Document:

Exhibit 10.18

                              SEPARATION AGREEMENT

            SEPARATION AGREEMENT ("Agreement") made and executed as of December
31, 2003 by and between FIND/SVP, INC., a New York corporation having its
principal executive offices at 625 Avenue of the Americas, New York, N.Y. 10011
(the "Company"), and ANDREW P. GARVIN, residing at 145 East 81st Street, New
York, N.Y. 10028 ("Garvin").

                                   WITNESSETH

            WHEREAS, Garvin was employed by the Company pursuant to that certain
Employment  Agreement (Amended and Restated as of November 21, 2001), as amended
by Amendment No. 1 to Employment  Agreement (Amended and Restated as of November
21, 2001), dated as of December 31, 2002 (the "Employment Agreement); and

            WHEREAS, the Company and Garvin have mutually agreed to terminate
Garvin's employment as an officer of the Company as of December 31, 2003 (the
"Termination Date"); and

            WHEREAS, the Company and Garvin desire that Garvin provide
consulting services; and

            WHEREAS, the parties desire to memorialize certain agreements
between them in regard to Garvin's termination from the Company.

            NOW, THEREFORE, in consideration of the premises and mutual promises
herein contained, it is agreed as follows:

            1. TERMINATION OF EMPLOYMENT AGREEMENT. The parties acknowledge and
agree that this Agreement terminates and supercedes all of the provisions of the
Employment Agreement as well as any and all other employment agreements between
the Company and Garvin, including but not limited to the employment agreement
between the Company and Garvin dated May 7, 1991 and amended June 26, 1991,
amended and restated October 5, 1998 and amended November 15, 2000; provided,
however, that the provisions of 5 (Restrictive Covenants), 6 (Restrictive
Covenants Severable) and 7 (Remedies) contained in the Employment Agreement
which, by reference thereto, are incorporated herein as though fully set forth
herein, shall survive the termination of the Employment Agreement and remain
binding on Garvin for the benefit of, and be enforceable by, the Company. For
purposes of Sections 5, 6 and 7 of the Employment Agreement, the "Covenant
Period", as used therein, shall refer to the Term of Garvin's affiliation with
the Company, including Garvin's engagement as a consultant pursuant to Section 3
of this Agreement (including any additional periods of engagement of Garvin as a
consultant agreed upon by the parties pursuant to Section 3.C), and a period of
two (2) years immediately following the termination thereof.

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            2. PAYMENTS AND BENEFITS TO GARVIN.

                 In full settlement of all Claims as hereinafter defined in
Section 15.A ("Release of the Company"), and in consideration of the provisions
contained herein or incorporated by reference from the Employment Agreement,
including, without limitation, confidentiality and non-competition, the Company
shall provide the following to Garvin (hereinafter collectively referred to as
"Retirement Benefits"), provided that Garvin is not in breach of his
representations, warranties, covenants or obligations under this Agreement or
Sections 5, 6 and 7 of the Employment Agreement:

                 A. from the date hereof through September 30, 2004, the Company
shall continue to pay Garvin his base salary at the rate of $259,954 per annum
payable in accordance with the Company's normal payroll procedures for executive
employees, subject to withholding for applicable taxes and other amounts;
provided, however, that Garvin will not be entitled to any compensation for
vacation or personal days that may accrue during such period;

                 B. participation, to the extent Garvin qualifies, in any health
or other group insurance plan of the Company and participation in any employee
benefit programs of the Company for its key employees generally, in each case
until September 30, 2004; provided, however, that the Company shall provide
Garvin and his immediate family members with medical coverage and dental
coverage until July 24, 2010, except that in the event that the Company is no
longer able to provide medical coverage or dental coverage to Garvin, the
Company will procure replacement medical coverage or dental coverage, as the
case may be, with terms and coverage limitations substantially similar to those
received by Garvin as of the date hereof;

                 C. payment by the Company of $456 toward the monthly premium
for Garvin's disability insurance through December 31, 2005; and

                 D. at the Company's expense, access to the car currently leased
by the Company for use by Garvin until March 31, 2005.

            3. CONSULTING.

                 A. During the one year period ending December 31, 2004 (the
"Consulting Period"), Garvin will provide the Company no fewer than 80 hours of
consulting services without compensation therefor. Garvin will, as soon as
practicable after the last day of each month of the Consulting Period (but in no
event later than the tenth day following the last day of each month of the
Consulting Period), provide the Company with a written record (a "Time Sheet")
of the number of hours of consulting services provided by Garvin during such
month, which record shall include a brief description of the nature of each of
the services performed and the amount of time devoted to each of such services.
To the extent mutually agreed upon by Garvin and the Company, such consulting
services shall include Garvin continuing to oversee the activities of the
Company's Marketing Department by participating in its weekly meetings through
March 15, 2004.

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                 B. The Company hereby engages Garvin to provide 300 additional
hours of consulting services during the remainder of the Consulting Period upon
completion of the 80 hours of consulting services described in Section 3.A. In
connection with such engagement, Garvin shall continue to provide Time Sheets as
described in Section 3.A. Compensation for such services shall consist of a fee
(the "Consulting Fee") which in no event shall exceed $40,000, to be paid in
installments of $10,000 (subject to withholding for applicable taxes and other
amounts to the extent required by applicable law) on or before the first normal
payroll day following the end of each fiscal quarter.

                 C. The Company may engage Garvin to provide consulting services
in addition to those described in Sections 3.A and 3.B on such terms and for
such period as the parties may mutually agree.

                 D. To facilitate Garvin's performance of his duties as a
consultant, the Company will

                      (i) permit Garvin to continue to use the office he used
immediately prior to the date of this Agreement until February 29, 2004. The
Company will not terminate the employment of Dina Chiappetti prior to February
15, 2004. The Company will provide Garvin with either (x) an office, if
reasonably possible, or (y) a workstation until the earlier of (a) the
termination of Garvin's consulting services pursuant to Sections 3.A and 3.B
above or (b) December 31, 2004;

                      (ii) provide Garvin with a laptop computer as soon as is
reasonably practicable for use during the Consulting Period, which laptop
computer Garvin may retain upon completion of the employee's consulting services
pursuant to Sections 3.A and 3.B;

                      (iii) pay Garvin's World Presidents' Organization
membership dues for 2004;

                      (iv) reimburse Garvin for the documented cost of his home
office Internet connection, provided that such reimbursement shall not exceed
$150 for any month, until the termination of Garvin's consulting services
pursuant to Sections 3.A and 3.B above; and

                      (v) permit Garvin to use the Company's car service during
the one-year period ending December 31, 2004, provided that the expense incurred
in connection therewith shall not exceed $9,400 in the aggregate during such
period.

                 E. Garvin will use his commercially reasonable efforts as
quickly as is practicable to organize and provide to and review with the
appropriate persons all of Garvin's files and records relating to the Company's
past, present and future operations, but shall not be required to spend in
excess of fifty (50) hours in connection therewith. Garvin's time spent
performing the obligations of this Section 3.E will not be included in
determining the amount of time Garvin has devoted to the consulting services
described in Sections 3.A, 3.B and 3.C above.

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            4. DIRECTORSHIP. Commencing January 1, 2004, while Garvin serves as
a director on the Board of Directors of the Company, Garvin will be entitled to
receive compensation for his service as a director on the Board of Directors of
the Company commensurate with that received by the Company's other non-employee
directors. Garvin's time spent performing his obligations as a director will not
be included in determining the amount of time Garvin has devoted to the
consulting services described in Sections 3.A, 3.B and 3.C above.

            5. TITLE. During the Consulting Period, Garvin's title shall be
"Founder & Director", unless and until such time as Garvin ceases to be a member
of the Company's Board of Directors, at which time Garvin's title shall be
"Founder".

            6. STOCK MATTERS.

                 A.   (i) Garvin may enter into a written plan for trading
securities as described in Rule l0b5-1(c)(1)(i)(A)(3) promulgated under the
Securities Exchange Act of 1934, as amended (the "Rule 10b5-1 Plan"), which plan
will contain the limitations set forth in Exhibit A attached hereto.

                      (ii) Notwithstanding the provisions of the Rule 10b5-1
Plan or otherwise, Garvin agrees that he will not, and will not permit any
beneficial owner or any of his agents, affiliates, successors, heirs, personal
representatives or assigns to, transfer or sell more than 250,000 shares of
Company common stock (subject to appropriate adjustment to account for any stock
split, stock dividend or similar event affecting shares of Company common stock
generally) during any one-year period until the later of (a) the termination of
Garvin's engagement as a consultant to the Company pursuant to Section 3 or (b)
December 31, 2006; provided, however, that the limitations of this Section
6.A(ii) shall no longer apply upon the occurrence of a Change of Control (as
such term is defined in Section 4 of the Employment Agreement).

                 B. Garvin may not at any time sell or transfer a block of
10,000 or more shares of Company common stock (subject to appropriate adjustment
to account for any stock split, stock dividend or similar event affecting shares
of Company common stock generally), unless:

                      (i) Such sale or transfer is pursuant to the terms of the
Rule l0b5-1 Plan; or

                      (ii) At least ten (10) trading days prior to such sale or
transfer Garvin shall have provided the Company with written notice of Garvin's
intention to sell or transfer such stock, which notice shall indicate the number
of shares to be sold or transferred and the general terms, to the extent known
or knowable, of such sale or transfer. Upon receipt of such notice, the Company
may, in its sole discretion, choose to purchase or place the block of shares
described in such notice on terms substantially similar to those described in
such notice until ten (10) trading days following the date of receipt of such
notice. If the Company does not elect to purchase or place the block of shares
described in such notice, Garvin may effect the sale

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or transfer of such block of shares on the terms (except that such sale may be
effected at a lower price if necessary as a result of market conditions at the
time of such sale) and at the time described in such notice.

                 C. Employee recognizes that his breach of the limitations set
forth in Sections 6.A and 6.B above would result in a material breach of this
Agreement. As it would be difficult to quantify the damages suffered by the
Company from such breach, in the event of such breach, Employee agrees to pay to
the Company, as liquidated damages, an amount equal to the gross proceeds of any
and all sales of shares effected in violation of any of the limitations set
forth in Sections 6.A or 6.B above.

                 D. The Company and Garvin hereby agree that Garvin holds the
following options to purchase Company common stock issued under the Company's
1996 Stock Option Plan and/or the Company's 2003 Stock Incentive Plan (the
"Plans"):

                      (i) options to purchase 20,000 shares of Company common
stock at $1.062 per share expiring July 10, 2010;

                      (ii) options to purchase 50,000 shares of Company common
stock at $0.625 per share expiring February 13, 2011; and

                      (iii) options to purchase 15,000 shares of Company common
stock at $3.6875 per share expiring March 9, 2010.

Effective as of the date of this Agreement, all of Garvin's rights and interests
in the options described in clause (iii) are hereby terminated and shall have no
further effect. Garvin hereby agrees that, subject to the applicable terms of
the Plans and any applicable option agreements, Garvin may, in his discretion,
exercise those options described in clause (i) above and clause (ii) above,
provided that, in the event any or all of such options have not been exercised
on or before the date that is ninety (90) days following the date of this
Agreement, all of Garvin's rights and interests in such options shall be
terminated as of such date and shall have no further effect.

            7. DEFERRED COMPENSATION AGREEMENT. The parties hereby acknowledge
and agree that commencing January 1, 2004, in satisfaction of the parties'
obligations under the Deferred Compensation and Salary Continuation Agreement
between the Company and Garvin dated June 30, 1984, Garvin shall receive such
payments as are set forth on Exhibit B attached hereto.

            8. SPLIT DOLLAR LIFE INSURANCE. Garvin is the insured party under
Northwestern Mutual Life Insurance Policy #13-042-110 dated August 15, 1994
("Policy #1") and Northwestern Mutual Life Insurance Policy #13-191-170 dated
January 11, 1995 ("Policy #2"), each providing a benefit payable upon death of
$500,000. The Company and Garvin agree that (i) on or before December 31, 2003,
the Company has or will have transferred Policy #1 to Garvin and (ii) on or
before March 15, 2004, the Company will transfer Policy #2 to Garvin. The
parties agree that in connection with each of the transfers set forth in the
preceding sentence, (a) the Company will be entitled to retain the excess cash
value, if any, of Policy #1 and Policy

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#2, and (b) the Company will have paid the remaining premium due on each of such
policies prior to their respective transfers, but in no event shall the Company
be obligated to pay any amount or incur any further obligation.

            9. BOOK COPYRIGHT. As soon as practicable following execution of
this  Agreement,  the Company  shall  execute such  documents as are  reasonably
requested  by Garvin to effect the  transfer of  ownership  of all rights in the
book, "The Art of Being Well Informed" (the "Book").  The Company agrees that if
Garvin  publishes an update of the Book,  such  publishing will not constitute a
violation of Section 5 of Employment Agreement.

            10. NO RE-EMPLOYMENT. Except as otherwise specifically provided
herein, Garvin acknowledges and agrees that the Company and any of its
subsidiaries, affiliates or related companies are under no legal or contractual
duty to re-employ, rehire or retain him in any capacity and that he will not
apply for re-employment with the Company or any of its subsidiaries, affiliates
or related companies in any capacity. The Company acknowledges that Garvin's
consulting and other obligations pursuant to this Agreement do not constitute
full- time employment, and Garvin may simultaneously provide services as an
employee, consultant or otherwise to any person or entity without any reduction
in his benefits hereunder, provided that the provision of such services does not
violate the terms of Section 5 of the Employment Agreement.

            11. NO DENIGRATION.

                 A. Garvin shall not denigrate or defame the Company, its
subsidiaries, affiliates and related companies, or cause any negative publicity
to be disseminated about the Company, its subsidiaries, affiliates and related
companies and their respective products and services either orally or in
writing. Without limiting the generality of the foregoing, Garvin shall not,
without the Company's prior written consent, in any manner disclose, divulge or
discuss his tenure, relationship and performance with the Company and its
subsidiaries, affiliates or related companies; provided, that, Garvin shall be
permitted to disclose the dates of his employment with the Company, his position
and responsibilities and, only in connection with interviews for employment or
consulting positions, Garvin shall be permitted to disclose only facts that the
Company has publicly disclosed.

                 B. The Company shall not denigrate or defame Garvin or cause
any negative publicity to be disseminated about Garvin either orally or in
writing. Without limiting the generality of the foregoing, the Company shall
not, without Garvin's prior written consent, in any manner disclose, divulge or
discuss his tenure, relationship and performance with the Company and its
subsidiaries, affiliates or related companies; provided, that, the Company shall
be permitted to make any disclosure as is permissible pursuant to Section 12.C.

            12. CONFIDENTIALITY OF AGREEMENT.

                 A. Except as provided in Sections 12.B and 12.C below, Garvin
and the Company shall mutually agree on the nature, content and timing of any
public announcement or press release relating to the subject matter, terms or
conditions of this Agreement.

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                 B. Garvin shall keep the terms and conditions of this Agreement
confidential except as may be required by law, and except that Garvin may
discuss this Agreement with his attorney, if any, his accountant, financial
adviser or members of his immediate family residing with him, provided, in all
cases, each such person agrees to keep the information confidential and not to
disclose it to others. Garvin recognizes that his breach of this confidentiality
provision would result in a material breach of this Agreement. As it would be
difficult to quantify the damages suffered by the Company from such breach, in
the event of such breach, Garvin agrees to pay to the Company, as liquidated
damages, an amount equal to the payments received hereunder by Garvin.

                 C. The Company is subject to or may become subject to the
requirements of Securities Exchange Act of 1934, as amended, and the rules and
regulations of the Securities Exchange Commission, one or more national
securities exchanges, or certain other regulatory or legislative bodies. As
such, the Company may, without the consent of Garvin, disclose any information
relating to the subject matter, terms or conditions of this agreement to the
extent that the Company, in its reasonable discretion, shall determine such
disclosure is advisable pursuant to any law, rule or regulation, including the
rules of a national securities exchange, is necessary or desirable in connection
with the operation of its business or its financial disclosures, or is advisable
or necessary in connection with any legal, administrative or regulatory
proceedings; provided, however, that the Company shall provide Garvin an
opportunity to review a draft copy of any proposed disclosure as early as is
reasonably practicable prior to its publication or release. Subject to the
foregoing, the Company will use its reasonable efforts to keep the terms and
conditions of this Agreement confidential.

            13. ACKNOWLEDGMENT OF PAYMENT AND RECEIPT. The parties acknowledge
that all payments for wages and benefits due to Garvin as of the date hereof
have been paid by the Company and received by Garvin, and that there are no
further obligations of the Company to Garvin except as specifically set forth in
this Agreement. The parties further acknowledge that all payments and services
due to the Company by Garvin as of the date hereof have been paid or provided by
Garvin and received by the Company, and that there are no further obligations of
Garvin to the Company except as specifically set forth in this Agreement. For
the avoidance of doubt, the Company and Garvin agree that Garvin will not
receive any compensation for accrued vacation or personal days.

            14. AGREEMENTS AND REPRESENTATIONS:

                 A. Garvin's right to receive the Retirement Benefits set forth
in Section 2 above are specifically contingent on the following agreements and
representations:

                      (i) Garvin acknowledges and represents that he has no
Company property in his possession or control.

                      (ii) Without limiting the generality of Section 14.A
hereof, Garvin represents, warrants and covenants that he has returned all
Company credit cards, repaid

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all bonds, deposits and other amounts previously paid by or posted by the
Company for Garvin's benefit, and returned all Company property.

                      (iii) Garvin hereby acknowledges and reaffirms the
provisions of Sections 5, 6 and 7 of the Employment Agreement, as amended
hereby.

                      (iv) Garvin represents that he has not violated the
Employment Agreement or any applicable laws, rules or regulations.

                      (v) Except as provided in Section 9, Garvin acknowledges
that he has no right, title or interest in or to any intellectual property of
the Company, including, but not limited to, any patent, trademark, trade dress,
service mark, copyright, design or products and shall not assert any claim
thereto.

                      (vi) Garvin agrees that he will not solicit, encourage or
otherwise cause any employee or consultant of the Company to terminate his/her
employment or business affiliation with Company.

                      (vii) Garvin agrees to assist the Company in connection
with any legal action, arbitration, administrative proceeding, investigation or
other action in which he may be requested to testify, consult or otherwise
collaborate with the Company, and in connection therewith, he will be
compensated at the per diem rate of $750 (or a pro-rata portion of such amount
for any partial days), plus reasonable expenses.

                      (viii) Garvin represents that he has not filed any claims,
complaints, charges or lawsuits (collectively "Actions") against the Company and
any parent, subsidiary and related corporations and divisions of any of them,
and the members, owners, stockholders, predecessors, successors, assigns,
agents, directors, officers, employees and representatives of any of them with
any governmental agency, arbitrator, or any court with respect to his employment
or separation from employment, and that he will not do so at any time hereafter;
provided, however, this clause shall not limit Garvin from filing a lawsuit for
the sole purpose of enforcing his rights under this Agreement.

                      (ix) Garvin acknowledges that Garvin has voluntarily
terminated his employment as an officer of the Company as of the Termination
Date.

                 B. The Company represents that it has not filed any Actions
against Garvin with any governmental agency, arbitrator, or any court with
respect to his employment or separation from employment, and that it will not do
so at any time hereafter; provided, however, this clause shall not limit the
Company from filing a lawsuit for the sole purpose of enforcing its rights under
this Agreement.

            15. GENERAL RELEASES.

                 A. RELEASE OF THE COMPANY. In consideration of the Retirement
Benefits provided hereunder, and the covenants, obligations and undertakings of
the Company

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hereunder, Garvin irrevocably, unconditionally and generally releases, acquits
and forever discharges the Company, any related corporation, entity and
affiliate of each of the foregoing, and each of its members, owners,
stockholders, predecessors, successors, assigns, agents, directors, officers,
employees and representatives, and all persons acting by, through, under or in
concert with any of them (collectively "Releasees") from any and all claims,
charges, complaints, liabilities, obligations, promises, agreements,
controversies, damages, actions, causes of action, suits, rights, demands,
costs, losses, debts and expenses (including attorneys' fees and costs actually
incurred) of any nature whatsoever (collectively, "Claims"), and arising out of
or relating to any matter or thing whatsoever including, but not limited to, any
and all Claims whatsoever arising from the Employment Agreement and Garvin's
employment with and termination from the Company (including without limitation,
wrongful discharge and breach of contract), any and all Claims arising from
federal, state or local statute or regulation (including without limitation
Title VII of the Civil Rights Act of 1964, as amended, Americans with
Disabilities Act, Age Discrimination in Employment Act, Family & Medical Leave
Act, Fair Labor Standards Act, state and local laws against discrimination,
state and local wage and hour and state and local labor laws), and any and all
Claims arising under common law, whether in contract or in tort. Excluded from
the scope of this Release of the Company are the Company's obligations under
this Agreement and the Company's indemnity obligations under the New York
Business Corporation Law and the Certificate of Incorporation, as amended, and
by-laws, as amended, of the Company for the benefit of officers and directors,
provided that all applicable conditions to such indemnification have been
satisfied. The Company shall make available to Garvin any director and officer
insurance policy coverage that had been maintained during Garvin's employment
with the Company, provided Garvin has satisfied all coverage requirements.

                 B. The scope of the release given in Section 15.A above is from
the beginning of the world through the date of this Agreement and binds Garvin,
his heirs, distributees, successors, assigns, estate and representatives.

                 C. RELEASE OF GARVIN. The Company hereby irrevocably,
unconditionally and generally releases, acquits and forever discharges Garvin
from any and all Claims arising out of or relating to any matter or thing
whatsoever including, but not limited to, any and all Claims whatsoever arising
from the Employment Agreement and Garvin's employment with and termination from
the Company, any and all Claims arising from federal, state or local statute or
regulation, and any and all Claims arising under common law, whether in contract
or in tort. Excluded from the scope of this Release of Garvin are Garvin's
obligations under this Agreement.

                 D. The scope of the release given in Section 15.C above is from
the beginning of the world through the date of this Agreement and binds the
Company and its successors, assigns and representatives.

            16. COMPLETE AGREEMENT, NO REPRESENTATIONS, NO MODIFICATION. All
prior understandings between the parties are merged herein; no representations
or promises have been made by either the Company or Garvin to the other unless
set forth herein; and any modification or termination of this Agreement must be
in writing signed by the party to be charged.

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            17. ACKNOWLEDGMENT OF STATUTORY NOTICE. Garvin acknowledges that
before execution of this Agreement, he received a copy of this Agreement with a
cover letter from the Company advising: (a) that he has the right, and is
encouraged, to consult an attorney with regard to this Agreement and (b) that he
had twenty-one (21) days to consider the Agreement and (c) that once the
Agreement was signed, he could revoke it during the immediate seven (7) days
following the signing of this Agreement. Garvin acknowledges that he has been
represented by David A. Miller, Esq., 600 Third Avenue, New York, NY 10016, and
by the law firm of Graubard Miller with respect to the negotiation and execution
of this Agreement. Garvin further acknowledges that notwithstanding his right to
consider this Agreement for 21 days, if he has signed this Agreement sooner than
the expiration of said 21 days, he has done so knowingly and voluntarily, and he
expressly waives his right to consider this Agreement for the balance of the 21
days. The Company hereby agrees to pay up to 50% of the reasonable, documented
legal fees payable to Graubard Miller by Garvin solely in connection with
Garvin's retirement, termination of employment and the review and execution of
this Agreement; provided, however, that the Company will not be obligated to pay
an amount in excess of $3,000 pursuant to this sentence without the advance
written consent of the Chief Executive Officer of the Company.

            18. RIGHT TO REVOKE. This Agreement may be revoked by Garvin within
seven (7) days of its execution by written notice to the Company. In the event
that Garvin exercises his right to revoke this Agreement within such 7 day
period, the entire Agreement including, without limitation, the Company's
obligation to pay the Retirement Benefits and the mutual releases contained
herein, shall be null and void. Garvin's and the Company's payment obligations
to each other at the signing of this Agreement shall be deferred until the
expiration of the seven (7) day period referred to herein, and such payments
shall be due and payable immediately thereafter, provided that such period has
expired and Garvin has not exercised such right of revocation.

            19. COUNTERPART ORIGINALS. This Agreement may be executed in
identical counterpart documents each of which shall be deemed an original, but
all of which together shall constitute one and the same agreement. Facsimile
signatures shall be deemed acceptable and binding on the parties.

            20. NOTICE. All notices required or permitted to be given by any
party hereunder shall be in writing and delivered in person or mailed by
registered or certified mail, return receipt requested, to the other parties
addressed as follows:

                 (a) If to Garvin to 145 East 81 Street, New York, NY 10028,
with a copy to:

Graubard Miller
600 Third Avenue
New York, New York 10016
Attention: David A. Miller, Esq.

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                 (b) If to the Company to 625 Avenue of the Americas, New York,
New York 10011, with a copy to:

         Kane Kessler, P.C.
         1350 Avenue of the Americas
         New York, NY 10019
         Attention: Robert L. Lawrence, Esq.

or to such other addresses as the parties may direct by notice given pursuant
hereto. Any notice mailed as provided above shall be deemed completed on the
date of receipt.

            21. NO ADMISSION. This Agreement is entered into by the parties for
settlement purposes only and does not constitute an admission of wrongdoing of
any kind.

            22. SEVERABILITY. In the event that any one or more of the
provisions contained in this Agreement shall be declared invalid, void or
unenforceable, the remainder of the provisions of this Agreement shall remain in
full force and effect, and such invalid, void or unenforceable provision shall
be interpreted as closely as possible to the manner in which it was written.

            23. GOVERNING LAW. This Agreement has been negotiated in and shall
be deemed executed and delivered within the State of New York and is made in
contemplation of its interpretation and effect being construed in accordance
with the laws of the State of New York, applicable to contracts fully executed,
delivered and performed in the State of New York, and it is expressly agreed
that it shall be construed in accordance with the laws of the State of New York
without giving effect to the principles of its conflicts of laws rules.

            24. HEADINGS, ETC. The headings and captions contained in this
Agreement are for convenience of reference only and in no way define, limit or
describe the scope or intent of this Agreement or in any way affect this
Agreement. Unless the context otherwise specifically requires, words importing
the singular include the plural and vice-versa. The terms "hereunder", "hereto",
"herein" and similar terms relate to this entire Agreement not to any particular
paragraph or provision of this Agreement.

            25. ENTIRE AGREEMENT. This Agreement, including the terms of the
Employment Agreement specifically incorporated herein by reference and any
schedules or annexes hereto, constitutes the entire agreement among the parties
with respect to the subject matter hereof and supersedes, replaces and
terminates all existing oral or written agreements concerning such subject
matter. No modification, supplement or discharge hereof shall be effective
unless in writing and executed by or on behalf of the parties hereto.

            26. WAIVER. No waiver by any party of any condition, term or
provision of this Agreement shall be deemed to be a waiver of a preceding or
succeeding breach of the same or any other condition, term or provision hereof.

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            27. ASSIGNABILITY. This Agreement and its rights and obligations may
not be assigned by Garvin or the Company without the other party's consent. This
Agreement shall be binding upon each of Garvin and the Company and their
respective successors and permitted assigns. Notwithstanding the foregoing, the
Company may assign its rights and obligations hereunder to the acquiring party
or parties or an affiliate thereof without Garvin's consent in the event of a
Change of Control (as such term is defined in Section 4 of the Employment
Agreement); provided that the assignee or assignees agree in writing to assume
the obligations of the Company hereunder; and provided further that the Company
remains liable for all monetary obligations owed to Garvin hereunder if the
assignee defaults in paying them as due.

            28. ARBITRATION. Any dispute or controversy arising among or between
the parties hereto regarding any of the terms of this Agreement or the
Employment Agreement to the extent incorporated herein by reference, or the
breach hereof or thereof, the determination of which is not otherwise provided
for herein, on the written demand of any of the parties hereto shall be
submitted to and determined by arbitration held in the City of New York in
accordance with the rules then obtaining of the American Arbitration
Association. Any award or decision made by the arbitrators shall be conclusive
in the absence of fraud, and judgment upon said award or decision may be entered
in any court having jurisdiction thereof.

            29. KNOWING AND VOLUNTARY AGREEMENT. This Agreement has been entered
into after negotiation and review of its terms and conditions by parties under
no compulsion to execute and deliver a disadvantageous agreement. No ambiguity
or omission in this Agreement shall be construed or resolved against any party
on the ground that this Agreement or any of its provisions was drafted or
proposed by that party. Garvin acknowledges that he has been represented by
counsel in the negotiation of this Agreement.

            IN WITNESS WHEREOF, the parties have made and executed this
Agreement on the date first set forth above.

                                                   FIND/SVP, INC.

                                                    By:  /s/ David Walke
                                                       ------------------------
                                                         Name:
                                                         Title:

                                                    /s/ Andrew P. Garvin
                                                    ---------------------------
                                                    Andrew P. Garvin

                                       12
<PAGE>

                                   EXHIBIT A

 The Rule 105-1 Plan will provide that the administrator of such plan may sell
 no more than 5,000 shares of Company common stock (subject to appropriate
 adjustment to account for any stock split, stock dividend or similar event
 affecting shares of Company common stock generally) in any one-month period,
 and that for any given month, all sales for such month shall be executed during
 any two (2) five (5) business day periods of the administrator's choosing
 (which may or may not be contiguous), each of which periods must begin on a
 Monday and end on a Friday.

                                       13
<PAGE>

                                    EXHIBIT B

 The Company will pay Garvin $1,800 per month until July 24, 2010, then $4,750
 per month until and including the month ending December 31, 2013.

                                       14EXHIBIT 10.6

                                  MINERAL LEASE

         THIS MINERAL LEASE  (hereinafter  the "Lease") is made and entered into
as of  this__________ day of_________________, _______________, by  and  between
________________________________________________________________________________
hereinafter  collectively referred to as "Lessor," and MINERAL RECOVERY SYSTEMS,
INC., a Nevada corporation, Lessee (hereinafter referred to as "MRS").

                              W I T N E S S E T H :

         WHEREAS,  Lessor is the owner of that certain property  situated in the
County of , State of Tennessee,  containing acres, more or less, which property,
including  all Ore and  Minerals  (as  hereinafter  defined)  situated  therein,
thereon and thereunder and all improvements  thereon and appurtenances  thereto,
is  hereinafter  referred to as the  "Premises"  and is more fully  described as
follows:
         _______________________________________________________________________
         _______________________________________________________________________
         _______________________________________________________________________
         _______________________________________________________________________

         WHEREAS,  MRS desires to lease the  Premises  from  Lessor,  and Lessor
desires to lease said  Premises  to MRS,  for the  purposes  of  exploring  for,
developing and mining Ore and Minerals situated therein, thereon and thereunder;

         NOW,   THEREFORE,   in   consideration   of   _______________   Dollars
($_____________) in   hand paid to Lessor,  the receipt and sufficiency of which
are  hereby  acknowledged,   and  further  in  consideration  of  the  covenants
hereinafter set forth, Lessor and MRS agree as follows:

         1. DEMISE.  Lessor does hereby lease and demise the Premises to MRS for
the Term and upon the covenants and  conditions  set forth in this Lease for the
purposes of exploring for,  developing,  mining,  processing and selling the Ore
and Minerals  lying in, under and upon such Premises and for other  purposes set
forth herein.

         2.  DEFINITIONS.  The following  words and terms  wherever used in this
Lease are defined as follows:

         "Concentrates" means upgraded  intermediate products obtained after Ore
is mined and processed.

                                       1
<PAGE>

         "F.O.B. Mine Value" shall mean the amount received F.O.B. the mine site
by MRS from any purchaser in payment for the Ore,  Concentrates,  or other first
salable  product mined from the Premises and sold,  less  government  severance,
sales or  production  taxes  (other than any based on net  income),  third party
royalties,  sales  commissions and any other expenses borne by MRS in connection
with the sale of such Ore,  Concentrates or other first salable products. In the
event such Ore,  Concentrates  or other first salable  products are shipped to a
mill or other treatment  facility owned and/or operated by MRS, the F.O.B.  Mine
Value as  defined  herein on which  royalties  are  calculated  shall be no less
favorable  to  Lessor  than if such Ore,  concentrates  or other  first  salable
products  had been  shipped  to the  nearest  competitive  custom  mill or other
treatment  facility  which would  accept said Ore,  Concentrates  or other first
salable products.

         "Minerals" shall mean all minerals and mineral substances of whatsoever
nature and character  (other than coal, oil and gas) now known to exist or which
may be subsequently discovered or subsequently classified as minerals or mineral
substances,  irrespective  of whether at the time of the execution of this Lease
any said mineral or substance was considered in connection with the Premises.

         "Ore"  shall  mean  rock,  sediments,  and other  materials  containing
Minerals  mined or  extracted  by or for MRS which MRS, in its sole  discretion,
deems valuable for its mineral content.

         "Tailings"  shall  mean the  reject  material  and  residue  of Ore and
Minerals  after  processing  not  incorporated  in the processed form of Ore and
Minerals.

         "Term" shall mean the initial term of this Lease and any  extension and
renewal thereof.

         "Waste  Material"  shall mean material mined or extracted by or for MRS
which MRS in its sole discretion,  determines not to be valuable for its mineral
content.

         3. RIGHTS OF MRS. Lessor grants unto MRS the following exclusive rights
and privileges on the Premises:

               (a) The  right and  privilege  during  the Term of this  Lease to
enter upon, take possession of, prospect, explore for, test, drill, dig, develop
and mine by any  methods now known or  hereinafter  developed,  including  strip
mining,  dredging  and other  surface  mining  methods  and  underground  mining
methods, and to extract, crush, mill, blend, concentrate,  beneficiate,  refine,
reduce or otherwise process, and sell, or otherwise dispose of, any and all Ore,
Minerals, Concentrates and other materials which may be found within or upon the
Premises,  and  the  products  thereof,  in such  manner  as  MRS,  in its  sole
discretion, deems advisable;

               (b)  The  right  to use  and  affect  as  much  of the  Premises,
including the surface and subsurface  thereof, as may be necessary or incidental
to the exercise of the rights herein granted;

               (c) The right of ingress and egress over, upon, under and through
the Premises and other lands owned by Lessor  adjacent to the Premises as may be
necessary or incidental to the exercise of the rights herein granted;

                                       2
<PAGE>

               (d) The right to stockpile Ore,  Minerals and  Concentrates  from
the Premises on other lands owned or controlled by MRS;

               (e)  The  right  to  build  on the  Premises  stockpiles  of Ore,
Minerals  and  Concentrates  and to  dispose of or deposit  Waste  Material  and
Tailings on the Premises  whether produced from the Premises or from other lands
being mined by MRS as part of a mine plan which includes the Premises;

               (f) The right to commingle Ore, Minerals, Concentrates, and other
materials and products  thereof  derived from the Premises and products  thereof
with Ore,  Minerals,  Concentrates,  and other  materials  and products  thereof
produced from other lands owned or controlled by MRS;  provided,  however,  that
prior to such  commingling,  MRS  shall  weigh  and  sample  the Ore,  Minerals,
Concentrates,  and other  materials  derived  from the Premises and the products
thereof in accordance with sound mining and  metallurgical  practice,  and shall
make such  analyses and keep and make  available to Lessor such records and data
as shall be reasonably necessary to accurately  determine the quantity,  quality
and character of such Ore, Minerals,  Concentrates,  and other materials derived
from the Premises and the products thereof;

               (g)  The  right  to  excavate  pit  slopes  on  the  Premises  in
connection with mining operations of MRS on adjacent lands;

               (h) The  right to  construct,  assemble,  erect,  use,  maintain,
improve,  repair, replace,  rebuild, remove and relocate in or upon the Premises
such  buildings,   shops,  plants,  machinery,   equipment,  mills,  structures,
facilities, and such other improvements and services, including roads, inclines,
drifts, entry ways,  pipelines,  telephone lines,  electric  transmission lines,
railroads,  conveyors, and other transportation facilities (including facilities
for the  operation,  use and  maintenance of aircraft) and the right to excavate
such  shafts,  pits,  tunnels and  ditches  and to create such lakes,  ponds and
settling  basins,  as  may  be  necessary  or  incidental  to  the  exploration,
development,  mining, extraction,  removal,  processing, sale and disposition of
Ore, Minerals,  Concentrates, and the products thereof whether produced from the
Premises  or from other  lands  being  mined by MRS as part of a mine plan which
includes the Premises;

               (i) The  right to use,  subject  to  applicable  laws,  rules and
regulations, any surface or ground water situated within or upon the Premises in
connection with MRS's operations  hereunder;  provided,  however, that MRS shall
not take water from Lessor's existing wells, tanks or surface reservoirs without
the written consent of Lessor, which consent shall not be unreasonably withheld;

               (j)  The  right,   to  be  exercised  in  connection  with  MRS's
operations hereunder, to cut and use timber situated upon the Premises,  subject
to the provisions of Paragraph 5 below;

               (k) The right to mine and  remove  Ore,  Minerals,  Concentrates,
Waste Material and Tailings from the Premises or from other lands upon which MRS
may be conducting  mining operations as part of a mining plan which includes the
Premises  over,  upon,  across,  under or through  the  Premises  or other lands
adjacent to the  Premises  owned by Lessor,  and to enjoy  mining  rights,  dump
rights,  drainage  rights,  haulage  rights and  ventilation  rights,  as may be
necessary or convenient from time to time in the conduct of MRS's  operations on
the  Premises  or on  other  lands  upon  which  MRS  may be  conducting  mining
operations as part of a mining plan which includes the Premises.

                                       3
<PAGE>

               (l) all other rights and  privileges  which are  incidental to or
which may be useful,  desirable or  convenient  to MRS in the exercise of any or
all of the  rights  hereinabove  set  forth  which  are  not  in  conflict  with
applicable state, federal or local laws, ordinances and regulations.

         4. TERM.  The Term of this  Lease  shall  commence  on the date of this
Lease first set forth above and shall,  subject to MRS's right to  terminate  as
set forth in Paragraph 14 below, and to Lessor's right to terminate as set forth
in  Paragraph  15 below,  continue for a period of ten (10) years from said date
and so long thereafter as MRS is conducting exploration,  development, or mining
operations  on the Premises or upon other lands  pursuant to a mining plan which
embraces  or  had  embraced  the  Premises.  However,  unless  the  contrary  is
established, MRS shall not be presumed to have ceased to conduct such operations
except where the Premises have not been so used for a period of one (1) year.

         5.  DAMAGES.  MRS  shall pay  Lessor  reasonable  compensation  for any
damages to fences,  existing buildings or other tangible  improvements,  timber,
crops or livestock  resulting  from MRS's  operations on the  Premises,  but MRS
shall not be liable for  consequential,  special or incidental  damages such as,
but  not  limited  to,  loss of  opportunity  or loss  of  future  profits.  The
determination  of reasonable  compensation  for damages shall be mutually agreed
upon by the parties  hereto;  but if the parties are unable to agree,  then each
shall appoint at its own expense a qualified  appraiser to  separately  appraise
the applicable  amount of damages.  The average of such two (2) appraisals shall
be the basis of  compensation  and shall be binding on both parties.  This Lease
shall not interfere  with the Lessor's right to harvest and sell timber from the
Premises as long as such  harvesting  and sale of timber does not interfere with
MRS's development or mining operations on the Premises.

         6. ADVANCE ROYALTY. MRS shall pay Lessor an advance royalty,  except as
otherwise provided herein and subject to termination under Paragraphs 14 and 15,
of

         $_____   per  acre  upon  the  execution  of  this  Lease,   being  the
                  consideration  mentioned  hereinbefore,  and a like amount per
                  acre on or before the first and second  anniversaries  of this
                  Lease for each acre then held under this Lease;

         $_____   per  acre  on  or  before   the   third,   fourth   and  fifth
                  anniversaries of this Lease for each acre then held under this
                  Lease; and

         $_____   per acre on or before the sixth  anniversary of this Lease for
                  each acre then held under this  Lease,  and a like  amount per
                  acre on or before each  subsequent  anniversary  of this Lease
                  for each acre then held under this Lease.

         All advance royalties paid under the terms of this Paragraph 6 shall be
a credit  against  production  royalty  payments due or thereafter  becoming due
under Paragraph 7 below.

                                       4
<PAGE>

         7.  PRODUCTION   ROYALTY.  In  the  event  that  MRS  shall  sell  Ore,
Concentrates  or  other  first  salable  products  derived  from any part of the
Premises,  MRS shall pay to Lessor a production  royalty  equal to _____ percent
(_____%) of the F.O.B. Mine Value thereof. Actual payments to Lessor of sums due
under this  Paragraph 7 shall be made only after and to the extent that  accrued
production  royalties exceed the credit for all advance royalties paid under the
terms of  Paragraph 6 above.  Once actual  payments of  production  royalties to
Lessor begin,  MRS's obligation to pay advance royalties under Paragraph 6 shall
terminate.  However, should MRS discontinue mining for any reason and payment of
production royalty ceases and such discontinuance has been ongoing for more than
six (6) months  preceding a Lease  anniversary,  then payment of advance royalty
shall be  resumed  and  continued  until the  payment of  production  royalty is
resumed.  All amounts payable to Lessor as production royalty on account of Ore,
Concentrates or other first salable  products derived from the Premises and sold
during any  calendar  quarter  shall be paid by mailing  payment to Lessor on or
before the forty-fifth day of the calendar  quarter next succeeding the calendar
quarter during which MRS receives the F.O.B. Mine Value attributable to the sale
of such Ore, Concentrates or other first salable products.

         8. TAILINGS AND WASTE  MATERIAL.  Lessor agrees that Waste Material may
be mined or otherwise extracted from the Premises without obligation upon MRS to
replace the same except as may be required by law.  Lessor  shall have no right,
title or  interest  to such  Tailings  or Waste  Material  except  that any Ore,
concentrates  or other first salable  products,  recovered from such Tailings or
Waste Material from a subsequent processing for the recovery of mineral content,
shall be subject to the regular  production  royalty provided herein.  MRS shall
have no right, title or interest in Waste Material or Tailings or other material
on the Premises after termination of this Lease.

         9. BOOKS AND  RECORDS;  INSPECTION.  MRS shall  keep books and  records
necessary to document  the  quantity  and quality of all Ore and Minerals  mined
from the Premises,  and the F.O.B. Mine Value received from the sale of said Ore
and Minerals or Concentrates or other products derived therefrom.  At reasonable
times,  Lessor or Lessor's  representatives,  at their sole risk and  liability,
shall,  for the purpose of  inspection,  have access to the  Premises and to the
books and records of MRS  necessary to document the royalty  accruing to Lessor,
it being  understood  that such  inspections  by Lessor shall not interfere with
MRS's  operations  and shall be  subject  to MRS's  instructions  as to  matters
relating to health and safety.  In the event that Lessor and MRS cannot agree as
to what  records must be reviewed to permit a  determination  of the accuracy of
the royalty calculation,  then MRS's independent public accountants shall review
the royalty  calculation  and verify the  accuracy  thereof.  The results of the
review by the independent  public  accountants shall be binding on both parties.
If no written  objection to the calculation of royalties shall be made by Lessor
to MRS within one year after the  payment  thereof,  the amount of such  payment
shall be conclusively deemed correct.

         10. PERFORMANCE OBLIGATIONS

               (a) Operations.  MRS shall conduct its operations on the Premises
in a careful and workmanlike  manner and in compliance with all applicable laws,
ordinances and regulations of all governmental  authorities having  jurisdiction
over  MRS's  operations,  but  without  any other  restrictions  on the  methods
employed.

                                       5
<PAGE>

               (b)  Reclamation.  MRS shall perform such  reclamation work as is
required by the applicable rules,  regulations and laws of the state(s) in which
the  Premises  are  located and of the United  States or any other  governmental
authority with  jurisdiction  over the Premises,  and Lessor agrees to grant MRS
such continuing access and rights to the Premises as may be necessary for MRS to
comply with such rules,  regulations and laws; provided,  however, MRS shall not
be responsible for  reclamation of any condition  existing on the Premises prior
to the date of this Lease, including,  but not limited to, surface disturbances,
solid wastes,  hazardous  wastes,  water pollution,  or eminent public health or
safety  hazard,  and if MRS is required to reclaim such  preexisting  condition,
Lessor shall  reimburse MRS for its cost thereof.  MRS shall  stockpile  topsoil
removed in the course of its  operations on the Premises and shall  redistribute
that topsoil and recontour the disturbed area to the extent practicable upon the
completion of such operations.

               (c) Indemnity.  MRS shall indemnify and hold Lessor harmless from
and against any claim or legal liability  arising out of injury to, or death of,
persons or damage to property (other than damage to Lessor's  property  pursuant
to the rights  granted in  Paragraph  3) where such  injury,  death or damage is
proximately  caused  by  MRS's  negligent  operations  under  this  Lease,  such
indemnity to include reasonable  attorney's fees and costs incurred by Lessor in
defense of any such claim or liability; provided, however, that MRS's obligation
under this Subparagraph  10(c) shall be conditional upon Lessor notifying MRS in
writing of the  existence  of any such claim  within ten days after Lessor first
learns  thereof,  and no obligation  to indemnify and hold harmless  shall exist
where any  injury,  death or damage  arises out of, or is  connected  in any way
with, the negligent acts or omissions of Lessor.

               (d) Claims and Liens.  MRS shall pay and  satisfy  all claims and
liens for materials, supplies and labor used in connection with MRS's operations
on the Premises, and shall keep Lessor's interest in the Premises free and clear
from any and all  liens and  encumbrances  except  any such lien or  encumbrance
which may  result  from the  actions  of parties  other  than MRS,  its  agents,
employees, and contractors.

         11. NO OBLIGATION TO DEVELOP.  Nothing herein shall in any way obligate
MRS to  undertake  any  particular  amount  or kind of  exploration  work on the
Premises nor to undertake any development or mining activity  therein,  it being
understood that the decision to conduct exploration,  to open a mine, to abandon
exploration,  or to suspend or abandon development or mining operations shall be
entirely  within the discretion of MRS.  Furthermore,  if MRS shall determine to
develop a mine or mines,  all  decisions  as to the  nature of  operations,  the
nature of products to be produced and the terms, conditions and prices for which
such products shall be sold shall be solely within the discretion of MRS.

         12.   TITLE

         Lessor  hereby  represents  and warrants that the Premises are free and
clear of any lien, encumbrance or adverse claim of any kind; that Lessor has the
unrestricted  right  to enter  into  this  Lease  and to grant to MRS all of the
rights set forth herein; that there are no outstanding contractual  arrangements

                                       6
<PAGE>

or obligations,  including  obligations  relating to rents and royalties,  which
could bind or in any way affect  MRS's  interest  under this Lease or any Ore or
Minerals or products  thereof which may be mined or removed and sold pursuant to
this Lease.  Lessor warrants and agrees to defend title to (its interest in) the
Premises and to the rights granted to MRS hereunder against any and all persons,
firms and  corporations  claiming  any  right,  title or  interest  in or to the
Premises  adverse to or in derogation of MRS's leasehold estate hereunder or the
rights of MRS herein granted. Should Lessor fail to defend its title, MRS may do
so and deduct all costs  thereof,  including  attorney's  fees and  expenses  of
removing or settling such claims, from any and all amounts due Lessor hereunder.

         Lessor  further  represents  and  warrants  that,  to the  best  of its
knowledge,  there are no pre-existing  conditions (as defined in Paragraph 10(b)
above),  nor any  known  historic  or  prehistoric  sites or  artifacts,  on the
Premises except as follows:

________________________________________________________________________________
________________________________________________________________________________

         Lessor  agrees to make  available  to MRS all  documents,  abstracts or
other title  information  regarding  the Premises in Lessor's  possession  for a
reasonable period of time. MRS may, at its own expense, further search the title
to the Premises and seek to cure any infirmities  found to exist (with regard to
Lessor's interest) therein.

         Lessor does hereby agree to assume, be responsible for and pay when and
as due any and all outstanding  monetary obligations created or caused by Lessor
which if not  satisfied  could result in MRS's  interest  under this Lease being
defeated or otherwise  affected.  MRS shall have no obligation or responsibility
in respect of any such outstanding monetary obligations, but in the event Lessor
shall fail to make payment when and as due of any of such  outstanding  monetary
obligations,  MRS may pay the same and deduct the amount thereof,  together with
interest  thereon at the maximum legal rate  permissible  in the state where the
Premises are located, from any sums accruing to Lessor hereunder.

         The amounts  payable to Lessor  pursuant to the terms of this Lease are
conditioned  on  the  fact  that  MRS  has  leased  from  Lessor   hereunder  an
unencumbered  one hundred percent (100%) interest in the Premises and that MRS's
rights in the Premises are as herein set forth and are subject to no  covenants,
conditions,  restrictions,  or  encumbrances  other than  those  created by this
Lease.  In the event that at any time during the Term of this Lease there is any
outstanding  right,  title or interest in the  Premises not created or caused by
MRS such that for any reason MRS is not possessed of the entire leasehold estate
which this Lease  purports to grant,  then the amounts  payable to Lessor  under
this  Lease  shall be reduced by the  greater  of (a) the  proportion  which any
outstanding  interest or  encumbrance  bears to the full  unencumbered  interest
contracted  for by MRS herein or (b) the  difference in the value to MRS between
the  interest  which  Lessor  purports to lease  herein and the interest in fact
leased.

         If at any time any person, firm or corporation which is not a signatory
to this Lease  claims to be entitled to payment of any amount due and payable by
MRS hereunder, MRS may withhold payment of any such amount until (a) all adverse
claims involved have been finally  concluded or determined,  or (b) MRS has been
indemnified  adequately  with respect to such claims;  provided,  however,  that

                                       7
<PAGE>

nothing contained herein shall prevent MRS from invoking any remedy available in
law or in  equity  including  the  bringing  of an  action  in the  nature of an
interpleader in a court of competent jurisdiction.

         13. OWNERSHIP OF PLANT AND EQUIPMENT. All equipment, plants, buildings,
facilities,  structures and other improvements of whatsoever kind or nature used
by MRS in its  operations or  constructed or placed by MRS on the Premises shall
be and remain the property of MRS during the term of this Lease. In the event of
termination  of this  Lease as to any part of the  Premises,  MRS shall have the
right to enter upon the Premises  and remove from the  Premises  subject to such
termination all of MRS's  improvements  and property of whatsoever kind situated
thereon.  Such right shall  continue for a period of one year from and after the
date of such  termination and as long  thereafter as MRS is diligently  removing
its said improvements or property. Any such improvements or property not removed
or being diligently removed by MRS by the end of said period shall be deemed the
property of Lessor, but MRS makes no warranties or representations regarding the
condition of such  improvements or property.  MRS shall remove all buildings and
structures that Lessor requests not be left on the Premises.

         14.  MRS'S RIGHT OF  TERMINATION.  MRS may, at any time or from time to
time,  during the Term of this Lease terminate this Lease in whole or in part by
delivering  to Lessor or to the office of the  recorder  of the  County(ies)  in
which the Premises are situated a conveyance in recordable form surrendering and
quitclaiming  to Lessor all or any portion of the Premises.  Upon such delivery,
this Lease  shall  terminate  with  respect to the  Premises  described  in such
conveyance,  and  MRS  shall  be  relieved  of  all  obligations,  liability  or
responsibility in respect to the Premises surrendered and quitclaimed to Lessor,
save  those  obligations  and  liabilities  incurred  prior to  surrender.  Said
conveyance  surrendering and  quitclaiming  the Premises,  or a portion thereof,
shall be deemed  to have been  delivered  to and  received  by Lessor or by said
County  recorder(s)  upon the posting  thereof in the United  States  mails when
mailed certified or registered,  postage prepaid,  return receipt requested,  or
upon receipt when hand-delivered.

         15.  LESSOR'S  RIGHT  OF  TERMINATION.  Lessor  shall  be  entitled  to
terminate  this Lease upon the  failure of MRS to make  payment of any amount of
money  due and  payable  by MRS to  Lessor  pursuant  to this  Lease or upon the
failure of MRS to keep or perform any other  covenant or  obligation on its part
set forth  herein;  provided,  however,  that prior to  terminating  this Lease,
Lessor shall first give to MRS written notice of MRS's  default,  specifying the
circumstances  thereof  and the amount of money which  Lessor  claims is due and
payable by MRS or the specific  nature of any other claimed  default.  MRS shall
have a period  of sixty  (60)  days from and  after  receipt  of said  notice of
default in which to cure  same,  or, in the event  that such  default  cannot be
cured within sixty (60) days,  MRS shall  commence to cure within such time, and
shall  continue  to  diligently  pursue  such  cure,  failing  which  Lessor may
terminate this Lease by notice to MRS;  provided further,  however,  that in the
event MRS shall dispute the existence of a default on the part of MRS, MRS shall
not be deemed in default  unless and until there has been a final  nonappealable
judgment  entered in writing by a court of  competent  jurisdiction  in favor of
Lessor.  In the event of such  judgment,  MRS shall have a period of thirty (30)
days after such entry of judgment in which to cure the default so adjudged,  or,
in the event such  default  cannot be cured  within such thirty (30) day period,
MRS shall  commence to cure within such time,  and shall  continue to diligently
pursue such cure,  failing  which Lessor may  terminate  this Lease by notice to
MRS.

                                       8
<PAGE>

         16.  UNCONTROLLABLE  FORCES. In the event that MRS is unable, wholly or
in part, as a result of uncontrollable forces to carry out its obligations under
this Lease,  such  obligations  shall be suspended during the continuance of any
liability  so caused and the Term of this Lease shall be  extended  for a period
equivalent  to the  period of such  inability  so caused.  Such  cause  shall be
remedied  with all  reasonable  dispatch,  provided that in no event will MRS be
required against its will to settle any strike or lockout or to adjust any labor
dispute or to question  the  validity of or to refrain from testing the validity
of any  local,  state  or  federal  order,  rule,  regulation  or law.  The term
"uncontrollable  forces," as used herein, shall mean fire, floods,  earthquakes,
soil shifting,  wind storms, other damage from elements, acts of God, inadequacy
of available supplies of water,  accidents,  delays in  transportation,  acts of
war,  riots,  civil and  criminal  disturbances,  strikes,  threats of  imminent
strikes,   lockouts,   boycotts  and  other  labor  or  industrial  disputes  or
disturbances,  sabotage,  shortage  or  delays  in  obtaining  necessary  labor,
equipment,  materials or insurance in the open market,  delays in obtaining  the
approvals  required  by the  terms  hereof  or by law,  or acts of  governmental
authority  under any local,  state or  federal  laws or  regulations,  including
governmental  controls,  regulations  or judicial  orders or decrees,  and other
matters beyond the reasonable  control of MRS, whether or not similar to matters
herein specifically enumerated.

         17. TAXES, ASSESSMENTS AND CHARGES.

               (a) Taxes  Payable by MRS.  Except as provided  below,  MRS shall
pay, before delinquency,  all real and personal property taxes,  assessments and
charges  which may be levied  or  assessed  by any  governmental  agency  having
jurisdiction,  against the leasehold estate,  against any improvements placed or
made on the  Premises by MRS pursuant to the rights  granted by this Lease,  and
against any Ore,  Concentrates or other first salable  products derived from the
Premises  by  MRS;  provided,  however,  that  MRS may  contest  any  such  tax,
assessment or charge which it believes to be erroneously levied and may postpone
any  payment  of such tax,  assessment  or charge  until  such  contest is fully
decided.

               (b) Taxes Payable by Lessor.  Lessor shall pay before delinquency
all other real and  personal  property  taxes,  assessments  and charges  levied
against or in connection with the Premises,  including any improvements or other
property  of Lessor  which MRS may permit to be placed or made on the  Premises,
and  Lessor  will not permit the  leasehold  estate  created by this Lease to be
forfeited or sold by any  governmental  agency on account of the  non-payment of
any such tax,  assessment or charge.  In the event that Lessor shall not pay any
such tax, assessment or charge prior to delinquency,  MRS may, but shall have no
obligation  to,  pay such tax,  assessment  or charge in order to  preserve  its
leasehold  estate and may subtract all amounts  becoming due to Lessor under the
terms of this Lease. In addition to the amounts of any tax, assessment or charge
paid by MRS which were  properly  payable by Lessor,  MRS may also  deduct  from
amounts  accruing to Lessor under the terms of this Lease an amount equal to the
interest  on said  amounts  paid by MRS at the  lesser  of 18% per  annum or the
maximum legal rate of interest  chargeable to Lessor under the laws of the state
in which the Premises are  situated,  commencing  on the date of said payment by
MRS and  continuing  until all such amounts paid by MRS on behalf of Lessor have
been  recovered by MRS from the next  succeeding  payment(s)  accruing to Lessor
under the terms of this Lease.

                                       9
<PAGE>

         18. PLACE OF PAYMENT. All payments herein provided for shall be made by
delivering or mailing the same as designated  below to Lessor at the address set
forth  in  Paragraph  19  below.  All  payments  sent by MRS to the  last  known
addressee  and address  designated  under the terms of this  Paragraph  18 shall
constitute  proper  payment.  No change or  transfer  of  ownership  of Lessor's
interest  in the  Premises  shall  affect the  person,  entity or place to which
payment is made by MRS until MRS is  provided  with the  documents  required  by
Paragraph  22 below.  The  delivery to MRS of a notice of change of ownership of
Lessor's  interest or a change of address  shall not affect the  validity of any
payments  made by MRS prior to, or within ten (10) days  after,  receipt of such
notice.

         19. NOTICES.  Any notice to be given to either MRS or Lessor under this
Lease shall be in writing and shall be either  personally  delivered  or sent by
United States mail,  registered  or certified,  return  receipt  requested  with
postage prepaid, and if to Lessor addressed as follows:

         _________________________________
         _________________________________
         _________________________________

and if to MRS addressed as follows:

         Mineral Recovery Systems, Inc.
         1725 Sheridan Avenue, Suite 140
         Cody, WY 82414
         Attn:  William P. Long

with a copy to:

         C. Patrick Costin 230 South Rock Blvd., Suite 21 Reno, NV 89502

and a copy to:

         Clayton J. Parr
         PARR WADDOUPS  BROWN GEE & LOVELESS 185
         South State Street,  Suite 1300
         Salt Lake City, UT 84111

Either party may change its address for notice by so advising the other party in
accordance  with the terms of this  Paragraph 19. Any notice given in accordance
with the provisions of this Paragraph 19 shall be deemed given as of the date of
personal delivery or, if mailed,  upon the date of posting of said notice in the
United States mails.

         20. GOVERNING LAW. To the extent legally permissible,  this Lease shall
be governed by the laws of the State of Tennessee.

                                       10
<PAGE>

         21. WAIVER OF HOMESTEAD,  DOWER AND CURTESY. Insofar as such rights may
be  applicable  under the laws of the state in which the Premises  lie,  whether
statutory  or  otherwise,  the Lessor  hereby  waives and releases any rights of
dower,  curtesy and homestead in the Premises  which may in any way affect or be
affected by this Lease.

         22. SALE, ASSIGNMENT AND SUBLEASE. Either party may at any time assign,
pledge,  mortgage  or  sublet  all  or  any  part  of its  interest,  rights  or
obligations  under  this  Lease.  In the event of a change of  ownership  of the
Premises or any  interest  therein  retained by Lessor  hereunder,  Lessor shall
furnish MRS with a duly certified copy of the recorded  instrument of conveyance
sufficient to show a complete chain of title from Lessor to the new owner(s).

         23.  AREA OF  INTEREST.  If at any time  during  the term of this Lease
Lessor acquires rights to minerals within any tract or tracts of lands, of which
any portion lies within two (2) miles of the external boundaries of the Premises
leased herein, Lessor shall forthwith give notice of such acquisition to MRS. If
within 60 days after it receives such notice MRS gives notice to Lessor that MRS
elects to cause such tract or tracts,  or any portion thereof (whether inside or
outside of the two mile area of  interest),  to become  subject  to this  Lease,
Lessor shall  execute an  amendment  to this Lease,  which shall be prepared and
executed  as well by MRS,  causing  such  tract or  tracts,  or the  portion  or
portions  thereof  selected by MRS, to become subject to the terms of this Lease
and be included in the Premises.

         24.  EXPENSES ON  DEFAULT.  In the event of default by Lessor or MRS in
the  performance  of any of the  terms or  obligations  set  forth  herein,  the
defaulting  party shall be obligated to pay and shall pay all costs and expenses
which  are  incurred  by  the  non-defaulting  party,   including  a  reasonable
attorney's fee, in enforcing and protecting by suit, or otherwise, the rights of
the non-defaulting party under this Lease.

         25. PARAGRAPH HEADINGS.  Paragraph headings or titles set forth in this
Lease are inserted for convenience only and are not intended to define, limit or
describe the scope or intent of the provisions hereof.

         26.  BINDING  EFFECT.  This Lease  shall be binding on and inure to the
benefit  of  the  parties  hereto,   and  their  respective   heirs,   devisees,
beneficiaries, personal representatives, successors and assigns.

         27.   ADDITIONAL   INSTRUMENTS.   Lessor   hereby   agrees  to  execute
concurrently with the execution of this Lease or at a later date if requested by
MRS, an  acknowledged  Notice and Memorandum of this Lease which may be recorded
by MRS in the records of the  County(ies)  in which the  Premises  are  located.
Further,  the parties agree to execute and deliver such  additional  agreements,
instruments or documents as may be determined  from time to time to be necessary
or advisable to carry out the terms or purposes of this Lease.

         28. TIME OF ESSENCE.  Time is of the essence of this Lease and each and
every term and covenant hereof.

                                       11
<PAGE>

         29. ENTIRE  AGREEMENT.  This Lease  evidences  the entire  agreement of
Lessor and MRS and no oral agreement, promise, statement or representation which
is not  contained in this Lease shall be of any force or effect.  This Lease may
not be amended or  modified  except by a written  instrument,  duly  executed by
Lessor and MRS.

         30.  AFFIDAVIT AS TO  WITHHOLDING  TAX.  Lessor hereby  certifies  that
Lessor is not a foreign  person and  therefore  not  subject to the ten  percent
(10%) withholding tax under the Foreign  Investment in Real Property Act, OR has
attached  hereto a "Qualifying  Statement" from the Secretary of Treasury or his
delegate  which  exempts  Lessor from said tax or exempts  MRS from  withholding
provided either party has furnished adequate security.  By executing this Lease,
Lessor  under  penalty of perjury  declares  that the above  statement  is true,
correct and complete to the best of Lessor's knowledge and belief.

         31. ADDITIONAL PROVISIONS

               (   )   None

               (   )   See addendum  attached  hereto,  marked as Exhibit "____"
                       and  incorporated  by reference herein.

         IN WITNESS WHEREOF,  this Lease has been executed  effective on the day
and year first above written.

LESSOR:                                          LESSEE:

                                                 MINERAL RECOVERY SYSTEMS, INC.,
                                                 a Nevada corporation
______________________________________
S.S. No.______________________________           By ____________________________

                                                 Title _________________________
______________________________________
S.S. No.______________________________

______________________________________
S.S. No.______________________________

                                       12
<PAGE>

STATE OF______________________________)
                                      :ss.
COUNTY OF_____________________________)

         Personally  appeared  before  me  ____________________,  with whom I am
personally   acquainted  and  who  acknowledged  that  he  executed  the  within
instrument for the purposes therein contained.

         Witness my hand, at office, this________ day of ____________, ________.

                                             ___________________________________
                                             NOTARY PUBLIC, residing in
[SEAL]
                                             ___________________________________

My commission expires:

______________________________

STATE OF______________________________)
                                      :ss.
COUNTY OF_____________________________)

         Personally  appeared  before  me  ____________________,  with whom I am
personally   acquainted  and  who  acknowledged  that  he  executed  the  within
instrument for the purposes therein contained.

         Witness my hand, at office, this________ day of ____________, ________.

                                             ___________________________________
                                             NOTARY PUBLIC, residing in
[SEAL]
                                             ___________________________________

My commission expires:

______________________________

                                       13

STATE OF______________________________)
                                      :ss.
COUNTY OF_____________________________)

         Personally  appeared  before  me  ____________________,  with whom I am
personally   acquainted  and  who  acknowledged  that  he  executed  the  within
instrument for the purposes therein contained.

         Witness my hand, at office, this________ day of ____________, ________.

                                             ___________________________________
                                             NOTARY PUBLIC, residing in
[SEAL]
                                             ___________________________________

My commission expires:

______________________________

STATE OF______________________________)
                                      :ss.
COUNTY OF_____________________________)

         Before  me, a Notary  Public  in and for said  State and  County,  duly
commissioned  and  qualified,  personally  appeared , with whom I am  personally
acquainted  (or proved to me on the basis of  satisfactory  evidence),  and who,
upon oath, acknowledged himself to be the of MINERAL RECOVERY SYSTEMS, INC., the
within  named  bargainor,  a  corporation,  and that he executed  the  foregoing
instrument  for the  purposes  therein  contained,  by  signing  the name of the
corporation by himself as .

         Witness my hand, at office, this________ day of ____________, ________.

                                             ___________________________________
                                             NOTARY PUBLIC, residing in
[SEAL]
                                             ___________________________________

My commission expires:

______________________________

                                       14

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