Document:

THEISSUANCE OF THIS NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF
     1933, AS AMENDED, OR THE SECURITIES LAW OF ANY STATE. THIS NOTE IS NOT
     ASSIGNABLE OR TRANSFERRABLE AND MAY NOT BE SOLD, ASSIGNED, TRANSFERRED,
    PLEDGED, HYPOTHECATED OR OTHERWISE DISPOSED OF WITHOUT THE PRIOR WRITTEN
                        CONSENT OF MAKER, AND WITHOUT THE
        PRESENTATION TO MAKER OF AN OPINION OF COUNSEL OR OTHER EVIDENCE
             SATISFACTORY TO MAKER OF EVIDENCE THAT SUCH DISPOSITION
              IS EXEMPT FROM REGISTRATION UNDER SUCH ACT AND LAWS.

                             SECURED PROMISSORY NOTE

$150,000                                                       October 4, 2000

         FOR VALUE RECEIVED, Universal Beverages Holdings Corporation, a Florida
corporation (the "Borrower"), hereby covenants and promises to pay to the order
of Clifford Alan Moore, or his assigns (the "Holder"), ONE HUNDRED FIFTY
THOUSAND and 00/100 DOLLARS ($150,000) together with interest thereon as
described below.

         All principal, accrued interest and other costs, if any, hereunder
shall due and payable to the Holder of this Secured Promissory Note (the "Note")
on January 4, 2001 (or on February 4, 2001 or March 4, 2001 if an extension is
granted as provided herein) (the "Due Date"), with payments of interest to be
made as provided in the next sentence. The Borrower shall pay interest in
arrears (computed on the basis of a 30 day month and a 360-day year) on the
unpaid balance of such principal sum from the date hereof at the interest rate
of 10.25% per annum, payable monthly commencing November 4, 2000 until the
entire principal amount hereof shall have become due and payable, whether at
maturity or by acceleration or declaration or otherwise. Borrower may, at its
option, extend the Due Date from January 4, 2001 to February 4, 2001 or March 4,
2001, provided, however, that Borrower pays to the Holder not later than the
close of business the day before such Due Date, an extension fee of Ten Thousand
Dollars ($10,000) in certified or good funds for each 30 day extension period.
No extensions shall be permitted after March 4, 2001.

         If any amount payable to the Holder under this Note is not received by
the Holder on or before the date when such payment is due, then such amount
shall bear interest from and after the due date of such payment until paid at an
annual rate of interest equal to 18 %.

         This Note shall be secured by a lien on the cash accounts, accounts
receivable and equipment described in that certain Security Agreement by and
between Borrower and Holder dated of even date herewith (the "Security
Agreement").

                                       1
<PAGE>

         Except as otherwise provided in this Note, the entire unpaid principal
amount of this Note, together with all accrued but unpaid interest thereon and
other unpaid charges hereunder, shall become immediately all due and payable
without further notice at the option of the Holder upon the occurrence of any of
the following: (i) the Borrower fails to make any payment hereunder when such
payment becomes first due and such failure continues for a period of 10 days
after written notice from the Holder to the Borrower, or (ii) an Event of
Default as defined under the Security Agreement.

         This Note may be prepaid in whole or in part, at any time without
penalty. Any prepayment must include all interest to the date of prepayment. Any
payment (whether voluntary or involuntary) shall be applied first to any accrued
and unpaid interest due hereunder up to the date of such prepayment, and then to
the principal sum outstanding hereunder, and the acceptance of any such
prepayment when there is a default under this Note shall not constitute a
waiver, release or accord and satisfaction thereof or any rights held by the
Holder.

         All rights, remedies, and undertakings, obligations, options,
covenants, conditions and agreements contained in this Note are cumulative and
no one of them will be exclusive of any other.

         The Borrower for itself and its legal representatives, successors and
assigns, expressly waives presentment, protest, demand, notice of dishonor,
notice of nonpayment, notice of maturity, notice of protest, presentment for the
purpose of accelerating maturity, and diligence in collection, and consents that
the Holder may extend the time for payment or otherwise modify the terms of the
payment or any part or the whole of the debt evidenced hereby. To the fullest
extent permitted by law, the Borrower waives the statute of limitations in any
action brought by the Holder in connection with this Note and the right to a
trial by jury.

         In the event the Holder brings an action in a court of competent
jurisdiction against the Borrower to enforce collection of any principal or
interest due under this Note, the Holder shall also be entitled to collect its
cost of collection, including reasonable attorney's fees and expenses.

         This Note shall be interpreted in accordance with Florida law,
including all matters of construction, validity, performance and enforcement,
without giving effect to any principles of conflict of laws. The holding of any
provision of this Note to be invalid or unenforceable by a court of competent
jurisdiction shall not affect any other provisions and the other provisions of
this Note shall remain in full force and effect.

         This Note may not be changed, modified, amended or terminated orally.

                           UNIVERSAL BEVERAGES HOLDINGS CORPORATION

                           By:  /s/ Jonathon O. Moore
                                ------------------------------------------
                                Jonathon O. Moore, Chief Executive OfficerSPANTER DEVELOPMENTS INC.
--------------------------------------------------------------------------------
2015 Peel, Suite 1200, Montreal, Quebec, H3A 1T8
TEL: (514) 845-2265 FAX: (514) 845-4472

September 8th, 2000

MIAD SYSTEMS LTD.

Att: Mr. Michael Green
43 Riviera Drive, Unit 7
Markham, Ont., L3R 5J6

                                Re: Lease Renewal
                   43 Riviera Drive, Unit #7, Markham, Ontario

Dear Mr. Green:

Further to our discussions, we hereby offer to amend the Lease dated November
14th, 1996 and Lease Renewal dated October 12th, 1999 between Spanter
Developments Inc. and Miad Systems Ltd. in accordance with the terms and
conditions set forth below:

1.  Term
    ----

         The term of the Lease shall be amended to be one (1) year commencing on
         the first (1st) day of December, 2000 and ending on the thirtieth
         (30th) day of November, 2001.

2.  Net Rent
    --------

         The Net Rent during the Term of the Lease shall be amended as follows:

         From December 1st, 2000 to November 30th, 2001 - Net rent of
$5.50/square foot.

3.       All other terms and conditions remain the same as per Lease date
November 14th, 1996.

We trust the above meets with your approval and would appreciate you signifying
your acceptance by signing and returning a copy of this letter prior to
September 15th, 2000, 5:00pm, after which time this Offer to Amend the Lease
shall become null and void.

<PAGE>

If you have any questions, please do not hesitate to contact us.

Yours very truly,
SPANTER DEVELOPMENTS INC.

/s/ Ronald Mashaal
---------------------------------
Ronald Mashaal

APPROVED AND ACCEPTED, this 27th day of September, 2000

per:     /s/ Michael Green
     -------------------------------------------
         MIAD SYSTEMS LTD.MIAD Systems Ltd.
43 Riviera drive
Unit 7
Markham,Ontario
L3R 5J6

October 1,1999

PRIVATE AND CONFIDENTIAL
Mr.Michael Green
c/o MIAD Systems Ltd.
43 Riviera Dr.
Markham, Ont.

Dear Mr. Green:

MIAD is pleased to confirm, in this letter, the proposed employment terms
between you and MIAD for a one year term commencing October 1,1999.

1. Responsibilities

You will be responsible for developing ,growing and managing the activities of
the corporation as its Chief Executive and Chief Operating Officer

2. Salary and bonus

For the year commencing October 1, 1999 you will earn a salary of $180,000 per
annum. You shall be entitled to earn sales commission at the rate of $5,000 for
each $1 million dollars of sales achieved by MIAD in the fiscal year (for the
first $3 million of sales). If the corporation achieves over $3 million of
sales, you shall be entitled to an additional bonus of $20,000 per million of
sales (for revenues between $3 million and $5 million) In addition, for revenues
above $5 million, you shall be entitled to a bonus of $12,000 per Million of
sales above the $5 million.
You shall also be entitled to earn a bonus at the rate of 4%of the corporation's
pre-tax profit.
You will be reimbursed for reasonable and legitimate business expenses.

<PAGE>

3. Employment benefits

You will be entitled to employment benefits in accordance with then current MIAD
employment benefit plan.

4. Non-Competition and Non-Solicitation Covenant

You shall not during a period of 3 years from October 1, 1999 and in the
Province of Ontario:

    -   engage directly or indirectly in the Business of MIAD in respect of any
        organization that was a client of MIAD during such period.

    -   Directly or indirectly solicit any such client in respect of, or perform
        or offer to perform for any such client, any of the services of the type
        offered by MIAD on your own behalf or as a member, employee or associate
        of any person or organization.

          You acknowledge that the foregoing Non-Competion and Non-Solicitation
        Covenant are reasonable and that MIAD would not have entered into this
        Employment Agreement without this Covenant which is necessary to protect
        MIAD's economic interests. The breach by you of such Covenant would
        cause serious and irreparable harm to MIAD which would not adequately be
        compensated for in damages and in the event of a breach, you consent to
        an injunction being issued restraining any further breach of such
        Covenant in addition to any other remedy that MIAD may have in the event
        of such breach.

          We look forward to working with you. To indicate your acceptance of
        these terms and conditions,kindly sign a duplicate copy of this letter
        and return to me.

        Yours very truly

        /s/ Michael Green

        MIAD Systems Ltd.
                                                      Accepted

                                                      /s/ Michael Green
                                                      --------------------------
                                                      Michael Green

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