Document:

Exhibit 10.12

 

SECOND AMENDMENT TO PROMISSORY NOTE

 

Effective Date: December 31, 2021

 

WHEREAS, on April 20, 2021, Twelve Seas
Investment Company IV TMT, a Delaware corporation (the “Maker”), entered into that certain Promissory Note (the “Original
Promissory Note”) with Twelve Seas Sponsor IV TMT LLC or its registered assigns or successors in interest (the “Payee”);

 

WHEREAS, the Maker and the Payee amended
the Original Promissory Note pursuant to that certain First Amendment to Promissory Note, effective December 31, 2021 (as amended, the
“Promissory Note”);

 

WHEREAS, capitalized terms used herein but
not defined shall have their respective meanings as set forth in the Promissory Note;

 

WHEREAS, pursuant to the Promissory Note,
the maximum principal amount of the Promissory Note is currently $300,000;

 

WHEREAS, pursuant to Section 13 of the Promissory
Note, any amendment to the Promissory Note may be made with, and only with, the written consent of the Maker and the Payee; and

 

WHEREAS, the Maker and the Payee now wish
to enter into this Second Amendment to Promissory Note (this “Amendment”) to increase the maximum principal amount.

 

NOW, THEREFORE, in consideration of the
foregoing, of the mutual promises contained herein and of other good and valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the parties hereto hereby agree to amend the Promissory Note as set forth herein.

 

1.
Amendment to Principal Amount of the Promissory Note. The principal amount of the Promissory Note reflected above the first
paragraph of the Note is hereby amended and restated as follows:

 

Principal Amount: Up to $500,000

 

2.
Amendment to First Paragraph of the Promissory Note. The first paragraph of the Promissory Note is hereby amended and restated
as follows:

 

Twelve Seas Investment Company IV TMT,
a Delaware corporation and blank check company (the “Maker”), promises to pay to the order of Twelve Seas Sponsor IV
TMT LLC or its registered assigns or successors in interest (the “Payee”), or order, the principal sum of up to Five
Hundred Thousand Dollars ($500,000) in lawful money of the United States of America, on the terms and conditions described below. All
payments on this Note shall be made by check or wire transfer of immediately available funds or as otherwise determined by the Maker to
such account as the Payee may from time to time designate by written notice in accordance with the provisions of this Note.

 

     

     

    

 

3.
Amendment to Section 3 of the Promissory Note. Section 3 of the Promissory Note is hereby amended and restated as follows:

 

3.
 Drawdown Requests. Maker and Payee agree that Maker may request up to Five Hundred
Thousand Dollars ($500,000) for costs reasonably related to Maker’s initial public offering of its securities. The principal
of this Note may be drawn down from time to time prior to the earlier of: (i) June 30, 2022 or (ii) the date on which Maker
consummates an initial public offering of its securities, upon written request from Maker to Payee (each, a “Drawdown
Request”). Each Drawdown Request must state the amount to be drawn down, and must not be an amount less than Ten Thousand
Dollars ($10,000) unless agreed upon by Maker and Payee. Payee shall fund each Drawdown Request no later than five (5) business days
after receipt of a Drawdown Request; provided, however, that the maximum amount of drawdowns collectively under this Note is Five
Hundred Thousand Dollars ($500,000). Once an amount is drawn down under this Note, it shall not be available for future Drawdown
Requests even if prepaid. No fees, payments or other amounts shall be due to Payee in connection with, or as a result of, any
Drawdown Request by Maker. Notwithstanding the foregoing, all payments shall be applied first to payment in full of any costs
incurred in the collection of any sum due under this Note, including (without limitation) reasonable attorneys’ fees, and then
to the reduction of the unpaid principal balance of this Note.

 

4.
Note. The term “Note” as used in the Promissory Note shall hereafter mean the Promissory Note as amended by
this Amendment.

 

5.
Effect of this Amendment. Except as specifically amended by this Amendment, the Promissory Note shall remain in full force
and effect in accordance with all of the terms and conditions thereof and is hereby ratified and confirmed. The execution, delivery and
performance of this Amendment will not, except as expressly provided herein, constitute a waiver of any provision of, or operate as a
waiver of any right, power or remedy of the parties under, the Note or any other document relating to the Promissory Note.

 

6.
Miscellaneous. THIS AMENDMENT SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH THE LAWS OF DELAWARE, WITHOUT REGARD TO
CONFLICT OF LAW PROVISIONS THEREOF.

 

[Signature Page Follows]

 

     

     

    

 

IN WITNESS WHEREOF, Maker and Payee, intending
to be legally bound hereby, hereby consent to this Amendment and have caused this Amendment to be executed by the undersigned to be effective
as of the day and year first above written.

 

	 	Maker:
	 	 	 
	 	TWELVE SEAS INVESTMENT COMPANY IV TMT
	 	 	 
	 	By:	/s/
    Alan Mitchell
	 	Name: 	Alan Mitchell
	 	Title:	President and Chief Investment Officer
	 	 	 
	 	Payee:
	 	 	 
	 	TWELVE SEAS SPONSOR IV TMT LLC
	 	 	 
	 	By:	Columbia Communications Advisory, LLC,
    as Manager
	 	 	 
	 	 	By:	/s/
    Alan Mitchell
	 	 	Name: 	Alan Mitchell
	 	 	Title:	Managing Partner

 

Signature Page to Second Amendment
to Promissory NoteExhibit 10.45

 

Promissory Note

 

Amount US $ 1,700,000

 

FOR VALUE RECEIVED, the undersigned,

 

Farvision Education Group Inc. (“company”) promises
to pay to

 

Ms. Fan Zhou to its order, the principal sum of US$ one million and seven hundred thousand dollars (US$1,700,000) in lawful
money of Canada without interest with one year term starting on Mar 9, 2022, and the company has an option on the renewal term.

 

This promissory
note and the rights, obligations and relations of the undersigned and the holder hereto shall be governed by and construed in accordance
with the laws of the Province of Ontario (but without giving effect to the conflict of law rules thereof). The undersigned and the holder
hereto agree that the Courts of Ontario shall have jurisdiction to entertain any action or other legal proceedings based on any provisions
of this promissory note.

 

The undersigned and the holder hereto do hereby attorn to the jurisdiction of the Courts of the Province of Ontario.

 

Farvision Education Group Inc.

 

Per: /s/ Yiu Bun Chan                    

Name: Yiu Bun Chan,

Title: Authorized Signed Officer

 

 

I have the authority
to bind the Corporation

 

Per: /s/ Fan Zhou                             

Ms. Fan ZhouExhibit
10.46

 

INDEMNITY
AGREEMENT

 

THIS AGREEMENT is made
this ____ day of ____________, 2022.

 

BETWEEN:

 

VISIONARY EDUCATION TECHNOLOGY HOLDINGS

GROUP INC., a corporation existing under the

Business Corporations Act
(Ontario)

 

(the “Corporation”)

 

- and -

 

INSERT, an individual resident in insert, Ontario

 

(the “Indemnified Party”)

  

RECITALS:

 

		A.	The Indemnified Party is, has been or, at the request of the Corporation, proposes
to become, a duly elected or appointed director and/or officer of the Corporation.

 

		B.	The Corporation is permitted to indemnify its directors and officers to the extent
permitted herein.

 

		C.	The Corporation considers it desirable and in the best interests of the Corporation
to attract and retain the services of highly qualified individuals such as the Indemnified Party to serve as a director and/or officer
of the Corporation and to therefore enter into this Agreement to set out the circumstances and manner in which the Indemnified Party may
be indemnified in respect of certain liabilities or expenses which the Indemnified Party may incur as a result of acting as a director
and/or officer of the Corporation.

 

		D.	The Indemnified Party has agreed to serve or to continue to serve as a director
and/or officer of the Corporation subject to the Corporation providing the Indemnified Party with directors’ and officers’
liability insurance and an indemnity against certain liabilities and, in order to induce the Indemnified Party to serve and to continue
to so serve as a director and/or officer of the Corporation, the Corporation has agreed to provide the indemnity in this Agreement.

 

THEREFORE, in consideration
of the foregoing and the mutual covenants contained in this Agreement, and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the Parties hereby agree with each other as follows:

 

ARTICLE
1

DEFINITIONS
AND PRINCIPLES OF INTERPRETATION

 

		1.1	Definitions

 

Whenever used in this Agreement, the following words and terms
shall have the meanings set out below:

 

		(a)	“Act” means the Business Corporation Act (Ontario);

 

		(b)	“Agreement” means this agreement, including all schedules, and
all amendments or restatements as permitted, and references to “Article” or “Section” mean the specified
Article or Section of this Agreement;

 

 

    	 	 	 

     

    

 

		(c)	“Business Day” means a day, other than a Saturday or Sunday,
on which the principal commercial banks are open for business during normal banking hours in Toronto, Ontario;

 

		(d)	“Claim” includes any civil, criminal, administrative, investigative
or other proceeding of any nature or kind in which the Indemnified Party is involved by reason of the Indemnified Party’s being
or having been a director and/or officer of the Corporation;

 

		(e)	“Derivative Claim” has the meaning set out in Section 2.1(c)(i);

 

		(f)	“Losses” includes all costs, charges, expenses, losses, damages,
fees (including any legal, professional or advisory fees or disbursements), liabilities, amounts paid to settle or dispose of any Claim
or satisfy any judgment, fines, penalties or liabilities, without limitation, and whether incurred alone or jointly with others, including
any amounts which the Indemnified Party may reasonably suffer, sustain, incur or be required to pay in respect of the investigation, defence,
settlement or appeal of or preparation for any Claim or with any action to establish a right to indemnification under this Agreement,
and for greater certainty, includes all taxes, interest, penalties and related outlays of the Indemnified Party arising from any indemnification
of the Indemnified Party by the Corporation pursuant to this Agreement;

 

		(g)	“Parties” means the Corporation and the Indemnified Party, collectively,
and “Party” means any one of them;

 

		(h)	“Policy” means the directors’ and officers’ insurance
policy entered into by the Corporation and any successor to such policy entered into by the Corporation; and

 

		(i)	“Run-Off Coverage” has the meaning set out in Section 3.3.

 

		1.2	Certain Rules of Interpretation

 

In this Agreement:

 

		(a)	Governing Law – This Agreement is a contract made under and shall be
governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable in therein.

 

		(b)	Headings – Headings of Articles and Sections are inserted for convenience
of reference only and do not affect the construction or interpretation of this Agreement.

 

		(c)	Number – Unless the context otherwise requires, words importing the
singular include the plural and vice versa.

 

		(d)	Severability – If, in any jurisdiction, any provision of this Agreement
or its application to any Party or circumstance is restricted, prohibited or unenforceable, the provision shall, as to that jurisdiction,
be ineffective only to the extent of the restriction, prohibition or unenforceability without invalidating the remaining provisions of
this Agreement and without affecting the validity or enforceability of such provision in any other jurisdiction or without affecting its
application to other Parties or circumstances.

 

		(e)	Entire Agreement – This Agreement constitutes the entire agreement
between the Parties and sets out all the covenants, promises, warranties, representations, conditions and agreements between the Parties
in connection with the subject matter of this Agreement and supersedes all prior agreements, understandings, negotiations and discussions,
whether oral or written, pre-contractual or otherwise. There are no covenants, promises, warranties, representations, conditions or other
agreements, whether oral or written, pre-contractual or otherwise, express, implied or collateral, between the Parties in connection with
the subject matter of this Agreement except as specifically set forth in this Agreement.

 

 

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ARTICLE
2

OBLIGATIONS

 

		2.1	Obligations of the Corporation

 

		(a)	General Indemnity – Except as otherwise provided in this Agreement,
the Corporation shall indemnify and hold the Indemnified Party harmless to the fullest extent permitted by law, including but not limited
to the indemnity under the Act, from and against any and all Losses which the Indemnified Party may reasonably suffer, sustain, incur
or be required to pay in respect of any Claim, provided that the indemnity provided for in this Section 2.1(a) will only be available
if:

 

	(i)		the Indemnified Party was acting honestly and in good faith with a view to the best interests
of the Corporation; and

 

	(ii)		in the case of a criminal or administrative Claim that is enforced by monetary penalty, the
Indemnified Party had reasonable grounds for believing that the Indemnified Party’s conduct was lawful.

 

		(b)	Indemnity as of Right – In addition to any other indemnity to which
the Indemnified Party is entitled hereunder and notwithstanding anything in this Agreement to the contrary, the Indemnified Party is entitled
to an indemnity from the Corporation in respect of all costs, charges and expenses reasonably incurred by the Indemnified Party in connection
with the defence of any Claim, if the Indemnified Party:

 

	(i)		was not judged by the court or other competent authority to have committed any fault or omitted
to do anything that the Indemnified Party ought to have done; and

 

	(ii)		fulfils the conditions set out in Sections 2.1(a)(i) and 2.1(a)(ii).

 

		(c)	Derivative Claims

 

	(i)		Subject to Section 2.1(c)(ii), in respect of any action by or on behalf of the Corporation
to procure a judgment in its favour against the Indemnified Party, in respect of which the Indemnified Party is made a party because
of the Indemnified Party’s association with the Corporation (a “Derivative Claim”), the Corporation shall indemnify
and save harmless the Indemnified Party from all costs, charges and expenses reasonably incurred by the Indemnified Party in connection
with such Derivative Claim provided the Indemnified Party is found to have fulfilled the conditions set out in Sections 2.1(a)(i) and
2.1(a)(ii).

 

	(ii)		The Parties acknowledge and agree that the obligations and rights of the Parties set out
in Section 2.1(c)(i) are subject to the approval of the courts in accordance with the Act. The Corporation covenants and agrees that
it shall, at its own expense, apply for court approval and use all commercially reasonable efforts to obtain such approval.

 

		(d)	Advance of Expenses – Subject to Section 2.1(c), the Corporation
                                                             shall, at the request of the Indemnified Party, advance to the Indemnified Party sufficient funds, or arrange to pay on behalf of or
                                                             reimburse the Indemnified Party for any costs, charges or expenses reasonably incurred by the Indemnified Party in investigating,
                                                             defending, appealing, preparing for, providing evidence in or instructing and receiving the advice of the Indemnified Party’s
                                                             counsel or other professional advisors in regard to any Claim or other matter for which the Indemnified Party may be entitled to an
                                                             indemnity or reimbursement under this Agreement, and such amounts shall be treated as a non-interest bearing advance or loan to the
                                                             Indemnified Party, pending approval of a court of competent jurisdiction (if required), to the payment thereof as an indemnity and
                                                             provided that the Indemnified Party fulfils the conditions set out in Sections 2.1(a)(i) and 2.1(a)(ii). In the event that it is
                                                             ultimately determined by a court of competent jurisdiction that the Indemnified Party did not fulfil the conditions set out in
                                                             Sections 2.1(a)(i) and 2.1(a)(ii), or that the Indemnified Party was not entitled to be fully so indemnified, such loan or advance,
                                                             or the appropriate portion thereof shall, upon written notice of such determination being given by the Corporation to the
                                                             Indemnified Party reasonably detailing the basis for such determination, be repayable on demand and shall bear interest from the date
of such notice at the prime rate prescribed from time to time by Royal Bank of Canada.

 

 

    	 	3	 

     

    

 

		(e)	Partial Indemnification – If the Indemnified Party is determined to
be entitled under any provisions of this Agreement to indemnification by the Corporation for some or a portion of the Losses incurred
in respect of any Claim but not for the total amount thereof, the Corporation shall nevertheless indemnify the Indemnified Party for the
portion thereof to which the Indemnified Party is determined by a court of competent jurisdiction to be so entitled.

 

		(f)	Claim Initiated by Nominee – The Indemnified Party shall not be entitled
to indemnification under this Agreement for any Claim initiated by or on behalf of the Indemnified Party against the Corporation except
a Claim brought to enforce indemnification under this Agreement.

 

		(g)	Nonexclusivity – The indemnification provided by this Agreement shall
not be deemed exclusive of any rights to which the Indemnified Party may be entitled under the Corporation’s constating documents,
any unanimous shareholder agreement with respect to the Corporation or the Act.

 

		2.2	Notice of Claims

 

The Indemnified Party shall give notice
in writing to the Corporation as soon as practicable upon being served with any statement of claim, writ, notice of motion, indictment,
subpoena, investigation order or other document commencing, threatening or continuing any Claim involving the Corporation or the Indemnified
Party which may result in a claim for indemnification under this Agreement, and the Corporation agrees to give the Indemnified Party notice
in writing as soon as practicable upon it being served with any statement of claim, writ, notice of motion, indictment, subpoena, investigation
order or other document commencing or continuing any Claim involving the Indemnified Party. Such notice, by the Indemnified Party or the
Company, (in either case a “Notice of Claim”) shall include a description of the Claim or threatened Claim, a summary
of the facts giving rise to the Claim or threatened Claim and, if possible, an estimate of any potential liability arising under the Claim
or threatened Claim. Failure by the Indemnified Party to so notify the Corporation of any Claim shall not relieve the Corporation from
liability under this Agreement except to the extent that the failure materially prejudices the Corporation.

 

		2.3	Subrogation

 

Promptly after receiving a Notice
of Claim from the Indemnified Party (other than in respect of a Derivative Claim), the Corporation may, by providing notice in writing
to the Indemnified Party, or the Corporation shall, upon the written request of the Indemnified Party, assume conduct of the defence
thereof in a timely manner and retain counsel on behalf of the Indemnified Party who is reasonably satisfactory to the Indemnified Party,
to represent the Indemnified Party in respect of the Claim. On delivery of such notice by the Corporation, the Corporation shall not
be liable to the Indemnified Party under this Agreement for any fees and disbursements of counsel the Indemnified Party may subsequently
incur with respect to the same matter. In the event the Corporation assumes conduct of the defence on behalf of the Indemnified Party,
the Indemnified Party shall fully cooperate in such defence including the provision of documents, attending examinations for discovery,
making affidavits, meeting with counsel, testifying and divulging to the Corporation all information reasonably required to defend or
prosecute the Claim.

 

ARTICLE
3

INSURANCE

 

		3.1	The Policy

 

The Corporation shall pay all premiums
payable under the Policy and take all steps necessary to maintain the coverage provided under the Policy.

 

		3.2	Currency of Policy

 

So long as the Indemnified Party is
a director and/or officer of the Corporation, upon the receipt of a written request from the Indemnified Party at any time during the
term of this Agreement, the Corporation shall provide proof to the Indemnified Party that all premiums payable by the Corporation in respect
of the Policy have been paid.

 

 

    	 	4	 

     

    

 

		3.3	Run-Off Coverage

 

In the event the Policy is discontinued
for any reason, the Corporation shall purchase, maintain and administer, or cause to be purchased, maintained and administered for a period
of two years after such discontinuance, insurance for the benefit of the Indemnified Party (the “Run-Off Coverage”),
on such terms as the Corporation then maintains in existence for its directors and officers, to the extent permitted by law and provided
such Run-Off Coverage is available on commercially acceptable terms and premiums (as determined by the board of directors of the Corporation
in its sole discretion). The Run-Off Coverage shall provide coverage only in respect of events occurring prior to the discontinuance of
the Policy.

 

		3.4	Exclusion of Indemnity

 

Notwithstanding any other provision
in this Agreement to the contrary, the Corporation shall not be obligated to indemnify the Indemnified Party under this Agreement for
any Losses which have been actually paid to, by or on behalf of the Indemnified Party under the Policy or any other applicable policy
of insurance maintained by the Corporation.

 

		3.5	Deductible under Directors’ and Officers’ Insurance

 

If for any reason whatsoever, any
directors’ and officers’ liability insurer asserts that the Indemnified Party is subject to a deductible under any existing
or future directors’ and officers’ liability insurance purchased and maintained by the Corporation for the benefit of the
Indemnified Party and the Indemnified Party’s heirs and legal representatives, the Corporation shall pay the deductible for and
on behalf of the Indemnified Party.

 

ARTICLE 4

MISCELLANEOUS

 

		4.1	Continuance

 

The Corporation shall give to the
Indemnified Party 15 Business Days notice of any application by the Corporation for a certificate of continuance in any jurisdiction,
indicating the jurisdiction in which it is proposed that the Corporation will be continued and the proposed date of continuance. Upon
receipt of such notice, the Indemnified Party may require that the Parties make such amendments to this Agreement as the Parties, acting
reasonably, consider necessary or desirable in order to provide the Indemnified Party with a comprehensive indemnity under the laws of
the proposed jurisdiction of continuance.

 

		4.2	Corporation and Indemnified Party to Cooperate

 

The Parties shall, from time to time,
provide such information and cooperate with each other, as the other may reasonably request, in respect of all matters under this Agreement.

 

		4.3	Effective Time

 

This Agreement shall be deemed to have
effect as and from the first date that the Indemnified Party became a director or officer of the Corporation.

 

		4.4	Insolvency

 

The liability of the Corporation
under this Agreement shall not be affected, discharged, impaired, mitigated or released by reason of the discharge or release of the Indemnified
Party in any bankruptcy, insolvency, receivership or other similar proceeding of creditors.

 

		4.5	Multiple Proceedings

 

No action or proceeding brought or
instituted under this Agreement and no recovery pursuant thereto shall be a bar or defence to any further action or proceeding which may
be brought under this Agreement.

 

 

    	 	5	 

     

    

 

ARTICLE 5

GENERAL

 

		5.1	Term

 

The term of this Agreement will commence
upon the date set out in Section 4.3 above and will continue until two years after date which the Indemnified Party is neither a director
nor officer of the Corporation.

 

		5.2	Assignment

 

Neither Party may assign this Agreement
or any rights or obligations under this Agreement without the prior written consent of the other Party.

 

		5.3	Enurement

 

This Agreement enures to the benefit
of and is binding upon the Parties and the heirs, attorneys, guardians, estate trustees, executors, trustees, administrators and permitted
assigns of the Indemnified Party and the successors (including any successor by reason of amalgamation) and permitted assigns of the Corporation.

 

		5.4	Amendments

 

No amendment, supplement, modification
or waiver or termination of this Agreement and, unless otherwise specified, no consent or approval by any Party, is binding unless executed
in writing by the Party to be so bound. For greater certainty, the rights of the Indemnified Party under this Agreement shall not be prejudiced
or impaired by permitting or consenting to any assignment in bankruptcy, receivership, insolvency or any other creditor’s proceedings
of or against the Corporation or by the winding-up or dissolution of the Corporation.

 

		5.5	Notices

 

Any notice, consent or approval required
or permitted to be given in connection with this Agreement (in this Section referred to as a “Notice”) shall be in
writing and shall be sufficiently given if delivered (whether in person, by courier service or other personal method of delivery), or
if transmitted by email:

 

		(a)	in the case of a Notice to the Indemnified Party at: 

 

insert

 

Email: insert

 

		(b)	in the case of a Notice to the Corporation at: 

 

insert

 

Attention: insert

Email: insert

 

Any Notice delivered or transmitted
to a Party as provided above shall be deemed to have been given and received on the day it is delivered or transmitted, provided that
it is delivered or transmitted on a Business Day prior to 5:00 p.m. local time in the place of delivery or receipt. If the Notice is delivered
or transmitted after 5:00 p.m. local time or if such day is not a Business Day, then the Notice shall be deemed to have been given and
received on the next Business Day.

 

Any Party may, from time to time,
change its address by giving Notice to the other Party in accordance with the provisions of this Section.

 

 

    	 	6	 

     

    

 

		5.6	Further Assurances

 

The Parties shall, with reasonable
diligence, do all things and execute and deliver all such further documents or instruments as may be necessary or desirable for the purpose
of assuring and

conferring on the Indemnified Party
the rights created or intended by this Agreement and giving effect to and carrying out the intention or facilitating the performance of
the terms of this Agreement.

 

		5.7	Independent Legal Advice

 

The Indemnified Party acknowledges
that the Indemnified Party has been advised to obtain independent legal advice with respect to entering into this Agreement, that the
Indemnified Party has obtained such independent legal advice or has expressly determined not to seek such advice, and that the Indemnified
Party is entering into this Agreement with full knowledge of the contents hereof, of the Indemnified Party’s own free will and with
full capacity and authority to do so.

 

		5.8	Execution and Delivery

 

This Agreement may be executed by
the Parties in counterparts and may be executed and delivered by facsimile or other electronic means and all such counterparts together
shall constitute one and the same agreement.

 

[REMAINDER OF THIS PAGE INTENTIONALLY
LEFT BLANK]

 

 

    	 	7	 

     

    

 

IN WITNESS OF WHICH the Parties have duly executed
this Agreement.

 

VISIONARY EDUCATION TECHNOLOGY

HOLDINGS GROUP INC.

 

 

By: ___________________________________

Name: insert

Title:  authorized signing officer

 

 

 

______________________________________

insert

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