Document:

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                              EMPLOYMENT AGREEMENT

         This Agreement has been made and entered into this 16th day of October,
1998, between APPOINTNET, INC., a Pennsylvania corporation having its principal
place of business at 234 N. Columbus Avenue, Philadelphia, PA 19106 (the
"Company"), and Richard Liebman, an individual having an address of 120 Adrienne
Lane, Wynnewood, PA 19096 (the "Executive").

                              W I T N E S S E T H:
                              - - - - - - - - - -

         WHEREAS, the Company desires to employ the Executive as Chief Financial
Officer ("CFO"), and the Executive desires to accept that position subject to
the provisions of this Agreement.

         NOW THEREFORE, in consideration of the mutual covenants contained
herein, and intending to be legally bound hereby, the parties hereto agree as
follows:

         1.  Employment. The Company hereby offers, and the Executive hereby
accepts, employment as CFO of the Company upon the terms and conditions set
forth herein.

         2.  Length of Employment.

             (a) Term. The Executive's employment as CFO of the Company shall
commence as of the date hereof (the "Commencement Date"), and shall expire at
the close of business on the second anniversary of the Commencement Date, unless
earlier terminated pursuant to the provisions hereof (the "Term").

             (b) Extended Term.

                 (i) The Term shall automatically be extended for successive one
year periods commencing on the second anniversary of the Commencement Date and
each anniversary thereafter, unless either party elects not to so extend by
giving the other written notice, at least one-hundred-twenty (120) days prior
to any such anniversary of the Commencement Date, of its or his intention to
terminate the employment provided hereby at the next anniversary of the
Commencement Date.

                 (ii) In the event the Executive elects not to extend his
employment pursuant to subsection (i) of this Section 2(b):

                      (A) the Executive shall continue to perform his duties
hereunder until the end of such term; and

                      (B) the Company shall continue to pay the Executive on the
normal payment dates, all salary, compensation and benefits provided for under
this Agreement through the end of such term.

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                 (iii) In the event the Company elects not to extend the
Executive's employment pursuant to subsection (i) of this Section 2(b):

                      (A) the Executive shall be entitled to cease working as of
the date of his receipt of written notice of the Company's election not to
extend the Executive's employment; and

                      (B) the Company shall continue to pay the Executive, in
accordance with normal payroll practices, all salary compensation and benefits
provided for under this Agreement through the end of such term.

         3.  Compensation and Allowances.

             (a) Base Salary.

                 (i) The Company shall pay the Executive an initial annual base
salary of $120,000.00 (the "Initial Base Salary").

                 (ii) Fees and the base salary shall be payable in convenient
installments, as determined by the Company, but not less frequently than
monthly.

                 (iii) The Executive's base salary shall be reviewed each year
of the Term and may be increased, but not decreased, by the Board of Directors
of the Company (the "Board") in its sole discretion.

             (b) Necessary Items. The Company shall furnish office space,
equipment, secretarial and other support, supplies and items necessary or proper
in order that the Executive may perform his duties hereunder.

             (c) Reimbursement of Expenses. The Company shall reimburse the
Executive within 15 days of the presentation to the Company of receipts for the
reasonable expenses and disbursements he incurs in the course of the performance
of his duties hereunder; provided, however, that all expenses in excess of $250
must be preapproved by the Company in order for Executive to be entitled to
reimbursement.

             (d) Perquisites. The Executive shall be entitled to those
perquisites commensurate with his position as are approved by the Board and made
available to similarly situated employees of the Company.

             (e) Fringe Benefits. On the Commencement Date, the Executive shall
be entitled to participate in the Company's welfare and fringe benefit plans and
programs made available to senior executives of the Company at no additional
cost to Executive. No plan or program made available to senior executives of the
Company shall specifically exclude the Executive. As of the date hereof, such
plans and programs only include family health insurance coverage. While nothing
contained herein shall be construed as an obligation of the Company to offer any
additional plans or programs beyond family health insurance coverage, in the
future the Company may offer, among other items, an employee stock option plan.

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             (f) Bonus. During each year of the Executive's employment, the
Board will conduct a review of the performance of the Executive's duties
hereunder in order to determine whether the Executive shall be entitled to
receive any bonus. Any such bonus will be based upon the overall profits of the
Company, the Executive's effectiveness in performing his duties hereunder and
any other considerations deemed relevant to the Board. Nothing contained in this
Agreement (nor the payment of any previous bonus) shall be construed as an
obligation on the part of the Company to pay any bonus.

             (g) Vacations. The Executive may take a maximum of 15 business days
vacation each calendar year, all at times to be determined in the manner most
convenient to the Executive and the business of the Company.

             (h) Additional Compensation. The Executive shall be granted stock
options to purchase 240,000 shares of common stock of the Company at $1.25 per
share vesting ratably over 36 months from the Commencement Date of this
Agreement. In addition, the Executive shall be issued a warrant to purchase
60,000 shares of common stock of the Company at an exercise price of $.01 per
share, fully exercisable six months flowing the Commencement Date of this
Agreement.

         4.  Duties. The Executive shall perform all duties consistent with the
position of CFO of the Company, as well as any other duties which are reasonably
assigned to him by the Board and the President of the Company. The Executive
shall report to such single officer of the Company as is designated by the
Board.

         5.  Extent of Services. During the term hereof, the Executive shall
devote his full time, efforts and attention during business hours to the benefit
and business of the Company.

         6.  Termination of Employment.

             (a) Death. All rights and benefits of the Executive under this
Agreement shall terminate automatically upon his death (other than rights
accrued prior to that date). The Company shall pay to the estate of the
Executive such salary as would have been payable to the Executive up to the date
of his death and will pay any bonus compensation which would otherwise have been
payable to the Executive with respect to the year of his death.

             (b) Permanent Disability. This Agreement shall terminate upon the
Executive's permanent disability by the Company's giving the Executive at least
thirty days written notice of such termination.

                 (i) The term "permanent disability" as used in this Agreement
shall mean the inability of the Executive, as determined by the Company's
physician (who shall be reasonably approved by the Executive), by reason of
physical or mental disability, to substantially perform the duties required of
him under this Agreement for a period of ninety days in any one-year period.

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                 (ii) Successive periods of disability, illness or incapacity
will be considered separate periods unless the later period of disability,
illness or incapacity is due to the same or related cause and commences less
than nine months from the ending of the previous period of disability.

             (c) Termination by the Company without Good Cause.

                 (i) Notwithstanding any other provision hereof to the contrary,
the Company may terminate this Agreement and the employment of the Executive
hereunder upon written notice to the Executive.

                 (ii) If the Executive is terminated pursuant to this Section
6(c), the Company shall

                      (A) pay the Executive (1) any salary earned but not paid
to the date of such termination, (2) any benefits earned or accrued as of the
date of such termination and (3) a sum equal to 180 days base salary, which
shall be payable to the Executive in accordance with the Company's normal
payroll practices; and

                      (B) continue to provide to the Executive the family health
insurance coverage which was being provided to the Executive as of the date of
such termination for a period of ninety (90) days commencing on the date of such
termination.

             (d) Termination by the Company with Good Cause.

                 (i) The Company may terminate this Agreement and the employment
of the Executive hereunder upon written notice for good cause as defined below.

                 (ii) The term "good cause" as used herein shall include, but
not be limited to any of the following as applied to the Executive: (A)
conviction of any felony; (B) physical dependence on alcohol or illegal drugs;
(C) continued or habitual failure to perform the material duties required by
this Agreement; (D) an act of dishonesty, moral turpitude, breach of trust or
other improper conduct resulting or intended to result principally, directly or
indirectly, in significant personal gain or enrichment at the expense of the
Company or which is otherwise materially harmful to the Company; or (E) a
material breach of this Agreement. The right of the Company to terminate this
Agreement pursuant to clause (E) of the preceding sentence shall not become
effective if the breach by the Executive, other than a breach of the provisions
of Section 7, is cured within thirty days of written notification of such breach
from the Company.

                 (iii) If the Executive is terminated pursuant to this Section
6(d), the Company shall pay the Executive any salary earned but not paid to the
date of such termination.

             (e) Termination by the Executive. The Executive may terminate this
Agreement and his employment hereunder upon thirty days prior written notice to
the Company (i) if the Executive's duties or authority are materially changed

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without the prior consent of the Executive, (ii) if the Company, its officers,
directors, employees or agents materially interfere with the Executive's ability
to perform his duties hereunder or (iii) upon the material breach of this
Agreement by the Company. The right of the Executive to terminate this Agreement
pursuant to clause (ii) or (iii) of the preceding sentence shall not become
effective if the interference or breach, as the case may be, by the Company is
cured within 30 days of written notification of such interference or breach, as
the case may be, from the Executive.

             (f) No Duty to Mitigate. Any compensation provided to the Executive
pursuant to this Agreement shall be payable regardless of whether the Executive
obtains employment after the termination of this Agreement; provided, however,
that in the event the Executive obtains employment after the termination of this
Agreement and receives family health insurance coverage in connection with such
employment which is substantially similar to that being provided to the
Executive hereunder, the Company shall no longer be obligated to provide family
health insurance coverage to the Executive hereunder.

         7.  Noncompetition, Trade Secrets, Etc.

             (a) During the term of the Executive's employment and for twenty
four (24) months after the termination or expiration thereof, (i) the Executive
shall not directly or indirectly induce or attempt to influence any employee or
independent contractor of the Company to terminate his employment with the
Company and (ii) the Executive shall not (A) solicit or (B) provide (as a
principal, partner, director, officer, agent, employee, consultant or otherwise)
any services which are competitive with those services which the Company has
previously provided, is currently providing, or plans (within the Executive's
knowledge) to provide or has begun the development to provide within the
following 12 months, at the time of the termination of the Executive's
employment to, any existing or former client or customer of the Company (or any
affiliate of such existing or former client or customer).

         As used herein, the phrase "within the Executive's knowledge" or the
like shall mean the actual knowledge of the Executive together with any and all
information which should reasonably be known by the Executive given his position
with the Company.

             (b) During the term of the Executive's employment and for six (6)
months after the expiration of the Executive's employment or the termination of
the Executive's employment in the event such termination is either by the
Executive with or without good cause or by the Company for good cause, the
Executive shall not engage in (as a principal, partner, director, officer,
agent, employee, consultant or otherwise) or be financially interested in any
business operating within any state, territory or foreign jurisdiction in which
the Company is then conducting (or in which the Company has definite plans to
conduct) any business which is in competition with business activities carried
on by the Company, or being definitely planned by the Company, at the time of
the termination of the Executive's employment. However, nothing contained in
this Section 7(b) shall prevent the Executive from holding for investment not
more than two percent (2%) of any class of equity securities of a company whose
securities are traded on a national securities exchange or national interdealer
quotation system.

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             (c) All books, cards, records, accounts, files, notes, memoranda,
computer files, disks and records, patents, trademarks, tradenames, copyrights,
advertising, sales, manufacturers' and other materials or articles or
information, including without limitation data processing reports, customer
sales analyses, invoices, price lists or information, samples, or any other
materials or data of the Company are and shall remain the sole and confidential
property of the Company and shall be kept on the premises of the Company
whenever reasonably possible; if the Company requests the return of such
materials at any time during or at or after the termination of the Executive's
employment, the Executive shall immediately deliver the same to the Company,
together with any notes, memoranda, copies, reproductions, extracts and
summations of or regarding the aforesaid materials. As used in this Section 7(c)
and Section 7(d) below, the term "Company" shall include the Company's
subsidiaries and affiliates.

             (d) During the term of the Executive's employment and at all times
thereafter, the Executive shall not use for the Executive's personal benefit, or
disclose, communicate or divulge to, or use for the direct or indirect benefit
of any person, firm, association or entity other than the Company any records,
programs, methods, policies, techniques, trade secrets, patterns, devices,
procedures, processes, compilations of information, employee information
(including wages, benefits and duty descriptions) research or development
projects or results, names and addresses of customers or clients, data on or
relating to past, present or prospective (within the Executive's knowledge)
customers or clients or any other confidential information relating to or
dealing with the business operations or activities of the Company, made known to
the Executive or learned or acquired by the Executive while in the employ of the
Company.

             (e) Any and all writings, inventions, improvements, processes,
procedures and/or techniques which the Executive may make, conceive, discover or
develop, either solely or jointly with any other person or persons, at any time
while the Executive is in the employ of the Company, whether during working
hours or at any other time and whether at the request or upon the suggestion of
the Company or otherwise, which relate to or are useful in connection with any
business now or hereafter carried on or known by the Executive to be
contemplated by the Company, including developments or expansions of its present
fields of operations, shall be the sole and exclusive property of the Company.
The Executive shall make full disclosure to the Company of all such writings,
inventions, improvements, processes, procedures and techniques, and shall do
everything reasonably necessary or desirable to vest the absolute title thereto
in the Company, at the Company's expense. The Executive shall write and prepare
all specifications and procedures regarding such inventions, improvements,
processes, procedures and techniques and otherwise aid and assist the Company so
that the Company can prepare and present applications for copyright or Letters
Patent therefor and can secure such copyright or Letters Patent wherever
possible, as well as reissues, renewals, and extensions thereof, and can obtain
the record title to such copyright or patents so that the Company shall be the
sole and absolute owner thereof in all countries in which it may desire to have
copyright or patent protection. The Executive shall not be entitled to any
additional or special compensation or reimbursement regarding any and all such
writings, inventions, improvements, processes, procedures and techniques.

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             (f) The Executive acknowledges that the restrictions contained in
subsections (a) through (e) of this Section 7 do not impose an undue hardship on
the Executive and will not act as a bar to the Executive's sole means of support
and, in view of the nature of the business in which the Company is engaged, are
reasonable and necessary in order to protect the legitimate interests of the
Company, and that any violation thereof would result in irreparable injuries to
the Company, and the Executive therefore acknowledges that, in the event of the
Executive's violation of any of these restrictions, the Company shall be
entitled to obtain from any court of competent jurisdiction preliminary and
permanent injunctive relief as well as damages and an equitable accounting of
all earnings, profits and other benefits arising from such violation, which
rights shall be cumulative and in addition to any other rights or remedies to
which the Company may be entitled.

         8.  Compliance with other Agreements. The Executive represents to the
Company that the execution of this Agreement by him and the performance of his
obligations hereunder will not conflict with or result in the breach of any
provision of, or constitute a default under, any other agreement or undertaking
to which the Executive is a party or by which the Executive is or may be bound.

         9.  Binding Effect; Assignment. The rights and obligations of the
Company under this Agreement shall inure to the benefit of and be binding upon
its successors and assigns. Accordingly, this Agreement shall not terminate by
the voluntary or involuntary dissolution of the Company or by any merger,
including one where the Company is not the surviving or resulting corporation,
or upon any transfer of all or substantially all of the business or assets of
the Company. In the event of such merger or transfer, the provisions of this
Agreement shall be binding on and shall insure to the benefit of the surviving
entity or the entity to which such business or assets shall be transferred. This
Agreement is a personal employment contract and the rights, obligations and
interests of the Executive hereunder may not be sold, assigned, pledged,
hypothecated or otherwise transferred to any other person.

         10. Notice. Any notice herein required or permitted to be given shall
be in writing and may be delivered by facsimile, nationally recognized courier
or sent by United States mail and shall be deemed to have been given (i) upon
receipt, if delivered by facsimile transmission on or prior to 5:00 p.m. local
time (or on the next business day, if delivered by facsimile after 5:00 p.m.
local time) or sent by courier or (ii) three (3) business days after being
deposited and properly addressed in the United States mail, certified, with
postage pre-paid.

         11. Whole Agreement; Amendments. This Agreement sets forth all of the
agreements, representations, warranties and conditions of the parties hereto
with respect to the subject matter hereof, and supersedes all prior or
contemporaneous agreements, representations, warranties and conditions. No
alteration, amendment, modification or waiver of any of the terms or provisions
hereof, and no future representation or warranty by either party with respect to
this transaction, shall be valid or enforceable unless the same be in writing
and signed by the party against whom enforcement of same is sought.

         12. Authority. The Company represents and warrants that it (and the
undersigned officers of the Company) has full power, authority and legal right
to execute and deliver this Agreement pursuant to the terms hereof, and to keep

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and observe all of the terms and provisions of this Agreement on the Company's
part to be observed and performed. The Company warrants that this Agreement is a
valid and enforceable obligation of the Company according to the terms hereof.

         13. Headings. The headings of the sections of this Agreement are for
convenience only and have no meaning with respect to this Agreement or the
rights or obligations of the parties hereto.

         14. Governing Law. This Agreement shall be governed by and determined
in accordance with the laws of the Commonwealth of Pennsylvania.

         15. Survival. The agreements and covenants of the Company and the
Executive contained in Sections 6 and 7 hereof shall survive the termination of
this Agreement.

         16. Severability. If any provision of this Agreement is held illegal,
invalid or unenforceable, such illegality, invalidity, or unenforceability shall
not affect any other provision hereof. Such provision and the remainder of this
Agreement shall, in such circumstances, be modified to the extent necessary to
render enforceable the remaining provisions hereof.

         17. Counterparts. This Agreement may be executed in counterparts, all
of which taken together shall constitute one and the same instrument.

         18. Joint Participation in Drafting. Each party to this Agreement
participated in its drafting. As such, the language used herein shall be deemed
to be the language chosen by the parties hereto to express their mutual intent.

         19. Acknowledgment. Each party acknowledges that it has read this
Agreement, that such party understands the implications of the restrictions
contained herein and that such party has been afforded the opportunity to
discuss this Agreement with counsel of its choice.

                                              APPOINTNET, INC.

                                              By: /s/ Richard A. Rasansky
                                                  ------------------------------
                                                  Richard A. Rasansky, President

                                                 /s/ Richard Liebman
                                                 -------------------------------
                                                 Richard Liebman

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                                    FORM OF
                       DIRECTOR INDEMNIFICATION AGREEMENT

                  INDEMNIFICATION AGREEMENT (this "Agreement"), made as of
_______________, by and between eCal Corporation, a Pennsylvania corporation
(the "Company"), and __________ (the "Indemnitee"), a director of the Company.

                  WHEREAS, the Indemnitee will serve or is currently serving as
a director of the Company, may also be serving as an officer and/or a director
of one or more affiliates of the Company, and in such capacities has rendered
and will render valuable services to the Company;

                  WHEREAS, the Company desires to provide Indemnitee with
adequate protection against various legal risks and potential liabilities to
which he may become subject due to his position with the Company and its
affiliates; and

                  WHEREAS, in order to induce and encourage highly experienced
and capable persons such as the Indemnitee to serve as a director of the
Company, the Board of Directors has determined, after due consideration and
investigation of the terms and provisions of this Agreement and the various
other options available to the Company and the Indemnitee in lieu hereof, that
this Agreement is not only reasonable and prudent, but necessary to promote the
best interests of the Company.

                  NOW, THEREFORE, in consideration of the premises and mutual
agreements hereinafter set forth, and other good and valuable consideration, the
receipt of which hereby is acknowledged, and in order to induce the Indemnitee
to serve as a director of the Company and, at the Company's request, of certain
affiliates, the Company and the Indemnitee hereby agree as follows:

                  1. Definitions. As used in this Agreement:

                           The term "Change in Control" shall mean a change in
         control of the Company of a nature that would be required to be
         reported in response to Item 5(f) of Schedule 14A of Regulation 14A (or
         in response to any similar item on any similar schedule or form)
         promulgated under the Securities Exchange Act of 1934, as amended, and
         the rules and regulations promulgated thereunder (collectively, the
         "Act"), whether or not the Company is then subject to such reporting
         requirement; provided, however, that, without limitation, such a Change
         in Control shall be deemed to have occurred (irrespective of the
         applicability of the initial clause of this definition) if (i) after
         the date hereof a "person" (as such term is used in Sections 13(d) and
         14(d) of the Act, but excluding any employee benefit or welfare plan or
         employee stock plan of the Company or any subsidiary of the Company, or
         any entity organized, appointed, established or holding securities of
         the Company with voting power for or pursuant to the terms of any such
         plan) becomes the "beneficial owner" (as defined in Rule 13d-3 under
         the Act), directly or indirectly, of securities of the Company
         representing 50.1% or more of the combined voting power of the
         Company's then outstanding securities without the prior approval of at
         least two-thirds of the members of the Board of Directors of the
         Company in office immediately prior to such person's attaining such
         interest; or (ii) the Company is a party to a merger, consolidation,
         sale of assets or other reorganization, or a proxy contest, as a
         consequence of which members of the Board of Directors in office
         immediately prior to such transaction or event constitute less than a
         majority of the Board of Directors thereafter, unless such transaction
         was approved by at least two-thirds of the members of the Board of
         Directors.

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                           The term "Board of Directors" shall mean the Board of
         Directors of the Company.

                           The term "Disinterested Director," with respect to
         any request by the Indemnitee for indemnification hereunder, shall mean
         a director of the Company who neither is nor was a party to the
         Proceeding in respect of which indemnification is being sought by the
         Indemnitee.

                           The term "Expenses" shall mean, without limitation,
         reasonable expenses of Proceedings, including attorneys' fees,
         disbursements and retainers, accounting and witness fees, expenses
         related to the preparation or service as a witness, travel and
         deposition costs, expenses of investigations, judicial or
         administrative proceedings and appeals, amounts paid in settlement of a
         Proceeding by or on behalf of the Indemnitee provided such settlement
         was approved by the Company, which approval shall not be unreasonably
         withheld, costs of attachment or similar bonds and any expenses of
         attempting to establish or establishing a right to indemnification
         pursuant to this Agreement, under applicable law or otherwise. The term
         "Expenses" shall not include the amount of judgments, fines or
         penalties, or excise taxes or other amounts assessed with respect to
         any employee benefit plan, which are actually levied against or
         sustained by the Indemnitee.

                           The term "Independent Legal Counsel" shall mean any
         firm of attorneys (a) selected by lot from a list consisting of firms
         which meet minimum size criteria and other reasonable criteria
         established by the Board of Directors of the Company, so long as such
         firm has not represented the Company, the Indemnitee, any entity
         controlled by the Indemnitee, or any party adverse to the Company, the
         Indemnitee or any entity controlled by the Indemnitee, within the
         preceding five (5) years, and (b) reasonably acceptable to the
         Indemnitee. Notwithstanding the foregoing, the term "Independent Legal
         Counsel" shall not include any person who, under applicable standards
         of professional conduct then prevailing, would have a conflict of
         interest in representing either the Company or the Indemnitee in an
         action to determine the Indemnitee's right to indemnification under
         this Agreement, applicable law or otherwise.

                           The term "Other Enterprises" shall mean a corporation
         (other than the Company), and including, without limitation, any
         subsidiary and any partnership, joint venture, trust, employee benefit
         plan or other enterprise for which the Indemnitee is or was serving as
         a director, officer, employee, trustee, fiduciary, advisor or agent at
         the request of the Company.

                           The term "Proceeding" shall mean any threatened,
         pending or completed action, suit, arbitration, alternate dispute
         resolution mechanism, or any other proceeding (including, without
         limitation, an appeal therefrom), formal or informal, whether brought

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         in the name of the Company or otherwise, whether of a civil, criminal,
         administrative or investigative nature, whether by, in or involving a
         court or an administrative, other governmental or private entity or
         body (including, without limitation, an investigation by the Company or
         its Board of Directors), and as to which the Indemnitee was or is a
         party or threatened to be made a party or was or is otherwise involved
         in by reason of (i) the fact that the Indemnitee is or was an officer
         or a director of the Company, or is or was serving at the request of
         the Company as a director, officer, employee, trustee, fiduciary,
         advisor or agent of an Other Enterprise, or was a director, officer,
         employee, trustee, fiduciary, advisor or agent of a corporation which
         was a predecessor corporation of the Company or of another enterprise
         at the request of such predecessor corporation, whether or not he or
         she is serving in such capacity at the time any liability or expense is
         incurred for which indemnification or reimbursement is to be provided
         under this Agreement, including, without limitation, any such
         Proceeding arising out of or related to any act or omission of the
         Indemnitee in connection with the business of the Company or any of the
         Other Enterprises prior to, at the time of or subsequent to the date
         hereof, or (ii) the Indemnitee attempting to establish or establishing
         a right to indemnification pursuant to this Agreement, applicable law
         or otherwise.

                           The phrase "serving at the request of the Company"
         shall include, without limitation, (i) any service as an officer,
         director, employee, or agent which imposes duties on, or involves
         services by, such officer or director with respect to the Company or
         any Other Enterprise, and (ii) any service as an officer, director,
         employee or agent of a corporation which was a predecessor corporation
         of the Company or of an Other Enterprise at the request of such
         predecessor corporation.

                  2. Services by the Indemnitee. The Indemnitee agrees to
continue to serve as a director of the Company for so long as he or she is duly
elected and qualified, appointed or until such time as he or she tenders his or
her resignation in writing or is removed as an officer and/or a director;
provided, however, that the Indemnitee may at any time and for any reason resign
from such positions.

                  3. Proceeding Other Than a Proceeding By or In the Right of
the Company. The Company shall indemnify the Indemnitee if the Indemnitee was or
is a party to or threatened to be made a party to or was or is otherwise
involved in any Proceeding (other than a Proceeding by or in the right of the
Company to procure a judgment in its favor), by reason of the fact that the
Indemnitee was or is a director of the Company, or was or is serving at the
request of the Company as a director, officer, employee, trustee, fiduciary,
advisor or agent of an Other Enterprise, or was a director, officer, employee,
trustee, fiduciary, advisor or agent of a corporation which was a predecessor
corporation of the Company or of another enterprise at the request of such
predecessor corporation, against all Expenses, judgments, fines and penalties
which are actually incurred by the Indemnitee in connection with such a
Proceeding, to the fullest extent permitted by applicable law and the Company's
Articles of Incorporation, as amended, and the Company's By-Laws, as amended,
and subject in each case to Paragraph 7 below; provided, that any settlement of
a Proceeding be approved in advance in writing by the Company and the
Indemnitee, except that the Indemnitee's approval shall not be required for a
settlement of a Proceeding that is limited to the payment of money only and a
full release of the Indemnitee and that does not impose any penalty or
limitation on or otherwise adversely affect the Indemnitee.

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                  4. Proceedings By or In the Right of the Company. The Company
shall indemnify the Indemnitee if the Indemnitee was or is a party to or
threatened to be made a party to or was or is otherwise involved in any
Proceeding by or in the right of the Company to procure a judgment in its favor
by reason of the fact that the Indemnitee was or is an officer or a director of
the Company, or was or is serving at the request of the Company as a director,
officer, employee, trustee, fiduciary, advisor or agent of an Other Enterprise,
or was a director, officer, employee, trustee, fiduciary, advisor or agent of a
corporation which was a predecessor corporation of the Company or of another
enterprise at the request of such predecessor corporation, against all Expenses,
judgments, fines and penalties, which are actually incurred by the Indemnitee in
connection with such a Proceeding, to the fullest extent permitted by applicable
law and the Company's Articles of Incorporation, as amended, and the Company's
By-Laws, as amended, and subject in each case to Paragraph 7 below.
Notwithstanding the foregoing, indemnification shall not be made in respect of
any claim, issue or matter in such a Proceeding as to which the Indemnitee shall
have been adjudged to be liable to the Company if applicable law prohibits such
indemnification; provided, however, indemnification shall be made by the Company
in such event if, and to the extent that, a court of competent jurisdiction, or
the court in which such Proceeding shall have been brought or is pending, shall
determine that indemnification is appropriate under the circumstances.

                  5. Indemnification for Costs, Charges and Expenses of Witness
or Successful Party. Notwithstanding any other provision of this Agreement
(except as set forth in Paragraph 9 hereof), and without a requirement for a
determination as required by Paragraph 8 hereof, to the extent that the
Indemnitee (a) has prepared to serve or has served as a witness in any
Proceeding in any way relating to the Company or any of the Company's
subsidiaries, affiliates, employee benefit plans, such plan's participants or
beneficiaries or any Other Enterprise, or in any way relating to anything done
or not done by the Indemnitee as an officer or a director of the Company, as a
director, officer, employee, trustee, fiduciary, advisor or agent of an Other
Enterprise, or as a director, officer, employee, trustee, fiduciary, advisor or
agent of a corporation which was a predecessor corporation of the Company or of
another enterprise at the request of such predecessor corporation, or (b) has
been successful in the defense of any Proceeding or in the defense of any claim,
issue or matter therein, on the merits or otherwise, including the dismissal of
a Proceeding without prejudice or the settlement of a Proceeding without an
admission of liability, the Indemnitee shall be indemnified against all Expenses
actually incurred by the Indemnitee in connection therewith to the fullest
extent permitted by applicable law and the Company's Articles of Incorporation,
as amended, and the Company's By-Laws, as amended, subject in each case to
Paragraph 7 below.

                  6. Partial Indemnification. If the Indemnitee is entitled
under any provision of this Agreement to indemnification by the Company for a
portion of the Expenses, judgments, fines or penalties, or excise taxes or other
amounts assessed with respect to any employee benefit plan, which are actually
incurred by him or her in the investigation, defense, appeal or settlement of
any Proceeding, but not, however, for the total amount of his or her Expenses,
judgments, fines or penalties, or excise taxes or other amounts assessed with
respect to any employee benefit plan, then the Company shall nevertheless
indemnify the Indemnitee for the portion of such Expenses, judgments, fines,
penalties, or excise taxes or other amounts to which the Indemnitee is entitled.

                                       4
<PAGE>

                  7. Advances of Expenses. The Expenses incurred by the
Indemnitee in any Proceeding shall be paid promptly by the Company at the time
incurred in advance of the final disposition of the Proceeding at the written
request of the Indemnitee to the fullest extent permitted by applicable law and
the Company's Articles of Incorporation, as amended, and the Company's By-Laws,
as amended; provided, that the Indemnitee shall set forth in such request
reasonable evidence that such Expenses have been incurred by the Indemnitee in
connection with such Proceeding, a statement that such Expenses do not relate to
any matter described in subparagraph 9(a) of this Agreement, and an undertaking
in writing to repay any advances of Expenses (a) if it is ultimately determined
as provided in subparagraph 8(b) of this Agreement that the Indemnitee is not
entitled to indemnification for such Expenses under this Agreement, or (b) upon
reimbursement or other payment to the Indemnitee under any applicable insurance
policy of the Expenses so advanced. The undertaking required by this Paragraph 7
shall be an unlimited general obligation of the Indemnitee, but shall not be
secured by any collateral or made with reference to the financial ability of the
Indemnitee to make repayment.

                  8. Indemnification Procedure: Determination of Right to
Indemnification.

                           (a) Promptly after receipt by the Indemnitee of
notice of the commencement of any Proceeding (the receipt of which shall be
conclusively presumed if the Indemnitee is served with or has actual knowledge
of any citation, summons, complaint, indictment or any other similar documents
relating to such Proceeding), the Indemnitee shall, if a claim for
indemnification or advances in respect thereof is to be made against the Company
under this Agreement, notify the Company of the commencement thereof in writing
(which notice shall be addressed to the President of the Company). The omission
to so notify the Company will not relieve the Company from any liability which
the Company may have to the Indemnitee under this Agreement unless the Company
shall have lost significant substantive or procedural rights with respect to the
defense of any Proceeding as a result of such omission to so notify.

                           (b) The Indemnitee shall be presumed to have met the
relevant standards of conduct, if any, as defined by the law of the state of the
Company's organization, for indemnification, and shall be absolutely entitled to
such indemnification unless a reasonable and good faith determination is made
that the Indemnitee has not met such standards of conduct (i) by the Board of
Directors by a majority vote of a quorum consisting of Disinterested Directors,
(ii) by the shareholders of the Company by a majority vote of a quorum thereof,
(iii) by Independent Legal Counsel as set forth in a written opinion, provided,
that (A) a quorum of Disinterested Directors is not obtainable or (B) the Board
of Directors of the Company by a majority vote of a quorum thereof consisting of
Disinterested Directors so directs, or (iv) by a court of competent
jurisdiction; provided, however, that if a Change of Control shall have occurred
and the Indemnitee so requests in writing, such determination shall be made only
by a court of competent jurisdiction.

                           (c) If a claim for indemnification or advancement of
Expenses under this Agreement is not paid by the Company within sixty (60) days
after receipt by the Company of written notice thereof, the rights provided by
this Agreement shall be enforceable by the Indemnitee in any court of competent

                                       5
<PAGE>

jurisdiction. Such judicial proceeding shall be made de novo. The burden of
proving that indemnification or advances is not appropriate shall be on the
Company. Neither the failure of the directors or shareholders of the Company or
Independent Legal Counsel to have made a determination prior to the commencement
of such action that indemnification or advances is proper in the circumstances
because the Indemnitee has met the applicable standard of conduct, if any, nor
an actual determination by the directors or stockholders of the Company or
Independent Legal Counsel that the Indemnitee has not met the applicable
standard of conduct shall be a defense to an action by the Indemnitee or create
a presumption for the purpose of such an action that the Indemnitee has not met
the applicable standard of conduct. The termination of any Proceeding by
judgment, order, settlement or conviction, or upon a plea of nolo contendere or
its equivalent, shall not, of itself, (i) create a presumption that the
Indemnitee did not act in good faith and in a manner which he or she reasonably
believed to be in the best interests of the Company and/or its shareholders or,
with respect to any criminal Proceeding, that the Indemnitee had reasonable
cause to believe that his or her conduct was unlawful, or (ii) otherwise
adversely affect the rights of the Indemnitee to indemnification or advances
under this Agreement, except in each case as may be provided herein. The Company
further agrees to stipulate in any such judicial proceeding that the Company is
bound by all the provisions of this Agreement.

                           (d) If a court of competent jurisdiction shall
determine that the Indemnitee is entitled to any indemnification or advances
hereunder, the Company shall pay all Expenses actually incurred by the
Indemnitee in connection with such adjudication (including, but not limited to,
any appellate proceedings). The Indemnitee's Expenses incurred in connection
with any Proceeding concerning his or her right to indemnification or advances
in whole or in part pursuant to this Agreement shall also be indemnified by the
Company pursuant to this Agreement; provided, however, that nothing in this
clause (d) shall limit or diminish in any respect the Company's obligations to
advance Expenses pursuant to Paragraph 7 above.

                           (e) With respect to any Proceeding for which
indemnification or advances are requested, the Company will be entitled to
participate therein at its own expense and, except as otherwise provided below,
to the extent that it may wish, the Company may assume the defense thereof, with
counsel reasonably acceptable to the Indemnitee. After notice from the Company
to the Indemnitee of its election to so assume the defense of a Proceeding, the
Company will not be liable to the Indemnitee under this Agreement for any
Expenses subsequently incurred by the Indemnitee in connection with the defense
thereof, other than as provided below. The Company shall not settle any
Proceeding in any manner which would impose any penalty or limitation on or
otherwise adversely affect the Indemnitee without the Indemnitee's written
consent. The Indemnitee shall have the right to employ his or her own counsel in
any Proceeding, but the fees and expenses of such counsel incurred after notice
from the Company of its assumption of the defense of the Proceeding shall be at
the expense of the Indemnitee, unless (i) the employment of counsel by the
Indemnitee has been authorized by the Company, or (ii) the Indemnitee provides
the Company with an opinion of counsel reasonably satisfactory to the Company
that there is likely to be a conflict of interest between the Company and the
Indemnitee in the conduct of the defense of a proceeding, or (iii) the Company
shall not in fact have employed counsel reasonably acceptable to the Indemnitee
to assume the defense of a Proceeding, in each of which cases the fees and
expenses of the Indemnitee's counsel shall be advanced by the Company pursuant
to the terms of Paragraph 7 above.

                                       6
<PAGE>

                  9. Limitations on Indemnification. Notwithstanding anything
contained in this Agreement to the contrary, no payments pursuant to this
Agreement shall be made by the Company:

                           (a) To indemnify or advance funds to the Indemnitee
for (i) Expenses with respect to Proceedings initiated or brought voluntarily by
the Indemnitee or an entity in which the Indemnitee was an officer, director,
employee, owner or agent at the time the claim arose and not by way of defense,
except with respect to Proceedings brought to establish or enforce a right to
indemnification under this Agreement or any other statute or law or otherwise as
required under applicable law, or (ii) Expenses incurred by the Indemnitee in
connection with preparing to serve or serving, prior to a Change in Control, as
a witness in cooperation with any party or entity who or which has threatened or
commenced any action or proceeding against the Company, or any director,
officer, employee, trustee, agent, representative, subsidiary, parent
corporation or affiliate of the Company, but such indemnification or advancement
of Expenses in each such case may be provided by the Company if the Board of
Directors finds it to be appropriate;

                           (b) To indemnify the Indemnitee for any Expenses,
judgments, fines or penalties, which are actually levied against or sustained by
the Indemnitee in any Proceeding for which payment has been actually made to the
Indemnitee under a valid and collectible insurance policy, except in respect of
any excess beyond the amount of payment under such insurance policy; provided,
however, that nothing in this clause (b) shall limit or diminish in any respect
the Company's obligations to advance Expenses pursuant to Paragraph 7 above;

                           (c) To indemnify the Indemnitee for any Expenses,
judgments, fines or penalties, sustained in any Proceeding for an accounting of
profits made from the purchase or sale by the Indemnitee of securities of the
Company pursuant to the provisions of Section 16(b) of the Securities Exchange
Act of 1934, as amended from time to time, or similar provisions of any federal,
state or local statute or regulation;

                           (d) To indemnify the Indemnitee for any Expenses,
judgments, fines or penalties, for which the Indemnitee is indemnified by the
Company otherwise than pursuant to this Agreement and as to which payment has
been actually made to the Indemnitee under such other indemnification
obligations, except in respect of any excess beyond the amount of payment under
such other indemnification obligations; provided, however, that nothing in this
clause (d) shall limit or diminish in any respect the Company's obligations to
advance Expenses pursuant to Paragraph 7 above;

                           (e) To indemnify the Indemnitee for any Expenses,
judgments, fines or penalties, for which the Indemnitee is indemnified, or the
payment of which is guaranteed, by a Company affiliate or another third party
and as to which payment has been actually made to the Indemnitee under such
other indemnification or guaranty obligations, except in respect of any excess
beyond the amount of payment under such other indemnification or guaranty
obligations; provided, however, that nothing in this clause (d) shall limit or
diminish in any respect the Company's obligations to advance Expenses pursuant
to Paragraph 7 above;

                                       7
<PAGE>

                           (f) To indemnify the Indemnitee for any Expenses,
judgments, fines or penalties, on account of the Indemnitee's conduct if such
conduct shall be (i) adjudged to have been knowingly fraudulent or to constitute
willful misconduct or recklessness by a court of competent jurisdiction in a
final determination from which there is no appeal or as to which the applicable
period for appeal has expired or (ii) not to have been in good faith and in a
manner he or she reasonably believed to be in, or not opposed to, the best
interests of the Company; or

                           (g) If a court of competent jurisdiction reaches a
final determination from which there is no appeal or as to which the applicable
period for appeal has expired that any indemnification hereunder is unlawful; or

                  10. Maintenance of Liability Insurance.

                           (a) The Company hereby covenants and agrees that, as
long as the Indemnitee continues to serve as an officer or a director of the
Company and thereafter as long as the Indemnitee may be subject to any possible
Proceeding, the Company, subject to subparagraph 10(c) of this Agreement, shall
promptly obtain and maintain in full force and effect directors' and officers'
liability insurance ("D&O Insurance") in reasonable amounts from established and
reputable insurers.

                           (b) In all D&O Insurance polices, the Company will
use commercially reasonable efforts to have the Indemnitee named as an insured
in such a manner as to provide to the Indemnitee the same rights and benefits as
are accorded to the most favorably insured of the Company's directors and
officers.

                           (c) Notwithstanding the foregoing, the Company shall
have no obligation to obtain or maintain D&O Insurance if the Company
determines, in its sole discretion, that such insurance is not reasonably
available, the premium costs for such insurance are disproportionate to the
amount of coverage provided, or the coverage provided by such insurance is so
limited by exclusions that it provides an insufficient benefit.

                  11. Duration. All agreements and obligations of the Company
contained herein (a) shall be applicable to any period prior to the date hereof
during which the Indemnitee has been an officer and/or a director of the Company
(or (i) a director, officer, employee, trustee, fiduciary, advisor or agent of
an Other Enterprise, or (ii) a director, officer, employee, trustee, fiduciary,
advisor or agent of a corporation which was a predecessor corporation of the
Company or of another enterprise at the request of such predecessor
corporation); (b) shall be applicable to and continue during any period that the
Indemnitee is an officer and/or a director of the Company (or is serving at the
request of the Company as a director, officer, employee, trustee, fiduciary,
advisor or agent of an Other Enterprise) and (c) shall be applicable and
continue thereafter so long as the Indemnitee shall be subject to any possible
Proceeding by reason of the fact that the Indemnitee was an officer or a
director of the Company or serving in any other capacity referred to in this
Paragraph 11.

                                       8
<PAGE>

                  12. Indemnification Hereunder Not Exclusive.

                           (a) The indemnification provided by this Agreement
shall not be deemed exclusive of any other rights to which the Indemnitee may be
entitled under the Articles of Incorporation, as amended, of the Company, the
By-Laws, as amended, of the Company, any agreement, vote of shareholders or
Disinterested Directors, provisions of applicable law, or otherwise, both as to
action in his or her official capacity and as to action in another capacity on
behalf of the Company while holding such office.

                           (b) Except as otherwise expressly provided in
Paragraphs 9(b) and 9(d) above with respect to payments actually made and
received by Indemnitee, the indemnification provided by this Agreement is
provided independently of, and shall not be deemed superseded by, subordinated
to, conditioned on the exercise of rights by the Indemnitee under, or limited or
otherwise affected in any respect by, (i) any D&O Insurance or other insurance
coverage maintained by the Company, any Company affiliate or any other third
party with respect to the Indemnitee's acts or omissions to act, (ii) any
indemnification obligations of the Company other than pursuant to this
Agreement, or (iii) any guaranty or indemnification obligations of any Company
affiliate or other third party with respect to the Indemnitee's acts or
omissions to act or with respect to the Company's performance hereunder.

                  13. Successors and Assigns.

                           (a) This Agreement shall be binding upon, and shall
inure to the benefit of, the Indemnitee and his or her heirs, executors,
administrators and permitted assigns, whether or not the Indemnitee has ceased
to be an officer or director, and the Company and its successors and assigns.
This Agreement may not be assigned by either party without the prior written
consent of the other party hereto.

                           (b) If the Indemnitee is deceased and is entitled to
indemnification under any provision of this Agreement, the Company shall
indemnify the Indemnitee's estate and his or her spouse, heirs, executors,
administrators and assigns against, and the Company shall, and does hereby agree
to, assume any and all Expenses, judgments, fines or penalties, actually and
reasonably incurred by or for the Indemnitee or his or her estate, in connection
with the investigation, defense, appeal or settlement of any Proceeding.

                  14. Subrogation. In the event of payment under this Agreement,
the Company shall be subrogated to the extent of such payment to all of the
rights of recovery of the Indemnitee, who shall execute all documents required
and shall do all acts that may be necessary to secure such rights and to enable
the Company effectively to bring suit to enforce such rights.

                  15. Severability. Each and every paragraph, sentence, term and
provision of this Agreement is separate and distinct so that if any paragraph,
sentence, term or provision thereof shall be held to be invalid, unlawful or
unenforceable for any reason, such invalidity, unlawfulness or unenforceability
shall not affect the validity, lawfulness or enforceability of any other
paragraph, sentence, term or provision hereof. To the extent required, any
paragraph, sentence, term or provision of this Agreement may be modified by a
court of competent jurisdiction to preserve its validity and to provide the
Indemnitee with the broadest possible indemnification permitted under applicable
law.

                                       9
<PAGE>

                  16. Savings Clause. If this Agreement or any paragraph,
sentence, term or provision hereof is invalidated on any ground by any court of
competent jurisdiction, the Company shall nevertheless indemnify the Indemnitee
as to any Expenses, judgments, fines or penalties, or excise taxes or other
amounts assessed with respect to any employee benefit plan, incurred with
respect to any Proceeding to the fullest extent permitted by any (a) applicable
paragraph, sentence, term or provision of this Agreement that has not been
invalidated or (b) applicable provision of applicable law.

                  17. Interpretation; Governing Law. This Agreement shall be
construed as a whole and in accordance with its fair meaning. Headings are for
convenience only and shall not be used in construing meaning. This Agreement
shall be governed and interpreted in accordance with the laws of the
Commonwealth of Pennsylvania.

                  18. Amendments. No amendment, waiver, modification,
termination or cancellation of this Agreement shall be effective unless in
writing signed by each party hereto. The indemnification rights afforded to the
Indemnitee hereby are contract rights and may not be diminished, eliminated or
otherwise affected by amendments to the Articles of Incorporation, as amended,
of the Company, the By-Laws, as amended, of the Company, or by other agreements,
including D&O Insurance policies, of the Company.

                  19. Counterparts. This Agreement may be executed in one or
more counterparts, all of which shall be considered one and the same agreement
and shall become effective when one or more counterparts have been signed by
each party hereto and delivered to the other.

                  20. Notices. Any notice required to be given under this
Agreement shall be directed to the Company at 234 N. Columbus Boulevard,
Philadelphia, PA 19146, Attention: President, and to the Indemnitee at the
address reflected on the books and records of the Company or to such other
address as either shall designate to the other in writing.

                                       10
<PAGE>

                  IN WITNESS WHEREOF, the parties have executed this
Indemnification Agreement as of the date first written above.

                                   eCAL CORPORATION

                                   By:___________________________________
                                         Name:
                                         Title:

                                   INDEMNITEE

                                   By:___________________________________

                                       11

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