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Exhibit 10.19
SECOND AMENDMENT OF THE
CNO DEFERRED COMPENSATION PLAN

THIS SECOND AMENDMENT OF THE CNO DEFERRED COMPENSATION PLAN (Amended and Restated Effective as of January 1, 2017) (the “Plan”) is made by CNO Services, LLC (the “Company”), pursuant to action of the Company’s Manager (the “Manager”), effective January 1, 2020 (the “Effective Date”).

WHEREAS, the Company maintains the Plan; and

WHEREAS, Section 12.2 of the Plan authorizes the Company to amend the Plan; and

WHEREAS, the Company desires to amend to the Plan to disallow deferrals of “performance shares” and “restricted stock units” (collectively “Equity Awards”);

NOW, THEREFORE, pursuant to the power reserved to the Company under Section 12.2 of the Plan and delegated to the undersigned officer of the Company, the Plan is hereby amended, effective as of January 1, 2020, in the following particulars:

1.By removing all references to “Performance Shares” in the following Sections and subsections of the Plan: 1.3, 1.10, 2.2(b), 3.2(a) 3.3(b), 3.3(c), 3.4 and 3.10(a).

2.By removing all references to “Restricted Stock Units” in the following Sections and subsections of the Plan: 1.3, 1.10, 2.2(b), 3.2(a), 3.3(b), 3.3(d), 3.4 and 3.10(a).

3.By adding the following sentence to the end of Section 1.30:

“Notwithstanding the foregoing, effective January 1, 2020, Participants may no longer make new deferrals of Performance Shares.”

4.By adding the following sentence to the end of Section 1.33:

“Notwithstanding the foregoing, effective January 1, 2020, Participants may no longer make new deferrals of Restricted Stock Units.”

5.By replacing the chart in subsection 3.1(a) with the following:

						
	Deferral	Minimum Amount
	Base Salary, Bonus and/or LTIP Amounts	$3,000 aggregate

       6.   By replacing the chart in subsection 3.2(a) with the following:

						
	Deferral	Maximum Percentage
	Base Salary	75%
	LTIP Amounts	75%
	Bonus	100%

IN WITNESS WHEREOF, the Company has caused this amendment to be executed on its behalf by the undersigned officer this 

IN WITNESS WHEREOF, the Company has caused this amendment to be executed on its behalf by the undersigned officer this 5th day of November, 2019, but effective as of January 1, 2020.

						
	CNO SERVICES, LLC
		
		
	By:	/s/ Yvonne K. Franzese
		Yvonne K. Franzese
		
	Title:	Chief Human Resources Officer

[Signature Page for Second Amendment]Document

Exhibit 10.20

THIRD AMENDMENT OF THE
CNO DEFERRED COMPENSATION PLAN

THIS THIRD AMENDMENT OF THE CNO DEFERRED COMPENSATION PLAN (Amended and Restated Effective as of January 1, 2017) (the “Plan”) is made by CNO Services, LLC (the “Company”), pursuant to action of the Company’s Manager (the “Manager”), effective January 1, 2021 (the “Effective Date”).

WHEREAS, the Company maintains the Plan; and

WHEREAS, Section 12.2 of the Plan authorizes the Company to amend the Plan; and

WHEREAS, the Company desires to amend the Plan to allow participants to elect scheduled distributions be paid in annual installments of up to ten years, effective January 1, 2021 and to clarify that participants may change both the time and form of payment provided certain requirements are met;

NOW, THEREFORE, pursuant to the power reserved to the Company under Section 12.2 of the Plan and delegated to the undersigned officer of the Company, the Plan is hereby amended:

1.Effective as of January 1, 2021, by replacing the second paragraph of Section 4.1 in its entirety with the following:

“Scheduled Distributions shall be paid (i) in the form of a lump sum payment, or (ii) solely with respect to any Annual Deferral Amount, Company Contribution Amount or Supplemental Contribution Amount contributed to the Plan on and after June 1, 2016, pursuant to either a lump sum or an Annual Installment Method of up to five years (or ten years for deferral elections or postponements effective on or after January 1, 2021), or in any combination of the two, in an amount equal to the portion of the Annual Deferral Amount, Company Contribution Amount or Supplemental Contribution Amount the Participant elected to have distributed as a Scheduled Distribution, plus amounts credited or debited in the manner provided in Section 3.9 above on that amount, calculated as of the close of business on or as soon as reasonably practicable following the date on which the Scheduled Distribution becomes payable. Notwithstanding the foregoing, the above provisions shall not apply to existing deferral elections in place on January 1, 2016 and shall only apply in 2016 for those individuals who became participants on or after June 1, 2016.”

2.Effective as of January 1, 2017, by replacing the first sentence of Section 4.2 in its entirety with the following:

“A Participant may elect to postpone a Scheduled Distribution described in Section 4.1 above (in both time or form and form of payment) and have such amount paid out during a 60-day period commencing immediately after an allowable alternative distribution date designated by the Participant in accordance with this Section 4.2.”

            All other provisions of the Plan remain unchanged.

IN WITNESS WHEREOF, the Company has caused this amendment to be executed on its behalf by the undersigned officer this 18th day of December 2020, but effective as of the dates set forth above.

						
	CNO SERVICES, LLC
		
		
	By:	/s/ Yvonne K. Franzese
	Its:	EVP, Chief Human Resources OfficerDocument

Exhibit 10.25
FIRST AMENDMENT OF THE
CNO BOARD OF DIRECTORS
DEFERRED COMPENSATION PLAN

THIS FIRST AMENDMENT OF THE CNO BOARD OF DIRECTORS DEFERRED COMPENSATION PLAN (Amended and Restated Effective as of January 1, 2017) (the “Plan”) is made by CNO Financial Group, Inc. (the “Company”), pursuant to action of the Human Resources and Compensation Committee of the Board of Directors, effective January 1, 2021 (the “Effective Date”).

WHEREAS, the Company maintains the Plan; and

WHEREAS, Section 10.2 of the Plan authorizes the Company to amend the Plan; and

WHEREAS, the Company desires to amend the Plan to allow participants to elect for scheduled distributions on or after January 1, 2021 to be paid in up to ten annual installments;

NOW, THEREFORE, pursuant to the power reserved to the Company under Section 10.2 of the Plan, the Plan is hereby amended, effective as of January 1, 2021, by replacing Section 6.3(a) in its entirety with the following:

“(a)      Scheduled Distribution Election.  Each Participant shall be entitled to elect to receive a Scheduled Distribution from his or her Account for each Plan Year. In the case of a Participant who has elected to receive a Scheduled Distribution, on the applicable Payment Date such Participant shall receive the Distributable Amount with respect to the applicable Plan Year's deferrals, including earnings thereon, which have been elected by the Participant to be subject to such Scheduled Distribution election in accordance with Section 3.4. The Committee shall determine the earliest commencement date that may be elected by the Participant for each Scheduled Distribution and such date shall be indicated on the Participant Election. The Participant may elect to receive the Scheduled Distribution in a single lump sum or substantially equal annual installments over a period of up to five years (or ten years for deferral elections or modifications effective on or after January 1, 2021), or in any combination of the two.  A Participant may delay and/or change the form of a Scheduled Distribution, provided such revised election complies with the requirements of Section 3.4.”

            All other provisions of the Plan remain unchanged. 

IN WITNESS WHEREOF, the Company has caused this amendment to be executed on its behalf by the undersigned officer this 18th day of December 2020, but effective as of January 1, 2021.

						
	CNO FINANCIAL GROUP, INC.
		
		
	By:	/s/ Yvonne K. Franzese
	Name:	Yvonne K. Franzese
	Title:	EVP, Chief Human Resources OfficerDocument

Exhibit 10.34
AMENDMENT NUMBER ONE TO THE
CNO SERVICES, LLC
EXECUTIVE SEVERANCE PAY PLAN

THIS AMENDMENT NUMBER ONE to the CNO Services, LLC Executive Severance Pay Plan is executed this 21st day of December, 2020, to be effective as of October 1, 2020 (the "Effective Date") by CNO Services, LLC (the "Company").

WITNESSETH:

WHEREAS, the Company established and maintains the CNO Services, LLC Executive Severance Pay Plan (the "Plan"); and

WHEREAS, the Plan was most recently amended and restated effective as of November 13, 2019; and

WHEREAS, the Company desires to amend the Plan as set forth below;

NOW, THEREFORE, pursuant to the power and authority reserved to the Manager of the Company pursuant to Section 7.1 of the Plan, and as approved by the Manager of the Company, the Plan is hereby amended, effective as of the Effective Date, as follows:

1.Section 4.1 Amount of Benefit, subsection (c) COBRA Benefits of the Plan is hereby amended and restated as follows:

"(c)      COBRA Benefits.  For each Terminated Employee whose Employment Termination Date is on or after November 13, 2019, who elects COBRA continuation coverage pursuant to the Consolidated Omnibus Budget Reconciliation Act of 1985 ("COBRA"), under one or more of the Employer's medical, dental, vision, On-Site Clinic, EAP and/or Health Care FSA coverages, hereinafter referred to as "COBRA Coverages," the Terminated Employee's Employer will subsidize the cost of the COBRA Coverages for up to eighteen (18) months.  The amount of the subsidy paid by the Employer shall be determined based upon the portion of the Employer's premium payment made for active employees immediately prior to the Terminated Employee's Employment Termination Date, and the Terminated Employee's Base Salary in effect immediately prior to the Terminated Employee's Employment Termination Date.  Such subsidized payments will be paid directly to the carrier/administrator on a monthly basis in accordance with the Employer's usual schedule for remitting payment.  The subsidized COBRA Coverage premium payment will be treated as taxable compensation to the Terminated Employee, and will be subject to all applicable federal, state, local and other taxes, including any gross-up amount to be paid by the Employer for such taxes, in accordance with the Employer's normal payroll schedule and procedures.  Subsidy payments as determined above may be changed to be consistent with any changes in plans and/or coverage tiers, as elected by the Terminated Employee, and as allowed by COBRA."
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2.In all other respects, the Plan shall be and remain unchanged.

This Amendment Number One is duly executed as of the Effective Date set forth above.

						
	CNO SERVICES, LLC
		
		
	By:	/s/ Yvonne K. Franzese
		
	Printed Name:	Yvonne K. Franzese
		
	Title:	EVP, Chief Human Resources Officer

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