Document:

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                                                                   EXHIBIT 10.13

                        RESTRICTED STOCK AWARD AGREEMENT

                           Grantee:  Joseph B. Crace

                           Number of Shares:  3,500,000

                           Date of Grant: February 11, 2000

         1.    Grant of Shares. MD2patient, Inc. (the "Corporation") hereby
grants to the Grantee named above (the "Grantee"), as inducement for
employment, and subject to the restrictions and the other terms and conditions
set forth in this agreement (this "Agreement"), the number of shares indicated
above of the Corporation's $.01 par value common stock (the "Shares").

         2.    Defined Terms. The following capitalized terms used herein and
not otherwise defined shall have the following meanings.

               "Change in Control" means and includes each of the following:

                    (1)  The acquisition by any individual, entity or group
               (within the meaning of Section 13(d)(3) or 14(d)(2) of the 1934
               Act) (a "Person") of beneficial ownership (within the meaning of
               Rule 13d-3 promulgated under the 1934 Act) of 25% or more of the
               combined voting power of the then outstanding voting securities
               of the Corporation entitled to vote generally in the election of
               directors (the "Outstanding Company Voting Securities");
               provided, however, that for purposes of this subsection (1), the
               following acquisitions shall not constitute a Change of Control:
               (i) any acquisition by a Person who is on the Effective Date the
               beneficial owner of 25% or more of the Outstanding Company
               Voting Securities, (ii) any acquisition directly from the
               Corporation, (iii) any acquisition by the Corporation, (iv) any
               acquisition by any employee benefit plan (or related trust)
               sponsored or maintained by the Corporation or any corporation
               controlled by the Corporation, or (v) any acquisition by any
               corporation pursuant to a transaction which complies with
               clauses (i), (ii) and (iii) of subsection (3) of this
               definition; or

                    (2)  Individuals who, as of the Effective Date, constitute
               the Board (the "Incumbent Board") cease for any reason to
               constitute at least a majority of the Board; provided, however,
               that any individual becoming a director subsequent to the
               Effective Date whose election, or nomination for election by the
               Corporation's shareholders, was approved by a vote of at least a
               majority of the directors then comprising the Incumbent Board
               shall be considered as though such individual were a member of

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               the Incumbent Board, but excluding, for this purpose, any such
               individual whose initial assumption of office occurs as a result
               of an actual or threatened election contest with respect to the
               election or removal of directors or other actual or threatened
               solicitation of proxies or consents by or on behalf of a Person
               other than the Board; or

                    (3)  Consummation of a reorganization, merger or
               consolidation or sale or other disposition of all or
               substantially all of the assets of the Corporation (a "Business
               Combination"), in each case, unless, following such Business
               Combination, (i) all or substantially all of the individuals and
               entities who were the beneficial owners of the Outstanding
               Company Voting Securities immediately prior to such Business
               Combination beneficially own, directly or indirectly, more than
               50% of the combined voting power of the then outstanding voting
               securities entitled to vote generally in the election of
               directors of the corporation resulting from such Business
               Combination (including, without limitation, a corporation which
               as a result of such transaction owns the Corporation or all or
               substantially all of the Corporation's assets either directly or
               through one or more subsidiaries) in substantially the same
               proportions as their ownership, immediately prior to such
               Business Combination of the Outstanding Company Voting
               Securities, and (ii) no Person (excluding any corporation
               resulting from such Business Combination or any employee benefit
               plan (or related trust) of the Corporation or such corporation
               resulting from such Business Combination) beneficially owns,
               directly or indirectly, 25% or more of the combined voting power
               of the then outstanding voting securities of such corporation
               except to the extent that such ownership existed prior to the
               Business Combination, and (iii) at least a majority of the
               members of the board of directors of the corporation resulting
               from such Business Combination were members of the Incumbent
               Board at the time of the execution of the initial agreement, or
               of the action of the Board, providing for such Business
               Combination.

               "Committee" means the Compensation Committee of the Board of
          Directors of the Corporation.

               "Corporation" means MD2patient, Inc., a Georgia corporation.

               "Disability" shall mean any illness or other physical or mental
          condition of a Grantee that renders the Grantee incapable of
          performing his customary and usual duties for the Corporation, or any
          medically determinable illness or other physical or mental condition
          resulting from a bodily injury, disease or mental disorder which, in
          the judgment of the

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          Committee, is permanent and continuous in nature. The Committee may
          require such medical or other evidence as it deems necessary to judge
          the nature and permanency of the Grantee's condition.

               "Stock" means the $.01 par value common stock of the Corporation
          and such other securities of the Corporation as may be substituted
          for Stock pursuant to Section 9.

               "Subsidiary" means any corporation, limited liability company,
          partnership or other entity of which a majority of the outstanding
          voting stock or voting power is beneficially owned directly or
          indirectly by the Corporation.

         3.    Restrictions. The Shares are subject to each of the following
restrictions. "Restricted Shares" mean those Shares which are subject to the
restrictions imposed hereunder which restrictions have not then expired or
terminated. Restricted Shares may not be sold, transferred, exchanged,
assigned, pledged, hypothecated or otherwise encumbered. If the Grantee's
employment with the Corporation or any Subsidiary terminates for any reason
other than as set forth in any of paragraphs (b) and (c) of Section 4 hereof,
then the Grantee shall forfeit all of the Grantee's right, title and interest
in and to the Restricted Shares as of the date of employment termination.

         The restrictions imposed under this Section shall apply to all shares
of the Corporation's Stock or other securities issued with respect to
Restricted Shares hereunder in connection with any merger, reorganization,
consolidation, recapitalization, stock dividend or other change in corporate
structure affecting the common stock of the Corporation.

         4.    Expiration and Termination of Restrictions. The restrictions
imposed under Section 3 will expire or terminate on the earliest to occur of
the following:

                    (a)  As to the Restricted Shares awarded hereunder
         (adjusted proportionately in the event of any change in the total
         numbers of Restricted Shares), at the rate of 1/36 of the Restricted
         Shares on the first day of each calendar month beginning January 1,
         2000;

                    (b)  On the first day of the calendar month next
         following the termination of the Grantee's employment with the
         Corporation or any Subsidiary because of his or her death or
         Disability; or

                    (c)  On the effective date of the dissolution or
         liquidation of the Corporation.

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         5.    Acceleration of Vesting. Upon the occurrence of a Change in
Control, all restrictions on outstanding Restricted Shares shall lapse;
provided, however that such acceleration will not occur if, in the opinion of
the Corporation's accountants, such acceleration would preclude the use of
"pooling of interest" accounting treatment for a Change in Control transaction
that (i) would otherwise qualify for such accounting treatment, and (ii) is
contingent upon qualifying for such accounting treatment.

         6.    Delivery of Shares. The Shares will be issued in the name of the
Grantee as Restricted Stock and will be held by the Corporation during the
Restricted Period. Stock certificates shall be delivered as soon as practicable
after vesting of the Shares, but may be postponed for such period as may be
required for the Corporation with reasonable diligence to comply if deemed
advisable by the Corporation, with registration requirements under the
Securities Act, listing requirements under the rules of any stock exchange, and
requirements under any other law or regulation applicable to the issuance or
transfer of the Shares. Each certificate for Restricted Shares issued to the
Grantee under this Agreement shall be registered in the name of the Grantee and
shall bear a legend in substantially the following form:

         This certificate and the shares of stock represented hereby are
subject to the terms and conditions (including forfeiture and restrictions
against transfer) contained in a Restricted Stock Award Agreement dated January
1, 2000 between the registered owner of the shares represented hereby and
MD2patient, Inc. Release from such terms and conditions shall be made only in
accordance with the provisions of such Agreement, copies of which are on file
in the office of MD2patient, Inc.

         7.    Voting and Dividend Rights. The Grantee, as beneficial owner of
the Shares, shall have full voting and dividend rights with respect to the
Shares during the Restricted Period.

         8.    Restrictions on Transfer and Pledge. The Restricted Shares may
not be pledged, encumbered, or hypothecated to or in favor of any party other
than the Corporation or a Parent or Subsidiary, or be subject to any lien,
obligation, or liability of the Grantee to any other party other than the
Corporation or a Parent or Subsidiary. The Restricted Shares are not assignable
or transferable by the Grantee other than by will or the laws of descent and
distribution.

         9.    Changes in Capital Structure. In the event a stock dividend is
declared upon the Stock, the shares of Stock then subject to this Agreement
shall be increased proportionately. In the event the Stock shall be changed
into or exchanged for a different number or class of shares of stock or
securities of the Corporation or of another corporation, whether through
reorganization, recapitalization, reclassification, stock split-up, combination
of shares, merger or consolidation, there shall be substituted for each such
share of Stock then subject

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to this Agreement the number and class of shares into which each outstanding
share of Stock shall be so exchanged.

         10.   No Right of Continued Employment. Nothing in this Agreement
shall interfere with or limit in any way the right of the Corporation or any
Parent or Subsidiary to terminate the Grantee's employment at any time, nor
confer upon the Grantee any right to continue in the employ of the Corporation
or any Parent or Subsidiary.

         11.   Payment of Taxes.

               (a)  The Grantee upon issuance of the Shares hereunder, shall
be authorized to make an election to be taxed upon such award under Section
83(b) of the Internal Revenue Code of 1986, as amended. To effect such
election, the Grantee may file an appropriate election with Internal Revenue
Service within thirty (30) days after award of the Shares and otherwise in
accordance with applicable Treasury Regulations.

               (b)  The Grantee will, no later than the date as of which any
amount related to the Shares first becomes includable in the Grantee's gross
income for federal income tax purposes, pay to the Corporation, or make other
arrangements satisfactory to the Committee regarding payment of, any federal,
state and local taxes of any kind required by law to be withheld with respect
to such amount. The obligations of the Corporation under this Agreement will be
conditional on such payment or arrangements, and the Corporation, and, where
applicable, its Subsidiaries will, to the extent permitted by law, have the
right to deduct any such taxes from any payment of any kind otherwise due to
the Grantee.

         12.   Amendment. The Committee may amend, modify or terminate this
Agreement without approval of the Grantee; provided, however, that such
amendment, modification or termination shall not, without the Grantee's
consent, reduce or diminish the value of this award determined as if it had
been fully vested on the date of such amendment or termination.

         13.   Successors. This Agreement shall be binding upon any successor
of the Corporation, in accordance with the terms of this Agreement.

         14.   Severability. If any one or more of the provisions contained in
this Agreement are invalid, illegal or unenforceable, the other provisions of
this Agreement will be construed and enforced as if the invalid, illegal or
unenforceable provision had never been included.

         15.   Notice. Notices and communications under this Agreement must be
in writing and either personally delivered or sent by registered or certified

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United States mail, return receipt requested, postage prepaid. Notices to the
Corporation must be addressed to:

                  MD2patient, Inc.
                  Attn: President
                  501 Corporate Centre Drive, Suite 200
                  Franklin, Tennessee  37067

or any other address designated by the Corporation in a written notice to the
Grantee. Notices to the Grantee will be directed to the address of the Grantee
then currently on file with the Corporation, or at any other address given by
the Grantee in a written notice to the Corporation.

         IN WITNESS WHEREOF, MD2patient, Inc., acting by and through its duly
authorized officers, has caused this Agreement to be executed, and the Grantee
has executed this Agreement, all as of the day and year first above written.

                                MD2PATIENT, Inc.

                                By:      /s/ John E. Blount
                                   -------------------------------------------
                                Name:    John E. Blount
                                     -----------------------------------------
                                Title:   President
                                      ----------------------------------------

         I hereby accept the above Shares grant in accordance with and subject
to the terms and conditions set forth above.

         I agree that any shares of common stock received by me hereunder will
not be sold or otherwise disposed of by me except in a manner in compliance
with applicable securities laws.

                                GRANTEE:

                                             /s/ Joseph B. Crace
                                ----------------------------------------------
                                Joseph B. Crace

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                                                                    Exhibit 10.4

                  SECOND AMENDMENT TO THE CREDIT AGREEMENT

                  SECOND AMENDMENT, dated as of November 3, 1999, among R.J.
REYNOLDS TOBACCO HOLDINGS, INC. (f/k/a/ RJR NABISCO, INC.), a Delaware
corporation (the "Borrower") and lending institutions party to the Credit
Agreement referred to below (the "Amendment"). All capitalized terms used herein
and not otherwise defined herein shall have the respective meanings provided
such terms in the Credit Agreement (as defined below).

                              W I T N E S S E T H :

                  WHEREAS, the Borrower and various lending institutions (the
"Lenders") are parties to a Credit Agreement, dated as of May 7, 1999 (as
amended, modified or supplemented through but not including the date hereof, the
"Credit Agreement"); and

                  WHEREAS, the Borrower and the Lenders wish to amend the Credit
Agreement as herein provided;

                  NOW, THEREFORE, it is agreed:

I.  Amendment to the Credit Agreement.

                  1. Section 8.02(a)(ii) of the Credit Agreement is hereby
amended by inserting the text "any of IHC," immediately before the text "FSH"
appearing in said Section.

                  2. Section 8.02(c) of the Credit Agreement is hereby amended
by inserting the following text "if a Guaranty Event has occurred and is
continuing," at the beginning of the first clause (y) of said Section.

                  3. Section 8.04(i) of the Credit Agreement is hereby amended
by inserting the text "(w) owing to R.J. Reynolds Tobacco Co., a Delaware
corporation, on the Closing Date, together with any accrued or capitalized
interest in respect thereof," immediately before clause (x) of said Section.

                  4. Section 8.05(iv) of the Credit Agreement is hereby deleted
in its entirety and the following new Section 8.05(iv) is inserted in lieu
thereof:

               "(iv) Parent may declare and pay, or otherwise pay or make, any
         other Dividend provided that, at the time it is, in the case of a
         Non-Declared Dividend, paid or made and, in the case of any other
         Dividend, declared or otherwise authorized, the aggregate amount of
         such Dividend, when added to all Non-Declared Dividends theretofore
         paid or made

<PAGE>   2

         and any other Dividends theretofore declared or otherwise authorized
         (or paid) pursuant to this clause (iv) after the Closing Date shall not
         exceed an amount equal to the sum of (x) $500,000,000 plus (y) 50% of
         Cumulative Adjusted Cash Net Income plus (z) the aggregate cash
         proceeds (net of underwriting discounts and commissions) received by
         Parent after the Closing Date from issuances of its equity securities
         (provided that the aggregate amount of such aggregate net cash proceeds
         received in any twelve-month period shall be deemed not to exceed
         $250,000,000 for purposes of this clause (iv)(z)), in each case
         determined at, in the case of a Non-Declared Dividend, the date paid or
         made and, in the case of any other Dividend, the date declared or
         otherwise authorized, provided that such Dividend (other than a
         Dividend that is a Non-Declared Dividend) is paid within 75 days of the
         making of such declaration or other authorization, and to the extent
         not Parent, the Borrower may declare and pay, or otherwise effect,
         Dividends to Holdings to fund the permitted Dividends that are paid by
         Holdings while Parent pursuant to this clause (iv), provided that (a)
         any Dividend declared by Holdings while Parent that is paid by Holdings
         after the consummation of the Spin-Off and is not funded by Dividends
         from the Borrower will not be included in the computation of Dividends
         declared or otherwise authorized by Parent for the purposes of this
         clause (iv), (b) Holdings, while Parent, may declare a Dividend for
         payment on or prior to July 1, 1999 in an amount not in excess of the
         last regularly scheduled Dividend paid by Holdings prior to the Closing
         Date and such Dividend (except to the extent not funded by a cash pass
         through dividend paid by NHC in an amount at least comparable to the
         dividend paid by NHC in respect of such last scheduled quarterly
         Dividend so paid by Holdings) will not be included in the computation
         of Dividends declared by Parent for purposes of this clause (iv) and
         (c) Dividends may only be paid or made by Parent under this clause (iv)
         if at the time of, in the case of a Non-Declared Dividend, the date
         paid or made and, in the case of any other Dividend, the date declared
         or otherwise authorized the excess of (i) the sum of the Total
         Unutilized Commitment and Permanent Surplus Cash, in each case at such
         time over (ii) the sum of (A) the amount of, in the case of a
         Non-Declared Dividend, the aggregate amount of such Non-Declared
         Dividend plus any other Dividends theretofore declared or otherwise
         authorized but then unpaid and, in the case of any other Dividend, the
         amount thereof so declared or otherwise authorized and (B) the
         outstanding principal or face amount of Supported CP at such time shall
         equal at least $225,000,000;".

                  5. The preamble to Section 8.05 of the Credit Agreement is
hereby amended by deleting the text "return any capital to its shareholders or
authorize or make" and inserting the text "make, declare or otherwise authorize
any return of capital to its shareholders or make, declare or otherwise
authorize" in lieu thereof.

                  6. Section 10 of the Credit Agreement is hereby amended by
inserting the following definition in said Section in appropriate alphabetical
order:

                  "Non-Declared Dividend" shall mean and include, as to any
Person, (i) the redemption, retirement, purchase or other acquisition, directly
or indirectly, for a consideration, of any shares of any class of its capital
stock or of any other equity interests of such Person now or hereafter
outstanding (or any warrants for or options or stock or similar appreciation
rights in

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<PAGE>   3

respect of any such shares or equity interests but not including any convertible
debt) or the setting aside of any funds for any of the foregoing purposes and
(ii) the making or payment of any other Dividend by such Person which does not
require or involve a declaration or authorization by such Person.

II.  Miscellaneous Provisions.

                  1. In order to induce the Lenders to enter into this
Amendment, the Borrower hereby (i) makes each of the representations, warranties
and agreements contained in Section 6 of the Credit Agreement and (ii)
represents and warrants that there exists no Default or Event of Default, in
each case on the date hereof and on the Second Amendment Effective Date (as
defined below), both before and after giving effect to this Amendment.

                  2. This Amendment is limited as specified and shall not
constitute a modification, acceptance or waiver of any other provision of the
Credit Agreement or any other Credit Document (as defined in the Credit
Agreement).

                  3. This Amendment may be executed in any number of
counterparts and by the different parties hereto on separate counterparts, each
of which counterparts when executed and delivered shall be an original, but all
of which shall together constitute one and the same instrument. A complete set
of counterparts shall be lodged with the Borrower and the Administrative Agent.

                  4. THIS AMENDMENT AND THE RIGHTS AND OBLIGATIONS OF THE
PARTIES HEREUNDER SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAW
OF THE STATE OF NEW YORK.

                  5. This Amendment shall become effective as of the date first
written above on the date (the "Second Amendment Effective Date") when (i) the
Borrower and (ii) Lenders constituting Required Lenders under the Credit
Agreement shall have signed a copy hereof (whether the same or different copies)
and shall have delivered (including by way of facsimile transmission) the same
to White & Case, L.L.P., 1155 Avenue of the Americas, New York, New York 10036,
Attention: Darryl Carbonaro (Facsimile No.: (212) 354-8113). After transmitting
its executed signature page to White & Case, L.L.P. as provided above, each of
the Lenders shall deliver executed hard copies of this Amendment to White &
Case, L.L.P., Attention: Darryl Carbonaro at the address provided above.

                                      * * *

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<PAGE>   4

                  IN WITNESS WHEREOF, each of the parties hereto has caused a
counterpart of this Amendment to be duly executed and delivered as of the date
first above written.

                                          R.J. REYNOLDS TOBACCO HOLDINGS, INC.

                                          By
                                              Title:

                                          SENIOR MANAGING AGENTS

                                          THE CHASE MANHATTAN BANK, Individually
                                              and as Administrative Agent

                                          By:
                                              Name:
                                              Title:

                                          BANKERS TRUST COMPANY, Individually
                                              and as Syndication Agent

                                          By:
                                              Name:
                                              Title:

                                          CITIBANK, N.A., Individually and
                                              as Syndication Agent

                                          By:
                                              Name:
                                              Title:

                                      -4-
<PAGE>   5

                                          CREDIT LYONNAIS, NEW YORK BRANCH,
                                              Individually and as Syndication
                                              Agent

                                          By:
                                              Name:
                                              Title:

                                          THE FUJI BANK, LIMITED, Individually
                                              and as Syndication Agent

                                          By:
                                              Name:
                                              Title:

                                          BARCLAYS BANK PLC (NEW YORK),
                                              Individually and as Syndication
                                              Agent

                                          By:
                                              Name:
                                              Title:

                                      -5-
<PAGE>   6

                                          ABN AMRO BANK (NEW YORK)

                                          By:
                                              Name:
                                              Title:

                                          CREDIT SUISSE FIRST BOSTON

                                          By:
                                              Name:
                                              Title:

                                          By:
                                              Name:
                                              Title:

                                          HSBC BANK USA

                                          By:
                                              Name:
                                              Title:

                                          THE BANK OF NOVA SCOTIA

                                          By:
                                              Name:
                                              Title:

                                      -6-
<PAGE>   7

                                          THE BANK OF NEW YORK

                                          By:
                                              Name:
                                              Title:

                                          THE SUMITOMO BANK, LIMITED

                                          By:
                                              Name:
                                              Title:

                                          CITY NATIONAL BANK OF NEW JERSEY

                                          By:
                                              Name:
                                              Title:

                                          NORDDEUTSCHE LANDESBANK
                                              (NEW YORK)

                                          By:
                                              Name:
                                              Title:

                                          UBS AG, STAMFORD BRANCH

                                          By:
                                              Name:
                                              Title:

                                          By:
                                              Name:
                                              Title:

                                      -7-
<PAGE>   8

                                          WACHOVIA BANK, N.A.

                                          By:
                                              Name:
                                              Title:

                                          BANKBOSTON, N.A.

                                          By:
                                              Name:
                                              Title:

                                          ERSTE BANK

                                          By:
                                              Name:
                                              Title:

                                          EUROPEAN-AMERICAN BANK

                                          By:
                                              Name:
                                              Title:

                                          FIRST HAWAIIAN BANK

                                          By:
                                              Name:
                                              Title:

                                      -8-
<PAGE>   9

                                          PIMCO TOTAL RETURN FUND

                                          By:
                                              Name:
                                              Title:

                                          ROYALTON COMPANY

                                          By:
                                              Name:
                                              Title:

                                          STOCK PLUS, L.P., FUND A

                                          By:
                                              Name:
                                              Title:

                                      -9-

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