Document:

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Exhibit 10.8  Exclusive Product Licensing Agreement with Neil Cushing

              EXCLUSIVE PRODUCT LICENSE AND DISTRIBUTION AGREEMENT

This Agreement is entered into by and between Neil Cushing, with an address of
595 North 1200 East, Lehi, Utah 84043 ("Licensor") and Capital Market Mentors,
Inc., a subsidiary of Force 10 Trading, Inc. ("Parent"), with an address of
11781 S. Lone Peak Parkway, Suite 230, Draper, Utah 84020 ("Licensee") and

RECITALS:

Whereas, Licensor is the sole owner and developer of an Educational Program
designed to teach and train individuals about technical analysis when investing
in equities, options and futures contracts (the "Product") attached hereto as
Exhibit A; and

Whereas, Licensor has copyrighted the Product and is not currently licensing the
Product to any other party; and

Whereas, Licensor desires to grant an exclusive right to license, market and
distribute the Product to Licensee.

Now Therefore, the parties, intending to be bound hereby, agree as follows:

         XV.      GRANT OF LICENSE.

Licensor hereby grants to Licensee an exclusive license to copy and reproduce in
print or electronic methods the Product as licensed hereunder, and to copy,
sell, license or otherwise transfer or distribute the Product on an exclusive
basis. Said License shall include the right to use all or part of the Product in
any reasonable form that Licensee desires.

         XVI.     TERM.

The term of this Agreement shall be for a period of seven (7) years from the
date of execution.

         XVII.    ROYALTY FEE.

As consideration for entering into this Agreement, Licensee shall pay Licensor a
fee equal to five percent (5%) of all gross sales of the Product. Such royalty
fee shall be calculated as gross sales, net of refunds, on sales of the Product
to unrelated third parties. To the extent that the Product is packaged and sold
together with other goods and services offered by Licensee, the royalty fee
shall be calculated as a ratio of the retail price of the Product on a
stand-alone basis compared with the retail price of all the goods and services
packaged together, including the Product.

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         XVIII.   COMMITMENT FEE.

As additional consideration for entering into this Exclusive Licensing
Agreement, Licensee shall pay Licensor a commitment fee of fifty thousand
(50,000) shares of the common stock of its parent company, Force 10 Trading,
Inc. Such stock will be restricted stock. Restricted Common Stock referred to
under this subparagraph will be restricted under Section 144 of the Securities
Act of 1933 ("Restricted Stock"). Licensor understands that the shares received
are characterized as "restricted securities" under the federal securities laws
inasmuch as they are not involving a public offering and that under such laws
and applicable regulations such securities may not be resold without
registration under the Securities Act of 1933, except in certain limited
circumstances. In this connection, Licensor represents that he is familiar with
SEC Rule 144, as now in effect, and understands the resale limitations imposed
thereby and by the Act. It is understood that the certificate evidencing the
stock may bear the following legends: (1) The securities evidenced by this
certificate have not been registered under the Securities Act of 1933, as
amended, (the "Act") or the securities laws of any state of the United States
("State Acts"). The securities evidenced by this certificate may not be offered,
sold or transferred for value directly or indirectly, in the absence of such
registration under the Act and qualification under applicable State Acts, or
pursuant to an exemption from registration under the Act and qualification under
applicable State Acts, the availability of which is to be established to the
reasonable satisfaction of Force 10.

         XIX.     PRODUCT DESCRIPTION.

The Product is an 11 lesson that outlines and details strategies for conducting
technical analysis for purposes of investing in stock equities and options (the
"Program"). The complete Program is attached to this Agreement as Exhibit A.

Changes made to the Product by the Licensor, Licensee or any other party will
become the exclusive property and copyright of the Licensor and will become
subject to this Agreement.

Additional products developed by Licensor, individually or jointly with
Licensee, shall also be subject to the terms and conditions of this Agreement.

         XX.      OWNERSHIP.

Subject to the license granted under this Agreement, all right, title and
interest in the Product licensed hereunder shall belong to the Licensor and
Licensee shall not have any rights, title and/or interest other than that
provided in this License Agreement. Licensor shall retain copyright and
ownership of any changes, maintenance, upgrades, customization, marketing and
promotional materials not completed by Licensor or undertaken by Licensee.

         XXI.     LICENSEE'S OBLIGATIONS.

Licensee shall be obligated to perform hereunder as follows:

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                  (A)      To copy, package and actively market the Product
                           under the name Capital Market Mentors or such other
                           name as Licensee deems desirable.
                  (B)      Acquire distribution for and sale of the Product
                           through any reasonable, economically viable and
                           available marketing and distribution vehicles.
                  (C)      Provide ongoing support and maintenance to purchasers
                           of the Product.

         XXII.    LICENSOR'S OBLIGATIONS.

Licensor shall be obligated to perform hereunder as follows:

                  (A)      Provide to Licensee a hard copy print out and
                           electronic format version of the Product.
                  (B)      To the extent necessary or required by Licensee,
                           provide technical advice to Licensee to enable
                           Licensee to improve Product, create ancillary
                           components or provide support and maintenance to
                           customers.

         XXIII.   EFFECTIVE DATE.

The effective date of this Agreement shall be the date of execution of this
Agreement as noted next to the signature lines below.

         XXIV.    TERMINATION.

Upon material default by either party, the non-defaulting party must provide
written notice to the party in default within sixty (60) days of said event of
default of its intent to terminate this Agreement and the reason(s) therefore.
The defaulting party shall have thirty (30) days from the date of receipt of
said notice of intent to terminate to cure said default. In the event that the
defaulting party substantially cures said default, this Agreement shall remain
in full force and effect. In the event that the defaulting party fails to cure
said default within thirty (30) days, then this Agreement shall terminate. Upon
termination, neither party shall have the right to market or distribute the
other party's work product, and a final accounting shall be conducted. Should
this Agreement be terminated due to default by Licensor as a result of Licensor
licensing product to another party or otherwise selling the Product in any other
means, Licensor shall refund all Royalty Fees paid by Licensee under this
Agreement.

         XXV.     LIMITATIONS OF LIABILITY BETWEEN LICENSOR AND LICENSEE.

In no event shall either party be liable to the other for incidental, indirect,
special or consequential damages, or for lost profits, savings or revenues of
any kind, or for lost data or downtime, regardless of being advised of the
possibility of such damages. The cumulative liability of both parties for all
claims relating to the Product or this Agreement, regardless of the form of
action, whether in contract or in tort, including negligence, strict liability
or otherwise, shall not exceed the total of all proceeds from the Product.

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         XXVI.    NOTICES.

All notices required hereunder shall be forwarded as follows:

Licensee:
Jon H. Marple
Capital Market Mentors, Inc.
c/o Force 10 Trading, Inc.
11781 S. Lone Peak Parkway, Suite 230
Draper, Utah 84020

Neil Cushing
595 North 1200 East
Lehi, Utah 84043

         XXVII.   GOVERNING LAW.

This Agreement shall be governed by and construed in accordance with the laws of
the State of Utah.

         XXVIII.  ENTIRE AGREEMENT.

This Agreement shall constitute the entire agreement between the parties. Any
modifications or amendments hereto shall be in writing and executed by the party
to be charged.

LICENSEE                                     LICENSOR

CAPITAL MARKET MENTORS, INC.                 NEIL CUSHING

/S/ JON H. MARPLE                            /S/ NEIL CUSHING
-----------------------------                ----------------------------------
By:  Jon H. Marple                           By:  Neil Cushing

Date:                                        Date:
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Exhibit 10.9 Commercial Lease with Draper Business Park

COMMERCIAL LEASE

         THIS LEASE (the "Lease") dated this 1st day of May 2002, is entered
         into by and between Draper Business Park, LC, a Utah limited liability
         company ("Landlord"), and Force 10 Trading, a Nevada Corporation,
         ("Tenant").

1.       PREMISES.

         (a) Landlord hereby leases to Tenant, and Tenant hereby leases from
Landlord, for the term and subject to the terms and conditions hereinafter set
forth, to each and all of which Landlord and Tenant hereby mutually agree, those
certain premises (the "Premises"), shown on Exhibit A (space plan) attached
hereto, which include approximately 3,678 Rentable square feet, 3,252 Usable
square feet of office space. The location of the Premises is commonly known as:
Building 5, 12227 South Business Park Drive, Suite 200, Draper, Utah 84020
("Building").

         (b) In addition, the Premises shall include the appurtenant right to
use, in common with others, the site, parking and landscaped areas ("Common
Area"). Landlord shall provide Tenant 5 non-reserved parking stalls per 1,000
Usable square feet of Premises in the adjacent parking lots of the Premises.

         (c) ACCEPTANCE OF PREMISES. Tenant, by taking possession of the
Premises shall be deemed to accept the Premises as being in the condition in
which Landlord is obligated to deliver the Premises. Tenant shall at the end of
the term and any extension herein surrender to Landlord the Premises and all
alterations, additions and improvements thereto in the same condition as when
received, ordinary wear and tear, damage by fire, earthquake, or act of God
excepted. Landlord has no liability and has made no representation to alter,
improve, repair, or paint the Premises or any part thereof, except as specified
in Section 2(c), 2(d) and 6 herein.

2.       TERM, OPTION, TENANT IMPROVEMENTS, EXPANSION.

         (a) LEASE TERM. The initial Lease Term shall be four (4) years and
shall commence on or before April 5, 2002, ("Commencement Date").

         (b) BASE BUILDING IMPROVEMENTS. At Landlord's sole cost and expense,
Landlord shall provide the Building's roof and structural elements ("Shell"),
shall provide basic utility access to and initial HVAC units for the Premises,
and shall design and construct the common areas of the Premises and Building, as
more specifically outlined in Exhibit B - Base Building Improvements
(collectively "Base Building Improvements").

         (c) TENANT IMPROVEMENTS. The Premises are delivered by Landlord and
accepted by Tenant in is, condition including the finished interior ("Tenant
Improvements") including floors, walls and ceilings. Tenant Improvements shall
include all improvements to the Premises, but exclude the Base Building
Improvements.

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         (d) SUBSTANTIAL COMPLETION OF TENANT IMPROVEMENTS. The Premises is
deemed complete by the parties.

3.       NON-OCCUPANCY OF IMPROVED SPACE.

IN THE EVENT TENANT DOES NOT OCCUPY THE PREMISES AND FAILS TO PAY RENTS AS
REQUIRED IN SECTION 4 OF THE LEASE, THE COST OF ALL TENANT IMPROVEMENTS AND
BROKERAGE COMMISSIONS INCURRED BY LANDLORD IN CONNECTION WITH THIS LEASE SHALL
BECOME DUE AND PAYABLE UPON INVOICING BY LANDLORD. FURTHER, SUCH INVOICING BY
LANDLORD DOES NOT WAIVE ANY OTHER RIGHTS OR REMEDIES LANDLORD MAY HAVE AGAINST
TENANT FOR FAILURE TO OCCUPY.

4.       RENT.

         (a) BASE RENT. Base Rent shall be $11.00 per Rentable square foot of
the Premises per year, triple net, and shall be increased annually on the
anniversary date by 4% during the Lease Term. One twelfth (1/12) of the Base
Rent shall be payable IN ADVANCE each month on or before the 1st day of each
month during the duration of the Lease, with the security deposit referenced in
Section 33 being due upon the execution of the Lease. Any partial months shall
be prorated accordingly. All Base Rent and Additional Rent (collectively
"Rents") shall be paid as follows, unless otherwise directed in writing: Draper
Business Park, L.C. c/o NAI Utah Commercial Property Management, Inc., 12257
South Business Park Dr. #110, Draper, Utah 84020. Base Rent shall be abated from
April 2002 thru March 31, 2003.

         (b) ADDITIONAL RENT. All obligations payable by Tenant under the Lease
other than Base Rent are called "Additional Rent". Unless otherwise provided,
Additional Rent shall be paid with the monthly installment of Base Rent.

         (c) INTEREST, LATE CHARGES, COSTS AND ATTORNEYS' FEES. If Tenant fails
to pay within five (5) days of the date due any Rents which Tenant is obligated
to pay under the Lease, the unpaid amount shall bear interest at twelve (12%)
percent per annum. Tenant acknowledges that any late payments of Rents shall
cause Landlord to lose the use of that money and incur costs and expenses not
contemplated under the Lease, including without limitation administrative,
collection and accounting costs, the exact amount of which is difficult to
ascertain. Therefore, in addition to interest, if any payment is not received by
Landlord within five (5) days from the date it is due, Tenant shall also pay
Landlord a late charge equal to five (5%) percent of the amount of each such
late Rents. Further, as Additional Rent, Tenant shall be liable to Landlord for
costs and attorneys' fees incurred as a result of late payments or non-payments.
Acceptance of any interest, late charge, costs or attorneys' fees shall not
constitute a waiver of any default by Tenant nor prevent Landlord from
exercising any other rights or remedies under the Lease or at law.

5.       USE.

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         (a) The Premises shall be used for general office and any other lawful
purpose incidental to Tenant's business, and no other, unless consented to in
writing by Landlord. Tenant shall not do or permit to be done in or about the
Premises, Building, or Common Area, anything which is prohibited by or in any
way in conflict with (in the case of hazardous material, Tenant shall notify
Landlord of any such materials and shall ensure that any such hazardous material
is properly controlled, safeguarded, and disposed of) any and all laws,
statutes, ordinances, rules and regulations now in force or which may hereafter
be enacted or promulgated or which is prohibited by the standard form of fire
insurance policy, or which will increase the existing rate of or affect any fire
or other insurance upon the Premises, Building or any of its contents, or Common
Area or cause a cancellation of any insurance policy covering the Premises or
Building or any part thereof or any of its contents, or the Common Area. Tenant
shall not do or permit anything to be done in or about the Premises, Building,
or the Common Area which will in any way violate Rules or Regulations attached
hereto as Exhibit D and those hereafter reasonably promulgated by Landlord,
obstruct or interfere with the rights of other tenants, or injure them, or use
or allow the Premises, Building or the Common Area to be used for any improper,
immoral, or unlawful purpose, nor shall Tenant cause, maintain or permit any
nuisance, in, on or about the Premises, Building, or the Common Area or commit
or suffer to be committed any waste in, on or about the Premises, Building or
the Common Area.

         (b) Tenant shall not use the name of the Building in which the Premises
are located, in connection with any business carried on in said Premises (except
as Tenant's address) without written consent of Landlord.

         (c) Tenant shall not manufacture, assemble or store materials in the
Common Area.

6.       LANDLORD'S SERVICES.

         Landlord, at its sole cost and expense, is responsible to maintain only
the roof and structural elements ("Shell") of the Premises and Building. All
Operating Expenses (as defined in Section 7), including but not limited to
repairs, maintenance, Premises and Building utilities, Common Area utilities,
Premises and Building janitorial, Common Area janitorial, sewer and garbage,
insurance, taxes, and property management on the Premises, Building, and Common
Area shall be performed by Landlord or its contractors by Landlord, but are the
financial responsibility of the Tenant through prorated Operating Expenses as
more fully outlined in Section 7 herein.

7.       OPERATING EXPENSES - REPAIRS, MAINTENANCE, INSURANCE, TAXES AND
         PROPERTY MANAGEMENT

         Since the Premises is part of a Building or group of buildings, Tenant
is responsible for a prorated share of Operating Expenses. The term Operating
Expenses" shall include all direct costs of operation and maintenance of the
Premises, Building(s) and Common Areas, and shall include the following costs,
by way of illustration, but not limited to: repairs, maintenance, Common Area
utilities, Common Area janitorial; Common Area maintenance, including snow
removal, parking lot repair, and landscaping; tenant janitorial; utilities,
including electricity, gas, water, sewer and garbage; security; accounting

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costs; insurance premiums; real property taxes and assessments; taxes on rents,
gross receipts taxes (whether assessed against the Landlord or assessed against
the Tenant and collected by the Landlord; and property management incurred in
the operation and management of the Premises, Building, and Common Area as shall
be reasonably determined by the Landlord. Proration shall be on a square footage
basis with all other tenants in the Building and Tenant's proration shall be
calculated by multiplying the Operating Expenses by an equation, the numerator
being the Rentable square feet of the Premises and the denominator being the
total Rentable square feet of the Building. The Operating Expenses shall be
prorated to Tenant and be payable by Tenant as Additional Rent on a monthly
basis and subject to the following terms and conditions:

         (a) Tenant's prorated share of the Operating Expenses shall be computed
and paid in twelve (12) equal monthly estimated payments as determined in the
Landlord's reasonable discretion. Such Additional Rent shall be paid by Tenant
on or before the 1st day of each month with Base Rent. As soon as is reasonably
possible, but in any event within one hundred twenty (120) days following the
end of each calendar year, Landlord shall furnish to Tenant a statement showing
the Premises' and Building's actual Operating Expenses and the Premises or
Tenant's portion for the preceding calendar year. In the case of a deficiency,
Tenant shall remit within thirty (30) days of notice thereof its prorata share
of such deficiency to Landlord. In the case of a surplus, Landlord shall apply
said surplus to the next Additional Rent due from Tenant or if at the end of the
Term Landlord shall pay such surplus to Tenant.

         (b) Tenant may review at its sole cost and expense any Operating
Expenses prorated to Tenant by Landlord, including assessed real estate taxes as
may be statutorily allowed. Landlord shall make available the applicable
Operating Expenses' invoices and statements. However, any such review must be
requested and completed within sixty (60) days of receipt of the annual
statement.

         (c) Operating Expenses shall not include the following:

                  (1) Costs incurred in connection with the original
construction of the Building(s) or in connection with any major change in the
Building(s) such as adding or deleting floors or other buildings;

                  (2) Costs of alterations or improvements to the Premises or
the premises of other tenants;

                  (3) Depreciation, interest and principal payments on
mortgages, and other debt costs, if any;

                  (4) Costs of correcting major and/or latent defects in or
significant design errors relating to the initial design or construction of the
Building(s);

                  (5) Legal fees, space planners, fees and advertising expenses
incurred in connection with the development or original leasing and/or sale of
the Building(s) or future leasing of the Building;

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                  (6) Costs other than Operating Expenses for which the Landlord
is reimbursed by any tenant or occupant of the Building(s) or by insurance by
its carrier or any tenant's carrier or by condemnation proceeds;

                  (7) Any bad debt loss, rent loss, or reserves for bad debts or
rent loss;

                  (8) The expense of extraordinary service provided to other
tenants in the Building(s) which are made available to the tenant at cost or for
which the tenant is separately charged and collected;

                  (9) Costs associated with the operation of the business or the
partnership or corporation which constitutes the Landlord, as the same are
distinguished from the costs of operation of the Building, including partnership
or corporation accounting and legal matters, costs of defending any lawsuits
with any mortgagee (except as the actions of the Tenant may be in issue), costs
of selling, syndicating, financing, mortgaging or hypothecating any of the
Landlord's interest in the Building, costs (including attorney's fees and costs
of settlement judgments and payments in lieu thereof) arising from claims,
disputes or potential disputes in connection with potential or actual claims,
litigation or arbitration pertaining to the Landlord and/or the Building(s)
and/or the site upon which the Building(s) is situated;

                  (10) Fines, penalties and interest;

                  (11) Any Operating Expenses in connection with the ground
floor and mezzanine levels, or any other floor in the Building(s) devoted to
retail operation unless such square footage is included in the rentable square
footage computation for the Building(s);

                  (12) Costs, including permit, license and inspection costs,
incurred with respect to the installation of tenant improvements made for new
tenants in the Building(s) or incurred in renovating or otherwise improving,
decorating, painting or redecorating vacant space for tenants or other occupants
of the Building(s) (excluding, however, such costs relating to any common areas
of the Building(s) or parking facilities);

                  (13) Expenses in connection with services or other benefits
which are not offered and/or provided to the Tenant or for which the Tenant is
charged directly but which are provided to another tenant or occupant of the
Building(s) without a separate charge;

                  (14) Costs arising from the Landlord's political or charitable
contributions;

                  (15) Costs, other than those incurred in ordinary maintenance
and repair, for sculpture, paintings, fountains, or other objects of art;

                  (16) Tax penalties and interest incurred as a result of the
Landlord's negligence, inability or unwillingness to make payments when due;

                  (17) Costs (including attorney's fees) incurred by the
Landlord due to the violation by the Landlord or any other tenant of the terms
and conditions of the lease of space in the Building(s);

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                  (18) Electricity costs and all other utilities paid for
separately by other tenants of the Building;

                  (19) Costs incurred in the cleanup of hazardous wastes or
materials, unless caused by Tenant; and

                  (20) Federal, state and local income taxes of Landlord and
payroll taxes of Landlord.

8.       ALTERATIONS.

         (a) Tenant will not make or suffer to be made any alterations,
additions or improvements in excess of $1,000, excluding the initial Tenant
Improvements, (collectively "Alterations") to or upon the Premises, Building, or
any part thereof, or attach any fixtures or equipment thereto, without first
obtaining Landlord's written approval, which shall not be unreasonably withheld
or delayed. Any Alterations to or upon the Premises shall be made by Tenant at
Tenant's sole cost and expense and any contractor selected by Tenant to make the
same shall be subject to Landlord's reasonable prior written approval. All such
Alterations permanent in character, made in or upon the Premises either by
Tenant or Landlord, may at the option of Landlord, become Landlord's property
and, at the end of the term or any extension hereof, shall remain on the
Premises without compensation to Tenant unless Landlord requests that Tenant
remove any such Alterations. Notwithstanding the above, Tenant's work stations
and other items of personal property shall remain Tenant's property.

         (b) Any Alterations shall, when completed, be of such a character as
not to lessen the value of the Premises or such improvements as may be located
thereon. Any Alterations shall be made promptly and in a good workmanlike
manner, and in compliance with all applicable permits, building and zoning laws,
and with all other laws, ordinances, orders, rules, regulations and requirements
of all federal, state and municipal governments, departments, commissions,
boards and offices. The costs of any such Alterations shall be paid by Tenant,
so that the Premises are free of liens, for services performed, labor and
material supplied or claimed to have been supplied. Before any Alterations shall
be commenced, Tenant shall pay any increase in premiums on insurance policies
(provided for herein) or ensure adequate coverage is in place for all risks
related to the construction of such Alterations and the increased value of the
Premises.

9.       SIGNAGE.

         Any signage must be approved in writing by Landlord, which approval
shall be at Landlord's sole discretion, and conform with applicable statues,
ordinances, regulations or codes. Any signage must be removed, at Tenant's sole
cost, at the end of the Term of the Lease or upon Tenant's failing to have
possession of the Premises. The cost of installation, maintenance and removal of
signage shall be paid by Tenant.

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10.      LIENS.

         Tenant shall keep the Premises and the Building free from any
mechanics' and/or materialmen's liens or other liens arising out of any work
performed, materials furnished or obligations incurred by Tenant. Tenant shall
notify Landlord in writing at least seventy-two (72) hours before any work or
activity is to commence on the Premises which may give rise to such liens to
allow Landlord to post and keep posted on the Premises any notices which
Landlord may deem to be proper for the protection of Landlord and the Premises
from such liens.

11.      DESTRUCTION OR DAMAGE.

         (a) If the Premises is partially damaged by fire or other insured
casualty:

                  (1) Landlord shall repair the same at Landlord's expense,
subject to the provisions of this Section and provided such repairs can, in
Landlord's reasonable opinion, be made within ninety (90) days after the fire or
casualty. During such repairs, the Lease shall remain in full force and effect.

                  (2) If in Landlord's reasonable opinion the partially damaged
Premises can be repaired, but not within ninety (90) days, the Landlord may
elect, upon written notice to Tenant within thirty (30) days (the "Notice Date")
of such damages, to repair such damages within one hundred eighty (180) days
after commencement of repair and continue the Lease in full force and effect,
but with Rents partially abated from the notice date until the completion of
repair to the extent of the value of that portion of the Premises of whose use
the Tenant is deprived during the period of such repair. In the event such
repairs cannot be made within one hundred eighty (180) days, Landlord may cancel
this Lease as of the date of damage by notice to Tenant on or before the Notice
Date. If Landlord fails to elect to repair or to cancel, Landlord will repair
the Premises and rent will abate in the same manner as provided above as though
Landlord had elected to repair.

                  (3) If the partially damaged Premises is to be repaired under
this Section, Landlord shall repair such damages to the Premises itself, and to
the Tenant Improvements supplied by Landlord herein. Except in the event of
damage resulting from Landlord's gross negligence or willful misconduct, Tenant
shall be responsible for Tenant's equipment, furniture and fixtures, and other
alterations, additions and improvements made by Tenant to the Premises and
Building.

         (b) If in Landlord's reasonable opinion, the Premises is totally or
substantially destroyed by fire or other casualty and cannot be repaired or
replaced within one hundred eighty (180) days, the Lease shall terminate upon
notice by Landlord.

12.      SUBROGATION.

         Landlord and Tenant waive all rights to recover against each other or
against any other tenant or occupant of the building, or against the officers,
directors, shareholders, partners, joint venturers, employees, agents,
customers, invitees, or business visitors of each other or of any other Tenant
or occupant of the building, for any loss or damage arising from any cause
covered by any insurance required to be carried by each of them pursuant to this
Lease or any other insurance actually carried by each of them. Landlord and

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Tenant will cause their respective insurers to issue appropriate waiver of
subrogation rights endorsements to all policies of insurance carried in
connection with the Building or the Premises or the contents of either of them.
Tenant will cause all other occupants of the Premises claiming by, under, or
through Tenant to execute and deliver to Landlord a waiver of claims similar to
the waiver in this paragraph and to obtain such waiver of subrogation rights
endorsements.

13.      INDEMNIFICATION.

         Tenant agrees to indemnify, defend and hold harmless Landlord and its
officers, directors, partners and employees from and against all loss
liabilities, judgments, demands, actions, expenses or claims, including
reasonable attorney's fees and court costs, for injury to or death of any
person, the release of any hazardous materials, or for damages to any property
to the extent arising out of or connected with (i) the use, occupancy or
enjoyment of the Leased Premises, Building, or Common Area by Tenant or Tenant's
agents, employees, invitees, licensees, or contractors (the "Tenant's Agents"),
or any work or activity performed by Tenant or by Tenant's Agents in, or about
the Leased Premises, Building, or Common Area, including any Tenant
improvements, (ii) any breach or default in the performance of any obligation of
Tenant under this lease, or (iii) any negligent or intentional tortious act of
Tenant or Tenant's Agents (excluding Tenant's licensees) on or about the Leased
Premises, Building, or Common Area or any negligent or intentional tortious act
of Tenant's licensees on or about the Leased Premises, Building or Common Area.
Notwithstanding the foregoing, Tenant shall not be liable to the extent that
damage or injury is determined ultimately to be caused by the negligent or
intentional tortious act of Landlord, or of Landlord's employees, agents,
invitees, licensees, or contractors ("Landlord's Agents"). All property of
Tenant kept or stored on the Leased Premises or in the Building shall be so kept
or stored at the risk of Tenant only, and Tenant shall hold Landlord free and
harmless from any claims arising out of damage to the same, unless such damage
shall be caused by the negligent or intentional tortious act of Landlord or
Landlord's Agents. The indemnification contained herein shall survive the
expiration or earlier termination of this lease as to acts occurring prior to
such expiration or termination. If any action or proceeding is brought against
Landlord, its employees or agents by reason of any such claim, Tenant, upon
notice from Landlord, will defend the claim at Tenant's expense with counsel
reasonably satisfactory to Landlord.

         Except to the extent waived under Section 12 of this Lease or covered
by insurance, Landlord agrees to indemnify, defend and hold harmless Tenant and
its officers, directors, partners and employees from and against all
liabilities, judgments, demands, actions, expenses or claims, including
reasonable attorneys' fees and court costs, for injury to or death of any
person, the release of any hazardous materials or for damages to any property to
the extent arising out of or connected with (i) the use, management or operation
of the Building by Landlord or by Landlord's Agents, or any work or activity
performed by Landlord or by Landlord's Agents in, on or about the Building, (ii)
any breach or default in the performance of any obligation of Landlord under
this lease, or (iii) any negligent or intentional tortious act of Landlord or
Landlord's Agents on or about the Leased Premises or the Building.
Notwithstanding the foregoing, Landlord shall not be liable to the extent that
damage or injury is determined ultimately to be caused by the negligent or
intentional tortious act of Tenant or Tenant's Agents. The indemnification
contained herein shall survive the expiration or earlier termination of this

                                       8
<PAGE>

lease as to acts occurring prior to such expiration or termination. If any
action or proceeding is brought against Tenant, its employees or agents by
reason of any such claim, Landlord, upon notice from Tenant, will defend the
claim at Landlord's expense with counsel reasonably satisfactory to Tenant.

14.      COMPLIANCE WITH LEGAL REQUIREMENTS.

         Tenant shall, at its sole cost and expense, promptly comply with all
laws, statutes, ordinances and governmental rules, regulations or requirements
now in force or which may hereafter be in force, the requirements of any board
of fire underwriters or other similar body now or hereafter constituted, any
direction or occupancy certificate issued pursuant to any law by any public
officer or officers, as well as the provisions of all recorded documents
affecting the Premises, (collectively the "Applicable Laws"), insofar as any
thereof relate to or affect the use or occupancy of the Premises, Building, or
Common Area, excluding requirements of structural changes now related to or
affected by improvements made by or for Tenant.

         Landlord shall, at its sole cost and expense, deliver the Premises in
compliance with all Applicable Laws, including the American with Disabilities
Act ("ADA"), except for Tenant's requirements in the immediately preceding
paragraph herein.

15.      INSURANCE.

         (a) COMMERCIAL GENERAL LIABILITY. Tenant shall maintain a Commercial
General Liability policy including all coverages normally provided therein. Such
policies shall specifically name Landlord as an additional insured, with a
cancellation period of thirty (30) days prior written notice of an cancellation.
A Certificate of Insurance shall be provided to Landlord. All polices of
insurance shall be issued by responsible insurance companies licensed to do
business in the State of Utah.

         The minimum limits of coverage acceptable are:

                  (i)      $2,000,000 Each Occurrence Combined Single Limit for
                           Bodily Injury and Property Damage
                                   and
                  (ii)     $5,000,000 Annual Aggregate

         (b) PREMISES AND BUILDING INSURANCE. Landlord shall insure the Premises
and Building, including Landlord supplied Core and Shell and Tenant Improvements
as deemed necessary in Landlord's reasonable discretion. Tenant shall pay for
such insurance as provided in Section 7 herein, involving Tenant's prorated
share of Operating Expenses. All policies of insurance shall be issued by
responsible insurance companies licensed to do business in the State of Utah.

         (c) TENANT'S ADDITIONAL INSURANCE. Tenant may, at its sole cost and
expense, cause all equipment, machinery, furniture and fixtures, personal
property, and Tenant Improvements supplied by Tenant from time to time used or
intended to be used in connection with the operation and maintenance of the
Premises, to be insured by Tenant against loss or damage. Except for losses
caused by Landlord's gross negligence or willful misconduct, Landlord is in no
way liable for any uninsured Tenant's property.

                                       9
<PAGE>

16.      ASSIGNMENT AND SUBLETTING.

         In the event Tenant should desire to assign the Lease or sublet the
Premises, Tenant shall give Landlord written notice of such desire at least
ninety (90) days in advance of the date on which Tenant desires to make such
assignment or sublease. Landlord shall then have a period of thirty (30) days
following receipt of such notice within which to notify Tenant in writing that
Landlord elects either (i) to terminate the Lease as of the date so specified by
Tenant, in which event Tenant will be relieved of all further obligations
hereunder, or (ii) to permit Tenant to assign or sublet such space, subject to
prior written approval of the proposed assignee by Landlord, such consent not to
be unreasonably withheld or delayed, so long as the use of the Premises by the
proposed assignee would be a permitted use and the proposed assignee is of sound
financial condition as determined by Landlord. If Landlord should fail to notify
Tenant in writing of such election within said thirty (30) day period, Landlord
shall have deemed to have waived option (i) above, but written approval by
Landlord of the proposed assignee shall still be required. Failure by Landlord
to approve a proposed assignee shall not cause a termination of the Lease. Any
rents or other consideration realized by Tenant under any such sublease and
assignment in excess of the Rents hereunder, after amortization of the
reasonable costs of extra tenant improvements for which Tenant has paid and
reasonable subletting and assignment costs, shall be divided and paid ninety
(90%) percent to Landlord and ten (10%) percent to Tenant.

         Notwithstanding the above, Tenant shall have the right to sublease or
assign all or any portion of the Premises during the Term or any Option period
to any related entity, subsidiary, or affiliate of Tenant, having at least
fifty-one (51%) percent direct common ownership, without having to receive
Landlord's consent, but still requiring written notice to Landlord on or before
such sublease or assignment.

         No assignment or subletting by Tenant shall relieve Tenant of any
obligation under the Lease. Any assignment or subletting which conflicts with
the provisions hereof shall be void.

17.      RULES.

         Tenant shall faithfully observe and comply with all Rules and
Regulations attached as Exhibit D and those hereafter reasonably promulgated by
Landlord, in writing and after reasonable notice, during the Term or any Option
period herein. Landlord must apply rules equitably against all Tenants, but
shall not be responsible to Tenant for the non-performance by other Building
tenants, or adjacent buildings' tenants, of any of said Rules and Regulations.

                                       10
<PAGE>

18.      ENTRY BY LANDLORD.

         The Landlord may enter the Premises or Building at reasonable hours and
upon 24 hours reasonable written notice to Tenant to (a) inspect the same, (b)
show the same to prospective purchasers, lenders or tenants, (c) determine
whether Tenant is complying with all of Tenant's obligations hereunder, (d) post
notices of non-responsibility or (e) make repairs required of Landlord under the
Lease, repairs to adjoining space or utility service, or make repairs,
alterations or improvements to the Building, provided that all such work shall
be done as promptly as possible and with as little interference to Tenant as
reasonably possible. Tenant hereby waives any claim for damages for any
inconvenience to or interference with Tenant's business, any loss of occupancy
or quiet enjoyment of the Premises occasioned by such entry. Landlord shall at
all times have and retain a key to unlock all doors in, on or about the Premises
(excluding Tenant's vaults, safes and similar areas designated in writing by
Tenant). In the event of an emergency, Landlord shall have the right to use any
and all means which Landlord may deem proper to enter the Premises, without
notice, for the limited purpose of abating as quickly as possible said
emergency. Such emergency entrance shall not be construed or deemed to be a
forcible or unlawful entry into or a detainer of the Premises or an eviction,
actual or constructive, of Tenant from the Premises, or any portion thereof.

19.      EVENTS OF DEFAULT.

         The occurrence of any one or more of the following events ("Events of
Default") shall constitute a breach of the Lease by Tenant: (a) if Tenant fails
to pay Rents when and as the same becomes due and payable and such failure
continues for more than ten (10) days after written notice thereof, or (b) if
Tenant fails to pay any other sum when and as the same becomes due and payable
and such failure continues for more than ten (10) days after written notice
thereof; or (c) if Tenant fails to perform or observe any material term or
condition of the Lease, such failure continues for more than thirty (30) days
after written notice from Landlord, and Tenant does not within such period begin
with due diligence and dispatch the curing of such default, or, having so begun,
thereafter fails or neglects to complete with due diligence and dispatch the
curing of such default; or (d) if Tenant shall make a general assignment for the
benefit of creditors, or shall admit in writing its inability to pay its debts
as they become due or shall file a petition in bankruptcy, or shall be
adjudicated as bankrupt or insolvent, or shall file a petition seeking any
reorganization, arrangement, composition, readjustment, liquidation, dissolution
or similar relief under any present or future statute, law or regulation, or
shall file any answer admitting or shall fail timely to contest the material
allegations of a petition filed against it in any such proceeding, or shall seek
or consent to or acquiesce in the appointment of any trustee, receiver or
liquidator of Tenant or any material part of its properties; or (e) if within
thirty (30) days after the commencement of any proceeding against Tenant seeking
any reorganization, arrangement, composition, readjustment, liquidation,
dissolution or similar relief under any present or future statute, law or
regulation, such proceeding shall not have been dismissed, or if, within thirty
(30) days after the appointment without the consent or acquiescence of Tenant,
of any trustee, receiver or liquidator of Tenant or of any material part of its
properties, such appointment shall not have been vacated; or (f) vacation or
abandonment of the Premises for a continuous period in excess of fifteen (15)
days, or (g) if the Lease or any estate of Tenant hereunder shall be levied upon
under any attachment or execution and such attachment or execution is not
vacated within ten (10) days of receipt thereof by Tenant.

                                       11
<PAGE>

20.      TERMINATION UPON TENANT'S DEFAULT.

         If an Event of Default shall occur, Landlord at any time thereafter may
give a written termination notice to Tenant, and on the date specified in such
notice (which shall not be less than three (3) days after service) Tenant's
right to possession shall terminate and the Lease shall terminate, unless on or
before such date all Rents, arrearages and other sums due by Tenant under the
Lease, including reasonable costs and attorneys' fees incurred by or on behalf
of Landlord, shall have been paid by Tenant and all other Events of Default by
Tenant shall have been fully cured to the satisfaction of Landlord. Upon such
termination, Landlord may recover from Tenant:

         (a) the worth at the time of award of the unpaid Rents which had been
earned at the time of termination; plus

         (b) the worth at the time of award of the amount by which the unpaid
Rents which would have been earned after termination until the time of award
exceeds the amount of such Rents loss that Tenant proves could have been
reasonably avoided; plus

         (c) the worth at the time of award of the amount by which the unpaid
Rents for the balance of the term of the Lease after the time of award exceeds
the amount of such Rents loss that Tenant proves could be reasonably avoided;
and plus

         (d) any other amount reasonably necessary to compensate Landlord for
all the detriment proximately caused by Tenant's failure to perform its
obligations under the Lease or which in the ordinary course of things would be
likely to result therefrom; and/or

         (e) At Landlord's elections, such other amounts in addition or in lieu
of the foregoing as may be permitted from time to time herein or by applicable
law.

         The "worth at the time of award" of the amounts referred to in clauses
(a) and (b) above is computed by allowing interest at the rate of 12% per annum.
The "worth at the time of award" of the amount referred to in clause (c) above
means the monthly sum of the Rents under the Lease. Failure of Landlord to
declare any default immediately upon occurrence thereof, or delay in taking any
action in connection therewith, shall not waive such default, but Landlord shall
have the right to declare any such default at any time thereafter.

21.      CONTINUATION AFTER DEFAULT.

         Even though Tenant has defaulted the Lease and abandoned the Premises,
the Lease shall continue in effect as long as Landlord does not terminate
Tenant's right to possession, and Landlord may enforce all of its rights and
remedies under the Lease, including the right to recover the Rents as they
become due under the Lease. Acts of maintenance or preservation or efforts to
relet the Premises or the appointment of a receiver upon initiative of Landlord
to protect Landlord's interest under the Lease shall not constitute a
termination of Tenant's right to possession. If any fixture, equipment,
improvement, installation or appurtenance shall be required to be removed from

                                       12
<PAGE>

the Premises and/or Building by Tenant, then Landlord (in addition to all other
rights and remedies) may, at its election by written notice to Tenant, deem that
the same has been abandoned by Tenant to Landlord, or Landlord may remove and
store the same and restore the Premises to its original condition at the
reasonable expense of Tenant, as Additional Rent to be paid within ten (10) days
after written notice to Tenant of such expense.

22.      LANDLORD'S DEFAULT.

         If Landlord fails to perform or observe any of its material Lease
obligations herein and such failure continues for thirty (30) days after written
notice from Tenant, or such additional time, if any, that is reasonably
necessary to promptly and diligently cure such failure after receiving written
notice, Landlord shall be in breach of the Lease (a "Default"). If Landlord
commits a Default, Tenant may pursue any remedies given in the Lease or under
law.

23.      RIGHT TO CURE TENANT'S DEFAULTS.

         All terms and provisions to be performed by Tenant under the Lease
shall be at Tenant's sole cost and expense and without any abatement of Rents.
If Tenant fails to pay any sum of money, other than Rents, required hereunder or
fails to perform any other act required hereunder and such failure continues for
thirty (30) days after notice by Landlord, Landlord may, but shall not be
obligated, and without waiving or releasing Tenant from any obligations of
Tenant, make any such payment or perform any such act on Tenant's part to be
made or performed as provided in the Lease. All sums paid by Landlord and all
incidental costs incurred by Landlord or the value of work performed by Landlord
shall be deemed Additional Rent hereunder and shall be payable within ten (10)
days of written notice of such sums paid.

24.      OTHER RELIEF.

         The remedies provided for in the Lease are in addition to any other
remedies available to Landlord at law or in equity by statute or otherwise.

25.      ATTORNEYS' FEES.

         In the event either party places at issue the enforcement of the Lease,
or any part thereof, or the collection of any Rents, or recovery of the
possession of the Premises, or files suit upon the same, then the prevailing
party shall be awarded its reasonable attorneys' fees and costs from the other
party.

26.      EMINENT DOMAIN.

         If all or any part of the Premises shall be taken or conveyed as a
result of the exercise of the power of eminent domain, the Lease shall terminate
as to the part so taken as of the date of taking, and, in the case of a partial
taking, either Landlord or Tenant shall have the right to terminate the Lease as
to the balance of the Premises by written notice to the other within thirty (30)
days after such date; provided, however, that a condition to the exercise by
Tenant of such right to terminate shall be that the portion of the Premises
taken or conveyed shall be of such extent and nature as substantially to

                                       13
<PAGE>

handicap, impede or impair Tenant's use of the balance of the Premises. In the
event of any taking, Landlord shall be entitled to any and all compensation,
damages, income, rent awards or any interest therein whatsoever which may be
paid or made in connection therewith, and Tenant shall have no claim against
Landlord for the value of any unexpired term of the Lease or otherwise, provided
that Tenant shall be entitled to any and all compensation, damages, income, rent
or awards paid for or on account of Tenant's moving expenses, trade fixtures,
equipment and any leasehold improvements in the Premises, the cost of which was
borne by Tenant, to the extent of the then unamortized value of such
improvements for the remaining term of the Lease. In the event of a taking of
the Premises which does not result in a termination of the Lease, the monthly
rental herein shall be apportioned as of the date of such taking so that
thereafter the rent to be paid by Tenant shall be in the ratio that the area of
the Premises not so taken bears to the total area of the Premises prior to such
taking.

27.      SUBORDINATION, ATTORNMENT & NONDISTURBANCE; AND ESTOPPEL CERTIFICATE.

         (a) This Lease and Tenant's rights under this Lease are subject and
subordinate to any first mortgage, first deed of trust or other first lien
encumbrance or indenture, together with any renewals, extensions, modifications,
consolidations, and replacements of them, which now or at any subsequent time
affect the Premises or any interest of Landlord in the Premises or Landlord's
interest in this Lease and the estate created by this Lease (except to the
extent that (i) any such instrument expressly provides that this Lease is
superior to it or (ii) the mortgagee under a mortgage or beneficiary or trustee
under a deed of trust subordinates the mortgage or deed or trust to the Lease by
filing a notice of subordination with the Salt Lake County Recorder at any time
before a foreclosure sale is held pursuant to or in connection with the mortgage
or deed of trust, in which case the Tenant agrees to attorn to the holder
(herein the Holder") of the first mortgage, first deed of trust or first lien
encumbrance). This provision will be self-operative and no further instrument of
subordination will be required in order to effect it. Nevertheless, Tenant will
execute, acknowledge and deliver to Landlord, at any time and from time to time,
upon demand by Landlord, such documents as may be requested by Landlord or any
mortgagee, or any holder of a deed of trust or other instrument described in
this paragraph, to confirm or effect any such subordination. Tenant shall be
authorized and hereby agrees to pay Rent and any and all other amounts due under
this Lease to the Holder upon notice from the Holder that the Landlord's license
or other authority to collect the Rents has been revoked.

         (b) If the interest of Landlord shall be acquired by Mortgagee (the
term Mortgagee" as used in this Section 27 shall include any purchaser at a
foreclosure sale occurring as a result of the first mortgage, first deed of
trust or other first lien encumbrance or indenture), Tenant will pay to it all
Rents and other sums subsequently payable under this Lease. Tenant will, upon
request of any one so succeeding to the interest of Landlord, automatically
become the Tenant of, and attorn to, such Mortgagee without change in this
Lease. Such Mortgagee will not be:

                  (i) Bound by any payment of rent for more than one month in
         advance, or

                  (ii) Bound by any amendment or modification of this Lease made
         without its written consent, or

                                       14
<PAGE>

                  (iii) Liable for any claim against Landlord arising prior to
         the date on which such successor succeeded to Landlord's interest, or

                  (iv) Subject to any claim or offset of rent against the
         Landlord;

                  (v) Obligated to return any security deposit not actually
         received by Mortgagee;

                  (vi) Obligated to cure existing defaults, other than defaults
         of a continuing nature of which Mortgagee received notice, and in
         response to which Tenant afforded Mortgagee a reasonable cure period
         following such notice;

                  (vii) Obligated to Tenant under any provision of the Lease
         unless and until Tenant shall provide Mortgagee with notice of
         Mortgagee's default and a reasonable opportunity to cure the default
         before exercising any right to terminate the Lease.

Any notice delivered to the Tenant by Mortgagee shall be valid if delivered to
the premises demised by the Lease.

         Upon request by Mortgagee and without cost to Landlord or Mortgagee,
Tenant will execute, acknowledge, and deliver an instrument or instruments
confirming the attornment. The instrument of attornment will also provide that
Mortgagee will not disturb Tenant in its use of the Premises in accordance with
this Lease. If Tenant fails or refuses to execute, acknowledge, and deliver any
such instrument within ten (10) days after written demand, Mortgagee will be
entitled to execute, acknowledge, and deliver any such document in behalf of
Tenant as Tenant's attorney-in-fact. Tenant constitutes and irrevocably appoints
Mortgagee as Tenant's attorney-in-fact to execute, acknowledge and deliver on
behalf of Tenant any document described in this paragraph of Section 27.

28.      NO MERGER.

         The voluntary or other surrender of the Lease by Tenant, or a mutual
cancellation thereof, shall not work a merger, and shall, at the option of
Landlord terminate all or any existing subleases or subtenancies, or may, at the
option of Landlord, operate as an assignment to it of any or all such subleases
or subtenancies.

29.      SALE.

         In the event the original Landlord hereunder, or any successor owner of
the Premises, Building, and Common Area shall sell or convey the Premises,
Building, and Common Areas, and the purchaser assumes the obligations of
Landlord under the Lease, all liabilities and obligation on the part of the
original Landlord, or such successor owner, under the Lease accruing after such
Sale shall terminate, and thereupon all such liabilities and obligations shall
be binding upon the new owner. Tenant agrees to attorn to such new owner.

                                       15
<PAGE>

30.      NO LIGHT OR VIEW EASEMENT.

         Any diminution or shutting off of light or view by any structure
erected on lands adjacent to the Building shall in no way affect the Lease or
impose any liability on Landlord.

31.      HOLDING OVER.

         If, without objection by Landlord, Tenant holds possession of the
Premises after expiration of the Term or any Option period of the Lease, Tenant
shall become a tenant from month to month upon the terms herein specified, but
at a monthly Base Rent equivalent to 150% of the Base Rent at the end of the
term or extension period pursuant to Section 4, payable in advance on or before
the first day of each month. All Additional Rent shall also apply. Each party
shall give the other notice at least one month prior to the date of termination
of such monthly tenancy of its intention to terminate such tenancy.

32.      ABANDONMENT.

         If Tenant shall abandon or surrender the Premises, or be dispossessed
by process of law or otherwise, any personal property belonging to Tenant and
left on the Premises shall be deemed to be abandoned, at the option of Landlord,
except such property as may be mortgaged to Landlord.

33.      SECURITY DEPOSIT.

         Tenant shall deposit with Landlord upon execution of the Lease a
security deposit equal to the first full month of Base Rent payable which is
anticipated to be $3,371.50 ("Security Deposit"). The Security Deposit shall be
held by Landlord as security for the faithful performance by Tenant of all of
the provisions of the Lease to be performed or observed by Tenant. In the event
Tenant fails to perform or observe any of the provisions of the Lease to be
performed or observed by it, then, at the option of the Landlord, Landlord may
(but shall not be obligated to do so) apply the Security Deposit, or so much
thereof as may be necessary to remedy such default or to repair damages to the
Premises caused by Tenant. In the event Landlord applies any portion of the
Security Deposit to remedy any such default or to repair damages to the Premises
caused by Tenant, Tenant shall pay to Landlord, within thirty (30) days after
written demand for such payment by Landlord, all monies necessary to restore the
Security Deposit up to the original amount. Landlord will not be required to
keep the security deposit separate from its general funds and Tenant will not be
entitled to interest on the security deposit. The security deposit will not be a
limitation on Landlord's damages or other rights under this lease, or a payment
of liquidated damages, or an advance payment of the rent. If Tenant pays the
rent and performs all of its other obligations under this lease, Landlord will
return the unused portion of the security deposit to Tenant within thirty (30)
days after the end of the term.

34.      WAIVER.

         All waivers by either party herein must be in writing and signed by
such party. The waiver of any term or conditions herein shall not be deemed to
be a waiver of any subsequent breach of the same or any other agreement,
condition or provision herein contained, nor shall any custom, practice or

                                       16
<PAGE>

course of conduct between the parties be construed to waive or to lessen the
right of either party to insist upon the performance by the other party in
strict accordance with said terms. The subsequent acceptance of Rents hereunder
by Landlord shall not be deemed to be a waiver of any breach by Tenant of any
term or condition of the Lease, regardless of Landlord's knowledge of such
breach at the time of acceptance of such Rents.

35.      NOTICES.

         All notices and demands which may or are required to be given by either
party to the other under the Lease shall be in writing and shall be deemed to
have been fully given upon the earlier of (a) receipt, or (b) three (3) days
after being deposited in the U.S. Mail or delivered to a reputable, nationally
recognized overnight courier/delivery service, for overnight delivery, addressed
as follows:

                  To Tenant:                Force 10 Trading
                                            12227 South Business Park Drive
                                            Suite 200
                                            Draper, Utah 84020

          WITH COPY TO:                     FORCE 10 TRADING
                                            347 Wedgewood Drive
                                            Montgomery, Texas 77356

                  To Landlord:              Draper Business Park, L.C.
                                            c/o NAI Utah Commercial Property
                                            Management, Inc.
                                            12257 South Business Park Drive
                                            Suite 110
                                            Draper, UT  84020

                  With copy to:             Wayne G. Petty
                                            MOYLE & DRAPER, P.C.
                                            175 East 400 South, No. 900
                                            Salt Lake City, UT 84111

A party may designate another place for notice, in place of those listed above,
upon notice to the other party in the manner set forth in this Section.

36.      END OF TERM.

         At the end of this Lease, Tenant will promptly quit and surrender the
Premises broom-clean, in good order and repair, ordinary wear and tear excepted.
If Tenant is not then in default, Tenant may remove from the Premises any trade
fixtures, equipment and movable furniture placed in the premises by Tenant,
whether or not such trade fixtures or equipment are fastened to the Building;
Tenant will not remove any trade fixtures or equipment without Landlord's
written consent if such fixtures or equipment are used in the operation of the
Building or improvements or the removal of such fixtures or equipment will
result in impairing the structural strength of the Building or improvements.

                                       17
<PAGE>

Whether or not Tenant is in default, Tenant will remove such alterations,
additions, improvements, trade fixtures, equipment and furniture as Landlord has
requested in accordance with Section 8. Tenant will fully repair any damage
occasioned by the removal of any trade fixtures, equipment, furniture,
alterations, additions and improvements. All trade fixtures, equipment,
furniture, inventory, effects, alterations, additions and improvements not so
removed will be deemed conclusively to have been abandoned and may be
appropriated, sold, stored, destroyed or otherwise disposed of by Landlord
without notice to Tenant or any other person and without obligation to account
for them; and Tenant will pay Landlord for all expenses incurred in connection
with such property, including, but not limited to, the cost of repairing any
damage to the Building or premises caused by the removal of such property.
Tenant's obligation to observe and perform this covenant will survive the
expiration or other termination of this Lease.

37.      COMPLETE AGREEMENT.

         There are no oral agreements between Landlord and Tenant affecting the
Lease, and the Lease supersedes and cancels any and all previous negotiations,
arrangements, brochures, agreements and understandings, if any, between Landlord
and Tenant with respect to the subject matter of the Lease. The Lease may not be
altered, changed or amended, except by an instrument in writing signed by both
parties hereto.

38.      AUTHORITY.

         The person(s) executing the Lease on behalf of the parties herein
hereby covenants and warrants that (a) such party is a duly authorized and
validly existing entity under the laws of the State in which it was formed, (b)
such party has and is qualified to do business in Utah, (c) such entity has full
right and authority to enter into the Lease, and (d) each person executing the
Lease on behalf of such entity is authorized to do so.

39.      GUARANTEE OF LEASE.

         Tenant guarantees, upon execution of the Lease, to occupy the Premises.
Any failure to occupy the Premises does not release the Tenant from the
obligation of paying Rents or any other terms set forth herein.

40.      MISCELLANEOUS.

         (a) The words "Landlord" and "Tenant" as used herein shall include the
plural as well as the singular. If there be more than one Tenant, the
obligations hereunder imposed upon Tenant shall be joint and several.

                                       18
<PAGE>

         (b) Time is of the essence on the Lease and each and all of its terms
and conditions.

         (c) The terms and conditions, benefits and burdens of this Lease shall
inure to the benefit of and be binding upon the heirs, executors,
administrators, successors and assigns of the parties hereto.

         (d) The captions of the Lease are solely to assist the parties and are
not a part of the terms or conditions of the Lease.

         (e) The Lease shall be governed by and construed in accordance with the
laws of the State of Utah, and is deemed to be executed within the State of
Utah.

         (f) In the event that Landlord shall be delayed or hindered in or
prevented from the performance of any act required hereunder by reason of
strikes, lockouts, labor troubles, inability to procure materials, failure of
power, restrictive governmental laws or regulations, riots, insurrection, war,
or other reason of a like nature not the fault of the Landlord, then performance
of such act shall be excused for the period of the delay and the period for the
performance of any such act shall be extended for a period equivalent to the
period of such delay.

         (g) This Lease is the result of negotiations between Landlord and
Tenant and their attorneys. Consequently, Landlord or its attorney is the
preparer of some provisions, while Tenant or its attorney is the preparer of
other provisions. The parties agree that this Lease is not to be construed
against either party as the preparer.

41.      SEVERABILITY.

         If any term or provision of the Lease, or the application thereof to
any person or circumstance, shall to any extent be invalid or unenforceable, the
remainder of the Lease, or the application of such provision to persons or
circumstances other than those as to which it is invalid or unenforceable, shall
not be affected thereby, and each provision of the Lease shall be valid and
shall be enforceable to the extent permitted by law.

42.      BROKERS.

         [Landlord only is represented by NAI Utah Commercial, Inc.]

         IN WITNESS WHEREOF, the parties have executed the Lease dated the day
and year first above written.

TENANT:                                              LANDLORD:
Force 10 Trading, Inc.                               Draper Business Park, LC

/S/ JON MARPLE                                       /S/ SCOTT M. WALDRON
-----------------------------                        ---------------------------
By:  Jon Marple                                      By:  Scott M. Waldron
Its CEO                                              Its President

                                       19
<PAGE>

                                    EXHIBIT A
                                   SPACE PLAN
                                   (Attached)

                                       1
<PAGE>

                                    EXHIBIT B
                           BASE BUILDING IMPROVEMENTS

The Base Building Improvements and systems as described below shall be furnished
by Landlord at Landlord's sole cost and expense. These include:

1. The Building structure will be designed for a minimum floor load of 50 lb.
Live load plus a 20 lb. partition dead load.

2. The Building shell will include a core consisting of an elevator with
equipment room, stairwell enclosures, 1 man and 1 woman rest-room on each floor,
finished lobbies and exterior perimeter walls and windows and all building
columns.

3. A Concrete floor will be installed with a smoothed trowel finish for
installation of glued-down carpet. The Floor will be poured level and finished
in accordance with current ACI Standard Specifications 117.

4. A Life Safety system will be installed in accordance with the more stringent
of applicable national, state and local codes or the Americans with Disabilities
Act, throughout the Building, including all corridors, stairwells and rest-rooms
(strobes). The sprinkler system will be installed to code and connected to
alarms.

5. Electrical distribution will be provided to the main panel boxes in the
electrical closet on each floor. The electrical system shall be sized for seven
(7) watts per usable square foot for Tenant's consumption, over and above base
building electrical requirements.

6. The Building will be equipped with a packaged-unit heating, ventilation and
air conditioning system sufficient for Tenant's anticipated occupancy
requirements. The system will be designed to maintain a space temperature
between 70'-75' degrees F on a year-round basis, based on a maximum average
occupancy of one (1) person for each 150 square feet of usable area. The
requirements for ventilation shall comply with present ASHRAE (American Society
of Heating, Refrigeration and Air-Conditioning Engineers) standard 62-1989 as a
minimum requirement. Tenant shall be furnished with a price per ton for package
unit if additional air conditioning is required.

7. Telephone service, as provided by the local utility, will be brought to
Building's main telephone room.

8. Common corridor walls and walls between tenant suites will be provided with
the side finished only to the common areas.

9. Roadways necessary for Tenant's access to and egress from the Building will
be completed, along with parking, landscaping and sprinklers.

                                       1
<PAGE>

                                   EXHIBIT C

                              Intentionally Deleted

                                       2
<PAGE>

                                    EXHIBIT D
                              RULES AND REGULATIONS

Tenant shall comply with the following Rules and Regulations. Landlord shall not
be responsible to Tenant for the nonperformance of any of these Rules and
Regulations by Tenant, any other tenant, or any visitor, licensee, agent, or
other person or entity.

1. SIGNS, NOTICES AND DECORATIONS. No sign, placard, picture, decoration, name,
advertisement or notice (collectively "Material") visible from the exterior of
any tenants premises shall be inscribed, painted, affixed or otherwise displayed
by any tenant on any part of the Building without the prior written consent of
Landlord. All approved signs or lettering will be printed, painted, affixed or
inscribed at the expense of the tenant desiring such by a person approved by
Landlord. Material visible from outside the Building will not be permitted.
Landlord may remove such Material without any liability, and may charge the
expense incurred by such removal to the tenant in question.

2. CONDUCT AND EXCLUSION OR EXPULSION. The sidewalks, halls, passages, exits,
entrances, elevators, and stairways of the Building will not be obstructed by
any tenants or used by any of them for any purpose other than for ingress to and
egress from their respective premises. The halls, passages, exits, entrances,
elevators, and stairways are not for the general public, and Landlord may
control and prevent access to them by all persons whose presence, in the
reasonable judgment of Landlord, would be prejudicial to the safety, character,
reputation and interests of the Building and its tenants. In determining whether
access will be denied, Landlord may consider attire worn by a person and its
appropriateness for an office building, whether shoes are being worn, use of
profanity, either verbally or on clothing, actions of a person (including
without limitation spitting, verbal abusiveness, and the like), and such other
matters as Landlord may reasonably consider appropriate. In the event of an
invasion, mob, riot, public excitement or other commotion, Landlord reserves the
right to prevent access to the Building during the continuance of the same by
closing of the doors of the Building or any other reasonable method, for the
safety of the tenants and protection of the Building and property in the
Building.

3. LOCKS; KEYS. No tenant will alter, change, replace or re-key any lock or
install a new lock or a knocker on any door of the Premises. Landlord, its agent
or employee will retain a master key to all door locks on the Premises. Landlord
will furnish to each tenant, free of charge, two (2) keys per entry door to its
Premises, and two (2) Building access cards or two (2) keys to the Building.
Landlord will have the right to collect a reasonable charge for additional keys
and cards requested by any tenant. Each tenant, upon termination of its tenancy,
will deliver to Landlord alike keys and access cards for the Premises and
Building which have been furnished to such tenant. Tenant shall keep the doors
of the Premises closed and securely locked when Tenant is not at the Premises.

4. USE OF RESTROOMS. The toilets, urinals, wash bowls and other plumbing
fixtures will not be used for any purposes other than those for which they were
constructed, and no sweepings, rubbish, rags or other foreign substances will be
thrown in them. All damages resulting from any misuse of the fixtures will be
borne by the tenant who, or whose servants, employees, agents, visitors or
licensees, have caused the damage.

5. FLOOR LOADS, DEFACING OF PREMISES. Tenant shall not overload the floor of the
Premises or mark, drive nails, screw or drill into the partitions, woodwork or
plaster or in any way deface the Premises or any part thereof, or do any act or
bring or keep anything thereon which may make void or voidable any insurance on
the Premises or the Building or which may render an increased or extra premium
payable for insurance.
                                       1
<PAGE>

6. COOKING; USE OF PREMISES FOR IMPROPER PURPOSES. No tenant will permit its
Premises to be used for lodging or sleeping. No cooking will be done or
permitted by any tenant on its Premises, except in areas of the Premises which
are specially constructed for cooking as specifically provided in working
drawings approved by Landlord, so long as such use is in accordance with all
applicable federal, state, and city laws, codes, ordinances, rules and
regulations. Microwave ovens and other Underwriters' Laboratory(UL)-approved
equipment may be used in the Premises for heating food and brewing coffee, tea,
and similar beverages for employees and visitors. The Premises shall not be used
for the storage of merchandise or for any improper, reasonably objectionable, or
immoral purpose.

7. JANITORIAL SERVICE. No tenant will employ any person or persons other than
the cleaning service of Landlord for the purpose of cleaning the Premises,
unless otherwise agreed by Landlord in writing. If any tenant's actions result
in any increased expense for any required cleaning, Landlord may assess such
tenant for such expenses. Janitorial service will not be furnished on nights to
offices which are occupied after business hours on those nights unless, by prior
written agreement of Landlord, service is extended to a later hour for
specifically designated offices.

8. FURNITURE, FREIGHT AND EQUIPMENT. No furniture, freight or equipment of any
kind may be brought into the Building without the consent of the Landlord and
all moving of the same into or out of the Building shall be done at such time
and in such manner as Landlord shall designate. All damages from moving of any
kind without limitation to floor coverings, walls, doors, or elevators, shall be
replaced at the cost of Tenant with equal or better materials subject to the
approval of the Landlord, at Landlord's exclusive discretion. The moving tenant
shall be responsible for the provision of Building security during all moving
operations, and shall be liable for all losses and damages sustained by any
party as a result of the failure to supply adequate security.

9. INFLAMMABLE OR COMBUSTIBLE FLUIDS OR MATERIALS, NONINTERFERENCE OF OTHERS. No
tenant will use or keep in the Premises or the Building any kerosene, gasoline,
inflammable, combustible or explosive fluid or material, or chemical substance
other than limited quantities of them reasonably necessary for the operation or
maintenance of office equipment or limited quantities of cleaning fluids and
solvents required in the normal operation of the Premises. Without Landlord's
prior written approval, no tenant will use any method of heating or air
conditioning other than that supplied by Landlord.

10. FOUL OR NOXIOUS ODORS. No tenant will use or keep, or permit to be used or
kept, any foul or noxious gas or substance in the Premises, or permit or suffer
the Premises to be occupied or used in any manner offensive, or objectionable to
Landlord or other occupants of the Building by reason of noise, odors or
vibrations, nor interfere in any way with other tenants or those having business
in the Building.

11. NAME OF BUILDING. Landlord may, with notice but without liability to any
tenant, change the name of the Building.

12. ANIMALS, BIRDS AND VEHICLES. Tenant will not bring any animals or birds,
other than service animals, into the Premises or Building, and will not permit
bicycles or other vehicles, except in areas designated from time to time by
Landlord for such purposes.

13. PARKING. Landlord shall not be responsible for any damage caused to a
vehicle parked in the parking areas, unless such damage shall be a direct cause
of Landlord's negligence. Any vehicles left in the parking areas overnight shall
not be the responsibility of the Landlord.

                                       2
<PAGE>

14. DISTURBANCE OF TENANTS. Canvassing, peddling, soliciting and distribution of
handbills or any other written materials in the Building, Park or parking lot
are prohibited, and each tenant will cooperate to prevent same.

15. DOORS TO PUBLIC CORRIDORS. Each tenant shall keep the doors of the Premises
closed and locked, and shall shut off all water faucets, water apparatus, and
utilities before Tenant or Tenant's employees leave the Premises, so as to
prevent waste or damage, and for any default or carelessness in this regard
Tenant shall be liable for all injuries sustained by other tenants or occupants
of the Building or Landlord. On multiple-tenancy floors, all tenants will keep
the doors to the Building corridors closed at all times except for ingress and
egress.

16. TELECOMMUNICATION AND OTHER WIRES. Tenant may not introduce
Telecommunication wires or other wires into the Premises without first obtaining
Landlord's approval of the method and location of such introduction.

17. RULES CHANGES, WAIVERS. Landlord reserves the right at any time to change or
rescind anyone or more of these Rules and Regulations or to make any additional
reasonable Rules and Regulations that, in Landlord's reasonable judgment, may be
necessary or helpful for the management, safety or cleanliness of the Premises
or Building; the preservation of good order; or the convenience of occupants and
tenants of the Building generally. Landlord will notify Tenant of said change.
Tenant shall be considered to have read these Rules and Regulations and to have
agreed to abide by them as a condition of Tenant's occupancy of the Premises.

                                       3
<PAGE>

                               GUARANTEE OF LEASE

         FOR VALUE RECEIVED, and in consideration for and as an inducement to
Draper Business Park L.L.C. ("Landlord") to enter into a Commercial Lease dated
the ___ day of May 2002, ("Lease") with Force 10 Trading ("Tenant"), each of the
undersigned hereby jointly and severally unconditionally guarantees the full
performance of each and all of the terms, covenants and conditions of said Lease
to be kept and performed by Tenant, including the payment of all rentals and
other charges to accrue thereunder. The undersigned further agree as follows:

         1. This covenant and agreement shall continue in favor of Landlord
notwithstanding any extension, modification or alteration of said Lease by the
parties thereto or their successors or assigns, and notwithstanding any
assignment of said Lease, with or without the consent of Landlord, and no
extension, modification, alteration or assignment of said Lease shall in any
manner release or discharge the undersigned.

         2. This Guarantee shall be unaffected by any bankruptcy, reorganization
or insolvency of Tenant or any successor or assignee of Tenant.

         3. Landlord may, without notice, assign this Guarantee in whole or in
part, and no assignment or transfer of said Lease shall operate to extinguish or
diminish the liability of the undersigned.

         4. In the event any right of action accrues to Landlord under said
Lease, Landlord may, at its option, proceed directly against the undersigned
without having first commenced any action, or first having obtained any
judgment, against Tenant.

         5. The undersigned shall pay Landlord's reasonable attorney's fees and
all costs and other expenses incurred by Landlord in any collection or attempted
collection of, or in any negotiations relative to, the obligations hereby
guaranteed, or in enforcing this Guarantee against the undersigned.

         6. The undersigned hereby waive notice of any demand by Landlord and
notice of default in payment of rent or any other amount contained or reserved
in said Lease.

         The use of the singular herein shall include the plural. The liability
of each of the undersigned shall be joint and several. The terms and provisions
of this Guarantee shall be binding upon and inure to the benefit of the
respective heirs, personal representatives, successors and assigns of the
parties named herein.

                            [Signatures on next page]

                                       4
<PAGE>

                  IN WITNESS WHEREOF, each of the undersigned has cause his
guarantee to be executed as of the date set forth in the Lease.

                  /S/ JON H. MARPLE
                  --------------------------------

                                       5

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