Document:

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                                                                   EXHIBIT 10(f)
             SERVICE REQUEST

THE ONE(R) VUL Solution(SM)
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AMERICAN GENERAL LIFE
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The One VUL Solution--Variable Divisions

AIM Variable Insurance Funds, Inc.
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   . Division 59 - AIM V.I. Capital Appreciation Fund

   . Division 60 - AIM V.I. Government Securities Fund

   . Division 61 - AIM V.I. High Yield Fund

   . Division 62 - AIM V.I. International Equity Fund

American General Series Portfolio Company
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   . Division 63 - Money Market Fund

Kemper Variable Series
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   . Division 64 - Kemper International Portfolio

   . Division 65 - Kemper Small Cap Value Portfolio

MFS(R) Variable Insurance Trust
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   . Division 66 - MFS Growth With Income Series

Oppenheimer Variable Account Funds
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   . Division 67 - Oppenheimer High Income Fund/VA

One Group(TM) Investment Trust
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   . Division 68 - One Group Investment Trust Diversified Equity Portfolio

   . Division 69 - One Group Investment Trust Equity Index Portfolio

   . Division 70 - One Group Investment Trust Government Bond Portfolio

   . Division 71 - One Group Investment Trust Large Cap Growth Portfolio

   . Division 72 - One Group Investment Trust Mid Cap Growth Portfolio

Putnam Variable Trust
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   . Division 73 - Putnam VT Visa Fund

Franklin Templeton Variable Insurance Products Trust
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   . Division 74 - Franklin Small Cap Fund

Templeton Variable Products Series Fund
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   . Division 75 - Templeton Developing Markets Fund

Van Kampen Life Investment Trust
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   . Division 76 - Emerging Growth Portfolio
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                                          AMERICAN GENERAL LIFE INSURANCE COMPANY ("AGL")
 Complete and return this request to:     -----------------------------------------------
  Variable Universal Life Operations         A Subsidiary of American General Corporation                      AMERICAN
 PO Box 4880 Houston, TX 77210-4880       -----------------------------------------------                         |GENERAL
         (888) 436-5255 or                                Houston, Texas                                          |Financial Group
Hearing Impaired (TDD) (888) 436-5258
     Toll Free Fax: (887) 445-3098        VARIABLE UNIVERSAL LIFE INSURANCE SERVICE REQUEST
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<S>                         <C>                                                            <C>
[ ] POLICY               1.| POLICY #:___________________________________________________  INSURED:_________________________________
    IDENTIFICATION         |
                           | ADDRESS:________________________________________________________________________ New Address (yes)(no)
COMPLETE THIS SECTION      |
  FOR ALL REQUESTS.        | Primary Owner (If other than insured):__________________________________________
                           |
                           | Address:________________________________________________________________________ New Address (yes)(no)
                           |
                           | Primary Owner's S.S. No. or Tax I.D. No._____________________________ Phone Number: (  )____ - ______
                           |
                           | Joint Owner (If applicable):____________________________________________________
                           |
                           | Address:________________________________________________________________________ New Address (yes)(no)
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[ ] NAME                 2.|
    CHANGE                 | Change Name Of: (Circle One)       Insured    Owner      Payor     Beneficiary
                           |
Complete this section if   | Change Name From: (First, Middle, Last)             Change Name To: (First, Middle, Last)
 the name of the Insured,  |
Owner, Payor or Beneficiary| _________________________________________           _________________________________________________
 has changed. (Please note,|
 this does not change the  |
 Insured, Owner, Payor or  | Reason for Change: (Circle One)   Marriage   Divorce   Correction   Other (Attach copy of legal proof)
 Beneficiary designation)  |
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[ ] MODE OF PREMIUM      3.|
    PAYMENT/BILLING        | Indicate frequency and premium amount desired: $______ Annual  $______ Semi-Annual  $_______ Quarterly
    METHOD CHANGE          |
                           |                                                $______ Monthly (Bank Draft Only)
Use this section to change |
the billing frequency and/ | Indicate billing method desired:_____ Direct Bill ______ Pre-Authorized Bank Draft (attach a Bank Draft
or method of premium pay-  |                                                          Authorization Form and "Void" Check)
 ment. Note, however, that |
AGL will not bill you on a | Start Date: ______/______/_____
direct monthly basis. Refer|
to your policy and its     |
 related prospectus for    |
further information        |
concerning minimum premiums|
and billing options.       |
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[ ]  DOLLAR COST         4.| Designate the day of the month for transfers:_________(choose a day from 1-28)
     AVERAGING             |
($5,000 minimum initial    | Frequency of transfers (check one): _______Monthly  _______Quarterly ______Semi-Annually _____Annually
accumulation value) An     |
 amount may be deducted    | I want: $___________($100 minimum) taken from the Money Market Division (63) and transferred to the
periodically from the      | following Divisions:
Money Market Division and  |
placed in one or more of   | AIM Variable Insurance Funds, Inc.                One Group Investment Trust
the Divisions listed. This | $_________(59) AIM V.I. Capital Appreciation      $________(68) One Group Investment Trust Diversified
 option is not available   | $_________(60) AIM V.I. Government Securities                   Equity
 while the Automatic Re-   | $_________(61) AIM V.I. High Yield                $________(69) One Group Investment Trust Equity
balancing option is in use.| $_________(62) AIM V.I. International Equity                    Index
Please refer to the pros-  | Kemper Variable Series                            $________(70) One Group Investment Trust Government
 pectus for more infor-    | $_________(64) Kemper International                             Bond
 mation on the Dollar Cost | $_________(65) Kemper Small Cap Value             $________(71) One Group Investment Trust Large
   Averaging Option.       | MFS(R) Variable Insurance Trust                                 Cap Growth
                           | $_________(66) MFS Growth With Income             $________(72) One Group Investment Trust Mid Cap
                           | Oppenheimer Variable Account Funds                              Growth
                           | $_________(67) Oppenheimer High Income            Putnam Variable Trust
                           |                                                   $________(73) Putnam VT Vista
                           |                                                   Franklin Templeton Variable Insurance Products
                           |                                                   Trust
                           |                                                   $________(74) Franklin Small Cap Investments
                           |                                                   Templeton Variable Products Series Fund
                           |                                                   $________(75) Templeton Developing Markets
                           |                                                   Van Kampen Life Investment Trust
                           |                                                   $________(76) Emerging Growth
                           |
                           | ________INITIAL HERE TO REVOKE DOLLAR COST AVERAGING ELECTION.
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VUL 0008                                                    PAGE 2 OF 4
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<S>                         <C>                                                            <C>
[ ] TELEPHONE            5.| I(/we if Joint Owners) hereby authorize AGL to act on telephone instructions to transfer values among
    PRIVILEGE              | Divisions and to change allocations for future purchase payments and monthly deductions.
    AUTHORIZATION          |
                           |
 Complete this section if  | Initial the designation you prefer:
  you are applying for or  |
 revoking current telephone| __________Policy Owner(s) only--If Joint Owners, either one acting independently.
       privileges.         | __________Policy Owner(s) or Agent/Registered Representative who is appointed to represent AGL and the
                           |           firm authorized to service my policy.
                           |
                           | AGL and any person designated by this authorization will not be responsible for any claim, loss or
                           | expense based upon telephone transfer or allocation instructions received and acted upon in good faith,
                           | including losses due to telephone instruction communication errors. AGL's liability for erroneous
                           | transfers or allocations, unless clearly contrary to instructions received, will be limited to
                           | correction of the allocations on a current basis. If an error, objection or other claim arises due to a
                           | telephone transaction, I will notify AGL in writing within five working days from the receipt of the
                           | confirmation of the transaction from AGL. I understand that this authorization is subject to the terms
                           | and provisions of my policy and its related prospectus. This authorization will remain in effect until
                           | my written notice of its revocation is received by AGL at the address printed on the top of this
                           | service request form.
                           |
                           |___________INITIAL HERE TO REVOKE TELEPHONE PRIVILEGE AUTHORIZATION.
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[ ] CORRECT AGE          6.|
                           | Name of Insured for whom this correction is submitted:___________________________________
                           |
Use this section to correct| Correct DOB: ________/________/________
 the age of any person     |
covered under this policy. |
Proof of the correct date  |
 of birth must accompany   |
      this request.        |
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[ ] TRANSFER OF          7.| (Division Name or Number)               (Division Name or Number)
    ACCUMULATED VALUES     |
                           |
                           |
 Use this section if you   |
want to move money between | Transfer $________ or _______% from_______________________________to__________________________________
 divisions. If a transfer  |
 causes the balance in any | Transfer $________ or _______% from_______________________________to__________________________________
 division to drop below    |
  $500, AGL reserves       | Transfer $________ or _______% from_______________________________to__________________________________
 the right to transfer     |
 the remaining balance.    | Transfer $________ or _______% from_______________________________to__________________________________
Amounts to be transferred  |
  should be indicated in   | Transfer $________ or _______% from_______________________________to__________________________________
   dollar or percentage    |
   amounts, maintaining    | Transfer $________ or _______% from_______________________________to__________________________________
  consistency throughout.  |
  There is a $500 minimum  | Transfer $________ or _______% from_______________________________to__________________________________
    amount for division    |
       transfers.          |
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[ ] CHANGE IN            8.| INVESTMENT DIVISION                      PREM %  DED %    INVESTMENT DIVISION            PREM %   DED %
    ALLOCATION             | AIM Variable Insurance Funds, Inc.                        One Group Investment Trust
    PERCENTAGES            | (59) AIM V.I. Capital Appreciation      ______  ______    (68) One Group Investment Trust Diversified
                           | (60) AIM V.I. Government Securities     ______  ______         Equity                   ______  ______
  Use this section to      | (61) AIM V.I. High Yield                ______  ______    (69) One Group Investment Trust Equity
indicate how premiums or   | (62) AIM V.I. International Equity      ______  ______         Index                    ______  ______
 monthly deductions are to | American General Series Portfolio Company                 (70) One Group Investment Trust Government
   be allocated. Total     | (63) Money Market                       ______  ______         Bond                     ______  ______
    allocation in each     | Kemper Variable Series                                    (71) One Group Investment Trust Large Cap
column must equal 100%;    | (64) Kemper International               ______  ______         Growth                   ______  ______
   whole numbers only      | (65) Kemper Small Cap Value             ______  ______    (72) One Group Investment Trust Mid Cap
                           | MFS Variable Insurance Trust                                   Growth                   ______  ______
                           | (66) MSF Growth With Income             ______  ______    Putnam Variable Trust
                           | Oppenheimer Variable Account Funds                        (73) Putnam VT Vista          ______  ______
                           | (67) Oppenheimer High Income            ______  ______    Franklin Templeton Variable Insurance
                           |                                                           Products Trust
                           |                                                           (74) Franklin Small Cap       ______  ______
                           |                                                           Templeton Variable Products Series Fund
                           |                                                           (75) Templeton Developing Markets
                           |                                                                                         ______  ______
                           |                                                           Van Kampen Life Investment Trust
                           |                                                           (76) Emerging Growth          ______  ______
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[ ] AUTOMATIC            9.| Indicate frequency: _______ Quarterly ______ Semi-Annually ______ Annually
    REBALANCING            |
                           |                   (Division Name or Number)                       (Division Name or Number)
                           |
    ($5,000 minimum        |  _________% _______________________________________:    _________% __________________________________:
 accumulation value) Use   |
this section to apply for  |  _________% _______________________________________:    _________% __________________________________:
   or make changes to      |
Automatic Rebalancing of   |  _________% _______________________________________:    _________% __________________________________:
     the divisions.        |
   Please refer to the     |  _________% _______________________________________:    _________% __________________________________:
   prospectus for more     |
    information on the     |  _________% _______________________________________:    _________% __________________________________:
  Automatic Rebalancing    |
Option. This option is not |  _________% _______________________________________:    _________% __________________________________:
available while the Dollar |
 Cost Averaging Option is  |
        in use.            |  _________INITIAL HERE TO REVOKE AUTOMATIC REBALANCING ELECTION.
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VUL 0008                                                    PAGE 3 OF 4
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<CAPTION>
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<S>                        |<C>                                                            <C>
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[ ] REQUEST FOR         10.|  _________I request a partial surrender of $_________ or %_________ of the net cash surrender value.
    PARTIAL                |
    SURRENDER/             |  _________I request a loan in the amount of $________.
    POLICY LOAN            |
                           |  _________I request the maximum loan amount available from my policy.
 Use this section to apply |
  for a partial surrender  | Unless you direct otherwise below, proceeds are allocated according to the deduction allocation
     or policy loan.       | percentages in effect, if available; otherwise they are taken pro-rata from the Divisions in use.
If applying for a partial  |
   surrender, be sure to   |
  complete the Notice of   | ______________________________________________________________________________________________________
Withholding section of this|
Service Request in addition| ______________________________________________________________________________________________________
     to this section.      |
There will be a charge not | ______________________________________________________________________________________________________
to exceed 2% of the amount |
withdrawn or $25. The min- | ______________________________________________________________________________________________________
imum surrender amount is   |
$500. Refer to your policy | ______________________________________________________________________________________________________
and its related prospectus |
for further information.   |
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[ ] NOTICE OF           11.| The taxable portion of the distribution you receive from your variable universal life insurance policy
    WITHHOLDING            | is subject to federal income tax withholding unless you elect not to have withholding apply.
                           | Withholding of state income tax may also be required by your state of residence. You may elect not to
 Complete this section if  | have withholding apply by checking the appropriate box below. If you elect not to have withholding
  you have applied for a   | apply to your distribution or if you do not have enough income tax withheld, you may be responsible for
   partial surrender in    | payment of estimated tax. You may incur penalties under the estimated tax rules, if your withholding
       Section 10.         | and estimated tax are not sufficient.
                           |
                           | Check one: _______ I DO want income tax withheld from this distribution.
                           |
                           |            _______ I DO NOT want income tax withheld from this distribution.
                           |
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[ ] LOST  POLICY        12.|
    WITHHOLDING            |  I/we hereby certify that the policy of insurance for the listed policy has been _________LOST
                           |  __________DESTROYED   ________OTHER.
Complete this section if   |
applying for a Certificate |  Unless I/we have directed cancellation of the policy, I/we request that a:
of Insurance or duplicate  |
policy to replace a lost   |            _______ Certificate of Insurance at no charge
or misplaced policy. If a  |
full duplicate policy is   |            _______ Full Duplicate policy at a charge of $25
being requested, a check   |
or money order for $25     |  be issued to me/us. If the original policy is located, I/we will return the Certificate or
payable to AGL must be     |  duplicate policy to AGL for cancellation.
submitted with this        |
request.                   |
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[ ] AFFIRMATION/        13.| CERTIFICATION: Under penalties of perjury, I certify: (1) that the number shown on this form is my
    SIGNATURE              | correct taxpayer identification number and; (2) that I am not subject to backup withholding under
                           | Section 3406(a)(1)(C) of the Internal Revenue Code. The Internal Revenue Service does not require your
Complete this section for  | consent to any provision of this document other than the certification required to avoid backup
       ALL requests.       | withholding.
                           |
                           | Dated at __________________________________ this _________ day of ________________________,   ________.
                           |                                                                          (MONTH)               (YEAR)
                           |
                           |  X_________________________________________________      X_____________________________________________
                           |   SIGNATURE OF OWNER                                      SIGNATURE OF WITNESS
                           |
                           |  X_________________________________________________      X_____________________________________________
                           |   SIGNATURE OF JOINT OWNER                                SIGNATURE OF WITNESS
                           |
                           |  X_________________________________________________      X_____________________________________________
                           |   SIGNATURE OF ASSIGNEE                                   SIGNATURE OF WITNESS
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                                                            PAGE 4 OF 4
</TABLE>UNIVERSAL EXPRESS, INC.

                                 CLASS A WARRANT

TERMS
-----

Each Class A Warrant initially entitles the Registered Holder to purchase
subject to the terms and conditions of this Certificate at any time on or after
the Commencement Date and prior to the Expiration Date (as those terms are
defined herein), one share of Class A Common Stock, $.005 par value per share,
restricted, of the Company at the initial exercise price (the "Class A Warrant
Price") of $6.00 per share (subject to adjustment as provided in the Further
Terms and Conditions on the reverse side hereof), upon presentation to the
Company of this Certificate with the Subscription Form on the reverse side
hereof properly filed out and signed by the Registered Holder, accompanied by
payment of the Class A Warrant Price for each Warrant exercised.

The Class A Warrants may be exercised commencing June 30, 1998 (the
"Commencement Date"). The right to exercise the Class A Warrant shall expire at
5:00 p.m. on June 30, 1999 or such later date as the Company may determine (the
"Expiration Date"). The address of Company is 20 South Terminal Drive,
Plainview, New York 11803.

OTHER TERMS
-----------

The issuance of this warrant is subject to the following conditions:

1. If at any time, or from time to time, the Company by subdivision,
consolidation, or reclassification of shares or otherwise changes the Capital
Stock into a difference number of Class of shares, the number and class of or
new shares so changed may, for the purpose of this Warrant and the terms and
conditions hereof, replace the shares outstanding immediately prior to such
change, and the Warrant purchase price in effect, and the number of shares
purchasable under this Stock Purchase warrant immediately prior to the date upon
which such change shall become effective, shall be proportionately adjusted.

2. The Shares that you may receive will be issued to you on a restricted basis.
Such shares are not registered under the Securities Act of 1933, as amended (the
"Act"), or the securities laws of any state, and therefore are not immediately
available for resale until they may be registered. However, the Shares may
become saleable generally after a period of one (1) year under the safe harbor
provisions of Rule 144 of the Act, subject to the limitations set forth in that
Rule. The Shares shall be legended to reflect these transfer restrictions.

                    (The term was extended to June 30, 2000)

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