Document:

Exhibit
10.4

 

Stock
Pledge Agreement

 

This
agreement is hereinafter referred to as this agreement by the following parties on December 3rd, 2020, signed in
Longquanyi District, Chengdu City, Sichuan Province, The People ’s Republic of China.

 

	Pledgee
    :	Chengdu
    Jiu Lin Ke Fu Technology Co., Ltd
	 	 
	 	Company Registered Address: No.1666, 5-5-3 D2 Building of the district of economic-technology development of Chengdu.
	 	 
	 	The legal representative of the company: Jiu Ling Zhang
	 	 
	 	Social credit code:91510112MA63FAPN76

 

	 Pledgors:
     	ChunLing
    Mao 	ID
    No.512925196903070049
	 	 	 
	 	HaiBo Bai	ID
    No.51292519780418335X
	 	 	 
	 	XueFeng Huang	ID
    No.512221197606137615

 

	 	The
    domestic capital company: SiChuan Hengguang insurance agency Co., Ltd legal registered address: The district of economic-technology
    development of Sichuan Chengdu. (District of Long Quan yi)No.1666 of Chenglong Road phase II.
	 	 
	 	The
    legal representative of company: ChunLing Mao
	 	 
	 	Social
    credit code: 91510112762336643W

 

According
to following:

 

1.
The pledgor contribute 100% equity of the domestic capital company. Including 51% by ChunLing Mao, 30% by HaiBo Bai and 19% by
XueFeng Huang.

 

2.
The pledgee is the wholly foreigner-owned enterprise registered in Chengdu, China.The pledgee has signed the appendix doc of this agreement
with the domestic capital company and the pledgor respectively a series of the protocol called the structural protocol. Including
but not limited to the pledge and domestic company on [  ], [  ], 2020, signed the exclusive management
consulting and service agreement.

 

3.
Regarding the domestic capital company and pledgors need full fill all contractual obligation specific which is guaranteed below
the pledgor and all the equity in the domestic capital company. The pledge guarantee shall be provided to the pledgee.

 

Now
all of parties reach the consensus which has reached the following agreement.

 

    	 

    	 

    

 

1.
Definition

 

Unless
there is not specified in this agreement, the following words shall have the meaning as follows:

 

1.1 Contractual obligations: It is pointed out that
the pledgors are listed in the annex I which mentioned the”Loan agreement “, the “Exclusive purchase agreement”
and the terms and conditions of this agreement. All contractual obligations and the representations, guarantees and undertaking promise
as well as pledgors and domestic capital company make the list of exclusive management consulting and service agreement in the Annex
I and entrustment agreement of shareholder voting power which mentioned that all contractual obligations and representations, guarantees
and undertaking promise.

 

1.2 The maximum amount of guarantee: RMB 50 million
only. Such amount of guarantee shall be subject to the provisions of the parties in accordance with Article 2.2 of this agreement and
it will make appropriate adjustments from time to time.

 

1.3 Secured debt: Due to the pledgor and any event
of default of the domestic domestic capital company and all the direct damage or indirect loss and the loss of predictable benefits,
the pledgee is the compulsory the pledgor to carry out its contractual obligations with the company and the cost of realizing the
pledge.

 

1.4 Pledge: See article 2.1 of this agreement for
details.

 

1.5 Pledged of equity: Meaning that all equity legally
held in the domestic capital company. Totally, it accounts for 100% equity of the domestic capital company.

 

1.6 The term of pledge: regarding to the period of
agreement which specified in Clause 3.1.

 

1.7
The agreements listed in the annex: It’s listed in Annex I in the capital agreement of structural agreements.

 

1.8
Event of default: Meaning any of the circumstances listed in Section 7.1.

 

1.9
Notice of default: It is the notice of declaring an event of default issued by the pledgee in accordance with this
agreement.

 

2
Pledge

 

2.1
As a guarantee for pledgors and domestic companies to fully and completely perform their contractual obligations pledgor the equity defined
in this agreement is hereby contributed to the pledgee. The pledgee shall enjoy the pledge guarantee right within the maximum
guarantee amount for the pledged equity rights and interests (“pledge”) which has the priority to be compensated.

 

    	 

    	 

    

 

2.2
Prior to the occurrence of any event of default, the pledgee may notify the pledgor at any time in writing to request the change maximum
guarantee amount for this purpose, the pledgor shall follow the format required by the pledgee sign relevant agreements according to
relevant laws and regulations as for the changed maximum guarantee amount and carry out relevant change registration.

 

3.
The term of pledge.

 

3.1
Pledged equity is under this agreement. When registration of the pledged equity is handled from the market supervision and administration
department of the place where the domestic capital company is registered to start reach up to the date it is the end for termination
until the guaranteed debt is fully paid off.

 

In
accordance with the relevant laws and regulations of China, the pledgor transfer the pledge within 60 days from the date of signing this
agreement. Apply to the local industrial and commercial registration authority of the domestic capital company shall submit
the application documents to make the registration.

 

3.2
During the term of pledge, if the domestic capital company or pledgor fails to fully perform its contractual obligations under
all the structural agreements in accordance with the provisions of the structural agreements or the occurrence of this agreement if any
events of default under Clause 7.1 occurred, then the pledge has the right to comply with the provisions of this agreement, relevant
Chinese laws or regulations.

 

4.
Disposition of pledge.

 

4.1
During the pledge period specified in the agreement, the pledgor shall sign or promote to sign the investment certificate and the
list of the register of shareholder paid by the domestic capital company to sign this agreement and the above documents or
certificate that the pledge has been registered with the market supervision and administration department of the place where the
domestic capital company is registered deliver to the pledgee, and the pledgee shall keep the above documents within the pledge
period which specified in this agreement.

 

4.2
The pledgee has the right to receive all the dividends, all of non-cash income and others cash income generated from the pledged
shares since the date of signing this agreement.

 

5
Declaration and warranty of the pledgor

 

5.1
The pledgor is the legal owner of the pledged equity.

 

5.2
At any time, once the pledgee the exercise of the rights of the pledgee it should not come from any other interference.

 

5.3
The pledgee has the right to dispose of pledge and transfer to the pledgee regarding the agreement.

 

    	 

    	 

    

 

5.4
In addition to the pledgee, the pledgor does not set any other rights of equity pledge or any the third party’s rights.

 

6.
The promise of the pledgor

 

6.1
During the term of this agreement, the pledgor will make individual promise to the pledgee. The pledgor will execute the duty
as following.

 

6.1.1
In addition that the pledgor, pledgees and the domestic capital company will sign agreement on, [  ], 2020. The exclusive
purchase agreement signature shall be submitted to the pledgee or the person designated by the pledgee in accordance with the agreed
terms outside the transfer of equity, the equity shall not be transferred without the prior written consent of the pledgee, No
pledge or other form of security that may affect the rights and interests of the pledgee or others forms of guarantee;

 

6.1.2
Observe and perform all the provisions of the relevant laws and regulations of pledge of rights, upon receipt of the competent
authority shall pledge and be specified in the notice by the instruction and advice to the pledgee within 5 days at the same time,
should observe above notice instruction or advice, abide by the notice of instruction or advice an the reasonable requirements of
the pledgee or regarding the pledgee agreed that these issues put forward the objection and statement.

 

6.1.3
Any event that may affect the equity or any part of the rights of the pledgor and notices which received and the possibility of changing
any guarantee obligation of pledgor in this agreement or any event or notice that may affect the performance of their obligations in
this agreement timely notification to the pledgee.

 

6.2
The pledgor agrees that the pledgee shall exercise the rights of the pledgee in accordance with the terms of this agreement. No successor
or pledgor of the pledgor Person entrusted as well as any other person through legal proceedings to interrupt or obstruct.

 

6.3
In order to protect or perfect the security interests of the pledgor under this agreement. The pledgor will sign in good faith and
urge other interested parties to sign the documents required by the pledgee. All certificates of title contract for perform
and urge other parties with harmful interests to perform the acts required by the pledgee and give the pledgee rights under this
agreement, in the form of authorization. Make convenience with the pledgee or his designee Including natural person and legal
person. All the signed documents related to the change of equity certificate. During a reasonable period of time, it shall provide
pledgor with all necessary notices, orders and decisions concerning the pledge.

 

6.4
The pledgor guarantees to the pledgee that for the benefit of the pledgee, the pledgor will abide by all the conditions of the guaranty
agreement if the pledgor fails to perform or incompletely execute it. The pledgor shall compensate the pledgee for the performance
of the representations and conditions of the guaranty agreement all the loss should be compensated by pledgor to pledgee.

 

    	 

    	 

    

 

6.5
The pledgor make the irrevocably agreed to transfer the pledged the equity of the domestic capital company which pledged to the creditor
by other shareholders due to the pledgee’s execute the pledge which lead to waiving the prority of purchasing.

 

7.
The incident of breach of contract.

 

7.1
The following events shall be deemed as events of default.

 

7.1.1
Pledgor or the domestic capital company fails to fully perform its contractual obligations under all the structural agreements in accordance
with the provisions of the structural agreements.

 

7.1.2
Any statement or warranty made by pledgor in Article 5 of this agreement is substantially misleading or incorrect and the pledgor violates
the statement and guarantee in Article 5 of this agreement.

 

7.1.3
The pledgor violates the commitment in Article 6 of this agreement.

 

7.1.4
The pledgor violates any provision of this agreement.

 

7.1.5
Except as agreed in clause 6.1.1 of agreement. Abandon the equity of the pledgor or transfer or otherwise dispose of the equity of
the pledgor without the written consent of the pledgor.

 

7.1.6
Any loan guarantee, undertaking compensation or other compensation liability of the pledgor:

 

1.
Because of the breach of contract being required to prepay or perform; or

 

2. Due time but is unable to repay or perform on time, the pledgee onside that the pledgor has the ability to perform its obligations
under this agreement which has also been affected.

 

7.1.7
The pledgor is unable to pay general debts or other debts.

 

7.1.8
If this agreement can be executed or made legal and all the government departments needed to take effect consent permission approval
or the authorization is withdrawn, termination, lapse or substantial changing.

 

7.1.9
The pledgor has adverse changes due to the property he owned .as the result, the pledgee’s ability to perform its obligations under
this agreement has also been affected.

 

7.1.10
The successor or trustee of the domestic capital company can only partially or refuse to perform the payment obligations under the service
agreement.

 

    	 

    	 

    

 

7.1.11
Other circumstances regarding the pledgee is unable to exercise his right to dispose of the pledge in accordance with relevant laws.

 

7.2
Regarding the article 7.1, any matters mentioned in the first paragraph or the events that may lead to the above matters have occurred

 

The
pledgor shall immediately notify the pledgee in writing.

 

7.3 If
the events of default listed in Clause 7.1 has not been completed to the satisfaction of the pledgee, and obtained a perfect
solution.

 

8.
The exercise of the pledgee

 

8.1
Before all the restructuring agreements are fully performed, the pledgee shall not give up the transfer or dispose of them in other ways
without the written consent of the pledgee pledged equity.

 

8.2
When exercising the pledge right, the pledgee shall issue a written notice of breach of contract to the pledgor.

 

8.3
Subject to paragraph 7.3, the pledgee may, at the same time as giving notice of breach of contract in accordance with Article 7.3 or
the right to dispose of the pledge at any time after the notice of breach is given.

 

8.4
The obligee has the right to discount all or part of the rights under this agreement in accordance with legal procedures or sell off
by auction and the price of the equity shall be paid in priority until all the guaranteed debts are paid off.

 

8.5
When the pledgee disposes of the pledge in accordance with this Agreement. The lender shall not set up obstacles and shall give
necessary assistance in this way, the pledgee can realize his pledge.

 

8.6
The amount obtained by the pledgee when exercising his pledge. It should be in the following order:

 

1.
Whether all the expenses incurred by the disposal of the pledged equity or the pledgee’s exercise of his rights and
interest (Including the payment of attorneys and agents.)

 

2.
Pay the taxes and fees due to the disposal of the pledged equity.

 

3.
After deducting the above amount, if there is any balance to repay the secured debt to the pledgee. The creditor shall return
the balance to any other person who has the right to the balance naturally or according to relevant laws and regulations, or make escrow
to the notary where the pledgee located. (All expenses incurred by the pledgors shall be borne by the pledgor.) Discount of pledged equity
after auction or sale the price is not enough to pay off the amount of secured debt. The pledgor shall clear it.

 

    	 

    	 

    

 

9.
Liability for breach of contract and compensation.

 

9.1
Liability for breach of contract.

 

Hereinafter agrees and confirm, if either party defaulting
party material breach of any agreement made in this agreement, or substantially fails or delays to perform any of its obligations in
this agreement. It is a breach of this agreement and it belongs to one party of none defaulting parties. In addition to other
relevant rights stipulated in this agreement and the right to ask the defaulting party. Making corrections within a reasonable period
of time or take remedial measures, if the defaulting party or written notice from the other party to the defaulting party and
put forward supplementary evidence within 10 days. It has not been corrected or take necessary remedial measures. The observant party
has the right to demand the breaching party give damages.

 

9.2
Compensation.

 

The
pledgor should be responsible any litigation against the pledgee arising from the execution of this agreement Liability for any loss
or damage arising from a claim or other claim or fees of fully compensate the pledgee and protect him from any act of the pledgor caused
by the behavior of any third party pledgor damages caused to the pledgee by making a request and losses.

 

10
Transfer the possession

 

10.1
Except with the prior consent of the pledgee the pledgor it has no right to grant or transfer its rights under this agreement
rights and obligations.

 

10.2
This Agreement shall be binding upon the pledgor and his successors and pledgee and each successor or assignee all of them were effective.

 

10.3
The pledgee may, at any time, transfer all or any of its rights and obligations under the restructuring agreement to the person designated
by it, natural person or legal person. In this case, the assignee shall enjoy and undertake the rights and obligations enjoyed and undertaken
by the creditor under this agreement as if it were a party to this agreement The pledgee What are the rights and obligations of the pledgee
in transferring the reorganization agreement at the request of the pledgee, the pledgor shall sign the relevant agreement documents on
the transferring.

 

10.4
In case of a new pledge after the change of the pledgee caused by the transfer, both parties shall sign a new pledge agreement.

 

    	 

    	 

    

 

11.
Termination

 

This
Agreement shall be executed after all contractual obligations have been fulfilled or the date when all the guaranteed debts have been
paid off. (Whichever occurs later.)

 

12.
Handling charges and other expenses.

 

12.1
All expenses and actual expenses related to this Agreement, including but not limited to legal fees, cost of production, stamp duty and
any other tax fees, shall be borne by the pledgor. If the pledgee shall pay the relevant taxes and fees as stipulated by law, the pledgee
shall make full compensation based on the taxes and fees paid by the pledgee.

 

12.2
if pledgor is not able to in accordance with the provisions of this agreement, the payment period should pay any taxes and fees, or for
other reasons make the pledgee to take back in any way or manner disposal, people should bear and all costs, including but not limited
to deal with the rights of all kinds of taxes and fees, charges fees, legal fees, legal fees and all kinds of insurance premium, etc.

 

13.
Governing Law and Dispute Resolution.

 

13.1
Governing Law

 

The
conclusion of this Agreement, its validity, interpretation and performance, and the settlement of disputes hereinafter shall be governed
by the laws of the People’s Republic of China.

 

13.2
Dispute Resolution

 

Regarding
interpretation and performance of this agreement and any dispute of this agreement, the parties shall be settled through friendly negotiation
way first, if the other party in a direction for a negotiated solution of a written notice, or within 30 days dispute is still not solved,
that any party to this agreement signed by the court has jurisdiction over the lawsuit according to the law.

 

14
The change in the law

 

After
this agreement comes into effect, if any of the central or local legislation in China or any of the administrative organ of the central
or local regulations or other laws and regulations of the modification of the terms of the normative documents, including the current
rules and laws and regulations and other normative documents made a revision or abolished, or the current law, laws and regulations,
Rules and regulations (collectively referred to as amendments) promulgating new laws, regulations, and other regulatory documents (collectively
referred to as new regulations) shall apply as follows.

 

    	 

    	 

    

 

14.1
If amended agreement or the new regulations are more advantageous than any party to the relevant laws, regulations, rules or other normative
documents in force on the effective date of this agreement and the other party will not be seriously or adversely affected by it, and
the parties concerned shall report to the relevant authorities in timely to apply for these amendments or new provisions, all interested
parties should make their best efforts in the near future to promote the approval of the application.

 

14.2
If the economic interests of the pledgee under this Agreement are directly or indirectly adversely affected as a result of the
amendment or new provisions, and the parties are unable to solve the problem in accordance with the provisions of this agreement
after the pledgee notifies the other parties. All parties shall timely negotiate to make some necessary amendments to this
agreement, so as to maximize the protection of the economic interests of the regime under this agreement.

 

15
Force Majeure.

 

15.1
Force Majeure. Force majeure event refers to any event beyond the reasonable control of one party, which remains unavoidable even under
appropriate attention of the affected party, including but not limited to natural disasters (fire, flood, rainstorm above category 8
and other extreme weather), accidents [public health emergencies (including home quarantine caused by pandemic or other epidemic or administrative
orders issued by the provincial government of Sichuan Province/municipal government of Chengdu City)], wars, riots, etc.. However, lack
of credit, funds or financing shall not be regarded as beyond the reasonable control of a party. If the performance of the Agreement
is delayed or hindered by any force majeure event, the party affected by the force majeure shall bear no responsibility under the Agreement
in respect of such delayed or hindered performance. The party affected by force majeure event that desires to exempt from the performance
of its obligations under the Agreement or any term of the Agreement shall notify the other party of such exemption at the earliest possible
time and inform the other party of the steps it may take to complete the performance.

 

15.2
Regarding the party affected by the event of force majeure shall not bear any responsibility under this agreement but only in the affected
areas, do their reasonable and feasible efforts under the condition of performance of the agreement only the party seeking exemption
from liability can obtain such liability fulfill exempt and only the delayed or hindered part of the journey is the line, once pointed
If the reasons for the exemption are corrected or correct, the parties agree to use their best efforts to resume the obligations under
this agreement to full fill the responsibility.

 

    	 

    	 

    

 

16
Others.

 

16.1
Notice.

 

Notice
under the agreement shall be given by personal delivery, fax or registered mail If the notice is sent by registered mail, the date of
receipt recorded on the receipt of the registered mail the date of delivery, if delivered by hand or by fax, the date of sending shall
be the date of service If it is sent by fax, the original shall be sent immediately after the occurrence by registered post or by personal
delivery.

 

16.2
Further assurance.

 

The
parties agree to promptly sign such documents as are reasonably necessary for the purposes and provisions of this agreement or in its
favor, and failure to enforce the provisions of this agreement and purpose, while taking reasonable need or further action in its favor.

 

16.3
Complete contract

 

Except
as amended in writing after the signing of this agreement In addition to supplement or modification This Agreement constitutes the entire
contract between the parties on the subject matter of this agreement replace all prior oral or written representations and contracts
on the subject matter of this agreement.

 

16.4
Heading

 

The
title of this agreement is for convenience only shall not be used to explain or otherwise affect the meaning of the provisions of this
agreement.

 

16.5
Abstention

 

if
any provision of this agreement is invalid or unenforceable due to the inconsistency between English and relevant laws, then such provision
is only invalid or has no force within the jurisdiction of relevant laws and it could not affect the legal effect of other provisions
of this agreement.

 

16.6
Abstain

 

Either
party may abstain from the terms and conditions of this agreement, but only in writing the waiver made by one party in certain circumstances
in respect of the breach of the contract by the other party shall not be regarded as that party In other cases, the other party has been
given a waiver for similar breach.

 

16.7
Amendment and supplement of the agreement

 

The
parties shall amend and supplement this agreement by written agreement, duly signed by all parties the amendment and supplements to this
agreement.

 

This
agreement is an integral part of this Agreement and has the same legal effect as this agreement.

 

16.8
Text of the resolution

 

This
agreement is written in Chinese.

 

Signed
in quadruplicate. Each party shall hold one copy of this agreement.

 

16.9
Enclosure

 

The
annex listed in this agreement is an integral part of this agreement.

 

    	 

    	 

    

 

The
page of signature of the agreement.

 

	Chengdu
    Jiu Lin Ke Fu Technology Co., Ltd (Seal.)	 
	 	 	 
	Signature:	 	 
	Name
    	JiuLin
    Zhang	 
	Job
    title.	Legal
    representative	 
	 	 	 
	ChunLing
    Mao	 
	Signature:
    	 	 
	 	 	 
	HaiBo
    Bai	 
	Signature:
    	 	 
	 	 	 
	XueFeng
    Huang	 
	Signature:
    	 	 
	 	 	 
	Sichuan
    Hengguang insurance agency Co., Ltd (Seal)	 
	 	 	 
	Signature:
    	 	 
	Name:	ChuanLing
    Mao	 
	Job
    title.	Legal
    representative	 

 

    	 

    	 

    

 

Investment
certificate of Sichuan Hengguang Insurance Agency Co., Ltd

 

In
witness whereof Mr. Chunling Mao (ID card No.512925196903070049) RMB has been contributed RMB25.5 million. It owns 51% equity of
Sichuan Hengguang Insurance Agency Co., Ltd, holding 51% of the equity which has been fully pledged to Chengdu Jiu Lin Ke Fu
Technology Co., Ltd

 

	Signature:	 	 
	Name	Chunling
    Mao	 
	Job
    title.	Legal
    representative	 
	 	 	 
	December
    3rd 2020	 

 

    	 

    	 

    

 

Investment
Certificate of Sichuan Hengguang Insurance Agency Co., Ltd

 

In
witness whereof Mr. Haibo Bai (ID card No.51292519780418335X)RMB has been contributed RMB15 million. It owns 30% equity of Sichuan
Hengguang Insurance Agency Co., Ltd, holding 30% of the equity which has been fully pledged to Chengdu Jiu Lin Ke Fu Technology
Co., Ltd

 

	Signature:	 	 
	Name	Chunling
    Mao	 
	Job
    title.	Legal
    representative	 
	 	 	 
	December
    3rd 2020	 

 

    	 

    	 

    

 

Investment
certificate of Sichuan Hengguang Insurance Agency Co., Ltd

 

In
witness whereof Mr. XueFeng Huang (ID card No.512221197606137615)RMB has been contributed RMB9.5 million. It owns 19% equity of
Sichuan Hengguang Insurance Agency Co., Ltd, holding 19% of the equity which has been fully pledged to Chengdu jiu lin Technology
Service Co., Ltd.

 

	Signature:	 	 
	Name
    :	Chunling
    Mao	 
	Job
    title.	Legal
    representative	 
	 	 	 
	December
    3rd 2020	 

 

    	 

    	 

    

 

Annex
I.

 

List
of structural agreement

 

1.
Chengdu Jiulin Technology Service Co., Ltd. signed the Loan agreement with Chunlin Mao, Haibo Bai and Xuefeng Huang on December
3rd 2020.

 

2.
Chengdu Jiulin Technology Service Co., Ltd. signed the Agreement of Authorized Sole Purchasing with Chunlin Mao, Haibo Bai and
Xuefeng Huang on December 3rd 2020.

 

3.
Chengdu Jiulin Technology Service Co., Ltd. signed the Agreement of Exclusive management consulation and service with Chunlin Mao,
Haibo Bai and Xuefeng Huang on December 3rd 2020.

 

4.
Chengdu Jiulin Technology Service Co., Ltd. signed the Agreement of stock pledge with Chunlin Mao, Haibo Bai and Xuefeng Huang on
December 3rd 2020.

 

5.
Chengdu Jiulin Technology Service Co., Ltd. signed the agreement of authorized voting right of shareholders with Chunlin Mao, Haibo
Bai and Xuefeng Huang on December 3rd 2020.

 

    	 

    	 

    

 

Annex
II.

 

The
register list of shareholders of Sichuan Hengguang Insurance Agency Co., Ltd

 

	Name
    of shareholder	 	Equity
    Ratio.	 	ID
    No.	 	Pledge
    registration
	Chunling
    Mao	 	51%	 	512925196903070049	 	Regarding
    to the Stock Pledge Agreement signed on , 2020,the equity has been pledged to Chengdu Jiulin Technology Service Co., Ltd
	Haibo
    Bai	 	30%	 	51292519780418335X	 	Regarding
    to the Stock Pledge Agreement signed on , 2020,the equity has been pledged to Chengdu Jiulin Technology Service Co., Ltd
	Xuefeng
    Huang	 	19%	 	512221197606137615	 	Regarding
    to the Stock Pledge Agreement signed on , 2020,the equity has been pledged to Chengdu Jiulin Technology Service Co., Ltd

 

	Signature:	 	 
	Name
    	Chunling
    Mao	 
	Job
    title.	Legal
    representative	 
	 	 	 
	December
    3rd 2020Exhibit 10.5

 

Agreement
of Exclusive Purchasing Right

 

Hereinafter mentioned the agreement of exclusive purchasing
right (Called “Agreement”) was signed at the District of Long Quan yi, Chengdu city, Sichuan province on, , 2020.

 

1. Chengdu Jiulin Technological Service Co., Ltd
is one of the company of foreign investment enterprise registered in China. Address of Registration: No.1666, 5-5-3 D2 Building
in the District of Economic-Technology Development. (“independent investment company of foreigner”)

 

	2. ChunLing Mao 	ID No.512925196903070049

 

	3. HaiBo Bai	 ID No.51292519780418335X

 

	4. XueFeng Huang	 ID No.512221197606137615

 

5. Sichuan Hengguang Insurance Agency Co., Ltd which
is established as the limited company regarding the Chinese Law. The legal registered address: The District of Economic-Technology Development
of Sichuan Chengdu. (District of Long Quan yi) No.1666 of Chenglong Road phase 2 (“the domestic capital company”)

 

Regarding the parties of the agreement, independent
investment company of foreigner, domestic capital company and shareholders of personal will be called as the different parties.

 

Regarding the following:

 

1. The shareholders of personal owns 100% shares of
the domestic capital company including shares and interest of 51% by ChunLing Mao, 30% by Haibo Bai and 19% by XueFeng Huang.

 

2. The independent investment company of foreigner
and the domestic capital company signed the Exclusive Management Consulting and Service Agreement on , ,2020, at the same day, a series
of brief agreement such as the loan agreement and the equity pledge agreement of shareholder was signed at the same day between the independent
investment company and existing shareholders.

 

    	 

    	 

    

 

Hereinafter
reach the agreement as following:

 

1.
The Equity transaction

 

1.1
Authorized right

 

Irrevocably authorized the independent investment
company has the right of purchasing shares from existing shareholders under the regulation of Chinese law regarding the Clause1.3 of this
agreement described price and following the procedure process of independent investment company regulated or have the irrevocable exclusive
right to purchase( partly or completely )the equity of current domestic capital company. There are no any party excluding the independent
investment company and designed person shall enjoy the right to purchase equity. The domestic capital company hereby agrees that the existing
shareholders grant the independent investment company such the right to purchase shares.

 

“The Person” was described in the paragraph
of agreement means individual, the company, joint venture, partnership, enterprise and trust or none corporate organization.

 

1.2 The Steps of practice

 

The independent investment company shall exercise
its right to purchase equity on their premise that it complies with the provisions of Chinese laws and regulations when practise the
right to purchase shares. The independent investment company shall give the written notice to the existing shareholders (the “Notice
of share purchase “), which shall be described as following:

 

(a) The independent investment
company’s decision to exercise the right of purchase;

 

(b) The share of equity that
the independent investment company plans to purchase from its existing shareholders. (“Target equity.”)

 

(c) Purchase day/ the
date of equity transfer.

 

1.3 The purchase price of equity.

 

Unless assessment is required by the law, otherwise
the Purchase price of target equity (“Equity Price”) should be the lowest price at the time of equity transferring
regarding the Chinese laws and regulations. However, if the independent investment company and the existing shareholders have
the extra agreement, it should be executed regarding to their extra agreement.

 

    	 

    	 

    

 

1.4
The target equity transferring

 

When
the independent investment company execute their right to purchase shares:

 

(a) Existing shareholders should be responsible for
calling on the meeting of domestic capital company hold the shareholders’ meeting on time Arrange to approve resolution of equity
transferring from existing shareholders to independent investment company and/or designed person.

 

(b) Existing shareholders should sign the Equity transferring
agreement with the independent investment company or designed person regarding the regulation notice of equity purchasing agreement.

 

(c) Relevant parties shall sign all of the required
contracts agreements documents at the same time, they should achieve all of required approvals and agreement by government and further
measures should be taken by all necessary actions without any security interest under the condition of transferring the effective ownership
of the target equity to the independent investment company or the designated person making the independent investment company or the
designated person become the resisted owner of the target equity. Regarding the purposes of this agreement and section clause, a “security
interest” is including security, mortgage, rights or interest of the third party, the options, acquisition, pre-emptive
right, right of set off, detention of the ownership or others guarantee arrangements etc. However, for the sake of clarity, it
is not included any security interest arising under the equity pledge agreement. According to the equity pledge agreement, in order to
make the existing shareholders guarantee domestic capital company pledged all equity of their share right to exclusive the management
consultant service agreement, and all other obligations under the structural agreements, they pledge all of the equity in the domestic
capital company to the independent investment company.

 

2.
Equity commitment

 

2.1
The commitment of domestic capital company

 

In
particular, domestic capital company are committed as following:

 

(a) Without the prior written consent of the independent
investment company, it cannot be supplemented, changed or modified in any form of articles of association of the domestic capital
company. Increase or decrease the registered capital and in other terms of changing its registered capital structure.

 

    	 

    	 

    

 

(b)
To maintain good financial and commercial standards and management, to maintain the company’s procedures, and to conduct the business
and conduct business prudently and effectively.

 

(c) If there is not received the prior written consent
of the independent investment company, the domestic capital company will not sell, transfer, pledge or dispose of any assets, business,
lawful income or beneficial interest and allow any other forms of security interest to be created at any time after the date of this
agreement was signed.

 

(d) If there is not received the prior written consent
of the independent investment company, the domestic capital company will not create, inherit, secure or permit the existence of any indebtedness,
but (I) debt arising in the normal or ordinary course of business rather than by way of borrowing; and (II) Except for debts disclosed
to the independent legal enterprise investment and agreed in writing by the independent legal enterprise investment. If there is not
received the prior written consent of the independent investment company, any loan or credit will not be granted to any person
by the domestic capital company.

 

(e) In the course of business operation, it has maintained
the asset value of the domestic capital company does not conduct any activities that may affect its operation and asset value

 

(f) If there is not the prior written consent of
independent investment company, any type of important contract won’t be allowed to signed. It’s not including the
normal business contract (for example, the value of a contract is above RMB 100,000- will be called the important contract.

 

(g) Without the prior written consent of independent
investment company, any type of loan or credit shall not be provided to any person.

 

(h)
At the request of the independent investment company, the domestic capital company shall provide all information about the operation
and financial status of the domestic company.

 

(i)
The insurance that the company buys and maintains from the insurance company accepted by the independent legal enterprise investment.
For this reason, the amount and type of insurance should be the same as that of operating similar businesses and owning similar assets
in the same region. The amount insured will be maintained by the company. It is consistent with the insurance type.

 

(j)
If there is not the prior written consent of independent investment company, Merge with or associate with or acquire or invest in any
person will not be allowed.

 

(k)
Inform the independent legal enterprise investment immediately of the occurrence or potential occurrence litigation and arbitration administrative
procedures related to assets business and income of domestic investment company.

 

    	 

    	 

    

 

(l)
In order to maintain the ownership of all assets of the domestic company, sign all necessary or appropriate documents, take all necessary
or appropriate actions and file all necessary or appropriate charges, and make necessary and appropriate defences to all negotiations.

 

(m)
Domestic Investment Company shall not distribute dividends in any form with prior written consent to an existing shareholder by the independent
legal enterprise investment. However, upon the independent legal enterprise investment’s request, all its attributable profits
shall be immediately distributed to the existing shareholders.

 

(n)
Regarding the requirement of the independent legal enterprise investment, It appointment that any person appointed by the
independent legal enterprise investment is a director of the domestic company.

 

2.2
The commitment from the shareholders of the company.

 

Existing
shareholders make the commitment as following:

 

(a)
If there is not the prior written consent of independent investment company, the memorandum of association of company shall not be supplemented,
altered or modified in any form of Increasing or decreasing the articles of association registered capital of the domestic capital company
or the registered capital structure of the company could be changed in any other ways .

 

(b)
If there is not the prior written consent of independent investment company, please don’t sell, transfer, mortgage or dispose of
the ownership or beneficial interest of any equity at any time from the date of this agreement signed, or to permit the creation of
any other security interest on it, but not including the pledge on the equity of the domestic capital company pursuant to the equity
pledge agreement;

 

(c)
If there is not the prior written consent of independent investment company, won’t approve domestic companies to merge or combine
with any person, or acquire any person or make investment to any person;

 

(d)
Must inform promptly the independent investment company anything regarding to will happen or may happen such as the litigation, arbitration
or administrative procedure of its equity.

 

(e)
Urge the general board meeting of shareholders of domestic capital company to vote and agree the transfer of the target equity specified
in this agreement.

 

    	 

    	 

    

 

(f)
To keep the ownership of target equity signature all of the necessary and appropriate documents or actively take all necessary measures
and appropriate action or make all necessary or appropriate charges to make necessary and proper defenses against all directors.

 

(g)
According to the requirements of the independent investment company, any person appointed by the independent investment company should
take up the posted of director of domestic capital company.

 

(h)
Regarding to the requirements of the independent investment company, it should transfer its equity and give up its shares to the independent
investment company or its designated representative at any time unconditional and immediately waive of the pre-emption rights
should be enjoyed by the existing shareholders, carrying out the aforesaid equity transferring to others shareholders.

 

(i)
Strictly comply with all provisions of this agreement or other contracts entered into jointly or separately by the existing shareholders
of the independent investment company and domestic capital company.

 

Making
faithfully perform all of obligations under such contract and do not perform any action/omission action which may affect the validity
and enforce capability of such contracts.

 

3.
The statement and guarantee from the existing shareholders and china Investment company

 

Shareholder
of china Investment Company on the date of this agreement signature and the date of transferring right of each shareholder. Independent
investment company and individually make statements and warranties as following:

 

3.1
Having the right to sign and exchange this agreement, In terms of this agreement and each assignment of agreement it is signed which
is a party will be constitute acting as legal, valid and binding its obligation and it can be regulated in accordance with the terms
of reinforcement.

 

3.2
Whether the signing of this agreement or any assignment agreement and delivery still under this agreement or any assignment agreement
performance of obligation will be impossible to: 

 

(i)Result
in violation of any relevant Chinese laws.

 

(ii)Conflict
with articles of agreement or other organizational documents.

 

(iii)Lead
to the violation such as one side or any contract or document bounded on it and constitute a discriminating party or any violation under
the contract or document to which it is bound.

 

    	 

    	 

    

 

(iv)
Lead to the violation of the relevant law grant of any license and granted approval or any conditions.

 

(v)Lead
to the termination of any license and approval or any additional conditions.

 

3.3
Existing shareholders have good and marketable ownership of all assets and some shareholders have not set up any security right in the
above assets.

 

3.4
China investment company has no outstanding debt except for.

 

(i)Debt
incurred in the normal course of its business.

 

(ii)Disclosed
to china investment company except for the debts which was the written consent by the independent investment company.

 

3.5
CIC (domestic capital company) shall comply with all applicable laws and regulations.

 

3.6
There are not ongoing or pending projects which are not associated with domestic capital company, company assets or the company
related litigation arbitration and administrative procedures.

 

4.
Confidentiality.

 

The
parties acknowledge and confirm any obligations exchanged between them in connection with this agreement in terms of any oral or written
information is confidential.

 

Response
of all parties such information shall be kept confidential without the written consent of the other party disclosure any relevant
information with the exception of following: (a) Such information known or to be known by the public, but it will not by one of the
receiving parties to disclose the public without authorization. (b) Applicable laws or regulations Information to be disclosed.
(c) In connection with the transactions described in this agreement, either party, which need to be disclosed to their legal or
financial advisers, and the legal financial adviser is also required to comply with a confidentiality obligation similar to this
clause, such as the staff of either party. This Agreement shall be liable for breach of contract, regardless of the termination of
this Agreement for any reason but this clause will still keep in force.

 

5.
Taking effect into force and period of validity.

 

Agreement
signed with all parties the agreement shall come into force on the date of the agreement and shall be valid for 10 years, at
the option of independent investment company, it can be extended for another 10 years.

 

    	 

    	 

    

 

6.
Termination

 

6.1
Termination at maturity.

 

Unless
extended in accordance with the relevant provisions of this agreement.

 

This
agreement will terminate on the date of expiration.

 

6.2
Premature termination.

 

6.3
Termination clause

 

After
the termination of the agreement, the parties shall continue to be effective under the obligation & right of Clause of No.4 and No.7.

 

7.
Liability for breach of contract and compensation.

 

7.1
Liability for breach of contract.

 

The
parties agree and confirm that any side “Defaulting party” Making breach of any agreement under this agreement or substantial
non-performance and delays perform any of the obligations under this agreement means It is a breach of this agreement.

 

Other
non-defaulting parties or any party to the contract shall have the right to require the breaching party to pay the contract within
a reasonable period of time or to take the remedial measures. If the defaulting party or notify the defaulting party in writing
by the other party and put forward after remedy request within 10 days. Taking remedial measures, then the observant party has
the right to claim the defaulting party gives damages compensation.

 

7.2
Compensation.

 

Regarding
existing shareholders and the domestic capital company due to the execution of this agreement any litigation arising against the
independent proprietorship company any damage resulting from a claim or other claim, loss, obligation and expenses incurred full
amount of compensation to the independent investment company and protect the independent investment company from any liability,
shareholder and the domestic capital company caused by the behavior of any the third party acting as an existing shareholder or
domestic capital company for the damage and compensation towards independent investment companies.

 

8.
Applicable law and dispute resolution.

 

8.1
Applicable law.

 

Validity,
interpretation and performance of this Agreement, and the settlement of disputes under this Agreement shall be governed by China
(except Hong Kong SAR, Macao SAR and Hong Kong) is governed by the law of the people’s Republic of China.

 

    	 

    	 

    

 

8.2
Dispute resolution.

 

Due to the interpretation and performance of this
agreement. Any dispute arising out of this agreement shall be signed through friendly negotiation to solve it. If on one side send a written
notice to the other party for settlement through negotiation within 30 days after the dispute. It is still unresolved .Then either party
may settle the dispute to submit place of signing this agreement having jurisdiction court to deal with it in accordance with the law.

 

9. Change of law.

 

After this Agreement comes into effect If any central
or local legislative or executive body and any central or local laws and regulations amendments to the provisions of the regulations
and other normative documents Including the current laws, regulations and rules or other normative articles. It has been amended, supplemented
or abolished or the current law regulations or other normative documents explain or promulgated the detailed rules of the implementation
measures (referred to as amendment) or issue new laws and regulations or other normative documents (referred to as the new provisions)
in this case, the following conditions will be adopted.

 

9.1 If the amendment or new provision is later than
the effective date of this agreement effective The relevant laws, regulations, rules or other normative documents of the contract are
more beneficial to either party.(And the other side is not seriously or adversely affected.)Relevant institutions apply for the benefit
of these amendments or new regulations the parties shall make their best efforts in the near future to facilitate the approval
of the application.

 

9.2 If revised or new regulations the economic benefits
of the independent investment company under this agreement seriously affected directly or indirectly In addition, the parties cannot
solve the economic interests of the independent investment company in accordance with the provisions of this agreement adverse effect.
After the independent investment company notify other parties that all parties shall make all necessary amendments to this agreement
through timely consultation to maximize safeguard the economic interests of the independent investment company under this agreement.

 

    	 

    	 

    

 

10
Force majeure.

 

10.1 Force majeure is beyond the reasonable control
of one party with the reasonable attention of the affected party still inevitable any event which include but are not limited to natural
disaster. Extreme weather and climate such as storm above grade 8 level) Accidents (Public health emergency.) Including
Due to the epidemic situation and other reasons, home isolation or an executive order issued by the government under the condition
War, riot, etc., but Funds. Or insufficient financing shall not be regarded as beyond the reasonable control of one party.
The performance of this agreement is delayed or hindered by any force majeure event only if this part is delayed or hindered thing was
affected by the force majeure party, without any liability under this agreement to seek exemption from the obligations under this agreement
under the influence of force majeure Any obligation to perform under this agreement one party shall release the liability as soon as
possible and then inform the other party and let them know the procedure steps.

 

10.2 The party affected by the event of force majeure
shall not bear any responsibility under this agreement But only in the affected areas, it is reasonable and feasible in the near future
strive It is the party who seeks exemption from liability under the condition of performance of the agreement Exemption from travel and
only the part delayed or hindered travel It is believed that once such a case is found, the reason for exemption has been corrected or
remedied the parties agree to use their best efforts to resume the downward trend of this agreement responsibility fulfilment. 

 

11
Other.

 

11.1
Notice.

 

Notices
under this Agreement shall be sent by hand delivery, fax or registered mail Notice, if sent by registered post, then the date of receipt
recorded on the receipt of registered mail It is the date of service If it is delivered by hand or by fax, the date on which it can be
sent shall be the date of delivery If it is sent by fax, it should be sent in after sending, the original shall be sent by registered
mail or by specially assigned person.

 

11.2
Further assurance.

 

The
parties agree to promptly sign and execute the provisions and purposes of this agreement, which is reasonably necessary or beneficial
to it and fails to perform the provisions and purposes of this agreement. Further action reasonably required or will be beneficial to
it.

 

11.3
Complete contract.

 

In
addition to the written amendments or amendments made after the signing of this agreement this Agreement constitutes the agreement between
the parties with respect to the subject matter of this agreement the entire contract reached by the project replace all previous oral
or written negotiations on whether the subject matter of this agreement is reached or not state and contracts.

 

    	 

    	 

    

 

11.4
Title.

 

The
headings of this Agreement are for convenience only and shall not be used to interpret or affected the provision meaning of this agreement.

 

11.5
Taxation.

 

All
taxes incurred by each party due to the signing and performance of this agreement and the cost shall be borne by each party separately.

 

11.6
Transfer by agreement.

 

Except
with the prior written consent of the independent proprietorship existing shareholders or domestic companies shall not transfer their
rights and obligation under this agreement to any the third party.

 

11.7
The divisibility of the protocol.

 

If
any provision of this agreement is inconsistent with relevant laws and lead to invalid and cannot be enforced invalid and It shall not
affect the legal effect of other provisions of this agreement.

 

11.8
Abstained.

 

Either
party may abstain from the terms and conditions of this agreement, but it must be made in writing and signed by all parties. In
general, the waiver of other party’s breach of contract under certain circumstances shall not be regarded as such party’s
breach of contract under other circumstance

 

11.9
Some modification and supplement.

 

The
parties shall amend and supplement this agreement by written agreement This agreement is duly signed by the parties The Amendment Agreement
and supplementary agreement are an integral part of this agreement, with the same legal effect as this agreement.

 

11.10
..Agreement text.

 

This
agreement is written in Chinese Signed in 5 originals each party shall hold one copy of this agreement.

 

    	 

    	 

    

 

Signature
page.

 

In
witness whereof, the parties have executed this Agreement as of the date first above written.

 

	Chengdu
    Jiu Ling Ke Fu Technology Co., Ltd. (Seal.)	 
	 	 	 
	Signature	 	 
	Name
    	JiuLing
    Zhang	 
	Job
title.    	Legal
    representative	 
	 	 	 
	Shareholder:	 	 
	 	 	 
	ChunLing Mao	 
	Signature	 	 
	 	 	 
	HaiBo Bai	 
	Signature	 	 
	 	 	 
	XueFeng Huang	 
	Signature	 	 
	 	 	 
	Sichuan
    Hengguang Insurance Agency Co., Ltd (Seal)	 
	 	 	 
	Signature:	 	 
	Name:	ChuanLing
    Mao	 
	Job
    title.	Legal
    representative

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