Document:

Exhibit 10.14.3

                    THIRD AMENDMENT TO ADVERTISING AGREEMENT

      This AMENDMENT TO ADVERTISING AGREEMENT is entered into as of the 24th day
of June, 2004 (the "Amendment") by and between American Lawyer Media, Inc., a
Delaware corporation, ("ALM") and ClickNsettle.com, Inc., a Delaware corporation
("ClickNsettle").

                                    RECITALS

      A. ALM and ClickNsettle have previously entered into that certain
Advertising Agreement dated as of August 11, 2000 (the "Advertising Agreement"),
and have amended the Advertising Agreement on June 12, 2003 (the "First
Amendment") and on December 8, 2003 (the "Second Amendment").

      B. ALM and ClickNsettle have agreed to amend the Advertising Agreement a
third time, subject to the terms and conditions contained herein.

      NOW, THEREFORE, in consideration of the terms and conditions set forth
herein and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereto agree as
follows:

            1. Recitals. The foregoing recitals are accurate and are
incorporated herein and made a part hereof.

            2. Definitions. Each initially capitalized term used herein without
definition shall have the meaning ascribed to such term in the Advertising
Agreement.

            3. Amendments. It is hereby agreed that Schedule 1 of the Amendment
shall be amended to read in its entirety as follows:

As of the date of this Third Amendment, a cash commitment of $75,854.30 in
additional advertising remains to be purchased by ClickNsettle. The parties
agree that ClickNsettle shall purchase this additional $75,854.30 in advertising
on or before December 31, 2004.

            4. Full Force and Effect. Except as specifically modified or amended
by the terms of this Third Amendment, the Advertising Agreement is and shall
continue, in full force and effect and is hereby ratified and confirmed.

            5. Counterparts. This Third Amendment may be executed in any number
of separate counterparts, each of which shall be deemed to be an original and
all of which together shall be deemed to be one and the same instrument.

                                      -1-
<PAGE>

            6. Miscellaneous. This Third Amendment shall be binding upon all the
parties to the Advertising Agreement and their respective successors and
assigns, and shall be governed by, and construed and enforced in accordance
with, the internal laws in effect in the State of New York.

      IN WITNESS WHEREOF, the parties hereto have caused this Third Amendment to
be duly executed and delivered by their proper and duly authorized officers as
of the day and year first above written.

                                        AMERICAN LAWYER MEDIA, INC.

                                        By: /s/ Allison C. Hoffman
                                            ---------------------------------
                                            Name:  Allison C. Hoffman
                                            Title: Vice President-General
                                                   Counsel

                                        CLICKNSETTLE.COM, INC.

                                        By: /s/ Roy Israel
                                            ---------------------------------
                                            Name:  Roy Israel
                                            Title: CEO & President

                                      -2-<PAGE>

                              EMPLOYMENT AGREEMENT

                                   JOHN VRABEL

        AGREEMENT, dated as of the _1_ day of JULY , 2004, among Able Energy,
Inc., a Delaware corporation, having a place of business at 198 Green Pond Road,
Rockaway, New Jersey 07866 (the "Company"), and John Vrabel, an individual
having a place of business at c/o Able Energy, Inc. 198 Green Pond Road,
Rockaway, New Jersey 07866 (the "Executive").

        WHEREAS, the Company is principally engaged in the business of the
distribution of, and the provision of services related, fuel oil, and

        WHEREAS, the Company desires to employ the Executive as its Chief
Operating Officer; and

        WHEREAS, Executive is willing to accept such employment by the Company,
all in accordance with provisions hereinafter set forth; and

        NOW, THEREFORE, in consideration of the promises and mutual
representations, covenants, and agreements set forth herein, and for other good
and valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, the parties hereto agree effective upon the Acquisition as
follows:

        1.      TERM: The term of this Agreement shall be for a period of three
(3) years commencing on date of this Agreement (the "Effective Date") and
terminating on the third anniversary date of the Effective Date, subject to
earlier termination as provided herein or unless extended by mutual consent of
the parties.

        2.      EMPLOYMENT: (A) Subject to the terms and conditions and for the
compensation hereinafter set forth, the Company hereby agrees to employ
Executive for and during the term of this Agreement. Executive is hereby
employed by the Company as its Chief Operating Officer. The Executive's powers
and duties shall be those of an executive nature which are appropriate for a
Chief Operating Officer in accordance with the Company's By-Laws; and Executive
does hereby accept such employment or greater employment as may be mutually
agreed upon by the parties hereto and agrees to devote only as much time to the
affairs of the Company as Executive deems necessary to discharge his duties to
the Company during the term of this Agreement, to the performance of his duties
upon the conditions hereinafter set forth. Executive shall report to the Board
of Directors of the Company. The Company shall not require Executive to be
employed in any location other than Rockaway, New Jersey unless he consents in
writing to such location.

        (B)     During the term of this Agreement, Executive shall be furnished
with office space and facilities commensurate with his position and adequate for
the performance of his duties; he shall be provided with the perquisites
customarily associated with the position of Chief Operating Officer of the
Company.

<PAGE>

        3.      COMPENSATION:

        (A)     SALARY: During the term of this Agreement, the Company agrees to
pay Executive, and Executive agrees to accept, an annual salary of not less than
One Hundred Forty One Thousand and Six Hundred Dollars ($141,600) per year,
payable bi-weekly in accordance with the Company's policies, for services
rendered by Executive hereunder.

        (B)     BONUS: As additional compensation, the Company may pay Executive
a periodic bonus. The Board of Directors will fix the bonus payable to the
Executive at the end of each year; provided such bonuses, plus all other bonuses
payable to the executive management shall not exceed, in the aggregate the
"Bonus Pool." The Bonus Pool shall equal up to 20% of the earnings before taxes
of the Company ("EBT") for the fiscal years ending 2005, 2006 and 2007, provided
the Company achieves at least $1,000,000 of EBT in each of such years. If the
Company meets or exceeds $1,000,000 EBT for the fiscal year ending in 2005 then
the Executive shall be entitled to 20% of the Bonus Pool.

        (C)     ADDITIONAL COMPENSATION TO EXECUTIVE. In addition to the
compensation stated above, Executive shall receive (i) 10,000 stock options,
that shall vest and be exercisable pursuant to the Notice of Grant dated July 1,
2004. A true and correct copy of the Notice of Grant is attached hereto as
Exhibit "A". Notwithstanding the foregoing, the vesting of the stock options
shall be pursuant to the vesting schedule contained in the Notice of Grant
("Vesting Schedule"); and (ii) 4% of the issued and outstanding shares of common
stock at June 30, 2004 of PriceEnergy.Com, subject to shareholder and board
approval

        (D)     INCREASES: The annual salary is subject to periodic increases at
the discretion of the Board of Directors with such increases to take effect no
later than on each anniversary date of this Agreement.

        4.      EXPENSES: The Company shall reimburse Executive for all
reasonable and actual business expenses incurred by him in connection with his
service to the Company, upon submission by him of appropriate vouchers and
expense account reports.

        5.      BENEFITS:

        (A)     INSURANCE: In addition to the salary and bonus to be paid to
Executive hereunder, the Company shall maintain family medical and dental
insurance.Executive and his dependents shall be entitled to participate in such
other benefits as are extended to active executive employees of the Company and
their dependents including but not limited to pension, retirement,
profit-sharing, 401(k), stock option, bonus and incentive plans, group
insurance, hospitalization, medical or other benefits made available by the
Company to its employees generally.

        (B)     VACATION: Executive shall be entitled to take up to four (4)
weeks of paid vacation annually at a time mutually convenient to the Company and
Executive.

        6.      RESTRICTIVE COVENANTS: (A) Executive recognizes and acknowledges
that the Company, through the expenditure of considerable time and money, has
developed and will continue

<PAGE>

to develop in the future information concerning customers, clients, marketing,
business and operational methods of the Company and its customers or clients,
contracts, financial or other data, technical data or any other confidential or
proprietary information possessed, owned or used by the Company, and that the
same are confidential and proprietary, and are "confidential information" of the
Company. In consideration of his employment by the Company hereunder, Executive
agrees that he will not, without the consent of the Board, make any disclosure
of confidential information now or hereafter possessed by the Company to any
person, partnership, corporation or entity either during or after the term
hereunder, except to employees of the Company or its subsidiaries or affiliates
and to others within or without the Company, as the Executive may deem necessary
in order to conduct the Company's business and except as may be required
pursuant to any court order, judgment or decision from any court of competent
jurisdiction. The foregoing shall not apply to information which is in the
public domain on the date hereof; which, after it is disclosed to Executive by
the Company, is published or becomes part of the public domain through no fault
of Executive; which is known to Executive prior to disclosure thereof to him by
the Company as evidenced by his written records; or, after Executive is no
longer employed by the Company, which is thereafter disclosed to Executive in
good faith by a third party which is not under any obligation of confidence or
secrecy to the Company with respect to such information at the time of
disclosure to him. The provisions of this Section shall continue in full force
and effect notwithstanding any lawful termination of Executive's employment
under this Agreement for a period of one (2) years following said termination of
employment.

        (B)     Except in the ordinary course of his duties as Chief Operating
Officer, or in the furtherance of the business of the Company, during the period
from the date of this Agreement until one (2) years following the date on which
his employment with the Company is lawfully and properly terminated, Executive
will not, directly or indirectly:

                (i)     persuade or attempt to persuade any person or entity
        which is or was a customer, client or supplier of the Company on the
        date on which Executive's employment with the Company is terminated to
        cease doing business with the Company, or to reduce the amount of
        business it does with the Company;

                (ii)    solicit for himself or any other person or entity other
        than the Company the business of any person or entity which is a
        customer or client of the Company, or was its customer or client within
        six (6) months prior to the termination of his employment by the
        Company, with respect to distribution of roofing supplies and related
        products; or

                (iii)   persuade or attempt to persuade any employee of the
        Company, or any individual who was an employee of Company during the six
        (6) month period prior to the lawful and proper termination of this
        Agreement, to leave Company's employ, or to become employed by any
        person or entity other than the Company.

        (C)     Executive acknowledges that the restrictive covenants (the
"Restrictive Covenants") contained in this section 6 are a condition of his
employment and are reasonable and valid in

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<PAGE>

geographical and temporal scope and in all other respects. If any court
determines that any of the Restrictive Covenants, or any part of any of the
Restrictive Covenants, is invalid or unenforceable, the remainder of the
Restrictive Covenants and parts thereof shall not thereby be affected and shall
be given full effect, without regard to the invalid portion. If any court
determines that any of the Restrictive Covenants, or any part thereof, is
invalid or enforceable because of the geographic or temporal scope of such
provision, such court shall have the power to reduce the geographic or temporal
scope of such provision, as the case may be, and, in its reduced form, such
provision shall then be enforceable.

        (D)     If Executive breaches, or threatens to breach, any of the
Restrictive Covenants, the Company, in addition to and not in lieu of any other
rights and remedies it may have at law or in equity, shall have the right to
injunctive relief; it being acknowledged and agreed to by Executive that any
such breach or threatened breach would cause irreparable and continuing injury
to the Company and that money damages would not provide an adequate remedy to
the Company.

        7.      TERMINATION:

        (A)     DEATH: In the event of Executive's death ("Death") during the
term of his employment, Executive's designated beneficiary, or in the absence of
such beneficiary designation, his estate shall be entitled to payment of
Executive's salary from date of death to the expiration of 6 months thereafter.
In addition, Executive's beneficiary and/or dependents shall be entitled, for
the same six month period to continuation, at the Company's expense, of such
benefits as are then being provided to them under Section 5(A) hereof, and any
additional benefits as may be provided to dependents of the Company's executive
officers in accordance with the terms of the Company's policies and practices.
In addition, any options granted to Executive which have not, by the terms of
the options, vested shall be deemed to have vested as of the date of his death
and shall thereafter be exercisable by Executive's beneficiary or estate for the
maximum period of time allowed for exercise thereof under the terms of the
option.

        (B)     DISABILITY:

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<PAGE>

        (a)     In the event Executive, by reason of physical or mental
incapacity, shall be disabled ("Disability") for a period of at least six (6)
consecutive months, the Company shall have the option at any time thereafter to
terminate Employee's employment hereunder for disability. Such termination will
be effective thirty (30) days after the Board gives written notice of such
termination to Executive, unless Executive shall have returned to the
performance of his duties prior to the effective date of the notice. All
obligations of the Company hereunder shall cease upon the effectiveness of such
termination, provided that such termination shall not affect or impair any
rights Executive may have under any policy of long term disability insurance or
benefits then maintained on his behalf by the Company. In addition, for a period
of one (1) year following termination of Executive's employment for disability,
Executive and his dependents, as the case may be, shall continue to receive the
benefits set forth under subparagraph 5(A) hereof, as well as such benefits as
are extended to the Company's active executive employees and their dependents
during such period. Any options granted to the Executive which have not, by the
terms of the options, vested shall be deemed to have vested at the termination
and shall thereafter be exercisable by the Employee, his beneficiary,
conservator or estate, as applicable, for the maximum period of time allowed for
exercise thereof under the terms of the option.

        (b)     "Incapacity" as used herein shall mean the inability of the
Executive due to physical or mental illness, injury or disease substantially to
perform his normal duties as Chief Operating Officer. Executive's salary as
provided for hereunder shall continue to be paid during any period of incapacity
prior to and including the date on which Executive's employment is terminated
for disability.

        (C)     BY THE COMPANY FOR CAUSE:

        (a)     The Company shall have the right, before the expiration of the
term of this Agreement, to terminate this Agreement and to discharge Executive
for cause (hereinafter "Cause"), and all compensation to Executive shall cease
to accrue upon discharge of Executive for Cause. For the purposes of this
Agreement, the term "Cause" shall mean (i) Executive's conviction of a felony;
(ii) the alcoholism or drug addiction of Executive; (iii) gross negligence or
willful misconduct of Executive in connection with his duties hereunder; (iv)
the determination by any regulatory or judicial authority (including any
securities self-regulatory organization) that Executive directly violated,
before or after the date hereof, any federal or state securities law, any rule
or regulation adopted thereunder; or (v) the continued and willful failure by
Executive to substantially and materially perform his material duties hereunder.

        (b)     If the Company elects to terminate Executive employment for
Cause under (C)(a) above, such termination shall be effective fifteen (15) days
after the Company gives written notice of such termination to Executive. In the
event of a termination of Executive's employment for Cause in accordance with
the provisions of 7(C)(a), the Company shall have no further obligation to the
Executive, except for the payment of all compensation and other vested benefits
which have accrued through the date of such termination and not paid and any
other benefits to which he or his dependents may be entitled by law.

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<PAGE>

        (D)     BY EXECUTIVE FOR REASON:

        Executive shall have the right to terminate his employment at any time
for "good reason" (herein designated and referred to as "Reason"). The term
Reason shall mean (i) the failure to elect or appoint, or re-elect or
re-appoint, Executive to, or removal or improperly attempted removal of
Executive from, his positions as Chief Operating Officer or superior positions
with the Company, except in connection with the proper termination of
Executive's employment by reason of Cause, Death or Disability; (ii) a reduction
in Executive's overall compensation other than his discretionary bonus under
Section 3(B) above or an adverse change in the nature or scope of the
authorities, powers, functions or duties normally attached to the Executive's
position with the Company; (iii) the Company's failure or refusal to perform any
obligations required to be performed in accordance with this Agreement after a
reasonable notice and an opportunity to cure same.

        (E)     SEVERANCE: (a) In the event Executive's employment hereunder
shall be terminated by the Executive for Reason or by the Company for other than
Cause, Death or Disability: (1) the Executive shall thereupon receive as
severance pay in a lump sum of one year. (2) the Executive's (and his
dependents') participation in any and all, disability, medical plans shall be
continued, or equivalent benefits provided to him or them by the Company, at no
cost to him or them, for a period of one year from the termination; and (3) any
options granted to Executive which have not, by the terms of the options, vested
shall be deemed to have vested at the termination, and shall thereafter be
exercisable for the maximum period of time allowed for exercise thereof under
the terms of the option; and new paragraph (b) an election by Executive to
terminate his employment under the provisions of this paragraph shall not be
deemed a voluntary termination of employment of Executive for the purpose of
interrupting the provisions of any of the Company's employee benefit plans,
programs or policies.

        (F)     RESIGNATION: In the event Executive resigns without Reason prior
to the expiration hereof, he shall receive any unpaid fixed salary through such
resignation date and such benefits to which he is entitled by law.

        (G)     EXTENSION OF BENEFITS: Any extension of benefits following the
termination of employment provided for herein shall be deemed to be in addition
to, and not in lieu of, any period for the continuation of benefits provided for
by law, either at the Company's, Executive or his dependents' expense.

        (H)     CHANGE IN CONTROL: For purposes hereof, a Change in Control
shall be deemed to have occurred (i) if there has occurred a "change in control"
as such term is used in Item 1 (a) of Form 8-K promulgated under the Securities
Exchange Act of 1934, as amended, at the date hereof ("Exchange Act") or (ii) if
there has occurred a change in control as the term "control" is defined in Rule
12b-2 promulgated under the Exchange Act.

        8.      INDEMNIFICATION: Company hereby indemnifies and holds Executive
harmless to the extent of any and all claims, suits, proceedings, damages,
losses or liabilities incurred by Executive and arising out of any acts or
decisions done or made in the authorized scope of his employment

                                       6
<PAGE>

hereunder. Company hereby agrees to pay all expenses, including reasonable
attorney's fees, actually incurred by Executive in connection with the
investigation of any such matter, the defense of any such action, suit or
proceeding and in connection with any appeal thereon including the cost of
settlements. Nothing contained herein shall entitle Executive to indemnification
by Company in excess of that permitted under applicable law.

        9.      WAIVER: No delay or omission to exercise any right, power or
remedy accruing to either party hereto shall impair any such right, power or
remedy or shall be construed to be a waiver of or an acquiescence to any breach
hereof. No waiver of any breach hereof shall be deemed to be a waiver of any
other breach hereof theretofore or thereafter occurring. Any waiver of any
provision hereof shall be effective only to the extent specifically set forth in
the applicable writing. All remedies afforded to either party under this
Agreement, by law or otherwise, shall be cumulative and not alternative and
shall not preclude assertion by either party of any other rights or the seeking
of any other rights or remedies against the other party.

        10.     GOVERNING LAW: The validity of this Agreement or of any of the
provisions hereof shall be determined under and according to the laws of the
State of NEW JERSEY, and this Agreement and its provisions shall be construed
according to the laws of the State of NEW JERSEY, without regard to the
principles of conflicts of law and the actual domiciles of the parties hereto.

        11.     NOTICES: All notices, demands or other communications required
or permitted to be given in connection with this Agreement shall be given in
writing, shall be transmitted to the appropriate party by hand delivery, by
certified mail, return receipt requested, postage prepaid or by overnight
carrier and shall be addressed to a party at such party's address shown on the
first page hereof. A party may designate by written notice given to the other
parties a new address to which any notice, demand or other communication
hereunder shall thereafter be given. Each notice, demand or other communication
transmitted in the manner described in this Section 11 shall be deemed to have
been given and received for all purposes at the time it shall have been (i)
delivered to the addressee as indicated by the return receipt (if transmitted by
mail), the affidavit of the messenger (if transmitted by hand delivery or
overnight carrier) or (ii) presented for delivery during normal business hours,
if such delivery shall not have been accepted for any reason.

        12.     ASSIGNMENTS: This Agreement shall be binding upon and inure to
the benefit of the parties and each of their respective successors, assigns,
heirs and legal representatives; provided, however, that Executive may not
assign or delegate his obligations, responsibilities and duties hereunder except
as permitted by the Company's by-laws, custom, practice, policies or the Board
of Directors. Company may not assign this Agreement without the prior written
consent of Executive.

        13.     MISCELLANEOUS: This Agreement contains the entire understanding
between the parties hereto and supersedes all other oral and written agreements
or understandings between them with respect to the subject matter hereof. No
modification or addition hereto or waiver or cancellation of any provision shall
be valid except by a writing signed by the party to be charged therewith.

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<PAGE>

        14.     OBLIGATIONS OF A CONTINUING NATURE: It is expressly understood
and agreed that the covenants, agreements and restrictions undertaken by or
imposed on Executive and, the Company hereunder, which are stated to exist or
continue after termination of Executive's employment with the Company, shall
exist and continue irrespective of the method or circumstances of such
termination for the respective periods of time set forth herein.

        15.     SEVERABILITY: The parties agree that if any of the covenants,
agreements or restrictions contained herein are held to be invalid by any court
of competent jurisdiction, the remainder of the other covenants, agreements
restrictions and parts thereof herein contained shall be severable so not to
invalidate any others and such other covenants, agreements, restrictions and
parts thereof shall be given full effect without regard to the invalid portion.

        16.     VENUE: JURISDICTION: The Company and the Executive hereby agree
that any action, proceeding or claim against either of them arising out of, or
relating in any way to this Agreement shall be brought and enforced in any of
the courts of the State of NEW JERSEY, or the United States District Court NEW
JERSEY, and irrevocably submit to such jurisdiction. The Company and the
Executive hereby waive any objection to such jurisdiction and that such courts
represent an inconvenient forum. Any process or summons to be served upon the
Company or the Executive may be served by transmitting a copy thereof by
registered or certified mail, return receipt requested, postage prepaid,
addressed to their respective addresses set forth in the initial paragraph of
this agreement or such other address as a party may so notify the other parties
hereto in the manner provided by Section II hereof. Such mailing shall be deemed
personal service and shall be legal and binding upon the Company and the
Executive in any action, proceeding or claim.

        IN WITNESS WHEREOF, the parties have duly executed this Agreement as of
the day and year first above written.

                                               ABLE ENERGY, INC.

                                      By:  _____________________________

                                           -------------------------------
                                               John Vrabel

                                       8

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