Document:

Exhibit 10.71

 

Insurance Agency Contract

 

Party A: AVIVA-COFCO life insurance Co. ltd

 

Party B: Law Anhou Insurance Agency Co., Ltd.

 

According
to the "People's
Republic of China Insurance Law", "insurance
agency regulatory requirements" and other relevant
laws and regulations, the Party
B commissioned within their authority
to handle the insurance business matters,
both parties through
equal and friendly
consultations, agree as follows:

 

Article 1 Term

 

1、This
contract is valid from January 1st, 2015 until
year ended
December 31, 2017.

 

2、If
Party A or
Party B fails to sent notice
before the expiration of
the effective period of this contract
within 60 days of each other in writing
not to renew the contract,
the contract is automatically renewed
after the expiration of one year,
to renew
the contract period ended
on December 31, 2018.

 

3、Renew
the contract expires in the
preceding 60 days
before the contract period,
the parties can negotiate
a contract to determine whether
adjourned; if
both sides agree to renew
should be entered into separate
"insurance agency business
cooperation contract," or other written
supplementary agreement, otherwise that
contract expires
at the termination of
the contract.

 

4、Both
parties may
terminate this contract
prior and have other special agreement.

 

Article 2 Cooperation

 

Party
A engages Party as a sales agents
of insurance products, namely
within the authorization scope,
in accordance with relevant laws
and regulations of the state
insurance regulators, the introduction
and sale of
insurance products issued by Party A;
Party A shall pay operation fees to Party B.
Both parties should be
sincere cooperation, honesty,
equality and mutual benefit, and strictly comply with
the provisions of this contract.

 

Article 3、Geographical Scope of Authorization
of Agency

 

Party
A engages Party B as the insurance agents,
the geographical scope of insurance products
for Party B is Henan Province.

 

Party
B in the authorized geographical
scope of insurance
provided by Party A
shall, in accordance with
the relevant provisions of national laws,
regulations and insurance regulators, insurance business
to handle the following:

 

1)
publicity, promotion party
designated insurance products,
life insurance business to attract
and guide the insured
for the relevant insurance procedures
(including the interpretation
of insurance products and
contents insurance policy,
insurance explanation
precautions fill
the book, the correct guidance of
the insured, the insured fill in
the Proposal Form and related documents);

 

    	 

    	 

    

 

2)
establish a special account,
the collection of the preceding business
insurance, and
insurance on
the date of receipt of the
two days of
transfer to
the account designated
by Party A;

 

3)
the collection of insurance
policyholders, contract changes,
termination application,
claims application, loan
applications and other relevant
documents, and within the stipulated time
promptly forwarded to Party
A;

 

4)
collection of insurance benefits
beneficiaries and other relevant
application documents,
and within the stipulated time promptly forwarded
to Party A

 

5)
According to the requirements of
the Party A, on behalf of
not more than 500 yuan
(inclusive) of the
micro-insurance and surrender
payments and other related
payments transferred to the
policyholder, the insured or
the beneficiary;

 

6)
According to the requirements of
the Party A, on behalf of
the insurance
contract and
the notice or other document
within a specified period
Party promptly forwarded to
customers. Depending on the business
development of the Party A,
with written notice to change or
supplement the purview of
the preceding paragraph agent.

 

Party B
acts beyond
the scope of authorization, the
Party B shall be liable,
regardless of the party,
resulting in losses to the
Party A, the Party
A should be compensated.

 

Article 4 The Scope of insurance

 

1, the
insurance scope
of bilateral cooperation in Annex
"in the British
life insurance agent
(agency) fee
payment method."

 

2, In the
effective period of the contract, both parties
can change
the scope of cooperation
through negotiation of insurance,
the only such changes need to supplement
the written
agreement signed
by both parties, except as otherwise agreed by
the contract.

 

Article 5 Independent Contractor

 

Both parties
signed a cooperation
and performance of this contract,
does not mean that both parties
constitutes an employment relationship
or a legal partnership relationship
or de facto.

 

    	- 2 -

    	 

    

 

Article 6 Commission Payment and Refund

 

1, in the
effective period the contract, the real effective
insurance contract
with the insured
party and
signed by the
Party B in accordance with
the sales agent sales agent
and Party B
under the premiums
already paid, under this
contract and
Accessories "British Life remuneration
calculated insurance
agent (agency)
fee payment
approach "agreed to pay
fees to the
Party B.

 

2. If
the preceding paragraph of the
commission "effective
insurance contract"
for at
least one year during the
insurance policies
of the new contract, Party A to Party B
to pay agreed upon
in the preceding paragraph need to meet
the following conditions:

 

1)
policy has been
successful visit
and

2)
The policy
is the customer's signature pieces,
and

3)
to reach the other requirements
of this contract relating to
fees paid.

 

These
"successful visit"
means a party designated by
specialized departments and personnel
designated by Party A linked to the insured
by telephone or letter
and completed
a return visit. Above
the "customer's signature piece"
means a Party
B to attract, insurance
documents (including,
but not limited to, insurance
book, insurance
tips, product brochures, a statement
of investment-oriented insurance
products) for
the insured and the insured
himself autographed
and receipt
policy autographed
policyholders insurance
contract.

 

Party
A has the right to modify, "In the Life Insurance Agents
(agency) fees
paid approach"
remuneration calculation method
based on the actual situation of
business development, provided that such
modification must prior written
notice to Party B; Party
A issued a written notice
should be clearly modifications
"in the British
life insurance agent
(agency) fee
payment methods," the effective time.
In the modification
of the "Sino-British
life insurance agent
(agency) fee
payment method" has been signed
before the commencement of a valid
insurance contract, receives
insurance policy
and obtain
receipt handwritten
signature of
the insured business,
the original "In
the Life Insurance Agents require the person
(organization) fee
payment methods, "the meter
to pay commission.

 

Party
A, prior to the 25th of each month
(in case of extended holidays
to the next business day),
to provide
a calendar month to party B based on successfully represented
the actual underwriting
and successful
visit done by Party B,
a signature piece
for the client himself,
and hesitant
after the expiry of the
warranty period is still
valid details,
and the details
of the insurance premium
for the base
commission rate according to
"in the Life Insurance agents
(agency) fee
payment approach"
to deal with the calculation of
the fee. For
returning unsuccessful
party or
client's signature piece
of the insurance contract,
if the
insurance contract to complete the
visit and
become a customer's signature piece
of time
in the 18th
month (including
the first day of the 18th,
in case of holidays in advance),
the policy Party
will accompany the month
covered by fees
charged to cope
with issuing
Party. However, if
the policy is to complete the
visit and
become a customer's signature pieces
after 18 hours
in a month,
the policy implications of
the policy
owner the right fee
and complete
a return visit next month
to become the customer's
signature pieces, with the next month
to deal with the formalities
Party fees
paid together

 

    	- 3 -

    	 

    

 

This contract
means the insured
alleged hesitation period
from the date of receipt
of insurance contracts during the
10 days (subject
to receipt
documented), and during this period
the insured may
terminate the insurance contract according to the provisions
of the insurance contract, the Party A will be
under the insurance contract
all insured
paid premiums
refunded without interest.

 

Party
A, prior to the 25th of each month,
shall (in case of extended holidays
to the next business day)
make the payment of
the agreed fee
in the preceding paragraph to Party B.

 

Party B
shall deliver the invoice after receiving the fee
from the date within
two business days
of the payment. If Party B
does not deliver,
within this period,
the invoice,
the payment for next month shall paid on the condition that
Party A has provided
the invoices to Party
A.

 

Party A
shall pay the
fee to the following account designated by Party B:

Bank:

Bank account:

Account Name:

 

Party
B shall pay to
the money the Party
A the following account:

Bank: Branch of
ICBC Beijing
Chaoyang Gate

Bank account: 0200216919000002621

Account Name: China Life Insurance Company Limited

 

Any
insurance contracts agented by Party B, such as
after the commencement of the contract,
is held invalid, or
is canceled or revoked,
or discharged
due to customer breach of this obligation
is to exercise
the right to rescind the Party
under the Insurance Act
and other factors led to
the Party the insured
shall be fully refunded
premiums, commissions and other
compensation of all
Party B within ten days
after receipt of notice
of Party A, should be
under the
protection of individual
charged, full
refund to the Party A,
even after the termination of this contract
likewise. Party B is not entitled to receive the initial
brokerage for newly entered insurance contract when the former insurance contract of the insured is defaulted or surrendered 6
months before the new insurance contract is entered. Party B shall return the brokerage to Party A when the former insurance contract
of the insured is defaulted or surrendered 6 months after the new insurance contract is entered.

 

The
contract term
insurance contract is canceled,
including the insured hesitate
to terminate the contract period,
and after the end of
the contract period
to lift hesitation.

The termination of the contract
of insurance contract
term refers to the
insured at the end of
the grace period has yet
to pay the renewal premium,
resulting in termination of the contract
of insurance
cases.

 

    	- 4 -

    	 

    

 

In the event that, in the
conduct of insurance
agency business in the process of
illegal, illegal, in violation of the
contract or other damages
the insured, the behavior of
the insured, the beneficiary or
the interests of
the Party, the Party A has the right to
claw back the appropriate commission
paid to Party B, etc. remuneration.
Party B’s behavior
caused loss to Party
A, Party B shall
compensate all losses
suffered by the Party A.

 

Party
A, at the time of the monthly
settlement fee, could ask payable
directly deducted
from the income
of this contract, including Article VI,
paragraphs 8 and 9 of the agreement,
including a refund of the
entry fee
should be, or to request
a refund from Party B
the payment of
the appropriate fee.
For Party B
shall refund
owed in addition to the
entry fee
should be returned or
outside, including but not limited to
Party B
under this contract
shall pay
liquidated damages and
damages, such as money,
from the
collection deducting
fees or other benefits
agency. Any
overdue return commissions or
overdue unpaid
damages, for each overdue
day, five thousandths of
calculating the amount
owed shall be
liquidated.

 

Article 7 Obligations of Party A

 

1, in the
effective period of the contract, Party A
shall pay to the
agency commission in accordance with
this contract to Party B.

 

2,
Depending on the actual situation, the Party
A shall provide
to the Party B
to carry out the necessary
business related materials.

 

3, If Party
A decided to stop selling
some products within
the scope of cooperation in this
contract or
contract modification
within the scope
of this cooperation
some insurance products
Party A shall promptly
notify Party B in writing,
the notice shall be effective
when delivered
to Party B, without the consent
by the Party B.

 

4, If the Party
A decided to modify or change
product sales regulations,
shall immediately notify the Party B;
to change or modify the provisions
of the Party
B causing the hard
blocks of rows,
the parties shall negotiate
in good faith to resolve
this, the negotiation fails,
the parties may
terminate the contract.

 

5,
Party A should be based on
the relevant laws, regulations
and insurance regulatory agencies,
training and
management for the Party
B and
depending on the actual situation of
counseling training
to assist employees in
their insurance agents
and other staff of Party B.

 

    	- 5 -

    	 

    

 

Article 8 Obligations
of Party B

 

1, Party B
has committed to
fulfill the qualifications and
capabilities of this contract,
including but not limited to,
obtaining appropriate insurance
agent qualification, a legitimate
and effective "insurance
agent license", "business license" and so on. When
Party B in the conduct
of insurance agency business
process or
the performance of this contract
shall be in accordance with
the principles of good faith
and strictly abide by relevant laws and
relevant regulations,
insurance regulators,
and the
provisions of this contract,
the insurance agent to fulfill
obligations and
responsibilities, not
illegal, illegal, in violation of the
contract or the insured
prejudicial behavior
insured, the beneficiary or the
party interests,
otherwise Party B shall bear all
legal responsibilities of its
behavior, causing
losses to customers,
Party B shall be liable for
the customer; causing
losses to
the Party, Party
B shall be liable for damages.

 

2, Party B
must conduct business within
the authorized scope by the Party A.
Party B has no
agency, beyond
the scope or any conduct after termination of agency. Any
losses caused to Party A by the Party B’s behavior,
Party B shall
be liable for damages.

 

3,
Party B
has no right to issue
on behalf of any
insurance policy or contract of insurance
or repair
hair in any way
to make a commitment
underwritten agree
not to
engage in any insurance claims
on behalf of Party A
work, right to represent
the Party A to the insured,
the insured or the beneficiary entered into any
agreement or
make any form of
payment of the debts
commitment.

 

4,
Party B sells insurance products
offered strictly
in accordance with relevant laws and regulations,
regulatory requirements and
the terms of the insurance contract,
the premium rate tables,
insurance documents or
insurance requirements
provided by Party A. Party B shall not make any
changes, modifications, or misinterpreted,
shall not be granted shares,
options or interests
of the insured, the
insured or the beneficiary of
the insurance contract make any commitment
beyond. Any violation
of Party B, Party B
shall take the responsibility.

 

5,Party
B should strictly abide by
the relevant provisions of the relevant laws,
regulations, insurance regulators,
and the provisions of this
contract to carry out
the insurance agency business
for insurance
documents (including,
but not limited to, insurance
notes, inform
the relevant matters,
the statement
authorization books,
etc.), insurance policy, policy endorsement,
endorsement or other supplemental
insurance regulators require
agreement or matters
described by Party A. Party B
shall truly questioning
the customer, inform
or explain;
exemptions for
insurance contract liability
insurer, insurance
liability provisions, surrender
and other charges deducted from
the cash value, such as
the terms of
hesitation, Party B shall
clearly prompted customers
and clearly stated,
and prompts customers to
read the relevant exclusion clauses
carefully when receive
insurance, insurance or other insurance
certificate to fulfill
the obligation of the insurer;
the matters required
to make a statement or tell
the customer, the Party
B shall procure that its
factual description,
if the customer has added
Party B shall
promptly convey to Party A;

 

    	- 6 -

    	 

    

 

Party B shall witness
Customer signatures
on insurance
application documents, power of attorney,
insurance policies and other documents
receipt. Party B
sales dividends,
investment and even when
other new universal
life insurance products, should
take the initiative to read
tips policyholder
dividends insurance, universal insurance and
investment-linked insurance
product descriptions, witness
the policyholder on
the product description
autographs and
special tips dividends
insurance dividend
uncertainty, universal insurance
settlement rate expense deduction
situation and
uncertainty of
investment-linked products
and investment income
situation expense deduction
may be negative risks
and other content, and
transcribed testimony
insured when completing the
proposal form below
after signature
statement: "I
have read the terms of insurance,
product brochures and insurance
tips book,
understand the features and
benefits of
this product
policy uncertainty."

 

6,
All information relating to insurance contracts
should be engaged in
insurance agency business
in the process learned
truthfully inform Party A.

 

7,
In accordance with the requirements, any
collection (turn)
the insurance or
insurance, surrender
payment or other payment
shall be delivered
to Party A , respectively,
according to the beneficiary or
payee Party,
and shall not in order to offset
a reward
or for
other purposes. If
unjustified delays
by Party B or handed
over the money,
should be forwarded
to the delay in
the amount of the base,
a daily two hundred
dollars to pay
liquidated damages; and
constitutes unlawful or
criminal acts,
should bear the corresponding legal
responsibility.

 

8, Party
B shall ensure that its employees
comply with the conditions
of China
Insurance Regulatory Commission, China
Insurance Regulatory Commission with a
qualification certificate and
insurance should be
legal and
business knowledge training and
professional ethics education and
further education for
employees in accordance with
laws and
regulations. Sales
of new products, Party B shall
ensure compliance "in the
British life insurance products
through the generation
of new marketing
sales management approach" requirement, and strictly
in accordance with the "Sino-British
life insurance products through the
generation of new
marketing sales management
approach" its
management. Party
shall ensure that its employees
show exhibition industry
permits, work permits or
practicing certificates and other
credentials when
visiting customers sales,
but also the name of
the insurance company shall inform
the customer agent.

 

9,
Party B, for
this contract
and any
information from the
party because of
a business relationship learned
(including, but not limited to,
party info, insurance
product information, customer information
and other Party
and other information provided by the
Party operation)
are to be
confidential, regardless of
whether the termination of
this contract, and by written consent,
Party B shall not disclose
to others or
used for commercial purposes, but
for the exercise or
protection of rights under this
contract or
by law are
born for,
unless.

 

    	- 7 -

    	 

    

 

10, Party B
should use and manage properly the use of
a variety of documents
and materials provided by Party A,
and shall, within 30
days of the remaining
documents and material
return to Party
A at the date of termination
of this contract.

 

11,
Party B has the obligation to actively cooperate with
Party A for its proxy service
status and management
supervision and inspection.

 

12,
Party B is obliged
intact and promptly
handed it
to the party
A obtained the agent
activity during
the insurance contract
and all documents
and information relating to.

 

13,
Party B reserves the right to
supervise and inspect
the condition of the provision of agency
services, the basic situation of
the customer has
the right to know and
make the appropriate supervision
and inspection,
Party B must cooperate.

 

Article 9 Termination

 

1.
The contract
is terminated due to the following
circumstances, if any debt
repayment should be fulfilled
first:

 

(1),
If there is any fact
that either party
(including, but not limited to,
suspension of business, dissolution,
bankruptcy law,
etc.), or on the law
(including, but not limited to
revoke the business license
was being
revoked, ordered to close down
or cancellation of a license)
not running business, the other party may
immediately be made in writing
to terminate this contract.

 

(2)
When any party
business has seriously deteriorated, the other party is
entitled to have 60 days
advance written
notice to the other to terminate this contract,
the expiration of
60 days notice
of this contract shall be terminated.

 

(3)
Any party to
this contract before
the expiration of the effective period of
60 days notice
in writing to the other party
not to renew the contract,
the contract on its expiry date of
the validity period shall terminate.

 

(4),
Party B agree that promised amount of responsibility for each contract year, beginning with its annual life insurance premium income
by total real income of not less than RMB $ 0.6 million, and continues to not less than 70%. Party A has the right to terminate
this Contract if fail to achieve either conditions. If such fails due to force majeure, Party A shall assist Party B according
to actual circumstance. Party A has the right to terminate this Contract if the Party B fails to achieve the target set forth in
above article.

 

2.
After termination of this contract, either party shall pay shall
pay the amount owed to the other
Party, within 30 days after termination of
the contract.

 

    	- 8 -

    	 

    

 

3.
During the insurance
agent process, if
one of the following circumstances happens,
Party A reserves the right to terminate this contract,
no agency commission paid to the
Party B and other related
remuneration and claim
damages Party,
constitutes a crime submit
to judicial organs according to law:

 

1)
concealment or fictional
important information relating to
the insurance contract, or
misleading sales;

 

2)
unauthorized changes to the insurance provisions,
arbitrarily raise or lower insurance rates,
selling fake insurance documents,
or provide false evidence
of insurance
contract parties;

 

3)
in the insurance agency business
fraud, breach of trust,
forgery or
Sike seal of;

 

4)
hinder the insured
to perform the obligations or
induce it does not
perform the obligations;

 

5)
deceive the insured,
the insured, the beneficiary or the party,
or collusion
insured, the insured
party to be deceived,
the beneficiary or other third parties;

 

6)
misappropriation, interception, embezzlement insurance,
insurance premiums or
surrender of gold;

 

7)
alter or
forge their own
insurance contracts and
related documents,
forms, product promotional materials, or fictitious
insurance agency business or fabricate
surrender, taking
a commission;

 

8)
counterfeit insured,
the insured signature;

 

9)
in sales
dividends, investment-linked,
universal life insurance, and other new products,
the counterfeit insured
reproduces the following statement:
"I have read the
insurance policy, product brochures and
insure prompt
book, to understand
the features and benefits
of this
product policy
uncertainty. "

 

10)
issued by the insurance policy or
unauthorized repair
insurance contracts issued;

 

11)
replace or assist others to
replace customers
examination, forgery or modify
the medical report, but
I knew
examination of non-customer
behavior truthfully inform
Party;

 

12)
false claims;

 

13)
participate in or abet
influence customers to make
the Party's reputation, brand
image and
social behavior;

 

		14)	Other privileges
beyond insurance agent
or violation of state laws
and regulations, the relevant regulatory
agencies regulatory requirements,
the provisions of this contract
or Party, or damage to
the party
or the insured,
the insured acts,
the beneficiary's interests.

 

4.
Whether the contract
for any reason and
the dissolution or termination, shall
pay the
agency commission to Party
B, Party B
is limited to the premium
by agents of the
insurance contract before
the dissolution or termination of this contract
has actually been received by
the computing
Party the
agency commission; after
the dissolution or termination of this contract,
for reasons
of insurance contract
Party agents,
regardless of the dissolution or termination
of this contract in
the future whether
to pay the corresponding premium,
Party B
has the right to require
payment of any agency
procedures continue
to Party fees.
But except for
rescission or termination of this contract,
the two sides had signed
an insurance contract renewal
services and corresponding
compensation payment standard
to reach a supplementary agreement

 

    	- 9 -

    	 

    

 

5.
Party B, after the
termination of this contract, continue the operation (refer
to their insurance
agent license and business license
is still valid, continue to operate
the insurance agency business),
and the two sides signed the "insurance
agency business cooperation contract
termination agreement
(a)", the Party
continues providing
customers to Party
policy renewal
insurance services (including
but not limited to the timely payment of
premiums to remind customers,
customer visits, assisting
customers for policy
changes to help customers
apply for claims,
claims guidance, customer complaints
and complaints handling and
other after-sales
consulting services.

 

5.
Remuneration Paid to Party B will be limited to the life insurance in the first year and renewal commissions annual service fee.
The payment regarding the insurance policies will be made by Party A and Party A has the right to offset any unpaid amount plus
interest owed by Party B.

 

6.
Party B, in the termination of this contract,
the two sides signed the "insurance agency business
cooperation termination
agreement, the Party
has in fact
not (such
as closure, dissolution, is revoked,
is declared bankrupt,
etc.) or upon the
law not (if a legal person
under license
or business license
withdrawn or revoked),
the Party can be made in writing
immediately lift the
"termination of the insurance
agency business cooperation
agreement.

 

7.
Party A
is entitled to recover the full
insurance policy contract
which is terminated before the
original contract and
not in accordance with the
life insurance agent
(agency) fee
payment approach"
to pay money
not paid
the first year, such as
commissions, sales
bonuses, monthly performance
bonuses, year-end
bonuses, commissions
and renewal,
renewal annual service allowance,
bonus rates
continued agency
agreed to
pay Party.
Party policy
has been to attract
all the post-service
transfer back
all Party
B should
compensate losses
caused to the owner.

 

8.
Either party
agreed to terminate this contract
in accordance with the law
or the contract,
the contract will be terminated
when the
notice served on the other
party to terminate the contract,
but the contract
for contract
termination, except as otherwise agreed upon
time. Either
by courier service,
by registered letter, or other
forms of delivery record
of sending
notice of the termination of the contract,
the contract at the end
of the notice delivered
to the address
shown on page or
the other depending on
the other party written notice of
change of
address shall be deemed
served.

 

Article 9 General Provisions

 

		1.	Any matters not agreed in this Contract, the
relevant provisions of the relevant laws and regulations
or state
insurance regulators will be applied or both parties agree to sign separate agreement. This Agreement, including all appendices
and attachments hereto, constitutes the complete and exclusive understanding and agreement between the parties regarding its subject
matter and supersedes all prior or contemporaneous agreements or understandings, whether written or oral, relating to its subject
matter.

 

		2.	The notifying in this contract
shall be sent to the address shown in
the contract in writing
or according to
the other party written notice of
change of address.

 

		3.	When the
contract is signed,
Party B should provide
a copy of the relevant certificates
of insurance agent license,
business license, legal license,
organization code certificate, etc. to
the Party A for the record.
If there is a change
in the license
contract period, Party B shall immediately
seized a new
certificate and a copy
of the memorandum
sent to the Party A.
Without the written consent of
the other party, either party
shall not assign or
transfer its rights or obligations
based born of
this contract.

 

    	- 10 -

    	 

    

 

		4.	Due to disputes
arising from this contract,
the two parties through friendly consultation,
negotiation fails, either
party shall have the right
to sue
in the local people's court.

 

		5.	This Contract will be executed in four copies; two for each party.

 

January 1st, 2015

 

    	- 11 -Exhibit 10.72

 

Engagement Agreement

 

This agreement is signed by the two parties:

 

Name of party A: LAW Insurance Broker Co.,Ltd.
(hereinafter referred to as Party A)

 

Registered address: 7F, No. 311, Nanjing E.
Rd., Songshan Dist., Taipei City, Taiwan

 

Postcode: 10595

 

Name of party B: Chao, Hui-Hsien

 

ID No.: H220435536

 

Party A and party B shall reach following agreements:

 

Article I Term and Position of Employment

 

		1.	Party A employ Party B as senior management personnel of Party A (position: General Manager),
the term of employment is from January 7th, 2015 to January 6th, 2016.

 

		2.	Article II Job description →depending on the authorized scope

 

Party B shall assist Party
A in operating and managing insurance agency businesses during his term of employment, including but not limited to the following
matters:

 

		(1)	Annual operating policies: Party B shall explain the annual operating policies to the Board of
Directors (“BoD”). If the meeting schedule of BoD is not held on time, then should be on the actual meeting date.

 

		(2)	Temporary operating policies: Party B may adjust the operating policies based on the following
circumstances and report to the BoD at the coming meeting:

 

		A.	Market demand

 

		B.	Change, repeal or abandon of laws or regulations

 

		C.	Other causes causing the original operating policies difficult to enforce.

 

		(3)	Organize and exert company's annual operation plan and scheme

 

		(4)	Preside over the operation and management of insurance company, organize and exert decisions of
the meeting of board.

 

    	 

    	 

    

 

		(5)	Decide to employ or dismiss employees or brokers, except the auditor.

 

		(6)	Execute company's financial management and use (the amount of NT ) thirty million or less with
proper authority, but the resolution over more than $ 10 million, Party B shall explain at the coming BoD meeting.

 

		(7)	As the representatives (including the need to text whom acts (such as signing or posting) and without
whom the text behaviors (such as participation in a meeting or event).

 

		(8)	Attend BoD and shareholders meetings, report the appointed duties, provide timely suggestions,
and answer to questions raised by the BoD.

 

		(9)	Other jobs assigned by the BoD.

 

		3.	Remuneration and Condition of employment

 

		(1)	Salary: Party A shall pay NT$ to party B as remuneration each month payable monthly in arrears
on fifth day of each calendar month, which may be advanced to the previous working day if it falls on public holidays or weekends.

 

		(2)	Remuneration:

 

		A.	13-Month Persistency Ratio

 

		a.	Above 80%: 1% of the commissions paid to Party by the insurance companies.

 

		b.	Above 85%: 1.5% of the commissions paid to Party by the insurance companies.

 

		B.	25-Month Persistency Ratio

 

		a.	Above 80%: 0.5% of the commissions paid to Party by the insurance companies.

 

		b.	Above 85%: 1% of the commissions paid to Party by the insurance companies.

 

		4.	Special Provision

 

Party A agrees to provide Party
B following benefits in the period of engagement:

 

    	 

    	 

    

 

		(1)	Labor insurance;

 

		(2)	Health Insurance;

 

		(3)	Group insurance (the premium will be in accordance with the negotiation between the Party A and
insurance company);

 

		(4)	Domestic and foreign studies (unlimited domestic and one time for foreign);

 

		(5)	Travelling (20 days for foreign, seven days 2 times in domestic);

 

		(6)	General health examination (once a year, and with a (PET) photographic examination during the engagement.);
and

 

		(7)	Other benefits according to the Labor Standards Act or related regulations, including but not limited
to, Severance compensation, workers' compensation or labor pension.

 

		5.	Obligations of Party B

 

Party B shall be under the care
of a good manager, take care of the Party A’s affairs with proper implementation and bear the following obligations during
the engagement period:

 

		(1)	During the engagement period shall not be appointed as the party of business and others engaged
in the same or similar nature of the business as the Party A, but in the Taiwan Area and the Mainland Area is limited.

 

		(2)	Fulfill the obligation to protect the equipment (including software and hardware).

 

		(3)	In the event of a major incident on company operations, shall immediately report to the chairman
of the Board or the shareholders' meeting convened to discuss coping methods.

 

		(4)	Execute the matters relating to the bounden duty of the manager to perform the Companies Act, the
Insurance Act or related regulations.

 

		6.	Obligations of Party A

 

preside over the operation and management of
insurance company, organize and exert decisions of the meeting of board.

 

    	 

    	 

    

 

(1) organize and exert company's annual operation
plan and scheme.

 

(2) draft the set plan of inner managing organizations.

 

(3) draft the basic system of management.

 

(4) draft the specific regulations.

 

(5) Apply to employing or dismissing manager,
vice-manager and the one who is in charge of finance.

 

(6) decide to employ or dismiss the one that
is in charge of management and that shall be decided by the board meeting.

 

(7) other rights authorized by the board meeting.

 

(8) rights regulated by other rules.

 

		7.	Termination

 

This engagement shall be terminated
upon the expiration of this engagement except the following conditions:

 

		(1)	This engagement shall be terminated once re-election of all directors and supervisors of Party
A.

 

		(2)	Either party to the other party written notice of termination of the contract, but it should be
in two months time before the termination of the above notice, but due to causes attributed to the other party for the purpose
of notice of termination of the contract, unless. Violation of the provisions hereof either party may terminate this contract who
should bear the liability for damages.

 

		(3)	In the event that Party B disqualifies to act as manager of the engagement, this engagement shall
be terminated.

 

		(4)	Due to personal physical factors have been diagnosed by doctors and Party B can’t do the
jobs as the managers, Party B may terminate this Agreement at any time after notifying Party A.

 

		(5)	Party A dismisses the Party B according to the Article 29 of the Company Act as the manager.

 

		(6)	Party A decides to close the business, merge or make with 1/2 or more of its businesses or other
capital to any third party, this engagement shall terminated.

 

		(7)	Either party fails to cure the breach to the engagement after receiving the written notice from
the other party within a reasonable period. But breach of severe circumstances, the non-breaching party may terminate this engagement
without prior notice.

 

Except the above articles for terminating
this engagement, either party may claim damages incurred by any termination of this contract or refuse to fulfill the contractual
obligations.

 

    	 

    	 

    

 

		8.	Non-assignment

 

Either party may not assign or transfer
this Agreement, in whole or in part, by operation of law or otherwise, without the other party’s express prior consent.

 

		9.	General Provisions

 

		(1)	This Agreement shall be governed by the laws of Taiwan R.O.C.

 

		(2)	Any waiver, modification, addendum or amendment of any provision of this Agreement will be effective
only if in writing and signed by duly authorized representatives of each party.

 

		(3)	All disputes arising out or in connection with this Agreement shall be settled by the first instance
of the District Court of Taipei, Taiwan, Republic of China.

 

This Agreement may be executed in counterparts,
each of which will be deemed an original, but all of which together will constitute one and the same instrument.

 

In case this Agreement is contraindicated to
previous verbal and written agreements, this contract shall be applied. Any modification of this contract s must adopt each party's
agreement in written.

 

	
        Party A: LAW Insurance Broker Co.,Ltd.

        legal representative or principal (sealed by):

         
	Party B (Sealed by):  Chao, Hui-Hsien
	Date:  January 7th, 2015	Date:  January 7th, 2015

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