Document:

Exhibit 10(iii)

                             THIRD AMENDMENT TO THE
                        NORTH VALLEY BANCORP 401(K) PLAN
                        --------------------------------

This Third Amendment (Amendment) to the North Valley Bancorp 401(k) Plan (Plan)
is hereby adopted by North Valley Bancorp (Employer).

                                    RECITALS
                                    --------

A.   The Employer adopted the Plan effective January 1, 1984.

B.   The Plan was restated in its entirety, effective January 1, 1994, and was
     subsequently restated in its entirety on February 20, 1997.

C.   Effective July 1, 2002, the Plan was amended and restated to include
     certain changes required by the Uniform Services Employment and
     Reemployment Rights Act (USERRA), the Uruguay Round Agreement Act of 1994
     (GATT), the Small Business Job Protection Act of 1996 (SBJPA '96), the
     Taxpayer Relief Act of 1997 (TRA '97), and the Community Renewal Tax Relief
     Act of 2000.

D.   Effective October 12, 2000, the Employer acquired Six Rivers National Bank.
     All employees who participated in the Six Rivers National Bank Profit
     Sharing 401(k) Plan (Six Rivers Plan) on the day before the acquisition
     were eligible to participate in the Plan on the first day of the payroll
     period following the acquisition date.

E.   Effective July 1, 2002, the Plan was amended to allow participants to defer
     up to fifty percent (50%) of their compensation, to exclude severance pay
     and taxable fringe benefits from the definition of compensation for only
     salary deferral contributions, and to provide that salary deferrals can be
     reinstated on the first day of each month.

F.   Effective January 1, 2002, the Plan was amended to reflect certain changes
     required by the Economic Growth and Tax Relief Reconciliation Act of 2001
     (EGTRRA).

G.   Effective January 1, 2003, the Plan was amended by the former prototype
     plan sponsor, Diversified Investment Advisors, to adopt the provisions
     described in Q&A 3 of Final Treasury Regulations section 1.401(a)(9)-1,
     published on April 17, 2002, regarding the plan document provisions
     necessary to comply with Internal Revenue Code (Code) section 401(a)(9).

                                      -1-
<PAGE>

H.   In August 2004, the Employer amended the Plan to provide for the
     participation of the employees of Yolo Community Bank (YCB), effective
     September 1, 2004, as a result of the merger of YCB into the new Yolo
     Community Bank, a wholly-owned subsidiary of North Valley Bancorp,
     effective August 31, 2004, to provide for the crediting of prior service
     with YCB for purposes of eligibility, accrual of benefits and vesting under
     the Plan and to provide the Employer the opportunity to make "safe harbor"
     contributions to the Plan for each Plan Year that the Employer so elects
     and provides the required safe harbor notice under the Code.

I.   In September 2004, the Employer amended and restated the Plan to clarify
     and conform certain provisions to its original intent that was not
     accurately captured in the August 2004 amendment and restatement.

J.   The Employer amended the Plan to reduce the limit for making distributions
     without participant consent from five thousand dollars ($5,000) to one
     thousand dollars ($1,000), effective March 28, 2005, and to change the
     matching contribution rate to fifty percent (50%) on every dollar up to the
     first six percent (6%) of the employee's compensation, effective July 1,
     2005.

K.   The Employer amended the Plan to eliminate all forms of distribution from
     the Plan other than hardship withdrawals, lump sum distributions and
     eligible rollover distributions.

L.   The Employer now wishes to amend the Plan to provide that all contributions
     will be held in a trust and not under a group annuity contract as a trust
     equivalent.

                              OPERATIVE PROVISIONS
                              --------------------

In accordance with the foregoing recitals, the Employer hereby amends the Plan
effective January 1, 2006:

1.   Plan section 1.04 is amended in its entirety to read as follows:

     1.04. Use Of A Trust Equivalent Or Trust Agreement
           --------------------------------------------

           All contributions and earnings under this Plan shall be held either:

           A.     Under a group annuity contract that complies with all of the
                  requirements of Internal Revenue Code section 401(f) so that
                  the Plan does not need to have an associated trust agreement;
                  or

           B.     Under an associated trust agreement.

                                      -2-
<PAGE>

                  All references in the Plan to the term "Trust" shall be to the
                  group annuity contract or the trust agreement, whichever is
                  then in effect, as required by the context.

2.   In all other respects, the Plan is hereby ratified, approved and confirmed.

IN WITNESS WHEREOF, the Employer has executed and adopted this Amendment on this
30th day of December, 2005.

                                       EMPLOYER:
                                       ---------

                                       NORTH VALLEY BANCORP

                                       By: /s/ MICHAEL J. CUSHMAN
                                           -------------------------------------
                                           Michael J. Cushman,
                                           President & CEO

                                      -3-Exhibit 10(jjj)

                             FOURTH AMENDMENT TO THE
                              NORTH VALLEY BANCORP
                          EMPLOYEE STOCK OWNERSHIP PLAN
                          -----------------------------

This Fourth Amendment (Amendment) is hereby adopted by North Valley Bancorp
(Employer).

                                    RECITALS
                                    --------

A.   The Employer adopted The North Valley Bancorp Employee Stock Ownership Plan
     (Plan), effective January 1, 1977.

B.   The Plan was amended from time to time and was restated effective January
     1, 1999.

C.   The Plan received a favorable determination letter as to the tax qualified
     status of the Plan, dated March 29, 2000.

D.   Effective October 11, 2000, the Six Rivers National Bank Employee Stock
     Ownership Plan was merged into the Plan.

E.   The Employer amended the Plan to:

     1.  Reflect the provisions of the Community Renewal Tax Relief Act of 2000
         (CRA 2000) by adding the model amendment language suggested by the
         Internal Revenue Service (IRS) in IRS Notice 2001-37, dealing with the
         definition of compensation for certain plan purposes;

     2.  Conform to the final regulations under the Internal Revenue Code (Code)
         section 401(a)(9) published on April 17, 2002, relating to required
         minimum distributions from retirement plans;

     3.  Reflect certain provisions of the Economic Growth and Tax Relief
         Reconciliation Act of 2001 (EGTRRA). The amendments reflect the model
         amendment language suggested by the IRS in Notice 2001-57, dealing with
         certain plan limits and other general matters;

     4.  Amend the Claims Procedure article of the Plan to reflect the final
         regulations issued by the Department of Labor (DOL), effective for all
         claims filed on or after January 1, 2002; and

     5.  Clarify the definition of Disability under the Plan.

                                      -1-
<PAGE>

F.   The Employer amended the Plan to clarify certain provisions relating to the
     definition of the allocation date, investment accounts, Bancorp stock
     dividends, vesting and distributions from the Trust.

G.   The Employer amended the Plan, in light of the merger of Yolo Community
     Bank and North Valley Bancorp, effective on or about August 31, 2004, to
     provide for the immediate participation of Yolo Community Bank employees,
     effective September 1, 2004, and the crediting of service with Yolo
     Community Bank for eligibility and vesting purposes under the Plan.

H.   The Employer now wishes to amend the plan, in accordance with Code section
     401(a)(31)(B) regarding mandatory distributions, to reduce the limit for
     making distributions without participant consent from five thousand dollars
     ($5,000) to one thousand dollars ($1,000) effective March 28, 2005.

                              OPERATIVE PROVISIONS
                              --------------------

In accordance with the foregoing recitals, the Employer hereby amends the Plan
effective March 28, 2005 as follows:

1.   Subsection (a) of section 12 is hereby revised in its entirety to read as
     follows:

     (a) Except as otherwise provided in Section 12(c), a Participant's Capital
         Accumulation will be distributed following his termination of Service.
         If the value of a Participant's Capital Accumulation exceeds $1,000, no
         portion of his Capital Accumulation may be distributed to him before he
         attains age 65 without his written consent.

2.   In all other respects, the Plan is hereby ratified, approved and confirmed.

IN WITNESS WHEREOF, the Employer has executed and adopted this Amendment on this
25th day of April, 2005.

                                       EMPLOYER:
                                       ---------

                                       NORTH VALLEY BANCORP
                                       A California Corporation

                                       By: /s/ MICHAEL J. CUSHMAN
                                           -------------------------------------
                                           Michael J. Cushman, President

                                      -2-

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