Document:

<PAGE>

                                                                   EXHIBIT 10.13

                              SECOND AMENDMENT TO
                      THREE-YEAR REVOLVING CREDIT AGREEMENT

         THIS SECOND AMENDMENT, dated as of October 17, 2003 (this "Amendment"),
amends and modifies a certain Three-Year Revolving Credit Agreement, dated as of
June 14, 2002, as amended by an Amendment dated as of June 20, 2003 (as so
amended, the "Credit Agreement"), among ALLEGHANY CORPORATION (the "Borrower"),
the Banks named therein and U.S. BANK NATIONAL ASSOCIATION, as Agent for the
Banks (in such capacity, the "Agent"). Terms not otherwise expressly defined
herein shall have the meanings set forth in the Credit Agreement.

         FOR VALUE RECEIVED, the Borrower, the Banks which are signatories
hereto and the Agent agree as follows:

                  ARTICLE I - AMENDMENT TO THE CREDIT AGREEMENT

         Upon effectiveness of this Amendment as provided below, the Credit
Agreement shall be deemed to be amended as follows.

         1.1 Applicable Margin. The table in the definition of "Applicable
Margin" is amended to read as follows:

<TABLE>
<CAPTION>
                                          Applicable Margin
Level               Rating            (basis points per annum)
--------------------------------------------------------------
<S>            <C>                    <C>
 I             A/A2 or higher                   50.0
--------------------------------------------------------------
 II            A-/A3                            55.0
--------------------------------------------------------------
 III           BBB+/Baal                        67.5
--------------------------------------------------------------
 IV            BBB/Baa2                         80.0
--------------------------------------------------------------
 V             BBB-/Baa3                        92.5
--------------------------------------------------------------
 VI            BB+/Bal or lower                130.0
--------------------------------------------------------------
</TABLE>

In paragraph (a) of such definition, the parenthetical "(Level V being the
lowest Level)" is amended to read "(Level VI being the lowest Level)".

         1.2 Utilization Fee Rate. The table in the definition of "Utilization
Fee Rate" is amended to read as follows:

<TABLE>
<CAPTION>
                        Utilization Fee Rate
Level                 (basis points per annum)
----------------------------------------------
<S>                   <C>
 I                              0.0
----------------------------------------------
 II                            20.0
----------------------------------------------
 III                           32.5
----------------------------------------------
 IV                            45.0
----------------------------------------------
 V                             57.5
----------------------------------------------
 VI                            70.0
----------------------------------------------
</TABLE>

<PAGE>

         1.3 Revolving Commitment Fees. Section 2.9(1) is amended to read as
follows:

                  "2.9(a) The Borrower shall pay to the Agent, for the account
         of each Bank, fees (the "Revolving Commitment Fees") in an amount
         determined by applying to the average daily Unused Revolving Commitment
         of such Bank for the period from the Closing Date to the Termination
         Date a rate of (i) at any time that any of Levels I through V apply,
         0.25% per annum, or (b) at any time that Level VI applies, 0.375% per
         annum. Such Revolving Commitment Fees are payable in arrears quarterly
         on the last day of each calendar quarter and on the Termination Date."

         1.4 Unrestricted Liquid Assets. Section 6.15 is amended by deleting
"less than 1.25 to 1.00" and inserting "less than 1.10 to 1.00" in place
thereof. In the form of Compliance Certificate (Exhibit 5.1) the reference in
the corresponding Section to "Must be at least 1.25" is deleted and "Must be at
least 1.10" is inserted in place thereof.

         1.5 Disposition of Loans. The Second proviso of the second sentence of
Section 9.6 is deleted. Such proviso read, and the text deleted reads:

         "and provided further, that concurrently with the assignment of a
         portion of any Bank's Revolving Percentage hereunder, such Bank shall
         assign a like Revolving Percentage under the 364-Day Credit Agreement".

         1.6 Construction. All references in the Credit Agreement to "this
Agreement", "herein" and similar references shall be deemed to refer to the
Credit Agreement as amended by this Amendment and as may be further amended,
restated, supplemented or otherwise modified from time to time.

                   ARTICLE II - REPRESENTATIONS AND WARRANTIES

         To induce the Banks and the Agent to enter into this Amendment and to
make and maintain the Loans under the Credit Agreement as amended hereby, the
Borrower hereby warrants and represents to the Banks and the Agent that it is
duly authorized to execute and deliver this Amendment, and to perform its
obligations under the Credit Agreement as amended hereby, and that this
Amendment constitutes the legal, valid and binding obligations of the Borrower,
enforceable in accordance with its terms.

                       ARTICLE III - CONDITIONS PRECEDENT

         This Amendment shall become effective on the date first set forth
above, provided, however, that the effectiveness of this Amendment is subject to
the satisfaction of each of the following conditions precedent:

         3.1 Warranties. The representations and warranties in Article IV of the
Credit Agreement shall be true and correct as though made on the date hereof
(other than those which speak as of a specific date, which shall be true and
correct as of such date). The execution by the

<PAGE>

Borrower of this Amendment shall be deemed a representation that the Borrower
has complied with the foregoing condition.

         3.2 Defaults. Before and after giving effect to this Amendment, no
Default and no Event of Default shall have occurred and be continuing under the
Credit Agreement. The execution by the Borrower of this Amendment shall be
deemed a representation that the Borrower has complied with the foregoing
condition.

         3.3 Documents. The Company, each Bank and the Agent shall have executed
and delivered this Amendment.

                              ARTICLE IV - GENERAL

         4.1 Expenses. The Borrower agrees to reimburse the Agent upon demand
for all reasonable expenses (including reasonable attorneys' fees and legal
expenses) incurred by the Agent in connection with the preparation, negotiation
and execution of this Amendment and any other document required to be furnished
herewith, and in enforcing the obligations of the Borrower hereunder, and to pay
and save the Agent harmless from all liability for, any stamp or other taxes
which may be payable with respect to the execution or delivery of this
Amendment, which obligations of the Borrower shall survive any termination of
the Credit Agreement,

         4.2 Counterparts. This Amendment may be executed in as many
counterparts as may be deemed necessary or convenient, and by the different
parties hereto on separate counterparts, each of which, when so executed, shall
be deemed an original but all such counterparts shall constitute but one and the
same instrument.

         4.3 Severability. Any provision of this Amendment which is prohibited
or unenforceable in any jurisdiction shall, as to such jurisdiction, be
ineffective to the extent of such prohibition or unenforceability without
invalidating the remaining portions hereof or affecting the validity or
enforceability of such provisions in any other jurisdiction.

         4.4 Law. This Amendment shall be governed by the internal laws of the
State of Minnesota, without giving effect to conflict of laws principles
thereof, but giving effect to federal laws of the United States applicable to
national banks.

         4.5 Successors; Enforceability. This Amendment shall be binding upon
the Borrower, the Banks and the Agent and their respective successors and
assigns, and shall inure to the benefit of the Borrower, the Banks and the Agent
and the successors and assigns of the Banks and the Agent. Except as hereby
amended, the Credit Agreement shall remain in full force and effect and is
hereby ratified and confirmed in all respects.

                            (signature page follows)

<PAGE>

       IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
executed by their respective officers thereunto duly authorized as of the date
first written above.

                                      ALLEGHANY CORPORATION

                                      By: /s/ Peter R. Sismondo
                                         ----------------------------
                                      Title: VP

                                      U.S. BANK NATIONAL ASSOCIATION, as
                                      Agent and as a Bank

                                      By: /s/ Sam S. Pepper
                                         ----------------------------
                                      Title: Vice President

                                      LaSALLE BANK NATIONAL
                                      ASSOCIATION, as a Bank

                                      By: /s/ James J. Hess
                                         ----------------------------
                                             James J. Hess
                                      Title: First Vice President

                                      M&I MARSHALL & ILSLEY BANK,
                                      as a Bank

                                      By: /s/ Jeffrey T. Ticknor
                                         ----------------------------
                                      Title: Sr. Vice President
                                      and

                                      By: /s/ John Ronzia
                                         ----------------------------
                                      Title: Vice President

                                      THE BANK OF NOVA SCOTIA, as a Bank

                                      By: /s/ John Campbell
                                         ----------------------------
                                         By: John Campbell
                                      Title: Managing Director

                                      BANK HAPOALIM B.M., as a Bank

                                      By: /s/ James P. Surless
                                         ----------------------------
                                      Title: VP
                                      and

                                      By: /s/ Laura A. Raffa
                                         ----------------------------
                                      Title: SVP<PAGE>

                                                                    EXHIBIT 10.1

                         FOURTH AMENDMENT AND CONSENT TO
                                CREDIT AGREEMENT

                  FOURTH AMENDMENT AND CONSENT, dated as of September 12, 2003
(this "Amendment"), to the Credit Agreement referred to below among ATARI, INC.,
successor in interest by merger to INFOGRAMES, INC., a Delaware corporation
("Borrower"), the other parties signatory thereto as Credit Parties, the Lenders
party thereto (the "Lenders"), and GENERAL ELECTRIC CAPITAL CORPORATION, a
Delaware corporation, for itself, as a Lender, and as agent for the Lenders (in
such capacity, "Agent").

                               W I T N E S S E T H

                  WHEREAS, Borrower and Agent are parties to that certain Credit
Agreement, dated as of November 12, 2002 (as amended, supplemented or otherwise
modified from time to time, the "Credit Agreement"); and

                  WHEREAS, Borrower and Agent have agreed to amend the Credit
Agreement, and to consent to certain transactions described herein, all in the
manner, and on the terms and conditions, provided for herein;

                  NOW THEREFORE, in consideration of the premises and for other
good and valuable consideration, the receipt, adequacy and sufficiency of which
are hereby acknowledged, the parties hereto agree as follows:

                  1. Definitions. Capitalized terms not otherwise defined herein
shall have the meanings ascribed to them in the Credit Agreement.

                  2. Consent. As of the Fourth Amendment Effective Date (as
hereinafter defined), Agent and Lenders hereby consent to the transactions
contemplated by that certain draft term sheet dated August 7, 2003 and attached
hereto as Exhibit A (the "Term Sheet"), pursuant to which (a) Parent agrees to
the satisfaction of all Parent Subordinated Debt owed to Parent by Borrower and
outstanding as of the date of the Public Offering (as hereinafter defined) in
exchange for certain amounts of Borrower's common Stock and Borrower's transfer
of certain intercompany loans owed to it by the Parent's Subsidiaries (the "Debt
Satisfaction") and (b) Borrower agrees to include certain shares of its common
Stock that are owned by Parent in an underwritten public offering (the "Public
Offering"; together with the Debt Satisfaction and the other transactions
contemplated by the Term Sheet, the "Offering Transactions"), and Agent and
Lenders acknowledge that no defaults arising directly out of the Offering
Transactions shall occur under Sections 1.3(b)(ii), 1.3(b)(iii), 6.3(b), 6.4,
6.8, 6.14 or 6.18(b) of the Credit Agreement, provided that all such Offering
Transactions are consummated on the terms set forth in the Term Sheet.

                                        1
<PAGE>

                  3. Consent and Acknowledgment under Parent Subordination
Agreement. Agent, Lenders and the Credit Parties hereby acknowledge and agree
that (i) notwithstanding the Parent Subordination Agreement, no default or
breach shall occur under Section 3.1 thereof as a result of the Debt
Satisfaction, (ii) following the Offering Transactions, the Parent Subordination
Agreement shall continue to govern any remaining or future Parent Subordinated
Debt and (iii) no future Parent Subordinated Debt shall be considered
Subordinated Secured Notes or Subordinated Convertible Notes (as such terms are
defined under the Parent Subordination Agreement).

                  4. Amendment to Section 6.3 of the Credit Agreement. As of the
Fourth Amendment Effective Date, clause (iii) of Section 6.3 of the Credit
Agreement is hereby amended and restated in its entirety to read as follows:

         "(iii) Parent Subordinated Debt, (excluding, after the completion of
         the Offering Transactions, the Parent Subordinated Debt identified in
         paragraphs 1, 2, 3, 4 and 5 of Disclosure Schedule (3.24)."

                  5. Amendment to Section 6.7 of the Credit Agreement. As of the
Fourth Amendment Effective Date, clause (d) of Section 6.7 of the Credit
Agreement is hereby amended and restated in its entirety to read as follows:

         "(d) at any time prior to the completion of the Offering Transactions,
         the Parent Second Lien."

                  6. Amendment to Annex A of the Credit Agreement. As of the
Fourth Amendment Effective Date, Annex A of the Credit Agreement is hereby
amended by:

                  (a)      amending and restating clause (d) of the definition
         of "Change of Control" to read as follows:

         "(d) (i) at any time prior to the completion of the Offering
         Transactions, Holdings ceases to own and control at least seventy-five
         percent (75%) of the economic and voting rights associated with all of
         the outstanding capital Stock of Borrower; or (ii) following the
         completion of the Offering Transactions, Holdings ceases to own and
         control at least sixty-five percent (65%) of the economic and voting
         rights associated with all of the outstanding capital Stock of
         Borrower;"; and

                  (b)      inserting the following new definitions to read as
         follows:

         ""Fourth Amendment" means the Fourth Amendment and Consent to this
         Agreement, dated as of September 12, 2003.

         "Fourth Amendment Effective Date" has the meaning assigned to it in the
         Fourth Amendment.

         "Offering Transactions" has the meaning assigned to it in the Fourth
         Amendment."

                                        2
<PAGE>

                  7. Representations and Warranties. To induce Agent to enter
into this Amendment, each Credit Party hereby represents and warrants that:

                  (a)      The execution, delivery and performance of this
         Amendment and the performance of the Credit Agreement as amended by
         this Amendment (the "Amended Credit Agreement") by Borrower and the
         other Credit Parties: (i) are within their respective organizational
         powers; (ii) have been duly authorized by all necessary corporate and
         shareholder action; (iii) are not in contravention of any provision of
         their respective certificates or articles of incorporation or by-laws
         or other organizational documents; (iv) do not violate any law or
         regulation, or any order or decree of any court or Governmental
         Authority; (v) do not conflict with or result in the breach or
         termination of, constitute a default under or accelerate or permit the
         acceleration of any performance required by, any indenture, mortgage,
         deed of trust, lease, agreement or other instrument to which any
         Borrower or any Credit Party is a party or by which Borrower or any
         Credit Party or any of its property is bound; (vi) do not result in the
         creation or imposition of any Lien upon any of the property of Borrower
         or any Credit Party other than those in favor of Agent pursuant to the
         Loan Documents; and (vii) do not require the consent or approval of any
         Governmental Authority or any other Person.

                  (b)      This Amendment has been duly executed and delivered
         by or on behalf of each Credit Party.

                  (c)      Each of this Amendment and the Amended Credit
         Agreement constitutes a legal, valid and binding obligation of each
         Credit Party enforceable against each Credit Party in accordance with
         its terms, except as enforceability may be limited by applicable
         bankruptcy, insolvency, reorganization, moratorium or similar laws
         affecting creditors' rights generally and by general equitable
         principles (whether enforcement is sought by proceedings in equity or
         at law).

                  (d)      No Default or Event of Default has occurred and is
         continuing both before and after giving effect to this Amendment.

                  (e)      No action, claim or proceeding is now pending or, to
         the knowledge of Borrower and the other Credit Parties, threatened
         against Borrower or the other Credit Parties, at law, in equity or
         otherwise, before any court, board, commission, agency or
         instrumentality of any federal, state, or local government or of any
         agency or subdivision thereof, or before any arbitrator or panel of
         arbitrators, (i) which challenges Borrower's or the other Credit
         Parties' right, power, or competence to enter into this Amendment or,
         to the extent applicable, perform any of its obligations under this
         Amendment, the Amended Credit Agreement or any other Loan Document, or
         the validity or enforceability of this Amendment, the Amended Credit
         Agreement or any other Loan Document or any action taken under this
         Amendment, the Amended Credit Agreement or any other Loan Document or
         (ii) which, if determined adversely, is reasonably likely to have or
         result in a Material Adverse Effect. To the knowledge of Borrower and

                                        3
<PAGE>

         each Credit Party, there does not exist a state of facts which is
         reasonably likely to give rise to such proceedings.

                  (f)      The representations and warranties of Borrower and
         the other Credit Parties contained in the Credit Agreement and each
         other Loan Document shall be true and correct on and as of the date
         hereof and the Fourth Amendment Effective Date with the same effect as
         if such representations and warranties had been made on and as of each
         such date, except that any such representation or warranty which is
         expressly made only as of a specified date need be true only as of such
         date.

                  8. Ratification of Credit Agreement; Remedies.

                  (a)      Except as expressly provided for, and on the terms
and conditions set forth, herein, the Credit Agreement and the other Loan
Documents shall continue to be in full force and effect in accordance with their
respective terms and shall be unmodified. In addition, this Amendment shall not
be deemed a waiver of any term or condition of any Loan Document by the Agent or
the Lenders with respect to any right or remedy which the Agent or the Lenders
may now or in the future have under the Loan Documents, at law or in equity or
otherwise or be deemed to prejudice any rights or remedies which the Agent or
the Lenders may now have or may have in the future under or in connection with
any Loan Document or under or in connection with any Default or Event of Default
which may now exist or which may occur after the date hereof. The Credit
Agreement and all other Loan Documents are hereby in all respects ratified and
confirmed.

                  (b)      This Amendment shall constitute a Loan Document. The
breach by any Credit Party of any representation, warranty, covenant or
agreement in this Amendment shall constitute an immediate Event of Default
hereunder and under the other Loan Documents.

                  9. Outstanding Indebtedness; Waiver of Claims. Each of
Borrower and the other Credit Parties hereby acknowledges and agrees that as of
September 12, 2003 the aggregate outstanding principal amount of the Revolving
Credit Loan is $5,846,000 and such principal amount is payable pursuant to the
Credit Agreement without defense, offset, withholding, counterclaim or deduction
of any kind. Borrower and each other Credit Party hereby waives, releases,
remises and forever discharges Agent, Lenders and each other Indemnified Person
from any and all suits, actions, proceedings, claims, damages, losses,
liabilities and expenses (including reasonable attorneys' fees) and
disbursements and other costs of investigation or defense, including those
incurred upon any appeal of any kind or character, known or unknown, which
Borrower or any other Credit Party ever had, now has or might hereafter have
against Agent or any Lender which relates, directly or indirectly, to any acts
or omissions of Agent or such Lender or any other Indemnified Person on or prior
to the Fourth Amendment Effective Date.

                                        4
<PAGE>

                  10. Expenses. Each of Borrower and the other Credit Parties
hereby reconfirms its respective obligations pursuant to Section 11.3 of the
Credit Agreement to pay and reimburse Agent for all reasonable out-of-pocket
expenses (including, without limitation, reasonable fees of counsel) incurred in
connection with the negotiation, preparation, execution and delivery of this
Amendment and all other documents and instruments delivered in connection
herewith.

                  11. Effectiveness. This Amendment shall become effective only
upon satisfaction in full in the judgment of the Agent of each of the following
conditions on or prior to December 31, 2003( the date such conditions are
satisfied by, the "Fourth Amendment Effective Date"):

                           (a)      Amendment. Agent shall have received on or
         prior to September 8, 2003 three (3) original copies of this Amendment
         duly executed and delivered by Agent, Lenders and Borrower and
         acknowledged and agreed to by each of the Guarantors and Reflections.

                           (b)      Board Resolutions. Agent shall have received
         a certificate of the Secretary or Assistant Secretary of Borrower
         certifying as to the resolutions adopted by the Board of Directors of
         Borrower approving this amendment and the Offering Transactions.

                           (c)      Offering Transactions. The Offering
         Transactions shall be completed no later than December 31, 2003.

                           (d)      Aggregate Offering Price. The aggregate
         offering price of the Public Offering shall be no less than
         $115,000,000.

                           (e)      Release of Parent Subordinated Debt. All
         documentation relating to the Subordinated Secured Notes and the
         Subordinated Convertible Notes (as such terms are defined in the Parent
         Subordination Agreement) is terminated (and Borrower shall have no
         further right to incur additional Indebtedness thereunder) and all
         Liens held by Parent securing the Subordinated Secured Notes are
         released and terminated, in each case, on terms and pursuant to
         documentation satisfactory to Agent.

                           (f)      Proceeds of Public Offering. Borrower has
         received aggregate proceeds from the Public Offering (less all legal
         fees, underwriting expenses and other related costs) in an amount not
         less than $35,000,000.

                           (g)      Certificate. Agent has received a
         certificate from Borrower and Parent making certain representations
         relating to the Offering Transactions as Agent shall require.

                           (h)      License Agreement. Agent shall have received
         of a copy of an amendment to that certain Trademark License Agreement
         dated as of May 1, 2003 between Borrower and Interactive, on the terms
         as set forth in the Term

                                        5
<PAGE>

         Sheet and otherwise as satisfactory to Agent, certified as true,
         complete and correct by an authorized officer of Borrower.

                           (i)      Indebtedness. After giving effect to the
         Offering Transactions, none of the Credit Parties shall have any
         outstanding Indebtedness to Parent except the Indebtedness owed by
         Interactive to Parent (1) referred to in paragraph 1(a) of the Term
         Sheet, and (2) the loan referred to in paragraph 6 of Disclosure
         Schedule (3.24) to the Credit Agreement in an amount not exceeding
         $47,900,000.

                           (j)      Acknowledgment. Agent shall have received an
         acknowledgment from each of Parent and Holdings confirming the matters
         set forth in clauses (ii) and (iii) of Section 3 hereof and Section
         11(e) and (f) hereof.

                           (k)      Representations and Warranties. All
         representations and warranties contained in this Amendment shall be
         true and correct on and as of the date hereof and the Fourth Amendment
         Effective Date.

                  12. GOVERNING LAW. EXCEPT AS OTHERWISE EXPRESSLY PROVIDED IN
ANY OF THE LOAN DOCUMENTS, IN ALL RESPECTS, INCLUDING ALL MATTERS OF
CONSTRUCTION, VALIDITY AND PERFORMANCE, THE LOAN DOCUMENTS AND THE OBLIGATIONS
SHALL BE GOVERNED BY, AND CONSTRUED AND ENFORCED IN ACCORDANCE WITH, THE
INTERNAL LAWS OF THE STATE OF NEW YORK APPLICABLE TO CONTRACTS MADE AND
PERFORMED IN THAT STATE AND ANY APPLICABLE LAWS OF THE UNITED STATES OF AMERICA.
EACH CREDIT PARTY HEREBY CONSENTS AND AGREES THAT THE STATE OR FEDERAL COURTS
LOCATED IN NEW YORK COUNTY, CITY OF NEW YORK, NEW YORK SHALL HAVE EXCLUSIVE
JURISDICTION TO HEAR AND DETERMINE ANY CLAIMS OR DISPUTES BETWEEN THE CREDIT
PARTIES, AGENT AND LENDERS PERTAINING TO THIS AMENDMENT OR ANY OF THE OTHER LOAN
DOCUMENTS OR TO ANY MATTER ARISING OUT OF OR RELATING TO THIS AMENDMENT OR ANY
OF THE OTHER LOAN DOCUMENTS; PROVIDED, THAT AGENT, LENDERS AND THE CREDIT
PARTIES ACKNOWLEDGE THAT ANY APPEALS FROM THOSE COURTS MAY HAVE TO BE HEARD BY A
COURT LOCATED OUTSIDE NEW YORK COUNTY AND; PROVIDED, FURTHER THAT NOTHING IN
THIS AMENDMENT OR ANY OF THE OTHER LOAN DOCUMENTS SHALL BE DEEMED OR OPERATE TO
PRECLUDE AGENT FROM BRINGING SUIT OR TAKING OTHER LEGAL ACTION IN ANY OTHER
JURISDICTION TO REALIZE ON THE COLLATERAL OR ANY OTHER SECURITY FOR THE
OBLIGATIONS, OR TO ENFORCE A JUDGMENT OR OTHER COURT ORDER IN FAVOR OF AGENT.
EACH CREDIT PARTY EXPRESSLY SUBMITS AND CONSENTS IN ADVANCE TO SUCH JURISDICTION
IN ANY ACTION OR SUIT COMMENCED IN ANY SUCH COURT, AND EACH CREDIT PARTY HEREBY
WAIVES ANY OBJECTION THAT SUCH CREDIT PARTY MAY HAVE BASED UPON LACK

                                        6
<PAGE>

OF PERSONAL JURISDICTION, IMPROPER VENUE OR FORUM NON CONVENIENS AND HEREBY
CONSENTS TO THE GRANTING OF SUCH LEGAL OR EQUITABLE RELIEF AS IS DEEMED
APPROPRIATE BY SUCH COURT. EACH CREDIT PARTY HEREBY WAIVES PERSONAL SERVICE OF
THE SUMMONS, COMPLAINT AND OTHER PROCESS ISSUED IN ANY SUCH ACTION OR SUIT AND
AGREES THAT SERVICE OF SUCH SUMMONS, COMPLAINTS AND OTHER PROCESS MAY BE MADE BY
REGISTERED OR CERTIFIED MAIL ADDRESSED TO SUCH CREDIT PARTY AT THE ADDRESS SET
FORTH IN ANNEX I OF THE CREDIT AGREEMENT AND THAT SERVICE SO MADE SHALL BE
DEEMED COMPLETED UPON THE EARLIER OF SUCH CREDIT PARTY'S ACTUAL RECEIPT THEREOF
OR 3 BUSINESS DAYS AFTER DEPOSIT IN THE UNITED STATES MAILS, PROPER POSTAGE
PREPAID.

                  13. Counterparts. This Amendment may be executed by the
parties hereto on any number of separate counterparts and all of said
counterparts taken together shall be deemed to constitute one and the same
instrument.

                                        7
<PAGE>

                           IN WITNESS WHEREOF, the parties hereto have caused
this Amendment to be duly executed and delivered as of the day and year first
above written.

                                          ATARI, INC.

                                          By: /s/ Denis Guyennot
                                              ----------------------------------
                                          Name: Guyennot, Denis
                                          Title: President & COO

                                          GENERAL ELECTRIC CAPITAL
                                          CORPORATION, as Agent and Lender

                                          By: /s/ Christopher Cox
                                              ----------------------------------
                                          Name: Christopher Cox
                                          Its: Duly Authorized Signatory

                       [SIGNATURES CONTINUED ON NEXT PAGE]

                                        8
<PAGE>

The undersigned Credit Parties hereby (i) acknowledge, agree and consent to the
amendment to the Credit Agreement effected by this Amendment and (ii) other than
with respect to Reflections Interactive Limited, confirm and agree that their
obligations under the Guaranty shall continue without any diminution thereof and
shall remain in full force and effect on and after the effectiveness of this
Amendment.

ACKNOWLEDGED, CONSENTED and AGREED to as of the date first written above.

ATARI INTERACTIVE, INC.

By: /s/ Lisa Rothblum
    --------------------------------------
Name: Lisa Rothblum
Title: Asst. Sec.

PARADIGM ENTERTAINMENT, INC.

By: /s/ Lisa Rothblum
    --------------------------------------
Name: Lisa Rothblum
Title: Asst. Sec.

REFLECTIONS INTERACTIVE LIMITED

By: /s/ Harry Rubin
    --------------------------------------
Name: Harry Rubin
Title: Director

                                        9

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