Document:

EX-10.26

 Exhibit 10.26 

EXECUTION VERSION 
 CERTAIN IDENTIFIED
INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED. 

SIXTH AMENDMENT TO 

FIRST AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT 

Dated as of October 8, 2020 
 Between:

 GUILD MORTGAGE COMPANY, as Seller 
 and 

JPMORGAN CHASE BANK, N.A., as Buyer 
 This Amendment

 The Parties hereby amend (for the sixth time) the First Amended and Restated Master Repurchase Agreement dated December 14, 2018
between them (the “A&R MRA”, as amended by that certain First Amendment to First Amended and Restated Master Repurchase Agreement date June 21, 2019, the Second Amendment to First Amended and Restated Master Repurchase
Agreement dated December 13, 2019, the Third Amendment to First Amended and Restated Master Repurchase Agreement dated February 21, 2020, the Omnibus Letter Agreement dated April 30, 2020, the Fourth Amendment to First Amended and
Restated Master Repurchase Agreement dated June 23, 2020 and the Fifth Amendment to the First Amended and Restated Master Purchase Agreement dated as of July 24, 2020 and as hereby and supplemented, further amended or restated from time to
time, the “MRA”). 
 All capitalized terms used in the MRA and used, but not defined differently, in this amendment (this
“Amendment”) have the same meanings here as there. 
 The Sections of this Amendment are numbered to correspond with the
numbering of the Sections of the MRA amended hereby. 
 RECITALS 

WHEREAS, Buyer and Seller are parties to the MRA, pursuant to which Buyer may, from time to time, purchase certain mortgage loans from
Seller and Seller agrees to sell certain mortgage loans to Buyer under a master repurchase facility. 
 WHEREAS, on
September 22, 2020, Guild Mortgage Company, LLC, a Delaware limited liability company (“GMCLLC”), changed its name to Guild Investors, LLC (“GILLC”). 

WHEREAS, Seller and Guild Holdings Company, a Delaware corporation (“GHC”) intend to carry out certain internal
restructuring and other transactions, including (i) the contribution (the “Contribution”) by GILLC of 100% of the issued and outstanding equity interests of Seller to GHC, (ii) substantially simultaneously with the
Contribution, the conversion (the “Conversion”) of Seller from a California corporation to Guild Mortgage Company, LLC, a California limited liability company, (iii) the dissolution of GILLC, and (iv) the sale of shares of
common stock of GHC to public investors. 

 WHEREAS, Buyer and Seller are prepared to amend the MRA, subject to the consummation
of the Transactions, on the terms set forth herein. 
 NOW, THEREFORE, in consideration of the mutual promises contained herein, and
for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereby agree as follows: 
  

	1.	 Applicability 

A. Effective upon the date of the Conversion, Section 1 of the A&R MRA is hereby amended to read as follows: 

From time to time before the Termination Date, the parties hereto (the “Parties”) may enter
into transactions in which Guild Mortgage Company, LLC, a California limited liability company (“Seller”) agrees to transfer to JPMorgan Chase Bank, N.A. (together with its successors and assigns, “Buyer”) Mortgage
Loans (including their Servicing Rights, defined below) on a servicing released basis against the transfer of funds by Buyer, with a simultaneous agreement by Buyer to transfer to Seller those Mortgage Loans (including their Servicing Rights) on a
servicing released basis at a date certain or on demand, against the transfer of funds by Seller. Each such transaction shall be referred to in this Agreement as a “Transaction” and shall be governed by this Agreement. Buyer shall
have no obligation to enter into any Transaction on or after the Termination Date. From and after the Conversion, any reference to “Guild Mortgage Company” in this Agreement shall be deemed to be a reference to “Guild Mortgage
Company, LLC”. 
  

	2.	 Definitions; Interpretation 

A. Effective upon the consummation of the Contribution, the definitions of “Change in Control” and “Guarantor” in
Section 2(a) of the A&R MRA are hereby amended to read as follows: 
 “Change in
Control” means the occurrence of any of the following events: 
 (a) an acquisition by any “person” or
“group” (within the meaning of Section 13(d)(3) or 14(d)(2) of the 1934 Act) of beneficial ownership (within the meaning of Rule 13d-3 promulgated under the 1934 Act) of Equity Interests of
Seller or Guarantor, as the context requires at any time if after giving effect to such acquisition, of [***] or more of the outstanding voting Equity Interests on a fully diluted basis, (b) occupation at any time of a majority of the seats
(other than vacant seats) on the board of directors or other governing body of Seller or Guarantor, as applicable by Persons who were not (i) directors or the equivalent of Seller or Guarantor, as applicable on the Effective Date of this
Agreement or (ii) nominated or appointed by such board of directors 

  
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or other governing body, or (c) the acquisition of direct or indirect Control of Seller or Guarantor, as the context requires by any Person or group other than Investor; provided, however,
that the following shall not constitute a Change in Control: (1) any acquisition of Equity Interests by one or more Investors; or (2) any acquisition of Equity Interests by any employee benefit plan (or related trust) sponsored or
maintained by the Company or any entity controlled by the Company. 
 Notwithstanding anything to the contrary contained herein, the IPO
Transactions shall not constitute a Change in Control. 
 “Guarantor” means, from and after the
Contribution, each of the Company and any Person who hereafter executes a guaranty to support the obligations of Seller under this Agreement and the other Transaction Documents. 

B. Effective upon the consummation of the Contribution, the following definitions are each respectively added to Section 2(a) of the
A&R MRA in alphabetical order: 
 “Board” means the board of directors of the Company. 

“Company” means Guild Holdings Company, a Delaware corporation, or its successor. 

“Equity Interests” means shares of capital stock, partnership interests, membership interests in
a limited liability company, beneficial interests in a trust or other equity ownership interests in a Person, and any warrants, options or other rights entitling the holder thereof to purchase or acquire any of the foregoing, but excluding any debt
securities convertible into any of the foregoing. 
 “Investor” means, collectively, (i) [***], any other
investment funds affiliated with [***], and any company or other entity controlled by, controlling or under common control with [***] or any such investment fund (other than any portfolio company) (the “[***] Investors”) and
(ii) provided that the [***] Investors own [***] of the voting power of the Company, any Person that forms a group (within the meaning of Section 13(d)(3) or Section 14(d)(2) of the 1934 Act or any successor provision) with the [***]
Investors and that, directly or indirectly, holds or acquires beneficial ownership of voting securities of the Company entitled to vote generally in the election of directors. 

“IPO Transactions” collectively, (i) the contribution (the “Contribution”)
by Guild Investors, LLC, a Delaware limited liability company, of 100% of the issued and outstanding equity interests of Seller to the Company, (ii) the conversion (the “Conversion”) of Seller from a California corporation to
Guild Mortgage Company, LLC, a California limited liability company, (iii) the dissolution of Guild Investors, LLC, a Delaware limited liability company, and (iv) the sale of common stock of the Company to public investors. 

  
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 “Sixth Amendment to A&R MRA” means the
Sixth Amendment to First Amended and Restated Master Repurchase Agreement dated October 8, 2020. 
  

	7.	 Conditions Precedent 

A. The following is hereby added as a new Section 7(c) to the A&R MRA: 

(c) Conditions Precedent to Sixth Amendment to MRA. The amendments set forth in Section 1 and Section 2 of the
Sixth Amendment to the A&R MRA and Section 35 of the Sixth Amendment to A&R MRA shall automatically become effective upon (and subject to) the Contribution, subject to the satisfaction of each of the following conditions precedent (any
of which Buyer may electively waive, in Buyer’s sole discretion): 
 (i) on or before the date of the
Contribution, Company shall have delivered the Guaranty in form and substance satisfactory to Buyer and its counsel; 

(ii) on or before the date of the Conversion, Seller shall have delivered an Officer’s Certificate with
all organizational documents reasonably requested by Buyer, in form and substance reasonably satisfactory to Buyer and its counsel; 

(iii) on or before the date of the Contribution, Company shall have delivered an Officer’s Certificate
with all organizational documents reasonably requested by Buyer, in form and substance reasonably satisfactory to Buyer and its counsel; and 

(iv) on the date of the Contribution, GMCLLC shall have delivered the Release of Guaranty
(“Release of Guaranty”) in form and substance reasonably satisfactory to Buyer and its counsel. 
  

	35.	 IPO Transactions. 

A. The foregoing caption and following text are hereby added as a new Section 35 to the A&R MRA: 

Effective upon the consummation of the Contribution, (1) the Company shall succeed to, and be substituted for, assume all obligations of,
and may exercise every right and power of, Guild Investors, LLC under the Agreement, with the same effect as the Company had been named as Guarantor in the Agreement, as evidenced by that certain Guaranty to be executed by Company, and the Release
of Guaranty to be executed by Guild Investors, LLC, both effective as of the date of the Contribution, and (2) Guild Investors, LLC shall be removed as a party to, no longer be deemed bound by, cease to have any rights under, and be otherwise
released from all obligations and liabilities under, the Agreement pursuant to the terms of the Release of Guaranty to be executed by Guild Investors, LLC. 

  
 4 

 Buyer hereby consents to the IPO Transactions and hereby agrees that, notwithstanding
anything to the contrary in this Agreement (including, but not limited to, Section 12(a)(xviii) thereto), the consummation of the IPO Transactions and any transaction related thereto shall not constitute a Default or an Event of Default.
Notwithstanding the foregoing, except as expressly set forth in the Sixth Amendment to the A&R MRA, no provision of this consent to the IPO Transactions shall be deemed to waive or modify any other rights, powers, or privileges of Buyer as the
Buyer under the Agreement or under any of the other Transaction Documents to matters unrelated to the IPO Transactions. 
 Seller hereby
represents and certifies that, following the IPO Transactions and upon the effectiveness of this Amendment, Seller’s representations and warranties set forth in Section 10 of the A&R MRA, as amended by this Amendment, are true
and correct in all material respects. 
 (The remainder of this page is intentionally blank; counterpart signature pages follow.) 

  
 5 

 As amended hereby, the A&R MRA remains in full force and effect, and the Parties hereby
ratify and confirm it. 
  

			
	JPMORGAN CHASE BANK, N.A.
		
	 By:
	 	 /s/ Preeti Yeung

		 	Preeti Yeung
		 	 Authorized Officer

  

			
	 GUILD MORTGAGE COMPANY

		
	 By:
	 	 /s/ Amber Elwell

		 	Amber Elwell
		 	 CFO

  

			
	Acknowledged and Agreed to:
	
	 GUILD HOLDINGS COMPANY,

a Delaware corporation

		
	 By:
	 	 /s/ Amber Elwell

		 	Name: Amber Elwell
		 	Title: CFO

  
 [Signature page
to Sixth Amendment to First Amended and Restated Master Repurchase Agreement]EX-10.29

 Exhibit 10.29 

EXECUTION VERSION 
 CERTAIN IDENTIFIED
INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED. 

AMENDMENT NO. 1 TO 

MORTGAGE WAREHOUSE AGREEMENT 
 This
AMENDMENT NO. 1 TO MORTGAGE WAREHOUSE AGREEMENT (this “Amendment”) is made and entered into as of October 8, 2020, by and among Texas Capital Bank, National Association (“Buyer”) and Guild Mortgage Company, a
California corporation (“Seller”), and Guild Holdings Company, a Delaware corporation. This Amendment amends that certain Mortgage Warehouse Agreement by and between Buyer and Seller, dated as of April 13, 2020 (as amended,
restated, supplemented or otherwise modified from time to time, the “Agreement”). Any capitalized term used herein and not otherwise defined herein shall have the meaning ascribed to such term in the Agreement. 

R E C I T A L S 
 WHEREAS, Buyer
and Seller have previously entered into the Agreement, pursuant to which Buyer may, from time to time, purchase certain mortgage loans from Seller and Seller agrees to sell certain mortgage loans to Buyer under a mortgage warehouse facility. 

WHEREAS, on September 22, 2020, Guild Mortgage Company, LLC, a Delaware limited liability company, changed its name to Guild Investors, LLC
(“GILLC”). 
 WHEREAS, Guild Holdings Company, a Delaware corporation (“GHC”) and Seller intend to carry out
certain internal restructuring and other transactions, including (i) the contribution (the “Contribution”) by GILLC of 100% of the issued and outstanding equity interests of Seller to GHC, (ii) the conversion (the
“Conversion”) of Seller from a California corporation to Guild Mortgage Company, LLC, a California limited liability company, (iii) the dissolution of GILLC, and (iv) the sale of shares of common stock of GHC to public
investors. 
 WHEREAS, Buyer and Seller are prepared to amend the Agreement, subject and conditional upon to the consummation of the Contribution, on
the terms, and subject to the conditions and in reliance on the representation set forth herein. 
 NOW, THEREFORE, in consideration of the mutual
promises contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereby agree as follows: 

ARTICLE 1 
 AMENDMENTS TO
AGREEMENT. 
 Section 1.1 Effective upon the consummation of the Contribution, Section 1.1 of the Agreement is hereby
amended by adding the following definitions in appropriate alphabetical order: 
 ““Board” means the board of
directors of the Company.” 

 ““Change of Control” means the occurrence of any of the
following events: 
 (a) An acquisition by any “person” or “group” (within the meaning of Section 13(d)(3) or 14(d)(2) of
the Exchange Act) of beneficial ownership (within the meaning of Rule 13d-3 promulgated under the Exchange Act) of [***] or more of either (i) the then outstanding shares of common stock of the Company
(the “Outstanding Company Common Stock”) or (ii) the combined voting power of the outstanding shares of voting stock of the Company entitled to vote generally in the election of directors (the “Outstanding Voting
Stock”); provided, however, with respect to this clause (a), that the following shall not constitute a Change in Control: (1) any re-acquisition of Outstanding Voting Stock directly by the
Company; (2) any acquisition by one or more Investors; or (3) any acquisition by any employee benefit plan (or related trust) sponsored or maintained by the Company or any entity controlled by the Company; or (b) an event or series of
events by which the Company ceases to own one hundred percent (100.0%) of the equity securities in Seller. 
 Notwithstanding anything
to the contrary contained herein, the IPO Transactions shall not constitute a Change of Control.” 
 ““Company”
means Guild Holdings Company, a Delaware corporation, or its successor.” 
 ““Exchange Act” means the Securities
Exchange Act of 1934, as amended from time to time, and any successor thereto.” 
 ““Investor” means,
collectively, (i) [***], any other investment funds affiliated with [***], and any company or other entity controlled by, controlling or under common control with [***] or any such investment fund (other than any portfolio company) (the
“[***] Investors”) and (ii) provided that the [***] Investors own [***] of the voting power of the Company, any Person that forms a group (within the meaning of Section 13(d)(3) or Section 14(d)(2) of the Exchange Act
or any successor provision) with the [***] Investors and that, directly or indirectly, holds or acquires beneficial ownership of voting securities of the Company entitled to vote generally in the election of directors.” 

““IPO Transactions” means, collectively, (i) the contribution (the “Contribution”) by Guild
Investors, LLC, a Delaware limited liability company, of 100% of the issued and outstanding equity interests of Seller to the Company, (ii) the conversion (the “Conversion”) of Seller from a California corporation to Guild
Mortgage Company, LLC, a California limited liability company, (iii) the dissolution of Guild Investors, LLC, a Delaware limited liability company, and (iv) the sale of common stock of the Company to public investors.” 

Section 1.2 Effective upon the consummation of the Conversion, all references in the Agreement and the other Warehouse Documents to
“Guild Mortgage Company, a California corporation” shall be replaced with “Guild Mortgage Company, LLC, a California limited liability company”. 

  
 2 

 Section 1.3 Effective upon the consummation of the Contribution,
Section 8.1 of the Agreement is hereby deleted in its entirety and replaced by the following in its stead: 
 “Change
of Control. Without the prior written consent of Bank there shall not be any Change of Control.” 
 Section 1.4 Effective
upon the consummation of the Contribution, Section 8.2 of the Agreement is hereby deleted in its entirety. 
 Section 1.5
Effective upon the consummation of the Contribution, (1) GHC shall succeed to, and be substituted for, assume all obligations of, and may exercise every right and power of, GILLC under the Agreement, the Guaranty Agreement and the other
Warehouse Documents, with the same effect as GHC had been named as Guarantor in the Agreement, the Guaranty Agreement and the other Warehouse Documents, and (2) GILLC shall be removed as a party to, no longer be deemed bound by, cease to have
any rights under, and be otherwise released from all obligations and liabilities under, the Agreement, the Guaranty Agreement and the other Warehouse Documents. For the avoidance of doubt, effective upon the consummation of the Contribution,
references in the Agreement, the Guaranty Agreement and the other Warehouse Documents to “Guild Mortgage Company, LLC, a Delaware limited liability company” and “Guild Mortgage Company, LLC” are hereby replaced with “Guild
Holdings Company, a Delaware corporation”. 
 Section 1.6 By its execution hereof, GHC (1) acknowledges and agrees to the
terms of this Amendment, (2) hereby ratifies, subject to and conditioned upon the consummation of the Contribution, the Agreement, the Guaranty Agreement and the other Warehouse Documents, and Seller’s indebtedness, liabilities, and/or
obligations to Buyer thereunder as set forth therein, and (3) agrees that it shall give notice of the consummation of the Contribution and the Conversion to Buyer promptly following the date thereof. 

ARTICLE 2 

Miscellaneous. 

Section 2.1 Consent to IPO Transactions. Buyer hereby consents to the IPO Transactions and hereby agrees that, notwithstanding
anything to the contrary in the Agreement, the consummation of the IPO Transactions and any transaction related thereto shall not constitute a Default or an Event of Default under the Agreement. The amendments set forth in Article 1 of this
Amendment shall automatically become effective upon the occurrence of the Contribution, provided that Lender shall have received, prior to or contemporaneously with the occurrence of the Contribution, incumbency certificates and resolutions of the
Board of Directors (or other governing body) of Guild Mortgage Company, LLC, a California limited liability company, and GHC which authorize such parties’ ratification, acknowledgment, and (as applicable) assumption of the Agreement, the
Guaranty Agreement, and the other Warehouse Documents. 
 Section 2.2 Governing Law. This Amendment and all of the terms and
conditions hereof and the rights of the parties hereto shall be governed by and interpreted in accordance with the Laws of the State of Texas (without reference to applicable rules of conflicts of Law) and venue for any legal action brought
hereunder shall lie in Collin County, Texas or Dallas County, Texas. 

  
 3 

 Section 2.3 Severability. Each provision and agreement herein shall be treated
as separate and independent from any other provision or agreement herein and shall be enforceable notwithstanding the unenforceability of any such other provision or agreement. 

Section 2.4 Counterparts. For the purpose of facilitating the execution of this Amendment, and for other purposes, this Amendment
may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original, and all such counterparts shall constitute one and the same instrument. This Amendment shall be valid, binding and enforceable against
a party only when executed by an authorized individual on behalf of the party by means of (i) an original, manual signature, or (ii) a faxed, electronic image scan transmission (e.g., “pdf” or “tif” via electronic mail)
or photocopied manual signature. Each faxed, electronic image scan transmission (e.g., “pdf” or “tif” via electronic mail) or photocopied manual signature shall for all purposes have the same validity, legal effect and
admissibility in evidence as an original manual signature. 
 Section 2.5 Except for the modifications set forth herein, the Warehouse
Documents shall remain in full force and effect, any and all liens and/or security interests securing Seller’s obligations under the Warehouse Documents are hereby retained and preserved, and the liability of the Obligated Parties and under the
Warehouse Documents continues unaffected. This Amendment expresses the entire understanding of the parties with respect to the transactions contemplated hereby. No prior negotiations or discussions shall limit, modify, or otherwise affect the
provisions hereof. 
 Section 2.6 This Amendment is executed and delivered by Seller and GHC with the understanding that Buyer may
fully rely and act upon the ratification and agreements herein in making Advances pursuant to the Agreement. The parties executing this Amendment on behalf of Seller and GHC each represent that they have been duly authorized to execute and deliver
this Amendment and bind such respective party thereby. 
 Section 2.7 This Amendment represents the final agreement between the
parties with respect to subject matter hereof, and may not be contradicted by evidence of prior, contemporaneous or subsequent oral agreements between the parties. There are no unwritten oral agreements between the parties. 

[signature page follows] 

  
 4 

 IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be duly executed as of the date first
written above. 
  

			
	BUYER
	
	 TEXAS CAPITAL BANK, NATIONAL

ASSOCIATION

		
	By:	 	/s/ Heather Crawford
	Name:	 	Heather Crawford
	Title:	 	Vice President

  

			
	SELLER
	
	 GUILD MORTGAGE COMPANY,
 a
California corporation

		
	By:	 	/s/ Amber Elwell
	Name:	 	Amber Elwell
	Title:	 	CFO

  

			
	GHC
	
	 GUILD HOLDINGS COMPANY,
 a
Delaware corporation

		
	By:	 	/s/ Amber Elwell
	Name:	 	Amber Elwell
	Title:	 	CFO

 [Signature Page to Amendment No. 1 to Mortgage Warehouse Agreement]

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