Document:

EXHIBIT 10.41

 Exhibit 10.41 

ISSUING AND PAYING AGENCY AGREEMENT 
 This Agreement, dated as of June             . 2007, is by and between
             (the “Issuer”) and JPMorgan Chase Bank, National Association (“JPMorgan”). Issuer and JP Morgan are each sometimes referred to herein
individually as a “party,” and collectively as “the parties.” 
 1. APPOINTMENT AND ACCEPTANCE 

The Issuer hereby appoints JPMorgan as its issuing and paying agent in connection with the issuance and payment of certain short-term
promissory notes of the Issuer (the “Notes”), as further described herein, and JPMorgan agrees to act as such agent upon the terms and conditions contained in this Agreement. 
 2. COMMERCIAL PAPER PROGRAMS 
 The Issuer may establish one or more
commercial paper programs under this Agreement by delivering to JPMorgan a completed program schedule (the “Program Schedule”), with respect to each such program. JPMorgan has given the Issuer a copy of the current form of
Program Schedule and the Issuer shall complete and return its first Program Schedule to JPMorgan prior to or simultaneously with the execution of this Agreement. In the event that any of the information provided in, or attached to, a Program
Schedule shall change, the Issuer shall promptly inform JPMorgan of such change in writing. 
 3. NOTES 

All Notes issued by the issuer under this Agreement shall be short-term promissory notes, exempt from the registration requirements of the
Securities Act of 1933, as amended, as indicated on the Program Schedules, and from applicable state securities laws. The Notes may be placed by dealers (the “Dealers”) pursuant to Section 4 hereof. Notes shall be issued in
either certificated or book-entry form. 
 4. AUTHORIZED REPRESENTATIVES 

The Issuer shall deliver to JPMorgan a duly adopted corporate resolution from the Issuer’s Board of Directors (or other governing
body) authorizing the issuance of Notes under each program established pursuant to this Agreement and a certificate of incumbency, with specimen signatures attached, of those officers, employees and agents of the Issuer authorized to take certain
actions with respect to the Notes as provided in this Agreement (each such person is hereinafter referred to as an “Authorized Representative”). Until JPMorgan receives any subsequent incumbency certificates of the Issuer, JPMorgan
shall be entitled to rely on the last incumbency certificate delivered to it for the purpose of determining the Authorized Representatives. The Issuer represents and warrants that each Authorized Representative may appoint other officers, employees
and agents of the Issuer (the “Delegates”), including without limitation any Dealers, to issue instructions to JPMorgan under this Agreement, and take other actions on the Issuer’s behalf hereunder, provided that notice of the
appointment of each Delegate is delivered to JPMorgan in writing. Each such appointment shall remain in effect unless and until revoked by the Issuer in a written notice to JPMorgen. 
 5. CERTIFICATED NOTES 
 If and when the Issuer intends to issue certificated
notes (“Certificated Notes”), the Issuer and JPMorgan shall agree upon the form of such Notes. Thereafter, the Issuer shall from time to time deliver to JPMorgan adequate supplies of Certificated Notes which will be in bearer form,
serially numbered, and shall be executed by the manual or facsimile signature of an Authorized Representative. JPMorgan will acknowledge receipt of any supply of Certificated Notes received from the Issuer, noting any exceptions to the shipping
manifest or transmittal letter (if any), and will hold the Certificated Notes in safekeeping for 

 
the Issuer in accordance with JPMorgan’s customary practices. JPMorgan shall not have any liability to the Issuer to determine by whom or by what means a facsimile signature may have been
affixed on Certificated Notes, or to determine whether any facsimile or manual signature is genuine, if such facsimile or manual signature resembles the specimen signature attached to the Issuer’s certificate of incumbency with respect to such
Authorized Representative. Any Certificated Note bearing the manual or facsimile signature of a person who is an Authorized Representative on the date such signature was affixed shall bind the Issuer after completion thereof by JPMorgan,
notwithstanding that such person shall have ceased to hold his or her office on the date such Note is countersigned or delivered by JPMorgan. 

6. BOOK-ENTRY NOTES 
 The
Issuer’s book-entry notes (“Book-Entry Notes”) shall not be issued in physical form, but their aggregate face amount shall be represented by a master note (the “Master Note”) in the form of Exhibit A executed
by the Issuer pursuant to the book-entry commercial paper program of The Depository Trust Company (“DTC”). JPMorgan shall maintain the Master Note in safekeeping, in accordance with its customary practices, on behalf of
Cede & Co., the registered owner thereof and nominee of DTC. As long as Cede & Co. is the registered owner of the Master Note, the beneficial ownership interest therein shall be shown on, and the transfer of ownership thereof shall
be effected through, entries on the books maintained by DTC and the books of its direct and indirect participants. The Master Note and the Book-Entry Notes shall be subject to DTC’s rules and procedures, as amended from time to time. JPMorgan
shall not be liable or responsible for sending transaction statements of any kind to DTC’s participants or the beneficial owners of the Book-Entry Notes, or for maintaining, supervising or reviewing the records of DTC or its participants with
respect to such Notes. In connection with DTC’s program, the Issuer understands that as one of the conditions of its participation therein, it shall be necessary for the Issuer and JPMorgan to enter into a Letter of Representations, in the form
of Exhibit B hereto, and for DTC to receive and accept such Letter of Representations. In accordance with DTC’s program, JPMorgan shall obtain from the CUSIP Service Bureau a written list of CUSIP numbers for Issuer’s Book-Entry Notes, and
JPMorgan shall deliver such list to DTC. The CUSIP Service Bureau shall bill the Issuer directly for the fee or fees payable for the list of CUSIP numbers for the Issuer’s Book-Entry Notes. 

7. ISSUANCE INSTRUCTIONS TO JPMORGAN; PURCHASE PAYMENTS 
 The Issuer understands that all instructions under this Agreement are to be directed to JPMorgan’s Commercial Paper Operations Department. JPMorgan shall provide the Issuer, or, if applicable, the
Issuer’s Dealers, with access to JPMorgan’s Money Market Issuance System or other electronic means (collectively, the “System”) in order that JPMorgan may receive electronic instructions for the issuance of Notes.
Electronic instructions must be transmitted in accordance with the procedures furnished by JPMorgan to the Issuer or its Dealers in connection with the System. These transmissions shall be the equivalent to the giving of a duly authorized written
and signed instruction which JPMorgan may act upon without liability. In the event that the System is inoperable at any time, an Authorized Representative or a Delegate may deliver written, telephone or facsimile instructions to JPMorgan, which
instructions shall be verified in accordance with any security procedures agreed upon by the parties. JPMorgan shall incur no liability to the Issuer in acting upon instructions believed by JPMorgan in good faith to have been given by an Authorized
Representative or a Delegate. In the event that a discrepancy exists between a telephonic instruction and a written confirmation, the telephonic instruction will be deemed the controlling and proper instruction. JPMorgan may electronically record
any conversations made pursuant to this Agreement, and the Issuer hereby consents to such recordings. All issuance instructions regarding the Notes must be received by 1:00 P.M. New York time in order for the Notes to be issued or delivered on the
same day. 
 (a) Issuance and Purchase of Book-Entry Notes. Upon receipt of issuance instructions from the Issuer
or its Dealers with respect to Book-Entry Notes, JPMorgan shall transmit such instructions to DTC and direct DTC to cause appropriate entries of the Book-Entry Notes to be made in accordance with DTC’s applicable rules, regulations and
procedures for book-entry commercial paper programs. JPMorgan shall assign CUSIP numbers to the Issuer’s 

 
Book-Entry Notes to identify the Issuer’s aggregate principal amount of outstanding Book-Entry Notes in DTC’s system, together with the aggregate unpaid interest (if any) on such Notes.
Promptly following DTC’s established settlement time on each issuance date, JPMorgan shall access DTC’s system to verify whether settlement has occurred with respect to the Issuers Book-Entry Notes. Prior to the close of business on such
business day, JPMorgan shall deposit immediately available funds in the amount of the proceeds due the Issuer (if any) to the Issuers account at JPMorgan and designated in the applicable Program Schedule (the “Account”), provided
that JPMorgan has received DTC’s confirmation that the Book-Entry Notes have settled in accordance with DTC’s applicable rules, regulations and procedures. JPMorgan shall have no liability to the Issuer whatsoever if any DTC
participant purchasing a Book-Entry Note fails to settle or delays in settling its balance with DTC or if DTC fails to perform in any respect. 
 (b) Issuance and Purchase of Certificated Notes. Upon receipt of issuance instructions with respect to Certificated Notes, JPMorgan shall: (a) complete each Certificated Note as to
principal amount, date of issue, maturity date, place of payment, and rate or amount of interest (if such Note is interest bearing) in accordance with such instructions; (b) countersign each Certificated Note; and (c) deliver each
Certificated Note in accordance with the Issuers instructions, except as otherwise set forth below. Whenever JPMorgan is instructed to deliver any Certificated Note by mail, JPMorgan shall strike from the Certificated Note the word
“Bearer,” insert as payee the name of the person so designated by the Issuer and effect delivery by mail to such payee or to such other person as is specified in such instructions to receive the Certificated Note. The Issuer understands
that, in accordance with the custom prevailing in the commercial paper market, delivery of Certificated Notes shall be made before the actual receipt of payment for such Notes in immediately available funds, even if the Issuer instructs JPMorgan to
deliver a Certificated Note against payment. Therefore, once JPMorgan has delivered a Certificated Note to the designated recipient, the Issuer shall bear the risk that such recipient may fail to remit payment of such Note or return such Note to
JPMorgan. Delivery of Certificated Notes shall be subject to the rules of the New York Clearing House in effect at the time of such delivery. Funds received in payment of Certificated Notes shall be credited to the Account. 

8. USE OF SALES PROCEEDS IN ADVANCE OF PAYMENT 
 JPMorgan shall not be obligated to credit the Issuer’s Account unless and until payment of the purchase price of each Note is received by JPMorgan. From time to time, JPMorgan, in its sole
discretion, may permit the Issuer to have use of funds payable with respect to a Note prior to JPMorgan’s receipt of the sales proceeds of such Note. If JPMorgan makes a deposit, payment or transfer of funds on behalf of the Issuer before
JPMorgan receives payment for any Note, such deposit, payment or transfer of funds shall represent an advance by JPMorgan to the Issuer to be repaid promptly, and in any event on the same day as it is made, from the proceeds of the sale of such
Note, or by the Issuer if such proceeds are not received by JPMorgan. 
 9. PAYMENT OF MATURED NOTES 

Notice that the Issuer will not redeem any Note on the relative Initial Redemption Date (as defined in the applicable Extendible
Commercial Note Announcement) must be received in writing by JPMorgan by 11:00 A.M. on such Initial Redemption Date. On any other day when a Note matures or is prepaid, the Issuer shall transmit, or cause to be transmitted, to the Account, prior to
2:00 P.M. New York time on the same day, an amount of immediately available funds sufficient to pay the aggregate principal amount of such Note and any applicable interest due. JPMorgan shall pay the interest (if any) and principal on a Book-Entry
Note to DTC in immediately available funds, which payment shall be by net settlement of JPMorgan’s account at DTC. JPMorgan shall pay Certificated Notes upon presentment. JPMorgan shall have no obligation under the Agreement to make any payment
for which there is not sufficient, available and collected funds in the Account, and JPMorgan may, without liability to the Issuer, refuse to pay any Note that would result in an overdraft to the Account. 

 10. OVERDRAFTS 
 (a) Intraday overdrafts with respect to each Account shall be subject to JPMorgan’s policies as in effect from time to time. 
 (b) An overdraft will exist in an Account if JPMorgan, in its sole discretion, (i) permits an advance to be made pursuant to Section 8 and, notwithstanding the provisions of Section 8, such
advance is not repaid in full on the same day as it is made, or (ii) pays a Note pursuant to Section 9 in excess of the available collected balance in such Account. Overdrafts shall be subject to JPMorgan’s established banking
practices, including, without limitation, the imposition of interest, funds usage charges and administrative fees. The Issuer shall repay any such overdraft, fees and charges no later than the next business day, together with interest on the
overdraft at the rate established by JPMorgan for the Account, computed from and including the date of the overdraft to the date of repayment. 

11. NO PRIOR COURSE OF DEALING 
 No prior action or course of dealing on the part of JPMorgan with respect to advances of the purchase price or payments of matured Notes shall give rise to any claim or cause of action by the Issuer
against JPMorgan in the event that JPMorgan refuses to pay or settle any Notes for which the Issuer has not timely provided funds as required by this Agreement. 
 12. RETURN OF CERTIFICATED NOTES 
 JPMorgan will within 30 days cancel any
Certificated Note presented for payment and return such Note to the Issuer. JPMorgan shall also cancel and return to the Issuer any spoiled or voided Certificated Notes. Promptly upon written request of the Issuer or at the termination of this
Agreement, JPMorgan shall destroy all blank, unissued Certificated Notes in its possession and furnish a certificate to the Issuer certifying such actions. 
 13. INFORMATION FURNISHED BY JPMORGAN 
 Upon the reasonable request of the
Issuer, JPMorgan shall promptly provide the Issuer with information with respect to any Note issued and paid hereunder, provided, that the Issuer delivers such request in writing and, to the extent applicable, includes the serial number or
note number, principal amount, payee, date of issue, maturity date, amount of interest (if any) and place of payment of such Note. 
 14.
REPRESENTATIONS AND WARRANTES 
 The Issuer represents and warrants that: (i) it has the right, capacity and
authority to enter into this Agreement; and (ii) it will comply with all of its obligations and duties under this Agreement. The Issuer further represents and agrees that each Note issued and distributed upon its instruction pursuant to this
Agreement shall constitute the Issuer’s representation and warranty to JPMorgan that such Note is a legal, valid and binding obligation of the Issuer, and that such Note is being issued in a transaction which is exempt from registration under
the Securities Act of 1933, as amended, and any applicable state securities law. 
 15. DISCLAIMERS 

Neither JPMorgan nor its directors, officers, employees or agents shall be liable for any act or omission under this Agreement except in
the case of negligence or willful misconduct. IN NO EVENT SHALL JPMORGAN BE LIABLE FOR SPECIAL, INDIRECT OR CONSEQUENTIAL LOSS OR DAMAGE 

 
OF ANY KIND WHATSOEVER (INCLUDING BUT NOT LIMITED TO LOST PROFITS), EVEN IF JPMORGAN HAS BEEN ADVISED OF THE LIKELIHOOD OF SUCH LOSS OR DAMAGE AND REGARDLESS OF THE FORM OF ACTION. In no event
shall JPMorgan be considered negligent in consequence of complying with DTC’s rules, regulations and procedures. The duties and obligations of JPMorgan, its directors, officers, employees or agents shall be determined by the express provisions
of this Agreement and they shall not be liable except for the performance of such duties and obligations as are specifically set forth herein. Neither JPMorgan nor its directors, officers, employees or agents shall be required to ascertain whether
any issuance or sale of any Notes (or any amendment or termination of this Agreement) has been duty authorized or is in compliance with any other agreement to which the Issuer is a party. 
 16. INDEMNIFICATION 
 The Issuer agrees to indemnify, defend and hold
harmless JPMorgan, its directors, officers, employees and agents (collectively, “indemnitees”) from and against any and all liabilities, claims, losses, damages, penalties, costs and expenses (including reasonable attorneys’ fees and
disbursements) suffered or incurred by or asserted or assessed against any indemnitee arising out of Issuer’s sole negligence in respect of this Agreement, except in respect of any indemnitee for any such liability, claim, loss, damage,
penalty, cost or expense resulting from the negligence or willful misconduct of such indemnitee. This indemnity will survive the termination of this Agreement. 
 17. OPINION OF COUNSEL 
 The Issuer shall deliver to JPMorgan all documents
it may reasonably request relating to the existence of the Issuer and authority of the Issuer for this Agreement, including, without limitation, an opinion of counsel, substantially in the form of Exhibit C hereto. 

18. NOTICES 
 All
notices, confirmations and other communications hereunder shall (except to the extent otherwise expressly provided) be in writing and shall be sent by first-class mail, postage prepaid, by telecopier or by hand, addressed as follows, or to such
other address as the party receiving such notice shall have previously specified to the party sending such notice: 
 If to the Issuer:

 If to JPMorgan concerning the daily issuance and redemption of Notes: 

 

					
		  	Attention: Commercial Paper Operations
		  	420 West Van Buren, 5th Floor
		  	Mail Code IL1-0117
		  	Chicago, IL 60606
		  	Telephone:        	  	(312) 499-3176 or (312) 954-0445
		  	Facsimile:	  	(312) 954-0432
		  		  	
	All other:	  	Attention: Commercial Paper Client Services
		  	420 West Van Buren, 5th Floor

  

			
		 	Mail Code IL1-0114
		 	Chicago, IL 60606
		 	Telephone:            (312) 954-0264
		 	Facsimile:                (312) 954-0438

 19. COMPENSATION 
 The Issuer shall pay compensation for services pursuant to this Agreement in accordance with the pricing schedules furnished by JPMorgan to the Issuer and upon such payment terms as the parties shall
determine. The Issuer shall also reimburse JPMorgan for any fees and charges imposed by DTC with respect to services provided in connection with the Book-Entry Notes. 
 20. BENEFIT OF AGREEMENT 
 This Agreement is solely for the benefit of the
parties hereto and no other person shall acquire or have any right under or by virtue hereof. 
 21. TERMINATION 

This Agreement may be terminated by either party with not less than 60 days written notice to the other, but such termination shall not
affect the respective liabilities of the parties hereunder arising prior to such termination. 
 22. INTENTIONALLY DELETED. 

 

	23.	ENTIRE AGREEMENT 

 This
Agreement, together with the exhibits attached hereto, constitutes the entire agreement between JPMorgan and the Issuer with respect to the subject matter hereof and supersedes in all respects all prior proposals, negotiations, communications,
discussions and agreements between the parties concerning the subject matter of this Agreement. 
 24. WAIVERS AND AMENDMENTS 

No failure or delay on the part of either party in exercising any power or right under this Agreement shall operate as a waiver, nor does
any single or partial exercise of any power or right preclude any other or further exercise, or the exercise of any other power or right. Any such waiver shall be effective only in the specific instance and for the purpose for which it is given. No
amendment, modification or waiver of any provision of this Agreement shall be effective unless the same shall be in writing and signed by both parties. 
 25. BUSINESS DAY 
 Whenever any payment to be made hereunder shall be due
on a day which is not a business day for JPMorgan, then such payment shall be made on JPMorgan’s next succeeding business day. 
 26.
COUNTERPARTS 
 This Agreement may be executed in counterparts, each of which shall be deemed an original and such
counterparts together shall constitute but one instrument. 

 27. HEADINGS 
 The headings in this Agreement are for purposes of reference only and shall not in any way limit or otherwise affect the meaning or interpretation of any of the terms of this Agreement. 

28. GOVERNING LAW 
 This
Agreement and the Notes shall be governed by and construed in accordance with the internal laws of the State of New York, without regard to the conflict of laws provisions thereof. 
 29. INTENTIONALLY DELETED. 
 30. WAIVER OF TRIAL BY JURY 

EACH PARTY HEREBY WAIVES ALL RIGHT TO TRIAL BY JURY IN ANY PROCEEDING ARISING OUT OF OR RELATING TO ANY OF THE TRANSACTIONS CONTEMPLATED
BY THIS AGREEMENT. 
 31. ACCOUNT CONDITIONS 
 Each Account shall be subject to JPMorgan’s account conditions, as in effect at the time of execution of this Agreement. 
 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed on their behalf by duly authorized officers as of the day and year first-above written. 

 

									
	 JPMORGAN CHASE BANK,
 NATIONAL ASSOCIATION
	 		 	[Name of Issuer]
					
	By:	 	 	 		 	By:	 	 
					
	Name:	 	 	 		 	Name:	 	
					
	Title:	 	 	 		 	Title:	 	
				
	Date:	 	 	 		 	Date: June     , 2007EXHIBIT 10.41.1

 Exhibit 10.41.1 

AMENDMENT TO ISSUING AND PAYING AGENCY AGREEMENT 
 WHEREAS,             (the “Issuer”), and JPMorgan Chase Bank, National Association (the “Issuing and Paying Agent”)
have entered into that certain Issuing and Paying Agency Agreement dated as of June 27, 2007 (the “Agreement”); 

WHEREAS, pursuant to Section III (C) of the DTC Operational Arrangements and the DTC Notice dated September 11, 2007
(collectively, the “DTC Rules”), all issuers must remit all payment obligations due to the Issuing and Paying Agents or intermediaries by 1:00 p.m. ET on the payable date; and 

WHEREAS, the parties desire to amend the agreement to comply with the DTC Rules; 

NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereby
agree as follows: 
 1. Terms used in this Amendment but not otherwise defined herein shall be as defined in the Agreement. In
the event of any inconsistency between the terms and conditions of the Agreement and this Amendment, the terms and conditions of this Amendment shall prevail. 
 2. Notwithstanding anything to the contrary in the Agreement, the parties hereby agree that the Issuer shall remit all payment obligations due to the Issuing and Paying Agent by 1:00 p.m. ET on all
payment dates. 
 3. Except as amended hereby the Agreement remains unchanged and in full force and effect. 

4. This Amendment shall be governed by and construed in accordance with the laws of the State of New York, without regard to conflict of
laws principles thereof. 

 IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by their
respective authorized persons on this             day of             , 2009. 

 

					
	[Name of Issuer]	 		 	JPMorgan Chase Bank, National Association
			
	  	 		 	  
	 Signature
	 		 	Signature
			
	  	 		 	  
	 Name
	 		 	 Name

			
	  	 		 	  
	 Title
	 		 	 Title

			
	  	 		 	  
	 Date
	 		 	 Date

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