Document:

Exhibit 4.9

 

Execution Version

 

AMENDED AND RESTATED

 

COOPERATION FRAMEWORK AGREEMENT

 

Between

 

CREDITEASE HOLDINGS (CAYMAN) LIMITED

 

And

 

YIRENDAI LTD.

 

Dated as of March 25, 2019

 

 

TABLE OF CONTENTS

 

	
ARTICLE 1   DEFINITIONS
    	
1
    
	
ARTICLE 2   COOPERATION
    	
2
    
	
ARTICLE 3   REPRESENTATIONS AND WARRANTIES
    	
3
    
	
ARTICLE 4 TERM
    	
4
    
	
ARTICLE 5   CONFIDENTIALITY
    	
4
    
	
ARTICLE 6 NOTICES
    	
5
    
	
ARTICLE 7   DEFAULTING LIABILITY
    	
6
    
	
ARTICLE 8 FORCE MAJEURE
    	
6
    
	
ARTICLE 9   MISCELLANEOUS
    	
7
    

 

i

 

AMENDED AND RESTATED COOPERATION FRAMEWORK AGREEMENT

 

This Amended and Restated Cooperation Framework Agreement (this “Agreement”) is dated as of March 25, 2019, by and between CreditEase Holdings (Cayman) Limited, a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”) (each of CreditEase and Yirendai a “Party” and, together, the “Parties”).

 

Capitalized terms used herein and not otherwise defined shall have the meanings ascribed to such terms in Article 1 hereof.

 

RECITALS

 

WHEREAS, Yirendai is a leading fintech company in China and its American depositary shares (as defined below) are listed and traded on the New York Stock Exchange;

 

WHEREAS, CreditEase, being the parent company and controlling shareholder of Yirendai, desires to transfer or cause its controlled entities to transfer to the Yirendai Group certain assets, rights and obligations in connection with certain target business, and Yirendai desires to issue certain Ordinary Shares (as defined below) of Yirendai to CreditEase, in accordance with a Share Subscription Agreement, dated the date hereof, by and between the Parties (the “Share Subscription Agreement”) and the Specified Transaction Documents (as defined in the Share Subscription Agreement);

 

WHEREAS, Yirendai and CreditEase entered into a Cooperation Framework Agreement, dated November 9, 2015 (the “Original Agreement”), prior to the consummation of the initial public offering of Yirendai (“IPO”); and

 

WHEREAS, the Parties intend to alter the scope of the cooperation scope in the Original Agreement and make certain other modifications to the Original Amendment by entering into this Agreement.

 

NOW, THEREFORE, in consideration of the mutual agreements, covenants and provisions contained in this Agreement, the Parties, intending to be legally bound, agree as follows:

 

ARTICLE 1

 

DEFINITIONS

 

Unless otherwise specified in this Agreement, in this Agreement, the following terms shall have the meanings prescribed thereto below.

 

“Control Ending Date” means the earlier of (i) the first date upon which members of the CreditEase Group no longer collectively own at least twenty percent (20%) of the voting power of the then outstanding securities of Yirendai and (ii) the first date upon which CreditEase, collectively with the other members of the CreditEase Group, ceases to be the largest beneficial owner of the then outstanding voting securities of Yirendai (for purposes of this clause (ii), without considering holdings of institutional investors that have acquired Yirendai securities in the ordinary course of their business and not with a purpose nor with the effect of changing or influencing the control of Yirendai).

 

 

“CreditEase” has the meaning set forth in the preamble to this Agreement.

 

“CreditEase Group” means CreditEase and its subsidiaries and VIEs, other than the Yirendai Group.

 

“Dispute” has the meaning set forth in Section 9.4 of this Agreement.

 

“Dispute Resolution Commencement Date” has the meaning set forth in Section 9.4 of this Agreement.

 

“Governmental Authority” means any federal, state, local, foreign or international court, government, department, commission, board, bureau, agency, official or other regulatory, administrative or governmental authority.

 

“Term” has the meaning prescribed thereto in Section 4.1 hereof.

 

“Yirendai” means Yirendai Ltd., a company established under the laws of the Cayman Islands.

 

“Yirendai Group” means Yirendai and its subsidiaries and VIE.

 

ARTICLE 2

 

COOPERATION

 

Section 2.1                                    During the Term of this Agreement, CreditEase agrees to provide, or cause any other member of the CreditEase Group to provide, Yirendai Group with services and supports in the following aspects:

 

(a)                       user acquisition: borrower and investor acquisition through CreditEase Group’s business operation;

 

(b)                       collection: loan collection support through CreditEase Group’s in-house collection team and/or any third-party collection team hired by CreditEase Group;

 

(c)                        technology support: technology support, including but not limited to access to CreditEase Group’s settlement system and/or any third-party payment platform that is used by CreditEase Group, network design, optimization and maintenance, support and upgrade of business support systems, management of information technology equipment, technical support and disaster recovery, and complementary product development, technology and infrastructure support;

 

(d)                       business consulting services: provision of advisory services on business strategies based on structured and data-driven analyses of online wealth management, unsecured and secured consumer lending, financial leasing, SME lending and other related services or businesses;

 

2

 

(e)                        credit assessment and management consulting services: provision of optimization solutions based on test and analyses of Yirendai’s credit assessment and risk management system;

 

(f)                         internationalization consulting services: provision of optimization solutions for Yirendai’s overseas expansion, especially designing solutions to improve collection efficiency based on research and analyses of collection industries in China and other overseas major markets; and

 

(g)                        wealth management consulting services: provision of business optimization solutions based on research and analyses of wealth management industry, design wealth management products and select wealth management products from third parties.

 

Section 2.2                                    The Parties further agree the following principle and procedure for service and support in relation to user acquisition:

 

(a)                       As far as borrower acquisition is concerned, Yirendai Group shall submit their request for borrower leads to CreditEase Group on a monthly basis, and CreditEase Group shall provide borrower leads in accordance with the borrower criteria submitted by Yirendai Group. CreditEase Group shall direct all the borrowers that meet Yirendai Group’s borrower criteria to Yirendai Group per the aforesaid request, and only when Yirendai Group rejects a borrower and so informs CreditEase Group can CreditEase Group offer the borrower any loan products and services of CreditEase Group.

 

(b)                       As far as investor acquisition is concerned, if it comes to CreditEase Group’s attention that any of existing or potential investors is interested in or considers investment opportunities through an online consumer finance marketplace, CreditEase Group shall, at its discretion, share that information with Yirendai Group, or direct such investor to Yirendai Group or take other measures as it deems appropriate and advisable for the purposes of supporting, promoting and/or facilitating the business of Yirendai Group.

 

Section 2.3                                    The Parties agree that fee rate, if any, charged by one party to the other party in relation to the foregoing aspects of cooperation, shall not be higher than the fee rate charged by or to an unrelated third party in an arm’s length transaction. With respect to the foregoing aspects of cooperation, the Parties will enter into separate specific agreements from time to time as necessary and appropriate for the purpose of cooperation. Terms and conditions of such specific agreements will be subject to the consultation and mutual agreement of the Parties.

 

ARTICLE 3

 

REPRESENTATIONS AND WARRANTIES

 

Section 3.1                                    Each Party represents and warrants to the other Party that:

 

(a)                       it is a limited liability company lawfully incorporated and validly existing under the laws of the Cayman Islands, having independent legal person status;

 

(b)                       it has full and independent legal status and legal capacity to execute, deliver and perform this Agreement, and may be an independent party to a lawsuit;

 

3

 

(c)                        it has full internal corporate power and authorization to execute and deliver this Agreement and all other documents related to the transaction contemplated by this Agreement and to be executed by it; it has full power and authorization to consummate the transaction contemplated by this Agreement;

 

(d)                       this Agreement is lawfully and duly executed and delivered by it; this Agreement constitutes its lawful and binding obligations, enforceable against it according to the terms of this Agreement;

 

(e)                        its execution, delivery and performance of this Agreement do not (i) violate its articles of association or any other constitutional documents, (ii) conflict with any agreement or contract or other document to which it is a party or its property is subject, or (iii) violate or conflict with any applicable law.

 

ARTICLE 4

 

TERM

 

Section 4.1                                    This Agreement shall come into effect upon the execution by the Parties, replacing the Original Agreement in its entirety. Unless this Agreement is terminated pursuant to the express provisions of this Agreement or as agreed by the Parties in writing, the valid term of this Agreement shall end on the earlier of (i) the fifteenth anniversary of the date hereof, or (ii) one year after the Control Ending Date (the “Term”). At least one (1) month prior to the expiration of the Term set forth above, the Parties shall consult each other on the extension of the Term, which shall be mutually agreed to by the Parties in writing.

 

Section 4.2                                    The Parties shall complete the approval formalities to extend the business term three (3) months before the expiration of their respective business term, so as to enable the Term to continue.

 

Section 4.3                                    Within one (1) year after termination of this Agreement, the Parties shall still comply with the obligations under Article 5 of this Agreement.

 

ARTICLE 5

 

CONFIDENTIALITY

 

Section 5.1                                    Subject to Section 5.3, each party agrees to hold, and to cause its respective directors, officers, employees, agents, accountants, counsel and other advisors and representatives to hold, in strict confidence, with at least the same degree of care that applies to such Party’s confidential and proprietary information pursuant to policies in effect as of the date hereof, all information concerning the other Party that is either in its possession (including information in its possession prior to the date hereof) or furnished by the other Party or its directors, officers, managers, employees, agents, accountants, counsel and other advisors and representatives at any time pursuant to this Agreement or otherwise, and will not use any such information other than for such purposes as will be expressly permitted hereunder or thereunder, except, in each case, to the extent that such information has been i) in the public domain through no fault of such Party or its directors, officers, managers, employees, agents, accountants, counsel and other advisors and representatives, ii) later lawfully acquired from other sources by such Party which sources are not themselves bound by a confidentiality obligation, or iii) independently generated without reference or prior access to any proprietary or confidential information of the other Party.

 

4

 

Section 5.2                                    Each Party agrees not to release or disclose, or permit to be released or disclosed, any information of the other Party to any other Person, except its directors, officers, employees, agents, accountants, counsel and other advisors and representatives who need to know such information (who will be advised of their obligations hereunder with respect to such information), except in compliance with Section 5.3; provided, however, that any information may be disclosed to third parties (who will be advised of their obligation hereunder with respect to such information) retained by the Provider as the Provider reasonably deems necessary to perform the Services.

 

Section 5.3                                    In the event that any Party either determines on the advice of its counsel that it is required to disclose any information pursuant to applicable law (including pursuant to any rule or regulation of any Governmental Authority) or receives any demand under lawful process or from any Governmental Authority to disclose or provide information of any other Party that is subject to the confidentiality provisions hereof, such Party will notify the other Party prior to disclosing or providing such information and will cooperate at the expense of such other Party in seeking any reasonable protective arrangements (including by seeking confidential treatment of such information) requested or required by such other Party. Subject to the foregoing, the person that received such a request or determined that it is required to disclose information may thereafter disclose or provide information to the extent required by such law (as so advised by counsel) or by lawful process or such Governmental Authority; provided, however, that such Person provides the other Party upon request with a copy of the information so disclosed.

 

ARTICLE 6

 

NOTICES

 

Section 6.1                                    Any notice, request, demand and other correspondences required by this Agreement or made in accordance with this Agreement shall be delivered in writing to the relevant Party to the following addresses (or at such other address for a party as shall be specified in a notice given in accordance with this Section):

 

if to CreditEase:
 3/F, Winterless Center Building A
 Chaoyang, Beijing, 100025
 People’s Republic of China

 

if to Yirendai:
 10/F, Building 9, 91 Jianguo Road

Chaoyang District, Beijing, 100022

The People’s Republic of China

 

or to such other address, facsimile number or email address as the Party to whom notice is given may have previously furnished to the other in writing as provided herein. Any notice involving non-performance or termination shall be sent by hand delivery or recognized courier. All other notices may also be sent by facsimile or email, confirmed by mail. All notices shall be deemed to have been given when received, if hand delivered; when transmitted, if transmitted by facsimile or email; upon confirmation of delivery, if sent by recognized courier; and upon receipt if mailed.

 

5

 

Section 6.2                                    If any of such notice or other correspondences is transmitted by facsimile or telex, it shall be treated as delivered immediately upon transmission; if delivered in person, it shall be treated as delivered at the time of delivery; if posted by mail, it shall be treated as delivered five (5) days after posting.

 

ARTICLE 7

 

DEFAULTING LIABILITY

 

Section 7.1                                    The Parties agree and confirm that, if any Party (the “Defaulting Party”) substantially violates any agreement herein or substantially fails to perform or delays performance of any of the obligations hereunder, such violation, failure or delay shall constitute a default under this Agreement. The non-defaulting Party shall have the right to request the Defaulting Party to rectify or take remedial actions within a reasonable period. If the Defaulting Party fails to rectify or take remedial actions within such reasonable period or within fifteen (15) days after the non-defaulting Party notifies the Defaulting Party in writing requiring rectification, then the non-defaulting Party is entitled to decide at its own discretion to:

 

(a)                       terminate this Agreement and require the Defaulting Party to indemnify all of its damages; or

 

(b)                       request the Defaulting Party to perform its obligations under this Agreement and require the Defaulting Party to indemnify all of its damages.

 

ARTICLE 8

 

FORCE MAJEURE

 

If the performance by one Party of this Agreement is directly affected or if one Party cannot perform this Agreement in accordance with the agreed conditions due to any unforeseeable force majeure event or an force majeure event whose consequences cannot be prevented or avoided, including earthquakes, typhoons, floods, fires, wars, computer viruses, design loopholes in software tools, hacker attacks on the Internet, changes to policies or laws, etc, the affected Party shall immediately give a notice by fax to the other Party and shall within fifteen (15) days provide the other Party with supporting documents released by the relevant government authorities or a reliable third-party source describing the details of the force majeure event, and explain the reason why this Agreement cannot be performed or why the performance needs to be postponed. If the force majeure event lasts more than thirty (30) days, the Parties hereto shall negotiate amicably and as soon as possible determine whether or not part of this Agreement shall be released from performance or whether or not the performance of this Agreement shall be postponed, depending on the degree of impact of this force majeure event on the performance of this Agreement. Each Party shall not be held liable for any economic losses of the other Party caused by such Party’s failure to perform this Agreement completely due to a force majeure event.

 

6

 

ARTICLE 9

 

MISCELLANEOUS

 

Section 9.1                                    Each Party shall pay its own costs and expenses incurred in connection with the negotiation, preparation and execution of this Agreement. Each Party shall be responsible for all taxes payable by it under applicable laws incurred from the execution, performance and consummation of transactions as contemplated hereby.

 

Section 9.2                                    This Agreement may not be amended except by an instrument in writing executed by a duly authorized representative of each party.

 

Section 9.3                                    This Agreement shall be governed by, and construed in accordance with, the laws of the State of New York, U.S.A.

 

Section 9.4                                    (a) Any dispute, controversy or claim arising out of or relating to this Agreement or the breach, termination or validity thereof (“Dispute”) which arises between the Parties shall first be negotiated between appropriate senior executives of each Party who shall have the authority to resolve the matter. Such executives shall meet to attempt in good faith to negotiate a resolution of the Dispute prior to pursuing other available remedies, within ten (10) days of receipt by a Party of written notice of a Dispute, which date of receipt shall be referred to herein as the “Dispute Resolution Commencement Date.” Discussions and correspondence relating to trying to resolve such Dispute shall be treated as confidential information and privileged information of each of CreditEase and Yirendai developed for the purpose of settlement and shall be exempt from discovery or production and shall not be admissible in any subsequent proceeding between the Parties.

 

(b) If the senior executives are unable to resolve the Dispute within sixty (60) days from the Dispute Resolution Commencement Date, then, the Dispute will be submitted to the boards of directors of CreditEase and Yirendai. Representatives of each board of directors shall meet as soon as practicable to attempt in good faith to negotiate a resolution of the Dispute.

 

(c) If the representatives of the two boards of directors are unable to resolve the Dispute within 120 days from the Dispute Resolution Commencement Date, on the request of any Party, the Dispute will be mediated by a mediator appointed pursuant to the mediation rules of the American Arbitration Association. Both Parties will share the administrative costs of the mediation and the mediator’s fees and expenses equally, and each Party shall bear all of its other costs and expenses related to the mediation, including but not limited to attorney’s fees, witness fees, and travel expenses. The mediation shall take place in Beijing, China or in whatever alternative forum on which the Parties may agree.

 

(d) If the Parties cannot resolve any Dispute through mediation within forty five (45) days after the appointment of the mediator (or the earlier withdrawal thereof), each Party shall be entitled to submit the Dispute to Hong Kong International Arbitration Centre for arbitration in accordance with the Hong Kong International Arbitration Centre Administered Arbitration Rules in force at the time when the Dispute is submitted. There shall be three (3) arbitrators. The third and presiding arbitrator shall be qualified to practice law in New York. The place or seat of arbitration shall be Hong Kong. The award of the arbitral tribunal shall be final and binding upon the parties thereto, and the prevailing party may apply to a court of competent jurisdiction for enforcement of such award.

 

7

 

Unless otherwise agreed in writing, the Parties will continue to honor all commitments under this Agreement during the course of dispute resolution pursuant to the provisions of this Section with respect to all matters not subject to such dispute, controversy or claim.

 

Section 9.5                                    If any term of this Agreement or the Schedules attached hereto is determined by a court, administrative agency or arbitrator to be invalid, illegal or incapable of being enforced by any rule of law or public policy, all other conditions and provisions of this Agreement shall nevertheless remain in full force and effect so long as the economic or legal substance of the transactions contemplated hereby is not affected in any manner materially adverse to any Party. Upon such determination that any term or other provision is invalid, illegal or incapable of being enforced, the Parties hereto shall negotiate in good faith to modify this Agreement so as to effect the original intent of the Parties as closely as possible in an acceptable manner to the end that transactions contemplated hereby are fulfilled to the fullest extent possible.

 

Section 9.6                                    This Agreement shall inure to the benefit of and be binding upon the Parties hereto and their respective legal representatives and successors, and nothing in this Agreement, express or implied, is intended to confer upon any other Person any rights or remedies of any nature whatsoever under or by reason of this Agreement.

 

Section 9.7                                    No Party may assign this Agreement or any rights or obligations hereunder, without the prior written consent of the other Party, and any such assignment shall be void; provided, however, each Party may assign this Agreement to a successor entity in conjunction with such Party’s reincorporation in another jurisdiction or into another business form.

 

Section 9.8                                    The headings contained in this Agreement and in the table of contents to this Agreement are for reference purposes only and shall not affect in any way the meaning or interpretation of this Agreement.

 

Section 9.9                                    This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which shall constitute one and the same agreement. Delivery of an executed counterpart of a signature page of this Agreement by facsimile or other electronic imaging means will be effective as delivery of a manually executed counterpart of this Agreement.

 

[Signature page follows]

 

8

 

IN WITNESS WHEREOF, this Cooperation Framework Agreement is executed by the following Parties on the date first written above.

 

 

	
 
    	
CreditEase Holdings (Cayman) Limited
    
	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
By:
    	
/s/ Ning Tang
    
	
 
    	
Name: Ning Tang
    
	
 
    	
Title: Chief Executive Officer
    
	
 
    	
 
    
	
 
    	
 
    
	
 
    	
Yirendai Ltd.
    
	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
By:
    	
/s/ Yihan Fang
    
	
 
    	
Name: Yihan Fang
    
	
 
    	
Title: Chief Executive Officer
    

 

[Signature Page to Amended Cooperation Framework Agreement]Exhibit 4.10

 

Execution Version

 

AMENDED AND RESTATED

 

INTELLECTUAL PROPERTY LICENSE AGREEMENT

 

Between

 

CREDITEASE HOLDINGS (CAYMAN) LIMITED

 

And

 

YIRENDAI LTD.

 

 

Dated as of March 25, 2019

 

 

TABLE OF CONTENTS

 

	
ARTICLE 1   DEFINITIONS
    	
2
    
	
 
    	
 
    
	
ARTICLE 2 GRANT   AND SCOPE OF LICENSE
    	
4
    
	
 
    	
 
    
	
ARTICLE 3   AGREEMENT ON SHARING OF INFORMATION AND DATA
    	
5
    
	
 
    	
 
    
	
ARTICLE 4   MAINTENANCE AND SUPPORT
    	
6
    
	
 
    	
 
    
	
ARTICLE 5   IMPROVEMENTS; DELIVERY
    	
6
    
	
 
    	
 
    
	
ARTICLE 6   CONFIDENTIAL INFORMATION
    	
6
    
	
 
    	
 
    
	
ARTICLE 7 TERM AND   TERMINATION
    	
7
    
	
 
    	
 
    
	
ARTICLE 8   DISCLAIMER
    	
7
    
	
 
    	
 
    
	
ARTICLE 9   LIMITATION OF LIABILITY
    	
8
    
	
 
    	
 
    
	
ARTICLE 10   MISCELLANEOUS
    	
8
    
	
 
    	
 
    
	
SCHEDULE A CREDITEASE   OWNED INTELLECTUAL PROPERTY
    	
A-1
    
	
 
    	
 
    
	
SCHEDULE B YIRENDAI OWNED   INTELLECTUAL PROPERTY
    	
B-1
    

 

i

 

AMENDED AND RESTATED INTELLECTUAL PROPERTY LICENSE AGREEMENT

 

This Amended and Restated Intellectual Property License Agreement (this “Agreement”) is dated as of March 25, 2019, by and between CreditEase Holdings (Cayman) Limited., a company incorporated under the laws of the Cayman Islands (“CreditEase”), and Yirendai Ltd., a company incorporated under the laws of the Cayman Islands (“Yirendai”) (each of CreditEase and Yirendai a “Party” and, together, the “Parties”).

 

Capitalized terms used herein and not otherwise defined shall have the meanings ascribed to such terms in Article 1 hereof.

 

RECITALS

 

WHEREAS, Yirendai is a leading fintech company in China and its American depositary shares (as defined below) are listed and traded on the New York Stock Exchange;

 

WHEREAS, CreditEase, being the parent company and controlling shareholder of Yirendai, desires to transfer or cause its controlled entities to transfer to the Yirendai Group certain assets, rights and obligations in connection with certain target business, and Yirendai desires to issue certain Ordinary Shares (as defined below) of Yirendai to CreditEase, in accordance with a Share Subscription Agreement, dated the date hereof, by and between the Parties (the “Share Subscription Agreement”) and the Specified Transaction Documents (as defined in the Share Subscription Agreement);

 

WHEREAS, the Parties entered into an intellectual property license agreement dated November 9, 2015 (the “Original Agreement”), prior to the consummation of the initial public offering of Yirendai (“IPO”); and

 

WHEREAS, the Parties are willing to enter into this Agreement amending and restating the Original Agreement to reflect the additional license that CreditEase is willing to grant to the Yirendai Group on the terms and conditions set forth herein.

 

NOW, THEREFORE, for and in consideration of the mutual promises and covenants hereinafter contained, the Parties hereto agree as follows:

 

AGREEMENT

 

ARTICLE 1

 

DEFINITIONS.

 

“Confidential Information” means proprietary business or technical information disclosed by one Party to the other Party hereunder which 1) if disclosed in written, recorded, graphical or other tangible form, is marked “Proprietary,” “Confidential” or “Trade Secret,” or where it is evident from the nature and content of such information that the disclosing Party considers it to be confidential, 2) if disclosed in oral form, is identified by the disclosing Party as “Proprietary”, “Confidential” or “Trade Secret” at the time of oral disclosure, or 3) is evident from the nature and content of such information that the disclosing Party considers it to be confidential.

 

2

 

“Control Ending Date” means the earlier of (i) the first date upon which members of the CreditEase Group no longer collectively own at least twenty percent (20%) of the voting power of the then outstanding securities of Yirendai and (ii) the first date upon which CreditEase, collectively with the other members of the CreditEase Group, ceases to be the largest beneficial owner of the then outstanding voting securities of Yirendai (for purposes of this clause (ii), without considering holdings of institutional investors that have acquired Yirendai securities in the ordinary course of their business and not with a purpose nor with the effect of changing or influencing the control of Yirendai).

 

“CreditEase” means CreditEase, Inc., a company established under the laws of the Cayman Islands.

 

“CreditEase Group” means CreditEase and its subsidiaries and VIEs, other than Yirendai and its subsidiaries and VIE.

 

“CreditEase Owned Intellectual Property” means any Intellectual Property owned by the CreditEase or any member of the CreditEase Group.

 

“Dispute” has the meaning set forth in Section 10.6 of this Agreement.

 

“Dispute Resolution Commencement Date” has the meaning set forth in Section 10.6 of this Agreement.

 

“Governmental Authority” means any federal, state, local, foreign or international court, government, department, commission, board, bureau, agency, official or other regulatory, administrative or governmental authority.

 

“Improvement” means any improvement, modification, translation, update, upgrade, new version, enhancement or other derivative work.

 

“Intellectual Property” means intellectual property rights recognized in any jurisdiction of the world, including (a) inventions, patents and patent applications; (b) trademarks, service marks, trade names, trade dress, Internet domain names, logos, designs, symbol and other source indicators, together with the goodwill associated exclusively therewith; (c) copyrights, Software, websites; (d) registrations and applications for registration of any of the foregoing in (a) — (c); and (e) trade secrets, know-how and proprietary or confidential information.

 

“IPO Completion Date” means December 23, 2015, the closing date of the IPO, on which the delivery of and payment for the securities offered by Yirendai (excluding securities offered by Yirendai upon underwriter(s)’ exercise of over-allotment option) in connection with the IPO.

 

“Software” means any and all computer programs, software (in object and source code), firmware, middleware, applications, APIs, web widgets, code and related algorithms, models and methodologies, files, documentation and all other tangible embodiments thereof.

 

“Term” has the meaning prescribed thereto in Article 7 hereof.

 

“U.S. GAAP” means generally accepted accounting principles in the United States as in effect from time to time.

 

3

 

“VIE” of any person means any entity that is controlled by such person and is deemed to be a variable interest entity consolidated with such person for purposes of U.S. GAAP. As used herein, “control” means the possession, directly or indirectly, of the power to direct or cause the direction of the management and policies of such entity, whether through ownership of voting securities or other interests, by contract or otherwise.

 

“Yirendai” means Yirendai Ltd., a company established under the laws of the Cayman Islands.

 

“Yirendai Group” means Yirendai and its subsidiaries and VIE.

 

“Yirendai Owned Intellectual Property” means any Intellectual Property owned by Yirendai or any member of the Yirendai Group.

 

ARTICLE 2

 

GRANT AND SCOPE OF LICENSE.

 

Section 2.1            (a)           Subject to the terms and conditions herein and sub-section (b) of this section, CreditEase, on behalf of itself and other members of the CreditEase Group, hereby grants to Yirendai and other members of the Yirendai Group a worldwide, royalty-free, fully paid-up (except as set forth below in Article 4), non-sublicensable (except as set forth below in Section 2.3), non-transferable (except as set forth below in Section 10.10), limited and non-exclusive license solely to use, reproduce, modify, prepare derivative works of, perform, display, or otherwise exploit (i) the CreditEase Owned Intellectual Property that as of the date of this Agreement is used by any member of the Yirendai Group, including without limitation the Intellectual Property set forth on Schedule A, (ii) the CreditEase Owned Intellectual Property that is or will be needed by any member of the Yirendai Group for its existing business(es) as of the date of this Agreement, and (iii) any Improvements to the foregoing (i) and (ii) in accordance with Section 5.1 within the term of this Agreement.

 

(b)           Notwithstanding the foregoing, CreditEase, on behalf of itself and other members of the CreditEase Group, hereby grants to Yirendai and other members of the Yirendai Group a worldwide, royalty-free, fully paid-up (except as set forth below in Article 4), sublicensable, transferable, unlimited and exclusive license to use, reproduce, modify, prepare derivative works of, perform, display, sublicense, transfer or otherwise exploit the trademarks set forth under items 45 to 54 in Schedule A, until and unless such trademarks are transferred to Yirendai or any member of the Yirendai Group.  Without Yirendai’s prior written consent, CreditEase or any member of the CreditEase Group shall not transfer such trademarks to any third party.

 

Section 2.2            Subject to the terms and conditions herein, Yirendai, on behalf of itself and other members of the Yirendai Group, hereby grants to CreditEase and the members of the CreditEase Group a worldwide, royalty-free, fully paid-up (except as set forth below in Article 4), non-sublicensable (except as set forth below in Section 2.3), non-transferable (except as set forth below in Section 10.10), limited and non-exclusive license solely to use, reproduce, modify, prepare derivative works of, perform, display, or otherwise exploit (i) the Yirendai Owned Intellectual Property that as of the date of this Agreement is used by any member of the CreditEase Group, including without limitation the Intellectual Property set forth on Schedule B, (ii) the Yirendai Owned Intellectual Property that is or will be needed by any member of the CreditEase Group for its existing business(es) as of the date of this Agreement, and (iii) any Improvements to the foregoing (i) and (ii) in accordance with Section 5.2 within the term of this Agreement.

 

4

 

Section 2.3            Each licensed Party hereunder may sublicense the licenses received herein solely (a) to its vendors, consultants, contractors and suppliers, solely in connection with their providing services to CreditEase and/or the CreditEase Group, on the one hand, or Yirendai and/or the Yirendai Group, on the other hand, as the case may be; and (b) to its distributors, customers and end-users, solely in connection with the distribution, licensing, offering and sale of their current and future products and services related to each of their businesses, as applicable, but not for any independent or unrelated use of any such Person.

 

Section 2.4            As between the Parties, CreditEase Group retains title to the CreditEase Owned Intellectual Property, and does not convey any proprietary interest therein to Yirendai Group other than the licenses or as otherwise expressly specified herein. All rights in and to such CreditEase Owned Intellectual Property not expressly granted herein are hereby reserved exclusively by CreditEase Group. Yirendai Group shall reasonably cooperate and provide reasonable assistance as may be necessary to verify CreditEase Group’s ownership rights in accordance with the foregoing. As between the Parties, Yirendai Group retains title to the Yirendai Owned Intellectual Property and does not convey any proprietary interest therein to the CreditEase Group other than the licenses or as otherwise expressly specified herein. All rights in and to such Yirendai Owned Intellectual Property not expressly granted herein are hereby reserved exclusively by Yirendai Group. CreditEase Group shall reasonably cooperate and provide reasonable assistance as may be necessary to verify Yirendai’s ownership rights in accordance with the foregoing.

 

Section 2.5            Each Party acknowledges and agrees that, except as set forth in Section 2.6, Article 4 and Article 5 hereof, neither Party has any obligations under this Agreement with respect to delivery, training, registration, maintenance, policing, support, notification of infringements or renewal with respect to any Intellectual Property licensed herein.

 

Section 2.6            As between the Parties, each Party shall have sole and exclusive discretion and control with respect to prosecuting, obtaining, maintaining, renewing and protecting applications and registrations for any Intellectual Property it owns and shall do so at its own costs and expenses during the term of this Agreement, except as otherwise provided herein. Each Party shall notify the other Party promptly in writing in the event such Party becomes aware of any third party infringement or threatened infringement of any Intellectual Property owned by the other Party.

 

ARTICLE 3

 

AGREEMENT ON SHARING OF INFORMATION AND DATA.

 

Section 3.1            To the extent permitted under applicable laws and regulations, each Party agrees to share with the other Party and its subsidiaries and VIE(s) information and data that such Party acquires in the ordinary course of its business operation, including without limited to, borrower and investor information and credit and loan data, in the following manners:

 

5

 

(a)                        each Party agrees to provide the other Party and its subsidiaries and VIE(s) with interfaces of its database or the database maintained and operated by its subsidiaries and VIEs such that the other Party and its subsidiaries and VIE(s) will have access to these databases to the extent reasonably requested by the requesting Party;

 

(b)                        each Party agrees to provide, or cause to be provided, to the other Party, at any time, promptly after written request therefor, all information and data regularly provided by one Party to the other Party prior to the IPO Completion Date and any information in the possession or under the control of such Party to the extent reasonably requested by the requesting Party.

 

Each Party shall retain ownership of information and data that it shares with the other Party under this Section 3.1.  Unless otherwise agreed by the Parties in writing, information and data sharing under this Section 3.1 shall be free of charge. The Parties may further consult with each other to determine on a case-by-case basis and review on a quarterly basis the scope of the information and data to be shared, the plan of implementation and fees to be charged (if any) for such information and data sharing.

 

ARTICLE 4

 

MAINTENANCE AND SUPPORT.

 

During the term of this Agreement, each Party shall provide or cause to be provided to the other Party and its affiliates all support services in connection with the Intellectual Property licensed under Article 2. Such maintenance and support services shall be provided pursuant to the service levels consistent with past practice, and may be charged at reasonably allocated costs on fair and reasonable terms to be mutually agreed upon by the Parties.

 

ARTICLE 5

 

IMPROVEMENTS; DELIVERY.

 

Section 5.1            If CreditEase or Yirendai creates or develops any Improvements to the CreditEase Owned Intellectual Property during the term of this Agreement, such Improvements shall be deemed a part of the CreditEase Owned Intellectual Property for the purposes of this Agreement and licensed to Yirendai Group pursuant to the license granted in Section 2.1.

 

Section 5.2            If Yirendai or CreditEase creates or develops any Improvements to the Yirendai Owned Intellectual Property during the term of this Agreement, such Improvements shall be deemed a part of the Yirendai Owned Intellectual Property for the purposes of this Agreement and licensed to CreditEase Group pursuant to the license granted in Section 2.2.

 

ARTICLE 6

 

CONFIDENTIAL INFORMATION.

 

Each Party hereto shall maintain the confidentiality of Confidential Information in accordance with procedures adopted by such Party in good faith to protect Confidential Information disclosed to such Party hereunder, provided that such Party may disclose Confidential Information to (a) such Party’s officers, directors, employees, investors, agents, representatives, accountants and counsel who agree to hold confidential the Confidential Information; (b) any Governmental Authority having jurisdiction over such Party to the extent required by applicable laws; or (c) any other Person to which such disclosure may be necessary or appropriate (i) to effect compliance with any law applicable to such Party, (ii) in response to any subpoena or other legal process, or (iii) in connection with any litigation to which such Party is a Party; provided further that, in the cases of clauses (b) or (c), such Party shall provide each other Party hereto with prompt written notice thereof so that the appropriate Party may seek (with the cooperation and reasonable efforts of each other Party) a protective order, confidential treatment or other appropriate remedy.

 

6

 

ARTICLE 7

 

TERM AND TERMINATION.

 

Section 7.1            This Agreement shall come into effect upon the execution by the Parties, replacing the Original Agreement in its entirety. Unless this Agreement is terminated pursuant to the express provisions of this Agreement or as agreed by the Parties in writing, the valid term of this Agreement shall end on the earlier of (i) the thirtieth anniversary of the date hereof, or (ii) one year after the Control Ending Date (the “Term”). At least one (1) month prior to the expiration of the Term set forth above, the Parties shall consult each other on the extension of the Term, which shall be mutually agreed to by the Parties in writing.

 

Section 7.2            Each Party shall have the right to terminate this Agreement in whole or in part if the other Party materially fails to comply with Article 6 of this Agreement, provided such default has not been cured within thirty (30) days after written notice of such default to the defaulting Party (such thirty (30) days remediation period will be available only when such breach is curable).

 

Section 7.3            Upon termination of this Agreement, in whole or in part, each Party shall promptly return to the other Party or destroy all materials relating to the terminated portion which comprise any Confidential Information of the other Party, including all copies, translations and conversions thereof and shall make no further use thereof. Each Party shall certify to the other Party in writing that it has complied with the provisions of this Section 7.4.

 

Section 7.4            The obligations of the Parties in Articles 6-Article 10 shall survive termination of this Agreement. Nothing contained herein shall limit any other remedies that a Party may have for the default of the other Party under this Agreement nor relieve the other Party of any of its obligations incurred prior to such termination.

 

ARTICLE 8

 

DISCLAIMER.

 

THE INTELLECTUAL PROPERTY LICENSED BY EACH PARTY HEREUNDER IS PROVIDED “AS IS.”  NEITHER PARTY PROVIDES ANY WARRANTIES, EITHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO ANY SUCH INTELLECTUAL PROPERTY, AND THE PARTIES SPECIFICALLY DISCLAIM ALL IMPLIED WARRANTIES, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT AND FITNESS FOR A PARTICULAR PURPOSE OR ANY WARRANTIES THAT MAY BE OTHERWISE IMPLIED FROM ANY COURSE OF DEALING OR COURSE OF PERFORMANCE OR USAGE.

 

7

 

ARTICLE 9

 

LIMITATION OF LIABILITY.

 

EXCEPT FOR ANY BREACH OF ARTICLE 2 OR ARTICLE 6 OF THIS AGREEMENT, IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER PARTY FOR ANY LOST PROFITS OR CONSEQUENTIAL, INDIRECT, PUNITIVE, EXEMPLARY, SPECIAL, OR INCIDENTAL DAMAGES ARISING FROM OR RELATING TO THIS AGREEMENT, WHETHER IN CONTRACT OR TORT OR OTHERWISE, EVEN IF SUCH PARTY KNEW OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.

 

ARTICLE 10

 

MISCELLANEOUS.

 

Section 10.1          If required under PRC law, each Party shall record this Agreement at the Trademark Office of China and at the Patent Bureau of China within three (3) months after the effectiveness of this Agreement. The Parties agree to work together in good faith to modify this Agreement or enter into one or more new intellectual property license agreements subordinate to this Agreement as necessary in order to obtain such recordation. In the event of any conflict or inconsistency between any provision of such new intellectual property license agreement and the provisions set forth in the body of this Agreement, the provisions set forth in this Agreement shall control and govern.

 

Section 10.2          This Agreement may not be amended except by an instrument in writing executed by a duly authorized representative of each Party.

 

Section 10.3          Notices, offers, requests or other communications required or permitted to be given by a Party pursuant to the terms of this Agreement shall be given in writing to the other Party to the following addresses (or at such other address for a Party as shall be specified in a notice given in accordance with this Section):

 

(a)                                 if to CreditEase:

 

3/F, Winterless Center Building A

Chaoyang, Beijing, 100025

People’s Republic of China

 

(b)                                 if to Yirendai:

 

10/F, Building 9, 91 Jianguo Road

Chaoyang District, Beijing, 100022

The People’s Republic of China

 

8

 

or to such other address, facsimile number or email address as the party to whom notice is given may have previously furnished to the other in writing as provided herein. Any notice involving non-performance or termination shall be sent by hand delivery or recognized courier. All other notices may also be sent by facsimile or email, confirmed by mail. All notices shall be deemed to have been given when received, if hand delivered; when transmitted, if transmitted by facsimile or email; upon confirmation of delivery, if sent by recognized courier; and upon receipt if mailed.

 

If any of such notice or other correspondences is transmitted by facsimile or telex, it shall be treated as delivered immediately upon transmission; if delivered in person, it shall be treated as delivered at the time of delivery; if posted by mail, it shall be treated as delivered five (5) days after posting.

 

Section 10.4          This Agreement shall be governed by, and construed in accordance with, the laws of the State of New York, U.S.A without regard to the conflict of laws rules stated therein.

 

Section 10.5          The Parties hereto acknowledge and agree that the Parties hereto may be irreparably damaged if any of the provisions of this Agreement are not performed in accordance with their specific terms or are otherwise breached and that any non-performance or breach of this Agreement by any Party hereto may not be adequately compensated by monetary damages alone and that the Parties hereto may not have any adequate remedy at law. Accordingly, in addition to any other right or remedy to which any Party hereto may be entitled, at law or in equity (including monetary damages), such Party shall be entitled to enforce any provision of this Agreement (including Sections 2.1, 2.2 and 2.3) by a decree of specific performance and to temporary, preliminary and permanent injunctive relief to prevent breaches or threatened breaches of any of the provisions of this Agreement without posting any bond or other undertaking.

 

Section 10.6          (a)           Any dispute, controversy or claim arising out of or relating to this Agreement or the breach, termination or validity thereof (“Dispute”) which arises between the Parties shall first be negotiated between appropriate senior executives of each Party who shall have the authority to resolve the matter. Such executives shall meet to attempt in good faith to negotiate a resolution of the Dispute prior to pursuing other available remedies, within ten (10) days of receipt by a Party of written notice of a Dispute, which date of receipt shall be referred to herein as the “Dispute Resolution Commencement Date.” Discussions and correspondence relating to trying to resolve such Dispute shall be treated as Confidential Information of each of CreditEase and Yirendai developed for the purpose of settlement and shall be exempt from discovery or production and shall not be admissible in any subsequent proceeding between the Parties.

 

(b)           If the senior executives are unable to resolve the Dispute within sixty (60) days from the Dispute Resolution Commencement Date, then, the Dispute will be submitted to the boards of directors of CreditEase and Yirendai. Representatives of each board of directors shall meet as soon as practicable to attempt in good faith to negotiate a resolution of the Dispute.

 

9

 

(c)           If the representatives of the two boards of directors are unable to resolve the Dispute within 120 days from the Dispute Resolution Commencement Date, on the request of any Party, the Dispute will be mediated by a mediator appointed pursuant to the mediation rules of the American Arbitration Association. Both Parties will share the administrative costs of the mediation and the mediator’s fees and expenses equally, and each Party shall bear all of its other costs and expenses related to the mediation, including but not limited to attorney’s fees, witness fees, and travel expenses. The mediation shall take place in Beijing, China or in whatever alternative forum on which the Parties may agree.

 

(d)           If the Parties cannot resolve any Dispute through mediation within forty five (45) days after the appointment of the mediator (or the earlier withdrawal thereof), each Party shall be entitled to submit the Dispute to Hong Kong International Arbitration Centre for arbitration in accordance with the Hong Kong International Arbitration Centre Administered Arbitration Rules in force at the time when the Dispute is submitted. There shall be three (3) arbitrators. The third and presiding arbitrator shall be qualified to practice law in New York. The place or seat of arbitration shall be Hong Kong. The award of the arbitral tribunal shall be final and binding upon the parties thereto, and the prevailing party may apply to a court of competent jurisdiction for enforcement of such award.

 

Unless otherwise agreed in writing, the Parties will continue to honor all commitments under this Agreement during the course of dispute resolution pursuant to the provisions of this Section with respect to all matters not subject to such dispute, controversy or claim.

 

Section 10.7          This Agreement, together with all the Schedules and other attachments hereto, constitutes the entire agreement of the Parties hereto as of the date hereof with respect to the subject matter hereof and thereof and supersedes all prior agreements (including the Original Agreement), negotiations, discussions, writings, understandings, commitments and conversations with respect to the subject matter hereof and thereof.

 

Section 10.8          If any term of this Agreement is determined by a court, administrative agency or arbitrator to be invalid, illegal or incapable of being enforced by any rule of law or public policy, all other conditions and provisions of this Agreement shall nevertheless remain in full force and effect so long as the economic or legal substance of the transactions contemplated hereby is not affected in any manner materially adverse to any Party. Upon such determination that any term or other provision is invalid, illegal or incapable of being enforced, the Parties hereto shall negotiate in good faith to modify this Agreement so as to effect the original intent of the Parties as closely as possible in an acceptable manner to the end that transactions contemplated hereby are fulfilled to the fullest extent possible.

 

Section 10.9          No failure or delay on the part of any Party hereto in the exercise of any right hereunder shall impair such right or be construed to be a waiver of, or acquiescence in, any breach of any representation, warranty or agreement herein, nor shall any single or partial exercise of any such right preclude other or further exercise thereof or of any other right. All rights and remedies existing under this Agreement or Schedules attached hereto are cumulative to, and not exclusive of, any rights or remedies otherwise available.

 

Section 10.10       No Party may assign this Agreement or any rights or obligations hereunder, without the prior written consent of the other Party, and any such assignment shall be void; provided, however, each Party may assign this Agreement to a successor entity in conjunction with such Party’s reincorporation in another jurisdiction or into another business form. Subject to the foregoing, this Agreement shall be binding on and inure to the benefit of the Parties’ respective successors and permitted assigns.

 

10

 

Section 10.11       The headings in this Agreement are for purposes of reference only and shall not in any way limit or affect the meaning or interpretation of any of the terms hereof.

 

Section 10.12       This Agreement may be executed in one or more counterparts, each of which shall be deemed to be an original but all of which shall constitute one and the same agreement. Delivery of an executed counterpart of a signature page of this Agreement by facsimile or other electronic imaging means will be effective as delivery of a manually executed counterpart of this Agreement.

 

[Signature page follows]

 

11

 

IN WITNESS WHEREOF, the Parties hereto, each acting under due and proper authority, have executed this Agreement as of the day, month and year first above written.

 

 

	
 
    	
CreditEase Holdings (Cayman) Limited
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
By:
    	
/s/ Ning Tang
    
	
 
    	
Name: Ning Tang
    
	
 
    	
Title: Chief Executive Officer
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
Yirendai Ltd.
    
	
 
    	
 
    	
 
    
	
 
    	
 
    	
 
    
	
 
    	
By:
    	
/s/ Yihan Fang
    
	
 
    	
Name: Yihan Fang
    
	
 
    	
Title: Chief Executive Officer
    

 

 

[Signature Page to Amended Intellectual Property License Agreement]

 

 

Schedule A

 

CreditEase Owned Intellectual Property

 

A. Trademarks

 

	
 

No.
    	
 
    	
Marks
    	
 
    	
Registrant/
   Applicant
    	
 
    	
Registration/
   Application Number
    	
 
    	
Class
    	
 
    	
Registration/
   Application
   Date
    	
 
    	
Jurisdiction
    
	
1.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye Technology Development (Beijing)   Co., Ltd.   (普信恒业科技发展(北京)有限公司)   (“Pu Xin Heng Ye”)
    	
 
    	
11148099
    	
 
    	
10
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
2.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148098
    	
 
    	
13
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
3.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148097
    	
 
    	
14
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
4.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148096
    	
 
    	
15
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
5.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148095
    	
 
    	
18
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
6.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148094
    	
 
    	
26
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
7.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148093
    	
 
    	
29
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
8.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148092
    	
 
    	
30
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
9.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148091
    	
 
    	
32
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
10.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148090
    	
 
    	
33
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
11.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148089
    	
 
    	
34
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
12.
    	
 
    	
宜信
    	
 
    	
CreditEase Hui Min Investment Management   (Beijing) Co., Ltd. (宜信惠民投资管理(北京)有限公司) (“CreditEase   Hui Min”)
    	
 
    	
6218653
    	
 
    	
36
    	
 
    	
3/28/2010
    	
 
    	
PRC
    
	
13.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148087
    	
 
    	
37
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
14.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148086
    	
 
    	
38
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
15.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148085
    	
 
    	
40
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
16.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148084
    	
 
    	
41
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
17.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148083
    	
 
    	
42
    	
 
    	
7/10/2012
    	
 
    	
PRC
    

 

Sch-A-1

 

	
18.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148082
    	
 
    	
43
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
19.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148081
    	
 
    	
44
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
20.
    	
 
    	
宜信
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148080
    	
 
    	
45
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
21.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148118
    	
 
    	
10
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
22.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148117
    	
 
    	
13
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
23.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148116
    	
 
    	
14
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
24.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148115
    	
 
    	
15
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
25.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148114
    	
 
    	
18
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
26.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148113
    	
 
    	
26
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
27.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148112
    	
 
    	
29
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
28.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148111
    	
 
    	
30
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
29.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148110
    	
 
    	
32
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
30.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148109
    	
 
    	
33
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
31.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148108
    	
 
    	
34
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
32.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148107
    	
 
    	
37
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
33.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148106
    	
 
    	
38
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
34.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148105
    	
 
    	
40
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
35.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148104
    	
 
    	
41
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
36.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148103
    	
 
    	
42
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
37.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148102
    	
 
    	
43
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
38.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148101
    	
 
    	
44
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
39.
    	
 
    	

    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11148100
    	
 
    	
45
    	
 
    	
7/10/2012
    	
 
    	
PRC
    
	
40.
    	
 
    	
CreditEase
    	
 
    	
CreditEase Hui Min
    	
 
    	
6218653
    	
 
    	
36
    	
 
    	
03/28/2010
    	
 
    	
PRC
    
	
41.
    	
 
    	
宜信
    	
 
    	
CreditEase Asset Management (Singapore) Pte. Ltd.
    	
 
    	
40201613433T
    	
 
    	
09, 35, 36, 38, 41 and 42
    	
 
    	
08/18/2016
    	
 
    	
Singapore
    
	
42.
    	
 
    	
CreditEase
    	
 
    	
CreditEase Asset Management (Singapore) Pte. Ltd.
    	
 
    	
40201613415S
    	
 
    	
09, 35, 36, 38, 41 and 42
    	
 
    	
08/18/2016
    	
 
    	
Singapore
    

 

Sch-A-2

 

	
43.
    	
 
    	
宜信
    	
 
    	
CreditEase Holdings Hong Kong Limited (宜信控股香港有限公司)
    	
 
    	
303329307
    	
 
    	
35, 36 and 42
    	
 
    	
02/15/2016
    	
 
    	
Hong Kong
    
	
44.
    	
 
    	
CreditEase
    	
 
    	
CreditEase Holdings Hong Kong Limited (宜信控股香港有限公司)
    	
 
    	
303329325
    	
 
    	
35, 36 and 42
    	
 
    	
03/28/2017
    	
 
    	
Hong Kong
    
	
45.
    	
 
    	
宜人贷
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11499250
    	
 
    	
41
    	
 
    	
10/8/2012
    	
 
    	
PRC
    
	
46.
    	
 
    	
宜人贷
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
11499249
    	
 
    	
42
    	
 
    	
10/8/2012
    	
 
    	
PRC
    
	
47.
    	
 
    	
宜定赢
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
15658201
    	
 
    	
9
    	
 
    	
11/6/2014
    	
 
    	
PRC
    
	
48.
    	
 
    	
宜定赢
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
15658201
    	
 
    	
35
    	
 
    	
11/6/2014
    	
 
    	
PRC
    
	
49.
    	
 
    	
宜定赢
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
15658201
    	
 
    	
36
    	
 
    	
11/6/2014
    	
 
    	
PRC
    
	
50.
    	
 
    	
宜定赢
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
15658201
    	
 
    	
42
    	
 
    	
11/6/2014
    	
 
    	
PRC
    
	
51.
    	
 
    	
宜定盈
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
15658202
    	
 
    	
9
    	
 
    	
11/6/2014
    	
 
    	
PRC
    
	
52.
    	
 
    	
宜定盈
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
15658202
    	
 
    	
35
    	
 
    	
11/6/2014
    	
 
    	
PRC
    
	
53.
    	
 
    	
宜定盈
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
15658202
    	
 
    	
36
    	
 
    	
11/6/2014
    	
 
    	
PRC
    
	
54.
    	
 
    	
宜定盈
    	
 
    	
Pu Xin Heng Ye
    	
 
    	
15658202
    	
 
    	
42
    	
 
    	
11/6/2014
    	
 
    	
PRC
    

 

Sch-A-3

 

Schedule B

Yirendai Owned Intellectual Property

 

A. Trademarks

 

	
No.
    	
 
    	
Marks
    	
 
    	
Registrant/
   Applicant
    	
 
    	
Registration/
   Application Number
    	
 
    	
Class
    	
 
    	
Jurisdiction
    
	
1.
    	
 
    	
极速模式(1)
    	
 
    	
Heng Cheng Technology Development (Beijing)   Co., Ltd. (“Heng Cheng”)
    	
 
    	
16059911
    	
 
    	
35
    	
 
    	
PRC
    
	
2.
    	
 
    	
极速模式(1)
    	
 
    	
Heng Cheng
    	
 
    	
16059911
    	
 
    	
36
    	
 
    	
PRC
    
	
3.
    	
 
    	

    	
 
    	
Yi Ren Heng Ye Technology Development (Beijing)   Co., Ltd. (“Heng Ye”)
    	
 
    	
303329299
    	
 
    	
35, 36, 42
    	
 
    	
Hong Kong
    
	
4.
    	
 
    	
钱相随(1)
    	
 
    	
Heng Ye
    	
 
    	
Not applicable
    	
 
    	
35, 36
    	
 
    	
PRC
    

 

(1)   In the application process as of the date of this Agreement.

 

B. Domain Names

 

	
No.
    	
 
    	
Domain Name
    	
 
    	
Registrant
    	
 
    	
Renewal Date
    
	
1.
    	
 
    	
yirendai.com
    	
 
    	
Heng Cheng
    	
 
    	
2017.12.31
    

 

Sch-B-1

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00295-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00295-of-00352.parquet"}]]