “; and” and (iii) to insert the following new clause (j): 
 “(j) the Durable Medical Equipment and Infusion Business Disposition; provided that not less than $5,000,000 of the Net Cash Proceeds therefrom are applied to repay the Term Loans on the date
of receipt by the Borrower of such Net Cash Proceeds pursuant to Section 2.12(b).” 
 (d) Section 7.5(e) of the
Credit Agreement is hereby amended by inserting the words “and 7.5(j)” after the words “other than those assets described in Section 7.5(i)”. 
 (e) Section 7.8(h)(vi) of the Credit Agreement is hereby amended by replacing the phrase “does not exceed $200,000,000 in the aggregate for the term of this Agreement” with the phrase
“does not exceed $200,000,000 in the aggregate from the Third Amendment Effective Date through the end of the term of this Agreement”. 
 2. Commitment Termination and Release. 
 (a) Each of the Borrower,
the Required Lenders, the Issuing Lenders and Lehman hereby agrees that on the Amendment Effective Date, the aggregate outstanding and unfunded Revolving Credit Commitments of Lehman shall be reduced to zero ($0.00) and Lehman shall cease to be a
L/C Participant. Concurrently with any subsequent payment of principal or interest or fees to the Lenders with respect to any period before the foregoing termination of Revolving Credit Commitments, the Borrower shall pay to Lehman its ratable share
(based on its Revolving Credit Commitments before giving effect to such termination) of such interest or fees, as applicable. From and after the Amendment Effective Date, Lehman shall have no further obligation to fund any amount or extend any
credit under the Loan Documents. Concurrently with the termination of such Revolving Credit Commitments, each Revolving Credit Lender agrees, in its capacity as a L/C Participant, that its obligations under Section 3.4 of the Credit Agreement
with respect to any Letter of Credit issued and outstanding as of the Amendment Effective Date shall be reallocated to reflect such L/C Participant’s Revolving Credit Percentage after giving effect to such termination. 
 (b) Each of the Borrower, the Loan Parties and the Administrative Agent hereby unconditionally and irrevocably waives all claims, suits,
debts, liens, losses, causes of action, demands, rights, damages or costs, or expenses of any kind, character or nature whatsoever, known or unknown, fixed or contingent, which any of them may have or claim to have against Lehman solely in its
capacity as a Revolving Credit Lender or its agents, employees, officers, affiliates, directors, representatives, attorneys, successors or assigns (in each case, related to Lehman in its capacity as a Revolving Credit Lender) (collectively, the
“Released Parties”) to the extent arising out of or in connection with the Loan Documents (collectively, the “Claims”). Each of the Borrower, the Loan Parties and the Administrative Agent further agrees forever to
refrain from commencing, instituting or prosecuting any lawsuit, action or

  

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other proceeding against any Released Parties with respect to any and all of the foregoing described waived, released, acquitted and discharged Claims or from exercising any right or recoupment
of setoff that it may have under a master netting agreement or otherwise against any Released Party with respect to Obligations under the Loan Documents. Each of the Released Parties shall be a third party beneficiary of this Section 2.

 3. Release of Security Interest. 
 Upon the terms and subject to the conditions set forth herein and in reliance on the representations and warranties of the Loan Parties set forth herein and the terms and conditions of the Credit
Agreement as amended hereby, the Administrative Agent hereby agrees, upon the consummation of the Durable Medical Equipment and Infusion Business Disposition, to execute and deliver to the applicable Guarantors such releases or other documents
reasonably necessary for the release of the security interest granted to the Administrative Agent in the assets being disposed of in the Durable Medical Equipment and Infusion Business Disposition pursuant to Section 8.15(b) of the Guarantee
and Collateral Agreement. 
 4. Conditions to Effectiveness. 
 The effectiveness of the amendment contained in Section 1 hereof and the agreements set forth in Section 2 hereof are conditioned
upon satisfaction of the following conditions precedent (the date on which all such conditions have been satisfied being referred to herein as the “Amendment Effective Date”): 
 (a) the Administrative Agent shall have received (i) signed written authorization from the Required Lenders and solely with respect to
the effectiveness of the agreements set forth in Section 2 hereof, each of the Revolving Credit Lenders and the Issuing Lenders, to execute this Amendment on behalf of such Lenders, (ii) counterparts of this Amendment signed by each of the
Borrower and the Administrative Agent, and (iii) counterparts of the consent of the Guarantors attached hereto as Annex 1 (the “Consent”) executed by each of the Guarantors; 
 (b) each of the representations and warranties in Section 5 below shall be true and correct in all material respects on and as of the
Amendment Effective Date; 
 (c) the Administrative Agent shall have received payment in immediately available funds of
(i) those fees previously agreed to by the parties hereto in connection with this Amendment, and (ii) all expenses incurred by the Administrative Agent (including, without limitation, legal fees) reimbursable under the Credit Agreement and
for which invoices have been presented; 
 (d) in consideration of this Amendment, the Administrative Agent shall have received
payment in immediately available funds from the Borrower, for the account of each Lender that executed and returned to the Administrative Agent its consent no later than 3:00 p.m. (New York time) on January 21, 2010, and any Revolving Credit
Lender that has (by such time) indicated its agreement to so execute and return its consent by January 25, 2010, a fee equal to 0.15% of such Lender’s Aggregate Exposure; and 
 (e) the Administrative Agent shall have received such other documents, instruments, certificates, opinions and approvals as it may
reasonably request. 
  

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 5. Representations and Warranties. The Borrower represents and warrants
jointly and severally to the Administrative Agent and the Lenders as follows: 
 (a) Authority. The Borrower has the
requisite corporate or other organizational power and authority to execute and deliver this Amendment and to perform its obligations hereunder and under the Credit Agreement (as amended hereby). Each of the Guarantors has the requisite corporate or
other organizational power and authority to execute and deliver the Consent. The execution, delivery and performance by the Borrower of this Amendment and by the Guarantors of the Consent, and the performance by the Borrower and each Guarantor of
the Credit Agreement (as amended hereby) and each other Loan Document to which it is a party, in each case, have been authorized by all necessary corporate or other organizational action of such Person, and no other corporate or other organizational
proceedings on the part of each such Person is necessary to consummate such transactions. 
 (b) Enforceability. This
Amendment has been duly executed and delivered on behalf of the Borrower. The Consent has been duly executed and delivered by each of the Guarantors. Each of this Amendment, the Consent and, after giving effect to this Amendment, the Credit
Agreement and the other Loan Documents, (i) is the legal, valid and binding obligation of each Loan Party party hereto and thereto, enforceable against such Loan Party in accordance with its terms, except as may be limited by applicable
bankruptcy, insolvency, reorganization, moratorium or similar laws affecting the enforcement of creditors’ rights generally and by general equitable principles (whether enforcement is sought by proceedings in equity or at law) and (ii) is
in full force and effect. Neither the execution, delivery or performance of this Amendment or of the Consent or the performance of the Credit Agreement (as amended hereby), nor the performance of the transactions contemplated hereby or thereby, will
adversely affect the validity, perfection or priority of the Administrative Agent’s Lien on any of the Collateral or its ability to realize thereon. This Amendment is effective to amend the Credit Agreement as provided therein. 
 (c) Representations and Warranties. After giving effect to this Amendment, the representations and warranties contained in the Credit
Agreement and the other Loan Documents (other than any such representations and warranties that, by their terms, are specifically made as of a date other than the date hereof) are true and correct in all material respects on and as of the date
hereof as though made on and as of the date hereof. 
 (d) No Conflicts. Neither the execution and delivery of this
Amendment or the Consent, nor the consummation of the transactions contemplated hereby and thereby, nor the performance of and compliance with the terms and provisions hereof or of the Credit Agreement (as amended hereby) by any Loan Party will, at
the time of such performance, (a) violate or conflict with any provision of its articles or certificate of incorporation or bylaws or other organizational or governing documents of such Person, (b) violate, contravene or materially
conflict with any Requirement of Law or Contractual Obligation (including, without limitation, Regulation U), except for any violation, contravention or conflict which could not reasonably be expected to have a Material Adverse Effect or
(c) result in or require the creation of any Lien (other than those permitted by the Loan Documents) upon or with respect to its properties. No consent or authorization of, filing with, notice to or other act by or in respect of, any
Governmental Authority or any other Person is required in connection with the transactions contemplated hereby. 
 (e) No
Default. Both before and after giving effect to this Amendment, no event has occurred and is continuing that constitutes a Default or Event of Default. 
 6. Reference to and Effect on Credit Agreement. 
 (a) Upon and after
the effectiveness of this Amendment, each reference in the Credit Agreement to “this Agreement”, “hereunder”, “hereof” or words of like import referring to the Credit Agreement, and each reference in the other Loan
Documents to “the Credit Agreement”, “thereunder”, “thereof” or words of like import referring to the Credit Agreement, shall mean and be a reference to the Credit Agreement as modified hereby. This Amendment is a Loan
Document. 
  

 4 

 (b) Except as specifically modified above, the Credit Agreement and the other Loan Documents
are and shall continue to be in full force and effect and are hereby in all respects ratified and confirmed. Without limiting the generality of the foregoing, the Security Documents and all of the Collateral described therein do and shall continue
to secure the payment of all Obligations under and as defined therein, in each case as modified hereby. 
 (c) The execution,
delivery and effectiveness of this Amendment shall not, except as expressly provided herein, operate as a waiver of any right, power or remedy of any Secured Party under any of the Loan Documents, nor, except as expressly provided herein, constitute
a waiver or amendment of any provision of any of the Loan Documents. 
 7. Counterparts. This Amendment may be
executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed and delivered shall be deemed to be an original and all of which taken together shall constitute one and the same
agreement. Delivery of an executed counterpart of a signature page to this Amendment by facsimile shall be effective as delivery of a manually executed counterpart of this Amendment. 
 8. Severability. Any provision of this Amendment that is prohibited or unenforceable in any jurisdiction shall, as to such
jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable
such provision in any other jurisdiction. 
 9. Governing Law. This Amendment and the rights and obligations of
the parties under this Amendment shall be governed by, and construed and interpreted in accordance with, the laws of the State of New York. 
 [Remainder of page intentionally left blank] 
  

 5 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed
by their respective officers as of the day and year first above written. 
  

			
	GENTIVA HEALTH SERVICES, INC.
		
	By:	 	/s/ John R. Potapchuk
		 	 Name:    John R. Potapchuk
 Title:      Executive Vice President and
Chief Financial
Officer

  

 (Signature Page to Third Amendment) 

			
	 LEHMAN COMMERCIAL PAPER INC.,
 as Administrative Agent

		
	By:	 	/s/ Frank P. Turner
		 	 Name:  Frank P. Turner
 Title:    Authorized Signatory

  

 (Signature Page to Third Amendment) 

 Annex 1 
 CONSENT OF GUARANTORS 
 Each of the undersigned is a Guarantor of the
Obligations of the Borrower under the Credit Agreement and hereby (a) consents to the foregoing Amendment, (b) acknowledges that notwithstanding the execution and delivery of the foregoing Amendment, the obligations of each of the
undersigned Guarantors are not impaired or affected and all guaranties given to the holders of Obligations and all Liens granted as security for the Obligations continue in full force and effect, and (c) confirms and ratifies its obligations
under each of the Loan Documents executed by it. Capitalized terms used herein without definition shall have the meanings given to such terms in the Amendment to which this Consent is attached or in the Credit Agreement referred to therein, as
applicable. 
  

 [Remainder of page intentionally left blank] 

 IN WITNESS WHEREOF, each of the undersigned has executed and delivered this Consent of
Guarantors as of the 22nd day of January 2010. 
  

			
	GRANTORS:
	
	 COMMONWEALTH HOME CARE, INC.
 GENTIVA CERTIFIED HEALTHCARE CORP.
 GENTIVA HEALTH SERVICES (CERTIFIED), INC.
 GENTIVA HEALTH SERVICES HOLDING CORP.
 GENTIVA
HEALTH SERVICES (USA) INC.
 GENTIVA REHAB WITHOUT WALLS, LLC
 GENTIVA SERVICES OF NEW YORK, INC.
 THE I.V. CLINIC, INC.
 THE I.V. CLINIC II, INC.
 THE I.V. CLINIC III, INC.

 KIMBERLY HOME HEALTH CARE, INC.
 NEW
YORK HEALTHCARE SERVICES, INC.
 OHS SERVICE CORP.
 PARTNERSFIRST MANAGEMENT, INC.
 QC-MEDI NEW YORK, INC.
 QUALITY CARE - USA, INC.
 QUALITY MANAGED CARE, INC.

 QUANTUM CARE NETWORK, INC.
 QUANTUM
HEALTH RESOURCES, INC.
 THE HEALTHFIELD GROUP, INC.
 HEALTHFIELD OPERATING GROUP, INC.
 HEALTHFIELD, INC.
 CHATTAHOOCHEE VALLEY HOME CARE SERVICES, INC.
 CHATTAHOOCHEE VALLEY HOME HEALTH, INC.
 CHMG ACQUISITION CORP.
 ACCESS HOME HEALTH OF FLORIDA, INC.
 CAPITAL CARE RESOURCES, INC.
 CAPITAL HEALTH MANAGEMENT GROUP, INC.
 ACCESS HOME
HEALTH OF FLORIDA, INC.
 CAPITAL CARE RESOURCES, INC.
 CAPITAL CARERESOURCES OF SOUTH CAROLINA, INC.

	
	Executing this Agreement as EVP & CFO of each of the foregoing persons on behalf of and so as to bind the persons named above under the caption
“Grantors”
		
	By:	 	/s/ John R. Potapchuk
		 	 Name:    John R. Potapchuk

		 	 Title:      Executive Vice President and
Chief Financial
Officer

  

 (Signature Page to Consent) 

			
	GRANTORS:
	
	 CHMG OF ATLANTA, INC.
 CHMG OF COLUMBUS, INC.
 CHMG OF GRIFFIN, INC.
 EASTERN CAROLINA HOME HEALTH AGENCY, INC.
 ECT, INC.
 HOME HEALTH CARE OF CARTERET COUNTY, INC.
 TAR HEEL
HEALTH CARE SERVICES, INC.
 TAR HEEL STAFFING, INC.
 HEALTHFIELD CARE AT HOME, INC.
 HEALTHFIELD HOME HEALTH, INC.
 HEALTHFIELD HOME HEALTH OF NORTH GEORGIA, INC.
 HEALTHFIELD HOME HEALTH OF ATHENS, INC.
 HEALTHFIELD HOME HEALTH OF AUGUSTA, INC.
 HEALTHFIELD HOSPICE SERVICES, INC.
 HEALTHFIELD OF
SOUTHWEST GEORGIA, INC.
 HEALTHFIELD OF STATESBORO, INC.
 HEALTHFIELD OF TENNESSEE, INC.
 HEALTHFIELD SERVICES OF TENNESSEE, INC.
 MID-SOUTH HOME CARE SERVICES, INC.
 MID-SOUTH HOME
HEALTH AGENCY, INC.
 MID-SOUTH HOME HEALTH OF GADSDEN, INC.
 TOTAL CARE HOME HEALTH OF LOUISBURG, INC.
 TOTAL CARE HOME HEALTH OF NORTH CAROLINA,
INC.
 TOTAL CARE HOME HEALTH OF SOUTH CAROLINA, INC.
 TOTAL CARE SERVICES, INC.
 WIREGRASS HOSPICE CARE, INC.
 HORIZON HEALTH NETWORK LLC
 MID-SOUTH HOME HEALTH
AGENCY, LLC
 MID-SOUTH HOME CARE SERVICES, LLC
 WIREGRASS HOSPICE LLC
 WIREGRASS HOSPICE OF SOUTH CAROLINA, LLC
 THE HUG CENTER OF ATLANTA, INC.
 HEALTHFIELD REHAB, INC.
 MID-SOUTH CARE SERVICES, INC.

	
	Executing this Agreement as EVP & CFO of each of the foregoing persons on behalf of and so as to bind the persons named above under the caption
“Grantors”
		
	By:	 	/s/ John R. Potapchuk
		 	 Name:    John R. Potapchuk

		 	 Title:      Executive Vice President and
Chief Financial
Officer

  

 (Signature Page to Consent) 

			
	GRANTORS:
	
	 HOME HEALTH CARE AFFILIATES, INC.
 HOME HEALTH CARE AFFILIATES OF MISSISSIPPI, INC.
 HOME HEALTH CARE AFFILIATES OF CENTRAL
MISSISSIPPI, L.L.C.
 GILBERT’S HOSPICE CARE, LLC
 GILBERT’S HOSPICE CARE OF MISSISSIPPI, LLC
 GILBERT’S HOME HEALTH AGENCY, INC.

PHHC ACQUISITION CORP.
 VAN WINKLE HOME HEALTH
CARE, INC.

	
	Executing this Agreement as EVP & CFO of each of the foregoing persons on behalf of and so as to bind the persons named above under the caption
“Grantors”
		
	By:	 	/s/ John R. Potapchuk
		 	 Name:    John R. Potapchuk

		 	 Title:      Executive Vice President and
Chief Financial
Officer

  

 (Signature Page to Consent) 

 Annex 2 
 List of Assets to be Sold 
 As set forth in the asset purchase agreement (APA)
relating to the Durable Medical Equipment and Infusion Business Disposition, assets being disposed of include certain assets relating to durable medical equipment, respiratory therapy and infusion business, including but not limited to, assets such
as wheelchairs, beds, CPAP machines, oxygen canisters, infusion pharmaceuticals, nutritional supplement inventory and supplies. 
  

 Annex 2Specimen Common Stock Certificate

 Exhibit 4.3 
  

									
	 CERTIFICATE
 NUMBER
	 	 INCORPORATED UNDER THE LAWS
 OF THE STATE OF DELAWARE
	 		 	 COMMON STOCK
 PAR VALUE $0.01
	 	SHARES
		 		 	[PRIMERICA, INC. LOGO]	 		 	
	[NUMBER]	 	 THIS CERTIFICATE IS TRANSFERABLE
 IN NEW YORK, NEW YORK
	 		 	CUSIP 74164M 108	 	
					
		 		 		 	SEE REVERSE FOR CERTAIN DEFINITIONS	 	

 PRIMERICA, INC. 
 This is to certify that 
 is the owner of 
 FULLY PAID AND NON-ASSESSABLE SHARES OF THE VOTING COMMON STOCK OF 
 Primerica, Inc. (the “Corporation”), transferable on the books of the Corporation by the holder hereof in person or by duly
authorized attorney upon surrender of this Certificate properly endorsed. This Certificate and the shares represented hereby are issued and shall be held subject to all of the provisions of the Restated Certificate of Incorporation and Amended and
Restated By-Laws of the Corporation, each as from time to time amended (copies of which are on file with the Transfer Agent), to all of which the holder by acceptance hereof assents. This Certificate is not valid until countersigned by the Transfer
Agent and registered by the Registrar. 
 Witness the facsimile signatures of its duly authorized officers.

  

							
	 	 	 	    	 Dated:

				
		 		    		  	COUNTERSIGNED AND REGISTERED:
				
		 		    		  	American Stock
Transfer & Trust Company
				
	 /s/ D. Richard Williams
	 	[LOGO]	    		  	TRANSFER AGENT
				
	 CHAIRMAN OF THE BOARD AND CO-CHIEF EXECUTIVE OFFICER
	 		    		  	AND REGISTRAR
				
		 		    		  	
				
	 /s/ John A. Addison, Jr.
	 		    		  	
				
	 CHAIRMAN OF PRIMERICA DISTRIBUION AND CO-CHIEF EXECUTIVE OFFICER
	 		    		  	
			
		 		    	 BY

				
	 /s/ Peter W. Schneider
	 		    		  	
				
	 CORPORATE SECRETARY
	 		    		  	AUTHORIZED OFFICER

 [PRIMERICA, INC LOGO] 
 Primerica, Inc. 
 The Corporation will furnish without
charge to each stockholder who so requests the powers, designations, preferences and relative, participating, optional or other special rights of each class of stock or series thereof of the Corporation, and the qualifications, limitations or
restrictions of such preferences and/or rights. A stockholder may make the request to the Corporation or to its Transfer Agent and Registrar. 
 The following abbreviations, when used in the inscription on the face of this certificate, shall be construed as though they were written out in full according to applicable laws or regulations:

  

																	
	 TEN COM
	 	—	  	as tenants in common	  	UNIF GIFT MIN ACT	  	—	  	  
	 	Custodian	 	  

	 TEN ENT
	 	—	  	as tenants by the entireties	  		  		  	(Cust)	 		 	(Minor)
	 JT TEN
	 	—	  	as joint tenants with right of survivorship and not as tenants in common	  		  		  	  
 Under Uniform Gifts to Minors

 Act
                                        
        

		 		  		  		  		  	(State)

 Additional abbreviations may also be used though not in the above list. 
 For value received,
                                        
                                         
                                        hereby
sell, assign and transfer unto 
 PLEASE INSERT SOCIAL SECURITY OR OTHER 
 IDENTIFYING NUMBER OF ASSIGNEE 
  
  
  
  
 PLEASE PRINT OR TYPEWRITE NAME AND
ADDRESS, INCLUDING POSTAL ZIP CODE, OF ASSIGNEE 
  
  
  
  
  
  
 Shares of the capital stock represented by the
within Certificate, and do hereby irrevocably constitute and appoint 
  
  
 Attorney to transfer the said stock on the books of
the within-named Corporation with full power of substitution in the premises. 
 Dated
                     
  

					
	 NOTICE:
	    		  	
	  
 THE SIGNATURE(S) TO THIS ASSIGNMENT MUST CORRESPOND
WITH THE NAME(S) AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR WITHOUT ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER.
	    	X	  	  

	    		  	(SIGNATURE)
	    	X	  	  

	    		  	(SIGNATURE)
			
		    		  	THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH MEMBERSHIP IN AN APPROVED
SIGNATURE GUARANTEE MEDALLION PROGRAM, PURSUANT TO S.E.C. RULE 17Ad-15.
			
		    		  	  

		    		  	SIGNATURE(S) GUARANTEED BY:

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