Document:

Exhibit 10.26

                              PRIVATE ACCESS, INC.
                             SECURED PROMISSORY NOTE

Up to $1,500,000                                                    May 19, 2008

         FOR VALUE RECEIVED, the undersigned, Private Access, Inc., a California
corporation  ("Maker"),  hereby  promises  to pay to the order of  VirtualHealth
Technologies,  Inc.,  a  Delaware  corporation,  or its  successors  or  assigns
("Payee"),  the principal sum of the Advances (as defined below),  together with
interest  accrued  thereon  (calculated  on the basis of  three-quarters  of one
percent (0.075%) per month on the Advances (as defined below) from the date each
such  Advance is made  until the date that this  Secured  Promissory  Note (this
"Note") is paid in full.  All  payments on this Note shall be due and payable in
lawful  money  of the  United  States  of  America.  This  Note  is the  Secured
Promissory  Note  referred to in that  certain  Loan,  Investment  and  Security
Agreement,  of even date  herewith,  by and  between  Maker and Payee (the "Loan
Agreement").  All terms used  herein but not  otherwise  defined  shall have the
meanings ascribed thereto in the Loan Agreement.

         1. Advances.  Maker  acknowledges and agrees that: (i) pursuant to that
certain  Promissory Note, dated March 1, 2008, of Maker payable to Payee,  Payee
previously  loaned the Company  $150,000 (the "First Previous  Note");  (ii) the
principal  amount of, and  accrued  but unpaid  interest  of $2,035 on the First
Previous  Note were  rolled-into  that certain  Amended and Restated  Promissory
Note,  dated April 25,  2008,  of the Company  payable to Investor  (the "Second
Previous Note"), with the interest being rolled-into the Second Previous Note as
accrued but unpaid interest, and Investor made an additional advance of $150,000
to the Company under the Second  Previous  Note;  (iii) the principal  amount of
$300,000  and  accrued  but unpaid  interest  to date of $3,823,  including  the
accrued but unpaid  interest  under the First  Previous  Note and an  additional
$1,788 under the Second  Previous Note (from April 25, 2008 to May 19, 2008, are
hereby rolled-into this Promissory Note (with the interest being rolled-into the
Promissory  Note as accrued but unpaid  interest);  and (iv) on the date of this
Note,  Payee  loaned  Maker an  additional  $150,000  under  this  Note.  Unless
otherwise  notified  by  Maker in  writing  that  Maker  has  received  Adequate
Third-Party  Funding,  or unless an Event of Default  has  occurred  (as defined
below),  on the  tenth  (10th)  day of each of June,  July,  August,  September,
October, November and December, 2008, Payee shall advance an additional $150,000
to Maker  under  this Note.  Each  advance  of  principal  under this Note being
referred to herein as an "Advance".  In the event Payee does not make an Advance
on the date specified above,  Payee shall not be in default under this Note (and
such  failure  will be deemed to be timely) if Payee makes such  missed  Advance
within  five (5) days after  written  notice  specifying  such  default has been
delivered by Maker to Payee.

         2. Principal and Interest  Payments.  The principal of, and accrued but
unpaid  interest  on,  this Note shall be due and  payable on June 30, 2010 (the
"Maturity  Date").  The date of repayment in full of the  principal  balance and
accrued but unpaid interest on this Note (either on the Maturity Date or earlier
as provided herein) is referred to herein as the "Repayment Date".

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         3.  Prepayments.  The  unpaid  principal  balance  of this  Note or any
accrued  but unpaid  interest  thereon may be prepaid in whole or in part at any
time by Maker,  without  penalty or  premium,  upon at least ten (10) days prior
written notice to Payee (the "Repayment Notice").

         4. Method of Payment.  All  payments  made under this Note,  whether of
principal or interest,  shall be made by Maker to the holder  hereof on the date
specified  or provided  herein and shall be  delivered  by means of certified or
cashiers'  check or wire transfer of immediately  available  funds to an account
specified by the holder hereof. Whenever payment hereunder shall be due on a day
which is not a  Business  Day (as  hereinafter  defined),  the date for  payment
thereof shall be extended to the next  succeeding  Business Day. If the date for
any payment is extended by operation of law or otherwise, interest thereon shall
be payable for such extended time. "Business Day" means every day which is not a
Saturday, Sunday or legal holiday.

         5. Events of Default.  The following shall constitute events of default
("Events of Default") hereunder:

                  (a)  failure of Maker to make any  payment on this Note as and
         when the same  becomes  due and  payable in  accordance  with the terms
         hereof,  if the same has  continued  for  five (5) days  after  written
         notice specifying such default has been delivered to Maker by Payee;

                  (b) failure of Maker to perform any other  covenant  contained
         herein,  if the same has  continued  for thirty (30) days after written
         notice specifying such default has been delivered to Maker by Payee;

                  (c) if Maker makes an assignment for the benefit of creditors,
         or petitions or applies for the  appointment of a liquidator,  receiver
         or custodian (or similar  official) of it or of any substantial part of
         its assets, or if Maker commences any proceeding or case relating to it
         under  any   bankruptcy,   reorganization,   arrangement,   insolvency,
         readjustment of debt,  dissolution or liquidation or similar law of any
         jurisdiction, or takes any action to authorize any of the foregoing; or

                  (d) if any petition or  application  of the type  described in
         subparagraph  (c) immediately  above is filed or if any such proceeding
         or case described in subparagraph (c) is commenced against Maker and is
         not  dismissed  within  sixty  (60)  days,  or if Maker  indicates  its
         approval  thereof,  consents  thereto or acquiesces  therein,  or if an
         order  is  entered  appointing  any  such  liquidator  or  receiver  or
         custodian (or similar  official),  or  adjudicating  Maker  bankrupt or
         insolvent,  or  approving  a petition in any such  proceeding,  or if a
         decree  or order  for  relief  is  entered  in  respect  of Maker in an
         involuntary  case under the  Bankruptcy  Code or any other  bankruptcy,
         reorganization,   arrangement,   insolvency,   readjustment   of  debt,
         dissolution or liquidation or similar law of any jurisdiction.

         In the event any one or more of the Events of Default  specified  above
occurs  and is  continuing,  the  holder  of this  Note may (i)  accelerate  the
maturity of this Note with notice to Maker at which time all such amounts  shall
be immediately  due and payable,  (ii) proceed to protect and enforce its rights
either  by  suit  in  equity  or by  action  at  law,  or by  other  appropriate
proceedings,  whether for the specific  performance of any covenant or agreement
contained  in this Note or the Loan  Agreement  or in aid of the exercise of any

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<PAGE>

power or right granted by this Note or the Loan Agreement,  or (iii) enforce any
other legal or equitable right of the holder of this Note.

         6. Delay or Omission  Not  Waiver.  No delay or omission on the part of
the holder of this Note in the exercise of any power, remedy or right under this
Note, or under any other instrument executed pursuant hereto, shall operate as a
waiver  thereof,  nor shall a single or  partial  exercise  of any such power or
right  preclude  any other or further  exercise  thereof or the  exercise of any
other right or power hereunder.

         7. Waiver. Any term, covenant, agreement or condition of this Note may,
only with the  written  consent  of Maker and Payee,  be  amended or  compliance
therewith may be waived (either generally or in a particular instance and either
retroactively or prospectively), altered, modified or amended.

         8.  Security.  The payment of the  principal  of, and interest on, this
Note,  as well as other amounts that may become due and payable under this Note,
is secured by a security  interest in the Collateral (as such term is defined in
the Loan Agreement).

         9.  Attorneys'  Fees and Costs.  In the event an Event of Default shall
occur,  and in the event that  thereafter this Note is placed in the hands of an
attorney for  collection,  or in the event this Note is collected in whole or in
part through legal  proceedings  of any nature,  then and in any such case Maker
promises  to pay  all  costs  of  collection,  including,  but not  limited  to,
reasonable  attorneys'  fees and court costs  incurred  by the holder  hereof on
account of such collection, whether or not suit is filed.

         10.  Successors  and  Assigns.  All  of  the  covenants,  stipulations,
promises and  agreements  in this Note made by Maker and Payee (by virtue of its
acceptance  of this Note)  shall bind its  successors  and  assigns,  whether so
expressed or not.

         11.  Maximum  Lawful Rate.  It is the intent of the Maker and holder of
this Note to conform to and contract in strict  compliance with applicable usury
law from time to time in  effect.  In no way,  nor in any  event or  contingency
(including  but not  limited to  prepayment,  default,  demand for  payment,  or
acceleration  of the  maturity  of any  obligation),  shall the rate of interest
taken,  reserved,  contacted for, charged or received under this Note exceed the
highest lawful  interest rate permitted  under  applicable law. If the holder of
this Note  shall  ever  receive  anything  of value  which is  characterized  as
interest  under  applicable  law and which would apart from this provision be in
excess of the highest lawful  interest rate permitted  under  applicable law, an
amount  equal to the amount  which  would have been  excessive  interest  shall,
without  penalty,  be applied to the reduction of the principal  amount owing on
this  Note in the  inverse  order  of its  maturity  and not to the  payment  of
interest,  or refunded to Maker or the other payor  thereof if and to the extent
such amount which would have been excessive exceeds such unpaid  principal.  All
interest  paid or agreed to be paid to the holder  hereof  shall,  to the extent
permitted  by  applicable  law, be  amortized,  prorated,  allocated  and spread
throughout  the full stated term  (including  any renewal or  extension) of this
Note so that the  amount of  interest  on account  of such  obligation  does not
exceed the maximum  permitted by applicable  law. As used in this  Section,  the
term  "applicable  law" shall mean the laws of the State of Texas or the federal

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<PAGE>

laws of the United States,  whichever laws allow the greater  interest,  as such
laws now exist or may be changed or amended or come into effect in the future.

         12.  Governing  Law.  This Note shall be governed by and  construed  in
accordance with the substantive  laws (but not the rules governing  conflicts of
laws) of the State of Texas.

         13.  Notice.  Any notice or demand given  hereunder  shall be deemed to
have been given and received (i) when actually  received by the receiving party,
if delivered in person, by facsimile transmission (as evidenced by confirmation)
or by overnight  courier service,  or (ii) if mailed, on the earlier of the date
actually  received or (whether ever received or not) three Business Days after a
letter  containing such notice,  certified or registered,  with postage prepaid,
addressed to the receiving party, is deposited in the United States mail.

         14.  Severability.  In case any one or more of the provisions contained
in  this  Note  shall  for  any  reason  be  held  to  be  invalid,  illegal  or
unenforceable in any respect,  such invalidity,  illegality or  unenforceability
shall not affect any other provision hereof.

         EXECUTED as of the date set forth above.

                                     PRIVATE ACCESS, INC.

                                     By: /s/ Robert H. Shelton
                                     -------------------------
                                        Robert H. Shelton,
                                        President and Chief Executive Officerforms8_052108exhibit10-1.htm

     

    EXHIBIT
10.1 

     

    AMARILLO
BIOSCIENCES, INC.

     

    2008
STOCK INCENTIVE PLAN

    

    ARTICLE
I.

     

    PURPOSE
AND ADOPTION OF THE PLAN

    

    1.1.
 Purpose.
The purpose of the Amarillo Biosciences, Inc. (the “Company”) 2008 Stock
Incentive Plan (hereinafter referred to as the “Plan”) is to assist in
attracting, retaining and compensating highly competent consultants and to act
as an incentive in motivating selected consultants of Amarillo Biosciences, Inc.
to achieve long-term corporate objectives, as well as to reduce debts of the
Company through the issuance of Common Stock rather than the payment of
cash.

    

    1.2. 
Adoption and Term. The Plan has been approved by the Board of Directors
(hereinafter referred to as the “Board”) of the “Company, effective as of May
20, 2008. The Plan shall remain in effect until terminated by action of the
Board.

     

    ARTICLE
II.

     

    SHARES

    

    2.1.  Number
of Shares Issuable. The total number of shares initially authorized to be
issued under the Plan shall be 600,000 shares of common stock of the Company,
par value $0.01 per share (“Common Stock”).

     

    ARTICLE
III.

     

    PARTICIPATION

    

    3.1. 
Eligible Participants. Participants in the Plan shall be such consultants
of the Company as the Board, in its sole discretion, may designate from time to
time. The Board's issuance of Common Stock to a participant in any year shall
not require the Board to designate such person to receive Common Stock in any
other year. The Board shall consider such factors as it deems pertinent in
selecting participants and in determining the amount of Common Stock to be
issued.

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