Document:

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                                                                  Exhibit 10(cc)

                             SPLIT DOLLAR ASSIGNMENT
                              INSURANCE AGREEMENT

     THIS AGREEMENT made effective as of February 1, 1995, by and between EUA
Service Corporation, a Massachusetts corporation having its principal place of
business in Boston, Massachusetts (the "Corporation"), and Barbara A. Hassan
(the "Employee").

     WHEREAS, the Employee is a valued employee of the Corporation; and

     WHEREAS, the Corporation wishes to assist the Employee with a life
insurance program in recognition of the Employee's ongoing valuable contribution
to the business success of the Corporation; and

     WHEREAS, the Employee is the owner of an insurance policy on his or her
life, including all supplemental riders or endorsements to such insurance
policy, which policy the Employee and Corporation wish to make subject to a life
insurance plan pursuant to the terms and conditions of this Agreement.

     NOW, THEREFORE, in consideration of the foregoing and the mutual covenants
hereinafter set forth, the Parties hereto agree as follows:

                                    ARTICLE I
                             OWNERSHIP OF THE POLICY

1.1  Employee as Owner. The Employee shall be the owner of the policy (which
     term shall include all supplemental riders or endorsements thereto)
     (hereinafter the "Policy") and may exercise all ownership rights granted to
     the owner thereof by the terms of the Policy, except as may otherwise be
     provided herein. If the Employee transfers ownership of the Plan to a
     trustee or other third party owner, such trustee or owner shall be treated
     as the Employee throughout this Agreement where appropriate. The Employee
     and the Corporation agree that the Policy shall be subject to the terms and
     conditions of this Agreement.

1.2  Assignment. The Employee agrees to execute an assignment (the "Assignment")
     to the Corporation to secure the Corporation's rights under this Agreement,
     in the form required by or acceptable to the issuer of the Policy (the
     "Issuer"), a copy of which is attached hereto. The Assignment shall set
     forth the rights of the Corporation in and with respect to the Policy
     pursuant to the terms and conditions of this Agreement. The Employee and
     the Corporation agree to be bound by the terms of the Assignment.

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AGREEMENT
PAGE TWO

     (a)  Corporation's Rights. The Corporation's rights with respect to the
          Policy shall be limited to:

          (i)  The right to realize up to the Corporate Interest (See Sec. 4.3)
               of the fund value of the Policy on the full or partial surrender
               of the Policy;

          (ii) The right to realize the proceeds of the Policy as set forth in
               Section 3.2 of Article 3, below (the "Corporation's Death Benefit
               Portion"), in the event of the death of the Employee; and

          (iii) The right to release the Assignment upon receipt of the
               Corporate Interest.

     (b)  Employee's Rights. The Employee shall retain all other rights as owner
          of the Policy, including, but not limited to, the following:

          (i)  The right to cause the full or partial surrender of the Policy;
               provided, however, that the Employee shall give the Corporation
               thirty (30) days advance written notice of his exercise of such
               right; and

          (ii) The right to exercise all non-forfeiture or lapse option rights
               permitted by the terms of the Policy; and

          (iii) The right to designate and to change the beneficiary or
               beneficiaries of the portion of the proceeds of the Policy
               payable, upon the death of the Employee, to the Employee's
               beneficiary, pursuant to Subsection 3.1 of Article 3, below (the
               "Employee's Death Benefit Portion"); and

          (iv) The right to assign the Employee's rights in and with respect to
               the Policy.

          (v)  The right to elect any optional form of settlement available with
               respect to the Employee's Death Benefit Portion; and,

          (vi) The right to obtain, directly or indirectly, one or more loans or
               advances against the fund value of the Policy and the right to
               pledge or assign the Policy as security for such loans or
               advances; provided, however, that any such actions by the
               Employee shall in no way diminish the Corporation's right to
               receive the Corporate Interest or the Corporation's Death Benefit
               Portion, or an equivalent amount pursuant to Subsection 1.2(a).
               The Employee agrees to exercise this right only with the written
               consent of the Corporation.

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AGREEMENT
PAGE THREE

                                   ARTICLE II
                PAYMENT OF PREMIUMS AND APPLICATION OF DIVIDENDS

2.1  Premium. As used herein, the term "premium" shall mean the planned yearly
     amount agreed upon between the Corporation and the Employee as the
     contribution toward the Policy for any year; provided, however, that such
     amount shall never be less than the Policy's minimum required premium for
     such year. "Premium" shall also include all costs associated with all
     supplemental riders and endorsements to the Policy.

2.2  Premium Payment: Timing. Effective February 1, 1995, the Corporation
     shall pay the premium on the Policy to the Issuer on or before the due date
     of each premium payment, and in any event, not later than the expiration of
     the grace period under the Policy for such premium payment. Within the
     policy year, the Corporation shall furnish the Employee with written notice
     of such timely payment.

                                   ARTICLE III
                          RIGHTS UPON DEATH OF EMPLOYEE

3.1  Employee's Death Benefit Portion. The Employee's designated beneficiary or
     beneficiaries, as set forth in the Policy, shall be entitled to receive (a)
     if the Employee dies while actively employed by the Corporation, four times
     the Employee's then current annual salary, or (b) if the Employee dies
     after retirement from the Corporation but prior to the termination of this
     Agreement, one-half (0.5) times the Employee's salary at time of
     retirement.

3.2  Corporation's Death Benefit Portion. Upon the death of the Employee, the
     Corporation shall be entitled to receive directly from the Insurer an
     amount equal to the net death benefit remaining after satisfaction of the
     Employee's Death Benefit Portion under Section 3.1.

                                   ARTICLE IV
           RIGHTS UPON TERMINATION OF AGREEMENT OR SURRENDER OF POLICY

4.1  Termination Defined. This Agreement shall automatically terminate upon the
     occurrence of any of the following events:

     (a)  the bankruptcy, receivership or dissolution of the Corporation;

     (b)  the termination of employment of the Employee with the Corporation
          (other than by reason of death, retirement, or disability);

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AGREEMENT
PAGE FOUR

     (c)  the Employee's notice of her intent to exercise her right to surrender
          the Policy, pursuant to Subsection 1.2(b)(i) of Article 1, above;

     (d)  the mutual written Agreement of the Employee and the Corporation; or

     (e)  the payment to the Corporation of the Corporate Interest determined
          pursuant to Section 4.3 below and in the manner so described.

4.2  Rights Upon Termination. Upon the termination of this Agreement as
     specified above, the Employee shall instruct the Insurer to pay to the
     Corporation the amount determined pursuant to Section 4.3 of Article 4,
     below. Upon receipt of such amount from the Employee, the Corporation shall
     take all steps necessary to release the Assignment so that the Employee
     shall own the Policy free of all encumbrances thereon in favor of the
     Corporation required by this Agreement.

4.3  Corporate Interest. The Corporation shall be entitled to receive either (a)
     from the Employee, as specified in Section 4.2, above, or (b) from the
     Insurer upon surrender, from the cash value of the Policy, an amount equal
     to A + B - C where:

     A.   is the cumulative value of all premiums paid by the Corporation (or
          its agent) immediately prior to such termination or surrender;

     B.   is the cash value remaining under the Policy after application of
          Subparagraph 4.3A, if any, which exceeds the amount required to pay
          the then remaining benefits due to the Employee under any
          non-qualified benefit program maintained by Eastern Utilities
          Associates, the Corporation or their respective affiliates in which
          the Employee is a participant;

     C.   is the surrender charges, if any, imposed by the Issuer.

                                    ARTICLE V
                            ADMINISTRATIVE PROVISIONS

5.1  Issuer's Responsibility. The Issuer shall not be considered a party to this
     Agreement and shall not be bound hereby. No provision of this Agreement, or
     any amendment hereof, shall in any way enlarge, change, vary or affect the
     obligations of the Issuer as expressly provided in the Policy, except as
     the same may become a part of the Policy by acceptance by the Issuer of the
     Assignment.

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AGREEMENT
PAGE FIVE

5.2  Amendment. This Agreement may be amended only by express written Agreement
     signed by both the Employee and a duly authorized representative of the
     Corporation.

5.3  Notice. Any and all notices required to be given under the terms of this
     Agreement shall be given in writing and signed by the appropriate party,
     and shall be sent by certified mail, postage prepaid, to the appropriate
     address set forth below:

     (a)  to the Employee at:

          Barbara A. Hassan
          596 Harvard Street
          Fall River, Massachusetts 02720

     (b)  to the Corporation at:

          EUA Service Corporation
          One Liberty Square
          Boston, Massachusetts 02109

5.4  Heirs. Successors and Assigns. This Agreement shall be binding upon and
     shall inure to the benefit of the Employee, his or her successors, heirs
     and the executors or administrators of the estate of the Employee, and to
     the Corporation and its successors. The Employee and the Corporation agree
     that either party may assign its interest under this Agreement upon the
     prior written consent of the other party hereto, and any assignee shall be
     bound by the terms and conditions of this Agreement as if an original party
     hereto.

5.5  Interpretation. This Agreement and the interests of the Employee and the
     Corporation hereunder shall be governed by and construed in accordance with
     the laws of the Commonwealth of Massachusetts. Venue shall lie in Suffolk
     County, Massachusetts.

5.6  Terms. This Agreement shall be effective as of the date first above
     written, and shall continue until terminated as herein provided or until
     all covenants herein activated by the death of the Employee are fully
     carried out.

5.7  Headings. Any headings or captions in this Agreement are for reference
     purposes only, and shall not expand, limit, change or affect the meaning of
     any provision of this Agreement.

5.8  Counterparts. This Agreement may be executed in any number of counterparts,
     each of which shall be deemed an original, and all of which together shall
     constitute one and the same Agreement.

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AGREEMENT
PAGE SIX

5.9  Fiduciary. The Treasurer of Eastern Utilities Associates shall serve as the
     named fiduciary and administrator (hereinafter the "Fiduciary") of the
     split-dollar arrangement established pursuant to this Agreement. The
     Fiduciary shall have full power to administer this Agreement, and the
     Fiduciary's actions with respect hereto shall be binding and conclusive
     upon all persons for all purposes; subject to Section 5.10 of this Article
     5. The Fiduciary shall not be liable to any person for any action taken or
     omitted in connection with its responsibilities, rights and duties under
     this Agreement unless attributable to willful misconduct or lack of good
     faith.

5.10 Claims Procedure. Any controversy or claim arising out of or relating to
     this Agreement shall be filed with the Fiduciary which shall make all
     determinations concerning such claim. Any decision by the Fiduciary denying
     such claim shall be in writing and shall be delivered to all parties in
     interest in accordance with the notice provisions of Section 5.3 hereof.
     Such decision shall set forth the reasons for denial in plain language.
     Pertinent provisions of the Agreement shall be cited and, where
     appropriate, an explanation as to how the Employee can perfect the claim
     will be provided. This notice of denial of benefits will be provided within
     90 days of the Fiduciary's receipt of the Employee's claim for benefits. If
     the Fiduciary fails to notify the Employee of his decision regarding his
     claim, the claim shall be considered denied, and the Employee shall then be
     permitted to proceed with his appeal as provided in this Section.

     An Employee who has been completely or partially denied a benefit shall be
     entitled to appeal this denial of his claim by filing a written statement
     of his position with the Fiduciary no later than sixty (60) days after
     receipt of the written notification of such claim denial. The Fiduciary
     shall schedule an opportunity for a full and fair review of the issue
     within thirty (30) days of receipt of the appeal.

     The decision on review shall set forth specific reasons for the decision,
     and shall cite specific references to the pertinent Agreement provisions on
     which the decision is based.

     Following his review of any additional information submitted by the
     Employee, either through the hearing process or otherwise, the Fiduciary
     shall render a decision on his review of the denied claim in the following
     manner:

     (a)  The Fiduciary shall make his decision regarding the merits of the
          denied claim within 60 days following his receipt of the request for
          review (or within 120 days after such receipt, in a case where there
          are special circumstances requiring extension of time for reviewing
          the appealed claim). He shall deliver the decision to the claimant in
          writing. If an extension of time for reviewing the appealed claim is
          required because of special circumstances, written notice of the
          extension shall be furnished to the Employee prior to the commencement
          of the extension. If the decision on review is not furnished within
          the prescribed time, the claim shall be deemed denied on review.

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AGREEMENT
PAGE SEVEN

     (b)  The decision on review shall set forth specific reasons for the
          decision, and shall cite specific references to the pertinent
          Agreement provisions on which the decision is based.

     IN WITNESS WHEREOF, the parties hereto have hereto set their hands and
seals as of the day and year first above written.

EUA Service Corporation

By /s/ Illegible
   ---------------------------------
Its: Vice President

The Employee

/s/ Barbara A. Hassan
------------------------------------
Barbara A. Hassan
(Name of Employee)<PAGE>

                                                                     EXHIBIT 4.2

                         INCORPORATED UNDER THE LAWS OF

                                    Delaware

                             [GRAPHIC OF BALD EAGLE]

NUMBER                                                                   SHARES
 **X**                                                                  **XXXX**

                               Clinical Data, Inc.

               Series A Preferred Stock, $.01 Par Value Per Share

  This Certifies that __________________________________________________ is the
        owner of ________________________ Shares of the Capital Stock of

                 Series A Preferred Stock of Clinical Data, Inc.

transferable only on the books of the Corporation by the holder hereof in person
      or by Attorney upon surrender of this Certificate properly endorsed.

   IN WITNESS WHEREOF, the said Corporation has caused this Certificate to be
  signed by its duly authorized officers and its Corporate Seal to be hereunto
              affixed this __________ day of _________ A.D. ______

___________________              [CORPORATE SEAL]            ___________________
President                                                    Secretary

<PAGE>

         For Value Received, ____ hereby sells, assign and transfer unto
  ______________________________Shares of the Capital Stock represented by the
       within Certificate and do hereby irrevocably constitute and appoint
                       __________________________________
  to transfer the said Stock on the books of the within named Corporation with
    full power of substitution in the premises
                         Dated __________________ _____
                                 In presence of

    NOTICE. THE SIGNATURE OF THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS
     WRITTEN UPON THE FACE OF THE CERTIFICATE, IN EVERY PARTICULAR, WITHOUT
               ALTERATION OR ENLARGEMENT, OR ANY CHANGE WHATEVER.

                              Clinical Data, Inc.

                                  CERTIFICATE

                                      For

                                ----------------

                                     SHARES
                                       Of
                                 CAPITAL STOCK
                                   Issued to

                           ---------------------------

                                     Dated

                             ----------------------

  The Corporation has more than one class of stock authorized to be issued. The
Corporation will furnish without charge to each stockholder upon written request
 a copy of the full text of the preferences, voting powers, qualifications, and
special and relative rights of the shares of each class of stock (and any series
     thereof) authorized to be issued by the Corporation as set forth in the
  Certificate of Incorporation of the Corporation and amendments thereto filed
              with the Secretary of State of the State of Delaware.

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