Document:

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                                                                    Exhibit 10.1

                           AMERICASDOCTOR.COM, INC.

                             AMENDED AND RESTATED

                        1996 EMPLOYEE STOCK OPTION PLAN
<PAGE>

                           AMERICASDOCTOR.COM, INC.
                             AMENDED AND RESTATED
                        1996 EMPLOYEE STOCK OPTION PLAN
                               Table of Contents

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ARTICLE 1       General Purpose of Plan.............................................     1

ARTICLE 2       Definitions.........................................................     1

ARTICLE 3       Administration......................................................     3
  Section 3.1   Administrator.......................................................     3
  Section 3.2   Powers in General...................................................     3
  Section 3.3   Specific Powers.....................................................     3
  Section 3.4   Decisions Final.....................................................     3

ARTICLE 4       Stock Subject to Plan...............................................     4
  Section 4.1   Stock Subject to the Plan...........................................     4
  Section 4.2   Unexercised Options; Reacquired Shares..............................     4

ARTICLE 5       Eligibility.........................................................     4

ARTICLE 6       Options.............................................................     4
  Section 6.1   General.............................................................     4
  Section 6.2   Terms and Conditions of Options.....................................     4
                (a)     Number and Type of Shares...................................     4
                (b)     Exercise Price..............................................     4
                (c)     Medium and Time of Payment..................................     5
                (d)     Term and Exercise of Options................................     5
                (e)     Reload Options..............................................     5
                (f)     Successive Grants...........................................     5
                (g)     Section 16(b)...............................................     5
  Section 6.3   Transferability Restrictions........................................     5

ARTICLE 7       Effect of Certain Changes...........................................     6

ARTICLE 8       Amendments, Termination and Cancellations...........................     6
  Section 8.1   Amendments and Termination..........................................     6
  Section 8.2   Cancellations.......................................................     6

ARTICLE 9       General Provisions..................................................     7
  Section 9.1   General Restrictions................................................     7
                (a)     No View to Distribute.......................................     7
                (b)     Legends.....................................................     7
  Section 9.2   Other Compensation Arrangements.....................................     7
  Section 9.3   Disqualifying Dispositions; Withholding Taxes.......................     7
                (a)     Disqualifying Disposition...................................     7
                (b)     Withholding Required........................................     7
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                (c)     Withholding Right...........................................     8
                (d)     Exercise of Withholding Right...............................     8
                (e)     Effect......................................................     8
  Section 9.4   Indemnification.....................................................     8
  Section 9.5   Loans...............................................................     9
  Section 9.6   No Right to Continue as an Officer or Employee......................     9
  Section 9.7   No Rights as a Stockholder..........................................     9
  Section 9.8   Fractional Shares...................................................     9
  Section 9.9   Regulatory Matters..................................................    10
  Section 9.10  Certain Terminations of Employment, Hardship and Approved Leaves of
                Absence.............................................................    10
  Section 9.11  Foreign Optionees...................................................    10
  Section 9.12  Other Provisions....................................................    10
  Section 9.13  Incentive Stock Options.............................................    11
  Section 9.14  Governing Law.......................................................    11

ARTICLE 10      Effective Date of Plan..............................................    11
</TABLE>

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                           AMERICASDOCTOR.COM, INC.

                             AMENDED AND RESTATED

                        1996 EMPLOYEE STOCK OPTION PLAN

                                    ARTICLE
                                       1
                            General Purpose of Plan

     The purpose of the AmericasDoctor.com, Inc. Amended and Restated 1996
Employee Stock Option Plan is to enable AmericasDoctor.com, Inc., a Delaware
corporation (the "Company"), and any Parent or any Subsidiary to obtain and
retain the services of the types of officers and employees who will contribute
to the Company's long range success and to provide incentives that are linked
directly to increases in share value that will inure to the benefit of all
stockholders of the Company.

                                   ARTICLE 2
                                  Definitions

     For purposes of the Plan, the following terms shall be defined as set forth
below:

     "Administrator" shall have the meaning as set forth in Article 3.

     "Board" means the Board of Directors of the Company.

     "Code" means the Internal Revenue Code of 1986, as amended from time to
time, or any successor thereto.

     "Committee" means a committee of the Board.

     "Common Stock" means (i) the Class A Common Stock, $.001 par value, of the
Company, (ii) any security into which shares of Common Stock may be converted by
reason of any transaction or event of the type referred to in Article 7, and
(iii) in the event of a change in the stock of the Company as presently
constituted that is limited to a change of all of its authorized shares with par
value, into the same number of shares without par value, or a change in the par
value, the shares resulting from any such change.

     "Date of Grant" means the date on which the Administrator adopts a
resolution expressly granting an Option to a Participant, or if a different date
is set forth in such resolution as the Date of Grant, then such date as is set
forth in such resolution.

     "Director" means a member of the Board.

     "Disability" means permanent and total disability as defined by the
Administrator.

     "Election" shall have the meaning set forth in Section 9.3(c) of the Plan.
<PAGE>

     "Eligible Person" means an officer or employee of the Company, any Parent
or any Subsidiary.

     "Exchange Act" means the Securities Exchange Act of 1934, as amended and
supplemented from time to time, or any successor thereto.

     "Fair Market Value" per share at any date means the fair market value of
the Stock as determined in good faith by the Administrator from time to time.

     "Incentive Stock Option" means an Option that is intended to qualify as an
"incentive stock option" under Section 422 of the Code, or any successor
provision thereto.

     "Non-Employee Director" means a "non-employee director" as that term is
defined in Rule 16b-3(b)(3) promulgated under the Exchange Act, or any successor
rule thereto.

     "Nonqualified Option" means an Option that is not an Incentive Stock
Option.

     "Option" means an option to purchase shares of Stock upon the exercise of
an Option granted pursuant to Article 6.

     "Option Agreement" shall have the meaning set forth in Section 6.2 of the
Plan.

     "Optionee" means a Participant who is granted an Option pursuant to the
Plan.

     "Parent" means any present or future corporation that would be a "parent
corporation" as that term is defined in Section 424 of the Code or any successor
provision thereto.

     "Participant" means any Eligible Person selected by the Administrator,
pursuant to the Administrator's authority in Article 3, to receive grants of
Options.

     "Plan" means this AmericasDoctor.com, Inc. Amended and Restated 1996
Employee Stock Option Plan, as the same may be amended or supplemented from time
to time.

     "Preferred Stock" means (i) the Series C Contingent Convertible Preferred
Stock, $.001 par value, of the Company, (ii) any security into which shares of
Preferred Stock may be converted according to their terms or by reason of any
transaction or event of the type referred to in Article 7, and (iii) in the
event of a change of all its authorized shares with par value, into the same
number of shares without par value, or a change in the par value, the shares
resulting from any such change.

     "Retirement" means retirement from service as an officer or active employee
of the Company or any Parent or Subsidiary as defined by the Administrator.

     "Stock" means the Common Stock and the Preferred Stock.

     "Subsidiary" means any corporation, partnership, joint venture,
unincorporated association or other entity in which the Company has a direct or
indirect ownership or other equity interest; provided, however, for purposes of
determining whether any person may be an Optionee for purposes of any grant of
Incentive Stock Options, "Subsidiary" means any present or future

                                       2
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corporation that would be a "subsidiary corporation" as that term is defined in
Section 424 of the Code or any successor provision thereto.

     "Tax Date" shall have the meaning set forth in Section 9.3(c) of the Plan.

     "Withholding Right" shall have the meaning set forth in Section 9.3(b) of
the Plan.

                                   ARTICLE 3
                                Administration

      Section 3.1   Administrator.  The Plan shall be administered by either (i)
                    -------------
the Board or (ii) a Committee composed solely of two or more Non-Employee
Directors (the group administering the Plan is referred to as the
"Administrator").

      Section 3.2   Powers in General.  The Administrator shall have the power
                    -----------------
and authority to grant to Eligible Persons, pursuant to the terms of the Plan,
Options.

      Section 3.3   Specific Powers.  In particular, the Administrator shall
                    ---------------
have the authority: (i) to construe and interpret the Plan and apply its
provisions; (ii) to promulgate, amend and rescind rules and regulations relating
to the administration of the Plan from time to time; (iii) to authorize any
person to execute, on behalf of the Company, any instrument required to carry
out the purposes of the Plan; (iv) to determine when Options are to be granted
under the Plan; (v) from time to time to select, subject to the limitations set
forth in the Plan, those Eligible Persons to whom Options shall be granted; (vi)
to determine the number of shares of Stock to be made subject to each Option;
(vii) to prescribe the terms and conditions of each Option, including, without
limitation, the exercise price and medium of payment, and to specify the
provisions of the Option Agreement relating to such Option; (viii) to amend any
outstanding Options for the purpose of modifying the time or manner of vesting,
the exercise price thereunder or otherwise, subject to applicable legal
restrictions and to the consent of the other party to such agreement; and (ix)
to make any and all other determinations which it determines to be necessary or
advisable for administration of the Plan.

      Section 3.4   Decisions Final.  The interpretation and construction by the
                    ---------------
Administrator of any provision of the Plan or any agreement, notification or
document evidencing the grant of Options and any determination by the
Administrator pursuant to any provision of the Plan or any such agreement,
notification or document shall be final and conclusive.  No Administrator or
member thereof shall be liable for any such action taken or determination made
in good faith.

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                                   ARTICLE 4
                             Stock Subject to Plan

      Section 4.1   Stock Subject to the Plan.  Subject to adjustment as
                    -------------------------
provided in Article 7, the total number of shares of Common Stock reserved and
available for issuance under the Plan shall be 2,011,000 shares.  Subject to
adjustment as provided in Article 7, the total number of shares of Preferred
Stock reserved and available for issuance under the Plan shall be 79,767 shares,
which shares may be issued only in the form of Nonqualified Options and not
Incentive Stock Options. Shares reserved hereunder may consist, in whole or in
part, of authorized and unissued shares or treasury shares.  In connection with
the issuance or transfer of shares of Stock pursuant to the Plan, the Company
may repurchase shares of Stock in the open market or otherwise.

      Section 4.2   Unexercised Options; Reacquired Shares.  To the extent that
                    --------------------------------------
any Options expire or are otherwise terminated without being exercised, the
shares underlying such Options (and shares related thereto) shall again be
available for issuance in connection with future Options under the Plan.  Shares
acquired by the Company upon exercise of Options pursuant to Section 6.2(c) or
Section 9.3 shall not increase the shares available for issuance under the Plan.

                                   ARTICLE 5
                                  Eligibility

     Officers and employees of the Company, any Parent or any Subsidiary who are
responsible for or contribute to the management, growth or profitability of the
business of the Company, any Parent or any Subsidiary, shall be eligible to be
granted Options hereunder subject to limitations set forth in the Plan.

                                   ARTICLE 6
                                    Options

      Section 6.1   General.  Each Option granted under the Plan shall be in
                    -------
such form and under such terms and conditions as the Administrator may from time
to time approve; provided, that such terms and conditions are not inconsistent
with the Plan.  The provisions of Option Agreements entered into under the Plan
need not be identical.  Options granted under the Plan may be Nonqualified
Options or Incentive Stock Options, or any combination thereof; provided,
however, that in no event may any option to purchase shares of Preferred Stock
be an Incentive Stock Option. The grants of Nonqualified Options to purchase
Preferred Stock shall be deemed to be a sub-plan of the Plan.

      Section 6.2   Terms and Conditions of Options.  Each Option granted
                    -------------------------------
pursuant to the Plan shall be evidenced by a written option agreement between
the Company and the Optionee (the "Option Agreement"), which shall comply with
and be subject to the following terms and conditions:

          (a)       Number and Type of Shares. Each Option Agreement shall state
                    -------------------------
the number and type of shares of Stock to which the Option relates.

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          (b) Exercise Price.  Each Option Agreement shall state the price at
              --------------
which shares subject to the Option may be purchased (the "Exercise Price"),
which price shall be determined in the sole discretion of the Administrator and
may be less than, equal to or greater than the Fair Market Value per share of
Stock on the Date of Grant; provided, however, that the Exercise Price per share
of Stock shall be at least equal to the per share stated par value of the Stock.

          (c) Medium and Time of Payment.  The Exercise Price shall be paid in
              --------------------------
full, at the time of exercise, (i) in cash or cash equivalents, (ii) with the
approval of the Administrator, in shares of Stock, which shall be valued at Fair
Market Value on the date of exercise, (iii) with any other legal consideration
that the Administrator deems appropriate, on such basis as the Administrator may
determine in accordance with the Plan or (iv) with any combination of the
foregoing, and may be effected in whole or in part (x) with monies received from
the Company at the time of exercise as a compensatory cash payment or (y) to the
extent that the Exercise Price exceeds the par value of the shares so purchased,
with monies borrowed from the Company in accordance with Section 9.5. Any Option
Agreement may provide for deferred payment of the Exercise Price from the
proceeds of sale through a broker on the date of exercise of the Option of some
or all of the shares of Stock to which the exercise relates.

          (d) Term and Exercise of Options.  Options shall be exercisable over
              ----------------------------
the exercise period at the times the Administrator may determine, as reflected
in the related Option Agreement. The exercise period of any Option shall be
determined by the Administrator.  Each Option Agreement shall specify the
conditions, including as and to the extent determined by the Administrator, the
period or periods of continuous employment of the Optionee by the Company or any
Parent or Subsidiary that are necessary before the Options or installments
thereof shall become exercisable, and any Option Agreement may provide for the
earlier exercise of the Option, including, without limitation, in the event of a
change in control of the Company or other similar transaction or event.

          (e) Reload Options.  On or after the Date of Grant of any Option, the
              --------------
Administrator may provide for the automatic grant to the Optionee of additional
Options upon the exercise of Options.

          (f) Successive Grants.  Successive grants of Options may be made to
              -----------------
the same Optionee regardless of whether any Options previously granted to the
Optionee remain unexercised.

          (g) Section 16(b).  To the extent necessary for an Option, its
              -------------
exercise or the sale of shares of Stock acquired thereunder to be exempt from
Section 16(b) of the Exchange Act, such Option shall be held at least six months
from the date such Option was granted, or at least six months shall elapse from
the date of grant of such Option, to the date of disposition of the shares of
Stock acquired upon exercise of such Option.

      Section 6.3   Transferability Restrictions.  Any grant of Options under
                    ----------------------------
the Plan may provide that all or any part of the shares of Stock that are to be
issued by the Company upon the exercise thereof shall be subject to further
restrictions upon transfer.

                                   ARTICLE 7
                           Effect of Certain Changes

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     The Administrator may make or provide for such adjustments in the number of
shares of Stock covered by outstanding Options, the Exercise Price per share of
Stock applicable to any such Options, and the kind of shares (including shares
of another issuer) covered thereby, as the Administrator may in good faith
determine to be equitably required to prevent dilution or expansion of the
rights of Optionees that otherwise would result from (a) the conversion into
Common Stock of any Class B Common Stock, $.001 par value, Series A Preferred
Stock, $.001 par value, Series B Contingent Convertible Preferred Stock, $.001
par value or Preferred Stock of the Company (or any security into which shares
of such Class B Common Stock, Series A Preferred Stock, Series B Contingent
Convertible Preferred Stock or Preferred Stock may be converted by reason of a
transaction referred to in this Article 7), (b) any stock dividend, stock split,
combination of shares, recapitalization or other change in the capital structure
of the Company or (c) any merger, consolidation, spin-off, spin-out, split-off,
split-up, reorganization, partial or complete liquidation or other distribution
of assets, issuance of warrants or other rights to purchase securities or any
other corporate transaction or event having an effect similar to any of the
foregoing.  In the event of any such transaction or event, the Administrator may
provide in substitution for any or all outstanding Options such alternative
consideration as it may in good faith determine to be equitable under the
circumstances and may require in connection therewith the surrender of all
Options so replaced. Moreover, the Administrator may on or after the Date of
Grant provide in the Option Agreement that the holder of the Option may elect to
receive an equivalent Option in respect of securities of the surviving entity of
any merger, consolidation or other transaction or event having a similar effect,
or the Administrator may provide that the holder will automatically be entitled
to receive such an equivalent Option.  The Administrator may also make or
provide for such adjustments in the maximum number of shares of Stock specified
in Section 4.1 as the Administrator may in good faith determine to be
appropriate to reflect any transaction or event described in this Article 7.

                                   ARTICLE 8
                   Amendments, Termination and Cancellations

      Section 8.1   Amendments and Termination.  The Administrator may amend,
                    --------------------------
alter or discontinue the Plan, but no amendment, alteration or discontinuation
shall be made that would increase the number of shares of Common Stock specified
in Section 4.1 without the approval of the Company's stockholders.  The
Administrator may amend the terms of any award theretofore granted,
prospectively or retroactively, but, subject to Article 3, no such amendment
shall impair the rights of any Option holder without his or her consent.

      Section 8.2   Cancellations.  With the concurrence of the affected
                    -------------
Optionee, the Administrator may cancel any Option Agreement.  In the event of
any such cancellation, the Administrator may authorize the granting of new
Options hereunder, which may or may not cover the same number of shares of Stock
as had been covered by the canceled Option, at such Exercise Price, in such
manner and subject to such other terms, conditions and discretion as would have
been permitted under the Plan had the canceled Option not been granted.

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<PAGE>

                                   ARTICLE 9
                              General Provisions

      Section 9.1   General Restrictions.
                    --------------------

          (a) No View to Distribute.  The Administrator may require each person
              ---------------------
acquiring shares of Stock pursuant to the Plan, as a condition of receiving
Options, to give written assurances in substance and form satisfactory to the
Company and its counsel to the effect that such person is acquiring the shares
of Stock subject to the Option for his or her own account for investment and not
with any present intention of selling or otherwise distributing the same, and to
such other effects as the Company or its counsel deems necessary or appropriate
to comply with federal and applicable state securities laws.  The certificates
for such shares may include any legend which the Administrator deems appropriate
to reflect any restrictions on transfer.

          (b) Legends.  All certificates for shares of Stock delivered under the
              -------
Plan shall be subject to such stop transfer orders and other restrictions as the
Administrator may deem advisable under the rules, regulations and other
requirements of the Securities and Exchange Commission, any stock exchange upon
which the Stock is then listed and any applicable federal or state securities
laws, and the Administrator may cause a legend or legends to be put on any such
certificates to make appropriate reference to such restrictions.

      Section 9.2   Other Compensation Arrangements.  Nothing contained in the
                    -------------------------------
Plan shall prevent the Board from adopting other or additional compensation
arrangements, subject to stockholder approval if such approval is required; and
such arrangements may be either generally applicable or applicable only in
specific cases.

      Section 9.3   Disqualifying Dispositions; Withholding Taxes.
                    ---------------------------------------------

          (a) Disqualifying Disposition.  By accepting an Option granted under
              -------------------------
the Plan, each Participant agrees that should such Participant make a
"Disposition" (as defined in the Code) of all or any of the shares received upon
the exercise of an Incentive Stock Option (the "ISO Shares") within two years
from the date of grant of the Option or within one year after the issuance of
such ISO Shares, such Participant shall immediately advise the Company in
writing as to the occurrence of the sale and the price realized upon the sale of
such ISO Shares.

          (b) Withholding Required.  Each Participant shall, no later than the
              --------------------
date as of which the value derived from an Option first becomes includable in
the gross income of the Participant for income tax purposes, pay to the Company,
or make arrangements satisfactory to the Administrator regarding payment of, any
federal, state or local taxes of any kind required by law to be withheld with
respect to the Option or its exercise.  The obligations of the Company under the
Plan shall be conditioned upon such payment or arrangements and the Participant
shall, to the extent permitted by law, have the right to request that the
Company deduct any such taxes from any payment of any kind otherwise due to the
Participant.

          (c) Withholding Right.  The Administrator may, in its discretion,
              -----------------
grant an Option holder the right (a "Withholding Right") to elect to make such
payment by irrevocably requiring the Company to withhold from shares issuable
upon exercise of the Option that number of full shares of Stock having a Fair
Market Value on the Tax Date (as defined below) equal to the amount (or

                                       7
<PAGE>

portion of the amount) required to be withheld. The Withholding Right may be
granted with respect to all or any portion of the Option.

          (d) Exercise of Withholding Right.  To exercise a Withholding Right,
              -----------------------------
the Option holder must follow the election procedures set forth below, together
with such additional procedures and conditions as may be set forth in the
related Option Agreement or otherwise adopted by the Administrator:

               (i)    The Option holder must deliver to the Company his or her
     written notice of election (the "Election") to have the Withholding Right
     apply to all (or a designated portion) of such holder's Option.

               (ii)   Unless disapproved by the Administrator as provided in
     Subsection (iii) below, the Election once made will be irrevocable.

               (iii)  No Election is valid unless the Administrator consents to
     the Election; the Administrator has the right and power, in its sole
     discretion, with or without cause or reason therefor, to consent to the
     Election, to refuse to consent to the Election, or to disapprove the
     Election; and if the Administrator has not consented to the Election on or
     prior to the date that the amount of tax to be withheld is, under
     applicable federal income tax laws, fixed and determined by the Company
     (the "Tax Date"), the Election will be deemed approved.

          (e) Effect.  If the Administrator consents to an Election of a
              ------
Withholding Right, upon the exercise of an Option (or any portion thereof) to
which the Withholding Right relates, the Company will withhold from the shares
otherwise issuable that number of full shares of Stock having a Fair Market
Value equal to the amount (or portion of the amount, as applicable) required to
be withheld under applicable federal and/or state income tax laws as a result of
the exercise.

      Section 9.4   Indemnification.  In addition to such other rights of
                    ---------------
indemnification as they may have as Directors or members of the Committee, and
to the extent allowed by applicable law, each Director shall be indemnified by
the Company against expenses (including attorneys' fees), judgments, fines and
amounts paid in settlement (provided that the settlement has been approved by
the Company, which approval shall not be unreasonably withheld) actually and
reasonably incurred by such Director in connection with any action, suit or
proceeding or in connection with any appeal thereof, to which such Director was
or is a party or is threatened to be made a party to any threatened, pending or
completed action, suit or proceeding, whether civil, criminal, administrative or
executive, by reason of any action taken or failure to act under or in
connection with the Plan or any option granted under the Plan, except in
relation to matters as to which it shall be adjudged in such action, suit or
proceeding that such Director did not act in good faith and in a manner which
such person reasonably believed to be in or not opposed to the best interests of
the Company, and with respect to a criminal action or proceeding, had no
reasonable cause to believe that his or her conduct was unlawful; provided,
however, that within 60 days after institution of any such action, suit or
proceeding, such Director shall, in writing, offer the Company the opportunity
at its own expense to handle and defend such action, suit or proceeding.

      Section 9.5   Loans.  The Company may make loans to Optionees as the
                    -----
Administrator, in its discretion, may determine in connection with the exercise
of outstanding Options granted under

                                       8
<PAGE>

the Plan. Such loans shall (i) be evidenced by promissory notes entered into by
the holders in favor of the Company; (ii) be subject to the terms and conditions
set forth in this Section 9.5 and such other terms and conditions, not
inconsistent with the Plan, as the Administrator shall determine; and (iii) bear
interest, if any, at such rate as the Administrator shall determine. In no event
may the principal amount of any such loan exceed the Exercise Price less the par
value of the shares of Stock covered by the Option, or portion thereof,
exercised by the Optionee. The initial term of the loan, the schedule of
payments of principal and interest under the loan, the extent to which the loan
is to be with or without recourse against the holder with respect to principal
and applicable interest and the conditions upon which the loan will become
payable in the event of the holder's termination of engagement as an active
officer or employee shall be determined by the Administrator; provided, however,
that the term of the loan, including extensions, shall not exceed 10 years.
Unless the Administrator determines otherwise, when a loan shall have been made,
shares of Stock having a Fair Market Value at least equal to the principal
amount of the loan shall be pledged by the holder to the Company as security for
payment of the unpaid balance of the loan and such pledge shall be evidenced by
a pledge agreement, the terms of which shall be determined by the Administrator,
in its discretion; provided, however, that each loan shall comply with all
applicable laws, regulations and rules of the Board of Governors of the Federal
Reserve System and any other governmental agency having jurisdiction.

      Section 9.6   No Right to Continue as an Officer or Employee.  Nothing in
                    ----------------------------------------------
the Plan or in any Option granted pursuant to the Plan shall confer upon an
Option holder any right to continue to be engaged as an officer or employee of
the Company or any Parent or Subsidiary or interfere in any way with the right
of the Company or any Parent or Subsidiary to terminate such service or
employment at any time.

      Section 9.7   No Rights as a Stockholder.  An Option holder or a
                    --------------------------
transferee of an Option shall have no rights as a stockholder with respect to
any shares covered by the Options until the date of the issuance of a Stock
certificate to such holder for such shares.

      Section 9.8   Fractional Shares.  The Company shall not be required to
                    -----------------
issue any fractional shares of Stock pursuant to the Plan.  The Administrator
may provide for the elimination of fractions or for the settlement thereof in
cash.

      section 9.9   Regulatory Matters.  Each Option Agreement shall provide
                    ------------------
that no shares shall be purchased or sold thereunder unless and until (i) any
then applicable requirements of state or federal laws and regulatory agencies
shall have been fully complied with to the satisfaction of the Company and its
counsel; and (ii) if required to do so by the Company, the Optionee shall have
executed and delivered to the Company a letter of investment intent in such form
and containing such provisions as the Board or Committee may require.  Each
grant of Options shall be subject to the requirement that, if at any time
counsel to the Company shall determine that the listing, registration or
qualification of the shares of Stock subject to such Option upon any securities
exchange or under any state or federal law, or the consent or approval of any
governmental or regulatory body, is necessary as a condition of, or in
connection with, the issuance of shares thereunder, such grant of Options may
not be accepted or exercised in whole or in part unless such listing,
registration, qualification, consent or approval shall have been effected or
obtained on conditions acceptable to such counsel.  Nothing herein shall be
deemed to require the Company to apply for or to obtain such listing,
registration or qualification.

                                       9
<PAGE>

      Section 9.10   Certain Terminations of Employment, Hardship and Approved
                     ---------------------------------------------------------
Leaves of Absence.  Notwithstanding any other provision of the Plan to the
-----------------
contrary, in the event of termination of employment by reason of death,
Disability, normal Retirement, early Retirement with the consent of the Company,
termination of employment to enter public service with the consent of the
Company or leave of absence approved by the Company, or in the event of hardship
or other special circumstances, of an Optionee who holds an Option that is not
immediately and fully exercisable, the Administrator may take any action that it
deems to be equitable under the circumstances or in the best interests of the
Company, including without limitation, waiving or modifying any limitation or
requirement with respect to any Option under the Plan.

      Section 9.11   Foreign Optionees.  To facilitate the granting of any
                     -----------------
Option, the Administrator may provide for such special terms for Options granted
to Optionees who are foreign nationals, or who are engaged as officers or
employees of the Company or any Parent or Subsidiary outside of the United
States of America, as the Administrator may consider necessary or appropriate to
accommodate differences in local law, tax policy or custom.  Moreover, the
Administrator may approve such supplements to, or amendments, restatements or
alternative versions of, the Plan as it may consider necessary or appropriate
for such purposes without thereby affecting the terms of the Plan as in effect
for any other purpose and the Secretary or other appropriate officer of the
Company may certify any such document as having been approved and adopted in the
same manner as the Plan; no such supplements, amendments, restatements or
alternative versions shall include provisions that are inconsistent with the
terms of the Plan as then in effect, unless the Plan could have been amended to
eliminate such inconsistency, without further approval by the stockholders of
the Company.

      Section 9.12   Other Provisions.  The Option Agreements authorized under
                     ----------------
the Plan may contain such other provisions not inconsistent with the Plan,
including, without limitation, restrictions upon the exercise of the Options, as
the Administrator may deem advisable.

      Section 9.13   Incentive Stock Options.  To the extent that any provision
                     -----------------------
of the Plan would prevent any Option that was intended to qualify as an
Incentive Stock Option from so qualifying, any such provision shall be null and
void with respect to any such Option; provided, however, that any such provision
shall remain in effect with respect to other Options, and there shall be no
further effect on any provision of the Plan.

      Section 9.14   Governing Law.  The Plan and all interpretations and
                    -------------
determinations made and actions taken pursuant hereto shall be governed by the
laws of the State of Illinois without regard to the choice of law provisions
thereof.

                                  ARTICLE 10
                            Effective Date of Plan

     The Plan shall become effective on the date on which the Plan is adopted by
the Board or a committee thereof.

                                       10<PAGE>

                                                                    Exhibit 10.2

                           AMERICASDOCTOR.COM, INC.

                              OPTION CERTIFICATE
                           (Incentive Stock Option)

         THIS IS TO CERTIFY that AmericasDoctor.com, Inc., a Delaware
corporation (the "Company"), has granted to the employee named below an
incentive stock option (the "Option") to purchase shares of the Company's Class
A Common Stock, $.001 par value per share (the "Shares"), under its Amended and
Restated 1996 Employee Stock Option Plan, as follows:

Name of Optionee:

Address of Optionee:

Number of Shares:

Option Exercise Price:

Vesting Commencement Date:

Date of Grant:

Option Expiration Date:

         Exercise Schedule: The Option shall become exercisable in four annual
installments commencing on the first anniversary of the Vesting Commencement
Date (each annual installment, a "Vesting Date").

         Summary of Other Terms: This Option is defined in the Stock Option
Agreement (Incentive Stock Option)(the "Option Agreement") which is attached to
this Option Certificate (the "Certificate") as Annex I. This Certificate
summarizes certain of the provisions of the Option Agreement for your
information, but is not complete. Your rights are governed by the Option
Agreement, not by this Summary. The Company strongly suggests that you carefully
review the full Option Agreement prior to signing this Certificate or exercising
the Option.

         Among the terms of the Option Agreement are the following:

         Termination of Employment: While the Option terminates on the Option
Expiration Date, it will terminate earlier if you cease to be employed by the
Company. If your employment ends "for Cause," the Option terminates on the date
upon which your employment terminates. If your employment ends due to death or
Disability, the Option terminates one year after the date of death or
Disability, and is exercisable during such one year period as to the portion of
the Option which had vested prior to the date of death or Disability. In all
other cases, the Option terminates 90 days after the date of termination of
employment, and is exercisable during such 90 day period as to the
<PAGE>

portion of the Option which had vested prior to the date of termination of
employment. See Paragraph 6.

         Transfer: The Option is personal to you, and cannot be sold,
transferred, assigned or otherwise disposed of to any other person, except on
your death. See Paragraph 7.

         Exercise: You can exercise the Option (once it is exercisable), in
whole or in part, by delivering to the Company a Notice of Exercise identical to
Exhibit "A" attached to the Option Agreement, accompanied by payment of the
Exercise Price for the Shares to be purchased. The Company will then issue a
certificate to you for the Shares you have purchased. You are under no
obligation to exercise the Option. See Paragraph 4.

         Anti-dilution Provisions: The Option contains provisions which adjust
your Option to reflect stock splits, stock dividends, mergers and other major
corporate reorganizations which would change the nature of the Shares underlying
your Option. See Paragraph 9.

         Agreement: By signing this Certificate, you will be agreeing to all of
the terms of the Option Agreement, including those not summarized in this
Certificate.

         Withholding: The Company may require you to make any arrangements
necessary to insure the proper withholding of any amount of tax, if any,
required to be withheld by the Company as a result of the exercise of the
Option. See Paragraph 5.

                                       2
<PAGE>

                                    AGREEMENT

         AmericasDoctor.com, Inc., a Delaware corporation (the "Company"), and
the above-named person (the "Optionee") each hereby agrees to be bound by all of
the terms and conditions of the Stock Option Agreement (Incentive Stock Option)
which is attached hereto as Annex I and incorporated herein by this reference as
if set forth in full in this document.

DATED:  ______________________

                                           AMERICASDOCTOR.COM, INC.

                                           By:
                                              ________________________________
                                                   Chief Financial Officer

                                           EMPLOYEE

                                           ___________________________________
                                           (Signature)

                                           ___________________________________
                                           (Please print your name exactly as
                                           you wish it to appear on any stock
                                           certificates issued to you upon
                                           exercise of the Option)

                                       3
<PAGE>

                           AMERICASDOCTOR.COM, INC.

                       Incentive Stock Option Agreement
                       --------------------------------

         INCENTIVE STOCK OPTION AGREEMENT, dated as of the date of the Option
Certificate to which it is attached (this "Agreement"), between the person named
in such Certificate ("Optionee") and AmericasDoctor.com, Inc., a Delaware
corporation (the "Company").

                             W I T N E S S E T H:

         WHEREAS, Optionee is an officer or employee of the Company;

         WHEREAS, the execution of an incentive stock option agreement in the
form hereof has been duly authorized by a resolution of the Board of Directors
(the "Administrator") of the Company (the date of such authorization, the "Date
of Grant") and incorporated herein by reference; and

         WHEREAS, the option granted hereunder is intended to qualify as an
"incentive stock option" under Section 422 of the Internal Revenue Code of 1986,
as amended (the "Code").

         NOW, THEREFORE, in consideration of the foregoing and the mutual
agreements herein contained, the parties hereto hereby agree as follows:

         1.    Definitions. Capitalized terms used and not defined herein shall
               -----------
have the meanings given to them in the Company's Amended and Restated 1996
Employee Stock Option Plan (the "Plan"). For the purposes of this Agreement, the
following additional terms have the following meanings:

               (a)  "Cause" means:

                    (i)   the failure or refusal by Optionee to perform his or
         her duties to the Company, a Parent or Subsidiary; or

                    (ii)  Optionee's willful disobedience of any orders or
         directives of the Board or any officers thereof acting under the
         authority thereof or Optionee's deliberate interference with the
         compliance by other employees of the Company, a Parent or Subsidiary
         with any such orders or directives; or

                    (iii) the failure or refusal of Optionee to abide by or
         comply with the written policies, standard procedures or regulations of
         the Company, a Parent or Subsidiary; or

                    (iv)  any willful or continued act or course of conduct by
         Optionee that the Administrator in good faith determines might
         reasonably be expected to have a material detrimental effect on the
         Company, a Parent or Subsidiary or the business, operations, affairs or
         financial position thereof; or

                                      A-1
<PAGE>

                    (v)  the committing by the Optionee of any fraud, theft,
         embezzlement or other dishonest act against the Company, a Parent or
         Subsidiary; or

                    (vi) the determination by the Administrator, in good faith
         and in the exercise of reasonable discretion, that Optionee is not
         competent to perform his duties of employment.

               (b)  "Change in Control" means the occurrence of any of the
following events:

                    (i)   The execution by the Company of an agreement for the
         merger, consolidation or reorganization into or with another
         corporation or other legal person; provided, however, that no such
         merger, consolidation or reorganization shall constitute a Change in
         Control if as a result of such merger, consolidation or reorganization
         not less than a majority of the combined voting power of the
         then-outstanding securities of such corporation or person immediately
         after such transaction are held in the aggregate by the holders of
         securities of the Company entitled to vote generally in the election of
         Directors ("Voting Stock") immediately prior to such transaction;

                    (ii)  The execution by the Company of an agreement for the
         sale or other transfer of all or substantially all of its assets to
         another corporation or other legal person; provided, however, that no
         such sale or other transfer shall constitute a Change in Control if as
         a result of such sale or transfer not less than a majority of the
         combined voting power of the then-outstanding securities of such
         corporation or person immediately after such sale or transfer is held
         in the aggregate by the holders of Voting Stock immediately prior to
         such sale or transfer.

                    (iii) There is a report filed on Schedule 13D or Schedule
         14D-1 (or any successor schedule, form or report), each as promulgated
         pursuant to the Exchange Act, disclosing or the Company is otherwise
         notified that any person (as the term "person" is used in Section
         13(d)(3) or Section 14(d)(2) of the Exchange Act) has or intends to
         become the beneficial owner (as the term "beneficial owner" is defined
         under Rule 13d-3 or any successor rule or regulation promulgated under
         the Exchange Act) of securities representing 20% or more of the
         combined voting power of the then-outstanding Voting Stock, including,
         without limitation, pursuant to a tender offer or exchange offer;
         provided, however, that the following acquisitions shall not constitute
         a Change in Control: (A) any acquisition directly from the Company that
         is approved by the Incumbent Board (as defined below), (B) any
         acquisition by the Company or (C) any acquisition by any employee
         benefit plan (or related trust) sponsored or maintained by the Company
         or any Subsidiary;

                    (iv)  If, during any period of two consecutive years,
         individuals who at the beginning of any such period constitute the
         Directors of the Company (the "Incumbent Board") cease for any reason
         to constitute at least a majority thereof; provided, however, that for
         purposes of this subsection (iv) each Director who is first elected, or
         first nominated for election by the Company's stockholders, by a vote
         of at least two-thirds of the Directors of the Company (or a committee
         thereof) then still in office who were Directors of the Company at the
         beginning of any such period shall be deemed to have been a Director of
         the Company at the beginning of such period; or

                                      A-2
<PAGE>

                    (v)  except pursuant to a transaction described in the
         proviso to subsection (i) of this Section 1(b), the Company adopts a
         plan for the liquidation or dissolution of the Company.

               (c)  "Disability" means, as of any date, becoming disabled within
the meaning of such term in Section 422(e)(3) of the Code.

          2.   Option. Pursuant to the Plan, the Company hereby grants to
Optionee an option (the "Option") to purchase that number of shares (the "Option
Shares") of the Company's Class A Common Stock, par value $.001 per share (the
"Common Shares") at the price per share set forth in the Certificate (the
"Exercise Price"), which is the Fair Market Value of the Common Shares (as
determined by the Administrator) on the Date of Grant, and agrees to cause
certificates for any Common Shares purchased hereunder to be delivered to
Optionee upon payment in full of the Exercise Price, subject to the applicable
terms and conditions of the Plan and the terms and conditions hereinafter set
forth.

         3.    Vesting of Option Shares.
               ------------------------

               (a)  Unless and until terminated as hereinafter provided, the
Option shall become exercisable (in whole or in part) upon and after the dates
set forth in the Certificate under the caption "Exercise Schedule" so long as
Optionee has remained in the continuous employ of the Company, a Parent or a
Subsidiary from the date hereof through such date. For the purposes of this
Agreement, the continuous employment of Optionee with the Company, a Parent or a
Subsidiary shall not be deemed to have been interrupted, and Optionee shall not
be deemed to have ceased to be an employee of the Company, a Parent or a
Subsidiary, by reason of (i) the transfer of Optionee's employment among the
Company, a Parent and a Subsidiary or (ii) a leave of absence approved by the
Administrator. To the extent that the Option shall have so become exercisable,
it may be exercised in whole or in part from time to time.

               (b)  In the event of any Change in Control, the Option shall
become immediately fully exercisable to the extent of 100% of the Option Shares.
Notwithstanding the foregoing, the exercisability of the Option shall not be so
accelerated if and to the extent such Option, in connection with the Change in
Control, remains outstanding, or is assumed by the surviving corporation (or
parent thereof) or substituted with an award with substantially the same terms
by the surviving corporation (or parent thereof).

               The determination of whether a substituted award has
substantially the same terms as the Option shall be made by the Administrator,
and its determination shall be final, binding and conclusive. If the Company and
the other party to the transaction constituting a Change in Control agree that
such transaction is to be treated as a "pooling of interests" for financial
reporting purposes, and if such transaction in fact is so treated, then the
acceleration of exercisability shall not occur to the extent that the Company's
independent accountants and such other party's independent accountants
separately determine in good faith that such acceleration would preclude the use
of "pooling of interests" accounting.

                                      A-3
<PAGE>

               (c)  Notwithstanding the provisions of Section 3(a) above, the
Option shall become immediately exercisable to the extent of 100% of the Option
Shares upon the death or Disability of Optionee.

          4.   Exercises.
               ---------

               (a)  This Option, to the extent exercisable as provided in
Section 3, may be exercised by Optionee by delivery to the Company of (i) an
Exercise Notice in the form attached to this Agreement as Annex A, appropriately
completed and duly executed and dated by Optionee, (ii) payment in full of the
Exercise Price for the number of Option Shares which Optionee is purchasing
hereunder and (iii) payment in full to the Company of any amounts required to be
paid pursuant to Section 4(c) below.

               (b)  The Exercise Price shall be payable (i) in cash or a cash
equivalent, (ii) by transfer to the Company of Common Shares, which shall be
valued at Fair Market Value on the date of exercise, that have been owned by
Optionee for the requisite period necessary to avoid a charge to the Company's
earnings, (iii) by cancellation of any indebtedness of the Company owed to
Optionee or (iv) by a combination of any of the foregoing methods of payment. In
addition, payment of the Exercise Price may be effected in whole or in part with
monies received from the Company at the time of exercise as a compensatory cash
payment or to the extent that the Exercise Price exceeds the par value of the
Option Shares, with monies borrowed from the Company in accordance with Section
9.5 of the Plan. The requirement of payment in cash shall be deemed satisfied if
Optionee shall have made arrangements satisfactory to the Company with a broker
who is a member of the National Association of Securities Dealers, Inc. to sell
on the date of exercise a sufficient number of the Common Shares being purchased
so that the net proceeds of the sale transaction will at least equal the
aggregate Exercise Price, plus interest at the applicable federal rate for the
period from the date of exercise to the date of payment, and pursuant to which
the broker undertakes to deliver the aggregate Exercise Price, plus such
interest, to the Company not later than the date on which the sale transaction
will settle in the ordinary course of business. If the Exercise Price is paid by
transfer to the Company of Common Shares that were originally acquired by
Optionee pursuant to the exercise of an Incentive Stock Option and that have not
been owned by the Optionee for more than one year prior to the date of exercise
and for more than two years from the date on which the option was granted, the
Common Shares so transferred will not be treated for tax purposes as shares
acquired pursuant to the exercise of an Incentive Stock Option. The
Administrator may, in its sole and absolute discretion, refuse any tender of
shares of Stock, in which case it shall promptly notify the Optionee and return
to the Optionee any shares tendered.

               (c)  If the Company is required to withhold any federal, state,
local or foreign tax in connection with an exercise of the Option, it shall be a
condition to the exercise that Optionee pay the tax or make provisions that are
satisfactory to the Company for the payment thereof as set forth in Section 5
hereof.

               (d)  Following the receipt by the Company of the Exercise Notice
and payment referred to above and upon satisfaction of all conditions to the
exercise of the Option, the Company will issue and deliver to Optionee a stock
certificate or certificate(s) evidencing the Option Shares; provided, however,
that the Company will not be obligated to issue a fraction or fractions of a
Common Share and, in the discretion of the Administrator, may eliminate such
fraction or fractions

                                      A-4
<PAGE>

or may pay to Optionee, in cash or by check, the fair market value of any
fraction or fractions of an Option Share, which fair market value shall be
determined by the Administrator.

         5.    Disqualifying Disposition; Withholding.
               --------------------------------------

               (a)  Optionee agrees that should he or she make a "disposition"
(as defined in Section 424(c) of the Code) of all or any of the Option Shares
within two years from the Date of Grant of the Option or within one year after
the issuance of such Option Shares, including pursuant to Section 4(b) hereof,
he or she shall immediately advise the Company in writing as to the occurrence
of the sale and the price realized upon the sale of such Option Shares.

               (b)  The Company shall be entitled to require as a condition of
delivery of any Option Shares upon exercise of any Option that the Optionee
agree to remit, at the time of such delivery or at such later date as the
Company may determine, an amount sufficient to satisfy all federal, state and
local withholding tax requirements relating thereto, and Optionee agrees to take
such other action required by the Company to satisfy such withholding
requirements.

               (c)  With the consent of the Administrator, and in accordance
with any rules and procedures from time to time adopted by the Administrator,
Optionee may elect to satisfy his or her obligations under Section 5(a) above by
directing the Company to withhold a portion of Common Shares otherwise
deliverable (a "Withholding Right") or tendering other shares of Stock which are
already owned by Optionee which in all cases have a Fair Market Value on the Tax
Date equal to the amount of taxes to be paid by such method.

               (d)  To exercise a Withholding Right, the Optionee must follow
the election procedures set forth below, together with such additional
procedures and conditions set forth in this Option Agreement or otherwise
adopted by the Administrator:

                    (i)   the Optionee must deliver to the Company his or her
         written notice of election (the "Election") and specify whether all or
         a stated percentage of the applicable taxes will be paid in accordance
         with Section 5(b) above and whether the amount so paid shall be made in
         accordance with the "flat" withholding rates for supplemental wages or
         as determined in accordance with Optionee's Form W-4 (or comparable
         state or local form);

                    (ii)  unless disapproved by the Administrator as provided in
         Subsection (iii) below, the Election once made will be irrevocable; and

                    (iii) no Election is valid unless the Administrator has the
         right and power, in its sole discretion, with or without cause or
         reason therefor, to consent to the Election, to refuse to consent to
         the Election, or to disapprove the Election; and if the Administrator
         has not consented to the Election on or prior to the Tax Date, the
         Election will be deemed approved.

         6.    Termination of Option. The Option shall terminate on the earliest
               ---------------------
of the following dates:

                                      A-5
<PAGE>

               (a)  90 days after the date on which Optionee ceases to be an
         officer or employee of the Company, a Parent or a Subsidiary unless he
         or she ceases to be such an officer or employee in a manner described
         in (b) or (c) below.

               (b)  The date upon which Optionee's employment is terminated for
         Cause.

               (c)  One year after the date on which Optionee's employment is
         terminated as a result of Optionee's death or Disability.

               (d)  Ten years from the Date of Grant.

In the event that Optionee commits an act that the Administrator determines to
have been intentionally committed and materially inimical to the interests of
the Company, a Parent or any Subsidiary, the Option shall terminate as of the
time of the commission of that act, notwithstanding any other provision of this
Agreement.

          7.   No Transfer of Option. The Option may not be transferred except
               ---------------------
by will or the laws of descent and distribution and may not be exercised during
the lifetime of Optionee except by Optionee or Optionee's guardian or legal
representative acting on behalf of Optionee in a fiduciary capacity under state
law and court supervision.

          8.   Limitations on Exercise of Option. Notwithstanding any other
               ---------------------------------
provision of this Agreement, no shares of Stock shall be purchased or sold
hereunder unless and until (a) any then applicable requirements of state or
federal laws and regulatory agencies shall have been fully complied with to the
satisfaction of the Company and its counsel and (b) if required to do so by the
Company, the Optionee shall have executed and delivered to the Company a letter
of investment intent in such form and containing such provisions as the Board or
Committee may require.

          9.   Adjustments.
               -----------

               (a)  The Administrator may make or provide for such adjustments
in the number and kind of Option Shares (including shares of another issuer) and
in the Exercise Price, as the Administrator may in good faith determine to be
equitably required in order to prevent dilution or expansion of the rights of
Optionee that otherwise would result from (a) any stock dividend, stock split,
combination of shares, recapitalization or other change in the capital structure
of the Company, or (b) any merger, consolidation, spin-off, spin-out, split-off,
split-up, reorganization, partial or complete liquidation or other distribution
of assets, issuance of warrants or other rights to purchase securities or any
other corporate transaction or event having an effect similar to any of the
foregoing.

               (b)  In the event of any such transaction or event, the
Administrator may provide in substitution for the Option such alternative
consideration as it may in good faith determine to be equitable under the
circumstances and may require in connection therewith the surrender of the
Option.

          10.  No Right to Continue as an Officer or Employee. No provision of
               ----------------------------------------------
this Agreement shall confer upon Optionee any right to continue to be engaged as
an officer or employee of the Company,

                                      A-6
<PAGE>

a Parent or any Subsidiary or limit in any way whatsoever any right that the
Company, a Parent or any Subsidiary may have to terminate such service or
employment of Optionee at any time.

          11.  No Rights as a Stockholder. The holder of this Option shall not
               --------------------------
be, nor have any of the rights or privileges of, a holder of Common Shares in
respect of any Option Shares unless and until certificates representing such
shares have been issued by the Company to such holder.

          12.  Limitation on Incentive Stock Options. Notwithstanding the intent
               -------------------------------------
that the Option be an Incentive Stock Option, the Option will be treated as a
nonqualified stock option to the extent that the Fair Market Value of the shares
of Stock (determined as of the Date of Grant) with respect to which any
Incentive Stock Options are exercisable for the first time by an Optionee during
any calendar year (under all of the Company's plans, including the Plan, and
those of a Parent or any Subsidiary) exceed $100,000. Under the Plan, the
Administrator has the right to accelerate or otherwise alter the time of vesting
of any Options granted as Incentive Stock Options, even if as a result thereof,
some of such Options cease being Incentive Stock Options. This rule shall be
applied by taking any Options into account in the order in which they were
granted.

          13.  Required Holding Period. Notwithstanding the provisions of
               -----------------------
Section 3(b), to the extent necessary for the Option, its exercise or the sale
of Option Shares acquired thereunder to be exempt from Section 16(b) of the
Exchange Act, (a) such Option shall be held at least six months following the
Date of Grant, or (b) at least six months shall elapse from the Date of Grant to
the date of disposition of the Option Shares acquired upon exercise of the
Option.

          14.  Lock-up. In order to facilitate a public offering of the
               -------
Company's securities pursuant to a registration statement becoming effective
under the Securities Act of 1933, as amended or any successor thereto or any
similar rule or law (collectively for purposes of this Section 14, the "Act"),
Optionee, on behalf of Optionee and any subsequent holder (collectively for
purposes of this Section 14, "Optionee") of any securities of the Company now
owned or hereafter acquired either directly or indirectly by Optionee, agrees
not to offer, sell or contract to sell, grant an option to purchase or otherwise
dispose of (other than to donees who agree to be bound by the terms of this
Section 14), directly or indirectly, or announce an offering, sale or contract
of sale of, any shares of Class A Common Stock or any other equity security of
the Company (collectively, "Securities") owned by Optionee either directly or
indirectly, or any securities convertible, exchangeable or exercisable for
shares of any such Securities (such other securities being hereinafter referred
to as "Rights") for a period of 180 days following the effective date of a
registration statement of the Company filed under the Act or any other
underwritten sale of Securities by the Company. Optionee also agrees not to
transfer any Securities or Rights owned by Optionee, either directly or
indirectly, to any transferee who does not agree to be bound by the terms of
this Section 14. Optionee agrees that the Company may assign all or any part of
its rights under this Section 14 to any underwriter in connection with a sale by
the Company of its Securities to or through such underwriter. Optionee further
understands that the terms of this Section 14 will terminate following
expiration of the 180-day period following the effective date of a registration
statement filed under the Act (other than on Form S-4, Form S-8 or any successor
thereto) or any other underwritten sale by the Company of the Company's equity
securities.

          15.  Severability. In the event that one or more of the provisions of
               ------------
this Agreement shall be invalidated for any reason by a court of competent
jurisdiction, any provision so invalidated shall

                                      A-7
<PAGE>

be deemed to be separable from the other provisions hereof, and the remaining
provisions hereof shall continue to be valid and fully enforceable.

          16.  Governing Law. This Agreement is made under, and shall be
               -------------
construed in accordance with, the laws of the State of Illinois without regard
to the choice of law provisions thereof.

                 [Remainder of page intentionally left blank]

                                      A-8
<PAGE>

     This Agreement is executed by the Company as of the date first written
above.

                                             AMERICASDOCTOR.COM, INC.

                                             By
                                               -------------------------------
                                                 David R. Adamoli
                                                 Chief Financial Officer

     The undersigned Optionee hereby acknowledges receipt of an executed
original of this Incentive Stock Option Agreement and the Plan and accepts the
Option subject to the applicable terms and conditions of the Plan and the terms
and conditions hereinabove set forth.

     The Optionee acknowledges that he or she has been advised that the shares
of Stock covered by this Agreement have not been registered under the Securities
Act of 1933, as amended (the "Act"), and agrees that he or she will not make any
disposition of such shares unless either (a) such shares have been registered
under said Act or (b) an exemption from the registration provisions of said Act
is applicable to the Optionee's proposed disposition of such shares. The
Optionee understands that the certificates for such shares may bear a legend
substantially as follows:

     "The shares evidenced by this Certificate have not been registered under
     the Securities Act of 1933. Such shares may not be sold or otherwise
     transferred until the same have been registered under said Act or until the
     Company shall have received an opinion of legal counsel or a copy of a
     letter from the staff of the Division of Corporation Finance of the
     Securities and Exchange Commission, in either case satisfactory to the
     Company, that such shares may legally be sold or otherwise transferred
     without such registration."

                                       _______________________________________
                                                      Optionee

                                       Name:__________________________________

                                      A-9
<PAGE>

                                   EXHIBIT A
                                      to
                       Incentive Stock Option Agreement
                       --------------------------------

                            Form of Exercise Notice
                            -----------------------

          Pursuant to the enclosed Incentive Stock Option Agreement between the
undersigned and AmericasDoctor.com, Inc., a Delaware corporation (the
"Company"), the undersigned hereby elects to exercise his/her option as follows:

          (a)    Number of shares purchased:
                                            _________________

          (b)    Total purchase price ((a) x Exercise Price):  $
                                                                ______

          Please issue a single certificate for the shares being purchased in
the name of the undersigned. The registered address on such certificate should
be:

                     _____________________________________.

                     _____________________________________.

The undersigned's social security number is:______________.

Date:
     _____________________               _____________________________________
                                                        Optionee

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