Document:

Exhibit 10.26

                             AGREEMENT TO TERMINATE
                          EXECUTIVE RETENTION AGREEMENT
                                       AND
                        MEMORANDUM DATED OCTOBER 11, 1995

         This Agreement to Terminate Executive Retention Agreement and
Memorandum Dated October 11, 1995 (hereinafter the "Agreement") is made and
entered into as of the 9 day of May, 2000, between Deluxe Corporation, a
Minnesota corporation (hereinafter "Deluxe"), and John A. Blanchard III
(hereinafter the "Executive").

         WHEREAS, the Executive has been employed as Chairman and Chief
Executive Officer of Deluxe;

         WHEREAS, Deluxe provided the Executive with a memorandum dated October
11, 1995 (hereinafter the "Memorandum") regarding certain supplemental
retirement benefits;

         WHEREAS, Deluxe and the Executive are parties to a Executive Retention
Agreement dated January 9, 1998 (hereinafter the "Executive Retention
Agreement");

         WHEREAS, Deluxe and the Executive are parties to an amendment to
Executive Retention Agreement dated November 1, 1999 (hereinafter the "Amendment
to Executive Retention Agreement);

         WHEREAS, Deluxe has separated its electronic payment systems,
technology development services, and government services into a unit
incorporated as eFunds Corporation;

         WHEREAS, eFunds Corporation has conducted an initial public offering;

         WHEREAS, Deluxe intends to split off eFunds Corporation as a separate
and independent company; and

         WHEREAS, the Executive will become Chairman and Chief Executive Officer
of eFunds Corporation, leaving the same positions the Executive held at Deluxe;

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         WHEREAS, the Executive and eFunds Corporation are parties to an
Executive Employment Agreement, of even date herewith (the "Employment
Agreement");

         WHEREAS, capitalized terms used without definition herein shall have
the meanings assigned to such terms in the Employment Agreement;

         NOW, THEREFORE, in consideration of the mutual agreements and the
undertakings set forth herein, and intending to be legally bound hereby, Deluxe
and the Executive agree as follows:

         1. This Agreement will become effective and enforceable upon the Start
Date and is contingent upon the occurrence of the Split Off. If the Split Off
does not occur, this Agreement shall be void and of no effect.

         2. Upon the Start Date, the Memorandum shall be deemed terminated and
of no further force or effect whatsoever. By this Agreement, Deluxe and the
Executive intend to terminate the Memorandum and to extinguish any and all
duties or obligations of either party thereunder and to extinguish any and all
rights of the Executive to receive any payments or benefits thereunder. The
Executive hereby waives any and all rights to receive any payments or benefits
pursuant to the Memorandum and hereby irrevocably releases Deluxe from any and
all obligations thereunder and releases any and all rights or claims the
Executive may have thereunder.

         3. Upon the Start Date, the Executive Retention Agreement and the
Amendment to Executive Retention Agreement shall be deemed terminated and of no
further force or effect whatsoever. By this Agreement, Deluxe and the Executive
intend to terminate the Executive Retention Agreement and the Amendment to
Executive Retention Agreement and to extinguish any and all duties or
obligations of either party thereunder and to extinguish any and all rights of
the Executive to receive any payments or benefits thereunder. The Executive
hereby waives any and all rights to receive any payments or benefits pursuant to
the Executive Retention Agreement and the Amendment to Executive Retention
Agreement and hereby irrevocably releases Deluxe from any and all obligations
thereunder and releases any and all rights or claims the Executive may have
thereunder.

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         4. Provided that the Split Off occurs, Deluxe will pay to the
Executive, on or about January 1, 2001, the total sum of $3,786,007.00, less
legally required deductions and withholdings.

         5. This Agreement contains the entire agreement of the parties relating
to the termination of the Executive Retention Agreement, the Amendment to
Executive Retention Agreement, and the Memorandum and the waiver and release of
any and all claims or rights the Executive may have thereunder, and supersedes
all prior agreements and understandings, whether written or oral, with respect
to such subject matter, and the parties hereto have made no agreements,
representations, or warranties relating to the subject matter of this Agreement
which are not set forth herein.

         6. No amendment or modification of this Agreement will be deemed
effective unless made in writing and signed by the parties hereto.

         7. The rights and obligations of Deluxe under this Agreement shall
enure to the benefit of and be binding upon the successors (by purchase, merger,
consolidation, or otherwise) and assigns of Deluxe.

         8. To the extent any clause or provision of this Agreement shall be
determined to be invalid or unenforceable, such clause or provision shall be
deleted and the validity and enforceability of the remainder of this Agreement
shall be unaffected.

         9. The validity, interpretation, construction, performance,
enforcement, and remedies of or relating to this Agreement, and the rights and
obligations of the parties hereunder, shall be governed by the laws of the state
of Minnesota.

         10. The Executive has read this Agreement and agrees to conditions and
obligations set forth. Further, the Executive agrees that he has had adequate
time to consider the terms of this Agreement, that he is voluntarily entering
into this Agreement with a full understanding of its meaning, and that he has
had the opportunity to consult with an attorney of his choosing for advice in
connection with this Agreement.

         IN WITNESS WHEREOF, the Executive and Deluxe have executed this
Agreement as of the date set forth above.

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                                             /s/ John A. Blanchard III
                                            --------------------------
                                            John A. Blanchard III

                                            DELUXE CORPORATION

                                            By /s/ Lawrence J. Mosner
                                               ----------------------
                                               Its Vice-Chairman
                                                   ------------------

                                       8<PAGE>

                                                                  EXHIBIT 10.126

                               SEVENTH AMENDMENT
                                    TO THE

                                 SMART & FINAL
                    SUPPLEMENTAL DEFERRED COMPENSATION PLAN

     The Smart & Final Supplemental Deferred Compensation Plan (the "Plan") is
hereby amended, effective as of May 16, 2000, as follows:

     1.  Section 2.24 of the Plan is amended to read as follows:

               2.24  "Qualified 401(k) Plan" means the plan qualified under
          Section 401(k) of the Code which is sponsored by the Employer.

     2.  The title of Article IV of the Plan is amended to read "ADDITIONAL
CONTRIBUTIONS".

     3.  Section 4.5 is added to the Plan to read as follows:

               4.5  In the event that an Eligible Associate is participating in
          another nonqualified deferred compensation plan or arrangement
          sponsored by an Employer (other than this Plan), such Eligible
          Associate may elect at such time, and under such procedures, as shall
          be determined by the Committee from time to time to transfer all or
          his or her entire balance in such other plan or arrangement to this
          Plan.  In addition, at the same time that the Committee permits such
          transfer, the Eligible Associate may also elect to have all future
          amounts of deferred compensation that would be credited to the other
          plan or arrangement credited to this Plan.  The Eligible Associate
          shall be treated as a Participant (whether or not previously a
          Participant), and all such amounts shall be credited to his or her
          Account.  The other plan or arrangement shall continue in effect, but
          shall be relieved of liability to the Eligible Associate to the extent
          that balances or future deferred compensation are credited to this
          Plan.

     4.  Section 4.6 is added to the Plan to read as follows:

               4.6  With respect to each Plan Year, the Company shall allocate
          to each Participant an amount, if any, equal to such Participant's
          lost deferral contributions under the Qualified 401(k) Plan
          attributable solely to the reduction in his deferrals in order to
          comply with Section 401(k)(3) of the Code, provided that the
          Participant is employed by the Employer on the date of such
          allocation.  Such allocation shall be made as of the first day of
<PAGE>

          the month in which the Employer returns such excess 401(k)
          contribution to the Participant, or limits the Participant's deferrals
          under the Qualified 401(k) Plan to avoid the creation of such excess,
          and the Participant's cash compensation shall be correspondingly
          reduced.

     5.  Section 4.7 is added to the Plan to read as follows:

               4.7  At the request of the Company, the Committee may approve
          additional contributions by the Company for specific Participants for
          any Plan Year in its discretion.

IN WITNESS WHEREOF, this Seventh Amendment has been executed by duly authorized
persons, as of the effective date written above.

                              SMART & FINAL, INC.

By:     /s/ Donald G. Alvarado                 By:    /s/ Richard N. Phegley
        ----------------------                        ----------------------
Title:  Senior Vice President                 Title:  Vice President &
          and Secretary                                 Treasurer

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