Document:

Offer Letter - Scott Sanborn

 Exhibit 10.19 
 

 
 eHealth, Inc. 
 440 East Middlefield Road 
 Mountain View, CA 94043 
 www.ehealth.com 
 Phone 650.584.2700 
 Fax 650.961.2110 
 November 13, 2008

 Scott Sanborn 
  
  
 Dear Scott, 
 We are pleased to offer you the full time, regular position of Chief Revenue and Marketing Officer with eHealthInsurance Services, Inc. (the “Company”) commencing on November 24, 2008. Our team is
excited that you will be joining us. You will report to and work under the direction of Gary Lauer, President and Chief Executive Officer. 
 You will be a regular full-time exempt employee and your starting annual base compensation shall be $275,000 per year, less applicable withholding, payable bi-weekly in accordance with the Company’s standard payroll practices. Pending
approval by the Company’s Compensation Committee, you will be eligible to participate in the eHealth, Inc. 2009 Executive Bonus Plan. Your bonus target will be 50% of your base salary (maximum payout of up to 75% of base salary). 
 Additionally, if you decide to join us, it will be recommended to a committee of the Board of Directors that you be granted an option entitling you to
purchase 75,000 shares of eHealth, Inc. Common Stock at the closing price on the date of the grant. The date of grant (the “Date of Grant”) is always the third Tuesday of a month, and it occurs at least 10 business days after a committee
of the Board approves your grant. Unless the committee determines otherwise, your Option will become exercisable for 25% of the total number of shares one year from your start date, and thereafter the balance will become exercisable in equal monthly
installments over the next 36 months, subject to your continued employment with us. Your option will have a maximum term of seven years from the Date of Grant, or earlier if your employment terminates. The option will be subject to the eHealth, Inc.
2006 Equity Incentive Plan and the form of Stock Option Agreement thereunder. 
 In addition to recommending the grant of the stock option,
it will be recommended to a committee of the Board of Directors that you be granted a restricted stock unit covering 25,000 shares of eHealth, Inc. common stock (the “RSU”) under the following vesting schedule: 6,250 shares of the common
stock subject to the RSU will vest on the twelve month anniversary of your start date. Unless the committee determines otherwise, the remainder of the shares of common stock subject to the RSU will vest in equal 6,250 share amounts on the
anniversary of 

 Scott Sanborn 
 November 13, 2008 
 Page 2 
  

 
such vesting start date in each of the three years after the twelve-month anniversary, subject to your continued employment with us. The RSU will not be
issued until the Date of Grant and will be subject to the terms and conditions of the eHealth, Inc. 2006 Equity Incentive Plan and form of Restricted Stock Unit agreement thereunder. 
 In the event your employment is involuntarily terminated without cause, then, subject to the
effectiveness of a release of claims substantially in the form attached hereto as Exhibit A within sixty days of the date of your termination, you shall immediately receive a lump-sum severance payment on the 61st day following the date of your termination (or such later date as is necessary to avoid the imposition of additional taxes under Internal Revenue Code
Section 409A) equal to six (6) months of your base salary then in effect. 
 For the purposes of this offer letter,
“cause” shall mean your (i) conviction of, guilty plea, or plea of nolo contendere to, any felony; (ii) commission of an act of fraud or dishonesty against the Company; (iii) willful breach of material provisions of the
Company’s policies; (iv) intentional damage to the Company’s property; (v) breach of the Proprietary Information and Inventions Agreement; or (vi) refusal to follow the reasonable and lawful policies or directions of the
Company as specified by the CEO after being provided with notice of such failure and an opportunity to cure within thirty (30) days of receipt of such notice (and satisfactory cure as determined by the CEO), provided, however, that failure to
satisfy certain performance objectives such as meeting the Company’s business goals will not in and of itself constitute cause. 
 Notwithstanding anything to the contrary in this offer letter, if you are a “specified employee” within the meaning of Section 409A of the Internal Revenue Code and any final regulations and guidance promulgated thereunder
(“Section 409A”) at the time of your termination, then any severance payments payable pursuant to this offer letter and any other severance payments or separation benefits which may be considered deferred compensation under
Section 409A (together, the “Deferred Compensation Separation Benefits”) otherwise due to you on or within the six (6) month period following your separation from service will accrue during such six (6) month period and will
become payable in a lump sum payment on the date six (6) months and one (1) day following the date of your separation from service. All subsequent payments, if any, will be payable in accordance with the payment schedule applicable to each
payment or benefit. It is the intent of this offer letter to comply with the requirements of Section 409A so that none of the severance payments to be provided hereunder will be subject to the additional tax imposed under Section 409A, and
any ambiguities herein will be interpreted to so comply. 
  

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 Scott Sanborn 
 November 13, 2008 
 Page 3 
  

 Please note that your employment will be an at-will relationship. This means that either you or the
company may terminate the employment relationship at any time and for any reason, with or without notice. Nothing in the grant of a stock option, the grant of the RSU or otherwise in this offer of employment should be construed as a guarantee of
continued employment for any set period of time. 
 By signing below, you consent to the resolution by arbitration of all claims or
controversies, past, present or future, between you and the company, whether or not arising out of your employment, pursuant to the Mutual Agreement to Arbitrate Claims, which is incorporated herein by reference. 
 As a condition of your employment, you also agree to sign and abide by the Proprietary Information and Inventions Agreement. 
 This offer, the Proprietary Information and Inventions Agreement, any stock option agreement, any RSU agreement and the Mutual Agreement to Arbitrate
Claims represent the entire agreement between you and the company regarding your employment with the company, and supersede any previous oral or written agreements. This offer and your employment are contingent upon (1) satisfactory results
from your background check, and (2) your providing within three days of your commencement date proof of your ability to work lawfully in the United States in compliance with the Immigration Reform and Control Act of 1986. 
 In acceptance of this position, please sign and return a copy of this letter, together with a signed copy of the company’s standard Proprietary
Information and Inventions Agreement and the Mutual Agreement to Arbitrate Claims. 
 I know I speak for the rest of the team in saying that
we are looking forward to working with you as you bring your unique and significant skills to the company. This offer expires on November 13, 2008. If you have any questions, please feel free to call me. 
  

					
	Sincerely,	 		 	Accepted:
			
	/s/ Gary Lauer	 		 	/s/ Scott Sanborn
	Gary Lauer	 		 	Scott Sanborn
	 President and Chief Executive Officer
 eHealthInsurance Services, Inc.
	 		 	  
 11/24/08                                      
                      

	 		 	Date

  

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 EXHIBIT A 
 EHEALTH, INC./SCOTT SANBORN 
 RELEASE OF CLAIMS 
 This Release of Claims (“Agreement”) is made by and between eHealth, inc. (the “Company”), and Scott Sanborn (“Employee”).

 WHEREAS, Employee has agreed to enter into a release of claims in favor of the Company upon certain events specified in the Amendment to
the Offer Letter Supplement to which this release of claims is attached as Exhibit A. 
 NOW THEREFORE, in consideration of the mutual
promises made herein, the Parties hereby agree as follows: 
 1. Termination. Employee’s employment from the Company terminated
on ________________. 
 2. Confidential Information. Employee shall continue to maintain the confidentiality of all confidential and
proprietary information of the Company and shall continue to comply with the terms and conditions of the Proprietary Information and Inventions Agreement, between Employee and the Company. Employee shall return all the Company property and
confidential and proprietary information in his possession to the Company on the Effective Date of this Agreement. 
 3. Payment of
Salary. Employee acknowledges and represents that the Company has paid all salary, wages, bonuses, accrued vacation, commissions and any and all other benefits due to Employee. 
 4. Release of Claims. Employee agrees that the foregoing consideration represents settlement in full of all outstanding obligations owed to
Employee by the Company. Employee, on behalf of himself, and his respective heirs, family members, executors and assigns, hereby fully and forever releases the Company and its past, present and future officers, agents, directors, employees,
investors, shareholders, administrators, affiliates, divisions, subsidiaries, parents, predecessor and successor corporations, and assigns, from, and agrees not to sue or otherwise institute or cause to be instituted any legal or administrative
proceedings concerning any claim, duty, obligation or cause of action relating to any matters of any kind, whether presently known or unknown, suspected or unsuspected, that he may possess arising from any omissions, acts or facts that have occurred
up until and including the Effective Date of this Agreement including, without limitation, 
  

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 (a) any and all claims relating to or arising from Employee’s employment
relationship with the Company and the termination of that relationship; 
 (b) any and all claims relating to, or arising
from, Employee’s right to purchase, or actual purchase of shares of stock of the Company, including, without limitation, any claims for fraud, misrepresentation, breach of fiduciary duty, breach of duty under applicable state corporate law, and
securities fraud under any state or federal law; 
 (c) any and all claims for wrongful discharge of employment; termination
in violation of public policy; discrimination; breach of contract, both express and implied; breach of a covenant of good faith and fair dealing, both express and implied; promissory estoppel; negligent or intentional infliction of emotional
distress; negligent or intentional misrepresentation; negligent or intentional interference with contract or prospective economic advantage; unfair business practices; defamation; libel; slander; negligence; personal injury; assault; battery;
invasion of privacy; false imprisonment; and conversion; 
 (d) any and all claims for violation of any federal, state or
municipal statute, including, but not limited to, Title VII of the Civil Rights Act of 1964, the Civil Rights Act of 1991, the Age Discrimination in Employment Act of 1967, the Americans with Disabilities Act of 1990, the Fair Labor Standards Act,
the Employee Retirement Income Security Act of 1974, The Worker Adjustment and Retraining Notification Act, the California Fair Employment and Housing Act, and Labor Code section 201, et seq. and section 970, et seq. and all amendments
to each such Act as well as the regulations issued thereunder; 
 (e) any and all claims for violation of the federal, or any
state, constitution; 
 (f) any and all claims arising out of any other laws and regulations relating to employment or
employment discrimination; and 
 (g) any and all claims for attorneys’ fees and costs. 
 Employee agrees that the release set forth in this section shall be and remain in effect in all respects as a complete general release as to the matters released. This
release does not extend to any obligations due Employee under Section 4(b) of the Employment Agreement. Nothing in this Agreement waives Employee’s rights to indemnification or any payments under any fiduciary insurance policy, if any,
provided by any act or agreement of the Company, state or federal law or policy of insurance. 
 5. Acknowledgment of Waiver of Claims
under ADEA. Employee acknowledges that he is waiving and releasing any rights he may have under the Age Discrimination in Employment Act of 1967 (“ADEA”) and that this waiver and release is knowing and voluntary. Employee and the
Company agree that this waiver and release does not apply to any rights or claims that may arise under the ADEA after the Effective Date of this Agreement. Employee acknowledges that the consideration given for this waiver and release Agreement is
in addition to anything of value to which Employee was already entitled. Employee further acknowledges that he has been advised by this writing that (a) he should consult with an attorney prior to executing 

 
this Agreement; (b) he has at least twenty-one (21) days within which to consider this Agreement; (c) he has seven (7) days following the
execution of this Agreement by the parties to revoke the Agreement; (d) this Agreement shall not be effective until the revocation period has expired; and (e) nothing in this Agreement prevents or precludes Employee from challenging or
seeking a determination in good faith of the validity of this waiver under the ADEA, nor does it impose any condition precedent, penalties or costs for doing so, unless specifically authorized by federal law. Any revocation should be in writing and
delivered to the Vice-President of Human Resources at the Company by close of business on the seventh day from the date that Employee signs this Agreement. 
 6. Civil Code Section 1542. Employee represents that he is not aware of any claims against the Company other than the claims that are released by this Agreement. Employee acknowledges that he has been
advised by legal counsel and is familiar with the provisions of California Civil Code 1542, below, which provides as follows: 
 A GENERAL
RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR. 
 Employee, being aware of said code section, agrees to expressly waive any rights he may have thereunder, as well as under any statute or common law
principles of similar effect. 
 7. No Pending or Future Lawsuits. Employee represents that he has no lawsuits, claims, or actions
pending in his name, or on behalf of any other person or entity, against the Company or any other person or entity referred to herein. Employee also represents that he does not intend to bring any claims on his own behalf or on behalf of any other
person or entity against the Company or any other person or entity referred to herein. 
 8. Application for Employment. Employee
understands and agrees that, as a condition of this Agreement, he shall not be entitled to any employment with the Company, its subsidiaries, or any successor, and he hereby waives any right, or alleged right, of employment or re-employment with the
Company. 
 9. No Cooperation. Employee agrees that he will not counsel or assist any attorneys or their clients in the presentation
or prosecution of any disputes, differences, grievances, claims, charges, or complaints by any third party against the Company and/or any officer, director, employee, agent, representative, shareholder or attorney of the Company, unless under a
subpoena or other court order to do so. 
 10. No Admission of Liability. Employee understands and acknowledges that this Agreement
constitutes a compromise and settlement of disputed claims. No action taken by the Company, either previously or in connection with this Agreement shall be deemed or construed to be (a) an admission of the truth or falsity of any claims
heretofore made or (b) an acknowledgment or admission by the Company of any fault or liability whatsoever to the Employee or to any third party. 

 11. Costs. The Parties shall each bear their own costs, expert fees, attorneys’ fees and
other fees incurred in connection with this Agreement. 
 12. Authority. Employee represents and warrants that he has the capacity to
act on his own behalf and on behalf of all who might claim through him to bind them to the terms and conditions of this Agreement. 
 13.
No Representations. Employee represents that he has had the opportunity to consult with an attorney, and has carefully read and understands the scope and effect of the provisions of this Agreement. Neither party has relied upon any
representations or statements made by the other party hereto which are not specifically set forth in this Agreement. 
 14.
Severability. In the event that any provision hereof becomes or is declared by a court of competent jurisdiction to be illegal, unenforceable or void, this Agreement shall continue in full force and effect without said provision. 

15. Entire Agreement. This Agreement, along with the Proprietary Information and Inventions Agreement previously entered into by and between
Employee and the Company and Employee’s written equity compensation agreements with the Company, represents the entire agreement and understanding between the Company and Employee concerning Employee’s separation from the Company.

 16. No Oral Modification. This Agreement may only be amended in writing signed by Employee and the Chief Executive Officer of the
Company. 
 17. Governing Law. This Agreement shall be governed by the internal substantive laws, but not the choice of law rules, of
the State of California. 
 18. Effective Date. This Agreement is effective eight (8) days after it has been signed by both
Parties. 
 19. Counterparts. This Agreement may be executed in counterparts, and each counterpart shall have the same force and
effect as an original and shall constitute an effective, binding agreement on the part of each of the undersigned. 
 20. Voluntary
Execution of Agreement. This Agreement is executed voluntarily and without any duress or undue influence on the part or behalf of the Parties hereto, with the full intent of releasing all claims. The Parties acknowledge that: 
 (a) They have read this Agreement; 

 (b) They have been represented in the preparation, negotiation, and execution of this
Agreement by legal counsel of their own choice or that they have voluntarily declined to seek such counsel; 
 (c) They
understand the terms and consequences of this Agreement and of the releases it contains; 
 (d) They are fully aware of the
legal and binding effect of this Agreement. 
 IN WITNESS WHEREOF, the Parties have executed this Agreement on the respective dates set forth
below. 
  

							
		 		 	eHealth, inc.
				
	Dated:                     , 20    	 		 	By	 	 
			
	Dated:                     , 20    	 		 	  

		 		 		 	Scott SanbornSeventh Amendment to Credit Agreement

 Exhibit 10.37 
 SEVENTH AMENDMENT TO CREDIT AGREEMENT 
 THIS SEVENTH AMENDMENT TO CREDIT AGREEMENT, dated as of
April 11, 2008 with an effective date of December 31, 2007 (this “Amendment”), relating to the Credit Agreement referenced below, is by and among Speedway Motorsports, Inc., a Delaware corporation (“SMI”),
and Speedway Funding, LLC, a Delaware limited liability company) (“Speedway Funding” and together with SMI, the “Borrowers”), the subsidiaries and related parties identified as Guarantors on the signature pages
hereto, the Lenders identified on the signature pages hereto, Bank of America, N.A., a national banking association, as Administrative Agent for the Lenders (in such capacity, the “Administrative Agent”), Wachovia Bank, National
Association, as Syndication Agent (in such capacity, the “Syndication Agent”), Calyon New York Branch (successor in interest to Credit Lyonnais New York Branch) and SunTrust Bank, as the Documentation Agents (in such capacity, the
“Documentation Agents”), and Banc of America Securities LLC, as Lead Arranger and Book Manager for the Lenders. Terms used herein but not otherwise defined herein shall have the meanings provided to such terms in the Credit
Agreement. 
 W I T N E S S E T H 
 WHEREAS, a $500 million credit facility has been extended to the Borrowers pursuant to the terms of that Credit Agreement dated as of May 16, 2003, as amended as of November 7, 2003, March 15, 2005, December 2,
2005, May 15, 2006, August 30, 2006 and as of January 10, 2008 (as amended and modified from time to time, the “Credit Agreement”) among the Borrowers, the subsidiaries and related parties identified as
guarantors therein, the Lenders from time to time party thereto, Bank of America, N.A., as Administrative Agent, Wachovia Bank, National Association, as Syndication Agent, Credit Lyonnais, New York Branch, Fleet National Bank, and SunTrust Bank, as
the Documentation Agents, and Banc of America Securities LLC, as Lead Arranger and Book Manager for the Lenders; 
 WHEREAS, the Borrowers
have requested certain modifications to the Credit Agreement; 
 WHEREAS, the requested modifications require the approval of the Lenders;

 WHEREAS, the Lenders have agreed to the requested modifications on the terms and conditions set forth herein; 
 NOW, THEREFORE, IN CONSIDERATION of the premises and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged,
the parties hereto agree as follows: 

 1. Amendment. The definition of “Consolidated Net Income” set forth in
Section 1.1 of the Credit Agreement is amended to read as follows: 
 “ “Consolidated Net Income” means, for any
period, with respect to the combined results of Speedway Motorsports and its Subsidiaries, the gross revenues from operations (including payments received of interest income) less all operating and non-operating expenses including taxes on income,
all determined in accordance with GAAP; but excluding from the calculation of income: (i) net gains on the sale, conversion or other disposition of capital assets, (ii) net gains on the acquisition, retirement, sale or other disposition of
Capital Stock and other securities issued by Speedway Motorsports and its Subsidiaries, (iii) net gains on the collection of proceeds of life insurance policies, (iv) any write-up of any asset, (v) the $12,000,000 loss taken by the
Speedway Motorsports on early debt retirement in the second quarter of 2003, (vi) any other gain or loss of an extraordinary nature as determined in accordance with GAAP, and (vii) any other non-cash gain or loss of a non-recurring nature
relating solely to Motorsports Authentics, LLC, a Delaware limited liability company.” 
 2. Conditions Precedent. This Amendment
shall be effective as of the date hereof upon satisfaction of each of the following conditions precedent: 
 (a) the execution
of this Amendment by the Credit Parties and the Required Lenders; and 
 (b) receipt by the Administrative Agent of all other
fees and expenses owing in connection with this Amendment. 
 3. Representations and Warranties. Each of the Credit Parties hereby
represents and warrants in connection herewith that as of the date hereof (after giving effect hereto) (a) the representations and warranties set forth in Section 6 of the Credit Agreement are true and correct in all material respects
(except those which expressly relate to an earlier date), and (b) no Default or Event of Default has occurred and is continuing under the Credit Agreement. 
 4. Acknowledgments, Affirmations and Agreements. Each of the Credit Parties (i) acknowledges and consents to all of the terms and conditions of this Amendment, (ii) affirms all of its obligations
under the Credit Documents and (iii) agrees that this Amendment does not operate to reduce or discharge the Guarantors’ obligations under the Credit Agreement or the other Credit Documents. 
 5. Credit Agreement. Except as expressly modified hereby, all of the terms and provisions of the Credit Agreement remain in full force and effect.

 6. Expenses. The Borrowers jointly and severally agree to pay all reasonable costs and expenses in connection with the preparation,
execution and delivery of this Amendment, including the reasonable fees and expenses of the Administrative Agent’s legal counsel. 
 7.
Counterparts. This Amendment may be executed in any number of counterparts, each of which when so executed and delivered shall be deemed an original. It shall not be necessary in making proof of this Amendment to produce or account for more
than one such counterpart. 
  

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 8. Governing Law. This Amendment shall be deemed to be a contract under, and shall for all
purposes be construed in accordance with, the laws of the State of North Carolina. 
  

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 IN WITNESS WHEREOF, each of the parties hereto has caused a counterpart of this Amendment to be duly
executed and delivered as of the date first above written. 
  

					
	THE BORROWERS:	 	SPEEDWAY MOTORSPORTS, INC.,
		 	a Delaware corporation
			
		 	By:	 	 /s/ William R. Brooks

		 	Name:	 	 William R. Brooks

		 	Title:	 	 Executive Vice President and Chief Financial Officer

		
		 	SPEEDWAY FUNDING, LLC,
		 	a Delaware limited liability company
			
		 	By:	 	 /s/ William R. Brooks

		 	Name:	 	 William R. Brooks

		 	Title:	 	 President

  

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	GUARANTORS:	 	600 RACING, INC.,
		 	a North Carolina corporation
		 	ATLANTA MOTOR SPEEDWAY, LLC,
		 	a Georgia limited liability company
		 	BRISTOL MOTOR SPEEDWAY, LLC,
		 	a Tennessee limited liability company
		 	CHARLOTTE MOTOR SPEEDWAY, LLC,
		 	a North Carolina limited liability company
		 	INEX CORP.,
		 	a North Carolina corporation
		 	LAS VEGAS MOTOR SPEEDWAY, LLC,
		 	a Delaware limited liability company
		 	MOTORSPORTS BY MAIL, LLC
		 	a North Carolina limited liability company
		 	NEVADA SPEEDWAY, LLC,
		 	a Delaware limited liability company
		 	SMI TRACKSIDE, LLC,
		 	a North Carolina limited liability company
		 	SMISC HOLDINGS, INC.,
		 	a North Carolina corporation
		 	SPEEDWAY MEDIA, LLC,
		 	a North Carolina limited liability company
		 	SPEEDWAY PROPERTIES COMPANY, LLC,
		 	a Delaware limited liability company
		 	SPEEDWAY SONOMA, LLC,
		 	a Delaware limited liability company
		 	SPR, LLC, a Delaware limited liability company
		 	TEXAS MOTOR SPEEDWAY, INC.,
		 	a Texas corporation
		 	TRACKSIDE HOLDING CORPORATION,
		 	a North Carolina corporation
			
		 	By:	 	 /s/ William R. Brooks

		 	Name:	 	 William R. Brooks

		 	Title:	 	 Vice President

		
		 	SPEEDWAY SYSTEMS LLC,
		 	a North Carolina limited liability company
			
		 	By:	 	SPR, LLC,
		 		 	its manager
				
		 		 	 By:
	 	 /s/ William R. Brooks

		 		 	 Name:
	 	 William R. Brooks

		 		 	 Title:
	 	 Vice President

  

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	ADMINISTRATIVE AGENT:	 	BANK OF AMERICA, N.A.,
		 	in its capacity as the Administrative Agent
			
		 	By:	 	 /s/ Bridgett J. Manduk

		 	Name:	 	 Bridgett J. Manduk

		 	Title:	 	 Assistant Vice President

		
	LENDERS:	 	BANK OF AMERICA, N.A.,
in its capacity as a Lender, Swingline Lender and Issuing Lender
			
		 	By:	 	 /s/ Madison B. Wyche IV

		 	Name:	 	 Madison B. Wyche IV

		 	Title:	 	 Vice President

		
		 	CALYON NEW YORK BRANCH (successor in interest to Credit Lyonnais New York Branch), in its capacity as Documentation Agent and as a Lender
			
		 	By:	 	 /s/ Brian Myers

		 	Name:	 	 Brian Myers

		 	Title:	 	 Managing Director

			
		 	By:	 	 /s/ Robert Smith

		 	Name:	 	 Robert Smith

		 	Title:	 	 Managing Director

		
		 	CAROLINA FIRST
			
		 	By:	 	 /s/ Charles D. Chamberlain

		 	Name:	 	 Charles D. Chamberlain

		 	Title:	 	 Executive Vice President

		
		 	COMERICA BANK
			
		 	By:	 	 /s/ Scott M. Kowalski

		 	Name:	 	 Scott M. Kowalski

		 	Title:	 	 Vice President

  

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		 	FIRST TENNESSEE BANK NATIONAL ASSOCIATION
			
		 	By:	 	 /s/ Miles R. Snider

		 	Name:	 	 Miles R. Snider

		 	Title:	 	 Vice President

		
		 	FIRSTRUST BANK
			
		 	By:	 	 /s/ Ellen Frank

		 	Name:	 	 Ellen Frank

		 	Title:	 	 Vice President

		
		 	JPMORGAN CHASE BANK, N.A.
			
		 	By:	 	 /s/ Sean P. Golden

		 	Name:	 	 Sean P. Golden

		 	Title:	 	 Assistant Vice President

		
		 	RBC BANK
			
		 	By:	 	 /s/ Richard E. Anglin III

		 	Name:	 	 Richard E. Anglin III

		 	Title:	 	 Bank Officer

		
		 	REGIONS BANK
			
		 	By:	 	 /s/ Elaine Passman

		 	Name:	 	 Elaine Passman

		 	Title:	 	 Vice President

		
		 	SOVEREIGN BANK
			
		 	By:	 	 /s/ Kathryn McEnroe Williams

		 	Name:	 	 Kathryn McEnroe Williams

		 	Title:	 	 Vice President

		
		 	SUNTRUST BANK, in its capacity as Documentation Agent and as a Lender
			
		 	By:	 	 /s/ William C. Barr, III

		 	Name:	 	 William C. Barr, III

		 	Title:	 	 Managing Director

  

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		 	US BANK NATIONAL ASSOCIATION
			
		 	By:	 	 /s/ Charles L. Thomas

		 	Name:	 	 Charles L. Thomas

		 	Title:	 	 Vice President

		
		 	WACHOVIA BANK, NATIONAL ASSOCIATION, in its capacity as Syndication Agent and as a Lender
			
		 	By:	 	 /s/ Douglas T. Davis

		 	Name:	 	 Douglas T. Davis

		 	Title:	 	 Senior Vice President

		
		 	TD BANKNORTH, N.A.
			
		 	By:	 	 /s/ John Mercier

		 	Name:	 	 John Mercier

		 	Title:	 	 Senior Vice President

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