Document:

"EXHIBIT 10.15"

                          PLAN OF COMPLETE LIQUIDATION

                                       OF

                                  IGBF, L.L.C.

     This  Plan  of  Complete  Liquidation (the "Plan") of IGBF, L.L.C., a Texas
limited  liability  company  (the  "Company"),  is  intended  to  accomplish the
complete  liquidation  of  the  Company  in  conformity  with Section 336 of the
Internal  Revenue  Code  of  1986,  as  amended,  and  is  as  follows:

     1.     This  Plan  shall  be  and  become  effective  upon the approval and
adoption  thereof  by  the  affirmative vote of the holders of two-thirds of the
Units of the Company or the execution of a written consent of all the members of
the  Company  to  such  effect.

     2.     After  approval and adoption of the Plan by the members, the Company
shall cease to carry on its business, except insofar as may be necessary for the
winding  up  thereof.

     3.     The  Company  shall  cause  written notice by registered mail of its
intention  to  dissolve  to  be  mailed  to  each known creditor of and claimant
against  the  Company.

     4.     The  Company  shall  then  proceed to collect its assets, convey and
dispose  of  such  of its properties as are not to be distributed in kind to its
members,  pay, satisfy, or discharge its debts, liabilities, and obligations, or
make  adequate provision for payment, satisfaction, or discharge thereof, and do
all  other  acts  required  to  liquidate  its business and affairs; in case its
property  and  assets  are  not  sufficient to pay, satisfy or discharge all the
Company's  debts,  liabilities, and obligations, the Company shall apply them so
far  as  they  will  go  to  the  just  and  equitable payment, satisfaction, or
discharge  of the debts, liabilities, and obligations or make adequate provision
for  such  application.

<PAGE>
     5.     As soon as practicable, and after paying, satisfying, or discharging
all of its debts, liabilities, and obligations, or making adequate provision for
payment,  satisfaction,  and  discharge  thereof,  the  Company  shall:

          (a) distribute in complete liquidation the remainder of its properties
     and  assets,  either  in cash or in kind, to its members according to their
     respective  rights  and interests (less any assets retained to meet claims,
     including  unascertained  or  contingent  liabilities  or  expenses,  and
     specifically  set  aside  for  that  purpose)  in  complete cancellation or
     redemption  of  all  outstanding  units  of  the  Company;

          (b)  withdraw  from  the  jurisdictions in which it is qualified to do
     business;  and

          (c)  be formally dissolved in accordance with the laws of the State of
     Texas.

6.   The managers and officers of the Company shall carry out and consummate the
     Plan, and shall have power to adopt all resolutions, execute all documents,
     file  all papers and take all other action they deem necessary or desirable
     for  the  purpose of effecting the sale of the Company's properties and its
     complete  liquidation  and  dissolution  in  accordance  with  the  Plan.

<PAGE>CONSENT OF INDEPENDENT AUDITORS

We hereby consent to the use in this Registration Statement on Form 10-SB,
including any amendments thereto, of our report dated February 15, 2001 relating
to the financial statements of Allergy Research Group, Inc. appearing in such
Registration Statement. We also consent to the reference to this firm under the
heading "Experts" in this statement.

/s/ Clancy and Co.

CLANCY AND CO., P.L.L.C.
Certified Public Accountants
March 22, 2001THIRD SUPPLEMENTAL INDENTURE

         THIRD  SUPPLEMENTAL  INDENTURE  dated as of March 16,  2001 among Delta
Financial Corporation,  a Delaware corporation (the "Company"),  as issuer, each
of Delta  Funding  Corporation,  a New York  corporation,  DF  Special  Holdings
Corporation,  a  Delaware  corporation,   Fidelity  Mortgage  Inc.,  a  Delaware
corporation, DFC Financial Corporation, a Delaware corporation, DFC Financial of
Canada Limited, an Ontario,  Canada corporation,  DFC Funding of Canada Limited,
an Ontario,  Canada  corporation,  Continental  Property Management Corp., a New
York corporation, Delta Funding Residual Holding Trust 2000-1, a Delaware trust,
Delta Funding Residual Holding Trust 2000-2, a Delaware trust (collectively, the
"Subsidiary  Guarantors") and U.S. Bank Trust National  Association,  a national
banking association incorporated under the laws of the United States, as trustee
(the "Trustee") under the Indenture referred to below.

         WHEREAS,  the Company,  the Subsidiary  Guarantors and the Trustee have
previously  entered into an Indenture  dated as of December 21, 2000, as amended
(the "Indenture") relating to the Company's 9 1/2% Senior Secured Notes Due 2004
(the "Notes");

         WHEREAS,  Section 9.02 of the Indenture provides that the Company,  the
Subsidiary  Guarantors  and the Trustee  may,  with the  written  consent of the
holders of at least a majority in  principal  amount of the  outstanding  Notes,
amend or supplement the Indenture as provided herein;

         WHEREAS,  the  holders  of  a  majority  in  principal  amount  of  the
outstanding Notes have consented to this Third Supplemental Indenture and agreed
to amend the Indenture as set forth herein; and

         WHEREAS, all acts and things prescribed by law and by the Company's and
the Subsidiary  Guarantors'  Certificates of Incorporation  and By-laws (each as
now in effect)  necessary  to make this  Third  Supplemental  Indenture  a valid
instrument legally binding on the Company and the Subsidiary  Guarantors for the
purposes herein expressed, in accordance with its terms, have been duly done and
performed.

         NOW THEREFORE, in consideration of the foregoing and for other good and
valuable  consideration,  the  receipt  of which  is  hereby  acknowledged,  the
Company, the Subsidiary  Guarantors and the Trustee hereby agree for the benefit
of each other and the equal and  ratable  benefit of the holders of the Notes as
follows:

         1.       AMENDMENTS.

         (a)  Section  1.01 of the  Indenture  is hereby  amended  by adding the
following definition after the definition of "Custodian":

         "'EXCHANGE  OFFER'  means an  exchange  offer to be  undertaken  by the
         Company  pursuant to which (i) the Senior Notes will be  exchanged  for
         interests in a  liquidating  trust to be formed by the  Company,  which
         liquidating trust shall hold either the Owner Trust Certificates or the
         Residual  Receivables  held in the 2000-1  Trust and the  2000-2  Trust
         immediately  prior to the consummation of such exchange offer and, (ii)
         except for other  rights and  benefits to be provided in such  exchange
         offer,  and subject to the  consummation  of the exchange offer and all
         conditions  thereunder  being satisfied  without any  contingency,  all
         remaining  or future  claims  arising  under the  Senior  Notes will be
         released and extinguished,  including the right to payment of principal
         and  accrued  interest  under  the  Senior  Notes,  all  on  terms  and
         conditions  and in form  and  content  reasonably  satisfactory  to the
         Holders that participate in such exchange offer."

         (b)  Section  1.01 of the  Indenture  is hereby  amended  by adding the
following definition after the definition of "Legal Holiday":

         "'LETTER OF INTENT' means that certain Letter of Intent attached hereto
as Exhibit N."

         (c)  Section  1.01 of the  Indenture  is hereby  amended  by adding the
following definition after the definition of "Original Notes":

         "'OWNER TRUST  CERTIFICATES'  means,  collectively (i) the certificates
         issued under the 2000-1 Trust Agreement evidencing beneficial ownership
         interests  in the 2000-1 Trust and (ii) the  certificates  issued under
         the 2000-2 Trust Agreement evidencing  beneficial ownership interest in
         the 2000-2 Trust."

         (d) The  definition of "Pledge  Agreement" set forth in Section 1.01 of
the Indenture is hereby deleted in its entirety and replaced by the following:

         "PLEDGE  AGREEMENT"  means any of (i) those certain  Pledge  Agreements
         dated as of the date of this Indenture and  substantially  in the forms
         attached as Exhibits C and D hereto, as such agreements may be amended,
         modified  or  supplemented  from  time to time and (ii)  those  certain
         Pledge  Agreements  dated as of March 16,  2001 by Delta  Funding or DF
         Special Holdings in favor of the Trustee as Collateral Agent."

         (e)  Section 4.17 of the Indenture is hereby deleted in its entirety
and replaced by the following:

         "SECTION 4.17   Maintenance of Residual  Receivables  Pending  Exchange
         Offer.

         The  Company,  Delta  Funding and DF Special  Holdings  shall cause all
         Residual Receivables owned as of March 15, 2001 by the 2000-1 Trust and
         the 2000-2 Trust to remain owned by such Trusts until the  consummation
         of the  Exchange  Offer  (other than (i) the release and transfer to DF
         Special Holdings from the 2000-1 Trust of the Residual  Receivables set
         forth on Schedule  4.17(A) and the deposit by DF Special  Holdings into
         the 2000-1  Trust of the  Residual  Receivables  set forth on  Schedule
         4.17(B)  and (ii) the release and  transfer to Delta  Funding  from the
         2000-2 Trust of the Residual  Receivables set forth on Schedule 4.17(C)
         and the deposit by Delta  Funding into the 2000-2 Trust of the Residual
         Receivables set forth on Schedule  4.17(D).  Schedule 4.17(E) lists the
         underlying  certificates  for all Residual  Receivables  required to be
         maintained on deposit with the Residual  Collateral  Trusts in order to
         satisfy the requirements of the foregoing sentence.

         After  giving  effect to (i) the  release  and  transfer  to DF Special
         Holdings from the 2000-1 Trust of the Residual Receivables set forth on
         Schedule 4.17(A) and the deposit by DF Special Holdings into the 2000-1
         Trust of the  Residual  Receivables  set forth on Schedule  4.17(B) and
         (ii) the release and transfer to Delta Funding from the 2000-2 Trust of
         the Residual  Receivables set forth on Schedule 4.17(C) and the deposit
         by Delta Funding into the 2000-2 Trust of the Residual  Receivables set
         forth on Schedule 4.17(D),  the Residual  Receivables then remaining in
         the 2000-1  Trust and the  2000-2  Trust are and were free and clear of
         liens and had an aggregate  unaudited book value of approximately  $152
         million as of December 31, 2000; included in such Residual  Receivables
         are Senior  Residual  Receivables  which had an aggregate book value of
         approximately $75 million as of December 31, 2000.

         For the purposes of this Section  4.17,  the Company  valued (i) Senior
         Residual  Receivables  using a discount  rate of 12% and (ii) all other
         Residual   Receivables   using  a  discount  rate  of  18%.  The  other
         assumptions  and  methodology  used by the  Company in  valuing  Senior
         Residual  Receivables and other Residual  Receivables  were those which
         are used by the Company in  establishing  the book value of such Senior
         Residual  Receivables  and other  Residual  Receivables  in its  annual
         audited  consolidated  financial statements prepared in accordance with
         GAAP consistently applied.

         The foregoing is collectively referred to as the Residual Receivable
         Maintenance Requirement"

         (f)   Section 4.24 of the Indenture is hereby deleted in its entirety
         and replaced by the following:

         "SECTION 4.24.    DELETED."

         (g) Paragraph (a) of Section 4.27 of the Indenture is hereby deleted in
         its entirety and replaced by the following:

         "(a)  DELETED."

         (h)   Section 6.01 of the Indenture is hereby amended by adding the
         following at the end thereof:

         "(l)  the Company or any of its affiliates  fails in a material way
         to perform any of the  undertakings set forth in the Letter of Intent
         on or before July 31, 2001; or

         (m)   the Company fails to conclude the Exchange Offer described in the
         Letter of Intent on or before July 31, 2001; or

         (n)   Delta Funding fails to conclude the transfer of actual  servicing
         for the entirety of the mortgage loans underlying Residual  Receivables
         listed on Schedule 4.17(E) to Ocwen Federal Bank, FSB on or before July
         31, 2001."

         2. EFFECTIVENESS.  This Third Supplemental Indenture shall be effective
as of the date hereof.

         3. CONSTRUCTION. For all purposes of this Third Supplemental Indenture,
except as otherwise  herein expressly  provided or unless the context  otherwise
requires: (i) the terms and expressions used herein shall have the same meanings
as corresponding terms and expressions used in the Indenture; and (ii) the words
"herein,"  "hereof" and "hereby" and other words of similar  import used in this
Third  Supplemental  Indenture refer to this Third  Supplemental  Indenture as a
whole and not to any particular Section hereof.

         4. TRUSTEE  ACCEPTANCE.  The  Trustee  accepts   the  amendment  of the
Indenture  effected by this Third  Supplemental  Indenture and agrees to execute
the trust created by the Indenture,  as hereby amended,  but only upon the terms
and  conditions  set forth in the Indenture,  as hereby  amended,  including the
terms and provisions defining and limiting the liabilities and  responsibilities
of the Trustee, which terms and provisions shall in like manner define and limit
its liabilities and  responsibilities in the performance of the trust created by
the  Indenture,  as hereby  amended.  Without  limiting  the  generality  of the
foregoing, the Trustee has no responsibility for the correctness of the recitals
of fact herein  contained  which shall be taken as the statements of the Company
and makes no  representations  as to the  validity,  enforceability  against the
Company, or sufficiency of this Third Supplemental Indenture.

         5. INDEMNIFICATION  OF TRUSTEE. The Company shall indemnify the Trustee
against any and all losses, liabilities or expenses, including taxes (other than
taxes  based  upon,  measured  by or  determined  by the income of the  Trustee)
incurred by the Trustee  arising out of or resulting  from the execution of this
Third Supplemental Indenture, including the costs and expenses of enforcing this
Third Supplemental  Indenture against the Company (including this Section 5) and
defending  itself  against  any claim  (whether  asserted  by the Company or any
Holder or any other  person) or  liability  in  connection  with the exercise or
performance of any of its powers or duties  hereunder,  except to the extent any
such loss, liability or expense may be attributable to the Trustee's negligence,
bad faith or willful misconduct.

         6. OWNER TRUSTEE. It is expressly  understood and agreed by the parties
that  (a) this  Third  Supplemental  Indenture  is  executed  and  delivered  by
Wilmington Trust Company,  not  individually or personally,  but solely as Owner
Trustee, in the exercise of the powers and authority conferred and vested in it,
pursuant to the 2000-1 Trust Agreement and the 2000-2 Trust Agreement,  (b) each
of the  representations,  undertakings and agreements herein made on the part of
the Trusts is made and  intended not as personal  representations,  undertakings
and  agreements  by  Wilmington  Trust  Company but is made and intended for the
purpose for binding  only the Trusts,  (c)  nothing  herein  contained  shall be
construed as creating any liability on Wilmington Trust Company, individually or
personally,  to perform  any  covenant  either  expressed  or implied  contained
herein, all such liability, if any, being expressly waived by the parties hereto
and by any person  claiming  by,  through or under the parties  hereto,  and (d)
under no circumstances  shall Wilmington Trust Company be personally  liable for
the payment of any  indebtedness  or expenses of the Trusts or be liable for the
breach or failure of any obligation,  representation,  warranty or covenant made
or undertaken by the Trusts under this Third Supplemental Indenture or any other
related documents.

         7. INDENTURE  RATIFIED.   Except  as  expressly  amended  hereby,   the
Indenture  is in  all  respects  ratified  and  confirmed  and  all  the  terms,
conditions and provisions thereof shall remain in full force and effect.

         8. HOLDERS BOUND. This Third  Supplemental  Indenture shall form a part
of the Indenture for all purposes,  and every Holder of the Notes  heretofore or
hereafter authenticated and delivered shall be bound hereby.

         9. SUCCESSORS AND ASSIGNS.  This Third Supplemental  Indenture shall be
binding upon and inure to the benefit of the parties hereto and their respective
successors and assigns.

        10. COUNTERPARTS.  This  Third Supplemental Indenture may be executed in
any number of counterparts, each of which when so executed shall be deemed to be
an original,  and all of such counterparts shall together constitute one and the
same instrument.

        11. GOVERNING  LAW.  THE  INTERNAL  LAW  OF THE STATE OF NEW YORK SHALL
GOVERN AND BE USED TO CONSTRUE THIS THIRD SUPPLEMENTAL  INDENTURE WITHOUT REGARD
TO PRINCIPLES OF CONFLICTS OF LAW THEREOF.

         IN WITNESS  WHEREOF,  the Company,  the  Subsidiary  Guarantors and the
Trustee have caused this Third Supplemental  Indenture to be signed and executed
as of the day and year first above written.

                                    DELTA FINANCIAL CORPORATION

                                    By: /S/ MARC E. MILLER
                                    -------------------------------
                                      Name: Marc E. Miller
                                      Title: Senior Vice President

                                    DELTA FUNDING CORPORATION

                                    By: /S/ MARC E. MILLER
                                    -------------------------------
                                      Name: Marc E. Miller
                                      Title: Senior Vice President

                                    DF SPECIAL HOLDINGS CORPORATION

                                    By: /S/ MARC E. MILLER
                                    -------------------------------
                                      Name: Marc E. Miller
                                      Title: Senior Vice President

                                    FIDELITY MORTGAGE INC.

                                    By: /S/ MARC E. MILLER
                                    -------------------------------
                                      Name: Marc E. Miller
                                      Title: Senior Vice President

                                    DFC FINANCIAL CORPORATION

                                    By: /S/ MARC E. MILLER
                                    -------------------------------
                                      Name: Marc E. Miller
                                      Title: Senior Vice President

                                    DFC FINANCIAL OF CANADA LIMITED

                                    By: /S/ MARC E. MILLER
                                    -------------------------------
                                      Name: Marc E. Miller
                                      Title: Senior Vice President

                                    DFC FUNDING OF CANADA LIMITED

                                    By: /S/ MARC E. MILLER
                                    -------------------------------
                                      Name: Marc E. Miller
                                      Title: Senior Vice President

                                    CONTINENTAL PROPERTY MANAGEMENT CORP.

                                    By: /S/ MARC E. MILLER
                                    -------------------------------
                                       Name: Marc E. Miller
                                       Title: Senior Vice President

                                    DELTA FUNDING RESIDUAL HOLDING TRUST 2000-1

                                    By:  WILMINGTON TRUST COMPANY, not in
                                    its individual capacity but solely as
                                    Owner Trustee

                                    By: /S/ CHARISSE L. RODGERS
                                    -------------------------------
                                       Name: Charisse L. Rodgers
                                       Title: Assistant Vice President

                                    DELTA FUNDING RESIDUAL HOLDING TRUST 2000-2

                                    By:  WILMINGTON TRUST COMPANY, not in
                                    its individual capacity but solely as
                                    Owner Trustee

                                    By: /S/ CHARISSE L. RODGERS
                                    -------------------------------
                                       Name: Charisse L. Rodgers
                                       Title: Assistant Vice President

                                    U.S. BANK TRUST NATIONAL ASSOCIATION,
                                    Indenture Trustee

                                    By: /S/ PATTY J. KAPSCH
                                    -------------------------------
                                       Name: Patty J. Kapsch
                                       Title: Trust Officer

<PAGE>
<TABLE>
<CAPTION>

                                   SCHEDULE 4.17(A)
                                   ----------------

                       RELEASED RESIDUAL RECEIVABLES 2000-1 TRUST

               ISSUER                  SERIES         CLASS          PERCENTAGE INTEREST
               ------                  ------         -----          -------------------
<S>                                    <C>            <C>            <C>
Delta Funding Home Equity Loan         1999-3          BIO                  100%
Trust 1999-3, Home Equity Loan
Asset-Backed Certificates

Delta Funding Home Equity Loan         1999-3          R-1               99.999999%
Trust 1999-3, Home Equity Loan
Asset-Backed Certificates

Delta Funding Home Equity Loan         1999-3          R-2               99.999999%
Trust 1999-3, Home Equity Loan
Asset-Backed Certificates

Delta Funding Home Equity Loan         1999-3          R-3               99.999999%
Trust 1999-3, Home Equity Loan
Asset-Backed Certificates
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
                                   SCHEDULE 4.17(B)
                                   ----------------

                     DEPOSITED RESIDUAL RECEIVABLES 2000-1 TRUST

              ISSUER                       SERIES            CLASS           PERCENTAGE INTEREST
              ------                       ------            -----           -------------------
  <S>                                      <C>               <C>             <C>
  Delta Funding Home Equity Loan           1998-2             R-1                99.999999%
     Asset-Backed Certificates

  Delta Funding Home Equity Loan           1998-2             R-2                99.999999%
     Asset-Backed Certificates
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
                                                 SCHEDULE 4.17(C)
                                                 ----------------

                                    RELEASED RESIDUAL RECEIVABLES 2000-2 TRUST

               ISSUER                    SERIES          CLASS         PERCENTAGE INTEREST
               ------                    ------          -----         -------------------
<S>                                      <C>             <C>           <C>
Delta Funding Home Equity Loan           1999-3           R-1               0.000001%
Trust 1999-3, Home Equity Loan
Asset-Backed Certificates

Delta Funding Home Equity Loan           1999-3           R-2               0.000001%
Trust 1999-3, Home Equity Loan
Asset-Backed Certificates

Delta Funding Home Equity Loan           1999-3           R-3               0.000001%
Trust 1999-3, Home Equity Loan
Asset-Backed Certificates

Delta Funding Home Equity Loan           1996-2            R               99.999999%
Trust 1996-2, Home Equity Loan
Pass-Through Certificates
</TABLE>
<PAGE>

                                                 SCHEDULE 4.17(D)

                                    DEPOSITED RESIDUAL RECEIVABLES 2000-2 TRUST

                                                       None.

<PAGE>
<TABLE>
<CAPTION>
                                                 SCHEDULE 4.17(E)
                                                 ----------------

                              RESIDUAL RECEIVABLES DEPOSITED IN THE COLLATERAL TRUSTS

---------------------------------------------------- ------------------ ---------------- ----------------------------
                     RESIDUAL                              CLASS           OWNERSHIP          TRUSTEE
                                                                           INTEREST
---------------------------------------------------- ------------------ ---------------- ----------------------------
<S>                                                  <C>                <C>              <C>
CTS Home Equity Loan Trust 1994-2, Mortgage          Class R            75%              Bankers Trust Company of
Pass-Through Certificate, SERIES 1994-2                                                  California, N.A.
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1995-2, Home    Class R            99.999999%       Wells Fargo Bank
Equity Loan Asset-Backed Certificates,                                                   Minnesota, National
SERIES 1995-2                                                                            Association ("Wells Fargo")
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1997-4, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1997-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1997-4, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1997-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-1, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-1, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-2, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-2, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-3, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-3, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-3, Home    Class R-3          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-4, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-4, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-4, Home    Class R-3          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-1, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-1, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-1, Home    Class R-3          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-2, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-2, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-2, Home    Class R-3          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-2
---------------------------------------------------- ------------------ ---------------- -------------------------------------------
Delta Funding Home Equity Loan Trust 2000-1, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-1, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-1, Home    Class R-3          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-2, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-2, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-2, Home    Class R-3          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-3, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-3, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-3, Home    Class R-3          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-4, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-4, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-4, Home    Class R-3          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1997-3, Home    Class R-1          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1997-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1997-3, Home    Class R-2          0.000001%        Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1997-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-2, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-2, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-3, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-3, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-3, Home    Class R-3          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-4, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-4, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1998-4, Home    Class R-3          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1998-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-1, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-1, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-1, Home    Class R-3          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-2, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-2, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-2, Home    Class R-3          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 1999-2, Home    Class BIO          100%             Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 1999-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-1, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-1, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-1, Home    Class R-3          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-1, Home    Class BIO          100%             Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-1
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-2, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-2, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-2, Home    Class R-3          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-2, Home    Class BIO          100%             Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-2
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-3, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-3, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-3, Home    Class R-3          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-3, Home    Class BIO          100%             Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-3
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-4, Home    Class R-1          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-4, Home    Class R-2          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-4, Home    Class R-3          99.999999%       Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding Home Equity Loan Trust 2000-4, Home    Class BIO          100%             Wells Fargo
Equity Loan Asset-Backed Certificates,
SERIES 2000-4
---------------------------------------------------- ------------------ ---------------- ----------------------------
Delta Funding NIM Trust 2000-1, Owner Trust                             100%             Wells Fargo
Certificate
---------------------------------------------------- ------------------ ---------------- ----------------------------
</TABLE>

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