Document:

Form of 5.930% Note

 Exhibit 4.2 
 [FACE OF NOTE] 
 THE HOLDER OF THIS SECURITY BY ITS ACCEPTANCE HEREOF IS DEEMED TO HAVE AGREED TO BE BOUND BY THE PROVISIONS
OF A REGISTRATION RIGHTS AGREEMENT AMONG THE WESTERN UNION COMPANY AND THE INITIAL PURCHASERS, DATED AS OF SEPTEMBER 29, 2006 (THE “REGISTRATION RIGHTS AGREEMENT”). THE ISSUER WILL PROVIDE A COPY OF THE REGISTRATION RIGHTS AGREEMENT TO A
HOLDER WITHOUT CHARGE UPON WRITTEN REQUEST TO IT AT ITS PRINCIPAL PLACE OF BUSINESS. THIS SECURITY HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR THE SECURITIES LAWS OF ANY STATE OR OTHER
JURISDICTION. NEITHER THIS SECURITY NOR ANY INTEREST OR PARTICIPATION HEREIN MAY BE REOFFERED, SOLD, ASSIGNED, TRANSFERRED, PLEDGED, ENCUMBERED OR OTHERWISE DISPOSED OF IN THE ABSENCE OF SUCH REGISTRATION OR UNLESS SUCH TRANSACTION IS EXEMPT FROM,
OR NOT SUBJECT TO, SUCH REGISTRATION. THE HOLDER OF THIS SECURITY, BY ITS ACCEPTANCE HEREOF, AGREES ON ITS OWN BEHALF AND ON BEHALF OF ANY INVESTOR ACCOUNT FOR WHICH IT HAS PURCHASED SECURITIES, TO OFFER, SELL OR OTHERWISE TRANSFER SUCH SECURITY,
PRIOR TO THE DATE (THE “RESALE RESTRICTION TERMINATION DATE”) THAT IS TWO YEARS AFTER THE LATER OF THE ORIGINAL ISSUE DATE HEREOF AND THE LAST DATE ON WHICH THE ISSUER OR ANY AFFILIATE OF THE ISSUER WAS THE OWNER OF THIS SECURITY (OR ANY
PREDECESSOR OF SUCH SECURITY), ONLY (A) TO THE ISSUER OR ANY SUBSIDIARY OF THE ISSUER, (B) PURSUANT TO A REGISTRATION STATEMENT THAT HAS BEEN DECLARED EFFECTIVE UNDER THE SECURITIES ACT, (C) FOR SO LONG AS THE SECURITIES ARE ELIGIBLE
FOR RESALE PURSUANT TO RULE 144A UNDER THE SECURITIES ACT, TO A PERSON IT REASONABLY BELIEVES IS A “QUALIFIED INSTITUTIONAL BUYER” AS DEFINED IN RULE 144A UNDER THE SECURITIES ACT THAT PURCHASES FOR ITS OWN ACCOUNT OR FOR THE ACCOUNT OF A
QUALIFIED INSTITUTIONAL BUYER TO WHOM NOTICE IS GIVEN THAT THE TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (D) IN AN OFFSHORE TRANSACTION COMPLYING WITH RULE 903 OR RULE 904 OF REGULATION S UNDER THE SECURITIES ACT, OR (E) PURSUANT TO
ANOTHER AVAILABLE EXEMPTION FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT, SUBJECT TO THE ISSUER’S AND THE TRUSTEE’S RIGHT PRIOR TO ANY SUCH OFFER, SALE OR TRANSFER PURSUANT TO CLAUSES (D) OR (E) TO REQUIRE THE
DELIVERY OF AN OPINION OF COUNSEL, CERTIFICATION OR OTHER INFORMATION SATISFACTORY TO EACH OF THEM IN THE FORMS OF EXHIBITS TO THE INDENTURE. THIS LEGEND WILL BE REMOVED UPON THE REQUEST OF THE HOLDER AFTER THE RESALE RESTRICTION TERMINATION DATE

 THIS SECURITY IS A REGISTERED GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A DEPOSITARY OR
A NOMINEE THEREOF. THIS SECURITY IS EXCHANGEABLE 

 
FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE DEPOSITARY OR ITS NOMINEE ONLY IN THE LIMITED CIRCUMSTANCES DESCRIBED IN THE INDENTURE AND,
UNLESS AND UNTIL IT IS EXCHANGED IN WHOLE OR IN PART FOR SECURITIES IN DEFINITIVE REGISTERED FORM, THIS SECURITY MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITARY TO THE NOMINEE OF THE DEPOSITARY OR BY A NOMINEE OF THE DEPOSITARY TO THE
DEPOSITARY OR ANOTHER NOMINEE OF THE DEPOSITARY OR BY THE DEPOSITARY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITARY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITARY. 
  

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 THE WESTERN UNION COMPANY 
  

			
	5.930% Note Due October 1, 2016	 	CUSIP: 959802 AA 7
		
	No. R-1	 	$500,000,000

 The Western Union Company, a Delaware corporation (the “Company”, which term
includes any successor under the Indenture hereinafter referred to), for value received, promises to pay to Cede & Co., or its registered assigns, the principal sum of FIVE HUNDRED MILLION DOLLARS ($500,000,000), or such other amount as
indicated on the Schedule of Exchanges of Notes attached hereto, on October 1, 2016. 
 Issue Date: September 29, 2006. 

Initial Interest Rate: 5.930% per annum. 
 Interest Payment Dates: April 1 and October 1, commencing April 1, 2007. 
 Regular Record Dates: March 15 and
September 15. 
 Reference is hereby made to the further provisions of this Note set forth on the reverse hereof, which shall for all
purposes have the same effect as if set forth at this place. 
 [Signature page follows] 
  

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 IN WITNESS WHEREOF, the Company has caused this Note to be signed manually or by facsimile by its duly
authorized officer. 
  

					
	Date:                             	 	THE WESTERN UNION COMPANY
			
		 	By:	 	  

		 	Name:	 	David L. Schlapbach
		 	Title:	 	Executive Vice President, General Counsel and Secretary

 (Trustee’s Certificate of Authentication) 
 This is one of the Securities authorized to be issued pursuant to the Indenture referred to in this Note. 
  

			
	 WELLS FARGO BANK, NATIONAL ASSOCIATION, as Trustee

		
	By:	 	  

		 	Authorized Signatory

 [REVERSE SIDE OF NOTE] 
 THE WESTERN UNION COMPANY 
 5.930% Note Due October 1, 2016 
 1. Definitions. 
 Terms not otherwise
defined herein shall have the meanings ascribed to such terms in the Indenture dated as of September 29, 2006 between the Company and Wells Fargo Bank, National Association, as Trustee (as amended from time to time, the
“Indenture”). 
 “Bridge Loan Facility” means the $2.4 billion credit facility among First Financial
Management Corporation, a wholly owned Subsidiary of the Company, the lenders party thereto and Citicorp North America, Inc., as administrative agent, and any refinancings thereof. 
 “Comparable Treasury Issue” means the United States Treasury security selected by the Quotation Agent as having a maturity comparable to
the remaining term of the Notes to be redeemed that would be utilized, at the time of selection and in accordance with customary financial practice, in pricing new issues of corporate notes of comparable maturity to the remaining term of such Notes.

 “Comparable Treasury Price” means, with respect to any redemption date, (i) the average of four Reference Treasury
Dealer Quotations for such redemption date, after excluding the highest and lowest such Reference Treasury Dealer Quotations, or (ii) if the Trustee obtains fewer than four such Reference Treasury Dealer Quotations, the average of all such
quotations. 
 “Guarantee Obligation” means as to any Person (the “guaranteeing person”), and without
duplication, any obligation of (a) the guaranteeing person or (b) another Person (including, without limitation, any bank under any letter of credit) to induce the creation of which the guaranteeing person has issued a reimbursement,
counterindemnity or similar obligation, in either case guaranteeing the payment or in effect guaranteeing the payment of any Indebtedness (the “primary obligations”) of any other third Person (the “primary obligor”)
in any manner, whether directly or indirectly, including, without limitation, any obligation of the guaranteeing person, whether or not contingent, (i) to purchase any such primary obligation or any property constituting direct or indirect
security therefor, (ii) to advance or supply funds (1) for the purchase or payment of any such primary obligation or (2) to maintain working capital or equity capital of the primary obligor or otherwise to maintain the net worth or
solvency of the primary obligor or (iii) to purchase property, securities or services primarily for the purpose of assuring the owner of any such 

  

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primary obligation of the ability of the primary obligor to make payment of such primary obligation; provided, however, that the term Guarantee
Obligation shall not include (x) endorsements of instruments for deposit or collection in the ordinary course of business or (y) any bond or guarantee given by the Company or any Subsidiary on behalf of any Subsidiary solely for the
performance of contractual obligations with customers or on behalf of customers in the ordinary course of business. The amount of any Guarantee Obligation of any guaranteeing person shall be deemed to be the lower of (a) an amount equal to the
stated or determinable amount of the primary payment obligation in respect of which such Guarantee Obligation is made and (b) the maximum amount for which such guaranteeing person may be liable pursuant to the terms of the instrument embodying
such Guarantee Obligation, unless such primary obligation and the maximum amount for which such guaranteeing person may be liable are not stated or determinable, in which case the amount of such Guarantee Obligation shall be such guaranteeing
person’s maximum reasonably anticipated liability in respect thereof as determined by the Company in good faith. 
 “Guarantor” means each Person that executes a supplemental indenture to the Indenture providing for the guaranty of the payment of the Notes pursuant to the terms hereof, or any successor obligor under its Note Guaranty
pursuant to the terms hereof, in each case unless and until such Guarantor is released from its Note Guaranty pursuant to the terms hereof. 
 “Note Guaranty” means the guaranty of the Notes by a Guarantor pursuant to the terms hereof. 
 “Primary
Treasury Dealer” means a primary U.S. Government securities dealer in New York City. 
 “Quotation Agent” means the
Reference Treasury Dealer appointed by the Company. 
 “Reference Treasury Dealer” means (i) each of one Primary
Treasury Dealer jointly selected by Barclays Capital Inc. and J.P. Morgan Securities Inc. and three other Primary Treasury Dealers selected by the Company, and their respective successors; provided, however, that if any of the foregoing shall
cease to be a Primary Treasury Dealer, the Company will substitute therefor another Primary Treasury Dealer, and (ii) any other Primary Treasury Dealer selected by the Company. 
 “Reference Treasury Dealer Quotations” means, with respect to each Reference Treasury Dealer and any redemption date, the average, as
determined by the Company, of the bid and asked prices for the Comparable Treasury Issue (expressed in each case as a percentage of its principal amount) quoted in writing to the Trustee by such Reference Treasury Dealer at 5:00 p.m., New York City
time, on the third Business Day preceding such redemption date. 
  

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 “Registration Rights Agreement” means that certain Registration Rights Agreement, dated
September 29, 2006, between the Company and the Initial Purchasers named therein. 
 “Revolving Credit Facility” means
the $1.5 billion credit facility among the Company, the lenders party thereto and Citibank, N.A., as administrative agent, and any refinancings thereof, as such agreement may be amended, modified, supplemented, extended, renewed, refinanced or
replaced or substituted from time to time. 
 “Treasury Rate” means, with respect to any redemption date, the rate per annum
equal to the semi-annual equivalent yield to maturity of the Comparable Treasury Issue, assuming a price for the Comparable Treasury Issue (expressed as a percentage of its principal amount) equal to the Comparable Treasury Price for such redemption
date. 
 2. Principal and Interest. 
 The Company promises to pay the principal of this Note on October 1, 2016. 
 The Company promises to
pay interest on the principal amount of this Note on each interest payment date, as set forth on the face of this Note, at the rate of 5.930% per annum (subject to adjustment as provided below). 
 Interest shall be payable semiannually (to the holders of record of this Note at the close of business on the March 15th or September 15th immediately preceding the interest payment date) on each interest payment date, commencing April 1, 2007. 
 The Holder of this Note is entitled to the benefits of the Registration Rights Agreement. In the event that (i) neither the Exchange Offer Registration Statement (as defined in the Registration Rights Agreement)
nor the Shelf Registration Statement (as defined in the Registration Rights Agreement) is filed with the Commission on or prior to the 270th calendar day following the Issue Date, (ii) no Shelf Registration Statement has been filed and the Exchange Offer Registration Statement is not declared effective on or prior to the 330th calendar day following the Issue Date or (iii) the Exchange Offer (as defined in the Registration Rights Agreement) is
not consummated and the Shelf Registration Statement is not declared effective on or prior to the 360th calendar day
following the Issue Date, then a special interest premium (the “Special Interest Premium”) will accrue from and including the next calendar day following each of (a) such 

  

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270-day period in the case of clause (i) above, (b) such 330-day period in the case of clause (ii) above and (c) such 360-day period in
the case of clause (iii) above, in each case at a rate equal to 0.25% per annum. If the Exchange Offer Registration Statement is not declared effective on or prior to the 330th calendar day following the Issue Date and the Company requests holders of this Note to provide the information called for by the Registration Rights Agreement
for inclusion in the Shelf Registration Statement, the Notes owned by holders who do not deliver such information to the Company when required pursuant to the Registration Rights Agreement shall not be entitled to any such increase in the interest
rate for any day after the 330th day following the Issue Date. Upon (1) the filing of an Exchange Offer
Registration Statement or a Shelf Registration Statement after the 270-day period described in clause (i) above, (2) the effectiveness of the Exchange Offer Registration Statement or the filing of such Shelf Registration Statement after
the 330-day period described in clause (ii) above or (3) the consummation of the Exchange Offer or the effectiveness of a Shelf Registration Statement, as the case may be, after the 360-day period described in clause (iii) above, the
interest rate on this Note from the day of such filing, effectiveness or consummation, as the case may be, shall be reduced to the original interest rate set forth on the face of this Note. 
 If a Shelf Registration Statement is declared effective pursuant to the foregoing paragraphs, and if the Company fails to keep such Shelf Registration
Statement continuously (x) effective or (y) useable for resales for the period required by the Registration Rights Agreement due to certain circumstances relating to pending corporate developments, public filings with the Commission and
similar events, or because the prospectus contains an untrue statement of a material fact or omits to state a material fact required to be stated therein or necessary in order to make the statements therein not misleading, and such failure continues
for more than 120 days (whether or not consecutive) in any twelve-month period (the 121st day being referred to as the “Default Day”), then from and including the Default Day until the earlier of (i) the date that the Shelf
Registration Statement is again deemed effective or is usable, (ii) the date that is the second anniversary of the Issue Date (or, if Rule 144(k) is amended to provide a shorter restrictive period, such shorter period), or (iii) the date
as of which all of the Notes are sold pursuant to the Shelf Registration Statement, the Special Interest Premium in respect of this Note shall accrue at a rate equal to 0.25% per annum. 
 Interest on this Note shall accrue from the most recent date to which interest has been paid on this Note or the Note surrendered in exchange for this
Note (or, if there is no existing default in the payment of interest and if this Note is authenticated between a regular record date and the next interest payment date, from such interest payment date) or, if no interest has been paid, from the
Issue Date. Interest shall be computed in the basis of a 360-day year of twelve 30-day months. 
  

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 Interest not paid when due and any interest on principal, premium or interest not paid when due shall be
paid to the Persons that are Holders on a special record date, which shall be the 15th day preceding the date fixed by the Company for the payment of such interest, whether or not such day is a Business Day. At least 15 days before a special record
date, the Company shall send to each Holder and to the Trustee a notice that sets forth the special record date, the payment date and the amount of interest to be paid. 
 3. Indenture. 
 This is one of the Securities issued under the Indenture. Capitalized terms used
herein are used as defined in the Indenture unless otherwise indicated. The terms of this Note includes those stated in or otherwise provided in accordance with the Indenture and those made part of the Indenture by reference to the Trust Indenture
Act. This Note is subject to all such terms, and Holders are referred to the Indenture and the Trust Indenture Act for a statement of all such terms. To the extent permitted by applicable law, in the event of any inconsistency between the terms of
this Note and the terms of the Indenture, the terms of this Note shall control. 
 This Note is a general unsecured obligations of the
Company. The Indenture does not limit the original aggregate principal amount of the Notes, or any additional Securities that may be issued pursuant to the Indenture, and the Notes and all such additional Securities vote together for all purposes as
a single class. This Note is guaranteed, if at all, as set forth below. 
 4. Redemption and Repurchase; Discharge Prior to Redemption or
Maturity. 
 At any time and from time to time, the Company may redeem the Notes at its option, in whole or in part, at a redemption price
equal to the greater of (i) 100% of the principal amount of the Notes to be redeemed, and (ii) as determined by the Quotation Agent, the sum of the present values of the remaining scheduled payments of principal and interest thereon (not
including any portion of such payments of interest accrued as of the date of redemption), discounted to the date of redemption on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate, plus 20 basis
points plus, in each case, accrued interest thereon to the redemption date. 
 There is no sinking fund or mandatory redemption applicable to
this Note. 
 If the Company deposits with the Trustee money or U.S. Government Obligations sufficient to pay the then outstanding principal
of, premium, if any, and accrued interest on this Note to redemption or maturity, the Company may in certain circumstances be discharged from the Indenture and the Notes or may be discharged from certain of its obligations under certain provisions
of the Indenture. 
  

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 5. Covenants. 
 In addition to the covenants set forth in Article 4 of the Indenture, this Note is subject to the following additional covenant: 
 a. Limitation on Indebtedness of Restricted Subsidiaries. The Company will not permit any Restricted Subsidiaries, directly or indirectly, to create, incur, assume or suffer to exist any Indebtedness (which for
purposes hereof shall include, without duplication, Guarantee Obligations) unless immediately thereafter the aggregate amount of (x) all Indebtedness of Restricted Subsidiaries (excluding (A) any Guarantee Obligations in respect of
Indebtedness under the Revolving Credit Facility or the Notes, (B) the Bridge Loan Facility (and any Guarantee Obligations in respect thereof) and (C) Indebtedness owed to the Company or a Restricted Subsidiary, including any renewal or
replacement of any of the obligations under clauses (A), (B) or (C)), (y) the aggregate amount of indebtedness secured by Liens permitted under clause (11) of the definition of “Permitted Liens” contained in the Indenture
and (z) the discounted present value of all net rentals payable under leases covered by Section 4.08(a) of the Indenture (and not expressly excluded therefrom) would not exceed the greater of $300 million or 15% of Consolidated Net Worth;
provided, however, that, solely, for the purposes of this covenant, Indebtedness shall not include indebtedness incurred in connection with (a) overdraft or similar facilities related to settlement, clearing and related activities by a
Restricted Subsidiary in the ordinary course of business consistent with past practice, (b) Purchased Receivables Financings, (c) to the extent the same constitutes Indebtedness, obligations in respect of net capital adjustments and/or
earn-out arrangements pursuant to a purchase or acquisition otherwise permitted under the Indenture, (d) obligations under performance bonds, surety bonds and letter of credit obligations to provide security for worker’s compensation
claims or other statutory obligations and obligations in respect of bank overdrafts not more than two days overdue, in each case, incurred in the ordinary course of business, (e) indebtedness owing to insurance companies to finance insurance
premiums incurred in the ordinary course of business and (f) Guarantee Obligations with respect to Indebtedness and other liabilities otherwise permitted under the Indenture; and provided, further, that any Indebtedness of a Person
(i) existing at the time such Person becomes a Restricted Subsidiary or is merged with or into the Company or a Restricted Subsidiary or other entity or (ii) assumed by the Company or a Subsidiary in connection with the acquisition of all
or a portion of the business of such Person, shall not be deemed to be Indebtedness created, incurred, assumed or guaranteed by a Restricted Subsidiary or otherwise deemed to be Indebtedness of a Restricted Subsidiary for the purposes of this
covenant. 
  

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 6. Registered Form; Denominations; Transfer; Exchange. 
 The Notes are in registered form without coupons in denominations of $1,000 principal amount and any multiple of $1,000 in excess thereof. A Holder may
register the transfer or exchange of Notes in accordance with the Indenture. The Trustee may require a Holder to furnish appropriate endorsements and transfer documents and to pay any taxes and fees required by law or permitted by the Indenture.
Pursuant to the Indenture, there shall be certain periods during which the Trustee may not be required to issue, register the transfer of or exchange any Note or certain portions of a Note. 
 7. Defaults and Remedies. 
 If an
Event of Default occurs and is continuing, the Trustee or the Holders of at least 25% in principal amount of the outstanding Notes may declare all the Notes to be due and payable. Holders may not enforce the Indenture or the Notes except as provided
in the Indenture. The Trustee may require indemnity satisfactory to it before it enforces the Indenture or the Notes. Subject to certain limitations provided in the Indenture, Holders of a majority in principal amount of the Notes then outstanding
may direct the Trustee in its exercise of remedies. 
 8. Note Guaranty. 
 a. Guarantor Accession. Upon the date that is the earlier of (x) 364 days after the incurrence of Indebtedness under the Bridge Loan Facility
by any Subsidiary of the Company and (y) the date on which the Bridge Loan Facility is refinanced by any Subsidiary of the Company, if the sum (the “Guarantee Triggering Amount”) of (1), the then outstanding aggregate principal
amount of Indebtedness under the Bridge Loan Facility, plus (2) the then outstanding aggregate principal amount of all other Indebtedness of any Restricted Subsidiary that is subject to limitation under Section 5(a) above, plus
(3) the aggregate amount of indebtedness secured by Liens permitted under clause (11) of the definition of “Permitted Liens” contained in the Indenture plus (4) the discounted present value of all net rentals payable under
leases covered by Section 4.08(a) of the Indenture (and not expressly excluded therefrom) exceeds the greater of $300 million or 15% of Consolidated Net Worth, then the Company shall, at its own expense: 
 (A) cause each such Subsidiary that has outstanding Indebtedness under the Bridge Loan Facility to duly execute and deliver to the Trustee
a supplemental indenture to the Indenture providing for the unconditional, absolute and, except as provided herein, irrevocable Note Guaranty of the full and punctual payment of all amounts due with respect to the Notes by such Subsidiary without
recourse to any other Person and otherwise on substantially the same terms as any analogous guaranty with respect to the Revolving Credit Facility; and 
  

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 (B) within 30 days of the date of such supplemental indenture, deliver to the Trustee,
(1) an Officers’ Certificate attesting to the solvency of such Subsidiary, (2) a copy of the resolutions of the board of directors of such Subsidiary authorizing the execution, delivery and performance of such Note Guaranty and
(3) a signed copy of a favorable Opinion of Counsel, addressed to the Trustee, of counsel for such Subsidiary (which counsel may be in-house counsel) as to (x) the matters contained in clause (A) above, (y) such Note Guaranty
being the legal, valid and binding obligation of such Subsidiary enforceable in accordance with its terms (subject to customary exceptions) and (z) such other matters as the Trustee may reasonably request. 
 Limitation on Amount of Guaranty. Notwithstanding anything to the contrary herein or in the Indenture, each Guarantor, and by its acceptance of this Note,
each Holder hereby confirms that it is the intention of all such parties that the Note Guaranty of such Guarantor not constitute a fraudulent conveyance under applicable fraudulent conveyance provisions of the United States Bankruptcy Code or any
comparable provision of state law. To effectuate that intention, the Trustee, the Holders and the Guarantors hereby irrevocably agree that the obligations of each Guarantor under its Note Guaranty are limited to the maximum amount that would not
render the Guarantor’s obligations subject to avoidance under applicable fraudulent conveyance provisions of the United States Bankruptcy Code or any comparable provision of state law. 
 Execution and Delivery of Guaranty. The execution by each Guarantor of a supplemental indenture evidences the Note Guaranty of such Guarantor, whether or
not the person signing as an officer of the Guarantor still holds that office at the time of authentication of any Note. The delivery of any Note by the Trustee after authentication constitutes due delivery of the Note Guaranty set forth in the
Indenture on behalf of each Guarantor. 
 b. Release of Guaranty. The Note Guaranty of a Guarantor will terminate upon: 
  

	 	(i)	a sale or other disposition (including by way of consolidation or merger, other than a consolidation or merger with or into the Company) of the Guarantor or the sale or disposition
of the assets of the Guarantor as an entirety or substantially as an entirety (in each case other than to the Company) otherwise permitted by the Indenture; 

  

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	 	(ii)	the Guarantee Triggering Amount being reduced to an amount equal to or less than the greater of $300 million or 15% of Consolidated Net Worth; provided, however, that if at
the time of such reduction a Guarantor guarantees any of the Company’s obligations under the Revolving Credit Facility, the guarantee of such Guarantor will not terminate under this clause (ii) until such Guarantor does not guarantee the
Company’s obligations under the Revolving Credit Facility; 

  

	 	(iii)	a consolidation or merger of the Guarantor with or into the Company; or 

  

	 	(iv)	defeasance or discharge of the Notes, as provided in Section 8.05 of the Indenture. 

 Upon delivery by the Company to the Trustee of an Officers’ Certificate and an Opinion of Counsel to the foregoing effect, the Trustee will execute any documents reasonably required in order to evidence the
release of the Guarantor from its obligations under its Note Guaranty. 
 c. Consolidation, Merger or Sale of Assets by a Guarantor.
No Guarantor may 
  

	 	(i)	consolidate with or merge with or into any Person; or 

  

	 	(ii)	sell, convey, transfer or otherwise dispose of its assets as an entirety or substantially as an entirety, in one transaction or a series of related transactions, to any Person; or

  

	 	(iii)	permit any Person to merge with or into the Guarantor 

 unless: 
 (A) the other Person is the Company or any Restricted Subsidiary that is Guarantor or becomes a Guarantor
concurrently with the transaction; or 
 (B) (i) either (x) the Guarantor is the continuing Person or (y) the
resulting, surviving or transferee Person expressly assumes by supplemental indenture all of the obligations of the Guarantor under its Note Guaranty; and 
 (ii) immediately after giving effect to the transaction, no Event of Default has occurred and is continuing; or 
  

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 (C) the transaction constitutes a sale or other disposition (including by way of
consolidation or merger) of the Guarantor or the sale or disposition of all or substantially all the assets of the Guarantor (in each case other than to the Company) otherwise permitted by the Indenture. 
 9. Amendment and Waiver. 
 The
Indenture and this Note may be amended, or default thereunder may be waived, in accordance with provisions set forth in the Indenture. 
 10.
Authentication. 
 This Note is not valid until the Trustee (or Authenticating Agent) signs the certificate of authentication on the
other side of this Note. 
 11. Governing Law. 
 The laws of the State of New York shall govern this Note, without regard to conflicts of law principles thereof. 
 12. Abbreviations. 
 Customary abbreviations may be used in the name of a Holder or an assignee, such as: TEN COM (= tenants
in common), TEN ENT (= tenants by the entireties), JT TEN (= joint tenants with right of survivorship and not as tenants in common), CUST (= Custodian) and U/G/M/A/ (= Uniform Gifts to Minors Act). 
 The Company shall furnish a copy of the Indenture to any Holder upon written request and without charge. 
  

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 [FORM OF TRANSFER NOTICE] 
 FOR VALUE RECEIVED the undersigned registered holder hereby sell(s), assign(s) and transfer(s) unto 
 Insert Taxpayer Identification No. 
 ________________________________________________________________________________________________________________________________________________ 
 ________________________________________________________________________________________________________________________________________________ 
 (Please print or typewrite name and address including zip code of assignee) 
 the within Note and
all rights thereunder, hereby irrevocably constituting and appointing 
 ________________________________________________________________________________________________________________________________________________ 
  
 attorney to transfer said Note on the books of the Company with full power of substitution in the premises. 

 In connection with any transfer of this Note occurring prior to the date that is two years after the later of the Issue
Date and the last date on which the Company or any affiliate of the Company was the owner of this Note (or any predecessor of this Note), the undersigned confirms that: 
 Check One 
  ̈(a) This Note is being transferred to the Company or a Subsidiary of the Company. 
 or 
  ̈(b) This Note is being transferred pursuant to a registration
statement that has been declared effective under the Securities Act of 1933, as amended (the “Securities Act”). 
 or

  ̈(c) This Note is being transferred to a
person who the seller reasonably believes is a “qualified institutional buyer” as defined in Rule 144A (“Rule 144A”) under the Securities Act that purchases for its own account or for the account of a qualified
institutional buyer to whom notice is given that such transfer is being made in reliance on Rule 144A. 
 or 
  ̈(d) This Note is being transferred outside the United States in
accordance with Rule 903 or 904 of Regulation S under the Securities Act. 
 or 
  ̈(e) This Note is being transferred pursuant to another
exemption from the registration requirements of the Securities Act. 
 In addition, in each of the cases set forth above, such transfer will
be in accordance with any applicable securities laws of any State of the United States or other jurisdictions. 
 In connection with any
offer, sale or transfer pursuant to (d) or (e) above, the Company and the Trustee shall have the right, prior any such offer, sale or transfer, to require the delivery of an opinion of counsel, certification or other information reasonably
satisfactory to each of them. 
 If none of the foregoing boxes is checked, the Trustee is not obligated to register this Note in the name of
any Person other than the Holder hereof unless and until the conditions to any such transfer of registration set forth herein and in the Indenture have been satisfied. 

							
	Date:                             	 		 		 	
		 		 	  

		 		 	Seller
				
		 		 	By	 	  

		 	  
 NOTICE: The signature to this assignment must correspond with the
name as written upon the face of the within-mentioned instrument in every particular, without alteration or any change whatsoever.

					
	 Signature
 Guarantee:5
	 	  

			
		 	By	 	  

		 	To be executed by an executive officer

  

	5	Signatures must be guaranteed by an “eligible guarantor institution” meeting the requirements of the Registrar, which requirements include
membership or participation in the Securities Transfer Association Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the Registrar in addition to, or in substitution
for, STAMP, all in accordance with the Securities Exchange Act of 1934, as amended. 

 SCHEDULE OF EXCHANGES OF NOTES 
 The following exchanges of a part of this Registered Global Security for other Securities or a part of another Registered Global Security have been made: 
  

									
	 Date of Exchange
	 	 Amount of decrease
 in principal amount
 of this
Registered
 Global Security
	 	 Amount of increase
 in principal amount
 of this
Registered
 Global Security
	 	 Principal amount of
 this Registered
 Global
Security
 following such
 decrease (or
 increase)
	 	 Signature of
 authorized officer of
 TrusteeSupplemental Indenture

 Exhibit 4.3 
 THIS SUPPLEMENTAL INDENTURE (this “Supplemental Indenture”), dated as of September 29, 2006, among The Western Union Company, a Delaware corporation (the “Company”), First
Financial Management Corporation, a Georgia corporation (the “Guarantor”), and Wells Fargo Bank, National Association, as trustee (the “Trustee”). 
 WHEREAS, the Company and the Trustee entered into an Indenture dated as of September 29, 2006 pursuant to which the Company has issued
$1,000,000,000 principal amount of its 5.930% Notes due October 1, 2016 (the “Notes”); 
 NOW, THEREFORE, in
consideration of the premises and mutual covenants herein contained and intending to be legally bound, the parties to this Supplemental Indenture hereby agree as follows: 
 Section 1. Capitalized terms used herein and not otherwise defined herein are used as defined in the Indenture or in the Notes. 
 Section 2. The Guarantee. The Guarantor hereby irrevocably and unconditionally guarantees the full and punctual payment (whether at stated maturity, upon redemption, acceleration or otherwise) of all
principal of, premium, if any, and interest on, and all other amounts payable under, the Notes, and all other amounts payable by the Company under the Indenture with respect to the Notes (the “Guaranteed Obligations”). Upon failure
by the Company to pay punctually any such amount, the Guarantor shall forthwith on demand pay the amount not so paid at the place and in the manner specified in the Indenture. 
 Section 3. Guarantee Unconditional. The obligations of the Guarantor hereunder are unconditional and absolute and, without limiting the
generality of the foregoing, will not be released, discharged or otherwise affected by 
 (a) any extension, renewal,
settlement, compromise, waiver or release in respect of any obligation of the Company under the Indenture or any Note, by operation of law or otherwise; 
 (b) any modification or amendment of or supplement to the Indenture or any Note; 
 (c) any
change in the corporate existence, structure or ownership of the Company, or any insolvency, bankruptcy, reorganization or other similar proceeding affecting the Company or its assets or any resulting release or discharge of any obligation of the
Company contained in the Indenture or any Note; 
 (d) the existence of any claim, set-off or other rights which the Guarantor
may have at any time against the Company, the Trustee, the 

 
Holder of any Note or any other Person, whether in connection with the Indenture or any unrelated transactions, provided that nothing herein prevents
the assertion of any such claim by separate suit or compulsory counterclaim; 
 (e) any invalidity or unenforceability
relating to or against the Company for any reason of the Indenture or any Note, or any provision of applicable law or regulation purporting to prohibit the payment by the Company of the principal of, premium, if any, and interest on, and any other
amounts payable under, the Notes, and any other amounts payable by the Company under the Indenture with respect of the Notes; or 
 (f) any other act or omission to act or delay of any kind by the Company, the Trustee or any other Person or any other circumstance whatsoever which might, but for the provisions of this Section 3, constitute a legal or equitable
discharge of or defense to the Guarantor’s obligations hereunder. 
 Section 4. Discharge; Reinstatement. The
Guarantor’s obligations hereunder will remain in full force and effect until all Guaranteed Obligations have been paid in full. If at any time any payment of any Guaranteed Obligation is rescinded or must be otherwise restored or returned upon
the insolvency, bankruptcy or reorganization of the Company or otherwise, the Guarantor’s obligations hereunder with respect to such payment will be reinstated as though such payment had been due but not made at such time. 
 Section 5. Waiver by the Guarantor. The Guarantor irrevocably waives acceptance hereof, presentment, demand, protest and any notice not
provided for herein, as well as any requirement that at any time any action be taken by any Person against the Guarantor, the Company or any other Person. 
 Section 6. Subrogation and Contribution. Upon making any payment with respect to any obligation of the Company hereunder, the Guarantor will be subrogated to the rights of the payee against the Company
with respect to such obligation, provided that the Guarantor may not enforce either any right of subrogation, or any right to receive payment in the nature of contribution or otherwise from any other guarantor, with respect to such payment so
long as any Guaranteed Obligation remains unpaid. 
 Section 7. Stay of Acceleration. If acceleration of the time for payment of
any Guaranteed Obligation is stayed upon the insolvency, bankruptcy or reorganization of the Company, all such Guaranteed Obligations otherwise subject to acceleration under the terms of the Notes or the Indenture shall nonetheless be payable by the
Guarantor hereunder forthwith on demand by the Trustee or the Holders. 
  

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 Section 8. Limitation on Amount of Guarantee. The Guarantor shall be liable hereunder only
for amounts aggregating up to the largest amount that would not render the Guarantor’s obligations subject to avoidance under applicable fraudulent conveyance provisions of the United States Bankruptcy Code or any comparable provision of state
law. 
 Section 9. Release of Guarantee. Notwithstanding anything else contained herein or in the Indenture or the Notes, the
obligations of the Guarantor hereunder will terminate upon: 
 (a) a sale or other disposition (including by way of
consolidation or merger, other than a consolidation or merger with or into the Company) of the Guarantor or the sale or disposition of the assets of the Guarantor as an entirety or substantially as an entirety (in each case other than to the
Company) otherwise permitted by the Indenture; 
 (b) the Guarantee Triggering Amount being reduced to an amount equal to or
less than the greater of $300 million or 15% of Consolidated Net Worth; provided, however, that if at the time of such reduction the Guarantor guarantees any of the Company’s obligations under the Revolving Credit Facility, the guarantee
of the Guarantor will not terminate under this clause (b) until the Guarantor does not guarantee the Company’s obligations under the Revolving Credit Facility; 
 (c) a consolidation or merger of the Guarantor with or into the Company; or 
 (d) defeasance or discharge of the Notes, as provided in Section 8.05 of the Indenture. 
 Upon delivery by the Company to the Trustee of an Officers’ Certificate and an Opinion of Counsel to the foregoing effect, the Trustee will execute
any documents reasonably required in order to evidence the release of the Guarantor from its obligations hereunder. 
 Section 10.
Consolidation, Merger or Sale of Assets by a Guarantor. The Guarantor may not 
 (a) consolidate with or merge with or
into any Person; 
 (b) sell, convey, transfer or otherwise dispose of its assets as an entirety or substantially as an
entirety, in one transaction or a series of related transactions, to any Person; or 
  

 3 

 (c) permit any Person to merge with or into the Guarantor 
 unless: 
 (i) the other Person
is the Company or any Restricted Subsidiary that is a guarantor or becomes a guarantor concurrently with the transaction; or 
 (ii) (A) either (x) the Guarantor is the continuing Person or (y) the resulting, surviving or transferee Person expressly assumes by supplemental indenture all of the obligations of the Guarantor under its Note Guarantee; and

 (B) immediately after giving effect to the transaction, no Event of Default has occurred and is continuing; or 
 (iii) the transaction constitutes a sale or other disposition (including by way of consolidation or merger) of the Guarantor or the sale
or disposition of all or substantially all the assets of the Guarantor (in each case other than to the Company) otherwise permitted by the Indenture or this Supplemental Indenture. 
 Section 11. Notices. As between the Guarantor, the Company and the Trustee, any notice or communication shall be sufficiently given if
written and if delivered in person when received or if mailed by first class mail 5 days after mailing or if sent by facsimile transmission, when transmission is confirmed, in each case addressed as follows: 
 if to the Company: 
 The Western Union
Company 
 100 Summit Avenue 
 Montvale, New Jersey 07645 
 Attention: General Counsel 
 Facsimile: (201) 263-6384 
 if to the
Guarantor: 
 First Financial Management Corporation 
 12500 E. Mt. Belford Ave. M2385 
 Englewood, CO 80112 
 Attention: General Counsel’s Office 
 Telecopy: (720) 332-0515 
 Confirmation Telephone: (720) 332-5683 
  

 4 

 if to the Trustee: 
 Wells Fargo Bank, National Association 
 Corporate Trust & Escrow Services 
 N9303-110 MAC
 Sixth & Marquette

 Minneapolis, MN 55479 
 Attn:
Vice President 
 The Company, the Guarantor or the Trustee by written notice to the others may designate additional or different addresses
for subsequent notices or communications. 
 Except as otherwise provided in the Indenture or this Supplemental Indenture, if a notice or
communication is mailed in the manner provided in Section 10.02 of the Indenture or this Section 11, it is duly given, whether or not the addressee receives it. 
 Where the Indenture or the Supplemental Indenture provides for notice in any manner, such notice may be waived in writing by the Person entitled to receive such notice, either before or after the event, and such
waiver shall be the equivalent of such notice. Waivers of notice by Holders shall be filed with the Trustee, but such filing shall not be a condition precedent to the validity of any action taken in reliance upon such waiver. 
 In case it shall be impracticable to give notice as herein contemplated, then such notification as shall be made with the approval of the Trustee shall
constitute a sufficient notification for every purpose hereunder. 
 Section 12. This Supplemental Indenture shall be governed by and
construed in accordance with the laws of the State of New York. 
 Section 13. This Supplemental Indenture may be signed in various
counterparts which together will constitute one and the same instrument. 
 Section 14. This Supplemental Indenture is an amendment
supplemental to the Indenture and the Indenture and this Supplemental Indenture will henceforth be read together. 
  

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 SIGNATURES 
 IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly executed, all as of the date first written above. 
  

											
	 (SEAL)
	 		 	 THE WESTERN UNION COMPANY,
as the Company

	Attest:	 		 		 		 	
				
	/s/ Darlene M. Luome	 		 	 By:
	 	/s/ Rajesh K. Agrawal
		 		 		 		 	Name:	 	Rajesh K. Agrawal
		 		 		 		 	Title:	 	Senior Vice President and Treasurer

											
			
		 		 	 WELLS FARGO BANK, NATIONAL ASSOCIATION
as the Trustee

				
		 		 	 By:
	 	/s/ Steven R. Gubrud
		 		 		 		 	Name:	 	Steven R. Gubrud
		 		 		 		 	Title:	 	Vice President

											
			
	 (SEAL)
	 		 	 FIRST FINANCIAL MANAGEMENT CORPORATION,
as Guarantor

	Attest:	 		 		 		 	
				
	/s/ Darlene M. Luome	 		 	 By:
	 	/s/ Rajesh K. Agrawal
		 		 		 		 	Name:	 	Rajesh K. Agrawal
		 		 		 		 	Title:	 	Vice President and Treasurer

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