Document:

Amdment to Amended and Restated Limited Partne

   
 
Exhibit 10.3
 Amendment
 to
 Amended and Restated Limited Partnership Agreement
 of 
 E*TRADE eCommerce Fund, L.P. 
                               This Amended and Restated Limited
Partnership Agreement dated October 8, 1999 (the "Agreement") of E*TRADE eCommerce Fund, L.P., a Delaware limited partnership (the "Partnership"), is amended as follows (terms not otherwise defined herein shall have the meaning
ascribed to them in the Agreement);
                                1.       Article III of
the Agreement is amended by adding the following Paragraph 3.6 at the end thereof. 

	 	           "3.6.  Additional Capital Commitment of E*TRADE. Notwithstanding the foregoing provisions of this Article III, E*TRADE's
Capital Commitment to the Partnership shall be increased by $7.5 million (and its Partnership Percentage increased accordingly) as of the effective date of this Amendment, E*TRADE shall make aggregate additional Capital Contributions to the
Partnership in cash equal to its $7.5 million increased Capital Commitment. Such Capital Contributions shall be drawn down in accordance with the procedures applicable to the other Limited Partners under Paragraph 3.2(a) of the Agreement. Upon the
first Drawdown(s) after the date of this Amendment, E*TRADE shall be required to make Capital Contributions, prior to Capital Contributions by any other Limited Partner, in an amount such that the percentage of E*TRADE additional Capital Commitment
satisfied by its additional Capital Contributions is the same as the percentage of the other Limited Partners' Capital Commitments satisfied by Capital Contributions. All subsequent Drawdowns from the respective Limited Partners shall be based on
their relative remaining Capital Commitments. There will be no revaluation of the Partnership's assets in connection with E*Trade's additional Capital Commitment and Capital Contributions."

                             2.    Paragraph 4.6 of the Agreement
is amended and restated to read in its entirety as follows:
                 "4.6.    Allocation Among
Partners as a Group.

	 	           "(a)  Except as otherwise specifically provided in this Agreement, all Capital Transaction Gain or Loss and Net Income and Loss (and
items thereof) allocated to the Partners (or a group of Partners) as a group for any period shall be allocated among such Partners in proportion to their respective Partnership Percentages as of the end of such period. In making such allocations,
any changes 

 
 1.   
  

	 	in Partnership Percentages as a result of changes in the Capital Commitments of the Partners, any exclusion of any Partners from particular investments, any contributions of Partners to fund any Shortfall Amount and
similar matters shall be taken into account.  
	 	 	 
	 	              "(b)  Notwithstanding subparagraph (a), items of Net Income or Loss and Capital Transaction Gain or Loss allocable to
the Limited Partners for a Fiscal Year or Interim Period shall be allocated among them in a manner such that:
	 	 	 
	 	 	         "(1)  a Limited Partner is allocated items of income and gain equal to any excess of (A) the Limited Partner's Target Capital Account as of the end
of the period plus any distributions made to the Limited Partner during the period, over (B) the Limited Partner's Capital Account as of the beginning of the period plus any Capital Contributions made by the Limited Partner during the period;
and
	 	 	 
	 	 	         "(2)  a Limited Partner is allocated items of loss and expense equal to any excess of (A) the Limited Partner's Capital Account as of the beginning
of the period plus any Capital Contributions made by the Limited Partner during the period, over (B) the Limited Partner's Target Capital Account as of the end of the period plus any distributions made to the Limited Partner during the
period.
	 	 	 
	 	"For this purpose, a Limited Partner's Target Capital Account as of the end of a Fiscal Year or Interim Period shall be equal to the amount of distributions to which the Limited Partner would be entitled if the
Partnership were liquidated, its assets sold for their Book Value and the resulting assets, after payment of all Partnership obligations, were distributed in the manner prescribed in Paragraph 6.4 (without regard to Article VIII) on the last day of
such period."
	 	 	 
	                             3.  Paragraph 6.4 of the Agreement
is amended by adding the following subparagraph (i) at the end thereof:
	 	 	 
	 	               "(i)  Notwithstanding anything to the contrary in the foregoing provisions of this Paragraph 6.4 (other than
subparagraph (d)), all distributions to a Limited Partner who contributed Securities to the Partnership ("Securities-Contributing Limited Partner"), with respect to its initial Capital Contribution of Securities, and to the other Limited
Partners ("Cash-Contributing Limited Partners") shall first be made in the following manner (instead of being made in proportion to their respective Partnership Percentages):
 
	 	 	 
	 	 	         "(1)  First to the Cash-Contributing Limited Partners until they have obtained a fifteen percent (15%) annual internal rate of return with respect to
their Capital Contributions.
	 	 	 
	 	 	         "(2)  Then to the Securities-Contributing Limited Partner until it has obtained a fifteen percent (15%) annual internal rate of return
with
	 	 	 

  
  2.    

   respect to its initial Capital Contribution of Securities (with the Securities-Contributing Limited Partner's investment being deemed to be made in the amount of the value ascribed to the
Securities upon their contribution to the Partnership).
 
 "For avoidance of doubt, neither the Cash-Contributing Limited Partners (under clause (1)) nor the Securities-Contributing Limited Partner (under
clause (2)) shall be entitled to receive distributions under this Paragraph 6.4(i) which would cause their Capital Accounts to be negative by an amount which exceeds their Zero Balance Amounts (after all allocations to their Capital Accounts of Net
Income or Loss and Capital Transaction Gain or Loss realized during a particular period under Article IV (without regard to Paragraph 11.2)). This Paragraph 6.4(i) shall not apply to or affect any distributions to E*TRADE with respect to its
additional Capital Contributions pursuant to Paragraph 3.6 (and resulting allocations), and the portion of E*TRADE's Capital Account attributable to its additional Capital Contributions (and resulting allocations and distributions) shall not be
considered for purposes of the foregoing sentence."
  4.     Paragraph 8.1(d)(2) is amended and restated to read in its entirety as follows:
 
        "(2)        to the Partners, in respect of the positive balances in their Capital Accounts, after all Capital Transaction Gain or Loss and Net Income or Loss
(including amounts in connection with a distribution of Securities) has been allocated among the Partners. For avoidance of doubt, items of Capital Transaction Gain or loss and Net Income or Loss arising in any Fiscal Year or Interim Period during
the winding up and dissolution of the Partnership shall be allocated in a manner such that the ending Capital Accounts (and resulting entitlement to distributions) of the Securities-Contributing Limited Partner attributable to its initial Capital
Contribution of Securities and the Cash-Contributing Limited Partners are consistent with the distribution priorities established by Paragraph 6.4(i) of this Agreement."
 
 
  n n n
 This Amendment shall be effective when approved by the General Partner and Two-Thirds in Interest of the Limited Partners; provided that (a) it shall only apply to allocations of Net Income or Loss and
Capital Transaction Gain or Loss arising after the effective date and (b) shall not affect the allocations of Net Income or Net Loss or Capital Transaction Gain or Loss or distributions as between the Securities-Contributing Limited Partner and a
Cash-Contributing Limited Partner unless such Limited Partner consents to this Amendment. Except as specifically set forth above, all other terms and provisions of the Agreement shall remain in effect and are not altered by this
Amendment.
  
 3Form of Note and Stock Pledge Agreement

  
 

Exhibit 10.4
 PROMISSORY NOTE 

	 $4,078,000.00 	 Menlo Park, California 
	 September 17, 2001 	 

              For value received, William Porter (“Borrower”) promises
to pay to the order of E*TRADE Group, Inc., a Delaware corporation (“Lender”), the principal sum of Four Million Seventy-Eight Thousand Dollars ($4,078,000)(the “Principal”), in lawful money of the United States of America, with
interest thereon to be computed from date of the funding of this Note at the Interest Rate defined below, in accordance with the terms of this Note. The place of payment shall be 4500 Bohannon Drive, Menlo Park, California, or at such other place as
the holder of this Note may from time to time require.
             The Note, including both principal and interest, shall be
payable on or before October 17, 2001. 
             The term Interest Rate as used in this Note shall mean a rate of interest equal to
three and eighty-two one-hundredths percent (3.82%) per annum, compounded and paid annually. All computations of interest shall be made on the basis of a year of 360 days for the actual number of days occurring in the period for which such interest
is payable. 
             All amounts payable under this Note are payable in lawful money of the United States. Checks constitute payment
only when collected. This Note may be prepaid, in whole or in part, without penalty.
             This Note is subject to the terms and
conditions of the Loan Agreement, which, among other things, contains provisions for acceleration of the maturity of this Note. 
             This Note is governed by the laws of the State of California.
             If Lender delays in exercising or fails to exercise any of its rights under this Note, that delay or failure shall not constitute a waiver of any of
Lender’s rights, or of any breach, default or failure of condition of or under this Note. No waiver by Lender of any of its rights, or of any such breach, default or failure of condition shall be effective, unless the waiver is expressly stated
in a writing signed by Lender. 
             Notwithstanding anything to the contrary contained in this Note or the Loan Agreement, the
interest rate applicable to this Loan and each advance hereunder shall be not less than the Applicable Federal Rate set by the U.S. Treasury for determining below market loans pursuant to Section 7872 of the Internal Revenue Code of 1986, as now in
effect (the “Internal Revenue Code”). This Loan is not intended as a “below market loan” as such term is used in Section 7872 of the Internal Revenue Code, or any comparable applicable state tax law (“Below Market
Loan”). The parties hereby agree

 that if any court or governmental taxing authority having jurisdiction over Borrower or Lender shall determine that this Loan is a Below Market Loan, the interest rate payable
under this Note shall then be increased to the extent necessary to remove this Loan from any otherwise applicable definition of a Below Market Loan. 
             This Note inures to and binds the heirs, legal representatives, successors and permitted assigns of Borrower and Lender; provided, however, that Borrower
may not assign this Note or any Loan funds, or assign or delegate any of her rights or obligations hereunder, without the prior written consent of Lender in each instance. Lender in its sole discretion may transfer this Note on the terms and subject
to the conditions of the Loan Agreement, without the consent of Borrower.
             IN WITNESS WHEREOF, Borrower has duly executed and
delivered this Note to Lender as of the date first above written.
  

	 	 Borrower: 
 
	 	 
 
	 	 
 
	 	 /s/ William Porter
                            
 
	 	 William Porter 
 

  

 E*TRADE GROUP, INC.
 STOCK PLEDGE AGREEMENT
             AGREEMENT made as of this 17th day of September, 2001 by and between E*TRADE Group, Inc., a Delaware corporation (the
“Corporation”), and William Porter (“Pledgor”).
 RECITALS
             A.         In connection with the loan to the Pledgor of Four Million Seventy-Eight Thousand Dollars ($4,078,000), Pledgor has issued that certain promissory note (the “Note”) dated September 17, 2001 payable to the
order of the Corporation.
             B.         Such Note is secured by the shares of common stock of E*TRADE Group, Inc. owned by the Purchaser upon the terms set forth in this Agreement.
                        NOW, THEREFORE, it is hereby agreed as follows:
                         1.         Grant of Security Interest. Pledgor hereby grants the Corporation a security interest in, and assigns, transfers to and pledges with the
Corporation, the following securities and other property (collectively, the “Collateral”):
                                      (i)       the Purchased Shares delivered to and deposited with the Corporation as collateral
for the Note;
                                     (ii)
      any and all new, additional or different securities or other property subsequently distributed with respect to the Purchased Shares which are to be delivered to and deposited with the Corporation pursuant to the
requirements of Paragraph 3 of this Agreement;
                                     (iii)
      any and all other property and money which is delivered to or comes into the possession of the Corporation pursuant to the terms of this Agreement; and
                                     (iv)       the proceeds of any sale, exchange or disposition of the property and securities
described in subparagraphs (i), (ii) or (iii) above. 
 
                         2.         Warranties. Pledgor hereby warrants that Pledgor is the owner of the Collateral and has the right to pledge the Collateral and that the
Collateral is free from all liens, adverse claims and other security interests (other than those created hereby). 
  

                         3.        Duty to Deliver. Any new, additional or different securities or other property (other than regular cash dividends) which may now or hereafter become
distributable with respect to the Collateral by reason of (i) any stock split, stock dividend, recapitalization, combination of shares, exchange of shares or other change affecting the Common Stock as a class without the Corporation’s receipt
of consideration or (ii) any merger, consolidation or other reorganization affecting the capital structure of the Corporation shall, upon receipt by Pledgor, be promptly delivered to and deposited with the Corporation as part of the Collateral
hereunder. Any such securities shall be accompanied by one or more properly-endorsed stock power assignments.
                         4.       Payment of Taxes and Other Charges. Pledgor shall pay, prior to the delinquency date, all taxes, liens, assessments and other charges
against the Collateral, and in the event of Pledgor’s failure to do so, the Corporation may at its election pay any or all of such taxes and other charges without contesting the validity or legality thereof. The payments so made shall become
part of the indebtedness secured hereunder and until paid shall bear interest at the minimum per annum rate, compounded semi-annually, required to avoid the imputation of interest income to the Corporation and compensation income to Pledgor under
the Federal tax laws. 
                         5.       Stockholder Rights. So long as there exists no event of default under Paragraph 10 of this Agreement, Pledgor may exercise all stockholder voting rights and be entitled to receive any and all regular
cash dividends paid on the Collateral and all proxy statements and other stockholder materials pertaining to the Collateral.
                         6.       Rights and Powers of Corporation. The Corporation may, without obligation to
do so, exercise at any time and from time to time one or more of the following rights and powers with respect to any or all of the Collateral: 
                                      (i)       subject to the applicable limitations of Paragraph 9, accept in its discretion
other property of Pledgor in exchange for all or part of the Collateral and release Collateral to Pledgor to the extent necessary to effect such exchange, and in such event the other property received in the exchange shall become part of the
Collateral hereunder;
                                      (ii)       perform such acts as are necessary to preserve and protect the Collateral and the
rights, powers and remedies granted with respect to such Collateral by this Agreement; and
                                      (iii)       transfer record ownership of the Collateral to the Corporation or its nominee and receive, endorse
and give receipt for, or collect by legal proceedings or otherwise, dividends or other distributions made or paid with respect to the Collateral, provided and only if there exists at the time an outstanding event of default under Paragraph 10
of this Agreement. Any cash  
 
  

  sums which the Corporation may so receive shall be applied to the payment of the Note and any other indebtedness secured hereunder, in such order of application as
the Corporation deems appropriate. Any remaining cash shall be paid over to Pledgor. 
 
                         Any action by the Corporation pursuant to the provisions of this Paragraph 6 may be taken without
notice to Pledgor. Expenses reasonably incurred in connection with such action shall be payable by Pledgor and form part of the indebtedness secured hereunder as provided in Paragraph 12.
                         7.        Care of Collateral. The Corporation shall exercise reasonable care in the
custody and preservation of the Collateral. However, the Corporation shall have no obligation to (i) initiate any action with respect to, or otherwise inform Pledgor of, any conversion, call, exchange right, preemptive right, subscription right,
purchase offer or other right or privilege relating to or affecting the Collateral, (ii) preserve the rights of Pledgor against adverse claims or protect the Collateral against the possibility of a decline in market value or (iii) take any action
with respect to the Collateral requested by Pledgor unless the request is made in writing and the Corporation determines that the requested action will not unreasonably jeopardize the value of the Collateral as security for the Note and other
indebtedness secured hereunder.                         Subject to the limitations of Paragraph 9, the Corporation may at any time release and deliver all or part of the
Collateral to Pledgor, and the receipt thereof by Pledgor shall constitute a complete and full acquittance for the Collateral so released and delivered. The Corporation shall accordingly be discharged from any further liability or responsibility for
the Collateral, and the released Collateral shall no longer be subject to the provisions of this Agreement.
                         8.        Transfer of Collateral. In connection with the transfer or assignment of the
Note (whether by negotiation, discount or otherwise), the Corporation may transfer all or any part of the Collateral, and the transferee shall thereupon succeed to all the rights, powers and remedies granted the Corporation hereunder with respect to
the Collateral so transferred. Upon such transfer, the Corporation shall be fully discharged from all liability and responsibility for the transferred Collateral.
                         9.        Release of
Collateral. Provided all indebtedness secured hereunder (other than payments not yet due and payable under the Note) shall at the time have been paid in full and there does not otherwise exist any event of default under Paragraph 10, the
Purchased Shares, together with any additional Collateral which may hereafter be pledged and deposited hereunder, shall be released from pledge and returned to Pledgor in accordance with the following provisions: 
                                      (i)        Upon payment or prepayment of principal under the Note, together with payment of all accrued interest to date on the principal amount so paid or
prepaid, one or more of the Purchased Shares held as Collateral hereunder shall (subject to the applicable limitations of Paragraphs 9(iii) and 9(v) below) be released at the time of such payment or prepayment. The number of  

 

  the shares to be so released shall be equal to the number obtained by multiplying (i) the total number of Purchased Shares held under this Agreement at the time of
the payment or prepayment, by (ii) a fraction, the numerator of which shall be the amount of the principal paid or prepaid and the denominator of which shall be the unpaid principal balance of the Note immediately prior to such payment or
prepayment. In no event, however, shall any fractional shares be released.  
                                     (ii)
   Any additional Collateral which may hereafter be pledged and deposited with the Corporation (pursuant to the requirements of Paragraph 3) with respect to the Purchased Shares shall be released at the same time the particular shares
of Common Stock to which the additional Collateral relates are to be released in accordance with the applicable provisions of Paragraph 9(i) or 9(vi). 
                                     (iii)   Under no circumstances, however, shall any Purchased Shares or any other Collateral be released if
previously applied to the payment of any indebtedness secured hereunder. In addition, in no event shall any Purchased Shares or other Collateral be released pursuant to the provisions of Paragraph 9(i), 9(ii) or 9(vi) if, and to the extent, the fair
market value of the Common Stock and all other Collateral which would otherwise remain in pledge hereunder after such release were effected would be less than the unpaid principal and accrued interest under the Note. 
                                     (iv)    For all valuation purposes under this Agreement, the fair market value per
share of Common Stock on any relevant date shall be determined in accordance with the following provisions: 
                                             (A)    If the Common Stock is at the time traded
on the Nasdaq National Market, the fair market value shall be the average of the high and low selling prices per share of Common Stock on the date in question, as such prices are reported by the National Association of Securities Dealers on the
Nasdaq National Market. If there is no average of the high and low selling prices for the Common Stock on the date in question, then the average of the high and low selling prices on the last preceding date for which such quotation exists shall be
determinative of fair market value.
                                             (B)    If the Common Stock is at the time listed on the American Stock
Exchange or the New York Stock Exchange, then the fair market value shall be the average of the high and low selling prices selling prices per share of Common Stock on the date in question on the securities exchange serving as the primary market for
the Common Stock, as such prices are officially quoted in the composite tape of transactions on such exchange. If there is no average of the high and low selling prices of Common Stock on such exchange on the date in question, then the fair market
value shall be the average of the high and low selling prices on the exchange on the last preceding date for which such quotation exists.
 

                                                  (C)    If the Common Stock is at the time neither
listed on any securities exchange nor traded on the Nasdaq National Market, the fair market value shall be determined by the Corporation’s Board of Directors after taking into account such factors as the Board shall deem appropriate.

                                     (v)          So long as the Collateral is in whole or in part comprised of “margin stock” within the meaning of Section 221.2 of Regulation U of the Federal Reserve Board,
then no Collateral shall be substituted for any Collateral under the provisions of Paragraph 6(i) or be released under Paragraph 9(i), 9(ii) or 9(vi), unless there is compliance with each of the following additional requirements: 

                                                (A)    The substitution or release must not increase the amount by which the indebtedness secured hereunder at the time of such substitution or release
exceeds the maximum loan value (as defined below) of the Collateral immediately prior to such substitution or release.
                                                 (B)    The substitution or release must not cause the amount of indebtedness secured hereunder at the time of such substitution or release to exceed the maximum loan
value of the Collateral remaining after such substitution or release is effected. 
                                                 (C)    For purposes of this Paragraph 9(v), the
maximum loan value of each item of Collateral shall be determined on the day the substitution or release is to be effected and shall, in the case of the shares of Common Stock and any additional Collateral (other than margin stock), equal the good
faith loan value thereof (as defined in Section 221.2 of Regulation U) and shall, in the case of all margin stock (other than the Common Stock), equal fifty percent (50%) of the current market value of such margin stock.
                                     (vi)         The Compensation Committee of the
Corporation’s Board of Directors shall have the discretion, exercisable upon such terms and conditions as the Compensation Committee deems advisable, to authorize the release of one or more shares of Common Stock from pledge hereunder in the
event the maximum loan value of the Collateral pledged hereunder (as such value is determined pursuant to subparagraph 9(v)(C)) should substantially exceed the outstanding indebtedness at the time secured hereunder. Any such release of the pledged
shares of Common Stock shall, however, be effected in compliance with the requirements of subparaphs (iii) and (v) of this Paragraph 9. 
 
                         10.    Events of Default. The occurrence of one or more of the following events shall constitute an event of default under this Agreement: 
                                      (i) the failure of Pledgor to pay, when due under the Note, any installment of principal or accrued
interest; or 
 

                                      (ii)
   the occurrence of any other acceleration event specified in the Note; or 
                                     (iii)   the failure of Pledgor to perform any obligation imposed upon Pledgor by reason of this Agreement; or 
                                     (iv)    the breach of any warranty of Pledgor contained in this Agreement.  
 

                        Upon the occurrence of any such event of default, the Corporation may, at its election, declare the Note and all other indebtedness secured hereunder to become immediately due and payable and may exercise any or all
of the rights and remedies granted to a secured party under the provisions of the California Uniform Commercial Code (as now or hereafter in effect), including (without limitation) the power to dispose of the Collateral by public or private sale or
to accept the Collateral in full payment of the Note and all other indebtedness secured hereunder.
                         Any proceeds realized from the disposition of the Collateral pursuant to the foregoing power of sale
shall be applied first to the payment of expenses incurred by the Corporation in connection with the disposition, then to the payment of the Note and finally to any other indebtedness secured hereunder. Any surplus proceeds shall be paid over to
Pledgor. However, in the event such proceeds prove insufficient to satisfy all obligations of Pledgor under the Note, then Pledgor shall remain personally liable for the resulting deficiency.
                         11.    Other Remedies.  The rights, powers and remedies granted to the Corporation pursuant to the provisions of this Agreement shall be in addition to
all rights, powers and remedies granted to the Corporation under any statute or rule of law. Any forbearance, failure or delay by the Corporation in exercising any right, power or remedy under this Agreement shall not be deemed to be a waiver of
such right, power or remedy. Any single or partial exercise of any right, power or remedy under this Agreement shall not preclude the further exercise thereof, and every right, power and remedy of the Corporation under this Agreement shall continue
in full force and effect unless such right, power or remedy is specifically waived by an instrument executed by the Corporation.
                         12.    Costs and Expenses. All costs and expenses (including reasonable attorneys fees) incurred by the Corporation in the exercise or enforcement of any right, power or remedy granted it
under this Agreement shall become part of the indebtedness secured hereunder and shall constitute a personal liability of Pledgor payable immediately upon demand and bearing interest until paid at the minimum per annum rate, compounded
semi-annually, required to avoid the imputation of interest income to the Corporation and compensation income to Pledgor under the Federal tax laws.
                         13.    Applicable Law. This Agreement shall be governed by and construed in accordance with the laws of the State of California without resort to that State’s conflict-of-laws
rules. 
  

                         14. Successors.  This Agreement shall be binding
upon the Corporation and its successors and assigns and upon Pledgor and the executors, heirs and legatees of Pledgor’s estate. 
                         15. Severability. If any provision of this Agreement is held to be invalid under applicable law, then such provision shall be ineffective only to the extent of such
invalidity, and neither the remainder of such provision nor any other provisions of this Agreement shall be affected thereby. 
                         IN
WITNESS WHEREOF, this Agreement has been executed by Pledgor and the Corporation on this 17th day of September, 2001.
  
  

	 	 	/s/ William Porter
	 	 	 
	 	 	 
 	 
	 	 	PLEDGOR
	 	 	 
	 	 	Address:	 
 	 
	 	 	 	 	 
	 	 	 
 	 
	 	 	 
	 	 	 

 AGREED TO AND ACCEPTED BY:
 E*TRADE GROUP, INC.
 By:  /s/ Russell S. Elmer 
 Title: Chief Legal Affairs and Human Resources Officer
 Dated: September
17, 2001

 ASSIGNMENT SEPARATE FROM CERTIFICATE
  
                                     FOR VALUE RECEIVED, ______________ hereby sells, assigns and transfers unto E*TRADE Group, Inc. (the
“Corporation”),__________ (____) shares of the Common Stock of the Corporation standing in his name on the books of the Corporation represented by Certificate No. _________herewith and does hereby irrevocably constitute and appoint
_________________Attorney to transfer the said stock on the books of the Corporation with full power of substitution in the premises.
  

	 	Dated: 	  	 	 
	 	 	 
 	 	 
	 	 	 
	 	  
 	Signature: 	 	/s/	 	 William Porter 
	 	 	 	 	 
 
	 	 	 	 	 	 	William Porter
	 	 	 

 Instruction: Please do not fill in any blanks other than the signature line. Please sign exactly as you would like your name to appear on the issued stock
certificate.

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