Document:

<PAGE>
                                                                  EXHIBIT 10 (O)

                           RESTRICTED STOCK AGREEMENT

          This Restricted Stock Agreement ("Agreement") has been entered into as
of the ___ day of __________, 200__, between Integra Bank Corporation, an
Indiana corporation (the "Company"), and _____________________ ("Participant"),
an [employee/director] of the Company or one of the Company's subsidiaries
pursuant to the Company's 2003 Stock Option and Incentive Plan (the "Plan").

          WHEREAS, the Committee of the Board of Directors of the Company
appointed to administer the Plan (the "Committee") has granted to Participant a
restricted stock award pursuant to the terms and conditions as provided in the
Plan and this Agreement; and

          WHEREAS, the parties desire to set forth the terms and conditions of
the award.

          NOW, THEREFORE, in consideration of the mutual covenants and
agreements contained in this Agreement, the parties hereto agree as follows:

          1. Grant of Award. Subject to the terms and conditions set forth in
the Plan and this Agreement, the Committee hereby grants to Participant an award
of ________ restricted shares (the "Restricted Shares") of the Company's common
stock (the "Common Stock"). The date of the Restricted Share grant (the
"Restricted Share Award Date") shall be _________ __, 200_ (the "Date of
Issue").

          2. Representations of Participant. Participant hereby (a) accepts the
award of Restricted Shares described in paragraph 1, (b) agrees that the
Restricted Shares will be held by him or her and his or her successors subject
to (and will not be disposed of except in accordance with) all of the
restrictions, terms and conditions contained in this Agreement and the Plan, (c)
represents that he is acquiring the Restricted Shares for investment and not
with a view to or for resale or distribution thereof; (d) understands that the
issuance of Restricted Shares has not been registered under the Securities Act
of 1933, as amended, or any applicable state securities laws and that any
transfer or resale of the Restricted Shares will be subject to restriction under
such laws; and (e) agrees that any certificates issued for the Restricted Shares
may bear the following legend or such other legend as the Company, from time to
time, deems appropriate:

          "The transferability of this certificate and the shares represented
          hereby are subject to the terms and conditions (including forfeiture)
          contained in the Integra Bank Corporation 2003 Stock Option and
          Incentive Plan, and an Award Agreement entered into between the
          registered owner and Integra Bank Corporation. Copies of the Plan and
          Award Agreement are on file in the office of the Secretary of Integra
          Bank Corporation."

          3. Vesting. Subject to the terms of the Plan, the number of Restricted
Shares held by Participant set forth below shall become fully vested and
nonforfeitable if he or she still is, and since the date of this Agreement has
continuously been employed by the Company or one of its subsidiaries on the
following dates:
<PAGE>
<TABLE>
<CAPTION>
Years from the
Date of Issue    Number of Shares
--------------   ----------------
<S>              <C>
     One              [_____]
     Two              [_____]
     Three            [_____]
</TABLE>

          4. Restriction Period. Except as otherwise provided in this Agreement
or the Plan, Participant may not sell, assign, transfer, pledge or otherwise
dispose of or encumber any of the Restricted Shares, or any interest therein,
until his rights in such Shares have vested in accordance with this Agreement
(the "Restriction Period"). Any purported sale, assignment, transfer, pledge or
other disposition or encumbrance in violation of this Agreement or the Plan will
be void and of no effect.

          5. Voting and Dividends. Except as provided in this paragraph or the
Plan, with respect to the Restricted Shares, Participant shall have all of the
rights of a shareholder of the Company, including the right (i) to vote the
Restricted Shares and (ii) to receive any cash dividends or other distributions,
whether in cash, property, or stock of another company, paid on any Restricted
Shares during the Restriction Period. Stock dividends and shares issued as a
result of any stock-split, if any, issued with respect to the Restricted Shares
shall be treated as additional Restricted Shares and shall be subject to the
same restrictions and other terms and conditions that apply with respect to, and
shall vest or be forfeited at the same time as, the Restricted Shares with
respect to which such stock dividends or shares are issued.

          6. Forfeiture. Except as provided in the Plan or by the Committee, in
it sole discretion, upon termination of employment with the Company or one of
its subsidiaries Participant shall forfeit all unvested Restricted Shares, and
shall not receive any compensation for such forfeited Restricted Shares.
Participant shall have no further rights as a shareholder of the Company with
respect to the forfeiture, including, without limitation, any right to receive
any distribution payable to shareholders of record on or after the date of such
forfeiture.

          7. Certificates. As soon as practicable after the Restricted Share
Award Date, the Company shall issue stock certificates in respect of the
Restricted Shares which will be registered in Participant's name, and shall bear
whatever legend the Committee shall determine, including, but not limited to,
the legend set forth in paragraph 2. Such certificates shall be held by the
Company pending vesting. To the extent the Restricted Shares become vested, the
Company shall promptly provide Participant (or in the case of his death, his
designated beneficiary) the certificates for the appropriate number of shares of
Common Stock.

          8. Withholding. In connection with the transfer of shares of Common
Stock as a result of the vesting of Restricted Shares, the Company shall have
the right to require Participant to pay an amount in cash sufficient to cover
any tax, including any Federal, state or local income tax, required by any
governmental entity to be withheld or otherwise deducted and paid with respect
to such transfer ("Withholding Tax"), and to make payment to the appropriate
taxing authority of the amount of such Withholding Tax.

                                      -2-
<PAGE>
          9. Tax Election. Participant agrees that he will not make the election
provided for in Section 83(b) of the Code with respect to the Restricted Shares.

          10. Qualification of Rights. Neither this Agreement nor the existence
of the award shall be construed as giving Participant any right to be retained
as a director or employee of the Company or any of its Affiliates.

          11. Plan Controlling. The terms and conditions set forth in the
Agreement are subject in all respects to the terms and conditions of the Plan,
which are controlling. All determinations and interpretations of the Committee
shall be binding and conclusive upon Participant and his or her legal
representatives.

          12. Governing Law. This Agreement shall be governed by and construed
in accordance with the laws of the State of Indiana.

          13. Notices. All notices and other communications required or
permitted under this Agreement shall be written and shall be delivered
personally or sent by registered or certified first-class mail, postage prepaid
and return receipt required, addressed as follows: if to the Company, to the
Company's executive offices in Evansville, Indiana, and if to Participant or his
or her successor, to the address last furnished by Participant to the Company.
Each notice and communication shall be deemed to have been given when received
by the Company or Participant.

          14. No Waiver. The failure of a party to insist upon strict adherence
to any term of this Agreement on any occasion shall not be considered a waiver
thereof or deprive that party of the right thereafter to insist upon strict
adherence to that term or any other term of this Agreement.

                                      -3-
<PAGE>
          IN WITNESS WHEREOF, the Company and Participant have executed this
Agreement as of the day first written above.

                                       INTEGRA BANK CORPORATION

                                       By:
                                           -------------------------------------
                                           Michael T. Vea, Chairman of the Board
                                           and Chief Executive Officer

                                       -----------------------------------------
                                       [Signature of Participant]

                                      -4-<PAGE>
                                                                   Exhibit 10(p)

                                  SUMMARY SHEET
                                       OF
                                2005 COMPENSATION

DIRECTOR COMPENSATION

     Non-employee directors are paid an annual retainer of $24,000 - one-half in
the form of restricted stock issued under the Company's 2003 Stock Option and
Incentive Plan and one-half in cash. The restricted stock will vest in three
equal annual installments beginning on April 20, 2005 or if earlier, in full on
the date he or she is no longer serving as a director. The cash portion of the
annual retainer is paid on a quarterly basis. Further, each non-employee
director acting as chair of a committee is an additional annual retainer of
$1,000. Directors and committee chairs who are employees receive no separate
compensation for Board service. A copy of the 2003 Stock Option and Incentive
Plan is filed as an exhibit to the Company's Annual Report on Form 10-K for the
year ended December 31, 2004 (the "2004 10-K").

     Each non-employee director also receives a cash fee of $900 for each
meeting of the Board of Directors of the Company attended and $600 for each
committee meeting. Directors serving as chairs of committees and the director
designated as the Presiding Independent Director receive an additional annual
cash retainer of $2,000, payable on a quarterly basis. Non-employee directors
who attend seminars or other training sessions are approved in advance by the
Chairman of the Board are paid an additional fee of $900 for each full day spent
in training and reimbursement for travel and other expenses incurred. The
Company provides and/or reimburses directors for accommodations, travel or meals
in connection with attending corporate, board or other authorized functions.
This includes Board of Directors meetings, committee meetings, and Board
retreats. Directors are also reimbursed for travel expenses in associated with
attending Board and Committee meetings.

NAMED EXECUTIVE OFFICERS

     The executive officers of the Company serve at the discretion of the Board
of Directors. The following are the current base salaries for the Company's
Chief Executive Officer and its other most highly compensated executive officers
who will be identified in the Company's proxy statement for the 2005 annual
meeting (the "Named Executive Officers"):

<TABLE>
<S>                                     <C>
Michael T. Vea, Chairman,
President and Chief Executive Officer   $405,000

Archie M. Brown, Executive
Vice-President Commercial and
Consumer Banking                        $246,000

Sheila A. Stoke, Senior
Vice-President, Controller and
Principal Accounting Officer            $102,700

Martin M. Zorn, Executive
Vice-President, Chief Risk Officer
and Secretary                           $235,750
</TABLE>
<PAGE>
     The Compensation Committee of the Board of Directors determines and
approves the compensation payable to the Chief Executive Officer, Chief
Financial Officer, Executive Vice-President - Chief Risk Officer and the
Executive Vice-President - Commercial and Consumer Banking (collectively, the
"Principal Officers"). Each of the Principal Officers is currently a party to an
employment agreement with the Company. Copies of the employment agreements with
the Principal Officers are filed as exhibits to the 2004 10-K. The current
salaries of the Principal Officers are currently based on the terms of their
Employment Agreement and may be increased by action of the Compensation
Committee. Ms. Stoke is not a party to an employment agreement and her salary is
determined by the Chief Executive Officer.

     Messrs. Vea, Brown and Zorn are eligible to receive a cash bonus for
achievement of objective performance targets under the Company's 2003 Executive
Annual and Long-Term Incentive Plan (the "Incentive Plan"). A copy of the
Incentive Plan is filed as an exhibit to the Company's 2004 Report on Form 10-K.
The Compensation Committee established the annual objectives for the 2005 plan
year under Incentive Plan for the following Named Executive Officers: Michael T.
Vea, Archie M. Brown and Martin M. Zorn. The annual objectives for the plan year
ended December 31, 2005 are: earnings per share, credit quality and four to five
individual strategic drivers set for each executive. As provided in the
Incentive Plan, 40% of any bonus earned for the 2005 plan year will be deferred
for payment until completion of the 2006 plan year contingent upon achievement
of certain long-term goals. Ms. Stoke is not a participant in the Incentive
Plan, but is eligible to receive a discretionary bonus determined by the Chief
Executive Officer.

     Each of the Named Executive Officers is eligible to receive awards under
the Company's 2003 stock option and incentive plan ("Stock Plan"). A copy of the
Stock Plan is filed as an exhibit to the 2004 10-K.

     The Company also provides matching contributions to the accounts of the
Named Executive Officers under its Employees 401(k) Plan and pays for term life
insurance for each of the Named Executive Officers.

                                      -2-

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00079-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00079-of-00352.parquet"}]]