Document:

<PAGE>

                                                                   Exhibit 10(T)

                                    AGREEMENT

         This Agreement is entered into as of the 29th day of June, 2001, by and
between FINOVA MEZZANINE CAPITAL INC. ("LENDER"), a Tennessee corporation,
formerly known as Sirrom Capital Corporation and successor by merger to Sirrom
Investments, Inc., and COVER-ALL TECHNOLOGIES INC. ("COMPANY"), a Delaware
corporation.

                                R E C I T A L S:

         WHEREAS, Lender and Company entered into that certain Debenture
Purchase Agreement dated March 31, 1997 (the "PURCHASE AGREEMENT");

         WHEREAS, pursuant to the terms and conditions of the Purchase
Agreement, Company agreed to issue and sell to Lender, and Lender agreed to
purchase from Company, 12.5% Convertible Debentures in the aggregate principal
amount of $3,000,000.00;

         WHEREAS, Company executed that certain 12.5% Convertible Debenture Due
March 31, 2002, dated March 31, 1997, in favor of Lender in the principal amount
of $3,000,000.00 (the "DEBENTURE");

         WHEREAS, Lender has agreed to settle the Debenture at a discount and to
release Company from its obligations under the Debenture and the Purchase
Agreement on the terms and conditions set forth herein;

         NOW, THEREFORE, for valuable consideration, the receipt and sufficiency
of which are acknowledged, the parties agree as follows:

                  1.       DEFINITIONS.

                           (a) As used herein, "CLAIMS" shall mean any and all
accounts, covenants, agreements, and obligations (other than those contained in
this Agreement), and any and all claims, debts, liabilities, offsets, demands,
costs, expenses, actions or causes of action of every nature, character and
description, without limitation in law, equity or otherwise, of any kind or
character whatsoever, known or unknown, suspected or unsuspected, whether
arising in contract or tort, or at law, in equity or pursuant to administrative
rule or regulation.

                           (b) As used herein, "LENDER PARTIES" shall mean
Lender, its participants, predecessors, successors and assigns and its present
and previous agents, attorneys, representatives, subsidiaries, affiliates,
officers, directors, and each of them.

                  2.       SETTLEMENT PAYMENT. Concurrently with the execution
hereof, Company shall pay Lender the sum of $1,742,708.34 in cash via wire
transfer in accordance with the wiring instructions provided by Lender (the
"SETTLEMENT PAYMENT"). The Settlement Payment includes $1,650,000.00 in
principal and $92,708.34 in accrued interest through June 29, 2001.

<PAGE>
                  3.       RELEASE OF LENDER. Company does hereby release,
acquit and forever discharge the Lender Parties from any and all Claims that
Company ever had, now has, or might hereafter have against such parties, for or
by reason of any matter, cause or thing whatsoever occurring on or prior to the
date hereof. Company agrees not to commence, join in or prosecute any suit or
other proceeding in a position which is adverse to any Lender Party arising
directly or indirectly from any matter released herein. Company represents and
warrants that Company has not purported to transfer, assign or otherwise convey
any interest in any matter released herein to any other person or entity and
that Company's execution hereof does not require the consent of or notice to any
third party. Company agrees to indemnify, defend (with counsel satisfactory to
Lender) and hold the Lender Parties harmless against any and all loss,
liability, claim or expense, including attorneys' fees, that the Lender Parties
might incur as a result of any breach of this Agreement by Company or the
assertion of any claim or defense by Company that should not have been raised by
virtue of this Agreement.

                  4.       RELEASE OF COMPANY. Lender does hereby release,
acquit and forever discharge Company from any and all liability under the
Debenture and the Purchase Agreement (subject to any provision in the Debenture
and/or Purchase Agreement which by its terms states that it shall survive the
termination and release thereof) and from any and all Claims that Company ever
had, now has, or might hereafter have against such party, for or by reason of
any matter, cause or thing whatsoever occurring on or prior to the date hereof.
Lender agrees not to commence, join in or prosecute any suit or other proceeding
in a position which is adverse to Company arising directly or indirectly from
any matter released herein. Lender represents and warrants that it has not
purported to transfer, assign or otherwise convey any interest in any matter
released herein to any other person or entity and that Lender's execution hereof
does not require the consent of or notice to any third party. Lender agrees to
indemnify, defend (with counsel satisfactory to Company) and hold Company
harmless against any and all loss, liability, claim or expense, including
attorneys' fees, that Company might incur as a result of any breach of this
Agreement by Lender or the assertion of any claim or defense by Lender that
should not have been raised by virtue of this Agreement. Notwithstanding
anything contained herein to the contrary, if the Settlement Payment or any
portion thereof is avoided as an avoidable transfer or set aside for any reason
whatsoever, the release, agreements and covenants contained in this SECTION 4
shall be void AB INITIO and of no force and effect and the indebtedness
evidenced by the Debenture shall be immediately due and payable in full.

                  5.       VOLUNTARY AGREEMENT. The parties hereto are
represented by legal counsel of their choice, have investigated fully their
alternatives to the execution and performance of this Agreement, are fully aware
of the terms contained in this Agreement and have voluntarily and without
coercion or duress of any kind entered into this Agreement.

                  6.       FURTHER ASSURANCES. The parties hereto agree to
execute and deliver, and to cause their respective counsel to execute and
deliver, all such other instruments and documents, and to take all such other
action as any party hereto may reasonably request from time to time without
delay or the payment of further consideration, to effectuate the settlement of
the Debenture and the other obligations provided for in this Agreement. The
parties shall

                                      -2-
<PAGE>

cooperate fully with each other and their respective counsel in
connection with any actions required to be taken as part of their respective
obligations under this Agreement.

                  7.       RECITALS. The parties hereto warrant and represent
that all the Recitals in this Agreement are true and correct in all respects.

                  8.       TIME. Time is of the essence of this Agreement and
each provision of this Agreement.

                  9.       ENTIRE AGREEMENT. This Agreement constitutes the
entire Agreement and understanding of the parties hereto concerning the subject
matter hereof and supersedes and replaces all prior negotiations, proposed
agreements, and all understandings, inducements or conditions, express or
implied, either written or oral, which are not contained herein concerning the
subject matter of this Agreement.

                  10.      BINDING EFFECT. This Agreement will inure to the
benefit of and bind the respective heirs, personal representatives, successors
and permitted assigns of the parties hereto.

                  11.      SEVERABILITY. If any clause or provision of this
Agreement is determined to be illegal, invalid or unenforceable under any
present or future law by the final judgment of a court of competent
jurisdiction, the remainder of this Agreement will not be affected thereby,
except as expressly provided elsewhere herein. It is the intention of the
parties that if any such provision is held to be illegal, invalid or
unenforceable, there will be added in lieu thereof a provision as similar in
terms to such provision as is legal, valid and enforceable.

                  12.      AMENDMENT. Neither this Agreement nor any of the
provisions hereof can be changed, waived, discharged or terminated, except by an
instrument in writing signed by the party against whom enforcement of the
change, waiver, discharge or termination is sought.

                  13.      EXPENSES. In the event legal action is commenced to
enforce or interpret any part of this Agreement, the prevailing party shall be
entitled to recover as an element of its costs of suit and not as damages,
reasonable attorney's fees to be fixed by the court.

                  14.      GOVERNING LAW. This Agreement will be interpreted and
construed under the internal laws of the State of Tennessee, regardless of the
domicile of any party.

                  15.      CONSENT TO JURISDICTION. Lender and Company hereby
irrevocably consent to the jurisdiction of the United States District Court for
the Middle District of Tennessee and of all Tennessee state courts sitting in
Davidson County, Tennessee, for the purpose of any litigation to which Lender
may be a party and which concerns this Agreement. It is further agreed that
venue for any such action shall lie exclusively with courts sitting in Davidson
County, Tennessee, unless Lender agrees to the contrary in writing.

                  16.      WAIVER OF JURY TRIAL. LENDER AND COMPANY HEREBY
KNOWINGLY AND VOLUNTARILY WAIVE ANY RIGHT TO A TRIAL BY JURY WITH REGARD TO ANY
ACTIONS, PROCEEDINGS, CLAIMS OR

                                      -3-
<PAGE>

COUNTERCLAIMS, WHETHER IN CONTRACT OR IN TORT, AT LAW OR IN EQUITY, OF ANY TYPE
OR NATURE WHATSOEVER ARISING UNDER OR CONCERNING THIS AGREEMENT.

                  17.      COUNTERPART EXECUTION. This Agreement may be executed
in counterparts via facsimile, each of which will be deemed an original
document, but all of which will constitute a single document. This document will
not be binding on or constitute evidence of a contract among the parties until
such time as a counterpart of this document has been executed by each party to
this Agreement.

                  18.      HEADINGS. Paragraph or other headings contained in
this Agreement are for reference purposes only and are not intended to affect in
any way the meaning or interpretation of this Agreement.

                                      -4-
<PAGE>

                  Dated as of the date stated above.

                                            LENDER:

                                            FINOVA MEZZANINE CAPITAL INC.

                                               By:   /s/ Donald F. Barrickman
                                                     ---------------------------

                                             Title:  Vice President
                                                     ---------------------------

                                            COMPANY:

                                            COVER-ALL TECHNOLOGIES INC.

                                               By:   /s/ John W. Roblin
                                                     ---------------------------

                                             Title:  CEO
                                                     ---------------------------

                                      -5-CONSULTING AGREEMENT

     This  CONSULTING  AGREEMENT  ("Agreement") is entered into this 18th day of
June  2001,  by and between YouTicket.Com, a Nevada corporation (the "Company"),
and  Donald  A.  Mitchell  ("Consultant").

1.     Engagement  of  Consultant.  The  Company  hereby  engages  Consultant to
       --------------------------
assist  the  Company  in  management  and  financial  services.

2.     Compensation.  As  total  and  complete  compensation  for  his  services
       ------------
provided herein, the Company shall issue to Consultant 200,000 shares ("Shares")
of  the  Company's restricted common stock ("Stock"), par value $.001 per share.

3.     Expenses.  Company shall assume and shall be responsible for all expenses
       --------
incurred  by  Consultant  and shall be responsible for all disbursements made in
Consultant's  activities.  Except  as  otherwise  specifically authorized by the
President  of  the Company in advance, in writing, Consultant shall not incur on
behalf  of  Company, and Company shall not have, any liability for any expenses,
costs,  and  disbursements  of  Consultant.  Consultant shall indemnify and hold
Company  harmless from and against any and all claims, actions, or liability for
any expenses, costs, and disbursements, including attorneys' fees, of Consultant
or  its  agents,  servants,  contractors,  or  employees.

4.     Term  of  Agreement.  This Agreement shall commence on the date first set
       -------------------
forth  above and shall continue in full force and effect for a period of one (1)
year.  Either  party,  at  its option, may terminate this Agreement prior to the
expiration  of  such  one  (1)-year  period by providing the other party written
notice  of  intent  to  terminate  not  less  than thirty (30) days prior to the
effective  date  of termination.  Notwithstanding the foregoing, the Company may
immediately  terminate  this  Agreement  if  Consultant  materially  breaches an
obligation  hereunder.

5.     Relationship  of  the  Parties;  Consultant's  Limitations  of Authority.
       ------------------------------------------------------------------------
Except  as  otherwise specifically set forth in this Agreement, Consultant shall
have  no  authority to represent Company as an agent of the Company.  Consultant
shall  have  no  authority  to  bind  Company  by  any contract, representation,
understanding,  act,  or  deed  concerning  Company.  Except  as  otherwise
specifically  set  forth  herein,  neither  the making of this Agreement nor the
performance  of  any  part  of  the  provisions  hereof  shall  be  construed to
constitute Consultant as an employee, agent or representative of Company for any
purpose,  nor  shall  this  Agreement  be deemed to establish a joint venture or
partnership.  Consultant,  in  all  respects,  shall  be  deemed  an independent
contractor  with  respect  to  the  performance by Consultant of its obligations
hereunder.

6.     Assignment.  Neither  this Agreement nor any of the duties or obligations
       ----------
of  Consultant herein may be voluntarily, involuntarily, directly, or indirectly
assigned,  delegated,  or  otherwise  transferred  or  encumbered  by Consultant
without  the  prior,  written  approval  of  the  Company.  Any such assignment,
delegation, transfer, or encumbrance without such approval will be void and will
constitute  a  "material  breach"  of  this  Agreement  entitling the Company to
terminate  this Agreement immediately.  A change in voting control of Consultant
shall  be  deemed  an  assignment  of  this  Agreement.  This Agreement is fully
assignable  by  the  Company  and  shall inure to the benefit of any assignee or
other  successor.

7.      Miscellaneous  Provisions.
        -------------------------

7.1     Entire Agreement; Binding Effect.  This Agreement constitutes the entire
        --------------------------------
agreement  between  the  parties  with  respect  to  the  subject matter of this
Agreement  and  supersedes  any  prior  agreements or understandings between the
parties.  This  Agreement  shall  be  binding on and inure to the benefit of the
parties  hereto  and  their  respective  successors  and  authorized  assigns.

7.2.     Modification.  This  Agreement  may be modified only upon the execution
         ------------
of  a  written  agreement  signed  by  both  of  the  parties.

7.3     Waivers.  No failure on the part of either party hereto to exercise, and
        -------
no delay in exercising, any right, power, or remedy hereunder shall operate as a
waiver  thereof nor shall any single or partial exercise of any right, power, or
remedy hereunder preclude any other or further exercises thereof or the exercise
of  any  other  right,  power,  or  remedy.

<PAGE>

7.4     Governing  Law;  Venue and Jurisdiction.  This Agreement shall be deemed
        ---------------------------------------
to  have  been  entered  into in, and for all purposes shall be governed by, the
laws  of  the  State  of  Florida,  without  regard  to  Florida's choice of law
decisions.  The  parties  agree  that any action brought by either party against
the other in any court, whether federal or state, shall be brought within Orange
County,  Florida,  in the applicable state and federal judicial districts and do
hereby  waive all questions of personal jurisdiction or venue for the purpose or
carrying  out  this  provision.

7.5     Attorneys'  Fees.  In  the  event of a dispute under this Agreement, the
        ----------------
non-prevailing  party  shall  pay  all  of  the  prevailing  party's  reasonable
attorneys' fees and costs incurred in connection with any such action, including
post-judgment  collection  proceedings.

7.6     Severability.  In  the  event  that  any provision of this Agreement, in
        ------------
whole  or in part (or the application of any provision to a specific situation),
is  held  to  be  invalid  or  unenforceable by the final judgment of a court of
competent  jurisdiction  after  appeal  or the time for appeal has expired, such
invalidity shall be limited to such specific provision or portion thereof (or to
such  situation),  and  this  Agreement  shall  be construed and applied in such
manner  as  to  minimize  such unenforceability.  This Agreement shall otherwise
remain  in  full  force  and  effect.

7.7     Counterparts.  This  Agreement  may  be  executed  in  two  (2)  or more
        ------------
counterparts, each of which shall be deemed an original, but all of which, taken
together,  shall  constitute  one  and  the  same  instrument.

     In  witness  whereof, the parties hereto have executed this Agreement as of
the  date  and  year  first  above  written.

                              "COMPANY"

                              YouTicket.Com

                              By:   /s/  Jeffrey  M.  Harvey
                                    ---------------------------------
                                    Jeffrey  M.  Harvey,  President

                              "CONSULTANT"

                              By:   /s/  Donald  A.  Mitchell
                                    ----------------------------------
                                    Donald  A.  Mitchell

<PAGE>

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00027-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00027-of-00352.parquet"}]]