Document:

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                                                                  Exhibit (4)(f)

                     FIRST SUNAMERICA LIFE INSURANCE COMPANY

              RETURN OF PURCHASE PAYMENT DEATH BENEFIT ENDORSEMENT

Notwithstanding any provision in the Contract to the contrary, this Endorsement
becomes a part of the Contract to which it is attached. Should any provision in
this Endorsement conflict with the Contract, the provisions of this Endorsement
will prevail.

This Endorsement modifies the "DEATH PROVISIONS" section in the Contract, as set
forth below.

The following terms are added to the "DEFINITIONS" section of the Contract:

          "CONTINUATION DATE" - The date on which We receive, at Our Annuity
          Service Center: (a) the Spousal Beneficiary's written request to
          continue the Contract, and (b) Due Proof of Death of the Owner. If We
          receive (a) and (b) on different dates, the Continuation Date will be
          the later date.

          "REQUIRED DOCUMENTATION" - (a) Due Proof of Death that the Owner or
          the Spousal Beneficiary died before the Annuity Date; and (b) an
          election form specifying the payment option(s); and, (c) any other
          documentation We may require.

          "SPOUSAL BENEFICIARY" - The original deceased Owner's surviving spouse
          who is designated as the primary Beneficiary at the time of the
          Owner's death and may continue the Contract as the Owner on the
          Continuation Date.

         "WITHDRAWAL(S)" - Amount(s) withdrawn from the Contract Value.

Item 3 under the section titled "DEATH OF OWNER BEFORE THE ANNUITY DATE" in the
Contract is modified as follows:

     3.   If eligible, continue the Contract as a Spousal Beneficiary. On the
          Continuation Date, We will contribute to the Contract any amount by
          which the Death Benefit exceeds the Contract Value, calculated as of
          the Owner's date of death. This amount is not considered a Purchase
          Payment except in the calculations of the certain Death Benefit
          components upon the death of the Spousal Beneficiary.

The "AMOUNT OF DEATH BENEFIT" provisions are modified as follows:

          Withdrawal Adjustments - The amount of the Death Benefit will be
          adjusted for Withdrawals as follows:

               (a)  The amount of adjustment will be the amount of each
                    Withdrawal, including any charges and fees applicable to
                    such Withdrawal, if the current Contract Year's cumulative
                    Withdrawals, including this Withdrawal, are taken prior to
                    Your [81st] birthday and are less than or equal to the
                    Maximum Annual Withdrawal Amount, if applicable, as defined
                    in Your Contract; or

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               (b)  The amount of adjustment will be a proportion of the Death
                    Benefit equal to the proportion that each Withdrawal,
                    including any charges and fees applicable to such
                    Withdrawal, reduces the Contract Value, if the current
                    Contract Year's cumulative Withdrawals, including this
                    Withdrawal, are taken on and/or after Your [81st] birthday
                    and/or are in excess of the Maximum Annual Withdrawal Amount
                    as defined in Your Contract.

     AMOUNT OF DEATH BENEFIT

     If the Owner was age [82 or younger] on the Contract Date, upon Our receipt
     of all Required Documentation at Our Annuity Service Center, We will
     calculate the Death Benefit and it will be the greater of:

          1.   The Contract Value for the NYSE business day during which We
               receive all Required Documentation at Our Annuity Service Center;
               or

          2.   Purchase Payment(s) received prior to the Owner's [86th] birthday
               reduced by any Withdrawal Adjustments.

     If the Owner was at least age [83 but younger than age 86] on the Contract
     Date, upon Our receipt of all Required Documentation at Our Annuity Service
     Center, We will calculate the Death Benefit and it will be the greater of:

               1.   The Contract Value for the NYSE business day during which We
                    receive all Required Documentation at Our Annuity Service
                    Center; or

               2.   The lesser of:

                        (a)  Purchase Payment(s) received prior to the Owner's
                             [86th] birthday reduced by any Withdrawal
                             Adjustments as described above; or

                        (b)  [125% of] the Contract Value for the NYSE business
                             day during which We receive all Required
                             Documentation at Our Annuity Service Center.

     NOTE: In declining market environments, the Death Benefit payable may be
     less than the Purchase Payments received.

SPOUSAL BENEFICIARY CONTINUATION

     If the Spousal Beneficiary continues the Contract on the Continuation Date,
     the Death Benefit payable upon the death of the Spousal Beneficiary will be
     as follows:

     If the Spousal Beneficiary was age [82 or younger] on the Continuation
     Date, upon Our receipt of all Required Documentation at Our Annuity Service
     Center, We will calculate the Death Benefit and it will be the greater of:

          1.   The Contract Value for the NYSE business day during which We
               receive all Required Documentation at Our Annuity Service Center;
               or

          2.   The Contract Value on the Continuation Date, plus Purchase
               Payment(s) received prior to the Spousal Beneficiary's [86th]
               birthday, and reduced by any Withdrawal Adjustments after the
               Continuation Date.

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     If the Spousal Beneficiary was at least age [83 but younger than age 86] on
     the Continuation Date, upon Our receipt of the all Required Documentation
     at Our Annuity Service Center, We will calculate the Death Benefit and it
     will be the greater of:

          1.   The Contract Value for the NYSE business day during which We
               receive all Required Documentation at Our Annuity Service Center;
               or

          2.   The lesser of:

                    (a)  The Contract Value on the Continuation Date plus
                         Purchase Payment(s) received prior to the Spousal
                         Beneficiary's [86th] birthday, and reduced by any
                         Withdrawal Adjustments after the Continuation Date; or

                    (b)  [125% of] the Contract Value for the NYSE business day
                         during which We receive all Required Documentation at
                         Our Annuity Service Center.

If the Spousal Beneficiary was age [86 or older] on the Continuation Date, the
Death Benefit will be the Contract Value for the NYSE business day during which
We receive all Required Documentation at Our Annuity Service Center.

The Death Benefit payable will accrue interest at Our current rate from the date
of death to the date the Death Benefit is distributed.

Signed for the Company to be effective on the Contract Date.

FIRST SUNAMERICA LIFE INSURANCE
COMPANY

/s/ Jay S. Wintrob
-------------------------------------
Jay S. Wintrob
President

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                                                                  Exhibit (4)(g)

                     FIRST SUNAMERICA LIFE INSURANCE COMPANY

                       MAXIMUM ANNIVERSARY VALUE OPTIONAL
                            DEATH BENEFIT ENDORSEMENT

Notwithstanding any provision in the Contract to the contrary, this Endorsement
becomes a part of the Contract to which it is attached. Should any provision in
this Endorsement conflict with the Contract, the provisions of this Endorsement
will prevail.

This Endorsement modifies the "DEATH PROVISIONS" in the Contract as set forth
below.

                                ENDORSEMENT DATA

<TABLE>
<S>                          <C>
[MAXIMUM ANNIVERSARY VALUE   [Annual fee of [0% -1.00%] of the average daily
   OPTIONAL DEATH            ending value of the assets attributable to the
   BENEFIT CHARGE:]          Accumulation Units of the Variable Portfolio(s) or
                             Subaccounts(s) to which Your Contract is allocated.
                             We deduct this charge daily. This charge is in
                             addition to other charges, fees and expenses
                             described in Your Contract.]
</TABLE>

The following terms are added to the "DEFINITIONS" section of the Contract:

     "CONTINUATION DATE" - The date on which We receive, at Our Annuity Service
     Center: (a) the Spousal Beneficiary's written request to continue the
     Contract, and (b) Due Proof of Death of the Owner. If We receive (a) and
     (b) on different dates, the Continuation Date will be the later date.

     "REQUIRED DOCUMENTATION" - (a) Due Proof of Death that the Owner or the
     Spousal Beneficiary died before the Annuity Date; and (b) an election form
     specifying the payment option(s); and, (c) any other documentation We may
     require.

     "SPOUSAL BENEFICIARY" - The original deceased Owner's surviving spouse who
     is designated as the primary Beneficiary at the time of the Owner's death
     and may continue the Contract as the Owner on the Continuation Date.

     "WITHDRAWAL(S)" - Amount(s) withdrawn from the Contract Value.

Item 3 under the section titled "DEATH OF OWNER BEFORE THE ANNUITY DATE" in the
Contract is modified as follows:

     3.   If eligible, continue the Contract as a Spousal Beneficiary. On the
          Continuation Date, We will contribute to the Contract any amount by
          which the Death Benefit exceeds the Contract Value, calculated as of
          the Owner's date of death. This amount is not considered a Purchase
          Payment except in the calculations of certain death benefit components
          upon the death of the Spousal Beneficiary.

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The "AMOUNT OF DEATH BENEFIT" provisions are modified as follows:

     WITHDRAWAL ADJUSTMENTS - The amount of the Death Benefit will be adjusted
     for Withdrawals as follows:

          (a)  The amount of adjustment will be the amount of each Withdrawal,
               including any charges and fees applicable to such Withdrawal, if
               the current Contract Year's cumulative Withdrawals, including
               this Withdrawal, are taken prior to Your [81st] birthday and are
               less than or equal to the Maximum Annual Withdrawal Amount, if
               applicable, as defined in Your Contract; or

          (b)  The amount of adjustment will be a proportion of the Death
               Benefit equal to the proportion that each Withdrawal, including
               any charges and fees applicable to such Withdrawal, reduces the
               Contract Value, if the current Contract Year's cumulative
               Withdrawals, including this Withdrawal, are taken on and/or after
               Your [81st] birthday and/or are in excess of the Maximum Annual
               Withdrawal Amount as defined in Your Contract.

     MAXIMUM ANNIVERSARY VALUE DEATH BENEFIT

     If the Owner was age [82 or younger] on the Contract Date, upon Our receipt
     of all Required Documentation at Our Annuity Service Center, We will
     calculate the Death Benefit and it will be the greatest of:

          1.   The Contract Value for the NYSE business day during which We
               receive all Required Documentation at Our Annuity Service Center;
               or

          2.   Purchase Payment(s) received prior to the Owner's [86th] birthday
               reduced by any Withdrawal Adjustments; or

          3.   The Maximum Anniversary Value is equal to the greatest
               anniversary value determined prior to the earlier of:

                    (a)  The Owner's [83rd] birthday; or

                    (b)  The Owner's date of death;

               plus Purchase Payment(s) received prior to the Owner's [86th]
               birthday, and reduced by any Withdrawal Adjustments since that
               date as determined by (a) and (b) above.

     NOTE: In declining market environments, the Death Benefit payable may be
     less than the Purchase Payments received.

     If the Owner was at least age [83 but younger than age 86] on the Contract
     Date, upon Our receipt of all Required Documentation at Our Annuity Service
     Center, We will calculate the Death Benefit and it will be the greater of:

          1.   The Contract Value for the NYSE business day during which We
               receive all Required Documentation at Our Annuity Service Center;
               or

          2.   The lesser of:

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                    (a)  Purchase Payment(s) received prior to the Owner's
                         [86th] birthday reduced by any Withdrawal Adjustments;
                         or

                    (b)  [125% of] the Contract Value for the NYSE business day
                         during which We receive all Required Documentation at
                         Our Annuity Service Center.

     SPOUSAL BENEFICIARY CONTINUATION

     If the Spousal Beneficiary continues the Contract on the Continuation Date
     the Death Benefit payable upon the death of the Spousal Beneficiary will be
     as follows:

     If the Spousal Beneficiary was age [82 or younger] on the Continuation
     Date, upon Our receipt of all Required Documentation at Our Annuity Service
     Center, We will calculate the Death Benefit and it will be the greatest of:

          1.   The Contract Value for the NYSE business day during which We
               receive all Required Documentation at Our Annuity Service Center;
               or

          2.   The Contract Value on the Continuation Date, plus Purchase
               Payment(s) received after the Continuation Date but prior to the
               Spousal Beneficiary's [86th] birthday and reduced by any
               Withdrawal Adjustments after the Continuation Date; or

          3.   The Maximum Anniversary Value after the Continuation Date that is
               equal to the greatest anniversary value determined prior to the
               earlier of:

                    (a)  The Spousal Beneficiary's [83rd] birthday; or

                    (b)  The Spousal Beneficiary's date of death;

               plus Purchase Payment(s) received prior to the Spousal
               Beneficiary's [86th] birthday and reduced by any Withdrawal
               Adjustments since that date determined by (a) and (b) above.

     If the Spousal Beneficiary was at least age [83 but younger than age 86] on
     the Continuation Date, upon Our receipt of all Required Documentation at
     Our Annuity Service Center, We will calculate the Death Benefit and it will
     be the greater of:

          1.  The Contract Value for the NYSE business day during which We
               receive all Required Documentation at Our Annuity Service Center;
               or

          2.  The lesser of:

                    (a)  The Contract Value on the Continuation Date, plus
                         Purchase Payment(s) received after the Continuation
                         Date but prior to the Spousal Beneficiary's [86th]
                         birthday and reduced by any Withdrawal Adjustments; or

                    (b)  [125% of] the Contract Value for the NYSE business day
                         during which We receive all Required Documentation at
                         Our Annuity Service Center.

         If the Spousal Beneficiary was age [86 or older] on the Continuation
         Date, the Death Benefit will be the Contract Value for the NYSE
         business day during which We receive all Required Documentation at Our
         Annuity Service Center.

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The Death Benefit payable will accrue interest at Our current rate from the date
of death to the date the Death Benefit is distributed.

Signed for the Company to be effective on the Contract Date.

FIRST SUNAMERICA LIFE INSURANCE COMPANY

/s/ Jay S. Wintrob
------------------------------------
Jay S. Wintrob
President

FSE-6235 (6/08)

                                        4

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