Document:

EXHIBIT 10.23

 

EQUIFAX INC.
2008 OMNIBUS INCENTIVE PLAN

 

TSR PERFORMANCE SHARE
AWARD AGREEMENT

 

[2012-2014 Performance
Period]

 

[Name of Participant]

 

Target Number of Shares Subject to Award:
[Number of Shares]

 

Date of Grant: [Grant Date]

 

Pursuant to the Equifax Inc.
2008 Omnibus Incentive Plan (the “Plan”), Equifax Inc., a Georgia corporation (the “Company”), has granted
the above-named participant (“Participant”) Performance Shares (the “Award”) entitling Participant to earn
such number of shares of Company common stock (the “Shares”) as set forth above on the terms and conditions set forth
in this agreement (this “Agreement”) and the Plan. Capitalized terms used in this Agreement and not defined herein
shall have the meanings set forth in the Plan.

 

1.   Grant
Date. The Award is granted to Participant on the Grant Date set forth above and represents the right to receive one Share
for each Share subject to the Award earned by satisfaction of the performance measures and goals set forth in Section 3 of this
Agreement subject to the performance limitations set forth in Section 2(c) of this Agreement. Depending on the Company’s
3-year relative TSR performance as set forth in Section 3, the Participant may earn zero percent (0%) to two hundred percent (200%)
of the Shares awarded. The Shares subject to the Award are intended to be “qualified performance-based
compensation” within the meaning of Section 162(m) of the Internal Revenue Code, as amended and the regulations thereunder
(the “Code”). 

 

2.  Vesting.

 

(a)  Subject to earlier vesting
in accordance with Sections 4 or 5 below, the Shares will become vested on the later of the third anniversary of the grant date
or the date on which the Committee certifies the attainment of the Performance Goals (the “Vesting Date”) in accordance
with the provisions of Section 3 below and subject to the provisions of subsections (b) and (c) below. Prior to the Vesting Date,
the Shares subject to the Award shall be nontransferable and, except as otherwise provided herein, shall be immediately forfeited
upon Participant’s termination of employment with the Company and its Subsidiaries. Subject to the terms of the Plan, the
Committee reserves the right in its sole discretion to waive or reduce the vesting requirements.

 

(b)  In no event shall the
number of Shares which vest on the Vesting Date exceed the number of Shares subject to the Award or the individual limits for Participants
as set forth in the Plan. The payout of vested Shares may be reduced, but not increased, based on the degree of attainment of such
performance criteria as determined by the Committee, in its sole discretion. To the extent unvested Shares are not paid to Participant
pursuant to the immediately preceding sentence, then such unvested Shares shall be immediately forfeited.

 

(c)  The maximum number of
Shares that may vest and be paid out on the Vesting Date pursuant to Section 3 of this Agreement shall be limited to a fair market
value on the Vesting Date not to exceed the following:

 

(i)      for each
Participant (other than the Chief Executive Officer of the Company), one-half of one percent (0.5%) of the sum of the Company’s
total operating income for the Performance Period (calendar years 2012, 2013 and 2014), as determined by the Committee in accordance
with the Plan.

 

    	-1-

    	 

    

 

(ii)     if
Participant was the Chief Executive Officer of the Company on or after the Grant Date, the limit specified in subsection (i) above
shall be one and one-half percent (1.5%) of the Company’s total operating income for the Performance Period (calendar years
2012, 2013 and 2014), as determined by the Committee in accordance with the Plan.

 

(iii)   “Operating
income” for purposes of clauses (i) and (ii) above shall be calculated excluding the effect of changes in federal, state
and local tax laws; restructuring charges; items of loss or expense determined to be extraordinary or unusual in nature or infrequent
of occurrence or related to the disposal of a segment of a business or related to a change in accounting principle, all as determined
by U.S. generally accepted accounting principles (“GAAP”); items of loss or expense related to discontinued operations
that do not qualify as a segment of a business under GAAP; any reduction in operating income attributable to the acquisition of
business operations during the applicable fiscal year, as most accurately determined either at the time of the acquisition (through
projections made at that time and accepted by the Committee), or at year end; and foreign exchange gains or losses, all as determined
by the Committee in its discretion.

 

		3.	Payment of Performance Shares.

 

(a) The Performance Period
for this Award begins on January 1, 2012 and ends on December 31, 2014. The percentage of the Award earned and paid will be as
certified by the Committee as soon as practicable following the end of the Performance Period based on the percentile ranking of
the Company’s three-year cumulative average quarterly TSR compared to the three-year cumulative average quarterly TSR performance
of the S&P 500, subject to adjustment. The Maximum Award percentage may be decreased but may not be increased by the Committee.
The goals by which performance will be measured for payout of the Shares awarded are as follows:

 

Performance Share Payout Table

 

	3-Year TSR	 	Percentage of	 
	Percentile Rank	 	Performance Shares	 
	Relative to S&P 500	 	Payable	 
	 	 	 	 	 
	90th or greater	 	 	200	%
	70th	 	 	150	%
	50th	 	 	100	%
	30th	 	 	50	%
	Less than 30th	 	 	0	%

 

(b) Performance
Shares Payable. Subject to Section 2(c), the number of Shares payable is the Target Award multiplied by the average of the
Company’s cumulative TSR positioning for each of the last four quarters of the Performance Period. For a hypothetical illustration
of this calculation, see Example A below. For performance levels falling between the values as shown above, the percentage of performance
Shares payable will be determined by interpolation. Payments will be made in Shares.

 

Hypothetical Example: 2008-2010 Performance
Cycle

 

	 	2008	2009	2010
	Q1	Q2	Q3	Q4	Q1	Q2	Q3	Q4	Q1	Q2	Q3	Q4
	Cumulative TSR Positioning	61th	57th	72nd	69th	70th	62nd	54th	52nd	63rd	47th	45th	48th
	
        Payout (% of target)

         
	 	132%	93%	88%	95%
	Actual Payout (Average of Last 4 Quarters)	102%

 

    	-2-

    	 

    
 

(c) Value of the Shares Issued as Payment
for Shares Earned. The fair market value of Shares on the Vesting Date will be used by the Committee to determine the basis
of the Shares earned and payable.

 

(d) Withholding. As provided in Section
16 below, the Company shall withhold Shares having a Fair Market Value on the date the tax is to be determined equal to the minimum
statutory amount for federal, state, local, and unemployment taxes (“Total Tax”) which could be withheld on the transaction,
with respect to any taxable event arising as a result of this Agreement.

 

(e) Timing of Payout. Payout of the
Award will be made to Participant as soon as practicable following the Vesting Date and written certification of performance by
the Committee as provided in Section 8.

 

(f)  Certain Definitions.

 

“Maximum Award”
means the maximum number of performance Shares that can be awarded to Participant as set forth in Section 1.

 

“S&P 500”
generally means the companies constituting the Standard & Poor’s 500 Index as of the beginning of the Performance Period
(including the Company) and which continue to be actively traded under the same ticker symbol on an established securities market
though the end of the Performance Period. A component company of the S&P 500 that is acquired at any time during the Performance
Period (i.e., company and ticker symbol disappear) will be eliminated from the S&P 500 for the entire Performance Period. A
component company of the S&P 500 filing for bankruptcy protection (and thus no longer publicly traded) at any time during the
Performance Period will be deemed to remain in the S&P 500 (at an assumed TSR of minus 100%).

 

“Target Award”
means the number of Shares specified as such at the beginning of this Agreement.

 

“Total
Shareholder Return” or “TSR” means with respect to the Company or other S&P 500 component company:
the change in the closing market price of its common stock (as quoted in the principal market on which it is traded), plus dividends
and other distributions paid on such common stock. The TSR for the common stock of an S&P 500 component company shall be adjusted
to take into account stock splits, reverse stock splits, and special dividends that occur during the Performance Period, and assumes
that all cash dividends and cash distributions are immediately reinvested in common stock of the entity using the closing market
price on the dividend payment date.

 

4.   
Termination of Employment. The following provisions shall apply in the event Participant’s
employment with the Company or a Subsidiary is terminated for the reasons set forth below (otherwise Section 2(a) applies), unless
the Committee shall have provided otherwise, either at the time of the grant of the Award or thereafter:

 

(a)  Death. If Participant’s
employment is terminated by reason of his or her death prior to the Vesting Date, all unvested Shares subject to this Award shall
immediately become vested and nonforfeitable as of the date of Participant’s death and payout of Shares under the Award shall
be at target (100%), to Participant’s designated beneficiary, as soon as practicable after the date of death as provided
in Section 8.

 

(b)  Disability. Except
as the Committee may at any time otherwise provide or as required to comply with applicable law, if Participant’s employment
is terminated by reason of his or her Disability (as such term is defined in the Plan) prior to the Vesting Date, for purposes
of determining the payment Participant is entitled to receive under this Award, Participant shall be treated as continuing to be
employed through the Vesting Date and payout of Shares under the Award shall be at target (100%), as soon as practicable after
Participant’s termination of employment due to Disability as provided in Section 8.

 

    	-3-

    	 

    

 

(c)   Retirement. Except
as the Committee may at any time otherwise provide or as required to comply with applicable law, if Participant’s employment
is terminated by reason of his or her Retirement (as such term is defined in the Plan), other than for Cause, Participant shall
have the right to receive his or her full payment under the Award, if any, to which Participant would be entitled had he or she
remained employed through the Vesting Date with payout based upon the performance results as and when determined by the Committee
under Section 3. Payout of the Shares shall be made at the time provided in Section 3.

 

5.  Change of Control.
If a Change of Control occurs while Participant is employed by the Company or a Subsidiary, then all unvested Shares subject
to the Award shall immediately become vested and nonforfeitable as of the date on which the Change of Control occurs; if at least
one calendar year of performance during the Performance Period has been completed prior to the Change in Control event, the Shares
shall be paid using the Company’s relative cumulative TSR positioning at the time of the Change of Control (without the final
four quarter averaging applicable to the three-year Performance Period); otherwise, the target payout level (100%) shall be used.
Payout of the Shares shall be made at the time provided in Section 8.

 

6.   Clawback
Policy; Cancellation and Rescission of Award.

 

(a)  Clawback
Policy. This Award shall be subject to the terms and conditions of the Company’s Policy on Recovery of Incentive
Awards adopted effective January 1, 2010, a copy of which is attached as Appendix A and incorporated herein by reference.

 

(b)  Detrimental
Activity. If, at any time, (i) during Participant’s employment with the Company or a Subsidiary or (ii) during
the period after Participant’s termination of employment with the Company or any Subsidiary for any reason, but not to exceed
24 months following Participant’s termination of employment, Participant engages in any “Detrimental Activity”
(as defined in subsection (c) below), the Committee may, notwithstanding any other provision in this Agreement to the contrary,
cancel, rescind, suspend, withhold or otherwise restrict or limit this Award as of the first date Participant engaged in the Detrimental
Activity, as determined by the Committee. Without limiting the generality of the foregoing, the Committee may also require Participant
to pay to the Company any gain realized by Participant from the Shares subject to the Award during the period beginning six months
prior to the date on which Participant engaged or began engaging in Detrimental Activity.

 

(c)  For
purposes of this Agreement, “Detrimental Activity” shall mean and include any of the following:

 

(i)      the
breach or violation of any other agreement between Participant and the Company relating to protection of Confidential Information
or Trade Secrets, solicitation of employees, customers or suppliers, or refraining from competition with the Company;

 

(ii)      the
disclosure, reproduction or use of Confidential Information or Trade Secrets (each as defined below) for the benefit of Participant
or third parties except in connection with the performance of Participant’s duties for the Company or, after advance notice
to the Company, as required by a valid order or subpoena issued by a court or administrative agency of competent jurisdiction;

 

(iii)     the
use, reproduction, disclosure or distribution of any information which the Company is required to hold confidential under applicable
federal and state laws and regulations, including the federal Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.) and
any state credit reporting statutes;

 

    	-4-

    	 

    

 

(iv)    the
making, or causing or attempting to cause any other person to make, any statement, either written or oral, or conveying any information
about the Company which is disparaging or which in any way reflects negatively upon the Company;

 

(v)    the
solicitation or attempt to solicit any customer or actively targeted potential customer of the Company with whom the Participant
had material contact on the Company’s behalf during the 12 months immediately preceding Participant’s termination of
employment;

 

(vi)    the
solicitation or recruitment, attempt to solicit or recruit, or the assistance of others in soliciting or recruiting, any individual
who is or was, within 6 months of the date in question, an employee of the Company unless such former employee was terminated by
the Company without cause, or the inducement of (or attempt to induce) any such employee of the Company to terminate his employment
with the Company; or

 

(vii)    the
refusal or failure of Participant to provide, upon the request of the Company, a certification, in a form satisfactory to the Company,
that he or she is in full compliance with the terms and conditions of the Plan and this Agreement, including, without limitation,
a certification that Participant is not engaging in Detrimental Activity.

 

(d)  "Trade
Secret” means information, including, but not limited to, technical or non-technical data, a formula, a pattern, a compilation,
a program, a device, a method, a technique, a drawing, a process, financial data, financial plans, product plans, or a list of
actual or potential Company customers or suppliers which (i) derives independent economic value, actual or potential, from not
being generally known to, and not being readily ascertainable by proper means by, other persons who can obtain economic value from
its disclosure or use, and (ii) is the subject of the Company’s efforts that are reasonable under the circumstances to maintain
secrecy; or as otherwise defined by applicable state law.

 

(e)  "Confidential
Information” means any and all knowledge, information, data, methods or plans (other than Trade Secrets) which are now
or at any time in the future developed, used or employed by the Company which are treated as confidential by the Company and not
generally disclosed by the Company to the public, and which relate to the business or financial affairs of the Company, including,
but not limited to, financial statements and information, marketing strategies, business development plans, acquisition or divestiture
plans, and product or process enhancement plans.

 

7.  Termination
for Cause. For purposes of this Agreement, termination for “Cause” means termination as a result of (a) the
willful and continued failure by Participant to substantially perform his or her duties with the Company or any Subsidiary (other
than a failure resulting from Participant’s incapacity due to physical or mental illness), after a written demand for substantial
performance is delivered to Participant by his or her superior officer which specifically identifies the manner the officer believes
that Participant has not substantially performed his or her duties, or (b) Participant’s willful misconduct which materially
injures the Company, monetarily or otherwise. For purposes of this Section, Participant’s act, or failure to act, will not
be considered “willful” unless the act or failure to act is not in good faith and without reasonable belief that his
or her action or omission was in the best interest of the Company.

8.  Transfer
of Vested Shares.  Stock certificates (or appropriate evidence of ownership) representing the unrestricted Shares
will be delivered to the Participant (or to a party designated by the Participant) as soon as practicable after (but in no event
later than 60 days after) the Vesting Date or event set forth in Sections 4 or 5; provided, however, if the Participant has properly
elected to defer delivery of the Shares pursuant to a plan or program of the Company, the Shares shall be issued and delivered
as provided in such plan or program.

 

9.  Dividends. 
Participants granted Shares shall not be entitled to receive any cash dividends, stock dividends or other distributions paid with
respect to the Shares, except in circumstances where the distribution is covered by Section 15 below.

 

    	-5-

    	 

    

 

10.  Non-Transferability
of Award.  Subject to any valid deferral election, until the Shares have been issued under this Award, the Shares
issuable hereunder and the rights and privileges conferred hereby may not be sold, transferred, pledged, assigned, or otherwise
alienated or hypothecated by operation of law or otherwise (except as permitted by the Plan).  Any attempt to do so contrary
to the provisions hereof shall be null and void.

 

11.  Conditions
to Issuance of Shares. The Shares deliverable to Participant hereunder may be either previously authorized but unissued
Shares or issued Shares which have been reacquired by the Company. The Company shall not be required to issue any certificate or
certificates for Shares prior to fulfillment of all of the following conditions: (a) the admission of such Shares to listing on
all stock exchanges on which such class of stock is then listed; (b) the completion of any registration or other qualification
of such Shares under any state or federal law or under the rulings and regulations of the Securities and Exchange Commission or
any other governmental regulatory body, which the Committee shall, in its discretion, deem necessary or advisable; (c) the obtaining
of any approval or other clearance from any state or federal governmental agency, which the Committee shall, in its discretion,
determine to be necessary or advisable; and (d) the lapse of such reasonable period of time following the grant of the Shares as
the Committee may establish from time to time for reasons of administrative convenience.

 

12.  No
Rights as Shareholder.  Except as provided in Section 15, the Participant shall not have voting or any other
rights as a shareholder of the Company with respect to the unvested Shares.  Upon settlement of the Award into Shares, the
Participant will obtain full voting and other rights as a shareholder of the Company with respect to such Shares.

 

13.  Administration. 
The Committee shall have the power to interpret the Plan and this Agreement and to adopt such rules for the administration, interpretation,
and application of the Plan as are consistent therewith and to interpret or revoke any such rules.  All actions taken and
all interpretations and determinations made by the Committee shall be final and binding upon the Participant, the Company, and
all other interested persons.  No member of the Committee shall be personally liable for any action, determination, or interpretation
made in good faith with respect to the Plan or this Agreement.

 

14.  Fractional
Shares. Fractional shares will not be issued, and when any provision of this Agreement otherwise would entitle Participant
to receive a fractional share, that fraction will be disregarded.

 

15.  Adjustments
in Capital Structure. In the event of a change in corporate capitalization as described in Section 19 of the Plan, the
Committee shall make appropriate adjustments to the number and class of Shares or other stock or securities subject to the Award.
The Committee’s adjustments shall be effective and final, binding and conclusive for all purposes of this Agreement.

 

16.  Taxes.
Regardless of any action the Company or a Subsidiary (the “Employer”) takes with respect to any or all income tax,
social insurance, payroll tax, payment on account or other tax-related withholding (“Tax-Related Items”), Participant
acknowledges and agrees that the ultimate liability for all Tax-Related Items legally due by him or her is and remains Participant’s
responsibility and that the Company and/or the Employer (i) make no representations nor undertakings regarding the treatment of
any Tax-Related Items in connection with any aspect of this Award, including the grant or vesting of the Shares subject to this
Award, the subsequent sale of Shares acquired pursuant to such vesting and receipt of any dividends; and (ii) do not commit to
structure the terms or the grant or any aspect of this Award to reduce or eliminate Participant’s liability for Tax-Related
Items. Upon the vesting of this Award, Participant shall pay or make adequate arrangements satisfactory to the Company and/or the
Employer to withhold all applicable Tax-Related Items legally payable from Participant’s wages or other cash compensation
paid to Participant by the Company and/or the Employer or from proceeds of the sale of Shares. Alternatively, or in addition, if
permissible under local law, the Company may (1) sell or arrange for sale of Shares that Participant acquires to meet the required
withholding obligations for Tax-Related Items, and/or (2) satisfy such obligations in Shares, provided that the Company only withholds
the amount of Shares necessary to withhold the required minimum withholding amount. In addition, Participant shall pay the Company
or the Employer any amount of Tax-Related Items that the Company or the Employer may be required to withhold as a result of Participant’s
participation in the Plan or Participant’s purchase of Shares that cannot be satisfied by the means previously described.
The Company may refuse to honor the exercise and refuse to deliver the Shares if Participant fails to comply with Participant’s
obligations in connection with the Tax-Related Items.

 

    	-6-

    	 

    

 

17.  Consents.
By accepting the grant of this Award, Participant acknowledges and agrees that: (i) the Plan is established voluntarily by the
Company, it is discretionary in nature and may be modified, amended, suspended or terminated by the Company at any time unless
otherwise provided in the Plan or this Agreement; (ii) the grant of this Award is voluntary and occasional and does not create
any contractual or other right to receive future grants of Shares, or benefits in lieu of Shares, even if Shares have been granted
repeatedly in the past; (iii) all decisions with respect to future grants, if any, will be at the sole discretion of the Company;
(iv) the Participant’s participation in the Plan shall not create a right of further employment with the Company and shall
not interfere with the ability of the Company to terminate Participant’s employment relationship at any time with or without
cause and it is expressly agreed and understood that employment is terminable at the will of either party, insofar as permitted
by law; (v) Participant is participating voluntarily in the Plan; (vi) this Award is an extraordinary item that is outside the
scope of Participant’s employment contract, if any; (vii) this Award is not part of normal or expected compensation or salary
for any purposes, including but not limited to calculating any severance, resignation, termination, redundancy, end of service
payments, bonuses, long-service awards, pension or retirement benefits or similar payments insofar as permitted by law; (viii)
in the event Participant is not an employee of the Company, this Award will not be interpreted to form an employment contract or
relationship with the Company or any Subsidiary or Affiliate; (ix) the future value of the underlying Shares is unknown and cannot
be predicted with certainty; (x) the value of the Shares may increase or decrease in value; (xi) in consideration of the grant
of this Award, no claim or entitlement to compensation or damages shall arise from termination of this Award or diminution in value
of Shares subject to the Award resulting from termination of Participant’s employment by the Company or the Employer (for
any reason whatsoever and whether or not in breach of local labor laws) and Participant irrevocably releases the Company and the
Employer from any such claim that may arise; if, notwithstanding the foregoing, any such claim is found by a court of competent
jurisdiction to have arisen, then, by accepting the terms of this Agreement, Participant shall be deemed irrevocably to have waived
any entitlement to pursue such claim; and (xii) except as otherwise expressly provided in the Plan, in the event of involuntary
termination of employment (whether or not in breach of local labor laws), Participant’s right to receive Awards under the
Plan, if any, will terminate effective as of the date that Participant is no longer actively employed and will not be extended
by any notice period mandated under local law; furthermore, in the event of involuntary termination of employment (whether or not
in breach of local labor laws), Participant’s right to this Award after termination of employment, if any, will be measured
by the date of termination of Participant’s active employment and will not be extended by any notice period mandated under
local law; the Committee shall have the exclusive discretion to determine when Participant is no longer actively employed for purposes
of this Award.

 

18.  Consent
for Accumulation and Transfer of Data. Participant consents to the accumulation and transfer of data concerning him or
her and the Award to and from the Company and UBS (or such other agent as may administer the Plan on behalf of the Company from
time to time). In addition, Participant understands that the Company holds certain personal information about Participant, including
but not limited to his or her name, home address, telephone number, date of birth, social security number, salary, nationality,
job title, and details of all grants or awards vested, unvested, or expired (the “personal data”). Certain personal
data may also constitute “sensitive personal data” within the meaning of applicable local law. Such data include but
are not limited to information provided above and any changes thereto and other appropriate personal and financial data about Participant.
Participant hereby provides explicit consent to the Company to process any such personal data and sensitive personal data. Participant
also hereby provides explicit consent to the Company to transfer any such personal data and sensitive personal data outside the
country in which Participant is employed, and to the United States. The legal persons for whom such personal data are intended
are the Company, UBS, and any company providing services to the Company in connection with compensation planning purposes or the
administration of the Plan.

 

19.  Plan
Information. Participant agrees to receive copies of the Plan, the Plan prospectus and other Plan information, including
information prepared to comply with laws outside the United States, from the Plan website at UBS (or such other agent as may administer
the Plan on behalf of the Company from time to time) referenced above and shareholder information, including copies of any annual
report, proxy statement, Form 10-K, Form 10-Q, Form 8-K and other information filed with the SEC, from the investor relations
section of the Equifax website at www.equifax.com. Participant acknowledges that
copies of the Plan, Plan prospectus, Plan information and shareholder information are available upon written or telephonic request
to the Company’s Corporate Secretary.

 

    	-7-

    	 

    

 

20.  Plan
Incorporated by Reference; Conflicts. The Plan and this Agreement constitute the entire agreement of the parties with respect
to the subject matter hereof and supersede in their entirety all prior undertakings and agreements of the Company and Participant
with respect to the subject matter hereof, and may not be modified adversely to Participant’s interest except by means of
a writing signed by the Company and Participant. Notwithstanding the foregoing, nothing in the Plan or this Agreement shall affect
the validity or interpretation of any duly authorized written agreement between the Company and Participant under which an Award
properly granted under and pursuant to the Plan serves as any part of the consideration furnished to Participant. If provisions
of the Plan and this Agreement conflict, the Plan provisions will govern.

 

21.  Participant
Bound by Plan. Participant acknowledges receiving a summary of the Plan, and agrees to be bound by all the terms and conditions
of the Plan. Except as limited by the Plan or this Agreement, this Agreement is binding on and extends to the legatees, distributees
and personal representatives of Participant and the successors of the Company.

 

22.  Governing
Law. This Agreement has been made in and shall be construed under and in accordance with the laws of the State of Georgia,
USA without regard to conflict of law provisions.

 

23.  Translations. If
Participant has received this or any other document related to the Plan translated into any language other than English and if
the translated version is different than the English version, the English version will control.

 

24.  Severability. The
provisions of this Agreement are severable and if any one or more provisions are determined to be illegal or otherwise unenforceable,
in whole or in part, the remaining provisions shall nevertheless be binding and enforceable.

 

25.  Section 409A.

 

(a)  General. To the extent
that the requirements of Code Section 409A are applicable to this Award, it is the intention of both Company and Participant that
the benefits and rights to which Participant could be entitled pursuant to this Agreement comply with Code Section 409A and the
Treasury Regulations and other guidance promulgated or issued thereunder (“Section 409A”), and the provisions of this
Agreement shall be construed in a manner consistent with that intention. The Plan and any Award Agreements issued thereunder may
be amended in any respect deemed by the Administrator to be necessary in order to preserve compliance with Section 409A.

 

(b)  No Representations as to
Section 409A Compliance. Notwithstanding the foregoing, Company makes no representation to Participant that the Shares awarded
pursuant to this Agreement are exempt from, or satisfy, the requirements of Section 409A, and Company shall have no liability or
other obligation to indemnify or hold harmless Participant or any beneficiary for any tax, additional tax, interest or penalties
that Participant or any beneficiary may incur in the event that any provision of this Agreement, or any amendment or modification
thereof or any other action taken with respect thereto is deemed to violate any of the requirements of Section 409A.

 

(c)  Six Month Delay for Specified
Participants.

 

(i) If Participant
is a “Specified Employee” (as defined below), then no payment or benefit that is payable on account of Participant’s
“Separation from Service” (as determined by the Company in accordance with Section 409A) shall be made before the date
that is six months and one day after Participant’s “Separation from Service” (or, if earlier, the date of Participant’s
death) if and to the extent that such payment or benefit constitutes deferred compensation (or may be nonqualified deferred compensation)
under Section 409A and such deferral is required to comply with the requirements of Section 409A. Any payment or benefit delayed
by reason of the prior sentence shall be paid out or provided in a single lump sum at the end of such required delay period in
order to catch up to the original payment schedule.

 

(ii) For purposes of this
provision, Participant shall be considered to be a “Specified Employee” if, at the time of his or her Separation from
Service, Participant is a “key employee”, within the meaning of Code Section 416(i), of Company (or any person or entity
with whom the Company would be considered a single employer under Section 414(b) or Section 414(c) of the Code, applying the 20
percent common ownership standard) any stock of which is publicly traded on an established securities market or otherwise.

 

    	-8-

    	 

    

 

(d)  No Acceleration
of Payments. Neither Company nor Participant, individually or in combination, may accelerate any payment or benefit that is
subject to Section 409A, except in compliance with Section 409A and the provisions of this Agreement, and no amount that is subject
to Section 409A shall be paid prior to the earliest date on which it may be paid without violating Section 409A.

 

	PARTICIPANT	 	EQUIFAX INC. 
	 	 	 
	(Signature)	 	By:	 
	 	 	 	Richard F. Smith
	 	 	 	Chairman & CEO
	(Printed Name)	 	 

  

THIS DOCUMENT CONSTITUTES PART OF A PROSPECTUS
COVERING

SECURITIES THAT HAVE BEEN REGISTERED UNDER
THE

SECURITIES ACT OF 1933.

 

#186360 (2/1/12)

 

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APPENDIX A

 

POLICY ON RECOVERY OF INCENTIVE PAYMENTS

 

Application

 

The following policy on recovery of incentive
payments is adopted by the Compensation, Human Resources & Management Succession Committee of the Board of Directors (“Committee”)
of Equifax Inc. (“Company”) effective February 4, 2010, for Incentive Compensation awarded or paid for fiscal years
beginning after December 31, 2009.

 

The Committee may, in its sole discretion,
in appropriate circumstances and to the extent permitted by governing law, direct the Company to require recovery of all or a portion
of any Incentive Compensation awarded or paid to any Employee where:

 

1.   The
payment was predicated upon achieving certain financial results that were subsequently the subject of a material restatement of
Company financial statements filed with the U.S. Securities and Exchange Commission (“SEC”);

 

2.   The
Committee determines the Employee engaged in Misconduct that contributed to the need for the material restatement; and

 

3.   A
lower Incentive Compensation payment would have been made to the Employee based upon the restated financial results.

.

The Committee in its discretion also
may direct the Company to seek to recover the excess amount of any Incentive Compensation awarded or paid to a Covered Officer
for a fiscal period if the result of a performance measure upon which the award was based or paid is subsequently restated or otherwise
adjusted in a manner that would reduce the size of the award or payment, regardless of whether the Covered Officer committed any
Misconduct. Where the result of a performance measure was considered in determining the compensation awarded or paid, but the Incentive
Compensation is not awarded or paid on a formulaic basis, the Committee will determine in its discretion the amount, if any, by
which the payment or award should be reduced.

 

		·	“Employee” for purposes of
this policy shall mean any current or former employee of the Company or any subsidiary or affiliate thereof.

		·	“Covered Officer” shall mean
the CEO and any current or former direct report to the CEO, including without limitation the Chief Accounting Officer, the head
of Internal Audit, and any other elected officer or executive officer as defined under the Securities Exchange Act of 1934, as
amended.

		·	“Misconduct” shall mean a
knowing violation of SEC rules and regulations or Company policy.

		·	“Incentive Compensation” shall
mean bonuses, annual incentive plan awards, or performance-based equity awards granted under the Company’s 2008 Omnibus
Incentive Plan or successor thereto.

Amount
to be Recovered

In each such instance, the Company will, to the extent practicable,
seek to recover from the individual Covered Officer the amount by which the individual’s Incentive Compensation for the
relevant periods exceeded the lower payment that would have been made based on the restated financial results. In addition, if
an Employee engaged in Misconduct that contributed to award or payment of Incentive Compensation to him or her that is greater
than would have been paid or awarded in the absence of Misconduct, the Company may take other remedial and recovery action, as
determined by the Committee in its discretion, including recovery of all or part of the Incentive Compensation. The Company shall
notify an Employee within 12 months after the date of any financial restatement of its intent to recover amounts under this policy.

 

Methods for Recovery

 

The Committee shall determine whether the Company
shall effect any such recovery: (i) by seeking repayment from the Employee; (ii) by reducing (subject to applicable law and the
terms and conditions of the applicable plan, program or arrangement) the amount that would otherwise be payable to the Employee
under any compensatory plan, program, or arrangement maintained by the Company; (iii) by withholding payment of future increases
in compensation (including the payment of any discretionary bonus amount) or grants of compensatory awards that would otherwise
have been made in accordance with the Company’s otherwise applicable compensation practices; or (iv) by any combination of
the foregoing. This policy shall be in addition to any other equitable or legal remedy that may be taken by the Company with respect
to the subject matter of this policy.

 

    	-10-SEPARATION AGREEMENT AND GENERAL
RELEASE

This Separation Agreement and General
Release (the “Agreement”) is entered into by and between SeaChange International, Inc. (the “Company”)
and Yvette Kanouff (the “Employee”).

1.Termination
of Employment. Employee’s employment ended on January 31, 2012 (the “Separation Date”). By signing this Agreement,
Employee acknowledges receipt of all salary, bonuses, and other employment compensation due through and including the Separation
Date, except as set forth below in this Section 1. Employee further acknowledges that the Company has paid Employee for
all accrued but unused paid leave, which totals the gross amount of $20,000.24, representing 13 days of vacation, as well as $75,000
constituting all cash amounts due under the retention bonus award made to the Employee effective on July 20, 2011, and within ten
(10) days from the date of this Agreement the Company will issue Employee 3,000 shares of common stock constituting all shares
owing to Employee upon the vesting of RSUs under said retention bonus award, together with 8,330 shares of common stock earned
pursuant to RSUs granted in connection with the Company’s Fiscal 2012 bonus plan. As of the Separation Date, no further leave
will be accrued.

2.Benefits.
Whether or not the Employee signs this agreement, Employee or Employee’s eligible dependent(s) may be eligible for continuation
of Employee’s group medical and dental insurance coverage for up to eighteen (18) months following the Separation Date, at
her or their own expense, under the federal law known as COBRA. The Company will provide Employee
with further information relating to Employee’s eligibility for COBRA coverage under separate
cover.  Except as provided herein, Employee’s right to any and all Company benefits terminated on the Separation Date.

3.Stock Option
and RSUs. All of Employee’s rights and obligations to stock options and restricted stock units, including without limitation
vesting, exercise and expiration, will continue to be governed by the terms and conditions of the applicable plan pursuant to which
such award was granted (whether the Company’s Amended and Restated 1995 Stock Option Plan, the Company’s Amended and
Restated 2005 Equity Compensation and Incentive Plan, or the Company’s 2011 Compensation and Incentive Plan) (as applicable,
the “Stock Plan”) and the agreements in connection therewith pursuant to which the applicable award was granted (the
“Stock Agreement”).

4.Severance
Payments. If Employee signs this Agreement within forty-five (45) days and does not revoke Employee’s acceptance within
seven (7) days thereafter, then, in exchange for the promises contained herein, the Company will provide Employee with the following
payments (the “Severance Payments”), which consideration Employee acknowledges is not otherwise owed to Employee under
any employment agreement (oral or written) or any Company policy or practice:

a.In
exchange for Employee’s release of claims under the federal Age Discrimination in Employment law (“ADEA”), the
Company shall provide Employee with six (6) months of severance pay, in the total gross amount of two hundred thousand dollars
($200,000.00), payable in equal installments on the normal twice-monthly payroll schedule, less
applicable deductions and withholdings. 

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b.In exchange
for Employee’s release of all other claims of discrimination of any sort, the Company shall provide Employee with
an additional six (6) months of severance pay, in the total gross amount of two hundred thousand dollars ($200,000.00), less
applicable deductions and withholdings. 

c.In
exchange for Employee’s release of all other claims of any nature, the Company shall provide Employee
with one (1) year of Company paid COBRA coverage, or a lesser period until the Employee becomes eligible for health care coverage
from a new employer, and the payment of the Company’s fiscal year 2012 compensation and bonus plan (the “FY12 Bonus
Plan”), as calculated based on the Company’s fiscal 2012 year end financials (note amount is dependant upon the year
end revenue numbers).  

The
amounts referenced in Paragraphs 4(a) – (c) above totaling one (1) year of pay in the total gross amount of four hundred
thousand dollars ($400,000.00) in addition to the one year of paid COBRA and the payment of the earned annual FY12 bonus, are collectively
referred to herein as the “Severance Payments.” The payments made on account of Employee’s annual salary will
be paid in twenty four (24) equal installments on the Company’s regular payroll dates, the first such payment to be made
on the first regular payroll date following the eighth (8th) day after the Company receives the signed Agreement from
Employee (the “Effective Date”). The payment in respect of the FY12 Bonus Plan shall, subject to the terms of
this Agreement, be payable at the same time and in the same manner as other recipients of awards pursuant to the FY12 Bonus Plan,
with the exception that RSU grants shall be fully accelerated and vest immediately as of the date of this Agreement.

d.If the Company has advanced
a tax payment on behalf of Employee in connection with shares of restricted stock units (RSU) granted to Employee, Employee agrees
that the amount of any such tax payment made by the Company on her behalf shall be deducted from the Severance Payments in full
and final payment of all taxes advanced by the Company and owed by Employee.

5.Company
Property. By signing this Agreement, Employee represents and acknowledges that Employee
has returned to the Company all originals and copies (both in paper and electronic form) of all Company documents and data and
all Company property, including without limitation, fax machines, scanners, copiers, Company credit cards and telephone
charge cards, manuals, building keys and passes, courtesy parking passes, diskettes, intangible information stored on diskettes,
software programs and data compiled with the use of those programs, software passwords or codes, tangible copies of trade secrets
and confidential information, sales forecasts, confidential names and addresses of Company customers and potential customers,
customer lists, confidential customer contacts, sales information, sales forecasts, memoranda, sales brochures, business or marketing
plans, reports, projections, and all other information or property held or used by Employee in connection with Employee’s
employment with the Company. Notwithstanding the foregoing, Employee shall be entitled to retain the
personal computer, laptop and cellular phone used in her employment by the Company, subject to removal therefrom by Employee,
which removal Employee hereby certifies that she has completed, of all Company documents and data.

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6.General
Release of Claims.

a.In
exchange for the Severance Payments, Employee, on behalf of Employee and Employee’s spouse, heirs,
executors, administrators, trustees, legal representatives, and assigns, hereby releases, indemnifies, holds harmless and
forever discharges the Company, its predecessors and successors, its past and present parent corporations,
divisions, subsidiaries, and affiliates, and the past and present officers, directors, employees, consultants, shareholders, partners,
benefit plans, attorneys, agents, and assigns of any of them (any or all of which are referred to as the “Releasees”),
from any and all claims, demands, liabilities, actions, and causes of action of every name and nature, whether known or unknown,
that Employee now has or ever had from the beginning of the world to Effective Date or that arise out of or relate to Employee’s
employment by or separation from employment with the Releasees or any of them. This general release of claims is intended by Employee
to be all encompassing and to act as a full and total release of any legally available claims, whether specifically enumerated
herein or not, that Employee may have or may have had against the Releasees arising from conduct occurring up to and through the
Effective Date of this Agreement, including but not limited to any and all claims under local, state or federal law for wrongful
discharge, wrongful termination, or wrongful dismissal; any and all claims for breach of an express or implied contract, covenant,
or agreement; any and all claims for unlawful discrimination or harassment (including but not limited to claims alleged based on
race, sex, sexual preference or sexual orientation, marital status, pregnancy, religion, creed, age, handicap, disability, national
origin, ethnic heritage, ancestry, veteran status, retaliation, genetic information or any other protected classification protected
by local, state, or federal law); any and all claims for violation of any fair employment practice law, including the Age Discrimination
in Employment Act, 29 U.S.C. §621 et seq.; any and all claims under the Family and Medical Leave Act, or any other
federal, state or local law concerning leaves of absence; any and all claims under the Worker Adjustment and Retraining Notification
(“WARN”) Act or any other local, state, or federal law; any and all claims under the Employee Retirement Income Security
Act (other than claims against an employee benefit plan seeking payment of a vested benefit under the terms of that plan); any
and all claims pursuant to any other state law, including but not limited to, the Pennsylvania Human Relations Act,
43 P.S. § 951, et seq., the Pennsylvania Equal Pay Law, 43 P.S. §§ 336.1-336.10, and the Pennsylvania
Protection of Employees Act, 34 Pa. Code § 319.1 et seq.; any and all claims
for infliction of emotional distress; any and all claims for defamation; any and all claims for invasion of any right of privacy;
any and all negligence claims; any and all tort claims; any and all statutory claims; any and all constitutional claims; any and
all claims for violation of any civil rights; any and all claims for reinstatement or reemployment by the Releasees; any and all
claims for wages, bonuses, incentive compensation, equity compensation, stock payments or appraisal rights, phantom stock payments,
or other compensation or benefits, and any and all claims for compensatory or punitive damages, interest, attorney’s fees,
or costs, including costs and fees already incurred. 

b.This release
shall not be construed to impair Employee’s right to enforce the terms of this Agreement. Nor does this release waive Employee’s
right to seek a judicial determination of the validity of her waiver of ADEA rights and claims.

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c.This release
does not include any claim which, as a matter of law, cannot be released by private agreement. Nor does this release prohibit or
bar Employee, nor the Directors or Officers of the Company from providing truthful testimony in any legal proceeding, from cooperating
with, or making truthful disclosures to, any local, state, or federal anti-discrimination agency. Notwithstanding the foregoing,
with respect to any claim that can be released by private agreement, Employee agrees to release and waive Employee’s right
(if any) to any monetary damages or other recovery as to such claims, including any claims brought on Employee’s behalf,
either individually or as part of a collective action, by any governmental agency or other third party.

7.Non-Filing
of Claims. Employee represents and warrants that Employee has not filed any complaints, charges or claims for relief
against any of the Releasees with any local, state or federal court or administrative agency.

8.Non-Disparagement.
Except as permitted by Section 6(c), Employee agrees not to make any statement, written or oral, which disparages the Company,
its products or services, or any of its directors, officers, employees, or agents, it being understood and agreed that factual
statements made in the ordinary course of conducting commercial business shall not be deemed to constitute disparagement. Except
as permitted by Section 6 (c), neither the Directors nor Officers of the Company shall make any statement written or oral which
disparages the Employee. 

9.Cooperation.
Employee hereby agrees to provide commercially reasonable assistance to and cooperation with the Company if called upon by it with
regard to: (i) the transition of Employee’s job responsibilities, and (ii) any lawsuit, claim, action, investigation, administrative
review or otherwise that may be brought by a third party against the Company and which may involve facts or knowledge of which
Employee may be aware as a result of Employee’s employment or position with the Company. The Company will reimburse Employee
for any reasonable out of pocket expenses incurred by Employee in connection with the foregoing.

10.Waiver
of Rights and Claims Under the Age Discrimination in Employment Act. Because Employee is forty (40) years of age or older,
Employee is protected against age discrimination by the federal Age Discrimination in Employment Act. Employee has or may have
specific rights and/or claims under the Age Discrimination in Employment Act of 1967 (ADEA) and the Employee agrees that:

(a)In consideration
for the amounts described in Section 4(a) of this Agreement, which Employee is not otherwise entitled to receive, Employee specifically
and voluntarily waives such rights and/or claims under the ADEA, as amended by the Older Workers Benefit Protection Act, that Employee
might have against the Company Releasees to the extent such rights and/or claims arose prior to the date this Agreement was executed.

(b)Employee understands
that rights or claims under the ADEA which may arise after the date this Agreement is executed are not waived by Employee.

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(c)The Company
has advised Employee that Employee has at least forty-five (45) days within which to consider the terms of this Agreement (including
all Exhibits). The Company advises Employee to consult with or seek advice from an attorney of Employee’s choice prior to
executing this Agreement. If Employee signs this Agreement in fewer than forty-five (45) days, Employee acknowledges that the decision
was entirely voluntary and that Employee was given the full forty-five (45) days to consider the Agreement. If Employee does not
sign this Agreement and return it to the Company within forty-five (45) days, the offer contained herein shall be null and void.

(d)The forty-five
(45) day review period will not be affected or extended by any revisions, whether material or immaterial, that might be made to
this Agreement.

(e)Employee acknowledges
that Employee received Exhibit B, which consists of a description of (i) any class, unit or group of individuals covered by the
severance benefits program; (ii) any eligibility factors for such program and time limits applicable to such program; and (iii)
the job title and ages of all individuals eligible or selected for the program, and the ages of all individuals in the same job
classification or organizational unit who are not eligible or selected for the program as required by the Older Workers Benefit
Protection Act (the “OWBPA material”).

(f)Employee understands
that Employee may revoke this Agreement for a period of seven (7) days after signing this Agreement, and that it shall not be effective
or enforceable until the expiration of this seven (7) day Revocation Period. To revoke this Agreement, a written notice of revocation
must be received by Human Resources at the Company within the 7-day revocation period.

(g)Employee has
carefully read and fully understands all of the provisions of this Agreement, and Employee knowingly and voluntarily agrees to
all of the terms set forth in this Agreement; and

(h)In entering
into this Agreement Employee is not relying on any representation, promise or inducement made by the Company or its attorneys with
the exception of those promises described in this document.

11.Binding
Nature of Agreement. This Agreement shall be binding on and inure to the benefit of Employee and Employee’s heirs, administrators,
representatives, and executors. Employee’s obligations under this Agreement are personal and may not be assigned.
The Company may assign its rights and obligations under this Agreement. This Agreement shall be binding upon and inure to the benefit
of the Company and its successors and assigns.

12.Use of
the Agreement as Evidence; Liability. This Agreement may not be used as evidence in any proceeding of any kind, except a proceeding
in which one of the parties or a Releasee alleges a breach of the terms of this Agreement or elects to use this Agreement as a
defense to any claim. This Agreement shall not constitute an admission or acknowledgment of liability or wrongdoing on the part
of any or all of the Releasees.

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13.Nondisclosure
and Noncompetition Obligations. Regardless of whether Employee signs this Agreement, the Employee Noncompetition, Nondisclosure
and Developments Agreement with the Company (the “Noncompetition Agreement”), a copy of which is attached hereto as
Exhibit A, shall remain in full force and effect following the Separation Date. Employee represents and acknowledges
that Employee has at all times complied with the Noncompetition Agreement, and will continue to do so following the Separation
Date.

14.Consequences
of Breach. Employee understands and agrees that the Company may terminate Employee’s eligibility for the Severance
Pay if Employee violates this Agreement, and that the Company shall further have the right to recover from Employee any Severance
Pay paid to Employee or on Employee’s behalf during any
time periods following the commencement of any such breach. Employee further agrees that a breach of
Paragraphs 5, 7, 8 9 and/or 13 herein would result in irreparable harm to the Company and that
money damages would not provide an adequate remedy. Therefore, Employee agrees that in addition to any other rights that it may
have, the Company shall have the right to specific performance and injunctive relief in the event
Employee breaches any of those Paragraphs of this Agreement. 

15.Information
on Reduction in Force. In compliance with the Older Workers Benefit Protection Act, the Company advises Employee of the following:
Due to economic reasons and changed business needs, the Company is terminating 10 employee(s) in the Sales, Services and Engineering
Business Units as further specified in Exhibit B attached hereto. All of the employee(s) being terminated
will be eligible to receive severance pay in exchange for signing a release of claims.  

16.Entire
Agreement; Modification. With the exception of the Noncompetition Agreement, the Stock Plans, and the Stock Agreements, all
of which shall remain in full force and effect, this Agreement is the entire agreement between the Company and Employee and all
previous agreements or promises between them are superseded and void. This Agreement may be modified only by a written agreement
signed by Employee and an officer of the Company.

17.Acknowledgements.
By signing this Agreement, Employee acknowledges that Employee has carefully read and fully understands
this Agreement, Employee is not relying on any representations by any representative of the Company
concerning the meaning of any aspect of this Agreement, Employee has had forty-five (45) days
to review this Agreement, and Employee is signing it voluntarily.

18.Governing
Law; Interpretation. In the event of any dispute, this Agreement will be construed as a whole, will be interpreted in accordance
with its fair meaning, and will not be construed strictly for or against either Employee or the Company. The law of the Commonwealth
of Pennsylvania will govern any dispute about this Agreement. If for any reason any part of this Agreement shall be determined
to be unenforceable, the remaining terms and conditions shall be enforced to the fullest extent possible. 

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IN WITNESS WHEREOF, the
parties have executed this Agreement under seal as of the date last written below.

 

 

	/s/Yvette Kanouff		February 21, 2012
	 	 	DATE

 

 

	SEACHANGE INTERNATIONAL, INC.	 
	 	 	 	 
	By:	/s/ Raghu Rau	 	February 23, 2012
	Title:	CEO	 	DATE

 

  

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Exhibit A

Copy of Noncompetition Agreement

 

    	 

    	 

    

 

 

    	 

    	 

    

 

 

    	 

    	 

    

 

 

    	 

    	 

    

 

    	 

    	 

    

Exhibit B

Older Worker Benefit Protection Act Disclosures

PROGRAM ELIGIBILITY FACTORS

 

Decisional Unit:Employees affected
by the reorganization of SeaChange International, Inc.’s Sales, Services and Engineering Business Units.

 

Eligibility:Employees in the decisional
unit who are being laid off because the employee’s position was eliminated or the number of employees performing the job
was reduced.

 

Layoff decisions were made across the
Sales, Services and Engineering Business Units.

 

Eligible employees are being offered
severance in return for signing a separation agreement that includes a waiver of claims (“Letter Agreement”).

 

Time Limits:All individuals who are
being offered consideration under a Separation Agreement and General Release must sign the Agreement and return it within forty-five
(45) days of receiving the Agreement and its associated exhibits, including this Exhibit B or by Employee’s respective Separation
Date, whichever is later. Once the signed Agreement is returned, the individual will have seven (7) days to revoke in writing the
Separation Agreement and Release.

 

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PROGRAM SELECTION CRITERIA

 

Employees were selected for this involuntary
reduction in force either because of a position elimination.

 

In job consolidation situations, employees
performing substantially the same job or function were compared and employees were selected for the involuntary reduction in force
based on their skills and abilities to do the remaining and future work.

 

In job eliminations, all employees in
the applicable job classification or function were selected for the layoff.

 

As required by law in connection with
your consideration of the Letter Agreement, this Exhibit B will serve to advise you of the job titles and ages of the persons whose
employment will be terminated (and who have been offered severance benefits) and the job titles and ages of the persons whose employment
will not be terminated (and will not be offered severance benefits) at this time.

 

The following is a listing of the ages
and job titles of employees in the executive group who were eligible for severance benefits and those who were not eligible for
severance benefits.

 

	Class/Unit/Department	Job Title and Ages of Employees	Status: Eligible/Not Eligible
	Executive	President - 46	Selected
	 	 	 

 

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