Document:

Exhibit 10.6

 

Form of Financing Intermediary Service
Contract

 

Party A (Borrower):

Legal Representative:

Domicile:

 

Party B (Intermediary): Sichuan Senmiao
Ronglian Technology Limited

Legal Representative: Hu Xiang

Domicile: No. 1601, 16F, Building 1, No.
1098, Middle Section of Jiannan Avenue, High-Tech Zone, Chengdu

 

Party A intends to apply for loan to the users
(hereinafter referred to as the “Investor”) registered with real names on Party B’s online lending information
intermediate platform (hereinafter referred to as the “Platform”), “ihongsen” (www.ihongsen.com);
Party B provides intermediary services for Party A’s application for loan; therefore, both parties enter into this intermediary
service contract through full consultation on the basis of good faith, free will, equality, fairness, and mutual benefits to comply
with.

 

I. Party A releases information of loans
on Party B’s “ihongsen” platform; the Loan and Guarantee Agreement and the related contracts will be made by
and between Party A and the investor; the investor shall transfer the amounts into the account designated by Party A. Party A shall
understand and agree to comply with the business process, instructions, contracts, rates of financing cost, and service fee of
Party B and its platform. Party A will apply for a loan in an amount of RMB yuan only (¥ __________yuan in figures) for the purpose of
the Contract.

 

II. Party A’s Undertakings:

 

1. All documentations provided for Party
B necessary for financing (including but not limited to basic corporate information, financial and accounting statements, shareholders’
resolutions, and collaterals) are authentic, legitimate, and valid; otherwise, Party A will bear the legal liability arising thereof.

 

2. The loan applied by Party A through
Party B’s intermediary service shall be used for legal purpose.

 

3. Party A warrants that the loan received
will not be used for any other purposes; Party A will take all legal liabilities for use of the loan for any actual purpose in
breach of national rules and regulations; Party B shall be exempt from any liability arising thereof.

 

4. Any matters concerning the intermediary
service shall be kept in confidence; otherwise, Party A commits default of the Contract.

 

5. Loan agreement between Party A and the
investors shall be deemed to be established upon receipt of loans in the account designated by Party A; all contracts executed
(including but not limited to the Loan and Guarantee Contract, receipt for a loan, receipt and letter of authorization etc.) shall
have legal effect; Party A undertakes to repay the principal and interest as scheduled according to the terms of the contracts.

 

6. During the process of the financing
business, Party A shall not contact the third party associated with Party B’s financing business separately or carry out
operations in private without Party B’s approval; otherwise, it shall be deemed as default of the Contract.

 

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III. Party B’s Undertakings:

 

1. The intermediary service will start
immediately after signing and effectiveness of this Contract; the progress of the intermediary service shall be reported to Party
A truthfully, so as to conclude the execution of the loan contract and the related contracts by Party A and the investor (subject
to the contracts finally executed by Party A and the investor).

 

2. Any matters concerning the intermediary
service shall be kept in confidence; relevant information shall not be disclosed to any third party irrelevant to the financing
business; otherwise, Party B commits default of the Contract.

 

IV. Whatever happens, as long as Party
A and any investor of Party B’s “ihongsen” platform enter into any loan contract and the related contracts (subject
to the contracts finally executed by Party A and the investor), Party A must pay Party B the intermediary service fee as a certain
proportion of the total amount of the loan indicated in the loan contract and the related contracts (subject to the contracts finally
executed by Party A and investor); otherwise, Party A commits default of the Contract.

 

Special Agreements:

 

1. Any loan received by Party A from the
investor with a written proof of the investor shall be deemed as the result of Party B’s intermediary service; Party A shall
pay Party B the intermediary service fee as per the rates agreed.

 

2. The intermediary service fee shall not
include the expenses for Party B’s credit investigation, guarantee, appraisal, insurance, registration of mortgage, and notarization
etc., which shall be fully borne by Party A.

 

3. In consideration of the difficulty and
uncontrollability of the financing, in no event shall Party B be liable for failure in financing.

 

V. Intermediary Service Fee Scale and Payment
Methods:

 

1. Fee Scale

Time: the intermediary service fee shall
be charged upon Party A’s repayment of the loan and payment of accrued interest.

 

Amount:           % of the total amount of the loan
(        yuan in total)

 

2. Payment Methods

 

Party A shall transfer the intermediary
service fee to the account designated by Party B:

 

Account Name: Sichuan
Senmiao Ronglian Technology Limited

 

Account No.: 22872901040003901

 

Bank Name: Chengdu Oucheng
Sub-branch, Agriculture Bank of China

 

3. Time of Payment

 

Time of payment of the intermediary service
fee shall be the date of Party A’s repayment of the loan for the investor. Payment of the intermediary service fee in advance
is permitted.

 

VI. Liability for Default

 

1. Party A’s failure to perform this
Contract as per Article II, IV, and V herein shall be deemed as default. In such cases, Party A shall pay Party B a penalty equal
to 5% of the total amount of the loan indicated in the loan contract and the related contracts (subject to the contracts finally
executed by Party A and the investor) in addition to the liquidated damages equal to twice the intermediary financing service fee
payable to Party B.

 

2. Party B’s failure to perform this
Contract as per Article III herein shall be deemed as default. In such case, Party B shall pay Party A a penalty equal to 5% of
the total amount of the loan indicated in the loan contract and the related contracts (subject to the contracts finally executed
by Party A and the investor) in addition to returning two times of the intermediary financing service fee paid by Party A.

 

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VII. Neither party shall unilaterally terminate
this Contract once signed. The breaching party shall pay 10% liquidated damages for the non-breaching party.

 

VIII. Any disputes arising from the performance
of this Contract shall be settled through friendly negotiation by both parties. Should no settlement be reached, the case shall
be governed by the people’s court at the place of signing of this Contract.

 

IX. Termination of this Contract: this
Contract shall be automatically terminated upon fulfillment of the rights and obligations of both parties under this Contract or
subject to both parties’ consent.

 

X. This Contract shall come into effect
upon affixing the signature of the legal representative (or authorized agent) and the seal of each party; this Contract is executed
in duplicate; each party holds one, having the same legal effect.

 

 

	Party A (Signature & Seal):	Party B (Signature & Seal):
	 	Sichuan Senmiao Ronglian Technology Limited

 

	 	Signed on                at High-Tech Zone, Chengdu

 

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                                         / 3Exhibit 10.7

 

Guangdong
Huaxing Bank

 

Internet
Banking Business System Integrating Agreement

 

YHYHP ZI No. 201612070023

  

Partner: Sichuan Senmiao Ronglian Technology
Limited

 

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Party A: Guangdong Huaxing Bank Co., Ltd

Address: No. 533, Tianhe Road, Guangzhou,
Guangdong Province

 

Party B: Sichuan Senmiao Ronglian Technology
Limited

Address: 16F, Block A, Shihao Square, Middle
Section of Jiannan Avenue, High-Tech Zone, Chengdu

 

In consideration of Guangdong Huaxing Bank’s
integrated business system, Party A and Party B enter into this Agreement for the purpose of defining each party’s rights
and obligations as well as regulating both parties’ business activities through full consultation on the basis of free will,
equality, and mutual benefits.

 

Article 1 General Provisions on Cooperation

 

		(I)	Party A agrees upon Party B’s access to Party A’s business system, and to jointly provide
account services for external clients upon operation of the system and acceptance by both parties.
	 	 	 

		(II)	This document is a system integrating agreement; a business service agreement shall be separately
executed to define the rights and obligations of each party prior to providing services for external clients by both parties through
the system.

 

Article 2 Risks

 

		1.	In case of failure of the normal operation of the services due to any reasons not attributable
to Party A, such as force majeure or problems with power supply, communication, or network etc., Party A will assist the clients
and the lending institutions to solve the problem or provide necessary assistance as the case may be but not bear any responsibilities
arising thereof.

 

		2.	In case that competent regulatory authorities require Party A or Party B to cease the related system
integrating services for external clients, Party A will not be liable for any losses and liabilities arising thereof. As a result,
termination of the system integration shall not be entitled to Party A’s refund of relevant expenses for integrating.

 

Article 3 Party A’s Rights and
Obligations

 

		(I)	Party A’s Obligations

 

		1.	To provide documents and assistance necessary for system integration for Party B;

		2.	In case that Party B fulfills the business access requirements, to execute a business service agreement
with Party B upon completion of the system integrating;

		3.	Unless otherwise specified by laws and regulations or required by regulatory authorities, to keep
the materials and the information submitted by Party B in confidence.

 

		(II)	Party A’s Rights

 

		1.	Party A has the right to require Party B to provide the information and relevant materials concerning
corporate status, business practice, and lending intermediary services;

		2.	Party A has the right to charge Party B service fee;

		3.	In any one of the following events, Party A has the right to take one or more measures, including
but not limited termination of the cooperation and filing of claims against Party B. based on the severity of the actual situation
and the economic losses. In addition, the integrating expenses paid by Party B will not be refunded.

 

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		(1)	Party B fails in doing business honestly, embezzles and defrauds of clients’ funds and information,
or assists the borrowers to embezzle and defraud of investors’ funds;

		(2)	Party B illegally conducts fundraising or takes public deposits;

		(3)	Party B provides incorrect or false identity certificate, corporate registration information, and
business scope etc.;

		(4)	Party B is in breach of basic business rules;

		(5)	There are great risks in the lending transaction involved;

		(6)	Party B conducts any business activities harming Party A’s reputation;

		(7)	Party B fails in making the payment of the service fee as agreed;

		(8)	Party B fails in completion of the system integrating, test, operation, and verification as required;

		(9)	Other cases in violation of laws and regulations and harming Party A’s interest.

 

Article 4 Party B’s Rights and
Obligations

 

		(I)	Party B’s Obligations

 

		1.	To conduct all business activities in accordance with the laws and regulations published by government
authorities as well as the regulations promulgated by other regulatory authorities;

		2.	Unless otherwise arranged by Party A, to complete system integrating, test, operation, and verification
within 3 months as required by Party A;

		3.	To accept the investigation on Party B and its business conducted by Party A;

		4.	To publish any picture and text concerning Party A through website and media with Party A’s
consent;

		5.	To fulfill confidentiality obligation, not to disclose the fee rates for the cooperation between
both parties, the system demand, and the technical system interfaces;

		6.	In case of early termination of this Agreement, Party B shall negotiate with Party A at least one
month in advance.

 

		(II)	Party B’s Rights

 

Party B has the right to obtain
the system integrating service provided by Party A as agreed.

 

Article 5 Relevant Expenses

 

		(I)	Schedule of Fees

þBasic
Subscription Fee: ¥ 80,000.00 yuan (RMB EIGHTY THOUSAND YUAN), which shall be paid within 20 business
days upon signing of this Contract.

þSubscription
Fee for PC: ¥50,000.00 yuan (RMB FIFTY THOUSAND YUAN), which shall be paid within 20 business days upon
signing of this Contract.

þSubscription
Fee for WeChat and APP: ¥ 30,000.00 yuan (RMB THIRTY THOUSAND YUAN), which shall be paid within 20 business
days upon signing of this Contract.

 ̈Maintenance
Cost

 

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Party A shall
provide necessary assistance and service for system environment setup for Party B within 3 months upon completion and operation
of the system integrating by both parties, and the maintenance cost in an amount of ¥ 60,000.00 yuan (RMB SIXTY THOUSAND
YUAN) shall be paid prior to the operation of the system.

 

		(II)	Payment Account

Account Name:
ihongsen payment collection

Account No.:
897001016021070121

Bank Name:
Guangdong Huaxing Bank Co., Ltd.

 

Article 6 Law Application and Dispute
Resolution

 

This Agreement shall be governed by the
laws and regulations of the People’s Republic of China. Any disputes in connection with the execution hereof shall be settled
through negotiation or mediation. Should no settlement be reached, the case shall be submitted to the people’s court at the
place where Party A is located (Tianhe District, Guangzhou).

 

Article 7 Term of Agreement

 

The term of this Agreement shall be one
year.

 

Article 8 Effectiveness and Termination
of the Agreement

 

		(I)	This Agreement shall come into effect upon affixing the official seals of Party A and Party B.

 

		(II)	In any one of the following events, the non-defaulting party may terminate this Agreement immediately
after giving a written notice to the defaulting party:

 

		1.	Either party breaches the Agreement or fails in performance of relevant obligations, and further
fails in correction upon receipt of the written notice from the other party;

		2.	Either party’s serious default during the term of this Agreement causes the failure in fulfillment
of the purpose of this Agreement.

 

Article 9 Anti-Corruption and Anti-Bribery

 

		(I)	Each party under this Agreement agrees to comply with the anti-corruption and anti-bribery laws
and regulations of the People’s Republic of China.

 

		(II)	Either party or its representative shall not give or agree to give the key personnel, representative,
or other relevant staff of the other party any illegal benefits beyond that agreed herein in any form, including but not limited
to cash, negotiable securities, shopping cards, gifts, or travel related benefits or demand any illegal benefits from any key personnel,
representative, or other relevant staff of the other party. Otherwise, the said party must indemnify the other party for all its
losses.

 

		(III)	The “other relevant staff” referred in above (II) means the personnel directly or indirectly
having an interest in the business under this Agreement other than the key personnel and the representative of the other party,
including but not limited to the relatives and friends of the key personnel and the representative of the other party.

 

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Article 10 Miscellaneous 

 

Not Applicable.

 

Article 11 Supplementary Provisions

 

		(I)	This Agreement may be amended or terminated in writing as agreed by both parties;

		(II)	Each party has fully reviewed and understood all provisions herein and fully acknowledges and agrees
upon its own rights and obligations under this Agreement.

		(III)	This Agreement is executed in quadruplicate; each party holds two, having the same legal effect.

  

	Party A:	 	Party B:
	Guangdong Huaxing Bank Banking (Seal)	 	Sichuan Senmiao Ronglian Technology Limited
	 	 	 
	Signed by:	 	Signed by: Wang Jun 
	Date: December 7, 2016	 	Date: December 1, 2016

 

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