Document:

Set forth below is a summary of the material  terms of the  informal  consulting
arrangement between Kronos Worldwide, Inc. ("Kronos") and Dr. Larry A. Wigdor

Dr.  Wigdor  will  provide  ongoing  management   involvement  in  Kronos'  TiO2
operations.

The  consultancy  will begin on August 1, 2003 and may be  terminated  by either
party at any time.

Beginning  on August 1,  2003 Dr.  Wigdor  will  receive  a monthly  payment  of
$84,000.

Dr. Widgor received a payment of $461,000 on August 1, 2003.

Dr. Widgor received a payment of $461,000 on February 1, 2004 following  Kronos'
achievement  of 2003 segment profit of $130 million (as Kronos defines that term
internally).

Beginning in 2004, Dr. Wigdor will receive annual payments that are no less than
the  average  bonus  paid to the  three  executives  of NL and  Kronos  combined
receiving  the highest paid bonuses for 2004 and 2005,  respectively,  excluding
the Chief Executive Officer of NL.

If Kronos  terminates the consultancy  arrangement  prior to September 30, 2005,
Dr. Wigdor will receive eight months  compensation,  medical and dental coverage
through  September 30, 2005. In addition,  if the  arrangement  is terminated in
2004 or  thereafter,  Dr.  Wigdor will receive a pro-rata  portion of the annual
payment for the year in which the termination occurs.

The arrangement  provides Dr. Wigdor various other benefits,  such as an office,
secretarial  support,  certain  indemnities  and health care and related welfare
benefits.THREE LINCOLN CENTRE
                                5430 LBJ FREEWAY
                                   SUITE 1700
                            DALLAS, TEXAS 75240-2697
TELEPHONE:  972.233.1700                     TELEPHONE FACSIMILE:  972.448.1402

Harold C. Simmons
Chairman & CEO

                                September 3, 2003

David B. Garten
16825 Northchase Drive, Suite 1200
Houston, Texas 77060

         RE:      NL Industries, Inc.

Dear Dave:

     On July 22, 2003, you resigned from all positions with NL Industries,  Inc.
and its  subsidiaries,  other than as an  untitled  employee.  As  discussed  by
telephone,  the financial  terms of your  employment  separation from NL and its
subsidiaries will be in accordance with the following:

1)   You will continue  providing services on a full time basis, as requested by
     our  designee(s),  and be paid salary at an annual rate of $425,000 through
     9/30/03.

2)   From  9/30/03 to  12/31/03  you will serve as a  consultant  to NL on an as
     needed basis.  You will be paid  semi-monthly at an annual rate of $425,000
     through 12/31/03.

3)   Lump sum severance/bonus  payments of $212,500 each will be paid on 9/30/03
     and 12/31/03. These payments will extinguish all obligations due to you and
     you will not be entitled to any other severance or bonus payments under any
     agreements,  plans or policies,  and you release NL and its affiliates from
     any and all claims or causes of action relating to your employment,  except
     for your rights as set forth in this letter.

4)   Stock options and employee  benefits,  other than severance and bonus plans
     or policies,  will be governed by the terms of the applicable  plans,  with
     your  effective  termination  date deemed  being (i) with  respect to stock
     options,  3/31/04,  and (ii) with respect to all other applicable  employee
     benefits,  the earlier of 12/31/03 or the date upon which you secure  other
     full-time employment.

5)   From 1/1/04 through 3/31/04 a consulting retainer will be paid at a rate of
     $35,416.67 per month, plus reimbursement of your reasonable expenses, which
     will terminate upon your attainment of other full-time employment.  NL will
     be entitled to up to 50 hours of your  services per month in return for the
     retainer. Hours exceeding 50 hours per month will be paid at a rate of $200
     per hour.  Subsequent to the  termination of the consulting  retainer,  you
     agree to provide consulting services as may be reasonably requested,  which
     are  consistent  with your time  availability,  at a rate of $200 per hour,
     plus reimbursement of your reasonable expenses.

6)   It is understood  that your work  performance  during the periods set forth
     above will be consistent with your prior performance.

                                   Sincerely,

                                   /s/Harold C. Simmons
                                      ---------------------------------
                                      Harold C. Simmons

Acknowledged and Agreed:

By:/s/David B. Garten
Date: September 19, 2003TO:               Robert D. Hardy
DATE:             July 16, 2003
FROM:             Harold C. Simmons
                  Steven L. Watson

RE:               NL Industries, Inc.

------------------------------------------------------------------------------
The terms of your separation from NL Industries,  Inc. and its subsidiaries will
be in accordance with the following:

1)   You will  continue  in the  position  of Vice  President,  Chief  Financial
     Officer and  Controller  for each of NL and KII until the respective NL and
     KII 2nd quarter Form 10-Q's and ancillary documents are filed with the SEC.
     Your  responsibilities  will  include  executing  required   certifications
     related to  historical  financial  statements  included  in SEC  filings or
     otherwise for periods during which you have held the  applicable  position.
     You will continue  providing services on a full time basis, as requested by
     our  designee(s),  and be paid salary at an annual rate of $400,000 through
     9/30/03.

2)   From  9/30/03 to  12/31/03  you will serve as a  consultant  to NL on an as
     needed basis consistent with your search for a new employment position. You
     will be paid semi-monthly at an annual rate of $400,000 through 12/31/03.

3)   Lump sum severance/bonus  payments of $200,000 each will be paid on 9/30/03
     and 12/31/03. These payments will extinguish all obligations due to you and
     you will not be entitled to any other severance or bonus payments under any
     agreements, plans or policies.

4)   Stock option and employee benefits, other than severance and bonus plans or
     policies,  will be governed by the terms of the applicable plans, with your
     effective  termination date deemed being (i) with respect to stock options,
     6/30/04,  and (ii) with respect to all other applicable  employee benefits,
     the earlier of 12/31/03 or the date upon which you secure  other  full-time
     employment.

5)   From 1/1/04 through 6/30/04 a consulting retainer will be paid at a rate of
     $15,000 per month, plus  reimbursement of your reasonable  expenses,  which
     will terminate upon your attainment of other full-time employment.  NL will
     be entitled to up to 50 hours of your  services per month in return for the
     retainer. Hours exceeding 50 hours per month will be paid at a rate of $200
     per hour.  Subsequent to the  termination of the consulting  retainer,  you
     agree to provide consulting services as may be reasonably requested,  which
     are  consistent  with your time  availability,  at a rate of $200 per hour,
     plus reimbursement of your reasonable expenses.

6)   It is understood  that your work  performance  during the periods set forth
     above will be consistent with your prior performance.

Acknowledged and Agreed:

By: /s/Robert D. Hardy                                        Date: 07/17/03
    ------------------                                              --------Exhibit 10.9

                             SYNOVUS FINANCIAL CORP.
                        Personal Use of Company Aircraft

Key Executives are each allowed a maximum number of hours of personal use of
company aircraft each calendar year.

Personal use of company aircraft by Key Executives includes non-business flights
upon which the Key Executive and his or her non-business guests are the only
passengers aboard the aircraft and also includes non-business flights upon which
the Key Executive is not aboard the aircraft but his or her non- business guests
are the only passengers aboard the aircraft.

Personal use of company aircraft is calculated using "block hours", as opposed
to "flight hours", and includes "deadhead legs".

For purposes of calculating the number of hours of personal use of company
aircraft, each block hour of turbo-prop usage shall equal "one hour of personal
usage" and each block hour of jet usage shall equal "two hours of personal
usage". Usage of less than whole hours shall be recorded proportionately.

Personal use of company aircraft by Key Executives and their non-business guests
is tracked and the value reported for tax purposes for the Key Executive using
the Standard Industry Fair Level (SIFL) guidelines.

Needs of the business will always supercede personal use of the aircraft.
Personal use is subject to availability.

            Bereavement and Medical Emergency Use of Company Aircraft

Other company team members may utilize a company aircraft for bereavement or
medical emergency purposes. All trips for this purpose shall be authorized by
Sanders Griffith.

           Use of Company Aircraft by Key Executives and Other Company
              Executives on Previously Scheduled Business Flights

Key Executives and other company executives, and their respective non-business
guests, may occupy otherwise unoccupied seats on previously scheduled business
flights of company aircraft, and, in the case of Key Executives, such occupancy
shall not be counted against the number of hours of personal use of company
aircraft available to them. All trips for this purpose shall be authorized by
Sanders Griffith. The travel of such executive and his or her non-business
guests will be tracked and the value reported for tax purposes to the executive
using the SIFL guidelines.

January 2004

                                  Attachment 1

The following TSYS Executives are designated as eligible for the indicated
number of hours of personal use of company aircraft:

Phil Tomlinson---TSYS CEO---20 hours

Rick Ussery---TSYS COB---20 hours

Troy Woods---TSYS President and COO---20 hours

January 2004

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