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                                                                   EXHIBIT 10.15

              STRATEGIC DEVELOPMENT & MARKETING ALLIANCE AGREEMENT

                                     BETWEEN

                                 LITRONIC, INC.

                                       AND

                           BIZ INTERACTIVE ZONE, INC.

                                   "AGREEMENT"

THIS ALLIANCE AGREEMENT is made and entered into as of Sept. 05, 2000, by and
between BIZ Interactive Zone, Inc., having an office at 2030 Main Street, Suite
1250, Irvine, CA 92614 (hereinafter referred to as "BIZ") and LITRONIC, INC.,
having an office at 17861 Cartwright Road, Irvine, CA 92614 (hereinafter
referred to as "Litronic").

WHEREAS, BIZ and Litronic desire to form an alliance for the purpose of
cooperatively developing the hardware and software technology that will enable
BIZ to establish, deploy, and grow the worldwide industry standard for
processing real-time, secure, transactions over the Internet.

WHEREAS, BIZ has reviewed Litronic's products, and found the basic designs to be
desirable; BIZ wishes to have Litronic develop and manufacture private labeled
and derivative versions of the products for BIZ, using BIZ trademarks and with
certain designs specified by BIZ in the case of derivative versions (the
"Private Label Product" and "Derivative Products); and

WHEREAS, BIZ is interested in purchasing on a private label contract
manufacturing basis, certain models of Litronic's products, manufactured by
Litronic using the trademark or tradename "BIZ" or other BIZ designations (said
private label versions of Litronic's products to be hereinafter referred to as
the "Private Label Products") and Litronic is willing to manufacture and sell
the Private Label Products to BIZ under the terms and conditions as specified in
this Agreement; and

WHEREAS, BIZ is interested in purchasing on a private label contract
manufacturing basis, derivative versions of certain models of Litronic's
products, manufactured by Litronic using the trademark or tradename "BIZ" or
other BIZ designations (said private label versions of Litronic's Products to be
hereinafter referred to as the "Derivative Products") and Litronic is willing to
manufacture and sell the Derivative Products to BIZ under the terms and
conditions as specified in this Agreement; and

WHEREAS, BIZ and Litronic desire to set forth the terms and conditions which
shall apply to Purchase Orders issued by BIZ for the procurement of Litronic's
products and service; and

WHEREAS, Litronic is willing to provide quantities of such products to BIZ for
marketing by BIZ in conjunction with BIZ's product series; and

WHEREAS, BIZ is willing to accept and pay for certain quantities of such
products under the terms and conditions of this agreement; and

WHEREAS, BIZ intends to combine such product(s) with other products so as to
market such products to end-users, and system integrators;

NOW THEREFORE, the parties hereto agree as follows:

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1.      Definitions

    (a) "Private Label Products" means standard Litronic products labeled with
        the BIZ trade name with the tradename design and location specified by
        BIZ.

    (b) "Derivative Products" means those products that are derivatives of
        standard Litronic designs but with design modification and enhancement
        variations that meet the specifications of BIZ.

2.      Term of Agreement

        This agreement shall be effective from the date first above written and
        shall continue for a period of Five (5) years, and unless noted to the
        contrary no later then sixty days before expiration, automatically
        renews annually.

3.      Exclusivity of Undertaking

        The Derivative Products that Litronic designs, develops and
        manufactures, based on the specification provided by BIZ in consultation
        with Litronic and as specified in the Exhibit A attached hereto, shall
        be considered as the work made for hire for BIZ.

4.      Trademark Rights

        Litronic shall use reasonable efforts to adhere to instructions received
        from BIZ regarding the placement of the "BIZ" or other designated
        tradename, service mark or trademark designated by BIZ, on the Private
        Label Products and Derivative Products. The Parties hereby expressly
        acknowledge the exclusive right, title, and interest of each Party in
        and to the Party's own trademark, service mark, trade name or trade
        dress, and of the goodwill and reputation appertaining thereto. Neither
        Party shall acquire any right, title or interest to, nor shall have any
        other right to use of the trade name, trademark, service mark, or trade
        dress of the other Party, or the goodwill and reputation appertaining
        thereto, except as pursuant to the order of the other Party (for example
        as regards to placing the "BIZ" tradename or trademark to such Private
        Label Products as are ordered by BIZ pursuant to this Agreement).

5.      Industrial Property Rights

        It is hereby expressly agreed as between the Parties hereto, that any
        and all proprietary property rights in any feature or structure
        incorporated in the Derivative Products are and shall be solely the
        property of the Parties to this Agreement. Any BIZ industrial property,
        proprietary rights, or technology to be integrated into the Derivative
        Products must be specified by BIZ in writing prior to manufacture or
        design integration into said Private Label Products.

6.      Purchase Orders

        A written Purchase Order shall be the basis for purchase of products
        under this agreement.

        All Purchase Orders shall be subject to the terms and conditions of this
        Agreement. Any terms or conditions contained upon BIZ's Purchase Order
        which add to or differ from the terms and conditions of this Agreement
        must be approved in writing by Litronic. The incorporation of any
        additional or different terms or liability in a BIZ's Purchase Order
        shall be deemed objected to by Litronic unless expressly accepted in
        writing by an authorized representative of Litronic at its office in
        Irvine, California. Acknowledgment of the receipt of any Purchase Order,
        including signing and returning to BIZ his acknowledgment copy, if any,
        shall not constitute acceptance by Litronic of

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        any additional or different terms or conditions, nor shall Litronic's
        commencement of effort, in itself, be construed as acceptance of any
        Order containing additional or different terms and conditions.

        The provisions of this Agreement will prevail over any terms and
        conditions contained in the BIZ's Purchase Order.

7.      Prices

        As a result of this AGREEMENT, the specifications and prices shown in
        Exhibit A and B will prevail.

        (a)    Prices do not include excise, sales, use, gross receipts, value
               added, property or other taxes, broker fees, customs duties and
               other similar charges which may be assessed or charged in
               connection with the sale, transportation or handling of the
               product(s) sold hereunder, and BIZ shall pay all such charges,
               and shall reimburse Litronic in full upon demand for all such
               charges which Litronic may be required to pay.

        (b)    Prices do not include freight charges for transportation from
               Litronic's factory in Irvine, California, which charges shall be
               the responsibility of and paid by BIZ.

        (c)    Prices include standard commercial packaging for each product or
               lot of products; special preservation and packing and/or export
               boxing is extra.

        (d)    Prices do not include an installation/operating manual. One (1)
               copy of the installation/operating manual will be provided with
               each delivery of products to BIZ. A restricted license is hereby
               granted to copy and distribute each manual with product sold by
               BIZ.

        (e)    Litronic may revise the prices herein, unless pricing is
               specifically guaranteed under purchase order for a period longer
               than 30 days. This price revision will be provided with thirty
               (30) days prior written notice.

8.      Payment Terms.

        Subject to approval of BIZ's credit, the full net amount of each invoice
        is due and payable in cash or letter of credit from a chartered bank,
        within thirty (30) days of shipment. Lot shipments will be invoiced on a
        pro rata basis. Minor inadvertent administrative errors contained in an
        invoice are subject to correction and shall not constitute reason for
        untimely payment.

9.      Price Warranty

        Litronic warrants that the terms and prices offered hereby are in
        compliance with all local, state and federal laws.

10.     Freight, Insurance, Exporter's Charges, Duties

        All transportation costs, exporter's charges and insurance are the
        responsibility of the BIZ. Litronic will either (a) add these charges to
        the prices specified herein, (b) add these charges to Litronic's
        invoices as separate items, or (c) ship with charges to be collected by
        the carrier or exporter. Documentation and duties are the responsibility
        of the BIZ.

11.     Shipment and Delivery.

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        (a)    Shipment and delivery shall be F.O.B. Litronic's factory in
               Irvine, California, and title and risk of loss shall pass to BIZ
               upon delivery to a carrier at such time and place of shipment.
               Litronic shall not be liable for delay, damage, or breakage to
               the product(s) sold hereunder after delivery has been made to the
               carrier, and all claims for loss in respect thereof occasioned
               after such delivery shall be made to the responsible carrier.

        (b)    In the absence of shipping instructions from BIZ, Litronic will
               use its discretion in selecting shipping services and routings.

        (c)    Changes in shipping schedules requested by BIZ will require
               written approval by Litronic and the assumption by BIZ of all
               additional costs resulting therefrom.

        (d)    BIZ may delay shipment of any product(s) purchased hereunder;
               provided however, that if such delay is in excess of sixty (60)
               days from the quoted date of shipment, Litronic may invoice BIZ
               for such product(s) and hold them at BIZ's risk and expense
               pending instructions from BIZ. In the event such delay extends
               beyond six (6) months from the quoted shipping date, BIZ agrees
               to pay prices in effect at the time of shipment.

12.     Taxes

        Prices stated are net of any taxes applicable to the goods sold. BIZ
        shall be responsible for payment of any and all taxes due.

13.     Title

        Title and risk of loss for products furnished by Litronic shall pass to
        BIZ upon delivery to a common carrier, or other delivery as directed by
        BIZ, at Litronic's plant.

14.     Warranty and Limitation of Liability

        Litronic warrants its product(s) to the original purchaser, to be free
        from defects in material and workmanship and to be made in accordance
        with BIZ's specifications which have been accepted in writing by
        Litronic. In no event, however, shall Litronic be liable or have any
        responsibility under such warranty if the product(s) has been improperly
        stored, installed, used or maintained, if the product(s) is damaged or
        fails to operate properly as a result of interconnection with the
        equipment of BIZ, or if BIZ has permitted any unauthorized
        modifications, adjustments and/or repairs to be made to such product(s).
        Litronic's obligation hereunder is limited solely to repairing or
        replacing (at its option), at its factory, any product(s) or parts
        thereof, which prove to Litronic's satisfaction to be defective as a
        result of defective materials or workmanship within ninety (90) days
        from date (of shipment to the original BIZ); provided, however, that
        written notice of any claimed defect shall have been given to Litronic
        within thirty (30) days from the date any such defect is first
        discovered. The product(s) or part(s) claimed to be defective must be
        returned to Litronic, transportation pre-paid by BIZ, with written
        specification of the claimed defect. Evidence acceptable to Litronic
        must be furnished that the claimed defects were not caused by misuse,
        abuse, or neglect by anyone other than Litronic.

        Litronic's obligations hereunder do not include any responsibility for
        any costs occasioned by removal, claims, or remedies with respect to
        direct damage, loss of use, lost profits, or other secondary or
        consequential damage of any kind, however occasioned. Litronic's total
        obligation under this warrant is limited to the original purchase price
        of the products or services found to be defective within the terms of
        this warranty.

        THE FOREGOING WARRANTY IS IN LIEU OF ALL OTHER WARRANTIES (EXCEPT AS TO
        TITLE), WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY
        WARRANTY OF MERCHANTABILITY OR OF FITNESS FOR ANY PARTICULAR PURPOSE,

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        OTHER THAN AS EXPRESSLY SET FORTH AND TO THE EXTENT SPECIFIED HEREIN,
        AND IS IN LIEU OF ALL OTHER OBLIGATIONS OR LIABILITIES ON THE PART OF
        LITRONIC. LITRONIC'S MAXIMUM LIABILITY WITH RESPECT TO THIS QUOTATION
        AND ANY RESULTING SALE, ARISING FROM ANY CAUSE WHATSOEVER, INCLUDING
        WITHOUT LIMITATION, BREACH OF CONTRACT OR NEGLIGENCE, SHALL NOT EXCEED
        THE PRICE SPECIFIED HEREIN OF THE PRODUCT(S) GIVING RISE TO THE CLAIM,
        AND IN NO EVENT SHALL LITRONIC BE LIABLE UNDER THIS WARRANTY OR
        OTHERWISE FOR SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES, INCLUDING
        WITH LIMITATION, DAMAGE OR LOSS RESULTING FROM INABILITY TO USE THE
        PRODUCT(S), CONSEQUENTIAL DAMAGES, WHETHER SIMILAR OR DISSIMILAR, OF ANY
        NATURE ARISING OR RESULTING FROM THE PURCHASE, INSTALLATION, REMOVAL,
        REPAIR, OPERATION, USE OF OR BREAKDOWN OF THE PRODUCT(S), OR ANY OTHER
        CAUSE WHATSOEVER, INCLUDING NEGLIGENCE.

        The foregoing warranty shall also apply to products or parts which have
        been repaired or replaced pursuant to such warranty for a period of
        ninety (90) days from and after the date such repaired or replaced
        products or parts are shipped by Litronic; provided, however, that such
        warranty shall cover only the specific items repaired or replaced.

        Litronic does not warrant (except as to title) any fabrics or plastic
        materials.

        No person, including any agent or representative of Litronic, is
        authorized to make any representation or warranty on behalf of Litronic
        concerning any product manufactured by Litronic, except to refer
        purchasers to this warranty.

15.     Excusable Delay

        Litronic shall not be responsible for any failure to perform due to
        causes beyond its control. These causes shall include but not be
        restricted to fire, storm, flood, accident, earthquake, explosion, acts
        of the public enemy, war sabotage, quarantine restrictions, failure of
        vendors to make timely deliveries, labor shortages, transportation
        embargoes, or failure or delays in transportation, inability to secure
        raw materials or machinery for the manufacture of its devices, acts of
        God, acts of the Federal Government or any agency thereof, acts of any
        state or local government or agency thereof, and judicial action.

16.     Control of Information

        Data (including Designs, Drawings, Reports, or other Information)
        furnished by either party in connection with such Purchase Order and
        identified as proprietary, restricted, or limited rights data shall not
        be disclosed by the receiving party outside of its own organization
        without the prior written consent of the furnishing party except to the
        extent that such data is otherwise available to the receiving party on a
        restricted basis or is in the public domain. These restrictions also
        include the terms, conditions and prices of this Agreement.

17.     Business Relationship

        Nothing in this Agreement shall be construed to constitute BIZ as the
        partner, employee, or agent of the Company, nor shall either party have
        any authority to bind the other in any respect. Each party shall remain
        an independent contractor responsible for its own actions and business
        expenses.

18.     BIZ Orders

        (a)    Within 14 days after receiving a Purchase Order from the BIZ,
               submitted in accordance

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               with the terms hereof, Litronic shall accept such Purchase Order
               unless Litronic determines that it cannot reasonably ship the
               quantities called for in the Purchase Order. Acceptance by
               Litronic of each of BIZ's Purchase Orders shall be deemed to have
               occurred if Litronic fails to notify BIZ within 14 days after
               receiving such Purchase Order. Litronic's acceptance shall
               constitute a binding commitment to ship to the BIZ the quantities
               and types of product stated in the Purchase Order, in accordance
               with the terms and conditions hereof. If Litronic does not accept
               said Purchase Order, Litronic shall provide BIZ with written
               notice within 14 days of Litronic's receipt of such Purchase
               Order as to what portion of such Purchase Order Litronic will
               accept. BIZ may, in such an event, order from Litronic all or any
               portion of such products that are available.

        (b)    BIZ agrees to receive, inspect, and accept shipments made
               pursuant to Purchase Orders.

19.     Governing Law

        This Agreement shall be governed by the law of the State of California,
        including the Uniform Commercial Code as enacted in that state.

20.     Non-Waiver

        Except as otherwise specifically provided for in this Agreement:

        (a) No failure or delay on the part of BIZ or Litronic in exercising any
        right or power under this Agreement shall operate as a waiver thereof,
        nor shall any single or partial exercise of any such right or power
        preclude any other or further exercise thereof or the exercise of any
        other right or power hereunder; and

        No waiver of any provision of this Agreement shall be effective unless
        the same shall be made in writing and signed by the Party against whom
        such waiver is sought to be enforced.

21.     Notices

        Any notice made in connection with this Agreement, or in the performance
        of the terms and conditions hereof, shall be sent to the addresses
        first above written, or to such other addresses as the Parties may
        subsequently notify each other, from time to time, by registered airmail
        or telegram, or by telex and facsimile, followed immediately by
        confirmation letter by registered airmail. When notice is dispatched as
        proved above, said notice shall be deemed to have bee made upon receipt
        at the address so specified, or in the event of any delay in actual
        receipt, seven (7) business days following the date of dispatch thereof.

        All notices to each Party shall be sent to the following:

        Litronic, Inc.                       Biz Interactive Zone, Inc
        Attention: CEO                       Attention: CEO
        17861 Cartwright Road                2030 Main Street, 12th Floor
        Irvine, California 92614             Irvine, CA 92614

        Tel: 949-851-1085                    Tel: 949-655-4500
        Fax: 949-851-8679                    Fax: 949-655-4501

22.     Indemnity

        By Litronic. Notwithstanding the provisions of Article 15 hereof,
        Litronic shall indemnify and hold harmless BIZ/BCP and its affiliates,
        partners, officers, employees, directors, agents,

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        contractors, representatives, successors and assigns, as such, from and
        against any losses, damages, liabilities, and expenses (including
        reasonable attorneys' fees) which arise out of or result from any third
        party claim that: (i) Litronic does not have sufficient right, title or
        interest in Litronic's materials necessary to enter into this Agreement,
        or that the Litronic's technology violates an existing United States
        patent (in existence as of the date on which this Agreement is
        executed), copyright, trademark, trade secret or other United States
        intellectual property right of any third party; and (ii) Litronic has
        breached a covenant, representation or warranty set forth in this
        Agreement or otherwise. Litronic shall further indemnify and hold
        harmless BIZ/BCP and its affiliates, partners, officers, employees,
        directors, agents, contractors, representatives, successors and assigns,
        as such, from and against any and all liabilities, claims, actions,
        proceedings, suits, damages, losses, penalties, judgments, costs,
        expenses, fines, disbursements and other obligations of any kind or
        nature whatsoever (including, among other things, reasonable attorneys'
        fees and other expenses of investigation, defense, litigation and
        settlement, whether or not a lawsuit or a request for arbitration is
        filed) regardless of when the same shall be made or incurred by BIZ/BCP,
        whether prior to or after any termination or expiration of this
        Agreement (a "Claim") which Claim is based upon, asserted in connection
        with, arises out of, or in any way relates to, this Agreement, or to any
        action taken or not taken by Litronic hereunder.

        By BIZ. Notwithstanding the provisions of Article 15 hereof, BIZ shall
        indemnify and hold harmless Litronic and its affiliates, partners,
        officers, employees, directors, agents, contractors, representatives,
        successors and assigns, as such, from and against any losses, damages,
        liabilities, and expenses (including reasonable attorneys' fees) which
        arise out of or result from any third-party claim that: (i) BIZ does not
        have sufficient right, title or interest in any materials necessary to
        enter into this Agreement, or that any such material violates an
        existing United States copyright, trademark, trade secret or other
        United States intellectual property right of any third party; and/or
        (ii) BIZ has breached a covenant, representation or warranty set forth
        in this Agreement or otherwise. BIZ shall further indemnify and hold
        harmless Litronic and its affiliates, partners, officers, employees,
        directors, agents, contractors, representatives, successors and assigns,
        as such, from and against any and all Claims made or incurred by
        Litronic, whether prior to or after any termination or expiration of
        this Agreement which Claim is based upon, asserted in connection with,
        arises out of, or in any way relates to this Agreement and results, in
        whole or in part, from the negligence or willful misconduct of BIZ or
        any of its employees or agents or the failure of BIZ to perform its
        duties and obligations under this Agreement; provided, however, that
        this indemnification shall not apply to any Claim whose associated
        damages were primarily and proximately caused by the negligence or
        willful misconduct of Litronic, any of its employees, agents,
        representatives or associates or the failure of Litronic to perform its
        duties and obligations. under this Agreement.

23.     Assignment.

        The Parties hereto shall not assign, pledge, subcontract or otherwise
        dispose of its rights or duties under this Agreement without the prior
        written consent of the other Party.

AS WITNESS THE HANDS OF THE PARTIES HERETO:

Signed /s/ ROBERT J. GORMAN                  Date: 09/05/00

Name:  ROBERT J. GORMAN

Title: President & COO

For and on behalf of BIZ Interactive Zone, Inc.

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Signed /s/ KRIS SHAH                         Date: Sept 6, 00

Name:  KRIS SHAH

Title: Chairman/CEO

For and on behalf of Litronic, Inc.

                                       8Exhibit 4.1

Form of Common Stock Certificate

                       Incorporated under the Laws of the
                               State of California

Number                                                                    Shares

                      Alliance Consumer International, Inc.
                         50,000,000 Shares, No Par Value
                                  Common Stock

              This is to certify that _____________ is the owner of ____________
fully paid and non-assessable shares of the above Corporation, transferable only
on the  books of the  Corporation,  by the  holder  hereof  in person or by duly
authorized attorney upon surrender of their certificate properly endorsed.

              Witness,  the seal of the  corporation  and the  signatures of its
duly authorized officers.

_________________,Secretary           [SEAL]     ____________________, President

                                      -36-

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