Document:

EXHIBIT 4.2

                         FOURTH AMENDMENT TO AMENDED AND
                            RESTATED CREDIT AGREEMENT

         THIS FOURTH AMENDMENT TO AMENDED AND RESTATED CREDIT AGREEMENT, dated
as of June 29, 2001, amends and supplements that certain Amended and Restated
Credit Agreement dated as of April 30, 1999, as amended to date (the "Credit
Agreement"), among BANDO MCGLOCKLIN SMALL BUSINESS LENDING CORPORATION, a
Wisconsin corporation (the "Company"), the financial institutions from time to
time party thereto (individually a "Lender" and collectively the "Lenders"), and
FIRSTAR BANK, N.A. (as successor by merger to Firstar Bank Milwaukee, N.A.), as
agent for the Lenders (in such capacity, the "Agent").

                                     RECITAL

         The Company, the Lenders and the Agent desire to amend the Credit
Agreement as provided below.

                                   AGREEMENTS

         In consideration of the promises and agreements set forth in the Credit
Agreement, as amended hereby, the Lenders, the Agent and the Company agree as
follows:

         1. Definitions and References. Capitalized terms not otherwise defined
herein have the meanings assigned to them in the Credit Agreement. All
references to the Credit Agreement contained in the Loan Documents shall, upon
fulfillment of the conditions set forth in section 3 below, mean the Credit
Agreement as amended by this Fourth Amendment.

         2. Amendments to Credit Agreement. The Credit Agreement is amended as
follows:

            (a) The definition of "Adjusted Tangible Net Worth" contained in
section 1 is amended to read as follows:

<PAGE>

                  "Adjusted Tangible Net Worth" means, with respect to the
         Company on any date of determination, the remainder of (a) net book
         value (after deducting related depreciation, obsolescence, amortization
         and other proper reserves) at which the Adjusted Tangible Assets of the
         Company would be shown on a balance sheet of the Company at such date,
         but excluding any amounts arising from write-ups of assets, minus (b)
         the amount at which the Company's liabilities (other than Subordinated
         Debt, preferred stock, capital stock, surplus, and retained earnings)
         would be shown on such balance sheet, and including as liabilities all
         reserves for contingencies and other potential liabilities and minus
         (c) the outstanding principal balance of Third Party Loans made by the
         Company to Licensed Products, Inc.

            (b) The definition of "Maturity Date" contained in section 1 is
amended by deleting "June 29, 2001" contained therein and substituting "June 28,
2002" in its place.

            (c) The definition of "Parent" contained in section 1 is amended to
read as follows:

                  "Parent" means The Middleton Doll Company (formerly known as
         Bando McGlocklin Capital Corporation), a Wisconsin corporation.

            (d) Section 2.16 is created and added to read as follows:

                  2.16 Option to Increase Revolving Loan Commitments.

                     (a) From time to time, subsequent to the Closing Date, the
         Company may, upon notice to the Agent (which shall promptly provide a
         copy of such notice to the Lenders), if no Default or Event of Default
         then exists, propose to increase the aggregate amount of the Revolving
         Loan Commitments of the Lenders (the amount of such increase, the
         "Increased Commitments"); provided that the aggregate amount of all
         such increases pursuant to this section 2.16 may not exceed
         $10,000,000. The Company may designate one or more other banks or other

                                       2
<PAGE>

         financial institutions (which may be, but need not be, one or more of
         the existing Lenders) which at the time agree in the case of any such
         lender that is an existing Lender to increase its Revolving Loan
         Commitment and, in the case of any other such lender (an "Additional
         Lender"), agree to become a party to this Agreement. The sum of the
         increases in the Revolving Loan Commitments of the existing Lenders
         pursuant to this subsection (a) plus the Revolving Loan Commitments of
         the Additional Lenders shall not in the aggregate exceed the Increased
         Commitments.

                     (b) An increase in the aggregate amount of the Revolving
         Loan Commitments pursuant to this section 2.16 shall become effective
         upon receipt by the Agent of an agreement in form and substance
         satisfactory to the Agent signed by the Company, by each Additional
         Lender and by each other Lender whose Revolving Loan Commitment is to
         be increased, setting forth the new Revolving Loan Commitments of such
         Lenders and setting forth the agreement of each Additional Lender to
         become a party to this Agreement and to be bound by all of the terms
         and provisions hereof, together with such evidence of appropriate
         corporate authorization on the part of the Company with respect to the
         Increased Commitments and such opinions of counsel for the Company with
         respect to the Increase Commitments as the Agent may reasonably
         request.

                     (c) Upon any increase in the aggregate amount of the
         Revolving Loan Commitments pursuant to this section 2.16, the Company
         shall, at the end of the then current Interest Period with respect
         thereto, prepay any LIBOR Rate Loan then outstanding in its entirety
         and, to the extent the Company elects to do so and subject to the
         conditions set forth in this Agreement, the Company shall reborrow
         LIBOR Rate Loans from the Lenders in proportion to their respective
         Revolving Loan Commitments after giving effect to such increase, until
         such time as all outstanding LIBOR Rate Loans are held by the Lenders
         in such proportion.

            (e) Section 6.11 is amended by adding the following sentence at the
end thereof:

                                       3
<PAGE>

         Notwithstanding anything to the contrary contained herein, for purposes
         of calculating the foregoing ratio, the Company's Third Party Loans to
         Licensed Products, Inc. shall not be treated as Nonperforming Loans.

            (f) The Company and the Lenders acknowledge that in connection with
the execution of this Fourth Amendment Firstar Bank, N.A. shall increase its
Revolving Loan Commitment by $25 million and U.S. Bank National Association
shall cease to be a Lender under the Credit Agreement. The Company and the
Lenders further acknowledge and agree that the new Percentages and Revolving
Loan Commitments of each Lender are as set forth next to each Lender's signature
to this Fourth Amendment.

            (g) Exhibit A-1 attached hereto shall be deemed to be an exhibit to
the Credit Agreement.

         3. Effectiveness of Fourth Amendment. This Fourth Amendment shall
become effective upon its execution and delivery by the Company, the Lenders and
the Agent and satisfaction of the following conditions:

            (a) Replacement Note. The Agent shall have received for Firstar a
promissory note of the Company in the form of Exhibit A-1 attached hereto,
payable to Firstar, in the full amount of Firstar's Revolving Loan Commitment
(the "Replacement Note").

            (b) Closing Certificate of the Company. The Agent shall have
received copies for each of the Lenders, certified by the Secretary of the
Company to be true and correct and in full force and effect, of (i) a statement
to the effect that the Articles of Incorporation and By-Laws of the Company
delivered to the Lenders on April 30, 1999 have not been amended since that date
and remain in full force and effect as of the date hereof; (ii) resolutions of
the Board of Directors of the Company authorizing the issuance, execution and
delivery of this Fourth Amendment and the Replacement Note; and (iii) a
statement containing the names and titles of the officer or officers of the
Company authorized to sign such documents, together with true signatures of such
officers.

            (c) Reaffirmation of Guaranty. The Agent shall have received a
reaffirmation of guaranty duly executed by the Guarantor in form and

<PAGE>

substance satisfactory to the Agent pursuant to which the Guarantor reaffirms
its obligations to the Lenders and the Agent..

            (d) Proceedings Satisfactory. All other proceedings contemplated by
this Fourth Amendment shall be satisfactory to the Lenders and the Agent, and
the Lenders and the Agent shall have received such other information relating
hereto as the Lenders or the Agent may reasonably request.

         4. Representations and Warranties. The Company represents and warrants
to the Lenders and the Agent that:

            (a) The execution and delivery of this Fourth Amendment, the
Replacement Note and related documents, and the performance by the Company of
its obligations thereunder, are within its corporate power, have been duly
authorized by proper corporate action on the part of the Company, are not in
violation of any existing law, rule or regulation of any governmental agency or
authority, any order or decision of any court, the Articles of Incorporation or
By-Laws of the Company or the terms of any agreement, restriction or undertaking
to which the Company is a party or by which it is bound, and do not require the
approval or consent of the shareholders of the Company, any governmental body,
agency or authority or any other person or entity; and

            (b) The representations and warranties contained in the Loan
Documents are true and correct in all material respects as of the date of this
Fourth Amendment except (i) the representations and warranties contained in
section 3.3 of the Credit Agreement shall apply to the most recent financial
statements delivered by the Company to the Lenders pursuant to sections 5.1 and
5.2 of the Credit Agreement and (ii) for changes contemplated or permitted by
the Loan Documents and, to the Company's knowledge, no condition exists or event
or act has occurred that, with or without the giving of notice or the passage of
time, would constitute an Event of Default under the Credit Agreement.

         5. Costs and Expenses. The Company agrees to pay to the Agent, on
demand, all costs and expenses (including reasonable attorneys' fees) paid or
incurred by the Agent in connection with the negotiation, execution and delivery
of this Fourth Amendment.

         6. Full Force and Effect. The Credit Agreement, as amended hereby,
remains in full force and effect.

                                       5
<PAGE>

         7. Counterparts. This Fourth Amendment may be executed in any number of
counterparts, all of which taken together shall constitute one agreement, and
any of the parties hereto may execute this Fourth Amendment by signing any such
counterpart.

           [Intentionally Left Blank, Signatures Appear on Next Page]

                                       6
<PAGE>
                                      BANDO MCGLOCKLIN SMALL BUSINESS LENDING
                                      CORPORATION

                                      BY /s/ Susan J. Hauke
                                         --------------------------------------
                                           Its V.P. Finance
Revolving Loan
Commitment        Percentage
                                      FIRSTAR BANK, N.A., (as successor by
$50,000,000        66.6666666%        merger to Firstar Bank Milwaukee, N.A.),
                                      as the Agent and a Lender

                                      BY /s/ John B. Beggs
                                         --------------------------------------
                                           Its Vice President

                                      LASALLE BANK NATIONAL
$15,000,000        20.0000000%        ASSOCIATION (formerly known
                                      as LaSalle National Bank)

                                      BY /s/ Daniel Garces
                                         --------------------------------------
                                           Its Vice President

$10,000,000        13.3333334%        M&I MARSHALL & ILSLEY BANK
-----------        ----------

$75,000,000       100.0000000%        BY /s/ James Tepp
===========       ===========            --------------------------------------
                                           Its Vice President

                                      BY /s/ P.D. Kuepke
                                         --------------------------------------
                                           Its Vice President

                                      S-1
<PAGE>

                                                                     EXHIBIT A-1

                             FORM OF PROMISSORY NOTE

$50,000,000                                                        June 29, 2001

         FOR VALUE RECEIVED, the undersigned, BANDO MCGLOCKLIN SMALL BUSINESS
LENDING CORPORATION, a Wisconsin corporation (the "Company"), hereby promises to
pay to the order of FIRSTAR BANK, N.A. (the "Lender") the principal sum of Fifty
Million Dollars ($50,000,000) or, if less, the aggregate unpaid principal amount
of all Revolving Loans made by the Lender to the Company pursuant to the Amended
and Restated Credit Agreement, dated as of April 30, 1999 (such Credit
Agreement, as it may be amended, restated, supplemented or otherwise modified
from time to time, being hereinafter called the "Credit Agreement"), among the
Company, the Lender, the other financial institutions parties thereto and
Firstar Bank, N.A. (as successor by merger to Firstar Bank Milwaukee, N.A.), as
agent for the Lenders, on the dates and in the amounts provided in the Credit
Agreement. The Company further promises to pay interest on the unpaid principal
amount of the Revolving Loans evidenced hereby from time to time at the rates,
on the dates, and otherwise as provided in the Credit Agreement.

         The Lender is authorized to endorse the amount and the date on which
each Revolving Loan is made, the maturity date therefor and each payment of
principal with respect thereto on the schedules annexed hereto and made a part
hereof, or on continuations thereof which shall be attached hereto and made a
part hereof; provided, that any failure to endorse such information on such
schedule or continuation thereof shall not in any manner affect any obligation
of the Company under the Credit Agreement and this Promissory Note (the "Note").

         This Note is one of the Notes referred to in, and is entitled to the
benefits of, the Credit Agreement, which Credit Agreement, among other things,
contains provisions for acceleration of the maturity hereof upon the happening
of certain stated events and also for prepayments on account of principal hereof
prior to the maturity hereof upon the terms and conditions therein specified.

         This Note replaces that certain Note dated as of June 30, 2000, in the
stated principal amount of $25,000,000 from the undersigned to the Lender, and

<PAGE>

the undersigned acknowledges and agrees that the indebtedness incurred
thereunder has not been extinguished and that no novation has occurred.

         Terms defined in the Credit Agreement are used herein with their
defined meanings therein unless otherwise defined herein. This Note shall be
governed by, and construed and interpreted in accordance with, the laws of the
State of Wisconsin applicable to contracts made and to be performed entirely
within such State.

                                      BANDO MCGLOCKLIN SMALL BUSINESS LENDING
                                        CORPORATION

                                      BY______________________________
                                           Title:__________________________

                                       2

<PAGE>
                                                              Schedule A to Note

                BASE RATE LOANS AND REPAYMENT OF BASE RATE LOANS

                                       (3)
                     (2)             Maturity           (4)
                  Amount of           Date of        Amount of          (5)
        (1)         Base               Base          Rate Loan        Notation
       Date       Rate Loan          Rate Loan        Repaid          Made By

--------------  ---------------  ----------------  -------------  --------------

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                                       3
<PAGE>

                                                    Schedule B to Revolving Note

                        LIBOR RATE LOANS AND REPAYMENT OF
                                LIBOR RATE LOANS

                                       (3)              (4)
                     (2)             Maturity        Amount of
                  Amount of           Date of          LIBOR            (5)
        (1)         LIBOR              LIBOR         Rate Loan        Notation
       Date       Rate Loan          Rate Loan        Repaid          Made By

--------------  ---------------  ----------------  -------------  --------------

--------------  ---------------  ----------------  -------------  --------------

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                                       4EXHIBIT 10.1

                              AMENDED AND RESTATED
            MANAGEMENT SERVICES AND ALLOCATION OF EXPENSES AGREEMENT

         THIS AMENDED AND RESTATED MANAGEMENT SERVICES AND ALLOCATION OF
EXPENSES AGREEMENT, made as of this 9th day of May, 2001, by and between
InvestorsBank, a Wisconsin banking organization, located at W239 N1700 Busse
Road, Waukesha, Wisconsin ("Bank"), and The Middleton Doll Company and Bando
McGlocklin Small Business Lending Corporation (such corporations collectively
referred to herein as "Bando"), a Wisconsin corporation, located at W239 N1700
Busse Road, Waukesha, Wisconsin 53188-1160.

         WHEREAS, the Bank and Bando have hereunto established a contractual
relationship to permit employees of the Bank to manage the loans (i) made by
Bando that are either on Bando's balance sheet or sold by Bando but for which
Bando retains servicing obligations; and (ii) originated by the Bank or other
financial institutions which are purchased by Bando (in whole or in part)
(collectively, the "Bando Loans"), to permit Bank employees to provide
accounting services to Bando, to provide leased property services to Bando and
to share certain overhead expenses as between the Bank and Bando, all in
accordance with the terms and conditions of this Agreement; and

         WHEREAS, Bando and the Bank each possess similar loan assets requiring
loan administration services and expertise; and

         WHEREAS, the Bank employs persons with the necessary qualifications and
expertise to manage and provide loan administration services to the Bando Loans,
to provide accounting services to Bando and to provide leased property services;
and

         WHEREAS, it is in the best interest of the Bank and Bando to share
certain overhead expenses in order to maximize the savings to the Bank and
Bando; and

         WHEREAS, the Bank and Bando are parties to a certain "Management
Services and Allocation of Expenses Agreement," dated as of September 2, 1997,
as amended by letters dated April 2, 1998 and May 18, 1998 and pursuant to an
oral agreement (effective as of January 1, 1998) approved by the Board of
Directors of Bando on May 13, 1999 (the Management Services and Allocation of
Expenses Agreement, the two letters and the oral agreement being collectively
referred to herein as the "Agreement"); and

         WHEREAS, the Bank and Bando desire to amend and restate the Agreement
so that the Agreement, as amended and restated, includes the terms of the
original Management Services and Allocation of Expenses Agreement, the two
letters and the oral agreement.

         NOW, THEREFORE, for and in consideration of the premises and mutual
covenants contained in this Agreement, and other good and valuable
consideration, the receipt and sufficiency of which is hereby acknowledged, the
parties agree as follows:

<PAGE>

         1. Loan Management Services.

         (a) The Bank shall service and administer the Bando Loans and shall
have full power and authority, acting alone, to do any and all things in
connection with such servicing and administration which the Bank may deem
necessary or desirable including, but not limited to, the following:

         The Bank may waive, modify or vary any term of any Bando Loan or
consent to the postponement of strict compliance with any such term or in any
manner grant indulgence to any obligor if, in the Bank's determination, such
waiver, modification, postponement or indulgence is not materially adverse to
the interests of Bando; provided, however, that, unless the obligor is in
default with respect to the Bando Loan, or such default is, in the judgment of
the Bank, imminent, the Bank may not permit any modification with respect to any
Bando Loan that would change the loan interest rate, defer or forgive the
payment of any principal or interest (unless in connection with the liquidation
of the related Bando Loan), or extend the final maturity date on such Bando
Loan. All out-of-pocket costs incurred by the Bank, including but not limited
to, the cost of appraisals, title insurance and attorneys' fees shall be added
to the amount owning under the related Bando Loan. Without limiting the
generality of the foregoing, the Bank shall continue and is hereby authorized
and empowered to execute and deliver on behalf of Bando all instruments of
satisfaction or cancellation, or of partial or full release, discharge and all
other comparable instruments, with respect to the Bando Loans and with respect
to any mortgaged properties or other collateral. If reasonably required by the
Bank, Bando shall furnish the Bank with any powers of attorney and other
documents necessary or appropriate to enable the Bank to carry out its servicing
and administrative duties under this Agreement.

         (b) In consideration for the Bank's loan management services to Bando
under this Agreement, the Bank shall charge and Bando shall pay on a monthly
basis a fee equal to one-twelfth of twenty-five (25) basis points multiplied by
the amount of Bando Loans outstanding at the end of the preceding month plus all
of the Bank's out-of-pocket expenses described in Section 1(a).

         (c) As agent of Bando, Bank may originate loans for the benefit of
Bando to Bando customers and shall be entitled to a loan origination and
processing fee of $2,500 for each loan so originated and processed. For purposes
of this Section 1(c), "originate loans to Bando customers" means refinancing
loans, renewing loans and making new loans to then existing Bando customers.

         (d) From time to time, the Bank may sell, and Bando may purchase,
participations in loans made by the Bank. Any such participations shall be made
proportionately with the face amount of such loans and shall bear the same
interest rate. No loan origination fees shall be paid with respect to such
loans.

                                      -2-
<PAGE>

         2. Leased Property Servicing.

         (a) In general, Bank shall be Bando's agent in all matters relating to
the lease arrangements between Bando, as property owner, and lessees (the
properties subject to such lease arrangements being called the "Leased
Properties"), including the collection of rents and insuring that real estates
taxes are duly paid and that insurance coverages are maintained. Bank, as
Bando's agent, shall deal directly with lessees and others in all matters
pertaining to such leases. In addition, Bank shall use its best efforts to
obtain properties to be owned by Bando and leased to corporations or others on a
triple net lease basis. In furtherance thereof, Bank shall be responsible for
obtaining properties, securing lessees, preparing all necessary papers and
documents and tending to all closing activities.

         (b) On all properties acquired by Bando from Bando McGlocklin Real
Estate Investment Corporation, Bando shall pay the Bank a monthly leased
property servicing fee equal to one-twelfth (1/12) of twenty-five (25) basis
points multiplied by Bando's total cost of all such properties, as shown on its
books and records.

         (c) On all properties owned by Bando other than those identified in
Section 2(b) above, Bando shall pay Bank a monthly leased property servicing fee
equal to six percent (6%) of the rental fees received on such properties each
month.

         3. Accounting Services. The Bank shall provide accounting services to
Bando in accordance with the terms of this Agreement, which services shall
include, but not be limited to, the following:

         (a) Preparation of internal management reports

         (b) Preparation of external reports to shareholders and any applicable
regulatory agencies.

The Bank shall maintain a record of the actual time spend by its employees in
providing such accounting services and shall charge and Bando shall pay on a
monthly basis for the actual costs of providing such services. The actual cost
shall be the employee's hourly rate, plus a pro rata share of the cost of
bonuses and other benefits and perquisites of employment made available to such
employee(s).

         4. Audits. Bando shall have the authority to audit the activities and
services provided by the Bank on reasonable notice to the Bank and at Bando's
expense during the term of this Agreement.

         5. Standard of Care. The Bank shall perform its responsibilities under
this Agreement in accordance with its usual practices and shall employ or cause
to be employed procedures (including collection, foreclosure and foreclosed
property management procedures) and shall exercise the same degree of care to
protect Bando's interest in the Bando Loans and the Leased Properties managed by
the Bank as it does its own assets. So long as the Bank exercises such care in
the servicing and management of the Bando Loans and the Leased

                                      -3-
<PAGE>

Properties, it shall not be under any liability to Bando with respect to
anything it may do or refrain from doing in the exercise of its judgment or
which may seem to the Bank to be necessary or desirable in the servicing and
management of the Bando Loans and the Leased Properties, except for its willful
misconduct.

         6. Representations. Subject to Section 5 hereof, the Bank has not made
and does not make any representations or warranties, express or implied, with
respect to, and the Bank does not assume and has no responsibility or liability
for, the collectibilty, enforceability or the validity of any of the Bando
Loans, the documents evidencing such loans, or the financial condition of any
borrower or any obligor on the loans or collateral securing the loans, or other
information furnished by the Bank to Bando nor does the Bank assume any
responsibility for the payment of rents or other payments required to be made by
any lessee of the Leased Properties.

         7. Overhead Expenses. The Bank and Bando shall share on an equal 50/50
basis, their overhead expenses. These expenses shall include, but not be limited
to, expenses for telephones, office and computer expense, receptionist services,
building maintenance and other miscellaneous expenses. The Bank shall pay these
expenses and shall charge and Bando shall pay for Bando's one-half of the
expenses on a monthly basis.

         8. Noncompetition. Bando agrees that, except as specifically approved
in writing by the Bank, Bando shall not originate any loans during the term of
this Agreement and any renewal thereof, except that Bando, through the Bank, may
make loans to then existing Bando customers, whether by refinancing outstanding
loans, increasing outstanding amounts or making new loans. Notwithstanding the
foregoing, Bando may, at its option, purchase loan participations (100% or less)
from any other lending institution, including, but not limited to, the Bank.

         9. Term. The term of this Agreement shall continue until May 1, 2002,
at which time this Agreement shall be automatically renewed for successive one
(1) year terms unless prior to the original termination date or any subsequent
renewal date either party provides the other party with written notice at least
sixty (60) days in advance of the termination date of its intent that this
Agreement not be automatically renewed upon the occurrence of the next scheduled
termination date. This Agreement may also be terminated at any time by mutual
written consent of the Bank and Bando or by either party if the other party
fails to perform as required by this Agreement. Upon termination, Bando or its
designee shall assume all of the rights and obligations of the Bank. The Bank
shall, upon request of Bando but at the expense of the Bank, deliver to Bando
all documents and records relating to the Bando Loans and the Leased Properties
and an accounting of amounts collected and held by the Bank and otherwise use
its best efforts to effect the orderly and efficient transfer of servicing
rights and obligations to the assuming party.

         10. Confidentiality. The Bank agrees that it shall not disclose to any
third party any information concerning the customers, trade secrets, methods,
processes or procedures or any other confidential, financial or business
information of Bando of which it

                                      -4-
<PAGE>

learns during the course of its performance under this Agreement, without the
prior consent of Bando.

         11. Books and Records. All books and records maintained by or for Bando
shall be the property of Bando and shall be returned or provided to Bando by the
Bank immediately upon Bando's request.

         12. Miscellaneous.

         (a) This Agreement sets forth the entire understanding of the parties
as to its subject matter and may not be modified except in writing executed by
both parties.

         (b) If any provision of this Agreement is held invalid or otherwise
unenforceable, the validity or enforceability of the remaining provisions shall
not be impaired thereby.

         (c) This Agreement shall be governed by and construed under the laws of
the State of Wisconsin.

                                 INVESTORSBANK

                                 By:  /s/ George Schonath
                                      ------------------------------------------
                                      George R. Schonath, Its President

                                 THE MIDDLETON DOLL COMPANY

                                 By:  /s/ George Schonath
                                      ------------------------------------------
                                      George R. Schonath, Its President

                                 BANDO McGLOCKLIN SMALL
                                    BUSINESS LENDING CORPORATION

                                 By:  /s/ George Schonath
                                      ------------------------------------------
                                      George R. Schonath, Its President

                                      -5-

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