Document:

Exhibit 10.1
	 
	English translation for convenience purposes only

 

Gold Lease
Framework Agreement

 

Lease Party: 
Wuhan Branch of Shanghai Pudong Development Bank Co., Ltd (hereinafter as Party A)

Leased Party: 
Wuhan Kingold Jewelry Co.,Ltd    (hereinafter as Party B)

 

Whereas:

Party A agrees to rent substantial gold
to Party B after negotiation. Hereby, both parties sign the framework agreement based on the principles of equality and mutual
benefit, fairness and free will.

Here the “substantial gold”,
“standard gold”, mentioned in the agreement mean the standard gold which can be transacted on the Shanghai Gold Exchange
(hereinafter as “Exchange”).

 

1. The gold lease business in the agreement
means that Party A rents substantial gold to Party B, Party B shall return gold with the same quality and pay the expense for rent
in RMB after it is expired according to the agreement.

 

2. Party A rents substantial gold to Party
B, which shall occupy Party B’s credit line and the occupied credit line = leased gold weight X settlement price X _106__%
+ lease expense-deposit.

The deposit paid by Party B to lease gold
since its deposition into the account with the interest shall be the guarantee of ledge to the agreement and gold lease agreement
and the guarantee range includes lease gold and the rent charges, deposit, damage, commission charge, and other fees spent for
signing or fulfilling this agreement and fees cased by creditor to obtain the right of guarantee and creditor’s right. Both
parties agree the guarantee of pledge without signing the additional letters of guarantee.

 

3. Party A shall charge the lease expense
from Party B and the lease expense= weight of leased gold X lease rate/360 X actual lease time X settlement price.

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only

 

The actual lease time shall be counted
since both parties have signed the agreement and Party A transfers the material ownership to Party B until it returns the leased
gold to Party A.

 

4. Party B has the right to raise specific
gold lease application during the expiry date of this agreement. If Party B agrees the lease rate and settlement pricing offered
by Party A in line with the relevant transaction elements included in the application, both parties shall sign “gold lease
agreement” (hereinafter as Gold Lease Agreement) on gold lease business. The lease rate of each deal, establishment of settlement
price and the payment of lease expense shall comply with the provisions in the agreement without any disputes.

 

5. The gold issue and withdrawals shall
follow the way of physical gold ownership transfer which is transferred in the membership service system of Shanghai gold lease.
Both parties shall report the lease to the exchange on time. The loss caused by the delay of gold arrival shall be assumed by the
default party.

Issue: Party A shall fax the Gold
Lease Agreement to the settlement storage and transportation department of Shanghai Gold Exchange. After approved by the
settlement storage and transportation department, the system will automatically transfer the lease to Party B. If Party B is
the member of Shanghai Gold Exchange, Party B can make application to pick up the goods in the warehouse and handle the out
of storages procedures. Otherwise, Party B shall handle the procedures of withdraw and issue accompanied by the agency in the
warehouse assigned by Shanghai Gold Exchange (ICBC Agriculture Bank of China Bank of China CCB Bank
of Communications others_∕__ , located in :_∕___ and pay off all relevant charges.

 

Withdrawals: Party B shall transfer the
standard gold to the account of Party A by the means of transferring ownership in the member service system of Shanghai Gold Exchange
and pay off the charges at expiry date. When returning the physical gold in advance, Party B shall submit the written form Gold
Lease Application for the advanced returning (seeing Attachment 1)( 7 )workdays to Party A in advance. After getting Party A’s
approval, except the fees charged in accordance with actual lease time, Party B shall pay for (_1__) month(s) as the compensation
to return the lease in advance.

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only

 

6. When the agreement expires, Party B
shall pay back the same quantity of gold with the equal percentage of gold or accorded with the requirements to Party A. In case
Party B fails to return gold in line with above mentioned conditions, Party A has the right to refuse the return and require Party
B to change the gold or handle Party B’s failing in returning gold in this agreement.

 

7. When the agreement expires, Party B
shall submit the written Gold lease Application for renewing the lease (seeing in Attachment 2) to Party A (_15_) workday before
the expiring date to renew the lease. Both parties shall sign the new Gold Lease Agreement on the renewal duration, lease rate,
the payment of lease expense, archival filing and registration following the requirements of Shanghai Gold Exchange (if any).

 

8. Party A shall return the deposit and
credit line when Party B returns the required gold and pay off all the charges.

 

9. During the term of this agreement, when
Party A marks to market, (credit line + deposit –lease rate) in the agreement caused by fluctuation of closing price /market
price of leased gold calculated with closing price less than _104__%, Party A shall ask Party B to complement the deposit or return
back the physical gold with the same value after receiving the notes for appending guarantee (seeing in attachment 3) in five workdays
until (credit line + deposit –lease rate)/ the market price of leased gold calculated with closing price is not less than
_106___%. If Party B fails to do as the above, Party A has right to declare the duration of gold lease expires in advance and require
Party B to pay back fully the leased gold and lease expense according to the provisions on Party B’s failure in returning
the gold on time in this agreement.

When Party A marks to market, (credit line
+ deposit –lease rate) in the agreement caused by fluctuation of closing price /market price of leased gold calculated with
closing price is more than (_108__) %. Party A shall release the excessive credit line or deposits until regain to (credit line
+ deposit –lease rate) = the market price of leased gold calculated with the closing price X _106__%.

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only

 

10. When delivery party delivers the gold
following as the agreed time, any disputes on the quality shall be handled in line with the delivery administration provisions
on the quality issues in settlement management in Shanghai Gold Exchange.

 

11. Any default party shall assume the
liability for breach.

The default party shall pay the penalty
calculated with the daily interest rate of 0.002% of the amount caused by the noncompliance since the beginning of noncompliance
until the end.

If the default party fails to terminate
the default in thirty business days since the default begins, the aggrieved party has right to terminate the agreement unilaterally.
The termination of agreement shall be informed to another party in written form and come into force since the arrival. After the
termination of agreement, the aggrieved party has right to ascertain the responsibilities in this agreement and liability for breach
of this agreement.

When the agreement expires, if the Party
B fails to return the agreed gold on time, Party A has right to recourse the penalty for the breach based as the amount of the
cost to purchase the gold with the same quantity, percentage of gold and specification in the exchange and various expenses (including
unpaid lease expense, expense for the overdue) and calculated with the daily interest rate of 0.002%. Besides, Party A has right
to take actions including but not limited to deduct the deposit as the recovery actions.

 

12. If Party B fails to abide by the agreement
or the agreed relevant duties, the Party A has the right to ask for the compensation according to the articles in this agreement.

 

13. Party B shall submit the letter of
authority (seeing in attachment 4) to sign the Gold Lease Agreement, valid signatures and authorized person to Party A after both
parties’ approval. The agreement and attachment signed and sealed by Party B comprises the part of Gold Lease Agreement and
has the force of restriction.

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only

 

Written notes shall be submitted to Party
A when the signatures and authorized person are changed, the alteration shall take effect after Party B receiving the notice.

 

14. The attachment is an inalienable part
of agreement.

 

15. This agreement is applied for laws
in China (as this agreement purpose, exclude the laws in Hong Kong and Macao special administrative regions and the area of Taiwan
and in accordance with the interpretation. In the execution of this agreement, any disputes shall be solved by both parties with
negotiation. When it fails, the disputes shall be resort to the people court located in Party B.

 

16. This agreement takes effect after signing
and sealing by the legal representative or authorized agent of Party B and the legal representative/principal or authorized agent
of Party A and affixed the special seal for contract. The expiring date is until 2014/1/22.

 

17. This agreement is signed in two copies
and each party holds one copy with equal effect. (End of body)

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only

 

(Hereinafter as the page of signature)

This agreement is signed by the following
parties. Both parties claim that when signing the agreement, all the provisions included in this agreement are negotiated without
any disputes and they also have correct understanding of clauses on both parties’ rights and duties, restriction
and termination of duties.

 

	Party A (seal or special seal for contract)	Party B (seal or reserved signature)
	Legal representative/principal or agent	Legal representative or authorized agent
	 	 
	(Signature or seal)	(Signature or seal)
	 	 
	 	 
	Residence:	Principle business address
	Code of Shanghai Gold Exchange	Code of Shanghai Gold Exchange
	Postal code:	Postal code:
	Telephone:	Telephone:
	Fax. :	Fax.:
	Email:	Email:
	Contact person:	Contact person:
	Signature date: 2013/1/22	Signature date: 2013/1/22Exhibit 10.2
	 
	English translation for convenience purposes only
	 

 

SPD BANK

 

Gold Lease Agreement

 

Lease Party: _Wuhan Branch of Shanghai
Pudong Development Bank Co., Ltd (hereinafter as Party A)

Leased Party: _Wuhan Kingold Jewelry
Co.,Ltd_____(hereinafter as Party B)

Whereas:

Party A and Party B signed the Gold Lease
Framwork Agreement (hereinafter as Framework Agreement) on the date of __Jan.__/ _1__ day _2013_, document No. GR2013001_.
In order to satisfy the demand of Party B for gold, Party A agrees to lease substantial gold to Party B, and Party B shall return
and pay lease expense on schedule. Meanwhile, in order to abide by the credit and to define both Parties’ rights and duties,
the Gold Lease Trading Agreement is hereby friendly negotiated and signed.

Here the “substantial gold”,
“standard gold”, mentioned in the agreement mean the standard gold which can be transacted on the Shanghai Gold Exchange
(hereinafter as “Exchange”).

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only
	 

 

1. Contract object: Party A agrees to lease
210 kg standard gold with the percentage of gold as_Au99.99__, calculate
with the settlement price of _339.80_ yuan/g selected in the fifth article of this agreement, with the market price of_71.3580
million_ RMB.

 

2. Cash deposit: Party B opens the deposit
account in bank of Party A (account name is _Pudong Development Bank other current cash deposit, Wuhan Kingold Jewelry Co.,
Ltd___, account number is_                                     __.)
Party B’s guarantee of pledge for Party A’s lease gold shall be the agreed deposit which is calculated by the settlement
of “credit line + cash deposit =weight of leased gold × settlement price ×106_% + lease expense”
in the Framework Agreement, among which the percentage of cash deposit in the sum of cash deposit and credit line shall be _8___%,
namely, 6.3975 million Yuan. Party B hereby confirms that the agreed cash deposit and the interests generated since the
date of deposit in the account shall be the guarantee of pledge. Party A has the right to possess and frozen the guarantee of pledge
and agrees no otherwise signed guarantee file on it. Party B authorizes that Party A shall deduct the deposit and interests directly
from the account if party B will be unable to return the leased property (or commensurate amount) and /or lease expense in full
and on time.

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only
	 

 

3. Lease term: _12__months, total 357_days,
from 2013/2/1 until 2014/2/24.

The expiring date shall be postponed to
the first transaction day after the expiring day if not the normal business day of transaction and correspondingly, and the date
of interest accrual shall be postponed.

 

4. Lease rate: ___6__% per year.

 

5. Settlement price(select one from the
followings with “√”,others with “×”)

1. With closing
price of gold ____ yuan/g transacted on the business day before the day of contract

√2. With
the agreed settlement price _339.80___ yuan/g

 

6. Settlement of lease expense(select one
from the followings with “√”,others with “×”)

According to the articles in this agreement,

1.Lease expense
shall be paid in full when Party B gains the leased gold.

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only
	 

 

√2.Party
B shall pay the lease expense of previous term on 20th (date for payment) of the last month of each quarter (in March,
June, September, December), if the legal holiday, the payment shall be postponed to the next business day. When the lease is expired,
correspondingly, the lease expense shall be paid off.

3.Lease expense
shall be paid in full when Party B returns the gold.

 

Party B authorizes Party A to direct deduct
lease expense from the account opened in Party A, with the account No._                                    ___

 

7. Calculation of lease expense:

Lease expense = weight of gold
× lease rate/360×lease days×settlement price

When Paid quarterly, the actual lease
days shall be: the first actual lease days shall be counted from the day (include the day) when gold lease business begins
until the first day (exclude the day) of payment; the last actual lease days shall be counted from the previous day (include
the day) of payment until the day (exclude the day) of return the gold: the other actual lease expense days shall be counted
from the previous day of payment until the next one (exclude the day).

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only
	 

 

8. This agreement is applied for all laws
in China (as this agreement purpose, exclude the laws in Hong Kong and Macao special administrative regions and the area of Taiwan
and in accordance with the interpretation. In the execution of this agreement, any disputes shall be solved by both parties’
negotiation. When it failed, the disputes shall be resort to the people court located in Party B.

 

9. This agreement is the part of framework
agreement, the articles in this agreement shall prevail if any clarification.

 

10. This agreement takes effect after signing
and sealing by the legal representative or authorized agent of Party B and the legal representative/director or authorized agent
of Party A and affixed the special seal for contract. The attachment is the part of this agreement.

 

11. This agreement is signed in two copies
and each party holds one copy with the equal effect.

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only
	 

 

This agreement is signed by the
following parties. Both parties claim that when signing the agreement, all the provisions included in this agreement are
negotiated without any disputes and they also have correct understanding of clauses on both parties’ rights and duties,
restriction and termination of duties.

 

    	 

    	 

    

 

	 
	English translation for convenience purposes only
	 

 

	Party A (seal or special seal for contract)	Party B (seal or reserved signature)
	Legal representative/director or agent	Legal representative
	(Signature or seal)	(Signature or seal)
	 	 
	 	 
	Residence:	Principle business address
	Code of Shanghai Gold Exchange	Code of Shanghai Gold Exchange
	Postal code:	Postal code:
	Telephone:	Telephone:
	Fax. :	Fax.:
	E-mail:	E-mail:
	Contact person:	Contact person:
	Signature date: 2013/1/25	Signature date: 2013/1/25

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