Document:

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                                                                    EXHIBIT 10.3

                              CONSULTING AGREEMENT

         This CONSULTING AGREEMENT (this "Agreement"), made and entered into as
of the 10th day of December, 1999, is by and between Steven Ross ("Consultant"),
and BugSolver.Com, Inc., a Delaware Corporation (the "Company").

                                WITNESSETH THAT:

         WHEREAS, the Company desires to engage the Consultant in the capacity
hereinafter stated, and the Consultant desires to enter into an engagement with
the Company in such capacity for the period and on the terms and conditions set
forth herein;

         NOW, THEREFORE, in consideration of the mutual covenants and agreements
set forth below, it is hereby covenanted and agreed by the Company and the
Consultant as follows:

         1. Consulting Period. The Company hereby agrees to employ the
            Consultant as its Chief Executive Officer, and the Consultant, in
            such capacity, agrees to provide services to the Company for the
            period (the "Consulting Period") beginning on the date first above
            written and ending, subject to Section 5, on March 31, 2000, which
            is the date 110 days after the date hereof (the "Termination Date").
            This Agreement will automatically renew for successive ninety-day
            periods unless either party gives the other written notice of
            termination as described in Section 5 hereof, with each such renewal
            period being considered an extension of the Consulting Period.

         2. Board of Directors. The Consultant hereby agrees to serve as a
            member of the Board of Directors of the Company. The Company agrees
            that, without limiting any rights of Consultant under the Company's
            certificate of incorporation, (a) Consultant's liability as a
            director shall be limited to the maximum extent permitted by law,
            (b) Consultant shall be indemnified and held harmless by the Company
            from and against any and all losses, liabilities, claims, expenses
            and the like incurred by or asserted against Consultant as a
            director, to the maximum extent permitted by law and (c) prior to
            the Company's filing of a registration statement with respect to an
            initial public offering, the Company shall have obtained Directors
            and Officers liability insurance providing insurance for the
            Consultant against liability as a director of the Company, and the
            maintenance of that insurance shall be a condition to Consultant so
            serving during the process of filing and having declared effective
            such registration statement.

         3. Performance of Duties. The Consultant agrees that, during the
            Consulting Period, as requested by the Board of Directors of the
            Company, the Consultant will provide his best efforts, professional
            energy and talent to serving as Consultant and a board member in the
            best interests of the Company. Consultant will perform, among other
            duties consistent with the position of Chief Executive Officer,
            those tasks and duties listed on Exhibit A attached hereto.

         4. Compensation. Subject to the terms and conditions of this Agreement,
            during the Consulting Period, the Consultant shall be compensated by
            the Company for his services as follows:

            (a) The Consultant shall receive a consulting fee of $20,000 for
                each month he is engaged as a Consultant by the Company under
                this Agreement (the "Consulting Fee"), payable on the first day
                of each month during the Consulting Period.
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            (b) The Consultant shall receive, as a "signing bonus" in
                consideration for (i) his agreement to enter into this Agreement
                and (ii) his payment to the Company of $300 (which shall be
                credited against his first month's payment of the Consulting
                Fee), 30,000 shares of the Company's Common Stock, $.01 par
                value (the "Common Stock"), which shares shall constitute 1% of
                the number of shares of Common Stock initially to be issued to
                TekInsight.Com, Inc.

            (c) Following both (i) the first renewal of this Consulting
                Agreement for an additional Consulting Period and (ii) the
                successful completion of a private placement of securities by
                the Company the gross proceeds of which to the Company shall
                equal at least $10,000,000 (the "Private Placement"), the
                Company shall grant to the Consultant five-year options (the
                "Options") to purchase that number of shares of the Company's
                Common Stock as shall equal 4% of the outstanding shares of
                Company Common Stock immediately following completion of the
                Private Placement (the "Options"), which Options shall be
                exercisable at the price at which shares of the Common Stock are
                issued by the Company in the Private Placement. The Options
                shall vest one year from the closing date of the Private
                Placement (the "Vsting Date"); provided, that in the --------
                event that the Company completes an initial public offering of
                its securities prior to the Vesting Date. the Options shall vest
                on the closing date of such initial public offering. Upon the
                termination of the Consulting Agreement by either party hereto,
                the Options which have not vested at such time shall
                automatically become null and void

            (d) The Consultant shall promptly be reimbursed for reasonable
                expenses incurred in the performance of his duties hereunder;
                provided, that he shall furnish an itemized account satisfactory
                to the Board of Directors in substantiation of such
                expenditures.

            (e) In connection with the issuance of shares of Common Stock and
                the granting of the Options to the Consultant, the Consultant
                agrees that he shall execute sand deliver to the Company such
                agreements and instruments as counsel to the Company shall deem
                necessary in order for the Company to comply with applicable
                federal and state securities laws.

         5. Termination. This Agreement shall terminate upon the occurrence of
            any of the following:

            (a) Without Cause. Either party may terminate this Agreement upon
                thirty (30) days' written notice.

            (b) Discharge for Cause. The Board of Directors of the Company may
                terminate this Agreement if:

                (i)   The Consultant is or becomes habitually addicted to drugs
                      or alcohol.

                (ii)  The Consultant discloses confidential information in
                      violation of Section 6.

                (iii) The Consultant, voluntarily or involuntarily, steps down
                      from the Board of Directors of the Company.

                (iv)  The Company is directed by regulatory or governmental
                      authorities to terminate the engagement of the Consultant
                      or the Consultant engages in activities that result in
                      actions to be taken by regulatory or governmental

                                      -2-
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                      authorities that have a material adverse effect on the
                      Company.

                (v)   The Consultant is convicted of or pleads nolo contendere
                      to any felony involving moral turpitude or to any crime in
                      connection with his duties hereunder which causes
                      substantial detriment to the Company, but specifically
                      shall not include traffic offenses.

                (vi)  The Consultant breaches his duties under this Agreement in
                      any material respect, and that breach is not cured within
                      ten (10) days of notice thereof from the Company to the
                      Consultant. Such notice will only be required for the
                      first said breach.

                (vii) The Consultant engages in any misconduct that has a
                      material adverse effect on the Company.

               (viii) The Consultant commits an act of fraud against the
                      Company or any client of the Company.

         6. Confidential Information. Except as may be required by the law or to
            enforce the provisions of this Agreement, the Consultant agrees (a)
            to keep secret and confidential indefinitely all non-public
            information concerning the Company and its affiliates which was
            acquired by or disclosed to the Consultant during the course of his
            engagement by the Company, including information relating to
            customers (including, without limitation, credit history, repayment
            history, financial information and financial statements), costs,
            operations, financial data and plans (whether past, current or
            planned) and (b) not to disclose the same, either directly or
            indirectly, to any other person, firm or business entity, or use it
            in any way other than to perform its obligations hereunder;
            provided, however, that the provisions of this Section 6 shall not
            apply to information (a) which is in the public domain, (b) which
            was disclosed to the Consultant by independent third parties who, to
            Consultant's knowledge, were not bound by an obligation of
            confidentiality or (c) which the Consultant is required to disclose
            in order to respond to a summons or subpoena or in connection with
            any litigation; and provided further, that the Company recognizes
            that the Consultant shall, during the course of his engagement with
            the Company, acquire certain general information regarding the
            financial condition, borrowing trends and business operations of the
            Company's customers and agrees that the provisions of this Section 6
            shall not apply to the use of such general information; provided
            that the use of such information does not violate applicable Federal
            or state laws. The Consultant further agrees that he will not make
            any statement or disclosure of information gained by him in
            connection with the performance of duties under this Agreement which
            would be prohibited by applicable Federal or state laws.

         7. Successors. This agreement shall be binding on, and inure to the
            benefit of, the Company and its successors and assigns and any
            person acquiring all or substantially all of the Company's assets
            and business, whether by merger, consolidation, purchase of assets
            or otherwise.

         8. Nonalienation. The interests of the Consultant under this Agreement
            are not subject to the claims of his creditors, and may not
            otherwise be voluntarily or involuntarily assigned, alienated or
            encumbered.

         9. Remedies. The Consultant acknowledges that the Company may be
            irreparably injured by a violation of Section 6, and agrees that the
            Company shall be entitled to an injunction restraining the

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             Consultant from any actual or threatened breach of Section 6, or to
             any other appropriate equitable remedy without bond or other
             security being required.

         10. Waiver of Breach. The waiver by either the Company or the
             Consultant of a breach of any provision of this Agreement shall not
             operate as or be deemed a waiver of any subsequent breach by either
             the Company or the Consultant.

         11. Notice. Any notice to be given hereunder by a party hereto shall be
             in writing and shall be deemed to have been given when delivered by
             hand or by facsimile with confirmation back, one day after delivery
             to an overnight courier of national reputation (for next day
             delivery) or three days after being deposited in the U.S. mail,
             certified or registered mail, postage prepaid:

             (a) to the Consultant addressed as follows:
                 Steven Ross
                 2 Leesbury Court
                 Newport Beach, CA 92660

             (b) to the Company addressed as follows:
                 BugSolver.Com, Inc.
                 C/o TekInsight.Com, Inc.
                 5 Hanover Square
                 New York, NY 10004

         12. Amendment. This Agreement may be amended or cancelled by mutual
             agreement of the parties in writing without the consent of any
             other person and no person, other than the parties hereto, shall
             have any rights under or interest in this Agreement or the
             subject matter hereof.

         13. Applicable Law. The provisions of this Agreement shall be construed
             in accordance with the internal laws of the State of New York,
             without regard to its principles of conflict of laws.

         14. Termination. All of the provisions of this Agreement shall
             terminate upon the expiration of the Consulting Period, as it may
             be extended, except that the obligations of Section 6 shall not
             terminate and shall remain in effect indefinitely.

                                      -4-
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         IN WITNESS WHEROF, the Consultant and the Company have executed this
Consulting Agreement on the ______ day of December, 1999.

STEVEN ROSS                                     BUGSOLVER.COM, INC.

By:___________________________                  By:_____________________________
          Steven Ross

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                                    EXHIBIT A

Steven Ross's duties, as a Consultant to BugSolver.Com, Inc, shall include the
following:

He shall devise and write a comprehensive business plan.

He shall help arrange and supervise beta testing.

He shall solicit and enter into vendor relationships.

He shall supervise the marketing of the BugSolver Web site and develop a
strategy to promote the BugSolver Web site.

He shall actively participate in BugSolver's efforts to raise capital through a
private placement.

                                      -6-<PAGE>   1
CERTAIN CONFIDENTIAL MATERIAL CONTAINED IN THIS DOCUMENT HAS BEEN OMITTED AND
FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION PURSUANT TO 17
C.F.R. SUBSECTIONS 200.80(B)(4), AND 230.406.**

[*] indicates redacted text.

                                SUPPLY AGREEMENT
                                ----------------

         THIS AGREEMENT made as of the 16 day of July, 1998, by and between
Medsite Publishing, Inc, a Delaware Corporation, with principal offices at 60
East 13th Street, 5th Floor, New York, NY 10003 (hereinafter "Company") and
Matthews Medical Books, a Missouri corporation, with principal offices at 11559
Rock Island Ct., Maryland Heights, MD 63043, (hereinafter "Supplier"),

                                   WITNESSETH
                                   ----------

         WHEREAS, Supplier is engaged in the sale and distribution of medical
books and electronic media products, (hereinafter the "Products") and medical
supplies and equipment, (hereinafter the "Supplies"); and

         WHEREAS, the Company desires to secure a continuing source of supply of
the Products and Supplies; and

         WHEREAS, the parties desire to establish the terms and conditions upon
which Supplier will provide the Products and Supplies to the Company, and upon
which the Company will accept and pay for the Products and Supplies, on or after
the date of this Agreement;

         NOW, THEREFORE, in consideration of and in reliance upon mutual
covenants, agreements and conditions hereinafter set forth, the parties hereto
agree as follows:

         1.   Supply:

              1.1 During the terms of this Agreement, Supplier shall supply to
the Company, and the Company shall purchase from Supplier, the Products and
Supplies in the quantities set forth in written purchase orders delivered to
Supplier by Company and indicating the desired quantity of the Products or
Supplies, delivery dates and destinations. The Company shall be responsible for
ensuring the accuracy of information contained on the purchase orders sent to
the Supplier. All materials will be shipped [*] origin. Products and Supplies
that are undeliverable due to incorrect information contained in the purchase
order are the responsibility of [*]. Products and Supplies that are
undeliverable due to an error on the part of the Supplier are the responsibility
of the Supplier.

              Supplier will use its commercial best efforts to ship the Products
or Supplies within 24 hours of receipt of [*] or an equivalent agreed upon
format for electronic orders, or at such later date as may be requested by the
Company. Certain business occurrences (e.g. publisher out-of-stock) may cause
shipping times to be longer. Additionally, if the Company is unable to transmit
the purchase orders in [*] format, the Company may provide the Supplier written
or email purchase orders. Written or email orders must be manually processed.
Manual processing may cause delays in shipping.

<PAGE>   2

              1.2 The Supplier will provide an electronic confirmation of all
orders received. Thirty days from the signing of this agreement the Supplier
agrees to provide confirmation of shipping and tracking information (for those
carriers that provide automated tracking information) for all orders received by
the Supplier within [*] hours of receipt of the purchase order related thereto.
The Supplier will provide this information electronically in a mutually
agreeable format. The Supplier will use its commercial best efforts to provide
the Company an electronic confirmation on all orders that are not in stock,
Backorder status, along with an estimated date of delivery as available from the
publishers to the Company within [*] hours of receipt of the purchase order
related thereto.

              1.3 The Supplier and the Company will use their respective
commercial best effort to create systems to place orders, receive purchase order
acknowledgments, transmit and receive invoices, receive shipping and tracking
information, and receive Product and Supplies information. [*] is the intended
format for purchase orders, purchase order acknowledgement, and invoices. The
Company and Supplier will agree upon the transmission vehicle (ftp, email, etc.)
for sending [*] formatted documents or an equivalent agreed upon electronic
format.

              2. Price; Payment: The prices to be paid by the Company to
Supplier for the Products and Supplies shall be in US Dollars. The prices shall
be set forth by the Supplier in electronic format in its database of Products
and Supplies as described in Section 3 below. Generally, the Supplier receives a
discount from publisher's list price on Products ("Supplier's Discount"). [*]
the Company will pay the Supplier according to the Discount Schedule below. The
discount codes for each product will be transmitted to the Company in the
database (section 3).

DISCOUNT SCHEDULE
-----------------

CODE     DISCOUNT
----     --------
[*]

                                      -2-

[*] indicates redacted text.
<PAGE>   3
DISCOUNT SCHEDULE
-----------------

CODE     DISCOUNT
----     --------

[*]
                   There will be a distribution fee of [*] per shipment for
Products and Supplies ordered from the Supplier by the Company. Thirty days from
the signing of this agreement, for written or email purchase orders (not in
BISAC format), there will be a processing fee of [*] per order for input of
the order into the Supplier's system. If the Company inputs the orders, the
order processing fee will be waived. The Supplier will make available to the
Company access to the Suppliers system for purpose of the Company inputting
orders. For shipping and tracking information, if the Company is unable to
accept an electronic file, there is a [*] per shipment. If the Company is
unable to submit or receive the purchase order information or shipping and
tracking information due to the fault of the Supplier, the processing fees will
be waived by the Supplier. The Supplier will provide the Supplies at a price to
the Company as set forth on the database of Products and Supplies described in
Section 3 below. The Prices for backordered items shall be the prices in effect
on the day the order is placed. All backorders are considered valid unless
cancelled in writing.

                   Shipping charges, customs charges and non-deliverable charges
assessed by the carrier shall be the responsibility of [*].

                   2.1 The Company shall have the right at any time to maintain
a line of credit agreed upon between the Supplier and Company. The company can
maintain an outstanding balance up to or at the credit limit. Payment shall be
made in full by the Company within [*] from the date of invoice for Products
and Supplies. As the Company's credit history is established, the Supplier will
increase the Company's credit limit. Claims for shortages or damaged merchandise
must be sent to Supplier within thirty days of receipt of goods.

              3. The Database: Commencing on the date hereof [*] will make the
database of Products and Supplies available to [*] in an electronic format. [*]
will provide daily updates to the database electronically, in a format that is
mutually agreeable to [*] and [*]. [*] agrees to provide the following
information for all the Products in the database; [*]. [*] will use their best
efforts to ensure that the weekly updates will include information regarding [*]
for all the categories in the weekly updates. [*] agrees to provide the
following information for [*] in the database; [*] and other material
specifications. [*] will also provide [*] a login and password for accessing
the database via telnet to allow [*] to view products information and view [*]
inventory levels. [*] grants to [*] a non-transferable, non-exclusive license to
use this database information. [*] may not copy, reproduce or redistribute this
database except with prior written consent of [*]. This

[*] indicates redacted text.

                                      -3-

<PAGE>   4

database and associated files are provided "as is" and without warranties as to
performance of merchantability or any other warranties whether expressed or
implied. No warranty or fitness for a particular purpose is offered.

              4. Customer Service: The Supplier will assign a customer service
representative to the Company. This representative will be made available to
Company during normal business hours to answer questions concerning and assist
Company with respect to, products, shipments, deliveries and returns.

              The Company will be responsible for customer service to the
individuals, organizations and institutions ("Company's Customers") that
purchase from the Company. The Company is responsible for assisting the
Company's customers in purchasing product, customer issue resolution,
tracking/tracing shipments and authorizing/accepting returns.

              5. Returns: All returns will be sent to [*], unless otherwise
agreed upon by both parties. [*] is responsible for return shipping. If the
return is caused by [*] error (shipment of the incorrect Product or Supply) or
defective product, [*] will assume responsibility for the return shipping and
processing. A replacement Product or Supply will be shipped to the customer by
[*] at [*] expense. For the [*], any returns other than those due to Supplier
error or defective product must be authorized in advance by the Supplier.
Defective Supplies that are subject to a manufacturer's warranty for repair or
replacement are the responsibility of [*]. Personalized Supplies are
non-returnable (The Supplier often monograms lab coats or engraves doctors'
bags). Special orders for the Supplies are non-returnable.

              6.   FORCE MAJEURE:

                   6.1 Neither party shall be liable to the other for any delay
or failure to perform any of its obligations hereunder which delay or failure
results from natural events (fire, flood, lightning, etc.), accidents
(explosion, transportation accidents, etc.), civil events (strikes, labor
disturbances, raw material and equipment shortages, etc.), or any other
contingency beyond the reasonable control of the party.

                   6.2 Each party hereto agrees to promptly notify the other in
the event of any force majeure, and the parties shall use their reasonable
commercial best efforts to avoid or remove any such force majeure and to resume
performing their obligations hereunder as quickly as practicable.

              7.   NOTICES: Notices under this Agreement shall be given in
writing and confirmed by overnight mail and shall be addressed:

                  In the case of the Company to:
                  Medsite Publishing, Inc.
                  60 East 13th Street, 5th Floor
                  New York, NY 10003

[*] indicates redacted text.

                                      -4-
<PAGE>   5

                 In the case of the Supplier to:
                 Matthews Medical Books
                 11559 Rock Island Ind. Crt.
                 Maryland Hgts, MO 63043

              8. TERMINATION FOR BREACH: Either party may terminate this
Agreement with a 60 day written notice to the other party. In the event of
either party's bankruptcy, or insolvency, or in the event of any proceedings,
voluntary or involuntary, against either party under the bankruptcy or
insolvency laws, which is not dismissed within ninety (90) days, or in the event
of either party's inability to meet its debts in the ordinary course of
business, the other party, upon providing written notice, may terminate this
Agreement with immediate effect.

              9. GOVERNING LAW: The construction, validity and performance of
this Agreement shall be governed by the laws of the State of New York without
regard to conflict of law principles.

              10. ARBITRATION:

                   10.1 If, during the term of this Agreement, any question,
dispute or difference whatsoever arises between the parties hereto upon or in
relation to or in connection with this Agreement, either party shall give to the
other party written notice of the existence of such question, dispute or
difference and shall, in good faith, communicate with the other party in a bona
fide effort to resolve the same.

              11. INTEGRATION:

                   11.1 This Agreement sets forth the entire agreement between
the parties hereto as to the subject matter hereof, merges all discussions
between them and annuls and replaces every other contract, agreement, or letter
of understanding which may hitherto have existed between them.

                   11.2 The invalidity or unenforceability of any provision
under this Agreement shall not affect the validity of the remainder of this
Agreement. In such event the parties hereto will replace the invalid or
unenforceable provision by a provision which has the same economic effect.

                   11.3 No amendment, modification or interpretation of this
Agreement shall become effective unless made in writing and signed by the
parties hereto.

[*] indicates redacted text.

                                      -5-
<PAGE>   6

              IN WITNESS WHEREOF, the parties hereto have caused this agreement
to be executed by duly authorized officers as of the date first above written.

For Medsite Publishing Inc.,                For Matthews Medical Books, Inc.

By:/s/Sundeep Bhan                          By:/s/Greg Schuster
   ----------------------------------          -------------------------------
Signature                                   Signature

     Sundeep Bhan                                Greg Schuster
-------------------------------------       ----------------------------------
Name                                        Name

President                                         Vice President
-------------------------------------       ----------------------------------
Title                                       Title

[*] indicates redacted text.

                                      -6-

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