Document:

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                                                                Exhibit 10.13

                         SOFTWARE DEVELOPMENT, MARKETING
                                       AND
                                ROYALTY AGREEMENT
                                     (SOGS)

         This SOFTWARE DEVELOPMENT, MARKETING AND ROYALTY AGREEMENT (this
"Agreement") is entered into this ___ day of January, 2001, by and among ORION
HEALTHCARE TECHNOLOGY, INC., an Iowa corporation, formerly known as Accurate
Assessments, Inc., an Iowa corporation, with offices at 1823 Harney Street,
Suite 101, Omaha, Nebraska 68102 ("Orion"), SOUTH OAKS FOUNDATION, a non-profit
corporation, with offices at 400 Sunrise Highway, Amityville, New York 11701,
and WSNCHS EAST, INC. d/b/a South Oaks Hospital, a non-profit corporation, with
offices at 400 Sunrise Highway, Amityville, New York 11701 (together, "South
Oaks")

         WHEREAS, South Oaks has developed the South Oaks Gambling Screen
("SOGS"), a written questionnaire completed manually by practitioners providing
treatment or conducting research in the area of gambling addictions;

         WHEREAS, Orion is a leading developer and marketer of computer software
in the healthcare field related to addictions, including, without limitation,
gambling;

         WHEREAS, the parties desire to enter into a relationship whereby Orion
will (a) convert the written text comprising SOGS into a computer software
program (the "Software") and thereby automate certain functions of SOGS, (b)
market, sell and license the Software and (c) pay South Oaks a royalty for each
copy of the Software licensed or sold;

         WHEREAS, South Oaks owns rights in and to SOGS;

         WHEREAS, South Oaks has agreed to grant Orion a license to use SOGS in
connection with Orion's duties described in this Agreement;

         WHEREAS, Orion has agreed to develop, market, sell and license the
Software on behalf of South Oaks on condition that, among other things as more
particularly described in this Agreement, Orion has the exclusive right to so
develop, market, sell and license the Software;

         NOW, THEREFORE, in consideration of the above premises and other good
and valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, Orion and South Oaks hereby agree as follows:

         1.       DEVELOPMENT OF THE SOFTWARE. South Oaks hereby grants Orion
the exclusive right to develop a software program incorporating and automating
SOGS and Orion hereby agrees to review SOGS and develop and convert the text and
substance of SOGS into a computer software program designed to automate the
screen. South Oaks reserves unto itself any and all other of its rights to and
in SOGS not herein specifically and expressly granted to Orion.

                                       1

<PAGE>

         2.       MARKETING AND SALES OF THE SOFTWARE.

                  a.       South Oaks hereby grants Orion the  exclusive  right
         and Orion hereby agrees to actively market, promote, license and sell
         the Software.

                  b.       Orion may solicit orders directly or through
         subcontractors or agents. Orion shall be responsible for its
         employees', subcontractors' or agents' acts or omissions in performing
         marketing services and for the payment of amounts owed (if any) to its
         employees, subcontractors, or agents, as may be appropriate.

                  c.       Orion, in its sole discretion, may develop specific
         sales and marketing materials for use in the marketing and licensing
         of the Software, which materials may be reviewed by South Oaks. Orion
         shall retain all right, title and interest in all such marketing
         materials.

                  d.       Orion shall bear the sole responsibility for the
         delivery of the Software to licensees and for the billing and
         collection of all amounts owed to Orion through its licensing or sales
         of the Software.

                  e.       Unless otherwise specified herein, Orion agrees that
         the use of the Software by licensees shall be pursuant to applicable
         licensing agreements, manuals and any other documentation developed by
         Orion.

                  f.       Orion shall maintain full, clear and accurate records
         with respect to each and every copy of the Software distributed by
         Orion, each license granted, each license agreement executed, and all
         receipts from installation, maintenance and support of the Software
         and all other revenues related thereto. South Oaks further agrees to
         cooperate fully with Orion should a dispute arise with a licensee or
         another entity regarding the sale, licensing, distribution or
         maintenance and support of the Software, including, without
         limitation, the right to use trademarks, servicemarks, trade names,
         logos and copyrighted materials for which a license is granted
         pursuant to this Agreement.

                  g.       Title to the Software and all patents, copyrights,
         trademarks, design rights, trade secrets, moral rights and other
         proprietary rights in the Software are and will remain the exclusive
         property of Orion, regardless of whether specifically recognized or
         perfected under the laws of the country where the Software is used;
         provided, however, that South Oaks is not relinquishing any of its
         rights to SOGS. South Oaks will not (i) take any action that
         jeopardizes any proprietary rights that Orion may develop, (ii) acquire
         any right in the Software without the express written consent of Orion
         other than those right to SOGS is has reserved or (iii) perform any
         reverse engineering of the Software.

         3.       GRANT OF LICENSES TO ORION. South Oaks hereby grants to Orion
a non-exclusive license to use its trademarks, servicemarks, trade names and
logos, including, without limitation, the name "South Oaks Foundation", "South
Oaks Hospital", "South Oaks Gambling Screen" and abbreviations and derivations
thereof (collectively, the "Marks") in the Software and materials used to
market, promote, license, sell and distribute the Software. South Oaks hereby
grants to Orion a world-wide royalty-bearing exclusive license to use any and
all of the copyrighted

                                       2

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material comprising the South Oaks Gambling Screen in writing, developing,
commercializing, marketing, promoting, licensing and selling the Software.

         4.       ROYALTY PAYMENTS.

                  a.       Orion hereby  agrees to pay a royalty to South Oaks
         for the use of SOGS,  which  royalty shall be paid as follows:

                           i.       five  percent  (5%) of the retail  price of
                  each copy of the  Software  sold or licensed as a separate,
                  stand-alone product (a "Stand-Alone Sale"); and

                           ii.      $5.00 for each copy sold or  licensed as a
                  unit  bundled,  combined or packaged together with other
                  software products sold or licensed by Orion.

                  b.       With respect to any copies of the Software returned
         to Orion for full refund, South Oaks shall repay to Orion any royalty
         paid by Orion for such returned copy of the Software.

                  c.       On or before the 15th of March, June, September and
         December, Orion shall remit to South Oaks the appropriate payments for
         the Software licensed or sold by Orion during the previous month,
         together with a written royalty statement setting forth the total sales
         and licenses of the Software (identifying the Stand-Alone Sales and
         Bundled Sales during the period covered by the statement) and the total
         of royalty payments previously made which should be repaid to Orion as
         the result of returns of the Software.

                  d.       Orion shall pay directly all income, franchise,
         sales, use, personal property, ad valorem, value added, stamp or other
         taxes, levies, customs duties or other imposts or fees, including
         withheld taxes (except only a tax levied by the United States of
         America or the States of Nebraska, New York or Rhode Island based on
         the net income of South Oaks), together with all penalties, fines and
         interest thereon that in any way arise out of this Agreement, whether
         on or measured by the price, the charges, the programs or the services
         furnished, or their use, however designated, levied or based
         (hereinafter collectively called "Tax").

                  e.       With  respect  to any  copies  of the  Software
         licensed or sold as the result of the independent marketing or
         referral efforts of South Oaks, the royalty fee due to South Oaks
         shall be calculated in accordance with the provisions of paragraph a.
         above.

         5.       INSTRUCTION AND TRAINING.  Intentionally omitted.

         6.       ASSIGNMENT. This Agreement may not be assigned in whole or in
part by either party without the prior written approval of the other party,
which shall not be unreasonably withheld; provided, however, Orion may assign
this Agreement to any present or future affiliate or subsidiary or assign its
right to receive payment hereunder without such consent.

                                       3

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         7.      SOUTH OAKS'S REPRESENTATIONS AND INFRINGEMENT CURE. South Oaks
hereby represents and warrants that it owns and has title in and to SOGs, free
of claims by third parties. South Oaks hereby further represent and warrant that
it has not granted similar or conflicting rights or exclusive licenses to any
third party with respect to SOGS and that to the best of its knowledge, the
development, marketing, licensing, sale or delivery of the Software will not
infringe upon the proprietary rights of any third party. In the event the
Software becomes the subject of a claim for patent or copyright infringement or
other infringement of proprietary rights, whether such claim is asserted against
Orion or South Oaks or any licensee of the Software, (a) South Oaks agrees to
(i) assist Orion in any effort to protest such claim or procure the right to
continue to use the Software and (ii) in the event any of South Oaks'
representations and warranties above is false, pay Orion's costs in connection
with the actions to be taken by Orion under (i), including, without limitation,
reasonable attorneys' fees; and (b) Orion may (i) at its cost, procure the right
to continue using the Software; or (ii) modify the Software so as to make it
non-infringing. If Orion, in its sole discretion, determines that it is not
reasonably able to procure such rights or so modify the Software or otherwise
secure the right to continue using the Software, then this Agreement shall
terminate and Orion shall, within 30 days of the termination, remit to South
Oaks any royalty fees due for licensed or sold Software, less any credits due to
Orion for royalty fees paid on returned Software. This Section 7 states the
entire and exclusive obligation of Orion to South Oaks and of South Oaks to
Orion relating to the Software with respect to any actual or alleged
infringement of patents, copyrights or other proprietary rights of third parties
by the Software or any part thereof.

         8.      FORCE MAJEURE. Neither party shall be liable for delays in
performance of this Agreement caused by acts of God, government restrictions or
interference, strikes or other labor disputes, fires, power outages,
communications failures, or for any other cause, to the extent that any such
causes are beyond its reasonable control; provided, however, that if such delay
shall continue for thirty (30) days, then either party may terminate this
Agreement upon thirty (30) days' written notice to the other party. If the
non-performing party performs within said thirty (30) day period, then this
Agreement shall continue in full force and effect as though no such notice had
been given. In no event shall failure to timely pay amounts owed be excused.

         9.       INDEPENDENT CONTRACTOR. In connection with this Agreement,
each party is an independent contractor and as such will not have any authority
to bind or commit the other party except as provided hereunder. Nothing herein
shall be deemed or construed to create a joint venture, partnership or agency
relationship between the parties for any purpose.

         10.      LIMITATION OF LIABILITY.

                  a.       No party shall be liable for damages caused by acts
         or events beyond such party's control. In addition, neither party shall
         have liability for information or advice supplied by third-party
         vendors.

                  c.       No party shall be liable for incidental, indirect,
         special or consequential damages or for lost profits, savings or
         revenues of any kind, whether or not the party has been advised of the
         possibility of such damages.

                                       4

<PAGE>

                  d.       Orion  shall  not be liable  for any  damages
         arising from the  unavailability  of the Software.

         11.      TERM AND TERMINATION.

                  a.       The term of this Agreement commences on the date
         first set forth above and shall terminate one year thereafter. After
         the expiration of the initial term of the Agreement, the Agreement
         shall automatically renew for additional twelve (12) month terms
         unless terminated or canceled by either party as set forth in
         paragraph 11(b) below.

                  b.       Upon any material default by a party under this
         Agreement, the other party may terminate this Agreement by giving not
         less than thirty (30) days' prior written notice to the defaulting
         party; provided, however, the defaulting party shall have the right to
         cure such default within such thirty (30) day period. If not cured
         within such thirty (30) day period, the Agreement shall terminate upon
         the expiration of such thirty (30) day period. In addition and
         notwithstanding the foregoing, either party may terminate this
         Agreement at any time with 30 days' prior written notice to the other
         party.

                  c.       Upon  termination for any reason,  each party shall
         pay to the other any royalty fee due or due to be refunded within 30
         days of termination.

         12.      MISCELLANEOUS.

                  a.       MODIFICATIONS.  This  Agreement  may be amended,
         restated, supplemented or otherwise modified from time to time,
         provided, however, that any amendment, restatement, supplement,
         modification or waiver of any provision of this Agreement or any
         Attachment to this Agreement must be in writing and signed by
         authorized representatives of both parties.

                  b.       SEVERABILITY. If any portion of this Agreement is
         found to be invalid or unenforceable, the parties agree that such
         provisions shall be enforced to the greatest extent permitted by law
         and the remaining portions shall remain in effect. The parties further
         agree that in the event such invalid or unenforceable portion is an
         essential part of this Agreement, they will immediately begin good
         faith negotiations for a replacement.

                  c.       NO WAIVER.  If either  party fails to enforce any
         right or remedy available to it under this Agreement, such failure
         shall not be construed as a waiver of any right or remedy with respect
         to any other breach or failure by the other party.

                  d.       GOVERNING  LAW.  This  Agreement  and all  matters
         arising out of or relating to this Agreement shall be governed by the
         laws of the State of Nebraska and shall be deemed to be executed in
         and the Software performed from Omaha, Nebraska.

                  e.       SURVIVAL OF TERMS.  The respective  obligations of
         Orion and South Oaks hereunder which by their nature would continue
         beyond termination or expiration hereof shall survive the termination
         or expiration of this Agreement.

                                       5

<PAGE>

                  f.       AUTHORIZATION. Each party represents and warrants
         that it has the power and authority to execute this Agreement and that
         the individual signing this Agreement is authorized to do so. The
         parties further represent and warrant that upon execution of this
         Agreement, it shall be a valid and binding agreement between the
         parties enforceable in accordance with its terms.

                  g.       ENTIRE  AGREEMENT.  This Agreement  constitutes the
         entire agreement between the parties with respect to the Software and
         supersedes all prior or contemporaneous agreements, proposals or
         understandings, whether written or oral.

         13.      NOTICES. Any notice required or permitted hereunder shall be
in writing and addressed to the other parties as first set forth in this
Agreement or to the last known address of such party. Any notice sent shall be
deemed to be received and valid upon (i) actual receipt, if hand delivered, (ii)
three business days from date on which such notice was sent, if sent by
certified or first class mail, postage prepaid, or (iii) upon the next business
day if such notice was sent by facsimile or overnight mail.

                   REMAINDER OF PAGE INTENTIONALLY LEFT BLANK

                                       6

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         IN WITNESS WHEREOF, the parties hereto have executed this Agreement as
of the date first written above.

                              ORION HEALTHCARE TECHNOLOGY, INC.,
                              an Iowa corporation

                              By
                                 -----------------------------------------------
                              Name
                                   ---------------------------------------------
                              Title
                                    --------------------------------------------

                              SOUTH OAKS FOUNDATION, a non-profit corporation

                              By
                                 -----------------------------------------------
                              Name
                                   ---------------------------------------------
                              Title
                                    --------------------------------------------

                              WSNCHS  EAST,  INC.  d/b/a South Oaks  Hospital,
                              a non-profit corporation

                              By
                                 -----------------------------------------------
                              Name
                                   ---------------------------------------------
                              Title
                                    --------------------------------------------

                                       7<PAGE>

                                                                 Exhibit 10.14

                         SOFTWARE DEVELOPMENT, MARKETING
                                       AND
                                ROYALTY AGREEMENT
                                      (GSI)

     This SOFTWARE DEVELOPMENT, MARKETING AND ROYALTY AGREEMENT (this
"Agreement") is entered into this ___ day of January, 2001, by and among ORION
HEALTHCARE TECHNOLOGY, INC., an Iowa corporation, formerly known as Accurate
Assessments, Inc., an Iowa corporation, with offices at 1823 Harney Street,
Suite 101, Omaha, Nebraska 68102 ("Orion"), SOUTH OAKS FOUNDATION, a non-profit
corporation, with offices at 400 Sunrise Highway, Amityville, New York 11701,
and WSNCHS EAST, INC. d/b/a South Oaks Hospital, a non-profit corporation, with
offices at 400 Sunrise Highway, Amityville, New York 11701 (together, "South
Oaks").

     WHEREAS, South Oaks has developed the Gambling Severity Index ("GSI"), a
written questionnaire completed manually by practitioners providing treatment or
conducting research in the area of gambling addictions;

     WHEREAS, Orion is a leading developer and marketer of computer software in
the healthcare field related to addictions, including, without limitation,
gambling;

     WHEREAS, the parties desire to enter into a relationship whereby Orion will
(a) convert the written text comprising GSI into a computer software program
(the "Software") and thereby automate certain functions of GSI, (b) market, sell
and license the Software and (c) pay South Oaks a royalty for each copy of the
Software licensed or sold;

     WHEREAS, South Oaks owns rights in and to GSI;

     WHEREAS, South Oaks has agreed to grant Orion a license to use GSI in
connection with Orion's duties described in this Agreement;

     WHEREAS, Orion has agreed to develop, market, sell and license the Software
on behalf of South Oaks on condition that, among other things as more
particularly described in this Agreement Orion has the exclusive right to so
develop, market, sell and license the Software;

     NOW, THEREFORE, in consideration of the above premises and other good and
valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, Orion and South Oaks hereby agree as follows:

     1. DEVELOPMENT OF THE SOFTWARE. South Oaks hereby grants Orion the
exclusive right to develop a software program incorporating and automating GSI
and Orion hereby agrees to review GSI and develop and convert the text and
substance of GSI into a computer software program designed to automate the
screen. South Oaks reserves unto itself any and all other rights in and to GSI
not herein specifically and expressly granted to Orion.

                                       1
<PAGE>

     2.   MARKETING AND SALES OF THE SOFTWARE.

          a. South Oaks hereby grants Orion the exclusive right and Orion hereby
     agrees to actively market, promote, license and sell the Software.

          b. Orion may solicit orders directly or through subcontractors or
     agents. Orion shall be responsible for its employees', subcontractors' or
     agents' acts or omissions in performing marketing services and for the
     payment of amounts owed (if any) to its employees, subcontractors, or
     agents, as may be appropriate.

          c. Orion, in its sole discretion, may develop specific sales and
     marketing materials for use in the marketing and licensing of the Software,
     which materials may be reviewed by South Oaks. Orion shall retain all
     right, title and interest in all such marketing materials.

          d. Orion shall bear the sole responsibility for the delivery of the
     Software to licensees and for the billing and collection of all amounts
     owed to Orion through its licensing or sales of the Software.

          e. Unless otherwise specified herein, Orion agrees that the use of the
     Software by licensees shall be pursuant to applicable licensing agreements,
     manuals and any other documentation developed by Orion.

          f. Orion shall maintain full, clear and accurate records with respect
     to each and every copy of the Software distributed by Orion, each license
     granted, each license agreement executed, and all receipts from
     installation, maintenance and support of the Software and all other
     revenues related thereto. South Oaks further agrees to cooperate fully with
     Orion should a dispute arise with a licensee or another entity regarding
     the sale, licensing, distribution or maintenance and support of the
     Software, including, without limitation, the right to use trademarks,
     servicemarks, trade names, logos and copyrighted materials for which a
     license is granted pursuant to this Agreement.

          g. Title to the Software and all patents, copyrights, trademarks,
     design rights, trade secrets, moral rights and other proprietary rights in
     the Software are and will remain the exclusive property of Orion,
     regardless of whether specifically recognized or perfected under the laws
     of the country where the Software is used; provided, however, that South
     Oaks is not relinquishing any of its right to GSI. South Oaks will not (i)
     take any action that jeopardizes any proprietary rights that Orion may
     develop, (ii) acquire any right in the Software without the express written
     consent of Orion other than those rights to GSI it has retained, or (iii)
     perform any reverse engineering of the Software.

     3.   GRANT OF LICENSES TO ORION. South Oaks hereby grants to Orion a
non-exclusive license to use its trademarks, servicemarks, trade names and
logos, including, without limitation, the name "Gambling Severity Index," "South
Oaks Foundation," "South Oaks Hospital" and abbreviations and derivations
thereof (collectively, the "Marks") in the Software and materials used to
market, promote, license, sell and distribute the Software. South Oaks hereby
grants to Orion a world-wide royalty-bearing exclusive license to use any and
all of the copyrighted

                                       2
<PAGE>

material comprising the Gambling Severity Index in writing, developing,
commercializing, marketing, promoting, licensing and selling the Software.

     4.   ROYALTY PAYMENTS.

          a. Orion hereby agrees to pay a royalty to South Oaks for the use of
     GSI, which royalty shall be paid as follows:

             i.   five percent (5%) of the retail price of each copy of the
          Software licensed or sold as a separate, stand-alone product (a
          "Stand-Alone Sale"); and

             ii.  $15.00 for each copy licensed or sold as a unit bundled,
          combined or packaged together with other software products licensed or
          sold by Orion.

          b. With respect to any copies of the Software returned to Orion for
     full refund, South Oaks shall repay to Orion any royalty paid by Orion for
     such returned copy of the Software.

          c. On or before the 15th of March, June, September and December, Orion
     shall remit to South Oaks the appropriate payments for the Software
     licensed or sold by Orion during the previous month, together with a
     written royalty statement setting forth the total sales or licenses of the
     Software (identifying the Stand-Alone Sales and Bundled Sales during the
     period covered by the statement) and the total of royalty payments
     previously made which should be repaid to Orion as the result of returns of
     the Software.

          d. Orion shall pay directly all income, franchise, sales, use,
     personal property, ad valorem, value added, stamp or other taxes, levies,
     customs duties or other imposts or fees, including withheld taxes (except
     only a tax levied by the United States of America or the States of Nebraska
     or New York based on the net income of South Oaks), together with all
     penalties, fines and interest thereon that in any way arise out of this
     Agreement, whether on or measured by the price, the charges, the programs
     or the services furnished, or their use, however designated, levied or
     based (hereinafter collectively called "Tax").

          e. With respect to any copies of the Software licensed or sold as the
     result of the independent marketing or referral efforts of South Oaks, the
     royalty fee due to South Oaks shall be calculated in accordance with the
     provisions of paragraph a. above.

     5.   INSTRUCTION AND TRAINING. Intentionally omitted.

     6.   ASSIGNMENT. This Agreement may not be assigned in whole or in part by
either party without the prior written approval of the other party, which shall
not be unreasonably withheld; provided, however, Orion may assign this Agreement
to any present or future affiliate or subsidiary or assign its right to receive
payment hereunder without such consent.

                                       3
<PAGE>

     7.   SOUTH OAKS'S REPRESENTATIONS AND INFRINGEMENT CURE. South Oaks hereby
represents and warrants that it owns and has title in and to GSI, free of claims
by third parties. South Oaks hereby further represents that South Oaks has not
granted similar or conflicting rights or exclusive licenses to any third party
with respect to GSI and that to the best of South Oaks' knowledge, the
development, marketing, licensing, sale or delivery of the Software will not
infringe upon the proprietary rights of any third party. In the event the
Software becomes the subject of a claim for patent or copyright infringement or
other infringement of proprietary rights, whether such claim is asserted against
Orion or South Oaks or any licensee of the Software, (a) South Oaks agrees to
(i) assist Orion in any effort to protest such claim or procure the right to
continue to use the Software and (ii) in the event any of South Oaks's
representations and warranties above is false, pay Orion's costs in connection
with the actions to be taken by Orion under (i), including, without limitation,
reasonable attorneys' fees; and (b) Orion may (i) at its cost, procure the right
to continue using the Software; or (ii) modify the Software so as to make it
non-infringing. If Orion, in its sole discretion, determines that it is not
reasonably able to procure such rights or so modify the Software or otherwise
secure the right to continue using the Software, then this Agreement shall
terminate and Orion shall, within 30 days of the termination, remit to South
Oaks any royalty fees due for licensed or sold Software, less any credits due to
Orion for royalty fees paid on returned Software. This Section 7 states the
entire and exclusive obligation of Orion to South Oaks and of South Oaks to
Orion relating to the Software with respect to any actual or alleged
infringement of patents, copyrights or other proprietary rights of third parties
by the Software or any part thereof.

     8.   FORCE MAJEURE. Neither party shall be liable for delays in performance
of this Agreement caused by acts of God, government restrictions or
interference, strikes or other labor disputes, fires, power outages,
communications failures, or for any other cause, to the extent that any such
causes are beyond its reasonable control; provided, however, that if such delay
shall continue for thirty (30) days, then either party may terminate this
Agreement upon thirty (30) days' written notice to the other party. If the
non-performing party performs within said thirty (30) day period, then this
Agreement shall continue in full force and effect as though no such notice had
been given. In no event shall failure to timely pay amounts owed be excused.

     9.   INDEPENDENT CONTRACTOR. In connection with this Agreement, each party
is an independent contractor and as such will not have any authority to bind or
commit the other party except as provided hereunder. Nothing herein shall be
deemed or construed to create a joint venture, partnership or agency
relationship between the parties for any purpose.

     10.  LIMITATION OF LIABILITY.

          a. No party shall be liable for damages caused by acts or events
     beyond either party's control. In addition, neither party shall have
     liability for information or advice supplied by third-party vendors.

          b. No party shall be liable for incidental, indirect, special or
     consequential damages or for lost profits, savings or revenues of any kind,
     whether or not the party has been advised of the possibility of such
     damages.

                                       4
<PAGE>

          c. Orion shall not be liable for any damages arising from the
     unavailability of the Software.

     11.  TERM AND TERMINATION.

          a. The term of this Agreement commences on the date first set forth
     above and shall terminate one year thereafter. After the expiration of the
     initial term of the Agreement, the Agreement shall automatically renew for
     additional twelve (12) month terms unless terminated or canceled by either
     party as set forth in paragraph 11(b) below.

          b. Upon any material default by a party under this Agreement, the
     other party may terminate this Agreement by giving not less than thirty
     (30) days' prior written notice to the defaulting party; provided, however,
     the defaulting party shall have the right to cure such default within such
     thirty (30) day period. If not cured within such thirty (30) day period,
     the Agreement shall terminate upon the expiration of such thirty (30) day
     period. In addition and notwithstanding the foregoing, either party may
     terminate this Agreement at any time with 30 days' prior written notice to
     the other party.

          c. Upon termination for any reason, each party shall pay to the other
     any royalty fee due or due to be refunded within 30 days of termination.

     12.  MISCELLANEOUS.

          a. MODIFICATIONS. This Agreement may be amended, restated,
     supplemented or otherwise modified from time to time, provided, however,
     that any amendment, restatement, supplement, modification or waiver of
     any provision of this Agreement or any Attachment to this Agreement must
     be in writing and signed by authorized representatives of both parties.

          b. SEVERABILITY. If any portion of this Agreement is found to be
     invalid or unenforceable, the parties agree that such provisions shall be
     enforced to the greatest extent permitted by law and the remaining portions
     shall remain in effect. The parties further agree that in the event such
     invalid or unenforceable portion is an essential part of this Agreement,
     they will immediately begin good faith negotiations for a replacement.

          c. NO WAIVER. If either party fails to enforce any right or remedy
     available to it under this Agreement, such failure shall not be construed
     as a waiver of any right or remedy with respect to any other breach or
     failure by the other party.

          d. GOVERNING LAW. This Agreement and all matters arising out of or
     relating to this Agreement shall be governed by the laws of the State of
     Nebraska and shall be deemed to be executed in and the Software performed
     from Omaha, Nebraska.

          e. SURVIVAL OF TERMS. The respective obligations of Orion and South
     Oaks hereunder which by their nature would continue beyond termination or
     expiration hereof shall survive the termination or expiration of this
     Agreement.

                                       5
<PAGE>

          f. AUTHORIZATION. Each party represents and warrants that it has the
     power and authority to execute this Agreement and that the individual
     signing this Agreement is authorized to do so. The parties further
     represent and warrant that upon execution of this Agreement, it shall be a
     valid and binding agreement between the parties enforceable in accordance
     with its terms.

          g. ENTIRE AGREEMENT. This Agreement constitutes the entire agreement
     between the parties with respect to the Software and supersedes all prior
     or contemporaneous agreements, proposals or understandings, whether written
     or oral.

     13.  NOTICES.  Any notice  required or permitted  hereunder  shall be in
writing and addressed to the other parties as first set forth in this Agreement
or to the last known address of such party. Any notice sent shall be deemed to
be received and valid upon (i) actual receipt, if hand delivered, (ii) three
business days from date on which such notice was sent, if sent by certified or
first class mail, postage prepaid, or (iii) upon the next business day if such
notice was sent by facsimile or overnight mail.

                     REMAINDER OF PAGE INTENTI0NALLY LEFT BLANK

                                       6
<PAGE>

     IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of
the date first written above.

                                       ORION HEALTHCARE TECHNOLOGY, INC., an
                                       Iowa corporation

                                       By
                                          -------------------------------------
                                       Name
                                            -----------------------------------
                                       Title
                                             ----------------------------------

                                       SOUTH OAKS FOUNDATION, a non-profit
                                       corporation

                                       By
                                          -------------------------------------
                                       Name
                                            -----------------------------------
                                       Title
                                             ----------------------------------

                                       WSNCHS EAST, INC. d/b/a South Oaks
                                       Hospital,  a non-profit corporation

                                       By
                                          -------------------------------------
                                       Name
                                            -----------------------------------
                                       Title
                                             ----------------------------------

                                       7

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