Document:

Exhibit 10.41

                    AMENDED AND RESTATED EMPLOYMENT AGREEMENT

     THIS AGREEMENT is entered into as of February 1, 2005, by and between
Joseph A. Wagda (the "Executive") and Brightstar Information Technology Group,
Inc. and BrightStar Information Technology Services, Inc. (individually and
collectively the "Company").

Section 1.        Term of Employment
----------        ------------------

(a)  Basic Rule. The Company agrees to continue the Executive's employment, and
     the Executive agrees to remain in employment with the Company, from the
     effective date of this agreement, until the earliest of:

     (1)  The date of the Executive's death;

     (2)  December 31, 2005; or

     (3)  The date when the Executive's employment terminates pursuant to
          Subsection (b), (c), (d) or (e) below.

(b)  Early Termination or Resignation. The Company may terminate the Executive's
     employment at any time and for any reason by giving the Executive 30 days'
     advance notice in writing or 30 days payment of Base Compensation in lieu
     of notice. The Executive may terminate the Executive's employment for any
     reason by giving the Company not less than 30 days' advance notice in
     writing.

(c)  Termination for Cause. The Company may terminate the Executive's employment
     at any time for Cause shown. For all purposes under this Agreement, "Cause"
     shall mean (1) a failure by the Executive to substantially perform the
     Executive's duties under this Agreement, other than a failure resulting
     from the Executive's complete or partial incapacity due to physical or
     mental illness or impairment, (2) an intentional act by the Executive that
     constitutes gross misconduct and that is materially injurious to the
     Company, (3) a breach by the Executive of a material provision of this
     Agreement or (4) a material violation of a federal or state law or
     regulation applicable to the business of the Company that is materially and
     demonstrably injurious to the Company. No act, or failure to act, by the
     Executive shall be considered "intentional" unless committed without good
     faith and without a reasonable belief that the act or omission was in the
     Company's best interest.

(d)  Termination for Disability. Not applicable.

(e)  Termination of Agreement. Not applicable.

(f)  Automatic Renewal. Not applicable.

<PAGE>

Section 2.        Duties and Scope of Employment
----------        ------------------------------

(a)  Position. The Company and each of its subsidiaries agree to employ the
     Executive for the term of employment under this Agreement in the position
     of President and Chief Executive Officer. Executive shall be given such
     duties, responsibilities and authorities as are appropriate to his
     position.

(b)  Obligations. During the term of employment under this Agreement, the
     Executive shall devote such efforts and time to the business and affairs of
     the Company as needed in his judgment to carry out his duties and
     responsibilities hereunder subject to the overall supervision of the
     Company's Board of Directors. The foregoing shall not preclude the
     Executive from engaging in appropriate civic, charitable or religious
     activities or from devoting a reasonable amount of time to private
     investments or from serving on the boards of directors of other entities,
     as long as such activities and service do not interfere or conflict with
     the Executive's responsibilities to the Company. In addition, the Executive
     may undertake, in his complete discretion, other remunerated services
     activities for his personal benefit, not inconsistent with his
     responsibilities to the Company and BrightStar Technology Services, LLC.

(c)  Board of Directors. During the term of employment under this Agreement, the
     Executive shall also be appointed to and serve on the Board of Directors of
     the Company.

Section 3.        Compensation
----------        ------------

(a)  Base Compensation. During the term of employment under this Agreement, the
     Company agrees to pay the Executive as compensation for services a base
     salary at the annual rate of $150,000 until the expiration of this
     agreement. Such salary shall be payable in accordance with the standard
     payroll procedures of the Company. Once the Company's Compensation/Option
     Committee of the Board of Directors has increased such salary, it
     thereafter shall not be reduced; provided, however, that if a Change in
     Control has not occurred, such salary (including any increases) may be
     reduced by the Company if (1) the Executive commits an act or omission that
     meets the definition of Cause, as defined in Section 1 (c), or (2) the
     Executive and all other executive officers of the Company who are parties
     to written employment agreements containing substantially the same
     provisions as this Agreement have their salaries (including any increases)
     reduced by the same percentage amount for the same time period. The annual
     compensation specified in this Section 3, together with any increases in
     such compensation that the Compensation/Option Committee of the Board of
     Directors may grant from time to time, and together with any reductions
     made in accordance with this Section 3, is referred to in this Agreement as
     "Base Compensation."

(b)  Bonus Compensation. Not applicable.

                                       2

<PAGE>

     (c) Use of Vacation Bank. The Executive's accrued vacation entitlement
("Vacation Bank") shall be based on his base salary at the time the vacation was
earned and accrued on the books of the Company on a FIFO basis and the Company's
accrual shall not be reduced by reason of any subsequent reductions in base
salary. Until January 31, 2005, the Executive was permitted to elect to use
dollars from his Vacation Bank to increase the amount paid as base salary to an
annual rate of $350,000 through January 31, 2005 and/or to fund vacation time
taken at any time until January 31, 2005. The Vacation Bank shall be reduced or
increased by the net use or accrual, respectively, of vacation time using the
annual rate of Base Compensation in effect at the time of the vacation use
through January 31, 2005, at which time the balance of the Vacation Bank shall
remain accrued until paid. In the event of a Qualifying Termination, the
Executive shall receive in cash the balance of such accrued amounts in his
Vacation Bank at the time of the Qualifying Termination, or upon such schedule
as may be agreeable to the Executive and the Company.

Section 4.        Company Stock and Stock Options
----------        -------------------------------

(a)      Up-Front Stock Grant. Not applicable.

(b)      Future Grant of Stock or Options. The Executive may be awarded
         restricted stock or stock options as incentive compensation in the
         future at the complete discretion of the board.

Section 5.        Executive Benefits
----------        ------------------

In General. During the term of employment under this Agreement, the Executive
shall be eligible to participate in the executive benefit plans and executive
compensation programs maintained by the Company (except the Company's vacation
program), including (without limitation) savings or profit-sharing plans,
deferred compensation plans, stock option, incentive or other bonus plans, life,
disability, health, accident and other insurance programs and similar plans or
programs, subject in each case to the generally applicable terms and conditions
of the plan or program in question and to the discretion and determinations of
any person, committee or entity administering such plan or program.

Section 6.        Business Expenses and Travel
----------        ----------------------------

During the term of employment under this Agreement, the Executive shall be
authorized to incur necessary and reasonable travel, entertainment and other
business expenses in connection with the Executive's duties hereunder. The
Company shall reimburse the Executive for such expenses upon presentation of an
itemized account and appropriate supporting documentation, all in accordance
with generally applicable policies.

Section 7.        Involuntary Actual or Constructive Termination Without Cause
---------         or Disability
                  ------------------------------------------------------------

Not applicable.

                                       3

<PAGE>

Section 8.        Definition of Change in Control.  Not applicable.
----------        --------------------------------

Section 9.        Confidential Information
----------        ------------------------

(a)  Acknowledgement. The Company and the Executive acknowledge that the
     services to be performed by the Executive under this Agreement are unique
     and extraordinary and that, as a result of the Executive's employment, the
     Executive will be in a relationship of confidence and trust with the
     Company and will come into possession of "Confidential Information" (1)
     owned or controlled by the Company, (2) in the possession of the Company
     and belonging to third parties or (3) conceived, originated, discovered or
     developed, in whole or in part, by the Executive. As used herein
     "Confidential Information" includes trade secrets and other confidential or
     proprietary business, technical, personnel or financial information,
     whether or not the Executive's work product, in written, graphic, oral or
     other tangible or intangible forms, including but not limited to
     specifications, samples, records, data, computer programs, drawings,
     diagrams, models, customer names, ID's or e-mail addresses, business or
     marketing plans, studies, analyses, projections and reports, communications
     by or to attorneys (including attorney-client privileged communications),
     memos and other materials prepared by attorneys or under their direction
     (including attorney work product), and software systems and processes. Any
     information that is not readily available to the public shall be considered
     to be a trade secret and confidential and proprietary, even if it is not
     specifically marked as such, unless the Company advises the Executive
     otherwise in writing.

(b)  Nondisclosure. The Executive agrees that the Executive will not, without
     the prior written consent of the Company, directly or indirectly use or
     disclose Confidential Information to any person, during or after the
     Executive's employment, except as may be necessary in the ordinary course
     of performing the Executive's duties under this Agreement. The Executive
     will keep the Confidential Information in strictest confidence and trust.
     This Section 9 shall apply indefinitely, both during and after the term of
     this Agreement.

(c)  Surrender Upon Termination. The Executive agrees that in the event of the
     termination of the Executive's employment for any reason, the Executive
     will immediately deliver to the Company all property belonging to the
     Company, including all documents and materials of any nature pertaining to
     the Executive's work with the Company, and will not take with the Executive
     any documents or materials of any description, or any reproduction thereof
     of any description, containing or pertaining to any Confidential
     Information. It is understood that the Executive is free to use information
     that is in the public domain (not as a result of a breach of this
     Agreement). Executive will be allowed to purchase his laptop and PDA at the
     Company's net book value.

Section 10.       Successors
-----------       ----------

(a)  Company's Successors. The Company shall require any successor (whether
     direct or indirect and whether by purchase, lease, merger, consolidation,
     liquidation or otherwise) to all or substantially all of the Company's
     business and/or assets, by an agreement in substance and form satisfactory

                                       4

<PAGE>

     to the Executive, to assume this Agreement and to agree expressly to
     perform this Agreement in the same manner and to the same extent as the
     Company would be required to perform it in the absence of a succession. The
     Company's failure to obtain such agreement prior to the effectiveness of a
     succession shall be a breach of this Agreement and shall entitle the
     Executive to all of the compensation and benefits to which the Executive
     would have been entitled hereunder if the Company had involuntarily
     terminated the Executive's employment without Cause or Disability, on the
     date when such succession becomes effective. For all purposes under this
     Agreement, the term "Company" shall include any successor to the Company's
     business and/or assets that executes and delivers the assumption agreement
     described in this Subsection (a) or that becomes bound by this Agreement by
     operation of law.

(b)  Executive's Successors. This Agreement and all rights of the Executive
     hereunder shall inure to the benefit of, and be enforceable by, the
     Executive's personal or legal representatives, executors, administrators,
     successors, heirs, distributees, devisees and legatees.

Section 11.       Miscellaneous Provisions
-----------       ------------------------

(a)  Waiver. No provision of this Agreement shall be modified, waived or
     discharged unless the modification, waiver or discharge is agreed to in
     writing and signed by the Executive and by an authorized officer of the
     Company (other than the Executive). No waiver by either party of any breach
     of, or of compliance with, any condition or provision of this Agreement by
     the other party shall be considered a waiver of any other condition or
     provision or of the same condition or provision at another time.

(b)  Whole Agreement. No agreements, representations or understandings (whether
     oral or written and whether express or implied) that are not expressly set
     forth in this Agreement have been made or entered into by either party with
     respect to the subject matter hereof. In addition, the Executive hereby
     acknowledges and agrees that this Agreement supersedes in its entirety any
     employment agreement between the Executive and the Company in effect
     immediately prior to the effective date of this Agreement. As of the
     effective date of this Agreement, such employment agreement shall terminate
     without any further obligation by either party thereto, and the Executive
     hereby relinquishes any further rights that the Executive may have had
     under such prior employment agreement.

(c)  Notice. Notices and all other communications contemplated by this Agreement
     shall be in writing and shall be deemed to have been duly given when
     personally delivered or when mailed by U.S. registered or certified mail,
     return receipt requested and postage prepaid. In the case of the Executive,
     mailed notices shall be addressed to the Executive at the home address that
     the Executive most recently communicated to the Company in writing. In the
     case of the Company, mailed notices shall be addressed to its corporate
     headquarters, and all notices shall be directed to the attention of its
     Corporate Secretary.

(d)  Choice of Law. The validity, interpretation, construction and performance
     of this Agreement shall be governed by the laws of the State of California,
     irrespective of California's choice-of-law principles.

                                       5

<PAGE>

(e)  Severability. The invalidity or unenforceability of any provision or
     provisions of this Agreement shall not affect the validity or
     enforceability of any other provision hereof, which shall remain in full
     force and effect.

(f)  Arbitration. Except as otherwise provided in Section 14 and in the
     enforcement of Section 15, any dispute or controversy arising out of the
     Executive's employment or the termination thereof, including, but not
     limited to, any claim of discrimination under state or federal law, shall
     be settled exclusively by arbitration in San Francisco, California, in
     accordance with the rules of the American Arbitration Association then in
     effect. Judgment may be entered on the arbitrator's award in any court
     having jurisdiction.

(g)  No Assignment of Benefits. The rights of any person to payments or benefits
     under this Agreement shall not be made subject to option or assignment,
     either by voluntary or involuntary assignment or by operation of law,
     including (without limitation) bankruptcy, garnishment, attachment or other
     creditor's process, and any action in violation of this Subsection (i)
     shall be void.

(h)  Employment at Will; Limitation of Remedies. The Company and the Executive
     acknowledge that the Executive's employment is at will, as defined under
     applicable law. If the Executive's employment terminates for any reason,
     the Executive shall not be entitled to any payments, benefits, damages,
     awards or compensation other than as provided by this Agreement.

(i)  Employment Taxes. All payments made pursuant to this Agreement shall be
     subject to withholding of applicable taxes.

(j)  Benefit Coverage Non-Additive. In the event that the Executive is entitled
     to life insurance and health plan coverage under more than one provision
     hereunder, only one provision shall apply, and neither the periods of
     coverage nor the amounts of benefits shall be additive.

                                       6

<PAGE>

IN WITNESS WHEREOF, each of the parties has executed this Agreement, in the case
of the Company by its duly authorized officer, as of the day and year first
above written. Executive has consulted (or has had the opportunity to consult)
with his own counsel (who is other than the Company's counsel) prior to
execution of this Agreement.

                       ___________________________________________
                                    Joseph A. Wagda

                       BrightStar Information Technology Group, Inc.

                       By _______________________________________
                       Wendy Bryant, Corporate Secretary

                       BrightStar Information Technology Services, Inc.

                       By _______________________________________
                       Wendy Bryant, Corporate Secretary

                       Approved:

                       By the Compensation Committee of the Board

                       ___________________________________________

                       ___________________________________________

                       ___________________________________________

                                       7EXHIBIT 10.1

                              EMPLOYMENT AGREEMENT

     THIS  EMPLOYMENT  AGREEMENT ("Agreement"), made and entered into as of this
1st  day  of  July, 2004 by and between H. N. Padget, a resident of the State of
Georgia ("Employee") and CNB Holdings, Inc., a Georgia bank holding company, and
First  Capital  Bank,  CNB Holdings, Inc.'s wholly-owned subsidiary, both in its
own  right  and,  as  of  the execution date of this Agreement, the successor to
Chattahoochee  National  Bank (the "Bank") (collectively, CNB Holdings, Inc. and
the  Bank  are  referred  to  as  "CNB").

                                   WITNESSETH:

     WHEREAS,  Employee  is  currently  an  executive  officer  of  CNB;  and

     WHEREAS,  CNB  and Employee have entered into an employment agreement as of
November  1,  1997  (the  "1997  Contract");  and

     WHEREAS,  CNB  and  Employee  each  desire  to  modify the 1997 Contract by
amending  and  restating  the 1997 Contract in its entirety as set forth herein;
and  WHEREAS,  CNB  and Employee each deem it necessary and desirable, for their
mutual  protection,  to  execute  a written document setting forth the terms and
conditions of said relationship.

     NOW,  THEREFORE,  in consideration of the employment of Employee by CNB, of
the  premises  and  the  mutual  promises and covenants contained herein, and of
other  good and valuable consideration, the receipt and sufficiency of which are
hereby acknowledged, the parties hereto, intending to be legally bound, agree as
follows:

     1.     Employment  and  Duties.  CNB  hereby  employs  Employee to serve as
President  and  Chief  Executive  Officer  and  to  perform  such  duties  and
responsibilities  as

<PAGE>

customarily  performed  by  persons  acting in such capacity. During the term of
this  Agreement,  Employee  will  devote  his full time and effort to his duties
hereunder.

     2.     Term.  The  period  of  Employee's  employment  under this Agreement
shall  be  deemed  to  have commenced as of the date of this Agreement and shall
continue  until  the  earlier  of (i) January 31, 2006, unless the Employee dies
before  January  31,  2006, in such case the period of employment shall continue
until  the  end  of the month of such death, or (ii) any termination as provided
for  in  Section  12  herein.

     3.  Compensation.  For  all  services to be rendered by Employee during the
term  of this Agreement, CNB agrees to pay Employee in accordance with the terms
outlined in Exhibit A, less applicable withholdings.

     4.  Expenses.  So  long  as  Employee  is  employed  hereunder, Employee is
entitled  to  receive reimbursement for, or seek payment directly by CNB of, all
reasonable  expenses  which  are consistent with the normal policy of CNB in the
performance  of Employee's duties hereunder, provided that Employee accounts for
such expenses in writing.

     5.  Employee  Benefits. So long as Employee is actively employed hereunder,
Employee  will  be  entitled  to  participate  in  the employee benefit programs
covering  the Employee's employment and duties as described in Exhibit A of this
Agreement,  if any, provided and paid for by CNB for its employees generally. 6.
Vacation.  Employee  shall  be  entitled  to a vacation in accordance with CNB's
vacation policy in effect at the time the vacation is to be taken for the number
of days described in Exhibit A of this Agreement.

     7.  Confidentiality. In Employee's position as an employee of CNB, Employee
has  had  and  will  have  access to confidential information, trade secrets and
other  proprietary

                                        2
<PAGE>

information  of  vital  importance  to  CNB  and  has  and  will  also  develop
relationships  with  customers, employees and others who deal with CNB which are
of  value  to CNB. CNB requires as a condition to Employee's employment with CNB
that  Employee  agrees  to  certain  restrictions  on  Employee's  use  of  the
proprietary  information  and valuable relationships developed during Employee's
employment  with  CNB.  In  consideration  of the terms and conditions contained
herein, the parties hereby agree as follows:

          7.1     CNB  and  Employee  mutually  agree  and  acknowledge  that
CNB  may  entrust  Employee  with  highly sensitive confidential, restricted and
proprietary  information  concerning  various  Business  Opportunities  (as
hereinafter  defined),  customer  lists,  and  personnel  matters.  Employee
acknowledges  that  he  shall  bear a fiduciary responsibility to CNB to protect
such  information  from  use  or  disclosure  that  is  not  necessary  for  the
performance  of  Employee's  duties  hereunder,  as  an  essential  incident  of
Employee's employment with CNB.

          7.2     For the purposes of this Section 7, the following definitions
shall apply:

               7.2.1     "TRADE  SECRET"  shall mean the identity of customers
of  CNB,  the  whole  or  any  portion  or  phase of any scientific or technical
information, design, process, procedure, formula or improvement that is valuable
and  secret  (in the sense that it is not generally known to competitors of CNB)
and  which  is  defined  as  a  "trade secret" under Georgia law pursuant to the
Georgia Trade Secrets Act.

               7.2.2     "CONFIDENTIAL  INFORMATION"  shall  mean any data or
information,  other  than  Trade  Secrets,  which  is  material  to  CNB and not
generally  known  by the public. Confidential Information shall include, but not
be  limited  to,  Business  Opportunities  of  CNB (as hereinafter defined), the
details  of  this  Agreement,  CNB's business plans and financial statements and
projections,  and  the  costs  of  the  services CNB may offer or provide to the

                                        3
<PAGE>

customers  they serve, to the extent such information is material to CNB and not
generally known by the public.

               7.2.3     "BUSINESS  OPPORTUNITIES"  shall mean  any  specialized
information  or  plans  of CNB concerning the provision of financial services to
the  public,  together  with all related information concerning the specifics of
any  contemplated  financial services regardless of whether CNB has contacted or
communicated  with  such  target  person  or  business.

               7.2.4     Notwithstanding  the  definitions  of  Trade  Secrets,
Confidential  Information,  and  Business  Opportunities  set forth above, Trade
Secrets,  Confidential Information, and Business Opportunities shall not include
any  information:

               (i) that is or becomes generally known to the public;

               (ii)  that  is  already  known  by  Employee  or  is developed by
Employee after termination of employment through entirely independent efforts;

               (iii)  that  Employee obtains from an independent source having a
bona fide right to use and disclose such information;

               (iv)  that  is  required  to  be  disclosed by law, except to the
extent eligible for special treatment under an appropriate protective order; or

               (v) that CNB Holdings, Inc.'s Board of Directors approves for
release.

          7.3     Employee  shall  not,  without  the prior approval of CNB
Holdings,  Inc.'s  Board of Directors, during his employment with CNB and for so
long  thereafter  as  the  information  or  data  remain  Trade  Secrets, use or
disclose,  or  negligently permit any unauthorized person who is not an employee
of  CNB  to use, disclose, or gain access to, any

                                        4
<PAGE>

Trade  Secrets  of CNB Holdings, Inc., its subsidiaries or affiliates, or of any
other person or entity making Trade Secrets available for CNB's use.

          7.4  Employee  shall  not, without the prior written consent of CNB,
during  his  employment with CNB and for a period of two (2) years thereafter as
long as the information or data remain competitively sensitive, use or disclose,
or negligently permit any unauthorized person who is not employed by CNB to use,
disclose,  or  gain  access  to,  any  Confidential  Information  or  Business
Opportunities  to which the Employee obtained access by virtue of his employment
with CNB, except as provided in Section 7.2 of this Agreement.

     8.     Observance  of Security Measures.  During Employee's employment with
CNB,  Employee  is  required to observe all security measures adopted to protect
Trade  Secrets,  Confidential  Information,  and  Business Opportunities of CNB.
With respect to the requirement under Sections 7.3 and 7.4 that Employee may not
"negligently  permit"  disclosure  of, or access to, Confidential Information or
Business  Opportunities  to unauthorized persons, Employee's compliance with the
security  measures  of  CNB  referenced in this Section 8 shall be sufficient to
satisfy  that  threshold of duty relating to negligent conduct for the period of
Employee's  active  employment  with  CNB.

     9.     Return  of  Materials.  Upon  the  request of CNB and, in any event,
upon  the  termination of his employment with CNB, Employee shall deliver to CNB
all  memoranda, notes, records, manuals or other documents, including all copies
of  such  materials,  pertaining  to  the  performance  of  Employee's  services
hereunder  or  containing  Trade  Secrets,  Confidential Information or Business
Opportunities, whether made or compiled by Employee or furnished to him from any
source  by  virtue  of  his  employment  with  CNB.

     10.     Severability.  Employee  acknowledges and agrees that the covenants
contained  in  Sections  7  through  9  of  this Agreement shall be construed as
covenants  independent  of one another and

                                        5
<PAGE>

distinct  from  the  remaining  terms  and  conditions  of  this  Agreement, and
severable  from  every  other  contract  and  course of business between CNB and
Employee,  and  that  the  existence  of  any  claim, suit or action by Employee
against  CNB,  whether  predicated  upon  this or any other agreement, shall not
constitute  a defense to CNB's enforcement of any covenant contained in Sections
7 through 9 of this Agreement.

     11.  Specific  Performance.  Employee  acknowledges  and  agrees  that  the
covenants  contained in Sections 7 through 9 of this Agreement shall survive any
termination  of employment, as applicable, with or without Cause (as hereinafter
defined),  at  the  instigation or upon the initiative of either party. Employee
further  acknowledges  and agrees that the ascertainment of damages in the event
of  Employee's  breach of any covenant contained in Sections 7 through 9 of this
Agreement  would  be  difficult,  if  at  all  possible.  Employee  therefore
acknowledges  and  agrees  that  CNB shall be entitled in addition to and not in
limitation  of  any  other  rights,  remedies,  or  damages  available to CNB in
arbitration, at law or in equity, upon submitting whatever affidavit the law may
require,  and  posting  any  necessary  bond,  to  have  a  court  of  competent
jurisdiction enjoin Employee from committing any such breach.

     12.     Termination.  During  the  term  of  this  Agreement,  employment,
including without limitation, all compensation, salary, expenses, reimbursement,
and  employee  benefits  may  be  terminated  as  follows:

          12.1     At  the  election of CNB for Cause in which case only
compensation  due and payable through the effective date of termination shall be
owed to the Employee;

          12.2  At  Employee's  election,  upon  CNB's  breach  of  any material
provision  of this Agreement, CNB shall pay immediately to Employee compensation
due  and  payable through the effective date of termination plus an amount equal
to  twelve  (12)  months  of

                                        6
<PAGE>

Employee's  existing  base  salary plus the cost of medical, hospitalization and
term life insurance;

          12.3 "Cause" shall mean (i) conduct by Employee that amounts to fraud,
dishonesty,  gross  negligence  or  willful misconduct in the performance of his
duties  hereunder;  (ii)  the  conviction  (from  which no appeal may be, or is,
timely  taken)  of  Employee  of  a felony; or (iii) initiation of suspension or
removal  proceedings against Employee by federal or state regulatory authorities
acting  under lawful authority pursuant to provisions of federal or state law or
regulation  which  may  be in effect from time to time. No termination for Cause
shall  be  effective  unless  it  is  approved by a two-thirds (2/3) vote of CNB
Holdings, Inc.'s Board of Directors, excluding the vote, if any, of Employee;

          12.4  Upon  Employee's death, or at the election of either party, upon
Employee's  disability resulting in inability to perform the duties described in
Section  1  of  this  Agreement  for a period of ninety (90) consecutive days as
determined  by CNB Holdings, Inc.'s Board of Directors in its sole discretion in
either  case  only  compensation  due  and payable through the effective date of
termination shall be owed to the Employee;

          12.5  By  CNB without Cause in which case CNB shall pay to Employee as
Employee's  sole  remedy  hereunder  an  amount  equal  to twelve (12) months of
Employee's  existing  base  salary plus the cost of medical, hospitalization and
term life insurance; or

          12.6  By  CNB  without  Cause  following  a  Change  of  Control  (as
hereinafter  defined)  of  CNB  in  which  case  CNB  shall  pay  to Employee as
Employee's  sole  remedy  hereunder  the  amount  specified in Section 12.7. For
purposes of this Agreement, the term "Change in Control" shall mean:

               12.6.1 an event whereby the individuals constituting the Board of
Directors  of  CNB  Holdings,  Inc.  (the  "CNB  Board") as of May 28, 2004 (the
"Beginning CNB Board") cease for any reason to constitute at least a majority of
the  CNB  Board, provided that a director elected by or on the recommendation of
the  Beginning  CNB  Board  shall  be deemed to be a member of the Beginning CNB
Board,  excluding  for  this  purpose,  any  director whose assumption of office
occurs  as a result of an actual or threatened election contest or proxy contest
with respect to the election or removal of directors; or

               12.6.2  the  acquisition  of  more than 50% of CNB Holdings, Inc.
outstanding  common  stock or equivalent voting power of any class or classes of
outstanding  securities  of CNB Holdings, Inc. entitled to vote in the elections
of  directors by any corporation or other person or persons acting in concert as
described  in  Section  13(d)(3)  or  14(d)(2) of the Securities Exchange Act of
1934, as amended; or

               12.6.3  an  event whereby CNB Holdings, Inc. becomes a subsidiary
of another corporation or is merged or consolidated into another corporation and
(i)  less  than  a  majority  of  the outstanding voting shares of the parent or
surviving  corporation after such acquisition, merger or consolidation are owned
immediately after such acquisition, merger or consolidation by the owners of the
voting  shares of CNB Holdings, Inc. immediately before such acquisition, merger
or  consolidation;  (ii) a person or entity (excluding any corporation resulting
from  such business combination or any employee benefit plan or related trust of
CNB  Holdings, Inc. or such resulting corporation) beneficially owns or controls
more than 50% of the combined voting power of the then outstanding securities of
such  corporation, except to the extent that such ownership existed prior to the
business  combination; or (iii) less than a majority of the members of the board
of  directors  of  the corporation resulting from

                                        7
<PAGE>

such  business  combination  were  members  of  the CNB Board at the time of the
execution of the initial agreement for such merger or consolidation; or

               12.6.4  an  event  whereby substantially all of the assets of CNB
Holdings,  Inc.  shall  be  sold  to  another  entity  other  than  a  sale to a
wholly-owned subsidiary of CNB Holdings, Inc.; or

               12.6.5  the sale or transfer of any of the stock or substantially
all  of  the assets of the Bank regardless of the form of the transaction, other
than a sale or transfer to a wholly-owned subsidiary of CNB Holdings, Inc.

          12.7.  In the event of a Change in Control, if CNB terminates Employee
without  Cause,  or  if  CNB  takes any action specified in Section 12.8 of this
Agreement  during the term of this Agreement following the date of occurrence of
a  Change in Control ("Termination of Employment"), CNB shall pay to Employee in
addition  to  and  not  in lieu of any other payments required in this Agreement
(provided,  however, that the amounts in this Section 12.7 shall be paid in lieu
of  and  not in addition to other payments required in other subsections of this
Section  12), a lump sum cash payment in an amount equal to the product of three
(3)  multiplied  by  the  sum  of  Employee's annual base salary and the cost of
medical,  hospitalization  and  term  life  insurance  coverages  for the fiscal
year(s)  during the term of this Agreement for which such annual base salary and
cost  of  coverages  were highest. The payment provided for in this Section 12.7
shall  be  due  and  payable  to  Employee  within  30  days  after  the date of
Termination  of  Employment.  In  no  event  shall  payment(s) described in this
Section 12.7 exceed the amount permitted by Section 280G of the Internal Revenue
Code,  as  amended  (the  "Code").  Therefore,  if  the  aggregate present value
(determined  as  of  the  date  of  the Change of Control in accordance with the
provisions  of  Section  280G of the Code) of both the severance payment and all
other

                                        8
<PAGE>

payments to the Employee in the nature of compensation which are contingent on a
change  in  ownership  or  effective  control  of  CNB  or in the ownership of a
substantial  portion  of  the  assets  of  CNB (the "Aggregate Severance") would
result in a "parachute payment," as defined under Section 280G of the Code, then
the  Aggregate  Severance  shall  not  be  greater  than an amount equal to 2.99
multiplied by Employee's "base amount" for the "base period," as those terms are
defined  under Section 280G of the Code. In the event the Aggregate Severance is
required  to  be  reduced  pursuant  to this Section 12.7, the Employee shall be
entitled  to  determine  which  portions  of  the  Aggregate Severance are to be
reduced  so  that  the  Aggregate Severance satisfies the limit set forth in the
preceding sentence.

          12.8  During  the  remaining  term  of  this  Agreement  following the
effective  date  of  a  Change  in  Control,  if  CNB takes any of the following
actions,  such  action  shall be deemed to be a termination without Cause. Those
actions are: (i) (a) any reduction in Employee's base salary then in effect; (b)
any  material  reduction  in  bonus  opportunity to the extent such reduction in
bonus opportunity is not applied generally to the executive employees of CNB and
all  of  its  affiliates  or,  if  applicable,  CNB's  successor  and all of its
affiliates;  or  (c)  any  material  reduction in perquisites to the extent such
reduction  in perquisites is not applied generally to the executive employees of
CNB  and all of its affiliates or, if applicable, CNB's successor and all of its
affiliates;  (ii)  a  material  change  in  Employee's  status, offices, titles,
reporting  requirements, lending authority, duties or responsibilities with CNB;
(iii) a failure by CNB to increase Employee's base salary annually in accordance
with  an  established  procedure; or (iv) due to CNB's requirement that Employee
relocate  more  than  50  miles  from  the  main office of the Bank based on its
location  immediately  prior  to the effective date of the Change in

                                        9
<PAGE>

Control.  In any such event, Employee shall be entitled to all payments provided
for in Section 12.7 of this Agreement.

     13.     Notice.  All  notice  provided  for  herein shall be in writing and
shall  be deemed to be given when delivered in person or deposited in the United
States  Mail,  registered  or  certified,  return receipt requested, with proper
postage  prepaid  and  addressed  as  follows:

     CNB:                             First Capital Bancorp, Inc.
                                      3320 Holcomb Bridge Road
                                      Suite A
                                      Norcross, Georgia 30092
                                      Attn: David R. Hink

     With a copy to:                  Powell Goldstein LLP
                                      Fourteenth Floor
                                      1201 West Peachtree Street, NW
                                      Atlanta, Georgia 30309-3488
                                      Attn: Kathryn L. Knudson

     Employee:                        H. N. Padget, Jr.
                                      170 Willow Way
                                      Roswell, Georgia 30076

     With a copy to:                  Robert J. Kaufman
                                      8215 Roswell Road, Building 800
                                      Atlanta, Georgia 30350

     14.     Covenant  Not  to  Solicit.

          14.1  For  purposes  of  this Section 14, CNB and Employee conduct the
following business in the following territories:

               14.1.1  CNB is engaged in the business of transacting business as
a  bank  holding  company  with  subsidiary bank(s), which accept deposits, make
loans, cash checks and otherwise engage in the business of banking ("Business of
CNB").

               14.1.2  CNB  (through  its  subsidiaries)  actively  conducts the
Business of CNB in the geographic areas described in Section 14.1.3.

                                       10
<PAGE>

               14.1.3  Employee  has  established  business  relationships  and
performs  the  duties described in Section 1 of this Agreement in the geographic
area  covered  by  Cobb  County,  Georgia;  Dekalb County, Georgia north of U.S.
Interstate  I-20;  Forsyth County, Georgia; Fulton County, Georgia north of U.S.
Interstate I-20; and Gwinnett County, Georgia.

          14.2  Employee  agrees that both during the term of this Agreement and
for  a  period of twelve (12 months) after the termination of this Agreement for
any  reason,  except  for  a  material  breach by CNB under Section 12.2 of this
Agreement,  Employee  will  not  (except  on behalf of or with the prior written
consent  of CNB), within such geographic area as described in Section 14.1.3, on
his  own  behalf or in the service of or on behalf of others, solicit, divert or
appropriate  or  attempt to solicit, divert or appropriate any business from any
of CNB's customers, including prospective customers actively sought by CNB, with
whom  the Executive has or had material contact during the last two (2) years of
his  employment,  for  purposes  of  providing  products  or  services  that are
competitive with those provided by CNB in its conduct of the Business of CNB.

          14.3  Employee  agrees that both during the term of this Agreement and
for  a  period of twelve (12) months after the termination of this Agreement for
any  reason, Employee will not enter into, and will not participate in, any plan
or  arrangement  to cause any employee of CNB to terminate his or her employment
with CNB, and, Employee further agrees that for a period of at least twelve (12)
months after the termination of employment by any employee of CNB, Employee will
not  hire such employee in connection with any business initiated by Employee or
any  other person, firm or corporation. Employee further agrees that information
as  the  capabilities  of  CNB's employees, their salaries and benefits, and any
other  terms  of their employment is Confidential Information and proprietary to
CNB.

                                       11
<PAGE>

          14.4  The covenants contained in this Section 14 shall be construed as
agreements  severable  from  and  independent  of  each  other  and of any other
provision of this or any other contract or agreement between the parties hereto.
The  existence  of any claim or cause of action by Employee against CNB, whether
predicated  upon this or any other contract or agreement, shall not constitute a
defense to the enforcement by CNB of said covenants.

     15.     Miscellaneous.

          15.1  This  Agreement constitutes and expresses the whole agreement of
the  parties in reference to the employment of Employee by CNB, and there are no
representations,  inducements,  promises,  agreements,  arrangements,  or
undertakings  oral  or  written,  between the parties other than those set forth
herein.

          15.2  This  Agreement  shall  be  governed by the laws of the State of
Georgia.

          15.3  Should  any  clause  or any other provision of this Agreement be
determined  to be void or unenforceable for any reason, such determination shall
not  affect  the  validity  or enforceability of any clause or provision of this
Agreement, all of which shall remain in full force and effect.

          15.4 Time is of the essence in this Agreement.

          15.5  This Agreement shall be binding upon and inure to the benefit of
the parties hereto and their successors and assigns. This Agreement shall not be
assignable  by any other parties hereto without the prior written consent of the
other parties.

          15.6  This Agreement may be executed in multiple counterparts, each of
which  shall  be  deemed  an  original  and  all  of  which taken together shall
constitute but a single instrument.

                                       12
<PAGE>

IN  WITNESS  WHEREOF, the parties have executed this Agreement as of the day and
year  first  written  above.

/s/ Carole J. Hollier                      /s/ H. N. Padget           (SEAL)
------------------------                    ----------------------------
Witness                                     H. N. Padget

ATTEST:

                                           FIRST CAPITAL BANCORP,  NC.,
                                           formerly known as CNB HOLDINGS, INC.

By   /s/ Catherine  Duncan                 By:  /s/  David R. Hink
    -----------------------                   -------------------------------
    Secretary                                 Chairman of the Board

(CORPORATE SEAL)

                                           FIRST CAPITAL BANK

By:  /s/  Catherine  Duncan                By:  /s/ W. H. Groce, Jr.
     ----------------------                    ------------------------------
     Secretary                                 Chairman of Compensation &
                                               Governance Committee

(BANK SEAL)

<PAGE>

                                    EXHIBIT A
                                    ---------

                              Employee Compensation
                              ---------------------

SALARY:
Period                Annual Salary Rate
------                ------------------

7/04-12/04                 $180,000
1/05-12/05                 $180,000

2004 ANNUAL PERFORMANCE BONUS

For  the  2004  calendar  year  and  payable  in January 2005, Employee's Annual
Performance  Bonus will be based on the criteria set forth below with the target
bonus  being  $120,000,  weighted  as  follows:

Bank Earnings:                            50%     ($60,000)
Merger Integration by Sept. 30, 2004      15%     ($18,000)
Strategic Initiatives:                    15%     ($18,000)
Leadership and Value Creation:            20%     ($24,000)

A.     BANK EARNINGS

The  2004  Annual  Performance Bonus calculated on bank earnings is based on the
performance  of  the  Bank  meeting  a  targeted Return on Earnings Before Taxes
("EBT")  for  the  last  six (6) months of 2004, as calculated and determined in
accordance  with  generally  accepted  accounting  principals  by  the  Bank's
independent  certified  public  accountants,  as  set  forth  below:

                                   EXAMPLE WITH
                                   TARGET BUDGET         ACTUAL
                                   --------------   -------------------
              PROJECTED EBT         $2,289,150     Actual last 6 months
              Bonus of 2.5%                        Actual EBT X 2.5%
              Bonus Annualized         $59,800
              Bonus for 6 months       $29,900

For  purposes  of  this  Agreement: (i) EBT shall exclude any gains or losses on
investment securities as required by Statement of Financial Accounting Standards
No.  115;  and  (ii)  EBT  shall  be determined after subtracting the sum of any
amount  paid  to  or for the benefit of Employee hereunder and all other bonuses
and  compensation  paid  to  Bank's  employees  for  such  period.

<PAGE>

B.     MERGER INTEGRATION

The  2004  Annual  Performance Bonus based on Merger Integration is based on the
successful  integration of the operation of First Capital Bank and Chattahoochee
National  Bank  into one well functioning unit, by a date to be determined based
on  input  from  the  integration  teams,  as  set  forth  below:

 Successful integration by:        Bonus
 --------------------------        -----

     September 30, 2004          $ 18,000
     October 30,2004             $  9,000
     November 30, 2004           $  3,000
-
C.     STRATEGIC INITIATIVES

The 2004 Annual Performance Bonus based on Strategic Initiatives is based on the
Employee  accomplishing  major new initiatives as determined by the Compensation
Committee  of  CNB  Holdings,  Inc.'s Board of Directors in its sole discretion.
Currently,  the  recruitment  of  C&I  Team  Leaders  and Producers are the 2004
initiatives  and  the  bonus  structure  is  set  forth  below:

       Successful Recruitment of:                  Bonus
       --------------------------                  -----

   One Team Leader with Production Team           $  6,000
   Two Team Leaders with Production Team          $ 12,000
   Three Team Leaders with Production Team        $ 18,000
   Four Team Leaders with Production Team         $ 24,000

For  the  purposes  of  this Agreement, Team Leaders must be "A" quality lenders
with  a  demonstrated  performance  record  in  one  of CNB's target markets and
approved  by  the  Compensation  Committee.  Producers must be bankers of proven
reputation  and  production,  as  determined  and  approved  by the Compensation
Committee.  Further,  to  count  as  a  successful recruitment, the recruit must
commit  to  employment  with  CNB  during  the  2004 calendar year and be on the
payroll  of  CNB  no  later  than  February  15,  2005.

D.     LEADERSHIP AND VALUE CREATION

The  2004  Annual  Performance  Bonus  based on Leadership and Value Creation is
based  on  criteria  to  be  determined  by  the  Compensation  Committee of CNB
Holdings,  Inc.'s Board of Directors in its sole discretion, and communicated in
writing  to  the Employee.  Leadership and shareowner value creation will be the
primary  standards.  The  amount  of bonus may vary plus or minus twenty percent
(20%)  around  the  target  of  $24,000.  Specific  factors  and methods will be
determined  by  the  Compensation  Committee  of  CNB  Holdings, Inc.'s Board of
Directors  based  on  performance  and  activities during the last six months of
2004.

<PAGE>

2005 ANNUAL PERFORMANCE BONUS PLAN

For  the  2005  calendar  year  and  payable in January, 2006, Employee's Annual
Performance  Bonus  will be determined on the basis of the degree of achievement
of performance goals which shall be established by the Compensation Committee of
CNB  Holdings, Inc.'s Board of Directors in its sole discretion, and which goals
shall be stated in terms of the attainment of specified target levels of ROE and
certain  strategic  initiatives.  Such performance goals shall be in writing and
communicated  to  the  Employee

AUTO  ALLOWANCE:  CNB  will  provide  for  Employee's  use  a  late model luxury
automobile  and  will  reimburse  Employee  for  the costs of its operations and
normal maintenance, such use and reimbursement not to exceed $1,000 per month in
the  aggregate.

CLUB  MEMBERSHIP:  Country  Club  of  Roswell  then  monthly  dues.

DISABILITY  INSURANCE:  CNB  will  reimburse  Employee up to $158 for disability
insurance  premiums.

MEDICAL,  HOSPITALIZATION  AND TERM LIFE INSURANCE:  CNB will reimburse Employee
up  to  $600  for  medical,  hospitalization  and  term life insurance premiums.

VACATION:  Employee  will be entitled to twenty-five (25) paid time off days per
calendar  year.

2006 ANNUAL PERFORMANCE BONUS PLAN

For  the  2006 calendar year, Employee's Annual Performance Bonus, if any, shall
be  established  at  a later date by the Compensation Committee of CNB Holdings,
Inc.'s  Board of Directors in its sole discretion.  Such performance goals shall
be  in  writing  and  communicated  to  the  Employee.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00083-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00083-of-00352.parquet"}]]