Document:

QuickLinks
 -- Click here to rapidly navigate through this document

 
 

Exhibit 10.6    
  

 
 

GAINESVILLE BANK & TRUST STOCK OPTION PLAN OF 1997    
  

        1.    Purpose of Plan.    This Stock Option Plan (the "Plan"), is intended to encourage ownership of shares of
Gainesville Bank & Trust (the "Bank"), by key employees, officers, and directors of the Bank and to provide additional incentive for them to promote the success of the Bank. 

        2.    Shares Subject to the Plan.    There will be reserved for use upon the exercise of options to be granted under
the Plan ("Options"), an aggregate of 130,000 common shares, of the par value of $5.00 per share (the "Common Shares") of the Bank. The shares shall be made available from authorized and unissued
common stock or from common stock issued and held in the treasury of the Bank, as shall be determined by the Board of Directors. 

        3.    Administration.    Subject to the specific provisions hereinafter set forth, this Plan shall be administered by
the Board of Directors ("Board").The Board shall have full power and authority to construe, interpret and administer this Plan and to make determinations which shall be final, conclusive and binding
upon all persons, including without limitation, the Bank, the stockholders, the directors, and any persons having any interest in any options which may be granted under this Plan. 

        4.    Effective Date; Shareholder Approval.    This Plan was approved by the Board of Directors of the Bank on
April 14, 1997, and it shall be generally effective as of said date, subject to the approval of the stockholders of the Bank at its next regularly scheduled
shareholders meeting. If the Plan is not approved by the shareholders within twelve (12) months of the date it was approved by the Board of Directors, it shall automatically terminate and all
options granted hereunder shall be void. 

        5.    Eligibility.    Awards may be granted under the Plan to present or future key employees and to Directors of the
Bank. Subject to the provisions of the Plan, the Board may, upon the recommendation of the President of the Bank, select the persons to whom awards will be granted, and will fix the number of shares
covered by each such award and establish the terms and conditions thereof, including, without limitation, the exercise price of options, restrictions on exercisability of options or on the
dispositions of
the shares of common stock issued upon exercise of options, and the purchase price, vesting provisions, restrictions on transfer and repurchase of restricted stock. 

        6.    Terms and Conditions of Option Awards.    Each option granted under the Plan will be evidenced by a Stock Option
Agreement in a form approved by the Board. Each such option will be subject to the terms and conditions set forth in this paragraph and such additional terms and conditions not inconsistent with the
Plan (and, in the case of an incentive stock option, not inconsistent with the provisions of the Internal Revenue Code ("Code") applicable thereto) as the Board deems appropriate. 

        (a)    Option Exercise Price.    The option price per share with respect to each option shall not be less than the
fair market value of the common stock on the date the option is granted (110 percent of fair market value in the case of an Optionee who, at the time the option is granted, owns stock
possessing more than 10 percent of the total combined voting power of all classes of stock of the Bank (a "10 percent shareholder")).For purposes hereof, the "fair market value" of a
share of common stock on any given date shall be as determined in good faith by the Board of Directors. 

        (b)    Option Period.    The period during which an option may be exercised will be fixed by the Board and will not
exceed ten years from the date the option is granted (5 years in the case of an incentive stock option granted to a "10 percent shareholder"). 

        (c)    Exercise of Options.    Subject to earlier termination of the option as provided herein, unless the Board
determines otherwise, options will be exercisable from the date and after the date of grant. Vesting or other restrictions on the exercisability of an option will be set forth in the related Option
Agreement. 

        All
or any part of the exercisable portion of an option may be exercised at any time during the option period. An option may be exercised by transmitting to the Bank (1) a written
notice specifying 

the number of shares to be purchased, and (2) payment of the exercise price in cash or by certified or cashier's check or by such other means or in such other manner of payment as the Board
may permit, together with the amount, if any, deemed necessary by the Board to enable the Bank to satisfy its income tax withholding obligations with respect to such exercise (unless other
arrangements acceptable to the Bank are made with respect to the satisfaction of such withholding obligations). 

        (d)    Payment of Exercise Price.    The purchase price of common stock acquired pursuant to the exercise of an option
granted under the Plan may be paid in cash and/or such other form of payment as may be permitted under the Option Agreement, including, without limitation, previously-owned shares of common stock. 

        (e)    Rights as a Stockholder.    No shares of common stock will be issued in respect to the exercise of an option
granted under the Plan until full payment therefor has been made as provided herein, and the applicable income tax withholding obligations have been satisfied or provided for, as applicable. 

The
holder of an option will have no rights as a stockholder with respect to any shares covered by an option until the date a stock certificate for such shares is issued to him or her. Except as
otherwise provided herein, no adjustments shall be made for dividends or distributions of other rights for which the record date is prior to the date such stock certificate is issued 

        (f)    Non-Transferability of Options.    No option granted under the Plan may be assigned or transferred
except by will or by the applicable laws of descent and distribution; and each such option may be exercised during the Optionee's lifetime only by the Optionee. In the event of the death of the
optionee, the Optionee's personal representative shall have thirty days from the date he or she is appointed to exercise all vested options, and upon the expiration of thirty (30) days all such
options, if not exercised, shall be null and void. 

        (g)    Termination of Employment or Other Service.    If an Optionee is an employee of the Bank at the time the option
is granted and ceases to be employed by the Bank for any reason other than death, then, unless extended by the Board acting in its sole discretion, each outstanding option granted to him or her under
the Plan will terminate on the date thirty (30) days after the date of such termination of employment or, if earlier, the date specified in the Option Agreement. An option granted to a Director
shall not terminate due to his/her leaving service as a Director. If the Optionee's employment or service is terminated by reason of the Optionee's death, then, unless extended by the Board acting in
its sole discretion, each outstanding option granted to the Optionee under the Plan will terminate on the date thirty (30) days after the date such employee's personal representative is
appointed. 

        (h)    Other Provisions.    The Board may impose such other conditions with respect to the exercise of options,
including, without limitation, any conditions related to the application of federal or state banking or securities laws, as it may deem necessary or advisable. 

        7.    Capital Changes. Reorganization. Sale.    

        (a)    Adjustments Upon Change in Capitalization.    In the event of a reorganization, recapitalization, stock split,
stock dividend, combination of shares, merger, consolidation, rights offering, or any other change in the Corporate structure or shares of the Bank, the Board shall make such equitable adjustments, if
any, as it may deem appropriate, in the number and kind of shares authorized by this Plan, or in the number, option price and kind of shares covered by the options granted. 

        (b)    Acceleration of Vesting Upon Change of Control.    If there is a "Change of Control" of the Bank (as defined in
subparagraph (c) below, then all outstanding options shall become fully exercisable whether
or not the vesting conditions, if any, set forth in the related Options Agreement, have been satisfied, and each Optionee shall have the right to exercise his or her options prior to such "Change of
Control" and for as long thereafter as the option shall remain in effect in accordance with its terms and the provisions hereof. 

        (c)    Change of Control Defined.    For purposes hereof, a "Change in Control" of the Bank is deemed to occur upon
any of the following events: 

        (1)  the
closing of any transaction, whether by merger, consolidation, asset sale, tender offer, reverse stock split, or otherwise, which results in the acquisition of
beneficial ownership (as such term is defined under the rules and regulations promulgated under the Securities and Exchange Act of 1934, as amended) by any person or entity or any group (except the
Board as it existed on the date of approval of this Plan) or other persons or entities acting in concert, of 50 percent or more of the outstanding shares of common stock of the Bank. 

        (2)  The
closing of any sale of all or substantially all of the assets of the Bank. 

        "Change
of Control "shall not include transfers occurring as a result of the following: (1) formation by the Bank's shareholders of a bank holding company and the surrender of
Bank stock for holding company stock as a result thereof. (2) Transfers on account of death, gift, or stockholder action not in concert. 

        (d)    Fractional Shares.    In the event of any adjustment in the number of shares covered by any option pursuant to
the provisions hereof, any fractional shares resulting from such adjustment will be disregarded and each such option will cover only the number of full shares resulting from the adjustment. 

        (e)    Determination of Board to be Final.    All adjustments under this paragraph shall be made by the Board, and its
determination as to what adjustments shall be, and the extent thereof, shall be final, binding and conclusive. Unless an Optionee agrees otherwise, any change or adjustment to an incentive stock
option shall be made in such a manner so as not to constitute a "modification" as defined in Section 424(h) of the Internal Revenue Code and so as not to cause the Optionee's incentive stock
option issued hereunder to fail to continue to qualify as an incentive stock option. 

        8.    Amendment and Termination of Plan.    The Board may amend or terminate the Plan. However, the Board may not,
without further stockholder approval, (a) increase the total number of shares which may
be purchased under the Plan other than as provided in paragraph 7, or (b) extend the period during which options may be granted, or (c) change the class of persons eligible to
receive awards under the Plan. No amendment or termination may affect adversely any outstanding award without the written consent of the Optionee. 

        9.    No Rights Conferred.    Nothing contained herein will be deemed to give any individual any right to receive an
award under the Plan or to be retained in the employ or service of the Company or create any obligation on the part of the Board to nominate any director for re-election by the Bank's
shareholders. 

        10.    Governing Law.    The Plan and each award agreement shall be governed by the laws of the State of Georgia. 

        11.    Power of Board to Designate Decisions to Committee.    Except to the extent rights or powers under this Plan
are reserved specifically to the discretion of shareholders, or reserved to the Board of Directors under applicable law, the Board may appoint a committee to interpret the Plan and any award agreement
made under the Plan and to determine all issues which arise thereunder or in connection therewith, and the decision of the Board or Committee, as the case may be, shall be binding and conclusive on
all interested persons. 

        12.    Effect of Termination of The Plan.    The rights of grantees under awards outstanding at the time of
termination of the Plan shall not be affected solely by reason of the termination and shall continue in accordance with the terms of the award (as then in effect or thereafter amended}. 

QuickLinks

Exhibit 10.6

GAINESVILLE BANK & TRUST STOCK OPTION PLAN OF 1997QuickLinks
 -- Click here to rapidly navigate through this document
  

Exhibit 10.5  

 
 

AMENDMENT NUMBER ONE TO LOAN AND SECURITY AGREEMENT    
  

        THIS AMENDMENT NUMBER ONE TO LOAN AND SECURITY AGREEMENT (this "Amendment"), dated as of
December 19, 2002, is entered into between and among, on the one hand, the lenders identified on the signature pages hereof (such lenders, together with their respective successors and assigns,
are referred to hereinafter each individually as a "Lender" and collectively as the "Lenders"),  FOOTHILL CAPITAL
CORPORATION, a California corporation, as the arranger and administrative agent for the Lenders
("Agent"), and, on the other hand, MSC.SOFTWARE CORPORATION, a Delaware corporation
("Borrower"), with reference to the following: 

 
 

W I T N E S S E T H    
  

        WHEREAS, Borrower previously entered into that certain Loan and Security Agreement, dated as of November 18, 2002 (as the same may be amended, restated,
supplemented, or otherwise modified from time to time, the "Loan Agreement"), with Agent and Lenders pursuant to which the Lenders have made certain
loans and financial accommodations available to Borrower; 

        WHEREAS,
Borrower has requested that the Loan Agreement be amended as set forth herein; and 

        WHEREAS,
subject to the satisfaction of the conditions set forth herein, the Lender Group is willing to so consent to the amendment of the Loan Agreement. 

        NOW,
THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties agree to amend the Loan Agreement as follows: 

1.    DEFINITIONS.    Capitalized terms used herein and not otherwise defined herein shall have the meanings
ascribed to them in the Loan Agreement, as amended hereby. 

2.    AMENDMENTS TO LOAN AGREEMENT.

        (a)    Section 1.1 of the Loan Agreement is hereby amended by amending and restating clause (i) of the definition
of "Eligible Accounts" in its entirety as follows: 

                        "(i) Accounts
with respect to (i) an Account Debtor other than The Boeing Company whose total obligations owing to Borrowing Base Participants exceed 15% of
all Eligible Accounts, solely to the extent of the obligations owing by such Account Debtor to Borrowing Base Participants in excess of such percentage, and (ii) The Boeing Company, solely to
the extent that the total obligations owing by The Boeing Company to Borrowing Base Participants exceed (A) on or before December 31, 2002, 42% of all Eligible Accounts, and
(B) thereafter, 30% of all Eligible Accounts (in each case under clause (i) and (ii) above, such percentage as applied to a particular Account Debtor being subject to reduction by
Agent in its Permitted Discretion if the creditworthiness of such Account Debtor deteriorates)," 

        (b)    Section 1.1 of the Loan Agreement is hereby amended by (i) deleting the word "or" appearing at the end of
clause (n) of the definition of "Eligible Accounts", (ii) deleting the period appearing at the end of clause (o) of the definition of "Eligible Accounts", and replacing it with
the phrase ", or" and (iii) inserting the following new clause (p) at the end of the definition of "Eligible Accounts": 

                        "(p)
Accounts that are the subject of a written consent by Agent pursuant to Section 4(b) of the Intercreditor
Agreement." 

1

 

        (c)    Section 1.1 of the Loan Agreement is hereby amended by amending and restating the following definition in its
entirety: 

                        "Loan Documents" means this Agreement, the Bank Product Agreements, the Cash Management Agreements, the Control Agreements,
the Copyright Security Agreement, the Disbursement Letter, the Due Diligence Letter, the Fee Letter, the Guarantor Security Agreement, the Guaranty, the Intercompany Note, the Intercompany
Subordination Agreement, the Intercreditor Agreement, the Letters of Credit, the Officers' Certificate, the Patent Security Agreement, the Principal Officers Certificate, the Stock Pledge Agreement,
the Trademark Security Agreement, any note or notes executed by Borrower in connection with this Agreement and payable to a member of the Lender Group, and any other agreement entered into, now or in
the future, by Borrower and the Lender Group in connection with this Agreement. 

        (d)    Section 1.1 of the Loan Agreement is hereby amended by inserting the following new definition in proper
alphabetical order: 

                        "Intercreditor Agreement" means that certain Intercreditor Agreement dated as of December 19, 2002, by and among
Agent, Borrower and GE Access. 

        (e)    Section 3.2(j) of the Loan Agreement is hereby deleted in its entirety. 

        (f)    Section 6.2 of the Loan Agreement is hereby amended by deleting the chart appearing therein in its entirety and
replacing it with the following: 

	Weekly	 	(a) a sales journal, collection journal, and credit register since the last such schedule, a report regarding credit memoranda that have been issued regarding Borrowing Base Participants since the last such report, and a
calculation of the Borrowing Base as of such date,
	

 	
 	

(b) notice of all returns, disputes, or claims regarding Borrowing Base Participants, to the extent that such returns, disputes or claims exceed $50,000, and
	

 	
 	

(c) a detailed calculation of the Borrowing Base (including detail regarding those Accounts of a Borrowing Base Participant that are not Eligible Accounts).
	

Monthly (not later than the 10th day of each month), unless requested more frequently by Agent, in its discretion	
 	

(d) a detailed aging, by total and by Account Debtor, of the Accounts of Borrowing Base Participants, together with a reconciliation to the detailed calculation of the Borrowing Base previously provided to Agent,
	

 	
 	

(e) a detailed aging, by vendor, of the Borrowing Base Participants' accounts payable and any book overdraft,
	

 	
 	

(f) a schedule summarizing the accounts payable of Borrower's Subsidiaries (other than the Borrowing Base Participants) by location, and
	

 	
 	

(g) a calculation of Dilution for the prior month.
	
 	
 	

 

2

 

	

Quarterly	
 	

(h) a report identifying all known Commercial Tort Claims which have not been previously been reported to Agent in writing, if any, of Borrower or any Guarantor involving claims of $500,000, or more,
	

 	
 	

(i) a detailed list of each Borrowing Base Participant's customers, and
	

 	
 	

(j) a report regarding each Borrowing Base Participant's accrued, but unpaid, ad valorem taxes.
	

Upon request by Agent	
 	

(k) copies of invoices in connection with the Borrowing Base Participants' Accounts, credit memos, remittance advices, deposit slips, shipping and delivery documents in connection with their Accounts and, for Inventory and Equipment acquired by
Borrowing Base Participants, purchase orders and invoices, and
	

 	
 	

(l) such other reports as to the collateral hypothecated under the Loan Documents, or the financial condition of Borrower and its Subsidiaries, as Agent may request.

        (g)    Section 6.3(a)(iii) of the Loan Agreement is hereby amended by inserting the phrase "or
vice president of finance" immediately following the phrase "chief financial officer" contained therein. 

        (h)    Section 6.3(a)(iv) of the Loan Agreement is hereby amended by inserting the phrase "or vice president of finance"
immediately following the phrase "chief financial officer" contained therein. 

        (i)    Section 6.3(b)(ii) of the Loan Agreement is hereby amended by inserting the phrase "or vice president of finance"
immediately following the phrase "chief financial officer" contained therein. 

3.    OTHER AGREEMENTS; CONSENT.    Each Lender hereby authorizes Agent to (a) enter into the
Intercreditor Agreement, and (b) consent to any transaction described in Section 4(b) of the Intercreditor Agreement so long has the
relevant Account is not an Eligible Account and is not included in the Borrowing Base as of the date of such consent. 

4.    CONDITIONS PRECEDENT TO THIS AMENDMENT.    The satisfaction of each of the following shall constitute
conditions precedent to the effectiveness of this Amendment and each and every provision hereof: 

        (a)  The
representations and warranties in the Loan Agreement and the other Loan Documents shall be true and correct in all respects on and as of the date hereof, as though
made on such date (except to the extent that such representations and warranties relate solely to an earlier date); 

        (b)  Agent
shall have received the reaffirmation and consent of each Guarantor, attached hereto as Exhibit A, duly
executed and delivered by an authorized official of Guarantor; 

        (c)  No
Default or Event of Default shall have occurred and be continuing on the date hereof or as of the date of the effectiveness of this Amendment; and 

        (d)  No
injunction, writ, restraining order, or other order of any nature prohibiting, directly or indirectly, the consummation of the transactions contemplated herein shall
have been issued and remain in force by any Governmental Authority against Borrower, Guarantors, or the Lender Group. 

5.    CONSTRUCTION.    THIS AMENDMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAW OF THE
STATE OF NEW YORK APPLICABLE TO CONTRACTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK. 

3

 

6.    ENTIRE AMENDMENT; EFFECT OF AMENDMENT.    This Amendment, and terms and provisions hereof, constitute
the entire agreement among the parties pertaining to the subject matter hereof and supersedes any and all prior or contemporaneous amendments relating to the subject matter hereof. Except for the
amendments to the Loan Agreement expressly set forth in Section 2 hereof, the Loan Agreement and other Loan Documents shall remain unchanged and
in full force and effect. Except as expressly set forth herein, the execution, delivery, and performance of this Amendment shall not operate as a waiver of any right, power, or remedy of the Lender
Group as in effect prior to the date hereof. The agreements set forth herein are limited to the specifics hereof, shall not apply with respect to any facts or occurrences other than those on which the
same are based, shall not excuse any non-compliance with the Loan Agreement, and shall not operate as a consent to any matter under the Loan Documents. To the extent any terms or
provisions of this Amendment conflict with those of the Loan Agreement or other Loan Documents, the terms and provisions of this Amendment shall control. This Amendment is a Loan Document. 

7.    COUNTERPARTS; TELEFACSIMILE EXECUTION.    This Amendment may be executed in any number of
counterparts, all of which taken together shall constitute one and the same instrument and any of the parties hereto may execute this Amendment by signing any such counterpart. Delivery of an executed
counterpart of this Amendment by telefacsimile shall be equally as effective as delivery of an original executed counterpart of this Amendment. Any party delivering an executed counterpart of this
Amendment by telefacsimile also shall deliver an original executed counterpart of this Amendment, but the failure to deliver an original executed counterpart shall not affect the validity,
enforceability, and binding effect of this Amendment. 

8.    MISCELLANEOUS.

        (a)  Upon
the effectiveness of this Amendment, each reference in the Loan Agreement to "this Agreement", "hereunder", "herein", "hereof" or words of like import referring to
the Loan Agreement shall mean and refer to the Loan Agreement as amended by this Amendment. 

        (b)  Upon
the effectiveness of this Amendment, each reference in the Loan Documents to the "Loan Agreement", "thereunder", "therein", "thereof" or words of like import
referring to the Loan Agreement shall mean and refer to the Loan Agreement as amended by this Amendment. 

4

 

        IN
WITNESS WHEREOF, the parties have caused this Amendment to be executed and delivered as of the date first written above. 

	

 	
 	
MSC.SOFTWARE CORPORATION,

a Delaware corporation
	

 	

 	

By:	

 	

/s/  LOUIS A. GRECO      

	

 	
 	

Name:	
 	

Louis A. Greco

	

 	
 	

Title:	
 	

Chief Financial Officer

	

 	

 	

 FOOTHILL CAPITAL CORPORATION,

a California corporation, as Agent
	

 	

 	

By:	

 	

/s/  NICHOL S. SHUART      

	

 	
 	

Name:	
 	

Nichol S. Shuart

	

 	
 	

Title:	
 	

Vice President

	

 	

 	

 ABLECO FINANCE LLC,

a Delaware limited liability company, for itself and its Affiliate assigns, as Lenders
	

 	

 	

By:	

 	

/s/  KEVIN GENDY      

	

 	
 	

Name:	
 	

Kevin Gendy

	

 	
 	

Title:	
 	

Senior Vice President

5

 
 
 

Exhibit A
  REAFFIRMATION AND CONSENT    
  

        All capitalized terms used herein but not otherwise defined herein shall have the meanings ascribed to them in that certain Loan and Security Agreement by and
among the lenders identified on the signature pages thereof (such lenders, together with their respective successors and assigns, are referred to hereinafter each individually as a
"Lender" and collectively as the "Lenders"), FOOTHILL CAPITAL
CORPORATION, a California corporation, as the arranger and administrative agent for the Lenders ("Agent"), and, on the other
hand, MSC.SOFTWARE CORPORATION, a Delaware corporation ("Borrower"), dated as of November 18,
2002, (as the same may be further amended, restated, supplemented, or otherwise modified from time to time, the "Loan Agreement"), or in that certain
Amendment Number One to the Loan and Security Agreement dated as of December 19, 2002 (the "Amendment"), among Borrower and Agent. The undersigned hereby (a) represent and warrant to the
Lender Group that the execution, delivery, and performance of this Reaffirmation and Consent are within its powers, have been duly authorized by all necessary action, and are not in contravention of
any law, rule, or regulation, or any order, judgment, decree, writ, injunction, or award of any arbitrator, court, or governmental authority, or of the terms of its charter or bylaws, or of any
contract or undertaking to which it is a party or by which any of its properties may be bound or affected; (b) consents to the transaction contemplated by the Amendment; (c) acknowledges
and reaffirms its obligations owing to the Lender Group under any Loan Documents to which it is a party; and (d) agrees that each of the Loan Documents to which it is a party is and shall
remain in full force and effect. Although the undersigned has been informed of the matters set forth herein and has acknowledged and agreed to same, it understands that the Lender Group has no
obligations to inform it of such matters in the future or to seek its acknowledgment or agreement to future amendments, and nothing herein shall create such a duty. Delivery of an executed counterpart
of this Reaffirmation and Consent by telefacsimile shall be equally as effective as delivery of an original executed counterpart of this Reaffirmation and Consent. Any party delivering an executed
counterpart of this Reaffirmation and Consent by telefacsimile also shall deliver an original executed counterpart of this Reaffirmation and Consent but the failure to deliver an original executed
counterpart shall not affect the validity, enforceability, and binding effect of this Reaffirmation and Consent. This Reaffirmation and Consent shall be governed by the laws of the State of New York. 

        [signature
page follows] 

6

 

        IN
WITNESS WHEREOF, the undersigned have each caused this Reaffirmation and Consent to be executed as of the date of the Amendment. 

	 	 	MSC.FLYER, LLC,

a Delaware limited liability company
	

 	
 	

By:    MSC.SOFTWARE CORPORATION,

a Delaware corporation, its sole member
	

 	
 	

By:	
 	

/s/  LOUIS A. GRECO      

	 	 	Name:	 	Louis A. Greco

	 	 	Title:	 	Chief Financial Officer

	

 	
 	
MSC INTERNATIONAL COMPANY,

a California corporation
	

 	
 	
ADVANCED ENTERPRISE SOLUTIONS, INC.,

a Delaware corporation
	

 	
 	
TYRA TECHNOLOGIES, INC.,

a California corporation
	

 	
 	
KNOWLEDGE REVOLUTION, INC.,

a California corporation
	

 	
 	
MSC.SOFTWARE, LTD.,

a company organized under the laws of Ontario
	

 	
 	

By:	
 	

/s/  LOUIS A. GRECO      

	 	 	Name:	 	Louis A. Greco

	 	 	Title:	 	Chief Financial Officer of each of the above listed Guarantors

7

QuickLinks

AMENDMENT NUMBER ONE TO LOAN AND SECURITY AGREEMENT

W I T N E S S E T H

Exhibit A REAFFIRMATION AND CONSENT

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00050-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00050-of-00352.parquet"}]]