Document:

Consulting Agreement between Green Diamond and the Company

 EXHIBIT 10.55 
 CONSULTING AGREEMENT 
 This Consulting Agreement (the “Agreement”) is made as of the
26th day of March 2007, effective as of January 1, 2007 between CECO Environmental Corp. (the “Company”), a Delaware corporation, and Can-Med Technology, Inc. d/b/a Green Diamond Oil Corp. (“Green Diamond”). 

WHEREAS, Green Diamond wants to provide management and financial consulting services to the Company that will involve advising the Company on
corporate policies, marketing, strategic and financial planning, and mergers and acquisitions and related matters; 
 WHEREAS, the Company
believes that Green Diamond’s skills, expertise and qualifications will be valuable to its business; and 
 WHEREAS, the Company desires
to engage Green Diamond and Green Diamond desires to be engaged by the Company to provide consulting services to the Company on the terms and conditions set forth below. 
 NOW, THEREFORE, in consideration of the foregoing recitals and for other good and valuable consideration, the receipt, adequacy and sufficiency of which is hereby acknowledged, the parties hereby agree as follows:

 1. Engagement. The Company hereby engages Green Diamond to render to it the consulting services herein described and Green Diamond
hereby accepts such engagement. 
 2. Duties. The Company and Green Diamond agree that Green Diamond shall provide consulting services
regarding the Company’s corporate policies, marketing, strategic and financial planning, including long and short-term goals, mergers and acquisitions and other business combinations, financing, growth plans and other related matters.

 3. Compensation. As compensation for the consulting services to be rendered hereunder, the Company shall pay to Green Diamond a
consulting fee of $30,000 per month until the termination of this Agreement (“Monthly Fees”) payable in advance on or prior to the first business day of each month at Green Diamond’s offices in Toronto, Ontario or such other address
as Green Diamond shall direct. The Company and Green Diamond will review the amount of the Monthly Fees on an annual basis in December of each year, provided that the amount shall not be decreased in any year without the written consent of Green
Diamond. 
 4. Term. This Agreement shall terminate December 31, 2011, unless terminated earlier as provided below upon the
occurrence of any of the following events: 
 (a) At the Company’s or Green Diamond’s option if the Company or Green
Diamond, respectively, pursuant to or within the meaning of any Bankruptcy Law: (i) commences a voluntary case; (ii) consents to the entry of an order for relief against it in an involuntary case; (iii) consents to the appointment of
a Custodian of it or for all or substantially all of its property; or (iv) makes a general assignment for the benefit of its creditors. For purposes of this Agreement, the term “Bankruptcy Law” shall mean Title 11, United States Code,
or any similar federal or state law for the relief of debtors. For purposes of this Agreement, the term “Custodian” shall mean any receiver, trustee, assignee, liquidator or similar official under any Bankruptcy Law. 

 (b) At the Company’s or Green Diamond’s option, respectively, if a court of
competent jurisdiction enters an order or decree under any Bankruptcy Law that: (i) is for relief against Green Diamond or the Company, respectively, in an involuntary case; (ii) appoints a Custodian (defined below) for all or
substantially all of the property of Green Diamond or the Company, respectively; or (iii) orders the liquidation of Green Diamond or the Company, and the order or decree remains unstayed and in effect for 90 days. 
 (c) At the Company’s option for Cause. For purposes of this Agreement, “Cause” shall mean: 
 (i) willful and material breach by Green Diamond of any provision of this Agreement; provided the Company has delivered to Green Diamond a
written notice setting forth with particularity such breach and shall have given Green Diamond an opportunity to meet with the Company and to cure such breach within 15 business days following delivery of such written notice; 
 (ii) any act by Green Diamond of material fraud or dishonesty including, but not limited to, stealing or falsification of company records,
with respect to any aspect of the business of the Company or its affiliates; or 
 (iii) misappropriation of company funds.

 (d) At Green Diamond’s option, upon a Change of Control of the Company. For purposes of this Agreement “Change of
Control” means any of the following events: 
 (i) The acquisition by any individual, entity or group (within the meaning
of Section 13(d)(3) or 14(d)(2) of the Exchange Act (a “Person”), of beneficial ownership (within the meaning of Rule 13d-3 promulgated under the Securities Exchange Act of 1934, as amended) of 50% or more of either (A) the then
outstanding shares of Common Stock of the Company or (B) the combined voting power of the then outstanding voting securities of the Company entitled to vote generally in the election of directors; provided, however, that the following
acquisitions shall not constitute a Change of Control: (I) any acquisition by the Company or (II) any acquisition by any employee benefit plan (or related trust) sponsored or maintained by the Company or any corporation controlled by the
Company; or 
 (ii) Individuals who, as of the effective date hereof, constitute the Board of Directors of the Company (the
“Incumbent Board”) cease for any reason to constitute at least a majority of the Board; provided, however, that any individual becoming a director subsequent to the effective date of the plan whose election, or nomination for election by
the Company’s stockholders, was approved by a vote of at least a majority of the directors then compromising the Incumbent Board shall be considered as though such individual were a member of the Incumbent Board, but excluding, for this
purpose, any such individual whose initial assumption of office occurs as a result of either an actual or threatened election contest (as such terms are used in Rule 14a-11 of Regulation 14A promulgated under the Securities Exchange Act of 1934, as
amended) or 

  

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other actual or threatened solicitation of proxies or consents by or on behalf of a person other than the Board of Directors of the Company; or 

(iii) Approval by the stockholders of the Company of a complete liquidation or dissolution of the Company or the sale or other
disposition of all or substantially all of the assets of the Company. 
 5. Severance Fee. In the event this Agreement is terminated
for any reason other than the Company’s termination of this Agreement for the reasons set forth in Section 4(c), the Company shall pay to Green Diamond a severance fee (“Severance Fee”) equal to the amount of the remaining
aggregate Monthly Fees that Green Diamond would have received had this Agreement not terminated, provided that such amount shall not exceed, when taking into account all amounts considered for purposes of Section 280G of the Internal Revenue
Code of 1986, as amended (the “Code”), an amount equal to one dollar less than 300% of Green Diamond’s “base amount” (as defined in Section 280G(b)(3) of the Code). 
 6. No Quotas. Green Diamond’s consulting arrangement hereunder shall not be subject to any quotas or other similar type of performance
measurement. 
 7. Green Diamond’s Availability. Green Diamond shall not be required to provide services to the Company for a
specified number of hours or at predetermined times, other than as may be agreed upon between Green Diamond and the Company, from time to time, provided that Green Diamond shall continue to provide services at substantially the level as provided on
the date hereof. 
 8. Independent Contractor Status. Nothing set forth herein shall be deemed or construed to create a joint venture
relationship or a partnership relationship between Green Diamond and the Company or any officers or directors of Green Diamond, it being the express intention of the parties hereto that Green Diamond, in performing services hereunder, is an
independent contractor and has no authority to bind the Company. Green Diamond agrees that neither it nor any of its officers and directors, acting in their capacity as officers or directors of Green Diamond, will represent or hold themselves out as
joint venturers or partners of the Company, nor represent that they have any authority to contract for or bind the Company in any manner. 
 Green Diamond’s employees and independent contractors shall at all times remain employees and independent contractors, respectively, of Green Diamond. Green Diamond shall be solely responsible for the payment of each of its:
(i) employee’s benefits and entire compensation, including employment taxes, worker’s compensation and any similar taxes associated with employment; and (ii) independent contractor’s compensation. 
 Green Diamond and the Company acknowledge that Phillip DeZwirek (“DeZwirek”) the Chief Executive Officer, a director and a controlling
shareholder of the Company is an executive officer and a director of the Company and that this Agreement and the performance by Green Diamond of consulting services hereunder shall not affect the Company’s relationship with DeZwirek or the
ability of DeZwirek to bind the Company when acting in such capacities. 
 9. Mutual Representations. Warranties and Covenants. Each
party represents and warrants to the other that it is not a party to any agreement, contract or understanding which will in any way restrict or prohibit it from entering into this Agreement and performing 

  

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its obligations hereunder in accordance with the terms and conditions of this Agreement. Each party represents and warrants to the other that it has the
requisite corporate authority and other approvals necessary to enter into this Agreement and that all approvals required for the execution, delivery and performance of the terms and conditions of this Agreement have been received. Each party agrees
that it shall comply with all applicable federal and state or other laws, rules and regulations in the performance of its responsibilities and the exercise of its rights hereunder. 
 10. The Company’s Approvals. The Company represents and warrants to Green Diamond that the consulting arrangement between Green Diamond and
the Company and this Agreement have been approved by the Company’s Board of Directors. 
 11. Other Activities of Green Diamond.
Green Diamond and its principals have the right to engage in such other business activities or businesses as they may choose, except that during the term of this Agreement Green Diamond may not engage in consulting relationships with businesses that
directly compete with the business activities of the Company. 
 12. Indemnification. Each party shall indemnify and hold the other
(including its officers, directors, employees and agents) harmless from and against any and all losses, liabilities, damages and expenses (including legal fees and expenses to be paid as incurred), judgments, fines, settlements and all other amounts
arising out of any and all claims, costs, demands, actions, suits, or other proceedings (whether civil, criminal, administrative or investigative) in which the indemnified parties may be involved as parties or threatened to be involved or otherwise
incurred by any of such indemnified parties arising out of or resulting from the failure by such indemnifying party or any person employed by such party to comply with the terms of this Agreement, any applicable federal, state or other law, rule or
regulation relating to the provision of services under this Agreement or any gross negligence or willful misconduct of such indemnifying party occurring or alleged to have occurred in connection with or as a result of the performance or failure to
perform services under this Agreement. The provisions of this section shall survive termination of this Agreement for a period of three years. 
 Expenses incurred in investigating claims related to and defending a civil, criminal, administrative or investigative action, suit or other proceedings shall be paid by the indemnifying parties as incurred by the indemnified parties if so
requested by the indemnified parties. 
 The indemnification provided hereby shall be in addition to any other rights to which the
indemnified parties may be entitled under any agreement, as a matter of law or otherwise. 
 If the right to indemnification provided shall
to any extent be invalid, unenforceable or unavailable, a right of contribution shall exist for the benefit of the indemnified parties, to the extent of 99% of any and all losses, claims, damages, liabilities and expenses to which the indemnified
parties may become liable, or if such level of contribution is not enforceable or otherwise invalid, in such amounts as are appropriate to reflect equitable considerations and the relative faults of each party. Such contribution provisions shall be
in addition to any right to contribution otherwise available to the indemnified parties. 
 13. Severability. Each of the terms and
provisions of this Agreement is and is to be deemed severable in whole or in part and, if any term or provision or the application thereof in any circumstance should be invalid, illegal or unenforceable, the remaining terms and provisions or the
application thereof to circumstances other than those as to which it is held invalid, illegal or unenforceable, shall not be affected thereby and shall remain in full force and effect. 
  

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 14. No Exclusive Rights. During the term of this Agreement, the Company shall not grant any rights
to any third parties or enter into any exclusive agreements or arrangements with any third parties that would prevent Green Diamond from performing services hereunder. 
 15. Notices. All notices, requests, demands and other communications hereunder shall be in writing and shall be delivered personally or sent by registered or certified mail, return receipt requested, to the
other parties hereto at his or its address as set forth on the signature page of this Agreement and shall be deemed received when delivered, or three days after mailing, respectively. Any party may change the address to which notices, requests,
demands, and other communications hereunder shall be sent by sending written notice of such change of address to the other parties in the manner above provided. 
 16. No Assignment. Neither Green Diamond nor the Company may assign, transfer, pledge, encumber, hypothecate or otherwise dispose of its rights or obligations under this Agreement, and any such attempted
delegation, assignment or disposition by any such party shall be null, void and without effect, unless the other party consents thereto; except, that Green Diamond may assign or transfer its rights hereunder to a successor corporation controlled by
DeZwirek. 
 17. Waiver. Waiver by any party hereto of any breach or default by another party in respect of any of the terms and
conditions of this Agreement shall not operate as a waiver of any other breach or default, whether similar to or different from the breach or default waived. 
 18. Entire Agreement: Modification. This writing sets forth the entire agreement and supersedes all prior agreements among the parties respecting the subject matter hereof. No modification or amendment of this
Agreement or waiver or cancellation of any provision hereof shall be valid except by a written document signed by all parties hereto. 
 19.
Governing Law. This Agreement shall be governed by and construed in accordance with the internal laws of the State of Ohio. 
 20.
Dispute Resolution - Arbitration. All disputes arising out of or in connection with this Agreement, or for the breach thereof; shall be referred to and finally settled by arbitration (without being submitted to any court in the United States
or elsewhere). Such arbitration shall take place in Cincinnati, Ohio, U.S.A. in accordance with the Commercial Rules of Procedure of the American Arbitration Association (“AAA”) by three arbitrators approved by the AAA, and shall be
limited in duration to two days. The award rendered shall be final and binding upon both parties hereto, and judgment upon the award rendered may be entered in any court of competent jurisdiction. 
 21. Compliance with IRC Section 409A. Notwithstanding anything herein to the contrary, (i) if at the time of Green Diamond’s
termination of engagement with the Company, the deferral of the commencement of any payments or benefits otherwise payable hereunder as a result of such termination of employment is necessary in order to prevent any accelerated or additional tax
under Section 409A of the Internal Revenue Code of 1986, as amended (the “Code”), then the Company will defer the commencement of the payment of any such payments or benefits hereunder (without any reduction in such payments or
benefits ultimately paid or provided to Green Diamond) until the date that is six months following Green Diamond’s termination with the Company (or the earliest date as is permitted under Section 409A of the Code) and (ii) if any
other payments of money or other benefits due to Green 

  

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Diamond hereunder could cause the application of an accelerated or additional tax under Section 409A of the Code, such payments or other benefits shall
be deferred if deferral will make such payment or other benefits compliant under Section 409A of the Code, or otherwise such payment or other benefits shall be restructured, to the extent possible without any additional liability for the
Company, in a manner, determined by the Compensation Committee of the Company, that does not cause such an accelerated or additional tax. 
 IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the date first written above. 
  

			
	CECO ENVIRONMENTAL CORP.
		
	By:	 	 /s/ Dennis W. Blazer

	Title:	 	CFO
	Address:	 	3120 Forrer Street
		 	Cincinnati, OH 45209
	
	 Can-Med Technology, Inc.
 d/b/a Green Diamond
Oil Corp.

		
	By:	 	 /s/ Phillip DeZwirek

	Title:	 	President
	Address:	 	 505 University Avenue, Suite 1400
 Toronto,
Ontario
 Canada M50 1X3

  

 6Promissory Note issued by the Company to the Savings Bank of Mendocino

 Exhibit 10.15 
 

 
 PROMISSORY NOTE 
  

															
	 Principal
	  	Loan Date	  	Maturity	  	Loan No	  	call/coll	  	Account	  	Officer	  	Initials
	 $25,000.00
	  	11-16-2006	  	11-16-2007	  	7010062268	  	24/210	  	00000000074018	  	TEB	  	

 References in the shaded area are for Lender’s use only and do not limit the applicability of
this document to any particular loan or item. Any item above containing ***** has been omitted due to text length limitations. 
  

							
	Borrower:	  	 THANKSGIVING COFFEE COMPANY, INC.
 PO BOX
1918
 FORT BRAGG, CA 95437
	  	Lender:	  	 Savings Bank of Mendocino County
 Main
Office
 PO BOX 3600
 200 N SCHOOL ST

UKIAH, CA 95482

  

					
	Principal Amount: $25,000.00	 	Initial Rate: 11.750%	 	Date of Note: November 16, 2006

 PROMISE TO PAY. THANKSGIVING COFFEE COMPANY, INC. (“Borrower”) promises to pay to Savings Bank of
Mendocino County (“Lender”), or order, In lawful money of the United States of America, the principal amount of Twenty-five Thousand & 00/100 Dollars ($25,000.00) or so much as may be outstanding, together with Interest on the
unpaid outstanding principal balance of each advance. Interest shall be calculated from the date of each advance until repayment of each advance. 
 PAYMENT. Borrower will pay this loan in one payment of all outstanding principal plus all accrued unpaid interest on November 16, 2007. In addition, Borrower will pay regular monthly payments of all accrued unpaid interest due as of
each payment date, beginning December 1, 2006, with all subsequent interest payments to be due on the same day of each month after that. Unless otherwise agreed or required by applicable law, payments will be applied first to any accrued unpaid
Interest; then to principal; and then to any late charges. Interest on this Note is computed on a 365/365 simple interest basis; that is, by applying the ratio of the annual interest rate over the number of days in a year (366 during leap years),
multiplied by the outstanding principal balance, multiplied by the actual number of days the principal balance is outstanding. Borrower will pay Lender at Lender’s address shown above or at such other place as Lender may designate in writing.

 VARIABLE INTEREST RATE. The interest rate on this Note is subject to change from time to time based on changes in an independent index which is
the PRIME RATE AS PUBLISHED IN THE WALL STREET JOURNAL (the “Index”). The Index is not necessarily the lowest rate charged by Lender on its loans. If the Index becomes unavailable during the term of this loan, Lender may designate a
substitute index after notifying Borrower. Lender will tell Borrower the current Index rate upon Borrower’s request. The interest rate change will not occur more often than each TIME THE PRIME RATE CHANGES. Borrower understands that Lender may
make loans based on other rates as well. The Index currently is 8.250% per annum. The interest rate to be applied to the unpaid principal balance during this Note will be at a rate of 3.500 percentage points over the Index, resulting
in an initial rate of 11.750% per annum. NOTICE; Under no circumstances will the interest rate on this Note be more than the maximum rate allowed by applicable law. 
 PREPAYMENT. Borrower agrees that all loan fees and other prepaid finance charges are earned fully as of the date of the loan and will not be subject to refund upon early payment (whether voluntary or as a
result of default), except as otherwise required by law. Except for the foregoing, Borrower may pay without penalty all or a portion of the amount owed earlier than it is due. Early payments will not, unless agreed to by Lender in writing, relieve
Borrower of Borrower’s obligation to continue to make payments of accrued unpaid interest. Rather, early payments will reduce the principal balance due. Borrower agrees not to send Lender payments marked “paid in full”, “without
recourse”, or similar language. If Borrower sends such a payment, Lender may accept it without losing any of Lender’s rights under this Note, and Borrower will remain obligated to pay any further amount owed to Lender. All written
communications concerning disputed amounts, including any check or other payment instrument that indicates that the payment constitutes “payment in full” of the amount owed or that is tendered with other conditions or limitations or as
full satisfaction of a disputed amount must be mailed or delivered to: Savings Bank of Mendocino County, Main Office, PO BOX 3600, 200 N SCHOOL ST, UKIAH, CA 95482. 
 LATE CHARGE. If a payment is 10 days or more late, Borrower will be charged 5.000% of the unpaid portion of the regularly scheduled payment. 
 INTEREST AFTER DEFAULT. Upon default, the total sum due under this Note will continue to accrue interest at the interest rate under this Note.  
 DEFAULT. Each of the following shall constitute an event of default (“Event of Default”) under this Note:  
 Payment Default. Borrower fails to make any payment when due under this Note. 
 Other Defaults. Borrower fails to comply with or to perform any other term, obligation, covenant or condition contained in this Note or in any of
the related documents or to comply with or to perform any term, obligation, covenant or condition contained in any other agreement between Lender and Borrower. 
 False Statements. Any warranty, representation or statement made or furnished to Lender by Borrower or on Borrower’s behalf under this Note or the related documents is false or misleading in any material
respect, either now or at the time made or furnished or becomes false or misleading at any time thereafter. 
 Insolvency. The
dissolution or termination of Borrower’s existence as a going business, the insolvency of Borrower, the appointment of a receiver for any part of Borrower’s property, any assignment for the benefit of creditors, any type of creditor
workout, or the commencement of any proceeding under any bankruptcy or insolvency laws by or against Borrower. 
 Creditor or Forfeiture
Proceedings. Commencement of foreclosure or forfeiture proceedings, whether by judicial proceeding, self-help, repossession or any other method, by any creditor of Borrower or by any governmental agency against any collateral securing the loan.
This includes a garnishment of any of Borrower’s accounts, including deposit accounts, with Lender. However, this Event of Default shall not apply if there is a good faith dispute by Borrower as to the validity or reasonableness of the claim
which is the basis of the creditor or forfeiture proceeding and if Borrower gives Lender written notice of the creditor or forfeiture proceeding and deposits with Lender monies or a surety bond for the creditor or forfeiture proceeding, in an amount
determined by Lender, in its sole discretion, as being an adequate reserve or bond for the dispute. 
 Events Affecting Guarantor. Any
of the preceding events occurs with respect to any Guarantor of any of the indebtedness or any Guarantor dies or becomes incompetent, or revokes or disputes the validity of, or liability under, any guaranty of the indebtedness evidenced by this
Note. In the event of a death, Lender, at its option, may, but shall not be required to, permit the Guarantor’s estate to assume unconditionally the obligations arising under the guaranty in a manner satisfactory to Lender, and, in doing so,
cure any Event of Default. 
 Change In Ownership. Any change in ownership of twenty-five percent (25%) or more of the common
stock of Borrower. 

					
	Loan No: 7010062268	 	 PROMISSORY NOTE
 (Continued)
	 	Page 2

 Adverse Change. A material adverse change occurs in Borrower’s financial condition, or
Lender believes the prospect of payment or performance of this Note is impaired. 
 Cure Provisions. If any default, other than a
default in payment is curable and if Borrower has not been given a notice of a breach of the same provision of this Note within the preceding twelve (12) months, it may be cured if Borrower, after receiving written notice from Lender demanding
cure of such default: (1) cures the default within fifteen (15) days; or (2) if the cure requires more than fifteen (15) days, immediately initiates steps which Lender deems in Lender’s sole discretion to be sufficient to
cure the default and thereafter continues and completes all reasonable and necessary steps sufficient to produce compliance as soon as reasonably practical. 
 LENDER’S RIGHTS. Upon default, Lender may declare the entire unpaid principal balance under this Note and all accrued unpaid interest immediately due, and then Borrower will pay that amount. 
 EXPENSES. If Lender institutes any suit or action to enforce any of the terms of this Note, Lender shall be entitled to recover such sum as the court may adjudge
reasonable. Whether or not any court action is involved, and to the extent not prohibited by law, all reasonable expenses Lender incurs that in Lender’s opinion are necessary at any time for the protection of its interest or the enforcement of
its rights shall become a part of the loan payable on demand and shall bear interest at the Note rate from the date of the expenditure until repaid. Expenses covered by this paragraph include, without limitation, however subject to any limits under
applicable law, Lender’s expenses for bankruptcy proceedings (including efforts to modify or vacate any automatic stay or injunction), and appeals, to the extent permitted by applicable law. Borrower also will pay any court costs, in addition
to all other sums provided by law. 
 GOVERNING LAW. This Note will be governed by federal law applicable to Lender and, to the extent not preempted by
federal law, the laws of the State of California without regard to its conflicts of law provisions. This Note has been accepted by Lender in the State of California. 
 CHOICE OF VENUE. If there is a lawsuit, Borrower agrees upon Lender’s request to submit to the jurisdiction of the courts of MENDOCINO County, State of California. 
 DISHONORED ITEM FEE. Borrower will pay a fee to Lender of $10.00 if Borrower makes a payment on Borrower’s loan and the check or preauthorized charge with
which Borrower pays is later dishonored. 
 LINE OF CREDIT. This Note evidences a revolving line of credit. Advances under this Note, as well as
directions for payment from Borrower’s accounts, may be requested orally or in writing by Borrower or by an authorized person. Lender may, but need not, require that all oral requests be confirmed in writing. Borrower agrees to be liable for
all sums either: (A) advanced in accordance with the instructions of an authorized person or (B) credited to any of Borrower’s accounts with Lender. The unpaid principal balance owing on this Note at any time may be evidenced by
endorsements on this Note or by Lender’s internal records, including daily computer print-outs. Lender will have no obligation to advance funds under this Note if: (A) Borrower or any guarantor is in default under the terms of this Note or
any agreement that Borrower or any guarantor has with Lender, including any agreement made in connection with the signing of this Note; (B) Borrower or any guarantor ceases doing business or is insolvent; (C) any guarantor seeks, claims or
otherwise attempts to limit, modify or revoke such guarantor’s guarantee of this Note or any other loan with Lender; or (D) Borrower has applied funds provided pursuant to this Note for purposes other than those authorized by Lender.

 ADDITIONAL PROVISIONS. THIS NOTE IS SECURED BY A COMMERCIAL SECURITY AGREEMENT AND AN ASSIGNMENT OF DEPOSIT ACCOUNTS OF EVEN DATE HEREWITH.

 DISPUTE RESOLUTION. Borrower and Lender desire to resolve quickly and efficiently any disputes that might arise between them. For any controversy,
claim or judicial action arising from or relating to this Note or any related agreement, transaction or conduct, whether sounding in contract, tort or otherwise: 
 JUDICIAL REFERENCE. Where an action is pending before a court of any judicial district of the State of California, Borrower and Lender shall each have the right to require that all questions of fact or law be
submitted to general reference pursuant to California Code of Civil Procedure Section 638 et Seq., and any successor statutes thereto. 
 (1) A single referee who is a retired superior court judge shall be appointed by the court pursuant to Code of Civil Procedure 640 and shall preside over the reference proceeding. If Borrower and Lender do not agree upon the referee,
each of them may submit to the court up to three nominees who are retired superior court judges. 
 (2) If Borrower and Lender do not agree on how the
payment of the referee’s fees and expenses will be shared, the court may apportion such fees and expenses between Borrower and Lender in a fair and reasonable manner that is consistent with Code of Civil Procedure Section 645.1.

 (3) Borrower and Lender shall be entitled to discovery, and the referee shall oversee discovery and may enforce all discovery orders in the same
manner as any trial court judge. 
 (4) The referee’s statement of decision shall contain written findings of fact and conclusions of law, and
the court shall enter judgment thereon pursuant to Code of Civil Procedure Sections 644(a) and 645. The decision of the referee shall then be appealable as if made by the court. 
 No provision of this section shall limit the right of any party to exercise self-help remedies, to foreclose against or sell any real or personal property collateral or to obtain provisional or ancillary remedies,
such as injunctive relief or appointment of a receiver, from a court of competent jurisdiction before, after, or during the pendency of any reference proceeding. The exercise of a remedy does not waive the right of either party to resort to
reference. 
 Jury Trial Waiver. In any action pending before any court of any jurisdiction, Borrower waives, and Lender shall not
have, any right to a jury trial. 
 ATTORNEYS’ FEES. In any action arising from or relating to this Note and subject to any limits under
applicable law, the prevailing party shall be entitled to reasonable attorneys’ fees in accordance with California Civil Code Section 1717. Whether or not an action is involved, the expenses of Lender described in the paragraph of this
Note titled “Expenses” include, without limitation, attorneys’ fees incurred by Lender. 
 AMENDMENT TO PROMISSORY NOTES - RECOURSE AGAINST
GENERAL PARTNERS OR JOINT VENTURERS. 
 PARTNERSHIP OR JOINT VENTURER BORROWER. If Borrower is a partnership or joint venture, each of the general
partners or joint ventures will be jointly and severally liable with Borrower under this Note and any related agreements and Lender may proceed against any or all of the general partners or joint venturers with regard to such liability without
proceeding against the assets of Borrower or any of Borrower’s other general partners or joint venturers. 
 SUCCESSOR INTERESTS. The terms of
this Note shall be binding upon Borrower, and upon Borrower’s heirs, personal representatives, successors and assigns, and shall inure to the benefit of Lender and its successors and assigns. 
 NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. Please notify us if we report any inaccurate information about your account(s) to a
consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address: Savings Bank of Mendocino County 200 N SCHOOL ST UKIAH, CA 95482. 
 GENERAL PROVISIONS. If any part of this Note cannot be enforced, this fact will not affect the rest of the Note. Lender may delay or forgo enforcing any of its
rights or remedies under this Note without losing them. Borrower and any other person who signs, guarantees or endorses this Note, to the 

					
	Loan No: 7010062268	 	 PROMISSORY NOTE
 (Continued)
	 	Page 3

 extent allowed by law, waive any applicable statute of limitations, presentment, demand for payment, and notice of
dishonor. Upon any change in the terms of this Note, and unless otherwise expressly stated in writing, no party who signs this Note, whether as maker, guarantor, accommodation maker or endorser, shall be released from liability. All such parties
agree that Lender may renew or extend (repeatedly and for any length of time) this loan or release any party or guarantor or collateral; or impair, fail to realize upon or perfect Lender’s security interest in the collateral; and take any other
action deemed necessary by Lender without the consent of or notice to anyone. All such parties also agree that Lender may modify this loan without the consent of or notice to anyone other than the party with whom the modification is made. The
obligations under this Note are joint and several. 
 PRIOR TO SIGNING THIS NOTE, BORROWER READ AND UNDERSTOOD ALL THE PROVISIONS OF THIS NOTE, INCLUDING
THE VARIABLE INTEREST RATE PROVISIONS. BORROWER AGREES TO THE TERMS OF THE NOTE. 
 BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS
PROMISSORY NOTE. 
 BORROWER: 
  

					
	THANKSGIVING COFFEE COMPANY, INC.	 		 	
			
	/s/ JOAN KATZEFF	 		 	/s/ PAUL KATZEFF
	JOAN KATZEFF, President of THANKSGIVING COFFEE COMPANY, INC.	 		 	PAUL KATZEFF, Secretary of THANKSGIVING COFFEE COMPANY, INC.

 LASER PRO Lending, Ver. 5.32.10.003 Copr. Harland Financial Solutions, Inc. 1997,
2006.    All Rights Reserved.    Ÿ CA  C:\CFIWIN\CFI\LPL\D20.FC   TR-61957
  PR-66

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