Document:

FORM OF WARRANT

 

THIS WARRANT AND THE SECURITIES ISSUABLE
UPON EXERCISE OF THIS WARRANT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”),
AND MAY NOT BE TRANSFERRED, SOLD, ASSIGNED, PLEDGED, HYPOTHECATED OR OTHERWISE DISPOSED OF (“TRANSFERRED”) EXCEPT
PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE ACT OR AN EXEMPTION FROM REGISTRATION THEREUNDER. THE SECURITIES REPRESENTED
BY THIS CERTIFICATE ARE SUBJECT TO THE PROVISIONS OF THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF JGWPT HOLDINGS INC.
AND MAY NOT BE TRANSFERRED UNLESS SUCH TRANSFER COMPLIES WITH THE PROVISIONS OF SUCH CERTIFICATE OF INCORPORATION AND THE TERMS
HEREOF. A COPY OF SUCH AMENDED AND RESTATED CERTIFICATE OF INCORPORATION IS ON FILE WITH THE SECRETARY OF JGWPT HOLDINGS INC. AND
IS AVAILABLE WITHOUT CHARGE UPON WRITTEN REQUEST THEREFOR. THE HOLDER OF THIS CERTIFICATE, BY ACCEPTANCE OF THIS CERTIFICATE, AGREES
TO BE BOUND BY ALL OF THE PROVISIONS OF THE AFORESAID CERTIFICATE OF INCORPORATION AND THE TERMS HEREOF.

 

NO TRANSFER, SALE, ASSIGNMENT, PLEDGE, HYPOTHECATION
OR OTHER DISPOSITION OF THIS WARRANT OR THE SECURITIES ISSUABLE UPON EXERCISE OF THIS WARRANT MAY BE MADE EXCEPT IN ACCORDANCE
WITH THE PROVISIONS OF THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF JGWPT HOLDINGS INC. AND THE TERMS HEREOF.

 

    	 

    	 

    

 

Warrant Certificate No.: _________

 

Original Issue Date: [___________], 2013

 

FOR VALUE
RECEIVED, JGWPT Holdings Inc., a Delaware corporation (the “Company”),
hereby certifies that PGHI Corp., or its registered assigns (the “Holder”)
is entitled to purchase from the Company [________] duly authorized, validly issued, fully paid and non-assessable shares of Common
Stock (as defined below) at a purchase price per share of $[_________] (the “Exercise
Price”), all subject to the terms, conditions and adjustments set forth below in this Warrant. Certain capitalized
terms used herein are defined in Section  1 hereof. 

 

1. 
Definitions. As used in this Warrant, the following terms have the respective meanings set forth below:

 

“Aggregate
Exercise Price” means an amount equal to the product of (a) the number of Warrant Shares in respect of which
this Warrant is then being exercised pursuant to Section  3 hereof, multiplied
by (b) the Exercise Price.

 

“Board” means
the board of directors of the Company.

 

“Business
Day” means any day on which banks located in the States of New York and Pennsylvania are not required or
authorized by law to remain closed.

 

“Commission” means the
United States Securities and Exchange Commission.

 

“Common
Stock” means the Class A common stock, par value $0.00001 per share, of the Company, and any capital stock
into which such Class A Common Stock shall have been converted, exchanged or reclassified following the date hereof.

 

“Company” has
the meaning set forth in the Preamble.

 

“Company’s Certificate of
Incorporation” means the Amended and Restated Certificate of Incorporation of the Company filed with the Secretary of
State of the State of Delaware, as amended.

 

“Convertible
Securities” means any securities (directly or indirectly) convertible into or exchangeable for Common Stock,
but excluding Options.

 

“Exercise
Date” means, for any given exercise of this Warrant, the date on which the conditions to such exercise as
set forth in Section  3 shall have been satisfied at or prior to 5:00 p.m.,
New York, New York time, on a Business Day, including, without limitation, the receipt by the Company of the Exercise Notice, the
Warrant and the Aggregate Exercise Price.

 

“Exercise
Notice” has the meaning set forth in Section 3(a)(i).

 

“Exercise
Period” has the meaning set forth in Section  2.

 

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“Exercise
Price” has the meaning set forth in the Preamble.

 

“Fair
Market Value” means the volume weighted average sale price per share of Common Stock on the New York Stock
Exchange on such date, or if the Common Stock is not listed on the New York Stock Exchange, on the principal national securities
exchange on which the Common Stock is then listed or, if the Common Stock is not listed on a national securities exchange, an automated
quotation system on which the Common Stock is then listed or authorized for quotation, in each case as reported by Bloomberg Financial
Markets (or any successor thereto) through its “Volume at Price” functions and ignoring any block trades (which, for
purposes of this definition means any transfer of more than 100,000 shares (subject to adjustment to reflect stock dividends, stock
splits, stock combinations and other similar events)), and if the Common Stock is not then listed on a national securities exchange
or authorized for quotation on an automated quotation system, such value as the Board, in its reasonable discretion, shall determine.

 

“Holder” has
the meaning set forth in the Preamble.

 

“Management Stock Option Plans” means
the JGWPT Holdings Inc. 2013 Omnibus Incentive Plan, as and to the extent adopted by the Company, and any other equity compensation
plan adopted by the Board.

 

“Options” means
any warrants or other rights or options to subscribe for or purchase Common Stock or Convertible Securities.

 

“Original
Issue Date” means [_____________], 2013.

 

“Original
Price” has the meaning set forth in Section 4(a).

 

“Person” means
any individual, sole proprietorship, partnership, limited liability company, corporation, joint venture, trust, incorporated organization
or government or department or agency thereof.

 

“PGHI Warrants” means
the warrants originally issued by the Company on the Original Issue Date, as the same may be replaced, amended or modified from
time to time.

 

“Warrant” means
this Warrant and all warrants issued upon division or combination of, or in substitution for, this Warrant.

 

“Warrant
Shares” means the shares of Common Stock or other capital stock of the Company then purchasable upon exercise
of this Warrant in accordance with the terms of this Warrant.

 

2. 
Term of Warrant. Subject to the terms and conditions hereof, at any time or from time to time beginning on the date
that is one hundred eighty (180) days immediately following the Original Issue Date and prior to 5:00 p.m., New York Time, on January
8, 2022 (the “Exercise Period”),
the Holder of this Warrant may exercise this Warrant for all or any part of the Warrant Shares purchasable hereunder (subject to
adjustment as provided herein).

 

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3. 
Exercise of Warrant.

 

(a) 
Exercise Procedure. This Warrant may be exercised from time to time on any Business Day during the Exercise Period,
for all or any part of the unexercised Warrant Shares, and unless otherwise requested by the holder hereof, this Warrant shall
be deemed to have been exercised and such certificate or certificates representing Warrant Shares shall be deemed to have been
issued, and the holder or transferee so designated in the Exercise Notice shall be deemed to have become the holder of record of
such Warrant Shares for all purposes, as of the close of business on the date on which the Holder:

 

(i) 
surrenders this Warrant to the Company at its then principal executive offices (or an indemnification undertaking with respect
to this Warrant in the case of its loss, theft or destruction, together with an appropriate bond if requested by the Company),
together with an Exercise Notice in the form attached hereto as Exhibit A (each, an “Exercise
Notice”), duly completed (including specifying the number of Warrant Shares to be purchased) and executed; and

 

(ii) 
makes payment to the Company of the Aggregate Exercise Price in accordance with Section  3(b).

 

(b) 
Payment of the Aggregate Exercise Price. Payment of the Aggregate Exercise Price shall be made, at the option of
the Holder as expressed in the Exercise Notice, by the following methods:

 

(i) 
by delivery to the Company of a certified or official bank check payable to the order of the Company or by wire transfer
of immediately available funds to an account designated in writing by the Company, in the amount of such Aggregate Exercise Price;

 

(ii) 
by instructing the Company to withhold a number of Warrant Shares then issuable upon exercise of this Warrant with an aggregate
Fair Market Value as of the Exercise Date equal to such Aggregate Exercise Price; provided that the method set forth in
this clause (ii) shall be permitted only so long as the Common Stock is listed for trading on the New York Stock Exchange or another
national securities exchange;

 

(iii) 
by surrendering to the Company (x) Warrant Shares previously acquired by the Holder with an aggregate Fair Market Value
as of the Exercise Date equal to such Aggregate Exercise Price and/or (y) other securities of the Company or JGWPT Holdings, LLC
having a value as of the Exercise Date equal to the Aggregate Exercise Price (which value in the case of debt securities shall
be the principal amount thereof plus accrued and unpaid interest, in the case of preferred stock shall be the liquidation value
thereof, including accrued and unpaid dividends, and in the case of shares of Common Stock shall be the Fair Market Value thereof);
or

 

(iv) 
any combination of the foregoing.

 

In the event of any withholding of Warrant Shares or surrender
of other equity securities pursuant to clause (ii), (iii), or (iv) above where the number of shares whose value is equal to the
Aggregate Exercise Price is not a whole number, the number of shares withheld by or surrendered to the Company shall be rounded
up or down to the nearest whole share and the Company shall make a cash payment to the Holder (by delivery of a certified or official
bank check or by wire transfer of immediately available funds) based on the incremental fraction of a share being so withheld by
or surrendered to the Company in an amount equal to the product of (x) such incremental fraction of a share being so withheld or
surrendered multiplied by (y) in the case of Common Stock, the Fair Market Value per Warrant Share as of the Exercise Date, and,
in all other cases, the value thereof as of the Exercise Date determined in accordance with clause (ii)(y) above.

 

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(c) 
Delivery of Stock Certificates. Upon receipt by the Company of the Exercise Notice, surrender of this Warrant and
payment of the Aggregate Exercise Price (in accordance with Section  3(a) hereof),
the Company shall, as promptly as practicable, and in any event within three (3) Business Days thereafter, execute (or cause to
be executed) and deliver (or cause to be delivered) to the Holder a certificate or certificates representing the Warrant Shares
issuable upon such exercise, or evidence that Warrant Shares have been issued in book-entry form, together with cash in lieu of
any fraction of a share, as provided in Section  3(d) hereof. Any stock certificate
or certificates so delivered shall be, to the extent possible, in such denomination or denominations as the exercising Holder shall
reasonably request in the Exercise Notice and shall be registered in the name of the Holder or, subject to compliance with Section
6 below, such other Person’s name as shall be designated in the Exercise Notice. This Warrant shall be deemed to have
been exercised and such Warrant Shares shall be deemed to have been issued, and the Holder shall be deemed to have become a holder
of record of such Warrant Shares for all purposes, as of the Exercise Date.

 

(d) 
Fractional Shares. The Company shall not be required to issue a fractional Warrant Share upon exercise of any Warrant.
As to any fraction of a Warrant Share that the Holder otherwise would be entitled to purchase upon such exercise, the Company shall
pay to such Holder an amount in cash (by delivery of a certified or official bank check or by wire transfer of immediately available
funds) equal to the product of (i) such fraction multiplied by (ii) the Fair Market Value of one Warrant Share on the Exercise
Date.

 

(e) 
Delivery of New Warrant. Unless the purchase rights represented by this Warrant shall have expired or shall have
been fully exercised, the Company shall, at the time of delivery of the certificate or certificates representing the Warrant Shares
being issued in accordance with Section  3(c) hereof, deliver to the Holder
a new Warrant evidencing the rights of the Holder to purchase the unexpired and unexercised Warrant Shares called for by this Warrant.
Such new Warrant shall in all other respects be identical to this Warrant. 

 

(f) 
Valid Issuance of Warrant and Warrant Shares; Payment of Taxes. With respect to the exercise of this warrant, the
Company hereby represents, covenants and agrees:

 

(i) 
This Warrant is, and any Warrant issued in substitution for or replacement of this Warrant shall be, upon issuance, duly
authorized and validly issued.

 

(ii) 
All Warrant Shares issuable upon the exercise of this Warrant pursuant to the terms hereof shall be, upon issuance, and
the Company shall take all such actions as may be necessary or appropriate in order that such Warrant Shares are, validly issued,
fully paid and non-assessable, issued without violation of any preemptive or similar rights of any stockholder of the Company and
free and clear of all taxes, liens and charges.

 

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(iii) 
The Company shall take all such actions as may be reasonably necessary to ensure that all Warrant Shares are issued without
violation by the Company of any applicable law or governmental regulation.

 

(iv) 
At any time that the Common Stock is listed or qualified on a national securities exchange, the Company shall take all such
actions as may be reasonably necessary to ensure that all shares of Common Stock into which the Warrant Shares may be converted
are issued without violation by the Company of any requirements of such U.S. securities exchange and shall use its reasonable best
efforts to cause the Warrant Shares, immediately upon such exercise, to be listed on such U.S. securities exchange (subject to
official notice of issuance which shall be immediately delivered by the Company promptly upon each such issuance).

 

(g) 
Conditional Exercise. Notwithstanding any other provision hereof, if an exercise of any portion of this Warrant is
to be made in connection with a public offering of securities of the Company or a direct or indirect sale of the Company (pursuant
to a merger, sale of stock, sale of all or substantially all of the assets of the Company, or otherwise), such exercise may at
the election of the Holder be conditioned upon the consummation of such transaction, in which case such exercise shall not be deemed
to be effective until immediately prior to the consummation of such transaction.

 

(h) 
Reservation of Shares. During the Exercise Period, the Company shall at all times reserve and keep available out
of its authorized but unissued Common Stock or other securities constituting Warrant Shares, solely for the purpose of issuance
upon the exercise of this Warrant, the maximum number of Warrant Shares issuable from time to time upon the exercise of this Warrant.
The Company shall take all such actions as may be necessary or appropriate in order that the Company may validly and legally issue
fully paid and non-assessable shares of Common Stock upon the exercise of this Warrant.

 

4. 
Adjustment to Number of Warrant Shares. In order to prevent dilution of the purchase rights granted under this Warrant,
the number of Warrant Shares issuable upon exercise of this Warrant shall be subject to adjustment from time to time as provided
in this Section 4 (in each case, after taking into consideration any prior adjustments pursuant to this Section 4).

 

(a) 
Adjustment to Number of Warrant Shares for Dividends, Subdivisions and Combinations Involving the Common Stock. If
the Company shall subdivide its outstanding shares of Common Stock into a greater number of shares of Common Stock by way of a
stock split, stock dividend or otherwise, or consolidate its outstanding shares of Common Stock into a smaller number of shares
of Common Stock, as applicable (any such event being herein called a “Stock Reorganization”), then (i) the
Exercise Price shall be adjusted, effective at the close of business on the effective date of such Stock Reorganization, to a price
determined by multiplying the Exercise Price in effect immediately prior to such effective date by a fraction, the numerator of
which shall be the number of shares of Common Stock outstanding on such effective date before giving effect to such Stock Reorganization
and the

 

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denominator of which shall be the number of shares of Common Stock outstanding after giving effect to such Stock Reorganization,
and (ii) the number of shares of Common Stock subject to purchase upon exercise of this Warrant shall be adjusted, effective
at such time, to a number determined by multiplying the number of shares of Common Stock subject to purchase immediately before
such Stock Reorganization by a fraction, the numerator of which shall be the number of shares of Common Stock outstanding after
giving effect to such Stock Reorganization and the denominator of which shall be the number of shares of Common Stock outstanding
immediately before giving effect to such Stock Reorganization.

 

(b) 
Other Dividends and Distributions. If the Company shall, at any time or from time to time after the Original Issue
Date, make or declare, or fix a record date for the determination of holders of Common Stock entitled to receive, a dividend or
any other distribution payable in securities of the Company (other than a dividend or distribution of shares of Common Stock, Options
or Convertible Securities in respect of outstanding shares of Common Stock), cash or other property, then, and in each such event,
provision shall be made so that the Holder shall receive upon exercise of the Warrant, in addition to the number of Warrant Shares
receivable thereupon, the kind and amount of securities of the Company, cash or other property which the Holder would have been
entitled to receive had the Warrant been exercised in full into Warrant Shares on the date of such event and had the Holder thereafter,
during the period from the date of such event to and including the Exercise Date, retained such securities, cash or other property
receivable by them as aforesaid during such period, giving application to all adjustments called for during such period under this
Section 4(b) with respect to the rights of the Holder; provided, that no such provision shall be made if the Holder
receives, simultaneously with the distribution to the holders of Common Stock, a dividend or other distribution of such securities,
cash or other property in an amount equal to the amount of such securities, cash or other property as the Holder would have received
if the Warrant had been exercised in full into Warrant Shares on the date of such event.

 

(c) 
Adjustment to Number of Warrant Shares for Reclassifications, Consolidations and Mergers Involving the Company. In
the event of any (i) reclassification of the stock of the Company, (ii) consolidation or merger of the Company with or into another
Person, (iii) sale of all or substantially all of the Company’s assets to another Person or (iv) other similar transaction
(other than any such transaction covered by Section  4(a) or Section 4(b)),
in each case which entitles the holders of Common Stock to receive (either directly or upon subsequent liquidation) stock, securities
or assets with respect to or in exchange for Common Stock, each Warrant shall, immediately after such reclassification, consolidation,
merger, sale or similar transaction, remain outstanding and shall thereafter, in lieu of or in addition to (as the case may be)
the number of Warrant Shares then exercisable under this Warrant, be exercisable for the kind and number of shares of stock or
other securities or assets of the Company or of the successor Person resulting from such transaction to which the Holder would
have been entitled upon such reclassification, consolidation, merger, sale or similar transaction if the Holder had exercised this
Warrant in full immediately prior to the time of such reclassification, consolidation, merger, sale or similar transaction and
acquired the applicable number of Warrant Shares then issuable hereunder as a result of such exercise; and, in such case, appropriate
adjustment shall be made with respect to the Holder’s rights under this Warrant to insure that the provisions of this Section
4 hereof shall thereafter be applicable, as nearly as possible, to this Warrant in relation to any shares of stock, securities
or assets thereafter acquirable upon exercise of this Warrant. Notwithstanding anything to the contrary contained herein, with
respect to any corporate event or other transaction contemplated by the provisions of this Section  4(c),
the Holder shall have the right to elect prior to the consummation of such event or transaction, to exercise this Warrant as provided
in Section  2 instead of giving effect to the provisions contained in this Section
 4(c) with respect to this Warrant. 

 

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(d) 
Certificate as to Adjustment. As promptly as reasonably practicable following the receipt by the Company of a written
request by the Holder, but in any event not later than three (3) Business Days thereafter, the Company shall furnish to the Holder
a certificate of an executive officer certifying the number of Warrant Shares or the amount, if any, of other shares of stock,
securities or assets then issuable upon exercise of the Warrant.

 

(e) 
Notices.

 

(i) 
In the event:

 

		a.	that the Company shall take a record of the holders of its Common Stock (or other capital stock or securities at the time issuable
upon exercise of the Warrant) for the purpose of entitling or enabling them to receive any dividend or other distribution, to receive
any right to subscribe for or purchase any shares of capital stock of any class or any other securities, or to receive any other
security;

 

		b.	that there shall be any transaction that is referenced in Section 4(c); or

 

		c.	of the voluntary or involuntary dissolution, liquidation or winding-up of the Company;

 

then, and in each such case, the Company shall send or cause
to be sent to the Holder as soon as reasonably practicable a written notice specifying, as the case may be, (A) the record date
for such dividend, distribution or other right, and a description of such dividend, distribution or other right, or (B) the effective
date on which such dissolution, liquidation or winding-up is proposed to take place, and the date, if any is to be fixed, as of
which the books of the Company shall close or a record shall be taken with respect to which the holders of record of Common Stock
(or such other capital stock or securities at the time issuable upon exercise of the Warrant) shall be entitled to exchange their
shares of Common Stock (or such other capital stock or securities) for securities or other property deliverable upon such dissolution,
liquidation or winding-up, and the amount per share and character of such exchange applicable to the Warrant and the Warrant Shares.
In the case of any action that would require the fixing of a record date referenced in clause (a) above, such notice shall be given
at least ten (10) days prior to the date so fixed, and in case of all other actions referenced in clauses (b) and (c) above, such
notice shall be given at least twenty (20) days prior to the taking of such proposed action. Failure to give such notice, or any
defect therein, shall not affect the legality or validity of any such action.

 

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(ii) 
The Company shall provide the Holder with copies of the same notices and other information given to the stockholders of
the Company generally, contemporaneously with the giving thereof to the stockholders.

 

5. 
Holder’s Rights

 

(a) 
Information Rights: For so long as the Company is required to file periodic reports with the Commission, the Company
shall deliver to the Holder all quarterly and annual financial information that is required to be contained in a filing with the
Commission on Forms 10-Q and 10-K, including a “Management’s Discussion and Analysis of Financial Condition and Results
of Operations” and, with respect to the annual information only, a report on the annual financial statements by the Company’s
independent accountants; provided that the availability of the Company’s filings on the Commission’s web site
shall be deemed to satisfy the requirements of this Section 5(a).

 

(b) 
Registration Rights. The Warrant Shares shall be considered Registrable Securities, as such term is defined in the
Registration Rights Agreement, dated as of [_____________], 2013 (the “Registration Rights Agreement”), by and
among the Company, the Holder, and certain stockholders of the Company, and the Holder shall be entitled to receive the notices
contemplated by, and exercise the registration rights afforded under, Article II of the Registration Rights Agreement, the provisions
of which shall apply mutatis mutandis to the Holder and the Warrant Shares issuable hereunder as though the Holder were
a party thereto.

 

6. 
No Transfer of Warrant. The Holder shall not Transfer (as defined below) this Warrant without the prior written consent
of the Company, except for a Transfer to a Permitted Transferee (as defined below) of such Holder; provided, however,
that prior to any Transfer of this Warrant by such Holder, the Permitted Transferee shall agree in writing to take such Warrant
subject to, and to comply with, all of the provisions of this Warrant, a copy of which agreement shall be on file with the Secretary
of the Company and shall include the address of such Permitted Transferee to which notices hereunder shall be sent. As used herein,
the following terms shall have the following meanings: (i) “Permitted Transferee” shall have the meaning ascribed
to such term in clause (b) of the definition thereof in the Amended and Restated Limited Liability Company Agreement, dated as
of [________], 2013, of JGWPT Holdings, LLC (the “Amended and Restated Operating Agreement”); and (ii) “Transfer”
shall have the meaning ascribed to such term in the Amended and Restated Operating Agreement (substituting, for this purpose, the
term “Warrant” for the term “Interests” as used therein). Any attempt to Transfer this Warrant except in
accordance with the foregoing shall be void ab initio. Subject to the Transfer restrictions set forth above and referred
to in the legend endorsed hereon, this Warrant and all rights hereunder shall be transferable as provided above, in whole or in
part, by the Holder without charge to the Holder, upon surrender of this Warrant to the Company at its then principal executive
offices with a properly completed and duly executed Assignment in the form attached hereto as Exhibit B, together with funds
sufficient to pay any transfer taxes described in Section 3(f)(v) in connection with the making of such transfer. Upon such
compliance, surrender and delivery and, if required, such payment, the Company shall execute and deliver a new Warrant or Warrants
in the name of the Permitted Transferee or Permitted Transferees and in the denominations specified in such instrument of assignment,
and shall issue to the assignor a new Warrant evidencing the portion of this Warrant, if any, not so assigned and this Warrant
shall promptly be cancelled.

 

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7. 
Holder Not Deemed a Stockholder; Limitations on Liability. Prior to the issuance to the Holder of the Warrant Shares
to which the Holder is then entitled to receive upon the due exercise of this Warrant, the Holder shall not be entitled to vote
or receive dividends or be deemed the holder of shares of capital stock of the Company for any purpose, nor shall anything contained
in this Warrant be construed to confer upon the Holder, as such, any of the rights of a stockholder of the Company or any right
to vote, give or withhold consent to any corporate action (whether any reorganization, issue of stock, reclassification of stock,
consolidation, merger, conveyance or otherwise), receive notice of meetings, receive dividends or subscription rights, or otherwise.
In addition, nothing contained in this Warrant shall be construed as imposing any liabilities on the Holder to purchase any securities
(upon exercise of this Warrant or otherwise) or as a stockholder of the Company, whether such liabilities are asserted by the Company
or by creditors of the Company.

 

8. 
Replacement on Loss; Division and Combination.

 

(a) 
Replacement of Warrant on Loss. Upon receipt of evidence reasonably satisfactory to the Company of the loss, theft,
destruction or mutilation of this Warrant and upon delivery of an indemnity and, in case of mutilation, upon surrender of such
Warrant for cancellation to the Company, the Company at the Holder’s expense shall execute and deliver to the Holder, in
lieu hereof, a new Warrant of like tenor and exercisable for an equivalent number of Warrant Shares as the Warrant so lost, stolen,
mutilated or destroyed; provided, that, in the case of mutilation, no indemnity or bond shall be required if this Warrant
in identifiable form is surrendered to the Company for cancellation.

 

(b) 
Division and Combination of Warrant. Subject to compliance with the applicable provisions of this Warrant as to any
Transfer which may be involved in such division or combination, this Warrant may be divided or, following any such division of
this Warrant, subsequently combined with other Warrants, upon the surrender of this Warrant or Warrants to the Company at its then
principal executive offices, together with a written notice specifying the names and denominations in which new Warrants are to
be issued, signed by the respective Holders or their agents or attorneys. Subject to compliance with the applicable provisions
of this Warrant as to any Transfer which may be involved in such division or combination, the Company shall at the Holder’s
expense execute and deliver a new Warrant or Warrants in exchange for the Warrant or Warrants so surrendered in accordance with
such notice. Such new Warrant or Warrants shall be of like tenor to the surrendered Warrant or Warrants and shall be exercisable
in the aggregate for an equivalent number of Warrant Shares as the Warrant or Warrants so surrendered in accordance with such notice.

 

9. 
Compliance with the Securities Act.

 

(a) 
Agreement to Comply with the Securities Act; Legend. The Holder, by acceptance of this Warrant, agrees to comply
in all respects with the provisions of this Section 9 and the restrictive legend requirements set forth on the face of this
Warrant and further agrees that such Holder shall not offer, sell or otherwise dispose of this Warrant or any Warrant Shares to
be issued upon exercise hereof except under circumstances that will not result in a violation of the Securities Act of 1933, as
amended (the “Securities Act”).
This Warrant and all Warrant Shares issued upon exercise of this Warrant (unless registered under the Securities Act) shall be
stamped or imprinted with a legend in substantially the following form:

 

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“THIS WARRANT AND THE SECURITIES ISSUABLE
UPON EXERCISE OF THIS WARRANT HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”),
AND MAY NOT BE TRANSFERRED, SOLD, ASSIGNED, PLEDGED, HYPOTHECATED OR OTHERWISE DISPOSED OF (“TRANSFERRED”) EXCEPT
PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT UNDER THE ACT OR AN EXEMPTION FROM REGISTRATION THEREUNDER. THE SECURITIES REPRESENTED
BY THIS CERTIFICATE ARE SUBJECT TO THE PROVISIONS OF THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF JGWPT HOLDINGS INC.
AND MAY NOT BE TRANSFERRED UNLESS SUCH TRANSFER COMPLIES WITH THE PROVISIONS OF SUCH CERTIFICATE OF INCORPORATION AND THE TERMS
HEREOF. A COPY OF SUCH AMENDED AND RESTATED CERTIFICATE OF INCORPORATION IS ON FILE WITH THE SECRETARY OF JGWPT HOLDINGS INC. AND
IS AVAILABLE WITHOUT CHARGE UPON WRITTEN REQUEST THEREFOR. THE HOLDER OF THIS CERTIFICATE, BY ACCEPTANCE OF THIS CERTIFICATE, AGREES
TO BE BOUND BY ALL OF THE PROVISIONS OF THE AFORESAID AMENDED AND RESTATED CERTIFICATE OF INCORPORATION.

 

NO TRANSFER, SALE, ASSIGNMENT, PLEDGE, HYPOTHECATION
OR OTHER DISPOSITION OF THIS WARRANT OR THE SECURITIES ISSUABLE UPON EXERCISE OF THIS WARRANT MAY BE MADE EXCEPT IN ACCORDANCE
WITH THE PROVISIONS OF THE AMENDED AND RESTATED CERTIFICATE OF INCORPORATION OF JGWPT HOLDINGS INC. AND THE TERMS HEREOF.

 

10. 
Representations of the Holder. In connection with the issuance of this Warrant, the Holder specifically represents,
as of the date hereof, to the Company by acceptance of this Warrant as follows:

 

(a) 
The Holder is an “accredited investor” as defined in Rule 501 of Regulation D promulgated under the Securities
Act. The Holder is acquiring this Warrant and the Warrant Shares to be issued upon exercise hereof for investment for its own account
and not with a view towards, or for resale in connection with, the public sale or distribution of this Warrant or the Warrant Shares,
except pursuant to sales registered or exempted under the Securities Act.

 

(b) 
The Holder understands and acknowledges that this Warrant and the Warrant Shares to be issued upon exercise hereof are “restricted
securities” under the federal securities laws inasmuch as they are being acquired from the Company in a transaction not involving
a public offering and that, under such laws and applicable regulations, such securities may be resold without registration under
the Securities Act only in certain limited circumstances. In addition, the Holder represents that it is familiar with Rule 144
under the Securities Act, as presently in effect, and understands the resale limitations imposed thereby and by the Securities
Act.

 

    	11

    	 

    

 

(c) 
The Holder acknowledges that it can bear the economic and financial risk of its investment for an indefinite period, and
has such knowledge and experience in financial or business matters that it is capable of evaluating the merits and risks of the
investment in the Warrant and the Warrant Shares. The Holder has had an opportunity to ask questions and receive answers from the
Company regarding the terms and conditions of the offering of the Warrant and the business, properties, prospects and financial
condition of the Company.

 

11. 
Warrant Register. The Company shall keep and properly maintain at its principal executive offices books for the registration
of the Warrant and any transfers thereof. The Company may deem and treat the Person in whose name the Warrant is registered on
such register as the Holder thereof for all purposes, and the Company shall not be affected by any notice to the contrary, except
any assignment, division, combination or other transfer of the Warrant effected in accordance with the provisions of this Warrant.
The Company reserves the right to amend this Warrant at any time and from time to time in order to appoint a warrant agent to act
as agent for the Company with respect to the Warrant, with the Company providing reasonable compensation for the services of any
such warrant agent.

 

12. 
Notices. All notices, requests, consents, claims, demands, waivers and other communications hereunder shall be in
writing and shall be deemed to have been given: (a) when delivered by hand (with written confirmation of receipt); (b) when received
by the addressee if sent by a nationally recognized overnight courier (receipt requested); (c) on the date sent by facsimile or
e-mail of a PDF document (with confirmation of transmission) if sent during normal business hours of the recipient, and on the
next Business Day if sent after normal business hours of the recipient; or (d) on the third day after the date mailed, by certified
or registered mail, return receipt requested, postage prepaid. Such communications must be sent to the respective parties at the
addresses indicated below (or at such other address for a party as shall be specified in a notice given in accordance with this
Section 12).

 

	If to the Company:	
        JGWPT Holdings Inc. 

        201 King of Prussia Road, Suite 501 

        Radnor, PA 19087-5148 

        Facsimile: (855) 285-5089 

        E-mail: skirkwood@jgwpt.com 

        Attention: Stephen Kirkwood, Esq.

         

	with a copy to:	
        Skadden, Arps, Slate, Meagher & Flom LLP 

        920 N. King St. 

        Wilmington, DE 19801 

        Facsimile: (651) 552-3240 

        Email: steven.daniels@skadden.com 

        Attention: Steven J. Daniels, Esq.

         

	 If to PGHI:	
        PGHI Corp. 

        6465 E. Johns Crossing. Suite 200 

        Johns Creek, GA 30097 

        Facsimile: 

        Email: clessner@lumpsum.com 

        Attention: Craig Lessner, Esq.

         

 

    	12

    	 

    

 

	with a copy to:	
        Shearman & Sterling LLP 

        599 Lexington Avenue 

        New York, NY 10022 

        Facsimile: (646) 848 8902 

        E-mail: stephen.besen@shearman.com 

        Attention: Stephen M. Besen, Esq.

         

 

13. 
Cumulative Remedies. Except to the extent expressly provided in Section 7 to the contrary, the rights and
remedies provided in this Warrant are cumulative and are not exclusive of, and are in addition to and not in substitution for,
any other rights or remedies available at law, in equity or otherwise.

 

14. 
Equitable Relief. Each of the Company and the Holder acknowledges that a breach or threatened breach by such party
of any of its obligations under this Warrant would give rise to irreparable harm to the other party hereto for which monetary damages
would not be an adequate remedy and hereby agrees that in the event of a breach or a threatened breach by such party of any such
obligations, the other party hereto shall, in addition to any and all other rights and remedies that may be available to it in
respect of such breach, be entitled to equitable relief, including a restraining order, an injunction, specific performance and
any other relief that may be available from a court of competent jurisdiction.

 

15. 
Entire Agreement. This Warrant constitutes the sole and entire agreement of the parties to this Warrant with respect
to the subject matter contained herein, and supersedes all prior and contemporaneous understandings and agreements, both written
and oral, with respect to such subject matter. In the event of any inconsistency between the statements in the body of this Warrant
and such other agreements, the statements in the body of this Warrant shall control.

 

16. 
Successor and Assigns. This Warrant and the rights evidenced hereby shall be binding upon and shall inure to the
benefit of the parties hereto and the successors of the Company and the successors and permitted assigns of the Holder. Such successors
and/or permitted assigns of the Holder shall be deemed to be a Holder for all purposes hereunder.

 

17. 
No Third-Party Beneficiaries. This Warrant is for the sole benefit of the Company and the Holder and their respective
successors and, in the case of the Holder, permitted assigns and nothing herein, express or implied, is intended to or shall confer
upon any other Person any legal or equitable right, benefit or remedy of any nature whatsoever, under or by reason of this Warrant.

 

18. 
Headings. The headings in this Warrant are for reference only and shall not affect the interpretation of this Warrant.

 

19. 
Amendment and Modification; Waiver. Except as otherwise provided herein, this Warrant may only be amended, modified
or supplemented by an agreement in writing signed by each party hereto. No waiver by the Company or the Holder of any of the provisions
hereof shall be effective unless explicitly set forth in writing and signed by the party so waiving. No waiver by any party shall
operate or be construed as a waiver in respect of any failure, breach or default not expressly identified by such written waiver,
whether of a similar or different character, and whether occurring before or after that waiver. No failure to exercise, or delay
in exercising, any rights, remedy, power or privilege arising from this Warrant shall operate or be construed as a waiver thereof;
nor shall any single or partial exercise of any right, remedy, power or privilege hereunder preclude any other or further exercise
thereof or the exercise of any other right, remedy, power or privilege.

 

    	13

    	 

    

 

20. 
Severability. If any term or provision of this Warrant is invalid, illegal or unenforceable in any jurisdiction,
such invalidity, illegality or unenforceability shall not affect any other term or provision of this Warrant or invalidate or render
unenforceable such term or provision in any other jurisdiction.

 

21. 
Governing Law. This Warrant shall be governed by and construed in accordance with the laws of the State of Delaware
without giving effect to any choice or conflict of law provision or rule thereof.

 

22. 
Submission to Jurisdiction. Any action or proceeding seeking to enforce any provision of, or based on any right arising
out of, or relating in any manner to, this Agreement must be brought against any of the parties in the Court of Chancery of the
State of Delaware in and for New Castle County or, if the Court of Chancery lacks subject matter jurisdiction, in another court
of the State of Delaware, County of New Castle, or in the United States District Court for the District of Delaware, and each of
the parties consent to the jurisdiction of such courts (and of the appropriate appellate courts) in any such action or proceeding
and waives any objection to venue laid therein. Process in any action or proceeding referred to in the preceding sentence may be
served on any party anywhere in the world.

 

23. 
Waiver of Jury Trial. Each party acknowledges and agrees that any controversy which may arise under this Warrant
is likely to involve complicated and difficult issues and, therefore, each such party irrevocably and unconditionally waives any
right it may have to a trial by jury in respect of any legal action arising out of or relating to this Warrant or the transactions
contemplated hereby.

 

24. 
Counterparts. This Warrant may be executed in counterparts, each of which shall be deemed an original, but all of
which together shall be deemed to be one and the same agreement. A signed copy of this Warrant delivered by facsimile, e-mail or
other means of electronic transmission shall be deemed to have the same legal effect as delivery of an original signed copy of
this Warrant.

 

25. 
No Strict Construction. This Warrant shall be construed without regard to any presumption or rule requiring construction
or interpretation against the party drafting an instrument or causing any instrument to be drafted.

 

[SIGNATURE PAGE FOLLOWS]

 

    	14

    	 

    

 

IN WITNESS WHEREOF, the Company has duly executed
this Warrant on the Original Issue Date.

 

	 	JGWPT HOLDINGS INC.
	 	 
	 	 By:	
	 	 	Name:
Title:

 

 

	
         

        Accepted and agreed,

         

	
        PGHI CORP.

         
	 
	
        By: _____________________________________

        Name:

        Title: 
	 

 

 

    	 

    	 

    

  

Exhibit A 

Exercise Notice

 

    	 

    	 

    

 

EXERCISE NOTICE

 

To: JGWPT Holdings Inc. Dated: 

201 King of Prussia Road, Suite 501 

Radnor, PA 19087-5148 

Attn: General Counsel

 

The undersigned, pursuant
to the provisions set forth in the attached Warrant No. ____ hereby irrevocably elects to purchase _________ shares of the Common
Stock covered by such Warrant and herewith makes payment of $____________, representing the full purchase price for such shares
at the price per share provided for in such Warrant. All capitalized terms used herein without definition shall have the same meaning
herein as in used in the attached Warrant.

 

The undersigned herewith makes payment of
the full purchase price for such shares at the price per share provided for in such Warrant. Such payment takes the form of (check
applicable box or boxes):

 

□ by delivery to the Company of a certified
or official bank check payable to the order of the Company or by wire transfer of immediately available funds to an account designated
in writing by the Company, in the amount of such Aggregate Exercise Price;

 

□ by instructing the Company to withhold
a number of Warrant Shares then issuable upon exercise of this Warrant with an aggregate Fair Market Value as of the Exercise Date
equal to such Aggregate Exercise Price; provided that this method shall be permitted only so long as the Common Stock is
listed for trading on the New York Stock Exchange or another national securities exchange;

 

□ by surrendering to the Company (x)
Warrant Shares previously acquired by the Holder with an aggregate Fair Market Value as of the Exercise Date equal to such Aggregate
Exercise Price and/or (y) other securities of the Company having a value as of the Exercise Date equal to the Aggregate Exercise
Price (which value in the case of debt securities shall be the principal amount thereof plus accrued and unpaid interest, in the
case of preferred stock shall be the liquidation value thereof, including accrued and unpaid dividends, and in the case of shares
of Common Stock shall be the Fair Market Value thereof); or

 

□ or any combination of the
checked boxes above, as detailed below:

 

 

 

 

Signature: 

Name (print): 

Title (if applic.): 

Company (if applic.):

 

    	 

    	 

    

 

Exhibit B 

Assignment

 

    	 

    	 

    

 

 

ASSIGNMENT

 

(To be executed only upon the assignment
of the within Warrant)

 

FOR VALUE RECEIVED,
the undersigned registered holder of the within Warrant hereby sells, assigns and transfers unto [___________________], whose address
is [______________________________________________], all of the rights of the undersigned under the within Warrant, with respect
to [______] shares of Common Stock of JGWPT Holdings Inc. and, if such shares shall not include all the Warrant Shares issuable
as provided in the within Warrant, that a new Warrant of like tenor for the number of Warrant Shares not being transferred hereunder
be issued in the name of and delivered to (choose one) (a) the undersigned or (b)[_________________________], whose address is
[________________________________], and does hereby irrevocably constitute and appoint [______________________________] Attorney
to register such transfer on the books of JGWPT Holdings Inc. maintained for the purpose, with full power of substitution
in the premises.

 

NOTICE:

 

Dated: [________, ___].

 

[___________________]

 

By

 

(Signature of Holder)

 

NOTICE: The
signature on this Assignment must correspond with the name as written upon the face of the within Warrant in every particular,
without alteration or enlargement or any change whatever.

 

    	2FORM OF DIRECTOR DESIGNATION AGREEMENT

 

This DIRECTOR DESIGNATION AGREEMENT, dated
as of [________], 2013 (this “Agreement”), is entered into by and between JGWPT Holdings Inc., a Delaware corporation
(“JGWPT Inc.”), PGHI Corp., a Delaware corporation (“PGHI”), and JLL JGW Distribution, LLC,
a Delaware limited liability company, and JGW Holdco, LLC, a Delaware limited liability company (together, the “JLL Holders”).

 

RECITALS

 

WHEREAS, JGWPT Inc. is contemplating an
offer and sale of shares of its Class A common stock, par value $ 0.00001 per share (the “Class A Shares”),
to the public in an underwritten initial public offering pursuant to a registration statement on Form S-1 (333-191585) (the “Initial
Public Offering”); and

 

WHEREAS, prior to the execution of this
Agreement, JGWPT Inc. will become the managing member of JGWPT Holdings, LLC, a Delaware limited liability company that is majority
owned by the JLL Holders (“JGWPT LLC”) and PGHI, pursuant to that certain Amended and Restated Limited Liability
Company Agreement of JGWPT LLC, as it may be amended, supplemented or otherwise modified from time to time (the “LLC Agreement”);
and

 

WHEREAS, JGWPT Inc. wishes to agree to permit
the JLL Holders and PGHI to designate a certain number of persons for nomination to the Board of Directors of JGWPT Inc. (the “Board”)
on the terms and subject to the conditions set forth herein.

 

NOW, THEREFORE, in consideration of the
covenants and agreements contained herein and for other good and valuable consideration, the receipt and sufficiency of which are
hereby acknowledged, JGWPT Inc., PGHI, and the JLL Holders agree as follows:

 

1.Nominee
Designation

 

1.1Designation Right.

 

(a)So long as JLL (as defined below)
holds in the aggregate, at least 934,488 limited liability company membership interests designated as “Common Interests”
of JGWPT LLC (“JGWPT Holdings LLC Common Interests”) or at least 20% of the aggregate number of JGWPT Holdings
LLC Common Interests then held by members of JGWPT Holdings, LLC who were members of JGWPT Holdings LLC (or its predecessor of
the same name) on July 12, 2011, then JLL shall have the right to designate four (4) persons for appointment or nomination, as
the case may be, for election to the Board (each, a “JLL Designee”), as specified in Section 1.2(a). For purposes
of this Agreement, “JLL” means the JLL Holders, JLL Fund V AIF I, LP, a Delaware limited partnership, JLL Fund V AIF
II, LP, a Delaware limited partnership, any other private equity investment partnership or private equity pooled investment vehicle
sponsored or managed by JLL Partners, Inc., or any affiliate of any of the foregoing (including JLL Partners, Inc.).

 

    	 

    	 

    

 

(b)So long as PGHI (together with its
then-current stockholders) or the PGHI Director Assignee (as defined below), as applicable, holds in the aggregate no fewer than
436,104 JGWPT Holdings LLC Common Interests, including those denominated as “Non-Voting Common Interests,” then PGHI
or the PGHI Director Assignee shall have the right to designate one (1) person for appointment or nomination, as the case may be,
for election to the Board (the “PGHI Designee”). The PGHI Designee shall be the designee of (i) PGHI, (ii) any
Permitted Transferee of PGHI to which PGHI Transfers at least 872,136 JGWPT Holdings LLC Common Interests, or (iii) DLJ Merchant
Banking Partners IV, L.P. (“DLJMB Main Fund”), as long as DLJMB Main Fund collectively holds, directly or indirectly,
at least 872,136 Common Interests and (in the case of (ii) and (iii)) to which PGHI assigns its right to designate a member of
the Board of Directors of the Company (a “PGHI Director Assignee”). As used herein, the terms “Permitted
Transferee” and “Transfer” have the meanings ascribed to them in the LLC Agreement.

 

1.2Specific Designees.

 

(a)JLL shall be permitted to designate
for appointment or nomination, as the case may be, for election to the Board four (4) JLL Designees, who shall initially be as
follows:

 

	Designees	 	Class
	Alexander Castaldi	 	Class I
	Kevin Hammond	 	Class II
	Paul S. Levy	 	Class III
	Frank Rodriguez	 	Class III

 

provided that Section 5.4
shall not apply to Section 1.2 of this Agreement; provided, further, that JLL shall have the right to amend, modify
or supplement its original JLL Designees without the consent of JGWPT Inc.

 

(b)PGHI shall be permitted to designate
for appointment or nomination, as the case may be, for election to the Board one (1) PGHI Designee who shall initially be Neal
Pomroy in Class I; provided that Section 5.4 shall not apply to Section 1.2 of this Agreement; provided, further,
that PGHI shall have the right to amend, modify or supplement its original PGHI Designee without the consent of JGWPT Inc.

 

(c)At every meeting of the Board, or
a committee thereof, for which directors are appointed or are nominated to stand for election by stockholders of JGWPT Inc., JLL
and PGHI (or the PGHI Director Assignee) will have the right to designate those persons to be appointed or nominated, as the case
may be, for election to the Board for each director whose term expires at the next annual meeting of stockholders of JGWPT Inc.
pursuant to the terms of the Amended and Restated Certificate of Incorporation of JGWPT Inc. (as it may be amended, supplemented,
or otherwise modified from time to time, the “Certificate of Incorporation”), and who was a prior Designee of
JLL or PGHI (or the PGHI Director Assignee), as applicable, in accordance with this Section 1.

 

    	2

    	 

    

 

1.3No Assignment Right. The designation
rights of JLL under this Section 1 are not assignable, except in accordance with Section 5.3. The designation rights of PGHI under
this Section 1 are not assignable, except as set forth in Section 1.1(b) with respect to the PGHI Director Assignee and in accordance
with Section 5.3.

 

1.4Obligations of JGWPT Inc.

 

(a)For so long as JLL and PGHI (or the
PGHI Director Assignee) have the right to designate directors hereunder, JGWPT Inc. agrees to cause each JLL Designee and the PGHI
Designee, as applicable, to be included in the director nominations of the Board submitted to JGWPT Inc.’s stockholders for
election of directors and in the proxy statement prepared by management in connection with soliciting proxies for every meeting
of JGWPT Inc.’s stockholders called with respect to the election of members of the Board.

 

(b)Notwithstanding anything herein to
the contrary, JGWPT Inc. shall not be obligated to cause to be nominated for election to the Board or recommend to the stockholders
the election of any JLL Designee or PGHI Designee (i) who fails to submit to JGWPT Inc. such questionnaires as JGWPT Inc. may reasonably
require of its directors generally, or (ii) the Board or any duly appointed nominating committee determines in good faith, after
consultation with outside legal counsel, that such action would constitute a breach of its fiduciary duties or applicable law;
provided, however, that upon the occurrence of either (i) or (ii) above, JGWPT Inc. shall promptly notify the JLL
Holders or PGHI, as applicable, in writing of the occurrence of such event and permit JLL or PGHI, as applicable, to provide an
alternate JLL Designee or PGHI Designee, as applicable, sufficiently in advance of any Board action, the meetings of the stockholders
called or written action of stockholders with respect to such election of nominees and JGWPT Inc. shall be subject to its obligations
under Section 1.4(a) with respect to such alternate designee.

 

(c)At any time a vacancy occurs because
of the death, disability, resignation or removal of a JLL Designee or PGHI Designee, then the Board, or any committee thereof,
will not vote, fill such vacancy or take any action until such time that (i) JLL or PGHI (or the PGHI Director Assignee), as applicable,
has designated a successor designee and the Board has filled the vacancy and appointed such successor designee, (ii) JLL or PGHI
(or the PGHI Director Assignee), as applicable, fails to designate a successor designee within thirty (30) days of such vacancy,
or (iii) JLL or PGHI (or the PGHI Director Assignee), as applicable, has specifically waived its rights to designate a successor
designee under this Agreement and has consented to the Board, or any committee thereof, taking a vote on such enumerated actions
prior to the Board filling the vacancy with a successor designee. In the case of 1.4(c)(i), JLL or PGHI (or the PGHI Director Assignee),
as applicable, shall have the right to fill such vacancy with a successor Designee in either Class I, Class II or Class III of
the Board, so long as the class selected has a vacancy at the time a successor designee is provided by JLL or PGHI (or the PGHI
Director Assignee), as applicable, subject to the requirements of applicable law and the rules of the national securities exchange
on which the securities of JGWPT Inc. are then listed or trading.

 

(d)At any time that JLL shall have the
right to designate at least one Designee under this Section 1, JGWPT Inc. shall not take any action in accordance with the Certificate
of Incorporation or By-laws to change the size of the Board without the prior written consent of the JLL Holders.

 

    	3

    	 

    

 

2. Specific Performance.
Each of the parties to this Agreement acknowledges that each party hereto will be irreparably damaged if any of the provisions
of this Agreement are not performed in accordance with their specific terms or are otherwise breached. Accordingly, it is agreed
that each of JGWPT Inc., PGHI, and the JLL Holders shall be entitled to an injunction to prevent breaches of this Agreement and
to specific enforcement of this Agreement and its terms and provisions in any action instituted in any court of the United States
or any state having subject matter jurisdiction, in addition to any other remedy to which the parties hereto may be entitled at
law or in equity. Each of the parties hereto hereby consents to personal jurisdiction in any such action brought in the United
States District Court for the District of Delaware or in any court of the State of Delaware having subject matter jurisdiction.
No bond or other similar undertaking shall be required of any party seeking relief under this Section.

 

3. Covenant of JGWPT Inc.
JGWPT Inc. agrees that neither it nor any of its subsidiaries shall enter into any agreement or understanding or make any commitment
to any person, or otherwise take any action, that would violate or be inconsistent with any provision or agreement contained in
this Agreement.

 

4.Termination.
This Agreement shall terminate and be of no further force or effect at such time as JLL and PGHI
no longer have any right to designate any director of JGWPT Inc. hereunder.

 

5.Miscellaneous.

 

5.1Governing Law. This Agreement
shall be governed by and construed in all respects in accordance with the laws of the State of Delaware without giving effect to
principles of conflicts of law.

 

5.2Notices. All notices, demands
or other communications to be given under or by reason of this Agreement shall be in writing and shall be delivered by hand or
sent by facsimile or electronic transmission or sent by overnight courier service and shall be deemed given when received, as follows:

 

	If to JGWPT Inc.: 	 	If to JLL Holders: 
	JGWPT Holdings Inc.	 	JLL JGW Distribution, LLC
	201 King of Prussia Road, Suite 501	 	c/o JLL Partners, Inc.
	Radnor, PA 19087-5148	 	450 Lexington Avenue, 31st Floor
	Attention: Stephen Kirkwood, Esq.	 	New York, NY 10017
	Fax: (484) 434-2351	 	Attention: Frank Rodriguez
	 	 	Fax: (212) 286 8626

 

	with a copy to:	 	with a copy to:
	Skadden, Arps, Slate, Meagher & Flom LLP	 	Skadden, Arps, Slate, Meagher & Flom LLP
	920 N. King Street	 	920 N. King Street
	Wilmington, DE 19801	 	Wilmington, DE 19801
	Attention: Steven J. Daniels, Esq.	 	Attention: Steven J. Daniels, Esq.
	Fax: (302) 651-3001	 	Fax: (302) 651-3001
	 	 	 
	Reed Smith LLP   
1650
Market Street, Suite 2500   
Philadelphia, Pennsylvania 19103   
Attn: Lori L. Lasher, Esq.   
Telephone:
(215) 851-8136
 Fax: (215) 851-1420 

	 	 

    	4

    	 

    
	
         

        If to PGHI Corp:

        
	PGHI Corp.
	6465 E. Johns Crossing, Suite 200 
	Johns Creek, GA  30097
	Attention: Craig Lessner, Esq.
	 
	E-mail: clessner@lumpsum.com
	 

	with a copy to:
	Shearman & Sterling LLP
	599 Lexington Avenue
	New York, NY 10022
	Attention: Stephen M. Besen, Esq.
	Fax: (646) 848-8902

 

Any party to this Agreement may change its address for notices,
demands, and other communications under this Agreement by giving notice of such change to the other party hereto in accordance
with this Section 5.2.

 

5.3Benefit of Parties.

 

(a)This Agreement may not be assigned
by JGWPT Inc. except with the prior written consent of all other parties to this Agreement.

 

(b)Nothing herein contained shall confer
or is intended to confer on any third party or entity that is not a party to this Agreement, other than JLL, any rights under this
Agreement.

 

5.4Amendment. This Agreement
may not be amended, modified, altered, or supplemented except by means of a written instrument executed on behalf of JGWPT Inc.,
PGHI, and the JLL Holders.

 

5.5Waiver. No failure on the
part of either party hereto to exercise any power, right, privilege, or remedy under this Agreement, and no delay on the part of
either party hereto in exercising any power, right, privilege or remedy under this Agreement, shall operate as a waiver thereof;
and no single or partial exercise of any such power, right, privilege, or remedy shall preclude any other or further exercise thereof
or of any other power, right, privilege, or remedy.

 

    	5

    	 

    

 

5.6Severability. If any provision
of this Agreement is held invalid or unenforceable by any court of competent jurisdiction, the other provisions of this Agreement
will remain in full force and effect. Any provision of this Agreement held invalid or unenforceable only in part or degree will
remain in full force and effect to the extent not held invalid or unenforceable.

 

5.7Entire Agreement. This Agreement
sets forth the entire understanding of parties hereto and supersedes all other agreements and understandings between the parties
hereto relating to the subject matter hereof.

 

5.8Counterparts and Facsimiles.
This Agreement may be executed in one or more counterparts, all of which shall be considered one and the same agreement, and shall
become effective when one or more counterparts have been signed by each of the parties and delivered to the other. The parties
hereto may execute the signature pages hereof and exchange such signature pages by facsimile or electronic transmission.

 

5.9Interpretation of Agreement.

 

(a)As used in this Agreement, the words
“include” and “including,” and variations thereof, shall not be deemed to be terms of limitation, and shall
be deemed to be followed by the words “without limitation.”

 

(b)Unless otherwise specified, references
in this Agreement to “Sections” are intended to refer to Sections of this Agreement.

 

(c)The Section headings contained in
this Agreement are solely for the purpose of reference, are not part of the agreement of the parties and shall not in any way affect
the meaning or interpretation of this Agreement.

 

(d)Each party hereto and its counsel
cooperated in drafting and preparation of this Agreement. Any rule of law or any legal decision that would require interpretation
of any ambiguities in this Agreement against the party that drafted it is of no application and is hereby expressly waived.

 

[Signature page follows.]

 

    	6

    	 

    

 

IN WITNESS WHEREOF, the parties hereto have
caused this Agreement to be executed on the day and year first above written.

 

	 	 	JGWPT HOLDINGS INC.
	 	 	 
	 	 	 
	

	 	By: 	

	 	 	 	Name:
	 	 	 	Title:

 

	 	 	JLL JGW DISTRIBUTION, LLC
	 	 	 
	 	 	 
	

	 	By: 	

	 	 	 	Name:
	 	 	 	Title:

 

	 	 	JGW HOLDCO, LLC
	 	 	 
	 	 	 
	

	 	By: 	

	 	 	 	Name:
	 	 	 	Title:

 

	 	 	PGHI CORP.
	 	 	 
	 	 	 
	

	 	By: 	

	 	 	 	Name:
	 	 	 	Title:

 

Signature Page — Director Designation
Agreement

 

    	7

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