Document:

Exhibit 10.2

                     THIRD AMENDMENT TO EMPLOYMENT AGREEMENT

     This Third Amendment to Employment Agreement (the "Amendment"), dated as of
the 1st day of July,  2002 by and between  COMFORCE  Corporation  ("COMFORCE") a
Delaware  corporation,   and  COMFORCE  Operating,   Inc.  ("COI"),  a  Delaware
corporation that is wholly-owned by COMFORCE  (COMFORCE and COI are collectively
referred to as the "Employer"), and Harry V. Maccarrone, a resident of the State
of New York ("Employee").

     WHEREAS,  the parties  entered  into an  Employment  Agreement  dated as of
January 1, 1999,  pursuant  to which  Employer  formalized  the terms upon which
Employee is employed by Employer,  which  Employment  Agreement  was  previously
amended  as of  January  23,  2001  and  September  27,  2001 (as  amended,  the
"Employment Agreement"); and

     WHEREAS,  the parties desire to further amend the  Employment  Agreement as
herein provided.

     NOW, THEREFORE,  in consideration of the promises and mutual obligations of
the parties contained herein, and for other valuable consideration,  the receipt
and  sufficiency of which are hereby  acknowledged,  the parties hereto agree as
follows:

     1. The second  sentence  of Section  4(a) of the  Employment  Agreement  is
hereby amended by adding the following proviso at the end thereof:  "; provided,
however,  that,  notwithstanding  the  foregoing,  Employee's  Base Salary as in
effect at December 31, 2001 shall be increased by three  percent (3%)  effective
as of July 1,  2002,  but no other  increase  shall be made to  Employee's  Base
Salary for the 2002 calendar year."

     2. All other  provisions of the Employment  Agreement  shall remain in full
force and effect.

     IN WITNESS WHEREOF, the undersigned have executed this Agreement on the day
and year first above mentioned.

                              COMFORCE CORPORATION

                              By:
                                 --------------------------------------
                                   Its:

                              COMFORCE OPERATING, INC.

                              By:
                                 --------------------------------------
                                   Its:

                              EMPLOYEE

                              -----------------------------------------
                               Harry V. MaccarroneExhibit 10.3

                             DEFERRED VACATION PLAN

1. Purpose of Plan

     The purpose of the Deferred  Vacation  Plan (the  "Plan") is to  compensate
certain officers and key management employees  ("Employees") who render services
to COMFORCE  Corporation  and its  subsidiaries  and affiliates all  hereinafter
known as the  "Company"  and who, for business  reasons have had to forgo all or
part of a vacation ("Forgone Vacation") otherwise due.

2. Administration

     The  Plan  shall  be  administered  by  the  Compensation  Committee  ("the
"Committee") of the Board of Directors of the Company. Subject to the provisions
of the plan, the Committee shall have exclusive power to select the Employees to
participate  in the  Plan  ("Participant")  and the  time  or  times  when  such
participation  will take place.  The  authority  granted to the Committee by the
preceding  sentence will be exercised based upon  recommendations  received from
the management of the Company.

     The  Committee  shall have  authority to interpret  the Plan,  to adopt and
revise rules and  regulations  relating to the Plan, to determine the conditions
subject to which  amount  shall be  accrued  or paid and to make  determinations
which it believes  necessary or advisable  for the  administration  of the Plan.
Determinations  by the  committee  shall be made by  majority  vote and shall be
final and binding on all  parties  with  respect to all matters  relating to the
Plan.

3. Earnings of Credits

     (a) Participants shall earn one (1) deferred credit ("Deferred Credit") for
each full day of a Forgone  Vacation  in excess of 10 days in each year that the
Plan is in effect which in no event shall exceed 10 days in any calendar year.

     (b) Participants  may, in the discretion of the Committee,  be given credit
for some Forgone Vacations that occurred before the Plan was adopted and in such
case,  the  Committee  will  advise each  Participant  of the amount of Deferred
Credits deemed earned and the value thereof (which likewise is determined at the
discretion of the Committee).

     (c) Except for Deferred Credits noted in (b) above, the value of a Deferred
Credit  shall  be 20% of the  Participant's  weekly  salary  at the  time of the
Forgone Vacation.

     (d) The Deferred  Credit  shall earn simple  interest at the rate of 5% per
annum.  The Deferred Credit and the accrued interest thereon shall be called the
"Total Deferred Credit".

     (e) As of the  beginning of each year  following  the adoption of the plan,
each  Participant  will be informed of the number of Deferred  Credits earned by
that Participant and the value thereof.

4. Payment of Deferred Credit

     On the  first  day of the  calendar  quarter  next  following  the date the
Participant  ceases  to be an  employee  of the  Company  ("Termination  Date"),
payments of the Total Deferred Credit shall begin and will continue on the first
day of each succeeding  eleven calendar quarters until the Total Deferred Credit
has been paid ("Payment Date").

     The amount of each  quarterly  payment  shall be determined by dividing the
Total Deferred Credit by twelve and then, at each Payment Date,  adding interest
to the  quotient  at the rate of 5% per annum from the  Termination  Date to the
Payment Date.

     If the  Participant  is not alive at any Payment  Date the amounts  payable
shall be paid  instead  to the  spouse  of the  Participant  or if none,  to the
Participant's estate.

5. Claims Procedure

     In the event  that a  Participant  (or the  beneficiary  of a  Participant)
("Claimant")  does not receive  any Plan  benefit  that is claimed,  such person
shall  be  entitled  to  consideration  and  review  as  provided  herein.  Such
consideration  and review shall be conducted in a manner designed to comply with
section 503 of the Employee Retirement Income Security Act of 1974.

     Upon receipt of any written  claim for  benefits,  the  Committee  shall be
notified and shall give due  consideration to the claim presented.  If the claim
is denied to any  extent by the  Committee,  the  Committee  shall  furnish  the
Claimant  with a written  notice  setting  forth (in a manner  calculated  to be
understood by the claimant):

     (a)  the specific reason or reasons for denial of the claim;

     (b)  a specific  reference  to the Plan  provisions  on which the denial is
          based;

     (c)  a description of any additional material or information  necessary for
          the  claimant  to  perfect  the claim and an  explanation  of why such
          material or information is necessary; and

     (d)  an explanation of the provisions of this section.

     A  claimant,  who has a claim  denied,  may  appeal  to the  Committee  for
re-consideration of that claim. A request for reconsideration under this section
must be filed by written  notice  within  sixty  (60) days after  receipt by the
claimant of the notice of denial.

     Upon receipt of an appeal, the Committee shall promptly take action to give
due consideration to the appeal. Such consideration may include a hearing of the
parties  involved,  if the  Committee  feels  such a hearing  is  necessary.  In
preparing  for this  appeal,  the  claimant  shall be given  the right to review
pertinent documents and the right to submit in writing a statement of issues and
comments.  After  consideration of the merits of the appeal, the Committee shall
issue a written  decision,  which shall be binding on all parties.  The decision
shall be written in a manner  calculated  to be  understood  by the claimant and
shall  specifically  state its reasons and pertinent Plan provisions on which it
relies.  The  Committee's  decision shall be issued within sixty (60) days after
the appeal is filed,  except  that if a hearing  is held,  the  decision  may be
issued within one hundred twenty (120) days after the appeal is filed.

     The  Committee may designate one or more of its members or any other person
of its choosing to make any determination otherwise required under this section.

6. Amendment of the Plan

     The board of Directors of the Company may alter or amend the Plan from time
to time and at any time or terminate  the Plan at any time.  No amendment to the
Plan or its  termination  may alter,  impair or reduce the Total Deferred Credit
accrued for any Participant up to the time of such amendment or termination.

7. Effectiveness and Terms of Plan

     The Plan shall be deemed to be effective  as of January 1, 2002.  This Plan
was approved by action of the  Compensation  Committee on July 17, 2002 pursuant
to authority granted to it by Board of Directors.EXHIBIT 4.1

                                                                    June 7, 2002

Union Acceptance Corporation
250 North Shadeland Avenue
Indianapolis, Indiana  46219
Attention:  Mr. Rick A. Brown

     Re:  Amendment to Note Purchase Agreement

Ladies and Gentlemen:

     Reference is hereby made to the Note Purchase  Agreement  dated as of March
24, 1997 among Union  Acceptance  Corporation (the "Company") and the Purchasers
identified therein (the "Note Purchase Agreement").  All terms used herein which
are defined in the Note  Purchase  Agreement and not  otherwise  defined  herein
shall have the meaning ascribed to them in the Note Purchase Agreement.

     The Company has requested that certain terms of the Note Purchase Agreement
be  amended.  This letter  amendment  responds to that  request.  The  amendment
contained in this letter amendment and the  effectiveness  thereof is subject to
the execution and delivery of this letter  amendment by the Required Holders and
the Company.

     Subject to the  conditions  set forth above,  the Required  Holders and the
Company  hereby  agree that the Note  Purchase  Agreement  is hereby  amended as
follows:

     1. The definition of the term "Securitization" contained in Section 12.1 of
the Note Purchase Agreement is hereby amended and restated as follows:

          "Securitization"  means a public or private  transfer of auto loan and
     other consumer loans and related consumer  contracts in the ordinary course
     of business  which  transfer  is  recorded  as a sale or secured  financing
     according to GAAP as of the date of such transfer, and by which the Company
     or one of its  Subsidiaries  directly or  indirectly  securitizes a pool of
     specified consumer auto loans or other consumer loans and related contracts
     including  but not limited to any such  transactions  involving the sale of
     specified  Auto  Receivables or consumer  receivables  to a  securitization
     entity  established  for such  purpose in  connection  with the issuance of
     asset-backed  securities and including  without  limitation the outstanding
     UFSB and UACSC Grantor Trust or Auto Trust securitizations  entered into by
     the Company's  predecessor  or its  Subsidiaries  prior to the date of this
     Agreement.

     Except as hereby amended or otherwise modified, the Note Purchase Agreement
shall remain in full force and effect and is hereby  ratified  and  confirmed in
all respects;  each of the other Credit Documents shall remain in full force and
effect after the amendment of the Note Purchase  Agreement  contemplated  hereby
and each such other  Credit  Document is hereby  ratified  and  confirmed in all
respects.  This letter  amendment may be executed in any number of  counterparts
and by different  parties on separate  counterparts,  and each such  counterpart
shall be deemed to be an  original,  but all such  counterparts  shall  together
constitute one and the same letter  amendment.  This letter amendment shall be a
contract made and governed under the internal laws of the State of New York.

     The terms and provisions of the above letter amendment to the Note Purchase
Agreement are hereby agreed and  consented to. As additional  consideration  for
the  amendments  contained in the above  letter  agreement,  the Company  hereby
confirms that all information provided to the Purchasers in connection with this
amendment is true and correct in all material respects as of the date hereof and
as of the effective date of this amendment.

                           UNION ACCEPTANCE CORPORATION

                           By: /s/ Rick A. Brown
                              -------------------------------------
                              Rick A. Brown, Executive Vice President, and
                                      Chief Financial Officer
Date:    7/1/02

<PAGE>

                           THE NOTE PURCHASERS:

                           PRINCIPAL LIFE INSURANCE COMPANY

                           By: Principal Capital Management, LLC,
                               a Delaware limited liability company,
                               its authorized signatory

                           By: /s/ Douglas A. Drees
                               -------------------------------------
                               Name:    Douglas A. Drees
                               Title:   Counsel

                           By: /s/ Joellen J. Watts
                               -------------------------------------
                               Name:    Joellen J. Watts
                               Title:   Counsel

                      Current principal balance as of June 7, 2002:  $15,000,000

                           STATE STREET BANK & TRUST CO

                           By: /s/ Scott Hockman
                               -------------------------------------
                               Name:    Scott Hockman
                               Title:   Assistant Vice President

                       Current principal balance as of June 7, 2002:  $5,000,000

                           EMSEG & CO

                           By: /s/ Sandrea Bland
                               -------------------------------------
                               Name:    Sandrea Bland
                               Title:   OPS Manager

                       Current principal balance as of June 7, 2002:  $4,000,000
                                                             No. 54 @ 2MM
                                                             No. 34 @ 2MM

                           NEW YORK LIFE INSURANCE COMPANY

                           By: /s/ Anthony Malloy
                               -------------------------------------
                               Name:    Anthony Malloy
                               Title:   Investment Vice President

                       Current principal balance as of June 7, 2002:  $8,333,333

                           NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION

                           By: New York Life Investment
                               Management, LLC, its Investment
                               Manager

                           By: /s/ Anthony Malloy
                               --------------------------------------
                               Name:    Anthony Malloy
                               Title:   Director

                      Current principal balance as of June 7, 2002:  $10,333,333

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