Document:

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Exhibit 10.1

                        LAST OUT PARTICIPATION AGREEMENT

         THIS LAST OUT PARTICIPATION AGREEMENT (the "Participation Agreement")
is made this 6th day of October, 2000, by and between Fleet Business Credit
Corporation (formerly known as Sanwa Business Credit Corporation), a Delaware
corporation having offices located at 15260 Ventura Boulevard, Suite 400,
Sherman Oaks, California 91403 ("Lender"), and MCSI, Inc., a Maryland
corporation having offices at 4750 Hempstead Station Drive, Dayton, Ohio 45429
("Participant").

                                    RECITALS

         A. Lender has entered into certain secured financing arrangements
(collectively, the "Prepetition Loan Documents") with Intellisys Group, Inc.,
Proline Industries, Inc., Proline Video, Inc. and B. Higginbotham Enterprises,
Inc. (collectively "Borrowers"). Lender has made and/or may hereafter make
advances to, and/or has incurred and may hereafter incur obligations on behalf
of, Borrowers.

         B. Borrowers have advised Lender and Participant that they intend to
file voluntary petitions for relief under Chapter 11 of Title 11 of the United
States Code (the "Bankruptcy Code") in the United States Bankruptcy Court for
the Central District of California (the "Court").

         C. Borrowers have further advised Lender and Participant that Borrowers
intend to operate their businesses and manage their affairs as debtors in
possession pursuant to sections 1107 and 1108 of the Bankruptcy Code.

         D. Borrowers have requested that Lender and Participant provide
Borrowers with additional financing to enable Borrowers to operate their
businesses and to pay their expenses prior to and during their Chapter 11 cases.

         E. Contemporaneous with the execution of this Participation Agreement,
Lender and Borrower executed a Stipulation For Entry Of Order Authorizing Debtor
In Possession Financing And Modification Of The Automatic Stay (the
"Stipulation"). Upon the entry of an Order from the Court approving the
Stipulation, Lender may make advances to, and/or may incur obligations on behalf
of, Borrowers.

         F. Participant desires to acquire from Lender, and Lender desires to
sell to Participant, an ongoing participation interest in Lender's Transactions
with Borrower of Five Million Dollars ($5,000,000) in aggregate for the
Participant, upon the terms and conditions set forth below.

         G. Borrowers desire that Participant's purchase of a participation
interest increase the Availability under the Loan Agreement.

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         NOW, THEREFORE, in consideration of the mutual covenants and agreements
hereinafter set forth, Lender and Participant hereby agree as follows:

         1.  DEFINITIONS

             Except as otherwise provided in this Participation Agreement
(including this Section 1), capitalized terms have the meanings set forth in the
defined Loan Agreement, the Stipulation and the order approving the Stipulation.

             1.1 "Advances" - All loans, advances, guarantees, extensions of
credit or other financial accommodations made to or on behalf of Borrower
pursuant to any of the Agreements, and all other items (other than interest or
other compensation) chargeable to Borrowers pursuant to any of the Agreements;
provided, however, the Advances stemming from Participant's participation
interest in Lender's Transactions are to be used by Borrowers solely to purchase
inventory from Participant.

             1.2 "Agreements" - The Loan and Security Agreement (the "Loan
Agreement"), and all related written agreements, instruments, financing
statements, or other documents entered into or to be entered into between Lender
and Borrowers (and/or other parties, including guarantors and/or third-party
providers of collateral) providing for credit to Borrowers in an aggregate
amount not to exceed at any one time the Credit Limit except to the extent of
Overadvances which are made in Lender's discretion, copies of which have been
delivered by Lender to Participant, and as they may hereafter from time to time
be amended, supplemented, restated, and/or renewed, including, without
limitation, the Prepetition Loan Documents, Uniform Commercial Code financing
statements, the Stipulation and the proposed Order approving the Stipulation,
all as finally approved by order of the Court (the "DIP Financing Order" and
collectively referred to with the foregoing documents as the "DIP Financing
Facility"). Notwithstanding the foregoing, Lender agrees not to make
Overadvances in excess of $50,000 without Participant's prior written consent
(which consent shall not be unreasonably withheld) except for Overadvances by
Lender for Lender's attorneys fees and costs.

             1.3 "Collateral" - All "Collateral" as defined under the Loan
Agreement and the DIP Financing Facility and all property, security interests,
and/or guarantees otherwise received by Lender or Participant pursuant to the
Agreements or otherwise acquired by Lender or Participant in connection with the
Transactions.

             1.4 "Collections" - All monies received by Lender from Borrowers or
from other sources (including guarantors) on account of the Obligations or as
proceeds of the Collateral, or as a result of the exercise of any right of
setoff by Lender or any of its affiliates.

             1.5 "L/C" - Any letter of credit issued by Lender for the account
of Borrowers pursuant to the Agreements.

             1.6 "L/C Guaranty" - Any guaranty issued by Lender pursuant to the
Agreements in favor of any issuer of a letter of credit for the account of
Borrowers.

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             1.7 "Major Change" - Any amendment, modification or waiver of or
with respect to the Agreements or the Transactions other than those described in
section 4.1 hereof that (a) reduces any amount payable to Participant hereunder,
(b) releases or subordinates the priority of any lien of Lender on any material
portion of the Collateral except in accordance with the terms of the Agreements
or in accordance with any order of the Court approving the sale of any of the
Borrowers' assets, (c) has the effect of amending the term of this Participation
Agreement, (d) releases of any guarantor of the Advances, provided that this
Subsection shall not apply if Participant buys the assets of Borrowers or (e)
extends the maturity date of the Stipulation.

             1.8 "Obligations" - All Advances and the amount of any issued but
undrawn L/Cs and L/C Guarantees.

             1.9 "Overadvance" - Has the meaning set forth in the Loan
Agreement.

             1.10 "Participant's Commitment" - The Participant's obligations to
Lender to purchase a share of the Obligations in the amount of Five Million
Dollars ($5,000,000) resulting from the sale of inventory to Borrowers by
Participant as described in Section 2 below.

             1.11 "Participant's Investment" - The outstanding portion of the
Participant's Commitment.

             1.12 "Participation Percentage" - The percentage obtained by
dividing the amount of the outstanding Loans charged to the Loan Account for
Borrowers' purchase of inventory from Participant by the sum of the Loan Account
plus the amount of all outstanding L/C's and/or L/C Guaranties.

             1.13 "Transactions" - All actions taken and to be taken by Lender,
Borrower, and/or any other party in connection with the Agreements.

         2. SALE OF PARTICIPATION Lender hereby sells to Participant, and
Participant hereby purchases and accepts from Lender, an undivided interest in
the Agreements, Transactions, Obligations, Collateral, and Collections equal to
its share of the Participant's Commitment and in accordance with the terms
hereof. Participant hereby represents that it has not relied upon nor will it in
the future rely on the credit judgment or analysis of Lender concerning the
Borrowers and has independently reached its own decisions, based upon its own
assessment and analysis of the financial condition and affairs of the Borrowers
as to whether to enter into this Participation Agreement. Participant further
agrees that, on a going forward basis, it will not rely on the credit judgment
or analysis of Lender concerning the Borrowers and will continue to make its own
decisions, based upon its own assessment and analysis of the financial condition
and affairs of the Borrowers. PARTICIPANT ACKNOWLEDGES AND HEREBY EXPRESSLY
AGREES THAT LENDER HAS NOT MADE AND DOES NOT MAKE ANY REPRESENTATIONS OR
WARRANTIES, EXPRESS OR IMPLIED, AS TO BORROWERS' FINANCIAL CONDITION, OR WITH
RESPECT TO THE VALIDITY, ENFORCEABILITY, COLLECTIBILITY, PRIORITY OR PERFECTION
OF THE AGREEMENTS, THE TRANSACTIONS, OR THE COLLATERAL, AND THAT PARTICIPANT IS
FULLY

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FAMILIAR WITH, AND HAS MADE ITS OWN INDEPENDENT EVALUATION AND DETERMINATION
THEREOF. EXCEPT AS EXPRESSLY OTHERWISE PROVIDED HEREIN, LENDER SHALL HAVE NO
OBLIGATION TO PROVIDE NOTICE OF ANY KIND TO PARTICIPANTS.

         Participant agrees to sell to Borrowers inventory as may be reasonably
requested by Borrowers up to the amount of Participant's Commitment. Each
shipment of inventory for Borrowers by Participant shall be deemed an Advance to
Borrowers in the invoice amount of the goods, not to exceed fair market price.

         3.  PROCEDURE

             3.1 Lender will keep records of all Obligations and Collateral in
its possession, appropriately marked to show the interest of Participant
therein, and Participant or its designees may inspect or copy same at reasonable
times during normal business hours. Lender will, from time to time, furnish
Participant with copies of future Agreements, and with such additional
information as Lender may have and may deem appropriate to provide to
Participant (or that Participant may reasonably request) with respect to the
Agreements, the implementation and administration of the provisions thereof, the
Transactions, the Collateral, and/or the financial condition and operations of
Borrower; provided, however, that (i) Lender shall have no liability to
Participant for any damages, or otherwise, resulting from Lender's failure to
provide such copies of any such future Agreements and/or information; and (ii)
Lender stipulates and agrees that a failure by Lender to provide copies of such
future Agreements and/or information as required above shall entitle
Participant, as its sole and exclusive remedy for any failure of Lender to
comply with this section 3.1, to mandatory injunctive relief requiring that such
failure be remedied.

             3.2 For the first thirty days from the date of each shipment of
inventory by Participant to Borrower, the parties agree that the Participant's
Commitment shall not earn any interest and Lender shall not charge Borrower
interest on the Participant's Investment after said thirty day period, interest
shall accrue on that portion of Participant's Investment which is over thirty
days at 11% per annum. Participant shall provide to Lender each month copies of
all purchase orders, invoices, proofs of delivery and such other documents as
Lender may reasonably request reflecting the sales and delivery of inventory by
Participant to Borrower.

             3.3 All Collections will be applied to Borrower's account with
Lender at such time and in such manner as is provided in the Agreements. It is
intended that Participant's Commitment not exceed Five Million Dollars
($5,000,000).

             3.4 Any repayment of Participant's Investment shall be payable only
upon termination or liquidation in accordance with Section 5 hereof, and only
after all of the Obligations then owed or to be owing to Lender (as that term is
defined in the Loan Agreement) have been paid in full. Participant shall not be
entitled to any payments based upon any float or any similar charges provided
under the Agreements, and Participant shall not share in: any fees or interest
or in any recovery by Lender of out-of-pocket expenses incurred by Lender and
reimbursable by Borrower.

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             3.5 In the event that Lender is required, for any reason, to repay
Borrowers or any other person all or any portion of any payment which was
remitted to Participant pursuant to this Participation Agreement, including,
without limitation payment as a result of, or in settlement of an action or
claim asserted at any time by Borrowers or any of its stockholders or guarantors
or any receiver or trustee in bankruptcy, or by any other party against either
Lender or Participant caused by any alleged claim of usury, ultra vires act or
invalidity, any alleged preferential or fraudulent transfer, or any other claim
in connection with the Transactions or the Collateral, Participant shall remit
to Lender its share based upon Participant's Participation Percentage of the
amount which is required to be so refunded, paid, paid in settlement or repaid,
and Participant's Investment shall be adjusted accordingly. Lender will promptly
provide Participant with notice of the assertion of any action or claim
described in the immediately preceding sentence and any settlement or compromise
thereof shall require the prior written approval of Participant (which approval
shall not be unreasonably withheld).

             3.6 Lender shall not have, and does not assume, any liability to
Participant for the repayment of Participant's Investment or interest thereon,
provided however, that Lender is not relieved of its obligations under Sections
3.2 and 5 hereof.

             3.7 Lender's costs and expenses of managing and servicing the
Transactions shall be repaid in accordance with the Loan Agreement prior to
repayment of Participant's Investment.

         4.  MANAGEMENT

             4.1 All of the Obligations and other Transactions shall be made and
conducted in Lender's name, and all of the Collateral and Collections shall be
held by or on behalf of Lender in its sole name. Lender shall have the right to
administer the Agreements, to perform and enforce the terms thereof, to exercise
all privileges and rights exercisable or enforceable by Lender thereunder and to
manage any accounts of Borrowers maintained with Lender in connection therewith,
according to Lender's discretion and in the exercise of its normal business
judgment, it being specifically understood without limiting the generality of
the foregoing that Lender may, from time to time, make Overadvances to Borrower
but subject to the limitations in Section 1.2 hereof. Lender hereby expressly
appoints Participant as agent for the purpose of perfecting Lender's security
interest in any of the Collateral which may at any time come into the possession
of such Participant. Under no circumstances shall Participant take any action to
enforce payment or performance by the Borrower of any of the Obligations or to
enforce any liens securing the Obligations. Except as provided below with
respect to Major Changes, Lender shall have the continuing right to enter into
and agree to amendments, waivers, modifications and releases with respect to the
Agreements, the Transactions, and the Collateral. The foregoing notwithstanding,
Lender shall not agree to any Major Change without first obtaining the consent
of Participant (which consent shall not be unreasonably withheld). Lender shall
not be liable to Participant for any action taken or omitted or for any error in
judgment, except for its own bad faith or willful misconduct.

              4.2 Lender shall exercise ordinary care in managing and servicing
the Obligations and other Transactions, and in making Collections in connection
therewith. To the extent of Participant's Participation Percentage, Lender is
and shall be Participant's agent, but

                                       5

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Lender is not, and shall not under any circumstances be deemed to be, a
fiduciary for Participant in administering and servicing the Agreements or in
any other capacity. Nothing contained herein shall confer upon either Lender or
Participant any proprietary interest in, or subject either of them to, any
liability for or with respect to, the business, assets, profits, losses, or
obligations of the other.

             4.3 If Participant or Lender sell, pledge, assign, sub-participate,
or otherwise transfer all or any part of its interest hereunder, this
Participation Agreement shall be binding in its entirety upon that third party.

         5. TERMINATION/LIQUIDATION In the event that Borrowers are in default
under the Agreements, Lender may, in its sole discretion, declare a default, and
may, in its sole discretion take such action, including, without limitation
liquidation of the Collateral. In the event of such liquidation, or if at any
time the Agreements are terminated, until the Liabilities (as that term is
defined in the Loan Agreement) are paid in full, all Collections received shall
be applied: (a) first to the payment of expenses; (b) second to Lender in the
aggregate amount of compensation (i.e., all fees and interest) payable under the
Agreements; (c) third, to the unpaid balance of Lender's Advances pursuant to
the Agreements; (d) fourth, to a reserve to be held by Lender, an amount equal
to all outstanding L/C's and L/C Guaranties to be held by Lender (along with any
actual interest accruing thereon) until such time as all obligations under such
L/C's and/or L/C Guaranties have been satisfied or terminated; (e) fifth, to the
unpaid balance of Participant's Investment; and (f) sixth, in accordance with
applicable law.

         6. RIGHT TO PURCHASE LENDER PRO-RATA SHARE.

            6.1 If an Event of Default occurs, before taking any steps to
enforce its rights to liquidate the Collateral, under the D.I.P. Financing
Order , Lender shall endeavor to give three (3) business days prior written
notice for Participant to elect to purchase Lender's interest in the Obligations
for the total amount of Lender's pro-rata share of the Obligations at the face
amount thereof (the "Lender Payoff") provided that, in the event of such
election and payment of such amount within twenty-four(24) hours of Lender's
receipt of notice of such election, Lender shall not take any further steps to
enforce its rights under the Loan Agreement, except such steps as are reasonably
necessary for the protection of any of the Collateral. Failure of Lender to give
such notice shall not subject it to any liability or otherwise offset its rights
under this Agreement.

         7. THE PARTICIPANTS AND PAYMENT.

            7.1 In the event that any provisions of this Participation Agreement
shall be held by a court or other tribunal of competent jurisdiction to be
unenforceable, such provision will be enforced to the maximum extent permissible
and the remaining portions of this Participation Agreement shall remain in full
force and effect.

            7.2 The Borrower is seeking, by entered Orders of the Court, the
approval of the Stipulation and the Asset Purchase Agreement between Borrowers
and Participant, both of which have been entered into simultaneously herewith.
Participant agrees to use his reasonable good faith efforts to cooperate with
Borrower's efforts to obtain any necessary

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court approval of such agreements and all other documents being entered into
between Participant and Borrower in connection therewith.

         8. GENERAL

            8.1 All notices, requests, demands and other communications
hereunder shall be in writing and shall be deemed to have been duly given if
hand-delivered or if sent by confirmed telefax, or on the date received by
registered or certified mail, postage prepaid, addressed to a party hereto at
the party's address as it appears below. Each party hereto may change the
address at which notice shall be given by written notice given in the above
manner. Except as otherwise expressly provided herein, the parties shall not
have an obligation to provide notice of any kind to the other.

                  PARTICIPANT:

                  MCSI, Inc.
                  4750 Hempstead Station
                  Dayton, Ohio 45429
                  Telecopy: (937) 291-8298
                  Attention: Ira H. Stanley

                  With a copy to:

                  Elias, Matz, Tiernan & Herrick L.L.P.
                  734 15th Street, N.W., 12th Floor
                  Washington, D.C. 20005
                  Telecopy: (202) 347-2172
                  Attention: Jeffrey A. Koeppel

                  LENDER:

                  Fleet Business Credit Corporation
                  15260 Ventura Boulevard, Suite 400
                  Sherman Oaks, California 91403
                  Att:     Lawrence Ausburn & Mark D. Newlun
                  Phone:   818-382-4200
                  Fax:     818-382-4291
                  Email:   lawrence_ausburn@fleetcapital.com &
                           mark_newlun@fleetcapital.com

                  With a copy to:

                  Orrick, Herrington & Sutcliffe, LLP
                  777 South Figueroa Street, Suite 3200
                  Los Angeles, California 90017-5832

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                  Att:     Gary D. Samson, Esq.
                  Phone:   213-612-2420
                  Fax:     213-612-2499
                  Email:   gsamson@orrick.com

            8.2 This Participation Agreement: (a) shall be binding upon and
inure to the benefit of the parties hereunder and their respective legal
representatives, successors, and permitted assigns; (b) shall be governed,
construed, and interpreted in all respects in accordance with the laws of the
State of California; and (c) may not be modified, amended, terminated, or
otherwise changed orally or by any course of dealing or in any manner except by
an agreement in writing signed by the duly authorized officer of the party to be
charged.

            8.3 Each of the parties hereby expressly submits and consents in
advance to the jurisdiction of the Superior Court of the State of California in
the County of Los Angeles and to the jurisdiction of the United States District
Court for the Central District of California in any action or proceeding
commenced by the other in such court with reference to any claim or dispute
between the parties pertaining directly or indirectly to this Participation
Agreement or to any matter arising therefrom. Each of the parties hereby waives
the right to trial by jury in any such action or proceeding.

            8.4 WAIVER OF SPECIAL DAMAGES. EXCEPT AS PROHIBITED BY LAW,
PARTICIPANT HEREBY WAIVES ANY RIGHTS WHICH IT MAY HAVE TO CLAIM OR RECOVER IN
ANY LITIGATION WITH RESPECT TO ANY ACTION OR CLAIM ARISING OUT OF ANY DISPUTE IN
CONNECTION WITH THE AGREEMENTS, INCLUDING WITHOUT LIMITATION THIS PARTICIPATION
AGREEMENT, THE LOAN AGREEMENT AND ANY AMENDMENTS THEREOF, ANY SPECIAL,
EXEMPLARY, CONSEQUENTIAL, INCIDENTAL OR PUNITIVE DAMAGES. PARTICIPANT AGREES
THAT DAMAGES FROM ANY BREACH BY LENDER MAY NOT EXCEED THE AMOUNT OUTSTANDING
HEREUNDER AND THEN ONLY TO THE EXTENT THOSE DAMAGES ARE A DIRECT RESULT OF THE
BREACH. PARTICIPANT HEREBY (A) CERTIFIES THAT NEITHER LENDER, NOR ANY AGENT,
REPRESENTATIVE, OR ATTORNEY THEREOF HAS REPRESENTED, EXPRESSLY OR OTHERWISE,
THAT LENDER WOULD NOT, IN THE EVENT OF LITIGATION, SEEK TO ENFORCE THE FOREGOING
WAIVERS AND (B) ACKNOWLEDGES THAT, IN ENTERING INTO THIS PARTICIPATION
AGREEMENT, LENDER IS RELYING UPON, AMONG OTHER THINGS, THE WAIVERS AND
CERTIFICATIONS CONTAINED IN THIS SECTION 8.4.

            8.5 Except as permitted by Borrower, or otherwise required by
applicable law or regulation, including without limitation the Securities
Exchange Act of 1934, as amended, or by court order or the requirements of other
competent authority and except in connection with any legal proceeding to which
Lender and/or Participant are a party, Participant shall not disclose any
financial or other information of the Borrower received from Lender (except for
any information available to the public from any governmental office) to any
third party (other than its auditors, regulators, attorneys, affiliates, or
Lender) for a period of 5 years after the termination of the Loan Agreement.

                                       8
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            8.6 If any action at law or equity is brought to enforce or
interpret the provisions of this Participation Agreement, the prevailing party
shall be entitled to recover actual attorneys' fees, which may be determined by
the court in the same action or in a separate action brought for that purpose,
in addition to any other relief to which that party may be entitled.

            8.7 No term or provision contained in this Participation Agreement,
and no other agreement between the parties hereto, is intended to be, or shall
it be construed to be, the formation of a partnership or joint venture between
Lender and Participant or between Participant.

            8.8 It is understood and agreed that Lender and Participant, or any
affiliate of either thereof may, from time to time, lend money to or otherwise
generally engage in any business with the Borrower and any affiliate of Borrower
(subject to Section 4.1 above).

            8.9 This Participation Agreement and the duties and obligations
contained herein shall be solely for the benefit of the parties hereto, and
their affiliates; no third party shall have any rights hereunder as a
third-party beneficiary or otherwise.

            8.10 This Participation Agreement is the entire agreement and
understanding between the parties relating to the subject matter hereof (any
course of dealings or usage of the trade notwithstanding), and supersedes all
other agreements, oral and/or written hereto before made between the parties
with respect to the subject matter hereof including, without limitation,
previous agreements and/or amendments thereto. However, this Participation
Agreement shall not relieve any party hereto from making payments due and owing
under any other agreements or contract. Any amendment hereto must be in writing
and signed by an authorized representative of Lender and the Participant.

         IN WITNESS WHEREOF, the parties hereto have caused this Participation
Agreement to be executed in Los Angeles, California.

Dated:  October ___, 2000                FLEET BUSINESS CREDIT CORPORATION.

                                         By: /s/ MARK D. NEWLUN
                                             -------------------------------

                                         Its: S.V.P.
                                             --------------------------------

Dated:  October ___, 2000                CMSI, INC.

                                         By: /s/ IRA H. STANLEY
                                             --------------------------------

                                         Its: VP CFO
                                             --------------------------------

                                       9<PAGE>

Exhibit 10.2

                                 LOAN AGREEMENT

         THIS LOAN AGREEMENT (this "AGREEMENT") is dated for reference purposes
and entered into as of December 29, 2000, by and between FLEET BUSINESS CREDIT
CORPORATION ("LENDER"), and WEST LAKE ACQUISITION CORPORATION, a Maryland
corporation, AGOURA HILLS CORPORATION, a Maryland corporation and MCSi-IG-PV,
INC., a Texas corporation (each a "BORROWER" and collectively, the "BORROWERS").

                                    RECITALS

         A. Lender has previously provided financial accommodations to
Intellisys Group, Inc. and certain of its wholly-owned subsidiaries
(collectively, "SELLERS") pursuant to that certain Loan and Security Agreement
dated September 3, 1998 (as amended, the "SELLERS LOAN AGREEMENT") pursuant to
which Sellers granted Lender a security interest in substantially all of the
Sellers' assets which security interest continues on the date hereof.

         B. On October 11, 2000, Intellisys Group, Inc. and certain of its
wholly-owned subsidiaries (collectively, "SELLERS") filed a voluntary petition
for relief under Chapter 11 of the United States Bankruptcy Code.

         C. After the filing of such petition, Lender provided additional
financial accommodations to Sellers under a D.I.P. financing Facility pursuant
to a Stipulation for the Entry of Order Authorizing Debtor in Possession
Financing and Modification of the Automatic Stay (the "D.I.P. FINANCING
FACILITY"). Lender's claim against the Sellers' estate is in the approximate
amount of $12,612,624.35.

         D. MCSi, Inc. ("PARENT") has entered into that certain Asset Purchase
Agreement (the "PURCHASE AGREEMENT") dated October 6, 2000 (and amended on
November 13, 2000, November 24, 2000 and December 28, 2000) between Parent and
the Sellers, pursuant to which Sellers have agreed to sell to Parent, and Parent
has agreed to purchase from Sellers, the "Assets" as defined in the Purchase
Agreement. Borrowers have executed an assignment with Parent of substantially
all of the rights and obligations of Parent under the Purchase Agreement.

         E. As part of the Consideration (as defined in the Purchase Agreement)
to be paid by Borrowers under the Purchase Agreement, Borrowers are to pay all
outstanding amounts owing to Lender under the D.I.P. Financing Facility (up to
$20,000,000) pursuant to Section 2.5 of the Purchase Agreement.

         F. Borrowers have requested part of the Consideration be paid as
follows: (i) the Borrowers pay an amount equal to approximately $8,000,000
substantially concurrently with the date hereof and (ii) with respect to
Lender's remaining claim against the Sellers' estate and Lender (as holder of a
security interest in the Assets) take back a promissory note from Borrowers in
the principal amount equal to the Original Principal Amount (as defined in
Section 1.2 of this Agreement) for a term loan (the "LOAN") to partially finance
Borrowers' purchase of the Assets from the Sellers. As a secured creditor of
Sellers, Lender's claim against the Sellers' estate will not be reduced by the
full amount of the note on the date hereof but rather Lender's claim will be
reduced dollar for dollar as payments are actually received from

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Borrowers. To secure the Loan, Borrowers grant to Lender a security interest in
their assets as described in this Agreement and the other Loan Documents (as
defined below).

         G. Lender is willing to make the Loan to Borrowers, and Borrowers are
willing to accept and borrow the Loan from Lender, on the terms and subject to
the conditions contained in this Agreement.

         NOW, THEREFORE, in consideration of the mutual covenants contained
herein and for other valuable consideration, the receipt and sufficiency of
which are hereby acknowledged, Borrowers and Lender agree as follows:

                                   I THE LOAN

         1.1 INCORPORATION OF RECITALS. The recitals at the beginning of this
Agreement are incorporated herein as matters agreed to by Lender and Borrowers;
provided, however, that the incorporation herein of factual matters recited
above shall not imply that Lender has any independent knowledge of such matters
and shall not impair, qualify, or negate any representation, warranty, or
covenant of Borrowers contained in the "LOAN DOCUMENTS" (as defined in SECTION
1.4).

         1.2 AGREEMENT TO BORROW AND LEND. In reliance on the representations
and warranties contained in this Agreement and the other Loan Documents and
subject to the terms and conditions of this Agreement, Lender agrees to accept
from the Borrowers a promissory note executed by Borrowers and payable to the
order of Lender in the stated maximum principal amount of $4,612,624.35 (the
"Original Principal Amount"), evidencing the Loan (the "TERM NOTE") and
Borrowers hereby agree to issue the Term Note to Lender in form and substance
satisfactory to Lender. As used in this Agreement, the term "SECURED
OBLIGATIONS" shall mean all present and future loans, advances, debts,
liabilities, obligations, covenants, duties and indebtedness at any time owing
by Borrowers to Lender under this Agreement, any note or other instrument or
document, whether arising therefrom, absolute or contingent, due or to become
due, including, without limitation, all interest, charges, expenses, fees,
attorney's fees, expert witness fees and any other sums chargeable to Borrowers
hereunder.

         The Original Principal Amount shall be reduced by the amount of any
collections of the receivables of Sellers received by Lender up through the
Effective Date to the extent not previously applied to Lender's claim against
the Sellers' estate; provided that in the event Lender is required to return any
such funds for any reason, the reduced amount of the Original Principal Amount
shall be immediately reinstated to the extent of such returned funds. The
parties hereto agree that all collections received after the Effective Date
shall be remitted to the Borrowers.

         1.3 LOAN STRUCTURE. The Loan shall consist of a term loan in an
original principal amount equal to the Original Principal Amount. Any sums
borrowed under this term loan facility, once repaid, may not be reborrowed.

         1.4 LOAN DOCUMENTS. The Loan and the related indebtedness, covenants,
representations, warranties and other liabilities and obligations of Borrowers,
shall be evidenced, secured by, and otherwise set forth in, this Agreement and
certain additional instruments, security agreements, agreements, assignments,
guaranties, certificates, statements, and

                                       2

<PAGE>

documents (collectively, the "LOAN DOCUMENTS"), each of which shall be in form
and content satisfactory to Lender in its discretion reasonably exercised. In
addition to this Agreement, the Loan Documents include, but are not limited to,
the following:

         (a) the Term Note;

         (b) a security agreement encumbering all of Borrowers' personal
property assets (the "SECURITY AGREEMENT") as security for the Secured
Obligations and such UCC-1 Financing Statements pertaining thereto as Lender
shall require;

         (c) a guaranty from each Borrower (collectively, the "GUARANTIES");

         (d) a letter from Parent to Lender regarding certain representations
and warranties of Parent; and

         (e) an intercreditor agreement between Lender and Zengine, Inc.
("ZENGINE") in form and substance satisfactory to Lender in its sole discretion.

         1.5 INTEREST RATE, PRINCIPAL REPAYMENT AND MATURITY. (a) As more fully
set forth in the Term Note, and without qualifying the provisions thereof: (i)
the outstanding principal balance of the Loan shall bear interest, payable
monthly in arrears (except as otherwise provided in clause (ii) below), at an
annual rate equal to the sum of (x) the Prime Rate (as defined in the Sellers
Loan Agreement) plus (y) a margin of one-half of one percent (0.5%) per annum;
and (ii) the principal balance of the Loan shall be repayable as follows:
commencing on the Business Day following the Effective Date (as defined in
Section 2.1 hereof) on a weekly basis no later than the third Business Day of
each week (unless the Effective Date is a Monday or Tuesday, in which case, the
first payment shall be made on the third Business Day of the week following the
Effective Date), 50% of collections of the accounts receivable of Borrowers for
the prior week as reflected on the Collections Report delivered pursuant to
Section 3.6 hereof shall be remitted to Lender and applied to the Loan, with the
full amount of all outstanding principal and accrued but unpaid interest for the
Loan due and payable on the last day of the Term (as defined in Section 1.8(a)
hereof).

             (b) The rate of interest shall increase or decrease by an amount
equal to any increase or decrease in the Prime Rate, effective as of the opening
of business on the day that any such change in the Prime Rate occurs.

                 (c) Upon the occurrence of an Event of Default (as defined
below) and during the continuation thereof, the principal amount of the Loans
shall bear interest at a fluctuating rate per annum equal to 2.0% per annum in
excess of the otherwise applicable interest rate (as applicable, the "DEFAULT
RATE").

                 (d) Interest hereunder shall be calculated daily and shall be
computed on the actual number of days elapsed over a year of 360 days. For the
purpose of computing interest hereunder, all items of payment received by Lender
shall be deemed applied by Lender on account of the Secured Obligations (subject
to final payment of such items) on the date of receipt by the Lender, or one
Business Day after receipt by Lender of such items in Lender's account (if
received after 2:00 p.m., Los Angeles time).

                                       3

<PAGE>

                 (e) In no contingency or event whatsoever shall the rate or
amount of interest paid by Borrowers under this Agreement, the Term Note or any
of the other Loan Documents exceed the maximum rate or amount permissible under
any law which a court of competent jurisdiction shall, in a final determination,
deem applicable hereto or thereto. If such a court determines that Lender has
received interest hereunder, under the Term Note or under any other Loan
Document in excess of the maximum amount permitted by such law, (i) Lender shall
apply such excess to any unpaid principal owed by Borrowers to Lender or, if the
amount of such excess exceeds the unpaid balance of such principal, Lender shall
promptly refund such excess interest to Borrowers and (ii) the provisions hereof
shall be deemed amended to provide for such permissible rate. All sums paid, or
agreed to be paid, by Borrowers which are, or hereafter may be construed to be,
compensation for the use, forbearance or detention of money shall, to the extent
permitted by applicable law, be amortized, prorated, spread and allocated
throughout the full term of all such indebtedness until the indebtedness is paid
in full.

                 (f) Borrowers hereby irrevocably authorize Lender, in Lender's
sole discretion, to advance to Borrowers, and to charge to Borrowers, a sum
sufficient to pay all interest accrued on the Secured Obligations during the
immediately preceding month and to pay all costs, fees and expenses at any time
owed by Borrowers to Lender hereunder.

         1.6 PERSONAL PROPERTY SECURITY INTEREST. Borrowers hereby grant to
Lender a security interest in all of Borrowers' personal property of every kind
and nature, whether now existing or hereafter created, acquired or arising and
all products and proceeds thereof, all as more fully set forth in the Security
Agreement.

         1.7 JOINT AND SEVERAL LIABILITY. The liability of each Borrower for all
amounts due to Lender under this Agreement shall be joint and several.

         1.8 TERM; TERMINATION.

         (a) TERM. The term of this Agreement shall be from the Effective Date
until March 30, 2001 (the TERM"), unless earlier terminated as provided herein.

         (b) PAYMENT IN FULL. Upon the effective date of termination, the
Secured Obligations shall become immediately due and payable in full in cash.
Borrowers may prepay, in part or in whole, from time to time during the Term,
the Secured Obligations without penalty.

         (c) PAYMENTS WITHOUT DEDUCTIONS. Borrowers shall pay principal,
interest, and all other amounts payable hereunder, or under any related
agreement, without any deduction whatsoever, including, but not limited to, any
deduction for any setoff or counterclaim.

                                   II CLOSING

         2.1 EFFECTIVE DATE. This Agreement shall be effective on the date that
each of the conditions set forth below in this SECTION 2.1 has been satisfied
unless waived by Lender in writing (the "EFFECTIVE DATE").

                                       4

<PAGE>

         (a) LOAN DOCUMENTS. Each Loan Document shall have been executed (and,
in the case of each Loan Document to be recorded, acknowledged) by all parties
thereto other than Lender and delivered to Lender in form and substance approved
by Lender.

         (b) OTHER DOCUMENTS. Borrowers shall have obtained and delivered to
Lender, and Lender shall have approved, all other instruments, agreements,
certificates and documents required by Lender in connection with the Loan,
including each of the following if required by Lender: (i) a complete and
correct copy of the Purchase Agreement and of each instrument, agreement, or
document to be delivered in connection with the Purchase Agreement; (ii) a copy
of each Borrower's Articles of Incorporation as filed with, and certified by,
the Secretary of State or equivalent of such Borrower's state of incorporation;
(iii) a certificate of each Borrowers' good standing, issued by the Secretary of
State or equivalent of such Borrower's state of incorporation as of a date not
more than 30 days before the Effective Date; and (iv) any other organizational,
authorizing, or related documents of Borrowers requested by Lender, with
certification as to the name, title, signature, incumbency and authority of each
agent (other than Lender) who is authorized to sign and deliver this Agreement
and the other Loan Documents.

         (c) PERSONAL PROPERTY SECURITY. The personal property security
interests granted to Lender in the Loan Documents shall have been or be capable
of being duly perfected in a first lien position immediately after the Effective
Date (except for the lien on Borrowers' trade accounts receivable and proceeds
thereof in favor of Zengine as more fully described in an Intercreditor
Agreement between Lender and Zengine (the "ZENGINE ACCOUNTS LIEN") and except as
otherwise permitted by Lender in this Agreement). The Zengine Accounts Lien and
the lien on Borrowers' other assets (other than trade accounts receivable) in
favor of Zengine which is junior to Lender's lien in such assets as more fully
described in an Intercreditor Agreement between Lender and Zengine shall be
referred to collectively herein as the "ZENGINE LIEN".

         (d) FINANCIAL INFORMATION. If requested by Lender, Borrowers shall have
obtained and delivered to Lender, and Lender shall have approved, such financial
statements, income tax returns (including the related schedules and exhibits),
and other information concerning the financial condition, credit standing, and
business affairs of Borrowers as Lender may reasonably require. Lender is
authorized to disclose such information and documents to Lender's attorneys,
accountants, auditors, examiners, and regulatory agencies. Lender also is
authorized to disclose such information and documents to any insurance company
or insurance agent in connection with any application for insurance or any claim
made under an insurance policy.

         (e) NO INSOLVENCY. Neither any Borrower nor Parent shall have (a)
instituted any proceedings under any chapter of the United States Bankruptcy
Code or under any other law relating to the estates of insolvents, (b)
instituted any action or proceeding for the purpose of determining obligations
to its creditors or procuring a settlement or distribution of any of its assets
to creditors or otherwise, (c) initiated any proceedings for its liquidation,
reorganization or readjustment, (d) involuntarily become the subject of any of
the foregoing actions or proceedings or become obligated to do any of the
foregoing if such action or proceeding is not discharged or stayed within sixty
(60) days, or (e) become unable to pay its debts as they mature.

                                       5

<PAGE>

         (f) NO ILLEGALITY. There shall not be in effect any foreign, federal,
state or local law, statute, ordinance, regulation, order, rule or requirement
that would render the making of the Loan or the enforcement of any of its
provisions in accordance with the Loan Documents illegal or that would cause
Lender to be in violation of any regulatory requirement to which Lender is then
subject.

         (g) NO DEFAULT. No Event of Default (as defined in SECTION 4.1) shall
have occurred or be continuing, and no event shall have occurred which, with the
giving of notice, the passage of time, or both, would constitute an Event of
Default. If required by Lender, Borrowers shall have provided Lender with
evidence satisfactory to Lender that Borrowers' representations in this
Agreement are accurate.

         (h) PURCHASE AGREEMENT. Other than the payment of the Consideration,
the transactions under the Purchase Agreement to occur at or before the closing
thereof shall been completed in accordance with its terms and in accordance with
applicable law.

         (i) PAYMENT TO LENDER. Lender shall have received payment from Sellers,
Borrowers or Parent in an amount sufficient to reduce the outstanding
obligations of Sellers to Lender to not more than the Original Principal Amount.

         2.2 WHEN LOAN PROCEEDS ARE DEEMED OUTSTANDING. The Loan shall be deemed
to be outstanding and shall commence earning interest on the Effective Date.

         2.3 WAIVER OF CONDITIONS. Any waiver by Lender of any condition
hereunder must be expressly made in writing.

                  III ADDITIONAL COVENANTS AND REPRESENTATIONS

         3.1 TITLE TO THE ASSETS; LOCATION OF COLLATERAL. Each Borrower
represents and warrants to Lender that the assets purchased from the Sellers
under the Purchase Agreement shall at all times be owned by Borrowers except for
inventory sold in the ordinary course of business and dispositions of obsolete
equipment. All Collateral (as defined in the Security Agreement) other than
inventory in transit, will at all times be kept by Borrowers at one or more of
the business locations set forth in EXHIBIT 3.1 hereto and shall not, without
the prior written approval of Lender, be moved therefrom except, prior to an
Event of Default and Lender's acceleration of the maturity of the Secured
Obligations in consequence thereof, for (i) sales of inventory in the ordinary
course of business; and (ii) movement of equipment and inventory from one
location of Borrowers that has been reported to Lender to another location of
Borrowers or Parent that has been reported to Lender, and within a jurisdiction
in which Lender has taken all necessary action in order to protect and perfect
its security interest therein.

         3.2 INSURANCE OF COLLATERAL. Borrowers shall maintain and pay for
insurance upon all Collateral wherever located and with respect to Borrowers'
business, covering casualty, hazard, public liability and such other risks in
such amounts and with such insurance companies as are reasonably satisfactory to
Lender. Borrowers shall deliver copies of such policies to Lender with
satisfactory lender's loss payable endorsements, naming Lender as sole loss
payee, assignee or additional insured, as deemed appropriate by Lender. Each
policy of insurance or endorsement shall contain a clause requiring the insurer
to give not less than 30 days prior

                                       6

<PAGE>

written notice to Lender in the event of cancellation of the policy for any
reason whatsoever and a BFU-438 or similar endorsement specifying that the
interest of Lender shall not be impaired or invalidated by any act or neglect of
Borrowers or the owner of the property or by the occupation of the premises for
purposes more hazardous than are permitted by said policy. If any Borrower fails
to provide and pay for such insurance, Lender may, at its option, but shall not
be required to, procure the same and charge Borrowers therefor. Each Borrower
agrees to deliver to Lender, promptly as rendered, true copies of all reports
made in any reporting forms to insurance companies.

         3.3 FURTHER ENCUMBRANCES. Borrowers shall not, without the prior
consent of Lender, create, incur, assume or suffer to exist any lien, security
interest, encumbrance on the Collateral (as defined in the Security Agreement)
or any portion thereof, except in favor of Lender and the Zengine Lien.

         3.4 BUSINESS LOCATIONS; AGENT FOR PROCESS. Each Borrower's chief
executive office and other places of business are as listed on EXHIBIT 3.1
hereto. During the preceding one-year period, Borrowers have not had an office,
place of business or agent for service of process other than as listed on
EXHIBIT 3.1. Except as shown on EXHIBIT 3.1, no inventory is stored with a
bailee, warehouseman or similar party, nor is any inventory consigned to any
Person.

         3.5 TITLE TO PROPERTIES; PRIORITY OF LIENS. Upon the closing of the
Purchase Agreement, Borrowers will have all of Sellers' right, title and
interest in and to all of the Collateral as the same shall exist on the closing
of the Purchase Agreement free and clear of Encumbrances (as defined in the
Purchase Agreement) other than Permitted Encumbrances (as defined in the
Purchase Agreement) and the Zengine Lien. As to all of Borrowers' other assets
other than those described in the preceding sentence, Borrowers have good,
indefeasible and marketable title to all of the Collateral and all of its other
property, in each case, free and clear of all liens except the liens in favor of
Lender and the Zengine Lien. After the Effective Date, Borrowers will pay or
discharge all lawful claims arising after the Effective Date which, if unpaid,
might become a lien against any of the Borrowers' property. The liens granted to
Lender pursuant to the Security Agreement are first priority liens, subject only
to the Zengine Accounts Lien.

         3.6 REPORTS AND RECORDS. Borrowers shall furnish to Lender on the third
Business Day of each week for the preceding week, a detailed schedule of
Borrowers' accounts receivable collected in form and substance as reasonably
requested by Lender, including without, limitation, the relevant amount and
customer of such accounts receivable and otherwise in form and substance
reasonably satisfactory to Lender (the "COLLECTIONS REPORT"). In addition,
Borrowers shall furnish Lender, upon written request, such information and
statements as Lender shall request from time to time regarding Borrowers'
business affairs, financial condition and the results of its operations. Lender
shall maintain the confidentiality of all information provided by Borrowers or
Parent, shall not disclose any such information to any third Person (other than
Lender's attorneys, accountants, auditors, examiners, and regulatory agencies or
as otherwise required by law) and shall not use such information for any purpose
other than the purposes set forth herein. Without limiting the generality of the
foregoing, upon written request, Borrowers will provide Lender with: (i)
reviewed annual financial statements, prepared in accordance with generally
accepted accounting principles applied on a consistent basis, as soon as
available, and

                                       7

<PAGE>

in any event within ninety (90) days after the end of each of Borrowers' fiscal
years; (ii) a copy of Borrowers' federal income tax return with respect to the
corresponding year on the date when such tax return is due or, if earlier, on
the date when available; (iii) on or before the 15th day of each month, monthly
agings and reconciliations of accounts payable by invoice date and outstanding
or held check registers and (iv) such certificates of Borrowers' officers
relating to the foregoing as Lender may reasonably request. Borrowers shall keep
and maintain at their principal offices, or at such other place as Lender may
approve in its discretion reasonably exercised, true and complete books and
records of accounts and shall keep such books and records open and available at
all times for examination, inspection and copying by Lender and its
representatives. Borrowers shall furnish to Lender, upon written request, such
other information as Lender may from time to time reasonably request.

         3.7 PAYMENT OF EXPENSES. Borrowers shall pay to Lender, or reimburse
Lender for having paid, any and all reasonable and documented out-of-pocket
costs and expenses incurred by Lender in connection with the exercise of any of
Lender's rights or remedies under this Agreement, including, without limitation,
filing fees and legal fees and disbursements. In addition, Borrowers shall pay
to Lender an audit fee of $750 per person per day for all audits and inspections
conducted by Lender's employee or representatives subsequent to the Effective
Date. Lender shall have the right to conduct two audits at Borrowers' expense
unless an Event of Default has occurred and is continuing. The provisions of
this Section shall survive the termination of this Agreement and the repayment
of the Loan for a period of one year provided that such one year limitation
shall not apply in the event Lender incurs out-of-pocket costs and expenses in
connection with any action or proceeding which has been commenced prior to the
end of such one year period and has continued beyond the end of such one year
period.

         3.8 SALE OF LOAN OR PARTICIPATIONS. Borrowers acknowledge that Lender
may, in Lender's sole discretion, sell its entire interest or participating
interests in the Loan to any Person but in no event to a competitor of Parent or
Borrowers. Borrowers agree to provide Lender with all documentation and
information reasonably required by Lender in connection with any such sale or
participation. Borrowers further authorize Lender to release to any potential
buyers or participants any information Lender has concerning the Loan, the
Collateral, Borrowers or their principals or the Parent or its principals,
provided that such potential buyers or participants agree in writing to maintain
the confidentiality of such information as set forth in Section 3.6.

         3.9 FURTHER ASSURANCES. Borrowers shall, at any time and from time to
time, on the written request of Lender, execute and deliver to Lender such
further documents and instruments and do such other acts and things as Lender
may reasonably request in order to effectuate fully the purpose and intent of
this Agreement. Without limiting the generality of the preceding sentence, upon
Lender's written request, Borrowers shall execute and deliver such further
amendatory documents as may be required to correct patent mistakes in the Loan
Documents.

         3.10 LOST INSTRUMENTS. In the event that the original of any Loan
Document is destroyed, lost or mutilated, upon receipt of an affidavit of loss
signed by an authorized officer of the Lender, Borrowers shall execute another
copy of such Loan Document identical in form and content to the destroyed, lost
or mutilated Loan Document as a replacement thereof, and such

                                       8

<PAGE>

replacement shall have the same force and effect as the original of such Loan
Document. Lender indemnifies Borrowers in the event any party other than Lender
attempts to enforce any purportedly destroyed, lost or mutilated Loan Document
which has been replaced pursuant to the preceding sentence.

         3.11 PERFORMANCE OF OBLIGATIONS TO THIRD PARTIES. Borrowers shall
perform when and as required all of Borrowers' material contractual obligations
to third parties, unless Borrowers contest such obligations in good faith and
have instituted appropriate proceedings in connection with such dispute.

         3.12 ORGANIZATIONAL MATTERS. Each Borrower represents and warrants to
Lender that: (a) each Borrower is a corporation duly formed and validly existing
and in good standing under the laws of their respective state of incorporation;
(b) Borrowers' execution and delivery of the Loan Documents and Borrowers'
acceptance of the Loan and payment and performance of the Secured Obligations
have been authorized by all necessary corporate actions duly and validly taken
after any requisite notice and are in compliance with all applicable laws and
regulations affecting Borrowers in effect on the Effective Date; and (c) Parent
is the record owner of all of the issued and outstanding capital stock of each
Borrower.

         3.13 CORPORATE POWER AND AUTHORITY. Each Borrower is duly authorized
and empowered to enter into, execute, deliver and perform this Agreement and
each of the other Loan Documents to which it is a party. The execution, delivery
and performance of this Agreement and each of the other Loan Documents have been
duly authorized by all necessary corporate action and do not and will not (i)
require any consent or approval of the sole shareholder of Borrowers; (ii)
contravene Borrowers' charter, articles or certificate of incorporation or
by-laws; (iii) violate, or cause Borrowers to be in default under, any provision
of any law, rule, regulation, order, writ, judgment, injunction, decree,
determination or award in effect having applicability to any Borrower; (iv)
result in a breach of or constitute a default under any indenture or loan or
credit agreement or any other agreement, lease or instrument to which any
Borrower is a party or by which it or its Properties may be bound or affected;
or (v) result in, or require, the creation or imposition of any lien (other than
the lien in favor of Lender and Zengine) upon or with respect to any of the
Properties now owned or hereafter acquired by Borrowers.

         3.14 LEGALLY ENFORCEABLE AGREEMENT. This Agreement is, and each of the
other Loan Documents when delivered under this Agreement will be, a legal, valid
and binding obligation of Borrowers enforceable against it in accordance with
its respective terms, except to the extent enforceability may be limited by
bankruptcy, reorganization, insolvency or others laws affecting the enforcement
of creditor's rights generally or the availability of equitable remedies subject
to the discretion of the court.

         3.15 EMPLOYEES. Borrowers agree that it shall be an Event of Default if
more than 10% of the employees of the Sellers become employees of Parent or any
Affiliates of Parent other than the Borrowers.

         3.16 INTELLECTUAL PROPERTY. Borrowers represent and warrant that any
intellectual property (including without limitation, copyrights, patents,
trademarks and any

                                       9

<PAGE>

application or good will related thereto) acquired from Sellers will not be used
in the conduct of any Borrower's business. Borrowers agree that in the event
they elect to utilize such intellectual property, Lender will receive notice of
such intention 10 days prior to such use and Borrowers will execute all
documents reasonably requested by Lender in order to provide Lender with a first
perfected security interest in such intellectual property all in form and
substance satisfactory to Lender.

         3.17 OTHER AFFIRMATIVE COVENANTS. During the term of this Agreement,
and thereafter for so long as there are any unpaid Secured Obligations to
Lender, Borrowers covenant that, unless otherwise consented to by Lender in
writing, they shall:

                  (a) VISITS AND INSPECTIONS. Permit representatives of Lender,
         from time to time, as often as may be reasonably requested, but only
         during normal business hours and upon at least 24 hours prior verbal
         notice (unless an Event of Default exists), to visit and inspect the
         Properties of Borrowers, inspect, audit and make extracts from their
         books and records, and discuss with their officers and their
         independent accountants, Borrowers' business, assets, liabilities,
         financial condition, business prospects and results of operations.

                  (b) NOTICES. Promptly notify Lender in writing of the
         occurrence of any event or the existence of any fact which renders any
         representation or warranty in this Agreement or any of the other Loan
         Documents inaccurate, incomplete or misleading in any material respect.

                  (c) LANDLORD AND STORAGE AGREEMENTS. If requested by Lender,
         provide Lender with copies of all agreements between Borrowers and any
         landlord or warehouseman which owns any premises at which any inventory
         may, from time to time, be kept.

         3.18 OTHER NEGATIVE COVENANTS. During the term of this Agreement, and
thereafter for so long as there are any unpaid Secured Obligations to Lender,
Borrowers covenant that, unless Lender has first consented thereto in writing,
they will not:

              (a) MERGERS; CONSOLIDATIONS; ACQUISITIONS. Merge or consolidate
with any Person except another Borrower; nor acquire all or any substantial part
of the properties of any Person except another Borrower; provided that, in each
case, Lender receives 30 day prior written notice of such merger or acquisition
between any Borrowers.

              (b) LOANS. Make any loans or other advances of money (other than
for salary, travel advances, advances against commissions and other similar
advances in the ordinary course of business, consistent with the past practice
of Parent) to any Person, including, without limitation, Parent, subsidiaries or
Affiliates of Parent, and subsidiaries of Borrowers.

              (c) TRANSFERS OF MONEY. Transfer any money or assets to Parent,
subsidiaries or Affiliates of Parent, and subsidiaries of Borrowers except as
permitted by Section 3.18(e); provided that Borrowers may make payments to
Zengine with respect to the indebtedness permitted under Section 3.18(d)(ii) so
long as (i) no Event of Default has occurred

                                       10

<PAGE>

and is continuing AND (ii) the making of any such payment to Zengine will not
result in the Borrowers' inability to pay their respective debts as they become
due.

         (d) TOTAL INDEBTEDNESS. Create, incur, assume, or suffer to exist any
indebtedness, except:

                           Secured Obligations owing to Lender;

                           Indebtedness owing to Zengine;

                  (i)      accounts payable to trade creditors and current
                           operating expenses which are not aged more than 90
                           days from billing date or more than 30 days from the
                           due date, in each case incurred in the ordinary
                           course of business and paid within such time period,
                           unless the same are being actively contested in good
                           faith and by appropriate and lawful proceedings; and
                           any Borrower shall have set aside such reserves, if
                           any, with respect thereto as are required by GAAP and
                           deemed adequate by Borrowers and their independent
                           accountants;

                  (ii)     contingent liabilities arising out of endorsements of
                           checks and other negotiable instruments for deposit
                           or collection in the ordinary course of business;

                  (iii)    wages, salaries, taxes, assessments and governmental
                           charges or levies which are not delinquent or which
                           are being contested in good faith and for which, in
                           accordance with GAAP, adequate reserves have been set
                           aside on the books of Borrowers.

         (e) AFFILIATE TRANSACTIONS. Enter into, or be a party to, any
transaction with Parent, any Affiliate or shareholder of Borrowers, except in
the ordinary course of and pursuant to the reasonable requirements of Borrowers'
business and upon fair and reasonable terms which are fully disclosed to Lender
and are no less favorable to Borrowers than would obtain in a comparable arm's
length transaction with a Person not, the Parent, an Affiliate or shareholder of
Borrowers.

         (f) Limitation on Liens. Except for liens disclosed in the Purchase
Agreement, create or suffer to exist any lien upon any of their property, income
or profits, whether now owned or hereafter acquired, except:

                  (i)      Liens at any time granted in favor of Lender;

                  (ii)     The Zengine Lien;

                  (iii)    Liens for taxes not yet due;

                                       11

<PAGE>

                  (iv)     Liens arising in the ordinary course of Borrowers'
                           business by operation of law or regulation, but only
                           if payment in respect of any such lien is not at the
                           time required and such Liens do not, in the
                           aggregate, materially detract from the value of the
                           Property of Borrowers or materially impair the use
                           thereof in the operation of Borrowers' business; and

                  (v)      such other liens as Lender may hereafter approve in
                           writing.

            (g) DISTRIBUTIONS. Declare or make any Distribution. "DISTRIBUTION"
means (i) the payment of any dividends or other distributions on capital stock
of the corporation (except distributions in such stock) and (ii) the redemption
or acquisition of Securities (as defined in Section 2(1) of the Securities Act
of 1933, as amended) unless made contemporaneously from the net proceeds of the
sale of Securities.

            (h) DISPOSITION OF ASSETS. Sell, lease or otherwise transfer or
dispose of any of its property, including any disposition of property as part of
a sale and leaseback transaction, to or in favor of any Person, except (i) sales
of inventory in the ordinary course of business for so long as no Event of
Default exists hereunder which by reason thereof Lender has accelerated the
Secured Obligations and (ii) other dispositions expressly authorized by this
Agreement.

            (i) TAX CONSOLIDATION. File or consent to the filing of any
consolidated income tax return with any Person other than Parent.

                            IV DEFAULT AND REMEDIES

         4.1 EVENTS OF DEFAULT. Any of the following shall constitute an "EVENT
OF DEFAULT":

         (a) Borrowers' failure to make or cause to be made any payment in
accordance with the terms of this Agreement or any other Loan Document when and
as required by the terms hereof or thereof; or

         (b) The failure of Borrowers or Parent to take any other action or
fulfill any other requirement in any material respect set forth in this
Agreement or any other Loan Document when and as required by the terms hereof or
thereof; or

         (c) Any determination by Lender that any representation or warranty
made by Borrowers or Parent in connection with the Loan or any information,
statement, or certificate at any time given in writing to Lender pursuant to or
in connection with the Loan or any Loan Document was untrue or misleading when
made in any material respect;

         (d) Any other act, event, omission or circumstance that constitutes an
Event of Default under the Term Note or the Security Agreement.

                                       12

<PAGE>

         4.2 REMEDIES. Upon the occurrence and during the continuance of any
Event of Default, Lender may exercise any default right or remedy which it has
under this Agreement, the Term Note, the Security Agreement or the Guaranties,
or otherwise available at law, in equity or by statute, and at its option and,
unless otherwise specified below, without notice to Borrowers, may do any one or
more of the following:

         (a) Appoint a receiver in any action initiated by Lender pursuant to
this Agreement, Borrowers hereby consenting to the jurisdiction and venue set
forth in SECTION 5.3, and waiving notice and posting of a bond in connection
therewith; or

         (b) Make disbursements to discharge liens on the Collateral, to pay
costs incurred for Borrowers' account pursuant to any Loan Document, and to pay
any other amounts owed by Borrowers to Lender or any third party pursuant to any
Loan Document and such disbursements shall be added to the Secured Obligations;
or

         (c) Declare all indebtedness secured by any of the Loan Documents
immediately due and payable and credit any sums theretofore or thereafter
received by Lender in connection herewith in such manner as Lender elects upon
such indebtedness; provided, however, that such application of sums so received
shall not serve to waive or cure any default existing under any of the Loan
Documents nor to invalidate any notice of default or any act done pursuant to
such notice and shall not prejudice any rights of Lender or any trustee under
the Loan Documents; or

         (d) Exercise any or all other default rights and remedies available
under any of the Loan Documents or by law, in such order and manner as Lender
may determine in its sole discretion.

         (e) POWER OF ATTORNEY. Effective upon the occurrence of an Event of
Default, Borrowers appoint Lender and its designees as Borrowers' attorney, with
the power to endorse any Borrower's name on any checks, notes, acceptances,
money orders or other forms of payment or security that come into Lender's
possession; to sign Borrowers' name on any invoice or bill of lading relating to
any receivable of Borrowers, on assignments of receivables of Borrowers, on
notices of assignment, financing statements and other public records, on
verifications of accounts and on notices to customers or account debtors; to
notify the post office authorities to change the address for delivery of
Borrowers' mail to an address designated by Lender and to open and dispose of
all mail addressed to Borrowers; and to do all other things Lender deems
necessary or desirable to carry out the terms of this Agreement. Borrowers
hereby ratify and approve any and all acts of such attorney. Neither Lender nor
any of its designees will be liable for any acts or omissions nor for any error
of judgment or mistake of fact or law acting as Borrowers' attorney unless such
act or omission arises out of Lender's gross negligence or willful misconduct.
This power, being coupled with an interest, is irrevocable until the Secured
Obligations have been fully satisfied.

         4.3 NON-WAIVER OF REMEDIES. No waiver of any breach of or default under
any provision of this Agreement shall constitute or be constructed as a waiver
by Lender of any subsequent breach of or default under that or any other
provision of this Agreement.

                                       13

<PAGE>

         4.4 REMEDIES NOT EXCLUSIVE. No remedy herein conferred upon Lender is
intended to be exclusive of any other remedy herein or in any other agreement
between the parties hereto or by law provided or permitted, but each shall be
cumulative and shall be in addition to every other remedy given hereunder or now
or hereafter existing at law, in equity or by statute.

         4.5 EFFECT OF TERMINATION. This Agreement may be terminated prior to
the end of the Term: (i) by Borrowers by payment of the Secured Obligations; or
(ii) by Lender at any time after the occurrence of an Event of Default, without
notice, effective immediately. All of the Secured Obligations shall be
immediately due and payable on the earlier of (i) March 30, 2001 or (ii) the
date of any termination by Lender upon an Event of Default as indicated above.
All undertakings, agreements, covenants, warranties and representations of
Borrowers contained in the Loan Documents shall survive any such termination and
Lender shall retain its liens in the Collateral and all of its rights and
remedies under the Loan Documents notwithstanding such termination until the
Secured Obligations then due have been paid (and provision has been made for
identified contingent obligations, if any, in form and substance acceptable to
Lender) to Lender, in full, in immediately available funds. Notwithstanding the
payment in full of the Secured Obligations then due (and the provision for
contingent obligations as provided above), Lender shall not be required to
terminate its security interests in the Collateral unless, with respect to any
loss or damage Lender may incur as a result of dishonored checks or other items
of payment received by Lender from Borrowers or any account debtor and applied
to the Secured Obligations, Lender shall, at its option, (i) have received a
written agreement, executed by Borrowers and by any Person whose loans or other
advances to Borrowers are used in whole or in part to satisfy the Secured
Obligations, indemnifying Lender from any such loss or damage; or (ii) have
retained such monetary reserves and liens on the Collateral for such period of
time as Lender, in its reasonable discretion, may deem necessary to protect
Lender from any such loss or damage. Subject to the foregoing, upon payment in
full of the Secured Obligations then due (and provision for identified
contingent obligations, if any, in form and substance acceptable to Lender) and
termination of this Agreement, Lender shall promptly cause to be assigned,
transferred and delivered, against receipt but without any recourse, warranty or
representation whatsoever, any remaining Collateral, to or on the order of
Borrowers, and Lender shall execute and deliver to Borrowers upon such
termination such Uniform Commercial Code termination statements and such other
documentation as shall be reasonably requested by Borrowers to effect the
termination and release of the liens granted by this Agreement and the Security
Agreement on the Collateral, all at the cost and expense of Borrowers.

                           V MISCELLANEOUS PROVISIONS

         5.1 LEGAL PROCEEDINGS. Lender shall have the right, but not the
obligation, to commence, appear in, and defend any action or proceeding
purporting to affect the Collateral, the rights or duties of the parties
hereunder, or the payment of any funds, and in connection therewith to pay
necessary expenses, employ counsel and other advisors, and pay their reasonable
fees. Borrowers shall, upon written demand, reimburse Lender for all such
reasonable and documented costs and expenses.

         5.2 SETOFF AND RELATED REMEDIES. Borrowers agree that all sums due to
Lender under the Loan Documents give rise to rights of counterclaim, setoff,
offset and banker's

                                       14

<PAGE>

lien against any of Borrowers' assets, now owned or hereafter acquired, to
reduce or discharge Borrowers' obligations to Lender under the Loan Documents.

         5.3 GOVERNING LAW; VENUE. THIS AGREEMENT HAS BEEN NEGOTIATED, EXECUTED
AND DELIVERED IN THE STATE OF CALIFORNIA AND SHALL BE INTERPRETED IN ACCORDANCE
WITH THE LAWS OF THE STATE OF CALIFORNIA THAT GOVERN CONTRACTS TO BE PERFORMED
ENTIRELY WITHIN SUCH STATE. BORROWERS HEREBY AGREE TO THE JURISDICTION OF ANY
STATE OR FEDERAL COURT LOCATED WITHIN THE COUNTY OF LOS ANGELES, STATE OF
CALIFORNIA, OR, AT THE SOLE OPTION OF LENDER, IN ANY OTHER JURISDICTION IN WHICH
LENDER SHALL INITIATE LEGAL OR EQUITABLE PROCEEDINGS AND IN WHICH ANY BORROWER
HAS AN OFFICE OR WHERE ANY COLLATERAL IS LOCATED. THE PARTIES HERETO WAIVE ANY
OBJECTION OF FORUM NON CONVENIENS AND VENUE. THE PARTIES HERETO FURTHER WAIVE
PERSONAL SERVICE OF ANY AND ALL PROCESS UPON IT.

         5.4 WAIVER OF JURY TRIAL. BORROWERS AND LENDER HEREBY EXPRESSLY WAIVE
ANY AND ALL RIGHTS, WHETHER ARISING UNDER THE CALIFORNIA CONSTITUTION OR ANY
APPLICABLE STATUTE OR COMMON LAW, TO DEMAND A TRIAL BY JURY IN ANY ACTION,
MATTER, CLAIM OR CAUSE OF ACTION WHATSOEVER ARISING OUT OF OR IN ANY WAY RELATED
TO THIS AGREEMENT OR ANY DOCUMENT OR TRANSACTION CONTEMPLATED HEREBY, WHETHER
WITH RESPECT TO CONTRACT CLAIMS, TORT CLAIMS, OR OTHERWISE.

         5.5 COSTS OF LITIGATION. In the event of any litigation between
Borrowers and Lender regarding the Loan or Loan Documents, the prevailing party
(meaning the party that obtains substantially the relief sought by it) shall be
entitled to payment by the other party of all costs and expenses of the
litigation, including attorneys' fees and witness fees, from the commencement of
the suit or action through the entry of judgment, as determined by the court
(including all attorneys' fees and other costs and expenses incurred by Lender
in connection with any insolvency, bankruptcy, reorganization, arrangement or
other similar proceedings involving Borrowers or Parent that in any way affect
the exercise by Lender of the rights and remedies of Lender hereunder).

         5.6 SEVERABILITY. In case any provision of the Loan Documents shall be
invalid, illegal or unenforceable, such provision shall be severable from the
rest of the Loan Documents and the validity, legality and enforceability of the
remaining provisions shall not in any way be affected or impaired thereby.

         5.7 NO BENEFIT TO THIRD PARTIES. This Agreement is made for the sole
protection of Borrowers and Lender and their respective successors and assigns.
No other Person, firm or corporation shall have any right hereunder.

         5.8 TIME OF THE ESSENCE. Time is strictly of the essence in the
performance of this Agreement and the other Loan Documents.

                                       15

<PAGE>

         5.9 SURVIVAL OF WARRANTIES. All covenants, representations and
warranties contained herein shall survive the execution and delivery of this
Agreement and the other Loan Documents, and the Effective Date but shall not
survive the repayment of the Loan (other than Borrowers' obligations under
Section 5.16 and Lender's obligations of confidentiality under Section 3.6).

         5.10 ASSIGNABILITY. This Agreement shall be binding upon and inure to
the benefit of the parties hereto and their respective successors and assigns;
provided, however, that Borrowers may not assign this Agreement or any of their
rights or obligations under this Agreement without the prior written consent of
Lender.

         5.11 ATTORNEYS' FEES. Borrowers agree to pay, on written demand, all
reasonable attorneys' fees and costs incurred in connection with the
negotiation, documentation, and execution of this Agreement and the other Loan
Documents.

         5.12 MODIFICATIONS. This Agreement cannot be changed, modified or
supplemented except in a writing signed by the party against whom enforcement of
such change, modification or supplement is sought.

         5.13 LENDER'S APPROVALS, CONSENTS AND WAIVERS. ANY APPROVAL, CONSENT OR
WAIVER BY LENDER MUST BE EXPRESSLY SET FORTH IN A WRITTEN INSTRUMENT SIGNED BY
AN AUTHORIZED OFFICER OF LENDER IN ORDER TO BE BINDING ON LENDER. NO SUCH
APPROVAL, CONSENT OR WAIVER SHALL BE INFERRED FROM LENDER'S CONDUCT OR COURSE OF
ACTION.

         5.14 NOTICES. All notices, requests, demands, and other communications
required or permitted under this Agreement shall be in writing (including telex,
telecopy and telegraphic communications) and shall be (as elected by the party
giving such notice) hand delivered by messenger or courier service,
telecommunicated with electronic confirmation or mailed by United States mail
(postage prepaid), registered or certified, return receipt requested, addressed
as follows:

         To Borrowers:              West Lake Acquisition Corporation
                                    c/o 4750 Hempstead Station Drive
                                    Dayton, Ohio  45429
                                    Attn:  Ira Stanley
                                    Telephone Number: 937-291-8282
                                    Telecopier Number: 937-291-8298

        With copies to:             Elias, Matz, Tiernan & Herrick, L.L.P
                                    734 15th Street, N.W, 12th Floor
                                    Washington, D.C.  20005
                                    Attn:   Jeffrey A. Koeppel, Esq.
                                    Telephone Number: 202-347-0300
                                    Telecopier Number: 202-347-2172

                                       16

<PAGE>

         To Lender:                 Fleet Business Credit Corporation
                                    15260 Ventura Boulevard
                                    Suite 400
                                    Sherman Oaks, California  91403
                                    Attention:  Loan Administration Manager
                                    Facsimile No.:  (818) 382-4291

         Each notice shall be deemed delivered (a) on the date delivered if by
personal delivery, (b) on the date of transmission with electronic confirmation
if by telecopier (so long as such transmission is received before 5:00 P.M.
local time on a Business Day; otherwise delivery shall be deemed to have
occurred on the next Business Day), or (c) on the date shown on the return
receipt as the date of delivery or first attempted delivery in the United States
mail (postage prepaid) by registered or certified mail. By giving to the other
parties at least 15 days' written notice, the parties to this Agreement and
their respective successors and assigns shall have the right from time to time
and at any time during the term of this Agreement to change their respective
addresses.

         5.15 RELATIONSHIP. Nothing contained in this Agreement shall in any
manner be construed as creating any relationship between Lender and Borrowers
other than as creditor and debtors. Borrowers agree to indemnify Lender and hold
Lender harmless from any loss, liability or expense resulting from any other
construction of this Agreement.

         5.16 INDEMNITY. Borrowers shall indemnify Lender and hold Lender
harmless from and against any liability, loss, damage, suit, action or
proceeding ever suffered or incurred by Lender (including reasonable attorneys'
fees and legal expenses) as the result of Borrowers' failure to observe, perform
or discharge Borrowers' duties hereunder. In addition, Borrowers shall defend
Lender against and save it harmless from all claims of any Person with respect
to the Collateral. Without limiting the generality of the foregoing, these
indemnities shall extend to any claims asserted against Lender by any Person
under any environmental laws or similar laws by reason of Borrowers' failure to
comply with laws applicable to solid or hazardous waste materials or other toxic
substances. Notwithstanding any contrary provision in this Agreement, the
obligation of Borrowers under this Section 5.16 shall survive the payment in
full of the Secured Obligations and the termination of this Agreement. The
indemnity contained in this Section 5.16 shall not apply to the extent of any
liability, loss or damage is suffered as a result of Lender's gross negligence
or willful misconduct.

         5.17 INTEGRATION. This Agreement (including all exhibits hereto and all
other written agreements referred to herein) (a) is intended by the parties to
be the final expression of their agreement with respect to the subject matter
hereof and as the complete and exclusive statement of the terms of such
agreement, and (b) supercedes any and all other understandings between the
parties concerning the subject matter hereof.

         5.18 INCONSISTENCY BETWEEN LOAN DOCUMENTS. Any inconsistency or
conflict between the terms of one Loan Document and the terms of any other Loan
Document shall be governed by this Agreement.

                                       17

<PAGE>

         5.19 HEADINGS; SECTION REFERENCES; EXHIBITS. Headings of the articles
and sections of this Agreement are inserted for convenience only and shall not
be deemed to constitute a part hereof. Unless otherwise specifically provided,
references in this Agreement to articles, sections and exhibits shall be to
articles, sections and exhibits of or to this Agreement. All exhibits hereto are
incorporated herein by the references thereto in this Agreement.

         5.20 CONSTRUCTION OF AGREEMENT. This Agreement and the other Loan
Documents shall be construed as though drafted by both parties and shall not be
construed against or in favor of any party. Wherever used in this Agreement or
in any other Loan Document, the words "include," "includes" and "including"
shall be construed as if immediately followed by the words "without limitation"
and shall not limit the generality of any provision in which they are used. As
used in this Agreement, the term "dollars" and the symbol "$" mean dollars in
lawful currency of the United States of America, the term "BUSINESS DAY" means
any day on which Lender is open for business, and the term "day" means a
calendar day when not expressly stated to be a Business Day. If any period or
deadline specified in this Agreement ends or falls on a day that is not a
Business Day, such period or deadline shall be extended to end or fall on the
next succeeding Business Day. The term "PERSON" means an individual,
partnership, corporation, limited liability company, joint stock company, land
trust, business trust, unincorporated organization, government or agency or
political subdivision thereof, or any other entity. The term "AFFILIATE" means a
Person: (i) which directly or indirectly through one or more intermediaries
controls, or is controlled by, or is under common control with, a Person; (ii)
which beneficially owns or holds 20% or more of any class of the voting stock of
a Person (or in the case of a Person which is not a corporation, 20% or more of
the equity interest) or (iii) 20% or more of the voting stock (or in the case of
a Person which is not a corporation, 20% or more of the equity interest) of
which is beneficially owned or held by a Person or a subsidiary of a Person. All
times referred to in this Agreement are Los Angeles, California times.

         5.21 COUNTERPARTS. This Agreement may be executed in one or more
counterparts or duplicate originals, each of which shall be deemed an original,
but all of which together shall constitute but one and the same instrument.

         5.22 WHEN AGREEMENT BECOMES BINDING. This Agreement shall become
binding upon Borrowers and Lender only upon Borrowers' execution and Lender's
acceptance of this Agreement. Lender's acceptance of this Agreement shall be
effected by Lender's execution hereof and the delivery to Lender of the fully
executed Term Note.

                                       18

<PAGE>

         IN WITNESS WHEREOF, Lender and Borrowers have executed this Agreement
as of the date first above written.

                                      LENDER:

                                      FLEET BUSINESS CREDIT CORPORATION

                                      By:    /s/ MARK D. NEWLUN
                                             -------------------------------
                                      Name:  Mark D. Newlun
                                             -------------------------------
                                      Title: S.V.P.
                                             -------------------------------

                                      BORROWERS:

                                      WEST LAKE ACQUISITION CORPORATION

                                      By:    /s/ IRA H. STANLEY
                                             -------------------------------
                                      Name:  Ira H. Stanley
                                             -------------------------------
                                      Title: Vice President
                                             -------------------------------

                                      AGOURA HILLS CORPORATION

                                      By:    /s/ IRA H. STANLEY
                                             -------------------------------
                                      Name:  Ira H. Stanley
                                             -------------------------------
                                      Title: Vice President
                                             -------------------------------

                                      MCSi-IG-PV, INC.

                                      By:    /s/ IRA H. STANLEY
                                             -------------------------------
                                      Name:  Ira H. Stanley
                                             -------------------------------
                                      Title: Vice President
                                             -------------------------------

<PAGE>

                                   EXHIBIT 3.1

                                    Locations

WEST LAKE ACQUISITION CORPORATION
---------------------------------

4750 Hempstead Station Drive
Dayton, Ohio  45429

3280  118th Avenue, S.E. #100
Bellevue, Washington  98102

10461 Old Placerville Road, #130
Sacramento, California  95827

373 Inverness Drive
Englewood, Colorado  80112

112 Krog Street, Suite 1
Atlanta, Georgia  30307

AGOURA HILLS CORPORATION
------------------------

11 Musick Street
Irvine, California  92618

MCSi-IG-PV, INC.
----------------

139688 Diplomat Drive, 180
Dallas, Texas  75234

2601 McHale Court, #140
Austin, Texas  78758

5200 N. Mesa, D-106&7
El Paso, Texas  79912

503 Bryan Avenue
Ft. Worth, Texas  76104

8801 Jameel, #180
Houston, Texas  77040

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