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                                                             Exhibit 10(j)(2)(E)

LOAN NO. C-331971

                  FIRST AMENDMENT OF TRANCHE B PROMISSORY NOTE

         THIS FIRST AMENDMENT OF TRANCHE B PROMISSORY NOTE (this "First
Amendment") is made as of the 11th day of August, 2000, between, KOGER EQUITY,
INC., a Florida corporation, 3986 Boulevard Center Drive, Jacksonville, FL
32207, hereinafter called "Obligor" and THE NORTHWESTERN MUTUAL LIFE INSURANCE
COMPANY, a Wisconsin corporation, 720 East Wisconsin Avenue, Milwaukee,
Wisconsin 53202, hereinafter called "Northwestern"; and

         WHEREAS, Northwestern is the owner of a certain Tranche B Promissory
Note in the original principal amount of $89,500,000 dated as of December 16,
1996 (the "Note") executed by Obligor and secured, along with the Tranche A
Promissory Note, by a lien on property (the "Property") described in a Master
Lien Instrument (the "Lien Instrument") dated as of December 16, 1996, securing
aggregate indebtedness in the original amount of $190,000,000.00 executed by
Obligor;

         AND WHEREAS, Northwestern has been requested to amend certain terms of
the Note; and

         NOW, THEREFORE, in consideration of the above and of the mutual
agreements herein contained, the undersigned parties agree to the following:

         1.       Unless otherwise defined herein, words and terms used herein
shall have the same meaning as defined in the Note.

         2.       The following paragraph is hereby added to the prepayment
terms of the Note:

                  In addition to any other right or obligation of prepayment
                  contained in the Note, unless the Substitution (as defined
                  below) occurs, Borrower hereby agrees to make a prepayment
                  (the "Mandatory Prepayment") of principal in the amount of
                  $9,000,000 plus a prepayment fee equal to the Prepayment Fee,
                  calculated however only on the $9,000,000 being prepaid. The
                  Mandatory Prepayment shall be made on the 190th day after the
                  date hereof. The term "Substitution" means that Borrower has,
                  within 180 days after the date hereof, substituted a property
                  for the property described in the Lien Instrument as the Pool
                  B Park located in the City of El Paso, El Paso County, Texas
                  which is being released concurrently herewith. The

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                  Substitution must satisfy each of the conditions in the Lien
                  Instrument under the section titled "Property Substitution."

         3.       The securing clause, found on page 4 of the Note, is hereby
deleted in its entirety and the following inserted in lieu thereof:

                  This note is secured by a lien instrument in multiple
                  counterparts, each of even date herewith executed by KOGER
                  EQUITY, INC., a Florida corporation to THE NORTHWESTERN MUTUAL
                  LIFE INSURANCE COMPANY or to JOHN S. SHOAF, JR. or MICHAEL P.
                  CUSICK, as Trustee for the benefit of THE NORTHWESTERN MUTUAL
                  LIFE INSURANCE COMPANY (the "Master Lien Instrument"),
                  encumbering certain properties situated in the following
                  locations as more particularly described in the Master Lien
                  Instrument:

<TABLE>
                           <S>      <C>
                           (i)      Memphis, Shelby County, Tennessee;
                           (ii)     San Antonio, Bexar County, Texas;
                           (iii)    Austin, Travis County, Texas;
                           (iv)     St. Petersburg, Pinellas County, Florida;
                           (v)      Tallahassee, Leon County, Florida;
                           (vi)     Greenville, Greenville County, South Carolina;
                           (vii)    Jacksonville, Duval County, Florida;
                           (viii)   Orlando, Orange County, Florida.
</TABLE>

         4.       The following paragraph is added as the last paragraph of the
Note:

                           Notwithstanding the above, unless the Substitution is
                  made or the Mandatory Prepayment is made, Borrower shall be
                  personally liable, i.e. the limitation of Lender's recourse
                  provided herein will not be applicable for the last
                  $9,000,000.00 of the indebtedness evidenced hereby.

         5.       Except as hereby amended the Note shall remain in full force
and effect, unchanged and in all respects, ratified and confirmed.

         6.       Nothing herein contained shall affect the priority of the Lien
Instrument over other liens, charges, encumbrances or conveyances nor shall it
release or change the liability of any party who may now or hereafter be liable,
primarily or secondarily, under or on account of the Note.

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         IN WITNESS WHEREOF, this First Amendment has been executed by the
undersigned as of the date and year first above written.

                                    THE NORTHWESTERN MUTUAL LIFE
                                    INSURANCE COMPANY, a Wisconsin
                                    corporation

                                    By: Northwestern Investment Management
                                        Company, a Wisconsin corporation, its
                                        wholly owned subsidiary and authorized
                                        representative

                                        By /s/ DONALD L. O'DELL
                                          --------------------------------------
                                          Donald L. O'Dell, Managing Director

                                        Attest /s/KATHLEEN S. WARNER
                                              ----------------------------------
                                              Kathleen S. Warner,
                                              Assistant Secretary
(corporate seal)

                                    KOGER EQUITY, INC., a Florida corporation

                                    By: /s/G. DANNY EDWARDS
                                       -----------------------------------------
                                       G. Danny Edwards - Treasury

                                    Attest: /s/ DIANA R. PAYNE
                                           -------------------------------------
                                           Assistant Corporate Secretary

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                                                                   EXHIBIT 4.1

                                    [PHOTO]

<TABLE>
<S>                               <C>                                                                            <C>

    COMMON STOCK                                SCHWEITZER-MAUDUIT INTERNATIONAL, INC.                               COMMON STOCK
  PAR VALUE $.10                                                                                                       [SHARES]
     [NUMBER]

 INCORPORATED UNDER                THIS CERTIFICATES TRANSFERABLE IN ________, ______________________, _______     SEE REVERSE FOR
THE LAWS OF DELAWARE                                                                                            CERTAIN DEFINITIONS

                                                                                                                  CUSIP 808541 10 6

THIS CERTIFIES THAT

IS THE OWNER OF

             FULL-PAID AND NON-ASSESSABLE SHARES OF THE COMMON STOCK OF SCHWEITZER-MAUDUIT INTERNATIONAL, INC.

                                                       CERTIFICATE OF STOCK

transferable on the books of the Corporation by the holder hereof in person or by duly authorized attorney upon surrender of this
Certificate properly endorsed. This Certificate and the shares represented hereby are issued and shall be subject to all the
provisions of the Certificate of Incorporation, as amended from time to time, of the Corporation (a copy of which is on file with
the Transfer Agent), to all of which the holder of this Certificate assents by acceptance hereof. This Certificate is not valid
unless countersigned by the Transfer Agent and registered by the Registrar. Witness the seal of the Corporation and the signatures
of its duly authorized officers.

COUNTERSIGNED AND REGISTERED:
           AMERICAN STOCK TRANSFER & TRUST COMPANY

BY                                      TRANSFER AGENT AND REGISTRAR
                                            AUTHORIZED SIGNATURE

             /s/ W.H. Deitrich                                                              /s/ P.C. Roberts
-------------------------------------------------                                -------------------------------------
CHAIRMAN OF THE BOARD AND CHIEF EXECUTIVE OFFICER                                CHIEF FINANCIAL OFFICER AND TREASURER
</TABLE>
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                     SCHWEITZER-MAUDUIT INTERNATIONAL, INC.

         This certificate also evidences and entitles the holder hereof to
certain rights as set forth in a Rights Agreement between Schweitzer-Mauduit
International, Inc. and American Stock Transfer & Trust Company, amended and
restated as of October 1, 2000 (the "Rights Agreement"), the terms of which are
hereby incorporated herein by reference and a copy of which is on file at the
principal executive offices of Schweitzer-Mauduit International, Inc. Under
certain circumstances, as set forth in the Rights Agreement, such Rights will be
evidenced by separate certificates and will no longer be evidenced by this
certificate. Schweitzer-Mauduit International, Inc. will mail to the holder of
this certificate a copy of the Rights Agreement without charge after receipt of
a written request therefor. As described in the Rights Agreement, Rights issued
to any Person who becomes an Acquiring Person (as defined in the Rights
Agreement) shall become null and void.

         THE CORPORATION WILL FURNISH WITHOUT CHARGE TO EACH STOCKHOLDER WHO SO
REQUESTS THE POWERS, DESIGNATIONS, PREFERENCES AND RELATIVE, PARTICIPATING,
OPTIONAL OR OTHER SPECIAL RIGHTS OF EACH CLASS OF STOCK OR SERIES THEREOF OF THE
CORPORATION AND THE QUALIFICATIONS, LIMITATIONS OR RESTRICTIONS OF SUCH
PREFERENCES AND/OR RIGHTS. SUCH REQUEST MAY BE MADE TO THE OFFICE OF THE
SECRETARY OF THE CORPORATION OR TO THE TRANSFER AGENT.

                                  ------------

        The following abbreviations, when used in the inscription on the face
of this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:

<TABLE>
        <S>                                             <C>
        TEN COM -- as tenants in common                 UNIF GIFT MIN ACT -- _____________ Custodian ___________
        TEN ENT -- as tenants by the entireties                                 (Cust)                  (Minor)
        JT TEN  -- as joint tenants with right of                            under Uniform Gifts to Minors
                   survivorship and not as tenants                           Act __________________
                   in common                                                           (State)
</TABLE>

     Additional abbreviations may also be used though not in the above list.

For value received, __________________ hereby sell, assign and transfer unto

PLEASE INSERT SOCIAL SECURITY OR OTHER
   IDENTIFYING NUMBER OF ASSIGNEE
[                                    ]

________________________________________________________________________________
                  (PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS,
                     INCLUDING POSTAL ZIP CODE, OF ASSIGNEE)

________________________________________________________________________________

________________________________________________________________________________

_________________________________________________________________________ Shares
of the capital stock represented by the within Certificate, and do hereby
irrevocably constitute and appoint _____________________________________________
Attorney to transfer the said stock on the books of the within-named
Corporation with full power of substitution in the premises.

Dated,__________________________

                                     (SIGNATURE)

                                     _______________________________________
                                     Notice: the signature(s) to this
                                     assignment must correspond with the
                                     name(s) as written upon the face of the
                                     certificate in every particular without
                                     alteration or enlargement or any change
                                     whatever.

                                     (SIGNATURE)

                                     ________________________________________
                                     THE SIGNATURE(S) SHOULD BE GUARANTEED BY
                                     AN ELIGIBLE GUARANTOR INSTITUTION
                                     (BANKS, STOCKBROKERS, SAVINGS AND LOAN
                                     ASSOCIATIONS AND CREDIT UNIONS WITH
                                     MEMBERSHIP IN AN APPROVED SIGNATURE
                                     GUARANTEE MEDALLION PROGRAM), PURSUANT
                                     TO S.E.C. RULE 17Ad-15.

                                     SIGNATURE(S) GUARANTEED BY:

                                     ________________________________________

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