Document:

EXHIBIT
      4.2

    

    THE
      ISSUANCE AND SALE OF THIS NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES
      ACT
      OF 1933, AS AMENDED, OR APPLICABLE STATE SECURITIES LAWS.  THE SECURITIES
      MAY NOT BE OFFERED FOR SALE, SOLD, TRANSFERRED OR ASSIGNED IN THE ABSENCE OF
      (I)
      AN EFFECTIVE REGISTRATION STATEMENT FOR THE SECURITIES UNDER THE SECURITIES
      ACT
      OF 1933, AS AMENDED, OR (II) AN OPINION OF COUNSEL, IN A FORM REASONABLY
      ACCEPTABLE TO THE LENDER, THAT REGISTRATION IS NOT REQUIRED UNDER SAID ACT.
      

     

    SECURED
      PROMISSORY NOTE

    

    
      	
              $250,000.00

            	
              March
                17, 2008

            

    

    

    FOR
      VALUE
      RECEIVED, SINGLE TOUCH INTERACTIVE, INC., a Nevada corporation (hereinafter
      called the “Borrower”), 2235 Encinatas Blvd., Suite 2010, Encinatas, CA 92024
      hereby promises to pay to the order of HOSTING SITE NETWORK, INC., a Delaware
      corporation (hereinafter called the “Lender”), 32 Poplar Place, Fanwood, New
      Jersey 07023, the principal sum of Two Hundred Fifty Thousand Dollars
      ($250,000.00) (the “Loan”), in lawful money of the United States of America and
      in immediately available funds. 

    

    1.  The
      outstanding principal balance of this Note, together with accrued and unpaid
      interest thereon, shall be due and payable on April 16, 2008 (the “Due Date”),
      which Due Date may be extended by the Borrower and the Lender in
      writing.

    

    2.  This
      Note
      shall bear interest at the rate of ten percent (10%) per annum on the unpaid
      principal balance hereof. Interest shall be calculated on the basis of a year
      of
      three hundred sixty (360) days applied to the actual days on which there exists
      an unpaid balance under this Note.

    

    3.  Upon
      an
“Event of Default,” as defined herein, the rate of interest accruing on the
      unpaid principal balance of this Note shall increase to fifteen percent (15%)
      per annum. Such default interest rate shall continue until all defaults are
      cured.

    

    4.  Upon
      the
      occurrence of an Event of Default, the entire principal amount outstanding
      hereunder and all accrued interest hereon, together with all other sums due
      hereunder, shall become immediately due and payable.

    

    5.  In
      addition to the rights and remedies given it by this Note, the Lender shall
      have
      all those rights and remedies under the Security Agreement of even date herewith
      between the Lender and the Borrower as well as those allowed by applicable
      laws.
      The rights and remedies of the Lender are cumulative and recourse to one or
      more
      right or remedy shall not constitute a waiver of the others. The Borrower shall
      be liable for all commercially reasonable costs, expenses and attorneys’ fees
      incurred by the Lender in connection with the collection of the indebtedness
      evidenced by the Note. 

     

    
      
         

      

      
        
        

        
          

        

      

      
         

      

    

    

    6.  To
      the
      extent permitted by applicable law, the Borrower waives all rights and benefits
      of any statute of limitations, moratorium, reinstatement, marshalling,
      forbearance, valuation, stay, extension, redemption, appraisement and exemption
      now provided or which may hereafter by provided by law, both as to itself and
      as
      to all of its properties, real and personal, against the enforcement and
      collection of the indebtedness evidenced hereby. 

    

    7.  An
“Event
      of Default” occurs if: 

    

    (a) Borrower
      defaults in the payment of any principal or interest on the Note when the same
      shall become due, either by the terms thereof or otherwise as herein provided
      and such breach shall not have been cured within fifteen (15) days
      thereof;

    

    (b) Borrower
      defaults, in whole or in part, in the performance or observance of any other
      material agreement, term or condition contained in the Note, and such breach
      shall not have been cured within fifteen (15) days thereof;

    

    (c) Borrower
      pursuant to or within the meaning of any Bankruptcy Law (as defined
      below):

    

    (i)
      commences a voluntary case,

    

    (ii)
      consents to the entry of an order for relief against it in an involuntary
      case,

    

    (iii)
      consents to the appointment of a Custodian (as defined below) of it or for
      all
      or substantially all of its property,

    

    (iv)
      makes a general assignment for the benefit of its creditors, or

    

    (v)
      is
      the debtor in an involuntary case which is not dismissed within thirty (30)
      days
      of the commencement thereof, or

    

    (d) a
      court
      of competent jurisdiction enters an order or decree under any Bankruptcy Law
      that:

    

    (i)
      provides for relief against Borrower in an involuntary case,

    

    (ii)
      appoints a Custodian of Borrower for all or substantially all of its property,
      or

    

    (iii)
      orders the liquidation of Borrower,

    

    8.  All
      notices, requests, demands, and other communications with respect hereto shall
      be in writing and shall be delivered by hand, sent prepaid by a
      nationally-recognized overnight courier service or sent by the United States,
      certified, postage prepaid, return receipt requested, at the addresses or such
      other address as the parties may designate to each other in writing.

     

    
      
         

      

      
        2

        
          

        

      

      
         

      

    

    

    9.  This
      Note
      or any provision hereof may be waived, changed, modified or discharged only
      by
      agreement in writing signed by the Borrower and the Lender. The Borrower may
      not
      assign or transfer its obligation hereunder without the prior written consent
      of
      the Lender. 

    

    10.  The
      term
“the Borrower” shall include each person and entity now or hereafter liable
      hereunder, whether as maker, successor, assignee or endorsee, each of whom
      shall
      be jointly, severally and primarily liable for all of the obligations set forth
      herein. 

    

    11.  If
      any
      provision of this Note shall for any reason be held invalid or unenforceable,
      such invalidity or unenforceability shall not affect any other provision of
      this
      Note, but this Note shall be construed as if this Note had never contained
      the
      invalid or unenforceable provision. 

    

    12.  This
      Note
      shall be governed by and construed in accordance with the domestic laws of
      the
      State of New York, without giving effect to any choice of law provision or
      rule.
      Any controversy or dispute arising out of or relating to this Note shall be
      settled solely and exclusively in accordance with the provisions of the Bridge
      Loan Agreement and Security Agreement, which provisions are incorporated by
      reference herein as though fully set forth. 

     

    [Remainder
      of Page Intentionally Left Blank]

    
      
         

      

      
        3

        
          

        

      

      
         

      

    

    IN
      WITNESS WHEREOF, the undersigned Borrower has caused the due execution of this
      Secured Promissory Note as of the day and year first herein above written.
      

     

    
      	
              SINGLE
                TOUCH INTERACTIVE, INC.

            
	 	 
	 	 
	 	 
	
              By:

            	
              /s/
                Anthony Macaluso

            
	
              Name:

            	
              Anthony
                Macaluso

            
	
              Title:

            	
              Chief
                Executive Officer

            

    

    

    
      
         

      

      
        4EXHIBIT
      10.1

     

    SECURITY
      AGREEMENT

    

    THIS
      SECURITY AGREEMENT (this “Agreement”) is made and entered into as of the
      17th
      day of
      March, 2008, by and among Single Touch Interactive, Inc., a Nevada corporation
      (the “Borrower”) and Hosting Site Network, Inc., a Delaware corporation (the
“Lender”).

    

    RECITALS:

    

    The
      Borrower has issued and delivered or will issue and deliver to the Lender
      Secured Bridge Loan Promissory Note(s) (each, a “Note”) in the aggregate
      principal amount of up to Three Million, Three Hundred Thousand Dollars
      ($3,300,000). Pursuant to the Notes and the related Bridge Loan Agreement,
      the
      Borrower has agreed to grant a security interest in and to the Collateral (as
      defined in this Agreement) on the terms and conditions set forth in this
      Agreement.

    

    In
      consideration of the Debt (as defined in this Agreement) evidenced by the Notes,
      and to secure repayment thereof, the Stockholders have agreed to grant the
      Lender a security interest in and to the Borrower Control Shares (as defined
      in
      this Agreement). 

    

    NOW,
      THEREFORE, for and in consideration of the Debt, and of the premises and
      intending to be legally bound, the parties covenant and agree as follows:

    

    1. Definitions.
      In
      addition to the words and terms defined elsewhere in this Agreement, the
      following words and terms shall have the following meanings, unless the context
      otherwise clearly requires:

    

    “Accounts”
      shall have the meaning given to that term in the Code and shall include without
      limitation all rights of the Borrower, whenever acquired, to payment for goods
      sold or leased or for services rendered, whether or not earned by
      performance.

    

    “As-extracted
      Collateral” shall have the meaning given to that term under the
      Code.

    

    “Bridge
      Loan Agreement” shall mean the Bridge Loan Agreement by and between the Borrower
      and the Lender dated as of even date herewith.

    

    “Chattel
      Paper” shall have the meaning given to that term in the Code and shall include
      without limitation all writings owned by the Borrower, whenever acquired, which
      evidence both a monetary obligation and a security interest in or a lease of
      specific goods.

    

    “Code”
      shall mean the Uniform Commercial Code as in effect on the date of this
      Agreement, and as amended from time to time, of the state or states having
      jurisdiction with respect to all or any portion of the Collateral from time
      to
      time.

    

    “Collateral”
      shall mean all tangible and intangible assets of the Borrower, including,
      without limitation, collectively the Accounts, As-extracted Collateral, Chattel
      Paper, Deposit Accounts, Documents, Equipment, Fixtures, General Intangibles,
      Instruments, Intellectual Property, Inventory, Investment Property, and Proceeds
      of each of them.

     

    
      
         

      

      
        
        

        
          

        

      

      
         

      

    

    

    “Debt”
      shall mean (i) all indebtedness, both principal and interest, of the Borrower
      to
      the Lender now or after the date of this Agreement evidenced by the Notes,
      (ii)
      all other debts, liabilities, duties and obligations of the Borrower to the
      Lender arising after the date of this Agreement contracted or incurred, whether
      arising under or in connection with the Loan Documents or arising under or
      in
      connection with any other agreement, instrument, or undertaking made by or
      for
      the benefit of the Borrower to or for the benefit of the Lender, (iii) all
      costs
      and expenses incurred by the Lender in the collection of any of the indebtedness
      described in this paragraph or in connection with the enforcement of any of
      the
      duties and obligations of the Borrower to the Lender described in this
      paragraph, including reasonable attorneys’ and paralegals’ fees and expenses,
      and (iv) all future advances made by the Lender for the maintenance, protection,
      preservation or enforcement of, or realization upon, the Collateral or any
      portion of the Collateral, including advances for storage, transportation
      charges, taxes, insurance, repairs and the like.

    

    “Deposit
      Accounts” shall have the meaning given to that term in the Code and shall
      include a demand, time, savings, passbook or similar account maintained with
      a
      bank, savings bank, savings and loan association, credit union, trust company
      or
      other organization that is engaged in the business of banking.

    

    “Documents”
      shall have the meaning given to that term in the Code and shall include without
      limitation all warehouse receipts (as defined by the Code) and other documents
      of title (as defined by the Code) owned by the Borrower, whenever
      acquired.

    

    “Equipment”
      shall have the meaning given to that term in the Code and shall include without
      limitation all goods owned by the Borrower, whenever acquired and wherever
      located, used or brought for use primarily in the business or for the benefit
      of
      the Borrower and not included in Inventory of the Borrower, together with all
      attachments, accessories and parts used or intended to be used with any of
      those
      goods or Fixtures, whether now or in the future installed therein or thereon
      or
      affixed thereto, as well as all substitutes and replacements thereof in whole
      or
      in part.

    

    “Event
      of
      Default” shall mean (i) any of the Events of Default described in the Note or
      the Loan Documents, or (ii) any default by the Borrower in the performance
      of
      its obligations under this Agreement. 

    

    “Fixtures”
      shall have the meaning given to that term in the Code, and shall include without
      limitation leasehold improvements.

    

    “General
      Intangibles” shall have the meaning given to that term in the Code and shall
      include, without limitation, all leases under which the Borrower now or in
      the
      future leases and or obtains a right to occupy or use real or personal property,
      or both, all of the other contract rights of the Borrower, whenever acquired,
      and customer lists, choses in action, claims (including claims for
      indemnification), books, records, patents, copyrights, trademarks, blueprints,
      drawings, designs and plans, trade secrets, methods, processes, contracts,
      licenses, license agreements, formulae, tax and any other types of refunds,
      returned and unearned insurance premiums, rights and claims under insurance
      policies, and computer information, software, records and data now owned or
      acquired after the date of this Agreement by the Borrower.

     

    
      
         

      

      
        2

        
          

        

      

      
         

      

    

    

    “Instruments”
      shall have the meaning given to that term in the Code and shall include, without
      limitation, all negotiable instruments (as defined in the Code), all
      certificated securities (as defined in the Code) and all other writings which
      evidence a right to the payment of money now or after the date of this Agreement
      owned by the Borrower.

    

    “Inventory”
      shall have the meaning given to that term in the Code and shall include without
      limitation all goods owned by the Borrower, whenever acquired and wherever
      located, held for sale or lease or furnished or to be furnished under contracts
      of service, and all raw materials, work in process and materials owned by the
      Borrower and used or consumed in the Borrower’s business, whenever acquired and
      wherever located.

    

    “Investment
      Property” shall have the meaning set forth in the Code.

    

    “Loan
      Documents” shall mean, collectively, this Agreement, the Note, the Bridge Loan
      Agreement, and all other agreements, Documents and Instruments executed and
      delivered in connection therewith, as each may be amended, supplemented or
      modified from time to time.

    

    “Permitted
      Liens” shall mean (i) all existing liens on the assets of the Borrower which
      have been disclosed to the Lender by the Borrower in the Bridge Loan Agreement,
      and (ii) all purchase money security interests hereinafter incurred by the
      Borrower in the ordinary course of business to the extent permitted by the
      Bridge Loan Agreement.

    

    “Proceeds”
      shall have the meaning given to that term in the Code and shall include without
      limitation whatever is received when Collateral or Proceeds are sold, exchanged,
      collected or otherwise disposed of, whether cash or non-cash, and includes
      without limitation proceeds of insurance payable by reason of loss of or damage
      to Collateral.

    

    2. Security
      Interest.
      As
      security for the full and timely payment of the Debt in accordance with the
      terms of the Debt and the performance of the obligations of the Borrower under
      the Notes and this Agreement, the Borrower agrees that the Lender shall have,
      and the Borrower grants and conveys to and creates in favor of the Lender,
      a
      security interest under the Code in and to such of the Collateral as is now
      owned or acquired after the date of this Agreement by the Borrower. The security
      interest granted to the Lender in this Agreement shall be a first priority
      security interest, prior and superior to the rights of all third parties
      existing on or arising after the date of this Agreement, subject to the
      Permitted Liens. 

     

    
      
         

      

      
        3

        
          

        

      

      
         

      

    

    

    3. Provisions
      Applicable to the Collateral.
      The
      parties agree that the following provisions shall be applicable to the
      Collateral: 

     

    (a)  The
      Borrower covenants and agrees that at all times during the term of this
      Agreement it shall keep accurate and complete books and records concerning
      the
      Collateral that is now owned or acquired after the date of this Agreement by
      the
      Borrower. 

    

    (b)  The
      Borrower shall not move the location of its principal executive offices without
      prior written notification to the Lender. 

    

    (c)  Without
      the prior written consent of the Lender, the Borrower shall not sell, lease
      or
      otherwise dispose of any Equipment or Fixtures, except in the ordinary course
      of
      business. 

    (d)  Promptly
      upon request of the Lender from time to time, the Borrower shall furnish the
      Lender with such information and Documents regarding the Collateral and the
      Borrower’s financial condition, business, assets or liabilities, at such times
      and in such form and detail as the Lender may request.

    

    (e)  The
      Borrower shall not change its name, entity status, federal taxpayer
      identification number, or provincial organizational or registration number,
      or
      the state under which it is organized without the prior written consent of
      the
      Lender. 

    

    (f)  The
      Borrower shall cooperate with the Lender, at the Borrower’s expense, in
      perfecting the Lender’s security interest in any of the Collateral, including
      (i) the execution of any financing statements and (ii) any control agreement(s)
      required in order to perfect the Lender’s security interest in the Deposit
      Accounts. 

    

    4. Actions
      with Respect to Accounts.
      The
      Borrower hereby authorizes the Lender to take all actions that the Lender
      reasonably deems to be necessary or desirable to protect the Borrower’s interest
      in the Accounts after the occurrence and prior to the cure of an Event of
      Default at any time without notice to the Borrower and at the Borrower’s
      expense. 

    

    5. Preservation
      and Protection of Security Interest.
      The
      Borrower represents and warrants that it has, and covenants and agrees that
      at
      all times during the term of this Agreement, it will have, good and marketable
      title to the Collateral from time to time owned or acquired by it free and
      clear
      of all mortgages, pledges, liens, security interests, charges or other
      encumbrances, except for the Permitted Liens and those junior in right of
      payment and enforcement to that of the Lender or in favor of the Lender, and
      shall defend the Collateral against the claims and demands of all persons,
      firms
      and entities whomsoever. Assuming the Lender has taken all required action
      to
      perfect a security interest in the Collateral as provided by the Code, the
      Borrower represents and warrants that as of the date of this Agreement the
      Lender has, and that all times in the future the Lender will have, a first
      priority perfected security interest in the Collateral, prior and superior
      to
      the rights of all third parties in the Collateral existing on the date of this
      Agreement or arising after the date of this Agreement, subject to the Permitted
      Liens. Except as permitted by this Agreement, the Borrower covenants and agrees
      that it shall not, without the prior written consent of the Lender, (i) borrow
      against the Collateral or any portion of the Collateral from any other person,
      firm or entity, except for borrowings which are subordinate to the rights of
      the
      Lender, (ii) grant or create or permit to attach or exist any mortgage, pledge,
      lien, charge or other encumbrance, or security interest on, of or in any of
      the
      Collateral or any portion of the Collateral except those in favor of the Lender
      or the Permitted Liens, (iii) permit any levy or attachment to be made against
      the Collateral or any portion of the Collateral, except those subject to the
      Permitted Liens, or (iv) permit any financing statements to be on file with
      respect to any of the Collateral, except financing statements in favor of the
      Lender or those with respect to the Permitted Liens. The Borrower shall
      faithfully preserve and protect the Lender’s security interest in the Collateral
      and shall, at its own cost and expense, cause, or assist the Lender to cause,
      that security interest to be perfected and continue perfected so long as the
      Debt or any portion of the Debt is outstanding, unpaid or executory. For
      purposes of the perfection of the Lender’s security interest in the Collateral
      in accordance with the requirements of this Agreement, the Borrower shall from
      time to time at the request of the Lender file or record, or cause to be filed
      or recorded, such Instruments, Documents and notices, including assignments,
      financing statements and continuation statements, as the Lender may reasonably
      deem necessary or advisable from time to time in order to perfect and continue
      perfected such security interest. The Borrower shall do all such other acts
      and
      things and shall execute and deliver all such other Instruments and Documents,
      including further security agreements, pledges, endorsements, assignments and
      notices, as the Lender in its discretion may reasonably deem necessary or
      advisable from time to time in order to perfect and preserve the priority of
      such security interest as a first lien security interest in the Collateral
      prior
      to the rights of all third persons, firms and entities, subject to the Permitted
      Liens and except as may be otherwise provided in this Agreement. The Borrower
      agrees that a carbon, photographic or other reproduction of this Agreement
      or a
      financing statement is sufficient as a financing statement and may be filed
      instead of the original.

     

    
      
         

      

      
        4

        
          

        

      

      
         

      

    

    

    6. Maintenance
      and Repair.
      The
      Borrower shall maintain the Equipment, Inventory and Fixtures, and every portion
      thereof, in good condition, repair and working order, reasonable wear and tear
      alone excepted, and shall pay and discharge all taxes, levies and other
      impositions assessed or levied thereon as well as the cost of repairs to or
      maintenance of the same. If the Borrower fails to do so, the Lender may (but
      shall not be obligated to) pay the cost of such repairs or maintenance and
      such
      taxes, levies or impositions for the account of the Borrower and add the amount
      of such payments to the Debt. 

    

    7. Preservation
      of Rights against Third Parties; Preservation of Collateral in Lender’s
      Possession.
      Until
      such time as the Lender exercise its right to effect direct collection of the
      Accounts and the Chattel Paper and to effect the enforcement of the Borrower’s
      contract rights, the Borrower assumes full responsibility for taking any and
      all
      commercially reasonable steps to preserve rights in respect of the Accounts
      and
      the Chattel Paper and their contracts against prior parties. The Lender shall
      be
      deemed to have exercised reasonable care in the custody and preservation of
      such
      of the Collateral as may come into its possession from time to time if the
      Lender takes such action for that purpose as the Borrower shall request in
      writing, provided that such requested action shall not, in the judgment of
      the
      Lender, impair the Lender’s security interest in the Collateral or its right in,
      or the value of, the Collateral, and provided further that the Lender receives
      such written request in sufficient time to permit the Lender to take the
      requested action.

    

    8. Events
      of Default and Remedies.

    

    (a)  If
      any
      one or more of the Events of Default shall occur or shall exist, the Lender
      may
      then or at any time thereafter, so long as such default shall continue,
      foreclose the lien or security interest in the Collateral in any way permitted
      by law, or upon 15 days prior written notice to the Borrower, sell any or all
      Collateral at private sale at any time or place in one or more sales, at such
      price or prices and upon such terms, either for cash or on credit, as the
      Lender, in its sole discretion, may elect, or sell any or all Collateral at
      public auction, either for cash or on credit, as the Lender, in its sole
      discretion, may elect, and at any such sale, the Lender may bid for and become
      the purchaser of any or all such Collateral. Pending any such action the Lender
      may liquidate the Collateral. 

    

    (b)  If
      any
      one or more of the Events of Default shall occur or shall exist, the Lender
      may
      then, or at any time thereafter, so long as such default shall continue, grant
      extensions to, or adjust claims of, or make compromises or settlements with,
      debtors, guarantors or any other parties with respect to Collateral or any
      securities, guarantees or insurance applying thereon, without notice to or
      the
      consent of the Borrower, without affecting the Borrower’s liability under this
      Agreement or the Notes. The Borrower waives notice of acceptance, of nonpayment,
      protest or notice of protest of any Accounts or Chattel Paper or any of its
      contract rights and any other notices to which the Borrower may be
      entitled.

    

    (c)  If
      any
      one or more of the Events of Default shall occur or shall exist and be
      continuing, then in any such event, the Lender shall have such additional rights
      and remedies in respect of the Collateral or any portion thereof as are provided
      by the Code and such other rights and remedies in respect thereof which it
      may
      have at law or in equity or under this Agreement, including without limitation
      the right to enter any premises where Equipment, Inventory and/or Fixtures
      are
      located and take possession and control thereof without demand or notice and
      without prior judicial hearing or legal proceedings, which the Borrower
      expressly waives 

    

    (d)  The
      Lender shall apply the Proceeds of any sale or liquidation of the Collateral,
      and, subject to Section 6, any Proceeds received by the Lender from insurance,
      first to the payment of the reasonable costs and expenses incurred by the Lender
      in connection with such sale or collection, including without limitation
      reasonable attorneys’ fees and legal expenses, second to the payment of the
      Debt, whether on account of principal or interest or otherwise as the Lender,
      in
      its sole discretion, may elect, and then to pay the balance, if any, to the
      Borrower or as otherwise required by law. If such Proceeds are insufficient
      to
      pay the amounts required by law, the Borrower shall be liable for any
      deficiency.

    

    (e)  Upon
      the
      occurrence of any Event of Default, the Borrower shall promptly upon written
      demand by the Lender assemble the Equipment, Inventory and Fixtures and make
      them available to the Lender at a place or places to be designated by the
      Lender. The rights of the Lender under this paragraph to have the Equipment,
      Inventory and Fixtures assembled and made available to it is of the essence
      of
      this Agreement and the Lender may, at its election, enforce such right by an
      action in equity for injunctive relief or specific performance, without the
      requirement of a bond. 

     

    
      
         

      

      
        5

        
          

        

      

      
         

      

    

    

    9. Defeasance.
      Notwithstanding anything to the contrary contained in this Agreement upon
      payment and performance in full of the Debt, this Agreement shall terminate
      and
      be of no further force and effect and the Lender shall thereupon terminate
      its
      security interest in the Collateral. Until such time, however, this Agreement
      shall be binding upon and inure to the benefit of the parties, their successors
      and assigns, provided that, without the prior written consent of the Lender,
      the
      Borrower may not assign this Agreement or any of its rights under this Agreement
      or delegate any of its duties or obligations under this Agreement and any such
      attempted assignment or delegation shall be null and void. This Agreement is
      not
      intended and shall not be construed to obligate the Lender to take any action
      whatsoever with respect to the Collateral or to incur expenses or perform or
      discharge any obligation, duty or disability of the Borrower.

    

    10. Miscellaneous.

    

    (a)  The
      provisions of this Agreement are intended to be severable. If any provision
      of
      this Agreement shall for any reason be held invalid or unenforceable in whole
      or
      in part in any jurisdiction, such provision shall, as to such jurisdiction,
      be
      ineffective to the extent of such invalidity or unenforceability without in
      any
      manner affecting the validity or enforceability of such provision in any other
      jurisdiction or any other provision of this Agreement in any jurisdiction.
      

    

    (b)  No
      failure or delay on the part of the Lender in exercising any right, remedy,
      power or privilege under this Agreement and the Notes shall operate as a waiver
      thereof or of any other right, remedy, power or privilege of the Lender under
      this Agreement, the Notes or any of the other Loan Documents; nor shall any
      single or partial exercise of any such right, remedy, power or privilege
      preclude any other right, remedy, power or privilege or further exercise thereof
      or the exercise of any other right, remedy, power or privilege. The rights,
      remedies, powers and privileges of the Lender under this Agreement, the Notes
      and the other Loan Documents are cumulative and not exclusive of any rights
      or
      remedies which they may otherwise have.

    

    (c)  Unless
      otherwise provided herein, all demands, notices, consents, service of process,
      requests and other communications hereunder shall be in writing and shall be
      delivered in person or by overnight courier service, or mailed by certified
      mail, return receipt requested, addressed:

    

      
        	
                If
                  to the Borrower:

              
	 	 
	 	
                Single
                  Touch Interactive, Inc.

              
	 	
                2235
                  Encinatas Blvd. Suite 210

              
	 	
                Encinatas,
                  CA 92024

              
	 	
                Attn:
                  Randall J. Lanham, General Counsel

              
	 	
                Facsimile:
                  760.438.1793

              
	 	 
	
                If
                  to the Lender:

              
	 	 
	 	
                Hosting
                  Site Network, Inc.

              
	 	
                32
                  Poplar Place

              
	 	
                Fanwood,
                  NJ 07023

              
	 	
                Attn:
                  Scott Vicari, President

              
	 	 
	
                with
                  a copy to:

              
	 	 
	 	
                Gottbetter
                  & Partners, LLP

              
	 	
                488
                  Madison Avenue, 12th Floor

              
	 	
                New
                  York, NY 10022

              
	 	
                Attn:
                  Scott Rapfogel, Esq.

              
	 	
                Facsimile:
                  212.400.6901

              

      

    

    

    Any
      such
      notice shall be effective (a) when delivered, if delivered by hand delivery
      or overnight courier service, or (b) five days after deposit in the United
      States mail, as applicable.

     

    
      
         

      

      
        6

        
          

        

      

      
         

      

    

     

    (d)  The
      section headings contained in this Agreement are for reference purposes only
      and
      shall not control or affect its construction or interpretation in any respect.
      

    

    (e)  Unless
      the context otherwise requires, all terms used in this Agreement which are
      defined by the Code shall have the meanings stated in the Code. 

    

    (f)  The
      Code
      shall govern the settlement, perfection and the effect of attachment and
      perfection of the Lender’s security interest in the Collateral, and the rights,
      duties and obligations of the Lender and the Borrower with respect to the
      Collateral. This Agreement shall be deemed to be a contract under the laws
      of
      the State of New York and the execution and delivery of this Agreement and,
      to
      the extent not inconsistent with the preceding sentence, the terms and
      provisions of this Agreement shall be governed by and construed in accordance
      with the laws of that State, without regard to conflicts of laws principles
      thereof. 

    

    (g)  This
      Agreement may be executed in several counterparts, each of which shall be deemed
      an original but all of which shall constitute one and the same instrument.
      All
      of such counterparts shall be read as though one, and they shall have the same
      force and effect as though all the signers had signed a single page. This
      Agreement may be executed by facsimile signature.

     

    [SIGNATURE
      PAGE FOLLOWS]

    
      
         

      

      
        7

        
          

        

      

      
         

      

    

    IN
      WITNESS WHEREOF, and intending to be legally bound, the parties have executed
      and delivered this Security Agreement as of the day and year set forth at the
      beginning of this Security Agreement. 

    

      
        	
                LENDER:
                  

              	 	
                BORROWER:

              
	 	 	 	 	 
	
                HOSTING
                  SITE NETWORK, INC. 

              	 	
                SINGLE
                  TOUCH INTERACTIVE, INC.

              
	 	 	 	 	 
	 	 	 	 	 
	
                By:

              	
                /s/
                  Scott Vicari

              	 	
                By:

              	
                /s/
                  Anthony Macaluso

              
	 	 	 	 	 
	
                Name:

              	
                Scott
                  Vicari

              	 	
                Name:

              	
                Anthony
                  Macaluso

              
	
                Title:

              	
                President

              	 	
                Title:

              	
                Chief
                  Executive Officer

              

      

       

      
        
           

        

        
          8

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