Document:

FINANCIAL ASSET SECURITIES CORP.,

Depositor

 

COUNTRYWIDE HOME LOANS SERVICING LP

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

NATIONAL CITY HOME LOAN SERVICES, INC.,

Servicers

 

and

 

DEUTSCHE BANK NATIONAL TRUST COMPANY,

Trustee

 

 

POOLING AND SERVICING AGREEMENT

 

Dated as of November 1, 2005

 

___________________________

Soundview Home Loan Trust 2005-4

 

Asset-Backed Certificates, Series 2005-4

 

 

 

 

Table of Contents

 

ARTICLE I

DEFINITIONS

 

	
             
 	
            SECTION 1.01
 	
            Defined Terms. 
 

	
             
 	
            SECTION 1.02
 	
            Accounting. 
 

	
             
 	
            SECTION 1.03
 	
            Allocation of Certain Interest Shortfalls. 
 

 

ARTICLE II

CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES

 

	
             
 	
            SECTION 2.01
 	
            Conveyance of Mortgage Loans. 
 

	
             
 	
            SECTION 2.02
 	
            Acceptance by Trustee. 
 

	
             
 	
            SECTION 2.03
 	
            Repurchase or Substitution of Mortgage Loans by an Originator or the Seller. 
 

	
             
 	
            SECTION 2.04
 	
            [Reserved]. 
 

	
             
 	
            SECTION 2.05
 	
            Representations, Warranties and Covenants of JPMorgan and NCHLS. 
 

	
             
 	
            SECTION 2.06
 	
            Representations and Warranties of the Depositor. 
 

	
             
 	
            SECTION 2.07
 	
            Issuance of Certificates. 
 

	
             
 	
            SECTION 2.08
 	
            Conveyance of Subsequent Mortgage Loans. 
 

	
             
 	
            SECTION 2.09
 	
            Conveyance of REMIC Regular Interests and Acceptance of REMIC 1, REMIC 3, REMIC 4, REMIC 5, REMIC 6 and REMIC 7 by the Trustee; Issuance of Certificates. 
 

 

ARTICLE III

ADMINISTRATION AND SERVICING OF THE JPMORGAN AND NCHLS

MORTGAGE LOANS

 

	
             
 	
            SECTION 3.01
 	
            JPMorgan and NCHLS to Act as Servicers. 
 

	
             
 	
            SECTION 3.02
 	
            Sub-Servicing Agreements Between Servicer and Sub-Servicers. 
 

	
             
 	
            SECTION 3.03
 	
            Successor Sub-Servicers. 
 

	
             
 	
            SECTION 3.04
 	
            Liability of the Servicer. 
 

	
             
 	
            SECTION 3.05
 	
            No Contractual Relationship Between Sub-Servicers and the Trustee or Certificateholders. 
 

	
             
 	
            SECTION 3.06
 	
            Assumption or Termination of Sub-Servicing Agreements by Trustee. 
 

	
             
 	
            SECTION 3.07
 	
            Collection of Certain Mortgage Loan Payments. 
 

	
             
 	
            SECTION 3.08
 	
            Sub-Servicing Accounts. 
 

	
             
 	
            SECTION 3.09
 	
            Collection of Taxes, Assessments and Similar Items; Escrow Accounts. 
 

	
             
 	
            SECTION 3.10
 	
            Collection Account and Distribution Account. 
 

	
             
 	
            SECTION 3.11
 	
            Withdrawals from the Collection Account and Distribution Account. 
 

	
             
 	
            SECTION 3.12
 	
            Investment of Funds in the Collection Account and the Distribution Account. 
 

	
             
 	
            SECTION 3.13
 	
            [Reserved]. 
 

 

 

	
             
 	
            SECTION 3.14
 	
            Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage. 
 

	
             
 	
            SECTION 3.15
 	
            Enforcement of Due-On-Sale Clauses; Assumption Agreements. 
 

	
             
 	
            SECTION 3.16
 	
            Realization Upon Defaulted Mortgage Loans. 
 

	
             
 	
            SECTION 3.17
 	
            Trustee to Cooperate; Release of Mortgage Files. 
 

	
             
 	
            SECTION 3.18
 	
            Servicing Compensation. 
 

	
             
 	
            SECTION 3.19
 	
            Reports to the Trustee; Collection Account Statements. 
 

	
             
 	
            SECTION 3.20
 	
            Statement as to Compliance. 
 

	
             
 	
            SECTION 3.21
 	
            Independent Public Accountants’ Servicing Report. 
 

	
             
 	
            SECTION 3.22
 	
            Access to Certain Documentation; Filing of Reports by Trustee. 
 

	
             
 	
            SECTION 3.23
 	
            Title, Management and Disposition of REO Property. 
 

	
             
 	
            SECTION 3.24
 	
            Obligations of the Servicer in Respect of Prepayment Interest Shortfalls. 
 

	
             
 	
            SECTION 3.25
 	
            [Reserved]. 
 

	
             
 	
            SECTION 3.26
 	
            Obligations of the Servicer in Respect of Mortgage Rates and Monthly Payments. 
 

	
             
 	
            SECTION 3.27
 	
            Solicitations. 
 

 

ARTICLE IV

FLOW OF FUNDS

 

	
             
 	
            SECTION 4.01
 	
            Distributions. 
 

	
             
 	
            SECTION 4.02
 	
            [Reserved]. 
 

	
             
 	
            SECTION 4.03
 	
            Statements. 
 

	
             
 	
            SECTION 4.04
 	
            Remittance Reports; Advances. 
 

	
             
 	
            SECTION 4.05
 	
            Pre-Funding Accounts. 
 

	
             
 	
            SECTION 4.06
 	
            Interest Coverage Accounts. 
 

	
             
 	
            SECTION 4.07
 	
            Net WAC Rate Carryover Reserve Account. 
 

	
             
 	
            SECTION 4.08
 	
            Distributions on the REMIC Regular Interests. 
 

	
             
 	
            SECTION 4.09
 	
            Allocation of Realized Losses. 
 

	
             
 	
            SECTION 4.10
 	
            Swap Account. 
 

	
             
 	
            SECTION 4.11
 	
            Tax Treatment of Swap Payments and Swap Termination Payments. 
 

 

ARTICLE V

THE CERTIFICATES

 

	
             
 	
            SECTION 5.01
 	
            The Certificates. 
 

	
             
 	
            SECTION 5.02
 	
            Registration of Transfer and Exchange of Certificates. 
 

	
             
 	
            SECTION 5.03
 	
            Mutilated, Destroyed, Lost or Stolen Certificates. 
 

	
             
 	
            SECTION 5.04
 	
            Persons Deemed Owners. 
 

	
             
 	
            SECTION 5.05
 	
            Appointment of Paying Agent. 
 

 

ARTICLE VI

JPMORGAN, NCHLS aND THE DEPOSITOR

 

	
             
 	
            SECTION 6.01
 	
            Liability of the Servicer and the Depositor. 
 

 

 

	
             
 	
            SECTION 6.02
 	
            Merger or Consolidation of, or Assumption of the Obligations of, the Servicer or the Depositor. 
 

	
             
 	
            SECTION 6.03
 	
            Limitation on Liability of the Servicer and Others. 
 

	
             
 	
            SECTION 6.04
 	
            The Servicer Not to Resign. 
 

	
             
 	
            SECTION 6.05
 	
            Delegation of Duties. 
 

	
             
 	
            SECTION 6.06
 	
            Credit Risk Manager. 
 

	
             
 	
            SECTION 6.07
 	
            Inspection. 
 

 

ARTICLE VII

DEFAULT

 

	
             
 	
            SECTION 7.01
 	
            Servicer Events of Termination. 
 

	
             
 	
            SECTION 7.02
 	
            Trustee to Act; Appointment of Successor. 
 

	
             
 	
            SECTION 7.03
 	
            Waiver of Defaults. 
 

	
             
 	
            SECTION 7.04
 	
            Notification to Certificateholders. 
 

	
             
 	
            SECTION 7.05
 	
            Survivability of Servicer Liabilities. 
 

 

ARTICLE VIII

THE TRUSTEE

 

	
             
 	
            SECTION 8.01
 	
            Duties of Trustee. 
 

	
             
 	
            SECTION 8.02
 	
            Certain Matters Affecting the Trustee. 
 

	
             
 	
            SECTION 8.03
 	
            Trustee Not Liable for Certificates or Mortgage Loans. 
 

	
             
 	
            SECTION 8.04
 	
            Trustee May Own Certificates. 
 

	
             
 	
            SECTION 8.05
 	
            Trustee Compensation and Expenses. 
 

	
             
 	
            SECTION 8.06
 	
            Eligibility Requirements for Trustee. 
 

	
             
 	
            SECTION 8.07
 	
            Resignation or Removal of Trustee. 
 

	
             
 	
            SECTION 8.08
 	
            Successor Trustee. 
 

	
             
 	
            SECTION 8.09
 	
            Merger or Consolidation of Trustee. 
 

	
             
 	
            SECTION 8.10
 	
            Appointment of Co-Trustee or Separate Trustee. 
 

	
             
 	
            SECTION 8.11
 	
            Limitation of Liability. 
 

	
             
 	
            SECTION 8.12
 	
            Trustee May Enforce Claims Without Possession of Certificates. 
 

	
             
 	
            SECTION 8.13
 	
            Suits for Enforcement. 
 

	
             
 	
            SECTION 8.14
 	
            Waiver of Bond Requirement. 
 

	
             
 	
            SECTION 8.15
 	
            Waiver of Inventory, Accounting and Appraisal Requirement. 
 

	
             
 	
            SECTION 8.16
 	
            Appointment of the Custodian. 
 

 

ARTICLE IX

REMIC ADMINISTRATION

 

	
             
 	
            SECTION 9.01
 	
            REMIC Administration. 
 

	
             
 	
            SECTION 9.02
 	
            Prohibited Transactions and Activities. 
 

	
             
 	
            SECTION 9.03
 	
            Indemnification with Respect to Certain Taxes and Loss of REMIC Status. 
 

 

 

 

 

ARTICLE X

TERMINATION

 

	
             
 	
            SECTION 10.01
 	
            Termination. 
 

	
             
 	
            SECTION 10.02
 	
            Additional Termination Requirements. 
 

 

ARTICLE XI

MISCELLANEOUS PROVISIONS

 

	
             
 	
            SECTION 11.01
 	
            Amendment. 
 

	
             
 	
            SECTION 11.02
 	
            Recordation of Agreement; Counterparts. 
 

	
             
 	
            SECTION 11.03
 	
            Limitation on Rights of Certificateholders. 
 

	
             
 	
            SECTION 11.04
 	
            Governing Law; Jurisdiction. 
 

	
             
 	
            SECTION 11.05
 	
            Notices. 
 

	
             
 	
            SECTION 11.06
 	
            Severability of Provisions. 
 

	
             
 	
            SECTION 11.07
 	
            Article and Section References. 
 

	
             
 	
            SECTION 11.08
 	
            Notice to the Rating Agencies. 
 

	
             
 	
            SECTION 11.09
 	
            Further Assurances. 
 

	
             
 	
            SECTION 11.10
 	
            Benefits of Agreement. 
 

	
             
 	
            SECTION 11.11
 	
            Acts of Certificateholders. 
 

 

 

Exhibits:

	
            Exhibit A-1
 	
            Form of Class IA-1 Certificates
 	
             

	
            Exhibit A-2
 	
            Form of Class II-A1 Certificates
 	
             

	
            Exhibit A-3
 	
            Form of Class II-A2 Certificates
 	
             

	
            Exhibit A-4
 	
            Form of Class II-A3 Certificates
 	
             

	
            Exhibit A-5
 	
            Form of Class II-A4 Certificates
 	
             

	
            Exhibit A-6
 	
            Form of Class M-1A Certificates
 
	
            Exhibit A-7
 	
            Form of Class M-1B Certificates
 	
             

	
            Exhibit A-8
 	
            Form of Class M-2 Certificates
 	
             

						

	
            Exhibit A-9
 	
            Form of Class M-3 Certificates
 

	
            Exhibit A-10
 	
            Form of Class M-4 Certificates
 

	
            Exhibit A-11
 	
            Form of Class M-5 Certificates
 

	
            Exhibit A-12
 	
            Form of Class M-6 Certificates
 

	
            Exhibit A-13
 	
            Form of Class M-7 Certificates
 

	
            Exhibit A-14
 	
            Form of Class M-8 Certificates
 

	
            Exhibit A-15
 	
            Form of Class M-9 Certificates
 

	
            Exhibit A-16
 	
            Form of Class M-10 Certificates
 

	
            Exhibit A-17
 	
            Form of Class M-11 Certificates
 

	
            Exhibit A-18
 	
            Form of Class C Certificates
 

	
            Exhibit A-19
 	
            Form of Class P Certificates
 

	
            Exhibit A-20
 	
            Form of Class R Certificates
 

	
            Exhibit A-21 
 	
            Form of Class R-X Certificates
 

	
            Exhibit B
 	
            Countrywide Servicing Provisions
 	
             

	
            Exhibit C-1
 	
            Forms of Assignment Agreements
 	
             

	
            Exhibit C-2
 	
            Form of Mortgage Loan Purchase Agreement
 	
             

	
            Exhibit D
 	
            Mortgage Loan Schedule
 	
             

	
            Exhibit E
 	
            Request for Release
 	
             

	
            Exhibit F-1
 	
            Form of Trustee’s Initial Certification
 	
             

	
            Exhibit F-2
 	
            Form of Trustee’s Final Certification
 	
             

	
            Exhibit F-3
 	
            Form of Receipt of Mortgage Note
 	
             

	
            Exhibit G
 	
            Forms of Custodial Agreement
 	
             

	
            Exhibit H
 	
            Form of Lost Note Affidavit
 	
             

	
            Exhibit I
 	
            [Reserved]
 	
             

	
            Exhibit J
 	
            Form of Investment Letter
 	
             

	
            Exhibit K
 	
            Form of Transfer Affidavit for Residual Certificates
 	
             

	
            Exhibit L
 	
            Form of Transferor Certificate
 	
             

	
            Exhibit M
 	
            Form of ERISA Representation Letter
 	
             

	
            Exhibit N-1
 	
            Form of Certification to be Provided by the Depositor with Form 10-K
 
																	

	
            Exhibit N-2
 	
            Form of Certification to be Provided to the Depositor by the Trustee
 

	
            Exhibit N-3
 	
            Form of Certification to be Provided to the Depositor by the Servicers
 

	
            Exhibit O
 	
            Form of Cap Contract
 

	
            Exhibit P
 	
            Form of Annual Statement as to Compliance
 

	
            Exhibit Q
 	
            Form of Limited Power of Attorney
 

	
            Exhibit R
 	
            Form of Addition Notice
 

	
            Exhibit S
 	
            Form of Subsequent Transfer Instrument
 

	
            Exhibit T
 	
            Form of Interest Rate Swap Agreement
 

 

 

	
            Schedule I
 	
            Prepayment Charge Schedule
 

 

 

This Pooling and Servicing Agreement is dated as of November 1, 2005 (the “Agreement”), among FINANCIAL ASSET SECURITIES CORP., as depositor (the “Depositor”), COUNTRYWIDE HOME LOANS SERVICING LP, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION and NATIONAL CITY HOME LOAN SERVICES, INC., as Servicers (together, the “Servicers”) and DEUTSCHE BANK NATIONAL TRUST COMPANY, as trustee (the “Trustee”).

PRELIMINARY STATEMENT:

The Depositor intends to sell pass-through certificates (collectively, the “Certificates”), to be issued hereunder in multiple classes, which in the aggregate will evidence the entire beneficial ownership interest in the Trust Fund created hereunder.  The Certificates will consist of twenty-one classes of certificates, designated as (i) the Class IA-1 Certificates, (ii) the Class IIA-1 Certificates, (iii) the Class II-A2 Certificates, (iv) the Class II-A3 Certificates, (v) the Class II-A4 Certificates, (vi) the Class M-1A Certificates, (vii) the Class M-1B Certificates, (viii) the Class M-2 Certificates, (ix) the Class M-3 Certificates, (x) the Class M-4 Certificates, (xi) the Class M-5 Certificates, (xii) the Class M-6 Certificates, (xiii) the Class M-7 Certificates, (xiv) the Class M-8 Certificates, (xv) the Class M-9 Certificates, (xvi) the Class M-10 Certificates, (xvii) the
Class M-11 Certificates, (xviii) the Class C Certificates, (xix) the Class P Certificates, (xx) the Class R Certificates and (xxi) the Class R-X Certificates.

 

 

REMIC 1

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Mortgage Loans and certain other related assets subject to this Agreement (exclusive of the Pre-Funding Accounts, the Interest Coverage Accounts, any Subsequent Mortgage Loan Interest, the Net WAC Rate Carryover Reserve Account, any Servicer Prepayment Charge Payment Amounts, the Cap Contract, the Swap Account, the Supplemental Interest Trust and the Interest Rate Swap Agreement) as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 1.”  The Class R-1 Interest shall represent the sole class of “residual interests” in REMIC 1 for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC 1 Pass-Through Rate, the initial Uncertificated
Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 1 Regular Interests (as defined herein). None of the REMIC 1 Regular Interests shall be certificated. 

	
            
Designation
 
 	
            
Uncertificated REMIC 1
 Pass-Through Rate
 
 	
            
Initial Uncertificated
 Principal Balance
 
 	
            
Latest Possible
 Maturity Date(1)
 
 
	
            LT1
 	
            Variable(2)
 	
            $283,159,782.45
 	
            March 25, 2036
 
	
            LT1PF1
 	
            Variable(2)
 	
            $  61,407,396.37
 	
            March 25, 2036
 
	
            LT1PF2
 	
            Variable(2)
 	
            $101,931,409.51
 	
            March 25, 2036
 
	
            LT2
 	
            Variable(2)
 	
            $317,141,347.10
 	
            March 25, 2036
 
	
            LT2PF1
 	
            Variable(2)
 	
            $  38,697,363.22
 	
            March 25, 2036
 
	
            LT2PF2
 	
            Variable(2)
 	
            $  80,662,601.35
 	
            March 25, 2036
 
	
            LTP
 	
            Variable(2)
 	
            $              100.00
 	
            March 25, 2036
 

 

________________

 

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 1 Regular Interest.
 

 
 

	
            (2)
 	
            Calculated in accordance with the definition of “Uncertificated REMIC 1 Pass-Through Rate” herein.
 

 

 

 

REMIC 2

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC 1 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 2.”  The Class R-2 Interest will evidence the sole class of “residual interests” in REMIC 2 for purposes of the REMIC Provisions under federal income tax law.  The following table irrevocably sets forth the designation, the Uncertificated REMIC 2 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 2 Regular Interests (as defined herein).  None of the REMIC 2 Regular Interests shall be certificated.

	
            Designation
 	
             
 	
            Uncertificated REMIC 2
 Pass-Through Rate
 	
             
 	
            Initial
 Uncertificated Principal Balance
 	
             
 	
            Latest Possible
 Maturity Date(1)
 	
             
 
	
            I
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            230,799,377.29
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-1-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,637,805.97
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-1-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,637,805.97
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-2-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,833,975.77
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-2-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,833,975.77
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-3-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,984,750.33
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-3-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,984,750.33
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-4-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            13,088,788.98
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-4-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            13,088,788.98
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-5-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            13,145,121.88
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-5-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            13,145,121.88
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-6-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            13,153,166.74
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-6-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            13,153,166.74
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-7-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            41,035,188.18
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-7-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            41,035,188.18
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-8-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            63,471,434.47
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-8-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            63,471,434.47
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-9-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,950,892.19
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-9-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,950,892.19
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-10-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            8,093,618.05
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-10-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            8,093,618.05
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-11-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            34,711,495.05
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-11-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            34,711,495.05
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-12-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,808,426.59
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-12-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,808,426.59
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-13-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            16,994,351.26
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-13-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            16,994,351.26
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-14-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,682,472.93
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-14-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,682,472.93
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-15-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,550,369.40
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-15-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,550,369.40
 	
             
 	
            March 25, 2036
 	
             
 

 

 

 

 

	
            I-16-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,425,177.50
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-16-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,425,177.50
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-17-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,306,517.64
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-17-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,306,517.64
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-18-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,194,031.83
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-18-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,194,031.83
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-19-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,087,382.42
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-19-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            2,087,382.42
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-20-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,599,857.26
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-20-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            4,599,857.26
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-21-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,502,591.42
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-21-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            12,502,591.42
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-22-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            1,117,567.41
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-22-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            1,117,567.41
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-23-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            1,222,983.36
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-23-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            1,222,983.36
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-24-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            1,002,053.23
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-24-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            1,002,053.23
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-25-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            989,261.73
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-25-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            989,261.73
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-26-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            821,160.71
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-26-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            821,160.71
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-27-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            791,018.40
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-27-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            791,018.40
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-28-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            761,999.48
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-28-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            761,999.48
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-29-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            734,060.95
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-29-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            734,060.95
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-30-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            707,161.48
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-30-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            707,161.48
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-31-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            681,261.43
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-31-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            681,261.43
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-32-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            656,322.68
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-32-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            656,322.68
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-33-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            632,308.70
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-33-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            632,308.70
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-34-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            609,184.33
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-34-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            609,184.33
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-35-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            586,915.84
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-35-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            586,915.84
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-36-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            565,470.82
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-36-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            565,470.82
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-37-A
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            14,964,114.98
 	
             
 	
            March 25, 2036
 	
             
 
	
            I-37-B
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            14,964,114.98
 	
             
 	
            March 25, 2036
 	
             
 

 

 

 

 

	
            P
 	
             
 	
            Variable(2)
 	
             
 	
            $
 	
            100.00
 	
             
 	
            March 25, 2036
 	
             
 

________________

 

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC 2 Regular Interest.
 

 
 

	
            (2)
 	
            Calculated in accordance with the definition of “Uncertificated REMIC 2 Pass-Through Rate” herein.
 

 

 

 

REMIC 3

As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC 2 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 3.”  The Class R-3 Interest will evidence the sole class of “residual interests” in REMIC 3 for purposes of the REMIC Provisions under federal income tax law.  The Class R-3 Interest shall represent the sole class of “residual interests” in REMIC 3 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC 3 Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC 3 Regular Interests (as defined herein).  None of
the REMIC 3 Regular Interests shall be certificated.

	
            
Designation
 
 	
            
Uncertificated REMIC 3

Pass-Through Rate
 
 	
            
Initial Uncertificated 

Principal Balance
 
 	
            
Latest Possible

Maturity Date(1)
 
 
	
            LTAA
 	
            Variable(2)
 	
            $ 865,339,902.00
 	
            March 25, 2036
 
	
            LTA1
 	
            Variable(2)
 	
            $     3,319,710.00
 	
            March 25, 2036
 
	
            LTA2
 	
            Variable(2)
 	
            $     1,666,990.00
 	
            March 25, 2036
 
	
            LTA3
 	
            Variable(2)
 	
            $        460,200.00
 	
            March 25, 2036
 
	
            LTA4
 	
            Variable(2)
 	
            $        752,470.00
 	
            March 25, 2036
 
	
            LTA5
 	
            Variable(2)
 	
            $        365,720.00
 	
            March 25, 2036
 
	
            LTM1A
 	
            Variable(2)
 	
            $        267,840.00
 	
            March 25, 2036
 
	
            LTM1B
 	
            Variable(2)
 	
            $        133,920.00
 	
            March 25, 2036
 
	
            LTM2
 	
            Variable(2)
 	
            $        326,710.00
 	
            March 25, 2036
 
	
            LTM3
 	
            Variable(2)
 	
            $        203,090.00
 	
            March 25, 2036
 
	
            LTM4
 	
            Variable(2)
 	
            $        181,020.00
 	
            March 25, 2036
 
	
            LTM5
 	
            Variable(2)
 	
            $        172,190.00
 	
            March 25, 2036
 
	
            LTM6
 	
            Variable(2)
 	
            $        150,110.00
 	
            March 25, 2036
 
	
            LTM7
 	
            Variable(2)
 	
            $        123,620.00
 	
            March 25, 2036
 
	
            LTM8
 	
            Variable(2)
 	
            $        119,210.00
 	
            March 25, 2036
 
	
            LTM9
 	
            Variable(2)
 	
            $        101,550.00
 	
            March 25, 2036
 
	
            LTM10
 	
            Variable(2)
 	
            $          75,050.00
 	
            March 25, 2036
 
	
            LTM11
 	
            Variable(2)
 	
            $          88,300.00
 	
            March 25, 2036
 
	
            LTZZ
 	
            Variable(2)
 	
            $     9,152,298.00
 	
            March 25, 2036
 
	
            LTP
 	
            Variable(2)
 	
            $                100.00
 	
            March 25, 2036
 
	
            LTIO
 	
            Variable(2)
 	
            (3)
 	
            March 25, 2036
 

________________

 

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest possible maturity date has been designated as the “latest possible maturity date” for each REMIC 3 Regular Interest.
 

 
 

	
            (2)
 	
            Calculated in accordance with the definition of “Uncertificated REMIC 3 Pass-Through Rate” herein.
 

 
 

	
            (3)
 	
            REMIC 3 Regular Interest LTIO will not have an Uncertificated Principal Balance, but will accrue interest on its Uncertificated Notional Amount, as defined herein.
 

 

 

 

REMIC 4

As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the REMIC 3 Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 4.”  The Class R-4 Interest shall evidence the sole class of “residual interests” in REMIC 4 for purposes of the REMIC Provisions.

The following table irrevocably sets forth the designation, the Pass-Through Rate, the Original Class Certificate Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each Class of Certificates that represents one or more of the “regular interests” in REMIC 4 created hereunder:

	
            
Designation
 
 	
            
Original Class Certificate Principal Balance
 
 	
            
Pass-Through Rate
 
 	
            
Latest Possible Maturity Date(1)
 
 
	
            Class I-A1                                                                       
 	
            $  331,971,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class II-A1                                                                   
 	
            $  166,699,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class II-A2                                                                   
 	
            $    46,020,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class II-A3                                                                   
 	
            $    75,247,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class II-A4                                                                   
 	
            $    36,572,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-1A                                                               
 	
            $    26,784,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-1B                                                                 
 	
            $    13,392,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-2                                                                         
 	
            $    32,671,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-3                                                                         
 	
            $    20,309,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-4                                                                         
 	
            $    18,102,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-5                                                                         
 	
            $    17,219,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-6                                                                         
 	
            $    15,011,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-7                                                                         
 	
            $    12,362,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-8                                                                         
 	
            $    11,921,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-9                                                                         
 	
            $    10,155,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-10                                                                   
 	
            $      7,505,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class M-11                                                                   
 	
            $      8,830,000.00
 	
            Variable(2) 
 	
            March 25, 2036
 
	
            Class C Interest                                           
 	
            $    32,229,900.00(3)
 	
            Variable(2)
 	
            March 25, 2036
 
	
            Class P Interest                                            
 	
            $                100.00
 	
            N/A(4)
 	
            March 25, 2036
 
	
            Class IO Interest                                      
 	
            (5)
 	
            (6)
 	
            March 25, 2036
 

________________

 

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Class of Certificates that represents one or more of the “regular interests” in REMIC 4.
 

 
 

	
            (2)
 	
            Calculated in accordance with the definition of “Pass-Through Rate” herein.
 

 
 

	
            (3)
 	
            The Class C Interest  will accrue interest at its variable Pass-Through Rate on the Notional Amount of the Class C Interest outstanding from time to time which shall equal the aggregate of the Uncertificated Principal Balances of the REMIC 3 Regular Interests (other than REMIC 3 Regular Interest LTP).  The Class C Interest will not accrue interest on its Certificate Principal Balance.
 

 
 

	
            (4)
 	
            The Class P Interest will not accrue interest.
 

 
 

	
            (5)
 	
            For federal income tax purposes, the Class IO Interest will not have a Certificate Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of REMIC 3 Regular Interest LTIO.
 

 
 

	
            (6)
 	
            For federal income tax purposes, the Class IO Interest will not have a Pass-Through Rate, but will be entitled to 100% of the amounts distributed on REMIC 3 Regular Interest LTIO.
 

 

 

 

REMIC 5

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class C Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 5.”  The Class R-5 Interest represents the sole class of “residual interests” in REMIC 5 for purposes of the REMIC Provisions.

The following table sets forth (or describes) the designation, Pass-Through Rate and Original Class Certificate Principal Balance for the indicated Class of Certificates that represents a “regular interest” in REMIC 5 created hereunder:

	
            
Designation
 
 	
            
Original Class Certificate Principal Balance
 
 	
            
Pass-Through Rate
 
 	
            
Latest Possible Maturity Date(1)
 
 
	
            Class C Certificates
 	
            $32,229,900.00
 	
            Variable(2)  
 	
            March 25, 2036
 

_______________

 

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loans with the latest maturity date has been designated as the “latest possible maturity date” for the Class C Certificates.
 

 
 

	
            (2)
 	
            The Class C Certificates will receive 100% of amounts received in respect of the Class C Interest.
 

 

 

 

REMIC 6

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC 6.”  The Class R-6 Interest represents the sole class of “residual interests” in REMIC 6 for purposes of the REMIC Provisions.

The following table sets forth (or describes) the designation, Pass-Through Rate and Original Class Certificate Principal Balance for the indicated Class of Certificates that represents a “regular interest” in REMIC 6 created hereunder:

	
            
Designation
 
 	
            
Original Class Certificate Principal Balance
 
 	
            
Pass-Through Rate
 
 	
            
Latest Possible Maturity Date(1)
 
 
	
            Class P
 	
            $100.00
 	
            Variable(2)
 	
            March 25, 2036
 

_______________

 

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date immediately following the maturity date for the Mortgage Loans with the latest maturity date has been designated as the “latest possible maturity date” for the Class P Certificates.
 

 
 

	
            (2)
 	
            The Class P Certificates will receive 100% of amounts received in respect of the Class P Interest.
 

 

 

 

REMIC 7

As provided herein, the Trustee shall make an election to treat the segregated pool of assets consisting of the Class IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets shall be designated as “REMIC 7.”  The Class R-7 Interest represents the sole class of “residual interests” in REMIC 7 for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Pass-Through Rate, the Original Class Certificate Principal Balance and, for purposes of satisfying Treasury regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated REMIC 7 Regular Interest, which will be uncertificated.

The following table sets forth (or describes) the designation, Pass-Through Rate and Original Class Certificate Principal Balance for the indicated Class of Certificates that represents a “regular interest” in REMIC 7 created hereunder.

	
            
Designation
 
 	
            
Original Class Certificate
 Principal Balance
 
 	
            
Pass-Through Rate
 
 	
            
Latest Possible Maturity Date(1)
 
 
	
            SWAP IO
 	
            N/A
 	
            Variable(2)
 	
            March 25, 2036
 

________________

 

	
            (1)
 	
            For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month immediately following the maturity date for the Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC 7 Regular Interest SWAP IO.
 

 
 

	
            (2)
 	
            REMIC 7 Regular Interest SWAP IO shall receive 100% of amounts received in respect of the Class IO Interest.
 

 

 

 

ARTICLE I

DEFINITIONS

	
             
  	
            SECTION 1.01
 	
            Defined Terms.
 

Whenever used in this Agreement or in the Preliminary Statement, the following words and phrases, unless the context otherwise requires, shall have the meanings specified in this Article.  Unless otherwise specified, all calculations in respect of interest on the Floating Rate Certificates shall be made on the basis of the actual number of days elapsed and a 360-day year and and all calculations in respect of interest on the Class C Certificates and all other calculations of interest described herein shall be made on the basis of a 360-day year consisting of twelve 30-day months.  The Class P Certificates and the Residual Certificates are not entitled to distributions in respect of interest and, accordingly, will not accrue interest.

“1933 Act”:  The Securities Act of 1933, as amended.

“Account”:  Either of the Collection Account or Distribution Account.

“Accrual Period”:  With respect to the Floating Rate Certificates and each Distribution Date, the period commencing on the preceding Distribution Date (or in the case of the first such Accrual Period, commencing on the Closing Date) and ending on the day preceding such Distribution Date.  With respect to the Class C Certificates and each Distribution Date, the calendar month prior to the month of such Distribution Date.

“Addition Notice”:  With respect to the transfer of Subsequent Mortgage Loans to the Trust Fund pursuant to Section 2.08, a notice of the Depositor’s designation of the Subsequent Mortgage Loans to be sold to the Trust Fund and the aggregate principal balance of such Subsequent Mortgage Loans as of the Subsequent Cut-off Date.  The Addition Notice shall be given not later than three Business Days prior to the related Subsequent Transfer Date and shall be substantially in the form attached hereto as Exhibit R.

“Additional Group I Mortgage Loan”: Any of the Group I Mortgage Loans not described in the Prospectus Supplement but included in the Trust Fund as of the Closing Date.  The aggregate Stated Principal Balance of the Additional Group I Mortgage Loans as of the related Cut-off Date is equal to $101,931,409.51.

“Additional Group II Mortgage Loan”: Any of the Group II Mortgage Loans not described in the Prospectus Supplement but included in the Trust Fund as of the Closing Date.  The aggregate Stated Principal Balance of the Additional Group II Mortgage Loans as of the related Cut-off Date is equal to $80,662,601.35.

 “Additional Mortgage Loan”: Any of the Additional Group I Mortgage Loans or Additional Group II Mortgage Loans included in the Trust Fund as of the Closing Date.

 

 

 “Adjustable-Rate Mortgage Loan”:  A first lien Mortgage Loan which provides at any period during the life of such loan for the adjustment of the Mortgage Rate payable in respect thereto.  The Adjustable Rate Mortgage Loans are identified as such on the Mortgage Loan Schedule.

“Adjusted Net Maximum Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the applicable Maximum Mortgage Rate for such Mortgage Loan (or the Mortgage Rate in the case of any Fixed-Rate Mortgage Loan) as of the first day of the month preceding the month in which the related Distribution Date occurs minus the sum of (i) the Servicing Fee Rate, (ii) the Credit Risk Manager Fee Rate and (iii) the Custodian Fee Rate.

“Adjusted Net Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the applicable Mortgage Rate for such Mortgage Loan as of the first day of the month preceding the month in which the related Distribution Date occurs minus the sum of (i) the Servicing Fee Rate, (ii) the Credit Risk Manager Fee Rate and (iii) the Custodian Fee Rate.

“Adjustment Date”: With respect to each Adjustable-Rate Mortgage Loan, each adjustment date, on which the Mortgage Rate of such Mortgage Loan changes pursuant to the related Mortgage Note.  The first Adjustment Date following the Cut-off Date as to each Adjustable-Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.

“Advance”: As to any Mortgage Loan or REO Property, any advance made by the related Servicer in respect of any Distribution Date pursuant to Section 4.04.

“Adverse REMIC Event”: As defined in Section 9.01(f) hereof.

“Affiliate”: With respect to any Person, any other Person controlling, controlled by or under common control with such Person. For purposes of this definition, “control” means the power to direct the management and policies of a Person, directly or indirectly, whether through ownership of voting securities, by contract or otherwise and “controlling” and “controlled” shall have meanings correlative to the foregoing.

“Agreement”: This Pooling and Servicing Agreement and all amendments hereof and supplements hereto.

“Allocated Realized Loss Amount”: With respect to any Distribution Date and any Class of Mezzanine Certificates, the sum of (i) any Realized Losses allocated to such Class of Certificates on such Distribution Date and (ii) the amount of any Allocated Realized Loss Amount for such Class of Certificates remaining undistributed from the previous Distribution Date as reduced by an amount equal to the increase in the related Certificate Principal Balance due to the receipt of Subsequent Recoveries.

 

 

“Assignment”: An assignment of Mortgage, notice of transfer or equivalent instrument, in recordable form, which is sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect or record the sale of the Mortgage.

“Assignment Agreements”:  Each Assignment and Recognition Agreement, dated December 21, 2005, among the Seller, the related Originator and the Depositor, pursuant to which certain of the Seller’s rights under the Master Agreements were assigned to the Depositor, substantially in the forms attached hereto as Exhibit C-1.

“Assumed Final Maturity Date”: As to each Class of Certificates, the date set forth as such in the Preliminary Statement.

“Available Funds”: With respect to any Distribution Date, an amount equal to the excess of (i) the sum of (a) the aggregate of the related Monthly Payments received on the Mortgage Loans on or prior to the related Determination Date, (b) Net Liquidation Proceeds, Insurance Proceeds, Principal Prepayments, Subsequent Recoveries, proceeds from repurchases of and substitutions for such Mortgage Loans and other unscheduled recoveries of principal and interest in respect of the Mortgage Loans received during the related Prepayment Period, (c) the aggregate of any amounts received in respect of a related REO Property withdrawn from any REO Account and deposited in the Collection Account for such Distribution Date, (d) the aggregate of any amounts deposited in the Collection Accounts by the Servicers in respect of related Prepayment Interest Shortfalls for such Distribution Date, (e)
the aggregate of any Advances made by the Servicers for such Distribution Date in respect of the Mortgage Loans, (f) the aggregate of any related advances made by the Trustee in respect of the Mortgage Loans for such Distribution Date pursuant to Section 7.02, (g) the amount of any Prepayment Charges collected by the Servicers in connection with the full or partial prepayment of any of the Mortgage Loans and any Servicer Prepayment Charge Payment Amount, (h) with respect to the Distribution Date immediately following the end of the Funding Period, any amounts in the Pre-Funding Accounts (exclusive of any investment income therein) after giving effect to any purchase of Subsequent Mortgage Loans and (i) with respect to each Distribution Date during the Funding Period and on the Distribution Date immediately following the end of the Funding Period, any amounts withdrawn by the Trustee from the Interest Coverage Accounts for distribution on the Certificates on such Distribution Date over
(ii) the sum of (a) amounts reimbursable or payable to the Servicers pursuant to Section 3.11(a) (with respect to JPMorgan and NCHLS) or Section 2.05 of Exhibit B (with respect to Countrywide Servicing) or the Trustee pursuant to Section 3.11(b) or the Swap Provider (including any New Swap Payment and Swap Termination Payment owed to the Swap Provider but excluding any Swap Termination Payment owed to the Swap Provider resulting from a Swap Provider Trigger Event), (b) amounts deposited in the Collection Accounts or the Distribution Account pursuant to clauses (a) through (g) above, as the case may be, in error, (c) the amount of any Prepayment Charges collected by the Servicers in connection with the full or partial prepayment of any of the Mortgage Loans and any Servicer Prepayment Charge Payment Amount, (d) any indemnification payments or expense reimbursements made by the Trust Fund pursuant to Section 6.03 or Section 8.05 and (e) any Net Swap Payment or Swap Termination Payment
owed to the Swap Provider (other than 

 

any Swap Termination Payment owed to the Swap Provider resulting from a Swap Provider Trigger Event).

“Balloon Mortgage Loan”:  A Mortgage Loan that provides for the payment of the unamortized Stated Principal Balance of such Mortgage Loan in a single payment at the maturity of such Mortgage Loan that is substantially greater than the preceding monthly payment.

“Balloon Payment”:  A payment of the unamortized Stated Principal Balance of a Mortgage Loan in a single payment at the maturity of such Mortgage Loan that is substantially greater than the preceding Monthly Payment.

“Bankruptcy Code”: The Bankruptcy Reform Act of 1978 (Title 11 of the United States Code), as amended.

“Book-Entry Certificates”:  Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a Person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 5.02 hereof).  On the Closing Date, the Floating Rate Certificates shall be Book-Entry Certificates.

“Business Day”:  Any day other than a Saturday, a Sunday or a day on which banking or savings institutions in the State of Arizona, the State of California, the State of Delaware, the State of New York, or in the city in which the Corporate Trust Office of the Trustee is located are authorized or obligated by law or executive order to be closed.

“Cap Amount”: The Cap Amount for any Class of the Floating Rate Certificates is equal to (i) the aggregate amount received by the Trust from the Cap Contract multiplied by (ii) a fraction equal to (a) the Certificate Principal Balance of such Class immediately prior to the applicable Distribution Date divided by (b) the aggregate Certificate Principal Balance of the  Floating Rate Certificates immediately prior to the applicable Distribution Date.

“Cap Contract”:  The Cap Contract between the Trustee and the counterparty thereunder, a form of which is attached hereto as Exhibit O.

“Certificate”:  Any Regular Certificate or Residual Certificate.

“Certificateholder” or “Holder”: The Person in whose name a Certificate is registered in the Certificate Register, except that a Disqualified Organization or non-U.S. Person shall not be a Holder of a Residual Certificate for any purpose hereof and, solely for the purposes of giving any consent pursuant to this Agreement, any Certificate registered in the name of the Depositor or either Servicer or any Affiliate thereof shall be deemed not to be outstanding and the Voting Rights to which it is entitled shall not be taken into account in determining whether the requisite percentage of Voting Rights necessary to effect any such consent has been obtained, except as otherwise provided in Section 11.01. The Trustee may conclusively rely upon a 

 

certificate of the Depositor or either Servicer in determining whether a Certificate is held by an Affiliate thereof. All references herein to “Holders” or “Certificateholders” shall reflect the rights of Certificate Owners as they may indirectly exercise such rights through the Depository and participating members thereof, except as otherwise specified herein; provided, however, that the Trustee shall be required to recognize as a “Holder” or “Certificateholder” only the Person in whose name a Certificate is registered in the Certificate Register.

“Certificate Margin”:  With respect to the Floating Rate Certificates and for purposes of the Marker Rate and the Maximum Uncertificated Accrued Interest Deferral Amount, the specified REMIC 3 Regular Interest, as follows:

	
            
Class
 
 	
            
REMIC 3 Regular Interest
 
 	
            
Certificate Margin
 
 
	
            
(1) (%)
 
 	
            
(2) (%)
 
 
	
            I-A1
 	
            LTA1
 	
            0.210
 	
            0.420
 
	
            II-A1
 	
            LTA2
 	
            0.100
 	
            0.200
 
	
            II-A2
 	
            LTA3
 	
            0.200
 	
            0.400
 
	
            II-A3
 	
            LTA4
 	
            0.230
 	
            0.460
 
	
            II-A4
 	
            LTA5
 	
            0.350
 	
            0.700
 
	
            M-1A
 	
            LTM1A
 	
            0.400
 	
            0.600
 
	
            M-1B
 	
            LTM1B
 	
            0.470
 	
            0.705
 
	
            M-2
 	
            LTM2
 	
            0.470
 	
            0.705
 
	
            M-3
 	
            LTM3
 	
            0.500
 	
            0.750
 
	
            M-4
 	
            LTM4
 	
            0.650
 	
            0.975
 
	
            M-5
 	
            LTM5
 	
            0.680
 	
            1.020
 
	
            M-6
 	
            LTM6
 	
            0.780
 	
            1.170
 
	
            M-7
 	
            LTM7
 	
            1.750
 	
            2.625
 
	
            M-8
 	
            LTM8
 	
            2.500
 	
            3.750
 
	
            M-9
 	
            LTM9
 	
            2.500
 	
            3.750
 
	
            M-10
 	
            LTM10
 	
            2.500
 	
            3.750
 
	
            M-11
 	
            LTM11
 	
            2.500
 	
            3.750
 

__________

	
             
 	
            (1)
 	
            For the Accrual Period for each Distribution Date on or prior to the Optional Termination  Date.
 

	
             
 	
            (2)
 	
            For each other Accrual Period.
 

 

“Certificate Owner”: With respect to each Book-Entry Certificate, any beneficial owner thereof.

“Certificate Principal Balance”:  With respect to any Class of Regular Certificates (other than the Class C Certificates) immediately prior to any Distribution Date, will be equal to the Initial Certificate Principal Balance thereof plus any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 4.01, reduced by the sum of all amounts actually distributed in respect of principal of such Class and, in the case of a Mezzanine Certificate, Realized Losses allocated thereto on all prior Distribution Dates. With respect to the Class C Certificates as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Regular Interests over (B) the then aggregate Certificate Principal Balance of the Floating Rate Certificates and the Class P Certificates then outstanding.

 

 

“Certificate Register” and “Certificate Registrar”: The register maintained and registrar appointed pursuant to Section 5.02 hereof.

“Certification”:  As defined in Section 3.22(b)(ii).

“Class”: Collectively, Certificates which have the same priority of payment and bear the same class designation and the form of which is identical except for variation in the Percentage Interest evidenced thereby.

“Class A Certificate”:  Any one of the Class I-A1 Certificates, the Class II-A1 Certificates, the Class II-A2 Certificates, the Class II-A3 Certificates or the Class II-A4 Certificates.

“Class I-A1 Certificate”: Any one of the Class I-A1 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-1, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class II-A1 Certificate”: Any one of the Class II-A1 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-2, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class II-A2 Certificate”: Any one of the Class II-A2 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-3, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class II-A3 Certificate”: Any one of the Class II-A3 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-4, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class II-A4 Certificate”: Any one of the Class II-A4 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-5, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

 “Class C Certificates”: Any one of the Class C Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-17, representing (i) a Regular Interest in REMIC 5, (ii) the 

 

obligation to pay Net WAC Rate Carryover Amounts and Swap Termination Payments and (iii) the right to receive the Class IO Distribution Amount.

“Class C Interest”:  An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class C Certificates, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.

“Class IO Distribution Amount”:  As defined in Section 4.10 hereof.  For purposes of clarity, the Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Supplemental Interest Trust Trustee on such Distribution Date in excess of the amount payable on the Class IO Interest on such Distribution Date, all as further provided in Section 4.10 hereof.

“Class IO Interest”:  An uncertificated interest in the Trust Fund evidencing a Regular Interest in REMIC 4.

“Class M-1 Certificate”:  Any one of the Class M-1A Certificates or the Class M-1B Certificates.

“Class M-1 Credit Enhancement Percentage”: For any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the sum of the aggregate Certificate Principal Balance of the Mezzanine Certificates (other than the Class M-1 Certificates) and the Class C Certificates, and the denominator of which is the sum of (x) the aggregate Stated Principal Balance of the Mortgage Loans and (y) any amounts remaining on deposit in the Pre-Funding Accounts (exclusive of any investment income therein), calculated prior to taking into account payments of principal on the Mortgage Loans and distribution of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount to the Holders of the Certificates then entitled to distributions of principal on such Distribution Date.

“Class M-1A Certificates”:  Any one of the Class M-1A Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-6, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-1B Certificates”:  Any one of the Class M-1B Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-7, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-1 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date) and (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 57.80% and (ii) the Stated Principal 

 

Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-2 Certificate”: Any one of the Class M-2 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-7, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-2 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date) and (iii) the Certificate Principal Balance of the Class M-2 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 65.20% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled
collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-3 Certificate”: Any one of the Class M-3 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-8, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-3 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii)  the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date) and (iv) the Certificate Principal Balance of the Class M-3 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 69.80% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans
as of the last day of the related Due Period (after 

 

giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-4 Certificate”: Any one of the Class M-4 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-9, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-4 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date) and (v) the Certificate Principal Balance of the Class
M-4 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 73.90% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-5 Certificate”: Any one of the Class M-5 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-10, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-5 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the 

 

Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date) and (vi) the Certificate Principal Balance of the Class M-5 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 77.80% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the
Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-6 Certificate”: Any one of the Class M-6 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-11, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-6 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Class A Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class
M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date) and (vii) the Certificate Principal Balance of the Class M-6 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 81.20% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due
during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-7 Certificate”: Any one of the Class M-7 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form 

 

annexed hereto as Exhibit A-12, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-7 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class
M-4 Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date) and (viii) the Certificate Principal Balance of the Class M-7 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 84.00% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related
Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-8 Certificate”: Any one of the Class M-8 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-13, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-8 Principal Distribution Amount”: The excess of (x) the sum of (i) the aggregate Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class
M-4 Certificates (after taking into account the 

 

distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date) and (ix) the Certificate Principal Balance of the Class M-8 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 86.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the
related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-9 Certificate”: Any one of the Class M-9 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-14, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-9 Principal Distribution Amount”: The excess of (x) the sum of (i) the Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4
Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date) and (x) the Certificate Principal Balance of the Class M-9 Certificates immediately prior to such Distribution
Date over (y) the lesser of (A) the product of (i) 89.00% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after 

 

giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class M-10 Certificate”: Any one of the Class M-10 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-15, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-10 Principal Distribution Amount”: The excess of (x) the sum of (i) the Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4
Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (x) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution
of the Class M-9 Principal Distribution Amount on such Distribution Date) and (x) the Certificate Principal Balance of the Class M-10 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 90.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

 

 

“Class M-11 Certificate”: Any one of the Class M-11 Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-16, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

“Class M-11 Principal Distribution Amount”: The excess of (x) the sum of (i) the Certificate Principal Balance of the Class A Certificates (after taking into account the distribution of the Senior Principal Distribution Amount on such Distribution Date), (ii) the aggregate Certificate Principal Balance of the Class M-1 Certificates (after taking into account the distribution of the Class M-1 Principal Distribution Amount on such Distribution Date), (iii) the Certificate Principal Balance of the Class M-2 Certificates (after taking into account the distribution of the Class M-2 Principal Distribution Amount on such Distribution Date), (iv) the Certificate Principal Balance of the Class M-3 Certificates (after taking into account the distribution of the Class M-3 Principal Distribution Amount on such Distribution Date), (v) the Certificate Principal Balance of the Class M-4
Certificates (after taking into account the distribution of the Class M-4 Principal Distribution Amount on such Distribution Date), (vi) the Certificate Principal Balance of the Class M-5 Certificates (after taking into account the distribution of the Class M-5 Principal Distribution Amount on such Distribution Date), (vii) the Certificate Principal Balance of the Class M-6 Certificates (after taking into account the distribution of the Class M-6 Principal Distribution Amount on such Distribution Date), (viii) the Certificate Principal Balance of the Class M-7 Certificates (after taking into account the distribution of the Class M-7 Principal Distribution Amount on such Distribution Date), (ix) the Certificate Principal Balance of the Class M-8 Certificates (after taking into account the distribution of the Class M-8 Principal Distribution Amount on such Distribution Date), (x) the Certificate Principal Balance of the Class M-9 Certificates (after taking into account the distribution
of the Class M-9 Principal Distribution Amount on such Distribution Date), (xi) the Certificate Principal Balance of the Class M-10 Certificates (after taking into account the distribution of the Class M-10 Principal Distribution Amount on such Distribution Date) and (x) the Certificate Principal Balance of the Class M-11 Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 92.70% and (ii) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or
advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the Overcollateralization Floor.

“Class P Certificates”: Any one of the Class P Certificates executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-18, representing (i) a Regular Interest in REMIC 4, (ii) the right to receive the Net WAC Rate Carryover Amount and (iii) the obligation to pay the Class IO Distribution Amount.

 

 

“Class P Interest”:  An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class P Certificates, evidencing a Regular Interest in REMIC 4 for purposes of the REMIC Provisions.

“Class R Certificate”: The Class R Certificate executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-19 and evidencing the ownership of the Class R-1 Interest, the Class R-2 Intererst, the Class R-3 Interest and the Class R-4 Interest.

“Class R-X Certificate”: The Class R-X Certificate executed by the Trustee, and authenticated and delivered by the Certificate Registrar, substantially in the form annexed hereto as Exhibit A-20 and evidencing the ownership of the Class R-5 Interest, the Class R-6 Interest and the Class R-7 Interest.

“Class R-1 Interest”:  The uncertificated Residual Interest in REMIC 1.

“Class R-2 Interest”:  The uncertificated Residual Interest in REMIC 2.

“Class R-3 Interest”:  The uncertificated Residual Interest in REMIC 3.

“Class R-4 Interest”:  The uncertificated Residual Interest in REMIC 4.

“Class R-5 Interest”:  The uncertificated Residual Interest in REMIC 5.

“Class R-6 Interest”:  The uncertificated Residual Interest in REMIC 6.

“Class R-7 Interest”:  The uncertificated Residual Interest in REMIC 7.

“Close of Business”: As used herein, with respect to any Business Day, 5:00 p.m. (New York time).

“Closing Date”: December 21, 2005.

“Code”:  The Internal Revenue Code of 1986, as amended.

“Collection Account”: The account or accounts created and maintained by each Servicer pursuant to Section 3.10(a), which shall be entitled (i) “Chase Home Finance, LLC as sub-servicer for JPMorgan Chase Bank, National Association, a servicer for Deutsche Bank National Trust Company as Trustee, in trust for registered Holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4,” (ii) “Countrywide Home Loans Servicing LP, as a servicer for Deutsche Bank National Trust Company as Trustee, in trust for registered Holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” and (iii) “National City Home Loan Services, Inc., as a servicer for Deutsche Bank National Trust Company as Trustee, in trust for registered Holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4,” each
of which must be an Eligible Account.

 

 

“Condemnation Proceeds”:  As defined in Exhibit B.

“Corporate Trust Office”: The principal corporate trust office of the Trustee at which at any particular time its corporate trust business in connection with this Agreement shall be administered, which office at the date of the execution of this instrument is located at 1761 East St. Andrew Place, Santa Ana, CA  92705-4934, or at such other address as the Trustee may designate from time to time by notice to the Certificateholders, the Depositor and the Servicers.

“Corresponding Certificate”: With respect to each REMIC 1 Regular Interest set forth below, the corresponding Regular Certificate set forth in the table below:

	
            
REMIC 3 Regular Interest
 
 	
            
Regular Certificate
 
 
	
            LTA1
 	
            Class I-A1
 
	
            LTA2
 	
            Class II-A1
 
	
            LTA3
 	
            Class II-A2
 
	
            LTA4
 	
            Class II-A3
 
	
            LTA5
 	
            Class II-A4
 
	
            LTM1A
 	
            Class M-1A
 
	
            LTM1B
 	
            Class M-1B
 
	
            LTM2
 	
            Class M-2
 
	
            LTM3
 	
            Class M-3
 
	
            LTM4
 	
            Class M-4
 
	
            LTM5
 	
            Class M-5
 
	
            LTM6
 	
            Class M-6
 
	
            LTM7
 	
            Class M-7
 
	
            LTM8
 	
            Class M-8
 
	
            LTM9
 	
            Class M-9
 
	
            LTM10
 	
            Class M-10
 
	
            LTM11
 	
            Class M-11
 
	
            LTP
 	
            Class P
 

 

“Countrywide Mortgage Loans”:  The Mortgage Loans serviced by Countrywide Servicing.

“Countrywide Servicing”:  Countrywide Home Loans Servicing LP, as a Servicer under this Agreement, or any successor thereto.

“Credit Enhancement Percentage”:   For any Distribution Date, the percentage equivalent of a fraction, the numerator of which is the sum of the aggregate Certificate Principal Balance of the Mezzanine Certificates and the Class C Certificates, and the denominator of which is the sum of (x) the aggregate Stated Principal Balance of the Mortgage Loans and (y) any amounts remaining on deposit in the Pre-Funding Accounts (exclusive of any investment income therein), calculated prior to taking into account payments of principal on the Mortgage Loans and distribution of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount to the Holders of the Certificates then entitled to distributions of principal on such Distribution Date.

 

 

“Credit Risk Manager”:  Clayton Fixed Income Services Inc., formerly known as The Murrayhill Company, its successors and assigns.

“Credit Risk Management Agreement”: Each of the Credit Risk Management Agreements, dated December 21, 2005, between the related Servicer and the Credit Risk Manager.

“Credit Risk Manager Fee” for any Distribution Date is the premium payable to the Credit Risk Manager at the Credit Risk Manager Fee Rate on the then current aggregate Stated Principal Balance of the Mortgage Loans.  

“Credit Risk Manager Fee Rate” for any Distribution Date is 0.0135% per annum.

“Custodial Agreement”:  The Custodial Agreement, dated November 1, 2005, among Wells Fargo Bank, N.A., the Trustee, JPMorgan and NCHLS.

“Custodian”: Wells Fargo Bank, N.A., as custodian of certain of the Mortgage Files, or any successor thereto, pursuant to the Custodial Agreement.

“Custodian Fee Rate”:  A per annum rate equal to the product of (i) a fraction, the numerator of which is the amount paid to the Custodian pursuant to Section 8.05 and the denominator of which is the aggregate Principal Balance of the Mortgage Loans (after giving effect to scheduled payments of principal due during the Due Period relating to the previous Distribution Date, to the extent received or advanced and prepayments collected during the Prepayment Period relating to the previous Distribution Date) and (ii) 12.

“Cut-off Date”: With respect to each Initial Mortgage Loan, November 1, 2005 and with respect to each Additional Mortgage Loan, December 1, 2005.

“Cut-off Date Principal Balance”: With respect to any Mortgage Loan, the unpaid Stated Principal Balance thereof as of the related Cut-off Date of such Mortgage Loan (or as of the applicable date of substitution with respect to a Qualified Substitute Mortgage Loan), after giving effect to scheduled payments due on or before such Cut-off Date, whether or not received.

“Debt Service Reduction”: With respect to any Mortgage Loan, a reduction in the scheduled Monthly Payment for such Mortgage Loan by a court of competent jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction resulting from a Deficient Valuation.

“Deficient Valuation”: With respect to any Mortgage Loan, a valuation of the related Mortgaged Property by a court of competent jurisdiction in an amount less than the then outstanding Stated Principal Balance of the Mortgage Loan, which valuation results from a proceeding initiated under the Bankruptcy Code.

“Definitive Certificates”:  As defined in Section 5.02(c) hereof.

 

 

“Deleted Mortgage Loan”: A Mortgage Loan replaced or to be replaced by one or more Qualified Substitute Mortgage Loans.

“Delinquency Percentage”:  For any Distribution Date, the percentage obtained by dividing (x) the aggregate Stated Principal Balance of Mortgage Loans that are Delinquent 60 days or more (including Mortgage Loans that are REO Properties, in foreclosure or in bankruptcy and that are also Delinquent 60 days or more) by (y) the aggregate Stated Principal Balance of the Mortgage Loans, in each case, as of the last day of the previous calendar month.

“Delinquent”: With respect to any Mortgage Loan and related Monthly Payment, the Monthly Payment due on a Due Date which is not made by the Close of Business on the next scheduled Due Date for such Mortgage Loan. For example, a Mortgage Loan is 60 or more days Delinquent if the Monthly Payment due on a Due Date is not made by the Close of Business on the second scheduled Due Date after such Due Date.

“Depositor”: Financial Asset Securities Corp., a Delaware corporation, or any successor in interest.

“Depository”: The initial Depository shall be The Depository Trust Company, whose nominee is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended.  The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(3) of the Uniform Commercial Code of the State of New York.

“Depository Participant”: A broker, dealer, bank or other financial institution or other person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.

“Determination Date”: With respect to any Distribution Date, the 15th day of the calendar month in which such Distribution Date occurs or, if such 15th day is not a Business Day, the Business Day immediately preceding such 15th day.

“Directly Operate”: With respect to any REO Property, the furnishing or rendering of services to the tenants thereof, the management or operation of such REO Property, the holding of such REO Property primarily for sale to customers, the performance of any construction work thereon or any use of such REO Property in a trade or business conducted by any REMIC other than through an Independent Contractor; provided, however, that the Trustee (or the related Servicer on behalf of the Trustee) shall not be considered to Directly Operate an REO Property solely because the Trustee (or the related Servicer on behalf of the Trustee) establishes rental terms, chooses tenants, enters into or renews leases, deals with taxes and insurance, or makes decisions as to repairs or capital expenditures with respect to such REO Property.

“Disqualified Organization”: A “disqualified organization” under Section 860E of the Code, which as of the Closing Date is any of: (i) the United States, any state or political 

 

subdivision thereof, any foreign government, any international organization, or any agency or instrumentality of any of the foregoing, (ii) any organization (other than a cooperative described in Section 521 of the Code) which is exempt from the tax imposed by Chapter 1 of the Code unless such organization is subject to the tax imposed by Section 511 of the Code, (iii) any organization described in Section 1381(a)(2)(C) of the Code or (iv) an “electing large partnership” within the meaning of Section 775 of the Code.  A corporation will not be treated as an instrumentality of the United States or of any state or political subdivision thereof, if all of its activities are subject to tax and a majority of its board of directors is not selected by a governmental unit. The term “United States”, “state” and “international organizations” shall have the meanings set forth
in Section 7701 of the Code.

“Distribution Account”: The trust account or accounts created and maintained by the Trustee pursuant to Section 3.10(b) which shall be entitled “Distribution Account, Deutsche Bank National Trust Company, as Trustee, in trust for the registered Certificateholders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” and which must be an Eligible Account.

“Distribution Date”: The 25th day of any calendar month, or if such 25th day is not a Business Day, the Business Day immediately following such 25th day, commencing in December 2005.

“Due Date”: With respect to each Mortgage Loan and any Distribution Date, the first day of the calendar month in which such Distribution Date occurs on which the Monthly Payment for such Mortgage Loan was due (or, in the case of any Mortgage Loan under the terms of which the Monthly Payment for such Mortgage Loan was due on a day other than the first day of the calendar month in which such Distribution Date occurs, the day during the related Due Period on which such Monthly Payment was due), exclusive of any days of grace.

“Due Period”:  With respect to any Distribution Date, the period commencing on the second day of the month preceding the month in which such Distribution Date occurs and ending on the first day of the month in which such Distribution Date occurs.

“Eligible Account”: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company the short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the short-term unsecured debt obligations of such holding company) are rated F-1 by Fitch, P-1 by Moody’s and A-1 by S&P (or comparable ratings if Fitch, Moody’s and S&P are not the Rating Agencies) at the time any amounts are held on deposit therein, (ii) an account or accounts the deposits in which are fully insured by the FDIC up to the insured amount, (iii) a trust account or accounts maintained with the trust department of a federal or state chartered depository institution, national banking association or trust company acting in its fiduciary capacity or
(iv) an account otherwise acceptable to each Rating Agency without reduction or withdrawal of their then current ratings of the Certificates as evidenced by a letter from each Rating Agency to the Trustee. Eligible Accounts may bear interest.

 

 

“ERISA”: The Employee Retirement Income Security Act of 1974, as amended.

“Escrow Account”: The account or accounts created and maintained pursuant to Section 3.09 (with respect to JPMorgan and NCHLS) or Section 3.06 of Exhibit B (with respect to Countrywide Servicing).

“Escrow Payments”: The amounts constituting ground rents, taxes, assessments, water rates, fire and hazard insurance premiums and other payments required to be escrowed by the Mortgagor with the mortgagee pursuant to any Mortgage Loan.

“Excess Overcollateralized Amount”:  With respect to the Floating Rate Certificates and any Distribution Date, the excess, if any, of (i) the Overcollateralized Amount for such Distribution Date, assuming that 100% of the Principal Remittance Amount is applied as a principal payment on such Distribution Date and (ii) any amounts received under the Interest Rate Swap Agreement for such purposes over (iii) the Overcollateralization Target Amount for such Distribution Date.

“Extra Principal Distribution Amount”: With respect to any Distribution Date, the lesser of (x) the Monthly Interest Distributable Amount distributable on the Class C Certificates on such Distribution Date as reduced by Realized Losses allocated thereto with respect to such Distribution Date pursuant to Section 4.08 and (y) the Overcollateralization Deficiency Amount for such Distribution Date.

“Fannie Mae”: Federal National Mortgage Association or any successor thereto.

“Fixed Swap Payment”: With respect to any Distribution Date, a fixed amount equal to the related amount set forth in the Interest Rate Swap Agreement.

“FDIC”: Federal Deposit Insurance Corporation or any successor thereto.

“Final Recovery Determination”: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by the related Originator, the Seller or the related Servicer pursuant to or as contemplated by Section 2.03, Section 3.16(c) (with respect to JPMorgan and NCHLS), Section 3.03 of Exhibit B (with respect to Countrywide Servicing) or Section 10.01), a determination made by the related Servicer that all Insurance Proceeds, Net Liquidation Proceeds and other payments or recoveries which the related Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered.  

“Fitch”: Fitch Ratings, or its successor in interest.

“Floating Rate Certificates”:  The Class A Certificates and the Mezzanine Certificates.

“Floating Swap Payment”: With respect to any Distribution Date, a floating amount equal to the product of (i) Swap LIBOR, (ii) the related Base Calculation Amount (as 

 

defined in the Interest Rate Swap Agreement), (iii) 250 and (iv) a fraction, the numerator of which is the actual number of days elapsed from and including the previous Floating Rate Payer Payment Date (as defined in the Interest Rate Swap Agreement) to but excluding the current Floating Rate Payer Payment (or, for the first Floating Rate Payer Payment Date, the actual number of days elapsed from the Closing Date to but excluding the first Floating Rate Payer Payment Date), and the denominator of which is 360.

“Formula Rate”:  For any Distribution Date and the Floating Rate Certificates, the lesser of (a) the sum of (i) LIBOR plus (ii) the related Certificate Margin and (b) the Maximum Cap Rate.

“Freddie Mac”: The Federal Home Loan Mortgage Corporation, or any successor thereto.

“Funding Period”: The period beginning on the Closing Date and ending on the earlier to occur of (a) the date upon which the amount on deposit in the Pre-Funding Accounts (exclusive of any investment income therein) has been reduced to $10,000 or less or (b) March 20, 2006.

“Gross Margin”: With respect to each Adjustable-Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.

“Group I Allocation Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (i) the Group I Principal Remittance Amount for such Distribution Date, and the denominator of which is (ii) the Principal Remittance Amount for such Distribution Date.

“Group I Basic Principal Distribution Amount”: With respect to any Distribution Date, the Group I Principal Remittance Amount.

“Group I Certificates”:  Any Class I-A1 Certificate.

“Group I Interest Coverage Account”:  The account established and maintained pursuant to Section 4.08, which account contains an amount, to be paid by the Depositor to the Trustee on the Closing Date, that equals $0.00.

“Group I Interest Remittance Amount”: With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to interest received or advanced with respect to the Group I Mortgage Loans or amounts withdrawn from the Group I Interest Coverage Account.

“Group I Mortgage Loan”: A Mortgage Loan assigned to Loan Group I with a Stated Principal Balance at origination that conforms to Fannie Mae and Freddie Mac loan limits.

 

 

“Group I Pre-Funding Account”: The account established and maintained pursuant to Section 4.05, as defined herein.

“Group I Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group I Basic Principal Distribution Amount for such Distribution Date and (ii)(a) the Extra Principal Distribution Amount for such Distribution Date multiplied by (b) the Group I Allocation Percentage.

“Group I Principal Remittance Amount”: With respect to any Distribution Date, that portion of Available Funds equal to the sum of (i) each scheduled payment of principal collected or advanced on the Group I Mortgage Loans by the Servicer that were due during the related Due Period, (ii) the principal portion of all partial and full Principal Prepayments of the Group I Mortgage Loans applied by the Servicer during the related Prepayment Period, (iii) the principal portion of all related Net Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries received during the related Prepayment Period with respect to the Group I Mortgage Loans, (iv) that portion of the Purchase Price, representing principal of any repurchased Group I Mortgage Loan, deposited to the Collection Account during the related Prepayment Period, (v) the principal portion of any related Substitution
Adjustments deposited in the Collection Account during the related Prepayment Period with respect to the Group I Mortgage Loans, (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 10.01, that portion of the Termination Price, in respect of principal on the Group I Mortgage Loans and (vii) on the Distribution Date immediately following the end of the Funding Period, any remaining amounts in the Group I Pre-Funding Account (exclusive of any investment income therein) after giving effect to any purchase of Subsequent Group I Mortgage Loans.

“Group I Senior Principal Distribution Amount”:  The excess of (x) the Certificate Principal Balance of the Group I Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 48.70% and (ii) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment
Period) minus the related Overcollateralization Floor.

“Group II Allocation Percentage”:  With respect to any Distribution Date, the percentage equivalent of a fraction, the numerator of which is (i) the Group II Principal Remittance Amount for such Distribution Date, and the denominator of which is (ii) the Principal Remittance Amount for such Distribution Date.

“Group II Basic Principal Distribution Amount”: With respect to any Distribution Date, the Group II Principal Remittance Amount.

 

 

“Group II Certificates”:  Any Class II-A1 Certificate, Class II-A2 Certificate, Class II-A3 Certificate or Class II-A4 Certificate.

“Group II Interest Coverage Account”:  The account established and maintained pursuant to Section 4.08, which account contains an amount, to be paid by the Depositor to the Trustee on the Closing Date, that equals $0.00.

“Group II Interest Remittance Amount”: With respect to any Distribution Date, that portion of the Available Funds for such Distribution Date attributable to interest received or advanced with respect to the Group II Mortgage Loans or amounts withdrawn from the Group II Interest Coverage Account.

“Group II Mortgage Loan”: A Mortgage Loan assigned to Loan Group II with a Stated Principal Balance at origination that may or may not conform to Fannie Mae and Freddie Mac loan limits.

“Group II Pre-Funding Account”: The account established and maintained pursuant to Section 4.05, as defined herein.

“Group II Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group II Basic Principal Distribution Amount for such Distribution Date and (ii)(a) the Extra Principal Distribution Amount for such Distribution Date multiplied by (b) the Group II Allocation Percentage.

“Group II Principal Remittance Amount”: With respect to any Distribution Date, that portion of Available Funds equal to the sum of (i) each scheduled payment of principal collected or advanced on the Group II Mortgage Loans by the Servicer that were due during the related Due Period, (ii) the principal portion of all partial and full Principal Prepayments of the Group II Mortgage Loans applied by the Servicer during the related Prepayment Period, (iii) the principal portion of all related Net Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries received during the related Prepayment Period with respect to the Group II Mortgage Loans, (iv) that portion of the Purchase Price, representing principal of any repurchased Group II Mortgage Loan, deposited to the Collection Account during the related Prepayment Period, (v) the principal portion of any related Substitution
Adjustments deposited in the Collection Account during the related Prepayment Period with respect to the Group II Mortgage Loans, (vi) on the Distribution Date on which the Trust Fund is to be terminated pursuant to Section 10.01, that portion of the Termination Price, in respect of principal on the Group II Mortgage Loans and (vii) on the Distribution Date immediately following the end of the Funding Period, any remaining amounts in the Group II Pre-Funding Account (exclusive of any investment income therein) after giving effect to any purchase of Subsequent Group II Mortgage Loans.

“Group II Senior Principal Distribution Amount”:  The excess of (x) the aggregate Certificate Principal Balance of the Group II Certificates immediately prior to such Distribution Date over (y) the lesser of (A) the product of (i) 48.70% and (ii) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent 

 

received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) minus the related Overcollateralization Floor.

“Highest Priority”: As of any date of determination, the Class of Mezzanine Certificates then outstanding with a Certificate Principal Balance greater than zero, with the highest priority for payments pursuant to Section 4.01, in the following order of decreasing priority: Class M-1, Class M-2, Class M-3, Class M-4, Class M-5, Class M-6, Class M-7, Class M-8, Class M-9, Class M-10 and Class M-11 Certificates.

“Indenture”:  An indenture relating to the issuance of notes secured by the Class C Certificates, the Class P Certificates and/or the Class R Certificates (or any portion thereof).

“Independent”: When used with respect to any specified Person, any such Person who (a) is in fact independent of the Depositor, each Servicer and their respective Affiliates, (b) does not have any direct financial interest in or any material indirect financial interest in the Depositor or either Servicer or any Affiliate thereof, and (c) is not connected with the Depositor or either Servicer or any Affiliate thereof as an officer, employee, promoter, underwriter, trustee, partner, director or Person performing similar functions; provided, however, that a Person shall not fail to be Independent of the Depositor or either Servicer or any Affiliate thereof merely because such Person is the beneficial owner of 1% or less of any class of securities issued by the Depositor or either Servicer or any Affiliate thereof, as the case may be.

“Independent Contractor”: Either (i) any Person (other than the Servicers) that would be an “independent contractor” with respect to any of the REMICs created hereunder within the meaning of Section 856(d)(3) of the Code if such REMIC were a real estate investment trust (except that the ownership tests set forth in that section shall be considered to be met by any Person that owns, directly or indirectly, 35% or more of any Class of Certificates), so long as each such REMIC does not receive or derive any income from such Person and provided that the relationship between such Person and such REMIC is at arm’s length, all within the meaning of Treasury Regulation Section 1.856-4(b)(5), or (ii) any other Person (including the Servicers) if the Trustee has received an Opinion of Counsel to the effect that the taking of any action in respect of any REO Property by such
Person, subject to any conditions therein specified, that is otherwise herein contemplated to be taken by an Independent Contractor will not cause such REO Property to cease to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code (determined without regard to the exception applicable for purposes of Section 860D(a) of the Code), or cause any income realized in respect of such REO Property to fail to qualify as Rents from Real Property.

“Index”: With respect to each Adjustable-Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.

 

 

“Initial Certificate Principal Balance”: With respect to any Regular Certificate, the amount designated “Initial Certificate Principal Balance” on the face thereof.

“Initial Group I Mortgage Loan”: Any of the Group I Mortgage Loans described in the Prospectus Supplement and included in the Trust Fund as of the Closing Date.  The aggregate Stated Principal Balance of the Initial Group I Mortgage Loans as of the related Cut-off Date is equal to $283,159,882.45.

“Initial Group II Mortgage Loan”: Any of the Group II Mortgage Loans described in the Prospectus Supplement and included in the Trust Fund as of the Closing Date.  The aggregate Stated Principal Balance of the Initial Group II Mortgage Loans as of the related Cut-off Date is equal to $317,141,347.10.

 “Initial Mortgage Loan”: Any of the Initial Group I Mortgage Loans or Initial Group II Mortgage Loans included in the Trust Fund as of the Closing Date.

“Insurance Proceeds”: Proceeds of any title policy, hazard policy or other insurance policy covering a Mortgage Loan, to the extent such proceeds are received by the related Servicer and are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the related Servicer would follow in servicing mortgage loans held for its own account, subject to the terms and conditions of the related Mortgage Note and Mortgage.

“Interest Coverage Accounts”: The Group I Interest Coverage Account and the Group II Interest Coverage Account.

“Interest Determination Date”: With respect to the Floating Rate Certificates and each Accrual Period, the second LIBOR Business Day preceding the commencement of such Accrual Period.

“Interest Rate Swap Agreement”: The 1992 ISDA Master Agreement (Multicurrency-Cross Border) dated as of December 21, 2005 (together with the schedule thereto, the Master Agreement) between Bear Stearns Financial Products, Inc. and the Trustee (in its capacity as Supplemental Interest Trust Trustee).

“JPMorgan”:  JPMorgan Chase Bank, National Association, as a Servicer under this Agreement, or any successor thereto.

“JPMorgan Mortgage Loans”:  The Mortgage Loans serviced by JPMorgan.

“Late Collections”: With respect to JPMorgan and NCHLS and any JPMorgan Mortgage Loan and NCHLS Mortgage Loan, respectively, all amounts received subsequent to the Determination Date immediately following any related Due Period, whether as late payments of Monthly Payments or as Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late payments or collections of principal and/or interest due (without regard to any acceleration of payments under the related Mortgage and Mortgage Note) but delinquent on a 

 

contractual basis for such Due Period and not previously recovered.  With respect to Countrywide Servicing and any Countrywide Mortgage Loan, the meaning set forth in Exhibit B.

“LIBOR”: With respect to each Accrual Period, the rate determined by the Trustee on the related Interest Determination Date on the basis of the London interbank offered rate for one-month United States dollar deposits, as such rate appears on the Telerate Page 3750, as of 11:00 a.m. (London time) on such Interest Determination Date.  If such rate does not appear on Telerate Page 3750, the rate for such Interest Determination Date will be determined on the basis of the offered rates of the Reference Banks for one-month United States dollar deposits, as of 11:00 a.m. (London time) on such Interest Determination Date.  The Trustee will request the principal London office of each of the Reference Banks to provide a quotation of its rate.  On such Interest Determination Date, LIBOR for the related Accrual Period will be established by the Trustee as follows:

(i)           If on such Interest Determination Date two or more Reference Banks provide such offered quotations, LIBOR for the related Accrual Period shall be the arithmetic mean of such offered quotations (rounded upwards if necessary to the nearest whole multiple of 1/16 of 1%); and

(ii)          If on such Interest Determination Date fewer than two Reference Banks provide such offered quotations, LIBOR for the related Accrual Period shall be the higher of (i) LIBOR as determined on the previous Interest Determination Date and (ii) the Reserve Interest Rate.

“LIBOR Business Day”: Any day on which banks in London, England and The City of New York are open and conducting transactions in foreign currency and exchange.

“Liquidated Mortgage Loan”:  As to any Distribution Date, any Mortgage Loan in respect of which the related Servicer has determined, in accordance with the servicing procedures specified herein, as of the end of the related Prepayment Period, that all Liquidation Proceeds which it expects to recover with respect to the liquidation of the Mortgage Loan or disposition of the related REO Property have been recovered.

“Liquidation Event”: With respect to any Mortgage Loan, any of the following events: (i) such Mortgage Loan is paid in full, (ii) a Final Recovery Determination is made as to such Mortgage Loan or (iii) such Mortgage Loan is removed from the Trust Fund by reason of its being purchased, sold or replaced pursuant to or as contemplated by Section 2.03, Section 3.16(c) (with respect to JPMorgan and NCHLS), Section 3.03 of Exhibit B (with respect to Countrywide Servicing) or Section 10.01. With respect to any REO Property, either of the following events: (i) a Final Recovery Determination is made as to such REO Property or (ii) such REO Property is removed from the Trust Fund by reason of its being sold or purchased pursuant to Section 3.23 or Section 10.01.

“Liquidation Proceeds”: With respect to JPMorgan and NCHLS and any Mortgage Loans serviced by it, the amount (other than amounts received in respect of the rental of any REO Property prior to REO Disposition) received by the related Servicer in connection 

 

with (i) the taking of all or a part of a Mortgaged Property by exercise of the power of eminent domain or condemnation, (ii) the liquidation of a defaulted Mortgage Loan by means of a trustee’s sale, foreclosure sale or otherwise or (iii) the repurchase, substitution or sale of a Mortgage Loan or an REO Property pursuant to or as contemplated by Section 2.03, Section 3.16(c), Section 3.23 or Section 10.01.  With respect to Countrywide Servicing and any Countrwide Mortgage Loan, the meaning set forth in Exhibit B. 

“Loan-to-Value Ratio”: As of any date and as to any Mortgage Loan, the fraction, expressed as a percentage, the numerator of which is the Stated Principal Balance of the Mortgage Loan and the denominator of which is the Value of the related Mortgaged Property.

“Loan Group”: Either Loan Group I or Loan Group II, as the context requires.

“Loan Group I”: The group of Mortgage Loans identified in the Mortgage Loan Schedule as having been assigned to Loan Group I.

“Loan Group II”: The group of Mortgage Loans identified in the Mortgage Loan Schedule as having been assigned to Loan Group II.

“Losses”:  As defined in Section 9.03.

“Lost Note Affidavit”: With respect to any Mortgage Loan as to which the original Mortgage Note has been permanently lost, misplaced or destroyed and has not been replaced, an affidavit from the related Originator certifying that the original Mortgage Note has been lost, misplaced or destroyed (together with a copy of the related Mortgage Note) and indemnifying the Trust against any loss, cost or liability resulting from the failure to deliver the original Mortgage Note in the form of Exhibit H hereto.

“Majority Certificateholders”: The Holders of Certificates evidencing at least 51% of the Voting Rights.

“Marker Rate”:  With respect to the Class C Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC 3 Pass-Through Rates for REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10, REMIC 3 Regular Interest LTM11 and REMIC 3 Regular Interest LTZZ, with the rate on each such REMIC 3 Regular Interest (other than REMIC 3 Regular Interest LTZZ) subject to a cap equal to the lesser
of (i) the Pass-Through Rate for the related Corresponding Certificate (without regard to the Net WAC Rate) and (ii) the Net WAC Rate for the purpose of this calculation; and with the rate on REMIC 3 Regular Interest LTZZ subject to a cap of zero for the purpose of this calculation; provided, however, that for this purpose, calculations of the Uncertificated REMIC 3 Pass-Through Rate and the related caps with respect to each such 

 

REMIC 3 Regular Interest (other than REMIC 3 Regular Interest LTZZ) shall be multiplied by a fraction, the numerator of which is the actual number of days elapsed in the related Accrual Period and the denominator of which is 30.

“Master Agreement”:   Any of the Master Mortgage Loan Purchase and Interim Servicing Agreement, between an Originator and the Seller.

“Maximum Cap Rate”: For any Distribution Date and any Class of the Floating Rate Certificates, a per annum rate equal to the sum of (i) the product of (x) the weighted average of the Adjusted Net Maximum Mortgage Rates of the Mortgage Loans, weighted on the basis of the outstanding Principal Balances of the Mortgage Loans as of the first day of the month preceding the month of such Distribution Date and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period and (ii) an amount, expressed as a percentage, equal to a fraction, the numerator of which is equal to the Net Swap Payment or Swap Termination Payment made by the Swap Provider and the denominator of which is equal to the aggregate Stated Principal Balance of the Mortgage Loans, multiplied by 12.

“Maximum Uncertificated Accrued Interest Deferral Amount”:  With respect to any Distribution Date, the excess of (a) accrued interest at the Uncertificated REMIC 3 Pass-Through Rate applicable to REMIC 3 Regular Interest LTZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC 3 Regular Interest LTZZ minus the REMIC 3 Overcollateralization Amount, in each case for such Distribution Date, over (b) the sum of the Uncertificated Accrued Interest on REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest
LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11 with the rate on each such REMIC 3 Regular Interest subject to a cap equal to the lesser of (i) the Pass-Through Rate for the related Corresponding Certificate (without regard to the Net WAC Rate) and (ii) the Net WAC Rate for the purpose of this calculation; provided, however, that for this purpose, calculations of the Uncertificated REMIC 3 Pass-Through Rate and the related caps with respect to each such REMIC 3 Regular Interest (other than REMIC 3 Regular Interest LTZZ) shall be multiplied by a fraction, the numerator of which is the actual number of days elapsed in the related Accrual Period and the denominator of which is 30.

“MERS”:  Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.

“MERS Mortgage Loan”: As defined in Exhibit B.

“MERS® System”:  The system of recording transfers of Mortgages electronically maintained by MERS.

 

 

“Mezzanine Certificate”:  Any Class M-1 Certificate, Class M-2 Certificate, Class M-3 Certificate, Class M-4 Certificate, Class M-5 Certificate, Class M-6 Certificate, Class M-7 Certificate, Class M-8 Certificate, Class M-9 Certificate, Class M-10 Certificate or Class M-11 Certificate.

“MIN”:  The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.

“MOM Loan”:  With respect to any Accredited Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.

“Monthly Interest Distributable Amount”:  With respect to the Floating Rate Certificates and the Class C Certificates and any Distribution Date, the amount of interest accrued during the related Accrual Period at the related Pass-Through Rate on the Certificate Principal Balance (or Notional Amount in the case of the Class C Certificates) of such Class immediately prior to such Distribution Date, in each case, reduced by any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such Certificate based on its respective entitlements to interest irrespective of any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls for such Distribution Date).

“Monthly Payment”: With respect to any Mortgage Loan, the scheduled monthly payment of principal and interest on such Mortgage Loan which is payable by the related Mortgagor from time to time under the related Mortgage Note, determined: (a) after giving effect to (i) any Deficient Valuation and/or Debt Service Reduction with respect to such Mortgage Loan, (ii) any modifications to a Mortgage Loan pursuant to Section 3.07 (with respect to JPMorgan and NCHLS) or Section 3.01 of Exhibit B (with respect to Countrywide Servicing) and (iii) any reduction in the amount of interest collectible from the related Mortgagor pursuant to the Relief Act; (b) without giving effect to any extension granted or agreed to by the related Servicer pursuant to Section 3.07 (with respect to JPMorgan and NCHLS) or Section 3.01 of Exhibit B (with respect to Countrywide Servicing); and (c) on the
assumption that all other amounts, if any, due under such Mortgage Loan are paid when due.

“Moody’s”: Moody’s Investors Service, Inc., or its successor in interest.

“Mortgage”: The mortgage, deed of trust or other instrument creating a first or second lien on, or first or second priority security interest in, a Mortgaged Property securing a Mortgage Note.

“Mortgage File”: The mortgage documents listed in Section 2.01 pertaining to a particular Mortgage Loan and any additional documents required to be added to the Mortgage File pursuant to this Agreement.

“Mortgage Loan”: Each mortgage loan described in the Prospectus Supplement transferred and assigned to the Trustee pursuant to Section 2.01 or Section 2.03(d) as from time 

 

to time held as a part of the Trust Fund, the Mortgage Loans so held being identified in the Mortgage Loan Schedule.

“Mortgage Loan Purchase Agreement”:  The agreement between the Seller and the Depositor, regarding the transfer of certain of the Mortgage Loans by the Seller to or at the direction of the Depositor, substantially in the form attached hereto as Exhibit C-2.

“Mortgage Loan Schedule”:  As of any date, the list of Mortgage Loans included in REMIC 1 on such date, separately identifying the Group I Mortgage Loans and the Group II Mortgage Loans, attached hereto as Exhibit D, as supplemented by each schedule of Subsequent Mortgage Loans. The Mortgage Loan Schedule shall be prepared by the Seller and shall set forth the following information with respect to each Mortgage Loan, as applicable:

	
             
  	
            (1)
 	
            the Mortgage Loan identifying number;
 

	
             
  	
            (2)
 	
            [reserved];
 

	
             
  	
            (3)
 	
            the state and zip code of the Mortgaged Property;
 

	
             
  	
            (4)
 	
            a code indicating whether the Mortgaged Property was represented by the borrower, at the time of origination, as being owner-occupied;
 

	
             
  	
            (5)
 	
            the type of Residential Dwelling constituting the Mortgaged Property;
 

	
             
  	
            (6)
 	
            the original months to maturity;
 

	
             
  	
            (7)
 	
            the stated remaining months to maturity from the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan) based on the original amortization schedule;
 

	
             
  	
            (8)
 	
            the Loan-to-Value Ratio at origination;
 

	
             
  	
            (9)
 	
            the Mortgage Rate in effect immediately following the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan);
 

	
             
  	
            (10)
 	
            the date on which the first Monthly Payment was due on the Mortgage Loan;
 

	
             
  	
            (11)
 	
            the stated maturity date;
 

	
             
  	
            (12)
 	
            the amount of the Monthly Payment at origination;
 

	
             
  	
            (13)
 	
            the amount of the Monthly Payment due on the first Due Date after the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan);
 

 

 

	
             
  	
            (14)
 	
            the last Due Date on which a Monthly Payment was actually applied to the unpaid Stated Principal Balance;
 

	
             
  	
            (15)
 	
            the original principal amount of the Mortgage Loan;
 

	
             
  	
            (16)
 	
            the Stated Principal Balance of the Mortgage Loan as of the Close of Business on the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan);
 

	
             
  	
            (17)
 	
            a code indicating the purpose of the Mortgage Loan (i.e., purchase financing, rate/term refinancing, cash-out refinancing);
 

	
             
  	
            (18)
 	
            the Mortgage Rate at origination;
 

	
             
  	
            (19)
 	
            a code indicating the documentation program (i.e., full documentation, limited income verification, no income verification, alternative income verification);
 

	
             
  	
            (20)
 	
            the risk grade;
 

	
             
  	
            (21)
 	
            the Value of the Mortgaged Property;
 

	
             
  	
            (22)
 	
            the sale price of the Mortgaged Property, if applicable;
 

	
             
  	
            (23)
 	
            the actual unpaid principal balance of the Mortgage Loan as of the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan);
 

	
             
  	
            (24)
 	
            the type and term of the related Prepayment Charge;
 

	
             
  	
            (25)
 	
            with respect to any Adjustable-Rate Mortgage Loan, the rounding code, the minimum Mortgage Rate, the maximum Mortgage Rate, the Gross Margin, the next Adjustment Date and the Periodic Rate Cap;
 

	
             
  	
            (26)
 	
            the program code;
 

	
             
  	
            (27)
 	
            the Loan Group; and
 

	
             
  	
            (28)
 	
            the lien priority.
 

The Mortgage Loan Schedule shall set forth the following information, with respect to the Mortgage Loans in the aggregate and for each Loan Group as of the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan): (1) the number of Mortgage Loans; (2) the current Principal Balance of the Mortgage Loans; (3) the weighted average Mortgage Rate of the Mortgage Loans and (4) the weighted average remaining term to maturity of the Mortgage Loans. The Mortgage Loan Schedule shall be amended from time to time by the Servicers in accordance with the provisions of this Agreement. With respect to any 

 

Qualified Substitute Mortgage Loan, Cut-off Date shall refer to the related Cut-off Date for such Mortgage Loan, determined in accordance with the definition of Cut-off Date herein.

“Mortgage Note”: The original executed note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.

“Mortgage Pool”: The pool of Mortgage Loans, identified on Exhibit D from time to time, and any REO Properties acquired in respect thereof and as supplemented by any Subsequent Mortgage Loans identified on each schedule of Subsequent Mortgage Loans attached to a Subsequent Transfer Instrument.

“Mortgage Rate”:  With respect to each fixed-rate Mortgage Loan, the rate set forth in the related Mortgage Note.  With respect to each Adjustable-Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan) shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan) and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125%
(as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.

“Mortgaged Property”: The underlying property securing a Mortgage Loan, including any REO Property, consisting of a fee simple estate in a parcel of real property improved by a Residential Dwelling.

“Mortgagor”:  The obligor on a Mortgage Note.

“NCHLS”:  National City Home Loan Services, Inc., as a Servicer under this Agreement, or any successor thereto.

“NCHLS Mortgage Loans”:  The Mortgage Loans serviced by NCHLS.

“Net Liquidation Proceeds”: With respect to any Liquidated Mortgage Loan or any other disposition of related Mortgaged Property (including REO Property) the related Liquidation Proceeds and Insurance Proceeds net of Advances, Servicing Advances, Servicing Fees and any other accrued and unpaid servicing fees or ancillary income received and retained in connection with the liquidation of such Mortgage Loan or Mortgaged Property.

“Net Monthly Excess Cashflow”: With respect to each Distribution Date, the sum of (a) any Overcollateralization Release Amount for such Distribution Date and (b) the excess of 

 

(x) Available Funds for such Distribution Date over (y) the sum for such Distribution Date of (A) the Monthly Interest Distributable Amounts for the Floating Rate Certificates, (B) the Unpaid Interest Shortfall Amounts for the Class A Certificates and (C) the Principal Remittance Amount.

“Net Mortgage Rate”: With respect to any Mortgage Loan (or the related REO Property), as of any date of determination, a per annum rate of interest equal to the then applicable Mortgage Rate for such Mortgage Loan minus the Servicing Fee Rate.

“Net Prepayment Interest Shortfall”: With respect to any Distribution Date, the excess, if any, of any Prepayment Interest Shortfalls for such date over the related Compensating Interest.

“Net WAC Rate”:  With respect to the Floating Rate Certificates and:

(i)           the first Distribution Date, a per annum rate equal to (I) a fraction, expressed as a percentage, (1) the numerator of which is equal to the product of (A) 12 multiplied by (B) the sum of (i) the amount of interest which accrued on the Initial Mortgage Loans in the prior calendar month (after giving effect to Principal Prepayments) at their Adjusted Net Mortgage Rates and (ii) any amounts withdrawn from the Interest Coverage Accounts, if any, for such Distribution Date minus the amount of any Net Swap Payment or Swap Termination Payment (only if such Swap Termination Payment was not due to a Swap Provider Trigger Event) made to the Swap Provider and (2) the denominator of which is equal to the sum of (i) the aggregate Stated Principal Balance of the Mortgage Loans as of the
first day of the month preceding the month in which such Distribution Date occurs, after giving effect to Principal Prepayments received during the related Prepayment Period and (ii) the amounts on deposit in the Pre-Funding Accounts multiplied by (II) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period;

(ii)          the second Distribution Date, a per annum rate equal to (I) a fraction, expressed as a percentage, (1) the numerator of which is equal to the product of (A) 12 multiplied by (B) the sum of (i) the amount of interest which accrued on the Initial Mortgage Loans in the prior calendar month (after giving effect to Principal Prepayments) at their Adjusted Net Mortgage Rates and (ii) the amount of interest which accrued on the Additional Mortgage Loans in the prior calendar month (after giving effect to Principal Prepayments) at their Adjusted Net Mortgage Rates and (iii) any amounts withdrawn from the Interest Coverage Accounts, if any, for such Distribution Date minus the amount of any Net Swap Payment or Swap Termination Payment (only if such Swap Termination Payment was not due to a Swap
Provider Trigger Event) made to the Swap Provider and (2) the denominator of which is equal to the sum of (i) the aggregate Stated Principal Balance of the Mortgage Loans as of the first day of the month preceding the month in which such Distribution Date occurs, after giving effect to Principal Prepayments received during the related Prepayment Period and (ii) the amounts on deposit in the Pre-Funding Accounts multiplied by (II) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period; and

 

 

(iii)        thereafter, a per annum rate equal to (I) a fraction, expressed as a percentage, (1) the numerator of which is equal to the product of (A) 12 multiplied by (B) the sum of (i) the amount of interest which accrued on the Mortgage Loans in the prior calendar month (after giving effect to Principal Prepayments) at their Adjusted Net Mortgage Rates and (ii) any amounts withdrawn from the Interest Coverage Accounts, if any, for such Distribution Date minus the amount of any Net Swap Payment or Swap Termination Payment (only if such Swap Termination Payment was not due to a Swap Provider Trigger Event) made to the Swap Provider and (2) the denominator of which is equal to the sum of (i) the aggregate Stated Principal Balance of the Mortgage Loans as of the first day of the month preceding the month in
which such Distribution Date occurs, after giving effect to Principal Prepayments received during the related Prepayment Period and (ii) the amounts on deposit in the Pre-Funding Accounts multiplied by (II) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period.

For federal income tax purposes, the economic equivalent of such rate shall be expressed as the weighted average (adjusted for the actual number of days elapsed elapsed in the related Accrual Period) of the REMIC 3 Pass-Through Rates on the REMIC 3 Regular Interests (other than REMIC 3 Regular Interest LTIO), weighted on the basis of the Uncertificated Principal Balance of each such REMIC 3 Regular Interest.

“Net WAC Rate Carryover Amount”: With respect to the Floating Rate Certificates and any Distribution Date, the sum of (A) the positive excess of (i) the amount of interest accrued on such Class of Certificates on such Distribution Date calculated at the related Formula Rate over (ii) the amount of interest accrued on such Class of Certificates at the Net WAC Rate for such Distribution Date and (B) the Net WAC Rate Carryover Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Formula Rate for the most recently ended Accrual Period.

“Net WAC Rate Carryover Reserve Account”: The account established and maintained pursuant to Section 4.07.

“New Lease”: Any lease of REO Property entered into on behalf of the Trust, including any lease renewed or extended on behalf of the Trust if the Trust has the right to renegotiate the terms of such lease.

“Nonrecoverable Advance”: Any Advance or Servicing Advance previously made or proposed to be made in respect of a Mortgage Loan or REO Property that, in the good faith business judgment of the related Servicer in accordance with the Servicing Standard, will not be ultimately recoverable from Late Collections, Insurance Proceeds, Liquidation Proceeds or condemnation proceeds on such Mortgage Loan or REO Property as provided herein.

“Notional Amount”:  Immediately prior to any Distribution Date with respect to the Class C Interest, the aggregate of the Uncertificated Principal Balances of REMIC 3 Regular Interests (other than the REMIC 3 Regular Interest LTP).

 

 

“Offered Certificates”:  The Class A Certificates and the Mezzanine Certificates (other than the Class M-10 Certificates and the Class M-11 Certificates) offered to the public pursuant to the Prospectus Supplement.

“Officers’ Certificate”: A certificate signed by the Chairman of the Board, the Vice Chairman of the Board, the President or a vice president (however denominated), and by the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the applicable Servicer, the Seller or the Depositor, as applicable.

“Opinion of Counsel”: A written opinion of counsel, who may, without limitation, be a salaried counsel for the Depositor or either Servicer, acceptable to the Trustee, except that any opinion of counsel relating to (a) the qualification of any REMIC as a REMIC or (b) compliance with the REMIC Provisions must be an opinion of Independent counsel.

“Optional Termination Date”: The first Distribution Date on which the Terminator may opt to terminate the Trust Fund pursuant to Section 10.01.

“Original Class Certificate Principal Balance”:  With respect to the Floating Rate Certificates, the Class C Certificates, the Class C Interest, the Class IO Interest, REMIC 7 Regular Interest SWAP IO, the Class P Certificates and the Class P Interest, the corresponding amounts set forth opposite such Class above in the Preliminary Statement.

“Original Group I Pre-Funded Amount”: The amount deposited by the Depositor in the Group I Pre-Funding Account on the Closing Date, which amount is $61,407,396.37.

“Original Group II Pre-Funded Amount”: The amount deposited by the Depositor in the Group II Pre-Funding Account on the Closing Date, which amount is $38,697,363.22.

“Original Pre-Funded Amounts”: The Original Group I Pre-Funded Amount and the Original Group II Pre-Funded Amount.

“Originator”: Any of Accredited Home Lenders, Inc., Countrywide Home Loans, Inc., Decision One Mortgage Company LLC, First Franklin Financial Corp., a division of National City Bank of Indiana, Meritage Mortgage Corporation, NovaStar Mortgage, Inc. and WMC Mortgage Corp., or their respective successor in interest, as the context requires.

“Other Insurance Proceeds”:  As defined in Exhibit B.

“Overcollateralization Deficiency Amount”: With respect to any Distribution Date, the amount, if any, by which the Overcollateralization Target Amount exceeds the Overcollateralized Amount on such Distribution Date (assuming that 100% of the Principal Remittance Amount is applied as a principal distribution on such Distribution Date).

“Overcollateralization Floor”: With respect to the Group I Certificates, $2,232,493.44.  With respect to the Group II Certificates, $2,182,506.56.  With respect to the Mezzanine Certificates, $4,414,999.99.

 

 

“Overcollateralization Release Amount”: With respect to any Distribution Date, the lesser of (x) the Principal Remittance Amount for such Distribution Date and (y) the Excess Overcollateralized Amount.

“Overcollateralization Target Amount”: With respect to any Distribution Date, (i) prior to the Stepdown Date, an amount equal to 3.65% of the sum of (a) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (b) the Original Pre-Funded Amounts, (ii) on or after the Stepdown Date provided a Trigger Event is not in effect, the greater of (A) 7.30% of the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (B) $4,414,999.99 and (iii) on or after the Stepdown Date if a Trigger Event is in effect, the Overcollateralization Target Amount
for the immediately preceding Distribution Date.  Notwithstanding the foregoing, on and after any Distribution Date following the reduction of the aggregate Certificate Principal Balance of the Floating Rate Certificates to zero, the Overcollateralization Target Amount shall be zero.

“Overcollateralized Amount”:  For any Distribution Date, the amount equal to (i) the sum of (a) the aggregate Stated Principal Balance of the Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and (b) any funds on deposit in the Pre-Funding Accounts as of the related Determination Date (exclusive of any investment income therein) minus (ii) the sum of the aggregate Certificate Principal Balance of the Floating Rate Certificates and the Class P Certificates as of such Distribution Date after giving effect to distributions to be made on such Distribution Date.

“Ownership Interest”: As to any Certificate, any ownership or security interest in such Certificate, including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial, as owner or as pledgee.

“Pass-Through Rate”:  With respect to the Floating Rate Certificates and any Distribution Date, the lesser of (x) the related Formula Rate for such Distribution Date and (y) the Net WAC Rate for such Distribution Date.  With respect to the Class C Interest and any Distribution Date, a per annum rate equal to the percentage equivalent of a fraction, the numerator of which is (x) the sum of (i) 100% of the interest on REMIC 3 Regular Interest LTP and (ii) interest on the Uncertificated Balance of each REMIC 3 Regular Interest listed in clause (y) at a rate equal to the related Uncertificated REMIC 3 Pass-Through Rate minus the Marker Rate and the denominator of which is (y) the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interests LTAA, LTA1, LTA2, LTA3, LTA4, LTA5, LTM1A, LTM1B, LTM2, LTM3, LTM4, LTM5, LTM6, LTM7, LTM8, LTM9, LTM10, LTM11 and LTZZ.

With respect to the Class C Certificates, 100% of the interest distributable to the Class C Interest, expressed as a per annum rate.

 

 

The REMIC 7 Regular Interest SWAP-IO Interest shall not have a Pass-Through Rate, but interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class IO Interest for such Distribution Date.

The Class P Certificates, Class R Certificates and Class R-X Certificates will not accrue interest and therefore will not have a Pass-Through Rate.

“Paying Agent”:  Any paying agent appointed pursuant to Section 5.05.

“Percentage Interest”: With respect to any Certificate (other than a Residual Certificate), a fraction, expressed as a percentage, the numerator of which is the Initial Certificate Principal Balance represented by such Certificate and the denominator of which is the Original Class Certificate Principal Balance of the related Class. With respect to a Residual Certificate, the portion of the Class evidenced thereby, expressed as a percentage, as stated on the face of such Certificate; provided, however, that the sum of all such percentages for each such Class totals 100%.

“Periodic Rate Cap”: With respect to each Adjustable-Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.

“Permitted Investments”: Any one or more of the following obligations or securities acquired at a purchase price of not greater than par, regardless of whether issued or managed by the Depositor, the Servicers, the Trustee or any of their respective Affiliates or for which an Affiliate of the Trustee serves as an advisor:

(i)           direct obligations of, or obligations fully guaranteed as to timely payment of principal and interest by, the United States or any agency or instrumentality thereof, provided such obligations are backed by the full faith and credit of the United States;

(ii)          (A) demand and time deposits in, certificates of deposit of, bankers’ acceptances issued by or federal funds sold by any depository institution or trust company (including the Trustee or its agent acting in their respective commercial capacities) incorporated under the laws of the United States of America or any state thereof and subject to supervision and examination by federal and/or state authorities, so long as, at the time of such investment or contractual commitment providing for such investment, such depository institution or trust company or its ultimate parent has a short-term uninsured debt rating in one of the two highest available ratings of Moody’s and the highest available rating category of Fitch, S&P and DBRS and provided that each such
investment has an original maturity of no more than 365 days; and (B) any other demand or time deposit or deposit which is fully insured by the FDIC;

 

 

(iii)        repurchase obligations with a term not to exceed 30 days with respect to any security described in clause (i) above and entered into with a depository institution or trust company (acting as principal) rated F-1+ or higher by Fitch, P-1 by Moody’s, A-1 by S&P and R-1 (highest) by DBRS (if rated by DBRS); provided, however, that collateral transferred pursuant to such repurchase obligation must be of the type described in clause (i) above and must (A) be valued daily at current market prices plus accrued interest, (B) pursuant to such valuation, be equal, at all times, to 105% of the cash transferred by the Trustee in exchange for such collateral and (C) be delivered to the Trustee or, if the Trustee is supplying the collateral, an agent for the Trustee, in such a
manner as to accomplish perfection of a security interest in the collateral by possession of certificated securities;

(iv)         securities bearing interest or sold at a discount that are issued by any corporation incorporated under the laws of the United States of America or any State thereof;

(v)          commercial paper (including both non-interest-bearing discount obligations and interest-bearing obligations payable on demand or on a specified date not more than 30 days after the date of acquisition thereof) that is rated by Moody’s, Fitch, S&P and DBRS (and if rated by any other Rating Agency, also by such other Rating Agency) in its highest short-term unsecured debt rating available at the time of such investment;

(vi)         units of money market funds, including those money market funds managed or advised by the Trustee or its Affiliates, that have been rated “AAA” by Fitch (if rated by Fitch), “Aaa” by Moody’s, “AAA” by S&P and “R-1 (highest)” by DBRS (if rated by DBRS); and

(vii)       if previously confirmed in writing to the Trustee, any other demand, money market or time deposit, or any other obligation, security or investment, as may be acceptable to the Rating Agencies in writing as a permitted investment of funds backing securities having ratings equivalent to its highest initial rating of the Class A Certificates;

provided, that no instrument described hereunder shall evidence either the right to receive (a) only interest with respect to the obligations underlying such instrument or (b) both principal and interest payments derived from obligations underlying such instrument and the interest and principal payments with respect to such instrument provide a yield to maturity at par greater than 120% of the yield to maturity at par of the underlying obligations.

“Permitted Transferee”: Any transferee of a Residual Certificate other than a Disqualified Organization or a non-U.S. Person.

“Person”: Any individual, corporation, limited liability company, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.

 

 

“Plan”: Any employee benefit plan or certain other retirement plans and arrangements, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that are subject to ERISA or Section 4975 of the Code.

“Pool Balance”: As of any date of determination, the aggregate Stated Principal Balance of the Mortgage Loans in both Loan Groups as of such date.

“Pre-Funding Accounts”:  The Group I Pre-Funding Account and the Group II Pre-Funding Account.

“Prepayment Assumption”:  As defined in the Prospectus Supplement.

“Prepayment Charge”: With respect to any Mortgage Loan, the charges or premiums, if any, due in connection with a full or partial Principal Prepayment of such Mortgage Loan in accordance with the terms thereof (other than any Servicer Prepayment Charge Payment Amount).

“Prepayment Charge Schedule”: As of any date, the list of Prepayment Charges on the Mortgage Loans included in the Trust Fund on such date, attached hereto as Schedule I (including the prepayment charge summary attached thereto). The Prepayment Charge Schedule shall set forth the following information with respect to each Prepayment Charge:

	
             
  	
            (i)
 	
            the Mortgage Loan identifying number;
 	
             

	
             
  	
            (ii)
 	
            a code indicating the type of Prepayment Charge;
 	
             

	
             
  	
            (iii)
 	
            the state of origination of the related Mortgage Loan;
 
					

(iv)         the date on which the first monthly payment was due on the related Mortgage Loan;

	
             
  	
            (v)
 	
            the term of the related Prepayment Charge; and
 

(vi)         the Stated Principal Balance of the related Mortgage Loan as of the related Cut-off Date (or Subsequent Cut-off Date, with respect to a Subsequent Mortgage Loan).

“Prepayment Interest Excess”:  With respect to any Distribution Date, for each Mortgage Loan that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period occurring between the first day and the fifteenth day of the calendar month in which such Distribution Date occurs, an amount equal to interest (to the extent received) at the applicable Net Mortgage Rate on the amount of such Principal Prepayment in full for the number of days commencing on the first day of the calendar month in which such Distribution Date occurs and ending on the date on which such prepayment is so applied.

 

 

“Prepayment Interest Shortfall”:   With respect to any Distribution Date, for each Mortgage Loan serviced by JPMorgan and NCHLS that was the subject of a Principal Prepayment in full during the portion of the related Prepayment Period occurring from the first day of the related Prepayment Period through the last day of the calendar month preceding the month in which such Distribution Date occurs, an amount equal to one-month’s interest at the applicable Net Mortgage Rate less any payments made by the Mortgagor on the amount of such Principal Prepayment for the number of days commencing on the date such Principal Prepayment is received and ending on the last day of the calendar month preceding the month in which such Distribution Date occurs.

	
             
 	
            “Prepayment Interest Shortfall Amount”:  
 	
            As defined in Exhibit B.
 

“Prepayment Period”:  With respect NCHLS and any Distribution Date, the period commencing on the 16th day of the calendar month preceding the calendar month in which such Distribution Date occurs (or, in the case of the first Distribution Date, from November 1, 2005) and ending on the 15th day of the calendar month in which the related Distribution Date occurs.  With respect JPMorgan and any Distribution Date and (i) any Principal Prepayment in full, the period commencing on the 16th day of the calendar month preceding the calendar month in which such Distribution Date occurs (or, in the case of the first Distribution Date, from November 1, 2005) and ending on the 15th day of the calendar month in which the related Distribution Date occurs and (ii) any partial Principal Prepayment, the calendar month preceding the month in which such
Distribution Date occurs.

“Principal Balance”:  As to any Mortgage Loan other than a Liquidated Mortgage Loan, and any day, the Principal Balance as of the related Cut-off Date, minus all collections credited against the such Principal Balance of any such Mortgage Loan. For purposes of this definition, a Liquidated Mortgage Loan shall be deemed to have a Principal Balance equal to the Principal Balance of the related Mortgage Loan as of the final recovery of related Liquidation Proceeds and a Principal Balance of zero thereafter. As to any REO Property and any day, the Principal Balance of the related Mortgage Loan immediately prior to such Mortgage Loan becoming REO Property minus any REO Principal Amortization received with respect thereto on or prior to such day.

“Principal Prepayment”: Any payment of principal made by the Mortgagor on a Mortgage Loan which is received in advance of its scheduled Due Date and which is not accompanied by an amount of interest representing the full amount of scheduled interest due on any Due Date in any month or months subsequent to the month of prepayment.

“Principal Remittance Amount”:  With respect to any Distribution Date, the sum of the Group I Principal Remittance Amount and the Group II Principal Remittance Amount.

“Prospectus Supplement”: That certain Prospectus Supplement dated December 16, 2005 relating to the public offering of the Offered Certificates.

“Purchase Price”:  With respect to any Mortgage Loan or REO Property to be purchased by the Seller, JPMorgan or NCHLS pursuant to or as contemplated by Section 2.03, 

 

Section 3.16(c) or Section 10.01, and as confirmed by an Officers’ Certificate from the party purchasing the Mortgage Loan to the Trustee, an amount equal to the sum of (i) 100% of the Stated Principal Balance thereof as of the date of purchase (or such other price as provided in Section 10.01), (ii) in the case of (x) a Mortgage Loan, accrued interest on such Stated Principal Balance at the applicable Mortgage Rate in effect from time to time from the Due Date as to which interest was last covered by a payment by the Mortgagor or an Advance by the related Servicer, which payment or Advance had as of the date of purchase been distributed pursuant to Section 4.01, through the end of the calendar month in which the purchase is to be effected, and (y) an REO Property, the sum of (1) accrued interest on such Stated Principal Balance at the applicable Mortgage Rate in effect from time to time from the Due
Date as to which interest was last covered by a payment by the Mortgagor or an advance by the related Servicer through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, plus (2) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such purchase is to be effected, net of the total of all net rental income, Insurance Proceeds, Liquidation Proceeds and Advances that as of the date of purchase had been distributed as or to cover REO Imputed Interest pursuant to Section 4.04, (iii) any unreimbursed Servicing Advances and Advances and any unpaid Servicing Fees allocable to such Mortgage Loan or REO Property, (iv) any amounts previously withdrawn from the Collection Account in respect of such Mortgage Loan or REO Property pursuant to Section 3.23 and (v) in the case of a Mortgage Loan required to be
purchased pursuant to Section 2.03, expenses reasonably incurred or to be incurred by the related Servicer or the Trustee in respect of the breach or defect giving rise to the purchase obligation, including any costs and damages incurred by the Trust Fund in connection with any violation by such loan of any predatory or abusive lending law.  With respect to each Originator and any Mortgage Loan or REO Property to be purchased pursuant to or as contemplated by Section 2.03 or 10.01, and as confirmed by a certificate of an Officers’ Certificate of the related Originator to the Trustee, an amount equal to the amount set forth pursuant to the terms of the related Master Agreement.

“Qualified Insurer”: Any insurance company acceptable to Fannie Mae.

“Qualified Substitute Mortgage Loan”: With respect to the Seller, a mortgage loan substituted for a Deleted Mortgage Loan pursuant to the terms of the Mortgage Loan Purchase Agreement or this Agreement which must, on the date of such substitution, (i) have an outstanding Stated Principal Balance (or in the case of a substitution of more than one mortgage loan for a Deleted Mortgage Loan, an aggregate Stated Principal Balance), after application of all scheduled payments of principal and interest due during or prior to the month of substitution, not in excess of, and not more than 5% less than, the outstanding Stated Principal Balance of the Deleted Mortgage Loan as of the Due Date in the calendar month during which the substitution occurs, (ii) have a Mortgage Rate not less than (and not more than one percentage point in excess of) the Mortgage Rate of the Deleted Mortgage Loan,
(iii) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage Loan, (iv) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (v) if the Qualified Substitute 

 

Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (vi) if the Qualified Substitute Mortgage Loan is an Adjustable-Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (vii) have a remaining term to maturity not greater than (and not more than one year less than) that of the Deleted Mortgage Loan, (viii) be current as of the date of substitution, (ix) have a Loan-to-Value Ratio as of the date of substitution equal to or lower than the Loan-to-Value Ratio of the Deleted Mortgage Loan as of such date, (x) have a risk grading determined by the Originator at least equal to the risk grading assigned on the Deleted Mortgage Loan, (xi) have been underwritten or reunderwritten by the related Originator in accordance with the same
underwriting criteria and guidelines as the Deleted Mortgage Loan and (xii) conform to each representation and warranty set forth in Section 3.01 of the Mortgage Loan Purchase Agreement or assigned to the Depositor pursuant to the related Assignment Agreement applicable to the Deleted Mortgage Loan. In the event that one or more mortgage loans are substituted for one or more Deleted Mortgage Loans, the amounts described in clause (i) hereof shall be determined on the basis of aggregate Stated Principal Balance, the Mortgage Rates described in clause (ii) hereof shall be satisfied for each such mortgage loan, the risk gradings described in clause (x) hereof shall be satisfied as to each such mortgage loan, the terms described in clause (vii) hereof shall be determined on the basis of weighted average remaining term to maturity (provided that no such mortgage loan may have a remaining term to maturity longer than the Deleted Mortgage Loan), the Loan-to-Value Ratios described in clause
(ix) hereof shall be satisfied as to each such mortgage loan and, except to the extent otherwise provided in this sentence, the representations and warranties described in clause (xii) hereof must be satisfied as to each Qualified Substitute Mortgage Loan or in the aggregate, as the case may be.  With respect to each Originator, a mortgage loan substituted for a Deleted Mortgage Loan pursuant to the terms of the related Master Agreement which must, on the date of such substitution conform to the terms set forth in the related Master Agreement.

“Rating Agency or Rating Agencies”: Moody’s, Fitch and S&P, or their successors. If such agencies or their successors are no longer in existence, “Rating Agencies” shall be such nationally recognized statistical rating agencies, or other comparable Persons, designated by the Depositor, notice of which designation shall be given to the Trustee and Servicer.

“Realized Loss”: With respect to any Liquidated Mortgage Loan, the amount of loss realized equal to the portion of the Stated Principal Balance remaining unpaid after application of all Net Liquidation Proceeds in respect of such Mortgage Loan.  If the related Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are applied to principal distributions on any Distribution Date.

“Record Date”:  With respect to (i) the Floating Rate Certificates, the Close of Business on the Business Day immediately preceding the related Distribution Date; provided, however, that following the date on which Definitive Certificates for any of the Floating Rate Certificates are available pursuant to Section 5.02, the Record Date for such Certificates that are Definitive Certificates shall be the last Business Day of the calendar month preceding the month 

 

in which the related Distribution Date occurs and (ii) the Class P Certificates, the Class C Certificates and the Residual Certificates, the Close of Business on the last Business Day of the calendar month preceding the month in which the related Distribution Date occurs.

“Reference Banks”: Those banks (i) with an established place of business in London, England, (ii) not controlling, under the control of or under common control with the Originators or either Servicer or any Affiliate thereof and (iii) which have been designated as such by the Trustee, after consultation with the Depositor; provided, however, that if fewer than two of such banks provide a LIBOR rate, then any leading banks selected by the Trustee after consultation with the Depositor which are engaged in transactions in United States dollar deposits in the international Eurocurrency market.

“Refinanced Mortgage Loan”: A Mortgage Loan the proceeds of which were not used to purchase the related Mortgaged Property.

“Regular Certificate”: Any of the Floating Rate Certificates, Class C Certificates or Class P Certificates.

“Relief Act”:  The Servicemembers Civil Relief Act, or any state law providing for similar relief.

“Relief Act Interest Shortfall”: With respect to any Distribution Date, for any Mortgage Loan with respect to which there has been a reduction in the amount of interest collectible thereon for the most recently ended Due Period as a result of the application of the Relief Act, the amount by which (i) interest collectible on such Mortgage Loan during such Due Period is less than (ii) one month’s interest on the Stated Principal Balance of such Mortgage Loan at the Mortgage Rate for such Mortgage Loan before giving effect to the application of the Relief Act.

“REMIC”: A “real estate mortgage investment conduit” within the meaning of Section 860D of the Code.

“REMIC 1”: The segregated pool of assets subject hereto, constituting the primary trust created hereby and to be administered hereunder, with respect to which a REMIC election is to be made consisting of: (i) such Mortgage Loans as from time to time are subject to this Agreement, together with the Mortgage Files relating thereto, and together with all collections thereon and proceeds thereof, (ii) any REO Property, together with all collections thereon and proceeds thereof, (iii) the Trustee’s rights with respect to the Mortgage Loans under all insurance policies, required to be maintained pursuant to this Agreement and any proceeds thereof, (iv) the Depositor’s rights under the Mortgage Loan Purchase Agreement or the Assignment Agreements (including any security interest created thereby) and (v) the Collection Account, the Distribution Account (subject to the last
sentence of this definition) and any REO Account and such assets that are deposited therein from time to time and any investments thereof, together with any and all income, proceeds and payments with respect thereto. Notwithstanding the foregoing, however, a REMIC election will not be made with respect to the Pre-Funding Accounts, the Interest Coverage Accounts, any Subsequent Mortgage Loan Interest, 

 

the Net WAC Rate Carryover Reserve Account, the Cap Contract, the Swap Account, the Supplemental Interest Trust, the Interest Rate Swap Agreement or any Servicer Prepayment Charge Payment Amounts.

“REMIC 1 Regular Interests”:  One of the separate non-certificated beneficial ownership interests in REMIC 1 issued hereunder and designated as a Regular Interest in REMIC 1.  Each REMIC 1 Regular Interest shall accrue interest at the related Uncertificated REMIC 1 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.  The following is a list of each of the REMIC 1 Regular Interests:  REMIC 1 Regular Interest LT1, REMIC 1 Regular Interest LT1PF1, REMIC 1 Regular Interest LT1PF2, REMIC 1 Regular Interest LT2, REMIC 1 Regular Interest LT2PF1, REMIC 1 Regular Interest LT2PF2 and REMIC 1 Regular Interest LTP.

“REMIC 2”: The segregated pool of assets consisting of all of the REMIC 1 Regular Interests and conveyed in trust to the Trustee, for the benefit of REMIC 3, as holder of the REMIC 2 Regular Interests, and the Class R Certificateholders, as Holders of the Class R-2 Interest, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 2 Regular Interest”:  Any of the 76 separate non-certificated beneficial ownership interests in REMIC 2 issued hereunder and designated as a “regular interest” in REMIC 2. Each REMIC 2 Regular Interest shall accrue interest at the related Uncertificated REMIC 2 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. 

“REMIC 3”: The segregated pool of assets consisting of all of the REMIC 2 Regular Interests and conveyed in trust to the Trustee, for the benefit of REMIC 4, as holder of the REMIC 3 Regular Interests, and the Class R Certificateholders, as Holders of the Class R-3 Interest, pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 3 Interest Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to (a) the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and related REO Properties then outstanding and (ii) the Uncertificated REMIC 3 Pass-Through Rate for REMIC 3 Regular Interest LTAA minus the Marker Rate, divided by (b) 12.

“REMIC 3 Overcollateralization Target Amount”: 1.00% of the Overcollateralization Target Amount.

“REMIC 3 Overcollateralization Amount”: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC 3 Regular Interests (other than REMIC 3 Regular Interst LTP) minus (ii) the aggregate 

 

Uncertificated Principal Balance of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11, in each case as of such date of determination.

“REMIC 3 Principal Loss Allocation Amount”: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Mortgage Loans and related REO Properties then outstanding and the amounts on deposit in the Pre-Funding Accounts (exclusive of any investment income therein) and (ii) 1 minus a fraction, the numerator of which is two times the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3
Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11 and the denominator of which is the aggregate Uncertificated Principal Balance of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11 and REMIC 3 Regular Interest LTZZ.

“REMIC 3 Regular Interests”: One of the separate non-certificated beneficial ownership interests in REMIC 3 issued hereunder and designated as a Regular Interest in REMIC 3. Each REMIC 3 Regular Interest shall accrue interest at the related Uncertificated REMIC 3 Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto.  The following is a list of each of the REMIC 3 Regular Interests:  REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3
Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11, REMIC 3 Regular Interest LTZZ, REMIC 3 Regular Interest LTP and REMIC 3 Regular Interest LTIO.

 

 

“REMIC 4”: The segregated pool of assets consisting of all of the REMIC 3 Regular Interests conveyed in trust to the Trustee, for the benefit of the Holders of the Regular Certificates (other than the Class C Certificates or Class P Certificates), the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-4 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 5”: The segregated pool of assets consisting of the Class C Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class C Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 6”: The segregated pool of assets consisting of the Class P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-6 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC 7”: The segregated pool of assets consisting of the Class IO Interest conveyed in trust to the Trustee, for the benefit of the Holders of the REMIC 7 Regular Interest SWAP IO and the Class R-X Certificates (in respect of the Class R-7 Interest), pursuant to Article II hereunder, and all amounts deposited therein, with respect to which a separate REMIC election is to be made.

“REMIC Provisions”: Provisions of the federal income tax law relating to real estate mortgage investment conduits which appear at Section 860A through 860G of Subchapter M of Chapter 1 of the Code, and related provisions, and regulations and rulings promulgated thereunder, as the foregoing may be in effect from time to time.

“REMIC Regular Interests”:  The REMIC 1 Regular Interests, the REMIC 2 Regular Interests, the REMIC 3 Regular Interests, the Class C Interest, the Class P Interest and the Class IO Interest.

“Remittance Date”:  As defined in Exhibit B.

“Remittance Report”: A report prepared by the related Servicer and delivered to the Trustee pursuant to Section 4.04.

“Rents from Real Property”: With respect to any REO Property, gross income of the character described in Section 856(d) of the Code.

“REO Account”: The account or accounts maintained by the Servicer in respect of an REO Property pursuant to Section 3.23 or Section 3.13 of Exhibit B.

“REO Disposition”: The sale or other disposition of an REO Property on behalf of the Trust Fund.

 

 

“REO Imputed Interest”: As to any REO Property, for any calendar month during which such REO Property was at any time part of the Trust Fund, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan if appropriate) as of the Close of Business on the Distribution Date in such calendar month.

“REO Principal Amortization”: With respect to any REO Property, for any calendar month, the excess, if any, of (a) the aggregate of all amounts received in respect of such REO Property during such calendar month, whether in the form of rental income, sale proceeds (including, without limitation, that portion of the Termination Price paid in connection with a purchase of all of the Mortgage Loans and REO Properties pursuant to Section 10.01 that is allocable to such REO Property) or otherwise, net of any portion of such amounts (i) payable pursuant to Section 3.23 (with respect to JPMorgan and NCHLS) or Section 3.13 of Exhibit B (with respect to Countrywide Servicing) in respect of the proper operation, management and maintenance of such REO Property or (ii) payable or reimbursable to the related Servicer pursuant to Section 3.23 (with respect to JPMorgan and NCHLS) or Section
3.13 of Exhibit B (with respect to Countrywide Servicing) for unpaid Servicing Fees in respect of the related Mortgage Loan and unreimbursed Servicing Advances and Advances in respect of such REO Property or the related Mortgage Loan, over (b) the REO Imputed Interest in respect of such REO Property for such calendar month.

“REO Property”: A Mortgaged Property acquired by the related Servicer on behalf of the Trust Fund through foreclosure or deed-in-lieu of foreclosure, as described in Section 3.23 (with respect to JPMorgan and NCHLS) or Section 3.13 of Exhibit B (with respect to Countrywide Servicing).

“Repurchase Price”:  As defined in Exhibit B.

“Request for Release”: A release signed by a Servicing Officer, in the form of Exhibit E attached hereto.

“Reserve Interest Rate”: With respect to any Interest Determination Date, the rate per annum that the Trustee determines to be either (i) the arithmetic mean (rounded upwards if necessary to the nearest whole multiple of 1/16 of 1%) of the one-month United States dollar lending rates which banks in The City of New York selected by the Depositor are quoting on the relevant Interest Determination Date to the principal London offices of leading banks in the London interbank market or (ii) in the event that the Trustee can determine no such arithmetic mean, in the case of any Interest Determination Date after the initial Interest Determination Date, the lowest one-month United States dollar lending rate which such New York banks selected by the Depositor are quoting on such Interest Determination Date to leading European banks.

“Residential Dwelling”: Any one of the following: (i) a detached one-family dwelling, (ii) a detached two- to four-family dwelling, (iii) a one-family dwelling unit in a Fannie Mae eligible condominium project, (iv) a manufactured home, or (v) a detached one-family dwelling in a planned unit development, none of which is a co-operative or mobile home.

 

 

“Residual Certificate”:  The Class R Certificates and the Class R-X Certificates.

“Residual Interest”: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.

“Responsible Officer”: When used with respect to the Trustee, any director, any vice president, any assistant vice president, the Secretary, any assistant secretary, the Treasurer, any assistant treasurer or any other officer of the Trustee customarily performing functions similar to those performed by any of the above designated officers and, with respect to a particular matter, to whom such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.

“S&P”: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., or its successor in interest.

“Seller”: Greenwich Capital Financial Products, Inc., a Delaware corporation, in its capacity as Seller under the Assignment Agreements and the Mortgage Loan Purchase Agreement.

“Senior Principal Distribution Amount”: With respect to any Distribution Date, the sum of (i) the Group I Senior Principal Distribution Amount and (ii) the Group II Senior Principal Distribution Amount.

“Servicer”: Either Countrywide Servicing, with respect to the Countrwyide Mortgage Loans, JPMorgan, with respect to the JPMorgan Mortgage Loans or NCHLS, with respect to the NCHLS Mortgage Loans, as the context requires, or any successor Servicer appointed as herein provided, each in its capacity as a Servicer hereunder.

“Servicer Certification”:  As defined in Section 3.22(b) (with respect to JPMorgan and NCHLS) or Section 3.24(b) of Exhibit B (with respect to Countrywide Servicing).

“Servicer Event of Termination”: One or more of the events described in Section 7.01 (with respect to JPMorgan and NCHLS) or Article V of Exhibit B (with respect to Countrywide Servicing).

“Servicer Prepayment Charge Payment Amount”: The amounts payable by the related Servicer in respect of any waived Prepayment Charges pursuant to Section 2.05, Section 3.01 (with respect to JPMorgan and NCHLS) or Section 3.01 of Exhibit B (with respect to Countrywide Servicing).

“Servicer Remittance Date”: With respect to JPMorgan and NCHLS and any Distribution Date, the third Business Day prior to such Distribution Date. 

“Servicing Advances”: With respect to JPMorgan and NCHLS, all customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable attorneys’ fees and expenses) incurred by such Servicer in the performance of its servicing obligations, 

 

including, but not limited to, the cost of (i) the preservation, restoration, inspection and protection of the Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures related to a Mortgage Loan, including any expenses incurred in connection with such Mortgage Loan being registered on the MERS System, (iii) the management and liquidation of the REO Property and (iv) compliance with the obligations under Sections 3.01, 3.09, 3.14, 3.16, and 3.23.  Servicing Advances also include any reasonable “out-of-pocket” costs and expenses (including legal fees) incurred by such Servicer in connection with executing and recording instruments of satisfaction, deeds of reconveyance or Assignments in connection with any foreclosure in respect of any Mortgage Loan to the extent not recovered from the related Mortgagor or otherwise payable under this Agreement.  Neither JPMorgan nor
NCHLS shall be required to make any Servicing Advance that would be a Nonrecoverable Advance.  With respect to Countrywide Servicing, as defined in Exhibit B.

“Servicing Fee”:  With respect to JPMorgan and NCHLS and each JPMorgan Mortgage Loan and NCHLS Mortgage Loan, respectively, and for any calendar month, an amount equal to the Servicing Fee Rate accrued for such month, on the same principal amount on which interest on such Mortgage Loan accrues for such month.  A portion of such Servicing Fee may be retained by any Sub-Servicer as its servicing compensation.  With respect to Countrywide Servicing and each Countrywide Mortgage Loan, as defined in Exhibit B.

“Servicing Fee Rate”:  0.50% per annum.

“Servicing Officer”: Any officer of either Servicer involved in, or responsible for, the administration and servicing of Mortgage Loans, whose name and specimen signature appear on a list of servicing officers furnished by each Servicer to the Trustee and the Depositor on the Closing Date, as such list may from time to time be amended.

“Servicing Standard”: With respect to JPMorgan and NCHLS, the servicing and administration of the Mortgage Loans hereunder (a) in the same manner in which, and with the same care, skill, prudence and diligence with which, such Servicer services and administers similar mortgage loans with similar mortgagors (i) for other third-parties, giving due consideration to customary and usual standards of practice of prudent institutional residential mortgage lenders servicing their own loans or (ii) held in such Servicer’s own portfolio, whichever standard is higher, and, in either case, giving due consideration to customary and usual standards or practice of mortgage lenders and loan servicers servicing and administering similar mortgage loans, (b) with a view to the maximization of the recovery of such Mortgage Loans on a net present value basis and the best interests of the
Certificateholders, (c) without regard to (i) any relationship that such Servicer or any Affiliate thereof may have with the related Mortgagor or any other party to the transaction; (ii) the right of such Servicer to receive compensation or other fees for its services rendered pursuant to this Agreement; (iii) the ownership or non-ownership of any Certificate by such Servicer or any Affiliate of such Servicer; (iv) the obligation of such Servicer to make Advances and Servicing Advances; (v) the ownership, servicing or management by such Servicer or any Affiliate thereof for others of any other mortgage loans or mortgaged properties; and (vi) any debt such Servicer or any Affiliate of 

 

such Servicer has extended to any Mortgagor or any Affiliate of such Mortgagor and (d) in accordance with all applicable state, local and federal laws, rules and regulations.

“Servicing Transfer Costs”: Shall mean all reasonable costs and expenses incurred by the Trustee in connection with the transfer of servicing from a predecessor servicer, including, without limitation, any reasonable costs or expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee (or any successor servicer appointed pursuant to Section 7.02) to service the Mortgage Loans properly and effectively and any fees associated with MERS.

“Startup Day”: As defined in Section 9.01(b) hereof.

“Stated Principal Balance”: With respect to any Mortgage Loan: (a) as of any date of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, the outstanding principal balance of such Mortgage Loan as of the related Cut-off Date as shown in the Mortgage Loan Schedule, minus the sum of (i) the principal portion of each Monthly Payment due on a Due Date subsequent to the related Cut-off Date to the extent received from the Mortgagor or advanced by the related Servicer and distributed pursuant to Section 4.01 on or before such date of determination, (ii) all Principal Prepayments received after the related Cut-off Date to the extent distributed pursuant to Section 4.01 on or before such date of determination, (iii) all Liquidation Proceeds and Insurance Proceeds to the
extent distributed pursuant to Section 4.01 on or before such date of determination, and (iv) any Realized Loss incurred with respect thereto as a result of a Deficient Valuation made during or prior to the Due Period for the most recent Distribution Date coinciding with or preceding such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such Mortgage Loan would be distributed, zero. With respect to any REO Property: (a) as of any date of determination up to but not including the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, an amount (not less than zero) equal to the Stated Principal Balance of the related Mortgage Loan as of the date on which such REO Property was acquired on behalf of the Trust Fund, minus the aggregate amount of REO Principal Amortization in
respect of such REO Property for all previously ended calendar months, to the extent distributed pursuant to Section 4.01 on or before such date of determination; and (b) as of any date of determination coinciding with or subsequent to the Distribution Date on which the proceeds, if any, of a Liquidation Event with respect to such REO Property would be distributed, zero.

“Stepdown Date”: The earlier to occur of (i) the Distribution Date on which the aggregate Certificate Principal Balance of the Class A Certificates has been reduced to zero and (ii) the later to occur of (x) the Distribution Date occurring in December 2008 and (y) the first Distribution Date on which the Credit Enhancement Percentage (calculated for this purpose only after taking into account payments of principal on the Mortgage Loans but prior to distribution of the Principal Distribution Amount to the Certificates then entitled to distributions of principal on such Distribution Date) is equal to or greater than 51.30%.

 

 

“Sub-Servicer”: Any Person with which either Servicer has entered into a Sub- Servicing Agreement and which meets the qualifications of a Sub-Servicer pursuant to Section 3.02.

“Sub-Servicing Account”: An account established by a Sub-Servicer which meets the requirements set forth in Section 3.08 and is otherwise acceptable to the applicable Servicer.

“Sub-Servicing Agreement”: The written contract between either Servicer and a Sub-Servicer relating to servicing and administration of certain Mortgage Loans as provided in Section 3.02.

“Subsequent Assignment Agreement”: The agreement between the Depositor and the Seller, regarding the assignment of the Seller’s rights under the Master Agreements with respect to certain of the Subsequent Mortgage Loans.

“Subsequent Cut-off Date”: With respect to those Subsequent Mortgage Loans sold to the Trust Fund pursuant to a Subsequent Transfer Instrument, the later of (i) first day of the month in which the related Subsequent Transfer Date occurs or (ii) the date of origination of such Mortgage Loan.

“Subsequent Group I Mortgage Loan”: A Subsequent Mortgage Loan to be included in Loan Group I.

“Subsequent Group II Mortgage Loan”: A Subsequent Mortgage Loan to be included in Loan Group II.

“Subsequent Mortgage Loan”: A Mortgage Loan sold by the Depositor to the Trust Fund pursuant to Section 2.08, such Mortgage Loan being identified on the Mortgage Loan Schedule attached to a Subsequent Transfer Instrument.

“Subsequent Mortgage Loan Interest”:  Any amount constituting a monthly payment of interest received or advanced at the Net Mortgage Rate with respect to (i) a Subsequent Group I Mortgage Loan during the Due Period relating to the first four Distribution Dates in excess of 0.00% per annum and (ii) a Subsequent Group II Mortgage Loan during the Due Period relating to the first four Distribution Dates in excess of 0.00% per annum.  The Subsequent Mortgage Loan Interest shall be distributable to the Class C Certificates.  The Subsequent Mortgage Loan Interest shall not be an asset of any REMIC.

“Subsequent Mortgage Loan Purchase Agreement”: The agreement between the Depositor and the Seller, regarding the transfer of certain of the Subsequent Mortgage Loans by the Seller to the Depositor.

“Subsequent Recoveries”: As of any Distribution Date, amounts received by the Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 3.11 (with respect to JPMorgan and NCHLS) or Section 3.05 of Exhibit B (with respect to Countrywide 

 

Servicing)) specifically related to a Mortgage Loan that was the subject of a liquidation or an REO Disposition prior to the related Prepayment Period that resulted in a Realized Loss.

“Subsequent Transfer Date”: With respect to each Subsequent Transfer Instrument, the date on which the related Subsequent Mortgage Loans are sold to the Trust Fund.

“Subsequent Transfer Instrument”: Each Subsequent Transfer Instrument, dated as of a Subsequent Transfer Date, executed by the Trustee and the Depositor substantially in the form attached hereto as Exhibit S, by which Subsequent Mortgage Loans are transferred to the Trust Fund.

“Supplemental Interest Trust”:  As defined in Section 4.10(a).

 “Swap Account”: The account or accounts created and maintained pursuant to Section 4.05.  The Swap Account must be an Eligible Account.

“Swap Interest Shortfall Amount”: Any shortfall of interest with respect to any Class of Certificates resulting from the application of the Net WAC Rate due to a discrepancy between the Uncertificated Notional Amount of the REMIC 7 Regular Interest SWAP IO and the scheduled notional amount.

“Swap LIBOR”: A per annum rate equal to the floating rate payable by the Swap Provider under the Swap Agreement. 

“Swap Provider”:  Bear Stearns Financial Products, Inc.

“Swap Provider Trigger Event”: A Swap Termination Payment that is triggered upon: (i) an Event of Default under the Interest Rate Swap Agreement with respect to which the Swap Provider is a Defaulting Party (as defined in the Interest Rate Swap Agreement), (ii) a Termination Event under the Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party (as defined in the Interest Rate Swap Agreement) or (iii) an Additional Termination Event under the Interest Rate Swap Agreement with respect to which the Swap Provider is the sole Affected Party.

“Swap Termination Payment”: The payment due to either party under the Interest Rate Swap Agreement upon the early termination of the Interest Rate Swap Agreement.

“Substitution Adjustment”:  As defined in Section 2.03(d) hereof.

“Tax Matters Person”: The tax matters person appointed pursuant to Section 9.01(e) hereof.

“Tax Returns”: The federal income tax return on Internal Revenue Service Form 1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including Schedule Q thereto, Quarterly Notice to Residual Interest Holders of the REMIC Taxable Income or Net Loss Allocation, or any successor forms, to be filed by the Trustee on behalf of each REMIC, 

 

together with any and all other information reports or returns that may be required to be furnished to the Certificateholders or filed with the Internal Revenue Service or any other governmental taxing authority under any applicable provisions of federal, state or local tax laws.

“Termination Price”:  As defined in Section 10.01(a) hereof.

“Terminator”:  As defined in Section 10.01(a) hereof.

“Trigger Event”: A Trigger Event is in effect with respect to any Distribution Date on or after the Stepdown Date if:

(i)           (a) on any Distribution Date on which the Class A Certificates remain outstanding, the Delinquency Percentage exceeds 31.15% of the Credit Enhancement Percentage; or (b) on any Distribution Date on which the aggregate Certificate Principal Balance of the Class A Certificates has been reduced to zero, the Class M-1 Delinquency Percentage exceeds 37.90% of the Credit Enhancement Percentage; or

(ii)          the aggregate amount of Realized Losses incurred since the related Cut-off Date through the last day of the related Due Period (reduced by the aggregate amount of Subsequent Recoveries received since the related Cut-off Date through the last day of the related Due Period) divided by the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and the Original Pre-Funded Amounts, exceeds the applicable percentages set forth below with respect to such Distribution Date:

	
            
Distribution Date Occurring In
 
 	
            
Percentage
 
 
	
            December 2007 through November 2008

 
 	
            1.45% for the first month, plus an additional 1/12th of 1.90% for each month thereafter.
 
	
            December 2008 through November 2009
 	
            3.35% for the first month, plus an additional 1/12th of 1.90% for each month thereafter.
 
	
            December 2009 through November 2010
 	
            5.25% for the first month, plus an additional 1/12th of 1.50% for each month thereafter.
 
	
            December 2010 through November 2011
 	
            6.75% for the first month, plus an additional 1/12th of 0.75% for each month thereafter.
 
	
            December 2011 through November 2012
 	
            7.50% for the first month, plus an additional 1/12th of 0.05% for each month thereafter.
 
	
            December 2012 and thereafter
 	
            7.55% for each month.
 

 

“Trust”: Soundview Home Loan Trust 2005-4, the trust created hereunder.

“Trust Fund”:  All of the assets of the Trust, which is the trust created hereunder consisting of REMIC 1, REMIC 2, REMIC 3, REMIC 4, REMIC 5, REMIC 6, REMIC 7, the Pre-Funding Accounts, the Interest Coverage Accounts, any Subsequent Mortgage Loan Interest, the Cap Contract, the Interest Rate Swap Agreement, the Swap Account, the right to receive any amounts from the Net WAC Rate Carryover Reserve Account and any Servicer Prepayment Charge Payment Amounts. 

“Trustee”: Deutsche Bank National Trust Company, a national banking association, or any successor trustee appointed as herein provided.

 

 

“Trustee Compensation”:  Such compensation, if any, as set forth in the separate fee schedule between the Trustee and the Depositor, which compensation shall be payable to the Trustee on each Distribution Date pursuant to Section 8.05 as compensation for all services rendered by it in the execution of the trust hereby created and in the exercise and performance of any of the powers and duties of the Trustee hereunder.

 “Uncertificated Accrued Interest”: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated REMIC Pass-Through Rate on the Uncertificated Principal Balance of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Net Prepayment Interest Shortfalls, Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests based on their respective entitlements to interest irrespective of any Net Prepayment Interest Shortfalls and Relief Act Interest Shortfalls for such Distribution Date).

“Uncertificated Notional Amount”:  With respect to REMIC 3 Regular Interest LTIO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC 2 Regular Interests ending with the designation “A” listed below: 

	
            
Distribution Date
  
  	
            
REMIC 2 Regular Interests
  
  
	
            1st through 12th
 	
            I-1-A through I-37-A
 
	
            13
 	
            I-2-A through I-37-A
 
	
            14
 	
            I-3-A through I-37-A
 
	
            15
 	
            I-4-A through I-37-A
 
	
            16
 	
            I-5-A through I-37-A
 
	
            17
 	
            I-6-A through I-37-A
 
	
            18
 	
            I-7-A through I-37-A
 
	
            19
 	
            I-8-A through I-37-A
 
	
            20
 	
            I-9-A through I-37-A
 
	
            21
 	
            I-10-A through I-37-A
 
	
            22
 	
            I-11-A through I-37-A
 
	
            23
 	
            I-12-A through I-37-A
 
	
            24
 	
            I-13-A through I-37-A
 
	
            25
 	
            I-14-A through I-37-A
 
	
            26
 	
            I-15-A through I-37-A
 
	
            27
 	
            I-16-A through I-37-A
 
	
            28
 	
            I-17-A through I-37-A
 
	
            29
 	
            I-18-A through I-37-A
 
	
            30
 	
            I-19-A through I-37-A
 
	
            31
 	
            I-20-A through I-37-A
 
	
            32
 	
            I-21-A through I-37-A
 
	
            33
 	
            I-22-A through I-37-A
 
	
            34
 	
            I-23-A through I-37-A
 
	
            35
 	
            I-24-A through I-37-A
 
	
            36
 	
            I-25-A through I-37-A
 
	
            37
 	
            I-26-A through I-37-A
 
	
            38
 	
            I-27-A through I-37-A
 
	
            39
 	
            I-28-A through I-37-A
 
	
            40
 	
            I-29-A through I-37-A
 
	
            41
 	
            I-30-A through I-37-A
 
	
            42
 	
            I-31-A through I-37-A
 
	
            43
 	
            I-32-A through I-37-A
 

 

 

 

 

	
            44
 	
            I-33-A through I-37-A
 
	
            45
 	
            I-34-A through I-37-A
 
	
            46
 	
            I-35-A through I-37-A
 
	
            47
 	
            I-36-A and I-37-A
 
	
            48
 	
            I-37-A
 
	
            thereafter
 	
            $0.00
 

 

With respect to the Class IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC 3 Regular Interest LTIO.

“Uncertificated Principal Balance”:  With respect to each REMIC Regular Interest, the amount of such REMIC Regular Interest outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance. On each Distribution Date, the Uncertificated Principal Balance of each REMIC Regular Interest shall be reduced by all distributions of principal made on such REMIC Regular Interest on such Distribution Date pursuant to Section 4.08 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 4.08, and the Uncertificated Principal Balance of REMIC Regular Interest LTZZ shall be increased by interest deferrals as provided in
Section 4.08.  With respect to the Class C Interest as of any date of determination, an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC 3 Regular Interests over (B) the then aggregate Certificate Principal Balance of the Class A Certificates, the Mezzanine Certificates and the Class P Certificates then outstanding. The Uncertificated Principal Balance of each REMIC Regular Interest that has an Uncertificated Principal Balance shall never be less than zero.

“Uncertificated REMIC Pass-Through Rate”: The Uncertificated REMIC 1 Pass-Through Rate, Uncertificated REMIC 2 Pass-Through Rate or Uncertificated REMIC 3 Pass-Through Rate, as applicable.

“Uncertificated REMIC 1 Pass-Through Rate”:  With respect to REMIC 1 Regular Interest LT1 and REMIC 1 Regular Interest LTP, and (i) the first four Distribution Dates, the weighted average of the Adjusted Net Mortgage Rates of the Initial Group I Mortgage Loans and (ii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group I Mortgage Loans. 

With respect to REMIC 1 Regular Interest LT1PF1 and (i) the first four Distribution Dates, 0.00% and (ii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group I Mortgage Loans.  

With respect to REMIC 1 Regular Interest LT1PF2 and (i) the first Distribution Date, 0.00%, (ii) the second through and including the fourth Distribution Date, the weighted average of the Adjusted Net Mortgage Rates of the Additional Group I Mortgage Loans and (iii) 

 

thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group I Mortgage Loans.  

With respect to REMIC 1 Regular Interest LT2, and (i) the first four Distribution Dates, the weighted average of the Adjusted Net Mortgage Rates of the Initial Group II Mortgage Loans and (ii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group II Mortgage Loans.  

With respect to REMIC 1 Regular Interest LT2PF1 and (i) the first four Distribution Dates, 0.00% and (ii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group II Mortgage Loans.  

With respect to REMIC 1 Regular Interest LT2PF2 and (i) the first Distribution Date, 0.00%, (ii) the second through and including the fourth Distribution Date, the weighted average of the Adjusted Net Mortgage Rates of the Additional Group II Mortgage Loans and (iii) thereafter, the weighted average of the Adjusted Net Mortgage Rates of the Group II Mortgage Loans.

“Uncertificated REMIC 2 Pass-Through Rate”:  With respect to REMIC 2 Regular Interest I and REMIC 2 Regular Interest P, a per annum rate equal to the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on the REMIC 1 Regular Interests (weighted on the basis of the Uncertificated Principal Balance of each such REMIC 1 Regular Interest).  With respect to each REMIC 2 Regular Interest ending with the designation “A”, a per annum rate equal to the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on the REMIC 1 Regular Interests (weighted on the basis of the Uncertificated Principal Balance of each such REMIC 1 Regular Interest) multiplied by 2, subject to a maximum rate of 9.872%.  With respect to each REMIC 2 Regular Interest ending with the designation “B”, the greater of (x) a per annum rate equal to the excess, if any, of (i) 2
multiplied by the weighted average of the Uncertificated REMIC 1 Pass-Through Rates on the REMIC 1 Regular Interests (weighted on the basis of the Uncertificated Principal Balance of each such REMIC 1 Regular Interest) over (ii) 9.872% and (y) 0.00%.

“Uncertificated REMIC 3 Pass-Through Rate”:  With respect to REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10, REMIC 3 Regular Interest LTM11, REMIC 3 Regular Interest LTZZ and REMIC 3 Regular Interest LTP, a per annum rate (but not less than zero) equal to the weighted average of (v) with respect to REMIC 2 Regular Interest I, the Uncertificated REMIC 2 Pass-Through Rate for such REMIC 2 Regular Interest for each such Distribution Date, (w)
with respect to REMIC 2 Regular Interests ending with the designation “B”, the weighted average of the Uncertificated REMIC 2 Pass-Through Rates for such REMIC 2 Regular Interests, weighted on the basis of the Uncertificated Principal Balance 

 

of such REMIC 2 Regular Interests for each such Distribution Date and (x) with respect to REMIC 2 Regular Interests ending with the designation “A”, for each Distribution Date listed below, the weighted average of the rates listed below for each such REMIC 2 Regular Interest listed below, weighted on the basis of the Uncertificated Principal Balance of each such REMIC 2 Regular Interest for each such Distribution Date:

	
            
Distribution Date
  
  	
            
REMIC 2 Regular Interest
  
  	
            
Rate
  
  
	
            1st through 11th 
 	
            I-1-A through I-37-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            12
 	
            I-1-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
            13
 	
            I-2-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            14
 	
            I-3-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A and I-2-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            15
 	
            I-4-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-3-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            16
 	
            I-5-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-4-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            17
 	
            I-6-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-5-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            18
 	
            I-7-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-6-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            19
 	
            I-8-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-7-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            20
 	
            I-9-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-8-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            21
 	
            I-10-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-9-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            22
 	
            I-11-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-10-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            23
 	
            I-12-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-11-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            24
 	
            I-13-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-12-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            25
 	
            I-14-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-13-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            26
 	
            I-15-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-14-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            27
 	
            I-16-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-15-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            28
 	
            I-17-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-16-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            29
 	
            I-18-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-17-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            30
 	
            I-19-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-18-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            31
 	
            I-20-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-19-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            32
 	
            I-21-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 

 

 

 

 

	
             
 	
            I-1-A through I-20-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            33
 	
            I-22-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-21-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            34
 	
            I-23-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-22-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            35
 	
            I-24-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-23-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            36
 	
            I-25-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-24-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            37
 	
            I-26-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-25-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            38
 	
            I-27-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-26-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            39
 	
            I-28-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-27-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            37
 	
            I-29-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-28-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            41
 	
            I-30-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-29-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            42
 	
            I-31-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-30-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            43
 	
            I-32-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-31-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            44
 	
            I-33-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-32-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            45
 	
            I-34-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-33-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            46
 	
            I-35-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-34-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            47
 	
            I-36-A through I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-35-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            48
 	
            I-37-A
 	
            2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC 2 Pass-Through Rate
 
	
             
 	
            I-1-A through I-36-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 
	
            thereafter
 	
            I-1-A through I-37-A
 	
            Uncertificated REMIC 2 Pass-Through Rate
 

 

With respect to REMIC 3 Regular Interest LTIO, and (a) the first eleven Distribution Dates, the excess of (i) the Uncertificated REMIC 2 Pass-Through Rates for REMIC 2 Regular Interests ending with the designation “A”, over (ii) the Uncertificated REMIC 2 Pass-Through Rates for REMIC 2 Regular Interests ending with the designation “A”, (b) the 12th Distribution Date through the 48th Distribution Date, the excess of (i) the Uncertificated REMIC 2 Pass-Through Rates for REMIC 2 Regular Interests ending with the designation “A” over (ii) 2 multiplied by Swap LIBOR, and (c) thereafter 0.00%. 

“Uninsured Cause”: Any cause of damage to a Mortgaged Property such that the complete restoration of such property is not fully reimbursable by the hazard insurance policies required to be maintained pursuant to Section 3.14.

 

 

“United States Person” or “U.S. Person”: A citizen or resident of the United States, a corporation, partnership (or other entity treated as a corporation or partnership for United States federal income tax purposes) created or organized in, or under the laws of, the United States, any state thereof, or the District of Columbia (except in the case of a partnership, to the extent provided in Treasury regulations) provided that, for purposes solely of the restrictions on the transfer of Residual Certificates, no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States Person unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are required by the applicable operative agreement to
be United States Persons, or an estate the income of which from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust. The term “United States” shall have the meaning set forth in Section 7701 of the Code or successor provisions.

“Unpaid Interest Shortfall Amount”: With respect to the Floating Rate Certificates and (i) the first Distribution Date, zero, and (ii) any Distribution Date after the first Distribution Date, the amount, if any, by which (a) the sum of (1) the Monthly Interest Distributable Amount for such Class for the immediately preceding Distribution Date and (2) the outstanding Unpaid Interest Shortfall Amount, if any, for such Class for such preceding Distribution Date exceeds (b) the aggregate amount distributed on such Class in respect of interest pursuant to clause (a) of this definition on such preceding Distribution Date, plus interest on the amount of interest due but not distributed on the Certificates of such Class on such preceding Distribution Date, to the extent permitted by law, at the Pass-Through Rate for such Class for the related Accrual Period.

“Value”: With respect to any Mortgaged Property, the lesser of (i) the lesser of (a) the value thereof as determined by an appraisal made for the originator of the Mortgage Loan at the time of origination of the Mortgage Loan by an appraiser who met the minimum requirements of Fannie Mae and Freddie Mac, and (b) the value thereof as determined by a review appraisal conducted by the related Originator in the event any such review appraisal determines an appraised value ten percent or more lower than the value thereof as determined by the appraisal referred to in clause (i)(a) above and (ii) the purchase price paid for the related Mortgaged Property by the Mortgagor with the proceeds of the Mortgage Loan, provided, however, in the case of a Refinanced Mortgage Loan, such value of the Mortgaged Property is based solely upon the lesser of (1) the value determined by an appraisal made
for the related Originator of such Refinanced Mortgage Loan at the time of origination of such Refinanced Mortgage Loan by an appraiser who met the minimum requirements of Fannie Mae and Freddie Mac and (2) the value thereof as determined by a review appraisal conducted by the related Originator in the event any such review appraisal determines an appraised value ten percent or more lower than the value thereof as determined by the appraisal referred to in clause (ii)(1) above.

 

 

“Voting Rights”: The portion of the voting rights of all of the Certificates which is allocated to any Certificate. At all times the Floating Rate Certificates and the Class C Certificates shall have 98% of the Voting Rights (allocated among the Holders of the Floating Rate Certificates and the Class C Certificates in proportion to the then outstanding Certificate Principal Balances of their respective Certificates), the Class P Certificates shall have 1% of the Voting Rights and the Residual Certificates shall have 1% of the Voting Rights. The Voting Rights allocated to any Class of Certificates (other than the Class P Certificates and the Residual Certificates) shall be allocated among all Holders of each such Class in proportion to the outstanding Certificate Principal Balance of such Certificates and the Voting Rights allocated to the Class P Certificates and the Residual
Certificates shall be allocated among all Holders of each such Class in proportion to such Holders’ respective Percentage Interest; provided, however that when none of the Regular Certificates are outstanding, 100% of the Voting Rights shall be allocated among Holders of the Residual Certificates in accordance with such Holders’ respective Percentage Interests in the Certificates of such Class.

	
             
  	
            SECTION 1.02
 	
            Accounting.
 

Unless otherwise specified herein, for the purpose of any definition or calculation, whenever amounts are required to be netted, subtracted or added or any distributions are taken into account such definition or calculation and any related definitions or calculations shall be determined without duplication of such functions.

	
             
  	
            SECTION 1.03
 	
            Allocation of Certain Interest Shortfalls.
 

For purposes of calculating the amount of the Monthly Interest Distributable Amount for the Floating Rate Certificates and the Class C Certificates for any Distribution Date, (1) the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated first, among the Class C Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Notional Amount of each such Certificate and, thereafter, among the Floating Rate Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass-Through Rate on the respective Certificate Principal Balance of
each such Certificate and (2) the aggregate amount of any Realized Losses and Net WAC Rate Carryover Amounts shall be allocated among the Class C Certificates on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Notional Amount of each such Certificate.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 1 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated (i) with respect to the Group I Mortgage Loans, to REMIC 1 Regular Interest LT1 and REMIC 1 Regular Interest LT1PF1, in each case to the extent of one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rate on the respective Uncertificated Principal Balance of each such Uncertificated REMIC 1 Interest; provided, however, with respect to the first four Distribution 

 

Dates, such amounts relating to the Initial Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1, such amounts relating to the Subsequent Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF1 and such amounts relating to the Additional Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF2 and (ii) with respect to the Group II Mortgage Loans, to REMIC 1 Regular Interest LT2 and REMIC 1 Regular Interest LT2PF1, in each case to the extent of one month’s interest at the then applicable respective Uncertificated REMIC 1 Pass-Through Rate on the respective Uncertificated Principal Balance of each such Uncertificated REMIC 1 Interest; provided, however, with respect to the first four Distribution Dates, such amounts relating to the Initial Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2, such amounts relating to the
Subsequent Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF1, and such amounts relating to the Additional Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF2.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 2 Regular Interests for any Distribution Date the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans shall be allocated first, to REMIC 2 Regular Interest I and to the REMIC 2 Regular Interests ending with the designation “B”, pro rata based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest, and then, to REMIC 2 Regular Interests ending with the designation “A”, pro rata based on, and to the extent of, one month’s interest at the then
applicable respective Uncertificated REMIC 2 Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC 2 Regular Interest.

For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC 3 Regular Interests for any Distribution Date, the aggregate amount of any Net Prepayment Interest Shortfalls and any Relief Act Interest Shortfalls incurred in respect of the Mortgage Loans for any Distribution Date shall be allocated among REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10, REMIC 3 Regular Interest LTM11 and REMIC 3
Regular Interest LTZZ pro rata based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC 3 Pass-Through Rate on the respective Uncertificated Principal Balance of each such REMIC 3 Regular Interest.

 

 

ARTICLE II

 

CONVEYANCE OF MORTGAGE LOANS;

ORIGINAL ISSUANCE OF CERTIFICATES

	
             
  	
            SECTION 2.01
 	
            Conveyance of Mortgage Loans.
 

The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, including any security interest therein for the benefit of the Depositor, in and to (i) each Mortgage Loan identified on the Mortgage Loan Schedule, including the Principal Balance as of the related Cut-off Date, all interest accruing thereon on and after the the related Cut-off Date and all collections in respect of interest and principal due after the the related Cut-off Date; (ii) property which secured each such Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure; (iii) its interest in any insurance policies in respect of the Mortgage Loans; (iv) the rights of the Depositor under the Master
Agreements (as assigned to the Depositor pursuant to the terms of the Assignment Agreements) and the Mortgage Loan Purchase Agreement, (v) the right to receive any amounts payable under the Cap Contract and the Interest Rate Swap Agreement, (vi) all other assets included or to be included in the Trust Fund and (vii) all proceeds of any of the foregoing.  Such assignment includes all interest and principal due and collected by the Depositor or the related Servicer after the the related Cut-off Date with respect to the Mortgage Loans.

In connection with such transfer and assignment, the Depositor, does hereby deliver to, and deposit with the Trustee (or the Custodian on behalf of the Trustee), the following documents or instruments with respect to each Initial Mortgage Loan and Additional Mortgage Loan so transferred and assigned, and in accordance with Section 2.08, deliver or caused to be delivered to the Trustee with respect to each Subsequent Mortgage Loan, the following documents or instruments (with respect to each Mortgage Loan, a “Mortgage File”):

(i)           the original Mortgage Note, endorsed either (A) in blank, or (B) in the following form: “Pay to the order of Deutsche Bank National Trust Company, as Trustee, without recourse” or with respect to any lost Mortgage Note, an original Lost Note Affidavit stating that the original mortgage note was lost, misplaced or destroyed, together with a copy of the related mortgage note; provided, however, that such substitutions of Lost Note Affidavits for original Mortgage Notes may occur only with respect to Mortgage Loans, the aggregate Principal Balance as of the related Cut-off Date of which is less than or equal to 1.00% of the Pool Balance as of the related Cut-off Date;

(ii)          the original Mortgage (noting the presence of the MIN of the Mortgage Loan and language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan), with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon or, if such Mortgage or power of attorney has been 

 

submitted for recording but has not been returned from the applicable public recording office, has been lost or is not otherwise available, a copy of such Mortgage or power of attorney, as the case may be, certified to be a true and complete copy of the original submitted for recording;

(iii)        unless the Mortgage Loan is registered on the MERS® System, an original Assignment, in form and substance acceptable for recording. The Mortgage shall be assigned either (A) in blank or (B) to “Deutsche Bank National Trust Company, as Trustee, without recourse”

(iv)         an original of any intervening assignment of Mortgage showing a complete chain of assignments (or to MERS if the Mortgage Loan is registered on the MERS® System and noting the presence of MIN);

	
             
  	
            (v)
 	
            the original or a certified copy of lender’s title insurance policy; and
 

(vi)         the original or copies of each assumption, modification, written assurance or substitution agreement, if any.

The Depositor herewith also delivers to the Trustee an executed copy of each Assignment Agreement and each Master Agreement and the Mortgage Loan Purchase Agreement.

If any of the documents referred to in Section 2.01(ii), (iii) or (iv) above has as of the Closing Date (or Subsequent Transfer Date, with respect to Subsequent Mortgage Loans) been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Depositor to deliver such documents shall be deemed to be satisfied upon (1) delivery to the Trustee (or the Custodian on behalf of the Trustee) no later than the Closing Date (or Subsequent Transfer Date, with respect to Subsequent Mortgage Loans), of a copy of each such document certified by the related Originator in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and
(2) if such copy is certified by the related Originator, delivery to the Trustee (or the Custodian on behalf of the Trustee), promptly upon receipt thereof of either the original or a copy of such document certified by the applicable public recording office to be a true and complete copy of the original.  If the original lender’s title insurance policy, or a certified copy thereof, was not delivered pursuant to Section 2.01(v) above, the Depositor shall deliver or cause to be delivered to the Trustee (or the Custodian on behalf of the Trustee), the original or a copy of a written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company, with the original or a certified copy thereof to be delivered to the Trustee (or the Custodian on behalf of the Trustee), promptly upon receipt thereof.  The related Servicer or the Depositor shall deliver or cause to be delivered to the Trustee (or the Custodian on behalf of the Trustee),
promptly upon receipt thereof, any other documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

 

 

Upon discovery or receipt of notice of any materially defective document in, or that a document is missing from, a Mortgage File, the Trustee (or the Custodian on behalf of the Trustee) shall notify the related Servicer and such Servicer (or, if the Servicer is JPMorgan or an Affiliate of the related Originator, the Trustee) shall enforce the obligations of the related Originator or the Seller under the related Master Agreement or Mortgage Loan Purchase Agreement, as applicable, to cure such defect or deliver such missing document to the Trustee (or the Custodian on behalf of the Trustee) within 90 or 120 days, as applicable.  If such Originator or the Seller does not cure such defect or deliver such missing document within such time period, the related Servicer (or, if the Servicer is JPMorgan or an Affiliate of the related Originator, the Trustee) shall use commercially reasonable
efforts to attempt to enforce the obligations of such Originator or the Seller to either repurchase or substitute for such Mortgage Loan in accordance with Section 2.03; provided, however, that the related Servicer or the Trustee shall not be under any obligation to take any action pursuant to this paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist the related Servicer or the Trustee in enforcing any obligations of any Originator or the Seller to repurchase or substitute for a Mortgage Loan which has breached a representation or warranty under the related Assignment Agreement or Mortgage Loan Purchase Agreement, as applicable.  In connection with the foregoing, it is understood that the Trustee (or the Custodian on behalf of the Trustee) shall have no duty to discover any such defects except in the course of performing its review of the Mortgage Files to the extent set forth herein.

Except with respect to any Mortgage Loan for which MERS is identified on the Mortgage, the Trustee shall enforce the obligations of each Originator under the related Master Agreement or the Seller under the Mortgage Loan Purchase Agreement to cause the Assignments (which shall include thereon an indication that all notices shall continue to be delivered to the related Servicer) which were delivered in blank to be completed and to record all Assignments referred to in Section 2.01(iii) hereof and, to the extent necessary, in Section 2.01(iv) hereof. The Trustee shall enforce the obligations of each Originator under the related Master Agreement or the Seller under the Mortgage Loan Purchase Agreement to deliver such assignments for recording within 180 days of the Closing Date.  In the event that any such Assignment is lost or returned unrecorded because of a defect therein, the Trustee
shall enforce the obligations of each Originator under the related Master Agreement or the Seller under the Mortgage Loan Purchase Agreement to promptly have a substitute Assignment prepared or have such defect cured, as the case may be, and thereafter cause each such Assignment to be duly recorded.

Notwithstanding the foregoing, for administrative convenience and facilitation of servicing and to reduce closing costs, the Assignments shall not be required to be submitted for recording (except with respect to any Mortgage Loan located in Maryland) unless the Trustee (or the Custodian on behalf of the Trustee) and the Depositor receive notice that such failure to record would result in a withdrawal or a downgrading by any Rating Agency of the rating on any Class of Certificates; provided, however, each Assignment (which shall include an indication thereon that all notices shall continue to be delivered to the related Servicer), except with respect to any Mortgage Loan for which MERS is identified on the Mortgage, shall be submitted for recording in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of:  (i) reasonable direction by the
Holders of Certificates entitled to at least 

 

25% of the Voting Rights, (ii) the occurrence of a Servicer Event of Termination (in which case the Assignments for the Mortgage Loans serviced by the related Servicer shall be recorded), (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to the Seller, (iv) the occurrence of a servicing transfer as described in Section 7.02 hereof (in which case the Assignments for the Mortgage Loans serviced by the related Servicer shall be recorded), (v) upon receipt of notice from the related Servicer, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage and (vi) upon receipt of notice from the related Servicer, any Mortgage Loan that is 90 days or more Delinquent.  In the event of (i) through (vi) set forth in the immediately preceding sentence, the Trustee shall enforce the obligations of the related Originator or the Seller to deliver
such Assignments for recording as provided above, promptly and in any event within 30 days following receipt of notice by the Seller. Notwithstanding the foregoing, if the related Originator or the Seller fails to pay the cost of recording the Assignments, such expense will, subject to Section 8.01, be paid by the Trustee and the Trustee shall be reimbursed for such expenses by the Trust.  

Each Servicer shall forward to the Trustee (or the Custodian on behalf of the Trustee) original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with this Agreement within two weeks of their execution; provided, however, that the Servicer shall provide the Trustee (or the Custodian on behalf of the Trustee) with a certified true copy of any such document submitted for recordation within two weeks of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within 365 days of its submission for recordation. In the event that the related Servicer cannot provide a copy of such document certified by the public recording office within such 365 day period, such
Servicer shall deliver to the Trustee (or the Custodian on behalf of the Trustee), within such 365 day period, an Officers’ Certificate of the Servicer which shall (A) identify the recorded document, (B) state that the recorded document has not been delivered to the Trustee (or the Custodian on behalf of the Trustee) due solely to a delay caused by the public recording office, (C) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, if known and (D) specify the date the applicable recorded document is expected to be delivered to the Trustee (or the Custodian on behalf of the Trustee), and, upon receipt of a copy of such document certified by the public recording office, the Servicer shall immediately deliver such document to the Trustee (or the Custodian on behalf of the Trustee). In the event the appropriate public recording office will not certify as to the accuracy of such document, the
related Servicer shall deliver a copy of such document certified by an officer of such Servicer to be a true and complete copy of the original to the Trustee (or the Custodian on behalf of the Trustee).

The parties hereto understand and agree that it is not intended that any Mortgage Loan be included in the Trust that is a high-cost home loan as defined by the Homeownership and Equity Protection Act of 1994 or any other applicable predatory or abusive lending laws.

The Depositor hereby directs the Trustee to execute, deliver and perform its obligations under the Interest Rate Swap Agreement (in its capacity as Supplemental Interest Trust Trustee) and the Cap Contract.  The Depositor, the Servicer and the Holders of the Floating 

 

Rate Certificates by their acceptance of such Certificates acknowledge and agree that the Trustee shall execute, deliver and perform its obligations under the Interest Rate Swap Agreement and the Cap Contract and shall do so solely in its capacity as Trustee or as Supplemental Interest Trust Trustee, as the case may be, and not in its individual capacity. Every provision of this Agreement relating to the conduct or affecting the liability of or affording protection to the Trustee shall apply to the Trustee’s execution of the Interest Rate Swap Agreement and the Cap Contract, and the performance of its duties and satisfaction of its obligations thereunder.

The Trustee hereby authorizes Countrywide Servicing to deliver to the Credit Risk Manager all necessary servicing information required pursuant to the Credit Risk Management Agreement. 

	
             
  	
            SECTION 2.02
 	
            Acceptance by Trustee.
 

Subject to the provisions of Section 2.01 and subject to the review described below and any exceptions noted on the exception report described in the next paragraph below, the Trustee acknowledges receipt by it (or the Custodian on its behalf) of the documents referred to in Section 2.01 above and all other assets included in the definition of “Trust Fund” and declares that it (or the Custodian on its behalf) holds and will hold such documents and the other documents delivered to it constituting a Mortgage File, and that it holds or will hold all such assets and such other assets included in the definition of “Trust Fund” in trust for the exclusive use and benefit of all present and future Certificateholders.

The Trustee agrees to execute and deliver (or cause the Custodian to execute and deliver) to the Depositor and the Servicers on or prior to the Closing Date an acknowledgment of receipt of the related original Mortgage Note for each Mortgage Loan (with any exceptions noted), substantially in the form attached as Exhibit F-3 hereto.

The Trustee agrees, for the benefit of the Certificateholders, to review (or cause the Custodian to review), or that it has reviewed pursuant to Section 2.01, each Mortgage File on or prior to the Closing Date, with respect to each Mortgage Loan (or, with respect to any document delivered after the Startup Day, within 45 days of receipt and with respect to any Qualified Substitute Mortgage Loan, within 45 days after the assignment thereof).  The Trustee further agrees, for the benefit of the Certificateholders, to certify (or cause the Custodian to certify) to the Depositor and the related Servicer in substantially the form attached hereto as Exhibit F-1, within 45 days after the Closing Date, with respect to each Initial Mortgage Loan or Additional Mortgage Loan, or on or prior to the Subsequent Transfer Date, with respect to each Subsequent Mortgage Loan (or, with respect to any document
delivered after the Startup Day, within 45 days of receipt and with respect to any Qualified Substitute Mortgage, within 45 days after the assignment thereof) that, as to each Mortgage Loan listed in the respective Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in the exception report annexed thereto as not being covered by such certification), (i) all documents required to be delivered to it (or the Custodian on its behalf) pursuant to Section 2.01 of this Agreement are in its possession, (ii) such documents have been reviewed by it (or the Custodian on its behalf) and have not been mutilated, damaged or torn and appear on their face 

 

to relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set forth in the Mortgage Loan Schedule that corresponds to items (1) and (3) of the Mortgage Loan Schedule accurately reflects information set forth in the Mortgage File. It is herein acknowledged that, in conducting such review, the Trustee (or the Custodian on behalf of the Trustee) is under no duty or obligation to inspect, review or examine any such documents, instruments, certificates or other papers to determine that they are genuine, legally enforceable, valid or binding or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.

Prior to the first anniversary date of this Agreement the Trustee (or the Custodian on behalf of the Trustee) shall deliver to the Depositor and the related Servicer a final certification in the form annexed hereto as Exhibit F-2, with any applicable exceptions noted thereon.

If in the process of reviewing the Mortgage Files and making or preparing, as the case may be, the certifications referred to above, the Trustee (or the Custodian on behalf of the Trustee) finds any document or documents constituting a part of a Mortgage File to be missing or not to conform with respect to any characteristics which are within the scope of the Trustee’s or Custodian’s review as provided herein, at the conclusion of its review, the Trustee (or the Custodian on behalf of the Trustee) shall so notify the Seller, the Depositor, the related Originator and the related Servicer. In addition, upon the discovery by the Depositor or the related Servicer (or upon receipt by the Trustee of written notification of such breach) of a breach of any of the representations and warranties made by an Originator in the related Master Agreement or the Seller in the related Assignment
Agreement in respect of any Mortgage Loan which materially adversely affects such Mortgage Loan or the interests of the Certificateholders in such Mortgage Loan, the party discovering such breach shall give prompt written notice to the other parties to this Agreement.

The Depositor and the Trustee intend that the assignment and transfer herein contemplated constitute a sale of the Mortgage Loans, the related Mortgage Notes and the related documents, conveying good title thereto free and clear of any liens and encumbrances, from the Depositor to the Trustee in trust for the benefit of the Certificateholders and that such property not be part of the Depositor’s estate or property of the Depositor in the event of any insolvency by the Depositor. In the event that such conveyance is deemed to be, or to be made as security for, a loan, the parties intend that the Depositor shall be deemed to have granted and does hereby grant to the Trustee a first priority perfected security interest in all of the Depositor’s right, title and interest in and to the Mortgage Loans, the related Mortgage Notes and the related documents, and that this Agreement shall
constitute a security agreement under applicable law.

	
             
  	
            SECTION 2.03
 	
            Repurchase or Substitution of Mortgage Loans by an Originator or the Seller.
 

(a)             Upon discovery or receipt of written notice of any materially defective document in, or that a document is missing from, a Mortgage File or of the breach by an Originator or the Seller, as applicable, of any representation, warranty or covenant under a Master 

 

Agreement, an Assignment Agreement or the Mortgage Loan Purchase Agreement, as applicable, in respect of any Mortgage Loan which materially adversely affects the value of such Mortgage Loan or the interest therein of the Certificateholders, the Trustee (or the Custodian on behalf of the Trustee) shall promptly notify the related Servicer of such defect, missing document or breach and such Servicer (or, if the Servicer is JPMorgan or an Affiliate of the related Originator, the Trustee) shall request that the related Originator or the Seller deliver such missing document or that the related Originator or the Seller cure such defect or breach within 90 or 120 days, as applicable, from the date such Originator or the Seller was notified of such missing document, defect or breach, and if such Originator or the Seller, as applicable, does not deliver such missing document or cure such defect or breach in all
material respects during such period, the Servicer (or, if the Servicer is JPMorgan or an Affiliate of the related Originator, the Trustee) shall use commercially reasonable efforts to attempt to enforce such Originator’s obligation under the related Master Agreement or the Seller’s obligation under the related Assignment Agreement or the Mortgage Loan Purchase Agreement and notify the related Originator or the Seller, as applicable, of its obligation to repurchase such Mortgage Loan from the Trust Fund at the Purchase Price on or prior to the Determination Date following the expiration of such 90 or 120 day period (subject to Section 2.03(e)); provided, however, that such Servicer or the Trustee shall not be under any obligation to take any action pursuant to this paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist such Servicer or the Trustee in enforcing any obligations of any Originator or the Seller to repurchase or
substitute for a Mortgage Loan which has breached a representation or warranty under the related Assignment Agreement or the Mortgage Loan Purchase Agreement.  The Purchase Price for the repurchased Mortgage Loan shall be remitted to the related Servicer for deposit in the related Collection Account, and the Trustee (or the Custodian on behalf of the Trustee), upon receipt of written certification from the related Servicer of such deposit, shall release to the related Originator or the Seller, as applicable, the related Mortgage File and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as the related Originator or the Seller, as applicable, shall furnish to it and as shall be necessary to vest in the related Originator or Seller, as applicable, any Mortgage Loan released pursuant hereto and neither the Trustee nor the Custodian shall have any further responsibility with regard to such Mortgage File (it being understood that neither
the Trustee nor the Custodian shall have any responsibility for determining the sufficiency of such assignment for its intended purpose). In lieu of repurchasing any such Mortgage Loan as provided above, an Originator or the Seller, as applicable, may cause such Mortgage Loan to be removed from the Trust Fund (in which case it shall become a Deleted Mortgage Loan) and substitute one or more Qualified Substitute Mortgage Loans in the manner and subject to the limitations set forth in Section 2.03(d); provided, however, an Originator or the Seller may not substitute for any Mortgage Loan which breaches a representation or warranty regarding abusive or predatory lending laws. In furtherance of the foregoing, if an Originator or the Seller, as applicable, is not a member of MERS and repurchases a Mortgage Loan which is registered on the MERS® System, such Originator or the Seller, as applicable, at its own expense and without any right of reimbursement, shall cause MERS to execute and
deliver an assignment of the Mortgage in recordable form to transfer the Mortgage from MERS to such Originator or the Seller, as applicable, and shall cause such Mortgage to be removed from registration on the MERS® System in accordance with MERS’ rules and regulations.  It is understood and agreed that the obligation of an Originator or the Seller, as applicable, to cure or to repurchase (or to substitute 

 

for) any Mortgage Loan as to which a document is missing, a material defect in a constituent document exists or as to which such a breach has occurred and is continuing shall constitute the sole remedy against any Originator or the Seller, as applicable, respecting such omission, defect or breach available to the Trustee on behalf of the Certificateholders.

(b)             Within 90 days of the earlier of discovery by the Depositor or receipt of notice by the Depositor of the breach of any representation, warranty or covenant of the Depositor set forth in Section 2.06, which materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the Depositor shall cure such breach in all material respects.

(c)             Within 90 days of the earlier of discovery by either Servicer or receipt of notice by either Servicer of the breach of any representation, warranty or covenant of such Servicer set forth in Section 2.05 which materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, the Servicer shall cure such breach in all material respects.

(d)            Any substitution of Qualified Substitute Mortgage Loans for Deleted Mortgage Loans made pursuant to Section 2.03(a) must be effected prior to the last Business Day that is within two years after the Closing Date. As to any Deleted Mortgage Loan for which an Originator or the Seller, as applicable, substitutes a Qualified Substitute Mortgage Loan or Loans, such substitution shall be effected by such Originator or the Seller, as applicable, delivering to the Trustee (or the Custodian on behalf of the Trustee), for such Qualified Substitute Mortgage Loan or Loans, the Mortgage Note, the Mortgage and the Assignment to the Trustee in blank, and such other documents and agreements, with all necessary endorsements thereon, as are required by Section 2.01, together with an
Officers’ Certificate providing that each such Qualified Substitute Mortgage Loan satisfies the definition thereof and specifying the Substitution Adjustment (as described below), if any, in connection with such substitution. The Trustee (or the Custodian on behalf of the Trustee) shall acknowledge receipt for such Qualified Substitute Mortgage Loan or Loans and, within 45 days thereafter, shall review such documents as specified in Section 2.02 and deliver to the related Servicer, with respect to such Qualified Substitute Mortgage Loan or Loans, a certification substantially in the form attached hereto as Exhibit F-1, with any applicable exceptions noted thereon. Within one year of the date of substitution, the Trustee (or the Custodian on behalf of the Trustee) shall deliver to the related Servicer a certification substantially in the form of Exhibit F-2 hereto with respect to such Qualified Substitute Mortgage Loan or Loans, with any applicable exceptions noted thereon.
Monthly Payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution are not part of the Trust Fund and will be retained by the related Originator or the Seller, as applicable. For the month of substitution, distributions to Certificateholders will reflect the collections and recoveries in respect of such Deleted Mortgage Loan in the Due Period preceding the month of substitution and the related Originator or the Seller, as applicable, shall thereafter be entitled to retain all amounts subsequently received in respect of such Deleted Mortgage Loan.  The Depositor shall give or cause to be given written notice to the Trustee, who shall forward such notice to the Certificateholders, that such substitution has taken place, shall amend the Mortgage Loan Schedule to reflect the removal of such Deleted Mortgage Loan from the terms of this Agreement 

 

and the substitution of the Qualified Substitute Mortgage Loan or Loans and shall deliver a copy of such amended Mortgage Loan Schedule to the Trustee. Upon such substitution by an Originator or the Seller, as applicable, such Qualified Substitute Mortgage Loan or Loans shall constitute part of the Mortgage Pool and shall be subject in all respects to the terms of this Agreement, the related Assignment Agreement or the Mortgage Loan Purchase Agreement, as applicable, including all applicable representations and warranties thereof included in such Assignment Agreement as of the date of substitution.

For any month in which an Originator or the Seller, as applicable, substitutes one or more Qualified Substitute Mortgage Loans for one or more Deleted Mortgage Loans, the Servicer will determine the amount (the “Substitution Adjustment”), if any, by which the aggregate Purchase Price of all such Deleted Mortgage Loans exceeds the aggregate, as to each such Qualified Substitute Mortgage Loan, of the Stated Principal Balance thereof as of the date of substitution, together with one month’s interest on such Stated Principal Balance at the applicable Mortgage Rate. On the date of such substitution, the related Originator or the Seller, as applicable, will deliver or cause to be delivered to the related Servicer for deposit in its Collection Account an amount equal to the Substitution Adjustment, if any, and the Trustee (or the Custodian on behalf of the Trustee), upon receipt of
the related Qualified Substitute Mortgage Loan or Loans and certification by the Servicer of such deposit, shall release to the related Originator or the Seller, as applicable, the related Mortgage File or Files and shall execute and deliver such instruments of transfer or assignment, in each case without recourse, as such Originator or the Seller, as applicable, shall deliver to it and as shall be necessary to vest therein any Deleted Mortgage Loan released pursuant hereto.

In addition, the related Originator or the Seller, as applicable, shall obtain at its own expense and deliver to the Trustee an Opinion of Counsel to the effect that such substitution will not cause (a) any federal tax to be imposed on the Trust Fund, including without limitation, any federal tax imposed on “prohibited transactions” under Section 860F(a)(I) of the Code or on “contributions after the startup date” under Section 860G(d)(I) of the Code or (b) any REMIC to fail to qualify as a REMIC at any time that any Certificate is outstanding. If such Opinion of Counsel can not be delivered, then such substitution may only be effected at such time as the required Opinion of Counsel can be given.

(e)             Upon discovery by the Depositor, either Servicer or the Trustee that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of Section 860G(a)(3) of the Code, the party discovering such fact shall within two Business Days give written notice thereof to the other parties hereto. In connection therewith, the related Originator, the Seller or the Depositor, as the case may be, shall repurchase or, subject to the limitations set forth in Section 2.03(d), substitute one or more Qualified Substitute Mortgage Loans for the affected Mortgage Loan within 90 days of the earlier of discovery or receipt of such notice with respect to such affected Mortgage Loan. Such repurchase or substitution shall be made (i) by the related Originator if the
affected Mortgage Loan’s status as a non-qualified mortgage is or results from a breach of any representation, warranty or covenant made by such Originator under the related Assignment Agreement, (ii) by the Seller if the affected Mortgage Loan’s status as a non-qualified mortgage is or results from a breach of any representation, warranty or covenant made 

 

by the Seller under the Mortgage Loan Purchase Agreementor (iii) by the Depositor, if the affected Mortgage Loan’s status as a non-qualified mortgage is a breach of any representation or warranty of the Depositor set forth in Section 2.06, or if its status as a non-qualified mortgage is a breach of no representation or warranty. Any such repurchase or substitution shall be made in the same manner as set forth in Section 2.03(a) or 2.03(d), if made by an Originator or the Seller, or Section 2.03(b), if made by the Depositor. The Trustee shall reconvey to the Depositor, the Seller or the related Originator, as the case may be, the Mortgage Loan to be released pursuant hereto in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty.

(f)             Upon discovery or receipt of written notice of a breach by the Seller of any representation, warranty or covenant made by the Seller under the Assignment Agreement in respect of any Mortgage Loan which materially adversely affects the value of such Mortgage Loan or the interest therein of the Certificateholders, and if either (i) such Mortgage Loan is not in breach of any representation, warranty or covenant of the related Originator or (ii) the related Originator has failed to remedy such representation, warranty or covenant with respect to such Mortgage Loan, then the Trustee shall promptly notify the Servicer of such breach and the Servicer shall request that the Seller remedy such breach by the Seller, to the extent provided in the Assignment Agreement, in the manner
and within the time periods set forth in the Assignment Agreement.

	
             
  	
            SECTION 2.04
 	
            [Reserved].
 

	
             
  	
            SECTION 2.05
 	
            Representations, Warranties and Covenants of JPMorgan and NCHLS.
 

(a)          This Section 2.05(a) is applicable only to JPMorgan and the JPMorgan Mortgage Loans.  The representations, warranties and coventants of Coutntrywide Servicing are set forth in Exhibit B hereto.  With respect to Countrywide Servicing, to the extent of any inconsistency between the provisions of this Section 3.05 and Exhibit B, the provisions of Exhibit B shall control.

JPMorgan hereby represents, warrants and covenants to the Trustee, for the benefit of each of the Trustee and the Certificateholders and to the Depositor that as of the Closing Date or as of such date specifically provided herein:

(i)           JPMorgan is duly organized, validly existing, and in good standing under the laws of the jurisdiction of its formation and has all licenses necessary to carry on its business as now being conducted and is licensed, qualified and in good standing in the states where the Mortgaged Property is located if the laws of such state require licensing or qualification in order to conduct business of the type conducted by JPMorgan or to ensure the enforceability or validity of each Mortgage Loan serviced by it; JPMorgan has the power and authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery and performance of this Agreement (including all instruments of transfer to be delivered pursuant to this Agreement) by JPMorgan
and the consummation of the transactions contemplated hereby have been duly 

 

and validly authorized; this Agreement evidences the valid, binding and enforceable obligation of JPMorgan, subject to applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws affecting the enforcement of creditors’ rights generally; and all requisite corporate action has been taken by JPMorgan to make this Agreement valid and binding upon JPMorgan in accordance with its terms;

(ii)          The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of JPMorgan and will not result in the material breach of any term or provision of the charter or by-laws of JPMorgan or result in the breach of any term or provision of, or conflict with or constitute a default under or result in the acceleration of any obligation under, any material agreement, indenture or loan or credit agreement or other instrument to which JPMorgan or its property is subject, or result in the violation of any law, rule, regulation, order, judgment or decree to which JPMorgan or its property is subject;

(iii)        The execution and delivery of this Agreement by JPMorgan and the performance and compliance with its obligations and covenants hereunder do not require the consent or approval of any governmental authority or, if such consent or approval is required, it has been obtained;

(iv)         This Agreement, and all documents and instruments contemplated hereby which are executed and delivered by JPMorgan, constitute and will constitute valid, legal and binding obligations of JPMorgan, enforceable in accordance with their respective terms, except as the enforcement thereof may be limited by applicable bankruptcy laws and general principles of equity;

(v)          JPMorgan does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(vi)         There is no action, suit, proceeding or investigation pending or, to its knowledge, threatened against JPMorgan that, either individually or in the aggregate, (A) may result in any change in the business, operations, financial condition, properties or assets of JPMorgan that might prohibit or materially and adversely affect the performance by JPMorgan of its obligations under, or the validity or enforceability of, this Agreement, or (B) may result in any material impairment of the right or ability of JPMorgan to carry on its business substantially as now conducted, or (C) would draw into question the validity or enforceability of this Agreement or of any action taken or to be taken in connection with the obligations of JPMorgan contemplated herein, or (D) would otherwise
be likely to impair materially the ability of JPMorgan to perform under the terms of this Agreement;

(vii)       No information, certificate of an officer, statement furnished in writing or report delivered to the Trustee by JPMorgan in connection with the transactions contemplated hereby contains any untrue statement of a material fact;

 

 

(viii)      JPMorgan will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01;

(ix)         JPMorgan will fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company or their successors (the “Credit Repositories”) in a timely manner; and

(x)          JPMorgan is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.05 shall survive delivery of the Mortgage Files to the Trustee and shall inure to the benefit of the Trustee, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, either Servicer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan, Prepayment Charge or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to JPMorgan and the Trustee. Notwithstanding the foregoing, within 90 days of the earlier of discovery by JPMorgan or receipt of notice by JPMorgan of the breach of the representation or covenant JPMorgan set forth
in Section 2.05(viii) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, JPMorgan must pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into its Collection Account. The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor or the Trustee on behalf of the Certificateholders, pursuant to the Master Agreements respecting a breach of the representations, warranties and covenants of the Originators.

(b)          This Section 2.05(b) is applicable only to NCHLS and the NCHLS Mortgage Loans.  The representations, warranties and coventants of Coutntrywide Servicing are set forth in Exhibit B hereto.  With respect to Countrywide Servicing, to the extent of any inconsistency between the provisions of this Section 2.05 and Exhibit B, the provisions of Exhibit B shall control.

NCHLS hereby represents, warrants and covenants to the Trustee, for the benefit of each of the Trustee and the Certificateholders and to the Depositor that as of the Closing Date or as of such date specifically provided herein:

(i)           NCHLS is a corporation duly organized, validly existing and in good standing under the laws of Delaware and is an operating subsidiary of National City Bank of Indiana.  As a national bank operating subsidiary, it is regulated by the Office of the Comptroller of the Currency and is subject to applicable laws and regulations.  NCHLS is 

 

authorized to carry on its business as now being conducted as an operating subsidiary of a national bank;

(ii)          NCHLS has the full corporate power and authority to execute and deliver this Agreement and to perform in accordance herewith; the execution, delivery and performance of this Agreement (including all instruments or transfer to be delivered pursuant to this Agreement) by NCHLS and the consummation of the transactions contemplated hereby have been duly and validly authorized; this Agreement evidences the valid, binding and enforceable obligation of NCHLS, regardless of whether such enforcement is sought in equity or at law; and all requisite corporate action has been taken by NCHLS to make this Agreement valid and binding upon NCHLS in accordance with its terms, subject to (1) bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in
effect relating to creditors’ rights generally, including, without limitation, the effect of statutory or other laws regarding fraudulent conveyances or preferential transfers, and (2) general principles of equity upon the specific enforceability of any of the remedies, covenants or other provisions of the Agreement and upon the availability of injunctive relief or other equitable remedies and the application of principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law) as such principles relate to, limit or affect the enforcement of creditors’ rights generally and the discretion of the court before which any proceeding for such enforcement may be brought

(iii)        The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of NCHLS and will not result in the material breach of any term or provision of the charter or by-laws of NCHLS or result in the breach of any term or provision of, or conflict with or constitute a default under or result in the acceleration of any obligation under, any material agreement, indenture or loan or credit agreement or other instrument to which NCHLS or its property is subject, or result in the violation of any law, rule, regulation, order, judgment or decree to which NCHLS or its property is subject;

(iv)         The execution and delivery of this Agreement by NCHLS and the performance and compliance with its obligations and covenants hereunder do not require the consent or approval of any governmental authority or, if such consent or approval is required, it has been obtained;

(v)          NCHLS does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(vi)         There is no action, suit, proceeding or investigation pending or, to its knowledge, threatened against NCHLS that, either individually or in the aggregate, (A) may result in any change in the business, operations, financial condition, properties or assets of NCHLS that might prohibit or materially and adversely affect the performance by NCHLS of its obligations under, or the validity or enforceability of, this Agreement, or (B) may result in any material impairment of the right or ability of NCHLS to carry on 

 

its business substantially as now conducted, or (C) would draw into question the validity or enforceability of this Agreement or of any action taken or to be taken in connection with the obligations of NCHLS contemplated herein, or (D) would otherwise be likely to impair materially the ability of NCHLS to perform under the terms of this Agreement;

(vii)       No information, certificate of an officer, statement furnished in writing or report delivered to the Trustee by NCHLS in connection with the transactions contemplated hereby contains any untrue statement of a material fact;

(viii)      NCHLS will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01;

(ix)         NCHLS has fully furnished and will continue to fully furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information (e.g., favorable and unfavorable) on its borrower credit files to Equifax, Experian and Trans Union Credit Information Company or their successors (the “Credit Repositories”) in a timely manner; and

(x)          NCHLS is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the Mortgage Loans that are registered with MERS.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.05 shall survive delivery of the Mortgage Files to the Trustee and shall inure to the benefit of the Trustee, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, either Servicer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan, Prepayment Charge or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to NCHLS and the Trustee. Notwithstanding the foregoing, within 90 days of the earlier of discovery by NCHLS or receipt of notice by NCHLS of the breach of the representation or covenant NCHLS set forth in Section
2.05(viii) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, NCHLS must pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into its Collection Account. The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor or the Trustee on behalf of the Certificateholders, pursuant to the Master Agreements respecting a breach of the representations, warranties and covenants of the Originators.

	
             
  	
            SECTION 2.06
 	
            Representations and Warranties of the Depositor.
 

The Depositor represents and warrants to the Trust, the Servicers and the Trustee on behalf of the Certificateholders as follows:

 

 

(i)           This agreement constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, except as enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws now or hereafter in effect affecting the enforcement of creditors’ rights in general and except as such enforceability may be limited by general principles of equity (whether considered in a proceeding at law or in equity);

(ii)           Immediately prior to the sale and assignment by the Depositor to the Trustee on behalf of the Trust of each Mortgage Loan, the Depositor had good and marketable title to each Mortgage Loan (insofar as such title was conveyed to it by the Seller) subject to no prior lien, claim, participation interest, mortgage, security interest, pledge, charge or other encumbrance or other interest of any nature;

(iii)        As of the Closing Date, the Depositor has transferred all right, title and interest in the Mortgage Loans to the Trustee on behalf of the Trust;

(iv)         The Depositor has not transferred the Mortgage Loans to the Trustee on behalf of the Trust with any intent to hinder, delay or defraud any of its creditors;

(v)          The Depositor has been duly incorporated and is validly existing as a corporation in good standing under the laws of Delaware, with full corporate power and authority to own its assets and conduct its business as presently being conducted;

(vi)         The Depositor is not in violation of its articles of incorporation or by-laws or in default in the performance or observance of any material obligation, agreement, covenant or condition contained in any contract, indenture, mortgage, loan agreement, note, lease or other instrument to which the Depositor is a party or by which it or its properties may be bound, which default might result in any material adverse changes in the financial condition, earnings, affairs or business of the Depositor or which might materially and adversely affect the properties or assets, taken as a whole, of the Depositor;

(vii)       The execution, delivery and performance of this Agreement by the Depositor, and the consummation of the transactions contemplated thereby, do not and will not result in a material breach or violation of any of the terms or provisions of, or, to the knowledge of the Depositor, constitute a default under, any indenture, mortgage, deed of trust, loan agreement or other agreement or instrument to which the Depositor is a party or by which the Depositor is bound or to which any of the property or assets of the Depositor is subject, nor will such actions result in any violation of the provisions of the articles of incorporation or by-laws of the Depositor or, to the best of the Depositor’s knowledge without independent investigation, any statute or any order, rule or regulation of any
court or governmental agency or body having jurisdiction over the Depositor or any of its properties or assets (except for such conflicts, breaches, violations and defaults as would not have a material adverse effect on the ability of the Depositor to perform its obligations under this Agreement);

 

 

(viii)      To the best of the Depositor’s knowledge without any independent investigation, no consent, approval, authorization, order, registration or qualification of or with any court or governmental agency or body of the United States or any other jurisdiction is required for the issuance of the Certificates, or the consummation by the Depositor of the other transactions contemplated by this Agreement, except such consents, approvals, authorizations, registrations or qualifications as (a) may be required under State securities or Blue Sky laws, (b) have been previously obtained or (c) the failure of which to obtain would not have a material adverse effect on the performance by the Depositor of its obligations under, or the validity or enforceability of, this Agreement; 

(ix)         There are no actions, proceedings or investigations pending before or, to the Depositor’s knowledge, threatened by any court, administrative agency or other tribunal to which the Depositor is a party or of which any of its properties is the subject: (a) which if determined adversely to the Depositor would have a material adverse effect on the business, results of operations or financial condition of the Depositor; (b) asserting the invalidity of this Agreement or the Certificates; (c) seeking to prevent the issuance of the Certificates or the consummation by the Depositor of any of the transactions contemplated by this Agreement, as the case may be; or (d) which might materially and adversely affect the performance by the Depositor of its obligations under, or the
validity or enforceability of, this Agreement; and

(x)          No Initial Mortgage Loan or Additional Mortgage Loan was more than 59 days delinquent as of December 1, 2005.

	
             
  	
            SECTION 2.07
 	
            Issuance of Certificates.
 

The Trustee (or the Custodian on behalf of the Trustee) acknowledges the assignment to it of the Mortgage Loans and the delivery to it (or the Custodian on its behalf) of the Mortgage Files, subject to the provisions of Sections 2.01 and 2.02, together with the assignment to it of all other assets included in the Trust Fund, receipt of which is hereby acknowledged. Concurrently with such assignment and delivery and in exchange therefor, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, the Certificates in authorized denominations. The interests evidenced by the Certificates constitute the entire beneficial ownership interest in the Trust Fund.

	
             
  	
            SECTION 2.08
 	
            Conveyance of Subsequent Mortgage Loans.
 

(a)          Subject to the conditions set forth in paragraph (b) below in consideration of the Trustee’s delivery on the Subsequent Transfer Dates to or upon the order of the Depositor of all or a portion of the balance of funds in the Pre-Funding Accounts, the Depositor shall on any Subsequent Transfer Date sell, transfer, assign, set over and convey without recourse to the Trust Fund but subject to the other terms and provisions of this Agreement all of the right, title and interest of the Depositor in and to (i) the Subsequent Mortgage Loans identified on the Mortgage Loan Schedule attached to the related Subsequent Transfer Instrument delivered by the Depositor on such Subsequent Transfer Date, (ii) all interest accruing thereon on and after the 

 

Subsequent Cut-off Date and all collections in respect of interest and principal due after the Subsequent Cut-off Date and (iii) all items with respect to such Subsequent Mortgage Loans to be delivered pursuant to Section 2.01 and the other items in the related Mortgage Files; provided, however, that the Depositor reserves and retains all right, title and interest in and to principal received and interest accruing on the Subsequent Mortgage Loans prior to the related Subsequent Cut-off Date.  The transfer to the Trustee for deposit in the Mortgage Pool by the Depositor of the Subsequent Mortgage Loans identified on the Mortgage Loan Schedule shall be absolute and is intended by the Depositor, the Trustee and the Certificateholders to constitute and to be treated as a sale of the Subsequent Mortgage Loans by the Depositor to the Trust Fund.  The related Mortgage File for each Subsequent Mortgage Loan shall
be delivered to the  Custodian (on behalf of the Trustee) at least three Business Days prior to the related Subsequent Transfer Date.

The purchase price paid by the Trustee from amounts released from the Group I Pre-Funding Account or the Group II Pre-Funding Account, as applicable, shall be one-hundred percent (100%) of the aggregate Stated Principal Balance of the related Subsequent Mortgage Loans so transferred (as identified on the Mortgage Loan Schedule provided by the Depositor).  This Agreement shall constitute a fixed-price purchase contract in accordance with Section 860G(a)(3)(A)(ii) of the Code.

(b)          The Depositor shall transfer to the Trustee for deposit in the Mortgage Pool the Subsequent Mortgage Loans and the other property and rights related thereto as described in paragraph (a) above, and the Trustee shall release funds from the Group I Pre-Funding Account or the Group II Pre-Funding Account, as applicable, only upon the satisfaction of each of the following conditions on or prior to the related Subsequent Transfer Date:

(1)          the Depositor shall have provided the Trustee and the Rating Agencies with a timely Addition Notice and shall have provided any information reasonably requested by the Trustee with respect to the Subsequent Mortgage Loans;

(2)          the Depositor shall have delivered to the Trustee a duly executed Subsequent Transfer Instrument, which shall include a Mortgage Loan Schedule listing the Subsequent Mortgage Loans, and the Seller shall have delivered a computer file acceptable to the Trustee containing such Mortgage Loan Schedule to the Trustee at least three Business Days prior to the related Subsequent Transfer Date;

(3)          as of each Subsequent Transfer Date, as evidenced by delivery of the Subsequent Transfer Instrument, substantially in the form of Exhibit S, the Depositor shall not be insolvent nor shall it have been rendered insolvent by such transfer nor shall it be aware of any pending insolvency;

(4)          such sale and transfer shall not result in a material adverse tax consequence to the Trust Fund or the Certificateholders;

	
             
  	
            (5)
 	
            the Funding Period shall not have terminated;
 

 

 

 

(6)          the Depositor shall not have selected the Subsequent Mortgage Loans in a manner that it believed to be adverse to the interests of the Certificateholders;

(7)          the Depositor shall have delivered to the Trustee a Subsequent Transfer Instrument confirming the satisfaction of the conditions precedent specified in this Section 2.08 and, pursuant to the Subsequent Transfer Instrument, assigned to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, in, to and under the Subsequent Assignment Agreement or Subsequent Mortgage Loan Purchase Agreement, as applicable, to the extent of the Subsequent Mortgage Loans; and

(8)          the Depositor shall have delivered to the Trustee an Opinion of Counsel addressed to the Trustee and the Rating Agencies with respect to the transfer of the Subsequent Mortgage Loans substantially in the form of the Opinion of Counsel delivered to the Trustee on the Closing Date regarding the true sale of the Subsequent Mortgage Loans.

(c)          The obligation of the Trust Fund to purchase a Subsequent Mortgage Loan on any Subsequent Transfer Date is subject to the satisfaction of the conditions set forth in the immediately preceding paragraph and the accuracy of the following representations and warranties with respect to each such Subsequent Mortgage Loan determined as of the applicable Subsequent Cut-off Date:  (i) such Subsequent Mortgage Loan may not be 59 or more days delinquent as of the last day of the month preceding the Subsequent Cut-off Date; (ii) the original term to stated maturity of such Subsequent Mortgage Loan will not be less than 120 months and will not exceed 360 months; (iii) the Subsequent Mortgage Loan may not provide for negative amortization; (iv) such Subsequent Mortgage Loan will not have a
loan-to-value ratio greater than 100.00%; (v) such Subsequent Mortgage Loans will have, as of the Subsequent Cut-off Date, a weighted average loan age not in excess of 5 months; (vi) such Subsequent Mortgage Loan, if a Fixed Rate Mortgage Loan, shall have a Mortgage Rate that is not less than 5.000% per annum or greater than 15.000% per annum; (vii) such Subsequent Mortgage Loan must have a first payment date occurring on or before December 1, 2005 and will include 30 days’ interest thereon; (viii) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Gross Margin not less than 2.000% per annum; (ix) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Maximum Mortgage Rate not less than 11.000% per annum; (x) if the Subsequent Mortgage Loan is an Adjustable-Rate Mortgage Loan, the Subsequent Mortgage Loan will have a Minimum Mortgage Rate not less than 4.000% per
annum and (xi) such Subsequent Mortgage Loan shall have been underwritten in accordance with the criteria set forth under “The Originators” in the Prospectus Supplement.

(d)          Following the purchase of any Subsequent Group I Mortgage Loan by the Trust, the Group I Mortgage Loans (including such Subsequent Group I Mortgage Loans) will: (i) have a weighted average original term to stated maturity of not more than 355 months; (ii) have a weighted average Mortgage Rate of not less than 7.250% per annum and not more than 7.750% per annum; (iii) have a weighted average Loan-to-Value Ratio of not more than 82.50%; 

 

(iv) have no Mortgage Loan with a Stated Principal Balance at origination which does not conform to Fannie Mae and Freddie Mac loan limits; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than 64.00% by aggregate Stated Principal Balance of the Group I Mortgage Loans; (vi) have a weighted average FICO score of not less than 605 and (vii) have no more than 23.00% of Fixed-Rate Mortgage Loans by aggregate Stated Principal Balance of the Group I Mortgage Loans.  In addition, the Adjustable-Rate Group I Mortgage Loans will have a weighted average Gross Margin not less than 5.750% per annum.  For purposes of the calculations described in this paragraph, percentages of the Group I Mortgage Loans will be based on the Stated Principal Balance of the Initial Group I Mortgage Loans and Additional Group I Mortgage Loans as of the related Cut-off Date and the Stated Principal Balance of
the Subsequent Group I Mortgage Loans as of the related Subsequent Cut-off Date.

Following the purchase of any Subsequent Group II Mortgage Loan by the Trust, the Group II Mortgage Loans (including such Subsequent Group II Mortgage Loans) will: (i) have a weighted average original term to stated maturity of not more than 349 months; (ii) have a weighted average Mortgage Rate of not less than 6.750% per annum and not more than 7.250% per annum; (iii) have a weighted average Loan-to-Value Ratio of not more than 85.00%; (iv) have no Mortgage Loan with a principal balance in excess of $1,200,000; (v) will consist of Mortgage Loans with Prepayment Charges representing no less than 62.00% by aggregate Stated Principal Balance of the Group II Mortgage Loans; (vi) have a weighted average FICO score of not less than 630 and (vii) have no more than 15.00% of Fixed-Rate Mortgage Loans by aggregate Stated Principal Balance of the Group II Mortgage Loans.  In addition, the
Adjustable-Rate Group II Mortgage Loans will have a weighted average Gross Margin not less than 5.500% per annum.  For purposes of the calculations described in this paragraph, percentages of the Group II Mortgage Loans will be based on the Stated Principal Balance of the Initial Group II Mortgage Loans and the Additional Group II Mortgage Loans as of the related Cut-off Date and the Stated Principal Balance of the Subsequent Group II Mortgage Loans as of the related Subsequent Cut-off Date.

(e)          Notwithstanding the foregoing, any Subsequent Mortgage Loan may be rejected by any Rating Agency if the inclusion of any such Subsequent Mortgage Loan would adversely affect the ratings of any Class of Certificates.  At least one Business Day prior to the Subsequent Transfer Date, each Rating Agency shall notify the Trustee as to which Subsequent Mortgage Loans, if any, shall not be included in the transfer on the Subsequent Transfer Date; provided, however, that the Seller shall have delivered to each Rating Agency at least three Business Days prior to such Subsequent Transfer Date a computer file acceptable to each Rating Agency describing the characteristics specified in paragraphs (c) and (d) above.

	
             
  	
            SECTION 2.09
 	
            Conveyance of REMIC Regular Interests and Acceptance of REMIC 1, REMIC 3, REMIC 4, REMIC 5, REMIC 6 and REMIC 7 by the Trustee; Issuance of Certificates.
 

(a)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the assets described in the definition of 

 

REMIC 1 for the benefit of the holders of the REMIC 1 Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-1 Interest). The Trustee acknowledges receipt of the assets described in the definition of REMIC 1 and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 1 Regular Interests and the Class R Certificates (in respect of the Class R-1 Interest). The interests evidenced by the Class R-1 Interest, together with the REMIC 1 Regular Interests, constitute the entire beneficial ownership interest in REMIC 1.

(b)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 1 Regular Interests for the benefit of the holders of the REMIC 2 Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-2 Interest). The Trustee acknowledges receipt of the REMIC 1 Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 2 Regular Interests and the Class R Certificates (in respect of the Class R-2 Interest). The interests evidenced by the Class R-2 Interest, together with the REMIC 2 Regular Interests,
constitute the entire beneficial ownership interest in REMIC 2.

(c)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 2 Regular Interests for the benefit of the holders of the REMIC 3 Regular Interests (which are uncertificated) and the Class R Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the REMIC 2 Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC 3 Regular Interests and the Class R Certificates (in respect of the Class R-3 Interest). The interests evidenced by the Class R-3 Interest, together with the REMIC 3 Regular Interests,
constitute the entire beneficial ownership interest in REMIC 3.

(d)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC 3 Regular Interests (which are uncertificated) for the benefit of the Holders of the Regular Certificates (other than the Class C Certificates or Class P Certificates), the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-3 Interest). The Trustee acknowledges receipt of the REMIC 3 Regular Interests and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Regular Certificates (other than the Class C Certificates or Class P
Certificates), the Class C Interest, the Class P Interest, the Class IO Interest and the Class R Certificates (in respect of the Class R-4 Interest). The interests evidenced by the Class R-4 Interest, together with the Regular Certificates (other than the Class C Certificates and the Class P Certificates), the Class C Interest, the Class P Interest and the Class IO Interest, constitute the entire beneficial ownership interest in REMIC 4.

 

 

(e)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class C Interest (which is uncertificated) for the benefit of the Holders of the Class C Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest). The Trustee acknowledges receipt of the Class C Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class C Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest). The interests evidenced by the Class R-5 Interest, together with the Class C Certificates, constitute the entire beneficial
ownership interest in REMIC 5.

(f)           The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class P Interest (which is uncertificated) for the benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-6 Interest). The Trustee acknowledges receipt of the Class P Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the Class P Certificates and the Class R-X Certificates (in respect of the Class R-5 Interest). The interests evidenced by the Class R-6 Interest, together with the Class P Certificates, constitute the entire
beneficial ownership interest in REMIC 6.

(g)            The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class IO Interest (which is uncertificated) for the benefit of the Holders of the REMIC 7 Regular Interest SWAP IO and the Class R-X Certificates (in respect of the Class R-7 Interest). The Trustee acknowledges receipt of the Class IO Interest and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC 7 Regular Interest SWAP IO and the Class R-X Certificates (in respect of the Class R-7 Interest). The interests evidenced by the Class R-7 Interest, together with the REMIC 7 Regular
Interest SWAP IO, constitute the entire beneficial ownership interest in REMIC 7

(h)             Concurrently with (i) the assignment and delivery to the Trustee of REMIC 1 and the acceptance by the Trustee thereof, pursuant to Section 2.01, Section 2.02 and subsection (a) hereof, (ii) the assignment and delivery to the Trustee of REMIC 2 (including the Residual Interest therein represented by the Class R-2 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (b) hereof, (iii) the assignment and delivery to the Trustee of REMIC 3 (including the Residual Interest therein represented by the Class R-3 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (c) hereof, (iv) the assignment and delivery to the Trustee of REMIC 4 (including the Residual Interest therein represented by the Class R-4 Interest) and the acceptance by
the Trustee thereof, pursuant to subsection (d) hereof, (v) the assignment and delivery to the Trustee of REMIC 5 (including the Residual Interest therein represented by the Class R-5 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (e) hereof, (vi) the assignment and delivery to the Trustee of REMIC 6 (including the Residual Interest therein represented by the Class R-6 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (f) hereof, and (vii) the assignment and delivery to the Trustee of 

 

REMIC 7 (including the Residual Interest therein represented by the Class R-7 Interest) and the acceptance by the Trustee thereof, pursuant to subsection (g) hereof, the Trustee, pursuant to the written request of the Depositor executed by an officer of the Depositor, has executed, authenticated and delivered to or upon the order of the Depositor, (A) the Class R Certificates in authorized denominations evidencing the Class R-1 Interest, the Class R-3 Interest, the Class R-3 Interest and the Class R-4 Interest and (B) the Class R-X Certificates in authorized denominations evidencing the Class R-5 Interest, the Class R-6 Interest and the Class R-7 Interest.

 

 

ARTICLE III

 

ADMINISTRATION AND SERVICING

OF THE JPMORGAN AND NCHLS MORTGAGE LOANS

	
             
  	
            SECTION 3.01
 	
            JPMorgan and NCHLS to Act as Servicers.
 

This Article III is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively.  The administration and servicing of the Countrywide Mortgage Loans is set forth in Exhibit B hereto.  With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Article III and Exhibit B, the provisions of Exhibit B shall control.

Unless otherwise specified, all references to actions to be taken by “the Servicer” under this Article III or any other provision of this Agreement with respect to a Mortgage Loan or Mortgage Loans or with respect to an REO Property or REO Properties shall be to actions to be taken or previously taken by (a) JPMorgan with respect to a JPMorgan Mortgage Loan or JPMorgan Mortgage Loans serviced thereby or with respect to an REO Property or REO Properties administered thereby and (b) NCHLS with respect to a NCHLS Mortgage Loan or NCHLS Mortgage Loans serviced thereby or with respect to an REO Property or REO Properties administered thereby.  Furthermore, unless otherwise specified, all references to actions to be taken or previously taken by “the Servicer” under this Article III or any other provision of this Agreement with respect to “the Collection Account” or
“the Escrow Account” shall be to actions to be taken or previously taken by each of JPMorgan or NCHLS with respect to the related Collection Account or the related Escrow Account to be established and maintained thereby.  Consistent with the foregoing, but only insofar as the context so permits, this Article III is to be read with respect to each of JPMorgan and NCHLS as if such Servicer alone was servicing and administering its respective Mortgage Loans hereunder.

The Servicer shall service and administer the Mortgage Loans on behalf of the Trust and in the best interests of and for the benefit of the Certificateholders (as determined by the Servicer in its reasonable judgment) in accordance with the terms of this Agreement and the the JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable, and, to the extent consistent with such terms, in the same manner in which it services and administers similar mortgage loans for its own portfolio, giving due consideration to customary and usual standards of practice of mortgage lenders and loan servicers administering similar mortgage loans but without regard to:

(i)           any relationship that the Servicer, any Sub-Servicer or any Affiliate of the Servicer or any Sub-Servicer may have with the related Mortgagor;

(ii)          the ownership or non-ownership of any Certificate by the Servicer or any Affiliate of the Servicer;

	
             
  	
            (iii)
 	
            the Servicer’s obligation to make Advances or Servicing Advances; or
 

 

 

 

(iv)         the Servicer’s or any Sub-Servicer’s right to receive compensation for its services hereunder or with respect to any particular transaction (the “Servicing Standard”).

To the extent consistent with the foregoing, the Servicer (a) shall seek to maximize the timely and complete recovery of principal and interest on the Mortgage Notes and (b) shall waive (or permit a Sub-Servicer to waive) a Prepayment Charge only under the following circumstances: (i) such waiver is standard and customary in servicing similar Mortgage Loans and (ii) such waiver relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan or (iii) the collection of such Prepayment Charge would be in violation of applicable laws, (iv) the Servicer has not received information and documentation sufficient to confirm the existence or amount of such Prepayment Charge or (v) collection of the Prepayment Charge would be
considered “predatory” or “illegal” under the guidance of the state or local regulatory authority.  If a Prepayment Charge is waived as permitted by meeting the standard described in clauses (iii), (iv) or (v) above, then the Servicer shall notify the Trustee and the Trustee shall make commercially reasonable efforts to attempt to enforce the obligations of the related Originator under the related Master Agreement or the Seller under the Mortgage Loan Purchase Agreement to pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates; provided, however, that the Trustee or the Servicer shall not be under any obligation to take any action pursuant to this paragraph unless directed by the Depositor and provided, further, the Depositor hereby agrees to assist the Trustee or the Servicer in enforcing any obligations of any Originator or the Seller to repurchase or substitute for a Mortgage Loan which has breached a
representation or warranty under the related Assignment Agreement or the Mortgage Loan Purchase Agreement, as applicable.  If such Originator or the Seller fails to pay the amount of such waived Prepayment Charge in accordance with its obligations under the related Master Agreement or the Mortgage Loan Purchase Agreement, as applicable, the Trustee, the Servicer and the Depositor shall consult on further actions to be taken against such Originator or the Seller.

Subject only to the above-described Servicing Standard and the terms of this Agreement and of the Mortgage Loans, the Servicer shall have full power and authority, acting alone or through Sub-Servicers as provided in Section 3.02, to do or cause to be done any and all things in connection with such servicing and administration which it may deem necessary or desirable.  Without limiting the generality of the foregoing, the Servicer, in its own name or in the name of a Sub-Servicer is hereby authorized and empowered by the Trustee when the Servicer believes it appropriate in its best judgment in accordance with the Servicing Standard, to execute and deliver, on behalf of the Certificateholders and the Trustee, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge, and all other comparable instruments, with respect to the Mortgage Loans and the
Mortgaged Properties and to institute foreclosure proceedings or obtain a deed-in-lieu of foreclosure so as to convert the ownership of such properties, and to hold or cause to be held title to such properties, on behalf of the Trustee and Certificateholders.  The Servicer shall service and administer the Mortgage Loans in accordance with applicable state and federal law and shall provide to the Mortgagors 

 

any reports required to be provided to them thereby.  The Servicer shall also comply in the performance of this Agreement with all reasonable rules and requirements of each insurer under any standard hazard insurance policy.  Subject to Section 3.17, within five (5) days of the Closing Date, the Trustee shall execute and furnish to the Servicer and any Sub-Servicer any special or limited powers of attorney and other documents necessary or appropriate to enable the Servicer or any Sub-Servicer to carry out their servicing and administrative duties hereunder; provided, such limited powers of attorney or other documents shall be prepared by the Servicer and submitted to the Trustee for execution.  The Trustee shall not be liable for the actions by the Servicer or any Sub-Servicers under such powers of attorney.

The Servicer further is authorized and empowered by the Trustee, on behalf of the Certificateholders and the Trustee, in its own name or in the name of the Sub-Servicer, when the Servicer or the Sub-Servicer, as the case may be, believes it is appropriate in its best judgment in accordance with the Servicing Standard to register any Mortgage Loan on the MERS® System, or cause the removal from the registration of any Mortgage Loan on the MERS® System, to execute and deliver, on behalf of the Trustee and the Certificateholders or any of them, any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns. Any reasonable expenses incurred in connection with the actions described in the preceding sentence or as a result of MERS
discontinuing or becoming unable to continue operations in connection with the MERS® System, shall be reimbursable to the Servicer by withdrawal from the Collection Account pursuant to Section 3.11.

Subject to Section 3.09 hereof, in accordance with the standards of the preceding paragraph, the Servicer, on escrowed accounts, shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the Mortgaged Properties, which advances shall be Servicing Advances reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 3.09, and further as provided in Section 3.11. Any cost incurred by the Servicer or by Sub-Servicers in effecting the payment of taxes and assessments on a Mortgaged Property shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid Stated Principal Balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit.

Notwithstanding anything in this Agreement to the contrary, the Servicer may not make any future advances with respect to a Mortgage Loan (except as provided in Section 4.04) and the Servicer shall not (i) permit any modification with respect to any Mortgage Loan that would change the Mortgage Rate, reduce or increase the Stated Principal Balance (except for reductions resulting from actual payments of principal) or change the final maturity date on such Mortgage Loan (unless, in any such case, as provided in Section 3.07, the Mortgagor is in default with respect to the Mortgage Loan or such default is, in the judgment of the Servicer, reasonably foreseeable) or (ii) permit any modification, waiver or amendment of any term of any Mortgage Loan that would both (A) effect an exchange or reissuance of such Mortgage Loan under Section 1001 of the Code (or Treasury regulations promulgated
thereunder) and (B) cause any REMIC created hereunder to fail to qualify as a REMIC under the Code or the imposition of any tax on “prohibited transactions” or “contributions after the startup date” under the REMIC Provisions.

 

 

The Servicer shall also undertake to defend, with respect to a claim against the Trustee or the Trust, any claims against the Trust, the Trustee or itself by a Mortgagor which relate to or affect the servicing of any Mortgage Loan.  This shall not be construed as an assumption of liability in such matters.  The Trustee shall notify the Servicer of any such claim as soon as practicable after receiving notice of such claim.  The Servicer shall not be liable for any delay in responding to any claim of which it has not received timely notice.  The Trustee shall cooperate with the Servicer in all aspects of the defense of such claims, including the timely delivery of all relevant litigation files and other related information.  In the event the Servicer acts on behalf of the Trustee, the Trust or itself in any such litigation, the Trust shall pay all costs and expenses (including
attorneys’ fees, court costs, settlements and judgments) associated with the defense and management of such claim; provided, however, that the Servicer shall not be indemnified for any such cost or expense relating to claims against the Servicer and incurred by reason of its willful misfeasance, bad faith or negligence in the performance of its duties hereunder.

	
             
  	
            SECTION 3.02
 	
            Sub-Servicing Agreements Between Servicer and Sub-Servicers.
 

(a)          The Servicer may enter into Sub-Servicing Agreements with Sub-Servicers, which may be Affiliates of the Servicer, for the servicing and administration of the Mortgage Loans; provided, however, such sub-servicing arrangement and the terms of the related Sub-Servicing Agreement must provide for the servicing of the Mortgage Loans in a manner consistent with the servicing arrangement contemplated hereunder.  The Trustee is hereby authorized to acknowledge, at the request of the Servicer, any Sub-Servicing Agreement.  No such acknowledgment shall be deemed to imply that the Trustee has consented to any such Sub-Servicing Agreement, has passed upon whether such Sub-Servicing Agreement meets the requirements applicable to Sub-Servicing Agreements set forth in this Agreement or has passed upon
whether such Sub-Servicing Agreement is otherwise permitted under this Agreement.

Each Sub-Servicer shall be (i) authorized to transact business in the state or states where the related Mortgaged Properties it is to service are situated, if and to the extent required by applicable law to enable the Sub-Servicer to perform its obligations hereunder and under the Sub-Servicing Agreement and (ii) a Freddie Mac or Fannie Mae approved mortgage servicer. Each Sub-Servicing Agreement must impose on the Sub-Servicer requirements conforming to the provisions set forth in Section 3.08 and provide for servicing of the Mortgage Loans consistent with the terms of this Agreement.  The Servicer will examine each Sub-Servicing Agreement and will be familiar with the terms thereof. The terms of any Sub-Servicing Agreement will not be inconsistent with any of the provisions of this Agreement. Any variation in any Sub-Servicing Agreements from the provisions set forth in Section 3.08
relating to insurance or priority requirements of Sub-Servicing Accounts, or credits and charges to the Sub-Servicing Accounts or the timing and amount of remittances by the Sub-Servicers to the Servicer, are conclusively deemed to be inconsistent with this Agreement and therefore prohibited.  The Servicer shall deliver to the Trustee copies of all Sub-Servicing Agreements, and any amendments or modifications thereof, promptly upon the Servicer’s execution and delivery of such instruments.

 

 

(b)          As part of its servicing activities hereunder, the Servicer, for the benefit of the Trustee and the Certificateholders, shall enforce the obligations of each Sub-Servicer under the related Sub-Servicing Agreement, including, without limitation, any obligation to make advances in respect of delinquent payments as required by a Sub-Servicing Agreement.  Such enforcement, including, without limitation, the legal prosecution of claims, termination of Sub-Servicing Agreements, and the pursuit of other appropriate remedies, shall be in such form and carried out to such an extent and at such time as the Servicer, in its good faith business judgment, would require were it the owner of the related Mortgage Loans.  The Servicer shall pay the costs of such enforcement at its own expense, and shall
be reimbursed therefor only (i) from a general recovery resulting from such enforcement, to the extent, if any, that such recovery exceeds all amounts due in respect of the related Mortgage Loans, or (ii) from a specific recovery of costs, expenses or attorneys’ fees against the party against whom such enforcement is directed.

(c)          As of the Closing Date, JPMorgan has appointed Chase Home Finance LLC (“CHF”) to act as Sub-Servicer with respect to JPMorgan’s servicing obligations under this Agreement.  So long as JPMorgan is not a rated servicer by each Rating Agency, JPMorgan agrees that prior to replacing CHF as Sub-Servicer, other than with an Affiliate of JPMorgan that is a rated servicer, it will obtain written confirmation from each Rating Agency that such replacement of CHF as Sub-Servicer with respect to JPMorgan’s servicing obligations related to the JPMorgan Mortgage Loans will not cause the then current rating on any Class of Certificates to be qualified, withdrawn or lowered by any Rating Agency and agrees that any replacement subservicer shall agree to subservice in accordance with
the terms of this Agreement, including but not limited to the consideration of whether to waive a Prepayment Charge hereunder.

	
             
  	
            SECTION 3.03
 	
            Successor Sub-Servicers.
 

The Servicer shall be entitled to terminate any Sub-Servicing Agreement and the rights and obligations of any Sub-Servicer pursuant to any Sub-Servicing Agreement in accordance with the terms and conditions of such Sub-Servicing Agreement. In the event of termination of any Sub-Servicer, all servicing obligations of such Sub-Servicer shall be assumed simultaneously by the Servicer without any act or deed on the part of such Sub-Servicer or the Servicer, and the Servicer either shall service directly the related Mortgage Loans or shall enter into a Sub-Servicing Agreement with a successor Sub-Servicer which qualifies under Section 3.02.

Any Sub-Servicing Agreement shall include the provision that such agreement may be immediately terminated by the Servicer or the Trustee (if the Trustee is acting as Servicer) without fee, in accordance with the terms of this Agreement, in the event that the Servicer (or the Trustee, if such party is then acting as Servicer) shall, for any reason, no longer be a Servicer (including termination due to a Servicer Event of Termination).

	
             
  	
            SECTION 3.04
 	
            Liability of the Servicer.
 

Notwithstanding any Sub-Servicing Agreement or the provisions of this Agreement relating to agreements or arrangements between the Servicer and a Sub-Servicer or reference to actions taken through a Sub-Servicer or otherwise, the Servicer shall remain 

 

obligated and primarily liable to the Trustee and the Certificateholders for the servicing and administering of the Mortgage Loans in accordance with the provisions of Section 3.01 without diminution of such obligation or liability by virtue of such Sub-Servicing Agreements or arrangements or by virtue of indemnification from the Sub-Servicer and to the same extent and under the same terms and conditions as if the Servicer alone were servicing and administering the Mortgage Loans.  The Servicer shall be entitled to enter into any agreement with a Sub-Servicer for indemnification of the Servicer by such Sub-Servicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.

	
             
  	
            SECTION 3.05
 	
            No Contractual Relationship Between Sub-Servicers and the Trustee or Certificateholders.
 

Any Sub-Servicing Agreement that may be entered into and any transactions or services relating to the Mortgage Loans involving a Sub-Servicer in its capacity as such shall be deemed to be between the Sub-Servicer and the Servicer alone, and the Trustee or Certificateholders shall not be deemed parties thereto and shall have no claims, rights, obligations, duties or liabilities with respect to the Sub-Servicer except as set forth in Section 3.06.  The Servicer shall be solely liable for all fees owed by it to any Sub-Servicer, irrespective of whether the Servicer’s compensation pursuant to this Agreement is sufficient to pay such fees.

	
             
  	
            SECTION 3.06
 	
            Assumption or Termination of Sub-Servicing Agreements by Trustee.
 

In the event the Servicer shall for any reason no longer be a Servicer (including by reason of the occurrence of a Servicer Event of Termination), the Trustee, in addition to its duties under Section 7.02, shall thereupon assume all of the rights and obligations of the Servicer under each Sub-Servicing Agreement that the Servicer may have entered into, unless the Trustee elects to terminate any Sub-Servicing Agreement in accordance with its terms as provided in Section 3.03. Upon such assumption, the Trustee (or the successor servicer appointed pursuant to Section 7.02) shall be deemed, subject to Section 3.03, to have assumed all of the departing Servicer’s interest therein and to have replaced the departing Servicer as a party to each Sub-Servicing Agreement to the same extent as if each Sub-Servicing Agreement had been assigned to the assuming party, except that (i) the departing
Servicer shall not thereby be relieved of any liability or obligations under any Sub-Servicing Agreement that arose before it ceased to be a Servicer and (ii) neither the Trustee nor any successor Servicer shall be deemed to have assumed any liability or obligation of the Servicer that arose before it ceased to be a Servicer.

The Servicer at its expense shall, upon request of the Trustee, deliver to the assuming party all documents and records relating to each Sub-Servicing Agreement and the Mortgage Loans then being serviced and an accounting of amounts collected and held by or on behalf of it, and otherwise use its best efforts to effect the orderly and efficient transfer of the Sub-Servicing Agreements to the assuming party.  All Servicing Transfer Costs shall be paid by the predecessor Servicer upon presentation of reasonable documentation of such costs, and if such predecessor Servicer is the Trustee or it defaults in its obligation to pay such costs, such costs shall be paid by the successor Servicer or the Trustee (in which case the successor Servicer 

 

or the Trustee, as applicable, shall be entitled to reimbursement therefor from the assets of the Trust).

	
             
  	
            SECTION 3.07
 	
            Collection of Certain Mortgage Loan Payments.
 

The Servicer shall make reasonable efforts, in accordance with the Servicing Standard, to collect all payments called for under the terms and provisions of the Mortgage Loans and the provisions of any applicable insurance policies provided to the Servicer.  Consistent with the foregoing, the Servicer may in its discretion (i) waive any late payment charge or, if applicable, any penalty interest, or any provisions of any Mortgage Loan requiring the related Mortgagor to submit to mandatory arbitration with respect to disputes arising thereunder or (ii) extend the due dates for the Monthly Payments due on a Mortgage Note for a period of not greater than 180 days; provided, however, that any extension pursuant to clause (ii) above shall not affect the amortization schedule of any Mortgage Loan for purposes of any computation hereunder, except as provided below. In the event of any such
arrangement pursuant to clause (ii) above, the Servicer shall make timely Advances on such Mortgage Loan during such extension pursuant to Section 4.04 and in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangement. Notwithstanding the foregoing, in the event that any Mortgage Loan is in default or, in the judgment of the Servicer, such default is reasonably foreseeable, the Servicer, consistent with the standards set forth in Section 3.01, may also waive, modify or vary any term of such Mortgage Loan (including modifications that would change the Mortgage Rate, forgive the payment of principal or interest or extend the final maturity date of such Mortgage Loan), accept payment from the related Mortgagor of an amount less than the Stated Principal Balance in final satisfaction of such Mortgage Loan, or consent to the postponement of strict compliance with any such term or otherwise grant indulgence to any Mortgagor
(any and all such waivers, modifications, variances, forgiveness of principal or interest, postponements, or indulgences collectively referred to herein as “forbearance”).  The Servicer’s analysis supporting any forbearance and the conclusion that any forbearance meets the standards of Section 3.01 shall be reflected in writing in the Mortgage File.

	
             
  	
            SECTION 3.08
 	
            Sub-Servicing Accounts.
 

In those cases where a Sub-Servicer is servicing a Mortgage Loan pursuant to a Sub- Servicing Agreement, the Sub-Servicer will be required to establish and maintain one or more accounts (collectively, the “Sub-Servicing Account”). The Sub-Servicing Account shall be an Eligible Account and shall comply with all requirements of this Agreement relating to the Collection Account. The Sub-Servicer shall deposit in the Collection Account, in no event more than two Business Days after the Sub-Servicer’s receipt thereof, all proceeds of Mortgage Loans received by the Sub-Servicer less its servicing compensation to the extent permitted by the Sub-Servicing Agreement.  The Sub-Servicer shall thereafter deposit such proceeds in the Collection Account or remit such proceeds to the Servicer for deposit in the Collection Account not later than two Business Days after the deposit of such
amounts in the Sub-Servicing Account. For purposes of this Agreement, the Servicer shall be deemed to have received payments on the Mortgage Loans when the Sub-Servicer receives such payments.

 

 

	
             
  	
            SECTION 3.09
 	
            Collection of Taxes, Assessments and Similar Items; Escrow Accounts.
 

To the extent required by the related Mortgage Note, the Servicer shall establish and maintain, or cause to be established and maintained, one or more accounts (the “Escrow Accounts”), into which all Escrow Payments shall be deposited and retained.  Escrow Accounts shall be Eligible Accounts.  The Servicer shall deposit in the clearing account in which it customarily deposits payments and collections on mortgage loans in connection with its mortgage loan servicing activities, all Escrow Payments collected on account of the Mortgage Loans and shall deposit in the Escrow Accounts, in no event more than two Business Days after the receipt of such Escrow Payments, all Escrow Payments collected on account of the Mortgage Loans for the purpose of effecting the payment of any such items as required under the terms of this Agreement. Withdrawals of amounts from an Escrow Account may be
made only to (i) effect payment of taxes, assessments, hazard insurance premiums, and comparable items in a manner and at a time that assures that the lien priority of the Mortgage is not jeopardized (or, with respect to the payment of taxes, in a manner and at a time that avoids the loss of the Mortgaged Property due to a tax sale or the foreclosure as a result of a tax lien); (ii) reimburse the Servicer (or a Sub-Servicer to the extent provided in the related Sub-Servicing Agreement) out of related collections for any Servicing Advances made pursuant to Section 3.01 (with respect to taxes and assessments) and Section 3.14 (with respect to hazard insurance); (iii) refund to Mortgagors any sums as may be determined to be overages; (iv) pay interest, if required and as described below, to Mortgagors on balances in the Escrow Account; or (v) clear and terminate the Escrow Account at the termination of the Servicer’s obligations and responsibilities in respect of the Mortgage Loans
under this Agreement in accordance with Article X. In the event the Servicer shall deposit in an Escrow Account any amount not required to be deposited therein, it may at any time withdraw such amount from such Escrow Account, any provision herein to the contrary notwithstanding.  The Servicer will be responsible for the administration of the Escrow Accounts and will be obligated to make Servicing Advances to such accounts when and as necessary to avoid the lapse of insurance coverage on the Mortgaged Property, or which the Servicer knows, or in the exercise of the required standard of care of the Servicer hereunder should know, is necessary to avoid the loss of the Mortgaged Property due to a tax sale or the foreclosure as a result of a tax lien. If any such payment has not been made and the Servicer receives notice of a tax lien with respect to the Mortgage being imposed, the Servicer will, within 10 Business Days of receipt of such notice, advance or cause to be advanced funds
necessary to discharge such lien on the Mortgaged Property. As part of its servicing duties, the Servicer or any Sub-Servicers shall pay to the Mortgagors interest on funds in the Escrow Accounts, to the extent required by law and, to the extent that interest earned on funds in the Escrow Accounts is insufficient, to pay such interest from its or their own funds, without any reimbursement therefor. The Servicer may pay to itself any excess interest on funds in the Escrow Accounts, to the extent such action is in conformity with the Servicing Standard, is permitted by law and such amounts are not required to be paid to Mortgagors or used for any of the other purposes set forth above.

 

 

	
             
  	
            SECTION 3.10
 	
            Collection Account and Distribution Account.
 

(a)          On behalf of the Trust Fund, the Servicer shall establish and maintain, or cause to be established and maintained, one or more accounts (such account or accounts, the “Collection Account”), held in trust for the benefit of the Trustee and the Certificateholders. On behalf of the Trust Fund, the Servicer shall deposit or cause to be deposited in the Collection Account, in no event more than two Business Days after the Servicer’s receipt thereof, as and when received or as otherwise required hereunder, the following payments and collections received or made by it subsequent to the related Cut-off Date (other than in respect of principal or interest on the Mortgage Loans due on or before the related Cut-off Date) or payments (other than Principal Prepayments) received by it on
or prior to the related Cut-off Date but allocable to a Due Period subsequent thereto:

(i)           all payments on account of principal, including Principal Prepayments (but not Prepayment Charges), on the Mortgage Loans;

(ii)          all payments on account of interest (net of the Servicing Fee) on each Mortgage Loan;

(iii)         all Insurance Proceeds, Net Liquidation Proceeds, Subsequent Recoveries and condemnation proceeds (other than proceeds collected in respect of any particular REO Property and amounts paid in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 10.01);

(iv)         any amounts required to be deposited pursuant to Section 3.12 in connection with any losses realized on Permitted Investments with respect to funds held in the Collection Account;

(v)          any amounts required to be deposited by the Servicer pursuant to the second paragraph of Section 3.14(a) in respect of any blanket policy deductibles;

(vi)         all proceeds of any Mortgage Loan repurchased or purchased in accordance with Section 2.03, Section 3.16(c) or Section 10.01;

(vii)       all amounts required to be deposited in connection with Substitution Adjustments pursuant to Section 2.03; and

(viii)      all Prepayment Charges collected by the Servicer and any Servicer Prepayment Charge Payment Amounts in connection with the Principal Prepayment of any of the Mortgage Loans.

The foregoing requirements for deposit in the Collection Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of Servicing Fees, late payment charges, assumption fees, insufficient funds charges and ancillary income (other than Prepayment Charges) need not be deposited by the Servicer in the Collection Account and may be retained by the Servicer as additional 

 

compensation. In the event the Servicer shall deposit in the Collection Account any amount not required to be deposited therein, it may at any time withdraw such amount from the Collection Account, any provision herein to the contrary notwithstanding.

(b)          On behalf of the Trust Fund, the Trustee shall establish and maintain one or more segregated, non-interest bearing trust accounts (such account or accounts, the “Distribution Account”), held in trust for the benefit of the Trustee and the Certificateholders. On behalf of the Trust Fund, the Servicer shall deliver to the Trustee in immediately available funds for deposit in the Distribution Account on or before 4:00 p.m. New York time on the Servicer Remittance Date, that portion of the Available Funds (calculated without regard to the references in the definition thereof to amounts that may be withdrawn from the Distribution Account) for the related Distribution Date then on deposit in the Collection Account, the amount of all Prepayment Charges collected during the applicable
Prepayment Period by the Servicer and Servicer Prepayment Charge Payment Amounts in connection with the Principal Prepayment of any of the Mortgage Loans then on deposit in the Collection Account.

If, by 4:00 p.m. New York time, on the Servicer Remittance Date, the Servicer fails to remit to the Trustee for deposit into the Distribution Account any amounts required to be so remitted by the Servicer pursuant to this Agreement, the Servicer shall pay to the Trustee, for its own account, interest on such amounts at the prime rate for such date (as set forth in the Wall Street Journal for the period commencing on the Servicer Remittance Date through the Business Day on which such failure is remedied).

(c)          Funds in the Collection Account and the Distribution Account may be invested in Permitted Investments in accordance with the provisions set forth in Section 3.12. The Servicer shall give written notice to the Trustee of the location of the Collection Account maintained by it when established and prior to any change thereof. The Trustee shall give notice to the Servicer and the Depositor of the location of the Distribution Account when established and prior to any change thereof.

(d)          Funds held in the Collection Account at any time may be delivered by the Servicer to the Trustee for deposit in an account (which may be the Distribution Account and must satisfy the standards for the Distribution Account as set forth in the definition thereof) and for all purposes of this Agreement shall be deemed to be a part of the Collection Account; provided, however, that the Trustee shall have the sole authority to withdraw any funds held pursuant to this subsection (d). In the event the Servicer shall deliver to the Trustee for deposit in the Distribution Account any amount not required to be deposited therein, it may at any time request that the Trustee withdraw such amount from the Distribution Account and remit to it any such amount, any provision herein to the contrary
notwithstanding. In addition, the Servicer, with respect to items (i) through (iv) below, shall deliver to the Trustee from time to time for deposit, and the Trustee, with respect to items (i) through (iv) below, shall so deposit, in the Distribution Account:

	
             
  	
            (i)
 	
            any Advances, as required pursuant to Section 4.04;
 

 

 

 

(ii)          any amounts required to be deposited pursuant to Section 3.23(d) or (f) in connection with any REO Property;

(iii)         any amounts to be paid by the Servicer in connection with a purchase of Mortgage Loans and REO Properties pursuant to Section 10.01;

(iv)         any Compensating Interest to be deposited pursuant to Section 3.24 in connection with any Prepayment Interest Shortfall; and

(v)          any amounts required to be paid to the Trustee pursuant to the Agreement, including, but not limited to Section 3.06 and Section 7.02.

	
             
  	
            SECTION 3.11
 	
            Withdrawals from the Collection Account and Distribution Account.
 

(a)          The Servicer shall, from time to time, make withdrawals from the Collection Account for any of the following purposes or as described in Section 4.04:

(i)           to remit to the Trustee for deposit in the Distribution Account the amounts required to be so remitted pursuant to Section 3.10(b) or permitted to be so remitted pursuant to the first sentence of Section 3.10(d);

(ii)          subject to Section 3.16(d), to reimburse itself for (a) any unreimbursed Advances to the extent of amounts received which represent Late Collections (net of the related Servicing Fees), Liquidation Proceeds and Insurance Proceeds on Mortgage Loans or REO Properties with respect to which such Advances were made in accordance with the provisions of Section 4.04; or (b) without limiting any right of withdrawal set forth in clause (vi) below, any unreimbursed Advances that, upon a Final Recovery Determination with respect to such Mortgage Loan, are Nonrecoverable Advances, but only to the extent that Late Collections (net of the related Servicing Fees), Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan are insufficient to reimburse
itself for such unreimbursed Advances;

(iii)        subject to Section 3.16(d), to pay itself or any Sub-Servicer (a) any unpaid Servicing Fees, (b) any unreimbursed Servicing Advances with respect to each Mortgage Loan, but only to the extent of any Late Collections, Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan or REO Property, and (c) without limiting any right of withdrawal set forth in clause (vi) below, any Servicing Advances made with respect to a Mortgage Loan that, upon a Final Recovery Determination with respect to such Mortgage Loan are Nonrecoverable Advances, but only to the extent that Late Collections, Liquidation Proceeds and Insurance Proceeds received with respect to such Mortgage Loan are insufficient to reimburse itself or any Sub-Servicer for Servicing Advances;

 

 

(iv)         to pay to itself as additional servicing compensation (in addition to the Servicing Fee) on the Servicer Remittance Date any interest or investment income earned on funds deposited in the Collection Account;

(v)          to pay itself, the related Originator or the Seller, as applicable, with respect to each Mortgage Loan that has previously been purchased or replaced pursuant to Section 2.03 or Section 3.16(c) all amounts received thereon subsequent to the date of purchase or substitution, as the case may be;

(vi)         to reimburse itself for any Advance or Servicing Advance previously made which the Servicer has determined to be a Nonrecoverable Advance in accordance with the provisions of Section 4.04;

(vii)       to pay, or to reimburse itself for Servicing Advances in respect of, expenses incurred in connection with any Mortgage Loan pursuant to Section 3.16(b);

(viii)      to reimburse itself for expenses incurred by or reimbursable to it pursuant to Section 6.03;

(ix)         to pay itself any Prepayment Interest Excess (to the extent not otherwise retained);

(x)          to clear and terminate the Collection Account pursuant to Section 10.01; and

(xi)         to withdraw any amount deposited in the Collection Account and not required to be deposited therein.

The foregoing requirements for withdrawal from the Collection Account shall be exclusive.  In the event the Servicer shall deposit in the Collection Account any amount not required to be deposited therein, it may at any time withdraw such amount from the Collection Account, any provision herein to the contrary notwithstanding.

The Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Collection Account, to the extent held by or on behalf of it, pursuant to subclauses (ii), (iii), (iv), (v), (vi) and (vii) above.  The Servicer shall provide written notification to the Trustee, on or prior to the next succeeding Servicer Remittance Date, upon making any withdrawals from the Collection Account pursuant to subclause (vi) above; provided that an Officers’ Certificate in the form described under Section 4.04(d) shall suffice for such written notification to the Trustee in respect hereof.

(b)          The Trustee shall, from time to time, make withdrawals from the Distribution Account, for any of the following purposes, without priority:

	
             
  	
            (i)
 	
            to make distributions in accordance with Section 4.01;
 

 

 

 

	
             
  	
            (ii)
 	
            to pay itself the Trustee Compensation pursuant to Section 8.05;
 	
             

	
             
  	
            (iii)
 	
            to pay any amounts in respect of taxes pursuant to Section 9.01(g);
 	
             

	
             
  	
            (iv)
 	
            to clear and terminate the Distribution Account pursuant to Section 10.01;
 
					

(v)          to pay any amounts required to be paid to the Trustee pursuant to this Agreement, including but not limited to funds required to be paid pursuant to Section 3.06, Section 4.01, Section 7.02 and Section 8.05; and

(vi)         to pay to the Trustee, any interest or investment income earned on funds deposited in the Distribution Account.

	
             
  	
            SECTION 3.12
 	
            Investment of Funds in the Collection Account and the Distribution Account.
 

(a)          The Servicer may direct any depository institution maintaining the Collection Account and any REO Account to invest the funds on deposit in such accounts, the Depositor may direct any depository institution maintaining the Pre-Funding Accounts and the Interest Coverage Accounts, and the Trustee may invest the funds on deposit in the Distribution Account or hold such funds uninvested (each such account, for the purposes of this Section 3.12, an “Investment Account”).  All investments pursuant to this Section 3.12 shall be in one or more Permitted Investments bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to
this Agreement, if a Person other than the Trustee is the obligor thereon or if such investment is managed or advised by a Person other than the Trustee or an Affiliate of the Trustee, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon or if such investment is managed or advised by the Trustee or any Affiliate. All such Permitted Investments shall be held to maturity, unless payable on demand. Any investment of funds in an Investment Account shall be made in the name of the Trustee (in its capacity as such), or in the name of a nominee of the Trustee. The Trustee shall be entitled to sole possession (except with respect to investment direction of funds held in the Collection Account, any REO Account, the Pre-Funding Accounts and the Interest Coverage Accounts, and any income and gain realized thereon) over each such investment, and any certificate or other instrument
evidencing any such investment shall be delivered directly to the Trustee or its agent, together with any document of transfer necessary to transfer title to such investment to the Trustee or its nominee. In the event amounts on deposit in an Investment Account are at any time invested in a Permitted Investment payable on demand, the Trustee shall:

(x)          consistent with any notice required to be given thereunder, demand that payment thereon be made on the last day such Permitted Investment may otherwise mature hereunder in an amount equal to the lesser of (1) all amounts then payable thereunder and (2) the amount required to be withdrawn on such date; and

 

 

(y)          demand payment of all amounts due thereunder promptly upon determination by a Responsible Officer of the Trustee that such Permitted Investment would not constitute a Permitted Investment in respect of funds thereafter on deposit in the Investment Account.

(b)          All income and gain realized from the investment of funds deposited in the Collection Account and any REO Account held by or on behalf of the Servicer shall be for the benefit of the Servicer and shall be subject to its withdrawal in accordance with Section 3.11 or Section 3.23, as applicable. The Servicer shall deposit in the Collection Account or any REO Account, as applicable, the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such Account immediately upon realization of such loss.

All income and gain realized from the investment of funds deposited in the Pre-Funding Accounts held by or on behalf of the Depositor shall be for the benefit of the Depositor and shall be subject to its withdrawal in accordance with Section 4.05. The Depositor shall deposit in the Pre-Funding Accounts the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such accounts immediately upon realization of such loss.

(c)          All income and gain realized from the investment of funds deposited in the Distribution Account shall be for the benefit of the Trustee. The Trustee shall deposit in the Distribution Account the amount of any loss of principal incurred in respect of any such Permitted Investment made with funds in such Account immediately upon realization of such loss.  Notwithstanding the foregoing, the Trustee may at its discretion, and without liability, hold the funds in the Distribution Account uninvested.

(d)          Except as otherwise expressly provided in this Agreement, if any default occurs in the making of a payment due under any Permitted Investment, or if a default occurs in any other performance required under any Permitted Investment, the Trustee may and, subject to Section 8.01 and Section 8.02(a)(v), upon the request of the Holders of Certificates representing more than 50% of the Voting Rights allocated to any Class of Certificates, shall take such action as may be appropriate to enforce such payment or performance, including the institution and prosecution of appropriate proceedings.

(e)          The Trustee or its Affiliates are permitted to receive additional compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to effect transactions in certain Permitted Investments and (iii) effecting transactions in certain Permitted Investments.  Such compensation shall not be considered an amount that is reimbursable or payable to the Trustee pursuant to Section 3.11 or 3.12 or otherwise payable in respect of extraordinary Trust Fund expenses.

 

 

	
             
  	
            SECTION 3.13
 	
            [Reserved].
 

	
             
  	
            SECTION 3.14
 	
            Maintenance of Hazard Insurance and Errors and Omissions and Fidelity Coverage.
 

(a)          The Servicer shall cause to be maintained for each Mortgage Loan hazard insurance with extended coverage on the Mortgaged Property in an amount which is at least equal to the lesser of (i) the current Principal Balance of such Mortgage Loan and (ii) the amount necessary to fully compensate for any damage or loss to the improvements that are a part of such property on a replacement cost basis, in each case in an amount not less than such amount as is necessary to avoid the application of any coinsurance clause contained in the related hazard insurance policy.  The Servicer shall also cause to be maintained hazard insurance with extended coverage on each REO Property in an amount which is at least equal to the lesser of (i) the maximum insurable value of the improvements which are a part of
such property and (ii) the outstanding Principal Balance of the related Mortgage Loan at the time it became an REO Property. The Servicer will comply in the performance of this Agreement with all reasonable rules and requirements of each insurer under any such hazard policies. Any amounts to be collected by the Servicer under any such policies (other than amounts to be applied to the restoration or repair of the property subject to the related Mortgage or amounts to be released to the Mortgagor in accordance with the procedures that the Servicer would follow in servicing loans held for its own account, subject to the terms and conditions of the related Mortgage and Mortgage Note) shall be deposited in the Collection Account, subject to withdrawal pursuant to Section 3.11, if received in respect of a Mortgage Loan, or in the REO Account, subject to withdrawal pursuant to Section 3.23, if received in respect of an REO Property. Any cost incurred by the Servicer in maintaining any such
insurance shall not, for the purpose of calculating distributions to Certificateholders, be added to the unpaid Principal Balance of the related Mortgage Loan, notwithstanding that the terms of such Mortgage Loan so permit. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property or REO Property is at any time in an area identified in the Federal Register by the Federal Emergency Management Agency as having special flood hazards and flood insurance has been made available, the Servicer will cause to be maintained a flood insurance policy in respect thereof. Such flood insurance shall be in an amount equal to the lesser of (i) the unpaid Principal Balance of the related Mortgage Loan and (ii) the maximum amount of such insurance available for the related Mortgaged
Property under the national flood insurance program (assuming that the area in which such Mortgaged Property is located is participating in such program).

In the event that the Servicer shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first two sentences of this Section 3.14, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by competent servicers, in which case the Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with the first two sentences of this 

 

Section 3.14, and there shall have been one or more losses which would have been covered by such policy, deposit to the Collection Account from its own funds the amount not otherwise payable under the blanket policy because of such deductible clause. In connection with its activities as servicer of the Mortgage Loans, the Servicer agrees to prepare and present, on behalf of itself, the Depositor, the Trustee and Certificateholders, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy.

(b)          The Servicer shall keep in force during the term of this Agreement a policy or policies of insurance covering errors and omissions for failure in the performance of the Servicer’s obligations under this Agreement, which policy or policies shall be in such form and amount that would meet the requirements of Fannie Mae or Freddie Mac if it were the purchaser of the Mortgage Loans, unless the Servicer has obtained a waiver of such requirements from Fannie Mae or Freddie Mac. The Servicer shall also maintain a fidelity bond in the form and amount that would meet the requirements of Fannie Mae or Freddie Mac, unless the Servicer has obtained a waiver of such requirements from Fannie Mae or Freddie Mac.  The Servicer shall be deemed to have complied with this provision if an Affiliate of
the Servicer has such errors and omissions and fidelity bond coverage and, by the terms of such insurance policy or fidelity bond, the coverage afforded thereunder extends to the Servicer. Any such errors and omissions policy and fidelity bond shall by its terms not be cancelable without thirty days’ prior written notice to the Trustee. The Servicer shall also cause each Sub-Servicer to maintain a policy of insurance covering errors and omissions and a fidelity bond which would meet such requirements.

	
             
  	
            SECTION 3.15
 	
            Enforcement of Due-On-Sale Clauses; Assumption Agreements.
 

The Servicer will, to the extent it has knowledge of any conveyance or prospective conveyance of any Mortgaged Property by any Mortgagor (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under the “due-on-sale” clause, if any, applicable thereto; provided, however, that the Servicer shall not be required to take such action if in its sole business judgment the Servicer believes it is not in the best interests of the Trust Fund and shall not exercise any such rights if prohibited by law from doing so. If the Servicer reasonably believes it is unable under applicable law to enforce such “due-on-sale” clause, or if any of the other conditions set forth in the proviso to the preceding
sentence apply, the Servicer will enter into an assumption and modification agreement from or with the person to whom such property has been conveyed or is proposed to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon.  The Servicer is also authorized, to the extent permitted under the related Mortgage Note, to enter into a substitution of liability agreement with such person, pursuant to which the original Mortgagor is released from liability and such person is substituted as the Mortgagor and becomes liable under the Mortgage Note, provided that no such substitution shall be effective unless such person satisfies the current underwriting criteria of the Servicer for a mortgage loan similar to the related Mortgage Loan.  In connection with any assumption, modification or substitution, the Servicer shall apply such underwriting standards and follow 

 

such practices and procedures as shall be normal and usual in its general mortgage servicing activities and as it applies to other mortgage loans owned solely by it.  The Servicer shall not take or enter into any assumption and modification agreement, however, unless (to the extent practicable in the circumstances) it shall have received confirmation, in writing, of the continued effectiveness of any applicable hazard insurance policy. Any fee collected by the Servicer in respect of an assumption, modification or substitution of liability agreement shall be retained by the Servicer as additional servicing compensation. In connection with any such assumption, no material term of the Mortgage Note (including but not limited to the related Mortgage Rate and the amount of the Monthly Payment) may be amended or modified, except as otherwise required pursuant to the terms thereof.  The Servicer shall notify the
Trustee that any such substitution, modification or assumption agreement has been completed by forwarding to the Trustee the executed original of such substitution, modification or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof.

Notwithstanding the foregoing paragraph or any other provision of this Agreement, the Servicer shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or by the terms of the Mortgage Note or any assumption which the Servicer may be restricted by law from preventing, for any reason whatsoever. For purposes of this Section 3.15, the term “assumption” is deemed to also include a sale (of the Mortgaged Property) subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.

	
             
  	
            SECTION 3.16
 	
            Realization Upon Defaulted Mortgage Loans.
 

(a)          The Servicer shall use its reasonable efforts, consistent with the Servicing Standard, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.07.  The Servicer shall be responsible for all costs and expenses incurred by it in any such proceedings; provided, however, that such costs and expenses will be recoverable as Servicing Advances by the Servicer as contemplated in Section 3.11(a) and Section 3.23. The foregoing is subject to the provision that, in any case in which a Mortgaged Property shall have suffered damage from an Uninsured Cause, the Servicer shall not be required to
expend its own funds toward the restoration of such property unless it shall determine in its discretion that such restoration will increase the proceeds of liquidation of the related Mortgage Loan after reimbursement to itself for such expenses.

(b)          Notwithstanding the foregoing provisions of this Section 3.16 or any other provision of this Agreement, with respect to any Mortgage Loan as to which the Servicer has received actual notice of, or has actual knowledge of, the presence of any toxic or hazardous substance on the related Mortgaged Property, the Servicer shall not, on behalf of the Trustee, either (i) obtain title to such Mortgaged Property as a result of or in lieu of foreclosure or otherwise, or (ii) otherwise acquire possession of, or take any other action with respect to, such 

 

Mortgaged Property, if, as a result of any such action, the Trustee, the Trust Fund or the Certificateholders would be considered to hold title to, to be a “mortgagee-in-possession” of, or to be an “owner” or “operator” of such Mortgaged Property within the meaning of the Comprehensive Environmental Response, Compensation and Liability Act of 1980, as amended from time to time, or any comparable law, unless the Servicer has also previously determined, based on its reasonable judgment and a report prepared by a Person who regularly conducts environmental audits using customary industry standards, that:

(A)         such Mortgaged Property is in compliance with applicable environmental laws or, if not, that it would be in the best economic interest of the Trust Fund to take such actions as are necessary to bring the Mortgaged Property into compliance therewith; and

(B)         there are no circumstances present at such Mortgaged Property relating to the use, management or disposal of any hazardous substances, hazardous materials, hazardous wastes, or petroleum-based materials for which investigation, testing, monitoring, containment, clean-up or remediation could be required under any federal, state or local law or regulation, or that if any such materials are present for which such action could be required, that it would be in the best economic interest of the Trust Fund to take such actions with respect to the affected Mortgaged Property.

The cost of the environmental audit report contemplated by this Section 3.16 shall be advanced by the Servicer, subject to the Servicer’s right to be reimbursed therefor from the Collection Account as provided in Section 3.11(a)(vii), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.

If the Servicer determines, as described above in accordance with the Servicing Standard, that it is in the best economic interest of the Trust Fund to take such actions as are necessary to bring any such Mortgaged Property into compliance with applicable environmental laws, or to take such action with respect to the containment, clean-up or remediation of hazardous substances, hazardous materials, hazardous wastes or petroleum-based materials affecting any such Mortgaged Property, then the Servicer shall take such action as it deems to be in the best economic interest of the Trust Fund; provided that any amounts disbursed by the Servicer pursuant to this Section 3.16(b) shall constitute Servicing Advances, subject to Section 4.04(d). The cost of any such compliance, containment, clean-up or remediation shall be advanced by the Servicer, subject to the Servicer’s right to be
reimbursed therefor from the Collection Account as provided in Section 3.11(a)(vii), such right of reimbursement being prior to the rights of Certificateholders to receive any amount in the Collection Account received in respect of the affected Mortgage Loan or other Mortgage Loans.

(c)          The Servicer may, at its option, purchase a Mortgage Loan which has become 90 or more days delinquent or for which the Servicer has accepted a deed in lieu of foreclosure.  Prior to purchase pursuant to this Section 3.16(c), the Servicer shall be required to continue to make Advances pursuant to Section 4.04.  If the Servicer purchases any delinquent 

 

Mortgage Loans pursuant to this Section 3.16(c), it must purchase Mortgage Loans that are delinquent the greatest number of days before it may purchase any that are delinquent any fewer number of days.  The Servicer shall purchase such delinquent Mortgage Loan at a price equal to the Purchase Price of such Mortgage Loan.  Any such purchase of a Mortgage Loan pursuant to this Section 3.16(c) shall be accomplished by deposit in the Collection Account of the amount of the Purchase Price.  Upon the satisfaction of the requirements set forth in Section 3.17(a), the Trustee shall immediately deliver the Mortgage File and any related documentation to the Servicer and will execute such documents provided to it as are necessary to convey the Mortgage Loan to the Servicer.

(d)          Proceeds received in connection with any Final Recovery Determination, as well as any recovery resulting from a partial collection of Insurance Proceeds, Liquidation Proceeds or condemnation proceeds, in respect of any Mortgage Loan, will be applied in the following order of priority: first, to unpaid Servicing Fees; second, to reimburse the Servicer or any Sub-Servicer for any related unreimbursed Servicing Advances pursuant to Section 3.11(a)(iii) and Advances pursuant to Section 3.11(a)(ii); third, to accrued and unpaid interest on the Mortgage Loan, to the date of the Final Recovery Determination, or to the Due Date prior to the Distribution Date on which such amounts are to be distributed if not in connection with a Final Recovery Determination; and fourth, as a recovery of principal
of the Mortgage Loan. The portion of the recovery so allocated to unpaid Servicing Fees shall be reimbursed to the Servicer or any Sub-Servicer pursuant to Section 3.11(a)(iii).

	
             
  	
            SECTION 3.17
 	
            Trustee to Cooperate; Release of Mortgage Files.
 

(a)            Upon the payment in full of any Mortgage Loan, or the receipt by the Servicer of a notification that payment in full shall be escrowed in a manner customary for such purposes, the Servicer shall deliver to the Trustee (or the Custodian on behalf of the Trustee), in written or electronic format, a Request for Release in the form of Exhibit E hereto (which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Collection Account pursuant to Section 3.10 have been or will be so deposited) signed by a Servicing Officer (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer) and shall request
delivery to it or its designee of the Mortgage File. Upon receipt of such certification and request, the Trustee (or the Custodian on behalf of the Trustee) shall, within five Business Days, release the related Mortgage File to the Servicer or its designee.  Upon receipt of such certification and request, the Trustee shall promptly release the related Mortgage File to NCHLS (at NCHLS’s expense) or to JPMorgan (at JPMorgan’s expense in connection with a foreclosure, such expense reimburseable to JPMorgan as a Servicing Advance, or in all other cases, at the Seller’s expense if not otherwise paid by the Custodian; provided however, in no event will the Trustee be responsible for such expense) and the Servicer is authorized to cause the removal from the registration on the MERS® System of any such Mortgage Loan, if applicable.  No expenses incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Collection Account or
the Distribution Account.

 

 

(b)            From time to time and as appropriate for the servicing or foreclosure of any Mortgage Loan, including, for this purpose, collection under any insurance policy relating to the Mortgage Loans, the Trustee (or the Custodian on behalf of the Trustee) shall, upon any request made by or on behalf of the Servicer and delivery to the Trustee (or the Custodian on behalf of the Trustee) of two executed copies of a written Request for Release in the form of Exhibit E hereto signed by a Servicing Officer (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer), release the related Mortgage File to the Servicer or its designee within five Business Days, which, shall be sent by overnight mail, at the expense of the
Servicer or the related Mortgagor, and the Trustee (or the Custodian on behalf of the Trustee) shall, at the written direction of the Servicer, execute such documents provided to it by the Servicer as shall be necessary to the prosecution of any such proceedings. Such Request for Release shall obligate the Servicer to return each and every document previously requested from the Mortgage File to the Trustee (or the Custodian on behalf of the Trustee) when the need therefor by the Servicer no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Collection Account or the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and the Servicer has delivered, or caused
to be delivered, to the Trustee (or the Custodian on behalf of the Trustee) an additional Request for Release certifying as to such liquidation or action or proceedings. Upon the request of the Trustee (or the Custodian on behalf of the Trustee), the Servicer shall provide notice to the Trustee (or the Custodian on behalf of the Trustee) of the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery. Upon receipt of a Request for Release, in written (with one executed copy) or electronic format (or in a mutually agreeable electronic format that will, in lieu of a signature on its face, originate from a Servicing Officer), from a Servicing Officer stating that such Mortgage Loan was liquidated and that all amounts received or to be received in connection with such liquidation that are required to be deposited into the Collection Account have been so deposited, or that such Mortgage Loan has become an REO
Property, such Mortgage Loan shall be released by the Trustee (or the Custodian on behalf of the Trustee) to the Servicer or its designee within five Business Days.

(c)          Upon written certification of a Servicing Officer, the Trustee (or the Custodian on behalf of the Trustee) shall execute and deliver to the Servicer or the Sub-Servicer, as the case may be, copies of any court pleadings, requests for trustee’s sale or other documents necessary to the foreclosure or trustee’s sale in respect of a Mortgaged Property or to any legal action brought to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to obtain a deficiency judgment, or to enforce any other remedies or rights provided by the Mortgage Note or Mortgage or otherwise available at law or in equity. Each such certification shall include a request that such pleadings or documents be executed by the Trustee (or the Custodian on behalf of the Trustee) and a statement
as to the reason such documents or pleadings are required and that the execution and delivery thereof by the Trustee (or the Custodian on behalf of the Trustee) will not invalidate or otherwise affect the lien of the Mortgage, except for the termination of such a lien upon completion of the foreclosure or trustee’s sale.

 

 

	
             
  	
            SECTION 3.18
 	
            Servicing Compensation.
 

As compensation for the activities of the Servicer hereunder, the Servicer shall be entitled to the Servicing Fee with respect to each Mortgage Loan payable solely from payments of interest in respect of such Mortgage Loan, subject to Section 3.24.  In addition, the Servicer shall be entitled to recover unpaid Servicing Fees out of Insurance Proceeds, Liquidation Proceeds or condemnation proceeds to the extent permitted by Section 3.11(a)(iii) and out of amounts derived from the operation and sale of an REO Property to the extent permitted by Section 3.23. The right to receive the Servicing Fee may not be transferred in whole or in part except in connection with the transfer of all of the Servicer’s responsibilities and obligations under this Agreement; provided, however, that the Servicer may pay from the Servicing Fee any amounts due to a Sub-Servicer pursuant to a Sub-Servicing
Agreement entered into under Section 3.02.

Additional servicing compensation in the form of assumption fees, late payment charges, insufficient funds charges, ancillary income or otherwise (other than Prepayment Charges) shall be retained by the Servicer only to the extent such fees or charges are received by the Servicer. The Servicer shall also be entitled pursuant to Section 3.11(a)(iv) to withdraw from the Collection Account and pursuant to Section 3.23(b) to withdraw from any REO Account, as additional servicing compensation, interest or other income earned on deposits therein, subject to Section 3.12 and Section 3.24.  The Servicer shall also be entitled to receive Prepayment Interest Excess pursuant to Section 3.10 and 3.11 as additional servicing compensation.  The Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including premiums for the insurance
required by Section 3.14, to the extent such premiums are not paid by the related Mortgagors or by a Sub-Servicer, and servicing compensation of each Sub-Servicer) and shall not be entitled to reimbursement therefor except as specifically provided herein.

	
             
  	
            SECTION 3.19
 	
            Reports to the Trustee; Collection Account Statements.
 

Not later than thirty days after each Distribution Date, the Servicer shall forward, upon request, to the Trustee and the Depositor the most current available bank statement for the Collection Account. Copies of such statement shall be provided by the Trustee to any Certificateholder and to any Person identified to the Trustee as a prospective transferee of a Certificate, upon request at the expense of the requesting party, provided such statement is delivered by the Servicer to the Trustee.

	
             
  	
            SECTION 3.20
 	
            Statement as to Compliance.
 

The Servicer will deliver to the Trustee and the Depositor not later than March 15th of each calendar year, commencing in 2006, an Officers’ Certificate, in the form attached hereto as Exhibit P, stating, as to each signatory thereof, that (i) a review of the activities of the Servicer during the preceding calendar year and of performance under this Agreement has been made under such officers’ supervision and (ii) to the best of such officers’ knowledge, based on such review, the Servicer has fulfilled all of its obligations under this Agreement throughout such calendar year, or, if there has been a default in the fulfillment of any such obligation, 

 

specifying each such default known to such officer and the nature and status thereof. Copies of any such statement shall be provided by the Trustee to any Certificateholder and to any Person identified to the Trustee as a prospective transferee of a Certificate, upon request at the expense of the requesting party, provided such statement is delivered by the Servicer to the Trustee.  In addition to the foregoing, the Servicer will, to the extent reasonable and without incurring additional expense, give any other servicing information required by the Securities and Exchange Commission pursuant to applicable law.  The Servicer shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may
sustain based upon a breach of the Servicer’s obligations under this Section 3.20. 

	
             
  	
            SECTION 3.21
 	
            Independent Public Accountants’ Servicing Report.
 

Not later than March 15th of each calendar year, commencing in 2006, the Servicer, at its expense, shall cause a nationally recognized firm of independent certified public accountants to furnish to the Servicer a report stating that (i) it has obtained a letter of representation regarding certain matters from the management of the Servicer which includes an assertion that the Servicer has complied with certain minimum residential mortgage loan servicing standards, identified in the Uniform Single Attestation Program for Mortgage Bankers established by the Mortgage Bankers Association of America, with respect to the servicing of residential mortgage loans during the most recently completed calendar year and (ii) on the basis of an examination conducted by such firm in accordance with standards established by the American Institute of Certified Public Accountants, such
representation is fairly stated in all material respects, subject to such exceptions and other qualifications that may be appropriate. In rendering its report such firm may rely, as to matters relating to the direct servicing of residential mortgage loans by Sub-Servicers, upon comparable reports of firms of independent certified public accountants rendered on the basis of examinations conducted in accordance with the same standards (rendered within one year of such report) with respect to those Sub-Servicers. Immediately upon receipt of such report, the Servicer shall furnish a copy of such report to the Trustee. Copies of such statement shall be provided by the Trustee to any Certificateholder upon request at the expense of the requesting party, provided that such statement is delivered by the Servicer to the Trustee.  The Servicer shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines,
forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain based upon a breach of the Servicer’s obligations under this Section 3.21.

	
             
  	
            SECTION 3.22
 	
            Access to Certain Documentation; Filing of Reports by Trustee.
 

(a)            The Servicer shall provide to the Office of Thrift Supervision, the FDIC, and any other federal or state banking or insurance regulatory authority that may exercise authority over any Certificateholder, access to the documentation regarding the Mortgage Loans required by applicable laws and regulations. Such access shall be afforded without charge, but 

 

only upon two Business Days prior written request and during normal business hours at the offices of the Servicer designated by it. In addition, access to the documentation regarding the Mortgage Loans will be provided to the Trustee and to any Person identified to the Servicer as a prospective transferee of a Certificate, upon reasonable request during normal business hours at the offices of the Servicer designated by it, at the expense of the Person requesting such access.

(b)          (i)          The Trustee and the Servicer shall reasonably cooperate with the Depositor in connection with the Trust’s satisfying the reporting requirements under the Securities Exchange Act of 1934, as amended (the “Exchange Act”).  The Trustee shall prepare on behalf of the Trust any Forms 8-K and 10-K customary for similar securities as required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission thereunder, and the Depositor shall sign (or shall cause another entity acceptable to the Securities and Exchange Commission to sign) and the Trustee shall file (via the Securities and Exchange Commission’s Electronic Data Gathering and Retrieval
System) such forms on behalf of the Depositor (or such other entity).  The Depositor hereby grants to the Trustee a limited power of attorney to execute any Form 8-K and file each such document on behalf of the Depositor.  Such power of attorney shall continue until the earlier of (i) receipt by the Trustee from the Depositor of written termination of such power of attorney and (ii) the termination of the Trust.  Notwithstanding anything herein to the contrary, the Depositor, and not the Trustee, shall be responsible for executing each Form 10-K filed on behalf of the Trust.

(ii)          Each Form 8-K shall be filed by the Trustee within 10 days after each Distribution Date, with a copy of the statement to the Certificateholders for such Distribution Date as an exhibit thereto.  Subject to Section 3.22(b)(v), prior to March 30th of each year (or such earlier date as may be required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission), the Trustee shall file a Form 10-K, in substance as required by applicable law or applicable Security and Exchange Commission interpretations.  The Trustee shall prepare such Form 10-K and provide the Depositor with such Form 10-K not later than March 20th of each year, subject to Section 3.22(b)(v).  Following its receipt thereof, the Depositor shall execute such Form 10-K and
provide the original of such Form 10-K to the Trustee not later than March 25th (or, if the applicable March 25th is not a Business Day, the next succeeding Business Day) of each year; provided, however, that if the filing of such Form 10-K shall be required to occur on a date earlier than March 30th of each year as may be required by the Exchange Act and the Rules and Regulations of the Securities and Exchange Commission, then the time periods for preparation and execution of such Form 10-K set forth in this sentence shall be adjusted accordingly.  Such Form 10-K when filed shall include as exhibits the Servicer’s annual statement of compliance described under Section 3.20 and the accountant’s report described under Section 3.21, in each case to the extent they have been timely delivered to the Trustee.  If they are not so timely delivered, the Trustee shall file an amended Form 10-K including such documents as exhibits reasonably promptly
after they are delivered to the Trustee.  The Trustee shall have no liability with respect to any failure to properly prepare or file such periodic reports resulting from or relating to the Trustee’s inability or failure to obtain any information not resulting from its own negligence or willful misconduct.  The Form 10-K shall also include a certification in the form attached hereto as Exhibit N-1 (the “Certification”), which shall be signed by the senior officer of the Depositor in charge of securitization.

 

 

(iii)        In addition, (x) the Trustee shall sign a certification (in the form attached hereto as Exhibit N-2) for the benefit of the Depositor and its officers, directors and Affiliates regarding certain aspects of the Certification (the “Trustee Certification”); provided, however, that the Trustee shall not undertake an analysis of the accountant’s report attached as an exhibit to the Form 10-K, and (y) the Servicer shall sign a certification (in the form attached hereto as Exhibit N-3) for the benefit of the Depositor, the Trustee and their officers, directors and Affiliates regarding certain aspects of the Certification (the “Servicer Certification”).  The Servicer Certification shall be delivered to the Depositor and the Trustee no later than March 15th or if such day
is not a Business Day, the preceding Business Day, each year (subject to Section 3.22(b)(v) hereof).

In addition, (A) the Trustee shall indemnify and hold harmless the Depositor and its officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of claims based upon a breach of the Trustee’s obligations under this Section 3.22(b)  or any material misstatement or omission contained in the Trustee Certification, and (B) the Servicer shall indemnify and hold harmless the Depositor, the Trustee and their respective officers, directors and Affiliates from and against any actual losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses that such Person may sustain arising out of claims based upon a breach of the Servicer’s obligations under this
Section 3.22(b)(iii), any material misstatement or omission contained in the Servicer’s Certification.  If the indemnification provided for herein is unavailable or insufficient to hold harmless the Depositor, then (i) the Trustee agrees that it shall contribute to the amount paid or payable by the Depositor as a result of the losses, claims, damages or liabilities of the Depositor in such proportion as is appropriate to reflect the relative fault of the Depositor on the one hand and the Trustee on the other and (ii) the Servicer agrees that it shall contribute to the amount paid or payable by the Depositor as a result of the losses, claims, damages or liabilities of the Depositor in such proportion as is appropriate to reflect the relative fault of the Depositor on the one hand and the Servicer on the other.

(iv)         Upon any filing with the Securities and Exchange Commission, the Trustee shall promptly deliver to the Depositor a copy of any executed report, statement or information.

(v)          Prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall file a Form 15 Suspension Notification with respect to the Trust.

(vi)         To the extent that, following the Closing Date, the Depositor certifies that reports and certifications differing from those required under this Section 3.22(b) comply with the reporting requirements under the Exchange Act, the Trustee and the Servicer hereby agree that they will reasonably cooperate to amend the provisions of this Section 3.22(b) in order to comply with such amended reporting requirements and such amendment of this Section 3.22(b); provided, however, that the Trustee shall not be responsible for executing any Form 10-K or the 

 

Certification.  Any such amendment may result in the reduction of the reports filed by the Depositor under the Exchange Act.

	
             
  	
            SECTION 3.23
 	
            Title, Management and Disposition of REO Property.
 

(a)          The deed or certificate of sale of any REO Property shall, subject to applicable laws, be taken in the name of the Trustee, or its nominee, in trust for the benefit of the Certificateholders. The Servicer, on behalf of REMIC 1, shall sell any REO Property as soon as practicable and in any event no later than the end of the third full taxable year after the taxable year in which such REMIC acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or request from the Internal Revenue Service, no later than 60 days before the day on which the three-year grace period would otherwise expire, an extension of such three-year period, unless the Servicer shall have delivered to the Trustee an Opinion of Counsel, addressed to the Trustee and the Depositor, to the effect
that the holding by the REMIC of such REO Property subsequent to three years after its acquisition will not result in the imposition on the REMIC of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any of the REMICs created hereunder to fail to qualify as a REMIC under Federal law at any time that any Certificates are outstanding. The Servicer shall manage, conserve, protect and operate each REO Property for the Certificateholders solely for the purpose of its prompt disposition and sale in a manner which does not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or result in the receipt by any of the REMICs created hereunder of any “income from non-permitted assets” within the meaning of Section 860F(a)(2)(B) of the Code, or any “net income from foreclosure property” which is subject to taxation under the REMIC
Provisions.

(b)          The Servicer shall separately account for all funds collected and received in connection with the operation of any REO Property and shall establish and maintain, or cause to be established and maintained, with respect to REO Properties an account held in trust for the Trustee for the benefit of the Certificateholders (the “REO Account”), which shall be an Eligible Account. The Servicer shall be permitted to allow the Collection Account to serve as the REO Account, subject to separate ledgers for each REO Property. The Servicer shall be entitled to retain or withdraw any interest income paid on funds deposited in the REO Account.

(c)          The Servicer shall have full power and authority, subject only to the specific requirements and prohibitions of this Agreement, to do any and all things in connection with any REO Property as are consistent with the manner in which the Servicer manages and operates similar property owned by the Servicer or any of its Affiliates, all on such terms and for such period (subject to the requirement of prompt disposition set forth in Section 3.23(a)) as the Servicer deems to be in the best interests of Certificateholders. In connection therewith, the Servicer shall deposit, or cause to be deposited in the REO Account, in no event more than two Business Days after the Servicer’s receipt thereof, all revenues received by it with respect to an REO Property and shall withdraw therefrom funds
necessary for the proper operation, management and maintenance of such REO Property including, without limitation:

	
             
  	
            (i)
 	
            all insurance premiums due and payable in respect of such REO Property;
 

 

 

 

(ii)          all real estate taxes and assessments in respect of such REO Property that may result in the imposition of a lien thereon; and

(iii)         all costs and expenses necessary to maintain, operate and dispose of such REO Property.

To the extent that amounts on deposit in the REO Account with respect to an REO Property are insufficient for the purposes set forth in clauses (i) through (iii) above with respect to such REO Property, the Servicer shall advance from its own funds such amount as is necessary for such purposes if, but only if, the Servicer would make such advances if the Servicer owned the REO Property and if in the Servicer’s judgment, the payment of such amounts will be recoverable from the rental or sale of the REO Property.

Notwithstanding the foregoing, neither the Servicer nor the Trustee shall:

(A)         authorize the Trust Fund to enter into, renew or extend any New Lease with respect to any REO Property, if the New Lease by its terms will give rise to any income that does not constitute Rents from Real Property;

(B)         authorize any amount to be received or accrued under any New Lease other than amounts that will constitute Rents from Real Property;

(C)         authorize any construction on any REO Property, other than the completion of a building or other improvement thereon, and then only if more than ten percent of the construction of such building or other improvement was completed before default on the related Mortgage Loan became imminent, all within the meaning of Section 856(e)(4)(B) of the Code; or

(D)         authorize any Person to Directly Operate any REO Property on any date more than 90 days after its date of acquisition by the Trust Fund;

unless, in any such case, the Servicer has obtained an Opinion of Counsel, provided to the Trustee, to the effect that such action will not cause such REO Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code at any time that it is held by the REMIC, in which case the Servicer may take such actions as are specified in such Opinion of Counsel.

The Servicer may contract with any Independent Contractor for the operation and management of any REO Property, provided that:

(A)         the terms and conditions of any such contract shall not be inconsistent herewith;

(B)         any such contract shall require, or shall be administered to require, that the Independent Contractor pay all costs and expenses incurred in connection with the operation and management of such REO Property, including those listed above and remit 

 

all related revenues (net of such costs and expenses) to the Servicer as soon as practicable, but in no event later than thirty days following the receipt thereof by such Independent Contractor;

(C)         none of the provisions of this Section 3.23(c) relating to any such contract or to actions taken through any such Independent Contractor shall be deemed to relieve the Servicer of any of its duties and obligations to the Trustee on behalf of the Certificateholders with respect to the operation and management of any such REO Property; and

(D)         the Servicer shall be obligated with respect thereto to the same extent as if it alone were performing all duties and obligations in connection with the operation and management of such REO Property.

The Servicer shall be entitled to enter into any agreement with any Independent Contractor performing services for it related to its duties and obligations hereunder for indemnification of the Servicer by such Independent Contractor, and nothing in this Agreement shall be deemed to limit or modify such indemnification.  The Servicer shall be solely liable for all fees owed by it to any such Independent Contractor, irrespective of whether the Servicer’s compensation pursuant to Section 3.18 is sufficient to pay such fees; provided, however, that to the extent that any payments made by such Independent Contractor would constitute Servicing Advances if made by the Servicer, such amounts shall be reimbursable as Servicing Advances made by the Servicer.

(d)          In addition to the withdrawals permitted under Section 3.23(c), the Servicer may from time to time make withdrawals from the REO Account for any REO Property: (i) to pay itself or any Sub-Servicer unpaid Servicing Fees in respect of the related Mortgage Loan; and (ii) to reimburse itself or any Sub-Servicer for unreimbursed Servicing Advances and Advances made in respect of such REO Property or the related Mortgage Loan. On the Servicer Remittance Date, the Servicer shall withdraw from each REO Account maintained by it and deposit into the Distribution Account in accordance with Section 3.10(d)(ii), for distribution on the related Distribution Date in accordance with Section 4.01, the income from the related REO Property received during the prior calendar month, net of any withdrawals
made pursuant to Section 3.23(c) or this Section 3.23(d).

(e)          Subject to the time constraints set forth in Section 3.23(a), each REO Disposition shall be carried out by the Servicer in a manner, at such price and upon such terms and conditions as shall be normal and usual in the Servicing Standard.

(f)           The proceeds from the REO Disposition, net of any amount required by law to be remitted to the Mortgagor under the related Mortgage Loan and net of any payment or reimbursement to the Servicer or any Sub-Servicer as provided above, shall be deposited in the Distribution Account in accordance with Section 3.10(d)(ii) on the Servicer Remittance Date in the month following the receipt thereof for distribution on the related Distribution Date in accordance with Section 4.01. Any REO Disposition shall be for cash only (unless changes in the REMIC Provisions made subsequent to the Startup Day allow a sale for other consideration).

 

 

(g)          The Servicer shall file information returns with respect to the receipt of mortgage interest received in a trade or business, reports of foreclosures and abandonments of any Mortgaged Property and cancellation of indebtedness income with respect to any Mortgaged Property as required by Sections 6050H, 6050J and 6050P of the Code, respectively. Such reports shall be in form and substance sufficient to meet the reporting requirements imposed by such Sections 6050H, 6050J and 6050P of the Code.

	
             
  	
            SECTION 3.24
 	
            Obligations of the Servicer in Respect of Prepayment Interest Shortfalls.
 

Not later than 4:00 p.m. New York time on each Servicer Remittance Date, the Servicer shall remit to the Distribution Account an amount (“Compensating Interest”) equal to the lesser of (A) the aggregate of the Prepayment Interest Shortfalls for the related Distribution Date and (B) its aggregate Servicing Fee received in the related Due Period. The Servicer shall not have the right to reimbursement for any amounts remitted to the Trustee in respect of Compensating Interest. Such amounts so remitted shall be included in the Available Funds and distributed therewith on the next Distribution Date.  The Servicer shall not be obligated to pay Compensating Interest with respect to Relief Act Interest Shortfalls.

	
             
  	
            SECTION 3.25
 	
            [Reserved].
 

	
             
  	
            SECTION 3.26
 	
            Obligations of the Servicer in Respect of Mortgage Rates and Monthly Payments.
 

In the event that a shortfall in any collection on or liability with respect to the Mortgage Loans in the aggregate results from or is attributable to adjustments to Mortgage Rates, Monthly Payments or Stated Principal Balances that were made by the Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Servicer, upon discovery or receipt of notice thereof, immediately shall deposit in the Collection Account from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and any successor servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of this Agreement. Notwithstanding the foregoing, this Section 3.26 shall not limit the ability of the Servicer to seek recovery of any such amounts from the related Mortgagor under the
terms of the related Mortgage Note, as permitted by law.

	
             
  	
            SECTION 3.27
 	
            Solicitations.
 

From and after the Closing Date, the Servicer agrees that it will not take any action or permit or cause any action to be taken by any of its agents and Affiliates, or by any independent contractors or independent mortgage brokerage companies on the the Servicer’s behalf, to personally, by telephone, mail or electronic mail, solicit the Mortgagor under any GMCM Mortgage Loan for the purpose of refinancing such JPMorgan Mortgage Loan or NCHLS Mortgage Loan, as applicable; provided, that the Servicer may solicit any Mortgagor for whom the Servicer has received a request for verification of mortgage, a request for demand for payoff, a mortgagor initiated written or verbal communication indicating a desire to prepay the 

 

related the Servicer Mortgage Loan, another mortgage company has pulled a credit report on the mortgagor or the mortgagor initiates a title search; provided further, it is understood and agreed that promotions undertaken by the Servicer or any of its Affiliates which (i) concern optional insurance products or other additional products or (ii) are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation under this Section, nor is the Servicer prohibited from responding to unsolicited requests or inquiries made by a Mortgagor or an agent of a Mortgagor. Furthermore, the Servicer shall be permitted to include in its monthly statements to borrowers or otherwise, statements regarding the availability of the the Servicer’s counseling services with
respect to refinancing mortgage loans.

 

 

ARTICLE IV

 

 FLOW OF FUNDS

	
             
  	
            SECTION 4.01
 	
            Distributions.
 

(a)          (I)          On each Distribution Date, the Trustee shall, first, withdraw from the Distribution Account an amount equal to the Credit Risk Manager Fee for such Distribution Date and shall pay such amount to the Credit Risk Manager and, then, shall withdraw from the Distribution Account that portion of Available Funds for such Distribution Date consisting of the Group I Interest Remittance Amount for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the Group I Interest Remittance Amount remaining for such Distribution Date:

(i)           to the Holders of the Group I Certificates, the Monthly Interest Distributable Amount and the Unpaid Interest Shortfall Amount, if any, for such Class; and

(ii)          concurrently, to the Holders of the Group II Certificates, on a pro rata basis based on the entitlement of each such Class, an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(a)(II)(i) below for such Distribution Date over (y) the amount actually distributed pursuant to such clause from the Group II Interest Remittance Amount.

(II)         On each Distribution Date the Trustee shall withdraw from the Distribution Account that portion of Available Funds for such Distribution Date consisting of the Group II Interest Remittance Amount for such Distribution Date, and make the following disbursements and transfers in the order of priority described below, in each case to the extent of the Group II Interest Remittance Amount remaining for such Distribution Date.

(i)           concurrently, to the Holders of the Group II Certificates, on a pro rata basis based on the entitlement of each such Class, the Monthly Interest Distributable Amount and the Unpaid Interest Shortfall Amount, if any, for each such Class; and

(ii)          to the Holders of the Group I Certificates, an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(a)(I)(i) above for such Distribution Date over (y) the amount actually distributed pursuant to such clause from the Group I Interest Remittance Amount.

(III)        On each Distribution Date, distributions to the extent of the sum of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount remaining undistributed for such Distribution Date shall be distributed sequentially, to the Holders of the Class M-1 Certificates (concurrently, to the Holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such Class), the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 

 

Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, in an amount equal to the Monthly Interest Distributable Amount for each such Class.

(b)          (I)          On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the Group I Principal Distribution Amount shall be made in the following amounts and order of priority:

(i)           to the Holders of the Group I Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and

(ii)          after taking into account the amount distributed to the Holders of the Group II Certificates pursuant to Section 4.01(b)(II)(i) below on such Distribution Date, to the Holders of the Group II Certificates (allocated among the Group II Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero.

(II)         On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the Group II Principal Distribution Amount shall be made in the following amounts and order of priority:

(i)           to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), until the Certificate Principal Balances thereof have been reduced to zero; and

(ii)          after taking into account the amount distributed to the Holders of the Group I Certificates pursuant to Section 4.01(b)(I)(i) above on such Distribution Date, to the Holders of the Group I Certificates, until the Certificate Principal Balance thereof has been reduced to zero.

(III)        On each Distribution Date (a) prior to the Stepdown Date or (b) on which a Trigger Event is in effect, distributions in respect of principal to the extent of the sum of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount remaining undistributed for such Distribution Date shall be distributed sequentially, to the Holders of the Class M-1A Certificates, the Class M-1B Certificates, the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, in each case, until the Certificate Principal Balances thereof have been reduced to zero.

(IV)       On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the Group I Principal Distribution Amount shall be made in the following amounts and order of priority:

 

 

(i)           to the Holders of the Group I Certificates, the Group I Senior Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero; and

(ii)          to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(c)(II)(i) below for such Distribution Date over (y) the amount actually distributed pursuant to Section 4.01(c)(II)(i) below from the Group II Principal Distribution Amount on such Distribution Date.

(V)         On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the Group II Principal Distribution Amount shall be made in the following amounts and order of priority:

(i)           to the Holders of the Group II Certificates (allocated among Group II Certificates in the priority described below), the Group II Senior Principal Distribution Amount until the Certificate Principal Balances thereof have been reduced to zero; and

(ii)          to the Holders of the Group I Certificates, an amount equal to the excess, if any, of (x) the amount required to be distributed pursuant to Section 4.01(c)(I)(i) above for such Distribution Date over (y) the amount actually distributed pursuant to Section 4.01(c)(I)(i) above from the Group I Principal Distribution Amount on such Distribution Date.

(VI)       On each Distribution Date (a) on or after the Stepdown Date and (b) on which a Trigger Event is not in effect, distributions in respect of principal to the extent of the sum of the Group I Principal Distribution Amount and the Group II Principal Distribution Amount remaining undistributed for such Distribution Date shall be made in the following amounts and order of priority:

(i)           to the Holders of the Class M-1 Certificates (sequentially, to the Holders of the Class M-1A Certificates and the Class M-1B Certificates, in that order, in each case, until the Certificate Principal Balances thereof have been reduced to zero), the Class M-1 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(ii)          to the Holders of the Class M-2 Certificates, the Class M-2 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(iii)        to the Holders of the Class M-3 Certificates, the Class M-3 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

 

 

(iv)         to the Holders of the Class M-4 Certificates, the Class M-4 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(v)          to the Holders of the Class M-5 Certificates, the Class M-5 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(vi)         to the Holders of the Class M-6 Certificates, the Class M-6 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(vii)       to the Holders of the Class M-7 Certificates, the Class M-7 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(viii)      to the Holders of the Class M-8 Certificates, the Class M-8 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero;

(ix)         to the Holders of the Class M-9 Certificates, the Class M-9 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero; 

(x)          to the Holders of the Class M-10 Certificates, the Class M-10 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero; and 

(xi)         to the Holders of the Class M-11 Certificates, the Class M-11 Principal Distribution Amount until the Certificate Principal Balance thereof has been reduced to zero.

With respect to the Group II Certificates, all principal distributions will be distributed sequentially, first, to the Holders of the Class II-A1 Certificates, until the Certificate Principal Balance of the Class II-A1 Certificates has been reduced to zero; second, to the Holders of the Class II-A2 Certificates, until the Certificate Principal Balance of the Class II-A2 Certificates has been reduced to zero; third, to the Holders of the Class II-A3 Certificates until the Certificate Principal Balance of the Class II-A3 Certificates has been reduced to zero and fourth, to the Holders of the Class II-A4 Certificates until the Certificate Principal Balance of the Class II-A4 Certificates has been reduced to zero; provided, however, on any Distribution Date on which the aggregate Certificate Principal Balance of the Mezzanine Certificates and the Class C Certificates has been reduced to zero,
all principal distributions will be distributed concurrently, to the Holders of the Class II-A1 Certificates, the Class II-A2 Certificates, the Class II-A3 Certificates and the Class II-A4 Certificates, on a pro rata basis based on the Certificate Principal Balance of each such Class.

 

 

(c)          On each Distribution Date, the Net Monthly Excess Cashflow shall be distributed as follows:

(i)           to the Holders of the Class or Classes of Certificates then entitled to receive distributions in respect of principal, in an amount equal to any Extra Principal Distribution Amount, without taking into account amounts, if any, received under the Interest Rate Swap Agreement, distributable to such Holders as part of the Group I Principal Distribution Amount and/or the Group II Principal Distribution Amount as described under Section 4.01(b) above;

(ii)          sequentially, to the Holders of the Class M-1 Certificates (concurrently, to the Holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such Class (in the case of Unpaid Interest Shortfall Amount) or on a pro rata basis based on the Certificate Principal Balance of each such Class (in the case of Allocated Realized Loss Amount)), the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11
Certificates, in that order, first, up to the Unpaid Interest Shortfall Amount for each such Class and second, up to the Allocated Realized Loss Amount for each such Class;

(iii)        to the Net WAC Rate Carryover Reserve Account, the aggregate of any Net WAC Rate Carryover Amounts for the Floating Rate Certificates which exceed the amounts received under the Cap Contract, without taking into account amounts, if any, received under the Swap Agreement;

(iv)         to the Swap Provider, any Swap Termination Payments resulting from a Swap Provider Trigger Event;

(v)          to the Holders of the Class C Certificates, (a) the Monthly Interest Distributable Amount for such Distribution Date and (b) on any Distribution Date on which the Certificate Principal Balances of the Floating Rate Certificates have been reduced to zero, any remaining amounts in reduction of the Certificate Principal Balance of the Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero;

(vi)         if such Distribution Date follows the Prepayment Period during which occurs the latest date on which a Prepayment Charge may be required to be paid in respect of any Mortgage Loans, to the Holders of the Class P Certificates, in reduction of the Certificate Principal Balance thereof, until the Certificate Principal Balance thereof is reduced to zero; and

(vii)       any remaining amounts to the Holders of the Residual Certificates (in respect of the Class R-4 Interest).

 

 

(d)          On each Distribution Date, after making the distributions of the Available Funds as set forth above, the Trustee shall withdraw from the Net WAC Rate Carryover Reserve Account, to the extent of amounts remaining on deposit therein, the aggregate of any Net WAC Rate Carryover Amounts for such Distribution Date and distribute such amount in the following order of priority:

(i)           concurrently, to each Class of Class A Certificates, the related Cap Amount, from payments made under the Cap Contract, in each case up to a maximum amount equal to the related Net WAC Rate Carryover Amount for such Distribution Date;

(ii)          sequentially, the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, the related Cap Amount, from payments made under the Cap Contract, in each case up to a maximum amount equal to the related Net WAC Rate Carryover Amount for such Distribution Date;

(iii)         concurrently, to each Class of Class A Certificates, the related Net WAC Rate Carryover Amount remaining undistributed pursuant to clause (i) above, on a pro rata basis based on such respective remaining Net WAC Rate Carryover Amounts; and

(iv)         sequentially, the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), the Class M-2 Certificates, the Class M-3 Certificates, the Class M-4 Certificates, the Class M-5 Certificates, the Class M-6 Certificates, the Class M-7 Certificates, the Class M-8 Certificates, the Class M-9 Certificates, the Class M-10 Certificates and the Class M-11 Certificates, in that order, the related Net WAC Rate Carryover Amount remaining undistributed pursuant to clause (ii) above.

(e)          On each Distribution Date, after making the distributions of the Available Funds, Net Monthly Excess Cashflow and amounts on deposit in the Net WAC Rate Carryover Reserve Account as set forth above, the Trustee shall distribute the amount on deposit in the Swap Account as follows:

(i)           to the Swap Provider, any Net Swap Payment owed to the Swap Provider pursuant to the Interest Rate Swap Agreement for such Distribution Date;

(ii)          to the Swap Provider, any Swap Termination Payment owed to the Swap Provider not due to a Swap Provider Trigger Event pursuant to the Interest Rate Swap Agreement;

(iii)         concurrently, to each Class of Class A Certificates, the related Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount remaining 

 

undistributed after the distributions of the Group I Interest Remittance Amount and the Group II Interest Remittance Amount, on a pro rata basis based on such respective remaining Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount;

(iv)         sequentially, to the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates, Class M-9 Certificates, Class M-10 Certificates and Class M-11 Certificates, in that order, the related Monthly Interest Distributable Amount and Unpaid Interest Shortfall Amount, to the extent remaining undistributed after the distributions of the Group I Interest Remittance Amount, the Group II Interest Remittance Amount and the Net Monthly Excess Cashflow;

(v)          to the Holders of the Class or Classes of Certificates then entitled to receive distributions in respect of principal, in an amount equal to any Extra Principal Distribution Amount, without taking into account amounts, if any, received under the Interest Rate Swap Agreement, distributable to such Holders as part of the Group I Principal Distribution Amount and/or the Group II Principal Distribution Amount, after taking into account distributions made pursuant to Section 4.01(a)(4)(i);

(vi)         sequentially to the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates, Class M-9 Certificates, Class M-10 Certificates and Class M-11 Certificates, in that order, in each case up to the related Allocated Realized Loss Amount related to such Certificates for such Distribution Date remaining undistributed after distribution of the Net Monthly Excess Cashflow;

(vii)       concurrently, to each Class of Class A Certificates, the related Net WAC Rate Carryover Amount, to the extent remaining undistributed after distributions are made from the Net WAC Rate Carryover Reserve Account, on a pro rata basis based on such respective Net WAC Rate Carryover Amounts remaining; and

(viii)      sequentially, to the Class M-1 Certificates (concurrently, to the holders of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the entitlement of each such class), Class M-2 Certificates, Class M-3 Certificates, Class M-4 Certificates, Class M-5 Certificates, Class M-6 Certificates, Class M-7 Certificates, Class M-8 Certificates, Class M-9 Certificates, Class M-10 Certificates and Class M-11 Certificates, in that order, the related Net WAC Rate Carryover Amount, to the extent remaining undistributed after distributions are made from the Net WAC Rate Carryover Reserve Account.

(f)           On each Distribution Date, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period (to the extent 

 

not used to absorb Realized Losses pursuant to Section 4.09) and any Servicer Prepayment Charge Payment Amounts paid by the Servicers during the related Prepayment Period will be withdrawn from the Distribution Account and distributed by the Trustee to the Holders of the Class P Certificates and shall not be available for distribution to the Holders of any other Class of Certificates. The payment of the foregoing amounts to the Holders of the Class P Certificates shall not reduce the Certificate Principal Balances thereof.

(g)          The Trustee shall make distributions in respect of a Distribution Date to each Certificateholder of record on the related Record Date (other than as provided in Section 10.01 respecting the final distribution), in the case of Certificateholders of the Regular Certificates, by check or money order mailed to such Certificateholder at the address appearing in the Certificate Register, or by wire transfer. Distributions among Certificateholders shall be made in proportion to the Percentage Interests evidenced by the Certificates held by such Certificateholders.

(h)          Each distribution with respect to a Book-Entry Certificate shall be paid to the Depository, which shall credit the amount of such distribution to the accounts of its Depository Participants in accordance with its normal procedures. Each Depository Participant shall be responsible for disbursing such distribution to the Certificate Owners that it represents and to each indirect participating brokerage firm (a “brokerage firm” or “indirect participating firm”) for which it acts as agent. Each brokerage firm shall be responsible for disbursing funds to the Certificate Owners that it represents. All such credits and disbursements with respect to a Book-Entry Certificate are to be made by the Depository and the Depository Participants in accordance with the provisions of
the Certificates. None of the Trustee, the Depositor or the Servicers shall have any responsibility therefor except as otherwise provided by applicable law.

On each Distribution Date, following the foregoing distributions, an amount equal to the amount of Subsequent Recoveries deposited into the Collection Accounts pursuant to Section 3.10 shall be applied to increase the Certificate Principal Balance of the Class of Certificates with the Highest Priority up to the extent of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.08.  An amount equal to the amount of any remaining Subsequent Recoveries shall be applied to increase the Certificate Principal Balance of the Class of Certificates with the next Highest Priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 4.08.  Holders of such Certificates will not be entitled to any distribution in respect of interest on the amount of such increases for any Interest Accrual Period preceding
the Distribution Date on which such increase occurs.  Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.

(i)           It is the intention of all of the parties hereto that the Class C Certificates receive all principal and interest received by the Trust on the Mortgage Loans that is not otherwise distributable to any other Class of Regular Certificates or REMIC Regular Interests and that the Residual Certificates are to receive no principal and interest. If the Trustee determines that the Residual Certificates are entitled to any distributions, the Trustee, prior to any such distribution to any Residual Certificate, shall notify the Depositor of such impending 

 

distribution but shall make such distribution in accordance with the terms of this Agreement until this Agreement is amended as specified in the following sentence.  Upon such notification, the Depositor will request an amendment to the Pooling and Servicing Agreement to revise such mistake in the distribution provisions. The Residual Certificate Holders, by acceptance of their Certificates, and the Servicer(s), hereby agree to any such amendment and no further consent shall be necessary, notwithstanding anything to the contrary in Section 11.01 of this Pooling and Servicing Agreement; provided, however, that such amendment shall otherwise comply with Section 11.01 hereof.

	
             
  	
            SECTION 4.02
 	
            [Reserved].
 

	
             
  	
            SECTION 4.03
 	
            Statements.
 

(a)          On each Distribution Date, based, as applicable, on information provided to it by each Servicer, the Trustee shall prepare and make available to each Holder of the Regular Certificates, the Servicers and the Rating Agencies, a statement as to the distributions made on such Distribution Date:

(i)           the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates, separately identified, allocable to principal and the amount of the distribution made to the Holders of the Class P Certificates allocable to Prepayment Charges and Servicer Prepayment Charge Payment Amounts;

(ii)          the amount of the distribution made on such Distribution Date to the Holders of each Class of Regular Certificates (other than the Class P Certificates) allocable to interest, separately identified;

(iii)        the Overcollateralized Amount, the Overcollateralization Release Amount, the Overcollateralization Deficiency Amount and the Overcollateralization Target Amount as of such Distribution Date and the Excess Overcollateralized Amount for the Mortgage Pool for such Distribution Date;

(iv)         the aggregate amount of servicing compensation received by each Servicer with respect to the related Due Period and such other customary information as the Trustee deems necessary or desirable, or which a Certificateholder reasonably requests, to enable Certificateholders to prepare their tax returns;

(v)          the aggregate amount of Advances and/or Monthly Advances for the related Due Period;

(vi)         the Pool Balance at the Close of Business at the end of the related Due Period;

(vii)       the number, aggregate Stated Principal Balance, weighted average remaining term to maturity and weighted average Mortgage Rate of the Mortgage Loans 

 

as of the related Determination Date and the number and aggregate Stated Principal Balance of all Subsequent Mortgage Loans added during the Funding Period;

(viii)      the number and aggregate unpaid Stated Principal Balance of Mortgage Loans that were (A) Delinquent (exclusive of Mortgage Loans in bankruptcy or foreclosure and REO Properties) (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, (B) as to which foreclosure proceedings have been commenced and Delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, (C) in bankruptcy and Delinquent (1) 30 to 59 days, (2) 60 to 89 days and (3) 90 or more days, in each case as of the Close of Business on the last day of the calendar month preceding such Distribution Date and (D) REO Properties, as well as the aggregate principal balance of Mortgage Loans that were liquidated and the net proceeds resulting therefrom;

	
             
  	
            (ix)
 	
            [reserved];
 

(x)          the total number and cumulative Stated Principal Balance of all REO Properties as of the Close of Business of the last day of the preceding Prepayment Period;

(xi)         the aggregate amount of Principal Prepayments made during the related Prepayment Period, separately indicating Principal Prepayments in full and Principal Prepayments in part;

(xii)       the aggregate amount of Realized Losses incurred during the related Prepayment Period and the cumulative amount of Realized Losses and the aggregate amount of Subsequent Recoveries received during the related Prepayment Period and the cumulative amount of Subsequent Recoveries received since the Closing Date;

(xiii)      the aggregate amount of extraordinary Trust Fund expenses withdrawn from the Collection Account for such Distribution Date;

(xiv)      the Certificate Principal Balance of each Class of Floating Rate Certificates and the Class C Certificates, after giving effect to the distributions made on such Distribution Date;

(xv)        the Monthly Interest Distributable Amount in respect of the Floating Rate Certificates and the Class C Certificates for such Distribution Date and the Unpaid Interest Shortfall Amount, if any, with respect to the Floating Rate Certificates and the Class C Certificates for such Distribution Date;

(xvi)      the aggregate amount of any Prepayment Interest Shortfalls for such Distribution Date, to the extent not covered by payments by the JPMorgan and NCHLS pursuant to Section 3.24 or by Countrywide Servicing pursuant to Section 2.04 of Exhibit B;

	
             
  	
            (xvii)
 	
            the Credit Enhancement Percentage for such Distribution Date;
 

 

 

 

(xviii)    the Net WAC Rate Carryover Amount for the Floating Rate Certificates, if any, for such Distribution Date and the amount remaining unpaid after reimbursements therefor on such Distribution Date;

(xix)      any Overcollateralization Target Amount, Overcollateralized Amount and Overcollateralization Deficiency Amount after giving effect to the distribution of principal on such Distribution Date;

	
             
  	
            (xx)
 	
            when the Stepdown Date or a Trigger Event has occurred;
 
	
             
  	
            (xxi)
 	
            the Available Funds;
 	
             

(xxii)     the respective Pass-Through Rates applicable to the Floating Rate Certificates and the Class C Certificates for such Distribution Date and the Pass-Through Rate applicable to the Floating Rate Certificates for the immediately succeeding Distribution Date;

(xxiii)    payments, if any, made under the Cap Contract and the amount distributed to each Class of Certificates from payments made under the Cap Contract;

	
             
  	
            (xxiv)
 	
            the amount of any Net Swap Payments or Swap Termination Payments;
 

(xxv)     the amount on deposit in the Pre-Funding Accounts and the Interest Coverage Accounts; and

(xxvi)    for the distribution occurring on the Distribution Date immediately following the end of the Funding Period, the balance on deposit in the Group I Pre-Funding Account and/or the Group II Pre-Funding Account that has not been used to purchase Subsequent Group I Mortgage Loans and/or Subsequent Group II Mortgage Loans, as applicable, and that is being distributed to the related Class A Certificates as a mandatory distribution of principal, if any, on such Distribution Date.

The Trustee will make such statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders, the Credit Risk Manager and the Rating Agencies via the Trustee’s internet website. The Trustee’s internet website shall initially be located at “https://www.tss.db.com/invr”. Assistance in using the website can be obtained by calling the Trustee’s customer service desk at (800) 735-7777. Parties that are unable to use the above distribution option are entitled to have a paper copy mailed to them via first class mail by calling the customer service desk and indicating such. The Trustee shall have the right to change the way such statements are distributed in order to make such distribution more convenient and/or more accessible to the above parties and the Trustee shall provide timely
and adequate notification to all above parties regarding any such changes.  As a condition to access to the Trustee’s internet website, the Trustee may require registration and the acceptance of a disclaimer.  The Trustee will not be liable for the dissemination of information in accordance with this Agreement.  The Trustee shall also be entitled to rely on but shall not be responsible for 

 

the content or accuracy of any information provided by third parties for purposes of preparing the Distribution Date statement and may affix thereto any disclaimer it deems appropriate in its reasonable discretion (without suggesting liability on the part of any other party thereto).

In the case of information furnished pursuant to subclauses (i) and (ii) above, the amounts shall be expressed in a separate section of the report as a dollar amount for each Class for each $1,000 original dollar amount as of the related Cut-off Date.

(b)          Within a reasonable period of time after the end of each calendar year, the Trustee shall, upon written request, furnish to each Person who at any time during the calendar year was a Certificateholder of a Regular Certificate, if requested in writing by such Person, such information as is reasonably necessary to provide to such Person a statement containing the information set forth in subclauses (i) and (ii) above, aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be prepared and furnished by the Trustee to Certificateholders pursuant to any requirements of the Code as are in force from time to time.

(c)          On each Distribution Date, the Trustee shall make available to the Residual Certificateholders a copy of the reports forwarded to the Regular Certificateholders in respect of such Distribution Date with such other information as the Trustee deems necessary or appropriate.

(d)          Within a reasonable period of time after the end of each calendar year, the Trustee shall deliver to each Person who at any time during the calendar year was a Residual Certificateholder, if requested in writing by such Person, such information as is reasonably necessary to provide to such Person a statement containing the information provided pursuant to the previous paragraph aggregated for such calendar year or applicable portion thereof during which such Person was a Residual Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be prepared and furnished to Certificateholders by the Trustee pursuant to any requirements of the Code as from time to time in force.

	
             
  	
            SECTION 4.04
 	
            Remittance Reports; Advances.
 

(a)          This Section 4.04 is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively and references in this Section 4.04 to “the Servicer” shall be references to JPMorgan and NCHLS, as applicable.  The obligations of Countrywide Servicing with respect to Remittance Reports and Advances are set forth in Exhibit B hereto.  With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Section 4.04 and Exhibit B, the provisions of Exhibit B shall control.

(b)          By the second Business Day following each Determination Date, the Servicer shall deliver or cause to be delivered to the Trustee by telecopy or electronic mail (or by such other means as the Servicer and the Trustee may agree from time to time) up to two 

 

Remittance Reports with respect to the related Distribution Date, which Remittance Reports the Trustee shall use in preparing the statement pursuant to Section 4.03.  No later than the second Business Day following each Determination Date, the Servicer shall deliver or cause to be delivered to the Trustee in addition to the information provided on the Remittance Report, such other information reasonably available to it with respect to the JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable, as the Trustee may reasonably require to perform the calculations necessary to make the distributions contemplated by Section 4.01 and to prepare the statements to Certificateholders contemplated by Section 4.03. The Trustee shall not be responsible to recompute, recalculate or verify any information provided to it by the Servicer.

(c)          The amount of Advances to be made by the Servicer for any Distribution Date shall equal, subject to Section 4.04(d), the sum of (i) the aggregate amount of Monthly Payments (net of the related Servicing Fee), due during the related Due Period in respect of the JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable, which Monthly Payments were delinquent on a contractual basis as of the Close of Business on the related Determination Date and (ii) with respect to each related REO Property, which REO Property was acquired during or prior to the related Due Period and as to which REO Property an REO Disposition did not occur during the related Due Period, an amount equal to the excess, if any, of the REO Imputed Interest on such REO Property for the most recently ended calendar month,
over the net income from such REO Property transferred to the Distribution Account pursuant to Section 3.23 for distribution on such Distribution Date.  For purposes of the preceding sentence, the Monthly Payment on each Balloon Mortgage Loan with a delinquent Balloon Payment is equal to the assumed monthly payment that would have been due on the related Due Date based on the original principal amortization schedule for such Balloon Mortgage Loan.

On or before 4:00 p.m. New York time on the Servicer Remittance Date, the Servicer shall remit in immediately available funds to the Trustee for deposit in the Distribution Account an amount equal to the aggregate amount of Advances, if any, to be made in respect of the JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable, and related REO Properties for the related Distribution Date either (i) from its own funds or (ii) from its Collection Account, to the extent of funds held therein for future distribution (in which case it will cause to be made an appropriate entry in the records of the related Collection Account that amounts held for future distribution have been, as permitted by this Section 4.04, used by the Servicer in discharge of any such Advance) or (iii) in the form of any combination of (i) and (ii) aggregating the total amount of Advances to be made by the Servicer
with respect to the JPMorgan Mortgage Loans or the NCHLS Mortgage Loans, as applicable, and related REO Properties.  Any amounts held for future distribution used by the Servicer to make an Advance as permitted in the preceding sentence shall be appropriately reflected in the Servicer’s records and replaced by the Servicer by deposit in its Collection Account on or before any future Servicer Remittance Date to the extent that the Available Funds for the related Distribution Date (determined without regard to Advances to be made on the Servicer Remittance Date) shall be less than the total amount that would be distributed to the Classes of Certificateholders pursuant to Section 4.01 on such Distribution Date if such amounts held for future distributions had not been so used to make Advances.  The Trustee will provide notice to the Servicer by telecopy by the Close of Business on any Servicer Remittance Date in the event that the amount remitted by 

 

the Servicer to the Trustee on such date is less than the Advances required to be made by the Servicer for the related Distribution Date, as set forth in the related Remittance Report.

(d)          The obligation of the Servicer to make such Advances is mandatory, notwithstanding any other provision of this Agreement but subject to (d) below, and, with respect to any JPMorgan Mortgage Loan or NCHLS Mortgage Loan, as applicable, shall continue until such Mortgage Loan is paid in full or until all Liquidation Proceeds thereon have been recovered, or a Final Recovery Determination has been made thereon.

(e)          Notwithstanding anything herein to the contrary, no Advance or Servicing Advance shall be required to be made hereunder by the Servicer if such Advance or Servicing Advance would, if made, constitute a Nonrecoverable Advance. The determination by the Servicer that it has made a Nonrecoverable Advance or that any proposed Advance or Servicing Advance, if made, would constitute a Nonrecoverable Advance, shall be evidenced by an Officers’ Certificate of the Servicer delivered to the Depositor and the Trustee.  Furthermore, no Advance shall be required to be made with respect to Relief Act Interest Shortfalls.

	
             
  	
            SECTION 4.05
 	
            Pre-Funding Accounts.
 

(a)          No later than the Closing Date, the Trustee shall establish and maintain two segregated trust accounts that are each Eligible Accounts, which shall be titled “Group I Pre-Funding Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4”  (the “Group I Pre-Funding Account”) and “Group II Pre-Funding Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4”  (the “Group II Pre-Funding Account”).  The Trustee shall, promptly upon receipt, deposit in the applicable Pre-Funding Account and retain therein the Original Group I Pre-Funded Amount and
the Original Group II Pre-Funded Amount, as applicable, remitted on the Closing Date to the Trustee by the Depositor.  Funds deposited in the Pre-Funding Accounts shall be held in trust by the Trustee for the Certificateholders for the uses and purposes set forth herein.

(b)          The Trustee will invest funds deposited in the Pre-Funding Accounts as directed by the Depositor in Permitted Investments with a maturity date (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee or an Affiliate manages or advises such investment, (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee or an Affiliate manages or advises such investment or (iii) within one Business Day of the Trustee’s receipt thereof.  For federal income tax purposes, the Depositor shall be the owner of the Pre-Funding Accounts and shall report all items of income, deduction,
gain or loss arising therefrom.  All income and gain realized from investment of funds deposited in the Pre-Funding Accounts shall be transferred to the Depositor.  The Depositor shall deposit in the Pre-Funding Accounts the amount of any net loss incurred in respect of any such Permitted Investment immediately upon 

 

realization of such loss without any right of reimbursement therefor.  At no time will the Pre-Funding Accounts be assets of any REMIC created hereunder.

(c)          Amounts on deposit in the Pre-Funding Accounts shall be withdrawn by the Trustee as follows:

(i)           On any Subsequent Transfer Date, the Trustee shall withdraw from the Group I Pre-Funding Account or the Group II Pre-Funding Account, as applicable, an amount equal to 100% of the Stated Principal Balances of the Subsequent Group I Mortgage Loans or the Subsequent Group II Mortgage Loans, as applicable, transferred and assigned to the Trustee for deposit in the Mortgage Pool on such Subsequent Transfer Date and pay such amount to or upon the order of the Depositor upon satisfaction of the conditions set forth in Section 2.08 with respect to such transfer and assignment;

(ii)          If the amount on deposit in the Pre-Funding Accounts (exclusive of any investment income therein) has not been reduced to zero during the Funding Period, on the Business Day immediately preceding the Distribution Date immediately following the termination of the Funding Period, the Trustee shall deposit into the Distribution Account any amounts remaining in the Pre-Funding Accounts (exclusive of any investment income therein) for distribution in accordance with the terms hereof;

(iii)        To pay to the Depositor any income and gain realized from the investment of funds in the Pre-Funding Accounts;

(iv)         To withdraw any amount not required to be deposited in the Pre-Funding Accounts or deposited therein in error; and

(v)          To clear and terminate the Pre-Funding Accounts upon the earlier to occur of (A) the Distribution Date immediately following the end of the Funding Period and (B) the termination of this Agreement, with any amounts remaining on deposit therein being paid to the Holders of the Certificates then entitled to distributions in respect of principal. 

Withdrawals pursuant to clauses (i), (ii) and (iii) shall be treated as contributions of cash to REMIC 1 on the date of withdrawal.

	
             
  	
            SECTION 4.06
 	
            Interest Coverage Accounts.
 

(a)          If amounts are required to be deposited in the Interest Coverage Accounts, no later than the Closing Date, the Trustee shall establish and maintain a segregated non-interest bearing trust account that is an Eligible Account, which shall be titled (i) “Group I Interest Coverage Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” (the “Group I Interest Coverage Account”) and (ii) “Group II Interest Coverage Account, Deutsche Bank National Trust Company, as trustee for the registered holders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4” (the “Group II Interest Coverage Account”).  The Trustee shall, promptly
upon receipt, deposit in each Interest Coverage Account and retain 

 

therein the related Interest Coverage Amount, remitted on the Closing Date to the Trustee by the Depositor.  Funds deposited in the Interest Coverage Accounts shall be held in trust by the Trustee for the Certificateholders for the uses and purposes set forth herein. 

(b)          The Trustee shall invest funds deposited in the Interest Coverage Accounts in Permitted Investments of the kind described in clauses (i), (v) or (vi) of the definition of Permitted Investments, as specified in a written direction from the Depositor, with a maturity date no later than the second Business Day preceding each Distribution Date.  For federal income tax purposes, the holder of the largest Percentage Interest of the Residual Certificates shall be the owner of the Interest Coverage Accounts and shall report all items of income, deduction, gain or loss arising therefrom.  At no time shall either Interest Coverage Account be an asset of any Trust REMIC.  All income and gain realized from investment of funds deposited in the Interest Coverage Accounts shall be for the sole and
exclusive benefit of the Depositor and shall be remitted by the Trustee to the Depositor on the first Business Day following each Distribution Date.  The Depositor shall deposit in the Interest Coverage Accounts the amount of any net loss incurred in respect of any such Permitted Investment immediately upon realization of such loss.

(c)          On each Distribution Date during the Funding Period and on the last day of the Funding Period, the Trustee shall withdraw from the related Interest Coverage Account and deposit in the Distribution Account an amount equal to 30 days’ interest on the excess, if any, of the related Original Pre-Funded Amount, over the aggregate Stated Principal Balance of related Subsequent Mortgage Loans that both (i) had a Due Date during the Due Period relating to such Distribution Date and (ii) had a Subsequent Cut-off Date prior to the first day of the month in which such Distribution Date occurs, at a per annum rate equal to the weighted average Pass-Through Rate of the related Offered Certificates for such Distribution Date, with the Pass-Through Rate on the related Offered Certificates, solely
for the purposes of the foregoing calculation, multiplied by a fraction, the numerator of which is the actual number of days in the Accrual Period for such Class for such Distribution Date, and the denominator of which is 30.  Such withdrawal and deposit shall be treated as a contribution of cash by the Servicer to REMIC I. Immediately following any such withdrawal and deposit, and immediately following the conveyance of any Subsequent Mortgage Loans to the Trust on any Subsequent Transfer Date, the Trustee shall withdraw from the Interest Coverage Accounts and remit to the Depositor or its designee an amount equal to the excess, if any, of the amount remaining in such Interest Coverage Account over the amount that would be required to be withdrawn therefrom (assuming sufficient funds therein) pursuant to the second preceding sentence on each subsequent Distribution Date, if any, that shall occur during the Funding Period or that shall be the last day of the Funding Period, if no
Subsequent Mortgage Loans were acquired by the Trust Fund after the end of the Prepayment Period relating to the current Distribution Date (assuming that LIBOR remains constant at the level of LIBOR applicable to the calculation of the Pass-Through Rate for the Class A Certificates and Mezzanine Certificates for the current Distribution Date).

(d)          Upon the earlier of (i) the Distribution Date immediately following the end of the Funding Period, (ii) the reduction of the aggregate Certificate Principal Balance of the Class A Certificates and the Mezzanine Certificates to zero or (iii) the termination of this Agreement in accordance with Section 10.01, any amount remaining on deposit in the Interest 

 

Coverage Accounts after distributions pursuant to paragraph (c) above shall be withdrawn by the Trustee and paid to the Depositor or its designee.

	
             
  	
            SECTION 4.07
 	
            Net WAC Rate Carryover Reserve Account.
 

No later than the Closing Date, the Trustee shall establish and maintain with itself a separate, segregated trust account titled, “Net WAC Rate Carryover Reserve Account, Deutsche Bank National Trust Company, as Trustee, in trust for registered Holders of Soundview Mortgage Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4.” All amounts deposited in the Net WAC Rate Carryover Reserve Account shall be distributed to the Holders of the Floating Rate Certificates in the manner set forth in Section 4.01(d).

On each Distribution Date as to which there is a Net WAC Rate Carryover Amount payable to the Floating Rate Certificates, the Trustee has been directed by the Class C Certificateholders to, and therefore will, deposit into the Net WAC Rate Carryover Reserve Account the amounts described in Section 4.01(c)(iv), rather than distributing such amounts to the Class C Certificateholders.  In addition, any payments received by the Trustee under the Cap Contract on each Distribution Date will be deposited into the Net WAC Rate Carryover Reserve Account.  On each such Distribution Date, the Trustee shall hold all such amounts for the benefit of the Holders of the Floating Rate Certificates, and will distribute such amounts to the Holders of the Floating Rate Certificates in the amounts and priorities set forth in Section 4.01(d).

On each Distribution Date, any amounts remaining in the Net WAC Rate Carryover Reserve Account (representing payments received by the Trustee under the Cap Contract) after the payment of any Net WAC Rate Carryover Amounts on the Floating Rate Certificates for such Distribution Date, shall be payable to the Trustee.  For so long as any Floating Rate Certificates are beneficially owned by the Depositor or any of its Affiliates, the Depositor shall refund or cause such Affiliate to refund any amounts paid to it under the Cap Contract to the Trustee who shall, pursuant to the terms of the Cap Contract, return such amount to the counterparty thereunder.

It is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Net WAC Rate Carryover Reserve Account be disregarded as an entity separate from the Holder of the Class C Certificates unless and until the date when either (a) there is more than one Class C Certificateholder or (b) any Class of Certificates in addition to the Class C Certificates is recharacterized as an equity interest in the Net WAC Rate Carryover Reserve Account for federal income tax purposes, in which case it is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Net WAC Rate Carryover Reserve Account be treated as a grantor trust.  All amounts deposited into the Net WAC Rate Carryover Reserve Account (other than amounts received under the Cap Contract) shall be treated as amounts distributed
by REMIC 2 to the Holder of the Class C Interest and by REMIC 5 to the Holder of the Class C Certificates.  The Net WAC Rate Carryover Reserve Account will be an “outside reserve fund” within the meaning of Treasury regulation Section 1.860G-2(h).  Upon the termination of the Trust, or the payment in full of the Floating Rate Certificates, all amounts remaining on deposit in the Net WAC Rate Carryover 

 

Reserve Account will be released by the Trust and distributed to the Holders of the Class C Certificates or their designee.  The Net WAC Rate Carryover Reserve Account will be part of the Trust but not part of any REMIC and any payments to the Holders of the Floating Rate Certificates of Net WAC Rate Carryover Amounts will not be payments with respect to a “regular interest” in a REMIC within the meaning of Code Section 860(G)(a)(1).

By accepting a Class C Certificate, each Class C Certificateholder hereby agrees to direct the Trustee, and the Trustee hereby is directed, to deposit into the Net WAC Rate Carryover Reserve Account the amounts described above on each Distribution Date as to which there is any Net WAC Rate Carryover Amount rather than distributing such amounts to the Class C Certificateholders. By accepting a Class C Certificate, each Class C Certificateholder further agrees that such direction is given for good and valuable consideration, the receipt and sufficiency of which is acknowledged by such acceptance.

Amounts on deposit in the Net WAC Rate Carryover Reserve Account shall remain uninvested.

For federal tax return and information reporting, the right of the Holders of the Floating Rate Certificates to receive payments from the Net WAC Rate Carryover Reserve Account in respect of any Net WAC Cap Carry Forward Amounts may have more than a de minimis value.

	
             
  	
            SECTION 4.08
 	
            Distributions on the REMIC Regular Interests.
 

(a)          On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts which shall be deemed to be distributed by REMIC 1 to REMIC 2 on account of the REMIC 1 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-1 Interest), as the case may be:

With respect to the Group I Mortgage Loans:

(1)(i)     to the Holders of REMIC 1 Regular Interest LT1, REMIC 1 Regular Interest LT1PF1, REMIC 1 Regular Interest LT1PF2 and REMIC 1 Regular Interest LTP in an amount equal to (A) the Uncertificated Accrued Interest for each REMIC 1 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;  and

(ii)          to the Holders of REMIC 1 Regular Interest LTP, on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause;

(2)          to the Holders of REMIC 1 Regular Interest LT1 and REMIC 1 Regular Interest LT1PF1, REMIC 1 Regular Interest LT1PF2, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (1) above, allocated as follows:

 

 

(a)          first, to the Holders of REMIC 1 Regular Interest LT1, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT1 is reduced to zero; second, to the Holders of REMIC 1 Regular Interest LT1PF2, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT1PF2 is reduced to zero; and third, to the Holders of REMIC 1 Regular Interest LT1PF1, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT1PF1 is reduced to zero; provided however, with respect to the first four Distribution Dates, principal payments on the Initial Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, all principal payments on the
Additional Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF2 until the Uncertificated Principal Balance thereof has been reduced to zero, and all principal payments on the Subsequent Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF1 until the Uncertificated Principal Balance thereof has been reduced to zero; and

(b)          any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-1 Interest).

With respect to the Group II Mortgage Loans:

(1)          to the Holders of REMIC 1 Regular Interest LT2 and REMIC 1 Regular Interest LT2PF1, REMIC 1 Regular Interest LT2PF2 in an amount equal to (A) the Uncertificated Accrued Interest for each REMIC 1 Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(2)          to the Holders of REMIC 1 Regular Interest LT2 and REMIC 1 Regular Interest LT2PF1, REMIC 1 Regular Interest LT2PF2, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (1) above, allocated as follows:

(a)          first, to the Holders of REMIC 1 Regular Interest LT2, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT2 is reduced to zero; second, to the Holders of REMIC 1 Regular Interest LT2PF2, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT2PF2 is reduced to zero; and third, to the Holders of REMIC 1 Regular Interest LT2PF1, until the Uncertificated Principal Balance of REMIC 1 Regular Interest LT2PF1 is reduced to zero; provided however, with respect to the first four Distribution Dates, principal payments on the Initial Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, all principal payments on
the Additional Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF2 until the Uncertificated Principal Balance thereof has been reduced to zero, and all principal payments on the Subsequent Group II 

 

Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF1 until the Uncertificated Principal Balance thereof has been reduced to zero; and

(b)          any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-1 Interest).

On each Distribution Date, all amounts representing Prepayment Charges in respect of the Mortgage Loans received during the related Prepayment Period will be distributed by REMIC 1 to the Holders of REMIC 1 Regular Interest LTP.  The payment of the foregoing amounts to the Holders of REMIC 1 Regular Interest LTP shall not reduce the Uncertificated Principal Balance thereof.

(b)          On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts which shall be deemed to be distributed by REMIC 2 to REMIC 3 on account of the REMIC 2 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-2 Interest), as the case may be:

(1)          to Holders of each of REMIC 2 Regular Interest I and REMIC 2 Regular Interest I-1-A through I-37-B, pro rata, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 2 Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates;

(2)          to the extent of amounts remaining after the distributions made pursuant to clause (A) above, payments of principal shall be allocated as follows: first, to REMIC 2 Regular interests I-1-A through I-37-B starting with the lowest numerical denomination until the Uncertificated Principal Balance of each such REMIC 2 Regular Interest is reduced to zero, provided that, for REMIC 2 Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC 2 Regular Interests, and second, to the extent of the Overcollateralization Release Amounts, to REMIC 2 Regular Interest I-37-B until the Uncertificated Principal Balance of such REMIC 2 Regular Interest is reduced to zero; and

(3)          to the Holders of REMIC 2 Regular Interest P, (A) on each Distribution Date, 100% of the amount paid in respect of Prepayment Charges and (B) on the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter until $100 has been distributed pursuant to this clause..

(c)          On each Distribution Date, the Trustee shall cause in the following order of priority, the following amounts which shall be deemed to be distributed by REMIC 3 to REMIC 4 on account of the REMIC 3 Regular Interests or withdrawn from the Distribution Account and distributed to the holders of the Class R Certificates (in respect of the Class R-3 Interest), as the case may be:

(1)          first, to the Holders of REMIC 3 Regular Interest LTIO, in an amount equal to (A) Uncertificated Accrued Interest for such REMIC 3 Regular Interest for such 

 

Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;

(2)          second, to the extent of Available Funds, to Holders of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10, REMIC 3 Regular Interest LTM11, REMIC 3 Regular Interest LTZZ and REMIC 3 Regular Interest LTP, on a pro rata basis, in an amount equal to (A)
the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC 3 Regular Interest LTZZ shall be reduced and deferred when the REMIC 3 Overcollateralization Amount is less than the REMIC 3 Overcollateralization Target Amount, by the lesser of (x) the amount of such difference and (y) the Maximum Uncertificated Accrued Interest Deferral Amount and such amount will be payable to the Holders of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC
3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11 in the same proportion as the Overcollateralization Deficiency Amount is allocated to the Corresponding Certificates and the Uncertificated Principal Balance of the REMIC 3 Regular Interest LTZZ shall be increased by such amount; and

(3)          third, to the Holders of REMIC 3 Regular Interests, in an amount equal to the remainder of the Available Funds for such Distribution Date after the distributions made pursuant to clause (i) above, allocated as follows:

(a)          98.00% of such remainder to the Holders of REMIC 3 Regular Interest LTAA and REMIC 3 Regular Interest LTP, until the Uncertificated Principal Balance of such Uncertificated REMIC 3 Regular Interest is reduced to zero; provided, however, that REMIC 3 Regular Interest LTP shall not be reduced until the Distribution Date immediately following the expiration of the latest Prepayment Charge as identified on the Prepayment Charge Schedule or any Distribution Date thereafter, at which point such amount shall be distributed to REMIC 3 Regular Interest LTP, until $100 has been distributed pursuant to this clause;

 

 

(b)          2.00% of such remainder first, to the Holders of REMIC 3 Regular Interest LTA1, REMIC 3 Regular Interest LTA2, REMIC 3 Regular Interest LTA3, REMIC 3 Regular Interest LTA4, REMIC 3 Regular Interest LTA5, REMIC 3 Regular Interest LTM1A, REMIC 3 Regular Interest LTM1B, REMIC 3 Regular Interest LTM2, REMIC 3 Regular Interest LTM3, REMIC 3 Regular Interest LTM4, REMIC 3 Regular Interest LTM5, REMIC 3 Regular Interest LTM6, REMIC 3 Regular Interest LTM7, REMIC 3 Regular Interest LTM8, REMIC 3 Regular Interest LTM9, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTM11, of and in the same proportion as principal payments are allocated to the Corresponding Certificates, until the Uncertificated Principal Balances of such REMIC 3 Regular Interests are reduced to
zero, and second, to the Holders of REMIC 3 Regular Interest LTZZ, until the Uncertificated Principal Balance of such REMIC 3 Regular Interest is reduced to zero; and

(c)          any remaining amount to the Holders of the Class R Certificates (in respect of the Class R-3 Interest).

	
             
  	
            SECTION 4.09
 	
            Allocation of Realized Losses.
 

(a)          All Realized Losses on the Mortgage Loans allocated to any Regular Certificate shall be allocated by the Trustee on each Distribution Date as follows:  first, to Net Monthly Excess Cashflow; second, to Prepayment Charges paid on the Mortgage Loans during the related Prepayment Period; provided, however, that only 75% of the Prepayment Charges paid during such Prepayment Period shall be available for such allocation; third, to Net Swap Payments received under the Interest Rate Swap Agreement; fourth to the Class C Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class M-11 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class M-10 Certificates, until the Certificate Principal Balance
thereof has been reduced to zero; seventh, to the Class M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thirteenth, to the Class M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourteenth, to the Class M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero and fifteenth, to the Class M-1 Certificates
(concurrently, to the Holdes of the Class M-1A Certificates and the Class M-1B Certificates, on a pro rata basis based on the Certificate Principal Balance of each such Class), until the Certificate Principal Balances thereof have been reduced to zero.  All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before 

 

reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.

Any allocation of Realized Losses to a Mezzanine Certificate on any Distribution Date shall be made by reducing the Certificate Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to a Class C Certificates shall be made first by reducing the amount otherwise payable in respect thereof pursuant to Section 4.01(d)(iv). No allocations of any Realized Losses shall be made to the Certificate Principal Balances of the Class A-1 Certificates or the Class P Certificates.

(b)          All Realized Losses on the Group I Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the REMIC 1 Regular Interest LT1, REMIC 1 Regular Interest LT1PF1 and REMIC 1 Regular Interest LT1PF2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero; provided however, with respect to the first four Distribution Dates, all Realized Losses on the Initial Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, all Realized Losses on the Additional Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF2 until the Uncertificated Principal Balance of each such REMIC 1 Regular
Interest has been reduced to zero, and all Realized Losses on the Subsequent Group I Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT1PF1 until the Uncertificated Principal Balance thereof has been reduced to zero.  All Realized Losses on the Group II Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the REMIC 1 Regular Interest LT2, REMIC 1 Regular Interest LT2PF1 and REMIC 1 Regular Interest LT2PF2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero; provided however, with respect to the first four Distribution Dates, all Realized Losses on the Initial Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2 until the Uncertificated Principal Balance of each such REMIC 1 Regular Interest has been reduced to zero, all Realized Losses on the Additional Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF2 until the Uncertificated Principal Balance
of each such REMIC 1 Regular Interest has been reduced to zero and all Realized Losses on the Subsequent Group II Mortgage Loans shall be allocated to REMIC 1 Regular Interest LT2PF1 until the Uncertificated Principal Balance thereof has been reduced to zero.

(c)          With respect to the REMIC 2 Regular Interests, all Realized Losses on the Mortgage Loans shall be allocated by the Trustee on each Distribution Date, first to REMIC 2 Regular Interest I until the Uncertificated Principal Balance has been reduced to zero, and second, to REMIC 2 Regular Interest I-1-A through REMIC 2 Regular Interest I-37-B, starting with the lowest numerical denomination until such REMIC 2 Regular Interest has been reduced to zero, provided that, for REMIC 2 Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC 2 Regular Interests.

(d)          All Realized Losses on the Mortgage Loans shall be deemed to have been allocated in the specified percentages, as follows:  first, to Uncertificated Accrued Interest payable to the REMIC 3 Regular Interest LTAA and REMIC 3 Regular Interest LTZZ up to an 

 

aggregate amount equal to the REMIC 3 Interest Loss Allocation Amount, 98% and 2%, respectively; second, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA and REMIC 3 Regular Interest LTZZ up to an aggregate amount equal to the REMIC 3 Principal Loss Allocation Amount, 98% and 2%, respectively; third, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM11 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM11 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM10 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM10 has been reduced to zero; fifth, to the Uncertificated
Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM9 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM9 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM8 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM8 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM7 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM7 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM6 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the
Uncertificated Principal Balance of REMIC 3 Regular Interest LTM6 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM5 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM5 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM4 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM4 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM3 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM3 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC 3
Regular Interest LTAA, REMIC 3 Regular Interest LTM2 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM2 has been reduced to zero; and thirteenth, to the Uncertificated Principal Balances of REMIC 3 Regular Interest LTAA, REMIC 3 Regular Interest LTM1 and REMIC 3 Regular Interest LTZZ, 98%, 1% and 1%, respectively, until the Uncertificated Principal Balance of REMIC 3 Regular Interest LTM1 has been reduced to zero.

	
             
  	
            SECTION 4.10
 	
            Swap Account.
 

(a)          On the Closing Date, there is hereby established a separate trust (the “Supplemental Interest Trust”), into which the Depositor shall deposit the Interest Rate Swap Agreement.  The Supplemental Interest Trust shall be maintained by the Supplemental Interest 

 

Trust Trustee, who initially, shall be the Trustee.  No later than the Closing Date, the Supplemental Interest Trust Trustee shall establish and maintain a separate, segregated trust account to be held in the Supplemental Interest Trust, titled, “Swap Account, Deutsche Bank National Trust Company, as Supplemental Interest Trust Trustee, in trust for the registered Certificateholders of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4.” Such account shall be an Eligible Account and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee held pursuant to this Agreement.  Amounts therein shall be held uninvested.

(b)          On each Distribution Date, prior to any distribution to any Certificate, the Supplemental Interest Trust Trustee shall deposit into the Swap Account: (i) the amount of any Net Swap Payment or Swap Termination Payment (other than any Swap Termination Payment resulting from a Swap Provider Trigger Event) owed to the Swap Provider (after taking into account any upfront payment received from the counterparty to a replacement interest rate swap agreement) from funds collected and received with respect to the Mortgage Loans prior to the determination of Available Funds. For federal income tax purposes, any amounts paid to the Swap Provider on each Distribution Date shall first be deemed paid to the Swap Provider in respect of REMIC 7 Regular Interest SWAP IO to the extent of the amount
distributable on REMIC 7 Regular Interest SWAP IO on such Distribution Date, and any remaining amount shall be deemed paid to the Swap Provider in respect of a Class IO Distribution Amount (as defined below).

(c)          It is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Supplemental Interest Trust be disregarded as an entity separate from the Holder of the Class C Certificates unless and until the date when either (a) there is more than one Class C Certificateholder or (b) any Class of Certificates in addition to the Class C Certificates is recharacterized as an equity interest in the Supplemental Interest Trust for federal income tax purposes, in which case it is the intention of the parties hereto that, for federal and state income and state and local franchise tax purposes, the Supplemental Interest Trust be treated as a grantor trust.

(d)          To the extent that the Supplemental Interest Trust is determined to be a separate legal entity from the Supplemental Interest Trust Trustee, any obligation of the Supplemental Interest Trust Trustee under the Interest Rate Swap Agreement shall be deemed to be an obligation of the Supplemental Interest Trust.

(e)          The Trustee shall treat the Holders of Certificates (other than the Class P, Class C and Class R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class C Certificates. Pursuant to each such notional principal contract, all Holders of Certificates (other than the Class P, Class C and Class R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class C Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC 3 Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Class IO 

 

Distribution Amount”). A Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of (a) the amount of interest otherwise payable to such Certificates over (ii) the amount of interest payable to such Certificates at a per annum rate equal to the Net WAC Rate, and a Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class C Certificates shall be treated as having agreed to pay Net WAC Rate Carryover Amounts to the Holders of the Certificates (other than the Class CE, Class P and Class R Certificates) in accordance with the terms of this Agreement. Any payments
to the Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Certificates (other than the Class CE, Class P and Class R Certificates) of a Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC 3 and as having been paid by such Holders pursuant to the notional principal contract. Thus, each Certificate (other than the Class P and Class R Certificates) shall be treated as representing not only ownership of Regular Interests in REMIC 3, but also ownership of an interest in, and obligations with respect to, a notional principal contract.

	
             
  	
            SECTION 4.11
 	
            Tax Treatment of Swap Payments and Swap Termination Payments.
 

For federal income tax purposes, each holder of a Floating Rate Certificate is deemed to own an undivided beneficial ownership interest in a REMIC regular interest and the right to receive payments from either the Net WAC Rate Carryover Reserve Account or the Swap Account in respect of the Net WAC Rate Carryover Amount or the obligation to make payments to the Swap Account. For federal income tax purposes, the Trustee will account for payments to each Floating Rate Certificates as follows: each Floating Rate Certificate will be treated as receiving their entire payment from REMIC 3 (regardless of any Swap Termination Payment or obligation under the Interest Rate Swap Agreement) and subsequently paying their portion of any Swap Termination Payment in respect of each such Class’ obligation under the Interest Rate Swap Agreement. In the event that any such Class is resecuritized in a
REMIC, the obligation under the Interest Rate Swap Agreement to pay any such Swap Termination Payment (or any shortfall in Swap Provider Fee), will be made by one or more of the REMIC Regular Interests issued by the resecuritization REMIC subsequent to such REMIC Regular Interest receiving its full payment from any such Floating Rate Certificate. Resecuritization of any Floating Rate Certificate in a REMIC will be permissible only if the Trust Administrator hereunder is the trustee in such resecuritization.

The REMIC regular interest corresponding to a Floating Rate Certificate will be entitled to receive interest and principal payments at the times and in the amounts equal to those made on the certificate to which it corresponds, except that (i) the maximum interest rate of that REMIC regular interest will equal the Net WAC Rate computed for this purpose by limiting the Base Calculation Amount of the Interest Rate Swap Agreement to the aggregate Stated Principal Balance of the Mortgage Loans and (ii) any Swap Termination Payment will be treated as being 

 

payable solely from Net Monthly Excess Cashflow. As a result of the foregoing, the amount of distributions and taxable income on the REMIC regular interest corresponding to a Floating Rate Certificate may exceed the actual amount of distributions on the Floating Rate Certificate.

 

 

ARTICLE V

 

 THE CERTIFICATES

	
             
  	
            SECTION 5.01
 	
            The Certificates.
 

Each of the Floating Rate Certificates, the Class P Certificates, the Class C Certificates and the Residual Certificates shall be substantially in the forms annexed hereto as exhibits, and shall, on original issue, be executed, authenticated and delivered by the Trustee to or upon the order of the Depositor concurrently with the sale and assignment to the Trustee of the Trust Fund.  The Floating Rate Certificates shall be initially evidenced by one or more Certificates representing a Percentage Interest with a minimum dollar denomination of $25,000 and integral dollar multiples of $1.00 in excess thereof; provided, that the Floating Rate Certificates must be purchased in minimum total investments of $100,000 per Class and that one Certificate of each such Class of Certificates may be in a different denomination so that the sum of the denominations of all outstanding Certificates of such
Class shall equal the Certificate Principal Balance of such Class on the Closing Date. The Class C Certificates, the Class P Certificates and the Residual Certificates are issuable in any Percentage Interests; provided, however, that the sum of all such percentages for each such Class totals 100% and no more than ten Certificates of each Class may be issued and outstanding at any one time.

The Certificates shall be executed on behalf of the Trust by manual or facsimile signature on behalf of the Trustee by a Responsible Officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trust, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such Certificate. No Certificate shall be entitled to any benefit under this Agreement or be valid for any purpose, unless such Certificate shall have been manually authenticated by the Trustee substantially in the form provided for herein, and such authentication upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly
authenticated and delivered hereunder. All Certificates shall be dated the date of their authentication. Subject to Section 5.02(c), the Floating Rate Certificates shall be Book-Entry Certificates. The other Classes of Certificates shall not be Book-Entry Certificates.

	
             
  	
            SECTION 5.02
 	
            Registration of Transfer and Exchange of Certificates.
 

(a)          The Certificate Registrar shall cause to be kept at the Corporate Trust Office a Certificate Register in which, subject to such reasonable regulations as it may prescribe, the Certificate Registrar shall provide for the registration of Certificates and of transfers and exchanges of Certificates as herein provided. The Trustee shall initially serve as Certificate Registrar for the purpose of registering Certificates and transfers and exchanges of Certificates as herein provided.

Upon surrender for registration of transfer of any Certificate at any office or agency of the Certificate Registrar maintained for such purpose pursuant to the foregoing 

 

paragraph which office shall initially be the offices of the Trustee’s agent located at c/o DTC Transfer Agent Services, 55 Water Street, Jeanette Park Entrance, New York, New York 10041  and, in the case of a Residual Certificate, upon satisfaction of the conditions set forth below, the Trustee on behalf of the Trust shall execute, authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same aggregate Percentage Interest.

At the option of the Certificateholders, Certificates may be exchanged for other Certificates in authorized denominations and the same aggregate Percentage Interests, upon surrender of the Certificates to be exchanged at any such office or agency. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute on behalf of the Trust and authenticate and deliver the Certificates which the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of transfer or exchange shall (if so required by the Trustee or the Certificate Registrar) be duly endorsed by, or be accompanied by a written instrument of transfer satisfactory to the Trustee and the Certificate Registrar duly executed by, the Holder thereof or his attorney duly authorized in writing. In addition, (i) with respect to each Class R Certificate, the
holder thereof may exchange, in the manner described above, such Class R Certificate for four separate certificates, each representing such holder’s respective Percentage Interest in the Class R-1 Interest, the Class R-2 Interest, the Class R-3 Interest and the Class R-4 Interest that was evidenced by the Class R Certificate being exchanged and (ii) with respect to each Class R-X Certificate, the holder thereof may exchange, in the manner described above, such Class R-X Certificate for three separate certificates, each representing such holder’s respective Percentage Interest in the Class R-5 Interest, the Class R-6 Interest and the Class R-7 Interest that was evidenced by the Class R-X Certificate being exchanged.

(b)          Except as provided in paragraph (c) below, the Book-Entry Certificates shall at all times remain registered in the name of the Depository or its nominee and at all times: (i) registration of such Certificates may not be transferred by the Trustee except to another Depository; (ii) the Depository shall maintain book-entry records with respect to the Certificate Owners and with respect to ownership and transfers of such Certificates; (iii) ownership and transfers of registration of such Certificates on the books of the Depository shall be governed by applicable rules established by the Depository; (iv) the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants; (v) the Trustee shall for all purposes deal with the Depository as
representative of the Certificate Owners of the Certificates for purposes of exercising the rights of Holders under this Agreement, and requests and directions for and votes of such representative shall not be deemed to be inconsistent if they are made with respect to different Certificate Owners; (vi) the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants and furnished by the Depository Participants with respect to indirect participating firms and Persons shown on the books of such indirect participating firms as direct or indirect Certificate Owners; and (vii) the direct participants of the Depository shall have no rights under this Agreement under or with respect to any of the Certificates held on their behalf by the Depository, and the Depository may be treated by the Trustee and its agents, employees, officers and directors as the absolute owner of the Certificates for all purposes
whatsoever.

 

 

All transfers by Certificate Owners of Book-Entry Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners that it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures. The parties hereto are hereby authorized to execute a Letter of Representations with the Depository or take such other action as may be necessary or desirable to register a Book-Entry Certificate to the Depository. In the event of any conflict between the terms of any such Letter of Representation and this Agreement, the terms of this Agreement shall control.

(c)          If (i)(x) the Depository or the Depositor advises the Trustee in writing that the Depository is no longer willing or able to discharge properly its responsibilities as Depository and (y) the Trustee or the Depositor is unable to locate a qualified successor or (ii) after the occurrence of a Servicer Event of Termination, the Certificate Owners of the Book-Entry Certificates representing Percentage Interests of such Classes aggregating not less than 51% advise the Trustee and Depository through the Financial Intermediaries and the Depository Participants in writing that the continuation of a book-entry system through the Depository to the exclusion of definitive, fully registered certificates (the “Definitive Certificates”) to Certificate Owners is no longer in the best interests
of the Certificate Owners. Upon surrender to the Certificate Registrar of the Book-Entry Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall in the case of (i) and (ii) above, execute on behalf of the Trust and authenticate the Definitive Certificates. Neither the Depositor nor the Trustee shall be liable for any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such instructions. Upon the issuance of Definitive Certificates, the Trustee, the Certificate Registrar, each Servicer, any Paying Agent and the Depositor shall recognize the Holders of the Definitive Certificates as Certificateholders hereunder.

(d)             No transfer, sale, pledge or other disposition of any Class M-10 Certificate, Class M-11 Certificate, Class C Certificate, Class P Certificate or Residual Certificate (the “Private Certificates”) shall be made unless such disposition is exempt from the registration requirements of the Securities Act of 1933, as amended (the “1933 Act”), and any applicable state securities laws or is made in accordance with the 1933 Act and laws. In the event of any such transfer (other than in connection with (i) the initial transfer of any such Certificate by the Depositor to an Affiliate of the Depositor or, in the case of the Class R-X Certificates, the first transfer by an Affiliate of the Depositor, (ii) the transfer of any such Class C, Class P or Residual
Certificate to the issuer under the Indenture or the indenture trustee under the Indenture or (iii) a transfer of any such Class C, Class P or Residual Certificate from the issuer under the Indenture or the indenture trustee under the Indenture to the Depositor or an Affiliate of the Depositor), (i) unless such transfer is made in reliance upon Rule 144A (as evidenced by the investment letter delivered to the Trustee, in substantially the form attached hereto as Exhibit J) under the 1933 Act, the Trustee and the Depositor shall require a written Opinion of Counsel (which may be in-house counsel) acceptable to and in form and substance reasonably satisfactory to the Trustee and the Depositor that such transfer may be made pursuant to an exemption, describing the applicable exemption and the basis therefor, from the 1933 Act or is being made pursuant to the 1933 Act, 

 

which Opinion of Counsel shall not be an expense of the Trustee or the Depositor or (ii) the Trustee shall require the transferor to execute a transferor certificate (in substantially the form attached hereto as Exhibit L) and the transferee to execute an investment letter (in substantially the form attached hereto as Exhibit J) acceptable to and in form and substance reasonably satisfactory to the Depositor and the Trustee certifying to the Depositor and the Trustee the facts surrounding such transfer, which investment letter shall not be an expense of the Trustee or the Depositor. The Holder of a Private Certificate desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Notwithstanding the foregoing, in the event of any such transfer of any Ownership Interest in any Private Certificate that is a Book-Entry Certificate, except with respect to the initial transfer of any such Ownership Interest by the Depositor, such transfer shall be required to be made in reliance upon Rule 144A under the 1933 Act, and the transferor will be deemed to have made each of the transferor representations and warranties set forth Exhibit L hereto in respect of such interest as if it was evidenced by a Definitive Certificate and the transferee will be deemed to have made each of the transferee representations and warranties set forth Exhibit J hereto in respect of such interest as if it was evidenced by a Definitive Certificate.  The Certificate Owner of any such Ownership Interest in any such Book-Entry Certificate desiring to effect such transfer shall, and does hereby agree
to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

Notwithstanding the foregoing, no certification or Opinion of Counsel described above in this Section 5.02(d) will be required in connection with the transfer, on the Closing Date, of any Residual Certificate by the Depositor to an “accredited investor” within the meaning of Rule 501 of the 1933 Act.

No transfer of a Class C Certificate, Class P Certificate or Residual Certificate or any interest therein shall be made to any Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any Person acquiring such Certificates with “Plan Assets” of a Plan within the meaning of the Department of Labor regulation promulgated at 29 C.F.R. § 2510.3-101 (“Plan Assets”), as certified by such transferee in the form of Exhibit M, unless the Trustee is provided with an Opinion of Counsel for the benefit of the Depositor, the Trustee and each Servicer and on which they may rely which establishes to the satisfaction of the Trustee that the purchase of such Certificates is permissible under applicable law, will not constitute or result in any prohibited transaction under ERISA or Section 4975 of the Code and will
not subject the Depositor, either Servicer, the Trustee or the Trust Fund to any obligation or liability (including obligations or liabilities under ERISA or Section 4975 of the Code) in addition to those undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Depositor, either Servicer, the Trustee or the Trust Fund. Neither a certification nor an Opinion of Counsel will be required in connection with (i) the initial transfer of any such Certificate by the Depositor to an Affiliate of the Depositor,  (ii)  the transfer of any such Class C, Class P or Residual Certificate to the issuer under the Indenture or the indenture trustee under the Indenture or (iii) a transfer of any such Class C, Class P or 

 

Residual Certificate from the issuer under the Indenture or the indenture trustee under the Indenture to the Depositor or an Affiliate of the Depositor (in which case, the Depositor or any Affiliate thereof shall have deemed to have represented that such Affiliate is not a Plan or a Person investing Plan Assets) and the Trustee shall be entitled to conclusively rely upon a representation (which, upon the request of the Trustee, shall be a written representation) from the Depositor of the status of such transferee as an affiliate of the Depositor.

For so long as the Supplemental Interest Trust is in existence, each beneficial owner of a Floating Rate Certificate or any interest therein, shall be deemed to have represented, by virtue of its acquisition or holding of the Floating Rate Certificate, or interest therein, that either (i) it is not a Plan or (ii) (A) it is an accredited investor within the meaning of Prohibited Transaction Exemption (“PTE”) 90-59, 55 Fed. Reg. 36724 (September 6, 1990), as amended by PTE 97-34, 62 Fed. Reg. 39021 (July 21, 1997), PTE 2000-58, 65 Fed. Reg. 67765 (November 13, 2000) and PTE 2002-41, 67 Fed. Reg. 54487 (August 22, 2002) (the “Exemption”) and (B) the acquisition and holding of such Certificate and the separate right to receive payments from the Supplemental Interest Trust are eligible for the exemptive relief available under Prohibited Transaction Class Exemption
(“PTCE”) 84-14, 91-38, 90-1, 95-60 or 96-23.

Subsequent to the termination of the Supplemental Interest Trust, each Transferee of a Mezzanine Certificate will be deemed to have represented by virtue of its purchase or holding of such Certificate (or interest therein) that either (a) such Transferee is not a Plan or purchasing such Certificate with Plan Assets, (b) in the case of the Mezzanine Certificates (other than the Class M-11 Certificates), it has acquired and is holding such Certificate in reliance on the Exemption and that it understands that there are certain conditions to the availability of the Exemption including that such Certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by a Rating Agency or (c) the following conditions are satisfied:  (i) such Transferee is an insurance company, (ii) the source of funds used to purchase or hold such Certificate (or interest therein)
is an “insurance company general account” (as defined in U.S. Department of Labor Prohibited Transaction Class Exemption (“PTCE”) 95-60, and (iii) the conditions set forth in Sections I and III of PTCE 95-60 have been satisfied.

If any Mezzanine Certificate or Private Certificate or any interest therein is acquired or held in violation of the provisions of the two preceding paragraphs, the next preceding permitted beneficial owner will be treated as the beneficial owner of that Certificate retroactive to the date of transfer to the purported beneficial owner. Any purported beneficial owner whose acquisition or holding of any such Certificate or interest therein was effected in violation of the provisions of the two preceding paragraphs shall indemnify and hold harmless the Depositor, the Servicers, the Trustee and the Trust from and against any and all liabilities, claims, costs or expenses incurred by those parties as a result of that acquisition or holding.

Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions and to have irrevocably appointed the Depositor or its designee as its attorney-in-fact to negotiate the terms of any mandatory sale under clause (v) below and to execute all instruments of transfer and to do all other things necessary in 

 

connection with any such sale, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:

(i)           Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.

(ii)          No Person shall acquire an Ownership Interest in a Residual Certificate unless such Ownership Interest is a pro rata undivided interest.

(iii)        In connection with any proposed transfer of any Ownership Interest in a Residual Certificate, the Trustee shall as a condition to registration of the transfer, require delivery to it, in form and substance satisfactory to it, of each of the following:

	
             
 	
            (A)
 	
            an affidavit in the form of Exhibit K hereto from the proposed transferee to the effect that such transferee is a Permitted Transferee and that it is not acquiring its Ownership Interest in the Residual Certificate that is the subject of the proposed transfer as a nominee, trustee or agent for any Person who is not a Permitted Transferee; and
 

	
             
 	
            (B)
 	
            a covenant of the proposed transferee to the effect that the proposed transferee agrees to be bound by and to abide by the transfer restrictions applicable to the Residual Certificates.
 

(iv)         Any attempted or purported transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall, in violation of the provisions of this Section, become a Holder of a Residual Certificate, then the prior Holder of such Residual Certificate that is a Permitted Transferee shall, upon discovery that the registration of transfer of such Residual Certificate was not in fact permitted by this Section, be restored to all rights as Holder thereof retroactive to the date of registration of transfer of such Residual Certificate.  The Trustee shall be under no liability to any Person for any registration of transfer of a
Residual Certificate that is in fact not permitted by this Section or for making any distributions due on such Residual Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Trustee received the documents specified in clause (iii).  The Trustee shall be entitled to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time such distributions were made all distributions made on such Residual Certificate. Any such distributions so recovered by the Trustee shall be distributed and delivered by the Trustee to the prior Holder of such Residual Certificate that is a Permitted Transferee.

(v)          If any Person other than a Permitted Transferee acquires any Ownership Interest in a Residual Certificate in violation of the restrictions in this Section, then the Trustee shall have the right but not the obligation, without notice to the Holder of such 

 

Residual Certificate or any other Person having an Ownership Interest therein, to notify the Depositor to arrange for the sale of such Residual Certificate. The proceeds of such sale, net of commissions (which may include commissions payable to the Depositor or its affiliates in connection with such sale), expenses and taxes due, if any, will be remitted by the Trustee to the previous Holder of such Residual Certificate that is a Permitted Transferee, except that in the event that the Trustee determines that the Holder of such Residual Certificate may be liable for any amount due under this Section or any other  provisions of this Agreement, the Trustee may withhold a corresponding amount from such remittance as security for such claim. The terms and conditions of any sale under this clause (v) shall be determined in the sole discretion of the Trustee and it shall not be liable to any
Person having an Ownership Interest in a Residual Certificate as a result of its exercise of such discretion.

(vi)         If any Person other than a Permitted Transferee acquires any Ownership Interest in a Residual Certificate in violation of the restrictions in this Section, then the Trustee upon receipt of reasonable compensation will provide to the Internal Revenue Service, and to the persons specified in Sections 860E(e)(3) and (6) of the Code, information needed to compute the tax imposed under Section 860E(e)(5) of the Code on transfers of residual interests to disqualified organizations.

The foregoing provisions of this Section shall cease to apply to transfers occurring on or after the date on which there shall have been delivered to the Trustee, in form and substance satisfactory to the Trustee, (i) written notification from each Rating Agency that the removal of the restrictions on transfer set forth in this Section will not cause such Rating Agency to downgrade its rating of the Certificates and (ii) an Opinion of Counsel to the effect that such removal will not cause any REMIC created hereunder to fail to qualify as a REMIC.

(e)          No service charge shall be made for any registration of transfer or exchange of Certificates of any Class, but the Certificate Registrar may require payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any transfer or exchange of Certificates.

All Certificates surrendered for registration of transfer or exchange shall be canceled by the Certificate Registrar and disposed of pursuant to its standard procedures.

	
             
  	
            SECTION 5.03
 	
            Mutilated, Destroyed, Lost or Stolen Certificates.
 

If (i) any mutilated Certificate is surrendered to the Certificate Registrar or the Certificate Registrar receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and (ii) there is delivered to the Trustee, the Depositor and the Certificate Registrar such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Trustee or the Certificate Registrar that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute on behalf of the Trust, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like tenor and Percentage Interest. Upon the issuance of any new Certificate under this Section, the Trustee or the Certificate Registrar may require the payment of a sum 

 

sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee and the Certificate Registrar) in connection therewith. Any duplicate Certificate issued pursuant to this Section, shall constitute complete and indefeasible evidence of ownership in the Trust, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time.

	
             
  	
            SECTION 5.04
 	
            Persons Deemed Owners.
 

Each Servicer, the Depositor, the Trustee, the Certificate Registrar, any Paying Agent and any agent of either Servicer, the Depositor, the Trustee, the Certificate Registrar or any Paying Agent may treat the Person, including a Depository, in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions pursuant to Section 4.01 and for all other purposes whatsoever, and none of the Servicers, the Trust, the Trustee nor any agent of any of them shall be affected by notice to the contrary.

	
             
  	
            SECTION 5.05
 	
            Appointment of Paying Agent.
 

(a)          The Paying Agent shall make distributions to Certificateholders from the Distribution Account pursuant to Section 4.01 and shall report the amounts of such distributions to the Trustee. The duties of the Paying Agent may include the obligation (i) to withdraw funds from the Collection Account pursuant to Section 3.11(a) and for the purpose of making the distributions referred to above and (ii) to distribute statements and provide information to Certificateholders as required hereunder. The Paying Agent hereunder shall at all times be an entity duly organized and validly existing under the laws of the United States of America or any state thereof, authorized under such laws to exercise corporate trust powers and subject to supervision or examination by federal or state authorities. The
Paying Agent shall initially be the Trustee. The Trustee may appoint a successor to act as Paying Agent, which appointment shall be reasonably satisfactory to the Depositor.

(b)          The Trustee shall cause the Paying Agent (if other than the Trustee) to execute and deliver to the Trustee an instrument in which such Paying Agent shall agree with the Trustee that such Paying Agent shall hold all sums, if any, held by it for payment to the Certificateholders in trust for the benefit of the Certificateholders entitled thereto until such sums shall be paid to such Certificateholders and shall agree that it shall comply with all requirements of the Code regarding the withholding of payments in respect of Federal income taxes due from Certificate Owners and otherwise comply with the provisions of this Agreement applicable to it.

 

 

ARTICLE VI

 

JPMORGAN, NCHLS AND THE DEPOSITOR

This Article VI is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively and references in this Article VI to “the Servicer” shall be references to JPMorgan and NCHLS, as applicable.  Similar provisions relating to Countrywide Servicing and the Countrywide Mortgage Loans are set forth in Exhibit B.  With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Article VI and Exhibit B, the provisions of Exhibit B shall control.

	
             
  	
            SECTION 6.01
 	
            Liability of the Servicer and the Depositor.
 

The Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Servicer herein. The Depositor shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by the Depositor.

	
             
  	
            SECTION 6.02
 	
            Merger or Consolidation of, or Assumption of the Obligations of, the Servicer or the Depositor.
 

Any entity into which the Servicer or the Depositor may be merged or consolidated, or any entity resulting from any merger, conversion or consolidation to which the Servicer or the Depositor shall be a party, or any corporation succeeding to the business of the Servicer or the Depositor, shall be the successor of the Servicer or the Depositor, as the case may be, hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that a successor Servicer shall satisfy all the requirements of Section 7.02 with respect to the qualifications of a successor Servicer.

	
             
  	
            SECTION 6.03
 	
            Limitation on Liability of the Servicer and Others.
 

Neither the Servicer or the Depositor nor any of the directors or officers or employees or agents of the Servicer or the Depositor shall be under any liability to the Trust or the Certificateholders for any action taken or for refraining from the taking of any action by the Servicer or the Depositor in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Servicer, the Depositor or any such Person against any liability which would otherwise be imposed by reason of its willful misfeasance, bad faith or negligence in the performance of duties of the Servicer or the Depositor, as the case may be, or by reason of its reckless disregard of its obligations and duties of the Servicer or the Depositor, as the case may be, hereunder. The Servicer and any director or officer or employee or agent of the Servicer may rely in good
faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder. The Servicer and the Depositor, and any director or officer or employee or agent of the Servicer or the Depositor, shall be indemnified by the Trust and held harmless against any 

 

loss, liability or expense incurred in connection with (i) any legal action relating to this Agreement or the Certificates, other than any loss, liability or expense incurred by reason of its willful misfeasance, bad faith or negligence or by reason of its reckless disregard of obligations and duties hereunder or by reason of its failure to perform its obligations or duties hereunder and (ii) any breach of a representation or warranty regarding the Mortgage Loans.  The Servicer or the Depositor may initiate any such action which it may deem necessary or desirable in respect of this Agreement, and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, unless the Depositor or the Servicer acts without the consent of the Holders of Certificates entitled to at least 51% of the Voting Rights, the reasonable legal expenses and costs of such action and
any liability resulting therefrom shall be expenses, costs and liabilities of the Trust and the Servicer shall be entitled to be reimbursed therefor from the related Collection Account as and to the extent provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in the related Collection Account.  The Servicer’s right to indemnity or reimbursement pursuant to this Section shall survive any resignation or termination of the Servicer pursuant to Section 6.04 or 7.01 with respect to any losses, expenses, costs or liabilities arising prior to such resignation or termination (or arising from events that occurred prior to such resignation or termination). This paragraph shall apply to the Servicer solely in its capacity as a Servicer hereunder and in no other capacities.  Without limiting the foregoing, the Servicer shall undertake to defend any claims against the Trust Fund, the Trustee and/or itself initiated
by a borrower or otherwise related to the servicing of any Mortgage Loan serviced by it, the reasonable legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities of the Trust and the Servicer shall be entitled to be reimbursed therefor from its Collection Account as and to the extent provided in Section 3.11, any such right of reimbursement being prior to the rights of the Certificateholders to receive any amount in such Collection Account.

The Credit Risk Manager and any director, officer, employee or agent of the Credit Risk Manager shall be indemnified and held harmless by the Trust Fund against any loss, liability or expense (not including expenses, disbursements and advances incurred or made by the Credit Risk Manager, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of its appointment as Credit Risk Manager or its performance of its duties as such) incurred in connection with any claim or legal action or any pending or threatened claim or legal action relating to this Agreement, the Credit Risk Management Agreement or the Certificates, other than any loss, liability or expense (i) resulting from a breach of the Servicer’s obligations and duties under the Pooling Agreement or Credit Risk Management Agreement for which the Credit Risk Manager is
indemnified by the Servicer under the Credit Risk Management Agreement or (ii) incurred by reason of willful misfeasance, bad faith or negligence in the performance of duties under the Credit Risk Management Agreement or by reason of reckless disregard of obligations and duties thereunder.  Any payment to the Credit Risk Manager pursuant to this Section 6.03 shall be prior to any distributions to the Certificateholders.

 

 

	
             
  	
            SECTION 6.04
 	
            The Servicer Not to Resign.
 

The Servicer shall not resign from the obligations and duties hereby imposed on it except upon determination that its duties hereunder are no longer permissible under applicable law.  Any such determination pursuant to the preceding sentence permitting the resignation of the Servicer shall be evidenced by an Opinion of Counsel to such effect obtained at the expense of the Servicer and delivered to the Trustee.  No resignation of the Servicer shall become effective until the Trustee or a successor servicer shall have assumed the Servicer’s responsibilities, duties, liabilities (other than those liabilities arising prior to the appointment of such successor) and obligations under this Agreement.

Except as expressly provided herein, the Servicer shall not assign or transfer any of its rights, benefits or privileges hereunder to any other Person, or delegate to or subcontract with, or authorize or appoint any other Person to perform any of the duties, covenants or obligations to be performed by the Servicer hereunder. The foregoing prohibition on assignment shall not prohibit the Servicer from designating a Sub-Servicer as payee of any indemnification amount payable to the Servicer hereunder; provided, however, no Sub-Servicer shall be a third-party beneficiary hereunder and the parties hereto shall not be required to recognize any Sub-Servicer as an indemnitee under this Agreement.

	
             
  	
            SECTION 6.05
 	
            Delegation of Duties.
 

In the ordinary course of business, the Servicer at any time may delegate any of its duties hereunder to any Person, including any of its Affiliates, who agrees to conduct such duties in accordance with standards comparable to those set forth in Section 3.01. Such delegation shall not relieve the Servicer of its liabilities and responsibilities with respect to such duties and shall not constitute a resignation within the meaning of Section 6.04.  Except as provided in Section 3.02, no such delegation is permitted that results in the delegee subservicing any JPMorgan Mortgage Loans or NCHLS Mortgage Loans, as applicable.  To the extent that the Trustee is to be contacted directly by any such delegee, other than the Servicer’s affiliates or their respective successors and assigns, the Servicer will provide prior written notice to the Trustee.

	
             
  	
            SECTION 6.06
 	
            Credit Risk Manager.
 

For and on behalf of the Depositor, the Credit Risk Manager will provide reports and recommendations concerning certain delinquent and defaulted Mortgage Loans, and as to the collection of any Prepayment Charges with respect to the Mortgage Loans.  Such reports and recommendations will be based upon information provided to the Credit Risk Manager pursuant to the Credit Risk Management Agreement, and the Credit Risk Manager shall look solely to the related Servicer for all information and data (including loss and delinquency information and data) relating to the servicing of the Mortgage Loans.  Upon any termination of the Credit Risk Manager or the appointment of a successor Credit Risk Manager, the Trustee, if it has been notified in writing of such termination or appointment, shall give written notice thereof to the Servicers and the Depositor.

 

 

If Holders of the Certificates entitled to 66 2/3% or more of the Voting Rights request in writing to the Trustee to terminate the Credit Risk Manager under this Agreement, the Credit Risk Manager shall be removed pursuant to this Section 6.08.  Upon receipt of such notice, the Trustee shall provide written notice to the Credit Risk Manager of its removal, which shall be effective upon receipt of such notice by the Credit Risk Manager.

	
             
  	
            SECTION 6.07
 	
            Inspection.
 

The Servicer, in its capacity as a Servicer, shall afford the Trustee, upon reasonable notice, during normal business hours, access to all records maintained by the Servicer in respect of its rights and obligations hereunder and access to officers of the Servicer responsible for such obligations.

 

 

ARTICLE VII

 

DEFAULT

	
             
  	
            SECTION 7.01
 	
            Servicer Events of Termination.
 

(a)          (I) With respect to JPMorgan and NCHLS, individually, if any one of the following events (“Servicer Events of Termination”) shall occur and be continuing:

(i)           (A) The failure by the Servicer to make any Advance; or (B) any other failure by the Servicer to deposit in the Collection Account or the Distribution Account any deposit required to be made under the terms of this Agreement which continues unremedied for a period of two Business Days after the date upon which written notice of such failure shall have been given to the Servicer by the Trustee or to the Servicer and the Trustee by any Holders of a Regular Certificate evidencing at least 25% of the Voting Rights; or

(ii)          The failure by the Servicer to make any required Servicing Advance which failure continues unremedied for a period of 30 days, or the failure by the Servicer duly to observe or perform, in any material respect, any other covenants, obligations or agreements of the Servicer as set forth in this Agreement, which failure continues unremedied for a period of 30 days (or if such failure or breach cannot be remedied within 30 days, then such remedy shall have been commenced within 30 days and diligently pursued thereafter; provided, however, that in no event shall such failure or breach be allowed to exist for a period of greater than 90 days), after the date (A) on which written notice of such failure, requiring the same to be remedied, shall have been given to the
Servicer by the Trustee or to the Trustee by any Holders of a Regular Certificate evidencing at least 25% of the Voting Rights or (B) of actual knowledge of such failure by a Servicing Officer of the Servicer; or

(iii)        The entry against the Servicer of a decree or order by a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a trustee, conservator, receiver or liquidator in any insolvency, conservatorship, receivership, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding up or liquidation of its affairs, and the continuance of any such decree or order unstayed and in effect for a period of 60 days; or

(iv)         The Servicer shall voluntarily go into liquidation, consent to the appointment of a conservator or receiver or liquidator or similar person in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Servicer or of or relating to all or substantially all of its property; or a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a conservator, receiver, liquidator or similar person in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Servicer and such decree or order shall have remained in 

 

force undischarged, unbonded or unstayed for a period of 60 days; or the Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors or voluntarily suspend payment of its obligations; and

(II)         With respect to Countrywide, individually, if any one of the events set forth in Article III of Exhibit B shall occur and be continuing;

(b)          then, and in each and every such case, so long as a Servicer Event of Termination shall not have been remedied within the applicable grace period, (x) with respect solely to clause (i)(A) above or clause (i) of Article III to Exhibit B, if such Advance or remittance, as applicable, is not made by 11:00 A.M., New York time, on the Business Day immediately following the Servicer Remittance Date (with respect to JPMorgan and NCHLS) or Remittance Date (with respect to Countrywide Servicing), (provided the Trustee shall give the related Servicer, and the related Servicer shall have received, notice of such failure to advance by 8:00 P.M. New York time on the Servicer Remittance Date (with respect to JPMorgan and NCHLS) or Remittance Date (with respect to Countrywide Servicing)), the Trustee
shall terminate all of the rights and obligations of the related Servicer under this Agreement, to the extent permitted by law, and in and to the related Mortgage Loans and the proceeds thereof and the Trustee, or a successor servicer appointed in accordance with Section 7.02, shall immediately make such Advance and assume, pursuant to Section 7.02, the duties of a successor Servicer and (y) in the case of (i)(B), (ii), (iii) or (iv) above, the Trustee shall, at the direction of the Holders of each Class of Regular Certificates evidencing Percentage Interests aggregating not less than 51%, by notice then given in writing to the related Servicer (and to the Trustee if given by Holders of Certificates), terminate all of the rights and obligations of the related Servicer as Servicer under this Agreement. Any such notice to the related Servicer shall also be given to each Rating Agency, the Depositor and the other Servicers. On or after the receipt by the related Servicer (and by the
Trustee if such notice is given by the Holders) of such written notice, all authority and power of such Servicer under this Agreement, whether with respect to the Certificates or the related Mortgage Loans or otherwise, shall pass to and be vested in the Trustee pursuant to and under this Section; and, without limitation, and the Trustee is hereby authorized and empowered to execute and deliver, on behalf of such Servicer, as attorney-in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement of each Mortgage Loan and related documents or otherwise.  Each Servicer agrees to cooperate with the Trustee (or the applicable successor Servicer) in effecting the termination of the responsibilities and rights of the related Servicer hereunder, including, without limitation, the delivery to the Trustee of all
documents and records requested by it to enable it to assume such Servicer’s functions under this Agreement within ten Business Days subsequent to such notice, the transfer within one Business Day subsequent to such notice to the Trustee (or the applicable successor Servicer) for the administration by it of all cash amounts that shall at the time be held by the related Servicer and to be deposited by it in the Collection Account, the Distribution Account, any REO Account or any Escrow Account or that have been deposited by the related Servicer in such accounts or thereafter received by the related 

 

Servicer with respect to the Mortgage Loans or any REO Property received by the related Servicer. All reasonable costs and expenses (including attorneys’ fees) incurred in connection with transferring the Mortgage Files to the successor Servicer and amending this Agreement to reflect such succession as a Servicer pursuant to this Section shall be paid by the predecessor Servicer (or if the predecessor Servicer is the Trustee, the initial related Servicer) upon presentation of reasonable documentation of such costs and expenses and to the extent not paid by the related Servicer, by the Trust.

	
             
  	
            SECTION 7.02
 	
            Trustee to Act; Appointment of Successor.
 

(a)          From the time either Servicer (and the Trustee, if notice is sent by the Holders) receives a notice of termination pursuant to Section 7.01 or 6.04, the Trustee (or such other successor Servicer as is approved in accordance with this Agreement) shall be the successor in all respects to such Servicer in its capacity as a Servicer under this Agreement and the transactions set forth or provided for herein and shall be subject to all the responsibilities, duties and liabilities relating thereto placed on such Servicer by the terms and provisions hereof arising on and after its succession. Notwithstanding the foregoing, the parties hereto agree that the Trustee, in its capacity as a successor Servicer, immediately will assume all of the obligations of the related Servicer to make Advances or
Monthly Advances, as applicable. Notwithstanding the foregoing, the Trustee, in its capacity as a successor Servicer, shall not be responsible for the lack of information and/or documents that it cannot obtain through reasonable efforts. It is understood and agreed by the parties hereto that there will be a period of transition (not to exceed 90 days) before the transition of servicing obligations is fully effective.  As compensation therefor, the Trustee (or such other successor Servicer) shall be entitled to such compensation as the related Servicer would have been entitled to hereunder if no such notice of termination had been given. Notwithstanding the above, (i) if the Trustee is unwilling to act as a successor Servicer or (ii) if the Trustee is legally unable so to act, the Trustee shall appoint or petition a court of competent jurisdiction to appoint, any established housing and home finance institution, bank or other mortgage loan or home equity loan servicer having a net
worth of not less than $50,000,000 as the successor to the related Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the related Servicer hereunder; provided, that the appointment of any such successor Servicer will not result in the qualification, reduction or withdrawal of the ratings assigned to the Certificates by the Rating Agencies as evidenced by a letter to such effect from the Rating Agencies. Pending appointment of a successor to the related Servicer hereunder, the Trustee shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the successor shall be entitled to receive compensation out of payments on the related Mortgage Loans in an amount equal to the compensation which the related Servicer would otherwise have received pursuant to Section 3.18 (or such other compensation as the Trustee and such successor shall agree, not to exceed the Servicing Fee). The appointment of
a successor Servicer shall not affect any liability of the predecessor Servicer which may have arisen under this Agreement prior to its termination as a Servicer to pay any deductible under an insurance policy pursuant to Section 3.14 or to reimburse the Trustee pursuant to Section 3.06), nor shall any successor Servicer be liable for any acts or omissions of the predecessor Servicer or for any breach by such Servicer of any of its representations or warranties contained herein or in any related document or agreement.  The Trustee and such 

 

successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession.  All Servicing Transfer Costs shall be paid by the predecessor Servicer upon presentation of reasonable documentation of such costs, and if such predecessor Servicer defaults in its obligation to pay such costs, such costs shall be paid by the successor Servicer or the Trustee (in which case the successor Servicer or the Trustee, as applicable, shall be entitled to reimbursement therefor from the assets of the Trust).

(b)          Any successor to either Servicer, including the Trustee, shall during the term of its service as servicer continue to service and administer the Mortgage Loans for the benefit of Certificateholders, and maintain in force a policy or policies of insurance covering errors and omissions in the performance of its obligations as a Servicer hereunder and a fidelity bond in respect of its officers, employees and agents to the same extent as the related Servicer is so required pursuant to Section 3.14.

(c)          In connection with the termination or resignation of either Servicer hereunder, either (i) the successor servicer, including the Trustee if the Trustee is acting as a successor Servicer, shall  represent and warrant that it is a member of MERS in good standing and shall agree to comply in all material respects with the rules and procedures of MERS in connection with the servicing of the related Mortgage Loans that are registered with MERS, in which case the predecessor Servicer shall cooperate with the successor Servicer in causing MERS to revise its records to reflect the transfer of servicing to the successor Servicer as necessary under MERS’ rules and regulations, or (ii) the predecessor Servicer shall cooperate with the successor Servicer in causing MERS to execute and deliver an
Assignment in recordable form to transfer the Mortgage from MERS to the Trustee and to execute and deliver such other notices, documents and other instruments as may be necessary or desirable to effect a transfer of such Mortgage Loan or servicing of such Mortgage Loan on the MERS® System to the successor Servicer.  The predecessor Servicer (or, if the Trustee is the predecessor Servicer, the related initial Servicer) shall file or cause to be filed any such Assignment in the appropriate recording office.  The predecessor Servicer shall bear any and all fees of MERS, costs of preparing any Assignments, and fees and costs of filing any Assignments that may be required under this Section 7.02(c).

	
             
  	
            SECTION 7.03
 	
            Waiver of Defaults.
 

The Majority Certificateholders may, on behalf of all Certificateholders, waive any events permitting removal of either Servicer as a Servicer pursuant to this Article VII, provided, however, that the Majority Certificateholders may not waive a default in making a required distribution on a Certificate without the consent of the Holder of such Certificate. Upon any waiver of a past default, such default shall cease to exist and any Servicer Event of Termination arising therefrom shall be deemed to have been remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereto except to the extent expressly so waived. Notice of any such waiver shall be given by the Trustee to the Rating Agencies.

 

 

	
             
  	
            SECTION 7.04
 	
            Notification to Certificateholders.
 

(a)          Upon any termination or appointment of a successor to either Servicer pursuant to this Article VII or Section 6.04, the Trustee shall give prompt written notice thereof to the Certificateholders at their respective addresses appearing in the Certificate Register and each Rating Agency.

(b)          No later than 60 days after the occurrence of any event which constitutes or which, with notice or a lapse of time or both, would constitute a Servicer Event of Termination for five Business Days after a Responsible Officer of the Trustee becomes aware of the occurrence of such an event, the Trustee shall transmit by mail to all Certificateholders notice of such occurrence unless such default or Servicer Event of Termination shall have been waived or cured.

	
             
  	
            SECTION 7.05
 	
            Survivability of Servicer Liabilities.
 

Notwithstanding anything herein to the contrary, upon termination of either Servicer hereunder, any liabilities of the related Servicer which accrued prior to such termination shall survive such termination.

 

 

ARTICLE VIII

 

THE TRUSTEE

	
             
  	
            SECTION 8.01
 	
            Duties of Trustee.
 

The Trustee, prior to the occurrence of a Servicer Event of Termination and after the curing of all Servicer Events of Termination which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. If a Servicer Event of Termination has occurred (which has not been cured) of which a Responsible Officer has knowledge, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and use the same degree of care and skill in their exercise, as a prudent man would exercise or use under the circumstances in the conduct of his own affairs.

The Trustee, upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments furnished to the Trustee which are specifically required to be furnished pursuant to any provision of this Agreement, shall examine them to determine whether they conform to the requirements of this Agreement; provided, however, that the Trustee will not be responsible for the accuracy or content of any such resolutions, certificates, statements, opinions, reports, documents or other instruments. If any such instrument is found not to conform to the requirements of this Agreement in a material manner the Trustee shall take such action as it deems appropriate to have the instrument corrected, and if the instrument is not corrected to the Trustee’s satisfaction, the Trustee will provide notice thereof to the Certificateholders.

No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own misconduct; provided, however, that:

(i)           prior to the occurrence of a Servicer Event of Termination, and after the curing of all such Servicer Events of Termination which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements
of this Agreement;

(ii)          the Trustee shall not be personally liable for an error of judgment made in good faith by a Responsible Officer of the Trustee, unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts;

(iii)        the Trustee shall not be personally liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the direction of the 

 

Majority Certificateholders relating to the time, method and place of conducting any proceeding for any remedy available to the Trustee, or exercising or omitting to exercise any trust or power conferred upon the Trustee, under this Agreement; and

(iv)         the Trustee shall not be charged with knowledge of any failure by either Servicer to comply with the obligations of the related Servicer referred to in clauses (i) and (ii) of Section 7.01(a) or of the existence of any Servicer Event of of Termination unless a Responsible Officer of the Trustee at the Corporate Trust Office obtains actual knowledge of such failure or the Trustee receives written notice of such failure from the Depositor, either Servicer or the Majority Certificateholders.

The Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of either Servicer under this Agreement, except during such time, if any, as the Trustee shall be the successor to, and be vested with the rights, duties, powers and privileges of, the related Servicer in accordance with the terms of this Agreement.

	
             
  	
            SECTION 8.02
 	
            Certain Matters Affecting the Trustee.
 

	
             
  	
            (a)
 	
            Except as otherwise provided in Section 8.01:
 

(i)           the Trustee may request and rely upon, and shall be protected in acting or refraining from acting upon, any resolution, Officers’ Certificate, certificate of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document reasonably believed by it to be genuine and to have been signed or presented by the proper party or parties, and the manner of obtaining consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe;

(ii)          the Trustee may consult with counsel and any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken or suffered or omitted by it hereunder in good faith and in accordance with such Opinion of Counsel;

(iii)        the Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto, at the request, order or direction of any of the Certificateholders, pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby; the right of the Trustee to perform any discretionary act enumerated in this Agreement shall 

 

not be construed as a duty, and the Trustee shall not be answerable for other than its negligence or willful misconduct in the performance of any such act;

(iv)         the Trustee shall not be personally liable for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;

(v)          prior to the occurrence of a Servicer Event of Termination and after the curing of all Servicer Events of Termination which may have occurred, the Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or documents, unless requested in writing to do so by the Majority Certificateholder; provided, however, that if the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee, not reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement, the
Trustee may require reasonable indemnity against such cost, expense or liability as a condition to such proceeding.  The reasonable expense of every such examination shall be paid by the related Servicer or, if paid by the Trustee, shall be reimbursed by the related Servicer upon demand and, if not reimbursed by such Servicer, shall be reimbursed by the Trust. Nothing in this clause (v) shall derogate from the obligation of the related Servicer to observe any applicable law prohibiting disclosure of information regarding the Mortgagors;

(vi)         the Trustee shall not be accountable, shall have no liability and makes no representation as to any acts or omissions hereunder of either Servicer until such time as the Trustee may be required to act as a Servicer pursuant to Section 7.02 and thereupon only for the acts or omissions of the Trustee as a successor Servicer;

(vii)       the Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through agents or attorneys, custodians or nominees;

(viii)      the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall not be answerable for other than its negligence or willful misconduct in the performance of such act;

(ix)         the Trustee shall not be personally liable for any loss resulting from the investment of funds held in the Collection Account or the REO Account made at the direction of the related Servicer pursuant to Section 3.12; and

(x)          the Trustee or its Affiliates are permitted to receive compensation that could be deemed to be in the Trustee’s economic self-interest for (i) serving as investment adviser, administrator, shareholder, servicing agent, custodian or sub-custodian with respect to certain of the Permitted Investments, (ii) using Affiliates to effect transactions in certain Permitted Investments and (iii) effecting transactions in 

 

certain Permitted Investments.  Such compensation shall not be considered an amount that is reimbursable or payable pursuant to Section 3.11.

In order to comply with its duties under the U.S. Patriot Act, the Trustee shall obtain and verify certain information and documentation from the other parties hereto, including, but not limited to, such parties’ name, address and other identifying information.

	
             
  	
            SECTION 8.03
 	
            Trustee Not Liable for Certificates or Mortgage Loans.
 

The recitals contained herein and in the Certificates (other than the authentication of the Trustee on the Certificates) shall be taken as the statements of the Depositor, and the Trustee assumes no responsibility for the correctness of the same. The Trustee makes no representations as to the validity or sufficiency of this Agreement or of the Certificates (other than the signature and authentication of the Trustee on the Certificates) or of any Mortgage Loan or related document or MERS or the MERS® System other than with respect to the Trustee’s execution and authentication of the Certificates. The Trustee shall not be accountable for the use or application by either Servicer, or for the use or application of any funds paid to the related Servicer in respect of the Mortgage Loans or deposited in or withdrawn from the related Collection Account by the related Servicer. The Trustee
shall at no time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust or its ability to generate the payments to be distributed to Certificateholders under this Agreement, including, without limitation: the existence, condition and ownership of any Mortgaged Property; the existence and enforceability of any hazard insurance thereon (other than if the Trustee shall assume the duties of a Servicer pursuant to Section 7.02); the validity of the assignment of any Mortgage Loan to the Trustee or of any intervening assignment; the completeness of any Mortgage Loan; the performance or enforcement of any Mortgage Loan (other than if the Trustee shall assume the duties of either Servicer pursuant to Section 7.02); the compliance by the Depositor, the
Originator, the Seller or the Servicers with any warranty or representation made under this Agreement or in any related document or the accuracy of any such warranty or representation prior to the Trustee’s receipt of notice or other discovery of any non-compliance therewith or any breach thereof; any investment of monies by or at the direction of either Servicer or any loss resulting therefrom, it being understood that the Trustee shall remain responsible for any Trust property that it may hold in its individual capacity; the acts or omissions of either of the Servicers (other than if the Trustee shall assume the duties of a Servicer pursuant to Section 7.02), any Sub-Servicer or any Mortgagor; any action of either Servicer (other than if the Trustee shall assume the duties of a Servicer pursuant to Section 7.02), or any Sub-Servicer taken in the name of the Trustee; the failure of a Servicer or any Sub-Servicer to act or perform any duties required of it as agent of the Trustee
hereunder; or any action by the Trustee taken at the instruction of either Servicer (other than if the Trustee shall assume the duties of a Servicer pursuant to Section 7.02); provided, however, that the foregoing shall not relieve the Trustee of its obligation to perform its duties under this Agreement, including, without limitation, the Trustee’s duty to review the Mortgage Files pursuant to Section 2.01. The Trustee shall have no responsibility for filing any financing or continuation statement 

 

in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder (unless the Trustee shall have become a successor Servicer).

	
             
  	
            SECTION 8.04
 	
            Trustee May Own Certificates.
 

The Trustee in its individual or any other capacity may become the owner or pledgee of Certificates with the same rights as it would have if it were not Trustee and may transact any banking and trust business with the Originator, either Servicer, the Depositor or their Affiliates.

	
             
  	
            SECTION 8.05
 	
            Trustee Compensation and Expenses.
 

(a)          The Trustee shall withdraw from the Distribution Account on each Distribution Date and pay to itself the Trustee Compensation prior to making any distributions to Certificateholders consisting of income earned on amounts on deposit in the Distribution Account.  The Trustee shall pay the Custodian, from the Distribution Account, (as compensation for the Custodian’s services under the Custodial Agreement) any amount payable to the Custodian in accordance with a fee schedule attached as an exhibit to the Custodial Agreement.  In addition, on each Distribution Date the Trustee shall pay the Custodian amounts, if any, from the Distribution Account required to reimburse the Custodian for expenses, costs and liabilities incurred by or reimbursable to the Custodian accordance with the
Custodial Agreement, but not otherwise covered by the indemnification to the Custodian contemplated in the next paragraph, as such expenses are set forth in writing by the Custodian to the Trustee by the related Determination Date.

(b)          The Trustee, or any director, officer, employee or agent of the Trustee, shall be indemnified by the Trust Fund and held harmless against any loss, liability or expense (not including expenses and disbursements incurred or made by the Trustee, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of the Trustee’s performance in accordance with the provisions of this Agreement) incurred by the Trustee arising out of or in connection with the acceptance or administration of its obligations and duties under this Agreement, other than any loss, liability or expense (i) resulting from a breach of either Servicer’s obligations and duties under this Agreement for which the Trustee is indemnified under Section 8.05(b) or (ii) any
loss, liability or expense incurred by reason of willful misfeasance, bad faith or negligence of the Trustee in the performance of its duties hereunder or by reason of the Trustee’s reckless disregard of obligations and duties hereunder or as a result of a breach of the Trustee’s obligations under Article X hereof.  It is understood by the parties hereto that a “claim” as used in the preceding sentence includes any claim for indemnification made by the Custodian under the applicable of the Custodial Agreement; provided such claim for indemnification relates to a loss, liability or expense incurred by the Custodian that either (A) is not an expense or disbursement incurred or made by the Custodian, including the compensation and the expenses and disbursements of its agents and counsel, in the ordinary course of the Custodian’s performance in accordance with the provisions of the Custodial Agreement or (B) relates to Mortgage Loans which are in default or

 

as to which default is reasonably foreseeable (as determined by the related Servicer and communicated to the Trustee); and provided, further, that the Trustee shall not lose any right it may have to indemnification under this Section 8.05 due to the willful misfeasance, bad faith or negligence of the Custodian in the performance of its duties under the Custodial Agreement or by reason of the Custodian’s reckless disregard of its obligations and duties under the Custodial Agreement.  Any amounts payable to the Trustee, or any director, officer, employee or agent of the Trustee, in respect of the indemnification provided by this Section 8.05(a), or pursuant to any other right of reimbursement from the Trust Fund that the Trustee, or any director, officer, employee or agent of the Trustee, may have hereunder in its capacity as such, may be withdrawn by the Trustee from the Distribution Account at any
time.  The foregoing indemnity shall survive the resignation or removal of the Trustee.

(c)          Each Servicer agrees to indemnify the Trustee, the Depositor or any successor servicer or any director, officer, employee or agent of the Trustee, the Depositor or any successor servicer from, and hold it harmless against, any loss, liability or expense resulting from a breach of the related Servicer’s obligations and duties under this Agreement. Such indemnity shall survive the termination or discharge of this Agreement and the resignation or removal of the Trustee and the related Servicer for actions prior to such resignation or removal. Any payment hereunder made by either Servicer to the Trustee shall be from the related Servicer’s own funds, without reimbursement from the Trust Fund therefor.

	
             
  	
            SECTION 8.06
 	
            Eligibility Requirements for Trustee.
 

The Trustee hereunder shall at all times be an entity duly organized and validly existing under the laws of the United States of America or any state thereof, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authority. If such entity publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 8.06, the combined capital and surplus of such entity shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The principal office of the Trustee (other than the initial Trustee) shall be in a state with respect to which an Opinion of Counsel has been delivered to such Trustee at the
time such Trustee is appointed Trustee to the effect that the Trust will not be a taxable entity under the laws of such state. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 8.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 8.07.

	
             
  	
            SECTION 8.07
 	
            Resignation or Removal of Trustee.
 

The Trustee may at any time resign and be discharged from the trusts hereby created by giving written notice thereof to the Depositor, the Servicers and each Rating Agency. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor Trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Trustee and one copy to the successor Trustee. If no successor Trustee shall have been so appointed and having accepted appointment within 30 days after the giving of such 

 

notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor Trustee.

If at any time the Trustee shall cease to be eligible in accordance with the provisions of Section 8.06 and shall fail to resign after written request therefor by the Depositor or if at any time the Trustee shall be legally unable to act, or shall be adjudged a bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, then the Depositor or the Servicers may remove the Trustee. If the Depositor or the Servicers removes the Trustee under the authority of the immediately preceding sentence, the Depositor shall promptly appoint a successor Trustee by written instrument, in duplicate, one copy of which instrument shall be delivered to the Trustee so removed and one copy to the successor trustee.

The Majority Certificateholders may at any time remove the Trustee by written instrument or instruments delivered to the Servicers, the Depositor and the Trustee; the Depositor shall thereupon use its best efforts to appoint a successor trustee in accordance with this Section.

Any resignation or removal of the Trustee and appointment of a successor Trustee pursuant to any of the provisions of this Section 8.07 shall not become effective until acceptance of appointment by the successor Trustee as provided in Section 8.08.

	
             
  	
            SECTION 8.08
 	
            Successor Trustee.
 

Any successor Trustee appointed as provided in Section 8.07 shall execute, acknowledge and deliver to the Depositor, the Servicers and to its predecessor Trustee an instrument accepting such appointment hereunder, and thereupon the resignation or removal of the predecessor Trustee shall become effective, and such successor Trustee, without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with like effect as if originally named as Trustee. The Depositor, the Servicers and the predecessor Trustee shall execute and deliver such instruments and do such other things as may reasonably be required for fully and certainly vesting and confirming in the successor Trustee all such rights, powers, duties and obligations.

No successor Trustee shall accept appointment as provided in this Section 8.08 unless at the time of such acceptance such successor Trustee shall be eligible under the provisions of Section 8.06 and the appointment of such successor Trustee shall not result in a downgrading of the Regular Certificates by either Rating Agency, as evidenced by a letter from each Rating Agency.

Upon acceptance of appointment by a successor Trustee as provided in this Section 8.08, the successor Trustee shall mail notice of the appointment of a successor Trustee hereunder to all Holders of Certificates at their addresses as shown in the Certificate Register and to each Rating Agency.

 

 

	
             
  	
            SECTION 8.09
 	
            Merger or Consolidation of Trustee.
 

Any entity into which the Trustee may be merged or converted or with which it may be consolidated, or any entity resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any entity succeeding to the business of the Trustee, shall be the successor of the Trustee hereunder, provided such entity shall be eligible under the provisions of Section 8.06 and 8.08, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.

	
             
  	
            SECTION 8.10
 	
            Appointment of Co-Trustee or Separate Trustee.
 

Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust or any Mortgaged Property may at the time be located, the Depositor and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees, jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust, or any part thereof, and, subject to the other provisions of this Section 8.10, such powers, duties, obligations, rights and trusts as the Servicers and the Trustee may consider necessary or desirable. Any such co-trustee or separate trustee
shall be subject to the written approval of the Servicers. If the Servicers shall not have joined in such appointment within 15 days after the receipt by it of a request so to do, or in the case a Servicer Event of Termination shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 8.06, and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 8.08.  The related Servicer shall be responsible for the fees of any co-trustee or separate trustee appointed hereunder.

Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:

(i)           all rights, powers, duties and obligations conferred or imposed upon the Trustee shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether as Trustee hereunder or as successor to the related Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust or any portion thereof in any such
jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;

(ii)          no trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and

 

 

(iii)        the Servicers and the Trustee, acting jointly, may at any time accept the resignation of or remove any separate trustee or co-trustee except that following the occurrence of a Servicer Event of Termination, the Trustee acting alone may accept the resignation or remove any separate trustee or co-trustee.

Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article VIII. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Depositor and the Servicers.

Any separate trustee or co-trustee may, at any time, constitute the Trustee, its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co-trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor Trustee.

	
             
  	
            SECTION 8.11
 	
            Limitation of Liability.
 

The Certificates are executed by the Trustee, not in its individual capacity but solely as Trustee of the Trust, in the exercise of the powers and authority conferred and vested in it by the Trust Agreement. Each of the undertakings and agreements made on the part of the Trustee in the Certificates is made and intended not as a personal undertaking or agreement by the Trustee but is made and intended for the purpose of binding only the Trust.

	
             
  	
            SECTION 8.12
 	
            Trustee May Enforce Claims Without Possession of Certificates.
 

(a)          All rights of action and claims under this Agreement or the Certificates may be prosecuted and enforced by the Trustee without the possession of any of the Certificates or the production thereof in any proceeding relating thereto, and such proceeding instituted by the Trustee shall be brought in its own name or in its capacity as Trustee for the benefit of all Holders of such Certificates, subject to the provisions of this Agreement. Any recovery of judgment shall, after provision for the payment of the reasonable compensation, expenses, disbursement and advances of the Trustee, its agents and counsel, be for the ratable benefit of the Certificateholders in respect of which such judgment has been recovered.

(b)          The Trustee shall afford the Seller, the Depositor, the Servicers and each Certificateholder upon reasonable prior notice during normal business hours, access to all records maintained by the Trustee in respect of its duties hereunder and access to officers of the 

 

Trustee responsible for performing such duties. Upon request, the Trustee shall furnish the Depositor, the Servicers and any requesting Certificateholder with its most recent financial statements. The Trustee shall cooperate fully with the Seller, the Servicers, the Depositor and such Certificateholder and shall make available to the Seller, the Servicers, the Depositor and such Certificateholder for review and copying such books, documents or records as may be requested with respect to the Trustee’s duties hereunder. The Seller, the Depositor, the Servicers and the Certificateholders shall not have any responsibility or liability for any action or failure to act by the Trustee and are not obligated to supervise the performance of the Trustee under this Agreement or otherwise.

	
             
  	
            SECTION 8.13
 	
            Suits for Enforcement.
 

In case a Servicer Event of Termination or other default by a Servicer or the Depositor hereunder shall occur and be continuing, the Trustee, shall, at the direction of the Majority Certificateholders, or may, proceed to protect and enforce its rights and the rights of the Certificateholders under this Agreement by a suit, action or proceeding in equity or at law or otherwise, whether for the specific performance of any covenant or agreement contained in this Agreement or in aid of the execution of any power granted in this Agreement or for the enforcement of any other legal, equitable or other remedy, as the Trustee, being advised by counsel, and subject to the foregoing, shall deem most effectual to protect and enforce any of the rights of the Trustee and the Certificateholders.

	
             
  	
            SECTION 8.14
 	
            Waiver of Bond Requirement.
 

The Trustee shall be relieved of, and each Certificateholder hereby waives, any requirement of any jurisdiction in which the Trust, or any part thereof, may be located that the Trustee post a bond or other surety with any court, agency or body whatsoever.

	
             
  	
            SECTION 8.15
 	
            Waiver of Inventory, Accounting and Appraisal Requirement.
 

The Trustee shall be relieved of, and each Certificateholder hereby waives, any requirement of any jurisdiction in which the Trust, or any part thereof, may be located that the Trustee file any inventory, accounting or appraisal of the Trust with any court, agency or body at any time or in any manner whatsoever.

	
             
  	
            SECTION 8.16
 	
            Appointment of the Custodian.
 

The Trustee shall, at the direction of the Depositor and with the consent of the Servicer, appoint the Custodian to hold all or a portion of the Mortgage Files.  The appointment of the Custodian may at any time be terminated and a substitute Custodian appointed therefor at the direction of the Depositor to the Trustee, the consent to which shall not be unreasonably withheld.  The Custodian shall be entitled to its fees and expenses in accordance with the Custodial Agreement, which fees and expenses shall be paid to the Custodian from the sources and in the manner set forth in Section 8.05.  Subject to Article VIII hereof, the Trustee agrees to comply with the terms of the Custodial Agreement, which agreement may be amended from time 

 

to time, and shall have the right to enforce the terms and provisions thereof against the Custodian for the benefit of the Certificateholders having an interest in any Mortgage File held by the Custodian.  Notwithstanding anything to the contrary in this Agreement, the Custodian is not an agent of the Trustee and in no event shall the Trustee be liable for any acts, omission, duties, obligations, or liabilities of the Custodian.  In no event shall the appointment of the Custodian pursuant to the Custodial Agreement diminish the obligations of the Trustee hereunder.

 

 

ARTICLE IX

 

REMIC ADMINISTRATION

	
             
  	
            SECTION 9.01
 	
            REMIC Administration.
 

This Article IX is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively and references in this Article IX to “the Servicer” shall be references to JPMorgan and NCHLS, as applicable.  Similar provisions relating to Countrywide Servicing and the Countrywide Mortgage Loans are set forth in Exhibit B.  With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Article IX and Exhibit B, the provisions of Exhibit B shall control.

(a)          REMIC elections as set forth in the Preliminary Statement shall be made by the Trustee on Form 1066 or other appropriate federal tax or information return for the taxable year ending on the last day of the calendar year in which the Certificates are issued. The regular interests and residual interest in each REMIC shall be as designated in the Preliminary Statement.

(b)          The Closing Date is hereby designated as the “Startup Day” of each REMIC within the meaning of section 860G(a)(9) of the Code.

(c)          The Trustee shall pay any and all expenses relating to any tax audit of any REMIC (including, but not limited to, any professional fees or any administrative or judicial proceedings with respect to any Trust REMIC that involve the Internal Revenue Service or state tax authorities), including the expense of obtaining any tax related Opinion of Counsel.  The Trustee shall be entitled to reimbursement of expenses incurred pursuant to this Section 9.01(c) to the extent provided in Section 8.05.

(d)          The Trustee shall prepare, sign and file, all of the REMICs’ federal and state tax and information returns (including Form 8811) as the direct representative each REMIC created hereunder. The expenses of preparing and filing such returns shall be borne by the Trustee.

(e)          The Holder of the Class R Certificate at any time holding the largest Percentage Interest thereof shall be the “tax matters person” as defined in the REMIC Provisions (the related “Tax Matters Person”) with respect to REMIC 1, REMIC 2, REMIC 3 and REMIC 4 and shall act as Tax Matters Person for REMIC 1, REMIC 2, REMIC 3 and REMIC 4.  The Holder of the Class R-X Certificate at any time holding the largest Percentage Interest thereof shall be the Tax Matters Person with respect to REMIC 5, REMIC 6 and REMIC 7 and shall act as Tax Matters Person for REMIC 5, REMIC 6 and REMIC 7.  The Trustee, as agent for the Tax Matters Person, shall perform on behalf of each REMIC all reporting and other tax compliance duties that are the responsibility of such REMIC under the Code, the
REMIC Provisions, or other compliance guidance issued by the Internal Revenue Service or any state or local taxing authority. Among its other duties, if required by the Code, the REMIC Provisions, or other such 

 

guidance, the Trustee, as agent for the Tax Matters Person, shall provide (i) to the Treasury or other governmental authority such information as is necessary for the application of any tax relating to the transfer of a Residual Certificate to any disqualified person or organization and (ii) to the Certificateholders such information or reports as are required by the Code or REMIC Provisions.  The Trustee, as agent for the Tax Matters Person, shall represent each REMIC in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC, enter into settlement agreements with any government taxing agency, extend any statute of limitations relating to any item of any REMIC and otherwise act on behalf of any REMIC in relation to any tax matter involving the Trust.

(f)           The Trustee, the Servicers and the Holders of Certificates shall take any action or cause any REMIC to take any action necessary to create or maintain the status of each REMIC as a REMIC under the REMIC Provisions and shall assist each other as necessary to create or maintain such status. None of the Trustee, the Servicers or the Holder of any Residual Certificate shall take any action, cause any REMIC created hereunder to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of such REMIC as a REMIC or (ii) result in the imposition of a tax upon such REMIC (including but not limited to the tax on prohibited transactions as defined in Code Section 860F(a)(2)
and the tax on prohibited contributions set forth on Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless the Trustee and the Servicers have received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such status or result in the imposition of such a tax. In addition, prior to taking any action with respect to any REMIC created hereunder or the assets therein, or causing such REMIC to take any action, which is not expressly permitted under the terms of this Agreement, any Holder of a Residual Certificate will consult with the Trustee and the Servicers, or their respective designees, in writing, with respect to whether such action could cause an Adverse REMIC Event to occur with respect to any REMIC, and no such Person shall take any such action or cause any REMIC to take any such action as to which the Trustee or the Servicers has advised it in writing that
an Adverse REMIC Event could occur.

(g)          Each Holder of a Residual Certificate shall pay when due any and all taxes imposed on each REMIC created hereunder by federal or state governmental authorities. To the extent that such Trust taxes are not paid by a Residual Certificateholder, the Trustee shall pay any remaining REMIC taxes out of current or future amounts otherwise distributable to the Holder of the Residual Certificate in the REMICs or, if no such amounts are available, out of other amounts held in the Distribution Account, and shall reduce amounts otherwise payable to Holders of regular interests in the related REMIC.  Subject to the foregoing, in the event that a REMIC incurs a state or local tax, including franchise taxes, as a result of a determination that such REMIC is domiciled in the State of California for state
tax purposes by virtue of the location of either Servicer, the related Servicer agrees to pay on behalf of such REMIC when due, any and all state and local taxes imposed as a result of such a determination, in the event that the Holder of the related Residual Certificate fails to pay such taxes, if any, when imposed.

 

 

(h)          The Trustee, as agent for the Tax Matters Person, shall, for federal income tax purposes, maintain books and records with respect to each REMIC created hereunder on a calendar year and on an accrual basis.

(i)           No additional contributions of assets shall be made to any REMIC created hereunder, except as expressly provided in this Agreement with respect to eligible substitute mortgage loans.

(j)           Neither the Trustee nor the Servicers shall enter into any arrangement by which any REMIC created hereunder will receive a fee or other compensation for services.

	
             
  	
            (k)
 	
            [Reserved].
 

(l)           The Trustee will apply for an Employee Identification Number from the Internal Revenue Service via a Form SS-4 or other acceptable method for all tax entities and shall complete the Form 8811.

	
             
  	
            SECTION 9.02
 	
            Prohibited Transactions and Activities.
 

None of the Depositor, the Servicers or the Trustee shall sell, dispose of, or substitute for any of the Mortgage Loans, except in a disposition pursuant to (i) the foreclosure of a Mortgage Loan, (ii) the bankruptcy of the Trust Fund, (iii) the termination of any REMIC created hereunder pursuant to Article X of this Agreement, (iv) a substitution pursuant to Article II of this Agreement or (v) a repurchase of Mortgage Loans pursuant to Article II of this Agreement, nor acquire any assets for any REMIC, nor sell or dispose of any investments in the Distribution Account for gain, nor accept any contributions to either REMIC after the Closing Date, unless it has received an Opinion of Counsel (at the expense of the party causing such sale, disposition, or substitution) that such disposition, acquisition, substitution, or acceptance will not (a) affect adversely the status of any REMIC
created hereunder as a REMIC or of the interests therein other than the Residual Certificates as the regular interests therein, (b) affect the distribution of interest or principal on the Certificates, (c) result in the encumbrance of the assets transferred or assigned to the Trust Fund (except pursuant to the provisions of this Agreement) or (d) cause any REMIC created hereunder to be subject to a tax on prohibited transactions or prohibited contributions pursuant to the REMIC Provisions.

	
             
  	
            SECTION 9.03
 	
            Indemnification with Respect to Certain Taxes and Loss of REMIC Status.
 

(a)          In the event that any REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the negligent performance by either Servicer of its duties and obligations set forth herein, the related Servicer shall indemnify the Trustee and the Trust Fund against any and all losses, claims, damages, liabilities or expenses (“Losses”) resulting from such negligence; provided, however, that the related Servicer shall not be liable for any such Losses attributable to the action or inaction of the Trustee, the Depositor, another Servicer or the Holder of such Residual Certificate, as applicable, nor for any such 

 

Losses resulting from misinformation provided by the Holder of such Residual Certificate on which the related Servicer has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the related Servicer have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the related Servicer of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

(b)          In the event that any REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the negligent performance by the Trustee of its duties and obligations set forth herein, the Trustee shall indemnify the Servicers and the Trust Fund against any and all Losses resulting from such negligence; provided, however, that the Trustee shall not be liable for any such Losses attributable to the action or inaction of either Servicer, the Depositor or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of such Residual Certificate on which the Trustee has relied. The foregoing
shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall the Trustee have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of a negligent performance by the Trustee of its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

 

 

ARTICLE X

 

TERMINATION

	
             
  	
            SECTION 10.01
 	
            Termination.
 

This Article X is applicable only to JPMorgan and NCHLS and the JPMorgan Mortgage Loans and NCHLS Mortgage Loans, respectively and references in this Article X to “the Servicer” shall be references to JPMorgan and NCHLS, as applicable.  Similar provisions relating to Countrywide Servicing and the Countrywide Mortgage Loans are set forth in Exhibit B.  With respect to Countrywide Servicing and the Countrywide Mortgage Loans, to the extent of any inconsistency between the provisions of this Article X and Exhibit B, the provisions of Exhibit B shall control.

(a)          The respective obligations and responsibilities of the Servicers, the Depositor and the Trustee created hereby (other than the obligation of the Trustee to make certain payments to Certificateholders after the final Distribution Date and the obligation of the Servicers to send certain notices as hereinafter set forth) shall terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Terminator of the Mortgage Loans as described below and (iv) the Distribution Date in March 2036.  Notwithstanding the foregoing, in no event shall the trust created
hereby continue beyond the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late ambassador of the United States to the Court of St. James’s, living on the date hereof.

Each Servicer (in such context, the “Terminator”), may, at its option, terminate this Agreement on any date on which the aggregate of the Stated Principal Balances of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) on such date is equal to or less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans on the related Cut-off Date and (ii) the Original Pre-Funded Amounts, by purchasing, on the next succeeding Distribution Date, all of the outstanding Mortgage Loans and REO Properties at a price equal to the greater of (i) the Stated Principal Balance of the Mortgage Loans (after giving effect to scheduled payments of
principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period) and the appraised value of the REO Properties and (ii) fair market value of the Mortgage Loans and REO Properties (as determined and as agreed upon in their good faith business judgment as of the close of business on the third Business Day next preceding the date upon which notice of any such termination is furnished to the related Certificateholders pursuant to Section 10.01(c) by (x) the Terminator, (y) the Holders of a majority in Percentage Interest in the Class C Certificates and (z) if the Floating Rate Certificates will not receive all amounts owed to it as a result of the termination, the Trustee, 

 

provided that if this clause (z) applies to such determination, such determination shall be based solely upon an appraisal obtained as provided in the last sentence of this paragraph), plus accrued and unpaid interest thereon at the weighted average of the Mortgage Rates through the end of the Due Period preceding the final Distribution Date plus unreimbursed Servicing Advances, Advances, any unpaid Servicing Fees allocable to such Mortgage Loans and REO Properties and any accrued and unpaid Net WAC Rate Carryover Amounts and any Swap Termination payment payable to the Swap Provider (the “Termination Price”); provided, however, such option may only be exercised if the Termination Price is sufficient to result in the payment of all interest accrued on, as well as amounts necessary to retire the principal balance of, each class of notes issued pursuant to the Indenture.  If the determination of the
fair market value of the Mortgage Loans and REO Properties shall be required to be made and agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee as provided in (ii) above in their good faith business judgment, such determination shall be based on an appraisal of the value of the Mortgage Loans and REO Properties conducted by an independent appraiser mutually agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee in their reasonable discretion, and (A) such appraisal shall be obtained at no expense to the Trustee and (B) the Trustee may conclusively rely on, and shall be protected in relying on, such appraisal.

In connection with any such purchase pursuant to the preceding paragraph, the Terminator shall deposit in the Distribution Account all amounts then on deposit in the Collection Accounts, which deposit shall be deemed to have occurred immediately preceding such purchase.

Any such purchase shall be accomplished by deposit into the Distribution Account on the Determination Date before such Distribution Date of the Termination Price.

(b)          Notice of any termination, specifying the Distribution Date (which shall be a date that would otherwise be a Distribution Date) upon which the Certificateholders may surrender their Certificates to the Trustee for payment of the final distribution and cancellation, shall be given promptly by the Trustee upon the Trustee receiving notice of such date from the Terminator, by letter to the Certificateholders mailed not earlier than the 15th day and not later than the 25th day of the month next preceding the month of such final distribution specifying (1) the Distribution Date upon which final distribution of the Certificates will be made upon presentation and surrender of such Certificates at the office or agency of the Trustee therein designated, (2) the amount of any
such final distribution and (3) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office or agency of the Trustee therein specified.

(c)          Upon presentation and surrender of the Certificates, the Trustee shall cause to be distributed to the Holders of the Certificates on the Distribution Date for such final distribution, in proportion to the Percentage Interests of their respective Class and to the extent that funds are available for such purpose, an amount equal to the amount required to be distributed to such Holders in accordance with the provisions of Section 4.01 for such 

 

Distribution Date. By acceptance of the Residual Certificates, the Holders of the Residual Certificates agree, in connection with any termination hereunder, to assign and transfer any amounts in excess of the par value of the Mortgage Loans, and to the extent received in respect of such termination, to pay any such amounts to the Holders of the Class C Certificates.

(d)          In the event that all Certificateholders shall not surrender their Certificates for final payment and cancellation on or before such final Distribution Date, the Trustee shall promptly following such date cause all funds in the Distribution Account not distributed in final distribution to Certificateholders to be withdrawn therefrom and credited to the remaining Certificateholders by depositing such funds in a separate Escrow Account for the benefit of such Certificateholders, and the related Servicer (if either Servicer has exercised its right to purchase the Mortgage Loans) or the Trustee (in any other case) shall give a second written notice to the remaining Certificateholders, to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If
within nine months after the second notice all the Certificates shall not have been surrendered for cancellation, the Residual Certificateholders shall be entitled to all unclaimed funds and other assets which remain subject hereto, and the Trustee upon transfer of such funds shall be discharged of any responsibility for such funds, and the Certificateholders shall look to the Residual Certificateholders for payment.

	
             
  	
            SECTION 10.02
 	
            Additional Termination Requirements.
 

(a)          In the event that the Terminator exercises its purchase option as provided in Section 10.01, each REMIC shall be terminated in accordance with the following additional requirements, unless the Trustee shall have been furnished with an Opinion of Counsel to the effect that the failure of the Trust to comply with the requirements of this Section will not (i) result in the imposition of taxes on “prohibited transactions” of the Trust as defined in Section 860F of the Code or (ii) cause any REMIC constituting part of the Trust Fund to fail to qualify as a REMIC at any time that any Certificates are outstanding:

(i)           Within 90 days prior to the final Distribution Date, the Terminator shall adopt and the Trustee shall sign a plan of complete liquidation of each REMIC created hereunder meeting the requirements of a “Qualified Liquidation” under Section 860F of the Code and any regulations thereunder; and

(ii)          At or after the time of adoption of such a plan of complete liquidation and at or prior to the final Distribution Date, the Trustee shall sell all of the assets of the Trust Fund to the Terminator for cash pursuant to the terms of the plan of complete liquidation.

(b)          By their acceptance of Certificates, the Holders thereof hereby agree to appoint the Trustee as their attorney in fact to: (i) adopt such a plan of complete liquidation (and the Certificateholders hereby appoint the Trustee as their attorney in fact to sign such plan) as appropriate and (ii) to take such other action in connection therewith as may be reasonably required to carry out such plan of complete liquidation all in accordance with the terms hereof.

 

 

ARTICLE XI

 

MISCELLANEOUS PROVISIONS

	
             
  	
            SECTION 11.01
 	
            Amendment.
 

This Agreement may be amended from time to time by the Depositor, the Servicers and the Trustee; and without the consent of the Certificateholders (i) to cure any ambiguity, (ii) to correct or supplement any provisions herein which may be defective or inconsistent with any other provisions herein (iii) to amend the provisions of Section 3.22(b) or (iv) to make any other provisions with respect to matters or questions arising under this Agreement which shall not be inconsistent with the provisions of this Agreement; provided that such action shall not as evidenced by either (a) an Opinion of Counsel delivered to the Trustee or (b) written notice to the Depositor, the Servicers and the Trustee from each Rating Agency that such action will not result in the reduction or withdrawal of the rating of any outstanding Class of Certificates with respect to which it is a Rating Agency, adversely
affect in any material respect the interests of any Certificateholder.  No amendment shall be deemed to adversely affect in any material respect the interests of any Certificateholder who shall have consented thereto, and no Opinion of Counsel or Rating Agency confirmation shall be required to address the effect of any such amendment on any such consenting Certificateholder.  Notwithstanding the foregoing, neither an Opinion of Counsel nor written notice to the Depositor, the Servicers and the Trustee from the Rating Agencies will be required in connection with an amendment to the provisions of Section 3.22(b).

In addition, this Agreement may be amended from time to time by the Depositor, the Servicers and the Trustee with the consent of the Majority Certificateholders for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Swap Provider or the Holders of Certificates; provided, however, that no such amendment or waiver shall (x) reduce in any manner the amount of, or delay the timing of, payments on the Certificates or distributions which are required to be made on any Certificate without the consent of the Holder of such Certificate, (y) adversely affect in any material respect the interests of the Swap Provider or the Holders of any Class of Certificates (as evidenced by either (i) an Opinion of Counsel delivered to the Trustee or (ii) written notice to the Depositor, the
Servicers and the Trustee from each Rating Agency that such action will not result in the reduction or withdrawal of the rating of any outstanding Class of Certificates with respect to which it is a Rating Agency) in a manner other than as described in clause (x) above, without the consent of the Holders of Certificates of such Class evidencing at least a 66% Percentage Interest in such Class, or (z) reduce the percentage of Voting Rights required by clause (y) above without the consent of the Holders of all Certificates of such Class then outstanding. Upon approval of an amendment, a copy of such amendment shall be sent to the Rating Agencies.

Notwithstanding any provision of this Agreement to the contrary, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel, delivered by (and at the expense of) the Person seeking such Amendment, 

 

to the effect that such amendment will not result in the imposition of a tax on any REMIC created hereunder constituting part of the Trust Fund pursuant to the REMIC Provisions or cause any REMIC created hereunder constituting part of the Trust to fail to qualify as a REMIC at any time that any Certificates are outstanding and that the amendment is being made in accordance with the terms hereof.

Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Servicer or the Trustee shall enter into any amendment to Section 4.10 or Section 11.10 of this Agreement without the prior written consent of the Swap Provider.

Promptly after the execution of any such amendment the Trustee shall furnish, at the expense of the Person that requested the amendment if such Person is a Servicer (but in no event at the expense of the Trustee), otherwise at the expense of the Trust, a copy of such amendment and the Opinion of Counsel referred to in the immediately preceding paragraph to the Servicers and each Rating Agency.

It shall not be necessary for the consent of Certificateholders under this Section 11.01 to approve the particular form of any proposed amendment; instead it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.

The Trustee may, but shall not be obligated to, enter into any amendment pursuant to this Section 11.01 that affects its rights, duties and immunities under this Agreement or otherwise.

	
             
  	
            SECTION 11.02
 	
            Recordation of Agreement; Counterparts.
 

To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the related Servicer at the expense of the Trust, but only upon direction of Certificateholders accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders.

For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall together constitute but one and the same instrument.

	
             
  	
            SECTION 11.03
 	
            Limitation on Rights of Certificateholders.
 

The death or incapacity of any Certificateholder shall not (i) operate to terminate this Agreement or the Trust, (ii) entitle such Certificateholder’s legal representatives or heirs to claim an accounting or to take any action or proceeding in any court for a partition or winding up 

 

of the Trust, or (iii) otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.

Except as expressly provided for herein, no Certificateholder shall have any right to vote or in any manner otherwise control the operation and management of the Trust, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third person by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.

No Certificateholder shall have any right by virtue of any provision of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of default and of the continuance thereof, as hereinbefore provided, and unless also the Holders of Certificates entitled to at least 25% of the Voting Rights shall have made written request upon the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses and liabilities to be incurred therein or thereby, and the Trustee for 15 days after its receipt of such notice, request and offer of indemnity, shall have neglected or refused to institute any such action, suit or
proceeding. It is understood and intended, and expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue of any provision of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of such Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder, which priority or preference is not otherwise provided for herein, or to enforce any right under this Agreement, except in the manner herein provided and for the equal, ratable and common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.03 each and every Certificateholder and the Trustee shall be entitled to such relief as can be given either at law or in equity.

	
             
  	
            SECTION 11.04
 	
            Governing Law; Jurisdiction.
 

This Agreement shall be construed in accordance with the laws of the State of New York, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.  

	
             
  	
            SECTION 11.05
 	
            Notices.
 

All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by first class mail, postage prepaid, by facsimile or by express delivery service, to (a) in the case of JPMorgan, 10790 Rancho Bernardo, San Diego, CA 92127, Attention: Cindy Dunks, with a copy to, 194 Wood Avenue South, Iselin, New Jersey 08830, Attention: General Counsel, or such other address or telecopy number as may hereafter be furnished to the Depositor and the Trustee in writing by JPMorgan, (b) in the case of Countrywide Servicing, Countrywide Home Loans Servicing LP, 

 

400 Countrywide Way, Simi Valley, California 93065, Attention:  Investor Accounting Department/Lupe Montero, with a copy to Countrywide Home Loans, Inc., 4500 Park Granada, Calabasas, California 91302, Attention:  General Counsel, or such other address or telecopy number as may hereafter be furnished to the Depositor and the Trustee in writing by Countrywide Servicing, (c) in the case of NCHLS, National City Home Loan Services, Inc., 150 Allegheny Center, Locator 47-23-501, Pittsburgh, PA 15212-5356, Attention: Investor Reporting Manager, or such other address or telecopy number as may hereafter be furnished to the Depositor and the Trustee in writing by NCHLS, (d) in the case of the Trustee, Deutsche Bank National Trust Company, 1761 East St. Andrew Place, Santa Ana, California  92705-4934, Attention: GC05S4 (telecopy number: (714) 247-6329), or such other address or telecopy number as may hereafter be
furnished to the Depositor and the Servicers in writing by the Trustee, and (e) in the case of the Depositor, Financial Asset Securities Corp., 600 Steamboat Road, Greenwich, Connecticut 06830, Attention: Legal, or such other address as may be furnished to the Servicers and the Trustee in writing by the Depositor. Any notice required or permitted to be mailed to a Certificateholder shall be given by first class mail, postage prepaid, at the address of such Holder as shown in the Certificate Register. Notice of any Servicer Event of Termination shall be given by telecopy and by certified mail. Any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have duly been given when mailed, whether or not the Certificateholder receives such notice. A copy of any notice required to be telecopied hereunder shall also be mailed to the appropriate party in the manner set forth above.

	
             
  	
            SECTION 11.06
 	
            Severability of Provisions.
 

If any one or more of the covenants, agreements, provisions or terms of this Agreement shall for any reason whatsoever be held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.

	
             
  	
            SECTION 11.07
 	
            Article and Section References.
 

All article and section references used in this Agreement, unless otherwise provided, are to articles and sections in this Agreement.

	
             
  	
            SECTION 11.08
 	
            Notice to the Rating Agencies.
 

(a)          Each of the Trustee and the related Servicer shall be obligated to use its best reasonable efforts promptly to provide notice to the Rating Agencies with respect to each of the following of which a Responsible Officer of the Trustee or such Servicer, as the case may be, has actual knowledge:

	
             
  	
            (i)
 	
            any material change or amendment to this Agreement;
 

(ii)          the occurrence of any Servicer Event of Termination that has not been cured or waived;

 

 

	
             
  	
            (iii)
 	
            the resignation or termination of a Servicer or the Trustee;
 	
             

	
             
  	
            (iv)
 	
            the final payment to Holders of the Certificates of any Class;
 
	
             
  	
            (v)
 	
            any change in the location of any Account; and
 	
             

					

(vi)         if the Trustee is acting as a successor Servicer pursuant to Section 7.02 hereof, any event that would result in the inability of the Trustee to make Advances.

(b)          In addition, the Trustee shall promptly make available to each Rating Agency copies of each Statement to Certificateholders described in Sections 4.03 and 3.19 hereof and each Servicer shall promptly furnish to each Rating Agency copies of the following:

	
             
  	
            (i)
 	
            each annual statement as to compliance described in Section 3.20 hereof;
 

(ii)          each annual independent public accountants’ servicing report described in Section 3.21 hereof; and

(iii)         each notice delivered pursuant to Section 7.01(a) hereof which relates to the fact that a Servicer has not made an Advance.

Any such notice pursuant to this Section 11.08 shall be in writing and shall be deemed to have been duly given if personally delivered or mailed by first class mail, postage prepaid, or by express delivery service to (i) Moody’s Investors Service, Inc., 99 Church Street, New York, New York 10007, (ii) Fitch Ratings, One State Street Plaza, New York, New York 10004, (iii) Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., 55 Water Street, 41st Floor, New York, New York 10041, Attention: Residential Mortgage Surveillance Group and (iv) Dominion Bond Ratings Service, Inc., One Exchange Plaza, 55 Broadway, 15th Floor, New York, New York 10066.

	
             
  	
            SECTION 11.09
 	
            Further Assurances.
 

Notwithstanding any other provision of this Agreement, neither the Regular Certificateholders nor the Trustee shall have any obligation to consent to any amendment or modification of this Agreement unless they have been provided reasonable security or indemnity against their out-of-pocket expenses (including reasonable attorneys’ fees) to be incurred in connection therewith.

	
             
  	
            SECTION 11.10
 	
            Benefits of Agreement.
 

Nothing in this Agreement or in the Certificates, expressed or implied, shall give to any Person, other than the Certificateholders and the parties hereto and their successors hereunder, any benefit or any legal or equitable right, remedy or claim under this Agreement.

 

 

	
             
  	
            SECTION 11.11
 	
            Acts of Certificateholders.
 

(a)          Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Agreement to be given or taken by the Certificateholders may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Certificateholders in person or by agent duly appointed in writing, and such action shall become effective when such instrument or instruments are delivered to the Trustee and the Servicers. Such instrument or instruments (and the action embodied therein and evidenced thereby) are herein sometimes referred to as the “act” of the Certificateholders signing such instrument or instruments. Proof of execution of any such instrument or of a writing appointing any such agent shall be sufficient for any purpose of this
Agreement and conclusive in favor of the Trustee and the Trust, if made in the manner provided in this Section 11.11.

(b)          The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such execution or by the certificate of a notary public or other officer authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or writing acknowledged to him the execution thereof. Whenever such execution is by a signer acting in a capacity other than his or her individual capacity, such certificate or affidavit shall also constitute sufficient proof of his authority.

(c)          Any request, demand, authorization, direction, notice, consent, waiver or other action by any Certificateholder shall bind every future Holder of such Certificate and the Holder of every Certificate issued upon the registration of transfer thereof or in exchange therefor or in lieu thereof, in respect of anything done, omitted or suffered to be done by the Trustee or the Trust in reliance thereon, whether or not notation of such action is made upon such Certificate.

 

 

IN WITNESS WHEREOF, the Depositor, the Servicers and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized, all as of the day and year first above written.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            FINANCIAL ASSET SECURITIES CORP.,
 as Depositor
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Frank Skibo
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Frank Skibo
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Managing Director
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            COUNTRYWIDE HOME LOANS
 SERVICING LP, as a Servicer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            COUNTRYWIDE GP, INC., its
 general partner
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Leon Daniels, Jr.
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Leon Daniels, Jr.
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Sr. Vice President
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            JPMORGAN CHASE BANK, NATIONAL 
 ASSOCIATION, as a Servicer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Frances Dixon
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Frances Dixon
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Assistanct Vice President
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            NATIONAL CITY HOME LOAN SERVICES,
 INC., as a Servicer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Steven A. Baranet
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Steven A. Baranet
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Vice President
 

 

 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Eiko Akiyama
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Eiko Akiyama
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Associate
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
/s/ Barbara Campbell
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
            Barbara Campbell
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
            Vice President
 

 

 

 

 

	
            STATE OF CONNECTICUT
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF FAIRFIELD
 	
            )
 	
             
 

 

On the _____ day of December, 2005 before me, a notary public in and for said State, personally appeared _________________________ known to me to be _______________________ of Financial Asset Securities Corp., a Delaware corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

 

 

 

	
            STATE OF_____________
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF___________
 	
            )
 	
             
 

 

On the _____ day of December, 2005 before me, a notary public in and for said State, personally appeared ____________________________ known to me to be a ___________________________ of JPMorgan Chase Bank, National Association, a corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

 

 

 

	
            STATE OF_____________
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF___________
 	
            )
 	
             
 

 

On the _____ day of December, 2005 before me, a notary public in and for said State, personally appeared _________________________ known to me to be a ________________________ of Countrywide Home Loans Servicing LP, a corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

 

 

 

	
            STATE OF CALIFORNIA
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF ORANGE
 	
            )
 	
             
 

 

On the ____ day of December, 2005 before me, a notary public in and for said State, personally appeared _________________________, known to me to be a(n) _______________________ and _________________________, known to me to be a(n) _______________________of Deutsche Bank National Trust Company, a corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said association, and acknowledged to me that such corporation executed the within instrument.

 

 

	
            STATE OF_____________
 	
            )
 	
             
 
	
             
 	
            )
 	
            ss.:
 
	
            COUNTY OF___________
 	
            )
 	
             
 

 

On the _____ day of December, 2005 before me, a notary public in and for said State, personally appeared _________________________ known to me to be _______________________ of National City Home Loan Services, Inc., a Delaware corporation that executed the within instrument, and also known to me to be the person who executed it on behalf of said corporation, and acknowledged to me that such corporation executed the within instrument.

IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.

	
             
 	
            
 
 
 
	
             
 	
            Notary Public
 

 

 

 

 

 

EXHIBIT A-1

FORM OF CLASS I-A1 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $331,971,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $331,971,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M JY 5
 
	
            Class
 	
            :
 	
            I-A1
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS I-A1

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class I-A1 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class I-A1 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class I-A1 Certificate (obtained by dividing the Denomination of this Class I-A1 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class I-A1 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class I-A1 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class I-A1 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class I-A1 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

 

[Reverse of Class I-A1Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-2

FORM OF CLASS II-A1 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $166,699,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $166,699,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M jz 2
 
	
            Class
 	
            :
 	
            II-A1
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS II-A1

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A1 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A1 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A1 Certificate (obtained by dividing the Denomination of this Class II-A1 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class II-A1 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A1 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A1 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A1 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class II-A1 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-3

FORM OF CLASS II-A2 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $46,020,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $46,020,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KA 5
 
	
            Class
 	
            :
 	
            II-A2
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS II-A2

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A2 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A2 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A2 Certificate (obtained by dividing the Denomination of this Class II-A2 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class II-A2 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A2 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A2 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A2 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class II-A2 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-4

FORM OF CLASS II-A3 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $75,247,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $75,247,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KB 3
 
	
            Class
 	
            :
 	
            II-A3
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS II-A3

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A3 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A3 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A3 Certificate (obtained by dividing the Denomination of this Class II-A3 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class II-A3 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A3 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A3 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A3 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class II-A3 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-5

FORM OF CLASS II-A4 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $36,572,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $36,572,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KC 1
 
	
            Class
 	
            :
 	
            II-A4
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS II-A4

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class II-A4 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class II-A4 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class II-A4 Certificate (obtained by dividing the Denomination of this Class II-A4 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class II-A4 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class II-A4 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Class II-A4 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class II-A4 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class II-A4 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-6

FORM OF CLASS M-1A CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $26,784,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $26,784,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KD 9
 
	
            Class
 	
            :
 	
            M-1A
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-1A

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-1A Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-1A Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-1A Certificate (obtained by dividing the Denomination of this Class M-1A Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-1A Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-1A Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-1A Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-1A Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class M-1A Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-7

FORM OF CLASS M-1B CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $13,392,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $13,392,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KE 7
 
	
            Class
 	
            :
 	
            M-1B
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-1B

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-1B Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-1B Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-1B Certificate (obtained by dividing the Denomination of this Class M-1B Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-1B Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-1B Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-1B Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-1B Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class M-1B Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

EXHIBIT A-8

FORM OF CLASS M-2 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES AND CLASS M-1B CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $32,671,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $32,671,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable 
 
	
            CUSIP
 	
            :
 	
            83611M KF 4
 
	
            Class
 	
            :
 	
            M-2
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-2

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-2 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-2 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-2 Certificate (obtained by dividing the Denomination of this Class M-2 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-2 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-2 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-2 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-2 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class M-2 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-9

FORM OF CLASS M-3 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES AND THE CLASS M-2 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $20,309,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $20,309,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable 
 
	
            CUSIP
 	
            :
 	
            83611M KG 2
 
	
            Class
 	
            :
 	
            M-3
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-3

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-3 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-3 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-3 Certificate (obtained by dividing the Denomination of this Class M-3 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-3 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-3 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-3 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-3 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class M-3 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-10

FORM OF CLASS M-4 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, AND THE CLASS M-3 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $18,102,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $18,102,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KH 0
 
	
            Class
 	
            :
 	
            M-4
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-4

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-4 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-4 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-4 Certificate (obtained by dividing the Denomination of this Class M-4 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-4 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-4 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-4 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-4 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class M-4 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-11

FORM OF CLASS M-5 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES AND THE CLASS M-4 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $17,219,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $17,219,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KJ 6
 
	
            Class
 	
            :
 	
            M-5
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-5

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-5 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-5 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-5 Certificate (obtained by dividing the Denomination of this Class M-5 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-5 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-5 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-5 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-5 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[REVERSE OF CLASS M-5 CERTIFICATE]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

 

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-12

FORM OF CLASS M-6 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES AND THE CLASS M-5 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $15,011,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $15,011,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable 
 
	
            CUSIP
 	
            :
 	
            83611M KK 3
 
	
            Class
 	
            :
 	
            M-6
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-6

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-6 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-6 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-6 Certificate (obtained by dividing the Denomination of this Class M-6 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-6 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-6 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-6 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-6 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class M-6 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-13

FORM OF CLASS M-7 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES AND THE CLASS M-6 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $12,362,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $12,362,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KL 1
 
	
            Class
 	
            :
 	
            M-7
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-7

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-7 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-7 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-7 Certificate (obtained by dividing the Denomination of this Class M-7 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-7 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-7 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-7 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-7 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

 

[Reverse of Class M-7 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

EXHIBIT A-14

FORM OF CLASS M-8 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES AND THE CLASS M-7 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $11,921,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $11,921,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable 
 
	
            CUSIP
 	
            :
 	
            83611M KM 9
 
	
            Class
 	
            :
 	
            M-8
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-8

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-8 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-8 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-8 Certificate (obtained by dividing the Denomination of this Class M-8 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-8 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-8 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-8 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-8 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class M-8 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-15

FORM OF CLASS M-9 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES, CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, THE CLASS M-2 CERTIFICATES, THE CLASS M-3 CERTIFICATES, THE CLASS M-4 CERTIFICATES, THE CLASS M-5 CERTIFICATES, THE CLASS M-6 CERTIFICATES, THE CLASS M-7 CERTIFICATES AND THE M-8 CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $ 10,155,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $ 10,155,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KN 7
 
	
            Class
 	
            :
 	
            M-9
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-9

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-9 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-9 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-9 Certificate (obtained by dividing the Denomination of this Class M-9 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-9 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-9 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class M-9 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-9 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class M-9 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

EXHIBIT A-16

FORM OF CLASS M-10 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES AND THE CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, CLASS M-2 CERTIFICATES, CLASS M-3 CERTIFICATES, CLASS M-4 CERTIFICATES, CLASS M-5 CERTIFICATES, CLASS M-6 CERTIFICATES, CLASS M-7 CERTIFICATES, CLASS M-8 CERTIFICATES AND CLASS M-9 CERTIFICATES, TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "ACT").  ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $ 7,505,000.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $ 7,505,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 

 

 

 

 

	
            Pass-Through Rate
 	
            :
 	
            Variable 
 
	
            CUSIP
 	
            :
 	
            83611M KP 2
 
	
            Class
 	
            :
 	
            M-10
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-10

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-10 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-10 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-10 Certificate (obtained by dividing the Denomination of this Class M-10 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-10 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-10 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable sate securities laws or is exempt from the registration requirements under said Act and such laws.  In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act, and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer.  The Holder hereof desiring to effect such transfer shall, and does hereby agree to indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

 

 

Reference is hereby made to the further provisions of this Class M-10 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-10 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

 

[Reverse of Class M-10 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-17

FORM OF CLASS M-11 CERTIFICATES

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES AND THE CLASS M-1A CERTIFICATES, CLASS M-1B CERTIFICATES, CLASS M-2 CERTIFICATES, CLASS M-3 CERTIFICATES, CLASS M-4 CERTIFICATES, CLASS M-5 CERTIFICATES, CLASS M-6 CERTIFICATES, CLASS M-7 CERTIFICATES, CLASS M-8 CERTIFICATES, CLASS M-9 CERTIFICATES AND CLASS M-10 CERTIFICATES, TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "ACT").  ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance of this Certificate (“Denomination”)
 	
            :
 	
            $ 8,830,000.00
 
	
            Original Class Certificate Principal Balance of this Class
 	
            :
 	
            $ 8,830,000.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 

 

 

 

 

	
            Pass-Through Rate
 	
            :
 	
            Variable
 
	
            CUSIP
 	
            :
 	
            83611M KQ 0
 
	
            Class
 	
            :
 	
            M-11
 
	
            Assumed Maturity Date
 	
            :
 	
            March, 2036
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS M-11

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class M-11 Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class M-11 Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced by this Class M-11 Certificate (obtained by dividing the Denomination of this Class M-11 Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Class M-11 Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class M-11 Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable sate securities laws or is exempt from the registration requirements under said Act and such laws.  In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act, and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer.  The Holder hereof desiring to effect such transfer shall, and does hereby agree to indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

 

 

Reference is hereby made to the further provisions of this Class M-11 Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class M-11 Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

 

[Reverse of Class M-11 Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-18

FORM OF CLASS C CERTIFICATES

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE IS SUBORDINATE TO THE CLASS A CERTIFICATES AND THE MEZZANINE CERTIFICATES TO THE EXTENT DESCRIBED IN THE POOLING AND SERVICING AGREEMENT REFERRED TO HEREIN.

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE "ACT").  ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Notional Amount
 of this Certificate (“Denomination”)
 	
            :
 	
            $ 882,999,900.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $ 32,229,900.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Class
 	
            :
 	
            C
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS C

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class C Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class C Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Greenwich Capital Financial Products, Inc. is the registered owner of the Percentage Interest evidenced by this Class C Certificate (obtained by dividing the Denomination of this Class C Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the
capitalized terms used herein have the meanings assigned in the Agreement. This Class C Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class C Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel
shall not be obtained at the expense of the Trustee, the Servicers or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

 

 

 

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class C Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class C Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class C Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-19

FORM OF CLASS P CERTIFICATE

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Initial Certificate Principal Balance
 of this Certificate (“Denomination”)
 	
            :
 	
            $100.00
 
	
            Original Class Certificate
 Principal Balance of this Class
 	
            :
 	
            $100.00
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Class
 	
            :
 	
            P
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS P

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Principal Balance of this Class P Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Class P Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers, or the Trustee referred to below or any of their respective affiliates.

This certifies that Greenwich Capital Financial Products, Inc. is the registered owner of the Percentage Interest evidenced by this Class P Certificate (obtained by dividing the Denomination of this Class P Certificate by the Original Class Certificate Principal Balance) in certain distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the
capitalized terms used herein have the meanings assigned in the Agreement. This Class P Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Class P Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate does not have a pass-through rate and will be entitled to distributions only to the extent set forth in the Agreement.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel
shall not be obtained at the expense of the Trustee, the Servicers or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, 

 

indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Reference is hereby made to the further provisions of this Class P Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Class P Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class P Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-20

FORM OF CLASS R CERTIFICATE

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

THIS CLASS R CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE PROPOSED TRANSFEREE DELIVERS TO THE TRUSTEE A TRANSFER AFFIDAVIT IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Class
 	
            :
 	
            R
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS R

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers or the Trustee referred to below or any of their respective affiliates.

This certifies that Greenwich Capital Markets, Inc. is the registered owner of the Percentage Interest evidenced by this Certificate specified above in the interest represented by all Certificates of the Class to which this Certificate belongs in a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the
Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate does not have a principal balance or pass-through rate and will be entitled to distributions only to the extent set forth in the Agreement. In addition, any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the Office or the office or agency maintained by the Trustee.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel
shall not be obtained at the expense of the Trustee, the Servicers or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

 

 

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and to deliver a transfer certificate to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this
Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. Pursuant to the Agreement, The Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest on a Class R Certificate in violation of the restrictions mentioned above.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized officer of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class R Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4 Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

EXHIBIT A-21

FORM OF CLASS R-X CERTIFICATES

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”). ANY RESALE OR TRANSFER OF THIS CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY BE MADE IN A TRANSACTION EXEMPTED FROM THE REGISTRATION REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

THIS CLASS R-X CERTIFICATE HAS NO PRINCIPAL BALANCE, DOES NOT BEAR INTEREST AND WILL NOT RECEIVE ANY DISTRIBUTIONS EXCEPT AS PROVIDED HEREIN.

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE PROPOSED TRANSFEREE DELIVERS TO THE TRUSTEE A TRANSFER AFFIDAVIT IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NO TRANSFER OF THIS CERTIFICATE TO AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT (EACH A “PLAN”) SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), SHALL BE MADE EXCEPT IN COMPLIANCE WITH THE PROCEDURES DESCRIBED HEREIN.

 

	
            Certificate No.
 	
            :
 	
            1
 
	
            Cut-off Date
 	
            :
 	
            November 1, 2005
 
	
            First Distribution Date
 	
            :
 	
            December 27, 2005
 
	
            Percentage Interest
 	
            :
 	
            100.00%
 
	
            Class
 	
            :
 	
            R-X
 

 

 

 

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

Series 2005-4

CLASS R-X

evidencing the Percentage Interest in the distributions allocable to  the Certificates of the above-referenced Class with respect to the Trust consisting of second lien, fixed rate mortgage loans (the  “Mortgage Loans”)

FINANCIAL ASSET SECURITIES CORP., AS DEPOSITOR

This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Servicers or the Trustee referred to below or any of their respective affiliates.

This certifies that Greenwich Capital Markets, Inc. is the registered owner of the Percentage Interest evidenced by this Certificate specified above in the interest represented by all Certificates of the Class to which this Certificate belongs in a Trust consisting primarily of the Mortgage Loans deposited by Financial Asset Securities Corp. (the “Depositor”). The Trust was created pursuant to a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”) among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”), and Deutsche Bank National Trust Company, a national banking association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the
Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate does not have a principal balance or pass-through rate and will be entitled to distributions only to the extent set forth in the Agreement. In addition, any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the Office or the office or agency maintained by the Trustee.

No transfer of a Certificate of this Class shall be made unless such transfer is made pursuant to an effective registration statement under the Act and any applicable state securities laws or is exempt from the registration requirements under said Act and such laws. In the event that a transfer is to be made in reliance upon an exemption from the Act and such laws, in order to assure compliance with the Act and such laws, the Certificateholder desiring to effect such transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee and the Depositor in writing the facts surrounding the transfer. In the event that such a transfer is not to be made pursuant to Rule 144A of the Act, there shall be delivered to the Trustee and the Depositor of an Opinion of Counsel that such transfer may be made pursuant to an exemption from the Act, which Opinion of Counsel
shall not be obtained at the expense of the Trustee, the Servicers or the Depositor; or there shall be delivered to the Trustee and the Depositor a transferor certificate by the transferor and an investment letter shall be executed by the transferee. The Holder hereof desiring to effect such transfer shall, and does hereby agree to, 

 

indemnify the Trustee and the Depositor against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.

No transfer of this Certificate to a Plan subject to ERISA or Section 4975 of the Code, any Person acting, directly or indirectly, on behalf of any such Plan or any person using Plan Assets to acquire this Certificate shall be made except in accordance with Section 5.02(d) of the Agreement.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee of (a) a transfer affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and to deliver a transfer certificate to the Trustee as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must agree not to transfer an Ownership Interest in this
Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. Pursuant to the Agreement, The Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest on a Class R-X Certificate in violation of the restrictions mentioned above.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized officer of the Trustee.

 

 

IN WITNESS WHEREOF, the Trustee on behalf of the Trust has caused this Certificate to be duly executed.

Dated: December __, 2005

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            SOUNDVIEW HOME LOAN TRUST 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, not in its individual capacity, but
 solely as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            This is one of the Certificates referenced
 in the within-mentioned Agreement
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
            By:
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
            Authorized Signatory of
 Deutsche Bank National Trust Company,
 as Trustee
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 

 

 

 

[Reverse of Class R-X Certificate]

Soundview Home Loan Trust 2005-4

Asset-Backed Certificates,

SERIES 2005-4

This Certificate is one of a duly authorized issue of Certificates designated as Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, a distribution will be made on the 25th day of each month or, if such 25th day is not a Business Day, then the Business Day immediately following such Distribution Date (the “Distribution Date”), commencing on the first Distribution Date specified on the face hereof, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or by wire transfer or otherwise, as set forth in the Agreement. The final distribution on each Certificate will be made in like manner, but only upon presentment and surrender of such Certificate at the office of the Trustee or the Trustee’s agent specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Trustee and the rights of the Certificateholders under the Agreement at any time by the Depositor, the Servicers and the Trustee and of Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

 

 

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies of the Trustee as provided in the Pooling and Servicing Agreement accompanied by a written instrument of transfer in form satisfactory to the Trustee and the Certificate Registrar duly executed by the holder hereof or such holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.

No service charge will be made for any such registration of transfer or exchange, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Servicers and the Trustee and any agent of the Depositor, the Servicers or the Trustee may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Trustee, the Servicers or any such agent shall be affected by any notice to the contrary.

On any Distribution Date following the date at which the remaining aggregate Principal Balance of the Mortgage Loans is less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans as of the related Cut-off Date and (ii) the Original Pre-Funded Amounts, the Servicers may purchase, in whole, from the Trust the Mortgage Loans at a purchase price determined as provided in the Agreement. In the event that no such optional termination occurs, the obligations and responsibilities created by the Agreement will terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Servicers of
the Mortgage Loans as described in the Agreement and (iv) the Distribution Date in November 2035.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

 

 

ASSIGNMENT

 

	
            FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) 
 
	
            unto
 	
             
 
	
             
 
	
             
 

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

	
            I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:  
 
	
             
 
	
             
 

 

Dated:_________________

 

 

 

 

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

	
            Distributions shall be made, by wire transfer or otherwise, in immediately available 
 
	
            funds to
 	
             
 
	
             
 
	
            for the account of
 	
             
 
	
            account number
 	
             
 	
            or, if mailed by check, to
 
	
             
 
	
            Applicable statements should be mailed to
 	
             
 
	
             
 
	
             
 
	
            This information is provided by
 	
             
 
	
            assignee named above, or
 	
             
 
	
            its agent.
 	
             
 
								

 

 

 

 

 

EXHIBIT B

COUNTRYWIDE SERVICING PROVISIONS

 

 

EXHIBIT B

ARTICLE I

 

DEFINITIONS

For the purposes of this Exhibit B, the following terms have the following meanings:

“Condemnation Proceeds”:  All awards, compensation and settlements in respect of a taking of all or part of a Mortgaged Property by exercise of the power of condemnation or the right of eminent domain.

“Eligible Account”:  The meaning set forth in the Agreement.

“Late Collections”:  With respect to any Mortgage Loan, all amounts received during any Due Period, whether as late payments of Monthly Payments or as Liquidation Proceeds, Condemnation Proceeds, Other Insurance Proceeds, proceeds of any REO Disposition or otherwise, which represent late payments or collections of Monthly Payments due but delinquent for a previous Due Period and not previously recovered.

“Liquidation Proceeds”:  Amounts, other than Condemnation Proceeds and Other Insurance Proceeds, received by Countrywide Servicing in connection with the liquidation of a defaulted Mortgage Loan through trustee’s sale, foreclosure sale or otherwise, other than amounts received following the acquisition of an REO Property pursuant to Section 3.13 of this Exhibit B.

“MERS Mortgage Loan”: Any Mortgage Loan registered with MERS on the MERS System.

“Monthly Advances”:  The aggregate of the advances made by Countrywide Servicing on any Remittance Date pursuant to Section 3.18 of this Exhibit B.

“Other Insurance Proceeds”:  Proceeds of any title policy, hazard policy, pool policy or other insurance policy covering a Mortgage Loan, to the extent such proceeds are not to be applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that Countrywide Servicing would follow in servicing mortgage loans held for its own account.

“Prepayment Interest Shortfall Amount”:  With respect to any Mortgage Loan that was subject to a Principal Prepayment in full or in part during the portion of the related Principal Prepayment Period occurring between the first day of the related Principal Prepayment Period and the last day of the calendar month preceding the month in which such Remittance Date occurs, the amount of interest (net of the related Servicing Fee) that would have accrued on the amount of such Prepayment during the period commencing on the date as of which such Principal Prepayment was applied to such Mortgage Loan and ending on the last day of the calendar month preceding such Remittance Date.

“Principal Prepayment Period”: As to any Remittance Date, the period commencing on the 16th day in the month preceding the calendar month in which such 

 

Remittance Date occurs and ending on the 15th day of the calendar month in which such Remittance Date occurs.

“Remittance Date”:  The 24th day of each calendar month or, if such 24th day is not a Business Day, the immediately preceding Business Day.

“Repurchase Price”:  With respect to any Mortgage Loan, a price equal to (i) the Stated Principal Balance of the Mortgage Loan plus (ii) interest on such Stated Principal Balance at the Net Mortgage Rate from the last date through which interest has been paid and distributed to the Certificateholders to the date of repurchase, less amounts received or advanced in respect of such repurchased Mortgage Loan which are being held in the Collection Account for distribution in the month of repurchase plus (iii) any costs and expenses incurred by Countrywide Servicing or the Trustee in respect of the breach or defect giving rise to the repurchase obligation including, without limitation,  any costs and damages incurred by any such party in connection with any violation by any such Mortgage Loan of any predatory or abusive lending law.

“Servicing Advance”:  All customary, reasonable and necessary “out of pocket” costs and expenses incurred in the performance by Countrywide Servicing of its servicing obligations, including, but not limited to, the cost of (i) the preservation, restoration and protection of the Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, (iii) the management and liquidation of the REO Property and (iv) compliance with the obligations under this Agreement.

“Servicing Fee”:  With respect to each Mortgage Loan, the amount of the annual fee payable to Countrywide Servicing, which shall, for a period of one full month, be equal to one-twelfth of the product of (a) the Servicing Fee Rate and (b) the Stated Principal Balance of such Mortgage Loan.  Such fee shall be payable monthly, computed on the basis of the same principal amount and period respecting which any related interest payment on a Mortgage Loan is computed.  The Servicing Fee is payable solely from, the interest portion of such Monthly Payment collected by Countrywide Servicing, or as otherwise provided herein.  With respect to REO Property, the Servicing Fee shall be payable to Countrywide Servicing through REO Disposition in accordance with Section 3.13 of this Exhibit B which Servicing Fee shall be based upon the Stated Principal Balance of the related Mortgage Loan at
the time of foreclosure as reduced by any income or proceeds received in respect of such REO Property and applied to reduce the outstanding principal balance of the foreclosed Mortgage Loan.

All other capitalized terms used, but not defined above, shall have the meanings given to them in the Agreement.

 

 

ARTICLE II

 

REPRESENTATIONS, WARRANTIES & COVENANTS

	
             
  	
            Section 2.01
 	
            Representations, Warranties & Covenants of Countrywide Servicing.           
 

Countrywide Servicing represents, warrants and covenants to the Trustee, for the benefit of each of the Trustee and the Certificateholders and to the Depositor that as of the Closing Date or as of such date specifically provided herein:

(i)           Countrywide Servicing is duly organized, validly existing and in good standing under the laws of Texas and is qualified to transact business in and is in good standing under the laws of each state where a Mortgaged Property is located or is otherwise exempt under applicable law from such qualification or is otherwise not required under applicable law to effect such qualification and no demand for such qualification has been made upon Countrywide Servicing by any state having jurisdiction and in any event Countrywide Servicing is or will be in compliance with the laws of any such state to the extent necessary to insure the enforceability of each Countrywide Mortgage Loan and the servicing of Countrywide Mortgage Loans in accordance with the terms of this Agreement.  No licenses or
approvals obtained by Countrywide Servicing have been suspended by any court, administrative agency, arbitrator or governmental body and no proceedings are pending which might result in such suspension;

(ii)          Countrywide Servicing has the full power and authority to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement.  Countrywide Servicing has duly authorized the execution, delivery and performance of this Agreement and has duly executed and delivered this Agreement.  This Agreement, assuming due authorization, execution and delivery by the Depositor, GMACM and the Trustee, constitutes a legal, valid and binding obligation of Countrywide Servicing, enforceable against it in accordance with its terms except as the enforceability thereof may be limited by bankruptcy, insolvency, or reorganization;

(iii)         Neither the execution and delivery of this Agreement, the consummation of the transactions contemplated hereby, nor the fulfillment of or compliance with the terms and conditions of this Agreement, will conflict with or result in a breach of any of the terms, conditions or provisions of Countrywide Servicing’s formation documents or result in a material breach of any legal restriction or any agreement or instrument to which Countrywide Servicing is now a party or by which it is bound, or constitute a material default or result in an acceleration under any of the foregoing, or result in the violation of any law, rule, regulation, order, judgment or decree to which Countrywide Servicing or its property is subject or impair the ability of the Trustee to realize on the Mortgage Loans;

(iv)         Countrywide Servicing is an approved servicer for either Fannie Mae or Freddie Mac in good standing and is a mortgagee approved by the Secretary of HUD pursuant to Section 203 and 211 of the National Housing Act.  No event has occurred, including but not limited to a change in insurance coverage, which would make Countrywide Servicing unable to comply with Fannie Mae, Freddie Mac or HUD 

 

eligibility requirements or which would require notification to Fannie Mae, Freddie Mac or HUD;

(v)          Countrywide Servicing does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(vi)         There is no action, suit, proceeding, investigation or litigation pending or, to Countrywide Servicing’s knowledge, threatened, which either in any one instance or in the aggregate, if determined adversely to Countrywide Servicing would adversely affect the execution, delivery or enforceability of this Agreement, the ability of Countrywide Servicing to service the Countrywide Mortgage Loans hereunder in accordance with the terms hereof, or Countrywide Servicing’s ability to perform its obligations under this Agreement;

(vii)       No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by Countrywide Servicing of or compliance by Countrywide Servicing with this Agreement or if required, such consent, approval, authorization or order has been obtained prior to the Closing Date;

(viii)      No written statement, report or other document prepared and furnished or to be prepared and furnished by Countrywide Servicing pursuant to this Agreement or in connection with the transactions contemplated hereby contains any untrue statement of material fact or omits to state a material fact necessary to make the statements contained therein not misleading; 

(ix)         Countrywide Servicing is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the MERS Mortgage Loans for as long as such Mortgage Loans are registered with MERS; and

(x)          Countrywide Servicing will not waive any Prepayment Charge unless it is waived in accordance with the standard set forth in Section 3.01.

It is understood and agreed that the representations, warranties and covenants set forth in this Section 2.01 shall survive delivery of the Mortgage Files to the Trustee and shall inure to the benefit of the Trustee, the Depositor and the Certificateholders. Upon discovery by any of the Depositor, either Servicer or the Trustee of a breach of any of the foregoing representations, warranties and covenants which materially and adversely affects the value of any Mortgage Loan, Prepayment Charge or the interests therein of the Certificateholders, the party discovering such breach shall give prompt written notice (but in no event later than two Business Days following such discovery) to Countrywide Servicing and the Trustee. Notwithstanding the foregoing, within 90 days of the earlier of discovery by Countrywide Servicing or receipt of notice by Countrywide Servicing of the breach of the
representation or covenant Countrywide Servicing set forth in Section 2.01(x) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, Countrywide Servicing must pay the amount of such waived Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into its Collection 

 

Account. The foregoing shall not, however, limit any remedies available to the Certificateholders, the Depositor or the Trustee on behalf of the Certificateholders, pursuant to the Master Agreements respecting a breach of the representations, warranties and covenants of the Originators.

 

 

ARTICLE III

 

SERVICING OF THE MORTGAGE LOANS

	
             
  	
            Section 3.01
 	
            Countrywide Servicing to Act as Servicer.
 

Countrywide Servicing, as independent contract servicer, shall service and administer the Mortgage Loans in accordance with this Agreement and the normal and usual standards of practice of prudent mortgage lenders, and shall have full power and authority, acting alone, to do or cause to be done any and all things in connection with such servicing and administration which Countrywide Servicing may deem necessary or desirable and consistent with the terms of this Agreement; provided, however, that Countrywide Servicing shall not knowingly or intentionally take any action, or fail to take (or fail to cause to be taken) any action reasonably within its control and the scope of duties more specifically set forth herein, that, under the REMIC Provisions, if taken or not taken, as the case may be, would cause any REMIC created under this Agreement to fail to qualify as a REMIC or result in the
imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code) unless Countrywide Servicing has received an Opinion of Counsel (but not at the expense of Countrywide Servicing) to the effect that the contemplated action will not cause any REMIC created under this Agreement to fail to qualify as a REMIC or result in the imposition of a tax upon any such REMIC created hereunder.

Consistent with the terms of this Exhibit B, Countrywide Servicing may waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any Mortgagor if in Countrywide Servicing’s reasonable and prudent determination such waiver, modification, postponement or indulgence is not materially adverse to the Certificateholders; provided, however, that Countrywide Servicing shall not permit any modification with respect to any Mortgage Loan that would decrease the Mortgage Rate, defer or forgive the payment thereof or of any principal or interest payments, reduce the outstanding principal amount (except for actual payments of principal), make future advances or extend the final maturity date on such Mortgage Loan.  Promptly after the execution of any modification of any Mortgage Loan, Countrywide
Servicing shall deliver to the Trustee the originals of any documents evidencing such modification.  Countrywide Servicing may permit forbearance or allow for suspension of Monthly Payments in either case for up to one hundred and eighty (180) days if the Mortgagor is in default or Countrywide Servicing determines in its reasonable discretion that default is imminent and if Countrywide Servicing determines that granting such forbearance or suspension is in the best interest of the Certificateholders.  In the event that any such modification, forbearance or suspension as permitted above allows the deferral of interest or principal payments on any Mortgage Loan, Countrywide Servicing shall include in each remittance for any month in which any such principal or interest payment has been deferred (without giving effect to such modification, forbearance or suspension) an amount equal to, as the case may be, such month’s principal and one (1) month’s interest at the Net Mortgage
Rate on the then unpaid principal balance of the Mortgage Loan and shall be entitled to reimbursement for such advances only to the same extent as for Monthly Advances made pursuant to Section 3.19.  Without limiting the generality of the foregoing, Countrywide Servicing shall continue, and is hereby authorized and empowered to execute and deliver on behalf of itself, and the Trustee, all instruments of satisfaction or cancellation, or of partial or full release, discharge and all other 

 

comparable instruments, with respect to the Mortgage Loans and with respect to the Mortgaged Property.  If reasonably required by Countrywide Servicing, the Trustee shall furnish Countrywide Servicing with any powers of attorney and other documents prepared by Countrywide Servicing necessary or appropriate to enable Countrywide Servicing to carry out its servicing and administrative duties under this Agreement.  The Trustee shall not be liable for the actions of Countrywide Servicing under such Power of Attorney; provided however, Countrywide Servicing shall be able to rely on the authority of the Power of Attorney.

To the extent consistent with the foregoing, Countrywide Servicing shall waive a Prepayment Charge only under the following circumstances: (i) such waiver is standard and customary in servicing similar Mortgage Loans and (ii) such waiver relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of Countrywide Servicing, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan or (iii) the collection of such Prepayment Charge would be in violation of applicable laws.

In servicing and administering the Mortgage Loans, Countrywide Servicing shall employ procedures including collection procedures and exercise the same care that it customarily employs and exercises in servicing and administering mortgage loans for its own account giving due consideration to accepted mortgage servicing practices of prudent lending institutions.

	
             
  	
            Section 3.02
 	
            Collection of Mortgage Loan Payments.
 

Continuously from the date hereof until the principal and interest on all Mortgage Loans is paid in full, Countrywide Servicing will proceed diligently to collect all payments due under each Mortgage Loan when the same shall become due and payable and shall, to the extent such procedures shall be consistent with this Exhibit B, follow such collection procedures as it follows with respect to mortgage loans comparable to the Mortgage Loans and held for its own account.  Further, Countrywide Servicing will take special care in ascertaining and estimating annual ground rents, taxes, assessments, water rates, fire and hazard insurance premiums, mortgage insurance premiums, and all other charges that, as provided in the Mortgage, will become due and payable.  To that end, Countrywide Servicing shall ensure that the installments payable by the Mortgagors will be sufficient to pay such charges as
and when they become due and payable.

	
             
  	
            Section 3.03
 	
            Realization Upon Defaulted Mortgage Loans.
 

Countrywide Servicing shall use its best efforts, consistent with the procedures that Countrywide Servicing would use in servicing loans for its own account, to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments pursuant to Section 3.01.  Countrywide Servicing shall use its best efforts to realize upon defaulted Mortgage Loans in such manner as will maximize the receipt of principal and interest, taking into account, among other things, the timing of foreclosure proceedings.  The foregoing is subject to the provisions that, in any case in which Mortgaged Property shall have suffered damage, Countrywide Servicing shall not be required to expend its own funds toward the restoration of such property in
excess of $2,000 unless it shall determine in its discretion (i) that such restoration will increase the proceeds of liquidation of the related Mortgage Loan to the Certificateholders after reimbursement to itself 

 

for such expenses, and (ii) that such expenses will be recoverable by Countrywide Servicing through Other Insurance Proceeds or Liquidation Proceeds from the related Mortgaged Property, as contemplated in Section 3.05.  Countrywide Servicing shall notify the Trustee in writing of the commencement of foreclosure proceedings.  Such notice may be contained in the reports prepared by Countrywide Servicing and delivered to the Trustee pursuant to the terms and conditions of this Agreement.  In such connection, Countrywide Servicing shall be responsible for all costs and expenses incurred by it in any such proceedings; provided, however, that it shall be entitled to reimbursement thereof from the related property, as contemplated in Section 3.05.

Countrywide Servicing, in its sole discretion, shall have the right to purchase for its own account any Mortgage Loan serviced by it which is ninety-one (91) days or more delinquent at the Repurchase Price; provided, however that Countrywide Servicing shall not be entitled to exercise such purchase if the delinquency is caused directly or indirectly by an act or omission of Countrywide Servicing which would constitute a breach or violation of its obligations hereunder.  Any such purchase by Countrywide Servicing shall be accomplished by deposit in the Collection Account the amount of the purchase price stated in the preceding sentence, after deducting therefrom any amounts received in respect of such purchased Mortgage Loan and being held in the Collection Account for future distribution.

Notwithstanding the foregoing, the procedures described above relating to the treatment of Charged Off Loans may be modified at any time at the discretion of the Holders of the Class X Certificates, with the reasonable consent of Countrywide Servicing.

	
             
  	
            Section 3.04
 	
            Establishment of Collection Account; Deposits in Collection Accounts.           
 

Countrywide Servicing shall segregate and hold all funds collected and received pursuant to each Mortgage Loan separate and apart from any of its own funds and general assets and shall establish and maintain one (1) or more Collection Accounts, in the form of time deposit or demand accounts which accounts shall be Eligible Accounts.

Countrywide Servicing shall deposit in the Collection Account within two (2) Business Days of receipt, and retain therein the following payments and collections received or made by it subsequent to the Cut-off Date, or received by it prior to the Cut-off Date but allocable to a period subsequent thereto, other than in respect of principal and interest on the Mortgage Loans due on or before the Cut-off Date:

(i)           all payments on account of principal, including Principal Prepayments, on the Mortgage Loans;

(ii)          all payments on account of interest on the Mortgage Loans adjusted to the Net Mortgage Rate;

	
             
  	
            (iii)
 	
            all proceeds from a cash liquidation;
 

(iv)         all Other Insurance Proceeds including amounts required to be deposited pursuant to Sections 11.08, 11.10 and 11.11, other than proceeds to be held in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or released to 

 

the Mortgagor in accordance with Countrywide Servicing’s normal servicing procedures, the loan documents or applicable law;

(v)          all Condemnation Proceeds affecting any Mortgaged Property which are not released to the Mortgagor in accordance with Countrywide Servicing’s normal servicing procedures, the Mortgage Loan Documents or applicable law;

	
             
  	
            (vi)
 	
            any Monthly Advances;
 

(vii)       all proceeds of any Mortgage Loan repurchased in accordance with Section 3.03;

(viii)      any amounts required to be deposited by Countrywide Servicing pursuant to Section 3.10 in connection with the deductible clause in any blanket hazard insurance policy such deposit shall be made from Countrywide Servicing’s own funds, without reimbursement therefor;

(ix)         the Prepayment Interest Shortfall Amount, if any, for the month of distribution, such deposit shall be made from Countrywide Servicing’s own funds, without reimbursement therefor up to a maximum amount per month of the Servicing Fee actually received for such month for the Mortgage Loans;

(x)          any amounts required to be deposited by Countrywide Servicing in connection with any REO Property pursuant to Section 3.13 of this Exhibit B; and

(xi)         any amounts required to be deposited in the Collection Account pursuant to Section 3.01 or 3.22 of this Exhibit B.

The foregoing requirements for deposit in the Collection Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges and assumption fees need not be deposited by Countrywide Servicing in the Collection Account.  Any interest paid on funds deposited in the Collection Account by the depository institution shall accrue to the benefit of Countrywide Servicing and Countrywide Servicing shall be entitled to retain and withdraw such interest from the Collection Account pursuant to Section 3.05(iv).  Countrywide Servicing shall deposit in the Collection Account the amount of any loss of principal incurred in respect of any investment made with funds in the Collection immediately upon realization of such loss.

Countrywide Servicing may direct any depository institution maintaining the Collection Account to invest the funds on deposit in such accounts.  All investments shall be in one or more Permitted Investments bearing interest or sold at a discount, and maturing, unless payable on demand, (i) no later than the Business Day immediately preceding the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if a Person other than the Trustee is the obligor thereon or if such investment is managed or advised by a Person other than the Trustee or an Affiliate of the Trustee, and (ii) no later than the date on which such funds are required to be withdrawn from such account pursuant to this Agreement, if the Trustee is the obligor thereon or if such investment is managed or advised by the Trustee or any Affiliate. All such Permitted Investments shall be
held to maturity, unless payable on 

 

demand.  In the event amounts on deposit in the Collection Account are at any time invested in a Permitted Investment payable on demand, the Trustee shall:

(x)          consistent with any notice required to be given thereunder, demand that payment thereon be made on the last day such Permitted Investment may otherwise mature hereunder in an amount equal to the lesser of (1) all amounts then payable thereunder and (2) the amount required to be withdrawn on such date; and

(y)          demand payment of all amounts due thereunder promptly upon determination by a Responsible Officer of the Trustee that such Permitted Investment would not constitute a Permitted Investment in respect of funds thereafter on deposit in the Collection Account.

If the balance on deposit in the Collection Account were to exceeds the insured amount limits of an FDIC insured account as of the commencement of business on any Business Day and the Collection Account constitutes an Eligible Account solely pursuant to clause (ii) of the definition of Eligible Account, Countrywide Servicing shall, on or before twelve o’clock noon Eastern time on such Business Day, withdraw from the related Collection Account all amounts in excess of the FDIC insurance limits and deposit such amounts in another account that constitutes an Eligible Account pursuant to clause (i) or (ii) of the definition of Eligible Account.

	
             
  	
            Section 3.05
 	
            Permitted Withdrawals From the Collection Account.
 

Countrywide Servicing may, from time to time, withdraw from the Collection Account for the following purposes:

(i)           to make remittances to the Trustee in the amounts and in the manner provided for in Section 3.17 of this Exhibit B;

(ii)          to reimburse itself for Monthly Advances, Countrywide Servicing’s right to reimburse itself pursuant to this subclause (ii) being limited to amounts received on the related Mortgage Loan (or to amounts received on the Mortgage Loans as a whole in the event that said Monthly Advance is made due to a shortfall in a Monthly Payment made by a Mortgagor entitled to relief under the Relief Act) which represent Late Collections (net of the related Servicing Fees) respecting which any such Monthly Advance was made it being understood that, in the case of such reimbursement, Countrywide Servicing’s right thereto shall be prior to the rights of the Certificateholders, except that, where Countrywide Home Loans, Inc. is required to repurchase a Mortgage Loan, pursuant to the related
Assignment Agreement, Countrywide Servicing’s right to such reimbursement shall be subsequent to the payment to the Certificateholders of the Repurchase Price pursuant to such section and all other amounts required to be paid to the Certificateholders with respect to such Mortgage Loans; provided that Countrywide Servicing may reimburse itself from any funds in the Collection Account for Monthly Advances which it has determined are nonrecoverable advances or if all funds with respect to the related Mortgage Loan have previously been remitted to the Trustee;

(iii)        to reimburse itself for unreimbursed Servicing Advances and any unpaid Servicing Fees, Countrywide Servicing’s right to reimburse itself pursuant to this subclause (iii) with respect to any Mortgage Loan being limited to related proceeds (or to 

 

amounts received on the Mortgage Loans only in the event that said Monthly Advance is made due to a shortfall in a Monthly Payment made by a Mortgagor entitled to relief under the Relief Act) from cash liquidation, Liquidation Proceeds, Condemnation Proceeds and Other Insurance Proceeds; provided that Countrywide Servicing may reimburse itself from any funds in the Collection Account for Servicing Advances and Servicing Fees if all funds with respect to the related Mortgage Loan have previously been remitted to the Trustee;

(iv)         to pay to itself as servicing compensation (a) any interest earned on funds in the Collection Account (all such interest to be withdrawn monthly not later than each Remittance Date), and (b) the Servicing Fees from that portion of any payment or recovery as to interest with respect to a particular Mortgage Loan;

	
             
  	
            (v)
 	
            [reserved];
 

(vi)         to clear and terminate the Collection Account upon the termination of this Agreement;

(vii)       to reimburse itself for any Monthly Advance previously made which Countrywide Servicing has determined to be a nonrecoverable Monthly Advance;

(viii)      to reimburse itself for any amounts deposited in the Collection Account in error; and

(ix)         to reimburse itself for unreimbursed Servicing Advances to the extent that such amounts are deemed nonrecoverable by Countrywide Servicing pursuant to subclause (iii) above.

	
             
  	
            Section 3.06
 	
            Establishment of Escrow Accounts; Deposits in Escrow Accounts.
 

Countrywide Servicing shall segregate and hold all funds collected and received pursuant to each Mortgage Loan which constitute Escrow Payments separate and apart from any of its own funds and general assets and shall establish and maintain one (1) or more Escrow Accounts which accounts shall be Eligible Accounts, in the form of time deposit or demand accounts.

Countrywide Servicing shall deposit in the Escrow Account within two (2) Business Days of receipt, and retain therein, (i) all Escrow Payments collected on account of the Mortgage Loans, for the purpose of effecting timely payment of any such items as required under the terms of this Agreement, and (ii) all Other Insurance Proceeds which are to be applied to the restoration or repair of any Mortgaged Property.  Countrywide Servicing shall make withdrawals therefrom only to effect such payments as are required under this Agreement, and for such other purposes as shall be as set forth or in accordance with Section 3.08.  Countrywide Servicing shall be entitled to retain any interest paid on funds deposited in the Escrow Account by the depository institution other than interest on escrowed funds required by law to be paid to the Mortgagor and, to the extent required by law, Countrywide
Servicing shall pay interest on escrowed funds to the Mortgagor notwithstanding that the Escrow Account is non-interest bearing or that interest paid thereon is insufficient for such purposes.

	
             
  	
            Section 3.07
 	
            Permitted Withdrawals From Escrow Account.
 

 

 

Withdrawals from the Escrow Account may be made by Countrywide Servicing (i) to effect timely payments of ground rents, taxes, assessments, water rates, mortgage insurance premiums  and comparable items; (ii) to reimburse Countrywide Servicing for any Servicing Advance made by Countrywide Servicing with respect to a related Mortgage Loan but only from amounts received on the related Mortgage Loan which represent late payments or collections of Escrow Payments thereunder; (iii) to refund to the Mortgagor any funds as may be determined to be overages; (iv) for transfer to the Collection Account in accordance with the terms of this Agreement; (v) for application to restoration or repair of the Mortgaged Property, (vi) to pay to Countrywide Servicing, or to the Mortgagors to the extent required by law, any interest paid on the funds deposited in the Escrow Account, (vii) to reimburse itself
for any amounts deposited in the Escrow Account in error, or (viii) to clear and terminate the Escrow Account on the termination of this Agreement.  As part of its servicing duties, Countrywide Servicing shall pay to the Mortgagors interest on funds in the Escrow Account, to the extent required by law, and to the extent that interest earned on funds in the Escrow Account is insufficient, shall pay such interest from its own funds, without any reimbursement therefor.

	
             
  	
            Section 3.08
 	
            Payment of Taxes, Insurance and Other Charges.
 

With respect to each Mortgage Loan, Countrywide Servicing shall maintain accurate records reflecting the status of ground rents, taxes, assessments, water rates and other charges which are or may become a lien upon the Mortgaged Property and the status of fire and hazard insurance coverage and shall obtain, from time to time, all bills for the payment of such charges, including renewal premiums and shall effect payment thereof prior to the applicable penalty or termination date and at a time appropriate for securing maximum discounts allowable, employing for such purpose deposits of the Mortgagor in the Escrow Account which shall have been estimated and accumulated by Countrywide Servicing in amounts sufficient for such purposes, as allowed under the terms of the Mortgage or applicable law.  To the extent that the Mortgage does not provide for Escrow Payments, Countrywide Servicing shall
determine that any such payments are made by the Mortgagor at the time they first become due.  Countrywide Servicing assumes full responsibility for the timely payment of all such bills and shall effect timely payments of all such bills irrespective of the Mortgagor’s faithful performance in the payment of same or the making of the Escrow Payments and shall make advances from its own funds to effect such payments.

	
             
  	
            Section 3.09
 	
            Transfer of Accounts.
 

Countrywide Servicing may transfer the Collection Account or the Escrow Account to a different depository institution from time to time.  Countrywide Servicing shall promptly notify the Depositor and the Trustee that such transfer has been made.  In any case, the Collection Account and Escrow Account shall be Eligible Accounts.

	
             
  	
            Section 3.10
 	
            Maintenance of Hazard Insurance.
 

Countrywide Servicing shall cause to be maintained for each Mortgage Loan fire and hazard insurance with extended coverage as is customary in the area where the Mortgaged Property is located in an amount which is equal to the lesser of (i) the maximum insurable value of the improvements securing such Mortgage Loan or (ii) the greater of (a) the unpaid principal balance of the Mortgage Loan, and (b) the percentage such that the proceeds thereof shall be sufficient to prevent the Mortgagor and/or the Mortgagee from becoming a co-insurer.  If the 

 

Mortgaged Property is in an area identified on a Flood Hazard Boundary Map or Flood Insurance Rate issued by the Flood Emergency Management Agency as having special flood hazards and such flood insurance has been made available, Countrywide Servicing will cause to be maintained a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration with a generally acceptable insurance carrier, in an amount representing coverage not less than the least of (i) the unpaid principal balance of the Mortgage Loan, (ii) the maximum insurable value of the improvements securing such Mortgage Loan or (iii) the maximum amount of insurance which is available under the Flood Disaster Protection Act of 1973, as amended.  Countrywide Servicing shall also maintain on the REO Property, fire and hazard insurance with extended coverage in an amount which is at least equal to the
maximum insurable value of the improvements which are a part of such property, liability insurance and, to the extent required and available under the Flood Disaster Protection Act of 1973, as amended, flood insurance in an amount as provided above.  Any amounts collected by Countrywide Servicing under any such policies other than amounts to be deposited in the Escrow Account and applied to the restoration or repair of the Mortgaged Property or REO Property, or released to the Mortgagor in accordance with Countrywide Servicing’s normal servicing procedures, shall be deposited in the Collection Account, subject to withdrawal pursuant to Section 3.05.  It is understood and agreed that no earthquake or other additional insurance need be required by Countrywide Servicing or the Mortgagor or maintained on property acquired in respect of the Mortgage Loan, other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional
insurance.  All such policies shall be endorsed with standard mortgagee clauses with loss payable to Countrywide Servicing and shall provide for at least thirty days prior written notice of any cancellation, reduction in the amount or material change in coverage to Countrywide Servicing.  Countrywide Servicing shall not interfere with the Mortgagor’s freedom of choice in selecting either his insurance carrier or agent, provided, however, that Countrywide Servicing shall not accept any such insurance policies from insurance companies unless such companies currently reflect a General Policy Rating of B:VI or better in Best’s Key Rating Guide and are licensed to do business in the state wherein the property subject to the policy is located.

	
             
  	
            Section 3.11
 	
            Maintenance of Mortgage Impairment Insurance Policy.
 

In the event that Countrywide Servicing shall obtain and maintain a blanket policy issued by an issuer that has a Best rating of A+:XV insuring against hazard losses on all of the Mortgage Loans, then, to the extent such policy provides coverage in an amount equal to the amount required pursuant to Section 3.10 and otherwise complies with all other requirements of Section 3.10, it shall conclusively be deemed to have satisfied its obligations as set forth in Section 3.10, it being understood and agreed that such policy may contain a deductible clause, in which case Countrywide Servicing shall, in the event that there shall not have been maintained on the related Mortgaged Property or REO Property a policy complying with Section 3.10, and there shall have been a loss which would have been covered by such policy, deposit in the Collection Account the amount not otherwise payable under the
blanket policy because of such deductible clause.  In connection with its activities as servicer of the Mortgage Loans, Countrywide Servicing agrees to prepare and present, on behalf of the Trustee, claims under any such blanket policy in a timely fashion in accordance with the terms of such policy.  Upon request of the Trustee, Countrywide Servicing shall cause to be delivered to the Trustee a certified true copy of such policy and shall use its best efforts to obtain a statement from the 

 

insurer thereunder that such policy shall in no event be terminated or materially modified without thirty (30) days’ prior written notice to the Trustee.

	
             
  	
            Section 3.12
 	
            Fidelity Bond; Errors and Omissions Insurance.
 

Countrywide Servicing shall maintain, at its own expense, a blanket fidelity bond (a “Fidelity Bond”) and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loan in handling funds, money, documents and papers relating to the Mortgage Loan.  The Fidelity Bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure Countrywide Servicing against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons.  Such Fidelity Bond shall also protect and insure Countrywide Servicing against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a
Mortgage Loan without having obtained payment in full of the indebtedness secured thereby.  No provision of this Section 3.12 requiring the Fidelity Bond and errors and omissions insurance shall diminish or relieve Countrywide Servicing from its duties and obligations as set forth in this Exhibit B.  The minimum coverage under any such Fidelity Bond and insurance policy shall be at least equal to the corresponding amounts required by Fannie Mae in the Fannie Mae Selling Guide or by Freddie Mac in the Freddie Mac Sellers’ and Servicers’ Guide.  Upon request of the Trustee, Countrywide Servicing shall cause to be delivered to the Trustee a certified true copy of the Fidelity Bond and insurance policy and shall use its best efforts to obtain a statement from the surety and the insurer that such Fidelity Bond or insurance policy shall in no event be terminated or materially modified without thirty (30) days’ prior written notice to the Trustee.  Countrywide Servicing shall
notify the Purchaser within five (5) business days of receipt of notice that such Fidelity Bond or insurance policy will be, or has been, materially modified or terminated.

	
             
  	
            Section 3.13
 	
            Title, Management and Disposition of REO Property.
 

In the event that title to the Mortgaged Property is acquired in foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale shall be taken in the name of the Trustee, in trust for the benefit of the Certificateholders, or in the event the Trustee or Countrywide Servicing is not authorized or permitted to hold title to real property in the state where the REO Property is located, or would be adversely affected under the “doing business” or tax laws of such state by so holding title, the deed or certificate of sale shall be taken in the name of such Person or Persons as shall be consistent with an Opinion of Counsel obtained by Countrywide Servicing from an attorney duly licensed to practice law in the state where to REO Property is located. Any Person or Persons holding such title other than the Purchaser shall acknowledge in writing that such title is being
held as nominee for the benefit of the Purchaser.

Countrywide Servicing shall either itself or through an agent selected by Countrywide Servicing, manage, conserve, protect and operate each REO Property in the same manner that it manages, conserves, protects and operates other foreclosed property for its own account, and in the same manner that similar property in the same locality as the REO Property is managed.  Countrywide Servicing shall cause each REO Property to be inspected promptly upon the acquisition of title thereto and shall cause each REO Property to be inspected at least annually thereafter or more frequently as required by the circumstances.  Countrywide Servicing shall make or cause to be made a written report of each such inspection.  Such reports shall be 

 

retained in the Servicing File and copies thereof shall be forwarded by Countrywide Servicing to the Trustee within five (5) Business Days of the Trustee’s request therefor.  Countrywide Servicing shall attempt to sell the same (and may temporarily rent the same) on such terms and conditions as Countrywide Servicing deems to be in the best interest of the Certificateholders.  With respect to each REO Property, Countrywide Servicing shall segregate and hold all funds collected and received in connection with the operation of the REO Property separate and apart from its own funds or general assets and shall establish and maintain an REO Account for the REO Properties in the form of a non-interest bearing demand account which shall be an Eligible Account, unless an Opinion of Counsel is obtained by Countrywide Servicing to the effect that the classification as a grantor trust for federal income tax
purposes of the arrangement under which the Mortgage Loans and the REO Properties is held will not be adversely affected by holding such funds in another manner.  Countrywide Servicing shall deposit or cause to be deposited, on a daily basis in the REO Account all revenues received with respect to the REO Properties and shall withdraw therefrom funds necessary for the proper operation, management and maintenance of the REO Properties, including (i) the cost of maintaining any hazard insurance pursuant to Section 3.10 hereof and (ii) either (A) the fees of any managing agent acting on behalf of Countrywide Servicing or (B) in the event that Countrywide Servicing is managing the REO Property, the related Servicing Fee.  Countrywide Servicing shall not be entitled to retain interest paid or other earnings, if any, on funds deposited in the REO Account.  On or before each Determination Date, Countrywide Servicing shall withdraw from the REO Account and deposit into the Collection Account
the net income from the REO Properties on deposit in the REO Account.

Countrywide Servicing shall furnish to the Trustee (in accordance with Section 3.18 of this Exhibit B), an operating statement for each REO Property covering the operation of each REO Property for the previous month.  Such operating statement shall be accompanied by such other information as the Trustee shall reasonably request.

Countrywide Servicing shall use its best efforts to dispose of the REO Property as soon as possible and shall sell such REO Property in any event within one (1) year after title to such REO Property has been obtained, unless Countrywide Servicing determines, and gives an appropriate notice to the Trustee, that a longer period is necessary for the orderly liquidation of such REO Property; provided, however, Countrywide Servicing shall sell any REO Property as soon as practicable and in any event no later than the end of the third full taxable year after the taxable year in which REMIC 1 acquires ownership of such REO Property for purposes of Section 860G(a)(8) of the Code or request from the Internal Revenue Service, no later than 60 days before the day on which the three-year grace period would otherwise expire, an extension of such three-year period, unless Countrywide Servicing shall
have delivered to the Trustee an Opinion of Counsel, addressed to the Trustee and the Depositor, to the effect that the holding by the REMIC of such REO Property subsequent to three years after its acquisition will not result in the imposition on the REMIC of taxes on “prohibited transactions” thereof, as defined in Section 860F of the Code, or cause any of the REMICs created hereunder to fail to qualify as a REMIC under federal law at any time that any Certificates are outstanding.  If a period longer than one (1) year is permitted under this Agreement and is necessary to sell any REO Property, Countrywide Servicing shall report monthly to the Trustee as to the progress being made in selling such REO Property.

Each REO Disposition shall be carried out by Countrywide Servicing at such price and upon such terms and conditions as Countrywide Servicing deems to be in the best 

 

interest of the Certificateholders.  If as of the date title to any REO Property was acquired by Countrywide Servicing there were outstanding unreimbursed Servicing Advances, Monthly Advances or Servicing Fees with respect to the REO Property or the related Mortgage Loan, Countrywide Servicing, upon an REO Disposition of such REO Property, shall be entitled to reimbursement for any related unreimbursed Servicing Advances, Monthly Advances and Servicing Fees from proceeds received in connection with such REO Disposition.  The proceeds from the REO Disposition, net of any payment to Countrywide Servicing as provided above, shall be deposited in the REO Account and shall be transferred to the Collection Account on the Determination Date in the month following receipt thereof for distribution on the succeeding Remittance Date in accordance with Section 3.17.

With respect to each REO Property, Countrywide Servicing shall segregate and hold all funds collected and received in connection with the operation of the REO Property separate and apart from its own funds or general assets and shall maintain separate records and reports with respect to the funds received and distributed on an REO Property by REO Property basis.

	
             
  	
            Section 3.14
 	
            Reserved.
 

	
             
  	
            Section 3.15
 	
            MERS Registration.
 

Countrywide Servicing is authorized and empowered by the Trustee, in its own name, when Countrywide Servicing believes it appropriate in its best judgment to register any Mortgage Loan on the MERS System, or cause the removal from the registration of any Mortgage Loan on the MERS System, to execute and deliver, on behalf of the Trustee any and all instruments of assignment and other comparable instruments with respect to such assignment or re-recording of a Mortgage in the name of MERS, solely as nominee for the Trustee and its successors and assigns.

	
             
  	
            Section 3.16
 	
            Remittances.
 

On each Remittance Date, Countrywide Servicing shall remit to the Trustee (i) all amounts credited to the Collection Account as of the close of business on the preceding Determination Date, net of charges against or withdrawals from the Collection Account pursuant to Section 3.05 of this Exhibit B, plus (ii) all Monthly Advances, if any, which Countrywide Servicing is obligated to remit pursuant to Section 3.19 of this Exhibit B, minus (iii) any amounts attributable to Principal Prepayments received after the Principal Prepayment Period, and (iv) any amounts attributable to Monthly Payments collected but due on a Due Date or Dates subsequent to the preceding Determination Date.  It is understood that, by operation of Section 3.04, the remittance on the initial Remittance Date is to include principal collected after the Cut-off Date through the preceding Determination Date plus interest,
adjusted to the Net Mortgage Rate collected through such Determination Date exclusive of any portion thereof allocable to the period prior to the Cut-off Date, with the adjustments specified in (ii), (iii) and (iv) above.

With respect to any remittance received by the Trustee after the second Business Day on which such payment was due, Countrywide Servicing shall pay to the Trustee interest on any such late payment at an annual rate equal to the rate of interest as is publicly announced from time to time at its principal office by JPMorgan Chase, New York, New York, as its prime 

 

lending rate, adjusted as of the date of each change, plus one percentage point, but in no event greater than the maximum amount permitted by applicable law.  Such interest shall be paid by Countrywide Servicing to the Trustee on the date such late payment is made and shall cover the period commencing with the day following such second Business Day and ending with the Business Day on which such payment is made, both inclusive.  Such interest shall be remitted along with such late payment.  The payment by Countrywide Servicing of any such interest shall not be deemed an extension of time for payment or a waiver of any Event of Default by Countrywide Servicing.

	
             
  	
            Section 3.17
 	
            Statements to the Trustee.
 

By the third Business Day following each Determination Date, Countrywide Servicing shall deliver or cause to be delivered to the Trustee by telecopy or electronic mail (or by such other means as Countrywide Servicing and the Trustee may agree from time to time) a  Remittance Report with respect to the related Distribution Date, which Remittance Reports the Trustee shall use in preparing the statement pursuant to Section 4.03 of the Pooling and Servicing Agreement.  No later than the third Business Day following each Determination Date, Countrywide Servicing shall deliver or cause to be delivered to the Trustee in addition to the information provided on the Remittance Report, such other information reasonably available to it with respect to the Mortgage Loans as the Trustee may reasonably require to perform the calculations necessary to make the distributions contemplated by Section 4.01 of
the Pooling and Servicing Agreement and to prepare the statements to Certificateholders contemplated by Section 4.03 of the Pooling and Servicing Agreement.

	
             
  	
            Section 3.18
 	
            Monthly Advances by Countrywide Servicing.
 

Not later than the close of business on the Business Day preceding each Remittance Date, Countrywide Servicing shall deposit in the Collection Account an amount equal to all payments not previously advanced by Countrywide Servicing, whether or not deferred pursuant to Section 3.01 of this Exhibit B, of principal (due after the Cut-off Date) and interest not allocable to the period prior to the Cut-off Date, adjusted to the Net Mortgage Rate, which were due on a Mortgage Loan and delinquent at the close of business on the related Determination Date.

Countrywide Servicing’s obligation to make such advances as to any Mortgage Loan will continue through the earliest of:  (i) the last Monthly Payment due prior to the payment in full of the Mortgage Loan, (ii) the Remittance Date prior to the Remittance Date for the distribution of any Liquidation Proceeds, Other Insurance Proceeds or Condemnation Proceeds which, in the case of Other Insurance Proceeds and Condemnation Proceeds, satisfy in full the indebtedness of such Mortgage Loan, and (iii) the Remittance Date prior to the date on which cash is received in connection with the liquidation of REO Property.  In no event shall Countrywide Servicing be obligated to make an advance under this Section 3.18 if at the time of such advance it deems such advance to be nonrecoverable.  If Countrywide Servicing determines that an advance is nonrecoverable, Countrywide Servicing shall deliver to
the Trustee an Officer’s Certificate of Countrywide Servicing to the effect that an officer of Countrywide Servicing has reviewed the related Mortgage File and has made the reasonable determination that any previous and any additional advances are nonrecoverable. 

	
             
  	
            Section 3.19
 	
            Real Estate Owned Reports.
 

 

 

Together with the statement furnished pursuant to Section 3.18 of this Exhibit B, with respect to any REO Property, Countrywide Servicing shall furnish to the Trustee on request a statement covering Countrywide Servicing’s efforts in connection with the sale of such REO Property and any rental of such REO Property incidental to the sale thereof for the previous month, together with an operating statement free of cost.  Such statement shall be accompanied by such additional information as the Trustee shall reasonably request.  The cost of producing such additional information shall be borne by the Trust Fund as a Servicing Advance.

	
             
  	
            Section 3.20
 	
            Liquidation Reports.
 

Upon the foreclosure sale of any Mortgaged Property or the acquisition thereof by the Trustee pursuant to a deed-in-lieu of foreclosure, Countrywide Servicing shall submit to the Trustee a liquidation report with respect to such Mortgaged Property which report may be included with any other reports prepared by Countrywide Servicing and delivered to Trustee pursuant to the terms and conditions of this Exhibit B. 

	
             
  	
            Section 3.21
 	
            Assumption Agreements.
 

Countrywide Servicing will, to the extent it has knowledge of any conveyance or prospective conveyance by any Mortgagor of the Mortgaged Property (whether by absolute conveyance or by contract of sale, and whether or not the Mortgagor remains or is to remain liable under the Mortgage Note and/or the Mortgage), exercise its rights to accelerate the maturity of such Mortgage Loan under any “due-on-sale” clause to the extent permitted by law; provided, however, that Countrywide Servicing shall not exercise any such rights if prohibited by law or the terms of the Mortgage Note from doing so.  If Countrywide Servicing reasonably believes it is unable under applicable law to enforce such “due-on-sale” clause, Countrywide Servicing will enter into an assumption agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed, pursuant to
which such person becomes liable under the Mortgage Note and, to the extent permitted by applicable state law, the Mortgagor remains liable thereon.  Where an assumption is allowed pursuant to this Section 3.22, Countrywide Servicing is authorized to enter into a substitution of liability agreement with the person to whom the Mortgaged Property has been conveyed or is proposed to be conveyed pursuant to which the original mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the related Mortgage Note.  Any such substitution of liability agreement shall be in lieu of an assumption agreement.

In connection with any such assumption or substitution of liability, Countrywide Servicing shall follow the underwriting practices and procedures employed by Countrywide Servicing for similar mortgage loans originated in accordance with its underwriting guidelines and serviced by Countrywide Servicing for its own account.  With respect to an assumption or substitution of liability, the Mortgage Rate borne by the related Mortgage Note, the term of the Mortgage Loan and the outstanding Stated Principal Balance of the Mortgage Loan shall not be changed.  Countrywide Servicing shall notify the Trustee that any such substitution of liability or assumption agreement has been completed by forwarding to the Trustee or its designee the original of any such substitution of liability or assumption agreement, which document shall be added to the related Mortgage File and shall, for all purposes, be
considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof.  Any fee collected by Countrywide Servicing for entering into an assumption or 

 

substitution of liability agreement in excess of 1% of the unpaid Stated Principal Balance of the Mortgage Loan shall be deposited in the Collection Account pursuant to Section 3.04.

Notwithstanding the foregoing paragraphs of this Section or any other provision of this Agreement, Countrywide Servicing shall not be deemed to be in default, breach or any other violation of its obligations hereunder by reason of any assumption of a Mortgage Loan by operation of law or any assumption which Countrywide Servicing may be restricted by law from preventing, for any reason whatsoever.  For purposes of this Section 3.22, the term “assumption” is deemed to also include a sale of the Mortgaged Property subject to the Mortgage that is not accompanied by an assumption or substitution of liability agreement.

	
             
  	
            Section 3.22
 	
            Satisfaction of Mortgages and Release of Mortgage Files.
 

Upon the payment in full of any Mortgage Loan, or the receipt by Countrywide Servicing of a notification that payment in full will be escrowed in a manner customary for such purposes, Countrywide Servicing will immediately notify the Trustee by a certification (in the form of Exhibit E), which certification shall include a statement to the effect that all amounts received or to be received in connection with such payment which are required to be deposited in the Collection Account pursuant to Section 3.04 have been or will be so deposited, of a Servicing Officer and shall request delivery to it of the portion of the Mortgage File held by the Trustee.  Upon receipt of such certification and request, the Trustee shall within five (5) Business Days release the related Mortgage File to Countrywide Servicing, at the expense of the Seller if not otherwise paid by the custodian; provided however,
in no event will the Trustee be responsible for such expense and Countrywide Servicing shall prepare and process any satisfaction or release.  With respect to any MERS Mortgage Loan, Countrywide Servicing is authorized to cause the removal from the registration on the MERS System of such Mortgage and to execute and deliver, on behalf of the Trustee, any and all instruments of satisfaction or cancellation or of partial or full release.  No expense incurred in connection with any instrument of satisfaction or deed of reconveyance shall be chargeable to the Collection Account.

In the event Countrywide Servicing satisfies or releases a Mortgage without having obtained payment in full of the indebtedness secured by the Mortgage or should it otherwise prejudice any right the Trustee may have under the mortgage instruments, Countrywide Servicing, upon written demand, shall remit to the Trustee the then unpaid Stated Principal Balance of the related Mortgage Loan by deposit thereof in the Collection Account.  Countrywide Servicing shall maintain the Fidelity Bond insuring Countrywide Servicing against any loss it may sustain with respect to any Mortgage Loan not satisfied in accordance with the procedures set forth herein.

From time to time and as appropriate for the service or foreclosure of the Mortgage Loan, the Trustee shall, upon request of Countrywide Servicing and delivery to the Trustee of a servicing receipt, signed by a Servicing Officer (in the form of Exhibit E), release or cause to be released, at the expense of the Seller if not otherwise paid by the custodian; provided however, in no event will the Trustee be responsible for such expense, the portion of the Mortgage File held by the Trustee or its designee to Countrywide Servicing.  Such servicing receipt shall obligate Countrywide Servicing to return the related Mortgage documents to the Trustee when the need therefor by Countrywide Servicing no longer exists, unless the Mortgage Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage Loan have been deposited in the Collection Account or the Mortgage File or such
document has been delivered to 

 

an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property either judicially or non-judicially, and Countrywide Servicing has delivered to the Trustee a certificate of a Servicing Officer (in the form of Exhibit E) certifying as to the name and address of the Person to which such Mortgage File or such document was delivered and the purpose or purposes of such delivery.  Upon receipt of a certificate of a Servicing Officer stating that such Mortgage Loan was liquidated, the servicing receipt shall be released by the Trustee to Countrywide Servicing.

	
             
  	
            Section 3.23
 	
            Servicing Compensation.
 

As compensation for its services hereunder, Countrywide Servicing shall be entitled to withdraw from the Collection Account or to retain from interest payments on the Mortgage Loans the amounts provided for as Countrywide Servicing’s Servicing Fees.  Additional servicing compensation in the form of assumption fees, as provided in Section 3.22, and late payment charges or otherwise shall be retained by Countrywide Servicing to the extent not required to be deposited in the Collection Account.  Countrywide Servicing shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder and shall not be entitled to reimbursement therefor except as specifically provided for.

	
             
  	
            Section 3.24
 	
            Statement as to Compliance.
 

(a)          Countrywide Servicing will deliver to the Trustee and the Depositor not later than March 15th of each calendar year, commencing in 2006, an Officers’ Certificate stating, as to each signatory thereof, that (i) a review of the activities of Countrywide Servicing during the preceding calendar year and of performance under this Agreement has been made under such officers’ supervision and (ii) to the best of such officers’ knowledge, based on such review, Countrywide Servicing has fulfilled all of its obligations under this Agreement throughout such calendar year, or, if there has been a default in the fulfillment of any such obligation, specifying each such default known to such officer and the nature and status thereof.  In addition to the foregoing, Countrywide Servicing will, to the
extent reasonable, give any other servicing information required by the Securities and Exchange Commission pursuant to applicable law.

(b)          Countrywide Servicing shall sign a certification (in the form attached hereto as Exhibit N-3 to the Pooling and Servicing Agreement) for the benefit of the Depositor and its officers, directors and Affiliates (the “Servicer Certification”).  The Servicer Certification shall be delivered to the Depositor no later than March 15th or if such day is not a Business Day, the preceding Business Day, each year (subject to Section 3.22(b)(v) of the Pooling and Servicing Agreement).

(c)          Countrywide Servicing shall indemnify and hold harmless the Depositor, the Trustee and their respective officers, directors, agents and affiliates, and such affiliates’ officers, directors and agents (any such person, an “Indemnified Party”) from and against any losses, damages, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach by Countrywide Servicing or any of its officers, directors, agents or affiliates of its obligations under this Section 3.24 or Section 3.25 of this Exhibit B, or the bad faith or willful misconduct of Countrywide Servicing in connection therewith; provided, however, that Countrywide Servicing shall not be obligated to 

 

indemnify or hold harmless any Indemnified Party from or against  any losses, damages, penalties, fines, forfeitures, reasonable legal fees and related costs, judgments and other costs and expenses arising out of or based upon the negligence, bad faith or willful misconduct of such Indemnified Party.  If the indemnification provided for herein is unavailable or insufficient to hold harmless any Indemnified Party, then Countrywide Servicing agrees that it shall contribute to the amount paid or payable by the Indemnified Party as a result of the losses, claims, damages or liabilities of the Indemnified Party in such proportion as is appropriate to reflect the relative fault of the Indemnified Party on the one hand and Countrywide Servicing in the other in connection with a breach of Countrywide Servicing’s obligations under this Section 3.24 or Section 3.25 or Countrywide Servicing’s negligence,
bad faith or willful misconduct in connection therewith.

	
             
  	
            Section 3.25
 	
            Independent Public Accountants’ Servicing Report.
 

Not later than March 15th of each calendar year, commencing in 2006, Countrywide Servicing, at its expense, shall cause a nationally recognized firm of independent certified public accountants to furnish to Countrywide Servicing a report stating that (i) it has obtained a letter of representation regarding certain matters from the management of Countrywide Servicing which includes an assertion that Countrywide Servicing has complied with certain minimum residential mortgage loan servicing standards, identified in the Uniform Single Attestation Program for Mortgage Bankers established by the Mortgage Bankers Association of America, with respect to the servicing of residential mortgage loans during the most recently completed calendar year and (ii) on the basis of an examination conducted by such firm in accordance with standards established by the American Institute of Certified
Public Accountants, such representation is fairly stated in all material respects, subject to such exceptions and other qualifications that may be appropriate.  Copies of such statement shall be provided by the Trustee to any Certificateholder upon request at the expense of the requesting party, provided that such statement is delivered by the Servicer to the Trustee.

	
             
  	
            Section 3.26
 	
            Reports and Returns to be Filed by Countrywide Servicing.
 

Countrywide Servicing shall file the requisite form 1099 with respect to the receipt of mortgage interest received in a trade or business, reports of foreclosures and abandonments of any Mortgaged Property and information returns relating to the cancellation of indebtedness income with respect to any Mortgaged Property as required by the Code.  

	
             
  	
            Section 3.27
 	
            Trustee’s Right to Examine Countrywide Servicing Records.
 

The Trustee shall have the right to examine and audit upon reasonable notice to Countrywide Servicing, during business hours or at such other times as might be reasonable under applicable circumstances, any and all of the books, records, documentation or other information of Countrywide Servicing, or held by another for Countrywide Servicing or on its behalf or otherwise, which relates to the performance or observance by Countrywide Servicing of the terms, covenants or conditions of this Agreement.

Countrywide Servicing shall provide to the Trustee and any supervisory agents or examiners representing a state or federal governmental agency having jurisdiction over any Certificateholder, including but not limited to the Office of Thrift Supervision, FDIC and other similar entities, access to any documentation regarding the Mortgage Loans in the possession of 

 

Countrywide Servicing which may be required by any applicable regulations.  Such access shall be afforded without charge, upon reasonable request, during normal business hours and at the offices of Countrywide Servicing, and in accordance with the federal government, FDIC, Office of Thrift Supervision, or any other similar regulations.

	
             
  	
            Section 3.28
 	
            Solicitations
 

From and after the Closing Date, Countrywide Servicing hereby agrees that it will not take any action or permit or cause any action to be taken by any of its agents or affiliates, or by any independent contractors or independent mortgage brokerage companies on Countrywide Servicing’s behalf, to personally, by telephone or mail, solicit the Mortgagor under any Countrywide Mortgage Loan for the purpose of refinancing such Countrywide Mortgage Loan; provided, that Countrywide Servicing may solicit any Mortgagor for whom it or its affiliates have received a request for verification of mortgage, a request for demand for payoff, a Mortgagor-initiated written or verbal communication indicating a desire to prepay the related Countrywide Mortgage Loan, or the Mortgagor initiates a title search, provided further, it is understood and agreed that promotions undertaken by Countrywide Servicing or
any of its affiliates which (i) concern optional insurance products or other additional products or (ii) are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists, newspaper, radio and television advertisements shall not constitute solicitation nor is Countrywide Servicing prohibited from responding to unsolicited requests or inquiries made by a Mortgagor or an agent of a Mortgagor.  Notwithstanding the foregoing, the following solicitations, if undertaken by the Countrywide Servicing or any affiliate of Countrywide Servicing, shall not be prohibited:  (i) solicitations that are directed to the general public at large, including, without limitation, mass mailings based on commercially acquired mailing lists and newspaper, radio, television and other mass media advertisements and (ii) borrower messages included on, and statement inserts provided with, the monthly statements sent to mortgagors; provided,
however, that similar messages and inserts are sent to the borrowers of other mortgage loans serviced by Countrywide Servicing or any affiliate of the Countrywide Servicing.

 

 

ARTICLE IV

 

COUNTRYWIDE SERVICING

	
             
  	
            Section 4.01
 	
            Liability of Countrywide Servicing.
 

Countrywide Servicing shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by Countrywide Servicing herein.

	
             
  	
            Section 4.02
 	
            Merger or Consolidation of, or Assumption of the Obligations of, Countrywide Servicing.
 

Any entity into which Countrywide Servicing may be merged or consolidated, or any entity resulting from any merger, conversion or consolidation to which Countrywide Servicing shall be a party, or any corporation succeeding to the business of Countrywide Servicing, shall be the successor of Countrywide Servicing hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided, however, that a successor Servicer shall satisfy all the requirements of Section 7.02 of the Pooling and Servicing Agreement with respect to the qualifications of a successor Servicer.

	
             
  	
            Section 4.03
 	
            Limitation on Liability of Countrywide Servicing.
 

Neither Countrywide Servicing nor any of the officers, employees or agents of Countrywide Servicing shall be under any liability to the Trust Fund for any action taken or for refraining from the taking of any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect Countrywide Servicing or any such person against any breach of warranties or representations made herein, or failure to perform its obligations in compliance with any standard of care set forth in this Agreement, or any liability which would otherwise be imposed by reason of any breach of the terms and conditions of this Agreement.  Countrywide Servicing and any officer, employee or agent of Countrywide Servicing may rely in good faith on any document of any kind prima facie properly executed and submitted
by any Person respecting any matters arising hereunder.  Notwithstanding anything to the contrary contained in this Exhibit B, unless one or more events as set forth in Section 2.01 of the Agreement shall occur, the Assignments of Mortgage shall not be recorded with the recording office.  To the extent the Seller records with the recording office as permitted herein an Assignment as set forth in Section 2.01 of the Agreement which designates the Trustee as the holder of record of the Mortgage, the Trustee agrees that it shall (i) provide Countrywide Servicing with notice, as soon as practicable, of any action of which a Responsible Officer of the Trustee receives written notice with respect to the Mortgage or the related Mortgaged Property; and (ii) within 5 Business Days upon receipt of such document and any other document or certification reasonably required by the Trustee, sign and return any document reasonably requested by Countrywide Servicing to comply with its servicing
obligations, including without limitation, any instrument required to release the Mortgage upon payment in full of the obligation or take any other action reasonably required by Countrywide Servicing.  The Trustee further agrees that Countrywide Servicing shall have no liability for the Trustee’s failure to comply with the subsections (i) or (ii) in the foregoing sentence.  Countrywide Servicing shall not be under any obligation to appear in, prosecute or defend any legal action which is not incidental to its duties to service the Countrywide Mortgage Loans in 

 

accordance with this Agreement and which in its opinion may involve it in any expenses or liability; provided, however, that Countrywide Servicing may, with the consent of the Depositor, undertake any such action which it may deem necessary or desirable in respect to this Agreement and the rights and duties of the parties hereto.  In such event, the legal expenses and costs of such action and any liability resulting therefrom shall be expenses, costs and liabilities for which the Trust Fund will be liable, Countrywide Servicing shall be entitled to be reimbursed therefor from its Collection Account.

The Trust shall indemnify Countrywide Servicing and hold it harmless against any and all claims, losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments, and any other costs, fees and expenses that Countrywide Servicing may sustain in any way related to actions or inactions of Countrywide Servicing which were taken or omitted upon the instruction or direction of any party to the Agreement, on behalf of the Trust.

	
             
  	
            Section 4.04
 	
            Countrywide Servicing Not to Resign.
 

Countrywide Servicing shall not assign this Agreement or resign from the obligations and duties hereby imposed on it except by mutual consent of Countrywide Servicing and the Depositor or upon the determination that its duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by Countrywide Servicing.  Any such determination permitting the resignation of Countrywide Servicing shall be evidenced by an Opinion of Counsel to such effect delivered to the Depositor and the Trustee which Opinion of Counsel shall be in form and substance acceptable to the Trustee.  No such resignation shall become effective until a successor shall have assumed the Countrywide Servicing’s responsibilities and obligations hereunder.

	
             
  	
            Section 4.05
 	
            No Transfer of Servicing.
 

With respect to the retention of Countrywide Servicing to service the Countrywide Mortgage Loans hereunder, Countrywide Servicing acknowledges that the Depositor has acted in reliance upon Countrywide Servicing’s independent status, the adequacy of its servicing facilities, plan, personnel, records and procedures, its integrity, reputation and financial standing and the continuance thereof.  Without in any way limiting the generality of this Section, Countrywide Servicing shall not either assign this Agreement or the servicing hereunder or delegate a substantial portion of its rights or duties hereunder, or sell or otherwise dispose of all or substantially all of its property or assets, without the prior written approval of the Trustee and the Depositor, which consent will not be unreasonably withheld; provided, however, Countrywide Servicing may, with prior notice but without the
Trustee’s consent, assign its rights and obligations as servicer hereunder to an entity if (i) such entity is directly or indirectly owned or controlled by Countrywide Servicing, (ii) such entity shall be qualified to service mortgage loans on behalf of Fannie Mae or Freddie Mac and shall satisfy the requirements of Section 7.02 with respect to the qualifications of a successor to Countrywide Servicing and (iii) Countrywide Servicing guaranties the performance by such entity of all obligations hereunder.

 

 

ARTICLE V

 

EVENTS OF DEFAULT

With respect to Countrywide Servicing, any one of the following events shall be an event of default hereunder:

(i)           any failure by Countrywide Servicing to remit to the Trustee any payment required to be made under the terms of this Agreement which continues unremedied for a period of two (2) Business Days after the date upon which written notice of such failure, requiring the same to be remedied, shall have been given to Countrywide Servicing by the Trustee; or

(ii)          failure on the part of Countrywide Servicing duly to observe or perform in any material respect any other of the covenants or agreements on the part of Countrywide Servicing set forth in the Pooling and Servicing Agreement which continues unremedied for a period of thirty days (except that such number of days shall be fifteen (15) in the case of a failure to pay any premium for any insurance policy required to be maintained under the Pooling and Servicing Agreement) after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to Countrywide Servicing by the Trustee; or

(iii)         a decree or order of a court or agency or supervisory authority having jurisdiction for the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against Countrywide Servicing and such decree or order shall have remained in force undischarged or unstayed for a period of sixty (60) days; or

(iv)         Countrywide Servicing shall consent to the appointment of a conservator or receiver or liquidator in any insolvency, bankruptcy, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to Countrywide Servicing or of or relating to all or substantially all of its property; or

(v)          Countrywide Servicing shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations; or

(vi)         failure by Countrywide Servicing to maintain its license to do business or service residential mortgage loans in any jurisdiction where the Mortgaged Properties are located which failure continues unremedied for a period of thirty (30) days; or

(vii)       Countrywide Servicing ceases to meet the qualifications of a Fannie Mae or Freddie Mac seller/servicer and the failure to meet such qualifications continues unremedied for a period of thirty (30) days;

(viii)      Countrywide Servicing attempts, without the consent of the Trustee, to sell or otherwise dispose of all or substantially all of its property or assets or to assign this 

 

Agreement or the servicing responsibilities hereunder or to delegate a substantial portion of its duties hereunder; or

(ix)         Countrywide Servicing fails to duly perform, within the required time period, its obligations under Sections 11.25 and 11.26 of the Servicing Addendum, which failure continues unremedied for a period of thirty (30) days after the date on which written notice of such failure, requiring the same to be remedied, shall have been given to Countrywide Servicing by any party to this Agreement;

 

 

ARTICLE VI

 

REMIC ADMINISTRATION

(a)          Countrywide Servicing shall not take any action, cause any REMIC created hereunder to take any action or fail to take (or fail to cause to be taken) any action that, under the REMIC Provisions, if taken or not taken, as the case may be, could (i) endanger the status of such REMIC as a REMIC or (ii) result in the imposition of a tax upon such REMIC (including but not limited to the tax on prohibited transactions as defined in Code Section 860F(a)(2) and the tax on prohibited contributions set forth on Section 860G(d) of the Code) (either such event, an “Adverse REMIC Event”) unless Countrywide Servicing has received an Opinion of Counsel (at the expense of the party seeking to take such action) to the effect that the contemplated action will not endanger such status or result in the imposition of such a tax.

(b)          Countrywide Servicing shall not enter into any arrangement by which any REMIC created hereunder will receive a fee or other compensation for services.

(c)          In the event that any REMIC fails to qualify as a REMIC, loses its status as a REMIC, or incurs federal, state or local taxes as a result of a prohibited transaction or prohibited contribution under the REMIC Provisions due to the failure of Countrywide Servicing to perform its duties and obligations set forth herein, Countrywide Servicing shall indemnify the Trustee and the Trust Fund against any and all losses, claims, damages, liabilities or expenses (“Losses”) resulting from such breach; provided, however, that Countrywide Servicing shall not be liable for any such Losses attributable to the action or inaction of the Trustee, the Depositor, another Servicer or the Holder of such Residual Certificate, as applicable, nor for any such Losses resulting from misinformation provided by the Holder of
such Residual Certificate on which Countrywide Servicing has relied. The foregoing shall not be deemed to limit or restrict the rights and remedies of the Holder of such Residual Certificate now or hereafter existing at law or in equity. Notwithstanding the foregoing, however, in no event shall Countrywide Servicing have any liability (1) for any action or omission that is taken in accordance with and in compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any Losses other than arising out of the failure of Countrywide Servicing to perform its duties and obligations set forth herein, and (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates).

 

 

ARTICLE VII

 

TERMINATION

(a)          The respective obligations and responsibilities of Countrywide Servicing created hereby (other than the obligation of Countrywide Servicing to send certain notices as hereinafter set forth) shall terminate upon notice to the Trustee upon the earliest of (i) the Distribution Date on which the Certificate Principal Balances of the Regular Certificates have been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan in the Trust, (iii) the optional purchase by the Terminator of the Mortgage Loans as described below and (iv) the Distribution Date in March 2036.

(b)          Countrywide Servicing (in such context, the “Terminator”), may, at its option, terminate this Agreement on any date on which the aggregate of the Stated Principal Balances of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Principal Prepayment Period) on such date is equal to or less than 10% of the sum of (i) the aggregate Stated Principal Balance of the Initial Mortgage Loans and the Additional Mortgage Loans on the related Cut-off Date and (ii) the Original Pre-Funded Amounts, by purchasing, on the next succeeding Distribution Date, all of the outstanding Mortgage Loans and REO Properties at a price equal to the greater of (i) the
Stated Principal Balance of the Mortgage Loans (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Principal Prepayment Period) and the appraised value of the REO Properties and (ii) fair market value of the Mortgage Loans and REO Properties (as determined and as agreed upon in their good faith business judgment as of the close of business on the third Business Day next preceding the date upon which notice of any such termination is furnished to the related Certificateholders pursuant to Section 10.01(c) of the Agreement by (x) the Terminator, (y) the Holders of a majority in Percentage Interest in the Class C Certificates and (z) if the Floating Rate Certificates will not receive all amounts owed to it as a result of the termination, the Trustee, provided that if this clause (z) applies to such determination, such determination shall be based
solely upon an appraisal obtained as provided in the last sentence of this paragraph), plus accrued and unpaid interest thereon at the weighted average of the Mortgage Rates through the end of the Due Period preceding the final Distribution Date plus unreimbursed Servicing Advances, Advances, any unpaid Servicing Fees allocable to such Mortgage Loans and REO Properties and any accrued and unpaid Net WAC Rate Carryover Amounts and any Swap Termination payment payable to the Swap Provider (the “Termination Price”); provided, however, such option may only be exercised if the Termination Price is sufficient to result in the payment of all interest accrued on, as well as amounts necessary to retire the principal balance of, each class of notes issued pursuant to the Indenture.  If the determination of the fair market value of the Mortgage Loans and REO Properties shall be required to be made and agreed upon by the Terminator, the Holders of a majority in Percentage Interest in
the Class C Certificates and the Trustee as provided in (ii) above in their good faith business judgment, such determination shall be based on an appraisal of the value of the Mortgage Loans and REO Properties conducted by an independent appraiser mutually agreed upon by the Terminator, the Holders of a majority in Percentage Interest in the Class C Certificates and the Trustee in their reasonable discretion, and (A) such appraisal shall be 

 

obtained at no expense to the Trustee and (B) the Trustee may conclusively rely on, and shall be protected in relying on, such appraisal.

 

 

 

 

 

EXHIBIT C-1

FORM OF ASSIGNMENT AND RECOGNITION AGREEMENTS

 

ASSIGNMENT AND RECOGNITION AGREEMENT

THIS ASSIGNMENT AND RECOGNITION AGREEMENT, dated December 21, 2005, (“Agreement”) among Greenwich Capital Financial Products, Inc. (“Assignor”), Financial Asset Securities Corp. (“Assignee”) and Countrywide Home Loans, Inc. (the “Company”):

For and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants herein contained, the parties hereto hereby agree as follows:

Assignment and Conveyance

 

1.            The Assignor hereby conveys, sells, grants, transfers and assigns to the Assignee (x) all of the right, title and interest of the Assignor, as purchaser, in, to and under (a) those certain Mortgage Loans listed as being originated by the Company on the schedule (the “Mortgage Loan Schedule”) attached hereto as Exhibit A (the “Mortgage Loans”) and (b) except as described below, that certain Master Mortgage Loan Purchase and Servicing Agreement dated as of July 1, 2005 (the “Purchase Agreement”), between the Assignor, as purchaser (the “Purchaser”), and
the Company, as seller, solely insofar as the Purchase Agreement relates to the Mortgage Loans and (y) other than as provided below with respect to the enforcement of representations and warranties, none of the obligations of the Assignor under the Purchase Agreement.  

The Assignor specifically reserves and does not assign to the Assignee hereunder any and all right, title and interest in, to and under and any obligations of the Assignor with respect to any mortgage loans subject to the Purchase Agreement which are not the Mortgage Loans set forth on the Mortgage Loan Schedule and are not the subject of this Agreement.

 

Recognition of the Company

 

2.            From and after the date hereof, the Company shall and does hereby recognize that the Assignee will transfer the Mortgage Loans and assign its rights under the Purchase Agreement (solely to the extent set forth herein) and this Agreement to Soundview Home Loan Trust 2005-4 (the “Trust”) created pursuant to a Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Pooling Agreement”), among the Assignee, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (including their successors in interest and any successor servicers under the Pooling Agreement, the
“Servicers”) and Deutsche Bank National Trust Company, as trustee (including its successors in interest and any successor trustees under the Pooling Agreement, the “Trustee”).  The Company hereby acknowledges and agrees that from and after the date hereof (i) the Trust will be the owner of the Mortgage Loans, (ii) the Company shall look solely to the Trust for performance of any obligations of the Assignor insofar as they relate to the enforcement of the representations, warranties and covenants with respect to the Mortgage Loans (any and all other obligations by the “Purchaser” under the Purchase Agreement shall be retained by the Assignor), (iii) the Trust (including the Trustee acting on the Trust’s behalf) shall have all the rights and remedies available to the Assignor, insofar as they relate to 

 

 

the Mortgage Loans, under the Purchase Agreement, including, without limitation, the enforcement of the document delivery requirements and remedies with respect to breaches of representations and warranties set forth in the Purchase Agreement, and shall be entitled to enforce all of the obligations of the Company thereunder insofar as they relate to the Mortgage Loans, and (iv) all references to the Purchaser (insofar as they relate to the rights, title and interest and, with respect to obligations of the Purchaser, only insofar as they relate to the enforcement of the representations, warranties and covenants of the Company) or the Custodian under the Purchase Agreement insofar as they relate to the Mortgage Loans, shall be deemed to refer to the Trust (including the Trustee acting on the Trust’s behalf).  Neither the Company nor the Assignor shall amend or agree to amend, modify, waiver, or
otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Mortgage Loans or the Company’s performance under the Purchase Agreement with respect to the Mortgage Loans without the prior written consent of the Trustee.  Notwithstanding the foregoing, it is understood that the Company shall not be obligated to defend and indemnify and hold harmless the Trustee, the Assignor and the Assignee against any losses, damages, penalties, fines, forfeitures, judgments and any related costs including, without limitation, reasonable and necessary legal fees, resulting from (i) actions or inactions of the Company which were taken or omitted upon the instruction or direction of the Assignor, or (ii) the failure of the Assignor to perform the obligations of the Assignor or “Purchaser” with respect to the Purchase Agreement.

 

Representations and Warranties of the Company

 

3.            The Company warrants and represents to the Assignor, the Assignee and the Trust as of the date hereof that:

 

 (a)         The Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

 

 (b)         The Company has full power and authority to execute, deliver and perform its obligations under this Agreement and has full power and authority to perform its obligations under the Purchase Agreement. The execution by the Company of this Agreement is in the ordinary course of the Company’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Company’s charter or bylaws or any legal restriction, or any material agreement or instrument to which the Company is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Company or its property is subject. The execution, delivery and performance by the Company of this Agreement have been
duly authorized by all necessary corporate action on part of the Company. This Agreement has been duly executed and delivered by the Company, and, upon the due authorization, execution and delivery by the Assignor and the Assignee, will constitute the valid and legally binding obligation of the Company, enforceable against the Company in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; 

 

 

 (c)          No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Company in connection with the execution, delivery or performance by the Company of this Agreement; and

 

 (d)         There is no action, suit, proceeding or investigation pending or, to the Company’s knowledge, threatened against the Company, before any court, administrative agency or other tribunal, which would draw into question the validity of this Agreement or the Purchase Agreement, or which, either in any one instance or in the aggregate, would result in any material adverse change in the ability of the Company to perform its obligations under this Agreement or the Purchase Agreement, and the Company is solvent; and

4.            Pursuant to Section 12 of the Purchase Agreement, the Company hereby represents and warrants, for the benefit of the Assignor, the Assignee and the Trust, that the representations and warranties set forth in Sections 7.01 and 7.02 of the Purchase Agreement were true and correct as of the related Closing Date (as defined in the Purchase Agreement).

 

5.            The Assignor hereby makes the following representations and warranties as of the date hereof:

 

(a)          To the best of the Assignor’s knowledge, nothing has occurred in the period of time from the related Closing Date (as defined in the Purchase Agreement) to the date hereof which would cause such representation and warranties referred to in Section 4 herein to be untrue in any material respect as of the date hereof;

(b)          Each Mortgage Loan at the time it was made complied in all material respects with applicable local, state, and federal laws, including, but not limited to, all applicable predatory and abusive lending laws;

(c)          None of the mortgage loans are High Cost as defined by any applicable predatory and abusive lending laws; 

(d)          No Mortgage Loan is a high cost loan or a covered loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS Glossary which is now Version 5.6(c), Appendix E); 

(e)          No Mortgage Loans originated on or before October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act; and 

(f)           With respect to the Group I Mortgage Loans, the original principal balance of each Group I mortgage loan underlying the security is within Freddie Mac’s dollar amount limits for conforming one-to-four-family mortgage loans.

6.            The Assignee hereby makes the following representations and warranties as of the date hereof:

 

 

(a)                 The Assignee is duly organized, validly existing and in good standing under the laws of the jurisdiction of its organization, and has all requisite power and authority to acquire, own and purchase the Mortgage Loans;

(b)                 The Assignee has full power and authority to execute, deliver and perform under this Assignment Agreement, and to consummate the transactions set forth herein. The consummation of the transactions contemplated by this  Agreement is in the ordinary course of the Assignee’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Assignee’s organizational documents, or any legal restriction, or any material agreement or instrument to which the Assignee is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Assignee or its property is subject. The execution, delivery and performance by
the Assignee of this Agreement, and the consummation by it of the transactions contemplated hereby, have been duly authorized by all necessary corporate action of the Assignee. This Agreement has been duly executed and delivered by the Assignee and constitutes the valid and legally binding obligation of the Assignee enforceable against the Assignee in accordance with its respective terms except as enforceability thereof may be limited by bankruptcy, insolvency, or reorganization or other similar laws now or hereinafter in effect relating to creditor’s rights generally and by general principles of equity, regardless of whether such enforceability is considered in a proceeding in equity or in law;

(c)          No material consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Assignee in connection with the execution, delivery or performance by the Assignee of this Agreement, or the consummation by it of the transactions contemplated hereby; 

 

(d)          The Assignee agrees to be bound for the period that it is the owner of the Morttgage Loans, as Purchaser by all of the terms, covenants and conditions of the Purchase Agreement with respect to the Mortgage Loans.

 

Remedies for Breach of Representations and Warranties

 

7.            The Company hereby acknowledges and agrees that the remedies available to the Assignor, the Assignee and the Trust (including the Trustee and the Servicer acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Company set forth in Sections 3 and 4 hereof shall be as set forth in Subsection 7.03 of the Purchase Agreement as if they were set forth herein (including without limitation the repurchase and indemnity obligations set forth therein); provided, however, with respect to any representation of the Company which materially and adversely affects the interests of any Prepayment Charge, the Company shall pay the amount of the scheduled Prepayment Charge by remitting such amount to the Servicer for deposit into the
Collection Account in respect of such Prepayment Charge.  

 

The Assignor hereby acknowledges and agrees that the remedies available to the Assignee and the Trust (including the Trustee acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Assignor set forth in Section 5 hereof shall be as set forth in Section 2.03 of the Pooling Agreement as if they were set forth 

 

herein.  With respect to the representations and warranties contained herein that are made to the knowledge or the best knowledge of the Assignor or as to which the Assignor has no knowledge, if it is discovered that the substance of any such representation and warranty is inaccurate and the inaccuracy materially and adversely affects the value of the related Mortgage Loan, or the interest therein of the Assignee or the Assignee’s, designee or transferee, then notwithstanding the Assignor’s lack of knowledge with respect to the substance of such representation and warranty being inaccurate at the time the representation and warranty was made, such inaccuracy shall be deemed a breach of the applicable representation and warranty and the Assignor shall take such action described above in Section 5 of this Agreement.  In addition, the Assignor hereby acknowledges and agrees that any breach of the
representations set forth in Section 5 (f) hereof shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

Miscellaneous

 

8.            This Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. 

 

9.            No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced, with the prior written consent of the Trustee and such consent shall not be unreasonably withheld. 

10.          This Agreement shall inure to the benefit of (i) the successors and assigns of the parties hereto and (ii) the Trust (including the Trustee acting on the Trust’s behalf). Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder. 

11.          Each of this Agreement and the Purchase Agreement shall survive the conveyance of the Mortgage Loans and the assignment of the Purchase Agreement (to the extent assigned hereunder) by Assignor to Assignee and by Assignee to the Trust.  

12.          This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument. 

13.          In the event that any provision of this Agreement conflicts with any provision of the Purchase Agreement with respect to the Mortgage Loans, the terms of this Agreement shall control. 

14.          Capitalized terms used in this Agreement (including the exhibits hereto)  but not defined in this Agreement shall have the meanings given to such terms in the Purchase Agreement.

 

 

[SIGNATURE PAGE FOLLOWS]

 

 

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized officers as of the date first above written.

 

	
            GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            FINANCIAL ASSET SECURITIES CORP.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            COUNTRYWIDE HOME LOANS, INC. 
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT A

 

Mortgage Loan Schedule

 

AVAILABLE UPON REQUEST

 

 

 

 

 

ASSIGNMENT AND RECOGNITION AGREEMENT

THIS ASSIGNMENT AND RECOGNITION AGREEMENT, dated December 21, 2005, (“Agreement”) among Greenwich Capital Financial Products, Inc. (“Assignor”), Financial Asset Securities Corp. (“Assignee”) and NovaStar Mortgage, Inc. (the “Company”):

For and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants herein contained, the parties hereto hereby agree as follows:

Assignment and Conveyance

1.            The Assignor hereby conveys, sells, grants, transfers and assigns to the Assignee (x) all of the right, title and interest of the Assignor, as purchaser, in, to and under (a) those certain Mortgage Loans listed as being originated by the Company on the schedule (the “Mortgage Loan Schedule”) attached hereto as Exhibit A (the “Mortgage Loans”) and (b) except as described below, that certain Master Mortgage Loan Purchase and Interim Servicing Agreement as Amended and Restated as of June 1, 2005, as amended (the “Purchase Agreement”), between the Assignor, as purchaser (the “Purchaser”), and the Company, as seller, solely insofar as the Purchase Agreement relates to the Mortgage Loans and (y) other than as provided below with respect to the enforcement of representations and warranties, none of the obligations of the Assignor under the Purchase Agreement.

The Assignor specifically reserves and does not assign to the Assignee hereunder any and all right, title and interest in, to and under and any obligations of the Assignor with respect to any mortgage loans subject to the Purchase Agreement which are not the Mortgage Loans set forth on the Mortgage Loan Schedule and are not the subject of this Agreement.  

Recognition of the Company

2.            From and after the date hereof, the Company shall and does hereby recognize that the Assignee will transfer the Mortgage Loans and assign its rights under the Purchase Agreement (solely to the extent set forth herein) and this Agreement to Soundview Mortgage Loan Trust 2005-4 (the “Trust”) created pursuant to a Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Pooling Agreement”), among the Assignee, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (including their successors in interest and any successor servicers under the Pooling Agreement, the “Servicers”) and Deutsche
Bank National Trust Company, as trustee (including its successors in interest and any successor trustees under the Pooling Agreement, the “Trustee”).  The Company hereby acknowledges and agrees that from and after the date hereof (i) the Trust will be the owner of the Mortgage Loans, (ii) the Company shall look to the Trust and the Assignor for performance of any obligations of the Assignor insofar as they relate to the enforcement of the representations, warranties and covenants with respect to the Mortgage Loans, (iii) the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) shall have all the rights and remedies available to the Assignor, insofar as they relate to the Mortgage Loans, under the Purchase Agreement, including, without limitation, the enforcement of the document delivery requirements and remedies with respect to breaches of representations and warranties set forth in the Purchase 

 

 

Agreement, and shall be entitled to enforce all of the obligations of the Company thereunder insofar as they relate to the Mortgage Loans, and (iv) all references to the Purchaser (insofar as they relate to the rights, title and interest and, with respect to obligations of the Purchaser, only insofar as they relate to the enforcement of the representations, warranties and covenants of the Company) or the Custodian under the Purchase Agreement insofar as they relate to the Mortgage Loans, shall be deemed to refer to the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf and the Assignor).  Neither the Company nor the Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Mortgage Loans or the
Company’s performance under the Purchase Agreement with respect to the Mortgage Loans without the prior written consent of the Trustee.  In addition, the Company hereby acknowledges and agrees that any breach of the representations set forth in Section 7.02 (xliv), (xlvii), (lv), (lix), (lxiii), (lxiv) and (lxxxiv) of the Purchase Agreement shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

Representations and Warranties of the Assignor

3.            The Assignor hereby makes the following representations and warranties as of the date hereof:

(a)          To the best of the Assignor’s knowledge, nothing has occurred in the period of time from the related Closing Date (as defined in the Purchase Agreement) to the date hereof which would cause such representations and warranties referred to in Schedule I herein to be untrue in any material respects as of the date hereof;

(b)          Each Mortgage Loan at the time it was made complied in all material respects with applicable local, state, and federal laws, including, but not limited to, all applicable predatory and abusive lending laws;

(c)          None of the Mortgage Loans are High Cost as defined by any applicable predatory and abusive lending laws; 

(d)          No Mortgage Loan is a high cost loan or a covered loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS Glossary which is now Version 5.6(c), Appendix E);

(e)          No Mortgage Loan originated on or after October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act; and

(f)           With respect to the Group I Mortgage Loans, the original principal balance of each Group I mortgage loan underlying the security is within Freddie Mac’s dollar amount limits for conforming one-to-four-family mortgage loans.

Remedies for Breach of Representations and Warranties

4.            The Assignor hereby acknowledges and agrees that the remedies available to the Assignee and the Trust (including the Trustee and each of the Servicers acting on the 

 

Trust’s behalf) in connection with any breach of the representations and warranties made by the Assignor as set forth in Section 2.03 of the Pooling Agreement as if they were set forth herein (including without limitation the repurchase and indemnity obligations set forth therein).  In addition, the Assignor hereby acknowledges and agrees that any breach of the representations set forth in Section 3(f) hereof shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

Miscellaneous

5.            This Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

6.            No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced, with the prior written consent of the Trustee.

7.            This Agreement shall inure to the benefit of (i) the successors and assigns of the parties hereto and (ii) the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf).  Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder.

8.            Each of this Agreement and the Purchase Agreement shall survive the conveyance of the Mortgage Loans and the assignment of the Purchase Agreement (to the extent assigned hereunder) by Assignor to Assignee and by Assignee to the Trust and nothing contained herein shall supersede or amend the terms of the Purchase Agreement.

9.            This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument.

10.          Capitalized terms used in this Agreement (including the exhibits hereto)  but not defined in this Agreement shall have the meanings given to such terms in the Purchase Agreement.

[SIGNATURE PAGE FOLLOWS]

 

 

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized officers as of the date first above written.

 

	
            GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            FINANCIAL ASSET SECURITIES CORP.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            NOVASTAR MORTGAGE, INC.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

 

Schedule 1

 

Representations and Warranties Regarding Individual Mortgage Loans

 

(i)           The information set forth in the related Mortgage Loan Schedule is complete, true and correct;

(ii)          The Mortgage Loan is in compliance with all requirements set forth in the related Confirmation, and the characteristics of the related Mortgage Loan Package as set forth in the related Confirmation are true and correct, provided, however, that  in the event of any conflict between the terms of any Confirmation and this Agreement, the terms of this Agreement shall control, unless otherwise set forth herein or in the related Confirmation;

(iii)        All payments required to be made up to the close of business on the Closing Date for such Mortgage Loan under the terms of the Mortgage Note have been made; the Seller has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the related Mortgaged Property, directly or indirectly, for the payment of any amount required by the Mortgage Note or Mortgage; and there has been no delinquency, exclusive of any period of grace, in any payment by the Mortgagor thereunder since the origination of the Mortgage Loan;

(iv)         There are no delinquent taxes, ground rents, water charges, sewer rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments or other outstanding charges affecting the related Mortgaged Property;

(v)          The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, recorded in the applicable public recording office if necessary to maintain the lien priority of the Mortgage, and which have been delivered to the Custodian; the substance of any such waiver, alteration or modification has been approved by the title insurer, to the extent required by the related policy, and is reflected on the related Mortgage Loan Schedule. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the title insurer, to the extent required by the policy, and which assumption agreement has been delivered to the
Custodian and the terms of which are reflected in the related Mortgage Loan Schedule;

(vi)         The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any right thereunder, render the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto.  Each Prepayment Charge or penalty with respect to any Mortgage Loan is permissible, enforceable and collectible under applicable federal, state and local law;

(vii)       All buildings upon the Mortgaged Property are insured by an insurer acceptable to FNMA and FHLMC against loss by fire, hazards of extended coverage and such 

 

other hazards as are customary in the area where the Mortgaged Property is located, in an amount not less than the greatest of (i) 100% of the replacement cost of all improvements to the Mortgaged Property, (ii) either (A) the outstanding principal balance of the Mortgage Loan with respect to each first lien Mortgage Loan or (B) with respect to each second lien Mortgage Loan, the sum of the outstanding principal balance of the related first lien mortgage loan and the outstanding principal balance of the second lien Mortgage Loan, (iii) the amount necessary to avoid the operation of any co-insurance provisions with respect to the Mortgaged Property, or (iv) the amount necessary to fully compensate for any damage or loss to the improvements that are a part of such property on a replacement cost basis. All such insurance policies contain a standard mortgagee clause naming the Seller, its successors and
assigns as mortgagee and all premiums thereon have been paid.  If the Mortgaged Property is in an area identified on a Flood Hazard Map or Flood Insurance Rate Map issued by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect which policy conforms to the requirements of FNMA and FHLMC. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to seek reimbursement therefor from the Mortgagor;

(viii)      Any and all requirements of any federal, state or local law including, without limitation, usury, truth in lending, real estate settlement procedures, predatory and abusive lending, consumer credit protection, equal credit opportunity, fair housing or disclosure laws applicable to the origination and servicing of mortgage loans of a type similar to the Mortgage Loans have been complied with;

(ix)         The Mortgage has not been satisfied, cancelled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such satisfaction, cancellation, subordination, rescission or release;

(x)          The Mortgage (including any Negative Amortization which may arise thereunder) is a valid, existing and enforceable first or second (as indicated on the Mortgage Loan Schedule) lien on the Mortgaged Property, including all improvements on the Mortgaged Property subject only to (a) the lien of current real property taxes and assessments not yet due and payable, (b) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and specifically referred to in the lender(s title insurance policy delivered to the originator of the Mortgage Loan and which do not adversely affect the Appraised Value of the Mortgaged Property, (c) to the extent the Mortgage Loan is a second lien Mortgage
Loan, the related first lien on the Mortgaged Property; and (d) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, existing and enforceable first or second (as indicated on the Mortgage Loan Schedule) lien and first or second (as indicated on the Mortgage Loan Schedule) priority security interest on the property 

 

described therein and the Seller has full right to sell and assign the same to the Purchaser. The Mortgaged Property was not, as of the date of origination of the Mortgage Loan, subject to a mortgage, deed of trust, deed to secure debt or other security instrument creating a lien subordinate to the lien of the Mortgage;

(xi)         The Mortgage Note and the related Mortgage are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms;

(xii)       All parties to the Mortgage Note and the Mortgage had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. The Mortgagor is a natural person;

(xiii)      The proceeds of the Mortgage Loan have been fully disbursed to or for the account of the Mortgagor and there is no obligation for the Mortgagee to advance additional funds thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage have been paid, and the Mortgagor is not entitled to any refund of any amounts paid or due to the Mortgagee pursuant to the Mortgage Note or Mortgage;

(xiv)      The Seller is the sole legal, beneficial and equitable owner of the Mortgage Note and the Mortgage and has full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest;

(xv)        All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) in compliance with any and all applicable “doing business” and licensing requirements of the laws of the state wherein the Mortgaged Property is located;

(xvi)      The Mortgage Loan is covered by an American Land Title Association (“ALTA”) lender’s title insurance policy (which, in the case of an Adjustable Rate Mortgage Loan has an adjustable rate mortgage endorsement in the form of ALTA 6.0 or 6.1) acceptable to FNMA and FHLMC, issued by a title insurer acceptable to FNMA and FHLMC and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (x)(a) and (b) above) the Seller, its successors and assigns as to the first or second (as indicated on the related Mortgage Loan Schedule) priority lien of the Mortgage in the original principal amount of the Mortgage Loan (including, if the Mortgage Loan provides for amortization, the maximum amount of Negative Amortization in accordance with the Mortgage)
and, with respect to any Adjustable Rate Mortgage Loan, against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate, Monthly Payment and Negative Amortization provisions of the Mortgage Note.  Additionally, such lender's title insurance policy affirmatively insures ingress and egress to and from the Mortgaged Property, and against encroachments by or upon the Mortgaged Property or any interest therein.  The Seller is the sole 

 

insured of such lender's title insurance policy, and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement.  No claims have been made under such lender's title insurance policy, and no prior holder of the related Mortgage, including the Seller, has done, by act or omission, anything which would impair the coverage of such lender's title insurance policy;

(xvii)     There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and the Seller has not waived any default, breach, violation or event of acceleration.  With respect to each second lien mortgage loan (i) the first lien mortgage loan is in full force and effect, (ii) to the best of Seller’s knowledge, there is no default, breach, violation or event of acceleration existing under such first lien mortgage or the related mortgage note, (iii) no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of
acceleration thereunder, (iv) either (A) the first lien mortgage contains a provision which allows or (B) applicable law requires, the mortgagee under the second lien Mortgage Loan to receive notice of, and affords such mortgagee an opportunity to cure any default by payment in full or otherwise under the first lien mortgage, (v) the related first lien does not provide for or permit negative amortization under such first lien Mortgage Loan, and (vi) either no consent for the Mortgage Loan is required by the holder of the first lien or such consent has been obtained and is contained in the Mortgage File.

(xviii)    There are no mechanics’ or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage;

(xix)      All improvements which were considered in determining the Appraised Value of the related Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroach upon the Mortgaged Property;

(xx)        The Mortgage Loan was originated by the Seller or by a savings and loan association, a savings bank, a commercial bank or similar institution which is supervised and examined by a federal or state authority, or by a mortgagee approved as such by the Secretary of HUD;

(xxi)      Principal payments on the Mortgage Loan commenced no more than sixty days after the proceeds of the Mortgage Loan were disbursed.  The Mortgage Loan bears interest at the Mortgage Interest Rate.  With respect to each Mortgage Loan which is not a Negative Amortization Loan, the Mortgage Note is payable on the first day of each month in Monthly Payments, which, in the case of a Fixed Rate Mortgage Loans, are sufficient to fully amortize the original principal balance over the original term thereof (other than with respect to a Mortgage Loan identified on the related Mortgage Loan Schedule as an interest-only Mortgage Loan during the interest-only period or a Mortgage Loan which is identified on the related Mortgage Loan Schedule as a Balloon Mortgage Loan) and to pay interest at the related Mortgage Interest 

 

Rate, and, in the case of an Adjustable Rate Mortgage Loan, are changed on each Adjustment Date, and in any case, are sufficient to fully amortize the original principal balance over the original term thereof (other than with respect to a Mortgage Loan identified on the related Mortgage Loan Schedule as an interest-only Mortgage Loan during the interest-only period or a Mortgage Loan which is identified on the related Mortgage Loan Schedule as a Balloon Mortgage Loan) and to pay interest at the related Mortgage Interest Rate.  With respect to each Negative Amortization Mortgage Loan, the related Mortgage Note requires a Monthly Payment which is sufficient during the period following each Payment Adjustment Date, to fully amortize the outstanding principal balance as of the first day of such period (including any Negative Amortization) over the then remaining term of such Mortgage Note and to pay interest
at the related Mortgage Interest Rate; provided, that the Monthly Payment shall not increase to an amount that exceeds 107.5% of the amount of the Monthly Payment that was due immediately prior to the Payment Adjustment Date; provided, further, that the payment adjustment cap shall not be applicable with respect to the adjustment made to the Monthly Payment that occurs in a year in which the Mortgage Loan has been outstanding for a multiple of 5 years and in any such year the Monthly Payment shall be adjusted to fully amortize the Mortgage Loan over the remaining term.  With respect to each Mortgage Loan identified on the Mortgage Loan Schedule as an interest-only Mortgage Loan, the interest-only period shall not exceed ten (10) years (or such other period specified on the Mortgage Loan Schedule) and following the expiration of such interest-only period, the remaining Monthly Payments shall be sufficient to fully amortize the original principal balance over the remaining term of the
Mortgage Loan.  With respect to each Balloon Mortgage Loan, the Mortgage Note requires a monthly payment which is sufficient to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate and requires a final Monthly Payment substantially greater than the preceding monthly payment which is sufficient to repay the remained unpaid principal balance of the Balloon Mortgage Loan as the Due Date of such monthly payment.  The Index for each Adjustable Rate Mortgage Loan is as defined in the related Confirmation.  No Mortgage Loan is a Convertible Mortgage Loan;

(xxii)     The origination, servicing and collection practices used with respect to each Mortgage Note and Mortgage including, without limitation, the establishment, maintenance and servicing of the Escrow Accounts and Escrow Payments, if any, since origination, have been in all respects legal, proper, prudent and customary in the mortgage origination and servicing industry.  The Mortgage Loan has been serviced by the Seller and any predecessor servicer in accordance with the terms of the Mortgage Note.  With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. No escrow deposits or Escrow Payments or other charges or payments due the
Seller have been capitalized under any Mortgage or the related Mortgage Note and no such escrow deposits or Escrow Payments are being held by the Seller for any work on a Mortgaged Property which has not been completed;

(xxiii)    The Mortgaged Property is free of damage and waste and there is no proceeding pending for the total or partial condemnation thereof;

(xxiv)    The Mortgage and related Mortgage Note contain customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate 

 

for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (a) in the case of a Mortgage designated as a deed of trust, by trustee’s sale, and (b) otherwise by judicial foreclosure.  The Mortgaged Property has not been subject to any bankruptcy proceeding or foreclosure proceeding and the Mortgagor has not filed for protection under applicable bankruptcy laws. There is no homestead or other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee’s sale or the right to foreclose the Mortgage. The Mortgagor has not notified the Seller and the Seller has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers Civil Relief Act;

(xxv)     The Mortgage Loan was underwritten in accordance with the underwriting standards of the Seller in effect at the time the Mortgage Loan was originated with exceptions thereto exercised in a prudent manner and the Mortgage Note and Mortgage are on forms acceptable to FNMA and FHLMC;

(xxvi)    The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage referred to in (x) above;

(xxvii)  The Mortgage File contains an appraisal of the related Mortgaged Property which satisfied the standards of FNMA and FHLMC, was on appraisal form 1004 or form 2055 with an interior inspection and was made and signed, prior to the approval of the Mortgage Loan application, by a qualified appraiser, duly appointed by the Seller, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, whose compensation is not affected by the approval or disapproval of the Mortgage Loan and who met the minimum qualifications of FNMA and FHLMC.  Each appraisal of the Mortgage Loan was made in accordance with the relevant provisions of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989;

(xxviii) In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor;

(xxix)    No Mortgage Loan contains provisions pursuant to which Monthly Payments are (a) paid or partially paid with funds deposited in any separate account established by the Seller, the Mortgagor, or anyone on behalf of the Mortgagor, (b) paid by any source other than the Mortgagor or (c) contains any other similar provisions which may constitute a “buydown” provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature;

(xxx)     The Mortgagor has executed a statement to the effect that the Mortgagor has received all disclosure materials required by applicable law with respect to the making of fixed rate mortgage loans in the case of Fixed Rate Mortgage Loans, and adjustable rate mortgage loans in the case of Adjustable Rate Mortgage Loans and rescission materials with 

 

respect to Refinanced Mortgage Loans, and such statement is and will remain in the Mortgage File;

(xxxi)    No Mortgage Loan was made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property;

(xxxii)  The Seller has no knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor’s credit standing that can reasonably be expected to cause the Mortgage Loan to be an unacceptable investment, cause the Mortgage Loan to become delinquent, or adversely affect the value of the Mortgage Loan;

(xxxiii) No Mortgage Loan had an LTV or CLTV at origination in excess of 100%;

(xxxiv) At origination, the Mortgaged Property was lawfully occupied under applicable law and as of the Closing Date, to the best of Seller’s knowledge, the Mortgaged Property is lawfully occupied under applicable law; all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities;

(xxxv)   No error, omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of any person, including without limitation the Mortgagor, any appraiser, any builder or developer, or any other party involved in the origination of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

(xxxvi) The Assignment of Mortgage is in recordable form except for the name of the assignee which is blank and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(xxxvii)               Any principal advances made to the Mortgagor prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term.  The lien of the Mortgage securing the consolidated principal amount is expressly insured as having first or second (as specified in the Mortgage Loan Schedule) lien priority by a title insurance policy, an endorsement to the policy insuring the mortgagee's consolidated interest or by other title evidence acceptable to FNMA or FHLMC. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan plus any Negative Amortization;

(xxxviii)             If the Residential Dwelling on the Mortgaged Property is a condominium unit or a unit in a planned unit development (other than a de minimis planned unit development) such condominium or planned unit development project meets the eligibility requirements of FNMA and FHLMC;

 

 

(xxxix) The source of the down payment with respect to each Mortgage Loan has been fully verified by the Seller;

(xl)         Interest on each Mortgage Loan is calculated on the basis of a 360-day year consisting of twelve 30-day months;

(xli)       The Mortgaged Property is in material compliance with all applicable environmental laws pertaining to environmental hazards including, without limitation, asbestos, and neither the Seller nor, to the Seller’s knowledge, the related Mortgagor, has received any notice of any violation or potential violation of such law;

(xlii)      The Seller shall, at its own expense, cause each Mortgage Loan to be covered by a Tax Service Contract which is assignable to the Purchaser or its designee; provided however, that if the Seller fails to purchase such Tax Service Contract, the Seller shall be required to reimburse the Purchaser for all costs and expenses incurred by the Purchaser in connection with the purchase of any such Tax Service Contract.  The Purchaser shall be responsible for any costs incurred in connection with changing the provider of the Tax Service Contract for any Mortgage Loan that is covered by a Tax Service Contract;

(xliii)     Each Mortgage Loan is covered by a Flood Zone Service Contract which is assignable to the Purchaser or its designee or, for each Mortgage Loan not covered by such Flood Zone Service Contract, the Seller agrees to purchase such Flood Zone Service Contract;

(xliv)     No Mortgage Loan is (a) subject to the provisions of the Homeownership and Equity Protection Act of 1994 as amended (“HOEPA”), (b) a “high cost” mortgage loan, “covered” mortgage loan, “high risk home” mortgage loan or “predatory” mortgage loan or any other comparable term, no matter how defined under any federal, state or local law, (c) subject to any comparable federal, state or local statutes or regulations, or any other statute or regulation providing for heightened regulatory scrutiny or assignee liability to holders of such mortgage loans, or (d) a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the current Standard & Poor’s LEVELS® Glossary Revised, Appendix E);

(xlv)      No predatory, abusive or deceptive lending practices, including but not limited to, the extension of credit to a mortgagor without regard for the mortgagor’s ability to repay the Mortgage Loan and the extension of credit to a mortgagor which has no apparent benefit to the mortgagor, were employed in connection with the origination of the Mortgage Loan.  Each Mortgage Loan is in compliance with the anti-predatory lending eligibility for purchase requirements of the FNMA Guides;

(xlvi)     The debt-to-income ratio of the related Mortgagor was not greater than 60% at the origination of the related Mortgage Loan;

(xlvii)    No Mortgagor was required to purchase any credit insurance product (e.g., life, mortgage, disability, accident, unemployment or health insurance product) or debt cancellation agreement as a condition of obtaining the extension of credit.  No Mortgagor obtained a prepaid single premium credit life, mortgage, disability, accident, unemployment or health insurance product in connection with the origination of the Mortgage Loan.  No proceeds 

 

from any Mortgage Loan were used to purchase single premium credit insurance policies as part of the origination of, or as a condition to closing, such Mortgage Loan;

	
             
  	
            (xlviii)
 	
            Reserved;
 

(xlix)     The Mortgage contains an enforceable provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the mortgagee thereunder;

(l)           The Mortgage Loan complies with all applicable consumer credit statutes and regulations, including, without limitation, the respective Uniform Consumer Credit Code laws in effect in Alabama, Colorado, Idaho, Indiana, Iowa, Kansas, Maine, Oklahoma, South Carolina, Utah, West Virginia and Wyoming, has been originated by a properly licensed entity, and in all other respects, complies with all of the material requirements of any such applicable laws;

(li)          The information set forth in the Prepayment Charge Schedule is complete, true and correct in all material respects and each Prepayment Charge is permissible, enforceable and collectable under applicable federal and state law;

(lii)        The Mortgage Loan was not prepaid in full prior to the Closing Date and the Seller has not received notification from a Mortgagor that a prepayment in full shall be made after the Closing Date;

(liii)       No Mortgage Loan is secured by cooperative housing, commercial property or mixed use property;

(liv)       Each Mortgage Loan is eligible for sale in the secondary market or for inclusion in a Pass-Through Transfer under customary secondary market terms and conditions;

(lv)         Except as set forth on the related Mortgage Loan Schedule, none of the Mortgage Loans are subject to a prepayment penalty.  For any Mortgage Loan originated prior to October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond five years after the date of origination.  For any Mortgage Loan originated on or following October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond three years after the date of origination.  With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity: (i) prior to the Mortgage Loan’s origination, the Mortgagor agreed to such premium in exchange for a monetary benefit, including but not limited to a rate or fee reduction, (ii)
prior to the Mortgage Loan’s origination, the Mortgagor was offered the option of obtaining a Mortgage Loan that did not require payment of such a premium, (iii) the prepayment premium is disclosed to the Mortgagor in the loan documents pursuant to applicable state and federal law, and (iv) notwithstanding any state or federal law to the contrary, the Seller shall not impose such prepayment premium in any instance when the mortgage debt is accelerated as the result of the Mortgagor’s default in making the loan payments;

(lvi)       To the extent applicable, the Seller has complied with all applicable anti-money laundering laws and regulations, including without limitation the USA Patriot Act of 

 

2001 (collectively, the “Anti-Money Laundering Laws”); the Seller has established an anti-money laundering compliance program as and to the extent required by the Anti-Money Laundering Laws, has conducted the requisite due diligence in connection with the origination of each Mortgage Loan for purposes of the Anti-Money Laundering Laws, including with respect to the legitimacy of the applicable Mortgagor and the origin of the assets used by the said Mortgagor to purchase the property in question, and maintains, and will maintain, sufficient information to identify the applicable Mortgagor for purposes of the Anti-Money Laundering Laws.  No Mortgage Loan is subject to nullification pursuant to Executive Order 13224 (the “Executive Order”) or the regulations promulgated by the Office of Foreign
Assets Control of the United States Department of the Treasury (the “OFAC Regulations”) or in violation of the Executive Order or the OFAC Regulations, and no Mortgagor is subject to the provisions of such Executive Order or the OFAC Regulations nor listed as a “blocked person” for purposes of the OFAC Regulations;

(lvii)      No Mortgagor was encouraged or required to select a Mortgage Loan product offered by the Mortgage Loan’s originator which is a higher cost product designed for less creditworthy borrowers, unless at the time of the Mortgage Loan’s origination, such Mortgagor did not qualify taking into account credit history and debt to income ratios for a lower cost credit product then offered by the Mortgage Loan’s originator or any affiliate of the Mortgage Loan’s originator.  If, at the time of loan application, the Mortgagor may have qualified for a for a lower cost credit product then offered by any mortgage lending affiliate of the Mortgage Loan’s originator, the Mortgage Loan’s originator referred the Mortgagor’s application to such affiliate for underwriting consideration;

(lviii)     The methodology used in underwriting the extension of credit for each Mortgage Loan employs objective mathematical principles which relate the Mortgagor’s income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the Mortgagor’s equity in the collateral as the principal determining factor in approving such credit extension.  Such underwriting methodology confirmed that at the time of origination (application/approval) the Mortgagor had a reasonable ability to make timely payments on the Mortgage Loan;

(lix)       With respect to each Mortgage Loan, the Seller has fully and accurately furnished complete information on the related borrower credit files to Equifax, Experian and Trans Union Credit Information Company, in accordance with the Fair Credit Reporting Act and its implementing regulations, on a monthly basis and the Seller for each Loan will furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information on its borrower credit files to Equifax, Experian, and Trans Union Credit  Information Company, on a monthly basis;

(lx)         All points and fees related to each Mortgage Loan were disclosed in writing to the related Borrower in accordance with applicable state and federal law and regulation.  All fees and charges (including finance charges) and whether or not financed, assessed, collected or to be collected in connection with the origination and servicing of each such Mortgage Loan were disclosed in writing to the related Mortgagor in accordance with applicable state and federal laws and regulations and are specified on the Mortgage Loan Schedule;

 

 

(lxi)       The Seller will transmit full-file credit reporting data for each Mortgage Loan pursuant to Fannie Mae Guide Announcement 95-19 and for each Mortgage Loan, Seller agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off;

(lxii)      With respect to any Mortgage Loan which is secured by manufactured housing, if such Mortgage Loans are permitted hereunder, such Mortgage Loan satisfies the requirements for inclusion in residential mortgage backed securities transactions rated by Standard & Poor's Ratings Services;

(lxiii)     Each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1);

(lxiv)     No Mortgage Loan is secured by real property or secured  by a manufactured home located in the state of Georgia unless (x) such Mortgage Loan was originated prior to October 1, 2002 or after March 6, 2003, or (y) the property securing the Mortgage Loan is not, nor will be, occupied by the Mortgagor as the Mortgagor’s principal dwelling.  No Mortgage Loan is a “High Cost Home Loan” as defined in the Georgia Fair Lending Act, as amended (the “Georgia Act”).   Each Mortgage Loan that is a “Home Loan” under the Georgia Act complies with all applicable provisions of the Georgia Act. No Mortgage Loan secured by owner occupied real property or an owner occupied manufactured home located in the State of Georgia was originated (or modified) on or after October 1,
2002 through and including March 6, 2003;

(lxv)      No Mortgage Loan is a “High-Cost” loan as defined under the New York Banking Law Section 6-1, effective as of April 1, 2003;

(lxvi)     No Mortgage Loan (a) is secured by property located in the State of New York; (b) had an unpaid principal balance at origination of $300,000 or less, and (c) has an application date on or after April 1, 2003, the terms of which Mortgage Loan equal or exceed either the APR or the points and fees threshold for “high-cost home loans”, as defined in Section 6-1 of the New York State Banking Law;

(lxvii)    No Mortgage Loan is a “High Cost Home Loan” as defined in the Arkansas Home Loan Protection Act effective July 16, 2003 (Act 1340 or 2003);

(lxviii)  No Mortgage Loan is a “High Cost Home Loan” as defined in the Kentucky high-cost loan statute effective June 24, 2003 (Ky. Rev. Stat. Section 360.100);

(lxix)     No Mortgage Loan secured by property located in the State of Nevada is a “home loan” as defined in the Nevada Assembly Bill No. 284;

(lxx)      No Mortgage Loan is a “manufactured housing loan” or “home improvement home loan” pursuant to the New Jersey Home Ownership Act.  No Mortgage Loan is a “High-Cost Home Loan” or a refinanced “Covered Home Loan,” in each case, as defined in the New Jersey Home Ownership Act effective November 27, 2003 (N.J.S.A. 46;10B-22 et seq.);

 

 

(lxxi)     No Mortgage Loan is a subsection 10 mortgage under the Oklahoma Home Ownership and Equity protection Act;

(lxxii)    No Mortgage Loan is a “High-Cost Home Loan” as defined in the New Mexico Home Loan Protection Act effective January 1, 2004 (N.M. Stat. Ann. §§ 58-21A-1 et seq.);

(lxxiii)  No Mortgage Loan is a “High-Risk Home Loan” as defined in the Illinois High-Risk Home Loan Act effective January 1, 2004 (815 Ill. Comp. Stat. 137/1 et seq.);

(lxxiv)   No Mortgage Loan originated in the City of Los Angeles is subject to the City of Los Angeles California Ordinance 175008 as a “home loan”

(lxxv)    No Mortgage Loan originated in the City of Oakland is subject to the City of Oakland, California Ordinance 12361 as a “home loan”

(lxxvi)   No Loan that is secured by property located within the State of Maine meets the definition of a (i) “high-rate, high-fee” mortgage loan under Article VIII, Title 9-A of the Maine Consumer Credit Code or (ii) “High-Cost Home Loan” as defined under the Maine House Bill 383 L.D. 494, effective as of September 13, 2003;

(lxxvii) With respect to any Loan for which a mortgage loan application was submitted by the Mortgagor after April 1, 2004, no such Loan secured by Mortgaged Property in the State of Illinois which has a Loan Interest Rate in excess of 8.0% per annum has lender-imposed fees (or other charges) in excess of 3.0% of the original principal balance of the Loan;

(lxxviii)              No Mortgage Loan secured by a Mortgaged Property located in the Commonwealth of Massachusetts was made to pay off or refinance an existing loan or other debt of the related borrower (as the term “borrower” is defined in the regulations promulgated by the Massachusetts Secretary of State in connection with Massachusetts House Bill 4880 (2004)) unless either (1) (a) the related Mortgage Interest Rate (that would be effective once the introductory rate expires, with respect to Adjustable Rate Mortgage Loans) did or would not exceed by more than 2.25% the yield on United States Treasury securities having comparable periods of maturity to the maturity of the related Mortgage Loan as of the fifteenth day of the month immediately preceding the month in which the application
for the extension of credit was received by the related lender or (b) the Mortgage Loan is an “open-end home loan” (as such term is used in the Massachusetts House Bill 4880 (2004)) and the related Mortgage Note provides that the related Mortgage Interest Rate may not exceed at any time the Prime rate index as published in The Wall Street Journal plus a margin of one percent, or (2) such Mortgage Loan is in the "borrower's interest," as documented by a "borrower's interest worksheet" for the particular Mortgage Loan, which worksheet incorporates the factors set forth in Massachusetts House Bill 4880 (2004) and the regulations promulgated thereunder for determining "borrower's interest," and otherwise complies in all material respects with the laws of the Commonwealth of Massachusetts;

(lxxix)    No Loan is a “High Cost Home Loan” governed by the Indiana Home Loan Practices Act, Ind. Code Ann. §§ 24-9-1-1 et seq.;

 

 

(lxxx)    The Mortgagor has not made or caused to be made any payment in the nature of an “average” or “yield spread premium” to a mortgage broker or a like Person which has not been fully disclosed to the Mortgagor;

(lxxxi)  The sale or transfer of the Mortgage Loan by the Seller complies with all applicable federal, state, and local laws, rules, and regulations governing such sale or transfer, including, without limitation, the Fair and Accurate Credit Transactions Act (“FACT Act”) and the Fair Credit Reporting Act, each as may be amended from time to time, and the Seller has not received any actual or constructive notice of any identity theft, fraud, or other misrepresentation in connection with such Mortgage Loan or any party thereto;

(lxxxii) With respect to each MOM Loan, a MIN has been assigned by MERS and such MIN is accurately provided on the Mortgage Loan Schedule.  The related Assignment of Mortgage to MERS has been duly and properly recorded, or has been delivered for recording to the applicable recording office;

(lxxxiii)              With respect to each MOM Loan, Seller has not received any notice of liens or legal actions with respect to such Mortgage Loan and no such notices have been electronically posted by MERS; and

(lxxxiv)               No Mortgagor agreed to submit to arbitration to resolve any dispute arising out of or relating in any way to the Mortgage Loan transaction.

 

 

 

 

ASSIGNMENT AND RECOGNITION AGREEMENT

 

THIS ASSIGNMENT AND RECOGNITION AGREEMENT, dated December 21, 2005, (“Agreement”) among Greenwich Capital Financial Products, Inc. (“Assignor”), Financial Asset Securities Corp. (“Assignee”) and Meritage Mortgage Corp. (the “Company”):

 

For and in consideration of the sum of TEN DOLLARS ($10.00) and other valuable consideration the receipt and sufficiency of which hereby are acknowledged, and of the mutual covenants herein contained, the parties hereto hereby agree as follows:

Assignment and Conveyance

1.            The Assignor hereby conveys, sells, grants, transfers and assigns to the Assignee (x) all of the right, title and interest of the Assignor, as purchaser, in, to and under (a) those certain Mortgage Loans listed as being originated by the Company on the schedule (the “Mortgage Loan Schedule”) attached hereto as Exhibit A (the “Mortgage Loans”) and (b) except as described below, that certain Master Mortgage Loan Purchase and Interim Servicing Agreement dated as of May 1, 2003 as amended on December 23, 2003 and January 1, 2005 (the “Purchase Agreement”), between the Assignor, as purchaser (the
“Purchaser”), and the Company, as seller, solely insofar as the Purchase Agreement relates to the Mortgage Loans and (y) other than as provided below with respect to the enforcement of representations and warranties, none of the obligations of the Assignor under the Purchase Agreement.

The Assignor specifically reserves and does not assign to the Assignee hereunder (i) any and all right, title and interest in, to and under and any obligations of the Assignor with respect to any mortgage loans subject to the Purchase Agreement which are not the Mortgage Loans set forth on the Mortgage Loan Schedule and are not the subject of this Agreement or (ii) notwithstanding the foregoing, the Assignor shall not assign to the Assignee or the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) any of the Assignor's rights pursuant to Subsection 7.04(b) of the Purchase Agreement.  

Recognition of the Company

2.            From and after the date hereof, the Company shall and does hereby recognize that the Assignee will transfer the Mortgage Loans and assign its rights under the Purchase Agreement (solely to the extent set forth herein) and this Agreement to Soundview Mortgage Loan Trust 2005-4 (the “Trust”) created pursuant to a Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Pooling Agreement”), among the Assignee, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (including their successors in interest and any successor servicers under the Pooling Agreement, the
“Servicers”) and Deutsche Bank National Trust Company, as trustee (including its successors in interest and any successor trustee under the Pooling Agreement, the “Trustee”).  The Company hereby acknowledges and agrees that from and after the date hereof (i) the Trust will be the owner of the Mortgage Loans, (ii) the Company shall look solely to the Trust for performance of any obligations of the Assignor 

 

insofar as they relate to the enforcement of the representations, warranties and covenants with respect to the Mortgage Loans, (iii) the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) shall have all the rights and remedies available to the Assignor, insofar as they relate to the Mortgage Loans, under the Purchase Agreement, including, without limitation, the enforcement of the document delivery requirements and remedies with respect to breaches of representations and warranties set forth in the Purchase Agreement, and shall be entitled to enforce all of the obligations of the Company thereunder insofar as they relate to the Mortgage Loans, and (iv) all references to the Purchaser (insofar as they relate to the rights, title and interest and, with respect to obligations of the Purchaser, only insofar as they relate to the enforcement of the
representations, warranties and covenants of the Company) or the Custodian under the Purchase Agreement insofar as they relate to the Mortgage Loans, shall be deemed to refer to the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf).  Neither the Company nor the Assignor shall amend or agree to amend, modify, waiver, or otherwise alter any of the terms or provisions of the Purchase Agreement which amendment, modification, waiver or other alteration would in any way affect the Mortgage Loans or the Company’s performance under the Purchase Agreement with respect to the Mortgage Loans without the prior written consent of the Trustee.

Representations and Warranties of the Company

3.            The Company warrants and represents to the Assignor, the Assignee and the Trust as of the date hereof that:

(a)          The Company is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation;

(b)          The Company has full power and authority to execute, deliver and perform its obligations under this Agreement and has full power and authority to perform its obligations under the Purchase Agreement. The execution by the Company of this Agreement is in the ordinary course of the Company’s business and will not conflict with, or result in a breach of, any of the terms, conditions or provisions of the Company’s charter or bylaws or any legal restriction, or any material agreement or instrument to which the Company is now a party or by which it is bound, or result in the violation of any law, rule, regulation, order, judgment or decree to which the Company or its property is subject. The execution, delivery and performance by the Company of this Agreement have been duly authorized
by all necessary corporate action on part of the Company. This Agreement has been duly executed and delivered by the Company, and, upon the due authorization, execution and delivery by the Assignor and the Assignee, will constitute the valid and legally binding obligation of the Company, enforceable against the Company in accordance with its terms except as enforceability may be limited by bankruptcy, reorganization, insolvency, moratorium or other similar laws now or hereafter in effect relating to creditors’ rights generally, and by general principles of equity regardless of whether enforceability is considered in a proceeding in equity or at law; 

(c)          No consent, approval, order or authorization of, or declaration, filing or registration with, any governmental entity is required to be obtained or made by the Company in connection with the execution, delivery or performance by the Company of this Agreement; and

 

 

(d)          There is no action, suit, proceeding or investigation pending or threatened against the Company, before any court, administrative agency or other tribunal, which would draw into question the validity of this Agreement or the Purchase Agreement, or which, either in any one instance or in the aggregate, would result in any material adverse change in the ability of the Company to perform its obligations under this Agreement or the Purchase Agreement, and the Company is solvent.

4.            Pursuant to Section 12 of the Purchase Agreement, the Company hereby represents and warrants, for the benefit of the Assignor, the Assignee and the Trust, that the representations and warranties set forth in Sections 7.01 and 7.02 of the Purchase Agreement (as set forth on Schedule 1 hereto), are true and correct as of the date hereof as if such representations and warranties were made on the date hereof, except that the representation and warranty set forth in Section 7.02(a) shall, for purposes of this Agreement, relate to the Mortgage Loan Schedule attached hereto.

5.            The Assignor hereby makes the following representations and warranties as of the date hereof:

(a)          Each Mortgage Loan at the time it was made complied in all material respects with applicable local, state, and federal laws, including, but not limited to, all applicable predatory and abusive lending laws;

(b)          None of the mortgage loans are High Cost as defined by any applicable predatory and abusive lending laws; 

(c)          No Mortgage Loan is a high cost loan or a covered loan, as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS Glossary which is now Version 5.6(c), Appendix E);

(d)          No loan originated on or after October 1, 2002 through March 6, 2003 is governed by the Georgia Fair Lending Act; and

	
             
 	
            (e)
 	
            With respect to the Group I Mortgage Loans,
 

(i)           each Group I mortgage loan is a “qualified mortgage” under Section 860G(a)(3) of the Code; and

(ii)          the original principal balance of each Group I mortgage loan underlying the security is within Freddie Mac’s dollar amount limits for conforming one-to-four-family mortgage loans.

Remedies for Breach of Representations and Warranties

6.            The Company hereby acknowledges and agrees that the remedies available to the Assignor, the Assignee and the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Company set forth in Sections 3 and 4 hereof shall be as set forth in Subsection 7.03 of the Purchase Agreement as if they were set forth herein (including without 

 

limitation the repurchase and indemnity obligations set forth therein); provided, however, that the purchase price payable to the Trust in respect of a breach of a representation and warranty shall in no event be greater than the unpaid Principal Balance of the related Mortgage Loan plus unpaid accrued interest and any amount owed by the Company in excess of such amount shall be payable to the Assignor.  In addition, the Company hereby acknowledges and agrees that any breach of the representations set forth in Section 7.02 (rr), (uu), (bbb), (ggg), (jjj) and (qqq) of the Purchase Agreement shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

The Assignor hereby acknowledges and agrees that the remedies available to the Assignee and the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf) in connection with any breach of the representations and warranties made by the Assignor as set forth in Section 2.03 of the Pooling Agreement as if they were set forth herein (including without limitation the repurchase and indemnity obligations set forth therein).  In addition, the Assignor hereby acknowledges and agrees that any breach of the representations set forth in Section 5 (e) hereof shall be deemed to materially and adversely affect the value of the related mortgage loans or the interests of the Trust in the related mortgage loans.

Miscellaneous

7.            This Agreement shall be construed in accordance with the laws of the State of New York, without regard to conflicts of law principles, and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws. 

8.            No term or provision of this Agreement may be waived or modified unless such waiver or modification is in writing and signed by the party against whom such waiver or modification is sought to be enforced, with the prior written consent of the Trustee. 

9.            This Agreement shall inure to the benefit of (i) the successors and assigns of the parties hereto and (ii) the Trust (including the Trustee and each of the Servicers acting on the Trust’s behalf). Any entity into which Assignor, Assignee or Company may be merged or consolidated shall, without the requirement for any further writing, be deemed Assignor, Assignee or Company, respectively, hereunder. 

10.          Each of this Agreement and the Purchase Agreement shall survive the conveyance of the Mortgage Loans and the assignment of the Purchase Agreement (to the extent assigned hereunder) by Assignor to Assignee and by Assignee to the Trust and nothing contained herein shall supersede or amend the terms of the Purchase Agreement.  

11.          This Agreement may be executed simultaneously in any number of counterparts. Each counterpart shall be deemed to be an original and all such counterparts shall constitute one and the same instrument. 

12.          In the event that any provision of this Agreement conflicts with any provision of the Purchase Agreement with respect to the Mortgage Loans, the terms of this Agreement shall control. 

 

 

13.          Capitalized terms used in this Agreement (including the exhibits hereto)  but not defined in this Agreement shall have the meanings given to such terms in the Purchase Agreement.

[SIGNATURE PAGE FOLLOWS]

 

 

IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their duly authorized officers as of the date first above written.

 

	
            GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            FINANCIAL ASSET SECURITIES CORP.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            MERITAGE MORTGAGE CORP.
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

Schedule 1

 

	
             
 	
            Section 7.01
 	
            Representations and Warranties Respecting the Company
 

All capitalized terms used but not defined herein and below shall have the meanings assigned thereto in the Purchase Agreement:

(a)     The Seller is duly organized, validly existing and in good standing under the laws of the state of its incorporation and is and will remain in compliance with the laws of each state in which any Mortgaged Property is located to the extent necessary to ensure the enforceability of each Mortgage Loan and the servicing of the Mortgage Loan in accordance with the terms of this Agreement;

(b)     The Seller has the full power and authority to hold each Mortgage Loan, to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement. The Seller has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement, and this Agreement, assuming due authorization, execution and delivery by the Purchaser, constitutes a legal, valid and binding obligation of the Seller, enforceable against it in accordance with its terms except as the enforceability thereof may be limited by bankruptcy, insolvency or reorganization;

(c)     The execution and delivery of this Agreement by the Seller and the performance of and compliance with the terms of this Agreement will not violate the Seller’s  articles of incorporation or by-laws or constitute a default under or result in a breach or acceleration of, any material contract, agreement or other instrument to which the Seller is a party or which may be applicable to the Seller or its assets;

(d)     The Seller is not in violation of, and the execution and delivery of this Agreement by the Seller and its performance and compliance with the terms of this Agreement will not constitute a violation with respect to, any order or decree of any court or any order or regulation of any federal, state, municipal or governmental agency having jurisdiction over the Seller or its assets, which violation might have consequences that would materially and adversely affect the condition (financial or otherwise) or the operation of the Seller or its assets or might have consequences that would materially and adversely affect the performance of its obligations and duties hereunder;

(e)     The Seller is a HUD approved mortgagee pursuant to Section 203 of the National Housing Act. No event has occurred, including but not limited to a change in insurance coverage, which would make the Seller unable to comply with HUD eligibility requirements or which would require notification to HUD;

(f)      The Seller does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement;

(g)     The Mortgage Note, the Mortgage (or certified copy of the Mortgage), the Assignment of Mortgage and any other documents required to be delivered with respect to 

 

each Mortgage Loan pursuant to this Agreement, have been delivered to the Custodian. With respect to each Mortgage Loan, the Seller is in possession of a complete Mortgage File in compliance with Exhibit 5, except for such documents as have been delivered to the Custodian;

(h)     Immediately prior to the payment of the Purchase Price for each Mortgage Loan, the Seller was the owner of record of the related Mortgage and the indebtedness evidenced by the related Mortgage Note subject to a warehouse financing agreement and upon the payment of the Purchase Price by the Purchaser, in the event that the Seller retains record title, the Seller shall retain such record title to each Mortgage, each related Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser as the owner thereof and only for the purpose of servicing and supervising the servicing of each Mortgage Loan;

(i)      There are no actions or proceedings against, or investigations of, the Seller before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement, (B) seeking to prevent the sale of the Mortgage Loans or the consummation of the transactions contemplated by this Agreement or (C) that might prohibit or materially and adversely affect the performance by the Seller of its obligations under, or the validity or enforceability of, this Agreement;

(j)      No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained prior to the Closing Date;

(k)     The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Seller, and the transfer, assignment and conveyance of the Mortgage Notes and the Mortgages by the Seller pursuant to this Agreement are not subject to the bulk transfer or any similar statutory provisions;

(l)      Neither this Agreement nor any written statement, report or other document prepared and furnished or to be prepared and furnished by the Seller pursuant to this Agreement or in connection with the transactions contemplated hereby contains any untrue statement of material fact or omits to state a material fact necessary to make the statements contained herein or therein not misleading;

(m)    The transfer of the Mortgage Loans shall be treated as a sale on the books and records of Seller, and Seller has determined that, and will treat, the disposition of the Mortgage Loans pursuant to this Agreement for tax and accounting purposes as a sale. Seller shall maintain complete records for each Mortgage Loan which shall be clearly marked to reflect the ownership of each Mortgage Loan by Purchaser;

(n)     The consideration received by the Seller upon the sale of the Mortgage loans constitutes fair consideration and reasonably equivalent value for such Mortgage Loans; 

 

 

(o)     Seller is solvent and will not be rendered insolvent by the consummation of the transactions contemplated hereby.  The Seller is not transferring any Mortgage loan with any intent to hinder, delay or defraud any of its creditors; and

(p)     The Seller is a member of MERS in good standing, and will comply in all material respects with the rules and procedures of MERS in connection with the servicing of the MERS Mortgage Loans for as long as such Mortgage Loans are registered with MERS.

	
             
 	
            Section 7.02
 	
            Representations and Warranties Regarding Individual Mortgage Loans.
 

(a)              The information set forth in the related Mortgage Loan Schedule is complete, true and correct;

(b)            The Mortgage Loan is in compliance with all requirements set forth in the Seller’s Underwriting Guides  and the characteristics of the related Mortgage Loan Package as set forth in the related Confirmation are true and correct, provided, however, that in the event of any conflict between the terms of any Confirmation and this agreement, the terms of this agreement shall control;

(c)              All payments required to be made up to the close of business on the Closing Date for such Mortgage Loan under the terms of the Mortgage Note have been made; the Seller has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the related Mortgaged Property, directly or indirectly, for the payment of any amount required by the Mortgage Note or Mortgage; and there has been no delinquency, exclusive of any period of grace, in any payment by the Mortgagor thereunder since the origination of the Mortgage Loan;

(d)            There are no delinquent taxes, ground rents, water charges, sewer rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments or other outstanding charges affecting the related Mortgaged Property;

(e)             The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, recorded in the applicable public recording office if necessary to maintain the lien priority of the Mortgage, and which have been delivered to the Custodian; the substance of any such waiver, alteration or modification has been approved by the title insurer, to the extent required by the related policy, and is reflected on the related Mortgage Loan Schedule. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the title insurer, to the extent required by the policy, and
which assumption agreement has been delivered to the Custodian and the terms of which are reflected in the related Mortgage Loan Schedule;

(f)             The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any 

 

right thereunder, render the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto. Each Prepayment Charge or penalty with respect to any Mortgage Loan is permissible, enforceable and collectible under applicable federal, state and local law;

(g)            All buildings upon the Mortgaged Property are insured by an insurer acceptable to FNMA or FHLMC against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, pursuant to insurance policies conforming to the requirements of the Servicing Addendum. All such insurance policies contain a standard mortgagee clause naming the Seller, its successors and assigns as mortgagee and all premiums thereon have been paid.  If the Mortgaged Property is in an area identified on a Flood Hazard Map or Flood Insurance Rate Map issued by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available) a flood insurance policy meeting the
requirements of the current guidelines of the Federal Insurance Administration is in effect which policy conforms to the requirements of FNMA or FHLMC. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to seek reimbursement therefor from the Mortgagor;

(h)            Any and all requirements of any federal, state or local law including, without limitation, usury, truth-in-lending, all applicable predatory and abusive lending, real estate settlement procedures, consumer credit protection, equal credit opportunity or disclosure laws applicable to the origination and servicing of such Mortgage Loan have been complied with, the consummation of the transactions contemplated hereby will not involve the violation of any such laws or regulations, and the Seller shall maintain or shall cause its agent to maintain in its possession, available for the inspection of the Purchaser, and shall deliver to the Purchaser, upon two Business Days’ request, evidence of compliance with all such requirements;

(i)             The Mortgage has not been satisfied, cancelled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such satisfaction, cancellation, subordination, rescission or release. With respect to each Second Lien Mortgage Loan (i) the First Lien is in full force and effect, (ii) there is no default, breach, violation or event of acceleration existing under such First Lien or the related mortgage note, (iii) no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration thereunder, and either (A)
the First Lien contains a provision which allows or (B) applicable law requires, the mortgagee under the Second Lien Mortgage Loan to receive notice of, and affords such mortgagee an opportunity to cure any default by payment in full or otherwise under the First Lien; 

(j)             The Mortgage is a valid, existing and enforceable first or second lien on the Mortgaged Property, including all improvements on the Mortgaged Property subject only to (a) the lien of current real property taxes and assessments not yet due and payable, (b) 

 

covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and specifically referred to in the lender’s title insurance policy delivered to the originator of the Mortgage Loan and which do not adversely affect the Appraised Value of the Mortgaged Property, (c) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property and (d) with respect to each Second Lien Mortgage Loan, a First Lien. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, existing and
enforceable (A) first lien and first priority security interest with respect to each Mortgage Loan that is indicated by the Seller to be a First Lien and (B) second lien and second priority security interest with respect to each Mortgage Loan which is indicated by the Seller to be a Second Lien Mortgage Loan, in either case, on the property described therein and the Seller has full right to sell and assign the same to the Purchaser. The Mortgaged Property was not, as of the date of origination of the Mortgage Loan, subject to a mortgage, deed of trust, deed to secure debt or other security instrument creating a lien subordinate to the lien of the Mortgage;

(k)            The Mortgage Note and the related Mortgage are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms;

(l)             All parties to the Mortgage Note and the Mortgage had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. The Mortgagor is a natural person;

(m)           The proceeds of the Mortgage Loan have been fully disbursed to or for the account of the Mortgagor and there is no obligation for the Mortgagee to advance additional funds thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage have been paid, and the Mortgagor is not entitled to any refund of any amounts paid or due to the Mortgagee pursuant to the Mortgage Note or Mortgage;

(n)            The Seller is the sole legal, beneficial and equitable owner of the Mortgage Note and the Mortgage and has full right to transfer and sell the Mortgage Loan to the Purchaser free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest;

(o)            All parties which have had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, are (or, during the period in which they held and disposed of such interest, were) in compliance with any and all applicable “doing business” and licensing requirements of the laws of the state wherein the Mortgaged Property is located;

 

 

(p)            The Mortgage Loan is covered by an American Land Title Association (“ALTA”) ALTA lender’s title insurance policy (which, in the case of an Adjustable Rate Mortgage Loan has an adjustable rate mortgage endorsement in the form of ALTA 6.0 or 6.1) acceptable to FNMA or FHLMC, issued by a title insurer acceptable to FNMA or FHLMC and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (j) (a), (b) and (c) above and (d) with respect to each Second Lien Mortgage Loan) the Seller, its successors and assigns as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan and, with respect to any Adjustable Rate Mortgage Loan, against
any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for adjustment in the Mortgage Interest Rate and Monthly Payment.  Additionally, such lender’s title insurance policy affirmatively insures ingress and egress to and from the Mortgaged Property, and against encroachments by or upon the Mortgaged Property or any interest therein. The Seller is the sole insured of such lender’s title insurance policy, and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lender’s title insurance policy, and no prior holder of the related Mortgage, including the Seller, has done, by act or omission, anything which would impair the coverage of such lender’s title insurance policy;

(q)            There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and the Seller has not waived any default, breach, violation or event of acceleration.  With respect to each Mortgage Loan which is indicated by the Seller to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule) (i) the First Lien is in full force and effect, (ii) there is no default, breach, violation or event of acceleration existing under such First Lien mortgage or the related mortgage note, (iii) no event which, with the passage of time or
with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration thereunder, and either (A) the First Lien mortgage contains a provision which allows or (B) applicable law requires, the mortgagee under the Second Lien Mortgage Loan to receive notice of, and affords such mortgagee an opportunity to cure any default by payment in full or otherwise under the First Lien mortgage;

(r)             There are no mechanics’ or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage;

(s)             All improvements which were considered in determining the Appraised Value of the related Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroach upon the Mortgaged Property;

(t)             The Mortgage Loan was originated by the Seller or by a savings and loan association, a savings bank, a commercial bank or similar banking institution which is 

 

supervised and examined by a federal or state authority, or by a mortgagee approved as such by the Secretary of HUD;

(u)             Principal payments on the Mortgage Loan commenced no more than sixty   days after the proceeds of the Mortgage Loan were disbursed, except in the case of interest only loans.  The Mortgage Loan bears interest at the Mortgage Interest Rate.  With respect to each Mortgage Loan, the Mortgage Note is payable on the first day of each month in Monthly Payments, which, in the case of a Fixed Rate Mortgage Loans, are sufficient to fully amortize the original principal balance over the original term thereof and to pay interest at the related Mortgage Interest Rate, and, in the case of an Adjustable Rate Mortgage Loan or interest only loans, are changed on each Adjustment Date, and in any case, are sufficient to fully amortize the original principal balance
over the original term thereof and to pay interest at the related Mortgage Interest Rate.  The Index for each Adjustable Rate Mortgage Loan is as provided on the related Mortgage Loan Schedule.  The Mortgage Note does not permit negative amortization. No Mortgage Loan is a Convertible Mortgage Loan;

(v)            The origination and collection practices used by the Seller with respect to each Mortgage Note and Mortgage have been in all respects legal, proper, prudent and customary in the mortgage origination and servicing industry.  The Mortgage Loan has been serviced by the Seller or its designee and any predecessor servicer in accordance with the terms of the Mortgage Note.  With respect to escrow deposits and Escrow Payments (other than with respect to each Mortgage Loan which is indicated by the Seller to be a Second Lien Mortgage Loan and for which the mortgagee under the First Lien is collecting Escrow Payments (as reflected on the Mortgage Loan Schedule)), if any, all such payments are in the possession of, or under the control of, the Seller or its designee
and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under any Mortgage or the related Mortgage Note and no such escrow deposits or Escrow Payments are being held by the Seller for any work on a Mortgaged Property which has not been completed;

(w)           The Mortgaged Property is free of damage and waste and there is no proceeding pending for the total or partial condemnation thereof;

(x)            The Mortgagor has not notified the Seller and the Seller has no knowledge of any relief requested or provided to the Mortgagor under the Servicemembers Civil Relief Act;

(y)            The Mortgage Loan was underwritten in accordance with the underwriting standards of the Seller in effect at the time the Mortgage Loan was originated; and the Mortgage Note and Mortgage and applicable riders are on forms acceptable to prudent lenders in the secondary market; 

(z)             The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage referred to in (x) above;

 

 

(aa)          The Mortgage File contains an appraisal of the related Mortgaged Property which satisfied the standards of FNMA or FHLMC and was made and signed, prior to the funding  of the Mortgage Loan application, by a qualified appraiser, duly appointed by the Seller, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, whose compensation is not affected by the approval or disapproval of the Mortgage Loan and who met the minimum qualifications of FNMA or FHLMC.  Each appraisal of the Mortgage Loan was made in accordance with the relevant provisions of the Financial Institutions Reform, Recovery, and Enforcement Act of 1989;

(bb)          In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor;

(cc)           No Mortgage Loan contains provisions pursuant to which Monthly Payments are (a) paid or partially paid with funds deposited in any separate account established by the Seller, the Mortgagor, or anyone on behalf of the Mortgagor, (b) paid by any source other than the Mortgagor or (c) contains any other similar provisions which may constitute a “buydown” provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature;

(dd)          The Mortgagor has executed a statement to the effect that the Mortgagor has received all disclosure materials required by applicable law with respect to the making of fixed rate mortgage loans in the case of Fixed Rate Mortgage Loans, and adjustable rate mortgage loans in the case of Adjustable Rate Mortgage Loans and rescission materials with respect to Refinanced Mortgage Loans, and such statement is and will remain in the Mortgage File;

(ee)           No Mortgage Loan was made in connection with (a) the construction or rehabilitation of a Mortgaged Property or (b) facilitating the trade-in or exchange of a Mortgaged Property;

(ff)            The Seller has no knowledge of any circumstances or condition with respect to the Mortgage, the Mortgaged Property, the Mortgagor or the Mortgagor’s credit standing that can reasonably be expected to cause the Mortgage Loan to be an unacceptable investment, cause the Mortgage Loan to become delinquent, or adversely affect the value of the Mortgage Loan;

(gg)          The Mortgaged Property is lawfully occupied under applicable law; all inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities;

 

 

(hh)          No omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of any person, including without limitation the Mortgagor, any appraiser, any builder or developer, or any other party involved in the origination of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

(ii)            The Assignment of Mortgage is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(jj)            Any principal advances made to the Mortgagor prior to the Cut-off Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated, bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having (A) first lien priority with respect to each Mortgage Loan which is indicated by the Seller to be a First Lien (as reflected on the Mortgage Loan Schedule), or (B) second lien priority with respect to each Mortgage Loan which is indicated by the Seller to be a Second Lien Mortgage Loan (as reflected on the Mortgage Loan Schedule), in either case by a title insurance policy, an endorsement to the
policy insuring the mortgagee’s consolidated interest or by other title evidence acceptable to FNMA or FHLMC. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan;

(kk)          As to any Mortgage Loan which is not a MERS Mortgage Loan, the Assignment of Mortgage is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(ll)            If the Residential Dwelling on the Mortgaged Property is a condominium unit or a unit in a planned unit development (other than a de minimis planned unit development) such condominium or planned unit development project meets the eligibility requirements of  Seller’s underwriting guides; 

(mm)       The source of the down payment with respect to each Mortgage Loan has been fully verified by the Seller if required pursuant to the Seller’s underwriting guidelines;

(nn)          Interest on each Mortgage Loan is calculated on the basis of a 360-day year consisting of twelve 30-day months;

(oo)          The Mortgaged Property is in material compliance with all applicable environmental laws pertaining to environmental hazards including, without limitation, asbestos, and neither the Seller nor, to the Seller’s knowledge, the related Mortgagor, has received any notice of any violation or potential violation of such law;

(pp)          Each Mortgage Loan is covered by a fully assignable, life of loan Tax Service Contract which is assignable to the Purchaser or its designee;

(qq)          Each Mortgage Loan is covered by a Flood Zone Service Contract which is assignable to the Purchaser or its designee or, for each Mortgage Loan not covered by 

 

such Flood Zone Service Contract, the Seller agrees to purchase such Flood Zone Service Contract;

(rr)            No Mortgage Loan is (a) subject to the provisions of the Homeownership and Equity Protection Act of 1994 as amended (“HOEPA”), (b) a “high cost” mortgage loan, “covered” mortgage loan, “high risk home” mortgage loan or “predatory” mortgage loan or any other comparable term, no matter how defined under any federal, state or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees), or (c) a High Cost Loan or Covered Loan, as applicable (as such terms are defined in the current Standard & Poor’s LEVELS® Glossary Revised, Appendix E);

(ss)           No predatory, abusive or deceptive lending practices, including but not limited to, the extension of credit to a mortgagor without regard for the mortgagor’s ability to repay the Mortgage Loan and the extension of credit to a mortgagor which has no apparent benefit to the mortgagor, were employed in connection with the origination of the Mortgage Loan;

(tt)            The debt-to-income ratio of the related Mortgagor was not greater than 60% at the origination of the related Mortgage Loan;

(uu)           No Mortgagor was required by Seller to purchase any credit life, disability, accident or health insurance product as a condition of obtaining the extension of credit.  No Mortgagor obtained a prepaid single premium credit life, disability, accident or health insurance policy in connection with the origination of the Mortgage Loan.  No proceeds from any Mortgage Loan were used to purchase single premium credit insurance policies as part of the origination of, or as a condition to closing, such Mortgage Loan;

(vv)          No Mortgage Loan had a Loan-to-Value Ratio or Combined Loan-to-Value Ratio in excess of 100% origination of such Mortgage Loan; 

(ww)        The Mortgage Loans were not selected from the outstanding fixed and adjustable rate one to four-family mortgage loans in the Seller’s portfolio at the related Closing Date as to which the representations and warranties set forth in this Agreement could be made in a manner so as to affect adversely the interests of the Purchaser;

(xx)           The Mortgage contains an enforceable provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the mortgagee thereunder;

(yy)          The Mortgage Loan complies with all applicable consumer credit statutes and regulations, including, without limitation, the respective Uniform Consumer Credit Code laws in effect in Colorado, Idaho, Indiana, Iowa, Kansas, Maine, Oklahoma, South Carolina, Utah and Wyoming, has been originated by a properly licensed entity, and in all other respects, complies with all of the material requirements of any such applicable laws;

 

 

(zz)            The information set forth in the Prepayment Charge schedule is complete, true and correct in all material respects and each Prepayment Charge is permissible, enforceable and collectable under applicable federal or  state law;

(aaa)        The Mortgage Loan was not prepaid in full prior to the Closing Date and the Seller has not received notification from a Mortgagor that a prepayment in full shall be made after the Closing Date; 

(bbb)         No Mortgage Loan is secured by real property or secured  by a manufactured home located in the state of Georgia unless (x) such Mortgage Loan was originated prior to October 1, 2002 or after March 6, 2003, or (y) the property securing the Mortgage Loan is not, nor will be, occupied by the Mortgagor as the Mortgagor’s principal dwelling.  No Mortgage Loan is a “High Cost Home Loan” as defined in the Georgia Fair Lending Act, as amended (the “Georgia Act”) or the New York Banking Law 6-1. Each Mortgage Loan that is a “Home Loan” under the Georgia Act complies with all applicable provisions of the Georgia Act;

(ccc)                With respect to each MERS Mortgage Loan, a MIN has been assigned by MERS and such MIN is accurately provided on the related Mortgage Loan Schedule. The related assignment of Mortgage to MERS has been duly and properly recorded; 

(ddd)        With respect to each MERS Mortgage Loan, the Seller has not received any notice of liens or legal actions with respect to such Mortgage Loan and no such notices have been electronically posted by MERS; 

(eee)                With respect to each Mortgage Loan which is a Second Lien, (i) the related first lien does not provide for negative amortization, and (ii) either no consent for the Mortgage Loan is required by the holder of the first lien or such consent has been obtained and is contained in the Mortgage File;

(fff)          As of the Closing Date, each Mortgage Loan is eligible for sale in the secondary market or for inclusion in a Pass-Through Transfer without unreasonable credit enhancement, when compared with similar loan products originated by other originators;

(ggg)        Except as set forth on the related Mortgage Loan Schedule, none of the Mortgage Loans are subject to a prepayment penalty.  For any Mortgage Loan originated prior to October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond five years after the date of origination. For any Mortgage Loan originated on or following October 1, 2002 that is subject to a prepayment penalty, such prepayment penalty does not extend beyond three years after the date of origination.  With respect to any Mortgage Loan that contains a provision permitting imposition of a premium upon a prepayment prior to maturity, the prepayment premium is disclosed to the Mortgagor in the loan documents pursuant to applicable state and federal law;

(hhh)        The Seller has complied with all applicable anti-money laundering laws and regulations, including without limitation the USA Patriot Act of 2001 (collectively, the “Anti-Money Laundering Laws”); the Seller has established an anti-money laundering 

 

compliance program as required by the Anti-Money Laundering Laws, has conducted the requisite due diligence in connection with the origination of each Mortgage Loan for purposes of the Anti-Money Laundering Laws, and maintains, and will maintain, sufficient information to identify the applicable Mortgagor for purposes of the Anti-Money Laundering Laws.  No Mortgage Loan is subject to nullification pursuant to Executive Order 13224 (the “Executive Order”) or the regulations promulgated by the Office of Foreign Assets Control of the United States Department of the Treasury (the “OFAC Regulations”) or in violation of the Executive Order or the OFAC Regulations, and no Mortgagor is subject to the provisions of such Executive Order or the OFAC Regulations nor listed as a “blocked person” for purposes of the OFAC Regulations;

(iii)           The methodology used in underwriting the extension of credit for each Mortgage Loan employs objective mathematical principles which relate the Mortgagor’s income, assets and liabilities to the proposed payment and such underwriting methodology does not rely on the extent of the Mortgagor’s equity in the collateral as the principal determining factor in approving such credit extension.  Such underwriting methodology confirmed that at the time of origination (application/approval) the Mortgagor had a reasonable ability to make timely payments on the Mortgage Loan;

(jjj)           With respect to each Mortgage Loan, to the extent required prior to the applicable servicing transfer date, the Seller has fully and accurately furnished, or will timely furnish, complete information on the related borrower credit files to Equifax, Experian and Trans Union Credit Information Company, in accordance with the Fair Credit Reporting Act and its implementing regulations, on a monthly basis and the Seller for each Loan will furnish, in accordance with the Fair Credit Reporting Act and its implementing regulations, accurate and complete information on its borrower credit files to Equifax, Experian, and Trans Union Credit  Information Company, on a monthly basis;

(kkk)        No Mortgage Loan (a) is secured by property located in the State of New York; (b) had an unpaid principal balance at origination of $300,000 or less, and (c) has an application date on or after April 1, 2003, the terms of which Mortgage Loan equal or exceed either the APR or the points and fees threshold for “high-cost home loans”, as defined in Section 6-L of the New York State Banking Law;

(lll)           All points and fees related to each Mortgage Loan were disclosed in writing to the related Mortgagor in accordance with applicable state and federal law and regulation;

(mmm)    The Seller will transmit, or cause to be transmitted, full-file credit reporting data for each Mortgage Loan pursuant to Fannie Mae Guide Announcement 95-19 and for each Mortgage Loan, Seller agrees it shall report one of the following statuses each month as follows: new origination, current, delinquent (30-, 60-, 90-days, etc.), foreclosed, or charged-off; 

(nnn)        No Mortgage Loan is a “manufactured housing loan” pursuant to the NJ Act, and one hundred percent of the amount financed of any purchase money Second Lien 

 

Mortgage Loan subject to the NJ Act was used for the purchase of the related Mortgaged Property;

(ooo)        The Mortgagee has not made or caused to be made any payment in the nature of an “average” or “yield spread premium” to a mortgage broker or a like Person which has not been fully disclosed to the Mortgagor;

(ppp)        No Mortgage Loan secured by a Mortgaged Property located in the Commonwealth of Massachusetts was made to pay off or refinance an existing loan or other debt of the related borrower (as the term “borrower” is defined in the regulations promulgated by the Massachusetts Secretary of State in connection with Massachusetts House Bill 4880 (2004)) unless either (1) (a) the related Mortgage Interest Rate (that would be effective once the introductory rate expires, with respect to Adjustable Rate Mortgage Loans) did or would not exceed by more than 2.25%, with respect to first lien loans (or 2.50% with respect to any Mortgage Loan for which an application was taken on or after January 14, 2005), or 3.50%,  with respect to second lien loans, the yield on United States Treasury
securities having comparable periods of maturity to the maturity of the related Mortgage Loan as of the fifteenth day of the month immediately preceding the month in which the application for the extension of credit was received by the related lender or (b) the Mortgage Loan is an “open-end home loan” (as such term is used in the Massachusetts House Bill 4880 (2004)) and the related Mortgage Note provides that the related Mortgage Interest Rate may not exceed at any time the Prime rate index as published in The Wall Street Journal plus a margin of one percent, or (2) such Mortgage Loan is in the "borrower's interest," as documented by a "borrower's interest worksheet" for the particular Mortgage Loan, which worksheet incorporates the factors set forth in Massachusetts House Bill 4880 (2004) and the regulations promulgated thereunder for determining "borrower's interest," and otherwise complies in all material respects with the laws of the Commonwealth of Massachusetts;
and

(qqq)        No Mortgagor agreed to submit to arbitration to resolve any dispute arising out of or relating in any way to the Mortgage Loan transaction.

 

 

 

 

 

EXHIBIT C-2

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT

 

GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.,

as Seller

and

FINANCIAL ASSET SECURITIES CORP.,

as Purchaser

MORTGAGE LOAN PURCHASE AGREEMENT

Dated as of December 16, 2005

Adjustable-Rate and Fixed-Rate Mortgage Loans

Soundview Home Loan Trust 2005-4

 

 

Table of Contents

	
      ARTICLE I.
 
	
       
 
	
      DEFINITIONS
 
	
             
 
	
            Section 1.01
 	
            Definitions
 
	
             
 	
             
 
	
            ARTICLE II.
 
	
             
 
	
            SALE OF MORTGAGE LOANS; PAYMENT OF PURCHASE PRICE
 
	
             
 
	
            Section 2.01
 	
            Sale of Mortgage Loans
 
	
            Section 2.02
 	
            Obligations of the Seller and Seller Upon Sale
 
	
            Section 2.03
 	
            Payment of Purchase Price for the Mortgage Loans.
 
	
             
 	
             
 
	
            ARTICLE III.
 
	
             
 
	
            REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH
 
	
             
 
	
            Section 3.01
 	
            Seller Representations and Warranties Relating to the Mortgage Loans.
 
	
            Section 3.02
 	
            Seller Representations and Warranties Relating to the Seller
 
	
            Section 3.03
 	
            Remedies for Breach of Representations and Warranties
 
	
             
 	
             
 
	
            ARTICLE IV.
 
	
             
 
	
            SELLER’S COVENANTS
 
	
             
 
	
            Section 4.01
 	
            Covenants of the Seller
 
	
             
 	
             
 
	
            ARTICLE V.
 
	
             
 
	
            INDEMNIFICATION WITH RESPECT TO THE MORTGAGE LOANS
 
	
             
 
	
            Section 5.01
 	
            Indemnification.
 
	
             
 	
             
 
	
            ARTICLE VI.
 
	
             
 
	
            TERMINATION
 
	
             
 
	
            Section 6.01
 	
            Termination
 
	
             
 	
             
 
	
            ARTICLE VII.
 
	
             
 
	
            MISCELLANEOUS PROVISIONS
 
	
             
 
	
            Section 7.01
 	
            Amendment
 
	
            Section 7.02
 	
            Governing Law
 
	
            Section 7.03
 	
            Notices
 
	
            Section 7.04
 	
            Severability of Provisions
 
	
            Section 7.05
 	
            Counterparts
 
	
            Section 7.06
 	
            Further Agreements
 
	
            Section 7.07
 	
            Intention of the Parties
 
	
            Section 7.08
 	
            Successors and Assigns; Assignment of Purchase Agreement
 
	
            Section 7.09
 	
            Survival
 

 

 

 

MORTGAGE LOAN PURCHASE AGREEMENT, dated as of December 16, 2005 (the “Agreement”), between Greenwich Capital Financial Products, Inc. (the “Seller”) and Financial Asset Securities Corp. (the “Purchaser”).

WITNESSETH

WHEREAS, the Seller is the owner of (a) the notes or other evidence of indebtedness (the “Mortgage Notes”) so indicated on Schedule I hereto referred to below and (b) the other documents or instruments constituting the Mortgage File (collectively, the “Mortgage Loans”); and

WHEREAS, the Seller, as of the date hereof, owns the mortgages (the “Mortgages”) on the properties (the “Mortgaged Properties”) securing such Mortgage Loans, including rights to (a) any property acquired by foreclosure or deed in lieu of foreclosure or otherwise and (b) the proceeds of any insurance policies covering the Mortgage Loans or the Mortgaged Properties or the obligors on the Mortgage Loans; and

WHEREAS, the parties hereto desire that the Seller sell the Mortgage Loans to the Purchaser pursuant to the terms of this Agreement; and

WHEREAS, pursuant to the terms of a Pooling and Servicing Agreement dated as of November 1, 2005 (the “Pooling and Servicing Agreement”) among the Purchaser as depositor, Countrywide Home Loans Servicing LP (“Countrywide Servicing”), JPMorgan Chase Bank, National Association (“JPMorgan”) and National City Home Loan Services, Inc. (“NCHLS”) as servicers and Deutsche Bank National Trust Company as trustee (the “Trustee”), the Purchaser will convey the Mortgage Loans to Soundview Home Loan Trust 2005-4 (the “Trust”).

NOW, THEREFORE, in consideration of the mutual covenants herein contained, the parties hereto agree as follows:

ARTICLE I.

 

DEFINITIONS

Section 1.01      Definitions.  All capitalized terms used but not defined herein and below shall have the meanings assigned thereto in the Pooling and Servicing Agreement.

“Seller Information”: The information contained in the Prospectus Supplement, read either individually or collectively under “SUMMARY OF TERMS—Mortgage Loans,” the first sentence of the fourth bullet point under “RISK FACTORS—Unpredictability of Prepayments and Effect on Yields,” the second sentence under “RISK FACTORS—High Loan-to-Value Ratios Increase Risk of Loss,” the second sentence under “RISK FACTORS—Interest Only Mortgage Loans,” the second sentence of the third bullet point under “RISK FACTORS—Interest Generated by the Mortgage Loans May Be Insufficient to Maintain Overcollateralization,” “THE MORTGAGE POOL,” the first sentence of the seventh paragraph under “YIELD, PREPAYMENT AND MATURITY CONSIDERATIONS” and “THE SELLER.”

 

 

ARTICLE II.

 

SALE OF MORTGAGE LOANS; PAYMENT OF PURCHASE PRICE

Section 2.01      Sale of Mortgage Loans.  The Seller, concurrently with the execution and delivery of this Agreement, does hereby sell, assign, set over, and otherwise convey to the Purchaser, without recourse, (i) all of its right, title and interest in and to each Mortgage Loan, including the related Cut-off Date Principal Balance, all interest accruing thereon on or after the Cut-off Date and all collections in respect of interest and principal due after the Cut-off Date; (ii) property which secured such Mortgage Loan and which has been acquired by foreclosure or deed in lieu of foreclosure; (iii) its interest in any insurance policies in respect of the Mortgage Loans (iv) the right to receive any amounts under the Cap Contract and (v) all proceeds of any of the foregoing.

Section 2.02      Obligations of the Seller and Seller Upon Sale.  In connection with any transfer pursuant to Section 2.01 hereof, the Seller further agrees, at its own expense on or prior to the Closing Date, (a) to cause its books and records to indicate that the Mortgage Loans have been sold to the Purchaser pursuant to this Agreement and (b) to deliver to the Purchaser and the Trustee a computer file containing a true and complete list of all such Mortgage Loans specifying for each such Mortgage Loan, as of the Cut-off Date, (i) its account number and (ii) the Cut-off Date Principal Balance. Such file, which forms a part of Exhibit D to the Pooling and Servicing Agreement, shall also be marked as Schedule I to this Agreement and is hereby incorporated into and made a part of this Agreement.

In connection with any conveyance by the Seller, the Seller shall on behalf of the Purchaser deliver to, and deposit with the Trustee (or the Custodian on behalf of the Trustee), as assignee of the Purchaser, on or before the Closing Date, the following documents or instruments with respect to each Mortgage Loan:

(i)           the original Mortgage Note, endorsed either (A) in blank, in which case the Trustee shall cause the endorsement to be completed or (B) in the following form: “Pay to the order of Deutsche Bank National Trust Company, as Trustee,” or with respect to any lost Mortgage Note, an original Lost Note Affidavit stating that the original mortgage note was lost, misplaced or destroyed, together with a copy of the related mortgage note; provided, however, that such substitutions of Lost Note Affidavits for original Mortgage Notes may occur only with respect to Mortgage Loans, the aggregate Cut-off Date Principal Balance of which is less than or equal to 1.00% of the Pool
Balance as of the Cut-off Date;

(ii)          the original Mortgage with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon or, if such Mortgage or power of attorney has been submitted for recording but has not been returned from the applicable public recording office, has been lost or is not otherwise available, a copy of such Mortgage or power of attorney, as the case may be, certified to be a true and complete copy of the original submitted for recording;

 

 

(iii)         an original Assignment, in form and substance acceptable for recording. The Mortgage shall be assigned either (A) in blank, without recourse or (B) to “Deutsche Bank National Trust Company, as Trustee”

(iv)         an original copy of any intervening assignment of Mortgage showing a complete chain of assignments;

	
             
  	
            (v)
 	
            the original or a certified copy of lender’s title insurance policy; and
 

(vi)         the original or copies of each assumption, modification, written assurance, substitution agreement or guarantee, if any.

The Seller hereby confirms to the Purchaser and the Trustee that it has caused the appropriate entries to be made in its general accounting records to indicate that such Mortgage Loans have been transferred to the Trustee and constitute part of the Trust in accordance with the terms of the Pooling and Servicing Agreement.

If any of the documents referred to in Section 2.02(ii), (iii) or (iv) above has as of the Closing Date been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Seller to deliver such documents shall be deemed to be satisfied upon (1) delivery to the Trustee or the Custodian, no later than the Closing Date, of a copy of each such document certified by the Seller in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the Seller, delivery to the Trustee or the Custodian, promptly upon receipt thereof of either the original or a copy of such document certified by the
applicable public recording office to be a true and complete copy of the original. If the original lender’s title insurance policy, or a certified copy thereof, was not delivered pursuant to Section 2.02(v) above. The Seller shall deliver or cause to be delivered to the Trustee or the Custodian, the original or a copy of a written commitment or interim binder or preliminary report of title issued by the title insurance or escrow company, with the original or a certified copy thereof to be delivered to the Trustee or the Custodian, promptly upon receipt thereof. The Seller shall deliver or cause to be delivered to the Trustee or the Custodian promptly upon receipt thereof any other documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

Upon discovery or receipt of notice of any materially defective document in, or that a document is missing from, a Mortgage File, the Seller shall have 120 days to cure such defect or deliver such missing document to the Purchaser. If the Seller does not cure such defect or deliver such missing document within such time period, the Seller shall either repurchase or substitute for such Mortgage Loan pursuant to Section 2.03 of the Pooling and Servicing Agreement.

The Seller shall cause the Assignments which were delivered in blank to be completed and shall cause all Assignments referred to in Section 2.02(iii) hereof and, to the extent necessary, in Section 2.02(iv) hereof to be recorded. The Seller shall be required to deliver 

 

such assignments for recording within 180 days of the Closing Date.  In the event that any such Assignment is lost or returned unrecorded because of a defect therein, the Seller shall promptly have a substitute Assignment prepared or have such defect cured, as the case may be, and thereafter cause each such Assignment to be duly recorded.

Notwithstanding the foregoing, for administrative convenience and facilitation of servicing and to reduce closing costs, the Assignments of Mortgage shall not be required to be submitted for recording (except with respect to any Mortgage Loan located in Maryland) unless such failure to record would result in a withdrawal or a downgrading by any Rating Agency of the rating on any Class of Certificates; provided, however, each Assignment shall be submitted for recording by the Seller in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of: (i) reasonable direction by Holders of Certificates entitled to at least 25% of the Voting Rights, (ii) the occurrence of a Servicer Event of Termination, (iii) the occurrence of a bankruptcy, insolvency or
foreclosure relating to the Servicer, (iv) the occurrence of a servicing transfer as described in Section 7.02 of the Pooling and Servicing Agreement, (v) upon receipt of notice from the Servicer, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage and (vi) upon receipt of notice from the Servicer, any Mortgage Loan that is 90 days or more Delinquent.  Upon receipt of written notice from the Purchaser that recording of the Assignments is required pursuant to one or more of the conditions set forth in the preceding sentence, the Seller shall be required to deliver such Assignments for recording as provided above, promptly and in any event within 30 days following receipt of such notice.  The Seller shall furnish the Trustee (or the Custodian on behalf of the Trustee), or its designated agent, with a copy of each Assignment submitted for recording.

In the event that any Mortgage Note is endorsed in blank as of the Closing Date, promptly following the Closing Date, the Trustee (or the Custodian on behalf of the Trustee), at the expense of the Seller, shall cause to be completed such endorsements “Pay to the order of Deutsche Bank National Trust Company, as Trustee, without recourse.”

The Purchaser hereby acknowledges its acceptance of all right, title and interest to the Mortgage Loans and other property, now existing and hereafter created, conveyed to it pursuant to Section 2.01.

The parties hereto intend that the transaction set forth herein be a sale by the Seller to the Purchaser of all the Seller’s right, title and interest in and to the Mortgage Loans and other property described above. In the event the transaction set forth herein is deemed not to be a sale, the Seller hereby grants to the Purchaser a security interest in all of the Seller’s right, title and interest in, to and under the Mortgage Loans and other property described above, whether now existing or hereafter created, to secure all of the Seller’s obligations hereunder; and this Agreement shall constitute a security agreement under applicable law.

	
             
  	
            Section 2.03
 	
            Payment of Purchase Price for the Mortgage Loans.
 

In consideration of the sale of the Mortgage Loans from the Seller to the Purchaser on the Closing Date, the Purchaser agrees to pay to the Seller on the Closing Date (the “Purchase Price”) by transfer of (i) immediately available funds in an amount equal to the net 

 

sale proceeds of the Floating Rate Certificates and the Residual Certificates, (ii) the Class C Certificates and the Class P Certificates (collectively the “Retained Certificates”) which Retained Certificates shall be registered in the name of Greenwich Capital Financial Products, Inc. or its designee and (iii) any investment income earned on amounts on deposit in the Pre-Funding Accounts. The Seller shall pay, and be billed directly for, all expenses incurred by the Purchaser in connection with the issuance of the Certificates, including, without limitation, printing fees incurred in connection with the prospectus relating to the Certificates, blue sky registration fees and expenses, fees and expenses of Purchaser’s counsel, fees of the rating agencies requested to rate the Certificates, accountant’s fees and expenses and the fees and expenses of the Trustee and other out-of-pocket costs, if any.

ARTICLE III.

 

REPRESENTATIONS AND WARRANTIES; REMEDIES FOR BREACH

	
             
  	
            Section 3.01
 	
            Seller Representations and Warranties Relating to the Mortgage Loans.  
 

The Seller and the Purchaser understand, acknowledge and agree that, the representations and warranties set forth in this Section 3.01 are made as of the Closing Date or as of the date specifically provided herein.

The Seller hereby represents and warrants with respect to the Mortgage Loans to the Purchaser that as of the Closing Date or as of such date specifically provided herein:

(a)          The information set forth in the mortgage loan schedule delivered to the Seller by each Originator is complete, true and correct as of the Cut-off Date;

(b)          Approximately 2.96% of the Initial Mortgage Loans were 30-59 days delinquent as of November 30, 2005; the Seller has not advanced funds, or induced, solicited or knowingly received any advance of funds from a party other than the owner of the related Mortgaged Property, directly or indirectly, for the payment of any amount required by the Mortgage Note or Mortgage;

(c)          At the time of origination, and to the best of the Seller’s knowledge, there were no delinquent taxes, ground rents, water charges, sewer rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments or other outstanding charges affecting the related Mortgaged Property;

(d)          The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, recorded in the applicable public recording office if necessary to maintain the lien priority of the Mortgage, and which have been delivered to the Purchaser or its designee; the substance of any such waiver, alteration or modification has been approved by the title insurer, to the extent required by the related policy, and is reflected on the Mortgage Loan Schedule. No instrument of waiver, alteration or modification has been executed, and no Mortgagor has been released, in whole or in part, except in connection with an assumption agreement approved by the insurer under the title insurer, to the extent required by the policy, and which
assumption agreement has been delivered 

 

to the Purchaser or its designee and the terms of which are reflected in the Mortgage Loan Schedule;

(e)          The Mortgage Note and the Mortgage are not subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, nor will the operation of any of the terms of the Mortgage Note and the Mortgage, or the exercise of any right thereunder, render the Mortgage unenforceable, in whole or in part, or subject to any right of rescission, set-off, counterclaim or defense, including the defense of usury, and no such right of rescission, set-off, counterclaim or defense has been asserted with respect thereto;

(f)           All buildings upon the Mortgaged Property are insured by an insurer that satisfies the requirements of the underwriting guidelines of First Franklin Financial Corp., Accredited Home Lenders, Inc., Decision One Mortgage Company LLC or WMC Mortgage Corp. (each, an “Originator”) against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the Mortgaged Property is located, in an amount that is at least equal to the lesser of (i) the amount necessary to fully compensate for any damage or loss to the improvements which are a part of such property on a replacement cost basis or (ii) the outstanding principal balance of the Mortgage Loan, in each case in an amount not less than such amount as is necessary to prevent the Mortgagor
and/or the Mortgagee from becoming a co-insurer. All such insurance policies contain a standard mortgagee clause naming the applicable Originator, its successors and assigns as mortgagee and all premiums thereon have been paid. If the Mortgaged Property is in an area identified on a Flood Hazard Map or Flood Insurance Rate Map issued by the Federal Emergency Management Agency as having special flood hazards (and such flood insurance has been made available), a flood insurance policy meeting the requirements of the current guidelines of the Federal Insurance Administration is in effect which policy conforms to the requirements of Fannie Mae and Freddie Mac. The Mortgage obligates the Mortgagor thereunder to maintain all such insurance at the Mortgagor’s cost and expense, and on the Mortgagor’s failure to do so, authorizes the holder of the Mortgage to maintain such insurance at Mortgagor’s cost and expense and to seek reimbursement therefor from the Mortgagor;

(g)          Prior to the Closing Date, any and all requirements of any federal, state or local law including, without limitation, usury, truth in lending, real estate settlement procedures, consumer credit protection, equal credit opportunity, fair housing or disclosure laws applicable to the origination and servicing of mortgage loans of a type similar to the Mortgage Loans have been complied with;

(h)          The Mortgage has not been satisfied, canceled, subordinated or rescinded, in whole or in part, and the Mortgaged Property has not been released from the lien of the Mortgage, in whole or in part, nor has any instrument been executed that would effect any such satisfaction, cancellation, subordination, rescission or release;

(i)           The Mortgage is a valid, existing and enforceable first lien on the Mortgaged Property, including all improvements on the Mortgaged Property subject only to (A) the lien of current real property taxes and assessments not yet due and payable, (B) covenants, conditions and restrictions, rights of way, easements and other matters of the public record as of the date of recording being acceptable to mortgage lending institutions generally and specifically 

 

referred to in the lender’s title insurance policy delivered to the originator of the Mortgage Loan and which do not adversely affect the Value of the Mortgaged Property, and (C) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by the Mortgage or the use, enjoyment, value or marketability of the related Mortgaged Property. Any security agreement, chattel mortgage or equivalent document related to and delivered in connection with the Mortgage Loan establishes and creates a valid, existing and enforceable first lien and first priority security interest on the property described therein and the Seller has full right to sell and assign the same;

(j)           The Mortgage Note and the related Mortgage are genuine and each is the legal, valid and binding obligation of the maker thereof, enforceable in accordance with its terms;

(k)          All parties to the Mortgage Note and the Mortgage had legal capacity to enter into the Mortgage Loan and to execute and deliver the Mortgage Note and the Mortgage, and the Mortgage Note and the Mortgage have been duly and properly executed by such parties. The Mortgagor is a natural person;

(l)           The proceeds of the Mortgage Loan have been fully disbursed to or for the account of the Mortgagor and there is no obligation for the Mortgagee to advance additional funds thereunder and any and all requirements as to completion of any on-site or off-site improvement and as to disbursements of any escrow funds therefor have been complied with. All costs, fees and expenses incurred in making or closing the Mortgage Loan and the recording of the Mortgage have been paid, and the Mortgagor is not entitled to any refund of any amounts paid or due to the Mortgagee pursuant to the Mortgage Note or Mortgage;

(m)         Prior to the sale of the Mortgage Loan by the Seller, the Seller was the sole legal, beneficial and equitable owner of the Mortgage Note and the Mortgage and had full right to transfer and sell the Mortgage Loan free and clear of any encumbrance, equity, lien, pledge, charge, claim or security interest;

(n)          All parties which had any interest in the Mortgage Loan, whether as mortgagee, assignee, pledgee or otherwise, were (or, during the period in which they held and disposed of such interest, were) in compliance with any and all applicable “doing business” and licensing requirements of the laws of the state wherein the Mortgaged Property is located.

(o)          The Mortgage Loan was covered by an American Land Title Association (“ALTA”) lender’s title insurance policy, which has an adjustable-rate mortgage endorsement in the case of the adjustable-rate Mortgage Loans, in the form of ALTA 6.0 or 6.1 acceptable to prudent lenders, issued by a title insurer acceptable to prudent lenders and qualified to do business in the jurisdiction where the Mortgaged Property is located, insuring (subject to the exceptions contained in (i)(A) and (B) above) the related Originator its successors and assigns as to the first priority lien of the Mortgage in the original principal amount of the Mortgage Loan and against any loss by reason of the invalidity or unenforceability of the lien resulting from the provisions of the Mortgage providing for
adjustment in the Mortgage Rate and Monthly Payment. Additionally, such lender’s title insurance policy affirmatively insures ingress and egress to and from the Mortgaged Property, and against encroachments by or upon the 

 

Mortgaged Property or any interest therein. The related Originator, its successors and assigns, is the sole insured of such lender’s title insurance policy, and such lender’s title insurance policy is in full force and effect and will be in full force and effect upon the consummation of the transactions contemplated by this Agreement. No claims have been made under such lender’s title insurance policy, and no prior holder of the related Mortgage, including the Seller, has done, by act or omission, anything which would impair the coverage of such lender’s title insurance policy;

(p)          There is no default, breach, violation or event of acceleration existing under the Mortgage or the Mortgage Note (other than the delinquencies mentioned in clause (b)) and no event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach, violation or event of acceleration, and the Seller has not waived any default, breach, violation or event of acceleration;

(q)          There are no mechanics’ or similar liens or claims which have been filed for work, labor or material (and no rights are outstanding that under law could give rise to such lien) affecting the related Mortgaged Property which are or may be liens prior to, or equal or coordinate with, the lien of the related Mortgage;

(r)           All improvements that were considered in determining the Value of the related Mortgaged Property lay wholly within the boundaries and building restriction lines of the Mortgaged Property, and no improvements on adjoining properties encroached upon the Mortgaged Property. Each appraisal has been performed in accordance with the provisions of the Financial Institutions Reform, Recovery and Enforcement Act of 1989;

(s)          The Mortgage Loan was originated (for purposes of the Secondary Mortgage Market Enhancement  Act of 1984) by the related Originator or by a savings and loan association, a savings bank, a commercial bank or similar banking institution which is supervised and examined by a federal or state authority, or by a mortgagee approved as such by the Secretary of Housing and Urban Development;

(t)           Principal payments on the Mortgage Loan commenced no more than two (2) months after the proceeds of the Mortgage Loan were disbursed. The Mortgage Loan bears interest at the Mortgage Rate. With respect to each Mortgage Loan, the Mortgage Note is payable on the first day of each month. The Mortgage Note is payable in Monthly Payments. With respect to the adjustable-rate Mortgage Loans, the Monthly Payments are changed on each Adjustment Date to an amount which will fully amortize the Stated Principal Balance of the Mortgage Loan over its remaining term at the Mortgage Rate. Interest on the Mortgage Loan is calculated on the basis of a 360 day year consisting of twelve 30 day months. The Mortgage Note does not permit negative amortization. No adjustable-rate Mortgage Loan permits the
Mortgagor to convert the Mortgage Loan to a fixed-rate Mortgage Loan;

(u)          The origination, servicing and collection practices used by the related Originator and any servicer of the Mortgage Loan, with respect to each Mortgage Note and Mortgage have been in all respects legal, proper, prudent and customary in the mortgage origination and servicing industry. The Mortgage Loan has been serviced by the related Originator and any predecessor servicer in accordance with the terms of the Mortgage Note. 

 

With respect to escrow deposits and Escrow Payments, if any, all such payments are in the possession of, or under the control of, the Seller and there exist no deficiencies in connection therewith for which customary arrangements for repayment thereof have not been made. No escrow deposits or Escrow Payments or other charges or payments due the Seller have been capitalized under any Mortgage or the related Mortgage Note;

(v)          The Mortgaged Property is free of damage and waste and there is no proceeding pending for the total or partial condemnation thereof;

(w)         The Mortgage and related Mortgage Note contain customary and enforceable provisions such as to render the rights and remedies of the holder thereof adequate for the realization against the Mortgaged Property of the benefits of the security provided thereby, including, (A) in the case of a Mortgage designated as a deed of trust, by trustee’s sale, and (B) otherwise by judicial foreclosure.  Since the date of origination of the Mortgage Loan, the Mortgaged Property has not been subject to any bankruptcy proceeding or foreclosure proceeding and the Mortgagor has not filed for protection under applicable bankruptcy laws. There is no homestead or other exemption available to the Mortgagor which would interfere with the right to sell the Mortgaged Property at a trustee’s sale or the right
to foreclose the Mortgage. The Mortgagor has not notified the Seller and the Seller has no knowledge of any relief requested or allowed to the Mortgagor under the Servicemembers Civil Relief Act;

(x)          The Mortgage Loan was underwritten in accordance with the underwriting standards of the related Originator in effect at the time the Mortgage Loan was originated; and the Mortgage Note and Mortgage are on forms acceptable to Fannie Mae and Freddie Mac;

(y)          The Mortgage Note is not and has not been secured by any collateral except the lien of the corresponding Mortgage on the Mortgaged Property and the security interest of any applicable security agreement or chattel mortgage referred to in (i) above;

(z)          The Mortgage File contains an appraisal of the related Mortgaged Property which satisfied the standards of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, and the rules and regulations thereunder, as amended from time to time, and was made and signed by an appraiser who met the minimum requirements of Fannie Mae and Freddie Mac or complied with the related Originator’s automated appraisal methodology as set forth in the related Originator’s underwriting guidelines, duly appointed by the related Originator, who had no interest, direct or indirect in the Mortgaged Property or in any loan made on the security thereof, whose compensation is not affected by the approval or disapproval of the Mortgage Loan and who met the minimum qualifications of the
Financial Institutions Reform, Recovery and Enforcement Act of 1989, and the rules and regulations thereunder;

(aa)        In the event the Mortgage constitutes a deed of trust, a trustee, duly qualified under applicable law to serve as such, has been properly designated and currently so serves and is named in the Mortgage, and no fees or expenses are or will become payable by the Purchaser to the trustee under the deed of trust, except in connection with a trustee’s sale after default by the Mortgagor;

 

 

(bb)        No Mortgage Loan contains provisions pursuant to which Monthly Payments are (A) paid or partially paid with funds deposited in any separate account established by the Seller, the Mortgagor, or anyone on behalf of the Mortgagor, (B) paid by any source other than the Mortgagor or (C) contains any other similar provisions which may constitute a “buydown” provision. The Mortgage Loan is not a graduated payment mortgage loan and the Mortgage Loan does not have a shared appreciation or other contingent interest feature;

(cc)        The Mortgagor has executed a statement to the effect that the Mortgagor has received all disclosure materials required by applicable law with respect to the making of adjustable-rate or fixed-rate mortgage loans, as applicable; and if the Mortgage Loan is a Refinanced Mortgage Loan, the Mortgagor has received all disclosure and rescission materials required by applicable law with respect to the making of a refinanced Mortgage Loan, and evidence of such receipt is and will remain in the Mortgage File;

(dd)        No Mortgage Loan was made in connection with (A) the construction or rehabilitation of a Mortgaged Property or (B) facilitating the trade-in or exchange of a Mortgaged Property;

(ee)        The Mortgage Note, the Mortgage, the Assignment and any other documents required to be delivered with respect to each Mortgage Loan have been delivered to the Seller;

(ff)         The Mortgaged Property is lawfully occupied under applicable law. All inspections, licenses and certificates required to be made or issued with respect to all occupied portions of the Mortgaged Property and, with respect to the use and occupancy of the same, including but not limited to certificates of occupancy, have been made or obtained from the appropriate authorities; 

(gg)        To the best of the Seller’s knowledge, no error, omission, misrepresentation, negligence, fraud or similar occurrence with respect to a Mortgage Loan has taken place on the part of any person, including, without limitation, the Mortgagor, any appraiser, any builder or developer, or any other party involved in the origination, modification or amendment of the Mortgage Loan or in the application of any insurance in relation to such Mortgage Loan;

(hh)        The Assignment is in recordable form and is acceptable for recording under the laws of the jurisdiction in which the Mortgaged Property is located;

(ii)          Any principal advances made to the Mortgagor prior to the Closing Date have been consolidated with the outstanding principal amount secured by the Mortgage, and the secured principal amount, as consolidated bears a single interest rate and single repayment term. The lien of the Mortgage securing the consolidated principal amount is expressly insured as having first lien priority by a title insurance policy, an endorsement to the policy insuring the mortgagee’s consolidated interest or by other title evidence acceptable to Fannie Mae and Freddie Mac. The consolidated principal amount does not exceed the original principal amount of the Mortgage Loan;

 

 

(jj)          Approximately 0.18% of the First Franklin Mortgage Loans have a balloon payment feature;

(kk)        If the Residential Dwelling on the Mortgaged Property is a condominium unit or a unit in a planned unit development (other than a de minimis planned unit development), such condominium or planned unit development project meets Fannie Mae’s eligibility requirements;

(ll)          The Mortgaged Property is in material compliance with all applicable environmental laws pertaining to environmental hazards including, without limitation, asbestos, and there is no pending action or proceeding directly involving any Mortgaged Property of which the Seller is aware in which compliance with any environmental law, rule or regulation is an issue; and to the best of the Seller’s knowledge, nothing further remains to be done to satisfy in full all requirements of each such law, rule or regulation constituting a prerequisite to the use and enjoyment of such property;

(mm)     Except as previously disclosed to the Purchaser in writing, the related Originator  has made no mortgage loan on any Mortgaged Property other than the Mortgage Loan. With respect to the Mortgage Loans, when measured by aggregate Stated Principal Balance as of the Cut-off Date, none of the Mortgage Loans are secured by a Mortgaged Property which was, as of the date of origination of such Mortgage Loan, subject to a mortgage, deed of trust, deed to secure debt or other security instrument originated by the related Originator creating a lien subordinate to the lien of the Mortgage;

(nn)        The Mortgage Loan was selected from among the outstanding adjustable-rate and fixed-rate one to four family mortgage loans in the Seller’s portfolio as which the representations and warranties herein could be made and such selection was not made in a manner so as to adversely affect the interests of the Purchaser;

(oo)        The Seller has not dealt with any broker or agent or other Person who might be entitled to a fee, commission or compensation in connection with the transaction contemplated by this Agreement other than the Purchaser except as the Seller has previously disclosed to the Purchaser in writing;

(pp)        The Mortgaged Property consists of a parcel of real property of not more than ten acres with a single family residence erected thereon, or a two- to four-family dwelling, or an individual condominium unit in a low rise or high rise condominium project, or an individual unit in a planned unit development. The Mortgaged Property is improved with a Residential Dwelling. Without limiting the foregoing, the Mortgaged Property does not consist of any of the following property types: (a) co-operative units, (b) log homes, (c) earthen homes, (d) underground homes, (e) mobile homes and (f) manufactured homes (as defined in the Fannie Mae Seller-Servicer’s Guide), except when the appraisal indicates that the home is of comparable construction to a stick or beam construction home, is readily marketable,
has been permanently affixed to the site and is not in a mobile home “park.” The Mortgaged Property is either a fee simple estate or a long term residential lease. If the Mortgage Loan is secured by a long term residential lease, unless otherwise specifically disclosed in the related Mortgage Loan Schedule, (A) the terms of such lease expressly permit the mortgaging of the leasehold estate, the 

 

assignment of the lease without the lessor’s consent (or the lessors consent has been obtained and such consent is in the Mortgage File) and the acquisition by the holder of the Mortgage of the rights of the lessee upon foreclosure or assignment in lieu of foreclosure or provide the holder of the Mortgage with substantially similar protection; (B) the terms of such lease do not (x) allow the termination thereof upon the lessee’s default without the holder of the Mortgage being entitled to receive written notice of, and opportunity to cure, such default or (y) prohibit the holder of the Mortgage from being insured under the hazard insurance policy relating to the Mortgaged Property, (C) the original term of such lease is not less than 15 years; (D) the term of such lease does not terminate earlier than ten years after the maturity date of the Mortgage Note; and (E) the Mortgaged Property is
located in a jurisdiction in which the use of leasehold estates for residential properties is a widely accepted practice;

(qq)        At the time of origination, the Loan-to-Value Ratio of the Mortgage Loan was not greater than 100%.  With respect to the Mortgage Loans, when measured by aggregate Stated Principal Balance as of the Cut-off Date, with respect to no less than 80% of the Mortgage Loans, the calculation of the Loan-to-Value Ratio at the time of origination was determined based on a full formal appraisal acceptable to Fannie Mae and Freddie Mac or complied with the related Originator’s automated appraisal methodology as set forth in the related Originator’s underwriting guidelines;

(rr)         The Mortgage, and if required by applicable law the related Mortgage Note, contains a provision for the acceleration of the payment of the unpaid principal balance of the Mortgage Loan in the event that the Mortgaged Property is sold or transferred without the prior written consent of the Mortgagee, at the option of the Mortgagee;

(ss)         The information set forth in the Prepayment Charge Schedule is complete, true and correct in all material respects as of the Cut-off Date, and each Prepayment Charge is permissible, enforceable and collectible under applicable federal, state and local law (except to the extent that (i) the enforceability thereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally or (ii) the collectability thereof may be limited due to acceleration in connection with a foreclosure or other involuntary payoff);

(tt)          As of the Cut-off Date, the Mortgage Loan was not prepaid in full prior to the sale of the Mortgage Loans by the Seller, and the Seller had not received any notification from a Mortgagor that a prepayment in full would be made after the sale of the Mortgage Loans by the Seller;

(uu)        The Mortgage Loan had an original term of maturity of not more than 360 months;

(vv)        Each Mortgage Loan constitutes a “qualified mortgage” within the meaning of Section 860G(a)(3) of the Code;

(ww)     All Mortgage Loans were originated in compliance with all applicable laws, including, but not limited to, all applicable anti-predatory lending laws and none of the mortgage loans are “High Cost” as defined by the applicable predatory and abusive lending laws;

 

 

(xx)        No Mortgage Loan is a high cost loan or a covered loan, as applicable (as such terms are defined in Standard & Poor’s LEVELS Version 5.6 Glossary Revised, Appendix E; and

	
             
  	
            (yy)
 	
            With respect to all the Group I Mortgage Loans:
 

(i)           No Mortgage Loan is subject to the requirements of the Home Ownership and Equity Protection Act of 1994 (“HOEPA”) and no Mortgage Loan is in violation of any comparable state law or ordinance similar to HOEPA;

(ii)          No Mortgage Loan was originated on or after October 1, 2002 and before March 7, 2003 which is secured by property located in the State of Georgia.  No Mortgage Loan was originated on or after March 7, 2003, which is a “high cost home loan” as defined under the Georgia Fair Lending Act;  

(iii)         No Mortgage Loan is classified as a high cost mortgage loan under HOEPA.  No Mortgage Loan is a “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loan under any other applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees);

(iv)         No proceeds from the Mortgage Loans were used to purchase single premium credit insurance policies as part of the origination of, or as a condition to closing such Mortgage Loan;

(v)          No Mortgage Loan originated before October 1, 2002 has a Prepayment Charge term longer than five years after its date of origination and no Group I Mortgage Loan originated on or after October 1, 2002 has a Prepayment Charge term longer than three years after its date of origination;

(vi)         With respect to any Mortgage Loan originated on or after August 1, 2004, neither the related mortgage nor the related mortgage note requires the borrower to submit to arbitration to resolve any dispute arising out of or relating in any way to the mortgage loan transaction; and

(vii)       The original principal balance of each mortgage loan underlying the security is within Freddie Mac’s dollar amount limits for conforming one-to-four-family mortgage loans.

Section 3.02      Seller Representations and Warranties Relating to the Seller.  The Seller represents, warrants and covenants to the Purchaser as of the Closing Date or as of such other date specifically provided herein:

(a)          The Seller is duly organized, validly existing and in good standing as a corporation under the laws of the State of Delaware and is and will remain in compliance with 

 

the laws of each state in which any Mortgaged Property is located to the extent necessary to ensure the enforceability of each Mortgage Loan in accordance with the terms of this Agreement;

(b)          The Seller has the full power and authority to hold each Mortgage Loan, to sell each Mortgage Loan, to execute, deliver and perform, and to enter into and consummate, all transactions contemplated by this Agreement. The Seller has duly authorized the execution, delivery and performance of this Agreement, has duly executed and delivered this Agreement and this Agreement, assuming due authorization, execution and delivery by the Purchaser, constitutes a legal, valid and binding obligation of the Seller, enforceable against it in accordance with its terns except as the enforceability thereof may be limited by bankruptcy, insolvency or reorganization;

(c)          The execution and delivery of this Agreement by the Seller and the performance of and compliance with the terms of this Agreement will not violate the Seller’s articles of incorporation or by-laws or constitute a default under or result in a breach or acceleration of, any material contract, agreement or other instrument to which the Seller is a party or which may be applicable to the Seller or its assets;

(d)          The Seller is not in violation of, and the execution and delivery of this Agreement by the Seller and its performance and compliance with the terms of this Agreement will not constitute a violation with respect to, any order or decree of any court or any order or regulation of any federal, state, municipal or governmental agency having jurisdiction over the Seller or its assets, which violation might have consequences that would materially and adversely affect the condition (financial or otherwise) or the operation of the Seller or its assets or might have consequences that would materially and adversely affect the performance of its obligations and duties hereunder;

	
             
  	
            (e)
 	
            Reserved;
 

(f)           Immediately prior to the payment of the Purchase Price for each Mortgage Loan, the Seller was the owner of the related Mortgage and the indebtedness evidenced by the related Mortgage Note and upon the payment of the Purchase Price by the Purchaser, in the event that the Seller retains record title, the Seller shall retain such record title to each Mortgage, each related Mortgage Note and the related Mortgage Files with respect thereto in trust for the Purchaser as the owner thereof,

(g)          The Seller has not transferred the Mortgage Loans to the Purchaser with any intent to hinder, delay or defraud any of its creditors;

(h)          There are no actions or proceedings against, or investigations known to it of, the Seller before any court, administrative or other tribunal (A) that might prohibit its entering into this Agreement, (B) seeking to prevent the sale of the Mortgage Loans or the consummation of the transactions contemplated by this Agreement or (C) that might prohibit or materially and adversely affect the performance by the Seller of its obligations under, or validity or enforceability of, this Agreement;

 

 

(i)           No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated by this Agreement, except for such consents, approvals, authorizations or orders, if any, that have been obtained;

(j)           The consummation of the transactions contemplated by this Agreement are in the ordinary course of business of the Seller. The sale of the Mortgage Loans is in the ordinary course of business of the Seller and the assignment and conveyance of the Mortgage Notes and the Mortgages by the Seller are not subject to the bulk transfer or any similar statutory provisions;

(k)          Except with respect to liens released immediately prior to the transfer herein contemplated, each Mortgage Note and related Mortgage have not been assigned or pledged and immediately prior to the transfer and assignment herein contemplated, the Seller held good, marketable and indefeasible title to, and was the sole owner and holder of, each Mortgage Loan subject to no liens, charges, mortgages, claims, participation interests, equities, pledges or security interests of any nature, encumbrances or rights of others (collectively, a “Lien”); the Seller has full right and authority under all governmental and regulatory bodies having jurisdiction over the Seller, subject to no interest or participation of, or agreement with, any party, to sell and assign the same pursuant to this
Agreement; and immediately upon the transfers and assignments herein contemplated.  The Seller shall have transferred all of its right, title and interest in and to each Mortgage Loan and the Trustee will hold good, marketable and indefeasible title to, and be the sole owner of, each Mortgage Loan subject to no Liens.

(l)           The Seller does not believe, nor does it have any reason or cause to believe, that it cannot perform each and every covenant contained in this Agreement; and

(m)         Except with respect to any statement regarding the intentions of the Purchaser, or any other statement contained herein the truth or falsity of which is dependant solely upon the actions of the Purchaser, this Agreement does not contain any untrue statement of material fact or omit to state a material fact necessary to make the statements contained herein not misleading. The written statements, reports and other documents prepared and furnished or to be prepared and furnished by the Seller pursuant to this Agreement or in connection with the transactions contemplated hereby taken in the aggregate do not contain any untrue statement of material fact or omit to state a material fact necessary to make the statements contained therein not misleading.

Section 3.03      Remedies for Breach of Representations and Warranties.  It is understood and agreed that the representations and warranties set forth in Subsections 3.01 and 3.02 shall survive the sale of the Mortgage Loans to the Purchaser and shall inure to the benefit of the Purchaser, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or Assignment or the examination or lack of examination of any Mortgage File. With respect to the representations and warranties contained herein that are made to the knowledge or the best knowledge of the Seller, or as to which the Seller has no knowledge, if it is discovered that the substance of any such representation and warranty is inaccurate and the inaccuracy materially and adversely affects the value of the related
Mortgage Loan, or the interest therein of the 

 

Purchaser or the Purchaser’s assignee, designee or transferee, then notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation and warranty being inaccurate at the time the representation and warranty was made, such inaccuracy shall be deemed a breach of the applicable representation and warranty and the Seller shall take such action described in the following paragraphs of this Section 3.03 in respect of such Mortgage Loan. Upon discovery by either the Seller or the Purchaser of a breach of any of the foregoing representations and warranties that materially and adversely affects the value of the Mortgage Loans or the interest of the Purchaser (or which materially and adversely affects the interests of the Purchaser in the related Mortgage Loan in the case of a representation and warranty relating to a particular Mortgage Loan), the party discovering such
breach shall give prompt written notice to the other. It is understood by the parties hereto that a breach of the representations and warranties made in Section 3.01 (vv) and (yy)(i), (yy)(ii), (yy)(v) and (yy)(vi) will be deemed to materially and adversely affect the value of the related Mortgage Loan or the interest of the Purchaser.

Within 120 days of the earlier of either discovery by or notice to the Seller of any breach of a representation or warranty made by the Seller that materially and adversely affects the value of a Mortgage Loan or the Mortgage Loans or the interest therein of the Purchaser, the Seller shall use its best efforts promptly to cure such breach in all material respects and, if such breach cannot be cured, the Seller shall, at the Purchaser’s option, repurchase such Mortgage Loan at the Purchase Price. In the event that a breach shall involve any representation or warranty set forth in Subsection 3.02 and such breach cannot be cured within 120 days of the earlier of either discovery by or notice to the Seller of such breach, all of the Mortgage Loans shall, at the Purchaser’s option be repurchased by the Seller at the Purchase Price. The Seller may, at the request of the Purchaser and
assuming the Seller has a Qualified Substitute Mortgage Loan, rather than repurchase a deficient Mortgage Loan as provided above, remove such Mortgage Loan and substitute in its place a Qualified Substitute Mortgage Loan or Loans. If the Seller does not provide a Qualified Substitute Mortgage Loan or Loans, it shall repurchase the deficient Mortgage Loan. Any repurchase of a Mortgage Loan(s) pursuant to the foregoing provisions of this Section 3.03 shall occur on a date designated by the Purchaser and shall be accomplished by deposit in accordance with Section 2.03 of the Pooling and Servicing Agreement. Any repurchase or substitution required by this Section shall be made in a manner consistent with Section 2.03 of the Pooling and Servicing Agreement.

Notwithstanding the foregoing, within 90 days of the earlier of either discovery by or notice to the Seller of a breach of the representation of the Seller set forth in Section 3.01(vv), the Seller shall repurchase such Mortgage Loan at the Purchase Price or substitute a Qualified Substitute Mortgage Loan for such Mortgage Loan, in each case, in accordance with the provisions set forth above.

Notwithstanding the foregoing, within 90 days of the earlier of discovery by the Seller or receipt of notice by the Seller of the breach of the representation of the Seller set forth in Section 3.01(ss) above which materially and adversely affects the interests of the Holders of the Class P Certificates in any Prepayment Charge, the Seller shall pay the amount of the scheduled Prepayment Charge, for the benefit of the Holders of the Class P Certificates, by depositing such amount into the Collection Account, net of any amount previously collected by 

 

the Servicer and paid by the Servicer, for the benefit of the Holders of the Class P Certificates, in respect of such Prepayment Charge.

At the time of substitution or repurchase of any deficient Mortgage Loan, the Purchaser and the Seller shall arrange for the reassignment of the repurchased or substituted Mortgage Loan to the Seller and the delivery to the Seller of any documents held by the Trustee relating to the deficient or repurchased Mortgage Loan. In the event the Purchase Price is deposited in the Collection Account. The Seller shall, simultaneously with such deposit, give written notice to the Purchaser that such deposit has taken place. Upon such repurchase, the Mortgage Loan Schedule shall be amended to reflect the withdrawal of the repurchased Mortgage Loan from this Agreement.

As to any Deleted Mortgage Loan for which the Seller substitutes a Qualified Substitute Mortgage Loan or Loans, the Seller shall effect such substitution by delivering to the Purchaser or its designee for such Qualified Substitute Mortgage Loan or Loans the Mortgage Note, the Mortgage, the Assignment and such other documents and agreements as are required by the Pooling and Servicing Agreement. with the Mortgage Note endorsed as required therein. The Seller shall remit for deposit in the Collection Account the Monthly Payment due on such Qualified Substitute Mortgage Loan or Loans in the month following the date of such substitution. Monthly payments due with respect to Qualified Substitute Mortgage Loans in the month of substitution will be retained by the Seller. For the month of substitution, distributions to the Purchaser will include the Monthly Payment due on such Deleted Mortgage
Loan in the month of substitution, and the Seller shall thereafter be entitled to retain all amounts subsequently received by the Seller in respect of such Deleted Mortgage Loan. Upon such substitution, the Qualified Substitute Mortgage Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Qualified Substitute Mortgage Loan or Loans as of the date of substitution, the covenants, representations and warranties set forth in Subsections 3.01 and 3.02.

It is understood and agreed that the representations and warranties set forth in Sections 3.01 and 3.02 shall survive delivery of the respective Mortgage Files to the Trustee on behalf of the Purchaser.

It is understood and agreed that the obligations of the Seller set forth in this Section 3.03 to cure, repurchase and substitute for a defective Mortgage Loan and the obligations of the Seller to indemnify the Purchaser as provided in Section 5.01 constitute the sole remedies of the Purchaser respecting a missing or defective document or a breach of the representations and warranties contained in Section 3.01 or 3.02.

ARTICLE IV.

 

SELLER'S COVENANTS

Section 4.01      Covenants of the Seller.  The Seller hereby covenants that except for the transfer hereunder, the Seller will not sell, pledge, assign or transfer to any other Person, or grant, create, incur, assume or suffer to exist any Lien on any Mortgage Loan, or any interest therein; the Seller will notify the Trustee, as assignee of the Purchaser, of the existence of any 

 

Lien on any Mortgage Loan immediately upon discovery thereof, and the Seller will defend the right, title and interest of the Trust, as assignee of the Purchaser, in, to and under the Mortgage Loans, against all claims of third parties claiming through or under the Seller; provided, however, that nothing in this Section 4.01 shall prevent or be deemed to prohibit the Seller from suffering to exist upon any of the Mortgage Loans any Liens for municipal or other local taxes and other governmental charges if such taxes or governmental charges shall not at the time be due and payable or if the Seller shall currently be contesting the validity thereof in good faith by appropriate proceedings and shall have set aside on its books adequate reserves with respect thereto.

ARTICLE V.

 

INDEMNIFICATION WITH RESPECT TO THE MORTGAGE LOANS

	
             
  	
            Section 5.01
 	
            Indemnification.  
 

(a)          The Seller indemnifies and holds harmless the Purchaser, its respective officers and directors and each person, if any, who controls the Purchaser within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act, as follows:

(i)           against any and all losses, claims, expenses, damages or liabilities, joint or several, to which the Purchaser or such controlling person may become subject under the Securities Act or otherwise, insofar as such losses, claims, damages or liabilities (or actions in respect thereof including, but not limited to, any loss, claim, expense, damage or liability related to purchases and sales of the Certificates) arise out of or are based upon any untrue statement or alleged untrue statement of any material fact contained in the Prospectus Supplement, or any amendment or supplement thereto, or arise out of, or are based upon, the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements made therein
not misleading, to the extent that any untrue statement or alleged untrue statement therein results (or is alleged to have resulted) from an error or material omission in the information concerning the Seller Information furnished by the Seller to the Purchaser for use in the preparation of the Prospectus Supplement, which error was not superseded or corrected by the delivery to the Purchaser of corrected written or electronic information, or for which the Seller provided written notice of such error to the Purchaser prior to the confirmation of the sale of the Certificates; and will reimburse the Purchaser and each such controlling person for any legal or other expenses reasonably incurred by the Purchaser or such controlling person in connection with investigating or defending any such loss, claim, damage. liability or action as such expenses are incurred;

(ii)          against any and all loss, liability, claim, damage and expense whatsoever, to the extent of the aggregate amount paid in settlement of any litigation, or investigation or proceeding by any governmental agency or body, commenced or threatened, or of any claim whatsoever based upon any such untrue statement or omission, or any such alleged untrue statement or omission, if such settlement is effected with the written consent of the Purchaser; and

 

 

(iii)         against any and all expense whatsoever (including the fees and disbursements of counsel chosen by the Purchaser), reasonably incurred in investigating, preparing or defending against any litigation, or investigation or proceeding by any governmental agency or body. commenced or threatened, or any claim whatsoever based upon any such untrue statement or omission, or any such alleged untrue statement or omission, to the extent that any such expense is not paid under clause (i) or clause (ii) above.

This indemnity agreement will be in addition to any liability which the Seller may otherwise have.

(b)          Promptly after receipt by any indemnified party under this Article V of notice of any claim or the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against any indemnifying party under this Article V, notify the indemnifying party in writing of the claim or the commencement of that action; provided, however, that the failure to notify an indemnifying party shall not relieve it from any liability which it may have under this Article V except to the extent it has been materially prejudiced by such failure and, provided further, that the failure to notify any indemnifying party shall not relieve it from any liability which it may have to any
indemnified party otherwise than under this Article V.

If any such claim or action shall be brought against an indemnified party, and it shall notify the indemnifying party thereof, the indemnifying party shall be entitled to participate therein and, to the extent that it wishes, jointly with any other similarly notified indemnifying party, to assume the defense thereof with counsel reasonably satisfactory to the indemnified party. After notice from the indemnifying party to the indemnified party of its election to assume the defense of such claim or action, the indemnifying party shall not be liable to the indemnified party under this Article V for any legal or other expenses subsequently incurred by the indemnified party in connection with the defense thereof other than reasonable costs of investigation.

Any indemnified party shall have the right to employ separate counsel in any such action and to participate in the defense thereof, but the fees and expenses of such counsel shall be at the expense of such indemnified party unless: (i) the employment thereof has been specifically authorized by the indemnifying party in writing; (ii) such indemnified party shall have been advised in writing by such counsel that there may be one or more legal defenses available to it which are different from or additional to those available to the indemnifying party and in the reasonable judgment of such counsel it is advisable for such indemnified party to employ separate counsel; or (iii) the indemnifying party has failed to assume the defense of such action and employ counsel reasonably satisfactory to the indemnified party, in which case, if such indemnified party notifies the indemnifying party in
writing that it elects to employ separate counsel at the expense of the indemnifying party, the indemnifying party shall not have the right to assume the defense of such action on behalf of such indemnified party, it being understood, however, the indemnifying party shall not, in connection with any one such action or separate but substantially similar or related actions in the same jurisdiction arising out of the same general allegations or circumstances, be liable for the reasonable fees and expenses of more than one separate firm of attorneys (in addition to local counsel) at any time for all such indemnified 

 

parties, which firm shall be designated in writing by the Purchaser, if the indemnified parties under this Article V consist of the Purchaser.

Each indemnified party, as a condition of the indemnity agreements contained in Section 5.01 (a) and (b) hereof, shall use its best efforts to cooperate with the indemnifying party in the defense of any such action or claim. No indemnifying party shall be liable for any settlement of any such action effected without its written consent (which consent shall not be unreasonably withheld), but if settled with its written consent or if there be a final judgment for the plaintiff in any such action, the indemnifying party agrees to indemnify and hold harmless any indemnified party from and against any loss or liability by reason of such settlement or judgment. Notwithstanding the foregoing sentence, if at any time an indemnified party shall have requested an indemnifying party to consent to a settlement of any action, the indemnifying party agrees that it shall be liable for any settlement of
any proceeding effected without its written consent if such settlement is entered into more than 30 days after receipt by such indemnifying party of the aforesaid request and the indemnifying party has not previously provided the indemnified party with written notice of its objection to such settlement. No indemnifying party shall effect any settlement of any pending or threatened proceeding in respect of which an indemnified party is or could have been a party and indemnity is or could have been sought hereunder, without the written consent of such indemnified party, unless settlement includes an unconditional release of such indemnified party from all liability and claims that are the subject matter of such proceeding.

(c)          In order to provide for just and equitable contribution in circumstances in which the indemnity agreement provided for in this Article is for any reason held to be unenforceable although applicable in accordance with its terms, the Seller, on the one hand, and the Purchaser, on the other, shall contribute to the aggregate losses, liabilities, claims, damages and expenses of the nature contemplated by said indemnity agreement incurred by the Seller and the Purchaser in such proportions as shall be appropriate to reflect the relative benefits received by the Seller on the one hand and the Purchaser on the other from the sale of the Mortgage Loans; provided, however, that no person guilty of
fraudulent misrepresentation (within the meaning of Section 11 (f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation. For purposes of this Section, each officer and director of the Purchaser and each person, if any, who controls the Purchaser within the meaning of Section 15 of the Securities Act shall have the same rights to contribution as the Purchaser and each director of the Seller, each officer of the Seller, and each person, if any, who controls the Seller within the meaning of Section 15 of the Securities Act shall have the same rights to contribution as the Seller.

(d)          The Seller agrees to indemnify and to hold each of the Purchaser, the Trustee, each of the officers and directors of each such entity and each person or entity who controls each such entity or person and each Certificateholder harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and related costs, judgments, and any other costs, fees and expenses that the Purchaser, the Trustee, or any such person or entity and any Certificateholder may sustain in any way (i) related to the failure of the Seller to perform its duties in compliance with the terms of this Agreement or (ii) arising from a breach by the Seller of its representations and warranties in Sections 3.01 and 3.02 of this Agreement. The Seller shall immediately notify the Purchaser, the Trustee and
each Certificateholder if a claim is made 

 

by a third party with respect to this Agreement. The Seller shall assume the defense of any such claim and pay all expenses in connection therewith, including reasonable counsel fees, and promptly pay, discharge and satisfy any judgment or decree which may be entered against the Purchaser, the Trustee or any such person or entity and/or any Certificateholder in respect of such claim.

ARTICLE VI.

 

TERMINATION

Section 6.01      Termination.  The respective obligations and responsibilities of the Seller and the Purchaser created hereby shall terminate, except for the Seller’s indemnity obligations as provided herein upon the termination of the Trust as provided in Article X of the Pooling and Servicing Agreement.

ARTICLE VII.

 

MISCELLANEOUS PROVISIONS

Section 7.01      Amendment.  This Agreement may be amended from time to time by the Seller and the Purchaser, by written agreement signed by the Seller and the Purchaser.

Section 7.02     Governing Law.  This Agreement shall be governed by and construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws.

Section 7.03      Notices.  All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given if personally delivered at or mailed by registered mail, postage prepaid, addressed as follows: (i) if to the Seller, Greenwich Capital Financial Products, Inc., 600 Steamboat Road, Greenwich, Connecticut 06830, Attention: Legal, or such other address as may hereafter be furnished to the Purchaser in writing by the Seller and (ii) if to the Purchaser, Financial Asset Securities Corp., 600 Steamboat Road, Greenwich, Connecticut 06830, Attention: Legal, or such other address as may hereafter be furnished to the Seller in writing by the Purchaser.

Section 7.04    Severability of Provisions.  If any one or more of the covenants, agreements, provisions of terms of this Agreement shall be held invalid for any reason whatsoever, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity of enforceability of the other provisions of this Agreement.

Section 7.05    Counterparts.  This Agreement may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original and such counterparts, together, shall constitute one and the same agreement.

Section 7.06      Further Agreements.  The Purchaser and the Seller each agree to execute and deliver to the other such additional documents, instruments or agreements as may be 

 

necessary or reasonable and appropriate to effectuate the purposes of this Agreement or in connection with the issuance of any Series of Certificates representing interests in the Mortgage Loans.

Without limiting the generality of the foregoing, as a further inducement for the Purchaser to purchase the Mortgage Loans from the Seller, the Seller will cooperate with the Purchaser in connection with the sale of any of the securities representing interests in the Mortgage Loans. In that connection, the Seller will provide to the Purchaser any and all information and appropriate verification of information, whether through letters of its auditors and counsel or otherwise, as the Purchaser shall reasonably request and will provide to the Purchaser such additional representations and warranties, covenants, opinions of counsel, letters from auditors, and certificates of public officials or officers of the Seller as are reasonably required in connection with such transactions and the offering of investment grade securities rated by the Rating Agencies.

Section 7.07      Intention of the Parties.  It is the intention of the parties that the Purchaser is purchasing, and the Seller is selling, the Mortgage Loans rather than pledging the Mortgage Loans to secure a loan by the Purchaser to the Seller. Accordingly, the parties hereto each intend to treat the transaction for federal income tax purposes and all other purposes as a sale by the Seller, and a purchase by the Purchaser, of the Mortgage Loans. The Purchaser will have the right to review the Mortgage Loans and the related Mortgage Files to determine the characteristics of the Mortgage Loans which will affect the federal income tax consequences of owning the Mortgage Loans and the Seller will cooperate with all reasonable requests made by the Purchaser in the course of such review.

Section 7.08    Successors and Assigns; Assignment of Purchase Agreement.  This Agreement shall bind and inure to the benefit of and be enforceable by the Seller, the Purchaser and the Trustee.

The obligations of the Seller under this Agreement cannot be assigned or delegated to a third party without the consent of the Purchaser which consent shall be at the Purchaser’s sole discretion, except that the Purchaser acknowledges and agrees that the Seller may assign its obligations hereunder to any Person into which the Seller is merged or any corporation resulting from any merger, conversion or consolidation to which the Seller is a party or any Person succeeding to the business of the Seller. The parties hereto acknowledge that the Purchaser is acquiring the Mortgage Loans for the purpose of contributing them to a trust that will issue a series of Certificates representing undivided interests in such Mortgage Loans. As an inducement to the Purchaser to purchase the Mortgage Loans, the Seller acknowledges and consents to the assignment by the Purchaser to the Trustee of all
of the Purchaser’s rights against the Seller pursuant to this Agreement insofar as such rights relate to Mortgage Loans transferred to the Trustee and to the enforcement or exercise of any right or remedy against the Seller pursuant to this Agreement by the Trustee. Such enforcement of a right or remedy by the Trustee shall have the same force and effect as if the right or remedy had been enforced or exercised by the Purchaser directly.

 

 

Section 7.09      Survival.  The representations and warranties set forth in Sections 3.01 and 3.02 and the provisions of Article V hereof shall survive the purchase of the Mortgage Loans hereunder.

 

 

IN WITNESS WHEREOF, the Seller and the Purchaser have caused their names to be signed to this Mortgage Loan Purchase Agreement by their respective officers thereunto duly authorized as of the day and year first above written.

	
            FINANCIAL ASSET SECURITIES CORP.,

as Purchaser
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            GREENWICH CAPITAL FINANCIAL PRODUCTS, INC., as Seller
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

SCHEDULE I

MORTGAGE LOANS

AVAILABLE UPON REQUEST

 

 

 

 

 

EXHIBIT D

MORTGAGE LOAN SCHEDULE

 

[RBS GREENWICH CAPITAL LOGO]
Soundview 2005-4 Initial Pool Plus Additional Loans
City                        State          Zip Code Occupancy            Property Type
--------------------------------------------------------------------------------------
Jennings                    LA     70546            Primary              Single Family
Signal Mountain             TN     37377            Primary              Single Family
Fremont                     CA     94555            Primary              Single Family
Jamaica                     NY     11412            Primary              Two-to-Four Family
Elkhart                     IN     46514            Primary              Single Family
Pueblo                      CO     81005            Primary              Single Family
Trenton                     NJ     08611            Primary              Single Family
Hockessin                   DE     19707            Primary              Planned Unit Development
Plymouth                    MI     48170            Primary              Single Family
Bel Nor                     MO     63121            Primary              Single Family
Akron                       OH     44312            Primary              Single Family
Hudson                      OH     44236            Primary              Single Family
Chicago                     IL     60615            Investor             Two-to-Four Family
Hatton                      WA     99344            Primary              Single Family
Boise                       ID     83705            Primary              Two-to-Four Family
Hartland                    MI     48353            Primary              Single Family
Augusta                     NY     13425            Primary              Single Family
Lewisville                  TX     75056            Primary              Planned Unit Development
Cragin                      IL     60639            Primary              Two-to-Four Family
Oak Park                    IL     60302            Primary              Single Family
Sugar Land                  TX     77478            Primary              Planned Unit Development
Newark                      NJ     07107            Primary              Two-to-Four Family
Simi Valley                 CA     93063            Primary              Single Family
Upland                      CA     91786            Investor             Single Family
Sarasota                    FL     34233            Primary              Condominium
Queensbury                  NY     12801            Investor             Two-to-Four Family
Middletown                  OH     45044            Primary              Single Family
Wellston                    OH     45692            Primary              Single Family
Highland                    NY     12528            Primary              Single Family
Saint Louis                 MO     63147            Primary              Single Family
Jeffersonville              KY     40337            Primary              Single Family
Miami                       FL     33193            Primary              Condominium
Gumbo                       MO     63005            Primary              Planned Unit Development
Miramar                     FL     33025            Primary              Condominium
New Brunswick               NJ     08901            Primary              Single Family
East Brunswick              NJ     08816            Primary              Single Family
Marne                       OH     43055            Primary              Single Family
Blythe                      CA     92225            Primary              Single Family
Chesterfield                MI     48047            Primary              Condominium
Southfield                  MI     48076            Primary              Single Family
Roscommon                   MI     48653            Primary              Single Family
Pasadena                    CA     91106            Primary              Condominium
Portland                    OR     97211            Primary              Single Family
Valley Stream               NY     11580            Primary              Two-to-Four Family
Middleboro                  MA     02346            Primary              Single Family
Bowdoinham                  ME     04008            Primary              Single Family
Mogadore                    OH     44260            Primary              Single Family
Charlotte                   MI     48813            Primary              Single Family
Orlando                     FL     32821            Primary              Planned Unit Development
Meriden                     CT     06450            Primary              Single Family
Jackson                     AL     36545            Primary              Single Family
Huffman                     AL     35235            Investor             Single Family
Downey                      CA     90241            Primary              Single Family
Chula Vista                 CA     91913            Primary              Planned Unit Development
Calexico                    CA     92231            Primary              Single Family
Lake Montezuma              AZ     86342            Primary              Single Family
San Diego                   CA     92102            Primary              Single Family
San Diego                   CA     92105            Primary              Single Family
Margate                     FL     33068            Primary              Single Family
Columbia                    SC     29223            Primary              Single Family
Cloverly                    MD     20904            Primary              Condominium
Lakeland                    FL     33813            Primary              Single Family
Kihei                       HI     96753            Primary              Condominium
Anchorage                   AK     99507            Primary              Condominium
Wagner                      CA     90047            Primary              Single Family
Rincon                      AZ     85730            Primary              Planned Unit Development
Davie                       FL     33024            Primary              Single Family
Orlando                     FL     32810            Investor             Single Family
Apopka                      FL     32712            Primary              Planned Unit Development
Merced                      CA     95340            Primary              Single Family
Monona                      WI     53716            Primary              Single Family
Huntley                     IL     60142            Primary              Condominium
Perris                      CA     92571            Primary              Single Family
Universal                   PA     15235            Primary              Single Family
Cleveland                   OH     44137            Primary              Single Family
Arlington                   TX     76016            Primary              Single Family
Ldhl                        FL     33313            Investor             Condominium
Gate                        WA     98579            Primary              Single Family
Southaven                   MS     38671            Primary              Single Family
Kismet                      NY     11706            Primary              Single Family
Norwalk                     CA     90650            Investor             Two-to-Four Family
Perth Amboy                 NJ     08861            Primary              Two-to-Four Family
Carrollton                  VA     23314            Primary              Planned Unit Development
East End                    CT     06705            Investor             Condominium
Audubon                     PA     19403            Primary              Single Family
West Jordan                 UT     84088            Primary              Single Family
Antioch                     TN     37013            Primary              Planned Unit Development
Dixmoor                     IL     60406            Primary              Condominium
Rodeo                       CA     94547            Primary              Single Family
Cherrytown                  NY     12446            Primary              Single Family
Naranja                     FL     33032            Primary              Single Family
Tacoma                      WA     98445            Primary              Planned Unit Development
Lawrence                    IN     46226            Primary              Single Family
Foxridge                    MD     21133            Primary              Planned Unit Development
Detroit                     MI     48221            Primary              Single Family
Ypsilanti                   MI     48198            Primary              Single Family
Detroit                     MI     48223            Primary              Single Family
Grand Blanc                 MI     48439            Primary              Single Family
Brandon                     MS     39042            Primary              Single Family
Shreveport                  LA     71108            Primary              Single Family
Arvada                      CO     80403            Primary              Planned Unit Development
Leominster                  MA     01453            Primary              Single Family
Columbus                    GA     31907            Primary              Single Family
Visalia                     CA     93291            Primary              Single Family
Elk Grove                   CA     95758            Primary              Single Family
Ceres                       CA     95307            Primary              Planned Unit Development
Jupiter                     FL     33458            Second Home          Planned Unit Development
Sherrills Ford              NC     28673            Primary              Single Family
Merrifield                  MN     56465            Primary              Single Family
Tampa                       FL     33614            Primary              Condominium
Orlando                     FL     32807            Primary              Single Family
Davie                       FL     33024            Primary              Single Family
Topeka                      KS     66606            Primary              Single Family
Merced                      CA     95348            Primary              Single Family
Chula Vista                 CA     91914            Primary              Condominium
Highland                    CA     92346            Primary              Single Family
Kahuku                      HI     96731            Primary              Single Family
Los Angeles                 CA     90069            Primary              Condominium
North Las Vegas             NV     89031            Primary              Single Family
Largo                       FL     33774            Primary              Single Family
Vancouver                   WA     98664            Primary              Single Family
Covell                      IL     61704            Primary              Single Family
Omaha                       NE     68106            Primary              Single Family
Palm Coast                  FL     32164            Second Home          Single Family
Miami                       FL     33157            Primary              Planned Unit Development
Belle Vernon                PA     15012            Primary              Single Family
Lakeland                    FL     33813            Primary              Single Family
Elk Grove                   CA     95624            Primary              Single Family
Visalia                     CA     93277            Primary              Single Family
Joliet                      IL     60435            Primary              Planned Unit Development
Coatesville                 PA     19320            Primary              Single Family
Mira Loma                   CA     91752            Primary              Single Family
Taylors                     SC     29687            Primary              Condominium
Staunton                    VA     24401            Primary              Single Family
Alloway                     NJ     08001            Primary              Single Family
Woodbury                    MN     55125            Primary              Single Family
Orlando                     FL     32812            Primary              Single Family
Loudville                   MA     01027            Primary              Single Family
Wells                       ME     04090            Primary              Single Family
Holly                       MI     48442            Primary              Single Family
Calif City                  CA     93505            Primary              Single Family
Flat Rock                   MI     48134            Primary              Condominium
Corpus Christi              TX     78412            Primary              Single Family
Mendoza                     TX     78644            Primary              Single Family
San Antonio                 TX     78213            Primary              Single Family
Midland                     TX     79703            Primary              Single Family
North Las Vegas             NV     89084            Primary              Planned Unit Development
Long Beach                  CA     90807            Investor             Two-to-Four Family
Nashua                      NH     03060            Primary              Single Family
Hoover                      AL     35216            Primary              Condominium
Antioch                     IL     60002            Primary              Single Family
Dolton                      IL     60419            Primary              Single Family
Sheridan                    MI     48884            Primary              Single Family
Miami                       FL     33186            Primary              Planned Unit Development
Redland                     OR     97045            Primary              Single Family
Foxridge                    MD     21133            Primary              Single Family
Glyndon                     MD     21136            Primary              Planned Unit Development
Seymour                     IN     47274            Primary              Single Family
Manchester                  TN     37355            Primary              Single Family
Kissimmee                   FL     34744            Primary              Single Family
Orlando                     FL     32837            Primary              Planned Unit Development
Bellflower                  CA     90706            Primary              Single Family
Miami                       FL     33196            Primary              Single Family
Stephens City               VA     22655            Primary              Planned Unit Development
Topeka                      KS     66604            Primary              Single Family
Vienna                      VA     22182            Primary              Single Family
Las Vegas                   NV     89104            Primary              Single Family
Hammond                     IN     46327            Primary              Single Family
Pontiac                     MI     48341            Primary              Single Family
Miami                       FL     33018            Primary              Planned Unit Development
Omaha                       NE     68134            Primary              Single Family
Yuba City                   CA     95991            Primary              Single Family
Muscoy                      CA     92407            Primary              Single Family
Holland                     MI     49423            Primary              Single Family
La Crosse                   IN     46348            Primary              Single Family
Knoxville                   MD     21758            Primary              Single Family
Georgetown                  IN     47122            Primary              Single Family
Danville                    VA     24540            Primary              Single Family
Auburn                      WA     98092            Primary              Single Family
Richton Park                IL     60471            Primary              Single Family
Austin                      CO     81410            Primary              Single Family
Modello                     FL     33030            Primary              Planned Unit Development
Tacoma                      WA     98444            Primary              Single Family
Fontana                     CA     92337            Primary              Single Family
Tempe                       AZ     85282            Investor             Single Family
Commerce                    CA     90040            Primary              Single Family
Kismet                      NY     11706            Primary              Single Family
Sepulveda                   CA     91343            Primary              Single Family
Mount Sinai                 NY     11766            Primary              Single Family
Irvington                   NJ     07111            Primary              Two-to-Four Family
Buffalo                     NY     14224            Primary              Two-to-Four Family
Jamaica                     NY     11434            Primary              Two-to-Four Family
Newburgh                    NY     12553            Primary              Two-to-Four Family
Sepulveda                   CA     91343            Primary              Condominium
Brodheadsville              PA     18322            Primary              Single Family
Antelope                    CA     95843            Primary              Single Family
Sacramento                  CA     95824            Primary              Single Family
Fresno                      CA     93704            Primary              Single Family
Ripon                       CA     95366            Primary              Single Family
Vallejo                     CA     94589            Primary              Single Family
Modesto                     CA     95355            Primary              Single Family
Raymore                     MO     64083            Primary              Single Family
Park Ridge                  IL     60068            Primary              Single Family
Winnetka                    CA     91306            Primary              Single Family
Belvedere                   SC     29841            Primary              Single Family
Auburn                      GA     30011            Primary              Single Family
La Center                   WA     98629            Primary              Single Family
Delaware                    OH     43015            Primary              Single Family
Galion                      OH     44833            Primary              Single Family
Humble                      TX     77346            Primary              Planned Unit Development
Strathmore                  CA     93267            Primary              Single Family
Mount Vernon                NY     10550            Primary              Single Family
East Orange                 NJ     07018            Investor             Two-to-Four Family
Redland                     FL     33031            Primary              Single Family
Fredericksburg              VA     22408            Primary              Planned Unit Development
Charleston                  SC     29414            Primary              Single Family
Stone Mountain              GA     30087            Primary              Single Family
Decatur                     GA     30034            Primary              Condominium
Lawndale                    CA     90260            Investor             Two-to-Four Family
Cleveland                   OH     44110            Primary              Single Family
Thousand Oaks               CA     91362            Primary              Condominium
WILDOMAR                    CA     92395            Primary              Single Family
Denver                      CO     80233            Primary              Single Family
Downey                      IL     60064            Primary              Single Family
New Berlin                  PA     17855            Primary              Single Family
Lakeland                    FL     33801            Primary              Condominium
Napa                        CA     94585            Primary              Single Family
Mangonia Park               FL     33407            Investor             Single Family
Port Charlotte              FL     33981            Primary              Single Family
Lvpl                        NY     13088            Primary              Single Family
Santa Clarita               CA     91387            Primary              Condominium
Four Corners                WA     98038            Primary              Single Family
Dellwood                    MO     63135            Primary              Single Family
Memphis                     TN     38109            Primary              Planned Unit Development
Orlando                     FL     32822            Primary              Condominium
Baldy Mesa                  CA     92392            Primary              Single Family
Kansas City                 MO     64114            Primary              Single Family
Rockford                    IL     61104            Investor             Two-to-Four Family
Atlanta                     GA     30350            Primary              Condominium
Glenwood                    PA     17109            Primary              Single Family
Versailles                  KY     40383            Primary              Single Family
Billerica                   MA     01821            Primary              Condominium
Staten Island               NY     10304            Primary              Single Family
Valencia                    CA     91354            Primary              Planned Unit Development
Sun Valley                  CA     91352            Primary              Single Family
Compton                     CA     90220            Primary              Two-to-Four Family
Cucamonga                   CA     91730            Primary              Single Family
Valencia                    CA     91354            Primary              Condominium
Riverview                   MI     48192            Primary              Single Family
Wenatchee                   WA     98802            Primary              Single Family
Crofton                     MD     21114            Primary              Condominium
Baton Rouge                 LA     70806            Primary              Single Family
Dayton                      OH     45403            Primary              Single Family
Devon                       KY     41042            Primary              Condominium
Fresno                      CA     93726            Investor             Single Family
Claremont                   CA     91711            Primary              Single Family
Fresno                      CA     93705            Primary              Single Family
Stockton                    CA     95205            Primary              Single Family
Avondale                    AZ     85323            Primary              Single Family
Baton Rouge                 LA     70814            Primary              Single Family
Sun City                    AZ     85379            Primary              Planned Unit Development
Jacksonville                FL     32218            Primary              Single Family
Orlando                     FL     32811            Investor             Condominium
Clearwater                  FL     33761            Primary              Condominium
Philadelphia                PA     19134            Primary              Single Family
San Francisco               CA     94107            Primary              Condominium
Chino                       CA     91710            Primary              Single Family
Stockton                    CA     95210            Primary              Single Family
North Hollywood             CA     91606            Primary              Single Family
La Quinta                   CA     92253            Primary              Single Family
Odenton                     MD     21113            Primary              Single Family
Rockford                    IL     61104            Primary              Single Family
Sioux Falls                 SD     57104            Primary              Single Family
Gilbert                     AZ     85296            Primary              Planned Unit Development
Solon                       OH     44139            Primary              Single Family
Detroit                     MI     48224            Primary              Single Family
Detroit                     MI     48227            Investor             Single Family
Dinuba                      CA     93618            Primary              Single Family
North Las Vegas             NV     89031            Primary              Single Family
Citrus Heights              CA     95610            Primary              Single Family
Naranja                     FL     33033            Primary              Planned Unit Development
Kroger                      GA     31419            Primary              Single Family
Lithonia                    GA     30058            Primary              Single Family
Alpharetta                  GA     30005            Primary              Planned Unit Development
Whitelaw                    NY     13032            Primary              Single Family
Boise                       ID     83702            Primary              Single Family
Walla Walla                 WA     99362            Primary              Single Family
Seattle                     WA     98108            Primary              Single Family
Renton                      WA     98056            Primary              Single Family
Cypress                     CA     90630            Primary              Single Family
Winnetka                    CA     91306            Primary              Single Family
Cimarron                    CA     90018            Primary              Two-to-Four Family
Paterson                    NJ     07501            Primary              Two-to-Four Family
Fontana                     CA     92336            Primary              Planned Unit Development
Inglewood                   CA     90303            Primary              Two-to-Four Family
Lakewood                    CA     90805            Primary              Single Family
Miami                       FL     33169            Primary              Single Family
Las Cruces                  NM     88005            Primary              Single Family
Moreno Valley               CA     92557            Primary              Planned Unit Development
San Diego                   CA     92115            Primary              Single Family
West Jordan                 UT     84084            Primary              Single Family
Goode                       IL     62884            Primary              Single Family
Hiler                       NY     14223            Primary              Single Family
Kansas City                 MO     64127            Primary              Single Family
Wilmington                  OH     45177            Primary              Single Family
Warren                      MI     48093            Primary              Single Family
Harvey                      LA     70058            Primary              Two-to-Four Family
Slidell                     LA     70460            Primary              Single Family
Dudley                      IA     52501            Primary              Single Family
Grand Island                NE     68801            Primary              Single Family
Boise                       ID     83709            Primary              Single Family
Morrison                    CO     80465            Primary              Single Family
Darnestown                  MD     20878            Primary              Planned Unit Development
San Clemente                CA     92672            Primary              Planned Unit Development
Neuse                       NC     27604            Primary              Planned Unit Development
Grand Blanc                 MI     48439            Primary              Single Family
Bonita                      CA     91902            Primary              Single Family
Palmdale                    CA     93551            Primary              Single Family
Donna                       TX     78537            Primary              Single Family
Omaha                       NE     68164            Primary              Single Family
Mound                       MN     55364            Primary              Single Family
Malta                       NY     12020            Primary              Single Family
Seattle                     WA     98106            Primary              Single Family
Miami                       FL     33196            Primary              Single Family
Centerville                 FL     32308            Primary              Planned Unit Development
Miami                       FL     33177            Primary              Single Family
Lynn Haven                  FL     32444            Primary              Single Family
Conyers                     GA     30094            Primary              Single Family
Whiting                     NJ     08759            Primary              Single Family
Ophir                       CA     95603            Primary              Single Family
Laguna Beach                CA     92677            Primary              Planned Unit Development
Los Angeles                 CA     90011            Primary              Two-to-Four Family
Arleta                      CA     91331            Primary              Single Family
Detroit                     MI     48214            Primary              Single Family
Sacramento                  CA     95823            Primary              Single Family
Sacramento                  CA     95815            Primary              Single Family
Cleveland                   AL     35049            Primary              Single Family
Gulfport                    FL     33707            Investor             Single Family
Columbia                    MD     21046            Primary              Planned Unit Development
Miami                       FL     33186            Primary              Single Family
Miami                       FL     33162            Primary              Single Family
Atlanta                     GA     30319            Primary              Condominium
Atlanta                     GA     30316            Primary              Planned Unit Development
Matlacha                    FL     33993            Primary              Single Family
Miami                       FL     33130            Primary              Condominium
Norfolk                     VA     23513            Primary              Single Family
Altamonte                   FL     32701            Primary              Single Family
Tuscawilla                  FL     32708            Primary              Planned Unit Development
Austin                      TX     78733            Primary              Single Family
Desoto                      MO     63020            Primary              Single Family
Indianapolis                IN     46203            Primary              Single Family
Carteret                    NJ     07008            Primary              Single Family
Walland                     TN     37886            Primary              Single Family
Detroit                     MI     48203            Primary              Single Family
Griffith                    CA     90039            Primary              Single Family
Riverview                   FL     33569            Primary              Single Family
Emerson                     NC     28433            Primary              Single Family
Rainbow                     CA     92028            Primary              Single Family
Arcadia                     LA     71001            Primary              Single Family
Minooka                     IL     60447            Primary              Single Family
Chicago                     IL     60638            Primary              Single Family
Riner                       WY     82301            Primary              Single Family
Gilbert                     AZ     85296            Primary              Planned Unit Development
Sun City                    AZ     85374            Primary              Planned Unit Development
Stratham                    NH     03885            Primary              Single Family
Midway                      IN     47601            Primary              Single Family
Las Vegas                   NV     89107            Primary              Condominium
College Park                NV     89032            Primary              Single Family
Las Vegas                   NV     89149            Investor             Planned Unit Development
                            CA     93619            Primary              Planned Unit Development
Fort Mohave                 AZ     86426            Primary              Planned Unit Development
West Bridgewater            MA     02379            Primary              Single Family
Farmingdale                 NY     11735            Primary              Single Family
Saint Cloud                 MN     56303            Primary              Single Family
Trenton                     NJ     08648            Primary              Single Family
Detroit                     MI     48234            Primary              Single Family
Phoenix                     AZ     85029            Primary              Single Family
Glendale                    AZ     85302            Primary              Single Family
Buena Park                  CA     90620            Primary              Single Family
Huntington Beach            CA     92647            Second Home          Single Family
Elyria                      OH     44035            Primary              Single Family
Midwest City                OK     73110            Primary              Single Family
Grove                       OK     74344            Primary              Single Family
Moreno                      CA     92555            Primary              Planned Unit Development
Highlands                   CO     80129            Primary              Planned Unit Development
Decatur                     GA     30034            Primary              Single Family
Atlanta                     GA     30345            Primary              Single Family
Ellenwood                   GA     30294            Primary              Planned Unit Development
Atlanta                     GA     30349            Investor             Planned Unit Development
Stowe                       PA     19464            Primary              Single Family
Berkley                     PA     19605            Primary              Single Family
Riverton                    VT     05663            Primary              Single Family
Clifton                     MD     21213            Primary              Single Family
Merrimack                   NH     03054            Primary              Condominium
Detroit                     MI     48240            Primary              Single Family
Peoria                      AZ     85345            Primary              Single Family
Volo                        IL     60073            Primary              Planned Unit Development
Bakersfield                 CA     93304            Primary              Single Family
San Gabriel                 CA     91776            Primary              Single Family
El Cajon                    CA     92019            Primary              Condominium
Lake Worth                  FL     33461            Primary              Single Family
Linden                      NJ     07036            Primary              Single Family
Roseville                   CA     95747            Primary              Single Family
Las Vegas                   NV     89122            Primary              Planned Unit Development
Fry                         AZ     85635            Primary              Single Family
Tacoma                      WA     98466            Primary              Single Family
San Bernardino              CA     92404            Primary              Single Family
Covina                      CA     91722            Primary              Single Family
La Puente                   CA     91748            Primary              Single Family
Fresno                      CA     93726            Primary              Single Family
Escondido                   CA     92026            Primary              Planned Unit Development
Hazelwood                   IN     46845            Primary              Single Family
Miner                       MO     63801            Primary              Single Family
Kenosha                     WI     53142            Primary              Single Family
Walnut Creek                CA     94597            Primary              Planned Unit Development
Morongo Valley              CA     92256            Primary              Single Family
Las Vegas                   NV     89131            Primary              Planned Unit Development
Springfield                 VA     22151            Primary              Single Family
Alafaya                     FL     32826            Primary              Single Family
Osseo                       MN     55369            Primary              Planned Unit Development
River Edge                  NJ     07661            Primary              Single Family
Palm Bay                    FL     32909            Investor             Planned Unit Development
Watts                       CA     90044            Primary              Two-to-Four Family
Mira Loma                   CA     91752            Primary              Single Family
West Covina                 CA     91791            Primary              Single Family
Irwindale                   CA     91706            Primary              Single Family
San Fernando                CA     91344            Primary              Single Family
Perris                      CA     92571            Primary              Single Family
Fry                         AZ     85635            Primary              Single Family
Orland                      CA     95963            Primary              Single Family
Bakersfield                 CA     93306            Primary              Single Family
San Jose                    CA     95118            Primary              Single Family
San Jose                    CA     95122            Primary              Single Family
Firebaugh                   CA     93622            Primary              Single Family
Redondo Beach               CA     90278            Primary              Single Family
Palmdale                    CA     93552            Primary              Single Family
Detroit                     MI     48212            Primary              Single Family
Leominster                  MA     01453            Primary              Condominium
Natick                      MA     01760            Primary              Single Family
Yarmouth                    MA     02675            Primary              Single Family
Redmond                     WA     98074            Primary              Single Family
Bone                        ID     83401            Primary              Single Family
Cimarron Hills              CO     80922            Primary              Planned Unit Development
Brewster                    CO     81226            Primary              Single Family
Cimarron Hills              CO     80916            Primary              Single Family
Bothell                     WA     98012            Primary              Condominium
Auburn                      WA     98023            Primary              Single Family
Cimarron Hills              CO     80915            Primary              Single Family
Caldwell                    NC     28078            Primary              Planned Unit Development
Ruston                      WA     98407            Primary              Single Family
Claiborne                   LA     70433            Primary              Single Family
Southaven                   MS     38671            Primary              Single Family
Oceanside                   CA     92057            Primary              Single Family
Bartlett                    IL     60133            Primary              Condominium
Brockton                    MA     02301            Primary              Single Family
Salisbury                   MD     21801            Primary              Single Family
Baltimore                   MD     21209            Primary              Single Family
Winchester                  CA     92596            Primary              Planned Unit Development
Bakersfield                 CA     93304            Primary              Single Family
Hollister                   CA     95023            Primary              Single Family
San Jose                    CA     95122            Primary              Single Family
Roseville                   CA     95746            Primary              Single Family
Bell                        CA     90201            Investor             Two-to-Four Family
Hazard                      CA     90063            Primary              Single Family
Claremont                   CA     91711            Primary              Single Family
Glendale                    CA     91206            Primary              Single Family
Detroit                     MI     48202            Primary              Condominium
Las Vegas                   NV     89128            Primary              Planned Unit Development
Weymouth                    NJ     08330            Primary              Condominium
Tucson                      AZ     85745            Primary              Planned Unit Development
Stone Mountain              GA     30083            Primary              Condominium
Mableton                    GA     30126            Primary              Planned Unit Development
Mount Pleasant              SC     29466            Primary              Planned Unit Development
Ozark                       MO     65721            Primary              Single Family
Otsego                      MN     55301            Primary              Single Family
Kismet                      NY     11706            Primary              Single Family
Lacey                       WA     98513            Primary              Condominium
Downey                      CA     90242            Primary              Single Family
Albuquerque                 NM     87109            Primary              Single Family
Las Vegas                   NV     89129            Primary              Planned Unit Development
Herriman                    UT     84065            Primary              Single Family
Eagle Rock                  ID     83402            Primary              Single Family
Arrowbear Lake              CA     92382            Primary              Single Family
Rincon                      AZ     85730            Primary              Single Family
Bronx                       NY     10466            Primary              Single Family
Miami                       FL     33193            Primary              Planned Unit Development
Naples                      FL     34117            Primary              Single Family
Castle                      PA     16101            Primary              Single Family
Shelbyville                 IN     46176            Primary              Single Family
Peoria                      AZ     85345            Primary              Single Family
Richton Park                IL     60471            Primary              Single Family
Detroit                     MI     48219            Primary              Single Family
Dover                       AR     72837            Primary              Single Family
Rolling Meadows             IL     60008            Primary              Condominium
Princeton                   TX     75407            Primary              Single Family
Memphis                     TN     38141            Primary              Single Family
Lockport                    IL     60441            Primary              Single Family
Sepulveda                   CA     91343            Primary              Single Family
Chicago                     IL     60660            Primary              Condominium
Bellingham                  MA     02019            Primary              Single Family
Lisle                       IL     60532            Primary              Condominium
Faribault                   MN     55021            Primary              Single Family
Red Bluff                   CA     96080            Primary              Single Family
Bristol                     NH     03222            Primary              Single Family
Vista                       CA     92083            Primary              Single Family
La Puente                   CA     91748            Primary              Single Family
Fontana                     CA     92335            Primary              Single Family
Lugo                        CA     90023            Primary              Two-to-Four Family
La Puente                   CA     91748            Primary              Single Family
Santa Clarita               CA     91387            Primary              Planned Unit Development
Laurel                      MD     20707            Primary              Condominium
Rosedale                    MD     21237            Primary              Planned Unit Development
Castle Rock                 CO     80108            Primary              Condominium
Aurora                      CO     80016            Primary              Planned Unit Development
Aurora                      CO     80014            Primary              Planned Unit Development
Colorado Springs            CO     80910            Primary              Single Family
Aurora                      CO     80011            Primary              Single Family
Englewood                   CO     80112            Primary              Condominium
Highlands                   CO     80126            Primary              Planned Unit Development
Guilford                    CT     06437            Primary              Single Family
Brockton                    MA     02301            Primary              Single Family
Lynn                        MA     01904            Primary              Two-to-Four Family
Lexington                   KY     40511            Primary              Single Family
Fresno                      TX     77545            Primary              Planned Unit Development
Wappinger                   NY     12590            Primary              Condominium
Flagg                       IL     61068            Primary              Single Family
Stevensville                MD     21666            Primary              Single Family
Sylmar                      CA     91342            Primary              Condominium
Torrance                    CA     90501            Primary              Two-to-Four Family
San Diego                   CA     92128            Primary              Condominium
Cucamonga                   CA     91730            Primary              Single Family
Salem                       MA     01970            Primary              Single Family
Raleigh                     NC     27610            Primary              Planned Unit Development
North Oaks                  MN     55127            Primary              Single Family
Orange                      OH     44022            Primary              Single Family
Chicago                     IL     60649            Investor             Single Family
Chicago                     IL     60646            Primary              Two-to-Four Family
Chicago                     IL     60607            Primary              Condominium
Crestview                   FL     32539            Primary              Single Family
Berlin                      GA     31722            Primary              Single Family
Saugus                      MA     01906            Primary              Single Family
Aurora                      CO     80013            Primary              Single Family
Reece                       KS     67045            Primary              Single Family
Lees Summit                 MO     64063            Primary              Planned Unit Development
Nampa                       ID     83687            Primary              Planned Unit Development
Topeka                      KS     66605            Primary              Single Family
Aurora                      CO     80012            Primary              Single Family
Castle Rock                 CO     80108            Primary              Condominium
Sylmar                      CA     91342            Investor             Single Family
Roanoke                     TX     76262            Primary              Single Family
Palmdale                    CA     93551            Primary              Single Family
Houston                     TX     77075            Primary              Planned Unit Development
Fresno                      TX     77545            Primary              Planned Unit Development
Oak Park                    CA     91377            Primary              Condominium
North Manchester            IN     46962            Primary              Single Family
Buchanan                    MI     49107            Primary              Single Family
Homewood                    IL     60430            Primary              Single Family
Kersey                      IN     46310            Primary              Single Family
Bruceville                  IN     47516            Primary              Single Family
Richmond                    MO     64085            Primary              Single Family
Jamison                     SC     29115            Primary              Single Family
Hatton                      WA     99344            Primary              Single Family
Livermore                   ME     04253            Primary              Single Family
Hayward                     CA     94546            Primary              Single Family
Riverside                   CA     92505            Primary              Single Family
Elk Grove                   CA     95758            Primary              Single Family
Escondido                   CA     92026            Primary              Single Family
Miami                       FL     33161            Primary              Single Family
Aurora                      CO     80011            Primary              Single Family
Brighton                    CO     80602            Primary              Planned Unit Development
Denver                      CO     80249            Primary              Planned Unit Development
Aurora                      CO     80018            Primary              Planned Unit Development
Tulsa                       OK     74133            Primary              Condominium
Luna                        LA     71292            Primary              Single Family
Coleta                      IL     61081            Primary              Single Family
San Antonio                 TX     78254            Primary              Planned Unit Development
Katy                        TX     77449            Primary              Planned Unit Development
Memphis                     TN     38135            Primary              Single Family
Nashville                   TN     37217            Primary              Single Family
Brighton                    CO     80603            Primary              Planned Unit Development
Aurora                      CO     80015            Primary              Planned Unit Development
Tacoma                      WA     98404            Primary              Single Family
Denver                      CO     80238            Primary              Condominium
Jacksonville                FL     32223            Primary              Single Family
Center                      GA     30474            Primary              Single Family
Moquah                      WI     54806            Primary              Two-to-Four Family
Eastwick                    PA     19153            Primary              Single Family
Rankin                      MI     48473            Primary              Single Family
Enhaut                      PA     17113            Primary              Single Family
                            IL     60866            Primary              Condominium
Everett                     WA     98208            Primary              Single Family
Camby                       IN     46113            Primary              Planned Unit Development
BRIDGEPORT                  CT     06606            Primary              Two-to-Four Family
ELIZABETH                   NJ     07206            Primary              Two-to-Four Family
FRANKLIN                    KY     42134            Primary              Single Family
Lake                        WI     54552            Primary              Single Family
Rossville                   GA     30741            Primary              Single Family
Akron                       OH     44301            Primary              Single Family
Mansfield                   LA     71052            Primary              Single Family
Indianapolis                IN     46218            Primary              Two-to-Four Family
Turtle Creek                PA     15145            Primary              Single Family
Pottersville                MO     65790            Primary              Single Family
Buffalo                     NY     14209            Primary              Single Family
Tallahassee                 FL     32303            Investor             Single Family
Jacksonville                FL     32246            Primary              Single Family
Chicago                     IL     60636            Primary              Single Family
Baton Rouge                 LA     70810            Primary              Single Family
Stuart                      FL     34997            Investor             Single Family
Pittsburgh                  PA     15206            Primary              Single Family
Raytown                     MO     64133            Investor             Two-to-Four Family
Hubbard                     OH     44425            Primary              Single Family
Moreno Valley               CA     92557            Primary              Single Family
Salem                       OR     97303            Primary              Single Family
Inglewood                   CA     90303            Primary              Two-to-Four Family
Lake Charles                LA     70601            Primary              Single Family
Baton Rouge                 LA     70806            Primary              Condominium
Gardena                     CA     90247            Primary              Single Family
Riverside                   CA     92505            Primary              Single Family
Detroit                     MI     48223            Primary              Single Family
Corona                      CA     92883            Primary              Planned Unit Development
Rantoul                     IL     61866            Primary              Single Family
Akron                       OH     44306            Investor             Single Family
Philadelphia                PA     19124            Primary              Single Family
Allegheny                   PA     15212            Primary              Single Family
NORTH HIGHLANDS             CA     95660            Primary              Single Family
Klein                       TX     77379            Primary              Planned Unit Development
Massapequa                  NY     11758            Primary              Single Family
Parkville                   MO     64152            Primary              Planned Unit Development
Glen                        VT     05701            Primary              Single Family
Candler                     NC     28715            Primary              Single Family
Naomi                       SD     57039            Primary              Single Family
Corona                      CA     92883            Second Home          Planned Unit Development
Hudson                      MI     49247            Primary              Single Family
Quinton                     OK     74561            Primary              Single Family
Franklin                    LA     70538            Primary              Single Family
Portland                    TN     37148            Investor             Single Family
Fresno                      CA     93727            Primary              Single Family
Lykens                      OH     44818            Primary              Single Family
Oak Park                    IL     60302            Primary              Single Family
Columbus                    GA     31906            Primary              Single Family
Memphis                     TN     38115            Investor             Single Family
Ewing                       NJ     08638            Primary              Single Family
Lehigh                      FL     33936            Primary              Condominium
Kilby                       NC     28681            Primary              Single Family
Walloomsac                  NY     12090            Investor             Single Family
Melbourne                   FL     32951            Primary              Single Family
Plyler                      NC     28001            Primary              Single Family
Baker                       ID     83467            Second Home          Single Family
Trenton                     NJ     08619            Primary              Condominium
Garden Grove                CA     92843            Primary              Condominium
Randolph                    NY     14772            Primary              Single Family
Batavia                     NY     14020            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Etna                        NY     13062            Primary              Single Family
Fairmount                   OH     45214            Primary              Single Family
Scottsdale                  AZ     85255            Primary              Planned Unit Development
Candler                     NC     28715            Primary              Single Family
Gilbert                     AZ     85296            Primary              Planned Unit Development
Greenwood                   SC     29649            Primary              Single Family
Miami                       FL     33179            Primary              Condominium
Vallejo                     CA     94591            Primary              Single Family
Garland                     TX     75043            Primary              Single Family
Stratmoor Hills             CO     80906            Primary              Single Family
29 Palms                    CA     92277            Primary              Single Family
Carrollton                  TX     75007            Primary              Single Family
Orlando                     FL     32810            Primary              Single Family
Somerville                  MA     02144            Primary              Two-to-Four Family
Garland                     TX     75042            Primary              Single Family
Lake Charles                LA     70601            Primary              Single Family
San Diego                   CA     92154            Primary              Condominium
Everett                     MA     02149            Primary              Two-to-Four Family
Commack                     NY     11725            Primary              Single Family
Columbus                    OH     43235            Primary              Single Family
Lake Isabella               CA     93240            Investor             Two-to-Four Family
Palm Coast                  FL     32164            Primary              Planned Unit Development
Gates Mills                 OH     44040            Primary              Single Family
San Diego                   CA     92104            Primary              Planned Unit Development
Atlanta                     GA     30316            Primary              Single Family
Yaphank                     NY     11980            Primary              Condominium
Ocean City                  MD     21842            Second Home          Condominium
Palm Desert                 CA     92260            Primary              Single Family
Vale                        NC     28168            Primary              Single Family
Walden                      NY     12586            Primary              Single Family
Deer Park                   IL     60010            Primary              Single Family
Bayou Vista                 LA     70380            Primary              Single Family
Milo                        ME     04463            Investor             Single Family
North Chelmsford            MA     01863            Primary              Single Family
Belding                     MI     48809            Primary              Single Family
Drew                        LA     70607            Primary              Single Family
Loganville                  GA     30052            Primary              Single Family
Northampton                 MA     01060            Primary              Two-to-Four Family
Milwaukee                   WI     53205            Primary              Two-to-Four Family
Jamison                     SC     29115            Primary              Single Family
Spokane                     WA     99206            Primary              Single Family
Heer Park                   NY     11757            Primary              Single Family
Fort Wayne                  IN     46802            Primary              Two-to-Four Family
Fort Edward                 NY     12828            Investor             Single Family
Lebanon                     OH     45036            Primary              Single Family
Davie                       FL     33332            Primary              Planned Unit Development
Columbus                    OH     43205            Primary              Two-to-Four Family
Double Oak                  TX     75077            Primary              Planned Unit Development
Redland                     OR     97045            Primary              Condominium
North Lima                  OH     44452            Investor             Single Family
Farmingville                NY     11738            Primary              Single Family
Lithonia                    GA     30039            Primary              Single Family
Hazelwood                   NC     28786            Primary              Single Family
Wooster                     OH     44691            Primary              Single Family
Sumner                      IA     50674            Primary              Single Family
Lithonia                    GA     30058            Primary              Single Family
Denton                      TX     76201            Primary              Single Family
San Jacinto                 CA     92582            Primary              Single Family
San Jacinto                 CA     92582            Primary              Single Family
Hesperia                    CA     92345            Primary              Single Family
Allegheny                   PA     15212            Primary              Two-to-Four Family
Escondido                   CA     92027            Primary              Single Family
Monroe                      NJ     08831            Primary              Single Family
East                        TN     37206            Investor             Single Family
Coleta                      IL     61081            Investor             Two-to-Four Family
Kimball                     MI     48074            Primary              Single Family
Glassport                   PA     15045            Investor             Single Family
Concord                     OH     44077            Investor             Two-to-Four Family
Redland                     OR     97045            Primary              Condominium
San Diego                   CA     92102            Primary              Single Family
Plum                        PA     15239            Primary              Single Family
Castle                      PA     16105            Primary              Single Family
Hopewell                    PA     16650            Primary              Single Family
Jackson                     MS     39206            Primary              Single Family
Hudson                      MI     49247            Primary              Single Family
Milnesville                 PA     18239            Primary              Single Family
Riverview                   MI     48192            Primary              Single Family
Fitzgerald                  GA     31750            Primary              Single Family
Tamaya                      NM     87004            Primary              Single Family
Rochester                   NY     14622            Primary              Single Family
Eden Isle                   AR     72543            Primary              Single Family
Romoland                    CA     92585            Primary              Planned Unit Development
Tulsa                       OK     74114            Primary              Single Family
Lafayette                   LA     70501            Primary              Single Family
Brandon                     MS     39042            Primary              Single Family
Tulsa                       OK     74115            Primary              Single Family
Escondido                   CA     92027            Primary              Single Family
Montegut                    LA     70377            Primary              Single Family
Iron Mtn                    MI     49801            Primary              Two-to-Four Family
Chattanooga                 TN     37406            Investor             Single Family
Loganville                  GA     30052            Primary              Single Family
Riviera Beach               FL     33404            Primary              Planned Unit Development
Dumfries                    VA     22026            Primary              Planned Unit Development
Rockford                    IL     61114            Primary              Single Family
Tampa                       FL     33635            Second Home          Single Family
Anadarko                    OK     73005            Primary              Single Family
Drew                        LA     70607            Primary              Single Family
Am Qui                      TN     37115            Primary              Planned Unit Development
Palos Heights               IL     60463            Primary              Single Family
Double Oak                  TX     75077            Primary              Planned Unit Development
Lynwood                     ID     83301            Primary              Single Family
Murrieta                    CA     92563            Primary              Single Family
Gene Autry                  OK     73436            Primary              Single Family
Masonville                  NJ     08054            Primary              Single Family
Fullerton                   CA     92835            Primary              Condominium
Metamora                    IL     61548            Primary              Single Family
West Falls                  NY     14170            Primary              Single Family
Garden Grove                CA     92840            Primary              Condominium
Braymer                     MO     64624            Primary              Single Family
Stanton                     MI     48888            Primary              Single Family
Park                        PA     15690            Investor             Single Family
Lake Charles                LA     70601            Primary              Single Family
Conklin                     MI     49403            Primary              Single Family
Camarillo                   CA     93010            Primary              Single Family
Tavistock                   NJ     08033            Primary              Single Family
San Diego                   CA     92115            Primary              Single Family
Rock Hill                   MO     63119            Primary              Single Family
29 Palms                    CA     92277            Primary              Single Family
Watauga                     TX     76148            Primary              Single Family
Palm Coast                  FL     32164            Primary              Planned Unit Development
Okesa                       OK     74003            Primary              Single Family
Bonita                      LA     71223            Primary              Single Family
Harvey                      IL     60426            Primary              Single Family
Moreno Valley               CA     92557            Primary              Single Family
Toledo                      OH     43608            Primary              Single Family
Temecula                    CA     92592            Primary              Planned Unit Development
Flint                       MI     48504            Primary              Single Family
Escondido                   CA     92027            Primary              Single Family
Moreno                      CA     92555            Primary              Single Family
Bald Knob                   AR     72010            Primary              Single Family
Universal                   PA     15235            Primary              Single Family
Springfield                 IL     62703            Primary              Single Family
Jacksonville                FL     32211            Primary              Condominium
Four Corners                WA     98038            Primary              Single Family
Lawton                      OK     73501            Primary              Single Family
Brooks                      WI     53952            Primary              Single Family
Anaheim                     CA     92802            Primary              Condominium
Park City                   UT     84098            Primary              Single Family
Kent                        OH     44240            Investor             Single Family
Greenville                  SC     29611            Primary              Single Family
Grand Prairie               TX     75051            Primary              Single Family
Atlanta                     GA     30344            Primary              Single Family
Gering                      NE     69341            Primary              Single Family
Kathleen                    GA     31047            Primary              Single Family
Utica                       OH     43080            Primary              Single Family
Lima                        OH     45801            Primary              Single Family
Oceanside                   CA     92057            Primary              Single Family
Las Vegas                   NV     89106            Primary              Single Family
Jeannette                   PA     15644            Primary              Single Family
Rockford                    IL     61101            Primary              Single Family
Minneapolis                 MN     55419            Primary              Single Family
Savannah                    TN     38372            Primary              Single Family
Sayre                       PA     18840            Primary              Two-to-Four Family
Chagrin Falls               OH     44023            Primary              Single Family
Upland                      CA     91786            Primary              Single Family
Jordan                      SC     29102            Primary              Single Family
Lorain                      OH     44053            Primary              Single Family
Alleghany                   VA     24426            Primary              Single Family
Laurel                      MD     20708            Primary              Planned Unit Development
Nuevo                       CA     92567            Primary              Single Family
Halcyon                     CA     93420            Primary              Single Family
Mayodan                     NC     27027            Primary              Single Family
Rialto                      CA     92377            Primary              Single Family
Johnstown                   PA     15902            Primary              Single Family
Grand Saline                TX     75140            Primary              Single Family
Whitesville                 NY     14897            Primary              Single Family
Los Angeles                 CA     90001            Primary              Two-to-Four Family
Flint                       MI     48506            Primary              Single Family
Booneville                  AR     72927            Primary              Single Family
Detroit                     MI     48227            Primary              Single Family
Goodrich                    MI     48438            Primary              Single Family
Tyson                       VT     05149            Primary              Single Family
Phoenix                     AZ     85041            Primary              Single Family
New Market                  AL     35761            Primary              Single Family
Massillon                   OH     44647            Primary              Single Family
Charlottesville             VA     22911            Primary              Single Family
Katy                        TX     77450            Primary              Planned Unit Development
Siloam Springs              AR     72761            Primary              Single Family
Muldrow                     OK     74948            Primary              Single Family
San Diego                   CA     92115            Primary              Single Family
Port Charlotte              FL     33954            Primary              Single Family
Akron                       OH     44312            Primary              Single Family
San Jacinto                 CA     92582            Primary              Single Family
Sun City                    AZ     85373            Primary              Single Family
Murrieta                    CA     92563            Primary              Single Family
Pittsburgh                  PA     15210            Investor             Two-to-Four Family
Milwaukee                   WI     53216            Primary              Two-to-Four Family
Brooklyn                    NY     11236            Primary              Two-to-Four Family
Fairport                    NY     14450            Primary              Single Family
Saint Joseph                MO     64506            Primary              Two-to-Four Family
Zion                        IL     60099            Primary              Single Family
Orcutt                      CA     93455            Investor             Single Family
Nuevo                       CA     92567            Primary              Single Family
Weirton                     WV     26062            Primary              Single Family
Calumet City                IL     60409            Primary              Single Family
Smithfield                  PA     15478            Primary              Single Family
Granger                     IN     46530            Primary              Planned Unit Development
Greenville                  SC     29617            Investor             Two-to-Four Family
Fort Worth                  TX     76137            Primary              Single Family
Victoria                    IL     61485            Investor             Single Family
Oxnard                      CA     93035            Primary              Single Family
Lavina                      MT     59046            Primary              Single Family
Crestview                   FL     32536            Primary              Single Family
Dennis Mills                LA     70726            Primary              Single Family
Orlando                     FL     32835            Primary              Single Family
New Market                  AL     35761            Primary              Single Family
Livonia                     NY     14487            Primary              Single Family
Omaha                       NE     68124            Primary              Single Family
Greenwich                   NJ     08323            Primary              Single Family
Fort Wayne                  IN     46807            Primary              Single Family
Beaufort                    MO     63013            Primary              Single Family
Fairfield                   CA     94533            Primary              Single Family
Yucca Valley                CA     92284            Primary              Two-to-Four Family
Murrieta                    CA     92563            Primary              Single Family
Lorain                      OH     44055            Primary              Single Family
Hemet                       CA     92544            Primary              Single Family
Clayton                     NC     27520            Primary              Single Family
Fort Payne                  AL     35967            Primary              Single Family
Alto                        LA     71269            Primary              Single Family
Hallsville                  MO     65255            Primary              Single Family
Cassville                   MO     65625            Primary              Single Family
Arcola                      MS     38722            Primary              Single Family
Atlanta                     GA     30344            Primary              Single Family
Yuba City                   CA     95991            Primary              Single Family
Etowah                      TN     37331            Primary              Single Family
Savannah                    GA     31404            Investor             Single Family
Burlington                  NJ     08016            Primary              Single Family
Greenacres                  FL     33463            Primary              Planned Unit Development
Oakland                     FL     34787            Primary              Single Family
Sarasota                    FL     34237            Primary              Single Family
Louisville                  KY     40203            Primary              Two-to-Four Family
Westland                    MI     48185            Primary              Condominium
Barb                        OH     44203            Primary              Single Family
Monongahela                 PA     15063            Investor             Two-to-Four Family
Skyway                      WA     98178            Investor             Single Family
Washington                  GA     30673            Primary              Single Family
Downey                      CA     90242            Primary              Single Family
Rochester                   NY     14619            Primary              Single Family
Memphis                     TN     38112            Primary              Single Family
Rockwood                    MI     48173            Primary              Single Family
Pendleton                   NY     14120            Investor             Two-to-Four Family
Cleveland                   OH     44116            Primary              Single Family
Louisville                  KY     40211            Primary              Single Family
Wichita                     KS     67203            Primary              Single Family
Knoxville                   TN     37917            Primary              Single Family
Keithville                  LA     71047            Primary              Single Family
Atwater                     OH     44201            Primary              Single Family
Toledo                      OH     43607            Primary              Single Family
Belvidere                   NJ     07823            Investor             Condominium
Hurdle Mills                NC     27541            Investor             Single Family
Miami                       FL     33177            Primary              Single Family
Detroit                     MI     48212            Primary              Two-to-Four Family
Highlands                   NJ     07732            Primary              Single Family
Plainfield                  NJ     07063            Primary              Single Family
Rosedale                    KS     66103            Primary              Single Family
Arnold                      CA     95223            Primary              Planned Unit Development
Avon                        OH     44011            Primary              Planned Unit Development
Midtown                     TN     37748            Primary              Single Family
Philadelphia                PA     19145            Investor             Single Family
Watauga                     TX     76148            Primary              Single Family
Acushnet                    MA     02745            Primary              Single Family
Summ                        SC     29485            Primary              Single Family
Four Corners                WA     98038            Primary              Single Family
Swansea                     IL     62223            Primary              Single Family
Rockford                    IL     61108            Primary              Single Family
Greenacres                  FL     33463            Primary              Planned Unit Development
Saint Louis                 MO     63118            Primary              Single Family
Key West                    FL     33040            Primary              Single Family
Santa Rosa                  CA     95404            Investor             Planned Unit Development
Belleview                   VA     22307            Primary              Planned Unit Development
TEXARKANA                   AR     71854            Primary              Single Family
Detroit                     MI     48227            Primary              Single Family
Bryan                       TX     77808            Primary              Single Family
Spring                      TX     77388            Primary              Planned Unit Development
Luray                       VA     22835            Primary              Single Family
Lockport                    NY     14094            Primary              Single Family
Ashton                      MD     20861            Primary              Single Family
Dawson                      IL     62520            Primary              Single Family
Zephyrhills                 FL     33544            Primary              Planned Unit Development
Broken Arrow                OK     74012            Primary              Single Family
Robbins                     IL     60472            Primary              Single Family
Zephyrhills                 FL     33544            Primary              Planned Unit Development
Memphis                     TN     38118            Primary              Single Family
Rossville                   GA     30741            Primary              Single Family
Bonham                      TX     75418            Primary              Single Family
Pawtucket                   RI     02860            Primary              Two-to-Four Family
Grayling                    MI     49738            Second Home          Single Family
Centereach                  NY     11720            Primary              Single Family
Riverview                   MI     48192            Primary              Single Family
Rio Rancho                  NM     87144            Primary              Planned Unit Development
Colton                      CA     92324            Primary              Single Family
Harvey                      LA     70058            Primary              Single Family
Heer Park                   NY     11757            Primary              Single Family
Saint Peters                MO     63304            Primary              Condominium
Wylie                       TX     75098            Investor             Single Family
Miami                       FL     33054            Primary              Single Family
Toledo                      OH     43607            Primary              Single Family
Sandy                       UT     84093            Primary              Single Family
Monsey                      NY     10952            Primary              Single Family
Leonardtown                 MD     20650            Primary              Single Family
Fresno                      CA     93702            Primary              Single Family
Philadelphia                PA     19143            Primary              Two-to-Four Family
Nashville                   TN     37205            Second Home          Condominium
Winchester                  CA     92596            Primary              Planned Unit Development
Tampa                       FL     33604            Primary              Single Family
Ink                         OH     44883            Primary              Single Family
Dearborn Heights            MI     48127            Primary              Single Family
North Hollywood             CA     91605            Primary              Condominium
Rio Rancho                  NM     87144            Primary              Planned Unit Development
Northampton                 MA     01060            Primary              Two-to-Four Family
Hephzibah                   GA     30815            Primary              Single Family
Dix Hills                   NY     11746            Primary              Single Family
Dayton                      OH     45410            Primary              Two-to-Four Family
Santa Ana                   CA     92707            Primary              Single Family
Sandy                       OR     97055            Primary              Single Family
North Hollywood             CA     91605            Primary              Condominium
Aurora                      IL     60504            Primary              Planned Unit Development
Moreno Valley               CA     92557            Primary              Single Family
Aurora                      IL     60504            Primary              Planned Unit Development
Escondido                   CA     92027            Primary              Condominium
Toledo                      OH     43615            Primary              Single Family
Arboga                      CA     95901            Primary              Two-to-Four Family
Montz                       LA     70068            Primary              Single Family
Albuquerque                 NM     87105            Primary              Single Family
Phyllis                     KY     41554            Investor             Single Family
Ink                         OH     44883            Primary              Single Family
Humble                      TX     77396            Primary              Planned Unit Development
Broken Arrow                OK     74012            Investor             Single Family
Cape Coral                  FL     33909            Primary              Single Family
Rochester                   NY     14621            Primary              Two-to-Four Family
Hawleyton                   NY     13903            Primary              Single Family
Gulfport                    FL     33711            Primary              Single Family
Garland                     TX     75043            Primary              Single Family
Meskegon                    MI     49442            Primary              Single Family
Melbourne                   FL     32937            Primary              Single Family
Centuck                     NY     10710            Primary              Two-to-Four Family
Ambridge                    PA     15003            Primary              Single Family
Buffalo                     NY     14213            Investor             Two-to-Four Family
FEDERAL WAY                 WA     98003            Primary              Single Family
Monsey                      NY     10952            Primary              Single Family
Dennis Mills                LA     70726            Primary              Single Family
Crystal                     MN     55428            Primary              Single Family
Vale                        NC     28168            Primary              Single Family
Houston                     TX     77084            Primary              Planned Unit Development
Holiday                     FL     34691            Investor             Single Family
Colorado Springs            CO     80907            Primary              Single Family
Rosedale                    KS     66103            Primary              Single Family
Corcoran                    CA     93212            Primary              Single Family
Dequincy                    LA     70633            Primary              Single Family
Little Rock                 SC     29567            Primary              Single Family
Danielsville                GA     30633            Primary              Single Family
Oats                        SC     29069            Primary              Single Family
Matteson                    IL     60443            Primary              Single Family
Southaven                   MS     38671            Primary              Single Family
Marysville                  WA     98270            Primary              Planned Unit Development
Belding                     MI     48809            Primary              Single Family
Lynchburg                   OH     45142            Primary              Single Family
Everett                     MA     02149            Primary              Two-to-Four Family
Sandy                       OR     97055            Primary              Single Family
Grain Valley                MO     64029            Primary              Single Family
Margate                     FL     33065            Primary              Planned Unit Development
Durham                      NC     27704            Primary              Single Family
Stanton                     MI     48888            Primary              Single Family
Basin                       MS     39452            Primary              Single Family
Forestville                 MD     20747            Primary              Planned Unit Development
Colorado Springs            CO     80907            Primary              Single Family
Easley                      SC     29642            Primary              Single Family
Avenel                      NJ     07001            Primary              Single Family
Detroit                     MI     48215            Investor             Two-to-Four Family
Sneedville                  TN     37869            Primary              Single Family
La Puente                   CA     91744            Primary              Single Family
Lehigh                      FL     33971            Primary              Single Family
Casselberry                 FL     32707            Primary              Planned Unit Development
Flossmoor                   IL     60422            Primary              Single Family
Hanes                       NC     27103            Primary              Single Family
Tacoma                      WA     98446            Primary              Single Family
Naples                      FL     34120            Primary              Single Family
Muscoy                      CA     92407            Primary              Single Family
Ingram                      PA     15205            Primary              Condominium
Durham                      NC     27704            Primary              Single Family
Tulsa                       OK     74110            Primary              Single Family
Columbia                    MS     39429            Primary              Single Family
Ocala                       FL     34473            Investor             Single Family
Norbeck                     MD     20906            Primary              Single Family
Hayward                     CA     94544            Primary              Single Family
Gilmore                     MO     63385            Primary              Planned Unit Development
Corcoran                    CA     93212            Primary              Single Family
Las Cruces                  NM     88011            Primary              Single Family
Everett                     MA     02149            Primary              Two-to-Four Family
Detroit                     MI     48227            Primary              Single Family
Englewood                   NJ     07631            Primary              Single Family
Golden                      CO     80401            Primary              Single Family
Lakin                       KS     67860            Primary              Single Family
Miami                       FL     33018            Primary              Single Family
Battle Creek                MI     49014            Primary              Single Family
Tulsa                       OK     74107            Primary              Single Family
Sarasota                    FL     34234            Primary              Single Family
Phoenix                     AZ     85035            Primary              Single Family
Walton                      NY     13856            Primary              Single Family
Dearborn Heights            MI     48127            Primary              Single Family
Altoona                     PA     16602            Primary              Single Family
Saint Louis                 MO     63118            Investor             Single Family
Phoenix                     AZ     85035            Primary              Single Family
Albuquerque                 NM     87105            Primary              Single Family
Lakin                       KS     67860            Primary              Single Family
Santa Maria                 CA     93458            Primary              Single Family
Old Hickory                 TN     37138            Primary              Single Family
Sonora                      OH     43701            Primary              Single Family
Easley                      SC     29642            Primary              Single Family
South Holland               IL     60473            Primary              Single Family
Miami                       FL     33055            Primary              Single Family
Cadillac                    MI     49601            Primary              Single Family
Elyria                      OH     44035            Primary              Single Family
Sharptown                   NJ     08098            Primary              Single Family
Detroit                     MI     48230            Primary              Single Family
Humble                      TX     77396            Primary              Planned Unit Development
Phoenix                     AZ     85041            Primary              Single Family
Cheyenne                    WY     82001            Primary              Single Family
Cheyenne                    WY     82001            Primary              Single Family
Queen Creek                 AZ     85242            Primary              Planned Unit Development
Easton                      OH     44270            Primary              Single Family
El Monte                    CA     91733            Investor             Two-to-Four Family
Oklahoma City               OK     73109            Primary              Single Family
Pasadena                    MD     21122            Primary              Single Family
Steamboat Springs           CO     80487            Primary              Single Family
Queen Creek                 AZ     85242            Primary              Planned Unit Development
Lehigh                      FL     33971            Primary              Single Family
Kansas City                 MO     64134            Primary              Single Family
Baldwin                     NY     11510            Primary              Single Family
Santa Ana                   CA     92707            Primary              Condominium
Las Vegas                   NV     89101            Primary              Single Family
Steamboat Springs           CO     80487            Primary              Single Family
Hayward                     CA     94545            Primary              Single Family
Alameda                     CA     94501            Primary              Single Family
Lititz                      PA     17543            Primary              Single Family
Rochester                   NY     14622            Primary              Single Family
Malden                      MA     02148            Primary              Two-to-Four Family
Westland                    MI     48185            Primary              Single Family
Atlanta                     GA     30316            Primary              Single Family
South Holland               IL     60473            Primary              Single Family
Camden                      NJ     08103            Primary              Single Family
Fargo                       ND     58104            Primary              Single Family
Glen Allen                  VA     23059            Primary              Single Family
Meskegon                    MI     49445            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Murrieta                    CA     92563            Primary              Single Family
Anderson                    IN     46011            Primary              Single Family
Newburgh                    NY     12550            Primary              Single Family
Maylene                     AL     35114            Primary              Single Family
Santa Maria                 CA     93458            Primary              Single Family
Kenner                      LA     70065            Primary              Single Family
Portland                    ME     04103            Primary              Single Family
Brighton                    CO     80601            Primary              Single Family
North East                  PA     16428            Primary              Single Family
Raytown                     MO     64133            Investor             Single Family
Parker                      AZ     85344            Second Home          Planned Unit Development
Chino                       CA     91710            Primary              Single Family
Noble                       OH     44132            Investor             Condominium
Palmdale                    CA     93551            Primary              Single Family
Detroit                     MI     48239            Primary              Single Family
Naples                      FL     34117            Primary              Single Family
Joy                         AR     72143            Primary              Single Family
Zion City                   LA     70811            Primary              Single Family
Herkimer                    NY     13350            Second Home          Two-to-Four Family
Memphis                     TN     38109            Investor             Single Family
Saint Petersburg            FL     33703            Primary              Condominium
Lima                        OH     45804            Primary              Single Family
Montgomery                  AL     36116            Primary              Single Family
Houston                     TX     77076            Investor             Single Family
Orangeburg                  NY     10962            Primary              Single Family
Pueblo                      CO     81007            Primary              Single Family
Memphis                     TN     38127            Primary              Single Family
Boardman                    OH     44512            Primary              Single Family
Dennison                    OH     44621            Primary              Single Family
Las Vegas                   NV     89101            Primary              Single Family
Onaway                      MI     49765            Primary              Single Family
Chino                       CA     91710            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
San Diego                   CA     92115            Primary              Single Family
Bar Harbor                  NY     11762            Primary              Single Family
Riverside                   CA     92505            Primary              Single Family
Mashpee                     MA     02649            Primary              Single Family
Baton Rouge                 LA     70805            Primary              Single Family
Lima                        OH     45801            Primary              Single Family
Geneva                      NY     14456            Primary              Single Family
Fairfield                   CA     94533            Primary              Single Family
Chino Hills                 CA     91709            Primary              Planned Unit Development
Cary                        NC     27511            Primary              Condominium
Fishers                     IN     46038            Primary              Planned Unit Development
Dearborn Heights            MI     48125            Primary              Single Family
Angola                      KS     67337            Primary              Single Family
Lake Elsinore               CA     92532            Primary              Planned Unit Development
Pueblo                      CO     81007            Primary              Single Family
Hockessin                   DE     19707            Primary              Single Family
Paint Rock                  TX     76866            Primary              Single Family
Watts                       CA     90044            Primary              Single Family
San Diego                   CA     92113            Primary              Single Family
San Diego                   CA     92113            Investor             Two-to-Four Family
Houston                     TX     77083            Primary              Planned Unit Development
Warren                      MI     48092            Primary              Single Family
Memphis                     TN     38125            Primary              Planned Unit Development
Ocoee                       FL     34761            Primary              Planned Unit Development
Topeka                      KS     66608            Investor             Two-to-Four Family
Knoxville                   TN     37918            Primary              Planned Unit Development
Naples                      FL     34117            Primary              Single Family
Houston                     TX     77035            Primary              Planned Unit Development
Camp Springs                MD     20748            Investor             Condominium
Lyndon                      PA     17602            Primary              Single Family
Riviera Beach               FL     33404            Primary              Planned Unit Development
Pearland                    TX     77584            Primary              Planned Unit Development
Escondido                   CA     92027            Primary              Condominium
Brighton                    CO     80601            Primary              Single Family
Crestmore                   CA     92316            Primary              Single Family
Quito                       MS     38941            Primary              Single Family
Akron                       OH     44314            Primary              Single Family
Ramona                      OK     74061            Primary              Single Family
Mars                        PA     16046            Primary              Planned Unit Development
Weare                       NH     03281            Primary              Two-to-Four Family
Sumner                      IA     50674            Primary              Single Family
Lawrence                    MA     01841            Primary              Two-to-Four Family
Mendenhall                  MS     39114            Primary              Single Family
Yuba City                   CA     95991            Primary              Single Family
Pomona                      CA     91767            Primary              Planned Unit Development
Tuskegee                    AL     36083            Primary              Single Family
Port Charlotte              FL     33954            Primary              Single Family
Grafton                     WI     53024            Primary              Single Family
Palm Harbor                 FL     34683            Primary              Single Family
Bradford                    PA     16701            Primary              Single Family
Akron                       OH     44305            Primary              Single Family
Cleveland                   OH     44112            Primary              Single Family
Miami                       FL     33012            Primary              Planned Unit Development
Jackson                     MS     39213            Primary              Single Family
Saint Peters                MO     63304            Primary              Condominium
Moore                       OK     73160            Primary              Single Family
Jamaica                     NY     11434            Primary              Single Family
Gulfport                    MS     39503            Primary              Single Family
Ldhl                        FL     33313            Primary              Condominium
Highlands                   CO     80129            Primary              Planned Unit Development
WAXHAW                      NC     28173            Primary              Planned Unit Development
Crestmore                   CA     92316            Primary              Single Family
Boardman                    OH     44512            Primary              Single Family
Cleveland                   OH     44110            Investor             Two-to-Four Family
Dillon                      CO     80435            Primary              Single Family
Baugh                       OK     74020            Primary              Single Family
Cleveland                   OH     44138            Primary              Single Family
Merriam                     KS     66203            Primary              Single Family
Houston                     TX     77035            Primary              Planned Unit Development
Pilot Point                 TX     76258            Primary              Single Family
Tulsa                       OK     74108            Primary              Single Family
Gary                        IN     46410            Primary              Single Family
Highlands                   CO     80129            Primary              Planned Unit Development
Marion                      OH     43302            Primary              Single Family
Arbutus                     MD     21227            Primary              Single Family
Detroit                     MI     48214            Investor             Single Family
Kansas City                 KS     66102            Primary              Single Family
Fort Worth                  TX     76137            Primary              Single Family
Arlington                   TX     76010            Primary              Single Family
Collinsville                IL     62234            Primary              Single Family
Murray                      UT     84121            Primary              Condominium
Elsdon                      IL     60632            Primary              Two-to-Four Family
Lacey                       WA     98513            Second Home          Planned Unit Development
Kissimmee                   FL     34746            Second Home          Planned Unit Development
Tucson                      AZ     85749            Primary              Single Family
Green                       CA     90037            Primary              Single Family
Garner                      NC     27529            Primary              Single Family
Newbury                     MA     01951            Second Home          Single Family
Carroll                     MD     21229            Primary              Single Family
Margate                     FL     33068            Primary              Single Family
Murray                      UT     84121            Primary              Condominium
Hemet                       CA     92545            Primary              Single Family
Clay                        NY     13041            Investor             Single Family
Murrieta                    CA     92563            Primary              Single Family
Columbus                    OH     43204            Primary              Single Family
Takoma Park                 MD     20912            Primary              Single Family
Golden                      CO     80401            Primary              Single Family
Baileyton                   TN     37743            Primary              Single Family
Cleveland                   OH     44104            Investor             Single Family
Summerville                 SC     29483            Primary              Single Family
Summerville                 SC     29483            Primary              Single Family
East                        TN     37206            Investor             Two-to-Four Family
Sinsheim                    PA     17362            Primary              Single Family
Pawtucket                   RI     02860            Primary              Two-to-Four Family
Tampa                       FL     33615            Primary              Single Family
Manoa                       PA     19083            Primary              Single Family
Escondido                   CA     92026            Primary              Planned Unit Development
Englewood                   NJ     07631            Primary              Single Family
Carrollton                  LA     70118            Primary              Single Family
Clark                       NJ     07066            Primary              Single Family
Sapulpa                     OK     74066            Investor             Single Family
Parsons                     KS     67357            Primary              Single Family
Keavy                       KY     40701            Primary              Single Family
Kent City                   MI     49330            Primary              Single Family
Glen Allen                  VA     23059            Primary              Single Family
Miami                       FL     33138            Primary              Two-to-Four Family
Avalon                      MO     64601            Investor             Single Family
Oakridge                    OR     97463            Primary              Single Family
Siloam Springs              AR     72761            Primary              Single Family
Los Angeles                 CA     90003            Primary              Two-to-Four Family
Santa Ana                   CA     92707            Primary              Condominium
Mc Kinney                   TX     75070            Primary              Planned Unit Development
San Leandro                 CA     94579            Primary              Single Family
San Leandro                 CA     94579            Primary              Single Family
Scranton                    PA     18505            Investor             Two-to-Four Family
Scranton                    PA     18505            Investor             Two-to-Four Family
Memphis                     TN     38127            Primary              Single Family
Gallatin                    TN     37066            Primary              Single Family
Grenelefe                   FL     33844            Primary              Single Family
Shelby                      NC     28152            Primary              Single Family
Large                       PA     15025            Primary              Single Family
Spokane                     WA     99206            Primary              Single Family
Stilwell                    OK     74960            Primary              Single Family
Rocky Point                 NY     11778            Primary              Single Family
Downey                      CA     90240            Primary              Single Family
Downey                      CA     90240            Primary              Single Family
Memphis                     TN     38105            Primary              Single Family
Canton                      OH     44708            Investor             Single Family
Dover                       DE     19904            Primary              Single Family
Weehawken                   NJ     07086            Primary              Single Family
Buffalo                     NY     14211            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Orland                      ME     04472            Primary              Single Family
Wingo                       KY     42088            Primary              Single Family
Hanes                       NC     27103            Primary              Single Family
Spencer                     OK     73084            Primary              Single Family
Greenville                  OH     45331            Primary              Single Family
Lariat                      CO     81144            Primary              Single Family
Smithtown                   NY     11787            Investor             Single Family
Naranja                     FL     33033            Primary              Single Family
Fontana                     CA     92336            Primary              Single Family
Little Rock                 AR     72209            Investor             Single Family
Martinsville                VA     24112            Primary              Single Family
Syracuse                    NY     13204            Investor             Single Family
Detroit                     MI     48204            Investor             Two-to-Four Family
Somerville                  TN     38068            Primary              Single Family
Kathleen                    GA     31047            Primary              Single Family
Harvey                      LA     70058            Primary              Single Family
Summ                        SC     29485            Primary              Single Family
San Diego                   CA     92113            Primary              Two-to-Four Family
Plainview                   NY     11803            Primary              Single Family
El Reno                     OK     73036            Primary              Single Family
Ripon                       CA     95366            Primary              Single Family
Jacksonville                FL     32246            Primary              Single Family
Garner                      NC     27529            Primary              Single Family
Baldy Mesa                  CA     92392            Primary              Single Family
Milo                        OK     73401            Primary              Single Family
Nova                        OH     44859            Primary              Single Family
Marlin                      TX     76661            Primary              Single Family
Warren                      MI     48092            Primary              Single Family
Binghamton                  NY     13901            Investor             Single Family
West                        TN     37209            Primary              Single Family
Panama City                 FL     32408            Primary              Single Family
Mc Kinney                   TX     75070            Primary              Planned Unit Development
Haverhill                   FL     33409            Investor             Planned Unit Development
Schertz                     TX     78109            Primary              Single Family
Aloha                       OR     97006            Primary              Planned Unit Development
Chino Hills                 CA     91709            Primary              Planned Unit Development
Rockland                    MA     02370            Primary              Single Family
Orlando                     FL     32804            Primary              Single Family
Martins Ferry               OH     43935            Primary              Single Family
Antis                       PA     16617            Primary              Single Family
Buffalo                     NY     14225            Primary              Single Family
Gibsonville                 NC     27249            Primary              Single Family
Dellwood                    MO     63136            Primary              Single Family
Fort Pierce                 FL     34947            Primary              Single Family
Cahokia                     IL     62206            Primary              Single Family
Wallkill                    NY     12589            Primary              Single Family
Clark                       NJ     07066            Primary              Single Family
Melbourne                   FL     32935            Primary              Single Family
Temecula                    CA     92591            Primary              Planned Unit Development
Au Gres                     MI     48703            Primary              Single Family
Grafton                     WI     53024            Primary              Single Family
Florissant                  MO     63031            Primary              Single Family
Lees Summit                 MO     64081            Primary              Two-to-Four Family
Kansas City                 MO     64114            Primary              Single Family
El Reno                     OK     73036            Primary              Single Family
New Albany                  IN     47150            Primary              Single Family
Lorain                      OH     44053            Primary              Single Family
Lynwood                     CA     90262            Primary              Two-to-Four Family
Spry                        PA     17402            Primary              Single Family
Somerville                  TN     38068            Primary              Single Family
Zebulon                     NC     27597            Primary              Single Family
Mary Esther                 FL     32569            Primary              Single Family
Ocoee                       FL     34761            Primary              Planned Unit Development
Stephens                    AR     71764            Primary              Single Family
Florissant                  MO     63031            Primary              Single Family
Saint Marys                 OH     45885            Primary              Single Family
Stamford                    CT     06907            Primary              Single Family
Lees Summit                 MO     64081            Primary              Two-to-Four Family
Lavina                      MT     59046            Primary              Single Family
Memphis                     TN     38127            Primary              Single Family
Worcester                   MA     01610            Primary              Two-to-Four Family
Salisbury                   MD     21804            Investor             Two-to-Four Family
Arroyo                      TX     78550            Primary              Single Family
Aurora                      CO     80015            Primary              Single Family
Clarksburg                  MD     20871            Primary              Single Family
Universal                   PA     15235            Primary              Single Family
Miami                       FL     33012            Primary              Planned Unit Development
Las Vegas                   NV     89106            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Chubbuck                    ID     83202            Investor             Two-to-Four Family
Columbus                    OH     43235            Primary              Single Family
Milford                     MI     48381            Primary              Single Family
Adams                       NC     28607            Primary              Single Family
Darby                       PA     19023            Primary              Single Family
Powell                      TN     37849            Primary              Single Family
Humble                      TX     77339            Primary              Planned Unit Development
Ocee                        TX     76638            Primary              Single Family
Scottsbluff                 NE     69361            Primary              Single Family
Raymond                     ME     04071            Second Home          Single Family
Elk Grove                   CA     95758            Primary              Single Family
Aurora                      CO     80015            Primary              Single Family
Joppa                       TX     78605            Primary              Single Family
Lees Summit                 MO     64086            Primary              Single Family
Mira Loma                   CA     91752            Primary              Single Family
Desert Hot Springs          CA     92240            Second Home          Single Family
Knoxville                   TN     37919            Primary              Single Family
Norwood                     MA     02062            Primary              Single Family
Louisville                  MS     39339            Primary              Single Family
Southfield                  MI     48034            Primary              Single Family
Kerrtown                    PA     16335            Primary              Single Family
Land O Lakes                FL     34639            Primary              Single Family
Dundalk                     MD     21222            Primary              Single Family
Tulsa                       OK     74115            Primary              Single Family
Waldwick                    NJ     07463            Primary              Single Family
Iselin                      NJ     08830            Primary              Single Family
Elk Grove                   CA     95758            Primary              Single Family
Newark                      DE     19711            Primary              Single Family
Romoland                    CA     92585            Primary              Planned Unit Development
Altoona                     PA     16602            Primary              Single Family
Defiance                    OH     43512            Primary              Single Family
Croton                      MI     49337            Primary              Single Family
Florence                    AL     35633            Primary              Single Family
Lewiston                    ME     04240            Primary              Single Family
New Paltz                   NY     12561            Primary              Single Family
Middletown                  NY     10941            Primary              Single Family
Westgate                    NY     14624            Primary              Single Family
Childs                      PA     18407            Primary              Single Family
Detroit                     MI     48228            Investor             Single Family
Miami                       FL     33160            Investor             Two-to-Four Family
Ozone                       TN     37854            Primary              Single Family
Hazlehurst                  MS     39083            Primary              Single Family
Southfield                  MI     48034            Primary              Single Family
Saticoy                     CA     93004            Primary              Single Family
Meskegon                    MI     49444            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
Wawatosa                    WI     53210            Primary              Two-to-Four Family
Saint Petersburg            FL     33714            Primary              Single Family
Charleroi                   PA     15022            Primary              Single Family
Miami                       FL     33176            Primary              Planned Unit Development
Berkeley                    NJ     08757            Primary              Planned Unit Development
Aloha                       OR     97006            Primary              Planned Unit Development
Oviedo                      FL     32766            Primary              Single Family
Kissimmee                   FL     34759            Primary              Planned Unit Development
Hazlehurst                  MS     39083            Primary              Single Family
Knoxville                   TN     37918            Primary              Planned Unit Development
San Diego                   CA     92113            Primary              Two-to-Four Family
Salinas                     CA     93901            Primary              Single Family
Camden                      NJ     08103            Investor             Two-to-Four Family
Little Rock                 AR     72209            Primary              Single Family
Montgomery                  AL     36116            Primary              Single Family
Murfreesboro                TN     37130            Primary              Single Family
La Chute                    LA     71101            Primary              Single Family
Beaumont                    TX     77706            Primary              Single Family
Fort Payne                  AL     35967            Primary              Single Family
East McKeesport             PA     15035            Primary              Single Family
Lees Summit                 MO     64086            Primary              Single Family
Joy                         AR     72143            Primary              Single Family
South Bend                  IN     46613            Investor             Single Family
Jamaica                     NY     11421            Primary              Single Family
Brookwood                   OH     45239            Primary              Two-to-Four Family
Bradenton                   FL     34203            Primary              Single Family
Munroe Falls                OH     44262            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
Pitcairn                    PA     15140            Investor             Two-to-Four Family
Adams                       NC     28607            Primary              Single Family
San Diego                   CA     92113            Primary              Single Family
Orient                      OH     43146            Primary              Single Family
Escondido                   CA     92026            Primary              Planned Unit Development
Peru                        ME     04290            Primary              Single Family
Cabot                       AR     72023            Primary              Single Family
Sayville                    NY     11782            Primary              Single Family
Hewitt                      NJ     07421            Primary              Single Family
Miami                       FL     33135            Primary              Single Family
Poland                      OH     44514            Primary              Single Family
Bywood                      PA     19082            Primary              Single Family
Jackson                     SC     29831            Primary              Single Family
Albia                       IA     52531            Primary              Single Family
Marion                      OH     43302            Primary              Single Family
Humboldt                    TN     38343            Primary              Single Family
Monroe                      LA     71203            Primary              Single Family
Atlanta                     GA     30331            Primary              Planned Unit Development
Neosho                      MO     64850            Primary              Single Family
Memphis                     TN     38106            Primary              Single Family
Marenisco                   MI     49947            Primary              Single Family
Gallatin                    TN     37066            Primary              Single Family
Bakersfield                 CA     93305            Primary              Single Family
Whitman                     MA     02382            Primary              Single Family
Webb City                   MO     64870            Primary              Single Family
Topeka                      KS     66610            Primary              Single Family
Ocean City                  MD     21842            Second Home          Condominium
Clearwater                  FL     33759            Primary              Single Family
Willeys                     IL     62568            Primary              Single Family
Lemon Grove                 CA     91945            Primary              Single Family
Bloomington                 IN     47403            Primary              Single Family
Santa Maria                 CA     93458            Primary              Planned Unit Development
Cincinnati                  OH     45205            Primary              Single Family
Hilton                      NY     14468            Investor             Single Family
Neosho                      MO     64850            Primary              Single Family
Clarksville                 AR     72830            Primary              Single Family
Houston                     TX     77075            Primary              Single Family
Jacksonville                FL     32209            Primary              Single Family
Gladwin                     MI     48624            Second Home          Single Family
Whitman                     MA     02382            Primary              Single Family
Lewisburg                   TN     37091            Primary              Single Family
Joppa                       TX     78605            Primary              Single Family
Pocomoke                    MD     21851            Primary              Single Family
Philadelphia                PA     19131            Primary              Single Family
Everman                     TX     76140            Primary              Single Family
Snow Hill                   MD     21863            Primary              Single Family
Ironton                     OH     45638            Primary              Single Family
Rutland                     IL     61358            Primary              Single Family
Charlotte                   NC     28269            Primary              Planned Unit Development
Easton                      PA     18045            Primary              Single Family
Baugh                       OK     74020            Primary              Single Family
Baugh                       OK     74020            Investor             Single Family
Temecula                    CA     92591            Primary              Planned Unit Development
Massillon                   OH     44647            Primary              Single Family
Palm Bay                    FL     32907            Second Home          Single Family
Bacone                      OK     74401            Primary              Single Family
Henderson                   LA     70517            Primary              Single Family
Bratenahl                   OH     44108            Investor             Two-to-Four Family
Trenton                     TN     38382            Primary              Single Family
Lawton                      OK     73505            Investor             Single Family
Saint Helen                 MI     48656            Primary              Single Family
Bakersfield                 CA     93306            Primary              Single Family
Charlotte                   NC     28262            Primary              Planned Unit Development
REDDING                     CA     96001            Primary              Single Family
Weehawken                   NJ     07086            Primary              Single Family
Abita Springs               LA     70420            Primary              Single Family
Crawfordsville              IN     47933            Primary              Single Family
Reynoldsburg                OH     43068            Primary              Single Family
Monroe                      LA     71202            Primary              Single Family
Incline Village             NV     89451            Primary              Single Family
Reynoldsburg                OH     43068            Primary              Single Family
North East                  PA     16428            Primary              Single Family
Mesa                        CO     81004            Primary              Single Family
Saint Louis                 MO     63115            Primary              Single Family
Cape Coral                  FL     33909            Primary              Single Family
Pittsfield                  ME     04967            Primary              Single Family
Elwood                      NY     11731            Primary              Single Family
Basin                       MS     39452            Primary              Single Family
Momence                     IL     60954            Primary              Single Family
Millersville                MD     21108            Primary              Planned Unit Development
San Leandro                 CA     94577            Primary              Condominium
San Leandro                 CA     94577            Primary              Condominium
Strawberry Plains           TN     37871            Primary              Single Family
Flanders                    NY     11901            Primary              Single Family
Jacksonville                FL     32218            Investor             Single Family
Bronx                       NY     10452            Primary              Two-to-Four Family
Cucamonga                   CA     91730            Primary              Planned Unit Development
Gary                        IN     46410            Primary              Single Family
Newburgh                    NY     12550            Primary              Single Family
Detroit                     MI     48205            Primary              Two-to-Four Family
Lawrenceburg                TN     38464            Primary              Single Family
Youngstown                  OH     44502            Investor             Single Family
Milford                     MI     48381            Primary              Single Family
Lawrence                    IN     46226            Primary              Single Family
Tampa                       FL     33626            Primary              Planned Unit Development
Wichita                     KS     67204            Primary              Single Family
Warren                      OH     44485            Primary              Single Family
Longwood                    FL     32779            Primary              Planned Unit Development
Croydon                     PA     19021            Primary              Single Family
Vallejo                     CA     94591            Primary              Single Family
Gretna                      LA     70053            Primary              Single Family
Chicago                     IL     60619            Primary              Two-to-Four Family
Eastend                     VA     23223            Investor             Single Family
Franklinville               NJ     08322            Primary              Single Family
Indianapolis                IN     46201            Investor             Single Family
Benton Harbor               MI     49022            Primary              Single Family
Colburn                     IN     47905            Primary              Single Family
Naples                      FL     34112            Primary              Single Family
Dover                       DE     19904            Primary              Single Family
Powell                      OH     43065            Primary              Single Family
Raytown                     MO     64129            Investor             Single Family
Bayside                     NY     11360            Primary              Two-to-Four Family
Tampa                       FL     33614            Primary              Single Family
Alexander City              AL     35010            Primary              Single Family
Sango                       TN     37042            Primary              Single Family
Abita Springs               LA     70420            Primary              Single Family
Ocala                       FL     34472            Primary              Single Family
Baton Rouge                 LA     70812            Investor             Single Family
Birmingham                  AL     35215            Primary              Single Family
Coshocton                   OH     43812            Primary              Single Family
Kalkaska                    MI     49646            Primary              Single Family
Moreno                      CA     92555            Primary              Single Family
Lemay                       MO     63125            Primary              Single Family
Portland                    ME     04103            Investor             Condominium
Dellwood                    MO     63136            Primary              Single Family
Macomb                      MI     48042            Primary              Single Family
Philadelphia                PA     19140            Primary              Two-to-Four Family
Kenner                      LA     70065            Primary              Two-to-Four Family
Owasso                      OK     74055            Primary              Single Family
Mira Loma                   CA     91752            Primary              Single Family
Coshocton                   OH     43812            Primary              Single Family
Kenner                      LA     70062            Primary              Single Family
Tulsa                       OK     74127            Primary              Single Family
Clarksville                 AR     72830            Primary              Single Family
Dixie                       LA     71107            Primary              Single Family
Fairborn                    OH     45324            Primary              Single Family
Miami                       FL     33176            Primary              Planned Unit Development
Tacoma                      WA     98446            Primary              Single Family
Elizabeth                   PA     15037            Primary              Two-to-Four Family
Barren                      IL     62812            Primary              Single Family
Barry Lakes                 NJ     07422            Primary              Planned Unit Development
Springfield                 OH     45504            Primary              Single Family
Cucamonga                   CA     91730            Primary              Planned Unit Development
Broken Arrow                OK     74011            Primary              Single Family
Newark                      NJ     07104            Primary              Two-to-Four Family
Saegertown                  PA     16433            Primary              Single Family
Brooklyn                    NY     11234            Primary              Two-to-Four Family
Brooklyn                    NY     11234            Primary              Two-to-Four Family
Amelia City                 FL     32034            Second Home          Planned Unit Development
Alpharetta                  GA     30004            Primary              Planned Unit Development
Lewiston                    ME     04240            Primary              Single Family
Chattanooga                 TN     37411            Investor             Single Family
Dayton                      OH     45459            Primary              Single Family
Flushing                    NY     11354            Primary              Single Family
Richmond                    VA     23222            Primary              Single Family
Tampa                       FL     33624            Primary              Planned Unit Development
Nora                        IN     46260            Investor             Condominium
Alameda                     CA     94501            Primary              Single Family
Birmingham                  AL     35215            Primary              Single Family
La Tijera                   CA     90043            Primary              Two-to-Four Family
Daytona Beach               FL     32114            Primary              Single Family
Poughkeepsie                NY     12601            Primary              Single Family
West Jordan                 UT     84084            Primary              Single Family
Fontana                     CA     92336            Primary              Single Family
Kansas City                 MO     64114            Primary              Single Family
Cimarron                    CA     90018            Investor             Two-to-Four Family
Saginaw                     MI     48601            Investor             Single Family
Dunbar                      WV     25064            Primary              Single Family
Philadelphia                PA     19149            Primary              Single Family
Memphis                     TN     38127            Primary              Single Family
Seymour                     CT     06483            Primary              Single Family
Middletown                  DE     19709            Primary              Single Family
Caro                        MI     48723            Primary              Single Family
Charlotte                   NC     28205            Primary              Single Family
Gracey                      KY     42232            Primary              Single Family
Chville                     VA     22901            Primary              Single Family
Avondale                    LA     70094            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Miami                       FL     33013            Primary              Single Family
West Jordan                 UT     84084            Primary              Single Family
Barr                        SC     29072            Primary              Single Family
Powderly                    TX     75473            Primary              Single Family
Detroit                     MI     48224            Primary              Single Family
Norco                       CA     92860            Primary              Single Family
Dayton                      OH     45459            Primary              Single Family
Obetz                       OH     43207            Primary              Single Family
Wheeler                     AR     72704            Primary              Single Family
Rising Fawn                 GA     30738            Primary              Single Family
Bellfntn                    OH     43311            Primary              Single Family
Roselle Park                NJ     07204            Primary              Single Family
Memphis                     TN     38109            Primary              Single Family
Yaphank                     NY     11980            Primary              Condominium
Canton                      OH     44705            Primary              Single Family
Tahlequah                   OK     74464            Primary              Single Family
Gorham                      ME     04038            Primary              Single Family
Metairie                    LA     70003            Primary              Two-to-Four Family
Memphis                     TN     38127            Primary              Single Family
Willeys                     IL     62568            Primary              Single Family
Arkoma                      OK     74901            Primary              Single Family
Clearwater                  FL     33764            Primary              Condominium
Fishkill                    NY     12524            Primary              Single Family
Bellaire                    TX     77401            Primary              Single Family
New Smyrna Beach            FL     32168            Primary              Planned Unit Development
Moss Point                  MS     39581            Primary              Single Family
Hanford                     CA     93230            Primary              Single Family
Lohrville                   WI     54970            Primary              Single Family
Somerville                  MA     02145            Primary              Single Family
Thornville                  OH     43076            Primary              Single Family
Concord                     OH     44077            Primary              Single Family
Savannah                    GA     31406            Primary              Single Family
Aliq                        PA     15001            Primary              Single Family
Cincinnati                  OH     45204            Investor             Single Family
Cleveland                   OH     44128            Primary              Condominium
Docena                      AL     35060            Primary              Single Family
Tulsa                       OK     74107            Primary              Single Family
MULDROW                     OK     74948            Primary              Single Family
Ormond Beach                FL     32174            Primary              Single Family
Jackson                     MS     39206            Primary              Single Family
Jackson                     MS     39206            Investor             Single Family
Compton                     CA     90220            Primary              Single Family
Compton                     CA     90220            Primary              Single Family
Pine Bush                   NY     12566            Primary              Single Family
Marion                      IN     46952            Primary              Single Family
Ldhl                        FL     33313            Second Home          Condominium
Topeka                      KS     66610            Primary              Single Family
Detroit                     MI     48228            Investor             Single Family
Yonkers                     NY     10703            Primary              Two-to-Four Family
Pomona                      CA     91767            Primary              Planned Unit Development
Orlando                     FL     32811            Primary              Single Family
Shreveport                  LA     71108            Investor             Single Family
Galesburg                   MI     49053            Primary              Single Family
Wyoming                     MI     49509            Primary              Single Family
Concord                     CA     94521            Primary              Single Family
Dresser                     IN     47885            Investor             Single Family
Dillon                      CO     80435            Primary              Single Family
Philadelphia                PA     19139            Investor             Single Family
Manorville                  NY     11949            Primary              Single Family
Hayward                     CA     94544            Primary              Planned Unit Development
West End                    PA     17102            Investor             Single Family
WARREN                      MI     48089            Primary              Single Family
Roswell                     GA     30075            Primary              Planned Unit Development
Dayton                      OH     45404            Primary              Single Family
Tulsa                       OK     74114            Primary              Single Family
Carson City                 NV     89706            Primary              Single Family
Davie                       FL     33332            Primary              Planned Unit Development
Orlando                     FL     32819            Primary              Single Family
Monroe                      WA     98272            Primary              Single Family
Brooklyn                    NY     11207            Primary              Single Family
Easton                      PA     18045            Primary              Single Family
Finger                      NC     28124            Primary              Single Family
Grand Blanc                 MI     48439            Primary              Single Family
Milford                     OH     45150            Primary              Single Family
Akron                       OH     44321            Primary              Single Family
Saint Louis                 MO     63115            Primary              Single Family
Stafford                    VA     22556            Primary              Single Family
Washington                  GA     30673            Primary              Single Family
Villa Grove                 IL     61956            Primary              Single Family
Sault Sainte Marie          MI     49783            Primary              Single Family
Elwood                      IN     46036            Primary              Single Family
Ocala                       FL     34472            Primary              Single Family
Bronx                       NY     10452            Primary              Two-to-Four Family
Hamilton                    MD     21214            Primary              Single Family
Riverview                   FL     33569            Primary              Planned Unit Development
Wichita                     KS     67213            Primary              Single Family
Mattawan                    MI     49071            Primary              Single Family
Stafford                    VA     22556            Primary              Single Family
Dunn                        NC     28334            Primary              Single Family
Alta Loma                   CA     91737            Primary              Single Family
Alta Loma                   CA     91737            Primary              Single Family
Mexico                      MO     65265            Investor             Single Family
Mesquite                    TX     75149            Investor             Single Family
Glenville                   CT     06831            Primary              Single Family
Phoenix                     AZ     85022            Primary              Planned Unit Development
Hayward                     CA     94541            Primary              Single Family
Clarksburg                  MD     20871            Primary              Single Family
Jackson                     MS     39204            Investor             Single Family
Venice                      FL     34292            Primary              Planned Unit Development
Colonial Heights            VA     23834            Primary              Single Family
Camden                      NJ     08103            Primary              Single Family
Spencer                     OK     73084            Primary              Single Family
Wellston                    MO     63112            Second Home          Single Family
Hayward                     CA     94541            Primary              Single Family
Roanoke                     VA     24016            Investor             Single Family
Heer Park                   NY     11757            Primary              Single Family
Harrison                    TN     37341            Primary              Single Family
Pryor                       CO     81089            Primary              Single Family
Dallas                      TX     75235            Primary              Single Family
Mesquite                    TX     75149            Investor             Single Family
Mesquite                    TX     75149            Investor             Single Family
Parkview                    OH     44126            Primary              Single Family
Slaton                      TX     79364            Primary              Single Family
Bassett                     CA     91746            Primary              Single Family
Eglon                       WA     98346            Primary              Single Family
Bel Nor                     MO     63121            Primary              Single Family
Cabot                       AR     72023            Primary              Single Family
Toledo                      OH     43613            Primary              Single Family
Rock Island                 IL     61201            Primary              Single Family
Beaufort                    SC     29907            Primary              Single Family
Charlotte                   NC     28205            Primary              Single Family
Massapequa                  NY     11758            Primary              Single Family
Bardwell                    OH     45154            Primary              Single Family
Staten Island               NY     10309            Primary              Planned Unit Development
Vallejo                     CA     94590            Primary              Single Family
Arleta                      CA     91331            Primary              Single Family
Tulsa                       OK     74145            Primary              Single Family
Columbia                    SC     29205            Primary              Single Family
Lancaster                   KY     40444            Primary              Single Family
Memphis                     TN     38127            Primary              Single Family
Evansville                  IN     47714            Primary              Single Family
Passyunk                    PA     19148            Investor             Single Family
Brookville                  OH     45309            Primary              Single Family
Akron                       OH     44306            Primary              Single Family
Payne                       OH     45880            Primary              Single Family
                            NC     28162            Primary              Single Family
Arlington                   TX     76014            Primary              Single Family
Seattle                     WA     98125            Primary              Condominium
Mounds                      OK     74047            Primary              Single Family
Walden                      NY     12586            Primary              Single Family
Allentown                   PA     18103            Primary              Single Family
Ocala                       FL     34472            Primary              Single Family
Philadelphia                PA     19150            Primary              Single Family
Philadelphia                PA     19142            Second Home          Single Family
Riverdale                   GA     30296            Investor             Single Family
McRae                       AR     72102            Primary              Single Family
Rockford                    IL     61107            Primary              Single Family
Transfer                    PA     16154            Primary              Single Family
Newark                      DE     19702            Primary              Single Family
Denver                      CO     80216            Primary              Single Family
Rockford                    IL     61107            Primary              Single Family
Hardwick                    NJ     07825            Primary              Single Family
Sun City                    CA     92586            Primary              Condominium
Sacramento                  CA     95842            Primary              Single Family
Bywood                      PA     19082            Investor             Single Family
Toledo                      OH     43606            Primary              Single Family
Calumet City                IL     60409            Primary              Single Family
Elwood                      IN     46036            Primary              Single Family
Lorane                      PA     19606            Primary              Single Family
Rexmont                     PA     17085            Primary              Single Family
East Tawas                  MI     48730            Primary              Single Family
Holly Hill                  FL     32117            Second Home          Single Family
West Columbia               SC     29172            Primary              Single Family
Elbert                      CO     80106            Primary              Single Family
Brookville                  OH     45309            Primary              Single Family
Dallas                      TX     75246            Investor             Two-to-Four Family
Brooklyn                    NY     11221            Primary              Two-to-Four Family
Old Hickory                 TN     37138            Primary              Single Family
Bergenfield                 NJ     07621            Primary              Single Family
Hammond                     IN     46323            Primary              Single Family
Sacramento                  CA     95842            Primary              Single Family
Middletown                  OH     45044            Primary              Single Family
Tucson                      AZ     85742            Primary              Single Family
Greenacres                  FL     33463            Primary              Planned Unit Development
Miami                       FL     33178            Primary              Planned Unit Development
Boston                      MA     02121            Primary              Two-to-Four Family
Colerain                    OH     45251            Primary              Single Family
Murray City                 OH     43144            Primary              Single Family
Jamaica                     NY     11434            Primary              Two-to-Four Family
Tulsa                       OK     74114            Primary              Single Family
Sharon                      PA     16146            Investor             Single Family
Tucson                      AZ     85742            Primary              Single Family
Crestview                   FL     32539            Primary              Single Family
Aurora                      CO     80013            Primary              Planned Unit Development
Chapel Hill                 NC     27516            Primary              Planned Unit Development
Kissimmee                   FL     34759            Primary              Planned Unit Development
Reno                        NV     89506            Primary              Planned Unit Development
Fontana                     CA     92336            Primary              Single Family
Lemont                      IL     60440            Primary              Single Family
Weare                       NH     03281            Primary              Two-to-Four Family
Newburgh                    NY     12550            Primary              Single Family
Granville                   TN     38564            Primary              Single Family
Monument                    CO     80132            Primary              Single Family
Evesham                     NJ     08053            Primary              Single Family
Westgate                    NY     14624            Primary              Single Family
Rockford                    IL     61102            Primary              Single Family
Youngstown                  OH     44511            Primary              Single Family
Burlington                  NC     27217            Primary              Single Family
Detroit                     MI     48228            Primary              Single Family
Calcutta                    OH     43920            Investor             Single Family
Knauers                     PA     19540            Primary              Single Family
Rocky Point                 NY     11778            Primary              Single Family
Cloquet                     MN     55720            Primary              Single Family
Fort Myers                  FL     33901            Primary              Single Family
Limington                   ME     04049            Primary              Single Family
Grottoes                    VA     24441            Primary              Single Family
Lakemore                    OH     44250            Primary              Single Family
Avery                       AR     71639            Primary              Single Family
Peabody                     MA     01960            Primary              Single Family
Jamestown                   IL     62275            Primary              Single Family
Harrison                    TN     37341            Primary              Single Family
Gretna                      LA     70056            Primary              Single Family
Ellenwood                   GA     30294            Primary              Single Family
Midland                     TX     79705            Primary              Single Family
Auburndale                  FL     33823            Primary              Single Family
Oaklandon                   IN     46235            Primary              Single Family
Obetz                       OH     43207            Primary              Single Family
Galaxy                      SC     29209            Second Home          Single Family
Wonder Lake                 IL     60097            Primary              Single Family
Caro                        MI     48723            Primary              Single Family
Staten Island               NY     10310            Primary              Single Family
Akron                       OH     44310            Primary              Single Family
Westland                    MI     48185            Primary              Condominium
Milford                     PA     18337            Primary              Planned Unit Development
Marysville                  WA     98270            Primary              Planned Unit Development
Philadelphia                PA     19115            Primary              Single Family
Tampa                       FL     33604            Primary              Single Family
Sun City                    AZ     85387            Primary              Single Family
San Diego                   CA     92105            Primary              Single Family
Arleta                      CA     91331            Primary              Single Family
Black Jack                  MO     63033            Primary              Single Family
Elyria                      OH     44035            Primary              Single Family
Fairborn                    OH     45324            Primary              Single Family
Key West                    FL     33040            Primary              Single Family
Saydel                      IA     50313            Primary              Single Family
Tonawanda                   NY     14150            Investor             Single Family
Southpoint                  OH     45680            Primary              Single Family
Kissimmee                   FL     34741            Primary              Planned Unit Development
Naranja                     FL     33032            Primary              Single Family
Phoenix                     AZ     85022            Primary              Planned Unit Development
Pittsburgh                  PA     15241            Primary              Single Family
Montz                       LA     70068            Primary              Single Family
Progress                    OR     97005            Primary              Planned Unit Development
Salem                       OK     74437            Primary              Single Family
Wharton                     NJ     07885            Primary              Single Family
Sullivan                    ME     04664            Primary              Single Family
Saginaw                     MI     48602            Primary              Single Family
Waco                        OH     44707            Investor             Single Family
Waco                        OH     44707            Primary              Single Family
Bend                        OR     97701            Primary              Single Family
Lakewood                    IL     60014            Primary              Single Family
Miami                       FL     33169            Primary              Single Family
Damascus                    MD     20872            Primary              Single Family
Steuben                     NY     13354            Primary              Single Family
Buffalo                     NY     14213            Investor             Two-to-Four Family
Monument                    CO     80132            Primary              Single Family
Mars Hill                   NC     28754            Primary              Single Family
Virginia Beach              VA     23464            Primary              Planned Unit Development
Englewood                   CO     80111            Primary              Planned Unit Development
Monessen                    PA     15062            Investor             Single Family
Hawley                      CO     81067            Primary              Single Family
Chapel Hill                 NC     27516            Primary              Planned Unit Development
Ironwood                    MI     49938            Primary              Single Family
Fontana                     CA     92336            Primary              Single Family
New Orleans                 LA     70124            Primary              Single Family
Marne                       OH     43055            Primary              Single Family
Conroe                      TX     77302            Primary              Planned Unit Development
Middletown                  DE     19709            Primary              Single Family
CAMPBELL                    NY     14821            Primary              Single Family
Baldy Mesa                  CA     92392            Primary              Single Family
Baldy Mesa                  CA     92392            Primary              Single Family
Ocala                       FL     34472            Primary              Single Family
Sharon Hill                 PA     19079            Primary              Single Family
Forks                       PA     18040            Primary              Single Family
Albion                      NY     14411            Primary              Single Family
Conover                     NC     28613            Primary              Single Family
Conroe                      TX     77302            Primary              Planned Unit Development
Newark                      NJ     07114            Primary              Two-to-Four Family
Pomona                      CA     91768            Primary              Single Family
Erie                        PA     16510            Primary              Single Family
Stilwell                    KS     66085            Primary              Planned Unit Development
Lawrence                    IN     46226            Investor             Condominium
Los Angeles                 CA     90042            Primary              Single Family
Marne                       OH     43055            Investor             Single Family
Mattawan                    MI     49071            Primary              Single Family
Sullivan                    ME     04664            Primary              Single Family
Black Jack                  MO     63033            Primary              Single Family
Pulaski                     VA     24301            Primary              Single Family
Aurora                      CO     80013            Primary              Planned Unit Development
Brockton                    MA     02301            Primary              Single Family
Hendersonville              NC     28791            Primary              Single Family
Poland                      OH     44514            Primary              Single Family
Avondale                    LA     70094            Primary              Single Family
West Palm Beach             FL     33405            Primary              Condominium
Phoenix                     AZ     85008            Investor             Single Family
Detroit                     MI     48203            Investor             Single Family
Deltona                     FL     32725            Primary              Single Family
Akron                       OH     44303            Primary              Single Family
Waynesboro                  TN     38485            Primary              Single Family
Goodyear                    AZ     85338            Primary              Planned Unit Development
Berkeley                    NJ     08757            Primary              Planned Unit Development
Cathedral City              CA     92234            Primary              Single Family
Naples                      FL     34117            Primary              Single Family
Cave Creek                  AZ     85331            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Riviera Beach               FL     33418            Primary              Single Family
Medina                      OH     44256            Primary              Single Family
Washington Park             IL     62204            Investor             Single Family
Brooksville                 FL     34610            Primary              Single Family
Poland                      OH     44514            Primary              Single Family
Tuckerton                   NJ     08087            Primary              Single Family
Keyport                     NJ     07735            Primary              Single Family
Dallas                      TX     75204            Investor             Condominium
Sabraton                    WV     26505            Primary              Single Family
Denver                      CO     80207            Primary              Single Family
Baton Rouge                 LA     70812            Primary              Single Family
Wantagh                     NY     11793            Primary              Single Family
Monrovia                    CA     91016            Primary              Single Family
Los Angeles                 CA     90042            Primary              Single Family
Lancaster                   OH     43130            Primary              Single Family
Savannah                    GA     31401            Investor             Single Family
Dunn                        NC     28334            Primary              Single Family
Mill Creek                  PA     17060            Primary              Single Family
Tampa                       FL     33626            Primary              Planned Unit Development
Streetsboro                 OH     44241            Primary              Single Family
Newark                      DE     19711            Primary              Single Family
Miami                       FL     33176            Primary              Planned Unit Development
Farrell                     PA     16121            Primary              Single Family
Liberty                     MO     64068            Primary              Planned Unit Development
Leroy                       NY     14482            Primary              Single Family
Goodyear                    AZ     85338            Primary              Planned Unit Development
Sun City                    AZ     85387            Primary              Single Family
Fort Pierce                 FL     34984            Primary              Single Family
Bakersfield                 CA     93304            Primary              Single Family
Dix Hills                   NY     11746            Investor             Single Family
Fairborn                    OH     45324            Primary              Single Family
Grand Rapids                OH     43522            Primary              Single Family
Hampstead                   NC     28443            Second Home          Single Family
Virden                      IL     62690            Primary              Single Family
Hendersonville              NC     28791            Primary              Single Family
Wilson                      NC     27896            Primary              Single Family
Otto                        MO     63052            Primary              Planned Unit Development
Salem                       OH     44460            Primary              Single Family
ROCKY COMFORT               MO     64861            Primary              Single Family
San Diego                   CA     92154            Primary              Condominium
Cleveland                   OH     44102            Investor             Single Family
Wernersville                PA     19565            Primary              Single Family
Taft                        CA     93268            Primary              Single Family
Seattle                     WA     98125            Primary              Condominium
Roscoe                      IL     61073            Primary              Single Family
Livermore                   CA     94551            Primary              Single Family
Bay Point                   NY     11963            Second Home          Single Family
Brooksville                 FL     34604            Primary              Single Family
Livermore                   CA     94551            Primary              Single Family
Mansfield                   OH     44905            Primary              Single Family
Ryland                      KY     41015            Primary              Single Family
Jackson                     MS     39209            Investor             Single Family
Commack                     NY     11725            Primary              Single Family
Apple Valley                CA     92308            Primary              Single Family
Wilmington                  DE     19801            Primary              Single Family
Waukesha                    WI     53189            Primary              Single Family
Meriden                     CT     06451            Primary              Two-to-Four Family
San Diego                   CA     92154            Primary              Condominium
Riviera Beach               FL     33404            Primary              Single Family
Miami                       FL     33013            Primary              Single Family
Wheatfield                  NY     14304            Primary              Single Family
Greene                      NY     13778            Primary              Single Family
                            NY     11986            Primary              Single Family
Apple Valley                CA     92308            Primary              Single Family
Fort Pierce                 FL     34984            Primary              Single Family
Otto                        MO     63052            Primary              Planned Unit Development
Long Beach                  CA     90814            Primary              Condominium
Long Beach                  CA     90814            Primary              Condominium
Lodi                        CA     95240            Primary              Single Family
Lodi                        CA     95240            Primary              Single Family
Plainfield                  IL     60544            Primary              Planned Unit Development
Amityville                  NY     11701            Primary              Single Family
Trenton                     TN     38382            Primary              Single Family
Amityville                  NY     11701            Primary              Single Family
Virginia Beach              VA     23464            Primary              Planned Unit Development
Rochester                   NY     14609            Primary              Single Family
Murdock                     OH     45140            Investor             Single Family
Boardman                    OH     44512            Primary              Single Family
Cave Creek                  AZ     85331            Primary              Planned Unit Development
Watts                       CA     90044            Investor             Single Family
Lynchburg                   VA     24504            Primary              Single Family
Oakridge                    OR     97463            Primary              Single Family
Hayward                     CA     94544            Primary              Planned Unit Development
Las Vegas                   NV     89101            Investor             Two-to-Four Family
Canton                      OH     44705            Primary              Single Family
Seattle                     WA     98108            Second Home          Single Family
Branch #1                   NV     89704            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
San Diego                   CA     92113            Primary              Single Family
Orange                      NJ     07050            Primary              Single Family
Vandalia                    NC     27406            Investor             Single Family
Kansas City                 MO     64157            Primary              Planned Unit Development
Mansfield                   OH     44905            Primary              Single Family
Wilson                      NC     27896            Primary              Single Family
Knoxville                   TN     37917            Primary              Single Family
Sandersdale                 MA     01550            Primary              Two-to-Four Family
Walnut Park                 CA     90255            Primary              Single Family
Monroe                      WA     98272            Primary              Single Family
Columbus                    OH     43204            Primary              Single Family
Basin                       MS     39452            Primary              Single Family
Tarpon Springs              FL     34689            Second Home          Single Family
West Adams                  CA     90016            Primary              Condominium
West Adams                  CA     90016            Primary              Condominium
Houston                     TX     77011            Investor             Two-to-Four Family
Leroy                       NY     14482            Primary              Single Family
Chesapeake                  OH     45619            Investor             Two-to-Four Family
Karns                       TN     37921            Primary              Single Family
Waynesfield                 OH     45896            Primary              Single Family
Oak Point                   TX     75068            Primary              Planned Unit Development
Mesa                        AZ     85213            Primary              Single Family
Sherwood                    AR     72120            Primary              Single Family
Watts                       CA     90044            Primary              Single Family
Seal Beach                  CA     90740            Primary              Planned Unit Development
Elbert                      CO     80106            Primary              Single Family
CENTRAL ISLIP               NY     11722            Primary              Single Family
Parkland                    FL     33067            Primary              Planned Unit Development
Clover                      SC     29710            Primary              Single Family
Salem                       OH     44460            Primary              Single Family
Buffalo                     NY     14218            Investor             Two-to-Four Family
Grand Rapids                OH     43522            Primary              Single Family
Miami                       FL     33178            Primary              Planned Unit Development
Lancaster                   OH     43130            Primary              Single Family
                            CA     93314            Primary              Single Family
Cozy Lake                   NJ     07438            Primary              Single Family
Chicago Ridge               IL     60415            Primary              Single Family
Commerce                    MI     48390            Primary              Single Family
DOUGLAS                     GA     31533            Primary              Single Family
Oxnard                      CA     93033            Primary              Single Family
Asheville                   NC     28803            Primary              Single Family
Karns                       TN     37921            Primary              Single Family
Stanwood                    MI     49346            Second Home          Single Family
Miami                       FL     33015            Primary              Single Family
Lubbock                     TX     79424            Investor             Two-to-Four Family
Auburn                      WA     98092            Primary              Single Family
Unity                       WI     54488            Investor             Single Family
Newtown                     OH     45244            Primary              Single Family
Crystal River               FL     34429            Primary              Single Family
Bakersfield                 CA     93304            Primary              Single Family
Denver                      CO     80249            Primary              Single Family
Cozy Lake                   NJ     07438            Primary              Single Family
Chicago                     IL     60636            Investor             Two-to-Four Family
Naranja                     FL     33033            Primary              Single Family
Wilmington                  DE     19801            Investor             Single Family
Stuart                      FL     34996            Primary              Condominium
Vernon                      CT     06066            Primary              Single Family
Orlando                     FL     32837            Primary              Single Family
Mars Hill                   NC     28754            Primary              Single Family
Lomita                      CA     90717            Primary              Two-to-Four Family
Albany                      GA     31705            Primary              Single Family
Milton                      FL     32583            Investor             Single Family
Hermiston                   OR     97838            Primary              Single Family
South Gate                  CA     90280            Primary              Single Family
Lancaster                   PA     17603            Primary              Single Family
Kearns                      UT     84118            Primary              Single Family
Temecula                    CA     92592            Primary              Single Family
San Antonio                 TX     78210            Primary              Single Family
Rochester                   NY     14617            Primary              Single Family
Grottoes                    VA     24441            Primary              Single Family
West Palm Beach             FL     33405            Primary              Condominium
Springfield                 MI     49015            Primary              Single Family
Hazelwood                   NC     28786            Primary              Single Family
Orlando                     FL     32839            Primary              Condominium
Clover                      SC     29710            Primary              Single Family
Westmorland                 CA     92281            Investor             Single Family
Riverview                   MO     63137            Investor             Single Family
Drew                        LA     70607            Primary              Single Family
Parkdale                    OH     45240            Investor             Single Family
Cleveland                   OH     44106            Primary              Single Family
Mansfield                   OH     44906            Primary              Single Family
Baltimore                   MD     21228            Primary              Single Family
Muhlenberg                  NJ     07060            Primary              Single Family
Troy                        IL     62294            Primary              Single Family
Detroit                     MI     48205            Primary              Single Family
Douglas                     GA     31533            Primary              Single Family
Greenbush                   VT     05151            Primary              Single Family
East Islip                  NY     11730            Primary              Single Family
Cleveland                   OH     44106            Primary              Single Family
Cheyenne                    WY     82007            Investor             Two-to-Four Family
Wharton                     NJ     07885            Primary              Single Family
Englewood                   CO     80111            Primary              Planned Unit Development
Norco                       CA     92860            Primary              Single Family
Norwalk                     CA     90650            Primary              Single Family
Lomita                      CA     90717            Primary              Two-to-Four Family
Grayson                     CA     95363            Primary              Single Family
Atchison                    KS     66002            Primary              Single Family
Concord                     NC     28025            Primary              Planned Unit Development
Lauderhill                  FL     33311            Investor             Single Family
Miner                       MO     63801            Primary              Single Family
Hoschton                    GA     30548            Primary              Single Family
Asheville                   NC     28803            Primary              Single Family
Elmira                      NY     14904            Investor             Single Family
Central Islip               NY     11722            Primary              Single Family
Staten Island               NY     10304            Primary              Two-to-Four Family
Brooklyn                    NY     11212            Primary              Two-to-Four Family
Albuquerque                 NM     87121            Primary              Single Family
Carmel                      IN     46032            Primary              Single Family
Defiance                    OH     43512            Primary              Single Family
Hermiston                   OR     97838            Primary              Single Family
Mount Pleasant              MI     48858            Primary              Single Family
Farmingdale                 NY     11735            Primary              Single Family
Gilmore                     MO     63385            Primary              Single Family
Arnold                      PA     15068            Primary              Single Family
Albuquerque                 NM     87121            Primary              Single Family
Forest Park                 GA     30297            Primary              Single Family
Asheville                   NC     28806            Primary              Single Family
Reva                        VA     22701            Primary              Planned Unit Development
Houston                     TX     77075            Primary              Single Family
Amityville                  NY     11701            Primary              Single Family
Grayson                     CA     95363            Primary              Single Family
Palo Alto                   CA     94303            Investor             Single Family
Concord                     CA     94521            Primary              Single Family
Astoria                     NY     11102            Primary              Single Family
Detroit                     MI     48218            Primary              Single Family
Kansas City                 MO     64130            Investor             Single Family
Rochester                   NY     14617            Primary              Single Family
SEARCY                      AR     72143            Primary              Single Family
LAKE CHARLES                LA     70601            Primary              Single Family
North Highlands             CA     95660            Primary              Single Family
Gilmore                     MO     63385            Primary              Single Family
San Antonio                 TX     78210            Primary              Single Family
Rochester                   NY     14609            Primary              Single Family
Hicksville                  NY     11801            Primary              Single Family
Chicago                     IL     60628            Primary              Single Family
New Athens                  OH     43981            Primary              Single Family
Macedonia                   OH     44056            Primary              Single Family
Mount Vernon                OH     43050            Investor             Single Family
Denver                      CO     80123            Primary              Planned Unit Development
Standale                    MI     49504            Primary              Single Family
Brunswick                   OH     44212            Primary              Single Family
Brunswick                   OH     44212            Primary              Single Family
Chicago                     IL     60827            Primary              Single Family
Black Forest                CO     80908            Primary              Single Family
Miami                       FL     33162            Primary              Single Family
Walnut Park                 CA     90255            Primary              Single Family
Caruth                      MO     63857            Primary              Single Family
Allen                       TX     75013            Primary              Planned Unit Development
Lake Elsinore               CA     92530            Primary              Single Family
Black Forest                CO     80908            Primary              Single Family
Houston                     TX     77084            Primary              Planned Unit Development
Oak Lane                    PA     19126            Primary              Single Family
Cleveland                   OH     44137            Primary              Single Family
Clintonville                WI     54929            Primary              Single Family
Powell                      OH     43065            Primary              Single Family
Hiller                      PA     15444            Primary              Single Family
Wichita                     KS     67218            Primary              Single Family
Orlando                     FL     32808            Investor             Single Family
Ronkonkoma                  NY     11779            Primary              Single Family
Kalamazoo                   MI     49001            Primary              Single Family
Slidell                     LA     70461            Primary              Single Family
Hi Vista                    CA     93535            Primary              Single Family
Appleton                    WI     54915            Investor             Single Family
Newark                      DE     19702            Primary              Single Family
Toledo                      OH     43613            Primary              Single Family
Aurora                      CO     80220            Primary              Single Family
Joplin                      MO     64804            Primary              Single Family
National City               CA     91950            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Manawa                      WI     54949            Primary              Single Family
Alexandria                  IN     46001            Primary              Single Family
Riverview                   MO     63137            Primary              Single Family
Branch #1                   NV     89704            Primary              Single Family
Compton                     CA     90221            Primary              Single Family
Eagle Point                 OR     97524            Primary              Single Family
Saint Joseph                MO     64505            Primary              Single Family
Harristown                  IL     62537            Primary              Single Family
Port Ewen                   NY     12466            Primary              Single Family
Piqua                       OH     45356            Primary              Single Family
Reno                        NV     89506            Primary              Planned Unit Development
PULTENEY                    NY     14874            Primary              Two-to-Four Family
Parkland                    FL     33067            Primary              Planned Unit Development
Jacksonville                FL     32256            Primary              Planned Unit Development
Canton                      MI     48188            Primary              Single Family
Suffolk                     VA     23434            Primary              Single Family
Pittsburgh                  PA     15214            Investor             Two-to-Four Family
Canton                      MI     48188            Primary              Single Family
Macomb                      MI     48042            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Bay City                    MI     48708            Primary              Single Family
Dover                       NJ     07801            Primary              Single Family
Dix Hills                   NY     11746            Investor             Single Family
Denton                      TX     76210            Primary              Planned Unit Development
Miami                       FL     33056            Primary              Planned Unit Development
Colorado Springs            CO     80904            Primary              Single Family
Colorado Springs            CO     80904            Primary              Single Family
Basin                       MS     39452            Primary              Single Family
Moncla                      LA     71351            Second Home          Single Family
Venice                      FL     34287            Primary              Single Family
Fairfield                   CA     94534            Primary              Single Family
Chicago                     IL     60614            Primary              Condominium
Rush                        OH     44683            Investor             Single Family
Virginia Beach              VA     23464            Primary              Single Family
Brooklyn                    NY     11203            Primary              Two-to-Four Family
Suffolk                     VA     23434            Primary              Single Family
Santa Rosa                  CA     95401            Primary              Single Family
Dallas                      TX     75214            Primary              Single Family
Chandler                    AZ     85249            Primary              Planned Unit Development
Colton                      CA     92324            Primary              Single Family
Ocoee                       FL     34761            Primary              Planned Unit Development
FLOSSMOOR                   IL     60422            Primary              Single Family
Shirley                     NY     11967            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Bobo                        MS     38614            Primary              Single Family
Detroit                     MI     48205            Investor             Single Family
Lumberton                   NJ     08048            Primary              Single Family
Poughquag                   NY     12570            Primary              Single Family
Waldorf                     MD     20602            Investor             Planned Unit Development
Jamaica                     NY     11434            Primary              Single Family
Columbia                    TN     38401            Primary              Single Family
Tull                        AR     72015            Primary              Single Family
Bexley                      OH     43209            Primary              Single Family
Freeport                    NY     11520            Primary              Single Family
Bay City                    MI     48706            Primary              Single Family
Wantagh                     NY     11793            Primary              Single Family
Meads                       KY     41101            Primary              Single Family
Toledo                      OH     43612            Primary              Single Family
Aurora                      CO     80220            Primary              Single Family
Carson                      CA     90810            Primary              Single Family
Hudson                      NH     03051            Primary              Single Family
Saegertown                  PA     16433            Primary              Single Family
Orlando                     FL     32809            Primary              Condominium
Batavia                     OH     45103            Primary              Single Family
Hi Vista                    CA     93535            Primary              Single Family
Marietta                    GA     30008            Primary              Single Family
Ink                         OH     44883            Primary              Single Family
Stuart                      FL     34996            Primary              Condominium
LINCOLNTON                  NC     28092            Primary              Single Family
Jackson                     MS     39213            Investor             Single Family
Greenville                  AL     36037            Primary              Single Family
Toledo                      OH     43611            Investor             Two-to-Four Family
Columbia                    SC     29223            Primary              Single Family
Charlotte                   NC     28262            Primary              Planned Unit Development
Houston                     TX     77015            Primary              Planned Unit Development
Burlington                  NC     27217            Primary              Single Family
Oakville                    MO     63129            Primary              Single Family
Bexley                      OH     43209            Primary              Single Family
Wilmington                  NC     28409            Primary              Single Family
Kansas City                 MO     64128            Primary              Single Family
Warren                      MI     48091            Primary              Single Family
Pennington                  NJ     08534            Primary              Single Family
Palm Harbor                 FL     34683            Primary              Single Family
Columbia                    TN     38401            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Moreno                      CA     92555            Primary              Planned Unit Development
El Toro                     CA     92630            Primary              Condominium
El Toro                     CA     92630            Primary              Condominium
Moreno Valley               CA     92557            Primary              Single Family
Leucadia                    CA     92024            Investor             Planned Unit Development
Sylvania                    OH     43560            Primary              Single Family
Concord                     NC     28025            Primary              Planned Unit Development
Jackson                     MS     39213            Primary              Single Family
Houston                     TX     77015            Primary              Planned Unit Development
Naples                      FL     34116            Primary              Single Family
Riverview                   FL     33569            Primary              Planned Unit Development
Canton                      OH     44706            Primary              Single Family
Keller                      IN     47802            Primary              Single Family
Washington                  DC     20002            Investor             Single Family
Sylvania                    OH     43560            Primary              Single Family
Detroit                     MI     48205            Primary              Single Family
Wonder Lake                 IL     60097            Primary              Single Family
La Tijera                   CA     90043            Primary              Single Family
Jackson                     MS     39209            Investor             Single Family
Riverview                   FL     33569            Primary              Planned Unit Development
Fort Edward                 NY     12828            Second Home          Single Family
Marion                      AR     72364            Primary              Single Family
Jamaica                     NY     11413            Primary              Single Family
Youngstown                  OH     44511            Primary              Single Family
Harrisonville               MO     64701            Primary              Single Family
Hanford                     CA     93230            Primary              Single Family
Boise                       ID     83704            Primary              Single Family
Fairway                     KS     66205            Investor             Single Family
Phoenix                     AZ     85043            Primary              Single Family
National City               CA     91950            Primary              Single Family
Chandler                    AZ     85249            Primary              Planned Unit Development
Akron                       OH     44302            Investor             Single Family
Aberdeen                    MD     21001            Primary              Single Family
Harrisonville               MO     64701            Primary              Single Family
Lakeland                    FL     33809            Primary              Single Family
Detroit                     MI     48214            Primary              Single Family
Wilmington                  NC     28405            Primary              Single Family
Dellwood                    MO     63136            Primary              Single Family
Gibsonia                    FL     33805            Primary              Single Family
Sedona                      AZ     86336            Primary              Single Family
Murrieta                    CA     92563            Primary              Single Family
Cleveland                   OH     44121            Primary              Single Family
Cheshire                    CT     06410            Primary              Single Family
Dalton                      NH     03598            Primary              Single Family
Albuquerque                 NM     87120            Primary              Single Family
NEW ORLEANS                 LA     70117            Primary              Single Family
Pekin                       OH     44657            Primary              Single Family
Fairfield                   CA     94534            Primary              Single Family
Palm Harbor                 FL     34683            Primary              Single Family
Orlando                     FL     32839            Primary              Condominium
Greenwell Springs           LA     70739            Primary              Single Family
Forest Park                 GA     30297            Primary              Single Family
Yucca Valley                CA     92284            Primary              Single Family
Mount Vernon                OH     43050            Investor             Single Family
Somerton                    OH     43713            Primary              Single Family
ENTERPRISE                  AL     36330            Primary              Single Family
Phoenix                     AZ     85014            Primary              Single Family
Augusta                     GA     30909            Primary              Planned Unit Development
Cave Creek                  AZ     85331            Primary              Planned Unit Development
Dallas                      TX     75214            Primary              Single Family
Temecula                    CA     92592            Primary              Single Family
Norbeck                     MD     20906            Primary              Single Family
Menasha                     WI     54952            Primary              Single Family
Goodrich                    MI     48438            Primary              Condominium
Leland                      NC     28451            Primary              Single Family
Pittsburgh                  PA     15236            Primary              Single Family
Franklinville               NJ     08322            Primary              Single Family
Lafayette                   GA     30728            Primary              Single Family
Mandeville                  LA     70471            Primary              Single Family
Plyler                      NC     28001            Primary              Single Family
East Haddam                 CT     06423            Primary              Single Family
Asheville                   NC     28805            Primary              Planned Unit Development
Calhoun                     GA     30701            Investor             Single Family
Baxter                      AR     71638            Primary              Single Family
Walker                      MI     49544            Primary              Single Family
San Jose                    CA     95118            Primary              Single Family
New Smyrna Beach            FL     32168            Primary              Planned Unit Development
Boise                       ID     83704            Primary              Single Family
La Tijera                   CA     90043            Primary              Single Family
East Brunswick              NJ     08816            Primary              Single Family
Chipley                     FL     32428            Primary              Planned Unit Development
Rochester                   NY     14619            Primary              Single Family
Jacksonville                FL     32208            Primary              Single Family
Masury                      OH     44438            Investor             Two-to-Four Family
Roseville                   CA     95747            Primary              Single Family
Roseville                   CA     95747            Primary              Single Family
Toledo                      OH     43609            Primary              Single Family
Masury                      OH     44438            Investor             Single Family
Plaza                       CT     06704            Primary              Single Family
Rodeo                       CA     94547            Primary              Single Family
Hot Springs                 AR     71909            Investor             Planned Unit Development
Yukon                       OK     73099            Primary              Planned Unit Development
Darnestown                  MD     20874            Primary              Planned Unit Development
Hughson                     CA     95326            Primary              Single Family
Saint Petersburg            FL     33712            Investor             Single Family
Tulsa                       OK     74134            Primary              Single Family
Orosi                       CA     93647            Primary              Single Family
Independence                MO     64053            Investor             Single Family
Brandon                     FL     33511            Primary              Single Family
Philadelphia                PA     19120            Primary              Single Family
Glendale                    AZ     85302            Primary              Single Family
Brandon                     FL     33511            Primary              Single Family
Chicopee                    MA     01013            Primary              Two-to-Four Family
Asheville                   NC     28805            Primary              Planned Unit Development
Lynwood                     CA     90262            Primary              Single Family
Mastic                      NY     11950            Primary              Single Family
Hughson                     CA     95326            Primary              Single Family
Glendale                    AZ     85302            Primary              Single Family
Cleveland                   OH     44120            Investor             Two-to-Four Family
Orlando                     FL     32839            Primary              Condominium
Bradenton                   FL     34203            Primary              Single Family
Defiance                    OH     43512            Primary              Single Family
Flint                       MI     48504            Primary              Single Family
Tampa                       FL     33625            Primary              Planned Unit Development
Flint                       MI     48504            Primary              Single Family
Lorain                      OH     44054            Primary              Single Family
Poland                      OH     44514            Primary              Single Family
Gorham                      ME     04038            Primary              Single Family
Arundel                     ME     04046            Primary              Single Family
Cloverly                    MD     20904            Primary              Single Family
Cheshire                    CT     06410            Primary              Single Family
Buffalo                     NY     14210            Primary              Single Family
Miami                       FL     33056            Primary              Planned Unit Development
Kissimmee                   FL     34746            Primary              Single Family
Boardman                    OH     44512            Primary              Single Family
Fort Myers                  FL     33901            Primary              Single Family
West Middlesex              PA     16159            Primary              Single Family
Leland                      NC     28451            Primary              Single Family
                            CA     95757            Primary              Single Family
Darnestown                  MD     20874            Primary              Planned Unit Development
Roscommon                   MI     48653            Primary              Single Family
ROGERSVILLE                 AL     35652            Primary              Single Family
Cathedral City              CA     92234            Primary              Single Family
Paterson                    NJ     07522            Investor             Two-to-Four Family
Plain City                  OH     43064            Primary              Single Family
Lavaca                      AR     72941            Primary              Single Family
Wellston                    MO     63112            Primary              Two-to-Four Family
Fort Wayne                  IN     46802            Primary              Single Family
Naranja                     FL     33032            Primary              Single Family
New Bedford                 MA     02746            Primary              Two-to-Four Family
Lehi                        UT     84043            Primary              Single Family
Lynwood                     CA     90262            Primary              Single Family
Hi Vista                    CA     93535            Primary              Single Family
Cave Creek                  AZ     85331            Primary              Single Family
Tracy                       CA     95376            Primary              Single Family
Indio                       CA     92201            Primary              Single Family
Saint Louis                 MO     63130            Primary              Single Family
Marion                      AR     72364            Primary              Single Family
Kissimmee                   FL     34746            Primary              Single Family
White Cloud                 MI     49349            Primary              Single Family
Stow                        OH     44224            Primary              Single Family
Canton                      OH     44720            Primary              Single Family
Danbury                     CT     06810            Primary              Two-to-Four Family
Palm Harbor                 FL     34683            Primary              Single Family
Miami                       FL     33160            Second Home          Condominium
MILWAUKEE                   WI     53208            Primary              Single Family
Hamilton                    OH     45011            Primary              Single Family
Lakeland                    FL     33803            Primary              Planned Unit Development
Davie                       FL     33024            Primary              Single Family
Middletown                  DE     19709            Primary              Single Family
Central Islip               NY     11722            Primary              Planned Unit Development
Jamaica                     NY     11411            Primary              Single Family
Lehigh                      FL     33936            Primary              Single Family
Stow                        OH     44224            Primary              Single Family
Greer                       SC     29651            Primary              Single Family
Lehi                        UT     84043            Primary              Single Family
Davie                       FL     33024            Primary              Single Family
Central Islip               NY     11722            Primary              Planned Unit Development
Sedona                      AZ     86336            Primary              Single Family
Indio                       CA     92201            Primary              Single Family
Kansas City                 KS     66104            Primary              Single Family
WPAFB                       OH     45431            Primary              Single Family
WILMINGTON                  NC     28411            Primary              Planned Unit Development
Gulfport                    FL     33711            Primary              Single Family
Auburn                      WA     98092            Primary              Single Family
Glenmont                    NY     12077            Primary              Single Family
La Vergne                   TN     37086            Primary              Single Family
Mount Hope                  WV     25880            Primary              Single Family
Goodrich                    MI     48438            Primary              Condominium
Edgemoor                    DE     19802            Investor             Single Family
Miramar                     FL     33023            Primary              Single Family
Estero                      FL     33928            Primary              Planned Unit Development
Greenwood                   IN     46142            Primary              Single Family
Buffalo                     NY     14211            Investor             Two-to-Four Family
Mahon                       IN     46750            Primary              Single Family
Cleveld                     TN     37323            Primary              Single Family
Estero                      FL     33928            Primary              Planned Unit Development
Anderson                    IN     46016            Investor             Single Family
Miami                       FL     33055            Primary              Single Family
Fontana                     CA     92335            Primary              Single Family
Chillicothe                 OH     45601            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Jackson                     MS     39212            Primary              Single Family
McMurray                    PA     15317            Primary              Planned Unit Development
Mobile                      AL     36606            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Mobile                      AL     36606            Primary              Single Family
Sevierville                 TN     37863            Primary              Single Family
Gorham                      ME     04038            Primary              Single Family
Antelope                    CA     95843            Primary              Single Family
Antelope                    CA     95843            Primary              Single Family
Lynco                       WV     24857            Primary              Single Family
Lake Wales                  FL     33855            Primary              Single Family
Palm Desert                 CA     92211            Primary              Single Family
San Gabriel                 CA     91775            Primary              Single Family
Sacramento                  CA     95823            Primary              Single Family
Long Beach                  CA     90806            Primary              Two-to-Four Family
Watts                       CA     90044            Primary              Two-to-Four Family
Sacramento                  CA     95828            Primary              Single Family
Tucson                      AZ     85712            Primary              Single Family
Tucson                      AZ     85712            Primary              Single Family
                            CA     95757            Primary              Planned Unit Development
Moreno Valley               CA     92553            Primary              Single Family
Pasadena                    CA     91106            Primary              Single Family
Pasadena                    CA     91106            Primary              Single Family
Mira Loma                   CA     91752            Primary              Single Family
Ldhl                        FL     33321            Primary              Planned Unit Development
Ldhl                        FL     33321            Primary              Planned Unit Development
Lakewood                    CA     90805            Primary              Single Family
Lakewood                    CA     90805            Primary              Single Family
Sylmar                      CA     91342            Primary              Single Family
Reno                        NV     89506            Primary              Single Family
Etna                        IN     46725            Primary              Single Family
Jacksboro                   TN     37757            Primary              Single Family
Toledo                      OH     43613            Primary              Single Family
Trabuco Canyon              CA     92688            Primary              Planned Unit Development
Montgomery                  IL     60538            Primary              Single Family
Davie                       FL     33024            Primary              Single Family
Kittery                     ME     03904            Primary              Single Family
Montgomery                  IL     60538            Primary              Single Family
Mack                        OH     45211            Primary              Single Family
Wellington                  FL     33414            Primary              Single Family
Tice                        FL     33905            Primary              Single Family
Haverhill                   FL     33417            Primary              Single Family
Lakeland                    FL     33801            Primary              Single Family
Seat Pleasant               MD     20743            Investor             Planned Unit Development
Islip                       NY     11751            Second Home          Single Family
Hoschton                    GA     30548            Primary              Single Family
Asharoken                   NY     11768            Primary              Single Family
Cimarron Hills              CO     80922            Primary              Planned Unit Development
Oakville                    MO     63129            Primary              Single Family
Kernan                      IL     61364            Investor             Single Family
Edgewood                    NY     11717            Primary              Single Family
Arden                       DE     19810            Primary              Single Family
Silver Spring               MD     20901            Primary              Single Family
Wade                        MS     39567            Primary              Single Family
Aberdeen                    MD     21001            Primary              Single Family
Dallas                      TX     75241            Investor             Single Family
Chicago                     IL     60655            Primary              Single Family
Miramar                     FL     33023            Primary              Single Family
Torrington                  WY     82240            Primary              Single Family
Chicago                     IL     60620            Investor             Single Family
Warren                      MI     48089            Primary              Single Family
Fort Pierce                 FL     34953            Primary              Single Family
Washingtonville             NY     10992            Primary              Single Family
Shady Lake                  NJ     07480            Primary              Single Family
Napa                        CA     94558            Primary              Single Family
Las Vegas                   NV     89129            Primary              Single Family
Miami                       FL     33055            Primary              Single Family
Dale City                   VA     22193            Primary              Planned Unit Development
Yukon                       OK     73099            Primary              Planned Unit Development
Springfield                 OH     45502            Primary              Single Family
Knoxville                   TN     37917            Primary              Single Family
ETHEL                       LA     70730            Primary              Single Family
Lakeland                    FL     33801            Primary              Single Family
McMurray                    PA     15317            Primary              Planned Unit Development
Mount Washington            KY     40047            Primary              Single Family
Stuart                      FL     34997            Primary              Single Family
Tampa                       FL     33607            Primary              Single Family
Akron                       OH     44304            Investor             Single Family
Lansing                     MI     48915            Investor             Single Family
Poteau                      OK     74953            Primary              Single Family
Simpsonville                SC     29681            Primary              Planned Unit Development
Dade City                   FL     33523            Primary              Single Family
Jacksonville                FL     32256            Primary              Planned Unit Development
Miami                       FL     33127            Primary              Single Family
Simpsonville                SC     29680            Primary              Single Family
Linndale                    OH     44135            Investor             Single Family
Rochester                   NY     14623            Primary              Single Family
Sevierville                 TN     37863            Primary              Single Family
Dade City                   FL     33523            Primary              Single Family
Detroit                     MI     48214            Investor             Single Family
Cimarron Hills              CO     80922            Primary              Planned Unit Development
Bakersfield                 CA     93307            Primary              Single Family
Shreveport                  LA     71103            Primary              Single Family
Chattanooga                 TN     37411            Primary              Single Family
Raytown                     MO     64138            Primary              Single Family
Bloomingdale                IL     60108            Primary              Single Family
Tampa                       FL     33625            Primary              Planned Unit Development
Tracy                       CA     95376            Primary              Single Family
Melbourne                   FL     32903            Primary              Single Family
Tulsa                       OK     74106            Primary              Single Family
Surveyor                    WV     25932            Primary              Single Family
Warren                      OH     44484            Primary              Single Family
Tarpon Springs              FL     34688            Primary              Condominium
Dale City                   VA     22193            Primary              Planned Unit Development
Binghamton                  NY     13901            Primary              Single Family
Caldwell                    PA     17745            Primary              Single Family
Denver                      CO     80227            Primary              Planned Unit Development
Detroit                     MI     48205            Primary              Two-to-Four Family
Progress                    OR     97005            Primary              Planned Unit Development
Florence                    WI     54121            Primary              Single Family
Phoenix                     AZ     85014            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Single Family
White House                 TN     37188            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Single Family
Beloit                      OH     44609            Investor             Single Family
Greenwood                   IN     46142            Primary              Single Family
Las Vegas                   NV     89129            Primary              Single Family
Mount Washington            KY     40047            Primary              Single Family
Pompano Beach               FL     33060            Primary              Single Family
Caldwell                    PA     17745            Primary              Single Family
Darbydale                   OH     43123            Primary              Single Family
Simpsonville                SC     29680            Primary              Single Family
Westerville                 OH     43081            Primary              Single Family
Taft                        CA     93268            Primary              Single Family
Leesburg                    VA     20176            Primary              Planned Unit Development
Grandview                   IL     62702            Primary              Single Family
Grandview                   IL     62702            Primary              Single Family
Call                        NC     28659            Primary              Single Family
Alex                        LA     71302            Primary              Single Family
Wade                        MS     39567            Primary              Single Family
Tarpon Springs              FL     34688            Primary              Condominium
Buckeye                     AZ     85326            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Single Family
Stone Mountain              GA     30087            Primary              Planned Unit Development
PHILADELPHIA                PA     19141            Primary              Single Family
Ruther Glen                 VA     22546            Primary              Single Family
TULSA                       OK     74106            Primary              Single Family
Appleton                    WI     54913            Primary              Single Family
Atlanta                     GA     30310            Investor             Single Family
Mooresville                 NC     28117            Primary              Single Family
Sherwood                    AR     72120            Primary              Single Family
Flint                       MI     48504            Investor             Single Family
Denver                      CO     80249            Primary              Single Family
Harristown                  IL     62537            Primary              Single Family
Stone Mountain              GA     30087            Primary              Planned Unit Development
DARLINGTON                  SC     29532            Primary              Single Family
Kansas City                 MO     64109            Investor             Single Family
Pandora                     OH     45877            Primary              Single Family
Chattanooga                 TN     37411            Primary              Single Family
Denver                      CO     80227            Primary              Planned Unit Development
Gallatin                    TN     37066            Second Home          Planned Unit Development
Conley                      GA     30288            Primary              Single Family
LAWRENCEBURG                TN     38464            Primary              Single Family
Biloxi                      MS     39540            Primary              Single Family
DETROIT                     MI     48217            Primary              Two-to-Four Family
UTICA                       NY     13502            Primary              Two-to-Four Family
Devon                       KS     66701            Primary              Single Family
Jackson                     MS     39212            Investor             Single Family
Murrieta                    CA     92562            Primary              Single Family
Chicago                     IL     60687            Investor             Two-to-Four Family
Allen                       TX     75013            Primary              Planned Unit Development
Bobo                        MS     38614            Primary              Single Family
Lisbon                      OH     44432            Primary              Single Family
FLINT                       MI     48504            Primary              Single Family
Westerville                 OH     43081            Primary              Single Family
Ruther Glen                 VA     22546            Primary              Single Family
Huntley                     IL     60142            Investor             Single Family
Pine                        NY     12203            Primary              Single Family
Carthage                    MO     64836            Primary              Single Family
BROOKLYN                    NY     11208            Primary              Single Family
DOWNSVILLE                  LA     71234            Primary              Single Family
Chillicothe                 OH     45601            Primary              Single Family
Fdl                         WI     54935            Primary              Single Family
Lakeland                    FL     33803            Primary              Planned Unit Development
ALBANY                      NY     12203            Investor             Two-to-Four Family
Albuquerque                 NM     87120            Primary              Single Family
Philadelphia                PA     19142            Primary              Single Family
Augusta                     GA     30909            Primary              Planned Unit Development
LANSING                     MI     48906            Primary              Single Family
New Port Richey             FL     34652            Primary              Single Family
Tualatin                    OR     97062            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Single Family
Walker                      MI     49544            Primary              Single Family
Fdl                         WI     54935            Primary              Single Family
Warren                      MI     48089            Primary              Single Family
Princeton                   NJ     08540            Primary              Single Family
Pompano Beach               FL     33060            Primary              Single Family
UTICA                       NY     13501            Primary              Two-to-Four Family
Macon                       GA     31204            Primary              Single Family
Mount Hope                  WV     25880            Primary              Single Family
Marina                      CA     93933            Primary              Single Family
Cooke                       PA     17013            Primary              Single Family
Columbus                    OH     43211            Primary              Single Family
Washington                  PA     15301            Primary              Single Family
Boardman                    OH     44512            Primary              Single Family
Conover                     NC     28613            Primary              Single Family
Memphis                     TN     38106            Primary              Single Family
Middletown                  CT     06457            Investor             Single Family
Lima                        OH     45806            Primary              Single Family
Newark                      DE     19713            Primary              Single Family
Washington                  DC     20020            Investor             Condominium
Gadsden                     SC     29052            Primary              Single Family
Wilmington                  NC     28409            Primary              Single Family
CHATTANOOGA                 TN     37411            Primary              Single Family
Laceyville                  PA     18623            Primary              Single Family
Cape Coral                  FL     33904            Primary              Single Family
Reva                        VA     22701            Primary              Single Family
Charlotte                   NC     28216            Primary              Single Family
Riverdale                   GA     30274            Primary              Single Family
Webster                     FL     33597            Primary              Single Family
Tuxedo                      GA     30342            Primary              Condominium
Cloverly                    MD     20904            Primary              Single Family
PRAIRIEVILLE                LA     70769            Primary              Single Family
Odessa                      FL     33556            Primary              Planned Unit Development
Odessa                      FL     33556            Primary              Planned Unit Development
Pine                        NY     12203            Primary              Single Family
PORTLAND                    MI     48875            Primary              Single Family
EAST BOSTON                 MA     02128            Primary              Two-to-Four Family
Laceyville                  PA     18623            Primary              Single Family
Honeoye                     NY     14471            Primary              Single Family
Akron                       OH     44320            Investor             Single Family
Streetsboro                 OH     44241            Primary              Single Family
Miami                       FL     33168            Primary              Single Family
Riviera Beach               FL     33404            Primary              Condominium
Hollywood                   FL     33026            Primary              Planned Unit Development
Saco                        ME     04072            Investor             Two-to-Four Family
Saco                        ME     04072            Investor             Two-to-Four Family
Tualatin                    OR     97062            Primary              Single Family
Streetsboro                 OH     44241            Primary              Single Family
Phoenix                     AZ     85043            Primary              Single Family
Sarasota                    FL     34232            Primary              Condominium
ESCANABA                    MI     49829            Primary              Single Family
Ithaca                      MI     48847            Investor             Single Family
CRYSTAL LAKE                IL     60050            Investor             Two-to-Four Family
METHUEN                     MA     01844            Primary              Single Family
MILAN                       NH     03588            Primary              Single Family
PHILADELPHIA                PA     19119            Investor             Single Family
LEVITTOWN                   PA     19057            Primary              Single Family
PALM BRANCH                 SC     29845            Primary              Single Family
COLUMBIA                    SC     29206            Primary              Single Family
LINDEN                      NJ     89122            Second Home          Single Family
BEAUMONT                    TX     77701            Primary              Single Family
MEMPHIS                     TN     38109            Primary              Single Family
CAMPBELL                    OH     44405            Primary              Single Family
PITTSBURGH                  PA     15212            Primary              Single Family
ALTOONA                     PA     16601            Primary              Single Family
PHILADELPHIA                PA     19140            Primary              Single Family
AKRON                       OH     44310            Primary              Single Family
HILTON                      NY     14468            Primary              Single Family
WOODSTOCK                   GA     30189            Primary              Single Family
UTICA                       MS     39175            Primary              Single Family
ST LOUIS                    MO     63033            Investor             Single Family
OCEAN SPRINGS               MS     39564            Primary              Single Family
MURRIETA                    CA     92563            Primary              Condominium
WEST POINT                  MS     39773            Primary              Single Family
CARNESVILLE                 GA     30521            Primary              Single Family
MERCER                      PA     16137            Primary              Single Family
MERIDIAN                    MS     39301            Primary              Single Family
BRANDON                     MS     39047            Primary              Single Family
SPARTA                      NJ     07871            Primary              Single Family
BAYVILLE                    NJ     08721            Primary              Single Family
TOLEDO                      OH     43605            Primary              Single Family
SAN FRACISCO                CA     94122            Primary              Single Family
CLAREMORE                   OK     80501            Investor             Single Family
ROSLYN                      NY     11576            Primary              Single Family
IDYLLWILD                   CA     92549            Primary              Single Family
Bethlehem                   GA     30620            Primary              Single Family
JACKSON                     MS     39170            Investor             Single Family
BATON ROUGE                 LA     70805            Primary              Single Family
MILWAUKEE                   WI     23507            Investor             Two-to-Four Family
OVERLAND PARK               KS     66012            Investor             Two-to-Four Family
NEW ORLEANS                 LA     70127            Primary              Single Family
BOISE                       ID     83704            Primary              Single Family
WILBRAHAM                   MA     01095            Primary              Single Family
WESTMINSTER                 MA     01473            Primary              Single Family
TWO RIVERS                  WI     54241            Primary              Two-to-Four Family
ANDEAS                      NY     11730            Second Home          Single Family
GREENVILLE                  MI     48838            Primary              Single Family
MASSILLON                   OH     44647            Investor             Two-to-Four Family
DENVER                      CO     80216            Investor             Single Family
JACKSON                     MS     94605            Investor             Two-to-Four Family
CHARLESTOWN                 IN     47111            Second Home          Single Family
EVERETT                     MA     02149            Primary              Two-to-Four Family
RATON                       NM     87740            Primary              Single Family
WEST HARTFORD               CT     06107            Primary              Single Family
AKRON                       OH     44305            Primary              Single Family
KANSAS CITY                 MO     64030            Investor             Single Family
GREAT FALLS                 VA     22066            Primary              Single Family
RIVERDALE                   IL     60827            Primary              Single Family
GERMANTOWN                  WI     53022            Primary              Single Family
HOUSTON                     TX     77017            Primary              Single Family
DETROIT                     MI     48224            Investor             Two-to-Four Family
GALLOWAY                    NJ     08205            Primary              Single Family
JACKSON                     TN     38305            Primary              Two-to-Four Family
PHILADELPHIA                PA     19122            Primary              Single Family
BIG BEAR LAKE               CA     92571            Primary              Single Family
TULSA                       OK     74127            Primary              Planned Unit Development
BRENTWOOD                   TN     37215            Primary              Planned Unit Development
SOMERVILLE                  MA     02145            Primary              Two-to-Four Family
PALM HARBOR                 FL     34683            Primary              Single Family
ALLIANCE                    OH     44601            Primary              Single Family
MORRAL                      OH     43337            Primary              Single Family
BOYNE CITY                  MI     49712            Primary              Single Family
CORONA                      CA     92880            Primary              Single Family
NORTH MIAMI                 FL     33167            Primary              Single Family
SAVANNAH                    GA     31419            Primary              Planned Unit Development
CLEVELAND                   OH     44128            Investor             Two-to-Four Family
LORAIN                      OH     44055            Primary              Single Family
YOUNGSTOWN                  OH     44515            Primary              Single Family
NEWBURGH                    NY     12550            Primary              Condominium
RACINE                      WI     53402            Primary              Single Family
BATON ROUGE                 LA     70820            Investor             Two-to-Four Family
WHEELERSBURG                OH     45694            Primary              Single Family
BLACKWELL                   OK     74631            Primary              Single Family
NAPOLEONVILLE               LA     70301            Primary              Single Family
GARNER                      NC     27529            Primary              Single Family
JUDSONIA                    AR     72082            Primary              Single Family
FRAMINGHAM                  MA     01701            Primary              Single Family
DOUGLAS                     GA     31533            Primary              Single Family
ANTWERP                     OH     45813            Primary              Single Family
DENHAM SPRINGS              LA     70726            Primary              Single Family
HACIENDA HEIGHTS            CA     91745            Primary              Single Family
HIGHLAND                    IL     62249            Primary              Single Family
ATHENS                      GA     30606            Primary              Single Family
CAHOKIA                     IL     62206            Primary              Single Family
BATON ROUGE                 LA     70812            Primary              Single Family
FLINT                       MI     48503            Primary              Single Family
ASHLAND                     MA     01721            Primary              Single Family
BIXBY                       OK     74008            Primary              Planned Unit Development
NASHVILLE                   MI     49073            Primary              Single Family
SOUTH BEND                  IN     46616            Primary              Single Family
LUCEDALE                    MS     39452            Primary              Single Family
HOUSTON                     TX     77071            Primary              Planned Unit Development
LANCASTER                   CA     93536            Primary              Single Family
PERRIS                      CA     92571            Primary              Single Family
NOBLESVILLE                 IN     46060            Primary              Single Family
GRAYSVILLE                  AL     35073            Primary              Single Family
WASHINGTON                  DC     20019            Primary              Single Family
CHICAGO                     IL     60443            Investor             Condominium
KANSAS CITY                 MO     64110            Primary              Single Family
RANCHO MIRAGE               CA     92270            Primary              Planned Unit Development
MOWEAQUA                    IL     62550            Primary              Single Family
PICO RIVERA                 CA     90660            Primary              Single Family
SPRINGFIELD                 IL     62703            Investor             Single Family
MORGANTON                   GA     30560            Primary              Single Family
COUNTRY CLUB HILLS          IL     60478            Primary              Single Family
LUCEDALE                    MS     39452            Primary              Single Family
OAK PARK                    MI     48237            Primary              Single Family
ABINGTON                    MA     02351            Primary              Single Family
SANTA FE SPRINGS            CA     90670            Primary              Single Family
ALPHARETTA                  GA     30022            Primary              Planned Unit Development
NORTH BABYLON               NY     11703            Primary              Single Family
KANSAS CITY                 MO     64134            Primary              Single Family
PAULDING                    OH     45879            Primary              Single Family
MARGATE                     FL     33068            Primary              Single Family
NEW ORLEANS                 LA     70115            Primary              Single Family
MOBILE                      AL     36605            Primary              Single Family
FERNANDINA BEACH            FL     32034            Primary              Single Family
SILVERTHORNE                CO     81645            Primary              Condominium
WHARTON                     NJ     07885            Primary              Single Family
MOORESVILLE                 NC     28115            Investor             Single Family
COLORADO SPRINGS            CO     80906            Investor             Two-to-Four Family
MCGUFFEY                    OH     45859            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
ORLANDO                     FL     32806            Primary              Single Family
LUCEDALE                    MS     39452            Primary              Single Family
MIAMI                       FL     33012            Primary              Condominium
MARTINS FERRY               OH     43935            Primary              Single Family
PORTSMOUTH                  OH     45662            Primary              Single Family
ORCHARD PARK                NY     14127            Primary              Single Family
EWA BEACH                   HI     96706            Primary              Planned Unit Development
DISCOVERY BAY               CA     94514            Primary              Single Family
PARK FOREST                 IL     60466            Primary              Single Family
FITHIAN                     IL     61844            Primary              Single Family
ROCKFORD                    IL     61101            Investor             Single Family
HAGERSTOWN                  MD     21742            Primary              Single Family
EXMORE                      VA     08723            Investor             Single Family
ST LOUIS                    MO     63108            Primary              Two-to-Four Family
SADORUS                     IL     61872            Primary              Single Family
NORTH PLAINFIELD            NJ     07060            Investor             Two-to-Four Family
LOS ANGELES                 CA     90042            Primary              Single Family
DETROIT                     MI     48205            Primary              Single Family
NILES                       OH     44446            Primary              Single Family
WAXHAW                      NC     28173            Primary              Planned Unit Development
JACKSON                     MS     39212            Investor             Single Family
PHELPS                      WI     54540            Primary              Single Family
SELMA                       AL     36701            Primary              Single Family
FULTS                       IL     62244            Primary              Single Family
SIMPSONVILLE                SC     29681            Primary              Single Family
BRECKSVILLE                 OH     44141            Investor             Condominium
OTTAWA                      IL     61350            Primary              Single Family
MILLPORT                    NY     14864            Primary              Single Family
HUBBARD LK                  MI     49747            Primary              Single Family
OPP                         AL     36467            Primary              Single Family
NEWPORT                     KY     41071            Primary              Single Family
ROCKFORD                    IL     61103            Primary              Single Family
ST CHARLES                  MO     63301            Primary              Single Family
LA PUENTE                   CA     91744            Primary              Single Family
RICHMOND                    VA     23224            Primary              Single Family
ATCHISON                    KS     66002            Primary              Single Family
LEXINGTON                   SC     29073            Primary              Single Family
WESTFIELD                   MA     01085            Investor             Single Family
BIRMINGHAM                  AL     35215            Primary              Single Family
BIRMINGHAM                  AL     35208            Primary              Single Family
ADA                         MI     49301            Primary              Condominium
OSSINEKE                    MI     49707            Primary              Single Family
SHERWOOD                    AR     72023            Primary              Single Family
DAYTON                      OH     45404            Primary              Single Family
WORCESTER                   MA     01608            Primary              Two-to-Four Family
TEMPLE HILLS                MD     20748            Primary              Planned Unit Development
JOPLIN                      MO     64801            Primary              Single Family
KANSAS CITY                 KS     66104            Primary              Single Family
BEEBE                       AR     72012            Primary              Single Family
DUNDALK                     MD     21222            Primary              Single Family
MOUNT MORRIS                MI     48458            Primary              Single Family
ROSLINDALE                  MA     02131            Primary              Single Family
SANTA MARIA                 CA     93455            Primary              Single Family
MARICOPA                    AZ     85539            Primary              Planned Unit Development
COLUMBIA                    MO     65203            Primary              Single Family
OIL CITY                    LA     71061            Primary              Single Family
ELWOOD                      IN     46033            Investor             Two-to-Four Family
BUFFALO GROVE               IL     60089            Primary              Condominium
DES MOINES                  IA     50311            Primary              Single Family
LANSING                     MI     48910            Investor             Single Family
LELAND                      NC     28451            Primary              Single Family
LAFAYETTE                   LA     70501            Primary              Single Family
CHICAGO                     IL     60651            Primary              Two-to-Four Family
BRANT ROCK                  MA     02020            Primary              Single Family
HENDERSONVILLE              NC     28792            Primary              Single Family
LOS ANGELES                 CA     90043            Investor             Two-to-Four Family
ALBUQUERQUE                 NM     87120            Primary              Single Family
DENISON                     TX     75092            Investor             Single Family
WOODSTOCK                   GA     30189            Primary              Planned Unit Development
PAINESVILLE                 OH     44077            Primary              Single Family
SAINT JOHN                  MO     63114            Primary              Single Family
RIVERSIDE                   CA     92505            Primary              Condominium
APEX                        NC     27502            Primary              Planned Unit Development
PHOENIX                     MD     21131            Primary              Single Family
PHILADELPHIA                PA     19067            Investor             Two-to-Four Family
GARFIELD HTS                OH     44056            Investor             Single Family
SAGINAW                     MI     48603            Primary              Single Family
WAUCONDA                    IL     60084            Primary              Single Family
PORTLAND                    OR     97216            Primary              Single Family
ATLANTA                     GA     30311            Primary              Single Family
CLAYTON                     NC     27520            Primary              Single Family
ALBUQUERQUE                 NM     87110            Primary              Single Family
OZONE PARK                  NY     11416            Primary              Two-to-Four Family
FLINT                       MI     48503            Second Home          Single Family
MARGATE                     FL     32641            Primary              Condominium
MASSILLON                   OH     44646            Investor             Single Family
CASA GRANDE                 AZ     85222            Investor             Single Family
SAN BERNARDINO              CA     92404            Primary              Single Family
ALTO                        MI     49302            Primary              Single Family
WICHITA                     KS     67226            Primary              Single Family
WINTER GARDEN               FL     34787            Primary              Single Family
CICERO                      IL     60804            Primary              Two-to-Four Family
MATTAPAN                    MA     02126            Primary              Single Family
KIRKLAND                    WA     98034            Primary              Single Family
BELLEVILLE                  IL     62226            Primary              Single Family
DAYTON                      OH     45402            Investor             Two-to-Four Family
LAS VEGAS                   NV     89118            Primary              Single Family
MURRIETA                    CA     92562            Primary              Planned Unit Development
ERIE                        PA     16508            Primary              Single Family
OSCEOLA MILLS               PA     16666            Primary              Single Family
CANTON                      OH     44703            Primary              Single Family
BURGETTSTOWN                PA     15021            Primary              Single Family
CLAYTON                     NC     27604            Primary              Planned Unit Development
LAKELAND                    FL     33813            Investor             Single Family
LOS ANGELES                 CA     90044            Primary              Two-to-Four Family
WILLIAMSON                  GA     30292            Primary              Single Family
NOBLESVILLE                 IN     46038            Investor             Single Family
EAST ELMHURST               NY     11370            Primary              Single Family
MEMPHIS                     TN     38127            Primary              Single Family
DAYTON                      OH     45414            Primary              Single Family
INDEPENDENCE                MO     64055            Primary              Single Family
FONTANA                     CA     92336            Investor             Single Family
CHICAGO                     IL     60633            Primary              Single Family
TRAVERSE CITY               MI     45314            Second Home          Single Family
CEDARSVILLE                 OH     45314            Primary              Single Family
GONZALES                    LA     70737            Primary              Single Family
ESSEX                       MD     21221            Primary              Single Family
PONTIAC                     MI     48341            Investor             Single Family
PORTLAND                    ME     04102            Primary              Single Family
FAIRFIELD                   CA     94534            Primary              Planned Unit Development
CLEVELAND                   OH     46260            Investor             Single Family
KEMMERER                    WY     83101            Primary              Single Family
LYNDHURST                   NJ     11717            Second Home          Single Family
WOODBRIDGE                  VA     22191            Primary              Condominium
ARNOLD                      MO     63010            Primary              Single Family
CLEVELAND                   OH     44212            Investor             Single Family
LAKEWOOD                    OH     44107            Primary              Single Family
PHOENIX                     AZ     85032            Primary              Single Family
LYNN                        MA     01905            Investor             Two-to-Four Family
MONROE                      NC     28110            Primary              Single Family
WILMINGTON                  NC     28411            Primary              Single Family
PETALUMA                    CA     94954            Primary              Single Family
MILL SPRING                 MO     63952            Primary              Single Family
CHICAGO                     IL     60707            Investor             Two-to-Four Family
POULSBO                     WA     98370            Primary              Single Family
INDIO                       CA     92201            Primary              Single Family
LOS ANGELES                 CA     91761            Investor             Two-to-Four Family
WEAVERVILLE                 NC     28806            Primary              Single Family
SONOMA                      CA     95476            Primary              Two-to-Four Family
CANTON                      OH     44703            Primary              Single Family
MIAMI                       FL     33178            Primary              Planned Unit Development
ORLANDO                     FL     32818            Primary              Planned Unit Development
ATTLEBORO                   MA     02703            Primary              Two-to-Four Family
APPLE VALLEY                CA     92307            Primary              Single Family
WEST PITTSBURG              PA     16160            Primary              Single Family
WORCESTER                   MA     01606            Primary              Single Family
DETROIT                     MI     48238            Primary              Single Family
DISTRICT HEIGHTS            MD     20743            Investor             Single Family
AURORA                      CO     80013            Primary              Single Family
SUGAR GROVE                 IL     60554            Primary              Planned Unit Development
TRACY                       CA     95377            Primary              Single Family
NEW HAVEN                   CT     06511            Primary              Single Family
STOCKTON                    CA     95204            Primary              Condominium
AKRON                       OH     44313            Investor             Two-to-Four Family
FREMONT                     OH     43420            Primary              Single Family
COLUMBUS                    OH     43232            Primary              Single Family
CURTICE                     OH     43605            Primary              Single Family
CHILLICOTHE                 OH     45601            Primary              Single Family
LEAVITTSBURG                OH     44430            Primary              Single Family
SNELLVILLE                  GA     30078            Primary              Single Family
OAK PARK                    MI     48237            Primary              Single Family
ELKTON                      MI     48731            Primary              Single Family
VIRGINIA BEACH              VA     23452            Primary              Single Family
NEW HAVEN                   CT     06519            Investor             Two-to-Four Family
GERMANTOWN                  MD     20833            Investor             Planned Unit Development
ORLANDO                     FL     32819            Primary              Planned Unit Development
UHRICHSVILLE                OH     44683            Primary              Single Family
ACWORTH                     GA     30101            Primary              Single Family
BRONXVILLE                  NY     10708            Primary              Single Family
BERLIN HEIGHTS              OH     44857            Primary              Single Family
JONESBORO                   AR     72404            Primary              Planned Unit Development
GREENFIELD                  MA     01301            Primary              Single Family
DELRAY BEACH HEIGHTS        FL     30067            Second Home          Single Family
CAMDEN                      SC     29020            Primary              Single Family
INDEPENDENCE TOWNSHIP       MI     48346            Primary              Single Family
OVERLAND PARK               KS     66210            Primary              Single Family
SKIATOOK                    OK     74070            Primary              Single Family
SAN FRANCISCO               CA     94109            Primary              Condominium
BRENTWOOD                   NY     11717            Primary              Single Family
DETROIT                     MI     48235            Primary              Single Family
SANTA ROSA                  CA     95401            Primary              Single Family
GALION                      OH     44887            Primary              Single Family
SHREVEPORT                  LA     71108            Primary              Single Family
MILWAUKEE                   WI     53216            Primary              Two-to-Four Family
KANSAS CITY                 KS     66112            Primary              Planned Unit Development
CENTENNIAL                  CO     92131            Second Home          Planned Unit Development
CHICAGO                     IL     60629            Investor             Two-to-Four Family
CORBIN                      KY     40701            Primary              Single Family
AKRON                       OH     44313            Investor             Two-to-Four Family
KANSAS CITY                 MO     64129            Primary              Single Family
CANAL WINCHESTER            OH     43110            Primary              Single Family
ALBUQUERQUE                 NM     87123            Primary              Single Family
ZANESVILLE                  OH     43701            Primary              Single Family
TRAVERSE CITY               MI     49686            Primary              Single Family
DECKERVILLE                 MI     48706            Primary              Single Family
KENTON                      OH     43326            Primary              Single Family
PARK RIDGE                  IL     60068            Primary              Condominium
PHILADELPHIA                PA     19111            Primary              Single Family
MARTINEZ                    CA     94553            Primary              Single Family
LEXINGTON                   SC     29073            Primary              Single Family
EUNICE                      LA     70536            Primary              Single Family
AUBURN                      ME     04210            Primary              Single Family
Norcross                    GA     30093            Primary              Single Family
SAINT LOUIS                 MO     63120            Primary              Two-to-Four Family
NAPERVILLE                  IL     60565            Primary              Single Family
FORDS                       NJ     08863            Primary              Single Family
HOLLAND                     MI     49424            Primary              Single Family
NELSONVILLE                 OH     45764            Investor             Single Family
KISSIMMEE                   FL     32809            Primary              Planned Unit Development
GRAFTON                     OH     44044            Primary              Single Family
CORONA                      CA     92883            Primary              Planned Unit Development
DES MOINES                  IA     50317            Primary              Single Family
GREENVILLE                  MI     48838            Primary              Single Family
BAY SHORE                   NY     11706            Primary              Single Family
CHARLOTTE                   NC     28269            Primary              Planned Unit Development
EDEN PRAIRIE                MN     55347            Primary              Single Family
SUMMIT                      MS     39648            Primary              Single Family
SOMERSET                    NJ     08873            Primary              Single Family
SILVER SPRING               MD     20905            Primary              Planned Unit Development
RIO RANCHO                  NM     87144            Primary              Single Family
PORT HURON                  MI     48059            Investor             Single Family
PUT-IN-BAY                  OH     45249            Second Home          Single Family
MASTIC BEACH                NY     11768            Investor             Single Family
TROY                        IL     62294            Primary              Single Family
MARICOPA                    AZ     85239            Primary              Planned Unit Development
DETROIT                     MI     48210            Investor             Single Family
PHOENIX                     AZ     48801            Second Home          Planned Unit Development
CHICAGO                     IL     60628            Primary              Single Family
BELLEVILLE                  IL     62221            Primary              Single Family
HOPEWELL JUNCTION           NY     12590            Primary              Single Family
VANDALIA                    MO     63382            Primary              Single Family
FLORENCE                    SC     29501            Primary              Single Family
CLARKSTOWN                  NY     10954            Primary              Single Family
VAN BUREN                   AR     72956            Primary              Single Family
ALBANY                      NY     12206            Investor             Two-to-Four Family
GALESBURG                   IL     61401            Primary              Single Family
ALEXANDER                   AR     72002            Primary              Single Family
REDFORD                     MI     48239            Primary              Single Family
FRESNO                      CA     93727            Primary              Single Family
SEBRING                     FL     33872            Primary              Single Family
ST PETERS                   MO     63376            Primary              Single Family
COLUMBUS                    OH     43026            Investor             Condominium
COLORADO SPRINGS            CO     80908            Primary              Single Family
BURLINGTON                  NC     27253            Primary              Single Family
BATAVIA                     IL     60510            Primary              Single Family
DAYTON                      OH     45342            Investor             Two-to-Four Family
LEBANON                     OH     45036            Primary              Single Family
MONTGOMERY VILLAGE          MD     20833            Investor             Planned Unit Development
EVERGREEN                   CO     80439            Primary              Planned Unit Development
JOLIET                      IL     60435            Primary              Single Family
LAURENS                     SC     29360            Primary              Single Family
GRAND RAPIDS                MI     49503            Primary              Single Family
HUNTINGTON                  AR     72940            Primary              Single Family
BICKNELL                    IN     47612            Primary              Single Family
BRENTWOOD                   CA     94513            Primary              Single Family
TUSTIN                      CA     92780            Primary              Single Family
WYOMING                     MI     49509            Investor             Two-to-Four Family
WILMINGTON                  NC     28405            Investor             Planned Unit Development
DELRAY BEACH                FL     33432            Investor             Condominium
MARIETTA                    GA     30062            Primary              Single Family
HOMELAND                    CA     92548            Primary              Single Family
TAUNTON                     MA     02780            Primary              Condominium
CLEVELAND                   OH     44146            Investor             Single Family
MACHESNEY PARK              IL     61115            Primary              Single Family
BUENA PARK                  CA     90620            Primary              Single Family
NEW PHILADELPHIA            OH     44663            Primary              Single Family
CHICAGO                     IL     60653            Investor             Two-to-Four Family
CUMMING                     GA     30041            Primary              Single Family
ROCKY RIVER                 OH     44116            Primary              Single Family
MUNCIE                      IN     47304            Primary              Single Family
PLANO                       IL     60545            Primary              Single Family
MARION                      OH     43302            Primary              Single Family
ATLANTA                     GA     30314            Primary              Single Family
MEDWAY                      OH     45341            Primary              Single Family
FORT WAYNE                  IN     46802            Primary              Single Family
CHICAGO                     IL     60651            Primary              Two-to-Four Family
SLATEDALE                   PA     18079            Primary              Single Family
HATBORO                     PA     19040            Primary              Single Family
KANSAS CITY                 MO     64030            Investor             Single Family
ASHTABULA                   OH     44004            Primary              Single Family
STRONGSVILLE                OH     44286            Investor             Single Family
SILVER SPRING               MD     20904            Primary              Condominium
KINGSTON                    GA     78721            Primary              Single Family
GREENVILLE                  MS     38701            Primary              Single Family
UPPER SANDUSKY              OH     43351            Primary              Single Family
STAFFORD                    VA     20876            Primary              Planned Unit Development
HAMPTON                     VA     23661            Primary              Single Family
CROSBY                      MN     56441            Primary              Single Family
BOLINGBROOK                 IL     60559            Primary              Single Family
CHARDON                     OH     44024            Primary              Single Family
NICHOLASVILLE               KY     40356            Primary              Single Family
ORLANDO                     FL     32822            Primary              Single Family
FAIRFIELD                   CA     94534            Primary              Single Family
AKRON                       OH     44314            Primary              Single Family
ROMEOVILLE                  IL     60608            Primary              Single Family
GREENVILLE                  SC     29615            Primary              Single Family
TACOMA                      WA     98198            Second Home          Two-to-Four Family
KANSAS CITY                 MO     64138            Investor             Single Family
CLEVELAND                   OH     44121            Investor             Single Family
ST CLAIR SHORES             MI     48082            Primary              Single Family
PALOS HEIGHTS               IL     60463            Primary              Single Family
ROHNERT PARK                CA     94928            Primary              Single Family
MINNEAPOLIS                 MN     55422            Investor             Single Family
ODESSA                      FL     33612            Primary              Planned Unit Development
VERO BEACH                  FL     33415            Primary              Planned Unit Development
PHENIX CITY                 AL     36867            Primary              Single Family
MANISTEE                    MI     49660            Primary              Single Family
KANSAS CITY                 KS     66219            Investor             Single Family
LAWRENCEVILLE               GA     30092            Primary              Single Family
OKLAHOMA CITY               OK     73107            Primary              Single Family
NORTH CHARLESTON            SC     29492            Primary              Planned Unit Development
COLUMBUS                    GA     31906            Primary              Single Family
AKRON                       OH     44139            Investor             Single Family
LEXINGTON                   SC     22407            Primary              Single Family
CANDLER                     NC     28715            Primary              Single Family
VERNON                      CT     06066            Primary              Condominium
BOLINGBROOK                 IL     60490            Primary              Single Family
DAVENPORT                   FL     32837            Primary              Planned Unit Development
MENTOR                      OH     44060            Primary              Single Family
RANCHO MURRIETA             CA     95683            Primary              Planned Unit Development
MAUMELLE                    AR     72113            Primary              Planned Unit Development
DETROIT                     MI     48213            Primary              Single Family
LONG BEACH                  CA     90805            Primary              Single Family
DUBLIN                      CA     94568            Primary              Single Family
GLENDALE                    AZ     85305            Primary              Planned Unit Development
JACKSONVILLE                NC     28546            Primary              Single Family
BATTLE CREEK                MI     49017            Primary              Single Family
PORTLAND                    MI     48875            Primary              Single Family
OLMSTED FALLS               OH     44149            Primary              Condominium
NEWARK                      NJ     07105            Primary              Two-to-Four Family
TEMPE                       AZ     85282            Primary              Planned Unit Development
DOVER                       OH     44622            Primary              Single Family
SPRINGFIELD                 MA     01151            Investor             Single Family
BEAVER DAM                  WI     53916            Primary              Single Family
WEST PALM BEACH             FL     33414            Investor             Condominium
SPRINGFIELD                 MO     65803            Primary              Single Family
LOWELL                      MA     01852            Primary              Single Family
DECATUR                     IL     62526            Primary              Single Family
APPLE VALLEY                CA     92307            Primary              Single Family
HEMET                       CA     92582            Primary              Single Family
WAYNESVILLE                 NC     33881            Second Home          Single Family
DUMFRIES                    VA     22026            Primary              Planned Unit Development
WASHINGTON                  PA     15301            Primary              Single Family
LAWRENCE                    MA     01841            Primary              Two-to-Four Family
TULSA                       OK     74105            Primary              Single Family
MIDDLETOWN                  DE     19709            Primary              Single Family
NAPLES                      NY     14512            Primary              Single Family
DAVENPORT                   IA     52803            Primary              Single Family
SAGINAW                     MI     48602            Primary              Single Family
MCKEESPORT                  PA     15132            Primary              Single Family
CAPITOL HEIGHTS             MD     20743            Primary              Single Family
SAINT LOUIS                 MO     63113            Primary              Single Family
LAKE VILLA                  IL     60046            Primary              Single Family
CHIPPEWA LAKE               OH     32566            Investor             Single Family
AIKEN                       SC     29803            Primary              Planned Unit Development
CHICAGO                     IL     60643            Investor             Single Family
SAINT LOUIS                 MO     63115            Primary              Single Family
EAST POINTE                 MI     48021            Primary              Single Family
CARLSBAD                    CA     92009            Primary              Condominium
GARDEN GROVE                CA     92843            Primary              Condominium
LAKE CHARLES                LA     70607            Primary              Single Family
WARREN                      OH     44483            Primary              Single Family
NEW IBERIA                  LA     70560            Primary              Single Family
TOCCOA                      GA     30577            Primary              Single Family
KINGS MILL                  OH     45034            Primary              Single Family
MEMPHIS                     TN     38141            Primary              Single Family
ROSEDALE                    NY     11422            Primary              Single Family
CANTON                      OH     44702            Primary              Single Family
SAINT LOUIS                 MO     63111            Primary              Single Family
KNOXVILLE                   TN     37922            Primary              Single Family
CHICAGO                     IL     60624            Primary              Two-to-Four Family
MEMPHIS                     TN     38107            Primary              Single Family
MORROW                      OH     45152            Primary              Single Family
DELAWARE                    OH     43015            Primary              Single Family
LEXINGTON                   SC     29910            Primary              Planned Unit Development
CHICAGO                     IL     60624            Primary              Two-to-Four Family
BEAR                        DE     19701            Primary              Single Family
ST LOUIS                    MO     63376            Investor             Two-to-Four Family
WILMINGTON                  MA     01887            Primary              Single Family
FAYETTEVILLE                GA     30214            Primary              Single Family
NEWCOMERSTOWN               OH     43832            Primary              Single Family
LOUISBURG                   NC     27549            Primary              Single Family
PORT CLINTON                OH     43452            Primary              Single Family
MIAMI                       FL     33142            Primary              Single Family
DETROIT                     MI     48044            Investor             Two-to-Four Family
GREENWOOD                   IN     46143            Primary              Single Family
NEW LENOX                   IL     60451            Primary              Single Family
RALEIGH                     NC     27520            Primary              Single Family
BERKLEY                     MI     48072            Primary              Single Family
FLINTSTONE                  GA     30725            Primary              Single Family
CHICAGO                     IL     60609            Primary              Single Family
STEVENS POINT               WI     54481            Primary              Single Family
LANCASTER                   PA     17579            Investor             Single Family
CHICAGO                     IL     60623            Primary              Two-to-Four Family
DETROIT                     MI     48224            Primary              Single Family
JOLIET                      IL     60516            Primary              Single Family
VALLES MINES                MO     63087            Primary              Single Family
LOWELLVILLE                 OH     44436            Primary              Single Family
HEPHZIBAH                   GA     30906            Primary              Single Family
PHILADELPHIA                PA     19082            Primary              Single Family
SPENCER                     MA     02779            Investor             Two-to-Four Family
EAST LAKE                   MI     49626            Primary              Single Family
WOODBRIDGE                  VA     22192            Primary              Planned Unit Development
NORWALK                     OH     44857            Primary              Single Family
SULLIVAN                    OH     44880            Primary              Single Family
WARRENVILLE                 IL     60555            Primary              Condominium
COLUMBUS                    OH     43227            Primary              Single Family
STREETSBORO                 OH     08234            Primary              Single Family
LUDLOW                      MA     01056            Primary              Single Family
ATLANTA                     GA     30331            Primary              Single Family
SAN BERNARDINO              CA     92401            Primary              Single Family
DRYDEN                      MI     48428            Primary              Single Family
CINCINNATI                  OH     45216            Primary              Single Family
SCOTTSDALE                  AZ     85262            Primary              Planned Unit Development
CORONA                      NY     10119            Primary              Two-to-Four Family
WOODBRIDGE                  VA     22193            Primary              Single Family
EMMETT                      ID     83617            Primary              Single Family
SPENCER                     MA     20109            Primary              Single Family
SILER CITY                  NC     27410            Investor             Single Family
TINLEY PARK                 IL     60477            Primary              Single Family
IMLAY CITY                  MI     48444            Primary              Single Family
VERO BEACH                  FL     32967            Primary              Single Family
LITTLEROCK                  CA     93543            Primary              Single Family
LEE'S SUMMIT                MO     64081            Primary              Planned Unit Development
FOSTORIA                    OH     44830            Primary              Single Family
WISCONSIN DELLS             WI     53965            Primary              Single Family
ST. LOUIS                   MI     48880            Primary              Single Family
PHILADELPHIA                PA     19124            Primary              Two-to-Four Family
WAUPACA                     WI     54981            Investor             Two-to-Four Family
SILVER LAKE                 OH     44224            Primary              Single Family
COLUMBIA                    SC     29210            Primary              Planned Unit Development
CANTON                      OH     44708            Primary              Single Family
YOUNGSTOWN                  OH     44515            Primary              Condominium
LOOKOUT MOUNTAIN            GA     30750            Primary              Single Family
PITTSBURGH                  PA     15206            Investor             Single Family
RALEIGH                     NC     27613            Primary              Single Family
SALIDA                      CA     95368            Primary              Single Family
WILMINGTON                  OH     45177            Primary              Single Family
DALLAS                      TX     75214            Investor             Two-to-Four Family
GREENVILLE                  MS     38701            Primary              Single Family
LITTLE ROCK                 AR     72209            Primary              Single Family
CHARLOTTE                   NC     28215            Primary              Single Family
OXNARD                      CA     93030            Primary              Single Family
FISHERS                     IN     46038            Primary              Single Family
VIRGINIA BEACH              VA     23453            Primary              Single Family
PELHAM                      AL     20721            Second Home          Single Family
LENNOX                      CA     90304            Primary              Single Family
UNIONTOWN                   OH     44632            Primary              Single Family
DETROIT                     MI     48213            Investor             Two-to-Four Family
NEWBURGH                    NY     12603            Investor             Two-to-Four Family
SOUTH HOLLAND               IL     60473            Primary              Single Family
ROCKLEDGE                   FL     32955            Primary              Planned Unit Development
WINBER                      PA     15963            Primary              Single Family
WORCESTER                   MA     01604            Primary              Single Family
MARSHALL                    MI     49068            Primary              Single Family
BROADVIEW                   IL     60155            Primary              Single Family
DETROIT                     MI     48215            Primary              Single Family
HUNTSVILLE                  AL     48111            Investor             Single Family
TOLEDO                      OH     43608            Primary              Single Family
CARPENTERSVILLE             IL     60110            Primary              Single Family
KINGMAN                     AZ     86401            Primary              Single Family
MAIDEN                      NC     28650            Primary              Single Family
CHICAGO                     IL     60629            Primary              Single Family
MILFORD                     OH     45150            Primary              Single Family
TOLEDO                      OH     43605            Primary              Single Family
EPHRAIM                     UT     84627            Primary              Single Family
SHAPLEIGH                   ME     04076            Primary              Single Family
CHANDLER                    AZ     85249            Primary              Planned Unit Development
MONTGOMERY                  AL     36116            Primary              Single Family
MARICOPA                    AZ     85239            Primary              Planned Unit Development
CONYERS                     GA     30008            Primary              Planned Unit Development
POTTSTOWN                   PA     19464            Primary              Single Family
RIVIERA BEACH               FL     33403            Primary              Single Family
HEMINGWAY                   SC     29554            Primary              Single Family
MARIETTA                    OH     45750            Primary              Single Family
OPA LOCKA                   FL     33056            Primary              Planned Unit Development
CASTLE ROCK                 CO     80104            Primary              Planned Unit Development
WICHITA                     KS     67213            Primary              Single Family
WALDRON                     AR     72958            Primary              Single Family
COCOA                       FL     32927            Primary              Single Family
ARLINGTON                   TX     76018            Investor             Single Family
SHELBURN                    IN     47879            Primary              Single Family
SUMMERVILLE                 SC     29483            Primary              Single Family
BURNS HARBOR                IN     46304            Primary              Single Family
MADISON                     MS     39110            Investor             Single Family
FAIRFIELD                   CA     94533            Primary              Single Family
WESTLAND                    MI     48186            Primary              Single Family
JONESBORO                   GA     30236            Primary              Single Family
MADISON                     MS     39110            Primary              Single Family
KINGMAN                     AZ     86401            Primary              Single Family
COLORADO SPRINGS            CO     80906            Investor             Two-to-Four Family
CLEARWATER                  FL     33759            Primary              Condominium
COLUMBUS                    OH     43219            Primary              Single Family
WILMINGTON                  NC     28412            Primary              Single Family
NORTH HOLLYWOOD             CA     91605            Primary              Single Family
MURPHY                      NC     33914            Second Home          Single Family
SHREVEPORT                  LA     71115            Investor             Planned Unit Development
DELTONA                     FL     32725            Primary              Single Family
FREDERICKSBURG              VA     22407            Primary              Single Family
LIGHTHOUSE POINT            FL     33064            Primary              Single Family
WYOMING                     MI     49548            Primary              Single Family
MAPLE HEIGHTS               OH     44137            Primary              Single Family
KANSAS CITY                 KS     92336            Second Home          Two-to-Four Family
INDIANAPOLIS                IN     46254            Primary              Single Family
RICHMOND                    VA     23223            Primary              Planned Unit Development
ALPENA                      MI     48707            Primary              Single Family
CINCINNATI                  OH     45238            Primary              Single Family
WATERFORD                   WI     53185            Primary              Single Family
SELLERSBURG                 IN     47130            Primary              Single Family
EAST PEORIA                 IL     61611            Primary              Single Family
KANSAS CITY                 MO     64068            Investor             Single Family
KANSAS CITY                 MO     64068            Investor             Single Family
DAYTON                      OH     45407            Primary              Single Family
EAST POINT                  GA     30344            Primary              Single Family
ALLENTOWN                   PA     18103            Primary              Single Family
ORLANDO                     FL     32808            Investor             Single Family
SILVER SPRING               MD     20905            Investor             Planned Unit Development
SUMMERVILLE                 SC     29485            Primary              Single Family
WEYMOUNTH                   MA     02190            Primary              Condominium
SUN CITY                    CA     92585            Primary              Single Family
LOS ANGELES                 CA     90059            Primary              Two-to-Four Family
DINGMANS FERRY              PA     18328            Primary              Single Family
DES MOINES                  IA     50316            Primary              Single Family
PADUCAH                     KY     42001            Primary              Single Family
SANDWICH                    MA     02537            Primary              Single Family
NORWALK                     IA     50211            Investor             Single Family
BARTLESVILLE                OK     74006            Primary              Single Family
OVERLAND PARK               KS     66212            Primary              Single Family
TEMPLE HILLS                MD     20748            Primary              Single Family
OVERLAND PARK               KS     66213            Primary              Single Family
ST. CLAIR                   PA     17970            Primary              Single Family
HAGERSTOWN                  MD     21740            Primary              Planned Unit Development
FORT WORTH                  TX     76120            Primary              Single Family
GREENSBORO                  NC     27409            Primary              Condominium
YORK                        PA     17404            Primary              Planned Unit Development
TEMECULA                    CA     92591            Primary              Planned Unit Development
HIGHLAND                    IL     62249            Primary              Single Family
KANSAS CITY                 MO     64131            Primary              Single Family
WORCESTER                   MA     01610            Primary              Single Family
PENN YAN                    NY     14840            Investor             Two-to-Four Family
PROSPECT                    KY     40059            Investor             Condominium
SPRINGFIELD                 MA     01104            Primary              Single Family
TEXARKANA                   AR     71854            Primary              Single Family
LAKE ELSINORE               CA     92530            Primary              Single Family
RUSSELLS POINT              OH     43348            Primary              Single Family
TACOMA                      WA     98445            Primary              Single Family
BOSTON                      MA     02125            Primary              Single Family
PITTSBURGH                  PA     15221            Primary              Single Family
HIGHLAND MILLS              NY     10930            Primary              Single Family
KANSAS CITY                 KS     66109            Primary              Single Family
TURNEY                      MO     64060            Second Home          Single Family
JACKSONVILLE                FL     32208            Investor             Single Family
BERKELEY HEIGHTS            NJ     07922            Primary              Single Family
BROCKTON                    MA     02302            Primary              Single Family
MACOMB                      MI     48044            Primary              Single Family
SUGAR GROVE                 IL     60554            Primary              Single Family
NIXA                        MO     65714            Primary              Planned Unit Development
RIVERSIDE                   CA     92509            Primary              Single Family
LAKE WORTH                  FL     33463            Primary              Single Family
PLEASANT HILL               MO     64067            Investor             Single Family
DEFUNIAK SPRINGS            FL     32433            Primary              Single Family
STRUTHERS                   OH     44471            Primary              Single Family
TOLEDO                      OH     43606            Primary              Single Family
BALTIMORE                   MD     21230            Primary              Single Family
CONCORD                     OH     44060            Primary              Condominium
OCEANSIDE                   CA     92054            Primary              Single Family
SACO                        ME     04074            Investor             Two-to-Four Family
SAINT LOUIS                 MO     63135            Primary              Single Family
PULASKI                     WI     54162            Primary              Single Family
ROGERS                      AR     72756            Primary              Single Family
PHILADELPHIA                PA     11096            Investor             Two-to-Four Family
JOPLIN                      MO     64755            Investor             Single Family
RICHMOND                    VA     23224            Primary              Single Family
CULPEPER                    VA     20874            Primary              Single Family
CANTON                      MI     48187            Primary              Two-to-Four Family
KELLER                      TX     76248            Primary              Planned Unit Development
NORTH LAS VEGAS             NV     89115            Primary              Single Family
LEWISTON                    ME     04240            Investor             Two-to-Four Family
NEWAYGO                     MI     49337            Investor             Single Family
DAYTON                      OH     45865            Investor             Single Family
AUBURN                      MI     48611            Primary              Single Family
SPRINGFIELD                 OH     43360            Investor             Single Family
NORTH PROVIDENCE            RI     02904            Primary              Condominium
COLUMBIA                    SC     29210            Primary              Condominium
SAINT LOUIS                 MO     63136            Investor             Single Family
AUSTINTOWN                  OH     44515            Primary              Single Family
SALUDA                      NC     28773            Primary              Single Family
GAITHERSBURG                MD     20850            Primary              Planned Unit Development
AYNOR                       SC     29511            Primary              Single Family
CHANDLER                    AZ     85248            Primary              Planned Unit Development
AKRON                       OH     44312            Primary              Single Family
FARRELL                     PA     16121            Primary              Single Family
NAPLES                      FL     34113            Investor             Two-to-Four Family
OLNEY                       MD     20886            Primary              Single Family
TEMPLE HILLS                MD     20748            Primary              Single Family
FLINT                       MI     48506            Primary              Single Family
BUTLER                      PA     16001            Primary              Single Family
WILLOWBROOK                 IL     60527            Primary              Single Family
CHICAGO                     IL     60491            Investor             Two-to-Four Family
RAYMORE                     MO     64083            Primary              Single Family
RICHMOND                    CA     94801            Primary              Single Family
YARMOUTH                    ME     04096            Primary              Single Family
SILOAM SPRINGS              AR     72761            Primary              Single Family
BATON ROUGE                 LA     70816            Primary              Single Family
CHARLOTTE                   NC     28269            Primary              Condominium
ONTARIO                     CA     91761            Primary              Condominium
TOLEDO                      OH     43560            Primary              Single Family
LOS ANGELES                 CA     91406            Primary              Single Family
ATLANTA                     GA     30331            Primary              Single Family
ROSWELL                     GA     30076            Primary              Condominium
ROCKLIN                     CA     95765            Primary              Single Family
CINCINNATI                  OH     45215            Primary              Single Family
FAYETTEVILLE                AR     72701            Primary              Single Family
AURORA                      IL     60563            Primary              Condominium
SPRING VALLEY               IL     61362            Primary              Single Family
ST LOUIS                    MO     63139            Investor             Two-to-Four Family
IONIA                       MI     48846            Primary              Single Family
WOODBRIDGE                  VA     22193            Primary              Single Family
EUCLID                      OH     44117            Primary              Single Family
BOWLING GREEN               OH     43402            Primary              Single Family
YOUNGSTOWN                  OH     21040            Primary              Single Family
INDIANAPOLIS                IN     46234            Primary              Single Family
DETROIT                     MI     48239            Primary              Single Family
AKRON                       OH     44312            Primary              Single Family
ST ALBANS                   NY     10960            Primary              Two-to-Four Family
CRESAPTOWN                  MD     21502            Primary              Single Family
MIDDLETOWN                  OH     45044            Primary              Single Family
WEST COLUMBIA               SC     29170            Primary              Single Family
CHARLOTTE                   NC     28277            Primary              Planned Unit Development
AUSTELL                     GA     30168            Primary              Condominium
COLORADO SPRINGS            CO     80922            Primary              Single Family
CASTLE ROCK                 WA     98611            Primary              Single Family
ALBUQUERQUE                 NM     87107            Primary              Single Family
TERRE HAUTE                 IN     47803            Primary              Single Family
WICHITA                     KS     67208            Investor             Single Family
EAU CLAIRE                  MI     60707            Second Home          Single Family
DIAMOND BAR                 CA     91765            Primary              Single Family
ORANGE                      CA     92869            Primary              Condominium
FORT MYERS                  FL     33912            Primary              Single Family
WESTLAKE                    OH     44011            Primary              Condominium
SPRINGPORT                  MI     49284            Primary              Single Family
PATASKALA                   OH     43062            Primary              Single Family
GRAND LEDGE                 MI     48837            Primary              Single Family
TOLEDO                      OH     43609            Primary              Single Family
CHICAGO                     IL     60620            Primary              Single Family
AKRON                       OH     44302            Primary              Single Family
WEST HAVEN                  CT     06516            Primary              Single Family
CLIO                        MI     48420            Primary              Single Family
N CHICAGO                   IL     60086            Primary              Single Family
WASHINGTON                  DC     20011            Primary              Single Family
WEST PALM BEACH             FL     33412            Primary              Single Family
PEMBROKE PINES              FL     33026            Primary              Single Family
HALLANDALE                  FL     33009            Primary              Condominium
PHOENIX                     AZ     85042            Primary              Planned Unit Development
PORT SAINT LUCIE            FL     34953            Primary              Single Family
MANASSAS                    VA     20136            Primary              Single Family
BIRDSBORO                   PA     19508            Primary              Single Family
CHICAGO                     IL     60660            Primary              Single Family
SILVER SPRING               MD     20905            Primary              Single Family
FREDERICKSBURG              VA     22193            Primary              Single Family
DUPONT                      PA     18641            Primary              Single Family
SARATOGA SPRINGS            NY     12866            Primary              Planned Unit Development
LEESBURG                    VA     20175            Primary              Single Family
PORTLAND                    MI     48875            Primary              Single Family
MIDDLETOWN                  VA     20152            Primary              Single Family
ST. LOUIS                   MO     63113            Investor             Two-to-Four Family
BLUE ISLAND                 IL     60406            Primary              Single Family
WINDHAM                     ME     04062            Primary              Single Family
CINCINNATI                  OH     45237            Primary              Single Family
KISSIMMEE                   FL     34758            Primary              Single Family
GREERS FERRY                AR     72067            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
SARASOTA                    FL     34234            Investor             Single Family
COLD BROOK                  NY     13324            Second Home          Single Family
RAYMOND                     OH     43067            Primary              Single Family
DETROIT                     MI     48210            Primary              Single Family
TERRE HAUTE                 IN     47802            Primary              Single Family
TRINITY                     NC     27370            Primary              Single Family
WESTBROOK                   ME     04062            Primary              Condominium
SEDALIA                     MO     65301            Primary              Single Family
EL CENTRO                   CA     92243            Primary              Single Family
AVENTURA                    FL     60611            Second Home          Condominium
EATON RAPIDS                MI     48827            Primary              Single Family
CHICAGO                     IL     60636            Primary              Single Family
SILVER SPRING               MD     20906            Primary              Single Family
ROGERS                      AR     72756            Primary              Single Family
WOODRIDGE                   IL     60517            Primary              Single Family
ATLANTA                     GA     30344            Primary              Single Family
RALEIGH                     NC     27614            Primary              Planned Unit Development
TERRE HAUTE                 IN     47802            Primary              Single Family
WASHINGTON                  MO     63090            Primary              Single Family
MESA                        AZ     85208            Investor             Planned Unit Development
FISHERS                     IN     46038            Primary              Single Family
BOOTHWYN                    PA     19061            Primary              Single Family
TOLEDO                      OH     43615            Primary              Condominium
CLEVELAND                   OH     44118            Investor             Single Family
TRAVERSE CITY               MI     49686            Primary              Single Family
ARGOS                       IN     46501            Primary              Single Family
MIAMI                       FL     33184            Primary              Single Family
CINCINNATI                  OH     45224            Investor             Two-to-Four Family
MINNEAPOLIS                 MN     55407            Investor             Two-to-Four Family
SAINT LOUIS                 MO     63114            Primary              Single Family
COLUMBUS                    OH     43219            Primary              Single Family
BARBERTON                   OH     44281            Investor             Single Family
GAHANNA                     OH     43230            Primary              Single Family
POPLAR GROVE                IL     60641            Primary              Single Family
BEDFORD                     IN     47421            Primary              Single Family
BETHESDA                    MD     20814            Primary              Single Family
SILVER SPRING               MD     20902            Primary              Single Family
ST PAUL                     MN     55106            Primary              Two-to-Four Family
HOLLYWOOD                   FL     33024            Primary              Single Family
NORFOLK                     VA     23504            Primary              Single Family
CLINTON                     IA     52732            Primary              Single Family
CANTON                      NC     28716            Primary              Single Family
COLUMBUS                    OH     43227            Primary              Single Family
CHICAGO                     IL     60623            Primary              Two-to-Four Family
RESTON                      VA     20191            Primary              Condominium
HORSEHEADS                  NY     14845            Primary              Single Family
COLORADO SPRINGS            CO     80916            Investor             Single Family
ORRVILLE                    OH     44667            Primary              Single Family
COLUMBUS                    OH     43211            Investor             Single Family
ASHEVILLE                   NC     28801            Primary              Single Family
SAN SABA                    TX     75050            Investor             Two-to-Four Family
CLINTON                     MO     64735            Primary              Single Family
BRASELTON                   GA     30517            Primary              Single Family
MILLERSBURG                 OH     44654            Primary              Single Family
FREDERICKSBURG              VA     22407            Primary              Single Family
PITTSBURGH                  PA     15211            Primary              Single Family
GRAND HAVEN                 MI     49417            Primary              Single Family
CHICAGO                     IL     60643            Investor             Two-to-Four Family
MONROE                      LA     71203            Primary              Single Family
DALZELL                     SC     29040            Primary              Single Family
LANSING                     MI     48915            Primary              Single Family
HAZEL PARK                  MI     48030            Primary              Single Family
DETROIT                     MI     48210            Investor             Single Family
EDMOND                      OK     73003            Primary              Single Family
OKLAHOMA CITY               OK     73105            Primary              Single Family
HICKSVILLE                  OH     80536            Second Home          Single Family
CHATTANOOGA                 TN     37411            Second Home          Two-to-Four Family
VIRGINIA BEACH              VA     23452            Primary              Single Family
KUNA                        ID     83634            Primary              Planned Unit Development
ST JOSEPH                   MO     64507            Primary              Single Family
KANSAS CITY                 MO     64124            Primary              Single Family
PALM HARBOR                 FL     34683            Primary              Single Family
HOSHCTON                    GA     30543            Primary              Planned Unit Development
ST LOUIS                    MO     63118            Primary              Single Family
FOUNTAIN VALLEY             CA     92708            Primary              Single Family
HONEOYE FALLS               NY     14472            Primary              Single Family
SOUTH LAKE TAHOE            CA     96150            Primary              Single Family
FREDERICK                   MD     21713            Primary              Single Family
KISSIMMEE                   FL     34744            Primary              Single Family
RIVERSIDE                   CA     92503            Primary              Planned Unit Development
SATELLITE BEACH             FL     32937            Investor             Single Family
SACRAMENTO                  CA     95827            Primary              Single Family
WIGGINS                     CO     80654            Primary              Single Family
READING                     PA     19606            Primary              Single Family
EXETER                      NH     03842            Investor             Two-to-Four Family
POWELL                      OH     43065            Primary              Single Family
COLUMBUS                    OH     43147            Investor             Single Family
WEST WAREHAM                MA     02576            Primary              Single Family
COLUMBUS                    OH     45368            Investor             Two-to-Four Family
SPRINGFIELD                 MI     49015            Primary              Single Family
OWEN                        WI     54460            Primary              Single Family
MEDWAY                      MA     02053            Primary              Two-to-Four Family
PROCTORVILLE                OH     45669            Primary              Single Family
MYRTLE BEACH                SC     29588            Primary              Planned Unit Development
PLANTATION                  FL     33313            Primary              Condominium
COLORADO SPRINGS            CO     80918            Primary              Single Family
Holbrook                    NY     11741            Primary              Single Family
Mangonia Park               FL     33407            Primary              Planned Unit Development
Aldie                       VA     20105            Primary              Planned Unit Development
Chicago                     IL     60614            Primary              Single Family
Bethel                      WA     98387            Primary              Planned Unit Development
Joliet                      IL     60432            Primary              Single Family
Mineral                     VA     23117            Primary              Single Family
Haxtun                      CO     80731            Primary              Single Family
Chino Hills                 CA     91709            Primary              Single Family
Piscataway                  NJ     08854            Primary              Single Family
Toms River                  NJ     08753            Primary              Single Family
Jersey City                 NJ     07304            Primary              Two-to-Four Family
Fresno                      CA     93705            Primary              Single Family
Renton                      WA     98059            Primary              Planned Unit Development
Philadelphia                PA     19119            Primary              Single Family
Sterling                    VA     20164            Primary              Planned Unit Development
Boulder                     CO     80304            Primary              Planned Unit Development
Jersey City                 NJ     07307            Primary              Two-to-Four Family
Paterson                    NJ     07504            Primary              Single Family
Jamaica                     NY     11412            Primary              Single Family
Calwa                       CA     93725            Primary              Single Family
Lodi                        NJ     07644            Primary              Two-to-Four Family
Westland                    MI     48185            Primary              Single Family
El Mirage                   AZ     85335            Primary              Single Family
Milford                     CT     06460            Primary              Single Family
Lawndale                    PA     19111            Primary              Single Family
Santa Clarita               CA     91351            Primary              Single Family
Las Vegas                   NV     89129            Primary              Planned Unit Development
Columbus                    OH     43085            Primary              Single Family
Columbia                    SC     29212            Primary              Single Family
Lane                        CA     93534            Primary              Single Family
Sacramento                  CA     95834            Primary              Single Family
Lenola                      NJ     08057            Primary              Condominium
Georgetown                  IN     47122            Primary              Single Family
Bakersfield                 CA     93306            Primary              Single Family
Van Nuys                    CA     91406            Primary              Single Family
San Bernardino              CA     92411            Primary              Single Family
Mount Rainier               MD     20712            Primary              Single Family
Charlotte                   NC     28214            Primary              Single Family
Mishawaka                   IN     46545            Primary              Single Family
Roulo                       MI     48111            Primary              Single Family
Memphis                     TN     38125            Primary              Single Family
Lagrange                    KY     40031            Primary              Single Family
Tampa                       FL     33614            Primary              Single Family
Yuton                       IL     61701            Primary              Single Family
Lake Ridge                  VA     22192            Primary              Planned Unit Development
Berkeley                    MO     63134            Primary              Single Family
Stockton                    CA     95204            Primary              Single Family
Jonesboro                   GA     30238            Primary              Single Family
San Diego                   CA     92154            Primary              Single Family
Vernon                      CT     06066            Primary              Single Family
Ossining                    NY     10562            Primary              Single Family
Oakland                     CA     94621            Primary              Two-to-Four Family
Tulare                      CA     93274            Primary              Single Family
Greenacres                  CA     93312            Primary              Single Family
Gainesville                 GA     30507            Primary              Single Family
SOLEDAD                     CA     93960            Primary              Single Family
SANTA CLARITA               CA     91354            Primary              Condominium
YUCCA VALLEY                CA     92284            Primary              Single Family
ROANOKE                     IN     46783            Primary              Single Family
LINCOLN                     CA     95648            Primary              Planned Unit Development
NEWPORT                     KY     41071            Primary              Single Family
LAKE MILTON                 OH     44429            Primary              Single Family
BEDFORD                     TX     76021            Primary              Single Family
DETROIT                     MI     48221            Primary              Single Family
SAINT LOUIS                 MO     63118            Primary              Single Family
HARTFORD CITY               IN     47348            Primary              Single Family
LENOX                       MI     48050            Primary              Single Family
WASHINGTON                  PA     15301            Primary              Single Family
NORTH WEBSTER               IN     46555            Primary              Single Family
RIVERVIEW                   FL     33569            Primary              Planned Unit Development
LA QUINTA                   CA     92253            Primary              Planned Unit Development
JACKSON HEIGHTS             NY     11372            Primary              Two-to-Four Family
FELTON                      CA     95018            Primary              Single Family
SAN JOSE                    CA     95125            Primary              Single Family
APOPKA                      FL     32703            Primary              Single Family
COUNCIL BLUFFS              IA     51503            Primary              Single Family
CHICAGO                     IL     60632            Primary              Single Family
ATLANTA                     GA     30324            Primary              Planned Unit Development
LOS ANGELES                 CA     90024            Primary              Condominium
TOOELE                      UT     84074            Primary              Single Family
NEW BEDFORD                 MA     02745            Primary              Single Family
NORTH DARTMOUTH             MA     02747            Primary              Single Family
LAWTON                      MI     49065            Primary              Single Family
WATERFORD                   WI     53185            Primary              Single Family
BRACKENRIDGE                PA     15014            Primary              Single Family
VALLEJO                     CA     94591            Primary              Planned Unit Development
CHICAGO                     IL     60625            Primary              Two-to-Four Family
AVON                        IN     46123            Primary              Single Family
ELKHART                     IN     46514            Primary              Single Family
ORLANDO                     FL     32811            Primary              Single Family
MILACA                      MN     56353            Primary              Single Family
AKRON                       OH     44314            Primary              Single Family
HOFFMAN ESTATES             IL     60194            Primary              Planned Unit Development
WEST LAFAYETTE              IN     47906            Primary              Single Family
RANCHO SANTA MARGARITA      CA     92688            Primary              Condominium
SPENCER                     MA     01562            Primary              Single Family
SAN JOSE                    CA     95121            Primary              Planned Unit Development
CICERO                      IL     60804            Primary              Single Family
REVERE                      MA     02151            Primary              Single Family
KAYSVILLE                   UT     84037            Primary              Single Family
PORTLAND                    OR     97266            Primary              Single Family
NORTH HILLS                 CA     91343            Primary              Single Family
SCHENECTADY                 NY     12309            Primary              Single Family
CHICAGO                     IL     60707            Primary              Single Family
CHICAGO                     IL     60638            Primary              Single Family
RANCHO CUCAMONGA            CA     91739            Primary              Single Family
SPRING GLEN T/O WAWARSING   NY     12483            Primary              Single Family
SOUTH BEND                  IN     46619            Primary              Single Family
SAN DIEGO                   CA     92105            Primary              Single Family
MILLBURY                    MA     01527            Primary              Single Family
CLIFTON PARK                NY     12065            Primary              Single Family
PLAINFIELD                  IL     60544            Primary              Single Family
CORNING                     NY     14830            Primary              Single Family
LONG BEACH                  CA     90805            Primary              Two-to-Four Family
SAN DIEGO                   CA     92126            Primary              Single Family
PITTSBURG                   CA     94565            Primary              Planned Unit Development
MADISON                     IN     47250            Primary              Single Family
BROOKLYN                    NY     11218            Primary              Single Family
EL CAJON                    CA     92019            Primary              Planned Unit Development
TACOMA                      WA     98445            Primary              Planned Unit Development
IMPERIAL                    CA     92251            Primary              Single Family
FRESNO                      CA     93722            Primary              Single Family
EL CAJON                    CA     92020            Primary              Single Family
FORT LAUDERDALE             FL     33311            Primary              Single Family
PHILADELPHIA                PA     19143            Primary              Single Family
GLENS FALLS                 NY     12801            Primary              Single Family
FRESNO                      CA     93702            Primary              Single Family
FARMERSVILLE                CA     93223            Primary              Single Family
REVERE                      MA     02151            Primary              Single Family
HOBOKEN                     NJ     07030            Primary              Two-to-Four Family
LAWRENCE                    MA     01841            Primary              Condominium
DRAPER                      UT     84020            Primary              Single Family
COLD SPRINGS                NV     89506            Primary              Planned Unit Development
METHUEN                     MA     01844            Primary              Single Family
ORLANDO                     FL     32807            Primary              Single Family
CHULA VISTA                 CA     91910            Primary              Condominium
CHICAGO                     IL     60645            Primary              Condominium
WOODBURY                    MN     55125            Primary              Single Family
AUBREY                      TX     76227            Primary              Planned Unit Development
PHENIX CITY                 AL     36870            Primary              Single Family
CHELSEA                     MA     02150            Primary              Two-to-Four Family
CHICAGO                     IL     60618            Primary              Two-to-Four Family
MIAMI                       FL     33015            Primary              Single Family
HAMLIN                      NY     14464            Primary              Single Family
EL SOBRANTE                 CA     94803            Primary              Single Family
ALBUQUERQUE                 NM     87107            Primary              Single Family
MASHPEE                     MA     02649            Primary              Single Family
EL PASO                     TX     79927            Primary              Single Family
STREAMWOOD                  IL     60107            Primary              Single Family
HAMMOND                     IN     46324            Primary              Single Family
WILLINGBORO                 NJ     08046            Primary              Single Family
MONACA                      PA     15061            Primary              Single Family
NORRISTOWN                  PA     19401            Primary              Single Family
DES PLAINES                 IL     60016            Primary              Single Family
HOPKINS                     MN     55343            Primary              Planned Unit Development
LONGVIEW                    WA     98632            Primary              Single Family
CORNELIUS                   NC     28031            Primary              Planned Unit Development
GARDEN CITY                 NY     11530            Primary              Single Family
LYNWOOD                     IL     60411            Primary              Single Family
LAKE WORTH                  FL     33467            Primary              Single Family
INDIO                       CA     92201            Primary              Planned Unit Development
ALEXANDRIA                  IN     46001            Primary              Single Family
BROOKLYN                    NY     11234            Primary              Single Family
RIVERSIDE                   CA     92503            Primary              Single Family
DENVER                      CO     80206            Primary              Condominium
MURRIETA                    CA     92562            Primary              Single Family
IRWIN                       PA     15642            Primary              Single Family
SAINT LOUIS                 MO     63109            Primary              Single Family
EVESHAM                     NJ     08053            Primary              Planned Unit Development
HAYWARD                     CA     94544            Primary              Single Family
CINCINNATI                  OH     45205            Primary              Single Family
DAYTONA BEACH               FL     32119            Primary              Single Family
PERRIS                      CA     92571            Primary              Single Family
MOUNT PLEASANT              SC     29464            Primary              Planned Unit Development
SAINT LOUIS                 MO     63128            Primary              Single Family
LEBANON                     IN     46052            Primary              Single Family
LAKEWOOD                    WA     98499            Primary              Single Family
DENVER                      CO     80239            Primary              Single Family
LAS VEGAS                   NV     89120            Primary              Planned Unit Development
PLAINFIELD                  IL     60544            Primary              Single Family
MERCED                      CA     95340            Primary              Single Family
NORTH LAS VEGAS             NV     89030            Primary              Single Family
SAN JACINTO                 CA     92583            Primary              Planned Unit Development
RICHARDSON                  TX     75081            Primary              Single Family
PEORIA                      AZ     85382            Primary              Single Family
MIAMI                       FL     33055            Primary              Single Family
MARGATE                     FL     33063            Primary              Condominium
BELLPORT                    NY     11713            Primary              Single Family
TOLEDO                      OH     43606            Primary              Single Family
CHARDON                     OH     44024            Primary              Single Family
AUBURN                      ME     04210            Primary              Single Family
WHEELING                    IL     60090            Primary              Condominium
CITRUS HEIGHTS              CA     95621            Primary              Single Family
WEST PALM BEACH             FL     33407            Primary              Single Family
CLARKSTON                   MI     48346            Primary              Single Family
COUNTRY CLUB HILLS          IL     60478            Primary              Single Family
MANTECA                     CA     95337            Primary              Single Family
MEXICO                      NY     13131            Primary              Single Family
HUNTINGTON PARK             CA     90255            Primary              Single Family
PHOENIX                     AZ     85016            Primary              Condominium
TOLEDO                      OH     43611            Primary              Single Family
NORTH OLMSTED               OH     44070            Primary              Single Family
WILLIAMSPORT                OH     43164            Primary              Single Family
SEWICKLEY                   PA     15143            Primary              Planned Unit Development
FALMOUTH                    ME     04105            Primary              Single Family
FLUSHING                    NY     11355            Primary              Single Family
COLUMBIA                    MO     65203            Primary              Single Family
PALM SPRINGS                CA     92264            Primary              Condominium
CANOGA PARK AREA, LA        CA     91303            Primary              Condominium
CLINTON TOWNSHIP            MI     48035            Primary              Single Family
ALHAMBRA                    CA     91801            Primary              Condominium
ATLANTA                     GA     30311            Primary              Single Family
WASHINGTON TOWNSHIP         NJ     08080            Primary              Planned Unit Development
CHICAGO                     IL     60651            Primary              Single Family
AURORA                      CO     80012            Primary              Single Family
CHICAGO                     IL     60623            Primary              Two-to-Four Family
MURRIETA                    CA     92563            Primary              Single Family
YPSILANTI                   MI     48197            Primary              Single Family
SCHAUMBURG                  IL     60193            Primary              Condominium
ATOKA                       TN     38004            Primary              Single Family
LANCASTER                   CA     93534            Primary              Single Family
RANCHO CUCAMONGA            CA     91701            Primary              Single Family
CHICAGO                     IL     60620            Primary              Single Family
GILBERT                     AZ     85233            Primary              Planned Unit Development
DOLTON                      IL     60419            Primary              Single Family
SUGAR LAND                  TX     77479            Primary              Planned Unit Development
SAINT LOUIS                 MO     63121            Primary              Single Family
GROVE CITY                  OH     43123            Primary              Single Family
MOUNT MORRIS                MI     48458            Primary              Single Family
CHICAGO                     IL     60639            Primary              Single Family
HUMBLE                      TX     77346            Primary              Planned Unit Development
HOWELL                      MI     48843            Primary              Condominium
DAYTON                      OH     45406            Primary              Single Family
AURORA                      CO     80013            Primary              Planned Unit Development
CHICAGO                     IL     60617            Primary              Single Family
CENTEREACH                  NY     11720            Primary              Single Family
MILWAUKEE                   WI     53218            Primary              Single Family
UPLAND                      CA     91784            Primary              Single Family
LANCASTER                   CA     93536            Primary              Single Family
PALM DESERT                 CA     92260            Primary              Condominium
RENO                        NV     89512            Primary              Single Family
GLADSTONE                   OR     97027            Primary              Single Family
MONTGOMERY                  NY     12549            Primary              Single Family
STATEN ISLAND               NY     10305            Primary              Single Family
EUSTIS                      FL     32726            Primary              Single Family
EVANSTON                    IL     60202            Primary              Single Family
DENVER                      CO     80219            Primary              Single Family
LAKE WORTH                  FL     33467            Primary              Planned Unit Development
POMONA                      CA     91767            Primary              Planned Unit Development
COLUMBUS                    OH     43221            Primary              Single Family
CONCORD                     CA     94520            Primary              Planned Unit Development
SARASOTA                    FL     34231            Primary              Single Family
HOUSTON                     TX     77072            Primary              Planned Unit Development
WEST JEFFERSON              OH     43162            Primary              Single Family
MARION                      OH     43302            Primary              Single Family
COLCHESTER                  VT     05446            Primary              Single Family
WEST HOLLYWOOD              CA     90046            Primary              Condominium
PORT SAINT LUCIE            FL     34986            Primary              Single Family
DOWNEY                      CA     90240            Primary              Single Family
CARSON                      CA     90745            Primary              Single Family
TRAVERSE CITY               MI     49684            Primary              Single Family
MC LEAN                     VA     22101            Primary              Single Family
KYLE                        TX     78640            Primary              Single Family
CHICAGO                     IL     60628            Primary              Single Family
DOUGLASSVILLE               PA     19518            Primary              Single Family
PARMA                       OH     44134            Primary              Single Family
RANCHO CUCAMONGA            CA     91730            Primary              Condominium
WARRENVILLE                 IL     60555            Primary              Single Family
DENTON                      TX     76210            Primary              Planned Unit Development
COMPTON                     CA     90221            Primary              Single Family
WILLIAMSTON                 MI     48895            Primary              Condominium
FORT WORTH                  TX     76133            Primary              Single Family
WESTMORELAND CITY           PA     15692            Primary              Single Family
GARLAND                     TX     75040            Primary              Single Family
WOODBRIDGE                  VA     22193            Primary              Planned Unit Development
CALUMET CITY                IL     60409            Primary              Single Family
PLUMAS LAKE                 CA     95961            Primary              Single Family
MARION                      IN     46953            Primary              Single Family
BRENTWOOD                   CA     94513            Primary              Single Family
SALT LAKE CITY              UT     84104            Primary              Single Family
SCOTTSDALE                  AZ     85254            Primary              Single Family
ATTICA T/O ALEXANDER        NY     14011            Primary              Single Family
GAHANNA                     OH     43230            Primary              Single Family
VERNON HILLS                IL     60061            Primary              Planned Unit Development
ROUND ROCK                  TX     78664            Primary              Single Family
HAMERSVILLE                 OH     45130            Primary              Single Family
MORRISTOWN                  MN     55052            Primary              Single Family
FORT WORTH                  TX     76179            Primary              Single Family
BAKERSFIELD                 CA     93308            Primary              Single Family
FRESNO                      CA     93727            Primary              Single Family
JUSTIN                      TX     76247            Primary              Single Family
OREGON CITY                 OR     97045            Primary              Single Family
SAN DIEGO                   CA     92104            Primary              Single Family
GOSHEN                      OH     45122            Primary              Single Family
NORTH LAS VEGAS             NV     89030            Primary              Single Family
CHICAGO                     IL     60639            Primary              Single Family
CARNATION                   WA     98014            Primary              Single Family
LA QUINTA                   CA     92253            Primary              Single Family
VALLEJO                     CA     94591            Primary              Planned Unit Development
BAKERSFIELD                 CA     93307            Primary              Single Family
LAKE WORTH                  FL     33467            Primary              Single Family
STERLING HEIGHTS            MI     48310            Primary              Single Family
PALMDALE                    CA     93551            Primary              Single Family
DALLAS                      GA     30132            Primary              Single Family
APPLE VALLEY                CA     92307            Primary              Single Family
MORENO VALLEY               CA     92557            Primary              Single Family
MC KINNEY                   TX     75069            Primary              Single Family
RESEDA                      CA     91335            Primary              Single Family
ARLINGTON                   TX     76014            Primary              Single Family
BRAINERD                    MN     56401            Primary              Single Family
OAKLAND                     CA     94605            Primary              Single Family
NEWPORT                     RI     02840            Primary              Single Family
NORTH RICHLAND HILLS        TX     76180            Primary              Single Family
HAWTHORNE                   CA     90250            Primary              Single Family
YAKIMA                      WA     98908            Primary              Single Family
CHICAGO                     IL     60641            Primary              Two-to-Four Family
HENDERSON                   NV     89052            Primary              Planned Unit Development
HACIENDA HEIGHTS            CA     91745            Primary              Single Family
DEERFIELD BEACH             FL     33441            Primary              Single Family
BAY POINT                   CA     94565            Primary              Single Family
WAITE PARK                  MN     56387            Primary              Single Family
CARROLLTON                  GA     30117            Primary              Single Family
KENTWOOD                    MI     49508            Primary              Single Family
GAITHERSBURG                MD     20877            Primary              Planned Unit Development
LINCOLN PARK                MI     48146            Primary              Single Family
OAK LAWN                    IL     60453            Primary              Single Family
FORT COLLINS                CO     80526            Primary              Single Family
TEMECULA                    CA     92592            Primary              Planned Unit Development
HARWOOD HEIGHTS             IL     60706            Primary              Single Family
SCOTTSDALE                  AZ     85255            Primary              Single Family
NIXA                        MO     65714            Primary              Single Family
CHANDLER                    AZ     85249            Primary              Planned Unit Development
OAKLAND                     CA     94619            Primary              Single Family
PHOENIX                     AZ     85016            Primary              Condominium
FOREST GROVE                OR     97116            Primary              Single Family
HILLIARD                    OH     43026            Primary              Single Family
ELGIN                       IL     60120            Primary              Single Family
LESLIE                      MO     63056            Primary              Single Family
SAN ANTONIO                 TX     78212            Primary              Single Family
WEST PALM BEACH             FL     33406            Primary              Planned Unit Development
PHOENIX                     AZ     85008            Primary              Single Family
PARK FOREST                 IL     60466            Primary              Single Family
SUPERIOR                    WI     54880            Primary              Single Family
LOS ANGELES                 CA     90062            Primary              Single Family
GILBERT                     SC     29054            Primary              Single Family
WEST BEND                   WI     53090            Primary              Single Family
STANSBURY PARK              UT     84074            Primary              Single Family
LOMITA                      CA     90717            Primary              Condominium
PORT COSTA                  CA     94569            Primary              Single Family
LONG BEACH                  CA     90814            Primary              Condominium
HUNTINGTON BEACH            CA     92649            Primary              Condominium
CANOGA PARK                 CA     91304            Primary              Single Family
SAN RAFAEL                  CA     94901            Primary              Condominium
SUMMERVILLE                 SC     29485            Primary              Single Family
CENTREVILLE                 VA     20120            Primary              Planned Unit Development
COLUMBUS                    OH     43212            Primary              Single Family
ANTIOCH                     CA     94531            Primary              Single Family
KISSIMMEE                   FL     34743            Primary              Planned Unit Development
CHICAGO                     IL     60656            Primary              Single Family
ENGLEWOOD                   FL     34223            Primary              Single Family
MINNEAPOLIS                 MN     55408            Primary              Single Family
RUNNING SPRINGS             CA     92382            Primary              Single Family
CINCINNATI                  OH     45245            Primary              Single Family
RALEIGH                     NC     27604            Primary              Planned Unit Development
MIAMI                       FL     33165            Primary              Single Family
WILLITS                     CA     95490            Primary              Single Family
SAN DIEGO                   CA     92114            Primary              Single Family
LANCASTER                   CA     93534            Primary              Single Family
COLORADO SPRINGS            CO     80916            Primary              Planned Unit Development
OGDEN                       UT     84404            Primary              Condominium
RESEDA AREA, LOS ANGELES    CA     91335            Primary              Single Family
HUNTINGTON BEACH            CA     92646            Primary              Condominium
PLEASANT HILL               CA     94523            Primary              Single Family
CHERRY VALLEY               CA     92223            Primary              Single Family
GENEVA                      IL     60134            Primary              Single Family
CHICAGO                     IL     60628            Primary              Single Family
SEAFORD                     NY     11783            Primary              Single Family
MATTESON                    IL     60443            Primary              Single Family
MIAMI BEACH                 FL     33141            Primary              Single Family
SPRING                      TX     77388            Primary              Planned Unit Development
BAKERSFIELD                 CA     93313            Primary              Single Family
IRVINE                      CA     92612            Primary              Planned Unit Development
MERCER ISLAND               WA     98040            Primary              Single Family
LAGUNA NIGUEL               CA     92677            Primary              Planned Unit Development
DAVENPORT                   IA     52806            Primary              Single Family
CHICAGO                     IL     60628            Primary              Single Family
CHULA VISTA                 CA     91915            Primary              Planned Unit Development
PALM SPRINGS                FL     33406            Primary              Planned Unit Development
EAST PROVIDENCE             RI     02914            Primary              Two-to-Four Family
YUCCA VALLEY                CA     92284            Primary              Single Family
BROWNSTOWN                  IN     47220            Primary              Single Family
AUSTIN                      TX     78739            Primary              Planned Unit Development
SIDNEY                      OH     45365            Primary              Single Family
LEESBURG                    VA     20175            Primary              Planned Unit Development
LACEY                       WA     98516            Primary              Planned Unit Development
SAN DIEGO                   CA     92127            Primary              Condominium
BUENA PARK                  CA     90621            Primary              Single Family
MARYSVILLE                  CA     95901            Primary              Single Family
SEATTLE                     WA     98103            Primary              Single Family
YOUNGTOWN                   AZ     85363            Primary              Condominium
TRACY                       CA     95376            Primary              Single Family
FAIR OAKS                   CA     95628            Primary              Single Family
SAINT LOUIS                 MO     63136            Primary              Single Family
VERMILLION                  SD     57069            Primary              Single Family
WALDORF                     MD     20601            Primary              Planned Unit Development
MINNEAPOLIS                 MN     55411            Primary              Single Family
CARSON                      CA     90746            Primary              Planned Unit Development
FONTANA                     CA     92336            Primary              Single Family
WHITE LAKE                  MI     48383            Primary              Single Family
CHICO                       CA     95973            Primary              Single Family
SPRINGFIELD                 TN     37172            Primary              Single Family
LAWNDALE                    CA     90260            Primary              Single Family
MENIFEE                     CA     92584            Primary              Single Family
DENVER                      CO     80209            Primary              Single Family
CINCINNATI                  OH     45240            Primary              Single Family
PASO ROBLES                 CA     93446            Primary              Single Family
LAKE WORTH                  FL     33463            Primary              Planned Unit Development
ARLINGTON                   TX     76014            Primary              Single Family
SYRACUSE                    NY     13224            Primary              Single Family
HOLLIS                      NY     11423            Primary              Two-to-Four Family
PACIFICA                    CA     94044            Primary              Single Family
ST. ALBANS                  NY     11411            Primary              Two-to-Four Family
LOS ANGELES                 CA     90003            Primary              Two-to-Four Family
GLENDORA                    CA     91740            Primary              Single Family
PORTLAND                    OR     97233            Primary              Single Family
AURORA                      CO     80015            Primary              Planned Unit Development
BAKERSFIELD                 CA     93307            Primary              Single Family
SACRAMENTO                  CA     95815            Primary              Single Family
SACRAMENTO                  CA     95835            Primary              Single Family
CHULA VISTA                 CA     91913            Primary              Planned Unit Development
REDDING                     CA     96001            Primary              Single Family
STUDIO CITY AREA, LOS ANGE  CA     91604            Primary              Condominium
CINCINNATI                  OH     45231            Primary              Single Family
PACIFICA                    CA     94044            Primary              Single Family
SILVER SPRING               MD     20902            Primary              Single Family
GLENDALE HEIGHTS            IL     60139            Primary              Single Family
LOS ANGELES                 CA     91356            Primary              Condominium
PORT HUENEME                CA     93035            Primary              Condominium
YUBA CITY                   CA     95991            Primary              Single Family
PALM SPRINGS                CA     92264            Primary              Condominium
SCHENECTADY                 NY     12305            Primary              Single Family
NEW PRAGUE                  MN     56071            Primary              Single Family
CASTAIC                     CA     91384            Primary              Single Family
BAKERSFIELD                 CA     93307            Primary              Single Family
MATTAPAN                    MA     02126            Primary              Two-to-Four Family
HAMMOND                     IN     46324            Primary              Single Family
LOWELL                      MA     01851            Primary              Single Family
CHICAGO                     IL     60634            Primary              Single Family
SYLMAR AREA, LOS ANGELES    CA     91342            Primary              Single Family
MISSOULA                    MT     59808            Primary              Planned Unit Development
MARYSVILLE                  CA     95901            Primary              Single Family
RIO LINDA                   CA     95673            Primary              Single Family
FAIRPORT HARBOR             OH     44077            Primary              Single Family
HIALEAH                     FL     33014            Primary              Planned Unit Development
LAKE WORTH                  FL     33463            Primary              Single Family
JAMAICA                     NY     11436            Primary              Single Family
CHICAGO                     IL     60632            Primary              Single Family
FORT LAUDERDALE             FL     33308            Primary              Condominium
ANTIOCH                     CA     94531            Primary              Single Family
SAN ANTONIO                 TX     78249            Primary              Single Family
PALM SPRINGS                CA     92262            Primary              Planned Unit Development
COTTAGE GROVE               OR     97424            Primary              Single Family
CARMICHAEL                  CA     95608            Primary              Single Family
RICHMOND                    CA     94804            Primary              Single Family
HUNTINGTON BEACH            CA     92648            Primary              Condominium
RALEIGH                     NC     27615            Primary              Single Family
SAN FRANCISCO               CA     94134            Primary              Single Family
TIGARD                      OR     97224            Primary              Single Family
TUJUNGA                     CA     91042            Primary              Single Family
CAPITOL HEIGHTS             MD     20743            Primary              Single Family
PORTLAND                    OR     97266            Primary              Single Family
BRAWLEY                     CA     92227            Primary              Single Family
SUNNYVALE                   CA     94087            Primary              Single Family
BALLWIN                     MO     63021            Primary              Single Family
TEMECULA                    CA     92592            Primary              Single Family
PASADENA                    TX     77502            Primary              Single Family
INDEPENDENCE                MO     64050            Primary              Single Family
LITTLE FALLS                NJ     07424            Primary              Single Family
SAN JOSE                    CA     95139            Primary              Single Family
CORONA                      CA     92879            Primary              Single Family
BAKERSFIELD                 CA     93309            Primary              Single Family
FONTANA                     CA     92336            Primary              Single Family
TEMECULA                    CA     92592            Primary              Single Family
REDMOND                     OR     97756            Primary              Single Family
GALT                        CA     95632            Primary              Single Family
FRESNO                      CA     93727            Primary              Single Family
MORRISON                    CO     80465            Primary              Single Family
SANTA ROSA                  CA     95403            Primary              Single Family
OCEANSIDE                   CA     92056            Primary              Planned Unit Development
SANTEE                      CA     92071            Primary              Single Family
NASHVILLE                   TN     37216            Primary              Single Family
PROCTORVILLE                OH     45669            Primary              Single Family
SILVER SPRING               MD     20904            Primary              Planned Unit Development
LITTLETON                   CO     80127            Primary              Single Family
HOMESTEAD                   FL     33033            Primary              Single Family
IRVING                      TX     75061            Primary              Single Family
CHICAGO                     IL     60639            Primary              Two-to-Four Family
LONG BEACH                  CA     90805            Primary              Single Family
AVONDALE                    AZ     85323            Primary              Planned Unit Development
STATELINE                   NV     89449            Primary              Single Family
GILROY                      CA     95020            Primary              Single Family
MARION                      AR     72364            Primary              Single Family
CHULA VISTA                 CA     91913            Primary              Condominium
SEVERNA PARK                MD     21146            Primary              Planned Unit Development
FAIRFIELD                   CA     94533            Primary              Single Family
MINNEAPOLIS                 MN     55420            Primary              Single Family
CALABASAS                   CA     91301            Primary              Single Family
HAYWARD                     CA     94541            Primary              Condominium
TRACY                       CA     95376            Primary              Single Family
CATHEDRAL CITY              CA     92234            Primary              Single Family
RIVERSIDE                   CA     92505            Primary              Single Family
SCOTTSDALE                  AZ     85260            Primary              Single Family
MONTGOMERY                  IL     60538            Primary              Single Family
BROOKEVILLE                 MD     20833            Primary              Planned Unit Development
AFTON                       MN     55001            Primary              Single Family
OCONOMOWOC                  WI     53066            Primary              Single Family
CICERO                      IL     60804            Primary              Single Family
TIGARD                      OR     97223            Primary              Single Family
SANTEE                      CA     92071            Primary              Condominium
CYPRESS                     CA     90630            Primary              Single Family
NORWALK                     CA     90650            Primary              Single Family
SALADO                      TX     76571            Primary              Single Family
CICERO                      IL     60804            Primary              Two-to-Four Family
GREENWICH                   CT     06830            Primary              Single Family
MINNEAPOLIS                 MN     55408            Primary              Single Family
HOUSTON                     TX     77073            Primary              Planned Unit Development
VICTORVILLE                 CA     92394            Primary              Single Family
LA PORTE                    TX     77571            Primary              Planned Unit Development
FAIRFIELD                   CA     94533            Primary              Single Family
SHAKOPEE                    MN     55379            Primary              Condominium
LAKE STEVENS                WA     98258            Primary              Single Family
CHICAGO                     IL     60611            Primary              Single Family
MARIETTA                    GA     30064            Primary              Single Family
PINELLAS PARK               FL     33782            Primary              Single Family
ALEXANDRIA                  VA     22312            Primary              Condominium
NASHVILLE                   TN     37207            Primary              Planned Unit Development
OAK VIEW                    CA     93022            Primary              Single Family
SACRAMENTO                  CA     95826            Primary              Single Family
INDIANAPOLIS                IN     46236            Primary              Single Family
TUKWILA                     WA     98188            Primary              Single Family
FREDERICKSBURG              VA     22408            Primary              Planned Unit Development
ORLANDO                     FL     32835            Primary              Single Family
NORTH LAS VEGAS             NV     89031            Primary              Planned Unit Development
SAN JOSE                    CA     95127            Primary              Single Family
PALM HARBOR                 FL     34684            Primary              Planned Unit Development
ST. PETERSBURG              FL     33707            Primary              Single Family
MURRIETA                    CA     92563            Primary              Single Family
PITTSBURG                   CA     94565            Primary              Single Family
EL CAJON                    CA     92021            Primary              Single Family
BAKERSFIELD                 CA     93307            Primary              Single Family
CHANDLER                    AZ     85225            Primary              Planned Unit Development
WESTON                      FL     33327            Primary              Planned Unit Development
BOLINGBROOK                 IL     60440            Primary              Condominium
SALEM                       MA     01970            Primary              Single Family
NEW PORT RICHEY             FL     34653            Primary              Single Family
SAN MARCOS                  CA     92078            Primary              Condominium
DENVER                      CO     80203            Primary              Condominium
ELK GROVE                   CA     95757            Primary              Single Family
ACWORTH                     GA     30101            Primary              Planned Unit Development
SPOKANE VALLEY              WA     99016            Primary              Single Family
SAN JOSE                    CA     95134            Primary              Condominium
NEW KENSINGTON              PA     15068            Primary              Single Family
MIAMI                       FL     33185            Primary              Single Family
CINCINNATI                  OH     45240            Primary              Single Family
EUGENE                      OR     97402            Primary              Single Family
FORT WAYNE                  IN     46806            Primary              Single Family
LAKE FOREST                 CA     92630            Primary              Planned Unit Development
RICHMOND                    CA     94806            Primary              Planned Unit Development
BAKERSFIELD                 CA     93311            Primary              Single Family
THOUSAND OAKS               CA     91360            Primary              Single Family
BECKER                      MN     55308            Primary              Single Family
RIVERDALE                   MD     20737            Primary              Single Family
ZIONSVILLE                  IN     46077            Primary              Planned Unit Development
EAST PALATKA                FL     32131            Primary              Single Family
MIAMI                       FL     33133            Primary              Single Family
SAN CLEMENTE                CA     92672            Primary              Planned Unit Development
LANCASTER                   CA     93536            Primary              Single Family
CERRITOS                    CA     90703            Primary              Single Family
GIBSONTON                   FL     33534            Primary              Planned Unit Development
PORTLAND                    OR     97203            Primary              Single Family
LAKE FOREST                 CA     92630            Primary              Condominium
SAN BERNARDINO              CA     92404            Primary              Single Family
TRINITY                     FL     34655            Primary              Planned Unit Development
LANDSDOWNE                  VA     20176            Primary              Planned Unit Development
MORGAN HILL                 CA     95037            Primary              Planned Unit Development
SAN DIEGO                   CA     92131            Primary              Condominium
LAWRENCEVILLE               GA     30045            Primary              Planned Unit Development
BALDWIN PARK                CA     91706            Primary              Single Family
BENICIA                     CA     94510            Primary              Planned Unit Development
LADERA RANCH                CA     92694            Primary              Planned Unit Development
BROOKLYN                    NY     11229            Primary              Single Family
MIAMI                       FL     33179            Primary              Condominium
LAS VEGAS                   NV     89145            Primary              Condominium
HOUSTON                     TX     77006            Primary              Planned Unit Development
BOILING SPRING LAKES        NC     28461            Primary              Single Family
NORTH LAS VEGAS             NV     89084            Primary              Planned Unit Development
MANASSAS                    VA     20112            Primary              Planned Unit Development
VICTORVILLE                 CA     92392            Primary              Single Family
ALEXANDRIA                  VA     22310            Primary              Planned Unit Development
SALT LAKE CITY              UT     84105            Primary              Single Family
VICTORVILLE                 CA     92392            Primary              Single Family
COON RAPIDS                 MN     55448            Primary              Single Family
CHARLOTTE                   NC     28277            Primary              Planned Unit Development
ORTING                      WA     98360            Primary              Planned Unit Development
ROCK HILL                   SC     29732            Primary              Single Family
ELGIN                       IL     60123            Primary              Single Family
NILES                       IL     60714            Primary              Single Family
SAN JOSE                    CA     95136            Primary              Condominium
LAKESIDE                    CA     92040            Primary              Single Family
WESTLAND                    MI     48185            Primary              Condominium
CUMMING                     GA     30040            Primary              Planned Unit Development
LAWRENCEVILLE               GA     30044            Primary              Planned Unit Development
VALPARAISO                  IN     46383            Primary              Single Family
CERES                       CA     95307            Primary              Single Family
PHOENIX                     AZ     85032            Primary              Single Family
LAWRENCEVILLE               GA     30044            Primary              Single Family
FINDLAY                     OH     45840            Primary              Single Family
RIVERSIDE                   CA     92508            Primary              Planned Unit Development
RAMONA                      CA     92065            Primary              Single Family
GUADALUPE                   CA     93434            Primary              Single Family
MCDONOUGH                   GA     30252            Primary              Planned Unit Development
COVINGTON                   GA     30016            Primary              Planned Unit Development
CLINTON                     MD     20735            Primary              Planned Unit Development
MESA                        AZ     85208            Primary              Planned Unit Development
STATESVILLE                 NC     28625            Primary              Single Family
COMPTON                     CA     90222            Primary              Single Family
WOODBRIDGE                  VA     22191            Primary              Single Family
STREAMWOOD                  IL     60107            Primary              Single Family
ROBBINSDALE                 MN     55422            Primary              Single Family
CORONA                      CA     92883            Primary              Planned Unit Development
EL CAJON                    CA     92021            Primary              Single Family
CHINO HILLS                 CA     91709            Primary              Condominium
PARAMOUNT                   CA     90723            Primary              Condominium
WALDORF                     MD     20603            Primary              Planned Unit Development
CHATTANOOGA                 TN     37421            Primary              Single Family
PEABODY                     MA     01960            Primary              Single Family
BROOKLYN                    NY     11233            Primary              Two-to-Four Family
NAMPA                       ID     83687            Primary              Single Family
SOUTH GATE                  CA     90280            Primary              Single Family
BRONX                       NY     10460            Primary              Two-to-Four Family
LEBANON                     OH     45036            Primary              Single Family
ALISO VIEJO                 CA     92656            Primary              Condominium
CLAYTON                     CA     94517            Primary              Single Family
NEWPORT NEWS                VA     23607            Primary              Single Family
SPRINGFIELD                 MO     65807            Primary              Single Family
LOS ANGELES                 CA     90026            Primary              Two-to-Four Family
INDIANAPOLIS                IN     46217            Primary              Planned Unit Development
VISALIA                     CA     93291            Primary              Single Family
ORANGEVALE                  CA     95662            Primary              Single Family
CENTRAL FALLS               RI     02863            Primary              Two-to-Four Family
MALDEN                      MA     02148            Primary              Two-to-Four Family
ALBUQUERQUE                 NM     87107            Primary              Single Family
BEAVERTON                   OR     97007            Primary              Single Family
FORT WAYNE                  IN     46835            Primary              Planned Unit Development
WEST PALM BEACH             FL     33409            Primary              Single Family
LA MIRADA                   CA     90638            Primary              Single Family
CASSELBERRY                 FL     32707            Primary              Single Family
DAYTON                      NV     89403            Primary              Single Family
CASSELBERRY                 FL     32730            Primary              Single Family
TRUCKEE                     CA     96161            Second Home          Planned Unit Development
SOUTH LAKE TAHOE            CA     96150            Second Home          Single Family
PHOENIX                     AZ     85040            Primary              Single Family
CHANDLER                    AZ     85249            Primary              Planned Unit Development
BAKERSFIELD                 CA     93304            Primary              Two-to-Four Family
DENVER                      CO     80249            Primary              Planned Unit Development
RICHMOND                    CA     94806            Primary              Single Family
BLOOMFIELD HILLS            MI     48301            Primary              Single Family
ESCONDIDO                   CA     92026            Primary              Planned Unit Development
GREENACRES                  FL     33463            Primary              Planned Unit Development
BLUE ISLAND                 IL     60406            Primary              Two-to-Four Family
MAYER                       AZ     86333            Primary              Single Family
MORENO VALLEY               CA     92555            Primary              Single Family
PORT CHARLOTTE              FL     33952            Primary              Single Family
PORTERVILLE                 CA     93257            Primary              Single Family
CEDAR VALLEY                UT     84013            Primary              Single Family
INGLEWOOD                   CA     90304            Primary              Two-to-Four Family
FYFFE                       AL     35971            Primary              Single Family
RICHMOND                    CA     94801            Primary              Two-to-Four Family
MESA                        AZ     85208            Primary              Planned Unit Development
LAS VEGAS                   NV     89122            Primary              Planned Unit Development
HOLLISTER                   CA     95023            Primary              Single Family
COMPTON                     CA     90222            Primary              Two-to-Four Family
MIDDLEBORO                  MA     02346            Primary              Two-to-Four Family
ORLANDO                     FL     32818            Second Home          Single Family
OCALA                       FL     34476            Primary              Single Family
MAPLE VALLEY                WA     98038            Primary              Single Family
PHOENIX                     AZ     85029            Primary              Planned Unit Development
LAKE OSWEGO                 OR     97035            Primary              Single Family
HAZEL CREST                 IL     60429            Primary              Single Family
APACHE JUNCTION             AZ     85220            Primary              Single Family
INDIANAPOLIS                IN     46221            Primary              Single Family
SACRAMENTO                  CA     95820            Primary              Single Family
PARKER                      CO     80138            Primary              Planned Unit Development
GODFREY                     IL     62035            Primary              Single Family
DELTA                       CO     81416            Primary              Single Family
SEYMOUR                     IN     47274            Primary              Single Family
ELIZABETHTOWN               PA     17022            Primary              Single Family
MURRIETA                    CA     92563            Primary              Single Family
MOORE                       OK     73160            Primary              Single Family
KENT                        WA     98042            Primary              Single Family
ONTARIO                     CA     91762            Primary              Single Family
ALPHARETTA                  GA     30022            Primary              Planned Unit Development
INDIANAPOLIS                IN     46203            Primary              Single Family
PARADISE VALLEY             AZ     85253            Primary              Single Family
DENVER                      CO     80239            Primary              Single Family
LAKEWOOD                    CA     90712            Primary              Single Family
FORT WAYNE                  IN     46805            Primary              Single Family
HIGHLANDS RANCH             CO     80126            Primary              Planned Unit Development
PLEASANT GROVE              UT     84062            Primary              Single Family
LINN                        MO     65051            Primary              Single Family
CORONA                      CA     92879            Primary              Planned Unit Development
SALINAS                     CA     93906            Primary              Single Family
MORENO VALLEY               CA     92551            Primary              Single Family
TUCSON                      AZ     85711            Primary              Single Family
DORCHESTER                  MA     02121            Primary              Two-to-Four Family
TUCSON                      AZ     85714            Primary              Single Family
BEND                        OR     97701            Primary              Single Family
PAYSON                      AZ     85541            Primary              Single Family
HENDERSON                   NV     89015            Primary              Planned Unit Development
MURRAY                      UT     84107            Primary              Single Family
LAVEEN                      AZ     85339            Primary              Planned Unit Development
DUDLEY                      MA     01571            Primary              Single Family
BONNER SPRINGS              KS     66012            Primary              Single Family
LAWRENCEVILLE               GA     30044            Primary              Single Family
LEBANON JUNCTION            KY     40150            Primary              Single Family
SHERWOOD                    OR     97140            Primary              Two-to-Four Family
PERRIS                      CA     92571            Primary              Single Family
ORLANDO                     FL     32803            Primary              Single Family
FIRCREST                    WA     98466            Primary              Planned Unit Development
KISSIMMEE                   FL     34759            Second Home          Planned Unit Development
MUSKEGON                    MI     49442            Primary              Single Family
VANCOUVER                   WA     98662            Primary              Single Family
CENTRAL FALLS               RI     02863            Primary              Two-to-Four Family
PITTSBURGH                  PA     15236            Primary              Two-to-Four Family
NORTH PORT                  FL     34287            Primary              Single Family
GILBERT                     AZ     85234            Primary              Single Family
TUCSON                      AZ     85714            Primary              Single Family
GLENDALE                    AZ     85303            Primary              Single Family
PROVIDENCE                  RI     02909            Primary              Two-to-Four Family
SPARKS                      NV     89431            Primary              Single Family
CHICAGO                     IL     60620            Primary              Single Family
CHICAGO HEIGHTS             IL     60411            Primary              Two-to-Four Family
HILLSBORO                   OR     97123            Primary              Two-to-Four Family
BOSTON                      MA     02124            Primary              Two-to-Four Family
GREENWOOD                   MO     64034            Primary              Single Family
MORENO VALLEY               CA     92557            Primary              Single Family
SALT LAKE CITY              UT     84104            Primary              Single Family
LOS ANGELES                 CA     90026            Primary              Two-to-Four Family
FRESNO                      CA     93701            Primary              Two-to-Four Family
PITTSBURG                   CA     94565            Primary              Planned Unit Development
LAS VEGAS                   NV     89142            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
LAS VEGAS                   NV     89120            Primary              Single Family
PAPILLION                   NE     68046            Primary              Single Family
SAN FRANCISCO               CA     94134            Primary              Single Family
TRACY                       CA     95376            Primary              Single Family
LOS ANGELES                 CA     90003            Primary              Two-to-Four Family
MAPLE VALLEY                WA     98038            Primary              Planned Unit Development
BRIGHTON                    CO     80602            Primary              Single Family
FARMINGTON HILLS            MI     48334            Primary              Condominium
PRINEVILLE                  OR     97754            Primary              Single Family
PILGER                      NE     68768            Primary              Single Family
ALBUQUERQUE                 NM     87120            Primary              Single Family
THORNTON                    CO     80233            Primary              Single Family
APPLE VALLEY                CA     92308            Primary              Single Family
THORNTON                    CO     80233            Primary              Single Family
WHITE HALL                  AR     71602            Primary              Single Family
VIRGINIA BEACH              VA     23464            Primary              Single Family
OAKLAND                     CA     94605            Primary              Single Family
PHOENIX                     AZ     85051            Primary              Single Family
GRESHAM                     OR     97080            Primary              Single Family
RIALTO                      CA     92376            Primary              Single Family
SAINT LOUIS                 MO     63116            Primary              Single Family
LAS VEGAS                   NV     89130            Primary              Planned Unit Development
FORT WORTH                  TX     76133            Primary              Single Family
EAST CANTON                 OH     44730            Primary              Single Family
EVERGREEN PARK              IL     60805            Primary              Single Family
CHUBBUCK                    ID     83202            Primary              Single Family
BOISE                       ID     83713            Primary              Planned Unit Development
LOS ANGELES                 CA     90002            Primary              Two-to-Four Family
IONE                        CA     95640            Primary              Single Family
HILLSBORO                   OR     97123            Primary              Single Family
PAYETTE                     ID     83661            Primary              Single Family
CLEARFIELD                  UT     84015            Primary              Single Family
SPRINGFIELD                 MA     01118            Primary              Single Family
SUGAR HILL                  GA     30518            Primary              Planned Unit Development
NEWMAN                      CA     95360            Primary              Single Family
CHESTER                     VA     23831            Primary              Single Family
BURIEN                      WA     98148            Primary              Single Family
PORTLAND                    OR     97211            Primary              Single Family
RANDOLPH                    MA     02368            Primary              Single Family
JACKSONVILLE                FL     32225            Primary              Planned Unit Development
COLUMBUS                    OH     43227            Primary              Single Family
RICHMOND                    IN     47374            Primary              Single Family
LOUISVILLE                  KY     40214            Primary              Single Family
FORDLAND                    MO     65652            Primary              Single Family
ORLANDO                     FL     32804            Second Home          Single Family
SAINT LOUIS                 MO     63137            Primary              Single Family
LAS VEGAS                   NV     89145            Primary              Planned Unit Development
STONE MOUNTAIN              GA     30087            Primary              Single Family
COLLINSVILLE                IL     62234            Primary              Single Family
PARAGOULD                   AR     72450            Primary              Single Family
CRYSTAL                     MN     55427            Primary              Single Family
CEDAR VALLEY                UT     84013            Primary              Single Family
PALM COAST                  FL     32137            Second Home          Single Family
O FALLON                    MO     63366            Primary              Planned Unit Development
ALBUQUERQUE                 NM     87114            Primary              Single Family
NAMPA                       ID     83651            Primary              Planned Unit Development
LANSING                     MI     48912            Primary              Single Family
LAS VEGAS                   NV     89110            Primary              Single Family
BOISE                       ID     83706            Primary              Condominium
HENDERSON                   NV     89015            Primary              Planned Unit Development
BALTIMORE                   MD     21213            Primary              Single Family
ANTIOCH                     CA     94509            Primary              Single Family
DELHI                       CA     95315            Primary              Single Family
CLACKAMAS                   OR     97015            Primary              Single Family
TRACY                       CA     95376            Primary              Two-to-Four Family
PRINEVILLE                  OR     97754            Primary              Single Family
TRACY                       CA     95377            Primary              Single Family
BUFORD                      GA     30519            Primary              Single Family
HAYWARD                     CA     94544            Primary              Single Family
ORANGE CITY                 FL     32763            Primary              Single Family
COLUMBUS                    OH     43232            Primary              Single Family
NORTH PORT                  FL     34288            Primary              Single Family
WINDERMERE                  FL     34786            Primary              Planned Unit Development
VISTA                       CA     92083            Primary              Single Family
DAVENPORT                   IA     52804            Primary              Single Family
PORTLAND                    OR     97220            Primary              Single Family
BANKS                       OR     97106            Primary              Planned Unit Development
SYLVANIA                    OH     43560            Primary              Single Family
COVINGTON                   LA     70433            Primary              Single Family
PHILADELPHIA                PA     19124            Primary              Single Family
COLORA                      MD     21917            Primary              Single Family
BATTLE CREEK                MI     49017            Primary              Single Family
PORTERVILLE                 CA     93257            Primary              Single Family
REVERE                      MA     02151            Primary              Two-to-Four Family
VICTORVILLE                 CA     92394            Primary              Single Family
FONTANA                     CA     92336            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
MOLINE                      IL     61265            Primary              Single Family
VALRICO                     FL     33594            Primary              Single Family
ROXBURY                     MA     02119            Primary              Two-to-Four Family
WASHINGTON                  DC     20019            Primary              Two-to-Four Family
HAVERHILL                   MA     01835            Primary              Two-to-Four Family
HAWTHORNE                   CA     90250            Primary              Two-to-Four Family
SANDY                       UT     84094            Primary              Single Family
CASTLEWOOD                  SD     57223            Primary              Single Family
WEST VALLEY CITY            UT     84119            Primary              Single Family
QUEEN CREEK                 AZ     85242            Primary              Planned Unit Development
PAYSON                      UT     84651            Primary              Single Family
INDEPENDENCE                MO     64053            Primary              Single Family
PASADENA                    CA     91104            Primary              Single Family
SALINAS                     CA     93907            Primary              Single Family
COLORADO SPRINGS            CO     80922            Primary              Planned Unit Development
ALBUQUERQUE                 NM     87121            Primary              Planned Unit Development
LOS ANGELES                 CA     90003            Primary              Two-to-Four Family
POWDER SPRINGS              GA     30127            Primary              Planned Unit Development
DULUTH                      GA     30097            Primary              Planned Unit Development
SAN DIEGO                   CA     92129            Primary              Condominium
CHULA VISTA                 CA     91914            Primary              Planned Unit Development
PLANT CITY                  FL     33563            Primary              Single Family
DALLAS                      GA     30132            Primary              Single Family
LAS VEGAS                   NV     89120            Primary              Single Family
PATTERSON                   CA     95363            Primary              Single Family
SALEM                       OR     97301            Primary              Single Family
DALLAS                      TX     75252            Primary              Single Family
PLANT CITY                  FL     33566            Primary              Single Family
KENDALLVILLE                IN     46755            Primary              Single Family
DANVILLE                    CA     94526            Primary              Planned Unit Development
PASCO                       WA     99301            Primary              Single Family
LYNCHBURG                   VA     24501            Primary              Single Family
VANCOUVER                   WA     98684            Primary              Single Family
AVON                        IN     46123            Primary              Single Family
PARAMOUNT                   CA     90723            Primary              Two-to-Four Family
BLACKFOOT                   ID     83221            Primary              Single Family
LOVELAND                    CO     80537            Primary              Planned Unit Development
SALT LAKE CITY              UT     84107            Primary              Single Family
MEBANE                      NC     27302            Second Home          Single Family
MAGNA                       UT     84044            Second Home          Single Family
FRAMINGHAM                  MA     01702            Primary              Two-to-Four Family
ORLANDO                     FL     32810            Primary              Single Family
DELTONA                     FL     32725            Primary              Single Family
TIGARD                      OR     97224            Primary              Single Family
SAN LORENZO                 CA     94580            Primary              Single Family
TROY                        MO     63379            Primary              Single Family
SCIO                        OR     97374            Primary              Single Family
MC COOK                     NE     69001            Primary              Single Family
DORAL                       FL     33178            Primary              Planned Unit Development
ALBUQUERQUE                 NM     87120            Primary              Single Family
STOCKTON                    CA     95207            Primary              Planned Unit Development
DUVALL                      WA     98019            Primary              Single Family
NAMPA                       ID     83687            Primary              Single Family
MURRAYVILLE                 GA     30564            Second Home          Single Family
RANCHO SANTA MARGARITA      CA     92688            Primary              Condominium
JACKSONVILLE                FL     32208            Primary              Single Family
ANTHEM                      AZ     85086            Primary              Planned Unit Development
PARAMOUNT                   CA     90723            Primary              Single Family
PORTLAND                    OR     97221            Primary              Single Family
BRENTWOOD                   CA     94513            Primary              Single Family
FAIRVIEW                    OR     97024            Primary              Planned Unit Development
HOOPER                      UT     84315            Primary              Single Family
HERCULES                    CA     94547            Primary              Planned Unit Development
PUYALLUP                    WA     98375            Primary              Single Family
MANTECA                     CA     95337            Primary              Single Family
DALLAS                      GA     30132            Primary              Single Family
LANCASTER                   CA     93536            Second Home          Single Family
ANDERSON                    CA     96007            Second Home          Single Family
PHOENIX                     AZ     85033            Primary              Single Family
BROCKTON                    MA     02302            Primary              Two-to-Four Family
SCOTTSDALE                  AZ     85259            Primary              Condominium
SARATOGA SPRINGS            UT     84043            Primary              Planned Unit Development
ORLANDO                     FL     32822            Primary              Single Family
YACOLT                      WA     98675            Primary              Single Family
VANCOUVER                   WA     98684            Primary              Single Family
MANCHESTER                  NH     03103            Primary              Two-to-Four Family
VANCOUVER                   WA     98664            Primary              Single Family
SPRING HILL                 FL     34608            Primary              Single Family
BRADENTON                   FL     34203            Primary              Planned Unit Development
NORTH LAS VEGAS             NV     89030            Primary              Single Family
BUCKEYE                     AZ     85326            Primary              Planned Unit Development
MESA                        AZ     85204            Primary              Single Family
VALLEY CENTER               CA     92082            Primary              Single Family
LAKE WORTH                  FL     33462            Primary              Single Family
ANDERSON                    IN     46013            Primary              Single Family
SANTA MARIA                 CA     93458            Primary              Single Family
CALLAHAN                    FL     32011            Primary              Single Family
NORTH PORT                  FL     34286            Primary              Single Family
EXETER                      CA     93221            Primary              Single Family
AMERICAN CANYON             CA     94503            Primary              Planned Unit Development
SAINT LOUIS                 MO     63105            Primary              Condominium
ALHAMBRA                    CA     91801            Primary              Single Family
PORTLAND                    OR     97220            Primary              Single Family
TUCSON                      AZ     85713            Primary              Two-to-Four Family
RENO                        NV     89506            Primary              Planned Unit Development
CASSELBERRY                 FL     32707            Primary              Planned Unit Development
GLENDALE                    AZ     85308            Primary              Single Family
CONCORD                     CA     94520            Primary              Condominium
MESA                        AZ     85203            Primary              Single Family
AUBURN                      WA     98001            Primary              Single Family
SCOTTSDALE                  AZ     85257            Primary              Single Family
ALBUQUERQUE                 NM     87114            Primary              Planned Unit Development
LAS VEGAS                   NV     89110            Primary              Single Family
GLENDALE                    AZ     85302            Primary              Planned Unit Development
KIMMELL                     IN     46760            Primary              Single Family
NAMPA                       ID     83686            Primary              Single Family
HAYWARD                     CA     94541            Primary              Single Family
TRENTON                     OH     45067            Primary              Single Family
VIRGINIA BEACH              VA     23456            Primary              Condominium
LAYTON                      UT     84040            Primary              Single Family
PHOENIX                     AZ     85033            Primary              Single Family
ARCADIA                     FL     34266            Primary              Single Family
WOODS CROSS                 UT     84087            Primary              Single Family
CALDWELL                    ID     83605            Primary              Single Family
HARRIMAN                    TN     37748            Primary              Single Family
MEMPHIS                     TN     38118            Primary              Single Family
TALLAHASSEE                 FL     32311            Primary              Planned Unit Development
BEAVERTON                   OR     97006            Primary              Single Family
MORENO VALLEY               CA     92551            Primary              Single Family
CRANSTON                    RI     02910            Primary              Single Family
SALEM                       OR     97306            Primary              Single Family
SOLEDAD                     CA     93960            Primary              Single Family
NORRISTOWN                  PA     19401            Primary              Single Family
VANCOUVER                   WA     98682            Primary              Single Family
PLEASANTON                  CA     94566            Primary              Single Family
CHATTANOOGA                 TN     37409            Primary              Single Family
FLINT                       MI     48507            Primary              Single Family
ANTIOCH                     CA     94531            Primary              Single Family
VALLEJO                     CA     94591            Primary              Single Family
BROOKLYN                    OH     44144            Primary              Single Family
ATLANTA                     GA     30328            Primary              Condominium
WATERFORD                   CA     95386            Primary              Single Family
HANOVER PARK                IL     60133            Primary              Single Family
COMPTON                     CA     90221            Primary              Single Family
AUBURN                      WA     98002            Primary              Planned Unit Development
BAY POINT                   CA     94565            Primary              Single Family
FALL CITY                   WA     98024            Primary              Single Family
PORT HURON                  MI     48060            Primary              Single Family
CAMBRIDGE                   MN     55008            Primary              Single Family
ESPARTO                     CA     95627            Primary              Single Family
LAS VEGAS                   NV     89110            Primary              Single Family
WORCESTER                   MA     01603            Primary              Two-to-Four Family
ERIE                        PA     16508            Primary              Single Family
HOLT                        MI     48842            Primary              Single Family
WINTHROP                    MA     02152            Primary              Two-to-Four Family
CITRUS HEIGHTS              CA     95610            Primary              Single Family
ARVADA                      CO     80005            Primary              Condominium
COLUMBUS                    OH     43227            Primary              Single Family
PALM COAST                  FL     32164            Primary              Planned Unit Development
DETROIT                     MI     48204            Primary              Single Family
SYRACUSE                    IN     46567            Primary              Single Family
DENVER                      CO     80221            Primary              Single Family

City                      I/O?     I/O Orig     I/O Rem Orig Term   Amort
                                       Term        Term          Orig Term
--------------------------------------------------------------------------
Jennings                  N           0          0       360          360
Signal Mountain           N           0          0       360          360
Fremont                   Y          36         32       360          360
Jamaica                   N           0          0       360          360
Elkhart                   N           0          0       360          360
Pueblo                    N           0          0       360          360
Trenton                   N           0          0       360          360
Hockessin                 Y          36         32       360          360
Plymouth                  N           0          0       360          360
Bel Nor                   N           0          0       360          360
Akron                     N           0          0       360          360
Hudson                    N           0          0       360          360
Chicago                   N           0          0       360          360
Hatton                    Y          36         32       360          360
Boise                     N           0          0       360          360
Hartland                  Y          24         20       360          360
Augusta                   N           0          0       360          360
Lewisville                N           0          0       360          360
Cragin                    N           0          0       360          360
Oak Park                  Y          24         20       360          360
Sugar Land                N           0          0       360          360
Newark                    N           0          0       360          360
Simi Valley               N           0          0       360          360
Upland                    Y          36         32       360          360
Sarasota                  Y          24         20       360          360
Queensbury                N           0          0       360          360
Middletown                N           0          0       180          180
Wellston                  N           0          0       360          360
Highland                  N           0          0       360          360
Saint Louis               N           0          0       360          360
Jeffersonville            N           0          0       360          360
Miami                     N           0          0       360          360
Gumbo                     N           0          0       360          360
Miramar                   N           0          0       360          360
New Brunswick             N           0          0       360          360
East Brunswick            N           0          0       360          360
Marne                     N           0          0       360          360
Blythe                    Y          60         56       360          360
Chesterfield              N           0          0       360          360
Southfield                Y          36         32       360          360
Roscommon                 N           0          0       360          360
Pasadena                  N           0          0       360          360
Portland                  Y          36         32       360          360
Valley Stream             Y          36         32       360          360
Middleboro                Y          36         32       360          360
Bowdoinham                N           0          0       360          360
Mogadore                  N           0          0       360          360
Charlotte                 N           0          0       360          360
Orlando                   Y          36         32       360          360
Meriden                   N           0          0       360          360
Jackson                   N           0          0       360          360
Huffman                   N           0          0       180          180
Downey                    N           0          0       360          360
Chula Vista               Y          36         32       360          360
Calexico                  N           0          0       360          360
Lake Montezuma            N           0          0       360          360
San Diego                 N           0          0       360          360
San Diego                 Y          36         32       360          360
Margate                   N           0          0       360          360
Columbia                  N           0          0       360          360
Cloverly                  N           0          0       360          360
Lakeland                  Y          36         32       360          360
Kihei                     Y          36         32       360          360
Anchorage                 N           0          0       360          360
Wagner                    Y          36         32       360          360
Rincon                    Y          36         32       360          360
Davie                     N           0          0       360          360
Orlando                   N           0          0       360          360
Apopka                    N           0          0       360          360
Merced                    N           0          0       360          360
Monona                    N           0          0       360          360
Huntley                   N           0          0       360          360
Perris                    Y          36         32       360          360
Universal                 N           0          0       360          360
Cleveland                 N           0          0       360          360
Arlington                 N           0          0       360          360
Ldhl                      Y          36         32       360          360
Gate                      N           0          0       360          360
Southaven                 N           0          0       360          360
Kismet                    N           0          0       360          360
Norwalk                   N           0          0       360          360
Perth Amboy               N           0          0       360          360
Carrollton                N           0          0       360          360
East End                  N           0          0       360          360
Audubon                   N           0          0       360          360
West Jordan               N           0          0       360          360
Antioch                   N           0          0       360          360
Dixmoor                   N           0          0       360          360
Rodeo                     Y          36         32       360          360
Cherrytown                N           0          0       360          360
Naranja                   Y          36         32       360          360
Tacoma                    Y          36         32       360          360
Lawrence                  N           0          0       360          360
Foxridge                  N           0          0       360          360
Detroit                   N           0          0       360          360
Ypsilanti                 N           0          0       360          360
Detroit                   N           0          0       360          360
Grand Blanc               N           0          0       360          360
Brandon                   N           0          0       360          360
Shreveport                N           0          0       360          360
Arvada                    Y          36         32       360          360
Leominster                N           0          0       360          360
Columbus                  N           0          0       360          360
Visalia                   N           0          0       360          360
Elk Grove                 N           0          0       360          360
Ceres                     N           0          0       360          360
Jupiter                   Y          24         20       360          360
Sherrills Ford            Y          36         32       360          360
Merrifield                N           0          0       360          360
Tampa                     N           0          0       360          360
Orlando                   N           0          0       360          360
Davie                     N           0          0       360          360
Topeka                    N           0          0       360          360
Merced                    N           0          0       360          360
Chula Vista               Y          24         20       360          360
Highland                  Y          36         32       360          360
Kahuku                    Y          36         32       360          360
Los Angeles               Y          36         32       360          360
North Las Vegas           N           0          0       360          360
Largo                     Y          36         32       360          360
Vancouver                 N           0          0       360          360
Covell                    N           0          0       360          360
Omaha                     N           0          0       360          360
Palm Coast                N           0          0       360          360
Miami                     Y          36         32       360          360
Belle Vernon              N           0          0       360          360
Lakeland                  N           0          0       360          360
Elk Grove                 Y          36         32       360          360
Visalia                   N           0          0       360          360
Joliet                    N           0          0       360          360
Coatesville               N           0          0       360          360
Mira Loma                 Y          36         32       360          360
Taylors                   N           0          0       360          360
Staunton                  N           0          0       360          360
Alloway                   N           0          0       360          360
Woodbury                  Y          36         32       360          360
Orlando                   Y          36         32       360          360
Loudville                 N           0          0       360          360
Wells                     Y          36         32       360          360
Holly                     Y          36         32       360          360
Calif City                Y          36         32       360          360
Flat Rock                 N           0          0       360          360
Corpus Christi            N           0          0       360          360
Mendoza                   N           0          0       360          360
San Antonio               N           0          0       360          360
Midland                   N           0          0       360          360
North Las Vegas           Y          24         20       360          360
Long Beach                N           0          0       360          360
Nashua                    Y          36         32       360          360
Hoover                    N           0          0       360          360
Antioch                   Y          36         32       360          360
Dolton                    N           0          0       360          360
Sheridan                  N           0          0       360          360
Miami                     Y          36         32       360          360
Redland                   N           0          0       360          360
Foxridge                  N           0          0       360          360
Glyndon                   N           0          0       360          360
Seymour                   N           0          0       360          360
Manchester                N           0          0       360          360
Kissimmee                 N           0          0       360          360
Orlando                   N           0          0       360          360
Bellflower                Y          60         56       360          360
Miami                     N           0          0       360          360
Stephens City             N           0          0       360          360
Topeka                    N           0          0       360          360
Vienna                    Y          60         56       360          360
Las Vegas                 N           0          0       360          360
Hammond                   N           0          0       360          360
Pontiac                   Y          36         32       360          360
Miami                     Y          24         20       360          360
Omaha                     N           0          0       360          360
Yuba City                 Y          24         20       360          360
Muscoy                    Y          24         20       360          360
Holland                   Y          36         32       360          360
La Crosse                 N           0          0       360          360
Knoxville                 N           0          0       360          360
Georgetown                N           0          0       360          360
Danville                  N           0          0       360          360
Auburn                    Y          36         32       360          360
Richton Park              N           0          0       360          360
Austin                    Y          36         32       360          360
Modello                   N           0          0       360          360
Tacoma                    N           0          0       360          360
Fontana                   N           0          0       360          360
Tempe                     Y          24         20       360          360
Commerce                  N           0          0       360          360
Kismet                    N           0          0       360          360
Sepulveda                 Y          24         20       360          360
Mount Sinai               N           0          0       360          360
Irvington                 N           0          0       360          360
Buffalo                   N           0          0       360          360
Jamaica                   N           0          0       360          360
Newburgh                  N           0          0       360          360
Sepulveda                 N           0          0       360          360
Brodheadsville            N           0          0       360          360
Antelope                  Y          24         20       360          360
Sacramento                Y          36         32       360          360
Fresno                    N           0          0       360          360
Ripon                     N           0          0       360          360
Vallejo                   Y          24         20       360          360
Modesto                   N           0          0       360          360
Raymore                   N           0          0       360          360
Park Ridge                N           0          0       360          360
Winnetka                  Y          36         32       360          360
Belvedere                 N           0          0       360          360
Auburn                    N           0          0       360          360
La Center                 Y          36         32       360          360
Delaware                  N           0          0       360          360
Galion                    N           0          0       360          360
Humble                    N           0          0       360          360
Strathmore                N           0          0       360          360
Mount Vernon              N           0          0       360          360
East Orange               N           0          0       360          360
Redland                   N           0          0       360          360
Fredericksburg            Y          36         32       360          360
Charleston                N           0          0       360          360
Stone Mountain            Y          36         32       360          360
Decatur                   Y          36         32       360          360
Lawndale                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Thousand Oaks             N           0          0       360          360
WILDOMAR                  N           0          0       360          360
Denver                    N           0          0       360          360
Downey                    N           0          0       360          360
New Berlin                N           0          0       360          360
Lakeland                  N           0          0       360          360
Napa                      N           0          0       360          360
Mangonia Park             Y          36         32       360          360
Port Charlotte            N           0          0       360          360
Lvpl                      N           0          0       360          360
Santa Clarita             Y          24         20       360          360
Four Corners              Y          24         20       360          360
Dellwood                  N           0          0       360          360
Memphis                   N           0          0       360          360
Orlando                   N           0          0       360          360
Baldy Mesa                Y          36         32       360          360
Kansas City               N           0          0       360          360
Rockford                  N           0          0       360          360
Atlanta                   N           0          0       360          360
Glenwood                  N           0          0       360          360
Versailles                N           0          0       360          360
Billerica                 N           0          0       360          360
Staten Island             Y          36         32       360          360
Valencia                  Y          24         20       360          360
Sun Valley                N           0          0       360          360
Compton                   N           0          0       360          360
Cucamonga                 Y          36         32       360          360
Valencia                  N           0          0       360          360
Riverview                 N           0          0       360          360
Wenatchee                 Y          36         32       360          360
Crofton                   N           0          0       360          360
Baton Rouge               N           0          0       360          360
Dayton                    N           0          0       360          360
Devon                     N           0          0       360          360
Fresno                    Y          36         32       360          360
Claremont                 N           0          0       360          360
Fresno                    N           0          0       360          360
Stockton                  Y          24         20       360          360
Avondale                  Y          24         20       360          360
Baton Rouge               N           0          0       360          360
Sun City                  N           0          0       360          360
Jacksonville              N           0          0       360          360
Orlando                   N           0          0       360          360
Clearwater                Y          36         32       360          360
Philadelphia              N           0          0       360          360
San Francisco             Y          24         20       360          360
Chino                     Y          36         32       360          360
Stockton                  Y          24         20       360          360
North Hollywood           Y          24         20       360          360
La Quinta                 Y          36         32       360          360
Odenton                   Y          36         32       360          360
Rockford                  N           0          0       360          360
Sioux Falls               N           0          0       360          360
Gilbert                   Y          36         32       360          360
Solon                     N           0          0       360          360
Detroit                   N           0          0       360          360
Detroit                   N           0          0       360          360
Dinuba                    N           0          0       360          360
North Las Vegas           N           0          0       360          360
Citrus Heights            N           0          0       360          360
Naranja                   Y          24         20       360          360
Kroger                    N           0          0       360          360
Lithonia                  N           0          0       360          360
Alpharetta                Y          36         32       360          360
Whitelaw                  N           0          0       360          360
Boise                     N           0          0       360          360
Walla Walla               N           0          0       360          360
Seattle                   Y          36         32       360          360
Renton                    Y          36         32       360          360
Cypress                   N           0          0       360          360
Winnetka                  N           0          0       360          360
Cimarron                  N           0          0       360          360
Paterson                  N           0          0       360          360
Fontana                   Y          36         32       360          360
Inglewood                 N           0          0       360          360
Lakewood                  N           0          0       360          360
Miami                     N           0          0       360          360
Las Cruces                N           0          0       360          360
Moreno Valley             Y          36         32       360          360
San Diego                 N           0          0       360          360
West Jordan               N           0          0       360          360
Goode                     N           0          0       360          360
Hiler                     N           0          0       360          360
Kansas City               N           0          0       360          360
Wilmington                N           0          0       360          360
Warren                    N           0          0       360          360
Harvey                    N           0          0       360          360
Slidell                   N           0          0       360          360
Dudley                    N           0          0       360          360
Grand Island              N           0          0       360          360
Boise                     Y          24         20       360          360
Morrison                  Y          36         32       360          360
Darnestown                N           0          0       360          360
San Clemente              N           0          0       360          360
Neuse                     N           0          0       360          360
Grand Blanc               Y          24         20       360          360
Bonita                    N           0          0       360          360
Palmdale                  Y          24         20       360          360
Donna                     N           0          0       360          360
Omaha                     N           0          0       360          360
Mound                     Y          36         32       360          360
Malta                     N           0          0       360          360
Seattle                   N           0          0       360          360
Miami                     N           0          0       360          360
Centerville               N           0          0       360          360
Miami                     N           0          0       360          360
Lynn Haven                N           0          0       360          360
Conyers                   N           0          0       360          360
Whiting                   Y          36         32       360          360
Ophir                     N           0          0       360          360
Laguna Beach              N           0          0       360          360
Los Angeles               N           0          0       360          360
Arleta                    Y          24         20       360          360
Detroit                   N           0          0       360          360
Sacramento                Y          24         20       360          360
Sacramento                N           0          0       360          360
Cleveland                 N           0          0       360          360
Gulfport                  N           0          0       360          360
Columbia                  Y          36         32       360          360
Miami                     N           0          0       360          360
Miami                     Y          36         32       360          360
Atlanta                   Y          36         32       360          360
Atlanta                   Y          36         32       360          360
Matlacha                  N           0          0       360          360
Miami                     Y          24         20       360          360
Norfolk                   N           0          0       360          360
Altamonte                 N           0          0       360          360
Tuscawilla                N           0          0       360          360
Austin                    N           0          0       360          360
Desoto                    N           0          0       360          360
Indianapolis              N           0          0       360          360
Carteret                  Y          36         32       360          360
Walland                   Y          60         56       360          360
Detroit                   N           0          0       360          360
Griffith                  Y          60         56       360          360
Riverview                 N           0          0       360          360
Emerson                   N           0          0       360          360
Rainbow                   Y          24         20       360          360
Arcadia                   N           0          0       360          360
Minooka                   N           0          0       360          360
Chicago                   N           0          0       360          360
Riner                     N           0          0       360          360
Gilbert                   Y          36         32       360          360
Sun City                  Y          36         32       360          360
Stratham                  N           0          0       360          360
Midway                    N           0          0       360          360
Las Vegas                 N           0          0       360          360
College Park              N           0          0       360          360
Las Vegas                 Y          36         32       360          360
                          Y          24         20       360          360
Fort Mohave               N           0          0       360          360
West Bridgewater          Y          36         32       360          360
Farmingdale               N           0          0       360          360
Saint Cloud               Y          36         32       360          360
Trenton                   N           0          0       360          360
Detroit                   N           0          0       360          360
Phoenix                   Y          24         20       360          360
Glendale                  Y          60         56       360          360
Buena Park                Y          24         20       360          360
Huntington Beach          Y          36         32       360          360
Elyria                    N           0          0       360          360
Midwest City              N           0          0       360          360
Grove                     N           0          0       360          360
Moreno                    N           0          0       360          360
Highlands                 Y          36         32       360          360
Decatur                   Y          36         32       360          360
Atlanta                   Y          36         32       360          360
Ellenwood                 N           0          0       360          360
Atlanta                   N           0          0       360          360
Stowe                     N           0          0       360          360
Berkley                   N           0          0       360          360
Riverton                  N           0          0       360          360
Clifton                   N           0          0       360          360
Merrimack                 N           0          0       360          360
Detroit                   N           0          0       360          360
Peoria                    N           0          0       360          360
Volo                      N           0          0       360          360
Bakersfield               Y          36         32       360          360
San Gabriel               Y          24         20       360          360
El Cajon                  Y          24         21       360          360
Lake Worth                N           0          0       360          360
Linden                    N           0          0       360          360
Roseville                 N           0          0       360          360
Las Vegas                 N           0          0       360          360
Fry                       Y          24         20       360          360
Tacoma                    Y          24         20       360          360
San Bernardino            Y          36         32       360          360
Covina                    N           0          0       360          360
La Puente                 Y          36         32       360          360
Fresno                    N           0          0       360          360
Escondido                 Y          24         20       360          360
Hazelwood                 N           0          0       360          360
Miner                     N           0          0       360          360
Kenosha                   Y          36         32       360          360
Walnut Creek              Y          24         20       360          360
Morongo Valley            N           0          0       360          360
Las Vegas                 N           0          0       360          360
Springfield               Y          36         32       360          360
Alafaya                   N           0          0       360          360
Osseo                     Y          36         32       360          360
River Edge                Y          24         20       360          360
Palm Bay                  N           0          0       360          360
Watts                     N           0          0       360          360
Mira Loma                 N           0          0       360          360
West Covina               N           0          0       360          360
Irwindale                 Y          36         32       360          360
San Fernando              N           0          0       360          360
Perris                    Y          24         21       360          360
Fry                       N           0          0       360          360
Orland                    Y          24         20       360          360
Bakersfield               Y          24         20       360          360
San Jose                  Y          24         20       360          360
San Jose                  Y          36         32       360          360
Firebaugh                 Y          24         20       360          360
Redondo Beach             Y          24         20       360          360
Palmdale                  N           0          0       360          360
Detroit                   N           0          0       360          360
Leominster                N           0          0       360          360
Natick                    N           0          0       360          360
Yarmouth                  N           0          0       360          360
Redmond                   Y          24         20       360          360
Bone                      N           0          0       360          360
Cimarron Hills            Y          24         20       360          360
Brewster                  Y          60         56       360          360
Cimarron Hills            N           0          0       360          360
Bothell                   Y          36         32       360          360
Auburn                    Y          24         20       360          360
Cimarron Hills            Y          36         32       360          360
Caldwell                  N           0          0       360          360
Ruston                    N           0          0       360          360
Claiborne                 N           0          0       360          360
Southaven                 N           0          0       360          360
Oceanside                 N           0          0       360          360
Bartlett                  N           0          0       360          360
Brockton                  N           0          0       360          360
Salisbury                 Y          36         32       360          360
Baltimore                 N           0          0       360          360
Winchester                Y          36         32       360          360
Bakersfield               Y          24         20       360          360
Hollister                 Y          36         32       360          360
San Jose                  N           0          0       360          360
Roseville                 Y          24         20       360          360
Bell                      N           0          0       360          360
Hazard                    Y          24         20       360          360
Claremont                 Y          60         56       360          360
Glendale                  N           0          0       360          360
Detroit                   Y          36         32       360          360
Las Vegas                 Y          24         20       360          360
Weymouth                  N           0          0       360          360
Tucson                    Y          36         32       360          360
Stone Mountain            Y          36         32       360          360
Mableton                  N           0          0       360          360
Mount Pleasant            N           0          0       360          360
Ozark                     N           0          0       360          360
Otsego                    Y          36         32       360          360
Kismet                    N           0          0       360          360
Lacey                     Y          60         56       360          360
Downey                    N           0          0       360          360
Albuquerque               N           0          0       360          360
Las Vegas                 N           0          0       360          360
Herriman                  N           0          0       360          360
Eagle Rock                N           0          0       360          360
Arrowbear Lake            Y          24         20       360          360
Rincon                    N           0          0       360          360
Bronx                     N           0          0       360          360
Miami                     Y          60         56       360          360
Naples                    N           0          0       360          360
Castle                    N           0          0       360          360
Shelbyville               N           0          0       360          360
Peoria                    N           0          0       360          360
Richton Park              N           0          0       360          360
Detroit                   N           0          0       360          360
Dover                     N           0          0       360          360
Rolling Meadows           N           0          0       360          360
Princeton                 N           0          0       360          360
Memphis                   N           0          0       360          360
Lockport                  N           0          0       360          360
Sepulveda                 Y          36         32       360          360
Chicago                   N           0          0       360          360
Bellingham                N           0          0       360          360
Lisle                     N           0          0       360          360
Faribault                 N           0          0       360          360
Red Bluff                 Y          36         32       360          360
Bristol                   Y          36         32       360          360
Vista                     Y          36         32       360          360
La Puente                 Y          36         32       360          360
Fontana                   Y          24         20       360          360
Lugo                      Y          24         20       360          360
La Puente                 N           0          0       360          360
Santa Clarita             N           0          0       360          360
Laurel                    N           0          0       360          360
Rosedale                  N           0          0       360          360
Castle Rock               Y          36         32       360          360
Aurora                    Y          36         32       360          360
Aurora                    N           0          0       360          360
Colorado Springs          Y          36         32       360          360
Aurora                    Y          36         32       360          360
Englewood                 Y          24         20       360          360
Highlands                 N           0          0       360          360
Guilford                  N           0          0       360          360
Brockton                  Y          24         20       360          360
Lynn                      N           0          0       360          360
Lexington                 N           0          0       360          360
Fresno                    N           0          0       360          360
Wappinger                 N           0          0       360          360
Flagg                     N           0          0       360          360
Stevensville              Y          24         20       360          360
Sylmar                    Y          36         32       360          360
Torrance                  N           0          0       360          360
San Diego                 N           0          0       360          360
Cucamonga                 N           0          0       360          360
Salem                     Y          36         32       360          360
Raleigh                   N           0          0       360          360
North Oaks                N           0          0       360          360
Orange                    Y          24         20       360          360
Chicago                   N           0          0       360          360
Chicago                   N           0          0       360          360
Chicago                   N           0          0       360          360
Crestview                 Y          24         20       360          360
Berlin                    N           0          0       360          360
Saugus                    N           0          0       360          360
Aurora                    Y          24         20       360          360
Reece                     N           0          0       360          360
Lees Summit               N           0          0       360          360
Nampa                     N           0          0       360          360
Topeka                    N           0          0       360          360
Aurora                    Y          36         32       360          360
Castle Rock               Y          36         32       360          360
Sylmar                    Y          36         32       360          360
Roanoke                   Y          36         33       360          360
Palmdale                  Y          36         32       360          360
Houston                   N           0          0       360          360
Fresno                    N           0          0       360          360
Oak Park                  Y          36         32       360          360
North Manchester          N           0          0       360          360
Buchanan                  N           0          0       360          360
Homewood                  Y          36         32       360          360
Kersey                    N           0          0       360          360
Bruceville                N           0          0       360          360
Richmond                  N           0          0       360          360
Jamison                   N           0          0       360          360
Hatton                    N           0          0       360          360
Livermore                 Y          36         32       360          360
Hayward                   Y          36         32       360          360
Riverside                 Y          36         32       360          360
Elk Grove                 N           0          0       360          360
Escondido                 Y          36         32       360          360
Miami                     Y          36         32       360          360
Aurora                    N           0          0       360          360
Brighton                  Y          36         32       360          360
Denver                    Y          24         20       360          360
Aurora                    Y          24         20       360          360
Tulsa                     N           0          0       360          360
Luna                      N           0          0       360          360
Coleta                    N           0          0       360          360
San Antonio               Y          24         20       360          360
Katy                      Y          36         32       360          360
Memphis                   Y          36         32       360          360
Nashville                 N           0          0       360          360
Brighton                  Y          24         20       360          360
Aurora                    N           0          0       360          360
Tacoma                    Y          24         20       360          360
Denver                    Y          24         20       360          360
Jacksonville              Y          24         20       360          360
Center                    N           0          0       360          360
Moquah                    Y          36         32       360          360
Eastwick                  N           0          0       360          360
Rankin                    N           0          0       360          360
Enhaut                    N           0          0       360          360
                          N           0          0       360          360
Everett                   Y          36         32       360          360
Camby                     N           0          0       360          360
BRIDGEPORT                N           0          0       360          360
ELIZABETH                 N           0          0       360          360
FRANKLIN                  N           0          0       360          360
Lake                      N           0          0       360          360
Rossville                 N           0          0       360          360
Akron                     N           0          0       360          360
Mansfield                 N           0          0       360          360
Indianapolis              N           0          0       360          360
Turtle Creek              N           0          0       360          360
Pottersville              N           0          0       360          360
Buffalo                   N           0          0       360          360
Tallahassee               N           0          0       360          360
Jacksonville              N           0          0       360          360
Chicago                   N           0          0       360          360
Baton Rouge               N           0          0       360          360
Stuart                    N           0          0       360          360
Pittsburgh                N           0          0       360          360
Raytown                   N           0          0       360          360
Hubbard                   N           0          0       360          360
Moreno Valley             N           0          0       360          360
Salem                     N           0          0       360          360
Inglewood                 N           0          0       360          360
Lake Charles              N           0          0       360          360
Baton Rouge               N           0          0       360          360
Gardena                   N           0          0       360          360
Riverside                 N           0          0       360          360
Detroit                   N           0          0       360          360
Corona                    N           0          0       360          360
Rantoul                   N           0          0       360          360
Akron                     N           0          0       360          360
Philadelphia              N           0          0       360          360
Allegheny                 N           0          0       360          360
NORTH HIGHLANDS           Y          60         47       360          360
Klein                     Y          60         54       360          360
Massapequa                Y         120        114       360          360
Parkville                 N           0          0       360          360
Glen                      N           0          0       360          360
Candler                   Y          60         54       360          360
Naomi                     N           0          0       360          360
Corona                    N           0          0       360          360
Hudson                    N           0          0       360          360
Quinton                   N           0          0       360          360
Franklin                  N           0          0       360          360
Portland                  N           0          0       360          360
Fresno                    N           0          0       360          360
Lykens                    N           0          0       360          360
Oak Park                  N           0          0       360          360
Columbus                  N           0          0       360          360
Memphis                   N           0          0       360          360
Ewing                     N           0          0       360          360
Lehigh                    N           0          0       360          360
Kilby                     Y         120        112       360          360
Walloomsac                N           0          0       360          360
Melbourne                 N           0          0       360          360
Plyler                    N           0          0       360          360
Baker                     N           0          0       360          360
Trenton                   N           0          0       360          360
Garden Grove              N           0          0       180          360
Randolph                  N           0          0       360          360
Batavia                   N           0          0       360          360
Kissimmee                 Y          60         54       360          360
Etna                      N           0          0       360          360
Fairmount                 N           0          0       360          360
Scottsdale                Y          60         52       360          360
Candler                   N           0          0       180          360
Gilbert                   N           0          0       360          360
Greenwood                 N           0          0       360          360
Miami                     N           0          0       360          360
Vallejo                   N           0          0       360          360
Garland                   N           0          0       360          360
Stratmoor Hills           N           0          0       180          180
29 Palms                  Y          60         53       360          360
Carrollton                N           0          0       360          360
Orlando                   N           0          0       360          360
Somerville                N           0          0       360          360
Garland                   N           0          0       360          360
Lake Charles              N           0          0       360          360
San Diego                 N           0          0       180          360
Everett                   N           0          0       360          360
Commack                   N           0          0       360          360
Columbus                  Y          60         54       360          360
Lake Isabella             N           0          0       360          360
Palm Coast                Y          60         53       360          360
Gates Mills               N           0          0       360          360
San Diego                 N           0          0       180          360
Atlanta                   N           0          0       180          360
Yaphank                   Y          60         54       360          360
Ocean City                N           0          0       360          360
Palm Desert               N           0          0       180          360
Vale                      N           0          0       360          360
Walden                    N           0          0       360          360
Deer Park                 N           0          0       360          360
Bayou Vista               N           0          0       360          360
Milo                      N           0          0       360          360
North Chelmsford          N           0          0       360          360
Belding                   N           0          0       360          360
Drew                      N           0          0       360          360
Loganville                N           0          0       360          360
Northampton               N           0          0       360          360
Milwaukee                 N           0          0       360          360
Jamison                   N           0          0       360          360
Spokane                   N           0          0       360          360
Heer Park                 N           0          0       360          360
Fort Wayne                N           0          0       360          360
Fort Edward               N           0          0       360          360
Lebanon                   Y          60         53       360          360
Davie                     Y          60         53       360          360
Columbus                  N           0          0       360          360
Double Oak                Y         120        114       360          360
Redland                   N           0          0       360          360
North Lima                N           0          0       360          360
Farmingville              N           0          0       360          360
Lithonia                  N           0          0       360          360
Hazelwood                 N           0          0       360          360
Wooster                   N           0          0       360          360
Sumner                    N           0          0       360          360
Lithonia                  N           0          0       360          360
Denton                    N           0          0       360          360
San Jacinto               Y          60         54       360          360
San Jacinto               N           0          0       180          360
Hesperia                  N           0          0       180          360
Allegheny                 N           0          0       360          360
Escondido                 Y          60         54       360          360
Monroe                    N           0          0       360          360
East                      N           0          0       360          360
Coleta                    N           0          0       360          360
Kimball                   N           0          0       360          360
Glassport                 N           0          0       360          360
Concord                   N           0          0       360          360
Redland                   N           0          0       180          360
San Diego                 N           0          0       180          360
Plum                      N           0          0       360          360
Castle                    N           0          0       360          360
Hopewell                  N           0          0       360          360
Jackson                   N           0          0       360          360
Hudson                    N           0          0       180          360
Milnesville               N           0          0       360          360
Riverview                 N           0          0       360          360
Fitzgerald                N           0          0       360          360
Tamaya                    N           0          0       360          360
Rochester                 N           0          0       360          360
Eden Isle                 N           0          0       360          360
Romoland                  Y          60         54       360          360
Tulsa                     N           0          0       360          360
Lafayette                 N           0          0       360          360
Brandon                   N           0          0       360          360
Tulsa                     N           0          0       360          360
Escondido                 N           0          0       180          360
Montegut                  N           0          0       360          360
Iron Mtn                  N           0          0       360          360
Chattanooga               N           0          0       360          360
Loganville                N           0          0       180          360
Riviera Beach             N           0          0       360          360
Dumfries                  N           0          0       360          360
Rockford                  N           0          0       360          360
Tampa                     N           0          0       360          360
Anadarko                  N           0          0       360          360
Drew                      N           0          0       180          360
Am Qui                    N           0          0       360          360
Palos Heights             N           0          0       360          360
Double Oak                N           0          0       180          360
Lynwood                   N           0          0       360          360
Murrieta                  Y          60         54       360          360
Gene Autry                N           0          0       360          360
Masonville                N           0          0       360          360
Fullerton                 N           0          0       180          360
Metamora                  N           0          0       360          360
West Falls                N           0          0       360          360
Garden Grove              Y          60         54       360          360
Braymer                   N           0          0       360          360
Stanton                   N           0          0       360          360
Park                      N           0          0       360          360
Lake Charles              N           0          0       360          360
Conklin                   N           0          0       360          360
Camarillo                 N           0          0       360          360
Tavistock                 N           0          0       360          360
San Diego                 Y          60         53       360          360
Rock Hill                 N           0          0       360          360
29 Palms                  N           0          0       180          360
Watauga                   N           0          0       360          360
Palm Coast                N           0          0       180          360
Okesa                     N           0          0       360          360
Bonita                    N           0          0       360          360
Harvey                    N           0          0       360          360
Moreno Valley             N           0          0       360          360
Toledo                    N           0          0       360          360
Temecula                  N           0          0       180          360
Flint                     N           0          0       360          360
Escondido                 Y          60         53       360          360
Moreno                    Y          60         54       360          360
Bald Knob                 N           0          0       360          360
Universal                 N           0          0       360          360
Springfield               N           0          0       360          360
Jacksonville              N           0          0       360          360
Four Corners              Y          60         54       360          360
Lawton                    N           0          0       360          360
Brooks                    N           0          0       360          360
Anaheim                   N           0          0       180          360
Park City                 N           0          0       360          360
Kent                      N           0          0       360          360
Greenville                N           0          0       360          360
Grand Prairie             N           0          0       360          360
Atlanta                   Y          60         53       360          360
Gering                    N           0          0       360          360
Kathleen                  N           0          0       360          360
Utica                     N           0          0       360          360
Lima                      N           0          0       360          360
Oceanside                 N           0          0       180          360
Las Vegas                 N           0          0       360          360
Jeannette                 N           0          0       360          360
Rockford                  N           0          0       360          360
Minneapolis               N           0          0       180          180
Savannah                  N           0          0       360          360
Sayre                     N           0          0       360          360
Chagrin Falls             N           0          0       360          360
Upland                    N           0          0       360          360
Jordan                    N           0          0       360          360
Lorain                    N           0          0       360          360
Alleghany                 N           0          0       360          360
Laurel                    N           0          0       360          360
Nuevo                     Y          60         54       360          360
Halcyon                   N           0          0       360          360
Mayodan                   N           0          0       360          360
Rialto                    Y          60         54       360          360
Johnstown                 N           0          0       240          240
Grand Saline              N           0          0       360          360
Whitesville               N           0          0       360          360
Los Angeles               N           0          0       180          360
Flint                     N           0          0       360          360
Booneville                N           0          0       360          360
Detroit                   N           0          0       360          360
Goodrich                  N           0          0       360          360
Tyson                     N           0          0       360          360
Phoenix                   N           0          0       360          360
New Market                N           0          0       360          360
Massillon                 N           0          0       360          360
Charlottesville           N           0          0       360          360
Katy                      N           0          0       360          360
Siloam Springs            N           0          0       360          360
Muldrow                   N           0          0       360          360
San Diego                 N           0          0       180          360
Port Charlotte            Y          60         53       360          360
Akron                     N           0          0       360          360
San Jacinto               N           0          0       180          360
Sun City                  N           0          0       180          360
Murrieta                  Y          60         54       360          360
Pittsburgh                N           0          0       360          360
Milwaukee                 N           0          0       360          360
Brooklyn                  N           0          0       360          360
Fairport                  N           0          0       180          180
Saint Joseph              N           0          0       360          360
Zion                      N           0          0       360          360
Orcutt                    N           0          0       360          360
Nuevo                     N           0          0       180          360
Weirton                   N           0          0       360          360
Calumet City              N           0          0       360          360
Smithfield                N           0          0       360          360
Granger                   N           0          0       360          360
Greenville                N           0          0       360          360
Fort Worth                N           0          0       360          360
Victoria                  N           0          0       360          360
Oxnard                    N           0          0       360          360
Lavina                    N           0          0       360          360
Crestview                 N           0          0       360          360
Dennis Mills              N           0          0       360          360
Orlando                   N           0          0       360          360
New Market                N           0          0       180          360
Livonia                   N           0          0       360          360
Omaha                     N           0          0       360          360
Greenwich                 N           0          0       360          360
Fort Wayne                N           0          0       360          360
Beaufort                  N           0          0       360          360
Fairfield                 Y          60         54       360          360
Yucca Valley              N           0          0       360          360
Murrieta                  N           0          0       180          360
Lorain                    N           0          0       360          360
Hemet                     N           0          0       180          360
Clayton                   N           0          0       180          360
Fort Payne                N           0          0       360          360
Alto                      N           0          0       360          360
Hallsville                N           0          0       360          360
Cassville                 N           0          0       360          360
Arcola                    N           0          0       360          360
Atlanta                   N           0          0       180          360
Yuba City                 Y          60         54       360          360
Etowah                    N           0          0       360          360
Savannah                  N           0          0       360          360
Burlington                N           0          0       360          360
Greenacres                Y          60         53       360          360
Oakland                   N           0          0       360          360
Sarasota                  N           0          0       360          360
Louisville                N           0          0       360          360
Westland                  Y          60         54       360          360
Barb                      N           0          0       360          360
Monongahela               N           0          0       360          360
Skyway                    N           0          0       360          360
Washington                Y          60         54       360          360
Downey                    N           0          0       360          360
Rochester                 N           0          0       360          360
Memphis                   N           0          0       360          360
Rockwood                  N           0          0       360          360
Pendleton                 N           0          0       360          360
Cleveland                 Y          60         53       360          360
Louisville                N           0          0       360          360
Wichita                   N           0          0       360          360
Knoxville                 N           0          0       360          360
Keithville                N           0          0       360          360
Atwater                   N           0          0       360          360
Toledo                    N           0          0       360          360
Belvidere                 N           0          0       360          360
Hurdle Mills              Y          60         53       360          360
Miami                     N           0          0       360          360
Detroit                   N           0          0       360          360
Highlands                 N           0          0       360          360
Plainfield                N           0          0       360          360
Rosedale                  N           0          0       360          360
Arnold                    Y          60         53       360          360
Avon                      Y          60         55       360          360
Midtown                   N           0          0       360          360
Philadelphia              N           0          0       360          360
Watauga                   N           0          0       180          360
Acushnet                  N           0          0       360          360
Summ                      N           0          0       360          360
Four Corners              N           0          0       180          360
Swansea                   N           0          0       360          360
Rockford                  N           0          0       360          360
Greenacres                N           0          0       180          360
Saint Louis               N           0          0       360          360
Key West                  Y          60         54       360          360
Santa Rosa                N           0          0       360          360
Belleview                 N           0          0       360          360
TEXARKANA                 N           0          0       360          360
Detroit                   N           0          0       360          360
Bryan                     N           0          0       360          360
Spring                    N           0          0       360          360
Luray                     N           0          0       360          360
Lockport                  N           0          0       360          360
Ashton                    Y         120        113       360          360
Dawson                    N           0          0       360          360
Zephyrhills               Y          60         53       360          360
Broken Arrow              N           0          0       180          180
Robbins                   N           0          0       360          360
Zephyrhills               N           0          0       180          360
Memphis                   N           0          0       360          360
Rossville                 N           0          0       360          360
Bonham                    N           0          0       360          360
Pawtucket                 N           0          0       360          360
Grayling                  N           0          0       360          360
Centereach                Y         120        114       360          360
Riverview                 N           0          0       180          360
Rio Rancho                N           0          0       360          360
Colton                    Y          60         55       360          360
Harvey                    N           0          0       360          360
Heer Park                 Y         120        114       360          360
Saint Peters              N           0          0       360          360
Wylie                     N           0          0       360          360
Miami                     N           0          0       360          360
Toledo                    N           0          0       360          360
Sandy                     N           0          0       360          360
Monsey                    N           0          0       360          360
Leonardtown               N           0          0       180          360
Fresno                    N           0          0       360          360
Philadelphia              N           0          0       360          360
Nashville                 N           0          0       360          360
Winchester                N           0          0       360          360
Tampa                     N           0          0       180          360
Ink                       N           0          0       360          360
Dearborn Heights          N           0          0       360          360
North Hollywood           Y          60         54       360          360
Rio Rancho                N           0          0       180          360
Northampton               N           0          0       180          360
Hephzibah                 Y          60         53       360          360
Dix Hills                 N           0          0       360          360
Dayton                    N           0          0       360          360
Santa Ana                 N           0          0       180          360
Sandy                     N           0          0       360          360
North Hollywood           N           0          0       180          360
Aurora                    N           0          0       360          360
Moreno Valley             N           0          0       180          360
Aurora                    N           0          0       180          360
Escondido                 Y          60         54       360          360
Toledo                    N           0          0       360          360
Arboga                    Y          60         54       360          360
Montz                     N           0          0       360          360
Albuquerque               Y          60         53       360          360
Phyllis                   N           0          0       360          360
Ink                       N           0          0       180          360
Humble                    N           0          0       360          360
Broken Arrow              N           0          0       360          360
Cape Coral                N           0          0       360          360
Rochester                 N           0          0       360          360
Hawleyton                 N           0          0       360          360
Gulfport                  N           0          0       180          180
Garland                   N           0          0       180          360
Meskegon                  N           0          0       360          360
Melbourne                 N           0          0       360          360
Centuck                   N           0          0       360          360
Ambridge                  N           0          0       360          360
Buffalo                   N           0          0       360          360
FEDERAL WAY               N           0          0       180          360
Monsey                    N           0          0       360          360
Dennis Mills              N           0          0       180          360
Crystal                   N           0          0       180          180
Vale                      N           0          0       180          180
Houston                   N           0          0       360          360
Holiday                   N           0          0       360          360
Colorado Springs          N           0          0       360          360
Rosedale                  N           0          0       180          360
Corcoran                  N           0          0       360          360
Dequincy                  N           0          0       360          360
Little Rock               N           0          0       180          180
Danielsville              N           0          0       360          360
Oats                      N           0          0       360          360
Matteson                  N           0          0       360          360
Southaven                 N           0          0       360          360
Marysville                Y          60         55       360          360
Belding                   N           0          0       180          360
Lynchburg                 N           0          0       360          360
Everett                   Y          60         53       360          360
Sandy                     N           0          0       180          360
Grain Valley              N           0          0       180          360
Margate                   N           0          0       360          360
Durham                    N           0          0       360          360
Stanton                   N           0          0       180          360
Basin                     N           0          0       360          360
Forestville               N           0          0       360          360
Colorado Springs          N           0          0       180          360
Easley                    Y          60         53       360          360
Avenel                    N           0          0       360          360
Detroit                   N           0          0       360          360
Sneedville                N           0          0       360          360
La Puente                 Y          60         53       360          360
Lehigh                    N           0          0       360          360
Casselberry               N           0          0       180          360
Flossmoor                 N           0          0       360          360
Hanes                     Y          60         54       360          360
Tacoma                    Y          60         54       360          360
Naples                    N           0          0       180          180
Muscoy                    N           0          0       360          360
Ingram                    N           0          0       360          360
Durham                    N           0          0       180          180
Tulsa                     N           0          0       360          360
Columbia                  N           0          0       360          360
Ocala                     N           0          0       360          360
Norbeck                   N           0          0       360          360
Hayward                   N           0          0       180          360
Gilmore                   Y          60         54       360          360
Corcoran                  N           0          0       180          360
Las Cruces                N           0          0       360          360
Everett                   N           0          0       180          360
Detroit                   N           0          0       180          360
Englewood                 N           0          0       360          360
Golden                    Y          60         54       360          360
Lakin                     Y          60         54       360          360
Miami                     N           0          0       360          360
Battle Creek              N           0          0       360          360
Tulsa                     N           0          0       360          360
Sarasota                  N           0          0       360          360
Phoenix                   N           0          0       360          360
Walton                    N           0          0       360          360
Dearborn Heights          N           0          0       180          360
Altoona                   N           0          0       360          360
Saint Louis               N           0          0       360          360
Phoenix                   N           0          0       180          360
Albuquerque               N           0          0       180          360
Lakin                     N           0          0       180          360
Santa Maria               Y          60         54       360          360
Old Hickory               N           0          0       360          360
Sonora                    N           0          0       360          360
Easley                    N           0          0       180          360
South Holland             N           0          0       360          360
Miami                     N           0          0       180          360
Cadillac                  N           0          0       360          360
Elyria                    N           0          0       360          360
Sharptown                 N           0          0       360          360
Detroit                   N           0          0       360          360
Humble                    N           0          0       180          360
Phoenix                   N           0          0       180          360
Cheyenne                  N           0          0       360          360
Cheyenne                  N           0          0       180          360
Queen Creek               N           0          0       360          360
Easton                    N           0          0       360          360
El Monte                  Y          60         54       360          360
Oklahoma City             N           0          0       360          360
Pasadena                  N           0          0       180          360
Steamboat Springs         Y          60         54       360          360
Queen Creek               N           0          0       180          360
Lehigh                    N           0          0       180          360
Kansas City               N           0          0       360          360
Baldwin                   N           0          0       360          360
Santa Ana                 Y          60         54       360          360
Las Vegas                 Y          60         53       360          360
Steamboat Springs         N           0          0       180          360
Hayward                   N           0          0       360          360
Alameda                   Y          60         55       360          360
Lititz                    N           0          0       360          360
Rochester                 N           0          0       180          360
Malden                    N           0          0       180          360
Westland                  Y          60         54       360          360
Atlanta                   N           0          0       180          360
South Holland             N           0          0       180          180
Camden                    N           0          0       360          360
Fargo                     N           0          0       360          360
Glen Allen                Y          60         54       360          360
Meskegon                  N           0          0       360          360
Kissimmee                 Y          60         54       360          360
Murrieta                  N           0          0       180          360
Anderson                  N           0          0       360          360
Newburgh                  N           0          0       360          360
Maylene                   N           0          0       360          360
Santa Maria               N           0          0       180          360
Kenner                    N           0          0       360          360
Portland                  N           0          0       360          360
Brighton                  Y          60         54       360          360
North East                N           0          0       360          360
Raytown                   N           0          0       360          360
Parker                    Y          60         54       360          360
Chino                     Y          60         54       360          360
Noble                     N           0          0       360          360
Palmdale                  N           0          0       360          360
Detroit                   N           0          0       360          360
Naples                    N           0          0       360          360
Joy                       N           0          0       360          360
Zion City                 N           0          0       360          360
Herkimer                  N           0          0       360          360
Memphis                   N           0          0       360          360
Saint Petersburg          N           0          0       360          360
Lima                      N           0          0       360          360
Montgomery                Y          60         54       360          360
Houston                   N           0          0       360          360
Orangeburg                N           0          0       360          360
Pueblo                    Y          60         54       360          360
Memphis                   N           0          0       360          360
Boardman                  N           0          0       360          360
Dennison                  N           0          0       360          360
Las Vegas                 N           0          0       180          360
Onaway                    N           0          0       360          360
Chino                     N           0          0       180          360
Kearns                    N           0          0       360          360
San Diego                 N           0          0       180          360
Bar Harbor                N           0          0       360          360
Riverside                 N           0          0       180          180
Mashpee                   N           0          0       360          360
Baton Rouge               N           0          0       360          360
Lima                      N           0          0       360          360
Geneva                    N           0          0       360          360
Fairfield                 N           0          0       180          360
Chino Hills               Y          60         55       360          360
Cary                      N           0          0       360          360
Fishers                   N           0          0       360          360
Dearborn Heights          N           0          0       360          360
Angola                    N           0          0       360          360
Lake Elsinore             N           0          0       360          360
Pueblo                    N           0          0       180          360
Hockessin                 N           0          0       360          360
Paint Rock                N           0          0       360          360
Watts                     Y         120        114       360          360
San Diego                 Y          60         55       360          360
San Diego                 Y          60         54       360          360
Houston                   N           0          0       360          360
Warren                    N           0          0       360          360
Memphis                   N           0          0       360          360
Ocoee                     Y          60         53       360          360
Topeka                    N           0          0       360          360
Knoxville                 Y          60         54       360          360
Naples                    N           0          0       180          360
Houston                   N           0          0       360          360
Camp Springs              N           0          0       360          360
Lyndon                    N           0          0       360          360
Riviera Beach             N           0          0       180          360
Pearland                  N           0          0       360          360
Escondido                 N           0          0       180          360
Brighton                  N           0          0       180          360
Crestmore                 Y          60         54       360          360
Quito                     N           0          0       360          360
Akron                     N           0          0       360          360
Ramona                    N           0          0       360          360
Mars                      N           0          0       360          360
Weare                     N           0          0       360          360
Sumner                    N           0          0       360          360
Lawrence                  N           0          0       360          360
Mendenhall                N           0          0       360          360
Yuba City                 N           0          0       180          360
Pomona                    Y          60         54       360          360
Tuskegee                  N           0          0       360          360
Port Charlotte            N           0          0       180          360
Grafton                   Y          60         54       360          360
Palm Harbor               Y          60         54       360          360
Bradford                  N           0          0       360          360
Akron                     N           0          0       360          360
Cleveland                 N           0          0       360          360
Miami                     N           0          0       360          360
Jackson                   N           0          0       360          360
Saint Peters              N           0          0       180          360
Moore                     N           0          0       360          360
Jamaica                   N           0          0       360          360
Gulfport                  N           0          0       360          360
Ldhl                      N           0          0       360          360
Highlands                 Y          60         53       360          360
WAXHAW                    N           0          0       180          360
Crestmore                 N           0          0       180          360
Boardman                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Dillon                    Y          60         55       360          360
Baugh                     N           0          0       360          360
Cleveland                 Y          60         54       360          360
Merriam                   N           0          0       360          360
Houston                   N           0          0       180          360
Pilot Point               N           0          0       360          360
Tulsa                     N           0          0       360          360
Gary                      N           0          0       360          360
Highlands                 N           0          0       180          360
Marion                    N           0          0       360          360
Arbutus                   N           0          0       360          360
Detroit                   N           0          0       360          360
Kansas City               N           0          0       360          360
Fort Worth                N           0          0       180          360
Arlington                 N           0          0       180          180
Collinsville              N           0          0       360          360
Murray                    Y          60         54       360          360
Elsdon                    N           0          0       360          360
Lacey                     N           0          0       360          360
Kissimmee                 Y         120        114       360          360
Tucson                    N           0          0       360          360
Green                     N           0          0       360          360
Garner                    N           0          0       360          360
Newbury                   N           0          0       360          360
Carroll                   N           0          0       360          360
Margate                   N           0          0       360          360
Murray                    N           0          0       180          360
Hemet                     Y          60         54       360          360
Clay                      N           0          0       360          360
Murrieta                  Y          60         55       360          360
Columbus                  N           0          0       360          360
Takoma Park               Y          60         54       360          360
Golden                    N           0          0       180          360
Baileyton                 N           0          0       360          360
Cleveland                 N           0          0       360          360
Summerville               Y          60         54       360          360
Summerville               N           0          0       180          360
East                      N           0          0       360          360
Sinsheim                  N           0          0       360          360
Pawtucket                 N           0          0       180          360
Tampa                     N           0          0       360          360
Manoa                     N           0          0       360          360
Escondido                 Y          60         54       360          360
Englewood                 N           0          0       180          360
Carrollton                N           0          0       360          360
Clark                     N           0          0       360          360
Sapulpa                   N           0          0       360          360
Parsons                   N           0          0       360          360
Keavy                     N           0          0       360          360
Kent City                 N           0          0       360          360
Glen Allen                N           0          0       180          360
Miami                     N           0          0       360          360
Avalon                    N           0          0       360          360
Oakridge                  N           0          0       360          360
Siloam Springs            N           0          0       180          360
Los Angeles               Y          60         53       360          360
Santa Ana                 N           0          0       180          180
Mc Kinney                 Y          60         54       360          360
San Leandro               N           0          0       360          360
San Leandro               N           0          0       180          360
Scranton                  Y          60         54       360          360
Scranton                  N           0          0       180          180
Memphis                   N           0          0       360          360
Gallatin                  N           0          0       360          360
Grenelefe                 N           0          0       360          360
Shelby                    N           0          0       360          360
Large                     N           0          0       360          360
Spokane                   N           0          0       180          360
Stilwell                  N           0          0       360          360
Rocky Point               N           0          0       240          240
Downey                    Y          60         54       360          360
Downey                    N           0          0       180          360
Memphis                   N           0          0       360          360
Canton                    N           0          0       360          360
Dover                     Y          60         54       360          360
Weehawken                 N           0          0       360          360
Buffalo                   N           0          0       360          360
Kissimmee                 Y          60         54       360          360
Orland                    N           0          0       360          360
Wingo                     N           0          0       360          360
Hanes                     N           0          0       180          360
Spencer                   N           0          0       360          360
Greenville                N           0          0       360          360
Lariat                    N           0          0       360          360
Smithtown                 N           0          0       360          360
Naranja                   N           0          0       180          180
Fontana                   N           0          0       360          360
Little Rock               N           0          0       360          360
Martinsville              N           0          0       360          360
Syracuse                  N           0          0       360          360
Detroit                   N           0          0       360          360
Somerville                Y          60         54       360          360
Kathleen                  N           0          0       180          180
Harvey                    N           0          0       180          360
Summ                      N           0          0       180          360
San Diego                 Y          60         54       360          360
Plainview                 N           0          0       360          360
El Reno                   N           0          0       360          360
Ripon                     N           0          0       360          360
Jacksonville              N           0          0       180          360
Garner                    N           0          0       180          360
Baldy Mesa                N           0          0       360          360
Milo                      N           0          0       180          180
Nova                      Y          60         54       360          360
Marlin                    N           0          0       360          360
Warren                    N           0          0       180          360
Binghamton                N           0          0       360          360
West                      N           0          0       180          360
Panama City               N           0          0       360          360
Mc Kinney                 N           0          0       180          360
Haverhill                 N           0          0       360          360
Schertz                   N           0          0       360          360
Aloha                     N           0          0       360          360
Chino Hills               N           0          0       180          360
Rockland                  N           0          0       360          360
Orlando                   N           0          0       360          360
Martins Ferry             N           0          0       360          360
Antis                     N           0          0       360          360
Buffalo                   N           0          0       240          240
Gibsonville               N           0          0       360          360
Dellwood                  N           0          0       360          360
Fort Pierce               N           0          0       180          180
Cahokia                   N           0          0       360          360
Wallkill                  N           0          0       360          360
Clark                     N           0          0       180          180
Melbourne                 N           0          0       360          360
Temecula                  Y          60         54       360          360
Au Gres                   N           0          0       360          360
Grafton                   N           0          0       180          360
Florissant                N           0          0       360          360
Lees Summit               Y          60         55       360          360
Kansas City               N           0          0       360          360
El Reno                   N           0          0       180          180
New Albany                N           0          0       360          360
Lorain                    N           0          0       180          360
Lynwood                   N           0          0       360          360
Spry                      N           0          0       360          360
Somerville                N           0          0       180          360
Zebulon                   N           0          0       180          180
Mary Esther               N           0          0       360          360
Ocoee                     N           0          0       180          360
Stephens                  N           0          0       360          360
Florissant                N           0          0       180          360
Saint Marys               Y          60         55       360          360
Stamford                  N           0          0       360          360
Lees Summit               N           0          0       180          360
Lavina                    N           0          0       180          360
Memphis                   N           0          0       360          360
Worcester                 Y          60         54       360          360
Salisbury                 N           0          0       360          360
Arroyo                    N           0          0       120          120
Aurora                    Y          60         54       360          360
Clarksburg                Y          60         54       360          360
Universal                 N           0          0       360          360
Miami                     N           0          0       180          360
Las Vegas                 N           0          0       180          180
Kissimmee                 N           0          0       180          360
Chubbuck                  N           0          0       360          360
Columbus                  N           0          0       180          360
Milford                   Y          60         54       360          360
Adams                     N           0          0       360          360
Darby                     N           0          0       360          360
Powell                    N           0          0       360          360
Humble                    N           0          0       360          360
Ocee                      N           0          0       360          360
Scottsbluff               N           0          0       360          360
Raymond                   N           0          0       360          360
Elk Grove                 Y          60         54       360          360
Aurora                    N           0          0       180          360
Joppa                     N           0          0       360          360
Lees Summit               N           0          0       360          360
Mira Loma                 Y          60         54       360          360
Desert Hot Springs        N           0          0       360          360
Knoxville                 N           0          0       360          360
Norwood                   N           0          0       360          360
Louisville                N           0          0       360          360
Southfield                N           0          0       360          360
Kerrtown                  N           0          0       360          360
Land O Lakes              N           0          0       360          360
Dundalk                   N           0          0       360          360
Tulsa                     N           0          0       360          360
Waldwick                  N           0          0       360          360
Iselin                    N           0          0       360          360
Elk Grove                 N           0          0       180          360
Newark                    N           0          0       360          360
Romoland                  N           0          0       180          360
Altoona                   N           0          0       360          360
Defiance                  N           0          0       360          360
Croton                    N           0          0       360          360
Florence                  N           0          0       360          360
Lewiston                  N           0          0       360          360
New Paltz                 N           0          0       360          360
Middletown                N           0          0       360          360
Westgate                  N           0          0       360          360
Childs                    N           0          0       360          360
Detroit                   N           0          0       360          360
Miami                     N           0          0       360          360
Ozone                     N           0          0       360          360
Hazlehurst                N           0          0       360          360
Southfield                N           0          0       180          180
Saticoy                   N           0          0       360          360
Meskegon                  N           0          0       360          360
Kearns                    N           0          0       360          360
Wawatosa                  N           0          0       360          360
Saint Petersburg          N           0          0       360          360
Charleroi                 N           0          0       360          360
Miami                     N           0          0       360          360
Berkeley                  N           0          0       360          360
Aloha                     N           0          0       180          360
Oviedo                    Y          60         54       360          360
Kissimmee                 N           0          0       180          360
Hazlehurst                N           0          0       360          360
Knoxville                 N           0          0       180          360
San Diego                 N           0          0       180          360
Salinas                   N           0          0       360          360
Camden                    N           0          0       360          360
Little Rock               N           0          0       360          360
Montgomery                N           0          0       180          360
Murfreesboro              N           0          0       180          360
La Chute                  N           0          0       360          360
Beaumont                  N           0          0       360          360
Fort Payne                N           0          0       180          360
East McKeesport           N           0          0       360          360
Lees Summit               N           0          0       180          360
Joy                       N           0          0       180          360
South Bend                N           0          0       360          360
Jamaica                   N           0          0       360          360
Brookwood                 N           0          0       360          360
Bradenton                 N           0          0       360          360
Munroe Falls              N           0          0       360          360
Kearns                    N           0          0       180          360
Pitcairn                  N           0          0       360          360
Adams                     N           0          0       180          360
San Diego                 N           0          0       180          360
Orient                    N           0          0       360          360
Escondido                 N           0          0       180          360
Peru                      N           0          0       360          360
Cabot                     N           0          0       360          360
Sayville                  N           0          0       360          360
Hewitt                    N           0          0       360          360
Miami                     Y          60         54       360          360
Poland                    N           0          0       360          360
Bywood                    N           0          0       360          360
Jackson                   N           0          0       360          360
Albia                     N           0          0       360          360
Marion                    N           0          0       360          360
Humboldt                  N           0          0       360          360
Monroe                    N           0          0       360          360
Atlanta                   N           0          0       360          360
Neosho                    N           0          0       360          360
Memphis                   N           0          0       360          360
Marenisco                 N           0          0       360          360
Gallatin                  N           0          0       180          360
Bakersfield               N           0          0       360          360
Whitman                   Y          60         54       360          360
Webb City                 N           0          0       360          360
Topeka                    Y          60         54       360          360
Ocean City                Y          60         54       360          360
Clearwater                N           0          0       360          360
Willeys                   N           0          0       360          360
Lemon Grove               N           0          0       360          360
Bloomington               N           0          0       360          360
Santa Maria               N           0          0       360          360
Cincinnati                N           0          0       360          360
Hilton                    N           0          0       360          360
Neosho                    N           0          0       180          180
Clarksville               N           0          0       360          360
Houston                   N           0          0       360          360
Jacksonville              N           0          0       360          360
Gladwin                   N           0          0       360          360
Whitman                   N           0          0       180          360
Lewisburg                 N           0          0       360          360
Joppa                     N           0          0       360          360
Pocomoke                  N           0          0       360          360
Philadelphia              N           0          0       360          360
Everman                   N           0          0       360          360
Snow Hill                 N           0          0       360          360
Ironton                   N           0          0       360          360
Rutland                   N           0          0       360          360
Charlotte                 N           0          0       180          360
Easton                    Y          60         54       360          360
Baugh                     N           0          0       360          360
Baugh                     N           0          0       360          360
Temecula                  N           0          0       180          360
Massillon                 N           0          0       360          360
Palm Bay                  N           0          0       360          360
Bacone                    N           0          0       360          360
Henderson                 N           0          0       360          360
Bratenahl                 N           0          0       360          360
Trenton                   N           0          0       360          360
Lawton                    N           0          0       360          360
Saint Helen               N           0          0       360          360
Bakersfield               N           0          0       360          360
Charlotte                 Y          60         55       360          360
REDDING                   N           0          0       360          360
Weehawken                 N           0          0       180          360
Abita Springs             N           0          0       360          360
Crawfordsville            N           0          0       360          360
Reynoldsburg              N           0          0       360          360
Monroe                    N           0          0       360          360
Incline Village           Y          60         54       360          360
Reynoldsburg              N           0          0       180          360
North East                N           0          0       180          180
Mesa                      N           0          0       360          360
Saint Louis               N           0          0       360          360
Cape Coral                N           0          0       180          360
Pittsfield                N           0          0       360          360
Elwood                    N           0          0       360          360
Basin                     N           0          0       360          360
Momence                   N           0          0       360          360
Millersville              N           0          0       360          360
San Leandro               N           0          0       360          360
San Leandro               N           0          0       180          360
Strawberry Plains         N           0          0       360          360
Flanders                  N           0          0       360          360
Jacksonville              N           0          0       360          360
Bronx                     Y          60         54       360          360
Cucamonga                 Y          60         54       360          360
Gary                      N           0          0       360          360
Newburgh                  Y          60         54       360          360
Detroit                   N           0          0       360          360
Lawrenceburg              N           0          0       360          360
Youngstown                N           0          0       360          360
Milford                   N           0          0       180          180
Lawrence                  N           0          0       360          360
Tampa                     Y          60         55       360          360
Wichita                   N           0          0       360          360
Warren                    N           0          0       360          360
Longwood                  N           0          0       360          360
Croydon                   N           0          0       360          360
Vallejo                   N           0          0       360          360
Gretna                    N           0          0       360          360
Chicago                   N           0          0       360          360
Eastend                   N           0          0       360          360
Franklinville             N           0          0       360          360
Indianapolis              N           0          0       360          360
Benton Harbor             N           0          0       360          360
Colburn                   N           0          0       360          360
Naples                    N           0          0       360          360
Dover                     N           0          0       180          360
Powell                    N           0          0       360          360
Raytown                   N           0          0       360          360
Bayside                   N           0          0       360          360
Tampa                     N           0          0       360          360
Alexander City            N           0          0       360          360
Sango                     N           0          0       360          360
Abita Springs             N           0          0       180          180
Ocala                     N           0          0       360          360
Baton Rouge               N           0          0       360          360
Birmingham                Y          60         54       360          360
Coshocton                 Y          60         54       360          360
Kalkaska                  N           0          0       360          360
Moreno                    N           0          0       180          360
Lemay                     N           0          0       360          360
Portland                  Y          60         55       360          360
Dellwood                  N           0          0       360          360
Macomb                    N           0          0       360          360
Philadelphia              N           0          0       360          360
Kenner                    Y          60         54       360          360
Owasso                    N           0          0       360          360
Mira Loma                 N           0          0       180          360
Coshocton                 N           0          0       180          360
Kenner                    N           0          0       360          360
Tulsa                     N           0          0       360          360
Clarksville               N           0          0       180          360
Dixie                     N           0          0       360          360
Fairborn                  N           0          0       360          360
Miami                     N           0          0       360          360
Tacoma                    N           0          0       180          360
Elizabeth                 N           0          0       360          360
Barren                    N           0          0       360          360
Barry Lakes               N           0          0       360          360
Springfield               N           0          0       360          360
Cucamonga                 N           0          0       180          360
Broken Arrow              N           0          0       360          360
Newark                    Y          60         54       360          360
Saegertown                N           0          0       360          360
Brooklyn                  N           0          0       360          360
Brooklyn                  N           0          0       180          360
Amelia City               N           0          0       360          360
Alpharetta                N           0          0       360          360
Lewiston                  N           0          0       180          180
Chattanooga               N           0          0       360          360
Dayton                    N           0          0       360          360
Flushing                  N           0          0       360          360
Richmond                  N           0          0       360          360
Tampa                     N           0          0       360          360
Nora                      N           0          0       360          360
Alameda                   N           0          0       180          360
Birmingham                N           0          0       180          360
La Tijera                 Y          60         55       360          360
Daytona Beach             N           0          0       360          360
Poughkeepsie              N           0          0       360          360
West Jordan               Y          60         54       360          360
Fontana                   N           0          0       360          360
Kansas City               N           0          0       180          360
Cimarron                  N           0          0       360          360
Saginaw                   N           0          0       360          360
Dunbar                    N           0          0       360          360
Philadelphia              N           0          0       360          360
Memphis                   N           0          0       360          360
Seymour                   N           0          0       360          360
Middletown                N           0          0       360          360
Caro                      N           0          0       360          360
Charlotte                 N           0          0       360          360
Gracey                    N           0          0       360          360
Chville                   N           0          0       360          360
Avondale                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Miami                     N           0          0       360          360
West Jordan               N           0          0       180          360
Barr                      N           0          0       360          360
Powderly                  N           0          0       360          360
Detroit                   N           0          0       360          360
Norco                     N           0          0       360          360
Dayton                    N           0          0       180          360
Obetz                     N           0          0       360          360
Wheeler                   N           0          0       360          360
Rising Fawn               N           0          0       360          360
Bellfntn                  N           0          0       360          360
Roselle Park              N           0          0       360          360
Memphis                   N           0          0       360          360
Yaphank                   N           0          0       180          360
Canton                    Y          60         55       360          360
Tahlequah                 N           0          0       360          360
Gorham                    N           0          0       360          360
Metairie                  N           0          0       360          360
Memphis                   N           0          0       360          360
Willeys                   N           0          0       180          180
Arkoma                    N           0          0       360          360
Clearwater                N           0          0       360          360
Fishkill                  N           0          0       240          240
Bellaire                  N           0          0       360          360
New Smyrna Beach          Y          60         55       360          360
Moss Point                N           0          0       360          360
Hanford                   Y          60         55       360          360
Lohrville                 N           0          0       360          360
Somerville                N           0          0       360          360
Thornville                N           0          0       360          360
Concord                   N           0          0       360          360
Savannah                  N           0          0       360          360
Aliq                      N           0          0       360          360
Cincinnati                N           0          0       360          360
Cleveland                 N           0          0       360          360
Docena                    N           0          0       360          360
Tulsa                     N           0          0       180          180
MULDROW                   N           0          0       360          360
Ormond Beach              N           0          0       360          360
Jackson                   N           0          0       360          360
Jackson                   N           0          0       360          360
Compton                   N           0          0       360          360
Compton                   N           0          0       180          360
Pine Bush                 N           0          0       360          360
Marion                    N           0          0       360          360
Ldhl                      N           0          0       360          360
Topeka                    N           0          0       180          360
Detroit                   N           0          0       360          360
Yonkers                   N           0          0       360          360
Pomona                    N           0          0       180          360
Orlando                   N           0          0       360          360
Shreveport                N           0          0       360          360
Galesburg                 N           0          0       360          360
Wyoming                   N           0          0       360          360
Concord                   Y          60         55       360          360
Dresser                   N           0          0       360          360
Dillon                    N           0          0       180          360
Philadelphia              N           0          0       360          360
Manorville                N           0          0       360          360
Hayward                   N           0          0       360          360
West End                  N           0          0       360          360
WARREN                    N           0          0       360          360
Roswell                   N           0          0       360          360
Dayton                    N           0          0       360          360
Tulsa                     N           0          0       360          360
Carson City               N           0          0       360          360
Davie                     N           0          0       360          360
Orlando                   N           0          0       360          360
Monroe                    Y          60         55       360          360
Brooklyn                  N           0          0       360          360
Easton                    N           0          0       180          180
Finger                    N           0          0       180          360
Grand Blanc               N           0          0       360          360
Milford                   N           0          0       360          360
Akron                     N           0          0       360          360
Saint Louis               N           0          0       360          360
Stafford                  Y          60         54       360          360
Washington                N           0          0       180          360
Villa Grove               N           0          0       360          360
Sault Sainte Marie        N           0          0       360          360
Elwood                    N           0          0       360          360
Ocala                     N           0          0       360          360
Bronx                     N           0          0       180          360
Hamilton                  N           0          0       180          180
Riverview                 N           0          0       360          360
Wichita                   N           0          0       360          360
Mattawan                  N           0          0       360          360
Stafford                  N           0          0       180          180
Dunn                      N           0          0       360          360
Alta Loma                 Y          60         54       360          360
Alta Loma                 N           0          0       180          360
Mexico                    N           0          0       360          360
Mesquite                  N           0          0       360          360
Glenville                 N           0          0       360          360
Phoenix                   N           0          0       360          360
Hayward                   Y          60         54       360          360
Clarksburg                N           0          0       180          360
Jackson                   N           0          0       360          360
Venice                    N           0          0       360          360
Colonial Heights          N           0          0       360          360
Camden                    N           0          0       180          180
Spencer                   N           0          0       360          360
Wellston                  N           0          0       360          360
Hayward                   N           0          0       180          360
Roanoke                   N           0          0       360          360
Heer Park                 N           0          0       360          360
Harrison                  N           0          0       360          360
Pryor                     N           0          0       360          360
Dallas                    N           0          0       120          120
Mesquite                  N           0          0       360          360
Mesquite                  N           0          0       360          360
Parkview                  N           0          0       360          360
Slaton                    N           0          0       360          360
Bassett                   N           0          0       360          360
Eglon                     Y          60         55       360          360
Bel Nor                   N           0          0       360          360
Cabot                     N           0          0       180          360
Toledo                    N           0          0       360          360
Rock Island               N           0          0       360          360
Beaufort                  N           0          0       360          360
Charlotte                 N           0          0       180          360
Massapequa                N           0          0       180          180
Bardwell                  N           0          0       360          360
Staten Island             N           0          0       360          360
Vallejo                   N           0          0       360          360
Arleta                    N           0          0       360          360
Tulsa                     N           0          0       360          360
Columbia                  N           0          0       360          360
Lancaster                 N           0          0       360          360
Memphis                   N           0          0       360          360
Evansville                N           0          0       360          360
Passyunk                  N           0          0       360          360
Brookville                N           0          0       360          360
Akron                     N           0          0       360          360
Payne                     N           0          0       360          360
                          N           0          0       360          360
Arlington                 N           0          0       360          360
Seattle                   Y          60         55       360          360
Mounds                    N           0          0       360          360
Walden                    N           0          0       360          360
Allentown                 N           0          0       360          360
Ocala                     N           0          0       180          180
Philadelphia              N           0          0       360          360
Philadelphia              N           0          0       360          360
Riverdale                 N           0          0       360          360
McRae                     N           0          0       360          360
Rockford                  Y          60         54       360          360
Transfer                  Y          60         54       360          360
Newark                    N           0          0       360          360
Denver                    N           0          0       360          360
Rockford                  N           0          0       180          360
Hardwick                  N           0          0       360          360
Sun City                  N           0          0       360          360
Sacramento                Y          60         54       360          360
Bywood                    N           0          0       360          360
Toledo                    N           0          0       360          360
Calumet City              N           0          0       360          360
Elwood                    N           0          0       360          360
Lorane                    N           0          0       360          360
Rexmont                   N           0          0       360          360
East Tawas                N           0          0       360          360
Holly Hill                N           0          0       360          360
West Columbia             N           0          0       360          360
Elbert                    N           0          0       360          360
Brookville                N           0          0       180          360
Dallas                    N           0          0       360          360
Brooklyn                  N           0          0       360          360
Old Hickory               N           0          0       360          360
Bergenfield               N           0          0       360          360
Hammond                   N           0          0       360          360
Sacramento                N           0          0       180          360
Middletown                N           0          0       360          360
Tucson                    N           0          0       360          360
Greenacres                Y          60         54       360          360
Miami                     Y          60         54       360          360
Boston                    N           0          0       360          360
Colerain                  N           0          0       360          360
Murray City               N           0          0       360          360
Jamaica                   N           0          0       360          360
Tulsa                     N           0          0       180          360
Sharon                    N           0          0       360          360
Tucson                    N           0          0       180          360
Crestview                 Y          60         54       360          360
Aurora                    Y          60         55       360          360
Chapel Hill               N           0          0       360          360
Kissimmee                 N           0          0       180          360
Reno                      Y          60         55       360          360
Fontana                   N           0          0       360          360
Lemont                    N           0          0       360          360
Weare                     N           0          0       180          360
Newburgh                  N           0          0       180          360
Granville                 N           0          0       360          360
Monument                  N           0          0       360          360
Evesham                   N           0          0       360          360
Westgate                  N           0          0       180          360
Rockford                  N           0          0       360          360
Youngstown                N           0          0       360          360
Burlington                N           0          0       360          360
Detroit                   N           0          0       360          360
Calcutta                  N           0          0       360          360
Knauers                   N           0          0       360          360
Rocky Point               N           0          0       360          360
Cloquet                   N           0          0       360          360
Fort Myers                N           0          0       360          360
Limington                 N           0          0       360          360
Grottoes                  N           0          0       360          360
Lakemore                  N           0          0       360          360
Avery                     N           0          0       360          360
Peabody                   N           0          0       360          360
Jamestown                 N           0          0       360          360
Harrison                  N           0          0       180          360
Gretna                    N           0          0       180          180
Ellenwood                 N           0          0       360          360
Midland                   N           0          0       360          360
Auburndale                N           0          0       360          360
Oaklandon                 N           0          0       360          360
Obetz                     N           0          0       360          360
Galaxy                    N           0          0       360          360
Wonder Lake               Y          60         55       360          360
Caro                      Y          60         55       360          360
Staten Island             N           0          0       360          360
Akron                     N           0          0       360          360
Westland                  N           0          0       180          360
Milford                   N           0          0       360          360
Marysville                N           0          0       180          360
Philadelphia              N           0          0       360          360
Tampa                     N           0          0       360          360
Sun City                  N           0          0       360          360
San Diego                 N           0          0       360          360
Arleta                    N           0          0       360          360
Black Jack                Y          60         55       360          360
Elyria                    N           0          0       360          360
Fairborn                  N           0          0       180          360
Key West                  N           0          0       360          360
Saydel                    N           0          0       360          360
Tonawanda                 N           0          0       360          360
Southpoint                N           0          0       360          360
Kissimmee                 N           0          0       360          360
Naranja                   Y          60         55       360          360
Phoenix                   N           0          0       180          360
Pittsburgh                N           0          0       360          360
Montz                     N           0          0       180          180
Progress                  Y          60         55       360          360
Salem                     N           0          0       360          360
Wharton                   N           0          0       360          360
Sullivan                  N           0          0       360          360
Saginaw                   N           0          0       360          360
Waco                      N           0          0       360          360
Waco                      N           0          0       360          360
Bend                      Y          60         55       360          360
Lakewood                  N           0          0       360          360
Miami                     N           0          0       360          360
Damascus                  N           0          0       360          360
Steuben                   N           0          0       360          360
Buffalo                   N           0          0       360          360
Monument                  N           0          0       180          360
Mars Hill                 N           0          0       360          360
Virginia Beach            N           0          0       360          360
Englewood                 Y          60         55       360          360
Monessen                  N           0          0       360          360
Hawley                    N           0          0       360          360
Chapel Hill               N           0          0       180          360
Ironwood                  N           0          0       360          360
Fontana                   N           0          0       180          360
New Orleans               N           0          0       360          360
Marne                     N           0          0       360          360
Conroe                    N           0          0       360          360
Middletown                N           0          0       360          360
CAMPBELL                  N           0          0       360          360
Baldy Mesa                Y          60         55       360          360
Baldy Mesa                N           0          0       180          360
Ocala                     N           0          0       180          360
Sharon Hill               N           0          0       360          360
Forks                     N           0          0       360          360
Albion                    N           0          0       360          360
Conover                   N           0          0       360          360
Conroe                    N           0          0       180          360
Newark                    N           0          0       360          360
Pomona                    N           0          0       360          360
Erie                      N           0          0       360          360
Stilwell                  N           0          0       360          360
Lawrence                  N           0          0       360          360
Los Angeles               Y          60         55       360          360
Marne                     N           0          0       360          360
Mattawan                  N           0          0       180          360
Sullivan                  N           0          0       180          180
Black Jack                N           0          0       180          360
Pulaski                   N           0          0       360          360
Aurora                    N           0          0       180          360
Brockton                  N           0          0       360          360
Hendersonville            N           0          0       360          360
Poland                    N           0          0       360          360
Avondale                  N           0          0       180          180
West Palm Beach           N           0          0       360          360
Phoenix                   N           0          0       360          360
Detroit                   N           0          0       360          360
Deltona                   N           0          0       360          360
Akron                     N           0          0       360          360
Waynesboro                N           0          0       360          360
Goodyear                  Y          60         54       360          360
Berkeley                  N           0          0       180          360
Cathedral City            Y          60         55       360          360
Naples                    N           0          0       360          360
Cave Creek                Y          60         55       360          360
Fort Pierce               N           0          0       360          360
Riviera Beach             N           0          0       360          360
Medina                    N           0          0       360          360
Washington Park           N           0          0       360          360
Brooksville               N           0          0       360          360
Poland                    N           0          0       180          360
Tuckerton                 N           0          0       360          360
Keyport                   N           0          0       360          360
Dallas                    Y          60         55       360          360
Sabraton                  N           0          0       360          360
Denver                    N           0          0       360          360
Baton Rouge               N           0          0       360          360
Wantagh                   N           0          0       360          360
Monrovia                  Y          60         54       360          360
Los Angeles               N           0          0       180          360
Lancaster                 N           0          0       360          360
Savannah                  N           0          0       360          360
Dunn                      N           0          0       180          360
Mill Creek                N           0          0       360          360
Tampa                     N           0          0       180          360
Streetsboro               N           0          0       360          360
Newark                    N           0          0       180          360
Miami                     N           0          0       180          360
Farrell                   N           0          0       360          360
Liberty                   N           0          0       360          360
Leroy                     N           0          0       360          360
Goodyear                  N           0          0       180          360
Sun City                  N           0          0       180          360
Fort Pierce               N           0          0       360          360
Bakersfield               N           0          0       360          360
Dix Hills                 Y          60         55       360          360
Fairborn                  N           0          0       360          360
Grand Rapids              N           0          0       360          360
Hampstead                 N           0          0       360          360
Virden                    N           0          0       360          360
Hendersonville            N           0          0       180          360
Wilson                    N           0          0       360          360
Otto                      N           0          0       360          360
Salem                     N           0          0       360          360
ROCKY COMFORT             N           0          0       360          360
San Diego                 Y          60         55       360          360
Cleveland                 N           0          0       360          360
Wernersville              N           0          0       360          360
Taft                      N           0          0       360          360
Seattle                   N           0          0       180          360
Roscoe                    N           0          0       360          360
Livermore                 Y          60         55       360          360
Bay Point                 N           0          0       360          360
Brooksville               N           0          0       360          360
Livermore                 N           0          0       180          360
Mansfield                 N           0          0       360          360
Ryland                    N           0          0       360          360
Jackson                   N           0          0       360          360
Commack                   N           0          0       180          180
Apple Valley              Y          60         54       360          360
Wilmington                N           0          0       360          360
Waukesha                  N           0          0       360          360
Meriden                   N           0          0       180          360
San Diego                 N           0          0       180          360
Riviera Beach             N           0          0       360          360
Miami                     N           0          0       180          360
Wheatfield                N           0          0       360          360
Greene                    N           0          0       360          360
                          N           0          0       360          360
Apple Valley              N           0          0       180          360
Fort Pierce               N           0          0       180          360
Otto                      N           0          0       180          360
Long Beach                Y         120        115       360          360
Long Beach                N           0          0       180          360
Lodi                      Y          60         55       360          360
Lodi                      N           0          0       180          360
Plainfield                N           0          0       360          360
Amityville                N           0          0       360          360
Trenton                   N           0          0       360          360
Amityville                N           0          0       360          360
Virginia Beach            N           0          0       180          360
Rochester                 N           0          0       360          360
Murdock                   N           0          0       360          360
Boardman                  N           0          0       360          360
Cave Creek                Y          60         55       360          360
Watts                     N           0          0       360          360
Lynchburg                 N           0          0       180          360
Oakridge                  N           0          0       180          360
Hayward                   N           0          0       180          360
Las Vegas                 Y          60         54       360          360
Canton                    N           0          0       180          360
Seattle                   N           0          0       360          360
Branch #1                 Y          60         55       360          360
Kearns                    N           0          0       180          360
San Diego                 N           0          0       360          360
Orange                    N           0          0       360          360
Vandalia                  N           0          0       360          360
Kansas City               N           0          0       360          360
Mansfield                 N           0          0       180          360
Wilson                    N           0          0       180          360
Knoxville                 N           0          0       360          360
Sandersdale               N           0          0       360          360
Walnut Park               Y          60         55       360          360
Monroe                    N           0          0       180          360
Columbus                  N           0          0       360          360
Basin                     N           0          0       360          360
Tarpon Springs            Y          60         54       360          360
West Adams                Y          60         54       360          360
West Adams                N           0          0       180          360
Houston                   N           0          0       360          360
Leroy                     N           0          0       180          360
Chesapeake                N           0          0       360          360
Karns                     N           0          0       360          360
Waynesfield               N           0          0       360          360
Oak Point                 N           0          0       360          360
Mesa                      N           0          0       360          360
Sherwood                  N           0          0       360          360
Watts                     N           0          0       180          360
Seal Beach                Y          60         55       360          360
Elbert                    N           0          0       180          360
CENTRAL ISLIP             N           0          0       360          360
Parkland                  Y          60         55       360          360
Clover                    N           0          0       360          360
Salem                     N           0          0       180          360
Buffalo                   N           0          0       360          360
Grand Rapids              N           0          0       180          360
Miami                     N           0          0       180          360
Lancaster                 N           0          0       180          180
                          Y         120        114       360          360
Cozy Lake                 N           0          0       360          360
Chicago Ridge             N           0          0       360          360
Commerce                  N           0          0       360          360
DOUGLAS                   N           0          0       360          360
Oxnard                    Y          60         54       360          360
Asheville                 Y          60         55       360          360
Karns                     N           0          0       180          360
Stanwood                  N           0          0       360          360
Miami                     N           0          0       360          360
Lubbock                   Y          60         55       360          360
Auburn                    N           0          0       360          360
Unity                     N           0          0       360          360
Newtown                   N           0          0       360          360
Crystal River             N           0          0       360          360
Bakersfield               N           0          0       180          360
Denver                    Y          60         55       360          360
Cozy Lake                 N           0          0       180          360
Chicago                   N           0          0       360          360
Naranja                   N           0          0       360          360
Wilmington                N           0          0       360          360
Stuart                    N           0          0       360          360
Vernon                    N           0          0       360          360
Orlando                   N           0          0       360          360
Mars Hill                 N           0          0       180          360
Lomita                    Y          60         55       360          360
Albany                    N           0          0       360          360
Milton                    N           0          0       360          360
Hermiston                 N           0          0       360          360
South Gate                N           0          0       360          360
Lancaster                 N           0          0       360          360
Kearns                    N           0          0       360          360
Temecula                  Y          60         55       360          360
San Antonio               N           0          0       360          360
Rochester                 N           0          0       360          360
Grottoes                  N           0          0       180          360
West Palm Beach           N           0          0       180          360
Springfield               N           0          0       360          360
Hazelwood                 N           0          0       180          360
Orlando                   N           0          0       360          360
Clover                    N           0          0       180          360
Westmorland               N           0          0       360          360
Riverview                 N           0          0       360          360
Drew                      N           0          0       360          360
Parkdale                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Mansfield                 N           0          0       360          360
Baltimore                 N           0          0       360          360
Muhlenberg                N           0          0       360          360
Troy                      N           0          0       360          360
Detroit                   N           0          0       360          360
Douglas                   N           0          0       360          360
Greenbush                 N           0          0       360          360
East Islip                N           0          0       360          360
Cleveland                 N           0          0       180          360
Cheyenne                  N           0          0       360          360
Wharton                   N           0          0       180          360
Englewood                 N           0          0       180          360
Norco                     N           0          0       180          360
Norwalk                   Y          60         55       360          360
Lomita                    N           0          0       180          360
Grayson                   Y          60         55       360          360
Atchison                  N           0          0       360          360
Concord                   N           0          0       360          360
Lauderhill                N           0          0       360          360
Miner                     N           0          0       360          360
Hoschton                  Y          60         55       360          360
Asheville                 N           0          0       180          360
Elmira                    N           0          0       360          360
Central Islip             N           0          0       360          360
Staten Island             N           0          0       180          180
Brooklyn                  N           0          0       360          360
Albuquerque               N           0          0       360          360
Carmel                    N           0          0       360          360
Defiance                  N           0          0       360          360
Hermiston                 N           0          0       180          360
Mount Pleasant            N           0          0       360          360
Farmingdale               N           0          0       360          360
Gilmore                   Y          60         55       360          360
Arnold                    N           0          0       360          360
Albuquerque               N           0          0       180          360
Forest Park               N           0          0       360          360
Asheville                 N           0          0       360          360
Reva                      N           0          0       360          360
Houston                   N           0          0       180          360
Amityville                N           0          0       360          360
Grayson                   N           0          0       180          360
Palo Alto                 N           0          0       360          360
Concord                   N           0          0       180          360
Astoria                   N           0          0       360          360
Detroit                   N           0          0       360          360
Kansas City               N           0          0       360          360
Rochester                 N           0          0       180          360
SEARCY                    N           0          0       360          360
LAKE CHARLES              N           0          0       360          360
North Highlands           N           0          0       180          360
Gilmore                   N           0          0       180          360
San Antonio               N           0          0       180          180
Rochester                 N           0          0       360          360
Hicksville                N           0          0       180          180
Chicago                   N           0          0       360          360
New Athens                N           0          0       360          360
Macedonia                 N           0          0       360          360
Mount Vernon              Y          60         55       360          360
Denver                    N           0          0       360          360
Standale                  N           0          0       360          360
Brunswick                 N           0          0       360          360
Brunswick                 N           0          0       180          360
Chicago                   N           0          0       360          360
Black Forest              N           0          0       360          360
Miami                     N           0          0       360          360
Walnut Park               N           0          0       180          360
Caruth                    N           0          0       360          360
Allen                     Y          60         55       360          360
Lake Elsinore             Y          60         55       360          360
Black Forest              N           0          0       180          360
Houston                   N           0          0       180          180
Oak Lane                  N           0          0       360          360
Cleveland                 N           0          0       360          360
Clintonville              N           0          0       360          360
Powell                    N           0          0       180          180
Hiller                    N           0          0       360          360
Wichita                   N           0          0       360          360
Orlando                   N           0          0       360          360
Ronkonkoma                N           0          0       180          180
Kalamazoo                 N           0          0       360          360
Slidell                   N           0          0       360          360
Hi Vista                  Y          60         55       360          360
Appleton                  N           0          0       360          360
Newark                    N           0          0       180          360
Toledo                    N           0          0       180          180
Aurora                    N           0          0       360          360
Joplin                    N           0          0       360          360
National City             Y          60         55       360          360
Cleveland                 N           0          0       360          360
Manawa                    N           0          0       360          360
Alexandria                N           0          0       360          360
Riverview                 N           0          0       360          360
Branch #1                 N           0          0       180          360
Compton                   Y          60         55       360          360
Eagle Point               N           0          0       360          360
Saint Joseph              N           0          0       360          360
Harristown                N           0          0       360          360
Port Ewen                 N           0          0       360          360
Piqua                     N           0          0       360          360
Reno                      N           0          0       180          360
PULTENEY                  N           0          0       360          360
Parkland                  N           0          0       180          360
Jacksonville              Y          60         55       360          360
Canton                    Y          60         55       360          360
Suffolk                   N           0          0       360          360
Pittsburgh                N           0          0       360          360
Canton                    N           0          0       180          360
Macomb                    N           0          0       360          360
Fort Pierce               N           0          0       360          360
Cleveland                 N           0          0       180          360
Bay City                  N           0          0       360          360
Dover                     N           0          0       360          360
Dix Hills                 N           0          0       360          360
Denton                    N           0          0       360          360
Miami                     N           0          0       360          360
Colorado Springs          N           0          0       360          360
Colorado Springs          N           0          0       180          360
Basin                     N           0          0       360          360
Moncla                    N           0          0       360          360
Venice                    N           0          0       360          360
Fairfield                 Y          60         55       360          360
Chicago                   N           0          0       360          360
Rush                      N           0          0       360          360
Virginia Beach            N           0          0       360          360
Brooklyn                  N           0          0       360          360
Suffolk                   N           0          0       180          180
Santa Rosa                Y          60         55       360          360
Dallas                    N           0          0       360          360
Chandler                  Y          60         55       360          360
Colton                    N           0          0       180          360
Ocoee                     N           0          0       360          360
FLOSSMOOR                 N           0          0       360          360
Shirley                   N           0          0       360          360
Cleveland                 N           0          0       360          360
Bobo                      N           0          0       360          360
Detroit                   N           0          0       360          360
Lumberton                 N           0          0       360          360
Poughquag                 N           0          0       360          360
Waldorf                   Y          60         55       360          360
Jamaica                   N           0          0       360          360
Columbia                  N           0          0       360          360
Tull                      N           0          0       360          360
Bexley                    N           0          0       360          360
Freeport                  N           0          0       360          360
Bay City                  N           0          0       360          360
Wantagh                   N           0          0       360          360
Meads                     N           0          0       360          360
Toledo                    N           0          0       360          360
Aurora                    N           0          0       180          180
Carson                    N           0          0       360          360
Hudson                    N           0          0       360          360
Saegertown                N           0          0       180          180
Orlando                   N           0          0       360          360
Batavia                   N           0          0       360          360
Hi Vista                  N           0          0       180          360
Marietta                  N           0          0       360          360
Ink                       N           0          0       360          360
Stuart                    N           0          0       180          360
LINCOLNTON                N           0          0       360          360
Jackson                   N           0          0       360          360
Greenville                N           0          0       360          360
Toledo                    N           0          0       360          360
Columbia                  N           0          0       360          360
Charlotte                 N           0          0       180          360
Houston                   N           0          0       360          360
Burlington                N           0          0       360          360
Oakville                  N           0          0       360          360
Bexley                    N           0          0       180          360
Wilmington                N           0          0       360          360
Kansas City               N           0          0       360          360
Warren                    N           0          0       360          360
Pennington                N           0          0       360          360
Palm Harbor               N           0          0       360          360
Columbia                  N           0          0       180          360
Cleveland                 Y          60         55       360          360
Moreno                    Y          60         54       360          360
El Toro                   Y          60         54       360          360
El Toro                   N           0          0       180          360
Moreno Valley             Y          60         54       360          360
Leucadia                  N           0          0       360          360
Sylvania                  Y          60         55       360          360
Concord                   N           0          0       180          360
Jackson                   N           0          0       360          360
Houston                   N           0          0       180          360
Naples                    N           0          0       360          360
Riverview                 N           0          0       360          360
Canton                    N           0          0       360          360
Keller                    N           0          0       360          360
Washington                N           0          0       360          360
Sylvania                  N           0          0       180          360
Detroit                   N           0          0       360          360
Wonder Lake               N           0          0       180          360
La Tijera                 Y          60         55       360          360
Jackson                   N           0          0       360          360
Riverview                 N           0          0       180          360
Fort Edward               N           0          0       360          360
Marion                    N           0          0       360          360
Jamaica                   N           0          0       360          360
Youngstown                N           0          0       360          360
Harrisonville             N           0          0       360          360
Hanford                   N           0          0       180          360
Boise                     Y          60         55       360          360
Fairway                   N           0          0       360          360
Phoenix                   Y          60         55       360          360
National City             N           0          0       180          360
Chandler                  N           0          0       180          360
Akron                     N           0          0       360          360
Aberdeen                  Y          60         55       360          360
Harrisonville             N           0          0       180          360
Lakeland                  N           0          0       360          360
Detroit                   N           0          0       360          360
Wilmington                N           0          0       360          360
Dellwood                  N           0          0       360          360
Gibsonia                  N           0          0       360          360
Sedona                    Y          60         55       360          360
Murrieta                  N           0          0       180          360
Cleveland                 N           0          0       180          360
Cheshire                  N           0          0       360          360
Dalton                    N           0          0       360          360
Albuquerque               N           0          0       360          360
NEW ORLEANS               N           0          0       360          360
Pekin                     N           0          0       360          360
Fairfield                 N           0          0       180          360
Palm Harbor               N           0          0       180          360
Orlando                   N           0          0       360          360
Greenwell Springs         N           0          0       360          360
Forest Park               N           0          0       180          360
Yucca Valley              N           0          0       360          360
Mount Vernon              N           0          0       360          360
Somerton                  N           0          0       360          360
ENTERPRISE                N           0          0       360          360
Phoenix                   Y          60         55       360          360
Augusta                   N           0          0       360          360
Cave Creek                N           0          0       180          360
Dallas                    N           0          0       180          180
Temecula                  N           0          0       180          360
Norbeck                   N           0          0       360          360
Menasha                   N           0          0       360          360
Goodrich                  N           0          0       360          360
Leland                    N           0          0       360          360
Pittsburgh                N           0          0       360          360
Franklinville             N           0          0       180          180
Lafayette                 N           0          0       360          360
Mandeville                Y          60         55       360          360
Plyler                    N           0          0       360          360
East Haddam               N           0          0       360          360
Asheville                 Y          60         55       360          360
Calhoun                   N           0          0       360          360
Baxter                    N           0          0       360          360
Walker                    N           0          0       360          360
San Jose                  N           0          0       360          360
New Smyrna Beach          N           0          0       180          180
Boise                     N           0          0       180          360
La Tijera                 N           0          0       180          360
East Brunswick            N           0          0       360          360
Chipley                   N           0          0       360          360
Rochester                 N           0          0       360          360
Jacksonville              N           0          0       360          360
Masury                    N           0          0       360          360
Roseville                 Y          60         55       360          360
Roseville                 N           0          0       180          360
Toledo                    N           0          0       360          360
Masury                    N           0          0       360          360
Plaza                     N           0          0       360          360
Rodeo                     N           0          0       360          360
Hot Springs               N           0          0       360          360
Yukon                     N           0          0       360          360
Darnestown                Y          60         55       360          360
Hughson                   Y          60         55       360          360
Saint Petersburg          N           0          0       360          360
Tulsa                     N           0          0       360          360
Orosi                     N           0          0       360          360
Independence              N           0          0       360          360
Brandon                   Y          60         55       360          360
Philadelphia              N           0          0       360          360
Glendale                  Y          60         55       360          360
Brandon                   N           0          0       180          360
Chicopee                  N           0          0       360          360
Asheville                 N           0          0       180          360
Lynwood                   Y          60         55       360          360
Mastic                    N           0          0       360          360
Hughson                   N           0          0       180          360
Glendale                  N           0          0       180          360
Cleveland                 N           0          0       360          360
Orlando                   N           0          0       180          360
Bradenton                 N           0          0       180          360
Defiance                  N           0          0       180          360
Flint                     N           0          0       360          360
Tampa                     Y          60         55       360          360
Flint                     N           0          0       360          360
Lorain                    N           0          0       360          360
Poland                    N           0          0       360          360
Gorham                    N           0          0       360          360
Arundel                   N           0          0       360          360
Cloverly                  Y          60         55       360          360
Cheshire                  N           0          0       180          360
Buffalo                   N           0          0       360          360
Miami                     N           0          0       180          360
Kissimmee                 Y          60         55       360          360
Boardman                  N           0          0       360          360
Fort Myers                N           0          0       180          360
West Middlesex            N           0          0       360          360
Leland                    N           0          0       180          180
                          N           0          0       360          360
Darnestown                N           0          0       180          360
Roscommon                 N           0          0       360          360
ROGERSVILLE               N           0          0       180          180
Cathedral City            N           0          0       180          360
Paterson                  N           0          0       360          360
Plain City                Y          60         55       360          360
Lavaca                    N           0          0       360          360
Wellston                  N           0          0       360          360
Fort Wayne                N           0          0       360          360
Naranja                   N           0          0       180          360
New Bedford               N           0          0       360          360
Lehi                      Y          60         55       360          360
Lynwood                   N           0          0       180          360
Hi Vista                  N           0          0       360          360
Cave Creek                N           0          0       180          360
Tracy                     Y          60         55       360          360
Indio                     Y          60         55       360          360
Saint Louis               N           0          0       360          360
Marion                    N           0          0       180          360
Kissimmee                 N           0          0       180          360
White Cloud               N           0          0       360          360
Stow                      Y          60         55       360          360
Canton                    N           0          0       360          360
Danbury                   N           0          0       180          360
Palm Harbor               N           0          0       360          360
Miami                     N           0          0       360          360
MILWAUKEE                 N           0          0       360          360
Hamilton                  N           0          0       360          360
Lakeland                  N           0          0       360          360
Davie                     Y          60         55       360          360
Middletown                N           0          0       180          360
Central Islip             N           0          0       360          360
Jamaica                   N           0          0       240          240
Lehigh                    N           0          0       360          360
Stow                      N           0          0       180          360
Greer                     N           0          0       180          360
Lehi                      N           0          0       180          360
Davie                     N           0          0       360          360
Central Islip             N           0          0       180          360
Sedona                    N           0          0       180          360
Indio                     N           0          0       180          360
Kansas City               N           0          0       360          360
WPAFB                     N           0          0       360          360
WILMINGTON                Y          60         57       360          360
Gulfport                  N           0          0       180          360
Auburn                    N           0          0       180          360
Glenmont                  N           0          0       360          360
La Vergne                 N           0          0       360          360
Mount Hope                N           0          0       360          360
Goodrich                  N           0          0       180          360
Edgemoor                  Y          60         55       360          360
Miramar                   N           0          0       360          360
Estero                    N           0          0       360          360
Greenwood                 N           0          0       360          360
Buffalo                   N           0          0       360          360
Mahon                     N           0          0       360          360
Cleveld                   N           0          0       360          360
Estero                    N           0          0       180          360
Anderson                  N           0          0       360          360
Miami                     Y         120        115       360          360
Fontana                   Y          60         55       360          360
Chillicothe               N           0          0       360          360
Fort Pierce               N           0          0       180          360
Jackson                   N           0          0       360          360
McMurray                  N           0          0       360          360
Mobile                    N           0          0       360          360
Fort Pierce               N           0          0       360          360
Mobile                    N           0          0       180          360
Sevierville               N           0          0       360          360
Gorham                    N           0          0       180          180
Antelope                  Y          60         55       360          360
Antelope                  N           0          0       180          360
Lynco                     N           0          0       360          360
Lake Wales                N           0          0       360          360
Palm Desert               N           0          0       360          360
San Gabriel               N           0          0       360          360
Sacramento                Y          60         53       360          360
Long Beach                Y          60         54       360          360
Watts                     N           0          0       360          360
Sacramento                N           0          0       360          360
Tucson                    Y          60         54       360          360
Tucson                    N           0          0       360          360
                          Y          60         54       360          360
Moreno Valley             N           0          0       360          360
Pasadena                  Y          60         54       360          360
Pasadena                  N           0          0       360          360
Mira Loma                 N           0          0       360          360
Ldhl                      Y          60         54       360          360
Ldhl                      N           0          0       180          360
Lakewood                  Y          60         54       360          360
Lakewood                  N           0          0       360          360
Sylmar                    Y          60         54       360          360
Reno                      Y          60         54       360          360
Etna                      N           0          0       360          360
Jacksboro                 N           0          0       360          360
Toledo                    N           0          0       360          360
Trabuco Canyon            Y          60         55       360          360
Montgomery                N           0          0       360          360
Davie                     N           0          0       180          360
Kittery                   N           0          0       360          360
Montgomery                N           0          0       180          360
Mack                      N           0          0       360          360
Wellington                N           0          0       360          360
Tice                      N           0          0       360          360
Haverhill                 N           0          0       360          360
Lakeland                  N           0          0       360          360
Seat Pleasant             Y          60         55       360          360
Islip                     N           0          0       360          360
Hoschton                  N           0          0       180          360
Asharoken                 N           0          0       360          360
Cimarron Hills            Y          60         55       360          360
Oakville                  N           0          0       180          360
Kernan                    N           0          0       360          360
Edgewood                  N           0          0       360          360
Arden                     Y          60         55       360          360
Silver Spring             N           0          0       360          360
Wade                      N           0          0       360          360
Aberdeen                  N           0          0       180          360
Dallas                    N           0          0       360          360
Chicago                   N           0          0       360          360
Miramar                   N           0          0       180          360
Torrington                N           0          0       360          360
Chicago                   N           0          0       360          360
Warren                    Y          60         55       360          360
Fort Pierce               N           0          0       180          360
Washingtonville           N           0          0       360          360
Shady Lake                N           0          0       360          360
Napa                      Y          60         55       360          360
Las Vegas                 Y          60         55       360          360
Miami                     N           0          0       180          360
Dale City                 Y          60         55       360          360
Yukon                     N           0          0       180          180
Springfield               N           0          0       360          360
Knoxville                 N           0          0       360          360
ETHEL                     Y          60         56       360          360
Lakeland                  N           0          0       180          360
McMurray                  N           0          0       180          180
Mount Washington          Y          60         55       360          360
Stuart                    N           0          0       360          360
Tampa                     N           0          0       180          180
Akron                     N           0          0       360          360
Lansing                   N           0          0       360          360
Poteau                    N           0          0       360          360
Simpsonville              N           0          0       360          360
Dade City                 N           0          0       360          360
Jacksonville              N           0          0       180          360
Miami                     N           0          0       360          360
Simpsonville              N           0          0       360          360
Linndale                  N           0          0       360          360
Rochester                 N           0          0       360          360
Sevierville               N           0          0       180          360
Dade City                 N           0          0       180          360
Detroit                   N           0          0       360          360
Cimarron Hills            N           0          0       180          360
Bakersfield               N           0          0       360          360
Shreveport                N           0          0       360          360
Chattanooga               N           0          0       360          360
Raytown                   N           0          0       360          360
Bloomingdale              N           0          0       360          360
Tampa                     N           0          0       180          360
Tracy                     N           0          0       180          360
Melbourne                 Y          60         55       360          360
Tulsa                     N           0          0       360          360
Surveyor                  N           0          0       360          360
Warren                    N           0          0       360          360
Tarpon Springs            N           0          0       360          360
Dale City                 N           0          0       180          360
Binghamton                N           0          0       360          360
Caldwell                  N           0          0       360          360
Denver                    Y          60         55       360          360
Detroit                   N           0          0       180          360
Progress                  N           0          0       180          360
Florence                  N           0          0       360          360
Phoenix                   N           0          0       180          360
Lake Ridge                N           0          0       360          360
White House               N           0          0       300          300
Lake Ridge                Y          60         55       360          360
Beloit                    N           0          0       360          360
Greenwood                 N           0          0       180          360
Las Vegas                 N           0          0       180          360
Mount Washington          N           0          0       180          360
Pompano Beach             Y          60         55       360          360
Caldwell                  N           0          0       180          180
Darbydale                 N           0          0       360          360
Simpsonville              N           0          0       180          360
Westerville               N           0          0       360          360
Taft                      N           0          0       180          360
Leesburg                  N           0          0       360          360
Grandview                 N           0          0       360          360
Grandview                 N           0          0       180          360
Call                      N           0          0       360          360
Alex                      N           0          0       360          360
Wade                      N           0          0       180          360
Tarpon Springs            N           0          0       180          180
Buckeye                   N           0          0       360          360
Lake Ridge                N           0          0       180          180
Stone Mountain            N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
Ruther Glen               Y          60         55       360          360
TULSA                     N           0          0       360          360
Appleton                  N           0          0       360          360
Atlanta                   N           0          0       360          360
Mooresville               N           0          0       360          360
Sherwood                  N           0          0       180          360
Flint                     N           0          0       360          360
Denver                    N           0          0       180          360
Harristown                N           0          0       180          180
Stone Mountain            N           0          0       180          360
DARLINGTON                N           0          0       360          360
Kansas City               N           0          0       360          360
Pandora                   N           0          0       360          360
Chattanooga               N           0          0       180          360
Denver                    N           0          0       180          360
Gallatin                  N           0          0       360          360
Conley                    N           0          0       360          360
LAWRENCEBURG              N           0          0       360          360
Biloxi                    N           0          0       360          360
DETROIT                   N           0          0       360          360
UTICA                     N           0          0       360          360
Devon                     N           0          0       360          360
Jackson                   N           0          0       360          360
Murrieta                  N           0          0       360          360
Chicago                   N           0          0       360          360
Allen                     N           0          0       180          360
Bobo                      N           0          0       180          360
Lisbon                    N           0          0       360          360
FLINT                     N           0          0       360          360
Westerville               N           0          0       180          180
Ruther Glen               N           0          0       180          360
Huntley                   N           0          0       360          360
Pine                      Y          60         55       360          360
Carthage                  N           0          0       360          360
BROOKLYN                  N           0          0       360          360
DOWNSVILLE                N           0          0       360          360
Chillicothe               N           0          0       180          180
Fdl                       N           0          0       360          360
Lakeland                  N           0          0       180          360
ALBANY                    N           0          0       360          360
Albuquerque               N           0          0       180          360
Philadelphia              N           0          0       360          360
Augusta                   N           0          0       180          360
LANSING                   N           0          0       360          360
New Port Richey           N           0          0       360          360
Tualatin                  Y          60         55       360          360
Lake Ridge                N           0          0       180          180
Walker                    N           0          0       180          360
Fdl                       N           0          0       180          360
Warren                    N           0          0       180          180
Princeton                 N           0          0       360          360
Pompano Beach             N           0          0       180          360
UTICA                     N           0          0       360          360
Macon                     N           0          0       360          360
Mount Hope                N           0          0       180          360
Marina                    N           0          0       360          360
Cooke                     N           0          0       360          360
Columbus                  N           0          0       360          360
Washington                N           0          0       360          360
Boardman                  N           0          0       360          360
Conover                   N           0          0       180          360
Memphis                   N           0          0       360          360
Middletown                N           0          0       360          360
Lima                      N           0          0       360          360
Newark                    N           0          0       360          360
Washington                N           0          0       360          360
Gadsden                   N           0          0       360          360
Wilmington                N           0          0       180          360
CHATTANOOGA               N           0          0       360          360
Laceyville                N           0          0       360          360
Cape Coral                N           0          0       360          360
Reva                      N           0          0       360          360
Charlotte                 N           0          0       360          360
Riverdale                 N           0          0       180          180
Webster                   N           0          0       360          360
Tuxedo                    N           0          0       360          360
Cloverly                  N           0          0       180          360
PRAIRIEVILLE              N           0          0       360          360
Odessa                    Y          60         55       360          360
Odessa                    N           0          0       180          360
Pine                      N           0          0       180          360
PORTLAND                  N           0          0       360          360
EAST BOSTON               N           0          0       360          360
Laceyville                N           0          0       180          180
Honeoye                   N           0          0       360          360
Akron                     N           0          0       360          360
Streetsboro               Y          60         55       360          360
Miami                     N           0          0       360          360
Riviera Beach             N           0          0       360          360
Hollywood                 N           0          0       360          360
Saco                      N           0          0       360          360
Saco                      N           0          0       360          360
Tualatin                  N           0          0       180          360
Streetsboro               N           0          0       180          360
Phoenix                   N           0          0       180          180
Sarasota                  Y          60         55       360          360
ESCANABA                  N           0          0       360          360
Ithaca                    N           0          0       360          360
CRYSTAL LAKE              Y          60         57       360          360
METHUEN                   N           0          0       360          360
MILAN                     N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
LEVITTOWN                 N           0          0       360          360
PALM BRANCH               N           0          0       360          360
COLUMBIA                  N           0          0       360          360
LINDEN                    N           0          0       360          360
BEAUMONT                  N           0          0       360          360
MEMPHIS                   N           0          0       360          360
CAMPBELL                  N           0          0       360          360
PITTSBURGH                N           0          0       360          360
ALTOONA                   N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
AKRON                     N           0          0       360          360
HILTON                    N           0          0       360          360
WOODSTOCK                 N           0          0       360          360
UTICA                     N           0          0       360          360
ST LOUIS                  N           0          0       360          360
OCEAN SPRINGS             N           0          0       360          360
MURRIETA                  Y          60         56       360          360
WEST POINT                N           0          0       360          360
CARNESVILLE               N           0          0       360          360
MERCER                    N           0          0       360          360
MERIDIAN                  N           0          0       360          360
BRANDON                   N           0          0       360          360
SPARTA                    N           0          0       360          360
BAYVILLE                  N           0          0       360          360
TOLEDO                    N           0          0       360          360
SAN FRACISCO              N           0          0       360          360
CLAREMORE                 N           0          0       360          360
ROSLYN                    N           0          0       360          360
IDYLLWILD                 Y          60         56       360          360
Bethlehem                 N           0          0       360          360
JACKSON                   N           0          0       360          360
BATON ROUGE               N           0          0       360          360
MILWAUKEE                 N           0          0       360          360
OVERLAND PARK             N           0          0       360          360
NEW ORLEANS               N           0          0       360          360
BOISE                     Y          60         53       360          360
WILBRAHAM                 N           0          0       360          360
WESTMINSTER               N           0          0       360          360
TWO RIVERS                N           0          0       360          360
ANDEAS                    N           0          0       360          360
GREENVILLE                N           0          0       360          360
MASSILLON                 N           0          0       360          360
DENVER                    Y          60         56       360          360
JACKSON                   N           0          0       360          360
CHARLESTOWN               N           0          0       360          360
EVERETT                   N           0          0       360          360
RATON                     N           0          0       360          360
WEST HARTFORD             N           0          0       360          360
AKRON                     N           0          0       360          360
KANSAS CITY               N           0          0       360          360
GREAT FALLS               Y          60         58       360          360
RIVERDALE                 N           0          0       360          360
GERMANTOWN                N           0          0       360          360
HOUSTON                   N           0          0       180          180
DETROIT                   N           0          0       360          360
GALLOWAY                  N           0          0       360          360
JACKSON                   N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
BIG BEAR LAKE             Y          60         57       360          360
TULSA                     N           0          0       360          360
BRENTWOOD                 N           0          0       360          360
SOMERVILLE                N           0          0       360          360
PALM HARBOR               N           0          0       360          360
ALLIANCE                  N           0          0       360          360
MORRAL                    Y          60         56       360          360
BOYNE CITY                N           0          0       360          360
CORONA                    Y          60         57       360          360
NORTH MIAMI               N           0          0       180          180
SAVANNAH                  Y          60         56       360          360
CLEVELAND                 N           0          0       360          360
LORAIN                    N           0          0       360          360
YOUNGSTOWN                N           0          0       360          360
NEWBURGH                  N           0          0       360          360
RACINE                    N           0          0       360          360
BATON ROUGE               N           0          0       360          360
WHEELERSBURG              N           0          0       360          360
BLACKWELL                 N           0          0       360          360
NAPOLEONVILLE             N           0          0       360          360
GARNER                    N           0          0       360          360
JUDSONIA                  N           0          0       360          360
FRAMINGHAM                N           0          0       360          360
DOUGLAS                   N           0          0       360          360
ANTWERP                   N           0          0       360          360
DENHAM SPRINGS            N           0          0       360          360
HACIENDA HEIGHTS          N           0          0       180          180
HIGHLAND                  N           0          0       360          360
ATHENS                    Y          60         56       360          360
CAHOKIA                   N           0          0       360          360
BATON ROUGE               N           0          0       360          360
FLINT                     N           0          0       360          360
ASHLAND                   Y          60         56       360          360
BIXBY                     Y          60         58       360          360
NASHVILLE                 N           0          0       360          360
SOUTH BEND                N           0          0       360          360
LUCEDALE                  N           0          0       360          360
HOUSTON                   N           0          0       360          360
LANCASTER                 N           0          0       360          480
PERRIS                    Y          60         57       360          360
NOBLESVILLE               N           0          0       360          360
GRAYSVILLE                N           0          0       360          360
WASHINGTON                N           0          0       360          360
CHICAGO                   N           0          0       360          360
KANSAS CITY               Y          60         56       360          360
RANCHO MIRAGE             N           0          0       360          360
MOWEAQUA                  N           0          0       360          360
PICO RIVERA               Y          60         56       360          360
SPRINGFIELD               N           0          0       360          360
MORGANTON                 N           0          0       360          360
COUNTRY CLUB HILLS        N           0          0       360          360
LUCEDALE                  N           0          0       360          360
OAK PARK                  N           0          0       360          360
ABINGTON                  N           0          0       360          360
SANTA FE SPRINGS          N           0          0       360          360
ALPHARETTA                N           0          0       360          360
NORTH BABYLON             N           0          0       360          360
KANSAS CITY               N           0          0       360          360
PAULDING                  N           0          0       360          360
MARGATE                   N           0          0       360          360
NEW ORLEANS               N           0          0       360          360
MOBILE                    N           0          0       360          360
FERNANDINA BEACH          N           0          0       360          360
SILVERTHORNE              Y          60         56       360          360
WHARTON                   N           0          0       360          360
MOORESVILLE               N           0          0       360          360
COLORADO SPRINGS          Y          60         58       360          360
MCGUFFEY                  N           0          0       360          360
QUEEN CREEK               Y          60         58       360          360
ORLANDO                   N           0          0       180          180
LUCEDALE                  N           0          0       360          360
MIAMI                     N           0          0       360          360
MARTINS FERRY             N           0          0       360          360
PORTSMOUTH                N           0          0       360          360
ORCHARD PARK              N           0          0       360          360
EWA BEACH                 Y         120        117       360          360
DISCOVERY BAY             N           0          0       360          360
PARK FOREST               N           0          0       360          360
FITHIAN                   N           0          0       360          360
ROCKFORD                  N           0          0       360          360
HAGERSTOWN                Y          60         56       360          360
EXMORE                    N           0          0       360          360
ST LOUIS                  N           0          0       360          360
SADORUS                   N           0          0       360          360
NORTH PLAINFIELD          N           0          0       360          360
LOS ANGELES               N           0          0       360          360
DETROIT                   N           0          0       360          360
NILES                     N           0          0       360          360
WAXHAW                    N           0          0       360          360
JACKSON                   N           0          0       360          360
PHELPS                    N           0          0       360          360
SELMA                     N           0          0       360          360
FULTS                     N           0          0       360          360
SIMPSONVILLE              N           0          0       360          360
BRECKSVILLE               N           0          0       360          360
OTTAWA                    N           0          0       360          360
MILLPORT                  N           0          0       360          360
HUBBARD LK                N           0          0       360          360
OPP                       N           0          0       360          360
NEWPORT                   N           0          0       360          360
ROCKFORD                  N           0          0       360          360
ST CHARLES                N           0          0       360          360
LA PUENTE                 Y          60         57       360          360
RICHMOND                  N           0          0       360          360
ATCHISON                  N           0          0       360          360
LEXINGTON                 N           0          0       360          360
WESTFIELD                 N           0          0       360          360
BIRMINGHAM                N           0          0       360          360
BIRMINGHAM                N           0          0       360          360
ADA                       N           0          0       360          360
OSSINEKE                  N           0          0       360          360
SHERWOOD                  Y          60         57       360          360
DAYTON                    N           0          0       360          360
WORCESTER                 N           0          0       360          360
TEMPLE HILLS              N           0          0       360          360
JOPLIN                    N           0          0       360          360
KANSAS CITY               N           0          0       360          360
BEEBE                     N           0          0       360          360
DUNDALK                   N           0          0       360          360
MOUNT MORRIS              Y          60         58       360          360
ROSLINDALE                N           0          0       360          360
SANTA MARIA               N           0          0       360          360
MARICOPA                  Y          60         58       360          360
COLUMBIA                  N           0          0       360          360
OIL CITY                  N           0          0       360          360
ELWOOD                    Y          60         57       360          360
BUFFALO GROVE             N           0          0       360          360
DES MOINES                N           0          0       360          360
LANSING                   N           0          0       360          360
LELAND                    N           0          0       360          360
LAFAYETTE                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
BRANT ROCK                N           0          0       360          360
HENDERSONVILLE            N           0          0       360          360
LOS ANGELES               N           0          0       360          360
ALBUQUERQUE               N           0          0       360          360
DENISON                   N           0          0       360          360
WOODSTOCK                 N           0          0       360          360
PAINESVILLE               N           0          0       360          360
SAINT JOHN                N           0          0       360          360
RIVERSIDE                 Y          60         57       360          360
APEX                      N           0          0       360          360
PHOENIX                   N           0          0       360          360
PHILADELPHIA              Y          60         57       360          360
GARFIELD HTS              Y          60         56       360          360
SAGINAW                   N           0          0       360          360
WAUCONDA                  N           0          0       360          360
PORTLAND                  N           0          0       360          360
ATLANTA                   N           0          0       360          360
CLAYTON                   N           0          0       360          360
ALBUQUERQUE               N           0          0       360          360
OZONE PARK                N           0          0       360          360
FLINT                     N           0          0       360          360
MARGATE                   Y          60         57       360          360
MASSILLON                 Y          60         57       360          360
CASA GRANDE               Y          60         57       360          360
SAN BERNARDINO            N           0          0       360          360
ALTO                      N           0          0       360          360
WICHITA                   N           0          0       360          360
WINTER GARDEN             N           0          0       360          360
CICERO                    N           0          0       360          360
MATTAPAN                  Y          60         56       360          360
KIRKLAND                  Y          60         58       360          360
BELLEVILLE                N           0          0       360          360
DAYTON                    N           0          0       360          360
LAS VEGAS                 Y          60         57       360          360
MURRIETA                  Y          60         58       360          360
ERIE                      N           0          0       360          360
OSCEOLA MILLS             N           0          0       360          360
CANTON                    N           0          0       360          360
BURGETTSTOWN              N           0          0       360          360
CLAYTON                   Y          60         57       360          360
LAKELAND                  N           0          0       360          360
LOS ANGELES               N           0          0       360          360
WILLIAMSON                N           0          0       360          360
NOBLESVILLE               Y          60         56       360          360
EAST ELMHURST             N           0          0       360          360
MEMPHIS                   N           0          0       360          360
DAYTON                    N           0          0       360          360
INDEPENDENCE              N           0          0       360          360
FONTANA                   N           0          0       360          360
CHICAGO                   N           0          0       360          360
TRAVERSE CITY             N           0          0       360          360
CEDARSVILLE               N           0          0       360          360
GONZALES                  N           0          0       360          360
ESSEX                     N           0          0       360          360
PONTIAC                   Y          60         58       360          360
PORTLAND                  N           0          0       360          360
FAIRFIELD                 Y          60         58       360          360
CLEVELAND                 N           0          0       360          360
KEMMERER                  N           0          0       360          360
LYNDHURST                 N           0          0       360          360
WOODBRIDGE                Y          60         57       360          360
ARNOLD                    N           0          0       360          360
CLEVELAND                 N           0          0       360          360
LAKEWOOD                  Y          60         57       360          360
PHOENIX                   Y          60         58       360          360
LYNN                      Y          60         56       360          360
MONROE                    N           0          0       360          360
WILMINGTON                N           0          0       360          360
PETALUMA                  Y          60         58       360          360
MILL SPRING               N           0          0       360          360
CHICAGO                   N           0          0       360          360
POULSBO                   Y          60         57       360          360
INDIO                     Y          60         57       360          360
LOS ANGELES               N           0          0       360          360
WEAVERVILLE               N           0          0       360          360
SONOMA                    N           0          0       360          360
CANTON                    N           0          0       360          360
MIAMI                     N           0          0       360          360
ORLANDO                   Y          60         57       360          360
ATTLEBORO                 N           0          0       360          360
APPLE VALLEY              Y          60         54       360          360
WEST PITTSBURG            N           0          0       360          360
WORCESTER                 N           0          0       360          360
DETROIT                   N           0          0       360          360
DISTRICT HEIGHTS          N           0          0       360          360
AURORA                    Y          60         57       360          360
SUGAR GROVE               Y          60         57       360          360
TRACY                     Y          60         58       360          360
NEW HAVEN                 N           0          0       360          360
STOCKTON                  N           0          0       360          360
AKRON                     N           0          0       360          360
FREMONT                   N           0          0       360          360
COLUMBUS                  N           0          0       360          360
CURTICE                   N           0          0       360          360
CHILLICOTHE               N           0          0       360          360
LEAVITTSBURG              N           0          0       360          360
SNELLVILLE                Y          60         57       360          360
OAK PARK                  N           0          0       360          360
ELKTON                    N           0          0       360          360
VIRGINIA BEACH            Y          60         57       360          360
NEW HAVEN                 N           0          0       360          360
GERMANTOWN                Y          60         57       360          360
ORLANDO                   Y          60         58       360          360
UHRICHSVILLE              N           0          0       240          240
ACWORTH                   N           0          0       360          360
BRONXVILLE                N           0          0       360          360
BERLIN HEIGHTS            N           0          0       360          360
JONESBORO                 N           0          0       360          360
GREENFIELD                N           0          0       360          360
DELRAY BEACH HEIGHTS      N           0          0       360          360
CAMDEN                    N           0          0       360          360
INDEPENDENCE TOWNSHIP     N           0          0       360          360
OVERLAND PARK             N           0          0       360          360
SKIATOOK                  N           0          0       360          360
SAN FRANCISCO             N           0          0       360          360
BRENTWOOD                 N           0          0       360          360
DETROIT                   N           0          0       360          360
SANTA ROSA                N           0          0       240          240
GALION                    N           0          0       360          360
SHREVEPORT                N           0          0       360          360
MILWAUKEE                 N           0          0       360          360
KANSAS CITY               N           0          0       360          360
CENTENNIAL                Y          60         58       360          360
CHICAGO                   N           0          0       360          360
CORBIN                    N           0          0       360          360
AKRON                     N           0          0       360          360
KANSAS CITY               N           0          0       360          360
CANAL WINCHESTER          Y          60         57       360          360
ALBUQUERQUE               N           0          0       360          360
ZANESVILLE                N           0          0       360          360
TRAVERSE CITY             N           0          0       360          360
DECKERVILLE               N           0          0       360          360
KENTON                    N           0          0       360          360
PARK RIDGE                N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
MARTINEZ                  Y          60         58       360          360
LEXINGTON                 N           0          0       360          360
EUNICE                    N           0          0       360          360
AUBURN                    N           0          0       360          360
Norcross                  N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
NAPERVILLE                N           0          0       360          360
FORDS                     Y          60         57       360          360
HOLLAND                   N           0          0       360          360
NELSONVILLE               N           0          0       360          360
KISSIMMEE                 Y          60         58       360          360
GRAFTON                   N           0          0       360          360
CORONA                    N           0          0       360          360
DES MOINES                N           0          0       360          360
GREENVILLE                N           0          0       360          360
BAY SHORE                 N           0          0       180          180
CHARLOTTE                 N           0          0       360          360
EDEN PRAIRIE              N           0          0       360          360
SUMMIT                    N           0          0       360          360
SOMERSET                  Y          60         58       360          360
SILVER SPRING             Y          60         57       360          360
RIO RANCHO                N           0          0       360          360
PORT HURON                N           0          0       360          360
PUT-IN-BAY                N           0          0       360          360
MASTIC BEACH              N           0          0       360          360
TROY                      N           0          0       360          360
MARICOPA                  Y          60         58       360          360
DETROIT                   N           0          0       360          360
PHOENIX                   Y          60         57       360          360
CHICAGO                   N           0          0       360          360
BELLEVILLE                N           0          0       360          360
HOPEWELL JUNCTION         N           0          0       360          360
VANDALIA                  N           0          0       360          360
FLORENCE                  N           0          0       360          360
CLARKSTOWN                Y          60         56       360          360
VAN BUREN                 N           0          0       360          360
ALBANY                    N           0          0       360          360
GALESBURG                 N           0          0       360          360
ALEXANDER                 Y          60         58       360          360
REDFORD                   N           0          0       360          360
FRESNO                    N           0          0       360          360
SEBRING                   N           0          0       360          360
ST PETERS                 Y          60         58       360          360
COLUMBUS                  N           0          0       360          360
COLORADO SPRINGS          Y          60         58       360          360
BURLINGTON                N           0          0       360          360
BATAVIA                   Y          60         58       360          360
DAYTON                    N           0          0       360          360
LEBANON                   N           0          0       360          360
MONTGOMERY VILLAGE        Y          60         58       360          360
EVERGREEN                 N           0          0       360          360
JOLIET                    N           0          0       360          360
LAURENS                   N           0          0       360          360
GRAND RAPIDS              N           0          0       360          360
HUNTINGTON                N           0          0       360          360
BICKNELL                  N           0          0       360          360
BRENTWOOD                 Y          60         57       360          360
TUSTIN                    N           0          0       360          360
WYOMING                   N           0          0       360          360
WILMINGTON                N           0          0       360          360
DELRAY BEACH              N           0          0       360          360
MARIETTA                  N           0          0       360          360
HOMELAND                  N           0          0       180          180
TAUNTON                   N           0          0       360          360
CLEVELAND                 N           0          0       360          360
MACHESNEY PARK            N           0          0       360          360
BUENA PARK                Y          60         57       360          360
NEW PHILADELPHIA          N           0          0       360          360
CHICAGO                   N           0          0       360          360
CUMMING                   N           0          0       360          360
ROCKY RIVER               Y          60         58       360          360
MUNCIE                    N           0          0       360          360
PLANO                     N           0          0       360          360
MARION                    N           0          0       360          360
ATLANTA                   N           0          0       360          360
MEDWAY                    N           0          0       360          360
FORT WAYNE                N           0          0       360          360
CHICAGO                   N           0          0       360          360
SLATEDALE                 N           0          0       360          360
HATBORO                   N           0          0       360          360
KANSAS CITY               N           0          0       360          360
ASHTABULA                 N           0          0       360          360
STRONGSVILLE              N           0          0       360          360
SILVER SPRING             Y          60         57       360          360
KINGSTON                  Y          60         58       360          360
GREENVILLE                N           0          0       360          360
UPPER SANDUSKY            Y          60         58       360          360
STAFFORD                  N           0          0       360          480
HAMPTON                   N           0          0       360          360
CROSBY                    N           0          0       360          360
BOLINGBROOK               Y          60         58       360          360
CHARDON                   N           0          0       360          360
NICHOLASVILLE             N           0          0       360          360
ORLANDO                   Y          60         58       360          360
FAIRFIELD                 Y          60         57       360          360
AKRON                     N           0          0       360          360
ROMEOVILLE                N           0          0       360          360
GREENVILLE                N           0          0       360          360
TACOMA                    N           0          0       360          360
KANSAS CITY               N           0          0       360          360
CLEVELAND                 N           0          0       360          360
ST CLAIR SHORES           N           0          0       360          360
PALOS HEIGHTS             N           0          0       360          360
ROHNERT PARK              Y          60         58       360          360
MINNEAPOLIS               N           0          0       360          360
ODESSA                    Y          60         57       360          360
VERO BEACH                N           0          0       360          360
PHENIX CITY               N           0          0       360          360
MANISTEE                  N           0          0       360          360
KANSAS CITY               N           0          0       360          360
LAWRENCEVILLE             N           0          0       360          360
OKLAHOMA CITY             N           0          0       360          360
NORTH CHARLESTON          N           0          0       360          360
COLUMBUS                  N           0          0       360          360
AKRON                     N           0          0       360          360
LEXINGTON                 N           0          0       360          360
CANDLER                   Y          60         58       360          360
VERNON                    N           0          0       360          360
BOLINGBROOK               N           0          0       360          360
DAVENPORT                 N           0          0       360          360
MENTOR                    Y          60         58       360          360
RANCHO MURRIETA           N           0          0       360          360
MAUMELLE                  N           0          0       360          360
DETROIT                   N           0          0       360          360
LONG BEACH                Y          60         58       360          360
DUBLIN                    Y          60         58       360          360
GLENDALE                  Y          60         57       360          360
JACKSONVILLE              N           0          0       360          360
BATTLE CREEK              N           0          0       360          360
PORTLAND                  Y          60         58       360          360
OLMSTED FALLS             N           0          0       360          360
NEWARK                    N           0          0       360          360
TEMPE                     N           0          0       360          360
DOVER                     N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
BEAVER DAM                N           0          0       360          360
WEST PALM BEACH           N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
LOWELL                    N           0          0       360          360
DECATUR                   N           0          0       360          360
APPLE VALLEY              N           0          0       360          360
HEMET                     Y          60         58       360          360
WAYNESVILLE               N           0          0       360          360
DUMFRIES                  Y          60         57       360          360
WASHINGTON                N           0          0       360          360
LAWRENCE                  N           0          0       360          360
TULSA                     N           0          0       360          360
MIDDLETOWN                N           0          0       360          360
NAPLES                    N           0          0       360          360
DAVENPORT                 N           0          0       360          360
SAGINAW                   Y          60         58       360          360
MCKEESPORT                N           0          0       360          360
CAPITOL HEIGHTS           N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
LAKE VILLA                N           0          0       360          360
CHIPPEWA LAKE             N           0          0       360          360
AIKEN                     N           0          0       360          360
CHICAGO                   N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
EAST POINTE               N           0          0       360          360
CARLSBAD                  N           0          0       360          360
GARDEN GROVE              N           0          0       360          360
LAKE CHARLES              N           0          0       360          360
WARREN                    N           0          0       360          360
NEW IBERIA                N           0          0       360          360
TOCCOA                    Y          60         58       360          360
KINGS MILL                N           0          0       360          360
MEMPHIS                   N           0          0       360          360
ROSEDALE                  N           0          0       360          360
CANTON                    N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
KNOXVILLE                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
MEMPHIS                   N           0          0       360          360
MORROW                    Y          60         58       360          360
DELAWARE                  Y          60         57       360          360
LEXINGTON                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
BEAR                      N           0          0       360          360
ST LOUIS                  N           0          0       360          360
WILMINGTON                Y          60         57       360          360
FAYETTEVILLE              N           0          0       360          360
NEWCOMERSTOWN             N           0          0       360          360
LOUISBURG                 N           0          0       360          360
PORT CLINTON              N           0          0       360          360
MIAMI                     N           0          0       360          360
DETROIT                   N           0          0       360          360
GREENWOOD                 N           0          0       360          360
NEW LENOX                 Y          60         57       360          360
RALEIGH                   N           0          0       360          360
BERKLEY                   N           0          0       360          360
FLINTSTONE                N           0          0       360          360
CHICAGO                   N           0          0       360          360
STEVENS POINT             N           0          0       360          360
LANCASTER                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
DETROIT                   N           0          0       360          360
JOLIET                    N           0          0       360          360
VALLES MINES              Y          60         58       360          360
LOWELLVILLE               N           0          0       360          360
HEPHZIBAH                 Y          60         58       360          360
PHILADELPHIA              N           0          0       360          360
SPENCER                   N           0          0       360          360
EAST LAKE                 N           0          0       360          360
WOODBRIDGE                Y          60         57       360          360
NORWALK                   N           0          0       360          360
SULLIVAN                  N           0          0       360          360
WARRENVILLE               N           0          0       360          360
COLUMBUS                  Y          60         58       360          360
STREETSBORO               N           0          0       360          360
LUDLOW                    N           0          0       360          360
ATLANTA                   N           0          0       360          360
SAN BERNARDINO            N           0          0       180          180
DRYDEN                    N           0          0       360          360
CINCINNATI                N           0          0       360          360
SCOTTSDALE                N           0          0       360          360
CORONA                    N           0          0       180          180
WOODBRIDGE                N           0          0       360          360
EMMETT                    N           0          0       180          180
SPENCER                   Y          60         58       360          360
SILER CITY                N           0          0       360          360
TINLEY PARK               N           0          0       360          360
IMLAY CITY                N           0          0       360          360
VERO BEACH                N           0          0       360          360
LITTLEROCK                N           0          0       360          360
LEE'S SUMMIT              N           0          0       360          360
FOSTORIA                  N           0          0       360          360
WISCONSIN DELLS           N           0          0       360          360
ST. LOUIS                 N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
WAUPACA                   N           0          0       360          360
SILVER LAKE               N           0          0       360          360
COLUMBIA                  N           0          0       360          360
CANTON                    N           0          0       360          360
YOUNGSTOWN                N           0          0       360          360
LOOKOUT MOUNTAIN          N           0          0       360          360
PITTSBURGH                N           0          0       360          360
RALEIGH                   N           0          0       360          360
SALIDA                    Y          60         58       360          360
WILMINGTON                N           0          0       360          360
DALLAS                    N           0          0       360          360
GREENVILLE                N           0          0       180          180
LITTLE ROCK               N           0          0       360          360
CHARLOTTE                 Y          60         57       360          360
OXNARD                    N           0          0       180          180
FISHERS                   N           0          0       360          360
VIRGINIA BEACH            N           0          0       360          360
PELHAM                    N           0          0       360          360
LENNOX                    N           0          0       360          360
UNIONTOWN                 N           0          0       360          360
DETROIT                   N           0          0       360          360
NEWBURGH                  N           0          0       360          360
SOUTH HOLLAND             N           0          0       360          360
ROCKLEDGE                 Y          60         57       360          360
WINBER                    N           0          0       360          360
WORCESTER                 N           0          0       360          360
MARSHALL                  N           0          0       360          360
BROADVIEW                 N           0          0       360          360
DETROIT                   N           0          0       360          360
HUNTSVILLE                N           0          0       360          360
TOLEDO                    N           0          0       360          360
CARPENTERSVILLE           N           0          0       360          360
KINGMAN                   N           0          0       180          180
MAIDEN                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
MILFORD                   N           0          0       360          360
TOLEDO                    N           0          0       360          360
EPHRAIM                   N           0          0       360          360
SHAPLEIGH                 N           0          0       360          360
CHANDLER                  Y          60         58       360          360
MONTGOMERY                N           0          0       360          360
MARICOPA                  Y          60         58       360          360
CONYERS                   Y          60         58       360          360
POTTSTOWN                 N           0          0       360          360
RIVIERA BEACH             N           0          0       360          360
HEMINGWAY                 N           0          0       360          360
MARIETTA                  N           0          0       360          360
OPA LOCKA                 N           0          0       360          360
CASTLE ROCK               Y          60         58       360          360
WICHITA                   N           0          0       360          360
WALDRON                   N           0          0       360          360
COCOA                     Y          60         58       360          360
ARLINGTON                 N           0          0       360          360
SHELBURN                  N           0          0       360          360
SUMMERVILLE               N           0          0       360          360
BURNS HARBOR              N           0          0       360          360
MADISON                   N           0          0       360          360
FAIRFIELD                 Y          60         58       360          360
WESTLAND                  N           0          0       360          360
JONESBORO                 N           0          0       360          360
MADISON                   N           0          0       360          360
KINGMAN                   N           0          0       360          360
COLORADO SPRINGS          Y          60         58       360          360
CLEARWATER                Y          60         58       360          360
COLUMBUS                  N           0          0       360          360
WILMINGTON                N           0          0       360          360
NORTH HOLLYWOOD           N           0          0       360          360
MURPHY                    N           0          0       360          360
SHREVEPORT                Y          60         58       360          360
DELTONA                   N           0          0       180          180
FREDERICKSBURG            N           0          0       360          360
LIGHTHOUSE POINT          N           0          0       360          360
WYOMING                   N           0          0       360          360
MAPLE HEIGHTS             N           0          0       360          360
KANSAS CITY               N           0          0       360          360
INDIANAPOLIS              N           0          0       360          360
RICHMOND                  N           0          0       360          360
ALPENA                    N           0          0       360          360
CINCINNATI                N           0          0       360          360
WATERFORD                 N           0          0       360          360
SELLERSBURG               N           0          0       360          360
EAST PEORIA               N           0          0       180          180
KANSAS CITY               N           0          0       360          360
KANSAS CITY               N           0          0       360          360
DAYTON                    N           0          0       360          360
EAST POINT                Y          60         55       360          360
ALLENTOWN                 N           0          0       360          360
ORLANDO                   Y          60         56       360          360
SILVER SPRING             Y          60         56       360          360
SUMMERVILLE               N           0          0       360          360
WEYMOUNTH                 Y          60         56       360          360
SUN CITY                  Y          60         56       360          360
LOS ANGELES               Y          60         56       360          360
DINGMANS FERRY            N           0          0       360          360
DES MOINES                N           0          0       360          360
PADUCAH                   N           0          0       360          360
SANDWICH                  Y          60         55       360          360
NORWALK                   Y          60         56       360          360
BARTLESVILLE              N           0          0       360          360
OVERLAND PARK             N           0          0       360          360
TEMPLE HILLS              Y          60         56       360          360
OVERLAND PARK             N           0          0       360          360
ST. CLAIR                 N           0          0       360          360
HAGERSTOWN                Y          60         56       360          360
FORT WORTH                N           0          0       360          360
GREENSBORO                N           0          0       360          360
YORK                      N           0          0       360          360
TEMECULA                  Y          60         58       360          360
HIGHLAND                  N           0          0       360          360
KANSAS CITY               N           0          0       360          360
WORCESTER                 N           0          0       360          360
PENN YAN                  N           0          0       360          360
PROSPECT                  N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
TEXARKANA                 N           0          0       360          360
LAKE ELSINORE             Y          60         58       360          360
RUSSELLS POINT            N           0          0       360          360
TACOMA                    Y          60         58       360          360
BOSTON                    Y          60         58       360          360
PITTSBURGH                N           0          0       360          360
HIGHLAND MILLS            N           0          0       360          360
KANSAS CITY               Y          60         58       360          360
TURNEY                    N           0          0       360          360
JACKSONVILLE              N           0          0       360          360
BERKELEY HEIGHTS          Y          60         58       360          360
BROCKTON                  N           0          0       360          360
MACOMB                    N           0          0       360          360
SUGAR GROVE               Y          60         58       360          360
NIXA                      N           0          0       360          360
RIVERSIDE                 Y          60         58       360          360
LAKE WORTH                Y          60         58       360          360
PLEASANT HILL             N           0          0       360          360
DEFUNIAK SPRINGS          N           0          0       360          360
STRUTHERS                 N           0          0       360          360
TOLEDO                    Y          60         57       360          360
BALTIMORE                 N           0          0       360          360
CONCORD                   N           0          0       360          360
OCEANSIDE                 N           0          0       360          360
SACO                      N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
PULASKI                   N           0          0       360          360
ROGERS                    N           0          0       360          360
PHILADELPHIA              N           0          0       360          360
JOPLIN                    N           0          0       360          360
RICHMOND                  N           0          0       360          360
CULPEPER                  N           0          0       360          360
CANTON                    N           0          0       360          360
KELLER                    Y          60         58       360          360
NORTH LAS VEGAS           N           0          0       360          360
LEWISTON                  N           0          0       360          360
NEWAYGO                   N           0          0       360          360
DAYTON                    N           0          0       360          360
AUBURN                    N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
NORTH PROVIDENCE          N           0          0       360          360
COLUMBIA                  N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
AUSTINTOWN                N           0          0       360          360
SALUDA                    N           0          0       360          360
GAITHERSBURG              Y          60         57       360          360
AYNOR                     N           0          0       360          360
CHANDLER                  N           0          0       360          360
AKRON                     N           0          0       360          360
FARRELL                   N           0          0       360          360
NAPLES                    N           0          0       360          360
OLNEY                     Y          60         57       360          360
TEMPLE HILLS              N           0          0       360          360
FLINT                     N           0          0       360          360
BUTLER                    N           0          0       360          360
WILLOWBROOK               Y          60         58       360          360
CHICAGO                   Y          60         58       360          360
RAYMORE                   N           0          0       360          360
RICHMOND                  Y          60         58       360          360
YARMOUTH                  N           0          0       360          360
SILOAM SPRINGS            N           0          0       360          360
BATON ROUGE               N           0          0       360          360
CHARLOTTE                 Y          60         58       360          360
ONTARIO                   Y          60         58       360          360
TOLEDO                    N           0          0       360          360
LOS ANGELES               N           0          0       360          360
ATLANTA                   Y          60         58       360          360
ROSWELL                   N           0          0       360          360
ROCKLIN                   Y          60         58       360          360
CINCINNATI                Y          60         58       360          360
FAYETTEVILLE              N           0          0       360          360
AURORA                    N           0          0       360          360
SPRING VALLEY             N           0          0       360          360
ST LOUIS                  N           0          0       360          360
IONIA                     N           0          0       360          360
WOODBRIDGE                Y          60         58       360          360
EUCLID                    N           0          0       360          360
BOWLING GREEN             N           0          0       360          360
YOUNGSTOWN                N           0          0       360          360
INDIANAPOLIS              N           0          0       360          360
DETROIT                   N           0          0       360          360
AKRON                     N           0          0       360          360
ST ALBANS                 N           0          0       360          360
CRESAPTOWN                N           0          0       360          360
MIDDLETOWN                N           0          0       360          360
WEST COLUMBIA             N           0          0       360          360
CHARLOTTE                 N           0          0       360          360
AUSTELL                   N           0          0       360          360
COLORADO SPRINGS          Y          60         58       360          360
CASTLE ROCK               N           0          0       360          360
ALBUQUERQUE               Y          60         56       360          360
TERRE HAUTE               N           0          0       360          360
WICHITA                   N           0          0       360          360
EAU CLAIRE                Y          60         58       360          360
DIAMOND BAR               N           0          0       360          360
ORANGE                    N           0          0       360          360
FORT MYERS                N           0          0       360          360
WESTLAKE                  Y          60         58       360          360
SPRINGPORT                Y          60         58       360          360
PATASKALA                 Y          60         58       360          360
GRAND LEDGE               Y          60         58       360          360
TOLEDO                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
AKRON                     Y          60         58       360          360
WEST HAVEN                N           0          0       360          360
CLIO                      N           0          0       360          360
N CHICAGO                 N           0          0       360          360
WASHINGTON                N           0          0       360          360
WEST PALM BEACH           N           0          0       360          360
PEMBROKE PINES            N           0          0       180          180
HALLANDALE                N           0          0       360          360
PHOENIX                   Y          60         58       360          360
PORT SAINT LUCIE          N           0          0       360          360
MANASSAS                  Y          60         58       360          360
BIRDSBORO                 Y          60         58       360          360
CHICAGO                   N           0          0       360          360
SILVER SPRING             N           0          0       360          360
FREDERICKSBURG            Y          60         58       360          360
DUPONT                    N           0          0       360          360
SARATOGA SPRINGS          N           0          0       360          360
LEESBURG                  N           0          0       180          180
PORTLAND                  N           0          0       360          360
MIDDLETOWN                Y          60         58       360          360
ST. LOUIS                 N           0          0       360          360
BLUE ISLAND               N           0          0       360          360
WINDHAM                   N           0          0       360          360
CINCINNATI                N           0          0       360          360
KISSIMMEE                 Y          60         58       360          360
GREERS FERRY              N           0          0       360          360
QUEEN CREEK               Y          60         58       360          360
SARASOTA                  N           0          0       360          360
COLD BROOK                N           0          0       360          360
RAYMOND                   N           0          0       360          360
DETROIT                   N           0          0       360          360
TERRE HAUTE               N           0          0       360          360
TRINITY                   N           0          0       360          360
WESTBROOK                 N           0          0       360          360
SEDALIA                   N           0          0       360          360
EL CENTRO                 Y          60         57       360          360
AVENTURA                  N           0          0       360          360
EATON RAPIDS              N           0          0       360          360
CHICAGO                   N           0          0       360          360
SILVER SPRING             Y          60         58       360          360
ROGERS                    N           0          0       360          360
WOODRIDGE                 N           0          0       180          180
ATLANTA                   N           0          0       360          360
RALEIGH                   N           0          0       360          360
TERRE HAUTE               N           0          0       360          360
WASHINGTON                N           0          0       360          360
MESA                      Y          60         58       360          360
FISHERS                   Y          60         58       360          360
BOOTHWYN                  N           0          0       360          360
TOLEDO                    N           0          0       360          360
CLEVELAND                 N           0          0       360          360
TRAVERSE CITY             N           0          0       360          360
ARGOS                     N           0          0       360          360
MIAMI                     Y          60         58       360          360
CINCINNATI                N           0          0       360          360
MINNEAPOLIS               Y          60         58       360          360
SAINT LOUIS               N           0          0       360          360
COLUMBUS                  N           0          0       360          360
BARBERTON                 N           0          0       360          360
GAHANNA                   Y          60         58       360          360
POPLAR GROVE              N           0          0       360          360
BEDFORD                   N           0          0       360          360
BETHESDA                  Y          60         58       360          360
SILVER SPRING             Y          60         58       360          360
ST PAUL                   N           0          0       360          360
HOLLYWOOD                 N           0          0       360          360
NORFOLK                   N           0          0       360          360
CLINTON                   N           0          0       360          360
CANTON                    N           0          0       360          360
COLUMBUS                  N           0          0       360          360
CHICAGO                   N           0          0       360          480
RESTON                    Y          60         58       360          360
HORSEHEADS                N           0          0       360          360
COLORADO SPRINGS          N           0          0       360          360
ORRVILLE                  N           0          0       360          360
COLUMBUS                  N           0          0       360          360
ASHEVILLE                 N           0          0       360          360
SAN SABA                  N           0          0       360          360
CLINTON                   N           0          0       360          360
BRASELTON                 N           0          0       360          360
MILLERSBURG               N           0          0       360          360
FREDERICKSBURG            N           0          0       360          360
PITTSBURGH                N           0          0       360          360
GRAND HAVEN               N           0          0       360          360
CHICAGO                   N           0          0       360          360
MONROE                    N           0          0       360          360
DALZELL                   N           0          0       360          360
LANSING                   N           0          0       360          360
HAZEL PARK                N           0          0       360          360
DETROIT                   N           0          0       360          360
EDMOND                    N           0          0       360          360
OKLAHOMA CITY             N           0          0       360          360
HICKSVILLE                N           0          0       360          360
CHATTANOOGA               N           0          0       360          360
VIRGINIA BEACH            N           0          0       360          360
KUNA                      Y          60         58       360          360
ST JOSEPH                 N           0          0       360          360
KANSAS CITY               N           0          0       360          360
PALM HARBOR               N           0          0       360          360
HOSHCTON                  N           0          0       360          360
ST LOUIS                  N           0          0       360          360
FOUNTAIN VALLEY           N           0          0       360          360
HONEOYE FALLS             N           0          0       360          360
SOUTH LAKE TAHOE          N           0          0       360          360
FREDERICK                 Y          60         58       360          360
KISSIMMEE                 Y          60         58       360          360
RIVERSIDE                 N           0          0       360          360
SATELLITE BEACH           N           0          0       360          360
SACRAMENTO                N           0          0       360          360
WIGGINS                   N           0          0       180          180
READING                   N           0          0       360          360
EXETER                    N           0          0       360          360
POWELL                    N           0          0       360          360
COLUMBUS                  N           0          0       360          360
WEST WAREHAM              N           0          0       360          360
COLUMBUS                  Y          60         59       360          360
SPRINGFIELD               N           0          0       360          360
OWEN                      N           0          0       360          360
MEDWAY                    N           0          0       360          360
PROCTORVILLE              N           0          0       360          360
MYRTLE BEACH              N           0          0       360          360
PLANTATION                N           0          0       360          360
COLORADO SPRINGS          N           0          0       240          360
Holbrook                  N           0          0       360          360
Mangonia Park             N           0          0       360          360
Aldie                     Y          36         32       360          360
Chicago                   Y          36         32       360          360
Bethel                    Y          36         31       360          360
Joliet                    N           0          0       360          360
Mineral                   Y          24         19       360          360
Haxtun                    N           0          0       360          360
Chino Hills               N           0          0       360          360
Piscataway                N           0          0       360          360
Toms River                Y          36         31       360          360
Jersey City               Y          36         31       360          360
Fresno                    Y          24         20       360          360
Renton                    Y          36         31       360          360
Philadelphia              N           0          0       360          360
Sterling                  Y          36         32       360          360
Boulder                   N           0          0       360          360
Jersey City               N           0          0       360          360
Paterson                  Y          36         32       360          360
Jamaica                   Y          36         32       360          360
Calwa                     Y          24         20       360          360
Lodi                      N           0          0       360          360
Westland                  N           0          0       360          360
El Mirage                 N           0          0       360          360
Milford                   Y          60         56       360          360
Lawndale                  Y          36         32       360          360
Santa Clarita             Y          60         56       360          360
Las Vegas                 Y          60         56       360          360
Columbus                  Y          36         32       360          360
Columbia                  N           0          0       360          360
Lane                      Y          36         32       360          360
Sacramento                N           0          0       360          360
Lenola                    N           0          0       360          360
Georgetown                N           0          0       360          360
Bakersfield               N           0          0       360          360
Van Nuys                  N           0          0       360          360
San Bernardino            Y          24         20       360          360
Mount Rainier             N           0          0       360          360
Charlotte                 Y          60         55       360          360
Mishawaka                 N           0          0       360          360
Roulo                     N           0          0       360          360
Memphis                   Y          36         32       360          360
Lagrange                  N           0          0       360          360
Tampa                     N           0          0       360          360
Yuton                     N           0          0       360          360
Lake Ridge                Y          36         32       360          360
Berkeley                  N           0          0       360          360
Stockton                  Y          24         20       360          360
Jonesboro                 N           0          0       360          360
San Diego                 Y          36         32       360          360
Vernon                    Y          36         32       360          360
Ossining                  Y          36         32       360          360
Oakland                   N           0          0       360          360
Tulare                    N           0          0       360          360
Greenacres                Y          24         20       360          360
Gainesville               Y          60         56       360          360
SOLEDAD                   Y          60         55       360          360
SANTA CLARITA             Y          60         55       360          360
YUCCA VALLEY              Y          60         54       360          360
ROANOKE                   N           0          0       360          360
LINCOLN                   Y          60         54       360          360
NEWPORT                   N           0          0       360          360
LAKE MILTON               N           0          0       360          360
BEDFORD                   N           0          0       360          360
DETROIT                   N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
HARTFORD CITY             N           0          0       360          360
LENOX                     N           0          0       360          360
WASHINGTON                N           0          0       360          360
NORTH WEBSTER             N           0          0       360          360
RIVERVIEW                 Y          60         54       360          360
LA QUINTA                 Y          60         54       360          360
JACKSON HEIGHTS           N           0          0       360          360
FELTON                    Y          60         53       360          360
SAN JOSE                  Y          60         54       360          360
APOPKA                    N           0          0       180          180
COUNCIL BLUFFS            N           0          0       360          360
CHICAGO                   N           0          0       360          360
ATLANTA                   Y          60         54       360          360
LOS ANGELES               Y          60         55       360          360
TOOELE                    N           0          0       360          360
NEW BEDFORD               N           0          0       360          360
NORTH DARTMOUTH           N           0          0       360          360
LAWTON                    N           0          0       360          360
WATERFORD                 N           0          0       360          360
BRACKENRIDGE              N           0          0       360          360
VALLEJO                   Y          60         54       360          360
CHICAGO                   N           0          0       180          180
AVON                      N           0          0       360          360
ELKHART                   N           0          0       360          360
ORLANDO                   N           0          0       360          360
MILACA                    N           0          0       360          360
AKRON                     N           0          0       360          360
HOFFMAN ESTATES           N           0          0       360          360
WEST LAFAYETTE            N           0          0       360          360
RANCHO SANTA MARGARITA    Y          60         55       360          360
SPENCER                   N           0          0       360          360
SAN JOSE                  Y          60         54       360          360
CICERO                    N           0          0       360          360
REVERE                    Y          60         55       360          360
KAYSVILLE                 N           0          0       360          360
PORTLAND                  N           0          0       360          360
NORTH HILLS               N           0          0       360          360
SCHENECTADY               N           0          0       360          360
CHICAGO                   N           0          0       360          360
CHICAGO                   N           0          0       360          360
RANCHO CUCAMONGA          Y          60         55       360          360
SPRING GLEN T/O WAWARSING N           0          0       360          360
SOUTH BEND                N           0          0       360          360
SAN DIEGO                 Y          60         55       360          360
MILLBURY                  N           0          0       360          360
CLIFTON PARK              N           0          0       360          360
PLAINFIELD                N           0          0       360          360
CORNING                   N           0          0       360          360
LONG BEACH                Y          60         55       360          360
SAN DIEGO                 Y          60         55       360          360
PITTSBURG                 Y          60         54       360          360
MADISON                   Y          60         54       360          360
BROOKLYN                  N           0          0       360          360
EL CAJON                  Y          60         55       360          360
TACOMA                    Y          60         55       360          360
IMPERIAL                  N           0          0       360          360
FRESNO                    N           0          0       360          360
EL CAJON                  Y          60         55       360          360
FORT LAUDERDALE           N           0          0       360          360
PHILADELPHIA              N           0          0       180          180
GLENS FALLS               N           0          0       360          360
FRESNO                    N           0          0       360          360
FARMERSVILLE              N           0          0       360          360
REVERE                    N           0          0       360          360
HOBOKEN                   Y          60         55       360          360
LAWRENCE                  Y          60         54       360          360
DRAPER                    Y          60         54       360          360
COLD SPRINGS              N           0          0       360          360
METHUEN                   N           0          0       360          360
ORLANDO                   N           0          0       360          360
CHULA VISTA               Y          60         55       360          360
CHICAGO                   N           0          0       360          360
WOODBURY                  Y          60         55       360          360
AUBREY                    N           0          0       360          360
PHENIX CITY               N           0          0       360          360
CHELSEA                   Y          60         55       360          360
CHICAGO                   N           0          0       360          360
MIAMI                     N           0          0       360          360
HAMLIN                    N           0          0       360          360
EL SOBRANTE               Y          60         55       360          360
ALBUQUERQUE               N           0          0       360          360
MASHPEE                   Y          60         55       360          360
EL PASO                   N           0          0       360          360
STREAMWOOD                N           0          0       360          360
HAMMOND                   N           0          0       360          360
WILLINGBORO               N           0          0       360          360
MONACA                    N           0          0       360          360
NORRISTOWN                N           0          0       360          360
DES PLAINES               N           0          0       360          360
HOPKINS                   N           0          0       360          360
LONGVIEW                  Y          60         54       360          360
CORNELIUS                 N           0          0       360          360
GARDEN CITY               Y          60         55       360          360
LYNWOOD                   N           0          0       360          360
LAKE WORTH                N           0          0       360          360
INDIO                     Y          60         55       360          360
ALEXANDRIA                N           0          0       360          360
BROOKLYN                  N           0          0       360          360
RIVERSIDE                 Y          60         55       360          360
DENVER                    Y          60         55       360          360
MURRIETA                  Y          60         55       360          360
IRWIN                     N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
EVESHAM                   N           0          0       360          360
HAYWARD                   N           0          0       360          360
CINCINNATI                N           0          0       180          360
DAYTONA BEACH             N           0          0       360          360
PERRIS                    N           0          0       360          360
MOUNT PLEASANT            Y          60         55       360          360
SAINT LOUIS               N           0          0       360          360
LEBANON                   N           0          0       180          180
LAKEWOOD                  Y          60         55       360          360
DENVER                    Y          60         55       360          360
LAS VEGAS                 Y          60         55       360          360
PLAINFIELD                N           0          0       360          360
MERCED                    Y          60         54       360          360
NORTH LAS VEGAS           N           0          0       360          360
SAN JACINTO               N           0          0       360          360
RICHARDSON                N           0          0       360          360
PEORIA                    N           0          0       360          360
MIAMI                     N           0          0       360          360
MARGATE                   N           0          0       360          360
BELLPORT                  N           0          0       360          360
TOLEDO                    N           0          0       360          360
CHARDON                   N           0          0       360          360
AUBURN                    N           0          0       180          180
WHEELING                  Y          60         55       360          360
CITRUS HEIGHTS            N           0          0       360          360
WEST PALM BEACH           Y          60         55       360          360
CLARKSTON                 N           0          0       360          360
COUNTRY CLUB HILLS        N           0          0       360          360
MANTECA                   N           0          0       360          360
MEXICO                    N           0          0       360          360
HUNTINGTON PARK           Y          60         55       360          360
PHOENIX                   N           0          0       360          360
TOLEDO                    N           0          0       360          360
NORTH OLMSTED             N           0          0       360          360
WILLIAMSPORT              N           0          0       360          360
SEWICKLEY                 N           0          0       360          360
FALMOUTH                  N           0          0       360          360
FLUSHING                  Y          60         55       360          360
COLUMBIA                  N           0          0       360          360
PALM SPRINGS              Y          60         55       180          360
CANOGA PARK AREA, LA      Y          60         54       360          360
CLINTON TOWNSHIP          N           0          0       360          360
ALHAMBRA                  Y          60         55       360          360
ATLANTA                   N           0          0       360          360
WASHINGTON TOWNSHIP       Y          60         55       360          360
CHICAGO                   N           0          0       360          360
AURORA                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
MURRIETA                  Y          60         55       360          360
YPSILANTI                 Y          60         55       360          360
SCHAUMBURG                N           0          0       360          360
ATOKA                     N           0          0       180          180
LANCASTER                 N           0          0       360          360
RANCHO CUCAMONGA          N           0          0       360          360
CHICAGO                   N           0          0       360          360
GILBERT                   N           0          0       360          360
DOLTON                    N           0          0       360          360
SUGAR LAND                N           0          0       360          360
SAINT LOUIS               N           0          0       360          360
GROVE CITY                N           0          0       360          360
MOUNT MORRIS              N           0          0       360          360
CHICAGO                   N           0          0       360          360
HUMBLE                    N           0          0       360          360
HOWELL                    Y          60         55       360          360
DAYTON                    N           0          0       360          360
AURORA                    Y          60         55       360          360
CHICAGO                   N           0          0       360          360
CENTEREACH                N           0          0       360          360
MILWAUKEE                 N           0          0       360          360
UPLAND                    N           0          0       360          360
LANCASTER                 Y          60         55       360          360
PALM DESERT               N           0          0       360          360
RENO                      N           0          0       360          360
GLADSTONE                 Y          60         55       360          360
MONTGOMERY                N           0          0       360          360
STATEN ISLAND             N           0          0       360          360
EUSTIS                    N           0          0       360          360
EVANSTON                  N           0          0       360          360
DENVER                    Y          60         55       360          360
LAKE WORTH                Y          60         55       360          360
POMONA                    Y          60         55       360          360
COLUMBUS                  N           0          0       360          360
CONCORD                   Y          60         55       360          360
SARASOTA                  Y          60         55       360          360
HOUSTON                   N           0          0       360          360
WEST JEFFERSON            N           0          0       360          360
MARION                    N           0          0       360          360
COLCHESTER                N           0          0       360          360
WEST HOLLYWOOD            Y          60         55       360          360
PORT SAINT LUCIE          N           0          0       360          360
DOWNEY                    Y          60         55       360          360
CARSON                    Y          60         54       360          360
TRAVERSE CITY             N           0          0       360          360
MC LEAN                   N           0          0       360          360
KYLE                      N           0          0       360          360
CHICAGO                   N           0          0       360          360
DOUGLASSVILLE             N           0          0       360          360
PARMA                     N           0          0       360          360
RANCHO CUCAMONGA          N           0          0       360          360
WARRENVILLE               N           0          0       360          360
DENTON                    N           0          0       360          360
COMPTON                   N           0          0       360          360
WILLIAMSTON               Y          60         55       360          360
FORT WORTH                N           0          0       360          360
WESTMORELAND CITY         N           0          0       360          360
GARLAND                   N           0          0       360          360
WOODBRIDGE                Y          60         55       360          360
CALUMET CITY              N           0          0       360          360
PLUMAS LAKE               Y          60         55       360          360
MARION                    N           0          0       360          360
BRENTWOOD                 Y          60         55       360          360
SALT LAKE CITY            Y          60         55       360          360
SCOTTSDALE                Y          60         55       360          360
ATTICA T/O ALEXANDER      N           0          0       360          360
GAHANNA                   Y          60         55       360          360
VERNON HILLS              N           0          0       360          360
ROUND ROCK                N           0          0       360          360
HAMERSVILLE               N           0          0       360          360
MORRISTOWN                N           0          0       360          360
FORT WORTH                N           0          0       360          360
BAKERSFIELD               Y          60         55       360          360
FRESNO                    N           0          0       240          240
JUSTIN                    N           0          0       360          360
OREGON CITY               Y          60         55       360          360
SAN DIEGO                 N           0          0       360          360
GOSHEN                    N           0          0       360          360
NORTH LAS VEGAS           N           0          0       360          360
CHICAGO                   Y          60         55       360          360
CARNATION                 Y          60         55       360          360
LA QUINTA                 Y          60         55       360          360
VALLEJO                   Y          60         55       360          360
BAKERSFIELD               N           0          0       360          360
LAKE WORTH                N           0          0       360          360
STERLING HEIGHTS          N           0          0       360          360
PALMDALE                  Y          60         55       360          360
DALLAS                    N           0          0       360          360
APPLE VALLEY              Y          60         55       360          360
MORENO VALLEY             Y          60         55       360          360
MC KINNEY                 N           0          0       360          360
RESEDA                    Y          60         55       360          360
ARLINGTON                 N           0          0       180          180
BRAINERD                  Y          60         55       360          360
OAKLAND                   Y          60         55       360          360
NEWPORT                   N           0          0       360          360
NORTH RICHLAND HILLS      N           0          0       360          360
HAWTHORNE                 Y          60         55       360          360
YAKIMA                    N           0          0       360          360
CHICAGO                   N           0          0       180          180
HENDERSON                 Y          60         55       360          360
HACIENDA HEIGHTS          Y          60         55       360          360
DEERFIELD BEACH           Y          60         55       360          360
BAY POINT                 Y          60         55       360          360
WAITE PARK                N           0          0       360          360
CARROLLTON                N           0          0       360          360
KENTWOOD                  Y          60         55       360          360
GAITHERSBURG              N           0          0       360          360
LINCOLN PARK              N           0          0       360          360
OAK LAWN                  N           0          0       360          360
FORT COLLINS              Y          60         55       360          360
TEMECULA                  Y          60         55       360          360
HARWOOD HEIGHTS           N           0          0       360          360
SCOTTSDALE                N           0          0       360          360
NIXA                      N           0          0       360          360
CHANDLER                  Y          60         55       360          360
OAKLAND                   Y          60         55       360          360
PHOENIX                   Y          60         55       360          360
FOREST GROVE              Y          60         55       360          360
HILLIARD                  Y          60         55       360          360
ELGIN                     N           0          0       360          360
LESLIE                    N           0          0       360          360
SAN ANTONIO               N           0          0       360          360
WEST PALM BEACH           Y          60         55       360          360
PHOENIX                   Y          60         55       360          360
PARK FOREST               N           0          0       360          360
SUPERIOR                  N           0          0       360          360
LOS ANGELES               Y          60         55       360          360
GILBERT                   N           0          0       360          360
WEST BEND                 Y          60         55       360          360
STANSBURY PARK            Y          60         55       360          360
LOMITA                    Y          60         55       360          360
PORT COSTA                N           0          0       360          360
LONG BEACH                Y          60         55       360          360
HUNTINGTON BEACH          Y          60         55       360          360
CANOGA PARK               Y          60         55       360          360
SAN RAFAEL                Y          60         55       360          360
SUMMERVILLE               Y          60         55       360          360
CENTREVILLE               N           0          0       360          360
COLUMBUS                  N           0          0       360          360
ANTIOCH                   Y          60         55       360          360
KISSIMMEE                 Y          60         55       360          360
CHICAGO                   Y          60         55       360          360
ENGLEWOOD                 N           0          0       360          360
MINNEAPOLIS               N           0          0       360          360
RUNNING SPRINGS           Y          60         55       360          360
CINCINNATI                N           0          0       360          360
RALEIGH                   Y          60         55       360          360
MIAMI                     Y          60         55       360          360
WILLITS                   Y          60         55       360          360
SAN DIEGO                 Y          60         55       360          360
LANCASTER                 Y          60         55       360          360
COLORADO SPRINGS          Y          60         55       360          360
OGDEN                     N           0          0       360          360
RESEDA AREA, LOS ANGELES  Y          60         55       360          360
HUNTINGTON BEACH          Y          60         55       360          360
PLEASANT HILL             Y          60         55       360          360
CHERRY VALLEY             Y          60         55       360          360
GENEVA                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
SEAFORD                   N           0          0       360          360
MATTESON                  Y          60         55       360          360
MIAMI BEACH               Y          60         55       360          360
SPRING                    N           0          0       360          360
BAKERSFIELD               Y          60         55       360          360
IRVINE                    Y          60         55       360          360
MERCER ISLAND             Y          60         55       360          360
LAGUNA NIGUEL             Y          60         55       360          360
DAVENPORT                 N           0          0       360          360
CHICAGO                   N           0          0       360          360
CHULA VISTA               Y          60         55       360          360
PALM SPRINGS              Y          60         55       360          360
EAST PROVIDENCE           N           0          0       360          360
YUCCA VALLEY              N           0          0       360          360
BROWNSTOWN                N           0          0       360          360
AUSTIN                    Y          60         55       360          360
SIDNEY                    N           0          0       240          240
LEESBURG                  N           0          0       360          360
LACEY                     Y          60         55       360          360
SAN DIEGO                 Y          60         55       360          360
BUENA PARK                N           0          0       360          360
MARYSVILLE                Y          60         55       360          360
SEATTLE                   Y          60         55       360          360
YOUNGTOWN                 Y          60         55       360          360
TRACY                     Y          60         55       360          360
FAIR OAKS                 Y          60         55       360          360
SAINT LOUIS               N           0          0       360          360
VERMILLION                N           0          0       360          360
WALDORF                   Y          60         55       360          360
MINNEAPOLIS               N           0          0       360          360
CARSON                    Y          60         55       360          360
FONTANA                   N           0          0       360          360
WHITE LAKE                Y          60         55       360          360
CHICO                     N           0          0       360          360
SPRINGFIELD               Y          60         55       360          360
LAWNDALE                  Y          60         55       360          360
MENIFEE                   Y          60         55       360          360
DENVER                    N           0          0       360          360
CINCINNATI                Y          60         55       360          360
PASO ROBLES               Y          60         55       360          360
LAKE WORTH                Y          60         55       360          360
ARLINGTON                 N           0          0       360          360
SYRACUSE                  N           0          0       360          360
HOLLIS                    Y          60         55       360          360
PACIFICA                  Y          60         55       360          360
ST. ALBANS                Y          60         55       360          360
LOS ANGELES               N           0          0       360          360
GLENDORA                  Y          60         55       360          360
PORTLAND                  Y          60         55       360          360
AURORA                    Y          60         55       360          360
BAKERSFIELD               Y          60         55       360          360
SACRAMENTO                Y          60         55       360          360
SACRAMENTO                Y          60         55       360          360
CHULA VISTA               Y          60         55       360          360
REDDING                   Y          60         55       360          360
STUDIO CITY AREA, LOS ANGEY          60         55       360          360
CINCINNATI                N           0          0       360          360
PACIFICA                  Y          60         55       360          360
SILVER SPRING             Y          60         55       360          360
GLENDALE HEIGHTS          N           0          0       360          360
LOS ANGELES               Y          60         55       360          360
PORT HUENEME              Y          60         55       360          360
YUBA CITY                 Y          60         55       360          360
PALM SPRINGS              Y          60         55       360          360
SCHENECTADY               Y          60         55       360          360
NEW PRAGUE                Y          60         55       360          360
CASTAIC                   Y          60         55       360          360
BAKERSFIELD               Y          60         55       360          360
MATTAPAN                  N           0          0       360          360
HAMMOND                   N           0          0       360          360
LOWELL                    N           0          0       360          360
CHICAGO                   N           0          0       360          360
SYLMAR AREA, LOS ANGELES  Y          60         55       360          360
MISSOULA                  Y          60         55       360          360
MARYSVILLE                Y          60         55       360          360
RIO LINDA                 Y          60         55       360          360
FAIRPORT HARBOR           Y          60         55       360          360
HIALEAH                   N           0          0       360          360
LAKE WORTH                N           0          0       360          360
JAMAICA                   Y          60         55       360          360
CHICAGO                   N           0          0       360          360
FORT LAUDERDALE           Y          60         55       360          360
ANTIOCH                   Y          60         55       360          360
SAN ANTONIO               Y          60         55       360          360
PALM SPRINGS              Y          60         55       360          360
COTTAGE GROVE             Y          60         55       360          360
CARMICHAEL                Y          60         55       360          360
RICHMOND                  Y          60         55       360          360
HUNTINGTON BEACH          Y          60         55       360          360
RALEIGH                   Y          60         55       360          360
SAN FRANCISCO             Y          60         55       360          360
TIGARD                    Y          60         55       360          360
TUJUNGA                   Y          60         55       360          360
CAPITOL HEIGHTS           Y          60         55       360          360
PORTLAND                  Y          60         55       360          360
BRAWLEY                   N           0          0       360          360
SUNNYVALE                 Y          60         55       360          360
BALLWIN                   N           0          0       360          360
TEMECULA                  Y          60         55       360          360
PASADENA                  N           0          0       360          360
INDEPENDENCE              Y          60         55       360          360
LITTLE FALLS              N           0          0       360          360
SAN JOSE                  Y          60         55       360          360
CORONA                    Y          60         55       360          360
BAKERSFIELD               N           0          0       180          180
FONTANA                   Y          60         55       360          360
TEMECULA                  Y          60         55       360          360
REDMOND                   Y          60         55       360          360
GALT                      Y          60         55       360          360
FRESNO                    Y          60         55       360          360
MORRISON                  Y          60         55       360          360
SANTA ROSA                Y          60         55       360          360
OCEANSIDE                 Y          60         55       360          360
SANTEE                    Y          60         55       360          360
NASHVILLE                 Y          60         55       360          360
PROCTORVILLE              N           0          0       360          360
SILVER SPRING             Y          60         55       360          360
LITTLETON                 N           0          0       360          360
HOMESTEAD                 Y          60         55       360          360
IRVING                    N           0          0       360          360
CHICAGO                   Y          60         55       360          360
LONG BEACH                Y          60         55       360          360
AVONDALE                  Y          60         55       360          360
STATELINE                 Y          60         55       360          360
GILROY                    Y          60         55       360          360
MARION                    Y          60         55       360          360
CHULA VISTA               Y          60         55       360          360
SEVERNA PARK              Y          60         55       360          360
FAIRFIELD                 Y          60         55       360          360
MINNEAPOLIS               Y          60         55       360          360
CALABASAS                 Y          60         55       360          360
HAYWARD                   Y          60         55       360          360
TRACY                     Y          60         55       360          360
CATHEDRAL CITY            N           0          0       360          360
RIVERSIDE                 N           0          0       360          360
SCOTTSDALE                Y          60         55       360          360
MONTGOMERY                Y          60         55       360          360
BROOKEVILLE               Y          60         55       360          360
AFTON                     Y          60         55       360          360
OCONOMOWOC                Y          60         55       360          360
CICERO                    N           0          0       360          360
TIGARD                    N           0          0       360          360
SANTEE                    Y          60         55       360          360
CYPRESS                   Y          60         55       360          360
NORWALK                   N           0          0       360          360
SALADO                    N           0          0       360          360
CICERO                    N           0          0       360          360
GREENWICH                 N           0          0       360          360
MINNEAPOLIS               Y          60         55       360          360
HOUSTON                   N           0          0       360          360
VICTORVILLE               Y          60         55       360          360
LA PORTE                  Y          60         55       360          360
FAIRFIELD                 Y          60         55       360          360
SHAKOPEE                  Y          60         55       360          360
LAKE STEVENS              Y          60         55       360          360
CHICAGO                   Y          60         55       360          360
MARIETTA                  Y          60         55       360          360
PINELLAS PARK             N           0          0       360          360
ALEXANDRIA                Y          60         55       360          360
NASHVILLE                 Y          60         55       360          360
OAK VIEW                  Y          60         55       360          360
SACRAMENTO                Y          60         55       360          360
INDIANAPOLIS              Y          60         55       360          360
TUKWILA                   Y          60         55       360          360
FREDERICKSBURG            Y          60         55       360          360
ORLANDO                   Y          60         55       360          360
NORTH LAS VEGAS           Y          60         55       360          360
SAN JOSE                  Y          60         55       360          360
PALM HARBOR               Y          60         55       360          360
ST. PETERSBURG            Y          60         55       360          360
MURRIETA                  Y          60         55       360          360
PITTSBURG                 Y          60         55       360          360
EL CAJON                  Y          60         55       360          360
BAKERSFIELD               N           0          0       360          360
CHANDLER                  Y          60         55       360          360
WESTON                    Y          60         55       360          360
BOLINGBROOK               Y          60         55       360          360
SALEM                     Y          60         55       360          360
NEW PORT RICHEY           Y          60         55       360          360
SAN MARCOS                Y          60         55       360          360
DENVER                    Y          60         55       360          360
ELK GROVE                 Y          60         55       360          360
ACWORTH                   Y          60         55       360          360
SPOKANE VALLEY            N           0          0       360          360
SAN JOSE                  Y          60         55       360          360
NEW KENSINGTON            N           0          0       360          360
MIAMI                     Y          60         55       360          360
CINCINNATI                N           0          0       360          360
EUGENE                    Y          60         55       360          360
FORT WAYNE                N           0          0       360          360
LAKE FOREST               Y          60         55       360          360
RICHMOND                  Y          60         55       360          360
BAKERSFIELD               Y          60         55       360          360
THOUSAND OAKS             Y          60         55       360          360
BECKER                    N           0          0       180          180
RIVERDALE                 Y          60         55       360          360
ZIONSVILLE                N           0          0       360          360
EAST PALATKA              Y          60         55       360          360
MIAMI                     Y          60         55       360          360
SAN CLEMENTE              Y          60         55       360          360
LANCASTER                 Y          60         55       360          360
CERRITOS                  Y          60         55       360          360
GIBSONTON                 N           0          0       360          360
PORTLAND                  Y          60         55       360          360
LAKE FOREST               Y          60         55       360          360
SAN BERNARDINO            Y          60         55       360          360
TRINITY                   Y          60         55       360          360
LANDSDOWNE                Y          60         55       360          360
MORGAN HILL               Y          60         55       360          360
SAN DIEGO                 Y          60         55       360          360
LAWRENCEVILLE             Y          60         55       360          360
BALDWIN PARK              Y          60         55       360          360
BENICIA                   Y          60         55       360          360
LADERA RANCH              Y          60         55       360          360
BROOKLYN                  N           0          0       360          360
MIAMI                     Y          60         55       360          360
LAS VEGAS                 Y          60         55       360          360
HOUSTON                   Y          60         55       360          360
BOILING SPRING LAKES      Y          60         55       360          360
NORTH LAS VEGAS           Y          60         55       360          360
MANASSAS                  Y          60         55       360          360
VICTORVILLE               Y          60         55       360          360
ALEXANDRIA                Y          60         55       360          360
SALT LAKE CITY            Y          60         55       360          360
VICTORVILLE               Y          60         55       360          360
COON RAPIDS               Y          60         55       360          360
CHARLOTTE                 Y          60         55       360          360
ORTING                    Y          60         55       360          360
ROCK HILL                 Y          60         55       360          360
ELGIN                     Y          60         55       360          360
NILES                     N           0          0       360          360
SAN JOSE                  Y          60         55       360          360
LAKESIDE                  Y          60         55       360          360
WESTLAND                  Y          60         55       360          360
CUMMING                   Y          60         55       360          360
LAWRENCEVILLE             Y          60         55       360          360
VALPARAISO                N           0          0       360          360
CERES                     Y          60         55       360          360
PHOENIX                   Y          60         55       360          360
LAWRENCEVILLE             Y          60         55       360          360
FINDLAY                   Y          60         55       360          360
RIVERSIDE                 Y          60         55       360          360
RAMONA                    Y          60         55       360          360
GUADALUPE                 Y          60         55       360          360
MCDONOUGH                 Y          60         55       360          360
COVINGTON                 Y          60         55       360          360
CLINTON                   Y          60         55       360          360
MESA                      Y          60         55       360          360
STATESVILLE               Y          60         55       360          360
COMPTON                   Y          60         55       360          360
WOODBRIDGE                Y          60         55       360          360
STREAMWOOD                Y          60         55       360          360
ROBBINSDALE               Y          60         55       360          360
CORONA                    Y          60         55       360          360
EL CAJON                  Y          60         55       360          360
CHINO HILLS               Y          60         55       360          360
PARAMOUNT                 Y          60         55       360          360
WALDORF                   Y          60         55       360          360
CHATTANOOGA               Y          60         55       360          360
PEABODY                   Y          60         55       360          360
BROOKLYN                  Y          60         55       360          360
NAMPA                     Y          60         55       360          360
SOUTH GATE                Y          60         55       360          360
BRONX                     Y          60         55       360          360
LEBANON                   Y          60         55       360          360
ALISO VIEJO               Y          60         55       360          360
CLAYTON                   Y          60         55       360          360
NEWPORT NEWS              N           0          0       360          360
SPRINGFIELD               N           0          0       360          360
LOS ANGELES               N           0          0       180          360
INDIANAPOLIS              N           0          0       180          360
VISALIA                   N           0          0       180          180
ORANGEVALE                N           0          0       180          360
CENTRAL FALLS             N           0          0       180          360
MALDEN                    N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
BEAVERTON                 N           0          0       180          360
FORT WAYNE                N           0          0       180          360
WEST PALM BEACH           N           0          0       180          360
LA MIRADA                 N           0          0       180          360
CASSELBERRY               N           0          0       180          360
DAYTON                    N           0          0       180          360
CASSELBERRY               N           0          0       180          360
TRUCKEE                   N           0          0       180          360
SOUTH LAKE TAHOE          N           0          0       180          360
PHOENIX                   N           0          0       180          360
CHANDLER                  N           0          0       180          360
BAKERSFIELD               N           0          0       180          360
DENVER                    N           0          0       180          360
RICHMOND                  N           0          0       180          180
BLOOMFIELD HILLS          N           0          0       180          360
ESCONDIDO                 N           0          0       180          360
GREENACRES                N           0          0       180          360
BLUE ISLAND               N           0          0       180          360
MAYER                     N           0          0       180          360
MORENO VALLEY             N           0          0       180          360
PORT CHARLOTTE            N           0          0       180          360
PORTERVILLE               N           0          0       180          360
CEDAR VALLEY              N           0          0       180          360
INGLEWOOD                 N           0          0       180          360
FYFFE                     N           0          0       180          360
RICHMOND                  N           0          0       180          360
MESA                      N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
HOLLISTER                 N           0          0       180          360
COMPTON                   N           0          0       180          360
MIDDLEBORO                N           0          0       180          360
ORLANDO                   N           0          0       180          360
OCALA                     N           0          0       180          360
MAPLE VALLEY              N           0          0       180          360
PHOENIX                   N           0          0       180          360
LAKE OSWEGO               N           0          0       180          360
HAZEL CREST               N           0          0       180          360
APACHE JUNCTION           N           0          0       180          360
INDIANAPOLIS              N           0          0       180          360
SACRAMENTO                N           0          0       180          360
PARKER                    N           0          0       180          360
GODFREY                   N           0          0       180          360
DELTA                     N           0          0       180          360
SEYMOUR                   N           0          0       180          360
ELIZABETHTOWN             N           0          0       180          360
MURRIETA                  N           0          0       180          360
MOORE                     N           0          0       180          360
KENT                      N           0          0       180          360
ONTARIO                   N           0          0       180          360
ALPHARETTA                N           0          0       180          360
INDIANAPOLIS              N           0          0       180          360
PARADISE VALLEY           N           0          0       180          360
DENVER                    N           0          0       180          360
LAKEWOOD                  N           0          0       180          360
FORT WAYNE                N           0          0       180          360
HIGHLANDS RANCH           N           0          0       180          360
PLEASANT GROVE            N           0          0       180          360
LINN                      N           0          0       180          360
CORONA                    N           0          0       180          360
SALINAS                   N           0          0       180          360
MORENO VALLEY             N           0          0       180          360
TUCSON                    N           0          0       180          360
DORCHESTER                N           0          0       180          360
TUCSON                    N           0          0       180          360
BEND                      N           0          0       180          360
PAYSON                    N           0          0       180          360
HENDERSON                 N           0          0       180          360
MURRAY                    N           0          0       180          360
LAVEEN                    N           0          0       180          360
DUDLEY                    N           0          0       180          360
BONNER SPRINGS            N           0          0       180          360
LAWRENCEVILLE             N           0          0       180          360
LEBANON JUNCTION          N           0          0       180          360
SHERWOOD                  N           0          0       180          360
PERRIS                    N           0          0       180          360
ORLANDO                   N           0          0       180          360
FIRCREST                  N           0          0       180          360
KISSIMMEE                 N           0          0       180          360
MUSKEGON                  N           0          0       180          360
VANCOUVER                 N           0          0       180          360
CENTRAL FALLS             N           0          0       180          360
PITTSBURGH                N           0          0       180          360
NORTH PORT                N           0          0       180          360
GILBERT                   N           0          0       180          180
TUCSON                    N           0          0       180          360
GLENDALE                  N           0          0       180          360
PROVIDENCE                N           0          0       180          360
SPARKS                    N           0          0       180          360
CHICAGO                   N           0          0       180          360
CHICAGO HEIGHTS           N           0          0       180          360
HILLSBORO                 N           0          0       180          360
BOSTON                    N           0          0       180          360
GREENWOOD                 N           0          0       180          360
MORENO VALLEY             N           0          0       180          360
SALT LAKE CITY            N           0          0       180          360
LOS ANGELES               N           0          0       180          360
FRESNO                    N           0          0       180          360
PITTSBURG                 N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
QUEEN CREEK               N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
PAPILLION                 N           0          0       180          360
SAN FRANCISCO             N           0          0       180          360
TRACY                     N           0          0       180          360
LOS ANGELES               N           0          0       180          360
MAPLE VALLEY              N           0          0       180          360
BRIGHTON                  N           0          0       180          360
FARMINGTON HILLS          N           0          0       180          360
PRINEVILLE                N           0          0       180          360
PILGER                    N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
THORNTON                  N           0          0       180          360
APPLE VALLEY              N           0          0       180          360
THORNTON                  N           0          0       180          360
WHITE HALL                N           0          0       180          360
VIRGINIA BEACH            N           0          0       180          180
OAKLAND                   N           0          0       180          360
PHOENIX                   N           0          0       180          360
GRESHAM                   N           0          0       180          360
RIALTO                    N           0          0       180          360
SAINT LOUIS               N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
FORT WORTH                N           0          0       180          360
EAST CANTON               N           0          0       180          360
EVERGREEN PARK            N           0          0       180          360
CHUBBUCK                  N           0          0       180          360
BOISE                     N           0          0       180          360
LOS ANGELES               N           0          0       180          360
IONE                      N           0          0       180          360
HILLSBORO                 N           0          0       180          360
PAYETTE                   N           0          0       180          360
CLEARFIELD                N           0          0       180          360
SPRINGFIELD               N           0          0       180          360
SUGAR HILL                N           0          0       180          360
NEWMAN                    N           0          0       180          360
CHESTER                   N           0          0       180          360
BURIEN                    N           0          0       180          360
PORTLAND                  N           0          0       180          360
RANDOLPH                  N           0          0       180          360
JACKSONVILLE              N           0          0       180          360
COLUMBUS                  N           0          0       180          360
RICHMOND                  N           0          0       180          360
LOUISVILLE                N           0          0       180          360
FORDLAND                  N           0          0       180          360
ORLANDO                   N           0          0       180          360
SAINT LOUIS               N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
STONE MOUNTAIN            N           0          0       180          360
COLLINSVILLE              N           0          0       180          360
PARAGOULD                 N           0          0       180          360
CRYSTAL                   N           0          0       180          360
CEDAR VALLEY              N           0          0       180          360
PALM COAST                N           0          0       180          360
O FALLON                  N           0          0       180          360
ALBUQUERQUE               N           0          0       180          180
NAMPA                     N           0          0       180          360
LANSING                   N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
BOISE                     N           0          0       180          360
HENDERSON                 N           0          0       180          360
BALTIMORE                 N           0          0       180          360
ANTIOCH                   N           0          0       180          360
DELHI                     N           0          0       180          360
CLACKAMAS                 N           0          0       180          360
TRACY                     N           0          0       180          360
PRINEVILLE                N           0          0       180          360
TRACY                     N           0          0       180          360
BUFORD                    N           0          0       180          360
HAYWARD                   N           0          0       180          360
ORANGE CITY               N           0          0       180          360
COLUMBUS                  N           0          0       180          360
NORTH PORT                N           0          0       180          360
WINDERMERE                N           0          0       180          360
VISTA                     N           0          0       180          360
DAVENPORT                 N           0          0       180          360
PORTLAND                  N           0          0       180          360
BANKS                     N           0          0       180          360
SYLVANIA                  N           0          0       180          360
COVINGTON                 N           0          0       180          360
PHILADELPHIA              N           0          0       180          360
COLORA                    N           0          0       180          360
BATTLE CREEK              N           0          0       180          360
PORTERVILLE               N           0          0       180          360
REVERE                    N           0          0       180          360
VICTORVILLE               N           0          0       180          360
FONTANA                   N           0          0       180          360
QUEEN CREEK               N           0          0       180          360
MOLINE                    N           0          0       180          360
VALRICO                   N           0          0       180          360
ROXBURY                   N           0          0       180          360
WASHINGTON                N           0          0       180          360
HAVERHILL                 N           0          0       180          360
HAWTHORNE                 N           0          0       180          360
SANDY                     N           0          0       180          360
CASTLEWOOD                N           0          0       180          360
WEST VALLEY CITY          N           0          0       180          360
QUEEN CREEK               N           0          0       180          360
PAYSON                    N           0          0       180          360
INDEPENDENCE              N           0          0       180          360
PASADENA                  N           0          0       180          360
SALINAS                   N           0          0       180          360
COLORADO SPRINGS          N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
LOS ANGELES               N           0          0       180          360
POWDER SPRINGS            N           0          0       180          360
DULUTH                    N           0          0       180          360
SAN DIEGO                 N           0          0       180          360
CHULA VISTA               N           0          0       180          360
PLANT CITY                N           0          0       180          360
DALLAS                    N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
PATTERSON                 N           0          0       180          360
SALEM                     N           0          0       180          360
DALLAS                    N           0          0       180          360
PLANT CITY                N           0          0       180          360
KENDALLVILLE              N           0          0       180          360
DANVILLE                  N           0          0       180          360
PASCO                     N           0          0       180          360
LYNCHBURG                 N           0          0       180          360
VANCOUVER                 N           0          0       180          360
AVON                      N           0          0       180          360
PARAMOUNT                 N           0          0       180          360
BLACKFOOT                 N           0          0       180          360
LOVELAND                  N           0          0       180          360
SALT LAKE CITY            N           0          0       180          360
MEBANE                    N           0          0       180          360
MAGNA                     N           0          0       180          360
FRAMINGHAM                N           0          0       180          360
ORLANDO                   N           0          0       180          360
DELTONA                   N           0          0       180          360
TIGARD                    N           0          0       180          360
SAN LORENZO               N           0          0       180          360
TROY                      N           0          0       180          360
SCIO                      N           0          0       180          360
MC COOK                   N           0          0       180          360
DORAL                     N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
STOCKTON                  N           0          0       180          360
DUVALL                    N           0          0       180          360
NAMPA                     N           0          0       180          360
MURRAYVILLE               N           0          0       180          360
RANCHO SANTA MARGARITA    N           0          0       180          360
JACKSONVILLE              N           0          0       180          360
ANTHEM                    N           0          0       180          360
PARAMOUNT                 N           0          0       180          360
PORTLAND                  N           0          0       180          360
BRENTWOOD                 N           0          0       180          360
FAIRVIEW                  N           0          0       180          360
HOOPER                    N           0          0       180          360
HERCULES                  N           0          0       180          360
PUYALLUP                  N           0          0       180          360
MANTECA                   N           0          0       180          360
DALLAS                    N           0          0       180          360
LANCASTER                 N           0          0       180          360
ANDERSON                  N           0          0       180          360
PHOENIX                   N           0          0       180          360
BROCKTON                  N           0          0       180          180
SCOTTSDALE                N           0          0       180          360
SARATOGA SPRINGS          N           0          0       180          360
ORLANDO                   N           0          0       180          360
YACOLT                    N           0          0       180          360
VANCOUVER                 N           0          0       180          360
MANCHESTER                N           0          0       180          360
VANCOUVER                 N           0          0       180          360
SPRING HILL               N           0          0       180          360
BRADENTON                 N           0          0       180          180
NORTH LAS VEGAS           N           0          0       180          360
BUCKEYE                   N           0          0       180          360
MESA                      N           0          0       180          360
VALLEY CENTER             N           0          0       180          360
LAKE WORTH                N           0          0       180          360
ANDERSON                  N           0          0       180          360
SANTA MARIA               N           0          0       180          360
CALLAHAN                  N           0          0       180          360
NORTH PORT                N           0          0       180          360
EXETER                    N           0          0       180          360
AMERICAN CANYON           N           0          0       180          360
SAINT LOUIS               N           0          0       180          360
ALHAMBRA                  N           0          0       180          360
PORTLAND                  N           0          0       180          360
TUCSON                    N           0          0       180          360
RENO                      N           0          0       180          360
CASSELBERRY               N           0          0       180          360
GLENDALE                  N           0          0       180          360
CONCORD                   N           0          0       180          360
MESA                      N           0          0       180          360
AUBURN                    N           0          0       180          360
SCOTTSDALE                N           0          0       180          360
ALBUQUERQUE               N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
GLENDALE                  N           0          0       180          360
KIMMELL                   N           0          0       180          180
NAMPA                     N           0          0       180          360
HAYWARD                   N           0          0       180          360
TRENTON                   N           0          0       180          360
VIRGINIA BEACH            N           0          0       180          360
LAYTON                    N           0          0       180          360
PHOENIX                   N           0          0       180          360
ARCADIA                   N           0          0       180          360
WOODS CROSS               N           0          0       180          360
CALDWELL                  N           0          0       180          360
HARRIMAN                  N           0          0       180          360
MEMPHIS                   N           0          0       180          360
TALLAHASSEE               N           0          0       180          360
BEAVERTON                 N           0          0       180          360
MORENO VALLEY             N           0          0       180          360
CRANSTON                  N           0          0       180          360
SALEM                     N           0          0       180          360
SOLEDAD                   N           0          0       180          360
NORRISTOWN                N           0          0       180          360
VANCOUVER                 N           0          0       180          360
PLEASANTON                N           0          0       180          360
CHATTANOOGA               N           0          0       180          360
FLINT                     N           0          0       180          360
ANTIOCH                   N           0          0       180          360
VALLEJO                   N           0          0       180          360
BROOKLYN                  N           0          0       180          360
ATLANTA                   N           0          0       180          360
WATERFORD                 N           0          0       180          360
HANOVER PARK              N           0          0       180          360
COMPTON                   N           0          0       180          360
AUBURN                    N           0          0       180          360
BAY POINT                 N           0          0       180          360
FALL CITY                 N           0          0       180          360
PORT HURON                N           0          0       180          360
CAMBRIDGE                 N           0          0       180          360
ESPARTO                   N           0          0       180          360
LAS VEGAS                 N           0          0       180          360
WORCESTER                 N           0          0       180          360
ERIE                      N           0          0       180          360
HOLT                      N           0          0       180          360
WINTHROP                  N           0          0       180          360
CITRUS HEIGHTS            N           0          0       180          360
ARVADA                    N           0          0       180          180
COLUMBUS                  N           0          0       180          360
PALM COAST                N           0          0       180          360
DETROIT                   N           0          0       180          360
SYRACUSE                  N           0          0       180          360
DENVER                    N           0          0       180          180

City                    Rem Term         Ltv       Current Rate  First Pay Date Maturity Date
-------------------------------------------------------------------------------------------
Jennings                     356          85          9.375        8/1/2005       7/1/2035
Signal Mountain              356       84.84            8.5        8/1/2005       7/1/2035
Fremont                      356       84.75          5.375        8/1/2005       7/1/2035
Jamaica                      356          65          8.125        8/1/2005       7/1/2035
Elkhart                      356          95          8.625        8/1/2005       7/1/2035
Pueblo                       356          90          6.875        8/1/2005       7/1/2035
Trenton                      356          80          8.875        8/1/2005       7/1/2035
Hockessin                    356          90           7.25        8/1/2005       7/1/2035
Plymouth                     356          80           6.25        8/1/2005       7/1/2035
Bel Nor                      356          95              9        8/1/2005       7/1/2035
Akron                        356          80          7.625        8/1/2005       7/1/2035
Hudson                       356          80          6.625        8/1/2005       7/1/2035
Chicago                      356          80          8.625        8/1/2005       7/1/2035
Hatton                       356         100          7.125        8/1/2005       7/1/2035
Boise                        356          80              8        8/1/2005       7/1/2035
Hartland                     356       99.94              8        8/1/2005       7/1/2035
Augusta                      356          80          7.375        8/1/2005       7/1/2035
Lewisville                   356         100              5        8/1/2005       7/1/2035
Cragin                       356          85          7.375        8/1/2005       7/1/2035
Oak Park                     356       88.24              6        8/1/2005       7/1/2035
Sugar Land                   356          75          8.875        8/1/2005       7/1/2035
Newark                       356          95          10.75        8/1/2005       7/1/2035
Simi Valley                  356       76.25          5.875        8/1/2005       7/1/2035
Upland                       356          90           5.92        8/1/2005       7/1/2035
Sarasota                     356          80           6.75        8/1/2005       7/1/2035
Queensbury                   356          90          8.875        8/1/2005       7/1/2035
Middletown                   176         100          7.375        8/1/2005       7/1/2020
Wellston                     356          90              7        8/1/2005       7/1/2035
Highland                     356          70            7.5        8/1/2005       7/1/2035
Saint Louis                  356          85              6        8/1/2005       7/1/2035
Jeffersonville               356       92.59          7.375        8/1/2005       7/1/2035
Miami                        356          90          6.625        8/1/2005       7/1/2035
Gumbo                        356       87.17          7.875        8/1/2005       7/1/2035
Miramar                      356       82.76          8.375        8/1/2005       7/1/2035
New Brunswick                356          85          7.875        8/1/2005       7/1/2035
East Brunswick               356       89.82          7.375        8/1/2005       7/1/2035
Marne                        356          85             11        8/1/2005       7/1/2035
Blythe                       356       84.38            7.5        8/1/2005       7/1/2035
Chesterfield                 356       63.22           5.25        8/1/2005       7/1/2035
Southfield                   356          80            6.5        8/1/2005       7/1/2035
Roscommon                    356         100          7.875        8/1/2005       7/1/2035
Pasadena                     356          90          6.875        8/1/2005       7/1/2035
Portland                     356       86.17           6.25        8/1/2005       7/1/2035
Valley Stream                356         100            6.1        8/1/2005       7/1/2035
Middleboro                   356         100           6.95        8/1/2005       7/1/2035
Bowdoinham                   356         100            7.5        8/1/2005       7/1/2035
Mogadore                     356          80              8        8/1/2005       7/1/2035
Charlotte                    356          80          6.875        8/1/2005       7/1/2035
Orlando                      356       99.39              8        8/1/2005       7/1/2035
Meriden                      356          90          6.875        8/1/2005       7/1/2035
Jackson                      356       96.94              6        8/1/2005       7/1/2035
Huffman                      176          90              7        8/1/2005       7/1/2020
Downey                       356          70              8        8/1/2005       7/1/2035
Chula Vista                  356       89.92           5.75        8/1/2005       7/1/2035
Calexico                     356          80           6.25        8/1/2005       7/1/2035
Lake Montezuma               356       84.13              6        8/1/2005       7/1/2035
San Diego                    356          77          5.375        8/1/2005       7/1/2035
San Diego                    356       75.43           5.25        8/1/2005       7/1/2035
Margate                      356          93           7.75        8/1/2005       7/1/2035
Columbia                     356       99.23          6.875        8/1/2005       7/1/2035
Cloverly                     356       77.78           6.75        8/1/2005       7/1/2035
Lakeland                     356          90          6.875        8/1/2005       7/1/2035
Kihei                        356       77.27            6.5        8/1/2005       7/1/2035
Anchorage                    356          85            6.5        8/1/2005       7/1/2035
Wagner                       356          90          5.875        8/1/2005       7/1/2035
Rincon                       356          80           6.75        8/1/2005       7/1/2035
Davie                        356          85          7.375        8/1/2005       7/1/2035
Orlando                      356       62.94              6        8/1/2005       7/1/2035
Apopka                       356          80              6        8/1/2005       7/1/2035
Merced                       356          90          7.625        8/1/2005       7/1/2035
Monona                       356          95             10        8/1/2005       7/1/2035
Huntley                      356          80          6.625        8/1/2005       7/1/2035
Perris                       356          95          8.125        8/1/2005       7/1/2035
Universal                    356         100          8.375        8/1/2005       7/1/2035
Cleveland                    356          80           6.75        8/1/2005       7/1/2035
Arlington                    356       72.03          6.625        8/1/2005       7/1/2035
Ldhl                         356          90          7.875        8/1/2005       7/1/2035
Gate                         356          85          6.625        8/1/2005       7/1/2035
Southaven                    356       92.86          6.625        8/1/2005       7/1/2035
Kismet                       356          85            7.3        8/1/2005       7/1/2035
Norwalk                      356          65            7.4        8/1/2005       7/1/2035
Perth Amboy                  356       71.84            6.5        8/1/2005       7/1/2035
Carrollton                   356          90          7.875        8/1/2005       7/1/2035
East End                     356          90          7.625        8/1/2005       7/1/2035
Audubon                      356       77.61          7.875        8/1/2005       7/1/2035
West Jordan                  356       94.81          6.875        8/1/2005       7/1/2035
Antioch                      356         100            7.3        8/1/2005       7/1/2035
Dixmoor                      356          90            8.5        8/1/2005       7/1/2035
Rodeo                        356          80          6.375        8/1/2005       7/1/2035
Cherrytown                   356          80          8.375        8/1/2005       7/1/2035
Naranja                      356          75          5.875        8/1/2005       7/1/2035
Tacoma                       356          75          5.875        8/1/2005       7/1/2035
Lawrence                     356          80           9.75        8/1/2005       7/1/2035
Foxridge                     356          80           7.25        8/1/2005       7/1/2035
Detroit                      356          95              7        8/1/2005       7/1/2035
Ypsilanti                    356          95          6.875        8/1/2005       7/1/2035
Detroit                      356          85          7.625        8/1/2005       7/1/2035
Grand Blanc                  356          88           8.25        8/1/2005       7/1/2035
Brandon                      356          95          6.875        8/1/2005       7/1/2035
Shreveport                   356          95           6.25        8/1/2005       7/1/2035
Arvada                       356       82.47              6        8/1/2005       7/1/2035
Leominster                   356          80            6.6        8/1/2005       7/1/2035
Columbus                     356       79.13          6.875        8/1/2005       7/1/2035
Visalia                      356          85           8.25        8/1/2005       7/1/2035
Elk Grove                    356          75            8.5        8/1/2005       7/1/2035
Ceres                        356       87.24          5.875        8/1/2005       7/1/2035
Jupiter                      356          90          6.875        8/1/2005       7/1/2035
Sherrills Ford               356          95          7.375        8/1/2005       7/1/2035
Merrifield                   356       83.08          6.875        8/1/2005       7/1/2035
Tampa                        356         100          9.125        8/1/2005       7/1/2035
Orlando                      356          90          6.875        8/1/2005       7/1/2035
Davie                        356          80          6.625        8/1/2005       7/1/2035
Topeka                       356         100          8.875        8/1/2005       7/1/2035
Merced                       356       91.34           6.25        8/1/2005       7/1/2035
Chula Vista                  356       89.82           6.25        8/1/2005       7/1/2035
Highland                     356          95          7.875        8/1/2005       7/1/2035
Kahuku                       356          95          6.625        8/1/2005       7/1/2035
Los Angeles                  356         100           6.25        8/1/2005       7/1/2035
North Las Vegas              356       73.19           6.75        8/1/2005       7/1/2035
Largo                        356        72.8          5.875        8/1/2005       7/1/2035
Vancouver                    356       83.43          6.875        8/1/2005       7/1/2035
Covell                       356          90              7        8/1/2005       7/1/2035
Omaha                        356          90          7.375        8/1/2005       7/1/2035
Palm Coast                   356       67.81              6        8/1/2005       7/1/2035
Miami                        356       87.84              6        8/1/2005       7/1/2035
Belle Vernon                 356          85              9        8/1/2005       7/1/2035
Lakeland                     356          80              7        8/1/2005       7/1/2035
Elk Grove                    356       88.27          5.375        8/1/2005       7/1/2035
Visalia                      356       73.75          6.875        8/1/2005       7/1/2035
Joliet                       356       94.79           8.25        8/1/2005       7/1/2035
Coatesville                  356       84.37              6        8/1/2005       7/1/2035
Mira Loma                    356       78.02           5.25        8/1/2005       7/1/2035
Taylors                      356         100          9.875        8/1/2005       7/1/2035
Staunton                     356          80          6.875        8/1/2005       7/1/2035
Alloway                      356          95           6.65        8/1/2005       7/1/2035
Woodbury                     356         100           7.75        8/1/2005       7/1/2035
Orlando                      356          95           8.33        8/1/2005       7/1/2035
Loudville                    356          80            8.5        8/1/2005       7/1/2035
Wells                        356          80          6.875        8/1/2005       7/1/2035
Holly                        356          80              7        8/1/2005       7/1/2035
Calif City                   356       78.48           5.25        8/1/2005       7/1/2035
Flat Rock                    356          80           9.75        8/1/2005       7/1/2035
Corpus Christi               356         100          9.125        8/1/2005       7/1/2035
Mendoza                      356          80           9.25        8/1/2005       7/1/2035
San Antonio                  356       86.96          6.625        8/1/2005       7/1/2035
Midland                      356         100           7.75        8/1/2005       7/1/2035
North Las Vegas              356          80            6.5        8/1/2005       7/1/2035
Long Beach                   356          90           7.25        8/1/2005       7/1/2035
Nashua                       356         100           7.05        8/1/2005       7/1/2035
Hoover                       356          95           7.65        8/1/2005       7/1/2035
Antioch                      356       81.25          6.125        8/1/2005       7/1/2035
Dolton                       356          90          6.875        8/1/2005       7/1/2035
Sheridan                     356          72           8.75        8/1/2005       7/1/2035
Miami                        356          80          6.375        8/1/2005       7/1/2035
Redland                      356       86.74           6.25        8/1/2005       7/1/2035
Foxridge                     356          85          6.125        8/1/2005       7/1/2035
Glyndon                      356          90              7        8/1/2005       7/1/2035
Seymour                      356        79.4          7.875        8/1/2005       7/1/2035
Manchester                   356         100          9.125        8/1/2005       7/1/2035
Kissimmee                    356          85           5.75        8/1/2005       7/1/2035
Orlando                      356          90           6.75        8/1/2005       7/1/2035
Bellflower                   356       88.41           6.25        8/1/2005       7/1/2035
Miami                        356          80              8        8/1/2005       7/1/2035
Stephens City                356          85           5.75        8/1/2005       7/1/2035
Topeka                       356         100          9.875        8/1/2005       7/1/2035
Vienna                       356          85          6.625        8/1/2005       7/1/2035
Las Vegas                    356       70.03          6.875        8/1/2005       7/1/2035
Hammond                      356          80          9.125        8/1/2005       7/1/2035
Pontiac                      356          80           7.25        8/1/2005       7/1/2035
Miami                        356         100           7.45        8/1/2005       7/1/2035
Omaha                        356       74.57         10.125        8/1/2005       7/1/2035
Yuba City                    356       88.54            6.4        8/1/2005       7/1/2035
Muscoy                       356       94.81           9.99        8/1/2005       7/1/2035
Holland                      356          80           6.25        8/1/2005       7/1/2035
La Crosse                    356          75              8        8/1/2005       7/1/2035
Knoxville                    356          80          6.875        8/1/2005       7/1/2035
Georgetown                   356          90           7.25        8/1/2005       7/1/2035
Danville                     356       78.98           7.75        8/1/2005       7/1/2035
Auburn                       356         100            7.8        8/1/2005       7/1/2035
Richton Park                 356          80              6        8/1/2005       7/1/2035
Austin                       356          80           5.65        8/1/2005       7/1/2035
Modello                      356       83.64              6        8/1/2005       7/1/2035
Tacoma                       356          90          7.875        8/1/2005       7/1/2035
Fontana                      356        76.7          5.625        8/1/2005       7/1/2035
Tempe                        356          90            7.5        8/1/2005       7/1/2035
Commerce                     356          85           5.99        8/1/2005       7/1/2035
Kismet                       356          80            6.6        8/1/2005       7/1/2035
Sepulveda                    356       94.15           6.99        8/1/2005       7/1/2035
Mount Sinai                  356       79.17           7.05        8/1/2005       7/1/2035
Irvington                    356          95            6.5        8/1/2005       7/1/2035
Buffalo                      356          80         10.375        8/1/2005       7/1/2035
Jamaica                      356          80            6.8        8/1/2005       7/1/2035
Newburgh                     356       61.88           8.75        8/1/2005       7/1/2035
Sepulveda                    356       79.53           5.75        8/1/2005       7/1/2035
Brodheadsville               356          90          7.875        8/1/2005       7/1/2035
Antelope                     356          95           5.95        8/1/2005       7/1/2035
Sacramento                   356          80              6        8/1/2005       7/1/2035
Fresno                       356          95           7.65        8/1/2005       7/1/2035
Ripon                        356       89.11           7.75        8/1/2005       7/1/2035
Vallejo                      356          88              6        8/1/2005       7/1/2035
Modesto                      356          70          7.375        8/1/2005       7/1/2035
Raymore                      356          80            5.6        8/1/2005       7/1/2035
Park Ridge                   356       83.41          6.625        8/1/2005       7/1/2035
Winnetka                     356          85           6.25        8/1/2005       7/1/2035
Belvedere                    356          77          9.875        8/1/2005       7/1/2035
Auburn                       356          90          7.375        8/1/2005       7/1/2035
La Center                    356          85          6.875        8/1/2005       7/1/2035
Delaware                     356       81.88           8.75        8/1/2005       7/1/2035
Galion                       356         100          6.875        8/1/2005       7/1/2035
Humble                       356          80           5.25        8/1/2005       7/1/2035
Strathmore                   356         100            8.2        8/1/2005       7/1/2035
Mount Vernon                 356          80           6.45        8/1/2005       7/1/2035
East Orange                  356          85           8.15        8/1/2005       7/1/2035
Redland                      356         100              7        8/1/2005       7/1/2035
Fredericksburg               356          95            8.5        8/1/2005       7/1/2035
Charleston                   356          95            8.5        8/1/2005       7/1/2035
Stone Mountain               356         100           8.45        8/1/2005       7/1/2035
Decatur                      356         100           8.45        8/1/2005       7/1/2035
Lawndale                     356          90            7.2        8/1/2005       7/1/2035
Cleveland                    356          80          7.875        8/1/2005       7/1/2035
Thousand Oaks                356          89          6.625        8/1/2005       7/1/2035
WILDOMAR                     356       79.69          6.125        8/1/2005       7/1/2035
Denver                       356          78           8.75        8/1/2005       7/1/2035
Downey                       356       77.37          7.625        8/1/2005       7/1/2035
New Berlin                   356       72.37          6.375        8/1/2005       7/1/2035
Lakeland                     356          80          7.375        8/1/2005       7/1/2035
Napa                         356          85          6.875        8/1/2005       7/1/2035
Mangonia Park                356          75           5.75        8/1/2005       7/1/2035
Port Charlotte               356          85              7        8/1/2005       7/1/2035
Lvpl                         356       78.87           7.25        8/1/2005       7/1/2035
Santa Clarita                356          80          6.605        8/1/2005       7/1/2035
Four Corners                 356          95            7.1        8/1/2005       7/1/2035
Dellwood                     356         100             10        8/1/2005       7/1/2035
Memphis                      356         100          9.125        8/1/2005       7/1/2035
Orlando                      356          90              8        8/1/2005       7/1/2035
Baldy Mesa                   356       82.86            5.5        8/1/2005       7/1/2035
Kansas City                  356          95          7.875        8/1/2005       7/1/2035
Rockford                     356          90           7.35        8/1/2005       7/1/2035
Atlanta                      356         100           9.25        8/1/2005       7/1/2035
Glenwood                     356          75              6        8/1/2005       7/1/2035
Versailles                   356          80            7.1        8/1/2005       7/1/2035
Billerica                    356         100           6.85        8/1/2005       7/1/2035
Staten Island                356         100            8.2        8/1/2005       7/1/2035
Valencia                     356          80           5.35        8/1/2005       7/1/2035
Sun Valley                   356          80            6.8        8/1/2005       7/1/2035
Compton                      356          75            6.5        8/1/2005       7/1/2035
Cucamonga                    356          80           5.75        8/1/2005       7/1/2035
Valencia                     356          80              6        8/1/2005       7/1/2035
Riverview                    356          80          6.625        8/1/2005       7/1/2035
Wenatchee                    356          95          7.625        8/1/2005       7/1/2035
Crofton                      356          80          6.125        8/1/2005       7/1/2035
Baton Rouge                  356       83.81          6.875        8/1/2005       7/1/2035
Dayton                       356         100             10        8/1/2005       7/1/2035
Devon                        356          80          9.125        8/1/2005       7/1/2035
Fresno                       356          80            7.5        8/1/2005       7/1/2035
Claremont                    356       78.53          6.125        8/1/2005       7/1/2035
Fresno                       356          80              6        8/1/2005       7/1/2035
Stockton                     356         100            6.3        8/1/2005       7/1/2035
Avondale                     356          85            6.4        8/1/2005       7/1/2035
Baton Rouge                  356         100           7.65        8/1/2005       7/1/2035
Sun City                     356          90              8        8/1/2005       7/1/2035
Jacksonville                 356          80          7.875        8/1/2005       7/1/2035
Orlando                      356          80          8.875        8/1/2005       7/1/2035
Clearwater                   356          80           6.75        8/1/2005       7/1/2035
Philadelphia                 356          90           8.75        8/1/2005       7/1/2035
San Francisco                356          80           5.99        8/1/2005       7/1/2035
Chino                        356         100           6.55        8/1/2005       7/1/2035
Stockton                     356          90            6.8        8/1/2005       7/1/2035
North Hollywood              356          80            7.4        8/1/2005       7/1/2035
La Quinta                    356         100          6.875        8/1/2005       7/1/2035
Odenton                      356          95           9.25        8/1/2005       7/1/2035
Rockford                     356         100            7.4        8/1/2005       7/1/2035
Sioux Falls                  356         100           8.45        8/1/2005       7/1/2035
Gilbert                      356          80            7.1        8/1/2005       7/1/2035
Solon                        356       61.86              7        8/1/2005       7/1/2035
Detroit                      356          70           10.5        8/1/2005       7/1/2035
Detroit                      356          90           7.75        8/1/2005       7/1/2035
Dinuba                       356          75           9.75        8/1/2005       7/1/2035
North Las Vegas              356          85          7.375        8/1/2005       7/1/2035
Citrus Heights               356          90           5.75        8/1/2005       7/1/2035
Naranja                      356         100            7.7        8/1/2005       7/1/2035
Kroger                       356          90           7.75        8/1/2005       7/1/2035
Lithonia                     356          80              7        8/1/2005       7/1/2035
Alpharetta                   356          80          6.625        8/1/2005       7/1/2035
Whitelaw                     356          75          6.375        8/1/2005       7/1/2035
Boise                        356       83.67          5.625        8/1/2005       7/1/2035
Walla Walla                  356          80           7.25        8/1/2005       7/1/2035
Seattle                      356       91.82            6.5        8/1/2005       7/1/2035
Renton                       356          80          5.625        8/1/2005       7/1/2035
Cypress                      356          85           8.95        8/1/2005       7/1/2035
Winnetka                     356       78.49            5.7        8/1/2005       7/1/2035
Cimarron                     356          80            6.5        8/1/2005       7/1/2035
Paterson                     356       89.74           7.88        8/1/2005       7/1/2035
Fontana                      356          75           6.75        8/1/2005       7/1/2035
Inglewood                    356          75            6.5        8/1/2005       7/1/2035
Lakewood                     356       99.51            8.5        8/1/2005       7/1/2035
Miami                        356       82.24            6.5        8/1/2005       7/1/2035
Las Cruces                   356          80           8.25        8/1/2005       7/1/2035
Moreno Valley                356       75.47          5.875        8/1/2005       7/1/2035
San Diego                    356          80           5.75        8/1/2005       7/1/2035
West Jordan                  356          80              6        8/1/2005       7/1/2035
Goode                        356         100            8.5        8/1/2005       7/1/2035
Hiler                        356          80              8        8/1/2005       7/1/2035
Kansas City                  356         100           9.25        8/1/2005       7/1/2035
Wilmington                   356          95           8.25        8/1/2005       7/1/2035
Warren                       356          80          8.875        8/1/2005       7/1/2035
Harvey                       356          80              6        8/1/2005       7/1/2035
Slidell                      356          80          6.125        8/1/2005       7/1/2035
Dudley                       356          85          9.625        8/1/2005       7/1/2035
Grand Island                 356       74.52           8.75        8/1/2005       7/1/2035
Boise                        356          80            6.1        8/1/2005       7/1/2035
Morrison                     356          80           7.25        8/1/2005       7/1/2035
Darnestown                   356        78.4            6.5        8/1/2005       7/1/2035
San Clemente                 356       69.89           5.75        8/1/2005       7/1/2035
Neuse                        356          80          5.875        8/1/2005       7/1/2035
Grand Blanc                  356         100           8.38        8/1/2005       7/1/2035
Bonita                       356          80           7.05        8/1/2005       7/1/2035
Palmdale                     356          75            6.6        8/1/2005       7/1/2035
Donna                        356         100            8.9        8/1/2005       7/1/2035
Omaha                        356          80            6.5        8/1/2005       7/1/2035
Mound                        356         100            6.9        8/1/2005       7/1/2035
Malta                        356         100           6.99        8/1/2005       7/1/2035
Seattle                      356          90           6.75        8/1/2005       7/1/2035
Miami                        356          90          6.875        8/1/2005       7/1/2035
Centerville                  356          80           7.75        8/1/2005       7/1/2035
Miami                        356          95           7.75        8/1/2005       7/1/2035
Lynn Haven                   356       84.28          5.875        8/1/2005       7/1/2035
Conyers                      356        97.7          9.875        8/1/2005       7/1/2035
Whiting                      356          90            7.5        8/1/2005       7/1/2035
Ophir                        356          80          6.875        8/1/2005       7/1/2035
Laguna Beach                 356       79.27           5.95        8/1/2005       7/1/2035
Los Angeles                  356          90           6.55        8/1/2005       7/1/2035
Arleta                       356          80          6.125        8/1/2005       7/1/2035
Detroit                      356         100            6.9        8/1/2005       7/1/2035
Sacramento                   356          80            6.1        8/1/2005       7/1/2035
Sacramento                   356          80          5.875        8/1/2005       7/1/2035
Cleveland                    356          80            7.5        8/1/2005       7/1/2035
Gulfport                     356       72.87           7.18        8/1/2005       7/1/2035
Columbia                     356         100           6.62        8/1/2005       7/1/2035
Miami                        356       74.58           6.45        8/1/2005       7/1/2035
Miami                        356          80           6.45        8/1/2005       7/1/2035
Atlanta                      356         100           7.45        8/1/2005       7/1/2035
Atlanta                      356          80           6.95        8/1/2005       7/1/2035
Matlacha                     356          95            7.7        8/1/2005       7/1/2035
Miami                        356          95           7.25        8/1/2005       7/1/2035
Norfolk                      356          80          6.375        8/1/2005       7/1/2035
Altamonte                    356          80           8.25        8/1/2005       7/1/2035
Tuscawilla                   356          85           6.75        8/1/2005       7/1/2035
Austin                       356          80           6.74        8/1/2005       7/1/2035
Desoto                       356         100            7.5        8/1/2005       7/1/2035
Indianapolis                 356          80           7.24        8/1/2005       7/1/2035
Carteret                     356         100           7.65        8/1/2005       7/1/2035
Walland                      356       90.34            6.5        8/1/2005       7/1/2035
Detroit                      356          90          9.375        8/1/2005       7/1/2035
Griffith                     356        79.9           5.75        8/1/2005       7/1/2035
Riverview                    356       74.63          6.875        8/1/2005       7/1/2035
Emerson                      356       91.72          8.875        8/1/2005       7/1/2035
Rainbow                      356          80          6.875        8/1/2005       7/1/2035
Arcadia                      356          85           8.25        8/1/2005       7/1/2035
Minooka                      356          80          6.875        8/1/2005       7/1/2035
Chicago                      356          80          6.125        8/1/2005       7/1/2035
Riner                        356          90          8.375        8/1/2005       7/1/2035
Gilbert                      356       86.99           6.25        8/1/2005       7/1/2035
Sun City                     356          90            6.5        8/1/2005       7/1/2035
Stratham                     356          85            6.5        8/1/2005       7/1/2035
Midway                       356         100           8.75        8/1/2005       7/1/2035
Las Vegas                    356          80           6.95        8/1/2005       7/1/2035
College Park                 356          80           6.95        8/1/2005       7/1/2035
Las Vegas                    356       79.82            7.3        8/1/2005       7/1/2035
                             356          80           6.25        8/1/2005       7/1/2035
Fort Mohave                  356       83.48           6.75        8/1/2005       7/1/2035
West Bridgewater             356          80           6.25        8/1/2005       7/1/2035
Farmingdale                  356       76.53           4.97        8/1/2005       7/1/2035
Saint Cloud                  356         100           7.55        8/1/2005       7/1/2035
Trenton                      356       99.97           7.15        8/1/2005       7/1/2035
Detroit                      356         100           8.65        8/1/2005       7/1/2035
Phoenix                      356       84.95           7.75        8/1/2005       7/1/2035
Glendale                     356       86.96           7.75        8/1/2005       7/1/2035
Buena Park                   356        79.8           5.75        8/1/2005       7/1/2035
Huntington Beach             356          70          6.875        8/1/2005       7/1/2035
Elyria                       356         100           8.75        8/1/2005       7/1/2035
Midwest City                 356          80            7.5        8/1/2005       7/1/2035
Grove                        356         100            8.5        8/1/2005       7/1/2035
Moreno                       356       64.95           5.25        8/1/2005       7/1/2035
Highlands                    356       93.57          8.375        8/1/2005       7/1/2035
Decatur                      356         100            6.1        8/1/2005       7/1/2035
Atlanta                      356          80          9.375        8/1/2005       7/1/2035
Ellenwood                    356          80           6.75        8/1/2005       7/1/2035
Atlanta                      356          95          7.375        8/1/2005       7/1/2035
Stowe                        356          80              6        8/1/2005       7/1/2035
Berkley                      356          80          7.625        8/1/2005       7/1/2035
Riverton                     356       78.67          6.375        8/1/2005       7/1/2035
Clifton                      356          90          10.25        8/1/2005       7/1/2035
Merrimack                    356          80           9.25        8/1/2005       7/1/2035
Detroit                      356          80          6.625        8/1/2005       7/1/2035
Peoria                       356       86.54          8.625        8/1/2005       7/1/2035
Volo                         356          80           6.25        8/1/2005       7/1/2035
Bakersfield                  356          80           5.95        8/1/2005       7/1/2035
San Gabriel                  356         100           7.99        8/1/2005       7/1/2035
El Cajon                     357         100           6.99        9/1/2005       8/1/2035
Lake Worth                   356       68.81           8.19        8/1/2005       7/1/2035
Linden                       356          80          8.375        8/1/2005       7/1/2035
Roseville                    356          80            5.5        8/1/2005       7/1/2035
Las Vegas                    356          80           6.25        8/1/2005       7/1/2035
Fry                          356          80           5.25        8/1/2005       7/1/2035
Tacoma                       356          95           6.35        8/1/2005       7/1/2035
San Bernardino               356       85.77          5.375        8/1/2005       7/1/2035
Covina                       356        87.8            5.5        8/1/2005       7/1/2035
La Puente                    356       95.44          5.875        8/1/2005       7/1/2035
Fresno                       356          80          5.625        8/1/2005       7/1/2035
Escondido                    356          90           6.75        8/1/2005       7/1/2035
Hazelwood                    356          85            6.5        8/1/2005       7/1/2035
Miner                        356          90          9.125        8/1/2005       7/1/2035
Kenosha                      356       89.82              9        8/1/2005       7/1/2035
Walnut Creek                 356          80          7.125        8/1/2005       7/1/2035
Morongo Valley               356          80            8.5        8/1/2005       7/1/2035
Las Vegas                    356          95            9.5        8/1/2005       7/1/2035
Springfield                  356          80           6.25        8/1/2005       7/1/2035
Alafaya                      356       75.92          5.875        8/1/2005       7/1/2035
Osseo                        356         100              7        8/1/2005       7/1/2035
River Edge                   356         100           5.95        8/1/2005       7/1/2035
Palm Bay                     356       95.29            8.3        8/1/2005       7/1/2035
Watts                        356          70           7.75        8/1/2005       7/1/2035
Mira Loma                    356          80          6.875        8/1/2005       7/1/2035
West Covina                  356          80              6        8/1/2005       7/1/2035
Irwindale                    356         100           6.95        8/1/2005       7/1/2035
San Fernando                 357         100            6.8        9/1/2005       8/1/2035
Perris                       357         100            7.5        9/1/2005       8/1/2035
Fry                          356          80           6.25        8/1/2005       7/1/2035
Orland                       356          80              6        8/1/2005       7/1/2035
Bakersfield                  356          80          6.625        8/1/2005       7/1/2035
San Jose                     356       75.38           5.25        8/1/2005       7/1/2035
San Jose                     356       76.92           5.75        8/1/2005       7/1/2035
Firebaugh                    356       83.88            6.5        8/1/2005       7/1/2035
Redondo Beach                356          90          7.625        8/1/2005       7/1/2035
Palmdale                     356          90           6.85        8/1/2005       7/1/2035
Detroit                      356          80           6.15        8/1/2005       7/1/2035
Leominster                   356          80           6.75        8/1/2005       7/1/2035
Natick                       356       82.35           5.75        8/1/2005       7/1/2035
Yarmouth                     356       74.53          6.625        8/1/2005       7/1/2035
Redmond                      356          80            6.2        8/1/2005       7/1/2035
Bone                         356          80            7.4        8/1/2005       7/1/2035
Cimarron Hills               356          80           5.05        8/1/2005       7/1/2035
Brewster                     356         100           7.05        8/1/2005       7/1/2035
Cimarron Hills               356         100           7.55        8/1/2005       7/1/2035
Bothell                      356       84.99            6.3        8/1/2005       7/1/2035
Auburn                       356         100           7.05        8/1/2005       7/1/2035
Cimarron Hills               356         100            7.3        8/1/2005       7/1/2035
Caldwell                     356          95            6.5        8/1/2005       7/1/2035
Ruston                       356          80          7.125        8/1/2005       7/1/2035
Claiborne                    356          90              6        8/1/2005       7/1/2035
Southaven                    356         100            7.5        8/1/2005       7/1/2035
Oceanside                    356          75           7.25        8/1/2005       7/1/2035
Bartlett                     356          80           6.99        8/1/2005       7/1/2035
Brockton                     356          75            6.1        8/1/2005       7/1/2035
Salisbury                    356          80           6.65        8/1/2005       7/1/2035
Baltimore                    356          85          8.625        8/1/2005       7/1/2035
Winchester                   356         100            6.7        8/1/2005       7/1/2035
Bakersfield                  356          90           5.99        8/1/2005       7/1/2035
Hollister                    356       83.64           5.99        8/1/2005       7/1/2035
San Jose                     356       83.62            6.8        8/1/2005       7/1/2035
Roseville                    356          80           5.99        8/1/2005       7/1/2035
Bell                         356          90            7.2        8/1/2005       7/1/2035
Hazard                       356         100            7.3        8/1/2005       7/1/2035
Claremont                    356       89.26           5.99        8/1/2005       7/1/2035
Glendale                     356          90           7.15        8/1/2005       7/1/2035
Detroit                      356         100            6.7        8/1/2005       7/1/2035
Las Vegas                    356          80           5.55        8/1/2005       7/1/2035
Weymouth                     356       72.58             10        8/1/2005       7/1/2035
Tucson                       356          90          6.875        8/1/2005       7/1/2035
Stone Mountain               356          80         10.625        8/1/2005       7/1/2035
Mableton                     356         100          8.125        8/1/2005       7/1/2035
Mount Pleasant               356          85           8.75        8/1/2005       7/1/2035
Ozark                        356          80           10.3        8/1/2005       7/1/2035
Otsego                       356          90            7.2        8/1/2005       7/1/2035
Kismet                       356          80            6.2        8/1/2005       7/1/2035
Lacey                        356          97           6.75        8/1/2005       7/1/2035
Downey                       356       63.62          6.125        8/1/2005       7/1/2035
Albuquerque                  356         100            7.7        8/1/2005       7/1/2035
Las Vegas                    356          80           7.25        8/1/2005       7/1/2035
Herriman                     356          80              6        8/1/2005       7/1/2035
Eagle Rock                   356          80            6.9        8/1/2005       7/1/2035
Arrowbear Lake               356       78.26           6.25        8/1/2005       7/1/2035
Rincon                       356          95          7.375        8/1/2005       7/1/2035
Bronx                        356          80           6.45        8/1/2005       7/1/2035
Miami                        356         100            6.8        8/1/2005       7/1/2035
Naples                       356          80           6.85        8/1/2005       7/1/2035
Castle                       356         100           8.55        8/1/2005       7/1/2035
Shelbyville                  356         100           9.75        8/1/2005       7/1/2035
Peoria                       356          91              7        8/1/2005       7/1/2035
Richton Park                 356         100           7.27        8/1/2005       7/1/2035
Detroit                      356         100              9        8/1/2005       7/1/2035
Dover                        356         100           7.95        8/1/2005       7/1/2035
Rolling Meadows              356          80           6.45        8/1/2005       7/1/2035
Princeton                    356          80            7.3        8/1/2005       7/1/2035
Memphis                      356         100           8.37        8/1/2005       7/1/2035
Lockport                     356          80           6.95        8/1/2005       7/1/2035
Sepulveda                    356          80          5.875        8/1/2005       7/1/2035
Chicago                      356          80              7        8/1/2005       7/1/2035
Bellingham                   356       69.41          6.125        8/1/2005       7/1/2035
Lisle                        356         100           7.99        8/1/2005       7/1/2035
Faribault                    356         100           7.35        8/1/2005       7/1/2035
Red Bluff                    356          90          6.625        8/1/2005       7/1/2035
Bristol                      356          80          6.625        8/1/2005       7/1/2035
Vista                        356         100           6.99        8/1/2005       7/1/2035
La Puente                    356          90            7.5        8/1/2005       7/1/2035
Fontana                      356          80            5.3        8/1/2005       7/1/2035
Lugo                         356          80            6.6        8/1/2005       7/1/2035
La Puente                    356       79.91            5.5        8/1/2005       7/1/2035
Santa Clarita                356          80           6.55        8/1/2005       7/1/2035
Laurel                       356         100          6.875        8/1/2005       7/1/2035
Rosedale                     356          80              7        8/1/2005       7/1/2035
Castle Rock                  356          80           4.65        8/1/2005       7/1/2035
Aurora                       356          80          4.625        8/1/2005       7/1/2035
Aurora                       356          80            5.8        8/1/2005       7/1/2035
Colorado Springs             356         100            7.3        8/1/2005       7/1/2035
Aurora                       356          80           5.95        8/1/2005       7/1/2035
Englewood                    356         100           7.25        8/1/2005       7/1/2035
Highlands                    356          80          5.625        8/1/2005       7/1/2035
Guilford                     356       70.49           6.25        8/1/2005       7/1/2035
Brockton                     356          80          6.125        8/1/2005       7/1/2035
Lynn                         356          80           5.65        8/1/2005       7/1/2035
Lexington                    356         100           8.15        8/1/2005       7/1/2035
Fresno                       356          80            6.2        8/1/2005       7/1/2035
Wappinger                    356         100            6.5        8/1/2005       7/1/2035
Flagg                        356         100            8.4        8/1/2005       7/1/2035
Stevensville                 356         100           6.75        8/1/2005       7/1/2035
Sylmar                       356          80            5.5        8/1/2005       7/1/2035
Torrance                     356          90              7        8/1/2005       7/1/2035
San Diego                    356          80           7.05        8/1/2005       7/1/2035
Cucamonga                    356          80          5.625        8/1/2005       7/1/2035
Salem                        356          80           8.25        8/1/2005       7/1/2035
Raleigh                      356         100           6.75        8/1/2005       7/1/2035
North Oaks                   356         100           7.85        8/1/2005       7/1/2035
Orange                       356         100           7.65        8/1/2005       7/1/2035
Chicago                      356          70           8.45        8/1/2005       7/1/2035
Chicago                      356       74.79            6.4        8/1/2005       7/1/2035
Chicago                      356          80           6.15        8/1/2005       7/1/2035
Crestview                    356          95            7.5        8/1/2005       7/1/2035
Berlin                       356         100           8.65        8/1/2005       7/1/2035
Saugus                       356          80           6.95        8/1/2005       7/1/2035
Aurora                       356          80           4.32        8/1/2005       7/1/2035
Reece                        356         100              6        8/1/2005       7/1/2035
Lees Summit                  356         100            7.9        8/1/2005       7/1/2035
Nampa                        357         100            7.3        9/1/2005       8/1/2035
Topeka                       356         100           8.45        8/1/2005       7/1/2035
Aurora                       356          80            5.9        8/1/2005       7/1/2035
Castle Rock                  356          80          5.625        8/1/2005       7/1/2035
Sylmar                       356       76.44           6.75        8/1/2005       7/1/2035
Roanoke                      357          80           5.35        9/1/2005       8/1/2035
Palmdale                     356          95           6.75        8/1/2005       7/1/2035
Houston                      356          80           6.25        8/1/2005       7/1/2035
Fresno                       356          80           5.55        8/1/2005       7/1/2035
Oak Park                     356          90          5.375        8/1/2005       7/1/2035
North Manchester             356          80          7.375        8/1/2005       7/1/2035
Buchanan                     357         100           8.63        9/1/2005       8/1/2035
Homewood                     356         100           7.25        8/1/2005       7/1/2035
Kersey                       356          80            6.4        8/1/2005       7/1/2035
Bruceville                   356         100            8.4        8/1/2005       7/1/2035
Richmond                     356         100           6.95        8/1/2005       7/1/2035
Jamison                      356         100           7.75        8/1/2005       7/1/2035
Hatton                       356          95          8.125        8/1/2005       7/1/2035
Livermore                    356         100            6.1        8/1/2005       7/1/2035
Hayward                      356          80           5.25        8/1/2005       7/1/2035
Riverside                    356          80           5.15        8/1/2005       7/1/2035
Elk Grove                    356          85            6.2        8/1/2005       7/1/2035
Escondido                    356         100           5.69        8/1/2005       7/1/2035
Miami                        356          80            7.5        8/1/2005       7/1/2035
Aurora                       356          80            6.5        8/1/2005       7/1/2035
Brighton                     356          80            4.4        8/1/2005       7/1/2035
Denver                       356          80            5.5        8/1/2005       7/1/2035
Aurora                       356          80           5.05        8/1/2005       7/1/2035
Tulsa                        356         100            7.8        8/1/2005       7/1/2035
Luna                         356         100           8.73        8/1/2005       7/1/2035
Coleta                       356          95           7.99        8/1/2005       7/1/2035
San Antonio                  356          80           5.25        8/1/2005       7/1/2035
Katy                         356         100            7.3        8/1/2005       7/1/2035
Memphis                      356          80           7.55        8/1/2005       7/1/2035
Nashville                    356          95           7.75        8/1/2005       7/1/2035
Brighton                     356          80           6.05        8/1/2005       7/1/2035
Aurora                       356          80           6.42        8/1/2005       7/1/2035
Tacoma                       356         100           7.55        8/1/2005       7/1/2035
Denver                       356          80           7.55        8/1/2005       7/1/2035
Jacksonville                 356         100           6.45        8/1/2005       7/1/2035
Center                       356          80            6.8        8/1/2005       7/1/2035
Moquah                       356         100            8.5        8/1/2005       7/1/2035
Eastwick                     356         100           7.65        8/1/2005       7/1/2035
Rankin                       356         100           6.95        8/1/2005       7/1/2035
Enhaut                       356         100              8        8/1/2005       7/1/2035
                             356          80              6        8/1/2005       7/1/2035
Everett                      356         100           5.85        8/1/2005       7/1/2035
Camby                        356         100              6        8/1/2005       7/1/2035
BRIDGEPORT                   347       67.71            9.1       12/1/2004      11/1/2034
ELIZABETH                    348       83.61           5.99       12/1/2004      11/1/2034
FRANKLIN                     349          85           6.99       1/29/2005     12/29/2034
Lake                         356          95           11.5        8/1/2005       7/1/2035
Rossville                    353          90           9.99        5/1/2005       4/1/2035
Akron                        354          90            9.8        6/1/2005       5/1/2035
Mansfield                    353          90            9.7        5/1/2005       4/1/2035
Indianapolis                 353          90           9.35        5/1/2005       4/1/2035
Turtle Creek                 353          90            8.6        5/1/2005       4/1/2035
Pottersville                 354          80           9.35        6/1/2005       5/1/2035
Buffalo                      353          95            7.9        5/1/2005       4/1/2035
Tallahassee                  353       73.26           9.55        5/1/2005       4/1/2035
Jacksonville                 352          90           6.99        4/1/2005       3/1/2035
Chicago                      354       66.22           5.45        6/1/2005       5/1/2035
Baton Rouge                  354          90           7.99        6/1/2005       5/1/2035
Stuart                       354          85            7.1        6/1/2005       5/1/2035
Pittsburgh                   354          90           9.75        6/1/2005       5/1/2035
Raytown                      354       82.19            8.9        6/1/2005       5/1/2035
Hubbard                      354          80           9.99        6/1/2005       5/1/2035
Moreno Valley                354       69.98            6.9        6/1/2005       5/1/2035
Salem                        354          80            7.3        6/1/2005       5/1/2035
Inglewood                    355          90          7.975        7/1/2005       6/1/2035
Lake Charles                 353          90           9.25        5/1/2005       4/1/2035
Baton Rouge                  353          90           9.45        5/1/2005       4/1/2035
Gardena                      354       94.55           6.35        6/1/2005       5/1/2035
Riverside                    354          80            5.9        6/1/2005       5/1/2035
Detroit                      354          90          10.35        6/1/2005       5/1/2035
Corona                       354       79.52          4.475        6/1/2005       5/1/2035
Rantoul                      353          95           9.45        5/1/2005       4/1/2035
Akron                        353          90           9.45        5/1/2005       4/1/2035
Philadelphia                 353         100           7.95        5/1/2005       4/1/2035
Allegheny                    354          80           7.05        6/1/2005       5/1/2035
NORTH HIGHLANDS              347       81.96           6.99       11/1/2004      10/1/2034
Klein                        354       58.15            5.7        6/1/2005       5/1/2035
Massapequa                   354          90            6.5        6/1/2005       5/1/2035
Parkville                    354          90           7.99        6/1/2005       5/1/2035
Glen                         353          90            9.3        5/1/2005       4/1/2035
Candler                      354          80           6.45        6/1/2005       5/1/2035
Naomi                        353          95           7.05        5/1/2005       4/1/2035
Corona                       353       71.55           5.25        5/1/2005       4/1/2035
Hudson                       353          80           7.99        5/1/2005       4/1/2035
Quinton                      353          88           8.75        5/1/2005       4/1/2035
Franklin                     354         100           5.95        6/1/2005       5/1/2035
Portland                     354          85          8.725        6/1/2005       5/1/2035
Fresno                       354       57.98           5.45        6/1/2005       5/1/2035
Lykens                       354          82           10.1        6/1/2005       5/1/2035
Oak Park                     354          75           5.95        6/1/2005       5/1/2035
Columbus                     354          90           8.99        6/1/2005       5/1/2035
Memphis                      353          80            7.5        5/1/2005       4/1/2035
Ewing                        354          85            6.2        6/1/2005       5/1/2035
Lehigh                       353       81.36           6.85        5/1/2005       4/1/2035
Kilby                        352          90           8.65        4/1/2005       3/1/2035
Walloomsac                   353       87.84            9.7        5/1/2005       4/1/2035
Melbourne                    354          80           7.85        6/1/2005       5/1/2035
Plyler                       352          95           9.05        4/1/2005       3/1/2035
Baker                        355       83.33            7.6        7/1/2005       6/1/2035
Trenton                      351          80           6.25        3/1/2005       2/1/2035
Garden Grove                 173         100           9.75        5/1/2005       4/1/2020
Randolph                     353          85            9.8        5/1/2005       4/1/2035
Batavia                      353          85            9.1        5/1/2005       4/1/2035
Kissimmee                    354       71.23           6.55        6/1/2005       5/1/2035
Etna                         354       96.83           8.75        6/1/2005       5/1/2035
Fairmount                    353          90           8.99        5/1/2005       4/1/2035
Scottsdale                   352       77.39           6.99        4/1/2005       3/1/2035
Candler                      174         100           10.9        6/1/2005       5/1/2020
Gilbert                      354       78.82            8.5        6/1/2005       5/1/2035
Greenwood                    354          85          10.99        6/1/2005       5/1/2035
Miami                        354         100            7.9        6/1/2005       5/1/2035
Vallejo                      354          75           6.65        6/1/2005       5/1/2035
Garland                      354          80            7.5        6/1/2005       5/1/2035
Stratmoor Hills              173       86.79           5.99        5/1/2005       4/1/2020
29 Palms                     353       78.98            6.5        5/1/2005       4/1/2035
Carrollton                   355          80           5.99        7/1/2005       6/1/2035
Orlando                      353          80           7.85        5/1/2005       4/1/2035
Somerville                   355       84.23          7.575        7/1/2005       6/1/2035
Garland                      355       74.61            7.8        7/1/2005       6/1/2035
Lake Charles                 353       94.29            9.6        5/1/2005       4/1/2035
San Diego                    173         100             10        5/1/2005       4/1/2020
Everett                      353          95           6.99        5/1/2005       4/1/2035
Commack                      353          90           8.99        5/1/2005       4/1/2035
Columbus                     354          80           6.65        6/1/2005       5/1/2035
Lake Isabella                354          85            8.8        6/1/2005       5/1/2035
Palm Coast                   353          80            6.8        5/1/2005       4/1/2035
Gates Mills                  353       94.99            7.6        5/1/2005       4/1/2035
San Diego                    173         100           7.99        5/1/2005       4/1/2020
Atlanta                      174         100            9.9        6/1/2005       5/1/2020
Yaphank                      354          80            6.5        6/1/2005       5/1/2035
Ocean City                   353          80           9.85        5/1/2005       4/1/2035
Palm Desert                  173         100            9.5        5/1/2005       4/1/2020
Vale                         354          80            6.5        6/1/2005       5/1/2035
Walden                       354          95          9.675        6/1/2005       5/1/2035
Deer Park                    354        55.3           5.75        6/1/2005       5/1/2035
Bayou Vista                  354          90          10.35        6/1/2005       5/1/2035
Milo                         353          75           9.99        5/1/2005       4/1/2035
North Chelmsford             353          70            6.2        5/1/2005       4/1/2035
Belding                      354          80           7.75        6/1/2005       5/1/2035
Drew                         354          80           7.65        6/1/2005       5/1/2035
Loganville                   353          80           5.99        5/1/2005       4/1/2035
Northampton                  354          80           6.65        6/1/2005       5/1/2035
Milwaukee                    353       89.57           9.55        5/1/2005       4/1/2035
Jamison                      354          90          10.05        6/1/2005       5/1/2035
Spokane                      354          80            6.1        6/1/2005       5/1/2035
Heer Park                    354          80            5.5        6/1/2005       5/1/2035
Fort Wayne                   354          85           8.55        6/1/2005       5/1/2035
Fort Edward                  355          80          8.225        7/1/2005       6/1/2035
Lebanon                      353          90            7.3        5/1/2005       4/1/2035
Davie                        353          85            6.4        5/1/2005       4/1/2035
Columbus                     353          90           10.9        5/1/2005       4/1/2035
Double Oak                   354          80          6.125        6/1/2005       5/1/2035
Redland                      354          80           6.75        6/1/2005       5/1/2035
North Lima                   355          90           8.99        7/1/2005       6/1/2035
Farmingville                 354          80            7.5        6/1/2005       5/1/2035
Lithonia                     353          75          6.425        5/1/2005       4/1/2035
Hazelwood                    355          80           6.25        7/1/2005       6/1/2035
Wooster                      354         100          8.987        6/1/2005       5/1/2035
Sumner                       354          80           7.99        6/1/2005       5/1/2035
Lithonia                     353          90           8.15        5/1/2005       4/1/2035
Denton                       353          80          6.325        5/1/2005       4/1/2035
San Jacinto                  354          80            5.2        6/1/2005       5/1/2035
San Jacinto                  174         100           7.99        6/1/2005       5/1/2020
Hesperia                     173         100           8.99        5/1/2005       4/1/2020
Allegheny                    355          75           8.25        7/1/2005       6/1/2035
Escondido                    354          80            6.8        6/1/2005       5/1/2035
Monroe                       353       82.95            5.5        5/1/2005       4/1/2035
East                         354          80           9.25        6/1/2005       5/1/2035
Coleta                       354          80           7.25        6/1/2005       5/1/2035
Kimball                      353       87.07          8.375        5/1/2005       4/1/2035
Glassport                    353          80           10.2        5/1/2005       4/1/2035
Concord                      354       79.23           7.45        6/1/2005       5/1/2035
Redland                      174         100           10.5        6/1/2005       5/1/2020
San Diego                    173         100           9.25        5/1/2005       4/1/2020
Plum                         354          75            9.7        6/1/2005       5/1/2035
Castle                       353          90           9.75        5/1/2005       4/1/2035
Hopewell                     354          95           7.99        6/1/2005       5/1/2035
Jackson                      354          90           9.99        6/1/2005       5/1/2035
Hudson                       173         100          10.99        5/1/2005       4/1/2020
Milnesville                  353         100           12.3        5/1/2005       4/1/2035
Riverview                    354          80            7.1        6/1/2005       5/1/2035
Fitzgerald                   353          80           6.75        5/1/2005       4/1/2035
Tamaya                       354       94.99           11.2        6/1/2005       5/1/2035
Rochester                    354          80           7.05        6/1/2005       5/1/2035
Eden Isle                    353         100           8.25        5/1/2005       4/1/2035
Romoland                     354          80           5.95        6/1/2005       5/1/2035
Tulsa                        351       78.94            7.3        3/1/2005       2/1/2035
Lafayette                    351          80            8.6        3/1/2005       2/1/2035
Brandon                      353          90           8.55        5/1/2005       4/1/2035
Tulsa                        354         100           10.9        6/1/2005       5/1/2035
Escondido                    174         100           8.75        6/1/2005       5/1/2020
Montegut                     354       75.47            8.9        6/1/2005       5/1/2035
Iron Mtn                     353          90            8.4        5/1/2005       4/1/2035
Chattanooga                  354          87           8.35        6/1/2005       5/1/2035
Loganville                   173         100           12.9        5/1/2005       4/1/2020
Riviera Beach                353          80            6.4        5/1/2005       4/1/2035
Dumfries                     353       87.72           7.35        5/1/2005       4/1/2035
Rockford                     354          90           8.85        6/1/2005       5/1/2035
Tampa                        355          90            8.8        7/1/2005       6/1/2035
Anadarko                     354          95            9.1        6/1/2005       5/1/2035
Drew                         174         100             11        6/1/2005       5/1/2020
Am Qui                       353          95           8.55        5/1/2005       4/1/2035
Palos Heights                353          90            7.5        5/1/2005       4/1/2035
Double Oak                   174         100           7.99        6/1/2005       5/1/2020
Lynwood                      355          90           7.25        7/1/2005       6/1/2035
Murrieta                     354          80            6.5        6/1/2005       5/1/2035
Gene Autry                   353       65.04            7.8        5/1/2005       4/1/2035
Masonville                   354          90           8.85        6/1/2005       5/1/2035
Fullerton                    173         100          10.75        5/1/2005       4/1/2020
Metamora                     354          75           6.95        6/1/2005       5/1/2035
West Falls                   355          80           5.45        7/1/2005       6/1/2035
Garden Grove                 354          80            6.8        6/1/2005       5/1/2035
Braymer                      354       89.89          7.875        6/1/2005       5/1/2035
Stanton                      353          80            7.2        5/1/2005       4/1/2035
Park                         355          90           9.45        7/1/2005       6/1/2035
Lake Charles                 353       83.12            7.4        5/1/2005       4/1/2035
Conklin                      355          80            8.5        7/1/2005       6/1/2035
Camarillo                    353          85            5.8        5/1/2005       4/1/2035
Tavistock                    353       83.55            6.4        5/1/2005       4/1/2035
San Diego                    353          80            6.6        5/1/2005       4/1/2035
Rock Hill                    355          85            6.9        7/1/2005       6/1/2035
29 Palms                     173       98.73           7.99        5/1/2005       4/1/2020
Watauga                      354          80            7.6        6/1/2005       5/1/2035
Palm Coast                   173         100           9.65        5/1/2005       4/1/2020
Okesa                        354          85            9.6        6/1/2005       5/1/2035
Bonita                       353          80            6.2        5/1/2005       4/1/2035
Harvey                       353          90           7.15        5/1/2005       4/1/2035
Moreno Valley                354          80           5.99        6/1/2005       5/1/2035
Toledo                       353          90           9.99        5/1/2005       4/1/2035
Temecula                     173         100            9.5        5/1/2005       4/1/2020
Flint                        354          95          10.85        6/1/2005       5/1/2035
Escondido                    353          85            6.1        5/1/2005       4/1/2035
Moreno                       354          80           6.65        6/1/2005       5/1/2035
Bald Knob                    353          95          11.95        5/1/2005       4/1/2035
Universal                    353          90            9.9        5/1/2005       4/1/2035
Springfield                  353         100            9.6        5/1/2005       4/1/2035
Jacksonville                 354          90            8.3        6/1/2005       5/1/2035
Four Corners                 354          80            5.9        6/1/2005       5/1/2035
Lawton                       354          90            8.5        6/1/2005       5/1/2035
Brooks                       353          90            9.3        5/1/2005       4/1/2035
Anaheim                      174         100              9        6/1/2005       5/1/2020
Park City                    354          85           7.99        6/1/2005       5/1/2035
Kent                         353          85           7.99        5/1/2005       4/1/2035
Greenville                   353       92.52           7.95        5/1/2005       4/1/2035
Grand Prairie                354          80          7.125        6/1/2005       5/1/2035
Atlanta                      353          80            6.9        5/1/2005       4/1/2035
Gering                       354          90           6.55        6/1/2005       5/1/2035
Kathleen                     353          80           6.99        5/1/2005       4/1/2035
Utica                        353       64.63           6.95        5/1/2005       4/1/2035
Lima                         354          90            9.9        6/1/2005       5/1/2035
Oceanside                    173         100            8.5        5/1/2005       4/1/2020
Las Vegas                    354          80           7.95        6/1/2005       5/1/2035
Jeannette                    354          85            8.5        6/1/2005       5/1/2035
Rockford                     354          95           7.99        6/1/2005       5/1/2035
Minneapolis                  173         100             10        5/1/2005       4/1/2020
Savannah                     354          90            7.9        6/1/2005       5/1/2035
Sayre                        354          90           8.99        6/1/2005       5/1/2035
Chagrin Falls                354          84            7.9        6/1/2005       5/1/2035
Upland                       354       30.25           4.95        6/1/2005       5/1/2035
Jordan                       353       77.78            8.5        5/1/2005       4/1/2035
Lorain                       354          80           7.35        6/1/2005       5/1/2035
Alleghany                    353          85            8.1        5/1/2005       4/1/2035
Laurel                       353       52.23            5.3        5/1/2005       4/1/2035
Nuevo                        354          80            7.1        6/1/2005       5/1/2035
Halcyon                      354       62.89          5.625        6/1/2005       5/1/2035
Mayodan                      353          95           10.3        5/1/2005       4/1/2035
Rialto                       354       84.94            5.6        6/1/2005       5/1/2035
Johnstown                    234       76.92           8.15        6/1/2005       5/1/2025
Grand Saline                 354          95          10.55        6/1/2005       5/1/2035
Whitesville                  354          90           8.65        6/1/2005       5/1/2035
Los Angeles                  173         100          8.875        5/1/2005       4/1/2020
Flint                        354          90          10.65        6/1/2005       5/1/2035
Booneville                   354         100           10.1        6/1/2005       5/1/2035
Detroit                      355          80           6.85        7/1/2005       6/1/2035
Goodrich                     353          85           8.85        5/1/2005       4/1/2035
Tyson                        353          90            8.6        5/1/2005       4/1/2035
Phoenix                      354          80            7.2        6/1/2005       5/1/2035
New Market                   353          80            5.7        5/1/2005       4/1/2035
Massillon                    354          95          10.35        6/1/2005       5/1/2035
Charlottesville              354       73.93            6.7        6/1/2005       5/1/2035
Katy                         354          75            6.8        6/1/2005       5/1/2035
Siloam Springs               353          80            6.7        5/1/2005       4/1/2035
Muldrow                      354         100           7.25        6/1/2005       5/1/2035
San Diego                    173         100           7.99        5/1/2005       4/1/2020
Port Charlotte               353          80           7.45        5/1/2005       4/1/2035
Akron                        353          95            8.2        5/1/2005       4/1/2035
San Jacinto                  173         100           7.99        5/1/2005       4/1/2020
Sun City                     173         100          10.99        5/1/2005       4/1/2020
Murrieta                     354          80            6.2        6/1/2005       5/1/2035
Pittsburgh                   353          80            8.7        5/1/2005       4/1/2035
Milwaukee                    353       94.98          11.15        5/1/2005       4/1/2035
Brooklyn                     354        78.8          6.425        6/1/2005       5/1/2035
Fairport                     173         100             11        5/1/2005       4/1/2020
Saint Joseph                 354         100           6.85        6/1/2005       5/1/2035
Zion                         355       89.85            7.4        7/1/2005       6/1/2035
Orcutt                       355       74.07          7.625        7/1/2005       6/1/2035
Nuevo                        174         100              8        6/1/2005       5/1/2020
Weirton                      353       83.94           9.95        5/1/2005       4/1/2035
Calumet City                 354          90           7.55        6/1/2005       5/1/2035
Smithfield                   354          90          10.25        6/1/2005       5/1/2035
Granger                      354          90            7.9        6/1/2005       5/1/2035
Greenville                   354          90           8.69        6/1/2005       5/1/2035
Fort Worth                   355          80           6.95        7/1/2005       6/1/2035
Victoria                     353          85           7.99        5/1/2005       4/1/2035
Oxnard                       353          80            6.3        5/1/2005       4/1/2035
Lavina                       354          80            7.3        6/1/2005       5/1/2035
Crestview                    354          90           8.35        6/1/2005       5/1/2035
Dennis Mills                 354          80           5.95        6/1/2005       5/1/2035
Orlando                      353          90            7.5        5/1/2005       4/1/2035
New Market                   173         100           11.1        5/1/2005       4/1/2020
Livonia                      353       94.26            7.1        5/1/2005       4/1/2035
Omaha                        354          85            7.8        6/1/2005       5/1/2035
Greenwich                    353        80.4            6.6        5/1/2005       4/1/2035
Fort Wayne                   353          95           9.15        5/1/2005       4/1/2035
Beaufort                     355          90            8.6        7/1/2005       6/1/2035
Fairfield                    354          80            6.1        6/1/2005       5/1/2035
Yucca Valley                 355          85            7.2        7/1/2005       6/1/2035
Murrieta                     174         100           7.99        6/1/2005       5/1/2020
Lorain                       353          90          9.825        5/1/2005       4/1/2035
Hemet                        173         100            8.9        5/1/2005       4/1/2020
Clayton                      173         100             13        5/1/2005       4/1/2020
Fort Payne                   354          80           5.99        6/1/2005       5/1/2035
Alto                         354          85           8.65        6/1/2005       5/1/2035
Hallsville                   354         100            9.2        6/1/2005       5/1/2035
Cassville                    353         100           8.95        5/1/2005       4/1/2035
Arcola                       354         100           10.9        6/1/2005       5/1/2035
Atlanta                      173         100             11        5/1/2005       4/1/2020
Yuba City                    354          80           6.99        6/1/2005       5/1/2035
Etowah                       353         100           10.3        5/1/2005       4/1/2035
Savannah                     354          80           8.25        6/1/2005       5/1/2035
Burlington                   354       94.35           10.3        6/1/2005       5/1/2035
Greenacres                   353          80            6.6        5/1/2005       4/1/2035
Oakland                      355          80           9.55        7/1/2005       6/1/2035
Sarasota                     353       88.79           9.55        5/1/2005       4/1/2035
Louisville                   353         100           9.95        5/1/2005       4/1/2035
Westland                     354          80           6.55        6/1/2005       5/1/2035
Barb                         354       89.99            7.9        6/1/2005       5/1/2035
Monongahela                  354          80            9.5        6/1/2005       5/1/2035
Skyway                       354          80           7.05        6/1/2005       5/1/2035
Washington                   354          80            7.4        6/1/2005       5/1/2035
Downey                       353          58            5.4        5/1/2005       4/1/2035
Rochester                    355          90           7.25        7/1/2005       6/1/2035
Memphis                      354          95           9.75        6/1/2005       5/1/2035
Rockwood                     354          90            7.4        6/1/2005       5/1/2035
Pendleton                    353          85           7.95        5/1/2005       4/1/2035
Cleveland                    353       93.87           7.85        5/1/2005       4/1/2035
Louisville                   355          90           9.99        7/1/2005       6/1/2035
Wichita                      353          90          10.25        5/1/2005       4/1/2035
Knoxville                    354          95           8.95        6/1/2005       5/1/2035
Keithville                   354          90            7.8        6/1/2005       5/1/2035
Atwater                      355          95           7.65        7/1/2005       6/1/2035
Toledo                       353          90          8.925        5/1/2005       4/1/2035
Belvidere                    354          80           8.99        6/1/2005       5/1/2035
Hurdle Mills                 353          80            7.4        5/1/2005       4/1/2035
Miami                        354          80          8.475        6/1/2005       5/1/2035
Detroit                      354          85           7.85        6/1/2005       5/1/2035
Highlands                    353       55.38           4.99        5/1/2005       4/1/2035
Plainfield                   353          80           6.99        5/1/2005       4/1/2035
Rosedale                     353          80           7.15        5/1/2005       4/1/2035
Arnold                       353          85           5.55        5/1/2005       4/1/2035
Avon                         355          95            7.6        7/1/2005       6/1/2035
Midtown                      354          80           7.65        6/1/2005       5/1/2035
Philadelphia                 354          87           8.85        6/1/2005       5/1/2035
Watauga                      174         100             10        6/1/2005       5/1/2020
Acushnet                     354          90          7.875        6/1/2005       5/1/2035
Summ                         353          80            7.2        5/1/2005       4/1/2035
Four Corners                 174         100           8.99        6/1/2005       5/1/2020
Swansea                      353       76.43           7.85        5/1/2005       4/1/2035
Rockford                     354       84.27           6.99        6/1/2005       5/1/2035
Greenacres                   173         100          12.74        5/1/2005       4/1/2020
Saint Louis                  353          80          10.75        5/1/2005       4/1/2035
Key West                     354       75.76           6.35        6/1/2005       5/1/2035
Santa Rosa                   353          85           7.35        5/1/2005       4/1/2035
Belleview                    353          70           4.99        5/1/2005       4/1/2035
TEXARKANA                    355       86.42            7.9        8/1/2005       7/1/2035
Detroit                      354          90            9.4        6/1/2005       5/1/2035
Bryan                        354          80           5.99        6/1/2005       5/1/2035
Spring                       354          95           8.99        6/1/2005       5/1/2035
Luray                        354          90          5.625        6/1/2005       5/1/2035
Lockport                     354          65           7.05        6/1/2005       5/1/2035
Ashton                       353       67.12            6.4        5/1/2005       4/1/2035
Dawson                       353          90            7.6        5/1/2005       4/1/2035
Zephyrhills                  353          80           6.55        5/1/2005       4/1/2035
Broken Arrow                 173         100              9        5/1/2005       4/1/2020
Robbins                      353          90           7.99        5/1/2005       4/1/2035
Zephyrhills                  173         100           8.75        5/1/2005       4/1/2020
Memphis                      353          95           10.8        5/1/2005       4/1/2035
Rossville                    353       88.37           9.35        5/1/2005       4/1/2035
Bonham                       355          95          9.675        7/1/2005       6/1/2035
Pawtucket                    353          80           6.99        5/1/2005       4/1/2035
Grayling                     354          75           12.3        6/1/2005       5/1/2035
Centereach                   354       68.39            6.9        6/1/2005       5/1/2035
Riverview                    174         100             13        6/1/2005       5/1/2020
Rio Rancho                   353          80            6.2        5/1/2005       4/1/2035
Colton                       355          80           6.89        7/1/2005       6/1/2035
Harvey                       354          80           7.15        6/1/2005       5/1/2035
Heer Park                    354       78.75            6.5        6/1/2005       5/1/2035
Saint Peters                 353          80           7.15        5/1/2005       4/1/2035
Wylie                        354       83.51           7.75        6/1/2005       5/1/2035
Miami                        354          85            6.5        6/1/2005       5/1/2035
Toledo                       353          90           8.99        5/1/2005       4/1/2035
Sandy                        354        79.1          6.125        6/1/2005       5/1/2035
Monsey                       353       61.49           6.15        5/1/2005       4/1/2035
Leonardtown                  173         100          10.75        5/1/2005       4/1/2020
Fresno                       354          90           7.95        6/1/2005       5/1/2035
Philadelphia                 355       82.33            8.7        7/1/2005       6/1/2035
Nashville                    354          80           7.05        6/1/2005       5/1/2035
Winchester                   354       74.42          5.975        6/1/2005       5/1/2035
Tampa                        174         100             10        6/1/2005       5/1/2020
Ink                          354          80            6.5        6/1/2005       5/1/2035
Dearborn Heights             354          80           5.95        6/1/2005       5/1/2035
North Hollywood              354          80           6.65        6/1/2005       5/1/2035
Rio Rancho                   173         100           9.99        5/1/2005       4/1/2020
Northampton                  174         100             12        6/1/2005       5/1/2020
Hephzibah                    353        94.6           8.65        5/1/2005       4/1/2035
Dix Hills                    353       39.73          5.875        5/1/2005       4/1/2035
Dayton                       353          75           8.35        5/1/2005       4/1/2035
Santa Ana                    173         100           9.99        5/1/2005       4/1/2020
Sandy                        353          80            5.9        5/1/2005       4/1/2035
North Hollywood              174         100           8.75        6/1/2005       5/1/2020
Aurora                       354          80           5.85        6/1/2005       5/1/2035
Moreno Valley                174         100           8.99        6/1/2005       5/1/2020
Aurora                       174         100           10.5        6/1/2005       5/1/2020
Escondido                    354          80            6.8        6/1/2005       5/1/2035
Toledo                       354          85            6.7        6/1/2005       5/1/2035
Arboga                       354          85           7.25        6/1/2005       5/1/2035
Montz                        353          95           7.85        5/1/2005       4/1/2035
Albuquerque                  353          80            7.4        5/1/2005       4/1/2035
Phyllis                      353          90            8.5        5/1/2005       4/1/2035
Ink                          174         100          12.99        6/1/2005       5/1/2020
Humble                       355       79.31          6.975        7/1/2005       6/1/2035
Broken Arrow                 354          90           8.75        6/1/2005       5/1/2035
Cape Coral                   354          80            6.2        6/1/2005       5/1/2035
Rochester                    354          92          10.25        6/1/2005       5/1/2035
Hawleyton                    355          80          10.05        7/1/2005       6/1/2035
Gulfport                     174         100          10.65        6/1/2005       5/1/2020
Garland                      174         100           9.99        6/1/2005       5/1/2020
Meskegon                     354       78.43           8.75        6/1/2005       5/1/2035
Melbourne                    354          75           6.75        6/1/2005       5/1/2035
Centuck                      353       38.57           5.95        5/1/2005       4/1/2035
Ambridge                     353          80           8.25        5/1/2005       4/1/2035
Buffalo                      355          90            7.3        7/1/2005       6/1/2035
FEDERAL WAY                  173         100            9.5        5/1/2005       4/1/2020
Monsey                       354          75           5.95        6/1/2005       5/1/2035
Dennis Mills                 174         100            9.1        6/1/2005       5/1/2020
Crystal                      173         100          9.504        5/1/2005       4/1/2020
Vale                         174         100             11        6/1/2005       5/1/2020
Houston                      354       89.51            6.8        6/1/2005       5/1/2035
Holiday                      354          80           7.95        6/1/2005       5/1/2035
Colorado Springs             354          80           6.15        6/1/2005       5/1/2035
Rosedale                     173         100             12        5/1/2005       4/1/2020
Corcoran                     354          80          6.875        6/1/2005       5/1/2035
Dequincy                     354          90         10.165        6/1/2005       5/1/2035
Little Rock                  173       69.16           5.85        5/1/2005       4/1/2020
Danielsville                 353          85            8.1        5/1/2005       4/1/2035
Oats                         354          90           8.95        6/1/2005       5/1/2035
Matteson                     353          90           8.99        5/1/2005       4/1/2035
Southaven                    355          85            9.5        7/1/2005       6/1/2035
Marysville                   355          80           5.85        7/1/2005       6/1/2035
Belding                      174         100          12.99        6/1/2005       5/1/2020
Lynchburg                    355          80           6.65        7/1/2005       6/1/2035
Everett                      353          80           6.55        5/1/2005       4/1/2035
Sandy                        173         100           8.99        5/1/2005       4/1/2020
Grain Valley                 173         100          11.99        5/1/2005       4/1/2020
Margate                      353          65          5.625        5/1/2005       4/1/2035
Durham                       354          80            7.8        6/1/2005       5/1/2035
Stanton                      173         100           12.8        5/1/2005       4/1/2020
Basin                        354          90           9.15        6/1/2005       5/1/2035
Forestville                  353       93.12           5.75        5/1/2005       4/1/2035
Colorado Springs             174         100            8.5        6/1/2005       5/1/2020
Easley                       353          80           7.55        5/1/2005       4/1/2035
Avenel                       353          80            5.5        5/1/2005       4/1/2035
Detroit                      354          80            9.4        6/1/2005       5/1/2035
Sneedville                   353          75            9.6        5/1/2005       4/1/2035
La Puente                    353        64.1            5.6        5/1/2005       4/1/2035
Lehigh                       354          80           6.75        6/1/2005       5/1/2035
Casselberry                  173         100         10.475        5/1/2005       4/1/2020
Flossmoor                    354       84.97            7.9        6/1/2005       5/1/2035
Hanes                        354          80            6.3        6/1/2005       5/1/2035
Tacoma                       354          80           6.99        6/1/2005       5/1/2035
Naples                       173       44.34            5.5        5/1/2005       4/1/2020
Muscoy                       353       56.25           5.99        5/1/2005       4/1/2035
Ingram                       355          93           9.35        7/1/2005       6/1/2035
Durham                       174         100          10.99        6/1/2005       5/1/2020
Tulsa                        354         100            9.4        6/1/2005       5/1/2035
Columbia                     354         100           9.35        6/1/2005       5/1/2035
Ocala                        353          85            7.6        5/1/2005       4/1/2035
Norbeck                      353       89.84           8.55        5/1/2005       4/1/2035
Hayward                      173         100           9.25        5/1/2005       4/1/2020
Gilmore                      354          80            7.5        6/1/2005       5/1/2035
Corcoran                     174          95           8.99        6/1/2005       5/1/2020
Las Cruces                   354          85           8.45        6/1/2005       5/1/2035
Everett                      173         100           10.6        5/1/2005       4/1/2020
Detroit                      175         100           11.9        7/1/2005       6/1/2020
Englewood                    353          80           6.95        5/1/2005       4/1/2035
Golden                       354          80            7.4        6/1/2005       5/1/2035
Lakin                        354          80          6.875        6/1/2005       5/1/2035
Miami                        354       66.88          5.675        6/1/2005       5/1/2035
Battle Creek                 354          90            9.2        6/1/2005       5/1/2035
Tulsa                        355         100           9.55        7/1/2005       6/1/2035
Sarasota                     354          80           8.55        6/1/2005       5/1/2035
Phoenix                      354          80           6.74        6/1/2005       5/1/2035
Walton                       354          90            9.9        6/1/2005       5/1/2035
Dearborn Heights             174          99             13        6/1/2005       5/1/2020
Altoona                      354          90           7.95        6/1/2005       5/1/2035
Saint Louis                  354       77.58           10.5        6/1/2005       5/1/2035
Phoenix                      174          95           11.9        6/1/2005       5/1/2020
Albuquerque                  173         100              9        5/1/2005       4/1/2020
Lakin                        174         100           10.5        6/1/2005       5/1/2020
Santa Maria                  354          80           6.75        6/1/2005       5/1/2035
Old Hickory                  354          90            8.6        6/1/2005       5/1/2035
Sonora                       354          80            7.7        6/1/2005       5/1/2035
Easley                       173         100             11        5/1/2005       4/1/2020
South Holland                353          80            7.5        5/1/2005       4/1/2035
Miami                        173         100          12.25        5/1/2005       4/1/2020
Cadillac                     353       68.97            8.4        5/1/2005       4/1/2035
Elyria                       353          90            8.7        5/1/2005       4/1/2035
Sharptown                    354          90           8.99        6/1/2005       5/1/2035
Detroit                      355          90            8.6        7/1/2005       6/1/2035
Humble                       173         100           9.99        5/1/2005       4/1/2020
Phoenix                      174         100             10        6/1/2005       5/1/2020
Cheyenne                     353          80           6.05        5/1/2005       4/1/2035
Cheyenne                     173         100           9.99        5/1/2005       4/1/2020
Queen Creek                  354          80           6.99        6/1/2005       5/1/2035
Easton                       355          80            8.6        7/1/2005       6/1/2035
El Monte                     354          80           8.25        6/1/2005       5/1/2035
Oklahoma City                354          95           8.99        6/1/2005       5/1/2035
Pasadena                     173         100            9.9        5/1/2005       4/1/2020
Steamboat Springs            354          80           5.15        6/1/2005       5/1/2035
Queen Creek                  174         100             10        6/1/2005       5/1/2020
Lehigh                       174         100             10        6/1/2005       5/1/2020
Kansas City                  354          90           8.15        6/1/2005       5/1/2035
Baldwin                      353       68.62           5.99        5/1/2005       4/1/2035
Santa Ana                    354          80           6.85        6/1/2005       5/1/2035
Las Vegas                    353          80            6.2        5/1/2005       4/1/2035
Steamboat Springs            174         100           8.75        6/1/2005       5/1/2020
Hayward                      354       72.22           6.55        6/1/2005       5/1/2035
Alameda                      355          80           6.75        7/1/2005       6/1/2035
Lititz                       354          90           9.55        6/1/2005       5/1/2035
Rochester                    174         100             11        6/1/2005       5/1/2020
Malden                       173         100             11        5/1/2005       4/1/2020
Westland                     354          95           6.99        6/1/2005       5/1/2035
Atlanta                      173         100          10.99        5/1/2005       4/1/2020
South Holland                173         100          12.99        5/1/2005       4/1/2020
Camden                       354          80           7.45        6/1/2005       5/1/2035
Fargo                        353          95            8.1        5/1/2005       4/1/2035
Glen Allen                   354          80            5.5        6/1/2005       5/1/2035
Meskegon                     354          75            9.2        6/1/2005       5/1/2035
Kissimmee                    354          80           6.05        6/1/2005       5/1/2035
Murrieta                     174         100              9        6/1/2005       5/1/2020
Anderson                     353          80            9.4        5/1/2005       4/1/2035
Newburgh                     354          85           5.99        6/1/2005       5/1/2035
Maylene                      355          80           9.85        7/1/2005       6/1/2035
Santa Maria                  174         100           8.25        6/1/2005       5/1/2020
Kenner                       354          80           8.99        6/1/2005       5/1/2035
Portland                     354       66.33            6.7        6/1/2005       5/1/2035
Brighton                     354          80           6.85        6/1/2005       5/1/2035
North East                   354          80           7.75        6/1/2005       5/1/2035
Raytown                      354          90           8.25        6/1/2005       5/1/2035
Parker                       354          80           7.95        6/1/2005       5/1/2035
Chino                        354          80           5.85        6/1/2005       5/1/2035
Noble                        354          87           8.95        6/1/2005       5/1/2035
Palmdale                     354       55.33            5.3        6/1/2005       5/1/2035
Detroit                      354       86.81           6.75        6/1/2005       5/1/2035
Naples                       353          80            6.5        5/1/2005       4/1/2035
Joy                          355          80            7.9        7/1/2005       6/1/2035
Zion City                    354          90            8.2        6/1/2005       5/1/2035
Herkimer                     355       86.84           11.4        7/1/2005       6/1/2035
Memphis                      355       74.07           9.85        7/1/2005       6/1/2035
Saint Petersburg             354          95           8.85        6/1/2005       5/1/2035
Lima                         354          90           9.15        6/1/2005       5/1/2035
Montgomery                   354          80            7.5        6/1/2005       5/1/2035
Houston                      354       80.39           8.95        6/1/2005       5/1/2035
Orangeburg                   353          90            7.5        5/1/2005       4/1/2035
Pueblo                       354          80           6.99        6/1/2005       5/1/2035
Memphis                      354         100            8.6        6/1/2005       5/1/2035
Boardman                     354          80           8.15        6/1/2005       5/1/2035
Dennison                     354          95           8.99        6/1/2005       5/1/2035
Las Vegas                    173         100             10        5/1/2005       4/1/2020
Onaway                       353         100           8.65        5/1/2005       4/1/2035
Chino                        174       96.92           7.99        6/1/2005       5/1/2020
Kearns                       354          80           6.49        6/1/2005       5/1/2035
San Diego                    173         100           7.99        5/1/2005       4/1/2020
Bar Harbor                   354       74.39           6.45        6/1/2005       5/1/2035
Riverside                    174         100           9.99        6/1/2005       5/1/2020
Mashpee                      355          90           8.25        7/1/2005       6/1/2035
Baton Rouge                  353          90           7.25        5/1/2005       4/1/2035
Lima                         354          97           11.6        6/1/2005       5/1/2035
Geneva                       354          90            7.1        6/1/2005       5/1/2035
Fairfield                    174         100           9.99        6/1/2005       5/1/2020
Chino Hills                  355          80           5.99        7/1/2005       6/1/2035
Cary                         354          70           6.25        6/1/2005       5/1/2035
Fishers                      354       89.31            7.9        6/1/2005       5/1/2035
Dearborn Heights             354          90            7.8        6/1/2005       5/1/2035
Angola                       353          90           9.55        5/1/2005       4/1/2035
Lake Elsinore                354       64.58            5.6        6/1/2005       5/1/2035
Pueblo                       174         100           9.95        6/1/2005       5/1/2020
Hockessin                    354          90            6.8        6/1/2005       5/1/2035
Paint Rock                   354          80           10.3        6/1/2005       5/1/2035
Watts                        354          70           6.15        6/1/2005       5/1/2035
San Diego                    355          80            6.3        7/1/2005       6/1/2035
San Diego                    354          85           6.99        6/1/2005       5/1/2035
Houston                      354         100           5.99        6/1/2005       5/1/2035
Warren                       354          80           7.55        6/1/2005       5/1/2035
Memphis                      354       84.67            8.3        6/1/2005       5/1/2035
Ocoee                        353          80            6.5        5/1/2005       4/1/2035
Topeka                       355       74.63           9.85        7/1/2005       6/1/2035
Knoxville                    354          80            7.7        6/1/2005       5/1/2035
Naples                       173          90           10.8        5/1/2005       4/1/2020
Houston                      354          80           6.95        6/1/2005       5/1/2035
Camp Springs                 354          80           6.75        6/1/2005       5/1/2035
Lyndon                       354       83.33           6.99        6/1/2005       5/1/2035
Riviera Beach                173         100             11        5/1/2005       4/1/2020
Pearland                     354         100            5.9        6/1/2005       5/1/2035
Escondido                    174          95           7.99        6/1/2005       5/1/2020
Brighton                     174         100              9        6/1/2005       5/1/2020
Crestmore                    354          80            5.7        6/1/2005       5/1/2035
Quito                        353          95           8.95        5/1/2005       4/1/2035
Akron                        354          90           7.65        6/1/2005       5/1/2035
Ramona                       355          80           8.65        7/1/2005       6/1/2035
Mars                         353          90            7.5        5/1/2005       4/1/2035
Weare                        354          80           6.99        6/1/2005       5/1/2035
Sumner                       354          90           10.1        6/1/2005       5/1/2035
Lawrence                     354          85           6.65        6/1/2005       5/1/2035
Mendenhall                   353          90           9.55        5/1/2005       4/1/2035
Yuba City                    174         100          11.75        6/1/2005       5/1/2020
Pomona                       354          80            5.7        6/1/2005       5/1/2035
Tuskegee                     354       76.92           9.99        6/1/2005       5/1/2035
Port Charlotte               173         100          10.99        5/1/2005       4/1/2020
Grafton                      354          80            7.3        6/1/2005       5/1/2035
Palm Harbor                  354          90            6.6        6/1/2005       5/1/2035
Bradford                     355          90           8.95        7/1/2005       6/1/2035
Akron                        354         100            8.8        6/1/2005       5/1/2035
Cleveland                    354          95           9.25        6/1/2005       5/1/2035
Miami                        354       79.02            7.4        6/1/2005       5/1/2035
Jackson                      353          90           9.15        5/1/2005       4/1/2035
Saint Peters                 173         100          11.65        5/1/2005       4/1/2020
Moore                        353         100           9.45        5/1/2005       4/1/2035
Jamaica                      354       77.75           6.99        6/1/2005       5/1/2035
Gulfport                     353       94.74            8.4        5/1/2005       4/1/2035
Ldhl                         354          85            7.8        6/1/2005       5/1/2035
Highlands                    353          80           6.99        5/1/2005       4/1/2035
WAXHAW                       173          97             11        5/1/2005       4/1/2020
Crestmore                    174         100             10        6/1/2005       5/1/2020
Boardman                     353          80           5.99        5/1/2005       4/1/2035
Cleveland                    353          85            9.2        5/1/2005       4/1/2035
Dillon                       355          80           6.99        7/1/2005       6/1/2035
Baugh                        355          85            8.5        7/1/2005       6/1/2035
Cleveland                    354          80          6.149        6/1/2005       5/1/2035
Merriam                      355       84.29          8.525        7/1/2005       6/1/2035
Houston                      174         100           9.99        6/1/2005       5/1/2020
Pilot Point                  354       79.99           6.75        6/1/2005       5/1/2035
Tulsa                        354          90           8.95        6/1/2005       5/1/2035
Gary                         354          85          10.05        6/1/2005       5/1/2035
Highlands                    173         100           8.99        5/1/2005       4/1/2020
Marion                       355         100           8.75        7/1/2005       6/1/2035
Arbutus                      354       58.33           6.25        6/1/2005       5/1/2035
Detroit                      355       69.57           9.45        7/1/2005       6/1/2035
Kansas City                  354          90           9.99        6/1/2005       5/1/2035
Fort Worth                   175         100             10        7/1/2005       6/1/2020
Arlington                    174       62.14           5.99        6/1/2005       5/1/2020
Collinsville                 354          70           8.99        6/1/2005       5/1/2035
Murray                       354          80           5.99        6/1/2005       5/1/2035
Elsdon                       355          80            7.2        7/1/2005       6/1/2035
Lacey                        354          80          11.55        6/1/2005       5/1/2035
Kissimmee                    354          80          6.375        6/1/2005       5/1/2035
Tucson                       354          85           7.85        6/1/2005       5/1/2035
Green                        353       58.95           5.75        5/1/2005       4/1/2035
Garner                       354          80           7.35        6/1/2005       5/1/2035
Newbury                      354          90            6.7        6/1/2005       5/1/2035
Carroll                      354       93.33           5.75        6/1/2005       5/1/2035
Margate                      354       79.55           7.99        6/1/2005       5/1/2035
Murray                       174          95             10        6/1/2005       5/1/2020
Hemet                        354          75            6.2        6/1/2005       5/1/2035
Clay                         354          85           7.85        6/1/2005       5/1/2035
Murrieta                     355          80            5.5        7/1/2005       6/1/2035
Columbus                     353       89.91           8.95        5/1/2005       4/1/2035
Takoma Park                  354          90           6.99        6/1/2005       5/1/2035
Golden                       174         100           9.99        6/1/2005       5/1/2020
Baileyton                    354       71.43            5.6        6/1/2005       5/1/2035
Cleveland                    354          85           8.95        6/1/2005       5/1/2035
Summerville                  354          80           7.65        6/1/2005       5/1/2035
Summerville                  174         100           7.99        6/1/2005       5/1/2020
East                         353          90           9.35        5/1/2005       4/1/2035
Sinsheim                     354          90            9.9        6/1/2005       5/1/2035
Pawtucket                    173         100             10        5/1/2005       4/1/2020
Tampa                        354          35           4.99        6/1/2005       5/1/2035
Manoa                        355          95           6.35        7/1/2005       6/1/2035
Escondido                    354          80           6.65        6/1/2005       5/1/2035
Englewood                    173          95          12.99        5/1/2005       4/1/2020
Carrollton                   353          75            7.6        5/1/2005       4/1/2035
Clark                        354          80           7.25        6/1/2005       5/1/2035
Sapulpa                      354          85           8.25        6/1/2005       5/1/2035
Parsons                      354          85           10.3        6/1/2005       5/1/2035
Keavy                        354       79.69            7.8        6/1/2005       5/1/2035
Kent City                    354          90           10.5        6/1/2005       5/1/2035
Glen Allen                   174         100           10.5        6/1/2005       5/1/2020
Miami                        355          85           7.99        7/1/2005       6/1/2035
Avalon                       354          90            8.9        6/1/2005       5/1/2035
Oakridge                     355          80           6.25        7/1/2005       6/1/2035
Siloam Springs               173         100           10.1        5/1/2005       4/1/2020
Los Angeles                  353          90           6.75        5/1/2005       4/1/2035
Santa Ana                    174         100           9.99        6/1/2005       5/1/2020
Mc Kinney                    354          80            6.5        6/1/2005       5/1/2035
San Leandro                  354          80           6.45        6/1/2005       5/1/2035
San Leandro                  174          95              9        6/1/2005       5/1/2020
Scranton                     354          70           7.49        6/1/2005       5/1/2035
Scranton                     174          95            9.5        6/1/2005       5/1/2020
Memphis                      354       92.05           11.1        6/1/2005       5/1/2035
Gallatin                     354          80           6.15        6/1/2005       5/1/2035
Grenelefe                    354          80           7.05        6/1/2005       5/1/2035
Shelby                       354       76.92           10.1        6/1/2005       5/1/2035
Large                        354          90          9.375        6/1/2005       5/1/2035
Spokane                      174         100             10        6/1/2005       5/1/2020
Stilwell                     355          85          10.05        7/1/2005       6/1/2035
Rocky Point                  235       53.55           5.49        7/1/2005       6/1/2025
Downey                       354          80            6.1        6/1/2005       5/1/2035
Downey                       174         100           7.99        6/1/2005       5/1/2020
Memphis                      354          90            8.8        6/1/2005       5/1/2035
Canton                       355          85           8.99        7/1/2005       6/1/2035
Dover                        354          80            6.9        6/1/2005       5/1/2035
Weehawken                    354          80           6.99        6/1/2005       5/1/2035
Buffalo                      354         100           8.35        6/1/2005       5/1/2035
Kissimmee                    354          80           7.15        6/1/2005       5/1/2035
Orland                       355          90            9.1        7/1/2005       6/1/2035
Wingo                        353          85            8.7        5/1/2005       4/1/2035
Hanes                        174         100          10.99        6/1/2005       5/1/2020
Spencer                      355          90            9.9        7/1/2005       6/1/2035
Greenville                   354          97           8.99        6/1/2005       5/1/2035
Lariat                       355       57.56           5.95        7/1/2005       6/1/2035
Smithtown                    354          75           8.99        6/1/2005       5/1/2035
Naranja                      174       70.14           5.55        6/1/2005       5/1/2020
Fontana                      354          80          7.325        6/1/2005       5/1/2035
Little Rock                  355          80           10.7        7/1/2005       6/1/2035
Martinsville                 354       87.81            7.4        6/1/2005       5/1/2035
Syracuse                     354          80           7.99        6/1/2005       5/1/2035
Detroit                      354          75            8.6        6/1/2005       5/1/2035
Somerville                   354          80           5.65        6/1/2005       5/1/2035
Kathleen                     173         100           12.6        5/1/2005       4/1/2020
Harvey                       174         100             11        6/1/2005       5/1/2020
Summ                         173         100             10        5/1/2005       4/1/2020
San Diego                    354          80           6.75        6/1/2005       5/1/2035
Plainview                    354          72            5.5        6/1/2005       5/1/2035
El Reno                      354          80           7.85        6/1/2005       5/1/2035
Ripon                        354          85           7.25        6/1/2005       5/1/2035
Jacksonville                 174         100             12        6/1/2005       5/1/2020
Garner                       174         100           10.8        6/1/2005       5/1/2020
Baldy Mesa                   353       55.29            4.6        5/1/2005       4/1/2035
Milo                         174          90           9.99        6/1/2005       5/1/2020
Nova                         354          88           6.99        6/1/2005       5/1/2035
Marlin                       355          95           11.1        7/1/2005       6/1/2035
Warren                       174         100             13        6/1/2005       5/1/2020
Binghamton                   355          80          8.425        7/1/2005       6/1/2035
West                         174         100            9.3        6/1/2005       5/1/2020
Panama City                  354          95            7.4        6/1/2005       5/1/2035
Mc Kinney                    174         100           9.99        6/1/2005       5/1/2020
Haverhill                    355       63.33           8.85        7/1/2005       6/1/2035
Schertz                      354          90           7.99        6/1/2005       5/1/2035
Aloha                        354       78.17            7.2        6/1/2005       5/1/2035
Chino Hills                  175         100          8.875        7/1/2005       6/1/2020
Rockland                     354       73.13            5.8        6/1/2005       5/1/2035
Orlando                      354          90            7.8        6/1/2005       5/1/2035
Martins Ferry                354          85           9.25        6/1/2005       5/1/2035
Antis                        353          80            9.5        5/1/2005       4/1/2035
Buffalo                      234       87.01            8.5        6/1/2005       5/1/2025
Gibsonville                  355          90          10.34        7/1/2005       6/1/2035
Dellwood                     354          95           7.45        6/1/2005       5/1/2035
Fort Pierce                  174          75           5.95        6/1/2005       5/1/2020
Cahokia                      354          70           10.2        6/1/2005       5/1/2035
Wallkill                     354       69.03           5.45        6/1/2005       5/1/2035
Clark                        174         100          12.99        6/1/2005       5/1/2020
Melbourne                    354          90           7.55        6/1/2005       5/1/2035
Temecula                     354          80           7.05        6/1/2005       5/1/2035
Au Gres                      354       77.63           7.99        6/1/2005       5/1/2035
Grafton                      174       94.71           7.99        6/1/2005       5/1/2020
Florissant                   353          80            7.4        5/1/2005       4/1/2035
Lees Summit                  355          80            7.4        7/1/2005       6/1/2035
Kansas City                  354          80            6.5        6/1/2005       5/1/2035
El Reno                      174         100           7.99        6/1/2005       5/1/2020
New Albany                   354          80            8.5        6/1/2005       5/1/2035
Lorain                       174         100           8.99        6/1/2005       5/1/2020
Lynwood                      354       88.35            6.9        6/1/2005       5/1/2035
Spry                         354       82.42            7.9        6/1/2005       5/1/2035
Somerville                   174         100           9.15        6/1/2005       5/1/2020
Zebulon                      173         100          10.99        5/1/2005       4/1/2020
Mary Esther                  354       58.95            4.9        6/1/2005       5/1/2035
Ocoee                        173         100             11        5/1/2005       4/1/2020
Stephens                     355          85            9.8        7/1/2005       6/1/2035
Florissant                   173         100             13        5/1/2005       4/1/2020
Saint Marys                  355          95           7.15        7/1/2005       6/1/2035
Stamford                     354       84.99           5.45        6/1/2005       5/1/2035
Lees Summit                  175         100           11.9        7/1/2005       6/1/2020
Lavina                       174         100           9.49        6/1/2005       5/1/2020
Memphis                      355          90            9.3        7/1/2005       6/1/2035
Worcester                    354       93.82            8.3        6/1/2005       5/1/2035
Salisbury                    355          80            9.3        7/1/2005       6/1/2035
Arroyo                       114       79.37            8.3        6/1/2005       5/1/2015
Aurora                       354          80            6.1        6/1/2005       5/1/2035
Clarksburg                   354       83.48           6.35        6/1/2005       5/1/2035
Universal                    355          90           9.65        7/1/2005       6/1/2035
Miami                        174       98.78             12        6/1/2005       5/1/2020
Las Vegas                    174         100           10.5        6/1/2005       5/1/2020
Kissimmee                    174       84.58           10.2        6/1/2005       5/1/2020
Chubbuck                     354          85            8.2        6/1/2005       5/1/2035
Columbus                     174         100           11.6        6/1/2005       5/1/2020
Milford                      354          80           6.99        6/1/2005       5/1/2035
Adams                        354          80           7.45        6/1/2005       5/1/2035
Darby                        354          95          10.65        6/1/2005       5/1/2035
Powell                       354          95           8.75        6/1/2005       5/1/2035
Humble                       354          80           7.99        6/1/2005       5/1/2035
Ocee                         354       72.49            6.6        6/1/2005       5/1/2035
Scottsbluff                  354         100            8.2        6/1/2005       5/1/2035
Raymond                      353          80          7.475        5/1/2005       4/1/2035
Elk Grove                    354          80            7.1        6/1/2005       5/1/2035
Aurora                       174       95.46           8.99        6/1/2005       5/1/2020
Joppa                        354          90            7.3        6/1/2005       5/1/2035
Lees Summit                  354          80           6.85        6/1/2005       5/1/2035
Mira Loma                    354          80            7.4        6/1/2005       5/1/2035
Desert Hot Springs           354          95           7.99        6/1/2005       5/1/2035
Knoxville                    354          80           7.99        6/1/2005       5/1/2035
Norwood                      354          90           7.35        6/1/2005       5/1/2035
Louisville                   354          90           7.35        6/1/2005       5/1/2035
Southfield                   354          80           7.35        6/1/2005       5/1/2035
Kerrtown                     354          90           9.65        6/1/2005       5/1/2035
Land O Lakes                 354          95           7.99        6/1/2005       5/1/2035
Dundalk                      354       83.76           9.05        6/1/2005       5/1/2035
Tulsa                        355          80            7.9        7/1/2005       6/1/2035
Waldwick                     354       56.67            5.9        6/1/2005       5/1/2035
Iselin                       354          65           6.25        6/1/2005       5/1/2035
Elk Grove                    174         100           9.99        6/1/2005       5/1/2020
Newark                       354          80           5.95        6/1/2005       5/1/2035
Romoland                     174         100           8.95        6/1/2005       5/1/2020
Altoona                      353          90           9.99        5/1/2005       4/1/2035
Defiance                     355       90.67            6.7        7/1/2005       6/1/2035
Croton                       354          75            7.6        6/1/2005       5/1/2035
Florence                     353          85           8.76        5/1/2005       4/1/2035
Lewiston                     354          80          6.025        6/1/2005       5/1/2035
New Paltz                    355       55.56           5.99        7/1/2005       6/1/2035
Middletown                   354          84            6.5        6/1/2005       5/1/2035
Westgate                     355          80            6.2        7/1/2005       6/1/2035
Childs                       355          90            9.7        7/1/2005       6/1/2035
Detroit                      354          85            9.8        6/1/2005       5/1/2035
Miami                        355          60           8.45        7/1/2005       6/1/2035
Ozone                        355          90            8.7        7/1/2005       6/1/2035
Hazlehurst                   354          80           9.75        6/1/2005       5/1/2035
Southfield                   174         100          12.99        6/1/2005       5/1/2020
Saticoy                      354       62.18            5.5        6/1/2005       5/1/2035
Meskegon                     354          90           9.25        6/1/2005       5/1/2035
Kearns                       355          80            6.1        7/1/2005       6/1/2035
Wawatosa                     354       89.29            9.1        6/1/2005       5/1/2035
Saint Petersburg             354        73.6           6.65        6/1/2005       5/1/2035
Charleroi                    354          85           8.99        6/1/2005       5/1/2035
Miami                        354       82.35            7.8        6/1/2005       5/1/2035
Berkeley                     354          80           7.56        6/1/2005       5/1/2035
Aloha                        174       97.71           9.99        6/1/2005       5/1/2020
Oviedo                       354        87.6           6.75        6/1/2005       5/1/2035
Kissimmee                    174         100          11.25        6/1/2005       5/1/2020
Hazlehurst                   355          90            8.3        7/1/2005       6/1/2035
Knoxville                    174         100              9        6/1/2005       5/1/2020
San Diego                    174         100              9        6/1/2005       5/1/2020
Salinas                      355          85           7.15        7/1/2005       6/1/2035
Camden                       354       86.87           8.55        6/1/2005       5/1/2035
Little Rock                  355          95            9.9        7/1/2005       6/1/2035
Montgomery                   174         100          12.99        6/1/2005       5/1/2020
Murfreesboro                 175         100           9.65        7/1/2005       6/1/2020
La Chute                     355       72.96           7.45        7/1/2005       6/1/2035
Beaumont                     355          90           8.95        7/1/2005       6/1/2035
Fort Payne                   174         100              9        6/1/2005       5/1/2020
East McKeesport              354          90         10.575        6/1/2005       5/1/2035
Lees Summit                  174         100          12.55        6/1/2005       5/1/2020
Joy                          175         100           11.1        7/1/2005       6/1/2020
South Bend                   354          85            8.3        6/1/2005       5/1/2035
Jamaica                      354       61.41           5.65        6/1/2005       5/1/2035
Brookwood                    354          80           8.85        6/1/2005       5/1/2035
Bradenton                    355          80            7.4        7/1/2005       6/1/2035
Munroe Falls                 355          95          8.925        7/1/2005       6/1/2035
Kearns                       174         100           8.99        6/1/2005       5/1/2020
Pitcairn                     354          90           8.85        6/1/2005       5/1/2035
Adams                        174         100          10.99        6/1/2005       5/1/2020
San Diego                    175         100           7.99        7/1/2005       6/1/2020
Orient                       354          85            9.8        6/1/2005       5/1/2035
Escondido                    174          95           7.99        6/1/2005       5/1/2020
Peru                         355          90         10.325        7/1/2005       6/1/2035
Cabot                        354          80            7.7        6/1/2005       5/1/2035
Sayville                     354       54.44            5.4        6/1/2005       5/1/2035
Hewitt                       354       67.55           5.55        6/1/2005       5/1/2035
Miami                        354          80           6.45        6/1/2005       5/1/2035
Poland                       355          90           8.45        7/1/2005       6/1/2035
Bywood                       354          90           6.85        6/1/2005       5/1/2035
Jackson                      354          90            9.8        6/1/2005       5/1/2035
Albia                        354         100           8.25        6/1/2005       5/1/2035
Marion                       354          95            9.1        6/1/2005       5/1/2035
Humboldt                     354          90           7.99        6/1/2005       5/1/2035
Monroe                       354       89.87            8.9        6/1/2005       5/1/2035
Atlanta                      354       81.55           7.75        6/1/2005       5/1/2035
Neosho                       354          80           7.45        6/1/2005       5/1/2035
Memphis                      354          90           9.99        6/1/2005       5/1/2035
Marenisco                    355          75           6.55        7/1/2005       6/1/2035
Gallatin                     174         100            9.3        6/1/2005       5/1/2020
Bakersfield                  354          95            8.9        6/1/2005       5/1/2035
Whitman                      354          80           6.35        6/1/2005       5/1/2035
Webb City                    354       76.16           11.1        6/1/2005       5/1/2035
Topeka                       354          80            6.9        6/1/2005       5/1/2035
Ocean City                   354          85           7.35        6/1/2005       5/1/2035
Clearwater                   354          80           6.99        6/1/2005       5/1/2035
Willeys                      354          80            7.3        6/1/2005       5/1/2035
Lemon Grove                  354          90           7.99        6/1/2005       5/1/2035
Bloomington                  355       85.31           8.99        7/1/2005       6/1/2035
Santa Maria                  355          95           7.85        7/1/2005       6/1/2035
Cincinnati                   355         100            9.1        7/1/2005       6/1/2035
Hilton                       355          90           7.75        7/1/2005       6/1/2035
Neosho                       174         100          12.05        6/1/2005       5/1/2020
Clarksville                  354          80            8.3        6/1/2005       5/1/2035
Houston                      355          80            6.9        7/1/2005       6/1/2035
Jacksonville                 354          85            9.1        6/1/2005       5/1/2035
Gladwin                      354          85            9.1        6/1/2005       5/1/2035
Whitman                      174         100          10.99        6/1/2005       5/1/2020
Lewisburg                    354          95           9.25        6/1/2005       5/1/2035
Joppa                        355          90          8.325        7/1/2005       6/1/2035
Pocomoke                     354          85            6.9        6/1/2005       5/1/2035
Philadelphia                 354          85            6.8        6/1/2005       5/1/2035
Everman                      354          80          6.925        6/1/2005       5/1/2035
Snow Hill                    354          75           5.95        6/1/2005       5/1/2035
Ironton                      355         100            9.2        7/1/2005       6/1/2035
Rutland                      355          95            7.8        7/1/2005       6/1/2035
Charlotte                    174         100             11        6/1/2005       5/1/2020
Easton                       354          80           6.85        6/1/2005       5/1/2035
Baugh                        354          80           9.05        6/1/2005       5/1/2035
Baugh                        354          70           9.35        6/1/2005       5/1/2035
Temecula                     174          95           8.99        6/1/2005       5/1/2020
Massillon                    354       83.64            7.5        6/1/2005       5/1/2035
Palm Bay                     355       77.42            7.4        7/1/2005       6/1/2035
Bacone                       354          95           7.99        6/1/2005       5/1/2035
Henderson                    355          90          11.75        7/1/2005       6/1/2035
Bratenahl                    354          80           9.05        6/1/2005       5/1/2035
Trenton                      355          90           7.85        7/1/2005       6/1/2035
Lawton                       354          85           8.99        6/1/2005       5/1/2035
Saint Helen                  354          90          10.65        6/1/2005       5/1/2035
Bakersfield                  354          95            6.5        6/1/2005       5/1/2035
Charlotte                    355          80            6.3        7/1/2005       6/1/2035
REDDING                      355          90            8.1        8/1/2005       7/1/2035
Weehawken                    174         100           12.3        6/1/2005       5/1/2020
Abita Springs                354          80            7.9        6/1/2005       5/1/2035
Crawfordsville               354       82.86           7.99        6/1/2005       5/1/2035
Reynoldsburg                 355          80           6.99        7/1/2005       6/1/2035
Monroe                       355          85            9.6        7/1/2005       6/1/2035
Incline Village              354       79.89           7.95        6/1/2005       5/1/2035
Reynoldsburg                 175         100             12        7/1/2005       6/1/2020
North East                   174         100          12.99        6/1/2005       5/1/2020
Mesa                         355          85          7.875        7/1/2005       6/1/2035
Saint Louis                  354       83.09           6.99        6/1/2005       5/1/2035
Cape Coral                   174         100          11.99        6/1/2005       5/1/2020
Pittsfield                   355         100           8.75        7/1/2005       6/1/2035
Elwood                       354       60.29          5.725        6/1/2005       5/1/2035
Basin                        354          90            9.1        6/1/2005       5/1/2035
Momence                      355          90            8.5        7/1/2005       6/1/2035
Millersville                 354       94.49          7.175        6/1/2005       5/1/2035
San Leandro                  354          80           7.25        6/1/2005       5/1/2035
San Leandro                  174         100           9.99        6/1/2005       5/1/2020
Strawberry Plains            354          80           7.25        6/1/2005       5/1/2035
Flanders                     354       67.77          6.075        6/1/2005       5/1/2035
Jacksonville                 354          80            7.9        6/1/2005       5/1/2035
Bronx                        354          80           7.15        6/1/2005       5/1/2035
Cucamonga                    354          80            6.1        6/1/2005       5/1/2035
Gary                         355          90            7.5        7/1/2005       6/1/2035
Newburgh                     354          90           6.85        6/1/2005       5/1/2035
Detroit                      355          80            7.6        7/1/2005       6/1/2035
Lawrenceburg                 355        83.5            6.2        7/1/2005       6/1/2035
Youngstown                   355          85           8.45        7/1/2005       6/1/2035
Milford                      174         100          12.99        6/1/2005       5/1/2020
Lawrence                     355          78           10.1        7/1/2005       6/1/2035
Tampa                        355          80            6.3        7/1/2005       6/1/2035
Wichita                      354         100           8.55        6/1/2005       5/1/2035
Warren                       355          90            8.1        7/1/2005       6/1/2035
Longwood                     355          95           9.75        7/1/2005       6/1/2035
Croydon                      355          75           6.75        7/1/2005       6/1/2035
Vallejo                      354          90           8.45        6/1/2005       5/1/2035
Gretna                       354          90           8.99        6/1/2005       5/1/2035
Chicago                      354       74.29           6.75        6/1/2005       5/1/2035
Eastend                      354          75            9.1        6/1/2005       5/1/2035
Franklinville                355          80           6.55        7/1/2005       6/1/2035
Indianapolis                 354          80           7.55        6/1/2005       5/1/2035
Benton Harbor                354       79.37           8.55        6/1/2005       5/1/2035
Colburn                      355          90           9.35        7/1/2005       6/1/2035
Naples                       355          80           6.85        7/1/2005       6/1/2035
Dover                        174         100             13        6/1/2005       5/1/2020
Powell                       355          80            7.2        7/1/2005       6/1/2035
Raytown                      354          90           10.5        6/1/2005       5/1/2035
Bayside                      354        56.9           6.99        6/1/2005       5/1/2035
Tampa                        354          95           7.99        6/1/2005       5/1/2035
Alexander City               354          90           9.66        6/1/2005       5/1/2035
Sango                        354         100           8.95        6/1/2005       5/1/2035
Abita Springs                174         100             13        6/1/2005       5/1/2020
Ocala                        355          80          5.875        7/1/2005       6/1/2035
Baton Rouge                  354          80            9.8        6/1/2005       5/1/2035
Birmingham                   354          80           7.25        6/1/2005       5/1/2035
Coshocton                    354          80           6.65        6/1/2005       5/1/2035
Kalkaska                     354         100           9.05        6/1/2005       5/1/2035
Moreno                       174         100           9.99        6/1/2005       5/1/2020
Lemay                        354          90            9.4        6/1/2005       5/1/2035
Portland                     355          70           6.55        7/1/2005       6/1/2035
Dellwood                     355          90           9.99        7/1/2005       6/1/2035
Macomb                       354          80            7.1        6/1/2005       5/1/2035
Philadelphia                 355          90           8.45        7/1/2005       6/1/2035
Kenner                       354          85            9.5        6/1/2005       5/1/2035
Owasso                       354          90            8.3        6/1/2005       5/1/2035
Mira Loma                    174         100             10        6/1/2005       5/1/2020
Coshocton                    174         100           12.5        6/1/2005       5/1/2020
Kenner                       354       53.76           5.85        6/1/2005       5/1/2035
Tulsa                        355          85            9.9        7/1/2005       6/1/2035
Clarksville                  174         100             11        6/1/2005       5/1/2020
Dixie                        354          80           10.9        6/1/2005       5/1/2035
Fairborn                     354          80            7.2        6/1/2005       5/1/2035
Miami                        354          80            6.8        6/1/2005       5/1/2035
Tacoma                       174         100              9        6/1/2005       5/1/2020
Elizabeth                    354       77.08           9.99        6/1/2005       5/1/2035
Barren                       355          90            7.9        7/1/2005       6/1/2035
Barry Lakes                  354       74.69           5.95        6/1/2005       5/1/2035
Springfield                  354        81.1            8.3        6/1/2005       5/1/2035
Cucamonga                    174         100            8.5        6/1/2005       5/1/2020
Broken Arrow                 355       87.93           7.95        7/1/2005       6/1/2035
Newark                       354          95           8.55        6/1/2005       5/1/2035
Saegertown                   354          80           6.15        6/1/2005       5/1/2035
Brooklyn                     354       79.92           5.99        6/1/2005       5/1/2035
Brooklyn                     174        99.9          10.99        6/1/2005       5/1/2020
Amelia City                  355          90           8.99        7/1/2005       6/1/2035
Alpharetta                   354          90            9.6        6/1/2005       5/1/2035
Lewiston                     174         100            9.4        6/1/2005       5/1/2020
Chattanooga                  354        62.5           7.95        6/1/2005       5/1/2035
Dayton                       354          80           7.55        6/1/2005       5/1/2035
Flushing                     354          70          5.625        6/1/2005       5/1/2035
Richmond                     354          90            8.8        6/1/2005       5/1/2035
Tampa                        352          95            7.5        4/1/2005       3/1/2035
Nora                         354          90            8.7        6/1/2005       5/1/2035
Alameda                      175          95            9.8        7/1/2005       6/1/2020
Birmingham                   174         100           11.6        6/1/2005       5/1/2020
La Tijera                    355          90           7.75        7/1/2005       6/1/2035
Daytona Beach                354          95            9.5        6/1/2005       5/1/2035
Poughkeepsie                 354          90           7.99        6/1/2005       5/1/2035
West Jordan                  354          80           6.99        6/1/2005       5/1/2035
Fontana                      355          85            9.7        7/1/2005       6/1/2035
Kansas City                  174         100             10        6/1/2005       5/1/2020
Cimarron                     354          90           7.15        6/1/2005       5/1/2035
Saginaw                      354          80            8.7        6/1/2005       5/1/2035
Dunbar                       354          80            8.7        6/1/2005       5/1/2035
Philadelphia                 354          80            7.9        6/1/2005       5/1/2035
Memphis                      354          95           9.75        6/1/2005       5/1/2035
Seymour                      354          75           5.99        6/1/2005       5/1/2035
Middletown                   355          90            9.5        7/1/2005       6/1/2035
Caro                         355          80           8.95        7/1/2005       6/1/2035
Charlotte                    354          80            7.7        6/1/2005       5/1/2035
Gracey                       354          90           8.05        6/1/2005       5/1/2035
Chville                      355       84.69           8.95        7/1/2005       6/1/2035
Avondale                     354          80           7.85        6/1/2005       5/1/2035
Cleveland                    354          95            8.6        6/1/2005       5/1/2035
Miami                        354          80           5.99        6/1/2005       5/1/2035
West Jordan                  174         100           9.99        6/1/2005       5/1/2020
Barr                         354          85           6.35        6/1/2005       5/1/2035
Powderly                     354          95           8.55        6/1/2005       5/1/2035
Detroit                      354          84            9.5        6/1/2005       5/1/2035
Norco                        355          80          5.225        7/1/2005       6/1/2035
Dayton                       174         100             13        6/1/2005       5/1/2020
Obetz                        354          90           8.75        6/1/2005       5/1/2035
Wheeler                      354          80            7.9        6/1/2005       5/1/2035
Rising Fawn                  355          80           6.95        7/1/2005       6/1/2035
Bellfntn                     355          95            7.5        7/1/2005       6/1/2035
Roselle Park                 354       73.09            5.7        6/1/2005       5/1/2035
Memphis                      355          85            9.1        7/1/2005       6/1/2035
Yaphank                      174          95          10.12        6/1/2005       5/1/2020
Canton                       355          80           6.45        7/1/2005       6/1/2035
Tahlequah                    355       75.86           9.45        7/1/2005       6/1/2035
Gorham                       355       71.36          5.875        7/1/2005       6/1/2035
Metairie                     355          90           8.05        7/1/2005       6/1/2035
Memphis                      355          95           7.65        7/1/2005       6/1/2035
Willeys                      174         100             13        6/1/2005       5/1/2020
Arkoma                       355          95            7.9        7/1/2005       6/1/2035
Clearwater                   355          80           8.75        7/1/2005       6/1/2035
Fishkill                     234       67.31            5.9        6/1/2005       5/1/2025
Bellaire                     354          80           6.99        6/1/2005       5/1/2035
New Smyrna Beach             355          80            6.4        7/1/2005       6/1/2035
Moss Point                   354         100           9.65        6/1/2005       5/1/2035
Hanford                      355          80            6.4        7/1/2005       6/1/2035
Lohrville                    355          90           8.75        7/1/2005       6/1/2035
Somerville                   354          90            6.8        6/1/2005       5/1/2035
Thornville                   354          85           8.85        6/1/2005       5/1/2035
Concord                      354          95           8.25        6/1/2005       5/1/2035
Savannah                     355          85           6.99        7/1/2005       6/1/2035
Aliq                         355          80           8.35        7/1/2005       6/1/2035
Cincinnati                   355          80           8.45        7/1/2005       6/1/2035
Cleveland                    354          95           8.99        6/1/2005       5/1/2035
Docena                       355          90            9.8        7/1/2005       6/1/2035
Tulsa                        175       81.03            8.1        7/1/2005       6/1/2020
MULDROW                      357          85           9.25       10/1/2005       9/1/2035
Ormond Beach                 354          85           9.05        6/1/2005       5/1/2035
Jackson                      354          90           9.35        6/1/2005       5/1/2035
Jackson                      354       79.45            9.6        6/1/2005       5/1/2035
Compton                      355          80           6.15        7/1/2005       6/1/2035
Compton                      175         100           8.99        7/1/2005       6/1/2020
Pine Bush                    354          75            5.5        6/1/2005       5/1/2035
Marion                       354          90            8.9        6/1/2005       5/1/2035
Ldhl                         355          90           9.35        7/1/2005       6/1/2035
Topeka                       174         100           10.5        6/1/2005       5/1/2020
Detroit                      354          80           8.99        6/1/2005       5/1/2035
Yonkers                      354       79.88           6.99        6/1/2005       5/1/2035
Pomona                       174         100              8        6/1/2005       5/1/2020
Orlando                      354          55           5.25        6/1/2005       5/1/2035
Shreveport                   354          85           9.55        6/1/2005       5/1/2035
Galesburg                    354          90           6.45        6/1/2005       5/1/2035
Wyoming                      354       86.36           9.65        6/1/2005       5/1/2035
Concord                      355          80           6.95        7/1/2005       6/1/2035
Dresser                      354          85            7.6        6/1/2005       5/1/2035
Dillon                       175         100          10.99        7/1/2005       6/1/2020
Philadelphia                 355       80.75            8.8        7/1/2005       6/1/2035
Manorville                   354          75            5.2        6/1/2005       5/1/2035
Hayward                      355       77.42           6.99        7/1/2005       6/1/2035
West End                     354          85            8.5        6/1/2005       5/1/2035
WARREN                       358          80           9.99       11/1/2005      10/1/2035
Roswell                      354          85            9.4        6/1/2005       5/1/2035
Dayton                       355       89.86            9.5        7/1/2005       6/1/2035
Tulsa                        355          80           8.25        7/1/2005       6/1/2035
Carson City                  355          80           6.99        7/1/2005       6/1/2035
Davie                        355          75           8.25        7/1/2005       6/1/2035
Orlando                      354          85           9.45        6/1/2005       5/1/2035
Monroe                       355          80            7.3        7/1/2005       6/1/2035
Brooklyn                     355          70            5.9        7/1/2005       6/1/2035
Easton                       174         100          10.99        6/1/2005       5/1/2020
Finger                       174         100            9.6        6/1/2005       5/1/2020
Grand Blanc                  354          85           9.65        6/1/2005       5/1/2035
Milford                      354          85            8.5        6/1/2005       5/1/2035
Akron                        354       95.32            8.5        6/1/2005       5/1/2035
Saint Louis                  355          85           9.75        7/1/2005       6/1/2035
Stafford                     354          80           6.45        6/1/2005       5/1/2035
Washington                   174         100             11        6/1/2005       5/1/2020
Villa Grove                  354          80            7.5        6/1/2005       5/1/2035
Sault Sainte Marie           354          90           9.45        6/1/2005       5/1/2035
Elwood                       355          95           8.75        7/1/2005       6/1/2035
Ocala                        354          80           7.05        6/1/2005       5/1/2035
Bronx                        174         100          11.75        6/1/2005       5/1/2020
Hamilton                     174          85           6.45        6/1/2005       5/1/2020
Riverview                    354          90           6.99        6/1/2005       5/1/2035
Wichita                      355          85          8.625        7/1/2005       6/1/2035
Mattawan                     354          80           5.95        6/1/2005       5/1/2035
Stafford                     174          95           9.99        6/1/2005       5/1/2020
Dunn                         354          80           7.25        6/1/2005       5/1/2035
Alta Loma                    354          80           6.35        6/1/2005       5/1/2035
Alta Loma                    174         100            8.5        6/1/2005       5/1/2020
Mexico                       355        89.9            8.6        7/1/2005       6/1/2035
Mesquite                     354          87           8.35        6/1/2005       5/1/2035
Glenville                    354         100           9.45        6/1/2005       5/1/2035
Phoenix                      354          80           7.25        6/1/2005       5/1/2035
Hayward                      354          80           7.75        6/1/2005       5/1/2035
Clarksburg                   174       93.48          12.15        6/1/2005       5/1/2020
Jackson                      355          80           9.99        7/1/2005       6/1/2035
Venice                       354          90           7.05        6/1/2005       5/1/2035
Colonial Heights             354          90            9.2        6/1/2005       5/1/2035
Camden                       174         100          10.99        6/1/2005       5/1/2020
Spencer                      355          90          8.625        7/1/2005       6/1/2035
Wellston                     354          80           7.45        6/1/2005       5/1/2035
Hayward                      174         100           9.65        6/1/2005       5/1/2020
Roanoke                      354          80            7.5        6/1/2005       5/1/2035
Heer Park                    354          80            5.7        6/1/2005       5/1/2035
Harrison                     354          80            6.8        6/1/2005       5/1/2035
Pryor                        355         100          9.425        7/1/2005       6/1/2035
Dallas                       115       62.86          5.925        7/1/2005       6/1/2015
Mesquite                     354          85            8.4        6/1/2005       5/1/2035
Mesquite                     354          85           8.35        6/1/2005       5/1/2035
Parkview                     354          95            7.5        6/1/2005       5/1/2035
Slaton                       355        79.6           8.05        7/1/2005       6/1/2035
Bassett                      355       78.14           6.99        7/1/2005       6/1/2035
Eglon                        355          85           5.99        7/1/2005       6/1/2035
Bel Nor                      355          95           7.75        7/1/2005       6/1/2035
Cabot                        174         100          12.05        6/1/2005       5/1/2020
Toledo                       355          80           6.25        7/1/2005       6/1/2035
Rock Island                  354          90           7.65        6/1/2005       5/1/2035
Beaufort                     354       89.88           8.99        6/1/2005       5/1/2035
Charlotte                    174        98.1             11        6/1/2005       5/1/2020
Massapequa                   175       22.22           5.45        7/1/2005       6/1/2020
Bardwell                     354          90           10.2        6/1/2005       5/1/2035
Staten Island                355       88.04           7.99        7/1/2005       6/1/2035
Vallejo                      353       83.33           7.75        5/1/2005       4/1/2035
Arleta                       353          75           5.35        5/1/2005       4/1/2035
Tulsa                        355          90           7.99        7/1/2005       6/1/2035
Columbia                     354       86.96            8.5        6/1/2005       5/1/2035
Lancaster                    354          90           8.75        6/1/2005       5/1/2035
Memphis                      354       86.49          10.99        6/1/2005       5/1/2035
Evansville                   354         100           8.25        6/1/2005       5/1/2035
Passyunk                     355       79.87            7.4        7/1/2005       6/1/2035
Brookville                   354          80           7.35        6/1/2005       5/1/2035
Akron                        354         100            9.1        6/1/2005       5/1/2035
Payne                        355          97           9.75        7/1/2005       6/1/2035
                             354       79.36            8.1        6/1/2005       5/1/2035
Arlington                    355          80           6.99        7/1/2005       6/1/2035
Seattle                      355          80            6.1        7/1/2005       6/1/2035
Mounds                       355          92            9.6        7/1/2005       6/1/2035
Walden                       354          77            7.7        6/1/2005       5/1/2035
Allentown                    354          90           8.75        6/1/2005       5/1/2035
Ocala                        175          95           10.3        7/1/2005       6/1/2020
Philadelphia                 355          85           7.99        7/1/2005       6/1/2035
Philadelphia                 354          90            8.9        6/1/2005       5/1/2035
Riverdale                    354          85           7.75        6/1/2005       5/1/2035
McRae                        355          85            9.3        7/1/2005       6/1/2035
Rockford                     354          80            6.7        6/1/2005       5/1/2035
Transfer                     354          95           6.99        6/1/2005       5/1/2035
Newark                       355          80            6.6        7/1/2005       6/1/2035
Denver                       354          85           5.99        6/1/2005       5/1/2035
Rockford                     174         100           9.99        6/1/2005       5/1/2020
Hardwick                     354       74.29           6.85        6/1/2005       5/1/2035
Sun City                     354          65           4.55        6/1/2005       5/1/2035
Sacramento                   354          80           6.99        6/1/2005       5/1/2035
Bywood                       354          80           10.1        6/1/2005       5/1/2035
Toledo                       354          90           9.99        6/1/2005       5/1/2035
Calumet City                 355       97.83           7.49        7/1/2005       6/1/2035
Elwood                       355          95            6.5        7/1/2005       6/1/2035
Lorane                       355          90           8.39        7/1/2005       6/1/2035
Rexmont                      354          80           7.75        6/1/2005       5/1/2035
East Tawas                   354          90            9.8        6/1/2005       5/1/2035
Holly Hill                   354       58.82           7.05        6/1/2005       5/1/2035
West Columbia                354          70           8.99        6/1/2005       5/1/2035
Elbert                       355          80           6.15        7/1/2005       6/1/2035
Brookville                   174         100             13        6/1/2005       5/1/2020
Dallas                       354          85            8.3        6/1/2005       5/1/2035
Brooklyn                     355       62.78          6.075        7/1/2005       6/1/2035
Old Hickory                  354          90          8.625        6/1/2005       5/1/2035
Bergenfield                  354       74.93           5.99        6/1/2005       5/1/2035
Hammond                      355          90           7.45        7/1/2005       6/1/2035
Sacramento                   174         100           9.95        6/1/2005       5/1/2020
Middletown                   355          90            8.9        7/1/2005       6/1/2035
Tucson                       354          80           6.45        6/1/2005       5/1/2035
Greenacres                   354       64.08            5.5        6/1/2005       5/1/2035
Miami                        354          80            5.3        6/1/2005       5/1/2035
Boston                       354          80            7.4        6/1/2005       5/1/2035
Colerain                     354         100           8.99        6/1/2005       5/1/2035
Murray City                  354         100           7.55        6/1/2005       5/1/2035
Jamaica                      355          85          6.525        7/1/2005       6/1/2035
Tulsa                        175         100           9.99        7/1/2005       6/1/2020
Sharon                       355          80           9.85        7/1/2005       6/1/2035
Tucson                       174         100            9.9        6/1/2005       5/1/2020
Crestview                    354          95           7.75        6/1/2005       5/1/2035
Aurora                       355          80            6.4        7/1/2005       6/1/2035
Chapel Hill                  354          80           6.75        6/1/2005       5/1/2035
Kissimmee                    174         100           11.5        6/1/2005       5/1/2020
Reno                         355          80           5.85        7/1/2005       6/1/2035
Fontana                      354          80            5.5        6/1/2005       5/1/2035
Lemont                       355       89.77            7.8        7/1/2005       6/1/2035
Weare                        174         100          11.99        6/1/2005       5/1/2020
Newburgh                     174          95             11        6/1/2005       5/1/2020
Granville                    354          85           9.25        6/1/2005       5/1/2035
Monument                     354          80           6.75        6/1/2005       5/1/2035
Evesham                      354          85           9.99        6/1/2005       5/1/2035
Westgate                     175         100           11.2        7/1/2005       6/1/2020
Rockford                     355          90           7.35        7/1/2005       6/1/2035
Youngstown                   354          90            9.5        6/1/2005       5/1/2035
Burlington                   354       84.15            7.2        6/1/2005       5/1/2035
Detroit                      355       82.86           9.05        7/1/2005       6/1/2035
Calcutta                     355       87.23           8.85        7/1/2005       6/1/2035
Knauers                      354       99.01           8.95        6/1/2005       5/1/2035
Rocky Point                  355        50.7           5.99        7/1/2005       6/1/2035
Cloquet                      355          65            8.4        7/1/2005       6/1/2035
Fort Myers                   355          80            6.4        7/1/2005       6/1/2035
Limington                    354          75           5.99        6/1/2005       5/1/2035
Grottoes                     355          80            6.1        7/1/2005       6/1/2035
Lakemore                     354          85          8.925        6/1/2005       5/1/2035
Avery                        355          90           8.95        7/1/2005       6/1/2035
Peabody                      354       78.91            7.5        6/1/2005       5/1/2035
Jamestown                    355          82           7.15        7/1/2005       6/1/2035
Harrison                     174         100           9.75        6/1/2005       5/1/2020
Gretna                       175          80            6.5        7/1/2005       6/1/2020
Ellenwood                    354          90           8.99        6/1/2005       5/1/2035
Midland                      355          90            8.7        7/1/2005       6/1/2035
Auburndale                   354          90           8.75        6/1/2005       5/1/2035
Oaklandon                    355          90            8.7        7/1/2005       6/1/2035
Obetz                        355         100           6.75        7/1/2005       6/1/2035
Galaxy                       355       93.19            8.1        7/1/2005       6/1/2035
Wonder Lake                  355          80            6.4        7/1/2005       6/1/2035
Caro                         355       97.24            7.8        7/1/2005       6/1/2035
Staten Island                355       62.76           5.45        7/1/2005       6/1/2035
Akron                        354          95            9.1        6/1/2005       5/1/2035
Westland                     174         100             13        6/1/2005       5/1/2020
Milford                      355          95          8.897        7/1/2005       6/1/2035
Marysville                   175         100            9.9        7/1/2005       6/1/2020
Philadelphia                 354          95            8.5        6/1/2005       5/1/2035
Tampa                        355          90            8.9        7/1/2005       6/1/2035
Sun City                     355          80           6.85        7/1/2005       6/1/2035
San Diego                    354       50.24            5.5        6/1/2005       5/1/2035
Arleta                       355       53.87            5.6        7/1/2005       6/1/2035
Black Jack                   355          80            6.9        7/1/2005       6/1/2035
Elyria                       355          90          7.875        7/1/2005       6/1/2035
Fairborn                     174         100          12.99        6/1/2005       5/1/2020
Key West                     354          80            7.3        6/1/2005       5/1/2035
Saydel                       355          90           8.35        7/1/2005       6/1/2035
Tonawanda                    354          75           8.85        6/1/2005       5/1/2035
Southpoint                   354          80            8.9        6/1/2005       5/1/2035
Kissimmee                    354          95            8.6        6/1/2005       5/1/2035
Naranja                      355          80            5.6        7/1/2005       6/1/2035
Phoenix                      174         100          10.99        6/1/2005       5/1/2020
Pittsburgh                   355          95           8.99        7/1/2005       6/1/2035
Montz                        174       69.53           5.75        6/1/2005       5/1/2020
Progress                     355          80           5.99        7/1/2005       6/1/2035
Salem                        355          90           8.85        7/1/2005       6/1/2035
Wharton                      355          80           5.99        7/1/2005       6/1/2035
Sullivan                     354          80           7.85        6/1/2005       5/1/2035
Saginaw                      354         100           8.99        6/1/2005       5/1/2035
Waco                         354          85            9.6        6/1/2005       5/1/2035
Waco                         355       82.35            9.7        7/1/2005       6/1/2035
Bend                         355       83.33           6.05        7/1/2005       6/1/2035
Lakewood                     355          95          7.125        7/1/2005       6/1/2035
Miami                        354       71.98          6.575        6/1/2005       5/1/2035
Damascus                     355       73.26            5.8        7/1/2005       6/1/2035
Steuben                      354          90           6.99        6/1/2005       5/1/2035
Buffalo                      355          75           9.45        7/1/2005       6/1/2035
Monument                     174         100              9        6/1/2005       5/1/2020
Mars Hill                    355          80           6.55        7/1/2005       6/1/2035
Virginia Beach               354          80            7.2        6/1/2005       5/1/2035
Englewood                    355          80            6.7        7/1/2005       6/1/2035
Monessen                     355          75           9.65        7/1/2005       6/1/2035
Hawley                       355       94.99           8.74        7/1/2005       6/1/2035
Chapel Hill                  174          95          10.99        6/1/2005       5/1/2020
Ironwood                     355          85          7.575        7/1/2005       6/1/2035
Fontana                      174         100              9        6/1/2005       5/1/2020
New Orleans                  355       89.92           8.15        7/1/2005       6/1/2035
Marne                        354       99.34            7.7        6/1/2005       5/1/2035
Conroe                       354          80            7.8        6/1/2005       5/1/2035
Middletown                   355          80           6.65        7/1/2005       6/1/2035
CAMPBELL                     357          95            8.4       10/1/2005       9/1/2035
Baldy Mesa                   355          80            6.2        7/1/2005       6/1/2035
Baldy Mesa                   175         100           9.99        7/1/2005       6/1/2020
Ocala                        174         100          12.99        6/1/2005       5/1/2020
Sharon Hill                  353         100           8.25        5/1/2005       4/1/2035
Forks                        353          80            5.8        5/1/2005       4/1/2035
Albion                       353         100            6.5        5/1/2005       4/1/2035
Conover                      355          80          6.825        7/1/2005       6/1/2035
Conroe                       174         100           9.99        6/1/2005       5/1/2020
Newark                       355          90           8.35        7/1/2005       6/1/2035
Pomona                       355       42.46           6.25        7/1/2005       6/1/2035
Erie                         355       86.93           7.99        7/1/2005       6/1/2035
Stilwell                     355          85          8.087        7/1/2005       6/1/2035
Lawrence                     354          85           8.35        6/1/2005       5/1/2035
Los Angeles                  355          80           6.75        7/1/2005       6/1/2035
Marne                        354          95          9.125        6/1/2005       5/1/2035
Mattawan                     174         100           10.7        6/1/2005       5/1/2020
Sullivan                     174         100           11.5        6/1/2005       5/1/2020
Black Jack                   175         100           11.9        7/1/2005       6/1/2020
Pulaski                      354          90           8.55        6/1/2005       5/1/2035
Aurora                       175       96.28            9.5        7/1/2005       6/1/2020
Brockton                     354        66.3           4.99        6/1/2005       5/1/2035
Hendersonville               355          80            6.9        7/1/2005       6/1/2035
Poland                       354          80           6.85        6/1/2005       5/1/2035
Avondale                     174         100           11.9        6/1/2005       5/1/2020
West Palm Beach              354          80            6.7        6/1/2005       5/1/2035
Phoenix                      355          85           7.99        7/1/2005       6/1/2035
Detroit                      354          80            8.6        6/1/2005       5/1/2035
Deltona                      355          85            7.2        7/1/2005       6/1/2035
Akron                        354          90           7.25        6/1/2005       5/1/2035
Waynesboro                   354          85           8.55        6/1/2005       5/1/2035
Goodyear                     354          80            7.3        6/1/2005       5/1/2035
Berkeley                     174         100          10.99        6/1/2005       5/1/2020
Cathedral City               355          80            5.9        7/1/2005       6/1/2035
Naples                       355          80           8.25        7/1/2005       6/1/2035
Cave Creek                   355          80           7.25        7/1/2005       6/1/2035
Fort Pierce                  355          80           6.55        7/1/2005       6/1/2035
Riviera Beach                355       69.69            5.6        7/1/2005       6/1/2035
Medina                       355       83.55           8.99        7/1/2005       6/1/2035
Washington Park              355          90            7.9        7/1/2005       6/1/2035
Brooksville                  354         100           8.65        6/1/2005       5/1/2035
Poland                       174         100             13        6/1/2005       5/1/2020
Tuckerton                    354       87.15          8.575        6/1/2005       5/1/2035
Keyport                      355       71.11           5.95        7/1/2005       6/1/2035
Dallas                       355       84.92           6.05        7/1/2005       6/1/2035
Sabraton                     354          80           10.5        6/1/2005       5/1/2035
Denver                       354       47.72           6.05        6/1/2005       5/1/2035
Baton Rouge                  354          95            9.8        6/1/2005       5/1/2035
Wantagh                      355       56.52           5.95        7/1/2005       6/1/2035
Monrovia                     354       84.68           6.25        6/1/2005       5/1/2035
Los Angeles                  175         100            9.5        7/1/2005       6/1/2020
Lancaster                    355          80            6.8        7/1/2005       6/1/2035
Savannah                     354          80           8.99        6/1/2005       5/1/2035
Dunn                         174         100             13        6/1/2005       5/1/2020
Mill Creek                   355       77.31           8.85        7/1/2005       6/1/2035
Tampa                        175       94.62              9        7/1/2005       6/1/2020
Streetsboro                  355       79.41            6.9        7/1/2005       6/1/2035
Newark                       174          95           9.65        6/1/2005       5/1/2020
Miami                        174         100          11.74        6/1/2005       5/1/2020
Farrell                      354          90           9.75        6/1/2005       5/1/2035
Liberty                      354       78.14           5.99        6/1/2005       5/1/2035
Leroy                        355          80            7.9        7/1/2005       6/1/2035
Goodyear                     174          95          10.99        6/1/2005       5/1/2020
Sun City                     175          95          10.99        7/1/2005       6/1/2020
Fort Pierce                  354          80            6.5        6/1/2005       5/1/2035
Bakersfield                  355          80           5.35        7/1/2005       6/1/2035
Dix Hills                    355          80            6.6        7/1/2005       6/1/2035
Fairborn                     355          85           9.85        7/1/2005       6/1/2035
Grand Rapids                 354          80           6.99        6/1/2005       5/1/2035
Hampstead                    355        62.5            9.5        7/1/2005       6/1/2035
Virden                       354          95           10.4        6/1/2005       5/1/2035
Hendersonville               175         100            9.9        7/1/2005       6/1/2020
Wilson                       354          80            6.3        6/1/2005       5/1/2035
Otto                         354          80           7.25        6/1/2005       5/1/2035
Salem                        354          85           8.75        6/1/2005       5/1/2035
ROCKY COMFORT                356          90            9.3        9/1/2005       8/1/2035
San Diego                    355          80          6.425        7/1/2005       6/1/2035
Cleveland                    354          85            8.9        6/1/2005       5/1/2035
Wernersville                 354          90            8.5        6/1/2005       5/1/2035
Taft                         355          80           6.99        7/1/2005       6/1/2035
Seattle                      175         100           9.95        7/1/2005       6/1/2020
Roscoe                       354       74.31           7.65        6/1/2005       5/1/2035
Livermore                    355          80           6.85        7/1/2005       6/1/2035
Bay Point                    355       44.12            6.3        7/1/2005       6/1/2035
Brooksville                  355       88.18            5.5        7/1/2005       6/1/2035
Livermore                    175       98.15          9.625        7/1/2005       6/1/2020
Mansfield                    354          80           8.75        6/1/2005       5/1/2035
Ryland                       354          90           7.75        6/1/2005       5/1/2035
Jackson                      355          80          10.15        7/1/2005       6/1/2035
Commack                      175       77.17           5.25        7/1/2005       6/1/2020
Apple Valley                 354          80           6.95        6/1/2005       5/1/2035
Wilmington                   355          75           9.75        7/1/2005       6/1/2035
Waukesha                     355          95            7.4        7/1/2005       6/1/2035
Meriden                      175         100          12.15        7/1/2005       6/1/2020
San Diego                    175         100              9        7/1/2005       6/1/2020
Riviera Beach                354          80           9.55        6/1/2005       5/1/2035
Miami                        174         100           11.6        6/1/2005       5/1/2020
Wheatfield                   355          90           8.95        7/1/2005       6/1/2035
Greene                       355          85           8.75        7/1/2005       6/1/2035
                             355        52.6            5.7        7/1/2005       6/1/2035
Apple Valley                 174         100           8.99        6/1/2005       5/1/2020
Fort Pierce                  174         100          12.05        6/1/2005       5/1/2020
Otto                         174         100           11.8        6/1/2005       5/1/2020
Long Beach                   355          80            7.8        7/1/2005       6/1/2035
Long Beach                   175         100           9.99        7/1/2005       6/1/2020
Lodi                         355          80           5.95        7/1/2005       6/1/2035
Lodi                         175         100           8.99        7/1/2005       6/1/2020
Plainfield                   355       88.73            6.9        7/1/2005       6/1/2035
Amityville                   355       70.38           5.75        7/1/2005       6/1/2035
Trenton                      355          90           9.75        7/1/2005       6/1/2035
Amityville                   355       53.53           5.65        7/1/2005       6/1/2035
Virginia Beach               174         100             12        6/1/2005       5/1/2020
Rochester                    355          90           9.85        7/1/2005       6/1/2035
Murdock                      354          75           8.99        6/1/2005       5/1/2035
Boardman                     355         100           9.25        7/1/2005       6/1/2035
Cave Creek                   355          80           6.99        7/1/2005       6/1/2035
Watts                        354          80           6.55        6/1/2005       5/1/2035
Lynchburg                    174         100             10        6/1/2005       5/1/2020
Oakridge                     175         100           8.99        7/1/2005       6/1/2020
Hayward                      175       96.77          9.625        7/1/2005       6/1/2020
Las Vegas                    354          90            7.5        6/1/2005       5/1/2035
Canton                       175         100          12.99        7/1/2005       6/1/2020
Seattle                      355       84.71           8.99        7/1/2005       6/1/2035
Branch #1                    355          80           6.25        7/1/2005       6/1/2035
Kearns                       175         100            8.5        7/1/2005       6/1/2020
San Diego                    355        59.1           5.75        7/1/2005       6/1/2035
Orange                       355          85           7.25        7/1/2005       6/1/2035
Vandalia                     355          85            7.5        7/1/2005       6/1/2035
Kansas City                  355          95           7.65        7/1/2005       6/1/2035
Mansfield                    174         100          12.99        6/1/2005       5/1/2020
Wilson                       174         100             11        6/1/2005       5/1/2020
Knoxville                    354       85.19           6.45        6/1/2005       5/1/2035
Sandersdale                  355       86.36           8.05        7/1/2005       6/1/2035
Walnut Park                  355          80            6.4        7/1/2005       6/1/2035
Monroe                       175         100           9.99        7/1/2005       6/1/2020
Columbus                     354         100            8.8        6/1/2005       5/1/2035
Basin                        355         100           8.95        7/1/2005       6/1/2035
Tarpon Springs               354          90           7.45        6/1/2005       5/1/2035
West Adams                   354          80           6.55        6/1/2005       5/1/2035
West Adams                   174         100           8.99        6/1/2005       5/1/2020
Houston                      355          85           7.99        7/1/2005       6/1/2035
Leroy                        175         100          12.99        7/1/2005       6/1/2020
Chesapeake                   355          70            9.5        7/1/2005       6/1/2035
Karns                        354          80            8.1        6/1/2005       5/1/2035
Waynesfield                  355       92.39            7.1        7/1/2005       6/1/2035
Oak Point                    355          75          5.625        7/1/2005       6/1/2035
Mesa                         355       41.32           5.65        7/1/2005       6/1/2035
Sherwood                     355          80           7.25        7/1/2005       6/1/2035
Watts                        174          90           8.99        6/1/2005       5/1/2020
Seal Beach                   355          51          5.275        7/1/2005       6/1/2035
Elbert                       175          85           8.99        7/1/2005       6/1/2020
CENTRAL ISLIP                355          80           6.65        8/1/2005       7/1/2035
Parkland                     355          80           6.35        7/1/2005       6/1/2035
Clover                       354          80           6.05        6/1/2005       5/1/2035
Salem                        175         100          12.99        7/1/2005       6/1/2020
Buffalo                      355       77.27            8.9        7/1/2005       6/1/2035
Grand Rapids                 174         100          12.99        6/1/2005       5/1/2020
Miami                        174         100           10.4        6/1/2005       5/1/2020
Lancaster                    175         100          11.99        7/1/2005       6/1/2020
                             354          80           6.99        6/1/2005       5/1/2035
Cozy Lake                    354          80           6.55        6/1/2005       5/1/2035
Chicago Ridge                355         100            7.2        7/1/2005       6/1/2035
Commerce                     355          95            8.6        7/1/2005       6/1/2035
DOUGLAS                      355          85            8.2        8/1/2005       7/1/2035
Oxnard                       354          80           6.75        6/1/2005       5/1/2035
Asheville                    355          80           6.25        7/1/2005       6/1/2035
Karns                        174         100              9        6/1/2005       5/1/2020
Stanwood                     355          80            8.8        7/1/2005       6/1/2035
Miami                        355          90           7.99        7/1/2005       6/1/2035
Lubbock                      355          80           7.45        7/1/2005       6/1/2035
Auburn                       355          80          6.375        7/1/2005       6/1/2035
Unity                        355          70           9.85        7/1/2005       6/1/2035
Newtown                      355          80          11.05        7/1/2005       6/1/2035
Crystal River                355          95            9.1        7/1/2005       6/1/2035
Bakersfield                  175         100           9.99        7/1/2005       6/1/2020
Denver                       355          80           6.35        7/1/2005       6/1/2035
Cozy Lake                    174         100           12.8        6/1/2005       5/1/2020
Chicago                      355          80            7.9        7/1/2005       6/1/2035
Naranja                      355         100            7.8        7/1/2005       6/1/2035
Wilmington                   354          75           9.99        6/1/2005       5/1/2035
Stuart                       355          80           7.65        7/1/2005       6/1/2035
Vernon                       355       79.97           7.55        7/1/2005       6/1/2035
Orlando                      355          90           7.65        7/1/2005       6/1/2035
Mars Hill                    175         100          10.99        7/1/2005       6/1/2020
Lomita                       355          80           6.55        7/1/2005       6/1/2035
Albany                       354          85           8.99        6/1/2005       5/1/2035
Milton                       355          85            8.7        7/1/2005       6/1/2035
Hermiston                    355          80           5.99        7/1/2005       6/1/2035
South Gate                   355          64            5.8        7/1/2005       6/1/2035
Lancaster                    355          85           9.65        7/1/2005       6/1/2035
Kearns                       355          90            7.9        7/1/2005       6/1/2035
Temecula                     355          80           6.85        7/1/2005       6/1/2035
San Antonio                  355          80            8.4        7/1/2005       6/1/2035
Rochester                    356          80           7.55        8/1/2005       7/1/2035
Grottoes                     175         100           11.9        7/1/2005       6/1/2020
West Palm Beach              174         100          10.65        6/1/2005       5/1/2020
Springfield                  355          90          10.35        7/1/2005       6/1/2035
Hazelwood                    175         100            8.7        7/1/2005       6/1/2020
Orlando                      355          80           6.95        7/1/2005       6/1/2035
Clover                       174         100             11        6/1/2005       5/1/2020
Westmorland                  355          90           6.99        7/1/2005       6/1/2035
Riverview                    355          70           10.3        7/1/2005       6/1/2035
Drew                         355          90           8.55        7/1/2005       6/1/2035
Parkdale                     355          85           8.45        7/1/2005       6/1/2035
Cleveland                    354          80           7.25        6/1/2005       5/1/2035
Mansfield                    355          80            9.2        7/1/2005       6/1/2035
Baltimore                    355          80          6.125        7/1/2005       6/1/2035
Muhlenberg                   355          75            6.5        7/1/2005       6/1/2035
Troy                         355          90           5.89        7/1/2005       6/1/2035
Detroit                      355          80            7.8        7/1/2005       6/1/2035
Douglas                      355          85            6.5        7/1/2005       6/1/2035
Greenbush                    354          85            7.5        6/1/2005       5/1/2035
East Islip                   355       82.19          5.975        7/1/2005       6/1/2035
Cleveland                    174          90             12        6/1/2005       5/1/2020
Cheyenne                     355          80          7.575        7/1/2005       6/1/2035
Wharton                      175         100          10.99        7/1/2005       6/1/2020
Englewood                    175         100           9.99        7/1/2005       6/1/2020
Norco                        175          90           9.99        7/1/2005       6/1/2020
Norwalk                      355          80          5.875        7/1/2005       6/1/2035
Lomita                       175         100           8.99        7/1/2005       6/1/2020
Grayson                      355          80            6.6        7/1/2005       6/1/2035
Atchison                     355          90           10.1        7/1/2005       6/1/2035
Concord                      355          80            6.5        7/1/2005       6/1/2035
Lauderhill                   355          85          7.975        7/1/2005       6/1/2035
Miner                        355         100            7.3        7/1/2005       6/1/2035
Hoschton                     355          80           6.99        7/1/2005       6/1/2035
Asheville                    175         100            9.9        7/1/2005       6/1/2020
Elmira                       355          80           8.65        7/1/2005       6/1/2035
Central Islip                352          85           7.75        4/1/2005       3/1/2035
Staten Island                171       69.74           5.75        3/1/2005       2/1/2020
Brooklyn                     352       67.59          5.875        4/1/2005       3/1/2035
Albuquerque                  355          80          6.675        7/1/2005       6/1/2035
Carmel                       355          90           6.99        7/1/2005       6/1/2035
Defiance                     355          80           8.55        7/1/2005       6/1/2035
Hermiston                    175         100           9.25        7/1/2005       6/1/2020
Mount Pleasant               355          95          10.91        7/1/2005       6/1/2035
Farmingdale                  355       80.71           6.45        7/1/2005       6/1/2035
Gilmore                      355          80            7.6        7/1/2005       6/1/2035
Arnold                       355          85           7.99        7/1/2005       6/1/2035
Albuquerque                  175         100           9.99        7/1/2005       6/1/2020
Forest Park                  355          80            7.5        7/1/2005       6/1/2035
Asheville                    355          80           7.99        7/1/2005       6/1/2035
Reva                         355       81.84            5.2        7/1/2005       6/1/2035
Houston                      175         100           9.99        7/1/2005       6/1/2020
Amityville                   355       66.94           5.65        7/1/2005       6/1/2035
Grayson                      175         100           8.99        7/1/2005       6/1/2020
Palo Alto                    355       76.67           6.65        7/1/2005       6/1/2035
Concord                      175         100           9.25        7/1/2005       6/1/2020
Astoria                      355       65.26            5.5        7/1/2005       6/1/2035
Detroit                      355         100            8.6        7/1/2005       6/1/2035
Kansas City                  354          80          10.25        6/1/2005       5/1/2035
Rochester                    176         100             13        8/1/2005       7/1/2020
SEARCY                       357          90           7.45       10/1/2005       9/1/2035
LAKE CHARLES                 355         100           7.99        8/1/2005       7/1/2035
North Highlands              175         100             10        7/1/2005       6/1/2020
Gilmore                      175         100          12.99        7/1/2005       6/1/2020
San Antonio                  175         100             10        7/1/2005       6/1/2020
Rochester                    355       73.33           8.55        7/1/2005       6/1/2035
Hicksville                   175       48.25            5.7        7/1/2005       6/1/2020
Chicago                      355          90           7.15        7/1/2005       6/1/2035
New Athens                   355         100          7.637        7/1/2005       6/1/2035
Macedonia                    355          95            8.5        7/1/2005       6/1/2035
Mount Vernon                 355       79.52           5.99        7/1/2005       6/1/2035
Denver                       355          80           6.99        7/1/2005       6/1/2035
Standale                     355          90           8.65        7/1/2005       6/1/2035
Brunswick                    354          80           5.99        6/1/2005       5/1/2035
Brunswick                    174         100          11.99        6/1/2005       5/1/2020
Chicago                      355          95           8.99        7/1/2005       6/1/2035
Black Forest                 355          80            5.7        7/1/2005       6/1/2035
Miami                        355          80            6.8        7/1/2005       6/1/2035
Walnut Park                  175         100           9.25        7/1/2005       6/1/2020
Caruth                       355          90            8.7        7/1/2005       6/1/2035
Allen                        355          80           7.75        7/1/2005       6/1/2035
Lake Elsinore                355          90            7.1        7/1/2005       6/1/2035
Black Forest                 175         100           9.99        7/1/2005       6/1/2020
Houston                      175       87.73            6.2        7/1/2005       6/1/2020
Oak Lane                     355          80            9.8        7/1/2005       6/1/2035
Cleveland                    355          80           9.05        7/1/2005       6/1/2035
Clintonville                 354          75           6.75        6/1/2005       5/1/2035
Powell                       175         100          11.99        7/1/2005       6/1/2020
Hiller                       355          85           9.85        7/1/2005       6/1/2035
Wichita                      355          85           9.45        7/1/2005       6/1/2035
Orlando                      355          80            7.7        7/1/2005       6/1/2035
Ronkonkoma                   175       31.35          5.675        7/1/2005       6/1/2020
Kalamazoo                    355          80            8.7        7/1/2005       6/1/2035
Slidell                      355          90           8.99        7/1/2005       6/1/2035
Hi Vista                     355          80            7.4        7/1/2005       6/1/2035
Appleton                     355          90           7.65        7/1/2005       6/1/2035
Newark                       175         100           11.2        7/1/2005       6/1/2020
Toledo                       175         100          12.99        7/1/2005       6/1/2020
Aurora                       355          80           7.45        7/1/2005       6/1/2035
Joplin                       355          80            8.6        7/1/2005       6/1/2035
National City                355          80           6.35        7/1/2005       6/1/2035
Cleveland                    355          80          6.987        7/1/2005       6/1/2035
Manawa                       355          85           5.95        7/1/2005       6/1/2035
Alexandria                   355          95           8.95        7/1/2005       6/1/2035
Riverview                    355          90           8.85        7/1/2005       6/1/2035
Branch #1                    175         100           8.99        7/1/2005       6/1/2020
Compton                      355          85            6.3        7/1/2005       6/1/2035
Eagle Point                  355          90           6.05        7/1/2005       6/1/2035
Saint Joseph                 355       87.38           7.35        7/1/2005       6/1/2035
Harristown                   355          80            7.8        7/1/2005       6/1/2035
Port Ewen                    355          95           6.85        7/1/2005       6/1/2035
Piqua                        355          95            7.5        7/1/2005       6/1/2035
Reno                         175         100            9.5        7/1/2005       6/1/2020
PULTENEY                     356         100           8.45        9/1/2005       8/1/2035
Parkland                     175         100             10        7/1/2005       6/1/2020
Jacksonville                 355          80            5.9        7/1/2005       6/1/2035
Canton                       355          80            6.2        7/1/2005       6/1/2035
Suffolk                      355          80           6.65        7/1/2005       6/1/2035
Pittsburgh                   355          85           8.75        7/1/2005       6/1/2035
Canton                       175         100             11        7/1/2005       6/1/2020
Macomb                       355       96.99           8.59        7/1/2005       6/1/2035
Fort Pierce                  355          80           6.25        7/1/2005       6/1/2035
Cleveland                    175         100             12        7/1/2005       6/1/2020
Bay City                     355       79.25           8.25        7/1/2005       6/1/2035
Dover                        352        67.1            6.5        4/1/2005       3/1/2035
Dix Hills                    351       75.49           7.99        3/1/2005       2/1/2035
Denton                       355          80           6.99        7/1/2005       6/1/2035
Miami                        355          80          7.725        7/1/2005       6/1/2035
Colorado Springs             355          80           5.99        7/1/2005       6/1/2035
Colorado Springs             175         100            9.5        7/1/2005       6/1/2020
Basin                        355       81.63            8.2        7/1/2005       6/1/2035
Moncla                       355       78.26            7.9        7/1/2005       6/1/2035
Venice                       355          77            9.3        7/1/2005       6/1/2035
Fairfield                    355          80           6.85        7/1/2005       6/1/2035
Chicago                      355          70           6.35        7/1/2005       6/1/2035
Rush                         355       86.42            7.9        7/1/2005       6/1/2035
Virginia Beach               355          80            5.2        7/1/2005       6/1/2035
Brooklyn                     355       74.67            6.6        7/1/2005       6/1/2035
Suffolk                      175         100           11.7        7/1/2005       6/1/2020
Santa Rosa                   355          80           5.99        7/1/2005       6/1/2035
Dallas                       355          80            7.4        7/1/2005       6/1/2035
Chandler                     355          80            6.3        7/1/2005       6/1/2035
Colton                       175          95            9.5        7/1/2005       6/1/2020
Ocoee                        355       95.03            6.9        7/1/2005       6/1/2035
FLOSSMOOR                    355       79.33            7.5        8/1/2005       7/1/2035
Shirley                      355       68.72            5.5        7/1/2005       6/1/2035
Cleveland                    355          85            8.9        7/1/2005       6/1/2035
Bobo                         355          80           6.05        7/1/2005       6/1/2035
Detroit                      355          90           7.65        7/1/2005       6/1/2035
Lumberton                    355       76.73           6.75        7/1/2005       6/1/2035
Poughquag                    355        89.5           6.85        7/1/2005       6/1/2035
Waldorf                      355          92            8.8        7/1/2005       6/1/2035
Jamaica                      355       57.14           5.65        7/1/2005       6/1/2035
Columbia                     355          80            6.9        7/1/2005       6/1/2035
Tull                         355          97          10.95        7/1/2005       6/1/2035
Bexley                       355          80           6.99        7/1/2005       6/1/2035
Freeport                     355        72.8            5.8        7/1/2005       6/1/2035
Bay City                     355          80           8.35        7/1/2005       6/1/2035
Wantagh                      355       73.42           6.35        7/1/2005       6/1/2035
Meads                        355         100            9.6        7/1/2005       6/1/2035
Toledo                       355       69.59           8.25        7/1/2005       6/1/2035
Aurora                       175         100           9.99        7/1/2005       6/1/2020
Carson                       355       33.15            6.3        7/1/2005       6/1/2035
Hudson                       355          90           6.99        7/1/2005       6/1/2035
Saegertown                   174         100           10.3        6/1/2005       5/1/2020
Orlando                      355         100           7.75        7/1/2005       6/1/2035
Batavia                      355          85            9.5        7/1/2005       6/1/2035
Hi Vista                     175         100           8.95        7/1/2005       6/1/2020
Marietta                     355          90          8.775        7/1/2005       6/1/2035
Ink                          355          90           8.55        7/1/2005       6/1/2035
Stuart                       175         100             11        7/1/2005       6/1/2020
LINCOLNTON                   355          80           8.75        8/1/2005       7/1/2035
Jackson                      355          90            9.8        7/1/2005       6/1/2035
Greenville                   355          85            8.3        7/1/2005       6/1/2035
Toledo                       355          85            8.9        7/1/2005       6/1/2035
Columbia                     355       89.76            7.2        7/1/2005       6/1/2035
Charlotte                    175         100             11        7/1/2005       6/1/2020
Houston                      355          80          6.675        7/1/2005       6/1/2035
Burlington                   355          90            8.3        7/1/2005       6/1/2035
Oakville                     355          80            7.4        7/1/2005       6/1/2035
Bexley                       175          90             11        7/1/2005       6/1/2020
Wilmington                   355          80            6.3        7/1/2005       6/1/2035
Kansas City                  355       71.43           7.99        7/1/2005       6/1/2035
Warren                       355       99.72           7.96        7/1/2005       6/1/2035
Pennington                   355       77.58           6.15        7/1/2005       6/1/2035
Palm Harbor                  355          80           7.25        7/1/2005       6/1/2035
Columbia                     175         100           9.55        7/1/2005       6/1/2020
Cleveland                    355          80            6.1        7/1/2005       6/1/2035
Moreno                       354          80           5.99        6/1/2005       5/1/2035
El Toro                      354       79.75            6.5        6/1/2005       5/1/2035
El Toro                      174         100          10.99        6/1/2005       5/1/2020
Moreno Valley                354          95           6.99        6/1/2005       5/1/2035
Leucadia                     354          90           5.99        6/1/2005       5/1/2035
Sylvania                     355          80            7.1        7/1/2005       6/1/2035
Concord                      175         100           10.8        7/1/2005       6/1/2020
Jackson                      355         100           9.25        7/1/2005       6/1/2035
Houston                      175         100           9.99        7/1/2005       6/1/2020
Naples                       355          90           8.15        7/1/2005       6/1/2035
Riverview                    355          80           5.99        7/1/2005       6/1/2035
Canton                       355       89.86            8.2        7/1/2005       6/1/2035
Keller                       355         100           8.99        7/1/2005       6/1/2035
Washington                   355          85           7.99        7/1/2005       6/1/2035
Sylvania                     175         100          11.99        7/1/2005       6/1/2020
Detroit                      355          85            8.5        7/1/2005       6/1/2035
Wonder Lake                  175         100             12        7/1/2005       6/1/2020
La Tijera                    355          80            5.9        7/1/2005       6/1/2035
Jackson                      355          80           9.45        7/1/2005       6/1/2035
Riverview                    175         100           10.9        7/1/2005       6/1/2020
Fort Edward                  355       74.55          7.675        7/1/2005       6/1/2035
Marion                       355          80            7.8        7/1/2005       6/1/2035
Jamaica                      355        88.8           7.55        7/1/2005       6/1/2035
Youngstown                   355          80           9.95        7/1/2005       6/1/2035
Harrisonville                355          80           5.95        7/1/2005       6/1/2035
Hanford                      175         100            9.5        7/1/2005       6/1/2020
Boise                        355          80           6.05        7/1/2005       6/1/2035
Fairway                      355          85            7.9        7/1/2005       6/1/2035
Phoenix                      355          80            6.6        7/1/2005       6/1/2035
National City                175         100           8.95        7/1/2005       6/1/2020
Chandler                     175          95              9        7/1/2005       6/1/2020
Akron                        355          90            8.2        7/1/2005       6/1/2035
Aberdeen                     355          80            7.1        7/1/2005       6/1/2035
Harrisonville                175         100           11.6        7/1/2005       6/1/2020
Lakeland                     355          75           5.25        7/1/2005       6/1/2035
Detroit                      355       89.96           6.35        7/1/2005       6/1/2035
Wilmington                   355          90           9.65        7/1/2005       6/1/2035
Dellwood                     355          85           8.35        7/1/2005       6/1/2035
Gibsonia                     355          80           7.55        7/1/2005       6/1/2035
Sedona                       355          80           6.75        7/1/2005       6/1/2035
Murrieta                     175         100           9.49        7/1/2005       6/1/2020
Cleveland                    175         100           11.7        7/1/2005       6/1/2020
Cheshire                     355          80            5.7        7/1/2005       6/1/2035
Dalton                       355       80.67            6.3        7/1/2005       6/1/2035
Albuquerque                  355          80            6.7        7/1/2005       6/1/2035
NEW ORLEANS                  355        79.2           9.65        8/1/2005       7/1/2035
Pekin                        355          90           8.25        7/1/2005       6/1/2035
Fairfield                    175         100           8.99        7/1/2005       6/1/2020
Palm Harbor                  175          95           11.4        7/1/2005       6/1/2020
Orlando                      355       94.62            7.3        7/1/2005       6/1/2035
Greenwell Springs            355          85            7.7        7/1/2005       6/1/2035
Forest Park                  175         100             11        7/1/2005       6/1/2020
Yucca Valley                 355       83.11          5.975        7/1/2005       6/1/2035
Mount Vernon                 355          90           8.65        7/1/2005       6/1/2035
Somerton                     355          90           9.55        7/1/2005       6/1/2035
ENTERPRISE                   356          95           9.35        9/1/2005       8/1/2035
Phoenix                      355          80           6.37        7/1/2005       6/1/2035
Augusta                      355          80            6.2        7/1/2005       6/1/2035
Cave Creek                   175         100          10.99        7/1/2005       6/1/2020
Dallas                       175         100           9.99        7/1/2005       6/1/2020
Temecula                     175         100           9.99        7/1/2005       6/1/2020
Norbeck                      355       52.08           6.25        7/1/2005       6/1/2035
Menasha                      355          90           9.65        7/1/2005       6/1/2035
Goodrich                     355          80           7.05        7/1/2005       6/1/2035
Leland                       355          80            6.3        7/1/2005       6/1/2035
Pittsburgh                   355          90           8.45        7/1/2005       6/1/2035
Franklinville                175         100             11        7/1/2005       6/1/2020
Lafayette                    355       86.54            7.5        7/1/2005       6/1/2035
Mandeville                   355          95            9.2        7/1/2005       6/1/2035
Plyler                       355          90          7.275        7/1/2005       6/1/2035
East Haddam                  355       76.64           6.55        7/1/2005       6/1/2035
Asheville                    355          80           6.75        7/1/2005       6/1/2035
Calhoun                      355       82.69          8.175        7/1/2005       6/1/2035
Baxter                       355         100            8.8        7/1/2005       6/1/2035
Walker                       355          80            6.3        7/1/2005       6/1/2035
San Jose                     355          90           8.35        7/1/2005       6/1/2035
New Smyrna Beach             175         100           11.3        7/1/2005       6/1/2020
Boise                        175         100             10        7/1/2005       6/1/2020
La Tijera                    175         100           8.99        7/1/2005       6/1/2020
East Brunswick               355       69.81           6.05        7/1/2005       6/1/2035
Chipley                      355          90            6.9        7/1/2005       6/1/2035
Rochester                    355          75           7.45        7/1/2005       6/1/2035
Jacksonville                 355          90            8.2        7/1/2005       6/1/2035
Masury                       355          80           8.75        7/1/2005       6/1/2035
Roseville                    355          80           7.25        7/1/2005       6/1/2035
Roseville                    175         100          10.25        7/1/2005       6/1/2020
Toledo                       355          95            9.7        7/1/2005       6/1/2035
Masury                       355          80           8.45        7/1/2005       6/1/2035
Plaza                        355          85            7.3        7/1/2005       6/1/2035
Rodeo                        355          90           6.99        7/1/2005       6/1/2035
Hot Springs                  355          90           9.45        7/1/2005       6/1/2035
Yukon                        355          80           7.45        7/1/2005       6/1/2035
Darnestown                   355          80            6.5        7/1/2005       6/1/2035
Hughson                      355          80           7.15        7/1/2005       6/1/2035
Saint Petersburg             355          85           8.99        7/1/2005       6/1/2035
Tulsa                        355          80          9.625        7/1/2005       6/1/2035
Orosi                        355          85           7.99        7/1/2005       6/1/2035
Independence                 355        80.7            8.5        7/1/2005       6/1/2035
Brandon                      355          80           7.95        7/1/2005       6/1/2035
Philadelphia                 355          95            8.6        7/1/2005       6/1/2035
Glendale                     355          80           7.25        7/1/2005       6/1/2035
Brandon                      175         100           11.7        7/1/2005       6/1/2020
Chicopee                     355          85           8.99        7/1/2005       6/1/2035
Asheville                    175         100           10.2        7/1/2005       6/1/2020
Lynwood                      355          80           5.59        7/1/2005       6/1/2035
Mastic                       355          90          6.737        7/1/2005       6/1/2035
Hughson                      175         100          9.625        7/1/2005       6/1/2020
Glendale                     175         100           9.99        7/1/2005       6/1/2020
Cleveland                    355          85           8.25        7/1/2005       6/1/2035
Orlando                      175         100          12.99        7/1/2005       6/1/2020
Bradenton                    175         100           11.7        7/1/2005       6/1/2020
Defiance                     175         100           12.4        7/1/2005       6/1/2020
Flint                        355          90           9.85        7/1/2005       6/1/2035
Tampa                        355          80            6.9        7/1/2005       6/1/2035
Flint                        355          90           8.25        7/1/2005       6/1/2035
Lorain                       355       94.86           8.75        7/1/2005       6/1/2035
Poland                       355          95           9.65        7/1/2005       6/1/2035
Gorham                       355          80           6.65        7/1/2005       6/1/2035
Arundel                      355       78.83           6.99        7/1/2005       6/1/2035
Cloverly                     355          80            6.3        7/1/2005       6/1/2035
Cheshire                     175         100           12.8        7/1/2005       6/1/2020
Buffalo                      355          95            9.8        7/1/2005       6/1/2035
Miami                        175         100           11.7        7/1/2005       6/1/2020
Kissimmee                    355          80           7.65        7/1/2005       6/1/2035
Boardman                     355          90           8.25        7/1/2005       6/1/2035
Fort Myers                   175         100             12        7/1/2005       6/1/2020
West Middlesex               355          95           9.55        7/1/2005       6/1/2035
Leland                       175         100          10.99        7/1/2005       6/1/2020
                             355          85            8.1        7/1/2005       6/1/2035
Darnestown                   175         100           11.5        7/1/2005       6/1/2020
Roscommon                    355          80           7.95        7/1/2005       6/1/2035
ROGERSVILLE                  175          90           10.1        8/1/2005       7/1/2020
Cathedral City               175         100            9.5        7/1/2005       6/1/2020
Paterson                     355          70           8.95        7/1/2005       6/1/2035
Plain City                   355          95            8.9        7/1/2005       6/1/2035
Lavaca                       355          90           8.35        7/1/2005       6/1/2035
Wellston                     355       70.42            6.9        7/1/2005       6/1/2035
Fort Wayne                   355          95            8.1        7/1/2005       6/1/2035
Naranja                      175         100           9.25        7/1/2005       6/1/2020
New Bedford                  355         100          7.425        7/1/2005       6/1/2035
Lehi                         355          80            7.5        7/1/2005       6/1/2035
Lynwood                      175         100           8.99        7/1/2005       6/1/2020
Hi Vista                     355          90           6.65        7/1/2005       6/1/2035
Cave Creek                   175          95         10.875        7/1/2005       6/1/2020
Tracy                        355          80           6.55        7/1/2005       6/1/2035
Indio                        355          80            6.4        7/1/2005       6/1/2035
Saint Louis                  355       82.58            8.8        7/1/2005       6/1/2035
Marion                       175         100             12        7/1/2005       6/1/2020
Kissimmee                    175         100           11.9        7/1/2005       6/1/2020
White Cloud                  355          85           9.75        7/1/2005       6/1/2035
Stow                         355          80            6.6        7/1/2005       6/1/2035
Canton                       355         100           7.99        7/1/2005       6/1/2035
Danbury                      175         100           9.99        7/1/2005       6/1/2020
Palm Harbor                  355          95           8.99        7/1/2005       6/1/2035
Miami                        355       83.33            6.3        7/1/2005       6/1/2035
MILWAUKEE                    355          85           8.75        8/1/2005       7/1/2035
Hamilton                     355        87.5           8.65        7/1/2005       6/1/2035
Lakeland                     355       79.07           6.35        7/1/2005       6/1/2035
Davie                        355          80            6.8        7/1/2005       6/1/2035
Middletown                   175          95           9.99        7/1/2005       6/1/2020
Central Islip                355          80          7.487        7/1/2005       6/1/2035
Jamaica                      235       59.49           4.99        7/1/2005       6/1/2025
Lehigh                       355          95            7.7        7/1/2005       6/1/2035
Stow                         175         100           11.9        7/1/2005       6/1/2020
Greer                        175         100           9.95        7/1/2005       6/1/2020
Lehi                         175         100           10.5        7/1/2005       6/1/2020
Davie                        355          95           5.99        7/1/2005       6/1/2035
Central Islip                175         100           11.5        7/1/2005       6/1/2020
Sedona                       175          95           8.99        7/1/2005       6/1/2020
Indio                        175         100           9.99        7/1/2005       6/1/2020
Kansas City                  355          85            9.6        7/1/2005       6/1/2035
WPAFB                        355       70.45            5.8        7/1/2005       6/1/2035
WILMINGTON                   357          80           7.65       10/1/2005       9/1/2035
Gulfport                     175         100           11.9        7/1/2005       6/1/2020
Auburn                       175         100             10        7/1/2005       6/1/2020
Glenmont                     355       66.75            6.1        7/1/2005       6/1/2035
La Vergne                    355          85           7.35        7/1/2005       6/1/2035
Mount Hope                   355          80           6.25        7/1/2005       6/1/2035
Goodrich                     175         100           12.4        7/1/2005       6/1/2020
Edgemoor                     355          80           7.85        7/1/2005       6/1/2035
Miramar                      355          80           6.85        7/1/2005       6/1/2035
Estero                       355          80           6.65        7/1/2005       6/1/2035
Greenwood                    355          80            8.2        7/1/2005       6/1/2035
Buffalo                      355          80          8.875        7/1/2005       6/1/2035
Mahon                        353          90           11.6        5/1/2005       4/1/2035
Cleveld                      355          90           8.45        7/1/2005       6/1/2035
Estero                       175         100           11.9        7/1/2005       6/1/2020
Anderson                     355          85           8.25        7/1/2005       6/1/2035
Miami                        355          80           7.55        7/1/2005       6/1/2035
Fontana                      355       60.32           5.35        7/1/2005       6/1/2035
Chillicothe                  355          80           7.75        7/1/2005       6/1/2035
Fort Pierce                  175         100           11.7        7/1/2005       6/1/2020
Jackson                      355          90           9.45        7/1/2005       6/1/2035
McMurray                     355          80            6.5        7/1/2005       6/1/2035
Mobile                       355          80           6.95        7/1/2005       6/1/2035
Fort Pierce                  355          90           9.99        7/1/2005       6/1/2035
Mobile                       175         100           11.9        7/1/2005       6/1/2020
Sevierville                  355          80           7.95        7/1/2005       6/1/2035
Gorham                       175         100          11.99        7/1/2005       6/1/2020
Antelope                     355          80            6.9        7/1/2005       6/1/2035
Antelope                     175         100          9.625        7/1/2005       6/1/2020
Lynco                        355          80           6.85        7/1/2005       6/1/2035
Lake Wales                   355          80            5.6        7/1/2005       6/1/2035
Palm Desert                  353       75.68           5.75        5/1/2005       4/1/2035
San Gabriel                  354       61.54           5.99        6/1/2005       5/1/2035
Sacramento                   353       89.44           6.99        5/1/2005       4/1/2035
Long Beach                   354          80            6.8        6/1/2005       5/1/2035
Watts                        354          70           6.99        6/1/2005       5/1/2035
Sacramento                   354       81.54           6.49        6/1/2005       5/1/2035
Tucson                       354          80           5.99        6/1/2005       5/1/2035
Tucson                       354         100           9.49        6/1/2005       5/1/2035
                             354          90           6.75        6/1/2005       5/1/2035
Moreno Valley                354       74.18            6.5        6/1/2005       5/1/2035
Pasadena                     354          80           6.25        6/1/2005       5/1/2035
Pasadena                     354         100             10        6/1/2005       5/1/2035
Mira Loma                    354       73.47           6.15        6/1/2005       5/1/2035
Ldhl                         354          80           6.99        6/1/2005       5/1/2035
Ldhl                         174         100           9.99        6/1/2005       5/1/2020
Lakewood                     354          80           5.99        6/1/2005       5/1/2035
Lakewood                     354         100           9.99        6/1/2005       5/1/2035
Sylmar                       354       82.54           6.35        6/1/2005       5/1/2035
Reno                         354          90           7.25        6/1/2005       5/1/2035
Etna                         354          80          7.795        6/1/2005       5/1/2035
Jacksboro                    355          90           8.99        7/1/2005       6/1/2035
Toledo                       355          85           7.99        7/1/2005       6/1/2035
Trabuco Canyon               355          70            4.8        7/1/2005       6/1/2035
Montgomery                   355          80          5.875        7/1/2005       6/1/2035
Davie                        175          95           10.8        7/1/2005       6/1/2020
Kittery                      355          42            5.7        7/1/2005       6/1/2035
Montgomery                   175         100             12        7/1/2005       6/1/2020
Mack                         355          90           9.85        7/1/2005       6/1/2035
Wellington                   354          85           8.65        6/1/2005       5/1/2035
Tice                         354          85           8.55        6/1/2005       5/1/2035
Haverhill                    354          80            8.5        6/1/2005       5/1/2035
Lakeland                     355          80           6.85        7/1/2005       6/1/2035
Seat Pleasant                355       76.43           7.45        7/1/2005       6/1/2035
Islip                        355       51.67            5.5        7/1/2005       6/1/2035
Hoschton                     175         100           9.99        7/1/2005       6/1/2020
Asharoken                    355          70           5.15        7/1/2005       6/1/2035
Cimarron Hills               355          80          5.925        7/1/2005       6/1/2035
Oakville                     175         100             12        7/1/2005       6/1/2020
Kernan                       356          80           7.35        8/1/2005       7/1/2035
Edgewood                     355       26.79            4.7        7/1/2005       6/1/2035
Arden                        355          85            8.6        7/1/2005       6/1/2035
Silver Spring                355          65            6.5        7/1/2005       6/1/2035
Wade                         355          80           6.75        7/1/2005       6/1/2035
Aberdeen                     175         100          10.99        7/1/2005       6/1/2020
Dallas                       356          80          10.15        8/1/2005       7/1/2035
Chicago                      355          90           5.99        7/1/2005       6/1/2035
Miramar                      175         100           11.2        7/1/2005       6/1/2020
Torrington                   355       76.44           7.65        7/1/2005       6/1/2035
Chicago                      355          80           7.05        7/1/2005       6/1/2035
Warren                       355          80            6.4        7/1/2005       6/1/2035
Fort Pierce                  175         100           10.9        7/1/2005       6/1/2020
Washingtonville              355          90           7.99        7/1/2005       6/1/2035
Shady Lake                   352       83.15           7.75        4/1/2005       3/1/2035
Napa                         355          80           6.05        7/1/2005       6/1/2035
Las Vegas                    355          80           5.75        7/1/2005       6/1/2035
Miami                        175         100           11.7        7/1/2005       6/1/2020
Dale City                    355          80            6.4        7/1/2005       6/1/2035
Yukon                        175         100           9.99        7/1/2005       6/1/2020
Springfield                  355          85           7.55        7/1/2005       6/1/2035
Knoxville                    355          80           9.55        7/1/2005       6/1/2035
ETHEL                        356          80           6.99        9/1/2005       8/1/2035
Lakeland                     175         100           10.5        7/1/2005       6/1/2020
McMurray                     175         100             11        7/1/2005       6/1/2020
Mount Washington             355          80           6.35        7/1/2005       6/1/2035
Stuart                       355          75           7.15        7/1/2005       6/1/2035
Tampa                        175         100           11.7        7/1/2005       6/1/2020
Akron                        355          90           8.15        7/1/2005       6/1/2035
Lansing                      355          85            7.5        7/1/2005       6/1/2035
Poteau                       355          90           9.25        7/1/2005       6/1/2035
Simpsonville                 355       89.13           7.15        7/1/2005       6/1/2035
Dade City                    355          80           7.15        7/1/2005       6/1/2035
Jacksonville                 175         100           11.3        7/1/2005       6/1/2020
Miami                        355          90            7.9        7/1/2005       6/1/2035
Simpsonville                 355          80            5.9        7/1/2005       6/1/2035
Linndale                     355          85            8.3        7/1/2005       6/1/2035
Rochester                    355          90           7.75        7/1/2005       6/1/2035
Sevierville                  175         100             10        7/1/2005       6/1/2020
Dade City                    175         100           10.9        7/1/2005       6/1/2020
Detroit                      355          80            8.9        7/1/2005       6/1/2035
Cimarron Hills               175         100           9.99        7/1/2005       6/1/2020
Bakersfield                  355          80           7.45        7/1/2005       6/1/2035
Shreveport                   355          80           8.45        7/1/2005       6/1/2035
Chattanooga                  355          80           6.25        7/1/2005       6/1/2035
Raytown                      355          90           8.15        7/1/2005       6/1/2035
Bloomingdale                 355       87.41           7.25        7/1/2005       6/1/2035
Tampa                        175         100           11.7        7/1/2005       6/1/2020
Tracy                        175         100           9.75        7/1/2005       6/1/2020
Melbourne                    355          80           6.65        7/1/2005       6/1/2035
Tulsa                        355          93           8.35        7/1/2005       6/1/2035
Surveyor                     355          80            6.9        7/1/2005       6/1/2035
Warren                       355          95           8.45        7/1/2005       6/1/2035
Tarpon Springs               355          80           6.15        7/1/2005       6/1/2035
Dale City                    175         100            9.7        7/1/2005       6/1/2020
Binghamton                   355          90            8.5        7/1/2005       6/1/2035
Caldwell                     355          80           6.55        7/1/2005       6/1/2035
Denver                       355          80           6.75        7/1/2005       6/1/2035
Detroit                      175         100          12.99        7/1/2005       6/1/2020
Progress                     175         100              9        7/1/2005       6/1/2020
Florence                     355          85           9.05        7/1/2005       6/1/2035
Phoenix                      175          95           8.75        7/1/2005       6/1/2020
Lake Ridge                   355          80            6.2        7/1/2005       6/1/2035
White House                  295       84.44          6.875        7/1/2005       6/1/2030
Lake Ridge                   355          80            5.9        7/1/2005       6/1/2035
Beloit                       355        79.5            8.2        7/1/2005       6/1/2035
Greenwood                    175         100             13        7/1/2005       6/1/2020
Las Vegas                    175         100           10.5        7/1/2005       6/1/2020
Mount Washington             175         100           10.9        7/1/2005       6/1/2020
Pompano Beach                355          80           6.85        7/1/2005       6/1/2035
Caldwell                     175         100             12        7/1/2005       6/1/2020
Darbydale                    355         100            7.3        7/1/2005       6/1/2035
Simpsonville                 175         100            9.7        7/1/2005       6/1/2020
Westerville                  355          80            7.4        7/1/2005       6/1/2035
Taft                         175         100           11.9        7/1/2005       6/1/2020
Leesburg                     355       65.42            5.6        7/1/2005       6/1/2035
Grandview                    355          80           7.85        7/1/2005       6/1/2035
Grandview                    175         100          11.65        7/1/2005       6/1/2020
Call                         355          80            7.4        7/1/2005       6/1/2035
Alex                         355          80           10.2        7/1/2005       6/1/2035
Wade                         175         100            9.2        7/1/2005       6/1/2020
Tarpon Springs               175         100          10.99        7/1/2005       6/1/2020
Buckeye                      355       70.76           5.95        7/1/2005       6/1/2035
Lake Ridge                   175         100             12        7/1/2005       6/1/2020
Stone Mountain               355          80           6.65        7/1/2005       6/1/2035
PHILADELPHIA                 356          90           10.8        9/1/2005       8/1/2035
Ruther Glen                  355          80            6.9        7/1/2005       6/1/2035
TULSA                        355          90           6.95        8/1/2005       7/1/2035
Appleton                     355          85            5.6        7/1/2005       6/1/2035
Atlanta                      355          70           8.15        7/1/2005       6/1/2035
Mooresville                  355          80           6.76        7/1/2005       6/1/2035
Sherwood                     175          95             11        7/1/2005       6/1/2020
Flint                        355          80            9.9        7/1/2005       6/1/2035
Denver                       175         100           12.7        7/1/2005       6/1/2020
Harristown                   175         100           12.2        7/1/2005       6/1/2020
Stone Mountain               175         100          12.99        7/1/2005       6/1/2020
DARLINGTON                   356          85            8.7        9/1/2005       8/1/2035
Kansas City                  355          85           7.15        7/1/2005       6/1/2035
Pandora                      355          85           8.05        7/1/2005       6/1/2035
Chattanooga                  175         100           9.65        7/1/2005       6/1/2020
Denver                       175         100           9.99        7/1/2005       6/1/2020
Gallatin                     355          85           6.55        7/1/2005       6/1/2035
Conley                       355          90           8.95        7/1/2005       6/1/2035
LAWRENCEBURG                 357          85           9.15       10/1/2005       9/1/2035
Biloxi                       355         100            9.3        7/1/2005       6/1/2035
DETROIT                      355          80           9.95        8/1/2005       7/1/2035
UTICA                        356          95           8.99        9/1/2005       8/1/2035
Devon                        355          90           9.99        7/1/2005       6/1/2035
Jackson                      355          87           7.55        7/1/2005       6/1/2035
Murrieta                     355       79.96          6.375        7/1/2005       6/1/2035
Chicago                      355          83           7.99        7/1/2005       6/1/2035
Allen                        175         100           9.99        7/1/2005       6/1/2020
Bobo                         175         100           11.7        7/1/2005       6/1/2020
Lisbon                       355          90            9.4        7/1/2005       6/1/2035
FLINT                        355       89.43           8.25        8/1/2005       7/1/2035
Westerville                  175         100           12.2        7/1/2005       6/1/2020
Ruther Glen                  175         100           12.2        7/1/2005       6/1/2020
Huntley                      355       82.63           7.45        7/1/2005       6/1/2035
Pine                         355          80           7.99        7/1/2005       6/1/2035
Carthage                     355        88.5            7.9        7/1/2005       6/1/2035
BROOKLYN                     356       62.33            5.9        9/1/2005       8/1/2035
DOWNSVILLE                   355          80          10.85        8/1/2005       7/1/2035
Chillicothe                  175         100           11.5        7/1/2005       6/1/2020
Fdl                          355          75            7.6        7/1/2005       6/1/2035
Lakeland                     175        93.9              9        7/1/2005       6/1/2020
ALBANY                       355          85           8.65        8/1/2005       7/1/2035
Albuquerque                  175         100           12.9        7/1/2005       6/1/2020
Philadelphia                 355          80            7.8        7/1/2005       6/1/2035
Augusta                      175         100           11.7        7/1/2005       6/1/2020
LANSING                      358          90          10.05       11/1/2005      10/1/2035
New Port Richey              355          75            6.1        7/1/2005       6/1/2035
Tualatin                     355          80            5.8        7/1/2005       6/1/2035
Lake Ridge                   175         100             11        7/1/2005       6/1/2020
Walker                       175         100             12        7/1/2005       6/1/2020
Fdl                          175         100          11.75        7/1/2005       6/1/2020
Warren                       175         100           11.1        7/1/2005       6/1/2020
Princeton                    355       42.76            6.1        7/1/2005       6/1/2035
Pompano Beach                175         100             10        7/1/2005       6/1/2020
UTICA                        355        94.5           8.35        8/1/2005       7/1/2035
Macon                        355       67.67           6.95        7/1/2005       6/1/2035
Mount Hope                   175         100              9        7/1/2005       6/1/2020
Marina                       355          90            5.8        7/1/2005       6/1/2035
Cooke                        355       84.51            7.7        7/1/2005       6/1/2035
Columbus                     355          90            9.1        7/1/2005       6/1/2035
Washington                   355          95           7.85        7/1/2005       6/1/2035
Boardman                     355       93.87           9.75        7/1/2005       6/1/2035
Conover                      175         100           10.2        7/1/2005       6/1/2020
Memphis                      355         100            9.4        7/1/2005       6/1/2035
Middletown                   355          85            9.3        7/1/2005       6/1/2035
Lima                         355          90           7.65        7/1/2005       6/1/2035
Newark                       355          90            7.5        7/1/2005       6/1/2035
Washington                   355          85            7.4        7/1/2005       6/1/2035
Gadsden                      355          90          10.25        7/1/2005       6/1/2035
Wilmington                   175         100            8.5        7/1/2005       6/1/2020
CHATTANOOGA                  354          95           11.5        7/1/2005       6/1/2035
Laceyville                   355          80           7.35        7/1/2005       6/1/2035
Cape Coral                   355          80            7.3        7/1/2005       6/1/2035
Reva                         354       79.23            6.3        6/4/2005       5/4/2035
Charlotte                    354       87.14            6.3        6/9/2005       5/9/2035
Riverdale                    174          70            6.4        6/9/2005       5/9/2020
Webster                      354       50.46           6.25        6/6/2005       5/6/2035
Tuxedo                       353       77.09           6.12       5/29/2005      4/29/2035
Cloverly                     175         100             12        7/1/2005       6/1/2020
PRAIRIEVILLE                 356         100           6.75        9/1/2005       8/1/2035
Odessa                       355          80           6.75        7/1/2005       6/1/2035
Odessa                       175         100           10.9        7/1/2005       6/1/2020
Pine                         175         100             13        7/1/2005       6/1/2020
PORTLAND                     355         100           7.25        8/1/2005       7/1/2035
EAST BOSTON                  356          85          8.175        9/1/2005       8/1/2035
Laceyville                   175         100             12        7/1/2005       6/1/2020
Honeoye                      355         100            8.4        7/1/2005       6/1/2035
Akron                        355          85           10.4        7/1/2005       6/1/2035
Streetsboro                  355          80            7.4        7/1/2005       6/1/2035
Miami                        355          90           8.38        7/1/2005       6/1/2035
Riviera Beach                354       96.46            5.8        6/1/2005       5/1/2035
Hollywood                    355          80            7.7        7/1/2005       6/1/2035
Saco                         355          70            7.6        7/1/2005       6/1/2035
Saco                         355          70            7.6        7/1/2005       6/1/2035
Tualatin                     175          95           8.99        7/1/2005       6/1/2020
Streetsboro                  175         100           12.2        7/1/2005       6/1/2020
Phoenix                      175          95             11        7/1/2005       6/1/2020
Sarasota                     355          80           5.75        7/1/2005       6/1/2035
ESCANABA                     355          85           7.95        8/1/2005       7/1/2035
Ithaca                       355          85           8.15        7/1/2005       6/1/2035
CRYSTAL LAKE                 357       85.77           7.65       10/1/2005       9/1/2035
METHUEN                      355          80           6.05        8/1/2005       7/1/2035
MILAN                        358          85           9.35       11/1/2005      10/1/2035
PHILADELPHIA                 355          90           8.85        8/1/2005       7/1/2035
LEVITTOWN                    356       89.12            6.1        9/1/2005       8/1/2035
PALM BRANCH                  358          95           9.99       11/1/2005      10/1/2035
COLUMBIA                     357          90            7.8       10/1/2005       9/1/2035
LINDEN                       355          75           7.15        8/1/2005       7/1/2035
BEAUMONT                     356          95           9.65        9/1/2005       8/1/2035
MEMPHIS                      356       92.65           9.25        9/1/2005       8/1/2035
CAMPBELL                     355          90           8.85        8/1/2005       7/1/2035
PITTSBURGH                   357          90            7.5       10/1/2005       9/1/2035
ALTOONA                      356          75          11.99        9/1/2005       8/1/2035
PHILADELPHIA                 355          90           8.99        8/1/2005       7/1/2035
AKRON                        355          90          7.775        8/1/2005       7/1/2035
HILTON                       356       78.53            7.5        9/1/2005       8/1/2035
WOODSTOCK                    356          85            8.5        9/1/2005       8/1/2035
UTICA                        355          90            9.3        8/1/2005       7/1/2035
ST LOUIS                     358          75           10.4       11/1/2005      10/1/2035
OCEAN SPRINGS                356          80           8.55        9/1/2005       8/1/2035
MURRIETA                     356          80           6.45        9/1/2005       8/1/2035
WEST POINT                   356       83.33          10.05        9/1/2005       8/1/2035
CARNESVILLE                  356          85            7.9        9/1/2005       8/1/2035
MERCER                       356          90            8.5        9/1/2005       8/1/2035
MERIDIAN                     356          90           9.85        9/1/2005       8/1/2035
BRANDON                      356          80           5.25        9/1/2005       8/1/2035
SPARTA                       355          85           6.55        8/1/2005       7/1/2035
BAYVILLE                     355          90           5.99        8/1/2005       7/1/2035
TOLEDO                       355       94.29            7.7        8/1/2005       7/1/2035
SAN FRACISCO                 356       45.33          4.875        9/1/2005       8/1/2035
CLAREMORE                    357       79.62            8.3       10/1/2005       9/1/2035
ROSLYN                       358        33.7          5.799       11/1/2005      10/1/2035
IDYLLWILD                    356          90           8.35        9/1/2005       8/1/2035
Bethlehem                    357          90            7.7       10/1/2005       9/1/2035
JACKSON                      355          87           9.35        8/1/2005       7/1/2035
BATON ROUGE                  355          85           6.99        8/1/2005       7/1/2035
MILWAUKEE                    356          75           8.99        9/1/2005       8/1/2035
OVERLAND PARK                357          80           7.75       10/1/2005       9/1/2035
NEW ORLEANS                  355          80          6.125        8/1/2005       7/1/2035
BOISE                        353          80           5.85        6/1/2005       5/1/2035
WILBRAHAM                    355          80           7.99        8/1/2005       7/1/2035
WESTMINSTER                  355          90           6.45        8/1/2005       7/1/2035
TWO RIVERS                   357          85          11.05       10/1/2005       9/1/2035
ANDEAS                       357       69.44           5.75       10/1/2005       9/1/2035
GREENVILLE                   356          85          7.875        9/1/2005       8/1/2035
MASSILLON                    358          85            9.8       11/1/2005      10/1/2035
DENVER                       356          90           9.75        9/1/2005       8/1/2035
JACKSON                      356       83.33            8.9        9/1/2005       8/1/2035
CHARLESTOWN                  355          80           8.99        8/1/2005       7/1/2035
EVERETT                      356       71.73           5.75        9/1/2005       8/1/2035
RATON                        356         100            8.1        9/1/2005       8/1/2035
WEST HARTFORD                356          85           8.75        9/1/2005       8/1/2035
AKRON                        356          85           9.75        9/1/2005       8/1/2035
KANSAS CITY                  356          80            8.4        9/1/2005       8/1/2035
GREAT FALLS                  358       83.13            6.5       11/1/2005      10/1/2035
RIVERDALE                    357          90           7.99       10/1/2005       9/1/2035
GERMANTOWN                   357          90            8.3       10/1/2005       9/1/2035
HOUSTON                      177       75.26           5.99       10/1/2005       9/1/2020
DETROIT                      358          80            9.1       11/1/2005      10/1/2035
GALLOWAY                     356          95           7.75        9/1/2005       8/1/2035
JACKSON                      355          95           8.25        8/1/2005       7/1/2035
PHILADELPHIA                 356          90           7.35        9/1/2005       8/1/2035
BIG BEAR LAKE                357          80           5.95       10/1/2005       9/1/2035
TULSA                        358          80           9.95       11/1/2005      10/1/2035
BRENTWOOD                    356       94.99           7.85        9/1/2005       8/1/2035
SOMERVILLE                   356          90            7.9        9/1/2005       8/1/2035
PALM HARBOR                  357          90           6.55       10/1/2005       9/1/2035
ALLIANCE                     356         100           8.75        9/1/2005       8/1/2035
MORRAL                       356          90           8.45        9/1/2005       8/1/2035
BOYNE CITY                   358          85            7.6       11/1/2005      10/1/2035
CORONA                       357          80           6.45       10/1/2005       9/1/2035
NORTH MIAMI                  176          70          5.575        9/1/2005       8/1/2020
SAVANNAH                     356          80           5.99        9/1/2005       8/1/2035
CLEVELAND                    358          95           8.75       11/1/2005      10/1/2035
LORAIN                       356       88.14           8.55        9/1/2005       8/1/2035
YOUNGSTOWN                   358          90           8.25       11/1/2005      10/1/2035
NEWBURGH                     356       89.66           8.35        9/1/2005       8/1/2035
RACINE                       357          85            7.5       10/1/2005       9/1/2035
BATON ROUGE                  355          85            9.4        8/1/2005       7/1/2035
WHEELERSBURG                 356          90          8.725        9/1/2005       8/1/2035
BLACKWELL                    356       89.29           7.99        9/1/2005       8/1/2035
NAPOLEONVILLE                356         100            8.6        9/1/2005       8/1/2035
GARNER                       357          80           8.99       10/1/2005       9/1/2035
JUDSONIA                     357          80            6.5       10/1/2005       9/1/2035
FRAMINGHAM                   356          95           8.15        9/1/2005       8/1/2035
DOUGLAS                      356          95           7.99        9/1/2005       8/1/2035
ANTWERP                      356          95           6.99        9/1/2005       8/1/2035
DENHAM SPRINGS               356          80            6.4        9/1/2005       8/1/2035
HACIENDA HEIGHTS             176          56           5.15        9/1/2005       8/1/2020
HIGHLAND                     356          80           6.85        9/1/2005       8/1/2035
ATHENS                       356          80            6.8        9/1/2005       8/1/2035
CAHOKIA                      357          85           7.95       10/1/2005       9/1/2035
BATON ROUGE                  356          90           9.45        9/1/2005       8/1/2035
FLINT                        356       76.92          7.375        9/1/2005       8/1/2035
ASHLAND                      356       61.73           5.65        9/1/2005       8/1/2035
BIXBY                        358          95            9.6       11/1/2005      10/1/2035
NASHVILLE                    355       84.93            6.7        8/1/2005       7/1/2035
SOUTH BEND                   356          95           7.95        9/1/2005       8/1/2035
LUCEDALE                     356          80            9.3        9/1/2005       8/1/2035
HOUSTON                      357          80           5.99       10/1/2005       9/1/2035
LANCASTER                    358          70           5.85       11/1/2005      10/1/2035
PERRIS                       357       46.93           4.99       10/1/2005       9/1/2035
NOBLESVILLE                  356          85           8.95        9/1/2005       8/1/2035
GRAYSVILLE                   356          90           9.85        9/1/2005       8/1/2035
WASHINGTON                   357          80            5.7       10/1/2005       9/1/2035
CHICAGO                      357          80           7.35       10/1/2005       9/1/2035
KANSAS CITY                  356       94.89           7.95        9/1/2005       8/1/2035
RANCHO MIRAGE                356       71.43          5.375        9/1/2005       8/1/2035
MOWEAQUA                     356          95           7.65        9/1/2005       8/1/2035
PICO RIVERA                  356        79.6           4.55        9/1/2005       8/1/2035
SPRINGFIELD                  356          87           7.95        9/1/2005       8/1/2035
MORGANTON                    356          90            7.7        9/1/2005       8/1/2035
COUNTRY CLUB HILLS           357       88.29            7.2       10/1/2005       9/1/2035
LUCEDALE                     356          95            8.4        9/1/2005       8/1/2035
OAK PARK                     356          80           5.99        9/1/2005       8/1/2035
ABINGTON                     356          75            5.1        9/1/2005       8/1/2035
SANTA FE SPRINGS             357        52.5            5.5       10/1/2005       9/1/2035
ALPHARETTA                   356       86.44           8.99        9/1/2005       8/1/2035
NORTH BABYLON                356       77.73           5.85        9/1/2005       8/1/2035
KANSAS CITY                  357          95            7.2       10/1/2005       9/1/2035
PAULDING                     357          95            7.9       10/1/2005       9/1/2035
MARGATE                      357          90          7.425       10/1/2005       9/1/2035
NEW ORLEANS                  356          95           9.85        9/1/2005       8/1/2035
MOBILE                       356          90           9.75        9/1/2005       8/1/2035
FERNANDINA BEACH             356       80.14           4.25        9/1/2005       8/1/2035
SILVERTHORNE                 356          80            6.5        9/1/2005       8/1/2035
WHARTON                      356          80            7.2        9/1/2005       8/1/2035
MOORESVILLE                  357          80           8.75       10/1/2005       9/1/2035
COLORADO SPRINGS             358          80           8.65       11/1/2005      10/1/2035
MCGUFFEY                     356          90           6.75        9/1/2005       8/1/2035
QUEEN CREEK                  358          80            7.1       11/1/2005      10/1/2035
ORLANDO                      177          60           5.99       10/1/2005       9/1/2020
LUCEDALE                     356        76.4           9.45        9/1/2005       8/1/2035
MIAMI                        356          80           7.05        9/1/2005       8/1/2035
MARTINS FERRY                357          95            8.9       10/1/2005       9/1/2035
PORTSMOUTH                   356          80           6.05        9/1/2005       8/1/2035
ORCHARD PARK                 356          85           7.25        9/1/2005       8/1/2035
EWA BEACH                    357       71.55            5.5       10/1/2005       9/1/2035
DISCOVERY BAY                357       69.92           5.45       10/1/2005       9/1/2035
PARK FOREST                  357          90           6.65       10/1/2005       9/1/2035
FITHIAN                      356          90            8.7        9/1/2005       8/1/2035
ROCKFORD                     358       82.78           7.45       11/1/2005      10/1/2035
HAGERSTOWN                   356       85.16           7.05        9/1/2005       8/1/2035
EXMORE                       357          85            6.6       10/1/2005       9/1/2035
ST LOUIS                     357          95            8.2       10/1/2005       9/1/2035
SADORUS                      357          80           8.99       10/1/2005       9/1/2035
NORTH PLAINFIELD             357          90            7.7       10/1/2005       9/1/2035
LOS ANGELES                  357          80            5.7       10/1/2005       9/1/2035
DETROIT                      358          80           10.3       11/1/2005      10/1/2035
NILES                        357          90           8.85       10/1/2005       9/1/2035
WAXHAW                       358          90           8.75       11/1/2005      10/1/2035
JACKSON                      356          90           7.25        9/1/2005       8/1/2035
PHELPS                       356       92.44            7.6        9/1/2005       8/1/2035
SELMA                        356         100           6.75        9/1/2005       8/1/2035
FULTS                        357          85           7.25       10/1/2005       9/1/2035
SIMPSONVILLE                 356          90            7.8        9/1/2005       8/1/2035
BRECKSVILLE                  357          85           7.95       10/1/2005       9/1/2035
OTTAWA                       357          90           6.35       10/1/2005       9/1/2035
MILLPORT                     357          85            8.3       10/1/2005       9/1/2035
HUBBARD LK                   358          80           6.35       11/1/2005      10/1/2035
OPP                          356          90           7.85        9/1/2005       8/1/2035
NEWPORT                      356        87.3           7.85        9/1/2005       8/1/2035
ROCKFORD                     357       94.63            7.5       10/1/2005       9/1/2035
ST CHARLES                   357          90            8.1       10/1/2005       9/1/2035
LA PUENTE                    357       77.78            4.6       10/1/2005       9/1/2035
RICHMOND                     357          90           9.65       10/1/2005       9/1/2035
ATCHISON                     357          80            6.6       10/1/2005       9/1/2035
LEXINGTON                    356       89.26            6.7        9/1/2005       8/1/2035
WESTFIELD                    357          90           8.45       10/1/2005       9/1/2035
BIRMINGHAM                   356          90           8.75        9/1/2005       8/1/2035
BIRMINGHAM                   357          80          10.99       10/1/2005       9/1/2035
ADA                          357          85           6.99       10/1/2005       9/1/2035
OSSINEKE                     358       79.37           8.99       11/1/2005      10/1/2035
SHERWOOD                     357          80           5.99       10/1/2005       9/1/2035
DAYTON                       357          90           7.45       10/1/2005       9/1/2035
WORCESTER                    358          85           7.99       11/1/2005      10/1/2035
TEMPLE HILLS                 357       84.91           7.55       10/1/2005       9/1/2035
JOPLIN                       358          80           6.65       11/1/2005      10/1/2035
KANSAS CITY                  358         100           10.4       11/1/2005      10/1/2035
BEEBE                        357          90           7.85       10/1/2005       9/1/2035
DUNDALK                      357       30.25          6.975       10/1/2005       9/1/2035
MOUNT MORRIS                 358          80           7.15       11/1/2005      10/1/2035
ROSLINDALE                   356       78.62           6.75        9/1/2005       8/1/2035
SANTA MARIA                  357       70.61            5.6       10/1/2005       9/1/2035
MARICOPA                     358          80           6.15       11/1/2005      10/1/2035
COLUMBIA                     357          95           6.95       10/1/2005       9/1/2035
OIL CITY                     358          80           6.35       11/1/2005      10/1/2035
ELWOOD                       357          90            7.4       10/1/2005       9/1/2035
BUFFALO GROVE                356          80           6.75        9/1/2005       8/1/2035
DES MOINES                   357          80           6.75       10/1/2005       9/1/2035
LANSING                      358       86.21            9.7       11/1/2005      10/1/2035
LELAND                       357          90           8.45       10/1/2005       9/1/2035
LAFAYETTE                    356          88           7.65        9/1/2005       8/1/2035
CHICAGO                      357          85           7.75       10/1/2005       9/1/2035
BRANT ROCK                   357       89.44           5.99       10/1/2005       9/1/2035
HENDERSONVILLE               358          80           6.95       11/1/2005      10/1/2035
LOS ANGELES                  358       66.12            7.1       11/1/2005      10/1/2035
ALBUQUERQUE                  355          80           6.99        8/1/2005       7/1/2035
DENISON                      358          85            9.9       11/1/2005      10/1/2035
WOODSTOCK                    356          80            7.9        9/1/2005       8/1/2035
PAINESVILLE                  356          90           6.95        9/1/2005       8/1/2035
SAINT JOHN                   357          95           6.95       10/1/2005       9/1/2035
RIVERSIDE                    357          80           5.99       10/1/2005       9/1/2035
APEX                         357          90           7.45       10/1/2005       9/1/2035
PHOENIX                      357          95           6.99       10/1/2005       9/1/2035
PHILADELPHIA                 357       78.13            7.7       10/1/2005       9/1/2035
GARFIELD HTS                 356          90           7.05        9/1/2005       8/1/2035
SAGINAW                      358          90           10.9       11/1/2005      10/1/2035
WAUCONDA                     357          90           6.75       10/1/2005       9/1/2035
PORTLAND                     358          85           8.35       11/1/2005      10/1/2035
ATLANTA                      356          95           8.85        9/1/2005       8/1/2035
CLAYTON                      357          80            6.7       10/1/2005       9/1/2035
ALBUQUERQUE                  358          85           8.85       11/1/2005      10/1/2035
OZONE PARK                   357       82.29           5.99       10/1/2005       9/1/2035
FLINT                        357          95            9.7       10/1/2005       9/1/2035
MARGATE                      357          80           5.99       10/1/2005       9/1/2035
MASSILLON                    357          90            7.5       10/1/2005       9/1/2035
CASA GRANDE                  357          80            7.9       10/1/2005       9/1/2035
SAN BERNARDINO               357          85            7.9       10/1/2005       9/1/2035
ALTO                         357         100            9.4       10/1/2005       9/1/2035
WICHITA                      357          95          5.875       10/1/2005       9/1/2035
WINTER GARDEN                357          90           8.25       10/1/2005       9/1/2035
CICERO                       357       77.74           8.25       10/1/2005       9/1/2035
MATTAPAN                     356       91.39            6.9        9/1/2005       8/1/2035
KIRKLAND                     358          80          5.875       11/1/2005      10/1/2035
BELLEVILLE                   357          95           6.99       10/1/2005       9/1/2035
DAYTON                       358       66.25           9.45       11/1/2005      10/1/2035
LAS VEGAS                    357          90           7.35       10/1/2005       9/1/2035
MURRIETA                     358          80           5.99       11/1/2005      10/1/2035
ERIE                         356          85           6.99        9/1/2005       8/1/2035
OSCEOLA MILLS                357       83.88            8.6       10/1/2005       9/1/2035
CANTON                       357          90           7.55       10/1/2005       9/1/2035
BURGETTSTOWN                 358          90           9.99       11/1/2005      10/1/2035
CLAYTON                      357          80           6.25       10/1/2005       9/1/2035
LAKELAND                     358          80           8.99       11/1/2005      10/1/2035
LOS ANGELES                  356          95           7.99        9/1/2005       8/1/2035
WILLIAMSON                   358          90            8.2       11/1/2005      10/1/2035
NOBLESVILLE                  356          75           5.99        9/1/2005       8/1/2035
EAST ELMHURST                358       65.66            5.8       11/1/2005      10/1/2035
MEMPHIS                      357          90          11.55       10/1/2005       9/1/2035
DAYTON                       357          90           7.65       10/1/2005       9/1/2035
INDEPENDENCE                 357          90           7.95       10/1/2005       9/1/2035
FONTANA                      355          90            8.1        8/1/2005       7/1/2035
CHICAGO                      357        46.6           6.45       10/1/2005       9/1/2035
TRAVERSE CITY                357          90          6.975       10/1/2005       9/1/2035
CEDARSVILLE                  357          95          7.475       10/1/2005       9/1/2035
GONZALES                     357          95            6.7       10/1/2005       9/1/2035
ESSEX                        357       61.71           6.35       10/1/2005       9/1/2035
PONTIAC                      358          92          7.875       11/1/2005      10/1/2035
PORTLAND                     357          85           8.15       10/1/2005       9/1/2035
FAIRFIELD                    358          80           6.99       11/1/2005      10/1/2035
CLEVELAND                    357          75            9.8       10/1/2005       9/1/2035
KEMMERER                     358          80           6.35       11/1/2005      10/1/2035
LYNDHURST                    357          90           7.25       10/1/2005       9/1/2035
WOODBRIDGE                   357       79.99            6.5       10/1/2005       9/1/2035
ARNOLD                       357          80           6.15       10/1/2005       9/1/2035
CLEVELAND                    356          75           8.45        9/1/2005       8/1/2035
LAKEWOOD                     357          85           6.99       10/1/2005       9/1/2035
PHOENIX                      358          80            6.5       11/1/2005      10/1/2035
LYNN                         356          80            7.5        9/1/2005       8/1/2035
MONROE                       357       62.88            5.9       10/1/2005       9/1/2035
WILMINGTON                   356          80            6.2        9/1/2005       8/1/2035
PETALUMA                     358          80           5.35       11/1/2005      10/1/2035
MILL SPRING                  357          90           8.55       10/1/2005       9/1/2035
CHICAGO                      358          75           7.05       11/1/2005      10/1/2035
POULSBO                      357          80           5.99       10/1/2005       9/1/2035
INDIO                        357          80            6.3       10/1/2005       9/1/2035
LOS ANGELES                  357          75              8       10/1/2005       9/1/2035
WEAVERVILLE                  357          80           6.65       10/1/2005       9/1/2035
SONOMA                       356       73.23            6.3        9/1/2005       8/1/2035
CANTON                       357       87.24           6.55       10/1/2005       9/1/2035
MIAMI                        358          80          7.675       11/1/2005      10/1/2035
ORLANDO                      357       51.47           5.99       10/1/2005       9/1/2035
ATTLEBORO                    355          80           7.99        8/1/2005       7/1/2035
APPLE VALLEY                 354          80           5.99        7/1/2005       6/1/2035
WEST PITTSBURG               353       94.79          9.125        6/1/2005       5/1/2035
WORCESTER                    354       97.39          8.575        7/1/2005       6/1/2035
DETROIT                      357          90           6.25       10/1/2005       9/1/2035
DISTRICT HEIGHTS             358       81.82           9.15       11/1/2005      10/1/2035
AURORA                       357          80            5.9       10/1/2005       9/1/2035
SUGAR GROVE                  357       82.35           5.75       10/1/2005       9/1/2035
TRACY                        358          80          5.875       11/1/2005      10/1/2035
NEW HAVEN                    357          80            7.5       10/1/2005       9/1/2035
STOCKTON                     357       73.58           5.65       10/1/2005       9/1/2035
AKRON                        357          90            8.8       10/1/2005       9/1/2035
FREMONT                      358          85            6.9       11/1/2005      10/1/2035
COLUMBUS                     356          90          7.575        9/1/2005       8/1/2035
CURTICE                      358          80            6.6       11/1/2005      10/1/2035
CHILLICOTHE                  357          95            9.8       10/1/2005       9/1/2035
LEAVITTSBURG                 357          85           6.85       10/1/2005       9/1/2035
SNELLVILLE                   357          80           6.99       10/1/2005       9/1/2035
OAK PARK                     357          80            7.3       10/1/2005       9/1/2035
ELKTON                       357          80           7.55       10/1/2005       9/1/2035
VIRGINIA BEACH               357          80           6.99       10/1/2005       9/1/2035
NEW HAVEN                    357          85           8.55       10/1/2005       9/1/2035
GERMANTOWN                   357          80            8.4       10/1/2005       9/1/2035
ORLANDO                      358          80            6.7       11/1/2005      10/1/2035
UHRICHSVILLE                 236       86.21            7.2        9/1/2005       8/1/2025
ACWORTH                      358          85           6.99       11/1/2005      10/1/2035
BRONXVILLE                   357          85            8.8       10/1/2005       9/1/2035
BERLIN HEIGHTS               358          80           7.15       11/1/2005      10/1/2035
JONESBORO                    357          90            9.3       10/1/2005       9/1/2035
GREENFIELD                   357       79.68           7.65       10/1/2005       9/1/2035
DELRAY BEACH HEIGHTS         358          90           6.99       11/1/2005      10/1/2035
CAMDEN                       358          85           7.35       11/1/2005      10/1/2035
INDEPENDENCE TOWNSHIP        358       84.74           6.54       11/1/2005      10/1/2035
OVERLAND PARK                357          87            8.3       10/1/2005       9/1/2035
SKIATOOK                     357          90          7.775       10/1/2005       9/1/2035
SAN FRANCISCO                357       33.08            5.4       10/1/2005       9/1/2035
BRENTWOOD                    358          90           7.99       11/1/2005      10/1/2035
DETROIT                      358          80            8.3       11/1/2005      10/1/2035
SANTA ROSA                   237       75.41            5.5       10/1/2005       9/1/2025
GALION                       358          85           9.99       11/1/2005      10/1/2035
SHREVEPORT                   358       88.89           9.45       11/1/2005      10/1/2035
MILWAUKEE                    358          85           8.61       11/1/2005      10/1/2035
KANSAS CITY                  357          90            7.2       10/1/2005       9/1/2035
CENTENNIAL                   358          95           7.45       11/1/2005      10/1/2035
CHICAGO                      358       73.82           9.15       11/1/2005      10/1/2035
CORBIN                       357          90            8.3       10/1/2005       9/1/2035
AKRON                        357          90            8.8       10/1/2005       9/1/2035
KANSAS CITY                  358          90           9.25       11/1/2005      10/1/2035
CANAL WINCHESTER             357          95           6.99       10/1/2005       9/1/2035
ALBUQUERQUE                  357          90            8.8       10/1/2005       9/1/2035
ZANESVILLE                   357          95           7.75       10/1/2005       9/1/2035
TRAVERSE CITY                357          90           6.99       10/1/2005       9/1/2035
DECKERVILLE                  358          85            8.2       11/1/2005      10/1/2035
KENTON                       357          80            7.5       10/1/2005       9/1/2035
PARK RIDGE                   358          75           9.99       11/1/2005      10/1/2035
PHILADELPHIA                 357          90            7.7       10/1/2005       9/1/2035
MARTINEZ                     358          80            5.9       11/1/2005      10/1/2035
LEXINGTON                    357          90           6.65       10/1/2005       9/1/2035
EUNICE                       357        94.2            7.7       10/1/2005       9/1/2035
AUBURN                       357          85           7.99       10/1/2005       9/1/2035
Norcross                     358          85           8.99       11/1/2005      10/1/2035
SAINT LOUIS                  358          90          11.05       11/1/2005      10/1/2035
NAPERVILLE                   357          90            8.2       10/1/2005       9/1/2035
FORDS                        357          80           7.15       10/1/2005       9/1/2035
HOLLAND                      357          80          6.975       10/1/2005       9/1/2035
NELSONVILLE                  358          80            9.4       11/1/2005      10/1/2035
KISSIMMEE                    358          50            5.8       11/1/2005      10/1/2035
GRAFTON                      358          80            6.5       11/1/2005      10/1/2035
CORONA                       357       54.29           5.45       10/1/2005       9/1/2035
DES MOINES                   357         100           9.85       10/1/2005       9/1/2035
GREENVILLE                   357       84.62           7.99       10/1/2005       9/1/2035
BAY SHORE                    177          70            5.8       10/1/2005       9/1/2020
CHARLOTTE                    357          80            8.3       10/1/2005       9/1/2035
EDEN PRAIRIE                 357         100            8.5       10/1/2005       9/1/2035
SUMMIT                       358          90           9.45       11/1/2005      10/1/2035
SOMERSET                     358          90           7.75       11/1/2005      10/1/2035
SILVER SPRING                357          80           5.99       10/1/2005       9/1/2035
RIO RANCHO                   357          80           5.65       10/1/2005       9/1/2035
PORT HURON                   358          85           8.85       11/1/2005      10/1/2035
PUT-IN-BAY                   357          85           7.95       10/1/2005       9/1/2035
MASTIC BEACH                 358          85           8.15       11/1/2005      10/1/2035
TROY                         358          80           6.99       11/1/2005      10/1/2035
MARICOPA                     358          80            7.3       11/1/2005      10/1/2035
DETROIT                      357          80           8.45       10/1/2005       9/1/2035
PHOENIX                      357          85           6.99       10/1/2005       9/1/2035
CHICAGO                      358       76.98           5.15       11/1/2005      10/1/2035
BELLEVILLE                   358          80           6.99       11/1/2005      10/1/2035
HOPEWELL JUNCTION            358          95           8.85       11/1/2005      10/1/2035
VANDALIA                     357       80.56           8.45       10/1/2005       9/1/2035
FLORENCE                     357          85            8.7       10/1/2005       9/1/2035
CLARKSTOWN                   356       99.47            6.9        9/1/2005       8/1/2035
VAN BUREN                    358       79.47            7.2       11/1/2005      10/1/2035
ALBANY                       357       68.76           8.65       10/1/2005       9/1/2035
GALESBURG                    357          90           7.74       10/1/2005       9/1/2035
ALEXANDER                    358          95            8.5       11/1/2005      10/1/2035
REDFORD                      357          90            6.8       10/1/2005       9/1/2035
FRESNO                       357       78.79            8.6       10/1/2005       9/1/2035
SEBRING                      357       89.97            5.8       10/1/2005       9/1/2035
ST PETERS                    358          80           6.99       11/1/2005      10/1/2035
COLUMBUS                     358          80            8.9       11/1/2005      10/1/2035
COLORADO SPRINGS             358          95            8.8       11/1/2005      10/1/2035
BURLINGTON                   358          80           6.65       11/1/2005      10/1/2035
BATAVIA                      358       81.77           7.99       11/1/2005      10/1/2035
DAYTON                       357          90            7.5       10/1/2005       9/1/2035
LEBANON                      358          95           10.6       11/1/2005      10/1/2035
MONTGOMERY VILLAGE           358          80           8.65       11/1/2005      10/1/2035
EVERGREEN                    357       58.91           5.45       10/1/2005       9/1/2035
JOLIET                       358          85           7.99       11/1/2005      10/1/2035
LAURENS                      358          85          7.825       11/1/2005      10/1/2035
GRAND RAPIDS                 358       83.97           7.99       11/1/2005      10/1/2035
HUNTINGTON                   357          90            7.7       10/1/2005       9/1/2035
BICKNELL                     357         100           8.85       10/1/2005       9/1/2035
BRENTWOOD                    357       84.99           5.99       10/1/2005       9/1/2035
TUSTIN                       357        25.2           6.25       10/1/2005       9/1/2035
WYOMING                      358          75            8.1       11/1/2005      10/1/2035
WILMINGTON                   358          80           9.35       11/1/2005      10/1/2035
DELRAY BEACH                 357          85           8.99       10/1/2005       9/1/2035
MARIETTA                     357          90         10.075       10/1/2005       9/1/2035
HOMELAND                     178       46.15           5.95       11/1/2005      10/1/2020
TAUNTON                      358          85           9.85       11/1/2005      10/1/2035
CLEVELAND                    357          90           7.55       10/1/2005       9/1/2035
MACHESNEY PARK               358          90            8.7       11/1/2005      10/1/2035
BUENA PARK                   357          80           5.99       10/1/2005       9/1/2035
NEW PHILADELPHIA             358       74.12           8.99       11/1/2005      10/1/2035
CHICAGO                      357          85           7.15       10/1/2005       9/1/2035
CUMMING                      357          80            6.6       10/1/2005       9/1/2035
ROCKY RIVER                  358          95            8.3       11/1/2005      10/1/2035
MUNCIE                       357          95           8.55       10/1/2005       9/1/2035
PLANO                        357          80            5.8       10/1/2005       9/1/2035
MARION                       357       89.55            9.9       10/1/2005       9/1/2035
ATLANTA                      358          85           8.65       11/1/2005      10/1/2035
MEDWAY                       357          90            9.2       10/1/2005       9/1/2035
FORT WAYNE                   357       83.33           9.05       10/1/2005       9/1/2035
CHICAGO                      357       30.77           5.99       10/1/2005       9/1/2035
SLATEDALE                    357          80           7.35       10/1/2005       9/1/2035
HATBORO                      357          80           6.15       10/1/2005       9/1/2035
KANSAS CITY                  358          80            8.5       11/1/2005      10/1/2035
ASHTABULA                    358          90            7.6       11/1/2005      10/1/2035
STRONGSVILLE                 358          92           7.85       11/1/2005      10/1/2035
SILVER SPRING                357          80            5.9       10/1/2005       9/1/2035
KINGSTON                     358          80            6.6       11/1/2005      10/1/2035
GREENVILLE                   357         100           9.85       10/1/2005       9/1/2035
UPPER SANDUSKY               358          80           7.35       11/1/2005      10/1/2035
STAFFORD                     358       78.27           6.85       11/1/2005      10/1/2035
HAMPTON                      357          80            8.1       10/1/2005       9/1/2035
CROSBY                       357          90            6.8       10/1/2005       9/1/2035
BOLINGBROOK                  358       58.02           5.99       11/1/2005      10/1/2035
CHARDON                      358          90           8.99       11/1/2005      10/1/2035
NICHOLASVILLE                357       92.29           8.99       10/1/2005       9/1/2035
ORLANDO                      358          80           6.75       11/1/2005      10/1/2035
FAIRFIELD                    357          80           5.99       10/1/2005       9/1/2035
AKRON                        358          80           7.65       11/1/2005      10/1/2035
ROMEOVILLE                   357          80           7.05       10/1/2005       9/1/2035
GREENVILLE                   358          80           9.85       11/1/2005      10/1/2035
TACOMA                       358          65          10.99       11/1/2005      10/1/2035
KANSAS CITY                  358          75           10.5       11/1/2005      10/1/2035
CLEVELAND                    358          90            9.5       11/1/2005      10/1/2035
ST CLAIR SHORES              358          90            6.5       11/1/2005      10/1/2035
PALOS HEIGHTS                358          90           9.45       11/1/2005      10/1/2035
ROHNERT PARK                 358          80           6.65       11/1/2005      10/1/2035
MINNEAPOLIS                  357          80            8.5       10/1/2005       9/1/2035
ODESSA                       357          80           6.65       10/1/2005       9/1/2035
VERO BEACH                   357          80           5.99       10/1/2005       9/1/2035
PHENIX CITY                  358          80            7.2       11/1/2005      10/1/2035
MANISTEE                     358          90            7.4       11/1/2005      10/1/2035
KANSAS CITY                  357          85            8.1       10/1/2005       9/1/2035
LAWRENCEVILLE                358       79.99            5.5       11/1/2005      10/1/2035
OKLAHOMA CITY                358          80           6.99       11/1/2005      10/1/2035
NORTH CHARLESTON             358          80           8.35       11/1/2005      10/1/2035
COLUMBUS                     357       85.71            8.9       10/1/2005       9/1/2035
AKRON                        357          85           8.35       10/1/2005       9/1/2035
LEXINGTON                    357          80           6.35       10/1/2005       9/1/2035
CANDLER                      358          80           7.05       11/1/2005      10/1/2035
VERNON                       357          90           8.55       10/1/2005       9/1/2035
BOLINGBROOK                  357        84.9            7.1       10/1/2005       9/1/2035
DAVENPORT                    358          80           6.25       11/1/2005      10/1/2035
MENTOR                       358          80           6.15       11/1/2005      10/1/2035
RANCHO MURRIETA              357       77.38          5.875       10/1/2005       9/1/2035
MAUMELLE                     358          95            7.7       11/1/2005      10/1/2035
DETROIT                      357       52.63           5.95       10/1/2005       9/1/2035
LONG BEACH                   358          80           5.99       11/1/2005      10/1/2035
DUBLIN                       358       89.93           9.25       11/1/2005      10/1/2035
GLENDALE                     357          80           7.25       10/1/2005       9/1/2035
JACKSONVILLE                 357         100           8.75       10/1/2005       9/1/2035
BATTLE CREEK                 357          95          11.15       10/1/2005       9/1/2035
PORTLAND                     358          90           7.15       11/1/2005      10/1/2035
OLMSTED FALLS                358          80            7.1       11/1/2005      10/1/2035
NEWARK                       358          80           8.35       11/1/2005      10/1/2035
TEMPE                        358          80            6.9       11/1/2005      10/1/2035
DOVER                        357       92.39          7.775       10/1/2005       9/1/2035
SPRINGFIELD                  357          85           7.95       10/1/2005       9/1/2035
BEAVER DAM                   357          85            8.9       10/1/2005       9/1/2035
WEST PALM BEACH              358          75           7.95       11/1/2005      10/1/2035
SPRINGFIELD                  357          80            6.9       10/1/2005       9/1/2035
LOWELL                       357          85           8.65       10/1/2005       9/1/2035
DECATUR                      358          90           7.65       11/1/2005      10/1/2035
APPLE VALLEY                 357          95            7.1       10/1/2005       9/1/2035
HEMET                        358          80              6       11/1/2005      10/1/2035
WAYNESVILLE                  357       89.97           6.95       10/1/2005       9/1/2035
DUMFRIES                     357          80            6.5       10/1/2005       9/1/2035
WASHINGTON                   357          95            7.5       10/1/2005       9/1/2035
LAWRENCE                     358          75           6.25       11/1/2005      10/1/2035
TULSA                        358        92.8            8.1       11/1/2005      10/1/2035
MIDDLETOWN                   357          80           7.75       10/1/2005       9/1/2035
NAPLES                       357       89.59           8.55       10/1/2005       9/1/2035
DAVENPORT                    358          80           7.99       11/1/2005      10/1/2035
SAGINAW                      358          80            6.8       11/1/2005      10/1/2035
MCKEESPORT                   358          95          10.75       11/1/2005      10/1/2035
CAPITOL HEIGHTS              358       74.09           5.99       11/1/2005      10/1/2035
SAINT LOUIS                  358          85           8.65       11/1/2005      10/1/2035
LAKE VILLA                   358          80           7.95       11/1/2005      10/1/2035
CHIPPEWA LAKE                357          84           7.45       10/1/2005       9/1/2035
AIKEN                        357          85           8.99       10/1/2005       9/1/2035
CHICAGO                      358          70           8.55       11/1/2005      10/1/2035
SAINT LOUIS                  357          75           10.7       10/1/2005       9/1/2035
EAST POINTE                  358          89           9.25       11/1/2005      10/1/2035
CARLSBAD                     358       50.02            6.2           38657          49583
GARDEN GROVE                 357          85          5.895           38626          49553
LAKE CHARLES                 357       71.24            8.9           38626          49553
WARREN                       357          80            5.5           38626          49553
NEW IBERIA                   357          95           8.95           38626          49553
TOCCOA                       358          80            8.1           38657          49583
KINGS MILL                   358          80           6.35           38657          49583
MEMPHIS                      358          90            8.9           38657          49583
ROSEDALE                     357          90            7.4           38626          49553
CANTON                       357          90          9.025           38626          49553
SAINT LOUIS                  358          75           9.99           38657          49583
KNOXVILLE                    358          90            8.3           38657          49583
CHICAGO                      358          85            8.7           38657          49583
MEMPHIS                      357          90            7.7           38626          49553
MORROW                       358          80           7.65           38657          49583
DELAWARE                     357          80            6.5           38626          49553
LEXINGTON                    358          80            6.5           38657          49583
CHICAGO                      357          68           5.75           38626          49553
BEAR                         357       88.31            6.5           38626          49553
ST LOUIS                     358          90           6.99           38657          49583
WILMINGTON                   357          80            6.9           38626          49553
FAYETTEVILLE                 357          90           8.85           38626          49553
NEWCOMERSTOWN                357       82.85            6.6           38626          49553
LOUISBURG                    357          85            8.8           38626          49553
PORT CLINTON                 357          85          8.075           38626          49553
MIAMI                        358          85           8.85           38657          49583
DETROIT                      357          70            9.8           38626          49553
GREENWOOD                    358          80            6.4           38657          49583
NEW LENOX                    357       94.97           6.99           38626          49553
RALEIGH                      358          80           7.45           38657          49583
BERKLEY                      358          85           8.45           38657          49583
FLINTSTONE                   357          85           8.69           38626          49553
CHICAGO                      358       81.73            7.6           38657          49583
STEVENS POINT                358          90           10.2           38657          49583
LANCASTER                    357       70.06            7.4           38626          49553
CHICAGO                      357          75            7.6           38626          49553
DETROIT                      358          90            9.8           38657          49583
JOLIET                       357          80            7.3           38626          49553
VALLES MINES                 358          95            7.1           38657          49583
LOWELLVILLE                  358          95            8.7           38657          49583
HEPHZIBAH                    358          80            6.9           38657          49583
PHILADELPHIA                 358          90            9.9           38657          49583
SPENCER                      358          90           9.25           38657          49583
EAST LAKE                    358          95            7.6           38657          49583
WOODBRIDGE                   357          80            6.9           38626          49553
NORWALK                      358       88.56           8.85           38657          49583
SULLIVAN                     357          95           7.85           38626          49553
WARRENVILLE                  358       55.56           5.99           38657          49583
COLUMBUS                     358          85            6.8           38657          49583
STREETSBORO                  358          80            8.5           38657          49583
LUDLOW                       358          80           6.55           38657          49583
ATLANTA                      357          90           9.35           38626          49553
SAN BERNARDINO               178       45.16           5.55           38657          44105
DRYDEN                       358          75           9.65           38657          49583
CINCINNATI                   357          90           7.25           38626          49553
SCOTTSDALE                   358       84.25            6.7           38657          49583
CORONA                       178       45.83           5.95           38657          44105
WOODBRIDGE                   357          80            6.5           38626          49553
EMMETT                       178          85           6.58           38657          44105
SPENCER                      358          80            7.3           38657          49583
SILER CITY                   357       84.91           7.65           38626          49553
TINLEY PARK                  358          85            6.2           38657          49583
IMLAY CITY                   357          83            5.4           38626          49553
VERO BEACH                   358       49.04            6.2           38657          49583
LITTLEROCK                   358       35.57            6.5           38657          49583
LEE'S SUMMIT                 358       81.96           7.75           38657          49583
FOSTORIA                     357          80           6.99           38626          49553
WISCONSIN DELLS              358          83           7.85           38657          49583
ST. LOUIS                    357          80            7.3           38626          49553
PHILADELPHIA                 358          80           7.45           38657          49583
WAUPACA                      358          65          10.95           38657          49583
SILVER LAKE                  358          80            6.9           38657          49583
COLUMBIA                     358          80            5.9           38657          49583
CANTON                       357       91.53            8.9           38626          49553
YOUNGSTOWN                   358          85            9.1           38657          49583
LOOKOUT MOUNTAIN             358          90           6.75           38657          49583
PITTSBURGH                   358          80           9.45           38657          49583
RALEIGH                      358          80           6.45           38657          49583
SALIDA                       358          80            6.2           38657          49583
WILMINGTON                   358          80            6.5           38657          49583
DALLAS                       358          80           9.95           38657          49583
GREENVILLE                   178          80           6.95           38657          44105
LITTLE ROCK                  358          80            8.9           38657          49583
CHARLOTTE                    357          80           6.95           38626          49553
OXNARD                       177       45.35           5.85           38626          44075
FISHERS                      358          80            7.3           38657          49583
VIRGINIA BEACH               358       74.16           6.45           38657          49583
PELHAM                       358          90          10.95           38657          49583
LENNOX                       357       56.31            5.6           38626          49553
UNIONTOWN                    358          90           9.45           38657          49583
DETROIT                      358          90           8.25           38657          49583
NEWBURGH                     357          85           7.75           38626          49553
SOUTH HOLLAND                357          80            7.9           38626          49553
ROCKLEDGE                    357          80            7.3           38626          49553
WINBER                       358          80           7.15           38657          49583
WORCESTER                    358          80            9.9           38657          49583
MARSHALL                     358          85            9.2           38657          49583
BROADVIEW                    358          90            6.4           38657          49583
DETROIT                      358          85          10.45           38657          49583
HUNTSVILLE                   358          80           7.45           38657          49583
TOLEDO                       357          90            8.8           38626          49553
CARPENTERSVILLE              358          80            5.8           38657          49583
KINGMAN                      177          66           5.65           38626          44075
MAIDEN                       358          85           8.85           38657          49583
CHICAGO                      358       51.16           5.95           38657          49583
MILFORD                      358          80           6.95           38657          49583
TOLEDO                       357          80           5.99           38626          49553
EPHRAIM                      358          90            9.2           38657          49583
SHAPLEIGH                    358       57.37           5.99           38657          49583
CHANDLER                     358       89.21           8.99           38657          49583
MONTGOMERY                   358       89.43           10.7           38657          49583
MARICOPA                     358          80            7.7           38657          49583
CONYERS                      358          80           6.95           38657          49583
POTTSTOWN                    358          85           8.05           38657          49583
RIVIERA BEACH                358       79.66           6.05           38657          49583
HEMINGWAY                    358          85           8.95           38657          49583
MARIETTA                     358          85           9.45           38657          49583
OPA LOCKA                    358          65            5.9           38657          49583
CASTLE ROCK                  358       82.86           7.15           38657          49583
WICHITA                      358          90           8.35           38657          49583
WALDRON                      357          90            7.7           38626          49553
COCOA                        358          80           7.15           38657          49583
ARLINGTON                    358          85           8.85           38657          49583
SHELBURN                     357        87.2           7.15           38626          49553
SUMMERVILLE                  357          80            6.8           38626          49553
BURNS HARBOR                 358          80           6.45           38657          49583
MADISON                      358          80            9.6           38657          49583
FAIRFIELD                    358          80           5.85           38657          49583
WESTLAND                     358          65            5.6           38657          49583
JONESBORO                    357        76.5          6.425           38626          49553
MADISON                      358       75.44            9.6           38657          49583
KINGMAN                      358       61.83            5.8           38657          49583
COLORADO SPRINGS             358          90           9.65           38657          49583
CLEARWATER                   358          80            7.6           38657          49583
COLUMBUS                     358          90           9.45           38657          49583
WILMINGTON                   358          80           5.95           38657          49583
NORTH HOLLYWOOD              358       49.57           5.05           38657          49583
MURPHY                       357       79.32          10.05           38626          49553
SHREVEPORT                   358          80           6.99           38657          49583
DELTONA                      178        56.8           6.15           38657          44105
FREDERICKSBURG               357          80           11.6           38626          49553
LIGHTHOUSE POINT             358       41.94           6.24           38657          49583
WYOMING                      358          90            8.7           38657          49583
MAPLE HEIGHTS                358          80            6.6           38657          49583
KANSAS CITY                  358          90            8.9           38657          49583
INDIANAPOLIS                 357          80           7.75           38626          49553
RICHMOND                     357          80           7.05           38626          49553
ALPENA                       358          80           8.25           38657          49583
CINCINNATI                   357         100            8.9           38626          49553
WATERFORD                    358          72           9.75           38657          49583
SELLERSBURG                  358          80           6.99           38657          49583
EAST PEORIA                  177       73.36           6.55           38626          44075
KANSAS CITY                  358          85           10.3           38657          49583
KANSAS CITY                  358          80           9.65           38657          49583
DAYTON                       358          90           9.45           38657          49583
EAST POINT                   355       79.17           6.65           38565          49491
ALLENTOWN                    356         100            7.7           38596          49522
ORLANDO                      356          95           7.75           38596          49522
SILVER SPRING                356          95           7.55           38596          49522
SUMMERVILLE                  356          95            7.5           38596          49522
WEYMOUNTH                    356       78.22           6.15           38596          49522
SUN CITY                     356       92.24           5.95           38596          49522
LOS ANGELES                  356          85           6.25           38596          49522
DINGMANS FERRY               355       89.35           8.65           38565          49491
DES MOINES                   356          85            7.6           38596          49522
PADUCAH                      356          90           7.75           38596          49522
SANDWICH                     355       78.95            6.8           38565          49491
NORWALK                      356        87.1           7.25           38596          49522
BARTLESVILLE                 355          90            6.9           38565          49491
OVERLAND PARK                356       84.89          7.925           38596          49522
TEMPLE HILLS                 356          80            5.9           38596          49522
OVERLAND PARK                356         100          7.375           38596          49522
ST. CLAIR                    356       94.84            7.8           38596          49522
HAGERSTOWN                   356       79.11          6.425           38596          49522
FORT WORTH                   356         100            7.2           38596          49522
GREENSBORO                   355          90          8.675           38565          49491
YORK                         353          80            6.3           38504          49430
TEMECULA                     358          80          6.575           38657          49583
HIGHLAND                     358          95            7.8           38657          49583
KANSAS CITY                  358          85          10.25           38657          49583
WORCESTER                    358          80           6.99           38657          49583
PENN YAN                     358          75           9.35           38657          49583
PROSPECT                     358          65            9.9           38657          49583
SPRINGFIELD                  358          85           8.99           38657          49583
TEXARKANA                    358          95           7.99           38657          49583
LAKE ELSINORE                358          90           5.75           38657          49583
RUSSELLS POINT               357         100            9.9           38626          49553
TACOMA                       358          80            7.2           38657          49583
BOSTON                       358          80            6.3           38657          49583
PITTSBURGH                   358          90           8.85           38657          49583
HIGHLAND MILLS               358          80           8.99           38657          49583
KANSAS CITY                  358       78.56            7.4           38657          49583
TURNEY                       358          90            8.8           38657          49583
JACKSONVILLE                 358          85           7.85           38657          49583
BERKELEY HEIGHTS             358       83.17            7.3           38657          49583
BROCKTON                     356       89.06           5.95           38596          49522
MACOMB                       356          80           6.59           38596          49522
SUGAR GROVE                  358          80           7.65           38657          49583
NIXA                         358       52.63            6.6           38657          49583
RIVERSIDE                    358          80            6.5           38657          49583
LAKE WORTH                   358          80           5.65           38657          49583
PLEASANT HILL                358          72            7.6           38657          49583
DEFUNIAK SPRINGS             358       56.93           6.35           38657          49583
STRUTHERS                    358          90           9.55           38657          49583
TOLEDO                       357          80           7.15           38626          49553
BALTIMORE                    358       44.39            5.6           38657          49583
CONCORD                      358          80            7.3           38657          49583
OCEANSIDE                    358       44.49           6.25           38657          49583
SACO                         358          90           8.99           38657          49583
SAINT LOUIS                  358          85           8.25           38657          49583
PULASKI                      358          90           7.99           38657          49583
ROGERS                       358          85           9.65           38657          49583
PHILADELPHIA                 358          80           7.99           38657          49583
JOPLIN                       358          80           9.95           38657          49583
RICHMOND                     357          80            7.6           38626          49553
CULPEPER                     358          80           7.35           38657          49583
CANTON                       358          80          7.275           38657          49583
KELLER                       358       81.23            6.4           38657          49583
NORTH LAS VEGAS              358          80           5.99           38657          49583
LEWISTON                     358       65.79            8.9           38657          49583
NEWAYGO                      358          87            8.5           38657          49583
DAYTON                       357          80           7.45           38626          49553
AUBURN                       358          90           8.35           38657          49583
SPRINGFIELD                  358       78.49            7.4           38657          49583
NORTH PROVIDENCE             358          80           6.75           38657          49583
COLUMBIA                     358          90            9.1           38657          49583
SAINT LOUIS                  358          80           9.45           38657          49583
AUSTINTOWN                   358          95           8.99           38657          49583
SALUDA                       358       51.14            6.5           38657          49583
GAITHERSBURG                 357          80           7.25           38626          49553
AYNOR                        358       78.95            7.2           38657          49583
CHANDLER                     358          80            6.1           38657          49583
AKRON                        358       94.93           7.55           38657          49583
FARRELL                      358          90           8.45           38657          49583
NAPLES                       358       78.69           8.75           38657          49583
OLNEY                        357          90           7.99           38626          49553
TEMPLE HILLS                 358       78.87            6.2           38657          49583
FLINT                        358          90            8.2           38657          49583
BUTLER                       358          80           6.95           38657          49583
WILLOWBROOK                  358       59.15           6.65           38657          49583
CHICAGO                      358          90           8.99           38657          49583
RAYMORE                      358       82.99            8.6           38657          49583
RICHMOND                     358          80          6.575           38657          49583
YARMOUTH                     358          85            9.6           38657          49583
SILOAM SPRINGS               358          50           6.15           38657          49583
BATON ROUGE                  358          80           7.35           38657          49583
CHARLOTTE                    358          80           7.99           38657          49583
ONTARIO                      358          80           6.34           38657          49583
TOLEDO                       358          80           6.05           38657          49583
LOS ANGELES                  358          32            6.4           38657          49583
ATLANTA                      358          90          8.525           38657          49583
ROSWELL                      358          80           6.95           38657          49583
ROCKLIN                      358          80           6.99           38657          49583
CINCINNATI                   358          80            7.8           38657          49583
FAYETTEVILLE                 358          80           6.55           38657          49583
AURORA                       358          80           7.99           38657          49583
SPRING VALLEY                358          90            7.9           38657          49583
ST LOUIS                     358          80           7.55           38657          49583
IONIA                        358          90            8.8           38657          49583
WOODBRIDGE                   358          80           6.15           38657          49583
EUCLID                       358          75          10.65           38657          49583
BOWLING GREEN                358       87.75           8.25           38657          49583
YOUNGSTOWN                   358         100           7.75           38657          49583
INDIANAPOLIS                 358          95           11.4           38657          49583
DETROIT                      358       87.25            8.4           38657          49583
AKRON                        358          90           8.95           38657          49583
ST ALBANS                    358          80           6.75           38657          49583
CRESAPTOWN                   358          95          10.55           38657          49583
MIDDLETOWN                   358          90           9.85           38657          49583
WEST COLUMBIA                358          80           6.99           38657          49583
CHARLOTTE                    358          80            5.9           38657          49583
AUSTELL                      358          90           10.4           38657          49583
COLORADO SPRINGS             358          80           6.45           38657          49583
CASTLE ROCK                  356          80          6.475           38596          49522
ALBUQUERQUE                  356          80          6.575           38596          49522
TERRE HAUTE                  358          85           9.85           38657          49583
WICHITA                      358          75            7.9           38657          49583
EAU CLAIRE                   358       89.99            7.8           38657          49583
DIAMOND BAR                  358       58.18            6.1           38657          49583
ORANGE                       358       53.27           5.99           38657          49583
FORT MYERS                   358          80           9.25           38657          49583
WESTLAKE                     358          80           6.75           38657          49583
SPRINGPORT                   358          85           9.15           38657          49583
PATASKALA                    358          80          6.125           38657          49583
GRAND LEDGE                  358          80           7.65           38657          49583
TOLEDO                       358          90            8.3           38657          49583
CHICAGO                      358          80            6.7           38657          49583
AKRON                        358          80            6.1           38657          49583
WEST HAVEN                   358       80.32            8.5           38657          49583
CLIO                         358          80            6.7           38657          49583
N CHICAGO                    358          90           8.75           38657          49583
WASHINGTON                   358       29.41           5.99           38657          49583
WEST PALM BEACH              357       68.05            5.8           38626          49553
PEMBROKE PINES               176       37.14           6.35           38596          44044
HALLANDALE                   357       59.18          5.875           38626          49553
PHOENIX                      358          80           6.99           38657          49583
PORT SAINT LUCIE             358       74.88           5.99           38657          49583
MANASSAS                     358          80           6.75           38657          49583
BIRDSBORO                    358          95           7.05           38657          49583
CHICAGO                      358          80           9.75           38657          49583
SILVER SPRING                358          80            7.5           38657          49583
FREDERICKSBURG               358          80            6.8           38657          49583
DUPONT                       358          95           9.55           38657          49583
SARATOGA SPRINGS             358          84           5.99           38657          49583
LEESBURG                     178       50.32           6.15           38657          44105
PORTLAND                     358       86.15            8.9           38657          49583
MIDDLETOWN                   358          80            6.5           38657          49583
ST. LOUIS                    358          80           10.3           38657          49583
BLUE ISLAND                  358          83           8.05           38657          49583
WINDHAM                      358          80            7.5           38657          49583
CINCINNATI                   358          85           8.49           38657          49583
KISSIMMEE                    358          80           6.85           38657          49583
GREERS FERRY                 358          85           6.45           38657          49583
QUEEN CREEK                  358          80           7.25           38657          49583
SARASOTA                     358          75           9.75           38657          49583
COLD BROOK                   358          75            8.9           38657          49583
RAYMOND                      358          95           8.99           38657          49583
DETROIT                      358          80            7.7           38657          49583
TERRE HAUTE                  358          80           6.15           38657          49583
TRINITY                      358          80           8.25           38657          49583
WESTBROOK                    358          80           6.25           38657          49583
SEDALIA                      357          95          8.125           38626          49553
EL CENTRO                    357          80            5.8           38626          49553
AVENTURA                     358          85           8.99           38657          49583
EATON RAPIDS                 358          75           6.35           38657          49583
CHICAGO                      358       83.33           7.75           38657          49583
SILVER SPRING                358          80            6.9           38657          49583
ROGERS                       358          80           6.99           38657          49583
WOODRIDGE                    178        49.6            6.2           38657          44105
ATLANTA                      358          80           6.99           38657          49583
RALEIGH                      358          80           6.99           38657          49583
TERRE HAUTE                  358          85           8.55           38657          49583
WASHINGTON                   358          90           6.65           38657          49583
MESA                         358          80           7.75           38657          49583
FISHERS                      358          80           7.25           38657          49583
BOOTHWYN                     358          90            6.9           38657          49583
TOLEDO                       358       64.62            6.1           38657          49583
CLEVELAND                    358          90            8.5           38657          49583
TRAVERSE CITY                358          85           8.75           38657          49583
ARGOS                        358          90            9.5           38657          49583
MIAMI                        358          80           6.75           38657          49583
CINCINNATI                   358          85            8.5           38657          49583
MINNEAPOLIS                  358          75           6.45           38657          49583
SAINT LOUIS                  358          95            9.9           38657          49583
COLUMBUS                     358          80            6.8           38657          49583
BARBERTON                    358       86.97           8.75           38657          49583
GAHANNA                      358          80            6.5           38657          49583
POPLAR GROVE                 358          80            7.2           38657          49583
BEDFORD                      358       82.76            8.2           38657          49583
BETHESDA                     358          80           5.85           38657          49583
SILVER SPRING                358          85           5.99           38657          49583
ST PAUL                      358          80            6.4           38657          49583
HOLLYWOOD                    358       66.67            6.1           38657          49583
NORFOLK                      358          80           7.15           38657          49583
CLINTON                      358          85           9.99           38657          49583
CANTON                       358          85           7.25           38657          49583
COLUMBUS                     358       87.39            8.5           38657          49583
CHICAGO                      358       48.35           6.25           38657          49583
RESTON                       358          80            6.5           38657          49583
HORSEHEADS                   358          90            7.2           38657          49583
COLORADO SPRINGS             358          75           8.65           38657          49583
ORRVILLE                     358          80           7.05           38657          49583
COLUMBUS                     358          85           8.99           38657          49583
ASHEVILLE                    358          90           8.95           38657          49583
SAN SABA                     358          80            8.8           38657          49583
CLINTON                      358          98           9.15           38657          49583
BRASELTON                    358          80            6.9           38657          49583
MILLERSBURG                  358          65            6.5           38657          49583
FREDERICKSBURG               358       62.41           5.85           38657          49583
PITTSBURGH                   358         100           8.99           38657          49583
GRAND HAVEN                  358          80           6.95           38657          49583
CHICAGO                      358          80           8.75           38657          49583
MONROE                       358          80            7.2           38657          49583
DALZELL                      358          90           8.35           38657          49583
LANSING                      358          85            7.4           38657          49583
HAZEL PARK                   358       75.01            9.5           38657          49583
DETROIT                      358          85            9.4           38657          49583
EDMOND                       358       81.13           5.95           38657          49583
OKLAHOMA CITY                358          80            6.7           38657          49583
HICKSVILLE                   358          85           6.85           38657          49583
CHATTANOOGA                  358          85            8.9           38657          49583
VIRGINIA BEACH               358       58.85            5.9           38657          49583
KUNA                         358          80           5.85           38657          49583
ST JOSEPH                    358       83.15           7.95           38657          49583
KANSAS CITY                  356          90           8.15           38596          49522
PALM HARBOR                  356       82.61           6.99           38596          49522
HOSHCTON                     358          90           9.25           38657          49583
ST LOUIS                     358          80           11.3           38657          49583
FOUNTAIN VALLEY              358       57.25           5.99           38657          49583
HONEOYE FALLS                358          75           7.99           38657          49583
SOUTH LAKE TAHOE             358       36.63           6.35           38657          49583
FREDERICK                    358          80            6.7           38657          49583
KISSIMMEE                    358          80            6.5           38657          49583
RIVERSIDE                    358          80           6.49           38657          49583
SATELLITE BEACH              358          80            7.9           38657          49583
SACRAMENTO                   358       22.22           5.75           38657          49583
WIGGINS                      178       24.77           7.15           38657          44105
READING                      358          80            7.4           38657          49583
EXETER                       358          75           7.95           38657          49583
POWELL                       358          85           7.99           38657          49583
COLUMBUS                     358          80           7.66           38657          49583
WEST WAREHAM                 358       89.85            8.6           38657          49583
COLUMBUS                     359        65.7           5.85           38687          49614
SPRINGFIELD                  358        64.1            6.5           38657          49583
OWEN                         358          87           8.05           38657          49583
MEDWAY                       358        49.5           5.99           38657          49583
PROCTORVILLE                 358        34.5            6.6           38657          49583
MYRTLE BEACH                 358          85            9.1           38657          49583
PLANTATION                   357         100           8.17           38626          49553
COLORADO SPRINGS             202         100          12.99           37530          44805
Holbrook                     356          80              6           38565          49491
Mangonia Park                356          80            7.9           38565          49491
Aldie                        356          80          7.125           38565          49491
Chicago                      356          80            7.7           38565          49491
Bethel                       355          90            7.2           38534          49461
Joliet                       355          80           7.65           38534          49461
Mineral                      355          80            7.5           38534          49461
Haxtun                       355          80          6.775           38534          49461
Chino Hills                  356          80           6.35           38565          49491
Piscataway                   355          80            5.3           38534          49461
Toms River                   355       88.68            6.9           38534          49461
Jersey City                  355          85            6.2           38534          49461
Fresno                       356          85           5.25           38565          49491
Renton                       355          80           6.15           38534          49461
Philadelphia                 356          75           5.85           38565          49491
Sterling                     356          80           7.75           38565          49491
Boulder                      356          80          6.025           38565          49491
Jersey City                  356       73.24            7.4           38565          49491
Paterson                     356          80           5.85           38565          49491
Jamaica                      356       89.88            6.7           38565          49491
Calwa                        356          80          6.625           38565          49491
Lodi                         356          80           7.05           38565          49491
Westland                     356          80            6.5           38565          49491
El Mirage                    356          80            7.5           38565          49491
Milford                      356          90           7.25           38565          49491
Lawndale                     356          85            6.5           38565          49491
Santa Clarita                356          80           5.65           38565          49491
Las Vegas                    356          80           6.49           38565          49491
Columbus                     356          80           6.85           38565          49491
Columbia                     356          90           7.49           38565          49491
Lane                         356          90              6           38565          49491
Sacramento                   356          80            6.5           38565          49491
Lenola                       356          85          7.125           38565          49491
Georgetown                   356          80            7.5           38565          49491
Bakersfield                  356          80          6.525           38565          49491
Van Nuys                     355          80          6.625           38534          49461
San Bernardino               356          90          5.875           38565          49491
Mount Rainier                356          80            5.9           38565          49491
Charlotte                    355          90           8.25           38539          49466
Mishawaka                    356          90           7.99           38565          49491
Roulo                        355          90           8.04           38535          49462
Memphis                      356          80              5           38565          49491
Lagrange                     356          80           5.75           38565          49491
Tampa                        356          80           6.15           38565          49491
Yuton                        356         100            7.6           38565          49491
Lake Ridge                   356       79.99          7.875           38565          49491
Berkeley                     356          80           7.45           38565          49491
Stockton                     356         100            5.9           38565          49491
Jonesboro                    356          80           6.75           38565          49491
San Diego                    356       87.24           5.25           38565          49491
Vernon                       356          80           7.14           38565          49491
Ossining                     356          80            6.5           38565          49491
Oakland                      356       65.71          5.875           38565          49491
Tulare                       356       84.24              6           38565          49491
Greenacres                   356          80          6.125           38565          49491
Gainesville                  356       89.72          7.375           38565          49491
SOLEDAD                      355         100          7.125           38534          49461
SANTA CLARITA                355          80           6.75           38534          49461
YUCCA VALLEY                 354          80          6.999           38504          49430
ROANOKE                      353          90           6.75           38473          49400
LINCOLN                      354        35.7          6.125           38504          49430
NEWPORT                      353          95           7.25           38473          49400
LAKE MILTON                  353          85          7.375           38473          49400
BEDFORD                      353          80          6.875           38473          49400
DETROIT                      353       94.44          7.999           38473          49400
SAINT LOUIS                  353       59.09          7.375           38473          49400
HARTFORD CITY                353       76.09          7.625           38473          49400
LENOX                        355          60            6.5           38534          49461
WASHINGTON                   353          68           6.75           38473          49400
NORTH WEBSTER                354       89.81           7.75           38504          49430
RIVERVIEW                    354       79.37          6.375           38504          49430
LA QUINTA                    354       79.99          6.375           38504          49430
JACKSON HEIGHTS              354          80           7.25           38504          49430
FELTON                       353          80          6.375           38473          49400
SAN JOSE                     354          80          6.125           38504          49430
APOPKA                       174       87.86            7.5           38504          43952
COUNCIL BLUFFS               355       88.65              6           38534          49461
CHICAGO                      353          95              6           38473          49400
ATLANTA                      354          80              7           38504          49430
LOS ANGELES                  355          80            6.5           38534          49461
TOOELE                       353          90          7.375           38473          49400
NEW BEDFORD                  355         100            7.5           38534          49461
NORTH DARTMOUTH              353          70            7.5           38473          49400
LAWTON                       354       77.37          5.625           38504          49430
WATERFORD                    355          70          6.375           38534          49461
BRACKENRIDGE                 353       79.93          7.875           38473          49400
VALLEJO                      354          80              6           38504          49430
CHICAGO                      174       83.79            6.5           38504          43952
AVON                         353          95            7.5           38473          49400
ELKHART                      354       92.68           7.75           38504          49430
ORLANDO                      353       78.65           7.75           38473          49400
MILACA                       353       84.85          6.125           38473          49400
AKRON                        354       84.94            7.5           38504          49430
HOFFMAN ESTATES              353          80          6.875           38473          49400
WEST LAFAYETTE               354          95          7.125           38504          49430
RANCHO SANTA MARGARITA       355          80           6.25           38534          49461
SPENCER                      355       93.87           7.25           38534          49461
SAN JOSE                     354          80           5.75           38504          49430
CICERO                       355          85           6.25           38534          49461
REVERE                       355          80           6.25           38534          49461
KAYSVILLE                    354       94.98              7           38504          49430
PORTLAND                     354          90          7.875           38504          49430
NORTH HILLS                  355          90          6.875           38534          49461
SCHENECTADY                  355         100          7.375           38534          49461
CHICAGO                      355       79.79           5.99           38534          49461
CHICAGO                      355          80           8.75           38534          49461
RANCHO CUCAMONGA             355          80              6           38534          49461
SPRING GLEN T/O WAWARSING    355          90              8           38534          49461
SOUTH BEND                   354          80          7.125           38504          49430
SAN DIEGO                    355          80           6.25           38534          49461
MILLBURY                     354       81.29          7.625           38504          49430
CLIFTON PARK                 354          47          6.375           38504          49430
PLAINFIELD                   355          85           7.25           38534          49461
CORNING                      355         100          7.875           38534          49461
LONG BEACH                   355         100          7.625           38534          49461
SAN DIEGO                    355          80           6.25           38534          49461
PITTSBURG                    354          80          5.875           38504          49430
MADISON                      354          80          5.875           38504          49430
BROOKLYN                     355       62.96              6           38534          49461
EL CAJON                     355          70           6.75           38534          49461
TACOMA                       355          80          6.625           38534          49461
IMPERIAL                     355       89.57            6.5           38534          49461
FRESNO                       354       78.89          6.375           38504          49430
EL CAJON                     355          80           6.25           38534          49461
FORT LAUDERDALE              355          95          9.375           38534          49461
PHILADELPHIA                 174          65          7.375           38504          43952
GLENS FALLS                  355          90          8.875           38534          49461
FRESNO                       354       84.51              7           38504          49430
FARMERSVILLE                 355       60.34          5.999           38534          49461
REVERE                       354          90          6.999           38504          49430
HOBOKEN                      355       78.43            6.5           38534          49461
LAWRENCE                     354          95          8.875           38504          49430
DRAPER                       354          80          6.875           38504          49430
COLD SPRINGS                 355       68.66          6.875           38534          49461
METHUEN                      354       44.51          7.375           38504          49430
ORLANDO                      355          85           7.75           38534          49461
CHULA VISTA                  355         100          6.999           38534          49461
CHICAGO                      355         100          7.375           38534          49461
WOODBURY                     355          80            6.5           38534          49461
AUBREY                       355       94.97          8.125           38534          49461
PHENIX CITY                  354          80            6.5           38504          49430
CHELSEA                      355          80          5.999           38534          49461
CHICAGO                      355       50.77          6.875           38534          49461
MIAMI                        354          90           7.25           38504          49430
HAMLIN                       354          90          6.625           38504          49430
EL SOBRANTE                  355          80           5.75           38534          49461
ALBUQUERQUE                  355         100          9.125           38534          49461
MASHPEE                      355          80              6           38534          49461
EL PASO                      355         100           7.75           38534          49461
STREAMWOOD                   355       88.89           7.75           38534          49461
HAMMOND                      354       89.91            7.5           38504          49430
WILLINGBORO                  355          90              8           38534          49461
MONACA                       355          85           7.25           38534          49461
NORRISTOWN                   355          90              9           38534          49461
DES PLAINES                  355          90          8.375           38534          49461
HOPKINS                      355       93.14          7.375           38534          49461
LONGVIEW                     354       79.98           7.25           38504          49430
CORNELIUS                    354       79.47            7.5           38504          49430
GARDEN CITY                  355          80           5.75           38534          49461
LYNWOOD                      355          85           7.75           38534          49461
LAKE WORTH                   355          85           7.25           38534          49461
INDIO                        355          80          6.875           38534          49461
ALEXANDRIA                   355          80          8.125           38534          49461
BROOKLYN                     355       66.99          7.125           38534          49461
RIVERSIDE                    355         100           6.75           38534          49461
DENVER                       355          80            6.5           38534          49461
MURRIETA                     355       79.99           6.75           38534          49461
IRWIN                        355       74.45          6.875           38534          49461
SAINT LOUIS                  355       86.11            8.5           38534          49461
EVESHAM                      355       84.98          7.125           38534          49461
HAYWARD                      355         100           6.75           38534          49461
CINCINNATI                   175       85.99          6.875           38534          43983
DAYTONA BEACH                355          85          7.375           38534          49461
PERRIS                       354         100            7.5           38504          49430
MOUNT PLEASANT               355          80           7.25           38534          49461
SAINT LOUIS                  355         100            7.5           38534          49461
LEBANON                      175          75          7.625           38534          43983
LAKEWOOD                     355          80            5.5           38534          49461
DENVER                       355          80              7           38534          49461
LAS VEGAS                    355         100           6.75           38534          49461
PLAINFIELD                   355          90           6.99           38534          49461
MERCED                       354         100          7.125           38504          49430
NORTH LAS VEGAS              355       84.39           6.75           38534          49461
SAN JACINTO                  355       99.99          6.625           38534          49461
RICHARDSON                   355          80              7           38534          49461
PEORIA                       355          90              8           38534          49461
MIAMI                        355       79.99            7.5           38534          49461
MARGATE                      355       79.05            6.5           38534          49461
BELLPORT                     355       89.63              7           38534          49461
TOLEDO                       355          95          7.375           38534          49461
CHARDON                      355       73.05           8.75           38534          49461
AUBURN                       175       69.54          6.375           38534          43983
WHEELING                     355          90          7.625           38534          49461
CITRUS HEIGHTS               355         100           7.25           38534          49461
WEST PALM BEACH              355          90           6.75           38534          49461
CLARKSTON                    355          95              6           38534          49461
COUNTRY CLUB HILLS           355       83.57            7.5           38534          49461
MANTECA                      354       88.79           6.25           38504          49430
MEXICO                       355          85          8.375           38534          49461
HUNTINGTON PARK              355          80           5.75           38534          49461
PHOENIX                      354       88.15          6.875           38504          49430
TOLEDO                       355       88.78          7.875           38534          49461
NORTH OLMSTED                355          90          8.375           38534          49461
WILLIAMSPORT                 355          85          7.625           38534          49461
SEWICKLEY                    355       73.39           6.25           38534          49461
FALMOUTH                     355         100          8.375           38534          49461
FLUSHING                     355          80          7.125           38534          49461
COLUMBIA                     355       79.82           6.75           38534          49461
PALM SPRINGS                 175       71.76          6.375           38534          43983
CANOGA PARK AREA, LA         354         100          7.875           38504          49430
CLINTON TOWNSHIP             355        85.4          7.125           38534          49461
ALHAMBRA                     355          80          5.375           38534          49461
ATLANTA                      355          95          7.375           38534          49461
WASHINGTON TOWNSHIP          355          80          6.625           38534          49461
CHICAGO                      355       89.72           7.99           38534          49461
AURORA                       355       84.09          6.625           38534          49461
CHICAGO                      355          90          7.625           38534          49461
MURRIETA                     355          80          5.999           38534          49461
YPSILANTI                    355         100          7.999           38534          49461
SCHAUMBURG                   355       89.66          7.125           38534          49461
ATOKA                        175          95           6.75           38534          43983
LANCASTER                    355       88.27           6.75           38534          49461
RANCHO CUCAMONGA             355       88.31          6.875           38534          49461
CHICAGO                      355         100          6.625           38534          49461
GILBERT                      355          75           7.25           38534          49461
DOLTON                       355       84.48           6.99           38534          49461
SUGAR LAND                   355       85.94          6.875           38534          49461
SAINT LOUIS                  355          90          7.625           38534          49461
GROVE CITY                   355       38.17          6.125           38534          49461
MOUNT MORRIS                 355          95          6.875           38534          49461
CHICAGO                      355          90           6.25           38534          49461
HUMBLE                       355       76.47           7.25           38534          49461
HOWELL                       355          95          7.625           38534          49461
DAYTON                       354       84.68              7           38504          49430
AURORA                       355          80          6.999           38534          49461
CHICAGO                      355          80           6.75           38534          49461
CENTEREACH                   355          90              8           38534          49461
MILWAUKEE                    355       80.53          6.999           38534          49461
UPLAND                       355          80            6.5           38534          49461
LANCASTER                    355       79.99          5.375           38534          49461
PALM DESERT                  355       79.55           7.25           38534          49461
RENO                         355          75          6.875           38534          49461
GLADSTONE                    355       79.99           6.25           38534          49461
MONTGOMERY                   355          90              7           38534          49461
STATEN ISLAND                355       89.85          7.875           38534          49461
EUSTIS                       355          95           7.75           38534          49461
EVANSTON                     355          65           4.99           38534          49461
DENVER                       355          80           6.25           38534          49461
LAKE WORTH                   355          90          6.625           38534          49461
POMONA                       355          80          6.125           38534          49461
COLUMBUS                     355       90.23          7.875           38534          49461
CONCORD                      355          90          6.875           38534          49461
SARASOTA                     355       74.19          6.375           38534          49461
HOUSTON                      354       86.01           6.75           38504          49430
WEST JEFFERSON               355       83.16          7.875           38534          49461
MARION                       355          95           8.25           38534          49461
COLCHESTER                   355       76.08          6.999           38534          49461
WEST HOLLYWOOD               355          80            6.5           38534          49461
PORT SAINT LUCIE             355          90           7.75           38534          49461
DOWNEY                       355          80           6.25           38534          49461
CARSON                       354          80          6.625           38504          49430
TRAVERSE CITY                355       84.46              6           38534          49461
MC LEAN                      355       79.65           7.25           38534          49461
KYLE                         355       79.72          7.625           38534          49461
CHICAGO                      355          80           6.75           38534          49461
DOUGLASSVILLE                355          85              7           38534          49461
PARMA                        355          90           8.25           38534          49461
RANCHO CUCAMONGA             355       81.99            6.5           38534          49461
WARRENVILLE                  355       68.81           7.25           38534          49461
DENTON                       355          78            6.5           38534          49461
COMPTON                      355       74.01            6.5           38534          49461
WILLIAMSTON                  355       79.99          7.375           38534          49461
FORT WORTH                   355          80          8.375           38534          49461
WESTMORELAND CITY            355       94.59          7.625           38534          49461
GARLAND                      355          80           7.75           38534          49461
WOODBRIDGE                   355          80              7           38534          49461
CALUMET CITY                 355          90            6.5           38534          49461
PLUMAS LAKE                  355       79.99          5.999           38534          49461
MARION                       355          80            6.5           38534          49461
BRENTWOOD                    355          95          7.125           38534          49461
SALT LAKE CITY               355          90            7.5           38534          49461
SCOTTSDALE                   355          95           7.75           38534          49461
ATTICA T/O ALEXANDER         355          95          6.875           38534          49461
GAHANNA                      355          80          7.125           38534          49461
VERNON HILLS                 355          90           7.25           38534          49461
ROUND ROCK                   355       59.17            6.5           38534          49461
HAMERSVILLE                  355       77.78           6.25           38534          49461
MORRISTOWN                   355       55.19              8           38534          49461
FORT WORTH                   355          80            6.5           38534          49461
BAKERSFIELD                  355          80           6.75           38534          49461
FRESNO                       235       78.43           6.75           38534          45809
JUSTIN                       355       83.33           6.75           38534          49461
OREGON CITY                  355       83.33          6.875           38534          49461
SAN DIEGO                    355       34.58           6.75           38534          49461
GOSHEN                       355          90            6.5           38534          49461
NORTH LAS VEGAS              355       89.69           8.25           38534          49461
CHICAGO                      355          80          6.875           38534          49461
CARNATION                    355       84.92           6.75           38534          49461
LA QUINTA                    355          80           5.75           38534          49461
VALLEJO                      355          80          6.375           38534          49461
BAKERSFIELD                  355         100            6.5           38534          49461
LAKE WORTH                   355          75          7.125           38534          49461
STERLING HEIGHTS             355       86.18           7.25           38534          49461
PALMDALE                     355          80           5.75           38534          49461
DALLAS                       355          90          7.125           38534          49461
APPLE VALLEY                 355          95          7.375           38534          49461
MORENO VALLEY                355          80            5.5           38534          49461
MC KINNEY                    355          80          7.375           38534          49461
RESEDA                       355          80           5.75           38534          49461
ARLINGTON                    175       84.33            7.5           38534          43983
BRAINERD                     355       86.84          6.875           38534          49461
OAKLAND                      355          80          6.999           38534          49461
NEWPORT                      355        60.5           7.25           38534          49461
NORTH RICHLAND HILLS         355          80           7.25           38534          49461
HAWTHORNE                    355          85          6.625           38534          49461
YAKIMA                       355       92.21           7.75           38534          49461
CHICAGO                      175       54.71          6.375           38534          43983
HENDERSON                    355          75            6.5           38534          49461
HACIENDA HEIGHTS             355       88.27          7.875           38534          49461
DEERFIELD BEACH              355          80          6.125           38534          49461
BAY POINT                    355       72.09          5.875           38534          49461
WAITE PARK                   355          80           5.75           38534          49461
CARROLLTON                   355          95           7.75           38534          49461
KENTWOOD                     355          80           7.75           38534          49461
GAITHERSBURG                 355       77.42          6.875           38534          49461
LINCOLN PARK                 355          90              7           38534          49461
OAK LAWN                     355       69.98           6.99           38534          49461
FORT COLLINS                 355          80              7           38534          49461
TEMECULA                     355          80          6.375           38534          49461
HARWOOD HEIGHTS              355       84.24           7.75           38534          49461
SCOTTSDALE                   355       68.18           6.25           38534          49461
NIXA                         355          95          7.875           38534          49461
CHANDLER                     355          80           6.75           38534          49461
OAKLAND                      355          80            5.5           38534          49461
PHOENIX                      355          80           6.75           38534          49461
FOREST GROVE                 355       79.99           6.75           38534          49461
HILLIARD                     355          95            7.5           38534          49461
ELGIN                        355          75           7.25           38534          49461
LESLIE                       355       79.77          6.875           38534          49461
SAN ANTONIO                  355       49.11          7.875           38534          49461
WEST PALM BEACH              355          80              7           38534          49461
PHOENIX                      355          80           6.25           38534          49461
PARK FOREST                  355          95           8.25           38534          49461
SUPERIOR                     355          85              7           38534          49461
LOS ANGELES                  355       78.92          6.125           38534          49461
GILBERT                      355       84.98           7.25           38534          49461
WEST BEND                    355          80              6           38534          49461
STANSBURY PARK               355          80           6.75           38534          49461
LOMITA                       355          80            6.5           38534          49461
PORT COSTA                   355       70.24          5.999           38534          49461
LONG BEACH                   355       79.96           5.25           38534          49461
HUNTINGTON BEACH             355          80           6.25           38534          49461
CANOGA PARK                  355       78.79          5.999           38534          49461
SAN RAFAEL                   355          80           6.25           38534          49461
SUMMERVILLE                  355       79.97           6.25           38534          49461
CENTREVILLE                  355          80            6.5           38534          49461
COLUMBUS                     355          85          8.125           38534          49461
ANTIOCH                      355          80           5.25           38534          49461
KISSIMMEE                    355       79.87           5.75           38534          49461
CHICAGO                      355          80          5.875           38534          49461
ENGLEWOOD                    355          90          7.625           38534          49461
MINNEAPOLIS                  355          75           6.75           38534          49461
RUNNING SPRINGS              355          80          6.125           38534          49461
CINCINNATI                   355       82.75          6.375           38534          49461
RALEIGH                      355          90            6.5           38534          49461
MIAMI                        355          80              6           38534          49461
WILLITS                      355          80          6.375           38534          49461
SAN DIEGO                    355          80          6.125           38534          49461
LANCASTER                    355          80          5.999           38534          49461
COLORADO SPRINGS             355          80          5.999           38534          49461
OGDEN                        355          90          7.125           38534          49461
RESEDA AREA, LOS ANGELES     355          80            5.5           38534          49461
HUNTINGTON BEACH             355          80          6.375           38534          49461
PLEASANT HILL                355          80          5.999           38534          49461
CHERRY VALLEY                355          80          6.875           38534          49461
GENEVA                       355       79.76          7.125           38534          49461
CHICAGO                      355          80           7.25           38534          49461
SEAFORD                      355          80          5.875           38534          49461
MATTESON                     355          90          6.625           38534          49461
MIAMI BEACH                  355       73.33           6.25           38534          49461
SPRING                       355          80            6.5           38534          49461
BAKERSFIELD                  355          80          5.875           38534          49461
IRVINE                       355          80           6.25           38534          49461
MERCER ISLAND                355          70          6.875           38534          49461
LAGUNA NIGUEL                355          80          5.999           38534          49461
DAVENPORT                    355       83.46            6.5           38534          49461
CHICAGO                      355       78.79          6.625           38534          49461
CHULA VISTA                  355       79.99            6.5           38534          49461
PALM SPRINGS                 355          95          7.625           38534          49461
EAST PROVIDENCE              355          90          7.999           38534          49461
YUCCA VALLEY                 355          90          6.875           38534          49461
BROWNSTOWN                   355          85          7.625           38534          49461
AUSTIN                       355       79.99           7.25           38534          49461
SIDNEY                       235          85              7           38534          45809
LEESBURG                     355          80          5.875           38534          49461
LACEY                        355          80              6           38534          49461
SAN DIEGO                    355          80          5.625           38534          49461
BUENA PARK                   355        94.9          6.999           38534          49461
MARYSVILLE                   355          80              6           38534          49461
SEATTLE                      355          80          5.875           38534          49461
YOUNGTOWN                    355          80          6.875           38534          49461
TRACY                        355          80          5.625           38534          49461
FAIR OAKS                    355          80           5.75           38534          49461
SAINT LOUIS                  355          90           7.75           38534          49461
VERMILLION                   355         100          6.625           38534          49461
WALDORF                      355          80          6.125           38534          49461
MINNEAPOLIS                  355          90            7.5           38534          49461
CARSON                       355          80           6.25           38534          49461
FONTANA                      355          85          7.125           38534          49461
WHITE LAKE                   355          80          6.625           38534          49461
CHICO                        355       79.83           6.25           38534          49461
SPRINGFIELD                  355          80          6.875           38534          49461
LAWNDALE                     355          80          5.875           38534          49461
MENIFEE                      355          80           5.25           38534          49461
DENVER                       355       88.53          8.125           38534          49461
CINCINNATI                   355          90          7.125           38534          49461
PASO ROBLES                  355          80          5.375           38534          49461
LAKE WORTH                   355          80            6.5           38534          49461
ARLINGTON                    355          95           6.75           38534          49461
SYRACUSE                     355       86.25           7.25           38534          49461
HOLLIS                       355          80           6.75           38534          49461
PACIFICA                     355          80           5.75           38534          49461
ST. ALBANS                   355          80            5.5           38534          49461
LOS ANGELES                  355       59.69          6.125           38534          49461
GLENDORA                     355       57.47           5.75           38534          49461
PORTLAND                     355          80              6           38534          49461
AURORA                       355          80              6           38534          49461
BAKERSFIELD                  355       79.98          5.999           38534          49461
SACRAMENTO                   355          80          6.125           38534          49461
SACRAMENTO                   355          80          5.875           38534          49461
CHULA VISTA                  355       75.42          5.999           38534          49461
REDDING                      355          80          6.125           38534          49461
STUDIO CITY AREA, LOS ANGE   355          80          5.625           38534          49461
CINCINNATI                   355          85           6.75           38534          49461
PACIFICA                     355          80          5.875           38534          49461
SILVER SPRING                355          80           7.25           38534          49461
GLENDALE HEIGHTS             355       89.02          7.125           38534          49461
LOS ANGELES                  355       79.99           6.75           38534          49461
PORT HUENEME                 355          80          6.375           38534          49461
YUBA CITY                    355          80          5.875           38534          49461
PALM SPRINGS                 355          80          6.875           38534          49461
SCHENECTADY                  355          80           6.25           38534          49461
NEW PRAGUE                   355       45.37          6.625           38534          49461
CASTAIC                      355          80          5.875           38534          49461
BAKERSFIELD                  355       79.98          6.375           38534          49461
MATTAPAN                     355       55.69          5.875           38534          49461
HAMMOND                      355          80           7.75           38534          49461
LOWELL                       355       84.98          8.125           38534          49461
CHICAGO                      355          85           7.75           38534          49461
SYLMAR AREA, LOS ANGELES     355          80           6.25           38534          49461
MISSOULA                     355          80          4.625           38534          49461
MARYSVILLE                   355          90           6.25           38534          49461
RIO LINDA                    355          80              5           38534          49461
FAIRPORT HARBOR              355       42.37          6.625           38534          49461
HIALEAH                      355       50.18          6.999           38534          49461
LAKE WORTH                   355       72.69              7           38534          49461
JAMAICA                      355          80          5.875           38534          49461
CHICAGO                      355       86.19          6.875           38534          49461
FORT LAUDERDALE              355          80          7.625           38534          49461
ANTIOCH                      355          80          6.375           38534          49461
SAN ANTONIO                  355       79.99           7.25           38534          49461
PALM SPRINGS                 355          80          5.375           38534          49461
COTTAGE GROVE                355          80            5.5           38534          49461
CARMICHAEL                   355          80          6.125           38534          49461
RICHMOND                     355          80          5.625           38534          49461
HUNTINGTON BEACH             355          80          6.999           38534          49461
RALEIGH                      355          80          5.875           38534          49461
SAN FRANCISCO                355          80          6.125           38534          49461
TIGARD                       355          80           6.25           38534          49461
TUJUNGA                      355          80          5.999           38534          49461
CAPITOL HEIGHTS              355          80          6.375           38534          49461
PORTLAND                     355          80            6.5           38534          49461
BRAWLEY                      355          90           6.25           38534          49461
SUNNYVALE                    355          80          5.375           38534          49461
BALLWIN                      355       88.51          6.375           38534          49461
TEMECULA                     355          80           6.25           38534          49461
PASADENA                     355          80          6.625           38534          49461
INDEPENDENCE                 355          80          7.625           38534          49461
LITTLE FALLS                 355       91.07          7.625           38534          49461
SAN JOSE                     355          80            5.5           38534          49461
CORONA                       355          80            5.5           38534          49461
BAKERSFIELD                  175       78.26          6.875           38534          43983
FONTANA                      355          80           5.25           38534          49461
TEMECULA                     355          80           5.25           38534          49461
REDMOND                      355       79.66            6.5           38534          49461
GALT                         355          80            6.5           38534          49461
FRESNO                       355       79.66           6.25           38534          49461
MORRISON                     355          80          6.375           38534          49461
SANTA ROSA                   355          80          5.999           38534          49461
OCEANSIDE                    355          80           5.75           38534          49461
SANTEE                       355          80          6.999           38534          49461
NASHVILLE                    355          80          6.375           38534          49461
PROCTORVILLE                 355       82.43          6.375           38534          49461
SILVER SPRING                355          90              8           38534          49461
LITTLETON                    355          90          7.125           38534          49461
HOMESTEAD                    355          80           7.25           38534          49461
IRVING                       355        94.4              8           38534          49461
CHICAGO                      355          90            6.5           38534          49461
LONG BEACH                   355          72           6.75           38534          49461
AVONDALE                     355          80              6           38534          49461
STATELINE                    355          80           6.25           38534          49461
GILROY                       355          80              6           38534          49461
MARION                       355          80          5.875           38534          49461
CHULA VISTA                  355          80            6.5           38534          49461
SEVERNA PARK                 355          80           7.75           38534          49461
FAIRFIELD                    355          80          5.625           38534          49461
MINNEAPOLIS                  355       66.27          5.875           38534          49461
CALABASAS                    355          80          6.625           38534          49461
HAYWARD                      355          90           7.25           38534          49461
TRACY                        355          80              6           38534          49461
CATHEDRAL CITY               355       62.24              6           38534          49461
RIVERSIDE                    355       63.56            6.5           38534          49461
SCOTTSDALE                   355          80          5.875           38534          49461
MONTGOMERY                   355          80          6.625           38534          49461
BROOKEVILLE                  355          80          5.875           38534          49461
AFTON                        355          80              6           38534          49461
OCONOMOWOC                   355       75.93            6.5           38534          49461
CICERO                       355          95              7           38534          49461
TIGARD                       355       69.25           6.75           38534          49461
SANTEE                       355          80           6.75           38534          49461
CYPRESS                      355          80          5.375           38534          49461
NORWALK                      355       77.22          5.875           38534          49461
SALADO                       355       79.91              8           38534          49461
CICERO                       355       89.64          6.625           38534          49461
GREENWICH                    355       58.14          7.375           38534          49461
MINNEAPOLIS                  355       68.97           7.25           38534          49461
HOUSTON                      355       89.66          6.875           38534          49461
VICTORVILLE                  355          80          5.999           38534          49461
LA PORTE                     355          80          6.625           38534          49461
FAIRFIELD                    355          80            5.5           38534          49461
SHAKOPEE                     355          80            6.5           38534          49461
LAKE STEVENS                 355          80           5.75           38534          49461
CHICAGO                      355       49.83          6.625           38534          49461
MARIETTA                     355          80          6.375           38534          49461
PINELLAS PARK                355          85           7.25           38534          49461
ALEXANDRIA                   355          80          7.375           38534          49461
NASHVILLE                    355          80          6.125           38534          49461
OAK VIEW                     355          80          5.999           38534          49461
SACRAMENTO                   355          80           6.25           38534          49461
INDIANAPOLIS                 355       79.98          5.875           38534          49461
TUKWILA                      355       78.03            6.5           38534          49461
FREDERICKSBURG               355       79.99          6.625           38534          49461
ORLANDO                      355          80            6.5           38534          49461
NORTH LAS VEGAS              355          80          6.625           38534          49461
SAN JOSE                     355          80           5.75           38534          49461
PALM HARBOR                  355       79.99            6.5           38534          49461
ST. PETERSBURG               355          80           6.75           38534          49461
MURRIETA                     355          80              6           38534          49461
PITTSBURG                    355          80          5.999           38534          49461
EL CAJON                     355          80          6.375           38534          49461
BAKERSFIELD                  355       71.43          6.999           38534          49461
CHANDLER                     355       79.99          4.875           38534          49461
WESTON                       355          80           6.25           38534          49461
BOLINGBROOK                  355          80          6.875           38534          49461
SALEM                        355          80           6.25           38534          49461
NEW PORT RICHEY              355          80           6.25           38534          49461
SAN MARCOS                   355          80          5.999           38534          49461
DENVER                       355          80           5.75           38534          49461
ELK GROVE                    355       79.98          6.125           38534          49461
ACWORTH                      355          80              6           38534          49461
SPOKANE VALLEY               355          80          6.999           38534          49461
SAN JOSE                     355          80          6.125           38534          49461
NEW KENSINGTON               355         100          6.625           38534          49461
MIAMI                        355          90          7.125           38534          49461
CINCINNATI                   355          85            7.5           38534          49461
EUGENE                       355          80           6.75           38534          49461
FORT WAYNE                   355          90          8.625           38534          49461
LAKE FOREST                  355          80          6.125           38534          49461
RICHMOND                     355          80           5.75           38534          49461
BAKERSFIELD                  355       79.98          6.375           38534          49461
THOUSAND OAKS                355          80          5.375           38534          49461
BECKER                       175          85              7           38534          43983
RIVERDALE                    355          80          6.625           38534          49461
ZIONSVILLE                   355          90            8.5           38534          49461
EAST PALATKA                 355       79.99            6.5           38534          49461
MIAMI                        355          80           5.75           38534          49461
SAN CLEMENTE                 355          80          5.625           38534          49461
LANCASTER                    355       79.84           5.75           38534          49461
CERRITOS                     355          80          5.999           38534          49461
GIBSONTON                    355       89.97            7.5           38534          49461
PORTLAND                     355          80           6.25           38534          49461
LAKE FOREST                  355          80            6.5           38534          49461
SAN BERNARDINO               355          80          5.999           38534          49461
TRINITY                      355          80          5.625           38534          49461
LANDSDOWNE                   355          80          5.875           38534          49461
MORGAN HILL                  355          80            6.5           38534          49461
SAN DIEGO                    355          80          5.999           38534          49461
LAWRENCEVILLE                355          80            6.5           38534          49461
BALDWIN PARK                 355          80           5.99           38534          49461
BENICIA                      355       79.99          6.625           38534          49461
LADERA RANCH                 355          80          5.625           38534          49461
BROOKLYN                     355          80          6.875           38534          49461
MIAMI                        355          80            6.5           38534          49461
LAS VEGAS                    355          80           5.75           38534          49461
HOUSTON                      355          80            6.5           38534          49461
BOILING SPRING LAKES         355       79.99              6           38534          49461
NORTH LAS VEGAS              355          80            6.5           38534          49461
MANASSAS                     355          80          5.625           38534          49461
VICTORVILLE                  355       79.99          6.625           38534          49461
ALEXANDRIA                   355          80          6.125           38534          49461
SALT LAKE CITY               355          80           6.25           38534          49461
VICTORVILLE                  355         100            6.5           38534          49461
COON RAPIDS                  355          80           6.25           38534          49461
CHARLOTTE                    355       79.99           6.75           38534          49461
ORTING                       355          80          6.375           38534          49461
ROCK HILL                    355       79.96          6.625           38534          49461
ELGIN                        355          80            6.5           38534          49461
NILES                        355          80          6.375           38534          49461
SAN JOSE                     355          80          5.375           38534          49461
LAKESIDE                     355          80          5.999           38534          49461
WESTLAND                     355          95          7.999           38534          49461
CUMMING                      355          80            6.5           38534          49461
LAWRENCEVILLE                355          80           6.25           38534          49461
VALPARAISO                   355       86.02          8.125           38534          49461
CERES                        355          80           6.25           38534          49461
PHOENIX                      355       80.02          5.875           38534          49461
LAWRENCEVILLE                355          80              7           38534          49461
FINDLAY                      355          80           6.75           38534          49461
RIVERSIDE                    355          80          6.875           38534          49461
RAMONA                       355          80          5.875           38534          49461
GUADALUPE                    355          80          5.999           38534          49461
MCDONOUGH                    355          80            6.5           38534          49461
COVINGTON                    355          80           5.75           38534          49461
CLINTON                      355          80              6           38534          49461
MESA                         355          80          5.875           38534          49461
STATESVILLE                  355          80          6.375           38534          49461
COMPTON                      355          80           6.25           38534          49461
WOODBRIDGE                   355       55.56          7.125           38534          49461
STREAMWOOD                   355          80          6.625           38534          49461
ROBBINSDALE                  355          80           5.75           38534          49461
CORONA                       355       79.98           6.25           38534          49461
EL CAJON                     355          80          5.875           38534          49461
CHINO HILLS                  355          80          6.375           38534          49461
PARAMOUNT                    355          80            6.5           38534          49461
WALDORF                      355          80          6.375           38534          49461
CHATTANOOGA                  355          80           6.25           38534          49461
PEABODY                      355          80            7.5           38534          49461
BROOKLYN                     355          80          4.999           38534          49461
NAMPA                        355       79.98           7.25           38534          49461
SOUTH GATE                   355          80           5.25           38534          49461
BRONX                        355          80            6.5           38534          49461
LEBANON                      355          80          6.625           38534          49461
ALISO VIEJO                  355          80          6.625           38534          49461
CLAYTON                      355          80          5.875           38534          49461
NEWPORT NEWS                 329          80         10.625           37742          48670
SPRINGFIELD                  335          80         10.125           37926          48853
LOS ANGELES                  177       98.77         10.625           38626          44075
INDIANAPOLIS                 177         100          12.99           38626          44075
VISALIA                      177         100          7.999           38626          44075
ORANGEVALE                   177       91.69          6.375           38626          44075
CENTRAL FALLS                176         100         10.375           38596          44044
MALDEN                       177         100         11.625           38626          44075
ALBUQUERQUE                  176         100           12.5           38596          44044
BEAVERTON                    177         100         10.125           38626          44075
FORT WAYNE                   176         100          9.125           38596          44044
WEST PALM BEACH              176         100          9.125           38596          44044
LA MIRADA                    176          95          9.125           38596          44044
CASSELBERRY                  177         100          9.875           38626          44075
DAYTON                       176         100          9.375           38596          44044
CASSELBERRY                  176         100          7.875           38596          44044
TRUCKEE                      176         100            9.5           38596          44044
SOUTH LAKE TAHOE             177          95         11.124           38626          44075
PHOENIX                      177         100         10.375           38626          44075
CHANDLER                     176         100          8.375           38596          44044
BAKERSFIELD                  176         100          8.875           38596          44044
DENVER                       177         100          9.875           38626          44075
RICHMOND                     177         100          9.375           38626          44075
BLOOMFIELD HILLS             176         100          9.125           38596          44044
ESCONDIDO                    176         100          9.875           38596          44044
GREENACRES                   177         100          9.875           38626          44075
BLUE ISLAND                  177         100         11.375           38626          44075
MAYER                        177         100         10.375           38626          44075
MORENO VALLEY                176         100          9.875           38596          44044
PORT CHARLOTTE               177          90          8.625           38626          44075
PORTERVILLE                  177         100          9.375           38626          44075
CEDAR VALLEY                 176         100          10.75           38596          44044
INGLEWOOD                    177         100          9.875           38626          44075
FYFFE                        177         100         11.125           38626          44075
RICHMOND                     176         100         10.375           38596          44044
MESA                         176         100          9.375           38596          44044
LAS VEGAS                    177         100          9.125           38626          44075
HOLLISTER                    176         100           8.75           38596          44044
COMPTON                      177         100          8.875           38626          44075
MIDDLEBORO                   177         100          9.625           38626          44075
ORLANDO                      176         100           11.5           38596          44044
OCALA                        177          95          9.875           38626          44075
MAPLE VALLEY                 176          95          7.625           38596          44044
PHOENIX                      177         100          8.375           38626          44075
LAKE OSWEGO                  176         100         11.125           38596          44044
HAZEL CREST                  177         100         10.125           38626          44075
APACHE JUNCTION              177         100         11.125           38626          44075
INDIANAPOLIS                 177         100          8.875           38626          44075
SACRAMENTO                   176         100          9.375           38596          44044
PARKER                       177         100         11.125           38626          44075
GODFREY                      176         100         11.125           38596          44044
DELTA                        177         100         10.125           38626          44075
SEYMOUR                      177         100          9.125           38626          44075
ELIZABETHTOWN                176         100          14.25           38596          44044
MURRIETA                     176         100          9.875           38596          44044
MOORE                        177         100         11.125           38626          44075
KENT                         177         100          14.25           38626          44075
ONTARIO                      177       87.82          8.125           38626          44075
ALPHARETTA                   176         100         11.375           38596          44044
INDIANAPOLIS                 177         100          11.99           38626          44075
PARADISE VALLEY              177       82.05         10.125           38626          44075
DENVER                       177         100         10.625           38626          44075
LAKEWOOD                     177         100          8.375           38626          44075
FORT WAYNE                   177       99.99         11.125           38626          44075
HIGHLANDS RANCH              177         100         10.125           38626          44075
PLEASANT GROVE               176         100          9.125           38596          44044
LINN                         176         100         11.125           38596          44044
CORONA                       177          95          8.125           38626          44075
SALINAS                      177          95         10.125           38626          44075
MORENO VALLEY                176         100         10.125           38596          44044
TUCSON                       177         100         11.125           38626          44075
DORCHESTER                   177         100          9.625           38626          44075
TUCSON                       176         100         10.125           38596          44044
BEND                         176         100           8.75           38596          44044
PAYSON                       177         100         11.375           38626          44075
HENDERSON                    177         100          9.375           38626          44075
MURRAY                       177         100         10.375           38626          44075
LAVEEN                       177         100          9.125           38626          44075
DUDLEY                       177         100         10.375           38626          44075
BONNER SPRINGS               176         100         11.125           38596          44044
LAWRENCEVILLE                177         100         11.625           38626          44075
LEBANON JUNCTION             177         100          12.49           38626          44075
SHERWOOD                     176         100          8.625           38596          44044
PERRIS                       177       99.92           7.25           38626          44075
ORLANDO                      177         100          7.125           38626          44075
FIRCREST                     177         100         10.875           38626          44075
KISSIMMEE                    177       99.99             13           38626          44075
MUSKEGON                     177         100          11.25           38626          44075
VANCOUVER                    176         100          8.625           38596          44044
CENTRAL FALLS                176         100         10.375           38596          44044
PITTSBURGH                   177         100          12.25           38626          44075
NORTH PORT                   177         100         10.125           38626          44075
GILBERT                      176          90         10.125           38596          44044
TUCSON                       177         100         10.375           38626          44075
GLENDALE                     177         100         12.125           38626          44075
PROVIDENCE                   177         100          9.375           38626          44075
SPARKS                       177         100         10.125           38626          44075
CHICAGO                      178         100         10.625           38657          44105
CHICAGO HEIGHTS              177         100         10.125           38626          44075
HILLSBORO                    177         100          9.375           38626          44075
BOSTON                       177         100          9.625           38626          44075
GREENWOOD                    177         100          8.875           38626          44075
MORENO VALLEY                176         100           8.75           38596          44044
SALT LAKE CITY               177         100          11.75           38626          44075
LOS ANGELES                  176         100         10.375           38596          44044
FRESNO                       177         100         10.499           38626          44075
PITTSBURG                    176          95           7.75           38596          44044
LAS VEGAS                    177         100          9.125           38626          44075
QUEEN CREEK                  177         100         10.125           38626          44075
LAS VEGAS                    177         100         10.375           38626          44075
PAPILLION                    177         100         11.125           38626          44075
SAN FRANCISCO                177         100          7.999           38626          44075
TRACY                        177          95          6.375           38626          44075
LOS ANGELES                  177         100           10.5           38626          44075
MAPLE VALLEY                 176         100         10.125           38596          44044
BRIGHTON                     176         100         10.125           38596          44044
FARMINGTON HILLS             177         100          9.375           38626          44075
PRINEVILLE                   177         100         10.125           38626          44075
PILGER                       177         100         11.125           38626          44075
ALBUQUERQUE                  177         100         10.625           38626          44075
THORNTON                     177         100          9.125           38626          44075
APPLE VALLEY                 177         100          9.875           38626          44075
THORNTON                     177         100          8.875           38626          44075
WHITE HALL                   177         100         10.125           38626          44075
VIRGINIA BEACH               177         100         10.125           38626          44075
OAKLAND                      177         100          9.375           38626          44075
PHOENIX                      177         100         10.375           38626          44075
GRESHAM                      177         100         10.125           38626          44075
RIALTO                       177         100          9.999           38626          44075
SAINT LOUIS                  177         100          8.875           38626          44075
LAS VEGAS                    177         100          9.375           38626          44075
FORT WORTH                   177         100          9.999           38626          44075
EAST CANTON                  177         100          9.625           38626          44075
EVERGREEN PARK               177         100         10.125           38626          44075
CHUBBUCK                     177         100          11.99           38626          44075
BOISE                        177         100         10.125           38626          44075
LOS ANGELES                  177       98.08          9.875           38626          44075
IONE                         177         100         11.875           38626          44075
HILLSBORO                    177         100         10.125           38626          44075
PAYETTE                      177         100          11.99           38626          44075
CLEARFIELD                   177         100          7.875           38626          44075
SPRINGFIELD                  177         100          8.875           38626          44075
SUGAR HILL                   177         100         10.375           38626          44075
NEWMAN                       177         100          9.375           38626          44075
CHESTER                      177         100         11.125           38626          44075
BURIEN                       177         100         10.125           38626          44075
PORTLAND                     177         100           8.75           38626          44075
RANDOLPH                     177         100         10.125           38626          44075
JACKSONVILLE                 177         100         11.375           38626          44075
COLUMBUS                     177         100         11.125           38626          44075
RICHMOND                     177         100         11.125           38626          44075
LOUISVILLE                   177         100         11.125           38626          44075
FORDLAND                     177         100         11.125           38626          44075
ORLANDO                      177         100           12.5           38626          44075
SAINT LOUIS                  177         100         11.125           38626          44075
LAS VEGAS                    177         100         10.375           38626          44075
STONE MOUNTAIN               177         100          9.375           38626          44075
COLLINSVILLE                 177         100         11.625           38626          44075
PARAGOULD                    177       97.01         10.125           38626          44075
CRYSTAL                      177         100         11.375           38626          44075
CEDAR VALLEY                 177         100          9.125           38626          44075
PALM COAST                   176         100             11           38596          44044
O FALLON                     177         100          9.125           38626          44075
ALBUQUERQUE                  177         100         10.375           38626          44075
NAMPA                        177         100          14.25           38626          44075
LANSING                      177         100         10.125           38626          44075
LAS VEGAS                    177          95          9.125           38626          44075
BOISE                        177         100         11.375           38626          44075
HENDERSON                    177         100          8.375           38626          44075
BALTIMORE                    177         100           9.75           38626          44075
ANTIOCH                      177         100          8.375           38626          44075
DELHI                        177         100          8.375           38626          44075
CLACKAMAS                    177         100         10.125           38626          44075
TRACY                        177         100          9.375           38626          44075
PRINEVILLE                   177         100          8.625           38626          44075
TRACY                        177          95          9.999           38626          44075
BUFORD                       177         100         10.375           38626          44075
HAYWARD                      177         100          9.375           38626          44075
ORANGE CITY                  177         100         10.125           38626          44075
COLUMBUS                     177         100          11.99           38626          44075
NORTH PORT                   177         100          9.125           38626          44075
WINDERMERE                   177         100         11.875           38626          44075
VISTA                        177         100          8.375           38626          44075
DAVENPORT                    177         100          14.75           38626          44075
PORTLAND                     177         100         10.125           38626          44075
BANKS                        177         100         10.125           38626          44075
SYLVANIA                     177         100           11.5           38626          44075
COVINGTON                    177       92.68          7.625           38626          44075
PHILADELPHIA                 177         100          7.875           38626          44075
COLORA                       177         100          9.125           38626          44075
BATTLE CREEK                 177         100         10.125           38626          44075
PORTERVILLE                  177         100          9.499           38626          44075
REVERE                       177         100         10.625           38626          44075
VICTORVILLE                  177         100         10.125           38626          44075
FONTANA                      177         100          9.375           38626          44075
QUEEN CREEK                  177         100         10.125           38626          44075
MOLINE                       177         100          13.74           38626          44075
VALRICO                      177         100         10.125           38626          44075
ROXBURY                      177         100         11.375           38626          44075
WASHINGTON                   177         100         13.625           38626          44075
HAVERHILL                    177         100         10.375           38626          44075
HAWTHORNE                    177         100          9.875           38626          44075
SANDY                        177         100           12.5           38626          44075
CASTLEWOOD                   177         100         11.125           38626          44075
WEST VALLEY CITY             177         100          13.25           38626          44075
QUEEN CREEK                  177         100         10.625           38626          44075
PAYSON                       177         100          9.625           38626          44075
INDEPENDENCE                 177         100         11.125           38626          44075
PASADENA                     177          95          8.125           38626          44075
SALINAS                      177         100          9.999           38626          44075
COLORADO SPRINGS             177         100         10.125           38626          44075
ALBUQUERQUE                  177         100          9.375           38626          44075
LOS ANGELES                  177         100          8.499           38626          44075
POWDER SPRINGS               177         100         10.375           38626          44075
DULUTH                       177         100          7.375           38626          44075
SAN DIEGO                    177         100            7.5           38626          44075
CHULA VISTA                  177         100          9.625           38626          44075
PLANT CITY                   177         100         10.125           38626          44075
DALLAS                       176         100          9.375           38596          44044
LAS VEGAS                    177         100         10.125           38626          44075
PATTERSON                    177         100          9.999           38626          44075
SALEM                        177         100          8.375           38626          44075
DALLAS                       177         100          8.999           38626          44075
PLANT CITY                   177         100          9.875           38626          44075
KENDALLVILLE                 177         100         10.125           38626          44075
DANVILLE                     177         100          9.999           38626          44075
PASCO                        177         100          8.625           38626          44075
LYNCHBURG                    177         100         11.125           38626          44075
VANCOUVER                    177         100         10.125           38626          44075
AVON                         177         100         10.125           38626          44075
PARAMOUNT                    177         100         10.625           38626          44075
BLACKFOOT                    177         100         10.125           38626          44075
LOVELAND                     177         100         10.125           38626          44075
SALT LAKE CITY               177         100          9.375           38626          44075
MEBANE                       177         100          10.75           38626          44075
MAGNA                        177         100         11.999           38626          44075
FRAMINGHAM                   177         100          9.375           38626          44075
ORLANDO                      177         100          8.625           38626          44075
DELTONA                      177         100         10.125           38626          44075
TIGARD                       177         100         10.125           38626          44075
SAN LORENZO                  177         100          9.999           38626          44075
TROY                         177         100         10.125           38626          44075
SCIO                         177         100          11.99           38626          44075
MC COOK                      177         100          11.25           38626          44075
DORAL                        177         100         10.125           38626          44075
ALBUQUERQUE                  177         100          9.625           38626          44075
STOCKTON                     177         100         10.125           38626          44075
DUVALL                       177          90          8.125           38626          44075
NAMPA                        177         100          8.625           38626          44075
MURRAYVILLE                  177         100             13           38626          44075
RANCHO SANTA MARGARITA       177         100          8.625           38626          44075
JACKSONVILLE                 177         100         13.125           38626          44075
ANTHEM                       177         100         10.125           38626          44075
PARAMOUNT                    177         100         10.125           38626          44075
PORTLAND                     177          95         10.375           38626          44075
BRENTWOOD                    177          95          9.999           38626          44075
FAIRVIEW                     177         100         10.125           38626          44075
HOOPER                       177         100         10.125           38626          44075
HERCULES                     177         100          8.375           38626          44075
PUYALLUP                     177         100         10.125           38626          44075
MANTECA                      177         100          9.375           38626          44075
DALLAS                       177       99.99         11.375           38626          44075
LANCASTER                    177          95          11.25           38626          44075
ANDERSON                     177         100           10.5           38626          44075
PHOENIX                      177         100         12.125           38626          44075
BROCKTON                     177         100         10.375           38626          44075
SCOTTSDALE                   177         100          8.125           38626          44075
SARATOGA SPRINGS             177         100          9.125           38626          44075
ORLANDO                      177         100         13.125           38626          44075
YACOLT                       177         100         10.125           38626          44075
VANCOUVER                    177         100         10.375           38626          44075
MANCHESTER                   177         100         10.375           38626          44075
VANCOUVER                    177       98.15         10.125           38626          44075
SPRING HILL                  177         100          8.625           38626          44075
BRADENTON                    177         100         11.375           38626          44075
NORTH LAS VEGAS              177         100          9.375           38626          44075
BUCKEYE                      177         100         12.125           38626          44075
MESA                         177         100         10.125           38626          44075
VALLEY CENTER                177         100          9.999           38626          44075
LAKE WORTH                   177         100         11.375           38626          44075
ANDERSON                     177         100         10.625           38626          44075
SANTA MARIA                  177         100          9.999           38626          44075
CALLAHAN                     177         100          9.125           38626          44075
NORTH PORT                   177         100          8.625           38626          44075
EXETER                       177         100          9.125           38626          44075
AMERICAN CANYON              177         100          9.999           38626          44075
SAINT LOUIS                  177         100         10.375           38626          44075
ALHAMBRA                     177         100          9.999           38626          44075
PORTLAND                     177         100         10.125           38626          44075
TUCSON                       177         100          8.125           38626          44075
RENO                         177         100         10.375           38626          44075
CASSELBERRY                  177         100          7.875           38626          44075
GLENDALE                     177         100         10.375           38626          44075
CONCORD                      177         100         10.125           38626          44075
MESA                         177         100          9.125           38626          44075
AUBURN                       177         100          9.625           38626          44075
SCOTTSDALE                   177         100          8.875           38626          44075
ALBUQUERQUE                  177         100         10.375           38626          44075
LAS VEGAS                    177         100          9.375           38626          44075
GLENDALE                     177         100          8.375           38626          44075
KIMMELL                      177         100          7.125           38626          44075
NAMPA                        177         100          9.125           38626          44075
HAYWARD                      177         100           7.25           38626          44075
TRENTON                      177         100          12.99           38626          44075
VIRGINIA BEACH               177         100         10.375           38626          44075
LAYTON                       177         100         10.125           38626          44075
PHOENIX                      177         100         10.125           38626          44075
ARCADIA                      177         100          12.99           38626          44075
WOODS CROSS                  177         100          9.375           38626          44075
CALDWELL                     177         100         10.125           38626          44075
HARRIMAN                     177         100         11.125           38626          44075
MEMPHIS                      177         100             13           38626          44075
TALLAHASSEE                  177         100         10.125           38626          44075
BEAVERTON                    177         100         10.125           38626          44075
MORENO VALLEY                177         100          9.999           38626          44075
CRANSTON                     177         100          9.875           38626          44075
SALEM                        177         100         10.125           38626          44075
SOLEDAD                      177       86.67          9.999           38626          44075
NORRISTOWN                   177         100         10.125           38626          44075
VANCOUVER                    177         100          9.375           38626          44075
PLEASANTON                   177         100          7.999           38626          44075
CHATTANOOGA                  177         100          9.875           38626          44075
FLINT                        177         100          8.625           38626          44075
ANTIOCH                      177         100          8.375           38626          44075
VALLEJO                      177         100          9.125           38626          44075
BROOKLYN                     177         100         10.125           38626          44075
ATLANTA                      177         100         10.375           38626          44075
WATERFORD                    177         100         10.125           38626          44075
HANOVER PARK                 177         100         10.125           38626          44075
COMPTON                      177         100          9.999           38626          44075
AUBURN                       177         100           11.5           38626          44075
BAY POINT                    177         100          9.375           38626          44075
FALL CITY                    177         100          9.125           38626          44075
PORT HURON                   177         100         10.125           38626          44075
CAMBRIDGE                    177         100         10.125           38626          44075
ESPARTO                      177         100          9.999           38626          44075
LAS VEGAS                    177         100         10.875           38626          44075
WORCESTER                    177         100          9.125           38626          44075
ERIE                         177         100           10.5           38626          44075
HOLT                         177         100         10.125           38626          44075
WINTHROP                     177         100         10.125           38626          44075
CITRUS HEIGHTS               177         100         10.125           38626          44075
ARVADA                       177         100          7.375           38626          44075
COLUMBUS                     177         100         10.125           38626          44075
PALM COAST                   177         100         13.125           38626          44075
DETROIT                      177         100         14.125           38626          44075
SYRACUSE                     177         100          12.75           38626          44075
DENVER                       177         100         10.125           38626          44075

City                    Servicing Fee     Interest Paid   Next Due Date Original Balance
                                                To Date
------------------------------------------------------------------------------------
Jennings                      0.5          1/1/2006        2/1/2006           53550
Signal Mountain               0.5         11/1/2005       12/1/2005          131500
Fremont                       0.5         11/1/2005       12/1/2005          500000
Jamaica                       0.5         11/1/2005       12/1/2005          282100
Elkhart                       0.5         11/1/2005       12/1/2005           89300
Pueblo                        0.5         11/1/2005       12/1/2005          164700
Trenton                       0.5          9/1/2005       10/1/2005           84800
Hockessin                     0.5         10/1/2005       11/1/2005          585000
Plymouth                      0.5         11/1/2005       12/1/2005          248000
Bel Nor                       0.5         11/1/2005       12/1/2005           35150
Akron                         0.5         11/1/2005       12/1/2005           78800
Hudson                        0.5         11/1/2005       12/1/2005          255008
Chicago                       0.5         11/1/2005       12/1/2005          236000
Hatton                        0.5         11/1/2005       12/1/2005           96800
Boise                         0.5         12/1/2005        1/1/2006          116000
Hartland                      0.5         11/1/2005       12/1/2005          174400
Augusta                       0.5         10/1/2005       11/1/2005           76000
Lewisville                    0.5         11/1/2005       12/1/2005          172000
Cragin                        0.5         11/1/2005       12/1/2005          229500
Oak Park                      0.5         11/1/2005       12/1/2005          300000
Sugar Land                    0.5         10/1/2005       11/1/2005           98625
Newark                        0.5         11/1/2005       12/1/2005          493905
Simi Valley                   0.5         11/1/2005       12/1/2005          366000
Upland                        0.5         11/1/2005       12/1/2005          382500
Sarasota                      0.5         11/1/2005       12/1/2005          183920
Queensbury                    0.5         11/1/2005       12/1/2005          171000
Middletown                    0.5         11/1/2005       12/1/2005          125000
Wellston                      0.5          9/1/2005       10/1/2005          168750
Highland                      0.5         11/1/2005       12/1/2005          161000
Saint Louis                   0.5         11/1/2005       12/1/2005           86700
Jeffersonville                0.5         11/1/2005       12/1/2005           75000
Miami                         0.5         11/1/2005       12/1/2005          146610
Gumbo                         0.5         11/1/2005       12/1/2005          360000
Miramar                       0.5          9/1/2005       10/1/2005          120000
New Brunswick                 0.5         11/1/2005       12/1/2005          255000
East Brunswick                0.5         11/1/2005       12/1/2005          256000
Marne                         0.5         12/1/2005        1/1/2006           57800
Blythe                        0.5         11/1/2005       12/1/2005           67500
Chesterfield                  0.5         11/1/2005       12/1/2005          110000
Southfield                    0.5         11/1/2005       12/1/2005          148000
Roscommon                     0.5         11/1/2005       12/1/2005          100000
Pasadena                      0.5         11/1/2005       12/1/2005          342000
Portland                      0.5         10/1/2005       11/1/2005          162000
Valley Stream                 0.5         12/1/2005        1/1/2006          520000
Middleboro                    0.5         11/1/2005       12/1/2005          495000
Bowdoinham                    0.5         11/1/2005       12/1/2005          279365
Mogadore                      0.5         11/1/2005       12/1/2005          144000
Charlotte                     0.5         11/1/2005       12/1/2005           86400
Orlando                       0.5         12/1/2005        1/1/2006          164000
Meriden                       0.5         11/1/2005       12/1/2005          210600
Jackson                       0.5         11/1/2005       12/1/2005           95000
Huffman                       0.5         11/1/2005       12/1/2005           76500
Downey                        0.5         11/1/2005       12/1/2005          910000
Chula Vista                   0.5         11/1/2005       12/1/2005          580000
Calexico                      0.5         11/1/2005       12/1/2005          152000
Lake Montezuma                0.5         10/1/2005       11/1/2005          175000
San Diego                     0.5         11/1/2005       12/1/2005          308000
San Diego                     0.5         11/1/2005       12/1/2005          305500
Margate                       0.5         11/1/2005       12/1/2005          209250
Columbia                      0.5         11/1/2005       12/1/2005          129000
Cloverly                      0.5         11/1/2005       12/1/2005          231000
Lakeland                      0.5         11/1/2005       12/1/2005          161910
Kihei                         0.5         11/1/2005       12/1/2005          255000
Anchorage                     0.5         11/1/2005       12/1/2005           59500
Wagner                        0.5         11/1/2005       12/1/2005          378900
Rincon                        0.5         12/1/2005        1/1/2006          124800
Davie                         0.5         10/1/2005       11/1/2005          221000
Orlando                       0.5         11/1/2005       12/1/2005           90000
Apopka                        0.5         11/1/2005       12/1/2005          291200
Merced                        0.5         11/1/2005       12/1/2005          252000
Monona                        0.5         11/1/2005       12/1/2005          161500
Huntley                       0.5         11/1/2005       12/1/2005          135120
Perris                        0.5         11/1/2005       12/1/2005          403750
Universal                     0.5         11/1/2005       12/1/2005           79900
Cleveland                     0.5          9/1/2005       10/1/2005          111200
Arlington                     0.5          9/1/2005       10/1/2005           86441
Ldhl                          0.5         11/1/2005       12/1/2005           53100
Gate                          0.5         11/1/2005       12/1/2005          163200
Southaven                     0.5         11/1/2005       12/1/2005          117000
Kismet                        0.5         11/1/2005       12/1/2005          340000
Norwalk                       0.5         11/1/2005       12/1/2005          289250
Perth Amboy                   0.5         11/1/2005       12/1/2005          265800
Carrollton                    0.5         11/1/2005       12/1/2005          396000
East End                      0.5         10/1/2005       11/1/2005           85500
Audubon                       0.5         11/1/2005       12/1/2005          260000
West Jordan                   0.5         11/1/2005       12/1/2005          224700
Antioch                       0.5         11/1/2005       12/1/2005          138000
Dixmoor                       0.5         11/1/2005       12/1/2005           72000
Rodeo                         0.5         11/1/2005       12/1/2005          588000
Cherrytown                    0.5         11/1/2005       12/1/2005          128000
Naranja                       0.5         11/1/2005       12/1/2005          153750
Tacoma                        0.5         11/1/2005       12/1/2005          210000
Lawrence                      0.5         11/1/2005       12/1/2005           60000
Foxridge                      0.5         11/1/2005       12/1/2005          393364
Detroit                       0.5         11/1/2005       12/1/2005          188100
Ypsilanti                     0.5         10/1/2005       11/1/2005          104500
Detroit                       0.5         11/1/2005       12/1/2005          127500
Grand Blanc                   0.5         10/1/2005       11/1/2005          321200
Brandon                       0.5         10/1/2005       11/1/2005          198075
Shreveport                    0.5          9/1/2005       10/1/2005          114000
Arvada                        0.5         11/1/2005       12/1/2005          383500
Leominster                    0.5         12/1/2005        1/1/2006          132000
Columbus                      0.5         10/1/2005       11/1/2005           86250
Visalia                       0.5         10/1/2005       11/1/2005          121125
Elk Grove                     0.5         11/1/2005       12/1/2005          314250
Ceres                         0.5         11/1/2005       12/1/2005          253000
Jupiter                       0.5         11/1/2005       12/1/2005          244800
Sherrills Ford                0.5         11/1/2005       12/1/2005          106400
Merrifield                    0.5         11/1/2005       12/1/2005          216000
Tampa                         0.5         11/1/2005       12/1/2005           71100
Orlando                       0.5         11/1/2005       12/1/2005          157500
Davie                         0.5         10/1/2005       11/1/2005          160000
Topeka                        0.5         11/1/2005       12/1/2005           68900
Merced                        0.5         11/1/2005       12/1/2005          251198
Chula Vista                   0.5         11/1/2005       12/1/2005          344000
Highland                      0.5         11/1/2005       12/1/2005          250800
Kahuku                        0.5         11/1/2005       12/1/2005          332500
Los Angeles                   0.5         12/1/2005        1/1/2006          430000
North Las Vegas               0.5         12/1/2005        1/1/2006          212250
Largo                         0.5         11/1/2005       12/1/2005          455000
Vancouver                     0.5         11/1/2005       12/1/2005          146000
Covell                        0.5         11/1/2005       12/1/2005          161100
Omaha                         0.5         11/1/2005       12/1/2005          112500
Palm Coast                    0.5         11/1/2005       12/1/2005          102400
Miami                         0.5         11/1/2005       12/1/2005          500000
Belle Vernon                  0.5         11/1/2005       12/1/2005           68000
Lakeland                      0.5         11/1/2005       12/1/2005          192000
Elk Grove                     0.5         11/1/2005       12/1/2005          322200
Visalia                       0.5         11/1/2005       12/1/2005          118000
Joliet                        0.5         11/1/2005       12/1/2005          419900
Coatesville                   0.5         11/1/2005       12/1/2005          113900
Mira Loma                     0.5         12/1/2005        1/1/2006          394000
Taylors                       0.5         11/1/2005       12/1/2005           82900
Staunton                      0.5         11/1/2005       12/1/2005          121600
Alloway                       0.5          1/1/2006        2/1/2006          201400
Woodbury                      0.5         12/1/2005        1/1/2006          300000
Orlando                       0.5         12/1/2005        1/1/2006          242250
Loudville                     0.5         11/1/2005       12/1/2005          268000
Wells                         0.5         11/1/2005       12/1/2005          192000
Holly                         0.5         11/1/2005       12/1/2005          144000
Calif City                    0.5         11/1/2005       12/1/2005          180500
Flat Rock                     0.5         11/1/2005       12/1/2005           65600
Corpus Christi                0.5         11/1/2005       12/1/2005           68900
Mendoza                       0.5         11/1/2005       12/1/2005           72800
San Antonio                   0.5         11/1/2005       12/1/2005           60000
Midland                       0.5         12/1/2005        1/1/2006           49900
North Las Vegas               0.5         11/1/2005       12/1/2005          252000
Long Beach                    0.5         11/1/2005       12/1/2005          567000
Nashua                        0.5         11/1/2005       12/1/2005          267900
Hoover                        0.5         10/1/2005       11/1/2005          133000
Antioch                       0.5         11/1/2005       12/1/2005          130000
Dolton                        0.5         11/1/2005       12/1/2005          127800
Sheridan                      0.5         11/1/2005       12/1/2005          108000
Miami                         0.5          9/1/2005       10/1/2005          308000
Redland                       0.5         11/1/2005       12/1/2005          202101
Foxridge                      0.5         11/1/2005       12/1/2005          455600
Glyndon                       0.5         11/1/2005       12/1/2005          153000
Seymour                       0.5         10/1/2005       11/1/2005           92100
Manchester                    0.5         11/1/2005       12/1/2005           63000
Kissimmee                     0.5          9/1/2005       10/1/2005          102000
Orlando                       0.5         11/1/2005       12/1/2005          166500
Bellflower                    0.5         11/1/2005       12/1/2005          389000
Miami                         0.5         10/1/2005       11/1/2005          196000
Stephens City                 0.5         11/1/2005       12/1/2005          382500
Topeka                        0.5         10/1/2005       11/1/2005           63500
Vienna                        0.5         11/1/2005       12/1/2005          647275
Las Vegas                     0.5         11/1/2005       12/1/2005          108550
Hammond                       0.5         11/1/2005       12/1/2005           61600
Pontiac                       0.5         11/1/2005       12/1/2005           96000
Miami                         0.5         11/1/2005       12/1/2005          330000
Omaha                         0.5         11/1/2005       12/1/2005           86500
Yuba City                     0.5         11/1/2005       12/1/2005          224000
Muscoy                        0.5         11/1/2005       12/1/2005          512000
Holland                       0.5         12/1/2005        1/1/2006          136000
La Crosse                     0.5          2/1/2006        3/1/2006           63750
Knoxville                     0.5         12/1/2005        1/1/2006          146400
Georgetown                    0.5         11/1/2005       12/1/2005           78300
Danville                      0.5         11/1/2005       12/1/2005           68000
Auburn                        0.5         11/1/2005       12/1/2005          280000
Richton Park                  0.5         11/1/2005       12/1/2005          212000
Austin                        0.5         11/1/2005       12/1/2005           92000
Modello                       0.5         11/1/2005       12/1/2005          184000
Tacoma                        0.5         12/1/2005        1/1/2006          153000
Fontana                       0.5         11/1/2005       12/1/2005          270000
Tempe                         0.5         12/1/2005        1/1/2006          120510
Commerce                      0.5         12/1/2005        1/1/2006          255000
Kismet                        0.5         11/1/2005       12/1/2005          240000
Sepulveda                     0.5         11/1/2005       12/1/2005          499000
Mount Sinai                   0.5         12/1/2005        1/1/2006          475000
Irvington                     0.5         12/1/2005        1/1/2006          237500
Buffalo                       0.5         11/1/2005       12/1/2005           86800
Jamaica                       0.5         11/1/2005       12/1/2005          376512
Newburgh                      0.5         11/1/2005       12/1/2005          201100
Sepulveda                     0.5         11/1/2005       12/1/2005          353900
Brodheadsville                0.5         11/1/2005       12/1/2005          351000
Antelope                      0.5         11/1/2005       12/1/2005          446500
Sacramento                    0.5         11/1/2005       12/1/2005          220000
Fresno                        0.5         11/1/2005       12/1/2005          318250
Ripon                         0.5         11/1/2005       12/1/2005          450000
Vallejo                       0.5         11/1/2005       12/1/2005          440000
Modesto                       0.5         11/1/2005       12/1/2005          399000
Raymore                       0.5         11/1/2005       12/1/2005          173600
Park Ridge                    0.5         11/1/2005       12/1/2005          538000
Winnetka                      0.5         11/1/2005       12/1/2005          412250
Belvedere                     0.5         10/1/2005       11/1/2005           56980
Auburn                        0.5          9/1/2005       10/1/2005          107100
La Center                     0.5         12/1/2005        1/1/2006          153000
Delaware                      0.5         10/1/2005       11/1/2005          131000
Galion                        0.5         12/1/2005        1/1/2006           87000
Humble                        0.5         11/1/2005       12/1/2005          110200
Strathmore                    0.5         11/1/2005       12/1/2005           79500
Mount Vernon                  0.5         11/1/2005       12/1/2005          334400
East Orange                   0.5         11/1/2005       12/1/2005          212500
Redland                       0.5          9/1/2005       10/1/2005          615000
Fredericksburg                0.5         10/1/2005       11/1/2005          407550
Charleston                    0.5         11/1/2005       12/1/2005          142500
Stone Mountain                0.5         11/1/2005       12/1/2005          204000
Decatur                       0.5         12/1/2005        1/1/2006           92900
Lawndale                      0.5         11/1/2005       12/1/2005          490500
Cleveland                     0.5         11/1/2005       12/1/2005           79200
Thousand Oaks                 0.5         11/1/2005       12/1/2005          481490
WILDOMAR                      0.5         11/1/2005       12/1/2005          203200
Denver                        0.5         11/1/2005       12/1/2005          150540
Downey                        0.5         11/1/2005       12/1/2005          106000
New Berlin                    0.5         11/1/2005       12/1/2005           55000
Lakeland                      0.5         11/1/2005       12/1/2005           76000
Napa                          0.5         10/1/2005       11/1/2005          374000
Mangonia Park                 0.5         12/1/2005        1/1/2006          112500
Port Charlotte                0.5         11/1/2005       12/1/2005          148750
Lvpl                          0.5         11/1/2005       12/1/2005          112000
Santa Clarita                 0.5         11/1/2005       12/1/2005          492000
Four Corners                  0.5         11/1/2005       12/1/2005          228000
Dellwood                      0.5         11/1/2005       12/1/2005           62500
Memphis                       0.5          9/1/2005       10/1/2005          175000
Orlando                       0.5         11/1/2005       12/1/2005           99000
Baldy Mesa                    0.5         11/1/2005       12/1/2005          174000
Kansas City                   0.5         11/1/2005       12/1/2005          175750
Rockford                      0.5         12/1/2005        1/1/2006           57600
Atlanta                       0.5         10/1/2005       11/1/2005           79000
Glenwood                      0.5         11/1/2005       12/1/2005          101250
Versailles                    0.5         11/1/2005       12/1/2005           70400
Billerica                     0.5         12/1/2005        1/1/2006          137000
Staten Island                 0.5         10/1/2005       11/1/2005          243800
Valencia                      0.5         12/1/2005        1/1/2006          516000
Sun Valley                    0.5         11/1/2005       12/1/2005          384000
Compton                       0.5         10/1/2005       11/1/2005          251250
Cucamonga                     0.5         11/1/2005       12/1/2005          296000
Valencia                      0.5         11/1/2005       12/1/2005          391200
Riverview                     0.5          9/1/2005       10/1/2005          200000
Wenatchee                     0.5         11/1/2005       12/1/2005         94477.5
Crofton                       0.5         11/1/2005       12/1/2005          184000
Baton Rouge                   0.5         11/1/2005       12/1/2005          880000
Dayton                        0.5         11/1/2005       12/1/2005           56000
Devon                         0.5         11/1/2005       12/1/2005           64000
Fresno                        0.5         11/1/2005       12/1/2005          188000
Claremont                     0.5         11/1/2005       12/1/2005          289002
Fresno                        0.5         11/1/2005       12/1/2005          148000
Stockton                      0.5         11/1/2005       12/1/2005          240000
Avondale                      0.5         11/1/2005       12/1/2005          198900
Baton Rouge                   0.5         11/1/2005       12/1/2005          102500
Sun City                      0.5          9/1/2005       10/1/2005          405000
Jacksonville                  0.5         11/1/2005       12/1/2005          399920
Orlando                       0.5         11/1/2005       12/1/2005          124400
Clearwater                    0.5         11/1/2005       12/1/2005          117280
Philadelphia                  0.5         11/1/2005       12/1/2005           40500
San Francisco                 0.5         11/1/2005       12/1/2005          535200
Chino                         0.5         11/1/2005       12/1/2005          508000
Stockton                      0.5         11/1/2005       12/1/2005          270000
North Hollywood               0.5         11/1/2005       12/1/2005          436000
La Quinta                     0.5         11/1/2005       12/1/2005          420000
Odenton                       0.5         11/1/2005       12/1/2005          316350
Rockford                      0.5         12/1/2005        1/1/2006           79000
Sioux Falls                   0.5         12/1/2005        1/1/2006           59500
Gilbert                       0.5         12/1/2005        1/1/2006          437513
Solon                         0.5         11/1/2005       12/1/2005          206000
Detroit                       0.5         11/1/2005       12/1/2005           55300
Detroit                       0.5         11/1/2005       12/1/2005           94500
Dinuba                        0.5         11/1/2005       12/1/2005          129750
North Las Vegas               0.5         11/1/2005       12/1/2005          327250
Citrus Heights                0.5         11/1/2005       12/1/2005          395100
Naranja                       0.5         10/1/2005       11/1/2005          185000
Kroger                        0.5         11/1/2005       12/1/2005          108000
Lithonia                      0.5         11/1/2005       12/1/2005           88000
Alpharetta                    0.5         11/1/2005       12/1/2005          252000
Whitelaw                      0.5         11/1/2005       12/1/2005           96000
Boise                         0.5         12/1/2005        1/1/2006          164000
Walla Walla                   0.5         11/1/2005       12/1/2005          119200
Seattle                       0.5         11/1/2005       12/1/2005          204750
Renton                        0.5         11/1/2005       12/1/2005          269600
Cypress                       0.5         10/1/2005       11/1/2005          463250
Winnetka                      0.5         11/1/2005       12/1/2005          365000
Cimarron                      0.5         12/1/2005        1/1/2006          444000
Paterson                      0.5         11/1/2005       12/1/2005          350000
Fontana                       0.5         11/1/2005       12/1/2005          472500
Inglewood                     0.5         10/1/2005       11/1/2005          408750
Lakewood                      0.5         11/1/2005       12/1/2005          403000
Miami                         0.5         10/1/2005       11/1/2005          250000
Las Cruces                    0.5         11/1/2005       12/1/2005          105200
Moreno Valley                 0.5         11/1/2005       12/1/2005          400000
San Diego                     0.5         12/1/2005        1/1/2006          520000
West Jordan                   0.5         11/1/2005       12/1/2005          108800
Goode                         0.5         12/1/2005        1/1/2006           50000
Hiler                         0.5         11/1/2005       12/1/2005           79200
Kansas City                   0.5         11/1/2005       12/1/2005           68500
Wilmington                    0.5         12/1/2005        1/1/2006           59850
Warren                        0.5         11/1/2005       12/1/2005          155920
Harvey                        0.5          9/1/2005       10/1/2005           96800
Slidell                       0.5          9/1/2005       10/1/2005          119200
Dudley                        0.5         12/1/2005        1/1/2006           51000
Grand Island                  0.5         11/1/2005       12/1/2005           54400
Boise                         0.5         11/1/2005       12/1/2005           77200
Morrison                      0.5         12/1/2005        1/1/2006          140000
Darnestown                    0.5         11/1/2005       12/1/2005          675000
San Clemente                  0.5         11/1/2005       12/1/2005          304000
Neuse                         0.5         11/1/2005       12/1/2005        224679.2
Grand Blanc                   0.5         11/1/2005       12/1/2005           94000
Bonita                        0.5         10/1/2005       11/1/2005          520000
Palmdale                      0.5         11/1/2005       12/1/2005          543750
Donna                         0.5         11/1/2005       12/1/2005           53000
Omaha                         0.5         11/1/2005       12/1/2005          110400
Mound                         0.5         11/1/2005       12/1/2005          330000
Malta                         0.5         12/1/2005        1/1/2006          262000
Seattle                       0.5          9/1/2005       10/1/2005          225000
Miami                         0.5         10/1/2005       11/1/2005          357300
Centerville                   0.5         11/1/2005       12/1/2005          172000
Miami                         0.5         10/1/2005       11/1/2005          242250
Lynn Haven                    0.5         11/1/2005       12/1/2005          151700
Conyers                       0.5         11/1/2005       12/1/2005          229500
Whiting                       0.5         11/1/2005       12/1/2005          225000
Ophir                         0.5         11/1/2005       12/1/2005          293600
Laguna Beach                  0.5         11/1/2005       12/1/2005          975000
Los Angeles                   0.5         11/1/2005       12/1/2005          324000
Arleta                        0.5         11/1/2005       12/1/2005          406400
Detroit                       0.5         11/1/2005       12/1/2005          195000
Sacramento                    0.5         11/1/2005       12/1/2005          274400
Sacramento                    0.5         11/1/2005       12/1/2005          196000
Cleveland                     0.5         12/1/2005        1/1/2006           52000
Gulfport                      0.5         11/1/2005       12/1/2005          580000
Columbia                      0.5         11/1/2005       12/1/2005          281000
Miami                         0.5         11/1/2005       12/1/2005          264000
Miami                         0.5         10/1/2005       11/1/2005          170400
Atlanta                       0.5         11/1/2005       12/1/2005          160000
Atlanta                       0.5         11/1/2005       12/1/2005          172940
Matlacha                      0.5         11/1/2005       12/1/2005          494000
Miami                         0.5         11/1/2005       12/1/2005          400890
Norfolk                       0.5         12/1/2005        1/1/2006          124800
Altamonte                     0.5         11/1/2005       12/1/2005          136000
Tuscawilla                    0.5         11/1/2005       12/1/2005          178500
Austin                        0.5         11/1/2005       12/1/2005          188000
Desoto                        0.5         11/1/2005       12/1/2005          133400
Indianapolis                  0.5         11/1/2005       12/1/2005           68000
Carteret                      0.5         12/1/2005        1/1/2006          195000
Walland                       0.5         11/1/2005       12/1/2005          159000
Detroit                       0.5         11/1/2005       12/1/2005           47700
Griffith                      0.5         12/1/2005        1/1/2006          419500
Riverview                     0.5         11/1/2005       12/1/2005          125000
Emerson                       0.5         10/1/2005       11/1/2005           79800
Rainbow                       0.5         11/1/2005       12/1/2005          691306
Arcadia                       0.5         11/1/2005       12/1/2005           52275
Minooka                       0.5         10/1/2005       11/1/2005          133600
Chicago                       0.5         11/1/2005       12/1/2005          128000
Riner                         0.5         12/1/2005        1/1/2006          119700
Gilbert                       0.5         11/1/2005       12/1/2005          262700
Sun City                      0.5         11/1/2005       12/1/2005          585000
Stratham                      0.5          9/1/2005       10/1/2005          306000
Midway                        0.5         11/1/2005       12/1/2005           53000
Las Vegas                     0.5         12/1/2005        1/1/2006           77600
College Park                  0.5         11/1/2005       12/1/2005          237725
Las Vegas                     0.5         11/1/2005       12/1/2005          352000
                              0.5         11/1/2005       12/1/2005          264000
Fort Mohave                   0.5         11/1/2005       12/1/2005          192000
West Bridgewater              0.5         11/1/2005       12/1/2005          378400
Farmingdale                   0.5         11/1/2005       12/1/2005          375000
Saint Cloud                   0.5         11/1/2005       12/1/2005          167500
Trenton                       0.5         11/1/2005       12/1/2005          369900
Detroit                       0.5         11/1/2005       12/1/2005           50000
Phoenix                       0.5         11/1/2005       12/1/2005          350000
Glendale                      0.5         11/1/2005       12/1/2005          150000
Buena Park                    0.5         11/1/2005       12/1/2005          391000
Huntington Beach              0.5         11/1/2005       12/1/2005          525000
Elyria                        0.5         11/1/2005       12/1/2005           79900
Midwest City                  0.5         11/1/2005       12/1/2005           64800
Grove                         0.5         11/1/2005       12/1/2005          290000
Moreno                        0.5         11/1/2005       12/1/2005          315000
Highlands                     0.5         11/1/2005       12/1/2005          213350
Decatur                       0.5         11/1/2005       12/1/2005          169900
Atlanta                       0.5         11/1/2005       12/1/2005          382400
Ellenwood                     0.5         11/1/2005       12/1/2005          366320
Atlanta                       0.5         12/1/2005        1/1/2006        135082.4
Stowe                         0.5         11/1/2005       12/1/2005          129600
Berkley                       0.5         12/1/2005        1/1/2006           74320
Riverton                      0.5         11/1/2005       12/1/2005          166000
Clifton                       0.5         12/1/2005        1/1/2006           65700
Merrimack                     0.5         12/1/2005        1/1/2006          152000
Detroit                       0.5         11/1/2005       12/1/2005          127200
Peoria                        0.5         11/1/2005       12/1/2005          112500
Volo                          0.5         11/1/2005       12/1/2005          199200
Bakersfield                   0.5         12/1/2005        1/1/2006          163600
San Gabriel                   0.5         10/1/2005       11/1/2005          510000
El Cajon                      0.5         11/1/2005       12/1/2005          320000
Lake Worth                    0.5          9/1/2005       10/1/2005          150000
Linden                        0.5         10/1/2005       11/1/2005          268000
Roseville                     0.5         11/1/2005       12/1/2005          328000
Las Vegas                     0.5         12/1/2005        1/1/2006          230243
Fry                           0.5         11/1/2005       12/1/2005          214800
Tacoma                        0.5         11/1/2005       12/1/2005          185250
San Bernardino                0.5         11/1/2005       12/1/2005          223000
Covina                        0.5         11/1/2005       12/1/2005          360000
La Puente                     0.5         11/1/2005       12/1/2005          437100
Fresno                        0.5         11/1/2005       12/1/2005          176000
Escondido                     0.5         12/1/2005        1/1/2006          810000
Hazelwood                     0.5         12/1/2005        1/1/2006          189465
Miner                         0.5         11/1/2005       12/1/2005           43200
Kenosha                       0.5         11/1/2005       12/1/2005          247000
Walnut Creek                  0.5         11/1/2005       12/1/2005          545600
Morongo Valley                0.5         11/1/2005       12/1/2005          188000
Las Vegas                     0.5         11/1/2005       12/1/2005       371815.75
Springfield                   0.5         12/1/2005        1/1/2006          416000
Alafaya                       0.5         12/1/2005        1/1/2006          123750
Osseo                         0.5         11/1/2005       12/1/2005          164900
River Edge                    0.5         12/1/2005        1/1/2006          391297
Palm Bay                      0.5         11/1/2005       12/1/2005          183200
Watts                         0.5         11/1/2005       12/1/2005          294000
Mira Loma                     0.5         11/1/2005       12/1/2005          360000
West Covina                   0.5         10/1/2005       11/1/2005          432000
Irwindale                     0.5         11/1/2005       12/1/2005          510000
San Fernando                  0.5         11/1/2005       12/1/2005          510000
Perris                        0.5          9/1/2005       10/1/2005          394000
Fry                           0.5         11/1/2005       12/1/2005          145600
Orland                        0.5         11/1/2005       12/1/2005          276000
Bakersfield                   0.5         11/1/2005       12/1/2005          164000
San Jose                      0.5         11/1/2005       12/1/2005          467373
San Jose                      0.5         11/1/2005       12/1/2005          438434
Firebaugh                     0.5         12/1/2005        1/1/2006          114075
Redondo Beach                 0.5         11/1/2005       12/1/2005          630000
Palmdale                      0.5         11/1/2005       12/1/2005          238500
Detroit                       0.5         11/1/2005       12/1/2005           72000
Leominster                    0.5         11/1/2005       12/1/2005          151600
Natick                        0.5         11/1/2005       12/1/2005          473500
Yarmouth                      0.5         11/1/2005       12/1/2005          354000
Redmond                       0.5         12/1/2005        1/1/2006          455760
Bone                          0.5          9/1/2005       10/1/2005           60800
Cimarron Hills                0.5         11/1/2005       12/1/2005          175965
Brewster                      0.5         11/1/2005       12/1/2005           85000
Cimarron Hills                0.5         11/1/2005       12/1/2005          121500
Bothell                       0.5         11/1/2005       12/1/2005          293200
Auburn                        0.5         11/1/2005       12/1/2005          299950
Cimarron Hills                0.5         11/1/2005       12/1/2005          171000
Caldwell                      0.5         11/1/2005       12/1/2005          307800
Ruston                        0.5         11/1/2005       12/1/2005          264000
Claiborne                     0.5          9/1/2005       10/1/2005          165600
Southaven                     0.5         10/1/2005       11/1/2005          185900
Oceanside                     0.5         11/1/2005       12/1/2005          266250
Bartlett                      0.5         11/1/2005       12/1/2005          131920
Brockton                      0.5         11/1/2005       12/1/2005          270000
Salisbury                     0.5         11/1/2005       12/1/2005          224000
Baltimore                     0.5         11/1/2005       12/1/2005          270300
Winchester                    0.5         11/1/2005       12/1/2005          374000
Bakersfield                   0.5         11/1/2005       12/1/2005          198000
Hollister                     0.5         11/1/2005       12/1/2005          460000
San Jose                      0.5         11/1/2005       12/1/2005          531000
Roseville                     0.5         11/1/2005       12/1/2005          860000
Bell                          0.5         11/1/2005       12/1/2005          558000
Hazard                        0.5         11/1/2005       12/1/2005          429000
Claremont                     0.5         11/1/2005       12/1/2005          540000
Glendale                      0.5         11/1/2005       12/1/2005          571500
Detroit                       0.5         12/1/2005        1/1/2006          190000
Las Vegas                     0.5         10/1/2005       11/1/2005          361600
Weymouth                      0.5         11/1/2005       12/1/2005           67500
Tucson                        0.5         11/1/2005       12/1/2005          261000
Stone Mountain                0.5         11/1/2005       12/1/2005           66400
Mableton                      0.5         11/1/2005       12/1/2005          270000
Mount Pleasant                0.5         11/1/2005       12/1/2005          362100
Ozark                         0.5         11/1/2005       12/1/2005          152000
Otsego                        0.5         11/1/2005       12/1/2005          251910
Kismet                        0.5         11/1/2005       12/1/2005          324000
Lacey                         0.5         11/1/2005       12/1/2005          155200
Downey                        0.5         11/1/2005       12/1/2005          369000
Albuquerque                   0.5         11/1/2005       12/1/2005          258500
Las Vegas                     0.5         11/1/2005       12/1/2005          224000
Herriman                      0.5         12/1/2005        1/1/2006          243520
Eagle Rock                    0.5         11/1/2005       12/1/2005           70000
Arrowbear Lake                0.5         11/1/2005       12/1/2005          180000
Rincon                        0.5         12/1/2005        1/1/2006          137750
Bronx                         0.5         11/1/2005       12/1/2005          260000
Miami                         0.5         11/1/2005       12/1/2005          285000
Naples                        0.5         11/1/2005       12/1/2005          279200
Castle                        0.5         10/1/2005       11/1/2005           50100
Shelbyville                   0.5         11/1/2005       12/1/2005          122000
Peoria                        0.5         11/1/2005       12/1/2005          159250
Richton Park                  0.5         11/1/2005       12/1/2005           96000
Detroit                       0.5         11/1/2005       12/1/2005           55000
Dover                         0.5         11/1/2005       12/1/2005           89900
Rolling Meadows               0.5         12/1/2005        1/1/2006          114400
Princeton                     0.5         11/1/2005       12/1/2005          111800
Memphis                       0.5         11/1/2005       12/1/2005           80000
Lockport                      0.5         11/1/2005       12/1/2005           75200
Sepulveda                     0.5         11/1/2005       12/1/2005          412000
Chicago                       0.5         11/1/2005       12/1/2005          128800
Bellingham                    0.5         11/1/2005       12/1/2005          236000
Lisle                         0.5         11/1/2005       12/1/2005          121900
Faribault                     0.5         11/1/2005       12/1/2005          137500
Red Bluff                     0.5         11/1/2005       12/1/2005          157500
Bristol                       0.5         10/1/2005       11/1/2005          152000
Vista                         0.5         11/1/2005       12/1/2005          510000
La Puente                     0.5         11/1/2005       12/1/2005          522000
Fontana                       0.5         11/1/2005       12/1/2005          212000
Lugo                          0.5         11/1/2005       12/1/2005          400000
La Puente                     0.5         11/1/2005       12/1/2005          370000
Santa Clarita                 0.5         11/1/2005       12/1/2005          531892
Laurel                        0.5         11/1/2005       12/1/2005          140000
Rosedale                      0.5         11/1/2005       12/1/2005          240000
Castle Rock                   0.5         12/1/2005        1/1/2006          153020
Aurora                        0.5         11/1/2005       12/1/2005          223848
Aurora                        0.5         11/1/2005       12/1/2005          143920
Colorado Springs              0.5         11/1/2005       12/1/2005          118000
Aurora                        0.5         11/1/2005       12/1/2005          140000
Englewood                     0.5         11/1/2005       12/1/2005          161500
Highlands                     0.5         12/1/2005        1/1/2006          370400
Guilford                      0.5         11/1/2005       12/1/2005          215000
Brockton                      0.5         11/1/2005       12/1/2005          212800
Lynn                          0.5         11/1/2005       12/1/2005          264000
Lexington                     0.5         11/1/2005       12/1/2005           77000
Fresno                        0.5         11/1/2005       12/1/2005          124508
Wappinger                     0.5         11/1/2005       12/1/2005          169000
Flagg                         0.5         10/1/2005       11/1/2005           84000
Stevensville                  0.5         11/1/2005       12/1/2005          396650
Sylmar                        0.5         12/1/2005        1/1/2006          350400
Torrance                      0.5         11/1/2005       12/1/2005          508500
San Diego                     0.5         11/1/2005       12/1/2005          367200
Cucamonga                     0.5         11/1/2005       12/1/2005          324000
Salem                         0.5          9/1/2005       10/1/2005          276000
Raleigh                       0.5         11/1/2005       12/1/2005          149000
North Oaks                    0.5         11/1/2005       12/1/2005          260400
Orange                        0.5         10/1/2005       11/1/2005          196000
Chicago                       0.5         11/1/2005       12/1/2005           89600
Chicago                       0.5         11/1/2005       12/1/2005          270000
Chicago                       0.5         11/1/2005       12/1/2005          860000
Crestview                     0.5         11/1/2005       12/1/2005          256500
Berlin                        0.5         11/1/2005       12/1/2005           82000
Saugus                        0.5         11/1/2005       12/1/2005          272000
Aurora                        0.5         11/1/2005       12/1/2005          146400
Reece                         0.5         11/1/2005       12/1/2005           70200
Lees Summit                   0.5         11/1/2005       12/1/2005           89900
Nampa                         0.5         11/1/2005       12/1/2005          115590
Topeka                        0.5         11/1/2005       12/1/2005           69550
Aurora                        0.5         11/1/2005       12/1/2005          172000
Castle Rock                   0.5         11/1/2005       12/1/2005          155428
Sylmar                        0.5         12/1/2005        1/1/2006          344000
Roanoke                       0.5         11/1/2005       12/1/2005          124000
Palmdale                      0.5         11/1/2005       12/1/2005          441750
Houston                       0.5         11/1/2005       12/1/2005          113592
Fresno                        0.5         11/1/2005       12/1/2005          131266
Oak Park                      0.5         11/1/2005       12/1/2005          360000
North Manchester              0.5         11/1/2005       12/1/2005           55920
Buchanan                      0.5         12/1/2005        1/1/2006           68000
Homewood                      0.5         10/1/2005       11/1/2005          229000
Kersey                        0.5         11/1/2005       12/1/2005          103600
Bruceville                    0.5         12/1/2005        1/1/2006           62500
Richmond                      0.5         12/1/2005        1/1/2006           50000
Jamison                       0.5         11/1/2005       12/1/2005           74900
Hatton                        0.5         11/1/2005       12/1/2005           90250
Livermore                     0.5         11/1/2005       12/1/2005          110000
Hayward                       0.5         11/1/2005       12/1/2005          384000
Riverside                     0.5         11/1/2005       12/1/2005          383200
Elk Grove                     0.5         11/1/2005       12/1/2005          348500
Escondido                     0.5         12/1/2005        1/1/2006          457500
Miami                         0.5         11/1/2005       12/1/2005          320000
Aurora                        0.5         11/1/2005       12/1/2005          140000
Brighton                      0.5         11/1/2005       12/1/2005          149016
Denver                        0.5         11/1/2005       12/1/2005          152000
Aurora                        0.5         11/1/2005       12/1/2005          183514
Tulsa                         0.5         11/1/2005       12/1/2005           59900
Luna                          0.5         10/1/2005       11/1/2005           57000
Coleta                        0.5         11/1/2005       12/1/2005           87305
San Antonio                   0.5         12/1/2005        1/1/2006          112788
Katy                          0.5         12/1/2005        1/1/2006          117140
Memphis                       0.5         10/1/2005       11/1/2005          144932
Nashville                     0.5         10/1/2005       11/1/2005          136230
Brighton                      0.5         12/1/2005        1/1/2006          161113
Aurora                        0.5         11/1/2005       12/1/2005          199200
Tacoma                        0.5         11/1/2005       12/1/2005          250000
Denver                        0.5         11/1/2005       12/1/2005          269066
Jacksonville                  0.5         11/1/2005       12/1/2005          460000
Center                        0.5         11/1/2005       12/1/2005           68000
Moquah                        0.5         11/1/2005       12/1/2005           75500
Eastwick                      0.5         11/1/2005       12/1/2005          215000
Rankin                        0.5         10/1/2005       11/1/2005          155000
Enhaut                        0.5         11/1/2005       12/1/2005           63900
                              0.5         11/1/2005       12/1/2005          136800
Everett                       0.5         11/1/2005       12/1/2005          355000
Camby                         0.5         11/1/2005       12/1/2005          111900
BRIDGEPORT                    0.5         10/1/2005       11/1/2005          227500
ELIZABETH                     0.5         11/1/2005       12/1/2005          255000
FRANKLIN                      0.5        10/29/2005      11/29/2005          106250
Lake                          0.5         11/1/2005       12/1/2005           63650
Rossville                     0.5         10/1/2005       11/1/2005           79200
Akron                         0.5         11/1/2005       12/1/2005           85500
Mansfield                     0.5         11/1/2005       12/1/2005           61470
Indianapolis                  0.5         10/1/2005       11/1/2005           40500
Turtle Creek                  0.5         11/1/2005       12/1/2005           61200
Pottersville                  0.5         11/1/2005       12/1/2005           40000
Buffalo                       0.5         11/1/2005       12/1/2005           72200
Tallahassee                   0.5         11/1/2005       12/1/2005           63000
Jacksonville                  0.5         11/1/2005       12/1/2005           88200
Chicago                       0.5         11/1/2005       12/1/2005           49000
Baton Rouge                   0.5         10/1/2005       11/1/2005          580745
Stuart                        0.5         11/1/2005       12/1/2005          272000
Pittsburgh                    0.5         11/1/2005       12/1/2005           40500
Raytown                       0.5         11/1/2005       12/1/2005          120000
Hubbard                       0.5          9/1/2005       10/1/2005           56000
Moreno Valley                 0.5         11/1/2005       12/1/2005          190000
Salem                         0.5         10/1/2005       11/1/2005           92000
Inglewood                     0.5         11/1/2005       12/1/2005          414000
Lake Charles                  0.5          9/1/2005       10/1/2005           45000
Baton Rouge                   0.5         11/1/2005       12/1/2005           49860
Gardena                       0.5         11/1/2005       12/1/2005          321480
Riverside                     0.5         11/1/2005       12/1/2005          248800
Detroit                       0.5         10/1/2005       11/1/2005           40050
Corona                        0.5         11/1/2005       12/1/2005          330000
Rantoul                       0.5         12/1/2005        1/1/2006           54245
Akron                         0.5         11/1/2005       12/1/2005           83700
Philadelphia                  0.5         11/1/2005       12/1/2005           53000
Allegheny                     0.5         11/1/2005       12/1/2005           92400
NORTH HIGHLANDS               0.5         10/1/2005       11/1/2005          243000
Klein                         0.5         11/1/2005       12/1/2005          270400
Massapequa                    0.5         11/1/2005       12/1/2005          436500
Parkville                     0.5         11/1/2005       12/1/2005          360000
Glen                          0.5         11/1/2005       12/1/2005          117000
Candler                       0.5         11/1/2005       12/1/2005          108000
Naomi                         0.5         11/1/2005       12/1/2005          131100
Corona                        0.5         12/1/2005        1/1/2006          415000
Hudson                        0.5         10/1/2005       11/1/2005           46600
Quinton                       0.5         11/1/2005       12/1/2005           44000
Franklin                      0.5         12/1/2005        1/1/2006           77500
Portland                      0.5         12/1/2005        1/1/2006           48875
Fresno                        0.5         12/1/2005        1/1/2006          132200
Lykens                        0.5         11/1/2005       12/1/2005           41000
Oak Park                      0.5         11/1/2005       12/1/2005          337500
Columbus                      0.5         11/1/2005       12/1/2005           99000
Memphis                       0.5         11/1/2005       12/1/2005           71200
Ewing                         0.5         11/1/2005       12/1/2005          293250
Lehigh                        0.5         12/1/2005        1/1/2006           48000
Kilby                         0.5         11/1/2005       12/1/2005           78300
Walloomsac                    0.5         11/1/2005       12/1/2005           58850
Melbourne                     0.5         11/1/2005       12/1/2005          480000
Plyler                        0.5         11/1/2005       12/1/2005           44650
Baker                         0.5         11/1/2005       12/1/2005           85000
Trenton                       0.5         10/1/2005       11/1/2005          156000
Garden Grove                  0.5         11/1/2005       12/1/2005           64980
Randolph                      0.5         11/1/2005       12/1/2005           59500
Batavia                       0.5         12/1/2005        1/1/2006           56100
Kissimmee                     0.5         11/1/2005       12/1/2005          110400
Etna                          0.5         11/1/2005       12/1/2005           70200
Fairmount                     0.5         11/1/2005       12/1/2005           40500
Scottsdale                    0.5         11/1/2005       12/1/2005          445000
Candler                       0.5         11/1/2005       12/1/2005           27000
Gilbert                       0.5         11/1/2005       12/1/2005          320001
Greenwood                     0.5         11/1/2005       12/1/2005           56950
Miami                         0.5         11/1/2005       12/1/2005           46000
Vallejo                       0.5         10/1/2005       11/1/2005          487500
Garland                       0.5         12/1/2005        1/1/2006           65600
Stratmoor Hills               0.5         11/1/2005       12/1/2005          338482
29 Palms                      0.5          1/1/2006        2/1/2006          124000
Carrollton                    0.5         11/1/2005       12/1/2005          128000
Orlando                       0.5         11/1/2005       12/1/2005           66400
Somerville                    0.5         11/1/2005       12/1/2005          547500
Garland                       0.5         11/1/2005       12/1/2005           66400
Lake Charles                  0.5         10/1/2005       11/1/2005           66000
San Diego                     0.5         11/1/2005       12/1/2005           73700
Everett                       0.5         11/1/2005       12/1/2005          377150
Commack                       0.5         11/1/2005       12/1/2005          472500
Columbus                      0.5         11/1/2005       12/1/2005          264000
Lake Isabella                 0.5         11/1/2005       12/1/2005          114750
Palm Coast                    0.5         12/1/2005        1/1/2006          196000
Gates Mills                   0.5         11/1/2005       12/1/2005          346700
San Diego                     0.5         11/1/2005       12/1/2005           75000
Atlanta                       0.5         11/1/2005       12/1/2005           61000
Yaphank                       0.5         11/1/2005       12/1/2005          204000
Ocean City                    0.5         11/1/2005       12/1/2005          440800
Palm Desert                   0.5         11/1/2005       12/1/2005           58000
Vale                          0.5         11/1/2005       12/1/2005           64800
Walden                        0.5         10/1/2005       11/1/2005          261250
Deer Park                     0.5         11/1/2005       12/1/2005          373265
Bayou Vista                   0.5          9/1/2005       10/1/2005           63810
Milo                          0.5         11/1/2005       12/1/2005           60000
North Chelmsford              0.5         11/1/2005       12/1/2005          266000
Belding                       0.5         11/1/2005       12/1/2005           72000
Drew                          0.5         11/1/2005       12/1/2005          120000
Loganville                    0.5         11/1/2005       12/1/2005          137200
Northampton                   0.5         11/1/2005       12/1/2005          260000
Milwaukee                     0.5         11/1/2005       12/1/2005           62700
Jamison                       0.5         11/1/2005       12/1/2005           68400
Spokane                       0.5         11/1/2005       12/1/2005          232000
Heer Park                     0.5         11/1/2005       12/1/2005          373120
Fort Wayne                    0.5         11/1/2005       12/1/2005          187000
Fort Edward                   0.5         10/1/2005       11/1/2005          108000
Lebanon                       0.5         11/1/2005       12/1/2005          192600
Davie                         0.5         10/1/2005       11/1/2005          369750
Columbus                      0.5         10/1/2005       11/1/2005           79200
Double Oak                    0.5         11/1/2005       12/1/2005          460000
Redland                       0.5         11/1/2005       12/1/2005           80000
North Lima                    0.5         10/1/2005       11/1/2005           54000
Farmingville                  0.5         11/1/2005       12/1/2005          260000
Lithonia                      0.5         11/1/2005       12/1/2005          116250
Hazelwood                     0.5         11/1/2005       12/1/2005           78400
Wooster                       0.5          9/1/2005       10/1/2005           85000
Sumner                        0.5         11/1/2005       12/1/2005           62320
Lithonia                      0.5         11/1/2005       12/1/2005          549000
Denton                        0.5         11/1/2005       12/1/2005          122000
San Jacinto                   0.5         11/1/2005       12/1/2005        268838.4
San Jacinto                   0.5         10/1/2005       11/1/2005           67210
Hesperia                      0.5         11/1/2005       12/1/2005           65598
Allegheny                     0.5         12/1/2005        1/1/2006           51375
Escondido                     0.5         12/1/2005        1/1/2006          380800
Monroe                        0.5         11/1/2005       12/1/2005          394000
East                          0.5         11/1/2005       12/1/2005           52000
Coleta                        0.5         11/1/2005       12/1/2005           47200
Kimball                       0.5         12/1/2005        1/1/2006          121900
Glassport                     0.5         11/1/2005       12/1/2005           49600
Concord                       0.5         10/1/2005       11/1/2005          103000
Redland                       0.5         11/1/2005       12/1/2005           20000
San Diego                     0.5         11/1/2005       12/1/2005           99000
Plum                          0.5         11/1/2005       12/1/2005          120000
Castle                        0.5          9/1/2005       10/1/2005           57600
Hopewell                      0.5         11/1/2005       12/1/2005          109250
Jackson                       0.5         11/1/2005       12/1/2005           60300
Hudson                        0.5         10/1/2005       11/1/2005           11650
Milnesville                   0.5         11/1/2005       12/1/2005           47700
Riverview                     0.5         11/1/2005       12/1/2005           85600
Fitzgerald                    0.5         11/1/2005       12/1/2005           44500
Tamaya                        0.5         10/1/2005       11/1/2005          132986
Rochester                     0.5         11/1/2005       12/1/2005          138400
Eden Isle                     0.5         11/1/2005       12/1/2005           60000
Romoland                      0.5         11/1/2005       12/1/2005          238400
Tulsa                         0.5         11/1/2005       12/1/2005          749900
Lafayette                     0.5         10/1/2005       11/1/2005           64000
Brandon                       0.5         11/1/2005       12/1/2005          250200
Tulsa                         0.5         10/1/2005       11/1/2005           41300
Escondido                     0.5         12/1/2005        1/1/2006           95200
Montegut                      0.5         11/1/2005       12/1/2005           40000
Iron Mtn                      0.5         12/1/2005        1/1/2006           40500
Chattanooga                   0.5         11/1/2005       12/1/2005           52200
Loganville                    0.5         11/1/2005       12/1/2005           34300
Riviera Beach                 0.5         11/1/2005       12/1/2005          154652
Dumfries                      0.5         11/1/2005       12/1/2005          500000
Rockford                      0.5         11/1/2005       12/1/2005          166500
Tampa                         0.5         11/1/2005       12/1/2005          270846
Anadarko                      0.5         11/1/2005       12/1/2005           54150
Drew                          0.5         11/1/2005       12/1/2005           30000
Am Qui                        0.5          9/1/2005       10/1/2005          146300
Palos Heights                 0.5         11/1/2005       12/1/2005          220500
Double Oak                    0.5         11/1/2005       12/1/2005          115000
Lynwood                       0.5         11/1/2005       12/1/2005           58410
Murrieta                      0.5         10/1/2005       11/1/2005          368000
Gene Autry                    0.5         11/1/2005       12/1/2005           40000
Masonville                    0.5         11/1/2005       12/1/2005          306000
Fullerton                     0.5         11/1/2005       12/1/2005           57800
Metamora                      0.5         10/1/2005       11/1/2005          201000
West Falls                    0.5         12/1/2005        1/1/2006          156000
Garden Grove                  0.5         11/1/2005       12/1/2005          268000
Braymer                       0.5         10/1/2005       11/1/2005           40000
Stanton                       0.5         12/1/2005        1/1/2006          104800
Park                          0.5         11/1/2005       12/1/2005           45900
Lake Charles                  0.5          9/1/2005       10/1/2005           64000
Conklin                       0.5         11/1/2005       12/1/2005          116800
Camarillo                     0.5         11/1/2005       12/1/2005          456450
Tavistock                     0.5         12/1/2005        1/1/2006          320000
San Diego                     0.5         11/1/2005       12/1/2005          366800
Rock Hill                     0.5         11/1/2005       12/1/2005          514250
29 Palms                      0.5          1/1/2006        2/1/2006           31000
Watauga                       0.5         11/1/2005       12/1/2005           57600
Palm Coast                    0.5         12/1/2005        1/1/2006           49000
Okesa                         0.5         12/1/2005        1/1/2006           76585
Bonita                        0.5         12/1/2005        1/1/2006           83280
Harvey                        0.5         11/1/2005       12/1/2005           45000
Moreno Valley                 0.5         12/1/2005        1/1/2006          264000
Toledo                        0.5          9/1/2005       10/1/2005           58500
Temecula                      0.5         11/1/2005       12/1/2005          119000
Flint                         0.5         11/1/2005       12/1/2005           57000
Escondido                     0.5         11/1/2005       12/1/2005          416500
Moreno                        0.5         11/1/2005       12/1/2005          380000
Bald Knob                     0.5         11/1/2005       12/1/2005           49780
Universal                     0.5         10/1/2005       11/1/2005           62100
Springfield                   0.5         10/1/2005       11/1/2005           96000
Jacksonville                  0.5         11/1/2005       12/1/2005           49500
Four Corners                  0.5         11/1/2005       12/1/2005          210400
Lawton                        0.5         11/1/2005       12/1/2005           78030
Brooks                        0.5         11/1/2005       12/1/2005           66600
Anaheim                       0.5         11/1/2005       12/1/2005           67000
Park City                     0.5         10/1/2005       11/1/2005          297500
Kent                          0.5         11/1/2005       12/1/2005          174250
Greenville                    0.5         10/1/2005       11/1/2005           99000
Grand Prairie                 0.5         11/1/2005       12/1/2005           72800
Atlanta                       0.5         12/1/2005        1/1/2006          184000
Gering                        0.5         11/1/2005       12/1/2005          112500
Kathleen                      0.5         11/1/2005       12/1/2005           95120
Utica                         0.5         11/1/2005       12/1/2005           53000
Lima                          0.5          9/1/2005       10/1/2005           64350
Oceanside                     0.5         11/1/2005       12/1/2005           85000
Las Vegas                     0.5         10/1/2005       11/1/2005          104000
Jeannette                     0.5         10/1/2005       11/1/2005           72250
Rockford                      0.5         11/1/2005       12/1/2005           61750
Minneapolis                   0.5         12/1/2005        1/1/2006           59000
Savannah                      0.5         11/1/2005       12/1/2005           99900
Sayre                         0.5         11/1/2005       12/1/2005           74250
Chagrin Falls                 0.5         11/1/2005       12/1/2005          151200
Upland                        0.5         11/1/2005       12/1/2005          121000
Jordan                        0.5         11/1/2005       12/1/2005           63000
Lorain                        0.5         11/1/2005       12/1/2005           56000
Alleghany                     0.5         11/1/2005       12/1/2005           68000
Laurel                        0.5         11/1/2005       12/1/2005          152000
Nuevo                         0.5         12/1/2005        1/1/2006          276000
Halcyon                       0.5         11/1/2005       12/1/2005          499999
Mayodan                       0.5         11/1/2005       12/1/2005           66500
Rialto                        0.5         12/1/2005        1/1/2006          327000
Johnstown                     0.5         11/1/2005       12/1/2005           40000
Grand Saline                  0.5         10/1/2005       11/1/2005           54150
Whitesville                   0.5         11/1/2005       12/1/2005           72000
Los Angeles                   0.5         11/1/2005       12/1/2005           77000
Flint                         0.5         10/1/2005       11/1/2005           49500
Booneville                    0.5         11/1/2005       12/1/2005           41900
Detroit                       0.5         11/1/2005       12/1/2005           92800
Goodrich                      0.5         10/1/2005       11/1/2005          176800
Tyson                         0.5         11/1/2005       12/1/2005           81000
Phoenix                       0.5         11/1/2005       12/1/2005           62400
New Market                    0.5         10/1/2005       11/1/2005           89520
Massillon                     0.5         11/1/2005       12/1/2005          106400
Charlottesville               0.5         11/1/2005       12/1/2005          499000
Katy                          0.5         12/1/2005        1/1/2006           85500
Siloam Springs                0.5         11/1/2005       12/1/2005           95200
Muldrow                       0.5         11/1/2005       12/1/2005           69900
San Diego                     0.5         11/1/2005       12/1/2005           85600
Port Charlotte                0.5         11/1/2005       12/1/2005          248000
Akron                         0.5         11/1/2005       12/1/2005          117800
San Jacinto                   0.5          1/1/2006        2/1/2006           70000
Sun City                      0.5         11/1/2005       12/1/2005           42000
Murrieta                      0.5         11/1/2005       12/1/2005          379200
Pittsburgh                    0.5         11/1/2005       12/1/2005           71200
Milwaukee                     0.5         11/1/2005       12/1/2005           41194
Brooklyn                      0.5         11/1/2005       12/1/2005          394000
Fairport                      0.5         11/1/2005       12/1/2005           65000
Saint Joseph                  0.5         11/1/2005       12/1/2005           95000
Zion                          0.5         11/1/2005       12/1/2005          119500
Orcutt                        0.5         11/1/2005       12/1/2005          300000
Nuevo                         0.5         12/1/2005        1/1/2006           69000
Weirton                       0.5         12/1/2005        1/1/2006           78900
Calumet City                  0.5         11/1/2005       12/1/2005          108000
Smithfield                    0.5          9/1/2005       10/1/2005           47700
Granger                       0.5         11/1/2005       12/1/2005          169650
Greenville                    0.5         11/1/2005       12/1/2005         75000.6
Fort Worth                    0.5         12/1/2005        1/1/2006          100000
Victoria                      0.5         11/1/2005       12/1/2005           44625
Oxnard                        0.5         11/1/2005       12/1/2005          424000
Lavina                        0.5         11/1/2005       12/1/2005           55920
Crestview                     0.5         11/1/2005       12/1/2005          172350
Dennis Mills                  0.5         11/1/2005       12/1/2005          124800
Orlando                       0.5         10/1/2005       11/1/2005          427500
New Market                    0.5         10/1/2005       11/1/2005           22380
Livonia                       0.5         12/1/2005        1/1/2006           69750
Omaha                         0.5         11/1/2005       12/1/2005          420750
Greenwich                     0.5         11/1/2005       12/1/2005          160000
Fort Wayne                    0.5         10/1/2005       11/1/2005           42750
Beaufort                      0.5         11/1/2005       12/1/2005           81900
Fairfield                     0.5         11/1/2005       12/1/2005          402000
Yucca Valley                  0.5         12/1/2005        1/1/2006          127500
Murrieta                      0.5         11/1/2005       12/1/2005           94800
Lorain                        0.5         11/1/2005       12/1/2005           69300
Hemet                         0.5         11/1/2005       12/1/2005           56400
Clayton                       0.5          1/1/2006        2/1/2006           21800
Fort Payne                    0.5         11/1/2005       12/1/2005          104000
Alto                          0.5          9/1/2005       10/1/2005           38250
Hallsville                    0.5         11/1/2005       12/1/2005           57447
Cassville                     0.5         11/1/2005       12/1/2005           41500
Arcola                        0.5         11/1/2005       12/1/2005           40000
Atlanta                       0.5         12/1/2005        1/1/2006           46000
Yuba City                     0.5         11/1/2005       12/1/2005          164000
Etowah                        0.5          9/1/2005       10/1/2005           76000
Savannah                      0.5         11/1/2005       12/1/2005           57200
Burlington                    0.5         11/1/2005       12/1/2005          217000
Greenacres                    0.5         11/1/2005       12/1/2005          121600
Oakland                       0.5         11/1/2005       12/1/2005           89600
Sarasota                      0.5         11/1/2005       12/1/2005          168700
Louisville                    0.5         11/1/2005       12/1/2005          260000
Westland                      0.5         11/1/2005       12/1/2005          172000
Barb                          0.5         11/1/2005       12/1/2005           67490
Monongahela                   0.5         12/1/2005        1/1/2006           40000
Skyway                        0.5         11/1/2005       12/1/2005          192000
Washington                    0.5         10/1/2005       11/1/2005           61680
Downey                        0.5         11/1/2005       12/1/2005          290000
Rochester                     0.5          9/1/2005       10/1/2005           52110
Memphis                       0.5         11/1/2005       12/1/2005           62700
Rockwood                      0.5         11/1/2005       12/1/2005          236700
Pendleton                     0.5         12/1/2005        1/1/2006           61200
Cleveland                     0.5         11/1/2005       12/1/2005          237500
Louisville                    0.5         11/1/2005       12/1/2005           73800
Wichita                       0.5         10/1/2005       11/1/2005           40500
Knoxville                     0.5         11/1/2005       12/1/2005           57000
Keithville                    0.5         11/1/2005       12/1/2005           97200
Atwater                       0.5         11/1/2005       12/1/2005          266000
Toledo                        0.5         11/1/2005       12/1/2005           72000
Belvidere                     0.5         11/1/2005       12/1/2005          148000
Hurdle Mills                  0.5         11/1/2005       12/1/2005          388000
Miami                         0.5         11/1/2005       12/1/2005          158400
Detroit                       0.5         11/1/2005       12/1/2005           98600
Highlands                     0.5         11/1/2005       12/1/2005          108000
Plainfield                    0.5         11/1/2005       12/1/2005          149600
Rosedale                      0.5         11/1/2005       12/1/2005           86400
Arnold                        0.5         11/1/2005       12/1/2005          328950
Avon                          0.5         11/1/2005       12/1/2005          362900
Midtown                       0.5         11/1/2005       12/1/2005           63920
Philadelphia                  0.5         11/1/2005       12/1/2005           65250
Watauga                       0.5         11/1/2005       12/1/2005           14400
Acushnet                      0.5         11/1/2005       12/1/2005          202500
Summ                          0.5         11/1/2005       12/1/2005           77600
Four Corners                  0.5         11/1/2005       12/1/2005           52600
Swansea                       0.5         12/1/2005        1/1/2006           53500
Rockford                      0.5         11/1/2005       12/1/2005           92700
Greenacres                    0.5         11/1/2005       12/1/2005           30400
Saint Louis                   0.5         10/1/2005       11/1/2005           49600
Key West                      0.5         12/1/2005        1/1/2006          500000
Santa Rosa                    0.5         11/1/2005       12/1/2005          323000
Belleview                     0.5         10/1/2005       11/1/2005          490000
TEXARKANA                     0.5         11/1/2005       12/1/2005          410500
Detroit                       0.5         11/1/2005       12/1/2005           81000
Bryan                         0.5         11/1/2005       12/1/2005          225600
Spring                        0.5         10/1/2005       11/1/2005          167200
Luray                         0.5         11/1/2005       12/1/2005          171000
Lockport                      0.5         11/1/2005       12/1/2005           45500
Ashton                        0.5         11/1/2005       12/1/2005          409453
Dawson                        0.5         11/1/2005       12/1/2005          131400
Zephyrhills                   0.5         11/1/2005       12/1/2005          188000
Broken Arrow                  0.5         12/1/2005        1/1/2006           18580
Robbins                       0.5          9/1/2005       10/1/2005           58500
Zephyrhills                   0.5         11/1/2005       12/1/2005           47000
Memphis                       0.5         11/1/2005       12/1/2005           83600
Rossville                     0.5         10/1/2005       11/1/2005           76000
Bonham                        0.5         12/1/2005        1/1/2006           44175
Pawtucket                     0.5         11/1/2005       12/1/2005          184000
Grayling                      0.5         11/1/2005       12/1/2005           43500
Centereach                    0.5         11/1/2005       12/1/2005          212000
Riverview                     0.5         11/1/2005       12/1/2005           21400
Rio Rancho                    0.5         11/1/2005       12/1/2005          100800
Colton                        0.5         11/1/2005       12/1/2005          200160
Harvey                        0.5         11/1/2005       12/1/2005          105200
Heer Park                     0.5         12/1/2005        1/1/2006          315000
Saint Peters                  0.5         11/1/2005       12/1/2005           81600
Wylie                         0.5         11/1/2005       12/1/2005           92700
Miami                         0.5         11/1/2005       12/1/2005          127500
Toledo                        0.5         11/1/2005       12/1/2005           73800
Sandy                         0.5         11/1/2005       12/1/2005          320350
Monsey                        0.5         11/1/2005       12/1/2005          455000
Leonardtown                   0.5         11/1/2005       12/1/2005           45000
Fresno                        0.5         11/1/2005       12/1/2005          136350
Philadelphia                  0.5         11/1/2005       12/1/2005           61750
Nashville                     0.5         11/1/2005       12/1/2005           69960
Winchester                    0.5         10/1/2005       11/1/2005          320000
Tampa                         0.5         12/1/2005        1/1/2006           21600
Ink                           0.5         10/1/2005       11/1/2005           76400
Dearborn Heights              0.5         11/1/2005       12/1/2005          280000
North Hollywood               0.5         11/1/2005       12/1/2005          308000
Rio Rancho                    0.5         11/1/2005       12/1/2005           25200
Northampton                   0.5         11/1/2005       12/1/2005           65000
Hephzibah                     0.5         11/1/2005       12/1/2005          333000
Dix Hills                     0.5         12/1/2005        1/1/2006          145000
Dayton                        0.5         11/1/2005       12/1/2005           72000
Santa Ana                     0.5         11/1/2005       12/1/2005           65000
Sandy                         0.5         11/1/2005       12/1/2005          180000
North Hollywood               0.5         11/1/2005       12/1/2005           77000
Aurora                        0.5         11/1/2005       12/1/2005          136800
Moreno Valley                 0.5         11/1/2005       12/1/2005           66000
Aurora                        0.5         11/1/2005       12/1/2005           34200
Escondido                     0.5         11/1/2005       12/1/2005          220000
Toledo                        0.5         12/1/2005        1/1/2006           62050
Arboga                        0.5          9/1/2005       10/1/2005          219300
Montz                         0.5         11/1/2005       12/1/2005          118750
Albuquerque                   0.5         11/1/2005       12/1/2005          126400
Phyllis                       0.5         11/1/2005       12/1/2005           40500
Ink                           0.5         11/1/2005       12/1/2005           19100
Humble                        0.5         11/1/2005       12/1/2005           92000
Broken Arrow                  0.5         11/1/2005       12/1/2005           94500
Cape Coral                    0.5         11/1/2005       12/1/2005          161101
Rochester                     0.5         11/1/2005       12/1/2005           46000
Hawleyton                     0.5          9/1/2005       10/1/2005           56000
Gulfport                      0.5         11/1/2005       12/1/2005           29000
Garland                       0.5         12/1/2005        1/1/2006           16400
Meskegon                      0.5         11/1/2005       12/1/2005           40000
Melbourne                     0.5         12/1/2005        1/1/2006          202500
Centuck                       0.5         12/1/2005        1/1/2006          162000
Ambridge                      0.5         10/1/2005       11/1/2005           40000
Buffalo                       0.5         11/1/2005       12/1/2005           47700
FEDERAL WAY                   0.5         11/1/2005       12/1/2005           42100
Monsey                        0.5         11/1/2005       12/1/2005          315000
Dennis Mills                  0.5         11/1/2005       12/1/2005           31200
Crystal                       0.5         11/1/2005       12/1/2005           44580
Vale                          0.5         11/1/2005       12/1/2005           16200
Houston                       0.5         11/1/2005       12/1/2005       107415.61
Holiday                       0.5         11/1/2005       12/1/2005           81600
Colorado Springs              0.5         11/1/2005       12/1/2005          168000
Rosedale                      0.5         11/1/2005       12/1/2005           21600
Corcoran                      0.5         11/1/2005       12/1/2005          136000
Dequincy                      0.5         10/1/2005       11/1/2005           63000
Little Rock                   0.5         10/1/2005       11/1/2005           74000
Danielsville                  0.5         10/1/2005       11/1/2005          102000
Oats                          0.5         11/1/2005       12/1/2005           77850
Matteson                      0.5          9/1/2005       10/1/2005          162000
Southaven                     0.5         11/1/2005       12/1/2005          161500
Marysville                    0.5         11/1/2005       12/1/2005          200000
Belding                       0.5         11/1/2005       12/1/2005           18000
Lynchburg                     0.5         11/1/2005       12/1/2005           92000
Everett                       0.5         12/1/2005        1/1/2006          436000
Sandy                         0.5         11/1/2005       12/1/2005           45000
Grain Valley                  0.5         11/1/2005       12/1/2005           43400
Margate                       0.5         11/1/2005       12/1/2005          338000
Durham                        0.5         11/1/2005       12/1/2005           61200
Stanton                       0.5         12/1/2005        1/1/2006           26200
Basin                         0.5         12/1/2005        1/1/2006           58500
Forestville                   0.5         12/1/2005        1/1/2006          203000
Colorado Springs              0.5         11/1/2005       12/1/2005           42000
Easley                        0.5         11/1/2005       12/1/2005           80000
Avenel                        0.5         11/1/2005       12/1/2005          240000
Detroit                       0.5         11/1/2005       12/1/2005           40000
Sneedville                    0.5         11/1/2005       12/1/2005           40500
La Puente                     0.5         12/1/2005        1/1/2006          225000
Lehigh                        0.5         11/1/2005       12/1/2005          138400
Casselberry                   0.5         11/1/2005       12/1/2005           42000
Flossmoor                     0.5         11/1/2005       12/1/2005          520000
Hanes                         0.5         11/1/2005       12/1/2005          107600
Tacoma                        0.5         11/1/2005       12/1/2005          208000
Naples                        0.5         11/1/2005       12/1/2005           98000
Muscoy                        0.5         11/1/2005       12/1/2005          117000
Ingram                        0.5         10/1/2005       11/1/2005           87420
Durham                        0.5         11/1/2005       12/1/2005           15300
Tulsa                         0.5         11/1/2005       12/1/2005           49000
Columbia                      0.5          9/1/2005       10/1/2005           45000
Ocala                         0.5         12/1/2005        1/1/2006           76415
Norbeck                       0.5         10/1/2005       11/1/2005          331500
Hayward                       0.5         11/1/2005       12/1/2005          101000
Gilmore                       0.5         11/1/2005       12/1/2005          248000
Corcoran                      0.5         11/1/2005       12/1/2005           25500
Las Cruces                    0.5         11/1/2005       12/1/2005           97750
Everett                       0.5         12/1/2005        1/1/2006          109000
Detroit                       0.5         11/1/2005       12/1/2005           23200
Englewood                     0.5         11/1/2005       12/1/2005          348000
Golden                        0.5         11/1/2005       12/1/2005          162400
Lakin                         0.5         11/1/2005       12/1/2005          145600
Miami                         0.5         11/1/2005       12/1/2005          214000
Battle Creek                  0.5         11/1/2005       12/1/2005           76500
Tulsa                         0.5         10/1/2005       11/1/2005           49000
Sarasota                      0.5         11/1/2005       12/1/2005           68000
Phoenix                       0.5         11/1/2005       12/1/2005           85200
Walton                        0.5         11/1/2005       12/1/2005           42300
Dearborn Heights              0.5         10/1/2005       11/1/2005           66500
Altoona                       0.5         11/1/2005       12/1/2005           44910
Saint Louis                   0.5         11/1/2005       12/1/2005           64000
Phoenix                       0.5         11/1/2005       12/1/2005           15975
Albuquerque                   0.5         11/1/2005       12/1/2005           31600
Lakin                         0.5         11/1/2005       12/1/2005           36400
Santa Maria                   0.5         10/1/2005       11/1/2005          341600
Old Hickory                   0.5         11/1/2005       12/1/2005           89100
Sonora                        0.5         11/1/2005       12/1/2005           54400
Easley                        0.5         11/1/2005       12/1/2005           20000
South Holland                 0.5         11/1/2005       12/1/2005          132000
Miami                         0.5         11/1/2005       12/1/2005           43000
Cadillac                      0.5         11/1/2005       12/1/2005           40000
Elyria                        0.5         11/1/2005       12/1/2005           92700
Sharptown                     0.5          9/1/2005       10/1/2005          213300
Detroit                       0.5         10/1/2005       11/1/2005          517500
Humble                        0.5         11/1/2005       12/1/2005          130000
Phoenix                       0.5         11/1/2005       12/1/2005           15600
Cheyenne                      0.5         11/1/2005       12/1/2005          160000
Cheyenne                      0.5          1/1/2006        2/1/2006           40000
Queen Creek                   0.5         12/1/2005        1/1/2006          144000
Easton                        0.5         11/1/2005       12/1/2005           84800
El Monte                      0.5         11/1/2005       12/1/2005          640000
Oklahoma City                 0.5         11/1/2005       12/1/2005           71250
Pasadena                      0.5         11/1/2005       12/1/2005           68000
Steamboat Springs             0.5         11/1/2005       12/1/2005          440000
Queen Creek                   0.5         12/1/2005        1/1/2006           36000
Lehigh                        0.5         11/1/2005       12/1/2005           34600
Kansas City                   0.5         11/1/2005       12/1/2005           88200
Baldwin                       0.5         11/1/2005       12/1/2005          339000
Santa Ana                     0.5         11/1/2005       12/1/2005          312000
Las Vegas                     0.5         11/1/2005       12/1/2005          140000
Steamboat Springs             0.5         11/1/2005       12/1/2005          110000
Hayward                       0.5         11/1/2005       12/1/2005          487500
Alameda                       0.5          9/1/2005       10/1/2005          488000
Lititz                        0.5          9/1/2005       10/1/2005          270000
Rochester                     0.5         10/1/2005       11/1/2005           34600
Malden                        0.5         12/1/2005        1/1/2006           77400
Westland                      0.5         11/1/2005       12/1/2005          308750
Atlanta                       0.5         11/1/2005       12/1/2005           53800
South Holland                 0.5         11/1/2005       12/1/2005           33000
Camden                        0.5         11/1/2005       12/1/2005           64800
Fargo                         0.5         11/1/2005       12/1/2005          166250
Glen Allen                    0.5         12/1/2005        1/1/2006          255200
Meskegon                      0.5         12/1/2005        1/1/2006           66000
Kissimmee                     0.5         11/1/2005       12/1/2005          126400
Murrieta                      0.5         10/1/2005       11/1/2005           92000
Anderson                      0.5         10/1/2005       11/1/2005           52000
Newburgh                      0.5         11/1/2005       12/1/2005          433500
Maylene                       0.5         10/1/2005       11/1/2005           98400
Santa Maria                   0.5         11/1/2005       12/1/2005           85400
Kenner                        0.5          9/1/2005       10/1/2005          258080
Portland                      0.5         11/1/2005       12/1/2005          325000
Brighton                      0.5         12/1/2005        1/1/2006          176000
North East                    0.5         12/1/2005        1/1/2006           83920
Raytown                       0.5         11/1/2005       12/1/2005           99000
Parker                        0.5         12/1/2005        1/1/2006          424000
Chino                         0.5         11/1/2005       12/1/2005          312000
Noble                         0.5         12/1/2005        1/1/2006           43500
Palmdale                      0.5         11/1/2005       12/1/2005          200000
Detroit                       0.5          1/1/2006        2/1/2006          113723
Naples                        0.5         11/1/2005       12/1/2005          440000
Joy                           0.5         12/1/2005        1/1/2006           64000
Zion City                     0.5          9/1/2005       10/1/2005           97200
Herkimer                      0.5         10/1/2005       11/1/2005           49500
Memphis                       0.5         11/1/2005       12/1/2005           40000
Saint Petersburg              0.5         11/1/2005       12/1/2005           64600
Lima                          0.5         11/1/2005       12/1/2005           81000
Montgomery                    0.5         11/1/2005       12/1/2005           68640
Houston                       0.5         12/1/2005        1/1/2006           41000
Orangeburg                    0.5         11/1/2005       12/1/2005          418500
Pueblo                        0.5         11/1/2005       12/1/2005          328000
Memphis                       0.5         11/1/2005       12/1/2005           62500
Boardman                      0.5          9/1/2005       10/1/2005          105920
Dennison                      0.5         10/1/2005       11/1/2005           74717
Las Vegas                     0.5         11/1/2005       12/1/2005           35000
Onaway                        0.5         11/1/2005       12/1/2005           40000
Chino                         0.5         11/1/2005       12/1/2005           66000
Kearns                        0.5         12/1/2005        1/1/2006          101600
San Diego                     0.5         11/1/2005       12/1/2005           91700
Bar Harbor                    0.5         11/1/2005       12/1/2005          305000
Riverside                     0.5         11/1/2005       12/1/2005           62200
Mashpee                       0.5         10/1/2005       11/1/2005          450000
Baton Rouge                   0.5         11/1/2005       12/1/2005           88200
Lima                          0.5         11/1/2005       12/1/2005           58200
Geneva                        0.5         10/1/2005       11/1/2005           56700
Fairfield                     0.5         11/1/2005       12/1/2005          100500
Chino Hills                   0.5         11/1/2005       12/1/2005          447200
Cary                          0.5         11/1/2005       12/1/2005          175000
Fishers                       0.5         11/1/2005       12/1/2005          580500
Dearborn Heights              0.5         10/1/2005       11/1/2005          111600
Angola                        0.5         11/1/2005       12/1/2005           67950
Lake Elsinore                 0.5         11/1/2005       12/1/2005          310000
Pueblo                        0.5         11/1/2005       12/1/2005           82000
Hockessin                     0.5         11/1/2005       12/1/2005          387000
Paint Rock                    0.5         10/1/2005       11/1/2005           66800
Watts                         0.5         11/1/2005       12/1/2005          262500
San Diego                     0.5         11/1/2005       12/1/2005          280000
San Diego                     0.5         11/1/2005       12/1/2005          416500
Houston                       0.5         11/1/2005       12/1/2005          130000
Warren                        0.5         11/1/2005       12/1/2005          152000
Memphis                       0.5         11/1/2005       12/1/2005          635000
Ocoee                         0.5         11/1/2005       12/1/2005          208000
Topeka                        0.5         11/1/2005       12/1/2005           50000
Knoxville                     0.5         11/1/2005       12/1/2005           60000
Naples                        0.5         11/1/2005       12/1/2005           55000
Houston                       0.5         11/1/2005       12/1/2005           62400
Camp Springs                  0.5          9/1/2005       10/1/2005           71200
Lyndon                        0.5         11/1/2005       12/1/2005           70000
Riviera Beach                 0.5         11/1/2005       12/1/2005           38663
Pearland                      0.5         12/1/2005        1/1/2006          131000
Escondido                     0.5         11/1/2005       12/1/2005           41250
Brighton                      0.5         12/1/2005        1/1/2006           44000
Crestmore                     0.5         11/1/2005       12/1/2005          258800
Quito                         0.5         11/1/2005       12/1/2005           43700
Akron                         0.5         10/1/2005       11/1/2005           64800
Ramona                        0.5         11/1/2005       12/1/2005           68800
Mars                          0.5         11/1/2005       12/1/2005          243000
Weare                         0.5         11/1/2005       12/1/2005          144000
Sumner                        0.5         11/1/2005       12/1/2005           64800
Lawrence                      0.5         11/1/2005       12/1/2005          314500
Mendenhall                    0.5         10/1/2005       11/1/2005           40500
Yuba City                     0.5         11/1/2005       12/1/2005           41000
Pomona                        0.5         11/1/2005       12/1/2005          412000
Tuskegee                      0.5         11/1/2005       12/1/2005           59999
Port Charlotte                0.5         11/1/2005       12/1/2005           62000
Grafton                       0.5         11/1/2005       12/1/2005          136000
Palm Harbor                   0.5         12/1/2005        1/1/2006          364500
Bradford                      0.5         10/1/2005       11/1/2005           51300
Akron                         0.5         11/1/2005       12/1/2005           54000
Cleveland                     0.5         11/1/2005       12/1/2005           84550
Miami                         0.5         11/1/2005       12/1/2005          129600
Jackson                       0.5         11/1/2005       12/1/2005           51106
Saint Peters                  0.5         11/1/2005       12/1/2005           20400
Moore                         0.5         11/1/2005       12/1/2005           74500
Jamaica                       0.5         11/1/2005       12/1/2005          311000
Gulfport                      0.5         11/1/2005       12/1/2005           90000
Ldhl                          0.5         10/1/2005       11/1/2005          107950
Highlands                     0.5         11/1/2005       12/1/2005          368000
WAXHAW                        0.5         10/1/2005       11/1/2005           60423
Crestmore                     0.5         11/1/2005       12/1/2005           64700
Boardman                      0.5         11/1/2005       12/1/2005           71920
Cleveland                     0.5         11/1/2005       12/1/2005           76500
Dillon                        0.5         11/1/2005       12/1/2005          212000
Baugh                         0.5         11/1/2005       12/1/2005          157250
Cleveland                     0.5         11/1/2005       12/1/2005          169600
Merriam                       0.5         11/1/2005       12/1/2005          118000
Houston                       0.5         11/1/2005       12/1/2005           15600
Pilot Point                   0.5         11/1/2005       12/1/2005          430346
Tulsa                         0.5         10/1/2005       11/1/2005           88200
Gary                          0.5         11/1/2005       12/1/2005          124100
Highlands                     0.5         11/1/2005       12/1/2005           92000
Marion                        0.5         11/1/2005       12/1/2005           90000
Arbutus                       0.5         11/1/2005       12/1/2005          175000
Detroit                       0.5         12/1/2005        1/1/2006           40000
Kansas City                   0.5         10/1/2005       11/1/2005           52200
Fort Worth                    0.5         11/1/2005       12/1/2005           25000
Arlington                     0.5         11/1/2005       12/1/2005           69600
Collinsville                  0.5         11/1/2005       12/1/2005           86800
Murray                        0.5         11/1/2005       12/1/2005          181600
Elsdon                        0.5         11/1/2005       12/1/2005          241600
Lacey                         0.5         11/1/2005       12/1/2005          173200
Kissimmee                     0.5         10/1/2005       11/1/2005          308000
Tucson                        0.5         10/1/2005       11/1/2005          289000
Green                         0.5         11/1/2005       12/1/2005          168000
Garner                        0.5         10/1/2005       11/1/2005           81600
Newbury                       0.5         12/1/2005        1/1/2006          364500
Carroll                       0.5         11/1/2005       12/1/2005          112000
Margate                       0.5         10/1/2005       11/1/2005          175000
Murray                        0.5         11/1/2005       12/1/2005           34050
Hemet                         0.5         11/1/2005       12/1/2005          255000
Clay                          0.5         10/1/2005       11/1/2005          119850
Murrieta                      0.5         11/1/2005       12/1/2005          463920
Columbus                      0.5         10/1/2005       11/1/2005           96200
Takoma Park                   0.5         11/1/2005       12/1/2005          410400
Golden                        0.5         11/1/2005       12/1/2005           40600
Baileyton                     0.5         11/1/2005       12/1/2005           40000
Cleveland                     0.5         11/1/2005       12/1/2005           65450
Summerville                   0.5         11/1/2005       12/1/2005          182400
Summerville                   0.5         11/1/2005       12/1/2005           45600
East                          0.5          9/1/2005       10/1/2005          121500
Sinsheim                      0.5         12/1/2005        1/1/2006          160200
Pawtucket                     0.5         11/1/2005       12/1/2005           46000
Tampa                         0.5         11/1/2005       12/1/2005           59500
Manoa                         0.5         11/1/2005       12/1/2005          285000
Escondido                     0.5         11/1/2005       12/1/2005          202400
Englewood                     0.5         11/1/2005       12/1/2005           65250
Carrollton                    0.5         11/1/2005       12/1/2005           62250
Clark                         0.5         11/1/2005       12/1/2005          460000
Sapulpa                       0.5         10/1/2005       11/1/2005           74800
Parsons                       0.5         11/1/2005       12/1/2005           46750
Keavy                         0.5         11/1/2005       12/1/2005           63750
Kent City                     0.5         10/1/2005       11/1/2005           63000
Glen Allen                    0.5         12/1/2005        1/1/2006           63800
Miami                         0.5         11/1/2005       12/1/2005          180200
Avalon                        0.5         11/1/2005       12/1/2005           43200
Oakridge                      0.5         11/1/2005       12/1/2005           89200
Siloam Springs                0.5         11/1/2005       12/1/2005           23800
Los Angeles                   0.5         11/1/2005       12/1/2005          517500
Santa Ana                     0.5         11/1/2005       12/1/2005           78000
Mc Kinney                     0.5         11/1/2005       12/1/2005          432000
San Leandro                   0.5         11/1/2005       12/1/2005          396000
San Leandro                   0.5         11/1/2005       12/1/2005           74250
Scranton                      0.5         11/1/2005       12/1/2005           86814
Scranton                      0.5         11/1/2005       12/1/2005           31005
Memphis                       0.5         11/1/2005       12/1/2005           40500
Gallatin                      0.5         11/1/2005       12/1/2005          118400
Grenelefe                     0.5         12/1/2005        1/1/2006           52000
Shelby                        0.5         11/1/2005       12/1/2005           70000
Large                         0.5         11/1/2005       12/1/2005           55800
Spokane                       0.5         11/1/2005       12/1/2005           58000
Stilwell                      0.5         11/1/2005       12/1/2005           42500
Rocky Point                   0.5         11/1/2005       12/1/2005          149950
Downey                        0.5         11/1/2005       12/1/2005          560000
Downey                        0.5         11/1/2005       12/1/2005          140000
Memphis                       0.5         11/1/2005       12/1/2005           57600
Canton                        0.5         10/1/2005       11/1/2005          118150
Dover                         0.5         11/1/2005       12/1/2005           75200
Weehawken                     0.5         10/1/2005       11/1/2005          204560
Buffalo                       0.5         11/1/2005       12/1/2005           54000
Kissimmee                     0.5         11/1/2005       12/1/2005          141600
Orland                        0.5         11/1/2005       12/1/2005           99000
Wingo                         0.5         11/1/2005       12/1/2005           65450
Hanes                         0.5         11/1/2005       12/1/2005           26900
Spencer                       0.5         11/1/2005       12/1/2005           90000
Greenville                    0.5         11/1/2005       12/1/2005          104760
Lariat                        0.5         11/1/2005       12/1/2005          118000
Smithtown                     0.5         11/1/2005       12/1/2005          322500
Naranja                       0.5         11/1/2005       12/1/2005          126250
Fontana                       0.5         11/1/2005       12/1/2005          360000
Little Rock                   0.5         10/1/2005       11/1/2005           56000
Martinsville                  0.5         11/1/2005       12/1/2005           64100
Syracuse                      0.5         11/1/2005       12/1/2005           52000
Detroit                       0.5          9/1/2005       10/1/2005           82500
Somerville                    0.5         11/1/2005       12/1/2005          204000
Kathleen                      0.5         11/1/2005       12/1/2005           23780
Harvey                        0.5         11/1/2005       12/1/2005           26300
Summ                          0.5         11/1/2005       12/1/2005           19400
San Diego                     0.5         11/1/2005       12/1/2005          264000
Plainview                     0.5         12/1/2005        1/1/2006          345600
El Reno                       0.5         11/1/2005       12/1/2005          180000
Ripon                         0.5         11/1/2005       12/1/2005          527000
Jacksonville                  0.5         11/1/2005       12/1/2005           23000
Garner                        0.5         10/1/2005       11/1/2005           20400
Baldy Mesa                    0.5         11/1/2005       12/1/2005          141000
Milo                          0.5         10/1/2005       11/1/2005           48600
Nova                          0.5         11/1/2005       12/1/2005          193600
Marlin                        0.5         11/1/2005       12/1/2005           47500
Warren                        0.5         11/1/2005       12/1/2005           38000
Binghamton                    0.5         11/1/2005       12/1/2005           60000
West                          0.5         11/1/2005       12/1/2005           48450
Panama City                   0.5         11/1/2005       12/1/2005          446500
Mc Kinney                     0.5         12/1/2005        1/1/2006          108000
Haverhill                     0.5         11/1/2005       12/1/2005           95000
Schertz                       0.5         12/1/2005        1/1/2006           75600
Aloha                         0.5         11/1/2005       12/1/2005          136800
Chino Hills                   0.5         11/1/2005       12/1/2005          111800
Rockland                      0.5         11/1/2005       12/1/2005          234000
Orlando                       0.5         11/1/2005       12/1/2005          221400
Martins Ferry                 0.5         11/1/2005       12/1/2005           59500
Antis                         0.5         11/1/2005       12/1/2005           60000
Buffalo                       0.5         11/1/2005       12/1/2005           58300
Gibsonville                   0.5         11/1/2005       12/1/2005           85500
Dellwood                      0.5         10/1/2005       11/1/2005           79800
Fort Pierce                   0.5         11/1/2005       12/1/2005           51000
Cahokia                       0.5         10/1/2005       11/1/2005           45500
Wallkill                      0.5         11/1/2005       12/1/2005          214000
Clark                         0.5         11/1/2005       12/1/2005          115000
Melbourne                     0.5         10/1/2005       11/1/2005           82800
Temecula                      0.5         11/1/2005       12/1/2005          300000
Au Gres                       0.5         11/1/2005       12/1/2005          104800
Grafton                       0.5         11/1/2005       12/1/2005           25000
Florissant                    0.5         11/1/2005       12/1/2005           74000
Lees Summit                   0.5         11/1/2005       12/1/2005          204800
Kansas City                   0.5         11/1/2005       12/1/2005           90080
El Reno                       0.5         11/1/2005       12/1/2005           45000
New Albany                    0.5         11/1/2005       12/1/2005           48800
Lorain                        0.5         11/1/2005       12/1/2005           14000
Lynwood                       0.5         10/1/2005       11/1/2005          481500
Spry                          0.5         11/1/2005       12/1/2005          272000
Somerville                    0.5         11/1/2005       12/1/2005           51000
Zebulon                       0.5         11/1/2005       12/1/2005           64000
Mary Esther                   0.5         11/1/2005       12/1/2005          112000
Ocoee                         0.5         11/1/2005       12/1/2005           52000
Stephens                      0.5         11/1/2005       12/1/2005           46750
Florissant                    0.5         11/1/2005       12/1/2005           18500
Saint Marys                   0.5         11/1/2005       12/1/2005          145350
Stamford                      0.5         11/1/2005       12/1/2005          454700
Lees Summit                   0.5         11/1/2005       12/1/2005           51200
Lavina                        0.5         11/1/2005       12/1/2005           13980
Memphis                       0.5         11/1/2005       12/1/2005           60660
Worcester                     0.5         11/1/2005       12/1/2005          334000
Salisbury                     0.5         11/1/2005       12/1/2005          132000
Arroyo                        0.5          9/1/2005       10/1/2005           50000
Aurora                        0.5         11/1/2005       12/1/2005          176000
Clarksburg                    0.5         11/1/2005       12/1/2005          480000
Universal                     0.5         11/1/2005       12/1/2005           58500
Miami                         0.5         11/1/2005       12/1/2005           32400
Las Vegas                     0.5         10/1/2005       11/1/2005           26000
Kissimmee                     0.5         11/1/2005       12/1/2005           20700
Chubbuck                      0.5          9/1/2005       10/1/2005          155550
Columbus                      0.5         11/1/2005       12/1/2005           66000
Milford                       0.5          9/1/2005       10/1/2005          181600
Adams                         0.5         11/1/2005       12/1/2005           82400
Darby                         0.5         11/1/2005       12/1/2005           47500
Powell                        0.5         11/1/2005       12/1/2005           77900
Humble                        0.5         11/1/2005       12/1/2005           90400
Ocee                          0.5         11/1/2005       12/1/2005          245000
Scottsbluff                   0.5         12/1/2005        1/1/2006           63000
Raymond                       0.5         11/1/2005       12/1/2005          396000
Elk Grove                     0.5         11/1/2005       12/1/2005          305600
Aurora                        0.5         11/1/2005       12/1/2005           34000
Joppa                         0.5         10/1/2005       11/1/2005          106200
Lees Summit                   0.5         11/1/2005       12/1/2005        101513.6
Mira Loma                     0.5         10/1/2005       11/1/2005          524000
Desert Hot Springs            0.5         11/1/2005       12/1/2005          128250
Knoxville                     0.5          9/1/2005       10/1/2005           58320
Norwood                       0.5          9/1/2005       10/1/2005          371700
Louisville                    0.5         11/1/2005       12/1/2005           54000
Southfield                    0.5         11/1/2005       12/1/2005          104000
Kerrtown                      0.5         11/1/2005       12/1/2005           43110
Land O Lakes                  0.5         11/1/2005       12/1/2005          280250
Dundalk                       0.5         11/1/2005       12/1/2005           98000
Tulsa                         0.5          9/1/2005       10/1/2005           54400
Waldwick                      0.5         12/1/2005        1/1/2006          306000
Iselin                        0.5         11/1/2005       12/1/2005          201500
Elk Grove                     0.5         11/1/2005       12/1/2005           76400
Newark                        0.5         11/1/2005       12/1/2005          224000
Romoland                      0.5         11/1/2005       12/1/2005           59600
Altoona                       0.5         10/1/2005       11/1/2005           49500
Defiance                      0.5         11/1/2005       12/1/2005           95200
Croton                        0.5         11/1/2005       12/1/2005          144000
Florence                      0.5         11/1/2005       12/1/2005           70550
Lewiston                      0.5         11/1/2005       12/1/2005          119200
New Paltz                     0.5         11/1/2005       12/1/2005          200000
Middletown                    0.5         11/1/2005       12/1/2005          210000
Westgate                      0.5         11/1/2005       12/1/2005           95920
Childs                        0.5         11/1/2005       12/1/2005           61200
Detroit                       0.5          9/1/2005       10/1/2005           60350
Miami                         0.5         10/1/2005       11/1/2005          180000
Ozone                         0.5         11/1/2005       12/1/2005           51300
Hazlehurst                    0.5         11/1/2005       12/1/2005           47200
Southfield                    0.5         11/1/2005       12/1/2005           26000
Saticoy                       0.5         11/1/2005       12/1/2005          342000
Meskegon                      0.5         10/1/2005       11/1/2005           90000
Kearns                        0.5         11/1/2005       12/1/2005          100000
Wawatosa                      0.5         11/1/2005       12/1/2005          125000
Saint Petersburg              0.5         12/1/2005        1/1/2006           78750
Charleroi                     0.5         11/1/2005       12/1/2005           58650
Miami                         0.5         10/1/2005       11/1/2005          210000
Berkeley                      0.5         11/1/2005       12/1/2005          144000
Aloha                         0.5         11/1/2005       12/1/2005           34200
Oviedo                        0.5         11/1/2005       12/1/2005          339000
Kissimmee                     0.5         11/1/2005       12/1/2005           35400
Hazlehurst                    0.5         10/1/2005       11/1/2005           65700
Knoxville                     0.5         12/1/2005        1/1/2006           15000
San Diego                     0.5         11/1/2005       12/1/2005           66000
Salinas                       0.5         11/1/2005       12/1/2005          539750
Camden                        0.5         11/1/2005       12/1/2005           59073
Little Rock                   0.5         11/1/2005       12/1/2005           85500
Montgomery                    0.5         11/1/2005       12/1/2005           17160
Murfreesboro                  0.5         12/1/2005        1/1/2006           17000
La Chute                      0.5         10/1/2005       11/1/2005           39400
Beaumont                      0.5          9/1/2005       10/1/2005          108000
Fort Payne                    0.5         11/1/2005       12/1/2005           26000
East McKeesport               0.5          9/1/2005       10/1/2005           67500
Lees Summit                   0.5         11/1/2005       12/1/2005           25378
Joy                           0.5         12/1/2005        1/1/2006           16000
South Bend                    0.5         11/1/2005       12/1/2005           59500
Jamaica                       0.5         11/1/2005       12/1/2005          261000
Brookwood                     0.5         11/1/2005       12/1/2005           72960
Bradenton                     0.5         11/1/2005       12/1/2005          104000
Munroe Falls                  0.5         11/1/2005       12/1/2005          107825
Kearns                        0.5         12/1/2005        1/1/2006           25400
Pitcairn                      0.5         11/1/2005       12/1/2005        69725.28
Adams                         0.5         11/1/2005       12/1/2005           20600
San Diego                     0.5         11/1/2005       12/1/2005           70000
Orient                        0.5          9/1/2005       10/1/2005          104550
Escondido                     0.5         11/1/2005       12/1/2005           37950
Peru                          0.5         10/1/2005       11/1/2005           99000
Cabot                         0.5         12/1/2005        1/1/2006           67520
Sayville                      0.5         11/1/2005       12/1/2005          196000
Hewitt                        0.5         11/1/2005       12/1/2005          179000
Miami                         0.5         12/1/2005        1/1/2006          296800
Poland                        0.5          9/1/2005       10/1/2005          115200
Bywood                        0.5         12/1/2005        1/1/2006           90000
Jackson                       0.5         11/1/2005       12/1/2005           49050
Albia                         0.5         11/1/2005       12/1/2005           50800
Marion                        0.5         10/1/2005       11/1/2005           66500
Humboldt                      0.5         11/1/2005       12/1/2005           81000
Monroe                        0.5         11/1/2005       12/1/2005           98856
Atlanta                       0.5         11/1/2005       12/1/2005          336000
Neosho                        0.5         11/1/2005       12/1/2005           62632
Memphis                       0.5         11/1/2005       12/1/2005           50400
Marenisco                     0.5         11/1/2005       12/1/2005          327000
Gallatin                      0.5         11/1/2005       12/1/2005           29600
Bakersfield                   0.5         11/1/2005       12/1/2005          157700
Whitman                       0.5         12/1/2005        1/1/2006          226400
Webb City                     0.5         11/1/2005       12/1/2005           65500
Topeka                        0.5         11/1/2005       12/1/2005          124000
Ocean City                    0.5         11/1/2005       12/1/2005          391000
Clearwater                    0.5         11/1/2005       12/1/2005          132800
Willeys                       0.5         12/1/2005        1/1/2006           72000
Lemon Grove                   0.5         11/1/2005       12/1/2005          401400
Bloomington                   0.5         12/1/2005        1/1/2006          136500
Santa Maria                   0.5         10/1/2005       11/1/2005          361000
Cincinnati                    0.5         11/1/2005       12/1/2005           88825
Hilton                        0.5         11/1/2005       12/1/2005           40500
Neosho                        0.5         11/1/2005       12/1/2005           15658
Clarksville                   0.5         11/1/2005       12/1/2005           63200
Houston                       0.5         11/1/2005       12/1/2005           92000
Jacksonville                  0.5         11/1/2005       12/1/2005          127500
Gladwin                       0.5         11/1/2005       12/1/2005           48450
Whitman                       0.5         12/1/2005        1/1/2006           56600
Lewisburg                     0.5         11/1/2005       12/1/2005           82650
Joppa                         0.5         11/1/2005       12/1/2005          102600
Pocomoke                      0.5         11/1/2005       12/1/2005          216750
Philadelphia                  0.5         11/1/2005       12/1/2005           63750
Everman                       0.5         12/1/2005        1/1/2006           68800
Snow Hill                     0.5         12/1/2005        1/1/2006           91500
Ironton                       0.5         12/1/2005        1/1/2006           51500
Rutland                       0.5         11/1/2005       12/1/2005           77900
Charlotte                     0.5         11/1/2005       12/1/2005           30000
Easton                        0.5         12/1/2005        1/1/2006          134400
Baugh                         0.5         10/1/2005       11/1/2005           68400
Baugh                         0.5         10/1/2005       11/1/2005           59150
Temecula                      0.5         11/1/2005       12/1/2005           56250
Massillon                     0.5         11/1/2005       12/1/2005           92000
Palm Bay                      0.5         11/1/2005       12/1/2005          120000
Bacone                        0.5         12/1/2005        1/1/2006           59850
Henderson                     0.5         10/1/2005       11/1/2005           49500
Bratenahl                     0.5          9/1/2005       10/1/2005           72000
Trenton                       0.5         11/1/2005       12/1/2005           77400
Lawton                        0.5         11/1/2005       12/1/2005           60350
Saint Helen                   0.5         11/1/2005       12/1/2005           47700
Bakersfield                   0.5         11/1/2005       12/1/2005          175750
Charlotte                     0.5         11/1/2005       12/1/2005          256800
REDDING                       0.5         11/1/2005       12/1/2005          355500
Weehawken                     0.5         10/1/2005       11/1/2005           51140
Abita Springs                 0.5         11/1/2005       12/1/2005           60000
Crawfordsville                0.5         11/1/2005       12/1/2005           87000
Reynoldsburg                  0.5         11/1/2005       12/1/2005           83200
Monroe                        0.5         11/1/2005       12/1/2005           43350
Incline Village               0.5         11/1/2005       12/1/2005          735000
Reynoldsburg                  0.5         11/1/2005       12/1/2005           20800
North East                    0.5         12/1/2005        1/1/2006           20980
Mesa                          0.5         11/1/2005       12/1/2005          110075
Saint Louis                   0.5         11/1/2005       12/1/2005           56500
Cape Coral                    0.5         11/1/2005       12/1/2005           40275
Pittsfield                    0.5         11/1/2005       12/1/2005           51632
Elwood                        0.5         11/1/2005       12/1/2005          410000
Basin                         0.5         11/1/2005       12/1/2005           48600
Momence                       0.5         12/1/2005        1/1/2006           73800
Millersville                  0.5         11/1/2005       12/1/2005          599999
San Leandro                   0.5         11/1/2005       12/1/2005          181600
San Leandro                   0.5         11/1/2005       12/1/2005           45400
Strawberry Plains             0.5         12/1/2005        1/1/2006           88000
Flanders                      0.5         11/1/2005       12/1/2005          185000
Jacksonville                  0.5         11/1/2005       12/1/2005           86800
Bronx                         0.5          9/1/2005       10/1/2005          348000
Cucamonga                     0.5         11/1/2005       12/1/2005          351200
Gary                          0.5         11/1/2005       12/1/2005          147600
Newburgh                      0.5         11/1/2005       12/1/2005          495000
Detroit                       0.5         11/1/2005       12/1/2005           76000
Lawrenceburg                  0.5         11/1/2005       12/1/2005           83500
Youngstown                    0.5         11/1/2005       12/1/2005           41650
Milford                       0.5          9/1/2005       10/1/2005           45400
Lawrence                      0.5         11/1/2005       12/1/2005          195000
Tampa                         0.5         11/1/2005       12/1/2005          188000
Wichita                       0.5         12/1/2005        1/1/2006           53000
Warren                        0.5         11/1/2005       12/1/2005           70200
Longwood                      0.5         10/1/2005       11/1/2005          245100
Croydon                       0.5         11/1/2005       12/1/2005          125625
Vallejo                       0.5         10/1/2005       11/1/2005          331200
Gretna                        0.5          9/1/2005       10/1/2005           70200
Chicago                       0.5         11/1/2005       12/1/2005          260000
Eastend                       0.5         11/1/2005       12/1/2005           54750
Franklinville                 0.5         11/1/2005       12/1/2005          145600
Indianapolis                  0.5         12/1/2005        1/1/2006           52000
Benton Harbor                 0.5         11/1/2005       12/1/2005           50000
Colburn                       0.5         11/1/2005       12/1/2005           85050
Naples                        0.5         11/1/2005       12/1/2005          268800
Dover                         0.5         11/1/2005       12/1/2005           18800
Powell                        0.5          9/1/2005       10/1/2005          107200
Raytown                       0.5         11/1/2005       12/1/2005           77850
Bayside                       0.5         11/1/2005       12/1/2005          495000
Tampa                         0.5         12/1/2005        1/1/2006          162450
Alexander City                0.5         11/1/2005       12/1/2005           54900
Sango                         0.5         11/1/2005       12/1/2005           86100
Abita Springs                 0.5         11/1/2005       12/1/2005           15000
Ocala                         0.5         11/1/2005       12/1/2005           97200
Baton Rouge                   0.5         11/1/2005       12/1/2005           52000
Birmingham                    0.5         11/1/2005       12/1/2005           64600
Coshocton                     0.5         12/1/2005        1/1/2006           80000
Kalkaska                      0.5         11/1/2005       12/1/2005          119000
Moreno                        0.5         12/1/2005        1/1/2006           95000
Lemay                         0.5         10/1/2005       11/1/2005           85500
Portland                      0.5         11/1/2005       12/1/2005          104300
Dellwood                      0.5         11/1/2005       12/1/2005           67500
Macomb                        0.5         11/1/2005       12/1/2005          360000
Philadelphia                  0.5         11/1/2005       12/1/2005           58500
Kenner                        0.5          9/1/2005       10/1/2005          240975
Owasso                        0.5         11/1/2005       12/1/2005          130500
Mira Loma                     0.5         10/1/2005       11/1/2005          131000
Coshocton                     0.5         12/1/2005        1/1/2006           20000
Kenner                        0.5         12/1/2005        1/1/2006           50000
Tulsa                         0.5         11/1/2005       12/1/2005           46665
Clarksville                   0.5         11/1/2005       12/1/2005           15800
Dixie                         0.5         11/1/2005       12/1/2005           52000
Fairborn                      0.5         11/1/2005       12/1/2005           80000
Miami                         0.5         11/1/2005       12/1/2005          168000
Tacoma                        0.5         11/1/2005       12/1/2005           52000
Elizabeth                     0.5         11/1/2005       12/1/2005           50100
Barren                        0.5         11/1/2005       12/1/2005           61200
Barry Lakes                   0.5         11/1/2005       12/1/2005          183000
Springfield                   0.5         11/1/2005       12/1/2005           66500
Cucamonga                     0.5         11/1/2005       12/1/2005           87800
Broken Arrow                  0.5         11/1/2005       12/1/2005           95400
Newark                        0.5         11/1/2005       12/1/2005          413250
Saegertown                    0.5          1/1/2006        2/1/2006          112000
Brooklyn                      0.5         11/1/2005       12/1/2005          330400
Brooklyn                      0.5         11/1/2005       12/1/2005           82600
Amelia City                   0.5         11/1/2005       12/1/2005          414000
Alpharetta                    0.5         11/1/2005       12/1/2005          256500
Lewiston                      0.5         11/1/2005       12/1/2005           29800
Chattanooga                   0.5         11/1/2005       12/1/2005           50000
Dayton                        0.5         11/1/2005       12/1/2005          164000
Flushing                      0.5         11/1/2005       12/1/2005          350000
Richmond                      0.5         11/1/2005       12/1/2005           69300
Tampa                         0.5         11/1/2005       12/1/2005          194750
Nora                          0.5         11/1/2005       12/1/2005           45900
Alameda                       0.5          9/1/2005       10/1/2005           91500
Birmingham                    0.5         11/1/2005       12/1/2005           16150
La Tijera                     0.5         11/1/2005       12/1/2005          425700
Daytona Beach                 0.5         11/1/2005       12/1/2005           87400
Poughkeepsie                  0.5         11/1/2005       12/1/2005          163800
West Jordan                   0.5         11/1/2005       12/1/2005          116400
Fontana                       0.5         10/1/2005       11/1/2005          459000
Kansas City                   0.5         11/1/2005       12/1/2005           22520
Cimarron                      0.5         11/1/2005       12/1/2005          391500
Saginaw                       0.5         10/1/2005       11/1/2005           41600
Dunbar                        0.5         10/1/2005       11/1/2005           56000
Philadelphia                  0.5         11/1/2005       12/1/2005           90000
Memphis                       0.5         11/1/2005       12/1/2005           50350
Seymour                       0.5         11/1/2005       12/1/2005          346500
Middletown                    0.5         11/1/2005       12/1/2005          360000
Caro                          0.5         11/1/2005       12/1/2005          108000
Charlotte                     0.5         11/1/2005       12/1/2005           92800
Gracey                        0.5          9/1/2005       10/1/2005           40500
Chville                       0.5         11/1/2005       12/1/2005          229500
Avondale                      0.5         11/1/2005       12/1/2005           74000
Cleveland                     0.5         11/1/2005       12/1/2005          128250
Miami                         0.5         10/1/2005       11/1/2005          194400
West Jordan                   0.5         11/1/2005       12/1/2005           29100
Barr                          0.5         11/1/2005       12/1/2005          289000
Powderly                      0.5         11/1/2005       12/1/2005           66690
Detroit                       0.5         12/1/2005        1/1/2006           63000
Norco                         0.5         11/1/2005       12/1/2005          527200
Dayton                        0.5         11/1/2005       12/1/2005           41000
Obetz                         0.5         11/1/2005       12/1/2005           81000
Wheeler                       0.5         11/1/2005       12/1/2005           80800
Rising Fawn                   0.5         11/1/2005       12/1/2005          239998
Bellfntn                      0.5         11/1/2005       12/1/2005           68400
Roselle Park                  0.5         10/1/2005       11/1/2005          201000
Memphis                       0.5         11/1/2005       12/1/2005           65450
Yaphank                       0.5         11/1/2005       12/1/2005           38250
Canton                        0.5         11/1/2005       12/1/2005          183920
Tahlequah                     0.5         11/1/2005       12/1/2005           55000
Gorham                        0.5         11/1/2005       12/1/2005          157000
Metairie                      0.5         10/1/2005       11/1/2005          245700
Memphis                       0.5         11/1/2005       12/1/2005           64600
Willeys                       0.5         12/1/2005        1/1/2006           18000
Arkoma                        0.5         11/1/2005       12/1/2005           52250
Clearwater                    0.5         11/1/2005       12/1/2005           49600
Fishkill                      0.5         11/1/2005       12/1/2005          175000
Bellaire                      0.5         11/1/2005       12/1/2005          211200
New Smyrna Beach              0.5         12/1/2005        1/1/2006          338006
Moss Point                    0.5         11/1/2005       12/1/2005           59900
Hanford                       0.5         11/1/2005       12/1/2005           84000
Lohrville                     0.5         10/1/2005       11/1/2005           58950
Somerville                    0.5         11/1/2005       12/1/2005          355500
Thornville                    0.5         10/1/2005       11/1/2005           76500
Concord                       0.5         11/1/2005       12/1/2005          126350
Savannah                      0.5         11/1/2005       12/1/2005          365500
Aliq                          0.5         11/1/2005       12/1/2005           56000
Cincinnati                    0.5         10/1/2005       11/1/2005           76000
Cleveland                     0.5         11/1/2005       12/1/2005           69255
Docena                        0.5         11/1/2005       12/1/2005           41400
Tulsa                         0.5         11/1/2005       12/1/2005           47000
MULDROW                       0.5         11/1/2005       12/1/2005           51850
Ormond Beach                  0.5         10/1/2005       11/1/2005          267750
Jackson                       0.5         11/1/2005       12/1/2005           45000
Jackson                       0.5         11/1/2005       12/1/2005           58000
Compton                       0.5         11/1/2005       12/1/2005          272000
Compton                       0.5         11/1/2005       12/1/2005           68000
Pine Bush                     0.5         11/1/2005       12/1/2005          172500
Marion                        0.5         10/1/2005       11/1/2005           78300
Ldhl                          0.5         11/1/2005       12/1/2005           44910
Topeka                        0.5         11/1/2005       12/1/2005           31000
Detroit                       0.5         11/1/2005       12/1/2005           56000
Yonkers                       0.5         11/1/2005       12/1/2005          520000
Pomona                        0.5         11/1/2005       12/1/2005          103000
Orlando                       0.5         11/1/2005       12/1/2005           49500
Shreveport                    0.5         10/1/2005       11/1/2005           51000
Galesburg                     0.5         11/1/2005       12/1/2005          230715
Wyoming                       0.5         11/1/2005       12/1/2005           95000
Concord                       0.5         10/1/2005       11/1/2005          476000
Dresser                       0.5         11/1/2005       12/1/2005           76925
Dillon                        0.5         11/1/2005       12/1/2005           53000
Philadelphia                  0.5         11/1/2005       12/1/2005           48450
Manorville                    0.5         12/1/2005        1/1/2006          337500
Hayward                       0.5         11/1/2005       12/1/2005          600000
West End                      0.5         11/1/2005       12/1/2005           42500
WARREN                        0.5         11/1/2005       12/1/2005           68000
Roswell                       0.5         11/1/2005       12/1/2005          340000
Dayton                        0.5         11/1/2005       12/1/2005           66500
Tulsa                         0.5         11/1/2005       12/1/2005           62000
Carson City                   0.5         11/1/2005       12/1/2005          240000
Davie                         0.5         11/1/2005       12/1/2005          492750
Orlando                       0.5         11/1/2005       12/1/2005           89250
Monroe                        0.5         11/1/2005       12/1/2005          240000
Brooklyn                      0.5         11/1/2005       12/1/2005          231000
Easton                        0.5         12/1/2005        1/1/2006           33600
Finger                        0.5         11/1/2005       12/1/2005           27000
Grand Blanc                   0.5         11/1/2005       12/1/2005          238850
Milford                       0.5         11/1/2005       12/1/2005           96900
Akron                         0.5         11/1/2005       12/1/2005          285000
Saint Louis                   0.5         11/1/2005       12/1/2005           54825
Stafford                      0.5         12/1/2005        1/1/2006          222400
Washington                    0.5         11/1/2005       12/1/2005           15420
Villa Grove                   0.5         12/1/2005        1/1/2006           94400
Sault Sainte Marie            0.5         10/1/2005       11/1/2005           46800
Elwood                        0.5         11/1/2005       12/1/2005           88350
Ocala                         0.5         11/1/2005       12/1/2005          136000
Bronx                         0.5          9/1/2005       10/1/2005           87000
Hamilton                      0.5         11/1/2005       12/1/2005          136000
Riverview                     0.5         11/1/2005       12/1/2005          288000
Wichita                       0.5         11/1/2005       12/1/2005           63750
Mattawan                      0.5         12/1/2005        1/1/2006           94760
Stafford                      0.5         12/1/2005        1/1/2006           41700
Dunn                          0.5         11/1/2005       12/1/2005          107200
Alta Loma                     0.5         11/1/2005       12/1/2005          328000
Alta Loma                     0.5         11/1/2005       12/1/2005           82000
Mexico                        0.5          9/1/2005       10/1/2005           40455
Mesquite                      0.5         11/1/2005       12/1/2005           95700
Glenville                     0.5         11/1/2005       12/1/2005          692500
Phoenix                       0.5         11/1/2005       12/1/2005          228000
Hayward                       0.5         11/1/2005       12/1/2005          312000
Clarksburg                    0.5         11/1/2005       12/1/2005           57500
Jackson                       0.5         10/1/2005       11/1/2005           50400
Venice                        0.5         11/1/2005       12/1/2005          321300
Colonial Heights              0.5         11/1/2005       12/1/2005          107100
Camden                        0.5         11/1/2005       12/1/2005           16200
Spencer                       0.5         11/1/2005       12/1/2005           72900
Wellston                      0.5         11/1/2005       12/1/2005          252000
Hayward                       0.5         11/1/2005       12/1/2005           78000
Roanoke                       0.5         11/1/2005       12/1/2005           68000
Heer Park                     0.5         11/1/2005       12/1/2005          328000
Harrison                      0.5         10/1/2005       11/1/2005           60000
Pryor                         0.5         11/1/2005       12/1/2005           57000
Dallas                        0.5         12/1/2005        1/1/2006           44000
Mesquite                      0.5         11/1/2005       12/1/2005           63750
Mesquite                      0.5         11/1/2005       12/1/2005           63750
Parkview                      0.5         12/1/2005        1/1/2006          244150
Slaton                        0.5         11/1/2005       12/1/2005           40000
Bassett                       0.5         11/1/2005       12/1/2005          336000
Eglon                         0.5         11/1/2005       12/1/2005          344250
Bel Nor                       0.5         11/1/2005       12/1/2005           77900
Cabot                         0.5         12/1/2005        1/1/2006           16880
Toledo                        0.5         11/1/2005       12/1/2005           75200
Rock Island                   0.5         11/1/2005       12/1/2005           63000
Beaufort                      0.5         11/1/2005       12/1/2005          270000
Charlotte                     0.5         11/1/2005       12/1/2005           21000
Massapequa                    0.5         12/1/2005        1/1/2006           80000
Bardwell                      0.5         11/1/2005       12/1/2005          122400
Staten Island                 0.5         11/1/2005       12/1/2005          405000
Vallejo                       0.5         10/1/2005       11/1/2005          255000
Arleta                        0.5         11/1/2005       12/1/2005          292500
Tulsa                         0.5         11/1/2005       12/1/2005           76500
Columbia                      0.5         11/1/2005       12/1/2005          180000
Lancaster                     0.5         11/1/2005       12/1/2005           57600
Memphis                       0.5         12/1/2005        1/1/2006           66600
Evansville                    0.5         11/1/2005       12/1/2005           54900
Passyunk                      0.5         10/1/2005       11/1/2005          123000
Brookville                    0.5         11/1/2005       12/1/2005           66000
Akron                         0.5         10/1/2005       11/1/2005           59000
Payne                         0.5         11/1/2005       12/1/2005           47530
                              0.5         11/1/2005       12/1/2005           43650
Arlington                     0.5         12/1/2005        1/1/2006           80800
Seattle                       0.5         10/1/2005       11/1/2005          199600
Mounds                        0.5         11/1/2005       12/1/2005           69000
Walden                        0.5         11/1/2005       12/1/2005          327250
Allentown                     0.5         11/1/2005       12/1/2005          270000
Ocala                         0.5         11/1/2005       12/1/2005           18225
Philadelphia                  0.5         11/1/2005       12/1/2005          103700
Philadelphia                  0.5          9/1/2005       10/1/2005           69750
Riverdale                     0.5         11/1/2005       12/1/2005          115600
McRae                         0.5         11/1/2005       12/1/2005           61200
Rockford                      0.5         11/1/2005       12/1/2005          190400
Transfer                      0.5         11/1/2005       12/1/2005           93100
Newark                        0.5         12/1/2005        1/1/2006           96720
Denver                        0.5         11/1/2005       12/1/2005          119000
Rockford                      0.5         11/1/2005       12/1/2005           47600
Hardwick                      0.5         11/1/2005       12/1/2005          260000
Sun City                      0.5         11/1/2005       12/1/2005          104000
Sacramento                    0.5         11/1/2005       12/1/2005          208000
Bywood                        0.5         11/1/2005       12/1/2005           44000
Toledo                        0.5         11/1/2005       12/1/2005           46800
Calumet City                  0.5          9/1/2005       10/1/2005          135000
Elwood                        0.5         11/1/2005       12/1/2005           82175
Lorane                        0.5         11/1/2005       12/1/2005           70200
Rexmont                       0.5         10/1/2005       11/1/2005           84000
East Tawas                    0.5         10/1/2005       11/1/2005           57510
Holly Hill                    0.5         10/1/2005       11/1/2005          100000
West Columbia                 0.5         10/1/2005       11/1/2005           44100
Elbert                        0.5         11/1/2005       12/1/2005          378800
Brookville                    0.5         11/1/2005       12/1/2005           16500
Dallas                        0.5         11/1/2005       12/1/2005          347650
Brooklyn                      0.5         11/1/2005       12/1/2005          282500
Old Hickory                   0.5         11/1/2005       12/1/2005           83430
Bergenfield                   0.5         11/1/2005       12/1/2005          260000
Hammond                       0.5         11/1/2005       12/1/2005          171000
Sacramento                    0.5         11/1/2005       12/1/2005           52000
Middletown                    0.5         10/1/2005       11/1/2005           72000
Tucson                        0.5         11/1/2005       12/1/2005          120000
Greenacres                    0.5         11/1/2005       12/1/2005          157000
Miami                         0.5         11/1/2005       12/1/2005          336000
Boston                        0.5         11/1/2005       12/1/2005          404800
Colerain                      0.5         11/1/2005       12/1/2005           83000
Murray City                   0.5         11/1/2005       12/1/2005           40000
Jamaica                       0.5         11/1/2005       12/1/2005          391000
Tulsa                         0.5          1/1/2006        2/1/2006           15500
Sharon                        0.5         12/1/2005        1/1/2006           46800
Tucson                        0.5         12/1/2005        1/1/2006           30000
Crestview                     0.5         12/1/2005        1/1/2006          368125
Aurora                        0.5         11/1/2005       12/1/2005          137600
Chapel Hill                   0.5         11/1/2005       12/1/2005        254659.2
Kissimmee                     0.5         11/1/2005       12/1/2005           31600
Reno                          0.5         11/1/2005       12/1/2005          255200
Fontana                       0.5         11/1/2005       12/1/2005          228000
Lemont                        0.5         11/1/2005       12/1/2005          395000
Weare                         0.5         11/1/2005       12/1/2005           36000
Newburgh                      0.5         11/1/2005       12/1/2005           27500
Granville                     0.5         11/1/2005       12/1/2005           55250
Monument                      0.5         11/1/2005       12/1/2005          239920
Evesham                       0.5         11/1/2005       12/1/2005          454750
Westgate                      0.5         11/1/2005       12/1/2005           23980
Rockford                      0.5         11/1/2005       12/1/2005           40050
Youngstown                    0.5         11/1/2005       12/1/2005           40500
Burlington                    0.5         11/1/2005       12/1/2005           69000
Detroit                       0.5         11/1/2005       12/1/2005           58000
Calcutta                      0.5         10/1/2005       11/1/2005           41000
Knauers                       0.5         11/1/2005       12/1/2005          500000
Rocky Point                   0.5         11/1/2005       12/1/2005          144000
Cloquet                       0.5         11/1/2005       12/1/2005           95550
Fort Myers                    0.5         12/1/2005        1/1/2006          229200
Limington                     0.5         11/1/2005       12/1/2005          112500
Grottoes                      0.5         11/1/2005       12/1/2005          130400
Lakemore                      0.5         10/1/2005       11/1/2005           96050
Avery                         0.5          2/1/2006        3/1/2006           54000
Peabody                       0.5         10/1/2005       11/1/2005          505000
Jamestown                     0.5         11/1/2005       12/1/2005           49200
Harrison                      0.5         10/1/2005       11/1/2005           15000
Gretna                        0.5          1/1/2006        2/1/2006           76800
Ellenwood                     0.5         11/1/2005       12/1/2005          169200
Midland                       0.5         11/1/2005       12/1/2005           66600
Auburndale                    0.5         11/1/2005       12/1/2005           63000
Oaklandon                     0.5         12/1/2005        1/1/2006           64800
Obetz                         0.5         12/1/2005        1/1/2006           75000
Galaxy                        0.5         11/1/2005       12/1/2005           71760
Wonder Lake                   0.5         11/1/2005       12/1/2005          132000
Caro                          0.5         11/1/2005       12/1/2005          123500
Staten Island                 0.5         11/1/2005       12/1/2005          182000
Akron                         0.5         11/1/2005       12/1/2005           57000
Westland                      0.5         12/1/2005        1/1/2006           43000
Milford                       0.5         10/1/2005       11/1/2005          237500
Marysville                    0.5         11/1/2005       12/1/2005           50000
Philadelphia                  0.5         11/1/2005       12/1/2005          190000
Tampa                         0.5         11/1/2005       12/1/2005          139500
Sun City                      0.5         10/1/2005       11/1/2005          212000
San Diego                     0.5         11/1/2005       12/1/2005          208500
Arleta                        0.5         11/1/2005       12/1/2005          167000
Black Jack                    0.5         11/1/2005       12/1/2005          109600
Elyria                        0.5         11/1/2005       12/1/2005           94500
Fairborn                      0.5         11/1/2005       12/1/2005           20000
Key West                      0.5         11/1/2005       12/1/2005          576000
Saydel                        0.5         11/1/2005       12/1/2005           81000
Tonawanda                     0.5         11/1/2005       12/1/2005          127500
Southpoint                    0.5         12/1/2005        1/1/2006           52000
Kissimmee                     0.5         11/1/2005       12/1/2005          353400
Naranja                       0.5         11/1/2005       12/1/2005          164000
Phoenix                       0.5         11/1/2005       12/1/2005           57000
Pittsburgh                    0.5         10/1/2005       11/1/2005          136800
Montz                         0.5         11/1/2005       12/1/2005           89000
Progress                      0.5         11/1/2005       12/1/2005          172000
Salem                         0.5         11/1/2005       12/1/2005           63000
Wharton                       0.5         10/1/2005       11/1/2005          264800
Sullivan                      0.5         11/1/2005       12/1/2005           81060
Saginaw                       0.5         11/1/2005       12/1/2005           50000
Waco                          0.5          9/1/2005       10/1/2005           53550
Waco                          0.5          9/1/2005       10/1/2005           42000
Bend                          0.5         11/1/2005       12/1/2005          575000
Lakewood                      0.5         11/1/2005       12/1/2005          266000
Miami                         0.5         10/1/2005       11/1/2005          131000
Damascus                      0.5         11/1/2005       12/1/2005          337000
Steuben                       0.5         11/1/2005       12/1/2005           85500
Buffalo                       0.5         11/1/2005       12/1/2005           81750
Monument                      0.5         11/1/2005       12/1/2005           59980
Mars Hill                     0.5         12/1/2005        1/1/2006           88000
Virginia Beach                0.5         11/1/2005       12/1/2005          260000
Englewood                     0.5         11/1/2005       12/1/2005          120400
Monessen                      0.5         10/1/2005       11/1/2005           41250
Hawley                        0.5         12/1/2005        1/1/2006          110000
Chapel Hill                   0.5         11/1/2005       12/1/2005           47749
Ironwood                      0.5         11/1/2005       12/1/2005           56950
Fontana                       0.5         11/1/2005       12/1/2005           90000
New Orleans                   0.5         10/1/2005       11/1/2005          228400
Marne                         0.5         11/1/2005       12/1/2005           82450
Conroe                        0.5         11/1/2005       12/1/2005          279920
Middletown                    0.5         12/1/2005        1/1/2006          160000
CAMPBELL                      0.5         11/1/2005       12/1/2005           70300
Baldy Mesa                    0.5         12/1/2005        1/1/2006          208000
Baldy Mesa                    0.5         12/1/2005        1/1/2006           52000
Ocala                         0.5         11/1/2005       12/1/2005           34000
Sharon Hill                   0.5         11/1/2005       12/1/2005           78000
Forks                         0.5         11/1/2005       12/1/2005          248000
Albion                        0.5         11/1/2005       12/1/2005           85000
Conover                       0.5         12/1/2005        1/1/2006           77040
Conroe                        0.5         11/1/2005       12/1/2005           69980
Newark                        0.5         11/1/2005       12/1/2005          243000
Pomona                        0.5         11/1/2005       12/1/2005          121000
Erie                          0.5         12/1/2005        1/1/2006           76500
Stilwell                      0.5         11/1/2005       12/1/2005          306000
Lawrence                      0.5         11/1/2005       12/1/2005           53550
Los Angeles                   0.5         11/1/2005       12/1/2005          308000
Marne                         0.5         11/1/2005       12/1/2005           45600
Mattawan                      0.5         11/1/2005       12/1/2005           23690
Sullivan                      0.5         12/1/2005        1/1/2006           20265
Black Jack                    0.5         11/1/2005       12/1/2005           27400
Pulaski                       0.5         11/1/2005       12/1/2005           54000
Aurora                        0.5         11/1/2005       12/1/2005           28000
Brockton                      0.5         11/1/2005       12/1/2005          179000
Hendersonville                0.5         11/1/2005       12/1/2005          104000
Poland                        0.5         11/1/2005       12/1/2005           79200
Avondale                      0.5         11/1/2005       12/1/2005           18500
West Palm Beach               0.5         11/1/2005       12/1/2005          100000
Phoenix                       0.5         11/1/2005       12/1/2005          144500
Detroit                       0.5         11/1/2005       12/1/2005           69600
Deltona                       0.5          9/1/2005       10/1/2005          102000
Akron                         0.5         10/1/2005       11/1/2005          199800
Waynesboro                    0.5         10/1/2005       11/1/2005           69700
Goodyear                      0.5         11/1/2005       12/1/2005          324000
Berkeley                      0.5         11/1/2005       12/1/2005           36000
Cathedral City                0.5         11/1/2005       12/1/2005          260000
Naples                        0.5         11/1/2005       12/1/2005          280000
Cave Creek                    0.5         11/1/2005       12/1/2005          328000
Fort Pierce                   0.5         11/1/2005       12/1/2005          219920
Riviera Beach                 0.5         11/1/2005       12/1/2005          341500
Medina                        0.5         11/1/2005       12/1/2005          129500
Washington Park               0.5         11/1/2005       12/1/2005           45000
Brooksville                   0.5         11/1/2005       12/1/2005           90000
Poland                        0.5         10/1/2005       11/1/2005           19800
Tuckerton                     0.5         10/1/2005       11/1/2005          137700
Keyport                       0.5         12/1/2005        1/1/2006          160000
Dallas                        0.5         11/1/2005       12/1/2005          212300
Sabraton                      0.5         10/1/2005       11/1/2005          156002
Denver                        0.5         11/1/2005       12/1/2005           81600
Baton Rouge                   0.5         11/1/2005       12/1/2005           76000
Wantagh                       0.5         11/1/2005       12/1/2005          325000
Monrovia                      0.5         11/1/2005       12/1/2005          326000
Los Angeles                   0.5         11/1/2005       12/1/2005           77000
Lancaster                     0.5         11/1/2005       12/1/2005          126400
Savannah                      0.5         11/1/2005       12/1/2005           58800
Dunn                          0.5         11/1/2005       12/1/2005           26800
Mill Creek                    0.5         11/1/2005       12/1/2005           50250
Tampa                         0.5         11/1/2005       12/1/2005           34350
Streetsboro                   0.5         11/1/2005       12/1/2005          270000
Newark                        0.5         11/1/2005       12/1/2005           42000
Miami                         0.5         11/1/2005       12/1/2005           42000
Farrell                       0.5         11/1/2005       12/1/2005           48150
Liberty                       0.5         11/1/2005       12/1/2005          195350
Leroy                         0.5         11/1/2005       12/1/2005           66400
Goodyear                      0.5         11/1/2005       12/1/2005           60750
Sun City                      0.5         10/1/2005       11/1/2005           39750
Fort Pierce                   0.5         10/1/2005       11/1/2005          146720
Bakersfield                   0.5         10/1/2005       11/1/2005          119200
Dix Hills                     0.5         11/1/2005       12/1/2005          232000
Fairborn                      0.5         11/1/2005       12/1/2005           72250
Grand Rapids                  0.5         11/1/2005       12/1/2005          176000
Hampstead                     0.5         10/1/2005       11/1/2005           40000
Virden                        0.5         11/1/2005       12/1/2005           64600
Hendersonville                0.5         11/1/2005       12/1/2005           26000
Wilson                        0.5         11/1/2005       12/1/2005           99120
Otto                          0.5         10/1/2005       11/1/2005          159200
Salem                         0.5         11/1/2005       12/1/2005           86700
ROCKY COMFORT                 0.5         11/1/2005       12/1/2005           67500
San Diego                     0.5         11/1/2005       12/1/2005          236000
Cleveland                     0.5         11/1/2005       12/1/2005           45050
Wernersville                  0.5         11/1/2005       12/1/2005           81000
Taft                          0.5         11/1/2005       12/1/2005          102400
Seattle                       0.5         10/1/2005       11/1/2005           49900
Roscoe                        0.5         11/1/2005       12/1/2005          188000
Livermore                     0.5         11/1/2005       12/1/2005          432000
Bay Point                     0.5         11/1/2005       12/1/2005          375000
Brooksville                   0.5         11/1/2005       12/1/2005           97000
Livermore                     0.5         11/1/2005       12/1/2005           98000
Mansfield                     0.5         11/1/2005       12/1/2005           65600
Ryland                        0.5         10/1/2005       11/1/2005           99000
Jackson                       0.5         11/1/2005       12/1/2005           44000
Commack                       0.5         11/1/2005       12/1/2005          490000
Apple Valley                  0.5         11/1/2005       12/1/2005          172000
Wilmington                    0.5         11/1/2005       12/1/2005           69750
Waukesha                      0.5         10/1/2005       11/1/2005          422750
Meriden                       0.5         11/1/2005       12/1/2005           25600
San Diego                     0.5         11/1/2005       12/1/2005           59000
Riviera Beach                 0.5         10/1/2005       11/1/2005           97600
Miami                         0.5         10/1/2005       11/1/2005           48600
Wheatfield                    0.5         11/1/2005       12/1/2005          153000
Greene                        0.5         11/1/2005       12/1/2005           80750
                              0.5         12/1/2005        1/1/2006          334000
Apple Valley                  0.5         11/1/2005       12/1/2005           43000
Fort Pierce                   0.5         10/1/2005       11/1/2005           36680
Otto                          0.5         10/1/2005       11/1/2005           39800
Long Beach                    0.5         11/1/2005       12/1/2005          228800
Long Beach                    0.5         11/1/2005       12/1/2005           57200
Lodi                          0.5         11/1/2005       12/1/2005          302400
Lodi                          0.5         11/1/2005       12/1/2005           75600
Plainfield                    0.5         12/1/2005        1/1/2006          153500
Amityville                    0.5         11/1/2005       12/1/2005          240000
Trenton                       0.5         11/1/2005       12/1/2005           45000
Amityville                    0.5         12/1/2005        1/1/2006          201000
Virginia Beach                0.5         11/1/2005       12/1/2005           65000
Rochester                     0.5         10/1/2005       11/1/2005           43110
Murdock                       0.5         11/1/2005       12/1/2005           94500
Boardman                      0.5         12/1/2005        1/1/2006           42500
Cave Creek                    0.5         10/1/2005       11/1/2005          368000
Watts                         0.5         11/1/2005       12/1/2005          224000
Lynchburg                     0.5         11/1/2005       12/1/2005           15000
Oakridge                      0.5         11/1/2005       12/1/2005           22300
Hayward                       0.5         11/1/2005       12/1/2005          150000
Las Vegas                     0.5         11/1/2005       12/1/2005          288900
Canton                        0.5         11/1/2005       12/1/2005           45980
Seattle                       0.5         10/1/2005       11/1/2005          250750
Branch #1                     0.5         11/1/2005       12/1/2005          284000
Kearns                        0.5         10/1/2005       11/1/2005           25000
San Diego                     0.5         11/1/2005       12/1/2005          263000
Orange                        0.5         11/1/2005       12/1/2005          153000
Vandalia                      0.5         10/1/2005       11/1/2005           76500
Kansas City                   0.5         11/1/2005       12/1/2005          351500
Mansfield                     0.5         11/1/2005       12/1/2005           16400
Wilson                        0.5         11/1/2005       12/1/2005           24780
Knoxville                     0.5         11/1/2005       12/1/2005           69000
Sandersdale                   0.5         11/1/2005       12/1/2005          142500
Walnut Park                   0.5         11/1/2005       12/1/2005          280000
Monroe                        0.5         11/1/2005       12/1/2005           60000
Columbus                      0.5         12/1/2005        1/1/2006           60400
Basin                         0.5         11/1/2005       12/1/2005           40000
Tarpon Springs                0.5         11/1/2005       12/1/2005          490500
West Adams                    0.5         11/1/2005       12/1/2005          242400
West Adams                    0.5         11/1/2005       12/1/2005           60600
Houston                       0.5         11/1/2005       12/1/2005          170000
Leroy                         0.5         11/1/2005       12/1/2005           16600
Chesapeake                    0.5         11/1/2005       12/1/2005           48300
Karns                         0.5         11/1/2005       12/1/2005           98400
Waynesfield                   0.5         11/1/2005       12/1/2005           63750
Oak Point                     0.5         11/1/2005       12/1/2005          504000
Mesa                          0.5         11/1/2005       12/1/2005          550000
Sherwood                      0.5         11/1/2005       12/1/2005          183200
Watts                         0.5         11/1/2005       12/1/2005           75000
Seal Beach                    0.5         11/1/2005       12/1/2005          612000
Elbert                        0.5         11/1/2005       12/1/2005           23675
CENTRAL ISLIP                 0.5         11/1/2005       12/1/2005          340000
Parkland                      0.5         11/1/2005       12/1/2005          242800
Clover                        0.5         11/1/2005       12/1/2005          276000
Salem                         0.5         11/1/2005       12/1/2005           25000
Buffalo                       0.5         12/1/2005        1/1/2006           42500
Grand Rapids                  0.5         11/1/2005       12/1/2005           44000
Miami                         0.5         11/1/2005       12/1/2005           84000
Lancaster                     0.5         11/1/2005       12/1/2005           31600
                              0.5         11/1/2005       12/1/2005          244000
Cozy Lake                     0.5         11/1/2005       12/1/2005          216000
Chicago Ridge                 0.5         11/1/2005       12/1/2005          160000
Commerce                      0.5         11/1/2005       12/1/2005          332500
DOUGLAS                       0.5         11/1/2005       12/1/2005           46750
Oxnard                        0.5         11/1/2005       12/1/2005          388000
Asheville                     0.5         11/1/2005       12/1/2005          191200
Karns                         0.5         11/1/2005       12/1/2005           24600
Stanwood                      0.5         10/1/2005       11/1/2005           60000
Miami                         0.5         10/1/2005       11/1/2005          252000
Lubbock                       0.5         11/1/2005       12/1/2005          105200
Auburn                        0.5         12/1/2005        1/1/2006          188750
Unity                         0.5         11/1/2005       12/1/2005           73500
Newtown                       0.5         11/1/2005       12/1/2005          432000
Crystal River                 0.5         11/1/2005       12/1/2005          237500
Bakersfield                   0.5         11/1/2005       12/1/2005           29800
Denver                        0.5         11/1/2005       12/1/2005          180800
Cozy Lake                     0.5         11/1/2005       12/1/2005           54000
Chicago                       0.5         11/1/2005       12/1/2005          148000
Naranja                       0.5         10/1/2005       11/1/2005          215000
Wilmington                    0.5         11/1/2005       12/1/2005           93750
Stuart                        0.5         12/1/2005        1/1/2006           68720
Vernon                        0.5         11/1/2005       12/1/2005          285500
Orlando                       0.5         11/1/2005       12/1/2005          163800
Mars Hill                     0.5         12/1/2005        1/1/2006           22000
Lomita                        0.5         10/1/2005       11/1/2005          516000
Albany                        0.5         12/1/2005        1/1/2006           68000
Milton                        0.5          1/1/2006        2/1/2006           46750
Hermiston                     0.5         10/1/2005       11/1/2005          103200
South Gate                    0.5         11/1/2005       12/1/2005          256000
Lancaster                     0.5         11/1/2005       12/1/2005          137700
Kearns                        0.5         10/1/2005       11/1/2005          182700
Temecula                      0.5         11/1/2005       12/1/2005          348000
San Antonio                   0.5         11/1/2005       12/1/2005           68800
Rochester                     0.5         11/1/2005       12/1/2005          102000
Grottoes                      0.5         11/1/2005       12/1/2005           32600
West Palm Beach               0.5         11/1/2005       12/1/2005           25000
Springfield                   0.5         11/1/2005       12/1/2005           67500
Hazelwood                     0.5         11/1/2005       12/1/2005           19600
Orlando                       0.5         11/1/2005       12/1/2005           64400
Clover                        0.5         11/1/2005       12/1/2005           69000
Westmorland                   0.5         11/1/2005       12/1/2005          117000
Riverview                     0.5         12/1/2005        1/1/2006           50050
Drew                          0.5          9/1/2005       10/1/2005           80100
Parkdale                      0.5         11/1/2005       12/1/2005          107865
Cleveland                     0.5         11/1/2005       12/1/2005          348000
Mansfield                     0.5         11/1/2005       12/1/2005           45600
Baltimore                     0.5         11/1/2005       12/1/2005          300000
Muhlenberg                    0.5         11/1/2005       12/1/2005          240750
Troy                          0.5         12/1/2005        1/1/2006          348300
Detroit                       0.5         11/1/2005       12/1/2005           84000
Douglas                       0.5         12/1/2005        1/1/2006           62500
Greenbush                     0.5         11/1/2005       12/1/2005          340000
East Islip                    0.5         12/1/2005        1/1/2006          300000
Cleveland                     0.5         11/1/2005       12/1/2005           43500
Cheyenne                      0.5         11/1/2005       12/1/2005           72800
Wharton                       0.5         11/1/2005       12/1/2005           66200
Englewood                     0.5         11/1/2005       12/1/2005           30100
Norco                         0.5         11/1/2005       12/1/2005           65900
Norwalk                       0.5         12/1/2005        1/1/2006          332000
Lomita                        0.5         11/1/2005       12/1/2005          129000
Grayson                       0.5         12/1/2005        1/1/2006          430473
Atchison                      0.5         12/1/2005        1/1/2006           83700
Concord                       0.5         11/1/2005       12/1/2005           91200
Lauderhill                    0.5         11/1/2005       12/1/2005          125800
Miner                         0.5         11/1/2005       12/1/2005           49000
Hoschton                      0.5         12/1/2005        1/1/2006           60000
Asheville                     0.5         11/1/2005       12/1/2005           47800
Elmira                        0.5         11/1/2005       12/1/2005           40000
Central Islip                 0.5         11/1/2005       12/1/2005          297500
Staten Island                 0.5         11/1/2005       12/1/2005          265000
Brooklyn                      0.5         11/1/2005       12/1/2005          294000
Albuquerque                   0.5         11/1/2005       12/1/2005           93390
Carmel                        0.5         11/1/2005       12/1/2005          603000
Defiance                      0.5         11/1/2005       12/1/2005           64400
Hermiston                     0.5         10/1/2005       11/1/2005           25800
Mount Pleasant                0.5         10/1/2005       11/1/2005          123500
Farmingdale                   0.5         11/1/2005       12/1/2005          343000
Gilmore                       0.5         11/1/2005       12/1/2005          127200
Arnold                        0.5         11/1/2005       12/1/2005           72250
Albuquerque                   0.5         11/1/2005       12/1/2005           23348
Forest Park                   0.5         11/1/2005       12/1/2005           65520
Asheville                     0.5         12/1/2005        1/1/2006         74639.9
Reva                          0.5         11/1/2005       12/1/2005          320000
Houston                       0.5         11/1/2005       12/1/2005           23000
Amityville                    0.5         11/1/2005       12/1/2005          157300
Grayson                       0.5         11/1/2005       12/1/2005          107618
Palo Alto                     0.5         11/1/2005       12/1/2005          460000
Concord                       0.5         11/1/2005       12/1/2005          119000
Astoria                       0.5         11/1/2005       12/1/2005          310000
Detroit                       0.5         11/1/2005       12/1/2005           55120
Kansas City                   0.5         11/1/2005       12/1/2005           54950
Rochester                     0.5         11/1/2005       12/1/2005           25500
SEARCY                        0.5         11/1/2005       12/1/2005           85500
LAKE CHARLES                  0.5         11/1/2005       12/1/2005           45000
North Highlands               0.5          9/1/2005       10/1/2005           66100
Gilmore                       0.5         11/1/2005       12/1/2005           31800
San Antonio                   0.5         11/1/2005       12/1/2005           17200
Rochester                     0.5         11/1/2005       12/1/2005           66000
Hicksville                    0.5         11/1/2005       12/1/2005          193000
Chicago                       0.5         11/1/2005       12/1/2005          133200
New Athens                    0.5         11/1/2005       12/1/2005           44000
Macedonia                     0.5         11/1/2005       12/1/2005          222300
Mount Vernon                  0.5         11/1/2005       12/1/2005           66000
Denver                        0.5         11/1/2005       12/1/2005          180000
Standale                      0.5         11/1/2005       12/1/2005          198000
Brunswick                     0.5         12/1/2005        1/1/2006          189200
Brunswick                     0.5         12/1/2005        1/1/2006           47300
Chicago                       0.5         11/1/2005       12/1/2005          114950
Black Forest                  0.5         11/1/2005       12/1/2005          212000
Miami                         0.5         11/1/2005       12/1/2005          204000
Walnut Park                   0.5         11/1/2005       12/1/2005           70000
Caruth                        0.5         11/1/2005       12/1/2005           82800
Allen                         0.5         10/1/2005       11/1/2005          328312
Lake Elsinore                 0.5         11/1/2005       12/1/2005          297000
Black Forest                  0.5         11/1/2005       12/1/2005           53000
Houston                       0.5         11/1/2005       12/1/2005           96500
Oak Lane                      0.5          9/1/2005       10/1/2005           76000
Cleveland                     0.5         11/1/2005       12/1/2005           92800
Clintonville                  0.5         12/1/2005        1/1/2006           63000
Powell                        0.5         10/1/2005       11/1/2005           26800
Hiller                        0.5         11/1/2005       12/1/2005           89250
Wichita                       0.5         11/1/2005       12/1/2005           44200
Orlando                       0.5         11/1/2005       12/1/2005           76000
Ronkonkoma                    0.5         12/1/2005        1/1/2006          100000
Kalamazoo                     0.5         11/1/2005       12/1/2005           56000
Slidell                       0.5         10/1/2005       11/1/2005           85500
Hi Vista                      0.5         11/1/2005       12/1/2005          212800
Appleton                      0.5         10/1/2005       11/1/2005          117000
Newark                        0.5         12/1/2005        1/1/2006           24180
Toledo                        0.5         11/1/2005       12/1/2005           18800
Aurora                        0.5         11/1/2005       12/1/2005          484000
Joplin                        0.5         10/1/2005       11/1/2005          160000
National City                 0.5         10/1/2005       11/1/2005          388000
Cleveland                     0.5         11/1/2005       12/1/2005          125600
Manawa                        0.5         12/1/2005        1/1/2006          136850
Alexandria                    0.5          9/1/2005       10/1/2005           80750
Riverview                     0.5         11/1/2005       12/1/2005           83700
Branch #1                     0.5         11/1/2005       12/1/2005           71000
Compton                       0.5         11/1/2005       12/1/2005          297500
Eagle Point                   0.5         11/1/2005       12/1/2005          237600
Saint Joseph                  0.5         11/1/2005       12/1/2005           56800
Harristown                    0.5         11/1/2005       12/1/2005           60000
Port Ewen                     0.5         10/1/2005       11/1/2005          574750
Piqua                         0.5         11/1/2005       12/1/2005          101650
Reno                          0.5         11/1/2005       12/1/2005           63800
PULTENEY                      0.5         11/1/2005       12/1/2005           85000
Parkland                      0.5         11/1/2005       12/1/2005           60700
Jacksonville                  0.5         11/1/2005       12/1/2005          146400
Canton                        0.5         11/1/2005       12/1/2005          232000
Suffolk                       0.5         11/1/2005       12/1/2005          104000
Pittsburgh                    0.5         11/1/2005       12/1/2005           76500
Canton                        0.5         11/1/2005       12/1/2005           58000
Macomb                        0.5         10/1/2005       11/1/2005          379230
Fort Pierce                   0.5         11/1/2005       12/1/2005          199120
Cleveland                     0.5         11/1/2005       12/1/2005           31400
Bay City                      0.5         11/1/2005       12/1/2005           42000
Dover                         0.5         11/1/2005       12/1/2005          206000
Dix Hills                     0.5         11/1/2005       12/1/2005          268000
Denton                        0.5         11/1/2005       12/1/2005          312000
Miami                         0.5         11/1/2005       12/1/2005           96000
Colorado Springs              0.5         11/1/2005       12/1/2005          176000
Colorado Springs              0.5         11/1/2005       12/1/2005           44000
Basin                         0.5          9/1/2005       10/1/2005           40000
Moncla                        0.5         11/1/2005       12/1/2005           90000
Venice                        0.5         11/1/2005       12/1/2005           77000
Fairfield                     0.5         11/1/2005       12/1/2005          408000
Chicago                       0.5         12/1/2005        1/1/2006          216930
Rush                          0.5         11/1/2005       12/1/2005           46665
Virginia Beach                0.5         11/1/2005       12/1/2005           76000
Brooklyn                      0.5         11/1/2005       12/1/2005          280000
Suffolk                       0.5         11/1/2005       12/1/2005           26000
Santa Rosa                    0.5         11/1/2005       12/1/2005          452000
Dallas                        0.5         11/1/2005       12/1/2005          501600
Chandler                      0.5         12/1/2005        1/1/2006          392000
Colton                        0.5         11/1/2005       12/1/2005           37530
Ocoee                         0.5         11/1/2005       12/1/2005          462650
FLOSSMOOR                     0.5         11/1/2005       12/1/2005          507700
Shirley                       0.5         12/1/2005        1/1/2006          167000
Cleveland                     0.5         10/1/2005       11/1/2005          103700
Bobo                          0.5         10/1/2005       11/1/2005          330400
Detroit                       0.5         11/1/2005       12/1/2005           61200
Lumberton                     0.5         11/1/2005       12/1/2005          376000
Poughquag                     0.5         11/1/2005       12/1/2005          402750
Waldorf                       0.5         11/1/2005       12/1/2005          174800
Jamaica                       0.5         11/1/2005       12/1/2005          200000
Columbia                      0.5         10/1/2005       11/1/2005           73600
Tull                          0.5         11/1/2005       12/1/2005           51992
Bexley                        0.5         11/1/2005       12/1/2005          168000
Freeport                      0.5         11/1/2005       12/1/2005          364000
Bay City                      0.5         10/1/2005       11/1/2005           52000
Wantagh                       0.5         11/1/2005       12/1/2005          290000
Meads                         0.5         11/1/2005       12/1/2005           42500
Toledo                        0.5         11/1/2005       12/1/2005           51500
Aurora                        0.5         11/1/2005       12/1/2005          121000
Carson                        0.5         11/1/2005       12/1/2005          121000
Hudson                        0.5         10/1/2005       11/1/2005          324000
Saegertown                    0.5         11/1/2005       12/1/2005           28000
Orlando                       0.5         11/1/2005       12/1/2005           68000
Batavia                       0.5         12/1/2005        1/1/2006          306000
Hi Vista                      0.5         11/1/2005       12/1/2005           53200
Marietta                      0.5         11/1/2005       12/1/2005          121500
Ink                           0.5          9/1/2005       10/1/2005          139500
Stuart                        0.5         12/1/2005        1/1/2006           17180
LINCOLNTON                    0.5         11/1/2005       12/1/2005          204000
Jackson                       0.5         11/1/2005       12/1/2005           51300
Greenville                    0.5         11/1/2005       12/1/2005           51000
Toledo                        0.5         11/1/2005       12/1/2005           42310
Columbia                      0.5         11/1/2005       12/1/2005          114000
Charlotte                     0.5         11/1/2005       12/1/2005           64200
Houston                       0.5         11/1/2005       12/1/2005           69600
Burlington                    0.5         11/1/2005       12/1/2005           76500
Oakville                      0.5         11/1/2005       12/1/2005          260000
Bexley                        0.5         12/1/2005        1/1/2006           21000
Wilmington                    0.5         11/1/2005       12/1/2005          142000
Kansas City                   0.5         11/1/2005       12/1/2005           40000
Warren                        0.5         11/1/2005       12/1/2005           71800
Pennington                    0.5         11/1/2005       12/1/2005          481000
Palm Harbor                   0.5         11/1/2005       12/1/2005           86400
Columbia                      0.5         10/1/2005       11/1/2005           18400
Cleveland                     0.5         10/1/2005       11/1/2005           91200
Moreno                        0.5         11/1/2005       12/1/2005          284000
El Toro                       0.5         11/1/2005       12/1/2005          251200
El Toro                       0.5         11/1/2005       12/1/2005           62800
Moreno Valley                 0.5         11/1/2005       12/1/2005          285000
Leucadia                      0.5         11/1/2005       12/1/2005          647631
Sylvania                      0.5         11/1/2005       12/1/2005          336000
Concord                       0.5         11/1/2005       12/1/2005           22800
Jackson                       0.5         11/1/2005       12/1/2005           60000
Houston                       0.5         11/1/2005       12/1/2005           17400
Naples                        0.5         11/1/2005       12/1/2005          237600
Riverview                     0.5         11/1/2005       12/1/2005          119200
Canton                        0.5         11/1/2005       12/1/2005           62000
Keller                        0.5         11/1/2005       12/1/2005           52500
Washington                    0.5         10/1/2005       11/1/2005          178500
Sylvania                      0.5         11/1/2005       12/1/2005           84000
Detroit                       0.5         11/1/2005       12/1/2005           72250
Wonder Lake                   0.5         11/1/2005       12/1/2005           33000
La Tijera                     0.5         11/1/2005       12/1/2005          372000
Jackson                       0.5          9/1/2005       10/1/2005           46400
Riverview                     0.5         11/1/2005       12/1/2005           29800
Fort Edward                   0.5         10/1/2005       11/1/2005          123000
Marion                        0.5         11/1/2005       12/1/2005           88800
Jamaica                       0.5         11/1/2005       12/1/2005          333000
Youngstown                    0.5         11/1/2005       12/1/2005           52000
Harrisonville                 0.5         11/1/2005       12/1/2005           85520
Hanford                       0.5         10/1/2005       11/1/2005           21000
Boise                         0.5         11/1/2005       12/1/2005          115120
Fairway                       0.5         11/1/2005       12/1/2005          121550
Phoenix                       0.5         11/1/2005       12/1/2005          136000
National City                 0.5         11/1/2005       12/1/2005           97000
Chandler                      0.5         12/1/2005        1/1/2006           73500
Akron                         0.5         11/1/2005       12/1/2005           47700
Aberdeen                      0.5         11/1/2005       12/1/2005           82400
Harrisonville                 0.5         11/1/2005       12/1/2005           21380
Lakeland                      0.5         11/1/2005       12/1/2005           97500
Detroit                       0.5          1/1/2006        2/1/2006          215000
Wilmington                    0.5         11/1/2005       12/1/2005           63000
Dellwood                      0.5         11/1/2005       12/1/2005           63750
Gibsonia                      0.5         11/1/2005       12/1/2005           44000
Sedona                        0.5         11/1/2005       12/1/2005          380000
Murrieta                      0.5         10/1/2005       11/1/2005          115980
Cleveland                     0.5         11/1/2005       12/1/2005           22800
Cheshire                      0.5         12/1/2005        1/1/2006          300001
Dalton                        0.5         10/1/2005       11/1/2005         95997.3
Albuquerque                   0.5         11/1/2005       12/1/2005          164800
NEW ORLEANS                   0.5         12/1/2005        1/1/2006           59400
Pekin                         0.5         11/1/2005       12/1/2005           98550
Fairfield                     0.5         11/1/2005       12/1/2005          102000
Palm Harbor                   0.5         11/1/2005       12/1/2005           16200
Orlando                       0.5         11/1/2005       12/1/2005           44000
Greenwell Springs             0.5          9/1/2005       10/1/2005          106250
Forest Park                   0.5         10/1/2005       11/1/2005           16380
Yucca Valley                  0.5         11/1/2005       12/1/2005          187000
Mount Vernon                  0.5         11/1/2005       12/1/2005           55800
Somerton                      0.5         11/1/2005       12/1/2005           60300
ENTERPRISE                    0.5         11/1/2005       12/1/2005          109250
Phoenix                       0.5         11/1/2005       12/1/2005          204000
Augusta                       0.5         11/1/2005       12/1/2005           97520
Cave Creek                    0.5         12/1/2005        1/1/2006           92000
Dallas                        0.5         11/1/2005       12/1/2005          125400
Temecula                      0.5         11/1/2005       12/1/2005           87000
Norbeck                       0.5         11/1/2005       12/1/2005          200500
Menasha                       0.5         11/1/2005       12/1/2005          101790
Goodrich                      0.5         11/1/2005       12/1/2005          248800
Leland                        0.5         12/1/2005        1/1/2006           95600
Pittsburgh                    0.5         11/1/2005       12/1/2005           88200
Franklinville                 0.5         11/1/2005       12/1/2005           36400
Lafayette                     0.5         11/1/2005       12/1/2005          112500
Mandeville                    0.5         10/1/2005       11/1/2005          247000
Plyler                        0.5         11/1/2005       12/1/2005          261000
East Haddam                   0.5         11/1/2005       12/1/2005          421500
Asheville                     0.5         11/1/2005       12/1/2005          107920
Calhoun                       0.5         11/1/2005       12/1/2005          100050
Baxter                        0.5         11/1/2005       12/1/2005           65500
Walker                        0.5         11/1/2005       12/1/2005          112000
San Jose                      0.5         11/1/2005       12/1/2005          679500
New Smyrna Beach              0.5         12/1/2005        1/1/2006           84501
Boise                         0.5         11/1/2005       12/1/2005           28780
La Tijera                     0.5         11/1/2005       12/1/2005           93000
East Brunswick                0.5         11/1/2005       12/1/2005          370000
Chipley                       0.5         11/1/2005       12/1/2005           60300
Rochester                     0.5          1/1/2006        2/1/2006           60000
Jacksonville                  0.5         11/1/2005       12/1/2005           85500
Masury                        0.5          1/1/2006        2/1/2006           68000
Roseville                     0.5         11/1/2005       12/1/2005          396000
Roseville                     0.5         11/1/2005       12/1/2005           99000
Toledo                        0.5         11/1/2005       12/1/2005           73150
Masury                        0.5          1/1/2006        2/1/2006           46400
Plaza                         0.5         11/1/2005       12/1/2005          136000
Rodeo                         0.5         11/1/2005       12/1/2005          711000
Hot Springs                   0.5         11/1/2005       12/1/2005           40050
Yukon                         0.5         12/1/2005        1/1/2006          120000
Darnestown                    0.5         11/1/2005       12/1/2005          280000
Hughson                       0.5         12/1/2005        1/1/2006          372092
Saint Petersburg              0.5         11/1/2005       12/1/2005          225250
Tulsa                         0.5         11/1/2005       12/1/2005           76000
Orosi                         0.5         10/1/2005       11/1/2005          137700
Independence                  0.5         11/1/2005       12/1/2005           63750
Brandon                       0.5         10/1/2005       11/1/2005          124000
Philadelphia                  0.5         11/1/2005       12/1/2005           74575
Glendale                      0.5         12/1/2005        1/1/2006          235200
Brandon                       0.5         10/1/2005       11/1/2005           31000
Chicopee                      0.5         10/1/2005       11/1/2005          156400
Asheville                     0.5         11/1/2005       12/1/2005           26980
Lynwood                       0.5         11/1/2005       12/1/2005          314400
Mastic                        0.5         11/1/2005       12/1/2005          211500
Hughson                       0.5         12/1/2005        1/1/2006           93023
Glendale                      0.5         12/1/2005        1/1/2006           58800
Cleveland                     0.5         11/1/2005       12/1/2005           79050
Orlando                       0.5         11/1/2005       12/1/2005           16100
Bradenton                     0.5         11/1/2005       12/1/2005           26000
Defiance                      0.5         11/1/2005       12/1/2005           16100
Flint                         0.5         10/1/2005       11/1/2005           63900
Tampa                         0.5         11/1/2005       12/1/2005          203920
Flint                         0.5         11/1/2005       12/1/2005           67500
Lorain                        0.5         11/1/2005       12/1/2005          166000
Poland                        0.5         10/1/2005       11/1/2005          104500
Gorham                        0.5         11/1/2005       12/1/2005          160000
Arundel                       0.5         11/1/2005       12/1/2005          365000
Cloverly                      0.5         11/1/2005       12/1/2005          380000
Cheshire                      0.5         12/1/2005        1/1/2006           75000
Buffalo                       0.5         11/1/2005       12/1/2005           55100
Miami                         0.5         11/1/2005       12/1/2005           24000
Kissimmee                     0.5         11/1/2005       12/1/2005          340000
Boardman                      0.5         11/1/2005       12/1/2005           75600
Fort Myers                    0.5         12/1/2005        1/1/2006           57300
West Middlesex                0.5         11/1/2005       12/1/2005          222300
Leland                        0.5         12/1/2005        1/1/2006           23900
                              0.5         11/1/2005       12/1/2005          327250
Darnestown                    0.5         11/1/2005       12/1/2005           70000
Roscommon                     0.5         11/1/2005       12/1/2005           40000
ROGERSVILLE                   0.5         10/1/2005       11/1/2005           54000
Cathedral City                0.5         11/1/2005       12/1/2005           65000
Paterson                      0.5         11/1/2005       12/1/2005          226100
Plain City                    0.5         11/1/2005       12/1/2005          114000
Lavaca                        0.5         11/1/2005       12/1/2005           58500
Wellston                      0.5         11/1/2005       12/1/2005           50000
Fort Wayne                    0.5         10/1/2005       11/1/2005           63650
Naranja                       0.5         12/1/2005        1/1/2006           41000
New Bedford                   0.5         12/1/2005        1/1/2006          330000
Lehi                          0.5         11/1/2005       12/1/2005          136000
Lynwood                       0.5         11/1/2005       12/1/2005           78600
Hi Vista                      0.5         12/1/2005        1/1/2006          195300
Cave Creek                    0.5         11/1/2005       12/1/2005           61500
Tracy                         0.5         11/1/2005       12/1/2005          424000
Indio                         0.5         11/1/2005       12/1/2005          292000
Saint Louis                   0.5         10/1/2005       11/1/2005           51200
Marion                        0.5         11/1/2005       12/1/2005           22200
Kissimmee                     0.5         11/1/2005       12/1/2005           85000
White Cloud                   0.5         10/1/2005       11/1/2005           58650
Stow                          0.5         11/1/2005       12/1/2005          197600
Canton                        0.5         11/1/2005       12/1/2005          160000
Danbury                       0.5         11/1/2005       12/1/2005           87000
Palm Harbor                   0.5         11/1/2005       12/1/2005          294500
Miami                         0.5         11/1/2005       12/1/2005          650000
MILWAUKEE                     0.5         11/1/2005       12/1/2005           97750
Hamilton                      0.5         10/1/2005       11/1/2005          140000
Lakeland                      0.5         11/1/2005       12/1/2005          340000
Davie                         0.5         11/1/2005       12/1/2005          204000
Middletown                    0.5         12/1/2005        1/1/2006           30000
Central Islip                 0.5         11/1/2005       12/1/2005          275200
Jamaica                       0.5         11/1/2005       12/1/2005          232000
Lehigh                        0.5         11/1/2005       12/1/2005          102600
Stow                          0.5         11/1/2005       12/1/2005           49400
Greer                         0.5         11/1/2005       12/1/2005           22500
Lehi                          0.5         11/1/2005       12/1/2005           34000
Davie                         0.5         11/1/2005       12/1/2005          313500
Central Islip                 0.5         11/1/2005       12/1/2005           68800
Sedona                        0.5         11/1/2005       12/1/2005           71250
Indio                         0.5         11/1/2005       12/1/2005           73000
Kansas City                   0.5          9/1/2005       10/1/2005           53550
WPAFB                         0.5         11/1/2005       12/1/2005           62000
WILMINGTON                    0.5          1/1/2006        2/1/2006          348000
Gulfport                      0.5         11/1/2005       12/1/2005           24000
Auburn                        0.5         12/1/2005        1/1/2006           47200
Glenmont                      0.5         11/1/2005       12/1/2005          333750
La Vergne                     0.5         11/1/2005       12/1/2005           96050
Mount Hope                    0.5         11/1/2005       12/1/2005           77600
Goodrich                      0.5         11/1/2005       12/1/2005           62200
Edgemoor                      0.5         11/1/2005       12/1/2005           72000
Miramar                       0.5          9/1/2005       10/1/2005          110640
Estero                        0.5         12/1/2005        1/1/2006          224801
Greenwood                     0.5         11/1/2005       12/1/2005          112800
Buffalo                       0.5         11/1/2005       12/1/2005           43200
Mahon                         0.5         11/1/2005       12/1/2005           64170
Cleveld                       0.5         11/1/2005       12/1/2005           94500
Estero                        0.5         12/1/2005        1/1/2006           56200
Anderson                      0.5          2/1/2006        3/1/2006           49300
Miami                         0.5         11/1/2005       12/1/2005          164000
Fontana                       0.5         10/1/2005       11/1/2005          187000
Chillicothe                   0.5         12/1/2005        1/1/2006           60000
Fort Pierce                   0.5         11/1/2005       12/1/2005           54980
Jackson                       0.5         11/1/2005       12/1/2005           54000
McMurray                      0.5         11/1/2005       12/1/2005           90400
Mobile                        0.5         11/1/2005       12/1/2005           64000
Fort Pierce                   0.5         10/1/2005       11/1/2005          225000
Mobile                        0.5         11/1/2005       12/1/2005           16000
Sevierville                   0.5         11/1/2005       12/1/2005           65600
Gorham                        0.5         11/1/2005       12/1/2005           40000
Antelope                      0.5         11/1/2005       12/1/2005          367920
Antelope                      0.5         11/1/2005       12/1/2005           91980
Lynco                         0.5         11/1/2005       12/1/2005           69200
Lake Wales                    0.5          9/1/2005       10/1/2005          123200
Palm Desert                   0.5         11/1/2005       12/1/2005          280000
San Gabriel                   0.5         11/1/2005       12/1/2005          400000
Sacramento                    0.5         11/1/2005       12/1/2005          288000
Long Beach                    0.5         10/1/2005       11/1/2005          360000
Watts                         0.5         12/1/2005        1/1/2006          315000
Sacramento                    0.5         11/1/2005       12/1/2005          265000
Tucson                        0.5         11/1/2005       12/1/2005          206000
Tucson                        0.5         11/1/2005       12/1/2005           51500
                              0.5         11/1/2005       12/1/2005          342900
Moreno Valley                 0.5         11/1/2005       12/1/2005          202500
Pasadena                      0.5         11/1/2005       12/1/2005          364000
Pasadena                      0.5         11/1/2005       12/1/2005           91000
Mira Loma                     0.5         11/1/2005       12/1/2005          360000
Ldhl                          0.5         11/1/2005       12/1/2005          192000
Ldhl                          0.5         11/1/2005       12/1/2005           48000
Lakewood                      0.5         11/1/2005       12/1/2005          332800
Lakewood                      0.5         11/1/2005       12/1/2005           83200
Sylmar                        0.5         11/1/2005       12/1/2005          536500
Reno                          0.5         10/1/2005       11/1/2005          252000
Etna                          0.5         11/1/2005       12/1/2005           91920
Jacksboro                     0.5         11/1/2005       12/1/2005           66150
Toledo                        0.5         10/1/2005       11/1/2005          109650
Trabuco Canyon                0.5         11/1/2005       12/1/2005          626500
Montgomery                    0.5         11/1/2005       12/1/2005          140000
Davie                         0.5         11/1/2005       12/1/2005           38250
Kittery                       0.5         12/1/2005        1/1/2006          105000
Montgomery                    0.5         11/1/2005       12/1/2005           35000
Mack                          0.5         11/1/2005       12/1/2005           96300
Wellington                    0.5         10/1/2005       11/1/2005          323000
Tice                          0.5         12/1/2005        1/1/2006          114750
Haverhill                     0.5         10/1/2005       11/1/2005          184000
Lakeland                      0.5         11/1/2005       12/1/2005           72000
Seat Pleasant                 0.5         11/1/2005       12/1/2005          120000
Islip                         0.5         12/1/2005        1/1/2006          155000
Hoschton                      0.5         12/1/2005        1/1/2006           15000
Asharoken                     0.5         11/1/2005       12/1/2005          455000
Cimarron Hills                0.5         11/1/2005       12/1/2005          119434
Oakville                      0.5         11/1/2005       12/1/2005           65000
Kernan                        0.5         12/1/2005        1/1/2006           88000
Edgewood                      0.5         11/1/2005       12/1/2005           75000
Arden                         0.5         11/1/2005       12/1/2005          291550
Silver Spring                 0.5         11/1/2005       12/1/2005          273000
Wade                          0.5         12/1/2005        1/1/2006           60560
Aberdeen                      0.5         11/1/2005       12/1/2005           20600
Dallas                        0.5         11/1/2005       12/1/2005           60000
Chicago                       0.5         11/1/2005       12/1/2005          324000
Miramar                       0.5          9/1/2005       10/1/2005           27660
Torrington                    0.5         11/1/2005       12/1/2005           55800
Chicago                       0.5         10/1/2005       11/1/2005          104000
Warren                        0.5         11/1/2005       12/1/2005           73600
Fort Pierce                   0.5         11/1/2005       12/1/2005           49780
Washingtonville               0.5         11/1/2005       12/1/2005          280800
Shady Lake                    0.5         11/1/2005       12/1/2005          191250
Napa                          0.5         11/1/2005       12/1/2005          441600
Las Vegas                     0.5         12/1/2005        1/1/2006          216000
Miami                         0.5         11/1/2005       12/1/2005           41000
Dale City                     0.5         11/1/2005       12/1/2005          252000
Yukon                         0.5         12/1/2005        1/1/2006           30000
Springfield                   0.5         11/1/2005       12/1/2005          255000
Knoxville                     0.5          9/1/2005       10/1/2005           60000
ETHEL                         0.5         11/1/2005       12/1/2005          230000
Lakeland                      0.5         11/1/2005       12/1/2005           18000
McMurray                      0.5         11/1/2005       12/1/2005           22600
Mount Washington              0.5         11/1/2005       12/1/2005           94800
Stuart                        0.5         11/1/2005       12/1/2005          283500
Tampa                         0.5         11/1/2005       12/1/2005           22400
Akron                         0.5         11/1/2005       12/1/2005           62100
Lansing                       0.5          9/1/2005       10/1/2005           55250
Poteau                        0.5         11/1/2005       12/1/2005           60750
Simpsonville                  0.5         11/1/2005       12/1/2005          287000
Dade City                     0.5         11/1/2005       12/1/2005           64800
Jacksonville                  0.5         11/1/2005       12/1/2005           36600
Miami                         0.5         11/1/2005       12/1/2005           99000
Simpsonville                  0.5         11/1/2005       12/1/2005          120800
Linndale                      0.5         11/1/2005       12/1/2005           76500
Rochester                     0.5         11/1/2005       12/1/2005          108000
Sevierville                   0.5         11/1/2005       12/1/2005           16400
Dade City                     0.5         11/1/2005       12/1/2005           16200
Detroit                       0.5          9/1/2005       10/1/2005           51200
Cimarron Hills                0.5         11/1/2005       12/1/2005           29859
Bakersfield                   0.5         10/1/2005       11/1/2005           88000
Shreveport                    0.5         11/1/2005       12/1/2005           45600
Chattanooga                   0.5         11/1/2005       12/1/2005           60800
Raytown                       0.5         11/1/2005       12/1/2005           81000
Bloomingdale                  0.5         10/1/2005       11/1/2005          486000
Tampa                         0.5         11/1/2005       12/1/2005           50980
Tracy                         0.5         11/1/2005       12/1/2005          106000
Melbourne                     0.5         11/1/2005       12/1/2005          249600
Tulsa                         0.5         11/1/2005       12/1/2005           53940
Surveyor                      0.5         11/1/2005       12/1/2005           52000
Warren                        0.5         11/1/2005       12/1/2005           94050
Tarpon Springs                0.5         11/1/2005       12/1/2005           88000
Dale City                     0.5         10/1/2005       11/1/2005           63000
Binghamton                    0.5         11/1/2005       12/1/2005           76500
Caldwell                      0.5         11/1/2005       12/1/2005           99920
Denver                        0.5         11/1/2005       12/1/2005           95920
Detroit                       0.5         11/1/2005       12/1/2005           19000
Progress                      0.5         11/1/2005       12/1/2005           43000
Florence                      0.5         11/1/2005       12/1/2005           43350
Phoenix                       0.5         11/1/2005       12/1/2005           38250
Lake Ridge                    0.5         11/1/2005       12/1/2005          379200
White House                   0.5         11/1/2005       12/1/2005           76000
Lake Ridge                    0.5         11/1/2005       12/1/2005          446400
Beloit                        0.5         11/1/2005       12/1/2005           79500
Greenwood                     0.5         11/1/2005       12/1/2005           28200
Las Vegas                     0.5         12/1/2005        1/1/2006           54000
Mount Washington              0.5         11/1/2005       12/1/2005           23700
Pompano Beach                 0.5         11/1/2005       12/1/2005          470800
Caldwell                      0.5         11/1/2005       12/1/2005           24980
Darbydale                     0.5         11/1/2005       12/1/2005           55700
Simpsonville                  0.5         11/1/2005       12/1/2005           30200
Westerville                   0.5         11/1/2005       12/1/2005          134400
Taft                          0.5         11/1/2005       12/1/2005           25600
Leesburg                      0.5         11/1/2005       12/1/2005          304200
Grandview                     0.5         11/1/2005       12/1/2005          123920
Grandview                     0.5         11/1/2005       12/1/2005           30980
Call                          0.5         12/1/2005        1/1/2006           64000
Alex                          0.5         12/1/2005        1/1/2006           46400
Wade                          0.5         12/1/2005        1/1/2006           15140
Tarpon Springs                0.5         12/1/2005        1/1/2006           22000
Buckeye                       0.5         11/1/2005       12/1/2005          300002
Lake Ridge                    0.5         11/1/2005       12/1/2005           94800
Stone Mountain                0.5         11/1/2005       12/1/2005          174400
PHILADELPHIA                  0.5         11/1/2005       12/1/2005           50400
Ruther Glen                   0.5         11/1/2005       12/1/2005          269194
TULSA                         0.5         12/1/2005        1/1/2006           82800
Appleton                      0.5         11/1/2005       12/1/2005          208250
Atlanta                       0.5         10/1/2005       11/1/2005           80500
Mooresville                   0.5         11/1/2005       12/1/2005          460000
Sherwood                      0.5         11/1/2005       12/1/2005           34350
Flint                         0.5         11/1/2005       12/1/2005           52000
Denver                        0.5         11/1/2005       12/1/2005           45200
Harristown                    0.5         11/1/2005       12/1/2005           15000
Stone Mountain                0.5         11/1/2005       12/1/2005           43600
DARLINGTON                    0.5         11/1/2005       12/1/2005           63750
Kansas City                   0.5         11/1/2005       12/1/2005           56100
Pandora                       0.5         12/1/2005        1/1/2006           89250
Chattanooga                   0.5         11/1/2005       12/1/2005           15200
Denver                        0.5         11/1/2005       12/1/2005           23980
Gallatin                      0.5         11/1/2005       12/1/2005          293250
Conley                        0.5          9/1/2005       10/1/2005          223200
LAWRENCEBURG                  0.5         11/1/2005       12/1/2005           55250
Biloxi                        0.5         11/1/2005       12/1/2005           97000
DETROIT                       0.5         11/1/2005       12/1/2005           44800
UTICA                         0.5         11/1/2005       12/1/2005           87609
Devon                         0.5         11/1/2005       12/1/2005           40500
Jackson                       0.5         12/1/2005        1/1/2006           44370
Murrieta                      0.5         11/1/2005       12/1/2005          375000
Chicago                       0.5          9/1/2005       10/1/2005          257300
Allen                         0.5         10/1/2005       11/1/2005           82078
Bobo                          0.5         10/1/2005       11/1/2005           82600
Lisbon                        0.5         11/1/2005       12/1/2005           73800
FLINT                         0.5         10/1/2005       11/1/2005           70200
Westerville                   0.5         12/1/2005        1/1/2006           33600
Ruther Glen                   0.5         11/1/2005       12/1/2005           67298
Huntley                       0.5         11/1/2005       12/1/2005          157000
Pine                          0.5         11/1/2005       12/1/2005          144000
Carthage                      0.5         12/1/2005        1/1/2006           50000
BROOKLYN                      0.5         11/1/2005       12/1/2005          187000
DOWNSVILLE                    0.5         11/1/2005       12/1/2005           47760
Chillicothe                   0.5         12/1/2005        1/1/2006           15000
Fdl                           0.5         11/1/2005       12/1/2005           89550
Lakeland                      0.5         11/1/2005       12/1/2005           63750
ALBANY                        0.5         10/1/2005       11/1/2005           68000
Albuquerque                   0.5         11/1/2005       12/1/2005           41200
Philadelphia                  0.5         11/1/2005       12/1/2005           60000
Augusta                       0.5         11/1/2005       12/1/2005           24380
LANSING                       0.5         11/1/2005       12/1/2005           90900
New Port Richey               0.5         12/1/2005        1/1/2006          366750
Tualatin                      0.5         11/1/2005       12/1/2005          420000
Lake Ridge                    0.5         11/1/2005       12/1/2005          111600
Walker                        0.5         11/1/2005       12/1/2005           28000
Fdl                           0.5         10/1/2005       11/1/2005           29850
Warren                        0.5         11/1/2005       12/1/2005           18400
Princeton                     0.5         11/1/2005       12/1/2005          263000
Pompano Beach                 0.5         11/1/2005       12/1/2005          117700
UTICA                         0.5         12/1/2005        1/1/2006          104895
Macon                         0.5         11/1/2005       12/1/2005           40600
Mount Hope                    0.5         11/1/2005       12/1/2005           19400
Marina                        0.5         11/1/2005       12/1/2005          594000
Cooke                         0.5         11/1/2005       12/1/2005           59999
Columbus                      0.5         11/1/2005       12/1/2005           76500
Washington                    0.5         11/1/2005       12/1/2005           66500
Boardman                      0.5          9/1/2005       10/1/2005           78850
Conover                       0.5         12/1/2005        1/1/2006           19260
Memphis                       0.5         11/1/2005       12/1/2005           51000
Middletown                    0.5         11/1/2005       12/1/2005          157250
Lima                          0.5         11/1/2005       12/1/2005           91800
Newark                        0.5         11/1/2005       12/1/2005          153000
Washington                    0.5         11/1/2005       12/1/2005           92650
Gadsden                       0.5         11/1/2005       12/1/2005           74250
Wilmington                    0.5         11/1/2005       12/1/2005           35500
CHATTANOOGA                   0.5         11/1/2005       12/1/2005           85500
Laceyville                    0.5         11/1/2005       12/1/2005           63920
Cape Coral                    0.5         11/1/2005       12/1/2005          332000
Reva                          0.5         11/1/2005       12/1/2005          206000
Charlotte                     0.5         11/9/2005       12/9/2005          252700
Riverdale                     0.5         12/1/2005        1/1/2006           80500
Webster                       0.5         11/6/2005       12/6/2005          104200
Tuxedo                        0.5        10/29/2005      11/29/2005          276000
Cloverly                      0.5         11/1/2005       12/1/2005           95000
PRAIRIEVILLE                  0.5         11/1/2005       12/1/2005          295000
Odessa                        0.5         11/1/2005       12/1/2005          268000
Odessa                        0.5         11/1/2005       12/1/2005           67000
Pine                          0.5         11/1/2005       12/1/2005           36000
PORTLAND                      0.5         11/1/2005       12/1/2005          580000
EAST BOSTON                   0.5         11/1/2005       12/1/2005          453900
Laceyville                    0.5         10/1/2005       11/1/2005           15980
Honeoye                       0.5         12/1/2005        1/1/2006           49000
Akron                         0.5         11/1/2005       12/1/2005           66300
Streetsboro                   0.5          9/1/2005       10/1/2005           87920
Miami                         0.5         11/1/2005       12/1/2005          141300
Riviera Beach                 0.5         11/1/2005       12/1/2005          188100
Hollywood                     0.5         11/1/2005       12/1/2005          168000
Saco                          0.5         11/1/2005       12/1/2005          199150
Saco                          0.5         11/1/2005       12/1/2005          202300
Tualatin                      0.5         11/1/2005       12/1/2005           78750
Streetsboro                   0.5         10/1/2005       11/1/2005           21980
Phoenix                       0.5         11/1/2005       12/1/2005           25500
Sarasota                      0.5         12/1/2005        1/1/2006           83920
ESCANABA                      0.5         10/1/2005       11/1/2005           68850
Ithaca                        0.5         11/1/2005       12/1/2005           59500
CRYSTAL LAKE                  0.5         11/1/2005       12/1/2005          193836
METHUEN                       0.5         11/1/2005       12/1/2005          284000
MILAN                         0.5         12/1/2005        1/1/2006           62050
PHILADELPHIA                  0.5         11/1/2005       12/1/2005           55800
LEVITTOWN                     0.5         11/1/2005       12/1/2005          172000
PALM BRANCH                   0.5         11/1/2005       12/1/2005           50350
COLUMBIA                      0.5         11/1/2005       12/1/2005          360000
LINDEN                        0.5         11/1/2005       12/1/2005          210000
BEAUMONT                      0.5         11/1/2005       12/1/2005           58900
MEMPHIS                       0.5         11/1/2005       12/1/2005           63000
CAMPBELL                      0.5         10/1/2005       11/1/2005           54000
PITTSBURGH                    0.5         12/1/2005        1/1/2006           63000
ALTOONA                       0.5         11/1/2005       12/1/2005           60750
PHILADELPHIA                  0.5         11/1/2005       12/1/2005           58500
AKRON                         0.5         11/1/2005       12/1/2005           68400
HILTON                        0.5         12/1/2005        1/1/2006          128000
WOODSTOCK                     0.5         11/1/2005       12/1/2005          297500
UTICA                         0.5         11/1/2005       12/1/2005           40500
ST LOUIS                      0.5         11/1/2005       12/1/2005           52500
OCEAN SPRINGS                 0.5         12/1/2005        1/1/2006           60000
MURRIETA                      0.5         11/1/2005       12/1/2005          226939
WEST POINT                    0.5         12/1/2005        1/1/2006           50000
CARNESVILLE                   0.5         11/1/2005       12/1/2005          195500
MERCER                        0.5         12/1/2005        1/1/2006           67500
MERIDIAN                      0.5         11/1/2005       12/1/2005           49500
BRANDON                       0.5         11/1/2005       12/1/2005          116000
SPARTA                        0.5         11/1/2005       12/1/2005          497250
BAYVILLE                      0.5         11/1/2005       12/1/2005          252000
TOLEDO                        0.5         11/1/2005       12/1/2005           66943
SAN FRACISCO                  0.5         11/1/2005       12/1/2005          340000
CLAREMORE                     0.5         11/1/2005       12/1/2005          100960
ROSLYN                        0.5         11/1/2005       12/1/2005          455000
IDYLLWILD                     0.5         11/1/2005       12/1/2005          747000
Bethlehem                     0.5         12/1/2005        1/1/2006          130500
JACKSON                       0.5         12/1/2005        1/1/2006           40455
BATON ROUGE                   0.5         11/1/2005       12/1/2005           63750
MILWAUKEE                     0.5         11/1/2005       12/1/2005           81000
OVERLAND PARK                 0.5         11/1/2005       12/1/2005          177840
NEW ORLEANS                   0.5         10/1/2005       11/1/2005           84000
BOISE                         0.5         11/1/2005       12/1/2005          104880
WILBRAHAM                     0.5         11/1/2005       12/1/2005          452000
WESTMINSTER                   0.5         11/1/2005       12/1/2005          563400
TWO RIVERS                    0.5         11/1/2005       12/1/2005           40800
ANDEAS                        0.5         11/1/2005       12/1/2005          250000
GREENVILLE                    0.5         12/1/2005        1/1/2006          266050
MASSILLON                     0.5         11/1/2005       12/1/2005          110500
DENVER                        0.5         11/1/2005       12/1/2005          112500
JACKSON                       0.5         10/1/2005       11/1/2005           50000
CHARLESTOWN                   0.5         11/1/2005       12/1/2005          212000
EVERETT                       0.5         12/1/2005        1/1/2006          307000
RATON                         0.5         12/1/2005        1/1/2006           50000
WEST HARTFORD                 0.5         11/1/2005       12/1/2005          476000
AKRON                         0.5         11/1/2005       12/1/2005           89250
KANSAS CITY                   0.5         11/1/2005       12/1/2005           55200
GREAT FALLS                   0.5         11/1/2005       12/1/2005          665000
RIVERDALE                     0.5         11/1/2005       12/1/2005           86400
GERMANTOWN                    0.5         11/1/2005       12/1/2005          306000
HOUSTON                       0.5         11/1/2005       12/1/2005           71500
DETROIT                       0.5         11/1/2005       12/1/2005           64000
GALLOWAY                      0.5         11/1/2005       12/1/2005          528200
JACKSON                       0.5         11/1/2005       12/1/2005          101650
PHILADELPHIA                  0.5         11/1/2005       12/1/2005           76500
BIG BEAR LAKE                 0.5         11/1/2005       12/1/2005          196000
TULSA                         0.5         11/1/2005       12/1/2005           76400
BRENTWOOD                     0.5         11/1/2005       12/1/2005          411800
SOMERVILLE                    0.5         11/1/2005       12/1/2005          504000
PALM HARBOR                   0.5         11/1/2005       12/1/2005          402300
ALLIANCE                      0.5         11/1/2005       12/1/2005           50000
MORRAL                        0.5         11/1/2005       12/1/2005           64800
BOYNE CITY                    0.5         11/1/2005       12/1/2005          140250
CORONA                        0.5         11/1/2005       12/1/2005          499200
NORTH MIAMI                   0.5          1/1/2006        2/1/2006          135800
SAVANNAH                      0.5         11/1/2005       12/1/2005          103920
CLEVELAND                     0.5         11/1/2005       12/1/2005           61750
LORAIN                        0.5         11/1/2005       12/1/2005           85500
YOUNGSTOWN                    0.5         11/1/2005       12/1/2005          108000
NEWBURGH                      0.5         11/1/2005       12/1/2005          260000
RACINE                        0.5         11/1/2005       12/1/2005          199750
BATON ROUGE                   0.5         11/1/2005       12/1/2005          111350
WHEELERSBURG                  0.5         11/1/2005       12/1/2005           60300
BLACKWELL                     0.5         11/1/2005       12/1/2005           50000
NAPOLEONVILLE                 0.5         11/1/2005       12/1/2005           69000
GARNER                        0.5         10/1/2005       11/1/2005          105600
JUDSONIA                      0.5         12/1/2005        1/1/2006           80000
FRAMINGHAM                    0.5         11/1/2005       12/1/2005          327275
DOUGLAS                       0.5         11/1/2005       12/1/2005           95000
ANTWERP                       0.5         11/1/2005       12/1/2005           94525
DENHAM SPRINGS                0.5         11/1/2005       12/1/2005           81600
HACIENDA HEIGHTS              0.5         11/1/2005       12/1/2005          308000
HIGHLAND                      0.5         11/1/2005       12/1/2005          100000
ATHENS                        0.5         11/1/2005       12/1/2005          112000
CAHOKIA                       0.5         11/1/2005       12/1/2005           81175
BATON ROUGE                   0.5         11/1/2005       12/1/2005           70650
FLINT                         0.5         11/1/2005       12/1/2005           50000
ASHLAND                       0.5         11/1/2005       12/1/2005          350000
BIXBY                         0.5         11/1/2005       12/1/2005          244625
NASHVILLE                     0.5         11/1/2005       12/1/2005          310000
SOUTH BEND                    0.5         12/1/2005        1/1/2006           66500
LUCEDALE                      0.5         11/1/2005       12/1/2005           50400
HOUSTON                       0.5         12/1/2005        1/1/2006          115600
LANCASTER                     0.5         11/1/2005       12/1/2005          339500
PERRIS                        0.5         11/1/2005       12/1/2005          153000
NOBLESVILLE                   0.5         11/1/2005       12/1/2005          145350
GRAYSVILLE                    0.5         11/1/2005       12/1/2005           62910
WASHINGTON                    0.5         11/1/2005       12/1/2005          164000
CHICAGO                       0.5         11/1/2005       12/1/2005          172000
KANSAS CITY                   0.5         11/1/2005       12/1/2005          539000
RANCHO MIRAGE                 0.5         11/1/2005       12/1/2005          375000
MOWEAQUA                      0.5         12/1/2005        1/1/2006           74100
PICO RIVERA                   0.5         11/1/2005       12/1/2005          402000
SPRINGFIELD                   0.5         11/1/2005       12/1/2005           55680
MORGANTON                     0.5         11/1/2005       12/1/2005           91800
COUNTRY CLUB HILLS            0.5         11/1/2005       12/1/2005          139500
LUCEDALE                      0.5         12/1/2005        1/1/2006           74100
OAK PARK                      0.5         11/1/2005       12/1/2005          178400
ABINGTON                      0.5         11/1/2005       12/1/2005          225000
SANTA FE SPRINGS              0.5         11/1/2005       12/1/2005          252000
ALPHARETTA                    0.5         11/1/2005       12/1/2005          449500
NORTH BABYLON                 0.5         11/1/2005       12/1/2005          342000
KANSAS CITY                   0.5         12/1/2005        1/1/2006           86450
PAULDING                      0.5         11/1/2005       12/1/2005           64600
MARGATE                       0.5         11/1/2005       12/1/2005          182700
NEW ORLEANS                   0.5         11/1/2005       12/1/2005          392350
MOBILE                        0.5         11/1/2005       12/1/2005           66600
FERNANDINA BEACH              0.5         11/1/2005       12/1/2005          175500
SILVERTHORNE                  0.5         11/1/2005       12/1/2005          100000
WHARTON                       0.5         11/1/2005       12/1/2005          282400
MOORESVILLE                   0.5         11/1/2005       12/1/2005           71800
COLORADO SPRINGS              0.5         10/1/2005       11/1/2005          212000
MCGUFFEY                      0.5         11/1/2005       12/1/2005           56700
QUEEN CREEK                   0.5         11/1/2005       12/1/2005          151838
ORLANDO                       0.5         11/1/2005       12/1/2005           90000
LUCEDALE                      0.5         11/1/2005       12/1/2005           68000
MIAMI                         0.5         11/1/2005       12/1/2005           68800
MARTINS FERRY                 0.5         11/1/2005       12/1/2005           57000
PORTSMOUTH                    0.5         11/1/2005       12/1/2005          109600
ORCHARD PARK                  0.5         11/1/2005       12/1/2005          131750
EWA BEACH                     0.5         11/1/2005       12/1/2005          347000
DISCOVERY BAY                 0.5         11/1/2005       12/1/2005          430000
PARK FOREST                   0.5         11/1/2005       12/1/2005           95400
FITHIAN                       0.5         10/1/2005       11/1/2005           71100
ROCKFORD                      0.5         12/1/2005        1/1/2006           65400
HAGERSTOWN                    0.5         12/1/2005        1/1/2006          545000
EXMORE                        0.5         12/1/2005        1/1/2006           84150
ST LOUIS                      0.5         12/1/2005        1/1/2006           76000
SADORUS                       0.5         11/1/2005       12/1/2005           55200
NORTH PLAINFIELD              0.5         11/1/2005       12/1/2005          301500
LOS ANGELES                   0.5         12/1/2005        1/1/2006          340000
DETROIT                       0.5         11/1/2005       12/1/2005           55200
NILES                         0.5         11/1/2005       12/1/2005           76500
WAXHAW                        0.5         11/1/2005       12/1/2005          639000
JACKSON                       0.5         11/1/2005       12/1/2005           58500
PHELPS                        0.5         11/1/2005       12/1/2005          424300
SELMA                         0.5         11/1/2005       12/1/2005           69000
FULTS                         0.5         10/1/2005       11/1/2005          191250
SIMPSONVILLE                  0.5         11/1/2005       12/1/2005          252000
BRECKSVILLE                   0.5         11/1/2005       12/1/2005          255000
OTTAWA                        0.5         12/1/2005        1/1/2006           90000
MILLPORT                      0.5         11/1/2005       12/1/2005           85850
HUBBARD LK                    0.5         12/1/2005        1/1/2006          130000
OPP                           0.5         11/1/2005       12/1/2005           65700
NEWPORT                       0.5         12/1/2005        1/1/2006           55000
ROCKFORD                      0.5         11/1/2005       12/1/2005           75700
ST CHARLES                    0.5         11/1/2005       12/1/2005          172800
LA PUENTE                     0.5         11/1/2005       12/1/2005          350000
RICHMOND                      0.5         11/1/2005       12/1/2005           76500
ATCHISON                      0.5         11/1/2005       12/1/2005          108000
LEXINGTON                     0.5         11/1/2005       12/1/2005          120500
WESTFIELD                     0.5         11/1/2005       12/1/2005          135000
BIRMINGHAM                    0.5         11/1/2005       12/1/2005           90900
BIRMINGHAM                    0.5         11/1/2005       12/1/2005           60000
ADA                           0.5         11/1/2005       12/1/2005          486200
OSSINEKE                      0.5         11/1/2005       12/1/2005           50000
SHERWOOD                      0.5         12/1/2005        1/1/2006           86400
DAYTON                        0.5         11/1/2005       12/1/2005           88200
WORCESTER                     0.5         11/1/2005       12/1/2005          297500
TEMPLE HILLS                  0.5         12/1/2005        1/1/2006          180000
JOPLIN                        0.5         12/1/2005        1/1/2006          102000
KANSAS CITY                   0.5         11/1/2005       12/1/2005           52000
BEEBE                         0.5         12/1/2005        1/1/2006           63900
DUNDALK                       0.5         11/1/2005       12/1/2005           50000
MOUNT MORRIS                  0.5         11/1/2005       12/1/2005           88800
ROSLINDALE                    0.5         11/1/2005       12/1/2005          375000
SANTA MARIA                   0.5         11/1/2005       12/1/2005          466000
MARICOPA                      0.5         11/1/2005       12/1/2005          261043
COLUMBIA                      0.5         11/1/2005       12/1/2005          253650
OIL CITY                      0.5         12/1/2005        1/1/2006           60800
ELWOOD                        0.5         11/1/2005       12/1/2005           68400
BUFFALO GROVE                 0.5         11/1/2005       12/1/2005           95800
DES MOINES                    0.5         11/1/2005       12/1/2005          160000
LANSING                       0.5         11/1/2005       12/1/2005           50000
LELAND                        0.5         10/1/2005       11/1/2005          112500
LAFAYETTE                     0.5         11/1/2005       12/1/2005           72644
CHICAGO                       0.5         11/1/2005       12/1/2005          488750
BRANT ROCK                    0.5         11/1/2005       12/1/2005          322000
HENDERSONVILLE                0.5         11/1/2005       12/1/2005          168000
LOS ANGELES                   0.5         11/1/2005       12/1/2005          400000
ALBUQUERQUE                   0.5         11/1/2005       12/1/2005          124800
DENISON                       0.5         11/1/2005       12/1/2005           60350
WOODSTOCK                     0.5         10/1/2005       11/1/2005          264000
PAINESVILLE                   0.5         11/1/2005       12/1/2005           90000
SAINT JOHN                    0.5         11/1/2005       12/1/2005           84550
RIVERSIDE                     0.5         11/1/2005       12/1/2005          350800
APEX                          0.5         12/1/2005        1/1/2006          369000
PHOENIX                       0.5         11/1/2005       12/1/2005          508250
PHILADELPHIA                  0.5         11/1/2005       12/1/2005          375000
GARFIELD HTS                  0.5         11/1/2005       12/1/2005           93600
SAGINAW                       0.5         10/1/2005       11/1/2005          220500
WAUCONDA                      0.5         11/1/2005       12/1/2005          216000
PORTLAND                      0.5         12/1/2005        1/1/2006          114750
ATLANTA                       0.5         11/1/2005       12/1/2005          166250
CLAYTON                       0.5         11/1/2005       12/1/2005           72000
ALBUQUERQUE                   0.5         11/1/2005       12/1/2005          230350
OZONE PARK                    0.5         11/1/2005       12/1/2005          395000
FLINT                         0.5         10/1/2005       11/1/2005           72200
MARGATE                       0.5         11/1/2005       12/1/2005          140000
MASSILLON                     0.5         11/1/2005       12/1/2005          127800
CASA GRANDE                   0.5         11/1/2005       12/1/2005          100000
SAN BERNARDINO                0.5         11/1/2005       12/1/2005          216750
ALTO                          0.5         11/1/2005       12/1/2005          435000
WICHITA                       0.5         12/1/2005        1/1/2006          111625
WINTER GARDEN                 0.5         11/1/2005       12/1/2005          495000
CICERO                        0.5         10/1/2005       11/1/2005          220000
MATTAPAN                      0.5         11/1/2005       12/1/2005          345000
KIRKLAND                      0.5         12/1/2005        1/1/2006          311200
BELLEVILLE                    0.5         11/1/2005       12/1/2005           73150
DAYTON                        0.5         11/1/2005       12/1/2005           53000
LAS VEGAS                     0.5         11/1/2005       12/1/2005          557998
MURRIETA                      0.5         12/1/2005        1/1/2006          310276
ERIE                          0.5         11/1/2005       12/1/2005           77350
OSCEOLA MILLS                 0.5         11/1/2005       12/1/2005           63750
CANTON                        0.5         11/1/2005       12/1/2005           92700
BURGETTSTOWN                  0.5         12/1/2005        1/1/2006           53910
CLAYTON                       0.5         12/1/2005        1/1/2006           86800
LAKELAND                      0.5         11/1/2005       12/1/2005          125600
LOS ANGELES                   0.5         11/1/2005       12/1/2005          527250
WILLIAMSON                    0.5         11/1/2005       12/1/2005          220500
NOBLESVILLE                   0.5         11/1/2005       12/1/2005           99750
EAST ELMHURST                 0.5         12/1/2005        1/1/2006          348000
MEMPHIS                       0.5         12/1/2005        1/1/2006           54000
DAYTON                        0.5         11/1/2005       12/1/2005           57600
INDEPENDENCE                  0.5         11/1/2005       12/1/2005           90000
FONTANA                       0.5         11/1/2005       12/1/2005          427500
CHICAGO                       0.5         12/1/2005        1/1/2006           69900
TRAVERSE CITY                 0.5         11/1/2005       12/1/2005          346500
CEDARSVILLE                   0.5         11/1/2005       12/1/2005          340100
GONZALES                      0.5         11/1/2005       12/1/2005          140600
ESSEX                         0.5         12/1/2005        1/1/2006          108000
PONTIAC                       0.5         11/1/2005       12/1/2005          112240
PORTLAND                      0.5         12/1/2005        1/1/2006          199750
FAIRFIELD                     0.5         11/1/2005       12/1/2005          549874
CLEVELAND                     0.5         12/1/2005        1/1/2006           67500
KEMMERER                      0.5         12/1/2005        1/1/2006           91600
LYNDHURST                     0.5         11/1/2005       12/1/2005          382500
WOODBRIDGE                    0.5         11/1/2005       12/1/2005          282200
ARNOLD                        0.5         11/1/2005       12/1/2005          124000
CLEVELAND                     0.5         11/1/2005       12/1/2005           67500
LAKEWOOD                      0.5         11/1/2005       12/1/2005          327250
PHOENIX                       0.5         12/1/2005        1/1/2006          162400
LYNN                          0.5         12/1/2005        1/1/2006          324800
MONROE                        0.5         11/1/2005       12/1/2005          205000
WILMINGTON                    0.5         11/1/2005       12/1/2005          146000
PETALUMA                      0.5         11/1/2005       12/1/2005          544000
MILL SPRING                   0.5         12/1/2005        1/1/2006           40500
CHICAGO                       0.5         11/1/2005       12/1/2005          206250
POULSBO                       0.5         12/1/2005        1/1/2006          264000
INDIO                         0.5         11/1/2005       12/1/2005          292000
LOS ANGELES                   0.5         12/1/2005        1/1/2006          292500
WEAVERVILLE                   0.5         11/1/2005       12/1/2005          114000
SONOMA                        0.5         11/1/2005       12/1/2005          454000
CANTON                        0.5         12/1/2005        1/1/2006           85500
MIAMI                         0.5         10/1/2005       11/1/2005          308000
ORLANDO                       0.5         10/1/2005       11/1/2005           70000
ATTLEBORO                     0.5         11/1/2005       12/1/2005          262400
APPLE VALLEY                  0.5         11/1/2005       12/1/2005          145360
WEST PITTSBURG                0.5         11/1/2005       12/1/2005          100000
WORCESTER                     0.5         11/1/2005       12/1/2005          224000
DETROIT                       0.5         11/1/2005       12/1/2005           89100
DISTRICT HEIGHTS              0.5         11/1/2005       12/1/2005          180000
AURORA                        0.5         11/1/2005       12/1/2005          236000
SUGAR GROVE                   0.5         12/1/2005        1/1/2006          280000
TRACY                         0.5         11/1/2005       12/1/2005          569715
NEW HAVEN                     0.5         11/1/2005       12/1/2005          156000
STOCKTON                      0.5         11/1/2005       12/1/2005          195000
AKRON                         0.5         11/1/2005       12/1/2005           61200
FREMONT                       0.5         11/1/2005       12/1/2005           74800
COLUMBUS                      0.5         10/1/2005       11/1/2005           99000
CURTICE                       0.5         12/1/2005        1/1/2006          136000
CHILLICOTHE                   0.5         11/1/2005       12/1/2005           58900
LEAVITTSBURG                  0.5         11/1/2005       12/1/2005           90950
SNELLVILLE                    0.5         11/1/2005       12/1/2005          133600
OAK PARK                      0.5         12/1/2005        1/1/2006           62800
ELKTON                        0.5         11/1/2005       12/1/2005           60000
VIRGINIA BEACH                0.5         11/1/2005       12/1/2005          228480
NEW HAVEN                     0.5         11/1/2005       12/1/2005          161500
GERMANTOWN                    0.5         11/1/2005       12/1/2005          210400
ORLANDO                       0.5         11/1/2005       12/1/2005          372000
UHRICHSVILLE                  0.5         11/1/2005       12/1/2005           50000
ACWORTH                       0.5         11/1/2005       12/1/2005          425000
BRONXVILLE                    0.5         11/1/2005       12/1/2005          420750
BERLIN HEIGHTS                0.5         11/1/2005       12/1/2005          178800
JONESBORO                     0.5         11/1/2005       12/1/2005          142200
GREENFIELD                    0.5         10/1/2005       11/1/2005          247000
DELRAY BEACH HEIGHTS          0.5         11/1/2005       12/1/2005           58500
CAMDEN                        0.5         11/1/2005       12/1/2005           80750
INDEPENDENCE TOWNSHIP         0.5         11/1/2005       12/1/2005          261000
OVERLAND PARK                 0.5         11/1/2005       12/1/2005          198360
SKIATOOK                      0.5         11/1/2005       12/1/2005          144000
SAN FRANCISCO                 0.5         11/1/2005       12/1/2005          301000
BRENTWOOD                     0.5         11/1/2005       12/1/2005          315000
DETROIT                       0.5         11/1/2005       12/1/2005           63600
SANTA ROSA                    0.5         11/1/2005       12/1/2005          368000
GALION                        0.5         11/1/2005       12/1/2005           73100
SHREVEPORT                    0.5         11/1/2005       12/1/2005           72000
MILWAUKEE                     0.5         11/1/2005       12/1/2005          110500
KANSAS CITY                   0.5         11/1/2005       12/1/2005          198000
CENTENNIAL                    0.5         11/1/2005       12/1/2005          238450
CHICAGO                       0.5         11/1/2005       12/1/2005          141000
CORBIN                        0.5         12/1/2005        1/1/2006           74700
AKRON                         0.5         11/1/2005       12/1/2005           61200
KANSAS CITY                   0.5         11/1/2005       12/1/2005           99000
CANAL WINCHESTER              0.5         11/1/2005       12/1/2005          212420
ALBUQUERQUE                   0.5         11/1/2005       12/1/2005          360000
ZANESVILLE                    0.5         12/1/2005        1/1/2006           78850
TRAVERSE CITY                 0.5         12/1/2005        1/1/2006          249750
DECKERVILLE                   0.5         10/1/2005       11/1/2005           78625
KENTON                        0.5         11/1/2005       12/1/2005           72400
PARK RIDGE                    0.5         11/1/2005       12/1/2005          326250
PHILADELPHIA                  0.5         11/1/2005       12/1/2005          270000
MARTINEZ                      0.5         12/1/2005        1/1/2006          389560
LEXINGTON                     0.5         11/1/2005       12/1/2005          145800
EUNICE                        0.5         11/1/2005       12/1/2005           65000
AUBURN                        0.5         11/1/2005       12/1/2005          272000
Norcross                      0.5         11/1/2005       12/1/2005          171700
SAINT LOUIS                   0.5         11/1/2005       12/1/2005           58500
NAPERVILLE                    0.5         11/1/2005       12/1/2005          492192
FORDS                         0.5         12/1/2005        1/1/2006          328000
HOLLAND                       0.5         11/1/2005       12/1/2005          116800
NELSONVILLE                   0.5          1/1/2006        2/1/2006           63200
KISSIMMEE                     0.5         11/1/2005       12/1/2005          100700
GRAFTON                       0.5         11/1/2005       12/1/2005           88000
CORONA                        0.5         11/1/2005       12/1/2005          228000
DES MOINES                    0.5         11/1/2005       12/1/2005           57400
GREENVILLE                    0.5         11/1/2005       12/1/2005           88000
BAY SHORE                     0.5         10/1/2005       11/1/2005       234496.65
CHARLOTTE                     0.5         11/1/2005       12/1/2005          206000
EDEN PRAIRIE                  0.5         11/1/2005       12/1/2005          685000
SUMMIT                        0.5         10/1/2005       11/1/2005           59400
SOMERSET                      0.5         11/1/2005       12/1/2005          630000
SILVER SPRING                 0.5         11/1/2005       12/1/2005          228000
RIO RANCHO                    0.5         11/1/2005       12/1/2005          244000
PORT HURON                    0.5         10/1/2005       11/1/2005           76415
PUT-IN-BAY                    0.5         12/1/2005        1/1/2006          177650
MASTIC BEACH                  0.5         11/1/2005       12/1/2005          272000
TROY                          0.5         11/1/2005       12/1/2005          121600
MARICOPA                      0.5         11/1/2005       12/1/2005          137792
DETROIT                       0.5         11/1/2005       12/1/2005           84000
PHOENIX                       0.5         11/1/2005       12/1/2005          302600
CHICAGO                       0.5         11/1/2005       12/1/2005          107000
BELLEVILLE                    0.5         11/1/2005       12/1/2005          143920
HOPEWELL JUNCTION             0.5         11/1/2005       12/1/2005          627000
VANDALIA                      0.5         11/1/2005       12/1/2005           57600
FLORENCE                      0.5         10/1/2005       11/1/2005           86700
CLARKSTOWN                    0.5         11/1/2005       12/1/2005          472500
VAN BUREN                     0.5         12/1/2005        1/1/2006           60000
ALBANY                        0.5         11/1/2005       12/1/2005           61882
GALESBURG                     0.5         12/1/2005        1/1/2006           61200
ALEXANDER                     0.5         11/1/2005       12/1/2005          228000
REDFORD                       0.5         10/1/2005       11/1/2005          117000
FRESNO                        0.5         11/1/2005       12/1/2005          260000
SEBRING                       0.5         11/1/2005       12/1/2005          157441
ST PETERS                     0.5         11/1/2005       12/1/2005          144000
COLUMBUS                      0.5         11/1/2005       12/1/2005           60000
COLORADO SPRINGS              0.5         11/1/2005       12/1/2005          503500
BURLINGTON                    0.5         11/1/2005       12/1/2005           86000
BATAVIA                       0.5         11/1/2005       12/1/2005          148000
DAYTON                        0.5         11/1/2005       12/1/2005           87300
LEBANON                       0.5         12/1/2005        1/1/2006          197600
MONTGOMERY VILLAGE            0.5         11/1/2005       12/1/2005          212000
EVERGREEN                     0.5         11/1/2005       12/1/2005          648000
JOLIET                        0.5         11/1/2005       12/1/2005          197200
LAURENS                       0.5         11/1/2005       12/1/2005          105400
GRAND RAPIDS                  0.5         12/1/2005        1/1/2006          131000
HUNTINGTON                    0.5         12/1/2005        1/1/2006           54900
BICKNELL                      0.5         11/1/2005       12/1/2005           50350
BRENTWOOD                     0.5         11/1/2005       12/1/2005          640000
TUSTIN                        0.5         11/1/2005       12/1/2005          189000
WYOMING                       0.5         11/1/2005       12/1/2005          132750
WILMINGTON                    0.5         11/1/2005       12/1/2005           80000
DELRAY BEACH                  0.5         11/1/2005       12/1/2005           80750
MARIETTA                      0.5         11/1/2005       12/1/2005          211500
HOMELAND                      0.5         11/1/2005       12/1/2005          150000
TAUNTON                       0.5         12/1/2005        1/1/2006          236300
CLEVELAND                     0.5         11/1/2005       12/1/2005           75150
MACHESNEY PARK                0.5         11/1/2005       12/1/2005           72000
BUENA PARK                    0.5         11/1/2005       12/1/2005          476000
NEW PHILADELPHIA              0.5         11/1/2005       12/1/2005           63000
CHICAGO                       0.5         11/1/2005       12/1/2005          195500
CUMMING                       0.5         10/1/2005       11/1/2005          200000
ROCKY RIVER                   0.5         11/1/2005       12/1/2005          266000
MUNCIE                        0.5         11/1/2005       12/1/2005           90250
PLANO                         0.5         12/1/2005        1/1/2006          108000
MARION                        0.5         11/1/2005       12/1/2005           59999
ATLANTA                       0.5         11/1/2005       12/1/2005          119000
MEDWAY                        0.5         11/1/2005       12/1/2005          108000
FORT WAYNE                    0.5         11/1/2005       12/1/2005           50000
CHICAGO                       0.5         11/1/2005       12/1/2005           80000
SLATEDALE                     0.5         11/1/2005       12/1/2005           88400
HATBORO                       0.5         11/1/2005       12/1/2005          240000
KANSAS CITY                   0.5         11/1/2005       12/1/2005           72000
ASHTABULA                     0.5         12/1/2005        1/1/2006          117000
STRONGSVILLE                  0.5         11/1/2005       12/1/2005          133929
SILVER SPRING                 0.5         11/1/2005       12/1/2005          268000
KINGSTON                      0.5         12/1/2005        1/1/2006           97600
GREENVILLE                    0.5         10/1/2005       11/1/2005           55000
UPPER SANDUSKY                0.5         11/1/2005       12/1/2005           94000
STAFFORD                      0.5         11/1/2005       12/1/2005          340483
HAMPTON                       0.5         11/1/2005       12/1/2005           80800
CROSBY                        0.5         12/1/2005        1/1/2006           86400
BOLINGBROOK                   0.5         11/1/2005       12/1/2005          152000
CHARDON                       0.5         11/1/2005       12/1/2005          333000
NICHOLASVILLE                 0.5         12/1/2005        1/1/2006          146920
ORLANDO                       0.5         11/1/2005       12/1/2005          211920
FAIRFIELD                     0.5         11/1/2005       12/1/2005          496800
AKRON                         0.5         12/1/2005        1/1/2006           60000
ROMEOVILLE                    0.5         12/1/2005        1/1/2006          120800
GREENVILLE                    0.5         11/1/2005       12/1/2005           66320
TACOMA                        0.5         12/1/2005        1/1/2006          253500
KANSAS CITY                   0.5         11/1/2005       12/1/2005           63000
CLEVELAND                     0.5         11/1/2005       12/1/2005          125910
ST CLAIR SHORES               0.5         12/1/2005        1/1/2006          147600
PALOS HEIGHTS                 0.5         11/1/2005       12/1/2005          225000
ROHNERT PARK                  0.5         11/1/2005       12/1/2005          423200
MINNEAPOLIS                   0.5         11/1/2005       12/1/2005          200000
ODESSA                        0.5         11/1/2005       12/1/2005          203021
VERO BEACH                    0.5         12/1/2005        1/1/2006          203378
PHENIX CITY                   0.5         11/1/2005       12/1/2005           57600
MANISTEE                      0.5         11/1/2005       12/1/2005          166500
KANSAS CITY                   0.5         11/1/2005       12/1/2005           94350
LAWRENCEVILLE                 0.5         11/1/2005       12/1/2005          188000
OKLAHOMA CITY                 0.5         11/1/2005       12/1/2005           68000
NORTH CHARLESTON              0.5         11/1/2005       12/1/2005           67120
COLUMBUS                      0.5         11/1/2005       12/1/2005           60000
AKRON                         0.5         12/1/2005        1/1/2006           61200
LEXINGTON                     0.5         11/1/2005       12/1/2005           92000
CANDLER                       0.5         11/1/2005       12/1/2005          328000
VERNON                        0.5         11/1/2005       12/1/2005           99000
BOLINGBROOK                   0.5         12/1/2005        1/1/2006          322620
DAVENPORT                     0.5         11/1/2005       12/1/2005          196000
MENTOR                        0.5         11/1/2005       12/1/2005          160000
RANCHO MURRIETA               0.5         11/1/2005       12/1/2005          561000
MAUMELLE                      0.5         11/1/2005       12/1/2005          354999
DETROIT                       0.5         12/1/2005        1/1/2006           50000
LONG BEACH                    0.5         11/1/2005       12/1/2005          336000
DUBLIN                        0.5         11/1/2005       12/1/2005          661000
GLENDALE                      0.5         11/1/2005       12/1/2005          280000
JACKSONVILLE                  0.5         11/1/2005       12/1/2005          253000
BATTLE CREEK                  0.5         11/1/2005       12/1/2005           52250
PORTLAND                      0.5         11/1/2005       12/1/2005          119700
OLMSTED FALLS                 0.5         11/1/2005       12/1/2005          114320
NEWARK                        0.5         11/1/2005       12/1/2005          456000
TEMPE                         0.5         11/1/2005       12/1/2005          120000
DOVER                         0.5         11/1/2005       12/1/2005          255000
SPRINGFIELD                   0.5         11/1/2005       12/1/2005           50915
BEAVER DAM                    0.5         11/1/2005       12/1/2005          287300
WEST PALM BEACH               0.5         11/1/2005       12/1/2005          112500
SPRINGFIELD                   0.5         11/1/2005       12/1/2005           68000
LOWELL                        0.5         10/1/2005       11/1/2005          187000
DECATUR                       0.5         11/1/2005       12/1/2005           65700
APPLE VALLEY                  0.5         11/1/2005       12/1/2005          484500
HEMET                         0.5         12/1/2005        1/1/2006          228000
WAYNESVILLE                   0.5         11/1/2005       12/1/2005          179500
DUMFRIES                      0.5         11/1/2005       12/1/2005          236000
WASHINGTON                    0.5         11/1/2005       12/1/2005           51300
LAWRENCE                      0.5         12/1/2005        1/1/2006          310500
TULSA                         0.5         11/1/2005       12/1/2005          116000
MIDDLETOWN                    0.5         10/1/2005       11/1/2005          154400
NAPLES                        0.5         11/1/2005       12/1/2005          327000
DAVENPORT                     0.5         11/1/2005       12/1/2005          146400
SAGINAW                       0.5         11/1/2005       12/1/2005           66800
MCKEESPORT                    0.5         11/1/2005       12/1/2005           61750
CAPITOL HEIGHTS               0.5         12/1/2005        1/1/2006          163000
SAINT LOUIS                   0.5         11/1/2005       12/1/2005           55250
LAKE VILLA                    0.5         11/1/2005       12/1/2005          208000
CHIPPEWA LAKE                 0.5         11/1/2005       12/1/2005           50400
AIKEN                         0.5         11/1/2005       12/1/2005          199750
CHICAGO                       0.5         12/1/2005        1/1/2006           63000
SAINT LOUIS                   0.5         11/1/2005       12/1/2005           65250
EAST POINTE                   0.5         10/1/2005       11/1/2005          115700
CARLSBAD                      0.5             38657           38687          350000
GARDEN GROVE                  0.5             38687           38718          357000
LAKE CHARLES                  0.5             38687           38718           74800
WARREN                        0.5             38657           38687           72000
NEW IBERIA                    0.5             38657           38687          159600
TOCCOA                        0.5             38657           38687           62720
KINGS MILL                    0.5             38657           38687          108000
MEMPHIS                       0.5             38687           38718           92700
ROSEDALE                      0.5             38657           38687          481500
CANTON                        0.5             38657           38687           90000
SAINT LOUIS                   0.5             38657           38687           60000
KNOXVILLE                     0.5             38657           38687          124200
CHICAGO                       0.5             38657           38687          242250
MEMPHIS                       0.5             38657           38687           58500
MORROW                        0.5             38657           38687          111200
DELAWARE                      0.5             38657           38687          110400
LEXINGTON                     0.5             38687           38718          136956
CHICAGO                       0.5             38687           38718          170000
BEAR                          0.5             38657           38687          340000
ST LOUIS                      0.5             38657           38687          193500
WILMINGTON                    0.5             38657           38687          360000
FAYETTEVILLE                  0.5             38657           38687          211500
NEWCOMERSTOWN                 0.5             38657           38687           53850
LOUISBURG                     0.5             38657           38687           83300
PORT CLINTON                  0.5             38657           38687          284750
MIAMI                         0.5             38657           38687           90100
DETROIT                       0.5             38657           38687           59500
GREENWOOD                     0.5             38657           38687           68000
NEW LENOX                     0.5             38657           38687          340000
RALEIGH                       0.5             38657           38687          104000
BERKLEY                       0.5             38657           38687          148749
FLINTSTONE                    0.5             38657           38687          152150
CHICAGO                       0.5             38657           38687          106250
STEVENS POINT                 0.5             38657           38687           56250
LANCASTER                     0.5             38687           38718           55000
CHICAGO                       0.5             38657           38687          277500
DETROIT                       0.5             38626           38657           72000
JOLIET                        0.5             38657           38687          136000
VALLES MINES                  0.5             38657           38687          143450
LOWELLVILLE                   0.5             38657           38687          111150
HEPHZIBAH                     0.5             38687           38718           90400
PHILADELPHIA                  0.5             38657           38687           50400
SPENCER                       0.5             38626           38657          216000
EAST LAKE                     0.5             38657           38687           77900
WOODBRIDGE                    0.5             38657           38687          260000
NORWALK                       0.5             38657           38687          110700
SULLIVAN                      0.5             38657           38687          162450
WARRENVILLE                   0.5             38687           38718           85000
COLUMBUS                      0.5             38687           38718           83300
STREETSBORO                   0.5             38626           38657          192800
LUDLOW                        0.5             38687           38718          312000
ATLANTA                       0.5             38657           38687          179100
SAN BERNARDINO                0.5             38657           38687           70000
DRYDEN                        0.5             38657           38687          375000
CINCINNATI                    0.5             38657           38687          106200
SCOTTSDALE                    0.5             38687           38718          535000
CORONA                        0.5             38657           38687          275000
WOODBRIDGE                    0.5             38718           38749          372000
EMMETT                        0.5             38657           38687          386750
SPENCER                       0.5             38657           38687          336000
SILER CITY                    0.5             38657           38687           96800
TINLEY PARK                   0.5             38657           38687          204000
IMLAY CITY                    0.5             38657           38687          301705
VERO BEACH                    0.5             38657           38687          102000
LITTLEROCK                    0.5             38687           38718          127000
LEE'S SUMMIT                  0.5             38657           38687          209000
FOSTORIA                      0.5             38657           38687           72000
WISCONSIN DELLS               0.5             38657           38687          120350
ST. LOUIS                     0.5             38657           38687           70400
PHILADELPHIA                  0.5             38657           38687          127200
WAUPACA                       0.5             38657           38687           75400
SILVER LAKE                   0.5             38657           38687          122400
COLUMBIA                      0.5             38657           38687           84760
CANTON                        0.5             38657           38687          281000
YOUNGSTOWN                    0.5             38657           38687           79900
LOOKOUT MOUNTAIN              0.5             38657           38687          585000
PITTSBURGH                    0.5             38657           38687           56800
RALEIGH                       0.5             38657           38687           81600
SALIDA                        0.5             38657           38687          244000
WILMINGTON                    0.5             38657           38687           88800
DALLAS                        0.5             38657           38687           52800
GREENVILLE                    0.5             38657           38687           85200
LITTLE ROCK                   0.5             38657           38687           52000
CHARLOTTE                     0.5             38657           38687          113600
OXNARD                        0.5             38657           38687          287950
FISHERS                       0.5             38687           38718          152000
VIRGINIA BEACH                0.5             38657           38687          132000
PELHAM                        0.5             38657           38687          130500
LENNOX                        0.5             38687           38718          183000
UNIONTOWN                     0.5             38657           38687          150300
DETROIT                       0.5             38687           38718           50400
NEWBURGH                      0.5             38687           38718          136000
SOUTH HOLLAND                 0.5             38657           38687          183920
ROCKLEDGE                     0.5             38657           38687          376000
WINBER                        0.5             38657           38687           56000
WORCESTER                     0.5             38657           38687          193600
MARSHALL                      0.5             38687           38718          147900
BROADVIEW                     0.5             38657           38687          175500
DETROIT                       0.5             38626           38657           59500
HUNTSVILLE                    0.5             38687           38718           81600
TOLEDO                        0.5             38657           38687           75600
CARPENTERSVILLE               0.5             38657           38687          180000
KINGMAN                       0.5             38657           38687          100980
MAIDEN                        0.5             38657           38687           74800
CHICAGO                       0.5             38687           38718          110000
MILFORD                       0.5             38687           38718           96000
TOLEDO                        0.5             38657           38687           76000
EPHRAIM                       0.5             38657           38687          166500
SHAPLEIGH                     0.5             38657           38687          144000
CHANDLER                      0.5             38657           38687          450500
MONTGOMERY                    0.5             38657           38687           55000
MARICOPA                      0.5             38687           38718          139134
CONYERS                       0.5             38657           38687          308000
POTTSTOWN                     0.5             38687           38718          127500
RIVIERA BEACH                 0.5             38657           38687          115500
HEMINGWAY                     0.5             38687           38718           72250
MARIETTA                      0.5             38657           38687           68000
OPA LOCKA                     0.5             38687           38718           94250
CASTLE ROCK                   0.5             38657           38687          580000
WICHITA                       0.5             38657           38687           64800
WALDRON                       0.5             38657           38687           67500
COCOA                         0.5             38687           38718          152000
ARLINGTON                     0.5             38657           38687           69275
SHELBURN                      0.5             38626           38657           90250
SUMMERVILLE                   0.5             38687           38718          120000
BURNS HARBOR                  0.5             38687           38718           88000
MADISON                       0.5             38687           38718          308000
FAIRFIELD                     0.5             38687           38718          352000
WESTLAND                      0.5             38657           38687           89050
JONESBORO                     0.5             38657           38687          104800
MADISON                       0.5             38687           38718          215000
KINGMAN                       0.5             38657           38687           94600
COLORADO SPRINGS              0.5             38626           38657          292500
CLEARWATER                    0.5             38657           38687           76000
COLUMBUS                      0.5             38657           38687           81900
WILMINGTON                    0.5             38657           38687          172000
NORTH HOLLYWOOD               0.5             38657           38687          285000
MURPHY                        0.5             38657           38687          107000
SHREVEPORT                    0.5             38657           38687          201600
DELTONA                       0.5             38687           38718           96000
FREDERICKSBURG                0.5             38657           38687          232000
LIGHTHOUSE POINT              0.5             38657           38687          195000
WYOMING                       0.5             38657           38687          102600
MAPLE HEIGHTS                 0.5             38687           38718           89600
KANSAS CITY                   0.5             38657           38687           76500
INDIANAPOLIS                  0.5             38657           38687          115200
RICHMOND                      0.5             38657           38687          208000
ALPENA                        0.5             38687           38718           80000
CINCINNATI                    0.5             38687           38718           70650
WATERFORD                     0.5             38657           38687          208800
SELLERSBURG                   0.5             38657           38687          108000
EAST PEORIA                   0.5             38657           38687           89500
KANSAS CITY                   0.5             38657           38687           62050
KANSAS CITY                   0.5             38657           38687           59200
DAYTON                        0.5             38657           38687           67500
EAST POINT                    0.5             38657           38687          114800
ALLENTOWN                     0.5             38687           38718           82000
ORLANDO                       0.5             38657           38687          156750
SILVER SPRING                 0.5             38657           38687          294500
SUMMERVILLE                   0.5             38657           38687          132050
WEYMOUNTH                     0.5             38657           38687          176000
SUN CITY                      0.5             38657           38687          339450
LOS ANGELES                   0.5             38657           38687          399500
DINGMANS FERRY                0.5             38657           38687          123300
DES MOINES                    0.5             38657           38687           61200
PADUCAH                       0.5             38657           38687          123300
SANDWICH                      0.5             38657           38687          264480
NORWALK                       0.5             38657           38687           81000
BARTLESVILLE                  0.5             38657           38687           76500
OVERLAND PARK                 0.5             38657           38687          191000
TEMPLE HILLS                  0.5             38687           38718          144000
OVERLAND PARK                 0.5             38687           38718          204000
ST. CLAIR                     0.5             38657           38687           55955
HAGERSTOWN                    0.5             38657           38687          313280
FORT WORTH                    0.5             38687           38718           84000
GREENSBORO                    0.5             38687           38718           54000
YORK                          0.5             38687           38718          140000
TEMECULA                      0.5             38657           38687          364000
HIGHLAND                      0.5             38657           38687           86450
KANSAS CITY                   0.5             38657           38687           75225
WORCESTER                     0.5             38657           38687          176000
PENN YAN                      0.5             38657           38687           75000
PROSPECT                      0.5             38687           38718           53300
SPRINGFIELD                   0.5             38657           38687          121125
TEXARKANA                     0.5             38657           38687           57000
LAKE ELSINORE                 0.5             38657           38687          247500
RUSSELLS POINT                0.5             38687           38718           85000
TACOMA                        0.5             38657           38687          148800
BOSTON                        0.5             38657           38687          400000
PITTSBURGH                    0.5             38657           38687           61200
HIGHLAND MILLS                0.5             38657           38687          320000
KANSAS CITY                   0.5             38657           38687          174400
TURNEY                        0.5             38626           38657          225000
JACKSONVILLE                  0.5             38657           38687           59500
BERKELEY HEIGHTS              0.5             38657           38687          499000
BROCKTON                      0.5             38657           38687          285000
MACOMB                        0.5             38657           38687          204000
SUGAR GROVE                   0.5             38657           38687          288000
NIXA                          0.5             38657           38687           88900
RIVERSIDE                     0.5             38657           38687          380000
LAKE WORTH                    0.5             38657           38687          253600
PLEASANT HILL                 0.5             38657           38687           61200
DEFUNIAK SPRINGS              0.5             38687           38718           87100
STRUTHERS                     0.5             38657           38687           72000
TOLEDO                        0.5             38657           38687          142320
BALTIMORE                     0.5             38657           38687           91000
CONCORD                       0.5             38657           38687           76720
OCEANSIDE                     0.5             38687           38718          198000
SACO                          0.5             38657           38687          189900
SAINT LOUIS                   0.5             38657           38687          105400
PULASKI                       0.5             38687           38718          215100
ROGERS                        0.5             38657           38687           68000
PHILADELPHIA                  0.5             38657           38687           80400
JOPLIN                        0.5             38657           38687           68000
RICHMOND                      0.5             38657           38687           71600
CULPEPER                      0.5             38687           38718        248204.8
CANTON                        0.5             38657           38687          193600
KELLER                        0.5             38657           38687          389900
NORTH LAS VEGAS               0.5             38657           38687          192000
LEWISTON                      0.5             38657           38687          100000
NEWAYGO                       0.5             38687           38718           65250
DAYTON                        0.5             38657           38687           68000
AUBURN                        0.5             38657           38687           63000
SPRINGFIELD                   0.5             38657           38687           83200
NORTH PROVIDENCE              0.5             38687           38718          150320
COLUMBIA                      0.5             38626           38657           81000
SAINT LOUIS                   0.5             38657           38687           80000
AUSTINTOWN                    0.5             38657           38687          100700
SALUDA                        0.5             38657           38687          225000
GAITHERSBURG                  0.5             38657           38687          272000
AYNOR                         0.5             38657           38687          105000
CHANDLER                      0.5             38657           38687          268000
AKRON                         0.5             38657           38687           69300
FARRELL                       0.5             38657           38687           76500
NAPLES                        0.5             38657           38687          240000
OLNEY                         0.5             38657           38687          472500
TEMPLE HILLS                  0.5             38657           38687          280000
FLINT                         0.5             38657           38687           45000
BUTLER                        0.5             38657           38687          112000
WILLOWBROOK                   0.5             38657           38687          420000
CHICAGO                       0.5             38657           38687          262800
RAYMORE                       0.5             38657           38687          239000
RICHMOND                      0.5             38657           38687          400000
YARMOUTH                      0.5             38657           38687          189550
SILOAM SPRINGS                0.5             38687           38718           62750
BATON ROUGE                   0.5             38657           38687          117600
CHARLOTTE                     0.5             38657           38687           98400
ONTARIO                       0.5             38626           38657          251200
TOLEDO                        0.5             38657           38687          100720
LOS ANGELES                   0.5             38657           38687          166400
ATLANTA                       0.5             38657           38687          468000
ROSWELL                       0.5             38657           38687           72000
ROCKLIN                       0.5             38657           38687          348000
CINCINNATI                    0.5             38657           38687           96800
FAYETTEVILLE                  0.5             38657           38687          112000
AURORA                        0.5             38657           38687           75920
SPRING VALLEY                 0.5             38657           38687           77400
ST LOUIS                      0.5             38657           38687          128000
IONIA                         0.5             38657           38687           79200
WOODBRIDGE                    0.5             38657           38687          292000
EUCLID                        0.5             38657           38687           82500
BOWLING GREEN                 0.5             38657           38687          179000
YOUNGSTOWN                    0.5             38657           38687           53000
INDIANAPOLIS                  0.5             38657           38687           74100
DETROIT                       0.5             38657           38687          126512
AKRON                         0.5             38657           38687           88200
ST ALBANS                     0.5             38657           38687          224800
CRESAPTOWN                    0.5             38657           38687           51300
MIDDLETOWN                    0.5             38657           38687           75600
WEST COLUMBIA                 0.5             38657           38687          172000
CHARLOTTE                     0.5             38657           38687          169120
AUSTELL                       0.5             38657           38687           58950
COLORADO SPRINGS              0.5             38657           38687          215200
CASTLE ROCK                   0.5             38657           38687          118400
ALBUQUERQUE                   0.5             38657           38687          120800
TERRE HAUTE                   0.5             38657           38687           57800
WICHITA                       0.5             38657           38687           79500
EAU CLAIRE                    0.5             38657           38687           89000
DIAMOND BAR                   0.5             38687           38718          352000
ORANGE                        0.5             38657           38687          277000
FORT MYERS                    0.5             38657           38687          268000
WESTLAKE                      0.5             38657           38687          135500
SPRINGPORT                    0.5             38626           38657          131750
PATASKALA                     0.5             38657           38687          164800
GRAND LEDGE                   0.5             38657           38687          138400
TOLEDO                        0.5             38657           38687           82800
CHICAGO                       0.5             38657           38687          116000
AKRON                         0.5             38687           38718          132800
WEST HAVEN                    0.5             38657           38687          200000
CLIO                          0.5             38657           38687          117600
N CHICAGO                     0.5             38657           38687          139500
WASHINGTON                    0.5             38657           38687          150000
WEST PALM BEACH               0.5             38687           38718          262000
PEMBROKE PINES                0.5             38687           38718           91000
HALLANDALE                    0.5             38687           38718           93500
PHOENIX                       0.5             38657           38687          240000
PORT SAINT LUCIE              0.5             38657           38687          162500
MANASSAS                      0.5             38657           38687          319760
BIRDSBORO                     0.5             38657           38687          407075
CHICAGO                       0.5             38626           38657          172000
SILVER SPRING                 0.5             38657           38687          464000
FREDERICKSBURG                0.5             38657           38687          252000
DUPONT                        0.5             38657           38687           94050
SARATOGA SPRINGS              0.5             38657           38687          336000
LEESBURG                      0.5             38657           38687          169585
PORTLAND                      0.5             38687           38718           56000
MIDDLETOWN                    0.5             38657           38687          216000
ST. LOUIS                     0.5             38657           38687           92000
BLUE ISLAND                   0.5             38657           38687          153550
WINDHAM                       0.5             38657           38687          175200
CINCINNATI                    0.5             38657           38687          114750
KISSIMMEE                     0.5             38687           38718          197600
GREERS FERRY                  0.5             38657           38687          127500
QUEEN CREEK                   0.5             38687           38718          228800
SARASOTA                      0.5             38657           38687           97500
COLD BROOK                    0.5             38657           38687           68250
RAYMOND                       0.5             38657           38687          190000
DETROIT                       0.5             38657           38687           57600
TERRE HAUTE                   0.5             38657           38687           60000
TRINITY                       0.5             38657           38687          100000
WESTBROOK                     0.5             38657           38687          164000
SEDALIA                       0.5             38687           38718           77900
EL CENTRO                     0.5             38687           38718          231358
AVENTURA                      0.5             38657           38687          450500
EATON RAPIDS                  0.5             38657           38687           59625
CHICAGO                       0.5             38657           38687          100000
SILVER SPRING                 0.5             38657           38687          404000
ROGERS                        0.5             38657           38687          123200
WOODRIDGE                     0.5             38657           38687          124000
ATLANTA                       0.5             38626           38657          184613
RALEIGH                       0.5             38657           38687          433008
TERRE HAUTE                   0.5             38657           38687           85000
WASHINGTON                    0.5             38657           38687          126000
MESA                          0.5             38657           38687          220000
FISHERS                       0.5             38657           38687          284800
BOOTHWYN                      0.5             38657           38687          454500
TOLEDO                        0.5             38657           38687           84000
CLEVELAND                     0.5             38657           38687           74700
TRAVERSE CITY                 0.5             38657           38687          221000
ARGOS                         0.5             38626           38657           76500
MIAMI                         0.5             38657           38687          480000
CINCINNATI                    0.5             38657           38687           93500
MINNEAPOLIS                   0.5             38657           38687          262500
SAINT LOUIS                   0.5             38687           38718           76000
COLUMBUS                      0.5             38657           38687           72000
BARBERTON                     0.5             38657           38687          101750
GAHANNA                       0.5             38657           38687          155600
POPLAR GROVE                  0.5             38657           38687          207562
BEDFORD                       0.5             38687           38718          120000
BETHESDA                      0.5             38657           38687          568000
SILVER SPRING                 0.5             38657           38687          378250
ST PAUL                       0.5             38657           38687          156000
HOLLYWOOD                     0.5             38657           38687          180000
NORFOLK                       0.5             38657           38687           92000
CLINTON                       0.5             38687           38718           62900
CANTON                        0.5             38687           38718          250750
COLUMBUS                      0.5             38657           38687          104000
CHICAGO                       0.5             38657           38687           88000
RESTON                        0.5             38657           38687          146400
HORSEHEADS                    0.5             38657           38687           74700
COLORADO SPRINGS              0.5             38657           38687          123750
ORRVILLE                      0.5             38657           38687           91200
COLUMBUS                      0.5             38687           38718           71400
ASHEVILLE                     0.5             38657           38687           85500
SAN SABA                      0.5             38657           38687           68000
CLINTON                       0.5             38657           38687           78400
BRASELTON                     0.5             38657           38687          243200
MILLERSBURG                   0.5             38657           38687          113750
FREDERICKSBURG                0.5             38657           38687          178500
PITTSBURGH                    0.5             38657           38687           80000
GRAND HAVEN                   0.5             38657           38687          116800
CHICAGO                       0.5             38657           38687          188800
MONROE                        0.5             38657           38687           76800
DALZELL                       0.5             38657           38687           90000
LANSING                       0.5             38657           38687           79050
HAZEL PARK                    0.5             38657           38687           94140
DETROIT                       0.5             38657           38687           78200
EDMOND                        0.5             38657           38687          107088
OKLAHOMA CITY                 0.5             38657           38687           52000
HICKSVILLE                    0.5             38657           38687          110500
CHATTANOOGA                   0.5             38657           38687           70550
VIRGINIA BEACH                0.5             38657           38687          153000
KUNA                          0.5             38657           38687          156803
ST JOSEPH                     0.5             38657           38687           76500
KANSAS CITY                   0.5             38626           38657          107100
PALM HARBOR                   0.5             38657           38687          209000
HOSHCTON                      0.5             38657           38687          264600
ST LOUIS                      0.5             38657           38687           54400
FOUNTAIN VALLEY               0.5             38657           38687          375000
HONEOYE FALLS                 0.5             38657           38687          487500
SOUTH LAKE TAHOE              0.5             38657           38687          163000
FREDERICK                     0.5             38657           38687          232000
KISSIMMEE                     0.5             38657           38687          193600
RIVERSIDE                     0.5             38657           38687          719200
SATELLITE BEACH               0.5             38657           38687          196000
SACRAMENTO                    0.5             38657           38687           80000
WIGGINS                       0.5             38687           38718           54500
READING                       0.5             38657           38687           92800
EXETER                        0.5             38657           38687          337500
POWELL                        0.5             38657           38687          100300
COLUMBUS                      0.5             38657           38687           76800
WEST WAREHAM                  0.5             38657           38687          301000
COLUMBUS                      0.5             38657           38687          113000
SPRINGFIELD                   0.5             38657           38687           50000
OWEN                          0.5             38687           38718           52200
MEDWAY                        0.5             38657           38687          185625
PROCTORVILLE                  0.5             38657           38687           64515
MYRTLE BEACH                  0.5             38657           38687          119000
PLANTATION                    0.5             38657           38687           76500
COLORADO SPRINGS              0.5             38991           39022           34300
Holbrook                      0.5             38657           38687          308000
Mangonia Park                 0.5             38657           38687          188800
Aldie                         0.5             38657           38687          395200
Chicago                       0.5             38626           38657          308000
Bethel                        0.5             38657           38687          194400
Joliet                        0.5             38687           38718           73600
Mineral                       0.5             38657           38687          171950
Haxtun                        0.5             38657           38687           88800
Chino Hills                   0.5             38657           38687          401600
Piscataway                    0.5             38657           38687          244000
Toms River                    0.5             38657           38687          301500
Jersey City                   0.5             38657           38687          331500
Fresno                        0.5             38687           38718          235450
Renton                        0.5             38657           38687          239200
Philadelphia                  0.5             38657           38687          157500
Sterling                      0.5             38657           38687          392000
Boulder                       0.5             38657           38687          139338
Jersey City                   0.5             38657           38687          260000
Paterson                      0.5             38657           38687          200000
Jamaica                       0.5             38657           38687          373000
Calwa                         0.5             38657           38687          178400
Lodi                          0.5             38626           38657          359200
Westland                      0.5             38626           38657          140800
El Mirage                     0.5             38596           38626          176000
Milford                       0.5             38657           38687          333000
Lawndale                      0.5             38657           38687          180200
Santa Clarita                 0.5             38687           38718          340000
Las Vegas                     0.5             38657           38687          255000
Columbus                      0.5             38657           38687          340000
Columbia                      0.5             38657           38687          310500
Lane                          0.5             38657           38687          274500
Sacramento                    0.5             38657           38687          260000
Lenola                        0.5             38657           38687          316625
Georgetown                    0.5             38626           38657           60800
Bakersfield                   0.5             38657           38687          132000
Van Nuys                      0.5             38657           38687          375960
San Bernardino                0.5             38657           38687          296910
Mount Rainier                 0.5             38657           38687          280000
Charlotte                     0.5             38631           38662          126000
Mishawaka                     0.5             38657           38687           81000
Roulo                         0.5             38658           38688          322528
Memphis                       0.5             38657           38687          166820
Lagrange                      0.5             38657           38687          114800
Tampa                         0.5             38657           38687          124800
Yuton                         0.5             38626           38657          170000
Lake Ridge                    0.5             38657           38687          380200
Berkeley                      0.5             38687           38718           66400
Stockton                      0.5             38687           38718          340000
Jonesboro                     0.5             38657           38687           96000
San Diego                     0.5             38657           38687          530400
Vernon                        0.5             38596           38626           80000
Ossining                      0.5             38657           38687          364000
Oakland                       0.5             38657           38687          345000
Tulare                        0.5             38657           38687          155000
Greenacres                    0.5             38657           38687          191200
Gainesville                   0.5             38657           38687           96000
SOLEDAD                       0.5             38657           38687          496950
SANTA CLARITA                 0.5             38626           38657          449300
YUCCA VALLEY                  0.5             38657           38687          148000
ROANOKE                       0.5             38657           38687          353700
LINCOLN                       0.5             38657           38687          155000
NEWPORT                       0.5             38657           38687          109250
LAKE MILTON                   0.5             38657           38687          267750
BEDFORD                       0.5             38657           38687          164000
DETROIT                       0.5             38657           38687           85000
SAINT LOUIS                   0.5             38657           38687           65000
HARTFORD CITY                 0.5             38657           38687           70000
LENOX                         0.5             38718           38749          180000
WASHINGTON                    0.5             38657           38687          170000
NORTH WEBSTER                 0.5             38657           38687           86400
RIVERVIEW                     0.5             38657           38687          144800
LA QUINTA                     0.5             38626           38657          388350
JACKSON HEIGHTS               0.5             38596           38626          612000
FELTON                        0.5             38657           38687          321200
SAN JOSE                      0.5             38657           38687          512000
APOPKA                        0.5             38657           38687          184500
COUNCIL BLUFFS                0.5             38657           38687          164000
CHICAGO                       0.5             38657           38687          242250
ATLANTA                       0.5             38657           38687          493900
LOS ANGELES                   0.5             38657           38687          356000
TOOELE                        0.5             38657           38687          110700
NEW BEDFORD                   0.5             38657           38687          229900
NORTH DARTMOUTH               0.5             38596           38626          210000
LAWTON                        0.5             38657           38687          147000
WATERFORD                     0.5             38657           38687          171150
BRACKENRIDGE                  0.5             38687           38718           79135
VALLEJO                       0.5             38657           38687          620450
CHICAGO                       0.5             38657           38687          553000
AVON                          0.5             38687           38718          195700
ELKHART                       0.5             38596           38626           76000
ORLANDO                       0.5             38657           38687           70000
MILACA                        0.5             38657           38687          140000
AKRON                         0.5             38657           38687           72200
HOFFMAN ESTATES               0.5             38657           38687          234400
WEST LAFAYETTE                0.5             38657           38687          180500
RANCHO SANTA MARGARITA        0.5             38596           38626          296000
SPENCER                       0.5             38657           38687          237500
SAN JOSE                      0.5             38657           38687          566400
CICERO                        0.5             38657           38687          157250
REVERE                        0.5             38657           38687          136000
KAYSVILLE                     0.5             38687           38718          168350
PORTLAND                      0.5             38657           38687          234000
NORTH HILLS                   0.5             38777           38808          423000
SCHENECTADY                   0.5             38657           38687           84000
CHICAGO                       0.5             38657           38687          225000
CHICAGO                       0.5             38657           38687          200000
RANCHO CUCAMONGA              0.5             38657           38687          589600
SPRING GLEN T/O WAWARSING     0.5             38657           38687          103500
SOUTH BEND                    0.5             38657           38687          180000
SAN DIEGO                     0.5             38687           38718          360000
MILLBURY                      0.5             38657           38687          252000
CLIFTON PARK                  0.5             38657           38687           94000
PLAINFIELD                    0.5             38657           38687          322575
CORNING                       0.5             38687           38718          142000
LONG BEACH                    0.5             38657           38687          357000
SAN DIEGO                     0.5             38657           38687          399200
PITTSBURG                     0.5             38657           38687          412000
MADISON                       0.5             38596           38626          106000
BROOKLYN                      0.5             38657           38687          340000
EL CAJON                      0.5             38657           38687          770000
TACOMA                        0.5             38657           38687          188000
IMPERIAL                      0.5             38657           38687          206000
FRESNO                        0.5             38657           38687          192500
EL CAJON                      0.5             38657           38687          536000
FORT LAUDERDALE               0.5             38657           38687           61750
PHILADELPHIA                  0.5             38687           38718           42250
GLENS FALLS                   0.5             38657           38687           72000
FRESNO                        0.5             38657           38687          150000
FARMERSVILLE                  0.5             38687           38718           70000
REVERE                        0.5             38657           38687          369000
HOBOKEN                       0.5             38657           38687          600000
LAWRENCE                      0.5             38657           38687          144400
DRAPER                        0.5             38626           38657          564000
COLD SPRINGS                  0.5             38657           38687          184000
METHUEN                       0.5             38657           38687          121500
ORLANDO                       0.5             38657           38687          108800
CHULA VISTA                   0.5             38657           38687          375000
CHICAGO                       0.5             38657           38687          215000
WOODBURY                      0.5             38657           38687          184800
AUBREY                        0.5             38657           38687          141600
PHENIX CITY                   0.5             38657           38687          100000
CHELSEA                       0.5             38687           38718          367200
CHICAGO                       0.5             38657           38687          165000
MIAMI                         0.5             38657           38687          261000
HAMLIN                        0.5             38687           38718          301500
EL SOBRANTE                   0.5             38657           38687          441500
ALBUQUERQUE                   0.5             38657           38687          195000
MASHPEE                       0.5             38657           38687          228800
EL PASO                       0.5             38657           38687          108000
STREAMWOOD                    0.5             38687           38718          176000
HAMMOND                       0.5             38657           38687          508000
WILLINGBORO                   0.5             38626           38657          142200
MONACA                        0.5             38657           38687           97750
NORRISTOWN                    0.5             38657           38687           72000
DES PLAINES                   0.5             38626           38657          684000
HOPKINS                       0.5             38657           38687          142500
LONGVIEW                      0.5             38657           38687          126350
CORNELIUS                     0.5             38687           38718          195500
GARDEN CITY                   0.5             38657           38687          556000
LYNWOOD                       0.5             38657           38687          108035
LAKE WORTH                    0.5             38657           38687          300050
INDIO                         0.5             38657           38687          288000
ALEXANDRIA                    0.5             38596           38626           52000
BROOKLYN                      0.5             38657           38687          278000
RIVERSIDE                     0.5             38657           38687          350000
DENVER                        0.5             38657           38687          144000
MURRIETA                      0.5             38657           38687          388600
IRWIN                         0.5             38657           38687          513700
SAINT LOUIS                   0.5             38687           38718           62000
EVESHAM                       0.5             38657           38687          137250
HAYWARD                       0.5             38718           38749          530000
CINCINNATI                    0.5             38657           38687          135000
DAYTONA BEACH                 0.5             38687           38718          106250
PERRIS                        0.5             38657           38687          335000
MOUNT PLEASANT                0.5             38657           38687          150000
SAINT LOUIS                   0.5             38657           38687          192000
LEBANON                       0.5             38657           38687           75000
LAKEWOOD                      0.5             38657           38687          680000
DENVER                        0.5             38657           38687          147200
LAS VEGAS                     0.5             38626           38657          125000
PLAINFIELD                    0.5             38687           38718          202500
MERCED                        0.5             38657           38687          255000
NORTH LAS VEGAS               0.5             38657           38687          146000
SAN JACINTO                   0.5             38657           38687          346250
RICHARDSON                    0.5             38657           38687          160000
PEORIA                        0.5             38657           38687          198000
MIAMI                         0.5             38657           38687          173500
MARGATE                       0.5             38657           38687           58500
BELLPORT                      0.5             38657           38687          318200
TOLEDO                        0.5             38657           38687          161500
CHARDON                       0.5             38626           38657          206000
AUBURN                        0.5             38657           38687          105000
WHEELING                      0.5             38657           38687          160200
CITRUS HEIGHTS                0.5             38657           38687          296000
WEST PALM BEACH               0.5             38657           38687          139500
CLARKSTON                     0.5             38657           38687          156750
COUNTRY CLUB HILLS            0.5             38657           38687          117000
MANTECA                       0.5             38657           38687          515000
MEXICO                        0.5             38657           38687           36941
HUNTINGTON PARK               0.5             38657           38687          320000
PHOENIX                       0.5             38657           38687          119000
TOLEDO                        0.5             38657           38687           79900
NORTH OLMSTED                 0.5             38657           38687          102600
WILLIAMSPORT                  0.5             38657           38687           74800
SEWICKLEY                     0.5             38657           38687          102750
FALMOUTH                      0.5             38657           38687          158000
FLUSHING                      0.5             38657           38687          630400
COLUMBIA                      0.5             38657           38687          165000
PALM SPRINGS                  0.5             38657           38687          122000
CANOGA PARK AREA, LA          0.5             38657           38687          443500
CLINTON TOWNSHIP              0.5             38657           38687          117000
ALHAMBRA                      0.5             38657           38687          368000
ATLANTA                       0.5             38657           38687           76000
WASHINGTON TOWNSHIP           0.5             38657           38687          194400
CHICAGO                       0.5             38657           38687          145350
AURORA                        0.5             38657           38687          222000
CHICAGO                       0.5             38626           38657          252000
MURRIETA                      0.5             38657           38687          386400
YPSILANTI                     0.5             38657           38687          250000
SCHAUMBURG                    0.5             38657           38687          130000
ATOKA                         0.5             38657           38687          142500
LANCASTER                     0.5             38657           38687          229500
RANCHO CUCAMONGA              0.5             38657           38687          565200
CHICAGO                       0.5             38657           38687          143000
GILBERT                       0.5             38657           38687          183750
DOLTON                        0.5             38657           38687           98000
SUGAR LAND                    0.5             38657           38687          146100
SAINT LOUIS                   0.5             38657           38687           54900
GROVE CITY                    0.5             38687           38718           50000
MOUNT MORRIS                  0.5             38657           38687          131100
CHICAGO                       0.5             38657           38687          171000
HUMBLE                        0.5             38687           38718          130000
HOWELL                        0.5             38657           38687          128250
DAYTON                        0.5             38657           38687           52500
AURORA                        0.5             38657           38687          176000
CHICAGO                       0.5             38657           38687           72000
CENTEREACH                    0.5             38626           38657          495000
MILWAUKEE                     0.5             38657           38687           76500
UPLAND                        0.5             38657           38687          536000
LANCASTER                     0.5             38657           38687          271950
PALM DESERT                   0.5             38657           38687          354000
RENO                          0.5             38657           38687          144000
GLADSTONE                     0.5             38657           38687          163900
MONTGOMERY                    0.5             38657           38687          450000
STATEN ISLAND                 0.5             38687           38718          425000
EUSTIS                        0.5             38657           38687          364800
EVANSTON                      0.5             38657           38687          182000
DENVER                        0.5             38657           38687          129280
LAKE WORTH                    0.5             38657           38687          592200
POMONA                        0.5             38657           38687          196800
COLUMBUS                      0.5             38657           38687          600000
CONCORD                       0.5             38657           38687          576000
SARASOTA                      0.5             38657           38687          460000
HOUSTON                       0.5             38657           38687           92030
WEST JEFFERSON                0.5             38657           38687          158000
MARION                        0.5             38657           38687          115900
COLCHESTER                    0.5             38657           38687          159000
WEST HOLLYWOOD                0.5             38657           38687          765000
PORT SAINT LUCIE              0.5             38596           38626          213300
DOWNEY                        0.5             38657           38687          520000
CARSON                        0.5             38657           38687          328000
TRAVERSE CITY                 0.5             38687           38718          109800
MC LEAN                       0.5             38657           38687          599000
KYLE                          0.5             38657           38687          114800
CHICAGO                       0.5             38657           38687          128800
DOUGLASSVILLE                 0.5             38687           38718          202300
PARMA                         0.5             38657           38687          122400
RANCHO CUCAMONGA              0.5             38657           38687          264000
WARRENVILLE                   0.5             38626           38657          150000
DENTON                        0.5             38687           38718          144300
COMPTON                       0.5             38687           38718          225000
WILLIAMSTON                   0.5             38657           38687          138700
FORT WORTH                    0.5             38657           38687          132800
WESTMORELAND CITY             0.5             38657           38687          105000
GARLAND                       0.5             38657           38687          112800
WOODBRIDGE                    0.5             38657           38687          512000
CALUMET CITY                  0.5             38626           38657          121500
PLUMAS LAKE                   0.5             38657           38687          287950
MARION                        0.5             38657           38687           45600
BRENTWOOD                     0.5             38657           38687          661700
SALT LAKE CITY                0.5             38657           38687          124200
SCOTTSDALE                    0.5             38657           38687          331550
ATTICA T/O ALEXANDER          0.5             38718           38749          100599
GAHANNA                       0.5             38657           38687          143920
VERNON HILLS                  0.5             38657           38687          159300
ROUND ROCK                    0.5             38657           38687          100000
HAMERSVILLE                   0.5             38657           38687          105000
MORRISTOWN                    0.5             38657           38687           85000
FORT WORTH                    0.5             38657           38687          183200
BAKERSFIELD                   0.5             38657           38687          138400
FRESNO                        0.5             38657           38687          200000
JUSTIN                        0.5             38657           38687           89250
OREGON CITY                   0.5             38657           38687          235000
SAN DIEGO                     0.5             38657           38687          185000
GOSHEN                        0.5             38657           38687          119700
NORTH LAS VEGAS               0.5             38657           38687          128250
CHICAGO                       0.5             38657           38687          280000
CARNATION                     0.5             38657           38687          434775
LA QUINTA                     0.5             38657           38687          279200
VALLEJO                       0.5             38657           38687          472800
BAKERSFIELD                   0.5             38657           38687          300000
LAKE WORTH                    0.5             38657           38687          187500
STERLING HEIGHTS              0.5             38657           38687          293000
PALMDALE                      0.5             38657           38687          301050
DALLAS                        0.5             38657           38687           97200
APPLE VALLEY                  0.5             38657           38687          340800
MORENO VALLEY                 0.5             38657           38687          219950
MC KINNEY                     0.5             38687           38718           83200
RESEDA                        0.5             38687           38718          336000
ARLINGTON                     0.5             38657           38687           84332
BRAINERD                      0.5             38657           38687           99000
OAKLAND                       0.5             38657           38687          600000
NEWPORT                       0.5             38657           38687          242000
NORTH RICHLAND HILLS          0.5             38657           38687           84800
HAWTHORNE                     0.5             38657           38687          306000
YAKIMA                        0.5             38657           38687          156750
CHICAGO                       0.5             38657           38687          191500
HENDERSON                     0.5             38657           38687          815250
HACIENDA HEIGHTS              0.5             38596           38626          715000
DEERFIELD BEACH               0.5             38687           38718          420000
BAY POINT                     0.5             38657           38687          328000
WAITE PARK                    0.5             38657           38687          109600
CARROLLTON                    0.5             38657           38687          115900
KENTWOOD                      0.5             38626           38657           76800
GAITHERSBURG                  0.5             38657           38687          240000
LINCOLN PARK                  0.5             38657           38687          117000
OAK LAWN                      0.5             38657           38687          165650
FORT COLLINS                  0.5             38657           38687          150400
TEMECULA                      0.5             38657           38687          680000
HARWOOD HEIGHTS               0.5             38657           38687          248000
SCOTTSDALE                    0.5             38657           38687          750000
NIXA                          0.5             38657           38687          137750
CHANDLER                      0.5             38718           38749          560000
OAKLAND                       0.5             38657           38687          416000
PHOENIX                       0.5             38657           38687          244000
FOREST GROVE                  0.5             38657           38687          152700
HILLIARD                      0.5             38687           38718          154850
ELGIN                         0.5             38657           38687          132750
LESLIE                        0.5             38657           38687          207400
SAN ANTONIO                   0.5             38626           38657          110000
WEST PALM BEACH               0.5             38657           38687          139200
PHOENIX                       0.5             38657           38687          276000
PARK FOREST                   0.5             38657           38687           95000
SUPERIOR                      0.5             38657           38687          106250
LOS ANGELES                   0.5             38626           38657          292000
GILBERT                       0.5             38626           38657          137250
WEST BEND                     0.5             38687           38718          116000
STANSBURY PARK                0.5             38657           38687          118400
LOMITA                        0.5             38657           38687          320000
PORT COSTA                    0.5             38657           38687          295000
LONG BEACH                    0.5             38657           38687          389000
HUNTINGTON BEACH              0.5             38657           38687          276000
CANOGA PARK                   0.5             38657           38687          650000
SAN RAFAEL                    0.5             38657           38687          326400
SUMMERVILLE                   0.5             38596           38626           95650
CENTREVILLE                   0.5             38657           38687          532000
COLUMBUS                      0.5             38657           38687          213651
ANTIOCH                       0.5             38657           38687          648000
KISSIMMEE                     0.5             38657           38687          123000
CHICAGO                       0.5             38657           38687          377600
ENGLEWOOD                     0.5             38657           38687          162000
MINNEAPOLIS                   0.5             38657           38687          105000
RUNNING SPRINGS               0.5             38657           38687          156000
CINCINNATI                    0.5             38657           38687          195300
RALEIGH                       0.5             38657           38687          119700
MIAMI                         0.5             38657           38687          301600
WILLITS                       0.5             38657           38687          288800
SAN DIEGO                     0.5             38687           38718          360000
LANCASTER                     0.5             38657           38687          247200
COLORADO SPRINGS              0.5             38657           38687          143920
OGDEN                         0.5             38657           38687           83700
RESEDA AREA, LOS ANGELES      0.5             38657           38687          348000
HUNTINGTON BEACH              0.5             38626           38657          819200
PLEASANT HILL                 0.5             38626           38657          464000
CHERRY VALLEY                 0.5             38657           38687          226400
GENEVA                        0.5             38657           38687          270400
CHICAGO                       0.5             38657           38687          104000
SEAFORD                       0.5             38657           38687          448000
MATTESON                      0.5             38657           38687          396000
MIAMI BEACH                   0.5             38657           38687         1100000
SPRING                        0.5             38657           38687          120800
BAKERSFIELD                   0.5             38657           38687          238800
IRVINE                        0.5             38626           38657          572000
MERCER ISLAND                 0.5             38626           38657         1120000
LAGUNA NIGUEL                 0.5             38657           38687          948000
DAVENPORT                     0.5             38657           38687          111000
CHICAGO                       0.5             38657           38687          104000
CHULA VISTA                   0.5             38657           38687          405250
PALM SPRINGS                  0.5             38657           38687          162450
EAST PROVIDENCE               0.5             38657           38687          225000
YUCCA VALLEY                  0.5             38687           38718          283500
BROWNSTOWN                    0.5             38687           38718           70550
AUSTIN                        0.5             38687           38718          203400
SIDNEY                        0.5             38657           38687           72250
LEESBURG                      0.5             38687           38718          797350
LACEY                         0.5             38687           38718          160000
SAN DIEGO                     0.5             38657           38687          480000
BUENA PARK                    0.5             38657           38687          465000
MARYSVILLE                    0.5             38657           38687          263200
SEATTLE                       0.5             38657           38687          568000
YOUNGTOWN                     0.5             38687           38718           52000
TRACY                         0.5             38657           38687          467960
FAIR OAKS                     0.5             38687           38718          332000
SAINT LOUIS                   0.5             38657           38687          101700
VERMILLION                    0.5             38657           38687          110000
WALDORF                       0.5             38687           38718          262400
MINNEAPOLIS                   0.5             38657           38687          122985
CARSON                        0.5             38687           38718          548000
FONTANA                       0.5             38657           38687          289000
WHITE LAKE                    0.5             38657           38687          584000
CHICO                         0.5             38657           38687          368000
SPRINGFIELD                   0.5             38657           38687          108800
LAWNDALE                      0.5             38657           38687          408400
MENIFEE                       0.5             38657           38687          316000
DENVER                        0.5             38657           38687          476300
CINCINNATI                    0.5             38657           38687          100800
PASO ROBLES                   0.5             38657           38687          420000
LAKE WORTH                    0.5             38687           38718          120000
ARLINGTON                     0.5             38657           38687          126350
SYRACUSE                      0.5             38657           38687           76000
HOLLIS                        0.5             38657           38687          384000
PACIFICA                      0.5             38657           38687          532000
ST. ALBANS                    0.5             38657           38687          372000
LOS ANGELES                   0.5             38657           38687          228000
GLENDORA                      0.5             38657           38687          250000
PORTLAND                      0.5             38657           38687          183600
AURORA                        0.5             38657           38687          194000
BAKERSFIELD                   0.5             38657           38687          195950
SACRAMENTO                    0.5             38657           38687          249600
SACRAMENTO                    0.5             38657           38687          395200
CHULA VISTA                   0.5             38657           38687          675000
REDDING                       0.5             38687           38718          360000
STUDIO CITY AREA, LOS ANGE    0.5             38657           38687          343200
CINCINNATI                    0.5             38657           38687          374000
PACIFICA                      0.5             38657           38687          624000
SILVER SPRING                 0.5             38657           38687          292000
GLENDALE HEIGHTS              0.5             38657           38687          271500
LOS ANGELES                   0.5             38657           38687          254600
PORT HUENEME                  0.5             38657           38687          250400
YUBA CITY                     0.5             38657           38687          199200
PALM SPRINGS                  0.5             38687           38718          240000
SCHENECTADY                   0.5             38687           38718          128000
NEW PRAGUE                    0.5             38657           38687           79400
CASTAIC                       0.5             38657           38687          548000
BAKERSFIELD                   0.5             38657           38687          195950
MATTAPAN                      0.5             38657           38687          235000
HAMMOND                       0.5             38657           38687           78400
LOWELL                        0.5             38657           38687          191200
CHICAGO                       0.5             38596           38626          274550
SYLMAR AREA, LOS ANGELES      0.5             38596           38626          556000
MISSOULA                      0.5             38657           38687          128000
MARYSVILLE                    0.5             38657           38687          250200
RIO LINDA                     0.5             38657           38687          230400
FAIRPORT HARBOR               0.5             38657           38687           50000
HIALEAH                       0.5             38657           38687          142500
LAKE WORTH                    0.5             38687           38718          165000
JAMAICA                       0.5             38657           38687          272000
CHICAGO                       0.5             38657           38687          148500
FORT LAUDERDALE               0.5             38657           38687          597600
ANTIOCH                       0.5             38657           38687          624000
SAN ANTONIO                   0.5             38626           38657          130300
PALM SPRINGS                  0.5             38657           38687          428000
COTTAGE GROVE                 0.5             38687           38718          143200
CARMICHAEL                    0.5             38687           38718          292800
RICHMOND                      0.5             38657           38687          360000
HUNTINGTON BEACH              0.5             38657           38687          556000
RALEIGH                       0.5             38657           38687          164000
SAN FRANCISCO                 0.5             38626           38657          576000
TIGARD                        0.5             38657           38687          184000
TUJUNGA                       0.5             38657           38687          364000
CAPITOL HEIGHTS               0.5             38657           38687          160000
PORTLAND                      0.5             38657           38687          132000
BRAWLEY                       0.5             38657           38687          205200
SUNNYVALE                     0.5             38657           38687          554400
BALLWIN                       0.5             38657           38687          160200
TEMECULA                      0.5             38657           38687          307200
PASADENA                      0.5             38657           38687           96800
INDEPENDENCE                  0.5             38596           38626           88760
LITTLE FALLS                  0.5             38657           38687          510000
SAN JOSE                      0.5             38657           38687          480000
CORONA                        0.5             38657           38687          600800
BAKERSFIELD                   0.5             38657           38687          180000
FONTANA                       0.5             38657           38687          272800
TEMECULA                      0.5             38657           38687          300800
REDMOND                       0.5             38657           38687          162500
GALT                          0.5             38657           38687          489600
FRESNO                        0.5             38657           38687          235000
MORRISON                      0.5             38657           38687          185450
SANTA ROSA                    0.5             38657           38687          479200
OCEANSIDE                     0.5             38657           38687          382400
SANTEE                        0.5             38626           38657          432000
NASHVILLE                     0.5             38657           38687           94400
PROCTORVILLE                  0.5             38657           38687          122000
SILVER SPRING                 0.5             38657           38687          279000
LITTLETON                     0.5             38657           38687          211500
HOMESTEAD                     0.5             38657           38687          148000
IRVING                        0.5             38657           38687          141600
CHICAGO                       0.5             38657           38687          405000
LONG BEACH                    0.5             38657           38687          360000
AVONDALE                      0.5             38657           38687          192000
STATELINE                     0.5             38626           38657          516000
GILROY                        0.5             38657           38687          587600
MARION                        0.5             38657           38687          143200
CHULA VISTA                   0.5             38657           38687          401600
SEVERNA PARK                  0.5             38657           38687          532000
FAIRFIELD                     0.5             38657           38687          341600
MINNEAPOLIS                   0.5             38718           38749          165000
CALABASAS                     0.5             38657           38687          612000
HAYWARD                       0.5             38687           38718          360000
TRACY                         0.5             38657           38687          444000
CATHEDRAL CITY                0.5             38657           38687          305000
RIVERSIDE                     0.5             38687           38718          239000
SCOTTSDALE                    0.5             38657           38687          548000
MONTGOMERY                    0.5             38657           38687          130880
BROOKEVILLE                   0.5             38657           38687          759900
AFTON                         0.5             38657           38687          376000
OCONOMOWOC                    0.5             38657           38687          410000
CICERO                        0.5             38657           38687          218500
TIGARD                        0.5             38657           38687          232000
SANTEE                        0.5             38687           38718          370800
CYPRESS                       0.5             38657           38687          508000
NORWALK                       0.5             38657           38687          278000
SALADO                        0.5             38687           38718          130250
CICERO                        0.5             38657           38687          246500
GREENWICH                     0.5             38596           38626         1017500
MINNEAPOLIS                   0.5             38657           38687          200000
HOUSTON                       0.5             38657           38687          130000
VICTORVILLE                   0.5             38657           38687          249900
LA PORTE                      0.5             38657           38687          105600
FAIRFIELD                     0.5             38657           38687          280000
SHAKOPEE                      0.5             38687           38718          136400
LAKE STEVENS                  0.5             38657           38687          278400
CHICAGO                       0.5             38596           38626          872000
MARIETTA                      0.5             38657           38687          136000
PINELLAS PARK                 0.5             38657           38687          127500
ALEXANDRIA                    0.5             38657           38687          227200
NASHVILLE                     0.5             38657           38687           91120
OAK VIEW                      0.5             38657           38687          506000
SACRAMENTO                    0.5             38657           38687          254400
INDIANAPOLIS                  0.5             38657           38687           89500
TUKWILA                       0.5             38657           38687          245000
FREDERICKSBURG                0.5             38626           38657          496600
ORLANDO                       0.5             38687           38718          183600
NORTH LAS VEGAS               0.5             38657           38687          206400
SAN JOSE                      0.5             38657           38687          518400
PALM HARBOR                   0.5             38687           38718          151900
ST. PETERSBURG                0.5             38657           38687          576000
MURRIETA                      0.5             38657           38687          284000
PITTSBURG                     0.5             38657           38687          280000
EL CAJON                      0.5             38657           38687          396000
BAKERSFIELD                   0.5             38657           38687          100000
CHANDLER                      0.5             38657           38687          199100
WESTON                        0.5             38657           38687          464000
BOLINGBROOK                   0.5             38657           38687          159230
SALEM                         0.5             38657           38687          336000
NEW PORT RICHEY               0.5             38687           38718          145600
SAN MARCOS                    0.5             38687           38718          412000
DENVER                        0.5             38657           38687          204000
ELK GROVE                     0.5             38657           38687          358900
ACWORTH                       0.5             38657           38687          152000
SPOKANE VALLEY                0.5             38657           38687          156000
SAN JOSE                      0.5             38657           38687          334400
NEW KENSINGTON                0.5             38657           38687          199000
MIAMI                         0.5             38657           38687          310500
CINCINNATI                    0.5             38626           38657          114750
EUGENE                        0.5             38657           38687          108000
FORT WAYNE                    0.5             38626           38657           58500
LAKE FOREST                   0.5             38657           38687          758400
RICHMOND                      0.5             38657           38687          528000
BAKERSFIELD                   0.5             38657           38687          187150
THOUSAND OAKS                 0.5             38657           38687          559100
BECKER                        0.5             38657           38687          221000
RIVERDALE                     0.5             38657           38687          232800
ZIONSVILLE                    0.5             38657           38687          576000
EAST PALATKA                  0.5             38687           38718          119900
MIAMI                         0.5             38687           38718          500000
SAN CLEMENTE                  0.5             38687           38718          684000
LANCASTER                     0.5             38657           38687          311200
CERRITOS                      0.5             38657           38687          560000
GIBSONTON                     0.5             38657           38687          139450
PORTLAND                      0.5             38657           38687          114400
LAKE FOREST                   0.5             38657           38687          319200
SAN BERNARDINO                0.5             38657           38687          212000
TRINITY                       0.5             38657           38687          295200
LANDSDOWNE                    0.5             38657           38687          597300
MORGAN HILL                   0.5             38657           38687          356000
SAN DIEGO                     0.5             38657           38687          316000
LAWRENCEVILLE                 0.5             38657           38687          450320
BALDWIN PARK                  0.5             38657           38687          309600
BENICIA                       0.5             38657           38687          319900
LADERA RANCH                  0.5             38657           38687          701120
BROOKLYN                      0.5             38657           38687          332000
MIAMI                         0.5             38687           38718          134400
LAS VEGAS                     0.5             38657           38687          141200
HOUSTON                       0.5             38687           38718          250400
BOILING SPRING LAKES          0.5             38657           38687          151900
NORTH LAS VEGAS               0.5             38657           38687          329600
MANASSAS                      0.5             38657           38687          554400
VICTORVILLE                   0.5             38657           38687          240300
ALEXANDRIA                    0.5             38657           38687          300000
SALT LAKE CITY                0.5             38657           38687          160000
VICTORVILLE                   0.5             38687           38718          272400
COON RAPIDS                   0.5             38657           38687          181600
CHARLOTTE                     0.5             38657           38687          264700
ORTING                        0.5             38687           38718          239160
ROCK HILL                     0.5             38657           38687           92450
ELGIN                         0.5             38596           38626          216000
NILES                         0.5             38657           38687          400000
SAN JOSE                      0.5             38657           38687          376000
LAKESIDE                      0.5             38657           38687          280000
WESTLAND                      0.5             38687           38718          266000
CUMMING                       0.5             38657           38687          139920
LAWRENCEVILLE                 0.5             38657           38687          114400
VALPARAISO                    0.5             38687           38718          120000
CERES                         0.5             38657           38687          267200
PHOENIX                       0.5             38657           38687          320000
LAWRENCEVILLE                 0.5             38657           38687          132000
FINDLAY                       0.5             38657           38687          144000
RIVERSIDE                     0.5             38657           38687          312000
RAMONA                        0.5             38657           38687          414000
GUADALUPE                     0.5             38657           38687          280000
MCDONOUGH                     0.5             38626           38657          287920
COVINGTON                     0.5             38657           38687          383920
CLINTON                       0.5             38657           38687          607200
MESA                          0.5             38657           38687          183200
STATESVILLE                   0.5             38657           38687          132400
COMPTON                       0.5             38657           38687          240000
WOODBRIDGE                    0.5             38657           38687          200000
STREAMWOOD                    0.5             38657           38687          188000
ROBBINSDALE                   0.5             38657           38687          180000
CORONA                        0.5             38657           38687          454800
EL CAJON                      0.5             38657           38687          441600
CHINO HILLS                   0.5             38657           38687          276000
PARAMOUNT                     0.5             38687           38718          183200
WALDORF                       0.5             38657           38687          168000
CHATTANOOGA                   0.5             38657           38687          122000
PEABODY                       0.5             38657           38687          336000
BROOKLYN                      0.5             38657           38687          508000
NAMPA                         0.5             38657           38687           80300
SOUTH GATE                    0.5             38657           38687          334400
BRONX                         0.5             38657           38687          377360
LEBANON                       0.5             38657           38687          160000
ALISO VIEJO                   0.5             38657           38687          428000
CLAYTON                       0.5             38657           38687          623200
NEWPORT NEWS                  0.5             38626           38657           60000
SPRINGFIELD                   0.5             38657           38687           96000
LOS ANGELES                   0.5             38657           38687          150000
INDIANAPOLIS                  0.5             38657           38687           26000
VISALIA                       0.5             38687           38718           27000
ORANGEVALE                    0.5             38657           38687           42200
CENTRAL FALLS                 0.5             38687           38718           59600
MALDEN                        0.5             38657           38687           79980
ALBUQUERQUE                   0.5             38687           38718           16600
BEAVERTON                     0.5             38657           38687           55510
FORT WAYNE                    0.5             38657           38687           25000
WEST PALM BEACH               0.5             38657           38687           25000
LA MIRADA                     0.5             38657           38687           75000
CASSELBERRY                   0.5             38687           38718           34000
DAYTON                        0.5             38687           38718           62400
CASSELBERRY                   0.5             38687           38718           31980
TRUCKEE                       0.5             38657           38687          151800
SOUTH LAKE TAHOE              0.5             38657           38687           38250
PHOENIX                       0.5             38657           38687           27200
CHANDLER                      0.5             38687           38718           87800
BAKERSFIELD                   0.5             38657           38687           91000
DENVER                        0.5             38657           38687           42000
RICHMOND                      0.5             38657           38687          109000
BLOOMFIELD HILLS              0.5             38657           38687          199000
ESCONDIDO                     0.5             38657           38687          112700
GREENACRES                    0.5             38657           38687           37500
BLUE ISLAND                   0.5             38657           38687           51000
MAYER                         0.5             38657           38687           33600
MORENO VALLEY                 0.5             38657           38687          100000
PORT CHARLOTTE                0.5             38626           38657           63750
PORTERVILLE                   0.5             38657           38687           47000
CEDAR VALLEY                  0.5             38657           38687           22000
INGLEWOOD                     0.5             38657           38687          131000
FYFFE                         0.5             38657           38687           18600
RICHMOND                      0.5             38657           38687          111000
MESA                          0.5             38657           38687           48000
LAS VEGAS                     0.5             38657           38687           46000
HOLLISTER                     0.5             38718           38749          119800
COMPTON                       0.5             38657           38687          104000
MIDDLEBORO                    0.5             38657           38687           60000
ORLANDO                       0.5             38657           38687           28620
OCALA                         0.5             38657           38687          112500
MAPLE VALLEY                  0.5             38596           38626           43500
PHOENIX                       0.5             38657           38687           41000
LAKE OSWEGO                   0.5             38657           38687           54000
HAZEL CREST                   0.5             38657           38687           25980
APACHE JUNCTION               0.5             38657           38687           24600
INDIANAPOLIS                  0.5             38657           38687           16000
SACRAMENTO                    0.5             38687           38718           56000
PARKER                        0.5             38657           38687           47400
GODFREY                       0.5             38657           38687           20000
DELTA                         0.5             38657           38687           40000
SEYMOUR                       0.5             38657           38687           28000
ELIZABETHTOWN                 0.5             38626           38657           30400
MURRIETA                      0.5             38657           38687           91500
MOORE                         0.5             38657           38687           18200
KENT                          0.5             38657           38687           52560
ONTARIO                       0.5             38657           38687           45900
ALPHARETTA                    0.5             38657           38687           59600
INDIANAPOLIS                  0.5             38657           38687           20000
PARADISE VALLEY               0.5             38657           38687          100000
DENVER                        0.5             38657           38687           47200
LAKEWOOD                      0.5             38657           38687          104000
FORT WAYNE                    0.5             38657           38687           17550
HIGHLANDS RANCH               0.5             38657           38687           48400
PLEASANT GROVE                0.5             38657           38687           74330
LINN                          0.5             38626           38657           19400
CORONA                        0.5             38657           38687          126000
SALINAS                       0.5             38657           38687          168550
MORENO VALLEY                 0.5             38657           38687           84400
TUCSON                        0.5             38657           38687           21000
DORCHESTER                    0.5             38626           38657           94500
TUCSON                        0.5             38687           38718           27800
BEND                          0.5             38657           38687           38600
PAYSON                        0.5             38657           38687          132120
HENDERSON                     0.5             38657           38687           57980
MURRAY                        0.5             38657           38687           50000
LAVEEN                        0.5             38657           38687           43710
DUDLEY                        0.5             38657           38687           33600
BONNER SPRINGS                0.5             38657           38687           24800
LAWRENCEVILLE                 0.5             38657           38687           25600
LEBANON JUNCTION              0.5             38657           38687           14900
SHERWOOD                      0.5             38657           38687           69000
PERRIS                        0.5             38657           38687           60600
ORLANDO                       0.5             38687           38718           51760
FIRCREST                      0.5             38657           38687           57200
KISSIMMEE                     0.5             38657           38687           35230
MUSKEGON                      0.5             38657           38687           16400
VANCOUVER                     0.5             38657           38687           35100
CENTRAL FALLS                 0.5             38657           38687           64600
PITTSBURGH                    0.5             38657           38687           14030
NORTH PORT                    0.5             38657           38687           31160
GILBERT                       0.5             38657           38687           45500
TUCSON                        0.5             38657           38687           25400
GLENDALE                      0.5             38657           38687           45000
PROVIDENCE                    0.5             38657           38687           57000
SPARKS                        0.5             38657           38687           50620
CHICAGO                       0.5             38657           38687           62000
CHICAGO HEIGHTS               0.5             38687           38718           19200
HILLSBORO                     0.5             38657           38687           67800
BOSTON                        0.5             38657           38687          111500
GREENWOOD                     0.5             38687           38718           26900
MORENO VALLEY                 0.5             38657           38687           47000
SALT LAKE CITY                0.5             38657           38687           21000
LOS ANGELES                   0.5             38657           38687          140000
FRESNO                        0.5             38657           38687           62000
PITTSBURG                     0.5             38687           38718           81000
LAS VEGAS                     0.5             38657           38687           93000
QUEEN CREEK                   0.5             38626           38657           63600
LAS VEGAS                     0.5             38657           38687           54520
PAPILLION                     0.5             38657           38687           42000
SAN FRANCISCO                 0.5             38657           38687          146600
TRACY                         0.5             38657           38687           72750
LOS ANGELES                   0.5             38657           38687           92000
MAPLE VALLEY                  0.5             38657           38687           64580
BRIGHTON                      0.5             38657           38687           36000
FARMINGTON HILLS              0.5             38657           38687          180000
PRINEVILLE                    0.5             38626           38657           30600
PILGER                        0.5             38657           38687           13830
ALBUQUERQUE                   0.5             38657           38687           23000
THORNTON                      0.5             38687           38718           41900
APPLE VALLEY                  0.5             38657           38687           59400
THORNTON                      0.5             38687           38718           42980
WHITE HALL                    0.5             38657           38687           29000
VIRGINIA BEACH                0.5             38657           38687           53100
OAKLAND                       0.5             38657           38687           84400
PHOENIX                       0.5             38657           38687           33000
GRESHAM                       0.5             38626           38657           53600
RIALTO                        0.5             38626           38657           62000
SAINT LOUIS                   0.5             38657           38687           25000
LAS VEGAS                     0.5             38657           38687           62000
FORT WORTH                    0.5             38626           38657           15900
EAST CANTON                   0.5             38687           38718           26370
EVERGREEN PARK                0.5             38657           38687           35760
CHUBBUCK                      0.5             38626           38657           17270
BOISE                         0.5             38626           38657           27000
LOS ANGELES                   0.5             38657           38687           92000
IONE                          0.5             38657           38687           65000
HILLSBORO                     0.5             38657           38687           39000
PAYETTE                       0.5             38657           38687           22860
CLEARFIELD                    0.5             38687           38718           40110
SPRINGFIELD                   0.5             38657           38687           39000
SUGAR HILL                    0.5             38626           38657           40580
NEWMAN                        0.5             38657           38687           72800
CHESTER                       0.5             38657           38687           31980
BURIEN                        0.5             38657           38687           97000
PORTLAND                      0.5             38657           38687           46000
RANDOLPH                      0.5             38657           38687           66000
JACKSONVILLE                  0.5             38657           38687           47000
COLUMBUS                      0.5             38657           38687           12500
RICHMOND                      0.5             38626           38657           16400
LOUISVILLE                    0.5             38657           38687           19500
FORDLAND                      0.5             38657           38687           17600
ORLANDO                       0.5             38657           38687           48000
SAINT LOUIS                   0.5             38657           38687           21500
LAS VEGAS                     0.5             38657           38687           63800
STONE MOUNTAIN                0.5             38657           38687           98800
COLLINSVILLE                  0.5             38657           38687           56600
PARAGOULD                     0.5             38657           38687           13000
CRYSTAL                       0.5             38657           38687           45900
CEDAR VALLEY                  0.5             38657           38687           28380
PALM COAST                    0.5             38657           38687           61058
O FALLON                      0.5             38657           38687           58600
ALBUQUERQUE                   0.5             38777           38808           40800
NAMPA                         0.5             38687           38718           27200
LANSING                       0.5             38657           38687           33500
LAS VEGAS                     0.5             38657           38687           40500
BOISE                         0.5             38657           38687           21340
HENDERSON                     0.5             38626           38657           53400
BALTIMORE                     0.5             38657           38687           17000
ANTIOCH                       0.5             38657           38687           94620
DELHI                         0.5             38657           38687           71000
CLACKAMAS                     0.5             38626           38657           53800
TRACY                         0.5             38657           38687          161000
PRINEVILLE                    0.5             38657           38687           41500
TRACY                         0.5             38657           38687           98980
BUFORD                        0.5             38626           38657           28600
HAYWARD                       0.5             38657           38687          126000
ORANGE CITY                   0.5             38657           38687           27500
COLUMBUS                      0.5             38657           38687           17500
NORTH PORT                    0.5             38657           38687           49980
WINDERMERE                    0.5             38657           38687          175000
VISTA                         0.5             38687           38718           86000
DAVENPORT                     0.5             38687           38718           18600
PORTLAND                      0.5             38657           38687           40760
BANKS                         0.5             38657           38687           50000
SYLVANIA                      0.5             38687           38718           19100
COVINGTON                     0.5             38657           38687           18000
PHILADELPHIA                  0.5             38657           38687           29980
COLORA                        0.5             38749           38777           38000
BATTLE CREEK                  0.5             38657           38687           40300
PORTERVILLE                   0.5             38687           38718           44400
REVERE                        0.5             38657           38687          120000
VICTORVILLE                   0.5             38657           38687           57400
FONTANA                       0.5             38657           38687           59000
QUEEN CREEK                   0.5             38657           38687           35190
MOLINE                        0.5             38626           38657           28800
VALRICO                       0.5             38626           38657           36000
ROXBURY                       0.5             38657           38687          109400
WASHINGTON                    0.5             38657           38687           35000
HAVERHILL                     0.5             38657           38687           68000
HAWTHORNE                     0.5             38657           38687          140000
SANDY                         0.5             38657           38687           38200
CASTLEWOOD                    0.5             38657           38687           17600
WEST VALLEY CITY              0.5             38657           38687           27520
QUEEN CREEK                   0.5             38657           38687           52400
PAYSON                        0.5             38687           38718           14700
INDEPENDENCE                  0.5             38657           38687           14890
PASADENA                      0.5             38657           38687          131250
SALINAS                       0.5             38687           38718          129800
COLORADO SPRINGS              0.5             38626           38657           48800
ALBUQUERQUE                   0.5             38657           38687           36920
LOS ANGELES                   0.5             38657           38687           95800
POWDER SPRINGS                0.5             38657           38687           45580
DULUTH                        0.5             38657           38687          200000
SAN DIEGO                     0.5             38657           38687           69000
CHULA VISTA                   0.5             38657           38687          128000
PLANT CITY                    0.5             38626           38657           47000
DALLAS                        0.5             38657           38687           31180
LAS VEGAS                     0.5             38657           38687           40000
PATTERSON                     0.5             38657           38687           86000
SALEM                         0.5             38657           38687           32300
DALLAS                        0.5             38657           38687           84000
PLANT CITY                    0.5             38657           38687           70600
KENDALLVILLE                  0.5             38687           38718           15100
DANVILLE                      0.5             38657           38687          137000
PASCO                         0.5             38657           38687           36000
LYNCHBURG                     0.5             38657           38687           15200
VANCOUVER                     0.5             38657           38687           39400
AVON                          0.5             38657           38687           34600
PARAMOUNT                     0.5             38626           38657          110000
BLACKFOOT                     0.5             38657           38687           21380
LOVELAND                      0.5             38626           38657           40200
SALT LAKE CITY                0.5             38657           38687           29800
MEBANE                        0.5             38657           38687           94000
MAGNA                         0.5             38687           38718           22000
FRAMINGHAM                    0.5             38657           38687          104000
ORLANDO                       0.5             38657           38687           25000
DELTONA                       0.5             38657           38687           33800
TIGARD                        0.5             38657           38687           44000
SAN LORENZO                   0.5             38657           38687          108000
TROY                          0.5             38657           38687           27850
SCIO                          0.5             38657           38687           41200
MC COOK                       0.5             38657           38687           13800
DORAL                         0.5             38626           38657           81000
ALBUQUERQUE                   0.5             38687           38718           26600
STOCKTON                      0.5             38657           38687           84800
DUVALL                        0.5             38657           38687           75000
NAMPA                         0.5             38657           38687           27420
MURRAYVILLE                   0.5             38657           38687           31400
RANCHO SANTA MARGARITA        0.5             38657           38687           57000
JACKSONVILLE                  0.5             38626           38657           29000
ANTHEM                        0.5             38657           38687           53745
PARAMOUNT                     0.5             38626           38657           63200
PORTLAND                      0.5             38657           38687           72670
BRENTWOOD                     0.5             38657           38687           77690
FAIRVIEW                      0.5             38657           38687           62400
HOOPER                        0.5             38626           38657           41600
HERCULES                      0.5             38657           38687          141800
PUYALLUP                      0.5             38657           38687           38900
MANTECA                       0.5             38657           38687          100000
DALLAS                        0.5             38657           38687           34910
LANCASTER                     0.5             38626           38657           64870
ANDERSON                      0.5             38657           38687           62500
PHOENIX                       0.5             38657           38687           28800
BROCKTON                      0.5             38657           38687           85400
SCOTTSDALE                    0.5             38657           38687           54400
SARATOGA SPRINGS              0.5             38687           38718           35000
ORLANDO                       0.5             38657           38687           35000
YACOLT                        0.5             38657           38687           30200
VANCOUVER                     0.5             38657           38687           48000
MANCHESTER                    0.5             38657           38687           50980
VANCOUVER                     0.5             38657           38687           28500
SPRING HILL                   0.5             38657           38687           41000
BRADENTON                     0.5             38687           38718           56000
NORTH LAS VEGAS               0.5             38718           38749           39000
BUCKEYE                       0.5             38657           38687           35270
MESA                          0.5             38657           38687           54600
VALLEY CENTER                 0.5             38657           38687          127000
LAKE WORTH                    0.5             38626           38657           49000
ANDERSON                      0.5             38657           38687           32400
SANTA MARIA                   0.5             38657           38687           83000
CALLAHAN                      0.5             38657           38687           25600
NORTH PORT                    0.5             38657           38687           49000
EXETER                        0.5             38657           38687           40000
AMERICAN CANYON               0.5             38657           38687          141200
SAINT LOUIS                   0.5             38626           38657           40000
ALHAMBRA                      0.5             38657           38687          109000
PORTLAND                      0.5             38657           38687           36000
TUCSON                        0.5             38657           38687           36000
RENO                          0.5             38657           38687           39200
CASSELBERRY                   0.5             38657           38687           55000
GLENDALE                      0.5             38687           38718           45400
CONCORD                       0.5             38657           38687           52000
MESA                          0.5             38657           38687           42000
AUBURN                        0.5             38657           38687           46000
SCOTTSDALE                    0.5             38657           38687           54000
ALBUQUERQUE                   0.5             38657           38687           31400
LAS VEGAS                     0.5             38657           38687           50000
GLENDALE                      0.5             38657           38687           48400
KIMMELL                       0.5             38657           38687           30800
NAMPA                         0.5             38657           38687           35980
HAYWARD                       0.5             38657           38687          116000
TRENTON                       0.5             38687           38718           23800
VIRGINIA BEACH                0.5             38657           38687           30900
LAYTON                        0.5             38657           38687           32400
PHOENIX                       0.5             38657           38687           43000
ARCADIA                       0.5             38657           38687           19500
WOODS CROSS                   0.5             38657           38687           48600
CALDWELL                      0.5             38657           38687           28780
HARRIMAN                      0.5             38657           38687           25500
MEMPHIS                       0.5             38657           38687           17980
TALLAHASSEE                   0.5             38657           38687           32380
BEAVERTON                     0.5             38657           38687           70000
MORENO VALLEY                 0.5             38657           38687           92000
CRANSTON                      0.5             38657           38687           49680
SALEM                         0.5             38657           38687           90000
SOLEDAD                       0.5             38657           38687           52000
NORRISTOWN                    0.5             38657           38687           32800
VANCOUVER                     0.5             38657           38687           43000
PLEASANTON                    0.5             38657           38687          136000
CHATTANOOGA                   0.5             38657           38687           30000
FLINT                         0.5             38657           38687           30000
ANTIOCH                       0.5             38657           38687          128550
VALLEJO                       0.5             38657           38687           83000
BROOKLYN                      0.5             38657           38687           18980
ATLANTA                       0.5             38657           38687           76000
WATERFORD                     0.5             38657           38687           55000
HANOVER PARK                  0.5             38657           38687           45800
COMPTON                       0.5             38657           38687           70000
AUBURN                        0.5             38657           38687           45000
BAY POINT                     0.5             38657           38687           88400
FALL CITY                     0.5             38657           38687          110600
PORT HURON                    0.5             38657           38687           27980
CAMBRIDGE                     0.5             38626           38657           40800
ESPARTO                       0.5             38657           38687           82000
LAS VEGAS                     0.5             38657           38687           25200
WORCESTER                     0.5             38657           38687           64200
ERIE                          0.5             38657           38687           18400
HOLT                          0.5             38657           38687           38980
WINTHROP                      0.5             38657           38687           98000
CITRUS HEIGHTS                0.5             38657           38687           91600
ARVADA                        0.5             38626           38657           37600
COLUMBUS                      0.5             38657           38687           21600
PALM COAST                    0.5             38657           38687           86000
DETROIT                       0.5             38657           38687           13800
SYRACUSE                      0.5             38657           38687           27600
DENVER                        0.5             38657           38687           44000

City                        Current Balance Purpose            Index            Margin
---------------------------------------------------------------------------------------
Jennings                       53440.47     Cash Out Refinance Fixed Rate            0
Signal Mountain               131177.95     Cash Out Refinance Fixed Rate            0
Fremont                          500000     Cash Out Refinance 6 MO LIBOR         5.75
Jamaica                       281354.35     Cash Out Refinance 6 MO LIBOR         7.75
Elkhart                         89086.8     Cash Out Refinance 6 MO LIBOR        6.625
Pueblo                        164141.75     Cash Out Refinance 6 MO LIBOR          8.5
Trenton                        84607.71     Purchase           6 MO LIBOR            7
Hockessin                        585000     Purchase           6 MO LIBOR        6.375
Plymouth                      247051.37     Cash Out Refinance 6 MO LIBOR        5.625
Bel Nor                        35072.36     Purchase           Fixed Rate            0
Akron                          78569.69     Purchase           6 MO LIBOR          5.5
Hudson                        254100.59     Purchase           6 MO LIBOR            6
Chicago                       235435.87     Cash Out Refinance 6 MO LIBOR            7
Hatton                            96800     Purchase           6 MO LIBOR         8.25
Boise                         115685.52     Purchase           6 MO LIBOR         6.75
Hartland                      174332.47     Purchase           6 MO LIBOR            8
Augusta                        75766.55     Purchase           6 MO LIBOR          5.5
Lewisville                    171168.17     Purchase           6 MO LIBOR        7.375
Cragin                        228795.02     Cash Out Refinance 6 MO LIBOR            4
Oak Park                         300000     Cash Out Refinance 6 MO LIBOR            4
Sugar Land                     98401.39     Cash Out Refinance Fixed Rate            0
Newark                        493151.17     Purchase           6 MO LIBOR        8.125
Simi Valley                   364496.39     Cash Out Refinance 6 MO LIBOR            6
Upland                           382498     Cash Out Refinance 6 MO LIBOR     5.920000076
Sarasota                         183920     Purchase           6 MO LIBOR            6
Queensbury                    170612.27     Purchase           6 MO LIBOR            8
Middletown                    123359.87     Rate/Term RefinanceFixed Rate            0
Wellston                      168191.85     Cash Out Refinance 6 MO LIBOR          6.5
Highland                      160517.54     Cash Out Refinance 6 MO LIBOR         7.25
Saint Louis                    86352.16     Cash Out Refinance 6 MO LIBOR          8.5
Jeffersonville                  74769.6     Cash Out Refinance 6 MO LIBOR           10
Miami                         146088.31     Purchase           Fixed Rate            0
Gumbo                          358999.2     Rate/Term RefinanceFixed Rate            0
Miramar                       119652.26     Cash Out Refinance Fixed Rate            0
New Brunswick                  254291.1     Purchase           6 MO LIBOR         6.75
East Brunswick                 255213.6     Cash Out Refinance 6 MO LIBOR        6.875
Marne                          57716.42     Cash Out Refinance Fixed Rate            0
Blythe                            67500     Cash Out Refinance Fixed Rate            0
Chesterfield                     109492     Cash Out Refinance 6 MO LIBOR        5.375
Southfield                       148000     Cash Out Refinance 6 MO LIBOR          5.5
Roscommon                         99722     Purchase           6 MO LIBOR        7.875
Pasadena                      340840.79     Cash Out Refinance 6 MO LIBOR        6.875
Portland                      161957.81     Cash Out Refinance 6 MO LIBOR        6.375
Valley Stream                 519747.73     Purchase           6 MO LIBOR     6.099999905
Middleboro                    494899.42     Purchase           6 MO LIBOR     6.949999809
Bowdoinham                    278527.88     Purchase           6 MO LIBOR          7.5
Mogadore                      143609.64     Cash Out Refinance Fixed Rate            0
Charlotte                      86107.14     Cash Out Refinance Fixed Rate            0
Orlando                       163845.07     Cash Out Refinance 6 MO LIBOR        7.375
Meriden                       209886.18     Purchase           6 MO LIBOR         7.75
Jackson                        94618.87     Cash Out Refinance 6 MO LIBOR        7.375
Huffman                         75524.9     Cash Out Refinance Fixed Rate            0
Downey                         907533.1     Cash Out Refinance 6 MO LIBOR         6.25
Chula Vista                      580000     Cash Out Refinance 6 MO LIBOR        6.375
Calexico                      151229.27     Cash Out Refinance 6 MO LIBOR          6.5
Lake Montezuma                174297.92     Cash Out Refinance 6 MO LIBOR         5.75
San Diego                     306610.18     Cash Out Refinance 6 MO LIBOR            6
San Diego                     305493.11     Cash Out Refinance 6 MO LIBOR          5.5
Margate                       208653.52     Cash Out Refinance 6 MO LIBOR        6.625
Columbia                      128562.75     Rate/Term Refinance6 MO LIBOR         7.75
Cloverly                      230066.98     Cash Out Refinance Fixed Rate            0
Lakeland                      161823.16     Purchase           6 MO LIBOR        6.875
Kihei                            255000     Cash Out Refinance 6 MO LIBOR        6.875
Anchorage                      59151.29     Cash Out Refinance Fixed Rate            0
Wagner                           378800     Cash Out Refinance 6 MO LIBOR        6.375
Rincon                           124800     Cash Out Refinance 6 MO LIBOR            6
Davie                         220230.05     Cash Out Refinance 6 MO LIBOR         6.25
Orlando                         89638.9     Cash Out Refinance Fixed Rate            0
Apopka                        290031.71     Cash Out Refinance 6 MO LIBOR          5.5
Merced                        251263.45     Rate/Term Refinance6 MO LIBOR        6.375
Monona                        161210.62     Purchase           6 MO LIBOR         9.25
Huntley                       134639.19     Purchase           6 MO LIBOR          5.5
Perris                         403748.8     Cash Out Refinance 6 MO LIBOR        6.625
Universal                      79699.26     Purchase           6 MO LIBOR        7.375
Cleveland                      110813.8     Purchase           6 MO LIBOR          5.5
Arlington                      85060.95     Cash Out Refinance 6 MO LIBOR         7.25
Ldhl                              53100     Purchase           6 MO LIBOR        7.375
Gate                          162619.26     Cash Out Refinance 6 MO LIBOR         7.25
Southaven                     116583.68     Rate/Term RefinanceFixed Rate            0
Kismet                        338939.95     Cash Out Refinance 6 MO LIBOR     7.300000191
Norwalk                       287547.11     Cash Out Refinance Fixed Rate            0
Perth Amboy                      264831     Rate/Term Refinance6 MO LIBOR         6.75
Carrollton                    394899.14     Cash Out Refinance 6 MO LIBOR        7.125
East End                       85246.61     Purchase           6 MO LIBOR          8.5
Audubon                       259202.46     Cash Out Refinance 6 MO LIBOR          6.5
West Jordan                   223938.37     Cash Out Refinance 6 MO LIBOR        7.125
Antioch                       137567.58     Purchase           6 MO LIBOR     7.300000191
Dixmoor                        71823.66     Cash Out Refinance 6 MO LIBOR            7
Rodeo                            588000     Rate/Term Refinance6 MO LIBOR          5.5
Cherrytown                    127650.74     Cash Out Refinance 6 MO LIBOR            8
Naranja                       153712.09     Cash Out Refinance 6 MO LIBOR          9.5
Tacoma                           210000     Cash Out Refinance 6 MO LIBOR          9.5
Lawrence                       59872.94     Cash Out Refinance Fixed Rate            0
Foxridge                      392125.36     Purchase           6 MO LIBOR         7.25
Detroit                       187436.39     Cash Out Refinance Fixed Rate            0
Ypsilanti                      104145.8     Cash Out Refinance 6 MO LIBOR        6.625
Detroit                       127127.34     Cash Out Refinance 6 MO LIBOR         6.25
Grand Blanc                   320372.23     Cash Out Refinance 6 MO LIBOR        6.375
Brandon                       197402.04     Purchase           6 MO LIBOR        6.625
Shreveport                    113528.46     Purchase           6 MO LIBOR         8.25
Arvada                        383398.02     Cash Out Refinance 6 MO LIBOR         5.75
Leominster                    131528.01     Purchase           6 MO LIBOR     6.599999905
Columbus                       85957.39     Cash Out Refinance 6 MO LIBOR            7
Visalia                       120812.85     Cash Out Refinance 6 MO LIBOR         7.75
Elk Grove                     313023.65     Cash Out Refinance 6 MO LIBOR            7
Ceres                         251960.62     Cash Out Refinance Fixed Rate            0
Jupiter                          244800     Cash Out Refinance 6 MO LIBOR        6.875
Sherrills Ford                   106400     Rate/Term Refinance6 MO LIBOR        7.125
Merrifield                    215267.86     Cash Out Refinance Fixed Rate            0
Tampa                          70946.94     Purchase           Fixed Rate            0
Orlando                       156966.17     Rate/Term Refinance6 MO LIBOR        6.375
Davie                         159430.63     Cash Out Refinance 6 MO LIBOR          5.5
Topeka                          68743.6     Purchase           6 MO LIBOR        6.625
Merced                        250237.13     Cash Out Refinance 6 MO LIBOR        7.125
Chula Vista                      343850     Cash Out Refinance 6 MO LIBOR        6.875
Highland                      250799.15     Cash Out Refinance 6 MO LIBOR        6.625
Kahuku                           332500     Cash Out Refinance 6 MO LIBOR        6.375
Los Angeles                    429817.8     Purchase           6 MO LIBOR         6.25
North Las Vegas               211512.84     Cash Out Refinance 6 MO LIBOR         6.75
Largo                            455000     Cash Out Refinance 6 MO LIBOR         5.25
Vancouver                     145505.13     Cash Out Refinance 6 MO LIBOR        5.875
Covell                        160567.16     Cash Out Refinance 6 MO LIBOR        7.375
Omaha                         112151.37     Cash Out Refinance 6 MO LIBOR        8.875
Palm Coast                    101869.57     Cash Out Refinance Fixed Rate            0
Miami                            500000     Purchase           6 MO LIBOR          6.5
Belle Vernon                   67848.97     Cash Out Refinance Fixed Rate            0
Lakeland                      191364.95     Cash Out Refinance Fixed Rate            0
Elk Grove                        322200     Cash Out Refinance 6 MO LIBOR         6.75
Visalia                       117600.02     Cash Out Refinance 6 MO LIBOR         5.25
Joliet                        418817.87     Purchase           6 MO LIBOR         8.25
Coatesville                   113039.05     Cash Out Refinance Fixed Rate            0
Mira Loma                        394000     Cash Out Refinance 6 MO LIBOR          5.5
Taylors                        82747.06     Purchase           6 MO LIBOR        8.375
Staunton                      121187.82     Purchase           6 MO LIBOR            6
Alloway                       200686.79     Cash Out Refinance 6 MO LIBOR     6.650000095
Woodbury                         300000     Purchase           6 MO LIBOR         7.75
Orlando                          242250     Purchase           6 MO LIBOR     8.329999924
Loudville                     267343.64     Purchase           6 MO LIBOR         7.75
Wells                            192000     Purchase           6 MO LIBOR         6.25
Holly                            144000     Cash Out Refinance 6 MO LIBOR          5.5
Calif City                    180199.64     Cash Out Refinance 6 MO LIBOR          5.5
Flat Rock                      65476.06     Purchase           6 MO LIBOR          5.5
Corpus Christi                 68631.75     Purchase           Fixed Rate            0
Mendoza                        72646.46     Cash Out Refinance Fixed Rate            0
San Antonio                    59786.48     Rate/Term RefinanceFixed Rate            0
Midland                        49757.74     Purchase           Fixed Rate            0
North Las Vegas               251999.13     Cash Out Refinance 6 MO LIBOR          6.5
Long Beach                    565214.64     Cash Out Refinance 6 MO LIBOR         7.25
Nashua                           267900     Purchase           6 MO LIBOR     7.050000191
Hoover                        132613.22     Cash Out Refinance Fixed Rate            0
Antioch                          130000     Cash Out Refinance 6 MO LIBOR         6.25
Dolton                         127366.8     Cash Out Refinance 6 MO LIBOR        6.875
Sheridan                      107748.71     Rate/Term RefinanceFixed Rate            0
Miami                            308000     Cash Out Refinance 6 MO LIBOR          5.5
Redland                       201327.95     Cash Out Refinance 6 MO LIBOR         5.75
Foxridge                      453815.15     Cash Out Refinance 6 MO LIBOR         6.25
Glyndon                       152493.95     Cash Out Refinance 6 MO LIBOR         7.25
Seymour                        91843.96     Cash Out Refinance Fixed Rate            0
Manchester                     62864.35     Purchase           6 MO LIBOR        7.375
Kissimmee                     101569.74     Cash Out Refinance 6 MO LIBOR          9.5
Orlando                       165920.01     Cash Out Refinance 6 MO LIBOR         6.75
Bellflower                     388999.3     Cash Out Refinance Fixed Rate            0
Miami                         195468.67     Cash Out Refinance 6 MO LIBOR        5.625
Stephens City                 380891.05     Cash Out Refinance 6 MO LIBOR         6.75
Topeka                         63383.17     Purchase           6 MO LIBOR        7.875
Vienna                        647274.74     Cash Out Refinance Fixed Rate            0
Las Vegas                     108182.04     Cash Out Refinance 6 MO LIBOR         6.75
Hammond                        61467.37     Purchase           6 MO LIBOR          5.5
Pontiac                           96000     Cash Out Refinance 6 MO LIBOR          5.5
Miami                            330000     Purchase           6 MO LIBOR     7.449999809
Omaha                          86349.07     Rate/Term RefinanceFixed Rate            0
Yuba City                     223693.06     Cash Out Refinance 6 MO LIBOR     6.400000095
Muscoy                           512000     Cash Out Refinance 6 MO LIBOR     9.989999771
Holland                          136000     Cash Out Refinance 6 MO LIBOR          5.5
La Crosse                      63575.09     Rate/Term RefinanceFixed Rate            0
Knoxville                     145601.44     Rate/Term Refinance6 MO LIBOR            6
Georgetown                     78053.46     Cash Out Refinance 6 MO LIBOR        6.375
Danville                       67775.79     Cash Out Refinance 6 MO LIBOR          5.5
Auburn                           280000     Purchase           6 MO LIBOR     7.800000191
Richton Park                  211149.44     Purchase           6 MO LIBOR          5.5
Austin                            92000     Purchase           6 MO LIBOR     5.650000095
Modello                       183260.36     Rate/Term RefinanceFixed Rate            0
Tacoma                           152564     Cash Out Refinance Fixed Rate            0
Fontana                       268837.28     Cash Out Refinance Fixed Rate            0
Tempe                            120510     Purchase           6 MO LIBOR          7.5
Commerce                      253975.03     Cash Out Refinance Fixed Rate            0
Kismet                        239141.83     Purchase           6 MO LIBOR     6.599999905
Sepulveda                        499000     Cash Out Refinance 6 MO LIBOR     6.989999771
Mount Sinai                   473348.02     Cash Out Refinance 6 MO LIBOR     7.050000191
Irvington                      236634.2     Cash Out Refinance 6 MO LIBOR        7.375
Buffalo                        86656.42     Purchase           6 MO LIBOR         7.25
Jamaica                          375217     Purchase           6 MO LIBOR     6.800000191
Newburgh                      200632.12     Cash Out Refinance Fixed Rate            0
Sepulveda                     352411.38     Cash Out Refinance Fixed Rate            0
Brodheadsville                350024.24     Cash Out Refinance 6 MO LIBOR        6.875
Antelope                         446500     Cash Out Refinance 6 MO LIBOR     5.949999809
Sacramento                       220000     Purchase           6 MO LIBOR            6
Fresno                        317324.44     Cash Out Refinance 6 MO LIBOR     7.650000095
Ripon                          448717.2     Cash Out Refinance Fixed Rate            0
Vallejo                          440000     Cash Out Refinance 6 MO LIBOR        6.375
Modesto                       397774.35     Cash Out Refinance 6 MO LIBOR         6.75
Raymore                       172848.89     Cash Out Refinance 6 MO LIBOR     5.599999905
Park Ridge                    536085.57     Cash Out Refinance Fixed Rate            0
Winnetka                         412250     Cash Out Refinance 6 MO LIBOR         5.75
Belvedere                      56875.14     Cash Out Refinance 6 MO LIBOR            7
Auburn                        106771.02     Cash Out Refinance 6 MO LIBOR         7.25
La Center                        153000     Cash Out Refinance 6 MO LIBOR         5.75
Delaware                      130695.21     Cash Out Refinance Fixed Rate            0
Galion                         86703.69     Rate/Term Refinance6 MO LIBOR        7.375
Humble                        109691.06     Purchase           6 MO LIBOR            6
Strathmore                     79293.05     Purchase           6 MO LIBOR     8.199999809
Mount Vernon                  333169.12     Purchase           6 MO LIBOR     6.449999809
East Orange                   211941.13     Cash Out Refinance 6 MO LIBOR     8.149999619
Redland                       612758.87     Purchase           6 MO LIBOR            7
Fredericksburg                407550.01     Purchase           6 MO LIBOR          8.5
Charleston                    142151.02     Purchase           6 MO LIBOR          8.5
Stone Mountain                203999.05     Purchase           6 MO LIBOR     8.449999809
Decatur                           92900     Purchase           6 MO LIBOR     8.449999809
Lawndale                      488940.19     Cash Out Refinance 6 MO LIBOR     7.199999809
Cleveland                      78979.84     Cash Out Refinance Fixed Rate            0
Thousand Oaks                 479776.66     Cash Out Refinance 6 MO LIBOR        6.875
WILDOMAR                      202403.97     Cash Out Refinance 6 MO LIBOR          5.5
Denver                         150186.7     Cash Out Refinance 6 MO LIBOR         7.75
Downey                        105690.18     Cash Out Refinance 6 MO LIBOR            4
New Berlin                      54653.6     Cash Out Refinance 6 MO LIBOR         5.25
Lakeland                       75689.98     Cash Out Refinance Fixed Rate            0
Napa                          372732.36     Cash Out Refinance 6 MO LIBOR         7.25
Mangonia Park                    112500     Cash Out Refinance 6 MO LIBOR            6
Port Charlotte                148257.94     Cash Out Refinance Fixed Rate            0
Lvpl                          111645.38     Cash Out Refinance Fixed Rate            0
Santa Clarita                    492000     Purchase           6 MO LIBOR     6.605000019
Four Corners                     228000     Cash Out Refinance 6 MO LIBOR     7.099999905
Dellwood                       62388.02     Purchase           Fixed Rate            0
Memphis                       174623.21     Purchase           6 MO LIBOR         7.75
Orlando                        98731.61     Cash Out Refinance 6 MO LIBOR        6.375
Baldy Mesa                       174000     Cash Out Refinance 6 MO LIBOR         5.75
Kansas City                   175261.42     Cash Out Refinance Fixed Rate            0
Rockford                       57422.18     Purchase           6 MO LIBOR     7.349999905
Atlanta                         78834.2     Purchase           6 MO LIBOR         9.25
Glenwood                      100843.81     Cash Out Refinance Fixed Rate            0
Versailles                     70171.67     Purchase           6 MO LIBOR     7.099999905
Billerica                     136533.35     Purchase           6 MO LIBOR     6.849999905
Staten Island                 243659.95     Purchase           6 MO LIBOR     8.449999809
Valencia                         516000     Purchase           6 MO LIBOR     5.349999905
Sun Valley                    382679.26     Cash Out Refinance 6 MO LIBOR     6.800000191
Compton                       250334.07     Cash Out Refinance 6 MO LIBOR          6.5
Cucamonga                        296000     Cash Out Refinance 6 MO LIBOR          5.5
Valencia                      389630.52     Cash Out Refinance 6 MO LIBOR          6.5
Riverview                     199288.32     Purchase           6 MO LIBOR          5.5
Wenatchee                       94477.5     Purchase           6 MO LIBOR        6.625
Crofton                       183279.17     Purchase           6 MO LIBOR          6.5
Baton Rouge                   877017.28     Cash Out Refinance 6 MO LIBOR         5.75
Dayton                         55899.66     Purchase           6 MO LIBOR            8
Devon                          63861.64     Purchase           6 MO LIBOR            8
Fresno                           188000     Cash Out Refinance 6 MO LIBOR         6.25
Claremont                     287869.78     Cash Out Refinance 6 MO LIBOR        5.375
Fresno                        147406.24     Cash Out Refinance Fixed Rate            0
Stockton                         240000     Purchase           6 MO LIBOR     6.300000191
Avondale                      198899.57     Cash Out Refinance 6 MO LIBOR     6.400000095
Baton Rouge                   102201.92     Purchase           6 MO LIBOR     7.650000095
Sun City                      403902.08     Cash Out Refinance 6 MO LIBOR        6.875
Jacksonville                  398808.22     Purchase           6 MO LIBOR            6
Orlando                       124117.94     Purchase           6 MO LIBOR            7
Clearwater                       117280     Purchase           6 MO LIBOR            6
Philadelphia                   40329.69     Purchase           6 MO LIBOR        7.375
San Francisco                    535200     Purchase           6 MO LIBOR     5.989999771
Chino                            508000     Purchase           6 MO LIBOR     6.550000191
Stockton                         270000     Cash Out Refinance 6 MO LIBOR     6.800000191
North Hollywood                  436000     Cash Out Refinance 6 MO LIBOR     7.400000095
La Quinta                        420000     Purchase           6 MO LIBOR        6.875
Odenton                          316350     Cash Out Refinance 6 MO LIBOR     6.925000191
Rockford                       78758.53     Purchase           6 MO LIBOR     7.400000095
Sioux Falls                    59352.76     Purchase           6 MO LIBOR     8.449999809
Gilbert                          437513     Purchase           6 MO LIBOR     7.099999905
Solon                         205318.65     Cash Out Refinance Fixed Rate            0
Detroit                        55157.39     Cash Out Refinance 6 MO LIBOR         7.25
Detroit                        94230.61     Rate/Term RefinanceFixed Rate            0
Dinuba                        129504.91     Cash Out Refinance 6 MO LIBOR         7.75
North Las Vegas               326244.74     Cash Out Refinance 6 MO LIBOR         5.75
Citrus Heights                393436.65     Cash Out Refinance 6 MO LIBOR         5.75
Naranja                          185000     Purchase           6 MO LIBOR     7.699999809
Kroger                        107672.82     Cash Out Refinance Fixed Rate            0
Lithonia                       87708.91     Cash Out Refinance 6 MO LIBOR            6
Alpharetta                       252000     Rate/Term Refinance6 MO LIBOR            6
Whitelaw                       95641.48     Purchase           6 MO LIBOR          5.5
Boise                         163291.55     Cash Out Refinance 6 MO LIBOR         5.75
Walla Walla                   118824.48     Cash Out Refinance 6 MO LIBOR          5.5
Seattle                          204750     Cash Out Refinance 6 MO LIBOR            7
Renton                           269600     Cash Out Refinance 6 MO LIBOR          5.5
Cypress                       462215.75     Cash Out Refinance 6 MO LIBOR     8.949999809
Winnetka                      363450.16     Cash Out Refinance 6 MO LIBOR     5.699999809
Cimarron                      442381.39     Purchase           6 MO LIBOR          6.5
Paterson                      349027.96     Cash Out Refinance Fixed Rate            0
Fontana                          472500     Purchase           6 MO LIBOR         5.25
Inglewood                     407259.88     Cash Out Refinance 6 MO LIBOR        6.375
Lakewood                      402013.02     Cash Out Refinance 6 MO LIBOR        7.375
Miami                         249088.61     Cash Out Refinance 6 MO LIBOR            6
Las Cruces                    104928.17     Cash Out Refinance 6 MO LIBOR            6
Moreno Valley                 399961.38     Cash Out Refinance 6 MO LIBOR          5.5
San Diego                     517477.87     Cash Out Refinance Fixed Rate            0
West Jordan                    108363.5     Cash Out Refinance 6 MO LIBOR          5.5
Goode                          49877.54     Purchase           6 MO LIBOR            8
Hiler                          78985.31     Rate/Term RefinanceFixed Rate            0
Kansas City                    68354.36     Purchase           6 MO LIBOR        7.875
Wilmington                     59681.96     Purchase           6 MO LIBOR            8
Warren                        155565.59     Purchase           6 MO LIBOR          5.5
Harvey                         96411.55     Purchase           6 MO LIBOR         5.75
Slidell                       118733.03     Purchase           6 MO LIBOR            6
Dudley                         50898.54     Cash Out Refinance 6 MO LIBOR         6.75
Grand Island                   54273.42     Rate/Term Refinance6 MO LIBOR         6.25
Boise                           77191.8     Purchase           6 MO LIBOR     6.099999905
Morrison                      139890.51     Purchase           6 MO LIBOR         7.25
Darnestown                    672539.25     Cash Out Refinance 6 MO LIBOR            6
San Clemente                  302721.28     Cash Out Refinance 6 MO LIBOR         5.75
Neuse                         223756.17     Purchase           6 MO LIBOR            6
Grand Blanc                       94000     Purchase           6 MO LIBOR     8.380000114
Bonita                        518195.09     Cash Out Refinance 6 MO LIBOR     7.050000191
Palmdale                         543750     Cash Out Refinance 6 MO LIBOR     6.599999905
Donna                          52880.44     Purchase           Fixed Rate            0
Omaha                         109997.55     Cash Out Refinance Fixed Rate            0
Mound                            330000     Purchase           6 MO LIBOR     6.900000095
Malta                         260616.83     Purchase           6 MO LIBOR     6.989999771
Seattle                       224218.55     Purchase           6 MO LIBOR        7.875
Miami                         356088.92     Cash Out Refinance Fixed Rate            0
Centerville                   171509.69     Cash Out Refinance Fixed Rate            0
Miami                         241559.43     Cash Out Refinance Fixed Rate            0
Lynn Haven                     151076.8     Cash Out Refinance Fixed Rate            0
Conyers                       229077.76     Purchase           6 MO LIBOR        8.375
Whiting                          225000     Cash Out Refinance 6 MO LIBOR        7.375
Ophir                         292604.86     Cash Out Refinance 6 MO LIBOR          5.5
Laguna Beach                  971051.02     Cash Out Refinance 6 MO LIBOR     5.949999809
Los Angeles                   322830.18     Cash Out Refinance Fixed Rate            0
Arleta                           406400     Purchase           6 MO LIBOR        6.125
Detroit                       194342.27     Purchase           6 MO LIBOR     6.900000095
Sacramento                    274399.99     Cash Out Refinance 6 MO LIBOR     6.099999905
Sacramento                    195194.79     Purchase           6 MO LIBOR            6
Cleveland                      51429.83     Cash Out Refinance 6 MO LIBOR         8.25
Gulfport                      578148.32     Cash Out Refinance 6 MO LIBOR     7.179999828
Columbia                      280906.63     Purchase           6 MO LIBOR     6.619999886
Miami                         263028.23     Cash Out Refinance Fixed Rate            0
Miami                            170400     Cash Out Refinance 6 MO LIBOR     6.449999809
Atlanta                          160000     Purchase           6 MO LIBOR     7.449999809
Atlanta                          172940     Purchase           6 MO LIBOR     6.949999809
Matlacha                      492577.63     Purchase           6 MO LIBOR     7.699999809
Miami                            400890     Purchase           6 MO LIBOR        7.625
Norfolk                       124333.95     Rate/Term RefinanceFixed Rate            0
Altamonte                     135649.52     Cash Out Refinance 6 MO LIBOR          6.5
Tuscawilla                    177880.04     Cash Out Refinance 6 MO LIBOR         7.25
Austin                        187345.77     Purchase           6 MO LIBOR     6.739999771
Desoto                        133000.27     Purchase           6 MO LIBOR          7.5
Indianapolis                   67785.46     Purchase           6 MO LIBOR     7.239999771
Carteret                         195000     Purchase           6 MO LIBOR     7.650000095
Walland                          159000     Cash Out Refinance Fixed Rate            0
Detroit                        47602.54     Cash Out Refinance 6 MO LIBOR          6.5
Griffith                      419118.34     Cash Out Refinance Fixed Rate            0
Riverview                      124374.6     Cash Out Refinance Fixed Rate            0
Emerson                        79619.08     Cash Out Refinance 6 MO LIBOR        7.875
Rainbow                          691306     Purchase           6 MO LIBOR            6
Arcadia                         52140.3     Cash Out Refinance 6 MO LIBOR            6
Minooka                       133147.16     Rate/Term RefinanceFixed Rate            0
Chicago                       127498.55     Rate/Term RefinanceFixed Rate            0
Riner                         119389.19     Purchase           Fixed Rate            0
Gilbert                          262700     Cash Out Refinance 6 MO LIBOR        6.375
Sun City                         585000     Cash Out Refinance 6 MO LIBOR        6.375
Stratham                      304884.46     Cash Out Refinance 6 MO LIBOR         6.25
Midway                          52876.7     Purchase           Fixed Rate            0
Las Vegas                      77340.81     Purchase           6 MO LIBOR     6.949999809
College Park                  236930.94     Purchase           6 MO LIBOR     6.949999809
Las Vegas                        352000     Cash Out Refinance 6 MO LIBOR     7.550000191
                                 264000     Purchase           6 MO LIBOR         6.25
Fort Mohave                   191331.07     Cash Out Refinance Fixed Rate            0
West Bridgewater              378047.94     Cash Out Refinance 6 MO LIBOR     3.950000048
Farmingdale                   373176.37     Cash Out Refinance 6 MO LIBOR     4.96999979
Saint Cloud                   167335.44     Purchase           6 MO LIBOR     7.550000191
Trenton                       368712.06     Purchase           6 MO LIBOR     7.150000095
Detroit                        49881.05     Purchase           Fixed Rate            0
Phoenix                       349985.63     Cash Out Refinance 6 MO LIBOR            9
Glendale                         150000     Cash Out Refinance Fixed Rate            0
Buena Park                       391000     Cash Out Refinance 6 MO LIBOR          5.5
Huntington Beach                 525000     Cash Out Refinance 6 MO LIBOR            6
Elyria                         79714.11     Purchase           6 MO LIBOR         8.25
Midwest City                   64605.83     Purchase           6 MO LIBOR          5.5
Grove                         288871.94     Cash Out Refinance 6 MO LIBOR        7.375
Moreno                        313545.23     Cash Out Refinance 6 MO LIBOR        5.375
Highlands                        213350     Cash Out Refinance 6 MO LIBOR        6.875
Decatur                          169900     Purchase           6 MO LIBOR     6.099999905
Atlanta                          382400     Cash Out Refinance 6 MO LIBOR         5.75
Ellenwood                     365047.76     Purchase           6 MO LIBOR            6
Atlanta                       134667.45     Purchase           6 MO LIBOR        7.125
Stowe                         129080.04     Cash Out Refinance Fixed Rate            0
Berkley                        74102.79     Purchase           6 MO LIBOR            6
Riverton                      165380.11     Cash Out Refinance 6 MO LIBOR         8.25
Clifton                        65588.37     Cash Out Refinance Fixed Rate            0
Merrimack                     151681.13     Cash Out Refinance Fixed Rate            0
Detroit                       126747.35     Cash Out Refinance 6 MO LIBOR          5.5
Peoria                        112231.46     Cash Out Refinance 6 MO LIBOR            8
Volo                          198438.04     Purchase           6 MO LIBOR         6.25
Bakersfield                      163600     Purchase           6 MO LIBOR     5.949999809
San Gabriel                      510000     Purchase           6 MO LIBOR     7.989999771
El Cajon                         320000     Purchase           6 MO LIBOR     6.989999771
Lake Worth                     149608.7     Cash Out Refinance 6 MO LIBOR     8.18999958
Linden                         267326.7     Purchase           6 MO LIBOR          6.5
Roseville                     326554.02     Purchase           6 MO LIBOR          5.5
Las Vegas                     229362.27     Purchase           6 MO LIBOR         6.25
Fry                           214799.03     Cash Out Refinance 6 MO LIBOR         5.25
Tacoma                           185250     Purchase           6 MO LIBOR     6.349999905
San Bernardino                   223000     Cash Out Refinance 6 MO LIBOR        6.375
Covina                        358412.97     Cash Out Refinance 6 MO LIBOR        6.375
La Puente                        437100     Cash Out Refinance 6 MO LIBOR        7.375
Fresno                        175242.05     Cash Out Refinance 6 MO LIBOR          6.5
Escondido                        810000     Cash Out Refinance 6 MO LIBOR         6.75
Hazelwood                     188774.29     Purchase           Fixed Rate            0
Miner                          43106.99     Cash Out Refinance Fixed Rate            0
Kenosha                          247000     Cash Out Refinance 6 MO LIBOR         6.25
Walnut Creek                     545600     Purchase           6 MO LIBOR            6
Morongo Valley                187539.57     Purchase           6 MO LIBOR          6.5
Las Vegas                     371075.45     Purchase           6 MO LIBOR        6.625
Springfield                      416000     Purchase           6 MO LIBOR            6
Alafaya                        123241.6     Cash Out Refinance Fixed Rate            0
Osseo                            164900     Purchase           6 MO LIBOR            7
River Edge                       391297     Purchase           6 MO LIBOR     5.949999809
Palm Bay                      182732.63     Purchase           6 MO LIBOR     8.300000191
Watts                         293161.92     Cash Out Refinance 6 MO LIBOR         7.75
Mira Loma                     359087.47     Purchase           6 MO LIBOR        6.875
West Covina                   430266.82     Purchase           6 MO LIBOR            6
Irwindale                      509999.5     Purchase           6 MO LIBOR     6.949999809
San Fernando                  508688.14     Purchase           6 MO LIBOR     6.800000191
Perris                           394000     Purchase           6 MO LIBOR          7.5
Fry                           145043.07     Purchase           6 MO LIBOR          5.5
Orland                           276000     Cash Out Refinance 6 MO LIBOR          5.5
Bakersfield                      164000     Cash Out Refinance 6 MO LIBOR          5.5
San Jose                         467373     Cash Out Refinance 6 MO LIBOR          5.5
San Jose                         438434     Cash Out Refinance 6 MO LIBOR          5.5
Firebaugh                        114044     Cash Out Refinance 6 MO LIBOR         5.75
Redondo Beach                    630000     Cash Out Refinance 6 MO LIBOR        6.875
Palmdale                      237687.67     Cash Out Refinance 6 MO LIBOR     6.849999905
Detroit                        71719.28     Cash Out Refinance 6 MO LIBOR     6.150000095
Leominster                    151073.51     Cash Out Refinance 6 MO LIBOR        3.875
Natick                        471508.28     Cash Out Refinance 6 MO LIBOR         5.75
Yarmouth                      352740.32     Cash Out Refinance Fixed Rate            0
Redmond                          455760     Purchase           6 MO LIBOR     6.199999809
Bone                           60614.14     Cash Out Refinance 6 MO LIBOR     7.400000095
Cimarron Hills                   175965     Purchase           6 MO LIBOR     5.050000191
Brewster                          85000     Purchase           Fixed Rate            0
Cimarron Hills                121138.45     Purchase           6 MO LIBOR     7.550000191
Bothell                          293200     Cash Out Refinance 6 MO LIBOR     6.300000191
Auburn                           299950     Purchase           6 MO LIBOR     7.050000191
Cimarron Hills                170999.96     Purchase           6 MO LIBOR     7.300000191
Caldwell                       306676.4     Cash Out Refinance 6 MO LIBOR        7.125
Ruston                        263147.98     Cash Out Refinance 6 MO LIBOR          6.5
Claiborne                      164935.6     Cash Out Refinance Fixed Rate            0
Southaven                     185241.96     Purchase           6 MO LIBOR        7.375
Oceanside                     265400.39     Cash Out Refinance 6 MO LIBOR         6.75
Bartlett                      131482.81     Purchase           6 MO LIBOR     6.989999771
Brockton                      268937.17     Cash Out Refinance 6 MO LIBOR     6.099999905
Salisbury                        224000     Cash Out Refinance 6 MO LIBOR     6.650000095
Baltimore                     269654.73     Cash Out Refinance 6 MO LIBOR         7.75
Winchester                       374000     Purchase           6 MO LIBOR     6.699999809
Bakersfield                   197999.33     Cash Out Refinance 6 MO LIBOR     5.989999771
Hollister                        460000     Cash Out Refinance 6 MO LIBOR     5.989999771
San Jose                      529173.38     Cash Out Refinance 6 MO LIBOR     6.800000191
Roseville                        860000     Purchase           6 MO LIBOR     5.989999771
Bell                          556225.55     Purchase           Fixed Rate            0
Hazard                           429000     Purchase           6 MO LIBOR     7.300000191
Claremont                     538212.65     Cash Out Refinance Fixed Rate            0
Glendale                      569636.44     Cash Out Refinance 6 MO LIBOR     7.150000095
Detroit                          190000     Purchase           6 MO LIBOR     6.699999809
Las Vegas                        361600     Purchase           6 MO LIBOR     5.550000191
Weymouth                       67379.06     Cash Out Refinance 6 MO LIBOR         7.25
Tucson                           261000     Cash Out Refinance 6 MO LIBOR        7.875
Stone Mountain                    66400     Purchase           6 MO LIBOR          6.5
Mableton                      269286.34     Purchase           6 MO LIBOR        7.875
Mount Pleasant                361257.52     Cash Out Refinance 6 MO LIBOR         6.75
Ozark                         151744.49     Purchase           6 MO LIBOR     10.30000019
Otsego                           251910     Purchase           6 MO LIBOR     7.199999809
Kismet                        322748.75     Purchase           6 MO LIBOR     6.199999809
Lacey                            155200     Rate/Term RefinanceFixed Rate            0
Downey                        367554.42     Cash Out Refinance 6 MO LIBOR            7
Albuquerque                   257755.72     Purchase           6 MO LIBOR     7.699999809
Las Vegas                      223294.7     Cash Out Refinance 6 MO LIBOR         7.25
Herriman                      242542.99     Purchase           6 MO LIBOR            6
Eagle Rock                     69763.89     Purchase           6 MO LIBOR     6.900000095
Arrowbear Lake                   180000     Cash Out Refinance 6 MO LIBOR          5.5
Rincon                        137326.83     Cash Out Refinance 6 MO LIBOR        6.625
Bronx                         259042.95     Purchase           6 MO LIBOR     6.449999809
Miami                            285000     Purchase           Fixed Rate            0
Naples                        278249.05     Purchase           6 MO LIBOR     6.849999905
Castle                         49978.56     Purchase           6 MO LIBOR     8.550000191
Shelbyville                   121769.53     Purchase           6 MO LIBOR            8
Peoria                        158723.29     Cash Out Refinance 6 MO LIBOR         8.75
Richton Park                   95698.92     Purchase           6 MO LIBOR     7.269999981
Detroit                        54823.52     Purchase           6 MO LIBOR            9
Dover                          89652.44     Purchase           6 MO LIBOR     7.949999809
Rolling Meadows               113977.91     Purchase           6 MO LIBOR     6.449999809
Princeton                     111451.42     Purchase           6 MO LIBOR     7.300000191
Memphis                        79798.78     Purchase           6 MO LIBOR     8.369999886
Lockport                       74948.84     Purchase           6 MO LIBOR     6.949999809
Sepulveda                        412000     Purchase           6 MO LIBOR        5.875
Chicago                       128373.98     Cash Out Refinance 6 MO LIBOR          6.5
Bellingham                    235075.44     Cash Out Refinance 6 MO LIBOR            4
Lisle                         121568.88     Purchase           6 MO LIBOR     7.989999771
Faribault                        137045     Purchase           6 MO LIBOR     7.349999905
Red Bluff                        157400     Cash Out Refinance 6 MO LIBOR        6.375
Bristol                       151999.99     Cash Out Refinance 6 MO LIBOR          5.5
Vista                            510000     Purchase           6 MO LIBOR     6.989999771
La Puente                        522000     Cash Out Refinance 6 MO LIBOR          7.5
Fontana                          212000     Cash Out Refinance 6 MO LIBOR     5.300000191
Lugo                             400000     Purchase           6 MO LIBOR     6.599999905
La Puente                     368368.88     Cash Out Refinance 6 MO LIBOR          5.5
Santa Clarita                 529971.59     Purchase           6 MO LIBOR     6.550000191
Laurel                        139493.87     Purchase           6 MO LIBOR        6.875
Rosedale                      239205.77     Purchase           6 MO LIBOR            7
Castle Rock                   153004.97     Purchase           6 MO LIBOR     4.650000095
Aurora                           223848     Purchase           6 MO LIBOR        4.625
Aurora                        143320.32     Purchase           6 MO LIBOR     5.800000191
Colorado Springs                 118000     Purchase           6 MO LIBOR     7.300000191
Aurora                        139965.29     Purchase           6 MO LIBOR     5.949999809
Englewood                        161500     Purchase           6 MO LIBOR          8.5
Highlands                     368804.91     Cash Out Refinance 6 MO LIBOR          8.5
Guilford                      214177.61     Cash Out Refinance 6 MO LIBOR          8.5
Brockton                         212800     Purchase           6 MO LIBOR            4
Lynn                          262868.44     Purchase           6 MO LIBOR     5.650000095
Lexington                      76797.51     Purchase           6 MO LIBOR     8.149999619
Fresno                        124027.18     Purchase           Fixed Rate            0
Wappinger                     168383.93     Purchase           Fixed Rate            0
Flagg                          83789.93     Purchase           6 MO LIBOR     8.399999619
Stevensville                     396650     Purchase           6 MO LIBOR         6.75
Sylmar                           350400     Purchase           6 MO LIBOR          5.5
Torrance                      506716.36     Purchase           6 MO LIBOR            7
San Diego                     365997.34     Purchase           6 MO LIBOR     7.050000191
Cucamonga                     322604.72     Cash Out Refinance 6 MO LIBOR            6
Salem                            276000     Purchase           6 MO LIBOR          5.5
Raleigh                       148482.52     Cash Out Refinance 6 MO LIBOR        7.375
North Oaks                    259672.46     Purchase           6 MO LIBOR     7.849999905
Orange                        195875.06     Purchase           6 MO LIBOR     7.650000095
Chicago                        89378.33     Cash Out Refinance Fixed Rate            0
Chicago                       268996.53     Cash Out Refinance 6 MO LIBOR     6.400000095
Chicago                       856646.89     Purchase           6 MO LIBOR     6.150000095
Crestview                        256500     Purchase           6 MO LIBOR          7.5
Berlin                         81805.24     Purchase           Fixed Rate            0
Saugus                        271091.48     Purchase           Fixed Rate            0
Aurora                           146400     Purchase           6 MO LIBOR     4.320000172
Reece                          69918.38     Purchase           Fixed Rate            0
Lees Summit                    89651.33     Purchase           6 MO LIBOR     7.900000095
Nampa                         114370.65     Purchase           6 MO LIBOR     7.300000191
Topeka                         69377.91     Purchase           6 MO LIBOR     8.449999809
Aurora                        171950.07     Cash Out Refinance 6 MO LIBOR     5.900000095
Castle Rock                      155428     Purchase           6 MO LIBOR        5.625
Sylmar                           344000     Cash Out Refinance 6 MO LIBOR         6.75
Roanoke                          124000     Rate/Term Refinance6 MO LIBOR          5.5
Palmdale                         441750     Cash Out Refinance 6 MO LIBOR         6.75
Houston                       113157.48     Purchase           Fixed Rate            0
Fresno                        130692.71     Purchase           6 MO LIBOR     5.550000191
Oak Park                         360000     Purchase           6 MO LIBOR        6.875
North Manchester               55748.21     Purchase           6 MO LIBOR            8
Buchanan                       67876.21     Purchase           6 MO LIBOR     8.630000114
Homewood                         229000     Purchase           6 MO LIBOR         7.25
Kersey                        103214.98     Purchase           6 MO LIBOR     6.400000095
Bruceville                     62359.49     Purchase           6 MO LIBOR     8.399999619
Richmond                          49833     Purchase           6 MO LIBOR     6.949999809
Jamison                        74679.61     Purchase           6 MO LIBOR        7.875
Hatton                         90011.47     Cash Out Refinance 6 MO LIBOR        6.625
Livermore                     109999.99     Purchase           6 MO LIBOR     6.099999905
Hayward                          384000     Purchase           6 MO LIBOR         5.25
Riverside                     383117.77     Purchase           6 MO LIBOR     5.150000095
Elk Grove                     347154.14     Cash Out Refinance Fixed Rate            0
Escondido                        457500     Purchase           6 MO LIBOR     5.690000057
Miami                            320000     Purchase           6 MO LIBOR          6.5
Aurora                        139489.61     Purchase           6 MO LIBOR          6.5
Brighton                         149016     Purchase           6 MO LIBOR     4.400000095
Denver                           152000     Purchase           6 MO LIBOR          5.5
Aurora                           183514     Purchase           6 MO LIBOR     5.050000191
Tulsa                          59730.96     Purchase           Fixed Rate            0
Luna                           56866.82     Purchase           Fixed Rate            0
Coleta                         87067.88     Purchase           6 MO LIBOR     7.989999771
San Antonio                      112788     Purchase           6 MO LIBOR     5.949999809
Katy                          117138.39     Purchase           6 MO LIBOR     7.300000191
Memphis                        144665.9     Purchase           6 MO LIBOR     7.550000191
Nashville                     135521.23     Purchase           6 MO LIBOR        6.625
Brighton                         161113     Purchase           6 MO LIBOR     6.050000191
Aurora                         198336.8     Purchase           6 MO LIBOR     6.420000076
Tacoma                           250000     Purchase           6 MO LIBOR     7.550000191
Denver                           269066     Purchase           6 MO LIBOR     7.550000191
Jacksonville                  459649.57     Purchase           6 MO LIBOR     6.449999809
Center                         67743.57     Cash Out Refinance Fixed Rate            0
Moquah                            75500     Purchase           6 MO LIBOR          8.5
Eastwick                      214249.19     Purchase           Fixed Rate            0
Rankin                        154482.29     Purchase           6 MO LIBOR     6.949999809
Enhaut                         63726.76     Purchase           6 MO LIBOR            8
                              136212.14     Purchase           6 MO LIBOR            6
Everett                          355000     Purchase           6 MO LIBOR     5.849999905
Camby                         111451.04     Purchase           6 MO LIBOR            8
BRIDGEPORT                    225562.14     Rate/Term Refinance6 MO LIBOR         7.25
ELIZABETH                      251862.8     Rate/Term RefinanceFixed Rate            0
FRANKLIN                      105307.66     Purchase           6 MO LIBOR         6.74
Lake                           63567.46     Purchase           6 MO LIBOR            8
Rossville                      78948.01     Cash Out Refinance 6 MO LIBOR         5.85
Akron                          85258.29     Cash Out Refinance 6 MO LIBOR         6.85
Mansfield                      61262.09     Cash Out Refinance 6 MO LIBOR            7
Indianapolis                   40034.75     Cash Out Refinance 6 MO LIBOR         6.65
Turtle Creek                   60940.23     Cash Out Refinance 6 MO LIBOR         6.35
Pottersville                    39874.2     Purchase           6 MO LIBOR          6.3
Buffalo                        71842.72     Cash Out Refinance 6 MO LIBOR            7
Tallahassee                    62753.12     Cash Out Refinance 6 MO LIBOR          6.9
Jacksonville                   87608.56     Cash Out Refinance Fixed Rate            0
Chicago                        48667.09     Cash Out Refinance 6 MO LIBOR         4.85
Baton Rouge                   578362.91     Purchase           6 MO LIBOR         6.75
Stuart                        270668.86     Cash Out Refinance 6 MO LIBOR         5.15
Pittsburgh                     40384.24     Purchase           6 MO LIBOR          6.3
Raytown                       119159.98     Cash Out Refinance 6 MO LIBOR          5.7
Hubbard                        55847.87     Purchase           6 MO LIBOR          6.6
Moreno Valley                 188998.01     Purchase           6 MO LIBOR          5.8
Salem                          91566.54     Purchase           6 MO LIBOR         5.45
Inglewood                     412585.32     Cash Out Refinance 6 MO LIBOR         6.65
Lake Charles                    44832.9     Cash Out Refinance 6 MO LIBOR         6.65
Baton Rouge                    49679.71     Purchase           6 MO LIBOR         6.65
Gardena                       319660.91     Cash Out Refinance 6 MO LIBOR         5.25
Riverside                     247266.55     Purchase           6 MO LIBOR          4.9
Detroit                        39949.22     Purchase           6 MO LIBOR         6.75
Corona                        327356.25     Purchase           6 MO LIBOR          4.2
Rantoul                        54051.76     Purchase           6 MO LIBOR         6.45
Akron                          83401.81     Cash Out Refinance 6 MO LIBOR         6.65
Philadelphia                   52636.12     Purchase           6 MO LIBOR          6.4
Allegheny                      91943.34     Cash Out Refinance 6 MO LIBOR          5.2
NORTH HIGHLANDS                  243000     Cash Out Refinance 6 MO LIBOR         5.49
Klein                            270400     Rate/Term Refinance6 MO LIBOR         4.45
Massapequa                    436197.25     Cash Out Refinance Fixed Rate            0
Parkville                     358523.37     Cash Out Refinance 6 MO LIBOR            6
Glen                          116569.96     Cash Out Refinance 6 MO LIBOR          6.8
Candler                       107941.69     Purchase           6 MO LIBOR         4.95
Naomi                          130341.9     Cash Out Refinance 6 MO LIBOR         5.95
Corona                        411623.77     Cash Out Refinance 6 MO LIBOR         4.45
Hudson                         46376.26     Purchase           6 MO LIBOR          7.5
Quinton                        43818.87     Cash Out Refinance 6 MO LIBOR         6.75
Franklin                       76988.05     Purchase           6 MO LIBOR          5.2
Portland                       48659.91     Purchase           6 MO LIBOR            6
Fresno                        131313.56     Cash Out Refinance 6 MO LIBOR         4.85
Lykens                         40891.18     Cash Out Refinance 6 MO LIBOR         6.95
Oak Park                      335439.34     Cash Out Refinance 6 MO LIBOR         4.75
Columbus                       98668.74     Rate/Term Refinance6 MO LIBOR         6.15
Memphis                        70823.12     Cash Out Refinance Fixed Rate            0
Ewing                         289087.31     Rate/Term RefinanceFixed Rate            0
Lehigh                         47711.46     Cash Out Refinance 6 MO LIBOR         5.15
Kilby                             78300     Cash Out Refinance Fixed Rate            0
Walloomsac                        58651     Rate/Term Refinance6 MO LIBOR          6.6
Melbourne                     477975.08     Cash Out Refinance 6 MO LIBOR         6.65
Plyler                         44451.74     Cash Out Refinance 6 MO LIBOR         6.05
Baker                          84686.92     Cash Out Refinance 6 MO LIBOR         5.75
Trenton                       154639.72     Cash Out Refinance Fixed Rate            0
Garden Grove                   64675.29     Purchase           Fixed Rate            0
Randolph                       59302.99     Cash Out Refinance 6 MO LIBOR            7
Batavia                        55884.88     Cash Out Refinance 6 MO LIBOR         6.35
Kissimmee                        110400     Rate/Term Refinance6 MO LIBOR         4.65
Etna                           69941.77     Cash Out Refinance 6 MO LIBOR            7
Fairmount                       40341.3     Cash Out Refinance 6 MO LIBOR          6.9
Scottsdale                       445000     Cash Out Refinance 6 MO LIBOR          5.4
Candler                        26914.38     Purchase           Fixed Rate            0
Gilbert                       318817.06     Cash Out Refinance 6 MO LIBOR         6.15
Greenwood                      56825.05     Cash Out Refinance 6 MO LIBOR            7
Miami                          45790.72     Purchase           6 MO LIBOR         5.95
Vallejo                       484896.06     Cash Out Refinance 6 MO LIBOR          5.6
Garland                        65305.61     Purchase           6 MO LIBOR          5.1
Stratmoor Hills               330204.63     Rate/Term RefinanceFixed Rate            0
29 Palms                      123955.85     Cash Out Refinance 6 MO LIBOR          4.8
Carrollton                    127355.27     Cash Out Refinance 6 MO LIBOR          4.5
Orlando                        66072.14     Cash Out Refinance 6 MO LIBOR         5.95
Somerville                     545468.2     Cash Out Refinance 6 MO LIBOR         6.35
Garland                        66165.01     Cash Out Refinance 6 MO LIBOR          5.2
Lake Charles                   65743.16     Cash Out Refinance 6 MO LIBOR          6.6
San Diego                      73465.99     Purchase           Fixed Rate            0
Everett                        374943.4     Cash Out Refinance 6 MO LIBOR         5.55
Commack                       470297.42     Cash Out Refinance 6 MO LIBOR          6.7
Columbus                         264000     Purchase           6 MO LIBOR         5.55
Lake Isabella                  114350.7     Purchase           6 MO LIBOR         6.05
Palm Coast                       196000     Cash Out Refinance 6 MO LIBOR         5.75
Gates Mills                   344900.75     Cash Out Refinance 6 MO LIBOR          6.2
San Diego                      74589.35     Purchase           Fixed Rate            0
Atlanta                        60831.12     Cash Out Refinance Fixed Rate            0
Yaphank                          204000     Purchase           6 MO LIBOR         5.75
Ocean City                    439355.44     Cash Out Refinance 6 MO LIBOR         6.95
Palm Desert                    57795.45     Purchase           Fixed Rate            0
Vale                           64410.69     Purchase           6 MO LIBOR         5.05
Walden                        260491.81     Cash Out Refinance 6 MO LIBOR         6.95
Deer Park                     370898.55     Rate/Term RefinanceFixed Rate            0
Bayou Vista                    63649.45     Purchase           6 MO LIBOR            7
Milo                           59747.69     Cash Out Refinance 6 MO LIBOR            7
North Chelmsford               264181.5     Cash Out Refinance Fixed Rate            0
Belding                        71690.11     Cash Out Refinance 6 MO LIBOR         4.85
Drew                          119473.15     Cash Out Refinance Fixed Rate            0
Loganville                    136227.64     Purchase           6 MO LIBOR         4.35
Northampton                   258605.69     Purchase           6 MO LIBOR         4.85
Milwaukee                      62481.23     Purchase           6 MO LIBOR          6.6
Jamison                        68216.33     Cash Out Refinance Fixed Rate            0
Spokane                       230623.14     Cash Out Refinance 6 MO LIBOR         5.25
Heer Park                     370640.72     Purchase           Fixed Rate            0
Fort Wayne                    186315.16     Cash Out Refinance 6 MO LIBOR         6.75
Fort Edward                   107649.13     Purchase           6 MO LIBOR          5.9
Lebanon                          192600     Rate/Term Refinance6 MO LIBOR         5.95
Davie                            369749     Cash Out Refinance 6 MO LIBOR          5.9
Columbus                       78986.37     Cash Out Refinance 6 MO LIBOR            7
Double Oak                     459882.6     Purchase           Fixed Rate            0
Redland                        79580.86     Cash Out Refinance 6 MO LIBOR            5
North Lima                     53800.94     Purchase           6 MO LIBOR         6.35
Farmingville                  258823.83     Rate/Term RefinanceFixed Rate            0
Lithonia                      115399.82     Purchase           6 MO LIBOR          4.4
Hazelwood                      78024.12     Purchase           6 MO LIBOR          4.5
Wooster                        84680.88     Purchase           6 MO LIBOR            7
Sumner                         62064.36     Purchase           6 MO LIBOR         5.65
Lithonia                      546447.42     Cash Out Refinance 6 MO LIBOR         6.05
Denton                        121188.58     Cash Out Refinance Fixed Rate            0
San Jacinto                    268838.4     Purchase           6 MO LIBOR          5.2
San Jacinto                    66934.35     Purchase           Fixed Rate            0
Hesperia                       65340.97     Purchase           Fixed Rate            0
Allegheny                      51208.94     Purchase           Fixed Rate            0
Escondido                        380800     Purchase           6 MO LIBOR         5.05
Monroe                        390939.38     Purchase           Fixed Rate            0
East                           51809.05     Rate/Term Refinance6 MO LIBOR         5.95
Coleta                         46520.54     Cash Out Refinance 6 MO LIBOR          5.6
Kimball                       121358.37     Rate/Term Refinance6 MO LIBOR         6.35
Glassport                      49449.05     Purchase           6 MO LIBOR         6.75
Concord                       102529.48     Cash Out Refinance 6 MO LIBOR          5.9
Redland                        19951.25     Cash Out Refinance Fixed Rate            0
San Diego                      98582.94     Purchase           Fixed Rate            0
Plum                          119653.59     Cash Out Refinance 6 MO LIBOR            7
Castle                         57406.86     Purchase           6 MO LIBOR         6.75
Hopewell                      108801.85     Cash Out Refinance Fixed Rate            0
Jackson                        60191.72     Purchase           6 MO LIBOR          6.6
Hudson                         11620.03     Purchase           Fixed Rate            0
Milnesville                    47586.69     Purchase           Fixed Rate            0
Riverview                      85145.54     Purchase           6 MO LIBOR         5.65
Fitzgerald                      44227.2     Purchase           6 MO LIBOR         4.25
Tamaya                        132707.23     Cash Out Refinance 6 MO LIBOR            7
Rochester                     137696.77     Purchase           6 MO LIBOR         4.75
Eden Isle                       59726.6     Purchase           6 MO LIBOR          6.5
Romoland                         238400     Purchase           6 MO LIBOR         4.85
Tulsa                         742192.34     Cash Out Refinance Fixed Rate            0
Lafayette                      63424.37     Purchase           Fixed Rate            0
Brandon                       249127.19     Cash Out Refinance 6 MO LIBOR         6.35
Tulsa                           41187.1     Purchase           Fixed Rate            0
Escondido                      94865.32     Purchase           Fixed Rate            0
Montegut                       39909.75     Cash Out Refinance 6 MO LIBOR         6.15
Iron Mtn                       40282.66     Purchase           6 MO LIBOR          5.9
Chattanooga                    51998.31     Purchase           6 MO LIBOR          6.2
Loganville                     34241.97     Purchase           Fixed Rate            0
Riviera Beach                 153638.06     Purchase           6 MO LIBOR         4.75
Dumfries                       497273.8     Cash Out Refinance 6 MO LIBOR          5.6
Rockford                      165926.54     Cash Out Refinance 6 MO LIBOR         6.65
Tampa                         270063.47     Rate/Term Refinance6 MO LIBOR         6.25
Anadarko                       53972.84     Cash Out Refinance 6 MO LIBOR          6.4
Drew                           29625.96     Cash Out Refinance Fixed Rate            0
Am Qui                        145672.66     Rate/Term Refinance6 MO LIBOR            7
Palos Heights                 219332.79     Cash Out Refinance 6 MO LIBOR          6.1
Double Oak                    114441.71     Purchase           Fixed Rate            0
Lynwood                        58179.11     Purchase           6 MO LIBOR         6.15
Murrieta                         368000     Purchase           6 MO LIBOR          5.3
Gene Autry                      39800.5     Cash Out Refinance 6 MO LIBOR            7
Masonville                    304946.11     Cash Out Refinance 6 MO LIBOR         6.65
Fullerton                      57643.54     Purchase           Fixed Rate            0
Metamora                      199987.07     Cash Out Refinance 6 MO LIBOR         5.85
West Falls                    155130.21     Cash Out Refinance Fixed Rate            0
Garden Grove                  267918.28     Cash Out Refinance 6 MO LIBOR         4.95
Braymer                        39832.08     Cash Out Refinance 6 MO LIBOR         5.95
Stanton                       104211.49     Purchase           6 MO LIBOR         4.85
Park                            45784.1     Purchase           6 MO LIBOR          6.2
Lake Charles                   63654.49     Cash Out Refinance 6 MO LIBOR          6.1
Conklin                       116441.17     Cash Out Refinance 6 MO LIBOR         6.55
Camarillo                     453097.31     Rate/Term RefinanceFixed Rate            0
Tavistock                     317901.99     Cash Out Refinance Fixed Rate            0
San Diego                        366800     Purchase           6 MO LIBOR          5.1
Rock Hill                     512075.58     Cash Out Refinance 6 MO LIBOR         5.65
29 Palms                       30837.44     Cash Out Refinance Fixed Rate            0
Watauga                        57283.81     Purchase           Fixed Rate            0
Palm Coast                     48832.55     Cash Out Refinance Fixed Rate            0
Okesa                          76359.25     Cash Out Refinance 6 MO LIBOR          6.7
Bonita                          82686.5     Purchase           6 MO LIBOR          4.6
Harvey                         44744.84     Purchase           6 MO LIBOR          5.8
Moreno Valley                 262400.23     Purchase           6 MO LIBOR          4.7
Toledo                         58313.84     Cash Out Refinance 6 MO LIBOR            7
Temecula                      118580.38     Purchase           Fixed Rate            0
Flint                          56871.16     Cash Out Refinance Fixed Rate            0
Escondido                        416500     Purchase           6 MO LIBOR         5.35
Moreno                           380000     Purchase           6 MO LIBOR         4.75
Bald Knob                       49676.1     Purchase           6 MO LIBOR            7
Universal                      61893.93     Cash Out Refinance 6 MO LIBOR         6.55
Springfield                    95616.07     Cash Out Refinance 6 MO LIBOR          6.6
Jacksonville                   49309.26     Purchase           6 MO LIBOR         6.75
Four Corners                     210400     Purchase           6 MO LIBOR         4.85
Lawton                         77741.32     Cash Out Refinance 6 MO LIBOR         6.25
Brooks                         66354.98     Rate/Term Refinance6 MO LIBOR          6.4
Anaheim                        66776.25     Cash Out Refinance Fixed Rate            0
Park City                     296114.25     Cash Out Refinance Fixed Rate            0
Kent                          173413.34     Cash Out Refinance 6 MO LIBOR         6.05
Greenville                     98520.82     Cash Out Refinance 6 MO LIBOR         6.55
Grand Prairie                  72445.45     Cash Out Refinance Fixed Rate            0
Atlanta                          184000     Purchase           6 MO LIBOR          4.6
Gering                        111886.67     Purchase           6 MO LIBOR         5.85
Kathleen                       94563.46     Purchase           6 MO LIBOR         4.15
Utica                           52687.5     Cash Out Refinance 6 MO LIBOR         5.25
Lima                           64130.17     Purchase           6 MO LIBOR         6.65
Oceanside                      84631.34     Purchase           Fixed Rate            0
Las Vegas                     103569.98     Cash Out Refinance 6 MO LIBOR          5.9
Jeannette                      71982.69     Cash Out Refinance 6 MO LIBOR         6.75
Rockford                       61496.72     Cash Out Refinance 6 MO LIBOR         6.55
Minneapolis                    57978.27     Cash Out Refinance Fixed Rate            0
Savannah                       99482.74     Cash Out Refinance 6 MO LIBOR            6
Sayre                          74001.53     Purchase           6 MO LIBOR         6.65
Chagrin Falls                 150568.51     Rate/Term Refinance6 MO LIBOR         5.95
Upland                        119338.39     Cash Out Refinance 6 MO LIBOR          4.6
Jordan                         62230.55     Cash Out Refinance Fixed Rate            0
Lorain                         55686.51     Purchase           6 MO LIBOR         5.65
Alleghany                      67680.62     Cash Out Refinance 6 MO LIBOR          6.6
Laurel                        150774.77     Rate/Term RefinanceFixed Rate            0
Nuevo                            276000     Purchase           6 MO LIBOR         5.85
Halcyon                       489215.17     Cash Out Refinance Fixed Rate            0
Mayodan                        66297.82     Purchase           6 MO LIBOR          6.1
Rialto                           327000     Cash Out Refinance 6 MO LIBOR         5.25
Johnstown                       39446.2     Cash Out Refinance Fixed Rate            0
Grand Saline                   54019.41     Rate/Term Refinance6 MO LIBOR          6.6
Whitesville                    71741.44     Cash Out Refinance Fixed Rate            0
Los Angeles                    76277.92     Purchase           Fixed Rate            0
Flint                           49380.4     Cash Out Refinance 6 MO LIBOR            7
Booneville                     41769.79     Purchase           6 MO LIBOR          6.8
Detroit                        92403.77     Cash Out Refinance 6 MO LIBOR          4.9
Goodrich                      176086.97     Cash Out Refinance 6 MO LIBOR          6.7
Tyson                          80618.22     Cash Out Refinance 6 MO LIBOR         6.35
Phoenix                        62100.59     Purchase           6 MO LIBOR            5
New Market                     88850.06     Purchase           6 MO LIBOR         4.35
Massillon                     106132.25     Cash Out Refinance 6 MO LIBOR          6.8
Charlottesville               496360.25     Cash Out Refinance 6 MO LIBOR         5.85
Katy                           85056.35     Cash Out Refinance 6 MO LIBOR          4.3
Siloam Springs                 94610.84     Purchase           6 MO LIBOR         4.75
Muldrow                        69567.85     Purchase           6 MO LIBOR         5.85
San Diego                      85150.04     Purchase           Fixed Rate            0
Port Charlotte                   248000     Cash Out Refinance 6 MO LIBOR          5.4
Akron                         117256.63     Cash Out Refinance 6 MO LIBOR          6.3
San Jacinto                    69663.88     Cash Out Refinance Fixed Rate            0
Sun City                       41870.89     Cash Out Refinance Fixed Rate            0
Murrieta                      379076.16     Purchase           6 MO LIBOR         4.65
Pittsburgh                      70903.9     Cash Out Refinance 6 MO LIBOR          6.9
Milwaukee                      41091.66     Purchase           6 MO LIBOR         6.95
Brooklyn                      391802.32     Cash Out Refinance 6 MO LIBOR          5.4
Fairport                       63971.36     Cash Out Refinance Fixed Rate            0
Saint Joseph                   94355.91     Purchase           6 MO LIBOR         5.85
Zion                          119033.43     Rate/Term RefinanceFixed Rate            0
Orcutt                        298900.46     Cash Out Refinance 6 MO LIBOR          5.9
Nuevo                          68717.53     Purchase           Fixed Rate            0
Weirton                        78646.84     Cash Out Refinance Fixed Rate            0
Calumet City                  107513.62     Cash Out Refinance 6 MO LIBOR          6.1
Smithfield                     47576.23     Purchase           6 MO LIBOR          6.5
Granger                       169061.46     Cash Out Refinance 6 MO LIBOR            6
Greenville                     74733.65     Purchase           6 MO LIBOR          6.1
Fort Worth                     99546.22     Purchase           6 MO LIBOR         5.15
Victoria                       44394.26     Cash Out Refinance 6 MO LIBOR          6.3
Oxnard                        421166.61     Cash Out Refinance Fixed Rate            0
Lavina                         55656.89     Purchase           6 MO LIBOR         5.55
Crestview                     171692.64     Cash Out Refinance 6 MO LIBOR          6.6
Dennis Mills                  124038.02     Purchase           6 MO LIBOR          5.2
Orlando                       425191.91     Cash Out Refinance 6 MO LIBOR          6.5
New Market                     22323.82     Purchase           Fixed Rate            0
Livonia                        69350.44     Cash Out Refinance Fixed Rate            0
Omaha                         418957.18     Cash Out Refinance 6 MO LIBOR         6.35
Greenwich                     158889.42     Cash Out Refinance 6 MO LIBOR            6
Fort Wayne                     42587.91     Cash Out Refinance 6 MO LIBOR         6.45
Beaufort                       81653.08     Cash Out Refinance 6 MO LIBOR          6.4
Fairfield                        402000     Purchase           6 MO LIBOR         5.45
Yucca Valley                  126991.69     Cash Out Refinance Fixed Rate            0
Murrieta                       94390.59     Purchase           Fixed Rate            0
Lorain                          69071.7     Purchase           6 MO LIBOR          6.3
Hemet                           56174.9     Purchase           Fixed Rate            0
Clayton                         18329.1     Cash Out Refinance Fixed Rate            0
Fort Payne                    103369.83     Rate/Term RefinanceFixed Rate            0
Alto                           38112.72     Cash Out Refinance 6 MO LIBOR          6.2
Hallsville                      57091.5     Purchase           6 MO LIBOR          6.7
Cassville                      41333.37     Purchase           6 MO LIBOR         6.15
Arcola                         39910.53     Purchase           Fixed Rate            0
Atlanta                        45881.97     Purchase           Fixed Rate            0
Yuba City                        164000     Cash Out Refinance 6 MO LIBOR          4.9
Etowah                         75773.54     Cash Out Refinance 6 MO LIBOR         6.75
Savannah                       56977.39     Cash Out Refinance 6 MO LIBOR         5.95
Burlington                    216448.11     Rate/Term Refinance6 MO LIBOR         6.25
Greenacres                    121566.56     Cash Out Refinance 6 MO LIBOR         4.75
Oakland                        88630.89     Cash Out Refinance 6 MO LIBOR          6.5
Sarasota                      168111.33     Rate/Term Refinance6 MO LIBOR            7
Louisville                    259165.68     Purchase           6 MO LIBOR         6.95
Westland                         172000     Cash Out Refinance 6 MO LIBOR         4.85
Barb                           67208.13     Purchase           Fixed Rate            0
Monongahela                    39878.95     Purchase           6 MO LIBOR         5.75
Skyway                        190893.47     Cash Out Refinance 6 MO LIBOR          5.8
Washington                     61675.98     Rate/Term Refinance6 MO LIBOR          5.1
Downey                        287705.12     Cash Out Refinance Fixed Rate            0
Rochester                      51903.77     Purchase           6 MO LIBOR          5.7
Memphis                        62520.89     Cash Out Refinance 6 MO LIBOR         6.55
Rockwood                      235608.02     Rate/Term Refinance6 MO LIBOR            6
Pendleton                      60903.81     Cash Out Refinance 6 MO LIBOR         6.05
Cleveland                        237500     Cash Out Refinance 6 MO LIBOR          6.2
Louisville                     73633.68     Rate/Term Refinance6 MO LIBOR            7
Wichita                        40378.04     Purchase           6 MO LIBOR          6.7
Knoxville                      56807.65     Purchase           6 MO LIBOR         6.45
Keithville                     96785.86     Cash Out Refinance Fixed Rate            0
Atwater                        265016.9     Rate/Term Refinance6 MO LIBOR          6.3
Toledo                         71755.79     Cash Out Refinance Fixed Rate            0
Belvidere                     147504.73     Cash Out Refinance 6 MO LIBOR          6.8
Hurdle Mills                     388000     Cash Out Refinance 6 MO LIBOR         5.25
Miami                         157810.99     Cash Out Refinance 6 MO LIBOR         6.35
Detroit                        98184.04     Cash Out Refinance 6 MO LIBOR          5.9
Highlands                     106743.93     Cash Out Refinance 6 MO LIBOR          4.4
Plainfield                    148725.01     Cash Out Refinance 6 MO LIBOR         6.15
Rosedale                       85910.07     Purchase           Fixed Rate            0
Arnold                        327847.23     Cash Out Refinance 6 MO LIBOR         5.15
Avon                          362285.77     Cash Out Refinance 6 MO LIBOR          6.3
Midtown                        63627.33     Purchase           6 MO LIBOR         6.15
Philadelphia                   65025.26     Purchase           6 MO LIBOR         6.25
Watauga                        14199.67     Purchase           Fixed Rate            0
Acushnet                      201649.97     Cash Out Refinance 6 MO LIBOR          6.4
Summ                           76974.97     Purchase           6 MO LIBOR          4.9
Four Corners                   52424.01     Purchase           Fixed Rate            0
Swansea                         53142.9     Cash Out Refinance 6 MO LIBOR            6
Rockford                       92218.13     Cash Out Refinance 6 MO LIBOR          5.9
Greenacres                     30329.12     Cash Out Refinance Fixed Rate            0
Saint Louis                    49465.71     Cash Out Refinance 6 MO LIBOR         6.95
Key West                         500000     Cash Out Refinance 6 MO LIBOR          4.9
Santa Rosa                    321238.88     Cash Out Refinance 6 MO LIBOR         5.85
Belleview                      485819.2     Cash Out Refinance 6 MO LIBOR         4.45
TEXARKANA                     409075.97     Cash Out Refinance 6 MO LIBOR          5.8
Detroit                        80751.03     Cash Out Refinance 6 MO LIBOR          6.4
Bryan                         224131.18     Cash Out Refinance Fixed Rate            0
Spring                        166640.47     Rate/Term Refinance6 MO LIBOR         6.35
Luray                          169840.3     Cash Out Refinance Fixed Rate            0
Lockport                       45262.63     Cash Out Refinance Fixed Rate            0
Ashton                           409453     Cash Out Refinance Fixed Rate            0
Dawson                        130718.09     Cash Out Refinance 6 MO LIBOR            6
Zephyrhills                      188000     Purchase           6 MO LIBOR          5.6
Broken Arrow                   18218.63     Purchase           Fixed Rate            0
Robbins                        58219.14     Cash Out Refinance 6 MO LIBOR          6.3
Zephyrhills                    46806.51     Purchase           Fixed Rate            0
Memphis                        83376.11     Rate/Term Refinance6 MO LIBOR         6.85
Rossville                      75723.53     Cash Out Refinance 6 MO LIBOR          5.6
Bonham                          44068.6     Purchase           6 MO LIBOR          6.6
Pawtucket                     182923.49     Cash Out Refinance 6 MO LIBOR          4.9
Grayling                       43428.33     Purchase           6 MO LIBOR            7
Centereach                    211999.87     Cash Out Refinance Fixed Rate            0
Riverview                      21369.81     Purchase           Fixed Rate            0
Rio Rancho                    100075.44     Cash Out Refinance 6 MO LIBOR         4.45
Colton                           200160     Cash Out Refinance 6 MO LIBOR          5.1
Harvey                        104825.98     Purchase           6 MO LIBOR         5.25
Heer Park                     314566.91     Cash Out Refinance Fixed Rate            0
Saint Peters                   81137.27     Cash Out Refinance 6 MO LIBOR          5.3
Wylie                          92301.07     Rate/Term Refinance6 MO LIBOR          5.5
Miami                         126798.54     Rate/Term RefinanceFixed Rate            0
Toledo                          73510.8     Cash Out Refinance 6 MO LIBOR         6.95
Sandy                         318457.83     Rate/Term RefinanceFixed Rate            0
Monsey                        451871.42     Cash Out Refinance Fixed Rate            0
Leonardtown                    44878.14     Purchase           Fixed Rate            0
Fresno                        135754.92     Cash Out Refinance 6 MO LIBOR         6.55
Philadelphia                   61448.23     Cash Out Refinance 6 MO LIBOR         6.25
Nashville                      69614.26     Purchase           6 MO LIBOR         5.85
Winchester                    318055.41     Cash Out Refinance 6 MO LIBOR          5.5
Tampa                          21541.43     Purchase           Fixed Rate            0
Ink                            75979.93     Cash Out Refinance 6 MO LIBOR         4.85
Dearborn Heights              278290.44     Rate/Term Refinance6 MO LIBOR          4.9
North Hollywood                  308000     Purchase           6 MO LIBOR         5.05
Rio Rancho                      25069.2     Cash Out Refinance Fixed Rate            0
Northampton                    64885.57     Purchase           Fixed Rate            0
Hephzibah                     332999.99     Cash Out Refinance 6 MO LIBOR         5.05
Dix Hills                     143949.14     Cash Out Refinance Fixed Rate            0
Dayton                         71678.48     Cash Out Refinance 6 MO LIBOR          6.5
Santa Ana                       64793.2     Purchase           Fixed Rate            0
Sandy                         178702.44     Cash Out Refinance 6 MO LIBOR          4.6
North Hollywood                76729.05     Purchase           Fixed Rate            0
Aurora                        135948.85     Cash Out Refinance 6 MO LIBOR          5.2
Moreno Valley                  65779.13     Purchase           Fixed Rate            0
Aurora                         34116.65     Cash Out Refinance Fixed Rate            0
Escondido                        220000     Cash Out Refinance 6 MO LIBOR          5.1
Toledo                         61701.91     Cash Out Refinance 6 MO LIBOR         5.75
Arboga                           219300     Cash Out Refinance 6 MO LIBOR          5.7
Montz                         118333.86     Cash Out Refinance 6 MO LIBOR         6.55
Albuquerque                      126400     Rate/Term Refinance6 MO LIBOR         5.05
Phyllis                        40324.55     Cash Out Refinance 6 MO LIBOR         6.25
Ink                            19039.97     Cash Out Refinance Fixed Rate            0
Humble                         91616.67     Cash Out Refinance Fixed Rate            0
Broken Arrow                   94167.79     Cash Out Refinance 6 MO LIBOR         5.95
Cape Coral                    160162.96     Purchase           6 MO LIBOR          5.3
Rochester                      45881.75     Purchase           6 MO LIBOR            7
Hawleyton                      55875.38     Cash Out Refinance 6 MO LIBOR          6.8
Gulfport                       28595.75     Cash Out Refinance Fixed Rate            0
Garland                        16355.85     Purchase           Fixed Rate            0
Meskegon                       39859.38     Cash Out Refinance 6 MO LIBOR         6.45
Melbourne                     201439.09     Cash Out Refinance 6 MO LIBOR         5.95
Centuck                       160637.13     Cash Out Refinance Fixed Rate            0
Ambridge                        39817.7     Purchase           6 MO LIBOR          5.7
Buffalo                        47513.52     Purchase           6 MO LIBOR         5.65
FEDERAL WAY                    41951.56     Purchase           Fixed Rate            0
Monsey                        313037.89     Cash Out Refinance Fixed Rate            0
Dennis Mills                   31097.95     Purchase           Fixed Rate            0
Crystal                        43773.21     Purchase           Fixed Rate            0
Vale                           15966.31     Purchase           Fixed Rate            0
Houston                       105737.56     Rate/Term Refinance6 MO LIBOR         5.45
Holiday                        81262.58     Cash Out Refinance 6 MO LIBOR         5.75
Colorado Springs              167012.42     Cash Out Refinance 6 MO LIBOR          5.6
Rosedale                       21555.42     Purchase           Fixed Rate            0
Corcoran                      135299.28     Cash Out Refinance 6 MO LIBOR            5
Dequincy                       62835.08     Purchase           6 MO LIBOR            7
Little Rock                    72168.81     Cash Out Refinance Fixed Rate            0
Danielsville                  101520.97     Cash Out Refinance 6 MO LIBOR         4.95
Oats                           77553.94     Cash Out Refinance Fixed Rate            0
Matteson                      161364.49     Cash Out Refinance 6 MO LIBOR         6.75
Southaven                     161096.45     Rate/Term Refinance6 MO LIBOR          6.7
Marysville                     199941.5     Cash Out Refinance 6 MO LIBOR         4.85
Belding                        17974.54     Cash Out Refinance Fixed Rate            0
Lynchburg                      91582.07     Cash Out Refinance 6 MO LIBOR          5.4
Everett                          436000     Purchase           6 MO LIBOR          4.8
Sandy                          44823.64     Cash Out Refinance Fixed Rate            0
Grain Valley                   43309.94     Cash Out Refinance Fixed Rate            0
Margate                       335434.74     Cash Out Refinance 6 MO LIBOR         4.95
Durham                         60939.23     Purchase           6 MO LIBOR         5.25
Stanton                        26154.74     Purchase           Fixed Rate            0
Basin                          58374.71     Cash Out Refinance Fixed Rate            0
Forestville                   201494.91     Cash Out Refinance Fixed Rate            0
Colorado Springs               41844.64     Cash Out Refinance Fixed Rate            0
Easley                          79998.5     Purchase           6 MO LIBOR          5.1
Avenel                        238135.69     Cash Out Refinance 6 MO LIBOR         5.05
Detroit                        39877.04     Cash Out Refinance 6 MO LIBOR         6.95
Sneedville                     40338.56     Cash Out Refinance Fixed Rate            0
La Puente                        225000     Cash Out Refinance 6 MO LIBOR         4.45
Lehigh                        137673.88     Cash Out Refinance 6 MO LIBOR          4.9
Casselberry                     41914.6     Purchase           Fixed Rate            0
Flossmoor                     517828.18     Cash Out Refinance 6 MO LIBOR         6.25
Hanes                            107600     Purchase           6 MO LIBOR         5.45
Tacoma                           208000     Cash Out Refinance 6 MO LIBOR          5.1
Naples                         93481.88     Cash Out Refinance Fixed Rate            0
Muscoy                        116165.48     Cash Out Refinance Fixed Rate            0
Ingram                          87194.6     Rate/Term Refinance6 MO LIBOR          6.3
Durham                         15093.24     Purchase           Fixed Rate            0
Tulsa                          48849.37     Rate/Term Refinance6 MO LIBOR          6.6
Columbia                       44860.24     Purchase           6 MO LIBOR          6.8
Ocala                           76015.2     Purchase           6 MO LIBOR         5.85
Norbeck                       330078.58     Cash Out Refinance 6 MO LIBOR          6.8
Hayward                        100624.9     Purchase           Fixed Rate            0
Gilmore                          248000     Cash Out Refinance 6 MO LIBOR          5.2
Corcoran                       25414.64     Cash Out Refinance Fixed Rate            0
Las Cruces                     97172.09     Cash Out Refinance 6 MO LIBOR         6.05
Everett                       108695.32     Purchase           Fixed Rate            0
Detroit                         23165.4     Cash Out Refinance Fixed Rate            0
Englewood                     345868.35     Cash Out Refinance 6 MO LIBOR          5.7
Golden                           162400     Cash Out Refinance 6 MO LIBOR          5.6
Lakin                            145600     Cash Out Refinance 6 MO LIBOR          5.2
Miami                         212624.04     Cash Out Refinance 6 MO LIBOR         3.95
Battle Creek                   76254.86     Cash Out Refinance 6 MO LIBOR         6.75
Tulsa                          48878.83     Purchase           6 MO LIBOR            7
Sarasota                       67750.99     Cash Out Refinance Fixed Rate            0
Phoenix                        84752.75     Cash Out Refinance 6 MO LIBOR          5.5
Walton                         42117.05     Purchase           6 MO LIBOR          6.6
Dearborn Heights               66406.29     Rate/Term RefinanceFixed Rate            0
Altoona                         44724.3     Cash Out Refinance 6 MO LIBOR         5.55
Saint Louis                    63844.05     Cash Out Refinance 6 MO LIBOR          6.3
Phoenix                        15946.27     Cash Out Refinance Fixed Rate            0
Albuquerque                    31476.43     Rate/Term RefinanceFixed Rate            0
Lakin                          36311.27     Cash Out Refinance Fixed Rate            0
Santa Maria                      341600     Purchase           6 MO LIBOR         5.05
Old Hickory                    88776.98     Rate/Term Refinance6 MO LIBOR         6.15
Sonora                         54163.55     Purchase           6 MO LIBOR         5.65
Easley                          19948.7     Purchase           Fixed Rate            0
South Holland                 131301.29     Purchase           6 MO LIBOR          5.9
Miami                          42915.98     Cash Out Refinance Fixed Rate            0
Cadillac                       38215.07     Cash Out Refinance 6 MO LIBOR            7
Elyria                          92314.5     Cash Out Refinance 6 MO LIBOR         6.25
Sharptown                     212431.64     Cash Out Refinance 6 MO LIBOR          6.6
Detroit                       515942.28     Purchase           6 MO LIBOR          6.2
Humble                        129586.38     Purchase           Fixed Rate            0
Phoenix                        15557.73     Purchase           Fixed Rate            0
Cheyenne                      157392.18     Cash Out Refinance 6 MO LIBOR          4.6
Cheyenne                       38457.97     Cash Out Refinance Fixed Rate            0
Queen Creek                   143279.97     Cash Out Refinance 6 MO LIBOR          5.1
Easton                         84544.73     Rate/Term Refinance6 MO LIBOR          6.3
El Monte                         640000     Purchase           6 MO LIBOR         5.35
Oklahoma City                  70982.07     Cash Out Refinance 6 MO LIBOR          6.7
Pasadena                       67779.49     Cash Out Refinance Fixed Rate            0
Steamboat Springs                440000     Purchase           6 MO LIBOR         4.65
Queen Creek                    35902.41     Cash Out Refinance Fixed Rate            0
Lehigh                         34429.34     Cash Out Refinance Fixed Rate            0
Kansas City                     87830.6     Cash Out Refinance 6 MO LIBOR         6.25
Baldwin                       336537.47     Cash Out Refinance Fixed Rate            0
Santa Ana                        312000     Purchase           6 MO LIBOR          5.6
Las Vegas                        140000     Purchase           6 MO LIBOR         4.65
Steamboat Springs             109613.29     Purchase           Fixed Rate            0
Hayward                       484845.36     Rate/Term Refinance6 MO LIBOR          5.5
Alameda                          488000     Cash Out Refinance 6 MO LIBOR          4.8
Lititz                        269195.69     Cash Out Refinance 6 MO LIBOR          6.7
Rochester                      34517.39     Purchase           Fixed Rate            0
Malden                          77201.4     Purchase           Fixed Rate            0
Westland                      308745.38     Cash Out Refinance 6 MO LIBOR          5.8
Atlanta                        53661.69     Cash Out Refinance Fixed Rate            0
South Holland                   32565.5     Purchase           Fixed Rate            0
Camden                          64481.2     Purchase           6 MO LIBOR          4.9
Fargo                         165469.23     Rate/Term Refinance6 MO LIBOR         6.05
Glen Allen                       255200     Cash Out Refinance 6 MO LIBOR         4.85
Meskegon                        65788.5     Cash Out Refinance 6 MO LIBOR         6.65
Kissimmee                        126400     Purchase           6 MO LIBOR         4.65
Murrieta                       91692.79     Purchase           Fixed Rate            0
Anderson                       51812.74     Purchase           Fixed Rate            0
Newburgh                      430872.71     Cash Out Refinance Fixed Rate            0
Maylene                        98171.58     Cash Out Refinance 6 MO LIBOR            7
Santa Maria                    85061.06     Purchase           Fixed Rate            0
Kenner                         257216.4     Cash Out Refinance 6 MO LIBOR            7
Portland                      323280.42     Cash Out Refinance 6 MO LIBOR          4.5
Brighton                         176000     Cash Out Refinance 6 MO LIBOR          4.9
North East                     83558.86     Purchase           6 MO LIBOR         5.25
Raytown                        98614.68     Cash Out Refinance 6 MO LIBOR          6.6
Parker                           424000     Cash Out Refinance 6 MO LIBOR          5.6
Chino                            311971     Rate/Term Refinance6 MO LIBOR          5.3
Noble                           43335.8     Purchase           6 MO LIBOR         6.35
Palmdale                      198621.19     Cash Out Refinance 6 MO LIBOR         4.65
Detroit                       112400.75     Rate/Term Refinance6 MO LIBOR          5.6
Naples                        437169.96     Cash Out Refinance 6 MO LIBOR          4.5
Joy                            62688.05     Purchase           6 MO LIBOR         5.85
Zion City                       96817.8     Rate/Term Refinance6 MO LIBOR            7
Herkimer                        49417.6     Purchase           6 MO LIBOR            7
Memphis                        39885.66     Cash Out Refinance 6 MO LIBOR         6.55
Saint Petersburg               64368.63     Cash Out Refinance 6 MO LIBOR         6.55
Lima                           80737.74     Cash Out Refinance 6 MO LIBOR         6.75
Montgomery                        68640     Purchase           6 MO LIBOR          4.9
Houston                        40861.67     Purchase           6 MO LIBOR            6
Orangeburg                    416284.72     Cash Out Refinance 6 MO LIBOR         6.25
Pueblo                           328000     Purchase           6 MO LIBOR          5.1
Memphis                        62273.41     Purchase           6 MO LIBOR         6.65
Boardman                      105499.29     Purchase           6 MO LIBOR         6.15
Dennison                       74466.99     Purchase           6 MO LIBOR          6.4
Las Vegas                      34888.88     Purchase           Fixed Rate            0
Onaway                         39831.91     Cash Out Refinance 6 MO LIBOR         6.45
Chino                          65700.09     Rate/Term RefinanceFixed Rate            0
Kearns                        100547.06     Purchase           6 MO LIBOR         4.85
San Diego                      91259.73     Purchase           Fixed Rate            0
Bar Harbor                    303032.86     Cash Out Refinance 6 MO LIBOR         5.95
Riverside                       61279.8     Purchase           Fixed Rate            0
Mashpee                       448441.86     Cash Out Refinance 6 MO LIBOR          6.4
Baton Rouge                    87709.55     Cash Out Refinance 6 MO LIBOR          6.6
Lima                            58057.1     Purchase           6 MO LIBOR            7
Geneva                         56415.44     Cash Out Refinance 6 MO LIBOR         5.85
Fairfield                     100227.03     Purchase           Fixed Rate            0
Chino Hills                      447200     Purchase           6 MO LIBOR         5.25
Cary                          173990.62     Rate/Term Refinance6 MO LIBOR          4.7
Fishers                       578075.48     Cash Out Refinance 6 MO LIBOR          6.1
Dearborn Heights              111124.44     Rate/Term Refinance6 MO LIBOR         6.25
Angola                          67712.9     Cash Out Refinance 6 MO LIBOR          6.4
Lake Elsinore                 307959.89     Cash Out Refinance 6 MO LIBOR          3.8
Pueblo                         81775.42     Purchase           Fixed Rate            0
Hockessin                     384992.04     Cash Out Refinance 6 MO LIBOR            5
Paint Rock                     66630.12     Cash Out Refinance 6 MO LIBOR            7
Watts                         262494.33     Cash Out Refinance Fixed Rate            0
San Diego                     279985.24     Purchase           6 MO LIBOR         4.95
San Diego                        416500     Cash Out Refinance 6 MO LIBOR            5
Houston                       129212.26     Purchase           Fixed Rate            0
Warren                        151253.95     Cash Out Refinance 6 MO LIBOR         5.25
Memphis                       632553.25     Cash Out Refinance 6 MO LIBOR         6.35
Ocoee                         207952.44     Purchase           6 MO LIBOR         5.55
Topeka                         49883.95     Cash Out Refinance 6 MO LIBOR         5.55
Knoxville                         60000     Cash Out Refinance 6 MO LIBOR          5.4
Naples                         54852.71     Cash Out Refinance Fixed Rate            0
Houston                        62085.52     Purchase           6 MO LIBOR          4.6
Camp Springs                      70827     Cash Out Refinance 6 MO LIBOR         5.85
Lyndon                         69650.01     Rate/Term RefinanceFixed Rate            0
Riviera Beach                  38563.78     Purchase           Fixed Rate            0
Pearland                      130192.56     Purchase           Fixed Rate            0
Escondido                      41080.81     Cash Out Refinance Fixed Rate            0
Brighton                        43853.1     Cash Out Refinance Fixed Rate            0
Crestmore                     258787.45     Purchase           6 MO LIBOR         4.65
Quito                          43527.34     Purchase           6 MO LIBOR         6.35
Akron                          64515.47     Cash Out Refinance 6 MO LIBOR          6.1
Ramona                         68595.03     Purchase           6 MO LIBOR         6.15
Mars                           241713.7     Cash Out Refinance 6 MO LIBOR          5.4
Weare                         143279.97     Purchase           6 MO LIBOR         4.95
Sumner                         64628.06     Cash Out Refinance 6 MO LIBOR         6.95
Lawrence                       312805.6     Cash Out Refinance 6 MO LIBOR         5.45
Mendenhall                     40358.72     Purchase           Fixed Rate            0
Yuba City                      40923.75     Cash Out Refinance Fixed Rate            0
Pomona                           412000     Cash Out Refinance 6 MO LIBOR          5.4
Tuskegee                       59836.05     Cash Out Refinance 6 MO LIBOR         6.75
Port Charlotte                 61840.59     Cash Out Refinance Fixed Rate            0
Grafton                          136000     Cash Out Refinance 6 MO LIBOR          4.8
Palm Harbor                      364500     Purchase           6 MO LIBOR         5.35
Bradford                       51156.28     Cash Out Refinance 6 MO LIBOR          6.4
Akron                          53812.09     Purchase           6 MO LIBOR         6.55
Cleveland                      84281.89     Cash Out Refinance 6 MO LIBOR         6.15
Miami                         129002.13     Cash Out Refinance Fixed Rate            0
Jackson                        50968.64     Purchase           6 MO LIBOR          6.4
Saint Peters                   20354.52     Cash Out Refinance Fixed Rate            0
Moore                          74234.58     Cash Out Refinance 6 MO LIBOR            7
Jamaica                       308625.55     Cash Out Refinance 6 MO LIBOR         6.35
Gulfport                       89602.17     Cash Out Refinance 6 MO LIBOR          6.2
Ldhl                          107490.02     Cash Out Refinance 6 MO LIBOR          6.4
Highlands                        368000     Cash Out Refinance 6 MO LIBOR          4.9
WAXHAW                            60268     Purchase           Fixed Rate            0
Crestmore                      64517.46     Purchase           Fixed Rate            0
Boardman                       71410.03     Purchase           6 MO LIBOR         5.35
Cleveland                       76212.9     Cash Out Refinance 6 MO LIBOR            7
Dillon                           212000     Cash Out Refinance 6 MO LIBOR          5.2
Baugh                         156766.88     Cash Out Refinance 6 MO LIBOR            7
Cleveland                        169600     Cash Out Refinance 6 MO LIBOR         5.05
Merriam                       117639.33     Cash Out Refinance 6 MO LIBOR          6.3
Houston                        15557.61     Purchase           Fixed Rate            0
Pilot Point                   428091.37     Rate/Term Refinance6 MO LIBOR         6.05
Tulsa                          87491.83     Cash Out Refinance Fixed Rate            0
Gary                          123767.21     Rate/Term Refinance6 MO LIBOR            7
Highlands                      91639.49     Cash Out Refinance Fixed Rate            0
Marion                         89737.29     Rate/Term Refinance6 MO LIBOR          6.4
Arbutus                       173990.62     Rate/Term RefinanceFixed Rate            0
Detroit                        39878.62     Cash Out Refinance Fixed Rate            0
Kansas City                    52058.21     Cash Out Refinance 6 MO LIBOR            7
Fort Worth                     24943.78     Purchase           Fixed Rate            0
Arlington                      68144.76     Cash Out Refinance Fixed Rate            0
Collinsville                   86500.31     Cash Out Refinance 6 MO LIBOR            7
Murray                        181573.98     Cash Out Refinance 6 MO LIBOR         4.95
Elsdon                        240636.76     Cash Out Refinance 6 MO LIBOR          6.4
Lacey                         172863.48     Cash Out Refinance 6 MO LIBOR          6.8
Kissimmee                        308000     Cash Out Refinance 6 MO LIBOR         4.65
Tucson                        287780.82     Cash Out Refinance 6 MO LIBOR         6.55
Green                         166747.38     Cash Out Refinance Fixed Rate            0
Garner                         81219.83     Purchase           6 MO LIBOR          4.9
Newbury                       362571.18     Purchase           Fixed Rate            0
Carroll                       111249.66     Cash Out Refinance 6 MO LIBOR          5.4
Margate                       174282.17     Cash Out Refinance 6 MO LIBOR            7
Murray                         33957.73     Cash Out Refinance Fixed Rate            0
Hemet                            255000     Cash Out Refinance 6 MO LIBOR          4.7
Clay                          119343.83     Cash Out Refinance 6 MO LIBOR          6.2
Murrieta                         463920     Purchase           6 MO LIBOR          5.5
Columbus                       95819.89     Cash Out Refinance 6 MO LIBOR          6.2
Takoma Park                      410400     Cash Out Refinance 6 MO LIBOR          5.2
Golden                         40489.76     Cash Out Refinance Fixed Rate            0
Baileyton                      39739.19     Cash Out Refinance 6 MO LIBOR          4.8
Cleveland                      65229.19     Cash Out Refinance 6 MO LIBOR         5.85
Summerville                      182400     Cash Out Refinance 6 MO LIBOR         5.75
Summerville                    45412.96     Cash Out Refinance Fixed Rate            0
East                             121058     Purchase           6 MO LIBOR         6.25
Sinsheim                      159726.03     Cash Out Refinance 6 MO LIBOR            7
Pawtucket                      45853.95     Cash Out Refinance Fixed Rate            0
Tampa                          58984.97     Cash Out Refinance 6 MO LIBOR         3.95
Manoa                         283659.67     Cash Out Refinance 6 MO LIBOR         5.65
Escondido                        202400     Cash Out Refinance 6 MO LIBOR          5.7
Englewood                      65107.94     Cash Out Refinance Fixed Rate            0
Carrollton                     61998.16     Cash Out Refinance 6 MO LIBOR            7
Clark                         457814.16     Purchase           6 MO LIBOR         4.95
Sapulpa                        74391.52     Cash Out Refinance 6 MO LIBOR          6.8
Parsons                        46631.08     Purchase           6 MO LIBOR         6.75
Keavy                          63352.87     Cash Out Refinance Fixed Rate            0
Kent City                      62846.44     Cash Out Refinance 6 MO LIBOR            7
Glen Allen                     63644.53     Cash Out Refinance Fixed Rate            0
Miami                         179586.08     Purchase           6 MO LIBOR         5.85
Avalon                         43052.75     Purchase           6 MO LIBOR          6.3
Oakridge                       88772.38     Rate/Term Refinance6 MO LIBOR         5.05
Siloam Springs                 23726.04     Purchase           Fixed Rate            0
Los Angeles                      516900     Cash Out Refinance 6 MO LIBOR         6.05
Santa Ana                      76846.06     Purchase           Fixed Rate            0
Mc Kinney                        432000     Purchase           6 MO LIBOR         4.75
San Leandro                   393801.77     Cash Out Refinance 6 MO LIBOR          5.1
San Leandro                    74002.06     Cash Out Refinance Fixed Rate            0
Scranton                          86814     Purchase           6 MO LIBOR          5.4
Scranton                       30525.79     Purchase           Fixed Rate            0
Memphis                        40413.01     Cash Out Refinance 6 MO LIBOR            7
Gallatin                      117702.77     Purchase           6 MO LIBOR          5.4
Grenelefe                      51725.39     Cash Out Refinance Fixed Rate            0
Shelby                         69814.24     Cash Out Refinance Fixed Rate            0
Large                          55627.58     Purchase           6 MO LIBOR          6.7
Spokane                        57810.98     Cash Out Refinance Fixed Rate            0
Stilwell                       42404.48     Purchase           6 MO LIBOR         6.75
Rocky Point                   148210.77     Cash Out Refinance Fixed Rate            0
Downey                           560000     Cash Out Refinance 6 MO LIBOR          4.6
Downey                        139425.77     Cash Out Refinance Fixed Rate            0
Memphis                        57399.56     Cash Out Refinance Fixed Rate            0
Canton                        117821.57     Rate/Term Refinance6 MO LIBOR            7
Dover                          75176.44     Cash Out Refinance 6 MO LIBOR         4.75
Weehawken                     203537.15     Purchase           6 MO LIBOR          5.1
Buffalo                         53783.6     Purchase           6 MO LIBOR          6.5
Kissimmee                        141600     Cash Out Refinance 6 MO LIBOR          4.9
Orland                         98731.14     Rate/Term Refinance6 MO LIBOR         6.55
Wingo                          65177.81     Purchase           6 MO LIBOR         6.25
Hanes                          26840.99     Purchase           Fixed Rate            0
Spencer                        89793.27     Cash Out Refinance 6 MO LIBOR            7
Greenville                    104366.69     Cash Out Refinance 6 MO LIBOR         6.45
Lariat                         117401.1     Cash Out Refinance 6 MO LIBOR         4.25
Smithtown                      321420.8     Cash Out Refinance 6 MO LIBOR          6.5
Naranja                       123507.83     Cash Out Refinance Fixed Rate            0
Fontana                       358314.43     Cash Out Refinance 6 MO LIBOR         5.85
Little Rock                    55891.49     Cash Out Refinance Fixed Rate            0
Martinsville                   63804.06     Cash Out Refinance Fixed Rate            0
Syracuse                       51786.59     Cash Out Refinance 6 MO LIBOR         5.65
Detroit                        82200.93     Cash Out Refinance 6 MO LIBOR         5.65
Somerville                       204000     Purchase           6 MO LIBOR          5.4
Kathleen                       23419.23     Purchase           Fixed Rate            0
Harvey                          26249.1     Purchase           Fixed Rate            0
Summ                            19307.9     Purchase           Fixed Rate            0
San Diego                        264000     Purchase           6 MO LIBOR         4.75
Plainview                     343303.53     Rate/Term RefinanceFixed Rate            0
El Reno                       179240.68     Cash Out Refinance Fixed Rate            0
Ripon                         524476.91     Cash Out Refinance 6 MO LIBOR         5.65
Jacksonville                   22933.69     Purchase           Fixed Rate            0
Garner                         20353.35     Purchase           Fixed Rate            0
Baldy Mesa                    139705.55     Cash Out Refinance 6 MO LIBOR          4.5
Milo                            47877.9     Cash Out Refinance Fixed Rate            0
Nova                             193600     Rate/Term Refinance6 MO LIBOR         5.85
Marlin                         47415.58     Purchase           6 MO LIBOR            7
Warren                         37920.37     Cash Out Refinance Fixed Rate            0
Binghamton                     59812.75     Cash Out Refinance 6 MO LIBOR         6.15
West                           48095.18     Rate/Term RefinanceFixed Rate            0
Panama City                   444440.08     Purchase           6 MO LIBOR         5.75
Mc Kinney                     107706.65     Purchase           Fixed Rate            0
Haverhill                      94728.35     Cash Out Refinance 6 MO LIBOR            7
Schertz                         75289.9     Rate/Term RefinanceFixed Rate            0
Aloha                         136143.54     Cash Out Refinance 6 MO LIBOR          5.1
Chino Hills                   111481.94     Purchase           Fixed Rate            0
Rockland                      232530.33     Cash Out Refinance 6 MO LIBOR          5.3
Orlando                       219639.15     Cash Out Refinance 6 MO LIBOR         5.85
Martins Ferry                  59311.34     Cash Out Refinance 6 MO LIBOR            7
Antis                          59715.23     Cash Out Refinance 6 MO LIBOR         6.45
Buffalo                        57732.09     Cash Out Refinance Fixed Rate            0
Gibsonville                    85319.65     Cash Out Refinance 6 MO LIBOR         6.45
Dellwood                       79435.48     Rate/Term Refinance6 MO LIBOR         6.05
Fort Pierce                    49908.35     Cash Out Refinance Fixed Rate            0
Cahokia                         45361.3     Cash Out Refinance 6 MO LIBOR         6.55
Wallkill                      212055.52     Cash Out Refinance 6 MO LIBOR         4.65
Clark                         113709.14     Purchase           Fixed Rate            0
Melbourne                      82429.16     Cash Out Refinance 6 MO LIBOR         6.05
Temecula                      299981.67     Cash Out Refinance 6 MO LIBOR         5.15
Au Gres                       104303.92     Cash Out Refinance 6 MO LIBOR          6.3
Grafton                        24897.44     Cash Out Refinance Fixed Rate            0
Florissant                     73598.82     Purchase           6 MO LIBOR         5.15
Lees Summit                      204800     Purchase           6 MO LIBOR          5.1
Kansas City                     89584.7     Purchase           6 MO LIBOR         4.95
El Reno                        44205.95     Cash Out Refinance Fixed Rate            0
New Albany                     48619.45     Cash Out Refinance Fixed Rate            0
Lorain                         13915.04     Purchase           Fixed Rate            0
Lynwood                       478855.65     Cash Out Refinance 6 MO LIBOR         5.95
Spry                          270863.98     Cash Out Refinance 6 MO LIBOR          6.1
Somerville                     50834.91     Purchase           Fixed Rate            0
Zebulon                        62889.65     Purchase           Fixed Rate            0
Mary Esther                   111169.09     Cash Out Refinance 6 MO LIBOR         4.35
Ocoee                           51855.1     Purchase           Fixed Rate            0
Stephens                       46640.34     Cash Out Refinance Fixed Rate            0
Florissant                     18468.02     Purchase           Fixed Rate            0
Saint Marys                      144750     Cash Out Refinance 6 MO LIBOR         6.05
Stamford                      450367.68     Cash Out Refinance Fixed Rate            0
Lees Summit                     51123.6     Purchase           Fixed Rate            0
Lavina                         13937.82     Purchase           Fixed Rate            0
Memphis                           60502     Purchase           6 MO LIBOR         6.55
Worcester                        334000     Cash Out Refinance 6 MO LIBOR          6.3
Salisbury                     131656.12     Cash Out Refinance 6 MO LIBOR          6.9
Arroyo                         48359.31     Rate/Term RefinanceFixed Rate            0
Aurora                           176000     Cash Out Refinance 6 MO LIBOR         4.85
Clarksburg                       480000     Cash Out Refinance 6 MO LIBOR          5.5
Universal                       58354.9     Purchase           6 MO LIBOR         6.65
Miami                          32342.97     Cash Out Refinance Fixed Rate            0
Las Vegas                      25632.65     Cash Out Refinance Fixed Rate            0
Kissimmee                      20646.25     Rate/Term RefinanceFixed Rate            0
Chubbuck                      154895.06     Purchase           6 MO LIBOR         5.85
Columbus                       65873.19     Purchase           Fixed Rate            0
Milford                          181600     Cash Out Refinance 6 MO LIBOR         5.05
Adams                          82023.63     Purchase           6 MO LIBOR          4.9
Darby                          47345.17     Cash Out Refinance 6 MO LIBOR          6.3
Powell                         77626.12     Rate/Term Refinance6 MO LIBOR          6.4
Humble                         89978.21     Cash Out Refinance 6 MO LIBOR         6.25
Ocee                          243678.69     Cash Out Refinance Fixed Rate            0
Scottsbluff                    62752.25     Cash Out Refinance 6 MO LIBOR          6.4
Raymond                       393893.45     Purchase           6 MO LIBOR         5.95
Elk Grove                        305600     Cash Out Refinance 6 MO LIBOR          5.1
Aurora                         33886.22     Cash Out Refinance Fixed Rate            0
Joppa                         105700.27     Purchase           6 MO LIBOR          6.6
Lees Summit                   100991.13     Purchase           6 MO LIBOR          4.7
Mira Loma                        524000     Purchase           6 MO LIBOR          4.6
Desert Hot Springs            127723.94     Purchase           6 MO LIBOR         6.55
Knoxville                      58080.75     Cash Out Refinance 6 MO LIBOR         6.45
Norwood                       369618.57     Cash Out Refinance 6 MO LIBOR          6.6
Louisville                     53742.39     Purchase           6 MO LIBOR         5.95
Southfield                    103298.87     Cash Out Refinance 6 MO LIBOR         5.55
Kerrtown                       42913.21     Purchase           6 MO LIBOR         6.25
Land O Lakes                  279100.48     Cash Out Refinance 6 MO LIBOR          6.2
Dundalk                        97671.96     Cash Out Refinance 6 MO LIBOR            7
Tulsa                          54211.29     Purchase           6 MO LIBOR         6.05
Waldwick                      304113.95     Cash Out Refinance 6 MO LIBOR         5.05
Iselin                        200069.42     Cash Out Refinance Fixed Rate            0
Elk Grove                      76192.51     Cash Out Refinance Fixed Rate            0
Newark                        222564.22     Purchase           6 MO LIBOR          4.9
Romoland                       59398.92     Purchase           Fixed Rate            0
Altoona                        49341.58     Purchase           6 MO LIBOR          6.5
Defiance                       94781.52     Rate/Term Refinance6 MO LIBOR         5.55
Croton                        143300.07     Cash Out Refinance 6 MO LIBOR            6
Florence                       70254.46     Cash Out Refinance 6 MO LIBOR          6.7
Lewiston                      118469.05     Purchase           6 MO LIBOR         4.95
New Paltz                     194942.39     Rate/Term RefinanceFixed Rate            0
Middletown                    208845.34     Cash Out Refinance Fixed Rate            0
Westgate                       95455.75     Purchase           6 MO LIBOR         4.45
Childs                         61053.35     Purchase           6 MO LIBOR         6.55
Detroit                        60179.38     Purchase           6 MO LIBOR          6.7
Miami                         179371.97     Cash Out Refinance 6 MO LIBOR          6.9
Ozone                           51148.7     Rate/Term Refinance6 MO LIBOR          6.4
Hazlehurst                     47065.12     Purchase           6 MO LIBOR          6.5
Southfield                     25511.81     Cash Out Refinance Fixed Rate            0
Saticoy                       339728.06     Cash Out Refinance Fixed Rate            0
Meskegon                       89714.58     Rate/Term Refinance6 MO LIBOR            7
Kearns                         99506.73     Purchase           6 MO LIBOR          5.4
Wawatosa                      124590.01     Cash Out Refinance 6 MO LIBOR            7
Saint Petersburg               78329.35     Cash Out Refinance 6 MO LIBOR          6.3
Charleroi                      58425.23     Cash Out Refinance Fixed Rate            0
Miami                          209105.2     Cash Out Refinance 6 MO LIBOR          6.8
Berkeley                      142579.55     Cash Out Refinance Fixed Rate            0
Aloha                          34107.09     Cash Out Refinance Fixed Rate            0
Oviedo                           339000     Cash Out Refinance 6 MO LIBOR         5.55
Kissimmee                      35326.57     Cash Out Refinance Fixed Rate            0
Hazlehurst                     65490.69     Purchase           6 MO LIBOR         6.35
Knoxville                      14827.91     Cash Out Refinance Fixed Rate            0
San Diego                      65779.61     Purchase           Fixed Rate            0
Salinas                       537576.76     Cash Out Refinance 6 MO LIBOR          6.6
Camden                         58372.14     Cash Out Refinance 6 MO LIBOR          6.1
Little Rock                    85303.61     Cash Out Refinance 6 MO LIBOR         6.75
Montgomery                     17135.75     Purchase           Fixed Rate            0
Murfreesboro                   16958.83     Cash Out Refinance Fixed Rate            0
La Chute                       39250.49     Rate/Term Refinance6 MO LIBOR          5.7
Beaumont                      107697.48     Rate/Term Refinance6 MO LIBOR         6.75
Fort Payne                     25913.19     Cash Out Refinance Fixed Rate            0
East McKeesport                67338.09     Cash Out Refinance 6 MO LIBOR            7
Lees Summit                     25338.3     Purchase           Fixed Rate            0
Joy                            15664.74     Purchase           Fixed Rate            0
South Bend                     59270.71     Purchase           6 MO LIBOR          5.7
Jamaica                       259150.18     Cash Out Refinance 6 MO LIBOR         4.85
Brookwood                      72691.67     Purchase           Fixed Rate            0
Bradenton                     103601.43     Purchase           6 MO LIBOR          5.2
Munroe Falls                  107521.41     Purchase           6 MO LIBOR          6.1
Kearns                          24678.9     Purchase           Fixed Rate            0
Pitcairn                        69485.1     Purchase           Fixed Rate            0
Adams                          20554.83     Purchase           Fixed Rate            0
San Diego                      69761.51     Purchase           Fixed Rate            0
Orient                        104254.43     Cash Out Refinance Fixed Rate            0
Escondido                      37794.32     Cash Out Refinance Fixed Rate            0
Peru                           98792.22     Cash Out Refinance 6 MO LIBOR          6.9
Cabot                          67197.76     Purchase           6 MO LIBOR          5.6
Sayville                      194673.57     Cash Out Refinance 6 MO LIBOR         4.55
Hewitt                        177717.59     Cash Out Refinance 6 MO LIBOR         4.65
Miami                            296800     Purchase           6 MO LIBOR          5.7
Poland                        114842.44     Cash Out Refinance 6 MO LIBOR         6.75
Bywood                         89537.57     Purchase           6 MO LIBOR         5.15
Jackson                        48910.17     Purchase           Fixed Rate            0
Albia                          50602.29     Purchase           Fixed Rate            0
Marion                         66282.44     Cash Out Refinance 6 MO LIBOR          6.3
Humboldt                       80667.78     Cash Out Refinance 6 MO LIBOR          6.1
Monroe                         98173.88     Rate/Term Refinance6 MO LIBOR            7
Atlanta                       334553.93     Rate/Term RefinanceFixed Rate            0
Neosho                         62345.89     Cash Out Refinance 6 MO LIBOR          4.9
Memphis                        50263.14     Cash Out Refinance Fixed Rate            0
Marenisco                     325520.15     Cash Out Refinance 6 MO LIBOR         4.95
Gallatin                       29507.06     Purchase           Fixed Rate            0
Bakersfield                   157116.83     Cash Out Refinance 6 MO LIBOR         6.05
Whitman                          226400     Purchase           6 MO LIBOR         4.65
Webb City                      65359.66     Cash Out Refinance 6 MO LIBOR            7
Topeka                        123569.88     Cash Out Refinance 6 MO LIBOR          4.8
Ocean City                       391000     Cash Out Refinance 6 MO LIBOR          5.8
Clearwater                    132136.58     Cash Out Refinance 6 MO LIBOR            6
Willeys                        71623.02     Purchase           6 MO LIBOR          4.8
Lemon Grove                   399753.56     Cash Out Refinance 6 MO LIBOR          6.8
Bloomington                   136120.77     Rate/Term Refinance6 MO LIBOR         6.35
Santa Maria                   359735.06     Cash Out Refinance 6 MO LIBOR         6.05
Cincinnati                     88583.77     Purchase           6 MO LIBOR          6.3
Hilton                         40355.12     Purchase           6 MO LIBOR         5.85
Neosho                         15466.04     Cash Out Refinance Fixed Rate            0
Clarksville                     62956.5     Purchase           Fixed Rate            0
Houston                        91611.01     Purchase           6 MO LIBOR          5.1
Jacksonville                  127082.93     Cash Out Refinance 6 MO LIBOR          6.7
Gladwin                        48288.77     Cash Out Refinance Fixed Rate            0
Whitman                        56475.82     Purchase           Fixed Rate            0
Lewisburg                      82387.92     Rate/Term Refinance6 MO LIBOR         6.85
Joppa                         102273.34     Rate/Term Refinance6 MO LIBOR         6.25
Pocomoke                      215646.99     Cash Out Refinance 6 MO LIBOR         5.65
Philadelphia                    63409.1     Cash Out Refinance 6 MO LIBOR         5.75
Everman                        68404.51     Cash Out Refinance Fixed Rate            0
Snow Hill                      90741.33     Cash Out Refinance 6 MO LIBOR          5.1
Ironton                        51362.65     Purchase           6 MO LIBOR         6.55
Rutland                        77604.16     Cash Out Refinance 6 MO LIBOR         5.85
Charlotte                       29934.3     Cash Out Refinance Fixed Rate            0
Easton                           134150     Cash Out Refinance 6 MO LIBOR         4.75
Baugh                          68173.95     Cash Out Refinance 6 MO LIBOR          6.3
Baugh                          58916.45     Cash Out Refinance 6 MO LIBOR         5.95
Temecula                       56061.75     Cash Out Refinance Fixed Rate            0
Massillon                      91583.86     Cash Out Refinance 6 MO LIBOR          5.7
Palm Bay                      119498.27     Cash Out Refinance 6 MO LIBOR         6.65
Bacone                          59604.5     Cash Out Refinance 6 MO LIBOR         6.45
Henderson                      49424.32     Cash Out Refinance Fixed Rate            0
Bratenahl                      71762.03     Purchase           6 MO LIBOR         6.65
Trenton                         77128.8     Cash Out Refinance 6 MO LIBOR         6.25
Lawton                         60102.48     Cash Out Refinance Fixed Rate            0
Saint Helen                    47587.41     Rate/Term Refinance6 MO LIBOR            7
Bakersfield                   174783.71     Cash Out Refinance 6 MO LIBOR         5.95
Charlotte                        256800     Purchase           6 MO LIBOR         5.05
REDDING                       354315.45     Cash Out Refinance 6 MO LIBOR            6
Weehawken                      51055.76     Purchase           Fixed Rate            0
Abita Springs                  59834.05     Purchase           6 MO LIBOR         5.65
Crawfordsville                 86643.13     Cash Out Refinance 6 MO LIBOR         6.25
Reynoldsburg                   82854.34     Purchase           6 MO LIBOR         5.45
Monroe                          43243.9     Cash Out Refinance 6 MO LIBOR            7
Incline Village               734996.84     Cash Out Refinance 6 MO LIBOR         5.75
Reynoldsburg                   20769.65     Purchase           Fixed Rate            0
North East                      20744.5     Purchase           Fixed Rate            0
Mesa                          109691.24     Cash Out Refinance 6 MO LIBOR         5.85
Saint Louis                    56198.13     Cash Out Refinance 6 MO LIBOR          5.4
Cape Coral                     40203.97     Purchase           Fixed Rate            0
Pittsfield                     51471.08     Purchase           Fixed Rate            0
Elwood                        407387.99     Cash Out Refinance Fixed Rate            0
Basin                             48441     Purchase           6 MO LIBOR            7
Momence                        73573.25     Cash Out Refinance 6 MO LIBOR         6.25
Millersville                  597105.59     Cash Out Refinance 6 MO LIBOR          5.5
San Leandro                   180737.08     Cash Out Refinance 6 MO LIBOR         5.75
San Leandro                    45276.72     Cash Out Refinance Fixed Rate            0
Strawberry Plains               87581.8     Cash Out Refinance Fixed Rate            0
Flanders                      183896.58     Cash Out Refinance Fixed Rate            0
Jacksonville                   86406.35     Cash Out Refinance 6 MO LIBOR         5.25
Bronx                            348000     Cash Out Refinance 6 MO LIBOR         5.65
Cucamonga                     351199.39     Purchase           6 MO LIBOR         4.95
Gary                          147264.47     Purchase           6 MO LIBOR            7
Newburgh                      494999.99     Purchase           6 MO LIBOR          5.4
Detroit                        75720.66     Cash Out Refinance 6 MO LIBOR         5.35
Lawrenceburg                   83040.82     Rate/Term Refinance6 MO LIBOR         5.15
Youngstown                     41520.73     Cash Out Refinance Fixed Rate            0
Milford                         44890.4     Cash Out Refinance Fixed Rate            0
Lawrence                      194570.63     Cash Out Refinance 6 MO LIBOR            7
Tampa                            188000     Cash Out Refinance 6 MO LIBOR         5.55
Wichita                        52803.47     Purchase           6 MO LIBOR         6.55
Warren                         69956.34     Cash Out Refinance 6 MO LIBOR         6.35
Longwood                      244518.88     Cash Out Refinance 6 MO LIBOR         6.25
Croydon                       125042.61     Cash Out Refinance 6 MO LIBOR          6.1
Vallejo                       329962.13     Cash Out Refinance 6 MO LIBOR          6.7
Gretna                         69965.09     Cash Out Refinance 6 MO LIBOR          6.5
Chicago                        258637.8     Cash Out Refinance Fixed Rate            0
Eastend                        54570.89     Cash Out Refinance 6 MO LIBOR            7
Franklinville                 144941.11     Cash Out Refinance 6 MO LIBOR          4.8
Indianapolis                   51754.68     Cash Out Refinance 6 MO LIBOR         5.75
Benton Harbor                  49816.89     Cash Out Refinance 6 MO LIBOR         5.95
Colburn                        84830.71     Cash Out Refinance 6 MO LIBOR          6.5
Naples                        267652.26     Cash Out Refinance 6 MO LIBOR          5.1
Dover                          18762.63     Cash Out Refinance Fixed Rate            0
Powell                        106772.59     Purchase           6 MO LIBOR          5.2
Raytown                         77657.4     Purchase           6 MO LIBOR            7
Bayside                       492524.95     Cash Out Refinance 6 MO LIBOR         5.45
Tampa                         161783.66     Cash Out Refinance 6 MO LIBOR         6.05
Alexander City                 54740.18     Cash Out Refinance Fixed Rate            0
Sango                          85809.52     Cash Out Refinance 6 MO LIBOR         6.15
Abita Springs                  14821.01     Purchase           Fixed Rate            0
Ocala                          96699.64     Purchase           6 MO LIBOR          4.6
Baton Rouge                       51853     Cash Out Refinance 6 MO LIBOR            7
Birmingham                        64600     Purchase           6 MO LIBOR         5.35
Coshocton                         80000     Cash Out Refinance 6 MO LIBOR         5.65
Kalkaska                      118606.44     Cash Out Refinance 6 MO LIBOR            7
Moreno                         94232.57     Purchase           Fixed Rate            0
Lemay                          85237.19     Rate/Term Refinance6 MO LIBOR          6.8
Portland                      104299.97     Purchase           6 MO LIBOR         4.55
Dellwood                        67324.3     Purchase           6 MO LIBOR          6.8
Macomb                         358238.2     Cash Out Refinance 6 MO LIBOR          5.8
Philadelphia                   58318.46     Purchase           6 MO LIBOR          6.5
Kenner                           240975     Purchase           6 MO LIBOR         6.05
Owasso                        129997.19     Cash Out Refinance Fixed Rate            0
Mira Loma                     130644.96     Purchase           Fixed Rate            0
Coshocton                      19435.47     Cash Out Refinance Fixed Rate            0
Kenner                          49547.8     Cash Out Refinance 6 MO LIBOR          4.4
Tulsa                          46557.83     Purchase           6 MO LIBOR         6.75
Clarksville                    15765.39     Purchase           Fixed Rate            0
Dixie                          51903.53     Cash Out Refinance 6 MO LIBOR            7
Fairborn                       79599.24     Cash Out Refinance 6 MO LIBOR         4.75
Miami                         167072.03     Purchase           6 MO LIBOR         4.95
Tacoma                         51826.38     Cash Out Refinance Fixed Rate            0
Elizabeth                      49963.94     Cash Out Refinance Fixed Rate            0
Barren                          60987.3     Purchase           6 MO LIBOR         6.35
Barry Lakes                   181882.68     Cash Out Refinance Fixed Rate            0
Springfield                    66231.21     Rate/Term Refinance6 MO LIBOR         6.45
Cucamonga                      87474.75     Purchase           Fixed Rate            0
Broken Arrow                   95060.66     Cash Out Refinance 6 MO LIBOR         5.95
Newark                           413250     Purchase           6 MO LIBOR          6.2
Saegertown                    111269.04     Cash Out Refinance 6 MO LIBOR          4.3
Brooklyn                      328397.71     Purchase           6 MO LIBOR          5.5
Brooklyn                       82418.12     Purchase           Fixed Rate            0
Amelia City                   412849.84     Purchase           6 MO LIBOR          6.6
Alpharetta                    255872.39     Cash Out Refinance 6 MO LIBOR          6.2
Lewiston                       29332.76     Purchase           Fixed Rate            0
Chattanooga                    49791.38     Cash Out Refinance 6 MO LIBOR         5.85
Dayton                        163265.54     Purchase           6 MO LIBOR         5.25
Flushing                      347728.48     Cash Out Refinance 6 MO LIBOR          4.9
Richmond                       69058.86     Cash Out Refinance 6 MO LIBOR         6.35
Tampa                         193567.27     Cash Out Refinance 6 MO LIBOR          6.6
Nora                           45714.92     Cash Out Refinance 6 MO LIBOR          6.2
Alameda                        91285.09     Cash Out Refinance Fixed Rate            0
Birmingham                     16118.95     Purchase           Fixed Rate            0
La Tijera                        425700     Cash Out Refinance 6 MO LIBOR          6.2
Daytona Beach                  87136.89     Cash Out Refinance 6 MO LIBOR         6.25
Poughkeepsie                  163127.57     Cash Out Refinance 6 MO LIBOR         6.25
West Jordan                   116395.34     Cash Out Refinance 6 MO LIBOR          5.7
Fontana                       457900.22     Cash Out Refinance 6 MO LIBOR          6.6
Kansas City                    22458.59     Purchase           Fixed Rate            0
Cimarron                      389196.74     Cash Out Refinance 6 MO LIBOR         5.65
Saginaw                        41452.26     Cash Out Refinance 6 MO LIBOR          6.8
Dunbar                         55801.13     Cash Out Refinance 6 MO LIBOR         5.85
Philadelphia                   89624.13     Purchase           6 MO LIBOR          5.8
Memphis                        50196.02     Cash Out Refinance 6 MO LIBOR          6.7
Seymour                        344400.3     Cash Out Refinance Fixed Rate            0
Middletown                    359049.11     Cash Out Refinance 6 MO LIBOR          6.6
Caro                          107697.48     Purchase           6 MO LIBOR          6.5
Charlotte                      92396.59     Rate/Term Refinance6 MO LIBOR          5.5
Gracey                         40333.99     Rate/Term Refinance6 MO LIBOR         6.15
Chville                       228653.36     Cash Out Refinance 6 MO LIBOR          6.2
Avondale                       73792.33     Purchase           Fixed Rate            0
Cleveland                     127785.06     Cash Out Refinance 6 MO LIBOR         6.15
Miami                         193221.98     Purchase           6 MO LIBOR          4.7
West Jordan                    29020.95     Cash Out Refinance Fixed Rate            0
Barr                          287364.69     Rate/Term Refinance6 MO LIBOR            5
Powderly                       66445.78     Purchase           Fixed Rate            0
Detroit                        62810.34     Cash Out Refinance 6 MO LIBOR         6.75
Norco                         524135.72     Purchase           6 MO LIBOR            5
Dayton                         40942.22     Purchase           Fixed Rate            0
Obetz                          80715.23     Cash Out Refinance 6 MO LIBOR         6.25
Wheeler                           80461     Cash Out Refinance 6 MO LIBOR          6.3
Rising Fawn                   238993.08     Cash Out Refinance Fixed Rate            0
Bellfntn                       68141.25     Cash Out Refinance 6 MO LIBOR          5.9
Roselle Park                  199713.71     Cash Out Refinance 6 MO LIBOR         4.85
Memphis                        65272.28     Cash Out Refinance Fixed Rate            0
Yaphank                        38148.92     Purchase           Fixed Rate            0
Canton                        183870.57     Purchase           6 MO LIBOR          4.9
Tahlequah                      54861.15     Cash Out Refinance Fixed Rate            0
Gorham                        156144.45     Rate/Term Refinance6 MO LIBOR         4.65
Metairie                      245207.13     Purchase           6 MO LIBOR         5.85
Memphis                         64364.4     Cash Out Refinance 6 MO LIBOR          5.8
Willeys                        17728.12     Purchase           Fixed Rate            0
Arkoma                         52068.73     Purchase           6 MO LIBOR          6.3
Clearwater                     49455.25     Cash Out Refinance 6 MO LIBOR          6.3
Fishkill                      172671.89     Cash Out Refinance Fixed Rate            0
Bellaire                      210143.96     Cash Out Refinance 6 MO LIBOR         4.25
New Smyrna Beach                 338006     Purchase           6 MO LIBOR          4.6
Moss Point                     59783.09     Purchase           6 MO LIBOR            7
Hanford                        83819.59     Purchase           6 MO LIBOR          4.8
Lohrville                      58777.42     Purchase           6 MO LIBOR          6.4
Somerville                    353584.57     Cash Out Refinance Fixed Rate            0
Thornville                     76236.51     Cash Out Refinance 6 MO LIBOR            7
Concord                       125854.25     Cash Out Refinance 6 MO LIBOR         6.05
Savannah                      363981.45     Cash Out Refinance 6 MO LIBOR          5.9
Aliq                           55822.63     Purchase           6 MO LIBOR         6.05
Cincinnati                     75764.14     Purchase           6 MO LIBOR          5.9
Cleveland                      68994.38     Purchase           6 MO LIBOR          6.7
Docena                         41139.54     Cash Out Refinance 6 MO LIBOR         6.75
Tulsa                          46317.76     Cash Out Refinance Fixed Rate            0
MULDROW                        51768.73     Rate/Term Refinance6 MO LIBOR         6.65
Ormond Beach                  266865.03     Cash Out Refinance 6 MO LIBOR          6.7
Jackson                        44860.24     Purchase           6 MO LIBOR         6.65
Jackson                        57829.03     Cash Out Refinance 6 MO LIBOR            6
Compton                       270670.94     Cash Out Refinance 6 MO LIBOR            5
Compton                         67811.1     Cash Out Refinance Fixed Rate            0
Pine Bush                     171354.05     Cash Out Refinance Fixed Rate            0
Marion                         78033.11     Rate/Term Refinance6 MO LIBOR          6.6
Ldhl                           44794.23     Purchase           6 MO LIBOR          6.5
Topeka                         30537.75     Cash Out Refinance Fixed Rate            0
Detroit                        55812.57     Purchase           6 MO LIBOR         5.95
Yonkers                       517399.91     Cash Out Refinance Fixed Rate            0
Pomona                        102578.36     Cash Out Refinance Fixed Rate            0
Orlando                        49155.57     Cash Out Refinance 6 MO LIBOR          4.8
Shreveport                     50848.06     Cash Out Refinance 6 MO LIBOR         6.55
Galesburg                     229434.25     Cash Out Refinance 6 MO LIBOR         5.35
Wyoming                        94718.91     Cash Out Refinance 6 MO LIBOR         6.85
Concord                       475999.83     Purchase           6 MO LIBOR          5.2
Dresser                        76583.89     Cash Out Refinance 6 MO LIBOR         5.95
Dillon                         52903.56     Cash Out Refinance Fixed Rate            0
Philadelphia                   48310.01     Cash Out Refinance 6 MO LIBOR         5.55
Manorville                    335129.33     Cash Out Refinance Fixed Rate            0
Hayward                       597507.18     Purchase           6 MO LIBOR          5.6
West End                       42342.75     Purchase           6 MO LIBOR          5.7
WARREN                         67938.69     Purchase           6 MO LIBOR            7
Roswell                       338720.98     Cash Out Refinance 6 MO LIBOR          6.2
Dayton                         66333.84     Cash Out Refinance 6 MO LIBOR            7
Tulsa                          61768.32     Purchase           6 MO LIBOR          6.1
Carson City                   239002.91     Cash Out Refinance 6 MO LIBOR          5.3
Davie                         491157.19     Cash Out Refinance 6 MO LIBOR            7
Orlando                        88940.24     Purchase           6 MO LIBOR            7
Monroe                           240000     Cash Out Refinance 6 MO LIBOR          5.1
Brooklyn                      229816.43     Cash Out Refinance Fixed Rate            0
Easton                         33145.89     Cash Out Refinance Fixed Rate            0
Finger                         26920.43     Purchase           Fixed Rate            0
Grand Blanc                   238153.21     Cash Out Refinance 6 MO LIBOR            7
Milford                        96541.47     Cash Out Refinance 6 MO LIBOR            7
Akron                          283945.6     Purchase           6 MO LIBOR          6.2
Saint Louis                    54675.56     Cash Out Refinance 6 MO LIBOR         6.65
Stafford                      222375.58     Rate/Term Refinance6 MO LIBOR         4.95
Washington                     15378.69     Cash Out Refinance Fixed Rate            0
Villa Grove                    93973.01     Cash Out Refinance Fixed Rate            0
Sault Sainte Marie             46657.17     Cash Out Refinance 6 MO LIBOR         6.65
Elwood                         87974.73     Cash Out Refinance 6 MO LIBOR          6.4
Ocala                         135327.91     Purchase           6 MO LIBOR          5.1
Bronx                           86838.2     Cash Out Refinance Fixed Rate            0
Hamilton                      133142.98     Rate/Term RefinanceFixed Rate            0
Riverview                     286559.93     Cash Out Refinance 6 MO LIBOR          6.1
Wichita                        63559.09     Rate/Term Refinance6 MO LIBOR          6.2
Mattawan                       94153.24     Purchase           6 MO LIBOR         5.35
Stafford                       41083.04     Cash Out Refinance Fixed Rate            0
Dunn                          106690.62     Purchase           6 MO LIBOR         5.15
Alta Loma                     327986.68     Cash Out Refinance 6 MO LIBOR         4.75
Alta Loma                      81696.61     Cash Out Refinance Fixed Rate            0
Mexico                         40332.94     Cash Out Refinance Fixed Rate            0
Mesquite                       95334.98     Cash Out Refinance Fixed Rate            0
Glenville                     690393.52     Purchase           6 MO LIBOR          6.9
Phoenix                       226916.59     Cash Out Refinance 6 MO LIBOR         5.05
Hayward                       311984.02     Cash Out Refinance 6 MO LIBOR          5.8
Clarksburg                     57402.08     Cash Out Refinance Fixed Rate            0
Jackson                        50286.43     Purchase           6 MO LIBOR          6.2
Venice                        319712.14     Cash Out Refinance 6 MO LIBOR         6.35
Colonial Heights              106756.83     Cash Out Refinance 6 MO LIBOR         6.75
Camden                         15971.69     Purchase           Fixed Rate            0
Spencer                        72681.68     Cash Out Refinance 6 MO LIBOR          6.4
Wellston                      250848.87     Cash Out Refinance 6 MO LIBOR         5.55
Hayward                        77772.45     Cash Out Refinance Fixed Rate            0
Roanoke                        67674.54     Purchase           6 MO LIBOR         5.65
Heer Park                     325900.35     Cash Out Refinance Fixed Rate            0
Harrison                       59664.66     Purchase           6 MO LIBOR         4.65
Pryor                          56855.33     Purchase           6 MO LIBOR          6.8
Dallas                         42638.73     Cash Out Refinance Fixed Rate            0
Mesquite                        63509.3     Cash Out Refinance Fixed Rate            0
Mesquite                       63506.85     Cash Out Refinance Fixed Rate            0
Parkview                      242949.83     Rate/Term Refinance6 MO LIBOR          6.2
Slaton                         39865.38     Cash Out Refinance 6 MO LIBOR         4.75
Bassett                       334604.03     Cash Out Refinance 6 MO LIBOR         6.65
Eglon                            344250     Cash Out Refinance 6 MO LIBOR          5.1
Bel Nor                        77621.49     Cash Out Refinance 6 MO LIBOR          5.8
Cabot                          16850.62     Purchase           Fixed Rate            0
Toledo                         74839.51     Purchase           6 MO LIBOR         4.95
Rock Island                    62694.86     Cash Out Refinance 6 MO LIBOR         5.75
Beaufort                      269096.48     Cash Out Refinance 6 MO LIBOR            7
Charlotte                      20954.01     Cash Out Refinance Fixed Rate            0
Massapequa                     78382.26     Cash Out Refinance Fixed Rate            0
Bardwell                      122022.54     Cash Out Refinance 6 MO LIBOR            7
Staten Island                 403620.27     Cash Out Refinance 6 MO LIBOR         6.35
Vallejo                        253715.5     Cash Out Refinance 6 MO LIBOR         5.95
Arleta                        290163.86     Cash Out Refinance 6 MO LIBOR         5.55
Tulsa                          76239.37     Purchase           6 MO LIBOR         6.25
Columbia                      179334.07     Cash Out Refinance 6 MO LIBOR         6.75
Lancaster                      57397.49     Purchase           6 MO LIBOR          6.5
Memphis                        65988.42     Cash Out Refinance Fixed Rate            0
Evansville                     54686.28     Purchase           6 MO LIBOR         6.25
Passyunk                      122528.58     Cash Out Refinance 6 MO LIBOR          6.1
Brookville                     65692.51     Purchase           6 MO LIBOR         5.85
Akron                             58807     Purchase           6 MO LIBOR         6.65
Payne                          47417.29     Cash Out Refinance 6 MO LIBOR            7
                               43474.85     Rate/Term RefinanceFixed Rate            0
Arlington                      80341.23     Cash Out Refinance Fixed Rate            0
Seattle                          199600     Purchase           6 MO LIBOR         4.75
Mounds                         68831.17     Cash Out Refinance 6 MO LIBOR          6.9
Walden                        325175.32     Cash Out Refinance 6 MO LIBOR          6.4
Allentown                     269050.81     Cash Out Refinance 6 MO LIBOR          6.4
Ocala                          18007.39     Purchase           Fixed Rate            0
Philadelphia                  103346.72     Cash Out Refinance 6 MO LIBOR          6.8
Philadelphia                   69512.24     Purchase           6 MO LIBOR            6
Riverdale                     115102.51     Cash Out Refinance 6 MO LIBOR         5.25
McRae                          61040.55     Cash Out Refinance Fixed Rate            0
Rockford                         190400     Cash Out Refinance 6 MO LIBOR            5
Transfer                          93100     Rate/Term Refinance6 MO LIBOR         5.85
Newark                         96286.51     Purchase           6 MO LIBOR         4.75
Denver                        118278.91     Rate/Term Refinance6 MO LIBOR          5.5
Rockford                       47470.74     Cash Out Refinance Fixed Rate            0
Hardwick                      258664.04     Cash Out Refinance Fixed Rate            0
Sun City                      103174.59     Cash Out Refinance 6 MO LIBOR         4.54
Sacramento                       208000     Purchase           6 MO LIBOR            5
Bywood                         43883.22     Purchase           6 MO LIBOR         5.95
Toledo                         46672.88     Purchase           6 MO LIBOR         6.65
Calumet City                  134491.72     Cash Out Refinance 6 MO LIBOR         5.85
Elwood                         81799.52     Rate/Term Refinance6 MO LIBOR         5.55
Lorane                         69979.47     Rate/Term Refinance6 MO LIBOR         6.25
Rexmont                         83638.2     Cash Out Refinance 6 MO LIBOR          5.6
East Tawas                     57347.45     Purchase           6 MO LIBOR          6.7
Holly Hill                      99472.2     Purchase           Fixed Rate            0
West Columbia                  43951.66     Cash Out Refinance 6 MO LIBOR            7
Elbert                         376494.8     Cash Out Refinance 6 MO LIBOR          4.8
Brookville                     16476.76     Purchase           Fixed Rate            0
Dallas                        346310.43     Cash Out Refinance 6 MO LIBOR         5.85
Brooklyn                      281099.81     Cash Out Refinance Fixed Rate            0
Old Hickory                    83123.53     Purchase           6 MO LIBOR          6.3
Bergenfield                    258424.5     Cash Out Refinance 6 MO LIBOR          5.2
Hammond                       170351.06     Cash Out Refinance 6 MO LIBOR            6
Sacramento                     51857.56     Purchase           Fixed Rate            0
Middletown                      71796.2     Purchase           6 MO LIBOR         6.45
Tucson                        119320.03     Cash Out Refinance 6 MO LIBOR          4.9
Greenacres                     156859.8     Cash Out Refinance 6 MO LIBOR          4.2
Miami                            336000     Purchase           6 MO LIBOR         4.95
Boston                        402932.53     Cash Out Refinance 6 MO LIBOR          6.9
Colerain                       82722.26     Cash Out Refinance 6 MO LIBOR          6.6
Murray City                    39820.85     Purchase           6 MO LIBOR         5.95
Jamaica                       389221.98     Cash Out Refinance 6 MO LIBOR          5.4
Tulsa                          15464.67     Purchase           Fixed Rate            0
Sharon                         46691.33     Purchase           6 MO LIBOR          6.4
Tucson                         29895.93     Cash Out Refinance Fixed Rate            0
Crestview                     367852.06     Cash Out Refinance 6 MO LIBOR         5.85
Aurora                           137600     Cash Out Refinance 6 MO LIBOR         5.05
Chapel Hill                   253325.04     Purchase           6 MO LIBOR          4.9
Kissimmee                      31537.95     Purchase           Fixed Rate            0
Reno                             255200     Purchase           6 MO LIBOR          5.5
Fontana                       226452.36     Cash Out Refinance 6 MO LIBOR         4.55
Lemont                        393601.99     Cash Out Refinance 6 MO LIBOR            6
Weare                          35936.51     Purchase           Fixed Rate            0
Newburgh                       27439.68     Purchase           Fixed Rate            0
Granville                      55074.78     Cash Out Refinance 6 MO LIBOR          6.5
Monument                      238663.01     Purchase           6 MO LIBOR          5.5
Evesham                       453514.91     Cash Out Refinance 6 MO LIBOR            7
Westgate                       23937.26     Purchase           Fixed Rate            0
Rockford                       39773.16     Purchase           6 MO LIBOR            6
Youngstown                     40377.68     Purchase           6 MO LIBOR          6.5
Burlington                     68518.01     Rate/Term Refinance6 MO LIBOR          5.4
Detroit                        57840.85     Cash Out Refinance 6 MO LIBOR          6.6
Calcutta                       40882.76     Cash Out Refinance 6 MO LIBOR         6.35
Knauers                       498302.91     Cash Out Refinance 6 MO LIBOR         6.95
Rocky Point                    143274.4     Cash Out Refinance Fixed Rate            0
Cloquet                        95250.39     Cash Out Refinance 6 MO LIBOR            7
Fort Myers                    228132.37     Purchase           6 MO LIBOR          4.9
Limington                     111818.21     Rate/Term Refinance6 MO LIBOR         4.55
Grottoes                      129756.73     Cash Out Refinance 6 MO LIBOR         5.05
Lakemore                       95724.27     Purchase           6 MO LIBOR          6.2
Avery                          53848.76     Cash Out Refinance 6 MO LIBOR          6.4
Peabody                       502715.89     Cash Out Refinance 6 MO LIBOR         6.15
Jamestown                      49001.68     Cash Out Refinance Fixed Rate            0
Harrison                       14949.19     Purchase           Fixed Rate            0
Gretna                         75476.66     Cash Out Refinance Fixed Rate            0
Ellenwood                     168633.83     Cash Out Refinance 6 MO LIBOR         5.55
Midland                        66403.57     Purchase           6 MO LIBOR          6.3
Auburndale                      62763.2     Purchase           6 MO LIBOR         6.25
Oaklandon                       64608.9     Cash Out Refinance Fixed Rate            0
Obetz                          74604.96     Purchase           6 MO LIBOR         5.45
Galaxy                         71520.45     Cash Out Refinance 6 MO LIBOR          5.7
Wonder Lake                      132000     Purchase           6 MO LIBOR          5.6
Caro                             123500     Cash Out Refinance 6 MO LIBOR         5.65
Staten Island                 180985.39     Cash Out Refinance 6 MO LIBOR          4.6
Akron                          56800.17     Purchase           6 MO LIBOR          6.3
Westland                       42939.36     Cash Out Refinance Fixed Rate            0
Milford                       236827.41     Cash Out Refinance 6 MO LIBOR         6.15
Marysville                     49858.36     Cash Out Refinance Fixed Rate            0
Philadelphia                  189208.74     Cash Out Refinance 6 MO LIBOR          6.3
Tampa                         139105.17     Cash Out Refinance 6 MO LIBOR         6.75
Sun City                       211094.8     Cash Out Refinance 6 MO LIBOR          4.8
San Diego                     207064.46     Cash Out Refinance Fixed Rate            0
Arleta                         166088.3     Cash Out Refinance 6 MO LIBOR          4.3
Black Jack                       109600     Cash Out Refinance 6 MO LIBOR         5.05
Elyria                         94170.54     Cash Out Refinance 6 MO LIBOR         6.05
Fairborn                       19941.57     Cash Out Refinance Fixed Rate            0
Key West                      573289.73     Cash Out Refinance 6 MO LIBOR         5.05
Saydel                         80743.42     Rate/Term Refinance6 MO LIBOR            6
Tonawanda                     127060.88     Cash Out Refinance 6 MO LIBOR         6.35
Southpoint                     51820.71     Cash Out Refinance 6 MO LIBOR         6.05
Kissimmee                     352118.83     Cash Out Refinance 6 MO LIBOR          5.8
Naranja                          164000     Purchase           6 MO LIBOR          4.7
Phoenix                        56874.98     Cash Out Refinance Fixed Rate            0
Pittsburgh                    136419.94     Cash Out Refinance 6 MO LIBOR         6.05
Montz                          87101.78     Rate/Term RefinanceFixed Rate            0
Progress                      171956.56     Purchase           6 MO LIBOR          4.8
Salem                          62819.84     Cash Out Refinance 6 MO LIBOR            7
Wharton                        263195.4     Cash Out Refinance 6 MO LIBOR         4.55
Sullivan                       80718.02     Purchase           6 MO LIBOR         5.75
Saginaw                        49832.68     Purchase           6 MO LIBOR            7
Waco                           53392.13     Cash Out Refinance 6 MO LIBOR            7
Waco                           41899.39     Cash Out Refinance 6 MO LIBOR          6.4
Bend                          574592.77     Cash Out Refinance 6 MO LIBOR         4.95
Lakewood                      264923.72     Cash Out Refinance 6 MO LIBOR         6.15
Miami                         130290.08     Cash Out Refinance Fixed Rate            0
Damascus                      335216.96     Cash Out Refinance 6 MO LIBOR          4.5
Steuben                        85072.33     Cash Out Refinance Fixed Rate            0
Buffalo                        81543.58     Cash Out Refinance Fixed Rate            0
Monument                       59779.72     Purchase           Fixed Rate            0
Mars Hill                      87496.54     Purchase           6 MO LIBOR          4.8
Virginia Beach                258752.31     Cash Out Refinance 6 MO LIBOR         5.25
Englewood                        120398     Purchase           6 MO LIBOR         4.95
Monessen                        41150.1     Cash Out Refinance 6 MO LIBOR          5.8
Hawley                        109622.94     Cash Out Refinance 6 MO LIBOR          6.2
Chapel Hill                    47644.29     Purchase           Fixed Rate            0
Ironwood                       56739.19     Cash Out Refinance 6 MO LIBOR            6
Fontana                        89699.46     Cash Out Refinance Fixed Rate            0
New Orleans                   227950.76     Rate/Term Refinance6 MO LIBOR         6.35
Marne                          82091.58     Rate/Term Refinance6 MO LIBOR          6.4
Conroe                        278375.46     Purchase           6 MO LIBOR          5.6
Middletown                    159289.82     Cash Out Refinance 6 MO LIBOR         4.75
CAMPBELL                       70168.68     Cash Out Refinance 6 MO LIBOR         6.25
Baldy Mesa                       208000     Purchase           6 MO LIBOR         4.75
Baldy Mesa                     51882.81     Purchase           Fixed Rate            0
Ocala                          33951.98     Purchase           Fixed Rate            0
Sharon Hill                    77644.56     Purchase           Fixed Rate            0
Forks                         246178.38     Rate/Term Refinance6 MO LIBOR         5.55
Albion                         84453.28     Cash Out Refinance 6 MO LIBOR         6.25
Conover                        76709.44     Purchase           6 MO LIBOR         5.75
Conroe                         69656.08     Purchase           Fixed Rate            0
Newark                        242230.28     Purchase           6 MO LIBOR          6.6
Pomona                        120413.15     Cash Out Refinance Fixed Rate            0
Erie                           76239.37     Cash Out Refinance 6 MO LIBOR          6.3
Stilwell                       304977.7     Cash Out Refinance 6 MO LIBOR         6.55
Lawrence                       53287.52     Cash Out Refinance 6 MO LIBOR          5.8
Los Angeles                      308000     Cash Out Refinance 6 MO LIBOR            5
Marne                          45451.58     Purchase           Fixed Rate            0
Mattawan                       23572.25     Purchase           Fixed Rate            0
Sullivan                       20003.67     Purchase           Fixed Rate            0
Black Jack                     27359.14     Cash Out Refinance Fixed Rate            0
Pulaski                        53802.23     Cash Out Refinance 6 MO LIBOR         6.25
Aurora                         27900.93     Cash Out Refinance Fixed Rate            0
Brockton                      177693.62     Cash Out Refinance 6 MO LIBOR         4.35
Hendersonville                103549.95     Cash Out Refinance Fixed Rate            0
Poland                         78792.95     Cash Out Refinance 6 MO LIBOR         4.75
Avondale                       18348.24     Purchase           Fixed Rate            0
West Palm Beach                99470.99     Purchase           6 MO LIBOR          5.1
Phoenix                       144007.74     Cash Out Refinance 6 MO LIBOR          5.5
Detroit                         69327.2     Cash Out Refinance 6 MO LIBOR          6.4
Deltona                       101593.34     Cash Out Refinance 6 MO LIBOR          5.7
Akron                         198843.36     Cash Out Refinance Fixed Rate            0
Waynesboro                     69444.75     Cash Out Refinance 6 MO LIBOR         6.35
Goodyear                         324000     Cash Out Refinance 6 MO LIBOR          5.5
Berkeley                       35464.37     Cash Out Refinance Fixed Rate            0
Cathedral City                   260000     Purchase           6 MO LIBOR          5.6
Naples                        278993.42     Cash Out Refinance 6 MO LIBOR         6.15
Cave Creek                       328000     Purchase           6 MO LIBOR          4.9
Fort Pierce                   218924.77     Purchase           6 MO LIBOR          5.4
Riviera Beach                 339641.14     Cash Out Refinance Fixed Rate            0
Medina                        129139.32     Rate/Term Refinance6 MO LIBOR         6.45
Washington Park                44809.75     Cash Out Refinance 6 MO LIBOR         6.25
Brooksville                    89677.08     Purchase           Fixed Rate            0
Poland                         19771.06     Cash Out Refinance Fixed Rate            0
Tuckerton                     137198.27     Cash Out Refinance 6 MO LIBOR         6.25
Keyport                       159187.95     Cash Out Refinance Fixed Rate            0
Dallas                        211627.93     Rate/Term Refinance6 MO LIBOR         5.35
Sabraton                      155621.83     Cash Out Refinance 6 MO LIBOR            7
Denver                          81110.2     Cash Out Refinance 6 MO LIBOR          4.1
Baton Rouge                       75737     Cash Out Refinance Fixed Rate            0
Wantagh                       323349.69     Cash Out Refinance Fixed Rate            0
Monrovia                         326000     Cash Out Refinance 6 MO LIBOR            5
Los Angeles                    76807.59     Cash Out Refinance Fixed Rate            0
Lancaster                     125855.04     Cash Out Refinance 6 MO LIBOR         4.95
Savannah                       58603.21     Cash Out Refinance 6 MO LIBOR          6.1
Dunn                           26762.22     Purchase           Fixed Rate            0
Mill Creek                     50005.23     Cash Out Refinance 6 MO LIBOR         6.05
Tampa                          34254.76     Cash Out Refinance Fixed Rate            0
Streetsboro                   268858.34     Rate/Term RefinanceFixed Rate            0
Newark                         41859.03     Purchase           Fixed Rate            0
Miami                          41899.49     Purchase           Fixed Rate            0
Farrell                        48012.47     Purchase           6 MO LIBOR         6.25
Liberty                       194166.22     Cash Out Refinance 6 MO LIBOR         5.25
Leroy                          66169.61     Purchase           6 MO LIBOR         5.55
Goodyear                       60615.79     Cash Out Refinance Fixed Rate            0
Sun City                       39677.65     Cash Out Refinance Fixed Rate            0
Fort Pierce                   145913.32     Purchase           6 MO LIBOR         4.85
Bakersfield                   118209.75     Purchase           6 MO LIBOR          4.4
Dix Hills                        232000     Purchase           6 MO LIBOR          4.9
Fairborn                       72082.28     Cash Out Refinance 6 MO LIBOR            7
Grand Rapids                  175119.97     Cash Out Refinance 6 MO LIBOR          5.8
Hampstead                      39889.91     Cash Out Refinance 6 MO LIBOR            6
Virden                         64439.16     Purchase           6 MO LIBOR         6.75
Hendersonville                 25940.28     Cash Out Refinance Fixed Rate            0
Wilson                         98553.72     Purchase           6 MO LIBOR          5.1
Otto                          158443.53     Cash Out Refinance 6 MO LIBOR          5.8
Salem                           86395.2     Rate/Term Refinance6 MO LIBOR            7
ROCKY COMFORT                  67359.89     Cash Out Refinance 6 MO LIBOR          6.7
San Diego                        236000     Cash Out Refinance 6 MO LIBOR         4.95
Cleveland                      44896.41     Cash Out Refinance 6 MO LIBOR          6.8
Wernersville                   80700.31     Cash Out Refinance 6 MO LIBOR            6
Taft                          101974.57     Cash Out Refinance Fixed Rate            0
Seattle                        49786.54     Purchase           Fixed Rate            0
Roscoe                         187174.6     Cash Out Refinance 6 MO LIBOR          5.8
Livermore                        432000     Cash Out Refinance 6 MO LIBOR         4.95
Bay Point                     372922.97     Cash Out Refinance Fixed Rate            0
Brooksville                    96464.23     Cash Out Refinance 6 MO LIBOR          5.3
Livermore                      97761.47     Cash Out Refinance Fixed Rate            0
Mansfield                      65369.35     Purchase           6 MO LIBOR          6.1
Ryland                         98573.91     Cash Out Refinance 6 MO LIBOR          6.1
Jackson                        43904.13     Cash Out Refinance 6 MO LIBOR            7
Commack                       480944.45     Cash Out Refinance Fixed Rate            0
Apple Valley                  171654.32     Purchase           6 MO LIBOR          5.1
Wilmington                     69584.63     Cash Out Refinance 6 MO LIBOR            7
Waukesha                      421129.73     Cash Out Refinance 6 MO LIBOR         5.75
Meriden                        25563.88     Purchase           Fixed Rate            0
San Diego                      58836.41     Cash Out Refinance Fixed Rate            0
Riviera Beach                  97309.22     Cash Out Refinance 6 MO LIBOR          6.9
Miami                          48506.62     Purchase           Fixed Rate            0
Wheatfield                    152469.55     Cash Out Refinance 6 MO LIBOR         6.85
Greene                         80507.99     Cash Out Refinance 6 MO LIBOR          6.4
                                 332223     Cash Out Refinance 6 MO LIBOR          4.9
Apple Valley                   42856.11     Purchase           Fixed Rate            0
Fort Pierce                    36616.12     Purchase           Fixed Rate            0
Otto                            39726.8     Cash Out Refinance Fixed Rate            0
Long Beach                    228792.66     Cash Out Refinance Fixed Rate            0
Long Beach                     57071.07     Cash Out Refinance Fixed Rate            0
Lodi                             302400     Cash Out Refinance 6 MO LIBOR          5.2
Lodi                           75389.98     Cash Out Refinance Fixed Rate            0
Plainfield                    152850.97     Cash Out Refinance 6 MO LIBOR          6.1
Amityville                    238734.38     Cash Out Refinance 6 MO LIBOR         4.05
Trenton                         44893.3     Cash Out Refinance 6 MO LIBOR          6.7
Amityville                    199920.56     Cash Out Refinance 6 MO LIBOR          3.9
Virginia Beach                 64885.57     Cash Out Refinance Fixed Rate            0
Rochester                       43002.2     Purchase           6 MO LIBOR          6.9
Murdock                        94183.75     Cash Out Refinance 6 MO LIBOR            7
Boardman                       42133.54     Purchase           6 MO LIBOR            7
Cave Creek                    367820.11     Purchase           6 MO LIBOR          4.9
Watts                         222476.92     Cash Out Refinance 6 MO LIBOR         5.05
Lynchburg                      14952.57     Purchase           Fixed Rate            0
Oakridge                       22238.04     Cash Out Refinance Fixed Rate            0
Hayward                       149557.18     Purchase           Fixed Rate            0
Las Vegas                        288900     Cash Out Refinance 6 MO LIBOR         5.85
Canton                         45926.16     Purchase           Fixed Rate            0
Seattle                       250053.38     Cash Out Refinance 6 MO LIBOR         6.45
Branch #1                        284000     Cash Out Refinance 6 MO LIBOR         4.65
Kearns                         24918.03     Purchase           Fixed Rate            0
San Diego                     261017.44     Cash Out Refinance Fixed Rate            0
Orange                        152395.97     Cash Out Refinance 6 MO LIBOR          6.2
Vandalia                       76212.55     Cash Out Refinance Fixed Rate            0
Kansas City                   350218.12     Cash Out Refinance 6 MO LIBOR         5.55
Mansfield                      16376.82     Purchase           Fixed Rate            0
Wilson                         24725.73     Purchase           Fixed Rate            0
Knoxville                      68616.98     Cash Out Refinance 6 MO LIBOR         5.15
Sandersdale                   142020.34     Rate/Term Refinance6 MO LIBOR         6.55
Walnut Park                      280000     Purchase           6 MO LIBOR         4.75
Monroe                         59864.77     Cash Out Refinance Fixed Rate            0
Columbus                       60189.79     Purchase           6 MO LIBOR         6.55
Basin                          39933.21     Purchase           6 MO LIBOR            7
Tarpon Springs                490195.48     Cash Out Refinance 6 MO LIBOR         5.55
West Adams                    241912.83     Purchase           6 MO LIBOR         4.95
West Adams                     60397.19     Purchase           Fixed Rate            0
Houston                       169420.88     Purchase           6 MO LIBOR         5.65
Leroy                          16580.56     Purchase           Fixed Rate            0
Chesapeake                     48179.34     Cash Out Refinance 6 MO LIBOR         6.55
Karns                          98005.19     Cash Out Refinance 6 MO LIBOR         5.25
Waynesfield                    63373.99     Cash Out Refinance 6 MO LIBOR          5.5
Oak Point                     501280.58     Purchase           Fixed Rate            0
Mesa                          547046.23     Cash Out Refinance 6 MO LIBOR         4.25
Sherwood                      182476.73     Purchase           Fixed Rate            0
Watts                          74749.02     Cash Out Refinance Fixed Rate            0
Seal Beach                       612000     Cash Out Refinance 6 MO LIBOR          4.8
Elbert                         23211.18     Cash Out Refinance Fixed Rate            0
CENTRAL ISLIP                  338490.8     Purchase           6 MO LIBOR         4.75
Parkland                         242800     Purchase           6 MO LIBOR         4.95
Clover                        274346.44     Purchase           6 MO LIBOR          4.6
Salem                          24970.75     Cash Out Refinance Fixed Rate            0
Buffalo                        42379.55     Cash Out Refinance Fixed Rate            0
Grand Rapids                   43896.76     Cash Out Refinance Fixed Rate            0
Miami                          83790.86     Purchase           Fixed Rate            0
Lancaster                      31277.05     Cash Out Refinance Fixed Rate            0
                               243914.8     Purchase           Fixed Rate            0
Cozy Lake                     214823.76     Purchase           6 MO LIBOR         5.35
Chicago Ridge                 159285.42     Purchase           6 MO LIBOR         6.45
Commerce                      331499.14     Rate/Term Refinance6 MO LIBOR         6.05
DOUGLAS                        46597.33     Cash Out Refinance 6 MO LIBOR         5.85
Oxnard                           388000     Purchase           6 MO LIBOR          5.5
Asheville                        191200     Cash Out Refinance 6 MO LIBOR          4.8
Karns                          24517.84     Cash Out Refinance Fixed Rate            0
Stanwood                       59826.68     Purchase           6 MO LIBOR         6.05
Miami                         251047.26     Cash Out Refinance 6 MO LIBOR          6.4
Lubbock                          105200     Purchase           6 MO LIBOR          5.9
Auburn                        187866.58     Purchase           6 MO LIBOR          4.6
Unity                          73329.39     Cash Out Refinance 6 MO LIBOR         5.95
Newtown                       431223.99     Cash Out Refinance 6 MO LIBOR            7
Crystal River                 236855.14     Cash Out Refinance 6 MO LIBOR          6.8
Bakersfield                     29637.2     Purchase           Fixed Rate            0
Denver                           180800     Cash Out Refinance 6 MO LIBOR          5.5
Cozy Lake                      53920.38     Purchase           Fixed Rate            0
Chicago                        147486.6     Cash Out Refinance 6 MO LIBOR         6.35
Naranja                       214239.07     Cash Out Refinance 6 MO LIBOR            6
Wilmington                     93495.38     Cash Out Refinance Fixed Rate            0
Stuart                         68469.38     Purchase           6 MO LIBOR         5.25
Vernon                        284437.87     Cash Out Refinance 6 MO LIBOR         6.65
Orlando                       163202.66     Cash Out Refinance 6 MO LIBOR         6.05
Mars Hill                      21872.74     Purchase           Fixed Rate            0
Lomita                         514957.3     Purchase           6 MO LIBOR         5.05
Albany                         67772.47     Purchase           Fixed Rate            0
Milton                         46640.12     Purchase           6 MO LIBOR          5.8
Hermiston                     102680.19     Purchase           6 MO LIBOR         4.75
South Gate                    254658.57     Rate/Term RefinanceFixed Rate            0
Lancaster                     137366.57     Cash Out Refinance 6 MO LIBOR         6.85
Kearns                        182066.23     Rate/Term Refinance6 MO LIBOR         6.05
Temecula                         348000     Cash Out Refinance 6 MO LIBOR         5.75
San Antonio                    68557.54     Purchase           6 MO LIBOR         5.35
Rochester                      101697.4     Purchase           6 MO LIBOR          5.8
Grottoes                       32551.36     Cash Out Refinance Fixed Rate            0
West Palm Beach                24941.02     Purchase           Fixed Rate            0
Springfield                    67358.97     Cash Out Refinance 6 MO LIBOR            7
Hazelwood                      19542.22     Purchase           Fixed Rate            0
Orlando                        64130.35     Purchase           6 MO LIBOR          4.7
Clover                         68848.98     Purchase           Fixed Rate            0
Westmorland                   116513.91     Cash Out Refinance 6 MO LIBOR            6
Riverview                      49944.39     Purchase           6 MO LIBOR         6.45
Drew                           79855.87     Cash Out Refinance 6 MO LIBOR            6
Parkdale                      107530.21     Purchase           6 MO LIBOR         6.25
Cleveland                     346346.38     Purchase           6 MO LIBOR          4.9
Mansfield                      45478.71     Cash Out Refinance 6 MO LIBOR         6.35
Baltimore                     298527.14     Cash Out Refinance 6 MO LIBOR         5.05
Muhlenberg                    239649.96     Cash Out Refinance Fixed Rate            0
Troy                          346512.04     Cash Out Refinance 6 MO LIBOR         4.45
Detroit                         83702.4     Purchase           6 MO LIBOR         6.15
Douglas                        62214.44     Purchase           6 MO LIBOR          4.1
Greenbush                     338212.19     Cash Out Refinance 6 MO LIBOR         5.85
East Islip                    298484.14     Cash Out Refinance Fixed Rate            0
Cleveland                       43423.4     Purchase           Fixed Rate            0
Cheyenne                          72503     Cash Out Refinance 6 MO LIBOR         5.95
Wharton                        66079.52     Cash Out Refinance Fixed Rate            0
Englewood                      30017.57     Purchase           Fixed Rate            0
Norco                          65751.48     Purchase           Fixed Rate            0
Norwalk                       331992.23     Cash Out Refinance 6 MO LIBOR         5.35
Lomita                        128641.61     Purchase           Fixed Rate            0
Grayson                          430473     Purchase           6 MO LIBOR         4.75
Atchison                       83511.38     Rate/Term Refinance6 MO LIBOR         6.75
Concord                        90783.25     Purchase           6 MO LIBOR         4.95
Lauderhill                    125370.15     Cash Out Refinance 6 MO LIBOR         6.35
Miner                          48808.44     Cash Out Refinance 6 MO LIBOR         5.65
Hoschton                       59932.44     Purchase           6 MO LIBOR          5.1
Asheville                       47690.2     Cash Out Refinance Fixed Rate            0
Elmira                          39880.8     Cash Out Refinance Fixed Rate            0
Central Islip                 295781.26     Cash Out Refinance Fixed Rate            0
Staten Island                 256460.46     Cash Out Refinance Fixed Rate            0
Brooklyn                      291560.54     Cash Out Refinance Fixed Rate            0
Albuquerque                    92977.44     Purchase           6 MO LIBOR         5.25
Carmel                        600494.71     Purchase           6 MO LIBOR         5.45
Defiance                       64204.18     Purchase           6 MO LIBOR         5.95
Hermiston                      25732.08     Purchase           Fixed Rate            0
Mount Pleasant                123271.33     Cash Out Refinance 6 MO LIBOR         6.75
Farmingdale                   341417.56     Cash Out Refinance 6 MO LIBOR         5.85
Gilmore                        127155.6     Cash Out Refinance 6 MO LIBOR          5.1
Arnold                         72003.87     Cash Out Refinance 6 MO LIBOR         6.05
Albuquerque                     23282.7     Purchase           Fixed Rate            0
Forest Park                    65116.83     Purchase           6 MO LIBOR         4.75
Asheville                      74383.44     Cash Out Refinance Fixed Rate            0
Reva                          318131.46     Cash Out Refinance 6 MO LIBOR         4.95
Houston                        22948.17     Purchase           Fixed Rate            0
Amityville                    156381.38     Cash Out Refinance 6 MO LIBOR         4.95
Grayson                       107319.04     Purchase           Fixed Rate            0
Palo Alto                     457763.78     Cash Out Refinance 6 MO LIBOR         4.75
Concord                       118686.75     Purchase           Fixed Rate            0
Astoria                       307344.78     Cash Out Refinance Fixed Rate            0
Detroit                        54953.81     Purchase           6 MO LIBOR         6.25
Kansas City                    54808.74     Purchase           6 MO LIBOR         6.35
Rochester                       25476.3     Purchase           Fixed Rate            0
SEARCY                         85306.53     Purchase           6 MO LIBOR          5.7
LAKE CHARLES                   44680.08     Purchase           6 MO LIBOR          6.2
North Highlands                65498.38     Purchase           Fixed Rate            0
Gilmore                        31762.28     Cash Out Refinance Fixed Rate            0
San Antonio                    16979.47     Purchase           Fixed Rate            0
Rochester                      65799.16     Cash Out Refinance Fixed Rate            0
Hicksville                    189563.61     Cash Out Refinance Fixed Rate            0
Chicago                       132663.69     Cash Out Refinance 6 MO LIBOR         5.85
New Athens                     43839.11     Purchase           6 MO LIBOR         6.05
Macedonia                     221596.18     Cash Out Refinance 6 MO LIBOR         6.25
Mount Vernon                      66000     Cash Out Refinance 6 MO LIBOR          5.6
Denver                        179252.14     Purchase           6 MO LIBOR         5.75
Standale                      197410.06     Rate/Term Refinance6 MO LIBOR            7
Brunswick                     187728.37     Purchase           6 MO LIBOR         4.75
Brunswick                      46987.07     Purchase           Fixed Rate            0
Chicago                       114629.72     Cash Out Refinance 6 MO LIBOR          6.2
Black Forest                  210847.47     Cash Out Refinance 6 MO LIBOR         4.35
Miami                         203120.43     Cash Out Refinance 6 MO LIBOR            6
Walnut Park                    69815.74     Purchase           Fixed Rate            0
Caruth                         82555.84     Purchase           6 MO LIBOR         6.35
Allen                         328221.38     Purchase           6 MO LIBOR          5.2
Lake Elsinore                    297000     Cash Out Refinance 6 MO LIBOR         6.05
Black Forest                   52880.55     Cash Out Refinance Fixed Rate            0
Houston                         94714.7     Rate/Term RefinanceFixed Rate            0
Oak Lane                        75821.7     Cash Out Refinance 6 MO LIBOR            7
Cleveland                      92545.38     Cash Out Refinance 6 MO LIBOR            7
Clintonville                   62669.91     Cash Out Refinance Fixed Rate            0
Powell                         25721.02     Purchase           Fixed Rate            0
Hiller                         89042.79     Cash Out Refinance 6 MO LIBOR            7
Wichita                        44088.38     Cash Out Refinance 6 MO LIBOR          6.7
Orlando                        75725.59     Purchase           6 MO LIBOR          5.9
Ronkonkoma                     98215.16     Cash Out Refinance Fixed Rate            0
Kalamazoo                      55833.87     Rate/Term Refinance6 MO LIBOR         6.55
Slidell                        85262.46     Rate/Term Refinance6 MO LIBOR         6.15
Hi Vista                         212800     Purchase           6 MO LIBOR          5.3
Appleton                      116573.33     Cash Out Refinance 6 MO LIBOR          5.7
Newark                         24137.98     Purchase           Fixed Rate            0
Toledo                         18523.48     Purchase           Fixed Rate            0
Aurora                        482163.29     Cash Out Refinance 6 MO LIBOR          4.9
Joplin                        159518.39     Purchase           6 MO LIBOR          6.4
National City                    387223     Purchase           6 MO LIBOR            5
Cleveland                     125077.89     Cash Out Refinance 6 MO LIBOR         4.85
Manawa                        136117.07     Cash Out Refinance Fixed Rate            0
Alexandria                     80523.62     Cash Out Refinance 6 MO LIBOR         6.35
Riverview                      83460.28     Rate/Term Refinance6 MO LIBOR          6.3
Branch #1                      70802.76     Cash Out Refinance Fixed Rate            0
Compton                          297500     Cash Out Refinance 6 MO LIBOR          5.5
Eagle Point                   236416.73     Rate/Term Refinance6 MO LIBOR         5.35
Saint Joseph                   56580.13     Rate/Term Refinance6 MO LIBOR         5.65
Harristown                     59787.32     Purchase           6 MO LIBOR          5.8
Port Ewen                     572295.96     Cash Out Refinance 6 MO LIBOR         5.55
Piqua                         101268.07     Cash Out Refinance 6 MO LIBOR         6.05
Reno                           63613.06     Purchase           Fixed Rate            0
PULTENEY                       84789.68     Purchase           Fixed Rate            0
Parkland                       60563.46     Purchase           Fixed Rate            0
Jacksonville                     146400     Purchase           6 MO LIBOR          4.6
Canton                           232000     Cash Out Refinance 6 MO LIBOR          5.6
Suffolk                       103538.38     Cash Out Refinance 6 MO LIBOR         4.75
Pittsburgh                     76175.21     Cash Out Refinance Fixed Rate            0
Canton                         57894.68     Cash Out Refinance Fixed Rate            0
Macomb                        378057.55     Cash Out Refinance 6 MO LIBOR          6.6
Fort Pierce                   198165.43     Purchase           6 MO LIBOR         5.35
Cleveland                       31354.2     Cash Out Refinance Fixed Rate            0
Bay City                       41864.25     Cash Out Refinance 6 MO LIBOR         6.55
Dover                         204472.15     Cash Out Refinance Fixed Rate            0
Dix Hills                     266334.45     Cash Out Refinance Fixed Rate            0
Denton                        310703.75     Cash Out Refinance Fixed Rate            0
Miami                          95655.09     Cash Out Refinance Fixed Rate            0
Colorado Springs              175113.46     Cash Out Refinance 6 MO LIBOR         4.65
Colorado Springs               43871.09     Cash Out Refinance Fixed Rate            0
Basin                          39869.39     Cash Out Refinance Fixed Rate            0
Moncla                         89687.81     Cash Out Refinance 6 MO LIBOR         6.25
Venice                         76798.66     Cash Out Refinance 6 MO LIBOR          6.7
Fairfield                        408000     Purchase           6 MO LIBOR          4.9
Chicago                       208689.78     Purchase           6 MO LIBOR         4.55
Rush                           46380.53     Cash Out Refinance 6 MO LIBOR            6
Virginia Beach                 75556.23     Cash Out Refinance 6 MO LIBOR            5
Brooklyn                      278745.06     Cash Out Refinance Fixed Rate            0
Suffolk                        25727.03     Cash Out Refinance Fixed Rate            0
Santa Rosa                       452000     Cash Out Refinance 6 MO LIBOR          4.6
Dallas                        499677.54     Purchase           6 MO LIBOR         4.75
Chandler                         392000     Cash Out Refinance 6 MO LIBOR         4.85
Colton                         37436.24     Cash Out Refinance Fixed Rate            0
Ocoee                         460693.77     Purchase           6 MO LIBOR          5.6
FLOSSMOOR                     505792.39     Cash Out Refinance 6 MO LIBOR          6.4
Shirley                       166077.62     Cash Out Refinance 6 MO LIBOR         4.75
Cleveland                     103405.74     Cash Out Refinance 6 MO LIBOR            7
Bobo                          328688.94     Purchase           6 MO LIBOR          4.9
Detroit                        60973.66     Purchase           6 MO LIBOR          5.6
Lumberton                     374363.04     Cash Out Refinance 6 MO LIBOR          5.9
Poughquag                     401030.33     Cash Out Refinance Fixed Rate            0
Waldorf                          174800     Cash Out Refinance 6 MO LIBOR         6.55
Jamaica                       198622.87     Cash Out Refinance 6 MO LIBOR          3.9
Columbia                       73288.79     Purchase           6 MO LIBOR         4.65
Tull                           51896.74     Purchase           6 MO LIBOR            7
Bexley                        167004.54     Cash Out Refinance Fixed Rate            0
Freeport                      360884.91     Cash Out Refinance 6 MO LIBOR          4.8
Bay City                       51835.29     Cash Out Refinance 6 MO LIBOR          6.4
Wantagh                        287934.4     Cash Out Refinance Fixed Rate            0
Meads                             42396     Purchase           6 MO LIBOR          6.8
Toledo                         51252.76     Cash Out Refinance 6 MO LIBOR            7
Aurora                        119514.45     Cash Out Refinance Fixed Rate            0
Carson                         120418.4     Cash Out Refinance Fixed Rate            0
Hudson                        322653.91     Cash Out Refinance 6 MO LIBOR         5.85
Saegertown                     27578.88     Cash Out Refinance Fixed Rate            0
Orlando                        67756.91     Cash Out Refinance 6 MO LIBOR         6.25
Batavia                        304157.8     Rate/Term Refinance6 MO LIBOR          6.7
Hi Vista                       53050.95     Purchase           Fixed Rate            0
Marietta                      121147.17     Cash Out Refinance 6 MO LIBOR          5.8
Ink                           139075.79     Cash Out Refinance 6 MO LIBOR          6.7
Stuart                          17148.8     Purchase           Fixed Rate            0
LINCOLNTON                    203404.52     Cash Out Refinance 6 MO LIBOR         5.85
Jackson                        51179.66     Cash Out Refinance 6 MO LIBOR          6.3
Greenville                     50817.23     Cash Out Refinance 6 MO LIBOR         6.55
Toledo                         42190.23     Purchase           Fixed Rate            0
Columbia                      113545.29     Rate/Term RefinanceFixed Rate            0
Charlotte                      64083.43     Purchase           Fixed Rate            0
Houston                        69292.55     Purchase           Fixed Rate            0
Burlington                     76255.22     Rate/Term Refinance6 MO LIBOR          5.7
Oakville                       259003.5     Cash Out Refinance 6 MO LIBOR          5.2
Bexley                         20730.37     Cash Out Refinance Fixed Rate            0
Wilmington                    141325.77     Cash Out Refinance Fixed Rate            0
Kansas City                     39863.7     Cash Out Refinance 6 MO LIBOR         6.05
Warren                         71553.92     Cash Out Refinance 6 MO LIBOR          6.1
Pennington                     478649.7     Cash Out Refinance 6 MO LIBOR            5
Palm Harbor                    86057.44     Cash Out Refinance 6 MO LIBOR         4.95
Columbia                       18354.49     Purchase           Fixed Rate            0
Cleveland                      91136.82     Purchase           6 MO LIBOR         4.95
Moreno                           284000     Purchase           6 MO LIBOR         4.99
El Toro                          251200     Rate/Term Refinance6 MO LIBOR          5.5
El Toro                        62648.93     Rate/Term RefinanceFixed Rate            0
Moreno Valley                    285000     Rate/Term Refinance6 MO LIBOR         5.99
Leucadia                      643215.35     Purchase           6 MO LIBOR         4.99
Sylvania                         336000     Purchase           6 MO LIBOR         5.05
Concord                        22756.78     Purchase           Fixed Rate            0
Jackson                        59842.04     Cash Out Refinance 6 MO LIBOR          6.3
Houston                        17360.78     Purchase           Fixed Rate            0
Naples                        236612.86     Cash Out Refinance 6 MO LIBOR         6.05
Riverview                     118563.16     Purchase           6 MO LIBOR          4.9
Canton                         61797.53     Purchase           6 MO LIBOR          6.3
Keller                         52354.14     Purchase           6 MO LIBOR         6.75
Washington                    177891.86     Cash Out Refinance Fixed Rate            0
Sylvania                       83877.12     Purchase           Fixed Rate            0
Detroit                        72026.53     Purchase           6 MO LIBOR         6.15
Wonder Lake                    32951.85     Purchase           Fixed Rate            0
La Tijera                        372000     Purchase           6 MO LIBOR         4.75
Jackson                        46282.88     Purchase           6 MO LIBOR         6.25
Riverview                      29701.32     Purchase           Fixed Rate            0
Fort Edward                   122553.58     Cash Out Refinance 6 MO LIBOR            6
Marion                         88485.69     Cash Out Refinance Fixed Rate            0
Jamaica                       331761.15     Cash Out Refinance 6 MO LIBOR         6.05
Youngstown                     51880.77     Purchase           6 MO LIBOR          6.2
Harrisonville                  85085.95     Purchase           6 MO LIBOR         4.55
Hanford                        20947.53     Purchase           Fixed Rate            0
Boise                            115120     Purchase           6 MO LIBOR          4.8
Fairway                       121128.35     Cash Out Refinance 6 MO LIBOR          5.4
Phoenix                          136000     Cash Out Refinance 6 MO LIBOR          5.2
National City                  96728.27     Purchase           Fixed Rate            0
Chandler                       73296.22     Cash Out Refinance Fixed Rate            0
Akron                          47544.24     Purchase           6 MO LIBOR         6.35
Aberdeen                       82219.77     Purchase           6 MO LIBOR          5.1
Harrisonville                  21345.91     Purchase           Fixed Rate            0
Lakeland                       96935.89     Cash Out Refinance 6 MO LIBOR         5.25
Detroit                       213988.85     Cash Out Refinance 6 MO LIBOR         5.45
Wilmington                     62847.44     Cash Out Refinance 6 MO LIBOR          6.6
Dellwood                       63548.08     Cash Out Refinance 6 MO LIBOR          6.1
Gibsonia                       43804.04     Cash Out Refinance 6 MO LIBOR         5.35
Sedona                           380000     Cash Out Refinance 6 MO LIBOR            5
Murrieta                      115689.59     Purchase           Fixed Rate            0
Cleveland                      22674.29     Purchase           Fixed Rate            0
Cheshire                      298290.33     Purchase           6 MO LIBOR         4.55
Dalton                         95541.48     Cash Out Refinance Fixed Rate            0
Albuquerque                   164001.52     Cash Out Refinance 6 MO LIBOR            5
NEW ORLEANS                    59314.41     Purchase           6 MO LIBOR          6.6
Pekin                          98231.46     Cash Out Refinance 6 MO LIBOR         6.55
Fairfield                     101716.64     Purchase           Fixed Rate            0
Palm Harbor                    16160.26     Cash Out Refinance Fixed Rate            0
Orlando                           43828     Purchase           6 MO LIBOR          6.2
Greenwell Springs             105866.36     Rate/Term Refinance6 MO LIBOR          6.1
Forest Park                    16350.26     Purchase           Fixed Rate            0
Yucca Valley                  186049.32     Cash Out Refinance 6 MO LIBOR         5.65
Mount Vernon                   55633.74     Purchase           6 MO LIBOR         6.15
Somerton                       60150.88     Cash Out Refinance 6 MO LIBOR         6.85
ENTERPRISE                    109025.55     Cash Out Refinance 6 MO LIBOR         6.15
Phoenix                          204000     Cash Out Refinance 6 MO LIBOR          4.7
Augusta                        97048.02     Purchase           6 MO LIBOR          4.5
Cave Creek                     91832.61     Purchase           Fixed Rate            0
Dallas                         123860.4     Purchase           Fixed Rate            0
Temecula                        86751.6     Cash Out Refinance Fixed Rate            0
Norbeck                       199538.84     Cash Out Refinance Fixed Rate            0
Menasha                       101542.58     Cash Out Refinance 6 MO LIBOR          6.6
Goodrich                      247676.77     Cash Out Refinance 6 MO LIBOR          5.2
Leland                         95146.06     Purchase           6 MO LIBOR         4.85
Pittsburgh                     87926.25     Cash Out Refinance 6 MO LIBOR          6.6
Franklinville                  35992.32     Cash Out Refinance Fixed Rate            0
Lafayette                     112077.28     Cash Out Refinance Fixed Rate            0
Mandeville                    246999.68     Cash Out Refinance 6 MO LIBOR          6.7
Plyler                        259974.65     Cash Out Refinance Fixed Rate            0
East Haddam                   419582.92     Cash Out Refinance Fixed Rate            0
Asheville                        107920     Purchase           6 MO LIBOR         5.25
Calhoun                        99721.67     Cash Out Refinance 6 MO LIBOR         6.15
Baxter                         65307.18     Purchase           6 MO LIBOR         6.55
Walker                        111468.19     Purchase           6 MO LIBOR          4.9
San Jose                      677300.06     Cash Out Refinance 6 MO LIBOR         6.25
New Smyrna Beach               83580.38     Purchase           Fixed Rate            0
Boise                          28409.36     Purchase           Fixed Rate            0
La Tijera                      92741.63     Purchase           Fixed Rate            0
East Brunswick                 368157.4     Cash Out Refinance Fixed Rate            0
Chipley                        60045.02     Cash Out Refinance 6 MO LIBOR         6.35
Rochester                      59322.22     Cash Out Refinance 6 MO LIBOR         4.95
Jacksonville                    85220.8     Rate/Term Refinance6 MO LIBOR          6.3
Masury                         67710.26     Rate/Term RefinanceFixed Rate            0
Roseville                     395856.45     Purchase           6 MO LIBOR          5.9
Roseville                      98788.85     Purchase           Fixed Rate            0
Toledo                         72974.73     Rate/Term RefinanceFixed Rate            0
Masury                         46135.51     Cash Out Refinance Fixed Rate            0
Plaza                         135295.87     Cash Out Refinance 6 MO LIBOR         6.25
Rodeo                         708044.11     Cash Out Refinance 6 MO LIBOR          6.1
Hot Springs                    39946.04     Purchase           6 MO LIBOR         6.15
Yukon                         119443.38     Purchase           Fixed Rate            0
Darnestown                       280000     Cash Out Refinance 6 MO LIBOR         4.65
Hughson                          372092     Purchase           6 MO LIBOR          4.8
Saint Petersburg              224624.23     Purchase           6 MO LIBOR         5.85
Tulsa                          75815.01     Cash Out Refinance 6 MO LIBOR            7
Orosi                         137228.59     Cash Out Refinance 6 MO LIBOR         6.35
Independence                    63553.3     Cash Out Refinance 6 MO LIBOR            6
Brandon                          124000     Rate/Term Refinance6 MO LIBOR         5.85
Philadelphia                   74350.53     Cash Out Refinance 6 MO LIBOR          6.8
Glendale                      235198.46     Cash Out Refinance 6 MO LIBOR         4.95
Brandon                        30951.66     Rate/Term RefinanceFixed Rate            0
Chicopee                      155916.92     Cash Out Refinance 6 MO LIBOR         6.85
Asheville                      26921.82     Purchase           Fixed Rate            0
Lynwood                       314387.03     Purchase           6 MO LIBOR         4.95
Mastic                         210484.5     Cash Out Refinance Fixed Rate            0
Hughson                        92796.54     Purchase           Fixed Rate            0
Glendale                       58612.66     Cash Out Refinance Fixed Rate            0
Cleveland                      78794.45     Cash Out Refinance 6 MO LIBOR         5.85
Orlando                        16081.15     Purchase           Fixed Rate            0
Bradenton                      25959.47     Purchase           Fixed Rate            0
Defiance                       16078.49     Purchase           Fixed Rate            0
Flint                          63751.18     Cash Out Refinance 6 MO LIBOR         6.75
Tampa                            203920     Purchase           6 MO LIBOR          5.1
Flint                          67280.51     Cash Out Refinance 6 MO LIBOR         6.35
Lorain                        165515.47     Cash Out Refinance 6 MO LIBOR         6.05
Poland                        104242.17     Cash Out Refinance 6 MO LIBOR         6.75
Gorham                        159151.87     Purchase           6 MO LIBOR         5.05
Arundel                       363431.34     Cash Out Refinance 6 MO LIBOR          4.9
Cloverly                         380000     Purchase           6 MO LIBOR          4.7
Cheshire                       74858.24     Purchase           Fixed Rate            0
Buffalo                        54970.73     Cash Out Refinance Fixed Rate            0
Miami                          23962.58     Cash Out Refinance Fixed Rate            0
Kissimmee                        340000     Purchase           6 MO LIBOR         5.25
Boardman                        75315.7     Rate/Term Refinance6 MO LIBOR          6.1
Fort Myers                     57216.34     Purchase           Fixed Rate            0
West Middlesex                221718.83     Rate/Term Refinance6 MO LIBOR         6.35
Leland                         23632.06     Purchase           Fixed Rate            0
                              326159.57     Cash Out Refinance 6 MO LIBOR         6.45
Darnestown                     69885.99     Cash Out Refinance Fixed Rate            0
Roscommon                      39862.64     Cash Out Refinance 6 MO LIBOR          5.7
ROGERSVILLE                    53343.59     Rate/Term RefinanceFixed Rate            0
Cathedral City                 64837.57     Purchase           Fixed Rate            0
Paterson                      225466.67     Cash Out Refinance 6 MO LIBOR          5.8
Plain City                       114000     Cash Out Refinance 6 MO LIBOR         6.55
Lavaca                         58314.69     Cash Out Refinance 6 MO LIBOR          6.1
Wellston                       49788.58     Cash Out Refinance 6 MO LIBOR          5.6
Fort Wayne                      63437.9     Cash Out Refinance 6 MO LIBOR         6.45
Naranja                        40892.06     Purchase           Fixed Rate            0
New Bedford                   328534.97     Cash Out Refinance Fixed Rate            0
Lehi                             136000     Cash Out Refinance 6 MO LIBOR         5.25
Lynwood                        78381.63     Purchase           Fixed Rate            0
Hi Vista                       194432.8     Cash Out Refinance 6 MO LIBOR         6.15
Cave Creek                     61385.26     Purchase           Fixed Rate            0
Tracy                            424000     Purchase           6 MO LIBOR         4.95
Indio                         291995.32     Cash Out Refinance 6 MO LIBOR         4.95
Saint Louis                    51052.08     Cash Out Refinance 6 MO LIBOR         6.55
Marion                         22167.61     Cash Out Refinance Fixed Rate            0
Kissimmee                       84873.2     Purchase           Fixed Rate            0
White Cloud                    58510.96     Cash Out Refinance 6 MO LIBOR            7
Stow                             197600     Cash Out Refinance 6 MO LIBOR          4.9
Canton                        159404.58     Cash Out Refinance 6 MO LIBOR         6.65
Danbury                        86803.93     Cash Out Refinance Fixed Rate            0
Palm Harbor                   293304.35     Rate/Term Refinance6 MO LIBOR         6.85
Miami                         642860.52     Purchase           Fixed Rate            0
MILWAUKEE                      97455.49     Cash Out Refinance 6 MO LIBOR         6.25
Hamilton                      139582.87     Cash Out Refinance 6 MO LIBOR            7
Lakeland                      338401.01     Cash Out Refinance Fixed Rate            0
Davie                            204000     Cash Out Refinance 6 MO LIBOR          5.2
Middletown                     29932.39     Cash Out Refinance Fixed Rate            0
Central Islip                 274162.96     Cash Out Refinance Fixed Rate            0
Jamaica                       229150.96     Cash Out Refinance Fixed Rate            0
Lehigh                        102229.52     Cash Out Refinance 6 MO LIBOR          6.8
Stow                           49326.27     Cash Out Refinance Fixed Rate            0
Greer                          22448.87     Purchase           Fixed Rate            0
Lehi                           33931.25     Cash Out Refinance Fixed Rate            0
Davie                         311920.86     Cash Out Refinance Fixed Rate            0
Central Islip                  68687.94     Cash Out Refinance Fixed Rate            0
Sedona                         71052.06     Cash Out Refinance Fixed Rate            0
Indio                          72835.46     Cash Out Refinance Fixed Rate            0
Kansas City                    53418.97     Cash Out Refinance 6 MO LIBOR         6.55
WPAFB                          61676.28     Cash Out Refinance 6 MO LIBOR         4.65
WILMINGTON                    347225.86     Purchase           6 MO LIBOR         5.65
Gulfport                        23964.2     Purchase           Fixed Rate            0
Auburn                         47093.86     Purchase           Fixed Rate            0
Glenmont                      332103.61     Cash Out Refinance Fixed Rate            0
La Vergne                      95678.21     Cash Out Refinance 6 MO LIBOR          6.7
Mount Hope                     77227.98     Purchase           6 MO LIBOR          4.6
Goodrich                       62076.14     Cash Out Refinance Fixed Rate            0
Edgemoor                          72000     Cash Out Refinance 6 MO LIBOR         5.05
Miramar                       110167.59     Purchase           6 MO LIBOR          4.9
Estero                        223803.16     Cash Out Refinance 6 MO LIBOR         5.15
Greenwood                     112380.69     Cash Out Refinance Fixed Rate            0
Buffalo                         43077.1     Cash Out Refinance 6 MO LIBOR         5.65
Mahon                          64020.88     Purchase           6 MO LIBOR            7
Cleveld                        94206.69     Cash Out Refinance 6 MO LIBOR         6.35
Estero                         56116.13     Cash Out Refinance Fixed Rate            0
Anderson                       49140.65     Cash Out Refinance Fixed Rate            0
Miami                         163999.32     Cash Out Refinance Fixed Rate            0
Fontana                          187000     Cash Out Refinance 6 MO LIBOR          4.6
Chillicothe                     59785.5     Purchase           6 MO LIBOR         5.75
Fort Pierce                    54730.08     Purchase           Fixed Rate            0
Jackson                        53918.85     Purchase           6 MO LIBOR          6.4
McMurray                       89917.44     Purchase           6 MO LIBOR          5.3
Mobile                            63732     Cash Out Refinance 6 MO LIBOR            5
Fort Pierce                    224492.9     Cash Out Refinance 6 MO LIBOR            7
Mobile                         15976.12     Cash Out Refinance Fixed Rate            0
Sevierville                    65316.31     Purchase           Fixed Rate            0
Gorham                         39508.84     Purchase           Fixed Rate            0
Antelope                         367920     Purchase           6 MO LIBOR          5.1
Antelope                       91756.13     Purchase           Fixed Rate            0
Lynco                          68904.53     Cash Out Refinance 6 MO LIBOR         4.75
Lake Wales                    122532.12     Cash Out Refinance 6 MO LIBOR          5.6
Palm Desert                   277923.99     Cash Out Refinance 6 MO LIBOR          4.5
San Gabriel                   397576.13     Cash Out Refinance Fixed Rate            0
Sacramento                    287989.05     Cash Out Refinance 6 MO LIBOR         5.49
Long Beach                       360000     Purchase           6 MO LIBOR         5.55
Watts                         313415.29     Cash Out Refinance 6 MO LIBOR         5.75
Sacramento                    263522.06     Cash Out Refinance 6 MO LIBOR         5.25
Tucson                           206000     Purchase           6 MO LIBOR         4.74
Tucson                         51344.66     Purchase           Fixed Rate            0
                              342899.99     Cash Out Refinance 6 MO LIBOR          5.5
Moreno Valley                 201374.91     Cash Out Refinance Fixed Rate            0
Pasadena                         364000     Purchase           6 MO LIBOR            5
Pasadena                       90750.22     Purchase           Fixed Rate            0
Mira Loma                     357865.23     Cash Out Refinance Fixed Rate            0
Ldhl                             192000     Cash Out Refinance 6 MO LIBOR         5.74
Ldhl                           47869.62     Cash Out Refinance Fixed Rate            0
Lakewood                         332800     Purchase           6 MO LIBOR         4.75
Lakewood                       82974.04     Purchase           Fixed Rate            0
Sylmar                           536500     Cash Out Refinance 6 MO LIBOR          5.1
Reno                             252000     Cash Out Refinance 6 MO LIBOR            6
Etna                           91190.55     Purchase           6 MO LIBOR        6.545
Jacksboro                      66003.53     Purchase           6 MO LIBOR         6.55
Toledo                        109276.44     Cash Out Refinance 6 MO LIBOR          6.9
Trabuco Canyon                626467.96     Cash Out Refinance 6 MO LIBOR          4.8
Montgomery                    139279.32     Purchase           6 MO LIBOR          5.2
Davie                          38177.45     Cash Out Refinance Fixed Rate            0
Kittery                       104441.37     Cash Out Refinance 6 MO LIBOR         4.45
Montgomery                     34948.94     Purchase           Fixed Rate            0
Mack                           96075.87     Rate/Term Refinance6 MO LIBOR          6.5
Wellington                    321840.97     Cash Out Refinance 6 MO LIBOR         7.99
Tice                          114329.74     Rate/Term RefinanceFixed Rate            0
Haverhill                     183319.24     Cash Out Refinance 6 MO LIBOR            8
Lakeland                       71692.55     Cash Out Refinance Fixed Rate            0
Seat Pleasant                 119962.75     Cash Out Refinance 6 MO LIBOR          5.9
Islip                         154143.47     Cash Out Refinance Fixed Rate            0
Hoschton                       14783.86     Purchase           Fixed Rate            0
Asharoken                     450233.98     Cash Out Refinance Fixed Rate            0
Cimarron Hills                   119434     Purchase           6 MO LIBOR         5.55
Oakville                       64910.17     Cash Out Refinance Fixed Rate            0
Kernan                         87728.32     Cash Out Refinance 6 MO LIBOR            5
Edgewood                       74257.35     Cash Out Refinance 6 MO LIBOR         4.65
Arden                            291550     Cash Out Refinance 6 MO LIBOR         6.25
Silver Spring                 271752.56     Cash Out Refinance Fixed Rate            0
Wade                           60402.49     Purchase           6 MO LIBOR          4.8
Aberdeen                       20480.68     Purchase           Fixed Rate            0
Dallas                         59895.84     Purchase           Fixed Rate            0
Chicago                          322368     Cash Out Refinance 6 MO LIBOR         5.15
Miramar                         27611.9     Purchase           Fixed Rate            0
Torrington                      55596.5     Cash Out Refinance 6 MO LIBOR         6.25
Chicago                       103572.96     Cash Out Refinance 6 MO LIBOR         5.05
Warren                         72833.32     Purchase           6 MO LIBOR         4.65
Fort Pierce                    49687.63     Purchase           Fixed Rate            0
Washingtonville               279714.68     Cash Out Refinance 6 MO LIBOR          6.1
Shady Lake                     190145.4     Cash Out Refinance 6 MO LIBOR         5.75
Napa                          441595.28     Cash Out Refinance 6 MO LIBOR          5.2
Las Vegas                        216000     Purchase           6 MO LIBOR         4.75
Miami                          40933.16     Cash Out Refinance Fixed Rate            0
Dale City                        252000     Purchase           6 MO LIBOR          4.9
Yukon                          29224.99     Purchase           Fixed Rate            0
Springfield                   254051.33     Cash Out Refinance 6 MO LIBOR         5.85
Knoxville                      59851.66     Purchase           6 MO LIBOR          6.7
ETHEL                            230000     Purchase           6 MO LIBOR          5.5
Lakeland                       17963.62     Cash Out Refinance Fixed Rate            0
McMurray                       22315.35     Purchase           Fixed Rate            0
Mount Washington                  94800     Purchase           6 MO LIBOR          4.9
Stuart                        282358.51     Cash Out Refinance Fixed Rate            0
Tampa                          22164.81     Cash Out Refinance Fixed Rate            0
Akron                          61895.14     Purchase           6 MO LIBOR            6
Lansing                        55042.39     Purchase           6 MO LIBOR          5.7
Poteau                         60589.38     Purchase           6 MO LIBOR          6.7
Simpsonville                  285844.41     Rate/Term Refinance6 MO LIBOR         5.75
Dade City                       64539.1     Purchase           6 MO LIBOR          5.7
Jacksonville                   36537.73     Purchase           Fixed Rate            0
Miami                          98654.82     Cash Out Refinance 6 MO LIBOR         6.35
Simpsonville                  120181.06     Purchase           6 MO LIBOR         4.65
Linndale                       76255.22     Cash Out Refinance 6 MO LIBOR         6.25
Rochester                     107613.89     Rate/Term RefinanceFixed Rate            0
Sevierville                    16345.49     Purchase           Fixed Rate            0
Dade City                      16169.96     Purchase           Fixed Rate            0
Detroit                        51054.87     Purchase           6 MO LIBOR          6.5
Cimarron Hills                 29791.72     Purchase           Fixed Rate            0
Bakersfield                    87666.04     Cash Out Refinance 6 MO LIBOR         6.65
Shreveport                     45458.44     Rate/Term RefinanceFixed Rate            0
Chattanooga                    60485.71     Cash Out Refinance 6 MO LIBOR          5.4
Raytown                        80732.83     Rate/Term Refinance6 MO LIBOR         5.55
Bloomingdale                  484081.31     Cash Out Refinance 6 MO LIBOR          5.3
Tampa                          50900.54     Purchase           Fixed Rate            0
Tracy                         105748.69     Purchase           Fixed Rate            0
Melbourne                        249600     Purchase           6 MO LIBOR         4.85
Tulsa                          53769.14     Cash Out Refinance Fixed Rate            0
Surveyor                       51780.14     Cash Out Refinance Fixed Rate            0
Warren                         93758.11     Cash Out Refinance 6 MO LIBOR         6.75
Tarpon Springs                 87568.04     Cash Out Refinance 6 MO LIBOR         4.85
Dale City                      62849.03     Purchase           Fixed Rate            0
Binghamton                     76264.85     Cash Out Refinance 6 MO LIBOR         6.55
Caldwell                       99451.62     Purchase           6 MO LIBOR          4.7
Denver                         95839.55     Purchase           6 MO LIBOR          4.8
Detroit                        18977.78     Cash Out Refinance Fixed Rate            0
Progress                       42862.95     Purchase           Fixed Rate            0
Florence                       43231.08     Cash Out Refinance 6 MO LIBOR          6.3
Phoenix                        38122.88     Cash Out Refinance Fixed Rate            0
Lake Ridge                    377364.73     Purchase           6 MO LIBOR          4.9
White House                    75321.57     Rate/Term RefinanceFixed Rate            0
Lake Ridge                       446400     Purchase           6 MO LIBOR          5.1
Beloit                         79240.43     Rate/Term Refinance6 MO LIBOR         5.85
Greenwood                      28167.05     Cash Out Refinance Fixed Rate            0
Las Vegas                       53890.8     Purchase           Fixed Rate            0
Mount Washington               23655.95     Purchase           Fixed Rate            0
Pompano Beach                    470800     Purchase           6 MO LIBOR            5
Caldwell                       24724.74     Purchase           Fixed Rate            0
Darbydale                      55458.27     Purchase           6 MO LIBOR         5.95
Simpsonville                   30127.63     Purchase           Fixed Rate            0
Westerville                    133691.9     Cash Out Refinance 6 MO LIBOR          5.2
Taft                           25561.79     Cash Out Refinance Fixed Rate            0
Leesburg                      302550.93     Cash Out Refinance 6 MO LIBOR         4.45
Grandview                     123485.28     Cash Out Refinance 6 MO LIBOR         5.75
Grandview                      30930.51     Cash Out Refinance Fixed Rate            0
Call                           63754.73     Cash Out Refinance 6 MO LIBOR         5.35
Alex                            46255.4     Cash Out Refinance 6 MO LIBOR         6.75
Wade                           15111.03     Purchase           Fixed Rate            0
Tarpon Springs                 21747.23     Cash Out Refinance Fixed Rate            0
Buckeye                       298479.37     Cash Out Refinance 6 MO LIBOR            5
Lake Ridge                     93832.04     Purchase           Fixed Rate            0
Stone Mountain                173625.85     Cash Out Refinance 6 MO LIBOR         4.75
PHILADELPHIA                    50323.9     Purchase           6 MO LIBOR            7
Ruther Glen                   269192.36     Purchase           6 MO LIBOR          5.1
TULSA                          82443.64     Cash Out Refinance 6 MO LIBOR         5.85
Appleton                      207121.08     Cash Out Refinance Fixed Rate            0
Atlanta                        80234.46     Cash Out Refinance 6 MO LIBOR         6.55
Mooresville                   458001.23     Cash Out Refinance 6 MO LIBOR         5.25
Sherwood                       34287.65     Purchase           Fixed Rate            0
Flint                          51880.54     Purchase           6 MO LIBOR         6.05
Denver                          45143.5     Cash Out Refinance Fixed Rate            0
Harristown                     14849.63     Purchase           Fixed Rate            0
Stone Mountain                 43548.95     Cash Out Refinance Fixed Rate            0
DARLINGTON                     63600.14     Cash Out Refinance 6 MO LIBOR         6.05
Kansas City                    55852.91     Cash Out Refinance 6 MO LIBOR          5.7
Pandora                        88949.59     Cash Out Refinance Fixed Rate            0
Chattanooga                    15147.19     Cash Out Refinance Fixed Rate            0
Denver                         23905.14     Purchase           Fixed Rate            0
Gallatin                      291922.92     Cash Out Refinance 6 MO LIBOR          5.6
Conley                        222574.79     Rate/Term Refinance6 MO LIBOR          5.2
LAWRENCEBURG                   55161.58     Cash Out Refinance 6 MO LIBOR         6.55
Biloxi                         96846.04     Cash Out Refinance 6 MO LIBOR          6.7
DETROIT                        44621.92     Purchase           6 MO LIBOR         6.45
UTICA                          87415.03     Purchase           6 MO LIBOR         6.45
Devon                           40408.7     Purchase           6 MO LIBOR          6.6
Jackson                        44204.94     Purchase           6 MO LIBOR            6
Murrieta                      373244.84     Cash Out Refinance 6 MO LIBOR          5.8
Chicago                       256423.46     Cash Out Refinance 6 MO LIBOR         6.75
Allen                          81892.99     Purchase           Fixed Rate            0
Bobo                           82436.69     Purchase           Fixed Rate            0
Lisbon                         73610.05     Cash Out Refinance 6 MO LIBOR         6.65
FLINT                          69973.09     Cash Out Refinance 6 MO LIBOR          6.4
Westerville                    33263.28     Cash Out Refinance Fixed Rate            0
Ruther Glen                    67202.45     Purchase           Fixed Rate            0
Huntley                       156265.95     Cash Out Refinance 6 MO LIBOR          6.2
Pine                             144000     Purchase           6 MO LIBOR          5.7
Carthage                       49826.57     Cash Out Refinance 6 MO LIBOR         5.55
BROOKLYN                      186235.37     Cash Out Refinance Fixed Rate            0
DOWNSVILLE                     47670.45     Cash Out Refinance 6 MO LIBOR            7
Chillicothe                    14839.56     Purchase           Fixed Rate            0
Fdl                            89188.33     Purchase           6 MO LIBOR          5.6
Lakeland                       63573.25     Cash Out Refinance Fixed Rate            0
ALBANY                         67797.39     Purchase           6 MO LIBOR         5.85
Albuquerque                    41129.79     Cash Out Refinance Fixed Rate            0
Philadelphia                   59787.66     Cash Out Refinance Fixed Rate            0
Augusta                        24341.99     Purchase           Fixed Rate            0
LANSING                         90820.1     Cash Out Refinance 6 MO LIBOR            7
New Port Richey                364940.8     Purchase           6 MO LIBOR         4.35
Tualatin                         420000     Cash Out Refinance 6 MO LIBOR         4.55
Lake Ridge                     110350.1     Purchase           Fixed Rate            0
Walker                         27959.14     Purchase           Fixed Rate            0
Fdl                            29803.95     Purchase           Fixed Rate            0
Warren                         18089.46     Purchase           Fixed Rate            0
Princeton                     261600.57     Cash Out Refinance Fixed Rate            0
Pompano Beach                 117435.29     Purchase           Fixed Rate            0
UTICA                         104492.07     Cash Out Refinance Fixed Rate            0
Macon                             40430     Cash Out Refinance Fixed Rate            0
Mount Hope                      19346.2     Purchase           Fixed Rate            0
Marina                        590883.39     Cash Out Refinance 6 MO LIBOR         5.55
Cooke                          59782.34     Cash Out Refinance Fixed Rate            0
Columbus                       76285.27     Cash Out Refinance 6 MO LIBOR          6.5
Washington                     66266.98     Cash Out Refinance 6 MO LIBOR          6.8
Boardman                       78663.08     Rate/Term Refinance6 MO LIBOR         6.35
Conover                         19218.5     Purchase           Fixed Rate            0
Memphis                        50869.88     Purchase           6 MO LIBOR         6.45
Middletown                    156840.34     Cash Out Refinance 6 MO LIBOR          6.6
Lima                           91465.23     Cash Out Refinance Fixed Rate            0
Newark                        152425.11     Cash Out Refinance 6 MO LIBOR         6.85
Washington                     92294.91     Cash Out Refinance 6 MO LIBOR          5.7
Gadsden                         74091.6     Cash Out Refinance 6 MO LIBOR            7
Wilmington                     35390.96     Cash Out Refinance Fixed Rate            0
CHATTANOOGA                    85332.06     Cash Out Refinance 6 MO LIBOR         6.75
Laceyville                     63672.59     Purchase           6 MO LIBOR         5.65
Cape Coral                    330570.15     Cash Out Refinance 6 MO LIBOR          6.8
Reva                          205021.88     Cash Out Refinance 6 MO LIBOR         4.42
Charlotte                     251500.15     Rate/Term RefinanceFixed Rate            0
Riverdale                      78987.83     Cash Out Refinance Fixed Rate            0
Webster                       103668.05     Rate/Term RefinanceFixed Rate            0
Tuxedo                        273801.53     Cash Out Refinance Fixed Rate            0
Cloverly                       94861.36     Purchase           Fixed Rate            0
PRAIRIEVILLE                  293972.14     Purchase           6 MO LIBOR         5.95
Odessa                           268000     Cash Out Refinance 6 MO LIBOR         4.95
Odessa                         66875.67     Cash Out Refinance Fixed Rate            0
Pine                           35957.95     Purchase           Fixed Rate            0
PORTLAND                       577665.8     Cash Out Refinance 6 MO LIBOR            6
EAST BOSTON                   452712.31     Cash Out Refinance 6 MO LIBOR         6.15
Laceyville                      15816.6     Purchase           Fixed Rate            0
Honeoye                        48822.92     Purchase           6 MO LIBOR          6.4
Akron                          66163.04     Cash Out Refinance 6 MO LIBOR          6.2
Streetsboro                       87920     Purchase           6 MO LIBOR         5.25
Miami                          140800.7     Cash Out Refinance 6 MO LIBOR         7.25
Riviera Beach                 186918.62     Cash Out Refinance 6 MO LIBOR         7.25
Hollywood                     167391.13     Cash Out Refinance 6 MO LIBOR         7.25
Saco                          198416.43     Cash Out Refinance 6 MO LIBOR         5.45
Saco                          201554.83     Cash Out Refinance 6 MO LIBOR         5.45
Tualatin                       78531.24     Cash Out Refinance Fixed Rate            0
Streetsboro                    21949.29     Purchase           Fixed Rate            0
Phoenix                        25214.05     Cash Out Refinance Fixed Rate            0
Sarasota                          83920     Purchase           6 MO LIBOR          4.6
ESCANABA                       68610.71     Rate/Term Refinance6 MO LIBOR         6.15
Ithaca                         59276.61     Cash Out Refinance Fixed Rate            0
CRYSTAL LAKE                     193836     Cash Out Refinance 6 MO LIBOR         6.05
METHUEN                       282585.67     Cash Out Refinance 6 MO LIBOR          4.6
MILAN                          61986.76     Cash Out Refinance 6 MO LIBOR         6.85
PHILADELPHIA                    55559.4     Purchase           6 MO LIBOR         6.15
LEVITTOWN                     171322.95     Cash Out Refinance 6 MO LIBOR          5.3
PALM BRANCH                    50304.64     Cash Out Refinance 6 MO LIBOR          6.9
COLUMBIA                      359223.39     Cash Out Refinance 6 MO LIBOR         5.45
LINDEN                        209154.48     Cash Out Refinance 6 MO LIBOR          5.8
BEAUMONT                       58786.37     Purchase           Fixed Rate            0
MEMPHIS                        62867.81     Cash Out Refinance Fixed Rate            0
CAMPBELL                       53845.59     Cash Out Refinance 6 MO LIBOR         6.45
PITTSBURGH                     62486.69     Cash Out Refinance Fixed Rate            0
ALTOONA                        60679.28     Cash Out Refinance 6 MO LIBOR            7
PHILADELPHIA                   58337.49     Purchase           6 MO LIBOR         6.85
AKRON                          68101.82     Cash Out Refinance 6 MO LIBOR         5.85
HILTON                        127616.47     Cash Out Refinance 6 MO LIBOR          5.1
WOODSTOCK                     296771.38     Cash Out Refinance 6 MO LIBOR          5.6
UTICA                          40381.21     Cash Out Refinance 6 MO LIBOR          6.4
ST LOUIS                       52457.18     Cash Out Refinance 6 MO LIBOR          6.3
OCEAN SPRINGS                  59927.78     Cash Out Refinance 6 MO LIBOR          6.4
MURRIETA                         226939     Purchase           6 MO LIBOR          5.1
WEST POINT                     49911.38     Cash Out Refinance 6 MO LIBOR            7
CARNESVILLE                   194959.25     Cash Out Refinance 6 MO LIBOR          5.5
MERCER                         67334.67     Cash Out Refinance 6 MO LIBOR         6.85
MERIDIAN                       49408.45     Purchase           6 MO LIBOR          6.5
BRANDON                       115464.26     Cash Out Refinance 6 MO LIBOR         4.45
SPARTA                        494999.71     Cash Out Refinance Fixed Rate            0
BAYVILLE                      250730.64     Cash Out Refinance Fixed Rate            0
TOLEDO                         66701.27     Cash Out Refinance 6 MO LIBOR         6.05
SAN FRACISCO                  338317.54     Cash Out Refinance 6 MO LIBOR          4.3
CLAREMORE                     100767.51     Cash Out Refinance 6 MO LIBOR         5.95
ROSLYN                        454056.42     Cash Out Refinance Fixed Rate            0
IDYLLWILD                        747000     Cash Out Refinance 6 MO LIBOR         5.65
Bethlehem                     130179.27     Cash Out Refinance 6 MO LIBOR            5
JACKSON                        40350.69     Rate/Term Refinance6 MO LIBOR         6.25
BATON ROUGE                    63483.94     Cash Out Refinance Fixed Rate            0
MILWAUKEE                      80820.66     Cash Out Refinance 6 MO LIBOR            7
OVERLAND PARK                    177461     Purchase           6 MO LIBOR          5.9
NEW ORLEANS                    83753.82     Purchase           6 MO LIBOR         4.65
BOISE                            104880     Purchase           6 MO LIBOR          5.8
WILBRAHAM                     450460.12     Cash Out Refinance 6 MO LIBOR         6.35
WESTMINSTER                   560800.74     Cash Out Refinance 6 MO LIBOR          5.2
TWO RIVERS                     40718.08     Cash Out Refinance 6 MO LIBOR         6.75
ANDEAS                        249213.21     Purchase           Fixed Rate            0
GREENVILLE                    265310.37     Cash Out Refinance 6 MO LIBOR          6.3
MASSILLON                     110397.56     Cash Out Refinance Fixed Rate            0
DENVER                         112454.3     Cash Out Refinance 6 MO LIBOR         5.95
JACKSON                        49887.21     Cash Out Refinance 6 MO LIBOR          6.4
CHARLESTOWN                   211411.06     Cash Out Refinance 6 MO LIBOR          6.5
EVERETT                       305708.64     Cash Out Refinance 6 MO LIBOR          4.6
RATON                          49867.18     Purchase           6 MO LIBOR          6.4
WEST HARTFORD                 474892.54     Cash Out Refinance 6 MO LIBOR         6.55
AKRON                          89081.39     Cash Out Refinance 6 MO LIBOR            7
KANSAS CITY                    54978.98     Cash Out Refinance 6 MO LIBOR          5.7
GREAT FALLS                      665000     Cash Out Refinance 6 MO LIBOR          5.4
RIVERDALE                       86223.3     Purchase           6 MO LIBOR         6.05
GERMANTOWN                    305416.56     Cash Out Refinance 6 MO LIBOR         5.75
HOUSTON                        70758.11     Cash Out Refinance Fixed Rate            0
DETROIT                        63931.26     Cash Out Refinance Fixed Rate            0
GALLOWAY                      526691.53     Cash Out Refinance 6 MO LIBOR         6.15
JACKSON                       101321.43     Purchase           6 MO LIBOR         6.15
PHILADELPHIA                   76057.43     Cash Out Refinance 6 MO LIBOR          5.5
BIG BEAR LAKE                 195971.83     Purchase           6 MO LIBOR          4.6
TULSA                           76331.4     Rate/Term Refinance6 MO LIBOR         6.95
BRENTWOOD                     410649.44     Purchase           6 MO LIBOR          5.9
SOMERVILLE                    502605.91     Cash Out Refinance 6 MO LIBOR         5.95
PALM HARBOR                   401213.61     Cash Out Refinance 6 MO LIBOR         5.95
ALLIANCE                       49883.66     Purchase           6 MO LIBOR         6.65
MORRAL                         64776.82     Cash Out Refinance 6 MO LIBOR          5.8
BOYNE CITY                    140031.36     Cash Out Refinance 6 MO LIBOR         5.95
CORONA                           499200     Cash Out Refinance 6 MO LIBOR         5.05
NORTH MIAMI                   134828.81     Cash Out Refinance Fixed Rate            0
SAVANNAH                         103920     Purchase           6 MO LIBOR         4.35
CLEVELAND                      61678.68     Purchase           6 MO LIBOR         6.45
LORAIN                         85292.74     Cash Out Refinance 6 MO LIBOR          6.3
YOUNGSTOWN                    107861.79     Rate/Term Refinance6 MO LIBOR         6.25
NEWBURGH                      259262.55     Cash Out Refinance 6 MO LIBOR         6.65
RACINE                        199241.91     Cash Out Refinance 6 MO LIBOR          5.5
BATON ROUGE                   111065.89     Cash Out Refinance Fixed Rate            0
WHEELERSBURG                      60159     Cash Out Refinance 6 MO LIBOR          6.4
BLACKWELL                      49859.93     Cash Out Refinance 6 MO LIBOR          5.8
NAPOLEONVILLE                  68826.02     Purchase           Fixed Rate            0
GARNER                         105425.3     Purchase           6 MO LIBOR            6
JUDSONIA                       79781.87     Purchase           6 MO LIBOR         4.65
FRAMINGHAM                    326414.29     Cash Out Refinance 6 MO LIBOR         5.75
DOUGLAS                        94731.05     Cash Out Refinance Fixed Rate            0
ANTWERP                        94211.75     Cash Out Refinance 6 MO LIBOR            6
DENHAM SPRINGS                 81270.95     Cash Out Refinance 6 MO LIBOR         4.45
HACIENDA HEIGHTS              302590.24     Cash Out Refinance Fixed Rate            0
HIGHLAND                       99659.39     Cash Out Refinance 6 MO LIBOR         5.15
ATHENS                           112000     Cash Out Refinance 6 MO LIBOR         4.65
CAHOKIA                        81008.82     Cash Out Refinance 6 MO LIBOR         6.55
BATON ROUGE                    70579.48     Purchase           6 MO LIBOR          6.8
FLINT                           49846.4     Cash Out Refinance 6 MO LIBOR         5.95
ASHLAND                          350000     Cash Out Refinance 6 MO LIBOR          4.9
BIXBY                            244625     Cash Out Refinance 6 MO LIBOR          6.4
NASHVILLE                     308637.23     Purchase           6 MO LIBOR         5.15
SOUTH BEND                     66293.09     Cash Out Refinance 6 MO LIBOR         6.35
LUCEDALE                       50295.35     Purchase           6 MO LIBOR          6.6
HOUSTON                       115252.36     Cash Out Refinance Fixed Rate            0
LANCASTER                     339144.06     Purchase           Fixed Rate            0
PERRIS                           153000     Rate/Term Refinance6 MO LIBOR         4.75
NOBLESVILLE                   144923.25     Cash Out Refinance 6 MO LIBOR          6.7
GRAYSVILLE                     62793.64     Purchase           6 MO LIBOR            7
WASHINGTON                    163478.95     Cash Out Refinance Fixed Rate            0
CHICAGO                       171602.98     Cash Out Refinance 6 MO LIBOR          5.2
KANSAS CITY                      538625     Cash Out Refinance 6 MO LIBOR         6.55
RANCHO MIRAGE                 373307.87     Cash Out Refinance Fixed Rate            0
MOWEAQUA                        73884.5     Purchase           6 MO LIBOR          5.9
PICO RIVERA                      402000     Cash Out Refinance 6 MO LIBOR         5.05
SPRINGFIELD                    55527.53     Cash Out Refinance 6 MO LIBOR         6.35
MORGANTON                      91535.67     Cash Out Refinance 6 MO LIBOR          5.6
COUNTRY CLUB HILLS            139168.29     Cash Out Refinance 6 MO LIBOR         5.95
LUCEDALE                       73864.09     Cash Out Refinance 6 MO LIBOR         6.65
OAK PARK                      177682.91     Cash Out Refinance 6 MO LIBOR          5.3
ABINGTON                      223931.65     Cash Out Refinance 6 MO LIBOR          4.4
SANTA FE SPRINGS              251168.72     Cash Out Refinance Fixed Rate            0
ALPHARETTA                    448504.73     Cash Out Refinance 6 MO LIBOR          5.7
NORTH BABYLON                 339619.59     Cash Out Refinance Fixed Rate            0
KANSAS CITY                    86244.44     Cash Out Refinance 6 MO LIBOR         6.15
PAULDING                       64466.41     Cash Out Refinance 6 MO LIBOR         6.05
MARGATE                       182284.51     Cash Out Refinance 6 MO LIBOR         6.05
NEW ORLEANS                   391990.13     Cash Out Refinance Fixed Rate            0
MOBILE                         66474.18     Cash Out Refinance 6 MO LIBOR            7
FERNANDINA BEACH               174527.7     Cash Out Refinance 6 MO LIBOR         4.25
SILVERTHORNE                     100000     Purchase           6 MO LIBOR         4.75
WHARTON                       281501.96     Cash Out Refinance Fixed Rate            0
MOORESVILLE                    71675.17     Purchase           6 MO LIBOR          5.8
COLORADO SPRINGS                 212000     Purchase           6 MO LIBOR          5.4
MCGUFFEY                       56503.06     Cash Out Refinance 6 MO LIBOR          5.7
QUEEN CREEK                      151838     Purchase           6 MO LIBOR          4.9
ORLANDO                        89066.16     Cash Out Refinance Fixed Rate            0
LUCEDALE                       67932.13     Cash Out Refinance Fixed Rate            0
MIAMI                          68574.66     Purchase           6 MO LIBOR          5.1
MARTINS FERRY                  56901.15     Cash Out Refinance 6 MO LIBOR            7
PORTSMOUTH                    109164.46     Purchase           6 MO LIBOR          4.4
ORCHARD PARK                  131335.14     Cash Out Refinance 6 MO LIBOR         6.35
EWA BEACH                        347000     Cash Out Refinance Fixed Rate            0
DISCOVERY BAY                 428568.21     Cash Out Refinance Fixed Rate            0
PARK FOREST                    95147.34     Cash Out Refinance 6 MO LIBOR         5.45
FITHIAN                        70932.86     Cash Out Refinance 6 MO LIBOR         6.85
ROCKFORD                       65301.64     Cash Out Refinance 6 MO LIBOR            6
HAGERSTOWN                    544964.22     Cash Out Refinance 6 MO LIBOR         5.05
EXMORE                         83924.95     Purchase           6 MO LIBOR          6.6
ST LOUIS                       75849.91     Cash Out Refinance 6 MO LIBOR         6.15
SADORUS                        55108.69     Cash Out Refinance 6 MO LIBOR         6.35
NORTH PLAINFIELD              300851.02     Purchase           6 MO LIBOR         5.85
LOS ANGELES                   338919.81     Cash Out Refinance 6 MO LIBOR          5.3
DETROIT                        55150.68     Purchase           6 MO LIBOR          6.3
NILES                          76354.18     Cash Out Refinance 6 MO LIBOR          6.6
WAXHAW                        638262.03     Cash Out Refinance 6 MO LIBOR         5.85
JACKSON                        58315.81     Cash Out Refinance 6 MO LIBOR         5.85
PHELPS                        423053.63     Cash Out Refinance Fixed Rate            0
SELMA                          68760.37     Cash Out Refinance 6 MO LIBOR          5.8
FULTS                         190799.72     Cash Out Refinance 6 MO LIBOR          6.1
SIMPSONVILLE                  251288.82     Cash Out Refinance Fixed Rate            0
BRECKSVILLE                   254478.03     Cash Out Refinance 6 MO LIBOR         5.35
OTTAWA                         89747.39     Cash Out Refinance 6 MO LIBOR         5.85
MILLPORT                       85686.32     Cash Out Refinance 6 MO LIBOR          6.5
HUBBARD LK                    129757.38     Cash Out Refinance 6 MO LIBOR          5.2
OPP                            65516.44     Cash Out Refinance 6 MO LIBOR          6.1
NEWPORT                        54844.13     Cash Out Refinance Fixed Rate            0
ROCKFORD                       75530.39     Cash Out Refinance Fixed Rate            0
ST CHARLES                    172456.86     Cash Out Refinance 6 MO LIBOR          6.2
LA PUENTE                     349582.73     Cash Out Refinance 6 MO LIBOR          5.1
RICHMOND                       76389.76     Cash Out Refinance 6 MO LIBOR            7
ATCHISON                      107711.16     Purchase           6 MO LIBOR         5.65
LEXINGTON                     120077.41     Cash Out Refinance Fixed Rate            0
WESTFIELD                     134750.38     Cash Out Refinance 6 MO LIBOR         5.95
BIRMINGHAM                     90688.51     Cash Out Refinance 6 MO LIBOR            7
BIRMINGHAM                     59935.09     Cash Out Refinance 6 MO LIBOR            7
ADA                           484995.04     Rate/Term Refinance6 MO LIBOR          5.2
OSSINEKE                       49945.06     Cash Out Refinance 6 MO LIBOR          6.1
SHERWOOD                          86400     Purchase           6 MO LIBOR         4.75
DAYTON                         88000.41     Cash Out Refinance 6 MO LIBOR         5.85
WORCESTER                     297098.61     Cash Out Refinance 6 MO LIBOR         6.25
TEMPLE HILLS                  179600.75     Cash Out Refinance 6 MO LIBOR          6.3
JOPLIN                        101816.98     Purchase           6 MO LIBOR         5.35
KANSAS CITY                    51957.59     Purchase           6 MO LIBOR         6.75
BEEBE                          63766.53     Cash Out Refinance 6 MO LIBOR         6.05
DUNDALK                        49875.73     Cash Out Refinance Fixed Rate            0
MOUNT MORRIS                    88799.1     Cash Out Refinance 6 MO LIBOR          5.1
ROSLINDALE                    373697.61     Cash Out Refinance Fixed Rate            0
SANTA MARIA                   464491.35     Cash Out Refinance Fixed Rate            0
MARICOPA                         261043     Purchase           6 MO LIBOR          4.6
COLUMBIA                      253016.43     Cash Out Refinance 6 MO LIBOR         5.85
OIL CITY                        60678.8     Cash Out Refinance 6 MO LIBOR          5.3
ELWOOD                            68400     Cash Out Refinance 6 MO LIBOR          5.5
BUFFALO GROVE                  95467.27     Purchase           6 MO LIBOR          5.4
DES MOINES                     159584.4     Cash Out Refinance 6 MO LIBOR          5.3
LANSING                        49952.67     Purchase           6 MO LIBOR          5.9
LELAND                        112291.98     Cash Out Refinance 6 MO LIBOR         6.25
LAFAYETTE                      72432.74     Cash Out Refinance 6 MO LIBOR          6.3
CHICAGO                       487708.45     Cash Out Refinance 6 MO LIBOR          5.8
BRANT ROCK                    321031.69     Rate/Term RefinanceFixed Rate            0
HENDERSONVILLE                167721.05     Cash Out Refinance 6 MO LIBOR            5
LOS ANGELES                   399355.17     Cash Out Refinance 6 MO LIBOR         5.45
ALBUQUERQUE                   124281.49     Cash Out Refinance 6 MO LIBOR         5.74
DENISON                        60295.23     Rate/Term Refinance6 MO LIBOR          6.3
WOODSTOCK                     263269.75     Cash Out Refinance 6 MO LIBOR          5.2
PAINESVILLE                     89699.4     Cash Out Refinance 6 MO LIBOR          5.8
SAINT JOHN                      84338.8     Cash Out Refinance 6 MO LIBOR         5.65
RIVERSIDE                        350800     Purchase           6 MO LIBOR         5.05
APEX                          368165.02     Cash Out Refinance 6 MO LIBOR         5.75
PHOENIX                       506990.39     Cash Out Refinance 6 MO LIBOR         5.65
PHILADELPHIA                     375000     Cash Out Refinance 6 MO LIBOR         4.75
GARFIELD HTS                      93600     Cash Out Refinance 6 MO LIBOR          5.6
SAGINAW                       220338.57     Cash Out Refinance 6 MO LIBOR            7
WAUCONDA                      215438.94     Cash Out Refinance 6 MO LIBOR          6.1
PORTLAND                      114606.12     Cash Out Refinance Fixed Rate            0
ATLANTA                       165871.09     Cash Out Refinance 6 MO LIBOR         5.15
CLAYTON                        71811.15     Cash Out Refinance 6 MO LIBOR            5
ALBUQUERQUE                   230089.42     Purchase           6 MO LIBOR          6.3
OZONE PARK                    393811.52     Cash Out Refinance Fixed Rate            0
FLINT                          72097.04     Cash Out Refinance 6 MO LIBOR          6.6
MARGATE                       139965.06     Purchase           6 MO LIBOR         4.75
MASSILLON                        127800     Cash Out Refinance 6 MO LIBOR         5.65
CASA GRANDE                      100000     Cash Out Refinance 6 MO LIBOR          5.6
SAN BERNARDINO                216301.83     Cash Out Refinance 6 MO LIBOR          6.7
ALTO                          434339.29     Cash Out Refinance 6 MO LIBOR          6.4
WICHITA                       111281.92     Purchase           Fixed Rate            0
WINTER GARDEN                 494046.54     Cash Out Refinance 6 MO LIBOR            6
CICERO                        219576.23     Cash Out Refinance 6 MO LIBOR          6.9
MATTAPAN                         345000     Purchase           6 MO LIBOR         6.25
KIRKLAND                      311123.58     Purchase           6 MO LIBOR          4.6
BELLEVILLE                     72967.87     Cash Out Refinance 6 MO LIBOR         5.95
DAYTON                         52947.11     Cash Out Refinance Fixed Rate            0
LAS VEGAS                        557998     Cash Out Refinance 6 MO LIBOR         5.55
MURRIETA                         310276     Purchase           6 MO LIBOR         5.05
ERIE                           77093.66     Cash Out Refinance 6 MO LIBOR          5.5
OSCEOLA MILLS                  63635.39     Rate/Term Refinance6 MO LIBOR         6.35
CANTON                         92494.38     Cash Out Refinance 6 MO LIBOR         5.85
BURGETTSTOWN                      53862     Purchase           6 MO LIBOR         6.65
CLAYTON                           86800     Purchase           6 MO LIBOR         4.65
LAKELAND                      125461.99     Cash Out Refinance 6 MO LIBOR            7
LOS ANGELES                   525817.81     Cash Out Refinance 6 MO LIBOR          6.4
WILLIAMSON                    220214.93     Cash Out Refinance 6 MO LIBOR          5.5
NOBLESVILLE                    99726.82     Cash Out Refinance 6 MO LIBOR          4.7
EAST ELMHURST                 347278.46     Cash Out Refinance Fixed Rate            0
MEMPHIS                        53948.26     Cash Out Refinance Fixed Rate            0
DAYTON                         57474.77     Cash Out Refinance 6 MO LIBOR          5.3
INDEPENDENCE                   89815.79     Cash Out Refinance Fixed Rate            0
FONTANA                       426075.53     Purchase           6 MO LIBOR          7.1
CHICAGO                        69707.35     Cash Out Refinance Fixed Rate            0
TRAVERSE CITY                 345638.72     Purchase           6 MO LIBOR         5.45
CEDARSVILLE                   339334.24     Cash Out Refinance 6 MO LIBOR         5.65
GONZALES                      140231.22     Cash Out Refinance 6 MO LIBOR          5.8
ESSEX                         107696.87     Cash Out Refinance Fixed Rate            0
PONTIAC                       112239.68     Cash Out Refinance 6 MO LIBOR          6.3
PORTLAND                      199357.33     Cash Out Refinance 6 MO LIBOR         6.45
FAIRFIELD                        549874     Purchase           6 MO LIBOR         4.95
CLEVELAND                      67405.76     Cash Out Refinance Fixed Rate            0
KEMMERER                       91429.05     Cash Out Refinance 6 MO LIBOR          4.7
LYNDHURST                     381599.43     Cash Out Refinance Fixed Rate            0
WOODBRIDGE                       282200     Purchase           6 MO LIBOR          4.8
ARNOLD                        123600.37     Cash Out Refinance 6 MO LIBOR          4.7
CLEVELAND                      67332.97     Cash Out Refinance 6 MO LIBOR          5.6
LAKEWOOD                         327250     Cash Out Refinance 6 MO LIBOR         5.45
PHOENIX                          162400     Cash Out Refinance 6 MO LIBOR         5.05
LYNN                             324800     Cash Out Refinance 6 MO LIBOR          5.3
MONROE                        204372.89     Cash Out Refinance 6 MO LIBOR         4.05
WILMINGTON                    145360.79     Cash Out Refinance 6 MO LIBOR            5
PETALUMA                         544000     Cash Out Refinance 6 MO LIBOR          4.6
MILL SPRING                    40426.62     Cash Out Refinance 6 MO LIBOR          6.6
CHICAGO                       205914.22     Cash Out Refinance 6 MO LIBOR         5.65
POULSBO                       263999.99     Purchase           6 MO LIBOR         4.75
INDIO                            292000     Purchase           6 MO LIBOR         4.75
LOS ANGELES                   291895.99     Cash Out Refinance 6 MO LIBOR            7
WEAVERVILLE                   113698.07     Purchase           6 MO LIBOR          4.8
SONOMA                        452279.96     Rate/Term RefinanceFixed Rate            0
CANTON                         85207.68     Cash Out Refinance 6 MO LIBOR          5.5
MIAMI                         307557.21     Cash Out Refinance 6 MO LIBOR         6.15
ORLANDO                           70000     Cash Out Refinance 6 MO LIBOR         4.55
ATTLEBORO                     261506.06     Cash Out Refinance 6 MO LIBOR         5.99
APPLE VALLEY                     145360     Purchase           6 MO LIBOR         5.99
WEST PITTSBURG                 99581.06     Cash Out Refinance 6 MO LIBOR         5.99
WORCESTER                     223183.81     Cash Out Refinance 6 MO LIBOR         5.99
DETROIT                        88845.06     Cash Out Refinance 6 MO LIBOR          5.3
DISTRICT HEIGHTS              179808.69     Cash Out Refinance 6 MO LIBOR          6.7
AURORA                           236000     Purchase           6 MO LIBOR         4.65
SUGAR GROVE                      280000     Cash Out Refinance 6 MO LIBOR          5.7
TRACY                            569715     Purchase           6 MO LIBOR          4.6
NEW HAVEN                     155650.52     Cash Out Refinance 6 MO LIBOR          5.2
STOCKTON                      194374.61     Cash Out Refinance Fixed Rate            0
AKRON                          61094.68     Purchase           6 MO LIBOR         5.85
FREMONT                        74674.58     Cash Out Refinance 6 MO LIBOR         5.35
COLUMBUS                       98707.75     Cash Out Refinance 6 MO LIBOR            6
CURTICE                       135758.18     Purchase           6 MO LIBOR         5.25
CHILLICOTHE                    58815.88     Cash Out Refinance 6 MO LIBOR          6.6
LEAVITTSBURG                   90709.84     Cash Out Refinance Fixed Rate            0
SNELLVILLE                       133600     Cash Out Refinance 6 MO LIBOR          4.5
OAK PARK                       62653.59     Purchase           6 MO LIBOR         5.95
ELKTON                         59866.92     Purchase           6 MO LIBOR          5.7
VIRGINIA BEACH                   228480     Cash Out Refinance 6 MO LIBOR         6.15
NEW HAVEN                     161207.43     Cash Out Refinance 6 MO LIBOR          6.4
GERMANTOWN                       210400     Cash Out Refinance 6 MO LIBOR         5.75
ORLANDO                          372000     Purchase           6 MO LIBOR         4.65
UHRICHSVILLE                   49601.89     Cash Out Refinance Fixed Rate            0
ACWORTH                       424299.86     Cash Out Refinance 6 MO LIBOR         5.35
BRONXVILLE                    420025.97     Cash Out Refinance 6 MO LIBOR         6.65
BERLIN HEIGHTS                178514.59     Purchase           6 MO LIBOR         5.35
JONESBORO                     141979.44     Rate/Term Refinance6 MO LIBOR            7
GREENFIELD                    246462.97     Cash Out Refinance 6 MO LIBOR          6.5
DELRAY BEACH HEIGHTS           58403.62     Purchase           6 MO LIBOR          6.2
CAMDEN                         80626.13     Cash Out Refinance 6 MO LIBOR          5.8
INDEPENDENCE TOWNSHIP         260530.48     Cash Out Refinance 6 MO LIBOR          5.4
OVERLAND PARK                 197905.32     Cash Out Refinance 6 MO LIBOR          6.3
SKIATOOK                      143694.67     Cash Out Refinance 6 MO LIBOR         6.15
SAN FRANCISCO                 299988.33     Rate/Term RefinanceFixed Rate            0
BRENTWOOD                     314575.01     Cash Out Refinance 6 MO LIBOR          6.6
DETROIT                        63519.44     Purchase           6 MO LIBOR          6.1
SANTA ROSA                    365454.08     Cash Out Refinance Fixed Rate            0
GALION                         73034.93     Purchase           6 MO LIBOR            7
SHREVEPORT                     71928.14     Cash Out Refinance 6 MO LIBOR            7
MILWAUKEE                     110368.65     Cash Out Refinance 6 MO LIBOR          6.7
KANSAS CITY                   197529.18     Cash Out Refinance 6 MO LIBOR         6.05
CENTENNIAL                       238450     Cash Out Refinance 6 MO LIBOR         6.15
CHICAGO                       140850.15     Cash Out Refinance 6 MO LIBOR          6.5
CORBIN                         74557.59     Cash Out Refinance 6 MO LIBOR         6.35
AKRON                          61094.68     Purchase           6 MO LIBOR         5.85
KANSAS CITY                    98896.95     Cash Out Refinance 6 MO LIBOR         6.55
CANAL WINCHESTER                 212420     Rate/Term Refinance6 MO LIBOR          6.1
ALBUQUERQUE                   359207.29     Cash Out Refinance 6 MO LIBOR         6.35
ZANESVILLE                     78681.97     Cash Out Refinance 6 MO LIBOR          5.8
TRAVERSE CITY                  249050.4     Cash Out Refinance 6 MO LIBOR          5.6
DECKERVILLE                    78523.35     Cash Out Refinance 6 MO LIBOR         6.65
KENTON                          72237.8     Purchase           6 MO LIBOR         5.95
PARK RIDGE                    325959.52     Cash Out Refinance Fixed Rate            0
PHILADELPHIA                  269342.84     Cash Out Refinance 6 MO LIBOR          6.1
MARTINEZ                         389560     Purchase           6 MO LIBOR         4.75
LEXINGTON                     145413.82     Cash Out Refinance Fixed Rate            0
EUNICE                          64860.1     Cash Out Refinance 6 MO LIBOR          6.1
AUBURN                        271447.72     Cash Out Refinance 6 MO LIBOR         6.55
Norcross                      171511.34     Cash Out Refinance 6 MO LIBOR          5.9
SAINT LOUIS                    58452.82     Purchase           6 MO LIBOR          6.8
NAPERVILLE                    491234.25     Purchase           6 MO LIBOR         6.35
FORDS                            328000     Cash Out Refinance 6 MO LIBOR         5.55
HOLLAND                       116509.69     Cash Out Refinance 6 MO LIBOR          5.4
NELSONVILLE                    63133.11     Purchase           Fixed Rate            0
KISSIMMEE                        100700     Purchase           6 MO LIBOR         4.35
GRAFTON                        87840.47     Purchase           6 MO LIBOR          5.2
CORONA                        227240.81     Cash Out Refinance 6 MO LIBOR         5.25
DES MOINES                     57320.69     Purchase           6 MO LIBOR         6.75
GREENVILLE                     87821.31     Cash Out Refinance 6 MO LIBOR         5.95
BAY SHORE                     232024.23     Cash Out Refinance Fixed Rate            0
CHARLOTTE                     205607.21     Purchase           6 MO LIBOR         5.75
EDEN PRAIRIE                  683746.22     Purchase           6 MO LIBOR          6.4
SUMMIT                         59340.72     Purchase           6 MO LIBOR          6.8
SOMERSET                         630000     Cash Out Refinance 6 MO LIBOR         5.65
SILVER SPRING                 227990.85     Cash Out Refinance 6 MO LIBOR          4.6
RIO RANCHO                    243217.44     Purchase           6 MO LIBOR          4.3
PORT HURON                     76328.56     Purchase           6 MO LIBOR          6.5
PUT-IN-BAY                    177286.34     Cash Out Refinance Fixed Rate            0
MASTIC BEACH                  271644.76     Cash Out Refinance 6 MO LIBOR          5.9
TROY                          121359.03     Purchase           6 MO LIBOR         5.95
MARICOPA                         137792     Purchase           6 MO LIBOR          5.1
DETROIT                        83844.68     Cash Out Refinance 6 MO LIBOR         6.55
PHOENIX                       302546.82     Cash Out Refinance 6 MO LIBOR          5.4
CHICAGO                       106749.38     Cash Out Refinance 6 MO LIBOR         4.45
BELLEVILLE                     143682.9     Purchase           6 MO LIBOR          5.9
HOPEWELL JUNCTION             626290.73     Purchase           6 MO LIBOR         6.65
VANDALIA                        57493.5     Cash Out Refinance 6 MO LIBOR          5.9
FLORENCE                       86547.26     Cash Out Refinance 6 MO LIBOR         6.35
CLARKSTOWN                       472500     Cash Out Refinance 6 MO LIBOR            6
VAN BUREN                      59905.18     Rate/Term Refinance6 MO LIBOR          5.5
ALBANY                         61772.18     Cash Out Refinance 6 MO LIBOR         6.15
GALESBURG                      61069.32     Cash Out Refinance 6 MO LIBOR         6.35
ALEXANDER                        228000     Cash Out Refinance 6 MO LIBOR          6.6
REDFORD                       116699.05     Cash Out Refinance 6 MO LIBOR         5.65
FRESNO                        259533.78     Cash Out Refinance 6 MO LIBOR          6.5
SEBRING                       156950.16     Cash Out Refinance Fixed Rate            0
ST PETERS                      143988.8     Cash Out Refinance 6 MO LIBOR         4.95
COLUMBUS                       59932.83     Cash Out Refinance 6 MO LIBOR          5.9
COLORADO SPRINGS                 503500     Cash Out Refinance 6 MO LIBOR          6.4
BURLINGTON                     85848.56     Purchase           6 MO LIBOR          4.6
BATAVIA                          148000     Cash Out Refinance 6 MO LIBOR         6.05
DAYTON                         87078.15     Purchase           6 MO LIBOR         5.75
LEBANON                       197445.64     Cash Out Refinance 6 MO LIBOR          6.5
MONTGOMERY VILLAGE               212000     Cash Out Refinance 6 MO LIBOR          5.9
EVERGREEN                     645842.32     Rate/Term RefinanceFixed Rate            0
JOLIET                        196933.94     Cash Out Refinance 6 MO LIBOR          6.8
LAURENS                       105252.98     Cash Out Refinance 6 MO LIBOR         5.75
GRAND RAPIDS                  130823.26     Cash Out Refinance 6 MO LIBOR         6.25
HUNTINGTON                     54781.81     Cash Out Refinance Fixed Rate            0
BICKNELL                       50264.23     Purchase           6 MO LIBOR          6.5
BRENTWOOD                        640000     Cash Out Refinance 6 MO LIBOR         5.25
TUSTIN                        188459.18     Rate/Term RefinanceFixed Rate            0
WYOMING                       132574.85     Cash Out Refinance 6 MO LIBOR          5.5
WILMINGTON                     79918.45     Cash Out Refinance 6 MO LIBOR          6.7
DELRAY BEACH                   80616.41     Purchase           6 MO LIBOR          5.9
MARIETTA                      211221.44     Cash Out Refinance 6 MO LIBOR         6.75
HOMELAND                      148961.45     Cash Out Refinance Fixed Rate            0
TAUNTON                       236082.18     Cash Out Refinance 6 MO LIBOR            7
CLEVELAND                      74983.29     Purchase           6 MO LIBOR         5.65
MACHESNEY PARK                 71915.98     Cash Out Refinance 6 MO LIBOR          6.8
BUENA PARK                       476000     Purchase           6 MO LIBOR         4.75
NEW PHILADELPHIA               62930.78     Cash Out Refinance 6 MO LIBOR          6.5
CHICAGO                       195030.51     Cash Out Refinance 6 MO LIBOR            6
CUMMING                        199465.1     Purchase           6 MO LIBOR         4.25
ROCKY RIVER                   265339.83     Purchase           6 MO LIBOR          6.4
MUNCIE                         90086.52     Cash Out Refinance Fixed Rate            0
PLANO                         107663.31     Cash Out Refinance 6 MO LIBOR         5.25
MARION                         59916.08     Cash Out Refinance 6 MO LIBOR            7
ATLANTA                        118859.7     Cash Out Refinance 6 MO LIBOR          5.8
MEDWAY                        107828.84     Cash Out Refinance 6 MO LIBOR          6.7
FORT WAYNE                      49918.3     Cash Out Refinance 6 MO LIBOR          6.5
CHICAGO                        79759.41     Cash Out Refinance Fixed Rate            0
SLATEDALE                      88195.96     Cash Out Refinance Fixed Rate            0
HATBORO                       239253.72     Cash Out Refinance 6 MO LIBOR          4.8
KANSAS CITY                    71911.93     Cash Out Refinance 6 MO LIBOR          5.9
ASHTABULA                     116829.24     Cash Out Refinance 6 MO LIBOR          6.1
STRONGSVILLE                  133743.11     Purchase           6 MO LIBOR         6.35
SILVER SPRING                 267994.39     Purchase           6 MO LIBOR         4.65
KINGSTON                          97600     Purchase           6 MO LIBOR          4.7
GREENVILLE                     54924.01     Purchase           6 MO LIBOR            7
UPPER SANDUSKY                    94000     Cash Out Refinance 6 MO LIBOR         5.25
STAFFORD                      340211.67     Purchase           6 MO LIBOR         4.95
HAMPTON                        80639.56     Cash Out Refinance 6 MO LIBOR         6.25
CROSBY                         86177.76     Cash Out Refinance Fixed Rate            0
BOLINGBROOK                      152000     Rate/Term Refinance6 MO LIBOR         4.85
CHARDON                       332634.09     Cash Out Refinance 6 MO LIBOR         6.75
NICHOLASVILLE                 146676.95     Cash Out Refinance 6 MO LIBOR         6.55
ORLANDO                          211920     Purchase           6 MO LIBOR          4.9
FAIRFIELD                      496688.4     Cash Out Refinance 6 MO LIBOR         4.75
AKRON                           59913.3     Purchase           6 MO LIBOR          5.9
ROMEOVILLE                    120504.11     Purchase           6 MO LIBOR          5.6
GREENVILLE                     66259.17     Purchase           6 MO LIBOR          6.9
TACOMA                        253318.01     Cash Out Refinance 6 MO LIBOR            7
KANSAS CITY                     62949.7     Cash Out Refinance 6 MO LIBOR         6.95
CLEVELAND                     125785.65     Purchase           6 MO LIBOR         6.65
ST CLAIR SHORES               147332.42     Cash Out Refinance Fixed Rate            0
PALOS HEIGHTS                 224775.43     Cash Out Refinance Fixed Rate            0
ROHNERT PARK                  422462.98     Purchase           6 MO LIBOR          4.9
MINNEAPOLIS                   199633.93     Cash Out Refinance 6 MO LIBOR         5.95
ODESSA                           203021     Purchase           6 MO LIBOR         4.95
VERO BEACH                     202766.4     Purchase           6 MO LIBOR          4.6
PHENIX CITY                    57508.97     Cash Out Refinance Fixed Rate            0
MANISTEE                       166247.1     Cash Out Refinance 6 MO LIBOR          5.6
KANSAS CITY                    94162.62     Cash Out Refinance 6 MO LIBOR          5.6
LAWRENCEVILLE                 187587.51     Purchase           6 MO LIBOR         4.05
OKLAHOMA CITY                  67887.97     Purchase           6 MO LIBOR          4.7
NORTH CHARLESTON               67035.83     Purchase           6 MO LIBOR         5.55
COLUMBUS                       59898.87     Cash Out Refinance Fixed Rate            0
AKRON                          61084.51     Purchase           6 MO LIBOR         5.85
LEXINGTON                      91741.76     Purchase           Fixed Rate            0
CANDLER                          328000     Rate/Term Refinance6 MO LIBOR          5.3
VERNON                         98820.64     Cash Out Refinance 6 MO LIBOR         6.65
BOLINGBROOK                   321837.57     Cash Out Refinance 6 MO LIBOR          5.8
DAVENPORT                     195627.07     Purchase           6 MO LIBOR          5.1
MENTOR                           160000     Cash Out Refinance 6 MO LIBOR         5.55
RANCHO MURRIETA               559275.68     Cash Out Refinance Fixed Rate            0
MAUMELLE                       354491.2     Purchase           6 MO LIBOR          5.8
DETROIT                         49848.5     Cash Out Refinance 6 MO LIBOR         4.85
LONG BEACH                       336000     Purchase           6 MO LIBOR         4.65
DUBLIN                           661000     Cash Out Refinance 6 MO LIBOR            6
GLENDALE                         280000     Purchase           6 MO LIBOR         4.75
JACKSONVILLE                  252560.13     Cash Out Refinance 6 MO LIBOR         6.45
BATTLE CREEK                    52195.4     Cash Out Refinance 6 MO LIBOR         6.75
PORTLAND                         119700     Cash Out Refinance 6 MO LIBOR            6
OLMSTED FALLS                  114135.7     Purchase           6 MO LIBOR          5.8
NEWARK                        455428.24     Cash Out Refinance 6 MO LIBOR         5.75
TEMPE                         119798.78     Cash Out Refinance 6 MO LIBOR         4.75
DOVER                          254459.3     Cash Out Refinance 6 MO LIBOR          6.2
SPRINGFIELD                    50775.58     Cash Out Refinance 6 MO LIBOR         5.35
BEAVER DAM                    286815.73     Cash Out Refinance 6 MO LIBOR         6.15
WEST PALM BEACH               112346.98     Cash Out Refinance 6 MO LIBOR          5.7
SPRINGFIELD                    67828.46     Cash Out Refinance 6 MO LIBOR         5.05
LOWELL                        186667.92     Cash Out Refinance 6 MO LIBOR          6.7
DECATUR                        65605.08     Cash Out Refinance Fixed Rate            0
APPLE VALLEY                  483324.98     Cash Out Refinance 6 MO LIBOR          6.5
HEMET                            228000     Purchase           6 MO LIBOR          4.6
WAYNESVILLE                   179051.62     Cash Out Refinance 6 MO LIBOR          5.7
DUMFRIES                         236000     Purchase           6 MO LIBOR         4.75
WASHINGTON                     51185.07     Cash Out Refinance 6 MO LIBOR         6.25
LAWRENCE                      309909.24     Cash Out Refinance Fixed Rate            0
TULSA                         115846.95     Cash Out Refinance 6 MO LIBOR         6.05
MIDDLETOWN                    154070.96     Cash Out Refinance 6 MO LIBOR          6.4
NAPLES                        326407.61     Cash Out Refinance 6 MO LIBOR          6.2
DAVENPORT                     146202.48     Purchase           6 MO LIBOR          5.7
SAGINAW                           66800     Cash Out Refinance 6 MO LIBOR         5.75
MCKEESPORT                     61703.31     Cash Out Refinance 6 MO LIBOR          6.6
CAPITOL HEIGHTS               162674.03     Cash Out Refinance Fixed Rate            0
SAINT LOUIS                    55184.87     Cash Out Refinance Fixed Rate            0
LAKE VILLA                    207717.09     Cash Out Refinance 6 MO LIBOR         6.55
CHIPPEWA LAKE                  50285.96     Purchase           6 MO LIBOR          5.4
AIKEN                         199419.75     Cash Out Refinance 6 MO LIBOR          6.7
CHICAGO                        62924.19     Cash Out Refinance 6 MO LIBOR          5.8
SAINT LOUIS                    65174.82     Cash Out Refinance 6 MO LIBOR          6.9
EAST POINTE                   115579.56     Cash Out Refinance 6 MO LIBOR         6.75
CARLSBAD                      349327.65     Purchase           6 MO LIBOR         4.15
GARDEN GROVE                  355906.85     Cash Out Refinance Fixed Rate            0
LAKE CHARLES                   74708.29     Rate/Term Refinance6 MO LIBOR         6.95
WARREN                         71762.49     Cash Out Refinance 6 MO LIBOR         4.75
NEW IBERIA                    159423.16     Cash Out Refinance 6 MO LIBOR         6.75
TOCCOA                            62720     Purchase           6 MO LIBOR          5.1
KINGS MILL                    107798.45     Cash Out Refinance 6 MO LIBOR          4.4
MEMPHIS                        92596.23     Cash Out Refinance 6 MO LIBOR          6.5
ROSEDALE                      480399.56     Cash Out Refinance 6 MO LIBOR         6.25
CANTON                         89852.18     Cash Out Refinance 6 MO LIBOR         6.75
SAINT LOUIS                    59944.73     Cash Out Refinance 6 MO LIBOR         6.35
KNOXVILLE                     124042.68     Cash Out Refinance 6 MO LIBOR         6.55
CHICAGO                       241966.46     Cash Out Refinance 6 MO LIBOR         6.15
MEMPHIS                        58374.09     Cash Out Refinance 6 MO LIBOR            6
MORROW                           111200     Cash Out Refinance 6 MO LIBOR         5.55
DELAWARE                         110400     Purchase           6 MO LIBOR         5.65
LEXINGTON                      136707.7     Purchase           6 MO LIBOR          4.7
CHICAGO                       169464.98     Cash Out Refinance Fixed Rate            0
BEAR                          339022.36     Cash Out Refinance Fixed Rate            0
ST LOUIS                      193094.62     Cash Out Refinance 6 MO LIBOR          5.7
WILMINGTON                       360000     Cash Out Refinance 6 MO LIBOR         4.75
FAYETTEVILLE                  211139.79     Cash Out Refinance 6 MO LIBOR            6
NEWCOMERSTOWN                  53705.97     Cash Out Refinance Fixed Rate            0
LOUISBURG                      83108.96     Cash Out Refinance 6 MO LIBOR         6.15
PORT CLINTON                  284181.68     Cash Out Refinance 6 MO LIBOR          6.6
MIAMI                          89998.08     Cash Out Refinance 6 MO LIBOR          6.8
DETROIT                        59416.94     Cash Out Refinance 6 MO LIBOR         5.85
GREENWOOD                      67873.88     Purchase           6 MO LIBOR          5.1
NEW LENOX                        340000     Cash Out Refinance 6 MO LIBOR         5.95
RALEIGH                       103843.59     Purchase           6 MO LIBOR         4.95
BERKLEY                       148566.28     Cash Out Refinance 6 MO LIBOR          6.9
FLINTSTONE                    151872.04     Rate/Term Refinance6 MO LIBOR          6.1
CHICAGO                       106094.95     Rate/Term Refinance6 MO LIBOR         5.95
STEVENS POINT                  56202.11     Purchase           6 MO LIBOR         6.95
LANCASTER                       54874.3     Cash Out Refinance 6 MO LIBOR         5.95
CHICAGO                       276890.58     Cash Out Refinance 6 MO LIBOR          6.6
DETROIT                        71933.25     Cash Out Refinance 6 MO LIBOR         6.85
JOLIET                        135682.93     Purchase           6 MO LIBOR         5.55
VALLES MINES                     143450     Cash Out Refinance 6 MO LIBOR         6.05
LOWELLVILLE                   111020.31     Cash Out Refinance Fixed Rate            0
HEPHZIBAH                      90256.03     Purchase           6 MO LIBOR         4.75
PHILADELPHIA                   50352.82     Purchase           6 MO LIBOR         6.75
SPENCER                       215775.18     Purchase           6 MO LIBOR         5.95
EAST LAKE                      77786.32     Cash Out Refinance 6 MO LIBOR         5.85
WOODBRIDGE                       260000     Purchase           6 MO LIBOR          5.1
NORWALK                       110574.76     Cash Out Refinance 6 MO LIBOR          6.9
SULLIVAN                      162110.69     Cash Out Refinance 6 MO LIBOR         5.95
WARRENVILLE                    84830.02     Cash Out Refinance 6 MO LIBOR         4.25
COLUMBUS                          83299     Cash Out Refinance 6 MO LIBOR         5.35
STREETSBORO                   192565.57     Purchase           6 MO LIBOR          6.7
LUDLOW                        311439.84     Purchase           6 MO LIBOR         4.85
ATLANTA                       178825.11     Cash Out Refinance 6 MO LIBOR         5.65
SAN BERNARDINO                  69498.7     Cash Out Refinance Fixed Rate            0
DRYDEN                        374635.44     Cash Out Refinance 6 MO LIBOR         6.75
CINCINNATI                    105949.96     Cash Out Refinance 6 MO LIBOR          5.8
SCOTTSDALE                    534067.09     Rate/Term Refinance6 MO LIBOR          5.7
CORONA                        273094.18     Cash Out Refinance Fixed Rate            0
WOODBRIDGE                    370985.66     Cash Out Refinance 6 MO LIBOR          5.4
EMMETT                         384198.3     Cash Out Refinance Fixed Rate            0
SPENCER                          336000     Purchase           6 MO LIBOR          4.9
SILER CITY                     96589.54     Cash Out Refinance 6 MO LIBOR          5.9
TINLEY PARK                   203569.39     Cash Out Refinance Fixed Rate            0
IMLAY CITY                     300640.5     Cash Out Refinance 6 MO LIBOR          5.2
VERO BEACH                    101715.37     Cash Out Refinance Fixed Rate            0
LITTLEROCK                    126768.95     Cash Out Refinance Fixed Rate            0
LEE'S SUMMIT                  208704.03     Rate/Term Refinance6 MO LIBOR          6.1
FOSTORIA                       71821.58     Cash Out Refinance Fixed Rate            0
WISCONSIN DELLS               120182.98     Cash Out Refinance 6 MO LIBOR          5.7
ST. LOUIS                      70235.89     Purchase           6 MO LIBOR         5.95
PHILADELPHIA                  127008.71     Cash Out Refinance 6 MO LIBOR          5.1
WAUPACA                        75345.41     Rate/Term Refinance6 MO LIBOR         6.65
SILVER LAKE                   122194.75     Purchase           6 MO LIBOR         5.65
COLUMBIA                       84587.57     Purchase           6 MO LIBOR          4.5
CANTON                        280526.35     Cash Out Refinance 6 MO LIBOR          6.4
YOUNGSTOWN                     79814.19     Cash Out Refinance Fixed Rate            0
LOOKOUT MOUNTAIN              583989.82     Cash Out Refinance 6 MO LIBOR         5.55
PITTSBURGH                     56743.32     Cash Out Refinance 6 MO LIBOR         6.95
RALEIGH                        81450.62     Purchase           6 MO LIBOR         4.85
SALIDA                           244000     Purchase           6 MO LIBOR          4.6
WILMINGTON                     88639.01     Cash Out Refinance 6 MO LIBOR          5.4
DALLAS                         52752.58     Purchase           6 MO LIBOR            6
GREENVILLE                      84658.5     Cash Out Refinance Fixed Rate            0
LITTLE ROCK                    51941.78     Cash Out Refinance 6 MO LIBOR          6.5
CHARLOTTE                        113600     Cash Out Refinance 6 MO LIBOR          5.1
OXNARD                        284926.75     Rate/Term RefinanceFixed Rate            0
FISHERS                       151764.48     Cash Out Refinance 6 MO LIBOR          5.2
VIRGINIA BEACH                131758.37     Cash Out Refinance 6 MO LIBOR         4.55
PELHAM                        130405.49     Cash Out Refinance 6 MO LIBOR          6.5
LENNOX                        182407.56     Cash Out Refinance Fixed Rate            0
UNIONTOWN                     150149.99     Purchase           6 MO LIBOR          6.8
DETROIT                         50335.5     Purchase           6 MO LIBOR         5.85
NEWBURGH                       135701.3     Cash Out Refinance 6 MO LIBOR         5.25
SOUTH HOLLAND                 183539.71     Purchase           6 MO LIBOR         5.85
ROCKLEDGE                        376000     Cash Out Refinance 6 MO LIBOR         5.75
WINBER                         55910.61     Cash Out Refinance 6 MO LIBOR         5.15
WORCESTER                      193424.3     Cash Out Refinance 6 MO LIBOR         6.95
MARSHALL                      147744.45     Cash Out Refinance 6 MO LIBOR         6.75
BROADVIEW                     175175.62     Cash Out Refinance Fixed Rate            0
DETROIT                        59451.99     Purchase           6 MO LIBOR         6.35
HUNTSVILLE                     81477.28     Cash Out Refinance 6 MO LIBOR          5.7
TOLEDO                          75469.9     Cash Out Refinance 6 MO LIBOR          6.2
CARPENTERSVILLE               179626.78     Cash Out Refinance 6 MO LIBOR          4.4
KINGMAN                        99901.83     Cash Out Refinance Fixed Rate            0
MAIDEN                         74715.39     Cash Out Refinance 6 MO LIBOR         6.25
CHICAGO                       109587.06     Cash Out Refinance 6 MO LIBOR          5.4
MILFORD                         95840.6     Cash Out Refinance 6 MO LIBOR          5.4
TOLEDO                         75747.56     Cash Out Refinance 6 MO LIBOR          4.6
EPHRAIM                       166324.87     Cash Out Refinance 6 MO LIBOR          6.7
SHAPLEIGH                     143712.02     Cash Out Refinance Fixed Rate            0
CHANDLER                         450500     Cash Out Refinance 6 MO LIBOR         6.05
MONTGOMERY                     54957.95     Cash Out Refinance 6 MO LIBOR            7
MARICOPA                      138460.62     Purchase           6 MO LIBOR          5.2
CONYERS                          308000     Purchase           6 MO LIBOR          4.9
POTTSTOWN                     127330.05     Cash Out Refinance 6 MO LIBOR         6.25
RIVIERA BEACH                  115170.2     Cash Out Refinance Fixed Rate            0
HEMINGWAY                      72169.95     Cash Out Refinance 6 MO LIBOR          6.3
MARIETTA                       67932.13     Cash Out Refinance 6 MO LIBOR            7
OPA LOCKA                      94058.27     Cash Out Refinance Fixed Rate            0
CASTLE ROCK                      580000     Cash Out Refinance 6 MO LIBOR          5.8
WICHITA                        64718.76     Purchase           6 MO LIBOR         6.25
WALDRON                        67354.71     Cash Out Refinance 6 MO LIBOR         6.35
COCOA                            152000     Cash Out Refinance 6 MO LIBOR          5.6
ARLINGTON                      69196.64     Cash Out Refinance 6 MO LIBOR            6
SHELBURN                       90033.28     Cash Out Refinance 6 MO LIBOR          5.4
SUMMERVILLE                   119690.64     Cash Out Refinance 6 MO LIBOR         5.15
BURNS HARBOR                   87838.91     Cash Out Refinance Fixed Rate            0
MADISON                       307702.15     Purchase           6 MO LIBOR         6.15
FAIRFIELD                        352000     Purchase           6 MO LIBOR          4.6
WESTLAND                       88858.25     Cash Out Refinance 6 MO LIBOR         4.15
JONESBORO                     104509.81     Cash Out Refinance 6 MO LIBOR          4.5
MADISON                       209156.87     Cash Out Refinance 6 MO LIBOR         6.15
KINGMAN                        94403.85     Cash Out Refinance Fixed Rate            0
COLORADO SPRINGS                 292500     Cash Out Refinance 6 MO LIBOR          5.7
CLEARWATER                        76000     Cash Out Refinance 6 MO LIBOR          5.1
COLUMBUS                       81818.26     Cash Out Refinance 6 MO LIBOR          6.7
WILMINGTON                    171635.27     Purchase           6 MO LIBOR         4.85
NORTH HOLLYWOOD                  284320     Cash Out Refinance 6 MO LIBOR         5.05
MURPHY                        106858.32     Purchase           6 MO LIBOR          6.4
SHREVEPORT                       201600     Cash Out Refinance 6 MO LIBOR         5.15
DELTONA                        95346.47     Cash Out Refinance Fixed Rate            0
FREDERICKSBURG                231780.33     Cash Out Refinance 6 MO LIBOR          6.9
LIGHTHOUSE POINT              194628.28     Cash Out Refinance Fixed Rate            0
WYOMING                       102480.29     Rate/Term Refinance6 MO LIBOR            7
MAPLE HEIGHTS                  89440.68     Cash Out Refinance 6 MO LIBOR          5.4
KANSAS CITY                    76414.36     Purchase           6 MO LIBOR          6.5
INDIANAPOLIS                  114954.49     Rate/Term RefinanceFixed Rate            0
RICHMOND                      207490.56     Cash Out Refinance Fixed Rate            0
ALPENA                         79897.63     Cash Out Refinance 6 MO LIBOR         6.05
CINCINNATI                     70530.92     Purchase           6 MO LIBOR            7
WATERFORD                     208604.39     Cash Out Refinance 6 MO LIBOR         6.85
SELLERSBURG                   107822.08     Purchase           6 MO LIBOR          5.4
EAST PEORIA                    88578.35     Rate/Term RefinanceFixed Rate            0
KANSAS CITY                    61998.29     Cash Out Refinance 6 MO LIBOR         6.75
KANSAS CITY                    59143.35     Cash Out Refinance 6 MO LIBOR         6.55
DAYTON                         67432.62     Purchase           6 MO LIBOR         6.65
EAST POINT                       114800     Purchase           6 MO LIBOR         5.55
ALLENTOWN                      81647.03     Rate/Term Refinance6 MO LIBOR         5.55
ORLANDO                          156750     Cash Out Refinance 6 MO LIBOR          5.7
SILVER SPRING                    294500     Purchase           6 MO LIBOR         5.55
SUMMERVILLE                   131654.31     Cash Out Refinance Fixed Rate            0
WEYMOUNTH                        176000     Purchase           6 MO LIBOR         5.95
SUN CITY                         339450     Purchase           6 MO LIBOR         5.55
LOS ANGELES                      399500     Cash Out Refinance 6 MO LIBOR          5.7
DINGMANS FERRY                122932.64     Cash Out Refinance 6 MO LIBOR          5.8
DES MOINES                     61020.22     Cash Out Refinance 6 MO LIBOR          5.7
PADUCAH                       122938.08     Cash Out Refinance 6 MO LIBOR            6
SANDWICH                      264301.08     Purchase           6 MO LIBOR         5.55
NORWALK                           81000     Purchase           6 MO LIBOR          5.7
BARTLESVILLE                   76176.53     Cash Out Refinance 6 MO LIBOR         5.55
OVERLAND PARK                 190474.33     Cash Out Refinance 6 MO LIBOR          6.3
TEMPLE HILLS                     144000     Purchase           6 MO LIBOR          5.7
OVERLAND PARK                 203373.34     Cash Out Refinance 6 MO LIBOR          5.7
ST. CLAIR                      55783.49     Purchase           6 MO LIBOR         5.95
HAGERSTOWN                       313280     Purchase           6 MO LIBOR          5.7
FORT WORTH                     83732.88     Purchase           Fixed Rate            0
GREENSBORO                     53839.93     Cash Out Refinance Fixed Rate            0
YORK                          139064.44     Purchase           6 MO LIBOR         5.55
TEMECULA                         364000     Purchase           6 MO LIBOR         5.05
HIGHLAND                        86328.8     Cash Out Refinance 6 MO LIBOR         6.55
KANSAS CITY                    75161.65     Purchase           6 MO LIBOR         6.55
WORCESTER                     175710.06     Purchase           6 MO LIBOR         4.75
PENN YAN                       74923.56     Purchase           6 MO LIBOR          6.5
PROSPECT                       53251.64     Cash Out Refinance 6 MO LIBOR         5.55
SPRINGFIELD                    120991.9     Cash Out Refinance 6 MO LIBOR          6.9
TEXARKANA                      56920.93     Cash Out Refinance 6 MO LIBOR          6.4
LAKE ELSINORE                    247500     Purchase           6 MO LIBOR            5
RUSSELLS POINT                 84883.81     Purchase           6 MO LIBOR            7
TACOMA                           148800     Cash Out Refinance 6 MO LIBOR         5.05
BOSTON                           400000     Cash Out Refinance 6 MO LIBOR          5.6
PITTSBURGH                     61130.77     Cash Out Refinance 6 MO LIBOR         6.85
HIGHLAND MILLS                319648.37     Cash Out Refinance 6 MO LIBOR          6.3
KANSAS CITY                      174400     Rate/Term Refinance6 MO LIBOR          5.1
TURNEY                        224742.82     Cash Out Refinance 6 MO LIBOR         5.85
JACKSONVILLE                   59417.43     Cash Out Refinance 6 MO LIBOR         5.75
BERKELEY HEIGHTS                 499000     Cash Out Refinance 6 MO LIBOR          5.4
BROCKTON                      283845.67     Cash Out Refinance 6 MO LIBOR         2.09
MACOMB                        203269.12     Purchase           6 MO LIBOR         6.34
SUGAR GROVE                      288000     Cash Out Refinance 6 MO LIBOR         5.65
NIXA                           88741.93     Purchase           6 MO LIBOR         5.25
RIVERSIDE                        380000     Purchase           6 MO LIBOR         4.85
LAKE WORTH                       253600     Purchase           6 MO LIBOR          4.6
PLEASANT HILL                  61110.68     Cash Out Refinance 6 MO LIBOR         5.55
DEFUNIAK SPRINGS               86937.44     Cash Out Refinance Fixed Rate            0
STRUTHERS                      71929.64     Cash Out Refinance 6 MO LIBOR            7
TOLEDO                           142320     Purchase           6 MO LIBOR          5.8
BALTIMORE                      90804.06     Cash Out Refinance 6 MO LIBOR         4.75
CONCORD                        76601.12     Purchase           6 MO LIBOR          5.1
OCEANSIDE                     197623.28     Cash Out Refinance Fixed Rate            0
SACO                          189690.95     Purchase           6 MO LIBOR         6.15
SAINT LOUIS                   105265.11     Cash Out Refinance 6 MO LIBOR         6.35
PULASKI                       214809.79     Purchase           6 MO LIBOR         6.05
ROGERS                         67934.92     Cash Out Refinance 6 MO LIBOR          6.7
PHILADELPHIA                   80291.52     Cash Out Refinance 6 MO LIBOR          5.7
JOPLIN                         67938.93     Cash Out Refinance 6 MO LIBOR         6.65
RICHMOND                       71442.76     Purchase           6 MO LIBOR          5.2
CULPEPER                      247824.02     Purchase           6 MO LIBOR         5.05
CANTON                        193298.53     Purchase           6 MO LIBOR         5.05
KELLER                           389900     Rate/Term Refinance6 MO LIBOR         5.25
NORTH LAS VEGAS               191616.04     Purchase           6 MO LIBOR         4.45
LEWISTON                       99888.04     Cash Out Refinance Fixed Rate            0
NEWAYGO                        65170.66     Cash Out Refinance 6 MO LIBOR          6.5
DAYTON                         67846.13     Cash Out Refinance 6 MO LIBOR         5.55
AUBURN                         62921.01     Rate/Term RefinanceFixed Rate            0
SPRINGFIELD                    83064.89     Cash Out Refinance 6 MO LIBOR          5.9
NORTH PROVIDENCE              150060.43     Purchase           6 MO LIBOR            5
COLUMBIA                       80913.01     Cash Out Refinance Fixed Rate            0
SAINT LOUIS                    79920.15     Cash Out Refinance 6 MO LIBOR         6.55
AUSTINTOWN                    100589.35     Cash Out Refinance 6 MO LIBOR          6.2
SALUDA                        224544.95     Cash Out Refinance Fixed Rate            0
GAITHERSBURG                     272000     Purchase           6 MO LIBOR          5.1
AYNOR                         104798.56     Cash Out Refinance 6 MO LIBOR          5.6
CHANDLER                      267475.19     Purchase           6 MO LIBOR          4.9
AKRON                          69197.84     Cash Out Refinance Fixed Rate            0
FARRELL                        76406.03     Purchase           6 MO LIBOR          6.3
NAPLES                        239722.83     Cash Out Refinance 6 MO LIBOR         5.75
OLNEY                            472500     Purchase           6 MO LIBOR         6.15
TEMPLE HILLS                  279462.13     Cash Out Refinance Fixed Rate            0
FLINT                          44941.82     Cash Out Refinance Fixed Rate            0
BUTLER                        111814.04     Purchase           Fixed Rate            0
WILLOWBROOK                      420000     Cash Out Refinance 6 MO LIBOR          5.4
CHICAGO                          262800     Cash Out Refinance 6 MO LIBOR          5.8
RAYMORE                       238715.31     Rate/Term Refinance6 MO LIBOR          6.4
RICHMOND                         400000     Cash Out Refinance 6 MO LIBOR          4.7
YARMOUTH                      189366.69     Cash Out Refinance 6 MO LIBOR          6.8
SILOAM SPRINGS                 62578.29     Purchase           6 MO LIBOR         4.45
BATON ROUGE                   117419.59     Purchase           6 MO LIBOR         5.05
CHARLOTTE                         98400     Cash Out Refinance 6 MO LIBOR         5.25
ONTARIO                          251200     Cash Out Refinance 6 MO LIBOR         4.65
TOLEDO                        100520.88     Purchase           6 MO LIBOR          4.6
LOS ANGELES                   166092.44     Cash Out Refinance Fixed Rate            0
ATLANTA                       467999.75     Cash Out Refinance 6 MO LIBOR         6.15
ROSWELL                        71880.45     Purchase           6 MO LIBOR          5.1
ROCKLIN                          348000     Cash Out Refinance 6 MO LIBOR          4.9
CINCINNATI                     96799.62     Cash Out Refinance 6 MO LIBOR         5.95
FAYETTEVILLE                  111798.92     Purchase           6 MO LIBOR          4.9
AURORA                         75781.61     Purchase           6 MO LIBOR          5.8
SPRING VALLEY                  77293.65     Purchase           6 MO LIBOR            6
ST LOUIS                      127811.31     Cash Out Refinance 6 MO LIBOR          4.9
IONIA                          79109.47     Cash Out Refinance 6 MO LIBOR         6.85
WOODBRIDGE                       292000     Cash Out Refinance 6 MO LIBOR         4.55
EUCLID                         82436.24     Cash Out Refinance 6 MO LIBOR            7
BOWLING GREEN                 178770.93     Rate/Term Refinance6 MO LIBOR            6
YOUNGSTOWN                     52924.94     Purchase           Fixed Rate            0
INDIANAPOLIS                   74051.35     Cash Out Refinance 6 MO LIBOR            7
DETROIT                       126354.98     Cash Out Refinance 6 MO LIBOR          6.4
AKRON                          88083.63     Cash Out Refinance 6 MO LIBOR         6.35
ST ALBANS                     224411.81     Purchase           6 MO LIBOR          4.9
CRESAPTOWN                     51258.66     Cash Out Refinance 6 MO LIBOR         6.95
MIDDLETOWN                     75530.66     Cash Out Refinance 6 MO LIBOR          6.5
WEST COLUMBIA                 171666.35     Cash Out Refinance Fixed Rate            0
CHARLOTTE                     168775.95     Purchase           6 MO LIBOR          4.5
AUSTELL                        58901.91     Purchase           6 MO LIBOR          6.1
COLORADO SPRINGS                 215200     Cash Out Refinance 6 MO LIBOR         4.95
CASTLE ROCK                   117966.29     Purchase           6 MO LIBOR         5.75
ALBUQUERQUE                   120646.63     Purchase           6 MO LIBOR         5.75
TERRE HAUTE                    57746.98     Rate/Term Refinance6 MO LIBOR         6.85
WICHITA                        79390.77     Cash Out Refinance 6 MO LIBOR          6.7
EAU CLAIRE                        89000     Purchase           6 MO LIBOR            6
DIAMOND BAR                   351310.72     Cash Out Refinance Fixed Rate            0
ORANGE                        276446.06     Cash Out Refinance Fixed Rate            0
FORT MYERS                    267721.05     Cash Out Refinance 6 MO LIBOR         6.95
WESTLAKE                         135500     Purchase           6 MO LIBOR          4.9
SPRINGPORT                       131750     Cash Out Refinance 6 MO LIBOR          6.3
PATASKALA                        164800     Cash Out Refinance 6 MO LIBOR         4.65
GRAND LEDGE                      138400     Cash Out Refinance 6 MO LIBOR         4.95
TOLEDO                         82694.79     Cash Out Refinance 6 MO LIBOR          6.8
CHICAGO                       115797.73     Cash Out Refinance 6 MO LIBOR         5.75
AKRON                            132800     Purchase           6 MO LIBOR         4.85
WEST HAVEN                    199756.82     Cash Out Refinance 6 MO LIBOR         6.75
CLIO                          117394.93     Rate/Term Refinance6 MO LIBOR         5.35
N CHICAGO                     139338.89     Cash Out Refinance 6 MO LIBOR          6.4
WASHINGTON                    149700.03     Rate/Term Refinance6 MO LIBOR         4.15
WEST PALM BEACH               261183.19     Cash Out Refinance Fixed Rate            0
PEMBROKE PINES                  89047.5     Cash Out Refinance Fixed Rate            0
HALLANDALE                      93212.6     Cash Out Refinance Fixed Rate            0
PHOENIX                       239999.99     Cash Out Refinance 6 MO LIBOR         5.05
PORT SAINT LUCIE              162175.03     Cash Out Refinance Fixed Rate            0
MANASSAS                         319760     Purchase           6 MO LIBOR          4.8
BIRDSBORO                     407037.19     Cash Out Refinance 6 MO LIBOR          6.4
CHICAGO                       171838.85     Cash Out Refinance 6 MO LIBOR         6.55
SILVER SPRING                 463309.13     Cash Out Refinance 6 MO LIBOR         5.95
FREDERICKSBURG                   252000     Purchase           6 MO LIBOR          5.1
DUPONT                         93958.08     Cash Out Refinance 6 MO LIBOR          6.8
SARATOGA SPRINGS              335328.07     Cash Out Refinance Fixed Rate            0
LEESBURG                      168430.63     Cash Out Refinance Fixed Rate            0
PORTLAND                       55937.29     Cash Out Refinance 6 MO LIBOR          6.8
MIDDLETOWN                       216000     Purchase           6 MO LIBOR          4.9
ST. LOUIS                       91881.6     Cash Out Refinance 6 MO LIBOR          6.8
BLUE ISLAND                   153345.34     Cash Out Refinance 6 MO LIBOR         6.45
WINDHAM                        174863.7     Cash Out Refinance Fixed Rate            0
CINCINNATI                    114610.18     Rate/Term Refinance6 MO LIBOR         6.55
KISSIMMEE                        197600     Purchase           6 MO LIBOR         4.95
GREERS FERRY                   127266.6     Cash Out Refinance Fixed Rate            0
QUEEN CREEK                      228800     Cash Out Refinance 6 MO LIBOR          5.2
SARASOTA                       97408.65     Cash Out Refinance 6 MO LIBOR         6.45
COLD BROOK                      68173.6     Cash Out Refinance 6 MO LIBOR          6.2
RAYMOND                       189791.22     Cash Out Refinance 6 MO LIBOR          6.4
DETROIT                         57517.6     Cash Out Refinance 6 MO LIBOR         5.35
TERRE HAUTE                    59883.02     Cash Out Refinance 6 MO LIBOR         5.55
TRINITY                        99812.32     Cash Out Refinance 6 MO LIBOR          6.2
WESTBROOK                     163185.36     Purchase           6 MO LIBOR         4.75
SEDALIA                        77746.08     Cash Out Refinance Fixed Rate            0
EL CENTRO                        231358     Purchase           6 MO LIBOR         4.55
AVENTURA                      450004.99     Cash Out Refinance 6 MO LIBOR         6.25
EATON RAPIDS                   59513.72     Cash Out Refinance 6 MO LIBOR         5.35
CHICAGO                        99858.39     Cash Out Refinance 6 MO LIBOR         6.45
SILVER SPRING                    404000     Purchase           6 MO LIBOR          4.9
ROGERS                        122996.04     Cash Out Refinance Fixed Rate            0
WOODRIDGE                     123159.51     Rate/Term RefinanceFixed Rate            0
ATLANTA                       184308.86     Purchase           6 MO LIBOR         4.25
RALEIGH                       432294.65     Purchase           6 MO LIBOR         5.55
TERRE HAUTE                    84897.71     Cash Out Refinance Fixed Rate            0
WASHINGTON                    125778.13     Cash Out Refinance 6 MO LIBOR         5.25
MESA                             220000     Cash Out Refinance 6 MO LIBOR          4.9
FISHERS                          284800     Purchase           6 MO LIBOR          5.2
BOOTHWYN                      453737.89     Cash Out Refinance Fixed Rate            0
TOLEDO                          83835.5     Cash Out Refinance Fixed Rate            0
CLEVELAND                      74609.16     Purchase           6 MO LIBOR            6
TRAVERSE CITY                 220744.77     Cash Out Refinance 6 MO LIBOR          6.4
ARGOS                          76424.46     Rate/Term Refinance6 MO LIBOR         6.15
MIAMI                            480000     Purchase           6 MO LIBOR          5.1
CINCINNATI                     93386.32     Purchase           6 MO LIBOR         5.85
MINNEAPOLIS                      262500     Cash Out Refinance 6 MO LIBOR          4.6
SAINT LOUIS                    75931.02     Cash Out Refinance 6 MO LIBOR            7
COLUMBUS                       71876.01     Cash Out Refinance Fixed Rate            0
BARBERTON                     101632.49     Cash Out Refinance 6 MO LIBOR          6.5
GAHANNA                          155600     Purchase           6 MO LIBOR         5.35
POPLAR GROVE                  207233.94     Purchase           6 MO LIBOR         4.75
BEDFORD                       119844.85     Cash Out Refinance 6 MO LIBOR         6.35
BETHESDA                         568000     Cash Out Refinance 6 MO LIBOR          4.6
SILVER SPRING                    378250     Cash Out Refinance 6 MO LIBOR         5.35
ST PAUL                       155711.65     Purchase           6 MO LIBOR         4.75
HOLLYWOOD                     179647.53     Cash Out Refinance Fixed Rate            0
NORFOLK                        91755.22     Cash Out Refinance 6 MO LIBOR          5.7
CLINTON                        62843.99     Cash Out Refinance 6 MO LIBOR            7
CANTON                         250357.6     Cash Out Refinance Fixed Rate            0
COLUMBUS                      103873.55     Cash Out Refinance 6 MO LIBOR            6
CHICAGO                        87866.58     Cash Out Refinance Fixed Rate            0
RESTON                        146399.96     Purchase           6 MO LIBOR          4.9
HORSEHEADS                     74581.95     Cash Out Refinance Fixed Rate            0
COLORADO SPRINGS               123604.1     Cash Out Refinance 6 MO LIBOR          6.8
ORRVILLE                       91051.53     Cash Out Refinance 6 MO LIBOR          5.2
COLUMBUS                       71321.54     Cash Out Refinance Fixed Rate            0
ASHEVILLE                      85405.27     Purchase           6 MO LIBOR            6
SAN SABA                       67922.27     Purchase           6 MO LIBOR          5.4
CLINTON                        78316.68     Cash Out Refinance 6 MO LIBOR            7
BRASELTON                     242792.19     Cash Out Refinance 6 MO LIBOR          4.9
MILLERSBURG                   113543.78     Cash Out Refinance Fixed Rate            0
FREDERICKSBURG                178133.41     Cash Out Refinance Fixed Rate            0
PITTSBURGH                     79905.16     Cash Out Refinance 6 MO LIBOR         6.55
GRAND HAVEN                   116606.06     Cash Out Refinance 6 MO LIBOR         5.65
CHICAGO                       188581.96     Cash Out Refinance 6 MO LIBOR         6.75
MONROE                         76678.62     Cash Out Refinance Fixed Rate            0
DALZELL                        89887.15     Cash Out Refinance Fixed Rate            0
LANSING                        78929.93     Cash Out Refinance Fixed Rate            0
HAZEL PARK                     94047.03     Cash Out Refinance 6 MO LIBOR         6.65
DETROIT                        78121.13     Cash Out Refinance Fixed Rate            0
EDMOND                         106872.2     Rate/Term RefinanceFixed Rate            0
OKLAHOMA CITY                  51887.82     Cash Out Refinance Fixed Rate            0
HICKSVILLE                    110311.94     Cash Out Refinance 6 MO LIBOR            6
CHATTANOOGA                    70471.02     Purchase           6 MO LIBOR          6.4
VIRGINIA BEACH                152688.74     Cash Out Refinance 6 MO LIBOR          5.2
KUNA                             156803     Purchase           6 MO LIBOR          4.7
ST JOSEPH                      76395.94     Cash Out Refinance Fixed Rate            0
KANSAS CITY                   106818.34     Cash Out Refinance 6 MO LIBOR          7.9
PALM HARBOR                   208307.36     Cash Out Refinance 6 MO LIBOR         6.74
HOSHCTON                      264254.05     Purchase           6 MO LIBOR         5.25
ST LOUIS                       54363.51     Cash Out Refinance 6 MO LIBOR            7
FOUNTAIN VALLEY               374249.16     Cash Out Refinance Fixed Rate            0
HONEOYE FALLS                  486842.3     Cash Out Refinance 6 MO LIBOR         5.85
SOUTH LAKE TAHOE               162695.8     Cash Out Refinance Fixed Rate            0
FREDERICK                        232000     Purchase           6 MO LIBOR         4.85
KISSIMMEE                        193600     Purchase           6 MO LIBOR         4.95
RIVERSIDE                     718548.57     Purchase           6 MO LIBOR         5.99
SATELLITE BEACH                195730.7     Cash Out Refinance Fixed Rate            0
SACRAMENTO                     79832.54     Cash Out Refinance 6 MO LIBOR          4.1
WIGGINS                        54159.57     Cash Out Refinance Fixed Rate            0
READING                        92659.04     Purchase           6 MO LIBOR          5.8
EXETER                        337040.96     Cash Out Refinance 6 MO LIBOR          5.5
POWELL                        100164.67     Cash Out Refinance 6 MO LIBOR          6.1
COLUMBUS                       76584.02     Cash Out Refinance 6 MO LIBOR         6.45
WEST WAREHAM                  300641.46     Cash Out Refinance 6 MO LIBOR         6.85
COLUMBUS                         113000     Cash Out Refinance 6 MO LIBOR         4.45
SPRINGFIELD                    49909.36     Cash Out Refinance Fixed Rate            0
OWEN                           52130.41     Cash Out Refinance 6 MO LIBOR         5.25
MEDWAY                        185253.79     Cash Out Refinance 6 MO LIBOR         4.45
PROCTORVILLE                   64400.29     Cash Out Refinance Fixed Rate            0
MYRTLE BEACH                  118872.19     Cash Out Refinance Fixed Rate            0
PLANTATION                     76350.24     Cash Out Refinance 6 MO LIBOR         7.25
COLORADO SPRINGS               33622.83     Purchase           Fixed Rate            0
Holbrook                       306764.3     Purchase           6 MO LIBOR            6
Mangonia Park                 188277.76     Cash Out Refinance 6 MO LIBOR     7.900000095
Aldie                            395200     Purchase           6 MO LIBOR        7.125
Chicago                          308000     Purchase           6 MO LIBOR     7.699999809
Bethel                           194400     Cash Out Refinance 6 MO LIBOR     7.199999809
Joliet                         73086.99     Purchase           6 MO LIBOR     7.650000095
Mineral                       171949.99     Purchase           6 MO LIBOR          7.5
Haxtun                         88415.28     Cash Out Refinance Fixed Rate            0
Chino Hills                   400093.03     Cash Out Refinance 6 MO LIBOR     6.349999905
Piscataway                    242601.34     Cash Out Refinance 6 MO LIBOR     5.300000191
Toms River                       301500     Cash Out Refinance 6 MO LIBOR     6.900000095
Jersey City                   331414.26     Cash Out Refinance 6 MO LIBOR     6.199999809
Fresno                           235450     Cash Out Refinance 6 MO LIBOR         5.25
Renton                           239200     Rate/Term Refinance6 MO LIBOR     6.150000095
Philadelphia                  156849.34     Rate/Term Refinance6 MO LIBOR     5.849999905
Sterling                         392000     Purchase           6 MO LIBOR         7.75
Boulder                       138781.63     Purchase           6 MO LIBOR     5.025000095
Jersey City                   259205.26     Cash Out Refinance 6 MO LIBOR     7.400000095
Paterson                         200000     Purchase           6 MO LIBOR     5.849999905
Jamaica                          373000     Cash Out Refinance 6 MO LIBOR     6.699999809
Calwa                            178400     Cash Out Refinance 6 MO LIBOR        6.625
Lodi                          358023.52     Purchase           6 MO LIBOR     7.050000191
Westland                      140286.72     Rate/Term Refinance6 MO LIBOR          6.5
El Mirage                      175472.6     Cash Out Refinance 6 MO LIBOR          7.5
Milford                       332998.88     Purchase           6 MO LIBOR         7.25
Lawndale                      180135.07     Cash Out Refinance 6 MO LIBOR          6.5
Santa Clarita                 339919.96     Cash Out Refinance 6 MO LIBOR     5.150000095
Las Vegas                        255000     Purchase           6 MO LIBOR     5.989999771
Columbus                         340000     Rate/Term Refinance6 MO LIBOR     6.849999905
Columbia                      309567.72     Cash Out Refinance 6 MO LIBOR     7.489999771
Lane                             274500     Cash Out Refinance 6 MO LIBOR            6
Sacramento                    259038.75     Cash Out Refinance 6 MO LIBOR          6.5
Lenola                        315603.15     Purchase           6 MO LIBOR        7.125
Georgetown                     60617.82     Purchase           6 MO LIBOR          7.5
Bakersfield                   131521.11     Purchase           6 MO LIBOR     6.525000095
Van Nuys                       374283.1     Purchase           6 MO LIBOR        6.625
San Bernardino                   296910     Purchase           6 MO LIBOR        5.875
Mount Rainier                 278753.66     Cash Out Refinance 6 MO LIBOR     4.989999771
Charlotte                        126000     Cash Out Refinance 6 MO LIBOR         7.25
Mishawaka                         80780     Cash Out Refinance 6 MO LIBOR     6.989999771
Roulo                         321440.21     Purchase           6 MO LIBOR     7.039999962
Memphis                       166669.46     Purchase           6 MO LIBOR            5
Lagrange                      114317.11     Purchase           6 MO LIBOR         5.75
Tampa                         124273.11     Purchase           6 MO LIBOR     6.150000095
Yuton                         169500.63     Cash Out Refinance 6 MO LIBOR     6.599999905
Lake Ridge                       380200     Purchase           6 MO LIBOR        7.875
Berkeley                       66199.02     Purchase           6 MO LIBOR     7.449999809
Stockton                         340000     Purchase           6 MO LIBOR     5.900000095
Jonesboro                      95666.61     Cash Out Refinance 6 MO LIBOR            7
San Diego                        529800     Cash Out Refinance 6 MO LIBOR        6.375
Vernon                            80000     Purchase           6 MO LIBOR     7.139999866
Ossining                         364000     Purchase           6 MO LIBOR            8
Oakland                       343460.83     Cash Out Refinance Fixed Rate            0
Tulare                        154378.15     Cash Out Refinance 6 MO LIBOR         7.25
Greenacres                       191200     Purchase           6 MO LIBOR          5.5
Gainesville                       96000     Cash Out Refinance Fixed Rate            0
SOLEDAD                          496950     Purchase           6 MO LIBOR         6.25
SANTA CLARITA                    449300     Purchase           6 MO LIBOR         5.75
YUCCA VALLEY                     148000     Purchase           6 MO LIBOR          5.5
ROANOKE                       351495.83     Cash Out Refinance 6 MO LIBOR        6.375
LINCOLN                          155000     Purchase           6 MO LIBOR            5
NEWPORT                       108642.49     Cash Out Refinance Fixed Rate            0
LAKE MILTON                   266297.28     Cash Out Refinance Fixed Rate            0
BEDFORD                       162880.24     Cash Out Refinance 6 MO LIBOR            6
DETROIT                        84592.63     Cash Out Refinance Fixed Rate            0
SAINT LOUIS                    64647.33     Cash Out Refinance Fixed Rate            0
HARTFORD CITY                  68788.86     Cash Out Refinance 6 MO LIBOR        5.375
LENOX                         179147.29     Cash Out Refinance Fixed Rate            0
WASHINGTON                    168346.03     Cash Out Refinance Fixed Rate            0
NORTH WEBSTER                  86028.17     Cash Out Refinance Fixed Rate            0
RIVERVIEW                        144800     Purchase           6 MO LIBOR            5
LA QUINTA                        388350     Purchase           6 MO LIBOR        5.375
JACKSON HEIGHTS               609091.86     Purchase           6 MO LIBOR          6.5
FELTON                           321200     Purchase           6 MO LIBOR            5
SAN JOSE                         512000     Purchase           6 MO LIBOR            5
APOPKA                        179571.12     Cash Out Refinance Fixed Rate            0
COUNCIL BLUFFS                162849.27     Cash Out Refinance 6 MO LIBOR          5.5
CHICAGO                       240536.33     Cash Out Refinance 6 MO LIBOR            6
ATLANTA                          493900     Purchase           6 MO LIBOR        5.625
LOS ANGELES                   355878.98     Purchase           6 MO LIBOR         5.25
TOOELE                        110098.65     Rate/Term Refinance6 MO LIBOR        5.625
NEW BEDFORD                   229031.06     Purchase           Fixed Rate            0
NORTH DARTMOUTH               208888.39     Cash Out Refinance 6 MO LIBOR         5.25
LAWTON                         146045.5     Cash Out Refinance 6 MO LIBOR        5.375
WATERFORD                     170347.93     Cash Out Refinance 6 MO LIBOR         5.25
BRACKENRIDGE                   78746.21     Cash Out Refinance Fixed Rate            0
VALLEJO                          620450     Purchase           6 MO LIBOR            5
CHICAGO                       541003.56     Rate/Term RefinanceFixed Rate            0
AVON                          194601.43     Cash Out Refinance 6 MO LIBOR            6
ELKHART                        75672.94     Cash Out Refinance Fixed Rate            0
ORLANDO                        69644.25     Cash Out Refinance Fixed Rate            0
MILACA                        139031.48     Cash Out Refinance 6 MO LIBOR        5.875
AKRON                          71873.29     Cash Out Refinance 6 MO LIBOR         5.75
HOFFMAN ESTATES               232997.61     Cash Out Refinance 6 MO LIBOR            6
WEST LAFAYETTE                179620.99     Cash Out Refinance 6 MO LIBOR        6.125
RANCHO SANTA MARGARITA           296000     Cash Out Refinance 6 MO LIBOR            5
SPENCER                       236562.38     Cash Out Refinance 6 MO LIBOR         6.25
SAN JOSE                         566400     Purchase           6 MO LIBOR            5
CICERO                        156496.14     Cash Out Refinance 6 MO LIBOR         5.75
REVERE                        135978.75     Purchase           6 MO LIBOR            5
KAYSVILLE                     167509.84     Cash Out Refinance 6 MO LIBOR        5.375
PORTLAND                      233004.21     Cash Out Refinance 6 MO LIBOR        6.875
NORTH HILLS                   421202.65     Cash Out Refinance Fixed Rate            0
SCHENECTADY                    83676.44     Purchase           6 MO LIBOR          6.5
CHICAGO                       223461.66     Cash Out Refinance 6 MO LIBOR            5
CHICAGO                       199416.21     Cash Out Refinance 6 MO LIBOR          6.5
RANCHO CUCAMONGA                 589600     Purchase           6 MO LIBOR            5
SPRING GLEN T/O WAWARSING     103148.09     Cash Out Refinance Fixed Rate            0
SOUTH BEND                    179123.45     Cash Out Refinance 6 MO LIBOR            5
SAN DIEGO                        360000     Purchase           6 MO LIBOR        5.125
MILLBURY                      250888.12     Cash Out Refinance Fixed Rate            0
CLIFTON PARK                   93470.63     Rate/Term Refinance6 MO LIBOR        5.375
PLAINFIELD                     321301.5     Purchase           6 MO LIBOR          5.5
CORNING                       141504.92     Purchase           6 MO LIBOR         7.25
LONG BEACH                       357000     Purchase           6 MO LIBOR            6
SAN DIEGO                        399200     Purchase           6 MO LIBOR        5.125
PITTSBURG                     411916.67     Purchase           6 MO LIBOR            5
MADISON                          106000     Purchase           6 MO LIBOR            5
BROOKLYN                      338290.65     Cash Out Refinance 6 MO LIBOR            5
EL CAJON                         770000     Cash Out Refinance 6 MO LIBOR         6.25
TACOMA                        187997.53     Purchase           6 MO LIBOR         5.25
IMPERIAL                      205058.72     Cash Out Refinance 6 MO LIBOR         5.75
FRESNO                        191415.94     Cash Out Refinance 6 MO LIBOR            5
EL CAJON                       535999.6     Cash Out Refinance 6 MO LIBOR            5
FORT LAUDERDALE                61591.61     Purchase           6 MO LIBOR          7.5
PHILADELPHIA                    41442.6     Cash Out Refinance Fixed Rate            0
GLENS FALLS                    71795.19     Purchase           6 MO LIBOR          7.5
FRESNO                        149251.46     Cash Out Refinance 6 MO LIBOR        5.875
FARMERSVILLE                      69648     Cash Out Refinance 6 MO LIBOR         5.25
REVERE                        367158.16     Cash Out Refinance 6 MO LIBOR        5.875
HOBOKEN                          600000     Cash Out Refinance 6 MO LIBOR         5.25
LAWRENCE                         144400     Cash Out Refinance 6 MO LIBOR          6.5
DRAPER                           564000     Purchase           6 MO LIBOR        5.625
COLD SPRINGS                  183218.17     Cash Out Refinance 6 MO LIBOR        5.625
METHUEN                       120936.69     Cash Out Refinance 6 MO LIBOR          5.5
ORLANDO                       108411.04     Cash Out Refinance 6 MO LIBOR         6.75
CHULA VISTA                      375000     Purchase           6 MO LIBOR            6
CHICAGO                       214171.91     Purchase           6 MO LIBOR          6.5
WOODBURY                         184800     Purchase           6 MO LIBOR        6.125
AUBREY                        141130.54     Rate/Term RefinanceFixed Rate            0
PHENIX CITY                    99450.18     Cash Out Refinance Fixed Rate            0
CHELSEA                          367200     Purchase           6 MO LIBOR            5
CHICAGO                       164298.93     Cash Out Refinance 6 MO LIBOR         5.25
MIAMI                         259759.78     Cash Out Refinance Fixed Rate            0
HAMLIN                        299881.76     Cash Out Refinance 6 MO LIBOR         5.75
EL SOBRANTE                    441169.9     Purchase           6 MO LIBOR            5
ALBUQUERQUE                   194473.21     Purchase           6 MO LIBOR        7.125
MASHPEE                          228800     Purchase           6 MO LIBOR         5.25
EL PASO                        107574.2     Purchase           6 MO LIBOR            7
STREAMWOOD                    175370.81     Cash Out Refinance 6 MO LIBOR          6.5
HAMMOND                       505702.29     Cash Out Refinance 6 MO LIBOR         5.75
WILLINGBORO                   141716.54     Cash Out Refinance 6 MO LIBOR            6
MONACA                         97364.07     Cash Out Refinance Fixed Rate            0
NORRISTOWN                     71516.39     Cash Out Refinance 6 MO LIBOR         6.75
DES PLAINES                   681844.43     Purchase           6 MO LIBOR         5.75
HOPKINS                       141948.97     Cash Out Refinance 6 MO LIBOR          6.5
LONGVIEW                         126350     Purchase           6 MO LIBOR         6.25
CORNELIUS                     194615.78     Cash Out Refinance Fixed Rate            0
GARDEN CITY                   555993.33     Purchase           6 MO LIBOR            5
LYNWOOD                       107081.77     Cash Out Refinance 6 MO LIBOR            6
LAKE WORTH                    298865.43     Cash Out Refinance 6 MO LIBOR         6.25
INDIO                            288000     Purchase           6 MO LIBOR          5.5
ALEXANDRIA                     51827.59     Cash Out Refinance 6 MO LIBOR        5.625
BROOKLYN                      276875.16     Cash Out Refinance 6 MO LIBOR        5.375
RIVERSIDE                     347360.29     Purchase           6 MO LIBOR            6
DENVER                           144000     Purchase           6 MO LIBOR            5
MURRIETA                         388600     Purchase           Fixed Rate            0
IRWIN                         511517.29     Cash Out Refinance 6 MO LIBOR            6
SAINT LOUIS                     61809.5     Cash Out Refinance Fixed Rate            0
EVESHAM                       136694.65     Purchase           6 MO LIBOR          5.5
HAYWARD                        527528.6     Cash Out Refinance 6 MO LIBOR            6
CINCINNATI                    134426.41     Cash Out Refinance Fixed Rate            0
DAYTONA BEACH                 105840.77     Cash Out Refinance 6 MO LIBOR          6.5
PERRIS                        333484.78     Purchase           6 MO LIBOR          6.5
MOUNT PLEASANT                   150000     Purchase           6 MO LIBOR        5.375
SAINT LOUIS                   191278.58     Cash Out Refinance 6 MO LIBOR         6.25
LEBANON                        73865.48     Cash Out Refinance Fixed Rate            0
LAKEWOOD                      679852.93     Purchase           6 MO LIBOR            5
DENVER                         147199.9     Purchase           6 MO LIBOR            6
LAS VEGAS                        125000     Purchase           6 MO LIBOR            6
PLAINFIELD                    201658.66     Cash Out Refinance 6 MO LIBOR        5.625
MERCED                           255000     Purchase           6 MO LIBOR            6
NORTH LAS VEGAS               145149.18     Cash Out Refinance 6 MO LIBOR        5.875
SAN JACINTO                   344705.59     Purchase           6 MO LIBOR            6
RICHARDSON                    159336.57     Cash Out Refinance 6 MO LIBOR         6.75
PEORIA                        197326.83     Cash Out Refinance 6 MO LIBOR            6
MIAMI                         172848.09     Cash Out Refinance 6 MO LIBOR        6.375
MARGATE                         58232.7     Cash Out Refinance 6 MO LIBOR          5.5
BELLPORT                      316880.58     Cash Out Refinance 6 MO LIBOR         5.75
TOLEDO                        160877.96     Cash Out Refinance 6 MO LIBOR          6.5
CHARDON                       205398.71     Cash Out Refinance Fixed Rate            0
AUBURN                        103233.08     Cash Out Refinance Fixed Rate            0
WHEELING                      160075.23     Cash Out Refinance 6 MO LIBOR         6.25
CITRUS HEIGHTS                294831.42     Purchase           6 MO LIBOR         6.25
WEST PALM BEACH                  139500     Cash Out Refinance 6 MO LIBOR          5.5
CLARKSTON                     155961.92     Rate/Term Refinance6 MO LIBOR            6
COUNTRY CLUB HILLS            116560.39     Cash Out Refinance Fixed Rate            0
MANTECA                       512029.67     Cash Out Refinance 6 MO LIBOR          5.5
MEXICO                         36089.43     Purchase           6 MO LIBOR         6.75
HUNTINGTON PARK                  320000     Purchase           6 MO LIBOR            5
PHOENIX                       118391.46     Cash Out Refinance Fixed Rate            0
TOLEDO                         79621.43     Cash Out Refinance Fixed Rate            0
NORTH OLMSTED                 102276.68     Cash Out Refinance 6 MO LIBOR         5.75
WILLIAMSPORT                   74525.84     Cash Out Refinance Fixed Rate            0
SEWICKLEY                     102104.05     Cash Out Refinance 6 MO LIBOR         5.25
FALMOUTH                      157502.09     Purchase           6 MO LIBOR         7.75
FLUSHING                         630400     Purchase           6 MO LIBOR        5.375
COLUMBIA                      164281.64     Cash Out Refinance Fixed Rate            0
PALM SPRINGS                     122000     Cash Out Refinance Fixed Rate            0
CANOGA PARK AREA, LA          443046.43     Purchase           6 MO LIBOR         6.25
CLINTON TOWNSHIP              115700.25     Cash Out Refinance 6 MO LIBOR          6.5
ALHAMBRA                         368000     Purchase           6 MO LIBOR            5
ATLANTA                        75707.29     Cash Out Refinance 6 MO LIBOR          6.5
WASHINGTON TOWNSHIP              194400     Purchase           6 MO LIBOR         5.25
CHICAGO                       144854.84     Cash Out Refinance 6 MO LIBOR        6.375
AURORA                        221009.79     Cash Out Refinance 6 MO LIBOR        6.375
CHICAGO                       251076.38     Cash Out Refinance 6 MO LIBOR        5.875
MURRIETA                         386400     Purchase           6 MO LIBOR            5
YPSILANTI                        250000     Cash Out Refinance 6 MO LIBOR            6
SCHAUMBURG                    129454.12     Cash Out Refinance 6 MO LIBOR         5.75
ATOKA                         140176.83     Cash Out Refinance Fixed Rate            0
LANCASTER                     228500.86     Cash Out Refinance Fixed Rate            0
RANCHO CUCAMONGA               561244.7     Cash Out Refinance 6 MO LIBOR          5.5
CHICAGO                       142362.19     Cash Out Refinance 6 MO LIBOR            6
GILBERT                       183018.48     Cash Out Refinance 6 MO LIBOR          5.5
DOLTON                         97592.67     Cash Out Refinance Fixed Rate            0
SUGAR LAND                    145479.23     Rate/Term Refinance6 MO LIBOR          5.5
SAINT LOUIS                    54697.35     Cash Out Refinance 6 MO LIBOR         5.75
GROVE CITY                      49754.5     Purchase           6 MO LIBOR        5.375
MOUNT MORRIS                  130542.97     Cash Out Refinance 6 MO LIBOR          6.5
CHICAGO                       170180.23     Cash Out Refinance 6 MO LIBOR          5.5
HUMBLE                        129486.77     Cash Out Refinance Fixed Rate            0
HOWELL                           128250     Purchase           6 MO LIBOR        6.875
DAYTON                          52237.1     Cash Out Refinance Fixed Rate            0
AURORA                           176000     Cash Out Refinance 6 MO LIBOR          5.5
CHICAGO                        71686.54     Rate/Term RefinanceFixed Rate            0
CENTEREACH                    493316.19     Cash Out Refinance 6 MO LIBOR         6.75
MILWAUKEE                      76182.06     Cash Out Refinance 6 MO LIBOR        5.875
UPLAND                        533550.88     Cash Out Refinance Fixed Rate            0
LANCASTER                        271950     Purchase           6 MO LIBOR            5
PALM DESERT                   352524.78     Cash Out Refinance 6 MO LIBOR        5.875
RENO                          143388.13     Cash Out Refinance Fixed Rate            0
GLADSTONE                     163895.12     Purchase           6 MO LIBOR        5.125
MONTGOMERY                    448134.06     Cash Out Refinance 6 MO LIBOR          5.5
STATEN ISLAND                 423518.29     Purchase           6 MO LIBOR            7
EUSTIS                        363495.91     Cash Out Refinance Fixed Rate            0
EVANSTON                      180895.44     Cash Out Refinance 6 MO LIBOR            5
DENVER                           129280     Purchase           6 MO LIBOR         5.25
LAKE WORTH                    588995.09     Cash Out Refinance Fixed Rate            0
POMONA                           196800     Purchase           6 MO LIBOR        5.125
COLUMBUS                      597724.15     Cash Out Refinance 6 MO LIBOR        7.125
CONCORD                          576000     Cash Out Refinance 6 MO LIBOR          5.5
SARASOTA                         460000     Cash Out Refinance 6 MO LIBOR          5.5
HOUSTON                        91165.94     Rate/Term Refinance6 MO LIBOR         5.75
WEST JEFFERSON                157449.14     Cash Out Refinance Fixed Rate            0
MARION                        115525.34     Cash Out Refinance Fixed Rate            0
COLCHESTER                    158340.59     Cash Out Refinance 6 MO LIBOR         6.25
WEST HOLLYWOOD                   765000     Purchase           6 MO LIBOR        5.125
PORT SAINT LUCIE              212537.48     Cash Out Refinance 6 MO LIBOR        6.625
DOWNEY                           520000     Purchase           6 MO LIBOR        5.125
CARSON                           328000     Purchase           6 MO LIBOR        5.625
TRAVERSE CITY                 109037.42     Cash Out Refinance 6 MO LIBOR         5.75
MC LEAN                        596635.2     Cash Out Refinance 6 MO LIBOR        5.875
KYLE                          114379.23     Cash Out Refinance Fixed Rate            0
CHICAGO                       128239.28     Cash Out Refinance Fixed Rate            0
DOUGLASSVILLE                 201461.13     Cash Out Refinance 6 MO LIBOR          5.5
PARMA                         122004.34     Cash Out Refinance 6 MO LIBOR            7
RANCHO CUCAMONGA              262793.71     Cash Out Refinance Fixed Rate            0
WARRENVILLE                   149407.84     Cash Out Refinance 6 MO LIBOR          5.5
DENTON                        143640.68     Rate/Term RefinanceFixed Rate            0
COMPTON                       223971.93     Cash Out Refinance 6 MO LIBOR          5.5
WILLIAMSTON                      138700     Purchase           6 MO LIBOR         6.75
FORT WORTH                    132381.46     Cash Out Refinance Fixed Rate            0
WESTMORELAND CITY              104411.5     Cash Out Refinance Fixed Rate            0
GARLAND                       112396.78     Cash Out Refinance 6 MO LIBOR          7.5
WOODBRIDGE                       512000     Cash Out Refinance 6 MO LIBOR        5.375
CALUMET CITY                  120944.85     Cash Out Refinance Fixed Rate            0
PLUMAS LAKE                      287950     Purchase           6 MO LIBOR            5
MARION                         45391.66     Cash Out Refinance Fixed Rate            0
BRENTWOOD                        661700     Purchase           6 MO LIBOR        6.375
SALT LAKE CITY                   124200     Cash Out Refinance 6 MO LIBOR        6.125
SCOTTSDALE                       331550     Purchase           6 MO LIBOR          6.5
ATTICA T/O ALEXANDER          100171.58     Purchase           6 MO LIBOR            6
GAHANNA                       143873.57     Purchase           6 MO LIBOR        6.125
VERNON HILLS                  158671.09     Purchase           6 MO LIBOR        6.125
ROUND ROCK                     99543.06     Cash Out Refinance Fixed Rate            0
HAMERSVILLE                   102682.47     Cash Out Refinance 6 MO LIBOR        6.375
MORRISTOWN                     84710.34     Cash Out Refinance Fixed Rate            0
FORT WORTH                     182362.9     Cash Out Refinance Fixed Rate            0
BAKERSFIELD                      138400     Purchase           6 MO LIBOR         5.75
FRESNO                        197998.96     Cash Out Refinance Fixed Rate            0
JUSTIN                         88861.46     Rate/Term RefinanceFixed Rate            0
OREGON CITY                      235000     Cash Out Refinance 6 MO LIBOR        5.875
SAN DIEGO                     184194.57     Cash Out Refinance Fixed Rate            0
GOSHEN                        119123.72     Cash Out Refinance 6 MO LIBOR         5.75
NORTH LAS VEGAS               127834.92     Cash Out Refinance Fixed Rate            0
CHICAGO                          280000     Purchase           6 MO LIBOR         5.25
CARNATION                        434775     Cash Out Refinance 6 MO LIBOR          5.5
LA QUINTA                     278861.88     Purchase           6 MO LIBOR            5
VALLEJO                       472674.41     Purchase           6 MO LIBOR         5.25
BAKERSFIELD                   298629.23     Purchase           6 MO LIBOR            6
LAKE WORTH                    186741.35     Cash Out Refinance 6 MO LIBOR            6
STERLING HEIGHTS              291843.25     Cash Out Refinance 6 MO LIBOR          6.5
PALMDALE                         301050     Purchase           6 MO LIBOR            5
DALLAS                         96806.73     Cash Out Refinance 6 MO LIBOR        6.125
APPLE VALLEY                     340800     Purchase           6 MO LIBOR            6
MORENO VALLEY                    219950     Purchase           6 MO LIBOR            5
MC KINNEY                      82878.45     Cash Out Refinance 6 MO LIBOR         6.25
RESEDA                           336000     Purchase           6 MO LIBOR            5
ARLINGTON                      82532.51     Rate/Term RefinanceFixed Rate            0
BRAINERD                          99000     Cash Out Refinance 6 MO LIBOR        5.625
OAKLAND                          600000     Purchase           6 MO LIBOR        5.125
NEWPORT                       241044.59     Cash Out Refinance 6 MO LIBOR          6.5
NORTH RICHLAND HILLS           84465.19     Cash Out Refinance 6 MO LIBOR        6.125
HAWTHORNE                        306000     Cash Out Refinance 6 MO LIBOR          5.5
YAKIMA                        153687.46     Cash Out Refinance 6 MO LIBOR        7.125
CHICAGO                       188251.25     Cash Out Refinance Fixed Rate            0
HENDERSON                        815250     Purchase           6 MO LIBOR        5.375
HACIENDA HEIGHTS                 715000     Purchase           6 MO LIBOR        5.875
DEERFIELD BEACH                  420000     Purchase           6 MO LIBOR            5
BAY POINT                        328000     Rate/Term Refinance6 MO LIBOR            5
WAITE PARK                    109015.43     Cash Out Refinance 6 MO LIBOR         5.75
CARROLLTON                    115485.69     Cash Out Refinance Fixed Rate            0
KENTWOOD                          76796     Purchase           6 MO LIBOR          6.5
GAITHERSBURG                  238980.22     Cash Out Refinance 6 MO LIBOR        6.125
LINCOLN PARK                  116514.87     Cash Out Refinance 6 MO LIBOR        6.125
OAK LAWN                      164961.78     Cash Out Refinance 6 MO LIBOR            6
FORT COLLINS                  150399.91     Purchase           6 MO LIBOR        5.875
TEMECULA                         680000     Cash Out Refinance 6 MO LIBOR            5
HARWOOD HEIGHTS               247089.56     Cash Out Refinance Fixed Rate            0
SCOTTSDALE                    746404.59     Cash Out Refinance 6 MO LIBOR         5.25
NIXA                          137269.76     Cash Out Refinance 6 MO LIBOR        6.625
CHANDLER                         560000     Purchase           6 MO LIBOR         5.75
OAKLAND                          416000     Purchase           6 MO LIBOR            5
PHOENIX                          244000     Purchase           6 MO LIBOR        5.625
FOREST GROVE                     152700     Purchase           6 MO LIBOR         5.75
HILLIARD                      154301.61     Purchase           6 MO LIBOR        6.625
ELGIN                         132225.92     Cash Out Refinance 6 MO LIBOR          5.5
LESLIE                        206518.76     Cash Out Refinance Fixed Rate            0
SAN ANTONIO                   109616.48     Cash Out Refinance 6 MO LIBOR         6.75
WEST PALM BEACH               139192.17     Purchase           6 MO LIBOR         6.25
PHOENIX                          276000     Purchase           6 MO LIBOR        5.125
PARK FOREST                     94656.5     Cash Out Refinance Fixed Rate            0
SUPERIOR                      105809.32     Cash Out Refinance 6 MO LIBOR        6.375
LOS ANGELES                      292000     Cash Out Refinance 6 MO LIBOR        5.125
GILBERT                       136708.14     Purchase           6 MO LIBOR         6.25
WEST BEND                        116000     Purchase           6 MO LIBOR         5.25
STANSBURY PARK                   118400     Purchase           6 MO LIBOR        5.375
LOMITA                           320000     Purchase           6 MO LIBOR          5.5
PORT COSTA                    293516.62     Cash Out Refinance Fixed Rate            0
LONG BEACH                       389000     Purchase           6 MO LIBOR            5
HUNTINGTON BEACH                 276000     Purchase           6 MO LIBOR        5.125
CANOGA PARK                      650000     Purchase           6 MO LIBOR         5.25
SAN RAFAEL                       326400     Purchase           6 MO LIBOR         5.25
SUMMERVILLE                       95650     Purchase           6 MO LIBOR            5
CENTREVILLE                   529569.14     Purchase           6 MO LIBOR        5.875
COLUMBUS                      212942.71     Cash Out Refinance 6 MO LIBOR         6.25
ANTIOCH                          648000     Purchase           6 MO LIBOR            5
KISSIMMEE                        123000     Cash Out Refinance 6 MO LIBOR         5.25
CHICAGO                          377600     Purchase           6 MO LIBOR        5.125
ENGLEWOOD                     161406.24     Cash Out Refinance Fixed Rate            0
MINNEAPOLIS                   104465.91     Cash Out Refinance 6 MO LIBOR        5.625
RUNNING SPRINGS                  156000     Purchase           6 MO LIBOR        5.125
CINCINNATI                    194385.89     Cash Out Refinance 6 MO LIBOR            6
RALEIGH                          119700     Rate/Term Refinance6 MO LIBOR          5.5
MIAMI                            301600     Purchase           6 MO LIBOR         5.25
WILLITS                          288000     Cash Out Refinance 6 MO LIBOR         5.25
SAN DIEGO                        360000     Purchase           6 MO LIBOR         5.25
LANCASTER                        247200     Purchase           6 MO LIBOR        5.125
COLORADO SPRINGS               143784.9     Purchase           6 MO LIBOR            5
OGDEN                          83361.25     Purchase           6 MO LIBOR        6.125
RESEDA AREA, LOS ANGELES         348000     Purchase           6 MO LIBOR            5
HUNTINGTON BEACH                 819200     Purchase           Fixed Rate            0
PLEASANT HILL                    464000     Purchase           6 MO LIBOR         5.25
CHERRY VALLEY                 226217.77     Purchase           6 MO LIBOR        5.875
GENEVA                        269305.94     Cash Out Refinance 6 MO LIBOR        5.375
CHICAGO                       103587.79     Cash Out Refinance 6 MO LIBOR         5.25
SEAFORD                       444713.35     Cash Out Refinance Fixed Rate            0
MATTESON                         396000     Cash Out Refinance 6 MO LIBOR        5.875
MIAMI BEACH                     1100000     Purchase           6 MO LIBOR        5.625
SPRING                        120248.02     Cash Out Refinance Fixed Rate            0
BAKERSFIELD                      238800     Purchase           6 MO LIBOR         5.25
IRVINE                        571979.17     Purchase           6 MO LIBOR          5.5
MERCER ISLAND                   1120000     Purchase           6 MO LIBOR         6.25
LAGUNA NIGUEL                    948000     Purchase           6 MO LIBOR            5
DAVENPORT                     110492.79     Cash Out Refinance 6 MO LIBOR         5.75
CHICAGO                       103536.14     Cash Out Refinance 6 MO LIBOR          5.5
CHULA VISTA                      405250     Purchase           6 MO LIBOR            5
PALM SPRINGS                     162450     Purchase           6 MO LIBOR            6
EAST PROVIDENCE               224234.88     Cash Out Refinance Fixed Rate            0
YUCCA VALLEY                  282180.64     Cash Out Refinance 6 MO LIBOR         5.75
BROWNSTOWN                     70291.43     Cash Out Refinance Fixed Rate            0
AUSTIN                           203400     Purchase           6 MO LIBOR        6.375
SIDNEY                         71548.41     Cash Out Refinance Fixed Rate            0
LEESBURG                      793245.31     Purchase           Fixed Rate            0
LACEY                            160000     Purchase           6 MO LIBOR         5.25
SAN DIEGO                      479987.5     Purchase           6 MO LIBOR            5
BUENA PARK                    463071.49     Cash Out Refinance 6 MO LIBOR        6.375
MARYSVILLE                       263200     Purchase           6 MO LIBOR        5.125
SEATTLE                          568000     Purchase           6 MO LIBOR            5
YOUNGTOWN                         52000     Purchase           6 MO LIBOR        5.875
TRACY                            467960     Purchase           6 MO LIBOR            5
FAIR OAKS                        332000     Purchase           6 MO LIBOR            5
SAINT LOUIS                   101249.41     Cash Out Refinance 6 MO LIBOR            6
VERMILLION                    109509.35     Purchase           6 MO LIBOR        6.375
WALDORF                          262400     Purchase           6 MO LIBOR        5.125
MINNEAPOLIS                   122522.84     Cash Out Refinance Fixed Rate            0
CARSON                           548000     Purchase           6 MO LIBOR        5.125
FONTANA                       287830.64     Cash Out Refinance 6 MO LIBOR          5.5
WHITE LAKE                       584000     Cash Out Refinance 6 MO LIBOR        5.625
CHICO                         366118.86     Cash Out Refinance Fixed Rate            0
SPRINGFIELD                      108800     Purchase           6 MO LIBOR         5.75
LAWNDALE                      407967.94     Purchase           6 MO LIBOR        5.125
MENIFEE                          316000     Purchase           6 MO LIBOR            5
DENVER                        472840.52     Cash Out Refinance 6 MO LIBOR        6.375
CINCINNATI                    100793.94     Cash Out Refinance 6 MO LIBOR          5.5
PASO ROBLES                      420000     Purchase           6 MO LIBOR         5.25
LAKE WORTH                       119923     Purchase           6 MO LIBOR        5.625
ARLINGTON                     125799.94     Rate/Term RefinanceFixed Rate            0
SYRACUSE                       75696.84     Cash Out Refinance Fixed Rate            0
HOLLIS                           384000     Purchase           6 MO LIBOR            6
PACIFICA                         532000     Cash Out Refinance 6 MO LIBOR            5
ST. ALBANS                       372000     Purchase           6 MO LIBOR            5
LOS ANGELES                   226866.54     Cash Out Refinance Fixed Rate            0
GLENDORA                         250000     Cash Out Refinance 6 MO LIBOR            5
PORTLAND                         183600     Purchase           6 MO LIBOR         5.25
AURORA                           194000     Purchase           6 MO LIBOR         5.25
BAKERSFIELD                      195950     Purchase           6 MO LIBOR         5.25
SACRAMENTO                       249600     Purchase           6 MO LIBOR         5.25
SACRAMENTO                       395200     Purchase           6 MO LIBOR            5
CHULA VISTA                      675000     Cash Out Refinance 6 MO LIBOR            5
REDDING                       359949.62     Purchase           6 MO LIBOR         5.25
STUDIO CITY AREA, LOS ANGE    343119.56     Purchase           6 MO LIBOR            5
CINCINNATI                    372371.74     Cash Out Refinance Fixed Rate            0
PACIFICA                         624000     Purchase           6 MO LIBOR        5.125
SILVER SPRING                    292000     Purchase           6 MO LIBOR        5.625
GLENDALE HEIGHTS              270401.44     Cash Out Refinance Fixed Rate            0
LOS ANGELES                      254600     Purchase           6 MO LIBOR        5.375
PORT HUENEME                     250400     Purchase           6 MO LIBOR        5.125
YUBA CITY                     199100.27     Purchase           6 MO LIBOR        5.375
PALM SPRINGS                     240000     Purchase           6 MO LIBOR            5
SCHENECTADY                    127999.8     Cash Out Refinance 6 MO LIBOR         5.75
NEW PRAGUE                        79400     Purchase           6 MO LIBOR         5.25
CASTAIC                          548000     Cash Out Refinance 6 MO LIBOR            5
BAKERSFIELD                      195900     Purchase           6 MO LIBOR        5.125
MATTAPAN                      233790.26     Cash Out Refinance 6 MO LIBOR         5.25
HAMMOND                        78119.72     Cash Out Refinance 6 MO LIBOR        6.125
LOWELL                        190566.14     Cash Out Refinance 6 MO LIBOR         6.25
CHICAGO                       273568.53     Cash Out Refinance 6 MO LIBOR          6.5
SYLMAR AREA, LOS ANGELES         556000     Purchase           6 MO LIBOR        5.375
MISSOULA                         128000     Purchase           6 MO LIBOR            5
MARYSVILLE                       250200     Cash Out Refinance 6 MO LIBOR        5.625
RIO LINDA                        230400     Purchase           6 MO LIBOR            5
FAIRPORT HARBOR                   50000     Cash Out Refinance 6 MO LIBOR         5.25
HIALEAH                          141909     Cash Out Refinance Fixed Rate            0
LAKE WORTH                    164276.23     Cash Out Refinance 6 MO LIBOR         5.75
JAMAICA                          272000     Purchase           6 MO LIBOR            5
CHICAGO                       147869.02     Cash Out Refinance 6 MO LIBOR        6.375
FORT LAUDERDALE               597586.08     Purchase           6 MO LIBOR        6.625
ANTIOCH                          624000     Purchase           6 MO LIBOR        5.125
SAN ANTONIO                      130300     Purchase           6 MO LIBOR        5.625
PALM SPRINGS                     428000     Purchase           6 MO LIBOR            5
COTTAGE GROVE                    143200     Purchase           6 MO LIBOR            5
CARMICHAEL                       292800     Purchase           6 MO LIBOR            5
RICHMOND                         360000     Purchase           6 MO LIBOR            5
HUNTINGTON BEACH                 556000     Purchase           6 MO LIBOR            5
RALEIGH                       163967.88     Purchase           6 MO LIBOR            5
SAN FRANCISCO                 575618.57     Purchase           6 MO LIBOR            5
TIGARD                        183990.79     Cash Out Refinance 6 MO LIBOR            5
TUJUNGA                          364000     Purchase           6 MO LIBOR          5.5
CAPITOL HEIGHTS                  160000     Purchase           6 MO LIBOR        5.375
PORTLAND                         132000     Purchase           6 MO LIBOR        5.625
BRAWLEY                       204216.31     Cash Out Refinance 6 MO LIBOR          5.5
SUNNYVALE                        554400     Purchase           6 MO LIBOR            5
BALLWIN                       159333.74     Cash Out Refinance 6 MO LIBOR         5.75
TEMECULA                         307200     Purchase           6 MO LIBOR        5.375
PASADENA                       96368.25     Cash Out Refinance 6 MO LIBOR         5.75
INDEPENDENCE                      88760     Purchase           6 MO LIBOR            6
LITTLE FALLS                  508130.77     Cash Out Refinance 6 MO LIBOR            7
SAN JOSE                      479368.84     Purchase           6 MO LIBOR            5
CORONA                           600800     Purchase           6 MO LIBOR            5
BAKERSFIELD                   177096.47     Cash Out Refinance Fixed Rate            0
FONTANA                          272800     Cash Out Refinance 6 MO LIBOR            5
TEMECULA                         300800     Purchase           6 MO LIBOR            5
REDMOND                       162494.49     Cash Out Refinance 6 MO LIBOR        5.125
GALT                           489467.4     Purchase           6 MO LIBOR        5.375
FRESNO                        234608.72     Purchase           6 MO LIBOR          5.5
MORRISON                      185400.74     Purchase           6 MO LIBOR         5.25
SANTA ROSA                    479089.35     Purchase           6 MO LIBOR            5
OCEANSIDE                        382400     Purchase           6 MO LIBOR         5.25
SANTEE                           432000     Purchase           6 MO LIBOR        5.625
NASHVILLE                         94400     Purchase           6 MO LIBOR         5.25
PROCTORVILLE                  121428.98     Cash Out Refinance 6 MO LIBOR        5.625
SILVER SPRING                    279000     Purchase           6 MO LIBOR        5.875
LITTLETON                     210644.26     Cash Out Refinance 6 MO LIBOR          5.5
HOMESTEAD                     147900.31     Cash Out Refinance 6 MO LIBOR         5.25
IRVING                        141118.58     Rate/Term Refinance6 MO LIBOR            7
CHICAGO                        404999.8     Cash Out Refinance 6 MO LIBOR          5.5
LONG BEACH                    359730.69     Cash Out Refinance Fixed Rate            0
AVONDALE                      191999.99     Purchase           6 MO LIBOR            5
STATELINE                        516000     Purchase           6 MO LIBOR            5
GILROY                        587599.98     Purchase           6 MO LIBOR          5.5
MARION                        143199.08     Purchase           6 MO LIBOR        5.375
CHULA VISTA                      401600     Purchase           6 MO LIBOR        5.125
SEVERNA PARK                  531950.76     Cash Out Refinance 6 MO LIBOR        6.375
FAIRFIELD                        341600     Purchase           6 MO LIBOR            5
MINNEAPOLIS                      164000     Cash Out Refinance 6 MO LIBOR         5.25
CALABASAS                        612000     Purchase           6 MO LIBOR          5.5
HAYWARD                          360000     Cash Out Refinance 6 MO LIBOR        6.125
TRACY                            444000     Purchase           6 MO LIBOR        5.375
CATHEDRAL CITY                303466.59     Cash Out Refinance 6 MO LIBOR         5.75
RIVERSIDE                     237907.94     Rate/Term RefinanceFixed Rate            0
SCOTTSDALE                    547999.99     Purchase           6 MO LIBOR            5
MONTGOMERY                       130880     Purchase           6 MO LIBOR         5.25
BROOKEVILLE                      759900     Purchase           6 MO LIBOR        5.125
AFTON                            376000     Purchase           6 MO LIBOR        5.375
OCONOMOWOC                       410000     Cash Out Refinance 6 MO LIBOR          5.5
CICERO                         217499.8     Cash Out Refinance 6 MO LIBOR            6
TIGARD                        230989.96     Cash Out Refinance Fixed Rate            0
SANTEE                           370800     Purchase           6 MO LIBOR            5
CYPRESS                          508000     Cash Out Refinance 6 MO LIBOR            5
NORWALK                       276563.29     Cash Out Refinance 6 MO LIBOR        5.375
SALADO                        129807.14     Cash Out Refinance Fixed Rate            0
CICERO                         245400.5     Rate/Term Refinance6 MO LIBOR          5.5
GREENWICH                    1013580.96     Purchase           6 MO LIBOR          6.5
MINNEAPOLIS                      200000     Cash Out Refinance Fixed Rate            0
HOUSTON                       128846.31     Rate/Term Refinance6 MO LIBOR         5.75
VICTORVILLE                      249900     Purchase           6 MO LIBOR         5.25
LA PORTE                         105600     Purchase           Fixed Rate            0
FAIRFIELD                        280000     Purchase           6 MO LIBOR            5
SHAKOPEE                         136400     Purchase           6 MO LIBOR         5.25
LAKE STEVENS                  278399.99     Purchase           6 MO LIBOR            5
CHICAGO                          872000     Cash Out Refinance 6 MO LIBOR          5.5
MARIETTA                         136000     Purchase           6 MO LIBOR         5.25
PINELLAS PARK                 126996.67     Purchase           6 MO LIBOR          6.5
ALEXANDRIA                    227199.59     Purchase           6 MO LIBOR        6.375
NASHVILLE                         91120     Purchase           6 MO LIBOR        5.125
OAK VIEW                         506000     Purchase           6 MO LIBOR         5.25
SACRAMENTO                       254350     Purchase           6 MO LIBOR            5
INDIANAPOLIS                   89447.94     Purchase           6 MO LIBOR        5.375
TUKWILA                          245000     Purchase           6 MO LIBOR          5.5
FREDERICKSBURG                   496600     Purchase           6 MO LIBOR        5.625
ORLANDO                       183592.74     Purchase           6 MO LIBOR         5.75
NORTH LAS VEGAS                  206400     Purchase           6 MO LIBOR         5.75
SAN JOSE                         518400     Purchase           6 MO LIBOR         5.25
PALM HARBOR                      151900     Purchase           6 MO LIBOR            6
ST. PETERSBURG                575984.46     Purchase           6 MO LIBOR            6
MURRIETA                         284000     Purchase           6 MO LIBOR         5.25
PITTSBURG                        279900     Purchase           6 MO LIBOR          5.5
EL CAJON                         396000     Purchase           6 MO LIBOR            5
BAKERSFIELD                    99585.24     Cash Out Refinance Fixed Rate            0
CHANDLER                         199100     Purchase           6 MO LIBOR            5
WESTON                           464000     Purchase           6 MO LIBOR        5.125
BOLINGBROOK                      159230     Purchase           6 MO LIBOR         5.75
SALEM                            336000     Purchase           6 MO LIBOR         5.25
NEW PORT RICHEY               145516.45     Purchase           6 MO LIBOR         5.75
SAN MARCOS                    411897.02     Purchase           6 MO LIBOR            5
DENVER                        203999.82     Purchase           6 MO LIBOR            5
ELK GROVE                        358900     Purchase           6 MO LIBOR            5
ACWORTH                       151845.86     Purchase           6 MO LIBOR          5.5
SPOKANE VALLEY                155352.99     Cash Out Refinance Fixed Rate            0
SAN JOSE                         334400     Purchase           6 MO LIBOR         5.25
NEW KENSINGTON                197983.91     Cash Out Refinance 6 MO LIBOR            6
MIAMI                            310500     Purchase           6 MO LIBOR         5.75
CINCINNATI                    114318.84     Cash Out Refinance Fixed Rate            0
EUGENE                        107996.48     Purchase           6 MO LIBOR            6
FORT WAYNE                     58324.79     Rate/Term Refinance6 MO LIBOR         6.25
LAKE FOREST                      758400     Purchase           6 MO LIBOR        5.125
RICHMOND                         528000     Purchase           6 MO LIBOR            5
BAKERSFIELD                      187150     Purchase           6 MO LIBOR         5.25
THOUSAND OAKS                    559100     Purchase           6 MO LIBOR            5
BECKER                        215719.54     Cash Out Refinance Fixed Rate            0
RIVERDALE                        232800     Purchase           6 MO LIBOR        6.125
ZIONSVILLE                    574230.41     Cash Out Refinance 6 MO LIBOR          6.5
EAST PALATKA                  119897.27     Purchase           6 MO LIBOR         5.75
MIAMI                            500000     Purchase           6 MO LIBOR         5.25
SAN CLEMENTE                     684000     Purchase           6 MO LIBOR            5
LANCASTER                        311200     Purchase           6 MO LIBOR            5
CERRITOS                      559999.53     Purchase           6 MO LIBOR          5.5
GIBSONTON                     138926.05     Purchase           6 MO LIBOR         5.75
PORTLAND                         114400     Purchase           6 MO LIBOR        5.125
LAKE FOREST                      319200     Purchase           6 MO LIBOR         5.75
SAN BERNARDINO                211860.37     Purchase           6 MO LIBOR         5.25
TRINITY                          295200     Purchase           6 MO LIBOR         5.25
LANDSDOWNE                       597300     Purchase           6 MO LIBOR        5.125
MORGAN HILL                      356000     Purchase           6 MO LIBOR        5.375
SAN DIEGO                        316000     Purchase           6 MO LIBOR        5.125
LAWRENCEVILLE                    450320     Purchase           6 MO LIBOR            6
BALDWIN PARK                     309600     Purchase           6 MO LIBOR         5.25
BENICIA                          319900     Purchase           6 MO LIBOR            5
LADERA RANCH                     701120     Purchase           6 MO LIBOR            5
BROOKLYN                      330589.35     Cash Out Refinance Fixed Rate            0
MIAMI                            134400     Purchase           6 MO LIBOR         5.25
LAS VEGAS                        141200     Purchase           6 MO LIBOR            5
HOUSTON                          250400     Purchase           6 MO LIBOR         5.25
BOILING SPRING LAKES          151333.77     Purchase           6 MO LIBOR         5.25
NORTH LAS VEGAS                  329600     Purchase           6 MO LIBOR            6
MANASSAS                         554400     Purchase           6 MO LIBOR        5.125
VICTORVILLE                      240300     Purchase           6 MO LIBOR          5.5
ALEXANDRIA                       300000     Purchase           6 MO LIBOR        5.375
SALT LAKE CITY                   160000     Purchase           6 MO LIBOR          5.5
VICTORVILLE                      272400     Purchase           6 MO LIBOR            6
COON RAPIDS                   181505.53     Purchase           6 MO LIBOR        5.625
CHARLOTTE                     264699.76     Purchase           6 MO LIBOR         5.75
ORTING                           239160     Purchase           6 MO LIBOR         5.25
ROCK HILL                         92450     Purchase           6 MO LIBOR        5.875
ELGIN                            216000     Purchase           6 MO LIBOR        5.125
NILES                          398127.8     Cash Out Refinance 6 MO LIBOR        5.125
SAN JOSE                         375800     Purchase           6 MO LIBOR            5
LAKESIDE                      279819.77     Purchase           6 MO LIBOR        5.375
WESTLAND                         266000     Purchase           6 MO LIBOR        6.125
CUMMING                          139920     Purchase           6 MO LIBOR         5.75
LAWRENCEVILLE                    114400     Purchase           6 MO LIBOR         5.25
VALPARAISO                    119602.14     Cash Out Refinance 6 MO LIBOR        6.875
CERES                            267200     Purchase           6 MO LIBOR          5.5
PHOENIX                          319900     Purchase           6 MO LIBOR            5
LAWRENCEVILLE                    132000     Purchase           6 MO LIBOR            6
FINDLAY                          143860     Purchase           6 MO LIBOR        6.125
RIVERSIDE                        312000     Purchase           6 MO LIBOR        5.625
RAMONA                        413323.94     Purchase           6 MO LIBOR            5
GUADALUPE                     279671.86     Purchase           6 MO LIBOR            5
MCDONOUGH                     287899.08     Purchase           6 MO LIBOR        5.625
COVINGTON                        383920     Purchase           6 MO LIBOR            5
CLINTON                          607200     Purchase           6 MO LIBOR        5.375
MESA                             183200     Purchase           6 MO LIBOR            5
STATESVILLE                   132399.83     Purchase           6 MO LIBOR        5.625
COMPTON                          240000     Cash Out Refinance 6 MO LIBOR        5.125
WOODBRIDGE                       200000     Cash Out Refinance 6 MO LIBOR        6.625
STREAMWOOD                     187948.1     Purchase           6 MO LIBOR         5.25
ROBBINSDALE                      180000     Purchase           6 MO LIBOR        5.625
CORONA                           454800     Purchase           6 MO LIBOR        5.125
EL CAJON                         441600     Purchase           6 MO LIBOR            5
CHINO HILLS                      276000     Purchase           6 MO LIBOR        5.125
PARAMOUNT                        183200     Purchase           6 MO LIBOR        5.375
WALDORF                          168000     Purchase           6 MO LIBOR        5.875
CHATTANOOGA                   121999.98     Purchase           6 MO LIBOR          5.5
PEABODY                          336000     Purchase           6 MO LIBOR         6.25
BROOKLYN                         508000     Purchase           6 MO LIBOR            5
NAMPA                             80300     Purchase           6 MO LIBOR        6.375
SOUTH GATE                       334400     Purchase           6 MO LIBOR            5
BRONX                         377342.21     Purchase           6 MO LIBOR         5.75
LEBANON                          160000     Cash Out Refinance 6 MO LIBOR            5
ALISO VIEJO                      428000     Purchase           6 MO LIBOR            5
CLAYTON                          623200     Purchase           6 MO LIBOR        5.125
NEWPORT NEWS                   59127.68     Purchase           6 MO LIBOR         8.24
SPRINGFIELD                    94854.65     Cash Out Refinance 6 MO LIBOR         8.49
LOS ANGELES                   149824.38     Purchase           6 MO LIBOR        8.625
INDIANAPOLIS                   25981.93     Purchase           Fixed Rate            0
VISALIA                        26613.33     Cash Out Refinance 6 MO LIBOR        6.999
ORANGEVALE                     42082.13     Purchase           6 MO LIBOR        5.375
CENTRAL FALLS                  59501.42     Purchase           6 MO LIBOR        9.375
MALDEN                         79904.69     Purchase           6 MO LIBOR        8.625
ALBUQUERQUE                    16571.22     Purchase           Fixed Rate            0
BEAVERTON                      55422.02     Purchase           6 MO LIBOR        9.125
FORT WAYNE                     24946.16     Purchase           6 MO LIBOR        8.125
WEST PALM BEACH                24946.16     Purchase           6 MO LIBOR        8.125
LA MIRADA                      74838.54     Cash Out Refinance 6 MO LIBOR        7.125
CASSELBERRY                    33953.27     Purchase           6 MO LIBOR        8.875
DAYTON                         62272.48     Purchase           6 MO LIBOR        8.375
CASSELBERRY                    31841.08     Purchase           6 MO LIBOR        6.875
TRUCKEE                       151497.75     Purchase           Fixed Rate            0
SOUTH LAKE TAHOE               38209.81     Purchase           6 MO LIBOR        8.124
PHOENIX                         27166.4     Purchase           6 MO LIBOR        9.375
CHANDLER                       87579.43     Purchase           6 MO LIBOR        7.375
BAKERSFIELD                    90793.64     Purchase           6 MO LIBOR        7.875
DENVER                         41942.28     Purchase           6 MO LIBOR        8.875
RICHMOND                      108158.14     Purchase           6 MO LIBOR        8.375
BLOOMFIELD HILLS              198571.53     Cash Out Refinance 6 MO LIBOR        8.125
ESCONDIDO                     112492.65     Purchase           6 MO LIBOR        8.875
GREENACRES                     37431.92     Purchase           6 MO LIBOR        8.875
BLUE ISLAND                    50949.27     Purchase           Fixed Rate            0
MAYER                          33558.48     Purchase           6 MO LIBOR        9.375
MORENO VALLEY                  99816.02     Purchase           6 MO LIBOR        8.375
PORT CHARLOTTE                 63636.27     Purchase           6 MO LIBOR        7.625
PORTERVILLE                    46928.25     Purchase           6 MO LIBOR        8.375
CEDAR VALLEY                    21966.4     Purchase           Fixed Rate            0
INGLEWOOD                     130819.97     Purchase           6 MO LIBOR        7.875
FYFFE                          18580.47     Purchase           Fixed Rate            0
RICHMOND                      110816.39     Purchase           6 MO LIBOR        9.375
MESA                            47901.9     Purchase           6 MO LIBOR        8.375
LAS VEGAS                      45926.01     Purchase           6 MO LIBOR        8.125
HOLLISTER                     119426.32     Purchase           6 MO LIBOR         7.75
COMPTON                        103823.8     Purchase           6 MO LIBOR        7.875
MIDDLEBORO                     59913.09     Purchase           6 MO LIBOR        8.625
ORLANDO                        28582.89     Purchase           Fixed Rate            0
OCALA                         112345.41     Cash Out Refinance 6 MO LIBOR        8.875
MAPLE VALLEY                   43372.86     Cash Out Refinance 6 MO LIBOR        6.625
PHOENIX                        40923.02     Purchase           6 MO LIBOR        7.375
LAKE OSWEGO                    53924.01     Purchase           Fixed Rate            0
HAZEL CREST                    25946.14     Purchase           6 MO LIBOR        8.125
APACHE JUNCTION                24574.14     Purchase           Fixed Rate            0
INDIANAPOLIS                    15972.9     Purchase           Fixed Rate            0
SACRAMENTO                     55885.55     Purchase           6 MO LIBOR        8.375
PARKER                         47350.22     Cash Out Refinance Fixed Rate            0
GODFREY                        19971.84     Rate/Term RefinanceFixed Rate            0
DELTA                          39947.87     Purchase           6 MO LIBOR        9.125
SEYMOUR                        27954.95     Purchase           6 MO LIBOR        8.125
ELIZABETHTOWN                   30378.3     Purchase           Fixed Rate            0
MURRIETA                       91331.65     Purchase           6 MO LIBOR        8.875
MOORE                          18179.91     Purchase           Fixed Rate            0
KENT                           52532.58     Purchase           Fixed Rate            0
ONTARIO                         45809.3     Purchase           6 MO LIBOR        7.125
ALPHARETTA                     59491.05     Purchase           Fixed Rate            0
INDIANAPOLIS                   19982.62     Purchase           Fixed Rate            0
PARADISE VALLEY                 99869.7     Purchase           6 MO LIBOR        9.125
DENVER                         47122.56     Cash Out Refinance 6 MO LIBOR        9.625
LAKEWOOD                      103714.28     Purchase           6 MO LIBOR        6.375
FORT WAYNE                     17531.57     Purchase           Fixed Rate            0
HIGHLANDS RANCH                48315.58     Cash Out Refinance 6 MO LIBOR        9.125
PLEASANT GROVE                 74068.28     Purchase           6 MO LIBOR        8.125
LINN                           19372.68     Cash Out Refinance Fixed Rate            0
CORONA                        125751.05     Cash Out Refinance 6 MO LIBOR        7.125
SALINAS                       168330.36     Purchase           6 MO LIBOR        8.125
MORENO VALLEY                  84252.74     Purchase           6 MO LIBOR        8.125
TUCSON                         20977.95     Purchase           Fixed Rate            0
DORCHESTER                      94363.1     Purchase           6 MO LIBOR        8.625
TUCSON                         27739.04     Purchase           6 MO LIBOR        9.125
BEND                           38510.18     Purchase           6 MO LIBOR         7.75
PAYSON                        131988.56     Purchase           Fixed Rate            0
HENDERSON                       57861.5     Purchase           6 MO LIBOR        8.375
MURRAY                         49937.94     Cash Out Refinance 6 MO LIBOR        9.375
LAVEEN                          43639.3     Purchase           6 MO LIBOR        8.125
DUDLEY                         33558.48     Purchase           6 MO LIBOR        9.375
BONNER SPRINGS                 24765.12     Purchase           Fixed Rate            0
LAWRENCEVILLE                  25575.89     Purchase           6 MO LIBOR        9.625
LEBANON JUNCTION               14888.39     Purchase           Fixed Rate            0
SHERWOOD                        68835.3     Purchase           Fixed Rate            0
PERRIS                         60457.32     Purchase           6 MO LIBOR         6.25
ORLANDO                        51582.45     Purchase           6 MO LIBOR        6.125
FIRCREST                       57136.57     Purchase           6 MO LIBOR        9.875
KISSIMMEE                      35205.58     Purchase           Fixed Rate            0
MUSKEGON                       16383.23     Purchase           Fixed Rate            0
VANCOUVER                      35002.47     Purchase           6 MO LIBOR        7.625
CENTRAL FALLS                   64463.4     Purchase           6 MO LIBOR        9.375
PITTSBURGH                     14018.48     Purchase           Fixed Rate            0
NORTH PORT                     31119.41     Purchase           6 MO LIBOR        9.125
GILBERT                        45060.39     Cash Out Refinance 6 MO LIBOR        9.125
TUCSON                         25368.62     Purchase           6 MO LIBOR        9.375
GLENDALE                       44962.05     Purchase           6 MO LIBOR       11.125
PROVIDENCE                     56912.96     Purchase           6 MO LIBOR        8.375
SPARKS                         50554.04     Purchase           6 MO LIBOR        9.125
CHICAGO                        61951.83     Purchase           6 MO LIBOR        8.375
CHICAGO HEIGHTS                19174.98     Purchase           Fixed Rate            0
HILLSBORO                      67696.47     Purchase           6 MO LIBOR        8.375
BOSTON                        111338.45     Purchase           6 MO LIBOR        8.625
GREENWOOD                      26854.42     Purchase           6 MO LIBOR        7.875
MORENO VALLEY                  46890.64     Purchase           6 MO LIBOR         7.75
SALT LAKE CITY                 20980.75     Purchase           Fixed Rate            0
LOS ANGELES                    139768.4     Purchase           6 MO LIBOR        8.375
FRESNO                         61925.43     Purchase           6 MO LIBOR        8.499
PITTSBURG                      80769.11     Cash Out Refinance 6 MO LIBOR         6.75
LAS VEGAS                      92850.39     Purchase           6 MO LIBOR        8.125
QUEEN CREEK                    63517.12     Cash Out Refinance 6 MO LIBOR        9.125
LAS VEGAS                      54452.64     Purchase           6 MO LIBOR        9.375
PAPILLION                      41955.86     Cash Out Refinance Fixed Rate            0
SAN FRANCISCO                 145696.85     Purchase           6 MO LIBOR        6.999
TRACY                          72546.77     Purchase           6 MO LIBOR        5.375
LOS ANGELES                    91889.36     Purchase           6 MO LIBOR          8.5
MAPLE VALLEY                   64467.31     Purchase           6 MO LIBOR        9.125
BRIGHTON                       35937.17     Purchase           6 MO LIBOR        9.125
FARMINGTON HILLS              179725.16     Purchase           6 MO LIBOR        8.375
PRINEVILLE                     30560.12     Purchase           6 MO LIBOR        9.125
PILGER                         13815.49     Purchase           Fixed Rate            0
ALBUQUERQUE                    22973.09     Purchase           Fixed Rate            0
THORNTON                        41832.6     Purchase           6 MO LIBOR        8.125
APPLE VALLEY                   59318.37     Purchase           6 MO LIBOR        7.875
THORNTON                       42907.17     Purchase           Fixed Rate            0
WHITE HALL                     28962.21     Purchase           6 MO LIBOR        9.125
VIRGINIA BEACH                 52716.84     Cash Out Refinance 6 MO LIBOR        9.125
OAKLAND                        84271.13     Purchase           6 MO LIBOR        8.375
PHOENIX                        32959.25     Purchase           6 MO LIBOR        9.375
GRESHAM                        53530.15     Purchase           6 MO LIBOR        9.125
RIALTO                         61917.02     Purchase           6 MO LIBOR        7.999
SAINT LOUIS                    24957.65     Purchase           6 MO LIBOR        7.875
LAS VEGAS                      61879.37     Purchase           6 MO LIBOR        8.375
FORT WORTH                     15878.73     Purchase           Fixed Rate            0
EAST CANTON                    26331.81     Purchase           Fixed Rate            0
EVERGREEN PARK                 35681.28     Purchase           Fixed Rate            0
CHUBBUCK                          17255     Purchase           Fixed Rate            0
BOISE                          26964.82     Cash Out Refinance Fixed Rate            0
LOS ANGELES                    91873.57     Purchase           6 MO LIBOR        7.875
IONE                           64942.07     Purchase           Fixed Rate            0
HILLSBORO                      38949.18     Cash Out Refinance 6 MO LIBOR        9.125
PAYETTE                        22840.15     Purchase           Fixed Rate            0
CLEARFIELD                     40026.29     Purchase           6 MO LIBOR        6.875
SPRINGFIELD                    38933.93     Purchase           6 MO LIBOR        7.875
SUGAR HILL                     40529.88     Purchase           6 MO LIBOR        9.375
NEWMAN                         72688.85     Purchase           6 MO LIBOR        8.375
CHESTER                        31946.39     Purchase           Fixed Rate            0
BURIEN                         96873.59     Rate/Term Refinance6 MO LIBOR        9.125
PORTLAND                       45920.03     Purchase           6 MO LIBOR         7.75
RANDOLPH                       65914.01     Purchase           6 MO LIBOR        9.125
JACKSONVILLE                   46953.24     Purchase           6 MO LIBOR       10.375
COLUMBUS                       12486.88     Purchase           Fixed Rate            0
RICHMOND                       16382.78     Purchase           Fixed Rate            0
LOUISVILLE                     19479.51     Purchase           Fixed Rate            0
FORDLAND                        17551.1     Purchase           Fixed Rate            0
ORLANDO                        47962.77     Purchase           6 MO LIBOR         11.5
SAINT LOUIS                    21477.41     Purchase           Fixed Rate            0
LAS VEGAS                      63295.18     Purchase           6 MO LIBOR        9.375
STONE MOUNTAIN                 98649.15     Purchase           6 MO LIBOR        8.375
COLLINSVILLE                   56546.69     Purchase           6 MO LIBOR       10.625
PARAGOULD                      12983.05     Cash Out Refinance Fixed Rate            0
CRYSTAL                        45651.48     Purchase           6 MO LIBOR       10.375
CEDAR VALLEY                   28310.98     Purchase           6 MO LIBOR        8.125
PALM COAST                     60969.71     Purchase           Fixed Rate            0
O FALLON                       58505.73     Cash Out Refinance 6 MO LIBOR        8.125
ALBUQUERQUE                    40196.19     Purchase           6 MO LIBOR        9.375
NAMPA                          27185.82     Purchase           Fixed Rate            0
LANSING                        33441.08     Purchase           6 MO LIBOR        9.125
LAS VEGAS                      40434.85     Cash Out Refinance 6 MO LIBOR        8.125
BOISE                          21318.76     Purchase           Fixed Rate            0
HENDERSON                      53299.61     Purchase           6 MO LIBOR        7.375
BALTIMORE                      16976.01     Purchase           Fixed Rate            0
ANTIOCH                        94406.12     Purchase           6 MO LIBOR        7.375
DELHI                          70866.68     Purchase           6 MO LIBOR        7.375
CLACKAMAS                      53729.89     Purchase           6 MO LIBOR        9.125
TRACY                         160754.17     Purchase           6 MO LIBOR        8.375
PRINEVILLE                     41425.98     Purchase           6 MO LIBOR        7.625
TRACY                          98847.51     Purchase           6 MO LIBOR        7.999
BUFORD                         28564.61     Cash Out Refinance 6 MO LIBOR        9.375
HAYWARD                       125807.64     Purchase           6 MO LIBOR        8.375
ORANGE CITY                    27464.15     Purchase           6 MO LIBOR        9.125
COLUMBUS                       17484.79     Purchase           Fixed Rate            0
NORTH PORT                     49899.61     Purchase           6 MO LIBOR        8.125
WINDERMERE                    174842.24     Purchase           6 MO LIBOR       10.875
VISTA                          85838.53     Purchase           6 MO LIBOR        6.375
DAVENPORT                      18535.62     Purchase           Fixed Rate            0
PORTLAND                       40705.81     Purchase           6 MO LIBOR        9.125
BANKS                          49934.85     Purchase           6 MO LIBOR        9.125
SYLVANIA                       19081.49     Purchase           Fixed Rate            0
COVINGTON                      17960.68     Cash Out Refinance 6 MO LIBOR        6.625
PHILADELPHIA                   29917.68     Purchase           6 MO LIBOR        6.875
COLORA                         37891.05     Purchase           6 MO LIBOR        8.125
BATTLE CREEK                   40244.85     Purchase           6 MO LIBOR        9.125
PORTERVILLE                    44333.94     Purchase           6 MO LIBOR        8.499
REVERE                         119859.5     Purchase           6 MO LIBOR        9.625
VICTORVILLE                    57325.18     Purchase           6 MO LIBOR        8.125
FONTANA                        58909.92     Purchase           6 MO LIBOR        8.375
QUEEN CREEK                    35144.16     Purchase           6 MO LIBOR        9.125
MOLINE                          28783.1     Purchase           Fixed Rate            0
VALRICO                        35953.08     Cash Out Refinance 6 MO LIBOR        9.125
ROXBURY                       109291.16     Purchase           Fixed Rate            0
WASHINGTON                     34978.26     Purchase           6 MO LIBOR       12.625
HAVERHILL                      67915.99     Purchase           6 MO LIBOR        9.375
HAWTHORNE                      139807.6     Purchase           6 MO LIBOR        7.875
SANDY                          38170.37     Purchase           Fixed Rate            0
CASTLEWOOD                     17581.52     Purchase           Fixed Rate            0
WEST VALLEY CITY               27501.97     Purchase           Fixed Rate            0
QUEEN CREEK                    52338.65     Purchase           6 MO LIBOR        9.625
PAYSON                         14672.35     Purchase           Fixed Rate            0
INDEPENDENCE                   14874.35     Purchase           Fixed Rate            0
PASADENA                      130990.68     Cash Out Refinance 6 MO LIBOR        7.125
SALINAS                       129626.27     Purchase           6 MO LIBOR        7.999
COLORADO SPRINGS                48736.4     Cash Out Refinance 6 MO LIBOR        9.125
ALBUQUERQUE                    36863.64     Purchase           6 MO LIBOR        8.375
LOS ANGELES                    95624.62     Purchase           6 MO LIBOR        7.499
POWDER SPRINGS                 45523.71     Purchase           6 MO LIBOR        9.375
DULUTH                        199540.64     Purchase           6 MO LIBOR        6.375
SAN DIEGO                      68845.41     Purchase           6 MO LIBOR          6.5
CHULA VISTA                   127814.55     Purchase           6 MO LIBOR        8.625
PLANT CITY                     46938.74     Purchase           6 MO LIBOR        9.125
DALLAS                         30944.09     Purchase           6 MO LIBOR        8.375
LAS VEGAS                      39947.87     Purchase           6 MO LIBOR        9.125
PATTERSON                      85884.89     Purchase           6 MO LIBOR        7.999
SALEM                          32239.37     Purchase           6 MO LIBOR        7.375
DALLAS                          83861.3     Purchase           6 MO LIBOR        7.999
PLANT CITY                        70503     Purchase           6 MO LIBOR        8.875
KENDALLVILLE                   15080.33     Purchase           Fixed Rate            0
DANVILLE                      136755.62     Purchase           6 MO LIBOR         8.25
PASCO                          35935.79     Purchase           6 MO LIBOR        7.625
LYNCHBURG                      15184.04     Purchase           Fixed Rate            0
VANCOUVER                      39348.65     Purchase           6 MO LIBOR        9.125
AVON                           34554.91     Purchase           6 MO LIBOR        9.125
PARAMOUNT                     109871.21     Purchase           6 MO LIBOR        8.625
BLACKFOOT                      21352.15     Purchase           Fixed Rate            0
LOVELAND                       40147.62     Rate/Term Refinance6 MO LIBOR        9.125
SALT LAKE CITY                 29742.01     Purchase           6 MO LIBOR        8.375
MEBANE                         93892.89     Purchase           Fixed Rate            0
MAGNA                          21980.92     Purchase           Fixed Rate            0
FRAMINGHAM                    103841.21     Purchase           6 MO LIBOR        8.375
ORLANDO                        24955.39     Purchase           6 MO LIBOR        7.625
DELTONA                        33755.94     Purchase           6 MO LIBOR        9.125
TIGARD                         43942.67     Purchase           6 MO LIBOR        9.125
SAN LORENZO                   107855.43     Rate/Term Refinance6 MO LIBOR        7.999
TROY                            27813.7     Purchase           6 MO LIBOR        9.125
SCIO                           41164.21     Purchase           Fixed Rate            0
MC COOK                        13785.91     Purchase           Fixed Rate            0
DORAL                          80894.44     Purchase           6 MO LIBOR        9.125
ALBUQUERQUE                    26561.45     Purchase           6 MO LIBOR        8.625
STOCKTON                       84689.48     Purchase           6 MO LIBOR        8.125
DUVALL                         74851.83     Cash Out Refinance 6 MO LIBOR        7.125
NAMPA                          27355.87     Purchase           6 MO LIBOR        7.625
MURRAYVILLE                    31378.22     Purchase           Fixed Rate            0
RANCHO SANTA MARGARITA         56875.83     Purchase           6 MO LIBOR        6.625
JACKSONVILLE                   28980.47     Purchase           6 MO LIBOR       12.125
ANTHEM                         53674.97     Purchase           6 MO LIBOR        9.125
PARAMOUNT                      63117.65     Purchase           6 MO LIBOR        8.125
PORTLAND                        72378.5     Purchase           6 MO LIBOR        9.375
BRENTWOOD                      77586.01     Purchase           6 MO LIBOR        7.999
FAIRVIEW                       62290.54     Rate/Term Refinance6 MO LIBOR        9.125
HOOPER                         41545.79     Purchase           6 MO LIBOR        9.125
HERCULES                      141388.15     Purchase           6 MO LIBOR        7.375
PUYALLUP                       38849.29     Purchase           6 MO LIBOR        9.125
MANTECA                        99709.21     Cash Out Refinance 6 MO LIBOR        8.375
DALLAS                         34875.26     Purchase           6 MO LIBOR       10.375
LANCASTER                      64803.67     Purchase           Fixed Rate            0
ANDERSON                       62339.82     Purchase           Fixed Rate            0
PHOENIX                        28775.73     Purchase           6 MO LIBOR       11.125
BROCKTON                       84797.68     Purchase           6 MO LIBOR        8.875
SCOTTSDALE                     54292.51     Purchase           6 MO LIBOR        7.125
SARATOGA SPRINGS               34923.05     Purchase           6 MO LIBOR        8.125
ORLANDO                        34976.41     Purchase           6 MO LIBOR       12.125
YACOLT                         30160.64     Purchase           6 MO LIBOR        9.125
VANCOUVER                      47940.69     Purchase           6 MO LIBOR        9.375
MANCHESTER                        50917     Purchase           6 MO LIBOR        9.375
VANCOUVER                      28462.88     Purchase           6 MO LIBOR        9.125
SPRING HILL                    40926.87     Purchase           6 MO LIBOR        7.625
BRADENTON                      55639.89     Purchase           6 MO LIBOR       10.375
NORTH LAS VEGAS                38872.98     Purchase           6 MO LIBOR        8.375
BUCKEYE                         35171.6     Purchase           6 MO LIBOR       11.125
MESA                           54527.24     Purchase           6 MO LIBOR        9.125
VALLEY CENTER                 126830.02     Purchase           6 MO LIBOR        7.999
LAKE WORTH                     48951.27     Purchase           6 MO LIBOR       10.375
ANDERSON                       32362.06     Cash Out Refinance 6 MO LIBOR        9.625
SANTA MARIA                    82815.16     Purchase           6 MO LIBOR        8.499
CALLAHAN                       25558.82     Purchase           6 MO LIBOR        8.125
NORTH PORT                     48912.58     Purchase           6 MO LIBOR        7.625
EXETER                         39910.28     Purchase           6 MO LIBOR        8.125
AMERICAN CANYON               141009.03     Purchase           6 MO LIBOR        7.999
SAINT LOUIS                    39950.59     Cash Out Refinance 6 MO LIBOR        9.375
ALHAMBRA                      108854.11     Purchase           6 MO LIBOR        7.999
PORTLAND                       35953.08     Purchase           6 MO LIBOR        9.125
TUCSON                         35928.87     Purchase           6 MO LIBOR        7.125
RENO                           39151.58     Purchase           6 MO LIBOR        9.375
CASSELBERRY                     54885.7     Purchase           6 MO LIBOR        6.875
GLENDALE                        45323.2     Rate/Term Refinance6 MO LIBOR        9.375
CONCORD                        51932.23     Cash Out Refinance 6 MO LIBOR        8.125
MESA                           41932.43     Cash Out Refinance 6 MO LIBOR        8.125
AUBURN                         45933.34     Cash Out Refinance 6 MO LIBOR        8.625
SCOTTSDALE                     53789.76     Purchase           6 MO LIBOR        7.875
ALBUQUERQUE                    31361.21     Cash Out Refinance Fixed Rate            0
LAS VEGAS                      49923.68     Purchase           6 MO LIBOR        8.375
GLENDALE                       48309.13     Purchase           6 MO LIBOR        7.375
KIMMELL                        30509.91     Purchase           6 MO LIBOR        6.125
NAMPA                          35922.11     Purchase           6 MO LIBOR        8.125
HAYWARD                        115726.9     Purchase           6 MO LIBOR         6.25
TRENTON                        23783.47     Purchase           Fixed Rate            0
VIRGINIA BEACH                 30861.84     Purchase           6 MO LIBOR        9.375
LAYTON                         32357.79     Purchase           6 MO LIBOR        9.125
PHOENIX                        42943.98     Purchase           6 MO LIBOR        9.125
ARCADIA                        19486.44     Purchase           Fixed Rate            0
WOODS CROSS                     48525.8     Purchase           6 MO LIBOR        8.375
CALDWELL                       28742.49     Purchase           6 MO LIBOR        9.125
HARRIMAN                       25473.22     Purchase           Fixed Rate            0
MEMPHIS                        17967.54     Purchase           Fixed Rate            0
TALLAHASSEE                    32337.82     Purchase           6 MO LIBOR        9.125
BEAVERTON                      69908.77     Cash Out Refinance 6 MO LIBOR        9.125
MORENO VALLEY                  91876.85     Rate/Term Refinance6 MO LIBOR        8.499
CRANSTON                       49611.72     Purchase           6 MO LIBOR        8.875
SALEM                          89882.73     Cash Out Refinance 6 MO LIBOR        9.125
SOLEDAD                        51930.39     Cash Out Refinance 6 MO LIBOR        7.999
NORRISTOWN                     32757.25     Purchase           6 MO LIBOR        9.125
VANCOUVER                      42934.36     Purchase           6 MO LIBOR        8.375
PLEASANTON                    135724.33     Purchase           6 MO LIBOR        6.999
CHATTANOOGA                    29958.79     Purchase           Fixed Rate            0
FLINT                          29946.48     Purchase           6 MO LIBOR        7.625
ANTIOCH                       128308.62     Purchase           6 MO LIBOR        7.375
VALLEJO                        82866.47     Cash Out Refinance 6 MO LIBOR        8.125
BROOKLYN                       18954.57     Purchase           6 MO LIBOR        9.125
ATLANTA                        75906.11     Purchase           6 MO LIBOR        9.375
WATERFORD                      54928.33     Purchase           6 MO LIBOR        8.125
HANOVER PARK                   45736.46     Purchase           6 MO LIBOR        8.125
COMPTON                        69906.31     Purchase           6 MO LIBOR        7.999
AUBURN                         44956.44     Purchase           Fixed Rate            0
BAY POINT                      88227.69     Purchase           6 MO LIBOR        8.375
FALL CITY                     110422.07     Purchase           6 MO LIBOR        8.125
PORT HURON                     27943.55     Purchase           6 MO LIBOR        9.125
CAMBRIDGE                      40728.45     Rate/Term Refinance6 MO LIBOR        9.125
ESPARTO                        81853.96     Purchase           6 MO LIBOR        8.499
LAS VEGAS                      25172.05     Purchase           6 MO LIBOR        9.875
WORCESTER                      64096.74     Purchase           6 MO LIBOR        8.125
ERIE                           18377.88     Purchase           Fixed Rate            0
HOLT                           38910.38     Purchase           6 MO LIBOR        9.125
WINTHROP                       97872.29     Purchase           6 MO LIBOR        9.125
CITRUS HEIGHTS                 91480.64     Cash Out Refinance 6 MO LIBOR        8.125
ARVADA                         37253.35     Purchase           6 MO LIBOR        6.375
COLUMBUS                       21554.75     Purchase           Fixed Rate            0
PALM COAST                     85942.03     Purchase           6 MO LIBOR       12.125
DETROIT                        13792.59     Purchase           Fixed Rate            0
SYRACUSE                       27579.75     Purchase           Fixed Rate            0
DENVER                         43682.48     Cash Out Refinance 6 MO LIBOR        9.125

City                                   Next Rate Max Int Rate    Product Code
                                 Adjustment Date
--------------------------------------------------------------------------------
Jennings                                                  0      Fixed Rate
Signal Mountain                                           0      Fixed Rate
Fremont                             7/1/2008         12.375      3/27 6 MO LIBOR IO
Jamaica                             7/1/2008         15.125      3/27 6 MO LIBOR
Elkhart                             7/1/2008         15.625      3/27 6 MO LIBOR
Pueblo                              7/1/2007         13.875      2/28 6 MO LIBOR
Trenton                             7/1/2008         15.875      3/27 6 MO LIBOR
Hockessin                           7/1/2008          14.25      3/27 6 MO LIBOR IO
Plymouth                            1/1/2006          13.25      6 MO LIBOR
Bel Nor                                                   0      Fixed Rate
Akron                               7/1/2008         14.625      3/27 6 MO LIBOR
Hudson                              7/1/2008         13.625      3/27 6 MO LIBOR
Chicago                             7/1/2008         15.625      3/27 6 MO LIBOR
Hatton                              7/1/2008         14.125      3/27 6 MO LIBOR IO
Boise                               7/1/2008             15      3/27 6 MO LIBOR
Hartland                            7/1/2007             15      2/28 6 MO LIBOR IO
Augusta                             7/1/2008         14.375      3/27 6 MO LIBOR
Lewisville                          1/1/2006             12      6 MO LIBOR
Cragin                              7/1/2008         14.375      3/27 6 MO LIBOR
Oak Park                            7/1/2007             13      2/28 6 MO LIBOR IO
Sugar Land                                                0      Fixed Rate
Newark                              7/1/2008          17.75      3/27 6 MO LIBOR
Simi Valley                         7/1/2007         12.875      2/28 6 MO LIBOR
Upland                              7/1/2008     12.92000008     3/27 6 MO LIBOR IO
Sarasota                            7/1/2007          13.75      2/28 6 MO LIBOR IO
Queensbury                          1/1/2006         15.875      6 MO LIBOR
Middletown                                                0      Fixed Rate
Wellston                            7/1/2008             14      3/27 6 MO LIBOR
Highland                            7/1/2008           14.5      3/27 6 MO LIBOR
Saint Louis                         7/1/2008             13      3/27 6 MO LIBOR
Jeffersonville                      7/1/2007         14.375      2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate
Gumbo                                                     0      Fixed Rate
Miramar                                                   0      Fixed Rate
New Brunswick                       7/1/2008         14.875      3/27 6 MO LIBOR
East Brunswick                      7/1/2008         14.375      3/27 6 MO LIBOR
Marne                                                     0      Fixed Rate
Blythe                                                    0      Fixed Rate IO
Chesterfield                        7/1/2008          12.25      3/27 6 MO LIBOR
Southfield                          7/1/2008           13.5      3/27 6 MO LIBOR IO
Roscommon                           7/1/2007         14.875      2/28 6 MO LIBOR
Pasadena                            7/1/2007         13.875      2/28 6 MO LIBOR
Portland                            7/1/2008          13.25      3/27 6 MO LIBOR IO
Valley Stream                       7/1/2008     13.10000038     3/27 6 MO LIBOR IO
Middleboro                          7/1/2008     13.94999981     3/27 6 MO LIBOR IO
Bowdoinham                          7/1/2008           14.5      3/27 6 MO LIBOR
Mogadore                                                  0      Fixed Rate
Charlotte                                                 0      Fixed Rate
Orlando                             7/1/2008             15      3/27 6 MO LIBOR IO
Meriden                             7/1/2008         13.875      3/27 6 MO LIBOR
Jackson                             7/1/2008             13      3/27 6 MO LIBOR
Huffman                                                   0      Fixed Rate
Downey                              7/1/2008             15      3/27 6 MO LIBOR
Chula Vista                         7/1/2008          12.75      3/27 6 MO LIBOR IO
Calexico                            7/1/2008          13.25      3/27 6 MO LIBOR
Lake Montezuma                      7/1/2008             13      3/27 6 MO LIBOR
San Diego                           7/1/2008         12.375      3/27 6 MO LIBOR
San Diego                           7/1/2008          12.25      3/27 6 MO LIBOR IO
Margate                             7/1/2007          14.75      2/28 6 MO LIBOR
Columbia                            1/1/2006         13.875      6 MO LIBOR
Cloverly                                                  0      Fixed Rate
Lakeland                            7/1/2008         13.875      3/27 6 MO LIBOR IO
Kihei                               7/1/2008           13.5      3/27 6 MO LIBOR IO
Anchorage                                                 0      Fixed Rate
Wagner                              7/1/2008         12.875      3/27 6 MO LIBOR IO
Rincon                              7/1/2008          13.75      3/27 6 MO LIBOR IO
Davie                               7/1/2008         14.375      3/27 6 MO LIBOR
Orlando                                                   0      Fixed Rate
Apopka                              7/1/2008             13      3/27 6 MO LIBOR
Merced                              7/1/2008         14.625      3/27 6 MO LIBOR
Monona                              7/1/2008             17      3/27 6 MO LIBOR
Huntley                             7/1/2008         13.625      3/27 6 MO LIBOR
Perris                              7/1/2008         15.125      3/27 6 MO LIBOR IO
Universal                           7/1/2008         15.375      3/27 6 MO LIBOR
Cleveland                           7/1/2008          13.75      3/27 6 MO LIBOR
Arlington                           7/1/2008         13.625      3/27 6 MO LIBOR
Ldhl                                7/1/2008         14.875      3/27 6 MO LIBOR IO
Gate                                7/1/2008         13.625      3/27 6 MO LIBOR
Southaven                                                 0      Fixed Rate
Kismet                              7/1/2008     14.30000019     3/27 6 MO LIBOR
Norwalk                                                   0      Fixed Rate
Perth Amboy                         7/1/2008           13.5      3/27 6 MO LIBOR
Carrollton                          7/1/2008         14.875      3/27 6 MO LIBOR
East End                            1/1/2006         14.625      6 MO LIBOR
Audubon                             7/1/2008         14.875      3/27 6 MO LIBOR
West Jordan                         7/1/2007         13.875      2/28 6 MO LIBOR
Antioch                             7/1/2007     14.30000019     2/28 6 MO LIBOR
Dixmoor                             7/1/2008           15.5      3/27 6 MO LIBOR
Rodeo                               7/1/2008         13.375      3/27 6 MO LIBOR IO
Cherrytown                          7/1/2008         15.375      3/27 6 MO LIBOR
Naranja                             7/1/2008         12.875      3/27 6 MO LIBOR IO
Tacoma                              7/1/2008         12.875      3/27 6 MO LIBOR IO
Lawrence                                                  0      Fixed Rate
Foxridge                            7/1/2007          14.25      2/28 6 MO LIBOR
Detroit                                                   0      Fixed Rate
Ypsilanti                           7/1/2008         13.875      3/27 6 MO LIBOR
Detroit                             7/1/2008         14.625      3/27 6 MO LIBOR
Grand Blanc                         7/1/2008          15.25      3/27 6 MO LIBOR
Brandon                             7/1/2008         13.875      3/27 6 MO LIBOR
Shreveport                          7/1/2008          13.25      3/27 6 MO LIBOR
Arvada                              7/1/2008             13      3/27 6 MO LIBOR IO
Leominster                          7/1/2008     13.60000038     3/27 6 MO LIBOR
Columbus                            7/1/2008         13.875      3/27 6 MO LIBOR
Visalia                             7/1/2008          15.25      3/27 6 MO LIBOR
Elk Grove                           7/1/2008           15.5      3/27 6 MO LIBOR
Ceres                                                     0      Fixed Rate
Jupiter                             7/1/2007         13.875      2/28 6 MO LIBOR IO
Sherrills Ford                      7/1/2008         14.375      3/27 6 MO LIBOR IO
Merrifield                                                0      Fixed Rate
Tampa                                                     0      Fixed Rate
Orlando                             7/1/2008         13.875      3/27 6 MO LIBOR
Davie                               7/1/2008         13.625      3/27 6 MO LIBOR
Topeka                              7/1/2008         15.875      3/27 6 MO LIBOR
Merced                              7/1/2008          13.25      3/27 6 MO LIBOR
Chula Vista                         7/1/2007          13.25      2/28 6 MO LIBOR IO
Highland                            7/1/2008         14.875      3/27 6 MO LIBOR IO
Kahuku                              7/1/2008         13.625      3/27 6 MO LIBOR IO
Los Angeles                         7/1/2008          13.25      3/27 6 MO LIBOR IO
North Las Vegas                     7/1/2008          13.75      3/27 6 MO LIBOR
Largo                               7/1/2008         12.875      3/27 6 MO LIBOR IO
Vancouver                           7/1/2007         13.875      2/28 6 MO LIBOR
Covell                              7/1/2007             14      2/28 6 MO LIBOR
Omaha                               7/1/2007         14.375      2/28 6 MO LIBOR
Palm Coast                                                0      Fixed Rate
Miami                               7/1/2008             13      3/27 6 MO LIBOR IO
Belle Vernon                                              0      Fixed Rate
Lakeland                                                  0      Fixed Rate
Elk Grove                           7/1/2008         12.375      3/27 6 MO LIBOR IO
Visalia                             7/1/2007         13.875      2/28 6 MO LIBOR
Joliet                              7/1/2008          15.25      3/27 6 MO LIBOR
Coatesville                                               0      Fixed Rate
Mira Loma                           7/1/2008          12.25      3/27 6 MO LIBOR IO
Taylors                             7/1/2008         16.875      3/27 6 MO LIBOR
Staunton                            7/1/2008         13.875      3/27 6 MO LIBOR
Alloway                             7/1/2008     13.64999962     3/27 6 MO LIBOR
Woodbury                            7/1/2008          14.75      3/27 6 MO LIBOR IO
Orlando                             7/1/2008     15.32999992     3/27 6 MO LIBOR IO
Loudville                           7/1/2008           15.5      3/27 6 MO LIBOR
Wells                               7/1/2008         13.875      3/27 6 MO LIBOR IO
Holly                               7/1/2008             14      3/27 6 MO LIBOR IO
Calif City                          7/1/2008          12.25      3/27 6 MO LIBOR IO
Flat Rock                           7/1/2008          16.75      3/27 6 MO LIBOR
Corpus Christi                                            0      Fixed Rate
Mendoza                                                   0      Fixed Rate
San Antonio                                               0      Fixed Rate
Midland                                                   0      Fixed Rate
North Las Vegas                     7/1/2007           13.5      2/28 6 MO LIBOR IO
Long Beach                          7/1/2007          14.25      2/28 6 MO LIBOR
Nashua                              7/1/2008     14.05000019     3/27 6 MO LIBOR IO
Hoover                                                    0      Fixed Rate
Antioch                             7/1/2008         13.125      3/27 6 MO LIBOR IO
Dolton                              7/1/2008         13.875      3/27 6 MO LIBOR
Sheridan                                                  0      Fixed Rate
Miami                               7/1/2008         13.375      3/27 6 MO LIBOR IO
Redland                             7/1/2008          13.25      3/27 6 MO LIBOR
Foxridge                            7/1/2008         13.125      3/27 6 MO LIBOR
Glyndon                             7/1/2008             14      3/27 6 MO LIBOR
Seymour                                                   0      Fixed Rate
Manchester                          7/1/2008         16.125      3/27 6 MO LIBOR
Kissimmee                           1/1/2006          12.75      6 MO LIBOR
Orlando                             7/1/2008          13.75      3/27 6 MO LIBOR
Bellflower                                                0      Fixed Rate IO
Miami                               7/1/2007             15      2/28 6 MO LIBOR
Stephens City                       1/1/2006          12.75      6 MO LIBOR
Topeka                              7/1/2008         16.875      3/27 6 MO LIBOR
Vienna                                                    0      Fixed Rate IO
Las Vegas                           7/1/2008         13.875      3/27 6 MO LIBOR
Hammond                             7/1/2008         16.125      3/27 6 MO LIBOR
Pontiac                             7/1/2008          14.25      3/27 6 MO LIBOR IO
Miami                               7/1/2007     14.44999981     2/28 6 MO LIBOR IO
Omaha                                                     0      Fixed Rate
Yuba City                           7/1/2007     13.39999962     2/28 6 MO LIBOR IO
Muscoy                              7/1/2007     16.98999977     2/28 6 MO LIBOR IO
Holland                             7/1/2008          13.25      3/27 6 MO LIBOR IO
La Crosse                                                 0      Fixed Rate
Knoxville                           7/1/2008         13.875      3/27 6 MO LIBOR
Georgetown                          7/1/2008          14.25      3/27 6 MO LIBOR
Danville                            7/1/2008          14.75      3/27 6 MO LIBOR
Auburn                              7/1/2008     14.80000019     3/27 6 MO LIBOR IO
Richton Park                        7/1/2008             13      3/27 6 MO LIBOR
Austin                              7/1/2008     12.64999962     3/27 6 MO LIBOR IO
Modello                                                   0      Fixed Rate
Tacoma                                                    0      Fixed Rate
Fontana                                                   0      Fixed Rate
Tempe                               7/1/2007           14.5      2/28 6 MO LIBOR IO
Commerce                                                  0      Fixed Rate
Kismet                              7/1/2008     13.60000038     3/27 6 MO LIBOR
Sepulveda                           7/1/2007     13.98999977     2/28 6 MO LIBOR IO
Mount Sinai                         7/1/2008     14.05000019     3/27 6 MO LIBOR
Irvington                           7/1/2008           13.5      3/27 6 MO LIBOR
Buffalo                             7/1/2008         17.375      3/27 6 MO LIBOR
Jamaica                             7/1/2008     13.80000019     3/27 6 MO LIBOR
Newburgh                                                  0      Fixed Rate
Sepulveda                                                 0      Fixed Rate
Brodheadsville                      7/1/2008         14.875      3/27 6 MO LIBOR
Antelope                            7/1/2007     12.94999981     2/28 6 MO LIBOR IO
Sacramento                          7/1/2008             13      3/27 6 MO LIBOR IO
Fresno                              7/1/2007     14.64999962     2/28 6 MO LIBOR
Ripon                                                     0      Fixed Rate
Vallejo                             7/1/2007             13      2/28 6 MO LIBOR IO
Modesto                             7/1/2007         14.375      2/28 6 MO LIBOR
Raymore                             7/1/2008     12.60000038     3/27 6 MO LIBOR
Park Ridge                                                0      Fixed Rate
Winnetka                            7/1/2008          13.25      3/27 6 MO LIBOR IO
Belvedere                           7/1/2008         16.875      3/27 6 MO LIBOR
Auburn                              7/1/2008         14.375      3/27 6 MO LIBOR
La Center                           7/1/2008         13.875      3/27 6 MO LIBOR IO
Delaware                                                  0      Fixed Rate
Galion                              7/1/2008         13.875      3/27 6 MO LIBOR
Humble                              7/1/2008          12.25      3/27 6 MO LIBOR
Strathmore                          7/1/2007     15.19999981     2/28 6 MO LIBOR
Mount Vernon                        7/1/2008     13.44999981     3/27 6 MO LIBOR
East Orange                         7/1/2008     15.14999962     3/27 6 MO LIBOR
Redland                             7/1/2007             14      2/28 6 MO LIBOR
Fredericksburg                      7/1/2008           15.5      3/27 6 MO LIBOR IO
Charleston                          7/1/2008           15.5      3/27 6 MO LIBOR
Stone Mountain                      7/1/2008     15.44999981     3/27 6 MO LIBOR IO
Decatur                             7/1/2008     15.44999981     3/27 6 MO LIBOR IO
Lawndale                            7/1/2008     14.19999981     3/27 6 MO LIBOR
Cleveland                                                 0      Fixed Rate
Thousand Oaks                       7/1/2008         13.625      3/27 6 MO LIBOR
WILDOMAR                            7/1/2007         13.125      2/28 6 MO LIBOR
Denver                              7/1/2008          15.75      3/27 6 MO LIBOR
Downey                              7/1/2008         14.625      3/27 6 MO LIBOR
New Berlin                          7/1/2008         13.375      3/27 6 MO LIBOR
Lakeland                                                  0      Fixed Rate
Napa                                7/1/2008         13.875      3/27 6 MO LIBOR
Mangonia Park                       7/1/2008          12.75      3/27 6 MO LIBOR IO
Port Charlotte                                            0      Fixed Rate
Lvpl                                                      0      Fixed Rate
Santa Clarita                       7/1/2007     13.60499954     2/28 6 MO LIBOR IO
Four Corners                        7/1/2007     14.10000038     2/28 6 MO LIBOR IO
Dellwood                                                  0      Fixed Rate
Memphis                             7/1/2008         16.125      3/27 6 MO LIBOR
Orlando                             7/1/2008             15      3/27 6 MO LIBOR
Baldy Mesa                          7/1/2008           12.5      3/27 6 MO LIBOR IO
Kansas City                                               0      Fixed Rate
Rockford                            7/1/2007     14.35000038     2/28 6 MO LIBOR
Atlanta                             7/1/2008          16.25      3/27 6 MO LIBOR
Glenwood                                                  0      Fixed Rate
Versailles                          7/1/2008     14.10000038     3/27 6 MO LIBOR
Billerica                           7/1/2008     13.85000038     3/27 6 MO LIBOR
Staten Island                       7/1/2008     15.19999981     3/27 6 MO LIBOR IO
Valencia                            7/1/2007     12.35000038     2/28 6 MO LIBOR IO
Sun Valley                          7/1/2007     13.80000019     2/28 6 MO LIBOR
Compton                             7/1/2007           13.5      2/28 6 MO LIBOR
Cucamonga                           7/1/2008          12.75      3/27 6 MO LIBOR IO
Valencia                            7/1/2008             13      3/27 6 MO LIBOR
Riverview                           7/1/2008         13.625      3/27 6 MO LIBOR
Wenatchee                           7/1/2008         14.625      3/27 6 MO LIBOR IO
Crofton                             7/1/2008         13.125      3/27 6 MO LIBOR
Baton Rouge                         7/1/2008         13.875      3/27 6 MO LIBOR
Dayton                              7/1/2008             17      3/27 6 MO LIBOR
Devon                               7/1/2008         16.125      3/27 6 MO LIBOR
Fresno                              7/1/2008           14.5      3/27 6 MO LIBOR IO
Claremont                           7/1/2008         13.125      3/27 6 MO LIBOR
Fresno                                                    0      Fixed Rate
Stockton                            7/1/2007     13.30000019     2/28 6 MO LIBOR IO
Avondale                            7/1/2007     13.39999962     2/28 6 MO LIBOR IO
Baton Rouge                         7/1/2007     14.64999962     2/28 6 MO LIBOR
Sun City                            7/1/2008             15      3/27 6 MO LIBOR
Jacksonville                        7/1/2008         14.875      3/27 6 MO LIBOR
Orlando                             7/1/2008         15.875      3/27 6 MO LIBOR
Clearwater                          7/1/2008          13.75      3/27 6 MO LIBOR IO
Philadelphia                        7/1/2008          15.75      3/27 6 MO LIBOR
San Francisco                       7/1/2007     12.98999977     2/28 6 MO LIBOR IO
Chino                               7/1/2008     13.55000019     3/27 6 MO LIBOR IO
Stockton                            7/1/2007     13.80000019     2/28 6 MO LIBOR IO
North Hollywood                     7/1/2007     14.39999962     2/28 6 MO LIBOR IO
La Quinta                           7/1/2008         13.875      3/27 6 MO LIBOR IO
Odenton                             7/1/2008          16.25      3/27 6 MO LIBOR IO
Rockford                            7/1/2008     14.39999962     3/27 6 MO LIBOR
Sioux Falls                         7/1/2007     15.44999981     2/28 6 MO LIBOR
Gilbert                             7/1/2008     14.10000038     3/27 6 MO LIBOR IO
Solon                                                     0      Fixed Rate
Detroit                             7/1/2008           17.5      3/27 6 MO LIBOR
Detroit                                                   0      Fixed Rate
Dinuba                              7/1/2008          16.75      3/27 6 MO LIBOR
North Las Vegas                     7/1/2008         14.375      3/27 6 MO LIBOR
Citrus Heights                      7/1/2008          12.75      3/27 6 MO LIBOR
Naranja                             7/1/2007     14.69999981     2/28 6 MO LIBOR IO
Kroger                                                    0      Fixed Rate
Lithonia                            7/1/2008             14      3/27 6 MO LIBOR
Alpharetta                          7/1/2008         13.625      3/27 6 MO LIBOR IO
Whitelaw                            7/1/2008         13.375      3/27 6 MO LIBOR
Boise                               7/1/2008         12.625      3/27 6 MO LIBOR
Walla Walla                         7/1/2008          14.25      3/27 6 MO LIBOR
Seattle                             7/1/2008           13.5      3/27 6 MO LIBOR IO
Renton                              7/1/2008         12.625      3/27 6 MO LIBOR IO
Cypress                             7/1/2007     15.94999981     2/28 6 MO LIBOR
Winnetka                            7/1/2008     12.69999981     3/27 6 MO LIBOR
Cimarron                            7/1/2008           13.5      3/27 6 MO LIBOR
Paterson                                                  0      Fixed Rate
Fontana                             7/1/2008          13.75      3/27 6 MO LIBOR IO
Inglewood                           7/1/2008           13.5      3/27 6 MO LIBOR
Lakewood                            7/1/2008           15.5      3/27 6 MO LIBOR
Miami                               7/1/2008           13.5      3/27 6 MO LIBOR
Las Cruces                          7/1/2008          15.25      3/27 6 MO LIBOR
Moreno Valley                       7/1/2008         12.875      3/27 6 MO LIBOR IO
San Diego                                                 0      Fixed Rate
West Jordan                         7/1/2008             13      3/27 6 MO LIBOR
Goode                               7/1/2008           15.5      3/27 6 MO LIBOR
Hiler                                                     0      Fixed Rate
Kansas City                         7/1/2008          16.25      3/27 6 MO LIBOR
Wilmington                          7/1/2008          15.25      3/27 6 MO LIBOR
Warren                              7/1/2008         15.875      3/27 6 MO LIBOR
Harvey                              7/1/2008             13      3/27 6 MO LIBOR
Slidell                             7/1/2008         13.125      3/27 6 MO LIBOR
Dudley                              7/1/2008         16.625      3/27 6 MO LIBOR
Grand Island                        7/1/2008          15.75      3/27 6 MO LIBOR
Boise                               7/1/2007     13.10000038     2/28 6 MO LIBOR IO
Morrison                            7/1/2008          14.25      3/27 6 MO LIBOR IO
Darnestown                          7/1/2008           13.5      3/27 6 MO LIBOR
San Clemente                        7/1/2008          12.75      3/27 6 MO LIBOR
Neuse                               7/1/2008         12.875      3/27 6 MO LIBOR
Grand Blanc                         7/1/2007     15.38000011     2/28 6 MO LIBOR IO
Bonita                              7/1/2007     14.05000019     2/28 6 MO LIBOR
Palmdale                            7/1/2007     13.60000038     2/28 6 MO LIBOR IO
Donna                                                     0      Fixed Rate
Omaha                                                     0      Fixed Rate
Mound                               7/1/2008     13.89999962     3/27 6 MO LIBOR IO
Malta                               7/1/2008     13.98999977     3/27 6 MO LIBOR
Seattle                             7/1/2008          13.75      3/27 6 MO LIBOR
Miami                                                     0      Fixed Rate
Centerville                                               0      Fixed Rate
Miami                                                     0      Fixed Rate
Lynn Haven                                                0      Fixed Rate
Conyers                             7/1/2008         16.875      3/27 6 MO LIBOR
Whiting                             7/1/2008           14.5      3/27 6 MO LIBOR IO
Ophir                               7/1/2008         13.875      3/27 6 MO LIBOR
Laguna Beach                        7/1/2008     12.94999981     3/27 6 MO LIBOR
Los Angeles                                               0      Fixed Rate
Arleta                              7/1/2007         13.125      2/28 6 MO LIBOR IO
Detroit                             7/1/2008     13.89999962     3/27 6 MO LIBOR
Sacramento                          7/1/2007     13.10000038     2/28 6 MO LIBOR IO
Sacramento                          7/1/2008         12.875      3/27 6 MO LIBOR
Cleveland                           7/1/2008           14.5      3/27 6 MO LIBOR
Gulfport                            7/1/2007     14.18000031     2/28 6 MO LIBOR
Columbia                            7/1/2008     13.61999989     3/27 6 MO LIBOR IO
Miami                                                     0      Fixed Rate
Miami                               7/1/2008     13.44999981     3/27 6 MO LIBOR IO
Atlanta                             7/1/2008     14.44999981     3/27 6 MO LIBOR IO
Atlanta                             7/1/2008     13.94999981     3/27 6 MO LIBOR IO
Matlacha                            7/1/2008     14.69999981     3/27 6 MO LIBOR
Miami                               7/1/2007          14.25      2/28 6 MO LIBOR IO
Norfolk                                                   0      Fixed Rate
Altamonte                           7/1/2008          15.25      3/27 6 MO LIBOR
Tuscawilla                          7/1/2008          13.75      3/27 6 MO LIBOR
Austin                              7/1/2008     13.73999977     3/27 6 MO LIBOR
Desoto                              7/1/2008           14.5      3/27 6 MO LIBOR
Indianapolis                        7/1/2008     14.23999977     3/27 6 MO LIBOR
Carteret                            7/1/2008     14.64999962     3/27 6 MO LIBOR IO
Walland                                                   0      Fixed Rate IO
Detroit                             7/1/2008         16.375      3/27 6 MO LIBOR
Griffith                                                  0      Fixed Rate IO
Riverview                                                 0      Fixed Rate
Emerson                             7/1/2008         15.875      3/27 6 MO LIBOR
Rainbow                             7/1/2007         13.875      2/28 6 MO LIBOR IO
Arcadia                             7/1/2008          15.25      3/27 6 MO LIBOR
Minooka                                                   0      Fixed Rate
Chicago                                                   0      Fixed Rate
Riner                                                     0      Fixed Rate
Gilbert                             7/1/2008          13.25      3/27 6 MO LIBOR IO
Sun City                            7/1/2008           13.5      3/27 6 MO LIBOR IO
Stratham                            7/1/2008           13.5      3/27 6 MO LIBOR
Midway                                                    0      Fixed Rate
Las Vegas                           7/1/2008     13.94999981     3/27 6 MO LIBOR
College Park                        7/1/2008     13.94999981     3/27 6 MO LIBOR
Las Vegas                           7/1/2008     14.30000019     3/27 6 MO LIBOR IO
                                    7/1/2007          13.25      2/28 6 MO LIBOR IO
Fort Mohave                                               0      Fixed Rate
West Bridgewater                    7/1/2008          13.25      3/27 6 MO LIBOR IO
Farmingdale                         7/1/2007     11.97000027     2/28 6 MO LIBOR
Saint Cloud                         7/1/2008     14.55000019     3/27 6 MO LIBOR IO
Trenton                             7/1/2008     14.14999962     3/27 6 MO LIBOR
Detroit                                                   0      Fixed Rate
Phoenix                             7/1/2007          14.75      2/28 6 MO LIBOR IO
Glendale                                                  0      Fixed Rate IO
Buena Park                          7/1/2007          12.75      2/28 6 MO LIBOR IO
Huntington Beach                    7/1/2008         13.875      3/27 6 MO LIBOR IO
Elyria                              7/1/2008          15.75      3/27 6 MO LIBOR
Midwest City                        7/1/2008           14.5      3/27 6 MO LIBOR
Grove                               7/1/2008           15.5      3/27 6 MO LIBOR
Moreno                              7/1/2008          12.25      3/27 6 MO LIBOR
Highlands                           7/1/2008         15.375      3/27 6 MO LIBOR IO
Decatur                             7/1/2008     13.10000038     3/27 6 MO LIBOR IO
Atlanta                             7/1/2008         16.375      3/27 6 MO LIBOR IO
Ellenwood                           7/1/2008          13.75      3/27 6 MO LIBOR
Atlanta                             7/1/2008         14.375      3/27 6 MO LIBOR
Stowe                                                     0      Fixed Rate
Berkley                             7/1/2008         14.625      3/27 6 MO LIBOR
Riverton                            7/1/2008         13.375      3/27 6 MO LIBOR
Clifton                                                   0      Fixed Rate
Merrimack                                                 0      Fixed Rate
Detroit                             7/1/2008         13.625      3/27 6 MO LIBOR
Peoria                              7/1/2008         15.625      3/27 6 MO LIBOR
Volo                                7/1/2008          13.25      3/27 6 MO LIBOR
Bakersfield                         7/1/2008     12.94999981     3/27 6 MO LIBOR IO
San Gabriel                         7/1/2007     14.98999977     2/28 6 MO LIBOR IO
El Cajon                            8/1/2007     13.98999977     2/28 6 MO LIBOR IO
Lake Worth                          7/1/2007     15.18999958     2/28 6 MO LIBOR
Linden                              7/1/2008         15.375      3/27 6 MO LIBOR
Roseville                           7/1/2008           12.5      3/27 6 MO LIBOR
Las Vegas                           7/1/2007          13.25      2/28 6 MO LIBOR
Fry                                 7/1/2007          12.25      2/28 6 MO LIBOR IO
Tacoma                              7/1/2007     13.35000038     2/28 6 MO LIBOR IO
San Bernardino                      7/1/2008         12.375      3/27 6 MO LIBOR IO
Covina                              7/1/2008           12.5      3/27 6 MO LIBOR
La Puente                           7/1/2008         12.875      3/27 6 MO LIBOR IO
Fresno                              7/1/2008         12.625      3/27 6 MO LIBOR
Escondido                           7/1/2007          13.75      2/28 6 MO LIBOR IO
Hazelwood                                                 0      Fixed Rate
Miner                                                     0      Fixed Rate
Kenosha                             7/1/2008             16      3/27 6 MO LIBOR IO
Walnut Creek                        7/1/2007         14.125      2/28 6 MO LIBOR IO
Morongo Valley                      7/1/2007           15.5      2/28 6 MO LIBOR
Las Vegas                           7/1/2008           16.5      3/27 6 MO LIBOR
Springfield                         7/1/2008          13.25      3/27 6 MO LIBOR IO
Alafaya                                                   0      Fixed Rate
Osseo                               7/1/2008             14      3/27 6 MO LIBOR IO
River Edge                          7/1/2007     12.94999981     2/28 6 MO LIBOR IO
Palm Bay                            7/1/2007     15.30000019     2/28 6 MO LIBOR
Watts                               7/1/2007          14.75      2/28 6 MO LIBOR
Mira Loma                           7/1/2007         13.875      2/28 6 MO LIBOR
West Covina                         7/1/2007             13      2/28 6 MO LIBOR
Irwindale                           7/1/2008     13.94999981     3/27 6 MO LIBOR IO
San Fernando                        8/1/2007     13.80000019     2/28 6 MO LIBOR
Perris                              8/1/2007           14.5      2/28 6 MO LIBOR IO
Fry                                 7/1/2008          13.25      3/27 6 MO LIBOR
Orland                              7/1/2007             13      2/28 6 MO LIBOR IO
Bakersfield                         7/1/2007         13.625      2/28 6 MO LIBOR IO
San Jose                            7/1/2007          12.25      2/28 6 MO LIBOR IO
San Jose                            7/1/2008          12.75      3/27 6 MO LIBOR IO
Firebaugh                           7/1/2007           13.5      2/28 6 MO LIBOR IO
Redondo Beach                       7/1/2007         14.625      2/28 6 MO LIBOR IO
Palmdale                            7/1/2008     13.85000038     3/27 6 MO LIBOR
Detroit                             7/1/2008     13.14999962     3/27 6 MO LIBOR
Leominster                          7/1/2007          13.75      2/28 6 MO LIBOR
Natick                              7/1/2008          12.75      3/27 6 MO LIBOR
Yarmouth                                                  0      Fixed Rate
Redmond                             7/1/2007     13.19999981     2/28 6 MO LIBOR IO
Bone                                7/1/2008     14.39999962     3/27 6 MO LIBOR
Cimarron Hills                      7/1/2007     12.05000019     2/28 6 MO LIBOR IO
Brewster                                                  0      Fixed Rate IO
Cimarron Hills                      7/1/2007     14.55000019     2/28 6 MO LIBOR
Bothell                             7/1/2008     13.30000019     3/27 6 MO LIBOR IO
Auburn                              7/1/2007     14.05000019     2/28 6 MO LIBOR IO
Cimarron Hills                      7/1/2008     14.30000019     3/27 6 MO LIBOR IO
Caldwell                            7/1/2008           13.5      3/27 6 MO LIBOR
Ruston                              7/1/2008         14.125      3/27 6 MO LIBOR
Claiborne                                                 0      Fixed Rate
Southaven                           7/1/2008           14.5      3/27 6 MO LIBOR
Oceanside                           7/1/2007          14.25      2/28 6 MO LIBOR
Bartlett                            7/1/2008     13.98999977     3/27 6 MO LIBOR
Brockton                            7/1/2008     13.10000038     3/27 6 MO LIBOR
Salisbury                           7/1/2008     13.64999962     3/27 6 MO LIBOR IO
Baltimore                           7/1/2008         15.625      3/27 6 MO LIBOR
Winchester                          7/1/2008     13.69999981     3/27 6 MO LIBOR IO
Bakersfield                         7/1/2007     12.98999977     2/28 6 MO LIBOR IO
Hollister                           7/1/2008     12.98999977     3/27 6 MO LIBOR IO
San Jose                            7/1/2007     13.80000019     2/28 6 MO LIBOR
Roseville                           7/1/2007     12.98999977     2/28 6 MO LIBOR IO
Bell                                                      0      Fixed Rate
Hazard                              7/1/2007     14.30000019     2/28 6 MO LIBOR IO
Claremont                                                 0      Fixed Rate IO
Glendale                            7/1/2007     14.14999962     2/28 6 MO LIBOR
Detroit                             7/1/2008     13.69999981     3/27 6 MO LIBOR IO
Las Vegas                           7/1/2007     12.55000019     2/28 6 MO LIBOR IO
Weymouth                            7/1/2008             17      3/27 6 MO LIBOR
Tucson                              7/1/2008         13.875      3/27 6 MO LIBOR IO
Stone Mountain                      7/1/2008         17.625      3/27 6 MO LIBOR IO
Mableton                            7/1/2008         15.125      3/27 6 MO LIBOR
Mount Pleasant                      7/1/2008          15.75      3/27 6 MO LIBOR
Ozark                               7/1/2008     17.29999924     3/27 6 MO LIBOR
Otsego                              7/1/2008     14.19999981     3/27 6 MO LIBOR IO
Kismet                              7/1/2008     13.19999981     3/27 6 MO LIBOR
Lacey                                                     0      Fixed Rate IO
Downey                              7/1/2008         13.125      3/27 6 MO LIBOR
Albuquerque                         7/1/2008     14.69999981     3/27 6 MO LIBOR
Las Vegas                           7/1/2007          14.25      2/28 6 MO LIBOR
Herriman                            7/1/2007             13      2/28 6 MO LIBOR
Eagle Rock                          7/1/2008     13.89999962     3/27 6 MO LIBOR
Arrowbear Lake                      7/1/2007          13.25      2/28 6 MO LIBOR IO
Rincon                              7/1/2008         14.375      3/27 6 MO LIBOR
Bronx                               7/1/2007     13.44999981     2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate IO
Naples                              7/1/2008     13.85000038     3/27 6 MO LIBOR
Castle                              7/1/2008     15.55000019     3/27 6 MO LIBOR
Shelbyville                         7/1/2008          16.75      3/27 6 MO LIBOR
Peoria                              7/1/2008             14      3/27 6 MO LIBOR
Richton Park                        7/1/2008     14.27000046     3/27 6 MO LIBOR
Detroit                             7/1/2008             16      3/27 6 MO LIBOR
Dover                               7/1/2007     14.94999981     2/28 6 MO LIBOR
Rolling Meadows                     7/1/2008     13.44999981     3/27 6 MO LIBOR
Princeton                           7/1/2007     14.30000019     2/28 6 MO LIBOR
Memphis                             7/1/2007     15.36999989     2/28 6 MO LIBOR
Lockport                            7/1/2008     13.94999981     3/27 6 MO LIBOR
Sepulveda                           7/1/2008         12.875      3/27 6 MO LIBOR IO
Chicago                             7/1/2008             14      3/27 6 MO LIBOR
Bellingham                          7/1/2008         13.125      3/27 6 MO LIBOR
Lisle                               7/1/2008     14.98999977     3/27 6 MO LIBOR
Faribault                           7/1/2008     14.35000038     3/27 6 MO LIBOR
Red Bluff                           7/1/2008         13.625      3/27 6 MO LIBOR IO
Bristol                             7/1/2008         13.625      3/27 6 MO LIBOR IO
Vista                               7/1/2008     13.98999977     3/27 6 MO LIBOR IO
La Puente                           7/1/2008           14.5      3/27 6 MO LIBOR IO
Fontana                             7/1/2007     12.30000019     2/28 6 MO LIBOR IO
Lugo                                7/1/2007     13.60000038     2/28 6 MO LIBOR IO
La Puente                           7/1/2007           12.5      2/28 6 MO LIBOR
Santa Clarita                       7/1/2007     13.55000019     2/28 6 MO LIBOR
Laurel                              7/1/2008         13.875      3/27 6 MO LIBOR
Rosedale                            7/1/2008             14      3/27 6 MO LIBOR
Castle Rock                         7/1/2008     11.64999962     3/27 6 MO LIBOR IO
Aurora                              7/1/2008         11.625      3/27 6 MO LIBOR IO
Aurora                              7/1/2007     12.80000019     2/28 6 MO LIBOR
Colorado Springs                    7/1/2008     14.30000019     3/27 6 MO LIBOR IO
Aurora                              7/1/2008     12.94999981     3/27 6 MO LIBOR IO
Englewood                           7/1/2007          14.25      2/28 6 MO LIBOR IO
Highlands                           7/1/2007         12.625      2/28 6 MO LIBOR
Guilford                            1/1/2006          13.25      6 MO LIBOR
Brockton                            7/1/2007         13.125      2/28 6 MO LIBOR IO
Lynn                                7/1/2008     12.64999962     3/27 6 MO LIBOR
Lexington                           7/1/2007     15.14999962     2/28 6 MO LIBOR
Fresno                                                    0      Fixed Rate
Wappinger                                                 0      Fixed Rate
Flagg                               7/1/2008     15.39999962     3/27 6 MO LIBOR
Stevensville                        7/1/2007          13.75      2/28 6 MO LIBOR IO
Sylmar                              7/1/2008           12.5      3/27 6 MO LIBOR IO
Torrance                            7/1/2008             14      3/27 6 MO LIBOR
San Diego                           7/1/2007     14.05000019     2/28 6 MO LIBOR
Cucamonga                           7/1/2008         12.625      3/27 6 MO LIBOR
Salem                               7/1/2008          15.25      3/27 6 MO LIBOR IO
Raleigh                             7/1/2008          13.75      3/27 6 MO LIBOR
North Oaks                          7/1/2008     14.85000038     3/27 6 MO LIBOR
Orange                              7/1/2007     14.64999962     2/28 6 MO LIBOR IO
Chicago                                                   0      Fixed Rate
Chicago                             7/1/2008     13.39999962     3/27 6 MO LIBOR
Chicago                             7/1/2008     13.14999962     3/27 6 MO LIBOR
Crestview                           7/1/2007           14.5      2/28 6 MO LIBOR IO
Berlin                                                    0      Fixed Rate
Saugus                                                    0      Fixed Rate
Aurora                              7/1/2007     11.31999969     2/28 6 MO LIBOR IO
Reece                                                     0      Fixed Rate
Lees Summit                         7/1/2008     14.89999962     3/27 6 MO LIBOR
Nampa                               8/1/2007     14.30000019     2/28 6 MO LIBOR
Topeka                              7/1/2008     15.44999981     3/27 6 MO LIBOR
Aurora                              7/1/2008     12.89999962     3/27 6 MO LIBOR IO
Castle Rock                         7/1/2008         12.625      3/27 6 MO LIBOR IO
Sylmar                              7/1/2008          13.75      3/27 6 MO LIBOR IO
Roanoke                             8/1/2008     12.35000038     3/27 6 MO LIBOR IO
Palmdale                            7/1/2008          13.75      3/27 6 MO LIBOR IO
Houston                                                   0      Fixed Rate
Fresno                              7/1/2008     12.55000019     3/27 6 MO LIBOR
Oak Park                            7/1/2008         12.375      3/27 6 MO LIBOR IO
North Manchester                    7/1/2008         14.375      3/27 6 MO LIBOR
Buchanan                            8/1/2008     15.63000011     3/27 6 MO LIBOR
Homewood                            7/1/2008          14.25      3/27 6 MO LIBOR IO
Kersey                              7/1/2008     13.39999962     3/27 6 MO LIBOR
Bruceville                          7/1/2007     15.39999962     2/28 6 MO LIBOR
Richmond                            7/1/2007     13.94999981     2/28 6 MO LIBOR
Jamison                             7/1/2008          14.75      3/27 6 MO LIBOR
Hatton                              1/1/2006         15.125      6 MO LIBOR
Livermore                           7/1/2008     13.10000038     3/27 6 MO LIBOR IO
Hayward                             7/1/2008          12.25      3/27 6 MO LIBOR IO
Riverside                           7/1/2008     12.14999962     3/27 6 MO LIBOR IO
Elk Grove                                                 0      Fixed Rate
Escondido                           7/1/2008     12.68999958     3/27 6 MO LIBOR IO
Miami                               7/1/2008           14.5      3/27 6 MO LIBOR IO
Aurora                              7/1/2008           13.5      3/27 6 MO LIBOR
Brighton                            7/1/2008     11.39999962     3/27 6 MO LIBOR IO
Denver                              7/1/2007           12.5      2/28 6 MO LIBOR IO
Aurora                              7/1/2007     12.05000019     2/28 6 MO LIBOR IO
Tulsa                                                     0      Fixed Rate
Luna                                                      0      Fixed Rate
Coleta                              7/1/2008     14.98999977     3/27 6 MO LIBOR
San Antonio                         7/1/2007          12.25      2/28 6 MO LIBOR IO
Katy                                7/1/2008     14.30000019     3/27 6 MO LIBOR IO
Memphis                             7/1/2008     14.55000019     3/27 6 MO LIBOR IO
Nashville                           7/1/2008          14.75      3/27 6 MO LIBOR
Brighton                            7/1/2007     13.05000019     2/28 6 MO LIBOR IO
Aurora                              7/1/2008     13.42000008     3/27 6 MO LIBOR
Tacoma                              7/1/2007     14.55000019     2/28 6 MO LIBOR IO
Denver                              7/1/2007     14.55000019     2/28 6 MO LIBOR IO
Jacksonville                        7/1/2007     13.44999981     2/28 6 MO LIBOR IO
Center                                                    0      Fixed Rate
Moquah                              7/1/2008           15.5      3/27 6 MO LIBOR IO
Eastwick                                                  0      Fixed Rate
Rankin                              7/1/2007     13.94999981     2/28 6 MO LIBOR
Enhaut                              7/1/2007             15      2/28 6 MO LIBOR
                                    7/1/2008             13      3/27 6 MO LIBOR
Everett                             7/1/2008     12.85000038     3/27 6 MO LIBOR IO
Camby                               1/1/2006             13      6 MO LIBOR
BRIDGEPORT                         11/1/2006           15.6      2/28 6 MO LIBOR
ELIZABETH                                                 0      Fixed Rate
FRANKLIN                          12/29/2006          12.99      2/28 6 MO LIBOR
Lake                                7/1/2008           18.5      3/27 6 MO LIBOR
Rossville                           4/1/2007          16.99      2/28 6 MO LIBOR
Akron                               5/1/2007           16.8      2/28 6 MO LIBOR
Mansfield                           4/1/2007           16.7      2/28 6 MO LIBOR
Indianapolis                        4/1/2007          16.35      2/28 6 MO LIBOR
Turtle Creek                        4/1/2007           15.6      2/28 6 MO LIBOR
Pottersville                        5/1/2007          16.35      2/28 6 MO LIBOR
Buffalo                             4/1/2007           14.9      2/28 6 MO LIBOR
Tallahassee                         4/1/2007          16.55      2/28 6 MO LIBOR
Jacksonville                                              0      Fixed Rate
Chicago                             5/1/2007          12.45      2/28 6 MO LIBOR
Baton Rouge                         5/1/2007          14.99      2/28 6 MO LIBOR
Stuart                              5/1/2007           14.1      2/28 6 MO LIBOR
Pittsburgh                          5/1/2007          16.75      2/28 6 MO LIBOR
Raytown                             5/1/2007           15.9      2/28 6 MO LIBOR
Hubbard                             5/1/2007          16.99      2/28 6 MO LIBOR
Moreno Valley                       5/1/2007           13.9      2/28 6 MO LIBOR
Salem                               5/1/2007           14.3      2/28 6 MO LIBOR
Inglewood                           6/1/2007         14.975      2/28 6 MO LIBOR
Lake Charles                        4/1/2007          16.25      2/28 6 MO LIBOR
Baton Rouge                         4/1/2007          16.45      2/28 6 MO LIBOR
Gardena                             5/1/2007          13.35      2/28 6 MO LIBOR
Riverside                           5/1/2007           12.9      2/28 6 MO LIBOR
Detroit                             5/1/2007          17.35      2/28 6 MO LIBOR
Corona                              5/1/2007         11.475      2/28 6 MO LIBOR
Rantoul                             4/1/2007          16.45      2/28 6 MO LIBOR
Akron                               4/1/2007          16.45      2/28 6 MO LIBOR
Philadelphia                        4/1/2007          14.95      2/28 6 MO LIBOR
Allegheny                           5/1/2007          14.05      2/28 6 MO LIBOR
NORTH HIGHLANDS                    10/1/2006          13.99      2/28 6 MO LIBOR IO
Klein                               5/1/2008           12.7      3/27 6 MO LIBOR IO
Massapequa                                                0      Fixed Rate IO
Parkville                           5/1/2007          14.99      2/28 6 MO LIBOR
Glen                                4/1/2007           16.3      2/28 6 MO LIBOR
Candler                             5/1/2007          13.45      2/28 6 MO LIBOR IO
Naomi                               4/1/2007          14.05      2/28 6 MO LIBOR
Corona                              4/1/2007          12.25      2/28 6 MO LIBOR
Hudson                              4/1/2007          13.99      2/28 6 MO LIBOR
Quinton                             4/1/2007          15.75      2/28 6 MO LIBOR
Franklin                            5/1/2007          12.95      2/28 6 MO LIBOR
Portland                            5/1/2007         15.725      2/28 6 MO LIBOR
Fresno                              5/1/2007          12.45      2/28 6 MO LIBOR
Lykens                              5/1/2007           17.1      2/28 6 MO LIBOR
Oak Park                            5/1/2007          12.95      2/28 6 MO LIBOR
Columbus                            5/1/2007          15.99      2/28 6 MO LIBOR
Memphis                                                   0      Fixed Rate
Ewing                                                     0      Fixed Rate
Lehigh                              4/1/2007          13.85      2/28 6 MO LIBOR
Kilby                                                     0      Fixed Rate IO
Walloomsac                          4/1/2007           16.7      2/28 6 MO LIBOR
Melbourne                           5/1/2007          14.85      2/28 6 MO LIBOR
Plyler                              3/1/2007          16.05      2/28 6 MO LIBOR
Baker                               6/1/2007           14.6      2/28 6 MO LIBOR
Trenton                                                   0      Fixed Rate
Garden Grove                                              0      Fixed Rate Balloon
Randolph                            4/1/2007           16.8      2/28 6 MO LIBOR
Batavia                             4/1/2007           16.1      2/28 6 MO LIBOR
Kissimmee                           5/1/2007          13.55      2/28 6 MO LIBOR IO
Etna                                5/1/2007          15.75      2/28 6 MO LIBOR
Fairmount                           4/1/2007          15.99      2/28 6 MO LIBOR
Scottsdale                          3/1/2007          13.99      2/28 6 MO LIBOR IO
Candler                                                   0      Fixed Rate Balloon
Gilbert                             5/1/2007           15.5      2/28 6 MO LIBOR
Greenwood                           5/1/2007          17.99      2/28 6 MO LIBOR
Miami                               5/1/2007           14.9      2/28 6 MO LIBOR
Vallejo                             5/1/2007          13.65      2/28 6 MO LIBOR
Garland                             5/1/2007           14.5      2/28 6 MO LIBOR
Stratmoor Hills                                           0      Fixed Rate
29 Palms                            4/1/2007           13.5      2/28 6 MO LIBOR IO
Carrollton                          6/1/2007          12.99      2/28 6 MO LIBOR
Orlando                             4/1/2007          14.85      2/28 6 MO LIBOR
Somerville                          6/1/2007         14.575      2/28 6 MO LIBOR
Garland                             6/1/2007           14.8      2/28 6 MO LIBOR
Lake Charles                        4/1/2007           16.6      2/28 6 MO LIBOR
San Diego                                                 0      Fixed Rate Balloon
Everett                             4/1/2007          13.99      2/28 6 MO LIBOR
Commack                             4/1/2007          15.99      2/28 6 MO LIBOR
Columbus                            5/1/2007          13.65      2/28 6 MO LIBOR IO
Lake Isabella                       5/1/2007           15.8      2/28 6 MO LIBOR
Palm Coast                          4/1/2007           13.8      2/28 6 MO LIBOR IO
Gates Mills                         4/1/2007           14.6      2/28 6 MO LIBOR
San Diego                                                 0      Fixed Rate Balloon
Atlanta                                                   0      Fixed Rate Balloon
Yaphank                             5/1/2007           13.5      2/28 6 MO LIBOR IO
Ocean City                          4/1/2007          16.85      2/28 6 MO LIBOR
Palm Desert                                               0      Fixed Rate Balloon
Vale                                5/1/2007           13.5      2/28 6 MO LIBOR
Walden                              5/1/2007         16.675      2/28 6 MO LIBOR
Deer Park                                                 0      Fixed Rate
Bayou Vista                         5/1/2007          17.35      2/28 6 MO LIBOR
Milo                                4/1/2007          16.99      2/28 6 MO LIBOR
North Chelmsford                                          0      Fixed Rate
Belding                             5/1/2007          14.75      2/28 6 MO LIBOR
Drew                                                      0      Fixed Rate
Loganville                          4/1/2007          12.99      2/28 6 MO LIBOR
Northampton                         5/1/2007          13.65      2/28 6 MO LIBOR
Milwaukee                           4/1/2007          16.55      2/28 6 MO LIBOR
Jamison                                                   0      Fixed Rate
Spokane                             5/1/2007           13.1      2/28 6 MO LIBOR
Heer Park                                                 0      Fixed Rate
Fort Wayne                          5/1/2007          15.55      2/28 6 MO LIBOR
Fort Edward                         6/1/2008         15.225      3/27 6 MO LIBOR
Lebanon                             4/1/2007           14.3      2/28 6 MO LIBOR IO
Davie                               4/1/2007           13.4      2/28 6 MO LIBOR IO
Columbus                            4/1/2007           17.9      2/28 6 MO LIBOR
Double Oak                                                0      Fixed Rate IO
Redland                             5/1/2007          13.75      2/28 6 MO LIBOR
North Lima                          6/1/2007          15.99      2/28 6 MO LIBOR
Farmingville                                              0      Fixed Rate
Lithonia                            4/1/2007         13.425      2/28 6 MO LIBOR
Hazelwood                           6/1/2007          13.25      2/28 6 MO LIBOR
Wooster                             5/1/2007         15.987      2/28 6 MO LIBOR
Sumner                              5/1/2007          14.99      2/28 6 MO LIBOR
Lithonia                            4/1/2007          15.15      2/28 6 MO LIBOR
Denton                                                    0      Fixed Rate
San Jacinto                         5/1/2007           12.2      2/28 6 MO LIBOR IO
San Jacinto                                               0      Fixed Rate Balloon
Hesperia                                                  0      Fixed Rate Balloon
Allegheny                                                 0      Fixed Rate
Escondido                           5/1/2007           13.8      2/28 6 MO LIBOR IO
Monroe                                                    0      Fixed Rate
East                                5/1/2007          16.25      2/28 6 MO LIBOR
Coleta                              5/1/2007          14.25      2/28 6 MO LIBOR
Kimball                             4/1/2007         15.375      2/28 6 MO LIBOR
Glassport                           4/1/2007           17.2      2/28 6 MO LIBOR
Concord                             5/1/2007          14.45      2/28 6 MO LIBOR
Redland                                                   0      Fixed Rate Balloon
San Diego                                                 0      Fixed Rate Balloon
Plum                                5/1/2007           16.7      2/28 6 MO LIBOR
Castle                              4/1/2007          16.75      2/28 6 MO LIBOR
Hopewell                                                  0      Fixed Rate
Jackson                             5/1/2007          16.99      2/28 6 MO LIBOR
Hudson                                                    0      Fixed Rate Balloon
Milnesville                                               0      Fixed Rate
Riverview                           5/1/2007           14.1      2/28 6 MO LIBOR
Fitzgerald                          4/1/2007          13.75      2/28 6 MO LIBOR
Tamaya                              5/1/2007           18.2      2/28 6 MO LIBOR
Rochester                           5/1/2007          14.05      2/28 6 MO LIBOR
Eden Isle                           4/1/2007          15.25      2/28 6 MO LIBOR
Romoland                            5/1/2007          12.95      2/28 6 MO LIBOR IO
Tulsa                                                     0      Fixed Rate
Lafayette                                                 0      Fixed Rate
Brandon                             4/1/2007          15.55      2/28 6 MO LIBOR
Tulsa                                                     0      Fixed Rate
Escondido                                                 0      Fixed Rate Balloon
Montegut                            5/1/2007           15.9      2/28 6 MO LIBOR
Iron Mtn                            4/1/2007           15.4      2/28 6 MO LIBOR
Chattanooga                         5/1/2007          15.35      2/28 6 MO LIBOR
Loganville                                                0      Fixed Rate Balloon
Riviera Beach                       4/1/2007           13.4      2/28 6 MO LIBOR
Dumfries                            4/1/2007          14.35      2/28 6 MO LIBOR
Rockford                            5/1/2007          15.85      2/28 6 MO LIBOR
Tampa                               6/1/2007           15.8      2/28 6 MO LIBOR
Anadarko                            5/1/2007           16.1      2/28 6 MO LIBOR
Drew                                                      0      Fixed Rate Balloon
Am Qui                              4/1/2007          15.55      2/28 6 MO LIBOR
Palos Heights                       4/1/2007           14.5      2/28 6 MO LIBOR
Double Oak                                                0      Fixed Rate Balloon
Lynwood                             6/1/2007          14.25      2/28 6 MO LIBOR
Murrieta                            5/1/2007           13.5      2/28 6 MO LIBOR IO
Gene Autry                          4/1/2007           14.8      2/28 6 MO LIBOR
Masonville                          5/1/2007          15.85      2/28 6 MO LIBOR
Fullerton                                                 0      Fixed Rate Balloon
Metamora                            5/1/2007          13.95      2/28 6 MO LIBOR
West Falls                                                0      Fixed Rate
Garden Grove                        5/1/2007           13.8      2/28 6 MO LIBOR IO
Braymer                             5/1/2007         14.875      2/28 6 MO LIBOR
Stanton                             4/1/2007           14.2      2/28 6 MO LIBOR
Park                                6/1/2007          16.45      2/28 6 MO LIBOR
Lake Charles                        4/1/2008           14.4      3/27 6 MO LIBOR
Conklin                             6/1/2007           15.5      2/28 6 MO LIBOR
Camarillo                                                 0      Fixed Rate
Tavistock                                                 0      Fixed Rate
San Diego                           4/1/2007           13.6      2/28 6 MO LIBOR IO
Rock Hill                           6/1/2007           13.9      2/28 6 MO LIBOR
29 Palms                                                  0      Fixed Rate Balloon
Watauga                                                   0      Fixed Rate
Palm Coast                                                0      Fixed Rate Balloon
Okesa                               5/1/2007           16.6      2/28 6 MO LIBOR
Bonita                              4/1/2007           13.2      2/28 6 MO LIBOR
Harvey                              4/1/2007          14.15      2/28 6 MO LIBOR
Moreno Valley                       5/1/2007          12.99      2/28 6 MO LIBOR
Toledo                              4/1/2007          16.99      2/28 6 MO LIBOR
Temecula                                                  0      Fixed Rate Balloon
Flint                                                     0      Fixed Rate
Escondido                           4/1/2007           13.1      2/28 6 MO LIBOR IO
Moreno                              5/1/2007          13.65      2/28 6 MO LIBOR IO
Bald Knob                           4/1/2007          18.95      2/28 6 MO LIBOR
Universal                           4/1/2007           16.9      2/28 6 MO LIBOR
Springfield                         4/1/2007           16.6      2/28 6 MO LIBOR
Jacksonville                        5/1/2007           15.3      2/28 6 MO LIBOR
Four Corners                        5/1/2007           12.9      2/28 6 MO LIBOR IO
Lawton                              5/1/2007           15.5      2/28 6 MO LIBOR
Brooks                              4/1/2007           16.3      2/28 6 MO LIBOR
Anaheim                                                   0      Fixed Rate Balloon
Park City                                                 0      Fixed Rate
Kent                                4/1/2007          14.99      2/28 6 MO LIBOR
Greenville                          4/1/2007          14.95      2/28 6 MO LIBOR
Grand Prairie                                             0      Fixed Rate
Atlanta                             4/1/2007           13.9      2/28 6 MO LIBOR IO
Gering                              5/1/2007          13.55      2/28 6 MO LIBOR
Kathleen                            4/1/2007          13.99      2/28 6 MO LIBOR
Utica                               4/1/2007          13.95      2/28 6 MO LIBOR
Lima                                5/1/2007           16.9      2/28 6 MO LIBOR
Oceanside                                                 0      Fixed Rate Balloon
Las Vegas                           5/1/2007          14.95      2/28 6 MO LIBOR
Jeannette                           5/1/2007           15.5      2/28 6 MO LIBOR
Rockford                            5/1/2007          14.99      2/28 6 MO LIBOR
Minneapolis                                               0      Fixed Rate
Savannah                            5/1/2007           14.9      2/28 6 MO LIBOR
Sayre                               5/1/2007          15.99      2/28 6 MO LIBOR
Chagrin Falls                       5/1/2007           14.9      2/28 6 MO LIBOR
Upland                              5/1/2007          11.95      2/28 6 MO LIBOR
Jordan                                                    0      Fixed Rate
Lorain                              5/1/2007          14.35      2/28 6 MO LIBOR
Alleghany                           4/1/2007           15.1      2/28 6 MO LIBOR
Laurel                                                    0      Fixed Rate
Nuevo                               5/1/2007           14.1      2/28 6 MO LIBOR IO
Halcyon                                                   0      Fixed Rate
Mayodan                             4/1/2007           17.3      2/28 6 MO LIBOR
Rialto                              5/1/2007           12.6      2/28 6 MO LIBOR IO
Johnstown                                                 0      Fixed Rate
Grand Saline                        5/1/2007          17.55      2/28 6 MO LIBOR
Whitesville                                               0      Fixed Rate
Los Angeles                                               0      Fixed Rate Balloon
Flint                               5/1/2007          17.65      2/28 6 MO LIBOR
Booneville                          5/1/2007           17.1      2/28 6 MO LIBOR
Detroit                             6/1/2007          13.85      2/28 6 MO LIBOR
Goodrich                            4/1/2007          15.85      2/28 6 MO LIBOR
Tyson                               4/1/2007           15.6      2/28 6 MO LIBOR
Phoenix                             5/1/2007           14.2      2/28 6 MO LIBOR
New Market                          4/1/2007           12.7      2/28 6 MO LIBOR
Massillon                           5/1/2007          17.35      2/28 6 MO LIBOR
Charlottesville                     5/1/2007           13.7      2/28 6 MO LIBOR
Katy                                5/1/2007           13.8      2/28 6 MO LIBOR
Siloam Springs                      4/1/2007           13.7      2/28 6 MO LIBOR
Muldrow                             5/1/2007          14.25      2/28 6 MO LIBOR
San Diego                                                 0      Fixed Rate Balloon
Port Charlotte                      4/1/2008          14.45      3/27 6 MO LIBOR IO
Akron                               4/1/2007           15.2      2/28 6 MO LIBOR
San Jacinto                                               0      Fixed Rate Balloon
Sun City                                                  0      Fixed Rate Balloon
Murrieta                            5/1/2007           13.2      2/28 6 MO LIBOR IO
Pittsburgh                          4/1/2007           15.7      2/28 6 MO LIBOR
Milwaukee                           4/1/2007          18.15      2/28 6 MO LIBOR
Brooklyn                            5/1/2007         13.425      2/28 6 MO LIBOR
Fairport                                                  0      Fixed Rate
Saint Joseph                        5/1/2007          13.85      2/28 6 MO LIBOR
Zion                                                      0      Fixed Rate
Orcutt                              6/1/2007         14.625      2/28 6 MO LIBOR
Nuevo                                                     0      Fixed Rate Balloon
Weirton                                                   0      Fixed Rate
Calumet City                        5/1/2007          14.55      2/28 6 MO LIBOR
Smithfield                          5/1/2007          17.25      2/28 6 MO LIBOR
Granger                             5/1/2007           14.9      2/28 6 MO LIBOR
Greenville                          5/1/2007          15.69      2/28 6 MO LIBOR
Fort Worth                          6/1/2007          13.95      2/28 6 MO LIBOR
Victoria                            4/1/2007          14.99      2/28 6 MO LIBOR
Oxnard                                                    0      Fixed Rate
Lavina                              5/1/2007           14.3      2/28 6 MO LIBOR
Crestview                           5/1/2007          15.35      2/28 6 MO LIBOR
Dennis Mills                        5/1/2007          12.95      2/28 6 MO LIBOR
Orlando                             4/1/2007           14.5      2/28 6 MO LIBOR
New Market                                                0      Fixed Rate Balloon
Livonia                                                   0      Fixed Rate
Omaha                               5/1/2007           14.8      2/28 6 MO LIBOR
Greenwich                           4/1/2007           13.6      2/28 6 MO LIBOR
Fort Wayne                          4/1/2007          16.15      2/28 6 MO LIBOR
Beaufort                            6/1/2007           15.6      2/28 6 MO LIBOR
Fairfield                           5/1/2007           13.1      2/28 6 MO LIBOR IO
Yucca Valley                                              0      Fixed Rate
Murrieta                                                  0      Fixed Rate Balloon
Lorain                              4/1/2007         16.825      2/28 6 MO LIBOR
Hemet                                                     0      Fixed Rate Balloon
Clayton                                                   0      Fixed Rate Balloon
Fort Payne                                                0      Fixed Rate
Alto                                5/1/2007          15.65      2/28 6 MO LIBOR
Hallsville                          5/1/2007           16.2      2/28 6 MO LIBOR
Cassville                           4/1/2007          15.95      2/28 6 MO LIBOR
Arcola                                                    0      Fixed Rate
Atlanta                                                   0      Fixed Rate Balloon
Yuba City                           5/1/2007          13.99      2/28 6 MO LIBOR IO
Etowah                              4/1/2007           17.3      2/28 6 MO LIBOR
Savannah                            5/1/2007          15.25      2/28 6 MO LIBOR
Burlington                          5/1/2007           17.3      2/28 6 MO LIBOR
Greenacres                          4/1/2007           13.6      2/28 6 MO LIBOR IO
Oakland                             6/1/2007          16.55      2/28 6 MO LIBOR
Sarasota                            4/1/2007          16.55      2/28 6 MO LIBOR
Louisville                          4/1/2007          16.95      2/28 6 MO LIBOR
Westland                            5/1/2007          13.55      2/28 6 MO LIBOR IO
Barb                                                      0      Fixed Rate
Monongahela                         5/1/2007           16.5      2/28 6 MO LIBOR
Skyway                              5/1/2007          14.05      2/28 6 MO LIBOR
Washington                          5/1/2007           14.4      2/28 6 MO LIBOR IO
Downey                                                    0      Fixed Rate
Rochester                           6/1/2007          14.25      2/28 6 MO LIBOR
Memphis                             5/1/2007          16.75      2/28 6 MO LIBOR
Rockwood                            5/1/2007           14.4      2/28 6 MO LIBOR
Pendleton                           4/1/2007          14.95      2/28 6 MO LIBOR
Cleveland                           4/1/2007          14.85      2/28 6 MO LIBOR IO
Louisville                          6/1/2007          16.99      2/28 6 MO LIBOR
Wichita                             4/1/2007          17.25      2/28 6 MO LIBOR
Knoxville                           5/1/2007          15.95      2/28 6 MO LIBOR
Keithville                                                0      Fixed Rate
Atwater                             6/1/2007          14.65      2/28 6 MO LIBOR
Toledo                                                    0      Fixed Rate
Belvidere                           5/1/2007          15.99      2/28 6 MO LIBOR
Hurdle Mills                        4/1/2007           14.4      2/28 6 MO LIBOR IO
Miami                               5/1/2007         15.475      2/28 6 MO LIBOR
Detroit                             5/1/2007          14.85      2/28 6 MO LIBOR
Highlands                           4/1/2007          11.99      2/28 6 MO LIBOR
Plainfield                          4/1/2007          13.99      2/28 6 MO LIBOR
Rosedale                                                  0      Fixed Rate
Arnold                              4/1/2008          12.55      3/27 6 MO LIBOR IO
Avon                                6/1/2007           14.6      2/28 6 MO LIBOR IO
Midtown                             5/1/2007          14.65      2/28 6 MO LIBOR
Philadelphia                        5/1/2007          15.85      2/28 6 MO LIBOR
Watauga                                                   0      Fixed Rate Balloon
Acushnet                            5/1/2007         14.875      2/28 6 MO LIBOR
Summ                                4/1/2007           14.2      2/28 6 MO LIBOR
Four Corners                                              0      Fixed Rate Balloon
Swansea                             4/1/2007          14.85      2/28 6 MO LIBOR
Rockford                            5/1/2007          13.99      2/28 6 MO LIBOR
Greenacres                                                0      Fixed Rate Balloon
Saint Louis                         4/1/2007          17.75      2/28 6 MO LIBOR
Key West                            5/1/2007          13.35      2/28 6 MO LIBOR IO
Santa Rosa                          4/1/2007          14.35      2/28 6 MO LIBOR
Belleview                           4/1/2007          11.99      2/28 6 MO LIBOR
TEXARKANA                           7/1/2007           14.9      2/28 6 MO LIBOR
Detroit                             5/1/2007           16.4      2/28 6 MO LIBOR
Bryan                                                     0      Fixed Rate
Spring                              5/1/2007          15.99      2/28 6 MO LIBOR
Luray                                                     0      Fixed Rate
Lockport                                                  0      Fixed Rate
Ashton                                                    0      Fixed Rate IO
Dawson                              4/1/2007           14.6      2/28 6 MO LIBOR
Zephyrhills                         4/1/2007          13.55      2/28 6 MO LIBOR IO
Broken Arrow                                              0      Fixed Rate
Robbins                             4/1/2007          14.99      2/28 6 MO LIBOR
Zephyrhills                                               0      Fixed Rate Balloon
Memphis                             4/1/2007           17.8      2/28 6 MO LIBOR
Rossville                           4/1/2007          16.35      2/28 6 MO LIBOR
Bonham                              6/1/2007         16.675      2/28 6 MO LIBOR
Pawtucket                           4/1/2007          13.99      2/28 6 MO LIBOR
Grayling                            5/1/2007           19.3      2/28 6 MO LIBOR
Centereach                                                0      Fixed Rate IO
Riverview                                                 0      Fixed Rate Balloon
Rio Rancho                          4/1/2007           13.2      2/28 6 MO LIBOR
Colton                              6/1/2007          13.89      2/28 6 MO LIBOR IO
Harvey                              5/1/2007          14.15      2/28 6 MO LIBOR
Heer Park                                                 0      Fixed Rate IO
Saint Peters                        4/1/2007          14.15      2/28 6 MO LIBOR
Wylie                               5/1/2008          14.75      3/27 6 MO LIBOR
Miami                                                     0      Fixed Rate
Toledo                              4/1/2007          15.99      2/28 6 MO LIBOR
Sandy                                                     0      Fixed Rate
Monsey                                                    0      Fixed Rate
Leonardtown                                               0      Fixed Rate Balloon
Fresno                              5/1/2007          14.95      2/28 6 MO LIBOR
Philadelphia                        6/1/2007           15.7      2/28 6 MO LIBOR
Nashville                           5/1/2007          14.05      2/28 6 MO LIBOR
Winchester                          5/1/2007         12.975      2/28 6 MO LIBOR
Tampa                                                     0      Fixed Rate Balloon
Ink                                 5/1/2007           13.5      2/28 6 MO LIBOR
Dearborn Heights                    5/1/2007          12.95      2/28 6 MO LIBOR
North Hollywood                     5/1/2007          13.65      2/28 6 MO LIBOR IO
Rio Rancho                                                0      Fixed Rate Balloon
Northampton                                               0      Fixed Rate Balloon
Hephzibah                           4/1/2007          15.65      2/28 6 MO LIBOR IO
Dix Hills                                                 0      Fixed Rate
Dayton                              4/1/2007          15.35      2/28 6 MO LIBOR
Santa Ana                                                 0      Fixed Rate Balloon
Sandy                               4/1/2007           12.9      2/28 6 MO LIBOR
North Hollywood                                           0      Fixed Rate Balloon
Aurora                              5/1/2007          12.85      2/28 6 MO LIBOR
Moreno Valley                                             0      Fixed Rate Balloon
Aurora                                                    0      Fixed Rate Balloon
Escondido                           5/1/2007           13.8      2/28 6 MO LIBOR IO
Toledo                              5/1/2007           13.7      2/28 6 MO LIBOR
Arboga                              5/1/2007          14.25      2/28 6 MO LIBOR IO
Montz                               4/1/2007          14.85      2/28 6 MO LIBOR
Albuquerque                         4/1/2007           14.4      2/28 6 MO LIBOR IO
Phyllis                             4/1/2007           15.5      2/28 6 MO LIBOR
Ink                                                       0      Fixed Rate Balloon
Humble                                                    0      Fixed Rate
Broken Arrow                        5/1/2007          15.75      2/28 6 MO LIBOR
Cape Coral                          5/1/2007           13.2      2/28 6 MO LIBOR
Rochester                           5/1/2007          17.25      2/28 6 MO LIBOR
Hawleyton                           6/1/2007          17.05      2/28 6 MO LIBOR
Gulfport                                                  0      Fixed Rate
Garland                                                   0      Fixed Rate Balloon
Meskegon                            5/1/2007          15.75      2/28 6 MO LIBOR
Melbourne                           5/1/2007          13.75      2/28 6 MO LIBOR
Centuck                                                   0      Fixed Rate
Ambridge                            4/1/2007          15.25      2/28 6 MO LIBOR
Buffalo                             6/1/2007           14.3      2/28 6 MO LIBOR
FEDERAL WAY                                               0      Fixed Rate Balloon
Monsey                                                    0      Fixed Rate
Dennis Mills                                              0      Fixed Rate Balloon
Crystal                                                   0      Fixed Rate
Vale                                                      0      Fixed Rate
Houston                             5/1/2007           13.8      2/28 6 MO LIBOR
Holiday                             5/1/2007          14.95      2/28 6 MO LIBOR
Colorado Springs                    5/1/2008          13.15      3/27 6 MO LIBOR
Rosedale                                                  0      Fixed Rate Balloon
Corcoran                            5/1/2007         13.875      2/28 6 MO LIBOR
Dequincy                            5/1/2007         17.165      2/28 6 MO LIBOR
Little Rock                                               0      Fixed Rate
Danielsville                        4/1/2007           15.1      2/28 6 MO LIBOR
Oats                                                      0      Fixed Rate
Matteson                            4/1/2007          15.99      2/28 6 MO LIBOR
Southaven                           6/1/2007           16.5      2/28 6 MO LIBOR
Marysville                          6/1/2007          12.85      2/28 6 MO LIBOR IO
Belding                                                   0      Fixed Rate Balloon
Lynchburg                           6/1/2007          13.65      2/28 6 MO LIBOR
Everett                             4/1/2007          13.55      2/28 6 MO LIBOR IO
Sandy                                                     0      Fixed Rate Balloon
Grain Valley                                              0      Fixed Rate Balloon
Margate                             4/1/2007         12.625      2/28 6 MO LIBOR
Durham                              5/1/2007           14.8      2/28 6 MO LIBOR
Stanton                                                   0      Fixed Rate Balloon
Basin                                                     0      Fixed Rate
Forestville                                               0      Fixed Rate
Colorado Springs                                          0      Fixed Rate Balloon
Easley                              4/1/2007          14.55      2/28 6 MO LIBOR IO
Avenel                              4/1/2007           12.5      2/28 6 MO LIBOR
Detroit                             5/1/2007           16.4      2/28 6 MO LIBOR
Sneedville                                                0      Fixed Rate
La Puente                           4/1/2007           12.6      2/28 6 MO LIBOR IO
Lehigh                              5/1/2007          13.75      2/28 6 MO LIBOR
Casselberry                                               0      Fixed Rate Balloon
Flossmoor                           5/1/2007           14.9      2/28 6 MO LIBOR
Hanes                               5/1/2007           13.3      2/28 6 MO LIBOR IO
Tacoma                              5/1/2007          13.99      2/28 6 MO LIBOR IO
Naples                                                    0      Fixed Rate
Muscoy                                                    0      Fixed Rate
Ingram                              6/1/2007          16.35      2/28 6 MO LIBOR
Durham                                                    0      Fixed Rate
Tulsa                               5/1/2007           16.4      2/28 6 MO LIBOR
Columbia                            5/1/2007          16.35      2/28 6 MO LIBOR
Ocala                               4/1/2007           14.6      2/28 6 MO LIBOR
Norbeck                             4/1/2007          15.55      2/28 6 MO LIBOR
Hayward                                                   0      Fixed Rate Balloon
Gilmore                             5/1/2007           14.5      2/28 6 MO LIBOR IO
Corcoran                                                  0      Fixed Rate Balloon
Las Cruces                          5/1/2007          15.45      2/28 6 MO LIBOR
Everett                                                   0      Fixed Rate Balloon
Detroit                                                   0      Fixed Rate Balloon
Englewood                           4/1/2007          13.95      2/28 6 MO LIBOR
Golden                              5/1/2007           14.4      2/28 6 MO LIBOR IO
Lakin                               5/1/2007         13.875      2/28 6 MO LIBOR IO
Miami                               5/1/2007         12.675      2/28 6 MO LIBOR
Battle Creek                        5/1/2007           16.2      2/28 6 MO LIBOR
Tulsa                               6/1/2007          16.55      2/28 6 MO LIBOR
Sarasota                                                  0      Fixed Rate
Phoenix                             5/1/2007          13.74      2/28 6 MO LIBOR
Walton                              5/1/2007           16.9      2/28 6 MO LIBOR
Dearborn Heights                                          0      Fixed Rate Balloon
Altoona                             5/1/2007          14.95      2/28 6 MO LIBOR
Saint Louis                         5/1/2007           17.5      2/28 6 MO LIBOR
Phoenix                                                   0      Fixed Rate Balloon
Albuquerque                                               0      Fixed Rate Balloon
Lakin                                                     0      Fixed Rate Balloon
Santa Maria                         5/1/2007          13.75      2/28 6 MO LIBOR IO
Old Hickory                         5/1/2007           15.6      2/28 6 MO LIBOR
Sonora                              5/1/2007           14.7      2/28 6 MO LIBOR
Easley                                                    0      Fixed Rate Balloon
South Holland                       4/1/2007           14.5      2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate Balloon
Cadillac                            4/1/2007           15.4      2/28 6 MO LIBOR
Elyria                              4/1/2007           15.7      2/28 6 MO LIBOR
Sharptown                           5/1/2007          15.99      2/28 6 MO LIBOR
Detroit                             6/1/2007           15.6      2/28 6 MO LIBOR
Humble                                                    0      Fixed Rate Balloon
Phoenix                                                   0      Fixed Rate Balloon
Cheyenne                            4/1/2007          13.05      2/28 6 MO LIBOR
Cheyenne                                                  0      Fixed Rate Balloon
Queen Creek                         5/1/2007          13.99      2/28 6 MO LIBOR
Easton                              6/1/2007           15.6      2/28 6 MO LIBOR
El Monte                            5/1/2007          15.25      2/28 6 MO LIBOR IO
Oklahoma City                       5/1/2007          15.99      2/28 6 MO LIBOR
Pasadena                                                  0      Fixed Rate Balloon
Steamboat Springs                   5/1/2007          12.15      2/28 6 MO LIBOR IO
Queen Creek                                               0      Fixed Rate Balloon
Lehigh                                                    0      Fixed Rate Balloon
Kansas City                         5/1/2007          15.15      2/28 6 MO LIBOR
Baldwin                                                   0      Fixed Rate
Santa Ana                           5/1/2007          13.85      2/28 6 MO LIBOR IO
Las Vegas                           4/1/2007           13.2      2/28 6 MO LIBOR IO
Steamboat Springs                                         0      Fixed Rate Balloon
Hayward                             5/1/2007          13.55      2/28 6 MO LIBOR
Alameda                             6/1/2007          13.75      2/28 6 MO LIBOR IO
Lititz                              5/1/2007          16.55      2/28 6 MO LIBOR
Rochester                                                 0      Fixed Rate Balloon
Malden                                                    0      Fixed Rate Balloon
Westland                            5/1/2007          13.99      2/28 6 MO LIBOR IO
Atlanta                                                   0      Fixed Rate Balloon
South Holland                                             0      Fixed Rate
Camden                              5/1/2007          14.45      2/28 6 MO LIBOR
Fargo                               4/1/2007           15.1      2/28 6 MO LIBOR
Glen Allen                          5/1/2007           12.5      2/28 6 MO LIBOR IO
Meskegon                            5/1/2007           16.2      2/28 6 MO LIBOR
Kissimmee                           5/1/2007          13.05      2/28 6 MO LIBOR IO
Murrieta                                                  0      Fixed Rate Balloon
Anderson                                                  0      Fixed Rate
Newburgh                                                  0      Fixed Rate
Maylene                             6/1/2007          16.85      2/28 6 MO LIBOR
Santa Maria                                               0      Fixed Rate Balloon
Kenner                              5/1/2007          15.99      2/28 6 MO LIBOR
Portland                            5/1/2007           13.7      2/28 6 MO LIBOR
Brighton                            5/1/2007          13.85      2/28 6 MO LIBOR IO
North East                          5/1/2007          14.75      2/28 6 MO LIBOR
Raytown                             5/1/2007          15.25      2/28 6 MO LIBOR
Parker                              5/1/2007          14.95      2/28 6 MO LIBOR IO
Chino                               5/1/2007          12.85      2/28 6 MO LIBOR IO
Noble                               5/1/2007          15.95      2/28 6 MO LIBOR
Palmdale                            5/1/2007           12.3      2/28 6 MO LIBOR
Detroit                             5/1/2007          13.75      2/28 6 MO LIBOR
Naples                              4/1/2007           13.5      2/28 6 MO LIBOR
Joy                                 6/1/2007           14.9      2/28 6 MO LIBOR
Zion City                           5/1/2007           15.2      2/28 6 MO LIBOR
Herkimer                            6/1/2007           18.4      2/28 6 MO LIBOR
Memphis                             6/1/2007          16.85      2/28 6 MO LIBOR
Saint Petersburg                    5/1/2007          15.85      2/28 6 MO LIBOR
Lima                                5/1/2007          16.15      2/28 6 MO LIBOR
Montgomery                          5/1/2007           14.5      2/28 6 MO LIBOR IO
Houston                             5/1/2007          15.95      2/28 6 MO LIBOR
Orangeburg                          4/1/2007           14.5      2/28 6 MO LIBOR
Pueblo                              5/1/2007          13.99      2/28 6 MO LIBOR IO
Memphis                             5/1/2007           15.6      2/28 6 MO LIBOR
Boardman                            5/1/2007          15.15      2/28 6 MO LIBOR
Dennison                            5/1/2007          15.99      2/28 6 MO LIBOR
Las Vegas                                                 0      Fixed Rate Balloon
Onaway                              4/1/2007          15.65      2/28 6 MO LIBOR
Chino                                                     0      Fixed Rate Balloon
Kearns                              5/1/2007          13.49      2/28 6 MO LIBOR
San Diego                                                 0      Fixed Rate Balloon
Bar Harbor                          5/1/2007          13.45      2/28 6 MO LIBOR
Riverside                                                 0      Fixed Rate
Mashpee                             6/1/2007          15.25      2/28 6 MO LIBOR
Baton Rouge                         4/1/2007          14.25      2/28 6 MO LIBOR
Lima                                5/1/2007           18.6      2/28 6 MO LIBOR
Geneva                              5/1/2007           14.1      2/28 6 MO LIBOR
Fairfield                                                 0      Fixed Rate Balloon
Chino Hills                         6/1/2007          12.99      2/28 6 MO LIBOR IO
Cary                                5/1/2007          13.25      2/28 6 MO LIBOR
Fishers                             5/1/2007           14.9      2/28 6 MO LIBOR
Dearborn Heights                    5/1/2007           14.8      2/28 6 MO LIBOR
Angola                              4/1/2007          16.55      2/28 6 MO LIBOR
Lake Elsinore                       5/1/2007           12.6      2/28 6 MO LIBOR
Pueblo                                                    0      Fixed Rate Balloon
Hockessin                           5/1/2007           13.8      2/28 6 MO LIBOR
Paint Rock                          5/1/2007           17.3      2/28 6 MO LIBOR
Watts                                                     0      Fixed Rate IO
San Diego                           6/1/2007           13.3      2/28 6 MO LIBOR IO
San Diego                           5/1/2007          13.99      2/28 6 MO LIBOR IO
Houston                                                   0      Fixed Rate
Warren                              5/1/2007          14.55      2/28 6 MO LIBOR
Memphis                             5/1/2007           15.3      2/28 6 MO LIBOR
Ocoee                               4/1/2007           13.5      2/28 6 MO LIBOR IO
Topeka                              6/1/2008          16.85      3/27 6 MO LIBOR
Knoxville                           5/1/2007           14.7      2/28 6 MO LIBOR IO
Naples                                                    0      Fixed Rate Balloon
Houston                             5/1/2007          13.95      2/28 6 MO LIBOR
Camp Springs                        5/1/2007          13.75      2/28 6 MO LIBOR
Lyndon                                                    0      Fixed Rate
Riviera Beach                                             0      Fixed Rate Balloon
Pearland                                                  0      Fixed Rate
Escondido                                                 0      Fixed Rate Balloon
Brighton                                                  0      Fixed Rate Balloon
Crestmore                           5/1/2007           12.7      2/28 6 MO LIBOR IO
Quito                               4/1/2007          15.95      2/28 6 MO LIBOR
Akron                               5/1/2007          14.65      2/28 6 MO LIBOR
Ramona                              6/1/2008          15.65      3/27 6 MO LIBOR
Mars                                4/1/2007           14.5      2/28 6 MO LIBOR
Weare                               5/1/2007          13.99      2/28 6 MO LIBOR
Sumner                              5/1/2007           17.1      2/28 6 MO LIBOR
Lawrence                            5/1/2007          13.65      2/28 6 MO LIBOR
Mendenhall                                                0      Fixed Rate
Yuba City                                                 0      Fixed Rate Balloon
Pomona                              5/1/2007           12.7      2/28 6 MO LIBOR IO
Tuskegee                            5/1/2007          16.99      2/28 6 MO LIBOR
Port Charlotte                                            0      Fixed Rate Balloon
Grafton                             5/1/2007           14.3      2/28 6 MO LIBOR IO
Palm Harbor                         5/1/2007           13.6      2/28 6 MO LIBOR IO
Bradford                            6/1/2007          15.95      2/28 6 MO LIBOR
Akron                               5/1/2007           15.8      2/28 6 MO LIBOR
Cleveland                           5/1/2007          16.25      2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate
Jackson                             4/1/2007          16.15      2/28 6 MO LIBOR
Saint Peters                                              0      Fixed Rate Balloon
Moore                               4/1/2007          16.45      2/28 6 MO LIBOR
Jamaica                             5/1/2007          13.99      2/28 6 MO LIBOR
Gulfport                            4/1/2007           15.4      2/28 6 MO LIBOR
Ldhl                                5/1/2007           14.8      2/28 6 MO LIBOR
Highlands                           4/1/2007          13.99      2/28 6 MO LIBOR IO
WAXHAW                                                    0      Fixed Rate Balloon
Crestmore                                                 0      Fixed Rate Balloon
Boardman                            4/1/2007          12.99      2/28 6 MO LIBOR
Cleveland                           4/1/2007           16.2      2/28 6 MO LIBOR
Dillon                              6/1/2007          13.99      2/28 6 MO LIBOR IO
Baugh                               6/1/2007           15.5      2/28 6 MO LIBOR
Cleveland                           5/1/2007          13.25      2/28 6 MO LIBOR IO
Merriam                             6/1/2007         15.525      2/28 6 MO LIBOR
Houston                                                   0      Fixed Rate Balloon
Pilot Point                         5/1/2007          13.75      2/28 6 MO LIBOR
Tulsa                                                     0      Fixed Rate
Gary                                5/1/2007          17.05      2/28 6 MO LIBOR
Highlands                                                 0      Fixed Rate Balloon
Marion                              6/1/2007          15.75      2/28 6 MO LIBOR
Arbutus                                                   0      Fixed Rate
Detroit                                                   0      Fixed Rate
Kansas City                         5/1/2007          16.99      2/28 6 MO LIBOR
Fort Worth                                                0      Fixed Rate Balloon
Arlington                                                 0      Fixed Rate
Collinsville                        5/1/2007          15.99      2/28 6 MO LIBOR
Murray                              5/1/2007          12.99      2/28 6 MO LIBOR IO
Elsdon                              6/1/2007           14.2      2/28 6 MO LIBOR
Lacey                               5/1/2007          18.55      2/28 6 MO LIBOR
Kissimmee                           5/1/2010         13.375      5/25 6 MO LIBOR IO
Tucson                              5/1/2007          14.85      2/28 6 MO LIBOR
Green                                                     0      Fixed Rate
Garner                              5/1/2007          14.35      2/28 6 MO LIBOR
Newbury                                                   0      Fixed Rate
Carroll                             5/1/2007          12.75      2/28 6 MO LIBOR
Margate                             5/1/2007          14.99      2/28 6 MO LIBOR
Murray                                                    0      Fixed Rate Balloon
Hemet                               5/1/2007           13.2      2/28 6 MO LIBOR IO
Clay                                5/1/2007          14.85      2/28 6 MO LIBOR
Murrieta                            6/1/2007           12.5      2/28 6 MO LIBOR IO
Columbus                            4/1/2007          15.95      2/28 6 MO LIBOR
Takoma Park                         5/1/2007          13.99      2/28 6 MO LIBOR IO
Golden                                                    0      Fixed Rate Balloon
Baileyton                           5/1/2007           12.6      2/28 6 MO LIBOR
Cleveland                           5/1/2007          15.95      2/28 6 MO LIBOR
Summerville                         5/1/2007          14.65      2/28 6 MO LIBOR IO
Summerville                                               0      Fixed Rate Balloon
East                                4/1/2007          16.35      2/28 6 MO LIBOR
Sinsheim                            5/1/2007           16.9      2/28 6 MO LIBOR
Pawtucket                                                 0      Fixed Rate Balloon
Tampa                               5/1/2007          11.99      2/28 6 MO LIBOR
Manoa                               6/1/2007          13.35      2/28 6 MO LIBOR
Escondido                           5/1/2008          13.65      3/27 6 MO LIBOR IO
Englewood                                                 0      Fixed Rate Balloon
Carrollton                          4/1/2007           14.6      2/28 6 MO LIBOR
Clark                               5/1/2007          14.25      2/28 6 MO LIBOR
Sapulpa                             5/1/2007          15.25      2/28 6 MO LIBOR
Parsons                             5/1/2007           17.3      2/28 6 MO LIBOR
Keavy                                                     0      Fixed Rate
Kent City                           5/1/2007           17.5      2/28 6 MO LIBOR
Glen Allen                                                0      Fixed Rate Balloon
Miami                               6/1/2007          14.99      2/28 6 MO LIBOR
Avalon                              5/1/2007           15.9      2/28 6 MO LIBOR
Oakridge                            6/1/2007          13.25      2/28 6 MO LIBOR
Siloam Springs                                            0      Fixed Rate Balloon
Los Angeles                         4/1/2007          13.75      2/28 6 MO LIBOR IO
Santa Ana                                                 0      Fixed Rate
Mc Kinney                           5/1/2007           13.5      2/28 6 MO LIBOR IO
San Leandro                         5/1/2007          13.45      2/28 6 MO LIBOR
San Leandro                                               0      Fixed Rate Balloon
Scranton                            5/1/2007          14.49      2/28 6 MO LIBOR IO
Scranton                                                  0      Fixed Rate
Memphis                             5/1/2007           18.1      2/28 6 MO LIBOR
Gallatin                            5/1/2007          13.15      2/28 6 MO LIBOR
Grenelefe                                                 0      Fixed Rate
Shelby                                                    0      Fixed Rate
Large                               5/1/2007         16.375      2/28 6 MO LIBOR
Spokane                                                   0      Fixed Rate Balloon
Stilwell                            6/1/2007          17.05      2/28 6 MO LIBOR
Rocky Point                                               0      Fixed Rate
Downey                              5/1/2007           13.1      2/28 6 MO LIBOR IO
Downey                                                    0      Fixed Rate Balloon
Memphis                                                   0      Fixed Rate
Canton                              6/1/2007          15.99      2/28 6 MO LIBOR
Dover                               5/1/2007           13.9      2/28 6 MO LIBOR IO
Weehawken                           5/1/2007          13.99      2/28 6 MO LIBOR
Buffalo                             5/1/2007          15.35      2/28 6 MO LIBOR
Kissimmee                           5/1/2007          14.15      2/28 6 MO LIBOR IO
Orland                              6/1/2007           16.1      2/28 6 MO LIBOR
Wingo                               4/1/2007           15.7      2/28 6 MO LIBOR
Hanes                                                     0      Fixed Rate Balloon
Spencer                             6/1/2007           16.9      2/28 6 MO LIBOR
Greenville                          5/1/2007          15.99      2/28 6 MO LIBOR
Lariat                              6/1/2007          12.95      2/28 6 MO LIBOR
Smithtown                           5/1/2007          15.99      2/28 6 MO LIBOR
Naranja                                                   0      Fixed Rate
Fontana                             5/1/2007         14.325      2/28 6 MO LIBOR
Little Rock                                               0      Fixed Rate
Martinsville                                              0      Fixed Rate
Syracuse                            5/1/2007          14.99      2/28 6 MO LIBOR
Detroit                             5/1/2007           15.6      2/28 6 MO LIBOR
Somerville                          5/1/2007          12.65      2/28 6 MO LIBOR IO
Kathleen                                                  0      Fixed Rate
Harvey                                                    0      Fixed Rate Balloon
Summ                                                      0      Fixed Rate Balloon
San Diego                           5/1/2007          13.75      2/28 6 MO LIBOR IO
Plainview                                                 0      Fixed Rate
El Reno                                                   0      Fixed Rate
Ripon                               5/1/2007          14.25      2/28 6 MO LIBOR
Jacksonville                                              0      Fixed Rate Balloon
Garner                                                    0      Fixed Rate Balloon
Baldy Mesa                          4/1/2007           11.6      2/28 6 MO LIBOR
Milo                                                      0      Fixed Rate
Nova                                5/1/2007          13.99      2/28 6 MO LIBOR IO
Marlin                              6/1/2007           18.1      2/28 6 MO LIBOR
Warren                                                    0      Fixed Rate Balloon
Binghamton                          6/1/2007         15.425      2/28 6 MO LIBOR
West                                                      0      Fixed Rate Balloon
Panama City                         5/1/2007           14.4      2/28 6 MO LIBOR
Mc Kinney                                                 0      Fixed Rate Balloon
Haverhill                           6/1/2007          15.85      2/28 6 MO LIBOR
Schertz                                                   0      Fixed Rate
Aloha                               5/1/2007           14.2      2/28 6 MO LIBOR
Chino Hills                                               0      Fixed Rate Balloon
Rockland                            5/1/2007           12.8      2/28 6 MO LIBOR
Orlando                             5/1/2007           14.8      2/28 6 MO LIBOR
Martins Ferry                       5/1/2007          16.25      2/28 6 MO LIBOR
Antis                               4/1/2007           16.5      2/28 6 MO LIBOR
Buffalo                                                   0      Fixed Rate
Gibsonville                         6/1/2007          17.34      2/28 6 MO LIBOR
Dellwood                            5/1/2007          14.45      2/28 6 MO LIBOR
Fort Pierce                                               0      Fixed Rate
Cahokia                             5/1/2007           17.2      2/28 6 MO LIBOR
Wallkill                            5/1/2007          12.45      2/28 6 MO LIBOR
Clark                                                     0      Fixed Rate
Melbourne                           5/1/2007          14.55      2/28 6 MO LIBOR
Temecula                            5/1/2007          14.05      2/28 6 MO LIBOR IO
Au Gres                             5/1/2007          14.99      2/28 6 MO LIBOR
Grafton                                                   0      Fixed Rate Balloon
Florissant                          4/1/2007           14.4      2/28 6 MO LIBOR
Lees Summit                         6/1/2007           14.4      2/28 6 MO LIBOR IO
Kansas City                         5/1/2007           13.5      2/28 6 MO LIBOR
El Reno                                                   0      Fixed Rate
New Albany                                                0      Fixed Rate
Lorain                                                    0      Fixed Rate Balloon
Lynwood                             5/1/2007           13.9      2/28 6 MO LIBOR
Spry                                5/1/2007           14.9      2/28 6 MO LIBOR
Somerville                                                0      Fixed Rate Balloon
Zebulon                                                   0      Fixed Rate
Mary Esther                         5/1/2007           11.9      2/28 6 MO LIBOR
Ocoee                                                     0      Fixed Rate Balloon
Stephens                                                  0      Fixed Rate
Florissant                                                0      Fixed Rate Balloon
Saint Marys                         6/1/2007          14.15      2/28 6 MO LIBOR IO
Stamford                                                  0      Fixed Rate
Lees Summit                                               0      Fixed Rate Balloon
Lavina                                                    0      Fixed Rate Balloon
Memphis                             6/1/2007           16.3      2/28 6 MO LIBOR
Worcester                           5/1/2007           15.3      2/28 6 MO LIBOR IO
Salisbury                           6/1/2007           16.3      2/28 6 MO LIBOR
Arroyo                                                    0      Fixed Rate
Aurora                              5/1/2007           13.1      2/28 6 MO LIBOR IO
Clarksburg                          5/1/2007          13.35      2/28 6 MO LIBOR IO
Universal                           6/1/2007          16.65      2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate Balloon
Las Vegas                                                 0      Fixed Rate
Kissimmee                                                 0      Fixed Rate Balloon
Chubbuck                            5/1/2007           15.2      2/28 6 MO LIBOR
Columbus                                                  0      Fixed Rate Balloon
Milford                             5/1/2007          13.99      2/28 6 MO LIBOR IO
Adams                               5/1/2007          14.45      2/28 6 MO LIBOR
Darby                               5/1/2007          17.65      2/28 6 MO LIBOR
Powell                              5/1/2007          15.75      2/28 6 MO LIBOR
Humble                              5/1/2007          14.99      2/28 6 MO LIBOR
Ocee                                                      0      Fixed Rate
Scottsbluff                         5/1/2007           15.2      2/28 6 MO LIBOR
Raymond                             4/1/2007         14.475      2/28 6 MO LIBOR
Elk Grove                           5/1/2007           14.1      2/28 6 MO LIBOR IO
Aurora                                                    0      Fixed Rate Balloon
Joppa                               5/1/2007           14.3      2/28 6 MO LIBOR
Lees Summit                         5/1/2007          13.85      2/28 6 MO LIBOR
Mira Loma                           5/1/2007           14.4      2/28 6 MO LIBOR IO
Desert Hot Springs                  5/1/2007          14.99      2/28 6 MO LIBOR
Knoxville                           5/1/2007          14.99      2/28 6 MO LIBOR
Norwood                             5/1/2007          14.35      2/28 6 MO LIBOR
Louisville                          5/1/2007          14.35      2/28 6 MO LIBOR
Southfield                          5/1/2007          14.35      2/28 6 MO LIBOR
Kerrtown                            5/1/2007          16.65      2/28 6 MO LIBOR
Land O Lakes                        5/1/2007          14.99      2/28 6 MO LIBOR
Dundalk                             5/1/2007          16.05      2/28 6 MO LIBOR
Tulsa                               6/1/2007           14.9      2/28 6 MO LIBOR
Waldwick                            5/1/2007           12.9      2/28 6 MO LIBOR
Iselin                                                    0      Fixed Rate
Elk Grove                                                 0      Fixed Rate Balloon
Newark                              5/1/2007          12.95      2/28 6 MO LIBOR
Romoland                                                  0      Fixed Rate Balloon
Altoona                             4/1/2007          16.99      2/28 6 MO LIBOR
Defiance                            6/1/2007           13.7      2/28 6 MO LIBOR
Croton                              5/1/2007           14.6      2/28 6 MO LIBOR
Florence                            4/1/2007          15.76      2/28 6 MO LIBOR
Lewiston                            5/1/2007         13.025      2/28 6 MO LIBOR
New Paltz                                                 0      Fixed Rate
Middletown                                                0      Fixed Rate
Westgate                            6/1/2007           13.2      2/28 6 MO LIBOR
Childs                              6/1/2007           16.7      2/28 6 MO LIBOR
Detroit                             5/1/2007           16.8      2/28 6 MO LIBOR
Miami                               6/1/2007          15.45      2/28 6 MO LIBOR
Ozone                               6/1/2007           15.7      2/28 6 MO LIBOR
Hazlehurst                          5/1/2007          16.75      2/28 6 MO LIBOR
Southfield                                                0      Fixed Rate
Saticoy                                                   0      Fixed Rate
Meskegon                            5/1/2007          16.25      2/28 6 MO LIBOR
Kearns                              6/1/2007           13.1      2/28 6 MO LIBOR
Wawatosa                            5/1/2007           16.1      2/28 6 MO LIBOR
Saint Petersburg                    5/1/2007          13.65      2/28 6 MO LIBOR
Charleroi                                                 0      Fixed Rate
Miami                               5/1/2007           14.8      2/28 6 MO LIBOR
Berkeley                                                  0      Fixed Rate
Aloha                                                     0      Fixed Rate Balloon
Oviedo                              5/1/2007          13.75      2/28 6 MO LIBOR IO
Kissimmee                                                 0      Fixed Rate Balloon
Hazlehurst                          6/1/2007           15.3      2/28 6 MO LIBOR
Knoxville                                                 0      Fixed Rate Balloon
San Diego                                                 0      Fixed Rate Balloon
Salinas                             6/1/2007          14.15      2/28 6 MO LIBOR
Camden                              5/1/2007          15.55      2/28 6 MO LIBOR
Little Rock                         6/1/2007           16.9      2/28 6 MO LIBOR
Montgomery                                                0      Fixed Rate Balloon
Murfreesboro                                              0      Fixed Rate Balloon
La Chute                            6/1/2007          14.45      2/28 6 MO LIBOR
Beaumont                            6/1/2007          15.95      2/28 6 MO LIBOR
Fort Payne                                                0      Fixed Rate Balloon
East McKeesport                     5/1/2007         17.575      2/28 6 MO LIBOR
Lees Summit                                               0      Fixed Rate Balloon
Joy                                                       0      Fixed Rate Balloon
South Bend                          5/1/2007           15.3      2/28 6 MO LIBOR
Jamaica                             5/1/2007          12.65      2/28 6 MO LIBOR
Brookwood                                                 0      Fixed Rate
Bradenton                           6/1/2007           14.4      2/28 6 MO LIBOR
Munroe Falls                        6/1/2007         15.925      2/28 6 MO LIBOR
Kearns                                                    0      Fixed Rate Balloon
Pitcairn                                                  0      Fixed Rate
Adams                                                     0      Fixed Rate Balloon
San Diego                                                 0      Fixed Rate Balloon
Orient                                                    0      Fixed Rate
Escondido                                                 0      Fixed Rate Balloon
Peru                                6/1/2007         17.325      2/28 6 MO LIBOR
Cabot                               5/1/2007           14.7      2/28 6 MO LIBOR
Sayville                            5/1/2007           12.4      2/28 6 MO LIBOR
Hewitt                              5/1/2007          12.55      2/28 6 MO LIBOR
Miami                               5/1/2007          13.45      2/28 6 MO LIBOR IO
Poland                              6/1/2007          15.45      2/28 6 MO LIBOR
Bywood                              5/1/2007          13.85      2/28 6 MO LIBOR
Jackson                                                   0      Fixed Rate
Albia                                                     0      Fixed Rate
Marion                              5/1/2007           16.1      2/28 6 MO LIBOR
Humboldt                            5/1/2007          14.99      2/28 6 MO LIBOR
Monroe                              5/1/2007           15.9      2/28 6 MO LIBOR
Atlanta                                                   0      Fixed Rate
Neosho                              5/1/2007          14.45      2/28 6 MO LIBOR
Memphis                                                   0      Fixed Rate
Marenisco                           6/1/2007          13.55      2/28 6 MO LIBOR
Gallatin                                                  0      Fixed Rate Balloon
Bakersfield                         5/1/2007           15.9      2/28 6 MO LIBOR
Whitman                             5/1/2007          13.35      2/28 6 MO LIBOR IO
Webb City                           5/1/2007           18.1      2/28 6 MO LIBOR
Topeka                              5/1/2007           13.9      2/28 6 MO LIBOR IO
Ocean City                          5/1/2007          14.35      2/28 6 MO LIBOR IO
Clearwater                          5/1/2007          13.99      2/28 6 MO LIBOR
Willeys                             5/1/2007           14.3      2/28 6 MO LIBOR
Lemon Grove                         5/1/2007          14.99      2/28 6 MO LIBOR
Bloomington                         6/1/2007          15.99      2/28 6 MO LIBOR
Santa Maria                         6/1/2007          14.85      2/28 6 MO LIBOR
Cincinnati                          6/1/2007           16.1      2/28 6 MO LIBOR
Hilton                              6/1/2007          14.75      2/28 6 MO LIBOR
Neosho                                                    0      Fixed Rate
Clarksville                                               0      Fixed Rate
Houston                             6/1/2007           13.9      2/28 6 MO LIBOR
Jacksonville                        5/1/2007           16.1      2/28 6 MO LIBOR
Gladwin                                                   0      Fixed Rate
Whitman                                                   0      Fixed Rate Balloon
Lewisburg                           5/1/2007          16.25      2/28 6 MO LIBOR
Joppa                               6/1/2007         15.325      2/28 6 MO LIBOR
Pocomoke                            5/1/2007           13.9      2/28 6 MO LIBOR
Philadelphia                        5/1/2007           13.8      2/28 6 MO LIBOR
Everman                                                   0      Fixed Rate
Snow Hill                           5/1/2007          12.95      2/28 6 MO LIBOR
Ironton                             6/1/2007           16.2      2/28 6 MO LIBOR
Rutland                             6/1/2007           14.8      2/28 6 MO LIBOR
Charlotte                                                 0      Fixed Rate Balloon
Easton                              5/1/2007          13.85      2/28 6 MO LIBOR IO
Baugh                               5/1/2007          16.05      2/28 6 MO LIBOR
Baugh                               5/1/2007          16.35      2/28 6 MO LIBOR
Temecula                                                  0      Fixed Rate Balloon
Massillon                           5/1/2007           14.5      2/28 6 MO LIBOR
Palm Bay                            6/1/2007           14.4      2/28 6 MO LIBOR
Bacone                              5/1/2008          14.99      3/27 6 MO LIBOR
Henderson                                                 0      Fixed Rate
Bratenahl                           5/1/2007          16.05      2/28 6 MO LIBOR
Trenton                             6/1/2007          14.85      2/28 6 MO LIBOR
Lawton                                                    0      Fixed Rate
Saint Helen                         5/1/2007          17.65      2/28 6 MO LIBOR
Bakersfield                         5/1/2007           13.5      2/28 6 MO LIBOR
Charlotte                           6/1/2007           13.3      2/28 6 MO LIBOR IO
REDDING                             7/1/2007           15.1      2/28 6 MO LIBOR
Weehawken                                                 0      Fixed Rate Balloon
Abita Springs                       5/1/2007           14.9      2/28 6 MO LIBOR
Crawfordsville                      5/1/2007          14.99      2/28 6 MO LIBOR
Reynoldsburg                        6/1/2007          13.99      2/28 6 MO LIBOR
Monroe                              6/1/2007           16.6      2/28 6 MO LIBOR
Incline Village                     5/1/2007          14.95      2/28 6 MO LIBOR IO
Reynoldsburg                                              0      Fixed Rate Balloon
North East                                                0      Fixed Rate
Mesa                                6/1/2007         14.875      2/28 6 MO LIBOR
Saint Louis                         5/1/2007          13.99      2/28 6 MO LIBOR
Cape Coral                                                0      Fixed Rate Balloon
Pittsfield                                                0      Fixed Rate
Elwood                                                    0      Fixed Rate
Basin                               5/1/2007           16.1      2/28 6 MO LIBOR
Momence                             6/1/2007           15.5      2/28 6 MO LIBOR
Millersville                        5/1/2007         14.175      2/28 6 MO LIBOR
San Leandro                         5/1/2007          14.25      2/28 6 MO LIBOR
San Leandro                                               0      Fixed Rate Balloon
Strawberry Plains                                         0      Fixed Rate
Flanders                                                  0      Fixed Rate
Jacksonville                        5/1/2007           14.9      2/28 6 MO LIBOR
Bronx                               5/1/2007          14.15      2/28 6 MO LIBOR IO
Cucamonga                           5/1/2007           13.1      2/28 6 MO LIBOR IO
Gary                                6/1/2007              7      2/28 6 MO LIBOR
Newburgh                            5/1/2007          13.85      2/28 6 MO LIBOR IO
Detroit                             6/1/2007           14.6      2/28 6 MO LIBOR
Lawrenceburg                        6/1/2007           13.2      2/28 6 MO LIBOR
Youngstown                                                0      Fixed Rate
Milford                                                   0      Fixed Rate
Lawrence                            6/1/2007           17.1      2/28 6 MO LIBOR
Tampa                               6/1/2007           13.3      2/28 6 MO LIBOR IO
Wichita                             5/1/2007          15.55      2/28 6 MO LIBOR
Warren                              6/1/2007           15.1      2/28 6 MO LIBOR
Longwood                            6/1/2007          16.75      2/28 6 MO LIBOR
Croydon                             6/1/2007          13.75      2/28 6 MO LIBOR
Vallejo                             5/1/2007          15.45      2/28 6 MO LIBOR
Gretna                              5/1/2007          15.99      2/28 6 MO LIBOR
Chicago                                                   0      Fixed Rate
Eastend                             5/1/2007           16.1      2/28 6 MO LIBOR
Franklinville                       6/1/2007          13.55      2/28 6 MO LIBOR
Indianapolis                        5/1/2007          14.55      2/28 6 MO LIBOR
Benton Harbor                       5/1/2007          15.55      2/28 6 MO LIBOR
Colburn                             6/1/2007          16.35      2/28 6 MO LIBOR
Naples                              6/1/2007          13.85      2/28 6 MO LIBOR
Dover                                                     0      Fixed Rate Balloon
Powell                              6/1/2007           14.2      2/28 6 MO LIBOR
Raytown                             5/1/2007           17.5      2/28 6 MO LIBOR
Bayside                             5/1/2007          13.99      2/28 6 MO LIBOR
Tampa                               5/1/2007          14.99      2/28 6 MO LIBOR
Alexander City                                            0      Fixed Rate
Sango                               5/1/2007          15.95      2/28 6 MO LIBOR
Abita Springs                                             0      Fixed Rate
Ocala                               6/1/2007         12.875      2/28 6 MO LIBOR
Baton Rouge                         5/1/2007           16.8      2/28 6 MO LIBOR
Birmingham                          5/1/2007          14.25      2/28 6 MO LIBOR IO
Coshocton                           5/1/2007          13.65      2/28 6 MO LIBOR IO
Kalkaska                            5/1/2007          16.05      2/28 6 MO LIBOR
Moreno                                                    0      Fixed Rate Balloon
Lemay                               5/1/2007           16.4      2/28 6 MO LIBOR
Portland                            6/1/2007          13.55      2/28 6 MO LIBOR IO
Dellwood                            6/1/2007          16.99      2/28 6 MO LIBOR
Macomb                              5/1/2007           14.1      2/28 6 MO LIBOR
Philadelphia                        6/1/2007          15.45      2/28 6 MO LIBOR
Kenner                              5/1/2007           16.5      2/28 6 MO LIBOR IO
Owasso                                                    0      Fixed Rate
Mira Loma                                                 0      Fixed Rate Balloon
Coshocton                                                 0      Fixed Rate Balloon
Kenner                              5/1/2007          12.85      2/28 6 MO LIBOR
Tulsa                               6/1/2007           16.9      2/28 6 MO LIBOR
Clarksville                                               0      Fixed Rate Balloon
Dixie                               5/1/2007           17.9      2/28 6 MO LIBOR
Fairborn                            5/1/2007           14.2      2/28 6 MO LIBOR
Miami                               5/1/2007           13.8      2/28 6 MO LIBOR
Tacoma                                                    0      Fixed Rate Balloon
Elizabeth                                                 0      Fixed Rate
Barren                              6/1/2007           14.9      2/28 6 MO LIBOR
Barry Lakes                                               0      Fixed Rate
Springfield                         5/1/2007           15.3      2/28 6 MO LIBOR
Cucamonga                                                 0      Fixed Rate Balloon
Broken Arrow                        6/1/2007          14.95      2/28 6 MO LIBOR
Newark                              5/1/2007          15.55      2/28 6 MO LIBOR IO
Saegertown                          5/1/2007          13.15      2/28 6 MO LIBOR
Brooklyn                            5/1/2007          12.99      2/28 6 MO LIBOR
Brooklyn                                                  0      Fixed Rate Balloon
Amelia City                         6/1/2007          15.99      2/28 6 MO LIBOR
Alpharetta                          5/1/2007           16.6      2/28 6 MO LIBOR
Lewiston                                                  0      Fixed Rate
Chattanooga                         5/1/2007          14.95      2/28 6 MO LIBOR
Dayton                              5/1/2007          14.55      2/28 6 MO LIBOR
Flushing                            5/1/2007         12.625      2/28 6 MO LIBOR
Richmond                            5/1/2007           15.8      2/28 6 MO LIBOR
Tampa                               3/1/2007           13.5      2/28 6 MO LIBOR
Nora                                5/1/2007           15.7      2/28 6 MO LIBOR
Alameda                                                   0      Fixed Rate Balloon
Birmingham                                                0      Fixed Rate Balloon
La Tijera                           6/1/2007          14.75      2/28 6 MO LIBOR IO
Daytona Beach                       5/1/2007           16.5      2/28 6 MO LIBOR
Poughkeepsie                        5/1/2007          14.99      2/28 6 MO LIBOR
West Jordan                         5/1/2007          13.99      2/28 6 MO LIBOR IO
Fontana                             6/1/2007           16.7      2/28 6 MO LIBOR
Kansas City                                               0      Fixed Rate Balloon
Cimarron                            5/1/2007          14.15      2/28 6 MO LIBOR
Saginaw                             5/1/2007           15.7      2/28 6 MO LIBOR
Dunbar                              5/1/2007           15.7      2/28 6 MO LIBOR
Philadelphia                        5/1/2007           14.9      2/28 6 MO LIBOR
Memphis                             5/1/2007          16.75      2/28 6 MO LIBOR
Seymour                                                   0      Fixed Rate
Middletown                          6/1/2007           16.5      2/28 6 MO LIBOR
Caro                                6/1/2007          15.95      2/28 6 MO LIBOR
Charlotte                           5/1/2007           14.7      2/28 6 MO LIBOR
Gracey                              5/1/2007          15.05      2/28 6 MO LIBOR
Chville                             6/1/2007          15.95      2/28 6 MO LIBOR
Avondale                                                  0      Fixed Rate
Cleveland                           5/1/2007           15.6      2/28 6 MO LIBOR
Miami                               5/1/2007          12.99      2/28 6 MO LIBOR
West Jordan                                               0      Fixed Rate Balloon
Barr                                5/1/2010          13.35      5/25 6 MO LIBOR
Powderly                                                  0      Fixed Rate
Detroit                             5/1/2007           16.5      2/28 6 MO LIBOR
Norco                               6/1/2007         12.225      2/28 6 MO LIBOR
Dayton                                                    0      Fixed Rate Balloon
Obetz                               5/1/2007          15.75      2/28 6 MO LIBOR
Wheeler                             5/1/2007           14.9      2/28 6 MO LIBOR
Rising Fawn                                               0      Fixed Rate
Bellfntn                            6/1/2007           14.5      2/28 6 MO LIBOR
Roselle Park                        5/1/2007           12.7      2/28 6 MO LIBOR
Memphis                                                   0      Fixed Rate
Yaphank                                                   0      Fixed Rate Balloon
Canton                              6/1/2007          13.45      2/28 6 MO LIBOR IO
Tahlequah                                                 0      Fixed Rate
Gorham                              6/1/2007         12.875      2/28 6 MO LIBOR
Metairie                            6/1/2007          15.05      2/28 6 MO LIBOR
Memphis                             6/1/2007          14.65      2/28 6 MO LIBOR
Willeys                                                   0      Fixed Rate
Arkoma                              6/1/2007           14.9      2/28 6 MO LIBOR
Clearwater                          6/1/2007          15.75      2/28 6 MO LIBOR
Fishkill                                                  0      Fixed Rate
Bellaire                            5/1/2007          13.99      2/28 6 MO LIBOR
New Smyrna Beach                    6/1/2007           13.4      2/28 6 MO LIBOR IO
Moss Point                          5/1/2007          16.65      2/28 6 MO LIBOR
Hanford                             6/1/2007           13.4      2/28 6 MO LIBOR IO
Lohrville                           6/1/2007          15.75      2/28 6 MO LIBOR
Somerville                                                0      Fixed Rate
Thornville                          5/1/2007          15.85      2/28 6 MO LIBOR
Concord                             5/1/2007          15.25      2/28 6 MO LIBOR
Savannah                            6/1/2007          13.99      2/28 6 MO LIBOR
Aliq                                6/1/2007          15.35      2/28 6 MO LIBOR
Cincinnati                          6/1/2007          15.45      2/28 6 MO LIBOR
Cleveland                           5/1/2007          15.99      2/28 6 MO LIBOR
Docena                              6/1/2008           16.8      3/27 6 MO LIBOR
Tulsa                                                     0      Fixed Rate
MULDROW                             9/1/2007          16.25      2/28 6 MO LIBOR
Ormond Beach                        5/1/2007          16.05      2/28 6 MO LIBOR
Jackson                             5/1/2007          16.35      2/28 6 MO LIBOR
Jackson                             5/1/2007           16.6      2/28 6 MO LIBOR
Compton                             6/1/2007          13.15      2/28 6 MO LIBOR
Compton                                                   0      Fixed Rate Balloon
Pine Bush                                                 0      Fixed Rate
Marion                              5/1/2007           15.9      2/28 6 MO LIBOR
Ldhl                                6/1/2007          16.35      2/28 6 MO LIBOR
Topeka                                                    0      Fixed Rate Balloon
Detroit                             5/1/2007          15.99      2/28 6 MO LIBOR
Yonkers                                                   0      Fixed Rate
Pomona                                                    0      Fixed Rate Balloon
Orlando                             5/1/2007          12.25      2/28 6 MO LIBOR
Shreveport                          5/1/2007          16.55      2/28 6 MO LIBOR
Galesburg                           5/1/2007          13.45      2/28 6 MO LIBOR
Wyoming                             5/1/2007          16.65      2/28 6 MO LIBOR
Concord                             6/1/2007          13.95      2/28 6 MO LIBOR IO
Dresser                             5/1/2007           14.6      2/28 6 MO LIBOR
Dillon                                                    0      Fixed Rate Balloon
Philadelphia                        6/1/2007           15.8      2/28 6 MO LIBOR
Manorville                                                0      Fixed Rate
Hayward                             6/1/2007          13.99      2/28 6 MO LIBOR
West End                            5/1/2007           15.5      2/28 6 MO LIBOR
WARREN                             10/1/2007          16.99      2/28 6 MO LIBOR
Roswell                             5/1/2007           16.4      2/28 6 MO LIBOR
Dayton                              6/1/2007           16.5      2/28 6 MO LIBOR
Tulsa                               6/1/2007          15.25      2/28 6 MO LIBOR
Carson City                         6/1/2007          13.99      2/28 6 MO LIBOR
Davie                               6/1/2007          15.25      2/28 6 MO LIBOR
Orlando                             5/1/2007          16.45      2/28 6 MO LIBOR
Monroe                              6/1/2007           14.3      2/28 6 MO LIBOR IO
Brooklyn                                                  0      Fixed Rate
Easton                                                    0      Fixed Rate
Finger                                                    0      Fixed Rate Balloon
Grand Blanc                         5/1/2007          16.65      2/28 6 MO LIBOR
Milford                             5/1/2007           15.5      2/28 6 MO LIBOR
Akron                               5/1/2007           15.5      2/28 6 MO LIBOR
Saint Louis                         6/1/2007          16.75      2/28 6 MO LIBOR
Stafford                            5/1/2007          13.45      2/28 6 MO LIBOR IO
Washington                                                0      Fixed Rate Balloon
Villa Grove                                               0      Fixed Rate
Sault Sainte Marie                  5/1/2007          16.45      2/28 6 MO LIBOR
Elwood                              6/1/2007          15.75      2/28 6 MO LIBOR
Ocala                               5/1/2007          14.05      2/28 6 MO LIBOR
Bronx                                                     0      Fixed Rate Balloon
Hamilton                                                  0      Fixed Rate
Riverview                           5/1/2007          13.99      2/28 6 MO LIBOR
Wichita                             6/1/2007         15.625      2/28 6 MO LIBOR
Mattawan                            5/1/2007          12.95      2/28 6 MO LIBOR
Stafford                                                  0      Fixed Rate
Dunn                                5/1/2007          14.25      2/28 6 MO LIBOR
Alta Loma                           5/1/2008          13.35      3/27 6 MO LIBOR IO
Alta Loma                                                 0      Fixed Rate Balloon
Mexico                                                    0      Fixed Rate
Mesquite                                                  0      Fixed Rate
Glenville                           5/1/2007          16.45      2/28 6 MO LIBOR
Phoenix                             5/1/2007          14.25      2/28 6 MO LIBOR
Hayward                             5/1/2007          14.75      2/28 6 MO LIBOR IO
Clarksburg                                                0      Fixed Rate Balloon
Jackson                             6/1/2007          16.99      2/28 6 MO LIBOR
Venice                              5/1/2007          14.05      2/28 6 MO LIBOR
Colonial Heights                    5/1/2007           16.2      2/28 6 MO LIBOR
Camden                                                    0      Fixed Rate
Spencer                             6/1/2007         15.625      2/28 6 MO LIBOR
Wellston                            5/1/2007          14.45      2/28 6 MO LIBOR
Hayward                                                   0      Fixed Rate Balloon
Roanoke                             5/1/2007           14.5      2/28 6 MO LIBOR
Heer Park                                                 0      Fixed Rate
Harrison                            5/1/2007           13.8      2/28 6 MO LIBOR
Pryor                               6/1/2007         16.425      2/28 6 MO LIBOR
Dallas                                                    0      Fixed Rate
Mesquite                                                  0      Fixed Rate
Mesquite                                                  0      Fixed Rate
Parkview                            5/1/2007           14.5      2/28 6 MO LIBOR
Slaton                              6/1/2007          15.05      2/28 6 MO LIBOR
Bassett                             6/1/2007          13.99      2/28 6 MO LIBOR
Eglon                               6/1/2007          12.99      2/28 6 MO LIBOR IO
Bel Nor                             6/1/2007          14.75      2/28 6 MO LIBOR
Cabot                                                     0      Fixed Rate Balloon
Toledo                              6/1/2007          13.25      2/28 6 MO LIBOR
Rock Island                         5/1/2007          14.65      2/28 6 MO LIBOR
Beaufort                            5/1/2007          15.99      2/28 6 MO LIBOR
Charlotte                                                 0      Fixed Rate Balloon
Massapequa                                                0      Fixed Rate
Bardwell                            5/1/2007           17.2      2/28 6 MO LIBOR
Staten Island                       6/1/2007          14.99      2/28 6 MO LIBOR
Vallejo                             4/1/2007          14.75      2/28 6 MO LIBOR
Arleta                              4/1/2007          12.35      2/28 6 MO LIBOR
Tulsa                               6/1/2007          14.99      2/28 6 MO LIBOR
Columbia                            5/1/2007           15.5      2/28 6 MO LIBOR
Lancaster                           5/1/2007          15.75      2/28 6 MO LIBOR
Memphis                                                   0      Fixed Rate
Evansville                          5/1/2007          15.25      2/28 6 MO LIBOR
Passyunk                            6/1/2007           14.4      2/28 6 MO LIBOR
Brookville                          5/1/2007          14.35      2/28 6 MO LIBOR
Akron                               5/1/2007           16.1      2/28 6 MO LIBOR
Payne                               6/1/2007          16.75      2/28 6 MO LIBOR
                                                          0      Fixed Rate
Arlington                                                 0      Fixed Rate
Seattle                             6/1/2007           13.1      2/28 6 MO LIBOR IO
Mounds                              6/1/2008           16.6      3/27 6 MO LIBOR
Walden                              5/1/2007           14.7      2/28 6 MO LIBOR
Allentown                           5/1/2007          15.75      2/28 6 MO LIBOR
Ocala                                                     0      Fixed Rate
Philadelphia                        6/1/2007          14.99      2/28 6 MO LIBOR
Philadelphia                        5/1/2007           15.9      2/28 6 MO LIBOR
Riverdale                           5/1/2007          14.75      2/28 6 MO LIBOR
McRae                                                     0      Fixed Rate
Rockford                            5/1/2007           13.7      2/28 6 MO LIBOR IO
Transfer                            5/1/2007          13.99      2/28 6 MO LIBOR IO
Newark                              6/1/2007           13.6      2/28 6 MO LIBOR
Denver                              5/1/2007          12.99      2/28 6 MO LIBOR
Rockford                                                  0      Fixed Rate Balloon
Hardwick                                                  0      Fixed Rate
Sun City                            5/1/2007          11.55      2/28 6 MO LIBOR
Sacramento                          5/1/2007          13.99      2/28 6 MO LIBOR IO
Bywood                              5/1/2007           17.1      2/28 6 MO LIBOR
Toledo                              5/1/2007          16.99      2/28 6 MO LIBOR
Calumet City                        6/1/2007          14.49      2/28 6 MO LIBOR
Elwood                              6/1/2007           13.5      2/28 6 MO LIBOR
Lorane                              6/1/2007          15.39      2/28 6 MO LIBOR
Rexmont                             5/1/2007          14.75      2/28 6 MO LIBOR
East Tawas                          5/1/2007           16.8      2/28 6 MO LIBOR
Holly Hill                                                0      Fixed Rate
West Columbia                       5/1/2007          15.99      2/28 6 MO LIBOR
Elbert                              6/1/2007          13.15      2/28 6 MO LIBOR
Brookville                                                0      Fixed Rate Balloon
Dallas                              5/1/2007           15.3      2/28 6 MO LIBOR
Brooklyn                                                  0      Fixed Rate
Old Hickory                         5/1/2007         15.625      2/28 6 MO LIBOR
Bergenfield                         5/1/2007          12.99      2/28 6 MO LIBOR
Hammond                             6/1/2007          14.45      2/28 6 MO LIBOR
Sacramento                                                0      Fixed Rate Balloon
Middletown                          6/1/2007           15.9      2/28 6 MO LIBOR
Tucson                              5/1/2007          13.45      2/28 6 MO LIBOR
Greenacres                          5/1/2007           12.5      2/28 6 MO LIBOR IO
Miami                               5/1/2007           12.3      2/28 6 MO LIBOR IO
Boston                              5/1/2007           14.4      2/28 6 MO LIBOR
Colerain                            5/1/2007          15.99      2/28 6 MO LIBOR
Murray City                         5/1/2007          14.55      2/28 6 MO LIBOR
Jamaica                             6/1/2007         13.525      2/28 6 MO LIBOR
Tulsa                                                     0      Fixed Rate Balloon
Sharon                              6/1/2007          16.85      2/28 6 MO LIBOR
Tucson                                                    0      Fixed Rate Balloon
Crestview                           5/1/2007          14.75      2/28 6 MO LIBOR IO
Aurora                              6/1/2007           13.4      2/28 6 MO LIBOR IO
Chapel Hill                         5/1/2007          13.75      2/28 6 MO LIBOR
Kissimmee                                                 0      Fixed Rate Balloon
Reno                                6/1/2007          12.85      2/28 6 MO LIBOR IO
Fontana                             5/1/2008           12.5      3/27 6 MO LIBOR
Lemont                              6/1/2007           14.8      2/28 6 MO LIBOR
Weare                                                     0      Fixed Rate Balloon
Newburgh                                                  0      Fixed Rate Balloon
Granville                           5/1/2007          16.25      2/28 6 MO LIBOR
Monument                            5/1/2007          13.75      2/28 6 MO LIBOR
Evesham                             5/1/2007          16.99      2/28 6 MO LIBOR
Westgate                                                  0      Fixed Rate Balloon
Rockford                            6/1/2007          14.35      2/28 6 MO LIBOR
Youngstown                          5/1/2007           16.5      2/28 6 MO LIBOR
Burlington                          5/1/2007           14.2      2/28 6 MO LIBOR
Detroit                             6/1/2007          16.05      2/28 6 MO LIBOR
Calcutta                            6/1/2007          15.85      2/28 6 MO LIBOR
Knauers                             5/1/2007          15.95      2/28 6 MO LIBOR
Rocky Point                                               0      Fixed Rate
Cloquet                             6/1/2007           15.4      2/28 6 MO LIBOR
Fort Myers                          6/1/2007           13.4      2/28 6 MO LIBOR
Limington                           5/1/2007          12.99      2/28 6 MO LIBOR
Grottoes                            6/1/2007           13.1      2/28 6 MO LIBOR
Lakemore                            5/1/2007         15.925      2/28 6 MO LIBOR
Avery                               6/1/2007          15.95      2/28 6 MO LIBOR
Peabody                             5/1/2007           14.5      2/28 6 MO LIBOR
Jamestown                                                 0      Fixed Rate
Harrison                                                  0      Fixed Rate Balloon
Gretna                                                    0      Fixed Rate
Ellenwood                           5/1/2007          15.99      2/28 6 MO LIBOR
Midland                             6/1/2007           15.7      2/28 6 MO LIBOR
Auburndale                          5/1/2007          15.75      2/28 6 MO LIBOR
Oaklandon                                                 0      Fixed Rate
Obetz                               6/1/2007          13.75      2/28 6 MO LIBOR
Galaxy                              6/1/2007           15.1      2/28 6 MO LIBOR
Wonder Lake                         6/1/2007           13.4      2/28 6 MO LIBOR IO
Caro                                6/1/2007           14.8      2/28 6 MO LIBOR IO
Staten Island                       6/1/2007          12.45      2/28 6 MO LIBOR
Akron                               5/1/2007           16.1      2/28 6 MO LIBOR
Westland                                                  0      Fixed Rate Balloon
Milford                             6/1/2007         15.897      2/28 6 MO LIBOR
Marysville                                                0      Fixed Rate Balloon
Philadelphia                        5/1/2007           15.5      2/28 6 MO LIBOR
Tampa                               6/1/2007           15.9      2/28 6 MO LIBOR
Sun City                            6/1/2007          13.85      2/28 6 MO LIBOR
San Diego                                                 0      Fixed Rate
Arleta                              6/1/2007           12.6      2/28 6 MO LIBOR
Black Jack                          6/1/2007           13.9      2/28 6 MO LIBOR IO
Elyria                              6/1/2007         14.875      2/28 6 MO LIBOR
Fairborn                                                  0      Fixed Rate Balloon
Key West                            5/1/2007           14.3      2/28 6 MO LIBOR
Saydel                              6/1/2007          15.35      2/28 6 MO LIBOR
Tonawanda                           5/1/2007          15.85      2/28 6 MO LIBOR
Southpoint                          5/1/2007           15.9      2/28 6 MO LIBOR
Kissimmee                           5/1/2007           15.6      2/28 6 MO LIBOR
Naranja                             6/1/2007           12.6      2/28 6 MO LIBOR IO
Phoenix                                                   0      Fixed Rate Balloon
Pittsburgh                          6/1/2007          15.99      2/28 6 MO LIBOR
Montz                                                     0      Fixed Rate
Progress                            6/1/2007          12.99      2/28 6 MO LIBOR IO
Salem                               6/1/2007          15.85      2/28 6 MO LIBOR
Wharton                             5/1/2007          12.99      2/28 6 MO LIBOR
Sullivan                            5/1/2007          14.85      2/28 6 MO LIBOR
Saginaw                             5/1/2007          15.99      2/28 6 MO LIBOR
Waco                                5/1/2007           16.6      2/28 6 MO LIBOR
Waco                                6/1/2007           16.7      2/28 6 MO LIBOR
Bend                                6/1/2007          13.05      2/28 6 MO LIBOR IO
Lakewood                            6/1/2007         14.125      2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate
Damascus                            6/1/2007           12.8      2/28 6 MO LIBOR
Steuben                                                   0      Fixed Rate
Buffalo                                                   0      Fixed Rate
Monument                                                  0      Fixed Rate Balloon
Mars Hill                           6/1/2007          13.55      2/28 6 MO LIBOR
Virginia Beach                      5/1/2007           14.2      2/28 6 MO LIBOR
Englewood                           6/1/2007           13.7      2/28 6 MO LIBOR IO
Monessen                            6/1/2007          16.65      2/28 6 MO LIBOR
Hawley                              6/1/2007          15.74      2/28 6 MO LIBOR
Chapel Hill                                               0      Fixed Rate Balloon
Ironwood                            6/1/2007         14.575      2/28 6 MO LIBOR
Fontana                                                   0      Fixed Rate Balloon
New Orleans                         6/1/2008          15.15      3/27 6 MO LIBOR
Marne                               5/1/2007           14.7      2/28 6 MO LIBOR
Conroe                              5/1/2007           14.8      2/28 6 MO LIBOR
Middletown                          6/1/2010          13.65      5/25 6 MO LIBOR
CAMPBELL                            9/1/2007           15.4      2/28 6 MO LIBOR
Baldy Mesa                          6/1/2007           13.2      2/28 6 MO LIBOR IO
Baldy Mesa                                                0      Fixed Rate Balloon
Ocala                                                     0      Fixed Rate Balloon
Sharon Hill                                               0      Fixed Rate
Forks                               4/1/2007           12.8      2/28 6 MO LIBOR
Albion                              4/1/2007           13.5      2/28 6 MO LIBOR
Conover                             6/1/2007         13.825      2/28 6 MO LIBOR
Conroe                                                    0      Fixed Rate Balloon
Newark                              6/1/2007          15.35      2/28 6 MO LIBOR
Pomona                                                    0      Fixed Rate
Erie                                6/1/2007          14.99      2/28 6 MO LIBOR
Stilwell                            6/1/2007         15.087      2/28 6 MO LIBOR
Lawrence                            5/1/2007          15.35      2/28 6 MO LIBOR
Los Angeles                         6/1/2007          13.75      2/28 6 MO LIBOR IO
Marne                                                     0      Fixed Rate
Mattawan                                                  0      Fixed Rate Balloon
Sullivan                                                  0      Fixed Rate
Black Jack                                                0      Fixed Rate Balloon
Pulaski                             5/1/2007          15.55      2/28 6 MO LIBOR
Aurora                                                    0      Fixed Rate Balloon
Brockton                            5/1/2007          11.99      2/28 6 MO LIBOR
Hendersonville                                            0      Fixed Rate
Poland                              5/1/2007          13.85      2/28 6 MO LIBOR
Avondale                                                  0      Fixed Rate
West Palm Beach                     5/1/2007           13.7      2/28 6 MO LIBOR
Phoenix                             6/1/2007          14.99      2/28 6 MO LIBOR
Detroit                             5/1/2007           15.6      2/28 6 MO LIBOR
Deltona                             6/1/2007           14.2      2/28 6 MO LIBOR
Akron                                                     0      Fixed Rate
Waynesboro                          5/1/2007          15.55      2/28 6 MO LIBOR
Goodyear                            5/1/2007           14.3      2/28 6 MO LIBOR IO
Berkeley                                                  0      Fixed Rate Balloon
Cathedral City                      6/1/2007           12.9      2/28 6 MO LIBOR IO
Naples                              6/1/2007          15.25      2/28 6 MO LIBOR
Cave Creek                          6/1/2007          14.25      2/28 6 MO LIBOR IO
Fort Pierce                         6/1/2007          13.55      2/28 6 MO LIBOR
Riviera Beach                                             0      Fixed Rate
Medina                              6/1/2007          15.99      2/28 6 MO LIBOR
Washington Park                     6/1/2007           14.9      2/28 6 MO LIBOR
Brooksville                                               0      Fixed Rate
Poland                                                    0      Fixed Rate Balloon
Tuckerton                           5/1/2007         15.575      2/28 6 MO LIBOR
Keyport                                                   0      Fixed Rate
Dallas                              6/1/2007          13.05      2/28 6 MO LIBOR IO
Sabraton                            5/1/2007           17.5      2/28 6 MO LIBOR
Denver                              5/1/2007          13.05      2/28 6 MO LIBOR
Baton Rouge                                               0      Fixed Rate
Wantagh                                                   0      Fixed Rate
Monrovia                            5/1/2007          13.25      2/28 6 MO LIBOR IO
Los Angeles                                               0      Fixed Rate Balloon
Lancaster                           6/1/2007           13.8      2/28 6 MO LIBOR
Savannah                            5/1/2008          15.99      3/27 6 MO LIBOR
Dunn                                                      0      Fixed Rate Balloon
Mill Creek                          6/1/2007          15.85      2/28 6 MO LIBOR
Tampa                                                     0      Fixed Rate Balloon
Streetsboro                                               0      Fixed Rate
Newark                                                    0      Fixed Rate Balloon
Miami                                                     0      Fixed Rate Balloon
Farrell                             5/1/2007          16.75      2/28 6 MO LIBOR
Liberty                             5/1/2007          12.99      2/28 6 MO LIBOR
Leroy                               6/1/2007           14.9      2/28 6 MO LIBOR
Goodyear                                                  0      Fixed Rate Balloon
Sun City                                                  0      Fixed Rate Balloon
Fort Pierce                         5/1/2007           13.5      2/28 6 MO LIBOR
Bakersfield                         6/1/2007          12.35      2/28 6 MO LIBOR
Dix Hills                           6/1/2007           13.6      2/28 6 MO LIBOR IO
Fairborn                            6/1/2007          16.85      2/28 6 MO LIBOR
Grand Rapids                        5/1/2007          13.99      2/28 6 MO LIBOR
Hampstead                           6/1/2007           16.5      2/28 6 MO LIBOR
Virden                              5/1/2007           17.4      2/28 6 MO LIBOR
Hendersonville                                            0      Fixed Rate Balloon
Wilson                              5/1/2007           13.3      2/28 6 MO LIBOR
Otto                                5/1/2007          14.25      2/28 6 MO LIBOR
Salem                               5/1/2007          15.75      2/28 6 MO LIBOR
ROCKY COMFORT                       8/1/2007           16.3      2/28 6 MO LIBOR
San Diego                           6/1/2007         13.425      2/28 6 MO LIBOR IO
Cleveland                           5/1/2007           15.9      2/28 6 MO LIBOR
Wernersville                        5/1/2007           15.5      2/28 6 MO LIBOR
Taft                                                      0      Fixed Rate
Seattle                                                   0      Fixed Rate Balloon
Roscoe                              5/1/2007          14.65      2/28 6 MO LIBOR
Livermore                           6/1/2007          13.85      2/28 6 MO LIBOR IO
Bay Point                                                 0      Fixed Rate
Brooksville                         6/1/2007           12.5      2/28 6 MO LIBOR
Livermore                                                 0      Fixed Rate Balloon
Mansfield                           5/1/2007          15.75      2/28 6 MO LIBOR
Ryland                              5/1/2007          14.75      2/28 6 MO LIBOR
Jackson                             6/1/2007          17.15      2/28 6 MO LIBOR
Commack                                                   0      Fixed Rate
Apple Valley                        5/1/2007          13.95      2/28 6 MO LIBOR IO
Wilmington                          6/1/2007          16.75      2/28 6 MO LIBOR
Waukesha                            6/1/2007           14.4      2/28 6 MO LIBOR
Meriden                                                   0      Fixed Rate Balloon
San Diego                                                 0      Fixed Rate Balloon
Riviera Beach                       5/1/2007          16.55      2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate Balloon
Wheatfield                          6/1/2007          15.95      2/28 6 MO LIBOR
Greene                              6/1/2007          15.75      2/28 6 MO LIBOR
                                    6/1/2007           12.7      2/28 6 MO LIBOR
Apple Valley                                              0      Fixed Rate Balloon
Fort Pierce                                               0      Fixed Rate Balloon
Otto                                                      0      Fixed Rate Balloon
Long Beach                                                0      Fixed Rate IO
Long Beach                                                0      Fixed Rate Balloon
Lodi                                6/1/2007          12.95      2/28 6 MO LIBOR IO
Lodi                                                      0      Fixed Rate Balloon
Plainfield                          6/1/2007           13.9      2/28 6 MO LIBOR
Amityville                          6/1/2007          12.75      2/28 6 MO LIBOR
Trenton                             6/1/2007          16.75      2/28 6 MO LIBOR
Amityville                          6/1/2007          12.65      2/28 6 MO LIBOR
Virginia Beach                                            0      Fixed Rate Balloon
Rochester                           6/1/2007          16.85      2/28 6 MO LIBOR
Murdock                             5/1/2007          15.99      2/28 6 MO LIBOR
Boardman                            6/1/2007          16.25      2/28 6 MO LIBOR
Cave Creek                          6/1/2007          13.99      2/28 6 MO LIBOR IO
Watts                               5/1/2007          13.55      2/28 6 MO LIBOR
Lynchburg                                                 0      Fixed Rate Balloon
Oakridge                                                  0      Fixed Rate Balloon
Hayward                                                   0      Fixed Rate Balloon
Las Vegas                           5/1/2007           14.5      2/28 6 MO LIBOR IO
Canton                                                    0      Fixed Rate Balloon
Seattle                             6/1/2007          15.99      2/28 6 MO LIBOR
Branch #1                           6/1/2007          13.25      2/28 6 MO LIBOR IO
Kearns                                                    0      Fixed Rate Balloon
San Diego                                                 0      Fixed Rate
Orange                              6/1/2007          14.25      2/28 6 MO LIBOR
Vandalia                                                  0      Fixed Rate
Kansas City                         6/1/2007          14.65      2/28 6 MO LIBOR
Mansfield                                                 0      Fixed Rate Balloon
Wilson                                                    0      Fixed Rate Balloon
Knoxville                           5/1/2007          13.45      2/28 6 MO LIBOR
Sandersdale                         6/1/2007          15.05      2/28 6 MO LIBOR
Walnut Park                         6/1/2007           13.4      2/28 6 MO LIBOR IO
Monroe                                                    0      Fixed Rate Balloon
Columbus                            5/1/2007           15.8      2/28 6 MO LIBOR
Basin                               6/1/2007          15.95      2/28 6 MO LIBOR
Tarpon Springs                      5/1/2007          14.45      2/28 6 MO LIBOR IO
West Adams                          5/1/2007          13.55      2/28 6 MO LIBOR IO
West Adams                                                0      Fixed Rate Balloon
Houston                             6/1/2007          14.99      2/28 6 MO LIBOR
Leroy                                                     0      Fixed Rate Balloon
Chesapeake                          6/1/2007           16.5      2/28 6 MO LIBOR
Karns                               5/1/2007           15.1      2/28 6 MO LIBOR
Waynesfield                         6/1/2007           14.1      2/28 6 MO LIBOR
Oak Point                                                 0      Fixed Rate
Mesa                                6/1/2007          12.65      2/28 6 MO LIBOR
Sherwood                                                  0      Fixed Rate
Watts                                                     0      Fixed Rate Balloon
Seal Beach                          6/1/2007         12.275      2/28 6 MO LIBOR IO
Elbert                                                    0      Fixed Rate Balloon
CENTRAL ISLIP                       7/1/2007          13.65      2/28 6 MO LIBOR
Parkland                            6/1/2007          13.35      2/28 6 MO LIBOR IO
Clover                              5/1/2007          13.05      2/28 6 MO LIBOR
Salem                                                     0      Fixed Rate Balloon
Buffalo                                                   0      Fixed Rate
Grand Rapids                                              0      Fixed Rate Balloon
Miami                                                     0      Fixed Rate Balloon
Lancaster                                                 0      Fixed Rate
                                                          0      Fixed Rate IO
Cozy Lake                           5/1/2007          13.55      2/28 6 MO LIBOR
Chicago Ridge                       6/1/2007           14.2      2/28 6 MO LIBOR
Commerce                            6/1/2007           15.6      2/28 6 MO LIBOR
DOUGLAS                             7/1/2007           15.2      2/28 6 MO LIBOR
Oxnard                              5/1/2007          12.75      2/28 6 MO LIBOR IO
Asheville                           6/1/2007          13.25      2/28 6 MO LIBOR IO
Karns                                                     0      Fixed Rate Balloon
Stanwood                            6/1/2007           15.8      2/28 6 MO LIBOR
Miami                               6/1/2007          14.99      2/28 6 MO LIBOR
Lubbock                             6/1/2008          14.45      3/27 6 MO LIBOR IO
Auburn                              6/1/2007         13.375      2/28 6 MO LIBOR
Unity                               6/1/2007          16.85      2/28 6 MO LIBOR
Newtown                             6/1/2007          18.05      2/28 6 MO LIBOR
Crystal River                       6/1/2007           16.1      2/28 6 MO LIBOR
Bakersfield                                               0      Fixed Rate Balloon
Denver                              6/1/2007          13.35      2/28 6 MO LIBOR IO
Cozy Lake                                                 0      Fixed Rate Balloon
Chicago                             6/1/2007           14.9      2/28 6 MO LIBOR
Naranja                             6/1/2007           14.8      2/28 6 MO LIBOR
Wilmington                                                0      Fixed Rate
Stuart                              6/1/2007          14.65      2/28 6 MO LIBOR
Vernon                              6/1/2007          14.55      2/28 6 MO LIBOR
Orlando                             6/1/2007          14.65      2/28 6 MO LIBOR
Mars Hill                                                 0      Fixed Rate Balloon
Lomita                              6/1/2007          13.55      2/28 6 MO LIBOR IO
Albany                                                    0      Fixed Rate
Milton                              6/1/2007           15.7      2/28 6 MO LIBOR
Hermiston                           6/1/2007          12.99      2/28 6 MO LIBOR
South Gate                                                0      Fixed Rate
Lancaster                           6/1/2007          16.65      2/28 6 MO LIBOR
Kearns                              6/1/2007           14.9      2/28 6 MO LIBOR
Temecula                            6/1/2007          13.85      2/28 6 MO LIBOR IO
San Antonio                         6/1/2008           15.4      3/27 6 MO LIBOR
Rochester                           7/1/2007          14.55      2/28 6 MO LIBOR
Grottoes                                                  0      Fixed Rate Balloon
West Palm Beach                                           0      Fixed Rate Balloon
Springfield                         6/1/2007          17.35      2/28 6 MO LIBOR
Hazelwood                                                 0      Fixed Rate Balloon
Orlando                             6/1/2007          13.95      2/28 6 MO LIBOR
Clover                                                    0      Fixed Rate Balloon
Westmorland                         6/1/2007          13.99      2/28 6 MO LIBOR
Riverview                           6/1/2007           17.3      2/28 6 MO LIBOR
Drew                                6/1/2007          15.55      2/28 6 MO LIBOR
Parkdale                            6/1/2007          15.45      2/28 6 MO LIBOR
Cleveland                           5/1/2008          14.25      3/27 6 MO LIBOR
Mansfield                           6/1/2007           16.2      2/28 6 MO LIBOR
Baltimore                           6/1/2007         13.125      2/28 6 MO LIBOR
Muhlenberg                                                0      Fixed Rate
Troy                                6/1/2007          12.89      2/28 6 MO LIBOR
Detroit                             6/1/2007           14.8      2/28 6 MO LIBOR
Douglas                             6/1/2007           13.5      2/28 6 MO LIBOR
Greenbush                           5/1/2007           14.5      2/28 6 MO LIBOR
East Islip                                                0      Fixed Rate
Cleveland                                                 0      Fixed Rate Balloon
Cheyenne                            6/1/2007         14.575      2/28 6 MO LIBOR
Wharton                                                   0      Fixed Rate Balloon
Englewood                                                 0      Fixed Rate Balloon
Norco                                                     0      Fixed Rate Balloon
Norwalk                             6/1/2007         12.875      2/28 6 MO LIBOR IO
Lomita                                                    0      Fixed Rate Balloon
Grayson                             6/1/2007           13.6      2/28 6 MO LIBOR IO
Atchison                            6/1/2007           17.1      2/28 6 MO LIBOR
Concord                             6/1/2007           13.5      2/28 6 MO LIBOR
Lauderhill                          6/1/2007         14.975      2/28 6 MO LIBOR
Miner                               6/1/2007           14.3      2/28 6 MO LIBOR
Hoschton                            6/1/2007          13.99      2/28 6 MO LIBOR IO
Asheville                                                 0      Fixed Rate Balloon
Elmira                                                    0      Fixed Rate
Central Islip                                             0      Fixed Rate
Staten Island                                             0      Fixed Rate
Brooklyn                                                  0      Fixed Rate
Albuquerque                         6/1/2007         13.675      2/28 6 MO LIBOR
Carmel                              6/1/2007          13.99      2/28 6 MO LIBOR
Defiance                            6/1/2007          15.55      2/28 6 MO LIBOR
Hermiston                                                 0      Fixed Rate Balloon
Mount Pleasant                      6/1/2007          17.91      2/28 6 MO LIBOR
Farmingdale                         6/1/2007          13.45      2/28 6 MO LIBOR
Gilmore                             6/1/2007           14.6      2/28 6 MO LIBOR IO
Arnold                              6/1/2007          14.99      2/28 6 MO LIBOR
Albuquerque                                               0      Fixed Rate Balloon
Forest Park                         6/1/2007           14.5      2/28 6 MO LIBOR
Asheville                                                 0      Fixed Rate
Reva                                6/1/2007           12.2      2/28 6 MO LIBOR
Houston                                                   0      Fixed Rate Balloon
Amityville                          6/1/2007          12.65      2/28 6 MO LIBOR
Grayson                                                   0      Fixed Rate Balloon
Palo Alto                           6/1/2007          13.65      2/28 6 MO LIBOR
Concord                                                   0      Fixed Rate Balloon
Astoria                                                   0      Fixed Rate
Detroit                             6/1/2007           15.6      2/28 6 MO LIBOR
Kansas City                         5/1/2007          17.25      2/28 6 MO LIBOR
Rochester                                                 0      Fixed Rate Balloon
SEARCY                              9/1/2008          14.45      3/27 6 MO LIBOR
LAKE CHARLES                        7/1/2007          14.99      2/28 6 MO LIBOR
North Highlands                                           0      Fixed Rate Balloon
Gilmore                                                   0      Fixed Rate Balloon
San Antonio                                               0      Fixed Rate
Rochester                                                 0      Fixed Rate
Hicksville                                                0      Fixed Rate
Chicago                             6/1/2007          14.15      2/28 6 MO LIBOR
New Athens                          6/1/2007         14.637      2/28 6 MO LIBOR
Macedonia                           6/1/2007           15.5      2/28 6 MO LIBOR
Mount Vernon                        6/1/2007          12.99      2/28 6 MO LIBOR IO
Denver                              6/1/2007          13.99      2/28 6 MO LIBOR
Standale                            6/1/2007          15.65      2/28 6 MO LIBOR
Brunswick                           5/1/2007          12.99      2/28 6 MO LIBOR
Brunswick                                                 0      Fixed Rate Balloon
Chicago                             6/1/2007          15.99      2/28 6 MO LIBOR
Black Forest                        6/1/2007           12.7      2/28 6 MO LIBOR
Miami                               6/1/2007           13.8      2/28 6 MO LIBOR
Walnut Park                                               0      Fixed Rate Balloon
Caruth                              6/1/2007           15.7      2/28 6 MO LIBOR
Allen                               6/1/2007          14.75      2/28 6 MO LIBOR IO
Lake Elsinore                       6/1/2007           14.1      2/28 6 MO LIBOR IO
Black Forest                                              0      Fixed Rate Balloon
Houston                                                   0      Fixed Rate
Oak Lane                            6/1/2007           16.8      2/28 6 MO LIBOR
Cleveland                           6/1/2007          16.05      2/28 6 MO LIBOR
Clintonville                                              0      Fixed Rate
Powell                                                    0      Fixed Rate
Hiller                              6/1/2007          16.85      2/28 6 MO LIBOR
Wichita                             6/1/2007          16.45      2/28 6 MO LIBOR
Orlando                             6/1/2007           14.7      2/28 6 MO LIBOR
Ronkonkoma                                                0      Fixed Rate
Kalamazoo                           6/1/2007           15.7      2/28 6 MO LIBOR
Slidell                             6/1/2007          15.99      2/28 6 MO LIBOR
Hi Vista                            6/1/2007           14.4      2/28 6 MO LIBOR IO
Appleton                            6/1/2007          14.65      2/28 6 MO LIBOR
Newark                                                    0      Fixed Rate Balloon
Toledo                                                    0      Fixed Rate
Aurora                              6/1/2007          14.45      2/28 6 MO LIBOR
Joplin                              6/1/2007           15.6      2/28 6 MO LIBOR
National City                       6/1/2007          13.35      2/28 6 MO LIBOR IO
Cleveland                           6/1/2007         13.987      2/28 6 MO LIBOR
Manawa                                                    0      Fixed Rate
Alexandria                          6/1/2007          15.95      2/28 6 MO LIBOR
Riverview                           6/1/2007          15.85      2/28 6 MO LIBOR
Branch #1                                                 0      Fixed Rate Balloon
Compton                             6/1/2007           13.3      2/28 6 MO LIBOR IO
Eagle Point                         6/1/2007          13.05      2/28 6 MO LIBOR
Saint Joseph                        6/1/2007          14.35      2/28 6 MO LIBOR
Harristown                          6/1/2007           14.8      2/28 6 MO LIBOR
Port Ewen                           6/1/2007          13.85      2/28 6 MO LIBOR
Piqua                               6/1/2007           14.5      2/28 6 MO LIBOR
Reno                                                      0      Fixed Rate Balloon
PULTENEY                                                  0      Fixed Rate
Parkland                                                  0      Fixed Rate Balloon
Jacksonville                        6/1/2007           12.9      2/28 6 MO LIBOR IO
Canton                              6/1/2007           13.2      2/28 6 MO LIBOR IO
Suffolk                             6/1/2007          13.65      2/28 6 MO LIBOR
Pittsburgh                                                0      Fixed Rate
Canton                                                    0      Fixed Rate Balloon
Macomb                              6/1/2007          15.59      2/28 6 MO LIBOR
Fort Pierce                         6/1/2007          13.25      2/28 6 MO LIBOR
Cleveland                                                 0      Fixed Rate Balloon
Bay City                            6/1/2007          15.25      2/28 6 MO LIBOR
Dover                                                     0      Fixed Rate
Dix Hills                                                 0      Fixed Rate
Denton                                                    0      Fixed Rate
Miami                                                     0      Fixed Rate
Colorado Springs                    6/1/2007          12.99      2/28 6 MO LIBOR
Colorado Springs                                          0      Fixed Rate Balloon
Basin                                                     0      Fixed Rate
Moncla                              6/1/2007           14.9      2/28 6 MO LIBOR
Venice                              6/1/2007           16.3      2/28 6 MO LIBOR
Fairfield                           6/1/2007          13.85      2/28 6 MO LIBOR IO
Chicago                             6/1/2007          13.35      2/28 6 MO LIBOR
Rush                                6/1/2007           14.9      2/28 6 MO LIBOR
Virginia Beach                      6/1/2007           12.2      2/28 6 MO LIBOR
Brooklyn                                                  0      Fixed Rate
Suffolk                                                   0      Fixed Rate
Santa Rosa                          6/1/2007          12.99      2/28 6 MO LIBOR IO
Dallas                              6/1/2007           14.4      2/28 6 MO LIBOR
Chandler                            6/1/2007           13.3      2/28 6 MO LIBOR IO
Colton                                                    0      Fixed Rate Balloon
Ocoee                               6/1/2007           13.9      2/28 6 MO LIBOR
FLOSSMOOR                           7/1/2007           14.5      2/28 6 MO LIBOR
Shirley                             6/1/2007           12.5      2/28 6 MO LIBOR
Cleveland                           6/1/2007           15.9      2/28 6 MO LIBOR
Bobo                                6/1/2007          13.05      2/28 6 MO LIBOR
Detroit                             6/1/2007          14.65      2/28 6 MO LIBOR
Lumberton                           6/1/2007          13.75      2/28 6 MO LIBOR
Poughquag                                                 0      Fixed Rate
Waldorf                             6/1/2007           15.8      2/28 6 MO LIBOR IO
Jamaica                             6/1/2007          12.65      2/28 6 MO LIBOR
Columbia                            6/1/2007           13.9      2/28 6 MO LIBOR
Tull                                6/1/2007          17.95      2/28 6 MO LIBOR
Bexley                                                    0      Fixed Rate
Freeport                            6/1/2007           12.8      2/28 6 MO LIBOR
Bay City                            6/1/2007          15.35      2/28 6 MO LIBOR
Wantagh                                                   0      Fixed Rate
Meads                               6/1/2007           16.6      2/28 6 MO LIBOR
Toledo                              6/1/2007          15.25      2/28 6 MO LIBOR
Aurora                                                    0      Fixed Rate
Carson                                                    0      Fixed Rate
Hudson                              6/1/2007          13.99      2/28 6 MO LIBOR
Saegertown                                                0      Fixed Rate
Orlando                             6/1/2007          14.75      2/28 6 MO LIBOR
Batavia                             6/1/2007           16.5      2/28 6 MO LIBOR
Hi Vista                                                  0      Fixed Rate Balloon
Marietta                            6/1/2007         15.775      2/28 6 MO LIBOR
Ink                                 6/1/2007          15.55      2/28 6 MO LIBOR
Stuart                                                    0      Fixed Rate Balloon
LINCOLNTON                          7/1/2007          15.75      2/28 6 MO LIBOR
Jackson                             6/1/2007           16.8      2/28 6 MO LIBOR
Greenville                          6/1/2007           15.3      2/28 6 MO LIBOR
Toledo                                                    0      Fixed Rate
Columbia                                                  0      Fixed Rate
Charlotte                                                 0      Fixed Rate Balloon
Houston                                                   0      Fixed Rate
Burlington                          6/1/2007           15.3      2/28 6 MO LIBOR
Oakville                            6/1/2007           14.4      2/28 6 MO LIBOR
Bexley                                                    0      Fixed Rate Balloon
Wilmington                                                0      Fixed Rate
Kansas City                         6/1/2007          14.99      2/28 6 MO LIBOR
Warren                              6/1/2007          14.96      2/28 6 MO LIBOR
Pennington                          6/1/2007          13.15      2/28 6 MO LIBOR
Palm Harbor                         6/1/2007          14.25      2/28 6 MO LIBOR
Columbia                                                  0      Fixed Rate Balloon
Cleveland                           6/1/2007           13.1      2/28 6 MO LIBOR IO
Moreno                              5/1/2008          11.99      3/27 6 MO LIBOR IO
El Toro                             5/1/2008           12.5      3/27 6 MO LIBOR IO
El Toro                                                   0      Fixed Rate Balloon
Moreno Valley                       5/1/2008          12.99      3/27 6 MO LIBOR IO
Leucadia                            5/1/2010          12.99      5/25 6 MO LIBOR
Sylvania                            6/1/2007           14.1      2/28 6 MO LIBOR IO
Concord                                                   0      Fixed Rate Balloon
Jackson                             6/1/2007          16.25      2/28 6 MO LIBOR
Houston                                                   0      Fixed Rate Balloon
Naples                              6/1/2007          15.15      2/28 6 MO LIBOR
Riverview                           6/1/2007          12.99      2/28 6 MO LIBOR
Canton                              6/1/2007           15.2      2/28 6 MO LIBOR
Keller                              6/1/2007          15.99      2/28 6 MO LIBOR
Washington                                                0      Fixed Rate
Sylvania                                                  0      Fixed Rate Balloon
Detroit                             6/1/2007           15.5      2/28 6 MO LIBOR
Wonder Lake                                               0      Fixed Rate Balloon
La Tijera                           6/1/2007           12.9      2/28 6 MO LIBOR IO
Jackson                             6/1/2007          16.45      2/28 6 MO LIBOR
Riverview                                                 0      Fixed Rate Balloon
Fort Edward                         6/1/2007         14.675      2/28 6 MO LIBOR
Marion                                                    0      Fixed Rate
Jamaica                             6/1/2007          14.55      2/28 6 MO LIBOR
Youngstown                          6/1/2007          16.95      2/28 6 MO LIBOR
Harrisonville                       6/1/2007          12.95      2/28 6 MO LIBOR
Hanford                                                   0      Fixed Rate Balloon
Boise                               6/1/2007          13.05      2/28 6 MO LIBOR IO
Fairway                             6/1/2007           14.9      2/28 6 MO LIBOR
Phoenix                             6/1/2007           13.6      2/28 6 MO LIBOR IO
National City                                             0      Fixed Rate Balloon
Chandler                                                  0      Fixed Rate Balloon
Akron                               6/1/2007           15.2      2/28 6 MO LIBOR
Aberdeen                            6/1/2007           14.1      2/28 6 MO LIBOR IO
Harrisonville                                             0      Fixed Rate Balloon
Lakeland                            6/1/2007          12.25      2/28 6 MO LIBOR
Detroit                             6/1/2007          13.35      2/28 6 MO LIBOR
Wilmington                          6/1/2007          16.65      2/28 6 MO LIBOR
Dellwood                            6/1/2007          15.35      2/28 6 MO LIBOR
Gibsonia                            6/1/2007          14.55      2/28 6 MO LIBOR
Sedona                              6/1/2007          13.75      2/28 6 MO LIBOR IO
Murrieta                                                  0      Fixed Rate Balloon
Cleveland                                                 0      Fixed Rate Balloon
Cheshire                            6/1/2007           12.7      2/28 6 MO LIBOR
Dalton                                                    0      Fixed Rate
Albuquerque                         6/1/2007           13.7      2/28 6 MO LIBOR
NEW ORLEANS                         7/1/2007          16.65      2/28 6 MO LIBOR
Pekin                               6/1/2007          15.25      2/28 6 MO LIBOR
Fairfield                                                 0      Fixed Rate Balloon
Palm Harbor                                               0      Fixed Rate Balloon
Orlando                             6/1/2007           14.3      2/28 6 MO LIBOR
Greenwell Springs                   6/1/2007           14.7      2/28 6 MO LIBOR
Forest Park                                               0      Fixed Rate Balloon
Yucca Valley                        6/1/2007         12.975      2/28 6 MO LIBOR
Mount Vernon                        6/1/2007          15.65      2/28 6 MO LIBOR
Somerton                            6/1/2007          16.55      2/28 6 MO LIBOR
ENTERPRISE                          8/1/2007          16.35      2/28 6 MO LIBOR
Phoenix                             6/1/2007          13.37      2/28 6 MO LIBOR IO
Augusta                             6/1/2007           13.2      2/28 6 MO LIBOR
Cave Creek                                                0      Fixed Rate Balloon
Dallas                                                    0      Fixed Rate
Temecula                                                  0      Fixed Rate Balloon
Norbeck                                                   0      Fixed Rate
Menasha                             6/1/2007          16.65      2/28 6 MO LIBOR
Goodrich                            6/1/2007          14.05      2/28 6 MO LIBOR
Leland                              6/1/2007           13.3      2/28 6 MO LIBOR
Pittsburgh                          6/1/2007          15.45      2/28 6 MO LIBOR
Franklinville                                             0      Fixed Rate
Lafayette                                                 0      Fixed Rate
Mandeville                          6/1/2007           16.2      2/28 6 MO LIBOR IO
Plyler                                                    0      Fixed Rate
East Haddam                                               0      Fixed Rate
Asheville                           6/1/2007          13.75      2/28 6 MO LIBOR IO
Calhoun                             6/1/2007         15.175      2/28 6 MO LIBOR
Baxter                              6/1/2007           15.8      2/28 6 MO LIBOR
Walker                              6/1/2007           13.3      2/28 6 MO LIBOR
San Jose                            6/1/2007          15.35      2/28 6 MO LIBOR
New Smyrna Beach                                          0      Fixed Rate
Boise                                                     0      Fixed Rate Balloon
La Tijera                                                 0      Fixed Rate Balloon
East Brunswick                                            0      Fixed Rate
Chipley                             6/1/2007           13.9      2/28 6 MO LIBOR
Rochester                           6/1/2007          14.45      2/28 6 MO LIBOR
Jacksonville                        6/1/2007           15.2      2/28 6 MO LIBOR
Masury                                                    0      Fixed Rate
Roseville                           6/1/2007          14.25      2/28 6 MO LIBOR IO
Roseville                                                 0      Fixed Rate Balloon
Toledo                                                    0      Fixed Rate
Masury                                                    0      Fixed Rate
Plaza                               6/1/2007           14.3      2/28 6 MO LIBOR
Rodeo                               6/1/2007          13.99      2/28 6 MO LIBOR
Hot Springs                         6/1/2007          16.45      2/28 6 MO LIBOR
Yukon                                                     0      Fixed Rate
Darnestown                          6/1/2007           13.5      2/28 6 MO LIBOR IO
Hughson                             6/1/2007          14.15      2/28 6 MO LIBOR IO
Saint Petersburg                    6/1/2007          15.99      2/28 6 MO LIBOR
Tulsa                               6/1/2007         16.625      2/28 6 MO LIBOR
Orosi                               6/1/2007          14.99      2/28 6 MO LIBOR
Independence                        6/1/2007           15.5      2/28 6 MO LIBOR
Brandon                             6/1/2007          14.95      2/28 6 MO LIBOR IO
Philadelphia                        6/1/2007           15.6      2/28 6 MO LIBOR
Glendale                            6/1/2007          14.25      2/28 6 MO LIBOR IO
Brandon                                                   0      Fixed Rate Balloon
Chicopee                            6/1/2007          15.99      2/28 6 MO LIBOR
Asheville                                                 0      Fixed Rate Balloon
Lynwood                             6/1/2007          12.59      2/28 6 MO LIBOR IO
Mastic                                                    0      Fixed Rate
Hughson                                                   0      Fixed Rate Balloon
Glendale                                                  0      Fixed Rate Balloon
Cleveland                           6/1/2007          15.25      2/28 6 MO LIBOR
Orlando                                                   0      Fixed Rate Balloon
Bradenton                                                 0      Fixed Rate Balloon
Defiance                                                  0      Fixed Rate Balloon
Flint                               6/1/2007          16.85      2/28 6 MO LIBOR
Tampa                               6/1/2007           13.9      2/28 6 MO LIBOR IO
Flint                               6/1/2007          15.25      2/28 6 MO LIBOR
Lorain                              6/1/2007          15.75      2/28 6 MO LIBOR
Poland                              6/1/2007          16.65      2/28 6 MO LIBOR
Gorham                              6/1/2007          13.65      2/28 6 MO LIBOR
Arundel                             6/1/2007          13.99      2/28 6 MO LIBOR
Cloverly                            6/1/2007           13.3      2/28 6 MO LIBOR IO
Cheshire                                                  0      Fixed Rate Balloon
Buffalo                                                   0      Fixed Rate
Miami                                                     0      Fixed Rate Balloon
Kissimmee                           6/1/2007          14.65      2/28 6 MO LIBOR IO
Boardman                            6/1/2007          15.25      2/28 6 MO LIBOR
Fort Myers                                                0      Fixed Rate Balloon
West Middlesex                      6/1/2007          16.55      2/28 6 MO LIBOR
Leland                                                    0      Fixed Rate
                                    6/1/2007           15.1      2/28 6 MO LIBOR
Darnestown                                                0      Fixed Rate Balloon
Roscommon                           6/1/2007          14.95      2/28 6 MO LIBOR
ROGERSVILLE                                               0      Fixed Rate
Cathedral City                                            0      Fixed Rate Balloon
Paterson                            6/1/2007          15.95      2/28 6 MO LIBOR
Plain City                          6/1/2007           15.9      2/28 6 MO LIBOR IO
Lavaca                              6/1/2007          15.35      2/28 6 MO LIBOR
Wellston                            6/1/2007           13.9      2/28 6 MO LIBOR
Fort Wayne                          6/1/2008           15.1      3/27 6 MO LIBOR
Naranja                                                   0      Fixed Rate Balloon
New Bedford                                               0      Fixed Rate
Lehi                                6/1/2007           14.5      2/28 6 MO LIBOR IO
Lynwood                                                   0      Fixed Rate Balloon
Hi Vista                            6/1/2007          13.65      2/28 6 MO LIBOR
Cave Creek                                                0      Fixed Rate Balloon
Tracy                               6/1/2007          13.55      2/28 6 MO LIBOR IO
Indio                               6/1/2007           13.4      2/28 6 MO LIBOR IO
Saint Louis                         6/1/2007           15.8      2/28 6 MO LIBOR
Marion                                                    0      Fixed Rate Balloon
Kissimmee                                                 0      Fixed Rate Balloon
White Cloud                         6/1/2007          16.75      2/28 6 MO LIBOR
Stow                                6/1/2007           13.6      2/28 6 MO LIBOR IO
Canton                              6/1/2007          14.99      2/28 6 MO LIBOR
Danbury                                                   0      Fixed Rate Balloon
Palm Harbor                         6/1/2007          15.99      2/28 6 MO LIBOR
Miami                                                     0      Fixed Rate
MILWAUKEE                           7/1/2007          15.75      2/28 6 MO LIBOR
Hamilton                            6/1/2007          15.65      2/28 6 MO LIBOR
Lakeland                                                  0      Fixed Rate
Davie                               6/1/2007           13.8      2/28 6 MO LIBOR IO
Middletown                                                0      Fixed Rate Balloon
Central Islip                                             0      Fixed Rate
Jamaica                                                   0      Fixed Rate
Lehigh                              6/1/2007           14.7      2/28 6 MO LIBOR
Stow                                                      0      Fixed Rate Balloon
Greer                                                     0      Fixed Rate Balloon
Lehi                                                      0      Fixed Rate Balloon
Davie                                                     0      Fixed Rate
Central Islip                                             0      Fixed Rate Balloon
Sedona                                                    0      Fixed Rate Balloon
Indio                                                     0      Fixed Rate Balloon
Kansas City                         6/1/2007           16.6      2/28 6 MO LIBOR
WPAFB                               6/1/2007           12.8      2/28 6 MO LIBOR
WILMINGTON                          9/1/2007          14.65      2/28 6 MO LIBOR IO
Gulfport                                                  0      Fixed Rate Balloon
Auburn                                                    0      Fixed Rate Balloon
Glenmont                                                  0      Fixed Rate
La Vergne                           6/1/2007          14.35      2/28 6 MO LIBOR
Mount Hope                          6/1/2007          13.25      2/28 6 MO LIBOR
Goodrich                                                  0      Fixed Rate Balloon
Edgemoor                            6/1/2007          14.85      2/28 6 MO LIBOR IO
Miramar                             6/1/2007          13.85      2/28 6 MO LIBOR
Estero                              6/1/2007          13.65      2/28 6 MO LIBOR
Greenwood                                                 0      Fixed Rate
Buffalo                             6/1/2008         15.875      3/27 6 MO LIBOR
Mahon                               4/1/2007           18.6      2/28 6 MO LIBOR
Cleveld                             6/1/2007          15.45      2/28 6 MO LIBOR
Estero                                                    0      Fixed Rate Balloon
Anderson                                                  0      Fixed Rate
Miami                                                     0      Fixed Rate IO
Fontana                             6/1/2007          12.35      2/28 6 MO LIBOR IO
Chillicothe                         6/1/2007          14.75      2/28 6 MO LIBOR
Fort Pierce                                               0      Fixed Rate Balloon
Jackson                             6/1/2007          16.45      2/28 6 MO LIBOR
McMurray                            6/1/2007           13.5      2/28 6 MO LIBOR
Mobile                              6/1/2007          13.95      2/28 6 MO LIBOR
Fort Pierce                         6/1/2007          16.99      2/28 6 MO LIBOR
Mobile                                                    0      Fixed Rate Balloon
Sevierville                                               0      Fixed Rate
Gorham                                                    0      Fixed Rate
Antelope                            6/1/2007           13.9      2/28 6 MO LIBOR IO
Antelope                                                  0      Fixed Rate Balloon
Lynco                               6/1/2007          13.85      2/28 6 MO LIBOR
Lake Wales                          6/1/2007           12.6      2/28 6 MO LIBOR
Palm Desert                         4/1/2008          11.75      3/27 6 MO LIBOR
San Gabriel                                               0      Fixed Rate
Sacramento                          4/1/2007          12.99      2/28 6 MO LIBOR IO
Long Beach                          5/1/2007           12.8      2/28 6 MO LIBOR IO
Watts                               5/1/2007          12.99      2/28 6 MO LIBOR
Sacramento                          5/1/2007          12.49      2/28 6 MO LIBOR
Tucson                              5/1/2007          11.99      2/28 6 MO LIBOR IO
Tucson                                                    0      Fixed Rate
                                    5/1/2007          12.75      2/28 6 MO LIBOR IO
Moreno Valley                                             0      Fixed Rate
Pasadena                            5/1/2007          12.25      2/28 6 MO LIBOR IO
Pasadena                                                  0      Fixed Rate
Mira Loma                                                 0      Fixed Rate
Ldhl                                5/1/2007          12.99      2/28 6 MO LIBOR IO
Ldhl                                                      0      Fixed Rate Balloon
Lakewood                            5/1/2007          11.99      2/28 6 MO LIBOR IO
Lakewood                                                  0      Fixed Rate
Sylmar                              5/1/2008          12.35      3/27 6 MO LIBOR IO
Reno                                5/1/2007          13.25      2/28 6 MO LIBOR IO
Etna                                5/1/2007         13.795      2/28 6 MO LIBOR
Jacksboro                           6/1/2007          15.99      2/28 6 MO LIBOR
Toledo                              6/1/2007          14.99      2/28 6 MO LIBOR
Trabuco Canyon                      6/1/2007           11.8      2/28 6 MO LIBOR IO
Montgomery                          6/1/2007         12.875      2/28 6 MO LIBOR
Davie                                                     0      Fixed Rate Balloon
Kittery                             6/1/2007           12.7      2/28 6 MO LIBOR
Montgomery                                                0      Fixed Rate Balloon
Mack                                6/1/2007          16.85      2/28 6 MO LIBOR
Wellington                          5/1/2008          15.15      3/27 6 MO LIBOR
Tice                                                      0      Fixed Rate
Haverhill                           5/1/2008             15      3/27 6 MO LIBOR
Lakeland                                                  0      Fixed Rate
Seat Pleasant                       6/1/2007          14.45      2/28 6 MO LIBOR IO
Islip                                                     0      Fixed Rate
Hoschton                                                  0      Fixed Rate Balloon
Asharoken                                                 0      Fixed Rate
Cimarron Hills                      6/1/2007         12.925      2/28 6 MO LIBOR IO
Oakville                                                  0      Fixed Rate Balloon
Kernan                              7/1/2008          14.35      3/27 6 MO LIBOR
Edgewood                            6/1/2007           11.7      2/28 6 MO LIBOR
Arden                               6/1/2007           15.6      2/28 6 MO LIBOR IO
Silver Spring                                             0      Fixed Rate
Wade                                6/1/2007          13.75      2/28 6 MO LIBOR
Aberdeen                                                  0      Fixed Rate Balloon
Dallas                                                    0      Fixed Rate
Chicago                             6/1/2007          12.99      2/28 6 MO LIBOR
Miramar                                                   0      Fixed Rate Balloon
Torrington                          6/1/2007          14.65      2/28 6 MO LIBOR
Chicago                             6/1/2007          14.05      2/28 6 MO LIBOR
Warren                              6/1/2007           13.4      2/28 6 MO LIBOR IO
Fort Pierce                                               0      Fixed Rate Balloon
Washingtonville                     6/1/2007          14.99      2/28 6 MO LIBOR
Shady Lake                          3/1/2007          14.75      2/28 6 MO LIBOR
Napa                                6/1/2007          13.05      2/28 6 MO LIBOR IO
Las Vegas                           6/1/2007          12.75      2/28 6 MO LIBOR IO
Miami                                                     0      Fixed Rate Balloon
Dale City                           6/1/2007           13.4      2/28 6 MO LIBOR IO
Yukon                                                     0      Fixed Rate
Springfield                         6/1/2007          14.55      2/28 6 MO LIBOR
Knoxville                           6/1/2007          16.55      2/28 6 MO LIBOR
ETHEL                               8/1/2007          13.99      2/28 6 MO LIBOR IO
Lakeland                                                  0      Fixed Rate Balloon
McMurray                                                  0      Fixed Rate
Mount Washington                    6/1/2007          13.35      2/28 6 MO LIBOR IO
Stuart                                                    0      Fixed Rate
Tampa                                                     0      Fixed Rate
Akron                               6/1/2007          15.15      2/28 6 MO LIBOR
Lansing                             6/1/2007           14.5      2/28 6 MO LIBOR
Poteau                              6/1/2007          16.25      2/28 6 MO LIBOR
Simpsonville                        6/1/2007          14.15      2/28 6 MO LIBOR
Dade City                           6/1/2007          14.15      2/28 6 MO LIBOR
Jacksonville                                              0      Fixed Rate Balloon
Miami                               6/1/2007           14.9      2/28 6 MO LIBOR
Simpsonville                        6/1/2007           12.9      2/28 6 MO LIBOR
Linndale                            6/1/2007           15.3      2/28 6 MO LIBOR
Rochester                                                 0      Fixed Rate
Sevierville                                               0      Fixed Rate Balloon
Dade City                                                 0      Fixed Rate Balloon
Detroit                             6/1/2007           15.9      2/28 6 MO LIBOR
Cimarron Hills                                            0      Fixed Rate Balloon
Bakersfield                         6/1/2007          14.45      2/28 6 MO LIBOR
Shreveport                                                0      Fixed Rate
Chattanooga                         6/1/2007          13.25      2/28 6 MO LIBOR
Raytown                             6/1/2007          15.15      2/28 6 MO LIBOR
Bloomingdale                        6/1/2007          14.25      2/28 6 MO LIBOR
Tampa                                                     0      Fixed Rate Balloon
Tracy                                                     0      Fixed Rate Balloon
Melbourne                           6/1/2007          13.65      2/28 6 MO LIBOR IO
Tulsa                                                     0      Fixed Rate
Surveyor                                                  0      Fixed Rate
Warren                              6/1/2007          15.45      2/28 6 MO LIBOR
Tarpon Springs                      6/1/2007          13.15      2/28 6 MO LIBOR
Dale City                                                 0      Fixed Rate Balloon
Binghamton                          6/1/2007           15.5      2/28 6 MO LIBOR
Caldwell                            6/1/2007          13.55      2/28 6 MO LIBOR
Denver                              6/1/2007          13.75      2/28 6 MO LIBOR IO
Detroit                                                   0      Fixed Rate Balloon
Progress                                                  0      Fixed Rate Balloon
Florence                            6/1/2007          16.05      2/28 6 MO LIBOR
Phoenix                                                   0      Fixed Rate Balloon
Lake Ridge                          6/1/2007           13.2      2/28 6 MO LIBOR
White House                                               0      Fixed Rate
Lake Ridge                          6/1/2007           12.9      2/28 6 MO LIBOR IO
Beloit                              6/1/2007           15.2      2/28 6 MO LIBOR
Greenwood                                                 0      Fixed Rate Balloon
Las Vegas                                                 0      Fixed Rate Balloon
Mount Washington                                          0      Fixed Rate Balloon
Pompano Beach                       6/1/2007          13.85      2/28 6 MO LIBOR IO
Caldwell                                                  0      Fixed Rate
Darbydale                           6/1/2007           14.3      2/28 6 MO LIBOR
Simpsonville                                              0      Fixed Rate Balloon
Westerville                         6/1/2007           14.4      2/28 6 MO LIBOR
Taft                                                      0      Fixed Rate Balloon
Leesburg                            6/1/2007           12.6      2/28 6 MO LIBOR
Grandview                           6/1/2007          14.85      2/28 6 MO LIBOR
Grandview                                                 0      Fixed Rate Balloon
Call                                6/1/2007           14.4      2/28 6 MO LIBOR
Alex                                6/1/2007           17.2      2/28 6 MO LIBOR
Wade                                                      0      Fixed Rate Balloon
Tarpon Springs                                            0      Fixed Rate
Buckeye                             6/1/2008          12.95      3/27 6 MO LIBOR
Lake Ridge                                                0      Fixed Rate
Stone Mountain                      6/1/2007          13.65      2/28 6 MO LIBOR
PHILADELPHIA                        8/1/2007           17.8      2/28 6 MO LIBOR
Ruther Glen                         6/1/2007           13.9      2/28 6 MO LIBOR IO
TULSA                               7/1/2007          13.95      2/28 6 MO LIBOR
Appleton                                                  0      Fixed Rate
Atlanta                             6/1/2007          15.15      2/28 6 MO LIBOR
Mooresville                         6/1/2007          13.76      2/28 6 MO LIBOR
Sherwood                                                  0      Fixed Rate Balloon
Flint                               6/1/2007           16.9      2/28 6 MO LIBOR
Denver                                                    0      Fixed Rate Balloon
Harristown                                                0      Fixed Rate
Stone Mountain                                            0      Fixed Rate Balloon
DARLINGTON                          8/1/2007           15.7      2/28 6 MO LIBOR
Kansas City                         6/1/2007          14.15      2/28 6 MO LIBOR
Pandora                                                   0      Fixed Rate
Chattanooga                                               0      Fixed Rate Balloon
Denver                                                    0      Fixed Rate Balloon
Gallatin                            6/1/2007          13.55      2/28 6 MO LIBOR
Conley                              6/1/2007          15.95      2/28 6 MO LIBOR
LAWRENCEBURG                        9/1/2007          16.15      2/28 6 MO LIBOR
Biloxi                              6/1/2007           16.3      2/28 6 MO LIBOR
DETROIT                             7/1/2007          16.95      2/28 6 MO LIBOR
UTICA                               8/1/2007          15.99      2/28 6 MO LIBOR
Devon                               6/1/2007          16.99      2/28 6 MO LIBOR
Jackson                             6/1/2007          14.55      2/28 6 MO LIBOR
Murrieta                            6/1/2007         13.375      2/28 6 MO LIBOR
Chicago                             6/1/2007          14.99      2/28 6 MO LIBOR
Allen                                                     0      Fixed Rate Balloon
Bobo                                                      0      Fixed Rate Balloon
Lisbon                              6/1/2007           16.4      2/28 6 MO LIBOR
FLINT                               7/1/2007          15.25      2/28 6 MO LIBOR
Westerville                                               0      Fixed Rate
Ruther Glen                                               0      Fixed Rate Balloon
Huntley                             6/1/2007          14.45      2/28 6 MO LIBOR
Pine                                6/1/2008          14.99      3/27 6 MO LIBOR IO
Carthage                            6/1/2007           14.9      2/28 6 MO LIBOR
BROOKLYN                                                  0      Fixed Rate
DOWNSVILLE                          7/1/2007          17.85      2/28 6 MO LIBOR
Chillicothe                                               0      Fixed Rate
Fdl                                 6/1/2007           14.6      2/28 6 MO LIBOR
Lakeland                                                  0      Fixed Rate Balloon
ALBANY                              7/1/2007          15.65      2/28 6 MO LIBOR
Albuquerque                                               0      Fixed Rate Balloon
Philadelphia                                              0      Fixed Rate
Augusta                                                   0      Fixed Rate Balloon
LANSING                            10/1/2007          17.05      2/28 6 MO LIBOR
New Port Richey                     6/1/2007           13.1      2/28 6 MO LIBOR
Tualatin                            6/1/2007           12.8      2/28 6 MO LIBOR IO
Lake Ridge                                                0      Fixed Rate
Walker                                                    0      Fixed Rate Balloon
Fdl                                                       0      Fixed Rate Balloon
Warren                                                    0      Fixed Rate
Princeton                                                 0      Fixed Rate
Pompano Beach                                             0      Fixed Rate Balloon
UTICA                                                     0      Fixed Rate
Macon                                                     0      Fixed Rate
Mount Hope                                                0      Fixed Rate Balloon
Marina                              6/1/2007           12.8      2/28 6 MO LIBOR
Cooke                                                     0      Fixed Rate
Columbus                            6/1/2007           16.1      2/28 6 MO LIBOR
Washington                          6/1/2007          14.85      2/28 6 MO LIBOR
Boardman                            6/1/2007          16.75      2/28 6 MO LIBOR
Conover                                                   0      Fixed Rate Balloon
Memphis                             6/1/2007           16.4      2/28 6 MO LIBOR
Middletown                          6/1/2007           16.3      2/28 6 MO LIBOR
Lima                                                      0      Fixed Rate
Newark                              6/1/2007           14.5      2/28 6 MO LIBOR
Washington                          6/1/2007           14.4      2/28 6 MO LIBOR
Gadsden                             6/1/2007          17.25      2/28 6 MO LIBOR
Wilmington                                                0      Fixed Rate Balloon
CHATTANOOGA                         6/1/2007           18.5      2/28 6 MO LIBOR
Laceyville                          6/1/2007          14.35      2/28 6 MO LIBOR
Cape Coral                          6/1/2007           14.8      2/28 6 MO LIBOR
Reva                                5/4/2007           13.3      2/28 6 MO LIBOR
Charlotte                                                 0      Fixed Rate
Riverdale                                                 0      Fixed Rate
Webster                                                   0      Fixed Rate
Tuxedo                                                    0      Fixed Rate
Cloverly                                                  0      Fixed Rate Balloon
PRAIRIEVILLE                        8/1/2007          13.75      2/28 6 MO LIBOR
Odessa                              6/1/2007          13.75      2/28 6 MO LIBOR IO
Odessa                                                    0      Fixed Rate Balloon
Pine                                                      0      Fixed Rate Balloon
PORTLAND                            7/1/2007          14.25      2/28 6 MO LIBOR
EAST BOSTON                         8/1/2007         15.175      2/28 6 MO LIBOR
Laceyville                                                0      Fixed Rate
Honeoye                             6/1/2007           15.4      2/28 6 MO LIBOR
Akron                               6/1/2010           17.4      5/25 6 MO LIBOR
Streetsboro                         6/1/2007           14.4      2/28 6 MO LIBOR IO
Miami                               6/1/2007          15.38      2/28 6 MO LIBOR
Riviera Beach                       5/1/2007           12.8      2/28 6 MO LIBOR
Hollywood                           6/1/2007           14.7      2/28 6 MO LIBOR
Saco                                6/1/2007           14.6      2/28 6 MO LIBOR
Saco                                6/1/2007           14.6      2/28 6 MO LIBOR
Tualatin                                                  0      Fixed Rate Balloon
Streetsboro                                               0      Fixed Rate Balloon
Phoenix                                                   0      Fixed Rate
Sarasota                            6/1/2008          12.75      3/27 6 MO LIBOR IO
ESCANABA                            7/1/2007          14.95      2/28 6 MO LIBOR
Ithaca                                                    0      Fixed Rate
CRYSTAL LAKE                        9/1/2007          14.65      2/28 6 MO LIBOR IO
METHUEN                             7/1/2007          13.05      2/28 6 MO LIBOR
MILAN                              10/1/2007          16.35      2/28 6 MO LIBOR
PHILADELPHIA                        7/1/2007          15.85      2/28 6 MO LIBOR
LEVITTOWN                           8/1/2007           13.1      2/28 6 MO LIBOR
PALM BRANCH                        10/1/2007          16.99      2/28 6 MO LIBOR
COLUMBIA                            9/1/2007           14.8      2/28 6 MO LIBOR
LINDEN                              7/1/2007          14.15      2/28 6 MO LIBOR
BEAUMONT                                                  0      Fixed Rate
MEMPHIS                                                   0      Fixed Rate
CAMPBELL                            7/1/2007          15.85      2/28 6 MO LIBOR
PITTSBURGH                                                0      Fixed Rate
ALTOONA                             8/1/2007          18.99      2/28 6 MO LIBOR
PHILADELPHIA                        7/1/2007          15.99      2/28 6 MO LIBOR
AKRON                               7/1/2007         14.775      2/28 6 MO LIBOR
HILTON                              8/1/2008           14.5      3/27 6 MO LIBOR
WOODSTOCK                           8/1/2007           15.5      2/28 6 MO LIBOR
UTICA                               7/1/2007           16.3      2/28 6 MO LIBOR
ST LOUIS                           10/1/2007           17.4      2/28 6 MO LIBOR
OCEAN SPRINGS                       8/1/2007          15.55      2/28 6 MO LIBOR
MURRIETA                            8/1/2007          13.45      2/28 6 MO LIBOR IO
WEST POINT                          8/1/2007          17.05      2/28 6 MO LIBOR
CARNESVILLE                         8/1/2007           14.9      2/28 6 MO LIBOR
MERCER                              8/1/2007           15.5      2/28 6 MO LIBOR
MERIDIAN                            8/1/2007          16.85      2/28 6 MO LIBOR
BRANDON                             8/1/2007          12.25      2/28 6 MO LIBOR
SPARTA                                                    0      Fixed Rate
BAYVILLE                                                  0      Fixed Rate
TOLEDO                              7/1/2007           14.7      2/28 6 MO LIBOR
SAN FRACISCO                        8/1/2007         11.875      2/28 6 MO LIBOR
CLAREMORE                           9/1/2007           15.3      2/28 6 MO LIBOR
ROSLYN                                                    0      Fixed Rate
IDYLLWILD                           8/1/2007          15.35      2/28 6 MO LIBOR IO
Bethlehem                           9/1/2007           14.7      2/28 6 MO LIBOR
JACKSON                             7/1/2007          16.35      2/28 6 MO LIBOR
BATON ROUGE                                               0      Fixed Rate
MILWAUKEE                           8/1/2007          15.99      2/28 6 MO LIBOR
OVERLAND PARK                       9/1/2007          14.75      2/28 6 MO LIBOR
NEW ORLEANS                         7/1/2007         13.125      2/28 6 MO LIBOR
BOISE                               5/1/2007          12.85      2/28 6 MO LIBOR IO
WILBRAHAM                           7/1/2007          14.99      2/28 6 MO LIBOR
WESTMINSTER                         7/1/2007          13.45      2/28 6 MO LIBOR
TWO RIVERS                          9/1/2007          18.05      2/28 6 MO LIBOR
ANDEAS                                                    0      Fixed Rate
GREENVILLE                          8/1/2007         14.875      2/28 6 MO LIBOR
MASSILLON                                                 0      Fixed Rate
DENVER                              8/1/2007          16.75      2/28 6 MO LIBOR IO
JACKSON                             8/1/2007           15.9      2/28 6 MO LIBOR
CHARLESTOWN                         7/1/2007          15.99      2/28 6 MO LIBOR
EVERETT                             8/1/2007          12.75      2/28 6 MO LIBOR
RATON                               8/1/2007           15.1      2/28 6 MO LIBOR
WEST HARTFORD                       8/1/2007          15.75      2/28 6 MO LIBOR
AKRON                               8/1/2007          16.75      2/28 6 MO LIBOR
KANSAS CITY                         8/1/2008           15.4      3/27 6 MO LIBOR
GREAT FALLS                        10/1/2007           13.5      2/28 6 MO LIBOR IO
RIVERDALE                           9/1/2007          14.99      2/28 6 MO LIBOR
GERMANTOWN                          9/1/2007           15.3      2/28 6 MO LIBOR
HOUSTON                                                   0      Fixed Rate
DETROIT                                                   0      Fixed Rate
GALLOWAY                            8/1/2007          14.75      2/28 6 MO LIBOR
JACKSON                             7/1/2007          15.25      2/28 6 MO LIBOR
PHILADELPHIA                        8/1/2007          14.35      2/28 6 MO LIBOR
BIG BEAR LAKE                       9/1/2007          12.95      2/28 6 MO LIBOR IO
TULSA                              10/1/2007          16.95      2/28 6 MO LIBOR
BRENTWOOD                           8/1/2007          14.85      2/28 6 MO LIBOR
SOMERVILLE                          8/1/2007           14.9      2/28 6 MO LIBOR
PALM HARBOR                         9/1/2007          13.55      2/28 6 MO LIBOR
ALLIANCE                            8/1/2007          15.75      2/28 6 MO LIBOR
MORRAL                              8/1/2008          15.45      3/27 6 MO LIBOR IO
BOYNE CITY                         10/1/2007           14.6      2/28 6 MO LIBOR
CORONA                              9/1/2007          13.45      2/28 6 MO LIBOR IO
NORTH MIAMI                                               0      Fixed Rate
SAVANNAH                            8/1/2007          12.99      2/28 6 MO LIBOR IO
CLEVELAND                          10/1/2007          15.75      2/28 6 MO LIBOR
LORAIN                              8/1/2007          15.55      2/28 6 MO LIBOR
YOUNGSTOWN                         10/1/2007          15.25      2/28 6 MO LIBOR
NEWBURGH                            8/1/2007          15.35      2/28 6 MO LIBOR
RACINE                              9/1/2007           14.5      2/28 6 MO LIBOR
BATON ROUGE                                               0      Fixed Rate
WHEELERSBURG                        8/1/2007         15.725      2/28 6 MO LIBOR
BLACKWELL                           8/1/2007          14.99      2/28 6 MO LIBOR
NAPOLEONVILLE                                             0      Fixed Rate
GARNER                              9/1/2007          15.99      2/28 6 MO LIBOR
JUDSONIA                            9/1/2007           13.5      2/28 6 MO LIBOR
FRAMINGHAM                          8/1/2007          15.15      2/28 6 MO LIBOR
DOUGLAS                                                   0      Fixed Rate
ANTWERP                             8/1/2007          13.99      2/28 6 MO LIBOR
DENHAM SPRINGS                      8/1/2007           13.4      2/28 6 MO LIBOR
HACIENDA HEIGHTS                                          0      Fixed Rate
HIGHLAND                            8/1/2007          13.85      2/28 6 MO LIBOR
ATHENS                              8/1/2007           13.8      2/28 6 MO LIBOR IO
CAHOKIA                             9/1/2007          14.95      2/28 6 MO LIBOR
BATON ROUGE                         8/1/2007          16.45      2/28 6 MO LIBOR
FLINT                               8/1/2007         14.375      2/28 6 MO LIBOR
ASHLAND                             8/1/2007          12.65      2/28 6 MO LIBOR IO
BIXBY                              10/1/2007           16.6      2/28 6 MO LIBOR IO
NASHVILLE                           7/1/2007           13.7      2/28 6 MO LIBOR
SOUTH BEND                          8/1/2007          14.95      2/28 6 MO LIBOR
LUCEDALE                            8/1/2007           16.3      2/28 6 MO LIBOR
HOUSTON                                                   0      Fixed Rate
LANCASTER                                                 0      Fixed Rate 40/30 Balloon
PERRIS                              9/1/2007          11.99      2/28 6 MO LIBOR IO
NOBLESVILLE                         8/1/2007          15.95      2/28 6 MO LIBOR
GRAYSVILLE                          8/1/2007          16.85      2/28 6 MO LIBOR
WASHINGTON                                                0      Fixed Rate
CHICAGO                             9/1/2007          14.35      2/28 6 MO LIBOR
KANSAS CITY                         8/1/2008          14.95      3/27 6 MO LIBOR IO
RANCHO MIRAGE                                             0      Fixed Rate
MOWEAQUA                            8/1/2007          14.65      2/28 6 MO LIBOR
PICO RIVERA                         8/1/2007          11.55      2/28 6 MO LIBOR IO
SPRINGFIELD                         8/1/2007          14.95      2/28 6 MO LIBOR
MORGANTON                           8/1/2007           14.7      2/28 6 MO LIBOR
COUNTRY CLUB HILLS                  9/1/2007           14.2      2/28 6 MO LIBOR
LUCEDALE                            8/1/2007           15.4      2/28 6 MO LIBOR
OAK PARK                            8/1/2007          12.99      2/28 6 MO LIBOR
ABINGTON                            8/1/2007           12.1      2/28 6 MO LIBOR
SANTA FE SPRINGS                                          0      Fixed Rate
ALPHARETTA                          8/1/2007          15.99      2/28 6 MO LIBOR
NORTH BABYLON                                             0      Fixed Rate
KANSAS CITY                         9/1/2008           14.2      3/27 6 MO LIBOR
PAULDING                            9/1/2007           14.9      2/28 6 MO LIBOR
MARGATE                             9/1/2007         14.425      2/28 6 MO LIBOR
NEW ORLEANS                                               0      Fixed Rate
MOBILE                              8/1/2007          16.75      2/28 6 MO LIBOR
FERNANDINA BEACH                    8/1/2007          11.25      2/28 6 MO LIBOR
SILVERTHORNE                        8/1/2007           13.5      2/28 6 MO LIBOR IO
WHARTON                                                   0      Fixed Rate
MOORESVILLE                         9/1/2007          15.75      2/28 6 MO LIBOR
COLORADO SPRINGS                   10/1/2007          15.65      2/28 6 MO LIBOR IO
MCGUFFEY                            8/1/2007          13.75      2/28 6 MO LIBOR
QUEEN CREEK                        10/1/2007           14.1      2/28 6 MO LIBOR IO
ORLANDO                                                   0      Fixed Rate
LUCEDALE                                                  0      Fixed Rate
MIAMI                               8/1/2007          14.05      2/28 6 MO LIBOR
MARTINS FERRY                       9/1/2007           15.9      2/28 6 MO LIBOR
PORTSMOUTH                          8/1/2007          13.05      2/28 6 MO LIBOR
ORCHARD PARK                        8/1/2007          14.25      2/28 6 MO LIBOR
EWA BEACH                                                 0      Fixed Rate IO
DISCOVERY BAY                                             0      Fixed Rate
PARK FOREST                         9/1/2007          13.65      2/28 6 MO LIBOR
FITHIAN                             8/1/2007           15.7      2/28 6 MO LIBOR
ROCKFORD                           10/1/2007          14.45      2/28 6 MO LIBOR
HAGERSTOWN                          8/1/2008          14.05      3/27 6 MO LIBOR IO
EXMORE                              9/1/2007           13.6      2/28 6 MO LIBOR
ST LOUIS                            9/1/2007           15.2      2/28 6 MO LIBOR
SADORUS                             9/1/2007          15.99      2/28 6 MO LIBOR
NORTH PLAINFIELD                    9/1/2007           14.7      2/28 6 MO LIBOR
LOS ANGELES                         9/1/2007           12.7      2/28 6 MO LIBOR
DETROIT                            10/1/2007           17.3      2/28 6 MO LIBOR
NILES                               9/1/2007          15.85      2/28 6 MO LIBOR
WAXHAW                             10/1/2007          15.75      2/28 6 MO LIBOR
JACKSON                             8/1/2007          14.25      2/28 6 MO LIBOR
PHELPS                                                    0      Fixed Rate
SELMA                               8/1/2007          13.75      2/28 6 MO LIBOR
FULTS                               9/1/2007          14.25      2/28 6 MO LIBOR
SIMPSONVILLE                                              0      Fixed Rate
BRECKSVILLE                         9/1/2007          14.95      2/28 6 MO LIBOR
OTTAWA                              9/1/2007          13.35      2/28 6 MO LIBOR
MILLPORT                            9/1/2007           15.3      2/28 6 MO LIBOR
HUBBARD LK                         10/1/2007          13.35      2/28 6 MO LIBOR
OPP                                 8/1/2007          14.85      2/28 6 MO LIBOR
NEWPORT                                                   0      Fixed Rate
ROCKFORD                                                  0      Fixed Rate
ST CHARLES                          9/1/2007           15.1      2/28 6 MO LIBOR
LA PUENTE                           9/1/2007           11.6      2/28 6 MO LIBOR IO
RICHMOND                            9/1/2007          16.65      2/28 6 MO LIBOR
ATCHISON                            9/1/2007           13.6      2/28 6 MO LIBOR
LEXINGTON                                                 0      Fixed Rate
WESTFIELD                           9/1/2007          15.45      2/28 6 MO LIBOR
BIRMINGHAM                          8/1/2007          15.75      2/28 6 MO LIBOR
BIRMINGHAM                          9/1/2008          17.99      3/27 6 MO LIBOR
ADA                                 9/1/2007          13.99      2/28 6 MO LIBOR
OSSINEKE                           10/1/2007          15.99      2/28 6 MO LIBOR
SHERWOOD                            9/1/2007          12.99      2/28 6 MO LIBOR IO
DAYTON                              9/1/2007          14.45      2/28 6 MO LIBOR
WORCESTER                          10/1/2007          14.99      2/28 6 MO LIBOR
TEMPLE HILLS                        9/1/2007          14.55      2/28 6 MO LIBOR
JOPLIN                             10/1/2007          13.65      2/28 6 MO LIBOR
KANSAS CITY                        10/1/2007           17.4      2/28 6 MO LIBOR
BEEBE                               9/1/2007          14.85      2/28 6 MO LIBOR
DUNDALK                                                   0      Fixed Rate
MOUNT MORRIS                       10/1/2007          14.15      2/28 6 MO LIBOR IO
ROSLINDALE                                                0      Fixed Rate
SANTA MARIA                                               0      Fixed Rate
MARICOPA                           10/1/2007          13.15      2/28 6 MO LIBOR IO
COLUMBIA                            9/1/2007          13.95      2/28 6 MO LIBOR
OIL CITY                           10/1/2007          13.35      2/28 6 MO LIBOR
ELWOOD                              9/1/2007           14.4      2/28 6 MO LIBOR IO
BUFFALO GROVE                       8/1/2007          13.75      2/28 6 MO LIBOR
DES MOINES                          9/1/2007          13.75      2/28 6 MO LIBOR
LANSING                            10/1/2007           16.7      2/28 6 MO LIBOR
LELAND                              9/1/2007          15.45      2/28 6 MO LIBOR
LAFAYETTE                           8/1/2007          14.65      2/28 6 MO LIBOR
CHICAGO                             9/1/2007          14.75      2/28 6 MO LIBOR
BRANT ROCK                                                0      Fixed Rate
HENDERSONVILLE                     10/1/2007          13.95      2/28 6 MO LIBOR
LOS ANGELES                        10/1/2007           14.1      2/28 6 MO LIBOR
ALBUQUERQUE                         7/1/2007          12.99      2/28 6 MO LIBOR
DENISON                            10/1/2007           16.9      2/28 6 MO LIBOR
WOODSTOCK                           8/1/2007           14.9      2/28 6 MO LIBOR
PAINESVILLE                         8/1/2007          13.95      2/28 6 MO LIBOR
SAINT JOHN                          9/1/2007          13.95      2/28 6 MO LIBOR
RIVERSIDE                           9/1/2007          12.99      2/28 6 MO LIBOR IO
APEX                                9/1/2007          14.45      2/28 6 MO LIBOR
PHOENIX                             9/1/2007          13.99      2/28 6 MO LIBOR
PHILADELPHIA                        9/1/2008           14.7      3/27 6 MO LIBOR IO
GARFIELD HTS                        8/1/2007          14.05      2/28 6 MO LIBOR IO
SAGINAW                            10/1/2007           17.9      2/28 6 MO LIBOR
WAUCONDA                            9/1/2007          13.75      2/28 6 MO LIBOR
PORTLAND                                                  0      Fixed Rate
ATLANTA                             8/1/2007          15.85      2/28 6 MO LIBOR
CLAYTON                             9/1/2007           13.7      2/28 6 MO LIBOR
ALBUQUERQUE                        10/1/2007          15.85      2/28 6 MO LIBOR
OZONE PARK                                                0      Fixed Rate
FLINT                               9/1/2007           16.7      2/28 6 MO LIBOR
MARGATE                             9/1/2007          12.99      2/28 6 MO LIBOR IO
MASSILLON                           9/1/2007           14.5      2/28 6 MO LIBOR IO
CASA GRANDE                         9/1/2007           14.9      2/28 6 MO LIBOR IO
SAN BERNARDINO                      9/1/2007           14.9      2/28 6 MO LIBOR
ALTO                                9/1/2007           16.4      2/28 6 MO LIBOR
WICHITA                                                   0      Fixed Rate
WINTER GARDEN                       9/1/2007          15.25      2/28 6 MO LIBOR
CICERO                              9/1/2007          15.25      2/28 6 MO LIBOR
MATTAPAN                            8/1/2007           13.9      2/28 6 MO LIBOR IO
KIRKLAND                           10/1/2007         12.875      2/28 6 MO LIBOR IO
BELLEVILLE                          9/1/2007          13.99      2/28 6 MO LIBOR
DAYTON                                                    0      Fixed Rate
LAS VEGAS                           9/1/2007          14.35      2/28 6 MO LIBOR IO
MURRIETA                           10/1/2007          12.99      2/28 6 MO LIBOR IO
ERIE                                8/1/2007          13.99      2/28 6 MO LIBOR
OSCEOLA MILLS                       9/1/2007           15.6      2/28 6 MO LIBOR
CANTON                              9/1/2007          14.55      2/28 6 MO LIBOR
BURGETTSTOWN                       10/1/2007          16.99      2/28 6 MO LIBOR
CLAYTON                             9/1/2007          13.25      2/28 6 MO LIBOR IO
LAKELAND                           10/1/2007          15.99      2/28 6 MO LIBOR
LOS ANGELES                         8/1/2007          14.99      2/28 6 MO LIBOR
WILLIAMSON                         10/1/2007           15.2      2/28 6 MO LIBOR
NOBLESVILLE                         8/1/2007          12.99      2/28 6 MO LIBOR IO
EAST ELMHURST                                             0      Fixed Rate
MEMPHIS                                                   0      Fixed Rate
DAYTON                              9/1/2007          14.65      2/28 6 MO LIBOR
INDEPENDENCE                                              0      Fixed Rate
FONTANA                             7/1/2007           14.1      2/28 6 MO LIBOR
CHICAGO                                                   0      Fixed Rate
TRAVERSE CITY                       9/1/2007         13.975      2/28 6 MO LIBOR
CEDARSVILLE                         9/1/2007         14.475      2/28 6 MO LIBOR
GONZALES                            9/1/2007           13.7      2/28 6 MO LIBOR
ESSEX                                                     0      Fixed Rate
PONTIAC                            10/1/2007         14.875      2/28 6 MO LIBOR IO
PORTLAND                            9/1/2007          15.15      2/28 6 MO LIBOR
FAIRFIELD                          10/1/2007          13.99      2/28 6 MO LIBOR IO
CLEVELAND                                                 0      Fixed Rate
KEMMERER                           10/1/2007          13.35      2/28 6 MO LIBOR
LYNDHURST                                                 0      Fixed Rate
WOODBRIDGE                          9/1/2007           13.5      2/28 6 MO LIBOR IO
ARNOLD                              9/1/2007          13.15      2/28 6 MO LIBOR
CLEVELAND                           8/1/2007          15.45      2/28 6 MO LIBOR
LAKEWOOD                            9/1/2007          13.99      2/28 6 MO LIBOR IO
PHOENIX                            10/1/2007           13.5      2/28 6 MO LIBOR IO
LYNN                                8/1/2007           14.5      2/28 6 MO LIBOR IO
MONROE                              9/1/2007           12.9      2/28 6 MO LIBOR
WILMINGTON                          8/1/2007           13.2      2/28 6 MO LIBOR
PETALUMA                           10/1/2007          12.35      2/28 6 MO LIBOR IO
MILL SPRING                         9/1/2007          15.55      2/28 6 MO LIBOR
CHICAGO                            10/1/2007          14.05      2/28 6 MO LIBOR
POULSBO                             9/1/2007          12.99      2/28 6 MO LIBOR IO
INDIO                               9/1/2007           13.3      2/28 6 MO LIBOR IO
LOS ANGELES                         9/1/2007             15      2/28 6 MO LIBOR
WEAVERVILLE                         9/1/2007          13.65      2/28 6 MO LIBOR
SONOMA                                                    0      Fixed Rate
CANTON                              9/1/2007          13.55      2/28 6 MO LIBOR
MIAMI                              10/1/2007         14.675      2/28 6 MO LIBOR
ORLANDO                             9/1/2007          12.99      2/28 6 MO LIBOR IO
ATTLEBORO                           7/1/2007          14.99      2/28 6 MO LIBOR
APPLE VALLEY                        6/1/2007          12.99      2/28 6 MO LIBOR IO
WEST PITTSBURG                      5/1/2007         16.125      2/28 6 MO LIBOR
WORCESTER                           6/1/2007         15.575      2/28 6 MO LIBOR
DETROIT                             9/1/2007          13.25      2/28 6 MO LIBOR
DISTRICT HEIGHTS                   10/1/2007          16.15      2/28 6 MO LIBOR
AURORA                              9/1/2007           12.9      2/28 6 MO LIBOR IO
SUGAR GROVE                         9/1/2007          12.75      2/28 6 MO LIBOR IO
TRACY                              10/1/2007         12.875      2/28 6 MO LIBOR IO
NEW HAVEN                           9/1/2007           14.5      2/28 6 MO LIBOR
STOCKTON                                                  0      Fixed Rate
AKRON                               9/1/2007           15.8      2/28 6 MO LIBOR
FREMONT                            10/1/2007           13.9      2/28 6 MO LIBOR
COLUMBUS                            8/1/2007         14.575      2/28 6 MO LIBOR
CURTICE                            10/1/2007           13.6      2/28 6 MO LIBOR
CHILLICOTHE                         9/1/2007           16.8      2/28 6 MO LIBOR
LEAVITTSBURG                                              0      Fixed Rate
SNELLVILLE                          9/1/2007          13.99      2/28 6 MO LIBOR IO
OAK PARK                            9/1/2007           14.3      2/28 6 MO LIBOR
ELKTON                              9/1/2007          14.55      2/28 6 MO LIBOR
VIRGINIA BEACH                      9/1/2007          13.99      2/28 6 MO LIBOR IO
NEW HAVEN                           9/1/2007          15.55      2/28 6 MO LIBOR
GERMANTOWN                          9/1/2007           15.4      2/28 6 MO LIBOR IO
ORLANDO                            10/1/2007           13.7      2/28 6 MO LIBOR IO
UHRICHSVILLE                                              0      Fixed Rate
ACWORTH                            10/1/2007          13.99      2/28 6 MO LIBOR
BRONXVILLE                          9/1/2007           15.8      2/28 6 MO LIBOR
BERLIN HEIGHTS                     10/1/2007          14.15      2/28 6 MO LIBOR
JONESBORO                           9/1/2007           16.3      2/28 6 MO LIBOR
GREENFIELD                          9/1/2007          14.65      2/28 6 MO LIBOR
DELRAY BEACH HEIGHTS               10/1/2007          13.99      2/28 6 MO LIBOR
CAMDEN                             10/1/2007          14.35      2/28 6 MO LIBOR
INDEPENDENCE TOWNSHIP              10/1/2007          13.54      2/28 6 MO LIBOR
OVERLAND PARK                       9/1/2007           15.3      2/28 6 MO LIBOR
SKIATOOK                            9/1/2007         14.775      2/28 6 MO LIBOR
SAN FRANCISCO                                             0      Fixed Rate
BRENTWOOD                          10/1/2007          14.99      2/28 6 MO LIBOR
DETROIT                            10/1/2007           15.3      2/28 6 MO LIBOR
SANTA ROSA                                                0      Fixed Rate
GALION                             10/1/2007          16.99      2/28 6 MO LIBOR
SHREVEPORT                         10/1/2008          16.45      3/27 6 MO LIBOR
MILWAUKEE                          10/1/2007          15.61      2/28 6 MO LIBOR
KANSAS CITY                         9/1/2007           14.2      2/28 6 MO LIBOR
CENTENNIAL                         10/1/2007          14.45      2/28 6 MO LIBOR IO
CHICAGO                            10/1/2007          16.15      2/28 6 MO LIBOR
CORBIN                              9/1/2007           15.3      2/28 6 MO LIBOR
AKRON                               9/1/2007           15.8      2/28 6 MO LIBOR
KANSAS CITY                        10/1/2007          16.25      2/28 6 MO LIBOR
CANAL WINCHESTER                    9/1/2007          13.99      2/28 6 MO LIBOR IO
ALBUQUERQUE                         9/1/2007           15.8      2/28 6 MO LIBOR
ZANESVILLE                          9/1/2007          14.75      2/28 6 MO LIBOR
TRAVERSE CITY                       9/1/2007          13.99      2/28 6 MO LIBOR
DECKERVILLE                        10/1/2007           15.2      2/28 6 MO LIBOR
KENTON                              9/1/2007           14.5      2/28 6 MO LIBOR
PARK RIDGE                                                0      Fixed Rate
PHILADELPHIA                        9/1/2008           14.7      3/27 6 MO LIBOR
MARTINEZ                           10/1/2007           12.9      2/28 6 MO LIBOR IO
LEXINGTON                                                 0      Fixed Rate
EUNICE                              9/1/2007           14.7      2/28 6 MO LIBOR
AUBURN                              9/1/2007          14.99      2/28 6 MO LIBOR
Norcross                           10/1/2007          15.99      2/28 6 MO LIBOR
SAINT LOUIS                        10/1/2007          18.05      2/28 6 MO LIBOR
NAPERVILLE                          9/1/2007           15.2      2/28 6 MO LIBOR
FORDS                               9/1/2007          14.15      2/28 6 MO LIBOR IO
HOLLAND                             9/1/2007         13.975      2/28 6 MO LIBOR
NELSONVILLE                                               0      Fixed Rate
KISSIMMEE                          10/1/2007           12.8      2/28 6 MO LIBOR IO
GRAFTON                            10/1/2007           13.5      2/28 6 MO LIBOR
CORONA                              9/1/2008          12.45      3/27 6 MO LIBOR
DES MOINES                          9/1/2007          16.85      2/28 6 MO LIBOR
GREENVILLE                          9/1/2007          14.99      2/28 6 MO LIBOR
BAY SHORE                                                 0      Fixed Rate
CHARLOTTE                           9/1/2007           15.3      2/28 6 MO LIBOR
EDEN PRAIRIE                        9/1/2007           15.5      2/28 6 MO LIBOR
SUMMIT                             10/1/2007          16.45      2/28 6 MO LIBOR
SOMERSET                           10/1/2007          14.75      2/28 6 MO LIBOR IO
SILVER SPRING                       9/1/2008          12.99      3/27 6 MO LIBOR IO
RIO RANCHO                          9/1/2007          12.65      2/28 6 MO LIBOR
PORT HURON                         10/1/2007          15.85      2/28 6 MO LIBOR
PUT-IN-BAY                                                0      Fixed Rate
MASTIC BEACH                       10/1/2007          15.15      2/28 6 MO LIBOR
TROY                               10/1/2007          13.99      2/28 6 MO LIBOR
MARICOPA                           10/1/2007           14.3      2/28 6 MO LIBOR IO
DETROIT                             9/1/2007          15.45      2/28 6 MO LIBOR
PHOENIX                             9/1/2007          13.99      2/28 6 MO LIBOR IO
CHICAGO                            10/1/2007          12.15      2/28 6 MO LIBOR
BELLEVILLE                         10/1/2007          13.99      2/28 6 MO LIBOR
HOPEWELL JUNCTION                  10/1/2007          15.85      2/28 6 MO LIBOR
VANDALIA                            9/1/2007          15.45      2/28 6 MO LIBOR
FLORENCE                            9/1/2007           15.7      2/28 6 MO LIBOR
CLARKSTOWN                          8/1/2007           12.9      2/28 6 MO LIBOR IO
VAN BUREN                          10/1/2007           14.2      2/28 6 MO LIBOR
ALBANY                              9/1/2007          15.65      2/28 6 MO LIBOR
GALESBURG                           9/1/2007          14.74      2/28 6 MO LIBOR
ALEXANDER                          10/1/2007           15.5      2/28 6 MO LIBOR IO
REDFORD                             9/1/2007           13.8      2/28 6 MO LIBOR
FRESNO                              9/1/2007           15.6      2/28 6 MO LIBOR
SEBRING                                                   0      Fixed Rate
ST PETERS                          10/1/2007          13.99      2/28 6 MO LIBOR IO
COLUMBUS                           10/1/2007           15.9      2/28 6 MO LIBOR
COLORADO SPRINGS                   10/1/2007           15.8      2/28 6 MO LIBOR IO
BURLINGTON                         10/1/2007          13.65      2/28 6 MO LIBOR
BATAVIA                            10/1/2007          14.99      2/28 6 MO LIBOR IO
DAYTON                              9/1/2007           14.5      2/28 6 MO LIBOR
LEBANON                            10/1/2007           17.6      2/28 6 MO LIBOR
MONTGOMERY VILLAGE                 10/1/2007          15.65      2/28 6 MO LIBOR IO
EVERGREEN                                                 0      Fixed Rate
JOLIET                             10/1/2007          14.99      2/28 6 MO LIBOR
LAURENS                            10/1/2007         14.825      2/28 6 MO LIBOR
GRAND RAPIDS                       10/1/2007          14.99      2/28 6 MO LIBOR
HUNTINGTON                                                0      Fixed Rate
BICKNELL                            9/1/2007          15.85      2/28 6 MO LIBOR
BRENTWOOD                           9/1/2007          12.99      2/28 6 MO LIBOR IO
TUSTIN                                                    0      Fixed Rate
WYOMING                            10/1/2007           15.1      2/28 6 MO LIBOR
WILMINGTON                         10/1/2007          16.35      2/28 6 MO LIBOR
DELRAY BEACH                        9/1/2007          15.99      2/28 6 MO LIBOR
MARIETTA                            9/1/2007         17.075      2/28 6 MO LIBOR
HOMELAND                                                  0      Fixed Rate
TAUNTON                            10/1/2007          16.85      2/28 6 MO LIBOR
CLEVELAND                           9/1/2007          14.55      2/28 6 MO LIBOR
MACHESNEY PARK                     10/1/2007           15.7      2/28 6 MO LIBOR
BUENA PARK                          9/1/2007          12.99      2/28 6 MO LIBOR IO
NEW PHILADELPHIA                   10/1/2007          15.99      2/28 6 MO LIBOR
CHICAGO                             9/1/2007          14.15      2/28 6 MO LIBOR
CUMMING                             9/1/2007           13.6      2/28 6 MO LIBOR
ROCKY RIVER                        10/1/2007           15.3      2/28 6 MO LIBOR IO
MUNCIE                                                    0      Fixed Rate
PLANO                               9/1/2007           12.8      2/28 6 MO LIBOR
MARION                              9/1/2007           16.9      2/28 6 MO LIBOR
ATLANTA                            10/1/2007          15.65      2/28 6 MO LIBOR
MEDWAY                              9/1/2007           16.2      2/28 6 MO LIBOR
FORT WAYNE                          9/1/2007          16.05      2/28 6 MO LIBOR
CHICAGO                                                   0      Fixed Rate
SLATEDALE                                                 0      Fixed Rate
HATBORO                             9/1/2007          13.15      2/28 6 MO LIBOR
KANSAS CITY                        10/1/2008           15.5      3/27 6 MO LIBOR
ASHTABULA                          10/1/2007           14.6      2/28 6 MO LIBOR
STRONGSVILLE                       10/1/2007          14.85      2/28 6 MO LIBOR
SILVER SPRING                       9/1/2007           12.9      2/28 6 MO LIBOR IO
KINGSTON                           10/1/2007           13.6      2/28 6 MO LIBOR IO
GREENVILLE                          9/1/2008          16.85      3/27 6 MO LIBOR
UPPER SANDUSKY                     10/1/2008          14.35      3/27 6 MO LIBOR IO
STAFFORD                           10/1/2007          13.85      2/28 6 MO LIBOR 40/30 Balloon
HAMPTON                             9/1/2007           15.1      2/28 6 MO LIBOR
CROSBY                                                    0      Fixed Rate
BOLINGBROOK                        10/1/2007          12.99      2/28 6 MO LIBOR IO
CHARDON                            10/1/2007          15.99      2/28 6 MO LIBOR
NICHOLASVILLE                       9/1/2007          15.99      2/28 6 MO LIBOR
ORLANDO                            10/1/2007          13.75      2/28 6 MO LIBOR IO
FAIRFIELD                           9/1/2007          12.99      2/28 6 MO LIBOR IO
AKRON                              10/1/2007          14.65      2/28 6 MO LIBOR
ROMEOVILLE                          9/1/2007          14.05      2/28 6 MO LIBOR
GREENVILLE                         10/1/2007          16.85      2/28 6 MO LIBOR
TACOMA                             10/1/2007          17.99      2/28 6 MO LIBOR
KANSAS CITY                        10/1/2007           17.5      2/28 6 MO LIBOR
CLEVELAND                          10/1/2007           16.5      2/28 6 MO LIBOR
ST CLAIR SHORES                                           0      Fixed Rate
PALOS HEIGHTS                                             0      Fixed Rate
ROHNERT PARK                       10/1/2007          13.65      2/28 6 MO LIBOR IO
MINNEAPOLIS                         9/1/2007           15.5      2/28 6 MO LIBOR
ODESSA                              9/1/2007          13.65      2/28 6 MO LIBOR IO
VERO BEACH                          9/1/2007          12.99      2/28 6 MO LIBOR
PHENIX CITY                                               0      Fixed Rate
MANISTEE                           10/1/2007           14.4      2/28 6 MO LIBOR
KANSAS CITY                         9/1/2007           15.1      2/28 6 MO LIBOR
LAWRENCEVILLE                      10/1/2007           12.5      2/28 6 MO LIBOR
OKLAHOMA CITY                      10/1/2007          13.99      2/28 6 MO LIBOR
NORTH CHARLESTON                   10/1/2007          15.35      2/28 6 MO LIBOR
COLUMBUS                                                  0      Fixed Rate
AKRON                               9/1/2007          15.35      2/28 6 MO LIBOR
LEXINGTON                                                 0      Fixed Rate
CANDLER                            10/1/2007          14.05      2/28 6 MO LIBOR IO
VERNON                              9/1/2007          15.55      2/28 6 MO LIBOR
BOLINGBROOK                         9/1/2007           14.1      2/28 6 MO LIBOR
DAVENPORT                          10/1/2007          13.25      2/28 6 MO LIBOR
MENTOR                             10/1/2007          13.15      2/28 6 MO LIBOR IO
RANCHO MURRIETA                                           0      Fixed Rate
MAUMELLE                           10/1/2007           14.7      2/28 6 MO LIBOR
DETROIT                             9/1/2007          12.95      2/28 6 MO LIBOR
LONG BEACH                         10/1/2007          12.99      2/28 6 MO LIBOR IO
DUBLIN                             10/1/2007          16.25      2/28 6 MO LIBOR IO
GLENDALE                            9/1/2007          14.25      2/28 6 MO LIBOR IO
JACKSONVILLE                        9/1/2007          15.75      2/28 6 MO LIBOR
BATTLE CREEK                        9/1/2007          18.15      2/28 6 MO LIBOR
PORTLAND                           10/1/2007          14.15      2/28 6 MO LIBOR IO
OLMSTED FALLS                      10/1/2007           14.1      2/28 6 MO LIBOR
NEWARK                             10/1/2007          15.35      2/28 6 MO LIBOR
TEMPE                              10/1/2007           13.9      2/28 6 MO LIBOR
DOVER                               9/1/2007         14.775      2/28 6 MO LIBOR
SPRINGFIELD                         9/1/2007          14.95      2/28 6 MO LIBOR
BEAVER DAM                          9/1/2007           15.9      2/28 6 MO LIBOR
WEST PALM BEACH                    10/1/2007          14.95      2/28 6 MO LIBOR
SPRINGFIELD                         9/1/2007           13.9      2/28 6 MO LIBOR
LOWELL                              9/1/2007          15.65      2/28 6 MO LIBOR
DECATUR                                                   0      Fixed Rate
APPLE VALLEY                        9/1/2007           14.1      2/28 6 MO LIBOR
HEMET                              10/1/2007             13      2/28 6 MO LIBOR IO
WAYNESVILLE                         9/1/2007          13.95      2/28 6 MO LIBOR
DUMFRIES                            9/1/2007           13.5      2/28 6 MO LIBOR IO
WASHINGTON                          9/1/2007           14.5      2/28 6 MO LIBOR
LAWRENCE                                                  0      Fixed Rate
TULSA                              10/1/2007           15.1      2/28 6 MO LIBOR
MIDDLETOWN                          9/1/2007          14.75      2/28 6 MO LIBOR
NAPLES                              9/1/2007          15.55      2/28 6 MO LIBOR
DAVENPORT                          10/1/2007          14.99      2/28 6 MO LIBOR
SAGINAW                            10/1/2007           13.8      2/28 6 MO LIBOR IO
MCKEESPORT                         10/1/2007          17.75      2/28 6 MO LIBOR
CAPITOL HEIGHTS                                           0      Fixed Rate
SAINT LOUIS                                               0      Fixed Rate
LAKE VILLA                         10/1/2007          14.95      2/28 6 MO LIBOR
CHIPPEWA LAKE                       9/1/2007          14.45      2/28 6 MO LIBOR
AIKEN                               9/1/2007          15.99      2/28 6 MO LIBOR
CHICAGO                            10/1/2007          15.55      2/28 6 MO LIBOR
SAINT LOUIS                         9/1/2007           17.7      2/28 6 MO LIBOR
EAST POINTE                        10/1/2007          16.25      2/28 6 MO LIBOR
CARLSBAD                               39356           13.2      2/28 6 MO LIBOR
GARDEN GROVE                                              0      Fixed Rate
LAKE CHARLES                           39326           15.9      2/28 6 MO LIBOR
WARREN                                 39326           12.5      2/28 6 MO LIBOR
NEW IBERIA                             39692          15.95      3/27 6 MO LIBOR
TOCCOA                                 39356           15.1      2/28 6 MO LIBOR IO
KINGS MILL                             39356          13.35      2/28 6 MO LIBOR
MEMPHIS                                39356           15.9      2/28 6 MO LIBOR
ROSEDALE                               39326           14.4      2/28 6 MO LIBOR
CANTON                                 39326         16.025      2/28 6 MO LIBOR
SAINT LOUIS                            39356          16.99      2/28 6 MO LIBOR
KNOXVILLE                              39356           15.3      2/28 6 MO LIBOR
CHICAGO                                39356           15.7      2/28 6 MO LIBOR
MEMPHIS                                39326           14.7      2/28 6 MO LIBOR
MORROW                                 39356          14.65      2/28 6 MO LIBOR IO
DELAWARE                               39326           13.5      2/28 6 MO LIBOR IO
LEXINGTON                              39356           13.5      2/28 6 MO LIBOR
CHICAGO                                                   0      Fixed Rate
BEAR                                                      0      Fixed Rate
ST LOUIS                               39356          13.99      2/28 6 MO LIBOR
WILMINGTON                             39326           13.9      2/28 6 MO LIBOR IO
FAYETTEVILLE                           39326          15.85      2/28 6 MO LIBOR
NEWCOMERSTOWN                                             0      Fixed Rate
LOUISBURG                              39326           15.8      2/28 6 MO LIBOR
PORT CLINTON                           39326         15.075      2/28 6 MO LIBOR
MIAMI                                  39356          15.85      2/28 6 MO LIBOR
DETROIT                                39326           16.8      2/28 6 MO LIBOR
GREENWOOD                              39356           13.4      2/28 6 MO LIBOR
NEW LENOX                              39326          13.99      2/28 6 MO LIBOR IO
RALEIGH                                39356          14.45      2/28 6 MO LIBOR
BERKLEY                                39356          15.45      2/28 6 MO LIBOR
FLINTSTONE                             39326          15.69      2/28 6 MO LIBOR
CHICAGO                                39356           14.6      2/28 6 MO LIBOR
STEVENS POINT                          39356           17.2      2/28 6 MO LIBOR
LANCASTER                              39326           14.4      2/28 6 MO LIBOR
CHICAGO                                39326           14.6      2/28 6 MO LIBOR
DETROIT                                39356           16.8      2/28 6 MO LIBOR
JOLIET                                 39326           14.3      2/28 6 MO LIBOR
VALLES MINES                           39356           14.1      2/28 6 MO LIBOR IO
LOWELLVILLE                                               0      Fixed Rate
HEPHZIBAH                              39356           13.9      2/28 6 MO LIBOR IO
PHILADELPHIA                           39356           16.9      2/28 6 MO LIBOR
SPENCER                                39356          16.25      2/28 6 MO LIBOR
EAST LAKE                              39356           14.6      2/28 6 MO LIBOR
WOODBRIDGE                             39326           13.9      2/28 6 MO LIBOR IO
NORWALK                                39722          15.85      3/27 6 MO LIBOR
SULLIVAN                               39326          14.85      2/28 6 MO LIBOR
WARRENVILLE                            39356          12.99      2/28 6 MO LIBOR
COLUMBUS                               39356           13.8      2/28 6 MO LIBOR IO
STREETSBORO                            39356           15.5      2/28 6 MO LIBOR
LUDLOW                                 39356          13.55      2/28 6 MO LIBOR
ATLANTA                                39326          16.35      2/28 6 MO LIBOR
SAN BERNARDINO                                            0      Fixed Rate
DRYDEN                                 39356          16.65      2/28 6 MO LIBOR
CINCINNATI                             39326          14.25      2/28 6 MO LIBOR
SCOTTSDALE                             39356           13.7      2/28 6 MO LIBOR
CORONA                                                    0      Fixed Rate
WOODBRIDGE                             39326           13.5      2/28 6 MO LIBOR
EMMETT                                                    0      Fixed Rate
SPENCER                                39356           14.3      2/28 6 MO LIBOR IO
SILER CITY                             39326          14.65      2/28 6 MO LIBOR
TINLEY PARK                                               0      Fixed Rate
IMLAY CITY                             39326           12.4      2/28 6 MO LIBOR
VERO BEACH                                                0      Fixed Rate
LITTLEROCK                                                0      Fixed Rate
LEE'S SUMMIT                           39356          14.75      2/28 6 MO LIBOR
FOSTORIA                                                  0      Fixed Rate
WISCONSIN DELLS                        39356          14.85      2/28 6 MO LIBOR
ST. LOUIS                              39326           14.3      2/28 6 MO LIBOR
PHILADELPHIA                           39356          14.45      2/28 6 MO LIBOR
WAUPACA                                39356          17.95      2/28 6 MO LIBOR
SILVER LAKE                            39356           13.9      2/28 6 MO LIBOR
COLUMBIA                               39356           12.9      2/28 6 MO LIBOR
CANTON                                 39326           15.9      2/28 6 MO LIBOR
YOUNGSTOWN                                                0      Fixed Rate
LOOKOUT MOUNTAIN                       39356          13.75      2/28 6 MO LIBOR
PITTSBURGH                             39356          16.45      2/28 6 MO LIBOR
RALEIGH                                39356          13.45      2/28 6 MO LIBOR
SALIDA                                 39356           13.2      2/28 6 MO LIBOR IO
WILMINGTON                             39356           13.5      2/28 6 MO LIBOR
DALLAS                                 39356          16.95      2/28 6 MO LIBOR
GREENVILLE                                                0      Fixed Rate
LITTLE ROCK                            39356           15.9      2/28 6 MO LIBOR
CHARLOTTE                              39326          13.95      2/28 6 MO LIBOR IO
OXNARD                                                    0      Fixed Rate
FISHERS                                39356           14.3      2/28 6 MO LIBOR
VIRGINIA BEACH                         39356          13.45      2/28 6 MO LIBOR
PELHAM                                 39356          17.95      2/28 6 MO LIBOR
LENNOX                                                    0      Fixed Rate
UNIONTOWN                              39356          16.45      2/28 6 MO LIBOR
DETROIT                                39356          15.25      2/28 6 MO LIBOR
NEWBURGH                               39326          14.75      2/28 6 MO LIBOR
SOUTH HOLLAND                          39326           14.9      2/28 6 MO LIBOR
ROCKLEDGE                              39326           14.3      2/28 6 MO LIBOR IO
WINBER                                 39356          14.15      2/28 6 MO LIBOR
WORCESTER                              39356           16.9      2/28 6 MO LIBOR
MARSHALL                               39356           16.2      2/28 6 MO LIBOR
BROADVIEW                                                 0      Fixed Rate
DETROIT                                39356          17.45      2/28 6 MO LIBOR
HUNTSVILLE                             39356          14.45      2/28 6 MO LIBOR
TOLEDO                                 39326           15.8      2/28 6 MO LIBOR
CARPENTERSVILLE                        39356           12.8      2/28 6 MO LIBOR
KINGMAN                                                   0      Fixed Rate
MAIDEN                                 39356          15.85      2/28 6 MO LIBOR
CHICAGO                                39356          12.95      2/28 6 MO LIBOR
MILFORD                                39356          13.95      2/28 6 MO LIBOR
TOLEDO                                 39326          12.99      2/28 6 MO LIBOR
EPHRAIM                                39356           16.2      2/28 6 MO LIBOR
SHAPLEIGH                                                 0      Fixed Rate
CHANDLER                               39356          15.99      2/28 6 MO LIBOR IO
MONTGOMERY                             39356           17.7      2/28 6 MO LIBOR
MARICOPA                               39356           14.7      2/28 6 MO LIBOR IO
CONYERS                                39356          13.95      2/28 6 MO LIBOR IO
POTTSTOWN                              39356          15.05      2/28 6 MO LIBOR
RIVIERA BEACH                                             0      Fixed Rate
HEMINGWAY                              39356          15.95      2/28 6 MO LIBOR
MARIETTA                               39356          16.45      2/28 6 MO LIBOR
OPA LOCKA                                                 0      Fixed Rate
CASTLE ROCK                            39356          14.15      2/28 6 MO LIBOR IO
WICHITA                                39356          15.35      2/28 6 MO LIBOR
WALDRON                                39326           14.7      2/28 6 MO LIBOR
COCOA                                  39356          14.15      2/28 6 MO LIBOR IO
ARLINGTON                              39356          15.85      2/28 6 MO LIBOR
SHELBURN                               39326          14.15      2/28 6 MO LIBOR
SUMMERVILLE                            39326           13.8      2/28 6 MO LIBOR
BURNS HARBOR                                              0      Fixed Rate
MADISON                                39356           16.6      2/28 6 MO LIBOR
FAIRFIELD                              39356          12.85      2/28 6 MO LIBOR IO
WESTLAND                               39356           12.6      2/28 6 MO LIBOR
JONESBORO                              39326         13.425      2/28 6 MO LIBOR
MADISON                                39356           16.6      2/28 6 MO LIBOR
KINGMAN                                                   0      Fixed Rate
COLORADO SPRINGS                       39356          16.65      2/28 6 MO LIBOR IO
CLEARWATER                             39356           14.6      2/28 6 MO LIBOR IO
COLUMBUS                               39356          16.45      2/28 6 MO LIBOR
WILMINGTON                             39356          12.95      2/28 6 MO LIBOR
NORTH HOLLYWOOD                        39356          12.05      2/28 6 MO LIBOR
MURPHY                                 39692          17.05      3/27 6 MO LIBOR
SHREVEPORT                             39356          13.99      2/28 6 MO LIBOR IO
DELTONA                                                   0      Fixed Rate
FREDERICKSBURG                         39326           18.6      2/28 6 MO LIBOR
LIGHTHOUSE POINT                                          0      Fixed Rate
WYOMING                                39356           15.7      2/28 6 MO LIBOR
MAPLE HEIGHTS                          39356           13.6      2/28 6 MO LIBOR
KANSAS CITY                            39356           15.9      2/28 6 MO LIBOR
INDIANAPOLIS                                              0      Fixed Rate
RICHMOND                                                  0      Fixed Rate
ALPENA                                 39356          15.25      2/28 6 MO LIBOR
CINCINNATI                             39326           15.9      2/28 6 MO LIBOR
WATERFORD                              39356          16.75      2/28 6 MO LIBOR
SELLERSBURG                            39356          13.99      2/28 6 MO LIBOR
EAST PEORIA                                               0      Fixed Rate
KANSAS CITY                            39356           17.3      2/28 6 MO LIBOR
KANSAS CITY                            39356          16.65      2/28 6 MO LIBOR
DAYTON                                 39356          16.45      2/28 6 MO LIBOR
EAST POINT                             39264          13.65      2/28 6 MO LIBOR IO
ALLENTOWN                              39295           14.7      2/28 6 MO LIBOR
ORLANDO                                39295          14.75      2/28 6 MO LIBOR IO
SILVER SPRING                          39295          14.55      2/28 6 MO LIBOR IO
SUMMERVILLE                                               0      Fixed Rate
WEYMOUNTH                              39295          13.15      2/28 6 MO LIBOR IO
SUN CITY                               39295          12.95      2/28 6 MO LIBOR IO
LOS ANGELES                            39295          13.25      2/28 6 MO LIBOR IO
DINGMANS FERRY                         39264          15.65      2/28 6 MO LIBOR
DES MOINES                             39295           14.6      2/28 6 MO LIBOR
PADUCAH                                39295          14.75      2/28 6 MO LIBOR
SANDWICH                               39264           13.8      2/28 6 MO LIBOR IO
NORWALK                                39295          14.25      2/28 6 MO LIBOR IO
BARTLESVILLE                           39264           13.9      2/28 6 MO LIBOR
OVERLAND PARK                          39295         14.925      2/28 6 MO LIBOR
TEMPLE HILLS                           39295           12.9      2/28 6 MO LIBOR IO
OVERLAND PARK                          39295         14.375      2/28 6 MO LIBOR
ST. CLAIR                              39295           14.8      2/28 6 MO LIBOR
HAGERSTOWN                             39295         13.425      2/28 6 MO LIBOR IO
FORT WORTH                                                0      Fixed Rate
GREENSBORO                                                0      Fixed Rate
YORK                                   39203           13.3      2/28 6 MO LIBOR
TEMECULA                               39356         13.575      2/28 6 MO LIBOR IO
HIGHLAND                               39356           14.8      2/28 6 MO LIBOR
KANSAS CITY                            39356          17.25      2/28 6 MO LIBOR
WORCESTER                              39356          13.99      2/28 6 MO LIBOR
PENN YAN                               39356          16.35      2/28 6 MO LIBOR
PROSPECT                               39356           16.9      2/28 6 MO LIBOR
SPRINGFIELD                            39356          15.99      2/28 6 MO LIBOR
TEXARKANA                              39722          14.99      3/27 6 MO LIBOR
LAKE ELSINORE                          39356          12.75      2/28 6 MO LIBOR IO
RUSSELLS POINT                         39326           16.9      2/28 6 MO LIBOR
TACOMA                                 39356           14.2      2/28 6 MO LIBOR IO
BOSTON                                 39356           13.3      2/28 6 MO LIBOR IO
PITTSBURGH                             39722          15.85      3/27 6 MO LIBOR
HIGHLAND MILLS                         39356          15.99      2/28 6 MO LIBOR
KANSAS CITY                            39356           14.4      2/28 6 MO LIBOR IO
TURNEY                                 39356           15.8      2/28 6 MO LIBOR
JACKSONVILLE                           39356          14.85      2/28 6 MO LIBOR
BERKELEY HEIGHTS                       39356           14.3      2/28 6 MO LIBOR IO
BROCKTON                               39295          11.95      2/28 6 MO LIBOR
MACOMB                                 39295          12.59      2/28 6 MO LIBOR
SUGAR GROVE                            39356          14.65      2/28 6 MO LIBOR IO
NIXA                                   39356           13.6      2/28 6 MO LIBOR
RIVERSIDE                              39356           13.5      2/28 6 MO LIBOR IO
LAKE WORTH                             39356          12.65      2/28 6 MO LIBOR IO
PLEASANT HILL                          39356           14.6      2/28 6 MO LIBOR
DEFUNIAK SPRINGS                                          0      Fixed Rate
STRUTHERS                              39356          16.55      2/28 6 MO LIBOR
TOLEDO                                 39326          14.15      2/28 6 MO LIBOR IO
BALTIMORE                              39356           12.6      2/28 6 MO LIBOR
CONCORD                                39356           14.3      2/28 6 MO LIBOR
OCEANSIDE                                                 0      Fixed Rate
SACO                                   39356          15.99      2/28 6 MO LIBOR
SAINT LOUIS                            39356          15.25      2/28 6 MO LIBOR
PULASKI                                39356          14.99      2/28 6 MO LIBOR
ROGERS                                 39356          16.65      2/28 6 MO LIBOR
PHILADELPHIA                           39356          14.99      2/28 6 MO LIBOR
JOPLIN                                 39356          16.95      2/28 6 MO LIBOR
RICHMOND                               39326           14.6      2/28 6 MO LIBOR
CULPEPER                               39356          14.35      2/28 6 MO LIBOR
CANTON                                 39722         14.275      3/27 6 MO LIBOR
KELLER                                 39356           13.4      2/28 6 MO LIBOR IO
NORTH LAS VEGAS                        39356          12.99      2/28 6 MO LIBOR
LEWISTON                                                  0      Fixed Rate
NEWAYGO                                39356           15.5      2/28 6 MO LIBOR
DAYTON                                 39326          14.45      2/28 6 MO LIBOR
AUBURN                                                    0      Fixed Rate
SPRINGFIELD                            39356           14.4      2/28 6 MO LIBOR
NORTH PROVIDENCE                       39356          13.75      2/28 6 MO LIBOR
COLUMBIA                                                  0      Fixed Rate
SAINT LOUIS                            39356          16.45      2/28 6 MO LIBOR
AUSTINTOWN                             39356          15.99      2/28 6 MO LIBOR
SALUDA                                                    0      Fixed Rate
GAITHERSBURG                           39326          14.25      2/28 6 MO LIBOR IO
AYNOR                                  39356           14.2      2/28 6 MO LIBOR
CHANDLER                               39356           13.1      2/28 6 MO LIBOR
AKRON                                                     0      Fixed Rate
FARRELL                                39356          15.45      2/28 6 MO LIBOR
NAPLES                                 39356          15.75      2/28 6 MO LIBOR
OLNEY                                  39326          14.99      2/28 6 MO LIBOR IO
TEMPLE HILLS                                              0      Fixed Rate
FLINT                                                     0      Fixed Rate
BUTLER                                                    0      Fixed Rate
WILLOWBROOK                            39356          13.65      2/28 6 MO LIBOR IO
CHICAGO                                39356          15.99      2/28 6 MO LIBOR IO
RAYMORE                                39356           15.6      2/28 6 MO LIBOR
RICHMOND                               39356         13.575      2/28 6 MO LIBOR IO
YARMOUTH                               39356           16.6      2/28 6 MO LIBOR
SILOAM SPRINGS                         39356          13.15      2/28 6 MO LIBOR
BATON ROUGE                            39356          14.35      2/28 6 MO LIBOR
CHARLOTTE                              39356          14.99      2/28 6 MO LIBOR IO
ONTARIO                                39356          13.34      2/28 6 MO LIBOR IO
TOLEDO                                 39356          13.05      2/28 6 MO LIBOR
LOS ANGELES                                               0      Fixed Rate
ATLANTA                                39356         15.525      2/28 6 MO LIBOR IO
ROSWELL                                39356          13.95      2/28 6 MO LIBOR
ROCKLIN                                39356          13.99      2/28 6 MO LIBOR IO
CINCINNATI                             39356           14.8      2/28 6 MO LIBOR IO
FAYETTEVILLE                           39356          13.55      2/28 6 MO LIBOR
AURORA                                 39356          14.99      2/28 6 MO LIBOR
SPRING VALLEY                          39356           14.9      2/28 6 MO LIBOR
ST LOUIS                               39356          14.55      2/28 6 MO LIBOR
IONIA                                  39356           15.8      2/28 6 MO LIBOR
WOODBRIDGE                             39356          13.15      2/28 6 MO LIBOR IO
EUCLID                                 39356          17.65      2/28 6 MO LIBOR
BOWLING GREEN                          39356          15.25      2/28 6 MO LIBOR
YOUNGSTOWN                                                0      Fixed Rate
INDIANAPOLIS                           39356           18.4      2/28 6 MO LIBOR
DETROIT                                39356           15.4      2/28 6 MO LIBOR
AKRON                                  39356          15.95      2/28 6 MO LIBOR
ST ALBANS                              39356          13.75      2/28 6 MO LIBOR
CRESAPTOWN                             39356          17.55      2/28 6 MO LIBOR
MIDDLETOWN                             39356          16.85      2/28 6 MO LIBOR
WEST COLUMBIA                                             0      Fixed Rate
CHARLOTTE                              39356           12.9      2/28 6 MO LIBOR
AUSTELL                                39356           17.4      2/28 6 MO LIBOR
COLORADO SPRINGS                       39356          13.45      2/28 6 MO LIBOR IO
CASTLE ROCK                            39295         13.475      2/28 6 MO LIBOR
ALBUQUERQUE                            39295         13.075      2/28 6 MO LIBOR IO
TERRE HAUTE                            39356          16.85      2/28 6 MO LIBOR
WICHITA                                39356           14.9      2/28 6 MO LIBOR
EAU CLAIRE                             39356           14.8      2/28 6 MO LIBOR IO
DIAMOND BAR                                               0      Fixed Rate
ORANGE                                                    0      Fixed Rate
FORT MYERS                             39356          16.25      2/28 6 MO LIBOR
WESTLAKE                               39356          13.75      2/28 6 MO LIBOR IO
SPRINGPORT                             39356          16.15      2/28 6 MO LIBOR IO
PATASKALA                              39722         13.125      3/27 6 MO LIBOR IO
GRAND LEDGE                            39722          14.65      3/27 6 MO LIBOR IO
TOLEDO                                 39356           15.3      2/28 6 MO LIBOR
CHICAGO                                39356           13.7      2/28 6 MO LIBOR
AKRON                                  39356           13.1      2/28 6 MO LIBOR IO
WEST HAVEN                             39356           15.5      2/28 6 MO LIBOR
CLIO                                   39356           13.7      2/28 6 MO LIBOR
N CHICAGO                              39722          15.75      3/27 6 MO LIBOR
WASHINGTON                             39356          12.99      2/28 6 MO LIBOR
WEST PALM BEACH                                           0      Fixed Rate
PEMBROKE PINES                                            0      Fixed Rate
HALLANDALE                                                0      Fixed Rate
PHOENIX                                39356          13.99      2/28 6 MO LIBOR IO
PORT SAINT LUCIE                                          0      Fixed Rate
MANASSAS                               39356          13.75      2/28 6 MO LIBOR IO
BIRDSBORO                              39356          14.05      2/28 6 MO LIBOR IO
CHICAGO                                39356          16.75      2/28 6 MO LIBOR
SILVER SPRING                          39356           14.5      2/28 6 MO LIBOR
FREDERICKSBURG                         39356           13.8      2/28 6 MO LIBOR IO
DUPONT                                 39356          16.55      2/28 6 MO LIBOR
SARATOGA SPRINGS                                          0      Fixed Rate
LEESBURG                                                  0      Fixed Rate
PORTLAND                               39356           15.9      2/28 6 MO LIBOR
MIDDLETOWN                             39356           13.5      2/28 6 MO LIBOR IO
ST. LOUIS                              39356           17.3      2/28 6 MO LIBOR
BLUE ISLAND                            39356          15.05      2/28 6 MO LIBOR
WINDHAM                                                   0      Fixed Rate
CINCINNATI                             39356          15.49      2/28 6 MO LIBOR
KISSIMMEE                              39356          13.85      2/28 6 MO LIBOR IO
GREERS FERRY                                              0      Fixed Rate
QUEEN CREEK                            39356          14.25      2/28 6 MO LIBOR IO
SARASOTA                               39356          16.75      2/28 6 MO LIBOR
COLD BROOK                             39356           15.9      2/28 6 MO LIBOR
RAYMOND                                39356          15.99      2/28 6 MO LIBOR
DETROIT                                39356           14.7      2/28 6 MO LIBOR
TERRE HAUTE                            39356          13.15      2/28 6 MO LIBOR
TRINITY                                39356          15.25      2/28 6 MO LIBOR
WESTBROOK                              39356          13.25      2/28 6 MO LIBOR
SEDALIA                                                   0      Fixed Rate
EL CENTRO                              39326           12.8      2/28 6 MO LIBOR IO
AVENTURA                               39356          15.99      2/28 6 MO LIBOR
EATON RAPIDS                           39356          13.35      2/28 6 MO LIBOR
CHICAGO                                39356          14.75      2/28 6 MO LIBOR
SILVER SPRING                          39356           13.9      2/28 6 MO LIBOR IO
ROGERS                                                    0      Fixed Rate
WOODRIDGE                                                 0      Fixed Rate
ATLANTA                                39356          13.99      2/28 6 MO LIBOR
RALEIGH                                39356          13.99      2/28 6 MO LIBOR
TERRE HAUTE                                               0      Fixed Rate
WASHINGTON                             39356          13.65      2/28 6 MO LIBOR
MESA                                   39356          14.75      2/28 6 MO LIBOR IO
FISHERS                                39356          14.25      2/28 6 MO LIBOR IO
BOOTHWYN                                                  0      Fixed Rate
TOLEDO                                                    0      Fixed Rate
CLEVELAND                              39356           15.5      2/28 6 MO LIBOR
TRAVERSE CITY                          39356          15.75      2/28 6 MO LIBOR
ARGOS                                  39356           16.5      2/28 6 MO LIBOR
MIAMI                                  39356          13.75      2/28 6 MO LIBOR IO
CINCINNATI                             40452           15.5      5/25 6 MO LIBOR
MINNEAPOLIS                            39356          13.45      2/28 6 MO LIBOR IO
SAINT LOUIS                            39356           16.9      2/28 6 MO LIBOR
COLUMBUS                                                  0      Fixed Rate
BARBERTON                              39356          15.75      2/28 6 MO LIBOR
GAHANNA                                39356           13.5      2/28 6 MO LIBOR IO
POPLAR GROVE                           39356           14.2      2/28 6 MO LIBOR
BEDFORD                                39356           15.2      2/28 6 MO LIBOR
BETHESDA                               39356          12.85      2/28 6 MO LIBOR IO
SILVER SPRING                          39356          12.99      2/28 6 MO LIBOR IO
ST PAUL                                39356           13.4      2/28 6 MO LIBOR
HOLLYWOOD                                                 0      Fixed Rate
NORFOLK                                39356          14.15      2/28 6 MO LIBOR
CLINTON                                39356          16.99      2/28 6 MO LIBOR
CANTON                                                    0      Fixed Rate
COLUMBUS                               39356           15.5      2/28 6 MO LIBOR
CHICAGO                                                   0      Fixed Rate 40/30 Balloon
RESTON                                 39356           13.5      2/28 6 MO LIBOR IO
HORSEHEADS                                                0      Fixed Rate
COLORADO SPRINGS                       39356          15.65      2/28 6 MO LIBOR
ORRVILLE                               39356          14.05      2/28 6 MO LIBOR
COLUMBUS                                                  0      Fixed Rate
ASHEVILLE                              39356          15.95      2/28 6 MO LIBOR
SAN SABA                               39356           15.8      2/28 6 MO LIBOR
CLINTON                                39356          16.15      2/28 6 MO LIBOR
BRASELTON                              39356           13.9      2/28 6 MO LIBOR
MILLERSBURG                                               0      Fixed Rate
FREDERICKSBURG                                            0      Fixed Rate
PITTSBURGH                             39356          15.99      2/28 6 MO LIBOR
GRAND HAVEN                            39356          13.95      2/28 6 MO LIBOR
CHICAGO                                39356          15.75      2/28 6 MO LIBOR
MONROE                                                    0      Fixed Rate
DALZELL                                                   0      Fixed Rate
LANSING                                                   0      Fixed Rate
HAZEL PARK                             39356           16.5      2/28 6 MO LIBOR
DETROIT                                                   0      Fixed Rate
EDMOND                                                    0      Fixed Rate
OKLAHOMA CITY                                             0      Fixed Rate
HICKSVILLE                             39356          13.85      2/28 6 MO LIBOR
CHATTANOOGA                            39356           15.9      2/28 6 MO LIBOR
VIRGINIA BEACH                         39722           12.9      3/27 6 MO LIBOR
KUNA                                   39356          12.85      2/28 6 MO LIBOR IO
ST JOSEPH                                                 0      Fixed Rate
KANSAS CITY                            39295          14.15      2/28 6 MO LIBOR
PALM HARBOR                            39295          12.99      2/28 6 MO LIBOR
HOSHCTON                               39356          16.25      2/28 6 MO LIBOR
ST LOUIS                               39356           18.3      2/28 6 MO LIBOR
FOUNTAIN VALLEY                                           0      Fixed Rate
HONEOYE FALLS                          39356          14.99      2/28 6 MO LIBOR
SOUTH LAKE TAHOE                                          0      Fixed Rate
FREDERICK                              39356           13.7      2/28 6 MO LIBOR IO
KISSIMMEE                              39356           13.5      2/28 6 MO LIBOR IO
RIVERSIDE                              39356          13.49      2/28 6 MO LIBOR
SATELLITE BEACH                                           0      Fixed Rate
SACRAMENTO                             39356          12.75      2/28 6 MO LIBOR
WIGGINS                                                   0      Fixed Rate
READING                                39356           14.4      2/28 6 MO LIBOR
EXETER                                 39356          14.95      2/28 6 MO LIBOR
POWELL                                 39356          14.99      2/28 6 MO LIBOR
COLUMBUS                               39356          14.66      2/28 6 MO LIBOR
WEST WAREHAM                           39356           15.6      2/28 6 MO LIBOR
COLUMBUS                               39356          12.85      2/28 6 MO LIBOR IO
SPRINGFIELD                                               0      Fixed Rate
OWEN                                   39356          15.05      2/28 6 MO LIBOR
MEDWAY                                 39356          12.99      2/28 6 MO LIBOR
PROCTORVILLE                                              0      Fixed Rate
MYRTLE BEACH                                              0      Fixed Rate
PLANTATION                             39692          15.17      3/27 6 MO LIBOR
COLORADO SPRINGS                                          0      Fixed Rate Balloon
Holbrook                               39630             13      3/27 6 MO LIBOR
Mangonia Park                          39630     13.89999962     3/27 6 MO LIBOR
Aldie                                  39630         13.125      3/27 6 MO LIBOR IO
Chicago                                39630     14.69999981     3/27 6 MO LIBOR IO
Bethel                                 39600     14.19999981     3/27 6 MO LIBOR IO
Joliet                                 39600     13.64999962     3/27 6 MO LIBOR
Mineral                                39234           14.5      2/28 6 MO LIBOR IO
Haxtun                                                    0      Fixed Rate
Chino Hills                            39630     12.35000038     3/27 6 MO LIBOR
Piscataway                             39600     11.30000019     3/27 6 MO LIBOR
Toms River                             39600     12.89999962     3/27 6 MO LIBOR IO
Jersey City                            39600     12.19999981     3/27 6 MO LIBOR IO
Fresno                                 39264          12.25      2/28 6 MO LIBOR IO
Renton                                 39600     13.14999962     3/27 6 MO LIBOR IO
Philadelphia                           39630     11.85000038     3/27 6 MO LIBOR
Sterling                               39630          13.75      3/27 6 MO LIBOR IO
Boulder                                39630     12.02499962     3/27 6 MO LIBOR
Jersey City                            39630     14.39999962     3/27 6 MO LIBOR
Paterson                               39630     12.85000038     3/27 6 MO LIBOR IO
Jamaica                                39630     12.69999981     3/27 6 MO LIBOR IO
Calwa                                  39264         13.625      2/28 6 MO LIBOR IO
Lodi                                   39630     13.05000019     3/27 6 MO LIBOR
Westland                               39630           13.5      3/27 6 MO LIBOR
El Mirage                              39264           14.5      2/28 6 MO LIBOR
Milford                                39264          13.25      2/28 6 MO LIBOR IO
Lawndale                               39630           12.5      3/27 6 MO LIBOR IO
Santa Clarita                          39630     12.64999962     3/27 6 MO LIBOR IO
Las Vegas                              39630     13.48999977     3/27 6 MO LIBOR IO
Columbus                               39630     12.85000038     3/27 6 MO LIBOR IO
Columbia                               39630     14.48999977     3/27 6 MO LIBOR
Lane                                   39630             13      3/27 6 MO LIBOR IO
Sacramento                             39264           12.5      2/28 6 MO LIBOR
Lenola                                 39630         14.125      3/27 6 MO LIBOR
Georgetown                             39630           13.5      3/27 6 MO LIBOR
Bakersfield                            39630     13.52499962     3/27 6 MO LIBOR
Van Nuys                               39600         12.625      3/27 6 MO LIBOR
San Bernardino                         39264         12.875      2/28 6 MO LIBOR IO
Mount Rainier                          39264     12.89999962     2/28 6 MO LIBOR
Charlotte                              39239          14.25      2/28 6 MO LIBOR IO
Mishawaka                              39264     13.98999977     2/28 6 MO LIBOR
Roulo                                  39235     14.03999996     2/28 6 MO LIBOR
Memphis                                39630             11      3/27 6 MO LIBOR IO
Lagrange                               39264          11.75      2/28 6 MO LIBOR
Tampa                                  39264     12.14999962     2/28 6 MO LIBOR
Yuton                                  39630     14.60000038     3/27 6 MO LIBOR
Lake Ridge                             39630         13.875      3/27 6 MO LIBOR IO
Berkeley                               39264     14.44999981     2/28 6 MO LIBOR
Stockton                               39264     12.89999962     2/28 6 MO LIBOR IO
Jonesboro                              39630          13.75      3/27 6 MO LIBOR
San Diego                              39630          12.25      3/27 6 MO LIBOR IO
Vernon                                 39630     14.14000034     3/27 6 MO LIBOR IO
Ossining                               39630           13.5      3/27 6 MO LIBOR IO
Oakland                                                   0      Fixed Rate
Tulare                                 39630             13      3/27 6 MO LIBOR
Greenacres                             39264         13.125      2/28 6 MO LIBOR IO
Gainesville                                               0      Fixed Rate IO
SOLEDAD                                39234         13.125      2/28 6 MO LIBOR IO
SANTA CLARITA                          39600          12.75      3/27 6 MO LIBOR IO
YUCCA VALLEY                           40299         12.999      5/25 6 MO LIBOR IO
ROANOKE                                39173          12.75      2/28 6 MO LIBOR
LINCOLN                                40299         12.125      5/25 6 MO LIBOR IO
NEWPORT                                                   0      Fixed Rate
LAKE MILTON                                               0      Fixed Rate
BEDFORD                                39173         12.875      2/28 6 MO LIBOR
DETROIT                                                   0      Fixed Rate
SAINT LOUIS                                               0      Fixed Rate
HARTFORD CITY                          39173         13.625      2/28 6 MO LIBOR
LENOX                                                     0      Fixed Rate
WASHINGTON                                                0      Fixed Rate
NORTH WEBSTER                                             0      Fixed Rate
RIVERVIEW                              39569         12.375      3/27 6 MO LIBOR IO
LA QUINTA                              39203         12.375      2/28 6 MO LIBOR IO
JACKSON HEIGHTS                        39569          13.25      3/27 6 MO LIBOR
FELTON                                 39173         12.375      2/28 6 MO LIBOR IO
SAN JOSE                               39203         12.125      2/28 6 MO LIBOR IO
APOPKA                                                    0      Fixed Rate
COUNCIL BLUFFS                         39234             12      2/28 6 MO LIBOR
CHICAGO                                38808             12      1/29 6 MO LIBOR
ATLANTA                                39569             13      3/27 6 MO LIBOR IO
LOS ANGELES                            39234           12.5      2/28 6 MO LIBOR IO
TOOELE                                 39173         13.375      2/28 6 MO LIBOR
NEW BEDFORD                                               0      Fixed Rate
NORTH DARTMOUTH                        39173           13.5      2/28 6 MO LIBOR
LAWTON                                 39203         11.625      2/28 6 MO LIBOR
WATERFORD                              39234         12.375      2/28 6 MO LIBOR
BRACKENRIDGE                                              0      Fixed Rate
VALLEJO                                39203             12      2/28 6 MO LIBOR IO
CHICAGO                                                   0      Fixed Rate
AVON                                   40269           13.5      5/25 6 MO LIBOR
ELKHART                                                   0      Fixed Rate
ORLANDO                                                   0      Fixed Rate
MILACA                                 39539         12.125      3/27 6 MO LIBOR
AKRON                                  39203           13.5      2/28 6 MO LIBOR
HOFFMAN ESTATES                        39173         12.875      2/28 6 MO LIBOR
WEST LAFAYETTE                         39203         13.125      2/28 6 MO LIBOR
RANCHO SANTA MARGARITA                 40330          12.25      5/25 6 MO LIBOR IO
SPENCER                                39234          13.25      2/28 6 MO LIBOR
SAN JOSE                               39203          11.75      2/28 6 MO LIBOR IO
CICERO                                 39234          12.25      2/28 6 MO LIBOR
REVERE                                 39234          12.25      2/28 6 MO LIBOR IO
KAYSVILLE                              39203             13      2/28 6 MO LIBOR
PORTLAND                               39569         13.875      3/27 6 MO LIBOR
NORTH HILLS                                               0      Fixed Rate
SCHENECTADY                            39600         13.375      3/27 6 MO LIBOR
CHICAGO                                39234          11.99      2/28 6 MO LIBOR
CHICAGO                                39234          14.75      2/28 6 MO LIBOR
RANCHO CUCAMONGA                       39234             12      2/28 6 MO LIBOR IO
SPRING GLEN T/O WAWARSING                                 0      Fixed Rate
SOUTH BEND                             39203         13.125      2/28 6 MO LIBOR
SAN DIEGO                              39600          12.25      3/27 6 MO LIBOR IO
MILLBURY                                                  0      Fixed Rate
CLIFTON PARK                           39203         12.375      2/28 6 MO LIBOR
PLAINFIELD                             39234          13.25      2/28 6 MO LIBOR
CORNING                                39600         13.875      3/27 6 MO LIBOR
LONG BEACH                             39234         13.625      2/28 6 MO LIBOR IO
SAN DIEGO                              39234          12.25      2/28 6 MO LIBOR IO
PITTSBURG                              39203         11.875      2/28 6 MO LIBOR IO
MADISON                                40299         11.875      5/25 6 MO LIBOR IO
BROOKLYN                               40330             12      5/25 6 MO LIBOR
EL CAJON                               39234          12.75      2/28 6 MO LIBOR IO
TACOMA                                 39234         12.625      2/28 6 MO LIBOR IO
IMPERIAL                               39234           12.5      2/28 6 MO LIBOR
FRESNO                                 39203         12.375      2/28 6 MO LIBOR
EL CAJON                               39234          12.25      2/28 6 MO LIBOR IO
FORT LAUDERDALE                        39234         15.375      2/28 6 MO LIBOR
PHILADELPHIA                                              0      Fixed Rate
GLENS FALLS                            39234         14.875      2/28 6 MO LIBOR
FRESNO                                 39203             13      2/28 6 MO LIBOR
FARMERSVILLE                           39234         11.999      2/28 6 MO LIBOR
REVERE                                 39569         12.999      3/27 6 MO LIBOR
HOBOKEN                                39234           12.5      2/28 6 MO LIBOR IO
LAWRENCE                               39569         14.875      3/27 6 MO LIBOR IO
DRAPER                                 39203         12.875      2/28 6 MO LIBOR IO
COLD SPRINGS                           39234         12.875      2/28 6 MO LIBOR
METHUEN                                39203         13.375      2/28 6 MO LIBOR
ORLANDO                                39600          13.75      3/27 6 MO LIBOR
CHULA VISTA                            39600         12.999      3/27 6 MO LIBOR IO
CHICAGO                                39234         13.375      2/28 6 MO LIBOR
WOODBURY                               39234           12.5      2/28 6 MO LIBOR IO
AUBREY                                                    0      Fixed Rate
PHENIX CITY                                               0      Fixed Rate
CHELSEA                                39600         11.999      3/27 6 MO LIBOR IO
CHICAGO                                39234         12.875      2/28 6 MO LIBOR
MIAMI                                                     0      Fixed Rate
HAMLIN                                 39569         12.625      3/27 6 MO LIBOR
EL SOBRANTE                            39234          11.75      2/28 6 MO LIBOR IO
ALBUQUERQUE                            39600         15.125      3/27 6 MO LIBOR
MASHPEE                                39234             12      2/28 6 MO LIBOR IO
EL PASO                                39600          13.75      3/27 6 MO LIBOR
STREAMWOOD                             39234          13.75      2/28 6 MO LIBOR
HAMMOND                                39569           13.5      3/27 6 MO LIBOR
WILLINGBORO                            39234             14      2/28 6 MO LIBOR
MONACA                                                    0      Fixed Rate
NORRISTOWN                             39234             15      2/28 6 MO LIBOR
DES PLAINES                            39234         14.375      2/28 6 MO LIBOR
HOPKINS                                39234         13.375      2/28 6 MO LIBOR
LONGVIEW                               39203          13.25      2/28 6 MO LIBOR IO
CORNELIUS                                                 0      Fixed Rate
GARDEN CITY                            39600          11.75      3/27 6 MO LIBOR IO
LYNWOOD                                39234          13.75      2/28 6 MO LIBOR
LAKE WORTH                             39234          13.25      2/28 6 MO LIBOR
INDIO                                  39234         12.875      2/28 6 MO LIBOR IO
ALEXANDRIA                             39234         14.125      2/28 6 MO LIBOR
BROOKLYN                               39600         13.125      3/27 6 MO LIBOR
RIVERSIDE                              39234          12.75      2/28 6 MO LIBOR IO
DENVER                                 39234           12.5      2/28 6 MO LIBOR IO
MURRIETA                                                  0      Fixed Rate IO
IRWIN                                  39234         12.875      2/28 6 MO LIBOR
SAINT LOUIS                                               0      Fixed Rate
EVESHAM                                39234         13.125      2/28 6 MO LIBOR
HAYWARD                                39234          12.75      2/28 6 MO LIBOR
CINCINNATI                                                0      Fixed Rate Balloon
DAYTONA BEACH                          39234         13.375      2/28 6 MO LIBOR
PERRIS                                 39203           13.5      2/28 6 MO LIBOR
MOUNT PLEASANT                         40330          13.25      5/25 6 MO LIBOR IO
SAINT LOUIS                            39600           13.5      3/27 6 MO LIBOR
LEBANON                                                   0      Fixed Rate
LAKEWOOD                               39234           11.5      2/28 6 MO LIBOR IO
DENVER                                 39234             13      2/28 6 MO LIBOR IO
LAS VEGAS                              39234          12.75      2/28 6 MO LIBOR IO
PLAINFIELD                             39600          12.99      3/27 6 MO LIBOR
MERCED                                 39203         13.125      2/28 6 MO LIBOR IO
NORTH LAS VEGAS                        39234          12.75      2/28 6 MO LIBOR
SAN JACINTO                            39600         12.625      3/27 6 MO LIBOR
RICHARDSON                             39600             13      3/27 6 MO LIBOR
PEORIA                                 39234             14      2/28 6 MO LIBOR
MIAMI                                  39234           13.5      2/28 6 MO LIBOR
MARGATE                                39234           12.5      2/28 6 MO LIBOR
BELLPORT                               39600             13      3/27 6 MO LIBOR
TOLEDO                                 39234         13.375      2/28 6 MO LIBOR
CHARDON                                                   0      Fixed Rate
AUBURN                                                    0      Fixed Rate
WHEELING                               39234         13.625      2/28 6 MO LIBOR IO
CITRUS HEIGHTS                         39234          13.25      2/28 6 MO LIBOR
WEST PALM BEACH                        39600          12.75      3/27 6 MO LIBOR IO
CLARKSTON                              39234             12      2/28 6 MO LIBOR
COUNTRY CLUB HILLS                                        0      Fixed Rate
MANTECA                                39203          12.25      2/28 6 MO LIBOR
MEXICO                                 39234         14.375      2/28 6 MO LIBOR
HUNTINGTON PARK                        39600          11.75      3/27 6 MO LIBOR IO
PHOENIX                                                   0      Fixed Rate
TOLEDO                                                    0      Fixed Rate
NORTH OLMSTED                          39234         14.375      2/28 6 MO LIBOR
WILLIAMSPORT                                              0      Fixed Rate
SEWICKLEY                              39600          12.25      3/27 6 MO LIBOR
FALMOUTH                               39600         14.375      3/27 6 MO LIBOR
FLUSHING                               39600         13.125      3/27 6 MO LIBOR IO
COLUMBIA                                                  0      Fixed Rate
PALM SPRINGS                                              0      Fixed Rate Balloon IO
CANOGA PARK AREA, LA                   39203         13.875      2/28 6 MO LIBOR IO
CLINTON TOWNSHIP                       39234         13.125      2/28 6 MO LIBOR
ALHAMBRA                               39234         11.375      2/28 6 MO LIBOR IO
ATLANTA                                39234         13.375      2/28 6 MO LIBOR
WASHINGTON TOWNSHIP                    39600         12.625      3/27 6 MO LIBOR IO
CHICAGO                                39234          13.99      2/28 6 MO LIBOR
AURORA                                 39234         12.625      2/28 6 MO LIBOR
CHICAGO                                39234         13.625      2/28 6 MO LIBOR
MURRIETA                               39234         11.999      2/28 6 MO LIBOR IO
YPSILANTI                              39234         13.999      2/28 6 MO LIBOR IO
SCHAUMBURG                             39234         13.125      2/28 6 MO LIBOR
ATOKA                                                     0      Fixed Rate
LANCASTER                                                 0      Fixed Rate
RANCHO CUCAMONGA                       39234         12.875      2/28 6 MO LIBOR
CHICAGO                                39234         12.625      2/28 6 MO LIBOR
GILBERT                                39234          13.25      2/28 6 MO LIBOR
DOLTON                                                    0      Fixed Rate
SUGAR LAND                             39234         12.875      2/28 6 MO LIBOR
SAINT LOUIS                            39234         13.625      2/28 6 MO LIBOR
GROVE CITY                             39600         12.125      3/27 6 MO LIBOR
MOUNT MORRIS                           39234         12.875      2/28 6 MO LIBOR
CHICAGO                                39234          12.25      2/28 6 MO LIBOR
HUMBLE                                                    0      Fixed Rate
HOWELL                                 39234         13.625      2/28 6 MO LIBOR IO
DAYTON                                                    0      Fixed Rate
AURORA                                 39600         12.999      3/27 6 MO LIBOR IO
CHICAGO                                                   0      Fixed Rate
CENTEREACH                             39600             14      3/27 6 MO LIBOR
MILWAUKEE                              39234         12.999      2/28 6 MO LIBOR
UPLAND                                                    0      Fixed Rate
LANCASTER                              39234         11.375      2/28 6 MO LIBOR IO
PALM DESERT                            39234          13.25      2/28 6 MO LIBOR
RENO                                                      0      Fixed Rate
GLADSTONE                              39234          12.25      2/28 6 MO LIBOR IO
MONTGOMERY                             39234             13      2/28 6 MO LIBOR
STATEN ISLAND                          39600         13.875      3/27 6 MO LIBOR
EUSTIS                                                    0      Fixed Rate
EVANSTON                               39234          10.99      2/28 6 MO LIBOR
DENVER                                 39234          12.25      2/28 6 MO LIBOR IO
LAKE WORTH                                                0      Fixed Rate IO
POMONA                                 39234         12.125      2/28 6 MO LIBOR IO
COLUMBUS                               39600         13.875      3/27 6 MO LIBOR
CONCORD                                39234         12.875      2/28 6 MO LIBOR IO
SARASOTA                               39234         12.375      2/28 6 MO LIBOR IO
HOUSTON                                39203          12.75      2/28 6 MO LIBOR
WEST JEFFERSON                                            0      Fixed Rate
MARION                                                    0      Fixed Rate
COLCHESTER                             39234         12.999      2/28 6 MO LIBOR
WEST HOLLYWOOD                         39234           12.5      2/28 6 MO LIBOR IO
PORT SAINT LUCIE                       39234          13.75      2/28 6 MO LIBOR
DOWNEY                                 39234          12.25      2/28 6 MO LIBOR IO
CARSON                                 39203         12.625      2/28 6 MO LIBOR IO
TRAVERSE CITY                          39234             12      2/28 6 MO LIBOR
MC LEAN                                39234          13.25      2/28 6 MO LIBOR
KYLE                                                      0      Fixed Rate
CHICAGO                                                   0      Fixed Rate
DOUGLASSVILLE                          39234             13      2/28 6 MO LIBOR
PARMA                                  39234          14.25      2/28 6 MO LIBOR
RANCHO CUCAMONGA                                          0      Fixed Rate
WARRENVILLE                            39234          13.25      2/28 6 MO LIBOR
DENTON                                                    0      Fixed Rate
COMPTON                                39600           12.5      3/27 6 MO LIBOR
WILLIAMSTON                            39234         13.375      2/28 6 MO LIBOR IO
FORT WORTH                                                0      Fixed Rate
WESTMORELAND CITY                                         0      Fixed Rate
GARLAND                                39234          13.75      2/28 6 MO LIBOR
WOODBRIDGE                             40330             13      5/25 6 MO LIBOR IO
CALUMET CITY                                              0      Fixed Rate
PLUMAS LAKE                            39234         11.999      2/28 6 MO LIBOR IO
MARION                                                    0      Fixed Rate
BRENTWOOD                              39234         13.125      2/28 6 MO LIBOR IO
SALT LAKE CITY                         39234           13.5      2/28 6 MO LIBOR IO
SCOTTSDALE                             39234          13.75      2/28 6 MO LIBOR IO
ATTICA T/O ALEXANDER                   39600         12.875      3/27 6 MO LIBOR
GAHANNA                                39234         13.125      2/28 6 MO LIBOR IO
VERNON HILLS                           39234          13.25      2/28 6 MO LIBOR
ROUND ROCK                                                0      Fixed Rate
HAMERSVILLE                            39234          12.25      2/28 6 MO LIBOR
MORRISTOWN                                                0      Fixed Rate
FORT WORTH                                                0      Fixed Rate
BAKERSFIELD                            39234          12.75      2/28 6 MO LIBOR IO
FRESNO                                                    0      Fixed Rate
JUSTIN                                                    0      Fixed Rate
OREGON CITY                            40330         12.875      5/25 6 MO LIBOR IO
SAN DIEGO                                                 0      Fixed Rate
GOSHEN                                 39234           12.5      2/28 6 MO LIBOR
NORTH LAS VEGAS                                           0      Fixed Rate
CHICAGO                                39234         12.875      2/28 6 MO LIBOR IO
CARNATION                              39234          12.75      2/28 6 MO LIBOR IO
LA QUINTA                              39234          11.75      2/28 6 MO LIBOR IO
VALLEJO                                39234         12.375      2/28 6 MO LIBOR IO
BAKERSFIELD                            39234           12.5      2/28 6 MO LIBOR
LAKE WORTH                             39234         13.125      2/28 6 MO LIBOR
STERLING HEIGHTS                       39234          13.25      2/28 6 MO LIBOR
PALMDALE                               40330          11.75      5/25 6 MO LIBOR IO
DALLAS                                 39234         13.125      2/28 6 MO LIBOR
APPLE VALLEY                           39234         13.375      2/28 6 MO LIBOR IO
MORENO VALLEY                          39234           11.5      2/28 6 MO LIBOR IO
MC KINNEY                              39234         13.375      2/28 6 MO LIBOR
RESEDA                                 39234          11.75      2/28 6 MO LIBOR IO
ARLINGTON                                                 0      Fixed Rate
BRAINERD                               39234         12.875      2/28 6 MO LIBOR IO
OAKLAND                                40330         12.999      5/25 6 MO LIBOR IO
NEWPORT                                39234          13.25      2/28 6 MO LIBOR
NORTH RICHLAND HILLS                   39600          13.25      3/27 6 MO LIBOR
HAWTHORNE                              39234         12.625      2/28 6 MO LIBOR IO
YAKIMA                                 39600          13.75      3/27 6 MO LIBOR
CHICAGO                                                   0      Fixed Rate
HENDERSON                              39234           12.5      2/28 6 MO LIBOR IO
HACIENDA HEIGHTS                       39234         13.875      2/28 6 MO LIBOR IO
DEERFIELD BEACH                        39234         12.125      2/28 6 MO LIBOR IO
BAY POINT                              40330         11.875      5/25 6 MO LIBOR IO
WAITE PARK                             39234          11.75      2/28 6 MO LIBOR
CARROLLTON                                                0      Fixed Rate
KENTWOOD                               39234          13.75      2/28 6 MO LIBOR IO
GAITHERSBURG                           39234         12.875      2/28 6 MO LIBOR
LINCOLN PARK                           39234             13      2/28 6 MO LIBOR
OAK LAWN                               39234          12.99      2/28 6 MO LIBOR
FORT COLLINS                           39234             13      2/28 6 MO LIBOR IO
TEMECULA                               39234         12.375      2/28 6 MO LIBOR IO
HARWOOD HEIGHTS                                           0      Fixed Rate
SCOTTSDALE                             39234          12.25      2/28 6 MO LIBOR
NIXA                                   39234         13.875      2/28 6 MO LIBOR
CHANDLER                               39600          12.75      3/27 6 MO LIBOR IO
OAKLAND                                39234           11.5      2/28 6 MO LIBOR IO
PHOENIX                                39234          12.75      2/28 6 MO LIBOR IO
FOREST GROVE                           39234          12.75      2/28 6 MO LIBOR IO
HILLIARD                               39234           13.5      2/28 6 MO LIBOR IO
ELGIN                                  39234          13.25      2/28 6 MO LIBOR
LESLIE                                                    0      Fixed Rate
SAN ANTONIO                            39600         13.875      3/27 6 MO LIBOR
WEST PALM BEACH                        39234             13      2/28 6 MO LIBOR IO
PHOENIX                                40330          12.25      5/25 6 MO LIBOR IO
PARK FOREST                                               0      Fixed Rate
SUPERIOR                               39234             13      2/28 6 MO LIBOR
LOS ANGELES                            39600         12.125      3/27 6 MO LIBOR IO
GILBERT                                39600          13.25      3/27 6 MO LIBOR
WEST BEND                              39234             12      2/28 6 MO LIBOR IO
STANSBURY PARK                         40330          12.75      5/25 6 MO LIBOR IO
LOMITA                                 39234           12.5      2/28 6 MO LIBOR IO
PORT COSTA                                                0      Fixed Rate
LONG BEACH                             39234          11.25      2/28 6 MO LIBOR IO
HUNTINGTON BEACH                       39234          12.25      2/28 6 MO LIBOR IO
CANOGA PARK                            39234         11.999      2/28 6 MO LIBOR IO
SAN RAFAEL                             39234          12.25      2/28 6 MO LIBOR IO
SUMMERVILLE                            39600          12.25      3/27 6 MO LIBOR IO
CENTREVILLE                            39234           12.5      2/28 6 MO LIBOR
COLUMBUS                               39234         14.125      2/28 6 MO LIBOR
ANTIOCH                                39234          11.25      2/28 6 MO LIBOR IO
KISSIMMEE                              39234          11.75      2/28 6 MO LIBOR IO
CHICAGO                                39234         11.875      2/28 6 MO LIBOR IO
ENGLEWOOD                                                 0      Fixed Rate
MINNEAPOLIS                            39234          12.75      2/28 6 MO LIBOR
RUNNING SPRINGS                        39234         12.125      2/28 6 MO LIBOR IO
CINCINNATI                             39600         12.375      3/27 6 MO LIBOR
RALEIGH                                39600           12.5      3/27 6 MO LIBOR IO
MIAMI                                  39234             12      2/28 6 MO LIBOR IO
WILLITS                                39234         12.375      2/28 6 MO LIBOR IO
SAN DIEGO                              39600         12.125      3/27 6 MO LIBOR IO
LANCASTER                              39234         11.999      2/28 6 MO LIBOR IO
COLORADO SPRINGS                       39234         11.999      2/28 6 MO LIBOR IO
OGDEN                                  39234         13.125      2/28 6 MO LIBOR
RESEDA AREA, LOS ANGELES               39234           11.5      2/28 6 MO LIBOR IO
HUNTINGTON BEACH                                          0      Fixed Rate IO
PLEASANT HILL                          39234         11.999      2/28 6 MO LIBOR IO
CHERRY VALLEY                          39234         12.875      2/28 6 MO LIBOR IO
GENEVA                                 39234         13.125      2/28 6 MO LIBOR
CHICAGO                                39234          13.25      2/28 6 MO LIBOR
SEAFORD                                                   0      Fixed Rate
MATTESON                               39600         12.625      3/27 6 MO LIBOR IO
MIAMI BEACH                            39234          12.25      2/28 6 MO LIBOR IO
SPRING                                                    0      Fixed Rate
BAKERSFIELD                            39234         11.875      2/28 6 MO LIBOR IO
IRVINE                                 39234          12.25      2/28 6 MO LIBOR IO
MERCER ISLAND                          39234         12.875      2/28 6 MO LIBOR IO
LAGUNA NIGUEL                          40330         11.999      5/25 6 MO LIBOR IO
DAVENPORT                              39234           12.5      2/28 6 MO LIBOR
CHICAGO                                39234         12.625      2/28 6 MO LIBOR
CHULA VISTA                            39234           12.5      2/28 6 MO LIBOR IO
PALM SPRINGS                           39234         13.625      2/28 6 MO LIBOR IO
EAST PROVIDENCE                                           0      Fixed Rate
YUCCA VALLEY                           39234         12.875      2/28 6 MO LIBOR
BROWNSTOWN                                                0      Fixed Rate
AUSTIN                                 39234          13.25      2/28 6 MO LIBOR IO
SIDNEY                                                    0      Fixed Rate
LEESBURG                                                  0      Fixed Rate
LACEY                                  39234             12      2/28 6 MO LIBOR IO
SAN DIEGO                              39234         11.625      2/28 6 MO LIBOR IO
BUENA PARK                             39234         12.999      2/28 6 MO LIBOR
MARYSVILLE                             39234             12      2/28 6 MO LIBOR IO
SEATTLE                                39234         11.875      2/28 6 MO LIBOR IO
YOUNGTOWN                              39234         12.875      2/28 6 MO LIBOR IO
TRACY                                  39234         11.625      2/28 6 MO LIBOR IO
FAIR OAKS                              39234          11.75      2/28 6 MO LIBOR IO
SAINT LOUIS                            39234          13.75      2/28 6 MO LIBOR
VERMILLION                             39234         12.625      2/28 6 MO LIBOR
WALDORF                                39234         12.125      2/28 6 MO LIBOR IO
MINNEAPOLIS                                               0      Fixed Rate
CARSON                                 39234          12.25      2/28 6 MO LIBOR IO
FONTANA                                39234         13.125      2/28 6 MO LIBOR
WHITE LAKE                             39234         12.625      2/28 6 MO LIBOR IO
CHICO                                                     0      Fixed Rate
SPRINGFIELD                            39600         12.875      3/27 6 MO LIBOR IO
LAWNDALE                               39234         11.875      2/28 6 MO LIBOR IO
MENIFEE                                39234          11.25      2/28 6 MO LIBOR IO
DENVER                                 39234         14.125      2/28 6 MO LIBOR
CINCINNATI                             39234         13.125      2/28 6 MO LIBOR IO
PASO ROBLES                            39234         11.375      2/28 6 MO LIBOR IO
LAKE WORTH                             39234           12.5      2/28 6 MO LIBOR IO
ARLINGTON                                                 0      Fixed Rate
SYRACUSE                                                  0      Fixed Rate
HOLLIS                                 39234          12.75      2/28 6 MO LIBOR IO
PACIFICA                               39234          11.75      2/28 6 MO LIBOR IO
ST. ALBANS                             39234           11.5      2/28 6 MO LIBOR IO
LOS ANGELES                                               0      Fixed Rate
GLENDORA                               39600          11.75      3/27 6 MO LIBOR IO
PORTLAND                               39600             12      3/27 6 MO LIBOR IO
AURORA                                 39234             12      2/28 6 MO LIBOR IO
BAKERSFIELD                            39234         11.999      2/28 6 MO LIBOR IO
SACRAMENTO                             39234         12.125      2/28 6 MO LIBOR IO
SACRAMENTO                             39234         11.875      2/28 6 MO LIBOR IO
CHULA VISTA                            39234         11.999      2/28 6 MO LIBOR IO
REDDING                                39234         12.125      2/28 6 MO LIBOR IO
STUDIO CITY AREA, LOS ANGE             39234         11.625      2/28 6 MO LIBOR IO
CINCINNATI                                                0      Fixed Rate
PACIFICA                               39234         11.875      2/28 6 MO LIBOR IO
SILVER SPRING                          39600          13.25      3/27 6 MO LIBOR IO
GLENDALE HEIGHTS                                          0      Fixed Rate
LOS ANGELES                            39234          12.75      2/28 6 MO LIBOR IO
PORT HUENEME                           39234         12.375      2/28 6 MO LIBOR IO
YUBA CITY                              39234         11.875      2/28 6 MO LIBOR IO
PALM SPRINGS                           39234         12.875      2/28 6 MO LIBOR IO
SCHENECTADY                            39600          12.25      3/27 6 MO LIBOR IO
NEW PRAGUE                             39234         12.625      2/28 6 MO LIBOR IO
CASTAIC                                39234         11.875      2/28 6 MO LIBOR IO
BAKERSFIELD                            39234         12.375      2/28 6 MO LIBOR IO
MATTAPAN                               39234         11.875      2/28 6 MO LIBOR
HAMMOND                                39234          13.75      2/28 6 MO LIBOR
LOWELL                                 39600         14.125      3/27 6 MO LIBOR
CHICAGO                                39234          13.75      2/28 6 MO LIBOR
SYLMAR AREA, LOS ANGELES               39234          12.25      2/28 6 MO LIBOR IO
MISSOULA                               39234         10.625      2/28 6 MO LIBOR IO
MARYSVILLE                             39600          12.25      3/27 6 MO LIBOR IO
RIO LINDA                              39234             11      2/28 6 MO LIBOR IO
FAIRPORT HARBOR                        39234         12.625      2/28 6 MO LIBOR IO
HIALEAH                                                   0      Fixed Rate
LAKE WORTH                             39234             13      2/28 6 MO LIBOR
JAMAICA                                39600         11.875      3/27 6 MO LIBOR IO
CHICAGO                                39234         12.875      2/28 6 MO LIBOR
FORT LAUDERDALE                        39600         13.625      3/27 6 MO LIBOR IO
ANTIOCH                                39234         12.375      2/28 6 MO LIBOR IO
SAN ANTONIO                            40330          13.25      5/25 6 MO LIBOR IO
PALM SPRINGS                           39234         11.375      2/28 6 MO LIBOR IO
COTTAGE GROVE                          39234           11.5      2/28 6 MO LIBOR IO
CARMICHAEL                             39234         12.125      2/28 6 MO LIBOR IO
RICHMOND                               39234         11.625      2/28 6 MO LIBOR IO
HUNTINGTON BEACH                       39234         12.999      2/28 6 MO LIBOR IO
RALEIGH                                39600         11.875      3/27 6 MO LIBOR IO
SAN FRANCISCO                          39234         12.125      2/28 6 MO LIBOR IO
TIGARD                                 39234          12.25      2/28 6 MO LIBOR IO
TUJUNGA                                39234         11.999      2/28 6 MO LIBOR IO
CAPITOL HEIGHTS                        39234         12.375      2/28 6 MO LIBOR IO
PORTLAND                               39600           12.5      3/27 6 MO LIBOR IO
BRAWLEY                                39234          12.25      2/28 6 MO LIBOR
SUNNYVALE                              39600         11.375      3/27 6 MO LIBOR IO
BALLWIN                                39234         12.375      2/28 6 MO LIBOR
TEMECULA                               39234          12.25      2/28 6 MO LIBOR IO
PASADENA                               39234         12.625      2/28 6 MO LIBOR
INDEPENDENCE                           39234         13.625      2/28 6 MO LIBOR IO
LITTLE FALLS                           39600         13.625      3/27 6 MO LIBOR
SAN JOSE                               39234           11.5      2/28 6 MO LIBOR IO
CORONA                                 39600           11.5      3/27 6 MO LIBOR IO
BAKERSFIELD                                               0      Fixed Rate
FONTANA                                39234          11.25      2/28 6 MO LIBOR IO
TEMECULA                               39234          11.25      2/28 6 MO LIBOR IO
REDMOND                                40330           12.5      5/25 6 MO LIBOR IO
GALT                                   39234           12.5      2/28 6 MO LIBOR IO
FRESNO                                 39234          12.25      2/28 6 MO LIBOR IO
MORRISON                               39234         12.375      2/28 6 MO LIBOR IO
SANTA ROSA                             39234         11.999      2/28 6 MO LIBOR IO
OCEANSIDE                              39234          11.75      2/28 6 MO LIBOR IO
SANTEE                                 39600         12.999      3/27 6 MO LIBOR IO
NASHVILLE                              39600         12.375      3/27 6 MO LIBOR IO
PROCTORVILLE                           39234         12.375      2/28 6 MO LIBOR
SILVER SPRING                          39234             14      2/28 6 MO LIBOR IO
LITTLETON                              40330         13.125      5/25 6 MO LIBOR
HOMESTEAD                              39234          13.25      2/28 6 MO LIBOR IO
IRVING                                 39234             14      2/28 6 MO LIBOR
CHICAGO                                39234           12.5      2/28 6 MO LIBOR IO
LONG BEACH                                                0      Fixed Rate IO
AVONDALE                               39234             12      2/28 6 MO LIBOR IO
STATELINE                              39600          12.25      3/27 6 MO LIBOR IO
GILROY                                 39234             12      2/28 6 MO LIBOR IO
MARION                                 39234         11.875      2/28 6 MO LIBOR IO
CHULA VISTA                            39234           12.5      2/28 6 MO LIBOR IO
SEVERNA PARK                           39234          13.75      2/28 6 MO LIBOR IO
FAIRFIELD                              39234         11.625      2/28 6 MO LIBOR IO
MINNEAPOLIS                            40330         11.875      5/25 6 MO LIBOR IO
CALABASAS                              39234         12.625      2/28 6 MO LIBOR IO
HAYWARD                                39234          13.25      2/28 6 MO LIBOR IO
TRACY                                  39234             12      2/28 6 MO LIBOR IO
CATHEDRAL CITY                         39234             12      2/28 6 MO LIBOR
RIVERSIDE                                                 0      Fixed Rate
SCOTTSDALE                             39234         11.875      2/28 6 MO LIBOR IO
MONTGOMERY                             39234         12.625      2/28 6 MO LIBOR IO
BROOKEVILLE                            39600         11.875      3/27 6 MO LIBOR IO
AFTON                                  39600             12      3/27 6 MO LIBOR IO
OCONOMOWOC                             39234           12.5      2/28 6 MO LIBOR IO
CICERO                                 39234             13      2/28 6 MO LIBOR
TIGARD                                                    0      Fixed Rate
SANTEE                                 39234          12.75      2/28 6 MO LIBOR IO
CYPRESS                                39600         11.375      3/27 6 MO LIBOR IO
NORWALK                                39234         11.875      2/28 6 MO LIBOR
SALADO                                                    0      Fixed Rate
CICERO                                 39234         12.625      2/28 6 MO LIBOR
GREENWICH                              39234         13.375      2/28 6 MO LIBOR
MINNEAPOLIS                                               0      Fixed Rate IO
HOUSTON                                39234         12.875      2/28 6 MO LIBOR
VICTORVILLE                            39234         11.999      2/28 6 MO LIBOR IO
LA PORTE                                                  0      Fixed Rate IO
FAIRFIELD                              39234           11.5      2/28 6 MO LIBOR IO
SHAKOPEE                               40330           12.5      5/25 6 MO LIBOR IO
LAKE STEVENS                           39234          11.75      2/28 6 MO LIBOR IO
CHICAGO                                39234         12.625      2/28 6 MO LIBOR IO
MARIETTA                               39600         12.375      3/27 6 MO LIBOR IO
PINELLAS PARK                          39234          13.25      2/28 6 MO LIBOR
ALEXANDRIA                             39234         13.375      2/28 6 MO LIBOR IO
NASHVILLE                              39234         12.125      2/28 6 MO LIBOR IO
OAK VIEW                               39234         11.999      2/28 6 MO LIBOR IO
SACRAMENTO                             39234          12.25      2/28 6 MO LIBOR IO
INDIANAPOLIS                           39234         11.875      2/28 6 MO LIBOR IO
TUKWILA                                39234           12.5      2/28 6 MO LIBOR IO
FREDERICKSBURG                         39234         12.625      2/28 6 MO LIBOR IO
ORLANDO                                39234           12.5      2/28 6 MO LIBOR IO
NORTH LAS VEGAS                        39234         12.625      2/28 6 MO LIBOR IO
SAN JOSE                               39234          11.75      2/28 6 MO LIBOR IO
PALM HARBOR                            39234           12.5      2/28 6 MO LIBOR IO
ST. PETERSBURG                         39234          12.75      2/28 6 MO LIBOR IO
MURRIETA                               39600             12      3/27 6 MO LIBOR IO
PITTSBURG                              39234         11.999      2/28 6 MO LIBOR IO
EL CAJON                               39234         12.375      2/28 6 MO LIBOR IO
BAKERSFIELD                                               0      Fixed Rate
CHANDLER                               39234         10.875      2/28 6 MO LIBOR IO
WESTON                                 39234          12.25      2/28 6 MO LIBOR IO
BOLINGBROOK                            39234         12.875      2/28 6 MO LIBOR IO
SALEM                                  39234          12.25      2/28 6 MO LIBOR IO
NEW PORT RICHEY                        39600          12.25      3/27 6 MO LIBOR IO
SAN MARCOS                             39234         11.999      2/28 6 MO LIBOR IO
DENVER                                 39234          11.75      2/28 6 MO LIBOR IO
ELK GROVE                              39234         12.125      2/28 6 MO LIBOR IO
ACWORTH                                39600             12      3/27 6 MO LIBOR IO
SPOKANE VALLEY                                            0      Fixed Rate
SAN JOSE                               39600         12.125      3/27 6 MO LIBOR IO
NEW KENSINGTON                         39234         12.625      2/28 6 MO LIBOR
MIAMI                                  39234         13.125      2/28 6 MO LIBOR IO
CINCINNATI                                                0      Fixed Rate
EUGENE                                 39600          12.75      3/27 6 MO LIBOR IO
FORT WAYNE                             39234         14.625      2/28 6 MO LIBOR
LAKE FOREST                            39234         12.125      2/28 6 MO LIBOR IO
RICHMOND                               39234          11.75      2/28 6 MO LIBOR IO
BAKERSFIELD                            39234         12.375      2/28 6 MO LIBOR IO
THOUSAND OAKS                          39600         11.375      3/27 6 MO LIBOR IO
BECKER                                                    0      Fixed Rate
RIVERDALE                              39600         12.625      3/27 6 MO LIBOR IO
ZIONSVILLE                             39234           14.5      2/28 6 MO LIBOR
EAST PALATKA                           39600           12.5      3/27 6 MO LIBOR IO
MIAMI                                  39234          11.75      2/28 6 MO LIBOR IO
SAN CLEMENTE                           39234         11.625      2/28 6 MO LIBOR IO
LANCASTER                              39234          11.75      2/28 6 MO LIBOR IO
CERRITOS                               39234         11.999      2/28 6 MO LIBOR IO
GIBSONTON                              39234           13.5      2/28 6 MO LIBOR
PORTLAND                               39234          12.25      2/28 6 MO LIBOR IO
LAKE FOREST                            39234           12.5      2/28 6 MO LIBOR IO
SAN BERNARDINO                         39234         11.999      2/28 6 MO LIBOR IO
TRINITY                                39234         11.625      2/28 6 MO LIBOR IO
LANDSDOWNE                             39600         11.875      3/27 6 MO LIBOR IO
MORGAN HILL                            39234           12.5      2/28 6 MO LIBOR IO
SAN DIEGO                              39234         11.999      2/28 6 MO LIBOR IO
LAWRENCEVILLE                          39600           12.5      3/27 6 MO LIBOR IO
BALDWIN PARK                           39234          11.99      2/28 6 MO LIBOR IO
BENICIA                                39600         12.625      3/27 6 MO LIBOR IO
LADERA RANCH                           39234         11.625      2/28 6 MO LIBOR IO
BROOKLYN                                                  0      Fixed Rate
MIAMI                                  39600           12.5      3/27 6 MO LIBOR IO
LAS VEGAS                              39234          11.75      2/28 6 MO LIBOR IO
HOUSTON                                39234           12.5      2/28 6 MO LIBOR IO
BOILING SPRING LAKES                   39600             12      3/27 6 MO LIBOR IO
NORTH LAS VEGAS                        39234           12.5      2/28 6 MO LIBOR IO
MANASSAS                               39234         11.625      2/28 6 MO LIBOR IO
VICTORVILLE                            39234         12.625      2/28 6 MO LIBOR IO
ALEXANDRIA                             39234         12.125      2/28 6 MO LIBOR IO
SALT LAKE CITY                         39234          12.25      2/28 6 MO LIBOR IO
VICTORVILLE                            39234           12.5      2/28 6 MO LIBOR IO
COON RAPIDS                            39234          12.25      2/28 6 MO LIBOR IO
CHARLOTTE                              39600          12.75      3/27 6 MO LIBOR IO
ORTING                                 39234         12.375      2/28 6 MO LIBOR IO
ROCK HILL                              39600         12.625      3/27 6 MO LIBOR IO
ELGIN                                  39234           12.5      2/28 6 MO LIBOR IO
NILES                                  39234         12.375      2/28 6 MO LIBOR
SAN JOSE                               39234         11.375      2/28 6 MO LIBOR IO
LAKESIDE                               39234         11.999      2/28 6 MO LIBOR IO
WESTLAND                               39234         13.999      2/28 6 MO LIBOR IO
CUMMING                                39600           12.5      3/27 6 MO LIBOR IO
LAWRENCEVILLE                          39600          12.25      3/27 6 MO LIBOR IO
VALPARAISO                             39234         14.125      2/28 6 MO LIBOR
CERES                                  39234          12.25      2/28 6 MO LIBOR IO
PHOENIX                                39234         11.875      2/28 6 MO LIBOR IO
LAWRENCEVILLE                          39600             13      3/27 6 MO LIBOR IO
FINDLAY                                39234          12.75      2/28 6 MO LIBOR IO
RIVERSIDE                              39234         12.875      2/28 6 MO LIBOR IO
RAMONA                                 39234         11.875      2/28 6 MO LIBOR IO
GUADALUPE                              39600         11.999      3/27 6 MO LIBOR IO
MCDONOUGH                              39600           12.5      3/27 6 MO LIBOR IO
COVINGTON                              40330          11.75      5/25 6 MO LIBOR IO
CLINTON                                39234             12      2/28 6 MO LIBOR IO
MESA                                   39234         11.875      2/28 6 MO LIBOR IO
STATESVILLE                            39600         12.375      3/27 6 MO LIBOR IO
COMPTON                                39234          12.25      2/28 6 MO LIBOR IO
WOODBRIDGE                             39234         13.125      2/28 6 MO LIBOR IO
STREAMWOOD                             39234         12.625      2/28 6 MO LIBOR IO
ROBBINSDALE                            39234          11.75      2/28 6 MO LIBOR IO
CORONA                                 39234          12.25      2/28 6 MO LIBOR IO
EL CAJON                               39234         11.875      2/28 6 MO LIBOR IO
CHINO HILLS                            39234         12.375      2/28 6 MO LIBOR IO
PARAMOUNT                              39234           12.5      2/28 6 MO LIBOR IO
WALDORF                                39234         12.375      2/28 6 MO LIBOR IO
CHATTANOOGA                            39234          12.25      2/28 6 MO LIBOR IO
PEABODY                                39234           13.5      2/28 6 MO LIBOR IO
BROOKLYN                               39600         10.999      3/27 6 MO LIBOR IO
NAMPA                                  39234          13.25      2/28 6 MO LIBOR IO
SOUTH GATE                             39234          11.25      2/28 6 MO LIBOR IO
BRONX                                  39600           12.5      3/27 6 MO LIBOR IO
LEBANON                                40330         12.625      5/25 6 MO LIBOR IO
ALISO VIEJO                            39234         12.625      2/28 6 MO LIBOR IO
CLAYTON                                39234         11.875      2/28 6 MO LIBOR IO
NEWPORT NEWS                           38808         17.625      3/27 6 MO LIBOR
SPRINGFIELD                            38991         17.125      3/27 6 MO LIBOR
LOS ANGELES                            39326         17.625      2/13 6 MO LIBOR Balloon
INDIANAPOLIS                                              0      Fixed Rate Balloon
VISALIA                                39326         14.999      2/13 6 MO LIBOR
ORANGEVALE                             39326         13.375      2/13 6 MO LIBOR Balloon
CENTRAL FALLS                          39295         17.375      2/13 6 MO LIBOR Balloon
MALDEN                                 39326         18.625      2/13 6 MO LIBOR Balloon
ALBUQUERQUE                                               0      Fixed Rate Balloon
BEAVERTON                              39326         17.125      2/13 6 MO LIBOR Balloon
FORT WAYNE                             39295         16.125      2/13 6 MO LIBOR Balloon
WEST PALM BEACH                        39295         16.125      2/13 6 MO LIBOR Balloon
LA MIRADA                              39295         16.125      2/13 6 MO LIBOR Balloon
CASSELBERRY                            39326         16.875      2/13 6 MO LIBOR Balloon
DAYTON                                 39295         16.375      2/13 6 MO LIBOR Balloon
CASSELBERRY                            39295         14.875      2/13 6 MO LIBOR Balloon
TRUCKEE                                                   0      Fixed Rate Balloon
SOUTH LAKE TAHOE                       39326         18.124      2/13 6 MO LIBOR Balloon
PHOENIX                                39326         17.375      2/13 6 MO LIBOR Balloon
CHANDLER                               39295         15.375      2/13 6 MO LIBOR Balloon
BAKERSFIELD                            39295         15.875      2/13 6 MO LIBOR Balloon
DENVER                                 39326         16.875      2/13 6 MO LIBOR Balloon
RICHMOND                               39326         16.375      2/13 6 MO LIBOR
BLOOMFIELD HILLS                       39295         16.125      2/13 6 MO LIBOR Balloon
ESCONDIDO                              39295         16.875      2/13 6 MO LIBOR Balloon
GREENACRES                             39326         16.875      2/13 6 MO LIBOR Balloon
BLUE ISLAND                                               0      Fixed Rate Balloon
MAYER                                  39326         17.375      2/13 6 MO LIBOR Balloon
MORENO VALLEY                          39295         16.875      2/13 6 MO LIBOR Balloon
PORT CHARLOTTE                         39326         15.625      2/13 6 MO LIBOR Balloon
PORTERVILLE                            39326         16.375      2/13 6 MO LIBOR Balloon
CEDAR VALLEY                                              0      Fixed Rate Balloon
INGLEWOOD                              39326         16.875      2/13 6 MO LIBOR Balloon
FYFFE                                                     0      Fixed Rate Balloon
RICHMOND                               39295         17.375      2/13 6 MO LIBOR Balloon
MESA                                   39295         16.375      2/13 6 MO LIBOR Balloon
LAS VEGAS                              39326         16.125      2/13 6 MO LIBOR Balloon
HOLLISTER                              39295          15.75      2/13 6 MO LIBOR Balloon
COMPTON                                39326         15.875      2/13 6 MO LIBOR Balloon
MIDDLEBORO                             39326         16.625      2/13 6 MO LIBOR Balloon
ORLANDO                                                   0      Fixed Rate Balloon
OCALA                                  39326         16.875      2/13 6 MO LIBOR Balloon
MAPLE VALLEY                           39295         14.625      2/13 6 MO LIBOR Balloon
PHOENIX                                39326         15.375      2/13 6 MO LIBOR Balloon
LAKE OSWEGO                                               0      Fixed Rate Balloon
HAZEL CREST                            39326         17.125      2/13 6 MO LIBOR Balloon
APACHE JUNCTION                                           0      Fixed Rate Balloon
INDIANAPOLIS                                              0      Fixed Rate Balloon
SACRAMENTO                             39295         16.375      2/13 6 MO LIBOR Balloon
PARKER                                                    0      Fixed Rate Balloon
GODFREY                                                   0      Fixed Rate Balloon
DELTA                                  39326         17.125      2/13 6 MO LIBOR Balloon
SEYMOUR                                39326         16.125      2/13 6 MO LIBOR Balloon
ELIZABETHTOWN                                             0      Fixed Rate Balloon
MURRIETA                               39295         16.875      2/13 6 MO LIBOR Balloon
MOORE                                                     0      Fixed Rate Balloon
KENT                                                      0      Fixed Rate Balloon
ONTARIO                                39326         15.125      2/13 6 MO LIBOR Balloon
ALPHARETTA                                                0      Fixed Rate Balloon
INDIANAPOLIS                                              0      Fixed Rate Balloon
PARADISE VALLEY                        39326         17.125      2/13 6 MO LIBOR Balloon
DENVER                                 39326         17.625      2/13 6 MO LIBOR Balloon
LAKEWOOD                               39326         15.375      2/13 6 MO LIBOR Balloon
FORT WAYNE                                                0      Fixed Rate Balloon
HIGHLANDS RANCH                        39326         17.125      2/13 6 MO LIBOR Balloon
PLEASANT GROVE                         39295         16.125      2/13 6 MO LIBOR Balloon
LINN                                                      0      Fixed Rate Balloon
CORONA                                 39326         15.125      2/13 6 MO LIBOR Balloon
SALINAS                                39326         17.125      2/13 6 MO LIBOR Balloon
MORENO VALLEY                          39295         17.125      2/13 6 MO LIBOR Balloon
TUCSON                                                    0      Fixed Rate Balloon
DORCHESTER                             39326         16.625      2/13 6 MO LIBOR Balloon
TUCSON                                 39295         17.125      2/13 6 MO LIBOR Balloon
BEND                                   39295          15.75      2/13 6 MO LIBOR Balloon
PAYSON                                                    0      Fixed Rate Balloon
HENDERSON                              39326         16.375      2/13 6 MO LIBOR Balloon
MURRAY                                 39326         17.375      2/13 6 MO LIBOR Balloon
LAVEEN                                 39326         16.125      2/13 6 MO LIBOR Balloon
DUDLEY                                 39326         17.375      2/13 6 MO LIBOR Balloon
BONNER SPRINGS                                            0      Fixed Rate Balloon
LAWRENCEVILLE                          39326         18.625      2/13 6 MO LIBOR Balloon
LEBANON JUNCTION                                          0      Fixed Rate Balloon
SHERWOOD                                                  0      Fixed Rate Balloon
PERRIS                                 39326          14.25      2/13 6 MO LIBOR Balloon
ORLANDO                                39326         14.125      2/13 6 MO LIBOR Balloon
FIRCREST                               39326         17.875      2/13 6 MO LIBOR Balloon
KISSIMMEE                                                 0      Fixed Rate Balloon
MUSKEGON                                                  0      Fixed Rate Balloon
VANCOUVER                              39295         15.625      2/13 6 MO LIBOR Balloon
CENTRAL FALLS                          39295         17.375      2/13 6 MO LIBOR Balloon
PITTSBURGH                                                0      Fixed Rate Balloon
NORTH PORT                             39326         17.125      2/13 6 MO LIBOR Balloon
GILBERT                                39295         17.125      2/13 6 MO LIBOR
TUCSON                                 39326         17.375      2/13 6 MO LIBOR Balloon
GLENDALE                               39326         19.125      2/13 6 MO LIBOR Balloon
PROVIDENCE                             39326         16.375      2/13 6 MO LIBOR Balloon
SPARKS                                 39326         17.125      2/13 6 MO LIBOR Balloon
CHICAGO                                39356         17.625      2/13 6 MO LIBOR Balloon
CHICAGO HEIGHTS                                           0      Fixed Rate Balloon
HILLSBORO                              39326         16.375      2/13 6 MO LIBOR Balloon
BOSTON                                 39326         16.625      2/13 6 MO LIBOR Balloon
GREENWOOD                              39326         15.875      2/13 6 MO LIBOR Balloon
MORENO VALLEY                          39295          15.75      2/13 6 MO LIBOR Balloon
SALT LAKE CITY                                            0      Fixed Rate Balloon
LOS ANGELES                            39295         17.375      2/13 6 MO LIBOR Balloon
FRESNO                                 39326         17.499      2/13 6 MO LIBOR Balloon
PITTSBURG                              39295          14.75      2/13 6 MO LIBOR Balloon
LAS VEGAS                              39326         16.125      2/13 6 MO LIBOR Balloon
QUEEN CREEK                            39326         17.125      2/13 6 MO LIBOR Balloon
LAS VEGAS                              39326         17.375      2/13 6 MO LIBOR Balloon
PAPILLION                                                 0      Fixed Rate Balloon
SAN FRANCISCO                          39326         14.999      2/13 6 MO LIBOR Balloon
TRACY                                  39326         13.375      2/13 6 MO LIBOR Balloon
LOS ANGELES                            39326           17.5      2/13 6 MO LIBOR Balloon
MAPLE VALLEY                           39295         17.125      2/13 6 MO LIBOR Balloon
BRIGHTON                               39295         17.125      2/13 6 MO LIBOR Balloon
FARMINGTON HILLS                       39326         16.375      2/13 6 MO LIBOR Balloon
PRINEVILLE                             39326         17.125      2/13 6 MO LIBOR Balloon
PILGER                                                    0      Fixed Rate Balloon
ALBUQUERQUE                                               0      Fixed Rate Balloon
THORNTON                               39326         16.125      2/13 6 MO LIBOR Balloon
APPLE VALLEY                           39326         16.875      2/13 6 MO LIBOR Balloon
THORNTON                                                  0      Fixed Rate Balloon
WHITE HALL                             39326         17.125      2/13 6 MO LIBOR Balloon
VIRGINIA BEACH                         39326         17.125      2/13 6 MO LIBOR
OAKLAND                                39326         16.375      2/13 6 MO LIBOR Balloon
PHOENIX                                39326         17.375      2/13 6 MO LIBOR Balloon
GRESHAM                                39326         17.125      2/13 6 MO LIBOR Balloon
RIALTO                                 39326         16.999      2/13 6 MO LIBOR Balloon
SAINT LOUIS                            39326         15.875      2/13 6 MO LIBOR Balloon
LAS VEGAS                              39326         16.375      2/13 6 MO LIBOR Balloon
FORT WORTH                                                0      Fixed Rate Balloon
EAST CANTON                                               0      Fixed Rate Balloon
EVERGREEN PARK                                            0      Fixed Rate Balloon
CHUBBUCK                                                  0      Fixed Rate Balloon
BOISE                                                     0      Fixed Rate Balloon
LOS ANGELES                            39326         16.875      2/13 6 MO LIBOR Balloon
IONE                                                      0      Fixed Rate Balloon
HILLSBORO                              39326         17.125      2/13 6 MO LIBOR Balloon
PAYETTE                                                   0      Fixed Rate Balloon
CLEARFIELD                             39326         14.875      2/13 6 MO LIBOR Balloon
SPRINGFIELD                            39326         15.875      2/13 6 MO LIBOR Balloon
SUGAR HILL                             39326         17.375      2/13 6 MO LIBOR Balloon
NEWMAN                                 39326         16.375      2/13 6 MO LIBOR Balloon
CHESTER                                                   0      Fixed Rate Balloon
BURIEN                                 39326         17.125      2/13 6 MO LIBOR Balloon
PORTLAND                               39326          15.75      2/13 6 MO LIBOR Balloon
RANDOLPH                               39326         17.125      2/13 6 MO LIBOR Balloon
JACKSONVILLE                           39326         18.375      2/13 6 MO LIBOR Balloon
COLUMBUS                                                  0      Fixed Rate Balloon
RICHMOND                                                  0      Fixed Rate Balloon
LOUISVILLE                                                0      Fixed Rate Balloon
FORDLAND                                                  0      Fixed Rate Balloon
ORLANDO                                39326           19.5      2/13 6 MO LIBOR Balloon
SAINT LOUIS                                               0      Fixed Rate Balloon
LAS VEGAS                              39326         17.375      2/13 6 MO LIBOR Balloon
STONE MOUNTAIN                         39326         16.375      2/13 6 MO LIBOR Balloon
COLLINSVILLE                           39326         18.625      2/13 6 MO LIBOR Balloon
PARAGOULD                                                 0      Fixed Rate Balloon
CRYSTAL                                39326         18.375      2/13 6 MO LIBOR Balloon
CEDAR VALLEY                           39326         16.125      2/13 6 MO LIBOR Balloon
PALM COAST                                                0      Fixed Rate Balloon
O FALLON                               39326         16.125      2/13 6 MO LIBOR Balloon
ALBUQUERQUE                            39326         17.375      2/13 6 MO LIBOR
NAMPA                                                     0      Fixed Rate Balloon
LANSING                                39326         17.125      2/13 6 MO LIBOR Balloon
LAS VEGAS                              39326         16.125      2/13 6 MO LIBOR Balloon
BOISE                                                     0      Fixed Rate Balloon
HENDERSON                              39326         15.375      2/13 6 MO LIBOR Balloon
BALTIMORE                                                 0      Fixed Rate Balloon
ANTIOCH                                39326         15.375      2/13 6 MO LIBOR Balloon
DELHI                                  39326         15.375      2/13 6 MO LIBOR Balloon
CLACKAMAS                              39326         17.125      2/13 6 MO LIBOR Balloon
TRACY                                  39326         16.375      2/13 6 MO LIBOR Balloon
PRINEVILLE                             39326         15.625      2/13 6 MO LIBOR Balloon
TRACY                                  39326         16.999      2/13 6 MO LIBOR Balloon
BUFORD                                 39326         17.375      2/13 6 MO LIBOR Balloon
HAYWARD                                39326         16.375      2/13 6 MO LIBOR Balloon
ORANGE CITY                            39326         17.125      2/13 6 MO LIBOR Balloon
COLUMBUS                                                  0      Fixed Rate Balloon
NORTH PORT                             39326         16.125      2/13 6 MO LIBOR Balloon
WINDERMERE                             39326         18.875      2/13 6 MO LIBOR Balloon
VISTA                                  39326         15.375      2/13 6 MO LIBOR Balloon
DAVENPORT                                                 0      Fixed Rate Balloon
PORTLAND                               39326         17.125      2/13 6 MO LIBOR Balloon
BANKS                                  39326         17.125      2/13 6 MO LIBOR Balloon
SYLVANIA                                                  0      Fixed Rate Balloon
COVINGTON                              39326         14.625      2/13 6 MO LIBOR Balloon
PHILADELPHIA                           39326         14.875      2/13 6 MO LIBOR Balloon
COLORA                                 39326         16.125      2/13 6 MO LIBOR Balloon
BATTLE CREEK                           39326         17.125      2/13 6 MO LIBOR Balloon
PORTERVILLE                            39326         16.499      2/13 6 MO LIBOR Balloon
REVERE                                 39326         17.625      2/13 6 MO LIBOR Balloon
VICTORVILLE                            39326         17.125      2/13 6 MO LIBOR Balloon
FONTANA                                39326         16.375      2/13 6 MO LIBOR Balloon
QUEEN CREEK                            39326         17.125      2/13 6 MO LIBOR Balloon
MOLINE                                                    0      Fixed Rate Balloon
VALRICO                                39326         17.125      2/13 6 MO LIBOR Balloon
ROXBURY                                                   0      Fixed Rate Balloon
WASHINGTON                             39326         20.625      2/13 6 MO LIBOR Balloon
HAVERHILL                              39326         17.375      2/13 6 MO LIBOR Balloon
HAWTHORNE                              39326         16.875      2/13 6 MO LIBOR Balloon
SANDY                                                     0      Fixed Rate Balloon
CASTLEWOOD                                                0      Fixed Rate Balloon
WEST VALLEY CITY                                          0      Fixed Rate Balloon
QUEEN CREEK                            39326         17.625      2/13 6 MO LIBOR Balloon
PAYSON                                                    0      Fixed Rate Balloon
INDEPENDENCE                                              0      Fixed Rate Balloon
PASADENA                               39326         15.125      2/13 6 MO LIBOR Balloon
SALINAS                                39326         16.999      2/13 6 MO LIBOR Balloon
COLORADO SPRINGS                       39326         17.125      2/13 6 MO LIBOR Balloon
ALBUQUERQUE                            39326         16.375      2/13 6 MO LIBOR Balloon
LOS ANGELES                            39326         15.499      2/13 6 MO LIBOR Balloon
POWDER SPRINGS                         39326         17.375      2/13 6 MO LIBOR Balloon
DULUTH                                 39326         14.375      2/13 6 MO LIBOR Balloon
SAN DIEGO                              39326           14.5      2/13 6 MO LIBOR Balloon
CHULA VISTA                            39326         16.625      2/13 6 MO LIBOR Balloon
PLANT CITY                             39326         17.125      2/13 6 MO LIBOR Balloon
DALLAS                                 39295         16.375      2/13 6 MO LIBOR Balloon
LAS VEGAS                              39326         17.125      2/13 6 MO LIBOR Balloon
PATTERSON                              39326         16.999      2/13 6 MO LIBOR Balloon
SALEM                                  39326         15.375      2/13 6 MO LIBOR Balloon
DALLAS                                 39326         15.999      2/13 6 MO LIBOR Balloon
PLANT CITY                             39326         16.875      2/13 6 MO LIBOR Balloon
KENDALLVILLE                                              0      Fixed Rate Balloon
DANVILLE                               39326         16.999      2/13 6 MO LIBOR Balloon
PASCO                                  39326         15.625      2/13 6 MO LIBOR Balloon
LYNCHBURG                                                 0      Fixed Rate Balloon
VANCOUVER                              39326         17.125      2/13 6 MO LIBOR Balloon
AVON                                   39326         17.125      2/13 6 MO LIBOR Balloon
PARAMOUNT                              39326         17.625      2/13 6 MO LIBOR Balloon
BLACKFOOT                                                 0      Fixed Rate Balloon
LOVELAND                               39326         17.125      2/13 6 MO LIBOR Balloon
SALT LAKE CITY                         39326         16.375      2/13 6 MO LIBOR Balloon
MEBANE                                                    0      Fixed Rate Balloon
MAGNA                                                     0      Fixed Rate Balloon
FRAMINGHAM                             39326         16.375      2/13 6 MO LIBOR Balloon
ORLANDO                                39326         15.625      2/13 6 MO LIBOR Balloon
DELTONA                                39326         17.125      2/13 6 MO LIBOR Balloon
TIGARD                                 39326         17.125      2/13 6 MO LIBOR Balloon
SAN LORENZO                            39326         16.999      2/13 6 MO LIBOR Balloon
TROY                                   39326         17.125      2/13 6 MO LIBOR Balloon
SCIO                                                      0      Fixed Rate Balloon
MC COOK                                                   0      Fixed Rate Balloon
DORAL                                  39326         17.125      2/13 6 MO LIBOR Balloon
ALBUQUERQUE                            39326         16.625      2/13 6 MO LIBOR Balloon
STOCKTON                               39326         17.125      2/13 6 MO LIBOR Balloon
DUVALL                                 39326         15.125      2/13 6 MO LIBOR Balloon
NAMPA                                  39326         15.625      2/13 6 MO LIBOR Balloon
MURRAYVILLE                                               0      Fixed Rate Balloon
RANCHO SANTA MARGARITA                 39326         15.625      2/13 6 MO LIBOR Balloon
JACKSONVILLE                           39326         20.125      2/13 6 MO LIBOR Balloon
ANTHEM                                 39326         17.125      2/13 6 MO LIBOR Balloon
PARAMOUNT                              39326         17.125      2/13 6 MO LIBOR Balloon
PORTLAND                               39326         17.375      2/13 6 MO LIBOR Balloon
BRENTWOOD                              39326         16.999      2/13 6 MO LIBOR Balloon
FAIRVIEW                               39326         17.125      2/13 6 MO LIBOR Balloon
HOOPER                                 39326         17.125      2/13 6 MO LIBOR Balloon
HERCULES                               39326         15.375      2/13 6 MO LIBOR Balloon
PUYALLUP                               39326         17.125      2/13 6 MO LIBOR Balloon
MANTECA                                39326         16.375      2/13 6 MO LIBOR Balloon
DALLAS                                 39326         18.375      2/13 6 MO LIBOR Balloon
LANCASTER                                                 0      Fixed Rate Balloon
ANDERSON                                                  0      Fixed Rate Balloon
PHOENIX                                39326         19.125      2/13 6 MO LIBOR Balloon
BROCKTON                               39326         17.375      2/13 6 MO LIBOR
SCOTTSDALE                             39326         15.125      2/13 6 MO LIBOR Balloon
SARATOGA SPRINGS                       39326         16.125      2/13 6 MO LIBOR Balloon
ORLANDO                                39326         20.125      2/13 6 MO LIBOR Balloon
YACOLT                                 39326         17.125      2/13 6 MO LIBOR Balloon
VANCOUVER                              39326         17.375      2/13 6 MO LIBOR Balloon
MANCHESTER                             39326         17.375      2/13 6 MO LIBOR Balloon
VANCOUVER                              39326         17.125      2/13 6 MO LIBOR Balloon
SPRING HILL                            39326         15.625      2/13 6 MO LIBOR Balloon
BRADENTON                              39326         18.375      2/13 6 MO LIBOR
NORTH LAS VEGAS                        39326         16.375      2/13 6 MO LIBOR Balloon
BUCKEYE                                39326         19.125      2/13 6 MO LIBOR Balloon
MESA                                   39326         17.125      2/13 6 MO LIBOR Balloon
VALLEY CENTER                          39326         16.999      2/13 6 MO LIBOR Balloon
LAKE WORTH                             39326         18.375      2/13 6 MO LIBOR Balloon
ANDERSON                               39326         17.625      2/13 6 MO LIBOR Balloon
SANTA MARIA                            39326         16.999      2/13 6 MO LIBOR Balloon
CALLAHAN                               39326         16.125      2/13 6 MO LIBOR Balloon
NORTH PORT                             39326         15.625      2/13 6 MO LIBOR Balloon
EXETER                                 39326         16.125      2/13 6 MO LIBOR Balloon
AMERICAN CANYON                        39326         16.999      2/13 6 MO LIBOR Balloon
SAINT LOUIS                            39326         17.375      2/13 6 MO LIBOR Balloon
ALHAMBRA                               39326         16.999      2/13 6 MO LIBOR Balloon
PORTLAND                               39326         17.125      2/13 6 MO LIBOR Balloon
TUCSON                                 39326         15.125      2/13 6 MO LIBOR Balloon
RENO                                   39326         17.375      2/13 6 MO LIBOR Balloon
CASSELBERRY                            39326         14.875      2/13 6 MO LIBOR Balloon
GLENDALE                               39326         17.375      2/13 6 MO LIBOR Balloon
CONCORD                                39326         17.125      2/13 6 MO LIBOR Balloon
MESA                                   39326         16.125      2/13 6 MO LIBOR Balloon
AUBURN                                 39326         16.625      2/13 6 MO LIBOR Balloon
SCOTTSDALE                             39326         15.875      2/13 6 MO LIBOR Balloon
ALBUQUERQUE                                               0      Fixed Rate Balloon
LAS VEGAS                              39326         16.375      2/13 6 MO LIBOR Balloon
GLENDALE                               39326         15.375      2/13 6 MO LIBOR Balloon
KIMMELL                                39326         14.125      2/13 6 MO LIBOR
NAMPA                                  39326         16.125      2/13 6 MO LIBOR Balloon
HAYWARD                                39326          14.25      2/13 6 MO LIBOR Balloon
TRENTON                                                   0      Fixed Rate Balloon
VIRGINIA BEACH                         39326         17.375      2/13 6 MO LIBOR Balloon
LAYTON                                 39326         17.125      2/13 6 MO LIBOR Balloon
PHOENIX                                39326         17.125      2/13 6 MO LIBOR Balloon
ARCADIA                                                   0      Fixed Rate Balloon
WOODS CROSS                            39326         16.375      2/13 6 MO LIBOR Balloon
CALDWELL                               39326         17.125      2/13 6 MO LIBOR Balloon
HARRIMAN                                                  0      Fixed Rate Balloon
MEMPHIS                                                   0      Fixed Rate Balloon
TALLAHASSEE                            39326         17.125      2/13 6 MO LIBOR Balloon
BEAVERTON                              39326         17.125      2/13 6 MO LIBOR Balloon
MORENO VALLEY                          39326         16.999      2/13 6 MO LIBOR Balloon
CRANSTON                               39326         16.875      2/13 6 MO LIBOR Balloon
SALEM                                  39326         17.125      2/13 6 MO LIBOR Balloon
SOLEDAD                                39326         16.999      2/13 6 MO LIBOR Balloon
NORRISTOWN                             39326         17.125      2/13 6 MO LIBOR Balloon
VANCOUVER                              39326         16.375      2/13 6 MO LIBOR Balloon
PLEASANTON                             39326         14.999      2/13 6 MO LIBOR Balloon
CHATTANOOGA                                               0      Fixed Rate Balloon
FLINT                                  39326         15.625      2/13 6 MO LIBOR Balloon
ANTIOCH                                39326         15.375      2/13 6 MO LIBOR Balloon
VALLEJO                                39326         16.125      2/13 6 MO LIBOR Balloon
BROOKLYN                               39326         17.125      2/13 6 MO LIBOR Balloon
ATLANTA                                39326         17.375      2/13 6 MO LIBOR Balloon
WATERFORD                              39326         17.125      2/13 6 MO LIBOR Balloon
HANOVER PARK                           39326         17.125      2/13 6 MO LIBOR Balloon
COMPTON                                39326         16.999      2/13 6 MO LIBOR Balloon
AUBURN                                                    0      Fixed Rate Balloon
BAY POINT                              39326         16.375      2/13 6 MO LIBOR Balloon
FALL CITY                              39326         16.125      2/13 6 MO LIBOR Balloon
PORT HURON                             39326         17.125      2/13 6 MO LIBOR Balloon
CAMBRIDGE                              39326         17.125      2/13 6 MO LIBOR Balloon
ESPARTO                                39326         16.999      2/13 6 MO LIBOR Balloon
LAS VEGAS                              39326         17.875      2/13 6 MO LIBOR Balloon
WORCESTER                              39326         16.125      2/13 6 MO LIBOR Balloon
ERIE                                                      0      Fixed Rate Balloon
HOLT                                   39326         17.125      2/13 6 MO LIBOR Balloon
WINTHROP                               39326         17.125      2/13 6 MO LIBOR Balloon
CITRUS HEIGHTS                         39326         17.125      2/13 6 MO LIBOR Balloon
ARVADA                                 39326         14.375      2/13 6 MO LIBOR
COLUMBUS                                                  0      Fixed Rate Balloon
PALM COAST                             39326         20.125      2/13 6 MO LIBOR Balloon
DETROIT                                                   0      Fixed Rate Balloon
SYRACUSE                                                  0      Fixed Rate Balloon
DENVER                                 39326         17.125      2/13 6 MO LIBOR

City                        Servicer     Originator    Pool     Loan Group
----------------------------------------------------------------------
Jennings                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Signal Mountain             COUNTRYWIDE  COUNTRYWIDE   Initial      1
Fremont                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Jamaica                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Elkhart                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Pueblo                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Trenton                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Hockessin                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Plymouth                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bel Nor                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Akron                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Hudson                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Chicago                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Hatton                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Boise                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Hartland                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Augusta                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lewisville                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Cragin                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Oak Park                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sugar Land                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Newark                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Simi Valley                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Upland                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Sarasota                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Queensbury                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Middletown                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Wellston                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Highland                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Saint Louis                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Jeffersonville              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Gumbo                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miramar                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
New Brunswick               COUNTRYWIDE  COUNTRYWIDE   Initial      2
East Brunswick              COUNTRYWIDE  COUNTRYWIDE   Initial      1
Marne                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Blythe                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Chesterfield                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Southfield                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Roscommon                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Pasadena                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Portland                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Valley Stream               COUNTRYWIDE  COUNTRYWIDE   Initial      2
Middleboro                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Bowdoinham                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Mogadore                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Charlotte                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Orlando                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Meriden                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Jackson                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Huffman                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Downey                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Chula Vista                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Calexico                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lake Montezuma              COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Diego                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Diego                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Margate                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Columbia                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Cloverly                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lakeland                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Kihei                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Anchorage                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Wagner                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Rincon                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Davie                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Orlando                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Apopka                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Merced                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Monona                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Huntley                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Perris                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Universal                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Cleveland                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Arlington                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Ldhl                        COUNTRYWIDE  COUNTRYWIDE   Initial      1
Gate                        COUNTRYWIDE  COUNTRYWIDE   Initial      1
Southaven                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Kismet                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Norwalk                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Perth Amboy                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Carrollton                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
East End                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Audubon                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
West Jordan                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Antioch                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Dixmoor                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Rodeo                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Cherrytown                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Naranja                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Tacoma                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lawrence                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Foxridge                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Ypsilanti                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Grand Blanc                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Brandon                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Shreveport                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Arvada                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Leominster                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Columbus                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Visalia                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Elk Grove                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Ceres                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Jupiter                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sherrills Ford              COUNTRYWIDE  COUNTRYWIDE   Initial      1
Merrifield                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Tampa                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Orlando                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Davie                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Topeka                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Merced                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Chula Vista                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Highland                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Kahuku                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Los Angeles                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
North Las Vegas             COUNTRYWIDE  COUNTRYWIDE   Initial      1
Largo                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Vancouver                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Covell                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Omaha                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Palm Coast                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Belle Vernon                COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lakeland                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Elk Grove                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Visalia                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Joliet                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Coatesville                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Mira Loma                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Taylors                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Staunton                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Alloway                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Woodbury                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Orlando                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Loudville                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Wells                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Holly                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Calif City                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Flat Rock                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Corpus Christi              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Mendoza                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Antonio                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Midland                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
North Las Vegas             COUNTRYWIDE  COUNTRYWIDE   Initial      1
Long Beach                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Nashua                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Hoover                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Antioch                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Dolton                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sheridan                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Redland                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Foxridge                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Glyndon                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Seymour                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Manchester                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Kissimmee                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Orlando                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bellflower                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Stephens City               COUNTRYWIDE  COUNTRYWIDE   Initial      2
Topeka                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Vienna                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Las Vegas                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Hammond                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Pontiac                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Omaha                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Yuba City                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Muscoy                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Holland                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
La Crosse                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Knoxville                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Georgetown                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Danville                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Auburn                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Richton Park                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Austin                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Modello                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Tacoma                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Fontana                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Tempe                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Commerce                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Kismet                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Sepulveda                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Mount Sinai                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Irvington                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Buffalo                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Jamaica                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Newburgh                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sepulveda                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Brodheadsville              COUNTRYWIDE  COUNTRYWIDE   Initial      1
Antelope                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Sacramento                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fresno                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Ripon                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Vallejo                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Modesto                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Raymore                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Park Ridge                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Winnetka                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Belvedere                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Auburn                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
La Center                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Delaware                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Galion                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Humble                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Strathmore                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Mount Vernon                COUNTRYWIDE  COUNTRYWIDE   Initial      2
East Orange                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Redland                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fredericksburg              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Charleston                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Stone Mountain              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Decatur                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lawndale                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Cleveland                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Thousand Oaks               COUNTRYWIDE  COUNTRYWIDE   Initial      2
WILDOMAR                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Denver                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Downey                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
New Berlin                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lakeland                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Napa                        COUNTRYWIDE  COUNTRYWIDE   Initial      2
Mangonia Park               COUNTRYWIDE  COUNTRYWIDE   Initial      1
Port Charlotte              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lvpl                        COUNTRYWIDE  COUNTRYWIDE   Initial      1
Santa Clarita               COUNTRYWIDE  COUNTRYWIDE   Initial      2
Four Corners                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Dellwood                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Memphis                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Orlando                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Baldy Mesa                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Kansas City                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Rockford                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Atlanta                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Glenwood                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Versailles                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Billerica                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Staten Island               COUNTRYWIDE  COUNTRYWIDE   Initial      2
Valencia                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Sun Valley                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Compton                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Cucamonga                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Valencia                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Riverview                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Wenatchee                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Crofton                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Baton Rouge                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Dayton                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Devon                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fresno                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Claremont                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Fresno                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Stockton                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Avondale                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Baton Rouge                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sun City                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Jacksonville                COUNTRYWIDE  COUNTRYWIDE   Initial      2
Orlando                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Clearwater                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Philadelphia                COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Francisco               COUNTRYWIDE  COUNTRYWIDE   Initial      2
Chino                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Stockton                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
North Hollywood             COUNTRYWIDE  COUNTRYWIDE   Initial      2
La Quinta                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Odenton                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Rockford                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sioux Falls                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Gilbert                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Solon                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Dinuba                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
North Las Vegas             COUNTRYWIDE  COUNTRYWIDE   Initial      1
Citrus Heights              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Naranja                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Kroger                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lithonia                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Alpharetta                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Whitelaw                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Boise                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Walla Walla                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Seattle                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Renton                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Cypress                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Winnetka                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Cimarron                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Paterson                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Fontana                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Inglewood                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lakewood                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Las Cruces                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Moreno Valley               COUNTRYWIDE  COUNTRYWIDE   Initial      2
San Diego                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
West Jordan                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Goode                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Hiler                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Kansas City                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Wilmington                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Warren                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Harvey                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Slidell                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Dudley                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Grand Island                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Boise                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Morrison                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Darnestown                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
San Clemente                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Neuse                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Grand Blanc                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Bonita                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Palmdale                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Donna                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Omaha                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Mound                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Malta                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Seattle                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Centerville                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lynn Haven                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Conyers                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Whiting                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Ophir                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Laguna Beach                COUNTRYWIDE  COUNTRYWIDE   Initial      2
Los Angeles                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Arleta                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Sacramento                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sacramento                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Cleveland                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Gulfport                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Columbia                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Atlanta                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Atlanta                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Matlacha                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Norfolk                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Altamonte                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Tuscawilla                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Austin                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Desoto                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Indianapolis                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Carteret                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Walland                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Griffith                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Riverview                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Emerson                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Rainbow                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Arcadia                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Minooka                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Chicago                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Riner                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Gilbert                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sun City                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Stratham                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Midway                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Las Vegas                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
College Park                COUNTRYWIDE  COUNTRYWIDE   Initial      2
Las Vegas                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
                            COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fort Mohave                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
West Bridgewater            COUNTRYWIDE  COUNTRYWIDE   Initial      2
Farmingdale                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Saint Cloud                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Trenton                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Phoenix                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Glendale                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Buena Park                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Huntington Beach            COUNTRYWIDE  COUNTRYWIDE   Initial      2
Elyria                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Midwest City                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Grove                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Moreno                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Highlands                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Decatur                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Atlanta                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Ellenwood                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Atlanta                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Stowe                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Berkley                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Riverton                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Clifton                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Merrimack                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Peoria                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Volo                        COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bakersfield                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Gabriel                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
El Cajon                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lake Worth                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Linden                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Roseville                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Las Vegas                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fry                         COUNTRYWIDE  COUNTRYWIDE   Initial      1
Tacoma                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Bernardino              COUNTRYWIDE  COUNTRYWIDE   Initial      1
Covina                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
La Puente                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fresno                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Escondido                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Hazelwood                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miner                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Kenosha                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Walnut Creek                COUNTRYWIDE  COUNTRYWIDE   Initial      2
Morongo Valley              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Las Vegas                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Springfield                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Alafaya                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Osseo                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
River Edge                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Palm Bay                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Watts                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Mira Loma                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
West Covina                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Irwindale                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
San Fernando                COUNTRYWIDE  COUNTRYWIDE   Initial      2
Perris                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fry                         COUNTRYWIDE  COUNTRYWIDE   Initial      1
Orland                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bakersfield                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Jose                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
San Jose                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Firebaugh                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Redondo Beach               COUNTRYWIDE  COUNTRYWIDE   Initial      2
Palmdale                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Leominster                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Natick                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Yarmouth                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Redmond                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Bone                        COUNTRYWIDE  COUNTRYWIDE   Initial      1
Cimarron Hills              COUNTRYWIDE  COUNTRYWIDE   Initial      1
Brewster                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Cimarron Hills              COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bothell                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Auburn                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Cimarron Hills              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Caldwell                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Ruston                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Claiborne                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Southaven                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Oceanside                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bartlett                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Brockton                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Salisbury                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Baltimore                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Winchester                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Bakersfield                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Hollister                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
San Jose                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Roseville                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Bell                        COUNTRYWIDE  COUNTRYWIDE   Initial      2
Hazard                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Claremont                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Glendale                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Las Vegas                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Weymouth                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Tucson                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Stone Mountain              COUNTRYWIDE  COUNTRYWIDE   Initial      1
Mableton                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Mount Pleasant              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Ozark                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Otsego                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Kismet                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lacey                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Downey                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Albuquerque                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Las Vegas                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Herriman                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Eagle Rock                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Arrowbear Lake              COUNTRYWIDE  COUNTRYWIDE   Initial      1
Rincon                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bronx                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Naples                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Castle                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Shelbyville                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Peoria                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Richton Park                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Detroit                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Dover                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Rolling Meadows             COUNTRYWIDE  COUNTRYWIDE   Initial      1
Princeton                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Memphis                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lockport                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sepulveda                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Chicago                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bellingham                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lisle                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Faribault                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Red Bluff                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bristol                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Vista                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
La Puente                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fontana                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lugo                        COUNTRYWIDE  COUNTRYWIDE   Initial      2
La Puente                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Santa Clarita               COUNTRYWIDE  COUNTRYWIDE   Initial      2
Laurel                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Rosedale                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Castle Rock                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Aurora                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Aurora                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Colorado Springs            COUNTRYWIDE  COUNTRYWIDE   Initial      1
Aurora                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Englewood                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Highlands                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Guilford                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Brockton                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lynn                        COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lexington                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fresno                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Wappinger                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Flagg                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Stevensville                COUNTRYWIDE  COUNTRYWIDE   Initial      2
Sylmar                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Torrance                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
San Diego                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Cucamonga                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Salem                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Raleigh                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
North Oaks                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Orange                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Chicago                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Chicago                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Chicago                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Crestview                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Berlin                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Saugus                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Aurora                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Reece                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lees Summit                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Nampa                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Topeka                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Aurora                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Castle Rock                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Sylmar                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Roanoke                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Palmdale                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Houston                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Fresno                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Oak Park                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
North Manchester            COUNTRYWIDE  COUNTRYWIDE   Initial      2
Buchanan                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Homewood                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Kersey                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Bruceville                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Richmond                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Jamison                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Hatton                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Livermore                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Hayward                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Riverside                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Elk Grove                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Escondido                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Miami                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Aurora                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Brighton                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Denver                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Aurora                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Tulsa                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Luna                        COUNTRYWIDE  COUNTRYWIDE   Initial      2
Coleta                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Antonio                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Katy                        COUNTRYWIDE  COUNTRYWIDE   Initial      1
Memphis                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Nashville                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Brighton                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Aurora                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Tacoma                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Denver                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Jacksonville                COUNTRYWIDE  COUNTRYWIDE   Initial      2
Center                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Moquah                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Eastwick                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Rankin                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Enhaut                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
                            COUNTRYWIDE  COUNTRYWIDE   Initial      2
Everett                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Camby                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
BRIDGEPORT                  JPMCHASE     WMC           Additional   1
ELIZABETH                   JPMCHASE     WMC           Initial      1
FRANKLIN                    JPMCHASE     DECISION ONE  Initial      2
Lake                        COUNTRYWIDE  COUNTRYWIDE   Initial      2
Rossville                   JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      1
Mansfield                   JPMCHASE     NOVASTAR      Initial      1
Indianapolis                JPMCHASE     NOVASTAR      Initial      1
Turtle Creek                JPMCHASE     NOVASTAR      Initial      1
Pottersville                JPMCHASE     NOVASTAR      Initial      2
Buffalo                     JPMCHASE     NOVASTAR      Initial      1
Tallahassee                 JPMCHASE     NOVASTAR      Initial      1
Jacksonville                JPMCHASE     NOVASTAR      Initial      1
Chicago                     JPMCHASE     NOVASTAR      Initial      1
Baton Rouge                 JPMCHASE     NOVASTAR      Initial      2
Stuart                      JPMCHASE     NOVASTAR      Initial      1
Pittsburgh                  JPMCHASE     NOVASTAR      Initial      1
Raytown                     JPMCHASE     NOVASTAR      Initial      1
Hubbard                     JPMCHASE     NOVASTAR      Initial      1
Moreno Valley               JPMCHASE     NOVASTAR      Initial      1
Salem                       JPMCHASE     NOVASTAR      Initial      1
Inglewood                   JPMCHASE     NOVASTAR      Initial      1
Lake Charles                JPMCHASE     NOVASTAR      Initial      1
Baton Rouge                 JPMCHASE     NOVASTAR      Initial      1
Gardena                     JPMCHASE     NOVASTAR      Initial      1
Riverside                   JPMCHASE     NOVASTAR      Initial      2
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Corona                      JPMCHASE     NOVASTAR      Initial      2
Rantoul                     JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      2
Allegheny                   JPMCHASE     NOVASTAR      Initial      1
NORTH HIGHLANDS             JPMCHASE     ACCREDITED    Initial      2
Klein                       JPMCHASE     NOVASTAR      Initial      1
Massapequa                  JPMCHASE     NOVASTAR      Initial      2
Parkville                   JPMCHASE     NOVASTAR      Initial      2
Glen                        JPMCHASE     NOVASTAR      Initial      1
Candler                     JPMCHASE     NOVASTAR      Initial      1
Naomi                       JPMCHASE     NOVASTAR      Initial      1
Corona                      JPMCHASE     NOVASTAR      Initial      2
Hudson                      JPMCHASE     NOVASTAR      Initial      1
Quinton                     JPMCHASE     NOVASTAR      Initial      1
Franklin                    JPMCHASE     NOVASTAR      Initial      1
Portland                    JPMCHASE     NOVASTAR      Initial      1
Fresno                      JPMCHASE     NOVASTAR      Initial      1
Lykens                      JPMCHASE     NOVASTAR      Initial      1
Oak Park                    JPMCHASE     NOVASTAR      Initial      1
Columbus                    JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Ewing                       JPMCHASE     NOVASTAR      Initial      1
Lehigh                      JPMCHASE     NOVASTAR      Initial      1
Kilby                       JPMCHASE     NOVASTAR      Initial      1
Walloomsac                  JPMCHASE     NOVASTAR      Initial      1
Melbourne                   JPMCHASE     NOVASTAR      Initial      2
Plyler                      JPMCHASE     NOVASTAR      Initial      1
Baker                       JPMCHASE     NOVASTAR      Initial      1
Trenton                     JPMCHASE     NOVASTAR      Initial      1
Garden Grove                JPMCHASE     NOVASTAR      Initial      2
Randolph                    JPMCHASE     NOVASTAR      Initial      1
Batavia                     JPMCHASE     NOVASTAR      Initial      1
Kissimmee                   JPMCHASE     NOVASTAR      Initial      1
Etna                        JPMCHASE     NOVASTAR      Initial      1
Fairmount                   JPMCHASE     NOVASTAR      Initial      1
Scottsdale                  JPMCHASE     NOVASTAR      Initial      2
Candler                     JPMCHASE     NOVASTAR      Initial      1
Gilbert                     JPMCHASE     NOVASTAR      Initial      1
Greenwood                   JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      2
Vallejo                     JPMCHASE     NOVASTAR      Initial      2
Garland                     JPMCHASE     NOVASTAR      Initial      1
Stratmoor Hills             JPMCHASE     NOVASTAR      Initial      1
29 Palms                    JPMCHASE     NOVASTAR      Initial      1
Carrollton                  JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      1
Somerville                  JPMCHASE     NOVASTAR      Initial      2
Garland                     JPMCHASE     NOVASTAR      Initial      1
Lake Charles                JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Everett                     JPMCHASE     NOVASTAR      Initial      1
Commack                     JPMCHASE     NOVASTAR      Initial      2
Columbus                    JPMCHASE     NOVASTAR      Initial      2
Lake Isabella               JPMCHASE     NOVASTAR      Initial      1
Palm Coast                  JPMCHASE     NOVASTAR      Initial      1
Gates Mills                 JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Atlanta                     JPMCHASE     NOVASTAR      Initial      1
Yaphank                     JPMCHASE     NOVASTAR      Initial      2
Ocean City                  JPMCHASE     NOVASTAR      Initial      2
Palm Desert                 JPMCHASE     NOVASTAR      Initial      2
Vale                        JPMCHASE     NOVASTAR      Initial      1
Walden                      JPMCHASE     NOVASTAR      Initial      1
Deer Park                   JPMCHASE     NOVASTAR      Initial      2
Bayou Vista                 JPMCHASE     NOVASTAR      Initial      1
Milo                        JPMCHASE     NOVASTAR      Initial      1
North Chelmsford            JPMCHASE     NOVASTAR      Initial      1
Belding                     JPMCHASE     NOVASTAR      Initial      1
Drew                        JPMCHASE     NOVASTAR      Initial      1
Loganville                  JPMCHASE     NOVASTAR      Initial      2
Northampton                 JPMCHASE     NOVASTAR      Initial      2
Milwaukee                   JPMCHASE     NOVASTAR      Initial      1
Jamison                     JPMCHASE     NOVASTAR      Initial      1
Spokane                     JPMCHASE     NOVASTAR      Initial      1
Heer Park                   JPMCHASE     NOVASTAR      Initial      2
Fort Wayne                  JPMCHASE     NOVASTAR      Initial      1
Fort Edward                 JPMCHASE     NOVASTAR      Initial      1
Lebanon                     JPMCHASE     NOVASTAR      Initial      1
Davie                       JPMCHASE     NOVASTAR      Initial      2
Columbus                    JPMCHASE     NOVASTAR      Initial      1
Double Oak                  JPMCHASE     NOVASTAR      Initial      2
Redland                     JPMCHASE     NOVASTAR      Initial      1
North Lima                  JPMCHASE     NOVASTAR      Initial      1
Farmingville                JPMCHASE     NOVASTAR      Initial      1
Lithonia                    JPMCHASE     NOVASTAR      Initial      2
Hazelwood                   JPMCHASE     NOVASTAR      Initial      1
Wooster                     JPMCHASE     NOVASTAR      Initial      1
Sumner                      JPMCHASE     NOVASTAR      Initial      1
Lithonia                    JPMCHASE     NOVASTAR      Initial      2
Denton                      JPMCHASE     NOVASTAR      Initial      1
San Jacinto                 JPMCHASE     NOVASTAR      Initial      2
San Jacinto                 JPMCHASE     NOVASTAR      Initial      2
Hesperia                    JPMCHASE     NOVASTAR      Initial      2
Allegheny                   JPMCHASE     NOVASTAR      Initial      2
Escondido                   JPMCHASE     NOVASTAR      Initial      2
Monroe                      JPMCHASE     NOVASTAR      Initial      2
East                        JPMCHASE     NOVASTAR      Initial      1
Coleta                      JPMCHASE     NOVASTAR      Initial      1
Kimball                     JPMCHASE     NOVASTAR      Initial      1
Glassport                   JPMCHASE     NOVASTAR      Initial      1
Concord                     JPMCHASE     NOVASTAR      Initial      1
Redland                     JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Plum                        JPMCHASE     NOVASTAR      Initial      1
Castle                      JPMCHASE     NOVASTAR      Initial      1
Hopewell                    JPMCHASE     NOVASTAR      Initial      1
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Hudson                      JPMCHASE     NOVASTAR      Initial      2
Milnesville                 JPMCHASE     NOVASTAR      Initial      2
Riverview                   JPMCHASE     NOVASTAR      Initial      1
Fitzgerald                  JPMCHASE     NOVASTAR      Initial      1
Tamaya                      JPMCHASE     NOVASTAR      Initial      1
Rochester                   JPMCHASE     NOVASTAR      Initial      2
Eden Isle                   JPMCHASE     NOVASTAR      Initial      1
Romoland                    JPMCHASE     NOVASTAR      Initial      2
Tulsa                       JPMCHASE     NOVASTAR      Initial      2
Lafayette                   JPMCHASE     NOVASTAR      Initial      1
Brandon                     JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Escondido                   JPMCHASE     NOVASTAR      Initial      2
Montegut                    JPMCHASE     NOVASTAR      Initial      1
Iron Mtn                    JPMCHASE     NOVASTAR      Initial      1
Chattanooga                 JPMCHASE     NOVASTAR      Initial      1
Loganville                  JPMCHASE     NOVASTAR      Initial      2
Riviera Beach               JPMCHASE     NOVASTAR      Initial      2
Dumfries                    JPMCHASE     NOVASTAR      Initial      2
Rockford                    JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      1
Anadarko                    JPMCHASE     NOVASTAR      Initial      1
Drew                        JPMCHASE     NOVASTAR      Initial      1
Am Qui                      JPMCHASE     NOVASTAR      Initial      1
Palos Heights               JPMCHASE     NOVASTAR      Initial      1
Double Oak                  JPMCHASE     NOVASTAR      Initial      2
Lynwood                     JPMCHASE     NOVASTAR      Initial      1
Murrieta                    JPMCHASE     NOVASTAR      Initial      2
Gene Autry                  JPMCHASE     NOVASTAR      Initial      1
Masonville                  JPMCHASE     NOVASTAR      Initial      1
Fullerton                   JPMCHASE     NOVASTAR      Initial      2
Metamora                    JPMCHASE     NOVASTAR      Initial      1
West Falls                  JPMCHASE     NOVASTAR      Initial      1
Garden Grove                JPMCHASE     NOVASTAR      Initial      1
Braymer                     JPMCHASE     NOVASTAR      Initial      1
Stanton                     JPMCHASE     NOVASTAR      Initial      2
Park                        JPMCHASE     NOVASTAR      Initial      1
Lake Charles                JPMCHASE     NOVASTAR      Initial      1
Conklin                     JPMCHASE     NOVASTAR      Initial      1
Camarillo                   JPMCHASE     NOVASTAR      Initial      2
Tavistock                   JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Rock Hill                   JPMCHASE     NOVASTAR      Initial      2
29 Palms                    JPMCHASE     NOVASTAR      Initial      1
Watauga                     JPMCHASE     NOVASTAR      Initial      2
Palm Coast                  JPMCHASE     NOVASTAR      Initial      1
Okesa                       JPMCHASE     NOVASTAR      Initial      1
Bonita                      JPMCHASE     NOVASTAR      Initial      2
Harvey                      JPMCHASE     NOVASTAR      Initial      1
Moreno Valley               JPMCHASE     NOVASTAR      Initial      2
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Temecula                    JPMCHASE     NOVASTAR      Initial      2
Flint                       JPMCHASE     NOVASTAR      Initial      1
Escondido                   JPMCHASE     NOVASTAR      Initial      2
Moreno                      JPMCHASE     NOVASTAR      Initial      2
Bald Knob                   JPMCHASE     NOVASTAR      Initial      1
Universal                   JPMCHASE     NOVASTAR      Initial      1
Springfield                 JPMCHASE     NOVASTAR      Initial      1
Jacksonville                JPMCHASE     NOVASTAR      Initial      2
Four Corners                JPMCHASE     NOVASTAR      Initial      2
Lawton                      JPMCHASE     NOVASTAR      Initial      1
Brooks                      JPMCHASE     NOVASTAR      Initial      1
Anaheim                     JPMCHASE     NOVASTAR      Initial      1
Park City                   JPMCHASE     NOVASTAR      Initial      1
Kent                        JPMCHASE     NOVASTAR      Initial      1
Greenville                  JPMCHASE     NOVASTAR      Initial      1
Grand Prairie               JPMCHASE     NOVASTAR      Initial      1
Atlanta                     JPMCHASE     NOVASTAR      Initial      2
Gering                      JPMCHASE     NOVASTAR      Initial      1
Kathleen                    JPMCHASE     NOVASTAR      Initial      2
Utica                       JPMCHASE     NOVASTAR      Initial      1
Lima                        JPMCHASE     NOVASTAR      Initial      1
Oceanside                   JPMCHASE     NOVASTAR      Initial      2
Las Vegas                   JPMCHASE     NOVASTAR      Initial      1
Jeannette                   JPMCHASE     NOVASTAR      Initial      1
Rockford                    JPMCHASE     NOVASTAR      Initial      1
Minneapolis                 JPMCHASE     NOVASTAR      Initial      1
Savannah                    JPMCHASE     NOVASTAR      Initial      1
Sayre                       JPMCHASE     NOVASTAR      Initial      1
Chagrin Falls               JPMCHASE     NOVASTAR      Initial      1
Upland                      JPMCHASE     NOVASTAR      Initial      1
Jordan                      JPMCHASE     NOVASTAR      Initial      1
Lorain                      JPMCHASE     NOVASTAR      Initial      2
Alleghany                   JPMCHASE     NOVASTAR      Initial      1
Laurel                      JPMCHASE     NOVASTAR      Initial      1
Nuevo                       JPMCHASE     NOVASTAR      Initial      2
Halcyon                     JPMCHASE     NOVASTAR      Initial      2
Mayodan                     JPMCHASE     NOVASTAR      Initial      2
Rialto                      JPMCHASE     NOVASTAR      Initial      1
Johnstown                   JPMCHASE     NOVASTAR      Initial      1
Grand Saline                JPMCHASE     NOVASTAR      Initial      1
Whitesville                 JPMCHASE     NOVASTAR      Initial      1
Los Angeles                 JPMCHASE     NOVASTAR      Initial      2
Flint                       JPMCHASE     NOVASTAR      Initial      1
Booneville                  JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Goodrich                    JPMCHASE     NOVASTAR      Initial      1
Tyson                       JPMCHASE     NOVASTAR      Initial      1
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
New Market                  JPMCHASE     NOVASTAR      Initial      2
Massillon                   JPMCHASE     NOVASTAR      Initial      1
Charlottesville             JPMCHASE     NOVASTAR      Initial      2
Katy                        JPMCHASE     NOVASTAR      Initial      1
Siloam Springs              JPMCHASE     NOVASTAR      Initial      2
Muldrow                     JPMCHASE     NOVASTAR      Initial      2
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Port Charlotte              JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      1
San Jacinto                 JPMCHASE     NOVASTAR      Initial      1
Sun City                    JPMCHASE     NOVASTAR      Initial      1
Murrieta                    JPMCHASE     NOVASTAR      Initial      2
Pittsburgh                  JPMCHASE     NOVASTAR      Initial      1
Milwaukee                   JPMCHASE     NOVASTAR      Initial      1
Brooklyn                    JPMCHASE     NOVASTAR      Initial      1
Fairport                    JPMCHASE     NOVASTAR      Initial      1
Saint Joseph                JPMCHASE     NOVASTAR      Initial      1
Zion                        JPMCHASE     NOVASTAR      Initial      1
Orcutt                      JPMCHASE     NOVASTAR      Initial      1
Nuevo                       JPMCHASE     NOVASTAR      Initial      2
Weirton                     JPMCHASE     NOVASTAR      Initial      1
Calumet City                JPMCHASE     NOVASTAR      Initial      1
Smithfield                  JPMCHASE     NOVASTAR      Initial      1
Granger                     JPMCHASE     NOVASTAR      Initial      1
Greenville                  JPMCHASE     NOVASTAR      Initial      1
Fort Worth                  JPMCHASE     NOVASTAR      Initial      1
Victoria                    JPMCHASE     NOVASTAR      Initial      1
Oxnard                      JPMCHASE     NOVASTAR      Initial      2
Lavina                      JPMCHASE     NOVASTAR      Initial      1
Crestview                   JPMCHASE     NOVASTAR      Initial      1
Dennis Mills                JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      2
New Market                  JPMCHASE     NOVASTAR      Initial      2
Livonia                     JPMCHASE     NOVASTAR      Initial      1
Omaha                       JPMCHASE     NOVASTAR      Initial      2
Greenwich                   JPMCHASE     NOVASTAR      Initial      1
Fort Wayne                  JPMCHASE     NOVASTAR      Initial      1
Beaufort                    JPMCHASE     NOVASTAR      Initial      1
Fairfield                   JPMCHASE     NOVASTAR      Initial      2
Yucca Valley                JPMCHASE     NOVASTAR      Initial      1
Murrieta                    JPMCHASE     NOVASTAR      Initial      2
Lorain                      JPMCHASE     NOVASTAR      Initial      1
Hemet                       JPMCHASE     NOVASTAR      Initial      2
Clayton                     JPMCHASE     NOVASTAR      Initial      2
Fort Payne                  JPMCHASE     NOVASTAR      Initial      1
Alto                        JPMCHASE     NOVASTAR      Initial      1
Hallsville                  JPMCHASE     NOVASTAR      Initial      2
Cassville                   JPMCHASE     NOVASTAR      Initial      2
Arcola                      JPMCHASE     NOVASTAR      Initial      2
Atlanta                     JPMCHASE     NOVASTAR      Initial      2
Yuba City                   JPMCHASE     NOVASTAR      Initial      1
Etowah                      JPMCHASE     NOVASTAR      Initial      1
Savannah                    JPMCHASE     NOVASTAR      Initial      1
Burlington                  JPMCHASE     NOVASTAR      Initial      1
Greenacres                  JPMCHASE     NOVASTAR      Initial      1
Oakland                     JPMCHASE     NOVASTAR      Initial      1
Sarasota                    JPMCHASE     NOVASTAR      Initial      1
Louisville                  JPMCHASE     NOVASTAR      Initial      2
Westland                    JPMCHASE     NOVASTAR      Initial      1
Barb                        JPMCHASE     NOVASTAR      Initial      2
Monongahela                 JPMCHASE     NOVASTAR      Initial      1
Skyway                      JPMCHASE     NOVASTAR      Initial      1
Washington                  JPMCHASE     NOVASTAR      Initial      1
Downey                      JPMCHASE     NOVASTAR      Initial      1
Rochester                   JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Rockwood                    JPMCHASE     NOVASTAR      Initial      1
Pendleton                   JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Louisville                  JPMCHASE     NOVASTAR      Initial      1
Wichita                     JPMCHASE     NOVASTAR      Initial      1
Knoxville                   JPMCHASE     NOVASTAR      Initial      1
Keithville                  JPMCHASE     NOVASTAR      Initial      1
Atwater                     JPMCHASE     NOVASTAR      Initial      1
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Belvidere                   JPMCHASE     NOVASTAR      Initial      1
Hurdle Mills                JPMCHASE     NOVASTAR      Initial      2
Miami                       JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Highlands                   JPMCHASE     NOVASTAR      Initial      1
Plainfield                  JPMCHASE     NOVASTAR      Initial      1
Rosedale                    JPMCHASE     NOVASTAR      Initial      2
Arnold                      JPMCHASE     NOVASTAR      Initial      1
Avon                        JPMCHASE     NOVASTAR      Initial      2
Midtown                     JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Watauga                     JPMCHASE     NOVASTAR      Initial      2
Acushnet                    JPMCHASE     NOVASTAR      Initial      1
Summ                        JPMCHASE     NOVASTAR      Initial      2
Four Corners                JPMCHASE     NOVASTAR      Initial      2
Swansea                     JPMCHASE     NOVASTAR      Initial      1
Rockford                    JPMCHASE     NOVASTAR      Initial      1
Greenacres                  JPMCHASE     NOVASTAR      Initial      1
Saint Louis                 JPMCHASE     NOVASTAR      Initial      1
Key West                    JPMCHASE     NOVASTAR      Initial      2
Santa Rosa                  JPMCHASE     NOVASTAR      Initial      1
Belleview                   JPMCHASE     NOVASTAR      Initial      2
TEXARKANA                   JPMCHASE     NOVASTAR      Additional   2
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Bryan                       JPMCHASE     NOVASTAR      Initial      1
Spring                      JPMCHASE     NOVASTAR      Initial      1
Luray                       JPMCHASE     NOVASTAR      Initial      1
Lockport                    JPMCHASE     NOVASTAR      Initial      1
Ashton                      JPMCHASE     NOVASTAR      Initial      2
Dawson                      JPMCHASE     NOVASTAR      Initial      1
Zephyrhills                 JPMCHASE     NOVASTAR      Initial      2
Broken Arrow                JPMCHASE     NOVASTAR      Initial      1
Robbins                     JPMCHASE     NOVASTAR      Initial      1
Zephyrhills                 JPMCHASE     NOVASTAR      Initial      2
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Rossville                   JPMCHASE     NOVASTAR      Initial      1
Bonham                      JPMCHASE     NOVASTAR      Initial      1
Pawtucket                   JPMCHASE     NOVASTAR      Initial      1
Grayling                    JPMCHASE     NOVASTAR      Initial      1
Centereach                  JPMCHASE     NOVASTAR      Initial      1
Riverview                   JPMCHASE     NOVASTAR      Initial      2
Rio Rancho                  JPMCHASE     NOVASTAR      Initial      1
Colton                      JPMCHASE     NOVASTAR      Initial      1
Harvey                      JPMCHASE     NOVASTAR      Initial      2
Heer Park                   JPMCHASE     NOVASTAR      Initial      1
Saint Peters                JPMCHASE     NOVASTAR      Initial      1
Wylie                       JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Sandy                       JPMCHASE     NOVASTAR      Initial      1
Monsey                      JPMCHASE     NOVASTAR      Initial      2
Leonardtown                 JPMCHASE     NOVASTAR      Initial      1
Fresno                      JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Nashville                   JPMCHASE     NOVASTAR      Initial      1
Winchester                  JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      1
Ink                         JPMCHASE     NOVASTAR      Initial      1
Dearborn Heights            JPMCHASE     NOVASTAR      Initial      1
North Hollywood             JPMCHASE     NOVASTAR      Initial      2
Rio Rancho                  JPMCHASE     NOVASTAR      Initial      1
Northampton                 JPMCHASE     NOVASTAR      Initial      2
Hephzibah                   JPMCHASE     NOVASTAR      Initial      1
Dix Hills                   JPMCHASE     NOVASTAR      Initial      1
Dayton                      JPMCHASE     NOVASTAR      Initial      1
Santa Ana                   JPMCHASE     NOVASTAR      Initial      2
Sandy                       JPMCHASE     NOVASTAR      Initial      1
North Hollywood             JPMCHASE     NOVASTAR      Initial      2
Aurora                      JPMCHASE     NOVASTAR      Initial      1
Moreno Valley               JPMCHASE     NOVASTAR      Initial      2
Aurora                      JPMCHASE     NOVASTAR      Initial      1
Escondido                   JPMCHASE     NOVASTAR      Initial      1
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Arboga                      JPMCHASE     NOVASTAR      Initial      1
Montz                       JPMCHASE     NOVASTAR      Initial      1
Albuquerque                 JPMCHASE     NOVASTAR      Initial      1
Phyllis                     JPMCHASE     NOVASTAR      Initial      1
Ink                         JPMCHASE     NOVASTAR      Initial      1
Humble                      JPMCHASE     NOVASTAR      Initial      1
Broken Arrow                JPMCHASE     NOVASTAR      Initial      1
Cape Coral                  JPMCHASE     NOVASTAR      Initial      1
Rochester                   JPMCHASE     NOVASTAR      Initial      1
Hawleyton                   JPMCHASE     NOVASTAR      Initial      1
Gulfport                    JPMCHASE     NOVASTAR      Initial      1
Garland                     JPMCHASE     NOVASTAR      Initial      1
Meskegon                    JPMCHASE     NOVASTAR      Initial      1
Melbourne                   JPMCHASE     NOVASTAR      Initial      1
Centuck                     JPMCHASE     NOVASTAR      Initial      1
Ambridge                    JPMCHASE     NOVASTAR      Initial      1
Buffalo                     JPMCHASE     NOVASTAR      Initial      1
FEDERAL WAY                 JPMCHASE     NOVASTAR      Initial      1
Monsey                      JPMCHASE     NOVASTAR      Initial      1
Dennis Mills                JPMCHASE     NOVASTAR      Initial      1
Crystal                     JPMCHASE     NOVASTAR      Initial      1
Vale                        JPMCHASE     NOVASTAR      Initial      1
Houston                     JPMCHASE     NOVASTAR      Initial      1
Holiday                     JPMCHASE     NOVASTAR      Initial      1
Colorado Springs            JPMCHASE     NOVASTAR      Initial      1
Rosedale                    JPMCHASE     NOVASTAR      Initial      2
Corcoran                    JPMCHASE     NOVASTAR      Initial      1
Dequincy                    JPMCHASE     NOVASTAR      Initial      1
Little Rock                 JPMCHASE     NOVASTAR      Initial      1
Danielsville                JPMCHASE     NOVASTAR      Initial      1
Oats                        JPMCHASE     NOVASTAR      Initial      1
Matteson                    JPMCHASE     NOVASTAR      Initial      1
Southaven                   JPMCHASE     NOVASTAR      Initial      1
Marysville                  JPMCHASE     NOVASTAR      Initial      1
Belding                     JPMCHASE     NOVASTAR      Initial      1
Lynchburg                   JPMCHASE     NOVASTAR      Initial      1
Everett                     JPMCHASE     NOVASTAR      Initial      2
Sandy                       JPMCHASE     NOVASTAR      Initial      1
Grain Valley                JPMCHASE     NOVASTAR      Initial      1
Margate                     JPMCHASE     NOVASTAR      Initial      1
Durham                      JPMCHASE     NOVASTAR      Initial      1
Stanton                     JPMCHASE     NOVASTAR      Initial      2
Basin                       JPMCHASE     NOVASTAR      Initial      1
Forestville                 JPMCHASE     NOVASTAR      Initial      1
Colorado Springs            JPMCHASE     NOVASTAR      Initial      1
Easley                      JPMCHASE     NOVASTAR      Initial      2
Avenel                      JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Sneedville                  JPMCHASE     NOVASTAR      Initial      1
La Puente                   JPMCHASE     NOVASTAR      Initial      1
Lehigh                      JPMCHASE     NOVASTAR      Initial      1
Casselberry                 JPMCHASE     NOVASTAR      Initial      1
Flossmoor                   JPMCHASE     NOVASTAR      Initial      2
Hanes                       JPMCHASE     NOVASTAR      Initial      1
Tacoma                      JPMCHASE     NOVASTAR      Initial      1
Naples                      JPMCHASE     NOVASTAR      Initial      1
Muscoy                      JPMCHASE     NOVASTAR      Initial      1
Ingram                      JPMCHASE     NOVASTAR      Initial      1
Durham                      JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Columbia                    JPMCHASE     NOVASTAR      Initial      1
Ocala                       JPMCHASE     NOVASTAR      Initial      1
Norbeck                     JPMCHASE     NOVASTAR      Initial      1
Hayward                     JPMCHASE     NOVASTAR      Initial      2
Gilmore                     JPMCHASE     NOVASTAR      Initial      1
Corcoran                    JPMCHASE     NOVASTAR      Initial      1
Las Cruces                  JPMCHASE     NOVASTAR      Initial      1
Everett                     JPMCHASE     NOVASTAR      Initial      2
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Englewood                   JPMCHASE     NOVASTAR      Initial      1
Golden                      JPMCHASE     NOVASTAR      Initial      1
Lakin                       JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Battle Creek                JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Sarasota                    JPMCHASE     NOVASTAR      Initial      1
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Walton                      JPMCHASE     NOVASTAR      Initial      1
Dearborn Heights            JPMCHASE     NOVASTAR      Initial      2
Altoona                     JPMCHASE     NOVASTAR      Initial      1
Saint Louis                 JPMCHASE     NOVASTAR      Initial      1
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Albuquerque                 JPMCHASE     NOVASTAR      Initial      1
Lakin                       JPMCHASE     NOVASTAR      Initial      1
Santa Maria                 JPMCHASE     NOVASTAR      Initial      2
Old Hickory                 JPMCHASE     NOVASTAR      Initial      1
Sonora                      JPMCHASE     NOVASTAR      Initial      1
Easley                      JPMCHASE     NOVASTAR      Initial      2
South Holland               JPMCHASE     NOVASTAR      Initial      2
Miami                       JPMCHASE     NOVASTAR      Initial      1
Cadillac                    JPMCHASE     NOVASTAR      Initial      1
Elyria                      JPMCHASE     NOVASTAR      Initial      1
Sharptown                   JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      2
Humble                      JPMCHASE     NOVASTAR      Initial      2
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Cheyenne                    JPMCHASE     NOVASTAR      Initial      1
Cheyenne                    JPMCHASE     NOVASTAR      Initial      1
Queen Creek                 JPMCHASE     NOVASTAR      Initial      1
Easton                      JPMCHASE     NOVASTAR      Initial      1
El Monte                    JPMCHASE     NOVASTAR      Initial      1
Oklahoma City               JPMCHASE     NOVASTAR      Initial      1
Pasadena                    JPMCHASE     NOVASTAR      Initial      1
Steamboat Springs           JPMCHASE     NOVASTAR      Initial      2
Queen Creek                 JPMCHASE     NOVASTAR      Initial      1
Lehigh                      JPMCHASE     NOVASTAR      Initial      1
Kansas City                 JPMCHASE     NOVASTAR      Initial      1
Baldwin                     JPMCHASE     NOVASTAR      Initial      1
Santa Ana                   JPMCHASE     NOVASTAR      Initial      2
Las Vegas                   JPMCHASE     NOVASTAR      Initial      1
Steamboat Springs           JPMCHASE     NOVASTAR      Initial      2
Hayward                     JPMCHASE     NOVASTAR      Initial      2
Alameda                     JPMCHASE     NOVASTAR      Initial      2
Lititz                      JPMCHASE     NOVASTAR      Initial      1
Rochester                   JPMCHASE     NOVASTAR      Initial      2
Malden                      JPMCHASE     NOVASTAR      Initial      2
Westland                    JPMCHASE     NOVASTAR      Initial      1
Atlanta                     JPMCHASE     NOVASTAR      Initial      1
South Holland               JPMCHASE     NOVASTAR      Initial      2
Camden                      JPMCHASE     NOVASTAR      Initial      1
Fargo                       JPMCHASE     NOVASTAR      Initial      1
Glen Allen                  JPMCHASE     NOVASTAR      Initial      1
Meskegon                    JPMCHASE     NOVASTAR      Initial      1
Kissimmee                   JPMCHASE     NOVASTAR      Initial      2
Murrieta                    JPMCHASE     NOVASTAR      Initial      2
Anderson                    JPMCHASE     NOVASTAR      Initial      2
Newburgh                    JPMCHASE     NOVASTAR      Initial      2
Maylene                     JPMCHASE     NOVASTAR      Initial      1
Santa Maria                 JPMCHASE     NOVASTAR      Initial      2
Kenner                      JPMCHASE     NOVASTAR      Initial      1
Portland                    JPMCHASE     NOVASTAR      Initial      1
Brighton                    JPMCHASE     NOVASTAR      Initial      1
North East                  JPMCHASE     NOVASTAR      Initial      1
Raytown                     JPMCHASE     NOVASTAR      Initial      1
Parker                      JPMCHASE     NOVASTAR      Initial      2
Chino                       JPMCHASE     NOVASTAR      Initial      1
Noble                       JPMCHASE     NOVASTAR      Initial      1
Palmdale                    JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Naples                      JPMCHASE     NOVASTAR      Initial      2
Joy                         JPMCHASE     NOVASTAR      Initial      1
Zion City                   JPMCHASE     NOVASTAR      Initial      1
Herkimer                    JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Saint Petersburg            JPMCHASE     NOVASTAR      Initial      1
Lima                        JPMCHASE     NOVASTAR      Initial      1
Montgomery                  JPMCHASE     NOVASTAR      Initial      2
Houston                     JPMCHASE     NOVASTAR      Initial      1
Orangeburg                  JPMCHASE     NOVASTAR      Initial      2
Pueblo                      JPMCHASE     NOVASTAR      Initial      2
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Boardman                    JPMCHASE     NOVASTAR      Initial      2
Dennison                    JPMCHASE     NOVASTAR      Initial      2
Las Vegas                   JPMCHASE     NOVASTAR      Initial      1
Onaway                      JPMCHASE     NOVASTAR      Initial      1
Chino                       JPMCHASE     NOVASTAR      Initial      2
Kearns                      JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Bar Harbor                  JPMCHASE     NOVASTAR      Initial      1
Riverside                   JPMCHASE     NOVASTAR      Initial      2
Mashpee                     JPMCHASE     NOVASTAR      Initial      2
Baton Rouge                 JPMCHASE     NOVASTAR      Initial      1
Lima                        JPMCHASE     NOVASTAR      Initial      1
Geneva                      JPMCHASE     NOVASTAR      Initial      1
Fairfield                   JPMCHASE     NOVASTAR      Initial      2
Chino Hills                 JPMCHASE     NOVASTAR      Initial      2
Cary                        JPMCHASE     NOVASTAR      Initial      1
Fishers                     JPMCHASE     NOVASTAR      Initial      2
Dearborn Heights            JPMCHASE     NOVASTAR      Initial      1
Angola                      JPMCHASE     NOVASTAR      Initial      1
Lake Elsinore               JPMCHASE     NOVASTAR      Initial      1
Pueblo                      JPMCHASE     NOVASTAR      Initial      2
Hockessin                   JPMCHASE     NOVASTAR      Initial      2
Paint Rock                  JPMCHASE     NOVASTAR      Initial      1
Watts                       JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      2
San Diego                   JPMCHASE     NOVASTAR      Initial      1
Houston                     JPMCHASE     NOVASTAR      Initial      1
Warren                      JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      2
Ocoee                       JPMCHASE     NOVASTAR      Initial      1
Topeka                      JPMCHASE     NOVASTAR      Initial      1
Knoxville                   JPMCHASE     NOVASTAR      Initial      1
Naples                      JPMCHASE     NOVASTAR      Initial      2
Houston                     JPMCHASE     NOVASTAR      Initial      2
Camp Springs                JPMCHASE     NOVASTAR      Initial      1
Lyndon                      JPMCHASE     NOVASTAR      Initial      1
Riviera Beach               JPMCHASE     NOVASTAR      Initial      2
Pearland                    JPMCHASE     NOVASTAR      Initial      2
Escondido                   JPMCHASE     NOVASTAR      Initial      1
Brighton                    JPMCHASE     NOVASTAR      Initial      1
Crestmore                   JPMCHASE     NOVASTAR      Initial      2
Quito                       JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      1
Ramona                      JPMCHASE     NOVASTAR      Initial      1
Mars                        JPMCHASE     NOVASTAR      Initial      1
Weare                       JPMCHASE     NOVASTAR      Initial      1
Sumner                      JPMCHASE     NOVASTAR      Initial      1
Lawrence                    JPMCHASE     NOVASTAR      Initial      1
Mendenhall                  JPMCHASE     NOVASTAR      Initial      1
Yuba City                   JPMCHASE     NOVASTAR      Initial      1
Pomona                      JPMCHASE     NOVASTAR      Initial      2
Tuskegee                    JPMCHASE     NOVASTAR      Initial      1
Port Charlotte              JPMCHASE     NOVASTAR      Initial      1
Grafton                     JPMCHASE     NOVASTAR      Initial      1
Palm Harbor                 JPMCHASE     NOVASTAR      Initial      2
Bradford                    JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Saint Peters                JPMCHASE     NOVASTAR      Initial      1
Moore                       JPMCHASE     NOVASTAR      Initial      1
Jamaica                     JPMCHASE     NOVASTAR      Initial      1
Gulfport                    JPMCHASE     NOVASTAR      Initial      1
Ldhl                        JPMCHASE     NOVASTAR      Initial      1
Highlands                   JPMCHASE     NOVASTAR      Initial      2
WAXHAW                      JPMCHASE     NOVASTAR      Initial      2
Crestmore                   JPMCHASE     NOVASTAR      Initial      2
Boardman                    JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Dillon                      JPMCHASE     NOVASTAR      Initial      1
Baugh                       JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Merriam                     JPMCHASE     NOVASTAR      Initial      1
Houston                     JPMCHASE     NOVASTAR      Initial      2
Pilot Point                 JPMCHASE     NOVASTAR      Initial      2
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Gary                        JPMCHASE     NOVASTAR      Initial      1
Highlands                   JPMCHASE     NOVASTAR      Initial      2
Marion                      JPMCHASE     NOVASTAR      Initial      1
Arbutus                     JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Kansas City                 JPMCHASE     NOVASTAR      Initial      1
Fort Worth                  JPMCHASE     NOVASTAR      Initial      1
Arlington                   JPMCHASE     NOVASTAR      Initial      1
Collinsville                JPMCHASE     NOVASTAR      Initial      1
Murray                      JPMCHASE     NOVASTAR      Initial      1
Elsdon                      JPMCHASE     NOVASTAR      Initial      1
Lacey                       JPMCHASE     NOVASTAR      Initial      1
Kissimmee                   JPMCHASE     NOVASTAR      Initial      1
Tucson                      JPMCHASE     NOVASTAR      Initial      1
Green                       JPMCHASE     NOVASTAR      Initial      1
Garner                      JPMCHASE     NOVASTAR      Initial      1
Newbury                     JPMCHASE     NOVASTAR      Initial      2
Carroll                     JPMCHASE     NOVASTAR      Initial      1
Margate                     JPMCHASE     NOVASTAR      Initial      1
Murray                      JPMCHASE     NOVASTAR      Initial      1
Hemet                       JPMCHASE     NOVASTAR      Initial      1
Clay                        JPMCHASE     NOVASTAR      Initial      1
Murrieta                    JPMCHASE     NOVASTAR      Initial      2
Columbus                    JPMCHASE     NOVASTAR      Initial      1
Takoma Park                 JPMCHASE     NOVASTAR      Initial      2
Golden                      JPMCHASE     NOVASTAR      Initial      1
Baileyton                   JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Summerville                 JPMCHASE     NOVASTAR      Initial      1
Summerville                 JPMCHASE     NOVASTAR      Initial      1
East                        JPMCHASE     NOVASTAR      Initial      1
Sinsheim                    JPMCHASE     NOVASTAR      Initial      1
Pawtucket                   JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      1
Manoa                       JPMCHASE     NOVASTAR      Initial      1
Escondido                   JPMCHASE     NOVASTAR      Initial      1
Englewood                   JPMCHASE     NOVASTAR      Initial      2
Carrollton                  JPMCHASE     NOVASTAR      Initial      1
Clark                       JPMCHASE     NOVASTAR      Initial      2
Sapulpa                     JPMCHASE     NOVASTAR      Initial      1
Parsons                     JPMCHASE     NOVASTAR      Initial      1
Keavy                       JPMCHASE     NOVASTAR      Initial      1
Kent City                   JPMCHASE     NOVASTAR      Initial      1
Glen Allen                  JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      2
Avalon                      JPMCHASE     NOVASTAR      Initial      1
Oakridge                    JPMCHASE     NOVASTAR      Initial      1
Siloam Springs              JPMCHASE     NOVASTAR      Initial      2
Los Angeles                 JPMCHASE     NOVASTAR      Initial      1
Santa Ana                   JPMCHASE     NOVASTAR      Initial      2
Mc Kinney                   JPMCHASE     NOVASTAR      Initial      2
San Leandro                 JPMCHASE     NOVASTAR      Initial      2
San Leandro                 JPMCHASE     NOVASTAR      Initial      2
Scranton                    JPMCHASE     NOVASTAR      Initial      1
Scranton                    JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Gallatin                    JPMCHASE     NOVASTAR      Initial      1
Grenelefe                   JPMCHASE     NOVASTAR      Initial      1
Shelby                      JPMCHASE     NOVASTAR      Initial      1
Large                       JPMCHASE     NOVASTAR      Initial      1
Spokane                     JPMCHASE     NOVASTAR      Initial      1
Stilwell                    JPMCHASE     NOVASTAR      Initial      2
Rocky Point                 JPMCHASE     NOVASTAR      Initial      1
Downey                      JPMCHASE     NOVASTAR      Initial      2
Downey                      JPMCHASE     NOVASTAR      Initial      2
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Canton                      JPMCHASE     NOVASTAR      Initial      1
Dover                       JPMCHASE     NOVASTAR      Initial      1
Weehawken                   JPMCHASE     NOVASTAR      Initial      2
Buffalo                     JPMCHASE     NOVASTAR      Initial      2
Kissimmee                   JPMCHASE     NOVASTAR      Initial      1
Orland                      JPMCHASE     NOVASTAR      Initial      1
Wingo                       JPMCHASE     NOVASTAR      Initial      2
Hanes                       JPMCHASE     NOVASTAR      Initial      2
Spencer                     JPMCHASE     NOVASTAR      Initial      1
Greenville                  JPMCHASE     NOVASTAR      Initial      1
Lariat                      JPMCHASE     NOVASTAR      Initial      1
Smithtown                   JPMCHASE     NOVASTAR      Initial      1
Naranja                     JPMCHASE     NOVASTAR      Initial      1
Fontana                     JPMCHASE     NOVASTAR      Initial      2
Little Rock                 JPMCHASE     NOVASTAR      Initial      1
Martinsville                JPMCHASE     NOVASTAR      Initial      1
Syracuse                    JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Somerville                  JPMCHASE     NOVASTAR      Initial      2
Kathleen                    JPMCHASE     NOVASTAR      Initial      2
Harvey                      JPMCHASE     NOVASTAR      Initial      2
Summ                        JPMCHASE     NOVASTAR      Initial      2
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Plainview                   JPMCHASE     NOVASTAR      Initial      1
El Reno                     JPMCHASE     NOVASTAR      Initial      1
Ripon                       JPMCHASE     NOVASTAR      Initial      2
Jacksonville                JPMCHASE     NOVASTAR      Initial      2
Garner                      JPMCHASE     NOVASTAR      Initial      1
Baldy Mesa                  JPMCHASE     NOVASTAR      Initial      1
Milo                        JPMCHASE     NOVASTAR      Initial      1
Nova                        JPMCHASE     NOVASTAR      Initial      1
Marlin                      JPMCHASE     NOVASTAR      Initial      1
Warren                      JPMCHASE     NOVASTAR      Initial      2
Binghamton                  JPMCHASE     NOVASTAR      Initial      1
West                        JPMCHASE     NOVASTAR      Initial      1
Panama City                 JPMCHASE     NOVASTAR      Initial      2
Mc Kinney                   JPMCHASE     NOVASTAR      Initial      2
Haverhill                   JPMCHASE     NOVASTAR      Initial      1
Schertz                     JPMCHASE     NOVASTAR      Initial      1
Aloha                       JPMCHASE     NOVASTAR      Initial      1
Chino Hills                 JPMCHASE     NOVASTAR      Initial      2
Rockland                    JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      1
Martins Ferry               JPMCHASE     NOVASTAR      Initial      1
Antis                       JPMCHASE     NOVASTAR      Initial      1
Buffalo                     JPMCHASE     NOVASTAR      Initial      1
Gibsonville                 JPMCHASE     NOVASTAR      Initial      1
Dellwood                    JPMCHASE     NOVASTAR      Initial      1
Fort Pierce                 JPMCHASE     NOVASTAR      Initial      1
Cahokia                     JPMCHASE     NOVASTAR      Initial      1
Wallkill                    JPMCHASE     NOVASTAR      Initial      1
Clark                       JPMCHASE     NOVASTAR      Initial      2
Melbourne                   JPMCHASE     NOVASTAR      Initial      1
Temecula                    JPMCHASE     NOVASTAR      Initial      1
Au Gres                     JPMCHASE     NOVASTAR      Initial      1
Grafton                     JPMCHASE     NOVASTAR      Initial      1
Florissant                  JPMCHASE     NOVASTAR      Initial      2
Lees Summit                 JPMCHASE     NOVASTAR      Initial      2
Kansas City                 JPMCHASE     NOVASTAR      Initial      2
El Reno                     JPMCHASE     NOVASTAR      Initial      2
New Albany                  JPMCHASE     NOVASTAR      Initial      1
Lorain                      JPMCHASE     NOVASTAR      Initial      2
Lynwood                     JPMCHASE     NOVASTAR      Initial      1
Spry                        JPMCHASE     NOVASTAR      Initial      1
Somerville                  JPMCHASE     NOVASTAR      Initial      2
Zebulon                     JPMCHASE     NOVASTAR      Initial      2
Mary Esther                 JPMCHASE     NOVASTAR      Initial      1
Ocoee                       JPMCHASE     NOVASTAR      Initial      1
Stephens                    JPMCHASE     NOVASTAR      Initial      1
Florissant                  JPMCHASE     NOVASTAR      Initial      2
Saint Marys                 JPMCHASE     NOVASTAR      Initial      1
Stamford                    JPMCHASE     NOVASTAR      Initial      2
Lees Summit                 JPMCHASE     NOVASTAR      Initial      2
Lavina                      JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Worcester                   JPMCHASE     NOVASTAR      Initial      1
Salisbury                   JPMCHASE     NOVASTAR      Initial      1
Arroyo                      JPMCHASE     NOVASTAR      Initial      1
Aurora                      JPMCHASE     NOVASTAR      Initial      1
Clarksburg                  JPMCHASE     NOVASTAR      Initial      2
Universal                   JPMCHASE     NOVASTAR      Initial      2
Miami                       JPMCHASE     NOVASTAR      Initial      1
Las Vegas                   JPMCHASE     NOVASTAR      Initial      2
Kissimmee                   JPMCHASE     NOVASTAR      Initial      1
Chubbuck                    JPMCHASE     NOVASTAR      Initial      1
Columbus                    JPMCHASE     NOVASTAR      Initial      2
Milford                     JPMCHASE     NOVASTAR      Initial      1
Adams                       JPMCHASE     NOVASTAR      Initial      1
Darby                       JPMCHASE     NOVASTAR      Initial      1
Powell                      JPMCHASE     NOVASTAR      Initial      1
Humble                      JPMCHASE     NOVASTAR      Initial      1
Ocee                        JPMCHASE     NOVASTAR      Initial      1
Scottsbluff                 JPMCHASE     NOVASTAR      Initial      1
Raymond                     JPMCHASE     NOVASTAR      Initial      2
Elk Grove                   JPMCHASE     NOVASTAR      Initial      1
Aurora                      JPMCHASE     NOVASTAR      Initial      1
Joppa                       JPMCHASE     NOVASTAR      Initial      1
Lees Summit                 JPMCHASE     NOVASTAR      Initial      2
Mira Loma                   JPMCHASE     NOVASTAR      Initial      2
Desert Hot Springs          JPMCHASE     NOVASTAR      Initial      1
Knoxville                   JPMCHASE     NOVASTAR      Initial      1
Norwood                     JPMCHASE     NOVASTAR      Initial      2
Louisville                  JPMCHASE     NOVASTAR      Initial      1
Southfield                  JPMCHASE     NOVASTAR      Initial      1
Kerrtown                    JPMCHASE     NOVASTAR      Initial      1
Land O Lakes                JPMCHASE     NOVASTAR      Initial      1
Dundalk                     JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Waldwick                    JPMCHASE     NOVASTAR      Initial      1
Iselin                      JPMCHASE     NOVASTAR      Initial      1
Elk Grove                   JPMCHASE     NOVASTAR      Initial      2
Newark                      JPMCHASE     NOVASTAR      Initial      2
Romoland                    JPMCHASE     NOVASTAR      Initial      2
Altoona                     JPMCHASE     NOVASTAR      Initial      1
Defiance                    JPMCHASE     NOVASTAR      Initial      1
Croton                      JPMCHASE     NOVASTAR      Initial      1
Florence                    JPMCHASE     NOVASTAR      Initial      1
Lewiston                    JPMCHASE     NOVASTAR      Initial      2
New Paltz                   JPMCHASE     NOVASTAR      Initial      1
Middletown                  JPMCHASE     NOVASTAR      Initial      1
Westgate                    JPMCHASE     NOVASTAR      Initial      2
Childs                      JPMCHASE     NOVASTAR      Initial      2
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Ozone                       JPMCHASE     NOVASTAR      Initial      1
Hazlehurst                  JPMCHASE     NOVASTAR      Initial      1
Southfield                  JPMCHASE     NOVASTAR      Initial      1
Saticoy                     JPMCHASE     NOVASTAR      Initial      1
Meskegon                    JPMCHASE     NOVASTAR      Initial      1
Kearns                      JPMCHASE     NOVASTAR      Initial      1
Wawatosa                    JPMCHASE     NOVASTAR      Initial      1
Saint Petersburg            JPMCHASE     NOVASTAR      Initial      1
Charleroi                   JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Berkeley                    JPMCHASE     NOVASTAR      Initial      1
Aloha                       JPMCHASE     NOVASTAR      Initial      1
Oviedo                      JPMCHASE     NOVASTAR      Initial      1
Kissimmee                   JPMCHASE     NOVASTAR      Initial      1
Hazlehurst                  JPMCHASE     NOVASTAR      Initial      1
Knoxville                   JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Salinas                     JPMCHASE     NOVASTAR      Initial      2
Camden                      JPMCHASE     NOVASTAR      Initial      1
Little Rock                 JPMCHASE     NOVASTAR      Initial      1
Montgomery                  JPMCHASE     NOVASTAR      Initial      2
Murfreesboro                JPMCHASE     NOVASTAR      Initial      1
La Chute                    JPMCHASE     NOVASTAR      Initial      1
Beaumont                    JPMCHASE     NOVASTAR      Initial      1
Fort Payne                  JPMCHASE     NOVASTAR      Initial      1
East McKeesport             JPMCHASE     NOVASTAR      Initial      1
Lees Summit                 JPMCHASE     NOVASTAR      Initial      2
Joy                         JPMCHASE     NOVASTAR      Initial      1
South Bend                  JPMCHASE     NOVASTAR      Initial      1
Jamaica                     JPMCHASE     NOVASTAR      Initial      1
Brookwood                   JPMCHASE     NOVASTAR      Initial      1
Bradenton                   JPMCHASE     NOVASTAR      Initial      1
Munroe Falls                JPMCHASE     NOVASTAR      Initial      2
Kearns                      JPMCHASE     NOVASTAR      Initial      1
Pitcairn                    JPMCHASE     NOVASTAR      Initial      1
Adams                       JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      2
Orient                      JPMCHASE     NOVASTAR      Initial      1
Escondido                   JPMCHASE     NOVASTAR      Initial      1
Peru                        JPMCHASE     NOVASTAR      Initial      1
Cabot                       JPMCHASE     NOVASTAR      Initial      2
Sayville                    JPMCHASE     NOVASTAR      Initial      1
Hewitt                      JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      2
Poland                      JPMCHASE     NOVASTAR      Initial      1
Bywood                      JPMCHASE     NOVASTAR      Initial      2
Jackson                     JPMCHASE     NOVASTAR      Initial      2
Albia                       JPMCHASE     NOVASTAR      Initial      2
Marion                      JPMCHASE     NOVASTAR      Initial      1
Humboldt                    JPMCHASE     NOVASTAR      Initial      1
Monroe                      JPMCHASE     NOVASTAR      Initial      1
Atlanta                     JPMCHASE     NOVASTAR      Initial      1
Neosho                      JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Marenisco                   JPMCHASE     NOVASTAR      Initial      1
Gallatin                    JPMCHASE     NOVASTAR      Initial      2
Bakersfield                 JPMCHASE     NOVASTAR      Initial      1
Whitman                     JPMCHASE     NOVASTAR      Initial      2
Webb City                   JPMCHASE     NOVASTAR      Initial      1
Topeka                      JPMCHASE     NOVASTAR      Initial      1
Ocean City                  JPMCHASE     NOVASTAR      Initial      2
Clearwater                  JPMCHASE     NOVASTAR      Initial      1
Willeys                     JPMCHASE     NOVASTAR      Initial      2
Lemon Grove                 JPMCHASE     NOVASTAR      Initial      2
Bloomington                 JPMCHASE     NOVASTAR      Initial      1
Santa Maria                 JPMCHASE     NOVASTAR      Initial      2
Cincinnati                  JPMCHASE     NOVASTAR      Initial      2
Hilton                      JPMCHASE     NOVASTAR      Initial      1
Neosho                      JPMCHASE     NOVASTAR      Initial      1
Clarksville                 JPMCHASE     NOVASTAR      Initial      1
Houston                     JPMCHASE     NOVASTAR      Initial      1
Jacksonville                JPMCHASE     NOVASTAR      Initial      1
Gladwin                     JPMCHASE     NOVASTAR      Initial      1
Whitman                     JPMCHASE     NOVASTAR      Initial      2
Lewisburg                   JPMCHASE     NOVASTAR      Initial      1
Joppa                       JPMCHASE     NOVASTAR      Initial      1
Pocomoke                    JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Everman                     JPMCHASE     NOVASTAR      Initial      1
Snow Hill                   JPMCHASE     NOVASTAR      Initial      1
Ironton                     JPMCHASE     NOVASTAR      Initial      2
Rutland                     JPMCHASE     NOVASTAR      Initial      1
Charlotte                   JPMCHASE     NOVASTAR      Initial      2
Easton                      JPMCHASE     NOVASTAR      Initial      1
Baugh                       JPMCHASE     NOVASTAR      Initial      1
Baugh                       JPMCHASE     NOVASTAR      Initial      1
Temecula                    JPMCHASE     NOVASTAR      Initial      1
Massillon                   JPMCHASE     NOVASTAR      Initial      1
Palm Bay                    JPMCHASE     NOVASTAR      Initial      1
Bacone                      JPMCHASE     NOVASTAR      Initial      1
Henderson                   JPMCHASE     NOVASTAR      Initial      1
Bratenahl                   JPMCHASE     NOVASTAR      Initial      1
Trenton                     JPMCHASE     NOVASTAR      Initial      1
Lawton                      JPMCHASE     NOVASTAR      Initial      1
Saint Helen                 JPMCHASE     NOVASTAR      Initial      1
Bakersfield                 JPMCHASE     NOVASTAR      Initial      1
Charlotte                   JPMCHASE     NOVASTAR      Initial      2
REDDING                     JPMCHASE     NOVASTAR      Additional   1
Weehawken                   JPMCHASE     NOVASTAR      Initial      2
Abita Springs               JPMCHASE     NOVASTAR      Initial      1
Crawfordsville              JPMCHASE     NOVASTAR      Initial      1
Reynoldsburg                JPMCHASE     NOVASTAR      Initial      1
Monroe                      JPMCHASE     NOVASTAR      Initial      1
Incline Village             JPMCHASE     NOVASTAR      Initial      2
Reynoldsburg                JPMCHASE     NOVASTAR      Initial      2
North East                  JPMCHASE     NOVASTAR      Initial      1
Mesa                        JPMCHASE     NOVASTAR      Initial      1
Saint Louis                 JPMCHASE     NOVASTAR      Initial      1
Cape Coral                  JPMCHASE     NOVASTAR      Initial      1
Pittsfield                  JPMCHASE     NOVASTAR      Initial      2
Elwood                      JPMCHASE     NOVASTAR      Initial      2
Basin                       JPMCHASE     NOVASTAR      Initial      1
Momence                     JPMCHASE     NOVASTAR      Initial      1
Millersville                JPMCHASE     NOVASTAR      Initial      2
San Leandro                 JPMCHASE     NOVASTAR      Initial      1
San Leandro                 JPMCHASE     NOVASTAR      Initial      1
Strawberry Plains           JPMCHASE     NOVASTAR      Initial      1
Flanders                    JPMCHASE     NOVASTAR      Initial      1
Jacksonville                JPMCHASE     NOVASTAR      Initial      1
Bronx                       JPMCHASE     NOVASTAR      Initial      1
Cucamonga                   JPMCHASE     NOVASTAR      Initial      2
Gary                        JPMCHASE     NOVASTAR      Initial      1
Newburgh                    JPMCHASE     NOVASTAR      Initial      2
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Lawrenceburg                JPMCHASE     NOVASTAR      Initial      1
Youngstown                  JPMCHASE     NOVASTAR      Initial      1
Milford                     JPMCHASE     NOVASTAR      Initial      1
Lawrence                    JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      1
Wichita                     JPMCHASE     NOVASTAR      Initial      1
Warren                      JPMCHASE     NOVASTAR      Initial      1
Longwood                    JPMCHASE     NOVASTAR      Initial      1
Croydon                     JPMCHASE     NOVASTAR      Initial      1
Vallejo                     JPMCHASE     NOVASTAR      Initial      1
Gretna                      JPMCHASE     NOVASTAR      Initial      1
Chicago                     JPMCHASE     NOVASTAR      Initial      1
Eastend                     JPMCHASE     NOVASTAR      Initial      1
Franklinville               JPMCHASE     NOVASTAR      Initial      1
Indianapolis                JPMCHASE     NOVASTAR      Initial      1
Benton Harbor               JPMCHASE     NOVASTAR      Initial      1
Colburn                     JPMCHASE     NOVASTAR      Initial      1
Naples                      JPMCHASE     NOVASTAR      Initial      1
Dover                       JPMCHASE     NOVASTAR      Initial      2
Powell                      JPMCHASE     NOVASTAR      Initial      2
Raytown                     JPMCHASE     NOVASTAR      Initial      1
Bayside                     JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      1
Alexander City              JPMCHASE     NOVASTAR      Initial      1
Sango                       JPMCHASE     NOVASTAR      Initial      1
Abita Springs               JPMCHASE     NOVASTAR      Initial      2
Ocala                       JPMCHASE     NOVASTAR      Initial      2
Baton Rouge                 JPMCHASE     NOVASTAR      Initial      1
Birmingham                  JPMCHASE     NOVASTAR      Initial      1
Coshocton                   JPMCHASE     NOVASTAR      Initial      1
Kalkaska                    JPMCHASE     NOVASTAR      Initial      1
Moreno                      JPMCHASE     NOVASTAR      Initial      2
Lemay                       JPMCHASE     NOVASTAR      Initial      1
Portland                    JPMCHASE     NOVASTAR      Initial      1
Dellwood                    JPMCHASE     NOVASTAR      Initial      1
Macomb                      JPMCHASE     NOVASTAR      Initial      2
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Kenner                      JPMCHASE     NOVASTAR      Initial      2
Owasso                      JPMCHASE     NOVASTAR      Initial      1
Mira Loma                   JPMCHASE     NOVASTAR      Initial      2
Coshocton                   JPMCHASE     NOVASTAR      Initial      1
Kenner                      JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Clarksville                 JPMCHASE     NOVASTAR      Initial      1
Dixie                       JPMCHASE     NOVASTAR      Initial      1
Fairborn                    JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      2
Tacoma                      JPMCHASE     NOVASTAR      Initial      1
Elizabeth                   JPMCHASE     NOVASTAR      Initial      1
Barren                      JPMCHASE     NOVASTAR      Initial      1
Barry Lakes                 JPMCHASE     NOVASTAR      Initial      1
Springfield                 JPMCHASE     NOVASTAR      Initial      1
Cucamonga                   JPMCHASE     NOVASTAR      Initial      2
Broken Arrow                JPMCHASE     NOVASTAR      Initial      1
Newark                      JPMCHASE     NOVASTAR      Initial      2
Saegertown                  JPMCHASE     NOVASTAR      Initial      1
Brooklyn                    JPMCHASE     NOVASTAR      Initial      2
Brooklyn                    JPMCHASE     NOVASTAR      Initial      2
Amelia City                 JPMCHASE     NOVASTAR      Initial      2
Alpharetta                  JPMCHASE     NOVASTAR      Initial      1
Lewiston                    JPMCHASE     NOVASTAR      Initial      2
Chattanooga                 JPMCHASE     NOVASTAR      Initial      1
Dayton                      JPMCHASE     NOVASTAR      Initial      2
Flushing                    JPMCHASE     NOVASTAR      Initial      1
Richmond                    JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      1
Nora                        JPMCHASE     NOVASTAR      Initial      1
Alameda                     JPMCHASE     NOVASTAR      Initial      2
Birmingham                  JPMCHASE     NOVASTAR      Initial      1
La Tijera                   JPMCHASE     NOVASTAR      Initial      1
Daytona Beach               JPMCHASE     NOVASTAR      Initial      1
Poughkeepsie                JPMCHASE     NOVASTAR      Initial      1
West Jordan                 JPMCHASE     NOVASTAR      Initial      1
Fontana                     JPMCHASE     NOVASTAR      Initial      2
Kansas City                 JPMCHASE     NOVASTAR      Initial      2
Cimarron                    JPMCHASE     NOVASTAR      Initial      1
Saginaw                     JPMCHASE     NOVASTAR      Initial      1
Dunbar                      JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Seymour                     JPMCHASE     NOVASTAR      Initial      1
Middletown                  JPMCHASE     NOVASTAR      Initial      2
Caro                        JPMCHASE     NOVASTAR      Initial      1
Charlotte                   JPMCHASE     NOVASTAR      Initial      1
Gracey                      JPMCHASE     NOVASTAR      Initial      1
Chville                     JPMCHASE     NOVASTAR      Initial      1
Avondale                    JPMCHASE     NOVASTAR      Initial      2
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      2
West Jordan                 JPMCHASE     NOVASTAR      Initial      1
Barr                        JPMCHASE     NOVASTAR      Initial      1
Powderly                    JPMCHASE     NOVASTAR      Initial      2
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Norco                       JPMCHASE     NOVASTAR      Initial      2
Dayton                      JPMCHASE     NOVASTAR      Initial      2
Obetz                       JPMCHASE     NOVASTAR      Initial      1
Wheeler                     JPMCHASE     NOVASTAR      Initial      1
Rising Fawn                 JPMCHASE     NOVASTAR      Initial      1
Bellfntn                    JPMCHASE     NOVASTAR      Initial      1
Roselle Park                JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Yaphank                     JPMCHASE     NOVASTAR      Initial      2
Canton                      JPMCHASE     NOVASTAR      Initial      2
Tahlequah                   JPMCHASE     NOVASTAR      Initial      1
Gorham                      JPMCHASE     NOVASTAR      Initial      1
Metairie                    JPMCHASE     NOVASTAR      Initial      2
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Willeys                     JPMCHASE     NOVASTAR      Initial      2
Arkoma                      JPMCHASE     NOVASTAR      Initial      2
Clearwater                  JPMCHASE     NOVASTAR      Initial      1
Fishkill                    JPMCHASE     NOVASTAR      Initial      1
Bellaire                    JPMCHASE     NOVASTAR      Initial      1
New Smyrna Beach            JPMCHASE     NOVASTAR      Initial      2
Moss Point                  JPMCHASE     NOVASTAR      Initial      1
Hanford                     JPMCHASE     NOVASTAR      Initial      1
Lohrville                   JPMCHASE     NOVASTAR      Initial      1
Somerville                  JPMCHASE     NOVASTAR      Initial      1
Thornville                  JPMCHASE     NOVASTAR      Initial      1
Concord                     JPMCHASE     NOVASTAR      Initial      1
Savannah                    JPMCHASE     NOVASTAR      Initial      2
Aliq                        JPMCHASE     NOVASTAR      Initial      1
Cincinnati                  JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Docena                      JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
MULDROW                     JPMCHASE     NOVASTAR      Additional   1
Ormond Beach                JPMCHASE     NOVASTAR      Initial      1
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Compton                     JPMCHASE     NOVASTAR      Initial      1
Compton                     JPMCHASE     NOVASTAR      Initial      1
Pine Bush                   JPMCHASE     NOVASTAR      Initial      1
Marion                      JPMCHASE     NOVASTAR      Initial      1
Ldhl                        JPMCHASE     NOVASTAR      Initial      1
Topeka                      JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Yonkers                     JPMCHASE     NOVASTAR      Initial      2
Pomona                      JPMCHASE     NOVASTAR      Initial      2
Orlando                     JPMCHASE     NOVASTAR      Initial      1
Shreveport                  JPMCHASE     NOVASTAR      Initial      1
Galesburg                   JPMCHASE     NOVASTAR      Initial      1
Wyoming                     JPMCHASE     NOVASTAR      Initial      1
Concord                     JPMCHASE     NOVASTAR      Initial      2
Dresser                     JPMCHASE     NOVASTAR      Initial      1
Dillon                      JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Manorville                  JPMCHASE     NOVASTAR      Initial      1
Hayward                     JPMCHASE     NOVASTAR      Initial      2
West End                    JPMCHASE     NOVASTAR      Initial      1
WARREN                      JPMCHASE     NOVASTAR      Additional   1
Roswell                     JPMCHASE     NOVASTAR      Initial      1
Dayton                      JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Carson City                 JPMCHASE     NOVASTAR      Initial      1
Davie                       JPMCHASE     NOVASTAR      Initial      2
Orlando                     JPMCHASE     NOVASTAR      Initial      1
Monroe                      JPMCHASE     NOVASTAR      Initial      1
Brooklyn                    JPMCHASE     NOVASTAR      Initial      1
Easton                      JPMCHASE     NOVASTAR      Initial      1
Finger                      JPMCHASE     NOVASTAR      Initial      1
Grand Blanc                 JPMCHASE     NOVASTAR      Initial      1
Milford                     JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      2
Saint Louis                 JPMCHASE     NOVASTAR      Initial      1
Stafford                    JPMCHASE     NOVASTAR      Initial      1
Washington                  JPMCHASE     NOVASTAR      Initial      1
Villa Grove                 JPMCHASE     NOVASTAR      Initial      1
Sault Sainte Marie          JPMCHASE     NOVASTAR      Initial      1
Elwood                      JPMCHASE     NOVASTAR      Initial      1
Ocala                       JPMCHASE     NOVASTAR      Initial      2
Bronx                       JPMCHASE     NOVASTAR      Initial      1
Hamilton                    JPMCHASE     NOVASTAR      Initial      1
Riverview                   JPMCHASE     NOVASTAR      Initial      1
Wichita                     JPMCHASE     NOVASTAR      Initial      1
Mattawan                    JPMCHASE     NOVASTAR      Initial      1
Stafford                    JPMCHASE     NOVASTAR      Initial      1
Dunn                        JPMCHASE     NOVASTAR      Initial      1
Alta Loma                   JPMCHASE     NOVASTAR      Initial      1
Alta Loma                   JPMCHASE     NOVASTAR      Initial      2
Mexico                      JPMCHASE     NOVASTAR      Initial      1
Mesquite                    JPMCHASE     NOVASTAR      Initial      1
Glenville                   JPMCHASE     NOVASTAR      Initial      2
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Hayward                     JPMCHASE     NOVASTAR      Initial      1
Clarksburg                  JPMCHASE     NOVASTAR      Initial      2
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Venice                      JPMCHASE     NOVASTAR      Initial      1
Colonial Heights            JPMCHASE     NOVASTAR      Initial      1
Camden                      JPMCHASE     NOVASTAR      Initial      1
Spencer                     JPMCHASE     NOVASTAR      Initial      1
Wellston                    JPMCHASE     NOVASTAR      Initial      1
Hayward                     JPMCHASE     NOVASTAR      Initial      2
Roanoke                     JPMCHASE     NOVASTAR      Initial      1
Heer Park                   JPMCHASE     NOVASTAR      Initial      1
Harrison                    JPMCHASE     NOVASTAR      Initial      2
Pryor                       JPMCHASE     NOVASTAR      Initial      1
Dallas                      JPMCHASE     NOVASTAR      Initial      1
Mesquite                    JPMCHASE     NOVASTAR      Initial      1
Mesquite                    JPMCHASE     NOVASTAR      Initial      1
Parkview                    JPMCHASE     NOVASTAR      Initial      1
Slaton                      JPMCHASE     NOVASTAR      Initial      1
Bassett                     JPMCHASE     NOVASTAR      Initial      1
Eglon                       JPMCHASE     NOVASTAR      Initial      1
Bel Nor                     JPMCHASE     NOVASTAR      Initial      1
Cabot                       JPMCHASE     NOVASTAR      Initial      2
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Rock Island                 JPMCHASE     NOVASTAR      Initial      1
Beaufort                    JPMCHASE     NOVASTAR      Initial      1
Charlotte                   JPMCHASE     NOVASTAR      Initial      2
Massapequa                  JPMCHASE     NOVASTAR      Initial      1
Bardwell                    JPMCHASE     NOVASTAR      Initial      1
Staten Island               JPMCHASE     NOVASTAR      Initial      2
Vallejo                     JPMCHASE     NOVASTAR      Initial      1
Arleta                      JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Columbia                    JPMCHASE     NOVASTAR      Initial      1
Lancaster                   JPMCHASE     NOVASTAR      Initial      1
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Evansville                  JPMCHASE     NOVASTAR      Initial      1
Passyunk                    JPMCHASE     NOVASTAR      Initial      1
Brookville                  JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      2
Payne                       JPMCHASE     NOVASTAR      Initial      1
                            JPMCHASE     NOVASTAR      Initial      1
Arlington                   JPMCHASE     NOVASTAR      Initial      1
Seattle                     JPMCHASE     NOVASTAR      Initial      2
Mounds                      JPMCHASE     NOVASTAR      Initial      1
Walden                      JPMCHASE     NOVASTAR      Initial      1
Allentown                   JPMCHASE     NOVASTAR      Initial      1
Ocala                       JPMCHASE     NOVASTAR      Initial      2
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Riverdale                   JPMCHASE     NOVASTAR      Initial      1
McRae                       JPMCHASE     NOVASTAR      Initial      1
Rockford                    JPMCHASE     NOVASTAR      Initial      1
Transfer                    JPMCHASE     NOVASTAR      Initial      1
Newark                      JPMCHASE     NOVASTAR      Initial      1
Denver                      JPMCHASE     NOVASTAR      Initial      1
Rockford                    JPMCHASE     NOVASTAR      Initial      1
Hardwick                    JPMCHASE     NOVASTAR      Initial      1
Sun City                    JPMCHASE     NOVASTAR      Initial      1
Sacramento                  JPMCHASE     NOVASTAR      Initial      2
Bywood                      JPMCHASE     NOVASTAR      Initial      1
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Calumet City                JPMCHASE     NOVASTAR      Initial      1
Elwood                      JPMCHASE     NOVASTAR      Initial      1
Lorane                      JPMCHASE     NOVASTAR      Initial      1
Rexmont                     JPMCHASE     NOVASTAR      Initial      1
East Tawas                  JPMCHASE     NOVASTAR      Initial      1
Holly Hill                  JPMCHASE     NOVASTAR      Initial      1
West Columbia               JPMCHASE     NOVASTAR      Initial      1
Elbert                      JPMCHASE     NOVASTAR      Initial      2
Brookville                  JPMCHASE     NOVASTAR      Initial      2
Dallas                      JPMCHASE     NOVASTAR      Initial      1
Brooklyn                    JPMCHASE     NOVASTAR      Initial      1
Old Hickory                 JPMCHASE     NOVASTAR      Initial      2
Bergenfield                 JPMCHASE     NOVASTAR      Initial      1
Hammond                     JPMCHASE     NOVASTAR      Initial      1
Sacramento                  JPMCHASE     NOVASTAR      Initial      2
Middletown                  JPMCHASE     NOVASTAR      Initial      1
Tucson                      JPMCHASE     NOVASTAR      Initial      1
Greenacres                  JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      2
Boston                      JPMCHASE     NOVASTAR      Initial      1
Colerain                    JPMCHASE     NOVASTAR      Initial      1
Murray City                 JPMCHASE     NOVASTAR      Initial      2
Jamaica                     JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      2
Sharon                      JPMCHASE     NOVASTAR      Initial      1
Tucson                      JPMCHASE     NOVASTAR      Initial      1
Crestview                   JPMCHASE     NOVASTAR      Initial      2
Aurora                      JPMCHASE     NOVASTAR      Initial      1
Chapel Hill                 JPMCHASE     NOVASTAR      Initial      2
Kissimmee                   JPMCHASE     NOVASTAR      Initial      2
Reno                        JPMCHASE     NOVASTAR      Initial      1
Fontana                     JPMCHASE     NOVASTAR      Initial      1
Lemont                      JPMCHASE     NOVASTAR      Initial      2
Weare                       JPMCHASE     NOVASTAR      Initial      1
Newburgh                    JPMCHASE     NOVASTAR      Initial      2
Granville                   JPMCHASE     NOVASTAR      Initial      1
Monument                    JPMCHASE     NOVASTAR      Initial      2
Evesham                     JPMCHASE     NOVASTAR      Initial      2
Westgate                    JPMCHASE     NOVASTAR      Initial      2
Rockford                    JPMCHASE     NOVASTAR      Initial      1
Youngstown                  JPMCHASE     NOVASTAR      Initial      1
Burlington                  JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Calcutta                    JPMCHASE     NOVASTAR      Initial      1
Knauers                     JPMCHASE     NOVASTAR      Initial      2
Rocky Point                 JPMCHASE     NOVASTAR      Initial      1
Cloquet                     JPMCHASE     NOVASTAR      Initial      1
Fort Myers                  JPMCHASE     NOVASTAR      Initial      2
Limington                   JPMCHASE     NOVASTAR      Initial      1
Grottoes                    JPMCHASE     NOVASTAR      Initial      1
Lakemore                    JPMCHASE     NOVASTAR      Initial      2
Avery                       JPMCHASE     NOVASTAR      Initial      1
Peabody                     JPMCHASE     NOVASTAR      Initial      2
Jamestown                   JPMCHASE     NOVASTAR      Initial      1
Harrison                    JPMCHASE     NOVASTAR      Initial      2
Gretna                      JPMCHASE     NOVASTAR      Initial      1
Ellenwood                   JPMCHASE     NOVASTAR      Initial      1
Midland                     JPMCHASE     NOVASTAR      Initial      1
Auburndale                  JPMCHASE     NOVASTAR      Initial      2
Oaklandon                   JPMCHASE     NOVASTAR      Initial      1
Obetz                       JPMCHASE     NOVASTAR      Initial      1
Galaxy                      JPMCHASE     NOVASTAR      Initial      1
Wonder Lake                 JPMCHASE     NOVASTAR      Initial      1
Caro                        JPMCHASE     NOVASTAR      Initial      1
Staten Island               JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      1
Westland                    JPMCHASE     NOVASTAR      Initial      2
Milford                     JPMCHASE     NOVASTAR      Initial      1
Marysville                  JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      1
Sun City                    JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      1
Arleta                      JPMCHASE     NOVASTAR      Initial      1
Black Jack                  JPMCHASE     NOVASTAR      Initial      1
Elyria                      JPMCHASE     NOVASTAR      Initial      1
Fairborn                    JPMCHASE     NOVASTAR      Initial      1
Key West                    JPMCHASE     NOVASTAR      Initial      2
Saydel                      JPMCHASE     NOVASTAR      Initial      1
Tonawanda                   JPMCHASE     NOVASTAR      Initial      1
Southpoint                  JPMCHASE     NOVASTAR      Initial      1
Kissimmee                   JPMCHASE     NOVASTAR      Initial      1
Naranja                     JPMCHASE     NOVASTAR      Initial      2
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Pittsburgh                  JPMCHASE     NOVASTAR      Initial      1
Montz                       JPMCHASE     NOVASTAR      Initial      1
Progress                    JPMCHASE     NOVASTAR      Initial      1
Salem                       JPMCHASE     NOVASTAR      Initial      1
Wharton                     JPMCHASE     NOVASTAR      Initial      1
Sullivan                    JPMCHASE     NOVASTAR      Initial      2
Saginaw                     JPMCHASE     NOVASTAR      Initial      1
Waco                        JPMCHASE     NOVASTAR      Initial      1
Waco                        JPMCHASE     NOVASTAR      Initial      1
Bend                        JPMCHASE     NOVASTAR      Initial      2
Lakewood                    JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Damascus                    JPMCHASE     NOVASTAR      Initial      1
Steuben                     JPMCHASE     NOVASTAR      Initial      1
Buffalo                     JPMCHASE     NOVASTAR      Initial      1
Monument                    JPMCHASE     NOVASTAR      Initial      2
Mars Hill                   JPMCHASE     NOVASTAR      Initial      1
Virginia Beach              JPMCHASE     NOVASTAR      Initial      1
Englewood                   JPMCHASE     NOVASTAR      Initial      1
Monessen                    JPMCHASE     NOVASTAR      Initial      1
Hawley                      JPMCHASE     NOVASTAR      Initial      1
Chapel Hill                 JPMCHASE     NOVASTAR      Initial      2
Ironwood                    JPMCHASE     NOVASTAR      Initial      1
Fontana                     JPMCHASE     NOVASTAR      Initial      2
New Orleans                 JPMCHASE     NOVASTAR      Initial      1
Marne                       JPMCHASE     NOVASTAR      Initial      1
Conroe                      JPMCHASE     NOVASTAR      Initial      2
Middletown                  JPMCHASE     NOVASTAR      Initial      1
CAMPBELL                    JPMCHASE     NOVASTAR      Additional   1
Baldy Mesa                  JPMCHASE     NOVASTAR      Initial      2
Baldy Mesa                  JPMCHASE     NOVASTAR      Initial      2
Ocala                       JPMCHASE     NOVASTAR      Initial      2
Sharon Hill                 JPMCHASE     NOVASTAR      Initial      1
Forks                       JPMCHASE     NOVASTAR      Initial      1
Albion                      JPMCHASE     NOVASTAR      Initial      1
Conover                     JPMCHASE     NOVASTAR      Initial      2
Conroe                      JPMCHASE     NOVASTAR      Initial      2
Newark                      JPMCHASE     NOVASTAR      Initial      2
Pomona                      JPMCHASE     NOVASTAR      Initial      1
Erie                        JPMCHASE     NOVASTAR      Initial      1
Stilwell                    JPMCHASE     NOVASTAR      Initial      1
Lawrence                    JPMCHASE     NOVASTAR      Initial      1
Los Angeles                 JPMCHASE     NOVASTAR      Initial      1
Marne                       JPMCHASE     NOVASTAR      Initial      1
Mattawan                    JPMCHASE     NOVASTAR      Initial      1
Sullivan                    JPMCHASE     NOVASTAR      Initial      2
Black Jack                  JPMCHASE     NOVASTAR      Initial      1
Pulaski                     JPMCHASE     NOVASTAR      Initial      1
Aurora                      JPMCHASE     NOVASTAR      Initial      1
Brockton                    JPMCHASE     NOVASTAR      Initial      1
Hendersonville              JPMCHASE     NOVASTAR      Initial      1
Poland                      JPMCHASE     NOVASTAR      Initial      1
Avondale                    JPMCHASE     NOVASTAR      Initial      2
West Palm Beach             JPMCHASE     NOVASTAR      Initial      1
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Deltona                     JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      1
Waynesboro                  JPMCHASE     NOVASTAR      Initial      1
Goodyear                    JPMCHASE     NOVASTAR      Initial      1
Berkeley                    JPMCHASE     NOVASTAR      Initial      2
Cathedral City              JPMCHASE     NOVASTAR      Initial      2
Naples                      JPMCHASE     NOVASTAR      Initial      1
Cave Creek                  JPMCHASE     NOVASTAR      Initial      2
Fort Pierce                 JPMCHASE     NOVASTAR      Initial      2
Riviera Beach               JPMCHASE     NOVASTAR      Initial      1
Medina                      JPMCHASE     NOVASTAR      Initial      1
Washington Park             JPMCHASE     NOVASTAR      Initial      1
Brooksville                 JPMCHASE     NOVASTAR      Initial      2
Poland                      JPMCHASE     NOVASTAR      Initial      2
Tuckerton                   JPMCHASE     NOVASTAR      Initial      1
Keyport                     JPMCHASE     NOVASTAR      Initial      1
Dallas                      JPMCHASE     NOVASTAR      Initial      1
Sabraton                    JPMCHASE     NOVASTAR      Initial      1
Denver                      JPMCHASE     NOVASTAR      Initial      1
Baton Rouge                 JPMCHASE     NOVASTAR      Initial      1
Wantagh                     JPMCHASE     NOVASTAR      Initial      1
Monrovia                    JPMCHASE     NOVASTAR      Initial      1
Los Angeles                 JPMCHASE     NOVASTAR      Initial      2
Lancaster                   JPMCHASE     NOVASTAR      Initial      1
Savannah                    JPMCHASE     NOVASTAR      Initial      1
Dunn                        JPMCHASE     NOVASTAR      Initial      2
Mill Creek                  JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      1
Streetsboro                 JPMCHASE     NOVASTAR      Initial      1
Newark                      JPMCHASE     NOVASTAR      Initial      2
Miami                       JPMCHASE     NOVASTAR      Initial      2
Farrell                     JPMCHASE     NOVASTAR      Initial      1
Liberty                     JPMCHASE     NOVASTAR      Initial      1
Leroy                       JPMCHASE     NOVASTAR      Initial      2
Goodyear                    JPMCHASE     NOVASTAR      Initial      2
Sun City                    JPMCHASE     NOVASTAR      Initial      1
Fort Pierce                 JPMCHASE     NOVASTAR      Initial      2
Bakersfield                 JPMCHASE     NOVASTAR      Initial      1
Dix Hills                   JPMCHASE     NOVASTAR      Initial      1
Fairborn                    JPMCHASE     NOVASTAR      Initial      1
Grand Rapids                JPMCHASE     NOVASTAR      Initial      1
Hampstead                   JPMCHASE     NOVASTAR      Initial      1
Virden                      JPMCHASE     NOVASTAR      Initial      2
Hendersonville              JPMCHASE     NOVASTAR      Initial      1
Wilson                      JPMCHASE     NOVASTAR      Initial      1
Otto                        JPMCHASE     NOVASTAR      Initial      1
Salem                       JPMCHASE     NOVASTAR      Initial      1
ROCKY COMFORT               JPMCHASE     NOVASTAR      Additional   1
San Diego                   JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Wernersville                JPMCHASE     NOVASTAR      Initial      1
Taft                        JPMCHASE     NOVASTAR      Initial      1
Seattle                     JPMCHASE     NOVASTAR      Initial      2
Roscoe                      JPMCHASE     NOVASTAR      Initial      1
Livermore                   JPMCHASE     NOVASTAR      Initial      2
Bay Point                   JPMCHASE     NOVASTAR      Initial      2
Brooksville                 JPMCHASE     NOVASTAR      Initial      1
Livermore                   JPMCHASE     NOVASTAR      Initial      2
Mansfield                   JPMCHASE     NOVASTAR      Initial      1
Ryland                      JPMCHASE     NOVASTAR      Initial      1
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Commack                     JPMCHASE     NOVASTAR      Initial      2
Apple Valley                JPMCHASE     NOVASTAR      Initial      2
Wilmington                  JPMCHASE     NOVASTAR      Initial      1
Waukesha                    JPMCHASE     NOVASTAR      Initial      2
Meriden                     JPMCHASE     NOVASTAR      Initial      1
San Diego                   JPMCHASE     NOVASTAR      Initial      1
Riviera Beach               JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      2
Wheatfield                  JPMCHASE     NOVASTAR      Initial      1
Greene                      JPMCHASE     NOVASTAR      Initial      1
                            JPMCHASE     NOVASTAR      Initial      1
Apple Valley                JPMCHASE     NOVASTAR      Initial      2
Fort Pierce                 JPMCHASE     NOVASTAR      Initial      2
Otto                        JPMCHASE     NOVASTAR      Initial      2
Long Beach                  JPMCHASE     NOVASTAR      Initial      1
Long Beach                  JPMCHASE     NOVASTAR      Initial      1
Lodi                        JPMCHASE     NOVASTAR      Initial      1
Lodi                        JPMCHASE     NOVASTAR      Initial      2
Plainfield                  JPMCHASE     NOVASTAR      Initial      1
Amityville                  JPMCHASE     NOVASTAR      Initial      1
Trenton                     JPMCHASE     NOVASTAR      Initial      1
Amityville                  JPMCHASE     NOVASTAR      Initial      1
Virginia Beach              JPMCHASE     NOVASTAR      Initial      1
Rochester                   JPMCHASE     NOVASTAR      Initial      1
Murdock                     JPMCHASE     NOVASTAR      Initial      1
Boardman                    JPMCHASE     NOVASTAR      Initial      2
Cave Creek                  JPMCHASE     NOVASTAR      Initial      2
Watts                       JPMCHASE     NOVASTAR      Initial      1
Lynchburg                   JPMCHASE     NOVASTAR      Initial      1
Oakridge                    JPMCHASE     NOVASTAR      Initial      1
Hayward                     JPMCHASE     NOVASTAR      Initial      2
Las Vegas                   JPMCHASE     NOVASTAR      Initial      1
Canton                      JPMCHASE     NOVASTAR      Initial      2
Seattle                     JPMCHASE     NOVASTAR      Initial      1
Branch #1                   JPMCHASE     NOVASTAR      Initial      1
Kearns                      JPMCHASE     NOVASTAR      Initial      2
San Diego                   JPMCHASE     NOVASTAR      Initial      1
Orange                      JPMCHASE     NOVASTAR      Initial      1
Vandalia                    JPMCHASE     NOVASTAR      Initial      1
Kansas City                 JPMCHASE     NOVASTAR      Initial      1
Mansfield                   JPMCHASE     NOVASTAR      Initial      2
Wilson                      JPMCHASE     NOVASTAR      Initial      1
Knoxville                   JPMCHASE     NOVASTAR      Initial      1
Sandersdale                 JPMCHASE     NOVASTAR      Initial      1
Walnut Park                 JPMCHASE     NOVASTAR      Initial      2
Monroe                      JPMCHASE     NOVASTAR      Initial      1
Columbus                    JPMCHASE     NOVASTAR      Initial      1
Basin                       JPMCHASE     NOVASTAR      Initial      1
Tarpon Springs              JPMCHASE     NOVASTAR      Initial      2
West Adams                  JPMCHASE     NOVASTAR      Initial      2
West Adams                  JPMCHASE     NOVASTAR      Initial      2
Houston                     JPMCHASE     NOVASTAR      Initial      1
Leroy                       JPMCHASE     NOVASTAR      Initial      2
Chesapeake                  JPMCHASE     NOVASTAR      Initial      1
Karns                       JPMCHASE     NOVASTAR      Initial      1
Waynesfield                 JPMCHASE     NOVASTAR      Initial      1
Oak Point                   JPMCHASE     NOVASTAR      Initial      2
Mesa                        JPMCHASE     NOVASTAR      Initial      2
Sherwood                    JPMCHASE     NOVASTAR      Initial      2
Watts                       JPMCHASE     NOVASTAR      Initial      1
Seal Beach                  JPMCHASE     NOVASTAR      Initial      2
Elbert                      JPMCHASE     NOVASTAR      Initial      2
CENTRAL ISLIP               JPMCHASE     NOVASTAR      Additional   2
Parkland                    JPMCHASE     NOVASTAR      Initial      2
Clover                      JPMCHASE     NOVASTAR      Initial      2
Salem                       JPMCHASE     NOVASTAR      Initial      1
Buffalo                     JPMCHASE     NOVASTAR      Initial      1
Grand Rapids                JPMCHASE     NOVASTAR      Initial      2
Miami                       JPMCHASE     NOVASTAR      Initial      2
Lancaster                   JPMCHASE     NOVASTAR      Initial      1
                            JPMCHASE     NOVASTAR      Initial      2
Cozy Lake                   JPMCHASE     NOVASTAR      Initial      2
Chicago Ridge               JPMCHASE     NOVASTAR      Initial      1
Commerce                    JPMCHASE     NOVASTAR      Initial      1
DOUGLAS                     JPMCHASE     NOVASTAR      Additional   1
Oxnard                      JPMCHASE     NOVASTAR      Initial      2
Asheville                   JPMCHASE     NOVASTAR      Initial      1
Karns                       JPMCHASE     NOVASTAR      Initial      1
Stanwood                    JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Lubbock                     JPMCHASE     NOVASTAR      Initial      1
Auburn                      JPMCHASE     NOVASTAR      Initial      1
Unity                       JPMCHASE     NOVASTAR      Initial      1
Newtown                     JPMCHASE     NOVASTAR      Initial      2
Crystal River               JPMCHASE     NOVASTAR      Initial      1
Bakersfield                 JPMCHASE     NOVASTAR      Initial      1
Denver                      JPMCHASE     NOVASTAR      Initial      1
Cozy Lake                   JPMCHASE     NOVASTAR      Initial      2
Chicago                     JPMCHASE     NOVASTAR      Initial      1
Naranja                     JPMCHASE     NOVASTAR      Initial      1
Wilmington                  JPMCHASE     NOVASTAR      Initial      1
Stuart                      JPMCHASE     NOVASTAR      Initial      2
Vernon                      JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      1
Mars Hill                   JPMCHASE     NOVASTAR      Initial      1
Lomita                      JPMCHASE     NOVASTAR      Initial      2
Albany                      JPMCHASE     NOVASTAR      Initial      2
Milton                      JPMCHASE     NOVASTAR      Initial      1
Hermiston                   JPMCHASE     NOVASTAR      Initial      1
South Gate                  JPMCHASE     NOVASTAR      Initial      1
Lancaster                   JPMCHASE     NOVASTAR      Initial      1
Kearns                      JPMCHASE     NOVASTAR      Initial      1
Temecula                    JPMCHASE     NOVASTAR      Initial      1
San Antonio                 JPMCHASE     NOVASTAR      Initial      2
Rochester                   JPMCHASE     NOVASTAR      Initial      2
Grottoes                    JPMCHASE     NOVASTAR      Initial      1
West Palm Beach             JPMCHASE     NOVASTAR      Initial      2
Springfield                 JPMCHASE     NOVASTAR      Initial      1
Hazelwood                   JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      2
Clover                      JPMCHASE     NOVASTAR      Initial      2
Westmorland                 JPMCHASE     NOVASTAR      Initial      1
Riverview                   JPMCHASE     NOVASTAR      Initial      1
Drew                        JPMCHASE     NOVASTAR      Initial      1
Parkdale                    JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      2
Mansfield                   JPMCHASE     NOVASTAR      Initial      1
Baltimore                   JPMCHASE     NOVASTAR      Initial      1
Muhlenberg                  JPMCHASE     NOVASTAR      Initial      1
Troy                        JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Douglas                     JPMCHASE     NOVASTAR      Initial      1
Greenbush                   JPMCHASE     NOVASTAR      Initial      1
East Islip                  JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      2
Cheyenne                    JPMCHASE     NOVASTAR      Initial      1
Wharton                     JPMCHASE     NOVASTAR      Initial      1
Englewood                   JPMCHASE     NOVASTAR      Initial      1
Norco                       JPMCHASE     NOVASTAR      Initial      2
Norwalk                     JPMCHASE     NOVASTAR      Initial      1
Lomita                      JPMCHASE     NOVASTAR      Initial      2
Grayson                     JPMCHASE     NOVASTAR      Initial      2
Atchison                    JPMCHASE     NOVASTAR      Initial      1
Concord                     JPMCHASE     NOVASTAR      Initial      2
Lauderhill                  JPMCHASE     NOVASTAR      Initial      1
Miner                       JPMCHASE     NOVASTAR      Initial      1
Hoschton                    JPMCHASE     NOVASTAR      Initial      2
Asheville                   JPMCHASE     NOVASTAR      Initial      1
Elmira                      JPMCHASE     NOVASTAR      Initial      1
Central Islip               JPMCHASE     NOVASTAR      Initial      1
Staten Island               JPMCHASE     NOVASTAR      Initial      1
Brooklyn                    JPMCHASE     NOVASTAR      Initial      1
Albuquerque                 JPMCHASE     NOVASTAR      Initial      1
Carmel                      JPMCHASE     NOVASTAR      Initial      2
Defiance                    JPMCHASE     NOVASTAR      Initial      1
Hermiston                   JPMCHASE     NOVASTAR      Initial      1
Mount Pleasant              JPMCHASE     NOVASTAR      Initial      1
Farmingdale                 JPMCHASE     NOVASTAR      Initial      1
Gilmore                     JPMCHASE     NOVASTAR      Initial      1
Arnold                      JPMCHASE     NOVASTAR      Initial      1
Albuquerque                 JPMCHASE     NOVASTAR      Initial      2
Forest Park                 JPMCHASE     NOVASTAR      Initial      1
Asheville                   JPMCHASE     NOVASTAR      Initial      1
Reva                        JPMCHASE     NOVASTAR      Initial      1
Houston                     JPMCHASE     NOVASTAR      Initial      1
Amityville                  JPMCHASE     NOVASTAR      Initial      1
Grayson                     JPMCHASE     NOVASTAR      Initial      2
Palo Alto                   JPMCHASE     NOVASTAR      Initial      2
Concord                     JPMCHASE     NOVASTAR      Initial      2
Astoria                     JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Kansas City                 JPMCHASE     NOVASTAR      Initial      1
Rochester                   JPMCHASE     NOVASTAR      Initial      2
SEARCY                      JPMCHASE     NOVASTAR      Additional   1
LAKE CHARLES                JPMCHASE     NOVASTAR      Additional   1
North Highlands             JPMCHASE     NOVASTAR      Initial      2
Gilmore                     JPMCHASE     NOVASTAR      Initial      1
San Antonio                 JPMCHASE     NOVASTAR      Initial      2
Rochester                   JPMCHASE     NOVASTAR      Initial      1
Hicksville                  JPMCHASE     NOVASTAR      Initial      1
Chicago                     JPMCHASE     NOVASTAR      Initial      1
New Athens                  JPMCHASE     NOVASTAR      Initial      2
Macedonia                   JPMCHASE     NOVASTAR      Initial      1
Mount Vernon                JPMCHASE     NOVASTAR      Initial      1
Denver                      JPMCHASE     NOVASTAR      Initial      1
Standale                    JPMCHASE     NOVASTAR      Initial      1
Brunswick                   JPMCHASE     NOVASTAR      Initial      2
Brunswick                   JPMCHASE     NOVASTAR      Initial      2
Chicago                     JPMCHASE     NOVASTAR      Initial      1
Black Forest                JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Walnut Park                 JPMCHASE     NOVASTAR      Initial      2
Caruth                      JPMCHASE     NOVASTAR      Initial      1
Allen                       JPMCHASE     NOVASTAR      Initial      2
Lake Elsinore               JPMCHASE     NOVASTAR      Initial      1
Black Forest                JPMCHASE     NOVASTAR      Initial      1
Houston                     JPMCHASE     NOVASTAR      Initial      1
Oak Lane                    JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Clintonville                JPMCHASE     NOVASTAR      Initial      1
Powell                      JPMCHASE     NOVASTAR      Initial      2
Hiller                      JPMCHASE     NOVASTAR      Initial      1
Wichita                     JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      1
Ronkonkoma                  JPMCHASE     NOVASTAR      Initial      1
Kalamazoo                   JPMCHASE     NOVASTAR      Initial      1
Slidell                     JPMCHASE     NOVASTAR      Initial      1
Hi Vista                    JPMCHASE     NOVASTAR      Initial      2
Appleton                    JPMCHASE     NOVASTAR      Initial      1
Newark                      JPMCHASE     NOVASTAR      Initial      1
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Aurora                      JPMCHASE     NOVASTAR      Initial      2
Joplin                      JPMCHASE     NOVASTAR      Initial      2
National City               JPMCHASE     NOVASTAR      Initial      2
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Manawa                      JPMCHASE     NOVASTAR      Initial      1
Alexandria                  JPMCHASE     NOVASTAR      Initial      1
Riverview                   JPMCHASE     NOVASTAR      Initial      1
Branch #1                   JPMCHASE     NOVASTAR      Initial      1
Compton                     JPMCHASE     NOVASTAR      Initial      1
Eagle Point                 JPMCHASE     NOVASTAR      Initial      1
Saint Joseph                JPMCHASE     NOVASTAR      Initial      1
Harristown                  JPMCHASE     NOVASTAR      Initial      2
Port Ewen                   JPMCHASE     NOVASTAR      Initial      2
Piqua                       JPMCHASE     NOVASTAR      Initial      1
Reno                        JPMCHASE     NOVASTAR      Initial      2
PULTENEY                    JPMCHASE     NOVASTAR      Additional   1
Parkland                    JPMCHASE     NOVASTAR      Initial      2
Jacksonville                JPMCHASE     NOVASTAR      Initial      2
Canton                      JPMCHASE     NOVASTAR      Initial      1
Suffolk                     JPMCHASE     NOVASTAR      Initial      1
Pittsburgh                  JPMCHASE     NOVASTAR      Initial      1
Canton                      JPMCHASE     NOVASTAR      Initial      1
Macomb                      JPMCHASE     NOVASTAR      Initial      2
Fort Pierce                 JPMCHASE     NOVASTAR      Initial      2
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Bay City                    JPMCHASE     NOVASTAR      Initial      1
Dover                       JPMCHASE     NOVASTAR      Initial      1
Dix Hills                   JPMCHASE     NOVASTAR      Initial      1
Denton                      JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Colorado Springs            JPMCHASE     NOVASTAR      Initial      1
Colorado Springs            JPMCHASE     NOVASTAR      Initial      1
Basin                       JPMCHASE     NOVASTAR      Initial      1
Moncla                      JPMCHASE     NOVASTAR      Initial      1
Venice                      JPMCHASE     NOVASTAR      Initial      1
Fairfield                   JPMCHASE     NOVASTAR      Initial      2
Chicago                     JPMCHASE     NOVASTAR      Initial      2
Rush                        JPMCHASE     NOVASTAR      Initial      1
Virginia Beach              JPMCHASE     NOVASTAR      Initial      1
Brooklyn                    JPMCHASE     NOVASTAR      Initial      1
Suffolk                     JPMCHASE     NOVASTAR      Initial      1
Santa Rosa                  JPMCHASE     NOVASTAR      Initial      2
Dallas                      JPMCHASE     NOVASTAR      Initial      2
Chandler                    JPMCHASE     NOVASTAR      Initial      2
Colton                      JPMCHASE     NOVASTAR      Initial      1
Ocoee                       JPMCHASE     NOVASTAR      Initial      2
FLOSSMOOR                   JPMCHASE     NOVASTAR      Additional   2
Shirley                     JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Bobo                        JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Lumberton                   JPMCHASE     NOVASTAR      Initial      2
Poughquag                   JPMCHASE     NOVASTAR      Initial      2
Waldorf                     JPMCHASE     NOVASTAR      Initial      1
Jamaica                     JPMCHASE     NOVASTAR      Initial      1
Columbia                    JPMCHASE     NOVASTAR      Initial      1
Tull                        JPMCHASE     NOVASTAR      Initial      1
Bexley                      JPMCHASE     NOVASTAR      Initial      1
Freeport                    JPMCHASE     NOVASTAR      Initial      2
Bay City                    JPMCHASE     NOVASTAR      Initial      1
Wantagh                     JPMCHASE     NOVASTAR      Initial      1
Meads                       JPMCHASE     NOVASTAR      Initial      1
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Aurora                      JPMCHASE     NOVASTAR      Initial      2
Carson                      JPMCHASE     NOVASTAR      Initial      1
Hudson                      JPMCHASE     NOVASTAR      Initial      1
Saegertown                  JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      1
Batavia                     JPMCHASE     NOVASTAR      Initial      1
Hi Vista                    JPMCHASE     NOVASTAR      Initial      2
Marietta                    JPMCHASE     NOVASTAR      Initial      1
Ink                         JPMCHASE     NOVASTAR      Initial      1
Stuart                      JPMCHASE     NOVASTAR      Initial      2
LINCOLNTON                  JPMCHASE     NOVASTAR      Additional   1
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Greenville                  JPMCHASE     NOVASTAR      Initial      1
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Columbia                    JPMCHASE     NOVASTAR      Initial      1
Charlotte                   JPMCHASE     NOVASTAR      Initial      2
Houston                     JPMCHASE     NOVASTAR      Initial      1
Burlington                  JPMCHASE     NOVASTAR      Initial      1
Oakville                    JPMCHASE     NOVASTAR      Initial      1
Bexley                      JPMCHASE     NOVASTAR      Initial      2
Wilmington                  JPMCHASE     NOVASTAR      Initial      1
Kansas City                 JPMCHASE     NOVASTAR      Initial      1
Warren                      JPMCHASE     NOVASTAR      Initial      1
Pennington                  JPMCHASE     NOVASTAR      Initial      2
Palm Harbor                 JPMCHASE     NOVASTAR      Initial      1
Columbia                    JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Moreno                      JPMCHASE     NOVASTAR      Initial      2
El Toro                     JPMCHASE     NOVASTAR      Initial      1
El Toro                     JPMCHASE     NOVASTAR      Initial      1
Moreno Valley               JPMCHASE     NOVASTAR      Initial      1
Leucadia                    JPMCHASE     NOVASTAR      Initial      2
Sylvania                    JPMCHASE     NOVASTAR      Initial      2
Concord                     JPMCHASE     NOVASTAR      Initial      2
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Houston                     JPMCHASE     NOVASTAR      Initial      1
Naples                      JPMCHASE     NOVASTAR      Initial      1
Riverview                   JPMCHASE     NOVASTAR      Initial      1
Canton                      JPMCHASE     NOVASTAR      Initial      2
Keller                      JPMCHASE     NOVASTAR      Initial      1
Washington                  JPMCHASE     NOVASTAR      Initial      1
Sylvania                    JPMCHASE     NOVASTAR      Initial      2
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Wonder Lake                 JPMCHASE     NOVASTAR      Initial      1
La Tijera                   JPMCHASE     NOVASTAR      Initial      2
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Riverview                   JPMCHASE     NOVASTAR      Initial      2
Fort Edward                 JPMCHASE     NOVASTAR      Initial      1
Marion                      JPMCHASE     NOVASTAR      Initial      1
Jamaica                     JPMCHASE     NOVASTAR      Initial      1
Youngstown                  JPMCHASE     NOVASTAR      Initial      1
Harrisonville               JPMCHASE     NOVASTAR      Initial      2
Hanford                     JPMCHASE     NOVASTAR      Initial      1
Boise                       JPMCHASE     NOVASTAR      Initial      1
Fairway                     JPMCHASE     NOVASTAR      Initial      1
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
National City               JPMCHASE     NOVASTAR      Initial      2
Chandler                    JPMCHASE     NOVASTAR      Initial      2
Akron                       JPMCHASE     NOVASTAR      Initial      1
Aberdeen                    JPMCHASE     NOVASTAR      Initial      1
Harrisonville               JPMCHASE     NOVASTAR      Initial      2
Lakeland                    JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Wilmington                  JPMCHASE     NOVASTAR      Initial      1
Dellwood                    JPMCHASE     NOVASTAR      Initial      1
Gibsonia                    JPMCHASE     NOVASTAR      Initial      1
Sedona                      JPMCHASE     NOVASTAR      Initial      2
Murrieta                    JPMCHASE     NOVASTAR      Initial      2
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Cheshire                    JPMCHASE     NOVASTAR      Initial      2
Dalton                      JPMCHASE     NOVASTAR      Initial      1
Albuquerque                 JPMCHASE     NOVASTAR      Initial      1
NEW ORLEANS                 JPMCHASE     NOVASTAR      Additional   1
Pekin                       JPMCHASE     NOVASTAR      Initial      1
Fairfield                   JPMCHASE     NOVASTAR      Initial      2
Palm Harbor                 JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      2
Greenwell Springs           JPMCHASE     NOVASTAR      Initial      1
Forest Park                 JPMCHASE     NOVASTAR      Initial      2
Yucca Valley                JPMCHASE     NOVASTAR      Initial      1
Mount Vernon                JPMCHASE     NOVASTAR      Initial      1
Somerton                    JPMCHASE     NOVASTAR      Initial      1
ENTERPRISE                  JPMCHASE     NOVASTAR      Additional   1
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Augusta                     JPMCHASE     NOVASTAR      Initial      2
Cave Creek                  JPMCHASE     NOVASTAR      Initial      2
Dallas                      JPMCHASE     NOVASTAR      Initial      2
Temecula                    JPMCHASE     NOVASTAR      Initial      2
Norbeck                     JPMCHASE     NOVASTAR      Initial      1
Menasha                     JPMCHASE     NOVASTAR      Initial      1
Goodrich                    JPMCHASE     NOVASTAR      Initial      1
Leland                      JPMCHASE     NOVASTAR      Initial      2
Pittsburgh                  JPMCHASE     NOVASTAR      Initial      1
Franklinville               JPMCHASE     NOVASTAR      Initial      1
Lafayette                   JPMCHASE     NOVASTAR      Initial      1
Mandeville                  JPMCHASE     NOVASTAR      Initial      1
Plyler                      JPMCHASE     NOVASTAR      Initial      1
East Haddam                 JPMCHASE     NOVASTAR      Initial      2
Asheville                   JPMCHASE     NOVASTAR      Initial      2
Calhoun                     JPMCHASE     NOVASTAR      Initial      1
Baxter                      JPMCHASE     NOVASTAR      Initial      1
Walker                      JPMCHASE     NOVASTAR      Initial      1
San Jose                    JPMCHASE     NOVASTAR      Initial      2
New Smyrna Beach            JPMCHASE     NOVASTAR      Initial      2
Boise                       JPMCHASE     NOVASTAR      Initial      1
La Tijera                   JPMCHASE     NOVASTAR      Initial      2
East Brunswick              JPMCHASE     NOVASTAR      Initial      2
Chipley                     JPMCHASE     NOVASTAR      Initial      1
Rochester                   JPMCHASE     NOVASTAR      Initial      1
Jacksonville                JPMCHASE     NOVASTAR      Initial      1
Masury                      JPMCHASE     NOVASTAR      Initial      1
Roseville                   JPMCHASE     NOVASTAR      Initial      2
Roseville                   JPMCHASE     NOVASTAR      Initial      2
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Masury                      JPMCHASE     NOVASTAR      Initial      1
Plaza                       JPMCHASE     NOVASTAR      Initial      1
Rodeo                       JPMCHASE     NOVASTAR      Initial      2
Hot Springs                 JPMCHASE     NOVASTAR      Initial      1
Yukon                       JPMCHASE     NOVASTAR      Initial      2
Darnestown                  JPMCHASE     NOVASTAR      Initial      1
Hughson                     JPMCHASE     NOVASTAR      Initial      2
Saint Petersburg            JPMCHASE     NOVASTAR      Initial      1
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Orosi                       JPMCHASE     NOVASTAR      Initial      1
Independence                JPMCHASE     NOVASTAR      Initial      1
Brandon                     JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Glendale                    JPMCHASE     NOVASTAR      Initial      1
Brandon                     JPMCHASE     NOVASTAR      Initial      1
Chicopee                    JPMCHASE     NOVASTAR      Initial      1
Asheville                   JPMCHASE     NOVASTAR      Initial      2
Lynwood                     JPMCHASE     NOVASTAR      Initial      2
Mastic                      JPMCHASE     NOVASTAR      Initial      1
Hughson                     JPMCHASE     NOVASTAR      Initial      2
Glendale                    JPMCHASE     NOVASTAR      Initial      1
Cleveland                   JPMCHASE     NOVASTAR      Initial      1
Orlando                     JPMCHASE     NOVASTAR      Initial      2
Bradenton                   JPMCHASE     NOVASTAR      Initial      1
Defiance                    JPMCHASE     NOVASTAR      Initial      2
Flint                       JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      2
Flint                       JPMCHASE     NOVASTAR      Initial      1
Lorain                      JPMCHASE     NOVASTAR      Initial      1
Poland                      JPMCHASE     NOVASTAR      Initial      1
Gorham                      JPMCHASE     NOVASTAR      Initial      2
Arundel                     JPMCHASE     NOVASTAR      Initial      2
Cloverly                    JPMCHASE     NOVASTAR      Initial      2
Cheshire                    JPMCHASE     NOVASTAR      Initial      2
Buffalo                     JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Kissimmee                   JPMCHASE     NOVASTAR      Initial      2
Boardman                    JPMCHASE     NOVASTAR      Initial      1
Fort Myers                  JPMCHASE     NOVASTAR      Initial      2
West Middlesex              JPMCHASE     NOVASTAR      Initial      1
Leland                      JPMCHASE     NOVASTAR      Initial      2
                            JPMCHASE     NOVASTAR      Initial      1
Darnestown                  JPMCHASE     NOVASTAR      Initial      1
Roscommon                   JPMCHASE     NOVASTAR      Initial      1
ROGERSVILLE                 JPMCHASE     NOVASTAR      Additional   1
Cathedral City              JPMCHASE     NOVASTAR      Initial      2
Paterson                    JPMCHASE     NOVASTAR      Initial      1
Plain City                  JPMCHASE     NOVASTAR      Initial      1
Lavaca                      JPMCHASE     NOVASTAR      Initial      1
Wellston                    JPMCHASE     NOVASTAR      Initial      1
Fort Wayne                  JPMCHASE     NOVASTAR      Initial      1
Naranja                     JPMCHASE     NOVASTAR      Initial      2
New Bedford                 JPMCHASE     NOVASTAR      Initial      1
Lehi                        JPMCHASE     NOVASTAR      Initial      1
Lynwood                     JPMCHASE     NOVASTAR      Initial      2
Hi Vista                    JPMCHASE     NOVASTAR      Initial      1
Cave Creek                  JPMCHASE     NOVASTAR      Initial      2
Tracy                       JPMCHASE     NOVASTAR      Initial      2
Indio                       JPMCHASE     NOVASTAR      Initial      1
Saint Louis                 JPMCHASE     NOVASTAR      Initial      1
Marion                      JPMCHASE     NOVASTAR      Initial      1
Kissimmee                   JPMCHASE     NOVASTAR      Initial      2
White Cloud                 JPMCHASE     NOVASTAR      Initial      1
Stow                        JPMCHASE     NOVASTAR      Initial      1
Canton                      JPMCHASE     NOVASTAR      Initial      1
Danbury                     JPMCHASE     NOVASTAR      Initial      1
Palm Harbor                 JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      2
MILWAUKEE                   JPMCHASE     NOVASTAR      Additional   1
Hamilton                    JPMCHASE     NOVASTAR      Initial      1
Lakeland                    JPMCHASE     NOVASTAR      Initial      1
Davie                       JPMCHASE     NOVASTAR      Initial      1
Middletown                  JPMCHASE     NOVASTAR      Initial      1
Central Islip               JPMCHASE     NOVASTAR      Initial      1
Jamaica                     JPMCHASE     NOVASTAR      Initial      1
Lehigh                      JPMCHASE     NOVASTAR      Initial      1
Stow                        JPMCHASE     NOVASTAR      Initial      1
Greer                       JPMCHASE     NOVASTAR      Initial      1
Lehi                        JPMCHASE     NOVASTAR      Initial      1
Davie                       JPMCHASE     NOVASTAR      Initial      1
Central Islip               JPMCHASE     NOVASTAR      Initial      1
Sedona                      JPMCHASE     NOVASTAR      Initial      2
Indio                       JPMCHASE     NOVASTAR      Initial      2
Kansas City                 JPMCHASE     NOVASTAR      Initial      1
WPAFB                       JPMCHASE     NOVASTAR      Initial      1
WILMINGTON                  JPMCHASE     NOVASTAR      Additional   2
Gulfport                    JPMCHASE     NOVASTAR      Initial      2
Auburn                      JPMCHASE     NOVASTAR      Initial      1
Glenmont                    JPMCHASE     NOVASTAR      Initial      1
La Vergne                   JPMCHASE     NOVASTAR      Initial      1
Mount Hope                  JPMCHASE     NOVASTAR      Initial      1
Goodrich                    JPMCHASE     NOVASTAR      Initial      1
Edgemoor                    JPMCHASE     NOVASTAR      Initial      1
Miramar                     JPMCHASE     NOVASTAR      Initial      1
Estero                      JPMCHASE     NOVASTAR      Initial      1
Greenwood                   JPMCHASE     NOVASTAR      Initial      1
Buffalo                     JPMCHASE     NOVASTAR      Initial      1
Mahon                       JPMCHASE     NOVASTAR      Initial      1
Cleveld                     JPMCHASE     NOVASTAR      Initial      1
Estero                      JPMCHASE     NOVASTAR      Initial      1
Anderson                    JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Fontana                     JPMCHASE     NOVASTAR      Initial      1
Chillicothe                 JPMCHASE     NOVASTAR      Initial      1
Fort Pierce                 JPMCHASE     NOVASTAR      Initial      2
Jackson                     JPMCHASE     NOVASTAR      Initial      1
McMurray                    JPMCHASE     NOVASTAR      Initial      1
Mobile                      JPMCHASE     NOVASTAR      Initial      1
Fort Pierce                 JPMCHASE     NOVASTAR      Initial      1
Mobile                      JPMCHASE     NOVASTAR      Initial      1
Sevierville                 JPMCHASE     NOVASTAR      Initial      1
Gorham                      JPMCHASE     NOVASTAR      Initial      2
Antelope                    JPMCHASE     NOVASTAR      Initial      2
Antelope                    JPMCHASE     NOVASTAR      Initial      2
Lynco                       JPMCHASE     NOVASTAR      Initial      1
Lake Wales                  JPMCHASE     NOVASTAR      Initial      1
Palm Desert                 JPMCHASE     NOVASTAR      Initial      1
San Gabriel                 JPMCHASE     NOVASTAR      Initial      2
Sacramento                  JPMCHASE     NOVASTAR      Initial      1
Long Beach                  JPMCHASE     NOVASTAR      Initial      2
Watts                       JPMCHASE     NOVASTAR      Initial      1
Sacramento                  JPMCHASE     NOVASTAR      Initial      1
Tucson                      JPMCHASE     NOVASTAR      Initial      2
Tucson                      JPMCHASE     NOVASTAR      Initial      2
                            JPMCHASE     NOVASTAR      Initial      1
Moreno Valley               JPMCHASE     NOVASTAR      Initial      1
Pasadena                    JPMCHASE     NOVASTAR      Initial      2
Pasadena                    JPMCHASE     NOVASTAR      Initial      2
Mira Loma                   JPMCHASE     NOVASTAR      Initial      2
Ldhl                        JPMCHASE     NOVASTAR      Initial      1
Ldhl                        JPMCHASE     NOVASTAR      Initial      1
Lakewood                    JPMCHASE     NOVASTAR      Initial      1
Lakewood                    JPMCHASE     NOVASTAR      Initial      2
Sylmar                      JPMCHASE     NOVASTAR      Initial      2
Reno                        JPMCHASE     NOVASTAR      Initial      1
Etna                        JPMCHASE     NOVASTAR      Initial      1
Jacksboro                   JPMCHASE     NOVASTAR      Initial      1
Toledo                      JPMCHASE     NOVASTAR      Initial      1
Trabuco Canyon              JPMCHASE     NOVASTAR      Initial      2
Montgomery                  JPMCHASE     NOVASTAR      Initial      1
Davie                       JPMCHASE     NOVASTAR      Initial      1
Kittery                     JPMCHASE     NOVASTAR      Initial      1
Montgomery                  JPMCHASE     NOVASTAR      Initial      1
Mack                        JPMCHASE     NOVASTAR      Initial      1
Wellington                  JPMCHASE     NOVASTAR      Initial      1
Tice                        JPMCHASE     NOVASTAR      Initial      1
Haverhill                   JPMCHASE     NOVASTAR      Initial      2
Lakeland                    JPMCHASE     NOVASTAR      Initial      1
Seat Pleasant               JPMCHASE     NOVASTAR      Initial      1
Islip                       JPMCHASE     NOVASTAR      Initial      1
Hoschton                    JPMCHASE     NOVASTAR      Initial      2
Asharoken                   JPMCHASE     NOVASTAR      Initial      2
Cimarron Hills              JPMCHASE     NOVASTAR      Initial      1
Oakville                    JPMCHASE     NOVASTAR      Initial      1
Kernan                      JPMCHASE     NOVASTAR      Initial      1
Edgewood                    JPMCHASE     NOVASTAR      Initial      1
Arden                       JPMCHASE     NOVASTAR      Initial      1
Silver Spring               JPMCHASE     NOVASTAR      Initial      1
Wade                        JPMCHASE     NOVASTAR      Initial      1
Aberdeen                    JPMCHASE     NOVASTAR      Initial      1
Dallas                      JPMCHASE     NOVASTAR      Initial      1
Chicago                     JPMCHASE     NOVASTAR      Initial      1
Miramar                     JPMCHASE     NOVASTAR      Initial      1
Torrington                  JPMCHASE     NOVASTAR      Initial      1
Chicago                     JPMCHASE     NOVASTAR      Initial      1
Warren                      JPMCHASE     NOVASTAR      Initial      1
Fort Pierce                 JPMCHASE     NOVASTAR      Initial      2
Washingtonville             JPMCHASE     NOVASTAR      Initial      1
Shady Lake                  JPMCHASE     NOVASTAR      Initial      1
Napa                        JPMCHASE     NOVASTAR      Initial      2
Las Vegas                   JPMCHASE     NOVASTAR      Initial      2
Miami                       JPMCHASE     NOVASTAR      Initial      1
Dale City                   JPMCHASE     NOVASTAR      Initial      1
Yukon                       JPMCHASE     NOVASTAR      Initial      2
Springfield                 JPMCHASE     NOVASTAR      Initial      1
Knoxville                   JPMCHASE     NOVASTAR      Initial      1
ETHEL                       JPMCHASE     NOVASTAR      Additional   2
Lakeland                    JPMCHASE     NOVASTAR      Initial      2
McMurray                    JPMCHASE     NOVASTAR      Initial      1
Mount Washington            JPMCHASE     NOVASTAR      Initial      2
Stuart                      JPMCHASE     NOVASTAR      Initial      1
Tampa                       JPMCHASE     NOVASTAR      Initial      2
Akron                       JPMCHASE     NOVASTAR      Initial      1
Lansing                     JPMCHASE     NOVASTAR      Initial      1
Poteau                      JPMCHASE     NOVASTAR      Initial      2
Simpsonville                JPMCHASE     NOVASTAR      Initial      1
Dade City                   JPMCHASE     NOVASTAR      Initial      2
Jacksonville                JPMCHASE     NOVASTAR      Initial      2
Miami                       JPMCHASE     NOVASTAR      Initial      1
Simpsonville                JPMCHASE     NOVASTAR      Initial      2
Linndale                    JPMCHASE     NOVASTAR      Initial      1
Rochester                   JPMCHASE     NOVASTAR      Initial      1
Sevierville                 JPMCHASE     NOVASTAR      Initial      1
Dade City                   JPMCHASE     NOVASTAR      Initial      2
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Cimarron Hills              JPMCHASE     NOVASTAR      Initial      1
Bakersfield                 JPMCHASE     NOVASTAR      Initial      1
Shreveport                  JPMCHASE     NOVASTAR      Initial      1
Chattanooga                 JPMCHASE     NOVASTAR      Initial      1
Raytown                     JPMCHASE     NOVASTAR      Initial      1
Bloomingdale                JPMCHASE     NOVASTAR      Initial      2
Tampa                       JPMCHASE     NOVASTAR      Initial      2
Tracy                       JPMCHASE     NOVASTAR      Initial      2
Melbourne                   JPMCHASE     NOVASTAR      Initial      2
Tulsa                       JPMCHASE     NOVASTAR      Initial      1
Surveyor                    JPMCHASE     NOVASTAR      Initial      1
Warren                      JPMCHASE     NOVASTAR      Initial      1
Tarpon Springs              JPMCHASE     NOVASTAR      Initial      1
Dale City                   JPMCHASE     NOVASTAR      Initial      1
Binghamton                  JPMCHASE     NOVASTAR      Initial      1
Caldwell                    JPMCHASE     NOVASTAR      Initial      1
Denver                      JPMCHASE     NOVASTAR      Initial      1
Detroit                     JPMCHASE     NOVASTAR      Initial      1
Progress                    JPMCHASE     NOVASTAR      Initial      1
Florence                    JPMCHASE     NOVASTAR      Initial      1
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Lake Ridge                  JPMCHASE     NOVASTAR      Initial      2
White House                 JPMCHASE     NOVASTAR      Initial      1
Lake Ridge                  JPMCHASE     NOVASTAR      Initial      2
Beloit                      JPMCHASE     NOVASTAR      Initial      1
Greenwood                   JPMCHASE     NOVASTAR      Initial      2
Las Vegas                   JPMCHASE     NOVASTAR      Initial      2
Mount Washington            JPMCHASE     NOVASTAR      Initial      2
Pompano Beach               JPMCHASE     NOVASTAR      Initial      2
Caldwell                    JPMCHASE     NOVASTAR      Initial      1
Darbydale                   JPMCHASE     NOVASTAR      Initial      2
Simpsonville                JPMCHASE     NOVASTAR      Initial      2
Westerville                 JPMCHASE     NOVASTAR      Initial      1
Taft                        JPMCHASE     NOVASTAR      Initial      1
Leesburg                    JPMCHASE     NOVASTAR      Initial      1
Grandview                   JPMCHASE     NOVASTAR      Initial      1
Grandview                   JPMCHASE     NOVASTAR      Initial      2
Call                        JPMCHASE     NOVASTAR      Initial      1
Alex                        JPMCHASE     NOVASTAR      Initial      1
Wade                        JPMCHASE     NOVASTAR      Initial      1
Tarpon Springs              JPMCHASE     NOVASTAR      Initial      1
Buckeye                     JPMCHASE     NOVASTAR      Initial      1
Lake Ridge                  JPMCHASE     NOVASTAR      Initial      2
Stone Mountain              JPMCHASE     NOVASTAR      Initial      1
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
Ruther Glen                 JPMCHASE     NOVASTAR      Initial      2
TULSA                       JPMCHASE     NOVASTAR      Additional   1
Appleton                    JPMCHASE     NOVASTAR      Initial      1
Atlanta                     JPMCHASE     NOVASTAR      Initial      1
Mooresville                 JPMCHASE     NOVASTAR      Initial      2
Sherwood                    JPMCHASE     NOVASTAR      Initial      2
Flint                       JPMCHASE     NOVASTAR      Initial      1
Denver                      JPMCHASE     NOVASTAR      Initial      2
Harristown                  JPMCHASE     NOVASTAR      Initial      2
Stone Mountain              JPMCHASE     NOVASTAR      Initial      1
DARLINGTON                  JPMCHASE     NOVASTAR      Additional   1
Kansas City                 JPMCHASE     NOVASTAR      Initial      1
Pandora                     JPMCHASE     NOVASTAR      Initial      1
Chattanooga                 JPMCHASE     NOVASTAR      Initial      1
Denver                      JPMCHASE     NOVASTAR      Initial      1
Gallatin                    JPMCHASE     NOVASTAR      Initial      1
Conley                      JPMCHASE     NOVASTAR      Initial      1
LAWRENCEBURG                JPMCHASE     NOVASTAR      Additional   1
Biloxi                      JPMCHASE     NOVASTAR      Initial      1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
UTICA                       JPMCHASE     NOVASTAR      Additional   2
Devon                       JPMCHASE     NOVASTAR      Initial      1
Jackson                     JPMCHASE     NOVASTAR      Initial      1
Murrieta                    JPMCHASE     NOVASTAR      Initial      2
Chicago                     JPMCHASE     NOVASTAR      Initial      1
Allen                       JPMCHASE     NOVASTAR      Initial      2
Bobo                        JPMCHASE     NOVASTAR      Initial      2
Lisbon                      JPMCHASE     NOVASTAR      Initial      1
FLINT                       JPMCHASE     NOVASTAR      Additional   1
Westerville                 JPMCHASE     NOVASTAR      Initial      1
Ruther Glen                 JPMCHASE     NOVASTAR      Initial      2
Huntley                     JPMCHASE     NOVASTAR      Initial      1
Pine                        JPMCHASE     NOVASTAR      Initial      1
Carthage                    JPMCHASE     NOVASTAR      Initial      1
BROOKLYN                    JPMCHASE     NOVASTAR      Additional   1
DOWNSVILLE                  JPMCHASE     NOVASTAR      Additional   1
Chillicothe                 JPMCHASE     NOVASTAR      Initial      1
Fdl                         JPMCHASE     NOVASTAR      Initial      1
Lakeland                    JPMCHASE     NOVASTAR      Initial      2
ALBANY                      JPMCHASE     NOVASTAR      Additional   1
Albuquerque                 JPMCHASE     NOVASTAR      Initial      1
Philadelphia                JPMCHASE     NOVASTAR      Initial      1
Augusta                     JPMCHASE     NOVASTAR      Initial      2
LANSING                     JPMCHASE     NOVASTAR      Additional   1
New Port Richey             JPMCHASE     NOVASTAR      Initial      2
Tualatin                    JPMCHASE     NOVASTAR      Initial      2
Lake Ridge                  JPMCHASE     NOVASTAR      Initial      2
Walker                      JPMCHASE     NOVASTAR      Initial      1
Fdl                         JPMCHASE     NOVASTAR      Initial      1
Warren                      JPMCHASE     NOVASTAR      Initial      1
Princeton                   JPMCHASE     NOVASTAR      Initial      1
Pompano Beach               JPMCHASE     NOVASTAR      Initial      2
UTICA                       JPMCHASE     NOVASTAR      Additional   1
Macon                       JPMCHASE     NOVASTAR      Initial      1
Mount Hope                  JPMCHASE     NOVASTAR      Initial      1
Marina                      JPMCHASE     NOVASTAR      Initial      2
Cooke                       JPMCHASE     NOVASTAR      Initial      1
Columbus                    JPMCHASE     NOVASTAR      Initial      1
Washington                  JPMCHASE     NOVASTAR      Initial      1
Boardman                    JPMCHASE     NOVASTAR      Initial      1
Conover                     JPMCHASE     NOVASTAR      Initial      2
Memphis                     JPMCHASE     NOVASTAR      Initial      1
Middletown                  JPMCHASE     NOVASTAR      Initial      1
Lima                        JPMCHASE     NOVASTAR      Initial      1
Newark                      JPMCHASE     NOVASTAR      Initial      1
Washington                  JPMCHASE     NOVASTAR      Initial      1
Gadsden                     JPMCHASE     NOVASTAR      Initial      1
Wilmington                  JPMCHASE     NOVASTAR      Initial      1
CHATTANOOGA                 JPMCHASE     NOVASTAR      Additional   1
Laceyville                  JPMCHASE     NOVASTAR      Initial      2
Cape Coral                  JPMCHASE     NOVASTAR      Initial      1
Reva                        JPMCHASE     NOVASTAR      Initial      1
Charlotte                   JPMCHASE     NOVASTAR      Initial      1
Riverdale                   JPMCHASE     NOVASTAR      Initial      1
Webster                     JPMCHASE     NOVASTAR      Initial      1
Tuxedo                      JPMCHASE     NOVASTAR      Initial      1
Cloverly                    JPMCHASE     NOVASTAR      Initial      2
PRAIRIEVILLE                JPMCHASE     NOVASTAR      Additional   2
Odessa                      JPMCHASE     NOVASTAR      Initial      1
Odessa                      JPMCHASE     NOVASTAR      Initial      1
Pine                        JPMCHASE     NOVASTAR      Initial      2
PORTLAND                    JPMCHASE     NOVASTAR      Additional   2
EAST BOSTON                 JPMCHASE     NOVASTAR      Additional   1
Laceyville                  JPMCHASE     NOVASTAR      Initial      2
Honeoye                     JPMCHASE     NOVASTAR      Initial      1
Akron                       JPMCHASE     NOVASTAR      Initial      1
Streetsboro                 JPMCHASE     NOVASTAR      Initial      1
Miami                       JPMCHASE     NOVASTAR      Initial      1
Riviera Beach               JPMCHASE     NOVASTAR      Initial      1
Hollywood                   JPMCHASE     NOVASTAR      Initial      1
Saco                        JPMCHASE     NOVASTAR      Initial      1
Saco                        JPMCHASE     NOVASTAR      Initial      1
Tualatin                    JPMCHASE     NOVASTAR      Initial      2
Streetsboro                 JPMCHASE     NOVASTAR      Initial      1
Phoenix                     JPMCHASE     NOVASTAR      Initial      1
Sarasota                    JPMCHASE     NOVASTAR      Initial      1
ESCANABA                    JPMCHASE     NOVASTAR      Additional   1
Ithaca                      JPMCHASE     NOVASTAR      Initial      1
CRYSTAL LAKE                JPMCHASE     NOVASTAR      Additional   1
METHUEN                     JPMCHASE     NOVASTAR      Additional   1
MILAN                       JPMCHASE     NOVASTAR      Additional   1
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
LEVITTOWN                   JPMCHASE     NOVASTAR      Additional   1
PALM BRANCH                 JPMCHASE     NOVASTAR      Additional   1
COLUMBIA                    JPMCHASE     NOVASTAR      Additional   2
LINDEN                      JPMCHASE     NOVASTAR      Additional   1
BEAUMONT                    JPMCHASE     NOVASTAR      Additional   1
MEMPHIS                     JPMCHASE     NOVASTAR      Additional   1
CAMPBELL                    JPMCHASE     NOVASTAR      Additional   1
PITTSBURGH                  JPMCHASE     NOVASTAR      Additional   1
ALTOONA                     JPMCHASE     NOVASTAR      Additional   1
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
AKRON                       JPMCHASE     NOVASTAR      Additional   1
HILTON                      JPMCHASE     NOVASTAR      Additional   1
WOODSTOCK                   JPMCHASE     NOVASTAR      Additional   1
UTICA                       JPMCHASE     NOVASTAR      Additional   1
ST LOUIS                    JPMCHASE     NOVASTAR      Additional   1
OCEAN SPRINGS               JPMCHASE     NOVASTAR      Additional   1
MURRIETA                    JPMCHASE     NOVASTAR      Additional   2
WEST POINT                  JPMCHASE     NOVASTAR      Additional   1
CARNESVILLE                 JPMCHASE     NOVASTAR      Additional   1
MERCER                      JPMCHASE     NOVASTAR      Additional   1
MERIDIAN                    JPMCHASE     NOVASTAR      Additional   1
BRANDON                     JPMCHASE     NOVASTAR      Additional   1
SPARTA                      JPMCHASE     NOVASTAR      Additional   2
BAYVILLE                    JPMCHASE     NOVASTAR      Additional   1
TOLEDO                      JPMCHASE     NOVASTAR      Additional   1
SAN FRACISCO                JPMCHASE     NOVASTAR      Additional   1
CLAREMORE                   JPMCHASE     NOVASTAR      Additional   1
ROSLYN                      JPMCHASE     NOVASTAR      Additional   2
IDYLLWILD                   JPMCHASE     NOVASTAR      Additional   2
Bethlehem                   JPMCHASE     NOVASTAR      Additional   1
JACKSON                     JPMCHASE     NOVASTAR      Additional   1
BATON ROUGE                 JPMCHASE     NOVASTAR      Additional   1
MILWAUKEE                   JPMCHASE     NOVASTAR      Additional   1
OVERLAND PARK               JPMCHASE     NOVASTAR      Additional   1
NEW ORLEANS                 JPMCHASE     NOVASTAR      Additional   1
BOISE                       JPMCHASE     NOVASTAR      Additional   1
WILBRAHAM                   JPMCHASE     NOVASTAR      Additional   2
WESTMINSTER                 JPMCHASE     NOVASTAR      Additional   2
TWO RIVERS                  JPMCHASE     NOVASTAR      Additional   1
ANDEAS                      JPMCHASE     NOVASTAR      Additional   1
GREENVILLE                  JPMCHASE     NOVASTAR      Additional   1
MASSILLON                   JPMCHASE     NOVASTAR      Additional   1
DENVER                      JPMCHASE     NOVASTAR      Additional   1
JACKSON                     JPMCHASE     NOVASTAR      Additional   1
CHARLESTOWN                 JPMCHASE     NOVASTAR      Additional   1
EVERETT                     JPMCHASE     NOVASTAR      Additional   1
RATON                       JPMCHASE     NOVASTAR      Additional   1
WEST HARTFORD               JPMCHASE     NOVASTAR      Additional   2
AKRON                       JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
GREAT FALLS                 JPMCHASE     NOVASTAR      Additional   2
RIVERDALE                   JPMCHASE     NOVASTAR      Additional   1
GERMANTOWN                  JPMCHASE     NOVASTAR      Additional   1
HOUSTON                     JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
GALLOWAY                    JPMCHASE     NOVASTAR      Additional   2
JACKSON                     JPMCHASE     NOVASTAR      Additional   1
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
BIG BEAR LAKE               JPMCHASE     NOVASTAR      Additional   1
TULSA                       JPMCHASE     NOVASTAR      Additional   1
BRENTWOOD                   JPMCHASE     NOVASTAR      Additional   2
SOMERVILLE                  JPMCHASE     NOVASTAR      Additional   2
PALM HARBOR                 JPMCHASE     NOVASTAR      Additional   2
ALLIANCE                    JPMCHASE     NOVASTAR      Additional   1
MORRAL                      JPMCHASE     NOVASTAR      Additional   1
BOYNE CITY                  JPMCHASE     NOVASTAR      Additional   1
CORONA                      JPMCHASE     NOVASTAR      Additional   2
NORTH MIAMI                 JPMCHASE     NOVASTAR      Additional   1
SAVANNAH                    JPMCHASE     NOVASTAR      Additional   1
CLEVELAND                   JPMCHASE     NOVASTAR      Additional   1
LORAIN                      JPMCHASE     NOVASTAR      Additional   1
YOUNGSTOWN                  JPMCHASE     NOVASTAR      Additional   1
NEWBURGH                    JPMCHASE     NOVASTAR      Additional   1
RACINE                      JPMCHASE     NOVASTAR      Additional   1
BATON ROUGE                 JPMCHASE     NOVASTAR      Additional   1
WHEELERSBURG                JPMCHASE     NOVASTAR      Additional   1
BLACKWELL                   JPMCHASE     NOVASTAR      Additional   1
NAPOLEONVILLE               JPMCHASE     NOVASTAR      Additional   2
GARNER                      JPMCHASE     NOVASTAR      Additional   1
JUDSONIA                    JPMCHASE     NOVASTAR      Additional   1
FRAMINGHAM                  JPMCHASE     NOVASTAR      Additional   1
DOUGLAS                     JPMCHASE     NOVASTAR      Additional   1
ANTWERP                     JPMCHASE     NOVASTAR      Additional   1
DENHAM SPRINGS              JPMCHASE     NOVASTAR      Additional   1
HACIENDA HEIGHTS            JPMCHASE     NOVASTAR      Additional   1
HIGHLAND                    JPMCHASE     NOVASTAR      Additional   1
ATHENS                      JPMCHASE     NOVASTAR      Additional   1
CAHOKIA                     JPMCHASE     NOVASTAR      Additional   1
BATON ROUGE                 JPMCHASE     NOVASTAR      Additional   1
FLINT                       JPMCHASE     NOVASTAR      Additional   1
ASHLAND                     JPMCHASE     NOVASTAR      Additional   1
BIXBY                       JPMCHASE     NOVASTAR      Additional   1
NASHVILLE                   JPMCHASE     NOVASTAR      Additional   2
SOUTH BEND                  JPMCHASE     NOVASTAR      Additional   1
LUCEDALE                    JPMCHASE     NOVASTAR      Additional   1
HOUSTON                     JPMCHASE     NOVASTAR      Additional   1
LANCASTER                   JPMCHASE     NOVASTAR      Additional   2
PERRIS                      JPMCHASE     NOVASTAR      Additional   1
NOBLESVILLE                 JPMCHASE     NOVASTAR      Additional   1
GRAYSVILLE                  JPMCHASE     NOVASTAR      Additional   1
WASHINGTON                  JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   2
RANCHO MIRAGE               JPMCHASE     NOVASTAR      Additional   2
MOWEAQUA                    JPMCHASE     NOVASTAR      Additional   1
PICO RIVERA                 JPMCHASE     NOVASTAR      Additional   2
SPRINGFIELD                 JPMCHASE     NOVASTAR      Additional   1
MORGANTON                   JPMCHASE     NOVASTAR      Additional   1
COUNTRY CLUB HILLS          JPMCHASE     NOVASTAR      Additional   1
LUCEDALE                    JPMCHASE     NOVASTAR      Additional   1
OAK PARK                    JPMCHASE     NOVASTAR      Additional   1
ABINGTON                    JPMCHASE     NOVASTAR      Additional   1
SANTA FE SPRINGS            JPMCHASE     NOVASTAR      Additional   1
ALPHARETTA                  JPMCHASE     NOVASTAR      Additional   2
NORTH BABYLON               JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
PAULDING                    JPMCHASE     NOVASTAR      Additional   1
MARGATE                     JPMCHASE     NOVASTAR      Additional   1
NEW ORLEANS                 JPMCHASE     NOVASTAR      Additional   2
MOBILE                      JPMCHASE     NOVASTAR      Additional   1
FERNANDINA BEACH            JPMCHASE     NOVASTAR      Additional   1
SILVERTHORNE                JPMCHASE     NOVASTAR      Additional   2
WHARTON                     JPMCHASE     NOVASTAR      Additional   1
MOORESVILLE                 JPMCHASE     NOVASTAR      Additional   1
COLORADO SPRINGS            JPMCHASE     NOVASTAR      Additional   1
MCGUFFEY                    JPMCHASE     NOVASTAR      Additional   1
QUEEN CREEK                 JPMCHASE     NOVASTAR      Additional   2
ORLANDO                     JPMCHASE     NOVASTAR      Additional   1
LUCEDALE                    JPMCHASE     NOVASTAR      Additional   1
MIAMI                       JPMCHASE     NOVASTAR      Additional   1
MARTINS FERRY               JPMCHASE     NOVASTAR      Additional   1
PORTSMOUTH                  JPMCHASE     NOVASTAR      Additional   1
ORCHARD PARK                JPMCHASE     NOVASTAR      Additional   1
EWA BEACH                   JPMCHASE     NOVASTAR      Additional   1
DISCOVERY BAY               JPMCHASE     NOVASTAR      Additional   2
PARK FOREST                 JPMCHASE     NOVASTAR      Additional   1
FITHIAN                     JPMCHASE     NOVASTAR      Additional   1
ROCKFORD                    JPMCHASE     NOVASTAR      Additional   1
HAGERSTOWN                  JPMCHASE     NOVASTAR      Additional   2
EXMORE                      JPMCHASE     NOVASTAR      Additional   1
ST LOUIS                    JPMCHASE     NOVASTAR      Additional   1
SADORUS                     JPMCHASE     NOVASTAR      Additional   1
NORTH PLAINFIELD            JPMCHASE     NOVASTAR      Additional   1
LOS ANGELES                 JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
NILES                       JPMCHASE     NOVASTAR      Additional   1
WAXHAW                      JPMCHASE     NOVASTAR      Additional   2
JACKSON                     JPMCHASE     NOVASTAR      Additional   1
PHELPS                      JPMCHASE     NOVASTAR      Additional   2
SELMA                       JPMCHASE     NOVASTAR      Additional   1
FULTS                       JPMCHASE     NOVASTAR      Additional   1
SIMPSONVILLE                JPMCHASE     NOVASTAR      Additional   1
BRECKSVILLE                 JPMCHASE     NOVASTAR      Additional   1
OTTAWA                      JPMCHASE     NOVASTAR      Additional   1
MILLPORT                    JPMCHASE     NOVASTAR      Additional   1
HUBBARD LK                  JPMCHASE     NOVASTAR      Additional   1
OPP                         JPMCHASE     NOVASTAR      Additional   1
NEWPORT                     JPMCHASE     NOVASTAR      Additional   1
ROCKFORD                    JPMCHASE     NOVASTAR      Additional   1
ST CHARLES                  JPMCHASE     NOVASTAR      Additional   1
LA PUENTE                   JPMCHASE     NOVASTAR      Additional   1
RICHMOND                    JPMCHASE     NOVASTAR      Additional   1
ATCHISON                    JPMCHASE     NOVASTAR      Additional   1
LEXINGTON                   JPMCHASE     NOVASTAR      Additional   1
WESTFIELD                   JPMCHASE     NOVASTAR      Additional   1
BIRMINGHAM                  JPMCHASE     NOVASTAR      Additional   1
BIRMINGHAM                  JPMCHASE     NOVASTAR      Additional   1
ADA                         JPMCHASE     NOVASTAR      Additional   2
OSSINEKE                    JPMCHASE     NOVASTAR      Additional   1
SHERWOOD                    JPMCHASE     NOVASTAR      Additional   1
DAYTON                      JPMCHASE     NOVASTAR      Additional   1
WORCESTER                   JPMCHASE     NOVASTAR      Additional   1
TEMPLE HILLS                JPMCHASE     NOVASTAR      Additional   1
JOPLIN                      JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
BEEBE                       JPMCHASE     NOVASTAR      Additional   1
DUNDALK                     JPMCHASE     NOVASTAR      Additional   1
MOUNT MORRIS                JPMCHASE     NOVASTAR      Additional   1
ROSLINDALE                  JPMCHASE     NOVASTAR      Additional   2
SANTA MARIA                 JPMCHASE     NOVASTAR      Additional   2
MARICOPA                    JPMCHASE     NOVASTAR      Additional   2
COLUMBIA                    JPMCHASE     NOVASTAR      Additional   1
OIL CITY                    JPMCHASE     NOVASTAR      Additional   1
ELWOOD                      JPMCHASE     NOVASTAR      Additional   1
BUFFALO GROVE               JPMCHASE     NOVASTAR      Additional   1
DES MOINES                  JPMCHASE     NOVASTAR      Additional   1
LANSING                     JPMCHASE     NOVASTAR      Additional   1
LELAND                      JPMCHASE     NOVASTAR      Additional   1
LAFAYETTE                   JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   2
BRANT ROCK                  JPMCHASE     NOVASTAR      Additional   1
HENDERSONVILLE              JPMCHASE     NOVASTAR      Additional   1
LOS ANGELES                 JPMCHASE     NOVASTAR      Additional   1
ALBUQUERQUE                 JPMCHASE     NOVASTAR      Additional   1
DENISON                     JPMCHASE     NOVASTAR      Additional   1
WOODSTOCK                   JPMCHASE     NOVASTAR      Additional   1
PAINESVILLE                 JPMCHASE     NOVASTAR      Additional   1
SAINT JOHN                  JPMCHASE     NOVASTAR      Additional   1
RIVERSIDE                   JPMCHASE     NOVASTAR      Additional   2
APEX                        JPMCHASE     NOVASTAR      Additional   2
PHOENIX                     JPMCHASE     NOVASTAR      Additional   2
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
GARFIELD HTS                JPMCHASE     NOVASTAR      Additional   1
SAGINAW                     JPMCHASE     NOVASTAR      Additional   1
WAUCONDA                    JPMCHASE     NOVASTAR      Additional   1
PORTLAND                    JPMCHASE     NOVASTAR      Additional   1
ATLANTA                     JPMCHASE     NOVASTAR      Additional   1
CLAYTON                     JPMCHASE     NOVASTAR      Additional   1
ALBUQUERQUE                 JPMCHASE     NOVASTAR      Additional   2
OZONE PARK                  JPMCHASE     NOVASTAR      Additional   1
FLINT                       JPMCHASE     NOVASTAR      Additional   1
MARGATE                     JPMCHASE     NOVASTAR      Additional   2
MASSILLON                   JPMCHASE     NOVASTAR      Additional   1
CASA GRANDE                 JPMCHASE     NOVASTAR      Additional   1
SAN BERNARDINO              JPMCHASE     NOVASTAR      Additional   1
ALTO                        JPMCHASE     NOVASTAR      Additional   2
WICHITA                     JPMCHASE     NOVASTAR      Additional   1
WINTER GARDEN               JPMCHASE     NOVASTAR      Additional   2
CICERO                      JPMCHASE     NOVASTAR      Additional   1
MATTAPAN                    JPMCHASE     NOVASTAR      Additional   1
KIRKLAND                    JPMCHASE     NOVASTAR      Additional   2
BELLEVILLE                  JPMCHASE     NOVASTAR      Additional   1
DAYTON                      JPMCHASE     NOVASTAR      Additional   1
LAS VEGAS                   JPMCHASE     NOVASTAR      Additional   2
MURRIETA                    JPMCHASE     NOVASTAR      Additional   2
ERIE                        JPMCHASE     NOVASTAR      Additional   1
OSCEOLA MILLS               JPMCHASE     NOVASTAR      Additional   1
CANTON                      JPMCHASE     NOVASTAR      Additional   1
BURGETTSTOWN                JPMCHASE     NOVASTAR      Additional   2
CLAYTON                     JPMCHASE     NOVASTAR      Additional   2
LAKELAND                    JPMCHASE     NOVASTAR      Additional   1
LOS ANGELES                 JPMCHASE     NOVASTAR      Additional   1
WILLIAMSON                  JPMCHASE     NOVASTAR      Additional   1
NOBLESVILLE                 JPMCHASE     NOVASTAR      Additional   1
EAST ELMHURST               JPMCHASE     NOVASTAR      Additional   1
MEMPHIS                     JPMCHASE     NOVASTAR      Additional   1
DAYTON                      JPMCHASE     NOVASTAR      Additional   1
INDEPENDENCE                JPMCHASE     NOVASTAR      Additional   1
FONTANA                     JPMCHASE     NOVASTAR      Additional   2
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
TRAVERSE CITY               JPMCHASE     NOVASTAR      Additional   1
CEDARSVILLE                 JPMCHASE     NOVASTAR      Additional   1
GONZALES                    JPMCHASE     NOVASTAR      Additional   1
ESSEX                       JPMCHASE     NOVASTAR      Additional   1
PONTIAC                     JPMCHASE     NOVASTAR      Additional   1
PORTLAND                    JPMCHASE     NOVASTAR      Additional   1
FAIRFIELD                   JPMCHASE     NOVASTAR      Additional   2
CLEVELAND                   JPMCHASE     NOVASTAR      Additional   1
KEMMERER                    JPMCHASE     NOVASTAR      Additional   1
LYNDHURST                   JPMCHASE     NOVASTAR      Additional   2
WOODBRIDGE                  JPMCHASE     NOVASTAR      Additional   2
ARNOLD                      JPMCHASE     NOVASTAR      Additional   1
CLEVELAND                   JPMCHASE     NOVASTAR      Additional   1
LAKEWOOD                    JPMCHASE     NOVASTAR      Additional   1
PHOENIX                     JPMCHASE     NOVASTAR      Additional   1
LYNN                        JPMCHASE     NOVASTAR      Additional   1
MONROE                      JPMCHASE     NOVASTAR      Additional   1
WILMINGTON                  JPMCHASE     NOVASTAR      Additional   1
PETALUMA                    JPMCHASE     NOVASTAR      Additional   2
MILL SPRING                 JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
POULSBO                     JPMCHASE     NOVASTAR      Additional   2
INDIO                       JPMCHASE     NOVASTAR      Additional   2
LOS ANGELES                 JPMCHASE     NOVASTAR      Additional   1
WEAVERVILLE                 JPMCHASE     NOVASTAR      Additional   1
SONOMA                      JPMCHASE     NOVASTAR      Additional   1
CANTON                      JPMCHASE     NOVASTAR      Additional   1
MIAMI                       JPMCHASE     NOVASTAR      Additional   1
ORLANDO                     JPMCHASE     NOVASTAR      Additional   1
ATTLEBORO                   JPMCHASE     NOVASTAR      Additional   1
APPLE VALLEY                JPMCHASE     NOVASTAR      Additional   2
WEST PITTSBURG              JPMCHASE     NOVASTAR      Additional   1
WORCESTER                   JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
DISTRICT HEIGHTS            JPMCHASE     NOVASTAR      Additional   1
AURORA                      JPMCHASE     NOVASTAR      Additional   2
SUGAR GROVE                 JPMCHASE     NOVASTAR      Additional   1
TRACY                       JPMCHASE     NOVASTAR      Additional   2
NEW HAVEN                   JPMCHASE     NOVASTAR      Additional   1
STOCKTON                    JPMCHASE     NOVASTAR      Additional   1
AKRON                       JPMCHASE     NOVASTAR      Additional   1
FREMONT                     JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
CURTICE                     JPMCHASE     NOVASTAR      Additional   2
CHILLICOTHE                 JPMCHASE     NOVASTAR      Additional   1
LEAVITTSBURG                JPMCHASE     NOVASTAR      Additional   1
SNELLVILLE                  JPMCHASE     NOVASTAR      Additional   1
OAK PARK                    JPMCHASE     NOVASTAR      Additional   1
ELKTON                      JPMCHASE     NOVASTAR      Additional   1
VIRGINIA BEACH              JPMCHASE     NOVASTAR      Additional   1
NEW HAVEN                   JPMCHASE     NOVASTAR      Additional   1
GERMANTOWN                  JPMCHASE     NOVASTAR      Additional   1
ORLANDO                     JPMCHASE     NOVASTAR      Additional   2
UHRICHSVILLE                JPMCHASE     NOVASTAR      Additional   1
ACWORTH                     JPMCHASE     NOVASTAR      Additional   2
BRONXVILLE                  JPMCHASE     NOVASTAR      Additional   2
BERLIN HEIGHTS              JPMCHASE     NOVASTAR      Additional   1
JONESBORO                   JPMCHASE     NOVASTAR      Additional   1
GREENFIELD                  JPMCHASE     NOVASTAR      Additional   1
DELRAY BEACH HEIGHTS        JPMCHASE     NOVASTAR      Additional   1
CAMDEN                      JPMCHASE     NOVASTAR      Additional   1
INDEPENDENCE TOWNSHIP       JPMCHASE     NOVASTAR      Additional   1
OVERLAND PARK               JPMCHASE     NOVASTAR      Additional   1
SKIATOOK                    JPMCHASE     NOVASTAR      Additional   1
SAN FRANCISCO               JPMCHASE     NOVASTAR      Additional   1
BRENTWOOD                   JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
SANTA ROSA                  JPMCHASE     NOVASTAR      Additional   2
GALION                      JPMCHASE     NOVASTAR      Additional   1
SHREVEPORT                  JPMCHASE     NOVASTAR      Additional   1
MILWAUKEE                   JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
CENTENNIAL                  JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
CORBIN                      JPMCHASE     NOVASTAR      Additional   1
AKRON                       JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
CANAL WINCHESTER            JPMCHASE     NOVASTAR      Additional   1
ALBUQUERQUE                 JPMCHASE     NOVASTAR      Additional   2
ZANESVILLE                  JPMCHASE     NOVASTAR      Additional   1
TRAVERSE CITY               JPMCHASE     NOVASTAR      Additional   1
DECKERVILLE                 JPMCHASE     NOVASTAR      Additional   1
KENTON                      JPMCHASE     NOVASTAR      Additional   1
PARK RIDGE                  JPMCHASE     NOVASTAR      Additional   1
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
MARTINEZ                    JPMCHASE     NOVASTAR      Additional   2
LEXINGTON                   JPMCHASE     NOVASTAR      Additional   1
EUNICE                      JPMCHASE     NOVASTAR      Additional   1
AUBURN                      JPMCHASE     NOVASTAR      Additional   1
Norcross                    JPMCHASE     NOVASTAR      Additional   1
SAINT LOUIS                 JPMCHASE     NOVASTAR      Additional   1
NAPERVILLE                  JPMCHASE     NOVASTAR      Additional   2
FORDS                       JPMCHASE     NOVASTAR      Additional   1
HOLLAND                     JPMCHASE     NOVASTAR      Additional   1
NELSONVILLE                 JPMCHASE     NOVASTAR      Additional   1
KISSIMMEE                   JPMCHASE     NOVASTAR      Additional   2
GRAFTON                     JPMCHASE     NOVASTAR      Additional   1
CORONA                      JPMCHASE     NOVASTAR      Additional   1
DES MOINES                  JPMCHASE     NOVASTAR      Additional   2
GREENVILLE                  JPMCHASE     NOVASTAR      Additional   1
BAY SHORE                   JPMCHASE     NOVASTAR      Additional   1
CHARLOTTE                   JPMCHASE     NOVASTAR      Additional   2
EDEN PRAIRIE                JPMCHASE     NOVASTAR      Additional   2
SUMMIT                      JPMCHASE     NOVASTAR      Additional   1
SOMERSET                    JPMCHASE     NOVASTAR      Additional   2
SILVER SPRING               JPMCHASE     NOVASTAR      Additional   1
RIO RANCHO                  JPMCHASE     NOVASTAR      Additional   2
PORT HURON                  JPMCHASE     NOVASTAR      Additional   1
PUT-IN-BAY                  JPMCHASE     NOVASTAR      Additional   1
MASTIC BEACH                JPMCHASE     NOVASTAR      Additional   1
TROY                        JPMCHASE     NOVASTAR      Additional   2
MARICOPA                    JPMCHASE     NOVASTAR      Additional   2
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
PHOENIX                     JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
BELLEVILLE                  JPMCHASE     NOVASTAR      Additional   2
HOPEWELL JUNCTION           JPMCHASE     NOVASTAR      Additional   2
VANDALIA                    JPMCHASE     NOVASTAR      Additional   1
FLORENCE                    JPMCHASE     NOVASTAR      Additional   1
CLARKSTOWN                  JPMCHASE     NOVASTAR      Additional   2
VAN BUREN                   JPMCHASE     NOVASTAR      Additional   1
ALBANY                      JPMCHASE     NOVASTAR      Additional   1
GALESBURG                   JPMCHASE     NOVASTAR      Additional   1
ALEXANDER                   JPMCHASE     NOVASTAR      Additional   1
REDFORD                     JPMCHASE     NOVASTAR      Additional   1
FRESNO                      JPMCHASE     NOVASTAR      Additional   1
SEBRING                     JPMCHASE     NOVASTAR      Additional   1
ST PETERS                   JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
COLORADO SPRINGS            JPMCHASE     NOVASTAR      Additional   2
BURLINGTON                  JPMCHASE     NOVASTAR      Additional   2
BATAVIA                     JPMCHASE     NOVASTAR      Additional   1
DAYTON                      JPMCHASE     NOVASTAR      Additional   1
LEBANON                     JPMCHASE     NOVASTAR      Additional   1
MONTGOMERY VILLAGE          JPMCHASE     NOVASTAR      Additional   1
EVERGREEN                   JPMCHASE     NOVASTAR      Additional   2
JOLIET                      JPMCHASE     NOVASTAR      Additional   1
LAURENS                     JPMCHASE     NOVASTAR      Additional   1
GRAND RAPIDS                JPMCHASE     NOVASTAR      Additional   1
HUNTINGTON                  JPMCHASE     NOVASTAR      Additional   1
BICKNELL                    JPMCHASE     NOVASTAR      Additional   1
BRENTWOOD                   JPMCHASE     NOVASTAR      Additional   2
TUSTIN                      JPMCHASE     NOVASTAR      Additional   1
WYOMING                     JPMCHASE     NOVASTAR      Additional   1
WILMINGTON                  JPMCHASE     NOVASTAR      Additional   1
DELRAY BEACH                JPMCHASE     NOVASTAR      Additional   1
MARIETTA                    JPMCHASE     NOVASTAR      Additional   1
HOMELAND                    JPMCHASE     NOVASTAR      Additional   1
TAUNTON                     JPMCHASE     NOVASTAR      Additional   1
CLEVELAND                   JPMCHASE     NOVASTAR      Additional   1
MACHESNEY PARK              JPMCHASE     NOVASTAR      Additional   1
BUENA PARK                  JPMCHASE     NOVASTAR      Additional   2
NEW PHILADELPHIA            JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
CUMMING                     JPMCHASE     NOVASTAR      Additional   2
ROCKY RIVER                 JPMCHASE     NOVASTAR      Additional   2
MUNCIE                      JPMCHASE     NOVASTAR      Additional   1
PLANO                       JPMCHASE     NOVASTAR      Additional   1
MARION                      JPMCHASE     NOVASTAR      Additional   1
ATLANTA                     JPMCHASE     NOVASTAR      Additional   1
MEDWAY                      JPMCHASE     NOVASTAR      Additional   1
FORT WAYNE                  JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
SLATEDALE                   JPMCHASE     NOVASTAR      Additional   1
HATBORO                     JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
ASHTABULA                   JPMCHASE     NOVASTAR      Additional   1
STRONGSVILLE                JPMCHASE     NOVASTAR      Additional   1
SILVER SPRING               JPMCHASE     NOVASTAR      Additional   2
KINGSTON                    JPMCHASE     NOVASTAR      Additional   1
GREENVILLE                  JPMCHASE     NOVASTAR      Additional   1
UPPER SANDUSKY              JPMCHASE     NOVASTAR      Additional   1
STAFFORD                    JPMCHASE     NOVASTAR      Additional   2
HAMPTON                     JPMCHASE     NOVASTAR      Additional   1
CROSBY                      JPMCHASE     NOVASTAR      Additional   1
BOLINGBROOK                 JPMCHASE     NOVASTAR      Additional   1
CHARDON                     JPMCHASE     NOVASTAR      Additional   1
NICHOLASVILLE               JPMCHASE     NOVASTAR      Additional   1
ORLANDO                     JPMCHASE     NOVASTAR      Additional   2
FAIRFIELD                   JPMCHASE     NOVASTAR      Additional   2
AKRON                       JPMCHASE     NOVASTAR      Additional   1
ROMEOVILLE                  JPMCHASE     NOVASTAR      Additional   1
GREENVILLE                  JPMCHASE     NOVASTAR      Additional   1
TACOMA                      JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
CLEVELAND                   JPMCHASE     NOVASTAR      Additional   1
ST CLAIR SHORES             JPMCHASE     NOVASTAR      Additional   1
PALOS HEIGHTS               JPMCHASE     NOVASTAR      Additional   1
ROHNERT PARK                JPMCHASE     NOVASTAR      Additional   2
MINNEAPOLIS                 JPMCHASE     NOVASTAR      Additional   1
ODESSA                      JPMCHASE     NOVASTAR      Additional   2
VERO BEACH                  JPMCHASE     NOVASTAR      Additional   2
PHENIX CITY                 JPMCHASE     NOVASTAR      Additional   1
MANISTEE                    JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
LAWRENCEVILLE               JPMCHASE     NOVASTAR      Additional   1
OKLAHOMA CITY               JPMCHASE     NOVASTAR      Additional   2
NORTH CHARLESTON            JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
AKRON                       JPMCHASE     NOVASTAR      Additional   1
LEXINGTON                   JPMCHASE     NOVASTAR      Additional   1
CANDLER                     JPMCHASE     NOVASTAR      Additional   1
VERNON                      JPMCHASE     NOVASTAR      Additional   1
BOLINGBROOK                 JPMCHASE     NOVASTAR      Additional   1
DAVENPORT                   JPMCHASE     NOVASTAR      Additional   2
MENTOR                      JPMCHASE     NOVASTAR      Additional   1
RANCHO MURRIETA             JPMCHASE     NOVASTAR      Additional   2
MAUMELLE                    JPMCHASE     NOVASTAR      Additional   2
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
LONG BEACH                  JPMCHASE     NOVASTAR      Additional   2
DUBLIN                      JPMCHASE     NOVASTAR      Additional   2
GLENDALE                    JPMCHASE     NOVASTAR      Additional   2
JACKSONVILLE                JPMCHASE     NOVASTAR      Additional   1
BATTLE CREEK                JPMCHASE     NOVASTAR      Additional   1
PORTLAND                    JPMCHASE     NOVASTAR      Additional   1
OLMSTED FALLS               JPMCHASE     NOVASTAR      Additional   2
NEWARK                      JPMCHASE     NOVASTAR      Additional   1
TEMPE                       JPMCHASE     NOVASTAR      Additional   1
DOVER                       JPMCHASE     NOVASTAR      Additional   1
SPRINGFIELD                 JPMCHASE     NOVASTAR      Additional   1
BEAVER DAM                  JPMCHASE     NOVASTAR      Additional   1
WEST PALM BEACH             JPMCHASE     NOVASTAR      Additional   1
SPRINGFIELD                 JPMCHASE     NOVASTAR      Additional   1
LOWELL                      JPMCHASE     NOVASTAR      Additional   1
DECATUR                     JPMCHASE     NOVASTAR      Additional   1
APPLE VALLEY                JPMCHASE     NOVASTAR      Additional   2
HEMET                       JPMCHASE     NOVASTAR      Additional   2
WAYNESVILLE                 JPMCHASE     NOVASTAR      Additional   1
DUMFRIES                    JPMCHASE     NOVASTAR      Additional   1
WASHINGTON                  JPMCHASE     NOVASTAR      Additional   1
LAWRENCE                    JPMCHASE     NOVASTAR      Additional   1
TULSA                       JPMCHASE     NOVASTAR      Additional   1
MIDDLETOWN                  JPMCHASE     NOVASTAR      Additional   1
NAPLES                      JPMCHASE     NOVASTAR      Additional   1
DAVENPORT                   JPMCHASE     NOVASTAR      Additional   2
SAGINAW                     JPMCHASE     NOVASTAR      Additional   1
MCKEESPORT                  JPMCHASE     NOVASTAR      Additional   1
CAPITOL HEIGHTS             JPMCHASE     NOVASTAR      Additional   1
SAINT LOUIS                 JPMCHASE     NOVASTAR      Additional   1
LAKE VILLA                  JPMCHASE     NOVASTAR      Additional   1
CHIPPEWA LAKE               JPMCHASE     NOVASTAR      Additional   1
AIKEN                       JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
SAINT LOUIS                 JPMCHASE     NOVASTAR      Additional   1
EAST POINTE                 JPMCHASE     NOVASTAR      Additional   1
CARLSBAD                    JPMCHASE     NOVASTAR      Additional   2
GARDEN GROVE                JPMCHASE     NOVASTAR      Additional   1
LAKE CHARLES                JPMCHASE     NOVASTAR      Additional   1
WARREN                      JPMCHASE     NOVASTAR      Additional   1
NEW IBERIA                  JPMCHASE     NOVASTAR      Additional   1
TOCCOA                      JPMCHASE     NOVASTAR      Additional   1
KINGS MILL                  JPMCHASE     NOVASTAR      Additional   1
MEMPHIS                     JPMCHASE     NOVASTAR      Additional   1
ROSEDALE                    JPMCHASE     NOVASTAR      Additional   2
CANTON                      JPMCHASE     NOVASTAR      Additional   1
SAINT LOUIS                 JPMCHASE     NOVASTAR      Additional   1
KNOXVILLE                   JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
MEMPHIS                     JPMCHASE     NOVASTAR      Additional   1
MORROW                      JPMCHASE     NOVASTAR      Additional   1
DELAWARE                    JPMCHASE     NOVASTAR      Additional   1
LEXINGTON                   JPMCHASE     NOVASTAR      Additional   2
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
BEAR                        JPMCHASE     NOVASTAR      Additional   1
ST LOUIS                    JPMCHASE     NOVASTAR      Additional   1
WILMINGTON                  JPMCHASE     NOVASTAR      Additional   2
FAYETTEVILLE                JPMCHASE     NOVASTAR      Additional   1
NEWCOMERSTOWN               JPMCHASE     NOVASTAR      Additional   1
LOUISBURG                   JPMCHASE     NOVASTAR      Additional   1
PORT CLINTON                JPMCHASE     NOVASTAR      Additional   1
MIAMI                       JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
GREENWOOD                   JPMCHASE     NOVASTAR      Additional   2
NEW LENOX                   JPMCHASE     NOVASTAR      Additional   1
RALEIGH                     JPMCHASE     NOVASTAR      Additional   1
BERKLEY                     JPMCHASE     NOVASTAR      Additional   1
FLINTSTONE                  JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
STEVENS POINT               JPMCHASE     NOVASTAR      Additional   1
LANCASTER                   JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
JOLIET                      JPMCHASE     NOVASTAR      Additional   1
VALLES MINES                JPMCHASE     NOVASTAR      Additional   1
LOWELLVILLE                 JPMCHASE     NOVASTAR      Additional   1
HEPHZIBAH                   JPMCHASE     NOVASTAR      Additional   2
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
SPENCER                     JPMCHASE     NOVASTAR      Additional   1
EAST LAKE                   JPMCHASE     NOVASTAR      Additional   1
WOODBRIDGE                  JPMCHASE     NOVASTAR      Additional   1
NORWALK                     JPMCHASE     NOVASTAR      Additional   1
SULLIVAN                    JPMCHASE     NOVASTAR      Additional   1
WARRENVILLE                 JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
STREETSBORO                 JPMCHASE     NOVASTAR      Additional   2
LUDLOW                      JPMCHASE     NOVASTAR      Additional   2
ATLANTA                     JPMCHASE     NOVASTAR      Additional   1
SAN BERNARDINO              JPMCHASE     NOVASTAR      Additional   1
DRYDEN                      JPMCHASE     NOVASTAR      Additional   2
CINCINNATI                  JPMCHASE     NOVASTAR      Additional   1
SCOTTSDALE                  JPMCHASE     NOVASTAR      Additional   2
CORONA                      JPMCHASE     NOVASTAR      Additional   1
WOODBRIDGE                  JPMCHASE     NOVASTAR      Additional   2
EMMETT                      JPMCHASE     NOVASTAR      Additional   2
SPENCER                     JPMCHASE     NOVASTAR      Additional   2
SILER CITY                  JPMCHASE     NOVASTAR      Additional   1
TINLEY PARK                 JPMCHASE     NOVASTAR      Additional   1
IMLAY CITY                  JPMCHASE     NOVASTAR      Additional   1
VERO BEACH                  JPMCHASE     NOVASTAR      Additional   1
LITTLEROCK                  JPMCHASE     NOVASTAR      Additional   1
LEE'S SUMMIT                JPMCHASE     NOVASTAR      Additional   1
FOSTORIA                    JPMCHASE     NOVASTAR      Additional   1
WISCONSIN DELLS             JPMCHASE     NOVASTAR      Additional   1
ST. LOUIS                   JPMCHASE     NOVASTAR      Additional   1
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
WAUPACA                     JPMCHASE     NOVASTAR      Additional   1
SILVER LAKE                 JPMCHASE     NOVASTAR      Additional   1
COLUMBIA                    JPMCHASE     NOVASTAR      Additional   2
CANTON                      JPMCHASE     NOVASTAR      Additional   1
YOUNGSTOWN                  JPMCHASE     NOVASTAR      Additional   1
LOOKOUT MOUNTAIN            JPMCHASE     NOVASTAR      Additional   2
PITTSBURGH                  JPMCHASE     NOVASTAR      Additional   1
RALEIGH                     JPMCHASE     NOVASTAR      Additional   1
SALIDA                      JPMCHASE     NOVASTAR      Additional   2
WILMINGTON                  JPMCHASE     NOVASTAR      Additional   1
DALLAS                      JPMCHASE     NOVASTAR      Additional   1
GREENVILLE                  JPMCHASE     NOVASTAR      Additional   1
LITTLE ROCK                 JPMCHASE     NOVASTAR      Additional   1
CHARLOTTE                   JPMCHASE     NOVASTAR      Additional   1
OXNARD                      JPMCHASE     NOVASTAR      Additional   1
FISHERS                     JPMCHASE     NOVASTAR      Additional   1
VIRGINIA BEACH              JPMCHASE     NOVASTAR      Additional   1
PELHAM                      JPMCHASE     NOVASTAR      Additional   1
LENNOX                      JPMCHASE     NOVASTAR      Additional   1
UNIONTOWN                   JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
NEWBURGH                    JPMCHASE     NOVASTAR      Additional   1
SOUTH HOLLAND               JPMCHASE     NOVASTAR      Additional   2
ROCKLEDGE                   JPMCHASE     NOVASTAR      Additional   2
WINBER                      JPMCHASE     NOVASTAR      Additional   1
WORCESTER                   JPMCHASE     NOVASTAR      Additional   1
MARSHALL                    JPMCHASE     NOVASTAR      Additional   1
BROADVIEW                   JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
HUNTSVILLE                  JPMCHASE     NOVASTAR      Additional   1
TOLEDO                      JPMCHASE     NOVASTAR      Additional   1
CARPENTERSVILLE             JPMCHASE     NOVASTAR      Additional   1
KINGMAN                     JPMCHASE     NOVASTAR      Additional   1
MAIDEN                      JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
MILFORD                     JPMCHASE     NOVASTAR      Additional   1
TOLEDO                      JPMCHASE     NOVASTAR      Additional   1
EPHRAIM                     JPMCHASE     NOVASTAR      Additional   1
SHAPLEIGH                   JPMCHASE     NOVASTAR      Additional   1
CHANDLER                    JPMCHASE     NOVASTAR      Additional   2
MONTGOMERY                  JPMCHASE     NOVASTAR      Additional   1
MARICOPA                    JPMCHASE     NOVASTAR      Additional   2
CONYERS                     JPMCHASE     NOVASTAR      Additional   2
POTTSTOWN                   JPMCHASE     NOVASTAR      Additional   1
RIVIERA BEACH               JPMCHASE     NOVASTAR      Additional   1
HEMINGWAY                   JPMCHASE     NOVASTAR      Additional   1
MARIETTA                    JPMCHASE     NOVASTAR      Additional   1
OPA LOCKA                   JPMCHASE     NOVASTAR      Additional   1
CASTLE ROCK                 JPMCHASE     NOVASTAR      Additional   2
WICHITA                     JPMCHASE     NOVASTAR      Additional   1
WALDRON                     JPMCHASE     NOVASTAR      Additional   1
COCOA                       JPMCHASE     NOVASTAR      Additional   1
ARLINGTON                   JPMCHASE     NOVASTAR      Additional   1
SHELBURN                    JPMCHASE     NOVASTAR      Additional   1
SUMMERVILLE                 JPMCHASE     NOVASTAR      Additional   1
BURNS HARBOR                JPMCHASE     NOVASTAR      Additional   1
MADISON                     JPMCHASE     NOVASTAR      Additional   1
FAIRFIELD                   JPMCHASE     NOVASTAR      Additional   2
WESTLAND                    JPMCHASE     NOVASTAR      Additional   1
JONESBORO                   JPMCHASE     NOVASTAR      Additional   1
MADISON                     JPMCHASE     NOVASTAR      Additional   1
KINGMAN                     JPMCHASE     NOVASTAR      Additional   1
COLORADO SPRINGS            JPMCHASE     NOVASTAR      Additional   1
CLEARWATER                  JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
WILMINGTON                  JPMCHASE     NOVASTAR      Additional   2
NORTH HOLLYWOOD             JPMCHASE     NOVASTAR      Additional   1
MURPHY                      JPMCHASE     NOVASTAR      Additional   1
SHREVEPORT                  JPMCHASE     NOVASTAR      Additional   1
DELTONA                     JPMCHASE     NOVASTAR      Additional   1
FREDERICKSBURG              JPMCHASE     NOVASTAR      Additional   1
LIGHTHOUSE POINT            JPMCHASE     NOVASTAR      Additional   1
WYOMING                     JPMCHASE     NOVASTAR      Additional   1
MAPLE HEIGHTS               JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
INDIANAPOLIS                JPMCHASE     NOVASTAR      Additional   1
RICHMOND                    JPMCHASE     NOVASTAR      Additional   1
ALPENA                      JPMCHASE     NOVASTAR      Additional   1
CINCINNATI                  JPMCHASE     NOVASTAR      Additional   1
WATERFORD                   JPMCHASE     NOVASTAR      Additional   1
SELLERSBURG                 JPMCHASE     NOVASTAR      Additional   1
EAST PEORIA                 JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
DAYTON                      JPMCHASE     NOVASTAR      Additional   1
EAST POINT                  JPMCHASE     NOVASTAR      Additional   1
ALLENTOWN                   JPMCHASE     NOVASTAR      Additional   1
ORLANDO                     JPMCHASE     NOVASTAR      Additional   1
SILVER SPRING               JPMCHASE     NOVASTAR      Additional   2
SUMMERVILLE                 JPMCHASE     NOVASTAR      Additional   1
WEYMOUNTH                   JPMCHASE     NOVASTAR      Additional   2
SUN CITY                    JPMCHASE     NOVASTAR      Additional   2
LOS ANGELES                 JPMCHASE     NOVASTAR      Additional   1
DINGMANS FERRY              JPMCHASE     NOVASTAR      Additional   1
DES MOINES                  JPMCHASE     NOVASTAR      Additional   1
PADUCAH                     JPMCHASE     NOVASTAR      Additional   1
SANDWICH                    JPMCHASE     NOVASTAR      Additional   2
NORWALK                     JPMCHASE     NOVASTAR      Additional   1
BARTLESVILLE                JPMCHASE     NOVASTAR      Additional   1
OVERLAND PARK               JPMCHASE     NOVASTAR      Additional   1
TEMPLE HILLS                JPMCHASE     NOVASTAR      Additional   2
OVERLAND PARK               JPMCHASE     NOVASTAR      Additional   1
ST. CLAIR                   JPMCHASE     NOVASTAR      Additional   1
HAGERSTOWN                  JPMCHASE     NOVASTAR      Additional   2
FORT WORTH                  JPMCHASE     NOVASTAR      Additional   1
GREENSBORO                  JPMCHASE     NOVASTAR      Additional   1
YORK                        JPMCHASE     NOVASTAR      Additional   2
TEMECULA                    JPMCHASE     NOVASTAR      Additional   2
HIGHLAND                    JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
WORCESTER                   JPMCHASE     NOVASTAR      Additional   2
PENN YAN                    JPMCHASE     NOVASTAR      Additional   1
PROSPECT                    JPMCHASE     NOVASTAR      Additional   1
SPRINGFIELD                 JPMCHASE     NOVASTAR      Additional   1
TEXARKANA                   JPMCHASE     NOVASTAR      Additional   1
LAKE ELSINORE               JPMCHASE     NOVASTAR      Additional   2
RUSSELLS POINT              JPMCHASE     NOVASTAR      Additional   1
TACOMA                      JPMCHASE     NOVASTAR      Additional   1
BOSTON                      JPMCHASE     NOVASTAR      Additional   2
PITTSBURGH                  JPMCHASE     NOVASTAR      Additional   1
HIGHLAND MILLS              JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
TURNEY                      JPMCHASE     NOVASTAR      Additional   1
JACKSONVILLE                JPMCHASE     NOVASTAR      Additional   1
BERKELEY HEIGHTS            JPMCHASE     NOVASTAR      Additional   2
BROCKTON                    JPMCHASE     NOVASTAR      Additional   1
MACOMB                      JPMCHASE     NOVASTAR      Additional   2
SUGAR GROVE                 JPMCHASE     NOVASTAR      Additional   1
NIXA                        JPMCHASE     NOVASTAR      Additional   2
RIVERSIDE                   JPMCHASE     NOVASTAR      Additional   2
LAKE WORTH                  JPMCHASE     NOVASTAR      Additional   2
PLEASANT HILL               JPMCHASE     NOVASTAR      Additional   1
DEFUNIAK SPRINGS            JPMCHASE     NOVASTAR      Additional   1
STRUTHERS                   JPMCHASE     NOVASTAR      Additional   1
TOLEDO                      JPMCHASE     NOVASTAR      Additional   2
BALTIMORE                   JPMCHASE     NOVASTAR      Additional   1
CONCORD                     JPMCHASE     NOVASTAR      Additional   1
OCEANSIDE                   JPMCHASE     NOVASTAR      Additional   1
SACO                        JPMCHASE     NOVASTAR      Additional   1
SAINT LOUIS                 JPMCHASE     NOVASTAR      Additional   1
PULASKI                     JPMCHASE     NOVASTAR      Additional   2
ROGERS                      JPMCHASE     NOVASTAR      Additional   1
PHILADELPHIA                JPMCHASE     NOVASTAR      Additional   1
JOPLIN                      JPMCHASE     NOVASTAR      Additional   1
RICHMOND                    JPMCHASE     NOVASTAR      Additional   1
CULPEPER                    JPMCHASE     NOVASTAR      Additional   2
CANTON                      JPMCHASE     NOVASTAR      Additional   2
KELLER                      JPMCHASE     NOVASTAR      Additional   2
NORTH LAS VEGAS             JPMCHASE     NOVASTAR      Additional   2
LEWISTON                    JPMCHASE     NOVASTAR      Additional   1
NEWAYGO                     JPMCHASE     NOVASTAR      Additional   1
DAYTON                      JPMCHASE     NOVASTAR      Additional   1
AUBURN                      JPMCHASE     NOVASTAR      Additional   1
SPRINGFIELD                 JPMCHASE     NOVASTAR      Additional   1
NORTH PROVIDENCE            JPMCHASE     NOVASTAR      Additional   1
COLUMBIA                    JPMCHASE     NOVASTAR      Additional   1
SAINT LOUIS                 JPMCHASE     NOVASTAR      Additional   1
AUSTINTOWN                  JPMCHASE     NOVASTAR      Additional   1
SALUDA                      JPMCHASE     NOVASTAR      Additional   1
GAITHERSBURG                JPMCHASE     NOVASTAR      Additional   2
AYNOR                       JPMCHASE     NOVASTAR      Additional   1
CHANDLER                    JPMCHASE     NOVASTAR      Additional   2
AKRON                       JPMCHASE     NOVASTAR      Additional   1
FARRELL                     JPMCHASE     NOVASTAR      Additional   1
NAPLES                      JPMCHASE     NOVASTAR      Additional   1
OLNEY                       JPMCHASE     NOVASTAR      Additional   2
TEMPLE HILLS                JPMCHASE     NOVASTAR      Additional   1
FLINT                       JPMCHASE     NOVASTAR      Additional   1
BUTLER                      JPMCHASE     NOVASTAR      Additional   2
WILLOWBROOK                 JPMCHASE     NOVASTAR      Additional   2
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
RAYMORE                     JPMCHASE     NOVASTAR      Additional   1
RICHMOND                    JPMCHASE     NOVASTAR      Additional   2
YARMOUTH                    JPMCHASE     NOVASTAR      Additional   1
SILOAM SPRINGS              JPMCHASE     NOVASTAR      Additional   2
BATON ROUGE                 JPMCHASE     NOVASTAR      Additional   2
CHARLOTTE                   JPMCHASE     NOVASTAR      Additional   1
ONTARIO                     JPMCHASE     NOVASTAR      Additional   1
TOLEDO                      JPMCHASE     NOVASTAR      Additional   1
LOS ANGELES                 JPMCHASE     NOVASTAR      Additional   1
ATLANTA                     JPMCHASE     NOVASTAR      Additional   2
ROSWELL                     JPMCHASE     NOVASTAR      Additional   1
ROCKLIN                     JPMCHASE     NOVASTAR      Additional   1
CINCINNATI                  JPMCHASE     NOVASTAR      Additional   1
FAYETTEVILLE                JPMCHASE     NOVASTAR      Additional   2
AURORA                      JPMCHASE     NOVASTAR      Additional   1
SPRING VALLEY               JPMCHASE     NOVASTAR      Additional   1
ST LOUIS                    JPMCHASE     NOVASTAR      Additional   1
IONIA                       JPMCHASE     NOVASTAR      Additional   1
WOODBRIDGE                  JPMCHASE     NOVASTAR      Additional   1
EUCLID                      JPMCHASE     NOVASTAR      Additional   1
BOWLING GREEN               JPMCHASE     NOVASTAR      Additional   1
YOUNGSTOWN                  JPMCHASE     NOVASTAR      Additional   2
INDIANAPOLIS                JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
AKRON                       JPMCHASE     NOVASTAR      Additional   1
ST ALBANS                   JPMCHASE     NOVASTAR      Additional   2
CRESAPTOWN                  JPMCHASE     NOVASTAR      Additional   1
MIDDLETOWN                  JPMCHASE     NOVASTAR      Additional   1
WEST COLUMBIA               JPMCHASE     NOVASTAR      Additional   1
CHARLOTTE                   JPMCHASE     NOVASTAR      Additional   2
AUSTELL                     JPMCHASE     NOVASTAR      Additional   1
COLORADO SPRINGS            JPMCHASE     NOVASTAR      Additional   1
CASTLE ROCK                 JPMCHASE     NOVASTAR      Additional   1
ALBUQUERQUE                 JPMCHASE     NOVASTAR      Additional   2
TERRE HAUTE                 JPMCHASE     NOVASTAR      Additional   1
WICHITA                     JPMCHASE     NOVASTAR      Additional   1
EAU CLAIRE                  JPMCHASE     NOVASTAR      Additional   1
DIAMOND BAR                 JPMCHASE     NOVASTAR      Additional   1
ORANGE                      JPMCHASE     NOVASTAR      Additional   1
FORT MYERS                  JPMCHASE     NOVASTAR      Additional   1
WESTLAKE                    JPMCHASE     NOVASTAR      Additional   1
SPRINGPORT                  JPMCHASE     NOVASTAR      Additional   1
PATASKALA                   JPMCHASE     NOVASTAR      Additional   1
GRAND LEDGE                 JPMCHASE     NOVASTAR      Additional   1
TOLEDO                      JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
AKRON                       JPMCHASE     NOVASTAR      Additional   2
WEST HAVEN                  JPMCHASE     NOVASTAR      Additional   1
CLIO                        JPMCHASE     NOVASTAR      Additional   1
N CHICAGO                   JPMCHASE     NOVASTAR      Additional   1
WASHINGTON                  JPMCHASE     NOVASTAR      Additional   1
WEST PALM BEACH             JPMCHASE     NOVASTAR      Additional   1
PEMBROKE PINES              JPMCHASE     NOVASTAR      Additional   1
HALLANDALE                  JPMCHASE     NOVASTAR      Additional   1
PHOENIX                     JPMCHASE     NOVASTAR      Additional   1
PORT SAINT LUCIE            JPMCHASE     NOVASTAR      Additional   1
MANASSAS                    JPMCHASE     NOVASTAR      Additional   2
BIRDSBORO                   JPMCHASE     NOVASTAR      Additional   2
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
SILVER SPRING               JPMCHASE     NOVASTAR      Additional   2
FREDERICKSBURG              JPMCHASE     NOVASTAR      Additional   2
DUPONT                      JPMCHASE     NOVASTAR      Additional   1
SARATOGA SPRINGS            JPMCHASE     NOVASTAR      Additional   1
LEESBURG                    JPMCHASE     NOVASTAR      Additional   1
PORTLAND                    JPMCHASE     NOVASTAR      Additional   1
MIDDLETOWN                  JPMCHASE     NOVASTAR      Additional   1
ST. LOUIS                   JPMCHASE     NOVASTAR      Additional   1
BLUE ISLAND                 JPMCHASE     NOVASTAR      Additional   1
WINDHAM                     JPMCHASE     NOVASTAR      Additional   1
CINCINNATI                  JPMCHASE     NOVASTAR      Additional   1
KISSIMMEE                   JPMCHASE     NOVASTAR      Additional   2
GREERS FERRY                JPMCHASE     NOVASTAR      Additional   1
QUEEN CREEK                 JPMCHASE     NOVASTAR      Additional   1
SARASOTA                    JPMCHASE     NOVASTAR      Additional   1
COLD BROOK                  JPMCHASE     NOVASTAR      Additional   1
RAYMOND                     JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
TERRE HAUTE                 JPMCHASE     NOVASTAR      Additional   1
TRINITY                     JPMCHASE     NOVASTAR      Additional   1
WESTBROOK                   JPMCHASE     NOVASTAR      Additional   1
SEDALIA                     JPMCHASE     NOVASTAR      Additional   1
EL CENTRO                   JPMCHASE     NOVASTAR      Additional   2
AVENTURA                    JPMCHASE     NOVASTAR      Additional   2
EATON RAPIDS                JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
SILVER SPRING               JPMCHASE     NOVASTAR      Additional   2
ROGERS                      JPMCHASE     NOVASTAR      Additional   1
WOODRIDGE                   JPMCHASE     NOVASTAR      Additional   1
ATLANTA                     JPMCHASE     NOVASTAR      Additional   1
RALEIGH                     JPMCHASE     NOVASTAR      Additional   2
TERRE HAUTE                 JPMCHASE     NOVASTAR      Additional   1
WASHINGTON                  JPMCHASE     NOVASTAR      Additional   1
MESA                        JPMCHASE     NOVASTAR      Additional   1
FISHERS                     JPMCHASE     NOVASTAR      Additional   2
BOOTHWYN                    JPMCHASE     NOVASTAR      Additional   2
TOLEDO                      JPMCHASE     NOVASTAR      Additional   1
CLEVELAND                   JPMCHASE     NOVASTAR      Additional   1
TRAVERSE CITY               JPMCHASE     NOVASTAR      Additional   1
ARGOS                       JPMCHASE     NOVASTAR      Additional   1
MIAMI                       JPMCHASE     NOVASTAR      Additional   2
CINCINNATI                  JPMCHASE     NOVASTAR      Additional   1
MINNEAPOLIS                 JPMCHASE     NOVASTAR      Additional   1
SAINT LOUIS                 JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
BARBERTON                   JPMCHASE     NOVASTAR      Additional   1
GAHANNA                     JPMCHASE     NOVASTAR      Additional   1
POPLAR GROVE                JPMCHASE     NOVASTAR      Additional   2
BEDFORD                     JPMCHASE     NOVASTAR      Additional   1
BETHESDA                    JPMCHASE     NOVASTAR      Additional   2
SILVER SPRING               JPMCHASE     NOVASTAR      Additional   2
ST PAUL                     JPMCHASE     NOVASTAR      Additional   1
HOLLYWOOD                   JPMCHASE     NOVASTAR      Additional   1
NORFOLK                     JPMCHASE     NOVASTAR      Additional   1
CLINTON                     JPMCHASE     NOVASTAR      Additional   1
CANTON                      JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
RESTON                      JPMCHASE     NOVASTAR      Additional   1
HORSEHEADS                  JPMCHASE     NOVASTAR      Additional   1
COLORADO SPRINGS            JPMCHASE     NOVASTAR      Additional   1
ORRVILLE                    JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
ASHEVILLE                   JPMCHASE     NOVASTAR      Additional   1
SAN SABA                    JPMCHASE     NOVASTAR      Additional   1
CLINTON                     JPMCHASE     NOVASTAR      Additional   1
BRASELTON                   JPMCHASE     NOVASTAR      Additional   1
MILLERSBURG                 JPMCHASE     NOVASTAR      Additional   1
FREDERICKSBURG              JPMCHASE     NOVASTAR      Additional   1
PITTSBURGH                  JPMCHASE     NOVASTAR      Additional   1
GRAND HAVEN                 JPMCHASE     NOVASTAR      Additional   1
CHICAGO                     JPMCHASE     NOVASTAR      Additional   1
MONROE                      JPMCHASE     NOVASTAR      Additional   1
DALZELL                     JPMCHASE     NOVASTAR      Additional   1
LANSING                     JPMCHASE     NOVASTAR      Additional   1
HAZEL PARK                  JPMCHASE     NOVASTAR      Additional   1
DETROIT                     JPMCHASE     NOVASTAR      Additional   1
EDMOND                      JPMCHASE     NOVASTAR      Additional   1
OKLAHOMA CITY               JPMCHASE     NOVASTAR      Additional   1
HICKSVILLE                  JPMCHASE     NOVASTAR      Additional   1
CHATTANOOGA                 JPMCHASE     NOVASTAR      Additional   1
VIRGINIA BEACH              JPMCHASE     NOVASTAR      Additional   1
KUNA                        JPMCHASE     NOVASTAR      Additional   2
ST JOSEPH                   JPMCHASE     NOVASTAR      Additional   1
KANSAS CITY                 JPMCHASE     NOVASTAR      Additional   1
PALM HARBOR                 JPMCHASE     NOVASTAR      Additional   1
HOSHCTON                    JPMCHASE     NOVASTAR      Additional   2
ST LOUIS                    JPMCHASE     NOVASTAR      Additional   1
FOUNTAIN VALLEY             JPMCHASE     NOVASTAR      Additional   2
HONEOYE FALLS               JPMCHASE     NOVASTAR      Additional   2
SOUTH LAKE TAHOE            JPMCHASE     NOVASTAR      Additional   1
FREDERICK                   JPMCHASE     NOVASTAR      Additional   2
KISSIMMEE                   JPMCHASE     NOVASTAR      Additional   2
RIVERSIDE                   JPMCHASE     NOVASTAR      Additional   2
SATELLITE BEACH             JPMCHASE     NOVASTAR      Additional   1
SACRAMENTO                  JPMCHASE     NOVASTAR      Additional   1
WIGGINS                     JPMCHASE     NOVASTAR      Additional   1
READING                     JPMCHASE     NOVASTAR      Additional   1
EXETER                      JPMCHASE     NOVASTAR      Additional   1
POWELL                      JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
WEST WAREHAM                JPMCHASE     NOVASTAR      Additional   1
COLUMBUS                    JPMCHASE     NOVASTAR      Additional   1
SPRINGFIELD                 JPMCHASE     NOVASTAR      Additional   1
OWEN                        JPMCHASE     NOVASTAR      Additional   1
MEDWAY                      JPMCHASE     NOVASTAR      Additional   1
PROCTORVILLE                JPMCHASE     NOVASTAR      Additional   1
MYRTLE BEACH                JPMCHASE     NOVASTAR      Additional   1
PLANTATION                  JPMCHASE     NOVASTAR      Additional   1
COLORADO SPRINGS            JPMCHASE     FIRST FRANKLINInitial      2
Holbrook                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Mangonia Park               COUNTRYWIDE  COUNTRYWIDE   Initial      1
Aldie                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Chicago                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Bethel                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Joliet                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Mineral                     COUNTRYWIDE  COUNTRYWIDE   Initial      1
Haxtun                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Chino Hills                 COUNTRYWIDE  COUNTRYWIDE   Initial      2
Piscataway                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Toms River                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Jersey City                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Fresno                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Renton                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Philadelphia                COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sterling                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Boulder                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Jersey City                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Paterson                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Jamaica                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Calwa                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lodi                        COUNTRYWIDE  COUNTRYWIDE   Initial      2
Westland                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
El Mirage                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Milford                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lawndale                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Santa Clarita               COUNTRYWIDE  COUNTRYWIDE   Initial      1
Las Vegas                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Columbus                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Columbia                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lane                        COUNTRYWIDE  COUNTRYWIDE   Initial      1
Sacramento                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lenola                      COUNTRYWIDE  COUNTRYWIDE   Initial      2
Georgetown                  COUNTRYWIDE  COUNTRYWIDE   Initial      1
Bakersfield                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
Van Nuys                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
San Bernardino              COUNTRYWIDE  COUNTRYWIDE   Initial      2
Mount Rainier               COUNTRYWIDE  COUNTRYWIDE   Initial      1
Charlotte                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Mishawaka                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
Roulo                       COUNTRYWIDE  COUNTRYWIDE   Initial      2
Memphis                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Lagrange                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Tampa                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Yuton                       COUNTRYWIDE  COUNTRYWIDE   Initial      1
Lake Ridge                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Berkeley                    COUNTRYWIDE  COUNTRYWIDE   Initial      1
Stockton                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Jonesboro                   COUNTRYWIDE  COUNTRYWIDE   Initial      1
San Diego                   COUNTRYWIDE  COUNTRYWIDE   Initial      2
Vernon                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Ossining                    COUNTRYWIDE  COUNTRYWIDE   Initial      2
Oakland                     COUNTRYWIDE  COUNTRYWIDE   Initial      2
Tulare                      COUNTRYWIDE  COUNTRYWIDE   Initial      1
Greenacres                  COUNTRYWIDE  COUNTRYWIDE   Initial      2
Gainesville                 COUNTRYWIDE  COUNTRYWIDE   Initial      1
SOLEDAD                     NATCITY      FIRST FRANKLINInitial      2
SANTA CLARITA               NATCITY      FIRST FRANKLINInitial      2
YUCCA VALLEY                NATCITY      FIRST FRANKLINInitial      1
ROANOKE                     NATCITY      FIRST FRANKLINInitial      1
LINCOLN                     NATCITY      FIRST FRANKLINInitial      2
NEWPORT                     NATCITY      FIRST FRANKLINInitial      1
LAKE MILTON                 NATCITY      FIRST FRANKLINInitial      1
BEDFORD                     NATCITY      FIRST FRANKLINInitial      1
DETROIT                     NATCITY      FIRST FRANKLINInitial      1
SAINT LOUIS                 NATCITY      FIRST FRANKLINInitial      1
HARTFORD CITY               NATCITY      FIRST FRANKLINInitial      1
LENOX                       NATCITY      FIRST FRANKLINInitial      1
WASHINGTON                  NATCITY      FIRST FRANKLINInitial      1
NORTH WEBSTER               NATCITY      FIRST FRANKLINInitial      1
RIVERVIEW                   NATCITY      FIRST FRANKLINInitial      2
LA QUINTA                   NATCITY      FIRST FRANKLINInitial      2
JACKSON HEIGHTS             NATCITY      FIRST FRANKLINInitial      2
FELTON                      NATCITY      FIRST FRANKLINInitial      1
SAN JOSE                    NATCITY      FIRST FRANKLINInitial      2
APOPKA                      NATCITY      FIRST FRANKLINInitial      1
COUNCIL BLUFFS              NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
ATLANTA                     NATCITY      FIRST FRANKLINInitial      2
LOS ANGELES                 NATCITY      FIRST FRANKLINInitial      2
TOOELE                      NATCITY      FIRST FRANKLINInitial      1
NEW BEDFORD                 NATCITY      FIRST FRANKLINInitial      2
NORTH DARTMOUTH             NATCITY      FIRST FRANKLINInitial      1
LAWTON                      NATCITY      FIRST FRANKLINInitial      1
WATERFORD                   NATCITY      FIRST FRANKLINInitial      1
BRACKENRIDGE                NATCITY      FIRST FRANKLINInitial      1
VALLEJO                     NATCITY      FIRST FRANKLINInitial      2
CHICAGO                     NATCITY      FIRST FRANKLINInitial      2
AVON                        NATCITY      FIRST FRANKLINInitial      1
ELKHART                     NATCITY      FIRST FRANKLINInitial      1
ORLANDO                     NATCITY      FIRST FRANKLINInitial      1
MILACA                      NATCITY      FIRST FRANKLINInitial      1
AKRON                       NATCITY      FIRST FRANKLINInitial      1
HOFFMAN ESTATES             NATCITY      FIRST FRANKLINInitial      1
WEST LAFAYETTE              NATCITY      FIRST FRANKLINInitial      1
RANCHO SANTA MARGARITA      NATCITY      FIRST FRANKLINInitial      1
SPENCER                     NATCITY      FIRST FRANKLINInitial      1
SAN JOSE                    NATCITY      FIRST FRANKLINInitial      2
CICERO                      NATCITY      FIRST FRANKLINInitial      1
REVERE                      NATCITY      FIRST FRANKLINInitial      1
KAYSVILLE                   NATCITY      FIRST FRANKLINInitial      1
PORTLAND                    NATCITY      FIRST FRANKLINInitial      1
NORTH HILLS                 NATCITY      FIRST FRANKLINInitial      2
SCHENECTADY                 NATCITY      FIRST FRANKLINInitial      2
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
RANCHO CUCAMONGA            NATCITY      FIRST FRANKLINInitial      2
SPRING GLEN T/O WAWARSING   NATCITY      FIRST FRANKLINInitial      1
SOUTH BEND                  NATCITY      FIRST FRANKLINInitial      1
SAN DIEGO                   NATCITY      FIRST FRANKLINInitial      2
MILLBURY                    NATCITY      FIRST FRANKLINInitial      1
CLIFTON PARK                NATCITY      FIRST FRANKLINInitial      1
PLAINFIELD                  NATCITY      FIRST FRANKLINInitial      2
CORNING                     NATCITY      FIRST FRANKLINInitial      1
LONG BEACH                  NATCITY      FIRST FRANKLINInitial      2
SAN DIEGO                   NATCITY      FIRST FRANKLINInitial      2
PITTSBURG                   NATCITY      FIRST FRANKLINInitial      2
MADISON                     NATCITY      FIRST FRANKLINInitial      1
BROOKLYN                    NATCITY      FIRST FRANKLINInitial      1
EL CAJON                    NATCITY      FIRST FRANKLINInitial      2
TACOMA                      NATCITY      FIRST FRANKLINInitial      2
IMPERIAL                    NATCITY      FIRST FRANKLINInitial      1
FRESNO                      NATCITY      FIRST FRANKLINInitial      1
EL CAJON                    NATCITY      FIRST FRANKLINInitial      2
FORT LAUDERDALE             NATCITY      FIRST FRANKLINInitial      1
PHILADELPHIA                NATCITY      FIRST FRANKLINInitial      1
GLENS FALLS                 NATCITY      FIRST FRANKLINInitial      1
FRESNO                      NATCITY      FIRST FRANKLINInitial      1
FARMERSVILLE                NATCITY      FIRST FRANKLINInitial      1
REVERE                      NATCITY      FIRST FRANKLINInitial      2
HOBOKEN                     NATCITY      FIRST FRANKLINInitial      2
LAWRENCE                    NATCITY      FIRST FRANKLINInitial      1
DRAPER                      NATCITY      FIRST FRANKLINInitial      2
COLD SPRINGS                NATCITY      FIRST FRANKLINInitial      1
METHUEN                     NATCITY      FIRST FRANKLINInitial      1
ORLANDO                     NATCITY      FIRST FRANKLINInitial      1
CHULA VISTA                 NATCITY      FIRST FRANKLINInitial      2
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
WOODBURY                    NATCITY      FIRST FRANKLINInitial      1
AUBREY                      NATCITY      FIRST FRANKLINInitial      1
PHENIX CITY                 NATCITY      FIRST FRANKLINInitial      1
CHELSEA                     NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
MIAMI                       NATCITY      FIRST FRANKLINInitial      1
HAMLIN                      NATCITY      FIRST FRANKLINInitial      1
EL SOBRANTE                 NATCITY      FIRST FRANKLINInitial      2
ALBUQUERQUE                 NATCITY      FIRST FRANKLINInitial      1
MASHPEE                     NATCITY      FIRST FRANKLINInitial      2
EL PASO                     NATCITY      FIRST FRANKLINInitial      2
STREAMWOOD                  NATCITY      FIRST FRANKLINInitial      1
HAMMOND                     NATCITY      FIRST FRANKLINInitial      2
WILLINGBORO                 NATCITY      FIRST FRANKLINInitial      1
MONACA                      NATCITY      FIRST FRANKLINInitial      1
NORRISTOWN                  NATCITY      FIRST FRANKLINInitial      1
DES PLAINES                 NATCITY      FIRST FRANKLINInitial      2
HOPKINS                     NATCITY      FIRST FRANKLINInitial      1
LONGVIEW                    NATCITY      FIRST FRANKLINInitial      2
CORNELIUS                   NATCITY      FIRST FRANKLINInitial      1
GARDEN CITY                 NATCITY      FIRST FRANKLINInitial      2
LYNWOOD                     NATCITY      FIRST FRANKLINInitial      1
LAKE WORTH                  NATCITY      FIRST FRANKLINInitial      1
INDIO                       NATCITY      FIRST FRANKLINInitial      2
ALEXANDRIA                  NATCITY      FIRST FRANKLINInitial      1
BROOKLYN                    NATCITY      FIRST FRANKLINInitial      1
RIVERSIDE                   NATCITY      FIRST FRANKLINInitial      2
DENVER                      NATCITY      FIRST FRANKLINInitial      1
MURRIETA                    NATCITY      FIRST FRANKLINInitial      2
IRWIN                       NATCITY      FIRST FRANKLINInitial      2
SAINT LOUIS                 NATCITY      FIRST FRANKLINInitial      1
EVESHAM                     NATCITY      FIRST FRANKLINInitial      2
HAYWARD                     NATCITY      FIRST FRANKLINInitial      2
CINCINNATI                  NATCITY      FIRST FRANKLINInitial      1
DAYTONA BEACH               NATCITY      FIRST FRANKLINInitial      1
PERRIS                      NATCITY      FIRST FRANKLINInitial      2
MOUNT PLEASANT              NATCITY      FIRST FRANKLINInitial      2
SAINT LOUIS                 NATCITY      FIRST FRANKLINInitial      1
LEBANON                     NATCITY      FIRST FRANKLINInitial      1
LAKEWOOD                    NATCITY      FIRST FRANKLINInitial      2
DENVER                      NATCITY      FIRST FRANKLINInitial      1
LAS VEGAS                   NATCITY      FIRST FRANKLINInitial      1
PLAINFIELD                  NATCITY      FIRST FRANKLINInitial      1
MERCED                      NATCITY      FIRST FRANKLINInitial      2
NORTH LAS VEGAS             NATCITY      FIRST FRANKLINInitial      1
SAN JACINTO                 NATCITY      FIRST FRANKLINInitial      2
RICHARDSON                  NATCITY      FIRST FRANKLINInitial      1
PEORIA                      NATCITY      FIRST FRANKLINInitial      1
MIAMI                       NATCITY      FIRST FRANKLINInitial      1
MARGATE                     NATCITY      FIRST FRANKLINInitial      1
BELLPORT                    NATCITY      FIRST FRANKLINInitial      1
TOLEDO                      NATCITY      FIRST FRANKLINInitial      1
CHARDON                     NATCITY      FIRST FRANKLINInitial      1
AUBURN                      NATCITY      FIRST FRANKLINInitial      1
WHEELING                    NATCITY      FIRST FRANKLINInitial      1
CITRUS HEIGHTS              NATCITY      FIRST FRANKLINInitial      2
WEST PALM BEACH             NATCITY      FIRST FRANKLINInitial      1
CLARKSTON                   NATCITY      FIRST FRANKLINInitial      1
COUNTRY CLUB HILLS          NATCITY      FIRST FRANKLINInitial      1
MANTECA                     NATCITY      FIRST FRANKLINInitial      2
MEXICO                      NATCITY      FIRST FRANKLINInitial      1
HUNTINGTON PARK             NATCITY      FIRST FRANKLINInitial      1
PHOENIX                     NATCITY      FIRST FRANKLINInitial      1
TOLEDO                      NATCITY      FIRST FRANKLINInitial      1
NORTH OLMSTED               NATCITY      FIRST FRANKLINInitial      1
WILLIAMSPORT                NATCITY      FIRST FRANKLINInitial      1
SEWICKLEY                   NATCITY      FIRST FRANKLINInitial      1
FALMOUTH                    NATCITY      FIRST FRANKLINInitial      1
FLUSHING                    NATCITY      FIRST FRANKLINInitial      2
COLUMBIA                    NATCITY      FIRST FRANKLINInitial      1
PALM SPRINGS                NATCITY      FIRST FRANKLINInitial      1
CANOGA PARK AREA, LA        NATCITY      FIRST FRANKLINInitial      2
CLINTON TOWNSHIP            NATCITY      FIRST FRANKLINInitial      1
ALHAMBRA                    NATCITY      FIRST FRANKLINInitial      2
ATLANTA                     NATCITY      FIRST FRANKLINInitial      1
WASHINGTON TOWNSHIP         NATCITY      FIRST FRANKLINInitial      2
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
AURORA                      NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
MURRIETA                    NATCITY      FIRST FRANKLINInitial      2
YPSILANTI                   NATCITY      FIRST FRANKLINInitial      1
SCHAUMBURG                  NATCITY      FIRST FRANKLINInitial      1
ATOKA                       NATCITY      FIRST FRANKLINInitial      1
LANCASTER                   NATCITY      FIRST FRANKLINInitial      1
RANCHO CUCAMONGA            NATCITY      FIRST FRANKLINInitial      2
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
GILBERT                     NATCITY      FIRST FRANKLINInitial      1
DOLTON                      NATCITY      FIRST FRANKLINInitial      1
SUGAR LAND                  NATCITY      FIRST FRANKLINInitial      1
SAINT LOUIS                 NATCITY      FIRST FRANKLINInitial      1
GROVE CITY                  NATCITY      FIRST FRANKLINInitial      1
MOUNT MORRIS                NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
HUMBLE                      NATCITY      FIRST FRANKLINInitial      1
HOWELL                      NATCITY      FIRST FRANKLINInitial      1
DAYTON                      NATCITY      FIRST FRANKLINInitial      1
AURORA                      NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
CENTEREACH                  NATCITY      FIRST FRANKLINInitial      2
MILWAUKEE                   NATCITY      FIRST FRANKLINInitial      1
UPLAND                      NATCITY      FIRST FRANKLINInitial      2
LANCASTER                   NATCITY      FIRST FRANKLINInitial      2
PALM DESERT                 NATCITY      FIRST FRANKLINInitial      1
RENO                        NATCITY      FIRST FRANKLINInitial      1
GLADSTONE                   NATCITY      FIRST FRANKLINInitial      1
MONTGOMERY                  NATCITY      FIRST FRANKLINInitial      2
STATEN ISLAND               NATCITY      FIRST FRANKLINInitial      2
EUSTIS                      NATCITY      FIRST FRANKLINInitial      2
EVANSTON                    NATCITY      FIRST FRANKLINInitial      1
DENVER                      NATCITY      FIRST FRANKLINInitial      2
LAKE WORTH                  NATCITY      FIRST FRANKLINInitial      2
POMONA                      NATCITY      FIRST FRANKLINInitial      1
COLUMBUS                    NATCITY      FIRST FRANKLINInitial      2
CONCORD                     NATCITY      FIRST FRANKLINInitial      2
SARASOTA                    NATCITY      FIRST FRANKLINInitial      2
HOUSTON                     NATCITY      FIRST FRANKLINInitial      1
WEST JEFFERSON              NATCITY      FIRST FRANKLINInitial      1
MARION                      NATCITY      FIRST FRANKLINInitial      1
COLCHESTER                  NATCITY      FIRST FRANKLINInitial      1
WEST HOLLYWOOD              NATCITY      FIRST FRANKLINInitial      2
PORT SAINT LUCIE            NATCITY      FIRST FRANKLINInitial      1
DOWNEY                      NATCITY      FIRST FRANKLINInitial      2
CARSON                      NATCITY      FIRST FRANKLINInitial      2
TRAVERSE CITY               NATCITY      FIRST FRANKLINInitial      1
MC LEAN                     NATCITY      FIRST FRANKLINInitial      2
KYLE                        NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
DOUGLASSVILLE               NATCITY      FIRST FRANKLINInitial      1
PARMA                       NATCITY      FIRST FRANKLINInitial      1
RANCHO CUCAMONGA            NATCITY      FIRST FRANKLINInitial      1
WARRENVILLE                 NATCITY      FIRST FRANKLINInitial      1
DENTON                      NATCITY      FIRST FRANKLINInitial      1
COMPTON                     NATCITY      FIRST FRANKLINInitial      1
WILLIAMSTON                 NATCITY      FIRST FRANKLINInitial      1
FORT WORTH                  NATCITY      FIRST FRANKLINInitial      1
WESTMORELAND CITY           NATCITY      FIRST FRANKLINInitial      1
GARLAND                     NATCITY      FIRST FRANKLINInitial      1
WOODBRIDGE                  NATCITY      FIRST FRANKLINInitial      2
CALUMET CITY                NATCITY      FIRST FRANKLINInitial      1
PLUMAS LAKE                 NATCITY      FIRST FRANKLINInitial      2
MARION                      NATCITY      FIRST FRANKLINInitial      1
BRENTWOOD                   NATCITY      FIRST FRANKLINInitial      2
SALT LAKE CITY              NATCITY      FIRST FRANKLINInitial      1
SCOTTSDALE                  NATCITY      FIRST FRANKLINInitial      2
ATTICA T/O ALEXANDER        NATCITY      FIRST FRANKLINInitial      1
GAHANNA                     NATCITY      FIRST FRANKLINInitial      1
VERNON HILLS                NATCITY      FIRST FRANKLINInitial      2
ROUND ROCK                  NATCITY      FIRST FRANKLINInitial      1
HAMERSVILLE                 NATCITY      FIRST FRANKLINInitial      1
MORRISTOWN                  NATCITY      FIRST FRANKLINInitial      1
FORT WORTH                  NATCITY      FIRST FRANKLINInitial      1
BAKERSFIELD                 NATCITY      FIRST FRANKLINInitial      1
FRESNO                      NATCITY      FIRST FRANKLINInitial      1
JUSTIN                      NATCITY      FIRST FRANKLINInitial      1
OREGON CITY                 NATCITY      FIRST FRANKLINInitial      1
SAN DIEGO                   NATCITY      FIRST FRANKLINInitial      1
GOSHEN                      NATCITY      FIRST FRANKLINInitial      1
NORTH LAS VEGAS             NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      2
CARNATION                   NATCITY      FIRST FRANKLINInitial      2
LA QUINTA                   NATCITY      FIRST FRANKLINInitial      2
VALLEJO                     NATCITY      FIRST FRANKLINInitial      2
BAKERSFIELD                 NATCITY      FIRST FRANKLINInitial      2
LAKE WORTH                  NATCITY      FIRST FRANKLINInitial      1
STERLING HEIGHTS            NATCITY      FIRST FRANKLINInitial      1
PALMDALE                    NATCITY      FIRST FRANKLINInitial      2
DALLAS                      NATCITY      FIRST FRANKLINInitial      1
APPLE VALLEY                NATCITY      FIRST FRANKLINInitial      2
MORENO VALLEY               NATCITY      FIRST FRANKLINInitial      2
MC KINNEY                   NATCITY      FIRST FRANKLINInitial      1
RESEDA                      NATCITY      FIRST FRANKLINInitial      2
ARLINGTON                   NATCITY      FIRST FRANKLINInitial      1
BRAINERD                    NATCITY      FIRST FRANKLINInitial      1
OAKLAND                     NATCITY      FIRST FRANKLINInitial      2
NEWPORT                     NATCITY      FIRST FRANKLINInitial      1
NORTH RICHLAND HILLS        NATCITY      FIRST FRANKLINInitial      1
HAWTHORNE                   NATCITY      FIRST FRANKLINInitial      1
YAKIMA                      NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
HENDERSON                   NATCITY      FIRST FRANKLINInitial      2
HACIENDA HEIGHTS            NATCITY      FIRST FRANKLINInitial      2
DEERFIELD BEACH             NATCITY      FIRST FRANKLINInitial      2
BAY POINT                   NATCITY      FIRST FRANKLINInitial      1
WAITE PARK                  NATCITY      FIRST FRANKLINInitial      1
CARROLLTON                  NATCITY      FIRST FRANKLINInitial      1
KENTWOOD                    NATCITY      FIRST FRANKLINInitial      1
GAITHERSBURG                NATCITY      FIRST FRANKLINInitial      1
LINCOLN PARK                NATCITY      FIRST FRANKLINInitial      1
OAK LAWN                    NATCITY      FIRST FRANKLINInitial      1
FORT COLLINS                NATCITY      FIRST FRANKLINInitial      1
TEMECULA                    NATCITY      FIRST FRANKLINInitial      2
HARWOOD HEIGHTS             NATCITY      FIRST FRANKLINInitial      1
SCOTTSDALE                  NATCITY      FIRST FRANKLINInitial      2
NIXA                        NATCITY      FIRST FRANKLINInitial      1
CHANDLER                    NATCITY      FIRST FRANKLINInitial      2
OAKLAND                     NATCITY      FIRST FRANKLINInitial      2
PHOENIX                     NATCITY      FIRST FRANKLINInitial      2
FOREST GROVE                NATCITY      FIRST FRANKLINInitial      1
HILLIARD                    NATCITY      FIRST FRANKLINInitial      1
ELGIN                       NATCITY      FIRST FRANKLINInitial      1
LESLIE                      NATCITY      FIRST FRANKLINInitial      1
SAN ANTONIO                 NATCITY      FIRST FRANKLINInitial      1
WEST PALM BEACH             NATCITY      FIRST FRANKLINInitial      2
PHOENIX                     NATCITY      FIRST FRANKLINInitial      2
PARK FOREST                 NATCITY      FIRST FRANKLINInitial      1
SUPERIOR                    NATCITY      FIRST FRANKLINInitial      1
LOS ANGELES                 NATCITY      FIRST FRANKLINInitial      1
GILBERT                     NATCITY      FIRST FRANKLINInitial      2
WEST BEND                   NATCITY      FIRST FRANKLINInitial      1
STANSBURY PARK              NATCITY      FIRST FRANKLINInitial      2
LOMITA                      NATCITY      FIRST FRANKLINInitial      2
PORT COSTA                  NATCITY      FIRST FRANKLINInitial      1
LONG BEACH                  NATCITY      FIRST FRANKLINInitial      2
HUNTINGTON BEACH            NATCITY      FIRST FRANKLINInitial      2
CANOGA PARK                 NATCITY      FIRST FRANKLINInitial      2
SAN RAFAEL                  NATCITY      FIRST FRANKLINInitial      1
SUMMERVILLE                 NATCITY      FIRST FRANKLINInitial      2
CENTREVILLE                 NATCITY      FIRST FRANKLINInitial      2
COLUMBUS                    NATCITY      FIRST FRANKLINInitial      1
ANTIOCH                     NATCITY      FIRST FRANKLINInitial      2
KISSIMMEE                   NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      2
ENGLEWOOD                   NATCITY      FIRST FRANKLINInitial      1
MINNEAPOLIS                 NATCITY      FIRST FRANKLINInitial      1
RUNNING SPRINGS             NATCITY      FIRST FRANKLINInitial      2
CINCINNATI                  NATCITY      FIRST FRANKLINInitial      1
RALEIGH                     NATCITY      FIRST FRANKLINInitial      1
MIAMI                       NATCITY      FIRST FRANKLINInitial      2
WILLITS                     NATCITY      FIRST FRANKLINInitial      1
SAN DIEGO                   NATCITY      FIRST FRANKLINInitial      2
LANCASTER                   NATCITY      FIRST FRANKLINInitial      2
COLORADO SPRINGS            NATCITY      FIRST FRANKLINInitial      1
OGDEN                       NATCITY      FIRST FRANKLINInitial      1
RESEDA AREA, LOS ANGELES    NATCITY      FIRST FRANKLINInitial      2
HUNTINGTON BEACH            NATCITY      FIRST FRANKLINInitial      2
PLEASANT HILL               NATCITY      FIRST FRANKLINInitial      2
CHERRY VALLEY               NATCITY      FIRST FRANKLINInitial      2
GENEVA                      NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
SEAFORD                     NATCITY      FIRST FRANKLINInitial      2
MATTESON                    NATCITY      FIRST FRANKLINInitial      2
MIAMI BEACH                 NATCITY      FIRST FRANKLINInitial      2
SPRING                      NATCITY      FIRST FRANKLINInitial      1
BAKERSFIELD                 NATCITY      FIRST FRANKLINInitial      2
IRVINE                      NATCITY      FIRST FRANKLINInitial      2
MERCER ISLAND               NATCITY      FIRST FRANKLINInitial      2
LAGUNA NIGUEL               NATCITY      FIRST FRANKLINInitial      2
DAVENPORT                   NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
CHULA VISTA                 NATCITY      FIRST FRANKLINInitial      2
PALM SPRINGS                NATCITY      FIRST FRANKLINInitial      1
EAST PROVIDENCE             NATCITY      FIRST FRANKLINInitial      1
YUCCA VALLEY                NATCITY      FIRST FRANKLINInitial      1
BROWNSTOWN                  NATCITY      FIRST FRANKLINInitial      1
AUSTIN                      NATCITY      FIRST FRANKLINInitial      2
SIDNEY                      NATCITY      FIRST FRANKLINInitial      1
LEESBURG                    NATCITY      FIRST FRANKLINInitial      2
LACEY                       NATCITY      FIRST FRANKLINInitial      2
SAN DIEGO                   NATCITY      FIRST FRANKLINInitial      2
BUENA PARK                  NATCITY      FIRST FRANKLINInitial      2
MARYSVILLE                  NATCITY      FIRST FRANKLINInitial      2
SEATTLE                     NATCITY      FIRST FRANKLINInitial      2
YOUNGTOWN                   NATCITY      FIRST FRANKLINInitial      1
TRACY                       NATCITY      FIRST FRANKLINInitial      2
FAIR OAKS                   NATCITY      FIRST FRANKLINInitial      2
SAINT LOUIS                 NATCITY      FIRST FRANKLINInitial      1
VERMILLION                  NATCITY      FIRST FRANKLINInitial      1
WALDORF                     NATCITY      FIRST FRANKLINInitial      1
MINNEAPOLIS                 NATCITY      FIRST FRANKLINInitial      1
CARSON                      NATCITY      FIRST FRANKLINInitial      2
FONTANA                     NATCITY      FIRST FRANKLINInitial      1
WHITE LAKE                  NATCITY      FIRST FRANKLINInitial      2
CHICO                       NATCITY      FIRST FRANKLINInitial      2
SPRINGFIELD                 NATCITY      FIRST FRANKLINInitial      1
LAWNDALE                    NATCITY      FIRST FRANKLINInitial      2
MENIFEE                     NATCITY      FIRST FRANKLINInitial      2
DENVER                      NATCITY      FIRST FRANKLINInitial      2
CINCINNATI                  NATCITY      FIRST FRANKLINInitial      1
PASO ROBLES                 NATCITY      FIRST FRANKLINInitial      2
LAKE WORTH                  NATCITY      FIRST FRANKLINInitial      1
ARLINGTON                   NATCITY      FIRST FRANKLINInitial      1
SYRACUSE                    NATCITY      FIRST FRANKLINInitial      1
HOLLIS                      NATCITY      FIRST FRANKLINInitial      2
PACIFICA                    NATCITY      FIRST FRANKLINInitial      2
ST. ALBANS                  NATCITY      FIRST FRANKLINInitial      2
LOS ANGELES                 NATCITY      FIRST FRANKLINInitial      1
GLENDORA                    NATCITY      FIRST FRANKLINInitial      1
PORTLAND                    NATCITY      FIRST FRANKLINInitial      1
AURORA                      NATCITY      FIRST FRANKLINInitial      1
BAKERSFIELD                 NATCITY      FIRST FRANKLINInitial      2
SACRAMENTO                  NATCITY      FIRST FRANKLINInitial      2
SACRAMENTO                  NATCITY      FIRST FRANKLINInitial      2
CHULA VISTA                 NATCITY      FIRST FRANKLINInitial      2
REDDING                     NATCITY      FIRST FRANKLINInitial      2
STUDIO CITY AREA, LOS ANGE  NATCITY      FIRST FRANKLINInitial      2
CINCINNATI                  NATCITY      FIRST FRANKLINInitial      2
PACIFICA                    NATCITY      FIRST FRANKLINInitial      2
SILVER SPRING               NATCITY      FIRST FRANKLINInitial      1
GLENDALE HEIGHTS            NATCITY      FIRST FRANKLINInitial      1
LOS ANGELES                 NATCITY      FIRST FRANKLINInitial      2
PORT HUENEME                NATCITY      FIRST FRANKLINInitial      2
YUBA CITY                   NATCITY      FIRST FRANKLINInitial      2
PALM SPRINGS                NATCITY      FIRST FRANKLINInitial      2
SCHENECTADY                 NATCITY      FIRST FRANKLINInitial      1
NEW PRAGUE                  NATCITY      FIRST FRANKLINInitial      1
CASTAIC                     NATCITY      FIRST FRANKLINInitial      2
BAKERSFIELD                 NATCITY      FIRST FRANKLINInitial      2
MATTAPAN                    NATCITY      FIRST FRANKLINInitial      1
HAMMOND                     NATCITY      FIRST FRANKLINInitial      1
LOWELL                      NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
SYLMAR AREA, LOS ANGELES    NATCITY      FIRST FRANKLINInitial      2
MISSOULA                    NATCITY      FIRST FRANKLINInitial      2
MARYSVILLE                  NATCITY      FIRST FRANKLINInitial      1
RIO LINDA                   NATCITY      FIRST FRANKLINInitial      1
FAIRPORT HARBOR             NATCITY      FIRST FRANKLINInitial      1
HIALEAH                     NATCITY      FIRST FRANKLINInitial      1
LAKE WORTH                  NATCITY      FIRST FRANKLINInitial      1
JAMAICA                     NATCITY      FIRST FRANKLINInitial      2
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
FORT LAUDERDALE             NATCITY      FIRST FRANKLINInitial      2
ANTIOCH                     NATCITY      FIRST FRANKLINInitial      2
SAN ANTONIO                 NATCITY      FIRST FRANKLINInitial      2
PALM SPRINGS                NATCITY      FIRST FRANKLINInitial      2
COTTAGE GROVE               NATCITY      FIRST FRANKLINInitial      2
CARMICHAEL                  NATCITY      FIRST FRANKLINInitial      2
RICHMOND                    NATCITY      FIRST FRANKLINInitial      2
HUNTINGTON BEACH            NATCITY      FIRST FRANKLINInitial      2
RALEIGH                     NATCITY      FIRST FRANKLINInitial      2
SAN FRANCISCO               NATCITY      FIRST FRANKLINInitial      2
TIGARD                      NATCITY      FIRST FRANKLINInitial      1
TUJUNGA                     NATCITY      FIRST FRANKLINInitial      2
CAPITOL HEIGHTS             NATCITY      FIRST FRANKLINInitial      1
PORTLAND                    NATCITY      FIRST FRANKLINInitial      1
BRAWLEY                     NATCITY      FIRST FRANKLINInitial      1
SUNNYVALE                   NATCITY      FIRST FRANKLINInitial      2
BALLWIN                     NATCITY      FIRST FRANKLINInitial      1
TEMECULA                    NATCITY      FIRST FRANKLINInitial      2
PASADENA                    NATCITY      FIRST FRANKLINInitial      1
INDEPENDENCE                NATCITY      FIRST FRANKLINInitial      1
LITTLE FALLS                NATCITY      FIRST FRANKLINInitial      2
SAN JOSE                    NATCITY      FIRST FRANKLINInitial      2
CORONA                      NATCITY      FIRST FRANKLINInitial      2
BAKERSFIELD                 NATCITY      FIRST FRANKLINInitial      1
FONTANA                     NATCITY      FIRST FRANKLINInitial      1
TEMECULA                    NATCITY      FIRST FRANKLINInitial      2
REDMOND                     NATCITY      FIRST FRANKLINInitial      1
GALT                        NATCITY      FIRST FRANKLINInitial      2
FRESNO                      NATCITY      FIRST FRANKLINInitial      2
MORRISON                    NATCITY      FIRST FRANKLINInitial      1
SANTA ROSA                  NATCITY      FIRST FRANKLINInitial      2
OCEANSIDE                   NATCITY      FIRST FRANKLINInitial      2
SANTEE                      NATCITY      FIRST FRANKLINInitial      2
NASHVILLE                   NATCITY      FIRST FRANKLINInitial      1
PROCTORVILLE                NATCITY      FIRST FRANKLINInitial      1
SILVER SPRING               NATCITY      FIRST FRANKLINInitial      2
LITTLETON                   NATCITY      FIRST FRANKLINInitial      1
HOMESTEAD                   NATCITY      FIRST FRANKLINInitial      1
IRVING                      NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      1
LONG BEACH                  NATCITY      FIRST FRANKLINInitial      2
AVONDALE                    NATCITY      FIRST FRANKLINInitial      2
STATELINE                   NATCITY      FIRST FRANKLINInitial      2
GILROY                      NATCITY      FIRST FRANKLINInitial      2
MARION                      NATCITY      FIRST FRANKLINInitial      2
CHULA VISTA                 NATCITY      FIRST FRANKLINInitial      2
SEVERNA PARK                NATCITY      FIRST FRANKLINInitial      2
FAIRFIELD                   NATCITY      FIRST FRANKLINInitial      2
MINNEAPOLIS                 NATCITY      FIRST FRANKLINInitial      1
CALABASAS                   NATCITY      FIRST FRANKLINInitial      2
HAYWARD                     NATCITY      FIRST FRANKLINInitial      2
TRACY                       NATCITY      FIRST FRANKLINInitial      2
CATHEDRAL CITY              NATCITY      FIRST FRANKLINInitial      1
RIVERSIDE                   NATCITY      FIRST FRANKLINInitial      1
SCOTTSDALE                  NATCITY      FIRST FRANKLINInitial      2
MONTGOMERY                  NATCITY      FIRST FRANKLINInitial      1
BROOKEVILLE                 NATCITY      FIRST FRANKLINInitial      2
AFTON                       NATCITY      FIRST FRANKLINInitial      2
OCONOMOWOC                  NATCITY      FIRST FRANKLINInitial      2
CICERO                      NATCITY      FIRST FRANKLINInitial      1
TIGARD                      NATCITY      FIRST FRANKLINInitial      1
SANTEE                      NATCITY      FIRST FRANKLINInitial      2
CYPRESS                     NATCITY      FIRST FRANKLINInitial      2
NORWALK                     NATCITY      FIRST FRANKLINInitial      1
SALADO                      NATCITY      FIRST FRANKLINInitial      1
CICERO                      NATCITY      FIRST FRANKLINInitial      1
GREENWICH                   NATCITY      FIRST FRANKLINInitial      2
MINNEAPOLIS                 NATCITY      FIRST FRANKLINInitial      1
HOUSTON                     NATCITY      FIRST FRANKLINInitial      1
VICTORVILLE                 NATCITY      FIRST FRANKLINInitial      2
LA PORTE                    NATCITY      FIRST FRANKLINInitial      1
FAIRFIELD                   NATCITY      FIRST FRANKLINInitial      1
SHAKOPEE                    NATCITY      FIRST FRANKLINInitial      1
LAKE STEVENS                NATCITY      FIRST FRANKLINInitial      1
CHICAGO                     NATCITY      FIRST FRANKLINInitial      2
MARIETTA                    NATCITY      FIRST FRANKLINInitial      1
PINELLAS PARK               NATCITY      FIRST FRANKLINInitial      2
ALEXANDRIA                  NATCITY      FIRST FRANKLINInitial      1
NASHVILLE                   NATCITY      FIRST FRANKLINInitial      1
OAK VIEW                    NATCITY      FIRST FRANKLINInitial      2
SACRAMENTO                  NATCITY      FIRST FRANKLINInitial      2
INDIANAPOLIS                NATCITY      FIRST FRANKLINInitial      1
TUKWILA                     NATCITY      FIRST FRANKLINInitial      2
FREDERICKSBURG              NATCITY      FIRST FRANKLINInitial      2
ORLANDO                     NATCITY      FIRST FRANKLINInitial      2
NORTH LAS VEGAS             NATCITY      FIRST FRANKLINInitial      2
SAN JOSE                    NATCITY      FIRST FRANKLINInitial      2
PALM HARBOR                 NATCITY      FIRST FRANKLINInitial      2
ST. PETERSBURG              NATCITY      FIRST FRANKLINInitial      2
MURRIETA                    NATCITY      FIRST FRANKLINInitial      2
PITTSBURG                   NATCITY      FIRST FRANKLINInitial      1
EL CAJON                    NATCITY      FIRST FRANKLINInitial      2
BAKERSFIELD                 NATCITY      FIRST FRANKLINInitial      1
CHANDLER                    NATCITY      FIRST FRANKLINInitial      2
WESTON                      NATCITY      FIRST FRANKLINInitial      2
BOLINGBROOK                 NATCITY      FIRST FRANKLINInitial      2
SALEM                       NATCITY      FIRST FRANKLINInitial      2
NEW PORT RICHEY             NATCITY      FIRST FRANKLINInitial      2
SAN MARCOS                  NATCITY      FIRST FRANKLINInitial      2
DENVER                      NATCITY      FIRST FRANKLINInitial      1
ELK GROVE                   NATCITY      FIRST FRANKLINInitial      2
ACWORTH                     NATCITY      FIRST FRANKLINInitial      2
SPOKANE VALLEY              NATCITY      FIRST FRANKLINInitial      1
SAN JOSE                    NATCITY      FIRST FRANKLINInitial      2
NEW KENSINGTON              NATCITY      FIRST FRANKLINInitial      1
MIAMI                       NATCITY      FIRST FRANKLINInitial      2
CINCINNATI                  NATCITY      FIRST FRANKLINInitial      1
EUGENE                      NATCITY      FIRST FRANKLINInitial      1
FORT WAYNE                  NATCITY      FIRST FRANKLINInitial      1
LAKE FOREST                 NATCITY      FIRST FRANKLINInitial      2
RICHMOND                    NATCITY      FIRST FRANKLINInitial      2
BAKERSFIELD                 NATCITY      FIRST FRANKLINInitial      2
THOUSAND OAKS               NATCITY      FIRST FRANKLINInitial      2
BECKER                      NATCITY      FIRST FRANKLINInitial      1
RIVERDALE                   NATCITY      FIRST FRANKLINInitial      1
ZIONSVILLE                  NATCITY      FIRST FRANKLINInitial      2
EAST PALATKA                NATCITY      FIRST FRANKLINInitial      1
MIAMI                       NATCITY      FIRST FRANKLINInitial      2
SAN CLEMENTE                NATCITY      FIRST FRANKLINInitial      2
LANCASTER                   NATCITY      FIRST FRANKLINInitial      2
CERRITOS                    NATCITY      FIRST FRANKLINInitial      2
GIBSONTON                   NATCITY      FIRST FRANKLINInitial      2
PORTLAND                    NATCITY      FIRST FRANKLINInitial      1
LAKE FOREST                 NATCITY      FIRST FRANKLINInitial      2
SAN BERNARDINO              NATCITY      FIRST FRANKLINInitial      2
TRINITY                     NATCITY      FIRST FRANKLINInitial      2
LANDSDOWNE                  NATCITY      FIRST FRANKLINInitial      2
MORGAN HILL                 NATCITY      FIRST FRANKLINInitial      1
SAN DIEGO                   NATCITY      FIRST FRANKLINInitial      2
LAWRENCEVILLE               NATCITY      FIRST FRANKLINInitial      2
BALDWIN PARK                NATCITY      FIRST FRANKLINInitial      2
BENICIA                     NATCITY      FIRST FRANKLINInitial      1
LADERA RANCH                NATCITY      FIRST FRANKLINInitial      2
BROOKLYN                    NATCITY      FIRST FRANKLINInitial      1
MIAMI                       NATCITY      FIRST FRANKLINInitial      2
LAS VEGAS                   NATCITY      FIRST FRANKLINInitial      1
HOUSTON                     NATCITY      FIRST FRANKLINInitial      2
BOILING SPRING LAKES        NATCITY      FIRST FRANKLINInitial      1
NORTH LAS VEGAS             NATCITY      FIRST FRANKLINInitial      2
MANASSAS                    NATCITY      FIRST FRANKLINInitial      2
VICTORVILLE                 NATCITY      FIRST FRANKLINInitial      2
ALEXANDRIA                  NATCITY      FIRST FRANKLINInitial      1
SALT LAKE CITY              NATCITY      FIRST FRANKLINInitial      1
VICTORVILLE                 NATCITY      FIRST FRANKLINInitial      2
COON RAPIDS                 NATCITY      FIRST FRANKLINInitial      2
CHARLOTTE                   NATCITY      FIRST FRANKLINInitial      2
ORTING                      NATCITY      FIRST FRANKLINInitial      2
ROCK HILL                   NATCITY      FIRST FRANKLINInitial      2
ELGIN                       NATCITY      FIRST FRANKLINInitial      2
NILES                       NATCITY      FIRST FRANKLINInitial      2
SAN JOSE                    NATCITY      FIRST FRANKLINInitial      2
LAKESIDE                    NATCITY      FIRST FRANKLINInitial      2
WESTLAND                    NATCITY      FIRST FRANKLINInitial      2
CUMMING                     NATCITY      FIRST FRANKLINInitial      1
LAWRENCEVILLE               NATCITY      FIRST FRANKLINInitial      1
VALPARAISO                  NATCITY      FIRST FRANKLINInitial      1
CERES                       NATCITY      FIRST FRANKLINInitial      2
PHOENIX                     NATCITY      FIRST FRANKLINInitial      2
LAWRENCEVILLE               NATCITY      FIRST FRANKLINInitial      2
FINDLAY                     NATCITY      FIRST FRANKLINInitial      1
RIVERSIDE                   NATCITY      FIRST FRANKLINInitial      2
RAMONA                      NATCITY      FIRST FRANKLINInitial      2
GUADALUPE                   NATCITY      FIRST FRANKLINInitial      2
MCDONOUGH                   NATCITY      FIRST FRANKLINInitial      2
COVINGTON                   NATCITY      FIRST FRANKLINInitial      2
CLINTON                     NATCITY      FIRST FRANKLINInitial      2
MESA                        NATCITY      FIRST FRANKLINInitial      2
STATESVILLE                 NATCITY      FIRST FRANKLINInitial      1
COMPTON                     NATCITY      FIRST FRANKLINInitial      1
WOODBRIDGE                  NATCITY      FIRST FRANKLINInitial      1
STREAMWOOD                  NATCITY      FIRST FRANKLINInitial      2
ROBBINSDALE                 NATCITY      FIRST FRANKLINInitial      1
CORONA                      NATCITY      FIRST FRANKLINInitial      2
EL CAJON                    NATCITY      FIRST FRANKLINInitial      2
CHINO HILLS                 NATCITY      FIRST FRANKLINInitial      2
PARAMOUNT                   NATCITY      FIRST FRANKLINInitial      2
WALDORF                     NATCITY      FIRST FRANKLINInitial      2
CHATTANOOGA                 NATCITY      FIRST FRANKLINInitial      1
PEABODY                     NATCITY      FIRST FRANKLINInitial      2
BROOKLYN                    NATCITY      FIRST FRANKLINInitial      2
NAMPA                       NATCITY      FIRST FRANKLINInitial      1
SOUTH GATE                  NATCITY      FIRST FRANKLINInitial      2
BRONX                       NATCITY      FIRST FRANKLINInitial      2
LEBANON                     NATCITY      FIRST FRANKLINInitial      1
ALISO VIEJO                 NATCITY      FIRST FRANKLINInitial      2
CLAYTON                     NATCITY      FIRST FRANKLINInitial      2
NEWPORT NEWS                JPMCHASE     MERITAGE      Initial      2
SPRINGFIELD                 JPMCHASE     MERITAGE      Initial      2
LOS ANGELES                 JPMCHASE     MERITAGE      Additional   2
INDIANAPOLIS                JPMCHASE     MERITAGE      Additional   1
VISALIA                     JPMCHASE     MERITAGE      Additional   1
ORANGEVALE                  JPMCHASE     MERITAGE      Additional   1
CENTRAL FALLS               JPMCHASE     MERITAGE      Additional   2
MALDEN                      JPMCHASE     MERITAGE      Additional   2
ALBUQUERQUE                 JPMCHASE     MERITAGE      Additional   1
BEAVERTON                   JPMCHASE     MERITAGE      Additional   2
FORT WAYNE                  JPMCHASE     MERITAGE      Additional   2
WEST PALM BEACH             JPMCHASE     MERITAGE      Additional   2
LA MIRADA                   JPMCHASE     MERITAGE      Additional   2
CASSELBERRY                 JPMCHASE     MERITAGE      Additional   2
DAYTON                      JPMCHASE     MERITAGE      Additional   2
CASSELBERRY                 JPMCHASE     MERITAGE      Additional   1
TRUCKEE                     JPMCHASE     MERITAGE      Additional   2
SOUTH LAKE TAHOE            JPMCHASE     MERITAGE      Additional   2
PHOENIX                     JPMCHASE     MERITAGE      Additional   2
CHANDLER                    JPMCHASE     MERITAGE      Additional   2
BAKERSFIELD                 JPMCHASE     MERITAGE      Additional   2
DENVER                      JPMCHASE     MERITAGE      Additional   2
RICHMOND                    JPMCHASE     MERITAGE      Additional   2
BLOOMFIELD HILLS            JPMCHASE     MERITAGE      Additional   2
ESCONDIDO                   JPMCHASE     MERITAGE      Additional   2
GREENACRES                  JPMCHASE     MERITAGE      Additional   2
BLUE ISLAND                 JPMCHASE     MERITAGE      Additional   2
MAYER                       JPMCHASE     MERITAGE      Additional   2
MORENO VALLEY               JPMCHASE     MERITAGE      Additional   2
PORT CHARLOTTE              JPMCHASE     MERITAGE      Additional   2
PORTERVILLE                 JPMCHASE     MERITAGE      Additional   2
CEDAR VALLEY                JPMCHASE     MERITAGE      Additional   1
INGLEWOOD                   JPMCHASE     MERITAGE      Additional   2
FYFFE                       JPMCHASE     MERITAGE      Additional   2
RICHMOND                    JPMCHASE     MERITAGE      Additional   2
MESA                        JPMCHASE     MERITAGE      Additional   2
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
HOLLISTER                   JPMCHASE     MERITAGE      Additional   2
COMPTON                     JPMCHASE     MERITAGE      Additional   2
MIDDLEBORO                  JPMCHASE     MERITAGE      Additional   2
ORLANDO                     JPMCHASE     MERITAGE      Additional   1
OCALA                       JPMCHASE     MERITAGE      Additional   2
MAPLE VALLEY                JPMCHASE     MERITAGE      Additional   1
PHOENIX                     JPMCHASE     MERITAGE      Additional   1
LAKE OSWEGO                 JPMCHASE     MERITAGE      Additional   2
HAZEL CREST                 JPMCHASE     MERITAGE      Additional   2
APACHE JUNCTION             JPMCHASE     MERITAGE      Additional   1
INDIANAPOLIS                JPMCHASE     MERITAGE      Additional   1
SACRAMENTO                  JPMCHASE     MERITAGE      Additional   2
PARKER                      JPMCHASE     MERITAGE      Additional   1
GODFREY                     JPMCHASE     MERITAGE      Additional   2
DELTA                       JPMCHASE     MERITAGE      Additional   2
SEYMOUR                     JPMCHASE     MERITAGE      Additional   2
ELIZABETHTOWN               JPMCHASE     MERITAGE      Additional   2
MURRIETA                    JPMCHASE     MERITAGE      Additional   2
MOORE                       JPMCHASE     MERITAGE      Additional   1
KENT                        JPMCHASE     MERITAGE      Additional   2
ONTARIO                     JPMCHASE     MERITAGE      Additional   2
ALPHARETTA                  JPMCHASE     MERITAGE      Additional   2
INDIANAPOLIS                JPMCHASE     MERITAGE      Additional   1
PARADISE VALLEY             JPMCHASE     MERITAGE      Additional   2
DENVER                      JPMCHASE     MERITAGE      Additional   2
LAKEWOOD                    JPMCHASE     MERITAGE      Additional   2
FORT WAYNE                  JPMCHASE     MERITAGE      Additional   2
HIGHLANDS RANCH             JPMCHASE     MERITAGE      Additional   2
PLEASANT GROVE              JPMCHASE     MERITAGE      Additional   2
LINN                        JPMCHASE     MERITAGE      Additional   2
CORONA                      JPMCHASE     MERITAGE      Additional   2
SALINAS                     JPMCHASE     MERITAGE      Additional   2
MORENO VALLEY               JPMCHASE     MERITAGE      Additional   2
TUCSON                      JPMCHASE     MERITAGE      Additional   2
DORCHESTER                  JPMCHASE     MERITAGE      Additional   2
TUCSON                      JPMCHASE     MERITAGE      Additional   2
BEND                        JPMCHASE     MERITAGE      Additional   1
PAYSON                      JPMCHASE     MERITAGE      Additional   2
HENDERSON                   JPMCHASE     MERITAGE      Additional   2
MURRAY                      JPMCHASE     MERITAGE      Additional   2
LAVEEN                      JPMCHASE     MERITAGE      Additional   2
DUDLEY                      JPMCHASE     MERITAGE      Additional   2
BONNER SPRINGS              JPMCHASE     MERITAGE      Additional   2
LAWRENCEVILLE               JPMCHASE     MERITAGE      Additional   2
LEBANON JUNCTION            JPMCHASE     MERITAGE      Additional   1
SHERWOOD                    JPMCHASE     MERITAGE      Additional   2
PERRIS                      JPMCHASE     MERITAGE      Additional   2
ORLANDO                     JPMCHASE     MERITAGE      Additional   1
FIRCREST                    JPMCHASE     MERITAGE      Additional   2
KISSIMMEE                   JPMCHASE     MERITAGE      Additional   2
MUSKEGON                    JPMCHASE     MERITAGE      Additional   1
VANCOUVER                   JPMCHASE     MERITAGE      Additional   1
CENTRAL FALLS               JPMCHASE     MERITAGE      Additional   2
PITTSBURGH                  JPMCHASE     MERITAGE      Additional   1
NORTH PORT                  JPMCHASE     MERITAGE      Additional   2
GILBERT                     JPMCHASE     MERITAGE      Additional   2
TUCSON                      JPMCHASE     MERITAGE      Additional   2
GLENDALE                    JPMCHASE     MERITAGE      Additional   2
PROVIDENCE                  JPMCHASE     MERITAGE      Additional   2
SPARKS                      JPMCHASE     MERITAGE      Additional   2
CHICAGO                     JPMCHASE     MERITAGE      Additional   2
CHICAGO HEIGHTS             JPMCHASE     MERITAGE      Additional   2
HILLSBORO                   JPMCHASE     MERITAGE      Additional   2
BOSTON                      JPMCHASE     MERITAGE      Additional   2
GREENWOOD                   JPMCHASE     MERITAGE      Additional   1
MORENO VALLEY               JPMCHASE     MERITAGE      Additional   1
SALT LAKE CITY              JPMCHASE     MERITAGE      Additional   1
LOS ANGELES                 JPMCHASE     MERITAGE      Additional   2
FRESNO                      JPMCHASE     MERITAGE      Additional   2
PITTSBURG                   JPMCHASE     MERITAGE      Additional   2
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
QUEEN CREEK                 JPMCHASE     MERITAGE      Additional   2
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
PAPILLION                   JPMCHASE     MERITAGE      Additional   2
SAN FRANCISCO               JPMCHASE     MERITAGE      Additional   2
TRACY                       JPMCHASE     MERITAGE      Additional   2
LOS ANGELES                 JPMCHASE     MERITAGE      Additional   2
MAPLE VALLEY                JPMCHASE     MERITAGE      Additional   2
BRIGHTON                    JPMCHASE     MERITAGE      Additional   2
FARMINGTON HILLS            JPMCHASE     MERITAGE      Additional   2
PRINEVILLE                  JPMCHASE     MERITAGE      Additional   2
PILGER                      JPMCHASE     MERITAGE      Additional   2
ALBUQUERQUE                 JPMCHASE     MERITAGE      Additional   1
THORNTON                    JPMCHASE     MERITAGE      Additional   2
APPLE VALLEY                JPMCHASE     MERITAGE      Additional   2
THORNTON                    JPMCHASE     MERITAGE      Additional   1
WHITE HALL                  JPMCHASE     MERITAGE      Additional   2
VIRGINIA BEACH              JPMCHASE     MERITAGE      Additional   2
OAKLAND                     JPMCHASE     MERITAGE      Additional   2
PHOENIX                     JPMCHASE     MERITAGE      Additional   2
GRESHAM                     JPMCHASE     MERITAGE      Additional   2
RIALTO                      JPMCHASE     MERITAGE      Additional   2
SAINT LOUIS                 JPMCHASE     MERITAGE      Additional   1
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
FORT WORTH                  JPMCHASE     MERITAGE      Additional   1
EAST CANTON                 JPMCHASE     MERITAGE      Additional   1
EVERGREEN PARK              JPMCHASE     MERITAGE      Additional   1
CHUBBUCK                    JPMCHASE     MERITAGE      Additional   2
BOISE                       JPMCHASE     MERITAGE      Additional   2
LOS ANGELES                 JPMCHASE     MERITAGE      Additional   2
IONE                        JPMCHASE     MERITAGE      Additional   1
HILLSBORO                   JPMCHASE     MERITAGE      Additional   2
PAYETTE                     JPMCHASE     MERITAGE      Additional   1
CLEARFIELD                  JPMCHASE     MERITAGE      Additional   2
SPRINGFIELD                 JPMCHASE     MERITAGE      Additional   1
SUGAR HILL                  JPMCHASE     MERITAGE      Additional   2
NEWMAN                      JPMCHASE     MERITAGE      Additional   2
CHESTER                     JPMCHASE     MERITAGE      Additional   2
BURIEN                      JPMCHASE     MERITAGE      Additional   2
PORTLAND                    JPMCHASE     MERITAGE      Additional   1
RANDOLPH                    JPMCHASE     MERITAGE      Additional   2
JACKSONVILLE                JPMCHASE     MERITAGE      Additional   2
COLUMBUS                    JPMCHASE     MERITAGE      Additional   2
RICHMOND                    JPMCHASE     MERITAGE      Additional   2
LOUISVILLE                  JPMCHASE     MERITAGE      Additional   2
FORDLAND                    JPMCHASE     MERITAGE      Additional   2
ORLANDO                     JPMCHASE     MERITAGE      Additional   2
SAINT LOUIS                 JPMCHASE     MERITAGE      Additional   2
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
STONE MOUNTAIN              JPMCHASE     MERITAGE      Additional   2
COLLINSVILLE                JPMCHASE     MERITAGE      Additional   2
PARAGOULD                   JPMCHASE     MERITAGE      Additional   1
CRYSTAL                     JPMCHASE     MERITAGE      Additional   2
CEDAR VALLEY                JPMCHASE     MERITAGE      Additional   2
PALM COAST                  JPMCHASE     MERITAGE      Additional   1
O FALLON                    JPMCHASE     MERITAGE      Additional   2
ALBUQUERQUE                 JPMCHASE     MERITAGE      Additional   2
NAMPA                       JPMCHASE     MERITAGE      Additional   2
LANSING                     JPMCHASE     MERITAGE      Additional   2
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
BOISE                       JPMCHASE     MERITAGE      Additional   2
HENDERSON                   JPMCHASE     MERITAGE      Additional   1
BALTIMORE                   JPMCHASE     MERITAGE      Additional   1
ANTIOCH                     JPMCHASE     MERITAGE      Additional   2
DELHI                       JPMCHASE     MERITAGE      Additional   2
CLACKAMAS                   JPMCHASE     MERITAGE      Additional   2
TRACY                       JPMCHASE     MERITAGE      Additional   2
PRINEVILLE                  JPMCHASE     MERITAGE      Additional   1
TRACY                       JPMCHASE     MERITAGE      Additional   2
BUFORD                      JPMCHASE     MERITAGE      Additional   2
HAYWARD                     JPMCHASE     MERITAGE      Additional   2
ORANGE CITY                 JPMCHASE     MERITAGE      Additional   2
COLUMBUS                    JPMCHASE     MERITAGE      Additional   1
NORTH PORT                  JPMCHASE     MERITAGE      Additional   2
WINDERMERE                  JPMCHASE     MERITAGE      Additional   2
VISTA                       JPMCHASE     MERITAGE      Additional   2
DAVENPORT                   JPMCHASE     MERITAGE      Additional   2
PORTLAND                    JPMCHASE     MERITAGE      Additional   2
BANKS                       JPMCHASE     MERITAGE      Additional   2
SYLVANIA                    JPMCHASE     MERITAGE      Additional   2
COVINGTON                   JPMCHASE     MERITAGE      Additional   1
PHILADELPHIA                JPMCHASE     MERITAGE      Additional   1
COLORA                      JPMCHASE     MERITAGE      Additional   2
BATTLE CREEK                JPMCHASE     MERITAGE      Additional   2
PORTERVILLE                 JPMCHASE     MERITAGE      Additional   2
REVERE                      JPMCHASE     MERITAGE      Additional   2
VICTORVILLE                 JPMCHASE     MERITAGE      Additional   2
FONTANA                     JPMCHASE     MERITAGE      Additional   2
QUEEN CREEK                 JPMCHASE     MERITAGE      Additional   2
MOLINE                      JPMCHASE     MERITAGE      Additional   2
VALRICO                     JPMCHASE     MERITAGE      Additional   2
ROXBURY                     JPMCHASE     MERITAGE      Additional   2
WASHINGTON                  JPMCHASE     MERITAGE      Additional   2
HAVERHILL                   JPMCHASE     MERITAGE      Additional   2
HAWTHORNE                   JPMCHASE     MERITAGE      Additional   2
SANDY                       JPMCHASE     MERITAGE      Additional   1
CASTLEWOOD                  JPMCHASE     MERITAGE      Additional   2
WEST VALLEY CITY            JPMCHASE     MERITAGE      Additional   2
QUEEN CREEK                 JPMCHASE     MERITAGE      Additional   2
PAYSON                      JPMCHASE     MERITAGE      Additional   1
INDEPENDENCE                JPMCHASE     MERITAGE      Additional   2
PASADENA                    JPMCHASE     MERITAGE      Additional   2
SALINAS                     JPMCHASE     MERITAGE      Additional   2
COLORADO SPRINGS            JPMCHASE     MERITAGE      Additional   2
ALBUQUERQUE                 JPMCHASE     MERITAGE      Additional   2
LOS ANGELES                 JPMCHASE     MERITAGE      Additional   2
POWDER SPRINGS              JPMCHASE     MERITAGE      Additional   2
DULUTH                      JPMCHASE     MERITAGE      Additional   2
SAN DIEGO                   JPMCHASE     MERITAGE      Additional   2
CHULA VISTA                 JPMCHASE     MERITAGE      Additional   2
PLANT CITY                  JPMCHASE     MERITAGE      Additional   2
DALLAS                      JPMCHASE     MERITAGE      Additional   2
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
PATTERSON                   JPMCHASE     MERITAGE      Additional   2
SALEM                       JPMCHASE     MERITAGE      Additional   1
DALLAS                      JPMCHASE     MERITAGE      Additional   2
PLANT CITY                  JPMCHASE     MERITAGE      Additional   2
KENDALLVILLE                JPMCHASE     MERITAGE      Additional   1
DANVILLE                    JPMCHASE     MERITAGE      Additional   2
PASCO                       JPMCHASE     MERITAGE      Additional   2
LYNCHBURG                   JPMCHASE     MERITAGE      Additional   2
VANCOUVER                   JPMCHASE     MERITAGE      Additional   2
AVON                        JPMCHASE     MERITAGE      Additional   2
PARAMOUNT                   JPMCHASE     MERITAGE      Additional   2
BLACKFOOT                   JPMCHASE     MERITAGE      Additional   1
LOVELAND                    JPMCHASE     MERITAGE      Additional   2
SALT LAKE CITY              JPMCHASE     MERITAGE      Additional   2
MEBANE                      JPMCHASE     MERITAGE      Additional   2
MAGNA                       JPMCHASE     MERITAGE      Additional   1
FRAMINGHAM                  JPMCHASE     MERITAGE      Additional   2
ORLANDO                     JPMCHASE     MERITAGE      Additional   1
DELTONA                     JPMCHASE     MERITAGE      Additional   2
TIGARD                      JPMCHASE     MERITAGE      Additional   2
SAN LORENZO                 JPMCHASE     MERITAGE      Additional   2
TROY                        JPMCHASE     MERITAGE      Additional   2
SCIO                        JPMCHASE     MERITAGE      Additional   1
MC COOK                     JPMCHASE     MERITAGE      Additional   2
DORAL                       JPMCHASE     MERITAGE      Additional   2
ALBUQUERQUE                 JPMCHASE     MERITAGE      Additional   2
STOCKTON                    JPMCHASE     MERITAGE      Additional   2
DUVALL                      JPMCHASE     MERITAGE      Additional   2
NAMPA                       JPMCHASE     MERITAGE      Additional   1
MURRAYVILLE                 JPMCHASE     MERITAGE      Additional   2
RANCHO SANTA MARGARITA      JPMCHASE     MERITAGE      Additional   1
JACKSONVILLE                JPMCHASE     MERITAGE      Additional   2
ANTHEM                      JPMCHASE     MERITAGE      Additional   2
PARAMOUNT                   JPMCHASE     MERITAGE      Additional   2
PORTLAND                    JPMCHASE     MERITAGE      Additional   2
BRENTWOOD                   JPMCHASE     MERITAGE      Additional   2
FAIRVIEW                    JPMCHASE     MERITAGE      Additional   2
HOOPER                      JPMCHASE     MERITAGE      Additional   2
HERCULES                    JPMCHASE     MERITAGE      Additional   2
PUYALLUP                    JPMCHASE     MERITAGE      Additional   2
MANTECA                     JPMCHASE     MERITAGE      Additional   2
DALLAS                      JPMCHASE     MERITAGE      Additional   2
LANCASTER                   JPMCHASE     MERITAGE      Additional   2
ANDERSON                    JPMCHASE     MERITAGE      Additional   1
PHOENIX                     JPMCHASE     MERITAGE      Additional   2
BROCKTON                    JPMCHASE     MERITAGE      Additional   2
SCOTTSDALE                  JPMCHASE     MERITAGE      Additional   1
SARATOGA SPRINGS            JPMCHASE     MERITAGE      Additional   2
ORLANDO                     JPMCHASE     MERITAGE      Additional   2
YACOLT                      JPMCHASE     MERITAGE      Additional   2
VANCOUVER                   JPMCHASE     MERITAGE      Additional   2
MANCHESTER                  JPMCHASE     MERITAGE      Additional   2
VANCOUVER                   JPMCHASE     MERITAGE      Additional   2
SPRING HILL                 JPMCHASE     MERITAGE      Additional   2
BRADENTON                   JPMCHASE     MERITAGE      Additional   2
NORTH LAS VEGAS             JPMCHASE     MERITAGE      Additional   2
BUCKEYE                     JPMCHASE     MERITAGE      Additional   2
MESA                        JPMCHASE     MERITAGE      Additional   2
VALLEY CENTER               JPMCHASE     MERITAGE      Additional   2
LAKE WORTH                  JPMCHASE     MERITAGE      Additional   2
ANDERSON                    JPMCHASE     MERITAGE      Additional   2
SANTA MARIA                 JPMCHASE     MERITAGE      Additional   2
CALLAHAN                    JPMCHASE     MERITAGE      Additional   2
NORTH PORT                  JPMCHASE     MERITAGE      Additional   2
EXETER                      JPMCHASE     MERITAGE      Additional   2
AMERICAN CANYON             JPMCHASE     MERITAGE      Additional   2
SAINT LOUIS                 JPMCHASE     MERITAGE      Additional   2
ALHAMBRA                    JPMCHASE     MERITAGE      Additional   2
PORTLAND                    JPMCHASE     MERITAGE      Additional   2
TUCSON                      JPMCHASE     MERITAGE      Additional   1
RENO                        JPMCHASE     MERITAGE      Additional   2
CASSELBERRY                 JPMCHASE     MERITAGE      Additional   1
GLENDALE                    JPMCHASE     MERITAGE      Additional   2
CONCORD                     JPMCHASE     MERITAGE      Additional   2
MESA                        JPMCHASE     MERITAGE      Additional   2
AUBURN                      JPMCHASE     MERITAGE      Additional   2
SCOTTSDALE                  JPMCHASE     MERITAGE      Additional   2
ALBUQUERQUE                 JPMCHASE     MERITAGE      Additional   1
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
GLENDALE                    JPMCHASE     MERITAGE      Additional   1
KIMMELL                     JPMCHASE     MERITAGE      Additional   2
NAMPA                       JPMCHASE     MERITAGE      Additional   2
HAYWARD                     JPMCHASE     MERITAGE      Additional   2
TRENTON                     JPMCHASE     MERITAGE      Additional   1
VIRGINIA BEACH              JPMCHASE     MERITAGE      Additional   2
LAYTON                      JPMCHASE     MERITAGE      Additional   2
PHOENIX                     JPMCHASE     MERITAGE      Additional   2
ARCADIA                     JPMCHASE     MERITAGE      Additional   1
WOODS CROSS                 JPMCHASE     MERITAGE      Additional   2
CALDWELL                    JPMCHASE     MERITAGE      Additional   2
HARRIMAN                    JPMCHASE     MERITAGE      Additional   2
MEMPHIS                     JPMCHASE     MERITAGE      Additional   2
TALLAHASSEE                 JPMCHASE     MERITAGE      Additional   2
BEAVERTON                   JPMCHASE     MERITAGE      Additional   2
MORENO VALLEY               JPMCHASE     MERITAGE      Additional   2
CRANSTON                    JPMCHASE     MERITAGE      Additional   2
SALEM                       JPMCHASE     MERITAGE      Additional   2
SOLEDAD                     JPMCHASE     MERITAGE      Additional   2
NORRISTOWN                  JPMCHASE     MERITAGE      Additional   2
VANCOUVER                   JPMCHASE     MERITAGE      Additional   2
PLEASANTON                  JPMCHASE     MERITAGE      Additional   2
CHATTANOOGA                 JPMCHASE     MERITAGE      Additional   1
FLINT                       JPMCHASE     MERITAGE      Additional   2
ANTIOCH                     JPMCHASE     MERITAGE      Additional   2
VALLEJO                     JPMCHASE     MERITAGE      Additional   2
BROOKLYN                    JPMCHASE     MERITAGE      Additional   2
ATLANTA                     JPMCHASE     MERITAGE      Additional   2
WATERFORD                   JPMCHASE     MERITAGE      Additional   2
HANOVER PARK                JPMCHASE     MERITAGE      Additional   2
COMPTON                     JPMCHASE     MERITAGE      Additional   1
AUBURN                      JPMCHASE     MERITAGE      Additional   1
BAY POINT                   JPMCHASE     MERITAGE      Additional   2
FALL CITY                   JPMCHASE     MERITAGE      Additional   2
PORT HURON                  JPMCHASE     MERITAGE      Additional   2
CAMBRIDGE                   JPMCHASE     MERITAGE      Additional   2
ESPARTO                     JPMCHASE     MERITAGE      Additional   2
LAS VEGAS                   JPMCHASE     MERITAGE      Additional   2
WORCESTER                   JPMCHASE     MERITAGE      Additional   2
ERIE                        JPMCHASE     MERITAGE      Additional   1
HOLT                        JPMCHASE     MERITAGE      Additional   2
WINTHROP                    JPMCHASE     MERITAGE      Additional   2
CITRUS HEIGHTS              JPMCHASE     MERITAGE      Additional   2
ARVADA                      JPMCHASE     MERITAGE      Additional   1
COLUMBUS                    JPMCHASE     MERITAGE      Additional   1
PALM COAST                  JPMCHASE     MERITAGE      Additional   2
DETROIT                     JPMCHASE     MERITAGE      Additional   2
SYRACUSE                    JPMCHASE     MERITAGE      Additional   2
DENVER                      JPMCHASE     MERITAGE      Additional   2

City                        Custodian       First Periodic    Subsequent
                                                  Rate Cap  Periodic Cap
-------------------------------------------------------------------------
Jennings                    DeutscheBank            0                  0
Signal Mountain             DeutscheBank            0                  0
Fremont                     DeutscheBank          1.5                1.5
Jamaica                     DeutscheBank          1.5                1.5
Elkhart                     DeutscheBank          1.5                1.5
Pueblo                      DeutscheBank          1.5                1.5
Trenton                     DeutscheBank          1.5                1.5
Hockessin                   DeutscheBank          1.5                1.5
Plymouth                    DeutscheBank            1                  1
Bel Nor                     DeutscheBank            0                  0
Akron                       DeutscheBank          1.5                1.5
Hudson                      DeutscheBank          1.5                1.5
Chicago                     DeutscheBank          1.5                1.5
Hatton                      DeutscheBank          1.5                1.5
Boise                       DeutscheBank          1.5                1.5
Hartland                    DeutscheBank          1.5                1.5
Augusta                     DeutscheBank          1.5                1.5
Lewisville                  DeutscheBank            1                  1
Cragin                      DeutscheBank          1.5                1.5
Oak Park                    DeutscheBank          1.5                1.5
Sugar Land                  DeutscheBank            0                  0
Newark                      DeutscheBank          1.5                1.5
Simi Valley                 DeutscheBank          1.5                1.5
Upland                      DeutscheBank          1.5                1.5
Sarasota                    DeutscheBank          1.5                1.5
Queensbury                  DeutscheBank            1                  1
Middletown                  DeutscheBank            0                  0
Wellston                    DeutscheBank          1.5                1.5
Highland                    DeutscheBank          1.5                1.5
Saint Louis                 DeutscheBank          1.5                1.5
Jeffersonville              DeutscheBank          1.5                1.5
Miami                       DeutscheBank            0                  0
Gumbo                       DeutscheBank            0                  0
Miramar                     DeutscheBank            0                  0
New Brunswick               DeutscheBank          1.5                1.5
East Brunswick              DeutscheBank          1.5                1.5
Marne                       DeutscheBank            0                  0
Blythe                      DeutscheBank            0                  0
Chesterfield                DeutscheBank          1.5                1.5
Southfield                  DeutscheBank          1.5                1.5
Roscommon                   DeutscheBank          1.5                1.5
Pasadena                    DeutscheBank          1.5                1.5
Portland                    DeutscheBank          1.5                1.5
Valley Stream               DeutscheBank          1.5                1.5
Middleboro                  DeutscheBank          1.5                1.5
Bowdoinham                  DeutscheBank            1                  1
Mogadore                    DeutscheBank            0                  0
Charlotte                   DeutscheBank            0                  0
Orlando                     DeutscheBank          1.5                1.5
Meriden                     DeutscheBank          1.5                1.5
Jackson                     DeutscheBank          1.5                1.5
Huffman                     DeutscheBank            0                  0
Downey                      DeutscheBank          1.5                1.5
Chula Vista                 DeutscheBank          1.5                1.5
Calexico                    DeutscheBank          1.5                1.5
Lake Montezuma              DeutscheBank          1.5                1.5
San Diego                   DeutscheBank          1.5                1.5
San Diego                   DeutscheBank          1.5                1.5
Margate                     DeutscheBank          1.5                1.5
Columbia                    DeutscheBank            1                  1
Cloverly                    DeutscheBank            0                  0
Lakeland                    DeutscheBank          1.5                1.5
Kihei                       DeutscheBank          1.5                1.5
Anchorage                   DeutscheBank            0                  0
Wagner                      DeutscheBank          1.5                1.5
Rincon                      DeutscheBank          1.5                1.5
Davie                       DeutscheBank          1.5                1.5
Orlando                     DeutscheBank            0                  0
Apopka                      DeutscheBank          1.5                1.5
Merced                      DeutscheBank          1.5                1.5
Monona                      DeutscheBank          1.5                1.5
Huntley                     DeutscheBank          1.5                1.5
Perris                      DeutscheBank          1.5                1.5
Universal                   DeutscheBank          1.5                1.5
Cleveland                   DeutscheBank          1.5                1.5
Arlington                   DeutscheBank          1.5                1.5
Ldhl                        DeutscheBank          1.5                1.5
Gate                        DeutscheBank          1.5                1.5
Southaven                   DeutscheBank            0                  0
Kismet                      DeutscheBank          1.5                1.5
Norwalk                     DeutscheBank            0                  0
Perth Amboy                 DeutscheBank          1.5                1.5
Carrollton                  DeutscheBank          1.5                1.5
East End                    DeutscheBank            1                  1
Audubon                     DeutscheBank          1.5                1.5
West Jordan                 DeutscheBank          1.5                1.5
Antioch                     DeutscheBank          1.5                1.5
Dixmoor                     DeutscheBank          1.5                1.5
Rodeo                       DeutscheBank          1.5                1.5
Cherrytown                  DeutscheBank          1.5                1.5
Naranja                     DeutscheBank          1.5                1.5
Tacoma                      DeutscheBank          1.5                1.5
Lawrence                    DeutscheBank            0                  0
Foxridge                    DeutscheBank          1.5                1.5
Detroit                     DeutscheBank            0                  0
Ypsilanti                   DeutscheBank          1.5                1.5
Detroit                     DeutscheBank          1.5                1.5
Grand Blanc                 DeutscheBank          1.5                1.5
Brandon                     DeutscheBank          1.5                1.5
Shreveport                  DeutscheBank          1.5                1.5
Arvada                      DeutscheBank          1.5                1.5
Leominster                  DeutscheBank          1.5                1.5
Columbus                    DeutscheBank          1.5                1.5
Visalia                     DeutscheBank          1.5                1.5
Elk Grove                   DeutscheBank          1.5                1.5
Ceres                       DeutscheBank            0                  0
Jupiter                     DeutscheBank          1.5                1.5
Sherrills Ford              DeutscheBank          1.5                1.5
Merrifield                  DeutscheBank            0                  0
Tampa                       DeutscheBank            0                  0
Orlando                     DeutscheBank          1.5                1.5
Davie                       DeutscheBank          1.5                1.5
Topeka                      DeutscheBank          1.5                1.5
Merced                      DeutscheBank          1.5                1.5
Chula Vista                 DeutscheBank          1.5                1.5
Highland                    DeutscheBank          1.5                1.5
Kahuku                      DeutscheBank          1.5                1.5
Los Angeles                 DeutscheBank          1.5                1.5
North Las Vegas             DeutscheBank          1.5                1.5
Largo                       DeutscheBank          1.5                1.5
Vancouver                   DeutscheBank          1.5                1.5
Covell                      DeutscheBank          1.5                1.5
Omaha                       DeutscheBank          1.5                1.5
Palm Coast                  DeutscheBank            0                  0
Miami                       DeutscheBank          1.5                1.5
Belle Vernon                DeutscheBank            0                  0
Lakeland                    DeutscheBank            0                  0
Elk Grove                   DeutscheBank          1.5                1.5
Visalia                     DeutscheBank          1.5                1.5
Joliet                      DeutscheBank          1.5                1.5
Coatesville                 DeutscheBank            0                  0
Mira Loma                   DeutscheBank          1.5                1.5
Taylors                     DeutscheBank          1.5                1.5
Staunton                    DeutscheBank          1.5                1.5
Alloway                     DeutscheBank          1.5                1.5
Woodbury                    DeutscheBank          1.5                1.5
Orlando                     DeutscheBank          1.5                1.5
Loudville                   DeutscheBank          1.5                1.5
Wells                       DeutscheBank            1                  1
Holly                       DeutscheBank          1.5                1.5
Calif City                  DeutscheBank          1.5                1.5
Flat Rock                   DeutscheBank          1.5                1.5
Corpus Christi              DeutscheBank            0                  0
Mendoza                     DeutscheBank            0                  0
San Antonio                 DeutscheBank            0                  0
Midland                     DeutscheBank            0                  0
North Las Vegas             DeutscheBank          1.5                1.5
Long Beach                  DeutscheBank          1.5                1.5
Nashua                      DeutscheBank          1.5                1.5
Hoover                      DeutscheBank            0                  0
Antioch                     DeutscheBank          1.5                1.5
Dolton                      DeutscheBank          1.5                1.5
Sheridan                    DeutscheBank            0                  0
Miami                       DeutscheBank          1.5                1.5
Redland                     DeutscheBank          1.5                1.5
Foxridge                    DeutscheBank          1.5                1.5
Glyndon                     DeutscheBank          1.5                1.5
Seymour                     DeutscheBank            0                  0
Manchester                  DeutscheBank          1.5                1.5
Kissimmee                   DeutscheBank            1                  1
Orlando                     DeutscheBank          1.5                1.5
Bellflower                  DeutscheBank            0                  0
Miami                       DeutscheBank          1.5                1.5
Stephens City               DeutscheBank            1                  1
Topeka                      DeutscheBank          1.5                1.5
Vienna                      DeutscheBank            0                  0
Las Vegas                   DeutscheBank          1.5                1.5
Hammond                     DeutscheBank          1.5                1.5
Pontiac                     DeutscheBank          1.5                1.5
Miami                       DeutscheBank          1.5                1.5
Omaha                       DeutscheBank            0                  0
Yuba City                   DeutscheBank          1.5                1.5
Muscoy                      DeutscheBank          1.5                1.5
Holland                     DeutscheBank          1.5                1.5
La Crosse                   DeutscheBank            0                  0
Knoxville                   DeutscheBank          1.5                1.5
Georgetown                  DeutscheBank          1.5                1.5
Danville                    DeutscheBank          1.5                1.5
Auburn                      DeutscheBank          1.5                1.5
Richton Park                DeutscheBank          1.5                1.5
Austin                      DeutscheBank          1.5                1.5
Modello                     DeutscheBank            0                  0
Tacoma                      DeutscheBank            0                  0
Fontana                     DeutscheBank            0                  0
Tempe                       DeutscheBank          1.5                1.5
Commerce                    DeutscheBank            0                  0
Kismet                      DeutscheBank          1.5                1.5
Sepulveda                   DeutscheBank          1.5                1.5
Mount Sinai                 DeutscheBank          1.5                1.5
Irvington                   DeutscheBank          1.5                1.5
Buffalo                     DeutscheBank          1.5                1.5
Jamaica                     DeutscheBank          1.5                1.5
Newburgh                    DeutscheBank            0                  0
Sepulveda                   DeutscheBank            0                  0
Brodheadsville              DeutscheBank          1.5                1.5
Antelope                    DeutscheBank          1.5                1.5
Sacramento                  DeutscheBank          1.5                1.5
Fresno                      DeutscheBank          1.5                1.5
Ripon                       DeutscheBank            0                  0
Vallejo                     DeutscheBank          1.5                1.5
Modesto                     DeutscheBank          1.5                1.5
Raymore                     DeutscheBank          1.5                1.5
Park Ridge                  DeutscheBank            0                  0
Winnetka                    DeutscheBank          1.5                1.5
Belvedere                   DeutscheBank          1.5                1.5
Auburn                      DeutscheBank          1.5                1.5
La Center                   DeutscheBank          1.5                1.5
Delaware                    DeutscheBank            0                  0
Galion                      DeutscheBank          1.5                1.5
Humble                      DeutscheBank          1.5                1.5
Strathmore                  DeutscheBank          1.5                1.5
Mount Vernon                DeutscheBank          1.5                1.5
East Orange                 DeutscheBank          1.5                1.5
Redland                     DeutscheBank          1.5                1.5
Fredericksburg              DeutscheBank          1.5                1.5
Charleston                  DeutscheBank          1.5                1.5
Stone Mountain              DeutscheBank          1.5                1.5
Decatur                     DeutscheBank          1.5                1.5
Lawndale                    DeutscheBank          1.5                1.5
Cleveland                   DeutscheBank            0                  0
Thousand Oaks               DeutscheBank          1.5                1.5
WILDOMAR                    DeutscheBank          1.5                1.5
Denver                      DeutscheBank          1.5                1.5
Downey                      DeutscheBank          1.5                1.5
New Berlin                  DeutscheBank          1.5                1.5
Lakeland                    DeutscheBank            0                  0
Napa                        DeutscheBank          1.5                1.5
Mangonia Park               DeutscheBank          1.5                1.5
Port Charlotte              DeutscheBank            0                  0
Lvpl                        DeutscheBank            0                  0
Santa Clarita               DeutscheBank          1.5                1.5
Four Corners                DeutscheBank          1.5                1.5
Dellwood                    DeutscheBank            0                  0
Memphis                     DeutscheBank          1.5                1.5
Orlando                     DeutscheBank          1.5                1.5
Baldy Mesa                  DeutscheBank          1.5                1.5
Kansas City                 DeutscheBank            0                  0
Rockford                    DeutscheBank          1.5                1.5
Atlanta                     DeutscheBank          1.5                1.5
Glenwood                    DeutscheBank            0                  0
Versailles                  DeutscheBank          1.5                1.5
Billerica                   DeutscheBank          1.5                1.5
Staten Island               DeutscheBank          1.5                1.5
Valencia                    DeutscheBank          1.5                1.5
Sun Valley                  DeutscheBank          1.5                1.5
Compton                     DeutscheBank          1.5                1.5
Cucamonga                   DeutscheBank          1.5                1.5
Valencia                    DeutscheBank          1.5                1.5
Riverview                   DeutscheBank          1.5                1.5
Wenatchee                   DeutscheBank          1.5                1.5
Crofton                     DeutscheBank          1.5                1.5
Baton Rouge                 DeutscheBank          1.5                1.5
Dayton                      DeutscheBank          1.5                1.5
Devon                       DeutscheBank          1.5                1.5
Fresno                      DeutscheBank          1.5                1.5
Claremont                   DeutscheBank          1.5                1.5
Fresno                      DeutscheBank            0                  0
Stockton                    DeutscheBank          1.5                1.5
Avondale                    DeutscheBank          1.5                1.5
Baton Rouge                 DeutscheBank          1.5                1.5
Sun City                    DeutscheBank          1.5                1.5
Jacksonville                DeutscheBank          1.5                1.5
Orlando                     DeutscheBank          1.5                1.5
Clearwater                  DeutscheBank          1.5                1.5
Philadelphia                DeutscheBank          1.5                1.5
San Francisco               DeutscheBank          1.5                1.5
Chino                       DeutscheBank          1.5                1.5
Stockton                    DeutscheBank          1.5                1.5
North Hollywood             DeutscheBank          1.5                1.5
La Quinta                   DeutscheBank          1.5                1.5
Odenton                     DeutscheBank          1.5                1.5
Rockford                    DeutscheBank          1.5                1.5
Sioux Falls                 DeutscheBank          1.5                1.5
Gilbert                     DeutscheBank          1.5                1.5
Solon                       DeutscheBank            0                  0
Detroit                     DeutscheBank          1.5                1.5
Detroit                     DeutscheBank            0                  0
Dinuba                      DeutscheBank          1.5                1.5
North Las Vegas             DeutscheBank          1.5                1.5
Citrus Heights              DeutscheBank          1.5                1.5
Naranja                     DeutscheBank          1.5                1.5
Kroger                      DeutscheBank            0                  0
Lithonia                    DeutscheBank          1.5                1.5
Alpharetta                  DeutscheBank          1.5                1.5
Whitelaw                    DeutscheBank          1.5                1.5
Boise                       DeutscheBank          1.5                1.5
Walla Walla                 DeutscheBank          1.5                1.5
Seattle                     DeutscheBank          1.5                1.5
Renton                      DeutscheBank          1.5                1.5
Cypress                     DeutscheBank          1.5                1.5
Winnetka                    DeutscheBank          1.5                1.5
Cimarron                    DeutscheBank          1.5                1.5
Paterson                    DeutscheBank            0                  0
Fontana                     DeutscheBank          1.5                1.5
Inglewood                   DeutscheBank          1.5                1.5
Lakewood                    DeutscheBank          1.5                1.5
Miami                       DeutscheBank          1.5                1.5
Las Cruces                  DeutscheBank          1.5                1.5
Moreno Valley               DeutscheBank          1.5                1.5
San Diego                   DeutscheBank            0                  0
West Jordan                 DeutscheBank          1.5                1.5
Goode                       DeutscheBank          1.5                1.5
Hiler                       DeutscheBank            0                  0
Kansas City                 DeutscheBank          1.5                1.5
Wilmington                  DeutscheBank          1.5                1.5
Warren                      DeutscheBank          1.5                1.5
Harvey                      DeutscheBank          1.5                1.5
Slidell                     DeutscheBank          1.5                1.5
Dudley                      DeutscheBank          1.5                1.5
Grand Island                DeutscheBank          1.5                1.5
Boise                       DeutscheBank          1.5                1.5
Morrison                    DeutscheBank          1.5                1.5
Darnestown                  DeutscheBank          1.5                1.5
San Clemente                DeutscheBank          1.5                1.5
Neuse                       DeutscheBank          1.5                1.5
Grand Blanc                 DeutscheBank          1.5                1.5
Bonita                      DeutscheBank          1.5                1.5
Palmdale                    DeutscheBank          1.5                1.5
Donna                       DeutscheBank            0                  0
Omaha                       DeutscheBank            0                  0
Mound                       DeutscheBank          1.5                1.5
Malta                       DeutscheBank          1.5                1.5
Seattle                     DeutscheBank          1.5                1.5
Miami                       DeutscheBank            0                  0
Centerville                 DeutscheBank            0                  0
Miami                       DeutscheBank            0                  0
Lynn Haven                  DeutscheBank            0                  0
Conyers                     DeutscheBank          1.5                1.5
Whiting                     DeutscheBank          1.5                1.5
Ophir                       DeutscheBank          1.5                1.5
Laguna Beach                DeutscheBank          1.5                1.5
Los Angeles                 DeutscheBank            0                  0
Arleta                      DeutscheBank          1.5                1.5
Detroit                     DeutscheBank          1.5                1.5
Sacramento                  DeutscheBank          1.5                1.5
Sacramento                  DeutscheBank          1.5                1.5
Cleveland                   DeutscheBank          1.5                1.5
Gulfport                    DeutscheBank          1.5                1.5
Columbia                    DeutscheBank          1.5                1.5
Miami                       DeutscheBank            0                  0
Miami                       DeutscheBank          1.5                1.5
Atlanta                     DeutscheBank          1.5                1.5
Atlanta                     DeutscheBank          1.5                1.5
Matlacha                    DeutscheBank          1.5                1.5
Miami                       DeutscheBank          1.5                1.5
Norfolk                     DeutscheBank            0                  0
Altamonte                   DeutscheBank          1.5                1.5
Tuscawilla                  DeutscheBank          1.5                1.5
Austin                      DeutscheBank          1.5                1.5
Desoto                      DeutscheBank          1.5                1.5
Indianapolis                DeutscheBank          1.5                1.5
Carteret                    DeutscheBank          1.5                1.5
Walland                     DeutscheBank            0                  0
Detroit                     DeutscheBank          1.5                1.5
Griffith                    DeutscheBank            0                  0
Riverview                   DeutscheBank            0                  0
Emerson                     DeutscheBank          1.5                1.5
Rainbow                     DeutscheBank          1.5                1.5
Arcadia                     DeutscheBank          1.5                1.5
Minooka                     DeutscheBank            0                  0
Chicago                     DeutscheBank            0                  0
Riner                       DeutscheBank            0                  0
Gilbert                     DeutscheBank          1.5                1.5
Sun City                    DeutscheBank          1.5                1.5
Stratham                    DeutscheBank          1.5                1.5
Midway                      DeutscheBank            0                  0
Las Vegas                   DeutscheBank          1.5                1.5
College Park                DeutscheBank          1.5                1.5
Las Vegas                   DeutscheBank          1.5                1.5
                            DeutscheBank          1.5                1.5
Fort Mohave                 DeutscheBank            0                  0
West Bridgewater            DeutscheBank          1.5                1.5
Farmingdale                 DeutscheBank          1.5                1.5
Saint Cloud                 DeutscheBank          1.5                1.5
Trenton                     DeutscheBank          1.5                1.5
Detroit                     DeutscheBank            0                  0
Phoenix                     DeutscheBank          1.5                1.5
Glendale                    DeutscheBank            0                  0
Buena Park                  DeutscheBank          1.5                1.5
Huntington Beach            DeutscheBank          1.5                1.5
Elyria                      DeutscheBank          1.5                1.5
Midwest City                DeutscheBank          1.5                1.5
Grove                       DeutscheBank          1.5                1.5
Moreno                      DeutscheBank          1.5                1.5
Highlands                   DeutscheBank          1.5                1.5
Decatur                     DeutscheBank          1.5                1.5
Atlanta                     DeutscheBank          1.5                1.5
Ellenwood                   DeutscheBank          1.5                1.5
Atlanta                     DeutscheBank          1.5                1.5
Stowe                       DeutscheBank            0                  0
Berkley                     DeutscheBank          1.5                1.5
Riverton                    DeutscheBank          1.5                1.5
Clifton                     DeutscheBank            0                  0
Merrimack                   DeutscheBank            0                  0
Detroit                     DeutscheBank          1.5                1.5
Peoria                      DeutscheBank          1.5                1.5
Volo                        DeutscheBank          1.5                1.5
Bakersfield                 DeutscheBank          1.5                1.5
San Gabriel                 DeutscheBank          1.5                1.5
El Cajon                    DeutscheBank          1.5                1.5
Lake Worth                  DeutscheBank          1.5                1.5
Linden                      DeutscheBank          1.5                1.5
Roseville                   DeutscheBank          1.5                1.5
Las Vegas                   DeutscheBank          1.5                1.5
Fry                         DeutscheBank          1.5                1.5
Tacoma                      DeutscheBank          1.5                1.5
San Bernardino              DeutscheBank          1.5                1.5
Covina                      DeutscheBank          1.5                1.5
La Puente                   DeutscheBank          1.5                1.5
Fresno                      DeutscheBank          1.5                1.5
Escondido                   DeutscheBank          1.5                1.5
Hazelwood                   DeutscheBank            0                  0
Miner                       DeutscheBank            0                  0
Kenosha                     DeutscheBank          1.5                1.5
Walnut Creek                DeutscheBank          1.5                1.5
Morongo Valley              DeutscheBank          1.5                1.5
Las Vegas                   DeutscheBank          1.5                1.5
Springfield                 DeutscheBank          1.5                1.5
Alafaya                     DeutscheBank            0                  0
Osseo                       DeutscheBank          1.5                1.5
River Edge                  DeutscheBank          1.5                1.5
Palm Bay                    DeutscheBank          1.5                1.5
Watts                       DeutscheBank          1.5                1.5
Mira Loma                   DeutscheBank          1.5                1.5
West Covina                 DeutscheBank          1.5                1.5
Irwindale                   DeutscheBank          1.5                1.5
San Fernando                DeutscheBank          1.5                1.5
Perris                      DeutscheBank          1.5                1.5
Fry                         DeutscheBank          1.5                1.5
Orland                      DeutscheBank          1.5                1.5
Bakersfield                 DeutscheBank          1.5                1.5
San Jose                    DeutscheBank          1.5                1.5
San Jose                    DeutscheBank          1.5                1.5
Firebaugh                   DeutscheBank          1.5                1.5
Redondo Beach               DeutscheBank          1.5                1.5
Palmdale                    DeutscheBank          1.5                1.5
Detroit                     DeutscheBank          1.5                1.5
Leominster                  DeutscheBank          1.5                1.5
Natick                      DeutscheBank          1.5                1.5
Yarmouth                    DeutscheBank            0                  0
Redmond                     DeutscheBank          1.5                1.5
Bone                        DeutscheBank          1.5                1.5
Cimarron Hills              DeutscheBank          1.5                1.5
Brewster                    DeutscheBank            0                  0
Cimarron Hills              DeutscheBank          1.5                1.5
Bothell                     DeutscheBank          1.5                1.5
Auburn                      DeutscheBank          1.5                1.5
Cimarron Hills              DeutscheBank          1.5                1.5
Caldwell                    DeutscheBank          1.5                1.5
Ruston                      DeutscheBank          1.5                1.5
Claiborne                   DeutscheBank            0                  0
Southaven                   DeutscheBank          1.5                1.5
Oceanside                   DeutscheBank          1.5                1.5
Bartlett                    DeutscheBank          1.5                1.5
Brockton                    DeutscheBank          1.5                1.5
Salisbury                   DeutscheBank          1.5                1.5
Baltimore                   DeutscheBank          1.5                1.5
Winchester                  DeutscheBank          1.5                1.5
Bakersfield                 DeutscheBank          1.5                1.5
Hollister                   DeutscheBank          1.5                1.5
San Jose                    DeutscheBank          1.5                1.5
Roseville                   DeutscheBank          1.5                1.5
Bell                        DeutscheBank            0                  0
Hazard                      DeutscheBank          1.5                1.5
Claremont                   DeutscheBank            0                  0
Glendale                    DeutscheBank          1.5                1.5
Detroit                     DeutscheBank          1.5                1.5
Las Vegas                   DeutscheBank          1.5                1.5
Weymouth                    DeutscheBank          1.5                1.5
Tucson                      DeutscheBank          1.5                1.5
Stone Mountain              DeutscheBank          1.5                1.5
Mableton                    DeutscheBank          1.5                1.5
Mount Pleasant              DeutscheBank          1.5                1.5
Ozark                       DeutscheBank          1.5                1.5
Otsego                      DeutscheBank          1.5                1.5
Kismet                      DeutscheBank          1.5                1.5
Lacey                       DeutscheBank            0                  0
Downey                      DeutscheBank          1.5                1.5
Albuquerque                 DeutscheBank          1.5                1.5
Las Vegas                   DeutscheBank          1.5                1.5
Herriman                    DeutscheBank          1.5                1.5
Eagle Rock                  DeutscheBank          1.5                1.5
Arrowbear Lake              DeutscheBank          1.5                1.5
Rincon                      DeutscheBank          1.5                1.5
Bronx                       DeutscheBank          1.5                1.5
Miami                       DeutscheBank            0                  0
Naples                      DeutscheBank          1.5                1.5
Castle                      DeutscheBank          1.5                1.5
Shelbyville                 DeutscheBank          1.5                1.5
Peoria                      DeutscheBank          1.5                1.5
Richton Park                DeutscheBank          1.5                1.5
Detroit                     DeutscheBank          1.5                1.5
Dover                       DeutscheBank          1.5                1.5
Rolling Meadows             DeutscheBank          1.5                1.5
Princeton                   DeutscheBank          1.5                1.5
Memphis                     DeutscheBank          1.5                1.5
Lockport                    DeutscheBank          1.5                1.5
Sepulveda                   DeutscheBank          1.5                1.5
Chicago                     DeutscheBank          1.5                1.5
Bellingham                  DeutscheBank          1.5                1.5
Lisle                       DeutscheBank          1.5                1.5
Faribault                   DeutscheBank          1.5                1.5
Red Bluff                   DeutscheBank          1.5                1.5
Bristol                     DeutscheBank          1.5                1.5
Vista                       DeutscheBank          1.5                1.5
La Puente                   DeutscheBank          1.5                1.5
Fontana                     DeutscheBank          1.5                1.5
Lugo                        DeutscheBank          1.5                1.5
La Puente                   DeutscheBank          1.5                1.5
Santa Clarita               DeutscheBank          1.5                1.5
Laurel                      DeutscheBank          1.5                1.5
Rosedale                    DeutscheBank          1.5                1.5
Castle Rock                 DeutscheBank          1.5                1.5
Aurora                      DeutscheBank          1.5                1.5
Aurora                      DeutscheBank          1.5                1.5
Colorado Springs            DeutscheBank          1.5                1.5
Aurora                      DeutscheBank          1.5                1.5
Englewood                   DeutscheBank          1.5                1.5
Highlands                   DeutscheBank          1.5                1.5
Guilford                    DeutscheBank            1                  1
Brockton                    DeutscheBank          1.5                1.5
Lynn                        DeutscheBank          1.5                1.5
Lexington                   DeutscheBank          1.5                1.5
Fresno                      DeutscheBank            0                  0
Wappinger                   DeutscheBank            0                  0
Flagg                       DeutscheBank          1.5                1.5
Stevensville                DeutscheBank          1.5                1.5
Sylmar                      DeutscheBank          1.5                1.5
Torrance                    DeutscheBank          1.5                1.5
San Diego                   DeutscheBank          1.5                1.5
Cucamonga                   DeutscheBank          1.5                1.5
Salem                       DeutscheBank          1.5                1.5
Raleigh                     DeutscheBank          1.5                1.5
North Oaks                  DeutscheBank          1.5                1.5
Orange                      DeutscheBank          1.5                1.5
Chicago                     DeutscheBank            0                  0
Chicago                     DeutscheBank          1.5                1.5
Chicago                     DeutscheBank          1.5                1.5
Crestview                   DeutscheBank          1.5                1.5
Berlin                      DeutscheBank            0                  0
Saugus                      DeutscheBank            0                  0
Aurora                      DeutscheBank          1.5                1.5
Reece                       DeutscheBank            0                  0
Lees Summit                 DeutscheBank          1.5                1.5
Nampa                       DeutscheBank          1.5                1.5
Topeka                      DeutscheBank          1.5                1.5
Aurora                      DeutscheBank          1.5                1.5
Castle Rock                 DeutscheBank          1.5                1.5
Sylmar                      DeutscheBank          1.5                1.5
Roanoke                     DeutscheBank          1.5                1.5
Palmdale                    DeutscheBank          1.5                1.5
Houston                     DeutscheBank            0                  0
Fresno                      DeutscheBank          1.5                1.5
Oak Park                    DeutscheBank          1.5                1.5
North Manchester            DeutscheBank          1.5                1.5
Buchanan                    DeutscheBank          1.5                1.5
Homewood                    DeutscheBank          1.5                1.5
Kersey                      DeutscheBank          1.5                1.5
Bruceville                  DeutscheBank          1.5                1.5
Richmond                    DeutscheBank          1.5                1.5
Jamison                     DeutscheBank          1.5                1.5
Hatton                      DeutscheBank            1                  1
Livermore                   DeutscheBank            1                  1
Hayward                     DeutscheBank          1.5                1.5
Riverside                   DeutscheBank          1.5                1.5
Elk Grove                   DeutscheBank            0                  0
Escondido                   DeutscheBank          1.5                1.5
Miami                       DeutscheBank          1.5                1.5
Aurora                      DeutscheBank          1.5                1.5
Brighton                    DeutscheBank          1.5                1.5
Denver                      DeutscheBank          1.5                1.5
Aurora                      DeutscheBank          1.5                1.5
Tulsa                       DeutscheBank            0                  0
Luna                        DeutscheBank            0                  0
Coleta                      DeutscheBank          1.5                1.5
San Antonio                 DeutscheBank          1.5                1.5
Katy                        DeutscheBank          1.5                1.5
Memphis                     DeutscheBank          1.5                1.5
Nashville                   DeutscheBank          1.5                1.5
Brighton                    DeutscheBank          1.5                1.5
Aurora                      DeutscheBank          1.5                1.5
Tacoma                      DeutscheBank          1.5                1.5
Denver                      DeutscheBank          1.5                1.5
Jacksonville                DeutscheBank          1.5                1.5
Center                      DeutscheBank            0                  0
Moquah                      DeutscheBank          1.5                1.5
Eastwick                    DeutscheBank            0                  0
Rankin                      DeutscheBank          1.5                1.5
Enhaut                      DeutscheBank          1.5                1.5
                            DeutscheBank          1.5                1.5
Everett                     DeutscheBank          1.5                1.5
Camby                       DeutscheBank            1                  1
BRIDGEPORT                  DeutscheBank          1.5                  1
ELIZABETH                   DeutscheBank            0                  0
FRANKLIN                    DeutscheBank            3                  1
Lake                        DeutscheBank          1.5                1.5
Rossville                   DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
Mansfield                   DeutscheBank            3                  1
Indianapolis                DeutscheBank            3                  1
Turtle Creek                DeutscheBank            3                  1
Pottersville                DeutscheBank            3                  1
Buffalo                     DeutscheBank            3                  1
Tallahassee                 DeutscheBank            3                  1
Jacksonville                DeutscheBank            0                  0
Chicago                     DeutscheBank            3                  1
Baton Rouge                 DeutscheBank            3                  1
Stuart                      DeutscheBank            3                  1
Pittsburgh                  DeutscheBank            3                  1
Raytown                     DeutscheBank            3                  1
Hubbard                     DeutscheBank            3                  1
Moreno Valley               DeutscheBank            3                  1
Salem                       DeutscheBank            3                  1
Inglewood                   DeutscheBank            3                  1
Lake Charles                DeutscheBank            3                  1
Baton Rouge                 DeutscheBank            3                  1
Gardena                     DeutscheBank            3                  1
Riverside                   DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Corona                      DeutscheBank            3                  1
Rantoul                     DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
Philadelphia                DeutscheBank            3                  1
Allegheny                   DeutscheBank            3                  1
NORTH HIGHLANDS             DeutscheBank          1.5                1.5
Klein                       DeutscheBank            3                  1
Massapequa                  DeutscheBank            0                  0
Parkville                   DeutscheBank            3                  1
Glen                        DeutscheBank            3                  1
Candler                     DeutscheBank            3                  1
Naomi                       DeutscheBank            3                  1
Corona                      DeutscheBank            3                  1
Hudson                      DeutscheBank            3                  1
Quinton                     DeutscheBank            3                  1
Franklin                    DeutscheBank            3                  1
Portland                    DeutscheBank            3                  1
Fresno                      DeutscheBank            3                  1
Lykens                      DeutscheBank            3                  1
Oak Park                    DeutscheBank            3                  1
Columbus                    DeutscheBank            3                  1
Memphis                     DeutscheBank            0                  0
Ewing                       DeutscheBank            0                  0
Lehigh                      DeutscheBank            3                  1
Kilby                       DeutscheBank            0                  0
Walloomsac                  DeutscheBank            3                  1
Melbourne                   DeutscheBank            3                  1
Plyler                      DeutscheBank            3                  1
Baker                       DeutscheBank            3                  1
Trenton                     DeutscheBank            0                  0
Garden Grove                DeutscheBank            0                  0
Randolph                    DeutscheBank            3                  1
Batavia                     DeutscheBank            3                  1
Kissimmee                   DeutscheBank            3                  1
Etna                        DeutscheBank            3                  1
Fairmount                   DeutscheBank            3                  1
Scottsdale                  DeutscheBank            3                  1
Candler                     DeutscheBank            0                  0
Gilbert                     DeutscheBank            3                  1
Greenwood                   DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Vallejo                     DeutscheBank            3                  1
Garland                     DeutscheBank            3                  1
Stratmoor Hills             DeutscheBank            0                  0
29 Palms                    DeutscheBank            3                  1
Carrollton                  DeutscheBank            3                  1
Orlando                     DeutscheBank            3                  1
Somerville                  DeutscheBank            3                  1
Garland                     DeutscheBank            3                  1
Lake Charles                DeutscheBank            3                  1
San Diego                   DeutscheBank            0                  0
Everett                     DeutscheBank            3                  1
Commack                     DeutscheBank            3                  1
Columbus                    DeutscheBank            3                  1
Lake Isabella               DeutscheBank            3                  1
Palm Coast                  DeutscheBank            3                  1
Gates Mills                 DeutscheBank            3                  1
San Diego                   DeutscheBank            0                  0
Atlanta                     DeutscheBank            0                  0
Yaphank                     DeutscheBank            3                  1
Ocean City                  DeutscheBank            3                  1
Palm Desert                 DeutscheBank            0                  0
Vale                        DeutscheBank            3                  1
Walden                      DeutscheBank            3                  1
Deer Park                   DeutscheBank            0                  0
Bayou Vista                 DeutscheBank            3                  1
Milo                        DeutscheBank            3                  1
North Chelmsford            DeutscheBank            0                  0
Belding                     DeutscheBank            3                  1
Drew                        DeutscheBank            0                  0
Loganville                  DeutscheBank            3                  1
Northampton                 DeutscheBank            3                  1
Milwaukee                   DeutscheBank            3                  1
Jamison                     DeutscheBank            0                  0
Spokane                     DeutscheBank            3                  1
Heer Park                   DeutscheBank            0                  0
Fort Wayne                  DeutscheBank            3                  1
Fort Edward                 DeutscheBank            3                  1
Lebanon                     DeutscheBank            3                  1
Davie                       DeutscheBank            3                  1
Columbus                    DeutscheBank            3                  1
Double Oak                  DeutscheBank            0                  0
Redland                     DeutscheBank            3                  1
North Lima                  DeutscheBank            3                  1
Farmingville                DeutscheBank            0                  0
Lithonia                    DeutscheBank            3                  1
Hazelwood                   DeutscheBank            3                  1
Wooster                     DeutscheBank            3                  1
Sumner                      DeutscheBank            3                  1
Lithonia                    DeutscheBank            3                  1
Denton                      DeutscheBank            0                  0
San Jacinto                 DeutscheBank            3                  1
San Jacinto                 DeutscheBank            0                  0
Hesperia                    DeutscheBank            0                  0
Allegheny                   DeutscheBank            0                  0
Escondido                   DeutscheBank            3                  1
Monroe                      DeutscheBank            0                  0
East                        DeutscheBank            3                  1
Coleta                      DeutscheBank            3                  1
Kimball                     DeutscheBank            3                  1
Glassport                   DeutscheBank            3                  1
Concord                     DeutscheBank            3                  1
Redland                     DeutscheBank            0                  0
San Diego                   DeutscheBank            0                  0
Plum                        DeutscheBank            3                  1
Castle                      DeutscheBank            3                  1
Hopewell                    DeutscheBank            0                  0
Jackson                     DeutscheBank            3                  1
Hudson                      DeutscheBank            0                  0
Milnesville                 DeutscheBank            0                  0
Riverview                   DeutscheBank            3                  1
Fitzgerald                  DeutscheBank            3                  1
Tamaya                      DeutscheBank            3                  1
Rochester                   DeutscheBank            3                  1
Eden Isle                   DeutscheBank            3                  1
Romoland                    DeutscheBank            3                  1
Tulsa                       DeutscheBank            0                  0
Lafayette                   DeutscheBank            0                  0
Brandon                     DeutscheBank            3                  1
Tulsa                       DeutscheBank            0                  0
Escondido                   DeutscheBank            0                  0
Montegut                    DeutscheBank            3                  1
Iron Mtn                    DeutscheBank            3                  1
Chattanooga                 DeutscheBank            3                  1
Loganville                  DeutscheBank            0                  0
Riviera Beach               DeutscheBank            3                  1
Dumfries                    DeutscheBank            3                  1
Rockford                    DeutscheBank            3                  1
Tampa                       DeutscheBank            3                  1
Anadarko                    DeutscheBank            3                  1
Drew                        DeutscheBank            0                  0
Am Qui                      DeutscheBank            3                  1
Palos Heights               DeutscheBank            3                  1
Double Oak                  DeutscheBank            0                  0
Lynwood                     DeutscheBank            3                  1
Murrieta                    DeutscheBank            3                  1
Gene Autry                  DeutscheBank            3                  1
Masonville                  DeutscheBank            3                  1
Fullerton                   DeutscheBank            0                  0
Metamora                    DeutscheBank            3                  1
West Falls                  DeutscheBank            0                  0
Garden Grove                DeutscheBank            3                  1
Braymer                     DeutscheBank            3                  1
Stanton                     DeutscheBank            3                  1
Park                        DeutscheBank            3                  1
Lake Charles                DeutscheBank            3                  1
Conklin                     DeutscheBank            3                  1
Camarillo                   DeutscheBank            0                  0
Tavistock                   DeutscheBank            0                  0
San Diego                   DeutscheBank            3                  1
Rock Hill                   DeutscheBank            3                  1
29 Palms                    DeutscheBank            0                  0
Watauga                     DeutscheBank            0                  0
Palm Coast                  DeutscheBank            0                  0
Okesa                       DeutscheBank            3                  1
Bonita                      DeutscheBank            3                  1
Harvey                      DeutscheBank            3                  1
Moreno Valley               DeutscheBank            3                  1
Toledo                      DeutscheBank            3                  1
Temecula                    DeutscheBank            0                  0
Flint                       DeutscheBank            0                  0
Escondido                   DeutscheBank            3                  1
Moreno                      DeutscheBank            3                  1
Bald Knob                   DeutscheBank            3                  1
Universal                   DeutscheBank            3                  1
Springfield                 DeutscheBank            3                  1
Jacksonville                DeutscheBank            3                  1
Four Corners                DeutscheBank            3                  1
Lawton                      DeutscheBank            3                  1
Brooks                      DeutscheBank            3                  1
Anaheim                     DeutscheBank            0                  0
Park City                   DeutscheBank            0                  0
Kent                        DeutscheBank            3                  1
Greenville                  DeutscheBank            3                  1
Grand Prairie               DeutscheBank            0                  0
Atlanta                     DeutscheBank            3                  1
Gering                      DeutscheBank            3                  1
Kathleen                    DeutscheBank            3                  1
Utica                       DeutscheBank            3                  1
Lima                        DeutscheBank            3                  1
Oceanside                   DeutscheBank            0                  0
Las Vegas                   DeutscheBank            3                  1
Jeannette                   DeutscheBank            3                  1
Rockford                    DeutscheBank            3                  1
Minneapolis                 DeutscheBank            0                  0
Savannah                    DeutscheBank            3                  1
Sayre                       DeutscheBank            3                  1
Chagrin Falls               DeutscheBank            3                  1
Upland                      DeutscheBank            3                  1
Jordan                      DeutscheBank            0                  0
Lorain                      DeutscheBank            3                  1
Alleghany                   DeutscheBank            3                  1
Laurel                      DeutscheBank            0                  0
Nuevo                       DeutscheBank            3                  1
Halcyon                     DeutscheBank            0                  0
Mayodan                     DeutscheBank            3                  1
Rialto                      DeutscheBank            3                  1
Johnstown                   DeutscheBank            0                  0
Grand Saline                DeutscheBank            3                  1
Whitesville                 DeutscheBank            0                  0
Los Angeles                 DeutscheBank            0                  0
Flint                       DeutscheBank            3                  1
Booneville                  DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Goodrich                    DeutscheBank            3                  1
Tyson                       DeutscheBank            3                  1
Phoenix                     DeutscheBank            3                  1
New Market                  DeutscheBank            3                  1
Massillon                   DeutscheBank            3                  1
Charlottesville             DeutscheBank            3                  1
Katy                        DeutscheBank            3                  1
Siloam Springs              DeutscheBank            3                  1
Muldrow                     DeutscheBank            3                  1
San Diego                   DeutscheBank            0                  0
Port Charlotte              DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
San Jacinto                 DeutscheBank            0                  0
Sun City                    DeutscheBank            0                  0
Murrieta                    DeutscheBank            3                  1
Pittsburgh                  DeutscheBank            3                  1
Milwaukee                   DeutscheBank            3                  1
Brooklyn                    DeutscheBank            3                  1
Fairport                    DeutscheBank            0                  0
Saint Joseph                DeutscheBank            3                  1
Zion                        DeutscheBank            0                  0
Orcutt                      DeutscheBank            3                  1
Nuevo                       DeutscheBank            0                  0
Weirton                     DeutscheBank            0                  0
Calumet City                DeutscheBank            3                  1
Smithfield                  DeutscheBank            3                  1
Granger                     DeutscheBank            3                  1
Greenville                  DeutscheBank            3                  1
Fort Worth                  DeutscheBank            3                  1
Victoria                    DeutscheBank            3                  1
Oxnard                      DeutscheBank            0                  0
Lavina                      DeutscheBank            3                  1
Crestview                   DeutscheBank            3                  1
Dennis Mills                DeutscheBank            3                  1
Orlando                     DeutscheBank            3                  1
New Market                  DeutscheBank            0                  0
Livonia                     DeutscheBank            0                  0
Omaha                       DeutscheBank            3                  1
Greenwich                   DeutscheBank            3                  1
Fort Wayne                  DeutscheBank            3                  1
Beaufort                    DeutscheBank            3                  1
Fairfield                   DeutscheBank            3                  1
Yucca Valley                DeutscheBank            0                  0
Murrieta                    DeutscheBank            0                  0
Lorain                      DeutscheBank            3                  1
Hemet                       DeutscheBank            0                  0
Clayton                     DeutscheBank            0                  0
Fort Payne                  DeutscheBank            0                  0
Alto                        DeutscheBank            3                  1
Hallsville                  DeutscheBank            3                  1
Cassville                   DeutscheBank            3                  1
Arcola                      DeutscheBank            0                  0
Atlanta                     DeutscheBank            0                  0
Yuba City                   DeutscheBank            3                  1
Etowah                      DeutscheBank            3                  1
Savannah                    DeutscheBank            3                  1
Burlington                  DeutscheBank            3                  1
Greenacres                  DeutscheBank            3                  1
Oakland                     DeutscheBank            3                  1
Sarasota                    DeutscheBank            3                  1
Louisville                  DeutscheBank            3                  1
Westland                    DeutscheBank            3                  1
Barb                        DeutscheBank            0                  0
Monongahela                 DeutscheBank            3                  1
Skyway                      DeutscheBank            3                  1
Washington                  DeutscheBank            3                  1
Downey                      DeutscheBank            0                  0
Rochester                   DeutscheBank            3                  1
Memphis                     DeutscheBank            3                  1
Rockwood                    DeutscheBank            3                  1
Pendleton                   DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Louisville                  DeutscheBank            3                  1
Wichita                     DeutscheBank            3                  1
Knoxville                   DeutscheBank            3                  1
Keithville                  DeutscheBank            0                  0
Atwater                     DeutscheBank            3                  1
Toledo                      DeutscheBank            0                  0
Belvidere                   DeutscheBank            3                  1
Hurdle Mills                DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Highlands                   DeutscheBank            3                  1
Plainfield                  DeutscheBank            3                  1
Rosedale                    DeutscheBank            0                  0
Arnold                      DeutscheBank            3                  1
Avon                        DeutscheBank            3                  1
Midtown                     DeutscheBank            3                  1
Philadelphia                DeutscheBank            3                  1
Watauga                     DeutscheBank            0                  0
Acushnet                    DeutscheBank            3                  1
Summ                        DeutscheBank            3                  1
Four Corners                DeutscheBank            0                  0
Swansea                     DeutscheBank            3                  1
Rockford                    DeutscheBank            3                  1
Greenacres                  DeutscheBank            0                  0
Saint Louis                 DeutscheBank            3                  1
Key West                    DeutscheBank            3                  1
Santa Rosa                  DeutscheBank            3                  1
Belleview                   DeutscheBank            3                  1
TEXARKANA                   DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Bryan                       DeutscheBank            0                  0
Spring                      DeutscheBank            3                  1
Luray                       DeutscheBank            0                  0
Lockport                    DeutscheBank            0                  0
Ashton                      DeutscheBank            0                  0
Dawson                      DeutscheBank            3                  1
Zephyrhills                 DeutscheBank            3                  1
Broken Arrow                DeutscheBank            0                  0
Robbins                     DeutscheBank            3                  1
Zephyrhills                 DeutscheBank            0                  0
Memphis                     DeutscheBank            3                  1
Rossville                   DeutscheBank            3                  1
Bonham                      DeutscheBank            3                  1
Pawtucket                   DeutscheBank            3                  1
Grayling                    DeutscheBank            3                  1
Centereach                  DeutscheBank            0                  0
Riverview                   DeutscheBank            0                  0
Rio Rancho                  DeutscheBank            3                  1
Colton                      DeutscheBank            3                  1
Harvey                      DeutscheBank            3                  1
Heer Park                   DeutscheBank            0                  0
Saint Peters                DeutscheBank            3                  1
Wylie                       DeutscheBank            3                  1
Miami                       DeutscheBank            0                  0
Toledo                      DeutscheBank            3                  1
Sandy                       DeutscheBank            0                  0
Monsey                      DeutscheBank            0                  0
Leonardtown                 DeutscheBank            0                  0
Fresno                      DeutscheBank            3                  1
Philadelphia                DeutscheBank            3                  1
Nashville                   DeutscheBank            3                  1
Winchester                  DeutscheBank            3                  1
Tampa                       DeutscheBank            0                  0
Ink                         DeutscheBank            3                  1
Dearborn Heights            DeutscheBank            3                  1
North Hollywood             DeutscheBank            3                  1
Rio Rancho                  DeutscheBank            0                  0
Northampton                 DeutscheBank            0                  0
Hephzibah                   DeutscheBank            3                  1
Dix Hills                   DeutscheBank            0                  0
Dayton                      DeutscheBank            3                  1
Santa Ana                   DeutscheBank            0                  0
Sandy                       DeutscheBank            3                  1
North Hollywood             DeutscheBank            0                  0
Aurora                      DeutscheBank            3                  1
Moreno Valley               DeutscheBank            0                  0
Aurora                      DeutscheBank            0                  0
Escondido                   DeutscheBank            3                  1
Toledo                      DeutscheBank            3                  1
Arboga                      DeutscheBank            3                  1
Montz                       DeutscheBank            3                  1
Albuquerque                 DeutscheBank            3                  1
Phyllis                     DeutscheBank            3                  1
Ink                         DeutscheBank            0                  0
Humble                      DeutscheBank            0                  0
Broken Arrow                DeutscheBank            3                  1
Cape Coral                  DeutscheBank            3                  1
Rochester                   DeutscheBank            3                  1
Hawleyton                   DeutscheBank            3                  1
Gulfport                    DeutscheBank            0                  0
Garland                     DeutscheBank            0                  0
Meskegon                    DeutscheBank            3                  1
Melbourne                   DeutscheBank            3                  1
Centuck                     DeutscheBank            0                  0
Ambridge                    DeutscheBank            3                  1
Buffalo                     DeutscheBank            3                  1
FEDERAL WAY                 DeutscheBank            0                  0
Monsey                      DeutscheBank            0                  0
Dennis Mills                DeutscheBank            0                  0
Crystal                     DeutscheBank            0                  0
Vale                        DeutscheBank            0                  0
Houston                     DeutscheBank            3                  1
Holiday                     DeutscheBank            3                  1
Colorado Springs            DeutscheBank            3                  1
Rosedale                    DeutscheBank            0                  0
Corcoran                    DeutscheBank            3                  1
Dequincy                    DeutscheBank            3                  1
Little Rock                 DeutscheBank            0                  0
Danielsville                DeutscheBank            3                  1
Oats                        DeutscheBank            0                  0
Matteson                    DeutscheBank            3                  1
Southaven                   DeutscheBank            3                  1
Marysville                  DeutscheBank            3                  1
Belding                     DeutscheBank            0                  0
Lynchburg                   DeutscheBank            3                  1
Everett                     DeutscheBank            3                  1
Sandy                       DeutscheBank            0                  0
Grain Valley                DeutscheBank            0                  0
Margate                     DeutscheBank            3                  1
Durham                      DeutscheBank            3                  1
Stanton                     DeutscheBank            0                  0
Basin                       DeutscheBank            0                  0
Forestville                 DeutscheBank            0                  0
Colorado Springs            DeutscheBank            0                  0
Easley                      DeutscheBank            3                  1
Avenel                      DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Sneedville                  DeutscheBank            0                  0
La Puente                   DeutscheBank            3                  1
Lehigh                      DeutscheBank            3                  1
Casselberry                 DeutscheBank            0                  0
Flossmoor                   DeutscheBank            3                  1
Hanes                       DeutscheBank            3                  1
Tacoma                      DeutscheBank            3                  1
Naples                      DeutscheBank            0                  0
Muscoy                      DeutscheBank            0                  0
Ingram                      DeutscheBank            3                  1
Durham                      DeutscheBank            0                  0
Tulsa                       DeutscheBank            3                  1
Columbia                    DeutscheBank            3                  1
Ocala                       DeutscheBank            3                  1
Norbeck                     DeutscheBank            3                  1
Hayward                     DeutscheBank            0                  0
Gilmore                     DeutscheBank            3                  1
Corcoran                    DeutscheBank            0                  0
Las Cruces                  DeutscheBank            3                  1
Everett                     DeutscheBank            0                  0
Detroit                     DeutscheBank            0                  0
Englewood                   DeutscheBank            3                  1
Golden                      DeutscheBank            3                  1
Lakin                       DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Battle Creek                DeutscheBank            3                  1
Tulsa                       DeutscheBank            3                  1
Sarasota                    DeutscheBank            0                  0
Phoenix                     DeutscheBank            3                  1
Walton                      DeutscheBank            3                  1
Dearborn Heights            DeutscheBank            0                  0
Altoona                     DeutscheBank            3                  1
Saint Louis                 DeutscheBank            3                  1
Phoenix                     DeutscheBank            0                  0
Albuquerque                 DeutscheBank            0                  0
Lakin                       DeutscheBank            0                  0
Santa Maria                 DeutscheBank            3                  1
Old Hickory                 DeutscheBank            3                  1
Sonora                      DeutscheBank            3                  1
Easley                      DeutscheBank            0                  0
South Holland               DeutscheBank            3                  1
Miami                       DeutscheBank            0                  0
Cadillac                    DeutscheBank            3                  1
Elyria                      DeutscheBank            3                  1
Sharptown                   DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Humble                      DeutscheBank            0                  0
Phoenix                     DeutscheBank            0                  0
Cheyenne                    DeutscheBank            3                  1
Cheyenne                    DeutscheBank            0                  0
Queen Creek                 DeutscheBank            3                  1
Easton                      DeutscheBank            3                  1
El Monte                    DeutscheBank            3                  1
Oklahoma City               DeutscheBank            3                  1
Pasadena                    DeutscheBank            0                  0
Steamboat Springs           DeutscheBank            3                  1
Queen Creek                 DeutscheBank            0                  0
Lehigh                      DeutscheBank            0                  0
Kansas City                 DeutscheBank            3                  1
Baldwin                     DeutscheBank            0                  0
Santa Ana                   DeutscheBank            3                  1
Las Vegas                   DeutscheBank            3                  1
Steamboat Springs           DeutscheBank            0                  0
Hayward                     DeutscheBank            3                  1
Alameda                     DeutscheBank            3                  1
Lititz                      DeutscheBank            3                  1
Rochester                   DeutscheBank            0                  0
Malden                      DeutscheBank            0                  0
Westland                    DeutscheBank            3                  1
Atlanta                     DeutscheBank            0                  0
South Holland               DeutscheBank            0                  0
Camden                      DeutscheBank            3                  1
Fargo                       DeutscheBank            3                  1
Glen Allen                  DeutscheBank            3                  1
Meskegon                    DeutscheBank            3                  1
Kissimmee                   DeutscheBank            3                  1
Murrieta                    DeutscheBank            0                  0
Anderson                    DeutscheBank            0                  0
Newburgh                    DeutscheBank            0                  0
Maylene                     DeutscheBank            3                  1
Santa Maria                 DeutscheBank            0                  0
Kenner                      DeutscheBank            3                  1
Portland                    DeutscheBank            3                  1
Brighton                    DeutscheBank            3                  1
North East                  DeutscheBank            3                  1
Raytown                     DeutscheBank            3                  1
Parker                      DeutscheBank            3                  1
Chino                       DeutscheBank            3                  1
Noble                       DeutscheBank            3                  1
Palmdale                    DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Naples                      DeutscheBank            3                  1
Joy                         DeutscheBank            3                  1
Zion City                   DeutscheBank            3                  1
Herkimer                    DeutscheBank            3                  1
Memphis                     DeutscheBank            3                  1
Saint Petersburg            DeutscheBank            3                  1
Lima                        DeutscheBank            3                  1
Montgomery                  DeutscheBank            3                  1
Houston                     DeutscheBank            3                  1
Orangeburg                  DeutscheBank            3                  1
Pueblo                      DeutscheBank            3                  1
Memphis                     DeutscheBank            3                  1
Boardman                    DeutscheBank            3                  1
Dennison                    DeutscheBank            3                  1
Las Vegas                   DeutscheBank            0                  0
Onaway                      DeutscheBank            3                  1
Chino                       DeutscheBank            0                  0
Kearns                      DeutscheBank            3                  1
San Diego                   DeutscheBank            0                  0
Bar Harbor                  DeutscheBank            3                  1
Riverside                   DeutscheBank            0                  0
Mashpee                     DeutscheBank            3                  1
Baton Rouge                 DeutscheBank            3                  1
Lima                        DeutscheBank            3                  1
Geneva                      DeutscheBank            3                  1
Fairfield                   DeutscheBank            0                  0
Chino Hills                 DeutscheBank            3                  1
Cary                        DeutscheBank            3                  1
Fishers                     DeutscheBank            3                  1
Dearborn Heights            DeutscheBank            3                  1
Angola                      DeutscheBank            3                  1
Lake Elsinore               DeutscheBank            3                  1
Pueblo                      DeutscheBank            0                  0
Hockessin                   DeutscheBank            3                  1
Paint Rock                  DeutscheBank            3                  1
Watts                       DeutscheBank            0                  0
San Diego                   DeutscheBank            3                  1
San Diego                   DeutscheBank            3                  1
Houston                     DeutscheBank            0                  0
Warren                      DeutscheBank            3                  1
Memphis                     DeutscheBank            3                  1
Ocoee                       DeutscheBank            3                  1
Topeka                      DeutscheBank            3                  1
Knoxville                   DeutscheBank            3                  1
Naples                      DeutscheBank            0                  0
Houston                     DeutscheBank            3                  1
Camp Springs                DeutscheBank            3                  1
Lyndon                      DeutscheBank            0                  0
Riviera Beach               DeutscheBank            0                  0
Pearland                    DeutscheBank            0                  0
Escondido                   DeutscheBank            0                  0
Brighton                    DeutscheBank            0                  0
Crestmore                   DeutscheBank            3                  1
Quito                       DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
Ramona                      DeutscheBank            3                  1
Mars                        DeutscheBank            3                  1
Weare                       DeutscheBank            3                  1
Sumner                      DeutscheBank            3                  1
Lawrence                    DeutscheBank            3                  1
Mendenhall                  DeutscheBank            0                  0
Yuba City                   DeutscheBank            0                  0
Pomona                      DeutscheBank            3                  1
Tuskegee                    DeutscheBank            3                  1
Port Charlotte              DeutscheBank            0                  0
Grafton                     DeutscheBank            3                  1
Palm Harbor                 DeutscheBank            3                  1
Bradford                    DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Miami                       DeutscheBank            0                  0
Jackson                     DeutscheBank            3                  1
Saint Peters                DeutscheBank            0                  0
Moore                       DeutscheBank            3                  1
Jamaica                     DeutscheBank            3                  1
Gulfport                    DeutscheBank            3                  1
Ldhl                        DeutscheBank            3                  1
Highlands                   DeutscheBank            3                  1
WAXHAW                      DeutscheBank            0                  0
Crestmore                   DeutscheBank            0                  0
Boardman                    DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Dillon                      DeutscheBank            3                  1
Baugh                       DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Merriam                     DeutscheBank            3                  1
Houston                     DeutscheBank            0                  0
Pilot Point                 DeutscheBank            3                  1
Tulsa                       DeutscheBank            0                  0
Gary                        DeutscheBank            3                  1
Highlands                   DeutscheBank            0                  0
Marion                      DeutscheBank            3                  1
Arbutus                     DeutscheBank            0                  0
Detroit                     DeutscheBank            0                  0
Kansas City                 DeutscheBank            3                  1
Fort Worth                  DeutscheBank            0                  0
Arlington                   DeutscheBank            0                  0
Collinsville                DeutscheBank            3                  1
Murray                      DeutscheBank            3                  1
Elsdon                      DeutscheBank            3                  1
Lacey                       DeutscheBank            3                  1
Kissimmee                   DeutscheBank            3                  1
Tucson                      DeutscheBank            3                  1
Green                       DeutscheBank            0                  0
Garner                      DeutscheBank            3                  1
Newbury                     DeutscheBank            0                  0
Carroll                     DeutscheBank            3                  1
Margate                     DeutscheBank            3                  1
Murray                      DeutscheBank            0                  0
Hemet                       DeutscheBank            3                  1
Clay                        DeutscheBank            3                  1
Murrieta                    DeutscheBank            3                  1
Columbus                    DeutscheBank            3                  1
Takoma Park                 DeutscheBank            3                  1
Golden                      DeutscheBank            0                  0
Baileyton                   DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Summerville                 DeutscheBank            3                  1
Summerville                 DeutscheBank            0                  0
East                        DeutscheBank            3                  1
Sinsheim                    DeutscheBank            3                  1
Pawtucket                   DeutscheBank            0                  0
Tampa                       DeutscheBank            3                  1
Manoa                       DeutscheBank            3                  1
Escondido                   DeutscheBank            3                  1
Englewood                   DeutscheBank            0                  0
Carrollton                  DeutscheBank            3                  1
Clark                       DeutscheBank            3                  1
Sapulpa                     DeutscheBank            3                  1
Parsons                     DeutscheBank            3                  1
Keavy                       DeutscheBank            0                  0
Kent City                   DeutscheBank            3                  1
Glen Allen                  DeutscheBank            0                  0
Miami                       DeutscheBank            3                  1
Avalon                      DeutscheBank            3                  1
Oakridge                    DeutscheBank            3                  1
Siloam Springs              DeutscheBank            0                  0
Los Angeles                 DeutscheBank            3                  1
Santa Ana                   DeutscheBank            0                  0
Mc Kinney                   DeutscheBank            3                  1
San Leandro                 DeutscheBank            3                  1
San Leandro                 DeutscheBank            0                  0
Scranton                    DeutscheBank            3                  1
Scranton                    DeutscheBank            0                  0
Memphis                     DeutscheBank            3                  1
Gallatin                    DeutscheBank            3                  1
Grenelefe                   DeutscheBank            0                  0
Shelby                      DeutscheBank            0                  0
Large                       DeutscheBank            3                  1
Spokane                     DeutscheBank            0                  0
Stilwell                    DeutscheBank            3                  1
Rocky Point                 DeutscheBank            0                  0
Downey                      DeutscheBank            3                  1
Downey                      DeutscheBank            0                  0
Memphis                     DeutscheBank            0                  0
Canton                      DeutscheBank            3                  1
Dover                       DeutscheBank            3                  1
Weehawken                   DeutscheBank            3                  1
Buffalo                     DeutscheBank            3                  1
Kissimmee                   DeutscheBank            3                  1
Orland                      DeutscheBank            3                  1
Wingo                       DeutscheBank            3                  1
Hanes                       DeutscheBank            0                  0
Spencer                     DeutscheBank            3                  1
Greenville                  DeutscheBank            3                  1
Lariat                      DeutscheBank            3                  1
Smithtown                   DeutscheBank            3                  1
Naranja                     DeutscheBank            0                  0
Fontana                     DeutscheBank            3                  1
Little Rock                 DeutscheBank            0                  0
Martinsville                DeutscheBank            0                  0
Syracuse                    DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Somerville                  DeutscheBank            3                  1
Kathleen                    DeutscheBank            0                  0
Harvey                      DeutscheBank            0                  0
Summ                        DeutscheBank            0                  0
San Diego                   DeutscheBank            3                  1
Plainview                   DeutscheBank            0                  0
El Reno                     DeutscheBank            0                  0
Ripon                       DeutscheBank            3                  1
Jacksonville                DeutscheBank            0                  0
Garner                      DeutscheBank            0                  0
Baldy Mesa                  DeutscheBank            3                  1
Milo                        DeutscheBank            0                  0
Nova                        DeutscheBank            3                  1
Marlin                      DeutscheBank            3                  1
Warren                      DeutscheBank            0                  0
Binghamton                  DeutscheBank            3                  1
West                        DeutscheBank            0                  0
Panama City                 DeutscheBank            3                  1
Mc Kinney                   DeutscheBank            0                  0
Haverhill                   DeutscheBank            3                  1
Schertz                     DeutscheBank            0                  0
Aloha                       DeutscheBank            3                  1
Chino Hills                 DeutscheBank            0                  0
Rockland                    DeutscheBank            3                  1
Orlando                     DeutscheBank            3                  1
Martins Ferry               DeutscheBank            3                  1
Antis                       DeutscheBank            3                  1
Buffalo                     DeutscheBank            0                  0
Gibsonville                 DeutscheBank            3                  1
Dellwood                    DeutscheBank            3                  1
Fort Pierce                 DeutscheBank            0                  0
Cahokia                     DeutscheBank            3                  1
Wallkill                    DeutscheBank            3                  1
Clark                       DeutscheBank            0                  0
Melbourne                   DeutscheBank            3                  1
Temecula                    DeutscheBank            3                  1
Au Gres                     DeutscheBank            3                  1
Grafton                     DeutscheBank            0                  0
Florissant                  DeutscheBank            3                  1
Lees Summit                 DeutscheBank            3                  1
Kansas City                 DeutscheBank            3                  1
El Reno                     DeutscheBank            0                  0
New Albany                  DeutscheBank            0                  0
Lorain                      DeutscheBank            0                  0
Lynwood                     DeutscheBank            3                  1
Spry                        DeutscheBank            3                  1
Somerville                  DeutscheBank            0                  0
Zebulon                     DeutscheBank            0                  0
Mary Esther                 DeutscheBank            3                  1
Ocoee                       DeutscheBank            0                  0
Stephens                    DeutscheBank            0                  0
Florissant                  DeutscheBank            0                  0
Saint Marys                 DeutscheBank            3                  1
Stamford                    DeutscheBank            0                  0
Lees Summit                 DeutscheBank            0                  0
Lavina                      DeutscheBank            0                  0
Memphis                     DeutscheBank            3                  1
Worcester                   DeutscheBank            3                  1
Salisbury                   DeutscheBank            3                  1
Arroyo                      DeutscheBank            0                  0
Aurora                      DeutscheBank            3                  1
Clarksburg                  DeutscheBank            3                  1
Universal                   DeutscheBank            3                  1
Miami                       DeutscheBank            0                  0
Las Vegas                   DeutscheBank            0                  0
Kissimmee                   DeutscheBank            0                  0
Chubbuck                    DeutscheBank            3                  1
Columbus                    DeutscheBank            0                  0
Milford                     DeutscheBank            3                  1
Adams                       DeutscheBank            3                  1
Darby                       DeutscheBank            3                  1
Powell                      DeutscheBank            3                  1
Humble                      DeutscheBank            3                  1
Ocee                        DeutscheBank            0                  0
Scottsbluff                 DeutscheBank            3                  1
Raymond                     DeutscheBank            3                  1
Elk Grove                   DeutscheBank            3                  1
Aurora                      DeutscheBank            0                  0
Joppa                       DeutscheBank            3                  1
Lees Summit                 DeutscheBank            3                  1
Mira Loma                   DeutscheBank            3                  1
Desert Hot Springs          DeutscheBank            3                  1
Knoxville                   DeutscheBank            3                  1
Norwood                     DeutscheBank            3                  1
Louisville                  DeutscheBank            3                  1
Southfield                  DeutscheBank            3                  1
Kerrtown                    DeutscheBank            3                  1
Land O Lakes                DeutscheBank            3                  1
Dundalk                     DeutscheBank            3                  1
Tulsa                       DeutscheBank            3                  1
Waldwick                    DeutscheBank            3                  1
Iselin                      DeutscheBank            0                  0
Elk Grove                   DeutscheBank            0                  0
Newark                      DeutscheBank            3                  1
Romoland                    DeutscheBank            0                  0
Altoona                     DeutscheBank            3                  1
Defiance                    DeutscheBank            3                  1
Croton                      DeutscheBank            3                  1
Florence                    DeutscheBank            3                  1
Lewiston                    DeutscheBank            3                  1
New Paltz                   DeutscheBank            0                  0
Middletown                  DeutscheBank            0                  0
Westgate                    DeutscheBank            3                  1
Childs                      DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Ozone                       DeutscheBank            3                  1
Hazlehurst                  DeutscheBank            3                  1
Southfield                  DeutscheBank            0                  0
Saticoy                     DeutscheBank            0                  0
Meskegon                    DeutscheBank            3                  1
Kearns                      DeutscheBank            3                  1
Wawatosa                    DeutscheBank            3                  1
Saint Petersburg            DeutscheBank            3                  1
Charleroi                   DeutscheBank            0                  0
Miami                       DeutscheBank            3                  1
Berkeley                    DeutscheBank            0                  0
Aloha                       DeutscheBank            0                  0
Oviedo                      DeutscheBank            3                  1
Kissimmee                   DeutscheBank            0                  0
Hazlehurst                  DeutscheBank            3                  1
Knoxville                   DeutscheBank            0                  0
San Diego                   DeutscheBank            0                  0
Salinas                     DeutscheBank            3                  1
Camden                      DeutscheBank            3                  1
Little Rock                 DeutscheBank            3                  1
Montgomery                  DeutscheBank            0                  0
Murfreesboro                DeutscheBank            0                  0
La Chute                    DeutscheBank            3                  1
Beaumont                    DeutscheBank            3                  1
Fort Payne                  DeutscheBank            0                  0
East McKeesport             DeutscheBank            3                  1
Lees Summit                 DeutscheBank            0                  0
Joy                         DeutscheBank            0                  0
South Bend                  DeutscheBank            3                  1
Jamaica                     DeutscheBank            3                  1
Brookwood                   DeutscheBank            0                  0
Bradenton                   DeutscheBank            3                  1
Munroe Falls                DeutscheBank            3                  1
Kearns                      DeutscheBank            0                  0
Pitcairn                    DeutscheBank            0                  0
Adams                       DeutscheBank            0                  0
San Diego                   DeutscheBank            0                  0
Orient                      DeutscheBank            0                  0
Escondido                   DeutscheBank            0                  0
Peru                        DeutscheBank            3                  1
Cabot                       DeutscheBank            3                  1
Sayville                    DeutscheBank            3                  1
Hewitt                      DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Poland                      DeutscheBank            3                  1
Bywood                      DeutscheBank            3                  1
Jackson                     DeutscheBank            0                  0
Albia                       DeutscheBank            0                  0
Marion                      DeutscheBank            3                  1
Humboldt                    DeutscheBank            3                  1
Monroe                      DeutscheBank            3                  1
Atlanta                     DeutscheBank            0                  0
Neosho                      DeutscheBank            3                  1
Memphis                     DeutscheBank            0                  0
Marenisco                   DeutscheBank            3                  1
Gallatin                    DeutscheBank            0                  0
Bakersfield                 DeutscheBank            3                  1
Whitman                     DeutscheBank            3                  1
Webb City                   DeutscheBank            3                  1
Topeka                      DeutscheBank            3                  1
Ocean City                  DeutscheBank            3                  1
Clearwater                  DeutscheBank            3                  1
Willeys                     DeutscheBank            3                  1
Lemon Grove                 DeutscheBank            3                  1
Bloomington                 DeutscheBank            3                  1
Santa Maria                 DeutscheBank            3                  1
Cincinnati                  DeutscheBank            3                  1
Hilton                      DeutscheBank            3                  1
Neosho                      DeutscheBank            0                  0
Clarksville                 DeutscheBank            0                  0
Houston                     DeutscheBank            3                  1
Jacksonville                DeutscheBank            3                  1
Gladwin                     DeutscheBank            0                  0
Whitman                     DeutscheBank            0                  0
Lewisburg                   DeutscheBank            3                  1
Joppa                       DeutscheBank            3                  1
Pocomoke                    DeutscheBank            3                  1
Philadelphia                DeutscheBank            3                  1
Everman                     DeutscheBank            0                  0
Snow Hill                   DeutscheBank            3                  1
Ironton                     DeutscheBank            3                  1
Rutland                     DeutscheBank            3                  1
Charlotte                   DeutscheBank            0                  0
Easton                      DeutscheBank            3                  1
Baugh                       DeutscheBank            3                  1
Baugh                       DeutscheBank            3                  1
Temecula                    DeutscheBank            0                  0
Massillon                   DeutscheBank            3                  1
Palm Bay                    DeutscheBank            3                  1
Bacone                      DeutscheBank            3                  1
Henderson                   DeutscheBank            0                  0
Bratenahl                   DeutscheBank            3                  1
Trenton                     DeutscheBank            3                  1
Lawton                      DeutscheBank            0                  0
Saint Helen                 DeutscheBank            3                  1
Bakersfield                 DeutscheBank            3                  1
Charlotte                   DeutscheBank            3                  1
REDDING                     DeutscheBank            3                  1
Weehawken                   DeutscheBank            0                  0
Abita Springs               DeutscheBank            3                  1
Crawfordsville              DeutscheBank            3                  1
Reynoldsburg                DeutscheBank            3                  1
Monroe                      DeutscheBank            3                  1
Incline Village             DeutscheBank            3                  1
Reynoldsburg                DeutscheBank            0                  0
North East                  DeutscheBank            0                  0
Mesa                        DeutscheBank            3                  1
Saint Louis                 DeutscheBank            3                  1
Cape Coral                  DeutscheBank            0                  0
Pittsfield                  DeutscheBank            0                  0
Elwood                      DeutscheBank            0                  0
Basin                       DeutscheBank            3                  1
Momence                     DeutscheBank            3                  1
Millersville                DeutscheBank            3                  1
San Leandro                 DeutscheBank            3                  1
San Leandro                 DeutscheBank            0                  0
Strawberry Plains           DeutscheBank            0                  0
Flanders                    DeutscheBank            0                  0
Jacksonville                DeutscheBank            3                  1
Bronx                       DeutscheBank            3                  1
Cucamonga                   DeutscheBank            3                  1
Gary                        DeutscheBank            3                  1
Newburgh                    DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Lawrenceburg                DeutscheBank            3                  1
Youngstown                  DeutscheBank            0                  0
Milford                     DeutscheBank            0                  0
Lawrence                    DeutscheBank            3                  1
Tampa                       DeutscheBank            3                  1
Wichita                     DeutscheBank            3                  1
Warren                      DeutscheBank            3                  1
Longwood                    DeutscheBank            3                  1
Croydon                     DeutscheBank            3                  1
Vallejo                     DeutscheBank            3                  1
Gretna                      DeutscheBank            3                  1
Chicago                     DeutscheBank            0                  0
Eastend                     DeutscheBank            3                  1
Franklinville               DeutscheBank            3                  1
Indianapolis                DeutscheBank            3                  1
Benton Harbor               DeutscheBank            3                  1
Colburn                     DeutscheBank            3                  1
Naples                      DeutscheBank            3                  1
Dover                       DeutscheBank            0                  0
Powell                      DeutscheBank            3                  1
Raytown                     DeutscheBank            3                  1
Bayside                     DeutscheBank            3                  1
Tampa                       DeutscheBank            3                  1
Alexander City              DeutscheBank            0                  0
Sango                       DeutscheBank            3                  1
Abita Springs               DeutscheBank            0                  0
Ocala                       DeutscheBank            3                  1
Baton Rouge                 DeutscheBank            3                  1
Birmingham                  DeutscheBank            3                  1
Coshocton                   DeutscheBank            3                  1
Kalkaska                    DeutscheBank            3                  1
Moreno                      DeutscheBank            0                  0
Lemay                       DeutscheBank            3                  1
Portland                    DeutscheBank            3                  1
Dellwood                    DeutscheBank            3                  1
Macomb                      DeutscheBank            3                  1
Philadelphia                DeutscheBank            3                  1
Kenner                      DeutscheBank            3                  1
Owasso                      DeutscheBank            0                  0
Mira Loma                   DeutscheBank            0                  0
Coshocton                   DeutscheBank            0                  0
Kenner                      DeutscheBank            3                  1
Tulsa                       DeutscheBank            3                  1
Clarksville                 DeutscheBank            0                  0
Dixie                       DeutscheBank            3                  1
Fairborn                    DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Tacoma                      DeutscheBank            0                  0
Elizabeth                   DeutscheBank            0                  0
Barren                      DeutscheBank            3                  1
Barry Lakes                 DeutscheBank            0                  0
Springfield                 DeutscheBank            3                  1
Cucamonga                   DeutscheBank            0                  0
Broken Arrow                DeutscheBank            3                  1
Newark                      DeutscheBank            3                  1
Saegertown                  DeutscheBank            3                  1
Brooklyn                    DeutscheBank            3                  1
Brooklyn                    DeutscheBank            0                  0
Amelia City                 DeutscheBank            3                  1
Alpharetta                  DeutscheBank            3                  1
Lewiston                    DeutscheBank            0                  0
Chattanooga                 DeutscheBank            3                  1
Dayton                      DeutscheBank            3                  1
Flushing                    DeutscheBank            3                  1
Richmond                    DeutscheBank            3                  1
Tampa                       DeutscheBank            3                  1
Nora                        DeutscheBank            3                  1
Alameda                     DeutscheBank            0                  0
Birmingham                  DeutscheBank            0                  0
La Tijera                   DeutscheBank            3                  1
Daytona Beach               DeutscheBank            3                  1
Poughkeepsie                DeutscheBank            3                  1
West Jordan                 DeutscheBank            3                  1
Fontana                     DeutscheBank            3                  1
Kansas City                 DeutscheBank            0                  0
Cimarron                    DeutscheBank            3                  1
Saginaw                     DeutscheBank            3                  1
Dunbar                      DeutscheBank            3                  1
Philadelphia                DeutscheBank            3                  1
Memphis                     DeutscheBank            3                  1
Seymour                     DeutscheBank            0                  0
Middletown                  DeutscheBank            3                  1
Caro                        DeutscheBank            3                  1
Charlotte                   DeutscheBank            3                  1
Gracey                      DeutscheBank            3                  1
Chville                     DeutscheBank            3                  1
Avondale                    DeutscheBank            0                  0
Cleveland                   DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
West Jordan                 DeutscheBank            0                  0
Barr                        DeutscheBank            3                  1
Powderly                    DeutscheBank            0                  0
Detroit                     DeutscheBank            3                  1
Norco                       DeutscheBank            3                  1
Dayton                      DeutscheBank            0                  0
Obetz                       DeutscheBank            3                  1
Wheeler                     DeutscheBank            3                  1
Rising Fawn                 DeutscheBank            0                  0
Bellfntn                    DeutscheBank            3                  1
Roselle Park                DeutscheBank            3                  1
Memphis                     DeutscheBank            0                  0
Yaphank                     DeutscheBank            0                  0
Canton                      DeutscheBank            3                  1
Tahlequah                   DeutscheBank            0                  0
Gorham                      DeutscheBank            3                  1
Metairie                    DeutscheBank            3                  1
Memphis                     DeutscheBank            3                  1
Willeys                     DeutscheBank            0                  0
Arkoma                      DeutscheBank            3                  1
Clearwater                  DeutscheBank            3                  1
Fishkill                    DeutscheBank            0                  0
Bellaire                    DeutscheBank            3                  1
New Smyrna Beach            DeutscheBank            3                  1
Moss Point                  DeutscheBank            3                  1
Hanford                     DeutscheBank            3                  1
Lohrville                   DeutscheBank            3                  1
Somerville                  DeutscheBank            0                  0
Thornville                  DeutscheBank            3                  1
Concord                     DeutscheBank            3                  1
Savannah                    DeutscheBank            3                  1
Aliq                        DeutscheBank            3                  1
Cincinnati                  DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Docena                      DeutscheBank            3                  1
Tulsa                       DeutscheBank            0                  0
MULDROW                     DeutscheBank            3                  1
Ormond Beach                DeutscheBank            3                  1
Jackson                     DeutscheBank            3                  1
Jackson                     DeutscheBank            3                  1
Compton                     DeutscheBank            3                  1
Compton                     DeutscheBank            0                  0
Pine Bush                   DeutscheBank            0                  0
Marion                      DeutscheBank            3                  1
Ldhl                        DeutscheBank            3                  1
Topeka                      DeutscheBank            0                  0
Detroit                     DeutscheBank            3                  1
Yonkers                     DeutscheBank            0                  0
Pomona                      DeutscheBank            0                  0
Orlando                     DeutscheBank            3                  1
Shreveport                  DeutscheBank            3                  1
Galesburg                   DeutscheBank            3                  1
Wyoming                     DeutscheBank            3                  1
Concord                     DeutscheBank            3                  1
Dresser                     DeutscheBank            3                  1
Dillon                      DeutscheBank            0                  0
Philadelphia                DeutscheBank            3                  1
Manorville                  DeutscheBank            0                  0
Hayward                     DeutscheBank            3                  1
West End                    DeutscheBank            3                  1
WARREN                      DeutscheBank            3                  1
Roswell                     DeutscheBank            3                  1
Dayton                      DeutscheBank            3                  1
Tulsa                       DeutscheBank            3                  1
Carson City                 DeutscheBank            3                  1
Davie                       DeutscheBank            3                  1
Orlando                     DeutscheBank            3                  1
Monroe                      DeutscheBank            3                  1
Brooklyn                    DeutscheBank            0                  0
Easton                      DeutscheBank            0                  0
Finger                      DeutscheBank            0                  0
Grand Blanc                 DeutscheBank            3                  1
Milford                     DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
Saint Louis                 DeutscheBank            3                  1
Stafford                    DeutscheBank            3                  1
Washington                  DeutscheBank            0                  0
Villa Grove                 DeutscheBank            0                  0
Sault Sainte Marie          DeutscheBank            3                  1
Elwood                      DeutscheBank            3                  1
Ocala                       DeutscheBank            3                  1
Bronx                       DeutscheBank            0                  0
Hamilton                    DeutscheBank            0                  0
Riverview                   DeutscheBank            3                  1
Wichita                     DeutscheBank            3                  1
Mattawan                    DeutscheBank            3                  1
Stafford                    DeutscheBank            0                  0
Dunn                        DeutscheBank            3                  1
Alta Loma                   DeutscheBank            3                  1
Alta Loma                   DeutscheBank            0                  0
Mexico                      DeutscheBank            0                  0
Mesquite                    DeutscheBank            0                  0
Glenville                   DeutscheBank            3                  1
Phoenix                     DeutscheBank            3                  1
Hayward                     DeutscheBank            3                  1
Clarksburg                  DeutscheBank            0                  0
Jackson                     DeutscheBank            3                  1
Venice                      DeutscheBank            3                  1
Colonial Heights            DeutscheBank            3                  1
Camden                      DeutscheBank            0                  0
Spencer                     DeutscheBank            3                  1
Wellston                    DeutscheBank            3                  1
Hayward                     DeutscheBank            0                  0
Roanoke                     DeutscheBank            3                  1
Heer Park                   DeutscheBank            0                  0
Harrison                    DeutscheBank            3                  1
Pryor                       DeutscheBank            3                  1
Dallas                      DeutscheBank            0                  0
Mesquite                    DeutscheBank            0                  0
Mesquite                    DeutscheBank            0                  0
Parkview                    DeutscheBank            3                  1
Slaton                      DeutscheBank            3                  1
Bassett                     DeutscheBank            3                  1
Eglon                       DeutscheBank            3                  1
Bel Nor                     DeutscheBank            3                  1
Cabot                       DeutscheBank            0                  0
Toledo                      DeutscheBank            3                  1
Rock Island                 DeutscheBank            3                  1
Beaufort                    DeutscheBank            3                  1
Charlotte                   DeutscheBank            0                  0
Massapequa                  DeutscheBank            0                  0
Bardwell                    DeutscheBank            3                  1
Staten Island               DeutscheBank            3                  1
Vallejo                     DeutscheBank          1.5                1.5
Arleta                      DeutscheBank          1.5                1.5
Tulsa                       DeutscheBank            3                  1
Columbia                    DeutscheBank            3                  1
Lancaster                   DeutscheBank            3                  1
Memphis                     DeutscheBank            0                  0
Evansville                  DeutscheBank            3                  1
Passyunk                    DeutscheBank            3                  1
Brookville                  DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
Payne                       DeutscheBank            3                  1
                            DeutscheBank            0                  0
Arlington                   DeutscheBank            0                  0
Seattle                     DeutscheBank            3                  1
Mounds                      DeutscheBank            3                  1
Walden                      DeutscheBank            3                  1
Allentown                   DeutscheBank            3                  1
Ocala                       DeutscheBank            0                  0
Philadelphia                DeutscheBank            3                  1
Philadelphia                DeutscheBank            3                  1
Riverdale                   DeutscheBank            3                  1
McRae                       DeutscheBank            0                  0
Rockford                    DeutscheBank            3                  1
Transfer                    DeutscheBank            3                  1
Newark                      DeutscheBank            3                  1
Denver                      DeutscheBank            3                  1
Rockford                    DeutscheBank            0                  0
Hardwick                    DeutscheBank            0                  0
Sun City                    DeutscheBank            3                  1
Sacramento                  DeutscheBank            3                  1
Bywood                      DeutscheBank            3                  1
Toledo                      DeutscheBank            3                  1
Calumet City                DeutscheBank            3                  1
Elwood                      DeutscheBank            3                  1
Lorane                      DeutscheBank            3                  1
Rexmont                     DeutscheBank            3                  1
East Tawas                  DeutscheBank            3                  1
Holly Hill                  DeutscheBank            0                  0
West Columbia               DeutscheBank            3                  1
Elbert                      DeutscheBank            3                  1
Brookville                  DeutscheBank            0                  0
Dallas                      DeutscheBank            3                  1
Brooklyn                    DeutscheBank            0                  0
Old Hickory                 DeutscheBank            3                  1
Bergenfield                 DeutscheBank            3                  1
Hammond                     DeutscheBank            3                  1
Sacramento                  DeutscheBank            0                  0
Middletown                  DeutscheBank            3                  1
Tucson                      DeutscheBank            3                  1
Greenacres                  DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Boston                      DeutscheBank            3                  1
Colerain                    DeutscheBank            3                  1
Murray City                 DeutscheBank            3                  1
Jamaica                     DeutscheBank            3                  1
Tulsa                       DeutscheBank            0                  0
Sharon                      DeutscheBank            3                  1
Tucson                      DeutscheBank            0                  0
Crestview                   DeutscheBank            3                  1
Aurora                      DeutscheBank            3                  1
Chapel Hill                 DeutscheBank            3                  1
Kissimmee                   DeutscheBank            0                  0
Reno                        DeutscheBank            3                  1
Fontana                     DeutscheBank            3                  1
Lemont                      DeutscheBank            3                  1
Weare                       DeutscheBank            0                  0
Newburgh                    DeutscheBank            0                  0
Granville                   DeutscheBank            3                  1
Monument                    DeutscheBank            3                  1
Evesham                     DeutscheBank            3                  1
Westgate                    DeutscheBank            0                  0
Rockford                    DeutscheBank            3                  1
Youngstown                  DeutscheBank            3                  1
Burlington                  DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Calcutta                    DeutscheBank            3                  1
Knauers                     DeutscheBank            3                  1
Rocky Point                 DeutscheBank            0                  0
Cloquet                     DeutscheBank            3                  1
Fort Myers                  DeutscheBank            3                  1
Limington                   DeutscheBank            3                  1
Grottoes                    DeutscheBank            3                  1
Lakemore                    DeutscheBank            3                  1
Avery                       DeutscheBank            3                  1
Peabody                     DeutscheBank            3                  1
Jamestown                   DeutscheBank            0                  0
Harrison                    DeutscheBank            0                  0
Gretna                      DeutscheBank            0                  0
Ellenwood                   DeutscheBank            3                  1
Midland                     DeutscheBank            3                  1
Auburndale                  DeutscheBank            3                  1
Oaklandon                   DeutscheBank            0                  0
Obetz                       DeutscheBank            3                  1
Galaxy                      DeutscheBank            3                  1
Wonder Lake                 DeutscheBank            3                  1
Caro                        DeutscheBank            3                  1
Staten Island               DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
Westland                    DeutscheBank            0                  0
Milford                     DeutscheBank            3                  1
Marysville                  DeutscheBank            0                  0
Philadelphia                DeutscheBank            3                  1
Tampa                       DeutscheBank            3                  1
Sun City                    DeutscheBank            3                  1
San Diego                   DeutscheBank            0                  0
Arleta                      DeutscheBank            3                  1
Black Jack                  DeutscheBank            3                  1
Elyria                      DeutscheBank            3                  1
Fairborn                    DeutscheBank            0                  0
Key West                    DeutscheBank            3                  1
Saydel                      DeutscheBank            3                  1
Tonawanda                   DeutscheBank            3                  1
Southpoint                  DeutscheBank            3                  1
Kissimmee                   DeutscheBank            3                  1
Naranja                     DeutscheBank            3                  1
Phoenix                     DeutscheBank            0                  0
Pittsburgh                  DeutscheBank            3                  1
Montz                       DeutscheBank            0                  0
Progress                    DeutscheBank            3                  1
Salem                       DeutscheBank            3                  1
Wharton                     DeutscheBank            3                  1
Sullivan                    DeutscheBank            3                  1
Saginaw                     DeutscheBank            3                  1
Waco                        DeutscheBank            3                  1
Waco                        DeutscheBank            3                  1
Bend                        DeutscheBank            3                  1
Lakewood                    DeutscheBank            3                  1
Miami                       DeutscheBank            0                  0
Damascus                    DeutscheBank            3                  1
Steuben                     DeutscheBank            0                  0
Buffalo                     DeutscheBank            0                  0
Monument                    DeutscheBank            0                  0
Mars Hill                   DeutscheBank            3                  1
Virginia Beach              DeutscheBank            3                  1
Englewood                   DeutscheBank            3                  1
Monessen                    DeutscheBank            3                  1
Hawley                      DeutscheBank            3                  1
Chapel Hill                 DeutscheBank            0                  0
Ironwood                    DeutscheBank            3                  1
Fontana                     DeutscheBank            0                  0
New Orleans                 DeutscheBank            3                  1
Marne                       DeutscheBank            3                  1
Conroe                      DeutscheBank            3                  1
Middletown                  DeutscheBank            3                  1
CAMPBELL                    DeutscheBank            3                  1
Baldy Mesa                  DeutscheBank            3                  1
Baldy Mesa                  DeutscheBank            0                  0
Ocala                       DeutscheBank            0                  0
Sharon Hill                 DeutscheBank            0                  0
Forks                       DeutscheBank            3                  1
Albion                      DeutscheBank            3                  1
Conover                     DeutscheBank            3                  1
Conroe                      DeutscheBank            0                  0
Newark                      DeutscheBank            3                  1
Pomona                      DeutscheBank            0                  0
Erie                        DeutscheBank            3                  1
Stilwell                    DeutscheBank            3                  1
Lawrence                    DeutscheBank            3                  1
Los Angeles                 DeutscheBank            3                  1
Marne                       DeutscheBank            0                  0
Mattawan                    DeutscheBank            0                  0
Sullivan                    DeutscheBank            0                  0
Black Jack                  DeutscheBank            0                  0
Pulaski                     DeutscheBank            3                  1
Aurora                      DeutscheBank            0                  0
Brockton                    DeutscheBank            3                  1
Hendersonville              DeutscheBank            0                  0
Poland                      DeutscheBank            3                  1
Avondale                    DeutscheBank            0                  0
West Palm Beach             DeutscheBank            3                  1
Phoenix                     DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Deltona                     DeutscheBank            3                  1
Akron                       DeutscheBank            0                  0
Waynesboro                  DeutscheBank            3                  1
Goodyear                    DeutscheBank            3                  1
Berkeley                    DeutscheBank            0                  0
Cathedral City              DeutscheBank            3                  1
Naples                      DeutscheBank            3                  1
Cave Creek                  DeutscheBank            3                  1
Fort Pierce                 DeutscheBank            3                  1
Riviera Beach               DeutscheBank            0                  0
Medina                      DeutscheBank            3                  1
Washington Park             DeutscheBank            3                  1
Brooksville                 DeutscheBank            0                  0
Poland                      DeutscheBank            0                  0
Tuckerton                   DeutscheBank            3                  1
Keyport                     DeutscheBank            0                  0
Dallas                      DeutscheBank            3                  1
Sabraton                    DeutscheBank            3                  1
Denver                      DeutscheBank            3                  1
Baton Rouge                 DeutscheBank            0                  0
Wantagh                     DeutscheBank            0                  0
Monrovia                    DeutscheBank            3                  1
Los Angeles                 DeutscheBank            0                  0
Lancaster                   DeutscheBank            3                  1
Savannah                    DeutscheBank            3                  1
Dunn                        DeutscheBank            0                  0
Mill Creek                  DeutscheBank            3                  1
Tampa                       DeutscheBank            0                  0
Streetsboro                 DeutscheBank            0                  0
Newark                      DeutscheBank            0                  0
Miami                       DeutscheBank            0                  0
Farrell                     DeutscheBank            3                  1
Liberty                     DeutscheBank            3                  1
Leroy                       DeutscheBank            3                  1
Goodyear                    DeutscheBank            0                  0
Sun City                    DeutscheBank            0                  0
Fort Pierce                 DeutscheBank            3                  1
Bakersfield                 DeutscheBank            3                  1
Dix Hills                   DeutscheBank            3                  1
Fairborn                    DeutscheBank            3                  1
Grand Rapids                DeutscheBank            3                  1
Hampstead                   DeutscheBank            3                  1
Virden                      DeutscheBank            3                  1
Hendersonville              DeutscheBank            0                  0
Wilson                      DeutscheBank            3                  1
Otto                        DeutscheBank            3                  1
Salem                       DeutscheBank            3                  1
ROCKY COMFORT               DeutscheBank            3                  1
San Diego                   DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Wernersville                DeutscheBank            3                  1
Taft                        DeutscheBank            0                  0
Seattle                     DeutscheBank            0                  0
Roscoe                      DeutscheBank            3                  1
Livermore                   DeutscheBank            3                  1
Bay Point                   DeutscheBank            0                  0
Brooksville                 DeutscheBank            3                  1
Livermore                   DeutscheBank            0                  0
Mansfield                   DeutscheBank            3                  1
Ryland                      DeutscheBank            3                  1
Jackson                     DeutscheBank            3                  1
Commack                     DeutscheBank            0                  0
Apple Valley                DeutscheBank            3                  1
Wilmington                  DeutscheBank            3                  1
Waukesha                    DeutscheBank            3                  1
Meriden                     DeutscheBank            0                  0
San Diego                   DeutscheBank            0                  0
Riviera Beach               DeutscheBank            3                  1
Miami                       DeutscheBank            0                  0
Wheatfield                  DeutscheBank            3                  1
Greene                      DeutscheBank            3                  1
                            DeutscheBank            3                  1
Apple Valley                DeutscheBank            0                  0
Fort Pierce                 DeutscheBank            0                  0
Otto                        DeutscheBank            0                  0
Long Beach                  DeutscheBank            0                  0
Long Beach                  DeutscheBank            0                  0
Lodi                        DeutscheBank            3                  1
Lodi                        DeutscheBank            0                  0
Plainfield                  DeutscheBank            3                  1
Amityville                  DeutscheBank            3                  1
Trenton                     DeutscheBank            3                  1
Amityville                  DeutscheBank            3                  1
Virginia Beach              DeutscheBank            0                  0
Rochester                   DeutscheBank            3                  1
Murdock                     DeutscheBank            3                  1
Boardman                    DeutscheBank            3                  1
Cave Creek                  DeutscheBank            3                  1
Watts                       DeutscheBank            3                  1
Lynchburg                   DeutscheBank            0                  0
Oakridge                    DeutscheBank            0                  0
Hayward                     DeutscheBank            0                  0
Las Vegas                   DeutscheBank            3                  1
Canton                      DeutscheBank            0                  0
Seattle                     DeutscheBank            3                  1
Branch #1                   DeutscheBank            3                  1
Kearns                      DeutscheBank            0                  0
San Diego                   DeutscheBank            0                  0
Orange                      DeutscheBank            3                  1
Vandalia                    DeutscheBank            0                  0
Kansas City                 DeutscheBank            3                  1
Mansfield                   DeutscheBank            0                  0
Wilson                      DeutscheBank            0                  0
Knoxville                   DeutscheBank            3                  1
Sandersdale                 DeutscheBank            3                  1
Walnut Park                 DeutscheBank            3                  1
Monroe                      DeutscheBank            0                  0
Columbus                    DeutscheBank            3                  1
Basin                       DeutscheBank            3                  1
Tarpon Springs              DeutscheBank            3                  1
West Adams                  DeutscheBank            3                  1
West Adams                  DeutscheBank            0                  0
Houston                     DeutscheBank            3                  1
Leroy                       DeutscheBank            0                  0
Chesapeake                  DeutscheBank            3                  1
Karns                       DeutscheBank            3                  1
Waynesfield                 DeutscheBank            3                  1
Oak Point                   DeutscheBank            0                  0
Mesa                        DeutscheBank            3                  1
Sherwood                    DeutscheBank            0                  0
Watts                       DeutscheBank            0                  0
Seal Beach                  DeutscheBank            3                  1
Elbert                      DeutscheBank            0                  0
CENTRAL ISLIP               DeutscheBank            3                  1
Parkland                    DeutscheBank            3                  1
Clover                      DeutscheBank            3                  1
Salem                       DeutscheBank            0                  0
Buffalo                     DeutscheBank            0                  0
Grand Rapids                DeutscheBank            0                  0
Miami                       DeutscheBank            0                  0
Lancaster                   DeutscheBank            0                  0
                            DeutscheBank            0                  0
Cozy Lake                   DeutscheBank            3                  1
Chicago Ridge               DeutscheBank            3                  1
Commerce                    DeutscheBank            3                  1
DOUGLAS                     DeutscheBank            3                  1
Oxnard                      DeutscheBank            3                  1
Asheville                   DeutscheBank            3                  1
Karns                       DeutscheBank            0                  0
Stanwood                    DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Lubbock                     DeutscheBank            3                  1
Auburn                      DeutscheBank            3                  1
Unity                       DeutscheBank            3                  1
Newtown                     DeutscheBank            3                  1
Crystal River               DeutscheBank            3                  1
Bakersfield                 DeutscheBank            0                  0
Denver                      DeutscheBank            3                  1
Cozy Lake                   DeutscheBank            0                  0
Chicago                     DeutscheBank            3                  1
Naranja                     DeutscheBank            3                  1
Wilmington                  DeutscheBank            0                  0
Stuart                      DeutscheBank            3                  1
Vernon                      DeutscheBank            3                  1
Orlando                     DeutscheBank            3                  1
Mars Hill                   DeutscheBank            0                  0
Lomita                      DeutscheBank            3                  1
Albany                      DeutscheBank            0                  0
Milton                      DeutscheBank            3                  1
Hermiston                   DeutscheBank            3                  1
South Gate                  DeutscheBank            0                  0
Lancaster                   DeutscheBank            3                  1
Kearns                      DeutscheBank            3                  1
Temecula                    DeutscheBank            3                  1
San Antonio                 DeutscheBank            3                  1
Rochester                   DeutscheBank            3                  1
Grottoes                    DeutscheBank            0                  0
West Palm Beach             DeutscheBank            0                  0
Springfield                 DeutscheBank            3                  1
Hazelwood                   DeutscheBank            0                  0
Orlando                     DeutscheBank            3                  1
Clover                      DeutscheBank            0                  0
Westmorland                 DeutscheBank            3                  1
Riverview                   DeutscheBank            3                  1
Drew                        DeutscheBank            3                  1
Parkdale                    DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Mansfield                   DeutscheBank            3                  1
Baltimore                   DeutscheBank            3                  1
Muhlenberg                  DeutscheBank            0                  0
Troy                        DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Douglas                     DeutscheBank            3                  1
Greenbush                   DeutscheBank            3                  1
East Islip                  DeutscheBank            0                  0
Cleveland                   DeutscheBank            0                  0
Cheyenne                    DeutscheBank            3                  1
Wharton                     DeutscheBank            0                  0
Englewood                   DeutscheBank            0                  0
Norco                       DeutscheBank            0                  0
Norwalk                     DeutscheBank            3                  1
Lomita                      DeutscheBank            0                  0
Grayson                     DeutscheBank            3                  1
Atchison                    DeutscheBank            3                  1
Concord                     DeutscheBank            3                  1
Lauderhill                  DeutscheBank            3                  1
Miner                       DeutscheBank            3                  1
Hoschton                    DeutscheBank            3                  1
Asheville                   DeutscheBank            0                  0
Elmira                      DeutscheBank            0                  0
Central Islip               DeutscheBank            0                  0
Staten Island               DeutscheBank            0                  0
Brooklyn                    DeutscheBank            0                  0
Albuquerque                 DeutscheBank            3                  1
Carmel                      DeutscheBank            3                  1
Defiance                    DeutscheBank            3                  1
Hermiston                   DeutscheBank            0                  0
Mount Pleasant              DeutscheBank            3                  1
Farmingdale                 DeutscheBank            3                  1
Gilmore                     DeutscheBank            3                  1
Arnold                      DeutscheBank            3                  1
Albuquerque                 DeutscheBank            0                  0
Forest Park                 DeutscheBank            3                  1
Asheville                   DeutscheBank            0                  0
Reva                        DeutscheBank            3                  1
Houston                     DeutscheBank            0                  0
Amityville                  DeutscheBank            3                  1
Grayson                     DeutscheBank            0                  0
Palo Alto                   DeutscheBank            3                  1
Concord                     DeutscheBank            0                  0
Astoria                     DeutscheBank            0                  0
Detroit                     DeutscheBank            3                  1
Kansas City                 DeutscheBank            3                  1
Rochester                   DeutscheBank            0                  0
SEARCY                      DeutscheBank            3                  1
LAKE CHARLES                DeutscheBank            3                  1
North Highlands             DeutscheBank            0                  0
Gilmore                     DeutscheBank            0                  0
San Antonio                 DeutscheBank            0                  0
Rochester                   DeutscheBank            0                  0
Hicksville                  DeutscheBank            0                  0
Chicago                     DeutscheBank            3                  1
New Athens                  DeutscheBank            3                  1
Macedonia                   DeutscheBank            3                  1
Mount Vernon                DeutscheBank            3                  1
Denver                      DeutscheBank            3                  1
Standale                    DeutscheBank            3                  1
Brunswick                   DeutscheBank            3                  1
Brunswick                   DeutscheBank            0                  0
Chicago                     DeutscheBank            3                  1
Black Forest                DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Walnut Park                 DeutscheBank            0                  0
Caruth                      DeutscheBank            3                  1
Allen                       DeutscheBank            3                  1
Lake Elsinore               DeutscheBank            3                  1
Black Forest                DeutscheBank            0                  0
Houston                     DeutscheBank            0                  0
Oak Lane                    DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Clintonville                DeutscheBank            0                  0
Powell                      DeutscheBank            0                  0
Hiller                      DeutscheBank            3                  1
Wichita                     DeutscheBank            3                  1
Orlando                     DeutscheBank            3                  1
Ronkonkoma                  DeutscheBank            0                  0
Kalamazoo                   DeutscheBank            3                  1
Slidell                     DeutscheBank            3                  1
Hi Vista                    DeutscheBank            3                  1
Appleton                    DeutscheBank            3                  1
Newark                      DeutscheBank            0                  0
Toledo                      DeutscheBank            0                  0
Aurora                      DeutscheBank            3                  1
Joplin                      DeutscheBank            3                  1
National City               DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Manawa                      DeutscheBank            0                  0
Alexandria                  DeutscheBank            3                  1
Riverview                   DeutscheBank            3                  1
Branch #1                   DeutscheBank            0                  0
Compton                     DeutscheBank            3                  1
Eagle Point                 DeutscheBank            3                  1
Saint Joseph                DeutscheBank            3                  1
Harristown                  DeutscheBank            3                  1
Port Ewen                   DeutscheBank            3                  1
Piqua                       DeutscheBank            3                  1
Reno                        DeutscheBank            0                  0
PULTENEY                    DeutscheBank            0                  0
Parkland                    DeutscheBank            0                  0
Jacksonville                DeutscheBank            3                  1
Canton                      DeutscheBank            3                  1
Suffolk                     DeutscheBank            3                  1
Pittsburgh                  DeutscheBank            0                  0
Canton                      DeutscheBank            0                  0
Macomb                      DeutscheBank            3                  1
Fort Pierce                 DeutscheBank            3                  1
Cleveland                   DeutscheBank            0                  0
Bay City                    DeutscheBank            3                  1
Dover                       DeutscheBank            0                  0
Dix Hills                   DeutscheBank            0                  0
Denton                      DeutscheBank            0                  0
Miami                       DeutscheBank            0                  0
Colorado Springs            DeutscheBank            3                  1
Colorado Springs            DeutscheBank            0                  0
Basin                       DeutscheBank            0                  0
Moncla                      DeutscheBank            3                  1
Venice                      DeutscheBank            3                  1
Fairfield                   DeutscheBank            3                  1
Chicago                     DeutscheBank            3                  1
Rush                        DeutscheBank            3                  1
Virginia Beach              DeutscheBank            3                  1
Brooklyn                    DeutscheBank            0                  0
Suffolk                     DeutscheBank            0                  0
Santa Rosa                  DeutscheBank            3                  1
Dallas                      DeutscheBank            3                  1
Chandler                    DeutscheBank            3                  1
Colton                      DeutscheBank            0                  0
Ocoee                       DeutscheBank            3                  1
FLOSSMOOR                   DeutscheBank            3                  1
Shirley                     DeutscheBank            3                  1
Cleveland                   DeutscheBank            3                  1
Bobo                        DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Lumberton                   DeutscheBank            3                  1
Poughquag                   DeutscheBank            0                  0
Waldorf                     DeutscheBank            3                  1
Jamaica                     DeutscheBank            3                  1
Columbia                    DeutscheBank            3                  1
Tull                        DeutscheBank            3                  1
Bexley                      DeutscheBank            0                  0
Freeport                    DeutscheBank            3                  1
Bay City                    DeutscheBank            3                  1
Wantagh                     DeutscheBank            0                  0
Meads                       DeutscheBank            3                  1
Toledo                      DeutscheBank            3                  1
Aurora                      DeutscheBank            0                  0
Carson                      DeutscheBank            0                  0
Hudson                      DeutscheBank            3                  1
Saegertown                  DeutscheBank            0                  0
Orlando                     DeutscheBank            3                  1
Batavia                     DeutscheBank            3                  1
Hi Vista                    DeutscheBank            0                  0
Marietta                    DeutscheBank            3                  1
Ink                         DeutscheBank            3                  1
Stuart                      DeutscheBank            0                  0
LINCOLNTON                  DeutscheBank            3                  1
Jackson                     DeutscheBank            3                  1
Greenville                  DeutscheBank            3                  1
Toledo                      DeutscheBank            0                  0
Columbia                    DeutscheBank            0                  0
Charlotte                   DeutscheBank            0                  0
Houston                     DeutscheBank            0                  0
Burlington                  DeutscheBank            3                  1
Oakville                    DeutscheBank            3                  1
Bexley                      DeutscheBank            0                  0
Wilmington                  DeutscheBank            0                  0
Kansas City                 DeutscheBank            3                  1
Warren                      DeutscheBank            3                  1
Pennington                  DeutscheBank            3                  1
Palm Harbor                 DeutscheBank            3                  1
Columbia                    DeutscheBank            0                  0
Cleveland                   DeutscheBank            3                  1
Moreno                      DeutscheBank            3                  1
El Toro                     DeutscheBank            3                  1
El Toro                     DeutscheBank            0                  0
Moreno Valley               DeutscheBank            3                  1
Leucadia                    DeutscheBank            3                  1
Sylvania                    DeutscheBank            3                  1
Concord                     DeutscheBank            0                  0
Jackson                     DeutscheBank            3                  1
Houston                     DeutscheBank            0                  0
Naples                      DeutscheBank            3                  1
Riverview                   DeutscheBank            3                  1
Canton                      DeutscheBank            3                  1
Keller                      DeutscheBank            3                  1
Washington                  DeutscheBank            0                  0
Sylvania                    DeutscheBank            0                  0
Detroit                     DeutscheBank            3                  1
Wonder Lake                 DeutscheBank            0                  0
La Tijera                   DeutscheBank            3                  1
Jackson                     DeutscheBank            3                  1
Riverview                   DeutscheBank            0                  0
Fort Edward                 DeutscheBank            3                  1
Marion                      DeutscheBank            0                  0
Jamaica                     DeutscheBank            3                  1
Youngstown                  DeutscheBank            3                  1
Harrisonville               DeutscheBank            3                  1
Hanford                     DeutscheBank            0                  0
Boise                       DeutscheBank            3                  1
Fairway                     DeutscheBank            3                  1
Phoenix                     DeutscheBank            3                  1
National City               DeutscheBank            0                  0
Chandler                    DeutscheBank            0                  0
Akron                       DeutscheBank            3                  1
Aberdeen                    DeutscheBank            3                  1
Harrisonville               DeutscheBank            0                  0
Lakeland                    DeutscheBank            3                  1
Detroit                     DeutscheBank            3                  1
Wilmington                  DeutscheBank            3                  1
Dellwood                    DeutscheBank            3                  1
Gibsonia                    DeutscheBank            3                  1
Sedona                      DeutscheBank            3                  1
Murrieta                    DeutscheBank            0                  0
Cleveland                   DeutscheBank            0                  0
Cheshire                    DeutscheBank            3                  1
Dalton                      DeutscheBank            0                  0
Albuquerque                 DeutscheBank            3                  1
NEW ORLEANS                 DeutscheBank            3                  1
Pekin                       DeutscheBank            3                  1
Fairfield                   DeutscheBank            0                  0
Palm Harbor                 DeutscheBank            0                  0
Orlando                     DeutscheBank            3                  1
Greenwell Springs           DeutscheBank            3                  1
Forest Park                 DeutscheBank            0                  0
Yucca Valley                DeutscheBank            3                  1
Mount Vernon                DeutscheBank            3                  1
Somerton                    DeutscheBank            3                  1
ENTERPRISE                  DeutscheBank            3                  1
Phoenix                     DeutscheBank            3                  1
Augusta                     DeutscheBank            3                  1
Cave Creek                  DeutscheBank            0                  0
Dallas                      DeutscheBank            0                  0
Temecula                    DeutscheBank            0                  0
Norbeck                     DeutscheBank            0                  0
Menasha                     DeutscheBank            3                  1
Goodrich                    DeutscheBank            3                  1
Leland                      DeutscheBank            3                  1
Pittsburgh                  DeutscheBank            3                  1
Franklinville               DeutscheBank            0                  0
Lafayette                   DeutscheBank            0                  0
Mandeville                  DeutscheBank            3                  1
Plyler                      DeutscheBank            0                  0
East Haddam                 DeutscheBank            0                  0
Asheville                   DeutscheBank            3                  1
Calhoun                     DeutscheBank            3                  1
Baxter                      DeutscheBank            3                  1
Walker                      DeutscheBank            3                  1
San Jose                    DeutscheBank            3                  1
New Smyrna Beach            DeutscheBank            0                  0
Boise                       DeutscheBank            0                  0
La Tijera                   DeutscheBank            0                  0
East Brunswick              DeutscheBank            0                  0
Chipley                     DeutscheBank            3                  1
Rochester                   DeutscheBank            3                  1
Jacksonville                DeutscheBank            3                  1
Masury                      DeutscheBank            0                  0
Roseville                   DeutscheBank            3                  1
Roseville                   DeutscheBank            0                  0
Toledo                      DeutscheBank            0                  0
Masury                      DeutscheBank            0                  0
Plaza                       DeutscheBank            3                  1
Rodeo                       DeutscheBank            3                  1
Hot Springs                 DeutscheBank            3                  1
Yukon                       DeutscheBank            0                  0
Darnestown                  DeutscheBank            3                  1
Hughson                     DeutscheBank            3                  1
Saint Petersburg            DeutscheBank            3                  1
Tulsa                       DeutscheBank            3                  1
Orosi                       DeutscheBank            3                  1
Independence                DeutscheBank            3                  1
Brandon                     DeutscheBank            3                  1
Philadelphia                DeutscheBank            3                  1
Glendale                    DeutscheBank            3                  1
Brandon                     DeutscheBank            0                  0
Chicopee                    DeutscheBank            3                  1
Asheville                   DeutscheBank            0                  0
Lynwood                     DeutscheBank            3                  1
Mastic                      DeutscheBank            0                  0
Hughson                     DeutscheBank            0                  0
Glendale                    DeutscheBank            0                  0
Cleveland                   DeutscheBank            3                  1
Orlando                     DeutscheBank            0                  0
Bradenton                   DeutscheBank            0                  0
Defiance                    DeutscheBank            0                  0
Flint                       DeutscheBank            3                  1
Tampa                       DeutscheBank            3                  1
Flint                       DeutscheBank            3                  1
Lorain                      DeutscheBank            3                  1
Poland                      DeutscheBank            3                  1
Gorham                      DeutscheBank            3                  1
Arundel                     DeutscheBank            3                  1
Cloverly                    DeutscheBank            3                  1
Cheshire                    DeutscheBank            0                  0
Buffalo                     DeutscheBank            0                  0
Miami                       DeutscheBank            0                  0
Kissimmee                   DeutscheBank            3                  1
Boardman                    DeutscheBank            3                  1
Fort Myers                  DeutscheBank            0                  0
West Middlesex              DeutscheBank            3                  1
Leland                      DeutscheBank            0                  0
                            DeutscheBank            3                  1
Darnestown                  DeutscheBank            0                  0
Roscommon                   DeutscheBank            3                  1
ROGERSVILLE                 DeutscheBank            0                  0
Cathedral City              DeutscheBank            0                  0
Paterson                    DeutscheBank            3                  1
Plain City                  DeutscheBank            3                  1
Lavaca                      DeutscheBank            3                  1
Wellston                    DeutscheBank            3                  1
Fort Wayne                  DeutscheBank            3                  1
Naranja                     DeutscheBank            0                  0
New Bedford                 DeutscheBank            0                  0
Lehi                        DeutscheBank            3                  1
Lynwood                     DeutscheBank            0                  0
Hi Vista                    DeutscheBank            3                  1
Cave Creek                  DeutscheBank            0                  0
Tracy                       DeutscheBank            3                  1
Indio                       DeutscheBank            3                  1
Saint Louis                 DeutscheBank            3                  1
Marion                      DeutscheBank            0                  0
Kissimmee                   DeutscheBank            0                  0
White Cloud                 DeutscheBank            3                  1
Stow                        DeutscheBank            3                  1
Canton                      DeutscheBank            3                  1
Danbury                     DeutscheBank            0                  0
Palm Harbor                 DeutscheBank            3                  1
Miami                       DeutscheBank            0                  0
MILWAUKEE                   DeutscheBank            3                  1
Hamilton                    DeutscheBank            3                  1
Lakeland                    DeutscheBank            0                  0
Davie                       DeutscheBank            3                  1
Middletown                  DeutscheBank            0                  0
Central Islip               DeutscheBank            0                  0
Jamaica                     DeutscheBank            0                  0
Lehigh                      DeutscheBank            3                  1
Stow                        DeutscheBank            0                  0
Greer                       DeutscheBank            0                  0
Lehi                        DeutscheBank            0                  0
Davie                       DeutscheBank            0                  0
Central Islip               DeutscheBank            0                  0
Sedona                      DeutscheBank            0                  0
Indio                       DeutscheBank            0                  0
Kansas City                 DeutscheBank            3                  1
WPAFB                       DeutscheBank            3                  1
WILMINGTON                  DeutscheBank            3                  1
Gulfport                    DeutscheBank            0                  0
Auburn                      DeutscheBank            0                  0
Glenmont                    DeutscheBank            0                  0
La Vergne                   DeutscheBank            3                  1
Mount Hope                  DeutscheBank            3                  1
Goodrich                    DeutscheBank            0                  0
Edgemoor                    DeutscheBank            3                  1
Miramar                     DeutscheBank            3                  1
Estero                      DeutscheBank            3                  1
Greenwood                   DeutscheBank            0                  0
Buffalo                     DeutscheBank            3                  1
Mahon                       DeutscheBank            3                  1
Cleveld                     DeutscheBank            3                  1
Estero                      DeutscheBank            0                  0
Anderson                    DeutscheBank            0                  0
Miami                       DeutscheBank            0                  0
Fontana                     DeutscheBank            3                  1
Chillicothe                 DeutscheBank            3                  1
Fort Pierce                 DeutscheBank            0                  0
Jackson                     DeutscheBank            3                  1
McMurray                    DeutscheBank            3                  1
Mobile                      DeutscheBank            3                  1
Fort Pierce                 DeutscheBank            3                  1
Mobile                      DeutscheBank            0                  0
Sevierville                 DeutscheBank            0                  0
Gorham                      DeutscheBank            0                  0
Antelope                    DeutscheBank            3                  1
Antelope                    DeutscheBank            0                  0
Lynco                       DeutscheBank            3                  1
Lake Wales                  DeutscheBank            3                  1
Palm Desert                 DeutscheBank            3                  1
San Gabriel                 DeutscheBank            0                  0
Sacramento                  DeutscheBank            3                  1
Long Beach                  DeutscheBank            3                  1
Watts                       DeutscheBank            3                  1
Sacramento                  DeutscheBank            3                  1
Tucson                      DeutscheBank            3                  1
Tucson                      DeutscheBank            0                  0
                            DeutscheBank            3                  1
Moreno Valley               DeutscheBank            0                  0
Pasadena                    DeutscheBank            3                  1
Pasadena                    DeutscheBank            0                  0
Mira Loma                   DeutscheBank            0                  0
Ldhl                        DeutscheBank            3                  1
Ldhl                        DeutscheBank            0                  0
Lakewood                    DeutscheBank            3                  1
Lakewood                    DeutscheBank            0                  0
Sylmar                      DeutscheBank            3                  1
Reno                        DeutscheBank            3                  1
Etna                        DeutscheBank            3                  1
Jacksboro                   DeutscheBank            3                  1
Toledo                      DeutscheBank            3                  1
Trabuco Canyon              DeutscheBank            3                  1
Montgomery                  DeutscheBank            3                  1
Davie                       DeutscheBank            0                  0
Kittery                     DeutscheBank            3                  1
Montgomery                  DeutscheBank            0                  0
Mack                        DeutscheBank            3                  1
Wellington                  DeutscheBank            3                  1
Tice                        DeutscheBank            0                  0
Haverhill                   DeutscheBank            3                  1
Lakeland                    DeutscheBank            0                  0
Seat Pleasant               DeutscheBank            3                  1
Islip                       DeutscheBank            0                  0
Hoschton                    DeutscheBank            0                  0
Asharoken                   DeutscheBank            0                  0
Cimarron Hills              DeutscheBank            3                  1
Oakville                    DeutscheBank            0                  0
Kernan                      DeutscheBank            3                  1
Edgewood                    DeutscheBank            3                  1
Arden                       DeutscheBank            3                  1
Silver Spring               DeutscheBank            0                  0
Wade                        DeutscheBank            3                  1
Aberdeen                    DeutscheBank            0                  0
Dallas                      DeutscheBank            0                  0
Chicago                     DeutscheBank            3                  1
Miramar                     DeutscheBank            0                  0
Torrington                  DeutscheBank            3                  1
Chicago                     DeutscheBank            3                  1
Warren                      DeutscheBank            3                  1
Fort Pierce                 DeutscheBank            0                  0
Washingtonville             DeutscheBank            3                  1
Shady Lake                  DeutscheBank          1.5                1.5
Napa                        DeutscheBank            3                  1
Las Vegas                   DeutscheBank            3                  1
Miami                       DeutscheBank            0                  0
Dale City                   DeutscheBank            3                  1
Yukon                       DeutscheBank            0                  0
Springfield                 DeutscheBank            3                  1
Knoxville                   DeutscheBank            3                  1
ETHEL                       DeutscheBank            3                  1
Lakeland                    DeutscheBank            0                  0
McMurray                    DeutscheBank            0                  0
Mount Washington            DeutscheBank            3                  1
Stuart                      DeutscheBank            0                  0
Tampa                       DeutscheBank            0                  0
Akron                       DeutscheBank            3                  1
Lansing                     DeutscheBank            3                  1
Poteau                      DeutscheBank            3                  1
Simpsonville                DeutscheBank            3                  1
Dade City                   DeutscheBank            3                  1
Jacksonville                DeutscheBank            0                  0
Miami                       DeutscheBank            3                  1
Simpsonville                DeutscheBank            3                  1
Linndale                    DeutscheBank            3                  1
Rochester                   DeutscheBank            0                  0
Sevierville                 DeutscheBank            0                  0
Dade City                   DeutscheBank            0                  0
Detroit                     DeutscheBank            3                  1
Cimarron Hills              DeutscheBank            0                  0
Bakersfield                 DeutscheBank            3                  1
Shreveport                  DeutscheBank            0                  0
Chattanooga                 DeutscheBank            3                  1
Raytown                     DeutscheBank            3                  1
Bloomingdale                DeutscheBank            3                  1
Tampa                       DeutscheBank            0                  0
Tracy                       DeutscheBank            0                  0
Melbourne                   DeutscheBank            3                  1
Tulsa                       DeutscheBank            0                  0
Surveyor                    DeutscheBank            0                  0
Warren                      DeutscheBank            3                  1
Tarpon Springs              DeutscheBank            3                  1
Dale City                   DeutscheBank            0                  0
Binghamton                  DeutscheBank            3                  1
Caldwell                    DeutscheBank            3                  1
Denver                      DeutscheBank            3                  1
Detroit                     DeutscheBank            0                  0
Progress                    DeutscheBank            0                  0
Florence                    DeutscheBank            3                  1
Phoenix                     DeutscheBank            0                  0
Lake Ridge                  DeutscheBank            3                  1
White House                 DeutscheBank            0                  0
Lake Ridge                  DeutscheBank            3                  1
Beloit                      DeutscheBank            3                  1
Greenwood                   DeutscheBank            0                  0
Las Vegas                   DeutscheBank            0                  0
Mount Washington            DeutscheBank            0                  0
Pompano Beach               DeutscheBank            3                  1
Caldwell                    DeutscheBank            0                  0
Darbydale                   DeutscheBank            3                  1
Simpsonville                DeutscheBank            0                  0
Westerville                 DeutscheBank            3                  1
Taft                        DeutscheBank            0                  0
Leesburg                    DeutscheBank            3                  1
Grandview                   DeutscheBank            3                  1
Grandview                   DeutscheBank            0                  0
Call                        DeutscheBank            3                  1
Alex                        DeutscheBank            3                  1
Wade                        DeutscheBank            0                  0
Tarpon Springs              DeutscheBank            0                  0
Buckeye                     DeutscheBank            3                  1
Lake Ridge                  DeutscheBank            0                  0
Stone Mountain              DeutscheBank            3                  1
PHILADELPHIA                DeutscheBank            3                  1
Ruther Glen                 DeutscheBank            3                  1
TULSA                       DeutscheBank            3                  1
Appleton                    DeutscheBank            0                  0
Atlanta                     DeutscheBank            3                  1
Mooresville                 DeutscheBank            3                  1
Sherwood                    DeutscheBank            0                  0
Flint                       DeutscheBank            3                  1
Denver                      DeutscheBank            0                  0
Harristown                  DeutscheBank            0                  0
Stone Mountain              DeutscheBank            0                  0
DARLINGTON                  DeutscheBank            3                  1
Kansas City                 DeutscheBank            3                  1
Pandora                     DeutscheBank            0                  0
Chattanooga                 DeutscheBank            0                  0
Denver                      DeutscheBank            0                  0
Gallatin                    DeutscheBank            3                  1
Conley                      DeutscheBank            3                  1
LAWRENCEBURG                DeutscheBank            3                  1
Biloxi                      DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
UTICA                       DeutscheBank            3                  1
Devon                       DeutscheBank            3                  1
Jackson                     DeutscheBank            3                  1
Murrieta                    DeutscheBank            3                  1
Chicago                     DeutscheBank            3                  1
Allen                       DeutscheBank            0                  0
Bobo                        DeutscheBank            0                  0
Lisbon                      DeutscheBank            3                  1
FLINT                       DeutscheBank            3                  1
Westerville                 DeutscheBank            0                  0
Ruther Glen                 DeutscheBank            0                  0
Huntley                     DeutscheBank            3                  1
Pine                        DeutscheBank            3                  1
Carthage                    DeutscheBank            3                  1
BROOKLYN                    DeutscheBank            0                  0
DOWNSVILLE                  DeutscheBank            3                  1
Chillicothe                 DeutscheBank            0                  0
Fdl                         DeutscheBank            3                  1
Lakeland                    DeutscheBank            0                  0
ALBANY                      DeutscheBank            3                  1
Albuquerque                 DeutscheBank            0                  0
Philadelphia                DeutscheBank            0                  0
Augusta                     DeutscheBank            0                  0
LANSING                     DeutscheBank            3                  1
New Port Richey             DeutscheBank            3                  1
Tualatin                    DeutscheBank            3                  1
Lake Ridge                  DeutscheBank            0                  0
Walker                      DeutscheBank            0                  0
Fdl                         DeutscheBank            0                  0
Warren                      DeutscheBank            0                  0
Princeton                   DeutscheBank            0                  0
Pompano Beach               DeutscheBank            0                  0
UTICA                       DeutscheBank            0                  0
Macon                       DeutscheBank            0                  0
Mount Hope                  DeutscheBank            0                  0
Marina                      DeutscheBank            3                  1
Cooke                       DeutscheBank            0                  0
Columbus                    DeutscheBank            3                  1
Washington                  DeutscheBank            3                  1
Boardman                    DeutscheBank            3                  1
Conover                     DeutscheBank            0                  0
Memphis                     DeutscheBank            3                  1
Middletown                  DeutscheBank            3                  1
Lima                        DeutscheBank            0                  0
Newark                      DeutscheBank            3                  1
Washington                  DeutscheBank            3                  1
Gadsden                     DeutscheBank            3                  1
Wilmington                  DeutscheBank            0                  0
CHATTANOOGA                 DeutscheBank            3                  1
Laceyville                  DeutscheBank            3                  1
Cape Coral                  DeutscheBank            3                  1
Reva                        DeutscheBank            3                1.5
Charlotte                   DeutscheBank            0                  0
Riverdale                   DeutscheBank            0                  0
Webster                     DeutscheBank            0                  0
Tuxedo                      DeutscheBank            0                  0
Cloverly                    DeutscheBank            0                  0
PRAIRIEVILLE                DeutscheBank            3                  1
Odessa                      DeutscheBank            3                  1
Odessa                      DeutscheBank            0                  0
Pine                        DeutscheBank            0                  0
PORTLAND                    DeutscheBank            3                  1
EAST BOSTON                 DeutscheBank            3                  1
Laceyville                  DeutscheBank            0                  0
Honeoye                     DeutscheBank            3                  1
Akron                       DeutscheBank            3                  1
Streetsboro                 DeutscheBank            3                  1
Miami                       DeutscheBank            3                  1
Riviera Beach               DeutscheBank            3                  1
Hollywood                   DeutscheBank            3                  1
Saco                        DeutscheBank            3                  1
Saco                        DeutscheBank            3                  1
Tualatin                    DeutscheBank            0                  0
Streetsboro                 DeutscheBank            0                  0
Phoenix                     DeutscheBank            0                  0
Sarasota                    DeutscheBank            3                  1
ESCANABA                    DeutscheBank            3                  1
Ithaca                      DeutscheBank            0                  0
CRYSTAL LAKE                DeutscheBank            3                  1
METHUEN                     DeutscheBank            3                  1
MILAN                       DeutscheBank            3                  1
PHILADELPHIA                DeutscheBank            3                  1
LEVITTOWN                   DeutscheBank            3                  1
PALM BRANCH                 DeutscheBank            3                  1
COLUMBIA                    DeutscheBank            3                  1
LINDEN                      DeutscheBank            3                  1
BEAUMONT                    DeutscheBank            0                  0
MEMPHIS                     DeutscheBank            0                  0
CAMPBELL                    DeutscheBank            3                  1
PITTSBURGH                  DeutscheBank            0                  0
ALTOONA                     DeutscheBank            3                  1
PHILADELPHIA                DeutscheBank            3                  1
AKRON                       DeutscheBank            3                  1
HILTON                      DeutscheBank            3                  1
WOODSTOCK                   DeutscheBank            3                  1
UTICA                       DeutscheBank            3                  1
ST LOUIS                    DeutscheBank            3                  1
OCEAN SPRINGS               DeutscheBank            3                  1
MURRIETA                    DeutscheBank            3                  1
WEST POINT                  DeutscheBank            3                  1
CARNESVILLE                 DeutscheBank            3                  1
MERCER                      DeutscheBank            3                  1
MERIDIAN                    DeutscheBank            3                  1
BRANDON                     DeutscheBank            3                  1
SPARTA                      DeutscheBank            0                  0
BAYVILLE                    DeutscheBank            0                  0
TOLEDO                      DeutscheBank            3                  1
SAN FRACISCO                DeutscheBank            3                  1
CLAREMORE                   DeutscheBank            3                  1
ROSLYN                      DeutscheBank            0                  0
IDYLLWILD                   DeutscheBank            3                  1
Bethlehem                   DeutscheBank            3                  1
JACKSON                     DeutscheBank            3                  1
BATON ROUGE                 DeutscheBank            0                  0
MILWAUKEE                   DeutscheBank            3                  1
OVERLAND PARK               DeutscheBank            3                  1
NEW ORLEANS                 DeutscheBank            3                  1
BOISE                       DeutscheBank            3                  1
WILBRAHAM                   DeutscheBank            3                  1
WESTMINSTER                 DeutscheBank            3                  1
TWO RIVERS                  DeutscheBank            3                  1
ANDEAS                      DeutscheBank            0                  0
GREENVILLE                  DeutscheBank            3                  1
MASSILLON                   DeutscheBank            0                  0
DENVER                      DeutscheBank            3                  1
JACKSON                     DeutscheBank            3                  1
CHARLESTOWN                 DeutscheBank            3                  1
EVERETT                     DeutscheBank            3                  1
RATON                       DeutscheBank            3                  1
WEST HARTFORD               DeutscheBank            3                  1
AKRON                       DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
GREAT FALLS                 DeutscheBank            3                  1
RIVERDALE                   DeutscheBank            3                  1
GERMANTOWN                  DeutscheBank            3                  1
HOUSTON                     DeutscheBank            0                  0
DETROIT                     DeutscheBank            0                  0
GALLOWAY                    DeutscheBank            3                  1
JACKSON                     DeutscheBank            3                  1
PHILADELPHIA                DeutscheBank            3                  1
BIG BEAR LAKE               DeutscheBank            3                  1
TULSA                       DeutscheBank            3                  1
BRENTWOOD                   DeutscheBank            3                  1
SOMERVILLE                  DeutscheBank            3                  1
PALM HARBOR                 DeutscheBank            3                  1
ALLIANCE                    DeutscheBank            3                  1
MORRAL                      DeutscheBank            3                  1
BOYNE CITY                  DeutscheBank            3                  1
CORONA                      DeutscheBank            3                  1
NORTH MIAMI                 DeutscheBank            0                  0
SAVANNAH                    DeutscheBank            3                  1
CLEVELAND                   DeutscheBank            3                  1
LORAIN                      DeutscheBank            3                  1
YOUNGSTOWN                  DeutscheBank            3                  1
NEWBURGH                    DeutscheBank            3                  1
RACINE                      DeutscheBank            3                  1
BATON ROUGE                 DeutscheBank            0                  0
WHEELERSBURG                DeutscheBank            3                  1
BLACKWELL                   DeutscheBank            3                  1
NAPOLEONVILLE               DeutscheBank            0                  0
GARNER                      DeutscheBank            3                  1
JUDSONIA                    DeutscheBank            3                  1
FRAMINGHAM                  DeutscheBank            3                  1
DOUGLAS                     DeutscheBank            0                  0
ANTWERP                     DeutscheBank            3                  1
DENHAM SPRINGS              DeutscheBank            3                  1
HACIENDA HEIGHTS            DeutscheBank            0                  0
HIGHLAND                    DeutscheBank            3                  1
ATHENS                      DeutscheBank            3                  1
CAHOKIA                     DeutscheBank            3                  1
BATON ROUGE                 DeutscheBank            3                  1
FLINT                       DeutscheBank            3                  1
ASHLAND                     DeutscheBank            3                  1
BIXBY                       DeutscheBank            3                  1
NASHVILLE                   DeutscheBank            3                  1
SOUTH BEND                  DeutscheBank            3                  1
LUCEDALE                    DeutscheBank            3                  1
HOUSTON                     DeutscheBank            0                  0
LANCASTER                   DeutscheBank            0                  0
PERRIS                      DeutscheBank            3                  1
NOBLESVILLE                 DeutscheBank            3                  1
GRAYSVILLE                  DeutscheBank            3                  1
WASHINGTON                  DeutscheBank            0                  0
CHICAGO                     DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
RANCHO MIRAGE               DeutscheBank            0                  0
MOWEAQUA                    DeutscheBank            3                  1
PICO RIVERA                 DeutscheBank            3                  1
SPRINGFIELD                 DeutscheBank            3                  1
MORGANTON                   DeutscheBank            3                  1
COUNTRY CLUB HILLS          DeutscheBank            3                  1
LUCEDALE                    DeutscheBank            3                  1
OAK PARK                    DeutscheBank            3                  1
ABINGTON                    DeutscheBank            3                  1
SANTA FE SPRINGS            DeutscheBank            0                  0
ALPHARETTA                  DeutscheBank            3                  1
NORTH BABYLON               DeutscheBank            0                  0
KANSAS CITY                 DeutscheBank            3                  1
PAULDING                    DeutscheBank            3                  1
MARGATE                     DeutscheBank            3                  1
NEW ORLEANS                 DeutscheBank            0                  0
MOBILE                      DeutscheBank            3                  1
FERNANDINA BEACH            DeutscheBank            3                  1
SILVERTHORNE                DeutscheBank            3                  1
WHARTON                     DeutscheBank            0                  0
MOORESVILLE                 DeutscheBank            3                  1
COLORADO SPRINGS            DeutscheBank            3                  1
MCGUFFEY                    DeutscheBank            3                  1
QUEEN CREEK                 DeutscheBank            3                  1
ORLANDO                     DeutscheBank            0                  0
LUCEDALE                    DeutscheBank            0                  0
MIAMI                       DeutscheBank            3                  1
MARTINS FERRY               DeutscheBank            3                  1
PORTSMOUTH                  DeutscheBank            3                  1
ORCHARD PARK                DeutscheBank            3                  1
EWA BEACH                   DeutscheBank            0                  0
DISCOVERY BAY               DeutscheBank            0                  0
PARK FOREST                 DeutscheBank            3                  1
FITHIAN                     DeutscheBank            3                  1
ROCKFORD                    DeutscheBank            3                  1
HAGERSTOWN                  DeutscheBank            3                  1
EXMORE                      DeutscheBank            3                  1
ST LOUIS                    DeutscheBank            3                  1
SADORUS                     DeutscheBank            3                  1
NORTH PLAINFIELD            DeutscheBank            3                  1
LOS ANGELES                 DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
NILES                       DeutscheBank            3                  1
WAXHAW                      DeutscheBank            3                  1
JACKSON                     DeutscheBank            3                  1
PHELPS                      DeutscheBank            0                  0
SELMA                       DeutscheBank            3                  1
FULTS                       DeutscheBank            3                  1
SIMPSONVILLE                DeutscheBank            0                  0
BRECKSVILLE                 DeutscheBank            3                  1
OTTAWA                      DeutscheBank            3                  1
MILLPORT                    DeutscheBank            3                  1
HUBBARD LK                  DeutscheBank            3                  1
OPP                         DeutscheBank            3                  1
NEWPORT                     DeutscheBank            0                  0
ROCKFORD                    DeutscheBank            0                  0
ST CHARLES                  DeutscheBank            3                  1
LA PUENTE                   DeutscheBank            3                  1
RICHMOND                    DeutscheBank            3                  1
ATCHISON                    DeutscheBank            3                  1
LEXINGTON                   DeutscheBank            0                  0
WESTFIELD                   DeutscheBank            3                  1
BIRMINGHAM                  DeutscheBank            3                  1
BIRMINGHAM                  DeutscheBank            3                  1
ADA                         DeutscheBank            3                  1
OSSINEKE                    DeutscheBank            3                  1
SHERWOOD                    DeutscheBank            3                  1
DAYTON                      DeutscheBank            3                  1
WORCESTER                   DeutscheBank            3                  1
TEMPLE HILLS                DeutscheBank            3                  1
JOPLIN                      DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
BEEBE                       DeutscheBank            3                  1
DUNDALK                     DeutscheBank            0                  0
MOUNT MORRIS                DeutscheBank            3                  1
ROSLINDALE                  DeutscheBank            0                  0
SANTA MARIA                 DeutscheBank            0                  0
MARICOPA                    DeutscheBank            3                  1
COLUMBIA                    DeutscheBank            3                  1
OIL CITY                    DeutscheBank            3                  1
ELWOOD                      DeutscheBank            3                  1
BUFFALO GROVE               DeutscheBank            3                  1
DES MOINES                  DeutscheBank            3                  1
LANSING                     DeutscheBank            3                  1
LELAND                      DeutscheBank            3                  1
LAFAYETTE                   DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
BRANT ROCK                  DeutscheBank            0                  0
HENDERSONVILLE              DeutscheBank            3                  1
LOS ANGELES                 DeutscheBank            3                  1
ALBUQUERQUE                 DeutscheBank            3                  1
DENISON                     DeutscheBank            3                  1
WOODSTOCK                   DeutscheBank            3                  1
PAINESVILLE                 DeutscheBank            3                  1
SAINT JOHN                  DeutscheBank            3                  1
RIVERSIDE                   DeutscheBank            3                  1
APEX                        DeutscheBank            3                  1
PHOENIX                     DeutscheBank            3                  1
PHILADELPHIA                DeutscheBank            3                  1
GARFIELD HTS                DeutscheBank            3                  1
SAGINAW                     DeutscheBank            3                  1
WAUCONDA                    DeutscheBank            3                  1
PORTLAND                    DeutscheBank            0                  0
ATLANTA                     DeutscheBank            3                  1
CLAYTON                     DeutscheBank            3                  1
ALBUQUERQUE                 DeutscheBank            3                  1
OZONE PARK                  DeutscheBank            0                  0
FLINT                       DeutscheBank            3                  1
MARGATE                     DeutscheBank            3                  1
MASSILLON                   DeutscheBank            3                  1
CASA GRANDE                 DeutscheBank            3                  1
SAN BERNARDINO              DeutscheBank            3                  1
ALTO                        DeutscheBank            3                  1
WICHITA                     DeutscheBank            0                  0
WINTER GARDEN               DeutscheBank            3                  1
CICERO                      DeutscheBank            3                  1
MATTAPAN                    DeutscheBank            3                  1
KIRKLAND                    DeutscheBank            3                  1
BELLEVILLE                  DeutscheBank            3                  1
DAYTON                      DeutscheBank            0                  0
LAS VEGAS                   DeutscheBank            3                  1
MURRIETA                    DeutscheBank            3                  1
ERIE                        DeutscheBank            3                  1
OSCEOLA MILLS               DeutscheBank            3                  1
CANTON                      DeutscheBank            3                  1
BURGETTSTOWN                DeutscheBank            3                  1
CLAYTON                     DeutscheBank            3                  1
LAKELAND                    DeutscheBank            3                  1
LOS ANGELES                 DeutscheBank            3                  1
WILLIAMSON                  DeutscheBank            3                  1
NOBLESVILLE                 DeutscheBank            3                  1
EAST ELMHURST               DeutscheBank            0                  0
MEMPHIS                     DeutscheBank            0                  0
DAYTON                      DeutscheBank            3                  1
INDEPENDENCE                DeutscheBank            0                  0
FONTANA                     DeutscheBank            3                  1
CHICAGO                     DeutscheBank            0                  0
TRAVERSE CITY               DeutscheBank            3                  1
CEDARSVILLE                 DeutscheBank            3                  1
GONZALES                    DeutscheBank            3                  1
ESSEX                       DeutscheBank            0                  0
PONTIAC                     DeutscheBank            3                  1
PORTLAND                    DeutscheBank            3                  1
FAIRFIELD                   DeutscheBank            3                  1
CLEVELAND                   DeutscheBank            0                  0
KEMMERER                    DeutscheBank            3                  1
LYNDHURST                   DeutscheBank            0                  0
WOODBRIDGE                  DeutscheBank            3                  1
ARNOLD                      DeutscheBank            3                  1
CLEVELAND                   DeutscheBank            3                  1
LAKEWOOD                    DeutscheBank            3                  1
PHOENIX                     DeutscheBank            3                  1
LYNN                        DeutscheBank            3                  1
MONROE                      DeutscheBank            3                  1
WILMINGTON                  DeutscheBank            3                  1
PETALUMA                    DeutscheBank            3                  1
MILL SPRING                 DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
POULSBO                     DeutscheBank            3                  1
INDIO                       DeutscheBank            3                  1
LOS ANGELES                 DeutscheBank            3                  1
WEAVERVILLE                 DeutscheBank            3                  1
SONOMA                      DeutscheBank            0                  0
CANTON                      DeutscheBank            3                  1
MIAMI                       DeutscheBank            3                  1
ORLANDO                     DeutscheBank            3                  1
ATTLEBORO                   DeutscheBank            3                  2
APPLE VALLEY                DeutscheBank            3                  2
WEST PITTSBURG              DeutscheBank            3                  2
WORCESTER                   DeutscheBank            3                  2
DETROIT                     DeutscheBank            3                  1
DISTRICT HEIGHTS            DeutscheBank            3                  1
AURORA                      DeutscheBank            3                  1
SUGAR GROVE                 DeutscheBank            3                  1
TRACY                       DeutscheBank            3                  1
NEW HAVEN                   DeutscheBank            3                  1
STOCKTON                    DeutscheBank            0                  0
AKRON                       DeutscheBank            3                  1
FREMONT                     DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            3                  1
CURTICE                     DeutscheBank            3                  1
CHILLICOTHE                 DeutscheBank            3                  1
LEAVITTSBURG                DeutscheBank            0                  0
SNELLVILLE                  DeutscheBank            3                  1
OAK PARK                    DeutscheBank            3                  1
ELKTON                      DeutscheBank            3                  1
VIRGINIA BEACH              DeutscheBank            3                  1
NEW HAVEN                   DeutscheBank            3                  1
GERMANTOWN                  DeutscheBank            3                  1
ORLANDO                     DeutscheBank            3                  1
UHRICHSVILLE                DeutscheBank            0                  0
ACWORTH                     DeutscheBank            3                  1
BRONXVILLE                  DeutscheBank            3                  1
BERLIN HEIGHTS              DeutscheBank            3                  1
JONESBORO                   DeutscheBank            3                  1
GREENFIELD                  DeutscheBank            3                  1
DELRAY BEACH HEIGHTS        DeutscheBank            3                  1
CAMDEN                      DeutscheBank            3                  1
INDEPENDENCE TOWNSHIP       DeutscheBank            3                  1
OVERLAND PARK               DeutscheBank            3                  1
SKIATOOK                    DeutscheBank            3                  1
SAN FRANCISCO               DeutscheBank            0                  0
BRENTWOOD                   DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
SANTA ROSA                  DeutscheBank            0                  0
GALION                      DeutscheBank            3                  1
SHREVEPORT                  DeutscheBank            3                  1
MILWAUKEE                   DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
CENTENNIAL                  DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
CORBIN                      DeutscheBank            3                  1
AKRON                       DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
CANAL WINCHESTER            DeutscheBank            3                  1
ALBUQUERQUE                 DeutscheBank            3                  1
ZANESVILLE                  DeutscheBank            3                  1
TRAVERSE CITY               DeutscheBank            3                  1
DECKERVILLE                 DeutscheBank            3                  1
KENTON                      DeutscheBank            3                  1
PARK RIDGE                  DeutscheBank            0                  0
PHILADELPHIA                DeutscheBank            3                  1
MARTINEZ                    DeutscheBank            3                  1
LEXINGTON                   DeutscheBank            0                  0
EUNICE                      DeutscheBank            3                  1
AUBURN                      DeutscheBank            3                  1
Norcross                    DeutscheBank            3                  1
SAINT LOUIS                 DeutscheBank            3                  1
NAPERVILLE                  DeutscheBank            3                  1
FORDS                       DeutscheBank            3                  1
HOLLAND                     DeutscheBank            3                  1
NELSONVILLE                 DeutscheBank            0                  0
KISSIMMEE                   DeutscheBank            3                  1
GRAFTON                     DeutscheBank            3                  1
CORONA                      DeutscheBank            3                  1
DES MOINES                  DeutscheBank            3                  1
GREENVILLE                  DeutscheBank            3                  1
BAY SHORE                   DeutscheBank            0                  0
CHARLOTTE                   DeutscheBank            3                  1
EDEN PRAIRIE                DeutscheBank            3                  1
SUMMIT                      DeutscheBank            3                  1
SOMERSET                    DeutscheBank            3                  1
SILVER SPRING               DeutscheBank            3                  1
RIO RANCHO                  DeutscheBank            3                  1
PORT HURON                  DeutscheBank            3                  1
PUT-IN-BAY                  DeutscheBank            0                  0
MASTIC BEACH                DeutscheBank            3                  1
TROY                        DeutscheBank            3                  1
MARICOPA                    DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
PHOENIX                     DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
BELLEVILLE                  DeutscheBank            3                  1
HOPEWELL JUNCTION           DeutscheBank            3                  1
VANDALIA                    DeutscheBank            3                  1
FLORENCE                    DeutscheBank            3                  1
CLARKSTOWN                  DeutscheBank            3                  1
VAN BUREN                   DeutscheBank            3                  1
ALBANY                      DeutscheBank            3                  1
GALESBURG                   DeutscheBank            3                  1
ALEXANDER                   DeutscheBank            3                  1
REDFORD                     DeutscheBank            3                  1
FRESNO                      DeutscheBank            3                  1
SEBRING                     DeutscheBank            0                  0
ST PETERS                   DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            3                  1
COLORADO SPRINGS            DeutscheBank            3                  1
BURLINGTON                  DeutscheBank            3                  1
BATAVIA                     DeutscheBank            3                  1
DAYTON                      DeutscheBank            3                  1
LEBANON                     DeutscheBank            3                  1
MONTGOMERY VILLAGE          DeutscheBank            3                  1
EVERGREEN                   DeutscheBank            0                  0
JOLIET                      DeutscheBank            3                  1
LAURENS                     DeutscheBank            3                  1
GRAND RAPIDS                DeutscheBank            3                  1
HUNTINGTON                  DeutscheBank            0                  0
BICKNELL                    DeutscheBank            3                  1
BRENTWOOD                   DeutscheBank            3                  1
TUSTIN                      DeutscheBank            0                  0
WYOMING                     DeutscheBank            3                  1
WILMINGTON                  DeutscheBank            3                  1
DELRAY BEACH                DeutscheBank            3                  1
MARIETTA                    DeutscheBank            3                  1
HOMELAND                    DeutscheBank            0                  0
TAUNTON                     DeutscheBank            3                  1
CLEVELAND                   DeutscheBank            3                  1
MACHESNEY PARK              DeutscheBank            3                  1
BUENA PARK                  DeutscheBank            3                  1
NEW PHILADELPHIA            DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
CUMMING                     DeutscheBank            3                  1
ROCKY RIVER                 DeutscheBank            3                  1
MUNCIE                      DeutscheBank            0                  0
PLANO                       DeutscheBank            3                  1
MARION                      DeutscheBank            3                  1
ATLANTA                     DeutscheBank            3                  1
MEDWAY                      DeutscheBank            3                  1
FORT WAYNE                  DeutscheBank            3                  1
CHICAGO                     DeutscheBank            0                  0
SLATEDALE                   DeutscheBank            0                  0
HATBORO                     DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
ASHTABULA                   DeutscheBank            3                  1
STRONGSVILLE                DeutscheBank            3                  1
SILVER SPRING               DeutscheBank            3                  1
KINGSTON                    DeutscheBank            3                  1
GREENVILLE                  DeutscheBank            3                  1
UPPER SANDUSKY              DeutscheBank            3                  1
STAFFORD                    DeutscheBank            3                  1
HAMPTON                     DeutscheBank            3                  1
CROSBY                      DeutscheBank            0                  0
BOLINGBROOK                 DeutscheBank            3                  1
CHARDON                     DeutscheBank            3                  1
NICHOLASVILLE               DeutscheBank            3                  1
ORLANDO                     DeutscheBank            3                  1
FAIRFIELD                   DeutscheBank            3                  1
AKRON                       DeutscheBank            3                  1
ROMEOVILLE                  DeutscheBank            3                  1
GREENVILLE                  DeutscheBank            3                  1
TACOMA                      DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
CLEVELAND                   DeutscheBank            3                  1
ST CLAIR SHORES             DeutscheBank            0                  0
PALOS HEIGHTS               DeutscheBank            0                  0
ROHNERT PARK                DeutscheBank            3                  1
MINNEAPOLIS                 DeutscheBank            3                  1
ODESSA                      DeutscheBank            3                  1
VERO BEACH                  DeutscheBank            3                  1
PHENIX CITY                 DeutscheBank            0                  0
MANISTEE                    DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
LAWRENCEVILLE               DeutscheBank            3                  1
OKLAHOMA CITY               DeutscheBank            3                  1
NORTH CHARLESTON            DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            0                  0
AKRON                       DeutscheBank            3                  1
LEXINGTON                   DeutscheBank            0                  0
CANDLER                     DeutscheBank            3                  1
VERNON                      DeutscheBank            3                  1
BOLINGBROOK                 DeutscheBank            3                  1
DAVENPORT                   DeutscheBank            3                  1
MENTOR                      DeutscheBank            3                  1
RANCHO MURRIETA             DeutscheBank            0                  0
MAUMELLE                    DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
LONG BEACH                  DeutscheBank            3                  1
DUBLIN                      DeutscheBank            3                  1
GLENDALE                    DeutscheBank            3                  1
JACKSONVILLE                DeutscheBank            3                  1
BATTLE CREEK                DeutscheBank            3                  1
PORTLAND                    DeutscheBank            3                  1
OLMSTED FALLS               DeutscheBank            3                  1
NEWARK                      DeutscheBank            3                  1
TEMPE                       DeutscheBank            3                  1
DOVER                       DeutscheBank            3                  1
SPRINGFIELD                 DeutscheBank            3                  1
BEAVER DAM                  DeutscheBank            3                  1
WEST PALM BEACH             DeutscheBank            3                  1
SPRINGFIELD                 DeutscheBank            3                  1
LOWELL                      DeutscheBank            3                  1
DECATUR                     DeutscheBank            0                  0
APPLE VALLEY                DeutscheBank            3                  1
HEMET                       DeutscheBank            3                  1
WAYNESVILLE                 DeutscheBank            3                  1
DUMFRIES                    DeutscheBank            3                  1
WASHINGTON                  DeutscheBank            3                  1
LAWRENCE                    DeutscheBank            0                  0
TULSA                       DeutscheBank            3                  1
MIDDLETOWN                  DeutscheBank            3                  1
NAPLES                      DeutscheBank            3                  1
DAVENPORT                   DeutscheBank            3                  1
SAGINAW                     DeutscheBank            3                  1
MCKEESPORT                  DeutscheBank            3                  1
CAPITOL HEIGHTS             DeutscheBank            0                  0
SAINT LOUIS                 DeutscheBank            0                  0
LAKE VILLA                  DeutscheBank            3                  1
CHIPPEWA LAKE               DeutscheBank            3                  1
AIKEN                       DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
SAINT LOUIS                 DeutscheBank            3                  1
EAST POINTE                 DeutscheBank            3                  1
CARLSBAD                    DeutscheBank            3                  1
GARDEN GROVE                DeutscheBank            0                  0
LAKE CHARLES                DeutscheBank            3                  1
WARREN                      DeutscheBank            3                  1
NEW IBERIA                  DeutscheBank            3                  1
TOCCOA                      DeutscheBank            3                  1
KINGS MILL                  DeutscheBank            3                  1
MEMPHIS                     DeutscheBank            3                  1
ROSEDALE                    DeutscheBank            3                  1
CANTON                      DeutscheBank            3                  1
SAINT LOUIS                 DeutscheBank            3                  1
KNOXVILLE                   DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
MEMPHIS                     DeutscheBank            3                  1
MORROW                      DeutscheBank            3                  1
DELAWARE                    DeutscheBank            3                  1
LEXINGTON                   DeutscheBank            3                  1
CHICAGO                     DeutscheBank            0                  0
BEAR                        DeutscheBank            0                  0
ST LOUIS                    DeutscheBank            3                  1
WILMINGTON                  DeutscheBank            3                  1
FAYETTEVILLE                DeutscheBank            3                  1
NEWCOMERSTOWN               DeutscheBank            0                  0
LOUISBURG                   DeutscheBank            3                  1
PORT CLINTON                DeutscheBank            3                  1
MIAMI                       DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
GREENWOOD                   DeutscheBank            3                  1
NEW LENOX                   DeutscheBank            3                  1
RALEIGH                     DeutscheBank            3                  1
BERKLEY                     DeutscheBank            3                  1
FLINTSTONE                  DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
STEVENS POINT               DeutscheBank            3                  1
LANCASTER                   DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
JOLIET                      DeutscheBank            3                  1
VALLES MINES                DeutscheBank            3                  1
LOWELLVILLE                 DeutscheBank            0                  0
HEPHZIBAH                   DeutscheBank            3                  1
PHILADELPHIA                DeutscheBank            3                  1
SPENCER                     DeutscheBank            3                  1
EAST LAKE                   DeutscheBank            3                  1
WOODBRIDGE                  DeutscheBank            3                  1
NORWALK                     DeutscheBank            3                  1
SULLIVAN                    DeutscheBank            3                  1
WARRENVILLE                 DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            3                  1
STREETSBORO                 DeutscheBank            3                  1
LUDLOW                      DeutscheBank            3                  1
ATLANTA                     DeutscheBank            3                  1
SAN BERNARDINO              DeutscheBank            0                  0
DRYDEN                      DeutscheBank            3                  1
CINCINNATI                  DeutscheBank            3                  1
SCOTTSDALE                  DeutscheBank            3                  1
CORONA                      DeutscheBank            0                  0
WOODBRIDGE                  DeutscheBank            3                  1
EMMETT                      DeutscheBank            0                  0
SPENCER                     DeutscheBank            3                  1
SILER CITY                  DeutscheBank            3                  1
TINLEY PARK                 DeutscheBank            0                  0
IMLAY CITY                  DeutscheBank            3                  1
VERO BEACH                  DeutscheBank            0                  0
LITTLEROCK                  DeutscheBank            0                  0
LEE'S SUMMIT                DeutscheBank            3                  1
FOSTORIA                    DeutscheBank            0                  0
WISCONSIN DELLS             DeutscheBank            3                  1
ST. LOUIS                   DeutscheBank            3                  1
PHILADELPHIA                DeutscheBank            3                  1
WAUPACA                     DeutscheBank            3                  1
SILVER LAKE                 DeutscheBank            3                  1
COLUMBIA                    DeutscheBank            3                  1
CANTON                      DeutscheBank            3                  1
YOUNGSTOWN                  DeutscheBank            0                  0
LOOKOUT MOUNTAIN            DeutscheBank            3                  1
PITTSBURGH                  DeutscheBank            3                  1
RALEIGH                     DeutscheBank            3                  1
SALIDA                      DeutscheBank            3                  1
WILMINGTON                  DeutscheBank            3                  1
DALLAS                      DeutscheBank            3                  1
GREENVILLE                  DeutscheBank            0                  0
LITTLE ROCK                 DeutscheBank            3                  1
CHARLOTTE                   DeutscheBank            3                  1
OXNARD                      DeutscheBank            0                  0
FISHERS                     DeutscheBank            3                  1
VIRGINIA BEACH              DeutscheBank            3                  1
PELHAM                      DeutscheBank            3                  1
LENNOX                      DeutscheBank            0                  0
UNIONTOWN                   DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
NEWBURGH                    DeutscheBank            3                  1
SOUTH HOLLAND               DeutscheBank            3                  1
ROCKLEDGE                   DeutscheBank            3                  1
WINBER                      DeutscheBank            3                  1
WORCESTER                   DeutscheBank            3                  1
MARSHALL                    DeutscheBank            3                  1
BROADVIEW                   DeutscheBank            0                  0
DETROIT                     DeutscheBank            3                  1
HUNTSVILLE                  DeutscheBank            3                  1
TOLEDO                      DeutscheBank            3                  1
CARPENTERSVILLE             DeutscheBank            3                  1
KINGMAN                     DeutscheBank            0                  0
MAIDEN                      DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
MILFORD                     DeutscheBank            3                  1
TOLEDO                      DeutscheBank            3                  1
EPHRAIM                     DeutscheBank            3                  1
SHAPLEIGH                   DeutscheBank            0                  0
CHANDLER                    DeutscheBank            3                  1
MONTGOMERY                  DeutscheBank            3                  1
MARICOPA                    DeutscheBank            3                  1
CONYERS                     DeutscheBank            3                  1
POTTSTOWN                   DeutscheBank            3                  1
RIVIERA BEACH               DeutscheBank            0                  0
HEMINGWAY                   DeutscheBank            3                  1
MARIETTA                    DeutscheBank            3                  1
OPA LOCKA                   DeutscheBank            0                  0
CASTLE ROCK                 DeutscheBank            3                  1
WICHITA                     DeutscheBank            3                  1
WALDRON                     DeutscheBank            3                  1
COCOA                       DeutscheBank            3                  1
ARLINGTON                   DeutscheBank            3                  1
SHELBURN                    DeutscheBank            3                  1
SUMMERVILLE                 DeutscheBank            3                  1
BURNS HARBOR                DeutscheBank            0                  0
MADISON                     DeutscheBank            3                  1
FAIRFIELD                   DeutscheBank            3                  1
WESTLAND                    DeutscheBank            3                  1
JONESBORO                   DeutscheBank            3                  1
MADISON                     DeutscheBank            3                  1
KINGMAN                     DeutscheBank            0                  0
COLORADO SPRINGS            DeutscheBank            3                  1
CLEARWATER                  DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            3                  1
WILMINGTON                  DeutscheBank            3                  1
NORTH HOLLYWOOD             DeutscheBank            3                  1
MURPHY                      DeutscheBank            3                  1
SHREVEPORT                  DeutscheBank            3                  1
DELTONA                     DeutscheBank            0                  0
FREDERICKSBURG              DeutscheBank            3                  1
LIGHTHOUSE POINT            DeutscheBank            0                  0
WYOMING                     DeutscheBank            3                  1
MAPLE HEIGHTS               DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
INDIANAPOLIS                DeutscheBank            0                  0
RICHMOND                    DeutscheBank            0                  0
ALPENA                      DeutscheBank            3                  1
CINCINNATI                  DeutscheBank            3                  1
WATERFORD                   DeutscheBank            3                  1
SELLERSBURG                 DeutscheBank            3                  1
EAST PEORIA                 DeutscheBank            0                  0
KANSAS CITY                 DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
DAYTON                      DeutscheBank            3                  1
EAST POINT                  DeutscheBank            3                  1
ALLENTOWN                   DeutscheBank            3                  1
ORLANDO                     DeutscheBank            3                  1
SILVER SPRING               DeutscheBank            3                  1
SUMMERVILLE                 DeutscheBank            0                  0
WEYMOUNTH                   DeutscheBank            3                  1
SUN CITY                    DeutscheBank            3                  1
LOS ANGELES                 DeutscheBank            3                  1
DINGMANS FERRY              DeutscheBank            3                  1
DES MOINES                  DeutscheBank            3                  1
PADUCAH                     DeutscheBank            3                  1
SANDWICH                    DeutscheBank            3                  1
NORWALK                     DeutscheBank            3                  1
BARTLESVILLE                DeutscheBank            3                  1
OVERLAND PARK               DeutscheBank            3                  1
TEMPLE HILLS                DeutscheBank            3                  1
OVERLAND PARK               DeutscheBank            3                  1
ST. CLAIR                   DeutscheBank            3                  1
HAGERSTOWN                  DeutscheBank            3                  1
FORT WORTH                  DeutscheBank            0                  0
GREENSBORO                  DeutscheBank            0                  0
YORK                        DeutscheBank            3                  1
TEMECULA                    DeutscheBank            3                  1
HIGHLAND                    DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
WORCESTER                   DeutscheBank            3                  1
PENN YAN                    DeutscheBank            3                  1
PROSPECT                    DeutscheBank            3                  1
SPRINGFIELD                 DeutscheBank            3                  1
TEXARKANA                   DeutscheBank            3                  1
LAKE ELSINORE               DeutscheBank            3                  1
RUSSELLS POINT              DeutscheBank            3                  1
TACOMA                      DeutscheBank            3                  1
BOSTON                      DeutscheBank            3                  1
PITTSBURGH                  DeutscheBank            3                  1
HIGHLAND MILLS              DeutscheBank            3                  1
KANSAS CITY                 DeutscheBank            3                  1
TURNEY                      DeutscheBank            3                  1
JACKSONVILLE                DeutscheBank            3                  1
BERKELEY HEIGHTS            DeutscheBank            3                  1
BROCKTON                    DeutscheBank            3                  1
MACOMB                      DeutscheBank            3                  1
SUGAR GROVE                 DeutscheBank            3                  1
NIXA                        DeutscheBank            3                  1
RIVERSIDE                   DeutscheBank            3                  1
LAKE WORTH                  DeutscheBank            3                  1
PLEASANT HILL               DeutscheBank            3                  1
DEFUNIAK SPRINGS            DeutscheBank            0                  0
STRUTHERS                   DeutscheBank            3                  1
TOLEDO                      DeutscheBank            3                  1
BALTIMORE                   DeutscheBank            3                  1
CONCORD                     DeutscheBank            3                  1
OCEANSIDE                   DeutscheBank            0                  0
SACO                        DeutscheBank            3                  1
SAINT LOUIS                 DeutscheBank            3                  1
PULASKI                     DeutscheBank            3                  1
ROGERS                      DeutscheBank            3                  1
PHILADELPHIA                DeutscheBank            3                  1
JOPLIN                      DeutscheBank            3                  1
RICHMOND                    DeutscheBank            3                  1
CULPEPER                    DeutscheBank            3                  1
CANTON                      DeutscheBank            3                  1
KELLER                      DeutscheBank            3                  1
NORTH LAS VEGAS             DeutscheBank            3                  1
LEWISTON                    DeutscheBank            0                  0
NEWAYGO                     DeutscheBank            3                  1
DAYTON                      DeutscheBank            3                  1
AUBURN                      DeutscheBank            0                  0
SPRINGFIELD                 DeutscheBank            3                  1
NORTH PROVIDENCE            DeutscheBank            3                  1
COLUMBIA                    DeutscheBank            0                  0
SAINT LOUIS                 DeutscheBank            3                  1
AUSTINTOWN                  DeutscheBank            3                  1
SALUDA                      DeutscheBank            0                  0
GAITHERSBURG                DeutscheBank            3                  1
AYNOR                       DeutscheBank            3                  1
CHANDLER                    DeutscheBank            3                  1
AKRON                       DeutscheBank            0                  0
FARRELL                     DeutscheBank            3                  1
NAPLES                      DeutscheBank            3                  1
OLNEY                       DeutscheBank            3                  1
TEMPLE HILLS                DeutscheBank            0                  0
FLINT                       DeutscheBank            0                  0
BUTLER                      DeutscheBank            0                  0
WILLOWBROOK                 DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
RAYMORE                     DeutscheBank            3                  1
RICHMOND                    DeutscheBank            3                  1
YARMOUTH                    DeutscheBank            3                  1
SILOAM SPRINGS              DeutscheBank            3                  1
BATON ROUGE                 DeutscheBank            3                  1
CHARLOTTE                   DeutscheBank            3                  1
ONTARIO                     DeutscheBank            3                  1
TOLEDO                      DeutscheBank            3                  1
LOS ANGELES                 DeutscheBank            0                  0
ATLANTA                     DeutscheBank            3                  1
ROSWELL                     DeutscheBank            3                  1
ROCKLIN                     DeutscheBank            3                  1
CINCINNATI                  DeutscheBank            3                  1
FAYETTEVILLE                DeutscheBank            3                  1
AURORA                      DeutscheBank            3                  1
SPRING VALLEY               DeutscheBank            3                  1
ST LOUIS                    DeutscheBank            3                  1
IONIA                       DeutscheBank            3                  1
WOODBRIDGE                  DeutscheBank            3                  1
EUCLID                      DeutscheBank            3                  1
BOWLING GREEN               DeutscheBank            3                  1
YOUNGSTOWN                  DeutscheBank            0                  0
INDIANAPOLIS                DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
AKRON                       DeutscheBank            3                  1
ST ALBANS                   DeutscheBank            3                  1
CRESAPTOWN                  DeutscheBank            3                  1
MIDDLETOWN                  DeutscheBank            3                  1
WEST COLUMBIA               DeutscheBank            0                  0
CHARLOTTE                   DeutscheBank            3                  1
AUSTELL                     DeutscheBank            3                  1
COLORADO SPRINGS            DeutscheBank            3                  1
CASTLE ROCK                 DeutscheBank            3                  1
ALBUQUERQUE                 DeutscheBank            3                  1
TERRE HAUTE                 DeutscheBank            3                  1
WICHITA                     DeutscheBank            3                  1
EAU CLAIRE                  DeutscheBank            3                  1
DIAMOND BAR                 DeutscheBank            0                  0
ORANGE                      DeutscheBank            0                  0
FORT MYERS                  DeutscheBank            3                  1
WESTLAKE                    DeutscheBank            3                  1
SPRINGPORT                  DeutscheBank            3                  1
PATASKALA                   DeutscheBank            3                  1
GRAND LEDGE                 DeutscheBank            3                  1
TOLEDO                      DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
AKRON                       DeutscheBank            3                  1
WEST HAVEN                  DeutscheBank            3                  1
CLIO                        DeutscheBank            3                  1
N CHICAGO                   DeutscheBank            3                  1
WASHINGTON                  DeutscheBank            3                  1
WEST PALM BEACH             DeutscheBank            0                  0
PEMBROKE PINES              DeutscheBank            0                  0
HALLANDALE                  DeutscheBank            0                  0
PHOENIX                     DeutscheBank            3                  1
PORT SAINT LUCIE            DeutscheBank            0                  0
MANASSAS                    DeutscheBank            3                  1
BIRDSBORO                   DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
SILVER SPRING               DeutscheBank            3                  1
FREDERICKSBURG              DeutscheBank            3                  1
DUPONT                      DeutscheBank            3                  1
SARATOGA SPRINGS            DeutscheBank            0                  0
LEESBURG                    DeutscheBank            0                  0
PORTLAND                    DeutscheBank            3                  1
MIDDLETOWN                  DeutscheBank            3                  1
ST. LOUIS                   DeutscheBank            3                  1
BLUE ISLAND                 DeutscheBank            3                  1
WINDHAM                     DeutscheBank            0                  0
CINCINNATI                  DeutscheBank            3                  1
KISSIMMEE                   DeutscheBank            3                  1
GREERS FERRY                DeutscheBank            0                  0
QUEEN CREEK                 DeutscheBank            3                  1
SARASOTA                    DeutscheBank            3                  1
COLD BROOK                  DeutscheBank            3                  1
RAYMOND                     DeutscheBank            3                  1
DETROIT                     DeutscheBank            3                  1
TERRE HAUTE                 DeutscheBank            3                  1
TRINITY                     DeutscheBank            3                  1
WESTBROOK                   DeutscheBank            3                  1
SEDALIA                     DeutscheBank            0                  0
EL CENTRO                   DeutscheBank            3                  1
AVENTURA                    DeutscheBank            3                  1
EATON RAPIDS                DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
SILVER SPRING               DeutscheBank            3                  1
ROGERS                      DeutscheBank            0                  0
WOODRIDGE                   DeutscheBank            0                  0
ATLANTA                     DeutscheBank            3                  1
RALEIGH                     DeutscheBank            3                  1
TERRE HAUTE                 DeutscheBank            0                  0
WASHINGTON                  DeutscheBank            3                  1
MESA                        DeutscheBank            3                  1
FISHERS                     DeutscheBank            3                  1
BOOTHWYN                    DeutscheBank            0                  0
TOLEDO                      DeutscheBank            0                  0
CLEVELAND                   DeutscheBank            3                  1
TRAVERSE CITY               DeutscheBank            3                  1
ARGOS                       DeutscheBank            3                  1
MIAMI                       DeutscheBank            3                  1
CINCINNATI                  DeutscheBank            3                  1
MINNEAPOLIS                 DeutscheBank            3                  1
SAINT LOUIS                 DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            0                  0
BARBERTON                   DeutscheBank            3                  1
GAHANNA                     DeutscheBank            3                  1
POPLAR GROVE                DeutscheBank            3                  1
BEDFORD                     DeutscheBank            3                  1
BETHESDA                    DeutscheBank            3                  1
SILVER SPRING               DeutscheBank            3                  1
ST PAUL                     DeutscheBank            3                  1
HOLLYWOOD                   DeutscheBank            0                  0
NORFOLK                     DeutscheBank            3                  1
CLINTON                     DeutscheBank            3                  1
CANTON                      DeutscheBank            0                  0
COLUMBUS                    DeutscheBank            3                  1
CHICAGO                     DeutscheBank            0                  0
RESTON                      DeutscheBank            3                  1
HORSEHEADS                  DeutscheBank            0                  0
COLORADO SPRINGS            DeutscheBank            3                  1
ORRVILLE                    DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            0                  0
ASHEVILLE                   DeutscheBank            3                  1
SAN SABA                    DeutscheBank            3                  1
CLINTON                     DeutscheBank            3                  1
BRASELTON                   DeutscheBank            3                  1
MILLERSBURG                 DeutscheBank            0                  0
FREDERICKSBURG              DeutscheBank            0                  0
PITTSBURGH                  DeutscheBank            3                  1
GRAND HAVEN                 DeutscheBank            3                  1
CHICAGO                     DeutscheBank            3                  1
MONROE                      DeutscheBank            0                  0
DALZELL                     DeutscheBank            0                  0
LANSING                     DeutscheBank            0                  0
HAZEL PARK                  DeutscheBank            3                  1
DETROIT                     DeutscheBank            0                  0
EDMOND                      DeutscheBank            0                  0
OKLAHOMA CITY               DeutscheBank            0                  0
HICKSVILLE                  DeutscheBank            3                  1
CHATTANOOGA                 DeutscheBank            3                  1
VIRGINIA BEACH              DeutscheBank            3                  1
KUNA                        DeutscheBank            3                  1
ST JOSEPH                   DeutscheBank            0                  0
KANSAS CITY                 DeutscheBank            3                  1
PALM HARBOR                 DeutscheBank            3                  1
HOSHCTON                    DeutscheBank            3                  1
ST LOUIS                    DeutscheBank            3                  1
FOUNTAIN VALLEY             DeutscheBank            0                  0
HONEOYE FALLS               DeutscheBank            3                  1
SOUTH LAKE TAHOE            DeutscheBank            0                  0
FREDERICK                   DeutscheBank            3                  1
KISSIMMEE                   DeutscheBank            3                  1
RIVERSIDE                   DeutscheBank            3                  1
SATELLITE BEACH             DeutscheBank            0                  0
SACRAMENTO                  DeutscheBank            3                  1
WIGGINS                     DeutscheBank            0                  0
READING                     DeutscheBank            3                  1
EXETER                      DeutscheBank            3                  1
POWELL                      DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            3                  1
WEST WAREHAM                DeutscheBank            3                  1
COLUMBUS                    DeutscheBank            3                  1
SPRINGFIELD                 DeutscheBank            0                  0
OWEN                        DeutscheBank            3                  1
MEDWAY                      DeutscheBank            3                  1
PROCTORVILLE                DeutscheBank            0                  0
MYRTLE BEACH                DeutscheBank            0                  0
PLANTATION                  DeutscheBank            3                  1
COLORADO SPRINGS            Wells Fargo             0                  0
Holbrook                    DeutscheBank          1.5                1.5
Mangonia Park               DeutscheBank            6                  1
Aldie                       DeutscheBank            3                  1
Chicago                     DeutscheBank          1.5                1.5
Bethel                      DeutscheBank          1.5                1.5
Joliet                      DeutscheBank            1                  1
Mineral                     DeutscheBank          1.5                1.5
Haxtun                      DeutscheBank            0                  0
Chino Hills                 DeutscheBank            3                  1
Piscataway                  DeutscheBank            3                  1
Toms River                  DeutscheBank            3                  1
Jersey City                 DeutscheBank            3                  1
Fresno                      DeutscheBank          1.5                1.5
Renton                      DeutscheBank            7                1.5
Philadelphia                DeutscheBank            3                  1
Sterling                    DeutscheBank            3                  1
Boulder                     DeutscheBank            3                  1
Jersey City                 DeutscheBank          1.5                1.5
Paterson                    DeutscheBank          1.5                1.5
Jamaica                     DeutscheBank            6                  1
Calwa                       DeutscheBank          1.5                1.5
Lodi                        DeutscheBank            3                  1
Westland                    DeutscheBank          1.5                1.5
El Mirage                   DeutscheBank          1.5                1.5
Milford                     DeutscheBank            3                  1
Lawndale                    DeutscheBank            3                  1
Santa Clarita               DeutscheBank          1.5                1.5
Las Vegas                   DeutscheBank          1.5                1.5
Columbus                    DeutscheBank            3                  1
Columbia                    DeutscheBank            3                1.5
Lane                        DeutscheBank          1.5                1.5
Sacramento                  DeutscheBank            3                  1
Lenola                      DeutscheBank          1.5                1.5
Georgetown                  DeutscheBank            3                  1
Bakersfield                 DeutscheBank          1.5                1.5
Van Nuys                    DeutscheBank            3                  1
San Bernardino              DeutscheBank          1.5                1.5
Mount Rainier               DeutscheBank            3                1.5
Charlotte                   DeutscheBank            2                  1
Mishawaka                   DeutscheBank            3                  1
Roulo                       DeutscheBank            3                  1
Memphis                     DeutscheBank            3                  1
Lagrange                    DeutscheBank            3                  1
Tampa                       DeutscheBank            3                  1
Yuton                       DeutscheBank            3                  1
Lake Ridge                  DeutscheBank            3                  1
Berkeley                    DeutscheBank          1.5                1.5
Stockton                    DeutscheBank          1.5                1.5
Jonesboro                   DeutscheBank          1.5                1.5
San Diego                   DeutscheBank          1.5                1.5
Vernon                      DeutscheBank          1.5                1.5
Ossining                    DeutscheBank          1.5                1.5
Oakland                     DeutscheBank            0                  0
Tulare                      DeutscheBank          1.5                1.5
Greenacres                  DeutscheBank          1.5                1.5
Gainesville                 DeutscheBank            0                  0
SOLEDAD                     Wells Fargo             3                  1
SANTA CLARITA               Wells Fargo             3                  1
YUCCA VALLEY                Wells Fargo             3                  1
ROANOKE                     Wells Fargo             3                  1
LINCOLN                     Wells Fargo             3                  1
NEWPORT                     Wells Fargo             0                  0
LAKE MILTON                 Wells Fargo             0                  0
BEDFORD                     Wells Fargo             3                  1
DETROIT                     Wells Fargo             0                  0
SAINT LOUIS                 Wells Fargo             0                  0
HARTFORD CITY               Wells Fargo             3                  1
LENOX                       Wells Fargo             0                  0
WASHINGTON                  Wells Fargo             0                  0
NORTH WEBSTER               Wells Fargo             0                  0
RIVERVIEW                   Wells Fargo             3                  1
LA QUINTA                   Wells Fargo             3                  1
JACKSON HEIGHTS             Wells Fargo             3                  1
FELTON                      Wells Fargo             3                  1
SAN JOSE                    Wells Fargo             3                  1
APOPKA                      Wells Fargo             0                  0
COUNCIL BLUFFS              Wells Fargo             3                  1
CHICAGO                     Wells Fargo             2                  1
ATLANTA                     Wells Fargo             3                  1
LOS ANGELES                 Wells Fargo             3                  1
TOOELE                      Wells Fargo             3                  1
NEW BEDFORD                 Wells Fargo             0                  0
NORTH DARTMOUTH             Wells Fargo             3                  1
LAWTON                      Wells Fargo             3                  1
WATERFORD                   Wells Fargo             3                  1
BRACKENRIDGE                Wells Fargo             0                  0
VALLEJO                     Wells Fargo             3                  1
CHICAGO                     Wells Fargo             0                  0
AVON                        Wells Fargo             3                  1
ELKHART                     Wells Fargo             0                  0
ORLANDO                     Wells Fargo             0                  0
MILACA                      Wells Fargo             3                  1
AKRON                       Wells Fargo             3                  1
HOFFMAN ESTATES             Wells Fargo             3                  1
WEST LAFAYETTE              Wells Fargo             3                  1
RANCHO SANTA MARGARITA      Wells Fargo             3                  1
SPENCER                     Wells Fargo             3                  1
SAN JOSE                    Wells Fargo             3                  1
CICERO                      Wells Fargo             3                  1
REVERE                      Wells Fargo             3                  1
KAYSVILLE                   Wells Fargo             3                  1
PORTLAND                    Wells Fargo             3                  1
NORTH HILLS                 Wells Fargo             0                  0
SCHENECTADY                 Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
RANCHO CUCAMONGA            Wells Fargo             3                  1
SPRING GLEN T/O WAWARSING   Wells Fargo             0                  0
SOUTH BEND                  Wells Fargo             3                  1
SAN DIEGO                   Wells Fargo             3                  1
MILLBURY                    Wells Fargo             0                  0
CLIFTON PARK                Wells Fargo             3                  1
PLAINFIELD                  Wells Fargo             3                  1
CORNING                     Wells Fargo             3                  1
LONG BEACH                  Wells Fargo             3                  1
SAN DIEGO                   Wells Fargo             3                  1
PITTSBURG                   Wells Fargo             3                  1
MADISON                     Wells Fargo             3                  1
BROOKLYN                    Wells Fargo             3                  1
EL CAJON                    Wells Fargo             3                  1
TACOMA                      Wells Fargo             3                  1
IMPERIAL                    Wells Fargo             3                  1
FRESNO                      Wells Fargo             3                  1
EL CAJON                    Wells Fargo             3                  1
FORT LAUDERDALE             Wells Fargo             3                  1
PHILADELPHIA                Wells Fargo             0                  0
GLENS FALLS                 Wells Fargo             3                  1
FRESNO                      Wells Fargo             3                  1
FARMERSVILLE                Wells Fargo             3                  1
REVERE                      Wells Fargo             3                  1
HOBOKEN                     Wells Fargo             3                  1
LAWRENCE                    Wells Fargo             3                  1
DRAPER                      Wells Fargo             3                  1
COLD SPRINGS                Wells Fargo             3                  1
METHUEN                     Wells Fargo             3                  1
ORLANDO                     Wells Fargo             3                  1
CHULA VISTA                 Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
WOODBURY                    Wells Fargo             3                  1
AUBREY                      Wells Fargo             0                  0
PHENIX CITY                 Wells Fargo             0                  0
CHELSEA                     Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
MIAMI                       Wells Fargo             0                  0
HAMLIN                      Wells Fargo             3                  1
EL SOBRANTE                 Wells Fargo             3                  1
ALBUQUERQUE                 Wells Fargo             3                  1
MASHPEE                     Wells Fargo             3                  1
EL PASO                     Wells Fargo             3                  1
STREAMWOOD                  Wells Fargo             3                  1
HAMMOND                     Wells Fargo             3                  1
WILLINGBORO                 Wells Fargo             3                  1
MONACA                      Wells Fargo             0                  0
NORRISTOWN                  Wells Fargo             3                  1
DES PLAINES                 Wells Fargo             3                  1
HOPKINS                     Wells Fargo             3                  1
LONGVIEW                    Wells Fargo             3                  1
CORNELIUS                   Wells Fargo             0                  0
GARDEN CITY                 Wells Fargo             3                  1
LYNWOOD                     Wells Fargo             3                  1
LAKE WORTH                  Wells Fargo             3                  1
INDIO                       Wells Fargo             3                  1
ALEXANDRIA                  Wells Fargo             3                  1
BROOKLYN                    Wells Fargo             3                  1
RIVERSIDE                   Wells Fargo             3                  1
DENVER                      Wells Fargo             3                  1
MURRIETA                    Wells Fargo             0                  0
IRWIN                       Wells Fargo             3                  1
SAINT LOUIS                 Wells Fargo             0                  0
EVESHAM                     Wells Fargo             3                  1
HAYWARD                     Wells Fargo             3                  1
CINCINNATI                  Wells Fargo             0                  0
DAYTONA BEACH               Wells Fargo             3                  1
PERRIS                      Wells Fargo             3                  1
MOUNT PLEASANT              Wells Fargo             3                  1
SAINT LOUIS                 Wells Fargo             3                  1
LEBANON                     Wells Fargo             0                  0
LAKEWOOD                    Wells Fargo             3                  1
DENVER                      Wells Fargo             3                  1
LAS VEGAS                   Wells Fargo             3                  1
PLAINFIELD                  Wells Fargo             3                  1
MERCED                      Wells Fargo             3                  1
NORTH LAS VEGAS             Wells Fargo             3                  1
SAN JACINTO                 Wells Fargo             3                  1
RICHARDSON                  Wells Fargo             3                  1
PEORIA                      Wells Fargo             3                  1
MIAMI                       Wells Fargo             3                  1
MARGATE                     Wells Fargo             3                  1
BELLPORT                    Wells Fargo             3                  1
TOLEDO                      Wells Fargo             3                  1
CHARDON                     Wells Fargo             0                  0
AUBURN                      Wells Fargo             0                  0
WHEELING                    Wells Fargo             3                  1
CITRUS HEIGHTS              Wells Fargo             3                  1
WEST PALM BEACH             Wells Fargo             3                  1
CLARKSTON                   Wells Fargo             3                  1
COUNTRY CLUB HILLS          Wells Fargo             0                  0
MANTECA                     Wells Fargo             3                  1
MEXICO                      Wells Fargo             3                  1
HUNTINGTON PARK             Wells Fargo             3                  1
PHOENIX                     Wells Fargo             0                  0
TOLEDO                      Wells Fargo             0                  0
NORTH OLMSTED               Wells Fargo             3                  1
WILLIAMSPORT                Wells Fargo             0                  0
SEWICKLEY                   Wells Fargo             3                  1
FALMOUTH                    Wells Fargo             3                  1
FLUSHING                    Wells Fargo             3                  1
COLUMBIA                    Wells Fargo             0                  0
PALM SPRINGS                Wells Fargo             0                  0
CANOGA PARK AREA, LA        Wells Fargo             3                  1
CLINTON TOWNSHIP            Wells Fargo             3                  1
ALHAMBRA                    Wells Fargo             3                  1
ATLANTA                     Wells Fargo             3                  1
WASHINGTON TOWNSHIP         Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
AURORA                      Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
MURRIETA                    Wells Fargo             3                  1
YPSILANTI                   Wells Fargo             3                  1
SCHAUMBURG                  Wells Fargo             3                  1
ATOKA                       Wells Fargo             0                  0
LANCASTER                   Wells Fargo             0                  0
RANCHO CUCAMONGA            Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
GILBERT                     Wells Fargo             3                  1
DOLTON                      Wells Fargo             0                  0
SUGAR LAND                  Wells Fargo             3                  1
SAINT LOUIS                 Wells Fargo             3                  1
GROVE CITY                  Wells Fargo             3                  1
MOUNT MORRIS                Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
HUMBLE                      Wells Fargo             0                  0
HOWELL                      Wells Fargo             3                  1
DAYTON                      Wells Fargo             0                  0
AURORA                      Wells Fargo             3                  1
CHICAGO                     Wells Fargo             0                  0
CENTEREACH                  Wells Fargo             3                  1
MILWAUKEE                   Wells Fargo             3                  1
UPLAND                      Wells Fargo             0                  0
LANCASTER                   Wells Fargo             3                  1
PALM DESERT                 Wells Fargo             3                  1
RENO                        Wells Fargo             0                  0
GLADSTONE                   Wells Fargo             3                  1
MONTGOMERY                  Wells Fargo             3                  1
STATEN ISLAND               Wells Fargo             3                  1
EUSTIS                      Wells Fargo             0                  0
EVANSTON                    Wells Fargo             3                  1
DENVER                      Wells Fargo             3                  1
LAKE WORTH                  Wells Fargo             0                  0
POMONA                      Wells Fargo             3                  1
COLUMBUS                    Wells Fargo             3                  1
CONCORD                     Wells Fargo             3                  1
SARASOTA                    Wells Fargo             3                  1
HOUSTON                     Wells Fargo             3                  1
WEST JEFFERSON              Wells Fargo             0                  0
MARION                      Wells Fargo             0                  0
COLCHESTER                  Wells Fargo             3                  1
WEST HOLLYWOOD              Wells Fargo             3                  1
PORT SAINT LUCIE            Wells Fargo             3                  1
DOWNEY                      Wells Fargo             3                  1
CARSON                      Wells Fargo             3                  1
TRAVERSE CITY               Wells Fargo             3                  1
MC LEAN                     Wells Fargo             3                  1
KYLE                        Wells Fargo             0                  0
CHICAGO                     Wells Fargo             0                  0
DOUGLASSVILLE               Wells Fargo             3                  1
PARMA                       Wells Fargo             3                  1
RANCHO CUCAMONGA            Wells Fargo             0                  0
WARRENVILLE                 Wells Fargo             3                  1
DENTON                      Wells Fargo             0                  0
COMPTON                     Wells Fargo             3                  1
WILLIAMSTON                 Wells Fargo             3                  1
FORT WORTH                  Wells Fargo             0                  0
WESTMORELAND CITY           Wells Fargo             0                  0
GARLAND                     Wells Fargo             3                  1
WOODBRIDGE                  Wells Fargo             3                  1
CALUMET CITY                Wells Fargo             0                  0
PLUMAS LAKE                 Wells Fargo             3                  1
MARION                      Wells Fargo             0                  0
BRENTWOOD                   Wells Fargo             3                  1
SALT LAKE CITY              Wells Fargo             3                  1
SCOTTSDALE                  Wells Fargo             3                  1
ATTICA T/O ALEXANDER        Wells Fargo             3                  1
GAHANNA                     Wells Fargo             3                  1
VERNON HILLS                Wells Fargo             3                  1
ROUND ROCK                  Wells Fargo             0                  0
HAMERSVILLE                 Wells Fargo             3                  1
MORRISTOWN                  Wells Fargo             0                  0
FORT WORTH                  Wells Fargo             0                  0
BAKERSFIELD                 Wells Fargo             3                  1
FRESNO                      Wells Fargo             0                  0
JUSTIN                      Wells Fargo             0                  0
OREGON CITY                 Wells Fargo             3                  1
SAN DIEGO                   Wells Fargo             0                  0
GOSHEN                      Wells Fargo             3                  1
NORTH LAS VEGAS             Wells Fargo             0                  0
CHICAGO                     Wells Fargo             3                  1
CARNATION                   Wells Fargo             3                  1
LA QUINTA                   Wells Fargo             3                  1
VALLEJO                     Wells Fargo             3                  1
BAKERSFIELD                 Wells Fargo             3                  1
LAKE WORTH                  Wells Fargo             3                  1
STERLING HEIGHTS            Wells Fargo             3                  1
PALMDALE                    Wells Fargo             3                  1
DALLAS                      Wells Fargo             3                  1
APPLE VALLEY                Wells Fargo             3                  1
MORENO VALLEY               Wells Fargo             3                  1
MC KINNEY                   Wells Fargo             3                  1
RESEDA                      Wells Fargo             3                  1
ARLINGTON                   Wells Fargo             0                  0
BRAINERD                    Wells Fargo             3                  1
OAKLAND                     Wells Fargo             3                  1
NEWPORT                     Wells Fargo             3                  1
NORTH RICHLAND HILLS        Wells Fargo             3                  1
HAWTHORNE                   Wells Fargo             3                  1
YAKIMA                      Wells Fargo             3                  1
CHICAGO                     Wells Fargo             0                  0
HENDERSON                   Wells Fargo             3                  1
HACIENDA HEIGHTS            Wells Fargo             3                  1
DEERFIELD BEACH             Wells Fargo             3                  1
BAY POINT                   Wells Fargo             3                  1
WAITE PARK                  Wells Fargo             3                  1
CARROLLTON                  Wells Fargo             0                  0
KENTWOOD                    Wells Fargo             3                  1
GAITHERSBURG                Wells Fargo             3                  1
LINCOLN PARK                Wells Fargo             3                  1
OAK LAWN                    Wells Fargo             3                  1
FORT COLLINS                Wells Fargo             3                  1
TEMECULA                    Wells Fargo             3                  1
HARWOOD HEIGHTS             Wells Fargo             0                  0
SCOTTSDALE                  Wells Fargo             3                  1
NIXA                        Wells Fargo             3                  1
CHANDLER                    Wells Fargo             3                  1
OAKLAND                     Wells Fargo             3                  1
PHOENIX                     Wells Fargo             3                  1
FOREST GROVE                Wells Fargo             3                  1
HILLIARD                    Wells Fargo             3                  1
ELGIN                       Wells Fargo             3                  1
LESLIE                      Wells Fargo             0                  0
SAN ANTONIO                 Wells Fargo             3                  1
WEST PALM BEACH             Wells Fargo             3                  1
PHOENIX                     Wells Fargo             3                  1
PARK FOREST                 Wells Fargo             0                  0
SUPERIOR                    Wells Fargo             3                  1
LOS ANGELES                 Wells Fargo             3                  1
GILBERT                     Wells Fargo             3                  1
WEST BEND                   Wells Fargo             3                  1
STANSBURY PARK              Wells Fargo             3                  1
LOMITA                      Wells Fargo             3                  1
PORT COSTA                  Wells Fargo             0                  0
LONG BEACH                  Wells Fargo             3                  1
HUNTINGTON BEACH            Wells Fargo             3                  1
CANOGA PARK                 Wells Fargo             3                  1
SAN RAFAEL                  Wells Fargo             3                  1
SUMMERVILLE                 Wells Fargo             3                  1
CENTREVILLE                 Wells Fargo             3                  1
COLUMBUS                    Wells Fargo             3                  1
ANTIOCH                     Wells Fargo             3                  1
KISSIMMEE                   Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
ENGLEWOOD                   Wells Fargo             0                  0
MINNEAPOLIS                 Wells Fargo             3                  1
RUNNING SPRINGS             Wells Fargo             3                  1
CINCINNATI                  Wells Fargo             3                  1
RALEIGH                     Wells Fargo             3                  1
MIAMI                       Wells Fargo             3                  1
WILLITS                     Wells Fargo             3                  1
SAN DIEGO                   Wells Fargo             3                  1
LANCASTER                   Wells Fargo             3                  1
COLORADO SPRINGS            Wells Fargo             3                  1
OGDEN                       Wells Fargo             3                  1
RESEDA AREA, LOS ANGELES    Wells Fargo             3                  1
HUNTINGTON BEACH            Wells Fargo             0                  0
PLEASANT HILL               Wells Fargo             3                  1
CHERRY VALLEY               Wells Fargo             3                  1
GENEVA                      Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
SEAFORD                     Wells Fargo             0                  0
MATTESON                    Wells Fargo             3                  1
MIAMI BEACH                 Wells Fargo             3                  1
SPRING                      Wells Fargo             0                  0
BAKERSFIELD                 Wells Fargo             3                  1
IRVINE                      Wells Fargo             3                  1
MERCER ISLAND               Wells Fargo             3                  1
LAGUNA NIGUEL               Wells Fargo             3                  1
DAVENPORT                   Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
CHULA VISTA                 Wells Fargo             3                  1
PALM SPRINGS                Wells Fargo             3                  1
EAST PROVIDENCE             Wells Fargo             0                  0
YUCCA VALLEY                Wells Fargo             3                  1
BROWNSTOWN                  Wells Fargo             0                  0
AUSTIN                      Wells Fargo             3                  1
SIDNEY                      Wells Fargo             0                  0
LEESBURG                    Wells Fargo             0                  0
LACEY                       Wells Fargo             3                  1
SAN DIEGO                   Wells Fargo             3                  1
BUENA PARK                  Wells Fargo             3                  1
MARYSVILLE                  Wells Fargo             3                  1
SEATTLE                     Wells Fargo             3                  1
YOUNGTOWN                   Wells Fargo             3                  1
TRACY                       Wells Fargo             3                  1
FAIR OAKS                   Wells Fargo             3                  1
SAINT LOUIS                 Wells Fargo             3                  1
VERMILLION                  Wells Fargo             3                  1
WALDORF                     Wells Fargo             3                  1
MINNEAPOLIS                 Wells Fargo             0                  0
CARSON                      Wells Fargo             3                  1
FONTANA                     Wells Fargo             3                  1
WHITE LAKE                  Wells Fargo             3                  1
CHICO                       Wells Fargo             0                  0
SPRINGFIELD                 Wells Fargo             3                  1
LAWNDALE                    Wells Fargo             3                  1
MENIFEE                     Wells Fargo             3                  1
DENVER                      Wells Fargo             3                  1
CINCINNATI                  Wells Fargo             3                  1
PASO ROBLES                 Wells Fargo             3                  1
LAKE WORTH                  Wells Fargo             3                  1
ARLINGTON                   Wells Fargo             0                  0
SYRACUSE                    Wells Fargo             0                  0
HOLLIS                      Wells Fargo             3                  1
PACIFICA                    Wells Fargo             3                  1
ST. ALBANS                  Wells Fargo             3                  1
LOS ANGELES                 Wells Fargo             0                  0
GLENDORA                    Wells Fargo             3                  1
PORTLAND                    Wells Fargo             3                  1
AURORA                      Wells Fargo             3                  1
BAKERSFIELD                 Wells Fargo             3                  1
SACRAMENTO                  Wells Fargo             3                  1
SACRAMENTO                  Wells Fargo             3                  1
CHULA VISTA                 Wells Fargo             3                  1
REDDING                     Wells Fargo             3                  1
STUDIO CITY AREA, LOS ANGE  Wells Fargo             3                  1
CINCINNATI                  Wells Fargo             0                  0
PACIFICA                    Wells Fargo             3                  1
SILVER SPRING               Wells Fargo             3                  1
GLENDALE HEIGHTS            Wells Fargo             0                  0
LOS ANGELES                 Wells Fargo             3                  1
PORT HUENEME                Wells Fargo             3                  1
YUBA CITY                   Wells Fargo             3                  1
PALM SPRINGS                Wells Fargo             3                  1
SCHENECTADY                 Wells Fargo             3                  1
NEW PRAGUE                  Wells Fargo             3                  1
CASTAIC                     Wells Fargo             3                  1
BAKERSFIELD                 Wells Fargo             3                  1
MATTAPAN                    Wells Fargo             3                  1
HAMMOND                     Wells Fargo             3                  1
LOWELL                      Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
SYLMAR AREA, LOS ANGELES    Wells Fargo             3                  1
MISSOULA                    Wells Fargo             3                  1
MARYSVILLE                  Wells Fargo             3                  1
RIO LINDA                   Wells Fargo             3                  1
FAIRPORT HARBOR             Wells Fargo             3                  1
HIALEAH                     Wells Fargo             0                  0
LAKE WORTH                  Wells Fargo             3                  1
JAMAICA                     Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
FORT LAUDERDALE             Wells Fargo             3                  1
ANTIOCH                     Wells Fargo             3                  1
SAN ANTONIO                 Wells Fargo             3                  1
PALM SPRINGS                Wells Fargo             3                  1
COTTAGE GROVE               Wells Fargo             3                  1
CARMICHAEL                  Wells Fargo             3                  1
RICHMOND                    Wells Fargo             3                  1
HUNTINGTON BEACH            Wells Fargo             3                  1
RALEIGH                     Wells Fargo             3                  1
SAN FRANCISCO               Wells Fargo             3                  1
TIGARD                      Wells Fargo             3                  1
TUJUNGA                     Wells Fargo             3                  1
CAPITOL HEIGHTS             Wells Fargo             3                  1
PORTLAND                    Wells Fargo             3                  1
BRAWLEY                     Wells Fargo             3                  1
SUNNYVALE                   Wells Fargo             3                  1
BALLWIN                     Wells Fargo             3                  1
TEMECULA                    Wells Fargo             3                  1
PASADENA                    Wells Fargo             3                  1
INDEPENDENCE                Wells Fargo             3                  1
LITTLE FALLS                Wells Fargo             3                  1
SAN JOSE                    Wells Fargo             3                  1
CORONA                      Wells Fargo             3                  1
BAKERSFIELD                 Wells Fargo             0                  0
FONTANA                     Wells Fargo             3                  1
TEMECULA                    Wells Fargo             3                  1
REDMOND                     Wells Fargo             3                  1
GALT                        Wells Fargo             3                  1
FRESNO                      Wells Fargo             3                  1
MORRISON                    Wells Fargo             3                  1
SANTA ROSA                  Wells Fargo             3                  1
OCEANSIDE                   Wells Fargo             3                  1
SANTEE                      Wells Fargo             3                  1
NASHVILLE                   Wells Fargo             3                  1
PROCTORVILLE                Wells Fargo             3                  1
SILVER SPRING               Wells Fargo             3                  1
LITTLETON                   Wells Fargo             3                  1
HOMESTEAD                   Wells Fargo             3                  1
IRVING                      Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
LONG BEACH                  Wells Fargo             0                  0
AVONDALE                    Wells Fargo             3                  1
STATELINE                   Wells Fargo             3                  1
GILROY                      Wells Fargo             3                  1
MARION                      Wells Fargo             3                  1
CHULA VISTA                 Wells Fargo             3                  1
SEVERNA PARK                Wells Fargo             3                  1
FAIRFIELD                   Wells Fargo             3                  1
MINNEAPOLIS                 Wells Fargo             3                  1
CALABASAS                   Wells Fargo             3                  1
HAYWARD                     Wells Fargo             3                  1
TRACY                       Wells Fargo             3                  1
CATHEDRAL CITY              Wells Fargo             3                  1
RIVERSIDE                   Wells Fargo             0                  0
SCOTTSDALE                  Wells Fargo             3                  1
MONTGOMERY                  Wells Fargo             3                  1
BROOKEVILLE                 Wells Fargo             3                  1
AFTON                       Wells Fargo             3                  1
OCONOMOWOC                  Wells Fargo             3                  1
CICERO                      Wells Fargo             3                  1
TIGARD                      Wells Fargo             0                  0
SANTEE                      Wells Fargo             3                  1
CYPRESS                     Wells Fargo             3                  1
NORWALK                     Wells Fargo             3                  1
SALADO                      Wells Fargo             0                  0
CICERO                      Wells Fargo             3                  1
GREENWICH                   Wells Fargo             3                  1
MINNEAPOLIS                 Wells Fargo             0                  0
HOUSTON                     Wells Fargo             3                  1
VICTORVILLE                 Wells Fargo             3                  1
LA PORTE                    Wells Fargo             0                  0
FAIRFIELD                   Wells Fargo             3                  1
SHAKOPEE                    Wells Fargo             3                  1
LAKE STEVENS                Wells Fargo             3                  1
CHICAGO                     Wells Fargo             3                  1
MARIETTA                    Wells Fargo             3                  1
PINELLAS PARK               Wells Fargo             3                  1
ALEXANDRIA                  Wells Fargo             3                  1
NASHVILLE                   Wells Fargo             3                  1
OAK VIEW                    Wells Fargo             3                  1
SACRAMENTO                  Wells Fargo             3                  1
INDIANAPOLIS                Wells Fargo             3                  1
TUKWILA                     Wells Fargo             3                  1
FREDERICKSBURG              Wells Fargo             3                  1
ORLANDO                     Wells Fargo             3                  1
NORTH LAS VEGAS             Wells Fargo             3                  1
SAN JOSE                    Wells Fargo             3                  1
PALM HARBOR                 Wells Fargo             3                  1
ST. PETERSBURG              Wells Fargo             3                  1
MURRIETA                    Wells Fargo             3                  1
PITTSBURG                   Wells Fargo             3                  1
EL CAJON                    Wells Fargo             3                  1
BAKERSFIELD                 Wells Fargo             0                  0
CHANDLER                    Wells Fargo             3                  1
WESTON                      Wells Fargo             3                  1
BOLINGBROOK                 Wells Fargo             3                  1
SALEM                       Wells Fargo             3                  1
NEW PORT RICHEY             Wells Fargo             3                  1
SAN MARCOS                  Wells Fargo             3                  1
DENVER                      Wells Fargo             3                  1
ELK GROVE                   Wells Fargo             3                  1
ACWORTH                     Wells Fargo             3                  1
SPOKANE VALLEY              Wells Fargo             0                  0
SAN JOSE                    Wells Fargo             3                  1
NEW KENSINGTON              Wells Fargo             3                  1
MIAMI                       Wells Fargo             3                  1
CINCINNATI                  Wells Fargo             0                  0
EUGENE                      Wells Fargo             3                  1
FORT WAYNE                  Wells Fargo             3                  1
LAKE FOREST                 Wells Fargo             3                  1
RICHMOND                    Wells Fargo             3                  1
BAKERSFIELD                 Wells Fargo             3                  1
THOUSAND OAKS               Wells Fargo             3                  1
BECKER                      Wells Fargo             0                  0
RIVERDALE                   Wells Fargo             3                  1
ZIONSVILLE                  Wells Fargo             3                  1
EAST PALATKA                Wells Fargo             3                  1
MIAMI                       Wells Fargo             3                  1
SAN CLEMENTE                Wells Fargo             3                  1
LANCASTER                   Wells Fargo             3                  1
CERRITOS                    Wells Fargo             3                  1
GIBSONTON                   Wells Fargo             3                  1
PORTLAND                    Wells Fargo             3                  1
LAKE FOREST                 Wells Fargo             3                  1
SAN BERNARDINO              Wells Fargo             3                  1
TRINITY                     Wells Fargo             3                  1
LANDSDOWNE                  Wells Fargo             3                  1
MORGAN HILL                 Wells Fargo             3                  1
SAN DIEGO                   Wells Fargo             3                  1
LAWRENCEVILLE               Wells Fargo             3                  1
BALDWIN PARK                Wells Fargo             3                  1
BENICIA                     Wells Fargo             3                  1
LADERA RANCH                Wells Fargo             3                  1
BROOKLYN                    Wells Fargo             0                  0
MIAMI                       Wells Fargo             3                  1
LAS VEGAS                   Wells Fargo             3                  1
HOUSTON                     Wells Fargo             3                  1
BOILING SPRING LAKES        Wells Fargo             3                  1
NORTH LAS VEGAS             Wells Fargo             3                  1
MANASSAS                    Wells Fargo             3                  1
VICTORVILLE                 Wells Fargo             3                  1
ALEXANDRIA                  Wells Fargo             3                  1
SALT LAKE CITY              Wells Fargo             3                  1
VICTORVILLE                 Wells Fargo             3                  1
COON RAPIDS                 Wells Fargo             3                  1
CHARLOTTE                   Wells Fargo             3                  1
ORTING                      Wells Fargo             3                  1
ROCK HILL                   Wells Fargo             3                  1
ELGIN                       Wells Fargo             3                  1
NILES                       Wells Fargo             3                  1
SAN JOSE                    Wells Fargo             3                  1
LAKESIDE                    Wells Fargo             3                  1
WESTLAND                    Wells Fargo             3                  1
CUMMING                     Wells Fargo             3                  1
LAWRENCEVILLE               Wells Fargo             3                  1
VALPARAISO                  Wells Fargo             3                  1
CERES                       Wells Fargo             3                  1
PHOENIX                     Wells Fargo             3                  1
LAWRENCEVILLE               Wells Fargo             3                  1
FINDLAY                     Wells Fargo             3                  1
RIVERSIDE                   Wells Fargo             3                  1
RAMONA                      Wells Fargo             3                  1
GUADALUPE                   Wells Fargo             3                  1
MCDONOUGH                   Wells Fargo             3                  1
COVINGTON                   Wells Fargo             3                  1
CLINTON                     Wells Fargo             3                  1
MESA                        Wells Fargo             3                  1
STATESVILLE                 Wells Fargo             3                  1
COMPTON                     Wells Fargo             3                  1
WOODBRIDGE                  Wells Fargo             3                  1
STREAMWOOD                  Wells Fargo             3                  1
ROBBINSDALE                 Wells Fargo             3                  1
CORONA                      Wells Fargo             3                  1
EL CAJON                    Wells Fargo             3                  1
CHINO HILLS                 Wells Fargo             3                  1
PARAMOUNT                   Wells Fargo             3                  1
WALDORF                     Wells Fargo             3                  1
CHATTANOOGA                 Wells Fargo             3                  1
PEABODY                     Wells Fargo             3                  1
BROOKLYN                    Wells Fargo             3                  1
NAMPA                       Wells Fargo             3                  1
SOUTH GATE                  Wells Fargo             3                  1
BRONX                       Wells Fargo             3                  1
LEBANON                     Wells Fargo             3                  1
ALISO VIEJO                 Wells Fargo             3                  1
CLAYTON                     Wells Fargo             3                  1
NEWPORT NEWS                DeutscheBank            3                1.5
SPRINGFIELD                 DeutscheBank            3                1.5
LOS ANGELES                 DeutscheBank            3                1.5
INDIANAPOLIS                DeutscheBank            0                  0
VISALIA                     DeutscheBank            3                1.5
ORANGEVALE                  DeutscheBank            3                1.5
CENTRAL FALLS               DeutscheBank            3                1.5
MALDEN                      DeutscheBank            3                1.5
ALBUQUERQUE                 DeutscheBank            0                  0
BEAVERTON                   DeutscheBank            3                1.5
FORT WAYNE                  DeutscheBank            3                1.5
WEST PALM BEACH             DeutscheBank            3                1.5
LA MIRADA                   DeutscheBank            3                1.5
CASSELBERRY                 DeutscheBank            3                1.5
DAYTON                      DeutscheBank            3                1.5
CASSELBERRY                 DeutscheBank            3                1.5
TRUCKEE                     DeutscheBank            0                  0
SOUTH LAKE TAHOE            DeutscheBank            3                1.5
PHOENIX                     DeutscheBank            3                1.5
CHANDLER                    DeutscheBank            3                1.5
BAKERSFIELD                 DeutscheBank            3                1.5
DENVER                      DeutscheBank            3                1.5
RICHMOND                    DeutscheBank            3                1.5
BLOOMFIELD HILLS            DeutscheBank            3                1.5
ESCONDIDO                   DeutscheBank            3                1.5
GREENACRES                  DeutscheBank            3                1.5
BLUE ISLAND                 DeutscheBank            0                  0
MAYER                       DeutscheBank            3                1.5
MORENO VALLEY               DeutscheBank            3                1.5
PORT CHARLOTTE              DeutscheBank            3                1.5
PORTERVILLE                 DeutscheBank            3                1.5
CEDAR VALLEY                DeutscheBank            0                  0
INGLEWOOD                   DeutscheBank            3                1.5
FYFFE                       DeutscheBank            0                  0
RICHMOND                    DeutscheBank            3                1.5
MESA                        DeutscheBank            3                1.5
LAS VEGAS                   DeutscheBank            3                1.5
HOLLISTER                   DeutscheBank            3                1.5
COMPTON                     DeutscheBank            3                1.5
MIDDLEBORO                  DeutscheBank            3                1.5
ORLANDO                     DeutscheBank            0                  0
OCALA                       DeutscheBank            3                1.5
MAPLE VALLEY                DeutscheBank            3                1.5
PHOENIX                     DeutscheBank            3                1.5
LAKE OSWEGO                 DeutscheBank            0                  0
HAZEL CREST                 DeutscheBank            3                1.5
APACHE JUNCTION             DeutscheBank            0                  0
INDIANAPOLIS                DeutscheBank            0                  0
SACRAMENTO                  DeutscheBank            3                1.5
PARKER                      DeutscheBank            0                  0
GODFREY                     DeutscheBank            0                  0
DELTA                       DeutscheBank            3                1.5
SEYMOUR                     DeutscheBank            3                1.5
ELIZABETHTOWN               DeutscheBank            0                  0
MURRIETA                    DeutscheBank            3                1.5
MOORE                       DeutscheBank            0                  0
KENT                        DeutscheBank            0                  0
ONTARIO                     DeutscheBank            3                1.5
ALPHARETTA                  DeutscheBank            0                  0
INDIANAPOLIS                DeutscheBank            0                  0
PARADISE VALLEY             DeutscheBank            3                1.5
DENVER                      DeutscheBank            3                1.5
LAKEWOOD                    DeutscheBank            3                1.5
FORT WAYNE                  DeutscheBank            0                  0
HIGHLANDS RANCH             DeutscheBank            3                1.5
PLEASANT GROVE              DeutscheBank            3                1.5
LINN                        DeutscheBank            0                  0
CORONA                      DeutscheBank            3                1.5
SALINAS                     DeutscheBank            3                1.5
MORENO VALLEY               DeutscheBank            3                1.5
TUCSON                      DeutscheBank            0                  0
DORCHESTER                  DeutscheBank            3                1.5
TUCSON                      DeutscheBank            3                1.5
BEND                        DeutscheBank            3                1.5
PAYSON                      DeutscheBank            0                  0
HENDERSON                   DeutscheBank            3                1.5
MURRAY                      DeutscheBank            3                1.5
LAVEEN                      DeutscheBank            3                1.5
DUDLEY                      DeutscheBank            3                1.5
BONNER SPRINGS              DeutscheBank            0                  0
LAWRENCEVILLE               DeutscheBank            3                1.5
LEBANON JUNCTION            DeutscheBank            0                  0
SHERWOOD                    DeutscheBank            0                  0
PERRIS                      DeutscheBank            3                1.5
ORLANDO                     DeutscheBank            3                1.5
FIRCREST                    DeutscheBank            3                1.5
KISSIMMEE                   DeutscheBank            0                  0
MUSKEGON                    DeutscheBank            0                  0
VANCOUVER                   DeutscheBank            3                1.5
CENTRAL FALLS               DeutscheBank            3                1.5
PITTSBURGH                  DeutscheBank            0                  0
NORTH PORT                  DeutscheBank            3                1.5
GILBERT                     DeutscheBank            3                1.5
TUCSON                      DeutscheBank            3                1.5
GLENDALE                    DeutscheBank            3                1.5
PROVIDENCE                  DeutscheBank            3                1.5
SPARKS                      DeutscheBank            3                1.5
CHICAGO                     DeutscheBank            3                1.5
CHICAGO HEIGHTS             DeutscheBank            0                  0
HILLSBORO                   DeutscheBank            3                1.5
BOSTON                      DeutscheBank            3                1.5
GREENWOOD                   DeutscheBank            3                1.5
MORENO VALLEY               DeutscheBank            3                1.5
SALT LAKE CITY              DeutscheBank            0                  0
LOS ANGELES                 DeutscheBank            3                1.5
FRESNO                      DeutscheBank            3                1.5
PITTSBURG                   DeutscheBank            3                1.5
LAS VEGAS                   DeutscheBank            3                1.5
QUEEN CREEK                 DeutscheBank            3                1.5
LAS VEGAS                   DeutscheBank            3                1.5
PAPILLION                   DeutscheBank            0                  0
SAN FRANCISCO               DeutscheBank            3                1.5
TRACY                       DeutscheBank            3                1.5
LOS ANGELES                 DeutscheBank            3                1.5
MAPLE VALLEY                DeutscheBank            3                1.5
BRIGHTON                    DeutscheBank            3                1.5
FARMINGTON HILLS            DeutscheBank            3                1.5
PRINEVILLE                  DeutscheBank            3                1.5
PILGER                      DeutscheBank            0                  0
ALBUQUERQUE                 DeutscheBank            0                  0
THORNTON                    DeutscheBank            3                1.5
APPLE VALLEY                DeutscheBank            3                1.5
THORNTON                    DeutscheBank            0                  0
WHITE HALL                  DeutscheBank            3                1.5
VIRGINIA BEACH              DeutscheBank            3                1.5
OAKLAND                     DeutscheBank            3                1.5
PHOENIX                     DeutscheBank            3                1.5
GRESHAM                     DeutscheBank            3                1.5
RIALTO                      DeutscheBank            3                1.5
SAINT LOUIS                 DeutscheBank            3                1.5
LAS VEGAS                   DeutscheBank            3                1.5
FORT WORTH                  DeutscheBank            0                  0
EAST CANTON                 DeutscheBank            0                  0
EVERGREEN PARK              DeutscheBank            0                  0
CHUBBUCK                    DeutscheBank            0                  0
BOISE                       DeutscheBank            0                  0
LOS ANGELES                 DeutscheBank            3                1.5
IONE                        DeutscheBank            0                  0
HILLSBORO                   DeutscheBank            3                1.5
PAYETTE                     DeutscheBank            0                  0
CLEARFIELD                  DeutscheBank            3                1.5
SPRINGFIELD                 DeutscheBank            3                1.5
SUGAR HILL                  DeutscheBank            3                1.5
NEWMAN                      DeutscheBank            3                1.5
CHESTER                     DeutscheBank            0                  0
BURIEN                      DeutscheBank            3                1.5
PORTLAND                    DeutscheBank            3                1.5
RANDOLPH                    DeutscheBank            3                1.5
JACKSONVILLE                DeutscheBank            3                1.5
COLUMBUS                    DeutscheBank            0                  0
RICHMOND                    DeutscheBank            0                  0
LOUISVILLE                  DeutscheBank            0                  0
FORDLAND                    DeutscheBank            0                  0
ORLANDO                     DeutscheBank            3                1.5
SAINT LOUIS                 DeutscheBank            0                  0
LAS VEGAS                   DeutscheBank            3                1.5
STONE MOUNTAIN              DeutscheBank            3                1.5
COLLINSVILLE                DeutscheBank            3                1.5
PARAGOULD                   DeutscheBank            0                  0
CRYSTAL                     DeutscheBank            3                1.5
CEDAR VALLEY                DeutscheBank            3                1.5
PALM COAST                  DeutscheBank            0                  0
O FALLON                    DeutscheBank            3                1.5
ALBUQUERQUE                 DeutscheBank            3                1.5
NAMPA                       DeutscheBank            0                  0
LANSING                     DeutscheBank            3                1.5
LAS VEGAS                   DeutscheBank            3                1.5
BOISE                       DeutscheBank            0                  0
HENDERSON                   DeutscheBank            3                1.5
BALTIMORE                   DeutscheBank            0                  0
ANTIOCH                     DeutscheBank            3                1.5
DELHI                       DeutscheBank            3                1.5
CLACKAMAS                   DeutscheBank            3                1.5
TRACY                       DeutscheBank            3                1.5
PRINEVILLE                  DeutscheBank            3                1.5
TRACY                       DeutscheBank            3                1.5
BUFORD                      DeutscheBank            3                1.5
HAYWARD                     DeutscheBank            3                1.5
ORANGE CITY                 DeutscheBank            3                1.5
COLUMBUS                    DeutscheBank            0                  0
NORTH PORT                  DeutscheBank            3                1.5
WINDERMERE                  DeutscheBank            3                1.5
VISTA                       DeutscheBank            3                1.5
DAVENPORT                   DeutscheBank            0                  0
PORTLAND                    DeutscheBank            3                1.5
BANKS                       DeutscheBank            3                1.5
SYLVANIA                    DeutscheBank            0                  0
COVINGTON                   DeutscheBank            3                1.5
PHILADELPHIA                DeutscheBank            3                1.5
COLORA                      DeutscheBank            3                1.5
BATTLE CREEK                DeutscheBank            3                1.5
PORTERVILLE                 DeutscheBank            3                1.5
REVERE                      DeutscheBank            3                1.5
VICTORVILLE                 DeutscheBank            3                1.5
FONTANA                     DeutscheBank            3                1.5
QUEEN CREEK                 DeutscheBank            3                1.5
MOLINE                      DeutscheBank            0                  0
VALRICO                     DeutscheBank            3                1.5
ROXBURY                     DeutscheBank            0                  0
WASHINGTON                  DeutscheBank            3                1.5
HAVERHILL                   DeutscheBank            3                1.5
HAWTHORNE                   DeutscheBank            3                1.5
SANDY                       DeutscheBank            0                  0
CASTLEWOOD                  DeutscheBank            0                  0
WEST VALLEY CITY            DeutscheBank            0                  0
QUEEN CREEK                 DeutscheBank            3                1.5
PAYSON                      DeutscheBank            0                  0
INDEPENDENCE                DeutscheBank            0                  0
PASADENA                    DeutscheBank            3                1.5
SALINAS                     DeutscheBank            3                1.5
COLORADO SPRINGS            DeutscheBank            3                1.5
ALBUQUERQUE                 DeutscheBank            3                1.5
LOS ANGELES                 DeutscheBank            3                1.5
POWDER SPRINGS              DeutscheBank            3                1.5
DULUTH                      DeutscheBank            3                1.5
SAN DIEGO                   DeutscheBank            3                1.5
CHULA VISTA                 DeutscheBank            3                1.5
PLANT CITY                  DeutscheBank            3                1.5
DALLAS                      DeutscheBank            3                1.5
LAS VEGAS                   DeutscheBank            3                1.5
PATTERSON                   DeutscheBank            3                1.5
SALEM                       DeutscheBank            3                1.5
DALLAS                      DeutscheBank            3                1.5
PLANT CITY                  DeutscheBank            3                1.5
KENDALLVILLE                DeutscheBank            0                  0
DANVILLE                    DeutscheBank            3                1.5
PASCO                       DeutscheBank            3                1.5
LYNCHBURG                   DeutscheBank            0                  0
VANCOUVER                   DeutscheBank            3                1.5
AVON                        DeutscheBank            3                1.5
PARAMOUNT                   DeutscheBank            3                1.5
BLACKFOOT                   DeutscheBank            0                  0
LOVELAND                    DeutscheBank            3                1.5
SALT LAKE CITY              DeutscheBank            3                1.5
MEBANE                      DeutscheBank            0                  0
MAGNA                       DeutscheBank            0                  0
FRAMINGHAM                  DeutscheBank            3                1.5
ORLANDO                     DeutscheBank            3                1.5
DELTONA                     DeutscheBank            3                1.5
TIGARD                      DeutscheBank            3                1.5
SAN LORENZO                 DeutscheBank            3                1.5
TROY                        DeutscheBank            3                1.5
SCIO                        DeutscheBank            0                  0
MC COOK                     DeutscheBank            0                  0
DORAL                       DeutscheBank            3                1.5
ALBUQUERQUE                 DeutscheBank            3                1.5
STOCKTON                    DeutscheBank            3                1.5
DUVALL                      DeutscheBank            3                1.5
NAMPA                       DeutscheBank            3                1.5
MURRAYVILLE                 DeutscheBank            0                  0
RANCHO SANTA MARGARITA      DeutscheBank            3                1.5
JACKSONVILLE                DeutscheBank            3                1.5
ANTHEM                      DeutscheBank            3                1.5
PARAMOUNT                   DeutscheBank            3                1.5
PORTLAND                    DeutscheBank            3                1.5
BRENTWOOD                   DeutscheBank            3                1.5
FAIRVIEW                    DeutscheBank            3                1.5
HOOPER                      DeutscheBank            3                1.5
HERCULES                    DeutscheBank            3                1.5
PUYALLUP                    DeutscheBank            3                1.5
MANTECA                     DeutscheBank            3                1.5
DALLAS                      DeutscheBank            3                1.5
LANCASTER                   DeutscheBank            0                  0
ANDERSON                    DeutscheBank            0                  0
PHOENIX                     DeutscheBank            3                1.5
BROCKTON                    DeutscheBank            3                1.5
SCOTTSDALE                  DeutscheBank            3                1.5
SARATOGA SPRINGS            DeutscheBank            3                1.5
ORLANDO                     DeutscheBank            3                1.5
YACOLT                      DeutscheBank            3                1.5
VANCOUVER                   DeutscheBank            3                1.5
MANCHESTER                  DeutscheBank            3                1.5
VANCOUVER                   DeutscheBank            3                1.5
SPRING HILL                 DeutscheBank            3                1.5
BRADENTON                   DeutscheBank            3                1.5
NORTH LAS VEGAS             DeutscheBank            3                1.5
BUCKEYE                     DeutscheBank            3                1.5
MESA                        DeutscheBank            3                1.5
VALLEY CENTER               DeutscheBank            3                1.5
LAKE WORTH                  DeutscheBank            3                1.5
ANDERSON                    DeutscheBank            3                1.5
SANTA MARIA                 DeutscheBank            3                1.5
CALLAHAN                    DeutscheBank            3                1.5
NORTH PORT                  DeutscheBank            3                1.5
EXETER                      DeutscheBank            3                1.5
AMERICAN CANYON             DeutscheBank            3                1.5
SAINT LOUIS                 DeutscheBank            3                1.5
ALHAMBRA                    DeutscheBank            3                1.5
PORTLAND                    DeutscheBank            3                1.5
TUCSON                      DeutscheBank            3                1.5
RENO                        DeutscheBank            3                1.5
CASSELBERRY                 DeutscheBank            3                1.5
GLENDALE                    DeutscheBank            3                1.5
CONCORD                     DeutscheBank            3                1.5
MESA                        DeutscheBank            3                1.5
AUBURN                      DeutscheBank            3                1.5
SCOTTSDALE                  DeutscheBank            3                1.5
ALBUQUERQUE                 DeutscheBank            0                  0
LAS VEGAS                   DeutscheBank            3                1.5
GLENDALE                    DeutscheBank            3                1.5
KIMMELL                     DeutscheBank            3                1.5
NAMPA                       DeutscheBank            3                1.5
HAYWARD                     DeutscheBank            3                1.5
TRENTON                     DeutscheBank            0                  0
VIRGINIA BEACH              DeutscheBank            3                1.5
LAYTON                      DeutscheBank            3                1.5
PHOENIX                     DeutscheBank            3                1.5
ARCADIA                     DeutscheBank            0                  0
WOODS CROSS                 DeutscheBank            3                1.5
CALDWELL                    DeutscheBank            3                1.5
HARRIMAN                    DeutscheBank            0                  0
MEMPHIS                     DeutscheBank            0                  0
TALLAHASSEE                 DeutscheBank            3                1.5
BEAVERTON                   DeutscheBank            3                1.5
MORENO VALLEY               DeutscheBank            3                1.5
CRANSTON                    DeutscheBank            3                1.5
SALEM                       DeutscheBank            3                1.5
SOLEDAD                     DeutscheBank            3                1.5
NORRISTOWN                  DeutscheBank            3                1.5
VANCOUVER                   DeutscheBank            3                1.5
PLEASANTON                  DeutscheBank            3                1.5
CHATTANOOGA                 DeutscheBank            0                  0
FLINT                       DeutscheBank            3                1.5
ANTIOCH                     DeutscheBank            3                1.5
VALLEJO                     DeutscheBank            3                1.5
BROOKLYN                    DeutscheBank            3                1.5
ATLANTA                     DeutscheBank            3                1.5
WATERFORD                   DeutscheBank            3                1.5
HANOVER PARK                DeutscheBank            3                1.5
COMPTON                     DeutscheBank            3                1.5
AUBURN                      DeutscheBank            0                  0
BAY POINT                   DeutscheBank            3                1.5
FALL CITY                   DeutscheBank            3                1.5
PORT HURON                  DeutscheBank            3                1.5
CAMBRIDGE                   DeutscheBank            3                1.5
ESPARTO                     DeutscheBank            3                1.5
LAS VEGAS                   DeutscheBank            3                1.5
WORCESTER                   DeutscheBank            3                1.5
ERIE                        DeutscheBank            0                  0
HOLT                        DeutscheBank            3                1.5
WINTHROP                    DeutscheBank            3                1.5
CITRUS HEIGHTS              DeutscheBank            3                1.5
ARVADA                      DeutscheBank            3                1.5
COLUMBUS                    DeutscheBank            0                  0
PALM COAST                  DeutscheBank            3                1.5
DETROIT                     DeutscheBank            0                  0
SYRACUSE                    DeutscheBank            0                  0
DENVER                      DeutscheBank            3                1.5

City                                    Minimum            Original             Neg     Neg
                                  Interest Rate       Interest Rate       Amort Cap Amort Flag
--------------------------------------------------------------------------------------------
Jennings                            0.0000              0.0000                0     N
Signal Mountain                     0.0000              0.0000                0     N
Fremont                             5.3750              5.3750                0     N
Jamaica                             8.1250              8.1250                0     N
Elkhart                             8.6250              8.6250                0     N
Pueblo                              6.8750              6.8750                0     N
Trenton                             8.8750              8.8750                0     N
Hockessin                           7.2500              7.2500                0     N
Plymouth                            6.2500              6.2500                0     N
Bel Nor                             0.0000              0.0000                0     N
Akron                               7.6250              7.6250                0     N
Hudson                              6.6250              6.6250                0     N
Chicago                             8.6250              8.6250                0     N
Hatton                              7.1250              7.1250                0     N
Boise                               8.0000              8.0000                0     N
Hartland                            8.0000              8.0000                0     N
Augusta                             7.3750              7.3750                0     N
Lewisville                          5.0000              5.0000                0     N
Cragin                              7.3750              7.3750                0     N
Oak Park                            6.0000              6.0000                0     N
Sugar Land                          0.0000              0.0000                0     N
Newark                             10.7500             10.7500                0     N
Simi Valley                         5.8750              5.8750                0     N
Upland                              5.9200              5.9200                0     N
Sarasota                            6.7500              6.7500                0     N
Queensbury                          8.8750              8.8750                0     N
Middletown                          0.0000              0.0000                0     N
Wellston                            7.0000              7.0000                0     N
Highland                            7.5000              7.5000                0     N
Saint Louis                         6.0000              6.0000                0     N
Jeffersonville                      7.3750              7.3750                0     N
Miami                               0.0000              0.0000                0     N
Gumbo                               0.0000              0.0000                0     N
Miramar                             0.0000              0.0000                0     N
New Brunswick                       7.8750              7.8750                0     N
East Brunswick                      7.3750              7.3750                0     N
Marne                               0.0000              0.0000                0     N
Blythe                              0.0000              0.0000                0     N
Chesterfield                        5.2500              5.2500                0     N
Southfield                          6.5000              6.5000                0     N
Roscommon                           7.8750              7.8750                0     N
Pasadena                            6.8750              6.8750                0     N
Portland                            6.2500              6.2500                0     N
Valley Stream                       6.1000              6.1000                0     N
Middleboro                          6.9500              6.9500                0     N
Bowdoinham                          7.5000              7.5000                0     N
Mogadore                            0.0000              0.0000                0     N
Charlotte                           0.0000              0.0000                0     N
Orlando                             8.0000              8.0000                0     N
Meriden                             6.8750              6.8750                0     N
Jackson                             6.0000              6.0000                0     N
Huffman                             0.0000              0.0000                0     N
Downey                              8.0000              8.0000                0     N
Chula Vista                         5.7500              5.7500                0     N
Calexico                            6.2500              6.2500                0     N
Lake Montezuma                      6.0000              6.0000                0     N
San Diego                           5.3750              5.3750                0     N
San Diego                           5.2500              5.2500                0     N
Margate                             7.7500              7.7500                0     N
Columbia                            6.8750              6.8750                0     N
Cloverly                            0.0000              0.0000                0     N
Lakeland                            6.8750              6.8750                0     N
Kihei                               6.5000              6.5000                0     N
Anchorage                           0.0000              0.0000                0     N
Wagner                              5.8750              5.8750                0     N
Rincon                              6.7500              6.7500                0     N
Davie                               7.3750              7.3750                0     N
Orlando                             0.0000              0.0000                0     N
Apopka                              6.0000              6.0000                0     N
Merced                              7.6250              7.6250                0     N
Monona                             10.0000             10.0000                0     N
Huntley                             6.6250              6.6250                0     N
Perris                              8.1250              8.1250                0     N
Universal                           8.3750              8.3750                0     N
Cleveland                           6.7500              6.7500                0     N
Arlington                           6.6250              6.6250                0     N
Ldhl                                7.8750              7.8750                0     N
Gate                                6.6250              6.6250                0     N
Southaven                           0.0000              0.0000                0     N
Kismet                              7.3000              7.3000                0     N
Norwalk                             0.0000              0.0000                0     N
Perth Amboy                         6.5000              6.5000                0     N
Carrollton                          7.8750              7.8750                0     N
East End                            7.6250              7.6250                0     N
Audubon                             7.8750              7.8750                0     N
West Jordan                         6.8750              6.8750                0     N
Antioch                             7.3000              7.3000                0     N
Dixmoor                             8.5000              8.5000                0     N
Rodeo                               6.3750              6.3750                0     N
Cherrytown                          8.3750              8.3750                0     N
Naranja                             5.8750              5.8750                0     N
Tacoma                              5.8750              5.8750                0     N
Lawrence                            0.0000              0.0000                0     N
Foxridge                            7.2500              7.2500                0     N
Detroit                             0.0000              0.0000                0     N
Ypsilanti                           6.8750              6.8750                0     N
Detroit                             7.6250              7.6250                0     N
Grand Blanc                         8.2500              8.2500                0     N
Brandon                             6.8750              6.8750                0     N
Shreveport                          6.2500              6.2500                0     N
Arvada                              6.0000              6.0000                0     N
Leominster                          6.6000              6.6000                0     N
Columbus                            6.8750              6.8750                0     N
Visalia                             8.2500              8.2500                0     N
Elk Grove                           8.5000              8.5000                0     N
Ceres                               0.0000              0.0000                0     N
Jupiter                             6.8750              6.8750                0     N
Sherrills Ford                      7.3750              7.3750                0     N
Merrifield                          0.0000              0.0000                0     N
Tampa                               0.0000              0.0000                0     N
Orlando                             6.8750              6.8750                0     N
Davie                               6.6250              6.6250                0     N
Topeka                              8.8750              8.8750                0     N
Merced                              6.2500              6.2500                0     N
Chula Vista                         6.2500              6.2500                0     N
Highland                            7.8750              7.8750                0     N
Kahuku                              6.6250              6.6250                0     N
Los Angeles                         6.2500              6.2500                0     N
North Las Vegas                     6.7500              6.7500                0     N
Largo                               5.8750              5.8750                0     N
Vancouver                           6.8750              6.8750                0     N
Covell                              7.0000              7.0000                0     N
Omaha                               7.3750              7.3750                0     N
Palm Coast                          0.0000              0.0000                0     N
Miami                               6.0000              6.0000                0     N
Belle Vernon                        0.0000              0.0000                0     N
Lakeland                            0.0000              0.0000                0     N
Elk Grove                           5.3750              5.3750                0     N
Visalia                             6.8750              6.8750                0     N
Joliet                              8.2500              8.2500                0     N
Coatesville                         0.0000              0.0000                0     N
Mira Loma                           5.2500              5.2500                0     N
Taylors                             9.8750              9.8750                0     N
Staunton                            6.8750              6.8750                0     N
Alloway                             6.6500              6.6500                0     N
Woodbury                            7.7500              7.7500                0     N
Orlando                             8.3300              8.3300                0     N
Loudville                           8.5000              8.5000                0     N
Wells                               6.8750              6.8750                0     N
Holly                               7.0000              7.0000                0     N
Calif City                          5.2500              5.2500                0     N
Flat Rock                           9.7500              9.7500                0     N
Corpus Christi                      0.0000              0.0000                0     N
Mendoza                             0.0000              0.0000                0     N
San Antonio                         0.0000              0.0000                0     N
Midland                             0.0000              0.0000                0     N
North Las Vegas                     6.5000              6.5000                0     N
Long Beach                          7.2500              7.2500                0     N
Nashua                              7.0500              7.0500                0     N
Hoover                              0.0000              0.0000                0     N
Antioch                             6.1250              6.1250                0     N
Dolton                              6.8750              6.8750                0     N
Sheridan                            0.0000              0.0000                0     N
Miami                               6.3750              6.3750                0     N
Redland                             6.2500              6.2500                0     N
Foxridge                            6.1250              6.1250                0     N
Glyndon                             7.0000              7.0000                0     N
Seymour                             0.0000              0.0000                0     N
Manchester                          9.1250              9.1250                0     N
Kissimmee                           5.7500              5.7500                0     N
Orlando                             6.7500              6.7500                0     N
Bellflower                          0.0000              0.0000                0     N
Miami                               8.0000              8.0000                0     N
Stephens City                       5.7500              5.7500                0     N
Topeka                              9.8750              9.8750                0     N
Vienna                              0.0000              0.0000                0     N
Las Vegas                           6.8750              6.8750                0     N
Hammond                             9.1250              9.1250                0     N
Pontiac                             7.2500              7.2500                0     N
Miami                               7.4500              7.4500                0     N
Omaha                               0.0000              0.0000                0     N
Yuba City                           6.4000              6.4000                0     N
Muscoy                              9.9900              9.9900                0     N
Holland                             6.2500              6.2500                0     N
La Crosse                           0.0000              0.0000                0     N
Knoxville                           6.8750              6.8750                0     N
Georgetown                          7.2500              7.2500                0     N
Danville                            7.7500              7.7500                0     N
Auburn                              7.8000              7.8000                0     N
Richton Park                        6.0000              6.0000                0     N
Austin                              5.6500              5.6500                0     N
Modello                             0.0000              0.0000                0     N
Tacoma                              0.0000              0.0000                0     N
Fontana                             0.0000              0.0000                0     N
Tempe                               7.5000              7.5000                0     N
Commerce                            0.0000              0.0000                0     N
Kismet                              6.6000              6.6000                0     N
Sepulveda                           6.9900              6.9900                0     N
Mount Sinai                         7.0500              7.0500                0     N
Irvington                           6.5000              6.5000                0     N
Buffalo                            10.3750             10.3750                0     N
Jamaica                             6.8000              6.8000                0     N
Newburgh                            0.0000              0.0000                0     N
Sepulveda                           0.0000              0.0000                0     N
Brodheadsville                      7.8750              7.8750                0     N
Antelope                            5.9500              5.9500                0     N
Sacramento                          6.0000              6.0000                0     N
Fresno                              7.6500              7.6500                0     N
Ripon                               0.0000              0.0000                0     N
Vallejo                             6.0000              6.0000                0     N
Modesto                             7.3750              7.3750                0     N
Raymore                             5.6000              5.6000                0     N
Park Ridge                          0.0000              0.0000                0     N
Winnetka                            6.2500              6.2500                0     N
Belvedere                           9.8750              9.8750                0     N
Auburn                              7.3750              7.3750                0     N
La Center                           6.8750              6.8750                0     N
Delaware                            0.0000              0.0000                0     N
Galion                              6.8750              6.8750                0     N
Humble                              5.2500              5.2500                0     N
Strathmore                          8.2000              8.2000                0     N
Mount Vernon                        6.4500              6.4500                0     N
East Orange                         8.1500              8.1500                0     N
Redland                             7.0000              7.0000                0     N
Fredericksburg                      8.5000              8.5000                0     N
Charleston                          8.5000              8.5000                0     N
Stone Mountain                      8.4500              8.4500                0     N
Decatur                             8.4500              8.4500                0     N
Lawndale                            7.2000              7.2000                0     N
Cleveland                           0.0000              0.0000                0     N
Thousand Oaks                       6.6250              6.6250                0     N
WILDOMAR                            6.1250              6.1250                0     N
Denver                              8.7500              8.7500                0     N
Downey                              7.6250              7.6250                0     N
New Berlin                          6.3750              6.3750                0     N
Lakeland                            0.0000              0.0000                0     N
Napa                                6.8750              6.8750                0     N
Mangonia Park                       5.7500              5.7500                0     N
Port Charlotte                      0.0000              0.0000                0     N
Lvpl                                0.0000              0.0000                0     N
Santa Clarita                       6.6050              6.6050                0     N
Four Corners                        7.1000              7.1000                0     N
Dellwood                            0.0000              0.0000                0     N
Memphis                             9.1250              9.1250                0     N
Orlando                             8.0000              8.0000                0     N
Baldy Mesa                          5.5000              5.5000                0     N
Kansas City                         0.0000              0.0000                0     N
Rockford                            7.3500              7.3500                0     N
Atlanta                             9.2500              9.2500                0     N
Glenwood                            0.0000              0.0000                0     N
Versailles                          7.1000              7.1000                0     N
Billerica                           6.8500              6.8500                0     N
Staten Island                       8.2000              8.2000                0     N
Valencia                            5.3500              5.3500                0     N
Sun Valley                          6.8000              6.8000                0     N
Compton                             6.5000              6.5000                0     N
Cucamonga                           5.7500              5.7500                0     N
Valencia                            6.0000              6.0000                0     N
Riverview                           6.6250              6.6250                0     N
Wenatchee                           7.6250              7.6250                0     N
Crofton                             6.1250              6.1250                0     N
Baton Rouge                         6.8750              6.8750                0     N
Dayton                             10.0000             10.0000                0     N
Devon                               9.1250              9.1250                0     N
Fresno                              7.5000              7.5000                0     N
Claremont                           6.1250              6.1250                0     N
Fresno                              0.0000              0.0000                0     N
Stockton                            6.3000              6.3000                0     N
Avondale                            6.4000              6.4000                0     N
Baton Rouge                         7.6500              7.6500                0     N
Sun City                            8.0000              8.0000                0     N
Jacksonville                        7.8750              7.8750                0     N
Orlando                             8.8750              8.8750                0     N
Clearwater                          6.7500              6.7500                0     N
Philadelphia                        8.7500              8.7500                0     N
San Francisco                       5.9900              5.9900                0     N
Chino                               6.5500              6.5500                0     N
Stockton                            6.8000              6.8000                0     N
North Hollywood                     7.4000              7.4000                0     N
La Quinta                           6.8750              6.8750                0     N
Odenton                             9.2500              9.2500                0     N
Rockford                            7.4000              7.4000                0     N
Sioux Falls                         8.4500              8.4500                0     N
Gilbert                             7.1000              7.1000                0     N
Solon                               0.0000              0.0000                0     N
Detroit                            10.5000             10.5000                0     N
Detroit                             0.0000              0.0000                0     N
Dinuba                              9.7500              9.7500                0     N
North Las Vegas                     7.3750              7.3750                0     N
Citrus Heights                      5.7500              5.7500                0     N
Naranja                             7.7000              7.7000                0     N
Kroger                              0.0000              0.0000                0     N
Lithonia                            7.0000              7.0000                0     N
Alpharetta                          6.6250              6.6250                0     N
Whitelaw                            6.3750              6.3750                0     N
Boise                               5.6250              5.6250                0     N
Walla Walla                         7.2500              7.2500                0     N
Seattle                             6.5000              6.5000                0     N
Renton                              5.6250              5.6250                0     N
Cypress                             8.9500              8.9500                0     N
Winnetka                            5.7000              5.7000                0     N
Cimarron                            6.5000              6.5000                0     N
Paterson                            0.0000              0.0000                0     N
Fontana                             6.7500              6.7500                0     N
Inglewood                           6.5000              6.5000                0     N
Lakewood                            8.5000              8.5000                0     N
Miami                               6.5000              6.5000                0     N
Las Cruces                          8.2500              8.2500                0     N
Moreno Valley                       5.8750              5.8750                0     N
San Diego                           0.0000              0.0000                0     N
West Jordan                         6.0000              6.0000                0     N
Goode                               8.5000              8.5000                0     N
Hiler                               0.0000              0.0000                0     N
Kansas City                         9.2500              9.2500                0     N
Wilmington                          8.2500              8.2500                0     N
Warren                              8.8750              8.8750                0     N
Harvey                              6.0000              6.0000                0     N
Slidell                             6.1250              6.1250                0     N
Dudley                              9.6250              9.6250                0     N
Grand Island                        8.7500              8.7500                0     N
Boise                               6.1000              6.1000                0     N
Morrison                            7.2500              7.2500                0     N
Darnestown                          6.5000              6.5000                0     N
San Clemente                        5.7500              5.7500                0     N
Neuse                               5.8750              5.8750                0     N
Grand Blanc                         8.3800              8.3800                0     N
Bonita                              7.0500              7.0500                0     N
Palmdale                            6.6000              6.6000                0     N
Donna                               0.0000              0.0000                0     N
Omaha                               0.0000              0.0000                0     N
Mound                               6.9000              6.9000                0     N
Malta                               6.9900              6.9900                0     N
Seattle                             6.7500              6.7500                0     N
Miami                               0.0000              0.0000                0     N
Centerville                         0.0000              0.0000                0     N
Miami                               0.0000              0.0000                0     N
Lynn Haven                          0.0000              0.0000                0     N
Conyers                             9.8750              9.8750                0     N
Whiting                             7.5000              7.5000                0     N
Ophir                               6.8750              6.8750                0     N
Laguna Beach                        5.9500              5.9500                0     N
Los Angeles                         0.0000              0.0000                0     N
Arleta                              6.1250              6.1250                0     N
Detroit                             6.9000              6.9000                0     N
Sacramento                          6.1000              6.1000                0     N
Sacramento                          5.8750              5.8750                0     N
Cleveland                           7.5000              7.5000                0     N
Gulfport                            7.1800              7.1800                0     N
Columbia                            6.6200              6.6200                0     N
Miami                               0.0000              0.0000                0     N
Miami                               6.4500              6.4500                0     N
Atlanta                             7.4500              7.4500                0     N
Atlanta                             6.9500              6.9500                0     N
Matlacha                            7.7000              7.7000                0     N
Miami                               7.2500              7.2500                0     N
Norfolk                             0.0000              0.0000                0     N
Altamonte                           8.2500              8.2500                0     N
Tuscawilla                          6.7500              6.7500                0     N
Austin                              6.7400              6.7400                0     N
Desoto                              7.5000              7.5000                0     N
Indianapolis                        7.2400              7.2400                0     N
Carteret                            7.6500              7.6500                0     N
Walland                             0.0000              0.0000                0     N
Detroit                             9.3750              9.3750                0     N
Griffith                            0.0000              0.0000                0     N
Riverview                           0.0000              0.0000                0     N
Emerson                             8.8750              8.8750                0     N
Rainbow                             6.8750              6.8750                0     N
Arcadia                             8.2500              8.2500                0     N
Minooka                             0.0000              0.0000                0     N
Chicago                             0.0000              0.0000                0     N
Riner                               0.0000              0.0000                0     N
Gilbert                             6.2500              6.2500                0     N
Sun City                            6.5000              6.5000                0     N
Stratham                            6.5000              6.5000                0     N
Midway                              0.0000              0.0000                0     N
Las Vegas                           6.9500              6.9500                0     N
College Park                        6.9500              6.9500                0     N
Las Vegas                           7.3000              7.3000                0     N
                                    6.2500              6.2500                0     N
Fort Mohave                         0.0000              0.0000                0     N
West Bridgewater                    6.2500              6.2500                0     N
Farmingdale                         4.9700              4.9700                0     N
Saint Cloud                         7.5500              7.5500                0     N
Trenton                             7.1500              7.1500                0     N
Detroit                             0.0000              0.0000                0     N
Phoenix                             7.7500              7.7500                0     N
Glendale                            0.0000              0.0000                0     N
Buena Park                          5.7500              5.7500                0     N
Huntington Beach                    6.8750              6.8750                0     N
Elyria                              8.7500              8.7500                0     N
Midwest City                        7.5000              7.5000                0     N
Grove                               8.5000              8.5000                0     N
Moreno                              5.2500              5.2500                0     N
Highlands                           8.3750              8.3750                0     N
Decatur                             6.1000              6.1000                0     N
Atlanta                             9.3750              9.3750                0     N
Ellenwood                           6.7500              6.7500                0     N
Atlanta                             7.3750              7.3750                0     N
Stowe                               0.0000              0.0000                0     N
Berkley                             7.6250              7.6250                0     N
Riverton                            6.3750              6.3750                0     N
Clifton                             0.0000              0.0000                0     N
Merrimack                           0.0000              0.0000                0     N
Detroit                             6.6250              6.6250                0     N
Peoria                              8.6250              8.6250                0     N
Volo                                6.2500              6.2500                0     N
Bakersfield                         5.9500              5.9500                0     N
San Gabriel                         7.9900              7.9900                0     N
El Cajon                            6.9900              6.9900                0     N
Lake Worth                          8.1900              8.1900                0     N
Linden                              8.3750              8.3750                0     N
Roseville                           5.5000              5.5000                0     N
Las Vegas                           6.2500              6.2500                0     N
Fry                                 5.2500              5.2500                0     N
Tacoma                              6.3500              6.3500                0     N
San Bernardino                      5.3750              5.3750                0     N
Covina                              5.5000              5.5000                0     N
La Puente                           5.8750              5.8750                0     N
Fresno                              5.6250              5.6250                0     N
Escondido                           6.7500              6.7500                0     N
Hazelwood                           0.0000              0.0000                0     N
Miner                               0.0000              0.0000                0     N
Kenosha                             9.0000              9.0000                0     N
Walnut Creek                        7.1250              7.1250                0     N
Morongo Valley                      8.5000              8.5000                0     N
Las Vegas                           9.5000              9.5000                0     N
Springfield                         6.2500              6.2500                0     N
Alafaya                             0.0000              0.0000                0     N
Osseo                               7.0000              7.0000                0     N
River Edge                          5.9500              5.9500                0     N
Palm Bay                            8.3000              8.3000                0     N
Watts                               7.7500              7.7500                0     N
Mira Loma                           6.8750              6.8750                0     N
West Covina                         6.0000              6.0000                0     N
Irwindale                           6.9500              6.9500                0     N
San Fernando                        6.8000              6.8000                0     N
Perris                              7.5000              7.5000                0     N
Fry                                 6.2500              6.2500                0     N
Orland                              6.0000              6.0000                0     N
Bakersfield                         6.6250              6.6250                0     N
San Jose                            5.2500              5.2500                0     N
San Jose                            5.7500              5.7500                0     N
Firebaugh                           6.5000              6.5000                0     N
Redondo Beach                       7.6250              7.6250                0     N
Palmdale                            6.8500              6.8500                0     N
Detroit                             6.1500              6.1500                0     N
Leominster                          6.7500              6.7500                0     N
Natick                              5.7500              5.7500                0     N
Yarmouth                            0.0000              0.0000                0     N
Redmond                             6.2000              6.2000                0     N
Bone                                7.4000              7.4000                0     N
Cimarron Hills                      5.0500              5.0500                0     N
Brewster                            0.0000              0.0000                0     N
Cimarron Hills                      7.5500              7.5500                0     N
Bothell                             6.3000              6.3000                0     N
Auburn                              7.0500              7.0500                0     N
Cimarron Hills                      7.3000              7.3000                0     N
Caldwell                            6.5000              6.5000                0     N
Ruston                              7.1250              7.1250                0     N
Claiborne                           0.0000              0.0000                0     N
Southaven                           7.5000              7.5000                0     N
Oceanside                           7.2500              7.2500                0     N
Bartlett                            6.9900              6.9900                0     N
Brockton                            6.1000              6.1000                0     N
Salisbury                           6.6500              6.6500                0     N
Baltimore                           8.6250              8.6250                0     N
Winchester                          6.7000              6.7000                0     N
Bakersfield                         5.9900              5.9900                0     N
Hollister                           5.9900              5.9900                0     N
San Jose                            6.8000              6.8000                0     N
Roseville                           5.9900              5.9900                0     N
Bell                                0.0000              0.0000                0     N
Hazard                              7.3000              7.3000                0     N
Claremont                           0.0000              0.0000                0     N
Glendale                            7.1500              7.1500                0     N
Detroit                             6.7000              6.7000                0     N
Las Vegas                           5.5500              5.5500                0     N
Weymouth                           10.0000             10.0000                0     N
Tucson                              6.8750              6.8750                0     N
Stone Mountain                     10.6250             10.6250                0     N
Mableton                            8.1250              8.1250                0     N
Mount Pleasant                      8.7500              8.7500                0     N
Ozark                              10.3000             10.3000                0     N
Otsego                              7.2000              7.2000                0     N
Kismet                              6.2000              6.2000                0     N
Lacey                               0.0000              0.0000                0     N
Downey                              6.1250              6.1250                0     N
Albuquerque                         7.7000              7.7000                0     N
Las Vegas                           7.2500              7.2500                0     N
Herriman                            6.0000              6.0000                0     N
Eagle Rock                          6.9000              6.9000                0     N
Arrowbear Lake                      6.2500              6.2500                0     N
Rincon                              7.3750              7.3750                0     N
Bronx                               6.4500              6.4500                0     N
Miami                               0.0000              0.0000                0     N
Naples                              6.8500              6.8500                0     N
Castle                              8.5500              8.5500                0     N
Shelbyville                         9.7500              9.7500                0     N
Peoria                              7.0000              7.0000                0     N
Richton Park                        7.2700              7.2700                0     N
Detroit                             9.0000              9.0000                0     N
Dover                               7.9500              7.9500                0     N
Rolling Meadows                     6.4500              6.4500                0     N
Princeton                           7.3000              7.3000                0     N
Memphis                             8.3700              8.3700                0     N
Lockport                            6.9500              6.9500                0     N
Sepulveda                           5.8750              5.8750                0     N
Chicago                             7.0000              7.0000                0     N
Bellingham                          6.1250              6.1250                0     N
Lisle                               7.9900              7.9900                0     N
Faribault                           7.3500              7.3500                0     N
Red Bluff                           6.6250              6.6250                0     N
Bristol                             6.6250              6.6250                0     N
Vista                               6.9900              6.9900                0     N
La Puente                           7.5000              7.5000                0     N
Fontana                             5.3000              5.3000                0     N
Lugo                                6.6000              6.6000                0     N
La Puente                           5.5000              5.5000                0     N
Santa Clarita                       6.5500              6.5500                0     N
Laurel                              6.8750              6.8750                0     N
Rosedale                            7.0000              7.0000                0     N
Castle Rock                         4.6500              4.6500                0     N
Aurora                              4.6250              4.6250                0     N
Aurora                              5.8000              5.8000                0     N
Colorado Springs                    7.3000              7.3000                0     N
Aurora                              5.9500              5.9500                0     N
Englewood                           7.2500              7.2500                0     N
Highlands                           5.6250              5.6250                0     N
Guilford                            6.2500              6.2500                0     N
Brockton                            6.1250              6.1250                0     N
Lynn                                5.6500              5.6500                0     N
Lexington                           8.1500              8.1500                0     N
Fresno                              0.0000              0.0000                0     N
Wappinger                           0.0000              0.0000                0     N
Flagg                               8.4000              8.4000                0     N
Stevensville                        6.7500              6.7500                0     N
Sylmar                              5.5000              5.5000                0     N
Torrance                            7.0000              7.0000                0     N
San Diego                           7.0500              7.0500                0     N
Cucamonga                           5.6250              5.6250                0     N
Salem                               8.2500              8.2500                0     N
Raleigh                             6.7500              6.7500                0     N
North Oaks                          7.8500              7.8500                0     N
Orange                              7.6500              7.6500                0     N
Chicago                             0.0000              0.0000                0     N
Chicago                             6.4000              6.4000                0     N
Chicago                             6.1500              6.1500                0     N
Crestview                           7.5000              7.5000                0     N
Berlin                              0.0000              0.0000                0     N
Saugus                              0.0000              0.0000                0     N
Aurora                              4.3200              4.3200                0     N
Reece                               0.0000              0.0000                0     N
Lees Summit                         7.9000              7.9000                0     N
Nampa                               7.3000              7.3000                0     N
Topeka                              8.4500              8.4500                0     N
Aurora                              5.9000              5.9000                0     N
Castle Rock                         5.6250              5.6250                0     N
Sylmar                              6.7500              6.7500                0     N
Roanoke                             5.3500              5.3500                0     N
Palmdale                            6.7500              6.7500                0     N
Houston                             0.0000              0.0000                0     N
Fresno                              5.5500              5.5500                0     N
Oak Park                            5.3750              5.3750                0     N
North Manchester                    7.3750              7.3750                0     N
Buchanan                            8.6300              8.6300                0     N
Homewood                            7.2500              7.2500                0     N
Kersey                              6.4000              6.4000                0     N
Bruceville                          8.4000              8.4000                0     N
Richmond                            6.9500              6.9500                0     N
Jamison                             7.7500              7.7500                0     N
Hatton                              8.1250              8.1250                0     N
Livermore                           6.1000              6.1000                0     N
Hayward                             5.2500              5.2500                0     N
Riverside                           5.1500              5.1500                0     N
Elk Grove                           0.0000              0.0000                0     N
Escondido                           5.6900              5.6900                0     N
Miami                               7.5000              7.5000                0     N
Aurora                              6.5000              6.5000                0     N
Brighton                            4.4000              4.4000                0     N
Denver                              5.5000              5.5000                0     N
Aurora                              5.0500              5.0500                0     N
Tulsa                               0.0000              0.0000                0     N
Luna                                0.0000              0.0000                0     N
Coleta                              7.9900              7.9900                0     N
San Antonio                         5.2500              5.2500                0     N
Katy                                7.3000              7.3000                0     N
Memphis                             7.5500              7.5500                0     N
Nashville                           7.7500              7.7500                0     N
Brighton                            6.0500              6.0500                0     N
Aurora                              6.4200              6.4200                0     N
Tacoma                              7.5500              7.5500                0     N
Denver                              7.5500              7.5500                0     N
Jacksonville                        6.4500              6.4500                0     N
Center                              0.0000              0.0000                0     N
Moquah                              8.5000              8.5000                0     N
Eastwick                            0.0000              0.0000                0     N
Rankin                              6.9500              6.9500                0     N
Enhaut                              8.0000              8.0000                0     N
                                    6.0000              6.0000                0     N
Everett                             5.8500              5.8500                0     N
Camby                               6.0000              6.0000                0     N
BRIDGEPORT                          9.1000              9.1000                0     N
ELIZABETH                           0.0000              5.9900                0     N
FRANKLIN                            6.7400              6.9900                0     N
Lake                               11.5000             11.5000                0     N
Rossville                           9.9900              9.9900                0     N
Akron                               9.8000              9.8000                0     N
Mansfield                           9.7000              9.7000                0     N
Indianapolis                        9.3500              9.3500                0     N
Turtle Creek                        8.6000              8.6000                0     N
Pottersville                        9.3500              9.3500                0     N
Buffalo                             7.9000              7.9000                0     N
Tallahassee                         9.5500              9.5500                0     N
Jacksonville                        0.0000              6.9900                0     N
Chicago                             5.4500              5.4500                0     N
Baton Rouge                         7.9900              7.9900                0     N
Stuart                              7.1000              7.1000                0     N
Pittsburgh                          9.7500              9.7500                0     N
Raytown                             8.9000              8.9000                0     N
Hubbard                             9.9900              9.9900                0     N
Moreno Valley                       6.9000              6.9000                0     N
Salem                               7.3000              7.3000                0     N
Inglewood                           7.9750              7.9750                0     N
Lake Charles                        9.2500              9.2500                0     N
Baton Rouge                         9.4500              9.4500                0     N
Gardena                             6.3500              6.3500                0     N
Riverside                           5.9000              5.9000                0     N
Detroit                            10.3500             10.3500                0     N
Corona                              4.4750              4.4750                0     N
Rantoul                             9.4500              9.4500                0     N
Akron                               9.4500              9.4500                0     N
Philadelphia                        7.9500              7.9500                0     N
Allegheny                           7.0500              7.0500                0     N
NORTH HIGHLANDS                     6.9900              6.9900                0     N
Klein                               5.7000              5.7000                0     N
Massapequa                          0.0000              6.5000                0     N
Parkville                           7.9900              7.9900                0     N
Glen                                9.3000              9.3000                0     N
Candler                             6.4500              6.4500                0     N
Naomi                               7.0500              7.0500                0     N
Corona                              5.2500              5.2500                0     N
Hudson                              7.9900              7.9900                0     N
Quinton                             8.7500              8.7500                0     N
Franklin                            5.9500              5.9500                0     N
Portland                            8.7250              8.7250                0     N
Fresno                              5.4500              5.4500                0     N
Lykens                             10.1000             10.1000                0     N
Oak Park                            5.9500              5.9500                0     N
Columbus                            8.9900              8.9900                0     N
Memphis                             0.0000              7.5000                0     N
Ewing                               0.0000              6.2000                0     N
Lehigh                              6.8500              6.8500                0     N
Kilby                               0.0000              8.6500                0     N
Walloomsac                          9.7000              9.7000                0     N
Melbourne                           7.8500              7.8500                0     N
Plyler                              9.0500              9.0500                0     N
Baker                               7.6000              7.6000                0     N
Trenton                             0.0000              6.2500                0     N
Garden Grove                        0.0000              9.7500                0     N
Randolph                            9.8000              9.8000                0     N
Batavia                             9.1000              9.1000                0     N
Kissimmee                           6.5500              6.5500                0     N
Etna                                8.7500              8.7500                0     N
Fairmount                           8.9900              8.9900                0     N
Scottsdale                          6.9900              6.9900                0     N
Candler                             0.0000             10.9000                0     N
Gilbert                             8.5000              8.5000                0     N
Greenwood                          10.9900             10.9900                0     N
Miami                               7.9000              7.9000                0     N
Vallejo                             6.6500              6.6500                0     N
Garland                             7.5000              7.5000                0     N
Stratmoor Hills                     0.0000              5.9900                0     N
29 Palms                            6.5000              6.5000                0     N
Carrollton                          5.9900              5.9900                0     N
Orlando                             7.8500              7.8500                0     N
Somerville                          7.5750              7.5750                0     N
Garland                             7.8000              7.8000                0     N
Lake Charles                        9.6000              9.6000                0     N
San Diego                           0.0000             10.0000                0     N
Everett                             6.9900              6.9900                0     N
Commack                             8.9900              8.9900                0     N
Columbus                            6.6500              6.6500                0     N
Lake Isabella                       8.8000              8.8000                0     N
Palm Coast                          6.8000              6.8000                0     N
Gates Mills                         7.6000              7.6000                0     N
San Diego                           0.0000              7.9900                0     N
Atlanta                             0.0000              9.9000                0     N
Yaphank                             6.5000              6.5000                0     N
Ocean City                          9.8500              9.8500                0     N
Palm Desert                         0.0000              9.5000                0     N
Vale                                6.5000              6.5000                0     N
Walden                              9.6750              9.6750                0     N
Deer Park                           0.0000              5.7500                0     N
Bayou Vista                        10.3500             10.3500                0     N
Milo                                9.9900              9.9900                0     N
North Chelmsford                    0.0000              6.2000                0     N
Belding                             7.7500              7.7500                0     N
Drew                                0.0000              7.6500                0     N
Loganville                          5.9900              5.9900                0     N
Northampton                         6.6500              6.6500                0     N
Milwaukee                           9.5500              9.5500                0     N
Jamison                             0.0000             10.0500                0     N
Spokane                             6.1000              6.1000                0     N
Heer Park                           0.0000              5.5000                0     N
Fort Wayne                          8.5500              8.5500                0     N
Fort Edward                         8.2250              8.2250                0     N
Lebanon                             7.3000              7.3000                0     N
Davie                               6.4000              6.4000                0     N
Columbus                           10.9000             10.9000                0     N
Double Oak                          0.0000              6.1250                0     N
Redland                             6.7500              6.7500                0     N
North Lima                          8.9900              8.9900                0     N
Farmingville                        0.0000              7.5000                0     N
Lithonia                            6.4250              6.4250                0     N
Hazelwood                           6.2500              6.2500                0     N
Wooster                             8.9870              8.9870                0     N
Sumner                              7.9900              7.9900                0     N
Lithonia                            8.1500              8.1500                0     N
Denton                              0.0000              6.3250                0     N
San Jacinto                         5.2000              5.2000                0     N
San Jacinto                         0.0000              7.9900                0     N
Hesperia                            0.0000              8.9900                0     N
Allegheny                           0.0000              8.2500                0     N
Escondido                           6.8000              6.8000                0     N
Monroe                              0.0000              5.5000                0     N
East                                9.2500              9.2500                0     N
Coleta                              7.2500              7.2500                0     N
Kimball                             8.3750              8.3750                0     N
Glassport                          10.2000             10.2000                0     N
Concord                             7.4500              7.4500                0     N
Redland                             0.0000             10.5000                0     N
San Diego                           0.0000              9.2500                0     N
Plum                                9.7000              9.7000                0     N
Castle                              9.7500              9.7500                0     N
Hopewell                            0.0000              7.9900                0     N
Jackson                             9.9900              9.9900                0     N
Hudson                              0.0000             10.9900                0     N
Milnesville                         0.0000             12.3000                0     N
Riverview                           7.1000              7.1000                0     N
Fitzgerald                          6.7500              6.7500                0     N
Tamaya                             11.2000             11.2000                0     N
Rochester                           7.0500              7.0500                0     N
Eden Isle                           8.2500              8.2500                0     N
Romoland                            5.9500              5.9500                0     N
Tulsa                               0.0000              7.3000                0     N
Lafayette                           0.0000              8.6000                0     N
Brandon                             8.5500              8.5500                0     N
Tulsa                               0.0000             10.9000                0     N
Escondido                           0.0000              8.7500                0     N
Montegut                            8.9000              8.9000                0     N
Iron Mtn                            8.4000              8.4000                0     N
Chattanooga                         8.3500              8.3500                0     N
Loganville                          0.0000             12.9000                0     N
Riviera Beach                       6.4000              6.4000                0     N
Dumfries                            7.3500              7.3500                0     N
Rockford                            8.8500              8.8500                0     N
Tampa                               8.8000              8.8000                0     N
Anadarko                            9.1000              9.1000                0     N
Drew                                0.0000             11.0000                0     N
Am Qui                              8.5500              8.5500                0     N
Palos Heights                       7.5000              7.5000                0     N
Double Oak                          0.0000              7.9900                0     N
Lynwood                             7.2500              7.2500                0     N
Murrieta                            6.5000              6.5000                0     N
Gene Autry                          7.8000              7.8000                0     N
Masonville                          8.8500              8.8500                0     N
Fullerton                           0.0000             10.7500                0     N
Metamora                            6.9500              6.9500                0     N
West Falls                          0.0000              5.4500                0     N
Garden Grove                        6.8000              6.8000                0     N
Braymer                             7.8750              7.8750                0     N
Stanton                             7.2000              7.2000                0     N
Park                                9.4500              9.4500                0     N
Lake Charles                        7.4000              7.4000                0     N
Conklin                             8.5000              8.5000                0     N
Camarillo                           0.0000              5.8000                0     N
Tavistock                           0.0000              6.4000                0     N
San Diego                           6.6000              6.6000                0     N
Rock Hill                           6.9000              6.9000                0     N
29 Palms                            0.0000              7.9900                0     N
Watauga                             0.0000              7.6000                0     N
Palm Coast                          0.0000              9.6500                0     N
Okesa                               9.6000              9.6000                0     N
Bonita                              6.2000              6.2000                0     N
Harvey                              7.1500              7.1500                0     N
Moreno Valley                       5.9900              5.9900                0     N
Toledo                              9.9900              9.9900                0     N
Temecula                            0.0000              9.5000                0     N
Flint                               0.0000             10.8500                0     N
Escondido                           6.1000              6.1000                0     N
Moreno                              6.6500              6.6500                0     N
Bald Knob                          11.9500             11.9500                0     N
Universal                           9.9000              9.9000                0     N
Springfield                         9.6000              9.6000                0     N
Jacksonville                        8.3000              8.3000                0     N
Four Corners                        5.9000              5.9000                0     N
Lawton                              8.5000              8.5000                0     N
Brooks                              9.3000              9.3000                0     N
Anaheim                             0.0000              9.0000                0     N
Park City                           0.0000              7.9900                0     N
Kent                                7.9900              7.9900                0     N
Greenville                          7.9500              7.9500                0     N
Grand Prairie                       0.0000              7.1250                0     N
Atlanta                             6.9000              6.9000                0     N
Gering                              6.5500              6.5500                0     N
Kathleen                            6.9900              6.9900                0     N
Utica                               6.9500              6.9500                0     N
Lima                                9.9000              9.9000                0     N
Oceanside                           0.0000              8.5000                0     N
Las Vegas                           7.9500              7.9500                0     N
Jeannette                           8.5000              8.5000                0     N
Rockford                            7.9900              7.9900                0     N
Minneapolis                         0.0000             10.0000                0     N
Savannah                            7.9000              7.9000                0     N
Sayre                               8.9900              8.9900                0     N
Chagrin Falls                       7.9000              7.9000                0     N
Upland                              4.9500              4.9500                0     N
Jordan                              0.0000              8.5000                0     N
Lorain                              7.3500              7.3500                0     N
Alleghany                           8.1000              8.1000                0     N
Laurel                              0.0000              5.3000                0     N
Nuevo                               7.1000              7.1000                0     N
Halcyon                             0.0000              5.6250                0     N
Mayodan                            10.3000             10.3000                0     N
Rialto                              5.6000              5.6000                0     N
Johnstown                           0.0000              8.1500                0     N
Grand Saline                       10.5500             10.5500                0     N
Whitesville                         0.0000              8.6500                0     N
Los Angeles                         0.0000              8.8750                0     N
Flint                              10.6500             10.6500                0     N
Booneville                         10.1000             10.1000                0     N
Detroit                             6.8500              6.8500                0     N
Goodrich                            8.8500              8.8500                0     N
Tyson                               8.6000              8.6000                0     N
Phoenix                             7.2000              7.2000                0     N
New Market                          5.7000              5.7000                0     N
Massillon                          10.3500             10.3500                0     N
Charlottesville                     6.7000              6.7000                0     N
Katy                                6.8000              6.8000                0     N
Siloam Springs                      6.7000              6.7000                0     N
Muldrow                             7.2500              7.2500                0     N
San Diego                           0.0000              7.9900                0     N
Port Charlotte                      7.4500              7.4500                0     N
Akron                               8.2000              8.2000                0     N
San Jacinto                         0.0000              7.9900                0     N
Sun City                            0.0000             10.9900                0     N
Murrieta                            6.2000              6.2000                0     N
Pittsburgh                          8.7000              8.7000                0     N
Milwaukee                          11.1500             11.1500                0     N
Brooklyn                            6.4250              6.4250                0     N
Fairport                            0.0000             11.0000                0     N
Saint Joseph                        6.8500              6.8500                0     N
Zion                                0.0000              7.4000                0     N
Orcutt                              7.6250              7.6250                0     N
Nuevo                               0.0000              8.0000                0     N
Weirton                             0.0000              9.9500                0     N
Calumet City                        7.5500              7.5500                0     N
Smithfield                         10.2500             10.2500                0     N
Granger                             7.9000              7.9000                0     N
Greenville                          8.6900              8.6900                0     N
Fort Worth                          6.9500              6.9500                0     N
Victoria                            7.9900              7.9900                0     N
Oxnard                              0.0000              6.3000                0     N
Lavina                              7.3000              7.3000                0     N
Crestview                           8.3500              8.3500                0     N
Dennis Mills                        5.9500              5.9500                0     N
Orlando                             7.5000              7.5000                0     N
New Market                          0.0000             11.1000                0     N
Livonia                             0.0000              7.1000                0     N
Omaha                               7.8000              7.8000                0     N
Greenwich                           6.6000              6.6000                0     N
Fort Wayne                          9.1500              9.1500                0     N
Beaufort                            8.6000              8.6000                0     N
Fairfield                           6.1000              6.1000                0     N
Yucca Valley                        0.0000              7.2000                0     N
Murrieta                            0.0000              7.9900                0     N
Lorain                              9.8250              9.8250                0     N
Hemet                               0.0000              8.9000                0     N
Clayton                             0.0000             13.0000                0     N
Fort Payne                          0.0000              5.9900                0     N
Alto                                8.6500              8.6500                0     N
Hallsville                          9.2000              9.2000                0     N
Cassville                           8.9500              8.9500                0     N
Arcola                              0.0000             10.9000                0     N
Atlanta                             0.0000             11.0000                0     N
Yuba City                           6.9900              6.9900                0     N
Etowah                             10.3000             10.3000                0     N
Savannah                            8.2500              8.2500                0     N
Burlington                         10.3000             10.3000                0     N
Greenacres                          6.6000              6.6000                0     N
Oakland                             9.5500              9.5500                0     N
Sarasota                            9.5500              9.5500                0     N
Louisville                          9.9500              9.9500                0     N
Westland                            6.5500              6.5500                0     N
Barb                                0.0000              7.9000                0     N
Monongahela                         9.5000              9.5000                0     N
Skyway                              7.0500              7.0500                0     N
Washington                          7.4000              7.4000                0     N
Downey                              0.0000              5.4000                0     N
Rochester                           7.2500              7.2500                0     N
Memphis                             9.7500              9.7500                0     N
Rockwood                            7.4000              7.4000                0     N
Pendleton                           7.9500              7.9500                0     N
Cleveland                           7.8500              7.8500                0     N
Louisville                          9.9900              9.9900                0     N
Wichita                            10.2500             10.2500                0     N
Knoxville                           8.9500              8.9500                0     N
Keithville                          0.0000              7.8000                0     N
Atwater                             7.6500              7.6500                0     N
Toledo                              0.0000              8.9250                0     N
Belvidere                           8.9900              8.9900                0     N
Hurdle Mills                        7.4000              7.4000                0     N
Miami                               8.4750              8.4750                0     N
Detroit                             7.8500              7.8500                0     N
Highlands                           4.9900              4.9900                0     N
Plainfield                          6.9900              6.9900                0     N
Rosedale                            0.0000              7.1500                0     N
Arnold                              5.5500              5.5500                0     N
Avon                                7.6000              7.6000                0     N
Midtown                             7.6500              7.6500                0     N
Philadelphia                        8.8500              8.8500                0     N
Watauga                             0.0000             10.0000                0     N
Acushnet                            7.8750              7.8750                0     N
Summ                                7.2000              7.2000                0     N
Four Corners                        0.0000              8.9900                0     N
Swansea                             7.8500              7.8500                0     N
Rockford                            6.9900              6.9900                0     N
Greenacres                          0.0000             12.7400                0     N
Saint Louis                        10.7500             10.7500                0     N
Key West                            6.3500              6.3500                0     N
Santa Rosa                          7.3500              7.3500                0     N
Belleview                           4.9900              4.9900                0     N
TEXARKANA                           7.9000              7.9000                0     N
Detroit                             9.4000              9.4000                0     N
Bryan                               0.0000              5.9900                0     N
Spring                              8.9900              8.9900                0     N
Luray                               0.0000              5.6250                0     N
Lockport                            0.0000              7.0500                0     N
Ashton                              0.0000              6.4000                0     N
Dawson                              7.6000              7.6000                0     N
Zephyrhills                         6.5500              6.5500                0     N
Broken Arrow                        0.0000              9.0000                0     N
Robbins                             7.9900              7.9900                0     N
Zephyrhills                         0.0000              8.7500                0     N
Memphis                            10.8000             10.8000                0     N
Rossville                           9.3500              9.3500                0     N
Bonham                              9.6750              9.6750                0     N
Pawtucket                           6.9900              6.9900                0     N
Grayling                           12.3000             12.3000                0     N
Centereach                          0.0000              6.9000                0     N
Riverview                           0.0000             13.0000                0     N
Rio Rancho                          6.2000              6.2000                0     N
Colton                              6.8900              6.8900                0     N
Harvey                              7.1500              7.1500                0     N
Heer Park                           0.0000              6.5000                0     N
Saint Peters                        7.1500              7.1500                0     N
Wylie                               7.7500              7.7500                0     N
Miami                               0.0000              6.5000                0     N
Toledo                              8.9900              8.9900                0     N
Sandy                               0.0000              6.1250                0     N
Monsey                              0.0000              6.1500                0     N
Leonardtown                         0.0000             10.7500                0     N
Fresno                              7.9500              7.9500                0     N
Philadelphia                        8.7000              8.7000                0     N
Nashville                           7.0500              7.0500                0     N
Winchester                          5.9750              5.9750                0     N
Tampa                               0.0000             10.0000                0     N
Ink                                 6.5000              6.5000                0     N
Dearborn Heights                    5.9500              5.9500                0     N
North Hollywood                     6.6500              6.6500                0     N
Rio Rancho                          0.0000              9.9900                0     N
Northampton                         0.0000             12.0000                0     N
Hephzibah                           8.6500              8.6500                0     N
Dix Hills                           0.0000              5.8750                0     N
Dayton                              8.3500              8.3500                0     N
Santa Ana                           0.0000              9.9900                0     N
Sandy                               5.9000              5.9000                0     N
North Hollywood                     0.0000              8.7500                0     N
Aurora                              5.8500              5.8500                0     N
Moreno Valley                       0.0000              8.9900                0     N
Aurora                              0.0000             10.5000                0     N
Escondido                           6.8000              6.8000                0     N
Toledo                              6.7000              6.7000                0     N
Arboga                              7.2500              7.2500                0     N
Montz                               7.8500              7.8500                0     N
Albuquerque                         7.4000              7.4000                0     N
Phyllis                             8.5000              8.5000                0     N
Ink                                 0.0000             12.9900                0     N
Humble                              0.0000              6.9750                0     N
Broken Arrow                        8.7500              8.7500                0     N
Cape Coral                          6.2000              6.2000                0     N
Rochester                          10.2500             10.2500                0     N
Hawleyton                          10.0500             10.0500                0     N
Gulfport                            0.0000             10.6500                0     N
Garland                             0.0000              9.9900                0     N
Meskegon                            8.7500              8.7500                0     N
Melbourne                           6.7500              6.7500                0     N
Centuck                             0.0000              5.9500                0     N
Ambridge                            8.2500              8.2500                0     N
Buffalo                             7.3000              7.3000                0     N
FEDERAL WAY                         0.0000              9.5000                0     N
Monsey                              0.0000              5.9500                0     N
Dennis Mills                        0.0000              9.1000                0     N
Crystal                             0.0000              9.5040                0     N
Vale                                0.0000             11.0000                0     N
Houston                             6.8000              6.8000                0     N
Holiday                             7.9500              7.9500                0     N
Colorado Springs                    6.1500              6.1500                0     N
Rosedale                            0.0000             12.0000                0     N
Corcoran                            6.8750              6.8750                0     N
Dequincy                           10.1650             10.1650                0     N
Little Rock                         0.0000              5.8500                0     N
Danielsville                        8.1000              8.1000                0     N
Oats                                0.0000              8.9500                0     N
Matteson                            8.9900              8.9900                0     N
Southaven                           9.5000              9.5000                0     N
Marysville                          5.8500              5.8500                0     N
Belding                             0.0000             12.9900                0     N
Lynchburg                           6.6500              6.6500                0     N
Everett                             6.5500              6.5500                0     N
Sandy                               0.0000              8.9900                0     N
Grain Valley                        0.0000             11.9900                0     N
Margate                             5.6250              5.6250                0     N
Durham                              7.8000              7.8000                0     N
Stanton                             0.0000             12.8000                0     N
Basin                               0.0000              9.1500                0     N
Forestville                         0.0000              5.7500                0     N
Colorado Springs                    0.0000              8.5000                0     N
Easley                              7.5500              7.5500                0     N
Avenel                              5.5000              5.5000                0     N
Detroit                             9.4000              9.4000                0     N
Sneedville                          0.0000              9.6000                0     N
La Puente                           5.6000              5.6000                0     N
Lehigh                              6.7500              6.7500                0     N
Casselberry                         0.0000             10.4750                0     N
Flossmoor                           7.9000              7.9000                0     N
Hanes                               6.3000              6.3000                0     N
Tacoma                              6.9900              6.9900                0     N
Naples                              0.0000              5.5000                0     N
Muscoy                              0.0000              5.9900                0     N
Ingram                              9.3500              9.3500                0     N
Durham                              0.0000             10.9900                0     N
Tulsa                               9.4000              9.4000                0     N
Columbia                            9.3500              9.3500                0     N
Ocala                               7.6000              7.6000                0     N
Norbeck                             8.5500              8.5500                0     N
Hayward                             0.0000              9.2500                0     N
Gilmore                             7.5000              7.5000                0     N
Corcoran                            0.0000              8.9900                0     N
Las Cruces                          8.4500              8.4500                0     N
Everett                             0.0000             10.6000                0     N
Detroit                             0.0000             11.9000                0     N
Englewood                           6.9500              6.9500                0     N
Golden                              7.4000              7.4000                0     N
Lakin                               6.8750              6.8750                0     N
Miami                               5.6750              5.6750                0     N
Battle Creek                        9.2000              9.2000                0     N
Tulsa                               9.5500              9.5500                0     N
Sarasota                            0.0000              8.5500                0     N
Phoenix                             6.7400              6.7400                0     N
Walton                              9.9000              9.9000                0     N
Dearborn Heights                    0.0000             13.0000                0     N
Altoona                             7.9500              7.9500                0     N
Saint Louis                        10.5000             10.5000                0     N
Phoenix                             0.0000             11.9000                0     N
Albuquerque                         0.0000              9.0000                0     N
Lakin                               0.0000             10.5000                0     N
Santa Maria                         6.7500              6.7500                0     N
Old Hickory                         8.6000              8.6000                0     N
Sonora                              7.7000              7.7000                0     N
Easley                              0.0000             11.0000                0     N
South Holland                       7.5000              7.5000                0     N
Miami                               0.0000             12.2500                0     N
Cadillac                            8.4000              8.4000                0     N
Elyria                              8.7000              8.7000                0     N
Sharptown                           8.9900              8.9900                0     N
Detroit                             8.6000              8.6000                0     N
Humble                              0.0000              9.9900                0     N
Phoenix                             0.0000             10.0000                0     N
Cheyenne                            6.0500              6.0500                0     N
Cheyenne                            0.0000              9.9900                0     N
Queen Creek                         6.9900              6.9900                0     N
Easton                              8.6000              8.6000                0     N
El Monte                            8.2500              8.2500                0     N
Oklahoma City                       8.9900              8.9900                0     N
Pasadena                            0.0000              9.9000                0     N
Steamboat Springs                   5.1500              5.1500                0     N
Queen Creek                         0.0000             10.0000                0     N
Lehigh                              0.0000             10.0000                0     N
Kansas City                         8.1500              8.1500                0     N
Baldwin                             0.0000              5.9900                0     N
Santa Ana                           6.8500              6.8500                0     N
Las Vegas                           6.2000              6.2000                0     N
Steamboat Springs                   0.0000              8.7500                0     N
Hayward                             6.5500              6.5500                0     N
Alameda                             6.7500              6.7500                0     N
Lititz                              9.5500              9.5500                0     N
Rochester                           0.0000             11.0000                0     N
Malden                              0.0000             11.0000                0     N
Westland                            6.9900              6.9900                0     N
Atlanta                             0.0000             10.9900                0     N
South Holland                       0.0000             12.9900                0     N
Camden                              7.4500              7.4500                0     N
Fargo                               8.1000              8.1000                0     N
Glen Allen                          5.5000              5.5000                0     N
Meskegon                            9.2000              9.2000                0     N
Kissimmee                           6.0500              6.0500                0     N
Murrieta                            0.0000              9.0000                0     N
Anderson                            0.0000              9.4000                0     N
Newburgh                            0.0000              5.9900                0     N
Maylene                             9.8500              9.8500                0     N
Santa Maria                         0.0000              8.2500                0     N
Kenner                              8.9900              8.9900                0     N
Portland                            6.7000              6.7000                0     N
Brighton                            6.8500              6.8500                0     N
North East                          7.7500              7.7500                0     N
Raytown                             8.2500              8.2500                0     N
Parker                              7.9500              7.9500                0     N
Chino                               5.8500              5.8500                0     N
Noble                               8.9500              8.9500                0     N
Palmdale                            5.3000              5.3000                0     N
Detroit                             6.7500              6.7500                0     N
Naples                              6.5000              6.5000                0     N
Joy                                 7.9000              7.9000                0     N
Zion City                           8.2000              8.2000                0     N
Herkimer                           11.4000             11.4000                0     N
Memphis                             9.8500              9.8500                0     N
Saint Petersburg                    8.8500              8.8500                0     N
Lima                                9.1500              9.1500                0     N
Montgomery                          7.5000              7.5000                0     N
Houston                             8.9500              8.9500                0     N
Orangeburg                          7.5000              7.5000                0     N
Pueblo                              6.9900              6.9900                0     N
Memphis                             8.6000              8.6000                0     N
Boardman                            8.1500              8.1500                0     N
Dennison                            8.9900              8.9900                0     N
Las Vegas                           0.0000             10.0000                0     N
Onaway                              8.6500              8.6500                0     N
Chino                               0.0000              7.9900                0     N
Kearns                              6.4900              6.4900                0     N
San Diego                           0.0000              7.9900                0     N
Bar Harbor                          6.4500              6.4500                0     N
Riverside                           0.0000              9.9900                0     N
Mashpee                             8.2500              8.2500                0     N
Baton Rouge                         7.2500              7.2500                0     N
Lima                               11.6000             11.6000                0     N
Geneva                              7.1000              7.1000                0     N
Fairfield                           0.0000              9.9900                0     N
Chino Hills                         5.9900              5.9900                0     N
Cary                                6.2500              6.2500                0     N
Fishers                             7.9000              7.9000                0     N
Dearborn Heights                    7.8000              7.8000                0     N
Angola                              9.5500              9.5500                0     N
Lake Elsinore                       5.6000              5.6000                0     N
Pueblo                              0.0000              9.9500                0     N
Hockessin                           6.8000              6.8000                0     N
Paint Rock                         10.3000             10.3000                0     N
Watts                               0.0000              6.1500                0     N
San Diego                           6.3000              6.3000                0     N
San Diego                           6.9900              6.9900                0     N
Houston                             0.0000              5.9900                0     N
Warren                              7.5500              7.5500                0     N
Memphis                             8.3000              8.3000                0     N
Ocoee                               6.5000              6.5000                0     N
Topeka                              9.8500              9.8500                0     N
Knoxville                           7.7000              7.7000                0     N
Naples                              0.0000             10.8000                0     N
Houston                             6.9500              6.9500                0     N
Camp Springs                        6.7500              6.7500                0     N
Lyndon                              0.0000              6.9900                0     N
Riviera Beach                       0.0000             11.0000                0     N
Pearland                            0.0000              5.9000                0     N
Escondido                           0.0000              7.9900                0     N
Brighton                            0.0000              9.0000                0     N
Crestmore                           5.7000              5.7000                0     N
Quito                               8.9500              8.9500                0     N
Akron                               7.6500              7.6500                0     N
Ramona                              8.6500              8.6500                0     N
Mars                                7.5000              7.5000                0     N
Weare                               6.9900              6.9900                0     N
Sumner                             10.1000             10.1000                0     N
Lawrence                            6.6500              6.6500                0     N
Mendenhall                          0.0000              9.5500                0     N
Yuba City                           0.0000             11.7500                0     N
Pomona                              5.7000              5.7000                0     N
Tuskegee                            9.9900              9.9900                0     N
Port Charlotte                      0.0000             10.9900                0     N
Grafton                             7.3000              7.3000                0     N
Palm Harbor                         6.6000              6.6000                0     N
Bradford                            8.9500              8.9500                0     N
Akron                               8.8000              8.8000                0     N
Cleveland                           9.2500              9.2500                0     N
Miami                               0.0000              7.4000                0     N
Jackson                             9.1500              9.1500                0     N
Saint Peters                        0.0000             11.6500                0     N
Moore                               9.4500              9.4500                0     N
Jamaica                             6.9900              6.9900                0     N
Gulfport                            8.4000              8.4000                0     N
Ldhl                                7.8000              7.8000                0     N
Highlands                           6.9900              6.9900                0     N
WAXHAW                              0.0000             11.0000                0     N
Crestmore                           0.0000             10.0000                0     N
Boardman                            5.9900              5.9900                0     N
Cleveland                           9.2000              9.2000                0     N
Dillon                              6.9900              6.9900                0     N
Baugh                               8.5000              8.5000                0     N
Cleveland                           6.2500              6.2500                0     N
Merriam                             8.5250              8.5250                0     N
Houston                             0.0000              9.9900                0     N
Pilot Point                         6.7500              6.7500                0     N
Tulsa                               0.0000              8.9500                0     N
Gary                               10.0500             10.0500                0     N
Highlands                           0.0000              8.9900                0     N
Marion                              8.7500              8.7500                0     N
Arbutus                             0.0000              6.2500                0     N
Detroit                             0.0000              9.4500                0     N
Kansas City                         9.9900              9.9900                0     N
Fort Worth                          0.0000             10.0000                0     N
Arlington                           0.0000              5.9900                0     N
Collinsville                        8.9900              8.9900                0     N
Murray                              5.9900              5.9900                0     N
Elsdon                              7.2000              7.2000                0     N
Lacey                              11.5500             11.5500                0     N
Kissimmee                           6.3750              6.3750                0     N
Tucson                              7.8500              7.8500                0     N
Green                               0.0000              5.7500                0     N
Garner                              7.3500              7.3500                0     N
Newbury                             0.0000              6.7000                0     N
Carroll                             5.7500              5.7500                0     N
Margate                             7.9900              7.9900                0     N
Murray                              0.0000             10.0000                0     N
Hemet                               6.2000              6.2000                0     N
Clay                                7.8500              7.8500                0     N
Murrieta                            5.5000              5.5000                0     N
Columbus                            8.9500              8.9500                0     N
Takoma Park                         6.9900              6.9900                0     N
Golden                              0.0000              9.9900                0     N
Baileyton                           5.6000              5.6000                0     N
Cleveland                           8.9500              8.9500                0     N
Summerville                         7.6500              7.6500                0     N
Summerville                         0.0000              7.9900                0     N
East                                9.3500              9.3500                0     N
Sinsheim                            9.9000              9.9000                0     N
Pawtucket                           0.0000             10.0000                0     N
Tampa                               4.9900              4.9900                0     N
Manoa                               6.3500              6.3500                0     N
Escondido                           6.6500              6.6500                0     N
Englewood                           0.0000             12.9900                0     N
Carrollton                          7.6000              7.6000                0     N
Clark                               7.2500              7.2500                0     N
Sapulpa                             8.2500              8.2500                0     N
Parsons                            10.3000             10.3000                0     N
Keavy                               0.0000              7.8000                0     N
Kent City                          10.5000             10.5000                0     N
Glen Allen                          0.0000             10.5000                0     N
Miami                               7.9900              7.9900                0     N
Avalon                              8.9000              8.9000                0     N
Oakridge                            6.2500              6.2500                0     N
Siloam Springs                      0.0000             10.1000                0     N
Los Angeles                         6.7500              6.7500                0     N
Santa Ana                           0.0000              9.9900                0     N
Mc Kinney                           6.5000              6.5000                0     N
San Leandro                         6.4500              6.4500                0     N
San Leandro                         0.0000              9.0000                0     N
Scranton                            7.4900              7.4900                0     N
Scranton                            0.0000              9.5000                0     N
Memphis                            11.1000             11.1000                0     N
Gallatin                            6.1500              6.1500                0     N
Grenelefe                           0.0000              7.0500                0     N
Shelby                              0.0000             10.1000                0     N
Large                               9.3750              9.3750                0     N
Spokane                             0.0000             10.0000                0     N
Stilwell                           10.0500             10.0500                0     N
Rocky Point                         0.0000              5.4900                0     N
Downey                              6.1000              6.1000                0     N
Downey                              0.0000              7.9900                0     N
Memphis                             0.0000              8.8000                0     N
Canton                              8.9900              8.9900                0     N
Dover                               6.9000              6.9000                0     N
Weehawken                           6.9900              6.9900                0     N
Buffalo                             8.3500              8.3500                0     N
Kissimmee                           7.1500              7.1500                0     N
Orland                              9.1000              9.1000                0     N
Wingo                               8.7000              8.7000                0     N
Hanes                               0.0000             10.9900                0     N
Spencer                             9.9000              9.9000                0     N
Greenville                          8.9900              8.9900                0     N
Lariat                              5.9500              5.9500                0     N
Smithtown                           8.9900              8.9900                0     N
Naranja                             0.0000              5.5500                0     N
Fontana                             7.3250              7.3250                0     N
Little Rock                         0.0000             10.7000                0     N
Martinsville                        0.0000              7.4000                0     N
Syracuse                            7.9900              7.9900                0     N
Detroit                             8.6000              8.6000                0     N
Somerville                          5.6500              5.6500                0     N
Kathleen                            0.0000             12.6000                0     N
Harvey                              0.0000             11.0000                0     N
Summ                                0.0000             10.0000                0     N
San Diego                           6.7500              6.7500                0     N
Plainview                           0.0000              5.5000                0     N
El Reno                             0.0000              7.8500                0     N
Ripon                               7.2500              7.2500                0     N
Jacksonville                        0.0000             12.0000                0     N
Garner                              0.0000             10.8000                0     N
Baldy Mesa                          4.6000              4.6000                0     N
Milo                                0.0000              9.9900                0     N
Nova                                6.9900              6.9900                0     N
Marlin                             11.1000             11.1000                0     N
Warren                              0.0000             13.0000                0     N
Binghamton                          8.4250              8.4250                0     N
West                                0.0000              9.3000                0     N
Panama City                         7.4000              7.4000                0     N
Mc Kinney                           0.0000              9.9900                0     N
Haverhill                           8.8500              8.8500                0     N
Schertz                             0.0000              7.9900                0     N
Aloha                               7.2000              7.2000                0     N
Chino Hills                         0.0000              8.8750                0     N
Rockland                            5.8000              5.8000                0     N
Orlando                             7.8000              7.8000                0     N
Martins Ferry                       9.2500              9.2500                0     N
Antis                               9.5000              9.5000                0     N
Buffalo                             0.0000              8.5000                0     N
Gibsonville                        10.3400             10.3400                0     N
Dellwood                            7.4500              7.4500                0     N
Fort Pierce                         0.0000              5.9500                0     N
Cahokia                            10.2000             10.2000                0     N
Wallkill                            5.4500              5.4500                0     N
Clark                               0.0000             12.9900                0     N
Melbourne                           7.5500              7.5500                0     N
Temecula                            7.0500              7.0500                0     N
Au Gres                             7.9900              7.9900                0     N
Grafton                             0.0000              7.9900                0     N
Florissant                          7.4000              7.4000                0     N
Lees Summit                         7.4000              7.4000                0     N
Kansas City                         6.5000              6.5000                0     N
El Reno                             0.0000              7.9900                0     N
New Albany                          0.0000              8.5000                0     N
Lorain                              0.0000              8.9900                0     N
Lynwood                             6.9000              6.9000                0     N
Spry                                7.9000              7.9000                0     N
Somerville                          0.0000              9.1500                0     N
Zebulon                             0.0000             10.9900                0     N
Mary Esther                         4.9000              4.9000                0     N
Ocoee                               0.0000             11.0000                0     N
Stephens                            0.0000              9.8000                0     N
Florissant                          0.0000             13.0000                0     N
Saint Marys                         7.1500              7.1500                0     N
Stamford                            0.0000              5.4500                0     N
Lees Summit                         0.0000             11.9000                0     N
Lavina                              0.0000              9.4900                0     N
Memphis                             9.3000              9.3000                0     N
Worcester                           8.3000              8.3000                0     N
Salisbury                           9.3000              9.3000                0     N
Arroyo                              0.0000              8.3000                0     N
Aurora                              6.1000              6.1000                0     N
Clarksburg                          6.3500              6.3500                0     N
Universal                           9.6500              9.6500                0     N
Miami                               0.0000             12.0000                0     N
Las Vegas                           0.0000             10.5000                0     N
Kissimmee                           0.0000             10.2000                0     N
Chubbuck                            8.2000              8.2000                0     N
Columbus                            0.0000             11.6000                0     N
Milford                             6.9900              6.9900                0     N
Adams                               7.4500              7.4500                0     N
Darby                              10.6500             10.6500                0     N
Powell                              8.7500              8.7500                0     N
Humble                              7.9900              7.9900                0     N
Ocee                                0.0000              6.6000                0     N
Scottsbluff                         8.2000              8.2000                0     N
Raymond                             7.4750              7.4750                0     N
Elk Grove                           7.1000              7.1000                0     N
Aurora                              0.0000              8.9900                0     N
Joppa                               7.3000              7.3000                0     N
Lees Summit                         6.8500              6.8500                0     N
Mira Loma                           7.4000              7.4000                0     N
Desert Hot Springs                  7.9900              7.9900                0     N
Knoxville                           7.9900              7.9900                0     N
Norwood                             7.3500              7.3500                0     N
Louisville                          7.3500              7.3500                0     N
Southfield                          7.3500              7.3500                0     N
Kerrtown                            9.6500              9.6500                0     N
Land O Lakes                        7.9900              7.9900                0     N
Dundalk                             9.0500              9.0500                0     N
Tulsa                               7.9000              7.9000                0     N
Waldwick                            5.9000              5.9000                0     N
Iselin                              0.0000              6.2500                0     N
Elk Grove                           0.0000              9.9900                0     N
Newark                              5.9500              5.9500                0     N
Romoland                            0.0000              8.9500                0     N
Altoona                             9.9900              9.9900                0     N
Defiance                            6.7000              6.7000                0     N
Croton                              7.6000              7.6000                0     N
Florence                            8.7600              8.7600                0     N
Lewiston                            6.0250              6.0250                0     N
New Paltz                           0.0000              5.9900                0     N
Middletown                          0.0000              6.5000                0     N
Westgate                            6.2000              6.2000                0     N
Childs                              9.7000              9.7000                0     N
Detroit                             9.8000              9.8000                0     N
Miami                               8.4500              8.4500                0     N
Ozone                               8.7000              8.7000                0     N
Hazlehurst                          9.7500              9.7500                0     N
Southfield                          0.0000             12.9900                0     N
Saticoy                             0.0000              5.5000                0     N
Meskegon                            9.2500              9.2500                0     N
Kearns                              6.1000              6.1000                0     N
Wawatosa                            9.1000              9.1000                0     N
Saint Petersburg                    6.6500              6.6500                0     N
Charleroi                           0.0000              8.9900                0     N
Miami                               7.8000              7.8000                0     N
Berkeley                            0.0000              7.5600                0     N
Aloha                               0.0000              9.9900                0     N
Oviedo                              6.7500              6.7500                0     N
Kissimmee                           0.0000             11.2500                0     N
Hazlehurst                          8.3000              8.3000                0     N
Knoxville                           0.0000              9.0000                0     N
San Diego                           0.0000              9.0000                0     N
Salinas                             7.1500              7.1500                0     N
Camden                              8.5500              8.5500                0     N
Little Rock                         9.9000              9.9000                0     N
Montgomery                          0.0000             12.9900                0     N
Murfreesboro                        0.0000              9.6500                0     N
La Chute                            7.4500              7.4500                0     N
Beaumont                            8.9500              8.9500                0     N
Fort Payne                          0.0000              9.0000                0     N
East McKeesport                    10.5750             10.5750                0     N
Lees Summit                         0.0000             12.5500                0     N
Joy                                 0.0000             11.1000                0     N
South Bend                          8.3000              8.3000                0     N
Jamaica                             5.6500              5.6500                0     N
Brookwood                           0.0000              8.8500                0     N
Bradenton                           7.4000              7.4000                0     N
Munroe Falls                        8.9250              8.9250                0     N
Kearns                              0.0000              8.9900                0     N
Pitcairn                            0.0000              8.8500                0     N
Adams                               0.0000             10.9900                0     N
San Diego                           0.0000              7.9900                0     N
Orient                              0.0000              9.8000                0     N
Escondido                           0.0000              7.9900                0     N
Peru                               10.3250             10.3250                0     N
Cabot                               7.7000              7.7000                0     N
Sayville                            5.4000              5.4000                0     N
Hewitt                              5.5500              5.5500                0     N
Miami                               6.4500              6.4500                0     N
Poland                              8.4500              8.4500                0     N
Bywood                              6.8500              6.8500                0     N
Jackson                             0.0000              9.8000                0     N
Albia                               0.0000              8.2500                0     N
Marion                              9.1000              9.1000                0     N
Humboldt                            7.9900              7.9900                0     N
Monroe                              8.9000              8.9000                0     N
Atlanta                             0.0000              7.7500                0     N
Neosho                              7.4500              7.4500                0     N
Memphis                             0.0000              9.9900                0     N
Marenisco                           6.5500              6.5500                0     N
Gallatin                            0.0000              9.3000                0     N
Bakersfield                         8.9000              8.9000                0     N
Whitman                             6.3500              6.3500                0     N
Webb City                          11.1000             11.1000                0     N
Topeka                              6.9000              6.9000                0     N
Ocean City                          7.3500              7.3500                0     N
Clearwater                          6.9900              6.9900                0     N
Willeys                             7.3000              7.3000                0     N
Lemon Grove                         7.9900              7.9900                0     N
Bloomington                         8.9900              8.9900                0     N
Santa Maria                         7.8500              7.8500                0     N
Cincinnati                          9.1000              9.1000                0     N
Hilton                              7.7500              7.7500                0     N
Neosho                              0.0000             12.0500                0     N
Clarksville                         0.0000              8.3000                0     N
Houston                             6.9000              6.9000                0     N
Jacksonville                        9.1000              9.1000                0     N
Gladwin                             0.0000              9.1000                0     N
Whitman                             0.0000             10.9900                0     N
Lewisburg                           9.2500              9.2500                0     N
Joppa                               8.3250              8.3250                0     N
Pocomoke                            6.9000              6.9000                0     N
Philadelphia                        6.8000              6.8000                0     N
Everman                             0.0000              6.9250                0     N
Snow Hill                           5.9500              5.9500                0     N
Ironton                             9.2000              9.2000                0     N
Rutland                             7.8000              7.8000                0     N
Charlotte                           0.0000             11.0000                0     N
Easton                              6.8500              6.8500                0     N
Baugh                               9.0500              9.0500                0     N
Baugh                               9.3500              9.3500                0     N
Temecula                            0.0000              8.9900                0     N
Massillon                           7.5000              7.5000                0     N
Palm Bay                            7.4000              7.4000                0     N
Bacone                              7.9900              7.9900                0     N
Henderson                           0.0000             11.7500                0     N
Bratenahl                           9.0500              9.0500                0     N
Trenton                             7.8500              7.8500                0     N
Lawton                              0.0000              8.9900                0     N
Saint Helen                        10.6500             10.6500                0     N
Bakersfield                         6.5000              6.5000                0     N
Charlotte                           6.3000              6.3000                0     N
REDDING                             8.1000              8.1000                0     N
Weehawken                           0.0000             12.3000                0     N
Abita Springs                       7.9000              7.9000                0     N
Crawfordsville                      7.9900              7.9900                0     N
Reynoldsburg                        6.9900              6.9900                0     N
Monroe                              9.6000              9.6000                0     N
Incline Village                     7.9500              7.9500                0     N
Reynoldsburg                        0.0000             12.0000                0     N
North East                          0.0000             12.9900                0     N
Mesa                                7.8750              7.8750                0     N
Saint Louis                         6.9900              6.9900                0     N
Cape Coral                          0.0000             11.9900                0     N
Pittsfield                          0.0000              8.7500                0     N
Elwood                              0.0000              5.7250                0     N
Basin                               9.1000              9.1000                0     N
Momence                             8.5000              8.5000                0     N
Millersville                        7.1750              7.1750                0     N
San Leandro                         7.2500              7.2500                0     N
San Leandro                         0.0000              9.9900                0     N
Strawberry Plains                   0.0000              7.2500                0     N
Flanders                            0.0000              6.0750                0     N
Jacksonville                        7.9000              7.9000                0     N
Bronx                               7.1500              7.1500                0     N
Cucamonga                           6.1000              6.1000                0     N
Gary                                7.0000              0.0000                0     N
Newburgh                            6.8500              6.8500                0     N
Detroit                             7.6000              7.6000                0     N
Lawrenceburg                        6.2000              6.2000                0     N
Youngstown                          0.0000              8.4500                0     N
Milford                             0.0000             12.9900                0     N
Lawrence                           10.1000             10.1000                0     N
Tampa                               6.3000              6.3000                0     N
Wichita                             8.5500              8.5500                0     N
Warren                              8.1000              8.1000                0     N
Longwood                            9.7500              9.7500                0     N
Croydon                             6.7500              6.7500                0     N
Vallejo                             8.4500              8.4500                0     N
Gretna                              8.9900              8.9900                0     N
Chicago                             0.0000              6.7500                0     N
Eastend                             9.1000              9.1000                0     N
Franklinville                       6.5500              6.5500                0     N
Indianapolis                        7.5500              7.5500                0     N
Benton Harbor                       8.5500              8.5500                0     N
Colburn                             9.3500              9.3500                0     N
Naples                              6.8500              6.8500                0     N
Dover                               0.0000             13.0000                0     N
Powell                              7.2000              7.2000                0     N
Raytown                            10.5000             10.5000                0     N
Bayside                             6.9900              6.9900                0     N
Tampa                               7.9900              7.9900                0     N
Alexander City                      0.0000              9.6600                0     N
Sango                               8.9500              8.9500                0     N
Abita Springs                       0.0000             13.0000                0     N
Ocala                               5.8750              5.8750                0     N
Baton Rouge                         9.8000              9.8000                0     N
Birmingham                          7.2500              7.2500                0     N
Coshocton                           6.6500              6.6500                0     N
Kalkaska                            9.0500              9.0500                0     N
Moreno                              0.0000              9.9900                0     N
Lemay                               9.4000              9.4000                0     N
Portland                            6.5500              6.5500                0     N
Dellwood                            9.9900              9.9900                0     N
Macomb                              7.1000              7.1000                0     N
Philadelphia                        8.4500              8.4500                0     N
Kenner                              9.5000              9.5000                0     N
Owasso                              0.0000              8.3000                0     N
Mira Loma                           0.0000             10.0000                0     N
Coshocton                           0.0000             12.5000                0     N
Kenner                              5.8500              5.8500                0     N
Tulsa                               9.9000              9.9000                0     N
Clarksville                         0.0000             11.0000                0     N
Dixie                              10.9000             10.9000                0     N
Fairborn                            7.2000              7.2000                0     N
Miami                               6.8000              6.8000                0     N
Tacoma                              0.0000              9.0000                0     N
Elizabeth                           0.0000              9.9900                0     N
Barren                              7.9000              7.9000                0     N
Barry Lakes                         0.0000              5.9500                0     N
Springfield                         8.3000              8.3000                0     N
Cucamonga                           0.0000              8.5000                0     N
Broken Arrow                        7.9500              7.9500                0     N
Newark                              8.5500              8.5500                0     N
Saegertown                          6.1500              6.1500                0     N
Brooklyn                            5.9900              5.9900                0     N
Brooklyn                            0.0000             10.9900                0     N
Amelia City                         8.9900              8.9900                0     N
Alpharetta                          9.6000              9.6000                0     N
Lewiston                            0.0000              9.4000                0     N
Chattanooga                         7.9500              7.9500                0     N
Dayton                              7.5500              7.5500                0     N
Flushing                            5.6250              5.6250                0     N
Richmond                            8.8000              8.8000                0     N
Tampa                               7.5000              7.5000                0     N
Nora                                8.7000              8.7000                0     N
Alameda                             0.0000              9.8000                0     N
Birmingham                          0.0000             11.6000                0     N
La Tijera                           7.7500              7.7500                0     N
Daytona Beach                       9.5000              9.5000                0     N
Poughkeepsie                        7.9900              7.9900                0     N
West Jordan                         6.9900              6.9900                0     N
Fontana                             9.7000              9.7000                0     N
Kansas City                         0.0000             10.0000                0     N
Cimarron                            7.1500              7.1500                0     N
Saginaw                             8.7000              8.7000                0     N
Dunbar                              8.7000              8.7000                0     N
Philadelphia                        7.9000              7.9000                0     N
Memphis                             9.7500              9.7500                0     N
Seymour                             0.0000              5.9900                0     N
Middletown                          9.5000              9.5000                0     N
Caro                                8.9500              8.9500                0     N
Charlotte                           7.7000              7.7000                0     N
Gracey                              8.0500              8.0500                0     N
Chville                             8.9500              8.9500                0     N
Avondale                            0.0000              7.8500                0     N
Cleveland                           8.6000              8.6000                0     N
Miami                               5.9900              5.9900                0     N
West Jordan                         0.0000              9.9900                0     N
Barr                                6.3500              6.3500                0     N
Powderly                            0.0000              8.5500                0     N
Detroit                             9.5000              9.5000                0     N
Norco                               5.2250              5.2250                0     N
Dayton                              0.0000             13.0000                0     N
Obetz                               8.7500              8.7500                0     N
Wheeler                             7.9000              7.9000                0     N
Rising Fawn                         0.0000              6.9500                0     N
Bellfntn                            7.5000              7.5000                0     N
Roselle Park                        5.7000              5.7000                0     N
Memphis                             0.0000              9.1000                0     N
Yaphank                             0.0000             10.1200                0     N
Canton                              6.4500              6.4500                0     N
Tahlequah                           0.0000              9.4500                0     N
Gorham                              5.8750              5.8750                0     N
Metairie                            8.0500              8.0500                0     N
Memphis                             7.6500              7.6500                0     N
Willeys                             0.0000             13.0000                0     N
Arkoma                              7.9000              7.9000                0     N
Clearwater                          8.7500              8.7500                0     N
Fishkill                            0.0000              5.9000                0     N
Bellaire                            6.9900              6.9900                0     N
New Smyrna Beach                    6.4000              6.4000                0     N
Moss Point                          9.6500              9.6500                0     N
Hanford                             6.4000              6.4000                0     N
Lohrville                           8.7500              8.7500                0     N
Somerville                          0.0000              6.8000                0     N
Thornville                          8.8500              8.8500                0     N
Concord                             8.2500              8.2500                0     N
Savannah                            6.9900              6.9900                0     N
Aliq                                8.3500              8.3500                0     N
Cincinnati                          8.4500              8.4500                0     N
Cleveland                           8.9900              8.9900                0     N
Docena                              9.8000              9.8000                0     N
Tulsa                               0.0000              8.1000                0     N
MULDROW                             9.2500              9.2500                0     N
Ormond Beach                        9.0500              9.0500                0     N
Jackson                             9.3500              9.3500                0     N
Jackson                             9.6000              9.6000                0     N
Compton                             6.1500              6.1500                0     N
Compton                             0.0000              8.9900                0     N
Pine Bush                           0.0000              5.5000                0     N
Marion                              8.9000              8.9000                0     N
Ldhl                                9.3500              9.3500                0     N
Topeka                              0.0000             10.5000                0     N
Detroit                             8.9900              8.9900                0     N
Yonkers                             0.0000              6.9900                0     N
Pomona                              0.0000              8.0000                0     N
Orlando                             5.2500              5.2500                0     N
Shreveport                          9.5500              9.5500                0     N
Galesburg                           6.4500              6.4500                0     N
Wyoming                             9.6500              9.6500                0     N
Concord                             6.9500              6.9500                0     N
Dresser                             7.6000              7.6000                0     N
Dillon                              0.0000             10.9900                0     N
Philadelphia                        8.8000              8.8000                0     N
Manorville                          0.0000              5.2000                0     N
Hayward                             6.9900              6.9900                0     N
West End                            8.5000              8.5000                0     N
WARREN                              9.9900              9.9900                0     N
Roswell                             9.4000              9.4000                0     N
Dayton                              9.5000              9.5000                0     N
Tulsa                               8.2500              8.2500                0     N
Carson City                         6.9900              6.9900                0     N
Davie                               8.2500              8.2500                0     N
Orlando                             9.4500              9.4500                0     N
Monroe                              7.3000              7.3000                0     N
Brooklyn                            0.0000              5.9000                0     N
Easton                              0.0000             10.9900                0     N
Finger                              0.0000              9.6000                0     N
Grand Blanc                         9.6500              9.6500                0     N
Milford                             8.5000              8.5000                0     N
Akron                               8.5000              8.5000                0     N
Saint Louis                         9.7500              9.7500                0     N
Stafford                            6.4500              6.4500                0     N
Washington                          0.0000             11.0000                0     N
Villa Grove                         0.0000              7.5000                0     N
Sault Sainte Marie                  9.4500              9.4500                0     N
Elwood                              8.7500              8.7500                0     N
Ocala                               7.0500              7.0500                0     N
Bronx                               0.0000             11.7500                0     N
Hamilton                            0.0000              6.4500                0     N
Riverview                           6.9900              6.9900                0     N
Wichita                             8.6250              8.6250                0     N
Mattawan                            5.9500              5.9500                0     N
Stafford                            0.0000              9.9900                0     N
Dunn                                7.2500              7.2500                0     N
Alta Loma                           6.3500              6.3500                0     N
Alta Loma                           0.0000              8.5000                0     N
Mexico                              0.0000              8.6000                0     N
Mesquite                            0.0000              8.3500                0     N
Glenville                           9.4500              9.4500                0     N
Phoenix                             7.2500              7.2500                0     N
Hayward                             7.7500              7.7500                0     N
Clarksburg                          0.0000             12.1500                0     N
Jackson                             9.9900              9.9900                0     N
Venice                              7.0500              7.0500                0     N
Colonial Heights                    9.2000              9.2000                0     N
Camden                              0.0000             10.9900                0     N
Spencer                             8.6250              8.6250                0     N
Wellston                            7.4500              7.4500                0     N
Hayward                             0.0000              9.6500                0     N
Roanoke                             7.5000              7.5000                0     N
Heer Park                           0.0000              5.7000                0     N
Harrison                            6.8000              6.8000                0     N
Pryor                               9.4250              9.4250                0     N
Dallas                              0.0000              5.9250                0     N
Mesquite                            0.0000              8.4000                0     N
Mesquite                            0.0000              8.3500                0     N
Parkview                            7.5000              7.5000                0     N
Slaton                              8.0500              8.0500                0     N
Bassett                             6.9900              6.9900                0     N
Eglon                               5.9900              5.9900                0     N
Bel Nor                             7.7500              7.7500                0     N
Cabot                               0.0000             12.0500                0     N
Toledo                              6.2500              6.2500                0     N
Rock Island                         7.6500              7.6500                0     N
Beaufort                            8.9900              8.9900                0     N
Charlotte                           0.0000             11.0000                0     N
Massapequa                          0.0000              5.4500                0     N
Bardwell                           10.2000             10.2000                0     N
Staten Island                       7.9900              7.9900                0     N
Vallejo                             7.7500              7.7500                0     N
Arleta                              5.3500              5.3500                0     N
Tulsa                               7.9900              7.9900                0     N
Columbia                            8.5000              8.5000                0     N
Lancaster                           8.7500              8.7500                0     N
Memphis                             0.0000             10.9900                0     N
Evansville                          8.2500              8.2500                0     N
Passyunk                            7.4000              7.4000                0     N
Brookville                          7.3500              7.3500                0     N
Akron                               9.1000              9.1000                0     N
Payne                               9.7500              9.7500                0     N
                                    0.0000              8.1000                0     N
Arlington                           0.0000              6.9900                0     N
Seattle                             6.1000              6.1000                0     N
Mounds                              9.6000              9.6000                0     N
Walden                              7.7000              7.7000                0     N
Allentown                           8.7500              8.7500                0     N
Ocala                               0.0000             10.3000                0     N
Philadelphia                        7.9900              7.9900                0     N
Philadelphia                        8.9000              8.9000                0     N
Riverdale                           7.7500              7.7500                0     N
McRae                               0.0000              9.3000                0     N
Rockford                            6.7000              6.7000                0     N
Transfer                            6.9900              6.9900                0     N
Newark                              6.6000              6.6000                0     N
Denver                              5.9900              5.9900                0     N
Rockford                            0.0000              9.9900                0     N
Hardwick                            0.0000              6.8500                0     N
Sun City                            4.5500              4.5500                0     N
Sacramento                          6.9900              6.9900                0     N
Bywood                             10.1000             10.1000                0     N
Toledo                              9.9900              9.9900                0     N
Calumet City                        7.4900              7.4900                0     N
Elwood                              6.5000              6.5000                0     N
Lorane                              8.3900              8.3900                0     N
Rexmont                             7.7500              7.7500                0     N
East Tawas                          9.8000              9.8000                0     N
Holly Hill                          0.0000              7.0500                0     N
West Columbia                       8.9900              8.9900                0     N
Elbert                              6.1500              6.1500                0     N
Brookville                          0.0000             13.0000                0     N
Dallas                              8.3000              8.3000                0     N
Brooklyn                            0.0000              6.0750                0     N
Old Hickory                         8.6250              8.6250                0     N
Bergenfield                         5.9900              5.9900                0     N
Hammond                             7.4500              7.4500                0     N
Sacramento                          0.0000              9.9500                0     N
Middletown                          8.9000              8.9000                0     N
Tucson                              6.4500              6.4500                0     N
Greenacres                          5.5000              5.5000                0     N
Miami                               5.3000              5.3000                0     N
Boston                              7.4000              7.4000                0     N
Colerain                            8.9900              8.9900                0     N
Murray City                         7.5500              7.5500                0     N
Jamaica                             6.5250              6.5250                0     N
Tulsa                               0.0000              9.9900                0     N
Sharon                              9.8500              9.8500                0     N
Tucson                              0.0000              9.9000                0     N
Crestview                           7.7500              7.7500                0     N
Aurora                              6.4000              6.4000                0     N
Chapel Hill                         6.7500              6.7500                0     N
Kissimmee                           0.0000             11.5000                0     N
Reno                                5.8500              5.8500                0     N
Fontana                             5.5000              5.5000                0     N
Lemont                              7.8000              7.8000                0     N
Weare                               0.0000             11.9900                0     N
Newburgh                            0.0000             11.0000                0     N
Granville                           9.2500              9.2500                0     N
Monument                            6.7500              6.7500                0     N
Evesham                             9.9900              9.9900                0     N
Westgate                            0.0000             11.2000                0     N
Rockford                            7.3500              7.3500                0     N
Youngstown                          9.5000              9.5000                0     N
Burlington                          7.2000              7.2000                0     N
Detroit                             9.0500              9.0500                0     N
Calcutta                            8.8500              8.8500                0     N
Knauers                             8.9500              8.9500                0     N
Rocky Point                         0.0000              5.9900                0     N
Cloquet                             8.4000              8.4000                0     N
Fort Myers                          6.4000              6.4000                0     N
Limington                           5.9900              5.9900                0     N
Grottoes                            6.1000              6.1000                0     N
Lakemore                            8.9250              8.9250                0     N
Avery                               8.9500              8.9500                0     N
Peabody                             7.5000              7.5000                0     N
Jamestown                           0.0000              7.1500                0     N
Harrison                            0.0000              9.7500                0     N
Gretna                              0.0000              6.5000                0     N
Ellenwood                           8.9900              8.9900                0     N
Midland                             8.7000              8.7000                0     N
Auburndale                          8.7500              8.7500                0     N
Oaklandon                           0.0000              8.7000                0     N
Obetz                               6.7500              6.7500                0     N
Galaxy                              8.1000              8.1000                0     N
Wonder Lake                         6.4000              6.4000                0     N
Caro                                7.8000              7.8000                0     N
Staten Island                       5.4500              5.4500                0     N
Akron                               9.1000              9.1000                0     N
Westland                            0.0000             13.0000                0     N
Milford                             8.8970              8.8970                0     N
Marysville                          0.0000              9.9000                0     N
Philadelphia                        8.5000              8.5000                0     N
Tampa                               8.9000              8.9000                0     N
Sun City                            6.8500              6.8500                0     N
San Diego                           0.0000              5.5000                0     N
Arleta                              5.6000              5.6000                0     N
Black Jack                          6.9000              6.9000                0     N
Elyria                              7.8750              7.8750                0     N
Fairborn                            0.0000             12.9900                0     N
Key West                            7.3000              7.3000                0     N
Saydel                              8.3500              8.3500                0     N
Tonawanda                           8.8500              8.8500                0     N
Southpoint                          8.9000              8.9000                0     N
Kissimmee                           8.6000              8.6000                0     N
Naranja                             5.6000              5.6000                0     N
Phoenix                             0.0000             10.9900                0     N
Pittsburgh                          8.9900              8.9900                0     N
Montz                               0.0000              5.7500                0     N
Progress                            5.9900              5.9900                0     N
Salem                               8.8500              8.8500                0     N
Wharton                             5.9900              5.9900                0     N
Sullivan                            7.8500              7.8500                0     N
Saginaw                             8.9900              8.9900                0     N
Waco                                9.6000              9.6000                0     N
Waco                                9.7000              9.7000                0     N
Bend                                6.0500              6.0500                0     N
Lakewood                            7.1250              7.1250                0     N
Miami                               0.0000              6.5750                0     N
Damascus                            5.8000              5.8000                0     N
Steuben                             0.0000              6.9900                0     N
Buffalo                             0.0000              9.4500                0     N
Monument                            0.0000              9.0000                0     N
Mars Hill                           6.5500              6.5500                0     N
Virginia Beach                      7.2000              7.2000                0     N
Englewood                           6.7000              6.7000                0     N
Monessen                            9.6500              9.6500                0     N
Hawley                              8.7400              8.7400                0     N
Chapel Hill                         0.0000             10.9900                0     N
Ironwood                            7.5750              7.5750                0     N
Fontana                             0.0000              9.0000                0     N
New Orleans                         8.1500              8.1500                0     N
Marne                               7.7000              7.7000                0     N
Conroe                              7.8000              7.8000                0     N
Middletown                          6.6500              6.6500                0     N
CAMPBELL                            8.4000              8.4000                0     N
Baldy Mesa                          6.2000              6.2000                0     N
Baldy Mesa                          0.0000              9.9900                0     N
Ocala                               0.0000             12.9900                0     N
Sharon Hill                         0.0000              8.2500                0     N
Forks                               5.8000              5.8000                0     N
Albion                              6.5000              6.5000                0     N
Conover                             6.8250              6.8250                0     N
Conroe                              0.0000              9.9900                0     N
Newark                              8.3500              8.3500                0     N
Pomona                              0.0000              6.2500                0     N
Erie                                7.9900              7.9900                0     N
Stilwell                            8.0870              8.0870                0     N
Lawrence                            8.3500              8.3500                0     N
Los Angeles                         6.7500              6.7500                0     N
Marne                               0.0000              9.1250                0     N
Mattawan                            0.0000             10.7000                0     N
Sullivan                            0.0000             11.5000                0     N
Black Jack                          0.0000             11.9000                0     N
Pulaski                             8.5500              8.5500                0     N
Aurora                              0.0000              9.5000                0     N
Brockton                            4.9900              4.9900                0     N
Hendersonville                      0.0000              6.9000                0     N
Poland                              6.8500              6.8500                0     N
Avondale                            0.0000             11.9000                0     N
West Palm Beach                     6.7000              6.7000                0     N
Phoenix                             7.9900              7.9900                0     N
Detroit                             8.6000              8.6000                0     N
Deltona                             7.2000              7.2000                0     N
Akron                               0.0000              7.2500                0     N
Waynesboro                          8.5500              8.5500                0     N
Goodyear                            7.3000              7.3000                0     N
Berkeley                            0.0000             10.9900                0     N
Cathedral City                      5.9000              5.9000                0     N
Naples                              8.2500              8.2500                0     N
Cave Creek                          7.2500              7.2500                0     N
Fort Pierce                         6.5500              6.5500                0     N
Riviera Beach                       0.0000              5.6000                0     N
Medina                              8.9900              8.9900                0     N
Washington Park                     7.9000              7.9000                0     N
Brooksville                         0.0000              8.6500                0     N
Poland                              0.0000             13.0000                0     N
Tuckerton                           8.5750              8.5750                0     N
Keyport                             0.0000              5.9500                0     N
Dallas                              6.0500              6.0500                0     N
Sabraton                           10.5000             10.5000                0     N
Denver                              6.0500              6.0500                0     N
Baton Rouge                         0.0000              9.8000                0     N
Wantagh                             0.0000              5.9500                0     N
Monrovia                            6.2500              6.2500                0     N
Los Angeles                         0.0000              9.5000                0     N
Lancaster                           6.8000              6.8000                0     N
Savannah                            8.9900              8.9900                0     N
Dunn                                0.0000             13.0000                0     N
Mill Creek                          8.8500              8.8500                0     N
Tampa                               0.0000              9.0000                0     N
Streetsboro                         0.0000              6.9000                0     N
Newark                              0.0000              9.6500                0     N
Miami                               0.0000             11.7400                0     N
Farrell                             9.7500              9.7500                0     N
Liberty                             5.9900              5.9900                0     N
Leroy                               7.9000              7.9000                0     N
Goodyear                            0.0000             10.9900                0     N
Sun City                            0.0000             10.9900                0     N
Fort Pierce                         6.5000              6.5000                0     N
Bakersfield                         5.3500              5.3500                0     N
Dix Hills                           6.6000              6.6000                0     N
Fairborn                            9.8500              9.8500                0     N
Grand Rapids                        6.9900              6.9900                0     N
Hampstead                           9.5000              9.5000                0     N
Virden                             10.4000             10.4000                0     N
Hendersonville                      0.0000              9.9000                0     N
Wilson                              6.3000              6.3000                0     N
Otto                                7.2500              7.2500                0     N
Salem                               8.7500              8.7500                0     N
ROCKY COMFORT                       9.3000              9.3000                0     N
San Diego                           6.4250              6.4250                0     N
Cleveland                           8.9000              8.9000                0     N
Wernersville                        8.5000              8.5000                0     N
Taft                                0.0000              6.9900                0     N
Seattle                             0.0000              9.9500                0     N
Roscoe                              7.6500              7.6500                0     N
Livermore                           6.8500              6.8500                0     N
Bay Point                           0.0000              6.3000                0     N
Brooksville                         5.5000              5.5000                0     N
Livermore                           0.0000              9.6250                0     N
Mansfield                           8.7500              8.7500                0     N
Ryland                              7.7500              7.7500                0     N
Jackson                            10.1500             10.1500                0     N
Commack                             0.0000              5.2500                0     N
Apple Valley                        6.9500              6.9500                0     N
Wilmington                          9.7500              9.7500                0     N
Waukesha                            7.4000              7.4000                0     N
Meriden                             0.0000             12.1500                0     N
San Diego                           0.0000              9.0000                0     N
Riviera Beach                       9.5500              9.5500                0     N
Miami                               0.0000             11.6000                0     N
Wheatfield                          8.9500              8.9500                0     N
Greene                              8.7500              8.7500                0     N
                                    5.7000              5.7000                0     N
Apple Valley                        0.0000              8.9900                0     N
Fort Pierce                         0.0000             12.0500                0     N
Otto                                0.0000             11.8000                0     N
Long Beach                          0.0000              7.8000                0     N
Long Beach                          0.0000              9.9900                0     N
Lodi                                5.9500              5.9500                0     N
Lodi                                0.0000              8.9900                0     N
Plainfield                          6.9000              6.9000                0     N
Amityville                          5.7500              5.7500                0     N
Trenton                             9.7500              9.7500                0     N
Amityville                          5.6500              5.6500                0     N
Virginia Beach                      0.0000             12.0000                0     N
Rochester                           9.8500              9.8500                0     N
Murdock                             8.9900              8.9900                0     N
Boardman                            9.2500              9.2500                0     N
Cave Creek                          6.9900              6.9900                0     N
Watts                               6.5500              6.5500                0     N
Lynchburg                           0.0000             10.0000                0     N
Oakridge                            0.0000              8.9900                0     N
Hayward                             0.0000              9.6250                0     N
Las Vegas                           7.5000              7.5000                0     N
Canton                              0.0000             12.9900                0     N
Seattle                             8.9900              8.9900                0     N
Branch #1                           6.2500              6.2500                0     N
Kearns                              0.0000              8.5000                0     N
San Diego                           0.0000              5.7500                0     N
Orange                              7.2500              7.2500                0     N
Vandalia                            0.0000              7.5000                0     N
Kansas City                         7.6500              7.6500                0     N
Mansfield                           0.0000             12.9900                0     N
Wilson                              0.0000             11.0000                0     N
Knoxville                           6.4500              6.4500                0     N
Sandersdale                         8.0500              8.0500                0     N
Walnut Park                         6.4000              6.4000                0     N
Monroe                              0.0000              9.9900                0     N
Columbus                            8.8000              8.8000                0     N
Basin                               8.9500              8.9500                0     N
Tarpon Springs                      7.4500              7.4500                0     N
West Adams                          6.5500              6.5500                0     N
West Adams                          0.0000              8.9900                0     N
Houston                             7.9900              7.9900                0     N
Leroy                               0.0000             12.9900                0     N
Chesapeake                          9.5000              9.5000                0     N
Karns                               8.1000              8.1000                0     N
Waynesfield                         7.1000              7.1000                0     N
Oak Point                           0.0000              5.6250                0     N
Mesa                                5.6500              5.6500                0     N
Sherwood                            0.0000              7.2500                0     N
Watts                               0.0000              8.9900                0     N
Seal Beach                          5.2750              5.2750                0     N
Elbert                              0.0000              8.9900                0     N
CENTRAL ISLIP                       6.6500              6.6500                0     N
Parkland                            6.3500              6.3500                0     N
Clover                              6.0500              6.0500                0     N
Salem                               0.0000             12.9900                0     N
Buffalo                             0.0000              8.9000                0     N
Grand Rapids                        0.0000             12.9900                0     N
Miami                               0.0000             10.4000                0     N
Lancaster                           0.0000             11.9900                0     N
                                    0.0000              6.9900                0     N
Cozy Lake                           6.5500              6.5500                0     N
Chicago Ridge                       7.2000              7.2000                0     N
Commerce                            8.6000              8.6000                0     N
DOUGLAS                             8.2000              8.2000                0     N
Oxnard                              6.7500              6.7500                0     N
Asheville                           6.2500              6.2500                0     N
Karns                               0.0000              9.0000                0     N
Stanwood                            8.8000              8.8000                0     N
Miami                               7.9900              7.9900                0     N
Lubbock                             7.4500              7.4500                0     N
Auburn                              6.3750              6.3750                0     N
Unity                               9.8500              9.8500                0     N
Newtown                            11.0500             11.0500                0     N
Crystal River                       9.1000              9.1000                0     N
Bakersfield                         0.0000              9.9900                0     N
Denver                              6.3500              6.3500                0     N
Cozy Lake                           0.0000             12.8000                0     N
Chicago                             7.9000              7.9000                0     N
Naranja                             7.8000              7.8000                0     N
Wilmington                          0.0000              9.9900                0     N
Stuart                              7.6500              7.6500                0     N
Vernon                              7.5500              7.5500                0     N
Orlando                             7.6500              7.6500                0     N
Mars Hill                           0.0000             10.9900                0     N
Lomita                              6.5500              6.5500                0     N
Albany                              0.0000              8.9900                0     N
Milton                              8.7000              8.7000                0     N
Hermiston                           5.9900              5.9900                0     N
South Gate                          0.0000              5.8000                0     N
Lancaster                           9.6500              9.6500                0     N
Kearns                              7.9000              7.9000                0     N
Temecula                            6.8500              6.8500                0     N
San Antonio                         8.4000              8.4000                0     N
Rochester                           7.5500              7.5500                0     N
Grottoes                            0.0000             11.9000                0     N
West Palm Beach                     0.0000             10.6500                0     N
Springfield                        10.3500             10.3500                0     N
Hazelwood                           0.0000              8.7000                0     N
Orlando                             6.9500              6.9500                0     N
Clover                              0.0000             11.0000                0     N
Westmorland                         6.9900              6.9900                0     N
Riverview                          10.3000             10.3000                0     N
Drew                                8.5500              8.5500                0     N
Parkdale                            8.4500              8.4500                0     N
Cleveland                           7.2500              7.2500                0     N
Mansfield                           9.2000              9.2000                0     N
Baltimore                           6.1250              6.1250                0     N
Muhlenberg                          0.0000              6.5000                0     N
Troy                                5.8900              5.8900                0     N
Detroit                             7.8000              7.8000                0     N
Douglas                             6.5000              6.5000                0     N
Greenbush                           7.5000              7.5000                0     N
East Islip                          0.0000              5.9750                0     N
Cleveland                           0.0000             12.0000                0     N
Cheyenne                            7.5750              7.5750                0     N
Wharton                             0.0000             10.9900                0     N
Englewood                           0.0000              9.9900                0     N
Norco                               0.0000              9.9900                0     N
Norwalk                             5.8750              5.8750                0     N
Lomita                              0.0000              8.9900                0     N
Grayson                             6.6000              6.6000                0     N
Atchison                           10.1000             10.1000                0     N
Concord                             6.5000              6.5000                0     N
Lauderhill                          7.9750              7.9750                0     N
Miner                               7.3000              7.3000                0     N
Hoschton                            6.9900              6.9900                0     N
Asheville                           0.0000              9.9000                0     N
Elmira                              0.0000              8.6500                0     N
Central Islip                       0.0000              7.7500                0     N
Staten Island                       0.0000              5.7500                0     N
Brooklyn                            0.0000              5.8750                0     N
Albuquerque                         6.6750              6.6750                0     N
Carmel                              6.9900              6.9900                0     N
Defiance                            8.5500              8.5500                0     N
Hermiston                           0.0000              9.2500                0     N
Mount Pleasant                     10.9100             10.9100                0     N
Farmingdale                         6.4500              6.4500                0     N
Gilmore                             7.6000              7.6000                0     N
Arnold                              7.9900              7.9900                0     N
Albuquerque                         0.0000              9.9900                0     N
Forest Park                         7.5000              7.5000                0     N
Asheville                           0.0000              7.9900                0     N
Reva                                5.2000              5.2000                0     N
Houston                             0.0000              9.9900                0     N
Amityville                          5.6500              5.6500                0     N
Grayson                             0.0000              8.9900                0     N
Palo Alto                           6.6500              6.6500                0     N
Concord                             0.0000              9.2500                0     N
Astoria                             0.0000              5.5000                0     N
Detroit                             8.6000              8.6000                0     N
Kansas City                        10.2500             10.2500                0     N
Rochester                           0.0000             13.0000                0     N
SEARCY                              7.4500              7.4500                0     N
LAKE CHARLES                        7.9900              7.9900                0     N
North Highlands                     0.0000             10.0000                0     N
Gilmore                             0.0000             12.9900                0     N
San Antonio                         0.0000             10.0000                0     N
Rochester                           0.0000              8.5500                0     N
Hicksville                          0.0000              5.7000                0     N
Chicago                             7.1500              7.1500                0     N
New Athens                          7.6370              7.6370                0     N
Macedonia                           8.5000              8.5000                0     N
Mount Vernon                        5.9900              5.9900                0     N
Denver                              6.9900              6.9900                0     N
Standale                            8.6500              8.6500                0     N
Brunswick                           5.9900              5.9900                0     N
Brunswick                           0.0000             11.9900                0     N
Chicago                             8.9900              8.9900                0     N
Black Forest                        5.7000              5.7000                0     N
Miami                               6.8000              6.8000                0     N
Walnut Park                         0.0000              9.2500                0     N
Caruth                              8.7000              8.7000                0     N
Allen                               7.7500              7.7500                0     N
Lake Elsinore                       7.1000              7.1000                0     N
Black Forest                        0.0000              9.9900                0     N
Houston                             0.0000              6.2000                0     N
Oak Lane                            9.8000              9.8000                0     N
Cleveland                           9.0500              9.0500                0     N
Clintonville                        0.0000              6.7500                0     N
Powell                              0.0000             11.9900                0     N
Hiller                              9.8500              9.8500                0     N
Wichita                             9.4500              9.4500                0     N
Orlando                             7.7000              7.7000                0     N
Ronkonkoma                          0.0000              5.6750                0     N
Kalamazoo                           8.7000              8.7000                0     N
Slidell                             8.9900              8.9900                0     N
Hi Vista                            7.4000              7.4000                0     N
Appleton                            7.6500              7.6500                0     N
Newark                              0.0000             11.2000                0     N
Toledo                              0.0000             12.9900                0     N
Aurora                              7.4500              7.4500                0     N
Joplin                              8.6000              8.6000                0     N
National City                       6.3500              6.3500                0     N
Cleveland                           6.9870              6.9870                0     N
Manawa                              0.0000              5.9500                0     N
Alexandria                          8.9500              8.9500                0     N
Riverview                           8.8500              8.8500                0     N
Branch #1                           0.0000              8.9900                0     N
Compton                             6.3000              6.3000                0     N
Eagle Point                         6.0500              6.0500                0     N
Saint Joseph                        7.3500              7.3500                0     N
Harristown                          7.8000              7.8000                0     N
Port Ewen                           6.8500              6.8500                0     N
Piqua                               7.5000              7.5000                0     N
Reno                                0.0000              9.5000                0     N
PULTENEY                            0.0000              8.4500                0     N
Parkland                            0.0000             10.0000                0     N
Jacksonville                        5.9000              5.9000                0     N
Canton                              6.2000              6.2000                0     N
Suffolk                             6.6500              6.6500                0     N
Pittsburgh                          0.0000              8.7500                0     N
Canton                              0.0000             11.0000                0     N
Macomb                              8.5900              8.5900                0     N
Fort Pierce                         6.2500              6.2500                0     N
Cleveland                           0.0000             12.0000                0     N
Bay City                            8.2500              8.2500                0     N
Dover                               0.0000              6.5000                0     N
Dix Hills                           0.0000              7.9900                0     N
Denton                              0.0000              6.9900                0     N
Miami                               0.0000              7.7250                0     N
Colorado Springs                    5.9900              5.9900                0     N
Colorado Springs                    0.0000              9.5000                0     N
Basin                               0.0000              8.2000                0     N
Moncla                              7.9000              7.9000                0     N
Venice                              9.3000              9.3000                0     N
Fairfield                           6.8500              6.8500                0     N
Chicago                             6.3500              6.3500                0     N
Rush                                7.9000              7.9000                0     N
Virginia Beach                      5.2000              5.2000                0     N
Brooklyn                            0.0000              6.6000                0     N
Suffolk                             0.0000             11.7000                0     N
Santa Rosa                          5.9900              5.9900                0     N
Dallas                              7.4000              7.4000                0     N
Chandler                            6.3000              6.3000                0     N
Colton                              0.0000              9.5000                0     N
Ocoee                               6.9000              6.9000                0     N
FLOSSMOOR                           7.5000              7.5000                0     N
Shirley                             5.5000              5.5000                0     N
Cleveland                           8.9000              8.9000                0     N
Bobo                                6.0500              6.0500                0     N
Detroit                             7.6500              7.6500                0     N
Lumberton                           6.7500              6.7500                0     N
Poughquag                           0.0000              6.8500                0     N
Waldorf                             8.8000              8.8000                0     N
Jamaica                             5.6500              5.6500                0     N
Columbia                            6.9000              6.9000                0     N
Tull                               10.9500             10.9500                0     N
Bexley                              0.0000              6.9900                0     N
Freeport                            5.8000              5.8000                0     N
Bay City                            8.3500              8.3500                0     N
Wantagh                             0.0000              6.3500                0     N
Meads                               9.6000              9.6000                0     N
Toledo                              8.2500              8.2500                0     N
Aurora                              0.0000              9.9900                0     N
Carson                              0.0000              6.3000                0     N
Hudson                              6.9900              6.9900                0     N
Saegertown                          0.0000             11.3000                0     N
Orlando                             7.7500              7.7500                0     N
Batavia                             9.5000              9.5000                0     N
Hi Vista                            0.0000              8.9500                0     N
Marietta                            8.7750              8.7750                0     N
Ink                                 8.5500              8.5500                0     N
Stuart                              0.0000             11.0000                0     N
LINCOLNTON                          8.7500              8.7500                0     N
Jackson                             9.8000              9.8000                0     N
Greenville                          8.3000              8.3000                0     N
Toledo                              0.0000              8.9000                0     N
Columbia                            0.0000              7.2000                0     N
Charlotte                           0.0000             11.0000                0     N
Houston                             0.0000              6.6750                0     N
Burlington                          8.3000              8.3000                0     N
Oakville                            7.4000              7.4000                0     N
Bexley                              0.0000             11.0000                0     N
Wilmington                          0.0000              6.3000                0     N
Kansas City                         7.9900              7.9900                0     N
Warren                              7.9600              7.9600                0     N
Pennington                          6.1500              6.1500                0     N
Palm Harbor                         7.2500              7.2500                0     N
Columbia                            0.0000              9.5500                0     N
Cleveland                           6.1000              6.1000                0     N
Moreno                              5.9900              5.9900                0     N
El Toro                             6.5000              6.5000                0     N
El Toro                             0.0000             10.9900                0     N
Moreno Valley                       6.9900              6.9900                0     N
Leucadia                            5.9900              5.9900                0     N
Sylvania                            7.1000              7.1000                0     N
Concord                             0.0000             10.8000                0     N
Jackson                             9.2500              9.2500                0     N
Houston                             0.0000              9.9900                0     N
Naples                              8.1500              8.1500                0     N
Riverview                           5.9900              5.9900                0     N
Canton                              8.2000              8.2000                0     N
Keller                              8.9900              8.9900                0     N
Washington                          0.0000              7.9900                0     N
Sylvania                            0.0000             11.9900                0     N
Detroit                             8.5000              8.5000                0     N
Wonder Lake                         0.0000             12.0000                0     N
La Tijera                           5.9000              5.9000                0     N
Jackson                             9.4500              9.4500                0     N
Riverview                           0.0000             10.9000                0     N
Fort Edward                         7.6750              7.6750                0     N
Marion                              0.0000              7.8000                0     N
Jamaica                             7.5500              7.5500                0     N
Youngstown                          9.9500              9.9500                0     N
Harrisonville                       5.9500              5.9500                0     N
Hanford                             0.0000              9.5000                0     N
Boise                               6.0500              6.0500                0     N
Fairway                             7.9000              7.9000                0     N
Phoenix                             6.6000              6.6000                0     N
National City                       0.0000              8.9500                0     N
Chandler                            0.0000              9.0000                0     N
Akron                               8.2000              8.2000                0     N
Aberdeen                            7.1000              7.1000                0     N
Harrisonville                       0.0000             11.6000                0     N
Lakeland                            5.2500              5.2500                0     N
Detroit                             6.3500              6.3500                0     N
Wilmington                          9.6500              9.6500                0     N
Dellwood                            8.3500              8.3500                0     N
Gibsonia                            7.5500              7.5500                0     N
Sedona                              6.7500              6.7500                0     N
Murrieta                            0.0000              9.4900                0     N
Cleveland                           0.0000             11.7000                0     N
Cheshire                            5.7000              5.7000                0     N
Dalton                              0.0000              6.3000                0     N
Albuquerque                         6.7000              6.7000                0     N
NEW ORLEANS                         9.6500              9.6500                0     N
Pekin                               8.2500              8.2500                0     N
Fairfield                           0.0000              8.9900                0     N
Palm Harbor                         0.0000             11.4000                0     N
Orlando                             7.3000              7.3000                0     N
Greenwell Springs                   7.7000              7.7000                0     N
Forest Park                         0.0000             11.0000                0     N
Yucca Valley                        5.9750              5.9750                0     N
Mount Vernon                        8.6500              8.6500                0     N
Somerton                            9.5500              9.5500                0     N
ENTERPRISE                          9.3500              9.3500                0     N
Phoenix                             6.3700              6.3700                0     N
Augusta                             6.2000              6.2000                0     N
Cave Creek                          0.0000             10.9900                0     N
Dallas                              0.0000              9.9900                0     N
Temecula                            0.0000              9.9900                0     N
Norbeck                             0.0000              6.2500                0     N
Menasha                             9.6500              9.6500                0     N
Goodrich                            7.0500              7.0500                0     N
Leland                              6.3000              6.3000                0     N
Pittsburgh                          8.4500              8.4500                0     N
Franklinville                       0.0000             11.0000                0     N
Lafayette                           0.0000              7.5000                0     N
Mandeville                          9.2000              9.2000                0     N
Plyler                              0.0000              7.2750                0     N
East Haddam                         0.0000              6.5500                0     N
Asheville                           6.7500              6.7500                0     N
Calhoun                             8.1750              8.1750                0     N
Baxter                              8.8000              8.8000                0     N
Walker                              6.3000              6.3000                0     N
San Jose                            8.3500              8.3500                0     N
New Smyrna Beach                    0.0000             11.3000                0     N
Boise                               0.0000             10.0000                0     N
La Tijera                           0.0000              8.9900                0     N
East Brunswick                      0.0000              6.0500                0     N
Chipley                             6.9000              6.9000                0     N
Rochester                           7.4500              7.4500                0     N
Jacksonville                        8.2000              8.2000                0     N
Masury                              0.0000              8.7500                0     N
Roseville                           7.2500              7.2500                0     N
Roseville                           0.0000             10.2500                0     N
Toledo                              0.0000              9.7000                0     N
Masury                              0.0000              8.4500                0     N
Plaza                               7.3000              7.3000                0     N
Rodeo                               6.9900              6.9900                0     N
Hot Springs                         9.4500              9.4500                0     N
Yukon                               0.0000              7.4500                0     N
Darnestown                          6.5000              6.5000                0     N
Hughson                             7.1500              7.1500                0     N
Saint Petersburg                    8.9900              8.9900                0     N
Tulsa                               9.6250              9.6250                0     N
Orosi                               7.9900              7.9900                0     N
Independence                        8.5000              8.5000                0     N
Brandon                             7.9500              7.9500                0     N
Philadelphia                        8.6000              8.6000                0     N
Glendale                            7.2500              7.2500                0     N
Brandon                             0.0000             11.7000                0     N
Chicopee                            8.9900              8.9900                0     N
Asheville                           0.0000             10.2000                0     N
Lynwood                             5.5900              5.5900                0     N
Mastic                              0.0000              6.7370                0     N
Hughson                             0.0000              9.6250                0     N
Glendale                            0.0000              9.9900                0     N
Cleveland                           8.2500              8.2500                0     N
Orlando                             0.0000             12.9900                0     N
Bradenton                           0.0000             11.7000                0     N
Defiance                            0.0000             12.4000                0     N
Flint                               9.8500              9.8500                0     N
Tampa                               6.9000              6.9000                0     N
Flint                               8.2500              8.2500                0     N
Lorain                              8.7500              8.7500                0     N
Poland                              9.6500              9.6500                0     N
Gorham                              6.6500              6.6500                0     N
Arundel                             6.9900              6.9900                0     N
Cloverly                            6.3000              6.3000                0     N
Cheshire                            0.0000             12.8000                0     N
Buffalo                             0.0000              9.8000                0     N
Miami                               0.0000             11.7000                0     N
Kissimmee                           7.6500              7.6500                0     N
Boardman                            8.2500              8.2500                0     N
Fort Myers                          0.0000             12.0000                0     N
West Middlesex                      9.5500              9.5500                0     N
Leland                              0.0000             10.9900                0     N
                                    8.1000              8.1000                0     N
Darnestown                          0.0000             11.5000                0     N
Roscommon                           7.9500              7.9500                0     N
ROGERSVILLE                         0.0000             10.1000                0     N
Cathedral City                      0.0000              9.5000                0     N
Paterson                            8.9500              8.9500                0     N
Plain City                          8.9000              8.9000                0     N
Lavaca                              8.3500              8.3500                0     N
Wellston                            6.9000              6.9000                0     N
Fort Wayne                          8.1000              8.1000                0     N
Naranja                             0.0000              9.2500                0     N
New Bedford                         0.0000              7.4250                0     N
Lehi                                7.5000              7.5000                0     N
Lynwood                             0.0000              8.9900                0     N
Hi Vista                            6.6500              6.6500                0     N
Cave Creek                          0.0000             10.8750                0     N
Tracy                               6.5500              6.5500                0     N
Indio                               6.4000              6.4000                0     N
Saint Louis                         8.8000              8.8000                0     N
Marion                              0.0000             12.0000                0     N
Kissimmee                           0.0000             11.9000                0     N
White Cloud                         9.7500              9.7500                0     N
Stow                                6.6000              6.6000                0     N
Canton                              7.9900              7.9900                0     N
Danbury                             0.0000              9.9900                0     N
Palm Harbor                         8.9900              8.9900                0     N
Miami                               0.0000              6.3000                0     N
MILWAUKEE                           8.7500              8.7500                0     N
Hamilton                            8.6500              8.6500                0     N
Lakeland                            0.0000              6.3500                0     N
Davie                               6.8000              6.8000                0     N
Middletown                          0.0000              9.9900                0     N
Central Islip                       0.0000              7.4870                0     N
Jamaica                             0.0000              4.9900                0     N
Lehigh                              7.7000              7.7000                0     N
Stow                                0.0000             11.9000                0     N
Greer                               0.0000              9.9500                0     N
Lehi                                0.0000             10.5000                0     N
Davie                               0.0000              5.9900                0     N
Central Islip                       0.0000             11.5000                0     N
Sedona                              0.0000              8.9900                0     N
Indio                               0.0000              9.9900                0     N
Kansas City                         9.6000              9.6000                0     N
WPAFB                               5.8000              5.8000                0     N
WILMINGTON                          7.6500              7.6500                0     N
Gulfport                            0.0000             11.9000                0     N
Auburn                              0.0000             10.0000                0     N
Glenmont                            0.0000              6.1000                0     N
La Vergne                           7.3500              7.3500                0     N
Mount Hope                          6.2500              6.2500                0     N
Goodrich                            0.0000             12.4000                0     N
Edgemoor                            7.8500              7.8500                0     N
Miramar                             6.8500              6.8500                0     N
Estero                              6.6500              6.6500                0     N
Greenwood                           0.0000              8.2000                0     N
Buffalo                             8.8750              8.8750                0     N
Mahon                              11.6000             11.6000                0     N
Cleveld                             8.4500              8.4500                0     N
Estero                              0.0000             11.9000                0     N
Anderson                            0.0000              8.2500                0     N
Miami                               0.0000              7.5500                0     N
Fontana                             5.3500              5.3500                0     N
Chillicothe                         7.7500              7.7500                0     N
Fort Pierce                         0.0000             11.7000                0     N
Jackson                             9.4500              9.4500                0     N
McMurray                            6.5000              6.5000                0     N
Mobile                              6.9500              6.9500                0     N
Fort Pierce                         9.9900              9.9900                0     N
Mobile                              0.0000             11.9000                0     N
Sevierville                         0.0000              7.9500                0     N
Gorham                              0.0000             11.9900                0     N
Antelope                            6.9000              6.9000                0     N
Antelope                            0.0000              9.6250                0     N
Lynco                               6.8500              6.8500                0     N
Lake Wales                          5.6000              5.6000                0     N
Palm Desert                         5.7500              5.7500                0     N
San Gabriel                         0.0000              5.9900                0     N
Sacramento                          6.9900              6.9900                0     N
Long Beach                          6.8000              6.8000                0     N
Watts                               6.9900              6.9900                0     N
Sacramento                          6.4900              6.4900                0     N
Tucson                              5.9900              5.9900                0     N
Tucson                              0.0000              9.4900                0     N
                                    6.7500              6.7500                0     N
Moreno Valley                       0.0000              6.5000                0     N
Pasadena                            6.2500              6.2500                0     N
Pasadena                            0.0000             10.0000                0     N
Mira Loma                           0.0000              6.1500                0     N
Ldhl                                6.9900              6.9900                0     N
Ldhl                                0.0000              9.9900                0     N
Lakewood                            5.9900              5.9900                0     N
Lakewood                            0.0000              9.9900                0     N
Sylmar                              6.3500              6.3500                0     N
Reno                                7.2500              7.2500                0     N
Etna                                7.7950              7.7950                0     N
Jacksboro                           8.9900              8.9900                0     N
Toledo                              7.9900              7.9900                0     N
Trabuco Canyon                      4.8000              4.8000                0     N
Montgomery                          5.8750              5.8750                0     N
Davie                               0.0000             10.8000                0     N
Kittery                             5.7000              5.7000                0     N
Montgomery                          0.0000             12.0000                0     N
Mack                                9.8500              9.8500                0     N
Wellington                          8.6500              8.6500                0     N
Tice                                0.0000              8.5500                0     N
Haverhill                           8.5000              8.5000                0     N
Lakeland                            0.0000              6.8500                0     N
Seat Pleasant                       7.4500              7.4500                0     N
Islip                               0.0000              5.5000                0     N
Hoschton                            0.0000              9.9900                0     N
Asharoken                           0.0000              5.1500                0     N
Cimarron Hills                      5.9250              5.9250                0     N
Oakville                            0.0000             12.0000                0     N
Kernan                              7.3500              7.3500                0     N
Edgewood                            4.7000              4.7000                0     N
Arden                               8.6000              8.6000                0     N
Silver Spring                       0.0000              6.5000                0     N
Wade                                6.7500              6.7500                0     N
Aberdeen                            0.0000             10.9900                0     N
Dallas                              0.0000             10.1500                0     N
Chicago                             5.9900              5.9900                0     N
Miramar                             0.0000             11.2000                0     N
Torrington                          7.6500              7.6500                0     N
Chicago                             7.0500              7.0500                0     N
Warren                              6.4000              6.4000                0     N
Fort Pierce                         0.0000             10.9000                0     N
Washingtonville                     7.9900              7.9900                0     N
Shady Lake                          7.7500              7.7500                0     N
Napa                                6.0500              6.0500                0     N
Las Vegas                           5.7500              5.7500                0     N
Miami                               0.0000             11.7000                0     N
Dale City                           6.4000              6.4000                0     N
Yukon                               0.0000              9.9900                0     N
Springfield                         7.5500              7.5500                0     N
Knoxville                           9.5500              9.5500                0     N
ETHEL                               6.9900              6.9900                0     N
Lakeland                            0.0000             10.5000                0     N
McMurray                            0.0000             11.0000                0     N
Mount Washington                    6.3500              6.3500                0     N
Stuart                              0.0000              7.1500                0     N
Tampa                               0.0000             11.7000                0     N
Akron                               8.1500              8.1500                0     N
Lansing                             7.5000              7.5000                0     N
Poteau                              9.2500              9.2500                0     N
Simpsonville                        7.1500              7.1500                0     N
Dade City                           7.1500              7.1500                0     N
Jacksonville                        0.0000             11.3000                0     N
Miami                               7.9000              7.9000                0     N
Simpsonville                        5.9000              5.9000                0     N
Linndale                            8.3000              8.3000                0     N
Rochester                           0.0000              7.7500                0     N
Sevierville                         0.0000             10.0000                0     N
Dade City                           0.0000             10.9000                0     N
Detroit                             8.9000              8.9000                0     N
Cimarron Hills                      0.0000              9.9900                0     N
Bakersfield                         7.4500              7.4500                0     N
Shreveport                          0.0000              8.4500                0     N
Chattanooga                         6.2500              6.2500                0     N
Raytown                             8.1500              8.1500                0     N
Bloomingdale                        7.2500              7.2500                0     N
Tampa                               0.0000             11.7000                0     N
Tracy                               0.0000              9.7500                0     N
Melbourne                           6.6500              6.6500                0     N
Tulsa                               0.0000              8.3500                0     N
Surveyor                            0.0000              6.9000                0     N
Warren                              8.4500              8.4500                0     N
Tarpon Springs                      6.1500              6.1500                0     N
Dale City                           0.0000              9.7000                0     N
Binghamton                          8.5000              8.5000                0     N
Caldwell                            6.5500              6.5500                0     N
Denver                              6.7500              6.7500                0     N
Detroit                             0.0000             12.9900                0     N
Progress                            0.0000              9.0000                0     N
Florence                            9.0500              9.0500                0     N
Phoenix                             0.0000              8.7500                0     N
Lake Ridge                          6.2000              6.2000                0     N
White House                         0.0000              6.8750                0     N
Lake Ridge                          5.9000              5.9000                0     N
Beloit                              8.2000              8.2000                0     N
Greenwood                           0.0000             13.0000                0     N
Las Vegas                           0.0000             10.5000                0     N
Mount Washington                    0.0000             10.9000                0     N
Pompano Beach                       6.8500              6.8500                0     N
Caldwell                            0.0000             12.0000                0     N
Darbydale                           7.3000              7.3000                0     N
Simpsonville                        0.0000              9.7000                0     N
Westerville                         7.4000              7.4000                0     N
Taft                                0.0000             11.9000                0     N
Leesburg                            5.6000              5.6000                0     N
Grandview                           7.8500              7.8500                0     N
Grandview                           0.0000             11.6500                0     N
Call                                7.4000              7.4000                0     N
Alex                               10.2000             10.2000                0     N
Wade                                0.0000              9.2000                0     N
Tarpon Springs                      0.0000             10.9900                0     N
Buckeye                             5.9500              5.9500                0     N
Lake Ridge                          0.0000             12.0000                0     N
Stone Mountain                      6.6500              6.6500                0     N
PHILADELPHIA                       10.8000             10.8000                0     N
Ruther Glen                         6.9000              6.9000                0     N
TULSA                               6.9500              6.9500                0     N
Appleton                            0.0000              5.6000                0     N
Atlanta                             8.1500              8.1500                0     N
Mooresville                         6.7600              6.7600                0     N
Sherwood                            0.0000             11.0000                0     N
Flint                               9.9000              9.9000                0     N
Denver                              0.0000             12.7000                0     N
Harristown                          0.0000             12.2000                0     N
Stone Mountain                      0.0000             12.9900                0     N
DARLINGTON                          8.7000              8.7000                0     N
Kansas City                         7.1500              7.1500                0     N
Pandora                             0.0000              8.0500                0     N
Chattanooga                         0.0000              9.6500                0     N
Denver                              0.0000              9.9900                0     N
Gallatin                            6.5500              6.5500                0     N
Conley                              8.9500              8.9500                0     N
LAWRENCEBURG                        9.1500              9.1500                0     N
Biloxi                              9.3000              9.3000                0     N
DETROIT                             9.9500              9.9500                0     N
UTICA                               8.9900              8.9900                0     N
Devon                               9.9900              9.9900                0     N
Jackson                             7.5500              7.5500                0     N
Murrieta                            6.3750              6.3750                0     N
Chicago                             7.9900              7.9900                0     N
Allen                               0.0000              9.9900                0     N
Bobo                                0.0000             11.7000                0     N
Lisbon                              9.4000              9.4000                0     N
FLINT                               8.2500              8.2500                0     N
Westerville                         0.0000             12.2000                0     N
Ruther Glen                         0.0000             12.2000                0     N
Huntley                             7.4500              7.4500                0     N
Pine                                7.9900              7.9900                0     N
Carthage                            7.9000              7.9000                0     N
BROOKLYN                            0.0000              5.9000                0     N
DOWNSVILLE                         10.8500             10.8500                0     N
Chillicothe                         0.0000             11.5000                0     N
Fdl                                 7.6000              7.6000                0     N
Lakeland                            0.0000              9.0000                0     N
ALBANY                              8.6500              8.6500                0     N
Albuquerque                         0.0000             12.9000                0     N
Philadelphia                        0.0000              7.8000                0     N
Augusta                             0.0000             11.7000                0     N
LANSING                            10.0500             10.0500                0     N
New Port Richey                     6.1000              6.1000                0     N
Tualatin                            5.8000              5.8000                0     N
Lake Ridge                          0.0000             11.0000                0     N
Walker                              0.0000             12.0000                0     N
Fdl                                 0.0000             11.7500                0     N
Warren                              0.0000             11.1000                0     N
Princeton                           0.0000              6.1000                0     N
Pompano Beach                       0.0000             10.0000                0     N
UTICA                               0.0000              8.3500                0     N
Macon                               0.0000              6.9500                0     N
Mount Hope                          0.0000              9.0000                0     N
Marina                              5.8000              5.8000                0     N
Cooke                               0.0000              7.7000                0     N
Columbus                            9.1000              9.1000                0     N
Washington                          7.8500              7.8500                0     N
Boardman                            9.7500              9.7500                0     N
Conover                             0.0000             10.2000                0     N
Memphis                             9.4000              9.4000                0     N
Middletown                          9.3000              9.3000                0     N
Lima                                0.0000              7.6500                0     N
Newark                              7.5000              7.5000                0     N
Washington                          7.4000              7.4000                0     N
Gadsden                            10.2500             10.2500                0     N
Wilmington                          0.0000              8.5000                0     N
CHATTANOOGA                        11.5000             11.5000                0     N
Laceyville                          7.3500              7.3500                0     N
Cape Coral                          7.8000              7.8000                0     N
Reva                                6.3000              6.3000                0     N
Charlotte                           0.0000              6.3000                0     N
Riverdale                           0.0000              6.4000                0     N
Webster                             0.0000              6.2500                0     N
Tuxedo                              0.0000              6.1200                0     N
Cloverly                            0.0000             12.0000                0     N
PRAIRIEVILLE                        6.7500              6.7500                0     N
Odessa                              6.7500              6.7500                0     N
Odessa                              0.0000             10.9000                0     N
Pine                                0.0000             13.0000                0     N
PORTLAND                            7.2500              7.2500                0     N
EAST BOSTON                         8.1750              8.1750                0     N
Laceyville                          0.0000             12.0000                0     N
Honeoye                             8.4000              8.4000                0     N
Akron                              10.4000             10.4000                0     N
Streetsboro                         7.4000              7.4000                0     N
Miami                               8.3800              8.3800                0     N
Riviera Beach                       5.8000              5.8000                0     N
Hollywood                           7.7000              7.7000                0     N
Saco                                7.6000              7.6000                0     N
Saco                                7.6000              7.6000                0     N
Tualatin                            0.0000              8.9900                0     N
Streetsboro                         0.0000             12.2000                0     N
Phoenix                             0.0000             11.0000                0     N
Sarasota                            5.7500              5.7500                0     N
ESCANABA                            7.9500              7.9500                0     N
Ithaca                              0.0000              8.1500                0     N
CRYSTAL LAKE                        7.6500              7.6500                0     N
METHUEN                             6.0500              6.0500                0     N
MILAN                               9.3500              9.3500                0     N
PHILADELPHIA                        8.8500              8.8500                0     N
LEVITTOWN                           6.1000              6.1000                0     N
PALM BRANCH                         9.9900              9.9900                0     N
COLUMBIA                            7.8000              7.8000                0     N
LINDEN                              7.1500              7.1500                0     N
BEAUMONT                            0.0000              9.6500                0     N
MEMPHIS                             0.0000              9.2500                0     N
CAMPBELL                            8.8500              8.8500                0     N
PITTSBURGH                          0.0000              7.5000                0     N
ALTOONA                            11.9900             11.9900                0     N
PHILADELPHIA                        8.9900              8.9900                0     N
AKRON                               7.7750              7.7750                0     N
HILTON                              7.5000              7.5000                0     N
WOODSTOCK                           8.5000              8.5000                0     N
UTICA                               9.3000              9.3000                0     N
ST LOUIS                           10.4000             10.4000                0     N
OCEAN SPRINGS                       8.5500              8.5500                0     N
MURRIETA                            6.4500              6.4500                0     N
WEST POINT                         10.0500             10.0500                0     N
CARNESVILLE                         7.9000              7.9000                0     N
MERCER                              8.5000              8.5000                0     N
MERIDIAN                            9.8500              9.8500                0     N
BRANDON                             5.2500              5.2500                0     N
SPARTA                              0.0000              6.5500                0     N
BAYVILLE                            0.0000              5.9900                0     N
TOLEDO                              7.7000              7.7000                0     N
SAN FRACISCO                        4.8750              4.8750                0     N
CLAREMORE                           8.3000              8.3000                0     N
ROSLYN                              0.0000              5.7990                0     N
IDYLLWILD                           8.3500              8.3500                0     N
Bethlehem                           7.7000              7.7000                0     N
JACKSON                             9.3500              9.3500                0     N
BATON ROUGE                         0.0000              6.9900                0     N
MILWAUKEE                           8.9900              8.9900                0     N
OVERLAND PARK                       7.7500              7.7500                0     N
NEW ORLEANS                         6.1250              6.1250                0     N
BOISE                               5.8500              5.8500                0     N
WILBRAHAM                           7.9900              7.9900                0     N
WESTMINSTER                         6.4500              6.4500                0     N
TWO RIVERS                         11.0500             11.0500                0     N
ANDEAS                              0.0000              5.7500                0     N
GREENVILLE                          7.8750              7.8750                0     N
MASSILLON                           0.0000              9.8000                0     N
DENVER                              9.7500              9.7500                0     N
JACKSON                             8.9000              8.9000                0     N
CHARLESTOWN                         8.9900              8.9900                0     N
EVERETT                             5.7500              5.7500                0     N
RATON                               8.1000              8.1000                0     N
WEST HARTFORD                       8.7500              8.7500                0     N
AKRON                               9.7500              9.7500                0     N
KANSAS CITY                         8.4000              8.4000                0     N
GREAT FALLS                         6.5000              6.5000                0     N
RIVERDALE                           7.9900              7.9900                0     N
GERMANTOWN                          8.3000              8.3000                0     N
HOUSTON                             0.0000              5.9900                0     N
DETROIT                             0.0000              9.1000                0     N
GALLOWAY                            7.7500              7.7500                0     N
JACKSON                             8.2500              8.2500                0     N
PHILADELPHIA                        7.3500              7.3500                0     N
BIG BEAR LAKE                       5.9500              5.9500                0     N
TULSA                               9.9500              9.9500                0     N
BRENTWOOD                           7.8500              7.8500                0     N
SOMERVILLE                          7.9000              7.9000                0     N
PALM HARBOR                         6.5500              6.5500                0     N
ALLIANCE                            8.7500              8.7500                0     N
MORRAL                              8.4500              8.4500                0     N
BOYNE CITY                          7.6000              7.6000                0     N
CORONA                              6.4500              6.4500                0     N
NORTH MIAMI                         0.0000              5.5750                0     N
SAVANNAH                            5.9900              5.9900                0     N
CLEVELAND                           8.7500              8.7500                0     N
LORAIN                              8.5500              8.5500                0     N
YOUNGSTOWN                          8.2500              8.2500                0     N
NEWBURGH                            8.3500              8.3500                0     N
RACINE                              7.5000              7.5000                0     N
BATON ROUGE                         0.0000              9.4000                0     N
WHEELERSBURG                        8.7250              8.7250                0     N
BLACKWELL                           7.9900              7.9900                0     N
NAPOLEONVILLE                       0.0000              8.6000                0     N
GARNER                              8.9900              8.9900                0     N
JUDSONIA                            6.5000              6.5000                0     N
FRAMINGHAM                          8.1500              8.1500                0     N
DOUGLAS                             0.0000              7.9900                0     N
ANTWERP                             6.9900              6.9900                0     N
DENHAM SPRINGS                      6.4000              6.4000                0     N
HACIENDA HEIGHTS                    0.0000              5.1500                0     N
HIGHLAND                            6.8500              6.8500                0     N
ATHENS                              6.8000              6.8000                0     N
CAHOKIA                             7.9500              7.9500                0     N
BATON ROUGE                         9.4500              9.4500                0     N
FLINT                               7.3750              7.3750                0     N
ASHLAND                             5.6500              5.6500                0     N
BIXBY                               9.6000              9.6000                0     N
NASHVILLE                           6.7000              6.7000                0     N
SOUTH BEND                          7.9500              7.9500                0     N
LUCEDALE                            9.3000              9.3000                0     N
HOUSTON                             0.0000              5.9900                0     N
LANCASTER                           0.0000              5.8500                0     N
PERRIS                              4.9900              4.9900                0     N
NOBLESVILLE                         8.9500              8.9500                0     N
GRAYSVILLE                          9.8500              9.8500                0     N
WASHINGTON                          0.0000              5.7000                0     N
CHICAGO                             7.3500              7.3500                0     N
KANSAS CITY                         7.9500              7.9500                0     N
RANCHO MIRAGE                       0.0000              5.3750                0     N
MOWEAQUA                            7.6500              7.6500                0     N
PICO RIVERA                         4.5500              4.5500                0     N
SPRINGFIELD                         7.9500              7.9500                0     N
MORGANTON                           7.7000              7.7000                0     N
COUNTRY CLUB HILLS                  7.2000              7.2000                0     N
LUCEDALE                            8.4000              8.4000                0     N
OAK PARK                            5.9900              5.9900                0     N
ABINGTON                            5.1000              5.1000                0     N
SANTA FE SPRINGS                    0.0000              5.5000                0     N
ALPHARETTA                          8.9900              8.9900                0     N
NORTH BABYLON                       0.0000              5.8500                0     N
KANSAS CITY                         7.2000              7.2000                0     N
PAULDING                            7.9000              7.9000                0     N
MARGATE                             7.4250              7.4250                0     N
NEW ORLEANS                         0.0000              9.8500                0     N
MOBILE                              9.7500              9.7500                0     N
FERNANDINA BEACH                    4.2500              4.2500                0     N
SILVERTHORNE                        6.5000              6.5000                0     N
WHARTON                             0.0000              7.2000                0     N
MOORESVILLE                         8.7500              8.7500                0     N
COLORADO SPRINGS                    8.6500              8.6500                0     N
MCGUFFEY                            6.7500              6.7500                0     N
QUEEN CREEK                         7.1000              7.1000                0     N
ORLANDO                             0.0000              5.9900                0     N
LUCEDALE                            0.0000              9.4500                0     N
MIAMI                               7.0500              7.0500                0     N
MARTINS FERRY                       8.9000              8.9000                0     N
PORTSMOUTH                          6.0500              6.0500                0     N
ORCHARD PARK                        7.2500              7.2500                0     N
EWA BEACH                           0.0000              5.5000                0     N
DISCOVERY BAY                       0.0000              5.4500                0     N
PARK FOREST                         6.6500              6.6500                0     N
FITHIAN                             8.7000              8.7000                0     N
ROCKFORD                            7.4500              7.4500                0     N
HAGERSTOWN                          7.0500              7.0500                0     N
EXMORE                              6.6000              6.6000                0     N
ST LOUIS                            8.2000              8.2000                0     N
SADORUS                             8.9900              8.9900                0     N
NORTH PLAINFIELD                    7.7000              7.7000                0     N
LOS ANGELES                         5.7000              5.7000                0     N
DETROIT                            10.3000             10.3000                0     N
NILES                               8.8500              8.8500                0     N
WAXHAW                              8.7500              8.7500                0     N
JACKSON                             7.2500              7.2500                0     N
PHELPS                              0.0000              7.6000                0     N
SELMA                               6.7500              6.7500                0     N
FULTS                               7.2500              7.2500                0     N
SIMPSONVILLE                        0.0000              7.8000                0     N
BRECKSVILLE                         7.9500              7.9500                0     N
OTTAWA                              6.3500              6.3500                0     N
MILLPORT                            8.3000              8.3000                0     N
HUBBARD LK                          6.3500              6.3500                0     N
OPP                                 7.8500              7.8500                0     N
NEWPORT                             0.0000              7.8500                0     N
ROCKFORD                            0.0000              7.5000                0     N
ST CHARLES                          8.1000              8.1000                0     N
LA PUENTE                           4.6000              4.6000                0     N
RICHMOND                            9.6500              9.6500                0     N
ATCHISON                            6.6000              6.6000                0     N
LEXINGTON                           0.0000              6.7000                0     N
WESTFIELD                           8.4500              8.4500                0     N
BIRMINGHAM                          8.7500              8.7500                0     N
BIRMINGHAM                         10.9900             10.9900                0     N
ADA                                 6.9900              6.9900                0     N
OSSINEKE                            8.9900              8.9900                0     N
SHERWOOD                            5.9900              5.9900                0     N
DAYTON                              7.4500              7.4500                0     N
WORCESTER                           7.9900              7.9900                0     N
TEMPLE HILLS                        7.5500              7.5500                0     N
JOPLIN                              6.6500              6.6500                0     N
KANSAS CITY                        10.4000             10.4000                0     N
BEEBE                               7.8500              7.8500                0     N
DUNDALK                             0.0000              6.9750                0     N
MOUNT MORRIS                        7.1500              7.1500                0     N
ROSLINDALE                          0.0000              6.7500                0     N
SANTA MARIA                         0.0000              5.6000                0     N
MARICOPA                            6.1500              6.1500                0     N
COLUMBIA                            6.9500              6.9500                0     N
OIL CITY                            6.3500              6.3500                0     N
ELWOOD                              7.4000              7.4000                0     N
BUFFALO GROVE                       6.7500              6.7500                0     N
DES MOINES                          6.7500              6.7500                0     N
LANSING                             9.7000              9.7000                0     N
LELAND                              8.4500              8.4500                0     N
LAFAYETTE                           7.6500              7.6500                0     N
CHICAGO                             7.7500              7.7500                0     N
BRANT ROCK                          0.0000              5.9900                0     N
HENDERSONVILLE                      6.9500              6.9500                0     N
LOS ANGELES                         7.1000              7.1000                0     N
ALBUQUERQUE                         6.9900              6.9900                0     N
DENISON                             9.9000              9.9000                0     N
WOODSTOCK                           7.9000              7.9000                0     N
PAINESVILLE                         6.9500              6.9500                0     N
SAINT JOHN                          6.9500              6.9500                0     N
RIVERSIDE                           5.9900              5.9900                0     N
APEX                                7.4500              7.4500                0     N
PHOENIX                             6.9900              6.9900                0     N
PHILADELPHIA                        7.7000              7.7000                0     N
GARFIELD HTS                        7.0500              7.0500                0     N
SAGINAW                            10.9000             10.9000                0     N
WAUCONDA                            6.7500              6.7500                0     N
PORTLAND                            0.0000              8.3500                0     N
ATLANTA                             8.8500              8.8500                0     N
CLAYTON                             6.7000              6.7000                0     N
ALBUQUERQUE                         8.8500              8.8500                0     N
OZONE PARK                          0.0000              5.9900                0     N
FLINT                               9.7000              9.7000                0     N
MARGATE                             5.9900              5.9900                0     N
MASSILLON                           7.5000              7.5000                0     N
CASA GRANDE                         7.9000              7.9000                0     N
SAN BERNARDINO                      7.9000              7.9000                0     N
ALTO                                9.4000              9.4000                0     N
WICHITA                             0.0000              5.8750                0     N
WINTER GARDEN                       8.2500              8.2500                0     N
CICERO                              8.2500              8.2500                0     N
MATTAPAN                            6.9000              6.9000                0     N
KIRKLAND                            5.8750              5.8750                0     N
BELLEVILLE                          6.9900              6.9900                0     N
DAYTON                              0.0000              9.4500                0     N
LAS VEGAS                           7.3500              7.3500                0     N
MURRIETA                            5.9900              5.9900                0     N
ERIE                                6.9900              6.9900                0     N
OSCEOLA MILLS                       8.6000              8.6000                0     N
CANTON                              7.5500              7.5500                0     N
BURGETTSTOWN                        9.9900              9.9900                0     N
CLAYTON                             6.2500              6.2500                0     N
LAKELAND                            8.9900              8.9900                0     N
LOS ANGELES                         7.9900              7.9900                0     N
WILLIAMSON                          8.2000              8.2000                0     N
NOBLESVILLE                         5.9900              5.9900                0     N
EAST ELMHURST                       0.0000              5.8000                0     N
MEMPHIS                             0.0000             11.5500                0     N
DAYTON                              7.6500              7.6500                0     N
INDEPENDENCE                        0.0000              7.9500                0     N
FONTANA                             8.1000              8.1000                0     N
CHICAGO                             0.0000              6.4500                0     N
TRAVERSE CITY                       6.9750              6.9750                0     N
CEDARSVILLE                         7.4750              7.4750                0     N
GONZALES                            6.7000              6.7000                0     N
ESSEX                               0.0000              6.3500                0     N
PONTIAC                             7.8750              7.8750                0     N
PORTLAND                            8.1500              8.1500                0     N
FAIRFIELD                           6.9900              6.9900                0     N
CLEVELAND                           0.0000              9.8000                0     N
KEMMERER                            6.3500              6.3500                0     N
LYNDHURST                           0.0000              7.2500                0     N
WOODBRIDGE                          6.5000              6.5000                0     N
ARNOLD                              6.1500              6.1500                0     N
CLEVELAND                           8.4500              8.4500                0     N
LAKEWOOD                            6.9900              6.9900                0     N
PHOENIX                             6.5000              6.5000                0     N
LYNN                                7.5000              7.5000                0     N
MONROE                              5.9000              5.9000                0     N
WILMINGTON                          6.2000              6.2000                0     N
PETALUMA                            5.3500              5.3500                0     N
MILL SPRING                         8.5500              8.5500                0     N
CHICAGO                             7.0500              7.0500                0     N
POULSBO                             5.9900              5.9900                0     N
INDIO                               6.3000              6.3000                0     N
LOS ANGELES                         8.0000              8.0000                0     N
WEAVERVILLE                         6.6500              6.6500                0     N
SONOMA                              0.0000              6.3000                0     N
CANTON                              6.5500              6.5500                0     N
MIAMI                               7.6750              7.6750                0     N
ORLANDO                             5.9900              5.9900                0     N
ATTLEBORO                           7.9900              7.9900                0     N
APPLE VALLEY                        5.9900              5.9900                0     N
WEST PITTSBURG                      9.1250              9.1250                0     N
WORCESTER                           8.5750              8.5750                0     N
DETROIT                             6.2500              6.2500                0     N
DISTRICT HEIGHTS                    9.1500              9.1500                0     N
AURORA                              5.9000              5.9000                0     N
SUGAR GROVE                         5.7500              5.7500                0     N
TRACY                               5.8750              5.8750                0     N
NEW HAVEN                           7.5000              7.5000                0     N
STOCKTON                            0.0000              5.6500                0     N
AKRON                               8.8000              8.8000                0     N
FREMONT                             6.9000              6.9000                0     N
COLUMBUS                            7.5750              7.5750                0     N
CURTICE                             6.6000              6.6000                0     N
CHILLICOTHE                         9.8000              9.8000                0     N
LEAVITTSBURG                        0.0000              6.8500                0     N
SNELLVILLE                          6.9900              6.9900                0     N
OAK PARK                            7.3000              7.3000                0     N
ELKTON                              7.5500              7.5500                0     N
VIRGINIA BEACH                      6.9900              6.9900                0     N
NEW HAVEN                           8.5500              8.5500                0     N
GERMANTOWN                          8.4000              8.4000                0     N
ORLANDO                             6.7000              6.7000                0     N
UHRICHSVILLE                        0.0000              7.2000                0     N
ACWORTH                             6.9900              6.9900                0     N
BRONXVILLE                          8.8000              8.8000                0     N
BERLIN HEIGHTS                      7.1500              7.1500                0     N
JONESBORO                           9.3000              9.3000                0     N
GREENFIELD                          7.6500              7.6500                0     N
DELRAY BEACH HEIGHTS                6.9900              6.9900                0     N
CAMDEN                              7.3500              7.3500                0     N
INDEPENDENCE TOWNSHIP               6.5400              6.5400                0     N
OVERLAND PARK                       8.3000              8.3000                0     N
SKIATOOK                            7.7750              7.7750                0     N
SAN FRANCISCO                       0.0000              5.4000                0     N
BRENTWOOD                           7.9900              7.9900                0     N
DETROIT                             8.3000              8.3000                0     N
SANTA ROSA                          0.0000              5.5000                0     N
GALION                              9.9900              9.9900                0     N
SHREVEPORT                          9.4500              9.4500                0     N
MILWAUKEE                           8.6100              8.6100                0     N
KANSAS CITY                         7.2000              7.2000                0     N
CENTENNIAL                          7.4500              7.4500                0     N
CHICAGO                             9.1500              9.1500                0     N
CORBIN                              8.3000              8.3000                0     N
AKRON                               8.8000              8.8000                0     N
KANSAS CITY                         9.2500              9.2500                0     N
CANAL WINCHESTER                    6.9900              6.9900                0     N
ALBUQUERQUE                         8.8000              8.8000                0     N
ZANESVILLE                          7.7500              7.7500                0     N
TRAVERSE CITY                       6.9900              6.9900                0     N
DECKERVILLE                         8.2000              8.2000                0     N
KENTON                              7.5000              7.5000                0     N
PARK RIDGE                          0.0000              9.9900                0     N
PHILADELPHIA                        7.7000              7.7000                0     N
MARTINEZ                            5.9000              5.9000                0     N
LEXINGTON                           0.0000              6.6500                0     N
EUNICE                              7.7000              7.7000                0     N
AUBURN                              7.9900              7.9900                0     N
Norcross                            8.9900              8.9900                0     N
SAINT LOUIS                        11.0500             11.0500                0     N
NAPERVILLE                          8.2000              8.2000                0     N
FORDS                               7.1500              7.1500                0     N
HOLLAND                             6.9750              6.9750                0     N
NELSONVILLE                         0.0000              9.4000                0     N
KISSIMMEE                           5.8000              5.8000                0     N
GRAFTON                             6.5000              6.5000                0     N
CORONA                              5.4500              5.4500                0     N
DES MOINES                          9.8500              9.8500                0     N
GREENVILLE                          7.9900              7.9900                0     N
BAY SHORE                           0.0000              5.8000                0     N
CHARLOTTE                           8.3000              8.3000                0     N
EDEN PRAIRIE                        8.5000              8.5000                0     N
SUMMIT                              9.4500              9.4500                0     N
SOMERSET                            7.7500              7.7500                0     N
SILVER SPRING                       5.9900              5.9900                0     N
RIO RANCHO                          5.6500              5.6500                0     N
PORT HURON                          8.8500              8.8500                0     N
PUT-IN-BAY                          0.0000              7.9500                0     N
MASTIC BEACH                        8.1500              8.1500                0     N
TROY                                6.9900              6.9900                0     N
MARICOPA                            7.3000              7.3000                0     N
DETROIT                             8.4500              8.4500                0     N
PHOENIX                             6.9900              6.9900                0     N
CHICAGO                             5.1500              5.1500                0     N
BELLEVILLE                          6.9900              6.9900                0     N
HOPEWELL JUNCTION                   8.8500              8.8500                0     N
VANDALIA                            8.4500              8.4500                0     N
FLORENCE                            8.7000              8.7000                0     N
CLARKSTOWN                          6.9000              6.9000                0     N
VAN BUREN                           7.2000              7.2000                0     N
ALBANY                              8.6500              8.6500                0     N
GALESBURG                           7.7400              7.7400                0     N
ALEXANDER                           8.5000              8.5000                0     N
REDFORD                             6.8000              6.8000                0     N
FRESNO                              8.6000              8.6000                0     N
SEBRING                             0.0000              5.8000                0     N
ST PETERS                           6.9900              6.9900                0     N
COLUMBUS                            8.9000              8.9000                0     N
COLORADO SPRINGS                    8.8000              8.8000                0     N
BURLINGTON                          6.6500              6.6500                0     N
BATAVIA                             7.9900              7.9900                0     N
DAYTON                              7.5000              7.5000                0     N
LEBANON                            10.6000             10.6000                0     N
MONTGOMERY VILLAGE                  8.6500              8.6500                0     N
EVERGREEN                           0.0000              5.4500                0     N
JOLIET                              7.9900              7.9900                0     N
LAURENS                             7.8250              7.8250                0     N
GRAND RAPIDS                        7.9900              7.9900                0     N
HUNTINGTON                          0.0000              7.7000                0     N
BICKNELL                            8.8500              8.8500                0     N
BRENTWOOD                           5.9900              5.9900                0     N
TUSTIN                              0.0000              6.2500                0     N
WYOMING                             8.1000              8.1000                0     N
WILMINGTON                          9.3500              9.3500                0     N
DELRAY BEACH                        8.9900              8.9900                0     N
MARIETTA                           10.0750             10.0750                0     N
HOMELAND                            0.0000              5.9500                0     N
TAUNTON                             9.8500              9.8500                0     N
CLEVELAND                           7.5500              7.5500                0     N
MACHESNEY PARK                      8.7000              8.7000                0     N
BUENA PARK                          5.9900              5.9900                0     N
NEW PHILADELPHIA                    8.9900              8.9900                0     N
CHICAGO                             7.1500              7.1500                0     N
CUMMING                             6.6000              6.6000                0     N
ROCKY RIVER                         8.3000              8.3000                0     N
MUNCIE                              0.0000              8.5500                0     N
PLANO                               5.8000              5.8000                0     N
MARION                              9.9000              9.9000                0     N
ATLANTA                             8.6500              8.6500                0     N
MEDWAY                              9.2000              9.2000                0     N
FORT WAYNE                          9.0500              9.0500                0     N
CHICAGO                             0.0000              5.9900                0     N
SLATEDALE                           0.0000              7.3500                0     N
HATBORO                             6.1500              6.1500                0     N
KANSAS CITY                         8.5000              8.5000                0     N
ASHTABULA                           7.6000              7.6000                0     N
STRONGSVILLE                        7.8500              7.8500                0     N
SILVER SPRING                       5.9000              5.9000                0     N
KINGSTON                            6.6000              6.6000                0     N
GREENVILLE                          9.8500              9.8500                0     N
UPPER SANDUSKY                      7.3500              7.3500                0     N
STAFFORD                            6.8500              6.8500                0     N
HAMPTON                             8.1000              8.1000                0     N
CROSBY                              0.0000              6.8000                0     N
BOLINGBROOK                         5.9900              5.9900                0     N
CHARDON                             8.9900              8.9900                0     N
NICHOLASVILLE                       8.9900              8.9900                0     N
ORLANDO                             6.7500              6.7500                0     N
FAIRFIELD                           5.9900              5.9900                0     N
AKRON                               7.6500              7.6500                0     N
ROMEOVILLE                          7.0500              7.0500                0     N
GREENVILLE                          9.8500              9.8500                0     N
TACOMA                             10.9900             10.9900                0     N
KANSAS CITY                        10.5000             10.5000                0     N
CLEVELAND                           9.5000              9.5000                0     N
ST CLAIR SHORES                     0.0000              6.5000                0     N
PALOS HEIGHTS                       0.0000              9.4500                0     N
ROHNERT PARK                        6.6500              6.6500                0     N
MINNEAPOLIS                         8.5000              8.5000                0     N
ODESSA                              6.6500              6.6500                0     N
VERO BEACH                          5.9900              5.9900                0     N
PHENIX CITY                         0.0000              7.2000                0     N
MANISTEE                            7.4000              7.4000                0     N
KANSAS CITY                         8.1000              8.1000                0     N
LAWRENCEVILLE                       5.5000              5.5000                0     N
OKLAHOMA CITY                       6.9900              6.9900                0     N
NORTH CHARLESTON                    8.3500              8.3500                0     N
COLUMBUS                            0.0000              8.9000                0     N
AKRON                               8.3500              8.3500                0     N
LEXINGTON                           0.0000              6.3500                0     N
CANDLER                             7.0500              7.0500                0     N
VERNON                              8.5500              8.5500                0     N
BOLINGBROOK                         7.1000              7.1000                0     N
DAVENPORT                           6.2500              6.2500                0     N
MENTOR                              6.1500              6.1500                0     N
RANCHO MURRIETA                     0.0000              5.8750                0     N
MAUMELLE                            7.7000              7.7000                0     N
DETROIT                             5.9500              5.9500                0     N
LONG BEACH                          5.9900              5.9900                0     N
DUBLIN                              9.2500              9.2500                0     N
GLENDALE                            7.2500              7.2500                0     N
JACKSONVILLE                        8.7500              8.7500                0     N
BATTLE CREEK                       11.1500             11.1500                0     N
PORTLAND                            7.1500              7.1500                0     N
OLMSTED FALLS                       7.1000              7.1000                0     N
NEWARK                              8.3500              8.3500                0     N
TEMPE                               6.9000              6.9000                0     N
DOVER                               7.7750              7.7750                0     N
SPRINGFIELD                         7.9500              7.9500                0     N
BEAVER DAM                          8.9000              8.9000                0     N
WEST PALM BEACH                     7.9500              7.9500                0     N
SPRINGFIELD                         6.9000              6.9000                0     N
LOWELL                              8.6500              8.6500                0     N
DECATUR                             0.0000              7.6500                0     N
APPLE VALLEY                        7.1000              7.1000                0     N
HEMET                               6.0000              6.0000                0     N
WAYNESVILLE                         6.9500              6.9500                0     N
DUMFRIES                            6.5000              6.5000                0     N
WASHINGTON                          7.5000              7.5000                0     N
LAWRENCE                            0.0000              6.2500                0     N
TULSA                               8.1000              8.1000                0     N
MIDDLETOWN                          7.7500              7.7500                0     N
NAPLES                              8.5500              8.5500                0     N
DAVENPORT                           7.9900              7.9900                0     N
SAGINAW                             6.8000              6.8000                0     N
MCKEESPORT                         10.7500             10.7500                0     N
CAPITOL HEIGHTS                     0.0000              5.9900                0     N
SAINT LOUIS                         0.0000              8.6500                0     N
LAKE VILLA                          7.9500              7.9500                0     N
CHIPPEWA LAKE                       7.4500              7.4500                0     N
AIKEN                               8.9900              8.9900                0     N
CHICAGO                             8.5500              8.5500                0     N
SAINT LOUIS                        10.7000             10.7000                0     N
EAST POINTE                         9.2500              9.2500                0     N
CARLSBAD                            6.2000              6.2000                0     N
GARDEN GROVE                        0.0000              5.8950                0     N
LAKE CHARLES                        8.9000              8.9000                0     N
WARREN                              5.5000              5.5000                0     N
NEW IBERIA                          8.9500              8.9500                0     N
TOCCOA                              8.1000              8.1000                0     N
KINGS MILL                          6.3500              6.3500                0     N
MEMPHIS                             8.9000              8.9000                0     N
ROSEDALE                            7.4000              7.4000                0     N
CANTON                              9.0250              9.0250                0     N
SAINT LOUIS                         9.9900              9.9900                0     N
KNOXVILLE                           8.3000              8.3000                0     N
CHICAGO                             8.7000              8.7000                0     N
MEMPHIS                             7.7000              7.7000                0     N
MORROW                              7.6500              7.6500                0     N
DELAWARE                            6.5000              6.5000                0     N
LEXINGTON                           6.5000              6.5000                0     N
CHICAGO                             0.0000              5.7500                0     N
BEAR                                0.0000              6.5000                0     N
ST LOUIS                            6.9900              6.9900                0     N
WILMINGTON                          6.9000              6.9000                0     N
FAYETTEVILLE                        8.8500              8.8500                0     N
NEWCOMERSTOWN                       0.0000              6.6000                0     N
LOUISBURG                           8.8000              8.8000                0     N
PORT CLINTON                        8.0750              8.0750                0     N
MIAMI                               8.8500              8.8500                0     N
DETROIT                             9.8000              9.8000                0     N
GREENWOOD                           6.4000              6.4000                0     N
NEW LENOX                           6.9900              6.9900                0     N
RALEIGH                             7.4500              7.4500                0     N
BERKLEY                             8.4500              8.4500                0     N
FLINTSTONE                          8.6900              8.6900                0     N
CHICAGO                             7.6000              7.6000                0     N
STEVENS POINT                      10.2000             10.2000                0     N
LANCASTER                           7.4000              7.4000                0     N
CHICAGO                             7.6000              7.6000                0     N
DETROIT                             9.8000              9.8000                0     N
JOLIET                              7.3000              7.3000                0     N
VALLES MINES                        7.1000              7.1000                0     N
LOWELLVILLE                         0.0000              8.7000                0     N
HEPHZIBAH                           6.9000              6.9000                0     N
PHILADELPHIA                        9.9000              9.9000                0     N
SPENCER                             9.2500              9.2500                0     N
EAST LAKE                           7.6000              7.6000                0     N
WOODBRIDGE                          6.9000              6.9000                0     N
NORWALK                             8.8500              8.8500                0     N
SULLIVAN                            7.8500              7.8500                0     N
WARRENVILLE                         5.9900              5.9900                0     N
COLUMBUS                            6.8000              6.8000                0     N
STREETSBORO                         8.5000              8.5000                0     N
LUDLOW                              6.5500              6.5500                0     N
ATLANTA                             9.3500              9.3500                0     N
SAN BERNARDINO                      0.0000              5.5500                0     N
DRYDEN                              9.6500              9.6500                0     N
CINCINNATI                          7.2500              7.2500                0     N
SCOTTSDALE                          6.7000              6.7000                0     N
CORONA                              0.0000              5.9500                0     N
WOODBRIDGE                          6.5000              6.5000                0     N
EMMETT                              0.0000              6.5800                0     N
SPENCER                             7.3000              7.3000                0     N
SILER CITY                          7.6500              7.6500                0     N
TINLEY PARK                         0.0000              6.2000                0     N
IMLAY CITY                          5.4000              5.4000                0     N
VERO BEACH                          0.0000              6.2000                0     N
LITTLEROCK                          0.0000              6.5000                0     N
LEE'S SUMMIT                        7.7500              7.7500                0     N
FOSTORIA                            0.0000              6.9900                0     N
WISCONSIN DELLS                     7.8500              7.8500                0     N
ST. LOUIS                           7.3000              7.3000                0     N
PHILADELPHIA                        7.4500              7.4500                0     N
WAUPACA                            10.9500             10.9500                0     N
SILVER LAKE                         6.9000              6.9000                0     N
COLUMBIA                            5.9000              5.9000                0     N
CANTON                              8.9000              8.9000                0     N
YOUNGSTOWN                          0.0000              9.1000                0     N
LOOKOUT MOUNTAIN                    6.7500              6.7500                0     N
PITTSBURGH                          9.4500              9.4500                0     N
RALEIGH                             6.4500              6.4500                0     N
SALIDA                              6.2000              6.2000                0     N
WILMINGTON                          6.5000              6.5000                0     N
DALLAS                              9.9500              9.9500                0     N
GREENVILLE                          0.0000              6.9500                0     N
LITTLE ROCK                         8.9000              8.9000                0     N
CHARLOTTE                           6.9500              6.9500                0     N
OXNARD                              0.0000              5.8500                0     N
FISHERS                             7.3000              7.3000                0     N
VIRGINIA BEACH                      6.4500              6.4500                0     N
PELHAM                             10.9500             10.9500                0     N
LENNOX                              0.0000              5.6000                0     N
UNIONTOWN                           9.4500              9.4500                0     N
DETROIT                             8.2500              8.2500                0     N
NEWBURGH                            7.7500              7.7500                0     N
SOUTH HOLLAND                       7.9000              7.9000                0     N
ROCKLEDGE                           7.3000              7.3000                0     N
WINBER                              7.1500              7.1500                0     N
WORCESTER                           9.9000              9.9000                0     N
MARSHALL                            9.2000              9.2000                0     N
BROADVIEW                           0.0000              6.4000                0     N
DETROIT                            10.4500             10.4500                0     N
HUNTSVILLE                          7.4500              7.4500                0     N
TOLEDO                              8.8000              8.8000                0     N
CARPENTERSVILLE                     5.8000              5.8000                0     N
KINGMAN                             0.0000              5.6500                0     N
MAIDEN                              8.8500              8.8500                0     N
CHICAGO                             5.9500              5.9500                0     N
MILFORD                             6.9500              6.9500                0     N
TOLEDO                              5.9900              5.9900                0     N
EPHRAIM                             9.2000              9.2000                0     N
SHAPLEIGH                           0.0000              5.9900                0     N
CHANDLER                            8.9900              8.9900                0     N
MONTGOMERY                         10.7000             10.7000                0     N
MARICOPA                            7.7000              7.7000                0     N
CONYERS                             6.9500              6.9500                0     N
POTTSTOWN                           8.0500              8.0500                0     N
RIVIERA BEACH                       0.0000              6.0500                0     N
HEMINGWAY                           8.9500              8.9500                0     N
MARIETTA                            9.4500              9.4500                0     N
OPA LOCKA                           0.0000              5.9000                0     N
CASTLE ROCK                         7.1500              7.1500                0     N
WICHITA                             8.3500              8.3500                0     N
WALDRON                             7.7000              7.7000                0     N
COCOA                               7.1500              7.1500                0     N
ARLINGTON                           8.8500              8.8500                0     N
SHELBURN                            7.1500              7.1500                0     N
SUMMERVILLE                         6.8000              6.8000                0     N
BURNS HARBOR                        0.0000              6.4500                0     N
MADISON                             9.6000              9.6000                0     N
FAIRFIELD                           5.8500              5.8500                0     N
WESTLAND                            5.6000              5.6000                0     N
JONESBORO                           6.4250              6.4250                0     N
MADISON                             9.6000              9.6000                0     N
KINGMAN                             0.0000              5.8000                0     N
COLORADO SPRINGS                    9.6500              9.6500                0     N
CLEARWATER                          7.6000              7.6000                0     N
COLUMBUS                            9.4500              9.4500                0     N
WILMINGTON                          5.9500              5.9500                0     N
NORTH HOLLYWOOD                     5.0500              5.0500                0     N
MURPHY                             10.0500             10.0500                0     N
SHREVEPORT                          6.9900              6.9900                0     N
DELTONA                             0.0000              6.1500                0     N
FREDERICKSBURG                     11.6000             11.6000                0     N
LIGHTHOUSE POINT                    0.0000              6.2400                0     N
WYOMING                             8.7000              8.7000                0     N
MAPLE HEIGHTS                       6.6000              6.6000                0     N
KANSAS CITY                         8.9000              8.9000                0     N
INDIANAPOLIS                        0.0000              7.7500                0     N
RICHMOND                            0.0000              7.0500                0     N
ALPENA                              8.2500              8.2500                0     N
CINCINNATI                          8.9000              8.9000                0     N
WATERFORD                           9.7500              9.7500                0     N
SELLERSBURG                         6.9900              6.9900                0     N
EAST PEORIA                         0.0000              6.5500                0     N
KANSAS CITY                        10.3000             10.3000                0     N
KANSAS CITY                         9.6500              9.6500                0     N
DAYTON                              9.4500              9.4500                0     N
EAST POINT                          6.6500              6.6500                0     N
ALLENTOWN                           7.7000              7.7000                0     N
ORLANDO                             7.7500              7.7500                0     N
SILVER SPRING                       7.5500              7.5500                0     N
SUMMERVILLE                         0.0000              7.5000                0     N
WEYMOUNTH                           6.1500              6.1500                0     N
SUN CITY                            5.9500              5.9500                0     N
LOS ANGELES                         6.2500              6.2500                0     N
DINGMANS FERRY                      8.6500              8.6500                0     N
DES MOINES                          7.6000              7.6000                0     N
PADUCAH                             7.7500              7.7500                0     N
SANDWICH                            6.8000              6.8000                0     N
NORWALK                             7.2500              7.2500                0     N
BARTLESVILLE                        6.9000              6.9000                0     N
OVERLAND PARK                       7.9250              7.9250                0     N
TEMPLE HILLS                        5.9000              5.9000                0     N
OVERLAND PARK                       7.3750              7.3750                0     N
ST. CLAIR                           7.8000              7.8000                0     N
HAGERSTOWN                          6.4250              6.4250                0     N
FORT WORTH                          0.0000              7.2000                0     N
GREENSBORO                          0.0000              8.6750                0     N
YORK                                6.3000              6.3000                0     N
TEMECULA                            6.5750              6.5750                0     N
HIGHLAND                            7.8000              7.8000                0     N
KANSAS CITY                        10.2500             10.2500                0     N
WORCESTER                           6.9900              6.9900                0     N
PENN YAN                            9.3500              9.3500                0     N
PROSPECT                            9.9000              9.9000                0     N
SPRINGFIELD                         8.9900              8.9900                0     N
TEXARKANA                           7.9900              7.9900                0     N
LAKE ELSINORE                       5.7500              5.7500                0     N
RUSSELLS POINT                      9.9000              9.9000                0     N
TACOMA                              7.2000              7.2000                0     N
BOSTON                              6.3000              6.3000                0     N
PITTSBURGH                          8.8500              8.8500                0     N
HIGHLAND MILLS                      8.9900              8.9900                0     N
KANSAS CITY                         7.4000              7.4000                0     N
TURNEY                              8.8000              8.8000                0     N
JACKSONVILLE                        7.8500              7.8500                0     N
BERKELEY HEIGHTS                    7.3000              7.3000                0     N
BROCKTON                            5.9500              5.9500                0     N
MACOMB                              6.5900              6.5900                0     N
SUGAR GROVE                         7.6500              7.6500                0     N
NIXA                                6.6000              6.6000                0     N
RIVERSIDE                           6.5000              6.5000                0     N
LAKE WORTH                          5.6500              5.6500                0     N
PLEASANT HILL                       7.6000              7.6000                0     N
DEFUNIAK SPRINGS                    0.0000              6.3500                0     N
STRUTHERS                           9.5500              9.5500                0     N
TOLEDO                              7.1500              7.1500                0     N
BALTIMORE                           5.6000              5.6000                0     N
CONCORD                             7.3000              7.3000                0     N
OCEANSIDE                           0.0000              6.2500                0     N
SACO                                8.9900              8.9900                0     N
SAINT LOUIS                         8.2500              8.2500                0     N
PULASKI                             7.9900              7.9900                0     N
ROGERS                              9.6500              9.6500                0     N
PHILADELPHIA                        7.9900              7.9900                0     N
JOPLIN                              9.9500              9.9500                0     N
RICHMOND                            7.6000              7.6000                0     N
CULPEPER                            7.3500              7.3500                0     N
CANTON                              7.2750              7.2750                0     N
KELLER                              6.4000              6.4000                0     N
NORTH LAS VEGAS                     5.9900              5.9900                0     N
LEWISTON                            0.0000              8.9000                0     N
NEWAYGO                             8.5000              8.5000                0     N
DAYTON                              7.4500              7.4500                0     N
AUBURN                              0.0000              8.3500                0     N
SPRINGFIELD                         7.4000              7.4000                0     N
NORTH PROVIDENCE                    6.7500              6.7500                0     N
COLUMBIA                            0.0000              9.1000                0     N
SAINT LOUIS                         9.4500              9.4500                0     N
AUSTINTOWN                          8.9900              8.9900                0     N
SALUDA                              0.0000              6.5000                0     N
GAITHERSBURG                        7.2500              7.2500                0     N
AYNOR                               7.2000              7.2000                0     N
CHANDLER                            6.1000              6.1000                0     N
AKRON                               0.0000              7.5500                0     N
FARRELL                             8.4500              8.4500                0     N
NAPLES                              8.7500              8.7500                0     N
OLNEY                               7.9900              7.9900                0     N
TEMPLE HILLS                        0.0000              6.2000                0     N
FLINT                               0.0000              8.2000                0     N
BUTLER                              0.0000              6.9500                0     N
WILLOWBROOK                         6.6500              6.6500                0     N
CHICAGO                             8.9900              8.9900                0     N
RAYMORE                             8.6000              8.6000                0     N
RICHMOND                            6.5750              6.5750                0     N
YARMOUTH                            9.6000              9.6000                0     N
SILOAM SPRINGS                      6.1500              6.1500                0     N
BATON ROUGE                         7.3500              7.3500                0     N
CHARLOTTE                           7.9900              7.9900                0     N
ONTARIO                             6.3400              6.3400                0     N
TOLEDO                              6.0500              6.0500                0     N
LOS ANGELES                         0.0000              6.4000                0     N
ATLANTA                             8.5250              8.5250                0     N
ROSWELL                             6.9500              6.9500                0     N
ROCKLIN                             6.9900              6.9900                0     N
CINCINNATI                          7.8000              7.8000                0     N
FAYETTEVILLE                        6.5500              6.5500                0     N
AURORA                              7.9900              7.9900                0     N
SPRING VALLEY                       7.9000              7.9000                0     N
ST LOUIS                            7.5500              7.5500                0     N
IONIA                               8.8000              8.8000                0     N
WOODBRIDGE                          6.1500              6.1500                0     N
EUCLID                             10.6500             10.6500                0     N
BOWLING GREEN                       8.2500              8.2500                0     N
YOUNGSTOWN                          0.0000              7.7500                0     N
INDIANAPOLIS                       11.4000             11.4000                0     N
DETROIT                             8.4000              8.4000                0     N
AKRON                               8.9500              8.9500                0     N
ST ALBANS                           6.7500              6.7500                0     N
CRESAPTOWN                         10.5500             10.5500                0     N
MIDDLETOWN                          9.8500              9.8500                0     N
WEST COLUMBIA                       0.0000              6.9900                0     N
CHARLOTTE                           5.9000              5.9000                0     N
AUSTELL                            10.4000             10.4000                0     N
COLORADO SPRINGS                    6.4500              6.4500                0     N
CASTLE ROCK                         6.4750              6.4750                0     N
ALBUQUERQUE                         6.5750              6.5750                0     N
TERRE HAUTE                         9.8500              9.8500                0     N
WICHITA                             7.9000              7.9000                0     N
EAU CLAIRE                          7.8000              7.8000                0     N
DIAMOND BAR                         0.0000              6.1000                0     N
ORANGE                              0.0000              5.9900                0     N
FORT MYERS                          9.2500              9.2500                0     N
WESTLAKE                            6.7500              6.7500                0     N
SPRINGPORT                          9.1500              9.1500                0     N
PATASKALA                           6.1250              6.1250                0     N
GRAND LEDGE                         7.6500              7.6500                0     N
TOLEDO                              8.3000              8.3000                0     N
CHICAGO                             6.7000              6.7000                0     N
AKRON                               6.1000              6.1000                0     N
WEST HAVEN                          8.5000              8.5000                0     N
CLIO                                6.7000              6.7000                0     N
N CHICAGO                           8.7500              8.7500                0     N
WASHINGTON                          5.9900              5.9900                0     N
WEST PALM BEACH                     0.0000              5.8000                0     N
PEMBROKE PINES                      0.0000              6.3500                0     N
HALLANDALE                          0.0000              5.8750                0     N
PHOENIX                             6.9900              6.9900                0     N
PORT SAINT LUCIE                    0.0000              5.9900                0     N
MANASSAS                            6.7500              6.7500                0     N
BIRDSBORO                           7.0500              7.0500                0     N
CHICAGO                             9.7500              9.7500                0     N
SILVER SPRING                       7.5000              7.5000                0     N
FREDERICKSBURG                      6.8000              6.8000                0     N
DUPONT                              9.5500              9.5500                0     N
SARATOGA SPRINGS                    0.0000              5.9900                0     N
LEESBURG                            0.0000              6.1500                0     N
PORTLAND                            8.9000              8.9000                0     N
MIDDLETOWN                          6.5000              6.5000                0     N
ST. LOUIS                          10.3000             10.3000                0     N
BLUE ISLAND                         8.0500              8.0500                0     N
WINDHAM                             0.0000              7.5000                0     N
CINCINNATI                          8.4900              8.4900                0     N
KISSIMMEE                           6.8500              6.8500                0     N
GREERS FERRY                        0.0000              6.4500                0     N
QUEEN CREEK                         7.2500              7.2500                0     N
SARASOTA                            9.7500              9.7500                0     N
COLD BROOK                          8.9000              8.9000                0     N
RAYMOND                             8.9900              8.9900                0     N
DETROIT                             7.7000              7.7000                0     N
TERRE HAUTE                         6.1500              6.1500                0     N
TRINITY                             8.2500              8.2500                0     N
WESTBROOK                           6.2500              6.2500                0     N
SEDALIA                             0.0000              8.1250                0     N
EL CENTRO                           5.8000              5.8000                0     N
AVENTURA                            8.9900              8.9900                0     N
EATON RAPIDS                        6.3500              6.3500                0     N
CHICAGO                             7.7500              7.7500                0     N
SILVER SPRING                       6.9000              6.9000                0     N
ROGERS                              0.0000              6.9900                0     N
WOODRIDGE                           0.0000              6.2000                0     N
ATLANTA                             6.9900              6.9900                0     N
RALEIGH                             6.9900              6.9900                0     N
TERRE HAUTE                         0.0000              8.5500                0     N
WASHINGTON                          6.6500              6.6500                0     N
MESA                                7.7500              7.7500                0     N
FISHERS                             7.2500              7.2500                0     N
BOOTHWYN                            0.0000              6.9000                0     N
TOLEDO                              0.0000              6.1000                0     N
CLEVELAND                           8.5000              8.5000                0     N
TRAVERSE CITY                       8.7500              8.7500                0     N
ARGOS                               9.5000              9.5000                0     N
MIAMI                               6.7500              6.7500                0     N
CINCINNATI                          8.5000              8.5000                0     N
MINNEAPOLIS                         6.4500              6.4500                0     N
SAINT LOUIS                         9.9000              9.9000                0     N
COLUMBUS                            0.0000              6.8000                0     N
BARBERTON                           8.7500              8.7500                0     N
GAHANNA                             6.5000              6.5000                0     N
POPLAR GROVE                        7.2000              7.2000                0     N
BEDFORD                             8.2000              8.2000                0     N
BETHESDA                            5.8500              5.8500                0     N
SILVER SPRING                       5.9900              5.9900                0     N
ST PAUL                             6.4000              6.4000                0     N
HOLLYWOOD                           0.0000              6.1000                0     N
NORFOLK                             7.1500              7.1500                0     N
CLINTON                             9.9900              9.9900                0     N
CANTON                              0.0000              7.2500                0     N
COLUMBUS                            8.5000              8.5000                0     N
CHICAGO                             0.0000              6.2500                0     N
RESTON                              6.5000              6.5000                0     N
HORSEHEADS                          0.0000              7.2000                0     N
COLORADO SPRINGS                    8.6500              8.6500                0     N
ORRVILLE                            7.0500              7.0500                0     N
COLUMBUS                            0.0000              8.9900                0     N
ASHEVILLE                           8.9500              8.9500                0     N
SAN SABA                            8.8000              8.8000                0     N
CLINTON                             9.1500              9.1500                0     N
BRASELTON                           6.9000              6.9000                0     N
MILLERSBURG                         0.0000              6.5000                0     N
FREDERICKSBURG                      0.0000              5.8500                0     N
PITTSBURGH                          8.9900              8.9900                0     N
GRAND HAVEN                         6.9500              6.9500                0     N
CHICAGO                             8.7500              8.7500                0     N
MONROE                              0.0000              7.2000                0     N
DALZELL                             0.0000              8.3500                0     N
LANSING                             0.0000              7.4000                0     N
HAZEL PARK                          9.5000              9.5000                0     N
DETROIT                             0.0000              9.4000                0     N
EDMOND                              0.0000              5.9500                0     N
OKLAHOMA CITY                       0.0000              6.7000                0     N
HICKSVILLE                          6.8500              6.8500                0     N
CHATTANOOGA                         8.9000              8.9000                0     N
VIRGINIA BEACH                      5.9000              5.9000                0     N
KUNA                                5.8500              5.8500                0     N
ST JOSEPH                           0.0000              7.9500                0     N
KANSAS CITY                         8.1500              8.1500                0     N
PALM HARBOR                         6.9900              6.9900                0     N
HOSHCTON                            9.2500              9.2500                0     N
ST LOUIS                           11.3000             11.3000                0     N
FOUNTAIN VALLEY                     0.0000              5.9900                0     N
HONEOYE FALLS                       7.9900              7.9900                0     N
SOUTH LAKE TAHOE                    0.0000              6.3500                0     N
FREDERICK                           6.7000              6.7000                0     N
KISSIMMEE                           6.5000              6.5000                0     N
RIVERSIDE                           6.4900              6.4900                0     N
SATELLITE BEACH                     0.0000              7.9000                0     N
SACRAMENTO                          5.7500              5.7500                0     N
WIGGINS                             0.0000              7.1500                0     N
READING                             7.4000              7.4000                0     N
EXETER                              7.9500              7.9500                0     N
POWELL                              7.9900              7.9900                0     N
COLUMBUS                            7.6600              7.6600                0     N
WEST WAREHAM                        8.6000              8.6000                0     N
COLUMBUS                            5.8500              5.8500                0     N
SPRINGFIELD                         0.0000              6.5000                0     N
OWEN                                8.0500              8.0500                0     N
MEDWAY                              5.9900              5.9900                0     N
PROCTORVILLE                        0.0000              6.6000                0     N
MYRTLE BEACH                        0.0000              9.1000                0     N
PLANTATION                          8.1700              8.1700                0     N
COLORADO SPRINGS                    0.0000             12.9900                0     N
Holbrook                            6.0000              6.0000                0     N
Mangonia Park                       6.0000              7.9000                0     N
Aldie                               7.1250              7.1250                0     N
Chicago                             7.7000              7.7000                0     N
Bethel                              7.2000              7.2000                0     N
Joliet                              7.6500              7.6500                0     N
Mineral                             7.5000              7.5000                0     N
Haxtun                              0.0000              0.0000                0     N
Chino Hills                         6.3500              6.3500                0     N
Piscataway                          5.3000              5.3000                0     N
Toms River                          6.9000              6.9000                0     N
Jersey City                         6.2000              6.2000                0     N
Fresno                              5.2500              5.2500                0     N
Renton                              6.1500              6.1500                0     N
Philadelphia                        5.8500              5.8500                0     N
Sterling                            7.7500              7.7500                0     N
Boulder                             6.0250              6.0250                0     N
Jersey City                         7.4000              7.4000                0     N
Paterson                            5.8500              5.8500                0     N
Jamaica                             6.7000              6.7000                0     N
Calwa                               6.6250              6.6250                0     N
Lodi                                7.0500              7.0500                0     N
Westland                            6.5000              6.5000                0     N
El Mirage                           7.5000              7.5000                0     N
Milford                             7.2500              7.2500                0     N
Lawndale                            6.5000              6.5000                0     N
Santa Clarita                       5.6500              5.6500                0     N
Las Vegas                           6.4900              6.4900                0     N
Columbus                            6.8500              6.8500                0     N
Columbia                            7.4900              7.4900                0     N
Lane                                6.0000              6.0000                0     N
Sacramento                          6.5000              6.5000                0     N
Lenola                              7.1250              7.1250                0     N
Georgetown                          7.5000              7.5000                0     N
Bakersfield                         6.5250              6.5250                0     N
Van Nuys                            6.6250              6.6250                0     N
San Bernardino                      5.8750              5.8750                0     N
Mount Rainier                       5.9000              5.9000                0     N
Charlotte                           8.2500              8.2500                0     N
Mishawaka                           7.9900              7.9900                0     N
Roulo                               8.0400              8.0400                0     N
Memphis                             5.0000              5.0000                0     N
Lagrange                            5.7500              5.7500                0     N
Tampa                               6.1500              6.1500                0     N
Yuton                               7.6000              7.6000                0     N
Lake Ridge                          7.8750              7.8750                0     N
Berkeley                            7.4500              7.4500                0     N
Stockton                            5.9000              5.9000                0     N
Jonesboro                           6.7500              6.7500                0     N
San Diego                           5.2500              5.2500                0     N
Vernon                              7.1400              7.1400                0     N
Ossining                            6.5000              6.5000                0     N
Oakland                             0.0000              0.0000                0     N
Tulare                              6.0000              6.0000                0     N
Greenacres                          6.1250              6.1250                0     N
Gainesville                         0.0000              0.0000                0     N
SOLEDAD                             7.1250              7.1250                0     N
SANTA CLARITA                       6.7500              6.7500                0     N
YUCCA VALLEY                        6.9990              6.9990                0     N
ROANOKE                             6.7500              6.7500                0     N
LINCOLN                             6.1250              6.1250                0     N
NEWPORT                             0.0000              7.2500                0     N
LAKE MILTON                         0.0000              7.3750                0     N
BEDFORD                             6.8750              6.8750                0     N
DETROIT                             0.0000              7.9990                0     N
SAINT LOUIS                         0.0000              7.3750                0     N
HARTFORD CITY                       7.6250              7.6250                0     N
LENOX                               0.0000              6.5000                0     N
WASHINGTON                          0.0000              6.7500                0     N
NORTH WEBSTER                       0.0000              7.7500                0     N
RIVERVIEW                           6.3750              6.3750                0     N
LA QUINTA                           6.3750              6.3750                0     N
JACKSON HEIGHTS                     7.2500              7.2500                0     N
FELTON                              6.3750              6.3750                0     N
SAN JOSE                            6.1250              6.1250                0     N
APOPKA                              0.0000              7.5000                0     N
COUNCIL BLUFFS                      6.0000              6.0000                0     N
CHICAGO                             6.0000              6.0000                0     N
ATLANTA                             7.0000              7.0000                0     N
LOS ANGELES                         6.5000              6.5000                0     N
TOOELE                              7.3750              7.3750                0     N
NEW BEDFORD                         0.0000              7.5000                0     N
NORTH DARTMOUTH                     7.5000              7.5000                0     N
LAWTON                              5.6250              5.6250                0     N
WATERFORD                           6.3750              6.3750                0     N
BRACKENRIDGE                        0.0000              7.8750                0     N
VALLEJO                             6.0000              6.0000                0     N
CHICAGO                             0.0000              6.5000                0     N
AVON                                7.5000              7.5000                0     N
ELKHART                             0.0000              7.7500                0     N
ORLANDO                             0.0000              7.7500                0     N
MILACA                              6.1250              6.1250                0     N
AKRON                               7.5000              7.5000                0     N
HOFFMAN ESTATES                     6.8750              6.8750                0     N
WEST LAFAYETTE                      7.1250              7.1250                0     N
RANCHO SANTA MARGARITA              6.2500              6.2500                0     N
SPENCER                             7.2500              7.2500                0     N
SAN JOSE                            5.7500              5.7500                0     N
CICERO                              6.2500              6.2500                0     N
REVERE                              6.2500              6.2500                0     N
KAYSVILLE                           7.0000              7.0000                0     N
PORTLAND                            7.8750              7.8750                0     N
NORTH HILLS                         0.0000              6.8750                0     N
SCHENECTADY                         7.3750              7.3750                0     N
CHICAGO                             5.9900              5.9900                0     N
CHICAGO                             8.7500              8.7500                0     N
RANCHO CUCAMONGA                    6.0000              6.0000                0     N
SPRING GLEN T/O WAWARSING           0.0000              8.0000                0     N
SOUTH BEND                          7.1250              7.1250                0     N
SAN DIEGO                           6.2500              6.2500                0     N
MILLBURY                            0.0000              7.6250                0     N
CLIFTON PARK                        6.3750              6.3750                0     N
PLAINFIELD                          7.2500              7.2500                0     N
CORNING                             7.8750              7.8750                0     N
LONG BEACH                          7.6250              7.6250                0     N
SAN DIEGO                           6.2500              6.2500                0     N
PITTSBURG                           5.8750              5.8750                0     N
MADISON                             5.8750              5.8750                0     N
BROOKLYN                            6.0000              6.0000                0     N
EL CAJON                            6.7500              6.7500                0     N
TACOMA                              6.6250              6.6250                0     N
IMPERIAL                            6.5000              6.5000                0     N
FRESNO                              6.3750              6.3750                0     N
EL CAJON                            6.2500              6.2500                0     N
FORT LAUDERDALE                     9.3750              9.3750                0     N
PHILADELPHIA                        0.0000              7.3750                0     N
GLENS FALLS                         8.8750              8.8750                0     N
FRESNO                              7.0000              7.0000                0     N
FARMERSVILLE                        5.9990              5.9990                0     N
REVERE                              6.9990              6.9990                0     N
HOBOKEN                             6.5000              6.5000                0     N
LAWRENCE                            8.8750              8.8750                0     N
DRAPER                              6.8750              6.8750                0     N
COLD SPRINGS                        6.8750              6.8750                0     N
METHUEN                             7.3750              7.3750                0     N
ORLANDO                             7.7500              7.7500                0     N
CHULA VISTA                         6.9990              6.9990                0     N
CHICAGO                             7.3750              7.3750                0     N
WOODBURY                            6.5000              6.5000                0     N
AUBREY                              0.0000              8.1250                0     N
PHENIX CITY                         0.0000              6.5000                0     N
CHELSEA                             5.9990              5.9990                0     N
CHICAGO                             6.8750              6.8750                0     N
MIAMI                               0.0000              7.2500                0     N
HAMLIN                              6.6250              6.6250                0     N
EL SOBRANTE                         5.7500              5.7500                0     N
ALBUQUERQUE                         9.1250              9.1250                0     N
MASHPEE                             6.0000              6.0000                0     N
EL PASO                             7.7500              7.7500                0     N
STREAMWOOD                          7.7500              7.7500                0     N
HAMMOND                             7.5000              7.5000                0     N
WILLINGBORO                         8.0000              8.0000                0     N
MONACA                              0.0000              7.2500                0     N
NORRISTOWN                          9.0000              9.0000                0     N
DES PLAINES                         8.3750              8.3750                0     N
HOPKINS                             7.3750              7.3750                0     N
LONGVIEW                            7.2500              7.2500                0     N
CORNELIUS                           0.0000              7.5000                0     N
GARDEN CITY                         5.7500              5.7500                0     N
LYNWOOD                             7.7500              7.7500                0     N
LAKE WORTH                          7.2500              7.2500                0     N
INDIO                               6.8750              6.8750                0     N
ALEXANDRIA                          8.1250              8.1250                0     N
BROOKLYN                            7.1250              7.1250                0     N
RIVERSIDE                           6.7500              6.7500                0     N
DENVER                              6.5000              6.5000                0     N
MURRIETA                            0.0000              6.7500                0     N
IRWIN                               6.8750              6.8750                0     N
SAINT LOUIS                         0.0000              8.5000                0     N
EVESHAM                             7.1250              7.1250                0     N
HAYWARD                             6.7500              6.7500                0     N
CINCINNATI                          0.0000              6.8750                0     N
DAYTONA BEACH                       7.3750              7.3750                0     N
PERRIS                              7.5000              7.5000                0     N
MOUNT PLEASANT                      7.2500              7.2500                0     N
SAINT LOUIS                         7.5000              7.5000                0     N
LEBANON                             0.0000              7.6250                0     N
LAKEWOOD                            5.5000              5.5000                0     N
DENVER                              7.0000              7.0000                0     N
LAS VEGAS                           6.7500              6.7500                0     N
PLAINFIELD                          6.9900              6.9900                0     N
MERCED                              7.1250              7.1250                0     N
NORTH LAS VEGAS                     6.7500              6.7500                0     N
SAN JACINTO                         6.6250              6.6250                0     N
RICHARDSON                          7.0000              7.0000                0     N
PEORIA                              8.0000              8.0000                0     N
MIAMI                               7.5000              7.5000                0     N
MARGATE                             6.5000              6.5000                0     N
BELLPORT                            7.0000              7.0000                0     N
TOLEDO                              7.3750              7.3750                0     N
CHARDON                             0.0000              8.7500                0     N
AUBURN                              0.0000              6.3750                0     N
WHEELING                            7.6250              7.6250                0     N
CITRUS HEIGHTS                      7.2500              7.2500                0     N
WEST PALM BEACH                     6.7500              6.7500                0     N
CLARKSTON                           6.0000              6.0000                0     N
COUNTRY CLUB HILLS                  0.0000              7.5000                0     N
MANTECA                             6.2500              6.2500                0     N
MEXICO                              8.3750              8.3750                0     N
HUNTINGTON PARK                     5.7500              5.7500                0     N
PHOENIX                             0.0000              6.8750                0     N
TOLEDO                              0.0000              7.8750                0     N
NORTH OLMSTED                       8.3750              8.3750                0     N
WILLIAMSPORT                        0.0000              7.6250                0     N
SEWICKLEY                           6.2500              6.2500                0     N
FALMOUTH                            8.3750              8.3750                0     N
FLUSHING                            7.1250              7.1250                0     N
COLUMBIA                            0.0000              6.7500                0     N
PALM SPRINGS                        0.0000              6.3750                0     N
CANOGA PARK AREA, LA                7.8750              7.8750                0     N
CLINTON TOWNSHIP                    7.1250              7.1250                0     N
ALHAMBRA                            5.3750              5.3750                0     N
ATLANTA                             7.3750              7.3750                0     N
WASHINGTON TOWNSHIP                 6.6250              6.6250                0     N
CHICAGO                             7.9900              7.9900                0     N
AURORA                              6.6250              6.6250                0     N
CHICAGO                             7.6250              7.6250                0     N
MURRIETA                            5.9990              5.9990                0     N
YPSILANTI                           7.9990              7.9990                0     N
SCHAUMBURG                          7.1250              7.1250                0     N
ATOKA                               0.0000              6.7500                0     N
LANCASTER                           0.0000              6.7500                0     N
RANCHO CUCAMONGA                    6.8750              6.8750                0     N
CHICAGO                             6.6250              6.6250                0     N
GILBERT                             7.2500              7.2500                0     N
DOLTON                              0.0000              6.9900                0     N
SUGAR LAND                          6.8750              6.8750                0     N
SAINT LOUIS                         7.6250              7.6250                0     N
GROVE CITY                          6.1250              6.1250                0     N
MOUNT MORRIS                        6.8750              6.8750                0     N
CHICAGO                             6.2500              6.2500                0     N
HUMBLE                              0.0000              7.2500                0     N
HOWELL                              7.6250              7.6250                0     N
DAYTON                              0.0000              7.0000                0     N
AURORA                              6.9990              6.9990                0     N
CHICAGO                             0.0000              6.7500                0     N
CENTEREACH                          8.0000              8.0000                0     N
MILWAUKEE                           6.9990              6.9990                0     N
UPLAND                              0.0000              6.5000                0     N
LANCASTER                           5.3750              5.3750                0     N
PALM DESERT                         7.2500              7.2500                0     N
RENO                                0.0000              6.8750                0     N
GLADSTONE                           6.2500              6.2500                0     N
MONTGOMERY                          7.0000              7.0000                0     N
STATEN ISLAND                       7.8750              7.8750                0     N
EUSTIS                              0.0000              7.7500                0     N
EVANSTON                            4.9900              4.9900                0     N
DENVER                              6.2500              6.2500                0     N
LAKE WORTH                          0.0000              6.6250                0     N
POMONA                              6.1250              6.1250                0     N
COLUMBUS                            7.8750              7.8750                0     N
CONCORD                             6.8750              6.8750                0     N
SARASOTA                            6.3750              6.3750                0     N
HOUSTON                             6.7500              6.7500                0     N
WEST JEFFERSON                      0.0000              7.8750                0     N
MARION                              0.0000              8.2500                0     N
COLCHESTER                          6.9990              6.9990                0     N
WEST HOLLYWOOD                      6.5000              6.5000                0     N
PORT SAINT LUCIE                    7.7500              7.7500                0     N
DOWNEY                              6.2500              6.2500                0     N
CARSON                              6.6250              6.6250                0     N
TRAVERSE CITY                       6.0000              6.0000                0     N
MC LEAN                             7.2500              7.2500                0     N
KYLE                                0.0000              7.6250                0     N
CHICAGO                             0.0000              6.7500                0     N
DOUGLASSVILLE                       7.0000              7.0000                0     N
PARMA                               8.2500              8.2500                0     N
RANCHO CUCAMONGA                    0.0000              6.5000                0     N
WARRENVILLE                         7.2500              7.2500                0     N
DENTON                              0.0000              6.5000                0     N
COMPTON                             6.5000              6.5000                0     N
WILLIAMSTON                         7.3750              7.3750                0     N
FORT WORTH                          0.0000              8.3750                0     N
WESTMORELAND CITY                   0.0000              7.6250                0     N
GARLAND                             7.7500              7.7500                0     N
WOODBRIDGE                          7.0000              7.0000                0     N
CALUMET CITY                        0.0000              6.5000                0     N
PLUMAS LAKE                         5.9990              5.9990                0     N
MARION                              0.0000              6.5000                0     N
BRENTWOOD                           7.1250              7.1250                0     N
SALT LAKE CITY                      7.5000              7.5000                0     N
SCOTTSDALE                          7.7500              7.7500                0     N
ATTICA T/O ALEXANDER                6.8750              6.8750                0     N
GAHANNA                             7.1250              7.1250                0     N
VERNON HILLS                        7.2500              7.2500                0     N
ROUND ROCK                          0.0000              6.5000                0     N
HAMERSVILLE                         6.2500              6.2500                0     N
MORRISTOWN                          0.0000              8.0000                0     N
FORT WORTH                          0.0000              6.5000                0     N
BAKERSFIELD                         6.7500              6.7500                0     N
FRESNO                              0.0000              6.7500                0     N
JUSTIN                              0.0000              6.7500                0     N
OREGON CITY                         6.8750              6.8750                0     N
SAN DIEGO                           0.0000              6.7500                0     N
GOSHEN                              6.5000              6.5000                0     N
NORTH LAS VEGAS                     0.0000              8.2500                0     N
CHICAGO                             6.8750              6.8750                0     N
CARNATION                           6.7500              6.7500                0     N
LA QUINTA                           5.7500              5.7500                0     N
VALLEJO                             6.3750              6.3750                0     N
BAKERSFIELD                         6.5000              6.5000                0     N
LAKE WORTH                          7.1250              7.1250                0     N
STERLING HEIGHTS                    7.2500              7.2500                0     N
PALMDALE                            5.7500              5.7500                0     N
DALLAS                              7.1250              7.1250                0     N
APPLE VALLEY                        7.3750              7.3750                0     N
MORENO VALLEY                       5.5000              5.5000                0     N
MC KINNEY                           7.3750              7.3750                0     N
RESEDA                              5.7500              5.7500                0     N
ARLINGTON                           0.0000              7.5000                0     N
BRAINERD                            6.8750              6.8750                0     N
OAKLAND                             6.9990              6.9990                0     N
NEWPORT                             7.2500              7.2500                0     N
NORTH RICHLAND HILLS                7.2500              7.2500                0     N
HAWTHORNE                           6.6250              6.6250                0     N
YAKIMA                              7.7500              7.7500                0     N
CHICAGO                             0.0000              6.3750                0     N
HENDERSON                           6.5000              6.5000                0     N
HACIENDA HEIGHTS                    7.8750              7.8750                0     N
DEERFIELD BEACH                     6.1250              6.1250                0     N
BAY POINT                           5.8750              5.8750                0     N
WAITE PARK                          5.7500              5.7500                0     N
CARROLLTON                          0.0000              7.7500                0     N
KENTWOOD                            7.7500              7.7500                0     N
GAITHERSBURG                        6.8750              6.8750                0     N
LINCOLN PARK                        7.0000              7.0000                0     N
OAK LAWN                            6.9900              6.9900                0     N
FORT COLLINS                        7.0000              7.0000                0     N
TEMECULA                            6.3750              6.3750                0     N
HARWOOD HEIGHTS                     0.0000              7.7500                0     N
SCOTTSDALE                          6.2500              6.2500                0     N
NIXA                                7.8750              7.8750                0     N
CHANDLER                            6.7500              6.7500                0     N
OAKLAND                             5.5000              5.5000                0     N
PHOENIX                             6.7500              6.7500                0     N
FOREST GROVE                        6.7500              6.7500                0     N
HILLIARD                            7.5000              7.5000                0     N
ELGIN                               7.2500              7.2500                0     N
LESLIE                              0.0000              6.8750                0     N
SAN ANTONIO                         7.8750              7.8750                0     N
WEST PALM BEACH                     7.0000              7.0000                0     N
PHOENIX                             6.2500              6.2500                0     N
PARK FOREST                         0.0000              8.2500                0     N
SUPERIOR                            7.0000              7.0000                0     N
LOS ANGELES                         6.1250              6.1250                0     N
GILBERT                             7.2500              7.2500                0     N
WEST BEND                           6.0000              6.0000                0     N
STANSBURY PARK                      6.7500              6.7500                0     N
LOMITA                              6.5000              6.5000                0     N
PORT COSTA                          0.0000              5.9990                0     N
LONG BEACH                          5.2500              5.2500                0     N
HUNTINGTON BEACH                    6.2500              6.2500                0     N
CANOGA PARK                         5.9990              5.9990                0     N
SAN RAFAEL                          6.2500              6.2500                0     N
SUMMERVILLE                         6.2500              6.2500                0     N
CENTREVILLE                         6.5000              6.5000                0     N
COLUMBUS                            8.1250              8.1250                0     N
ANTIOCH                             5.2500              5.2500                0     N
KISSIMMEE                           5.7500              5.7500                0     N
CHICAGO                             5.8750              5.8750                0     N
ENGLEWOOD                           0.0000              7.6250                0     N
MINNEAPOLIS                         6.7500              6.7500                0     N
RUNNING SPRINGS                     6.1250              6.1250                0     N
CINCINNATI                          6.3750              6.3750                0     N
RALEIGH                             6.5000              6.5000                0     N
MIAMI                               6.0000              6.0000                0     N
WILLITS                             6.3750              6.3750                0     N
SAN DIEGO                           6.1250              6.1250                0     N
LANCASTER                           5.9990              5.9990                0     N
COLORADO SPRINGS                    5.9990              5.9990                0     N
OGDEN                               7.1250              7.1250                0     N
RESEDA AREA, LOS ANGELES            5.5000              5.5000                0     N
HUNTINGTON BEACH                    0.0000              6.3750                0     N
PLEASANT HILL                       5.9990              5.9990                0     N
CHERRY VALLEY                       6.8750              6.8750                0     N
GENEVA                              7.1250              7.1250                0     N
CHICAGO                             7.2500              7.2500                0     N
SEAFORD                             0.0000              5.8750                0     N
MATTESON                            6.6250              6.6250                0     N
MIAMI BEACH                         6.2500              6.2500                0     N
SPRING                              0.0000              6.5000                0     N
BAKERSFIELD                         5.8750              5.8750                0     N
IRVINE                              6.2500              6.2500                0     N
MERCER ISLAND                       6.8750              6.8750                0     N
LAGUNA NIGUEL                       5.9990              5.9990                0     N
DAVENPORT                           6.5000              6.5000                0     N
CHICAGO                             6.6250              6.6250                0     N
CHULA VISTA                         6.5000              6.5000                0     N
PALM SPRINGS                        7.6250              7.6250                0     N
EAST PROVIDENCE                     0.0000              7.9990                0     N
YUCCA VALLEY                        6.8750              6.8750                0     N
BROWNSTOWN                          0.0000              7.6250                0     N
AUSTIN                              7.2500              7.2500                0     N
SIDNEY                              0.0000              7.0000                0     N
LEESBURG                            0.0000              5.8750                0     N
LACEY                               6.0000              6.0000                0     N
SAN DIEGO                           5.6250              5.6250                0     N
BUENA PARK                          6.9990              6.9990                0     N
MARYSVILLE                          6.0000              6.0000                0     N
SEATTLE                             5.8750              5.8750                0     N
YOUNGTOWN                           6.8750              6.8750                0     N
TRACY                               5.6250              5.6250                0     N
FAIR OAKS                           5.7500              5.7500                0     N
SAINT LOUIS                         7.7500              7.7500                0     N
VERMILLION                          6.6250              6.6250                0     N
WALDORF                             6.1250              6.1250                0     N
MINNEAPOLIS                         0.0000              7.5000                0     N
CARSON                              6.2500              6.2500                0     N
FONTANA                             7.1250              7.1250                0     N
WHITE LAKE                          6.6250              6.6250                0     N
CHICO                               0.0000              6.2500                0     N
SPRINGFIELD                         6.8750              6.8750                0     N
LAWNDALE                            5.8750              5.8750                0     N
MENIFEE                             5.2500              5.2500                0     N
DENVER                              8.1250              8.1250                0     N
CINCINNATI                          7.1250              7.1250                0     N
PASO ROBLES                         5.3750              5.3750                0     N
LAKE WORTH                          6.5000              6.5000                0     N
ARLINGTON                           0.0000              6.7500                0     N
SYRACUSE                            0.0000              7.2500                0     N
HOLLIS                              6.7500              6.7500                0     N
PACIFICA                            5.7500              5.7500                0     N
ST. ALBANS                          5.5000              5.5000                0     N
LOS ANGELES                         0.0000              6.1250                0     N
GLENDORA                            5.7500              5.7500                0     N
PORTLAND                            6.0000              6.0000                0     N
AURORA                              6.0000              6.0000                0     N
BAKERSFIELD                         5.9990              5.9990                0     N
SACRAMENTO                          6.1250              6.1250                0     N
SACRAMENTO                          5.8750              5.8750                0     N
CHULA VISTA                         5.9990              5.9990                0     N
REDDING                             6.1250              6.1250                0     N
STUDIO CITY AREA, LOS ANGE          5.6250              5.6250                0     N
CINCINNATI                          0.0000              6.7500                0     N
PACIFICA                            5.8750              5.8750                0     N
SILVER SPRING                       7.2500              7.2500                0     N
GLENDALE HEIGHTS                    0.0000              7.1250                0     N
LOS ANGELES                         6.7500              6.7500                0     N
PORT HUENEME                        6.3750              6.3750                0     N
YUBA CITY                           5.8750              5.8750                0     N
PALM SPRINGS                        6.8750              6.8750                0     N
SCHENECTADY                         6.2500              6.2500                0     N
NEW PRAGUE                          6.6250              6.6250                0     N
CASTAIC                             5.8750              5.8750                0     N
BAKERSFIELD                         6.3750              6.3750                0     N
MATTAPAN                            5.8750              5.8750                0     N
HAMMOND                             7.7500              7.7500                0     N
LOWELL                              8.1250              8.1250                0     N
CHICAGO                             7.7500              7.7500                0     N
SYLMAR AREA, LOS ANGELES            6.2500              6.2500                0     N
MISSOULA                            4.6250              4.6250                0     N
MARYSVILLE                          6.2500              6.2500                0     N
RIO LINDA                           5.0000              5.0000                0     N
FAIRPORT HARBOR                     6.6250              6.6250                0     N
HIALEAH                             0.0000              6.9990                0     N
LAKE WORTH                          7.0000              7.0000                0     N
JAMAICA                             5.8750              5.8750                0     N
CHICAGO                             6.8750              6.8750                0     N
FORT LAUDERDALE                     7.6250              7.6250                0     N
ANTIOCH                             6.3750              6.3750                0     N
SAN ANTONIO                         7.2500              7.2500                0     N
PALM SPRINGS                        5.3750              5.3750                0     N
COTTAGE GROVE                       5.5000              5.5000                0     N
CARMICHAEL                          6.1250              6.1250                0     N
RICHMOND                            5.6250              5.6250                0     N
HUNTINGTON BEACH                    6.9990              6.9990                0     N
RALEIGH                             5.8750              5.8750                0     N
SAN FRANCISCO                       6.1250              6.1250                0     N
TIGARD                              6.2500              6.2500                0     N
TUJUNGA                             5.9990              5.9990                0     N
CAPITOL HEIGHTS                     6.3750              6.3750                0     N
PORTLAND                            6.5000              6.5000                0     N
BRAWLEY                             6.2500              6.2500                0     N
SUNNYVALE                           5.3750              5.3750                0     N
BALLWIN                             6.3750              6.3750                0     N
TEMECULA                            6.2500              6.2500                0     N
PASADENA                            6.6250              6.6250                0     N
INDEPENDENCE                        7.6250              7.6250                0     N
LITTLE FALLS                        7.6250              7.6250                0     N
SAN JOSE                            5.5000              5.5000                0     N
CORONA                              5.5000              5.5000                0     N
BAKERSFIELD                         0.0000              6.8750                0     N
FONTANA                             5.2500              5.2500                0     N
TEMECULA                            5.2500              5.2500                0     N
REDMOND                             6.5000              6.5000                0     N
GALT                                6.5000              6.5000                0     N
FRESNO                              6.2500              6.2500                0     N
MORRISON                            6.3750              6.3750                0     N
SANTA ROSA                          5.9990              5.9990                0     N
OCEANSIDE                           5.7500              5.7500                0     N
SANTEE                              6.9990              6.9990                0     N
NASHVILLE                           6.3750              6.3750                0     N
PROCTORVILLE                        6.3750              6.3750                0     N
SILVER SPRING                       8.0000              8.0000                0     N
LITTLETON                           7.1250              7.1250                0     N
HOMESTEAD                           7.2500              7.2500                0     N
IRVING                              8.0000              8.0000                0     N
CHICAGO                             6.5000              6.5000                0     N
LONG BEACH                          0.0000              6.7500                0     N
AVONDALE                            6.0000              6.0000                0     N
STATELINE                           6.2500              6.2500                0     N
GILROY                              6.0000              6.0000                0     N
MARION                              5.8750              5.8750                0     N
CHULA VISTA                         6.5000              6.5000                0     N
SEVERNA PARK                        7.7500              7.7500                0     N
FAIRFIELD                           5.6250              5.6250                0     N
MINNEAPOLIS                         5.8750              5.8750                0     N
CALABASAS                           6.6250              6.6250                0     N
HAYWARD                             7.2500              7.2500                0     N
TRACY                               6.0000              6.0000                0     N
CATHEDRAL CITY                      6.0000              6.0000                0     N
RIVERSIDE                           0.0000              6.5000                0     N
SCOTTSDALE                          5.8750              5.8750                0     N
MONTGOMERY                          6.6250              6.6250                0     N
BROOKEVILLE                         5.8750              5.8750                0     N
AFTON                               6.0000              6.0000                0     N
OCONOMOWOC                          6.5000              6.5000                0     N
CICERO                              7.0000              7.0000                0     N
TIGARD                              0.0000              6.7500                0     N
SANTEE                              6.7500              6.7500                0     N
CYPRESS                             5.3750              5.3750                0     N
NORWALK                             5.8750              5.8750                0     N
SALADO                              0.0000              8.0000                0     N
CICERO                              6.6250              6.6250                0     N
GREENWICH                           7.3750              7.3750                0     N
MINNEAPOLIS                         0.0000              7.2500                0     N
HOUSTON                             6.8750              6.8750                0     N
VICTORVILLE                         5.9990              5.9990                0     N
LA PORTE                            0.0000              6.6250                0     N
FAIRFIELD                           5.5000              5.5000                0     N
SHAKOPEE                            6.5000              6.5000                0     N
LAKE STEVENS                        5.7500              5.7500                0     N
CHICAGO                             6.6250              6.6250                0     N
MARIETTA                            6.3750              6.3750                0     N
PINELLAS PARK                       7.2500              7.2500                0     N
ALEXANDRIA                          7.3750              7.3750                0     N
NASHVILLE                           6.1250              6.1250                0     N
OAK VIEW                            5.9990              5.9990                0     N
SACRAMENTO                          6.2500              6.2500                0     N
INDIANAPOLIS                        5.8750              5.8750                0     N
TUKWILA                             6.5000              6.5000                0     N
FREDERICKSBURG                      6.6250              6.6250                0     N
ORLANDO                             6.5000              6.5000                0     N
NORTH LAS VEGAS                     6.6250              6.6250                0     N
SAN JOSE                            5.7500              5.7500                0     N
PALM HARBOR                         6.5000              6.5000                0     N
ST. PETERSBURG                      6.7500              6.7500                0     N
MURRIETA                            6.0000              6.0000                0     N
PITTSBURG                           5.9990              5.9990                0     N
EL CAJON                            6.3750              6.3750                0     N
BAKERSFIELD                         0.0000              6.9990                0     N
CHANDLER                            4.8750              4.8750                0     N
WESTON                              6.2500              6.2500                0     N
BOLINGBROOK                         6.8750              6.8750                0     N
SALEM                               6.2500              6.2500                0     N
NEW PORT RICHEY                     6.2500              6.2500                0     N
SAN MARCOS                          5.9990              5.9990                0     N
DENVER                              5.7500              5.7500                0     N
ELK GROVE                           6.1250              6.1250                0     N
ACWORTH                             6.0000              6.0000                0     N
SPOKANE VALLEY                      0.0000              6.9990                0     N
SAN JOSE                            6.1250              6.1250                0     N
NEW KENSINGTON                      6.6250              6.6250                0     N
MIAMI                               7.1250              7.1250                0     N
CINCINNATI                          0.0000              7.5000                0     N
EUGENE                              6.7500              6.7500                0     N
FORT WAYNE                          8.6250              8.6250                0     N
LAKE FOREST                         6.1250              6.1250                0     N
RICHMOND                            5.7500              5.7500                0     N
BAKERSFIELD                         6.3750              6.3750                0     N
THOUSAND OAKS                       5.3750              5.3750                0     N
BECKER                              0.0000              7.0000                0     N
RIVERDALE                           6.6250              6.6250                0     N
ZIONSVILLE                          8.5000              8.5000                0     N
EAST PALATKA                        6.5000              6.5000                0     N
MIAMI                               5.7500              5.7500                0     N
SAN CLEMENTE                        5.6250              5.6250                0     N
LANCASTER                           5.7500              5.7500                0     N
CERRITOS                            5.9990              5.9990                0     N
GIBSONTON                           7.5000              7.5000                0     N
PORTLAND                            6.2500              6.2500                0     N
LAKE FOREST                         6.5000              6.5000                0     N
SAN BERNARDINO                      5.9990              5.9990                0     N
TRINITY                             5.6250              5.6250                0     N
LANDSDOWNE                          5.8750              5.8750                0     N
MORGAN HILL                         6.5000              6.5000                0     N
SAN DIEGO                           5.9990              5.9990                0     N
LAWRENCEVILLE                       6.5000              6.5000                0     N
BALDWIN PARK                        5.9900              5.9900                0     N
BENICIA                             6.6250              6.6250                0     N
LADERA RANCH                        5.6250              5.6250                0     N
BROOKLYN                            0.0000              6.8750                0     N
MIAMI                               6.5000              6.5000                0     N
LAS VEGAS                           5.7500              5.7500                0     N
HOUSTON                             6.5000              6.5000                0     N
BOILING SPRING LAKES                6.0000              6.0000                0     N
NORTH LAS VEGAS                     6.5000              6.5000                0     N
MANASSAS                            5.6250              5.6250                0     N
VICTORVILLE                         6.6250              6.6250                0     N
ALEXANDRIA                          6.1250              6.1250                0     N
SALT LAKE CITY                      6.2500              6.2500                0     N
VICTORVILLE                         6.5000              6.5000                0     N
COON RAPIDS                         6.2500              6.2500                0     N
CHARLOTTE                           6.7500              6.7500                0     N
ORTING                              6.3750              6.3750                0     N
ROCK HILL                           6.6250              6.6250                0     N
ELGIN                               6.5000              6.5000                0     N
NILES                               6.3750              6.3750                0     N
SAN JOSE                            5.3750              5.3750                0     N
LAKESIDE                            5.9990              5.9990                0     N
WESTLAND                            7.9990              7.9990                0     N
CUMMING                             6.5000              6.5000                0     N
LAWRENCEVILLE                       6.2500              6.2500                0     N
VALPARAISO                          8.1250              8.1250                0     N
CERES                               6.2500              6.2500                0     N
PHOENIX                             5.8750              5.8750                0     N
LAWRENCEVILLE                       7.0000              7.0000                0     N
FINDLAY                             6.7500              6.7500                0     N
RIVERSIDE                           6.8750              6.8750                0     N
RAMONA                              5.8750              5.8750                0     N
GUADALUPE                           5.9990              5.9990                0     N
MCDONOUGH                           6.5000              6.5000                0     N
COVINGTON                           5.7500              5.7500                0     N
CLINTON                             6.0000              6.0000                0     N
MESA                                5.8750              5.8750                0     N
STATESVILLE                         6.3750              6.3750                0     N
COMPTON                             6.2500              6.2500                0     N
WOODBRIDGE                          7.1250              7.1250                0     N
STREAMWOOD                          6.6250              6.6250                0     N
ROBBINSDALE                         5.7500              5.7500                0     N
CORONA                              6.2500              6.2500                0     N
EL CAJON                            5.8750              5.8750                0     N
CHINO HILLS                         6.3750              6.3750                0     N
PARAMOUNT                           6.5000              6.5000                0     N
WALDORF                             6.3750              6.3750                0     N
CHATTANOOGA                         6.2500              6.2500                0     N
PEABODY                             7.5000              7.5000                0     N
BROOKLYN                            4.9990              4.9990                0     N
NAMPA                               7.2500              7.2500                0     N
SOUTH GATE                          5.2500              5.2500                0     N
BRONX                               6.5000              6.5000                0     N
LEBANON                             6.6250              6.6250                0     N
ALISO VIEJO                         6.6250              6.6250                0     N
CLAYTON                             5.8750              5.8750                0     N
NEWPORT NEWS                       10.6250             10.6250                0     N
SPRINGFIELD                        10.1250             10.1250                0     N
LOS ANGELES                        10.6250             10.6250                0     N
INDIANAPOLIS                        0.0000             12.9900                0     N
VISALIA                             7.9990              7.9990                0     N
ORANGEVALE                          6.3750              6.3750                0     N
CENTRAL FALLS                      10.3750             10.3750                0     N
MALDEN                             11.6250             11.6250                0     N
ALBUQUERQUE                         0.0000             12.5000                0     N
BEAVERTON                          10.1250             10.1250                0     N
FORT WAYNE                          9.1250              9.1250                0     N
WEST PALM BEACH                     9.1250              9.1250                0     N
LA MIRADA                           9.1250              9.1250                0     N
CASSELBERRY                         9.8750              9.8750                0     N
DAYTON                              9.3750              9.3750                0     N
CASSELBERRY                         7.8750              7.8750                0     N
TRUCKEE                             0.0000              9.5000                0     N
SOUTH LAKE TAHOE                   11.1240             11.1240                0     N
PHOENIX                            10.3750             10.3750                0     N
CHANDLER                            8.3750              8.3750                0     N
BAKERSFIELD                         8.8750              8.8750                0     N
DENVER                              9.8750              9.8750                0     N
RICHMOND                            9.3750              9.3750                0     N
BLOOMFIELD HILLS                    9.1250              9.1250                0     N
ESCONDIDO                           9.8750              9.8750                0     N
GREENACRES                          9.8750              9.8750                0     N
BLUE ISLAND                         0.0000             11.3750                0     N
MAYER                              10.3750             10.3750                0     N
MORENO VALLEY                       9.8750              9.8750                0     N
PORT CHARLOTTE                      8.6250              8.6250                0     N
PORTERVILLE                         9.3750              9.3750                0     N
CEDAR VALLEY                        0.0000             10.7500                0     N
INGLEWOOD                           9.8750              9.8750                0     N
FYFFE                               0.0000             11.1250                0     N
RICHMOND                           10.3750             10.3750                0     N
MESA                                9.3750              9.3750                0     N
LAS VEGAS                           9.1250              9.1250                0     N
HOLLISTER                           8.7500              8.7500                0     N
COMPTON                             8.8750              8.8750                0     N
MIDDLEBORO                          9.6250              9.6250                0     N
ORLANDO                             0.0000             11.5000                0     N
OCALA                               9.8750              9.8750                0     N
MAPLE VALLEY                        7.6250              7.6250                0     N
PHOENIX                             8.3750              8.3750                0     N
LAKE OSWEGO                         0.0000             11.1250                0     N
HAZEL CREST                        10.1250             10.1250                0     N
APACHE JUNCTION                     0.0000             11.1250                0     N
INDIANAPOLIS                        0.0000              8.8750                0     N
SACRAMENTO                          9.3750              9.3750                0     N
PARKER                              0.0000             11.1250                0     N
GODFREY                             0.0000             11.1250                0     N
DELTA                              10.1250             10.1250                0     N
SEYMOUR                             9.1250              9.1250                0     N
ELIZABETHTOWN                       0.0000             14.2500                0     N
MURRIETA                            9.8750              9.8750                0     N
MOORE                               0.0000             11.1250                0     N
KENT                                0.0000             14.2500                0     N
ONTARIO                             8.1250              8.1250                0     N
ALPHARETTA                          0.0000             11.3750                0     N
INDIANAPOLIS                        0.0000             11.9900                0     N
PARADISE VALLEY                    10.1250             10.1250                0     N
DENVER                             10.6250             10.6250                0     N
LAKEWOOD                            8.3750              8.3750                0     N
FORT WAYNE                          0.0000             11.1250                0     N
HIGHLANDS RANCH                    10.1250             10.1250                0     N
PLEASANT GROVE                      9.1250              9.1250                0     N
LINN                                0.0000             11.1250                0     N
CORONA                              8.1250              8.1250                0     N
SALINAS                            10.1250             10.1250                0     N
MORENO VALLEY                      10.1250             10.1250                0     N
TUCSON                              0.0000             11.1250                0     N
DORCHESTER                          9.6250              9.6250                0     N
TUCSON                             10.1250             10.1250                0     N
BEND                                8.7500              8.7500                0     N
PAYSON                              0.0000             11.3750                0     N
HENDERSON                           9.3750              9.3750                0     N
MURRAY                             10.3750             10.3750                0     N
LAVEEN                              9.1250              9.1250                0     N
DUDLEY                             10.3750             10.3750                0     N
BONNER SPRINGS                      0.0000             11.1250                0     N
LAWRENCEVILLE                      11.6250             11.6250                0     N
LEBANON JUNCTION                    0.0000             12.4900                0     N
SHERWOOD                            0.0000              8.6250                0     N
PERRIS                              7.2500              7.2500                0     N
ORLANDO                             7.1250              7.1250                0     N
FIRCREST                           10.8750             10.8750                0     N
KISSIMMEE                           0.0000             13.0000                0     N
MUSKEGON                            0.0000             11.2500                0     N
VANCOUVER                           8.6250              8.6250                0     N
CENTRAL FALLS                      10.3750             10.3750                0     N
PITTSBURGH                          0.0000             12.2500                0     N
NORTH PORT                         10.1250             10.1250                0     N
GILBERT                            10.1250             10.1250                0     N
TUCSON                             10.3750             10.3750                0     N
GLENDALE                           12.1250             12.1250                0     N
PROVIDENCE                          9.3750              9.3750                0     N
SPARKS                             10.1250             10.1250                0     N
CHICAGO                            10.6250             10.6250                0     N
CHICAGO HEIGHTS                     0.0000             10.1250                0     N
HILLSBORO                           9.3750              9.3750                0     N
BOSTON                              9.6250              9.6250                0     N
GREENWOOD                           8.8750              8.8750                0     N
MORENO VALLEY                       8.7500              8.7500                0     N
SALT LAKE CITY                      0.0000             11.7500                0     N
LOS ANGELES                        10.3750             10.3750                0     N
FRESNO                             10.4990             10.4990                0     N
PITTSBURG                           7.7500              7.7500                0     N
LAS VEGAS                           9.1250              9.1250                0     N
QUEEN CREEK                        10.1250             10.1250                0     N
LAS VEGAS                          10.3750             10.3750                0     N
PAPILLION                           0.0000             11.1250                0     N
SAN FRANCISCO                       7.9990              7.9990                0     N
TRACY                               6.3750              6.3750                0     N
LOS ANGELES                        10.5000             10.5000                0     N
MAPLE VALLEY                       10.1250             10.1250                0     N
BRIGHTON                           10.1250             10.1250                0     N
FARMINGTON HILLS                    9.3750              9.3750                0     N
PRINEVILLE                         10.1250             10.1250                0     N
PILGER                              0.0000             11.1250                0     N
ALBUQUERQUE                         0.0000             10.6250                0     N
THORNTON                            9.1250              9.1250                0     N
APPLE VALLEY                        9.8750              9.8750                0     N
THORNTON                            0.0000              8.8750                0     N
WHITE HALL                         10.1250             10.1250                0     N
VIRGINIA BEACH                     10.1250             10.1250                0     N
OAKLAND                             9.3750              9.3750                0     N
PHOENIX                            10.3750             10.3750                0     N
GRESHAM                            10.1250             10.1250                0     N
RIALTO                              9.9990              9.9990                0     N
SAINT LOUIS                         8.8750              8.8750                0     N
LAS VEGAS                           9.3750              9.3750                0     N
FORT WORTH                          0.0000              9.9990                0     N
EAST CANTON                         0.0000              9.6250                0     N
EVERGREEN PARK                      0.0000             10.1250                0     N
CHUBBUCK                            0.0000             11.9900                0     N
BOISE                               0.0000             10.1250                0     N
LOS ANGELES                         9.8750              9.8750                0     N
IONE                                0.0000             11.8750                0     N
HILLSBORO                          10.1250             10.1250                0     N
PAYETTE                             0.0000             11.9900                0     N
CLEARFIELD                          7.8750              7.8750                0     N
SPRINGFIELD                         8.8750              8.8750                0     N
SUGAR HILL                         10.3750             10.3750                0     N
NEWMAN                              9.3750              9.3750                0     N
CHESTER                             0.0000             11.1250                0     N
BURIEN                             10.1250             10.1250                0     N
PORTLAND                            8.7500              8.7500                0     N
RANDOLPH                           10.1250             10.1250                0     N
JACKSONVILLE                       11.3750             11.3750                0     N
COLUMBUS                            0.0000             11.1250                0     N
RICHMOND                            0.0000             11.1250                0     N
LOUISVILLE                          0.0000             11.1250                0     N
FORDLAND                            0.0000             11.1250                0     N
ORLANDO                            12.5000             12.5000                0     N
SAINT LOUIS                         0.0000             11.1250                0     N
LAS VEGAS                          10.3750             10.3750                0     N
STONE MOUNTAIN                      9.3750              9.3750                0     N
COLLINSVILLE                       11.6250             11.6250                0     N
PARAGOULD                           0.0000             10.1250                0     N
CRYSTAL                            11.3750             11.3750                0     N
CEDAR VALLEY                        9.1250              9.1250                0     N
PALM COAST                          0.0000             11.0000                0     N
O FALLON                            9.1250              9.1250                0     N
ALBUQUERQUE                        10.3750             10.3750                0     N
NAMPA                               0.0000             14.2500                0     N
LANSING                            10.1250             10.1250                0     N
LAS VEGAS                           9.1250              9.1250                0     N
BOISE                               0.0000             11.3750                0     N
HENDERSON                           8.3750              8.3750                0     N
BALTIMORE                           0.0000              9.7500                0     N
ANTIOCH                             8.3750              8.3750                0     N
DELHI                               8.3750              8.3750                0     N
CLACKAMAS                          10.1250             10.1250                0     N
TRACY                               9.3750              9.3750                0     N
PRINEVILLE                          8.6250              8.6250                0     N
TRACY                               9.9990              9.9990                0     N
BUFORD                             10.3750             10.3750                0     N
HAYWARD                             9.3750              9.3750                0     N
ORANGE CITY                        10.1250             10.1250                0     N
COLUMBUS                            0.0000             11.9900                0     N
NORTH PORT                          9.1250              9.1250                0     N
WINDERMERE                         11.8750             11.8750                0     N
VISTA                               8.3750              8.3750                0     N
DAVENPORT                           0.0000             14.7500                0     N
PORTLAND                           10.1250             10.1250                0     N
BANKS                              10.1250             10.1250                0     N
SYLVANIA                            0.0000             11.5000                0     N
COVINGTON                           7.6250              7.6250                0     N
PHILADELPHIA                        7.8750              7.8750                0     N
COLORA                              9.1250              9.1250                0     N
BATTLE CREEK                       10.1250             10.1250                0     N
PORTERVILLE                         9.4990              9.4990                0     N
REVERE                             10.6250             10.6250                0     N
VICTORVILLE                        10.1250             10.1250                0     N
FONTANA                             9.3750              9.3750                0     N
QUEEN CREEK                        10.1250             10.1250                0     N
MOLINE                              0.0000             13.7400                0     N
VALRICO                            10.1250             10.1250                0     N
ROXBURY                             0.0000             11.3750                0     N
WASHINGTON                         13.6250             13.6250                0     N
HAVERHILL                          10.3750             10.3750                0     N
HAWTHORNE                           9.8750              9.8750                0     N
SANDY                               0.0000             12.5000                0     N
CASTLEWOOD                          0.0000             11.1250                0     N
WEST VALLEY CITY                    0.0000             13.2500                0     N
QUEEN CREEK                        10.6250             10.6250                0     N
PAYSON                              0.0000              9.6250                0     N
INDEPENDENCE                        0.0000             11.1250                0     N
PASADENA                            8.1250              8.1250                0     N
SALINAS                             9.9990              9.9990                0     N
COLORADO SPRINGS                   10.1250             10.1250                0     N
ALBUQUERQUE                         9.3750              9.3750                0     N
LOS ANGELES                         8.4990              8.4990                0     N
POWDER SPRINGS                     10.3750             10.3750                0     N
DULUTH                              7.3750              7.3750                0     N
SAN DIEGO                           7.5000              7.5000                0     N
CHULA VISTA                         9.6250              9.6250                0     N
PLANT CITY                         10.1250             10.1250                0     N
DALLAS                              9.3750              9.3750                0     N
LAS VEGAS                          10.1250             10.1250                0     N
PATTERSON                           9.9990              9.9990                0     N
SALEM                               8.3750              8.3750                0     N
DALLAS                              8.9990              8.9990                0     N
PLANT CITY                          9.8750              9.8750                0     N
KENDALLVILLE                        0.0000             10.1250                0     N
DANVILLE                            9.9990              9.9990                0     N
PASCO                               8.6250              8.6250                0     N
LYNCHBURG                           0.0000             11.1250                0     N
VANCOUVER                          10.1250             10.1250                0     N
AVON                               10.1250             10.1250                0     N
PARAMOUNT                          10.6250             10.6250                0     N
BLACKFOOT                           0.0000             10.1250                0     N
LOVELAND                           10.1250             10.1250                0     N
SALT LAKE CITY                      9.3750              9.3750                0     N
MEBANE                              0.0000             10.7500                0     N
MAGNA                               0.0000             11.9990                0     N
FRAMINGHAM                          9.3750              9.3750                0     N
ORLANDO                             8.6250              8.6250                0     N
DELTONA                            10.1250             10.1250                0     N
TIGARD                             10.1250             10.1250                0     N
SAN LORENZO                         9.9990              9.9990                0     N
TROY                               10.1250             10.1250                0     N
SCIO                                0.0000             11.9900                0     N
MC COOK                             0.0000             11.2500                0     N
DORAL                              10.1250             10.1250                0     N
ALBUQUERQUE                         9.6250              9.6250                0     N
STOCKTON                           10.1250             10.1250                0     N
DUVALL                              8.1250              8.1250                0     N
NAMPA                               8.6250              8.6250                0     N
MURRAYVILLE                         0.0000             13.0000                0     N
RANCHO SANTA MARGARITA              8.6250              8.6250                0     N
JACKSONVILLE                       13.1250             13.1250                0     N
ANTHEM                             10.1250             10.1250                0     N
PARAMOUNT                          10.1250             10.1250                0     N
PORTLAND                           10.3750             10.3750                0     N
BRENTWOOD                           9.9990              9.9990                0     N
FAIRVIEW                           10.1250             10.1250                0     N
HOOPER                             10.1250             10.1250                0     N
HERCULES                            8.3750              8.3750                0     N
PUYALLUP                           10.1250             10.1250                0     N
MANTECA                             9.3750              9.3750                0     N
DALLAS                             11.3750             11.3750                0     N
LANCASTER                           0.0000             11.2500                0     N
ANDERSON                            0.0000             10.5000                0     N
PHOENIX                            12.1250             12.1250                0     N
BROCKTON                           10.3750             10.3750                0     N
SCOTTSDALE                          8.1250              8.1250                0     N
SARATOGA SPRINGS                    9.1250              9.1250                0     N
ORLANDO                            13.1250             13.1250                0     N
YACOLT                             10.1250             10.1250                0     N
VANCOUVER                          10.3750             10.3750                0     N
MANCHESTER                         10.3750             10.3750                0     N
VANCOUVER                          10.1250             10.1250                0     N
SPRING HILL                         8.6250              8.6250                0     N
BRADENTON                          11.3750             11.3750                0     N
NORTH LAS VEGAS                     9.3750              9.3750                0     N
BUCKEYE                            12.1250             12.1250                0     N
MESA                               10.1250             10.1250                0     N
VALLEY CENTER                       9.9990              9.9990                0     N
LAKE WORTH                         11.3750             11.3750                0     N
ANDERSON                           10.6250             10.6250                0     N
SANTA MARIA                         9.9990              9.9990                0     N
CALLAHAN                            9.1250              9.1250                0     N
NORTH PORT                          8.6250              8.6250                0     N
EXETER                              9.1250              9.1250                0     N
AMERICAN CANYON                     9.9990              9.9990                0     N
SAINT LOUIS                        10.3750             10.3750                0     N
ALHAMBRA                            9.9990              9.9990                0     N
PORTLAND                           10.1250             10.1250                0     N
TUCSON                              8.1250              8.1250                0     N
RENO                               10.3750             10.3750                0     N
CASSELBERRY                         7.8750              7.8750                0     N
GLENDALE                           10.3750             10.3750                0     N
CONCORD                            10.1250             10.1250                0     N
MESA                                9.1250              9.1250                0     N
AUBURN                              9.6250              9.6250                0     N
SCOTTSDALE                          8.8750              8.8750                0     N
ALBUQUERQUE                         0.0000             10.3750                0     N
LAS VEGAS                           9.3750              9.3750                0     N
GLENDALE                            8.3750              8.3750                0     N
KIMMELL                             7.1250              7.1250                0     N
NAMPA                               9.1250              9.1250                0     N
HAYWARD                             7.2500              7.2500                0     N
TRENTON                             0.0000             12.9900                0     N
VIRGINIA BEACH                     10.3750             10.3750                0     N
LAYTON                             10.1250             10.1250                0     N
PHOENIX                            10.1250             10.1250                0     N
ARCADIA                             0.0000             12.9900                0     N
WOODS CROSS                         9.3750              9.3750                0     N
CALDWELL                           10.1250             10.1250                0     N
HARRIMAN                            0.0000             11.1250                0     N
MEMPHIS                             0.0000             13.0000                0     N
TALLAHASSEE                        10.1250             10.1250                0     N
BEAVERTON                          10.1250             10.1250                0     N
MORENO VALLEY                       9.9990              9.9990                0     N
CRANSTON                            9.8750              9.8750                0     N
SALEM                              10.1250             10.1250                0     N
SOLEDAD                             9.9990              9.9990                0     N
NORRISTOWN                         10.1250             10.1250                0     N
VANCOUVER                           9.3750              9.3750                0     N
PLEASANTON                          7.9990              7.9990                0     N
CHATTANOOGA                         0.0000              9.8750                0     N
FLINT                               8.6250              8.6250                0     N
ANTIOCH                             8.3750              8.3750                0     N
VALLEJO                             9.1250              9.1250                0     N
BROOKLYN                           10.1250             10.1250                0     N
ATLANTA                            10.3750             10.3750                0     N
WATERFORD                          10.1250             10.1250                0     N
HANOVER PARK                       10.1250             10.1250                0     N
COMPTON                             9.9990              9.9990                0     N
AUBURN                              0.0000             11.5000                0     N
BAY POINT                           9.3750              9.3750                0     N
FALL CITY                           9.1250              9.1250                0     N
PORT HURON                         10.1250             10.1250                0     N
CAMBRIDGE                          10.1250             10.1250                0     N
ESPARTO                             9.9990              9.9990                0     N
LAS VEGAS                          10.8750             10.8750                0     N
WORCESTER                           9.1250              9.1250                0     N
ERIE                                0.0000             10.5000                0     N
HOLT                               10.1250             10.1250                0     N
WINTHROP                           10.1250             10.1250                0     N
CITRUS HEIGHTS                     10.1250             10.1250                0     N
ARVADA                              7.3750              7.3750                0     N
COLUMBUS                            0.0000             10.1250                0     N
PALM COAST                         13.1250             13.1250                0     N
DETROIT                             0.0000             14.1250                0     N
SYRACUSE                            0.0000             12.7500                0     N
DENVER                             10.1250             10.1250                0     N

City                               Pymt           Period           Rate         Pymt
                               Adj Freq         Pymt Cap       Adj Freq  Change Date
-------------------------------------------------------------------------------------
Jennings                         0                 0              0
Signal Mountain                  0                 0              0
Fremont                          6                 0              6         08/01/08
Jamaica                          6                 0              6         08/01/08
Elkhart                          6                 0              6         08/01/08
Pueblo                           6                 0              6         08/01/07
Trenton                          6                 0              6         08/01/08
Hockessin                        6                 0              6         08/01/08
Plymouth                         6                 0              6         02/01/06
Bel Nor                          0                 0              0
Akron                            6                 0              6         08/01/08
Hudson                           6                 0              6         08/01/08
Chicago                          6                 0              6         08/01/08
Hatton                           6                 0              6         08/01/08
Boise                            6                 0              6         08/01/08
Hartland                         6                 0              6         08/01/07
Augusta                          6                 0              6         08/01/08
Lewisville                       6                 0              6         02/01/06
Cragin                           6                 0              6         08/01/08
Oak Park                         6                 0              6         08/01/07
Sugar Land                       0                 0              0
Newark                           6                 0              6         08/01/08
Simi Valley                      6                 0              6         08/01/07
Upland                           6                 0              6         08/01/08
Sarasota                         6                 0              6         08/01/07
Queensbury                       6                 0              6         02/01/06
Middletown                       0                 0              0
Wellston                         6                 0              6         08/01/08
Highland                         6                 0              6         08/01/08
Saint Louis                      6                 0              6         08/01/08
Jeffersonville                   6                 0              6         08/01/07
Miami                            0                 0              0
Gumbo                            0                 0              0
Miramar                          0                 0              0
New Brunswick                    6                 0              6         08/01/08
East Brunswick                   6                 0              6         08/01/08
Marne                            0                 0              0
Blythe                           0                 0              0
Chesterfield                     6                 0              6         08/01/08
Southfield                       6                 0              6         08/01/08
Roscommon                        6                 0              6         08/01/07
Pasadena                         6                 0              6         08/01/07
Portland                         6                 0              6         08/01/08
Valley Stream                    6                 0              6         08/01/08
Middleboro                       6                 0              6         08/01/08
Bowdoinham                       6                 0              6         08/01/08
Mogadore                         0                 0              0
Charlotte                        0                 0              0
Orlando                          6                 0              6         08/01/08
Meriden                          6                 0              6         08/01/08
Jackson                          6                 0              6         08/01/08
Huffman                          0                 0              0
Downey                           6                 0              6         08/01/08
Chula Vista                      6                 0              6         08/01/08
Calexico                         6                 0              6         08/01/08
Lake Montezuma                   6                 0              6         08/01/08
San Diego                        6                 0              6         08/01/08
San Diego                        6                 0              6         08/01/08
Margate                          6                 0              6         08/01/07
Columbia                         6                 0              6         02/01/06
Cloverly                         0                 0              0
Lakeland                         6                 0              6         08/01/08
Kihei                            6                 0              6         08/01/08
Anchorage                        0                 0              0
Wagner                           6                 0              6         08/01/08
Rincon                           6                 0              6         08/01/08
Davie                            6                 0              6         08/01/08
Orlando                          0                 0              0
Apopka                           6                 0              6         08/01/08
Merced                           6                 0              6         08/01/08
Monona                           6                 0              6         08/01/08
Huntley                          6                 0              6         08/01/08
Perris                           6                 0              6         08/01/08
Universal                        6                 0              6         08/01/08
Cleveland                        6                 0              6         08/01/08
Arlington                        6                 0              6         08/01/08
Ldhl                             6                 0              6         08/01/08
Gate                             6                 0              6         08/01/08
Southaven                        0                 0              0
Kismet                           6                 0              6         08/01/08
Norwalk                          0                 0              0
Perth Amboy                      6                 0              6         08/01/08
Carrollton                       6                 0              6         08/01/08
East End                         6                 0              6         02/01/06
Audubon                          6                 0              6         08/01/08
West Jordan                      6                 0              6         08/01/07
Antioch                          6                 0              6         08/01/07
Dixmoor                          6                 0              6         08/01/08
Rodeo                            6                 0              6         08/01/08
Cherrytown                       6                 0              6         08/01/08
Naranja                          6                 0              6         08/01/08
Tacoma                           6                 0              6         08/01/08
Lawrence                         0                 0              0
Foxridge                         6                 0              6         08/01/07
Detroit                          0                 0              0
Ypsilanti                        6                 0              6         08/01/08
Detroit                          6                 0              6         08/01/08
Grand Blanc                      6                 0              6         08/01/08
Brandon                          6                 0              6         08/01/08
Shreveport                       6                 0              6         08/01/08
Arvada                           6                 0              6         08/01/08
Leominster                       6                 0              6         08/01/08
Columbus                         6                 0              6         08/01/08
Visalia                          6                 0              6         08/01/08
Elk Grove                        6                 0              6         08/01/08
Ceres                            0                 0              0
Jupiter                          6                 0              6         08/01/07
Sherrills Ford                   6                 0              6         08/01/08
Merrifield                       0                 0              0
Tampa                            0                 0              0
Orlando                          6                 0              6         08/01/08
Davie                            6                 0              6         08/01/08
Topeka                           6                 0              6         08/01/08
Merced                           6                 0              6         08/01/08
Chula Vista                      6                 0              6         08/01/07
Highland                         6                 0              6         08/01/08
Kahuku                           6                 0              6         08/01/08
Los Angeles                      6                 0              6         08/01/08
North Las Vegas                  6                 0              6         08/01/08
Largo                            6                 0              6         08/01/08
Vancouver                        6                 0              6         08/01/07
Covell                           6                 0              6         08/01/07
Omaha                            6                 0              6         08/01/07
Palm Coast                       0                 0              0
Miami                            6                 0              6         08/01/08
Belle Vernon                     0                 0              0
Lakeland                         0                 0              0
Elk Grove                        6                 0              6         08/01/08
Visalia                          6                 0              6         08/01/07
Joliet                           6                 0              6         08/01/08
Coatesville                      0                 0              0
Mira Loma                        6                 0              6         08/01/08
Taylors                          6                 0              6         08/01/08
Staunton                         6                 0              6         08/01/08
Alloway                          6                 0              6         08/01/08
Woodbury                         6                 0              6         08/01/08
Orlando                          6                 0              6         08/01/08
Loudville                        6                 0              6         08/01/08
Wells                            6                 0              6         08/01/08
Holly                            6                 0              6         08/01/08
Calif City                       6                 0              6         08/01/08
Flat Rock                        6                 0              6         08/01/08
Corpus Christi                   0                 0              0
Mendoza                          0                 0              0
San Antonio                      0                 0              0
Midland                          0                 0              0
North Las Vegas                  6                 0              6         08/01/07
Long Beach                       6                 0              6         08/01/07
Nashua                           6                 0              6         08/01/08
Hoover                           0                 0              0
Antioch                          6                 0              6         08/01/08
Dolton                           6                 0              6         08/01/08
Sheridan                         0                 0              0
Miami                            6                 0              6         08/01/08
Redland                          6                 0              6         08/01/08
Foxridge                         6                 0              6         08/01/08
Glyndon                          6                 0              6         08/01/08
Seymour                          0                 0              0
Manchester                       6                 0              6         08/01/08
Kissimmee                        6                 0              6         02/01/06
Orlando                          6                 0              6         08/01/08
Bellflower                       0                 0              0
Miami                            6                 0              6         08/01/07
Stephens City                    6                 0              6         02/01/06
Topeka                           6                 0              6         08/01/08
Vienna                           0                 0              0
Las Vegas                        6                 0              6         08/01/08
Hammond                          6                 0              6         08/01/08
Pontiac                          6                 0              6         08/01/08
Miami                            6                 0              6         08/01/07
Omaha                            0                 0              0
Yuba City                        6                 0              6         08/01/07
Muscoy                           6                 0              6         08/01/07
Holland                          6                 0              6         08/01/08
La Crosse                        0                 0              0
Knoxville                        6                 0              6         08/01/08
Georgetown                       6                 0              6         08/01/08
Danville                         6                 0              6         08/01/08
Auburn                           6                 0              6         08/01/08
Richton Park                     6                 0              6         08/01/08
Austin                           6                 0              6         08/01/08
Modello                          0                 0              0
Tacoma                           0                 0              0
Fontana                          0                 0              0
Tempe                            6                 0              6         08/01/07
Commerce                         0                 0              0
Kismet                           6                 0              6         08/01/08
Sepulveda                        6                 0              6         08/01/07
Mount Sinai                      6                 0              6         08/01/08
Irvington                        6                 0              6         08/01/08
Buffalo                          6                 0              6         08/01/08
Jamaica                          6                 0              6         08/01/08
Newburgh                         0                 0              0
Sepulveda                        0                 0              0
Brodheadsville                   6                 0              6         08/01/08
Antelope                         6                 0              6         08/01/07
Sacramento                       6                 0              6         08/01/08
Fresno                           6                 0              6         08/01/07
Ripon                            0                 0              0
Vallejo                          6                 0              6         08/01/07
Modesto                          6                 0              6         08/01/07
Raymore                          6                 0              6         08/01/08
Park Ridge                       0                 0              0
Winnetka                         6                 0              6         08/01/08
Belvedere                        6                 0              6         08/01/08
Auburn                           6                 0              6         08/01/08
La Center                        6                 0              6         08/01/08
Delaware                         0                 0              0
Galion                           6                 0              6         08/01/08
Humble                           6                 0              6         08/01/08
Strathmore                       6                 0              6         08/01/07
Mount Vernon                     6                 0              6         08/01/08
East Orange                      6                 0              6         08/01/08
Redland                          6                 0              6         08/01/07
Fredericksburg                   6                 0              6         08/01/08
Charleston                       6                 0              6         08/01/08
Stone Mountain                   6                 0              6         08/01/08
Decatur                          6                 0              6         08/01/08
Lawndale                         6                 0              6         08/01/08
Cleveland                        0                 0              0
Thousand Oaks                    6                 0              6         08/01/08
WILDOMAR                         6                 0              6         08/01/07
Denver                           6                 0              6         08/01/08
Downey                           6                 0              6         08/01/08
New Berlin                       6                 0              6         08/01/08
Lakeland                         0                 0              0
Napa                             6                 0              6         08/01/08
Mangonia Park                    6                 0              6         08/01/08
Port Charlotte                   0                 0              0
Lvpl                             0                 0              0
Santa Clarita                    6                 0              6         08/01/07
Four Corners                     6                 0              6         08/01/07
Dellwood                         0                 0              0
Memphis                          6                 0              6         08/01/08
Orlando                          6                 0              6         08/01/08
Baldy Mesa                       6                 0              6         08/01/08
Kansas City                      0                 0              0
Rockford                         6                 0              6         08/01/07
Atlanta                          6                 0              6         08/01/08
Glenwood                         0                 0              0
Versailles                       6                 0              6         08/01/08
Billerica                        6                 0              6         08/01/08
Staten Island                    6                 0              6         08/01/08
Valencia                         6                 0              6         08/01/07
Sun Valley                       6                 0              6         08/01/07
Compton                          6                 0              6         08/01/07
Cucamonga                        6                 0              6         08/01/08
Valencia                         6                 0              6         08/01/08
Riverview                        6                 0              6         08/01/08
Wenatchee                        6                 0              6         08/01/08
Crofton                          6                 0              6         08/01/08
Baton Rouge                      6                 0              6         08/01/08
Dayton                           6                 0              6         08/01/08
Devon                            6                 0              6         08/01/08
Fresno                           6                 0              6         08/01/08
Claremont                        6                 0              6         08/01/08
Fresno                           0                 0              0
Stockton                         6                 0              6         08/01/07
Avondale                         6                 0              6         08/01/07
Baton Rouge                      6                 0              6         08/01/07
Sun City                         6                 0              6         08/01/08
Jacksonville                     6                 0              6         08/01/08
Orlando                          6                 0              6         08/01/08
Clearwater                       6                 0              6         08/01/08
Philadelphia                     6                 0              6         08/01/08
San Francisco                    6                 0              6         08/01/07
Chino                            6                 0              6         08/01/08
Stockton                         6                 0              6         08/01/07
North Hollywood                  6                 0              6         08/01/07
La Quinta                        6                 0              6         08/01/08
Odenton                          6                 0              6         08/01/08
Rockford                         6                 0              6         08/01/08
Sioux Falls                      6                 0              6         08/01/07
Gilbert                          6                 0              6         08/01/08
Solon                            0                 0              0
Detroit                          6                 0              6         08/01/08
Detroit                          0                 0              0
Dinuba                           6                 0              6         08/01/08
North Las Vegas                  6                 0              6         08/01/08
Citrus Heights                   6                 0              6         08/01/08
Naranja                          6                 0              6         08/01/07
Kroger                           0                 0              0
Lithonia                         6                 0              6         08/01/08
Alpharetta                       6                 0              6         08/01/08
Whitelaw                         6                 0              6         08/01/08
Boise                            6                 0              6         08/01/08
Walla Walla                      6                 0              6         08/01/08
Seattle                          6                 0              6         08/01/08
Renton                           6                 0              6         08/01/08
Cypress                          6                 0              6         08/01/07
Winnetka                         6                 0              6         08/01/08
Cimarron                         6                 0              6         08/01/08
Paterson                         0                 0              0
Fontana                          6                 0              6         08/01/08
Inglewood                        6                 0              6         08/01/08
Lakewood                         6                 0              6         08/01/08
Miami                            6                 0              6         08/01/08
Las Cruces                       6                 0              6         08/01/08
Moreno Valley                    6                 0              6         08/01/08
San Diego                        0                 0              0
West Jordan                      6                 0              6         08/01/08
Goode                            6                 0              6         08/01/08
Hiler                            0                 0              0
Kansas City                      6                 0              6         08/01/08
Wilmington                       6                 0              6         08/01/08
Warren                           6                 0              6         08/01/08
Harvey                           6                 0              6         08/01/08
Slidell                          6                 0              6         08/01/08
Dudley                           6                 0              6         08/01/08
Grand Island                     6                 0              6         08/01/08
Boise                            6                 0              6         08/01/07
Morrison                         6                 0              6         08/01/08
Darnestown                       6                 0              6         08/01/08
San Clemente                     6                 0              6         08/01/08
Neuse                            6                 0              6         08/01/08
Grand Blanc                      6                 0              6         08/01/07
Bonita                           6                 0              6         08/01/07
Palmdale                         6                 0              6         08/01/07
Donna                            0                 0              0
Omaha                            0                 0              0
Mound                            6                 0              6         08/01/08
Malta                            6                 0              6         08/01/08
Seattle                          6                 0              6         08/01/08
Miami                            0                 0              0
Centerville                      0                 0              0
Miami                            0                 0              0
Lynn Haven                       0                 0              0
Conyers                          6                 0              6         08/01/08
Whiting                          6                 0              6         08/01/08
Ophir                            6                 0              6         08/01/08
Laguna Beach                     6                 0              6         08/01/08
Los Angeles                      0                 0              0
Arleta                           6                 0              6         08/01/07
Detroit                          6                 0              6         08/01/08
Sacramento                       6                 0              6         08/01/07
Sacramento                       6                 0              6         08/01/08
Cleveland                        6                 0              6         08/01/08
Gulfport                         6                 0              6         08/01/07
Columbia                         6                 0              6         08/01/08
Miami                            0                 0              0
Miami                            6                 0              6         08/01/08
Atlanta                          6                 0              6         08/01/08
Atlanta                          6                 0              6         08/01/08
Matlacha                         6                 0              6         08/01/08
Miami                            6                 0              6         08/01/07
Norfolk                          0                 0              0
Altamonte                        6                 0              6         08/01/08
Tuscawilla                       6                 0              6         08/01/08
Austin                           6                 0              6         08/01/08
Desoto                           6                 0              6         08/01/08
Indianapolis                     6                 0              6         08/01/08
Carteret                         6                 0              6         08/01/08
Walland                          0                 0              0
Detroit                          6                 0              6         08/01/08
Griffith                         0                 0              0
Riverview                        0                 0              0
Emerson                          6                 0              6         08/01/08
Rainbow                          6                 0              6         08/01/07
Arcadia                          6                 0              6         08/01/08
Minooka                          0                 0              0
Chicago                          0                 0              0
Riner                            0                 0              0
Gilbert                          6                 0              6         08/01/08
Sun City                         6                 0              6         08/01/08
Stratham                         6                 0              6         08/01/08
Midway                           0                 0              0
Las Vegas                        6                 0              6         08/01/08
College Park                     6                 0              6         08/01/08
Las Vegas                        6                 0              6         08/01/08
                                 6                 0              6         08/01/07
Fort Mohave                      0                 0              0
West Bridgewater                 6                 0              6         08/01/08
Farmingdale                      6                 0              6         08/01/07
Saint Cloud                      6                 0              6         08/01/08
Trenton                          6                 0              6         08/01/08
Detroit                          0                 0              0
Phoenix                          6                 0              6         08/01/07
Glendale                         0                 0              0
Buena Park                       6                 0              6         08/01/07
Huntington Beach                 6                 0              6         08/01/08
Elyria                           6                 0              6         08/01/08
Midwest City                     6                 0              6         08/01/08
Grove                            6                 0              6         08/01/08
Moreno                           6                 0              6         08/01/08
Highlands                        6                 0              6         08/01/08
Decatur                          6                 0              6         08/01/08
Atlanta                          6                 0              6         08/01/08
Ellenwood                        6                 0              6         08/01/08
Atlanta                          6                 0              6         08/01/08
Stowe                            0                 0              0
Berkley                          6                 0              6         08/01/08
Riverton                         6                 0              6         08/01/08
Clifton                          0                 0              0
Merrimack                        0                 0              0
Detroit                          6                 0              6         08/01/08
Peoria                           6                 0              6         08/01/08
Volo                             6                 0              6         08/01/08
Bakersfield                      6                 0              6         08/01/08
San Gabriel                      6                 0              6         08/01/07
El Cajon                         6                 0              6         09/01/07
Lake Worth                       6                 0              6         08/01/07
Linden                           6                 0              6         08/01/08
Roseville                        6                 0              6         08/01/08
Las Vegas                        6                 0              6         08/01/07
Fry                              6                 0              6         08/01/07
Tacoma                           6                 0              6         08/01/07
San Bernardino                   6                 0              6         08/01/08
Covina                           6                 0              6         08/01/08
La Puente                        6                 0              6         08/01/08
Fresno                           6                 0              6         08/01/08
Escondido                        6                 0              6         08/01/07
Hazelwood                        0                 0              0
Miner                            0                 0              0
Kenosha                          6                 0              6         08/01/08
Walnut Creek                     6                 0              6         08/01/07
Morongo Valley                   6                 0              6         08/01/07
Las Vegas                        6                 0              6         08/01/08
Springfield                      6                 0              6         08/01/08
Alafaya                          0                 0              0
Osseo                            6                 0              6         08/01/08
River Edge                       6                 0              6         08/01/07
Palm Bay                         6                 0              6         08/01/07
Watts                            6                 0              6         08/01/07
Mira Loma                        6                 0              6         08/01/07
West Covina                      6                 0              6         08/01/07
Irwindale                        6                 0              6         08/01/08
San Fernando                     6                 0              6         09/01/07
Perris                           6                 0              6         09/01/07
Fry                              6                 0              6         08/01/08
Orland                           6                 0              6         08/01/07
Bakersfield                      6                 0              6         08/01/07
San Jose                         6                 0              6         08/01/07
San Jose                         6                 0              6         08/01/08
Firebaugh                        6                 0              6         08/01/07
Redondo Beach                    6                 0              6         08/01/07
Palmdale                         6                 0              6         08/01/08
Detroit                          6                 0              6         08/01/08
Leominster                       6                 0              6         08/01/07
Natick                           6                 0              6         08/01/08
Yarmouth                         0                 0              0
Redmond                          6                 0              6         08/01/07
Bone                             6                 0              6         08/01/08
Cimarron Hills                   6                 0              6         08/01/07
Brewster                         0                 0              0
Cimarron Hills                   6                 0              6         08/01/07
Bothell                          6                 0              6         08/01/08
Auburn                           6                 0              6         08/01/07
Cimarron Hills                   6                 0              6         08/01/08
Caldwell                         6                 0              6         08/01/08
Ruston                           6                 0              6         08/01/08
Claiborne                        0                 0              0
Southaven                        6                 0              6         08/01/08
Oceanside                        6                 0              6         08/01/07
Bartlett                         6                 0              6         08/01/08
Brockton                         6                 0              6         08/01/08
Salisbury                        6                 0              6         08/01/08
Baltimore                        6                 0              6         08/01/08
Winchester                       6                 0              6         08/01/08
Bakersfield                      6                 0              6         08/01/07
Hollister                        6                 0              6         08/01/08
San Jose                         6                 0              6         08/01/07
Roseville                        6                 0              6         08/01/07
Bell                             0                 0              0
Hazard                           6                 0              6         08/01/07
Claremont                        0                 0              0
Glendale                         6                 0              6         08/01/07
Detroit                          6                 0              6         08/01/08
Las Vegas                        6                 0              6         08/01/07
Weymouth                         6                 0              6         08/01/08
Tucson                           6                 0              6         08/01/08
Stone Mountain                   6                 0              6         08/01/08
Mableton                         6                 0              6         08/01/08
Mount Pleasant                   6                 0              6         08/01/08
Ozark                            6                 0              6         08/01/08
Otsego                           6                 0              6         08/01/08
Kismet                           6                 0              6         08/01/08
Lacey                            0                 0              0
Downey                           6                 0              6         08/01/08
Albuquerque                      6                 0              6         08/01/08
Las Vegas                        6                 0              6         08/01/07
Herriman                         6                 0              6         08/01/07
Eagle Rock                       6                 0              6         08/01/08
Arrowbear Lake                   6                 0              6         08/01/07
Rincon                           6                 0              6         08/01/08
Bronx                            6                 0              6         08/01/07
Miami                            0                 0              0
Naples                           6                 0              6         08/01/08
Castle                           6                 0              6         08/01/08
Shelbyville                      6                 0              6         08/01/08
Peoria                           6                 0              6         08/01/08
Richton Park                     6                 0              6         08/01/08
Detroit                          6                 0              6         08/01/08
Dover                            6                 0              6         08/01/07
Rolling Meadows                  6                 0              6         08/01/08
Princeton                        6                 0              6         08/01/07
Memphis                          6                 0              6         08/01/07
Lockport                         6                 0              6         08/01/08
Sepulveda                        6                 0              6         08/01/08
Chicago                          6                 0              6         08/01/08
Bellingham                       6                 0              6         08/01/08
Lisle                            6                 0              6         08/01/08
Faribault                        6                 0              6         08/01/08
Red Bluff                        6                 0              6         08/01/08
Bristol                          6                 0              6         08/01/08
Vista                            6                 0              6         08/01/08
La Puente                        6                 0              6         08/01/08
Fontana                          6                 0              6         08/01/07
Lugo                             6                 0              6         08/01/07
La Puente                        6                 0              6         08/01/07
Santa Clarita                    6                 0              6         08/01/07
Laurel                           6                 0              6         08/01/08
Rosedale                         6                 0              6         08/01/08
Castle Rock                      6                 0              6         08/01/08
Aurora                           6                 0              6         08/01/08
Aurora                           6                 0              6         08/01/07
Colorado Springs                 6                 0              6         08/01/08
Aurora                           6                 0              6         08/01/08
Englewood                        6                 0              6         08/01/07
Highlands                        6                 0              6         08/01/07
Guilford                         6                 0              6         02/01/06
Brockton                         6                 0              6         08/01/07
Lynn                             6                 0              6         08/01/08
Lexington                        6                 0              6         08/01/07
Fresno                           0                 0              0
Wappinger                        0                 0              0
Flagg                            6                 0              6         08/01/08
Stevensville                     6                 0              6         08/01/07
Sylmar                           6                 0              6         08/01/08
Torrance                         6                 0              6         08/01/08
San Diego                        6                 0              6         08/01/07
Cucamonga                        6                 0              6         08/01/08
Salem                            6                 0              6         08/01/08
Raleigh                          6                 0              6         08/01/08
North Oaks                       6                 0              6         08/01/08
Orange                           6                 0              6         08/01/07
Chicago                          0                 0              0
Chicago                          6                 0              6         08/01/08
Chicago                          6                 0              6         08/01/08
Crestview                        6                 0              6         08/01/07
Berlin                           0                 0              0
Saugus                           0                 0              0
Aurora                           6                 0              6         08/01/07
Reece                            0                 0              0
Lees Summit                      6                 0              6         08/01/08
Nampa                            6                 0              6         09/01/07
Topeka                           6                 0              6         08/01/08
Aurora                           6                 0              6         08/01/08
Castle Rock                      6                 0              6         08/01/08
Sylmar                           6                 0              6         08/01/08
Roanoke                          6                 0              6         09/01/08
Palmdale                         6                 0              6         08/01/08
Houston                          0                 0              0
Fresno                           6                 0              6         08/01/08
Oak Park                         6                 0              6         08/01/08
North Manchester                 6                 0              6         08/01/08
Buchanan                         6                 0              6         09/01/08
Homewood                         6                 0              6         08/01/08
Kersey                           6                 0              6         08/01/08
Bruceville                       6                 0              6         08/01/07
Richmond                         6                 0              6         08/01/07
Jamison                          6                 0              6         08/01/08
Hatton                           6                 0              6         02/01/06
Livermore                        6                 0              6         08/01/08
Hayward                          6                 0              6         08/01/08
Riverside                        6                 0              6         08/01/08
Elk Grove                        0                 0              0
Escondido                        6                 0              6         08/01/08
Miami                            6                 0              6         08/01/08
Aurora                           6                 0              6         08/01/08
Brighton                         6                 0              6         08/01/08
Denver                           6                 0              6         08/01/07
Aurora                           6                 0              6         08/01/07
Tulsa                            0                 0              0
Luna                             0                 0              0
Coleta                           6                 0              6         08/01/08
San Antonio                      6                 0              6         08/01/07
Katy                             6                 0              6         08/01/08
Memphis                          6                 0              6         08/01/08
Nashville                        6                 0              6         08/01/08
Brighton                         6                 0              6         08/01/07
Aurora                           6                 0              6         08/01/08
Tacoma                           6                 0              6         08/01/07
Denver                           6                 0              6         08/01/07
Jacksonville                     6                 0              6         08/01/07
Center                           0                 0              0
Moquah                           6                 0              6         08/01/08
Eastwick                         0                 0              0
Rankin                           6                 0              6         08/01/07
Enhaut                           6                 0              6         08/01/07
                                 6                 0              6         08/01/08
Everett                          6                 0              6         08/01/08
Camby                            6                 0              6         02/01/06
BRIDGEPORT                       6                 0              6         12/01/06
ELIZABETH                        0                 0              0
FRANKLIN                         6                 0              6         01/29/07
Lake                             6                 0              6         08/01/08
Rossville                        6                 0              6         05/01/07
Akron                            6                 0              6         06/01/07
Mansfield                        6                 0              6         05/01/07
Indianapolis                     6                 0              6         05/01/07
Turtle Creek                     6                 0              6         05/01/07
Pottersville                     6                 0              6         06/01/07
Buffalo                          6                 0              6         05/01/07
Tallahassee                      6                 0              6         05/01/07
Jacksonville                     0                 0              0
Chicago                          6                 0              6         06/01/07
Baton Rouge                      6                 0              6         06/01/07
Stuart                           6                 0              6         06/01/07
Pittsburgh                       6                 0              6         06/01/07
Raytown                          6                 0              6         06/01/07
Hubbard                          6                 0              6         06/01/07
Moreno Valley                    6                 0              6         06/01/07
Salem                            6                 0              6         06/01/07
Inglewood                        6                 0              6         07/01/07
Lake Charles                     6                 0              6         05/01/07
Baton Rouge                      6                 0              6         05/01/07
Gardena                          6                 0              6         06/01/07
Riverside                        6                 0              6         06/01/07
Detroit                          6                 0              6         06/01/07
Corona                           6                 0              6         06/01/07
Rantoul                          6                 0              6         05/01/07
Akron                            6                 0              6         05/01/07
Philadelphia                     6                 0              6         05/01/07
Allegheny                        6                 0              6         06/01/07
NORTH HIGHLANDS                  6                 0              6         11/01/06
Klein                            6                 0              6         06/01/08
Massapequa                       0                 0              0
Parkville                        6                 0              6         06/01/07
Glen                             6                 0              6         05/01/07
Candler                          6                 0              6         06/01/07
Naomi                            6                 0              6         05/01/07
Corona                           6                 0              6         05/01/07
Hudson                           6                 0              6         05/01/07
Quinton                          6                 0              6         05/01/07
Franklin                         6                 0              6         06/01/07
Portland                         6                 0              6         06/01/07
Fresno                           6                 0              6         06/01/07
Lykens                           6                 0              6         06/01/07
Oak Park                         6                 0              6         06/01/07
Columbus                         6                 0              6         06/01/07
Memphis                          0                 0              0
Ewing                            0                 0              0
Lehigh                           6                 0              6         05/01/07
Kilby                            0                 0              0
Walloomsac                       6                 0              6         05/01/07
Melbourne                        6                 0              6         06/01/07
Plyler                           6                 0              6         04/01/07
Baker                            6                 0              6         07/01/07
Trenton                          0                 0              0
Garden Grove                     0                 0              0
Randolph                         6                 0              6         05/01/07
Batavia                          6                 0              6         05/01/07
Kissimmee                        6                 0              6         06/01/07
Etna                             6                 0              6         06/01/07
Fairmount                        6                 0              6         05/01/07
Scottsdale                       6                 0              6         04/01/07
Candler                          0                 0              0
Gilbert                          6                 0              6         06/01/07
Greenwood                        6                 0              6         06/01/07
Miami                            6                 0              6         06/01/07
Vallejo                          6                 0              6         06/01/07
Garland                          6                 0              6         06/01/07
Stratmoor Hills                  0                 0              0
29 Palms                         6                 0              6         05/01/07
Carrollton                       6                 0              6         07/01/07
Orlando                          6                 0              6         05/01/07
Somerville                       6                 0              6         07/01/07
Garland                          6                 0              6         07/01/07
Lake Charles                     6                 0              6         05/01/07
San Diego                        0                 0              0
Everett                          6                 0              6         05/01/07
Commack                          6                 0              6         05/01/07
Columbus                         6                 0              6         06/01/07
Lake Isabella                    6                 0              6         06/01/07
Palm Coast                       6                 0              6         05/01/07
Gates Mills                      6                 0              6         05/01/07
San Diego                        0                 0              0
Atlanta                          0                 0              0
Yaphank                          6                 0              6         06/01/07
Ocean City                       6                 0              6         05/01/07
Palm Desert                      0                 0              0
Vale                             6                 0              6         06/01/07
Walden                           6                 0              6         06/01/07
Deer Park                        0                 0              0
Bayou Vista                      6                 0              6         06/01/07
Milo                             6                 0              6         05/01/07
North Chelmsford                 0                 0              0
Belding                          6                 0              6         06/01/07
Drew                             0                 0              0
Loganville                       6                 0              6         05/01/07
Northampton                      6                 0              6         06/01/07
Milwaukee                        6                 0              6         05/01/07
Jamison                          0                 0              0
Spokane                          6                 0              6         06/01/07
Heer Park                        0                 0              0
Fort Wayne                       6                 0              6         06/01/07
Fort Edward                      6                 0              6         07/01/08
Lebanon                          6                 0              6         05/01/07
Davie                            6                 0              6         05/01/07
Columbus                         6                 0              6         05/01/07
Double Oak                       0                 0              0
Redland                          6                 0              6         06/01/07
North Lima                       6                 0              6         07/01/07
Farmingville                     0                 0              0
Lithonia                         6                 0              6         05/01/07
Hazelwood                        6                 0              6         07/01/07
Wooster                          6                 0              6         06/01/07
Sumner                           6                 0              6         06/01/07
Lithonia                         6                 0              6         05/01/07
Denton                           0                 0              0
San Jacinto                      6                 0              6         06/01/07
San Jacinto                      0                 0              0
Hesperia                         0                 0              0
Allegheny                        0                 0              0
Escondido                        6                 0              6         06/01/07
Monroe                           0                 0              0
East                             6                 0              6         06/01/07
Coleta                           6                 0              6         06/01/07
Kimball                          6                 0              6         05/01/07
Glassport                        6                 0              6         05/01/07
Concord                          6                 0              6         06/01/07
Redland                          0                 0              0
San Diego                        0                 0              0
Plum                             6                 0              6         06/01/07
Castle                           6                 0              6         05/01/07
Hopewell                         0                 0              0
Jackson                          6                 0              6         06/01/07
Hudson                           0                 0              0
Milnesville                      0                 0              0
Riverview                        6                 0              6         06/01/07
Fitzgerald                       6                 0              6         05/01/07
Tamaya                           6                 0              6         06/01/07
Rochester                        6                 0              6         06/01/07
Eden Isle                        6                 0              6         05/01/07
Romoland                         6                 0              6         06/01/07
Tulsa                            0                 0              0
Lafayette                        0                 0              0
Brandon                          6                 0              6         05/01/07
Tulsa                            0                 0              0
Escondido                        0                 0              0
Montegut                         6                 0              6         06/01/07
Iron Mtn                         6                 0              6         05/01/07
Chattanooga                      6                 0              6         06/01/07
Loganville                       0                 0              0
Riviera Beach                    6                 0              6         05/01/07
Dumfries                         6                 0              6         05/01/07
Rockford                         6                 0              6         06/01/07
Tampa                            6                 0              6         07/01/07
Anadarko                         6                 0              6         06/01/07
Drew                             0                 0              0
Am Qui                           6                 0              6         05/01/07
Palos Heights                    6                 0              6         05/01/07
Double Oak                       0                 0              0
Lynwood                          6                 0              6         07/01/07
Murrieta                         6                 0              6         06/01/07
Gene Autry                       6                 0              6         05/01/07
Masonville                       6                 0              6         06/01/07
Fullerton                        0                 0              0
Metamora                         6                 0              6         06/01/07
West Falls                       0                 0              0
Garden Grove                     6                 0              6         06/01/07
Braymer                          6                 0              6         06/01/07
Stanton                          6                 0              6         05/01/07
Park                             6                 0              6         07/01/07
Lake Charles                     6                 0              6         05/01/08
Conklin                          6                 0              6         07/01/07
Camarillo                        0                 0              0
Tavistock                        0                 0              0
San Diego                        6                 0              6         05/01/07
Rock Hill                        6                 0              6         07/01/07
29 Palms                         0                 0              0
Watauga                          0                 0              0
Palm Coast                       0                 0              0
Okesa                            6                 0              6         06/01/07
Bonita                           6                 0              6         05/01/07
Harvey                           6                 0              6         05/01/07
Moreno Valley                    6                 0              6         06/01/07
Toledo                           6                 0              6         05/01/07
Temecula                         0                 0              0
Flint                            0                 0              0
Escondido                        6                 0              6         05/01/07
Moreno                           6                 0              6         06/01/07
Bald Knob                        6                 0              6         05/01/07
Universal                        6                 0              6         05/01/07
Springfield                      6                 0              6         05/01/07
Jacksonville                     6                 0              6         06/01/07
Four Corners                     6                 0              6         06/01/07
Lawton                           6                 0              6         06/01/07
Brooks                           6                 0              6         05/01/07
Anaheim                          0                 0              0
Park City                        0                 0              0
Kent                             6                 0              6         05/01/07
Greenville                       6                 0              6         05/01/07
Grand Prairie                    0                 0              0
Atlanta                          6                 0              6         05/01/07
Gering                           6                 0              6         06/01/07
Kathleen                         6                 0              6         05/01/07
Utica                            6                 0              6         05/01/07
Lima                             6                 0              6         06/01/07
Oceanside                        0                 0              0
Las Vegas                        6                 0              6         06/01/07
Jeannette                        6                 0              6         06/01/07
Rockford                         6                 0              6         06/01/07
Minneapolis                      0                 0              0
Savannah                         6                 0              6         06/01/07
Sayre                            6                 0              6         06/01/07
Chagrin Falls                    6                 0              6         06/01/07
Upland                           6                 0              6         06/01/07
Jordan                           0                 0              0
Lorain                           6                 0              6         06/01/07
Alleghany                        6                 0              6         05/01/07
Laurel                           0                 0              0
Nuevo                            6                 0              6         06/01/07
Halcyon                          0                 0              0
Mayodan                          6                 0              6         05/01/07
Rialto                           6                 0              6         06/01/07
Johnstown                        0                 0              0
Grand Saline                     6                 0              6         06/01/07
Whitesville                      0                 0              0
Los Angeles                      0                 0              0
Flint                            6                 0              6         06/01/07
Booneville                       6                 0              6         06/01/07
Detroit                          6                 0              6         07/01/07
Goodrich                         6                 0              6         05/01/07
Tyson                            6                 0              6         05/01/07
Phoenix                          6                 0              6         06/01/07
New Market                       6                 0              6         05/01/07
Massillon                        6                 0              6         06/01/07
Charlottesville                  6                 0              6         06/01/07
Katy                             6                 0              6         06/01/07
Siloam Springs                   6                 0              6         05/01/07
Muldrow                          6                 0              6         06/01/07
San Diego                        0                 0              0
Port Charlotte                   6                 0              6         05/01/08
Akron                            6                 0              6         05/01/07
San Jacinto                      0                 0              0
Sun City                         0                 0              0
Murrieta                         6                 0              6         06/01/07
Pittsburgh                       6                 0              6         05/01/07
Milwaukee                        6                 0              6         05/01/07
Brooklyn                         6                 0              6         06/01/07
Fairport                         0                 0              0
Saint Joseph                     6                 0              6         06/01/07
Zion                             0                 0              0
Orcutt                           6                 0              6         07/01/07
Nuevo                            0                 0              0
Weirton                          0                 0              0
Calumet City                     6                 0              6         06/01/07
Smithfield                       6                 0              6         06/01/07
Granger                          6                 0              6         06/01/07
Greenville                       6                 0              6         06/01/07
Fort Worth                       6                 0              6         07/01/07
Victoria                         6                 0              6         05/01/07
Oxnard                           0                 0              0
Lavina                           6                 0              6         06/01/07
Crestview                        6                 0              6         06/01/07
Dennis Mills                     6                 0              6         06/01/07
Orlando                          6                 0              6         05/01/07
New Market                       0                 0              0
Livonia                          0                 0              0
Omaha                            6                 0              6         06/01/07
Greenwich                        6                 0              6         05/01/07
Fort Wayne                       6                 0              6         05/01/07
Beaufort                         6                 0              6         07/01/07
Fairfield                        6                 0              6         06/01/07
Yucca Valley                     0                 0              0
Murrieta                         0                 0              0
Lorain                           6                 0              6         05/01/07
Hemet                            0                 0              0
Clayton                          0                 0              0
Fort Payne                       0                 0              0
Alto                             6                 0              6         06/01/07
Hallsville                       6                 0              6         06/01/07
Cassville                        6                 0              6         05/01/07
Arcola                           0                 0              0
Atlanta                          0                 0              0
Yuba City                        6                 0              6         06/01/07
Etowah                           6                 0              6         05/01/07
Savannah                         6                 0              6         06/01/07
Burlington                       6                 0              6         06/01/07
Greenacres                       6                 0              6         05/01/07
Oakland                          6                 0              6         07/01/07
Sarasota                         6                 0              6         05/01/07
Louisville                       6                 0              6         05/01/07
Westland                         6                 0              6         06/01/07
Barb                             0                 0              0
Monongahela                      6                 0              6         06/01/07
Skyway                           6                 0              6         06/01/07
Washington                       6                 0              6         06/01/07
Downey                           0                 0              0
Rochester                        6                 0              6         07/01/07
Memphis                          6                 0              6         06/01/07
Rockwood                         6                 0              6         06/01/07
Pendleton                        6                 0              6         05/01/07
Cleveland                        6                 0              6         05/01/07
Louisville                       6                 0              6         07/01/07
Wichita                          6                 0              6         05/01/07
Knoxville                        6                 0              6         06/01/07
Keithville                       0                 0              0
Atwater                          6                 0              6         07/01/07
Toledo                           0                 0              0
Belvidere                        6                 0              6         06/01/07
Hurdle Mills                     6                 0              6         05/01/07
Miami                            6                 0              6         06/01/07
Detroit                          6                 0              6         06/01/07
Highlands                        6                 0              6         05/01/07
Plainfield                       6                 0              6         05/01/07
Rosedale                         0                 0              0
Arnold                           6                 0              6         05/01/08
Avon                             6                 0              6         07/01/07
Midtown                          6                 0              6         06/01/07
Philadelphia                     6                 0              6         06/01/07
Watauga                          0                 0              0
Acushnet                         6                 0              6         06/01/07
Summ                             6                 0              6         05/01/07
Four Corners                     0                 0              0
Swansea                          6                 0              6         05/01/07
Rockford                         6                 0              6         06/01/07
Greenacres                       0                 0              0
Saint Louis                      6                 0              6         05/01/07
Key West                         6                 0              6         06/01/07
Santa Rosa                       6                 0              6         05/01/07
Belleview                        6                 0              6         05/01/07
TEXARKANA                        6                 0              6         08/01/07
Detroit                          6                 0              6         06/01/07
Bryan                            0                 0              0
Spring                           6                 0              6         06/01/07
Luray                            0                 0              0
Lockport                         0                 0              0
Ashton                           0                 0              0
Dawson                           6                 0              6         05/01/07
Zephyrhills                      6                 0              6         05/01/07
Broken Arrow                     0                 0              0
Robbins                          6                 0              6         05/01/07
Zephyrhills                      0                 0              0
Memphis                          6                 0              6         05/01/07
Rossville                        6                 0              6         05/01/07
Bonham                           6                 0              6         07/01/07
Pawtucket                        6                 0              6         05/01/07
Grayling                         6                 0              6         06/01/07
Centereach                       0                 0              0
Riverview                        0                 0              0
Rio Rancho                       6                 0              6         05/01/07
Colton                           6                 0              6         07/01/07
Harvey                           6                 0              6         06/01/07
Heer Park                        0                 0              0
Saint Peters                     6                 0              6         05/01/07
Wylie                            6                 0              6         06/01/08
Miami                            0                 0              0
Toledo                           6                 0              6         05/01/07
Sandy                            0                 0              0
Monsey                           0                 0              0
Leonardtown                      0                 0              0
Fresno                           6                 0              6         06/01/07
Philadelphia                     6                 0              6         07/01/07
Nashville                        6                 0              6         06/01/07
Winchester                       6                 0              6         06/01/07
Tampa                            0                 0              0
Ink                              6                 0              6         06/01/07
Dearborn Heights                 6                 0              6         06/01/07
North Hollywood                  6                 0              6         06/01/07
Rio Rancho                       0                 0              0
Northampton                      0                 0              0
Hephzibah                        6                 0              6         05/01/07
Dix Hills                        0                 0              0
Dayton                           6                 0              6         05/01/07
Santa Ana                        0                 0              0
Sandy                            6                 0              6         05/01/07
North Hollywood                  0                 0              0
Aurora                           6                 0              6         06/01/07
Moreno Valley                    0                 0              0
Aurora                           0                 0              0
Escondido                        6                 0              6         06/01/07
Toledo                           6                 0              6         06/01/07
Arboga                           6                 0              6         06/01/07
Montz                            6                 0              6         05/01/07
Albuquerque                      6                 0              6         05/01/07
Phyllis                          6                 0              6         05/01/07
Ink                              0                 0              0
Humble                           0                 0              0
Broken Arrow                     6                 0              6         06/01/07
Cape Coral                       6                 0              6         06/01/07
Rochester                        6                 0              6         06/01/07
Hawleyton                        6                 0              6         07/01/07
Gulfport                         0                 0              0
Garland                          0                 0              0
Meskegon                         6                 0              6         06/01/07
Melbourne                        6                 0              6         06/01/07
Centuck                          0                 0              0
Ambridge                         6                 0              6         05/01/07
Buffalo                          6                 0              6         07/01/07
FEDERAL WAY                      0                 0              0
Monsey                           0                 0              0
Dennis Mills                     0                 0              0
Crystal                          0                 0              0
Vale                             0                 0              0
Houston                          6                 0              6         06/01/07
Holiday                          6                 0              6         06/01/07
Colorado Springs                 6                 0              6         06/01/08
Rosedale                         0                 0              0
Corcoran                         6                 0              6         06/01/07
Dequincy                         6                 0              6         06/01/07
Little Rock                      0                 0              0
Danielsville                     6                 0              6         05/01/07
Oats                             0                 0              0
Matteson                         6                 0              6         05/01/07
Southaven                        6                 0              6         07/01/07
Marysville                       6                 0              6         07/01/07
Belding                          0                 0              0
Lynchburg                        6                 0              6         07/01/07
Everett                          6                 0              6         05/01/07
Sandy                            0                 0              0
Grain Valley                     0                 0              0
Margate                          6                 0              6         05/01/07
Durham                           6                 0              6         06/01/07
Stanton                          0                 0              0
Basin                            0                 0              0
Forestville                      0                 0              0
Colorado Springs                 0                 0              0
Easley                           6                 0              6         05/01/07
Avenel                           6                 0              6         05/01/07
Detroit                          6                 0              6         06/01/07
Sneedville                       0                 0              0
La Puente                        6                 0              6         05/01/07
Lehigh                           6                 0              6         06/01/07
Casselberry                      0                 0              0
Flossmoor                        6                 0              6         06/01/07
Hanes                            6                 0              6         06/01/07
Tacoma                           6                 0              6         06/01/07
Naples                           0                 0              0
Muscoy                           0                 0              0
Ingram                           6                 0              6         07/01/07
Durham                           0                 0              0
Tulsa                            6                 0              6         06/01/07
Columbia                         6                 0              6         06/01/07
Ocala                            6                 0              6         05/01/07
Norbeck                          6                 0              6         05/01/07
Hayward                          0                 0              0
Gilmore                          6                 0              6         06/01/07
Corcoran                         0                 0              0
Las Cruces                       6                 0              6         06/01/07
Everett                          0                 0              0
Detroit                          0                 0              0
Englewood                        6                 0              6         05/01/07
Golden                           6                 0              6         06/01/07
Lakin                            6                 0              6         06/01/07
Miami                            6                 0              6         06/01/07
Battle Creek                     6                 0              6         06/01/07
Tulsa                            6                 0              6         07/01/07
Sarasota                         0                 0              0
Phoenix                          6                 0              6         06/01/07
Walton                           6                 0              6         06/01/07
Dearborn Heights                 0                 0              0
Altoona                          6                 0              6         06/01/07
Saint Louis                      6                 0              6         06/01/07
Phoenix                          0                 0              0
Albuquerque                      0                 0              0
Lakin                            0                 0              0
Santa Maria                      6                 0              6         06/01/07
Old Hickory                      6                 0              6         06/01/07
Sonora                           6                 0              6         06/01/07
Easley                           0                 0              0
South Holland                    6                 0              6         05/01/07
Miami                            0                 0              0
Cadillac                         6                 0              6         05/01/07
Elyria                           6                 0              6         05/01/07
Sharptown                        6                 0              6         06/01/07
Detroit                          6                 0              6         07/01/07
Humble                           0                 0              0
Phoenix                          0                 0              0
Cheyenne                         6                 0              6         05/01/07
Cheyenne                         0                 0              0
Queen Creek                      6                 0              6         06/01/07
Easton                           6                 0              6         07/01/07
El Monte                         6                 0              6         06/01/07
Oklahoma City                    6                 0              6         06/01/07
Pasadena                         0                 0              0
Steamboat Springs                6                 0              6         06/01/07
Queen Creek                      0                 0              0
Lehigh                           0                 0              0
Kansas City                      6                 0              6         06/01/07
Baldwin                          0                 0              0
Santa Ana                        6                 0              6         06/01/07
Las Vegas                        6                 0              6         05/01/07
Steamboat Springs                0                 0              0
Hayward                          6                 0              6         06/01/07
Alameda                          6                 0              6         07/01/07
Lititz                           6                 0              6         06/01/07
Rochester                        0                 0              0
Malden                           0                 0              0
Westland                         6                 0              6         06/01/07
Atlanta                          0                 0              0
South Holland                    0                 0              0
Camden                           6                 0              6         06/01/07
Fargo                            6                 0              6         05/01/07
Glen Allen                       6                 0              6         06/01/07
Meskegon                         6                 0              6         06/01/07
Kissimmee                        6                 0              6         06/01/07
Murrieta                         0                 0              0
Anderson                         0                 0              0
Newburgh                         0                 0              0
Maylene                          6                 0              6         07/01/07
Santa Maria                      0                 0              0
Kenner                           6                 0              6         06/01/07
Portland                         6                 0              6         06/01/07
Brighton                         6                 0              6         06/01/07
North East                       6                 0              6         06/01/07
Raytown                          6                 0              6         06/01/07
Parker                           6                 0              6         06/01/07
Chino                            6                 0              6         06/01/07
Noble                            6                 0              6         06/01/07
Palmdale                         6                 0              6         06/01/07
Detroit                          6                 0              6         06/01/07
Naples                           6                 0              6         05/01/07
Joy                              6                 0              6         07/01/07
Zion City                        6                 0              6         06/01/07
Herkimer                         6                 0              6         07/01/07
Memphis                          6                 0              6         07/01/07
Saint Petersburg                 6                 0              6         06/01/07
Lima                             6                 0              6         06/01/07
Montgomery                       6                 0              6         06/01/07
Houston                          6                 0              6         06/01/07
Orangeburg                       6                 0              6         05/01/07
Pueblo                           6                 0              6         06/01/07
Memphis                          6                 0              6         06/01/07
Boardman                         6                 0              6         06/01/07
Dennison                         6                 0              6         06/01/07
Las Vegas                        0                 0              0
Onaway                           6                 0              6         05/01/07
Chino                            0                 0              0
Kearns                           6                 0              6         06/01/07
San Diego                        0                 0              0
Bar Harbor                       6                 0              6         06/01/07
Riverside                        0                 0              0
Mashpee                          6                 0              6         07/01/07
Baton Rouge                      6                 0              6         05/01/07
Lima                             6                 0              6         06/01/07
Geneva                           6                 0              6         06/01/07
Fairfield                        0                 0              0
Chino Hills                      6                 0              6         07/01/07
Cary                             6                 0              6         06/01/07
Fishers                          6                 0              6         06/01/07
Dearborn Heights                 6                 0              6         06/01/07
Angola                           6                 0              6         05/01/07
Lake Elsinore                    6                 0              6         06/01/07
Pueblo                           0                 0              0
Hockessin                        6                 0              6         06/01/07
Paint Rock                       6                 0              6         06/01/07
Watts                            0                 0              0
San Diego                        6                 0              6         07/01/07
San Diego                        6                 0              6         06/01/07
Houston                          0                 0              0
Warren                           6                 0              6         06/01/07
Memphis                          6                 0              6         06/01/07
Ocoee                            6                 0              6         05/01/07
Topeka                           6                 0              6         07/01/08
Knoxville                        6                 0              6         06/01/07
Naples                           0                 0              0
Houston                          6                 0              6         06/01/07
Camp Springs                     6                 0              6         06/01/07
Lyndon                           0                 0              0
Riviera Beach                    0                 0              0
Pearland                         0                 0              0
Escondido                        0                 0              0
Brighton                         0                 0              0
Crestmore                        6                 0              6         06/01/07
Quito                            6                 0              6         05/01/07
Akron                            6                 0              6         06/01/07
Ramona                           6                 0              6         07/01/08
Mars                             6                 0              6         05/01/07
Weare                            6                 0              6         06/01/07
Sumner                           6                 0              6         06/01/07
Lawrence                         6                 0              6         06/01/07
Mendenhall                       0                 0              0
Yuba City                        0                 0              0
Pomona                           6                 0              6         06/01/07
Tuskegee                         6                 0              6         06/01/07
Port Charlotte                   0                 0              0
Grafton                          6                 0              6         06/01/07
Palm Harbor                      6                 0              6         06/01/07
Bradford                         6                 0              6         07/01/07
Akron                            6                 0              6         06/01/07
Cleveland                        6                 0              6         06/01/07
Miami                            0                 0              0
Jackson                          6                 0              6         05/01/07
Saint Peters                     0                 0              0
Moore                            6                 0              6         05/01/07
Jamaica                          6                 0              6         06/01/07
Gulfport                         6                 0              6         05/01/07
Ldhl                             6                 0              6         06/01/07
Highlands                        6                 0              6         05/01/07
WAXHAW                           0                 0              0
Crestmore                        0                 0              0
Boardman                         6                 0              6         05/01/07
Cleveland                        6                 0              6         05/01/07
Dillon                           6                 0              6         07/01/07
Baugh                            6                 0              6         07/01/07
Cleveland                        6                 0              6         06/01/07
Merriam                          6                 0              6         07/01/07
Houston                          0                 0              0
Pilot Point                      6                 0              6         06/01/07
Tulsa                            0                 0              0
Gary                             6                 0              6         06/01/07
Highlands                        0                 0              0
Marion                           6                 0              6         07/01/07
Arbutus                          0                 0              0
Detroit                          0                 0              0
Kansas City                      6                 0              6         06/01/07
Fort Worth                       0                 0              0
Arlington                        0                 0              0
Collinsville                     6                 0              6         06/01/07
Murray                           6                 0              6         06/01/07
Elsdon                           6                 0              6         07/01/07
Lacey                            6                 0              6         06/01/07
Kissimmee                        6                 0              6         06/01/10
Tucson                           6                 0              6         06/01/07
Green                            0                 0              0
Garner                           6                 0              6         06/01/07
Newbury                          0                 0              0
Carroll                          6                 0              6         06/01/07
Margate                          6                 0              6         06/01/07
Murray                           0                 0              0
Hemet                            6                 0              6         06/01/07
Clay                             6                 0              6         06/01/07
Murrieta                         6                 0              6         07/01/07
Columbus                         6                 0              6         05/01/07
Takoma Park                      6                 0              6         06/01/07
Golden                           0                 0              0
Baileyton                        6                 0              6         06/01/07
Cleveland                        6                 0              6         06/01/07
Summerville                      6                 0              6         06/01/07
Summerville                      0                 0              0
East                             6                 0              6         05/01/07
Sinsheim                         6                 0              6         06/01/07
Pawtucket                        0                 0              0
Tampa                            6                 0              6         06/01/07
Manoa                            6                 0              6         07/01/07
Escondido                        6                 0              6         06/01/08
Englewood                        0                 0              0
Carrollton                       6                 0              6         05/01/07
Clark                            6                 0              6         06/01/07
Sapulpa                          6                 0              6         06/01/07
Parsons                          6                 0              6         06/01/07
Keavy                            0                 0              0
Kent City                        6                 0              6         06/01/07
Glen Allen                       0                 0              0
Miami                            6                 0              6         07/01/07
Avalon                           6                 0              6         06/01/07
Oakridge                         6                 0              6         07/01/07
Siloam Springs                   0                 0              0
Los Angeles                      6                 0              6         05/01/07
Santa Ana                        0                 0              0
Mc Kinney                        6                 0              6         06/01/07
San Leandro                      6                 0              6         06/01/07
San Leandro                      0                 0              0
Scranton                         6                 0              6         06/01/07
Scranton                         0                 0              0
Memphis                          6                 0              6         06/01/07
Gallatin                         6                 0              6         06/01/07
Grenelefe                        0                 0              0
Shelby                           0                 0              0
Large                            6                 0              6         06/01/07
Spokane                          0                 0              0
Stilwell                         6                 0              6         07/01/07
Rocky Point                      0                 0              0
Downey                           6                 0              6         06/01/07
Downey                           0                 0              0
Memphis                          0                 0              0
Canton                           6                 0              6         07/01/07
Dover                            6                 0              6         06/01/07
Weehawken                        6                 0              6         06/01/07
Buffalo                          6                 0              6         06/01/07
Kissimmee                        6                 0              6         06/01/07
Orland                           6                 0              6         07/01/07
Wingo                            6                 0              6         05/01/07
Hanes                            0                 0              0
Spencer                          6                 0              6         07/01/07
Greenville                       6                 0              6         06/01/07
Lariat                           6                 0              6         07/01/07
Smithtown                        6                 0              6         06/01/07
Naranja                          0                 0              0
Fontana                          6                 0              6         06/01/07
Little Rock                      0                 0              0
Martinsville                     0                 0              0
Syracuse                         6                 0              6         06/01/07
Detroit                          6                 0              6         06/01/07
Somerville                       6                 0              6         06/01/07
Kathleen                         0                 0              0
Harvey                           0                 0              0
Summ                             0                 0              0
San Diego                        6                 0              6         06/01/07
Plainview                        0                 0              0
El Reno                          0                 0              0
Ripon                            6                 0              6         06/01/07
Jacksonville                     0                 0              0
Garner                           0                 0              0
Baldy Mesa                       6                 0              6         05/01/07
Milo                             0                 0              0
Nova                             6                 0              6         06/01/07
Marlin                           6                 0              6         07/01/07
Warren                           0                 0              0
Binghamton                       6                 0              6         07/01/07
West                             0                 0              0
Panama City                      6                 0              6         06/01/07
Mc Kinney                        0                 0              0
Haverhill                        6                 0              6         07/01/07
Schertz                          0                 0              0
Aloha                            6                 0              6         06/01/07
Chino Hills                      0                 0              0
Rockland                         6                 0              6         06/01/07
Orlando                          6                 0              6         06/01/07
Martins Ferry                    6                 0              6         06/01/07
Antis                            6                 0              6         05/01/07
Buffalo                          0                 0              0
Gibsonville                      6                 0              6         07/01/07
Dellwood                         6                 0              6         06/01/07
Fort Pierce                      0                 0              0
Cahokia                          6                 0              6         06/01/07
Wallkill                         6                 0              6         06/01/07
Clark                            0                 0              0
Melbourne                        6                 0              6         06/01/07
Temecula                         6                 0              6         06/01/07
Au Gres                          6                 0              6         06/01/07
Grafton                          0                 0              0
Florissant                       6                 0              6         05/01/07
Lees Summit                      6                 0              6         07/01/07
Kansas City                      6                 0              6         06/01/07
El Reno                          0                 0              0
New Albany                       0                 0              0
Lorain                           0                 0              0
Lynwood                          6                 0              6         06/01/07
Spry                             6                 0              6         06/01/07
Somerville                       0                 0              0
Zebulon                          0                 0              0
Mary Esther                      6                 0              6         06/01/07
Ocoee                            0                 0              0
Stephens                         0                 0              0
Florissant                       0                 0              0
Saint Marys                      6                 0              6         07/01/07
Stamford                         0                 0              0
Lees Summit                      0                 0              0
Lavina                           0                 0              0
Memphis                          6                 0              6         07/01/07
Worcester                        6                 0              6         06/01/07
Salisbury                        6                 0              6         07/01/07
Arroyo                           0                 0              0
Aurora                           6                 0              6         06/01/07
Clarksburg                       6                 0              6         06/01/07
Universal                        6                 0              6         07/01/07
Miami                            0                 0              0
Las Vegas                        0                 0              0
Kissimmee                        0                 0              0
Chubbuck                         6                 0              6         06/01/07
Columbus                         0                 0              0
Milford                          6                 0              6         06/01/07
Adams                            6                 0              6         06/01/07
Darby                            6                 0              6         06/01/07
Powell                           6                 0              6         06/01/07
Humble                           6                 0              6         06/01/07
Ocee                             0                 0              0
Scottsbluff                      6                 0              6         06/01/07
Raymond                          6                 0              6         05/01/07
Elk Grove                        6                 0              6         06/01/07
Aurora                           0                 0              0
Joppa                            6                 0              6         06/01/07
Lees Summit                      6                 0              6         06/01/07
Mira Loma                        6                 0              6         06/01/07
Desert Hot Springs               6                 0              6         06/01/07
Knoxville                        6                 0              6         06/01/07
Norwood                          6                 0              6         06/01/07
Louisville                       6                 0              6         06/01/07
Southfield                       6                 0              6         06/01/07
Kerrtown                         6                 0              6         06/01/07
Land O Lakes                     6                 0              6         06/01/07
Dundalk                          6                 0              6         06/01/07
Tulsa                            6                 0              6         07/01/07
Waldwick                         6                 0              6         06/01/07
Iselin                           0                 0              0
Elk Grove                        0                 0              0
Newark                           6                 0              6         06/01/07
Romoland                         0                 0              0
Altoona                          6                 0              6         05/01/07
Defiance                         6                 0              6         07/01/07
Croton                           6                 0              6         06/01/07
Florence                         6                 0              6         05/01/07
Lewiston                         6                 0              6         06/01/07
New Paltz                        0                 0              0
Middletown                       0                 0              0
Westgate                         6                 0              6         07/01/07
Childs                           6                 0              6         07/01/07
Detroit                          6                 0              6         06/01/07
Miami                            6                 0              6         07/01/07
Ozone                            6                 0              6         07/01/07
Hazlehurst                       6                 0              6         06/01/07
Southfield                       0                 0              0
Saticoy                          0                 0              0
Meskegon                         6                 0              6         06/01/07
Kearns                           6                 0              6         07/01/07
Wawatosa                         6                 0              6         06/01/07
Saint Petersburg                 6                 0              6         06/01/07
Charleroi                        0                 0              0
Miami                            6                 0              6         06/01/07
Berkeley                         0                 0              0
Aloha                            0                 0              0
Oviedo                           6                 0              6         06/01/07
Kissimmee                        0                 0              0
Hazlehurst                       6                 0              6         07/01/07
Knoxville                        0                 0              0
San Diego                        0                 0              0
Salinas                          6                 0              6         07/01/07
Camden                           6                 0              6         06/01/07
Little Rock                      6                 0              6         07/01/07
Montgomery                       0                 0              0
Murfreesboro                     0                 0              0
La Chute                         6                 0              6         07/01/07
Beaumont                         6                 0              6         07/01/07
Fort Payne                       0                 0              0
East McKeesport                  6                 0              6         06/01/07
Lees Summit                      0                 0              0
Joy                              0                 0              0
South Bend                       6                 0              6         06/01/07
Jamaica                          6                 0              6         06/01/07
Brookwood                        0                 0              0
Bradenton                        6                 0              6         07/01/07
Munroe Falls                     6                 0              6         07/01/07
Kearns                           0                 0              0
Pitcairn                         0                 0              0
Adams                            0                 0              0
San Diego                        0                 0              0
Orient                           0                 0              0
Escondido                        0                 0              0
Peru                             6                 0              6         07/01/07
Cabot                            6                 0              6         06/01/07
Sayville                         6                 0              6         06/01/07
Hewitt                           6                 0              6         06/01/07
Miami                            6                 0              6         06/01/07
Poland                           6                 0              6         07/01/07
Bywood                           6                 0              6         06/01/07
Jackson                          0                 0              0
Albia                            0                 0              0
Marion                           6                 0              6         06/01/07
Humboldt                         6                 0              6         06/01/07
Monroe                           6                 0              6         06/01/07
Atlanta                          0                 0              0
Neosho                           6                 0              6         06/01/07
Memphis                          0                 0              0
Marenisco                        6                 0              6         07/01/07
Gallatin                         0                 0              0
Bakersfield                      6                 0              6         06/01/07
Whitman                          6                 0              6         06/01/07
Webb City                        6                 0              6         06/01/07
Topeka                           6                 0              6         06/01/07
Ocean City                       6                 0              6         06/01/07
Clearwater                       6                 0              6         06/01/07
Willeys                          6                 0              6         06/01/07
Lemon Grove                      6                 0              6         06/01/07
Bloomington                      6                 0              6         07/01/07
Santa Maria                      6                 0              6         07/01/07
Cincinnati                       6                 0              6         07/01/07
Hilton                           6                 0              6         07/01/07
Neosho                           0                 0              0
Clarksville                      0                 0              0
Houston                          6                 0              6         07/01/07
Jacksonville                     6                 0              6         06/01/07
Gladwin                          0                 0              0
Whitman                          0                 0              0
Lewisburg                        6                 0              6         06/01/07
Joppa                            6                 0              6         07/01/07
Pocomoke                         6                 0              6         06/01/07
Philadelphia                     6                 0              6         06/01/07
Everman                          0                 0              0
Snow Hill                        6                 0              6         06/01/07
Ironton                          6                 0              6         07/01/07
Rutland                          6                 0              6         07/01/07
Charlotte                        0                 0              0
Easton                           6                 0              6         06/01/07
Baugh                            6                 0              6         06/01/07
Baugh                            6                 0              6         06/01/07
Temecula                         0                 0              0
Massillon                        6                 0              6         06/01/07
Palm Bay                         6                 0              6         07/01/07
Bacone                           6                 0              6         06/01/08
Henderson                        0                 0              0
Bratenahl                        6                 0              6         06/01/07
Trenton                          6                 0              6         07/01/07
Lawton                           0                 0              0
Saint Helen                      6                 0              6         06/01/07
Bakersfield                      6                 0              6         06/01/07
Charlotte                        6                 0              6         07/01/07
REDDING                          6                 0              6         08/01/07
Weehawken                        0                 0              0
Abita Springs                    6                 0              6         06/01/07
Crawfordsville                   6                 0              6         06/01/07
Reynoldsburg                     6                 0              6         07/01/07
Monroe                           6                 0              6         07/01/07
Incline Village                  6                 0              6         06/01/07
Reynoldsburg                     0                 0              0
North East                       0                 0              0
Mesa                             6                 0              6         07/01/07
Saint Louis                      6                 0              6         06/01/07
Cape Coral                       0                 0              0
Pittsfield                       0                 0              0
Elwood                           0                 0              0
Basin                            6                 0              6         06/01/07
Momence                          6                 0              6         07/01/07
Millersville                     6                 0              6         06/01/07
San Leandro                      6                 0              6         06/01/07
San Leandro                      0                 0              0
Strawberry Plains                0                 0              0
Flanders                         0                 0              0
Jacksonville                     6                 0              6         06/01/07
Bronx                            6                 0              6         06/01/07
Cucamonga                        6                 0              6         06/01/07
Gary                             6                 0              6         07/01/07
Newburgh                         6                 0              6         06/01/07
Detroit                          6                 0              6         07/01/07
Lawrenceburg                     6                 0              6         07/01/07
Youngstown                       0                 0              0
Milford                          0                 0              0
Lawrence                         6                 0              6         07/01/07
Tampa                            6                 0              6         07/01/07
Wichita                          6                 0              6         06/01/07
Warren                           6                 0              6         07/01/07
Longwood                         6                 0              6         07/01/07
Croydon                          6                 0              6         07/01/07
Vallejo                          6                 0              6         06/01/07
Gretna                           6                 0              6         06/01/07
Chicago                          0                 0              0
Eastend                          6                 0              6         06/01/07
Franklinville                    6                 0              6         07/01/07
Indianapolis                     6                 0              6         06/01/07
Benton Harbor                    6                 0              6         06/01/07
Colburn                          6                 0              6         07/01/07
Naples                           6                 0              6         07/01/07
Dover                            0                 0              0
Powell                           6                 0              6         07/01/07
Raytown                          6                 0              6         06/01/07
Bayside                          6                 0              6         06/01/07
Tampa                            6                 0              6         06/01/07
Alexander City                   0                 0              0
Sango                            6                 0              6         06/01/07
Abita Springs                    0                 0              0
Ocala                            6                 0              6         07/01/07
Baton Rouge                      6                 0              6         06/01/07
Birmingham                       6                 0              6         06/01/07
Coshocton                        6                 0              6         06/01/07
Kalkaska                         6                 0              6         06/01/07
Moreno                           0                 0              0
Lemay                            6                 0              6         06/01/07
Portland                         6                 0              6         07/01/07
Dellwood                         6                 0              6         07/01/07
Macomb                           6                 0              6         06/01/07
Philadelphia                     6                 0              6         07/01/07
Kenner                           6                 0              6         06/01/07
Owasso                           0                 0              0
Mira Loma                        0                 0              0
Coshocton                        0                 0              0
Kenner                           6                 0              6         06/01/07
Tulsa                            6                 0              6         07/01/07
Clarksville                      0                 0              0
Dixie                            6                 0              6         06/01/07
Fairborn                         6                 0              6         06/01/07
Miami                            6                 0              6         06/01/07
Tacoma                           0                 0              0
Elizabeth                        0                 0              0
Barren                           6                 0              6         07/01/07
Barry Lakes                      0                 0              0
Springfield                      6                 0              6         06/01/07
Cucamonga                        0                 0              0
Broken Arrow                     6                 0              6         07/01/07
Newark                           6                 0              6         06/01/07
Saegertown                       6                 0              6         06/01/07
Brooklyn                         6                 0              6         06/01/07
Brooklyn                         0                 0              0
Amelia City                      6                 0              6         07/01/07
Alpharetta                       6                 0              6         06/01/07
Lewiston                         0                 0              0
Chattanooga                      6                 0              6         06/01/07
Dayton                           6                 0              6         06/01/07
Flushing                         6                 0              6         06/01/07
Richmond                         6                 0              6         06/01/07
Tampa                            6                 0              6         04/01/07
Nora                             6                 0              6         06/01/07
Alameda                          0                 0              0
Birmingham                       0                 0              0
La Tijera                        6                 0              6         07/01/07
Daytona Beach                    6                 0              6         06/01/07
Poughkeepsie                     6                 0              6         06/01/07
West Jordan                      6                 0              6         06/01/07
Fontana                          6                 0              6         07/01/07
Kansas City                      0                 0              0
Cimarron                         6                 0              6         06/01/07
Saginaw                          6                 0              6         06/01/07
Dunbar                           6                 0              6         06/01/07
Philadelphia                     6                 0              6         06/01/07
Memphis                          6                 0              6         06/01/07
Seymour                          0                 0              0
Middletown                       6                 0              6         07/01/07
Caro                             6                 0              6         07/01/07
Charlotte                        6                 0              6         06/01/07
Gracey                           6                 0              6         06/01/07
Chville                          6                 0              6         07/01/07
Avondale                         0                 0              0
Cleveland                        6                 0              6         06/01/07
Miami                            6                 0              6         06/01/07
West Jordan                      0                 0              0
Barr                             6                 0              6         06/01/10
Powderly                         0                 0              0
Detroit                          6                 0              6         06/01/07
Norco                            6                 0              6         07/01/07
Dayton                           0                 0              0
Obetz                            6                 0              6         06/01/07
Wheeler                          6                 0              6         06/01/07
Rising Fawn                      0                 0              0
Bellfntn                         6                 0              6         07/01/07
Roselle Park                     6                 0              6         06/01/07
Memphis                          0                 0              0
Yaphank                          0                 0              0
Canton                           6                 0              6         07/01/07
Tahlequah                        0                 0              0
Gorham                           6                 0              6         07/01/07
Metairie                         6                 0              6         07/01/07
Memphis                          6                 0              6         07/01/07
Willeys                          0                 0              0
Arkoma                           6                 0              6         07/01/07
Clearwater                       6                 0              6         07/01/07
Fishkill                         0                 0              0
Bellaire                         6                 0              6         06/01/07
New Smyrna Beach                 6                 0              6         07/01/07
Moss Point                       6                 0              6         06/01/07
Hanford                          6                 0              6         07/01/07
Lohrville                        6                 0              6         07/01/07
Somerville                       0                 0              0
Thornville                       6                 0              6         06/01/07
Concord                          6                 0              6         06/01/07
Savannah                         6                 0              6         07/01/07
Aliq                             6                 0              6         07/01/07
Cincinnati                       6                 0              6         07/01/07
Cleveland                        6                 0              6         06/01/07
Docena                           6                 0              6         07/01/08
Tulsa                            0                 0              0
MULDROW                          6                 0              6         10/01/07
Ormond Beach                     6                 0              6         06/01/07
Jackson                          6                 0              6         06/01/07
Jackson                          6                 0              6         06/01/07
Compton                          6                 0              6         07/01/07
Compton                          0                 0              0
Pine Bush                        0                 0              0
Marion                           6                 0              6         06/01/07
Ldhl                             6                 0              6         07/01/07
Topeka                           0                 0              0
Detroit                          6                 0              6         06/01/07
Yonkers                          0                 0              0
Pomona                           0                 0              0
Orlando                          6                 0              6         06/01/07
Shreveport                       6                 0              6         06/01/07
Galesburg                        6                 0              6         06/01/07
Wyoming                          6                 0              6         06/01/07
Concord                          6                 0              6         07/01/07
Dresser                          6                 0              6         06/01/07
Dillon                           0                 0              0
Philadelphia                     6                 0              6         07/01/07
Manorville                       0                 0              0
Hayward                          6                 0              6         07/01/07
West End                         6                 0              6         06/01/07
WARREN                           6                 0              6         11/01/07
Roswell                          6                 0              6         06/01/07
Dayton                           6                 0              6         07/01/07
Tulsa                            6                 0              6         07/01/07
Carson City                      6                 0              6         07/01/07
Davie                            6                 0              6         07/01/07
Orlando                          6                 0              6         06/01/07
Monroe                           6                 0              6         07/01/07
Brooklyn                         0                 0              0
Easton                           0                 0              0
Finger                           0                 0              0
Grand Blanc                      6                 0              6         06/01/07
Milford                          6                 0              6         06/01/07
Akron                            6                 0              6         06/01/07
Saint Louis                      6                 0              6         07/01/07
Stafford                         6                 0              6         06/01/07
Washington                       0                 0              0
Villa Grove                      0                 0              0
Sault Sainte Marie               6                 0              6         06/01/07
Elwood                           6                 0              6         07/01/07
Ocala                            6                 0              6         06/01/07
Bronx                            0                 0              0
Hamilton                         0                 0              0
Riverview                        6                 0              6         06/01/07
Wichita                          6                 0              6         07/01/07
Mattawan                         6                 0              6         06/01/07
Stafford                         0                 0              0
Dunn                             6                 0              6         06/01/07
Alta Loma                        6                 0              6         06/01/08
Alta Loma                        0                 0              0
Mexico                           0                 0              0
Mesquite                         0                 0              0
Glenville                        6                 0              6         06/01/07
Phoenix                          6                 0              6         06/01/07
Hayward                          6                 0              6         06/01/07
Clarksburg                       0                 0              0
Jackson                          6                 0              6         07/01/07
Venice                           6                 0              6         06/01/07
Colonial Heights                 6                 0              6         06/01/07
Camden                           0                 0              0
Spencer                          6                 0              6         07/01/07
Wellston                         6                 0              6         06/01/07
Hayward                          0                 0              0
Roanoke                          6                 0              6         06/01/07
Heer Park                        0                 0              0
Harrison                         6                 0              6         06/01/07
Pryor                            6                 0              6         07/01/07
Dallas                           0                 0              0
Mesquite                         0                 0              0
Mesquite                         0                 0              0
Parkview                         6                 0              6         06/01/07
Slaton                           6                 0              6         07/01/07
Bassett                          6                 0              6         07/01/07
Eglon                            6                 0              6         07/01/07
Bel Nor                          6                 0              6         07/01/07
Cabot                            0                 0              0
Toledo                           6                 0              6         07/01/07
Rock Island                      6                 0              6         06/01/07
Beaufort                         6                 0              6         06/01/07
Charlotte                        0                 0              0
Massapequa                       0                 0              0
Bardwell                         6                 0              6         06/01/07
Staten Island                    6                 0              6         07/01/07
Vallejo                          6                 0              6         05/01/07
Arleta                           6                 0              6         05/01/07
Tulsa                            6                 0              6         07/01/07
Columbia                         6                 0              6         06/01/07
Lancaster                        6                 0              6         06/01/07
Memphis                          0                 0              0
Evansville                       6                 0              6         06/01/07
Passyunk                         6                 0              6         07/01/07
Brookville                       6                 0              6         06/01/07
Akron                            6                 0              6         06/01/07
Payne                            6                 0              6         07/01/07
                                 0                 0              0
Arlington                        0                 0              0
Seattle                          6                 0              6         07/01/07
Mounds                           6                 0              6         07/01/08
Walden                           6                 0              6         06/01/07
Allentown                        6                 0              6         06/01/07
Ocala                            0                 0              0
Philadelphia                     6                 0              6         07/01/07
Philadelphia                     6                 0              6         06/01/07
Riverdale                        6                 0              6         06/01/07
McRae                            0                 0              0
Rockford                         6                 0              6         06/01/07
Transfer                         6                 0              6         06/01/07
Newark                           6                 0              6         07/01/07
Denver                           6                 0              6         06/01/07
Rockford                         0                 0              0
Hardwick                         0                 0              0
Sun City                         6                 0              6         06/01/07
Sacramento                       6                 0              6         06/01/07
Bywood                           6                 0              6         06/01/07
Toledo                           6                 0              6         06/01/07
Calumet City                     6                 0              6         07/01/07
Elwood                           6                 0              6         07/01/07
Lorane                           6                 0              6         07/01/07
Rexmont                          6                 0              6         06/01/07
East Tawas                       6                 0              6         06/01/07
Holly Hill                       0                 0              0
West Columbia                    6                 0              6         06/01/07
Elbert                           6                 0              6         07/01/07
Brookville                       0                 0              0
Dallas                           6                 0              6         06/01/07
Brooklyn                         0                 0              0
Old Hickory                      6                 0              6         06/01/07
Bergenfield                      6                 0              6         06/01/07
Hammond                          6                 0              6         07/01/07
Sacramento                       0                 0              0
Middletown                       6                 0              6         07/01/07
Tucson                           6                 0              6         06/01/07
Greenacres                       6                 0              6         06/01/07
Miami                            6                 0              6         06/01/07
Boston                           6                 0              6         06/01/07
Colerain                         6                 0              6         06/01/07
Murray City                      6                 0              6         06/01/07
Jamaica                          6                 0              6         07/01/07
Tulsa                            0                 0              0
Sharon                           6                 0              6         07/01/07
Tucson                           0                 0              0
Crestview                        6                 0              6         06/01/07
Aurora                           6                 0              6         07/01/07
Chapel Hill                      6                 0              6         06/01/07
Kissimmee                        0                 0              0
Reno                             6                 0              6         07/01/07
Fontana                          6                 0              6         06/01/08
Lemont                           6                 0              6         07/01/07
Weare                            0                 0              0
Newburgh                         0                 0              0
Granville                        6                 0              6         06/01/07
Monument                         6                 0              6         06/01/07
Evesham                          6                 0              6         06/01/07
Westgate                         0                 0              0
Rockford                         6                 0              6         07/01/07
Youngstown                       6                 0              6         06/01/07
Burlington                       6                 0              6         06/01/07
Detroit                          6                 0              6         07/01/07
Calcutta                         6                 0              6         07/01/07
Knauers                          6                 0              6         06/01/07
Rocky Point                      0                 0              0
Cloquet                          6                 0              6         07/01/07
Fort Myers                       6                 0              6         07/01/07
Limington                        6                 0              6         06/01/07
Grottoes                         6                 0              6         07/01/07
Lakemore                         6                 0              6         06/01/07
Avery                            6                 0              6         07/01/07
Peabody                          6                 0              6         06/01/07
Jamestown                        0                 0              0
Harrison                         0                 0              0
Gretna                           0                 0              0
Ellenwood                        6                 0              6         06/01/07
Midland                          6                 0              6         07/01/07
Auburndale                       6                 0              6         06/01/07
Oaklandon                        0                 0              0
Obetz                            6                 0              6         07/01/07
Galaxy                           6                 0              6         07/01/07
Wonder Lake                      6                 0              6         07/01/07
Caro                             6                 0              6         07/01/07
Staten Island                    6                 0              6         07/01/07
Akron                            6                 0              6         06/01/07
Westland                         0                 0              0
Milford                          6                 0              6         07/01/07
Marysville                       0                 0              0
Philadelphia                     6                 0              6         06/01/07
Tampa                            6                 0              6         07/01/07
Sun City                         6                 0              6         07/01/07
San Diego                        0                 0              0
Arleta                           6                 0              6         07/01/07
Black Jack                       6                 0              6         07/01/07
Elyria                           6                 0              6         07/01/07
Fairborn                         0                 0              0
Key West                         6                 0              6         06/01/07
Saydel                           6                 0              6         07/01/07
Tonawanda                        6                 0              6         06/01/07
Southpoint                       6                 0              6         06/01/07
Kissimmee                        6                 0              6         06/01/07
Naranja                          6                 0              6         07/01/07
Phoenix                          0                 0              0
Pittsburgh                       6                 0              6         07/01/07
Montz                            0                 0              0
Progress                         6                 0              6         07/01/07
Salem                            6                 0              6         07/01/07
Wharton                          6                 0              6         06/01/07
Sullivan                         6                 0              6         06/01/07
Saginaw                          6                 0              6         06/01/07
Waco                             6                 0              6         06/01/07
Waco                             6                 0              6         07/01/07
Bend                             6                 0              6         07/01/07
Lakewood                         6                 0              6         07/01/07
Miami                            0                 0              0
Damascus                         6                 0              6         07/01/07
Steuben                          0                 0              0
Buffalo                          0                 0              0
Monument                         0                 0              0
Mars Hill                        6                 0              6         07/01/07
Virginia Beach                   6                 0              6         06/01/07
Englewood                        6                 0              6         07/01/07
Monessen                         6                 0              6         07/01/07
Hawley                           6                 0              6         07/01/07
Chapel Hill                      0                 0              0
Ironwood                         6                 0              6         07/01/07
Fontana                          0                 0              0
New Orleans                      6                 0              6         07/01/08
Marne                            6                 0              6         06/01/07
Conroe                           6                 0              6         06/01/07
Middletown                       6                 0              6         07/01/10
CAMPBELL                         6                 0              6         10/01/07
Baldy Mesa                       6                 0              6         07/01/07
Baldy Mesa                       0                 0              0
Ocala                            0                 0              0
Sharon Hill                      0                 0              0
Forks                            6                 0              6         05/01/07
Albion                           6                 0              6         05/01/07
Conover                          6                 0              6         07/01/07
Conroe                           0                 0              0
Newark                           6                 0              6         07/01/07
Pomona                           0                 0              0
Erie                             6                 0              6         07/01/07
Stilwell                         6                 0              6         07/01/07
Lawrence                         6                 0              6         06/01/07
Los Angeles                      6                 0              6         07/01/07
Marne                            0                 0              0
Mattawan                         0                 0              0
Sullivan                         0                 0              0
Black Jack                       0                 0              0
Pulaski                          6                 0              6         06/01/07
Aurora                           0                 0              0
Brockton                         6                 0              6         06/01/07
Hendersonville                   0                 0              0
Poland                           6                 0              6         06/01/07
Avondale                         0                 0              0
West Palm Beach                  6                 0              6         06/01/07
Phoenix                          6                 0              6         07/01/07
Detroit                          6                 0              6         06/01/07
Deltona                          6                 0              6         07/01/07
Akron                            0                 0              0
Waynesboro                       6                 0              6         06/01/07
Goodyear                         6                 0              6         06/01/07
Berkeley                         0                 0              0
Cathedral City                   6                 0              6         07/01/07
Naples                           6                 0              6         07/01/07
Cave Creek                       6                 0              6         07/01/07
Fort Pierce                      6                 0              6         07/01/07
Riviera Beach                    0                 0              0
Medina                           6                 0              6         07/01/07
Washington Park                  6                 0              6         07/01/07
Brooksville                      0                 0              0
Poland                           0                 0              0
Tuckerton                        6                 0              6         06/01/07
Keyport                          0                 0              0
Dallas                           6                 0              6         07/01/07
Sabraton                         6                 0              6         06/01/07
Denver                           6                 0              6         06/01/07
Baton Rouge                      0                 0              0
Wantagh                          0                 0              0
Monrovia                         6                 0              6         06/01/07
Los Angeles                      0                 0              0
Lancaster                        6                 0              6         07/01/07
Savannah                         6                 0              6         06/01/08
Dunn                             0                 0              0
Mill Creek                       6                 0              6         07/01/07
Tampa                            0                 0              0
Streetsboro                      0                 0              0
Newark                           0                 0              0
Miami                            0                 0              0
Farrell                          6                 0              6         06/01/07
Liberty                          6                 0              6         06/01/07
Leroy                            6                 0              6         07/01/07
Goodyear                         0                 0              0
Sun City                         0                 0              0
Fort Pierce                      6                 0              6         06/01/07
Bakersfield                      6                 0              6         07/01/07
Dix Hills                        6                 0              6         07/01/07
Fairborn                         6                 0              6         07/01/07
Grand Rapids                     6                 0              6         06/01/07
Hampstead                        6                 0              6         07/01/07
Virden                           6                 0              6         06/01/07
Hendersonville                   0                 0              0
Wilson                           6                 0              6         06/01/07
Otto                             6                 0              6         06/01/07
Salem                            6                 0              6         06/01/07
ROCKY COMFORT                    6                 0              6         09/01/07
San Diego                        6                 0              6         07/01/07
Cleveland                        6                 0              6         06/01/07
Wernersville                     6                 0              6         06/01/07
Taft                             0                 0              0
Seattle                          0                 0              0
Roscoe                           6                 0              6         06/01/07
Livermore                        6                 0              6         07/01/07
Bay Point                        0                 0              0
Brooksville                      6                 0              6         07/01/07
Livermore                        0                 0              0
Mansfield                        6                 0              6         06/01/07
Ryland                           6                 0              6         06/01/07
Jackson                          6                 0              6         07/01/07
Commack                          0                 0              0
Apple Valley                     6                 0              6         06/01/07
Wilmington                       6                 0              6         07/01/07
Waukesha                         6                 0              6         07/01/07
Meriden                          0                 0              0
San Diego                        0                 0              0
Riviera Beach                    6                 0              6         06/01/07
Miami                            0                 0              0
Wheatfield                       6                 0              6         07/01/07
Greene                           6                 0              6         07/01/07
                                 6                 0              6         07/01/07
Apple Valley                     0                 0              0
Fort Pierce                      0                 0              0
Otto                             0                 0              0
Long Beach                       0                 0              0
Long Beach                       0                 0              0
Lodi                             6                 0              6         07/01/07
Lodi                             0                 0              0
Plainfield                       6                 0              6         07/01/07
Amityville                       6                 0              6         07/01/07
Trenton                          6                 0              6         07/01/07
Amityville                       6                 0              6         07/01/07
Virginia Beach                   0                 0              0
Rochester                        6                 0              6         07/01/07
Murdock                          6                 0              6         06/01/07
Boardman                         6                 0              6         07/01/07
Cave Creek                       6                 0              6         07/01/07
Watts                            6                 0              6         06/01/07
Lynchburg                        0                 0              0
Oakridge                         0                 0              0
Hayward                          0                 0              0
Las Vegas                        6                 0              6         06/01/07
Canton                           0                 0              0
Seattle                          6                 0              6         07/01/07
Branch #1                        6                 0              6         07/01/07
Kearns                           0                 0              0
San Diego                        0                 0              0
Orange                           6                 0              6         07/01/07
Vandalia                         0                 0              0
Kansas City                      6                 0              6         07/01/07
Mansfield                        0                 0              0
Wilson                           0                 0              0
Knoxville                        6                 0              6         06/01/07
Sandersdale                      6                 0              6         07/01/07
Walnut Park                      6                 0              6         07/01/07
Monroe                           0                 0              0
Columbus                         6                 0              6         06/01/07
Basin                            6                 0              6         07/01/07
Tarpon Springs                   6                 0              6         06/01/07
West Adams                       6                 0              6         06/01/07
West Adams                       0                 0              0
Houston                          6                 0              6         07/01/07
Leroy                            0                 0              0
Chesapeake                       6                 0              6         07/01/07
Karns                            6                 0              6         06/01/07
Waynesfield                      6                 0              6         07/01/07
Oak Point                        0                 0              0
Mesa                             6                 0              6         07/01/07
Sherwood                         0                 0              0
Watts                            0                 0              0
Seal Beach                       6                 0              6         07/01/07
Elbert                           0                 0              0
CENTRAL ISLIP                    6                 0              6         08/01/07
Parkland                         6                 0              6         07/01/07
Clover                           6                 0              6         06/01/07
Salem                            0                 0              0
Buffalo                          0                 0              0
Grand Rapids                     0                 0              0
Miami                            0                 0              0
Lancaster                        0                 0              0
                                 0                 0              0
Cozy Lake                        6                 0              6         06/01/07
Chicago Ridge                    6                 0              6         07/01/07
Commerce                         6                 0              6         07/01/07
DOUGLAS                          6                 0              6         08/01/07
Oxnard                           6                 0              6         06/01/07
Asheville                        6                 0              6         07/01/07
Karns                            0                 0              0
Stanwood                         6                 0              6         07/01/07
Miami                            6                 0              6         07/01/07
Lubbock                          6                 0              6         07/01/08
Auburn                           6                 0              6         07/01/07
Unity                            6                 0              6         07/01/07
Newtown                          6                 0              6         07/01/07
Crystal River                    6                 0              6         07/01/07
Bakersfield                      0                 0              0
Denver                           6                 0              6         07/01/07
Cozy Lake                        0                 0              0
Chicago                          6                 0              6         07/01/07
Naranja                          6                 0              6         07/01/07
Wilmington                       0                 0              0
Stuart                           6                 0              6         07/01/07
Vernon                           6                 0              6         07/01/07
Orlando                          6                 0              6         07/01/07
Mars Hill                        0                 0              0
Lomita                           6                 0              6         07/01/07
Albany                           0                 0              0
Milton                           6                 0              6         07/01/07
Hermiston                        6                 0              6         07/01/07
South Gate                       0                 0              0
Lancaster                        6                 0              6         07/01/07
Kearns                           6                 0              6         07/01/07
Temecula                         6                 0              6         07/01/07
San Antonio                      6                 0              6         07/01/08
Rochester                        6                 0              6         08/01/07
Grottoes                         0                 0              0
West Palm Beach                  0                 0              0
Springfield                      6                 0              6         07/01/07
Hazelwood                        0                 0              0
Orlando                          6                 0              6         07/01/07
Clover                           0                 0              0
Westmorland                      6                 0              6         07/01/07
Riverview                        6                 0              6         07/01/07
Drew                             6                 0              6         07/01/07
Parkdale                         6                 0              6         07/01/07
Cleveland                        6                 0              6         06/01/08
Mansfield                        6                 0              6         07/01/07
Baltimore                        6                 0              6         07/01/07
Muhlenberg                       0                 0              0
Troy                             6                 0              6         07/01/07
Detroit                          6                 0              6         07/01/07
Douglas                          6                 0              6         07/01/07
Greenbush                        6                 0              6         06/01/07
East Islip                       0                 0              0
Cleveland                        0                 0              0
Cheyenne                         6                 0              6         07/01/07
Wharton                          0                 0              0
Englewood                        0                 0              0
Norco                            0                 0              0
Norwalk                          6                 0              6         07/01/07
Lomita                           0                 0              0
Grayson                          6                 0              6         07/01/07
Atchison                         6                 0              6         07/01/07
Concord                          6                 0              6         07/01/07
Lauderhill                       6                 0              6         07/01/07
Miner                            6                 0              6         07/01/07
Hoschton                         6                 0              6         07/01/07
Asheville                        0                 0              0
Elmira                           0                 0              0
Central Islip                    0                 0              0
Staten Island                    0                 0              0
Brooklyn                         0                 0              0
Albuquerque                      6                 0              6         07/01/07
Carmel                           6                 0              6         07/01/07
Defiance                         6                 0              6         07/01/07
Hermiston                        0                 0              0
Mount Pleasant                   6                 0              6         07/01/07
Farmingdale                      6                 0              6         07/01/07
Gilmore                          6                 0              6         07/01/07
Arnold                           6                 0              6         07/01/07
Albuquerque                      0                 0              0
Forest Park                      6                 0              6         07/01/07
Asheville                        0                 0              0
Reva                             6                 0              6         07/01/07
Houston                          0                 0              0
Amityville                       6                 0              6         07/01/07
Grayson                          0                 0              0
Palo Alto                        6                 0              6         07/01/07
Concord                          0                 0              0
Astoria                          0                 0              0
Detroit                          6                 0              6         07/01/07
Kansas City                      6                 0              6         06/01/07
Rochester                        0                 0              0
SEARCY                           6                 0              6         10/01/08
LAKE CHARLES                     6                 0              6         08/01/07
North Highlands                  0                 0              0
Gilmore                          0                 0              0
San Antonio                      0                 0              0
Rochester                        0                 0              0
Hicksville                       0                 0              0
Chicago                          6                 0              6         07/01/07
New Athens                       6                 0              6         07/01/07
Macedonia                        6                 0              6         07/01/07
Mount Vernon                     6                 0              6         07/01/07
Denver                           6                 0              6         07/01/07
Standale                         6                 0              6         07/01/07
Brunswick                        6                 0              6         06/01/07
Brunswick                        0                 0              0
Chicago                          6                 0              6         07/01/07
Black Forest                     6                 0              6         07/01/07
Miami                            6                 0              6         07/01/07
Walnut Park                      0                 0              0
Caruth                           6                 0              6         07/01/07
Allen                            6                 0              6         07/01/07
Lake Elsinore                    6                 0              6         07/01/07
Black Forest                     0                 0              0
Houston                          0                 0              0
Oak Lane                         6                 0              6         07/01/07
Cleveland                        6                 0              6         07/01/07
Clintonville                     0                 0              0
Powell                           0                 0              0
Hiller                           6                 0              6         07/01/07
Wichita                          6                 0              6         07/01/07
Orlando                          6                 0              6         07/01/07
Ronkonkoma                       0                 0              0
Kalamazoo                        6                 0              6         07/01/07
Slidell                          6                 0              6         07/01/07
Hi Vista                         6                 0              6         07/01/07
Appleton                         6                 0              6         07/01/07
Newark                           0                 0              0
Toledo                           0                 0              0
Aurora                           6                 0              6         07/01/07
Joplin                           6                 0              6         07/01/07
National City                    6                 0              6         07/01/07
Cleveland                        6                 0              6         07/01/07
Manawa                           0                 0              0
Alexandria                       6                 0              6         07/01/07
Riverview                        6                 0              6         07/01/07
Branch #1                        0                 0              0
Compton                          6                 0              6         07/01/07
Eagle Point                      6                 0              6         07/01/07
Saint Joseph                     6                 0              6         07/01/07
Harristown                       6                 0              6         07/01/07
Port Ewen                        6                 0              6         07/01/07
Piqua                            6                 0              6         07/01/07
Reno                             0                 0              0
PULTENEY                         0                 0              0
Parkland                         0                 0              0
Jacksonville                     6                 0              6         07/01/07
Canton                           6                 0              6         07/01/07
Suffolk                          6                 0              6         07/01/07
Pittsburgh                       0                 0              0
Canton                           0                 0              0
Macomb                           6                 0              6         07/01/07
Fort Pierce                      6                 0              6         07/01/07
Cleveland                        0                 0              0
Bay City                         6                 0              6         07/01/07
Dover                            0                 0              0
Dix Hills                        0                 0              0
Denton                           0                 0              0
Miami                            0                 0              0
Colorado Springs                 6                 0              6         07/01/07
Colorado Springs                 0                 0              0
Basin                            0                 0              0
Moncla                           6                 0              6         07/01/07
Venice                           6                 0              6         07/01/07
Fairfield                        6                 0              6         07/01/07
Chicago                          6                 0              6         07/01/07
Rush                             6                 0              6         07/01/07
Virginia Beach                   6                 0              6         07/01/07
Brooklyn                         0                 0              0
Suffolk                          0                 0              0
Santa Rosa                       6                 0              6         07/01/07
Dallas                           6                 0              6         07/01/07
Chandler                         6                 0              6         07/01/07
Colton                           0                 0              0
Ocoee                            6                 0              6         07/01/07
FLOSSMOOR                        6                 0              6         08/01/07
Shirley                          6                 0              6         07/01/07
Cleveland                        6                 0              6         07/01/07
Bobo                             6                 0              6         07/01/07
Detroit                          6                 0              6         07/01/07
Lumberton                        6                 0              6         07/01/07
Poughquag                        0                 0              0
Waldorf                          6                 0              6         07/01/07
Jamaica                          6                 0              6         07/01/07
Columbia                         6                 0              6         07/01/07
Tull                             6                 0              6         07/01/07
Bexley                           0                 0              0
Freeport                         6                 0              6         07/01/07
Bay City                         6                 0              6         07/01/07
Wantagh                          0                 0              0
Meads                            6                 0              6         07/01/07
Toledo                           6                 0              6         07/01/07
Aurora                           0                 0              0
Carson                           0                 0              0
Hudson                           6                 0              6         07/01/07
Saegertown                       0                 0              0
Orlando                          6                 0              6         07/01/07
Batavia                          6                 0              6         07/01/07
Hi Vista                         0                 0              0
Marietta                         6                 0              6         07/01/07
Ink                              6                 0              6         07/01/07
Stuart                           0                 0              0
LINCOLNTON                       6                 0              6         08/01/07
Jackson                          6                 0              6         07/01/07
Greenville                       6                 0              6         07/01/07
Toledo                           0                 0              0
Columbia                         0                 0              0
Charlotte                        0                 0              0
Houston                          0                 0              0
Burlington                       6                 0              6         07/01/07
Oakville                         6                 0              6         07/01/07
Bexley                           0                 0              0
Wilmington                       0                 0              0
Kansas City                      6                 0              6         07/01/07
Warren                           6                 0              6         07/01/07
Pennington                       6                 0              6         07/01/07
Palm Harbor                      6                 0              6         07/01/07
Columbia                         0                 0              0
Cleveland                        6                 0              6         07/01/07
Moreno                           6                 0              6         06/01/08
El Toro                          6                 0              6         06/01/08
El Toro                          0                 0              0
Moreno Valley                    6                 0              6         06/01/08
Leucadia                         6                 0              6         06/01/10
Sylvania                         6                 0              6         07/01/07
Concord                          0                 0              0
Jackson                          6                 0              6         07/01/07
Houston                          0                 0              0
Naples                           6                 0              6         07/01/07
Riverview                        6                 0              6         07/01/07
Canton                           6                 0              6         07/01/07
Keller                           6                 0              6         07/01/07
Washington                       0                 0              0
Sylvania                         0                 0              0
Detroit                          6                 0              6         07/01/07
Wonder Lake                      0                 0              0
La Tijera                        6                 0              6         07/01/07
Jackson                          6                 0              6         07/01/07
Riverview                        0                 0              0
Fort Edward                      6                 0              6         07/01/07
Marion                           0                 0              0
Jamaica                          6                 0              6         07/01/07
Youngstown                       6                 0              6         07/01/07
Harrisonville                    6                 0              6         07/01/07
Hanford                          0                 0              0
Boise                            6                 0              6         07/01/07
Fairway                          6                 0              6         07/01/07
Phoenix                          6                 0              6         07/01/07
National City                    0                 0              0
Chandler                         0                 0              0
Akron                            6                 0              6         07/01/07
Aberdeen                         6                 0              6         07/01/07
Harrisonville                    0                 0              0
Lakeland                         6                 0              6         07/01/07
Detroit                          6                 0              6         07/01/07
Wilmington                       6                 0              6         07/01/07
Dellwood                         6                 0              6         07/01/07
Gibsonia                         6                 0              6         07/01/07
Sedona                           6                 0              6         07/01/07
Murrieta                         0                 0              0
Cleveland                        0                 0              0
Cheshire                         6                 0              6         07/01/07
Dalton                           0                 0              0
Albuquerque                      6                 0              6         07/01/07
NEW ORLEANS                      6                 0              6         08/01/07
Pekin                            6                 0              6         07/01/07
Fairfield                        0                 0              0
Palm Harbor                      0                 0              0
Orlando                          6                 0              6         07/01/07
Greenwell Springs                6                 0              6         07/01/07
Forest Park                      0                 0              0
Yucca Valley                     6                 0              6         07/01/07
Mount Vernon                     6                 0              6         07/01/07
Somerton                         6                 0              6         07/01/07
ENTERPRISE                       6                 0              6         09/01/07
Phoenix                          6                 0              6         07/01/07
Augusta                          6                 0              6         07/01/07
Cave Creek                       0                 0              0
Dallas                           0                 0              0
Temecula                         0                 0              0
Norbeck                          0                 0              0
Menasha                          6                 0              6         07/01/07
Goodrich                         6                 0              6         07/01/07
Leland                           6                 0              6         07/01/07
Pittsburgh                       6                 0              6         07/01/07
Franklinville                    0                 0              0
Lafayette                        0                 0              0
Mandeville                       6                 0              6         07/01/07
Plyler                           0                 0              0
East Haddam                      0                 0              0
Asheville                        6                 0              6         07/01/07
Calhoun                          6                 0              6         07/01/07
Baxter                           6                 0              6         07/01/07
Walker                           6                 0              6         07/01/07
San Jose                         6                 0              6         07/01/07
New Smyrna Beach                 0                 0              0
Boise                            0                 0              0
La Tijera                        0                 0              0
East Brunswick                   0                 0              0
Chipley                          6                 0              6         07/01/07
Rochester                        6                 0              6         07/01/07
Jacksonville                     6                 0              6         07/01/07
Masury                           0                 0              0
Roseville                        6                 0              6         07/01/07
Roseville                        0                 0              0
Toledo                           0                 0              0
Masury                           0                 0              0
Plaza                            6                 0              6         07/01/07
Rodeo                            6                 0              6         07/01/07
Hot Springs                      6                 0              6         07/01/07
Yukon                            0                 0              0
Darnestown                       6                 0              6         07/01/07
Hughson                          6                 0              6         07/01/07
Saint Petersburg                 6                 0              6         07/01/07
Tulsa                            6                 0              6         07/01/07
Orosi                            6                 0              6         07/01/07
Independence                     6                 0              6         07/01/07
Brandon                          6                 0              6         07/01/07
Philadelphia                     6                 0              6         07/01/07
Glendale                         6                 0              6         07/01/07
Brandon                          0                 0              0
Chicopee                         6                 0              6         07/01/07
Asheville                        0                 0              0
Lynwood                          6                 0              6         07/01/07
Mastic                           0                 0              0
Hughson                          0                 0              0
Glendale                         0                 0              0
Cleveland                        6                 0              6         07/01/07
Orlando                          0                 0              0
Bradenton                        0                 0              0
Defiance                         0                 0              0
Flint                            6                 0              6         07/01/07
Tampa                            6                 0              6         07/01/07
Flint                            6                 0              6         07/01/07
Lorain                           6                 0              6         07/01/07
Poland                           6                 0              6         07/01/07
Gorham                           6                 0              6         07/01/07
Arundel                          6                 0              6         07/01/07
Cloverly                         6                 0              6         07/01/07
Cheshire                         0                 0              0
Buffalo                          0                 0              0
Miami                            0                 0              0
Kissimmee                        6                 0              6         07/01/07
Boardman                         6                 0              6         07/01/07
Fort Myers                       0                 0              0
West Middlesex                   6                 0              6         07/01/07
Leland                           0                 0              0
                                 6                 0              6         07/01/07
Darnestown                       0                 0              0
Roscommon                        6                 0              6         07/01/07
ROGERSVILLE                      0                 0              0
Cathedral City                   0                 0              0
Paterson                         6                 0              6         07/01/07
Plain City                       6                 0              6         07/01/07
Lavaca                           6                 0              6         07/01/07
Wellston                         6                 0              6         07/01/07
Fort Wayne                       6                 0              6         07/01/08
Naranja                          0                 0              0
New Bedford                      0                 0              0
Lehi                             6                 0              6         07/01/07
Lynwood                          0                 0              0
Hi Vista                         6                 0              6         07/01/07
Cave Creek                       0                 0              0
Tracy                            6                 0              6         07/01/07
Indio                            6                 0              6         07/01/07
Saint Louis                      6                 0              6         07/01/07
Marion                           0                 0              0
Kissimmee                        0                 0              0
White Cloud                      6                 0              6         07/01/07
Stow                             6                 0              6         07/01/07
Canton                           6                 0              6         07/01/07
Danbury                          0                 0              0
Palm Harbor                      6                 0              6         07/01/07
Miami                            0                 0              0
MILWAUKEE                        6                 0              6         08/01/07
Hamilton                         6                 0              6         07/01/07
Lakeland                         0                 0              0
Davie                            6                 0              6         07/01/07
Middletown                       0                 0              0
Central Islip                    0                 0              0
Jamaica                          0                 0              0
Lehigh                           6                 0              6         07/01/07
Stow                             0                 0              0
Greer                            0                 0              0
Lehi                             0                 0              0
Davie                            0                 0              0
Central Islip                    0                 0              0
Sedona                           0                 0              0
Indio                            0                 0              0
Kansas City                      6                 0              6         07/01/07
WPAFB                            6                 0              6         07/01/07
WILMINGTON                       6                 0              6         10/01/07
Gulfport                         0                 0              0
Auburn                           0                 0              0
Glenmont                         0                 0              0
La Vergne                        6                 0              6         07/01/07
Mount Hope                       6                 0              6         07/01/07
Goodrich                         0                 0              0
Edgemoor                         6                 0              6         07/01/07
Miramar                          6                 0              6         07/01/07
Estero                           6                 0              6         07/01/07
Greenwood                        0                 0              0
Buffalo                          6                 0              6         07/01/08
Mahon                            6                 0              6         05/01/07
Cleveld                          6                 0              6         07/01/07
Estero                           0                 0              0
Anderson                         0                 0              0
Miami                            0                 0              0
Fontana                          6                 0              6         07/01/07
Chillicothe                      6                 0              6         07/01/07
Fort Pierce                      0                 0              0
Jackson                          6                 0              6         07/01/07
McMurray                         6                 0              6         07/01/07
Mobile                           6                 0              6         07/01/07
Fort Pierce                      6                 0              6         07/01/07
Mobile                           0                 0              0
Sevierville                      0                 0              0
Gorham                           0                 0              0
Antelope                         6                 0              6         07/01/07
Antelope                         0                 0              0
Lynco                            6                 0              6         07/01/07
Lake Wales                       6                 0              6         07/01/07
Palm Desert                      6                 0              6         05/01/08
San Gabriel                      0                 0              0
Sacramento                       6                 0              6         05/01/07
Long Beach                       6                 0              6         06/01/07
Watts                            6                 0              6         06/01/07
Sacramento                       6                 0              6         06/01/07
Tucson                           6                 0              6         06/01/07
Tucson                           0                 0              0
                                 6                 0              6         06/01/07
Moreno Valley                    0                 0              0
Pasadena                         6                 0              6         06/01/07
Pasadena                         0                 0              0
Mira Loma                        0                 0              0
Ldhl                             6                 0              6         06/01/07
Ldhl                             0                 0              0
Lakewood                         6                 0              6         06/01/07
Lakewood                         0                 0              0
Sylmar                           6                 0              6         06/01/08
Reno                             6                 0              6         06/01/07
Etna                             6                 0              6         06/01/07
Jacksboro                        6                 0              6         07/01/07
Toledo                           6                 0              6         07/01/07
Trabuco Canyon                   6                 0              6         07/01/07
Montgomery                       6                 0              6         07/01/07
Davie                            0                 0              0
Kittery                          6                 0              6         07/01/07
Montgomery                       0                 0              0
Mack                             6                 0              6         07/01/07
Wellington                       6                 0              6         06/01/08
Tice                             0                 0              0
Haverhill                        6                 0              6         06/01/08
Lakeland                         0                 0              0
Seat Pleasant                    6                 0              6         07/01/07
Islip                            0                 0              0
Hoschton                         0                 0              0
Asharoken                        0                 0              0
Cimarron Hills                   6                 0              6         07/01/07
Oakville                         0                 0              0
Kernan                           6                 0              6         08/01/08
Edgewood                         6                 0              6         07/01/07
Arden                            6                 0              6         07/01/07
Silver Spring                    0                 0              0
Wade                             6                 0              6         07/01/07
Aberdeen                         0                 0              0
Dallas                           0                 0              0
Chicago                          6                 0              6         07/01/07
Miramar                          0                 0              0
Torrington                       6                 0              6         07/01/07
Chicago                          6                 0              6         07/01/07
Warren                           6                 0              6         07/01/07
Fort Pierce                      0                 0              0
Washingtonville                  6                 0              6         07/01/07
Shady Lake                       6                 0              6         04/01/07
Napa                             6                 0              6         07/01/07
Las Vegas                        6                 0              6         07/01/07
Miami                            0                 0              0
Dale City                        6                 0              6         07/01/07
Yukon                            0                 0              0
Springfield                      6                 0              6         07/01/07
Knoxville                        6                 0              6         07/01/07
ETHEL                            6                 0              6         09/01/07
Lakeland                         0                 0              0
McMurray                         0                 0              0
Mount Washington                 6                 0              6         07/01/07
Stuart                           0                 0              0
Tampa                            0                 0              0
Akron                            6                 0              6         07/01/07
Lansing                          6                 0              6         07/01/07
Poteau                           6                 0              6         07/01/07
Simpsonville                     6                 0              6         07/01/07
Dade City                        6                 0              6         07/01/07
Jacksonville                     0                 0              0
Miami                            6                 0              6         07/01/07
Simpsonville                     6                 0              6         07/01/07
Linndale                         6                 0              6         07/01/07
Rochester                        0                 0              0
Sevierville                      0                 0              0
Dade City                        0                 0              0
Detroit                          6                 0              6         07/01/07
Cimarron Hills                   0                 0              0
Bakersfield                      6                 0              6         07/01/07
Shreveport                       0                 0              0
Chattanooga                      6                 0              6         07/01/07
Raytown                          6                 0              6         07/01/07
Bloomingdale                     6                 0              6         07/01/07
Tampa                            0                 0              0
Tracy                            0                 0              0
Melbourne                        6                 0              6         07/01/07
Tulsa                            0                 0              0
Surveyor                         0                 0              0
Warren                           6                 0              6         07/01/07
Tarpon Springs                   6                 0              6         07/01/07
Dale City                        0                 0              0
Binghamton                       6                 0              6         07/01/07
Caldwell                         6                 0              6         07/01/07
Denver                           6                 0              6         07/01/07
Detroit                          0                 0              0
Progress                         0                 0              0
Florence                         6                 0              6         07/01/07
Phoenix                          0                 0              0
Lake Ridge                       6                 0              6         07/01/07
White House                      0                 0              0
Lake Ridge                       6                 0              6         07/01/07
Beloit                           6                 0              6         07/01/07
Greenwood                        0                 0              0
Las Vegas                        0                 0              0
Mount Washington                 0                 0              0
Pompano Beach                    6                 0              6         07/01/07
Caldwell                         0                 0              0
Darbydale                        6                 0              6         07/01/07
Simpsonville                     0                 0              0
Westerville                      6                 0              6         07/01/07
Taft                             0                 0              0
Leesburg                         6                 0              6         07/01/07
Grandview                        6                 0              6         07/01/07
Grandview                        0                 0              0
Call                             6                 0              6         07/01/07
Alex                             6                 0              6         07/01/07
Wade                             0                 0              0
Tarpon Springs                   0                 0              0
Buckeye                          6                 0              6         07/01/08
Lake Ridge                       0                 0              0
Stone Mountain                   6                 0              6         07/01/07
PHILADELPHIA                     6                 0              6         09/01/07
Ruther Glen                      6                 0              6         07/01/07
TULSA                            6                 0              6         08/01/07
Appleton                         0                 0              0
Atlanta                          6                 0              6         07/01/07
Mooresville                      6                 0              6         07/01/07
Sherwood                         0                 0              0
Flint                            6                 0              6         07/01/07
Denver                           0                 0              0
Harristown                       0                 0              0
Stone Mountain                   0                 0              0
DARLINGTON                       6                 0              6         09/01/07
Kansas City                      6                 0              6         07/01/07
Pandora                          0                 0              0
Chattanooga                      0                 0              0
Denver                           0                 0              0
Gallatin                         6                 0              6         07/01/07
Conley                           6                 0              6         07/01/07
LAWRENCEBURG                     6                 0              6         10/01/07
Biloxi                           6                 0              6         07/01/07
DETROIT                          6                 0              6         08/01/07
UTICA                            6                 0              6         09/01/07
Devon                            6                 0              6         07/01/07
Jackson                          6                 0              6         07/01/07
Murrieta                         6                 0              6         07/01/07
Chicago                          6                 0              6         07/01/07
Allen                            0                 0              0
Bobo                             0                 0              0
Lisbon                           6                 0              6         07/01/07
FLINT                            6                 0              6         08/01/07
Westerville                      0                 0              0
Ruther Glen                      0                 0              0
Huntley                          6                 0              6         07/01/07
Pine                             6                 0              6         07/01/08
Carthage                         6                 0              6         07/01/07
BROOKLYN                         0                 0              0
DOWNSVILLE                       6                 0              6         08/01/07
Chillicothe                      0                 0              0
Fdl                              6                 0              6         07/01/07
Lakeland                         0                 0              0
ALBANY                           6                 0              6         08/01/07
Albuquerque                      0                 0              0
Philadelphia                     0                 0              0
Augusta                          0                 0              0
LANSING                          6                 0              6         11/01/07
New Port Richey                  6                 0              6         07/01/07
Tualatin                         6                 0              6         07/01/07
Lake Ridge                       0                 0              0
Walker                           0                 0              0
Fdl                              0                 0              0
Warren                           0                 0              0
Princeton                        0                 0              0
Pompano Beach                    0                 0              0
UTICA                            0                 0              0
Macon                            0                 0              0
Mount Hope                       0                 0              0
Marina                           6                 0              6         07/01/07
Cooke                            0                 0              0
Columbus                         6                 0              6         07/01/07
Washington                       6                 0              6         07/01/07
Boardman                         6                 0              6         07/01/07
Conover                          0                 0              0
Memphis                          6                 0              6         07/01/07
Middletown                       6                 0              6         07/01/07
Lima                             0                 0              0
Newark                           6                 0              6         07/01/07
Washington                       6                 0              6         07/01/07
Gadsden                          6                 0              6         07/01/07
Wilmington                       0                 0              0
CHATTANOOGA                      6                 0              6         07/01/07
Laceyville                       6                 0              6         07/01/07
Cape Coral                       6                 0              6         07/01/07
Reva                             6                 0              6         06/04/07
Charlotte                        0                 0              0
Riverdale                        0                 0              0
Webster                          0                 0              0
Tuxedo                           0                 0              0
Cloverly                         0                 0              0
PRAIRIEVILLE                     6                 0              6         09/01/07
Odessa                           6                 0              6         07/01/07
Odessa                           0                 0              0
Pine                             0                 0              0
PORTLAND                         6                 0              6         08/01/07
EAST BOSTON                      6                 0              6         09/01/07
Laceyville                       0                 0              0
Honeoye                          6                 0              6         07/01/07
Akron                            6                 0              6         07/01/10
Streetsboro                      6                 0              6         07/01/07
Miami                            6                 0              6         07/01/07
Riviera Beach                    6                 0              6         06/01/07
Hollywood                        6                 0              6         07/01/07
Saco                             6                 0              6         07/01/07
Saco                             6                 0              6         07/01/07
Tualatin                         0                 0              0
Streetsboro                      0                 0              0
Phoenix                          0                 0              0
Sarasota                         6                 0              6         07/01/08
ESCANABA                         6                 0              6         08/01/07
Ithaca                           0                 0              0
CRYSTAL LAKE                     6                 0              6         10/01/07
METHUEN                          6                 0              6         08/01/07
MILAN                            6                 0              6         11/01/07
PHILADELPHIA                     6                 0              6         08/01/07
LEVITTOWN                        6                 0              6         09/01/07
PALM BRANCH                      6                 0              6         11/01/07
COLUMBIA                         6                 0              6         10/01/07
LINDEN                           6                 0              6         08/01/07
BEAUMONT                         0                 0              0
MEMPHIS                          0                 0              0
CAMPBELL                         6                 0              6         08/01/07
PITTSBURGH                       0                 0              0
ALTOONA                          6                 0              6         09/01/07
PHILADELPHIA                     6                 0              6         08/01/07
AKRON                            6                 0              6         08/01/07
HILTON                           6                 0              6         09/01/08
WOODSTOCK                        6                 0              6         09/01/07
UTICA                            6                 0              6         08/01/07
ST LOUIS                         6                 0              6         11/01/07
OCEAN SPRINGS                    6                 0              6         09/01/07
MURRIETA                         6                 0              6         09/01/07
WEST POINT                       6                 0              6         09/01/07
CARNESVILLE                      6                 0              6         09/01/07
MERCER                           6                 0              6         09/01/07
MERIDIAN                         6                 0              6         09/01/07
BRANDON                          6                 0              6         09/01/07
SPARTA                           0                 0              0
BAYVILLE                         0                 0              0
TOLEDO                           6                 0              6         08/01/07
SAN FRACISCO                     6                 0              6         09/01/07
CLAREMORE                        6                 0              6         10/01/07
ROSLYN                           0                 0              0
IDYLLWILD                        6                 0              6         09/01/07
Bethlehem                        6                 0              6         10/01/07
JACKSON                          6                 0              6         08/01/07
BATON ROUGE                      0                 0              0
MILWAUKEE                        6                 0              6         09/01/07
OVERLAND PARK                    6                 0              6         10/01/07
NEW ORLEANS                      6                 0              6         08/01/07
BOISE                            6                 0              6         06/01/07
WILBRAHAM                        6                 0              6         08/01/07
WESTMINSTER                      6                 0              6         08/01/07
TWO RIVERS                       6                 0              6         10/01/07
ANDEAS                           0                 0              0
GREENVILLE                       6                 0              6         09/01/07
MASSILLON                        0                 0              0
DENVER                           6                 0              6         09/01/07
JACKSON                          6                 0              6         09/01/07
CHARLESTOWN                      6                 0              6         08/01/07
EVERETT                          6                 0              6         09/01/07
RATON                            6                 0              6         09/01/07
WEST HARTFORD                    6                 0              6         09/01/07
AKRON                            6                 0              6         09/01/07
KANSAS CITY                      6                 0              6         09/01/08
GREAT FALLS                      6                 0              6         11/01/07
RIVERDALE                        6                 0              6         10/01/07
GERMANTOWN                       6                 0              6         10/01/07
HOUSTON                          0                 0              0
DETROIT                          0                 0              0
GALLOWAY                         6                 0              6         09/01/07
JACKSON                          6                 0              6         08/01/07
PHILADELPHIA                     6                 0              6         09/01/07
BIG BEAR LAKE                    6                 0              6         10/01/07
TULSA                            6                 0              6         11/01/07
BRENTWOOD                        6                 0              6         09/01/07
SOMERVILLE                       6                 0              6         09/01/07
PALM HARBOR                      6                 0              6         10/01/07
ALLIANCE                         6                 0              6         09/01/07
MORRAL                           6                 0              6         09/01/08
BOYNE CITY                       6                 0              6         11/01/07
CORONA                           6                 0              6         10/01/07
NORTH MIAMI                      0                 0              0
SAVANNAH                         6                 0              6         09/01/07
CLEVELAND                        6                 0              6         11/01/07
LORAIN                           6                 0              6         09/01/07
YOUNGSTOWN                       6                 0              6         11/01/07
NEWBURGH                         6                 0              6         09/01/07
RACINE                           6                 0              6         10/01/07
BATON ROUGE                      0                 0              0
WHEELERSBURG                     6                 0              6         09/01/07
BLACKWELL                        6                 0              6         09/01/07
NAPOLEONVILLE                    0                 0              0
GARNER                           6                 0              6         10/01/07
JUDSONIA                         6                 0              6         10/01/07
FRAMINGHAM                       6                 0              6         09/01/07
DOUGLAS                          0                 0              0
ANTWERP                          6                 0              6         09/01/07
DENHAM SPRINGS                   6                 0              6         09/01/07
HACIENDA HEIGHTS                 0                 0              0
HIGHLAND                         6                 0              6         09/01/07
ATHENS                           6                 0              6         09/01/07
CAHOKIA                          6                 0              6         10/01/07
BATON ROUGE                      6                 0              6         09/01/07
FLINT                            6                 0              6         09/01/07
ASHLAND                          6                 0              6         09/01/07
BIXBY                            6                 0              6         11/01/07
NASHVILLE                        6                 0              6         08/01/07
SOUTH BEND                       6                 0              6         09/01/07
LUCEDALE                         6                 0              6         09/01/07
HOUSTON                          0                 0              0
LANCASTER                        0                 0              0
PERRIS                           6                 0              6         10/01/07
NOBLESVILLE                      6                 0              6         09/01/07
GRAYSVILLE                       6                 0              6         09/01/07
WASHINGTON                       0                 0              0
CHICAGO                          6                 0              6         10/01/07
KANSAS CITY                      6                 0              6         09/01/08
RANCHO MIRAGE                    0                 0              0
MOWEAQUA                         6                 0              6         09/01/07
PICO RIVERA                      6                 0              6         09/01/07
SPRINGFIELD                      6                 0              6         09/01/07
MORGANTON                        6                 0              6         09/01/07
COUNTRY CLUB HILLS               6                 0              6         10/01/07
LUCEDALE                         6                 0              6         09/01/07
OAK PARK                         6                 0              6         09/01/07
ABINGTON                         6                 0              6         09/01/07
SANTA FE SPRINGS                 0                 0              0
ALPHARETTA                       6                 0              6         09/01/07
NORTH BABYLON                    0                 0              0
KANSAS CITY                      6                 0              6         10/01/08
PAULDING                         6                 0              6         10/01/07
MARGATE                          6                 0              6         10/01/07
NEW ORLEANS                      0                 0              0
MOBILE                           6                 0              6         09/01/07
FERNANDINA BEACH                 6                 0              6         09/01/07
SILVERTHORNE                     6                 0              6         09/01/07
WHARTON                          0                 0              0
MOORESVILLE                      6                 0              6         10/01/07
COLORADO SPRINGS                 6                 0              6         11/01/07
MCGUFFEY                         6                 0              6         09/01/07
QUEEN CREEK                      6                 0              6         11/01/07
ORLANDO                          0                 0              0
LUCEDALE                         0                 0              0
MIAMI                            6                 0              6         09/01/07
MARTINS FERRY                    6                 0              6         10/01/07
PORTSMOUTH                       6                 0              6         09/01/07
ORCHARD PARK                     6                 0              6         09/01/07
EWA BEACH                        0                 0              0
DISCOVERY BAY                    0                 0              0
PARK FOREST                      6                 0              6         10/01/07
FITHIAN                          6                 0              6         09/01/07
ROCKFORD                         6                 0              6         11/01/07
HAGERSTOWN                       6                 0              6         09/01/08
EXMORE                           6                 0              6         10/01/07
ST LOUIS                         6                 0              6         10/01/07
SADORUS                          6                 0              6         10/01/07
NORTH PLAINFIELD                 6                 0              6         10/01/07
LOS ANGELES                      6                 0              6         10/01/07
DETROIT                          6                 0              6         11/01/07
NILES                            6                 0              6         10/01/07
WAXHAW                           6                 0              6         11/01/07
JACKSON                          6                 0              6         09/01/07
PHELPS                           0                 0              0
SELMA                            6                 0              6         09/01/07
FULTS                            6                 0              6         10/01/07
SIMPSONVILLE                     0                 0              0
BRECKSVILLE                      6                 0              6         10/01/07
OTTAWA                           6                 0              6         10/01/07
MILLPORT                         6                 0              6         10/01/07
HUBBARD LK                       6                 0              6         11/01/07
OPP                              6                 0              6         09/01/07
NEWPORT                          0                 0              0
ROCKFORD                         0                 0              0
ST CHARLES                       6                 0              6         10/01/07
LA PUENTE                        6                 0              6         10/01/07
RICHMOND                         6                 0              6         10/01/07
ATCHISON                         6                 0              6         10/01/07
LEXINGTON                        0                 0              0
WESTFIELD                        6                 0              6         10/01/07
BIRMINGHAM                       6                 0              6         09/01/07
BIRMINGHAM                       6                 0              6         10/01/08
ADA                              6                 0              6         10/01/07
OSSINEKE                         6                 0              6         11/01/07
SHERWOOD                         6                 0              6         10/01/07
DAYTON                           6                 0              6         10/01/07
WORCESTER                        6                 0              6         11/01/07
TEMPLE HILLS                     6                 0              6         10/01/07
JOPLIN                           6                 0              6         11/01/07
KANSAS CITY                      6                 0              6         11/01/07
BEEBE                            6                 0              6         10/01/07
DUNDALK                          0                 0              0
MOUNT MORRIS                     6                 0              6         11/01/07
ROSLINDALE                       0                 0              0
SANTA MARIA                      0                 0              0
MARICOPA                         6                 0              6         11/01/07
COLUMBIA                         6                 0              6         10/01/07
OIL CITY                         6                 0              6         11/01/07
ELWOOD                           6                 0              6         10/01/07
BUFFALO GROVE                    6                 0              6         09/01/07
DES MOINES                       6                 0              6         10/01/07
LANSING                          6                 0              6         11/01/07
LELAND                           6                 0              6         10/01/07
LAFAYETTE                        6                 0              6         09/01/07
CHICAGO                          6                 0              6         10/01/07
BRANT ROCK                       0                 0              0
HENDERSONVILLE                   6                 0              6         11/01/07
LOS ANGELES                      6                 0              6         11/01/07
ALBUQUERQUE                      6                 0              6         08/01/07
DENISON                          6                 0              6         11/01/07
WOODSTOCK                        6                 0              6         09/01/07
PAINESVILLE                      6                 0              6         09/01/07
SAINT JOHN                       6                 0              6         10/01/07
RIVERSIDE                        6                 0              6         10/01/07
APEX                             6                 0              6         10/01/07
PHOENIX                          6                 0              6         10/01/07
PHILADELPHIA                     6                 0              6         10/01/08
GARFIELD HTS                     6                 0              6         09/01/07
SAGINAW                          6                 0              6         11/01/07
WAUCONDA                         6                 0              6         10/01/07
PORTLAND                         0                 0              0
ATLANTA                          6                 0              6         09/01/07
CLAYTON                          6                 0              6         10/01/07
ALBUQUERQUE                      6                 0              6         11/01/07
OZONE PARK                       0                 0              0
FLINT                            6                 0              6         10/01/07
MARGATE                          6                 0              6         10/01/07
MASSILLON                        6                 0              6         10/01/07
CASA GRANDE                      6                 0              6         10/01/07
SAN BERNARDINO                   6                 0              6         10/01/07
ALTO                             6                 0              6         10/01/07
WICHITA                          0                 0              0
WINTER GARDEN                    6                 0              6         10/01/07
CICERO                           6                 0              6         10/01/07
MATTAPAN                         6                 0              6         09/01/07
KIRKLAND                         6                 0              6         11/01/07
BELLEVILLE                       6                 0              6         10/01/07
DAYTON                           0                 0              0
LAS VEGAS                        6                 0              6         10/01/07
MURRIETA                         6                 0              6         11/01/07
ERIE                             6                 0              6         09/01/07
OSCEOLA MILLS                    6                 0              6         10/01/07
CANTON                           6                 0              6         10/01/07
BURGETTSTOWN                     6                 0              6         11/01/07
CLAYTON                          6                 0              6         10/01/07
LAKELAND                         6                 0              6         11/01/07
LOS ANGELES                      6                 0              6         09/01/07
WILLIAMSON                       6                 0              6         11/01/07
NOBLESVILLE                      6                 0              6         09/01/07
EAST ELMHURST                    0                 0              0
MEMPHIS                          0                 0              0
DAYTON                           6                 0              6         10/01/07
INDEPENDENCE                     0                 0              0
FONTANA                          6                 0              6         08/01/07
CHICAGO                          0                 0              0
TRAVERSE CITY                    6                 0              6         10/01/07
CEDARSVILLE                      6                 0              6         10/01/07
GONZALES                         6                 0              6         10/01/07
ESSEX                            0                 0              0
PONTIAC                          6                 0              6         11/01/07
PORTLAND                         6                 0              6         10/01/07
FAIRFIELD                        6                 0              6         11/01/07
CLEVELAND                        0                 0              0
KEMMERER                         6                 0              6         11/01/07
LYNDHURST                        0                 0              0
WOODBRIDGE                       6                 0              6         10/01/07
ARNOLD                           6                 0              6         10/01/07
CLEVELAND                        6                 0              6         09/01/07
LAKEWOOD                         6                 0              6         10/01/07
PHOENIX                          6                 0              6         11/01/07
LYNN                             6                 0              6         09/01/07
MONROE                           6                 0              6         10/01/07
WILMINGTON                       6                 0              6         09/01/07
PETALUMA                         6                 0              6         11/01/07
MILL SPRING                      6                 0              6         10/01/07
CHICAGO                          6                 0              6         11/01/07
POULSBO                          6                 0              6         10/01/07
INDIO                            6                 0              6         10/01/07
LOS ANGELES                      6                 0              6         10/01/07
WEAVERVILLE                      6                 0              6         10/01/07
SONOMA                           0                 0              0
CANTON                           6                 0              6         10/01/07
MIAMI                            6                 0              6         11/01/07
ORLANDO                          6                 0              6         10/01/07
ATTLEBORO                        6                 0              6         08/01/07
APPLE VALLEY                     6                 0              6         07/01/07
WEST PITTSBURG                   6                 0              6         06/01/07
WORCESTER                        6                 0              6         07/01/07
DETROIT                          6                 0              6         10/01/07
DISTRICT HEIGHTS                 6                 0              6         11/01/07
AURORA                           6                 0              6         10/01/07
SUGAR GROVE                      6                 0              6         10/01/07
TRACY                            6                 0              6         11/01/07
NEW HAVEN                        6                 0              6         10/01/07
STOCKTON                         0                 0              0
AKRON                            6                 0              6         10/01/07
FREMONT                          6                 0              6         11/01/07
COLUMBUS                         6                 0              6         09/01/07
CURTICE                          6                 0              6         11/01/07
CHILLICOTHE                      6                 0              6         10/01/07
LEAVITTSBURG                     0                 0              0
SNELLVILLE                       6                 0              6         10/01/07
OAK PARK                         6                 0              6         10/01/07
ELKTON                           6                 0              6         10/01/07
VIRGINIA BEACH                   6                 0              6         10/01/07
NEW HAVEN                        6                 0              6         10/01/07
GERMANTOWN                       6                 0              6         10/01/07
ORLANDO                          6                 0              6         11/01/07
UHRICHSVILLE                     0                 0              0
ACWORTH                          6                 0              6         11/01/07
BRONXVILLE                       6                 0              6         10/01/07
BERLIN HEIGHTS                   6                 0              6         11/01/07
JONESBORO                        6                 0              6         10/01/07
GREENFIELD                       6                 0              6         10/01/07
DELRAY BEACH HEIGHTS             6                 0              6         11/01/07
CAMDEN                           6                 0              6         11/01/07
INDEPENDENCE TOWNSHIP            6                 0              6         11/01/07
OVERLAND PARK                    6                 0              6         10/01/07
SKIATOOK                         6                 0              6         10/01/07
SAN FRANCISCO                    0                 0              0
BRENTWOOD                        6                 0              6         11/01/07
DETROIT                          6                 0              6         11/01/07
SANTA ROSA                       0                 0              0
GALION                           6                 0              6         11/01/07
SHREVEPORT                       6                 0              6         11/01/08
MILWAUKEE                        6                 0              6         11/01/07
KANSAS CITY                      6                 0              6         10/01/07
CENTENNIAL                       6                 0              6         11/01/07
CHICAGO                          6                 0              6         11/01/07
CORBIN                           6                 0              6         10/01/07
AKRON                            6                 0              6         10/01/07
KANSAS CITY                      6                 0              6         11/01/07
CANAL WINCHESTER                 6                 0              6         10/01/07
ALBUQUERQUE                      6                 0              6         10/01/07
ZANESVILLE                       6                 0              6         10/01/07
TRAVERSE CITY                    6                 0              6         10/01/07
DECKERVILLE                      6                 0              6         11/01/07
KENTON                           6                 0              6         10/01/07
PARK RIDGE                       0                 0              0
PHILADELPHIA                     6                 0              6         10/01/08
MARTINEZ                         6                 0              6         11/01/07
LEXINGTON                        0                 0              0
EUNICE                           6                 0              6         10/01/07
AUBURN                           6                 0              6         10/01/07
Norcross                         6                 0              6         11/01/07
SAINT LOUIS                      6                 0              6         11/01/07
NAPERVILLE                       6                 0              6         10/01/07
FORDS                            6                 0              6         10/01/07
HOLLAND                          6                 0              6         10/01/07
NELSONVILLE                      0                 0              0
KISSIMMEE                        6                 0              6         11/01/07
GRAFTON                          6                 0              6         11/01/07
CORONA                           6                 0              6         10/01/08
DES MOINES                       6                 0              6         10/01/07
GREENVILLE                       6                 0              6         10/01/07
BAY SHORE                        0                 0              0
CHARLOTTE                        6                 0              6         10/01/07
EDEN PRAIRIE                     6                 0              6         10/01/07
SUMMIT                           6                 0              6         11/01/07
SOMERSET                         6                 0              6         11/01/07
SILVER SPRING                    6                 0              6         10/01/08
RIO RANCHO                       6                 0              6         10/01/07
PORT HURON                       6                 0              6         11/01/07
PUT-IN-BAY                       0                 0              0
MASTIC BEACH                     6                 0              6         11/01/07
TROY                             6                 0              6         11/01/07
MARICOPA                         6                 0              6         11/01/07
DETROIT                          6                 0              6         10/01/07
PHOENIX                          6                 0              6         10/01/07
CHICAGO                          6                 0              6         11/01/07
BELLEVILLE                       6                 0              6         11/01/07
HOPEWELL JUNCTION                6                 0              6         11/01/07
VANDALIA                         6                 0              6         10/01/07
FLORENCE                         6                 0              6         10/01/07
CLARKSTOWN                       6                 0              6         09/01/07
VAN BUREN                        6                 0              6         11/01/07
ALBANY                           6                 0              6         10/01/07
GALESBURG                        6                 0              6         10/01/07
ALEXANDER                        6                 0              6         11/01/07
REDFORD                          6                 0              6         10/01/07
FRESNO                           6                 0              6         10/01/07
SEBRING                          0                 0              0
ST PETERS                        6                 0              6         11/01/07
COLUMBUS                         6                 0              6         11/01/07
COLORADO SPRINGS                 6                 0              6         11/01/07
BURLINGTON                       6                 0              6         11/01/07
BATAVIA                          6                 0              6         11/01/07
DAYTON                           6                 0              6         10/01/07
LEBANON                          6                 0              6         11/01/07
MONTGOMERY VILLAGE               6                 0              6         11/01/07
EVERGREEN                        0                 0              0
JOLIET                           6                 0              6         11/01/07
LAURENS                          6                 0              6         11/01/07
GRAND RAPIDS                     6                 0              6         11/01/07
HUNTINGTON                       0                 0              0
BICKNELL                         6                 0              6         10/01/07
BRENTWOOD                        6                 0              6         10/01/07
TUSTIN                           0                 0              0
WYOMING                          6                 0              6         11/01/07
WILMINGTON                       6                 0              6         11/01/07
DELRAY BEACH                     6                 0              6         10/01/07
MARIETTA                         6                 0              6         10/01/07
HOMELAND                         0                 0              0
TAUNTON                          6                 0              6         11/01/07
CLEVELAND                        6                 0              6         10/01/07
MACHESNEY PARK                   6                 0              6         11/01/07
BUENA PARK                       6                 0              6         10/01/07
NEW PHILADELPHIA                 6                 0              6         11/01/07
CHICAGO                          6                 0              6         10/01/07
CUMMING                          6                 0              6         10/01/07
ROCKY RIVER                      6                 0              6         11/01/07
MUNCIE                           0                 0              0
PLANO                            6                 0              6         10/01/07
MARION                           6                 0              6         10/01/07
ATLANTA                          6                 0              6         11/01/07
MEDWAY                           6                 0              6         10/01/07
FORT WAYNE                       6                 0              6         10/01/07
CHICAGO                          0                 0              0
SLATEDALE                        0                 0              0
HATBORO                          6                 0              6         10/01/07
KANSAS CITY                      6                 0              6         11/01/08
ASHTABULA                        6                 0              6         11/01/07
STRONGSVILLE                     6                 0              6         11/01/07
SILVER SPRING                    6                 0              6         10/01/07
KINGSTON                         6                 0              6         11/01/07
GREENVILLE                       6                 0              6         10/01/08
UPPER SANDUSKY                   6                 0              6         11/01/08
STAFFORD                         6                 0              6         11/01/07
HAMPTON                          6                 0              6         10/01/07
CROSBY                           0                 0              0
BOLINGBROOK                      6                 0              6         11/01/07
CHARDON                          6                 0              6         11/01/07
NICHOLASVILLE                    6                 0              6         10/01/07
ORLANDO                          6                 0              6         11/01/07
FAIRFIELD                        6                 0              6         10/01/07
AKRON                            6                 0              6         11/01/07
ROMEOVILLE                       6                 0              6         10/01/07
GREENVILLE                       6                 0              6         11/01/07
TACOMA                           6                 0              6         11/01/07
KANSAS CITY                      6                 0              6         11/01/07
CLEVELAND                        6                 0              6         11/01/07
ST CLAIR SHORES                  0                 0              0
PALOS HEIGHTS                    0                 0              0
ROHNERT PARK                     6                 0              6         11/01/07
MINNEAPOLIS                      6                 0              6         10/01/07
ODESSA                           6                 0              6         10/01/07
VERO BEACH                       6                 0              6         10/01/07
PHENIX CITY                      0                 0              0
MANISTEE                         6                 0              6         11/01/07
KANSAS CITY                      6                 0              6         10/01/07
LAWRENCEVILLE                    6                 0              6         11/01/07
OKLAHOMA CITY                    6                 0              6         11/01/07
NORTH CHARLESTON                 6                 0              6         11/01/07
COLUMBUS                         0                 0              0
AKRON                            6                 0              6         10/01/07
LEXINGTON                        0                 0              0
CANDLER                          6                 0              6         11/01/07
VERNON                           6                 0              6         10/01/07
BOLINGBROOK                      6                 0              6         10/01/07
DAVENPORT                        6                 0              6         11/01/07
MENTOR                           6                 0              6         11/01/07
RANCHO MURRIETA                  0                 0              0
MAUMELLE                         6                 0              6         11/01/07
DETROIT                          6                 0              6         10/01/07
LONG BEACH                       6                 0              6         11/01/07
DUBLIN                           6                 0              6         11/01/07
GLENDALE                         6                 0              6         10/01/07
JACKSONVILLE                     6                 0              6         10/01/07
BATTLE CREEK                     6                 0              6         10/01/07
PORTLAND                         6                 0              6         11/01/07
OLMSTED FALLS                    6                 0              6         11/01/07
NEWARK                           6                 0              6         11/01/07
TEMPE                            6                 0              6         11/01/07
DOVER                            6                 0              6         10/01/07
SPRINGFIELD                      6                 0              6         10/01/07
BEAVER DAM                       6                 0              6         10/01/07
WEST PALM BEACH                  6                 0              6         11/01/07
SPRINGFIELD                      6                 0              6         10/01/07
LOWELL                           6                 0              6         10/01/07
DECATUR                          0                 0              0
APPLE VALLEY                     6                 0              6         10/01/07
HEMET                            6                 0              6         11/01/07
WAYNESVILLE                      6                 0              6         10/01/07
DUMFRIES                         6                 0              6         10/01/07
WASHINGTON                       6                 0              6         10/01/07
LAWRENCE                         0                 0              0
TULSA                            6                 0              6         11/01/07
MIDDLETOWN                       6                 0              6         10/01/07
NAPLES                           6                 0              6         10/01/07
DAVENPORT                        6                 0              6         11/01/07
SAGINAW                          6                 0              6         11/01/07
MCKEESPORT                       6                 0              6         11/01/07
CAPITOL HEIGHTS                  0                 0              0
SAINT LOUIS                      0                 0              0
LAKE VILLA                       6                 0              6         11/01/07
CHIPPEWA LAKE                    6                 0              6         10/01/07
AIKEN                            6                 0              6         10/01/07
CHICAGO                          6                 0              6         11/01/07
SAINT LOUIS                      6                 0              6         10/01/07
EAST POINTE                      6                 0              6         11/01/07
CARLSBAD                         6                 0              6         11/01/07
GARDEN GROVE                     0                 0              0
LAKE CHARLES                     6                 0              6         10/01/07
WARREN                           6                 0              6         10/01/07
NEW IBERIA                       6                 0              6         10/01/08
TOCCOA                           6                 0              6         11/01/07
KINGS MILL                       6                 0              6         11/01/07
MEMPHIS                          6                 0              6         11/01/07
ROSEDALE                         6                 0              6         10/01/07
CANTON                           6                 0              6         10/01/07
SAINT LOUIS                      6                 0              6         11/01/07
KNOXVILLE                        6                 0              6         11/01/07
CHICAGO                          6                 0              6         11/01/07
MEMPHIS                          6                 0              6         10/01/07
MORROW                           6                 0              6         11/01/07
DELAWARE                         6                 0              6         10/01/07
LEXINGTON                        6                 0              6         11/01/07
CHICAGO                          0                 0              0
BEAR                             0                 0              0
ST LOUIS                         6                 0              6         11/01/07
WILMINGTON                       6                 0              6         10/01/07
FAYETTEVILLE                     6                 0              6         10/01/07
NEWCOMERSTOWN                    0                 0              0
LOUISBURG                        6                 0              6         10/01/07
PORT CLINTON                     6                 0              6         10/01/07
MIAMI                            6                 0              6         11/01/07
DETROIT                          6                 0              6         10/01/07
GREENWOOD                        6                 0              6         11/01/07
NEW LENOX                        6                 0              6         10/01/07
RALEIGH                          6                 0              6         11/01/07
BERKLEY                          6                 0              6         11/01/07
FLINTSTONE                       6                 0              6         10/01/07
CHICAGO                          6                 0              6         11/01/07
STEVENS POINT                    6                 0              6         11/01/07
LANCASTER                        6                 0              6         10/01/07
CHICAGO                          6                 0              6         10/01/07
DETROIT                          6                 0              6         11/01/07
JOLIET                           6                 0              6         10/01/07
VALLES MINES                     6                 0              6         11/01/07
LOWELLVILLE                      0                 0              0
HEPHZIBAH                        6                 0              6         11/01/07
PHILADELPHIA                     6                 0              6         11/01/07
SPENCER                          6                 0              6         11/01/07
EAST LAKE                        6                 0              6         11/01/07
WOODBRIDGE                       6                 0              6         10/01/07
NORWALK                          6                 0              6         11/01/08
SULLIVAN                         6                 0              6         10/01/07
WARRENVILLE                      6                 0              6         11/01/07
COLUMBUS                         6                 0              6         11/01/07
STREETSBORO                      6                 0              6         11/01/07
LUDLOW                           6                 0              6         11/01/07
ATLANTA                          6                 0              6         10/01/07
SAN BERNARDINO                   0                 0              0
DRYDEN                           6                 0              6         11/01/07
CINCINNATI                       6                 0              6         10/01/07
SCOTTSDALE                       6                 0              6         11/01/07
CORONA                           0                 0              0
WOODBRIDGE                       6                 0              6         10/01/07
EMMETT                           0                 0              0
SPENCER                          6                 0              6         11/01/07
SILER CITY                       6                 0              6         10/01/07
TINLEY PARK                      0                 0              0
IMLAY CITY                       6                 0              6         10/01/07
VERO BEACH                       0                 0              0
LITTLEROCK                       0                 0              0
LEE'S SUMMIT                     6                 0              6         11/01/07
FOSTORIA                         0                 0              0
WISCONSIN DELLS                  6                 0              6         11/01/07
ST. LOUIS                        6                 0              6         10/01/07
PHILADELPHIA                     6                 0              6         11/01/07
WAUPACA                          6                 0              6         11/01/07
SILVER LAKE                      6                 0              6         11/01/07
COLUMBIA                         6                 0              6         11/01/07
CANTON                           6                 0              6         10/01/07
YOUNGSTOWN                       0                 0              0
LOOKOUT MOUNTAIN                 6                 0              6         11/01/07
PITTSBURGH                       6                 0              6         11/01/07
RALEIGH                          6                 0              6         11/01/07
SALIDA                           6                 0              6         11/01/07
WILMINGTON                       6                 0              6         11/01/07
DALLAS                           6                 0              6         11/01/07
GREENVILLE                       0                 0              0
LITTLE ROCK                      6                 0              6         11/01/07
CHARLOTTE                        6                 0              6         10/01/07
OXNARD                           0                 0              0
FISHERS                          6                 0              6         11/01/07
VIRGINIA BEACH                   6                 0              6         11/01/07
PELHAM                           6                 0              6         11/01/07
LENNOX                           0                 0              0
UNIONTOWN                        6                 0              6         11/01/07
DETROIT                          6                 0              6         11/01/07
NEWBURGH                         6                 0              6         10/01/07
SOUTH HOLLAND                    6                 0              6         10/01/07
ROCKLEDGE                        6                 0              6         10/01/07
WINBER                           6                 0              6         11/01/07
WORCESTER                        6                 0              6         11/01/07
MARSHALL                         6                 0              6         11/01/07
BROADVIEW                        0                 0              0
DETROIT                          6                 0              6         11/01/07
HUNTSVILLE                       6                 0              6         11/01/07
TOLEDO                           6                 0              6         10/01/07
CARPENTERSVILLE                  6                 0              6         11/01/07
KINGMAN                          0                 0              0
MAIDEN                           6                 0              6         11/01/07
CHICAGO                          6                 0              6         11/01/07
MILFORD                          6                 0              6         11/01/07
TOLEDO                           6                 0              6         10/01/07
EPHRAIM                          6                 0              6         11/01/07
SHAPLEIGH                        0                 0              0
CHANDLER                         6                 0              6         11/01/07
MONTGOMERY                       6                 0              6         11/01/07
MARICOPA                         6                 0              6         11/01/07
CONYERS                          6                 0              6         11/01/07
POTTSTOWN                        6                 0              6         11/01/07
RIVIERA BEACH                    0                 0              0
HEMINGWAY                        6                 0              6         11/01/07
MARIETTA                         6                 0              6         11/01/07
OPA LOCKA                        0                 0              0
CASTLE ROCK                      6                 0              6         11/01/07
WICHITA                          6                 0              6         11/01/07
WALDRON                          6                 0              6         10/01/07
COCOA                            6                 0              6         11/01/07
ARLINGTON                        6                 0              6         11/01/07
SHELBURN                         6                 0              6         10/01/07
SUMMERVILLE                      6                 0              6         10/01/07
BURNS HARBOR                     0                 0              0
MADISON                          6                 0              6         11/01/07
FAIRFIELD                        6                 0              6         11/01/07
WESTLAND                         6                 0              6         11/01/07
JONESBORO                        6                 0              6         10/01/07
MADISON                          6                 0              6         11/01/07
KINGMAN                          0                 0              0
COLORADO SPRINGS                 6                 0              6         11/01/07
CLEARWATER                       6                 0              6         11/01/07
COLUMBUS                         6                 0              6         11/01/07
WILMINGTON                       6                 0              6         11/01/07
NORTH HOLLYWOOD                  6                 0              6         11/01/07
MURPHY                           6                 0              6         10/01/08
SHREVEPORT                       6                 0              6         11/01/07
DELTONA                          0                 0              0
FREDERICKSBURG                   6                 0              6         10/01/07
LIGHTHOUSE POINT                 0                 0              0
WYOMING                          6                 0              6         11/01/07
MAPLE HEIGHTS                    6                 0              6         11/01/07
KANSAS CITY                      6                 0              6         11/01/07
INDIANAPOLIS                     0                 0              0
RICHMOND                         0                 0              0
ALPENA                           6                 0              6         11/01/07
CINCINNATI                       6                 0              6         10/01/07
WATERFORD                        6                 0              6         11/01/07
SELLERSBURG                      6                 0              6         11/01/07
EAST PEORIA                      0                 0              0
KANSAS CITY                      6                 0              6         11/01/07
KANSAS CITY                      6                 0              6         11/01/07
DAYTON                           6                 0              6         11/01/07
EAST POINT                       6                 0              6         08/01/07
ALLENTOWN                        6                 0              6         09/01/07
ORLANDO                          6                 0              6         09/01/07
SILVER SPRING                    6                 0              6         09/01/07
SUMMERVILLE                      0                 0              0
WEYMOUNTH                        6                 0              6         09/01/07
SUN CITY                         6                 0              6         09/01/07
LOS ANGELES                      6                 0              6         09/01/07
DINGMANS FERRY                   6                 0              6         08/01/07
DES MOINES                       6                 0              6         09/01/07
PADUCAH                          6                 0              6         09/01/07
SANDWICH                         6                 0              6         08/01/07
NORWALK                          6                 0              6         09/01/07
BARTLESVILLE                     6                 0              6         08/01/07
OVERLAND PARK                    6                 0              6         09/01/07
TEMPLE HILLS                     6                 0              6         09/01/07
OVERLAND PARK                    6                 0              6         09/01/07
ST. CLAIR                        6                 0              6         09/01/07
HAGERSTOWN                       6                 0              6         09/01/07
FORT WORTH                       0                 0              0
GREENSBORO                       0                 0              0
YORK                             6                 0              6         06/01/07
TEMECULA                         6                 0              6         11/01/07
HIGHLAND                         6                 0              6         11/01/07
KANSAS CITY                      6                 0              6         11/01/07
WORCESTER                        6                 0              6         11/01/07
PENN YAN                         6                 0              6         11/01/07
PROSPECT                         6                 0              6         11/01/07
SPRINGFIELD                      6                 0              6         11/01/07
TEXARKANA                        6                 0              6         11/01/08
LAKE ELSINORE                    6                 0              6         11/01/07
RUSSELLS POINT                   6                 0              6         10/01/07
TACOMA                           6                 0              6         11/01/07
BOSTON                           6                 0              6         11/01/07
PITTSBURGH                       6                 0              6         11/01/08
HIGHLAND MILLS                   6                 0              6         11/01/07
KANSAS CITY                      6                 0              6         11/01/07
TURNEY                           6                 0              6         11/01/07
JACKSONVILLE                     6                 0              6         11/01/07
BERKELEY HEIGHTS                 6                 0              6         11/01/07
BROCKTON                         6                 0              6         09/01/07
MACOMB                           6                 0              6         09/01/07
SUGAR GROVE                      6                 0              6         11/01/07
NIXA                             6                 0              6         11/01/07
RIVERSIDE                        6                 0              6         11/01/07
LAKE WORTH                       6                 0              6         11/01/07
PLEASANT HILL                    6                 0              6         11/01/07
DEFUNIAK SPRINGS                 0                 0              0
STRUTHERS                        6                 0              6         11/01/07
TOLEDO                           6                 0              6         10/01/07
BALTIMORE                        6                 0              6         11/01/07
CONCORD                          6                 0              6         11/01/07
OCEANSIDE                        0                 0              0
SACO                             6                 0              6         11/01/07
SAINT LOUIS                      6                 0              6         11/01/07
PULASKI                          6                 0              6         11/01/07
ROGERS                           6                 0              6         11/01/07
PHILADELPHIA                     6                 0              6         11/01/07
JOPLIN                           6                 0              6         11/01/07
RICHMOND                         6                 0              6         10/01/07
CULPEPER                         6                 0              6         11/01/07
CANTON                           6                 0              6         11/01/08
KELLER                           6                 0              6         11/01/07
NORTH LAS VEGAS                  6                 0              6         11/01/07
LEWISTON                         0                 0              0
NEWAYGO                          6                 0              6         11/01/07
DAYTON                           6                 0              6         10/01/07
AUBURN                           0                 0              0
SPRINGFIELD                      6                 0              6         11/01/07
NORTH PROVIDENCE                 6                 0              6         11/01/07
COLUMBIA                         0                 0              0
SAINT LOUIS                      6                 0              6         11/01/07
AUSTINTOWN                       6                 0              6         11/01/07
SALUDA                           0                 0              0
GAITHERSBURG                     6                 0              6         10/01/07
AYNOR                            6                 0              6         11/01/07
CHANDLER                         6                 0              6         11/01/07
AKRON                            0                 0              0
FARRELL                          6                 0              6         11/01/07
NAPLES                           6                 0              6         11/01/07
OLNEY                            6                 0              6         10/01/07
TEMPLE HILLS                     0                 0              0
FLINT                            0                 0              0
BUTLER                           0                 0              0
WILLOWBROOK                      6                 0              6         11/01/07
CHICAGO                          6                 0              6         11/01/07
RAYMORE                          6                 0              6         11/01/07
RICHMOND                         6                 0              6         11/01/07
YARMOUTH                         6                 0              6         11/01/07
SILOAM SPRINGS                   6                 0              6         11/01/07
BATON ROUGE                      6                 0              6         11/01/07
CHARLOTTE                        6                 0              6         11/01/07
ONTARIO                          6                 0              6         11/01/07
TOLEDO                           6                 0              6         11/01/07
LOS ANGELES                      0                 0              0
ATLANTA                          6                 0              6         11/01/07
ROSWELL                          6                 0              6         11/01/07
ROCKLIN                          6                 0              6         11/01/07
CINCINNATI                       6                 0              6         11/01/07
FAYETTEVILLE                     6                 0              6         11/01/07
AURORA                           6                 0              6         11/01/07
SPRING VALLEY                    6                 0              6         11/01/07
ST LOUIS                         6                 0              6         11/01/07
IONIA                            6                 0              6         11/01/07
WOODBRIDGE                       6                 0              6         11/01/07
EUCLID                           6                 0              6         11/01/07
BOWLING GREEN                    6                 0              6         11/01/07
YOUNGSTOWN                       0                 0              0
INDIANAPOLIS                     6                 0              6         11/01/07
DETROIT                          6                 0              6         11/01/07
AKRON                            6                 0              6         11/01/07
ST ALBANS                        6                 0              6         11/01/07
CRESAPTOWN                       6                 0              6         11/01/07
MIDDLETOWN                       6                 0              6         11/01/07
WEST COLUMBIA                    0                 0              0
CHARLOTTE                        6                 0              6         11/01/07
AUSTELL                          6                 0              6         11/01/07
COLORADO SPRINGS                 6                 0              6         11/01/07
CASTLE ROCK                      6                 0              6         09/01/07
ALBUQUERQUE                      6                 0              6         09/01/07
TERRE HAUTE                      6                 0              6         11/01/07
WICHITA                          6                 0              6         11/01/07
EAU CLAIRE                       6                 0              6         11/01/07
DIAMOND BAR                      0                 0              0
ORANGE                           0                 0              0
FORT MYERS                       6                 0              6         11/01/07
WESTLAKE                         6                 0              6         11/01/07
SPRINGPORT                       6                 0              6         11/01/07
PATASKALA                        6                 0              6         11/01/08
GRAND LEDGE                      6                 0              6         11/01/08
TOLEDO                           6                 0              6         11/01/07
CHICAGO                          6                 0              6         11/01/07
AKRON                            6                 0              6         11/01/07
WEST HAVEN                       6                 0              6         11/01/07
CLIO                             6                 0              6         11/01/07
N CHICAGO                        6                 0              6         11/01/08
WASHINGTON                       6                 0              6         11/01/07
WEST PALM BEACH                  0                 0              0
PEMBROKE PINES                   0                 0              0
HALLANDALE                       0                 0              0
PHOENIX                          6                 0              6         11/01/07
PORT SAINT LUCIE                 0                 0              0
MANASSAS                         6                 0              6         11/01/07
BIRDSBORO                        6                 0              6         11/01/07
CHICAGO                          6                 0              6         11/01/07
SILVER SPRING                    6                 0              6         11/01/07
FREDERICKSBURG                   6                 0              6         11/01/07
DUPONT                           6                 0              6         11/01/07
SARATOGA SPRINGS                 0                 0              0
LEESBURG                         0                 0              0
PORTLAND                         6                 0              6         11/01/07
MIDDLETOWN                       6                 0              6         11/01/07
ST. LOUIS                        6                 0              6         11/01/07
BLUE ISLAND                      6                 0              6         11/01/07
WINDHAM                          0                 0              0
CINCINNATI                       6                 0              6         11/01/07
KISSIMMEE                        6                 0              6         11/01/07
GREERS FERRY                     0                 0              0
QUEEN CREEK                      6                 0              6         11/01/07
SARASOTA                         6                 0              6         11/01/07
COLD BROOK                       6                 0              6         11/01/07
RAYMOND                          6                 0              6         11/01/07
DETROIT                          6                 0              6         11/01/07
TERRE HAUTE                      6                 0              6         11/01/07
TRINITY                          6                 0              6         11/01/07
WESTBROOK                        6                 0              6         11/01/07
SEDALIA                          0                 0              0
EL CENTRO                        6                 0              6         10/01/07
AVENTURA                         6                 0              6         11/01/07
EATON RAPIDS                     6                 0              6         11/01/07
CHICAGO                          6                 0              6         11/01/07
SILVER SPRING                    6                 0              6         11/01/07
ROGERS                           0                 0              0
WOODRIDGE                        0                 0              0
ATLANTA                          6                 0              6         11/01/07
RALEIGH                          6                 0              6         11/01/07
TERRE HAUTE                      0                 0              0
WASHINGTON                       6                 0              6         11/01/07
MESA                             6                 0              6         11/01/07
FISHERS                          6                 0              6         11/01/07
BOOTHWYN                         0                 0              0
TOLEDO                           0                 0              0
CLEVELAND                        6                 0              6         11/01/07
TRAVERSE CITY                    6                 0              6         11/01/07
ARGOS                            6                 0              6         11/01/07
MIAMI                            6                 0              6         11/01/07
CINCINNATI                       6                 0              6         11/01/10
MINNEAPOLIS                      6                 0              6         11/01/07
SAINT LOUIS                      6                 0              6         11/01/07
COLUMBUS                         0                 0              0
BARBERTON                        6                 0              6         11/01/07
GAHANNA                          6                 0              6         11/01/07
POPLAR GROVE                     6                 0              6         11/01/07
BEDFORD                          6                 0              6         11/01/07
BETHESDA                         6                 0              6         11/01/07
SILVER SPRING                    6                 0              6         11/01/07
ST PAUL                          6                 0              6         11/01/07
HOLLYWOOD                        0                 0              0
NORFOLK                          6                 0              6         11/01/07
CLINTON                          6                 0              6         11/01/07
CANTON                           0                 0              0
COLUMBUS                         6                 0              6         11/01/07
CHICAGO                          0                 0              0
RESTON                           6                 0              6         11/01/07
HORSEHEADS                       0                 0              0
COLORADO SPRINGS                 6                 0              6         11/01/07
ORRVILLE                         6                 0              6         11/01/07
COLUMBUS                         0                 0              0
ASHEVILLE                        6                 0              6         11/01/07
SAN SABA                         6                 0              6         11/01/07
CLINTON                          6                 0              6         11/01/07
BRASELTON                        6                 0              6         11/01/07
MILLERSBURG                      0                 0              0
FREDERICKSBURG                   0                 0              0
PITTSBURGH                       6                 0              6         11/01/07
GRAND HAVEN                      6                 0              6         11/01/07
CHICAGO                          6                 0              6         11/01/07
MONROE                           0                 0              0
DALZELL                          0                 0              0
LANSING                          0                 0              0
HAZEL PARK                       6                 0              6         11/01/07
DETROIT                          0                 0              0
EDMOND                           0                 0              0
OKLAHOMA CITY                    0                 0              0
HICKSVILLE                       6                 0              6         11/01/07
CHATTANOOGA                      6                 0              6         11/01/07
VIRGINIA BEACH                   6                 0              6         11/01/08
KUNA                             6                 0              6         11/01/07
ST JOSEPH                        0                 0              0
KANSAS CITY                      6                 0              6         09/01/07
PALM HARBOR                      6                 0              6         09/01/07
HOSHCTON                         6                 0              6         11/01/07
ST LOUIS                         6                 0              6         11/01/07
FOUNTAIN VALLEY                  0                 0              0
HONEOYE FALLS                    6                 0              6         11/01/07
SOUTH LAKE TAHOE                 0                 0              0
FREDERICK                        6                 0              6         11/01/07
KISSIMMEE                        6                 0              6         11/01/07
RIVERSIDE                        6                 0              6         11/01/07
SATELLITE BEACH                  0                 0              0
SACRAMENTO                       6                 0              6         11/01/07
WIGGINS                          0                 0              0
READING                          6                 0              6         11/01/07
EXETER                           6                 0              6         11/01/07
POWELL                           6                 0              6         11/01/07
COLUMBUS                         6                 0              6         11/01/07
WEST WAREHAM                     6                 0              6         11/01/07
COLUMBUS                         6                 0              6         11/01/07
SPRINGFIELD                      0                 0              0
OWEN                             6                 0              6         11/01/07
MEDWAY                           6                 0              6         11/01/07
PROCTORVILLE                     0                 0              0
MYRTLE BEACH                     0                 0              0
PLANTATION                       6                 0              6         10/01/08
COLORADO SPRINGS                 0                 0              0
Holbrook                         6                 0              6         08/01/08
Mangonia Park                    6                 0              6         08/01/08
Aldie                            6                 0              6         08/01/08
Chicago                          6                 0              6         08/01/08
Bethel                           6                 0              6         07/01/08
Joliet                           6                 0              6         07/01/08
Mineral                          6                 0              6         07/01/07
Haxtun                           0                 0              0
Chino Hills                      6                 0              6         08/01/08
Piscataway                       6                 0              6         07/01/08
Toms River                       6                 0              6         07/01/08
Jersey City                      6                 0              6         07/01/08
Fresno                           6                 0              6         08/01/07
Renton                           6                 0              6         07/01/08
Philadelphia                     6                 0              6         08/01/08
Sterling                         6                 0              6         08/01/08
Boulder                          6                 0              6         08/01/08
Jersey City                      6                 0              6         08/01/08
Paterson                         6                 0              6         08/01/08
Jamaica                          6                 0              6         08/01/08
Calwa                            6                 0              6         08/01/07
Lodi                             6                 0              6         08/01/08
Westland                         6                 0              6         08/01/08
El Mirage                        6                 0              6         08/01/07
Milford                          6                 0              6         08/01/07
Lawndale                         6                 0              6         08/01/08
Santa Clarita                    6                 0              6         08/01/08
Las Vegas                        6                 0              6         08/01/08
Columbus                         6                 0              6         08/01/08
Columbia                         6                 0              6         08/01/08
Lane                             6                 0              6         08/01/08
Sacramento                       6                 0              6         08/01/07
Lenola                           6                 0              6         08/01/08
Georgetown                       6                 0              6         08/01/08
Bakersfield                      6                 0              6         08/01/08
Van Nuys                         6                 0              6         07/01/08
San Bernardino                   6                 0              6         08/01/07
Mount Rainier                    6                 0              6         08/01/07
Charlotte                        6                 0              6         07/06/07
Mishawaka                        6                 0              6         08/01/07
Roulo                            6                 0              6         07/02/07
Memphis                          6                 0              6         08/01/08
Lagrange                         6                 0              6         08/01/07
Tampa                            6                 0              6         08/01/07
Yuton                            6                 0              6         08/01/08
Lake Ridge                       6                 0              6         08/01/08
Berkeley                         6                 0              6         08/01/07
Stockton                         6                 0              6         08/01/07
Jonesboro                        6                 0              6         08/01/08
San Diego                        6                 0              6         08/01/08
Vernon                           6                 0              6         08/01/08
Ossining                         6                 0              6         08/01/08
Oakland                          0                 0              0
Tulare                           6                 0              6         08/01/08
Greenacres                       6                 0              6         08/01/07
Gainesville                      0                 0              0
SOLEDAD                          6                 0              6         07/01/07
SANTA CLARITA                    6                 0              6         07/01/08
YUCCA VALLEY                     6                 0              6         06/01/10
ROANOKE                          6                 0              6         05/01/07
LINCOLN                          6                 0              6         06/01/10
NEWPORT                          0                 0              0
LAKE MILTON                      0                 0              0
BEDFORD                          6                 0              6         05/01/07
DETROIT                          0                 0              0
SAINT LOUIS                      0                 0              0
HARTFORD CITY                    6                 0              6         05/01/07
LENOX                            0                 0              0
WASHINGTON                       0                 0              0
NORTH WEBSTER                    0                 0              0
RIVERVIEW                        6                 0              6         06/01/08
LA QUINTA                        6                 0              6         06/01/07
JACKSON HEIGHTS                  6                 0              6         06/01/08
FELTON                           6                 0              6         05/01/07
SAN JOSE                         6                 0              6         06/01/07
APOPKA                           0                 0              0
COUNCIL BLUFFS                   6                 0              6         07/01/07
CHICAGO                          6                 0              6         05/01/06
ATLANTA                          6                 0              6         06/01/08
LOS ANGELES                      6                 0              6         07/01/07
TOOELE                           6                 0              6         05/01/07
NEW BEDFORD                      0                 0              0
NORTH DARTMOUTH                  6                 0              6         05/01/07
LAWTON                           6                 0              6         06/01/07
WATERFORD                        6                 0              6         07/01/07
BRACKENRIDGE                     0                 0              0
VALLEJO                          6                 0              6         06/01/07
CHICAGO                          0                 0              0
AVON                             6                 0              6         05/01/10
ELKHART                          0                 0              0
ORLANDO                          0                 0              0
MILACA                           6                 0              6         05/01/08
AKRON                            6                 0              6         06/01/07
HOFFMAN ESTATES                  6                 0              6         05/01/07
WEST LAFAYETTE                   6                 0              6         06/01/07
RANCHO SANTA MARGARITA           6                 0              6         07/01/10
SPENCER                          6                 0              6         07/01/07
SAN JOSE                         6                 0              6         06/01/07
CICERO                           6                 0              6         07/01/07
REVERE                           6                 0              6         07/01/07
KAYSVILLE                        6                 0              6         06/01/07
PORTLAND                         6                 0              6         06/01/08
NORTH HILLS                      0                 0              0
SCHENECTADY                      6                 0              6         07/01/08
CHICAGO                          6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
RANCHO CUCAMONGA                 6                 0              6         07/01/07
SPRING GLEN T/O WAWARSING        0                 0              0
SOUTH BEND                       6                 0              6         06/01/07
SAN DIEGO                        6                 0              6         07/01/08
MILLBURY                         0                 0              0
CLIFTON PARK                     6                 0              6         06/01/07
PLAINFIELD                       6                 0              6         07/01/07
CORNING                          6                 0              6         07/01/08
LONG BEACH                       6                 0              6         07/01/07
SAN DIEGO                        6                 0              6         07/01/07
PITTSBURG                        6                 0              6         06/01/07
MADISON                          6                 0              6         06/01/10
BROOKLYN                         6                 0              6         07/01/10
EL CAJON                         6                 0              6         07/01/07
TACOMA                           6                 0              6         07/01/07
IMPERIAL                         6                 0              6         07/01/07
FRESNO                           6                 0              6         06/01/07
EL CAJON                         6                 0              6         07/01/07
FORT LAUDERDALE                  6                 0              6         07/01/07
PHILADELPHIA                     0                 0              0
GLENS FALLS                      6                 0              6         07/01/07
FRESNO                           6                 0              6         06/01/07
FARMERSVILLE                     6                 0              6         07/01/07
REVERE                           6                 0              6         06/01/08
HOBOKEN                          6                 0              6         07/01/07
LAWRENCE                         6                 0              6         06/01/08
DRAPER                           6                 0              6         06/01/07
COLD SPRINGS                     6                 0              6         07/01/07
METHUEN                          6                 0              6         06/01/07
ORLANDO                          6                 0              6         07/01/08
CHULA VISTA                      6                 0              6         07/01/08
CHICAGO                          6                 0              6         07/01/07
WOODBURY                         6                 0              6         07/01/07
AUBREY                           0                 0              0
PHENIX CITY                      0                 0              0
CHELSEA                          6                 0              6         07/01/08
CHICAGO                          6                 0              6         07/01/07
MIAMI                            0                 0              0
HAMLIN                           6                 0              6         06/01/08
EL SOBRANTE                      6                 0              6         07/01/07
ALBUQUERQUE                      6                 0              6         07/01/08
MASHPEE                          6                 0              6         07/01/07
EL PASO                          6                 0              6         07/01/08
STREAMWOOD                       6                 0              6         07/01/07
HAMMOND                          6                 0              6         06/01/08
WILLINGBORO                      6                 0              6         07/01/07
MONACA                           0                 0              0
NORRISTOWN                       6                 0              6         07/01/07
DES PLAINES                      6                 0              6         07/01/07
HOPKINS                          6                 0              6         07/01/07
LONGVIEW                         6                 0              6         06/01/07
CORNELIUS                        0                 0              0
GARDEN CITY                      6                 0              6         07/01/08
LYNWOOD                          6                 0              6         07/01/07
LAKE WORTH                       6                 0              6         07/01/07
INDIO                            6                 0              6         07/01/07
ALEXANDRIA                       6                 0              6         07/01/07
BROOKLYN                         6                 0              6         07/01/08
RIVERSIDE                        6                 0              6         07/01/07
DENVER                           6                 0              6         07/01/07
MURRIETA                         0                 0              0
IRWIN                            6                 0              6         07/01/07
SAINT LOUIS                      0                 0              0
EVESHAM                          6                 0              6         07/01/07
HAYWARD                          6                 0              6         07/01/07
CINCINNATI                       0                 0              0
DAYTONA BEACH                    6                 0              6         07/01/07
PERRIS                           6                 0              6         06/01/07
MOUNT PLEASANT                   6                 0              6         07/01/10
SAINT LOUIS                      6                 0              6         07/01/08
LEBANON                          0                 0              0
LAKEWOOD                         6                 0              6         07/01/07
DENVER                           6                 0              6         07/01/07
LAS VEGAS                        6                 0              6         07/01/07
PLAINFIELD                       6                 0              6         07/01/08
MERCED                           6                 0              6         06/01/07
NORTH LAS VEGAS                  6                 0              6         07/01/07
SAN JACINTO                      6                 0              6         07/01/08
RICHARDSON                       6                 0              6         07/01/08
PEORIA                           6                 0              6         07/01/07
MIAMI                            6                 0              6         07/01/07
MARGATE                          6                 0              6         07/01/07
BELLPORT                         6                 0              6         07/01/08
TOLEDO                           6                 0              6         07/01/07
CHARDON                          0                 0              0
AUBURN                           0                 0              0
WHEELING                         6                 0              6         07/01/07
CITRUS HEIGHTS                   6                 0              6         07/01/07
WEST PALM BEACH                  6                 0              6         07/01/08
CLARKSTON                        6                 0              6         07/01/07
COUNTRY CLUB HILLS               0                 0              0
MANTECA                          6                 0              6         06/01/07
MEXICO                           6                 0              6         07/01/07
HUNTINGTON PARK                  6                 0              6         07/01/08
PHOENIX                          0                 0              0
TOLEDO                           0                 0              0
NORTH OLMSTED                    6                 0              6         07/01/07
WILLIAMSPORT                     0                 0              0
SEWICKLEY                        6                 0              6         07/01/08
FALMOUTH                         6                 0              6         07/01/08
FLUSHING                         6                 0              6         07/01/08
COLUMBIA                         0                 0              0
PALM SPRINGS                     0                 0              0
CANOGA PARK AREA, LA             6                 0              6         06/01/07
CLINTON TOWNSHIP                 6                 0              6         07/01/07
ALHAMBRA                         6                 0              6         07/01/07
ATLANTA                          6                 0              6         07/01/07
WASHINGTON TOWNSHIP              6                 0              6         07/01/08
CHICAGO                          6                 0              6         07/01/07
AURORA                           6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
MURRIETA                         6                 0              6         07/01/07
YPSILANTI                        6                 0              6         07/01/07
SCHAUMBURG                       6                 0              6         07/01/07
ATOKA                            0                 0              0
LANCASTER                        0                 0              0
RANCHO CUCAMONGA                 6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
GILBERT                          6                 0              6         07/01/07
DOLTON                           0                 0              0
SUGAR LAND                       6                 0              6         07/01/07
SAINT LOUIS                      6                 0              6         07/01/07
GROVE CITY                       6                 0              6         07/01/08
MOUNT MORRIS                     6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
HUMBLE                           0                 0              0
HOWELL                           6                 0              6         07/01/07
DAYTON                           0                 0              0
AURORA                           6                 0              6         07/01/08
CHICAGO                          0                 0              0
CENTEREACH                       6                 0              6         07/01/08
MILWAUKEE                        6                 0              6         07/01/07
UPLAND                           0                 0              0
LANCASTER                        6                 0              6         07/01/07
PALM DESERT                      6                 0              6         07/01/07
RENO                             0                 0              0
GLADSTONE                        6                 0              6         07/01/07
MONTGOMERY                       6                 0              6         07/01/07
STATEN ISLAND                    6                 0              6         07/01/08
EUSTIS                           0                 0              0
EVANSTON                         6                 0              6         07/01/07
DENVER                           6                 0              6         07/01/07
LAKE WORTH                       0                 0              0
POMONA                           6                 0              6         07/01/07
COLUMBUS                         6                 0              6         07/01/08
CONCORD                          6                 0              6         07/01/07
SARASOTA                         6                 0              6         07/01/07
HOUSTON                          6                 0              6         06/01/07
WEST JEFFERSON                   0                 0              0
MARION                           0                 0              0
COLCHESTER                       6                 0              6         07/01/07
WEST HOLLYWOOD                   6                 0              6         07/01/07
PORT SAINT LUCIE                 6                 0              6         07/01/07
DOWNEY                           6                 0              6         07/01/07
CARSON                           6                 0              6         06/01/07
TRAVERSE CITY                    6                 0              6         07/01/07
MC LEAN                          6                 0              6         07/01/07
KYLE                             0                 0              0
CHICAGO                          0                 0              0
DOUGLASSVILLE                    6                 0              6         07/01/07
PARMA                            6                 0              6         07/01/07
RANCHO CUCAMONGA                 0                 0              0
WARRENVILLE                      6                 0              6         07/01/07
DENTON                           0                 0              0
COMPTON                          6                 0              6         07/01/08
WILLIAMSTON                      6                 0              6         07/01/07
FORT WORTH                       0                 0              0
WESTMORELAND CITY                0                 0              0
GARLAND                          6                 0              6         07/01/07
WOODBRIDGE                       6                 0              6         07/01/10
CALUMET CITY                     0                 0              0
PLUMAS LAKE                      6                 0              6         07/01/07
MARION                           0                 0              0
BRENTWOOD                        6                 0              6         07/01/07
SALT LAKE CITY                   6                 0              6         07/01/07
SCOTTSDALE                       6                 0              6         07/01/07
ATTICA T/O ALEXANDER             6                 0              6         07/01/08
GAHANNA                          6                 0              6         07/01/07
VERNON HILLS                     6                 0              6         07/01/07
ROUND ROCK                       0                 0              0
HAMERSVILLE                      6                 0              6         07/01/07
MORRISTOWN                       0                 0              0
FORT WORTH                       0                 0              0
BAKERSFIELD                      6                 0              6         07/01/07
FRESNO                           0                 0              0
JUSTIN                           0                 0              0
OREGON CITY                      6                 0              6         07/01/10
SAN DIEGO                        0                 0              0
GOSHEN                           6                 0              6         07/01/07
NORTH LAS VEGAS                  0                 0              0
CHICAGO                          6                 0              6         07/01/07
CARNATION                        6                 0              6         07/01/07
LA QUINTA                        6                 0              6         07/01/07
VALLEJO                          6                 0              6         07/01/07
BAKERSFIELD                      6                 0              6         07/01/07
LAKE WORTH                       6                 0              6         07/01/07
STERLING HEIGHTS                 6                 0              6         07/01/07
PALMDALE                         6                 0              6         07/01/10
DALLAS                           6                 0              6         07/01/07
APPLE VALLEY                     6                 0              6         07/01/07
MORENO VALLEY                    6                 0              6         07/01/07
MC KINNEY                        6                 0              6         07/01/07
RESEDA                           6                 0              6         07/01/07
ARLINGTON                        0                 0              0
BRAINERD                         6                 0              6         07/01/07
OAKLAND                          6                 0              6         07/01/10
NEWPORT                          6                 0              6         07/01/07
NORTH RICHLAND HILLS             6                 0              6         07/01/08
HAWTHORNE                        6                 0              6         07/01/07
YAKIMA                           6                 0              6         07/01/08
CHICAGO                          0                 0              0
HENDERSON                        6                 0              6         07/01/07
HACIENDA HEIGHTS                 6                 0              6         07/01/07
DEERFIELD BEACH                  6                 0              6         07/01/07
BAY POINT                        6                 0              6         07/01/10
WAITE PARK                       6                 0              6         07/01/07
CARROLLTON                       0                 0              0
KENTWOOD                         6                 0              6         07/01/07
GAITHERSBURG                     6                 0              6         07/01/07
LINCOLN PARK                     6                 0              6         07/01/07
OAK LAWN                         6                 0              6         07/01/07
FORT COLLINS                     6                 0              6         07/01/07
TEMECULA                         6                 0              6         07/01/07
HARWOOD HEIGHTS                  0                 0              0
SCOTTSDALE                       6                 0              6         07/01/07
NIXA                             6                 0              6         07/01/07
CHANDLER                         6                 0              6         07/01/08
OAKLAND                          6                 0              6         07/01/07
PHOENIX                          6                 0              6         07/01/07
FOREST GROVE                     6                 0              6         07/01/07
HILLIARD                         6                 0              6         07/01/07
ELGIN                            6                 0              6         07/01/07
LESLIE                           0                 0              0
SAN ANTONIO                      6                 0              6         07/01/08
WEST PALM BEACH                  6                 0              6         07/01/07
PHOENIX                          6                 0              6         07/01/10
PARK FOREST                      0                 0              0
SUPERIOR                         6                 0              6         07/01/07
LOS ANGELES                      6                 0              6         07/01/08
GILBERT                          6                 0              6         07/01/08
WEST BEND                        6                 0              6         07/01/07
STANSBURY PARK                   6                 0              6         07/01/10
LOMITA                           6                 0              6         07/01/07
PORT COSTA                       0                 0              0
LONG BEACH                       6                 0              6         07/01/07
HUNTINGTON BEACH                 6                 0              6         07/01/07
CANOGA PARK                      6                 0              6         07/01/07
SAN RAFAEL                       6                 0              6         07/01/07
SUMMERVILLE                      6                 0              6         07/01/08
CENTREVILLE                      6                 0              6         07/01/07
COLUMBUS                         6                 0              6         07/01/07
ANTIOCH                          6                 0              6         07/01/07
KISSIMMEE                        6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
ENGLEWOOD                        0                 0              0
MINNEAPOLIS                      6                 0              6         07/01/07
RUNNING SPRINGS                  6                 0              6         07/01/07
CINCINNATI                       6                 0              6         07/01/08
RALEIGH                          6                 0              6         07/01/08
MIAMI                            6                 0              6         07/01/07
WILLITS                          6                 0              6         07/01/07
SAN DIEGO                        6                 0              6         07/01/08
LANCASTER                        6                 0              6         07/01/07
COLORADO SPRINGS                 6                 0              6         07/01/07
OGDEN                            6                 0              6         07/01/07
RESEDA AREA, LOS ANGELES         6                 0              6         07/01/07
HUNTINGTON BEACH                 0                 0              0
PLEASANT HILL                    6                 0              6         07/01/07
CHERRY VALLEY                    6                 0              6         07/01/07
GENEVA                           6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
SEAFORD                          0                 0              0
MATTESON                         6                 0              6         07/01/08
MIAMI BEACH                      6                 0              6         07/01/07
SPRING                           0                 0              0
BAKERSFIELD                      6                 0              6         07/01/07
IRVINE                           6                 0              6         07/01/07
MERCER ISLAND                    6                 0              6         07/01/07
LAGUNA NIGUEL                    6                 0              6         07/01/10
DAVENPORT                        6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
CHULA VISTA                      6                 0              6         07/01/07
PALM SPRINGS                     6                 0              6         07/01/07
EAST PROVIDENCE                  0                 0              0
YUCCA VALLEY                     6                 0              6         07/01/07
BROWNSTOWN                       0                 0              0
AUSTIN                           6                 0              6         07/01/07
SIDNEY                           0                 0              0
LEESBURG                         0                 0              0
LACEY                            6                 0              6         07/01/07
SAN DIEGO                        6                 0              6         07/01/07
BUENA PARK                       6                 0              6         07/01/07
MARYSVILLE                       6                 0              6         07/01/07
SEATTLE                          6                 0              6         07/01/07
YOUNGTOWN                        6                 0              6         07/01/07
TRACY                            6                 0              6         07/01/07
FAIR OAKS                        6                 0              6         07/01/07
SAINT LOUIS                      6                 0              6         07/01/07
VERMILLION                       6                 0              6         07/01/07
WALDORF                          6                 0              6         07/01/07
MINNEAPOLIS                      0                 0              0
CARSON                           6                 0              6         07/01/07
FONTANA                          6                 0              6         07/01/07
WHITE LAKE                       6                 0              6         07/01/07
CHICO                            0                 0              0
SPRINGFIELD                      6                 0              6         07/01/08
LAWNDALE                         6                 0              6         07/01/07
MENIFEE                          6                 0              6         07/01/07
DENVER                           6                 0              6         07/01/07
CINCINNATI                       6                 0              6         07/01/07
PASO ROBLES                      6                 0              6         07/01/07
LAKE WORTH                       6                 0              6         07/01/07
ARLINGTON                        0                 0              0
SYRACUSE                         0                 0              0
HOLLIS                           6                 0              6         07/01/07
PACIFICA                         6                 0              6         07/01/07
ST. ALBANS                       6                 0              6         07/01/07
LOS ANGELES                      0                 0              0
GLENDORA                         6                 0              6         07/01/08
PORTLAND                         6                 0              6         07/01/08
AURORA                           6                 0              6         07/01/07
BAKERSFIELD                      6                 0              6         07/01/07
SACRAMENTO                       6                 0              6         07/01/07
SACRAMENTO                       6                 0              6         07/01/07
CHULA VISTA                      6                 0              6         07/01/07
REDDING                          6                 0              6         07/01/07
STUDIO CITY AREA, LOS ANGE       6                 0              6         07/01/07
CINCINNATI                       0                 0              0
PACIFICA                         6                 0              6         07/01/07
SILVER SPRING                    6                 0              6         07/01/08
GLENDALE HEIGHTS                 0                 0              0
LOS ANGELES                      6                 0              6         07/01/07
PORT HUENEME                     6                 0              6         07/01/07
YUBA CITY                        6                 0              6         07/01/07
PALM SPRINGS                     6                 0              6         07/01/07
SCHENECTADY                      6                 0              6         07/01/08
NEW PRAGUE                       6                 0              6         07/01/07
CASTAIC                          6                 0              6         07/01/07
BAKERSFIELD                      6                 0              6         07/01/07
MATTAPAN                         6                 0              6         07/01/07
HAMMOND                          6                 0              6         07/01/07
LOWELL                           6                 0              6         07/01/08
CHICAGO                          6                 0              6         07/01/07
SYLMAR AREA, LOS ANGELES         6                 0              6         07/01/07
MISSOULA                         6                 0              6         07/01/07
MARYSVILLE                       6                 0              6         07/01/08
RIO LINDA                        6                 0              6         07/01/07
FAIRPORT HARBOR                  6                 0              6         07/01/07
HIALEAH                          0                 0              0
LAKE WORTH                       6                 0              6         07/01/07
JAMAICA                          6                 0              6         07/01/08
CHICAGO                          6                 0              6         07/01/07
FORT LAUDERDALE                  6                 0              6         07/01/08
ANTIOCH                          6                 0              6         07/01/07
SAN ANTONIO                      6                 0              6         07/01/10
PALM SPRINGS                     6                 0              6         07/01/07
COTTAGE GROVE                    6                 0              6         07/01/07
CARMICHAEL                       6                 0              6         07/01/07
RICHMOND                         6                 0              6         07/01/07
HUNTINGTON BEACH                 6                 0              6         07/01/07
RALEIGH                          6                 0              6         07/01/08
SAN FRANCISCO                    6                 0              6         07/01/07
TIGARD                           6                 0              6         07/01/07
TUJUNGA                          6                 0              6         07/01/07
CAPITOL HEIGHTS                  6                 0              6         07/01/07
PORTLAND                         6                 0              6         07/01/08
BRAWLEY                          6                 0              6         07/01/07
SUNNYVALE                        6                 0              6         07/01/08
BALLWIN                          6                 0              6         07/01/07
TEMECULA                         6                 0              6         07/01/07
PASADENA                         6                 0              6         07/01/07
INDEPENDENCE                     6                 0              6         07/01/07
LITTLE FALLS                     6                 0              6         07/01/08
SAN JOSE                         6                 0              6         07/01/07
CORONA                           6                 0              6         07/01/08
BAKERSFIELD                      0                 0              0
FONTANA                          6                 0              6         07/01/07
TEMECULA                         6                 0              6         07/01/07
REDMOND                          6                 0              6         07/01/10
GALT                             6                 0              6         07/01/07
FRESNO                           6                 0              6         07/01/07
MORRISON                         6                 0              6         07/01/07
SANTA ROSA                       6                 0              6         07/01/07
OCEANSIDE                        6                 0              6         07/01/07
SANTEE                           6                 0              6         07/01/08
NASHVILLE                        6                 0              6         07/01/08
PROCTORVILLE                     6                 0              6         07/01/07
SILVER SPRING                    6                 0              6         07/01/07
LITTLETON                        6                 0              6         07/01/10
HOMESTEAD                        6                 0              6         07/01/07
IRVING                           6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
LONG BEACH                       0                 0              0
AVONDALE                         6                 0              6         07/01/07
STATELINE                        6                 0              6         07/01/08
GILROY                           6                 0              6         07/01/07
MARION                           6                 0              6         07/01/07
CHULA VISTA                      6                 0              6         07/01/07
SEVERNA PARK                     6                 0              6         07/01/07
FAIRFIELD                        6                 0              6         07/01/07
MINNEAPOLIS                      6                 0              6         07/01/10
CALABASAS                        6                 0              6         07/01/07
HAYWARD                          6                 0              6         07/01/07
TRACY                            6                 0              6         07/01/07
CATHEDRAL CITY                   6                 0              6         07/01/07
RIVERSIDE                        0                 0              0
SCOTTSDALE                       6                 0              6         07/01/07
MONTGOMERY                       6                 0              6         07/01/07
BROOKEVILLE                      6                 0              6         07/01/08
AFTON                            6                 0              6         07/01/08
OCONOMOWOC                       6                 0              6         07/01/07
CICERO                           6                 0              6         07/01/07
TIGARD                           0                 0              0
SANTEE                           6                 0              6         07/01/07
CYPRESS                          6                 0              6         07/01/08
NORWALK                          6                 0              6         07/01/07
SALADO                           0                 0              0
CICERO                           6                 0              6         07/01/07
GREENWICH                        6                 0              6         07/01/07
MINNEAPOLIS                      0                 0              0
HOUSTON                          6                 0              6         07/01/07
VICTORVILLE                      6                 0              6         07/01/07
LA PORTE                         0                 0              0
FAIRFIELD                        6                 0              6         07/01/07
SHAKOPEE                         6                 0              6         07/01/10
LAKE STEVENS                     6                 0              6         07/01/07
CHICAGO                          6                 0              6         07/01/07
MARIETTA                         6                 0              6         07/01/08
PINELLAS PARK                    6                 0              6         07/01/07
ALEXANDRIA                       6                 0              6         07/01/07
NASHVILLE                        6                 0              6         07/01/07
OAK VIEW                         6                 0              6         07/01/07
SACRAMENTO                       6                 0              6         07/01/07
INDIANAPOLIS                     6                 0              6         07/01/07
TUKWILA                          6                 0              6         07/01/07
FREDERICKSBURG                   6                 0              6         07/01/07
ORLANDO                          6                 0              6         07/01/07
NORTH LAS VEGAS                  6                 0              6         07/01/07
SAN JOSE                         6                 0              6         07/01/07
PALM HARBOR                      6                 0              6         07/01/07
ST. PETERSBURG                   6                 0              6         07/01/07
MURRIETA                         6                 0              6         07/01/08
PITTSBURG                        6                 0              6         07/01/07
EL CAJON                         6                 0              6         07/01/07
BAKERSFIELD                      0                 0              0
CHANDLER                         6                 0              6         07/01/07
WESTON                           6                 0              6         07/01/07
BOLINGBROOK                      6                 0              6         07/01/07
SALEM                            6                 0              6         07/01/07
NEW PORT RICHEY                  6                 0              6         07/01/08
SAN MARCOS                       6                 0              6         07/01/07
DENVER                           6                 0              6         07/01/07
ELK GROVE                        6                 0              6         07/01/07
ACWORTH                          6                 0              6         07/01/08
SPOKANE VALLEY                   0                 0              0
SAN JOSE                         6                 0              6         07/01/08
NEW KENSINGTON                   6                 0              6         07/01/07
MIAMI                            6                 0              6         07/01/07
CINCINNATI                       0                 0              0
EUGENE                           6                 0              6         07/01/08
FORT WAYNE                       6                 0              6         07/01/07
LAKE FOREST                      6                 0              6         07/01/07
RICHMOND                         6                 0              6         07/01/07
BAKERSFIELD                      6                 0              6         07/01/07
THOUSAND OAKS                    6                 0              6         07/01/08
BECKER                           0                 0              0
RIVERDALE                        6                 0              6         07/01/08
ZIONSVILLE                       6                 0              6         07/01/07
EAST PALATKA                     6                 0              6         07/01/08
MIAMI                            6                 0              6         07/01/07
SAN CLEMENTE                     6                 0              6         07/01/07
LANCASTER                        6                 0              6         07/01/07
CERRITOS                         6                 0              6         07/01/07
GIBSONTON                        6                 0              6         07/01/07
PORTLAND                         6                 0              6         07/01/07
LAKE FOREST                      6                 0              6         07/01/07
SAN BERNARDINO                   6                 0              6         07/01/07
TRINITY                          6                 0              6         07/01/07
LANDSDOWNE                       6                 0              6         07/01/08
MORGAN HILL                      6                 0              6         07/01/07
SAN DIEGO                        6                 0              6         07/01/07
LAWRENCEVILLE                    6                 0              6         07/01/08
BALDWIN PARK                     6                 0              6         07/01/07
BENICIA                          6                 0              6         07/01/08
LADERA RANCH                     6                 0              6         07/01/07
BROOKLYN                         0                 0              0
MIAMI                            6                 0              6         07/01/08
LAS VEGAS                        6                 0              6         07/01/07
HOUSTON                          6                 0              6         07/01/07
BOILING SPRING LAKES             6                 0              6         07/01/08
NORTH LAS VEGAS                  6                 0              6         07/01/07
MANASSAS                         6                 0              6         07/01/07
VICTORVILLE                      6                 0              6         07/01/07
ALEXANDRIA                       6                 0              6         07/01/07
SALT LAKE CITY                   6                 0              6         07/01/07
VICTORVILLE                      6                 0              6         07/01/07
COON RAPIDS                      6                 0              6         07/01/07
CHARLOTTE                        6                 0              6         07/01/08
ORTING                           6                 0              6         07/01/07
ROCK HILL                        6                 0              6         07/01/08
ELGIN                            6                 0              6         07/01/07
NILES                            6                 0              6         07/01/07
SAN JOSE                         6                 0              6         07/01/07
LAKESIDE                         6                 0              6         07/01/07
WESTLAND                         6                 0              6         07/01/07
CUMMING                          6                 0              6         07/01/08
LAWRENCEVILLE                    6                 0              6         07/01/08
VALPARAISO                       6                 0              6         07/01/07
CERES                            6                 0              6         07/01/07
PHOENIX                          6                 0              6         07/01/07
LAWRENCEVILLE                    6                 0              6         07/01/08
FINDLAY                          6                 0              6         07/01/07
RIVERSIDE                        6                 0              6         07/01/07
RAMONA                           6                 0              6         07/01/07
GUADALUPE                        6                 0              6         07/01/08
MCDONOUGH                        6                 0              6         07/01/08
COVINGTON                        6                 0              6         07/01/10
CLINTON                          6                 0              6         07/01/07
MESA                             6                 0              6         07/01/07
STATESVILLE                      6                 0              6         07/01/08
COMPTON                          6                 0              6         07/01/07
WOODBRIDGE                       6                 0              6         07/01/07
STREAMWOOD                       6                 0              6         07/01/07
ROBBINSDALE                      6                 0              6         07/01/07
CORONA                           6                 0              6         07/01/07
EL CAJON                         6                 0              6         07/01/07
CHINO HILLS                      6                 0              6         07/01/07
PARAMOUNT                        6                 0              6         07/01/07
WALDORF                          6                 0              6         07/01/07
CHATTANOOGA                      6                 0              6         07/01/07
PEABODY                          6                 0              6         07/01/07
BROOKLYN                         6                 0              6         07/01/08
NAMPA                            6                 0              6         07/01/07
SOUTH GATE                       6                 0              6         07/01/07
BRONX                            6                 0              6         07/01/08
LEBANON                          6                 0              6         07/01/10
ALISO VIEJO                      6                 0              6         07/01/07
CLAYTON                          6                 0              6         07/01/07
NEWPORT NEWS                     6                 0              6         05/01/06
SPRINGFIELD                      6                 0              6         11/01/06
LOS ANGELES                      6                 0              6         10/01/07
INDIANAPOLIS                     0                 0              0
VISALIA                          6                 0              6         10/01/07
ORANGEVALE                       6                 0              6         10/01/07
CENTRAL FALLS                    6                 0              6         09/01/07
MALDEN                           6                 0              6         10/01/07
ALBUQUERQUE                      0                 0              0
BEAVERTON                        6                 0              6         10/01/07
FORT WAYNE                       6                 0              6         09/01/07
WEST PALM BEACH                  6                 0              6         09/01/07
LA MIRADA                        6                 0              6         09/01/07
CASSELBERRY                      6                 0              6         10/01/07
DAYTON                           6                 0              6         09/01/07
CASSELBERRY                      6                 0              6         09/01/07
TRUCKEE                          0                 0              0
SOUTH LAKE TAHOE                 6                 0              6         10/01/07
PHOENIX                          6                 0              6         10/01/07
CHANDLER                         6                 0              6         09/01/07
BAKERSFIELD                      6                 0              6         09/01/07
DENVER                           6                 0              6         10/01/07
RICHMOND                         6                 0              6         10/01/07
BLOOMFIELD HILLS                 6                 0              6         09/01/07
ESCONDIDO                        6                 0              6         09/01/07
GREENACRES                       6                 0              6         10/01/07
BLUE ISLAND                      0                 0              0
MAYER                            6                 0              6         10/01/07
MORENO VALLEY                    6                 0              6         09/01/07
PORT CHARLOTTE                   6                 0              6         10/01/07
PORTERVILLE                      6                 0              6         10/01/07
CEDAR VALLEY                     0                 0              0
INGLEWOOD                        6                 0              6         10/01/07
FYFFE                            0                 0              0
RICHMOND                         6                 0              6         09/01/07
MESA                             6                 0              6         09/01/07
LAS VEGAS                        6                 0              6         10/01/07
HOLLISTER                        6                 0              6         09/01/07
COMPTON                          6                 0              6         10/01/07
MIDDLEBORO                       6                 0              6         10/01/07
ORLANDO                          0                 0              0
OCALA                            6                 0              6         10/01/07
MAPLE VALLEY                     6                 0              6         09/01/07
PHOENIX                          6                 0              6         10/01/07
LAKE OSWEGO                      0                 0              0
HAZEL CREST                      6                 0              6         10/01/07
APACHE JUNCTION                  0                 0              0
INDIANAPOLIS                     0                 0              0
SACRAMENTO                       6                 0              6         09/01/07
PARKER                           0                 0              0
GODFREY                          0                 0              0
DELTA                            6                 0              6         10/01/07
SEYMOUR                          6                 0              6         10/01/07
ELIZABETHTOWN                    0                 0              0
MURRIETA                         6                 0              6         09/01/07
MOORE                            0                 0              0
KENT                             0                 0              0
ONTARIO                          6                 0              6         10/01/07
ALPHARETTA                       0                 0              0
INDIANAPOLIS                     0                 0              0
PARADISE VALLEY                  6                 0              6         10/01/07
DENVER                           6                 0              6         10/01/07
LAKEWOOD                         6                 0              6         10/01/07
FORT WAYNE                       0                 0              0
HIGHLANDS RANCH                  6                 0              6         10/01/07
PLEASANT GROVE                   6                 0              6         09/01/07
LINN                             0                 0              0
CORONA                           6                 0              6         10/01/07
SALINAS                          6                 0              6         10/01/07
MORENO VALLEY                    6                 0              6         09/01/07
TUCSON                           0                 0              0
DORCHESTER                       6                 0              6         10/01/07
TUCSON                           6                 0              6         09/01/07
BEND                             6                 0              6         09/01/07
PAYSON                           0                 0              0
HENDERSON                        6                 0              6         10/01/07
MURRAY                           6                 0              6         10/01/07
LAVEEN                           6                 0              6         10/01/07
DUDLEY                           6                 0              6         10/01/07
BONNER SPRINGS                   0                 0              0
LAWRENCEVILLE                    6                 0              6         10/01/07
LEBANON JUNCTION                 0                 0              0
SHERWOOD                         0                 0              0
PERRIS                           6                 0              6         10/01/07
ORLANDO                          6                 0              6         10/01/07
FIRCREST                         6                 0              6         10/01/07
KISSIMMEE                        0                 0              0
MUSKEGON                         0                 0              0
VANCOUVER                        6                 0              6         09/01/07
CENTRAL FALLS                    6                 0              6         09/01/07
PITTSBURGH                       0                 0              0
NORTH PORT                       6                 0              6         10/01/07
GILBERT                          6                 0              6         09/01/07
TUCSON                           6                 0              6         10/01/07
GLENDALE                         6                 0              6         10/01/07
PROVIDENCE                       6                 0              6         10/01/07
SPARKS                           6                 0              6         10/01/07
CHICAGO                          6                 0              6         11/01/07
CHICAGO HEIGHTS                  0                 0              0
HILLSBORO                        6                 0              6         10/01/07
BOSTON                           6                 0              6         10/01/07
GREENWOOD                        6                 0              6         10/01/07
MORENO VALLEY                    6                 0              6         09/01/07
SALT LAKE CITY                   0                 0              0
LOS ANGELES                      6                 0              6         09/01/07
FRESNO                           6                 0              6         10/01/07
PITTSBURG                        6                 0              6         09/01/07
LAS VEGAS                        6                 0              6         10/01/07
QUEEN CREEK                      6                 0              6         10/01/07
LAS VEGAS                        6                 0              6         10/01/07
PAPILLION                        0                 0              0
SAN FRANCISCO                    6                 0              6         10/01/07
TRACY                            6                 0              6         10/01/07
LOS ANGELES                      6                 0              6         10/01/07
MAPLE VALLEY                     6                 0              6         09/01/07
BRIGHTON                         6                 0              6         09/01/07
FARMINGTON HILLS                 6                 0              6         10/01/07
PRINEVILLE                       6                 0              6         10/01/07
PILGER                           0                 0              0
ALBUQUERQUE                      0                 0              0
THORNTON                         6                 0              6         10/01/07
APPLE VALLEY                     6                 0              6         10/01/07
THORNTON                         0                 0              0
WHITE HALL                       6                 0              6         10/01/07
VIRGINIA BEACH                   6                 0              6         10/01/07
OAKLAND                          6                 0              6         10/01/07
PHOENIX                          6                 0              6         10/01/07
GRESHAM                          6                 0              6         10/01/07
RIALTO                           6                 0              6         10/01/07
SAINT LOUIS                      6                 0              6         10/01/07
LAS VEGAS                        6                 0              6         10/01/07
FORT WORTH                       0                 0              0
EAST CANTON                      0                 0              0
EVERGREEN PARK                   0                 0              0
CHUBBUCK                         0                 0              0
BOISE                            0                 0              0
LOS ANGELES                      6                 0              6         10/01/07
IONE                             0                 0              0
HILLSBORO                        6                 0              6         10/01/07
PAYETTE                          0                 0              0
CLEARFIELD                       6                 0              6         10/01/07
SPRINGFIELD                      6                 0              6         10/01/07
SUGAR HILL                       6                 0              6         10/01/07
NEWMAN                           6                 0              6         10/01/07
CHESTER                          0                 0              0
BURIEN                           6                 0              6         10/01/07
PORTLAND                         6                 0              6         10/01/07
RANDOLPH                         6                 0              6         10/01/07
JACKSONVILLE                     6                 0              6         10/01/07
COLUMBUS                         0                 0              0
RICHMOND                         0                 0              0
LOUISVILLE                       0                 0              0
FORDLAND                         0                 0              0
ORLANDO                          6                 0              6         10/01/07
SAINT LOUIS                      0                 0              0
LAS VEGAS                        6                 0              6         10/01/07
STONE MOUNTAIN                   6                 0              6         10/01/07
COLLINSVILLE                     6                 0              6         10/01/07
PARAGOULD                        0                 0              0
CRYSTAL                          6                 0              6         10/01/07
CEDAR VALLEY                     6                 0              6         10/01/07
PALM COAST                       0                 0              0
O FALLON                         6                 0              6         10/01/07
ALBUQUERQUE                      6                 0              6         10/01/07
NAMPA                            0                 0              0
LANSING                          6                 0              6         10/01/07
LAS VEGAS                        6                 0              6         10/01/07
BOISE                            0                 0              0
HENDERSON                        6                 0              6         10/01/07
BALTIMORE                        0                 0              0
ANTIOCH                          6                 0              6         10/01/07
DELHI                            6                 0              6         10/01/07
CLACKAMAS                        6                 0              6         10/01/07
TRACY                            6                 0              6         10/01/07
PRINEVILLE                       6                 0              6         10/01/07
TRACY                            6                 0              6         10/01/07
BUFORD                           6                 0              6         10/01/07
HAYWARD                          6                 0              6         10/01/07
ORANGE CITY                      6                 0              6         10/01/07
COLUMBUS                         0                 0              0
NORTH PORT                       6                 0              6         10/01/07
WINDERMERE                       6                 0              6         10/01/07
VISTA                            6                 0              6         10/01/07
DAVENPORT                        0                 0              0
PORTLAND                         6                 0              6         10/01/07
BANKS                            6                 0              6         10/01/07
SYLVANIA                         0                 0              0
COVINGTON                        6                 0              6         10/01/07
PHILADELPHIA                     6                 0              6         10/01/07
COLORA                           6                 0              6         10/01/07
BATTLE CREEK                     6                 0              6         10/01/07
PORTERVILLE                      6                 0              6         10/01/07
REVERE                           6                 0              6         10/01/07
VICTORVILLE                      6                 0              6         10/01/07
FONTANA                          6                 0              6         10/01/07
QUEEN CREEK                      6                 0              6         10/01/07
MOLINE                           0                 0              0
VALRICO                          6                 0              6         10/01/07
ROXBURY                          0                 0              0
WASHINGTON                       6                 0              6         10/01/07
HAVERHILL                        6                 0              6         10/01/07
HAWTHORNE                        6                 0              6         10/01/07
SANDY                            0                 0              0
CASTLEWOOD                       0                 0              0
WEST VALLEY CITY                 0                 0              0
QUEEN CREEK                      6                 0              6         10/01/07
PAYSON                           0                 0              0
INDEPENDENCE                     0                 0              0
PASADENA                         6                 0              6         10/01/07
SALINAS                          6                 0              6         10/01/07
COLORADO SPRINGS                 6                 0              6         10/01/07
ALBUQUERQUE                      6                 0              6         10/01/07
LOS ANGELES                      6                 0              6         10/01/07
POWDER SPRINGS                   6                 0              6         10/01/07
DULUTH                           6                 0              6         10/01/07
SAN DIEGO                        6                 0              6         10/01/07
CHULA VISTA                      6                 0              6         10/01/07
PLANT CITY                       6                 0              6         10/01/07
DALLAS                           6                 0              6         09/01/07
LAS VEGAS                        6                 0              6         10/01/07
PATTERSON                        6                 0              6         10/01/07
SALEM                            6                 0              6         10/01/07
DALLAS                           6                 0              6         10/01/07
PLANT CITY                       6                 0              6         10/01/07
KENDALLVILLE                     0                 0              0
DANVILLE                         6                 0              6         10/01/07
PASCO                            6                 0              6         10/01/07
LYNCHBURG                        0                 0              0
VANCOUVER                        6                 0              6         10/01/07
AVON                             6                 0              6         10/01/07
PARAMOUNT                        6                 0              6         10/01/07
BLACKFOOT                        0                 0              0
LOVELAND                         6                 0              6         10/01/07
SALT LAKE CITY                   6                 0              6         10/01/07
MEBANE                           0                 0              0
MAGNA                            0                 0              0
FRAMINGHAM                       6                 0              6         10/01/07
ORLANDO                          6                 0              6         10/01/07
DELTONA                          6                 0              6         10/01/07
TIGARD                           6                 0              6         10/01/07
SAN LORENZO                      6                 0              6         10/01/07
TROY                             6                 0              6         10/01/07
SCIO                             0                 0              0
MC COOK                          0                 0              0
DORAL                            6                 0              6         10/01/07
ALBUQUERQUE                      6                 0              6         10/01/07
STOCKTON                         6                 0              6         10/01/07
DUVALL                           6                 0              6         10/01/07
NAMPA                            6                 0              6         10/01/07
MURRAYVILLE                      0                 0              0
RANCHO SANTA MARGARITA           6                 0              6         10/01/07
JACKSONVILLE                     6                 0              6         10/01/07
ANTHEM                           6                 0              6         10/01/07
PARAMOUNT                        6                 0              6         10/01/07
PORTLAND                         6                 0              6         10/01/07
BRENTWOOD                        6                 0              6         10/01/07
FAIRVIEW                         6                 0              6         10/01/07
HOOPER                           6                 0              6         10/01/07
HERCULES                         6                 0              6         10/01/07
PUYALLUP                         6                 0              6         10/01/07
MANTECA                          6                 0              6         10/01/07
DALLAS                           6                 0              6         10/01/07
LANCASTER                        0                 0              0
ANDERSON                         0                 0              0
PHOENIX                          6                 0              6         10/01/07
BROCKTON                         6                 0              6         10/01/07
SCOTTSDALE                       6                 0              6         10/01/07
SARATOGA SPRINGS                 6                 0              6         10/01/07
ORLANDO                          6                 0              6         10/01/07
YACOLT                           6                 0              6         10/01/07
VANCOUVER                        6                 0              6         10/01/07
MANCHESTER                       6                 0              6         10/01/07
VANCOUVER                        6                 0              6         10/01/07
SPRING HILL                      6                 0              6         10/01/07
BRADENTON                        6                 0              6         10/01/07
NORTH LAS VEGAS                  6                 0              6         10/01/07
BUCKEYE                          6                 0              6         10/01/07
MESA                             6                 0              6         10/01/07
VALLEY CENTER                    6                 0              6         10/01/07
LAKE WORTH                       6                 0              6         10/01/07
ANDERSON                         6                 0              6         10/01/07
SANTA MARIA                      6                 0              6         10/01/07
CALLAHAN                         6                 0              6         10/01/07
NORTH PORT                       6                 0              6         10/01/07
EXETER                           6                 0              6         10/01/07
AMERICAN CANYON                  6                 0              6         10/01/07
SAINT LOUIS                      6                 0              6         10/01/07
ALHAMBRA                         6                 0              6         10/01/07
PORTLAND                         6                 0              6         10/01/07
TUCSON                           6                 0              6         10/01/07
RENO                             6                 0              6         10/01/07
CASSELBERRY                      6                 0              6         10/01/07
GLENDALE                         6                 0              6         10/01/07
CONCORD                          6                 0              6         10/01/07
MESA                             6                 0              6         10/01/07
AUBURN                           6                 0              6         10/01/07
SCOTTSDALE                       6                 0              6         10/01/07
ALBUQUERQUE                      0                 0              0
LAS VEGAS                        6                 0              6         10/01/07
GLENDALE                         6                 0              6         10/01/07
KIMMELL                          6                 0              6         10/01/07
NAMPA                            6                 0              6         10/01/07
HAYWARD                          6                 0              6         10/01/07
TRENTON                          0                 0              0
VIRGINIA BEACH                   6                 0              6         10/01/07
LAYTON                           6                 0              6         10/01/07
PHOENIX                          6                 0              6         10/01/07
ARCADIA                          0                 0              0
WOODS CROSS                      6                 0              6         10/01/07
CALDWELL                         6                 0              6         10/01/07
HARRIMAN                         0                 0              0
MEMPHIS                          0                 0              0
TALLAHASSEE                      6                 0              6         10/01/07
BEAVERTON                        6                 0              6         10/01/07
MORENO VALLEY                    6                 0              6         10/01/07
CRANSTON                         6                 0              6         10/01/07
SALEM                            6                 0              6         10/01/07
SOLEDAD                          6                 0              6         10/01/07
NORRISTOWN                       6                 0              6         10/01/07
VANCOUVER                        6                 0              6         10/01/07
PLEASANTON                       6                 0              6         10/01/07
CHATTANOOGA                      0                 0              0
FLINT                            6                 0              6         10/01/07
ANTIOCH                          6                 0              6         10/01/07
VALLEJO                          6                 0              6         10/01/07
BROOKLYN                         6                 0              6         10/01/07
ATLANTA                          6                 0              6         10/01/07
WATERFORD                        6                 0              6         10/01/07
HANOVER PARK                     6                 0              6         10/01/07
COMPTON                          6                 0              6         10/01/07
AUBURN                           0                 0              0
BAY POINT                        6                 0              6         10/01/07
FALL CITY                        6                 0              6         10/01/07
PORT HURON                       6                 0              6         10/01/07
CAMBRIDGE                        6                 0              6         10/01/07
ESPARTO                          6                 0              6         10/01/07
LAS VEGAS                        6                 0              6         10/01/07
WORCESTER                        6                 0              6         10/01/07
ERIE                             0                 0              0
HOLT                             6                 0              6         10/01/07
WINTHROP                         6                 0              6         10/01/07
CITRUS HEIGHTS                   6                 0              6         10/01/07
ARVADA                           6                 0              6         10/01/07
COLUMBUS                         0                 0              0
PALM COAST                       6                 0              6         10/01/07
DETROIT                          0                 0              0
SYRACUSE                         0                 0              0
DENVER                           6                 0              6         10/01/07

City                                 Current Orig P & I  Pymt             Prepay  Prepay
                                  P & I Pymt                        Penalty Term Penalty Flag
------------------------------------------------------------------------------------------
Jennings                          445.40             445.4                0         N
Signal Mountain                 1,011.12           1011.12               36         Y
Fremont                         2,239.58           2239.58               36         Y
Jamaica                         2,094.58           2094.58                0         N
Elkhart                           694.57            694.57               36         Y
Pueblo                          1,081.96           1081.96               24         Y
Trenton                           674.71            674.71                0         N
Hockessin                       3,534.38           3534.38               24         Y
Plymouth                        1,526.98           1526.98               36         Y
Bel Nor                           282.82            282.82               60         Y
Akron                             557.74            557.74               36         Y
Hudson                          1,632.84           1632.84               36         Y
Chicago                         1,835.58           1835.58                0         N
Hatton                            574.75            574.75               12         Y
Boise                             851.17            851.17               24         Y
Hartland                        1,162.67           1162.67               24         Y
Augusta                           524.91            524.91                0         N
Lewisville                        923.33            923.33               24         Y
Cragin                          1,585.10            1585.1               36         Y
Oak Park                        1,500.00              1500               24         Y
Sugar Land                        784.70             784.7                0         N
Newark                          4,610.51           4610.51                0         N
Simi Valley                     2,165.03           2165.03               24         Y
Upland                          1,887.00              1887               36         Y
Sarasota                        1,034.55           1034.55               12         Y
Queensbury                      1,360.55           1360.55                0         N
Middletown                      1,149.90            1149.9               60         Y
Wellston                        1,122.70            1122.7               24         Y
Highland                        1,125.74           1125.74                0         N
Saint Louis                       519.81            519.81                0         N
Jeffersonville                    518.01            518.01               24         Y
Miami                             938.76            938.76               36         Y
Gumbo                           2,610.25           2610.25               24         Y
Miramar                           912.09            912.09               60         Y
New Brunswick                   1,848.93           1848.93                0         N
East Brunswick                  1,768.13           1768.13                0         N
Marne                             550.44            550.44               60         Y
Blythe                            421.88            421.88               24         Y
Chesterfield                      607.42            607.42               36         Y
Southfield                        801.67            801.67               36         Y
Roscommon                         725.07            725.07                0         N
Pasadena                        2,246.70            2246.7               24         Y
Portland                          843.75            843.75               24         Y
Valley Stream                   2,643.33           2643.33                0         N
Middleboro                      2,866.88           2866.88                0         N
Bowdoinham                      1,953.36           1953.36                0         N
Mogadore                        1,056.62           1056.62               60         Y
Charlotte                         567.59            567.59               36         Y
Orlando                         1,093.33           1093.33               36         Y
Meriden                         1,383.49           1383.49               24         Y
Jackson                           569.57            569.57               36         Y
Huffman                           687.60             687.6               60         Y
Downey                          6,677.26           6677.26                0         N
Chula Vista                     2,779.17           2779.17               36         Y
Calexico                          935.89            935.89               36         Y
Lake Montezuma                  1,049.21           1049.21               36         Y
San Diego                       1,724.71           1724.71               36         Y
San Diego                       1,336.56           1336.56               36         Y
Margate                         1,499.09           1499.09               24         Y
Columbia                          847.44            847.44               60         Y
Cloverly                        1,498.26           1498.26                0         N
Lakeland                          927.61            927.61               24         Y
Kihei                           1,381.25           1381.25               24         Y
Anchorage                         376.08            376.08                0         N
Wagner                          1,855.03           1855.03               36         Y
Rincon                            702.00               702               24         Y
Davie                           1,526.39           1526.39               24         Y
Orlando                           539.60             539.6               24         Y
Apopka                          1,745.89           1745.89               24         Y
Merced                          1,783.64           1783.64               36         Y
Monona                          1,417.28           1417.28                0         N
Huntley                           865.19            865.19               24         Y
Perris                          2,733.72           2733.72               36         Y
Universal                         607.30             607.3               36         Y
Cleveland                         721.24            721.24               36         Y
Arlington                         553.49            553.49                0         N
Ldhl                              348.47            348.47               24         Y
Gate                            1,044.99           1044.99               24         Y
Southaven                         749.16            749.16               24         Y
Kismet                          2,330.94           2330.94                0         N
Norwalk                         2,002.71           2002.71                0         N
Perth Amboy                     1,680.04           1680.04                0         N
Carrollton                      2,871.27           2871.27               36         Y
East End                          605.16            605.16               12         Y
Audubon                         1,885.18           1885.18               12         Y
West Jordan                     1,476.12           1476.12               24         Y
Antioch                           946.09            946.09               24         Y
Dixmoor                           553.62            553.62                0         N
Rodeo                           3,123.75           3123.75               24         Y
Cherrytown                        972.89            972.89                0         N
Naranja                           752.73            752.73               12         Y
Tacoma                          1,028.13           1028.13               12         Y
Lawrence                          515.49            515.49               60         Y
Foxridge                        2,683.44           2683.44                0         N
Detroit                         1,251.43           1251.43               36         Y
Ypsilanti                         686.49            686.49               36         Y
Detroit                           902.44            902.44               36         Y
Grand Blanc                     2,413.07           2413.07               36         Y
Brandon                         1,301.21           1301.21               36         Y
Shreveport                        701.92            701.92               36         Y
Arvada                          1,917.50            1917.5               36         Y
Leominster                        843.03            843.03                0         N
Columbus                          566.60             566.6                0         N
Visalia                           909.97            909.97               36         Y
Elk Grove                       2,416.31           2416.31               36         Y
Ceres                           1,496.59           1496.59               24         Y
Jupiter                         1,402.50            1402.5               24         Y
Sherrills Ford                    653.92            653.92                0         N
Merrifield                      1,418.97           1418.97                0         N
Tampa                             578.49            578.49               60         Y
Orlando                         1,034.66           1034.66               24         Y
Davie                           1,024.50            1024.5               36         Y
Topeka                            548.20             548.2                0         N
Merced                          1,546.67           1546.67               36         Y
Chula Vista                     1,791.67           1791.67               36         Y
Highland                        1,645.88           1645.88               36         Y
Kahuku                          1,835.68           1835.68               36         Y
Los Angeles                     2,239.58           2239.58               36         Y
North Las Vegas                 1,376.65           1376.65               24         Y
Largo                           2,227.60            2227.6               24         Y
Vancouver                         959.12            959.12               24         Y
Covell                          1,071.80            1071.8                0         N
Omaha                             777.01            777.01               24         Y
Palm Coast                        613.94            613.94               60         Y
Miami                           2,500.00              2500               24         Y
Belle Vernon                      547.14            547.14               60         Y
Lakeland                        1,277.38           1277.38               60         Y
Elk Grove                       1,443.19           1443.19               36         Y
Visalia                           775.18            775.18               24         Y
Joliet                          3,154.57           3154.57                0         N
Coatesville                       682.89            682.89               60         Y
Mira Loma                       1,723.75           1723.75               36         Y
Taylors                           719.86            719.86                0         N
Staunton                          798.83            798.83               36         Y
Alloway                         1,292.92           1292.92                0         N
Woodbury                        1,937.50            1937.5                0         N
Orlando                         1,681.62           1681.62               36         Y
Loudville                       2,060.69           2060.69               36         Y
Wells                           1,100.00              1100                0         N
Holly                             840.00               840               36         Y
Calif City                        789.69            789.69               36         Y
Flat Rock                         563.61            563.61               36         Y
Corpus Christi                    560.59            560.59               24         Y
Mendoza                           598.91            598.91                0         N
San Antonio                       384.19            384.19               24         Y
Midland                           357.49            357.49               36         Y
North Las Vegas                 1,365.00              1365               24         Y
Long Beach                      3,867.94           3867.94               24         Y
Nashua                          1,573.91           1573.91               36         Y
Hoover                            943.65            943.65               36         Y
Antioch                           663.54            663.54                0         N
Dolton                            839.56            839.56                0         N
Sheridan                          849.64            849.64               24         Y
Miami                           1,636.25           1636.25               24         Y
Redland                         1,244.37           1244.37               24         Y
Foxridge                        2,768.27           2768.27                0         N
Glyndon                         1,017.91           1017.91                0         N
Seymour                           667.79            667.79               60         Y
Manchester                        512.59            512.59               36         Y
Kissimmee                         595.24            595.24               24         Y
Orlando                         1,079.92           1079.92               24         Y
Bellflower                      2,026.04           2026.04               60         Y
Miami                           1,438.18           1438.18               24         Y
Stephens City                   2,232.17           2232.17                0         N
Topeka                            551.40             551.4                0         N
Vienna                          3,573.50            3573.5               36         Y
Las Vegas                         713.10             713.1               36         Y
Hammond                           501.20             501.2               12         Y
Pontiac                           580.00               580               24         Y
Miami                           2,048.75           2048.75               24         Y
Omaha                             767.10             767.1               60         Y
Yuba City                       1,194.67           1194.67               24         Y
Muscoy                          4,262.40            4262.4                0         N
Holland                           708.33            708.33               24         Y
La Crosse                         467.77            467.77               36         Y
Knoxville                         961.74            961.74                0         N
Georgetown                        534.14            534.14               36         Y
Danville                          487.16            487.16               36         Y
Auburn                          1,820.00              1820               36         Y
Richton Park                    1,271.05           1271.05               24         Y
Austin                            433.17            433.17               36         Y
Modello                         1,103.17           1103.17               60         Y
Tacoma                          1,109.36           1109.36               24         Y
Fontana                         1,554.27           1554.27               60         Y
Tempe                             753.19            753.19               24         Y
Commerce                        1,527.21           1527.21               36         Y
Kismet                          1,532.78           1532.78                0         N
Sepulveda                       2,906.68           2906.68               24         Y
Mount Sinai                     3,176.15           3176.15                0         N
Irvington                       1,501.16           1501.16                0         N
Buffalo                           785.89            785.89                0         N
Jamaica                         2,454.58           2454.58                0         N
Newburgh                        1,582.05           1582.05               12         Y
Sepulveda                       2,065.26           2065.26               60         Y
Brodheadsville                  2,544.99           2544.99               36         Y
Antelope                        2,213.90            2213.9               24         Y
Sacramento                      1,100.00              1100               36         Y
Fresno                          2,258.03           2258.03               24         Y
Ripon                           3,223.86           3223.86               60         Y
Vallejo                         2,200.00              2200               24         Y
Modesto                         2,755.79           2755.79               24         Y
Raymore                           996.60             996.6                0         N
Park Ridge                      3,444.87           3444.87                0         N
Winnetka                        2,147.14           2147.14               24         Y
Belvedere                         494.79            494.79                0         N
Auburn                            739.71            739.71                0         N
La Center                         876.56            876.56               36         Y
Delaware                        1,030.58           1030.58               24         Y
Galion                            571.53            571.53               12         Y
Humble                            608.53            608.53                0         N
Strathmore                        594.46            594.46               24         Y
Mount Vernon                    2,102.65           2102.65                0         N
East Orange                     1,581.53           1581.53                0         N
Redland                         4,091.61           4091.61               24         Y
Fredericksburg                  2,886.81           2886.81               36         Y
Charleston                      1,095.70            1095.7                0         N
Stone Mountain                  1,436.50            1436.5                0         N
Decatur                           654.17            654.17                0         N
Lawndale                        3,329.46           3329.46               36         Y
Cleveland                         574.25            574.25               24         Y
Thousand Oaks                   3,083.03           3083.03               36         Y
WILDOMAR                        1,234.66           1234.66               24         Y
Denver                          1,184.30            1184.3               36         Y
Downey                            750.26            750.26               24         Y
New Berlin                        343.13            343.13               24         Y
Lakeland                          524.91            524.91                0         N
Napa                            2,456.91           2456.91               36         Y
Mangonia Park                     539.06            539.06               36         Y
Port Charlotte                    989.64            989.64               60         Y
Lvpl                              764.04            764.04               12         Y
Santa Clarita                   2,708.05           2708.05               24         Y
Four Corners                    1,349.00              1349               24         Y
Dellwood                          548.48            548.48               24         Y
Memphis                         1,423.86           1423.86               36         Y
Orlando                           726.43            726.43               24         Y
Baldy Mesa                        797.50             797.5               36         Y
Kansas City                     1,274.31           1274.31               60         Y
Rockford                          396.85            396.85                0         N
Atlanta                           649.91            649.91                0         N
Glenwood                          607.04            607.04               24         Y
Versailles                        473.11            473.11               36         Y
Billerica                         897.71            897.71                0         N
Staten Island                   1,665.97           1665.97                0         N
Valencia                        2,300.50            2300.5               24         Y
Sun Valley                      2,503.39           2503.39               24         Y
Compton                         1,588.07           1588.07               24         Y
Cucamonga                       1,418.33           1418.33               36         Y
Valencia                        2,345.44           2345.44               24         Y
Riverview                       1,280.62           1280.62               36         Y
Wenatchee                         600.33            600.33               24         Y
Crofton                         1,118.00              1118                0         N
Baton Rouge                     5,780.97           5780.97               24         Y
Dayton                            491.44            491.44               36         Y
Devon                             520.73            520.73               36         Y
Fresno                          1,175.00              1175               36         Y
Claremont                       1,756.01           1756.01                0         N
Fresno                            887.33            887.33               60         Y
Stockton                        1,260.00              1260               24         Y
Avondale                        1,060.80            1060.8               24         Y
Baton Rouge                       727.25            727.25               24         Y
Sun City                        2,971.75           2971.75               36         Y
Jacksonville                    2,899.70            2899.7               24         Y
Orlando                           989.78            989.78               12         Y
Clearwater                        659.70             659.7               24         Y
Philadelphia                      318.61            318.61                0         N
San Francisco                   2,671.54           2671.54               24         Y
Chino                           2,772.83           2772.83               36         Y
Stockton                        1,530.00              1530               24         Y
North Hollywood                 2,688.67           2688.67               12         Y
La Quinta                       2,406.25           2406.25               36         Y
Odenton                         2,438.53           2438.53                0         N
Rockford                          546.98            546.98                0         N
Sioux Falls                       455.40             455.4               24         Y
Gilbert                         2,588.62           2588.62               12         Y
Solon                           1,370.52           1370.52               60         Y
Detroit                           505.85            505.85               36         Y
Detroit                           677.01            677.01               36         Y
Dinuba                          1,114.75           1114.75               36         Y
North Las Vegas                 2,260.23           2260.23               36         Y
Citrus Heights                  2,305.70            2305.7               36         Y
Naranja                         1,187.08           1187.08               24         Y
Kroger                            773.73            773.73                0         N
Lithonia                          585.47            585.47                0         N
Alpharetta                      1,391.25           1391.25                0         N
Whitelaw                          598.92            598.92                0         N
Boise                             944.08            944.08               24         Y
Walla Walla                       813.15            813.15               36         Y
Seattle                         1,109.06           1109.06               24         Y
Renton                          1,263.75           1263.75               24         Y
Cypress                         3,710.76           3710.76               24         Y
Winnetka                        2,118.46           2118.46               36         Y
Cimarron                        2,806.38           2806.38               36         Y
Paterson                        2,538.96           2538.96                0         N
Fontana                         2,657.81           2657.81               24         Y
Inglewood                       2,583.58           2583.58               36         Y
Lakewood                        3,098.72           3098.72               36         Y
Miami                           1,580.17           1580.17               36         Y
Las Cruces                        790.33            790.33                0         N
Moreno Valley                   1,958.33           1958.33               36         Y
San Diego                       3,034.58           3034.58               60         Y
West Jordan                       652.31            652.31               36         Y
Goode                             384.46            384.46                0         N
Hiler                             581.14            581.14               12         Y
Kansas City                       563.53            563.53                0         N
Wilmington                        449.63            449.63               12         Y
Warren                          1,240.57           1240.57               24         Y
Harvey                            580.36            580.36               36         Y
Slidell                           724.27            724.27               36         Y
Dudley                            433.49            433.49                0         N
Grand Island                      427.97            427.97               36         Y
Boise                             392.43            392.43               24         Y
Morrison                          845.83            845.83               36         Y
Darnestown                      4,266.46           4266.46                0         N
San Clemente                    1,774.06           1774.06               36         Y
Neuse                           1,329.06           1329.06                0         N
Grand Blanc                       656.43            656.43               24         Y
Bonita                          3,477.05           3477.05               24         Y
Palmdale                        2,990.63           2990.63               24         Y
Donna                             422.64            422.64               60         Y
Omaha                             697.80             697.8               12         Y
Mound                           1,897.50            1897.5                0         N
Malta                           1,741.33           1741.33                0         N
Seattle                         1,459.35           1459.35               36         Y
Miami                           2,347.21           2347.21               60         Y
Centerville                     1,232.23           1232.23               60         Y
Miami                           1,735.51           1735.51               60         Y
Lynn Haven                        897.36            897.36               60         Y
Conyers                         1,992.86           1992.86                0         N
Whiting                         1,406.25           1406.25                0         N
Ophir                           1,928.74           1928.74               36         Y
Laguna Beach                    5,814.31           5814.31               36         Y
Los Angeles                     2,058.57           2058.57               60         Y
Arleta                          2,074.33           2074.33               24         Y
Detroit                         1,284.27           1284.27               36         Y
Sacramento                      1,394.87           1394.87               24         Y
Sacramento                      1,159.41           1159.41               36         Y
Cleveland                         363.59            363.59                0         N
Gulfport                        3,929.12           3929.12               24         Y
Columbia                        1,550.18           1550.18                0         N
Miami                           1,659.99           1659.99               60         Y
Miami                             915.90             915.9               36         Y
Atlanta                           993.33            993.33                0         N
Atlanta                         1,001.61           1001.61                0         N
Matlacha                        3,522.02           3522.02               36         Y
Miami                           2,422.04           2422.04               24         Y
Norfolk                           778.59            778.59               24         Y
Altamonte                       1,021.72           1021.72               36         Y
Tuscawilla                      1,157.75           1157.75               36         Y
Austin                          1,218.12           1218.12               12         Y
Desoto                            932.75            932.75                0         N
Indianapolis                      463.42            463.42               36         Y
Carteret                        1,243.13           1243.13                0         N
Walland                           861.25            861.25               24         Y
Detroit                           396.74            396.74               36         Y
Griffith                        2,010.10            2010.1               36         Y
Riverview                         821.16            821.16               60         Y
Emerson                           634.92            634.92                0         N
Rainbow                         3,960.61           3960.61               12         Y
Arcadia                           392.72            392.72               24         Y
Minooka                           877.66            877.66               24         Y
Chicago                           777.74            777.74               60         Y
Riner                             909.81            909.81               60         Y
Gilbert                         1,368.23           1368.23               24         Y
Sun City                        3,168.75           3168.75               36         Y
Stratham                        1,934.13           1934.13               24         Y
Midway                            416.95            416.95               60         Y
Las Vegas                         513.67            513.67               36         Y
College Park                    1,573.62           1573.62               36         Y
Las Vegas                       2,141.33           2141.33               36         Y
                                1,375.00              1375               24         Y
Fort Mohave                     1,245.31           1245.31               60         Y
West Bridgewater                1,970.83           1970.83               36         Y
Farmingdale                     2,006.21           2006.21                0         N
Saint Cloud                     1,053.85           1053.85                0         N
Trenton                         2,498.33           2498.33                0         N
Detroit                           389.78            389.78               36         Y
Phoenix                         2,260.42           2260.42               24         Y
Glendale                          968.75            968.75               36         Y
Buena Park                      1,873.54           1873.54               24         Y
Huntington Beach                3,007.81           3007.81               12         Y
Elyria                            628.57            628.57               12         Y
Midwest City                      453.09            453.09               36         Y
Grove                           2,229.85           2229.85               12         Y
Moreno                          1,739.44           1739.44               36         Y
Highlands                       1,489.01           1489.01               36         Y
Decatur                           863.66            863.66                0         N
Atlanta                         2,987.50            2987.5               24         Y
Ellenwood                       2,375.94           2375.94               24         Y
Atlanta                           932.98            932.98               24         Y
Stowe                             777.02            777.02               60         Y
Berkley                           526.03            526.03               24         Y
Riverton                        1,035.62           1035.62                0         N
Clifton                           588.74            588.74                0         N
Merrimack                       1,250.47           1250.47               24         Y
Detroit                           814.48            814.48               36         Y
Peoria                            875.01            875.01               36         Y
Volo                            1,226.51           1226.51                0         N
Bakersfield                       811.18            811.18               36         Y
San Gabriel                     3,395.75           3395.75                0         N
El Cajon                        1,864.00              1864               24         Y
Lake Worth                      1,120.58           1120.58               24         Y
Linden                          2,036.99           2036.99                0         N
Roseville                       1,862.35           1862.35               36         Y
Las Vegas                       1,417.65           1417.65               24         Y
Fry                               939.75            939.75               24         Y
Tacoma                            980.28            980.28               24         Y
San Bernardino                    998.85            998.85               36         Y
Covina                          2,044.04           2044.04               36         Y
La Puente                       2,139.97           2139.97               36         Y
Fresno                          1,013.16           1013.16               24         Y
Escondido                       4,556.25           4556.25               24         Y
Hazelwood                       1,197.55           1197.55               60         Y
Miner                             351.49            351.49               60         Y
Kenosha                         1,852.50            1852.5                0         N
Walnut Creek                    3,239.50            3239.5               24         Y
Morongo Valley                  1,445.56           1445.56                0         N
Las Vegas                       3,126.43           3126.43               12         Y
Springfield                     2,166.67           2166.67               36         Y
Alafaya                           732.03            732.03               60         Y
Osseo                             961.92            961.92                0         N
River Edge                      1,940.18           1940.18                0         N
Palm Bay                        1,382.77           1382.77                0         N
Watts                           2,106.25           2106.25               24         Y
Mira Loma                       2,364.94           2364.94               24         Y
West Covina                     2,590.06           2590.06               24         Y
Irwindale                       2,953.75           2953.75               36         Y
San Fernando                    3,324.82           3324.82               24         Y
Perris                          2,462.50            2462.5               24         Y
Fry                               896.48            896.48               24         Y
Orland                          1,380.00              1380               24         Y
Bakersfield                       905.42            905.42                0         N
San Jose                        2,044.76           2044.76               24         Y
San Jose                        2,100.83           2100.83               36         Y
Firebaugh                         617.91            617.91               24         Y
Redondo Beach                   4,003.13           4003.13               24         Y
Palmdale                        1,562.79           1562.79               36         Y
Detroit                           438.64            438.64               36         Y
Leominster                        983.27            983.27               24         Y
Natick                          2,763.22           2763.22               36         Y
Yarmouth                        2,266.70            2266.7               36         Y
Redmond                         2,354.76           2354.76               24         Y
Bone                              420.97            420.97               36         Y
Cimarron Hills                    740.52            740.52               24         Y
Brewster                          499.38            499.38               60         Y
Cimarron Hills                    853.71            853.71               24         Y
Bothell                         1,539.30            1539.3               36         Y
Auburn                          1,762.21           1762.21               24         Y
Cimarron Hills                  1,040.25           1040.25               36         Y
Caldwell                        1,945.51           1945.51               24         Y
Ruston                          1,778.62           1778.62               36         Y
Claiborne                         992.86            992.86               24         Y
Southaven                       1,299.84           1299.84               36         Y
Oceanside                       1,816.29           1816.29               24         Y
Bartlett                          876.78            876.78                0         N
Brockton                        1,636.19           1636.19                0         N
Salisbury                       1,241.33           1241.33                0         N
Baltimore                       2,102.37           2102.37                0         N
Winchester                      2,088.17           2088.17               36         Y
Bakersfield                       988.35            988.35               24         Y
Hollister                       2,296.17           2296.17               36         Y
San Jose                        3,461.72           3461.72               24         Y
Roseville                       4,292.83           4292.83               24         Y
Bell                            3,787.64           3787.64               60         Y
Hazard                          2,609.75           2609.75               24         Y
Claremont                       2,695.50            2695.5               36         Y
Glendale                        3,859.95           3859.95               24         Y
Detroit                         1,060.83           1060.83               36         Y
Las Vegas                       1,672.40            1672.4               24         Y
Weymouth                          592.36            592.36                0         N
Tucson                          1,495.31           1495.31               24         Y
Stone Mountain                    587.92            587.92                0         N
Mableton                        2,004.74           2004.74                0         N
Mount Pleasant                  2,848.64           2848.64                0         N
Ozark                           1,367.73           1367.73                0         N
Otsego                          1,511.46           1511.46                0         N
Kismet                          1,984.40            1984.4                0         N
Lacey                             873.00               873               24         Y
Downey                          2,242.08           2242.08               36         Y
Albuquerque                     1,843.00              1843                0         N
Las Vegas                       1,528.07           1528.07               24         Y
Herriman                        1,460.03           1460.03               24         Y
Eagle Rock                        461.02            461.02               36         Y
Arrowbear Lake                    937.50             937.5               24         Y
Rincon                            951.41            951.41               24         Y
Bronx                           1,634.84           1634.84                0         N
Miami                           1,615.00              1615               60         Y
Naples                          1,829.48           1829.48               36         Y
Castle                            387.00               387               36         Y
Shelbyville                     1,048.17           1048.17               12         Y
Peoria                          1,059.49           1059.49               12         Y
Richton Park                      656.19            656.19                0         N
Detroit                           442.54            442.54               36         Y
Dover                             656.52            656.52               24         Y
Rolling Meadows                   719.33            719.33                0         N
Princeton                         766.47            766.47               24         Y
Memphis                           607.78            607.78               24         Y
Lockport                          497.78            497.78                0         N
Sepulveda                       2,017.08           2017.08               36         Y
Chicago                           856.91            856.91                0         N
Bellingham                      1,433.96           1433.96               36         Y
Lisle                             893.61            893.61                0         N
Faribault                         947.34            947.34                0         N
Red Bluff                         869.53            869.53               12         Y
Bristol                           839.17            839.17               24         Y
Vista                           2,970.75           2970.75               12         Y
La Puente                       3,262.50            3262.5               12         Y
Fontana                           936.33            936.33               24         Y
Lugo                            2,200.00              2200               24         Y
La Puente                       2,100.82           2100.82               24         Y
Santa Clarita                   3,379.43           3379.43               24         Y
Laurel                            919.70             919.7                0         N
Rosedale                        1,596.73           1596.73                0         N
Castle Rock                       592.95            592.95               36         Y
Aurora                            862.75            862.75               36         Y
Aurora                            844.45            844.45               24         Y
Colorado Springs                  717.83            717.83               36         Y
Aurora                            694.17            694.17               36         Y
Englewood                         975.73            975.73               24         Y
Highlands                       2,132.23           2132.23               24         Y
Guilford                        1,323.79           1323.79               12         Y
Brockton                        1,086.17           1086.17               24         Y
Lynn                            1,523.90            1523.9                0         N
Lexington                         573.07            573.07               24         Y
Fresno                            762.57            762.57               60         Y
Wappinger                       1,068.19           1068.19               12         Y
Flagg                             639.94            639.94                0         N
Stevensville                    2,231.16           2231.16                0         N
Sylmar                          1,606.00              1606               36         Y
Torrance                        3,383.06           3383.06               36         Y
San Diego                       2,455.33           2455.33               24         Y
Cucamonga                       1,865.13           1865.13                0         N
Salem                           1,897.50            1897.5               36         Y
Raleigh                           966.41            966.41                0         N
North Oaks                      1,883.56           1883.56                0         N
Orange                          1,249.50            1249.5               24         Y
Chicago                           685.77            685.77                0         N
Chicago                         1,688.87           1688.87                0         N
Chicago                         5,239.36           5239.36                0         N
Crestview                       1,603.13           1603.13               24         Y
Berlin                            639.25            639.25                0         N
Saugus                          1,800.50            1800.5                0         N
Aurora                            527.04            527.04               24         Y
Reece                             420.88            420.88                0         N
Lees Summit                       653.40             653.4                0         N
Nampa                             792.45            792.45               24         Y
Topeka                            532.32            532.32                0         N
Aurora                            845.67            845.67               36         Y
Castle Rock                       728.57            728.57               36         Y
Sylmar                          1,935.00              1935               36         Y
Roanoke                           552.83            552.83               36         Y
Palmdale                        2,484.84           2484.84               36         Y
Houston                           699.41            699.41               60         Y
Fresno                            749.44            749.44               36         Y
Oak Park                        1,612.50            1612.5               36         Y
North Manchester                  386.23            386.23               36         Y
Buchanan                          529.14            529.14               36         Y
Homewood                        1,383.54           1383.54                0         N
Kersey                            648.02            648.02               36         Y
Bruceville                        476.15            476.15               24         Y
Richmond                          330.97            330.97               24         Y
Jamison                           536.59            536.59                0         N
Hatton                            670.10             670.1               12         Y
Livermore                         559.17            559.17                0         N
Hayward                         1,680.00              1680               36         Y
Riverside                       1,644.57           1644.57               36         Y
Elk Grove                       2,134.45           2134.45               60         Y
Escondido                       2,169.31           2169.31               36         Y
Miami                           2,000.00              2000                0         N
Aurora                            884.90             884.9               36         Y
Brighton                          546.39            546.39               36         Y
Denver                            696.67            696.67               24         Y
Aurora                            772.29            772.29               24         Y
Tulsa                             431.20             431.2               36         Y
Luna                              447.61            447.61               60         Y
Coleta                            640.00               640                0         N
San Antonio                       493.45            493.45               24         Y
Katy                              712.60             712.6               36         Y
Memphis                           911.86            911.86               36         Y
Nashville                         975.97            975.97               12         Y
Brighton                          812.28            812.28               24         Y
Aurora                          1,248.62           1248.62               36         Y
Tacoma                          1,572.92           1572.92               24         Y
Denver                          1,692.87           1692.87               12         Y
Jacksonville                    2,472.50            2472.5               24         Y
Center                            443.31            443.31                0         N
Moquah                            534.79            534.79                0         N
Eastwick                        1,525.46           1525.46               36         Y
Rankin                          1,026.02           1026.02               24         Y
Enhaut                            468.88            468.88               24         Y
                                  820.19            820.19                0         N
Everett                         1,730.63           1730.63               12         Y
Camby                             670.90             670.9               24         Y
BRIDGEPORT                      1,846.91           1846.91               24         Y
ELIZABETH                       1,527.21           1527.21                0         N
FRANKLIN                          706.18            706.18               24         Y
Lake                              630.32            630.32                0         N
Rossville                         694.45            694.45                0         N
Akron                             737.72            737.72               36         Y
Mansfield                         525.87            525.87               36         Y
Indianapolis                      336.12            336.12               24         Y
Turtle Creek                      474.92            474.92               24         Y
Pottersville                      331.97            331.97               24         Y
Buffalo                           524.75            524.75                0         N
Tallahassee                       532.04            532.04               24         Y
Jacksonville                      586.20             586.2               36         Y
Chicago                           276.68            276.68               24         Y
Baton Rouge                     4,257.25           4257.25               24         Y
Stuart                          1,827.93           1827.93                0         N
Pittsburgh                        347.96            347.96                0         N
Raytown                           956.93            956.93                0         N
Hubbard                           491.03            491.03               36         Y
Moreno Valley                   1,251.34           1251.34               36         Y
Salem                             630.73            630.73               24         Y
Inglewood                       3,030.57           3030.57               36         Y
Lake Charles                      370.20             370.2               24         Y
Baton Rouge                       417.43            417.43               24         Y
Gardena                         2,000.36           2000.36               24         Y
Riverside                       1,475.72           1475.72               24         Y
Detroit                           361.87            361.87               36         Y
Corona                          1,667.16           1667.16               24         Y
Rantoul                           454.14            454.14                0         N
Akron                             700.74            700.74               24         Y
Philadelphia                      387.05            387.05               36         Y
Allegheny                         617.85            617.85               36         Y
NORTH HIGHLANDS                 1,415.48           1415.48               24         Y
Klein                           1,284.40            1284.4               36         Y
Massapequa                      2,364.38           2364.38                0         N
Parkville                       2,639.04           2639.04               24         Y
Glen                              966.77            966.77                0         N
Candler                           580.29             580.4                0         N
Naomi                             876.62            876.62               36         Y
Corona                          2,291.65           2291.65               36         Y
Hudson                            341.61            341.61               36         Y
Quinton                           346.15            346.15               24         Y
Franklin                          462.16            462.16               24         Y
Portland                          383.63            383.63               36         Y
Fresno                            746.48            746.48               24         Y
Lykens                            362.84            362.84               36         Y
Oak Park                        2,012.65           2012.65               24         Y
Columbus                          795.86            795.86                0         N
Memphis                           497.84            497.84               36         Y
Ewing                           1,796.07           1796.07                0         N
Lehigh                            314.52            314.52               36         Y
Kilby                             564.41            564.41                0         N
Walloomsac                        503.45            503.45                0         N
Melbourne                       3,472.01           3472.01               24         Y
Plyler                            360.87            360.87                0         N
Baker                             600.16            600.16               24         Y
Trenton                           960.52            960.52                0         N
Garden Grove                      558.28            558.28                0         N
Randolph                          513.38            513.38                0         N
Batavia                           455.44            455.44                0         N
Kissimmee                         602.60             602.6               24         Y
Etna                              552.26            552.26                0         N
Fairmount                         325.58            325.58               36         Y
Scottsdale                      2,592.13           2592.13                0         N
Candler                           255.09            255.09                0         N
Gilbert                         2,460.53           2460.53               24         Y
Greenwood                         541.92            541.92                0         N
Miami                             334.33            334.33               24         Y
Vallejo                         3,129.58           3129.58               24         Y
Garland                           458.68            458.68                0         N
Stratmoor Hills                 2,854.48           2854.48               36         Y
29 Palms                          671.67            671.67               24         Y
Carrollton                        766.60             766.6                0         N
Orlando                           480.29            480.29               24         Y
Somerville                      3,856.36           3856.36                0         N
Garland                           477.99            477.99                0         N
Lake Charles                      559.79            559.79               24         Y
San Diego                         646.77            646.77                0         N
Everett                         2,506.66           2506.66                0         N
Commack                         3,798.44           3798.44                0         N
Columbus                        1,463.00              1463               36         Y
Lake Isabella                     906.84            906.84               24         Y
Palm Coast                      1,110.67           1110.67               36         Y
Gates Mills                     2,447.96           2447.96               36         Y
San Diego                         549.80             549.8                0         N
Atlanta                           530.82            530.82                0         N
Yaphank                         1,105.00              1105                0         N
Ocean City                      3,819.57           3819.57                0         N
Palm Desert                       487.70             487.7                0         N
Vale                              409.58            409.58                0         N
Walden                          2,230.17           2230.17                0         N
Deer Park                       2,178.27           2178.27               36         Y
Bayou Vista                       576.55            576.55               24         Y
Milo                              526.10             526.1                0         N
North Chelmsford                1,629.17           1629.17                0         N
Belding                           515.82            515.82               36         Y
Drew                              851.42            851.42               36         Y
Loganville                        821.70             821.7                0         N
Northampton                     1,669.11           1669.11                0         N
Milwaukee                         529.50             529.5                0         N
Jamison                           602.79            602.79                0         N
Spokane                         1,405.91           1405.91               24         Y
Heer Park                       2,118.53           2118.53                0         N
Fort Wayne                      1,444.50            1444.5               36         Y
Fort Edward                       809.47            809.47                0         N
Lebanon                         1,171.65           1171.65               36         Y
Davie                           1,972.00              1972               36         Y
Columbus                          748.26            748.26               36         Y
Double Oak                      2,347.92           2347.92               36         Y
Redland                           518.88            518.88               24         Y
North Lima                        434.11            434.11               24         Y
Farmingville                    1,817.96           1817.96                0         N
Lithonia                          729.05            729.05                0         N
Hazelwood                         482.72            482.72                0         N
Wooster                           683.13            683.13               36         Y
Sumner                            456.85            456.85                0         N
Lithonia                        4,085.92           4085.92               24         Y
Denton                            757.14            757.14                0         N
San Jacinto                     1,164.97           1164.97               36         Y
San Jacinto                       492.69            492.69                0         N
Hesperia                          527.34            527.34                0         N
Allegheny                         385.96            385.96               36         Y
Escondido                       2,157.87           2157.87               24         Y
Monroe                          2,237.09           2237.09                0         N
East                              427.79            427.79               24         Y
Coleta                            321.99            321.99               24         Y
Kimball                           926.53            926.53               36         Y
Glassport                         442.62            442.62                0         N
Concord                           716.67            716.67               36         Y
Redland                           182.95            182.95               36         Y
San Diego                         814.45            814.45               24         Y
Plum                            1,026.58           1026.58               36         Y
Castle                            494.87            494.87               24         Y
Hopewell                          800.88            800.88               36         Y
Jackson                           528.73            528.73               24         Y
Hudson                            110.86            110.86                0         N
Milnesville                       501.69            501.69                0         N
Riverview                         575.26            575.26               36         Y
Fitzgerald                        288.63            288.63                0         N
Tamaya                          1,286.59           1286.59                0         N
Rochester                         925.43            925.43                0         N
Eden Isle                         450.76            450.76               24         Y
Romoland                        1,182.07           1182.07               36         Y
Tulsa                           5,141.10            5141.1               36         Y
Lafayette                         496.65            496.65               36         Y
Brandon                         1,932.69           1932.69               24         Y
Tulsa                             390.19            390.19               36         Y
Escondido                         748.94            748.94                0         N
Montegut                          318.98            318.98               24         Y
Iron Mtn                          308.54            308.54               24         Y
Chattanooga                       395.84            395.84               24         Y
Loganville                        376.75            376.75                0         N
Riviera Beach                     967.36            967.36                0         N
Dumfries                        3,444.86           3444.86               24         Y
Rockford                        1,321.77           1321.77                0         N
Tampa                           2,140.43           2140.43               24         Y
Anadarko                          439.61            439.61               24         Y
Drew                              285.70             285.7                0         N
Am Qui                          1,130.11           1130.11               24         Y
Palos Heights                   1,541.77           1541.77               24         Y
Double Oak                        843.03            843.03                0         N
Lynwood                           398.46            398.46               36         Y
Murrieta                        1,993.33           1993.33               24         Y
Gene Autry                        287.95            287.95               36         Y
Masonville                      2,429.19           2429.19                0         N
Fullerton                         539.55            539.55               24         Y
Metamora                        1,330.52           1330.52               24         Y
West Falls                        880.86            880.86                0         N
Garden Grove                    1,518.67           1518.67               24         Y
Braymer                           290.03            290.03               24         Y
Stanton                           711.37            711.37               24         Y
Park                              384.28            384.28                0         N
Lake Charles                      443.12            443.12               36         Y
Conklin                           898.09            898.09               36         Y
Camarillo                       2,678.23           2678.23               36         Y
Tavistock                       2,001.62           2001.62                0         N
San Diego                       2,017.40            2017.4               36         Y
Rock Hill                       3,386.85           3386.85               24         Y
29 Palms                          227.25            227.25                0         N
Watauga                           406.70             406.7               24         Y
Palm Coast                        417.39            417.39               36         Y
Okesa                             649.56            649.56               24         Y
Bonita                            510.06            510.06               24         Y
Harvey                            303.93            303.93                0         N
Moreno Valley                   1,581.12           1581.12               36         Y
Toledo                            512.95            512.95               36         Y
Temecula                        1,000.62           1000.62               24         Y
Flint                             536.37            536.37               36         Y
Escondido                       2,117.21           2117.21               24         Y
Moreno                          2,105.83           2105.83                0         N
Bald Knob                         510.13            510.13               24         Y
Universal                         540.39            540.39               24         Y
Springfield                       814.23            814.23                0         N
Jacksonville                      373.62            373.62               36         Y
Four Corners                    1,034.47           1034.47               24         Y
Lawton                            599.98            599.98               24         Y
Brooks                            550.32            550.32                0         N
Anaheim                           539.10             539.1                0         N
Park City                       2,180.88           2180.88               36         Y
Kent                            1,277.37           1277.37               24         Y
Greenville                        722.98            722.98                0         N
Grand Prairie                     490.47            490.47                0         N
Atlanta                         1,058.00              1058                0         N
Gering                            714.78            714.78               24         Y
Kathleen                          632.20             632.2                0         N
Utica                             350.83            350.83               36         Y
Lima                              559.97            559.97               24         Y
Oceanside                         653.58            653.58                0         N
Las Vegas                         759.49            759.49               24         Y
Jeannette                         555.54            555.54               36         Y
Rockford                          452.67            452.67                0         N
Minneapolis                       634.02            634.02                0         N
Savannah                          726.08            726.08               24         Y
Sayre                             596.90             596.9               24         Y
Chagrin Falls                   1,098.93           1098.93               36         Y
Upland                            645.86            645.86               36         Y
Jordan                            484.42            484.42                0         N
Lorain                            385.82            385.82               24         Y
Alleghany                         503.71            503.71               24         Y
Laurel                            844.06            844.06                0         N
Nuevo                           1,633.00              1633               36         Y
Halcyon                         2,878.28           2878.28               36         Y
Mayodan                           598.38            598.38                0         N
Rialto                          1,526.00              1526               36         Y
Johnstown                         338.32            338.32                0         N
Grand Saline                      497.36            497.36               24         Y
Whitesville                       561.29            561.29                0         N
Los Angeles                       612.65            612.65               24         Y
Flint                             458.36            458.36               24         Y
Booneville                        370.80             370.8               24         Y
Detroit                           608.08            608.08               36         Y
Goodrich                        1,403.53           1403.53               36         Y
Tyson                             628.57            628.57                0         N
Phoenix                           423.56            423.56               24         Y
New Market                        519.57            519.57                0         N
Massillon                         961.37            961.37               36         Y
Charlottesville                 3,219.94           3219.94               24         Y
Katy                              557.40             557.4                0         N
Siloam Springs                    614.30             614.3               24         Y
Muldrow                           476.84            476.84               36         Y
San Diego                         627.51            627.51                0         N
Port Charlotte                  1,539.67           1539.67               36         Y
Akron                             880.85            880.85               36         Y
San Jacinto                       513.15            513.15                0         N
Sun City                          399.66            399.66                0         N
Murrieta                        1,958.77            1959.2               24         Y
Pittsburgh                        557.59            557.59               36         Y
Milwaukee                         396.98            396.98                0         N
Brooklyn                        2,470.95           2470.95                0         N
Fairport                          738.79            738.79                0         N
Saint Joseph                      622.50             622.5               24         Y
Zion                              827.39            827.39               36         Y
Orcutt                          2,123.38           2123.38               24         Y
Nuevo                             506.30             506.3               36         Y
Weirton                           689.49            689.49                0         N
Calumet City                      758.85            758.85               24         Y
Smithfield                        427.44            427.44                0         N
Granger                         1,233.03           1233.03               24         Y
Greenville                        586.82            586.82                0         N
Fort Worth                        661.95            661.95               36         Y
Victoria                          327.13            327.13               24         Y
Oxnard                          2,624.44           2624.44               36         Y
Lavina                            383.37            383.37               24         Y
Crestview                       1,306.94           1306.94               24         Y
Dennis Mills                      744.23            744.23               24         Y
Orlando                         2,989.14           2989.14               36         Y
New Market                        214.82            214.82                0         N
Livonia                           468.74            468.74                0         N
Omaha                           3,028.86           3028.86               24         Y
Greenwich                       1,021.85           1021.85                0         N
Fort Wayne                        348.60             348.6               36         Y
Beaufort                          635.55            635.55               24         Y
Fairfield                       2,043.50            2043.5               36         Y
Yucca Valley                      865.45            865.45               36         Y
Murrieta                          694.95            694.95                0         N
Lorain                            599.21            599.21               36         Y
Hemet                             449.75            449.75               24         Y
Clayton                           241.15            241.15                0         N
Fort Payne                        622.86            622.86               36         Y
Alto                              298.19            298.19               24         Y
Hallsville                        470.52            470.52               36         Y
Cassville                         332.43            332.43               36         Y
Arcola                            377.91            377.91               36         Y
Atlanta                           438.07            438.07                0         N
Yuba City                         955.30             955.3               24         Y
Etowah                            683.86            683.86               24         Y
Savannah                          429.72            429.72               24         Y
Burlington                      1,952.61           1952.61                0         N
Greenacres                        668.62             668.8               24         Y
Oakland                           756.68            756.68               24         Y
Sarasota                        1,424.68           1424.68               24         Y
Louisville                      2,272.09           2272.09               24         Y
Westland                          938.83            938.83               36         Y
Barb                              490.52            490.52               36         Y
Monongahela                       336.34            336.34                0         N
Skyway                          1,283.83           1283.83               24         Y
Washington                        380.36            380.36                0         N
Downey                          1,628.44           1628.44               36         Y
Rochester                         355.48            355.48                0         N
Memphis                           538.69            538.69               36         Y
Rockwood                        1,638.86           1638.86               36         Y
Pendleton                         446.93            446.93                0         N
Cleveland                       1,553.65           1553.65               36         Y
Louisville                        647.10             647.1               36         Y
Wichita                           362.92            362.92                0         N
Knoxville                         456.59            456.59               24         Y
Keithville                        699.71            699.71               36         Y
Atwater                         1,887.31           1887.31               24         Y
Toledo                            575.45            575.45               36         Y
Belvidere                       1,189.78           1189.78                0         N
Hurdle Mills                    2,392.67           2392.67                0         N
Miami                           1,215.15           1215.15               24         Y
Detroit                           713.21            713.21               36         Y
Highlands                         579.11            579.11                0         N
Plainfield                        994.29            994.29                0         N
Rosedale                          583.55            583.55                0         N
Arnold                          1,519.08           1521.39               36         Y
Avon                            2,297.09           2298.37               36         Y
Midtown                           453.52            453.52               36         Y
Philadelphia                      517.99            517.99               24         Y
Watauga                           126.37            126.37                0         N
Acushnet                        1,468.27           1468.27                0         N
Summ                              526.74            526.74                0         N
Four Corners                      422.85            422.85                0         N
Swansea                           386.98            386.98               24         Y
Rockford                          616.11            616.11               24         Y
Greenacres                        330.12            330.12                0         N
Saint Louis                       463.01            463.01               24         Y
Key West                        2,645.83           2645.83               36         Y
Santa Rosa                      2,225.38           2225.38               24         Y
Belleview                       2,627.43           2627.43               36         Y
TEXARKANA                       2,983.54           2983.54               24         Y
Detroit                           675.19            675.19               36         Y
Bryan                           1,351.14           1351.14                0         N
Spring                          1,344.13           1344.13               36         Y
Luray                             984.37            984.37               36         Y
Lockport                          304.24            304.24                0         N
Ashton                          2,183.75           2183.75                0         N
Dawson                            927.78            927.78               24         Y
Zephyrhills                     1,026.17           1026.17               24         Y
Broken Arrow                      188.45            188.45                0         N
Robbins                           428.84            428.84               24         Y
Zephyrhills                       369.75            369.75               24         Y
Memphis                           783.53            783.53               36         Y
Rossville                         630.75            630.75                0         N
Bonham                            377.10             377.1               36         Y
Pawtucket                       1,222.92           1222.92               36         Y
Grayling                          457.52            457.52               24         Y
Centereach                      1,219.00              1219                0         N
Riverview                         236.73            236.73                0         N
Rio Rancho                        617.37            617.37                0         N
Colton                          1,149.25           1149.25               24         Y
Harvey                            710.53            710.53               24         Y
Heer Park                       1,706.25           1706.25                0         N
Saint Peters                      551.13            551.13               24         Y
Wylie                             664.11            664.11               36         Y
Miami                             805.89            805.89               36         Y
Toledo                            593.28            593.28               36         Y
Sandy                           1,946.48           1946.48               36         Y
Monsey                          2,771.99           2771.99                0         N
Leonardtown                       420.07            420.07                0         N
Fresno                            995.74            995.74               36         Y
Philadelphia                      483.58            483.58               24         Y
Nashville                         467.80             467.8               36         Y
Winchester                      1,913.42           1913.42               36         Y
Tampa                             189.56            189.56               36         Y
Ink                               482.90             482.9               36         Y
Dearborn Heights                1,669.75           1669.75               36         Y
North Hollywood                 1,706.83           1706.83               36         Y
Rio Rancho                        220.96            220.96                0         N
Northampton                       668.60             668.6                0         N
Hephzibah                       2,400.37           2400.38                0         N
Dix Hills                         857.73            857.73                0         N
Dayton                            545.98            545.98               36         Y
Santa Ana                         569.94            569.94               24         Y
Sandy                           1,067.65           1067.65               24         Y
North Hollywood                   605.76            605.76                0         N
Aurora                            807.04            807.04               24         Y
Moreno Valley                     530.58            530.58                0         N
Aurora                            312.84            312.84                0         N
Escondido                       1,246.67           1246.67               24         Y
Toledo                            400.39            400.39               36         Y
Arboga                          1,324.94           1324.94               24         Y
Montz                             858.96            858.96               36         Y
Albuquerque                       779.47            779.47                0         N
Phyllis                           311.41            311.41               24         Y
Ink                               211.13            211.13                0         N
Humble                            610.53            610.53                0         N
Broken Arrow                      743.43            743.43               24         Y
Cape Coral                        986.69            986.69               24         Y
Rochester                         412.21            412.21                0         N
Hawleyton                         493.51            493.51                0         N
Gulfport                          323.27            323.27               24         Y
Garland                           143.80             143.8                0         N
Meskegon                          314.68            314.68               36         Y
Melbourne                       1,313.41           1313.41               36         Y
Centuck                           966.07            966.07                0         N
Ambridge                          300.51            300.51                0         N
Buffalo                           327.02            327.02                0         N
FEDERAL WAY                       354.00               354                0         N
Monsey                          1,878.47           1878.47                0         N
Dennis Mills                      253.29            253.29               36         Y
Crystal                           465.62            465.62                0         N
Vale                              184.13            184.13                0         N
Houston                           700.27            700.27               24         Y
Holiday                           595.91            595.91               24         Y
Colorado Springs                1,023.50            1023.5               36         Y
Rosedale                          222.18            222.18                0         N
Corcoran                          893.42            893.42               24         Y
Dequincy                          560.57            560.57               36         Y
Little Rock                       618.47            618.47                0         N
Danielsville                      755.56            755.56                0         N
Oats                              623.60             623.6                0         N
Matteson                        1,302.32           1302.32                0         N
Southaven                       1,357.98           1357.98               36         Y
Marysville                        975.00               975               24         Y
Belding                           198.98            198.98                0         N
Lynchburg                         590.61            590.61               36         Y
Everett                         2,379.83           2379.83                0         N
Sandy                             361.76            361.76               24         Y
Grain Valley                      446.08            446.08                0         N
Margate                         1,945.72           1945.72               24         Y
Durham                            440.56            440.56                0         N
Stanton                           285.73            285.73                0         N
Basin                             477.03            477.03               36         Y
Forestville                     1,184.65           1184.65                0         N
Colorado Springs                  322.94            322.94                0         N
Easley                            503.32            503.33                0         N
Avenel                          1,362.69           1362.69                0         N
Detroit                           333.43            333.43               36         Y
Sneedville                        343.50             343.5               36         Y
La Puente                       1,050.00              1050               24         Y
Lehigh                            897.66            897.66               36         Y
Casselberry                       383.41            383.41               36         Y
Flossmoor                       3,779.39           3779.39               24         Y
Hanes                             564.90             564.9                0         N
Tacoma                          1,211.60            1211.6               24         Y
Naples                            800.74            800.74               36         Y
Muscoy                            700.72            700.72               36         Y
Ingram                            725.53            725.53               24         Y
Durham                            173.80             173.8                0         N
Tulsa                             408.45            408.45               24         Y
Columbia                          373.47            373.47               36         Y
Ocala                             539.55            539.55               24         Y
Norbeck                         2,560.70            2560.7                0         N
Hayward                           830.90             830.9               24         Y
Gilmore                         1,550.00              1550               24         Y
Corcoran                          205.00               205                0         N
Las Cruces                        748.15            748.15                0         N
Everett                         1,005.22           1005.22                0         N
Detroit                           236.85            236.85                0         N
Englewood                       2,303.58           2303.58                0         N
Golden                          1,001.47           1001.47               24         Y
Lakin                             834.17            834.17                0         N
Miami                           1,238.67           1238.67                0         N
Battle Creek                      626.58            626.58               36         Y
Tulsa                             413.81            413.81               24         Y
Sarasota                          525.27            525.27               36         Y
Phoenix                           552.04            552.04               24         Y
Walton                            368.09            368.09                0         N
Dearborn Heights                  735.62            735.62                0         N
Altoona                           327.97            327.97                0         N
Saint Louis                       585.43            585.43               24         Y
Phoenix                           163.09            163.09                0         N
Albuquerque                       254.26            254.26                0         N
Lakin                             332.97            332.97                0         N
Santa Maria                     1,921.50            1921.5               24         Y
Old Hickory                       691.43            691.43               36         Y
Sonora                            387.85            387.85               24         Y
Easley                            190.46            190.46                0         N
South Holland                     922.96            922.96               24         Y
Miami                             450.60             450.6               36         Y
Cadillac                          304.74            304.74               36         Y
Elyria                            725.96            725.96               36         Y
Sharptown                       1,714.73           1714.73                0         N
Detroit                         4,015.86           4015.86               36         Y
Humble                          1,139.88           1139.88                0         N
Phoenix                           136.90             136.9               24         Y
Cheyenne                          964.43            964.43               24         Y
Cheyenne                          350.73            350.73                0         N
Queen Creek                       957.07            957.07               36         Y
Easton                            658.06            658.06               24         Y
El Monte                        4,400.00              4400               24         Y
Oklahoma City                     572.78            572.78               24         Y
Pasadena                          591.73            591.73                0         N
Steamboat Springs               1,888.33           1888.33               24         Y
Queen Creek                       315.93            315.93               36         Y
Lehigh                            303.64            303.64               36         Y
Kansas City                       656.43            656.43               36         Y
Baldwin                         2,030.30            2030.3                0         N
Santa Ana                       1,781.00              1781               36         Y
Las Vegas                         723.33            723.33               24         Y
Steamboat Springs                 865.37            865.37                0         N
Hayward                         3,097.38           3097.38               12         Y
Alameda                         2,745.00              2745                0         N
Lititz                          2,280.16           2280.16               24         Y
Rochester                         329.50             329.5                0         N
Malden                            737.10             737.1                0         N
Westland                        1,798.47           1798.47               36         Y
Atlanta                           511.94            511.94                0         N
South Holland                     417.31            417.31                0         N
Camden                            450.87            450.87                0         N
Fargo                           1,231.49           1231.49               36         Y
Glen Allen                      1,169.67           1169.67               24         Y
Meskegon                          540.58            540.58               36         Y
Kissimmee                         637.27            637.27               24         Y
Murrieta                          740.25            740.25               24         Y
Anderson                          433.46            433.46               24         Y
Newburgh                        2,596.27           2596.27                0         N
Maylene                           852.64            852.64               36         Y
Santa Maria                       641.58            641.58               24         Y
Kenner                          2,074.71           2074.71               24         Y
Portland                        2,097.15           2097.15                0         N
Brighton                        1,004.67           1004.67               24         Y
North East                        601.21            601.21               24         Y
Raytown                           743.75            743.75               24         Y
Parker                          2,809.00              2809                0         N
Chino                           1,521.00              1521               24         Y
Noble                             348.45            348.45               36         Y
Palmdale                        1,110.61           1110.61               36         Y
Detroit                           737.61            737.61               36         Y
Naples                          2,781.10            2781.1                0         N
Joy                               465.16            465.16               36         Y
Zion City                         726.82            726.82               36         Y
Herkimer                          486.42            486.42                0         N
Memphis                           346.60             346.6               24         Y
Saint Petersburg                  512.83            512.83               24         Y
Lima                              660.51            660.51               36         Y
Montgomery                        429.00               429               24         Y
Houston                           328.42            328.42               24         Y
Orangeburg                      2,926.21           2926.21                0         N
Pueblo                          1,910.60            1910.6                0         N
Memphis                           485.01            485.01               36         Y
Boardman                          788.31            788.31               24         Y
Dennison                          600.65            600.65               36         Y
Las Vegas                         307.15            307.15               24         Y
Onaway                            311.83            311.83               36         Y
Chino                             483.82            483.82               24         Y
Kearns                            641.51            641.51               24         Y
San Diego                         672.22            672.22                0         N
Bar Harbor                      1,917.79           1917.79                0         N
Riverside                         668.02            668.02               24         Y
Mashpee                         3,380.70            3380.7                0         N
Baton Rouge                       601.68            601.68               36         Y
Lima                              580.79            580.79               24         Y
Geneva                            381.04            381.04                0         N
Fairfield                         881.22            881.22               24         Y
Chino Hills                     2,232.27           2232.27               24         Y
Cary                            1,077.51           1077.51                0         N
Fishers                         4,219.11           4219.11               24         Y
Dearborn Heights                  803.38            803.38               36         Y
Angola                            573.84            573.84                0         N
Lake Elsinore                   1,779.64           1779.64                0         N
Pueblo                            716.58            716.58                0         N
Hockessin                       2,522.95           2522.95               24         Y
Paint Rock                        601.08            601.08                0         N
Watts                           1,345.31           1345.31               36         Y
San Diego                       1,470.00              1470               24         Y
San Diego                       2,426.11           2426.11               36         Y
Houston                           778.58            778.58               36         Y
Warren                          1,068.02           1068.02               36         Y
Memphis                         4,792.88           4792.88               24         Y
Ocoee                           1,126.54           1126.67               24         Y
Topeka                            433.25            433.25                0         N
Knoxville                         385.00               385               36         Y
Naples                            515.48            515.48                0         N
Houston                           413.06            413.06                0         N
Camp Springs                      461.80             461.8                0         N
Lyndon                            465.24            465.24               36         Y
Riviera Beach                     368.20             368.2                0         N
Pearland                          777.01            777.01               36         Y
Escondido                         302.39            302.39                0         N
Brighton                          354.03            354.03                0         N
Crestmore                       1,229.29            1229.3               24         Y
Quito                             350.05            350.05               24         Y
Akron                             459.77            459.77               36         Y
Ramona                            536.34            536.34               36         Y
Mars                            1,699.09           1699.09               24         Y
Weare                             957.07            957.07               24         Y
Sumner                            573.46            573.46                0         N
Lawrence                        2,018.98           2018.98                0         N
Mendenhall                        342.02            342.02               36         Y
Yuba City                         413.86            413.86                0         N
Pomona                          1,957.00              1957               24         Y
Tuskegee                          526.09            526.09                0         N
Port Charlotte                    589.97            589.97                0         N
Grafton                           827.33            827.33                0         N
Palm Harbor                     2,004.75           2004.75               24         Y
Bradford                          410.93            410.93               36         Y
Akron                             426.75            426.75               36         Y
Cleveland                         695.57            695.57               36         Y
Miami                             897.32            897.32               36         Y
Jackson                           416.74            416.74               24         Y
Saint Peters                      204.36            204.36                0         N
Moore                             623.72            623.72               24         Y
Jamaica                         2,067.00              2067                0         N
Gulfport                          685.65            685.65               36         Y
Ldhl                              777.10             777.1               36         Y
Highlands                       2,143.60            2143.6               12         Y
WAXHAW                            575.42            575.42                0         N
Crestmore                         567.79            567.79               24         Y
Boardman                          430.73            430.73               36         Y
Cleveland                         626.58            626.58               36         Y
Dillon                          1,234.90            1234.9               24         Y
Baugh                           1,209.12           1209.12               24         Y
Cleveland                         869.06            869.06               36         Y
Merriam                           909.41            909.41                0         N
Houston                           136.79            136.79                0         N
Pilot Point                     2,791.22           2791.22               24         Y
Tulsa                             706.51            706.51               36         Y
Gary                            1,093.65           1093.65               36         Y
Highlands                         739.59            739.59                0         N
Marion                            708.03            708.03               24         Y
Arbutus                         1,077.51           1077.51                0         N
Detroit                           334.88            334.88               36         Y
Kansas City                       457.71            457.71                0         N
Fort Worth                        219.39            219.39                0         N
Arlington                         586.95            586.95                0         N
Collinsville                      697.79            697.79                0         N
Murray                            906.49            906.49               24         Y
Elsdon                          1,639.95           1639.95               24         Y
Lacey                           1,721.80            1721.8                0         N
Kissimmee                       1,636.25           1636.25               36         Y
Tucson                          2,090.44           2090.44               24         Y
Green                             980.40             980.4               36         Y
Garner                            562.20             562.2                0         N
Newbury                         2,352.04           2352.04                0         N
Carroll                           653.60             653.6                0         N
Margate                         1,282.87           1282.87               36         Y
Murray                            298.81            298.81                0         N
Hemet                           1,317.50            1317.5               24         Y
Clay                              866.92            866.92                0         N
Murrieta                        2,126.30            2126.3               36         Y
Columbus                          770.59            770.59               24         Y
Takoma Park                     2,390.58           2390.58                0         N
Golden                            355.99            355.99                0         N
Baileyton                         229.63            229.63               36         Y
Cleveland                         524.27            524.27               24         Y
Summerville                     1,162.80            1162.8               36         Y
Summerville                       334.28            334.28                0         N
East                            1,008.37           1008.37               24         Y
Sinsheim                        1,394.05           1394.05               24         Y
Pawtucket                         403.68            403.68                0         N
Tampa                             319.05            319.05               36         Y
Manoa                           1,773.37           1773.37               24         Y
Escondido                       1,121.63           1121.63               36         Y
Englewood                         721.29            721.29                0         N
Carrollton                        439.53            439.53               36         Y
Clark                           3,138.01           3138.01                0         N
Sapulpa                           561.95            561.95               24         Y
Parsons                           420.67            420.67                0         N
Keavy                             458.92            458.92               36         Y
Kent City                         576.29            576.29               24         Y
Glen Allen                        583.60             583.6                0         N
Miami                           1,320.99           1320.99               24         Y
Avalon                            344.49            344.49               24         Y
Oakridge                          549.22            549.22               24         Y
Siloam Springs                    210.62            210.62               36         Y
Los Angeles                     2,907.56           2910.94               24         Y
Santa Ana                         837.71            837.71                0         N
Mc Kinney                       2,340.00              2340               12         Y
San Leandro                     2,489.98           2489.98                0         N
San Leandro                       597.43            597.43                0         N
Scranton                          541.86            541.86               24         Y
Scranton                          323.76            323.76                0         N
Memphis                           388.75            388.75               24         Y
Gallatin                          721.33            721.33               36         Y
Grenelefe                         347.71            347.71               36         Y
Shelby                            619.48            619.48                0         N
Large                             464.12            464.12               24         Y
Spokane                           508.99            508.99                0         N
Stilwell                          374.54            374.54               24         Y
Rocky Point                     1,030.64           1030.64                0         N
Downey                          2,846.67           2846.67               12         Y
Downey                          1,026.29           1026.29                0         N
Memphis                           455.20             455.2               36         Y
Canton                            949.81            949.81               36         Y
Dover                             432.27             432.4               24         Y
Weehawken                       1,359.57           1359.57                0         N
Buffalo                           409.49            409.49                0         N
Kissimmee                         843.70             843.7               24         Y
Orland                            803.71            803.71                0         N
Wingo                             512.56            512.56               24         Y
Hanes                             255.97            255.97                0         N
Spencer                           783.17            783.17               24         Y
Greenville                        842.17            842.17               24         Y
Lariat                            703.68            703.68               24         Y
Smithtown                       2,592.59           2592.59                0         N
Naranja                         1,034.92           1034.92               36         Y
Fontana                         2,474.17           2474.17               24         Y
Little Rock                       520.65            520.65               36         Y
Martinsville                      443.82            443.82               36         Y
Syracuse                          381.20             381.2                0         N
Detroit                           640.21            640.21               36         Y
Somerville                        960.50             960.5               36         Y
Kathleen                          294.64            294.64                0         N
Harvey                            250.46            250.46               36         Y
Summ                              170.25            170.25                0         N
San Diego                       1,485.00              1485               24         Y
Plainview                       1,962.28           1962.28                0         N
El Reno                         1,302.00              1302               36         Y
Ripon                           3,595.07           3595.07               24         Y
Jacksonville                      236.58            236.58                0         N
Garner                            191.20             191.2                0         N
Baldy Mesa                        722.83            722.83               36         Y
Milo                              521.96            521.96               36         Y
Nova                            1,127.72           1127.72               36         Y
Marlin                            455.95            455.95               36         Y
Warren                            420.36            420.36                0         N
Binghamton                        458.16            458.16                0         N
West                              400.34            400.34               24         Y
Panama City                     3,091.48           3091.48               24         Y
Mc Kinney                         946.98            946.98                0         N
Haverhill                         754.16            754.16               36         Y
Schertz                           554.20             554.2               36         Y
Aloha                             928.58            928.58               24         Y
Chino Hills                       889.53            889.53                0         N
Rockland                        1,373.00              1373                0         N
Orlando                         1,593.79           1593.79               24         Y
Martins Ferry                     489.49            489.49               36         Y
Antis                             504.51            504.51               24         Y
Buffalo                           505.94            505.94                0         N
Gibsonville                       771.89            771.89                0         N
Dellwood                          555.24            555.24               36         Y
Fort Pierce                       428.99            428.99               36         Y
Cahokia                           406.04            406.04                0         N
Wallkill                        1,208.36           1208.36                0         N
Clark                           1,454.27           1454.27                0         N
Melbourne                         581.79            581.79               36         Y
Temecula                        1,762.50            1762.5                0         N
Au Gres                           768.25            768.25               36         Y
Grafton                           183.27            183.27                0         N
Florissant                        512.36            512.36                0         N
Lees Summit                     1,262.93           1262.93               24         Y
Kansas City                       569.37            569.37               24         Y
El Reno                           429.78            429.78                0         N
New Albany                        375.23            375.23               36         Y
Lorain                            112.55            112.55                0         N
Lynwood                         3,171.16           3171.16               36         Y
Spry                            1,976.91           1976.91               24         Y
Somerville                        415.87            415.87               36         Y
Zebulon                           727.02            727.02                0         N
Mary Esther                       594.41            594.41               36         Y
Ocoee                             495.21            495.21                0         N
Stephens                          403.37            403.37               36         Y
Florissant                        204.65            204.65                0         N
Saint Marys                       864.85            866.04               36         Y
Stamford                        2,567.49           2567.49               36         Y
Lees Summit                       522.71            522.71               24         Y
Lavina                            117.45            117.45                0         N
Memphis                           501.23            501.23               24         Y
Worcester                       2,310.17           2310.17                0         N
Salisbury                       1,090.72           1090.72                0         N
Arroyo                            614.59            614.59               36         Y
Aurora                            894.67            894.67               24         Y
Clarksburg                      2,540.00              2540                0         N
Universal                         498.31            498.31               24         Y
Miami                             333.27            333.27               36         Y
Las Vegas                         287.40             287.4                0         N
Kissimmee                         184.72            184.72               24         Y
Chubbuck                        1,163.13           1163.13               24         Y
Columbus                          658.63            658.63                0         N
Milford                         1,057.82           1057.82                0         N
Adams                             573.33            573.33                0         N
Darby                             439.84            439.84                0         N
Powell                            612.84            612.84               36         Y
Humble                            662.69            662.69                0         N
Ocee                            1,564.71           1564.71                0         N
Scottsbluff                       471.09            471.09               36         Y
Raymond                         2,762.11           2762.11                0         N
Elk Grove                       1,808.13           1808.13               36         Y
Aurora                            273.33            273.33                0         N
Joppa                             728.08            728.08               36         Y
Lees Summit                       665.18            665.18                0         N
Mira Loma                       3,231.33           3231.33                0         N
Desert Hot Springs                940.16            940.16               24         Y
Knoxville                         427.53            427.53               36         Y
Norwood                         2,560.91           2560.91                0         N
Louisville                        372.04            372.04               36         Y
Southfield                        716.53            716.53               36         Y
Kerrtown                          367.22            367.22                0         N
Land O Lakes                    2,054.42           2054.42               24         Y
Dundalk                           792.06            792.06                0         N
Tulsa                             395.38            395.38               24         Y
Waldwick                        1,815.00              1815                0         N
Iselin                          1,240.67           1240.67                0         N
Elk Grove                         669.90             669.9                0         N
Newark                          1,335.80            1335.8               36         Y
Romoland                          477.41            477.41                0         N
Altoona                           434.03            434.03                0         N
Defiance                          614.30             614.3               36         Y
Croton                          1,016.75           1016.75               36         Y
Florence                          555.52            555.52               36         Y
Lewiston                          716.58            716.58                0         N
New Paltz                       1,197.82           1197.82                0         N
Middletown                      1,327.34           1327.34                0         N
Westgate                          587.48            587.48                0         N
Childs                            523.56            523.56               36         Y
Detroit                           520.72            520.72               36         Y
Miami                           1,377.67           1377.67               24         Y
Ozone                             401.75            401.75               36         Y
Hazlehurst                        405.52            405.52               24         Y
Southfield                        328.79            328.79                0         N
Saticoy                         1,941.84           1941.84               36         Y
Meskegon                          740.41            740.41               36         Y
Kearns                            605.99            605.99               24         Y
Wawatosa                        1,014.79           1014.79                0         N
Saint Petersburg                  505.55            505.55               36         Y
Charleroi                         471.49            471.49               36         Y
Miami                           1,511.73           1511.73               36         Y
Berkeley                        1,012.79           1012.79                0         N
Aloha                             299.88            299.88               24         Y
Oviedo                          1,906.88           1906.88               36         Y
Kissimmee                         343.83            343.83               24         Y
Hazlehurst                        495.89            495.89               36         Y
Knoxville                         120.69            120.69               36         Y
San Diego                         531.05            531.05                0         N
Salinas                         3,645.51           3645.51               36         Y
Camden                            456.32            456.32                0         N
Little Rock                       744.01            744.01               36         Y
Montgomery                        189.69            189.69                0         N
Murfreesboro                      144.81            144.81               36         Y
La Chute                          274.14            274.14               36         Y
Beaumont                          865.11            865.11               24         Y
Fort Payne                        209.20             209.2               36         Y
East McKeesport                   621.24            621.24               24         Y
Lees Summit                       271.83            271.83                0         N
Joy                               153.58            153.58               36         Y
South Bend                        449.10             449.1               24         Y
Jamaica                         1,506.59           1506.59                0         N
Brookwood                         579.20             579.2               36         Y
Bradenton                         720.07            720.07               24         Y
Munroe Falls                      861.77            861.77               36         Y
Kearns                            204.19            204.19                0         N
Pitcairn                          553.52            553.52               36         Y
Adams                             196.02            196.02                0         N
San Diego                         513.15            513.15                0         N
Orient                            902.09            902.09               36         Y
Escondido                         278.20             278.2                0         N
Peru                              892.66            892.66                0         N
Cabot                             481.39            481.39               36         Y
Sayville                        1,100.60            1100.6                0         N
Hewitt                          1,021.96           1021.96                0         N
Miami                           1,595.30            1595.3               36         Y
Poland                            881.71            881.71               36         Y
Bywood                            589.73            589.73               24         Y
Jackson                           423.22            423.22                0         N
Albia                             381.64            381.64                0         N
Marion                            539.87            539.87               36         Y
Humboldt                          593.78            593.78               24         Y
Monroe                            788.32            788.32               24         Y
Atlanta                         2,407.15           2407.15                0         N
Neosho                            435.79            435.79               24         Y
Memphis                           441.92            441.92               36         Y
Marenisco                       2,077.63           2077.63               24         Y
Gallatin                          244.59            244.59               24         Y
Bakersfield                     1,257.56           1257.56               24         Y
Whitman                         1,198.03           1198.03                0         N
Webb City                         628.73            628.73               36         Y
Topeka                            713.00               713                0         N
Ocean City                      2,394.88           2394.88                0         N
Clearwater                        882.63            882.63               24         Y
Willeys                           493.61            493.61               24         Y
Lemon Grove                     2,942.53           2942.53               36         Y
Bloomington                     1,097.33           1097.33               36         Y
Santa Maria                     2,611.24           2611.24               36         Y
Cincinnati                        721.11            721.11               24         Y
Hilton                            290.15            290.15                0         N
Neosho                            188.43            188.43               36         Y
Clarksville                       477.02            477.02               36         Y
Houston                           605.91            605.91               24         Y
Jacksonville                    1,035.08           1035.08               36         Y
Gladwin                           393.33            393.33               36         Y
Whitman                           538.59            538.59                0         N
Lewisburg                         679.94            679.94               36         Y
Joppa                             776.22            776.22               24         Y
Pocomoke                        1,427.52           1427.52                0         N
Philadelphia                      415.60             415.6               36         Y
Everman                           454.27            454.27                0         N
Snow Hill                         545.65            545.65                0         N
Ironton                           421.81            421.81               36         Y
Rutland                           560.78            560.78               24         Y
Charlotte                         285.70             285.7                0         N
Easton                            765.77            766.63               24         Y
Baugh                             552.82            552.82               24         Y
Baugh                             490.90             490.9               24         Y
Temecula                          452.20             452.2                0         N
Massillon                         643.28            643.28               24         Y
Palm Bay                          830.86            830.86               24         Y
Bacone                            438.74            438.74               36         Y
Henderson                         499.66            499.66               36         Y
Bratenahl                         581.92            581.92               36         Y
Trenton                           559.86            559.86               24         Y
Lawton                            485.16            485.16               36         Y
Saint Helen                       441.69            441.69               36         Y
Bakersfield                     1,110.86           1110.86               36         Y
Charlotte                       1,348.20            1348.2               24         Y
REDDING                         2,633.36           2633.36               24         Y
Weehawken                         537.87            537.87                0         N
Abita Springs                     436.08            436.08               24         Y
Crawfordsville                    637.77            637.77               24         Y
Reynoldsburg                      552.97            552.97               24         Y
Monroe                            367.68            367.68               24         Y
Incline Village                 4,869.36           4869.38                0         N
Reynoldsburg                      213.95            213.95                0         N
North East                        265.31            265.31                0         N
Mesa                              798.12            798.12               24         Y
Saint Louis                       375.52            375.52               36         Y
Cape Coral                        413.96            413.96               24         Y
Pittsfield                        406.19            406.19               24         Y
Elwood                          2,386.14           2386.14                0         N
Basin                             394.55            394.55               36         Y
Momence                           567.46            567.46                0         N
Millersville                    4,062.57           4062.57                0         N
San Leandro                     1,238.83           1238.83               36         Y
San Leandro                       398.08            398.08               24         Y
Strawberry Plains                 600.32            600.32               36         Y
Flanders                        1,118.10            1118.1                0         N
Jacksonville                      630.87            630.87               24         Y
Bronx                           2,073.50            2073.5                0         N
Cucamonga                       1,785.27           1785.27               12         Y
Gary                            1,289.85           1289.85               36         Y
Newburgh                        2,825.63           2825.63                0         N
Detroit                           536.62            536.62               36         Y
Lawrenceburg                      511.41            511.41               24         Y
Youngstown                        318.78            318.78               36         Y
Milford                           574.12            574.12                0         N
Lawrence                        1,725.69           1725.69               36         Y
Tampa                             987.00               987               36         Y
Wichita                           409.40             409.4                0         N
Warren                            520.00               520               36         Y
Longwood                        2,105.79           2105.79               24         Y
Croydon                           814.80             814.8               24         Y
Vallejo                         2,534.91           2534.91               24         Y
Gretna                            564.34            564.34               24         Y
Chicago                         1,686.36           1686.36               36         Y
Eastend                           444.48            444.48               24         Y
Franklinville                     925.08            925.08                0         N
Indianapolis                      365.37            365.37               36         Y
Benton Harbor                     386.23            386.23               36         Y
Colburn                           705.86            705.86               24         Y
Naples                          1,761.34           1761.34               24         Y
Dover                             207.97            207.97                0         N
Powell                            727.66            727.66               36         Y
Raytown                           712.12            712.12               24         Y
Bayside                         3,289.92           3289.92                0         N
Tampa                           1,190.87           1190.87               24         Y
Alexander City                    468.05            468.05               36         Y
Sango                             689.68            689.68               24         Y
Abita Springs                     189.79            189.79                0         N
Ocala                             574.97            574.97               24         Y
Baton Rouge                       448.67            448.67               24         Y
Birmingham                        390.29            390.29               36         Y
Coshocton                         443.33            443.33               24         Y
Kalkaska                          961.79            961.79               36         Y
Moreno                            832.99            832.99               24         Y
Lemay                             712.70             712.7               36         Y
Portland                          656.22             569.3                0         N
Dellwood                          591.86            591.86               36         Y
Macomb                          2,419.32           2419.32               36         Y
Philadelphia                      447.74            447.74               36         Y
Kenner                          1,907.72           1907.72                0         N
Owasso                            984.99            984.99               36         Y
Mira Loma                       1,149.62           1149.62                0         N
Coshocton                         213.45            213.45                0         N
Kenner                            294.97            294.97               24         Y
Tulsa                             406.07            406.07               24         Y
Clarksville                       150.47            150.47               36         Y
Dixie                             491.28            491.28               24         Y
Fairborn                          543.03            543.03               36         Y
Miami                           1,095.23           1095.23                0         N
Tacoma                            418.40             418.4                0         N
Elizabeth                         439.29            439.29               36         Y
Barren                            444.80             444.8               24         Y
Barry Lakes                     1,091.30            1091.3                0         N
Springfield                       501.93            501.93               36         Y
Cucamonga                         675.11            675.11                0         N
Broken Arrow                      696.69            696.69               24         Y
Newark                          2,944.41           3192.19                0         N
Saegertown                        682.34            650.05               24         Y
Brooklyn                        1,978.79           1978.79                0         N
Brooklyn                          786.00               786                0         N
Amelia City                     3,328.16           3328.16               24         Y
Alpharetta                      2,175.53           2175.53                0         N
Lewiston                          309.38            309.38                0         N
Chattanooga                       365.14            365.14               24         Y
Dayton                          1,152.33           1152.33               36         Y
Flushing                        2,014.80            2014.8                0         N
Richmond                          547.66            547.66               24         Y
Tampa                           1,361.72           1361.72               24         Y
Nora                              359.46            359.46               24         Y
Alameda                           789.49            789.49                0         N
Birmingham                        161.17            161.17                0         N
La Tijera                       2,749.31           2749.31               36         Y
Daytona Beach                     734.91            734.91               24         Y
Poughkeepsie                    1,200.76           1200.76                0         N
West Jordan                       678.03            678.03               24         Y
Fontana                         3,926.68           3926.68                0         N
Kansas City                       197.63            197.63                0         N
Cimarron                        2,644.22           2644.22               36         Y
Saginaw                           325.78            325.78               36         Y
Dunbar                            438.55            438.55                0         N
Philadelphia                      654.12            654.12               36         Y
Memphis                           432.58            432.58               36         Y
Seymour                         2,075.22           2075.22               36         Y
Middletown                      3,027.08           3027.08               24         Y
Caro                              865.11            865.11               36         Y
Charlotte                         661.63            661.63                0         N
Gracey                            298.59            298.59               24         Y
Chville                         1,838.36           1838.36               24         Y
Avondale                          535.27            535.27               36         Y
Cleveland                         995.24            995.24               36         Y
Miami                           1,164.28           1164.28               36         Y
West Jordan                       255.16            255.16                0         N
Barr                            1,798.26           1798.26               36         Y
Powderly                          515.15            515.15               36         Y
Detroit                           529.74            529.74               36         Y
Norco                           2,903.06           2903.06               24         Y
Dayton                            453.54            453.54                0         N
Obetz                             637.23            637.23               36         Y
Wheeler                           587.26            587.26               36         Y
Rising Fawn                     1,588.66           1588.66                0         N
Bellfntn                          478.26            478.26               36         Y
Roselle Park                    1,166.60            1166.6                0         N
Memphis                           531.34            531.34               36         Y
Yaphank                           339.07            339.07                0         N
Canton                            988.57            988.57               36         Y
Tahlequah                         460.46            460.46               36         Y
Gorham                            928.71            928.71                0         N
Metairie                        1,811.43           1811.43               24         Y
Memphis                           458.35            458.35               36         Y
Willeys                           227.74            227.74                0         N
Arkoma                            379.76            379.76               36         Y
Clearwater                        390.20             390.2               24         Y
Fishkill                        1,243.68           1243.68                0         N
Bellaire                        1,403.70            1403.7                0         N
New Smyrna Beach                1,802.70            1802.7                0         N
Moss Point                        510.24            510.24               24         Y
Hanford                           448.00               448               24         Y
Lohrville                         463.76            463.76                0         N
Somerville                      2,317.59           2317.59                0         N
Thornville                        607.30             607.3               36         Y
Concord                           949.23            949.23               36         Y
Savannah                        2,429.23           2429.23                0         N
Aliq                              424.65            424.65               24         Y
Cincinnati                        581.68            581.68               36         Y
Cleveland                         556.74            556.74               36         Y
Docena                            357.21            357.21               36         Y
Tulsa                             451.87            451.87               36         Y
MULDROW                           426.56            426.56               24         Y
Ormond Beach                    2,164.02           2164.02               24         Y
Jackson                           373.47            373.47               36         Y
Jackson                           491.93            491.93               24         Y
Compton                         1,657.10            1657.1               24         Y
Compton                           546.65            546.65                0         N
Pine Bush                         979.44            979.44                0         N
Marion                            624.39            624.39               24         Y
Ldhl                              372.72            372.72               24         Y
Topeka                            283.57            283.57                0         N
Detroit                           450.19            450.19               24         Y
Yonkers                         3,456.08           3456.08                0         N
Pomona                            755.78            755.78               24         Y
Orlando                           273.34            273.34               24         Y
Shreveport                        430.70             430.7               24         Y
Galesburg                       1,450.70            1450.7               36         Y
Wyoming                           809.23            809.23               36         Y
Concord                         2,756.83           2756.83               36         Y
Dresser                           543.15            543.15               24         Y
Dillon                            504.33            504.33                0         N
Philadelphia                      382.89            382.89                0         N
Manorville                      1,853.25           1853.25                0         N
Hayward                         3,987.79           3987.79               24         Y
West End                          326.79            326.79                0         N
WARREN                            596.25            596.25               36         Y
Roswell                         2,834.13           2834.13                0         N
Dayton                            559.17            559.17               36         Y
Tulsa                             465.79            465.79               24         Y
Carson City                     1,595.11           1595.11               24         Y
Davie                           3,701.87           3701.87               24         Y
Orlando                           747.21            747.21               36         Y
Monroe                          1,460.00              1460               24         Y
Brooklyn                        1,370.15           1370.15                0         N
Easton                            381.69            381.69                0         N
Finger                            229.00               229                0         N
Grand Blanc                     2,034.57           2034.57               36         Y
Milford                           745.08            745.08               36         Y
Akron                           2,191.40            2191.4               36         Y
Saint Louis                       471.03            471.03               24         Y
Stafford                        1,195.40            1195.4               24         Y
Washington                        146.85            146.85                0         N
Villa Grove                       660.06            660.06                0         N
Sault Sainte Marie                391.81            391.81               24         Y
Elwood                            695.05            695.05               24         Y
Ocala                             909.38            909.38               36         Y
Bronx                             878.19            878.19                0         N
Hamilton                        1,180.97           1180.97                0         N
Riverview                       1,914.14           1914.14               24         Y
Wichita                           495.84            495.84                0         N
Mattawan                          565.09            565.09               36         Y
Stafford                          447.86            447.86                0         N
Dunn                              731.29            731.29                0         N
Alta Loma                       1,735.67           1735.67               36         Y
Alta Loma                         630.51            630.51                0         N
Mexico                            313.94            313.94               36         Y
Mesquite                          725.70             725.7               36         Y
Glenville                       5,797.67           5797.67                0         N
Phoenix                         1,555.36           1555.36                0         N
Hayward                         2,015.00              2015               24         Y
Clarksburg                        598.10             598.1                0         N
Jackson                           441.92            441.92               24         Y
Venice                          2,148.42           2148.42               36         Y
Colonial Heights                  877.21            877.21               36         Y
Camden                            184.03            184.03                0         N
Spencer                           567.01            567.01               24         Y
Wellston                        1,753.40            1753.4               24         Y
Hayward                           664.42            664.42                0         N
Roanoke                           475.47            475.47               36         Y
Heer Park                       1,903.71           1903.71                0         N
Harrison                          391.16            391.16                0         N
Pryor                             476.17            476.17               24         Y
Dallas                            486.83            486.83                0         N
Mesquite                          485.67            485.67               36         Y
Mesquite                          483.42            483.42               36         Y
Parkview                        1,707.13           1707.13               36         Y
Slaton                            294.90             294.9                0         N
Bassett                         2,233.16           2233.16               36         Y
Eglon                           1,718.38           1718.38               24         Y
Bel Nor                           558.09            558.09               36         Y
Cabot                             174.28            174.28               36         Y
Toledo                            463.02            463.02               36         Y
Rock Island                       446.99            446.99               24         Y
Beaufort                        2,170.54           2170.54               24         Y
Charlotte                         199.99            199.99                0         N
Massapequa                        651.55            651.55                0         N
Bardwell                        1,092.28           1092.28               36         Y
Staten Island                   2,968.92           2968.92                0         N
Vallejo                         1,826.85           1826.85               24         Y
Arleta                          1,633.36           1633.36               24         Y
Tulsa                             560.80             560.8               24         Y
Columbia                        1,384.04           1384.04               36         Y
Lancaster                         453.14            453.14               24         Y
Memphis                           633.74            633.74               36         Y
Evansville                        412.45            412.45               36         Y
Passyunk                          851.63            851.63               24         Y
Brookville                        454.72            454.72               36         Y
Akron                             478.98            478.98               36         Y
Payne                             408.36            408.36               36         Y
                                  323.34            323.34                0         N
Arlington                         537.02            537.02                0         N
Seattle                         1,014.63           1014.63               24         Y
Mounds                            585.23            585.23               36         Y
Walden                          2,333.16           2333.16                0         N
Allentown                       2,124.09           2124.09               36         Y
Ocala                             199.21            199.21               24         Y
Philadelphia                      760.19            760.19               36         Y
Philadelphia                      556.21            556.21               24         Y
Riverdale                         828.17            828.17               36         Y
McRae                             505.70             505.7               36         Y
Rockford                        1,063.07           1063.07               24         Y
Transfer                          542.31            542.31               36         Y
Newark                            617.71            617.71               24         Y
Denver                            712.70             712.7               36         Y
Rockford                          417.37            417.37                0         N
Hardwick                        1,703.67           1703.67                0         N
Sun City                          530.05            530.05               36         Y
Sacramento                      1,211.60            1211.6                0         N
Bywood                            389.39            389.39                0         N
Toledo                            410.36            410.36               24         Y
Calumet City                      943.02            943.02               24         Y
Elwood                            519.40             519.4               36         Y
Lorane                            534.31            534.31               24         Y
Rexmont                           601.79            601.79               24         Y
East Tawas                        496.21            496.21               36         Y
Holly Hill                        668.66            668.66               36         Y
West Columbia                     354.52            354.52                0         N
Elbert                          2,307.76           2307.76               24         Y
Brookville                        182.52            182.52                0         N
Dallas                          2,624.01           2624.01               36         Y
Brooklyn                        1,707.38           1707.38                0         N
Old Hickory                       648.91            648.91               24         Y
Bergenfield                     1,557.16           1557.16                0         N
Hammond                         1,189.81           1189.81               24         Y
Sacramento                        454.42            454.42                0         N
Middletown                        574.16            574.16               36         Y
Tucson                            754.54            754.54               24         Y
Greenacres                        719.58            719.58                0         N
Miami                           1,484.00              1484               36         Y
Boston                          2,802.75           2802.75                0         N
Colerain                          667.24            667.24               36         Y
Murray City                       281.06            281.06               36         Y
Jamaica                         2,477.82           2477.82                0         N
Tulsa                             135.91            135.91                0         N
Sharon                            405.53            405.53                0         N
Tucson                            261.06            261.06               24         Y
Crestview                       2,376.61           2377.47               24         Y
Aurora                            733.87            733.87               24         Y
Chapel Hill                     1,651.71           1651.71                0         N
Kissimmee                         312.93            312.93               24         Y
Reno                            1,244.10            1244.1               24         Y
Fontana                         1,294.56           1294.56                0         N
Lemont                          2,843.49           2843.49               24         Y
Weare                             370.02            370.02                0         N
Newburgh                          261.89            261.89                0         N
Granville                         454.53            454.53               24         Y
Monument                        1,556.12           1556.12               24         Y
Evesham                         3,987.40            3987.4                0         N
Westgate                          232.00               232                0         N
Rockford                          275.93            275.93               24         Y
Youngstown                        340.55            340.55               24         Y
Burlington                        468.36            468.36                0         N
Detroit                           468.77            468.77               36         Y
Calcutta                          325.48            325.48               36         Y
Knauers                         4,005.14           4005.14               24         Y
Rocky Point                       862.43            862.43                0         N
Cloquet                           727.94            727.94               36         Y
Fort Myers                      1,433.66           1433.66               24         Y
Limington                         673.77            673.77                0         N
Grottoes                          790.22            790.22               36         Y
Lakemore                          767.66            767.66               36         Y
Avery                             432.55            432.55               36         Y
Peabody                         3,531.03           3531.03                0         N
Jamestown                         332.30             332.3               36         Y
Harrison                          128.87            128.87                0         N
Gretna                            669.01            669.01               36         Y
Ellenwood                       1,360.20            1360.2                0         N
Midland                           521.57            521.57               24         Y
Auburndale                        495.62            495.62               24         Y
Oaklandon                         507.47            507.47                0         N
Obetz                             486.45            486.45               36         Y
Galaxy                            531.56            531.56                0         N
Wonder Lake                       704.00               704                0         N
Caro                              802.75            802.75               24         Y
Staten Island                   1,027.67           1027.67                0         N
Akron                             462.74            462.74               36         Y
Westland                          475.67            475.67                0         N
Milford                         1,893.40            1893.4               36         Y
Marysville                        435.10             435.1                0         N
Philadelphia                    1,460.94           1460.94               24         Y
Tampa                           1,112.43           1112.43               36         Y
Sun City                        1,389.15           1389.15                0         N
San Diego                       1,183.84           1183.84               36         Y
Arleta                            958.71            958.71               36         Y
Black Jack                        630.20             630.2               24         Y
Elyria                            685.19            685.19               36         Y
Fairborn                          221.08            221.08                0         N
Key West                        3,948.89           3948.89                0         N
Saydel                            614.23            614.23                0         N
Tonawanda                       1,012.16           1012.16                0         N
Southpoint                        414.67            414.67               24         Y
Kissimmee                       2,742.43           2742.43               36         Y
Naranja                           765.33            765.33               36         Y
Phoenix                           542.39            542.39                0         N
Pittsburgh                      1,099.74           1099.74               36         Y
Montz                             739.06            739.06               36         Y
Progress                          858.35            858.57               24         Y
Salem                             500.13            500.13               24         Y
Wharton                         1,585.91           1585.91                0         N
Sullivan                          586.34            586.34                0         N
Saginaw                           401.95            401.95               36         Y
Waco                              454.19            454.19               36         Y
Waco                              359.30             359.3               36         Y
Bend                            2,898.45           2898.96               24         Y
Lakewood                        1,792.09           1792.09               24         Y
Miami                             834.48            834.48               36         Y
Damascus                        1,977.36           1977.36                0         N
Steuben                           568.26            568.26                0         N
Buffalo                           684.42            684.42                0         N
Monument                          482.61            482.61                0         N
Mars Hill                         559.12            559.12                0         N
Virginia Beach                  1,764.85           1764.85               24         Y
Englewood                         672.22            672.23                0         N
Monessen                          351.38            351.38                0         N
Hawley                            864.58            864.58               24         Y
Chapel Hill                       454.36            454.36                0         N
Ironwood                          401.13            401.13                0         N
Fontana                           724.16            724.16                0         N
New Orleans                     1,699.86           1699.86               36         Y
Marne                             587.84            587.84               24         Y
Conroe                          2,015.06           2015.06               24         Y
Middletown                      1,027.14           1027.14               36         Y
CAMPBELL                          535.57            535.57                0         N
Baldy Mesa                      1,074.67           1074.67                0         N
Baldy Mesa                        455.95            455.95                0         N
Ocala                             375.84            375.84                0         N
Sharon Hill                       585.99            585.99               36         Y
Forks                           1,455.15           1455.15               36         Y
Albion                            537.26            537.26               36         Y
Conover                           503.53            503.53                0         N
Conroe                            613.61            613.61                0         N
Newark                          1,842.69           1842.69                0         N
Pomona                            745.02            745.02               36         Y
Erie                              560.80             560.8               36         Y
Stilwell                        2,263.91           2263.91                0         N
Lawrence                          406.07            406.07               36         Y
Los Angeles                     1,732.50            1732.5                0         N
Marne                             371.02            371.02               36         Y
Mattawan                          220.25            220.25                0         N
Sullivan                          236.73            236.73                0         N
Black Jack                        279.73            279.73                0         N
Pulaski                           417.13            417.13               36         Y
Aurora                            235.44            235.44                0         N
Brockton                          959.82            959.82                0         N
Hendersonville                    684.94            684.94                0         N
Poland                            518.97            518.97               24         Y
Avondale                          220.84            220.84                0         N
West Palm Beach                   645.28            645.28               24         Y
Phoenix                         1,059.28           1059.28               24         Y
Detroit                           540.10             540.1               36         Y
Deltona                           692.36            692.36               36         Y
Akron                           1,362.99           1362.99               36         Y
Waynesboro                        538.40             538.4               36         Y
Goodyear                        1,971.00              1971               24         Y
Berkeley                          342.56            342.56                0         N
Cathedral City                  1,278.33           1278.33               36         Y
Naples                          2,103.55           2103.55               24         Y
Cave Creek                      1,981.67           1981.67                0         N
Fort Pierce                     1,397.28           1397.28               36         Y
Riviera Beach                   1,960.48           1960.48               36         Y
Medina                          1,041.05           1041.05               36         Y
Washington Park                   327.06            327.06               24         Y
Brooksville                       701.61            701.61                0         N
Poland                            219.03            219.03                0         N
Tuckerton                       1,066.12           1066.12                0         N
Keyport                           954.14            954.14                0         N
Dallas                          1,067.01           1067.03               24         Y
Sabraton                        1,427.01           1427.01                0         N
Denver                            491.86            491.86               24         Y
Baton Rouge                       655.75            655.75               36         Y
Wantagh                         1,938.10            1938.1                0         N
Monrovia                        1,697.92           1697.92               36         Y
Los Angeles                       647.46            647.46                0         N
Lancaster                         824.03            824.03               24         Y
Savannah                          472.70             472.7                0         N
Dunn                              296.46            296.46                0         N
Mill Creek                        398.91            398.91               24         Y
Tampa                             276.39            276.39               24         Y
Streetsboro                     1,778.22           1778.22               36         Y
Newark                            357.76            357.76                0         N
Miami                             423.63            423.63                0         N
Farrell                           413.68            413.68                0         N
Liberty                         1,169.97           1169.97               24         Y
Leroy                             482.60             482.6                0         N
Goodyear                          578.08            578.08               24         Y
Sun City                          378.25            378.25                0         N
Fort Pierce                       927.37            927.37                0         N
Bakersfield                       665.63            665.63               36         Y
Dix Hills                       1,276.00              1276                0         N
Fairborn                          626.05            626.05               36         Y
Grand Rapids                    1,169.75           1169.75               36         Y
Hampstead                         336.34            336.34                0         N
Virden                            586.10             586.1                0         N
Hendersonville                    226.25            226.25                0         N
Wilson                            613.53            613.53                0         N
Otto                            1,086.02           1086.02               24         Y
Salem                             682.07            682.07               36         Y
ROCKY COMFORT                     557.75            557.75               36         Y
San Diego                       1,263.58           1263.58               24         Y
Cleveland                         359.25            359.25               36         Y
Wernersville                      622.82            622.82               24         Y
Taft                              680.58            680.58               36         Y
Seattle                           436.07            436.07                0         N
Roscoe                          1,333.89           1333.89               24         Y
Livermore                       2,466.00              2466                0         N
Bay Point                       2,321.15           2321.15                0         N
Brooksville                       550.76            550.76               36         Y
Livermore                         832.99            832.99                0         N
Mansfield                         516.08            516.08               24         Y
Ryland                            709.25            709.25               36         Y
Jackson                           391.02            391.02               24         Y
Commack                         3,939.00              3939                0         N
Apple Valley                      996.17            996.17               24         Y
Wilmington                        599.26            599.26               24         Y
Waukesha                        2,927.04           2927.04                0         N
Meriden                           266.28            266.28               36         Y
San Diego                         474.73            474.73                0         N
Riviera Beach                     824.24            824.24               36         Y
Miami                             484.99            484.99               36         Y
Wheatfield                      1,225.57           1225.57                0         N
Greene                            635.26            635.26                0         N
                                1,938.54           1938.54                0         N
Apple Valley                      345.68            345.68               24         Y
Fort Pierce                       378.71            378.71                0         N
Otto                              403.27            403.27               36         Y
Long Beach                      1,487.20            1487.2               36         Y
Long Beach                        501.55            501.55                0         N
Lodi                            1,499.40            1499.4               24         Y
Lodi                              607.75            607.75               24         Y
Plainfield                      1,010.95           1010.95               24         Y
Amityville                      1,400.57           1400.57                0         N
Trenton                           386.62            386.62               24         Y
Amityville                      1,160.24           1160.24                0         N
Virginia Beach                    668.60             668.6                0         N
Rochester                         373.55            373.55                0         N
Murdock                           759.69            759.69               36         Y
Boardman                          349.64            349.64               24         Y
Cave Creek                      2,143.60            2143.6                0         N
Watts                           1,423.21           1423.21               36         Y
Lynchburg                         131.64            131.64                0         N
Oakridge                          179.27            179.27                0         N
Hayward                         1,274.98           1274.98               24         Y
Las Vegas                       1,805.63           1805.63               36         Y
Canton                            508.27            508.27                0         N
Seattle                         2,015.79           2015.79               36         Y
Branch #1                       1,479.17           1479.17               24         Y
Kearns                            192.23            192.23                0         N
San Diego                       1,534.80            1534.8               36         Y
Orange                          1,043.73           1043.73                0         N
Vandalia                          534.90             534.9                0         N
Kansas City                     2,493.94           2493.94               24         Y
Mansfield                         181.29            181.29                0         N
Wilson                            235.99            235.99                0         N
Knoxville                         433.86            433.86               24         Y
Sandersdale                     1,050.59           1050.59                0         N
Walnut Park                     1,493.33           1493.33               24         Y
Monroe                            526.10             526.1                0         N
Columbus                          477.33            477.33               36         Y
Basin                             320.41            320.41               36         Y
Tarpon Springs                  3,045.19           3045.19                0         N
West Adams                      1,323.10            1323.1               24         Y
West Adams                        487.17            487.17               24         Y
Houston                         1,246.21           1246.21               24         Y
Leroy                             183.50             183.5                0         N
Chesapeake                        406.13            406.13               36         Y
Karns                             728.90             728.9               36         Y
Waynesfield                       428.42            428.42               36         Y
Oak Point                       2,901.31           2901.31               36         Y
Mesa                            3,174.80            3174.8                0         N
Sherwood                        1,249.75           1249.75               36         Y
Watts                             602.93            602.93               12         Y
Seal Beach                      2,690.25           2690.25               24         Y
Elbert                            190.32            190.32                0         N
CENTRAL ISLIP                   2,182.68           2182.68                0         N
Parkland                        1,284.82           1284.82               24         Y
Clover                          1,663.64           1663.64                0         N
Salem                             276.35            276.35                0         N
Buffalo                           338.91            338.91                0         N
Grand Rapids                      486.38            486.38                0         N
Miami                             762.11            762.11               36         Y
Lancaster                         379.05            379.05                0         N
                                1,421.30            1421.3               36         Y
Cozy Lake                       1,372.38           1372.38                0         N
Chicago Ridge                   1,086.06           1086.06                0         N
Commerce                        2,580.24           2580.24               36         Y
DOUGLAS                           349.58            349.58                0         N
Oxnard                          2,182.50            2182.5               24         Y
Asheville                         995.83            995.83               24         Y
Karns                             197.94            197.94               36         Y
Stanwood                          474.16            474.16               36         Y
Miami                           1,847.33           1847.33               24         Y
Lubbock                           653.12            653.12               36         Y
Auburn                          1,177.55           1177.55               24         Y
Unity                             636.88            636.88                0         N
Newtown                         4,130.37           4130.37               24         Y
Crystal River                   1,928.09           1928.09               24         Y
Bakersfield                       261.30             261.3               36         Y
Denver                            956.73            956.73               36         Y
Cozy Lake                         588.92            588.92                0         N
Chicago                         1,075.67           1075.67               24         Y
Naranja                         1,547.72           1547.72               36         Y
Wilmington                        822.03            822.03               36         Y
Stuart                            487.58            487.58               24         Y
Vernon                          2,006.04           2006.04               36         Y
Orlando                         1,162.18           1162.18               36         Y
Mars Hill                         209.34            209.34                0         N
Lomita                          2,816.50            2816.5               24         Y
Albany                            546.65            546.65                0         N
Milton                            366.11            366.11                0         N
Hermiston                         618.07            618.07               24         Y
South Gate                      1,502.09           1502.09               36         Y
Lancaster                       1,172.96           1172.96               24         Y
Kearns                          1,327.87           1327.87               24         Y
Temecula                        1,986.50            1986.5               36         Y
San Antonio                       524.14            524.14               36         Y
Rochester                         716.69            716.69                0         N
Grottoes                          332.82            332.82                0         N
West Palm Beach                   231.49            231.49                0         N
Springfield                       609.89            609.89               36         Y
Hazelwood                         153.49            153.49                0         N
Orlando                           426.29            426.29               24         Y
Clover                            657.10             657.1                0         N
Westmorland                       777.62            777.62               24         Y
Riverview                         450.36            450.36               24         Y
Drew                              618.74            618.74               24         Y
Parkdale                          825.57            825.57               36         Y
Cleveland                       2,373.97           2373.97                0         N
Mansfield                         373.49            373.49               36         Y
Baltimore                       1,822.83           1822.83                0         N
Muhlenberg                      1,521.70            1521.7                0         N
Troy                            2,063.67           2063.67               24         Y
Detroit                           604.69            604.69               36         Y
Douglas                           395.04            395.04                0         N
Greenbush                       2,377.33           2377.33                0         N
East Islip                      1,793.83           1793.83                0         N
Cleveland                         447.45            447.45                0         N
Cheyenne                          512.77            512.77               24         Y
Wharton                           629.94            629.94                0         N
Englewood                         263.93            263.93                0         N
Norco                             577.83            577.83                0         N
Norwalk                         1,625.42           1625.42               24         Y
Lomita                          1,037.04           1037.04               24         Y
Grayson                         2,367.60            2367.6                0         N
Atchison                          740.72            740.72                0         N
Concord                           576.45            576.45                0         N
Lauderhill                        920.88            920.88               24         Y
Miner                             335.93            335.93               36         Y
Hoschton                          349.50             349.5                0         N
Asheville                         415.95            415.95                0         N
Elmira                            311.83            311.83                0         N
Central Islip                   2,131.33           2131.33               12         Y
Staten Island                   2,200.59           2200.59               12         Y
Brooklyn                        1,739.12           1739.12               12         Y
Albuquerque                       601.08            601.08                0         N
Carmel                          4,007.73           4007.73                0         N
Defiance                          497.46            497.46               36         Y
Hermiston                         212.25            212.25                0         N
Mount Pleasant                  1,167.73           1167.73               36         Y
Farmingdale                     2,156.73           2156.73                0         N
Gilmore                           805.32             805.6                0         N
Arnold                            529.64            529.64               24         Y
Albuquerque                       204.72            204.72                0         N
Forest Park                       458.13            458.13                0         N
Asheville                         547.16            547.16                0         N
Reva                            1,757.15           1757.15               36         Y
Houston                           201.67            201.67                0         N
Amityville                        907.99            907.99                0         N
Grayson                           865.14            865.14                0         N
Palo Alto                       2,953.04           2953.04               24         Y
Concord                           978.98            978.98               36         Y
Astoria                         1,760.15           1760.15                0         N
Detroit                           427.74            427.74               36         Y
Kansas City                       492.41            492.41               36         Y
Rochester                         282.08            282.08                0         N
SEARCY                            594.90             594.9               24         Y
LAKE CHARLES                      329.88            329.88               24         Y
North Highlands                   580.07            580.07                0         N
Gilmore                           351.52            351.52                0         N
San Antonio                       184.83            184.83                0         N
Rochester                         509.82            509.82                0         N
Hicksville                      1,597.53           1597.53                0         N
Chicago                           899.64            899.64               24         Y
New Athens                        311.79            311.79               36         Y
Macedonia                       1,709.29           1709.29               24         Y
Mount Vernon                      329.45            329.45               36         Y
Denver                          1,196.34           1196.34               24         Y
Standale                        1,543.55           1543.55               36         Y
Brunswick                       1,133.13           1133.13               24         Y
Brunswick                         486.17            486.17                0         N
Chicago                           924.09            924.09                0         N
Black Forest                    1,230.45           1230.45               24         Y
Miami                           1,329.93           1329.93               24         Y
Walnut Park                       575.87            575.87                0         N
Caruth                            648.43            648.43               36         Y
Allen                           2,120.35           2120.35                0         N
Lake Elsinore                   1,757.25           1757.25               36         Y
Black Forest                      464.72            464.72                0         N
Houston                           824.79            824.79               36         Y
Oak Lane                          655.75            655.75               36         Y
Cleveland                         750.03            750.03               36         Y
Clintonville                      408.62            408.62               36         Y
Powell                            321.47            321.47                0         N
Hiller                            773.36            773.36               24         Y
Wichita                           370.05            370.05                0         N
Orlando                           541.85            541.85               24         Y
Ronkonkoma                        826.40             826.4                0         N
Kalamazoo                         438.55            438.55               36         Y
Slidell                           687.34            687.34               24         Y
Hi Vista                        1,312.27           1312.27               24         Y
Appleton                          830.13            830.13                0         N
Newark                            233.93            233.93               24         Y
Toledo                            237.74            237.74                0         N
Aurora                          3,367.64           3367.64               24         Y
Joplin                          1,241.62           1241.62               36         Y
National City                   2,053.17           2053.17               24         Y
Cleveland                         834.52            834.52               24         Y
Manawa                            816.09            816.09               36         Y
Alexandria                        646.83            646.83               36         Y
Riverview                         664.46            664.46               36         Y
Branch #1                         570.77            570.77                0         N
Compton                         1,561.88           1561.88               36         Y
Eagle Point                     1,432.18           1432.18               36         Y
Saint Joseph                      391.34            391.34                0         N
Harristown                        431.92            431.92                0         N
Port Ewen                       3,766.10            3766.1                0         N
Piqua                             710.75            710.75               36         Y
Reno                              536.46            536.46                0         N
PULTENEY                          650.57            650.57                0         N
Parkland                          532.69            532.69               36         Y
Jacksonville                      719.80             719.8                0         N
Canton                          1,198.67           1198.67               36         Y
Suffolk                           667.64            667.64               24         Y
Pittsburgh                        601.83            601.83               36         Y
Canton                            552.35            552.35                0         N
Macomb                          2,940.17           2940.17               36         Y
Fort Pierce                     1,226.02           1226.02               36         Y
Cleveland                         322.98            322.98                0         N
Bay City                          315.53            315.53               36         Y
Dover                           1,302.06           1302.06                0         N
Dix Hills                       1,964.62           1964.62               12         Y
Denton                          2,073.65           2073.65                0         N
Miami                             686.10             686.1               36         Y
Colorado Springs                1,054.08           1054.08               24         Y
Colorado Springs                  369.98            369.98                0         N
Basin                             299.10             299.1               36         Y
Moncla                            654.12            654.12               36         Y
Venice                            636.25            636.25               24         Y
Fairfield                       2,329.00              2329               24         Y
Chicago                         1,349.82           1349.82                0         N
Rush                              339.16            339.16               36         Y
Virginia Beach                    417.32            417.32               36         Y
Brooklyn                        1,788.24           1788.24                0         N
Suffolk                           307.04            307.04                0         N
Santa Rosa                      2,256.23           2256.23               12         Y
Dallas                          3,472.98           3472.98                0         N
Chandler                        2,058.00              2058               24         Y
Colton                            315.57            315.57               24         Y
Ocoee                           3,047.01           3047.01               24         Y
FLOSSMOOR                       3,549.91           3549.91                0         N
Shirley                           948.21            948.21                0         N
Cleveland                         826.94            826.94               36         Y
Bobo                            1,991.55           1991.55               36         Y
Detroit                           434.22            434.22               24         Y
Lumberton                       2,438.73           2438.73                0         N
Poughquag                       2,639.06           2639.06                0         N
Waldorf                         1,281.87           1281.87                0         N
Jamaica                         1,154.47           1154.47                0         N
Columbia                          484.73            484.73               24         Y
Tull                              493.17            493.17               24         Y
Bexley                          1,116.58           1116.58               36         Y
Freeport                        2,135.78           2135.78                0         N
Bay City                          394.32            394.32               36         Y
Wantagh                         1,804.48           1804.48                0         N
Meads                             360.47            360.47               24         Y
Toledo                            386.90             386.9               36         Y
Aurora                          1,299.53           1299.53                0         N
Carson                            748.96            748.96               36         Y
Hudson                          2,153.40            2153.4               24         Y
Saegertown                        306.05            306.05                0         N
Orlando                           487.16            487.16               24         Y
Batavia                         2,573.01           2573.01               36         Y
Hi Vista                          426.15            426.15               24         Y
Marietta                          958.01            958.01                0         N
Ink                             1,077.58           1077.58               36         Y
Stuart                            163.61            163.61               24         Y
LINCOLNTON                      1,604.87           1604.87                0         N
Jackson                           442.63            442.63               24         Y
Greenville                        384.94            384.94               36         Y
Toledo                            337.40             337.4               36         Y
Columbia                          773.82            773.82                0         N
Charlotte                         611.39            611.39                0         N
Houston                           447.96            447.96               36         Y
Burlington                        577.41            577.41                0         N
Oakville                        1,800.19           1800.19               24         Y
Bexley                            199.99            199.99                0         N
Wilmington                        878.94            878.94                0         N
Kansas City                       293.23            293.23               24         Y
Warren                            524.84            524.84               36         Y
Pennington                      2,930.39           2930.39                0         N
Palm Harbor                       589.40             589.4               24         Y
Columbia                          155.39            155.39               24         Y
Cleveland                         463.48             463.6               36         Y
Moreno                          1,417.63           1417.63               36         Y
El Toro                         1,360.67           1360.67               36         Y
El Toro                           597.58            597.58               12         Y
Moreno Valley                   1,660.13           1660.13               36         Y
Leucadia                        3,878.71           3878.71               36         Y
Sylvania                        1,988.00              1988               24         Y
Concord                           213.69            213.69                0         N
Jackson                           493.61            493.61               24         Y
Houston                           152.57            152.57                0         N
Naples                          1,768.33           1768.33               24         Y
Riverview                         713.90             713.9               24         Y
Canton                            463.61            463.61               36         Y
Keller                            422.05            422.05               24         Y
Washington                      1,308.53           1308.53                0         N
Sylvania                          863.39            863.39                0         N
Detroit                           555.54            555.54               36         Y
Wonder Lake                       339.44            339.44                0         N
La Tijera                       1,829.00              1829               24         Y
Jackson                           388.46            388.46               24         Y
Riverview                         281.54            281.54               36         Y
Fort Edward                       874.82            874.82                0         N
Marion                            639.25            639.25               36         Y
Jamaica                         2,339.80            2339.8                0         N
Youngstown                        454.42            454.42               24         Y
Harrisonville                     509.99            509.99               24         Y
Hanford                           176.58            176.58               24         Y
Boise                             580.40             580.4               24         Y
Fairway                           883.43            883.43                0         N
Phoenix                           748.00               748               24         Y
National City                     777.00               777               24         Y
Chandler                          591.40             591.4                0         N
Akron                             356.68            356.68               36         Y
Aberdeen                          487.53            487.53                0         N
Harrisonville                     213.36            213.36                0         N
Lakeland                          538.40             538.4               36         Y
Detroit                         1,337.81           1337.81               36         Y
Wilmington                        536.65            536.65                0         N
Dellwood                          483.42            483.42               24         Y
Gibsonia                          309.16            309.16               36         Y
Sedona                          2,137.50            2137.5               24         Y
Murrieta                          974.38            974.38               36         Y
Cleveland                         229.27            229.27                0         N
Cheshire                        1,741.21           1741.21                0         N
Dalton                            594.20             594.2               36         Y
Albuquerque                     1,063.42           1063.42                0         N
NEW ORLEANS                       505.98            505.98               24         Y
Pekin                             740.37            740.37               36         Y
Fairfield                         819.98            819.98               24         Y
Palm Harbor                       159.19            159.19               24         Y
Orlando                           301.65            301.65               36         Y
Greenwell Springs                 757.52            757.52               36         Y
Forest Park                       155.99            155.99                0         N
Yucca Valley                    1,118.16           1118.16               36         Y
Mount Vernon                      435.00               435               36         Y
Somerton                          509.24            509.24               24         Y
ENTERPRISE                        906.70             906.7               36         Y
Phoenix                         1,082.90            1082.9                0         N
Augusta                           597.28            597.28                0         N
Cave Creek                        875.44            875.44                0         N
Dallas                          1,346.79           1346.79                0         N
Temecula                          762.84            762.84               24         Y
Norbeck                         1,234.51           1234.51                0         N
Menasha                           867.07            867.07                0         N
Goodrich                        1,663.64           1663.64               36         Y
Leland                            591.74            591.74                0         N
Pittsburgh                        675.06            675.06               36         Y
Franklinville                     413.72            413.72                0         N
Lafayette                         786.62            786.62                0         N
Mandeville                      1,893.67           1893.67               36         Y
Plyler                          1,784.91           1784.91               24         Y
East Haddam                     2,678.04           2678.04               36         Y
Asheville                         607.05            607.05                0         N
Calhoun                           746.37            746.37               24         Y
Baxter                            517.63            517.63               36         Y
Walker                            693.25            693.25               24         Y
San Jose                        5,152.70            5152.7               24         Y
New Smyrna Beach                  976.41            976.41                0         N
Boise                             252.57            252.57                0         N
La Tijera                         747.63            747.63               24         Y
East Brunswick                  2,230.24           2230.24                0         N
Chipley                           397.14            397.14               36         Y
Rochester                         417.48            417.48                0         N
Jacksonville                      639.33            639.33               36         Y
Masury                            534.96            534.96               36         Y
Roseville                       2,391.63            2392.5               24         Y
Roseville                         887.14            887.14                0         N
Toledo                            625.79            625.79               36         Y
Masury                            355.13            355.13               36         Y
Plaza                             932.38            932.38               24         Y
Rodeo                           4,725.53           4725.53               36         Y
Hot Springs                       335.30             335.3                0         N
Yukon                             834.95            834.95               36         Y
Darnestown                      1,516.67           1516.67                0         N
Hughson                         2,217.05           2217.05               24         Y
Saint Petersburg                1,810.79           1810.79                0         N
Tulsa                             645.99            645.99               24         Y
Orosi                           1,009.43           1009.43               36         Y
Independence                      490.18            490.18               24         Y
Brandon                           821.50             821.5               24         Y
Philadelphia                      578.71            578.71               36         Y
Glendale                        1,421.00              1421               24         Y
Brandon                           311.73            311.73               24         Y
Chicopee                        1,257.30            1257.3                0         N
Asheville                         240.77            240.77                0         N
Lynwood                         1,464.58           1464.58               24         Y
Mastic                          1,369.96           1369.96                0         N
Hughson                           790.69            790.69                0         N
Glendale                          515.58            515.58               24         Y
Cleveland                         593.88            593.88               36         Y
Orlando                           177.97            177.97                0         N
Bradenton                         261.45            261.45               24         Y
Defiance                          170.58            170.58                0         N
Flint                             553.70             553.7               36         Y
Tampa                           1,172.54           1172.54               24         Y
Flint                             507.10             507.1               36         Y
Lorain                          1,305.92           1305.92               36         Y
Poland                            890.15            890.15               36         Y
Gorham                          1,027.14           1027.14                0         N
Arundel                         2,425.90            2425.9                0         N
Cloverly                        1,995.00              1995                0         N
Cheshire                          817.94            817.94                0         N
Buffalo                           475.42            475.42                0         N
Miami                             241.34            241.34               36         Y
Kissimmee                       2,167.50            2167.5               24         Y
Boardman                          567.96            567.96               36         Y
Fort Myers                        589.40             589.4                0         N
West Middlesex                  1,877.33           1877.33               36         Y
Leland                            271.50             271.5                0         N
                                2,424.10            2424.1               24         Y
Darnestown                        693.20             693.2                0         N
Roscommon                         292.11            292.11               24         Y
ROGERSVILLE                       583.59            583.59               36         Y
Cathedral City                    546.56            546.56               36         Y
Paterson                        1,811.12           1811.12                0         N
Plain City                        845.50             845.5               36         Y
Lavaca                            443.61            443.61               24         Y
Wellston                          329.30             329.3               36         Y
Fort Wayne                        471.49            471.49               36         Y
Naranja                           337.30             337.3                0         N
New Bedford                     2,290.48           2290.48                0         N
Lehi                              850.00               850               24         Y
Lynwood                           631.87            631.87               24         Y
Hi Vista                        1,253.76           1253.76               36         Y
Cave Creek                        579.88            579.88                0         N
Tracy                           2,314.33           2314.33                0         N
Indio                           1,557.33           1557.33               24         Y
Saint Louis                       404.62            404.62               24         Y
Marion                            228.35            228.35               36         Y
Kissimmee                         867.78            867.78               24         Y
White Cloud                       503.89            503.89               36         Y
Stow                            1,086.80            1086.8               24         Y
Canton                          1,172.91           1172.91               36         Y
Danbury                           762.84            762.84                0         N
Palm Harbor                     2,367.49           2367.49               24         Y
Miami                           4,023.32           4023.32               36         Y
MILWAUKEE                         769.00               769                0         N
Hamilton                        1,091.40            1091.4               24         Y
Lakeland                        2,115.60            2115.6               36         Y
Davie                           1,156.00              1156               36         Y
Middletown                        263.05            263.05                0         N
Central Islip                   1,921.79           1921.79                0         N
Jamaica                         1,529.82           1529.82                0         N
Lehigh                            731.50             731.5               24         Y
Stow                              504.34            504.34                0         N
Greer                             196.62            196.62                0         N
Lehi                              311.01            311.01                0         N
Davie                           1,877.58           1877.58               36         Y
Central Islip                     681.32            681.32                0         N
Sedona                            572.78            572.78                0         N
Indio                             640.09            640.09               24         Y
Kansas City                       454.19            454.19                0         N
WPAFB                             363.79            363.79               36         Y
WILMINGTON                      2,218.50            2218.5               24         Y
Gulfport                          245.02            245.02               24         Y
Auburn                            414.21            414.21                0         N
Glenmont                        2,022.51           2022.51                0         N
La Vergne                         661.76            661.76               36         Y
Mount Hope                        477.80             477.8                0         N
Goodrich                          659.01            659.01                0         N
Edgemoor                          471.00               471               24         Y
Miramar                           724.98            724.98               24         Y
Estero                          1,443.14           1443.14               24         Y
Greenwood                         843.47            843.47               36         Y
Buffalo                           343.72            343.72                0         N
Mahon                             640.37            640.37               36         Y
Cleveld                           723.28            723.28               24         Y
Estero                            573.76            573.76               24         Y
Anderson                          370.37            370.37               36         Y
Miami                           1,031.83           1031.83               36         Y
Fontana                           833.71            833.71               24         Y
Chillicothe                       429.85            429.85               36         Y
Fort Pierce                       552.87            552.87               36         Y
Jackson                           452.09            452.09               24         Y
McMurray                          571.39            571.39               24         Y
Mobile                            423.65            423.65               24         Y
Fort Pierce                     1,972.87           1972.87               24         Y
Mobile                            163.35            163.35                0         N
Sevierville                       479.06            479.06               36         Y
Gorham                            479.81            479.81                0         N
Antelope                        2,115.54           2115.54               24         Y
Antelope                          781.82            781.82                0         N
Lynco                             453.44            453.44                0         N
Lake Wales                        707.27            707.27               24         Y
Palm Desert                     1,634.00              1634               24         Y
San Gabriel                     2,395.63           2395.63               24         Y
Sacramento                      1,677.60            1677.6               24         Y
Long Beach                      2,040.00              2040               24         Y
Watts                           2,093.59           2093.59               24         Y
Sacramento                      1,673.24           1673.24               12         Y
Tucson                          1,028.28           1028.28               24         Y
Tucson                            432.66            432.66               24         Y
                                1,928.81           1928.81               12         Y
Moreno Valley                   1,279.94           1279.94               36         Y
Pasadena                        1,895.83           1895.83               12         Y
Pasadena                          798.59            798.59               12         Y
Mira Loma                       2,193.22           2193.22               36         Y
Ldhl                            1,118.40            1118.4               24         Y
Ldhl                              420.88            420.88               24         Y
Lakewood                        1,661.23           1661.23               24         Y
Lakewood                          729.52            729.52               24         Y
Sylmar                          2,838.98           2838.98               36         Y
Reno                            1,522.50            1522.5               24         Y
Etna                              661.39            661.39               24         Y
Jacksboro                         531.78            531.78               36         Y
Toledo                            803.81            803.81               36         Y
Trabuco Canyon                  2,506.00              2506               36         Y
Montgomery                        828.15            828.15                0         N
Davie                             358.50             358.5               36         Y
Kittery                           609.42            609.42                0         N
Montgomery                        360.01            360.01                0         N
Mack                              834.45            834.45               36         Y
Wellington                      2,518.01           2518.01               36         Y
Tice                              886.40             886.4               36         Y
Haverhill                       1,414.80            1414.8               36         Y
Lakeland                          471.79            471.79               36         Y
Seat Pleasant                     745.00               745                0         N
Islip                             880.07            880.07                0         N
Hoschton                          131.52            131.52                0         N
Asharoken                       2,484.42           2484.42                0         N
Cimarron Hills                    589.71            589.71               24         Y
Oakville                          668.60             668.6                0         N
Kernan                            606.30             606.3               24         Y
Edgewood                          388.98            388.98                0         N
Arden                           2,089.44           2089.44               24         Y
Silver Spring                   1,725.55           1725.55                0         N
Wade                              392.79            392.79               24         Y
Aberdeen                          196.02            196.02                0         N
Dallas                            533.21            533.21               36         Y
Chicago                         1,940.46           1940.46               24         Y
Miramar                           267.60             267.6               24         Y
Torrington                        395.91            395.91               24         Y
Chicago                           695.41            695.41               24         Y
Warren                            392.53            392.53               24         Y
Fort Pierce                       470.31            470.31               36         Y
Washingtonville                 2,058.45           2058.45                0         N
Shady Lake                      1,370.14           1370.14                0         N
Napa                            2,226.40            2226.4               24         Y
Las Vegas                       1,035.00              1035               24         Y
Miami                             412.29            412.29               36         Y
Dale City                       1,344.00              1344                0         N
Yukon                             322.20             322.2                0         N
Springfield                     1,791.74           1791.74               36         Y
Knoxville                         506.70             506.7               24         Y
ETHEL                           1,339.75           1339.75               24         Y
Lakeland                          164.65            164.65               36         Y
McMurray                          256.87            256.87                0         N
Mount Washington                  501.65            501.65               24         Y
Stuart                          1,914.78           1914.78               36         Y
Tampa                             264.53            264.53               36         Y
Akron                             462.18            462.18               24         Y
Lansing                           386.32            386.32               36         Y
Poteau                            499.78            499.78               24         Y
Simpsonville                    1,938.42           1938.42               24         Y
Dade City                         437.66            437.66               36         Y
Jacksonville                      356.87            356.87                0         N
Miami                             719.54            719.54               24         Y
Simpsonville                      716.51            716.51                0         N
Linndale                          577.41            577.41               24         Y
Rochester                         773.73            773.73                0         N
Sevierville                       143.92            143.92               36         Y
Dade City                         153.05            153.05               36         Y
Detroit                           408.29            408.29               36         Y
Cimarron Hills                    261.81            261.81                0         N
Bakersfield                       612.30             612.3               36         Y
Shreveport                        349.01            349.01               36         Y
Chattanooga                       374.36            374.36               36         Y
Raytown                           602.84            602.84               24         Y
Bloomingdale                    3,315.38           3315.38                0         N
Tampa                             512.64            512.64               24         Y
Tracy                             910.70             910.7                0         N
Melbourne                       1,383.20            1383.2               24         Y
Tulsa                             409.03            409.03               36         Y
Surveyor                          342.47            342.47                0         N
Warren                            719.83            719.83               36         Y
Tarpon Springs                    536.12            536.12               24         Y
Dale City                         538.96            538.96                0         N
Binghamton                        588.22            588.22                0         N
Caldwell                          634.85            634.85               24         Y
Denver                            539.10            539.55               24         Y
Detroit                           210.03            210.03                0         N
Progress                          345.99            345.99               24         Y
Florence                          350.36            350.36                0         N
Phoenix                           300.91            300.91                0         N
Lake Ridge                      2,322.48           2322.48               36         Y
White House                       531.11            531.11               36         Y
Lake Ridge                      2,194.80            2194.8               24         Y
Beloit                            594.46            594.46               36         Y
Greenwood                         311.95            311.95                0         N
Las Vegas                         493.96            493.96               24         Y
Mount Washington                  223.91            223.91               36         Y
Pompano Beach                   2,687.48           2687.48               24         Y
Caldwell                          299.80             299.8                0         N
Darbydale                         381.86            381.86               36         Y
Simpsonville                      258.36            258.36                0         N
Westerville                       930.56            930.56               24         Y
Taft                              261.36            261.36                0         N
Leesburg                        1,746.35           1746.35                0         N
Grandview                         896.36            896.36                0         N
Grandview                         310.34            310.34                0         N
Call                              443.12            443.12                0         N
Alex                              414.07            414.07               24         Y
Wade                              124.00               124               24         Y
Tarpon Springs                    249.91            249.91               24         Y
Buckeye                         1,789.03           1789.03               36         Y
Lake Ridge                      1,137.76           1137.76                0         N
Stone Mountain                  1,119.59           1119.59                0         N
PHILADELPHIA                      472.37            472.37               24         Y
Ruther Glen                     1,547.87           1547.87                0         N
TULSA                             548.09            548.09               36         Y
Appleton                        1,195.52           1195.52               36         Y
Atlanta                           599.12            599.12               24         Y
Mooresville                     2,986.61           2986.61               24         Y
Sherwood                          327.12            327.12               36         Y
Flint                             452.50             452.5               24         Y
Denver                            489.43            489.43                0         N
Harristown                        181.96            181.96                0         N
Stone Mountain                    481.96            481.96                0         N
DARLINGTON                        499.25            499.25                0         N
Kansas City                       378.90             378.9               24         Y
Pandora                           658.00               658               36         Y
Chattanooga                       129.48            129.48               36         Y
Denver                            210.26            210.26                0         N
Gallatin                        1,863.19           1863.19               24         Y
Conley                          1,787.89           1787.89                0         N
LAWRENCEBURG                      450.53            450.53               24         Y
Biloxi                            801.51            801.51               36         Y
DETROIT                           391.50             391.5               36         Y
UTICA                             704.29            704.29                0         N
Devon                             355.12            355.12                0         N
Jackson                           311.76            311.76               24         Y
Murrieta                        2,339.51           2339.51               24         Y
Chicago                         1,886.18           1886.18                0         N
Allen                             719.69            719.69                0         N
Bobo                              830.61            830.61               36         Y
Lisbon                            615.17            615.17               36         Y
FLINT                             527.39            527.39               36         Y
Westerville                       407.59            407.59                0         N
Ruther Glen                       702.61            702.61                0         N
Huntley                         1,092.40            1092.4               24         Y
Pine                              958.80             958.8                0         N
Carthage                          363.40             363.4               24         Y
BROOKLYN                        1,109.17           1109.17                0         N
DOWNSVILLE                        449.42            449.42               24         Y
Chillicothe                       175.23            175.23                0         N
Fdl                               632.29            632.29                0         N
Lakeland                          512.95            512.95               36         Y
ALBANY                            530.11            530.11                0         N
Albuquerque                       452.54            452.54                0         N
Philadelphia                      431.92            431.92               24         Y
Augusta                           245.16            245.16                0         N
LANSING                           801.07            801.07               36         Y
New Port Richey                 2,222.49           2222.49                0         N
Tualatin                        2,030.00              2030                0         N
Lake Ridge                      1,268.44           1268.44                0         N
Walker                            288.01            288.01                0         N
Fdl                               301.31            301.31                0         N
Warren                            210.29            210.29                0         N
Princeton                       1,593.77           1593.77                0         N
Pompano Beach                   1,032.90            1032.9               24         Y
UTICA                             795.43            795.43                0         N
Macon                             268.75            268.75                0         N
Mount Hope                        156.10             156.1                0         N
Marina                          3,485.31           3485.31               36         Y
Cooke                             427.77            427.77               36         Y
Columbus                          621.05            621.05               36         Y
Washington                        481.02            481.02               36         Y
Boardman                          677.44            677.44               36         Y
Conover                           171.87            171.87                0         N
Memphis                           425.12            425.12               36         Y
Middletown                      1,299.36           1299.36                0         N
Lima                              651.33            651.33               36         Y
Newark                          1,069.80            1069.8               36         Y
Washington                        641.49            641.49                0         N
Gadsden                           665.36            665.36                0         N
Wilmington                        272.96            272.96                0         N
CHATTANOOGA                       846.70             846.7               24         Y
Laceyville                        440.39            440.39               24         Y
Cape Coral                      2,276.10           2389.97               24         Y
Reva                            1,275.08           1275.08               36         Y
Charlotte                       1,564.14           1564.14                0         N
Riverdale                         696.82            696.82                0         N
Webster                           641.58            641.58                0         N
Tuxedo                          1,676.11           1676.11                0         N
Cloverly                          977.18            977.18                0         N
PRAIRIEVILLE                    1,913.36           1913.36               24         Y
Odessa                          1,507.50            1507.5               24         Y
Odessa                            633.00               633               24         Y
Pine                              398.23            398.23                0         N
PORTLAND                        3,956.62           3956.62               36         Y
EAST BOSTON                     3,386.10            3386.1                0         N
Laceyville                        191.79            191.79                0         N
Honeoye                           373.30             373.3                0         N
Akron                             601.52            601.52               36         Y
Streetsboro                       542.17            542.17               36         Y
Miami                           1,074.48           1074.48               36         Y
Riviera Beach                   1,103.68           1103.68               36         Y
Hollywood                       1,197.77           1197.77               36         Y
Saco                            1,406.15           1406.15                0         N
Saco                            1,428.39           1428.39                0         N
Tualatin                          633.07            633.07                0         N
Streetsboro                       229.48            229.48                0         N
Phoenix                           289.83            289.83               24         Y
Sarasota                          402.12            402.12               36         Y
ESCANABA                          502.80             502.8               36         Y
Ithaca                            442.83            442.83               36         Y
CRYSTAL LAKE                    1,235.70            1235.7               24         Y
METHUEN                         1,711.86           1711.86                0         N
MILAN                             514.97            514.97               24         Y
PHILADELPHIA                      442.97            442.97               24         Y
LEVITTOWN                       1,042.31           1042.31               24         Y
PALM BRANCH                       441.49            441.49                0         N
COLUMBIA                        2,591.53           2591.53                0         N
LINDEN                          1,418.35           1418.35                0         N
BEAUMONT                          501.72            501.72               36         Y
MEMPHIS                           518.29            518.29               36         Y
CAMPBELL                          428.68            428.68               36         Y
PITTSBURGH                        440.51            440.51               36         Y
ALTOONA                           624.41            624.41               24         Y
PHILADELPHIA                      470.28            470.28               36         Y
AKRON                             491.21            491.21               36         Y
HILTON                            894.99            894.99                0         N
WOODSTOCK                       2,287.52           2287.52                0         N
UTICA                             334.65            334.65               24         Y
ST LOUIS                          476.32            476.32               24         Y
OCEAN SPRINGS                     463.48            463.48               24         Y
MURRIETA                        1,219.80            1219.8                0         N
WEST POINT                        440.63            440.63               36         Y
CARNESVILLE                     1,420.90            1420.9                0         N
MERCER                            519.02            519.02               24         Y
MERIDIAN                          428.92            428.92               24         Y
BRANDON                           640.56            640.56               24         Y
SPARTA                          3,159.33           3159.33                0         N
BAYVILLE                        1,509.25           1509.25                0         N
TOLEDO                            477.28            477.28               36         Y
SAN FRACISCO                    1,799.31           1799.31               24         Y
CLAREMORE                         762.03            762.03               24         Y
ROSLYN                          2,669.44           2669.44                0         N
IDYLLWILD                       5,197.88           5197.88                0         N
Bethlehem                         930.41            930.41                0         N
JACKSON                           335.75            335.75               24         Y
BATON ROUGE                       423.70             423.7               36         Y
MILWAUKEE                         651.16            651.16                0         N
OVERLAND PARK                   1,274.07           1274.07                0         N
NEW ORLEANS                       510.39            510.39               36         Y
BOISE                             511.29            511.29               24         Y
WILBRAHAM                       3,313.47           3313.47                0         N
WESTMINSTER                     3,542.57           3542.57                0         N
TWO RIVERS                        390.09            390.09                0         N
ANDEAS                          1,458.93           1458.93                0         N
GREENVILLE                      1,929.05           1929.05               36         Y
MASSILLON                         953.43            953.43               36         Y
DENVER                            913.69            913.69                0         N
JACKSON                           398.72            398.72               36         Y
CHARLESTOWN                     1,704.27           1704.27               36         Y
EVERETT                         1,791.57           1791.57                0         N
RATON                             370.37            370.37                0         N
WEST HARTFORD                   3,744.69           3744.69                0         N
AKRON                             766.80             766.8               24         Y
KANSAS CITY                       420.53            420.53               36         Y
GREAT FALLS                     3,602.08           3602.08               36         Y
RIVERDALE                         633.37            633.37               24         Y
GERMANTOWN                      2,309.64           2309.64                0         N
HOUSTON                           602.97            602.97                0         N
DETROIT                           519.57            519.57               36         Y
GALLOWAY                        3,784.09           3784.09                0         N
JACKSON                           763.66            763.66               24         Y
PHILADELPHIA                      527.06            527.06               24         Y
BIG BEAR LAKE                     971.83            971.83                0         N
TULSA                             667.64            667.64               24         Y
BRENTWOOD                       2,978.69           2978.69               36         Y
SOMERVILLE                      3,663.10            3663.1                0         N
PALM HARBOR                     2,556.05           2556.05               36         Y
ALLIANCE                          393.35            393.35               36         Y
MORRAL                            456.14            456.14               36         Y
BOYNE CITY                        990.27            990.27               36         Y
CORONA                          2,683.20            2683.2                0         N
NORTH MIAMI                     1,115.01           1115.01               36         Y
SAVANNAH                          518.73            518.73                0         N
CLEVELAND                         485.79            485.79               36         Y
LORAIN                            660.45            660.45               36         Y
YOUNGSTOWN                        811.37            811.37               36         Y
NEWBURGH                        1,971.60            1971.6                0         N
RACINE                          1,396.68           1396.68                0         N
BATON ROUGE                       928.18            928.18               36         Y
WHEELERSBURG                      473.30             473.3               36         Y
BLACKWELL                         366.53            366.53               24         Y
NAPOLEONVILLE                     535.45            535.45                0         N
GARNER                            848.92            848.92                0         N
JUDSONIA                          505.65            505.65               24         Y
FRAMINGHAM                      2,435.74           2435.74                0         N
DOUGLAS                           696.41            696.41                0         N
ANTWERP                           628.24            628.24               36         Y
DENHAM SPRINGS                    510.41            510.41               24         Y
HACIENDA HEIGHTS                2,459.78           2459.78               36         Y
HIGHLAND                          655.26            655.26               24         Y
ATHENS                            634.67            634.67                0         N
CAHOKIA                           592.81            592.81               24         Y
BATON ROUGE                       591.49            591.49               36         Y
FLINT                             345.34            345.34               36         Y
ASHLAND                         1,647.92           1647.92                0         N
BIXBY                           1,957.00              1957                0         N
NASHVILLE                       2,000.36           2000.36               36         Y
SOUTH BEND                        485.64            485.64               24         Y
LUCEDALE                          416.46            416.46               24         Y
HOUSTON                           692.34            692.34                0         N
LANCASTER                       1,832.60            1832.6               36         Y
PERRIS                            636.23            636.23               36         Y
NOBLESVILLE                     1,164.29           1164.29               36         Y
GRAYSVILLE                        545.12            545.12               24         Y
WASHINGTON                        951.86            951.86                0         N
CHICAGO                         1,185.03           1185.03                0         N
KANSAS CITY                     3,569.22           3569.22               36         Y
RANCHO MIRAGE                   2,099.89           2099.89               36         Y
MOWEAQUA                          525.75            525.75                0         N
PICO RIVERA                     1,524.25           1524.25               36         Y
SPRINGFIELD                       406.62            406.62               24         Y
MORGANTON                         654.50             654.5                0         N
COUNTRY CLUB HILLS                946.91            946.91                0         N
LUCEDALE                          564.52            564.52               36         Y
OAK PARK                        1,068.45           1068.45               36         Y
ABINGTON                        1,221.64           1221.64                0         N
SANTA FE SPRINGS                1,430.83           1430.83               36         Y
ALPHARETTA                      3,613.54           3613.54                0         N
NORTH BABYLON                   2,017.60            2017.6                0         N
KANSAS CITY                       586.81            586.81               36         Y
PAULDING                          469.52            469.52               36         Y
MARGATE                         1,268.10            1268.1               24         Y
NEW ORLEANS                     3,399.74           3399.74               36         Y
MOBILE                            572.20             572.2               36         Y
FERNANDINA BEACH                  863.35            863.35               36         Y
SILVERTHORNE                      541.67            541.67               24         Y
WHARTON                         1,916.90            1916.9                0         N
MOORESVILLE                       564.85            564.85                0         N
COLORADO SPRINGS                1,528.17           1528.17               12         Y
MCGUFFEY                          367.76            367.76               36         Y
QUEEN CREEK                       898.37            898.37                0         N
ORLANDO                           758.98            758.98               24         Y
LUCEDALE                          569.30             569.3               36         Y
MIAMI                             460.04            460.04               36         Y
MARTINS FERRY                     454.54            454.54               36         Y
PORTSMOUTH                        660.63            660.63                0         N
ORCHARD PARK                      898.77            898.77                0         N
EWA BEACH                       1,590.42           1590.42               36         Y
DISCOVERY BAY                   2,428.02           2428.02               36         Y
PARK FOREST                       612.43            612.43                0         N
FITHIAN                           556.81            556.81                0         N
ROCKFORD                          455.05            455.05               24         Y
HAGERSTOWN                      3,201.88           3201.88                0         N
EXMORE                            537.43            537.43               24         Y
ST LOUIS                          568.29            568.29               24         Y
SADORUS                           443.75            443.75                0         N
NORTH PLAINFIELD                2,149.57           2149.57                0         N
LOS ANGELES                     1,973.36           1973.36               24         Y
DETROIT                           496.70             496.7               36         Y
NILES                             607.30             607.3               36         Y
WAXHAW                          5,027.02           5027.02                0         N
JACKSON                           399.07            399.07               24         Y
PHELPS                          2,995.88           2995.88               36         Y
SELMA                             447.53            447.53               36         Y
FULTS                           1,304.66           1304.66                0         N
SIMPSONVILLE                    1,814.07           1814.07               24         Y
BRECKSVILLE                     1,862.22           1862.22                0         N
OTTAWA                            560.01            560.01               24         Y
MILLPORT                          647.98            647.98                0         N
HUBBARD LK                        808.91            808.91               36         Y
OPP                               475.23            475.23               36         Y
NEWPORT                           397.83            397.83               36         Y
ROCKFORD                          529.31            529.31                0         N
ST CHARLES                      1,280.01           1280.01               24         Y
LA PUENTE                       1,341.67           1341.67               36         Y
RICHMOND                          651.64            651.64               36         Y
ATCHISON                          689.75            689.75                0         N
LEXINGTON                         777.56            777.56                0         N
WESTFIELD                       1,033.25           1033.25                0         N
BIRMINGHAM                        715.11            715.11               36         Y
BIRMINGHAM                        570.94            570.94                0         N
ADA                             3,231.44           3231.44               36         Y
OSSINEKE                          401.95            401.95               24         Y
SHERWOOD                          431.28            431.28               24         Y
DAYTON                            613.69            613.69               36         Y
WORCESTER                       2,180.88           2180.88                0         N
TEMPLE HILLS                    1,264.75           1264.75                0         N
JOPLIN                            654.80             654.8               24         Y
KANSAS CITY                       471.78            471.78                0         N
BEEBE                             462.21            462.21               36         Y
DUNDALK                           331.81            331.81                0         N
MOUNT MORRIS                      529.10             529.1               24         Y
ROSLINDALE                      2,432.24           2432.24                0         N
SANTA MARIA                     2,675.21           2675.21               36         Y
MARICOPA                        1,337.85           1337.85                0         N
COLUMBIA                        1,679.03           1679.03               36         Y
OIL CITY                          378.32            378.32               24         Y
ELWOOD                            421.80             421.8               36         Y
BUFFALO GROVE                     621.36            621.36                0         N
DES MOINES                      1,037.76           1037.76                0         N
LANSING                           427.74            427.74               36         Y
LELAND                            861.04            861.04                0         N
LAFAYETTE                         515.42            515.42               36         Y
CHICAGO                         3,501.46           3501.46                0         N
BRANT ROCK                      1,928.48           1928.48                0         N
HENDERSONVILLE                  1,112.07           1112.07               24         Y
LOS ANGELES                     2,688.13           2688.13               24         Y
ALBUQUERQUE                       829.46            829.46                0         N
DENISON                           525.16            525.16               24         Y
WOODSTOCK                       1,918.77           1918.77                0         N
PAINESVILLE                       595.75            595.75               36         Y
SAINT JOHN                        559.68            559.68               36         Y
RIVERSIDE                       1,751.08           1751.08               24         Y
APEX                            2,567.48           2567.48               24         Y
PHOENIX                         3,377.99           3377.99                0         N
PHILADELPHIA                    2,406.25           2406.25                0         N
GARFIELD HTS                      549.90             549.9               36         Y
SAGINAW                         2,083.23           2083.23               36         Y
WAUCONDA                        1,400.97           1400.97               24         Y
PORTLAND                          870.16            870.16               36         Y
ATLANTA                         1,319.78           1319.78                0         N
CLAYTON                           464.60             464.6                0         N
ALBUQUERQUE                     1,828.64           1828.64                0         N
OZONE PARK                      2,365.69           2365.69                0         N
FLINT                             617.66            617.66               36         Y
MARGATE                           698.83            698.83               24         Y
MASSILLON                         798.75            798.75               36         Y
CASA GRANDE                       658.33            658.33               24         Y
SAN BERNARDINO                  1,575.35           1575.35               24         Y
ALTO                            3,626.02           3626.02               36         Y
WICHITA                           660.30             660.3                0         N
WINTER GARDEN                   3,718.77           3718.77               36         Y
CICERO                          1,652.79           1652.79                0         N
MATTAPAN                        1,983.75           1983.75                0         N
KIRKLAND                        1,523.58           1523.58                0         N
BELLEVILLE                        486.18            486.18               24         Y
DAYTON                            443.72            443.72               36         Y
LAS VEGAS                       3,417.74           3417.74                0         N
MURRIETA                        1,548.79           1548.79               24         Y
ERIE                              514.09            514.09               24         Y
OSCEOLA MILLS                     494.71            494.71               24         Y
CANTON                            651.35            651.35               36         Y
BURGETTSTOWN                      472.70             472.7               24         Y
CLAYTON                           452.08            452.08                0         N
LAKELAND                        1,009.70            1009.7               24         Y
LOS ANGELES                     3,865.10            3865.1               36         Y
WILLIAMSON                      1,648.80            1648.8                0         N
NOBLESVILLE                       497.84            497.84               24         Y
EAST ELMHURST                   2,041.90            2041.9                0         N
MEMPHIS                           536.82            536.82               36         Y
DAYTON                            408.68            408.68               24         Y
INDEPENDENCE                      657.25            657.25               24         Y
FONTANA                         3,166.70            3166.7               12         Y
CHICAGO                           439.52            439.52               36         Y
TRAVERSE CITY                   2,299.46           2299.46               24         Y
CEDARSVILLE                     2,372.21           2372.21               24         Y
GONZALES                          907.26            907.26               24         Y
ESSEX                             672.01            672.01                0         N
PONTIAC                           736.58            736.58               36         Y
PORTLAND                        1,486.64           1486.64                0         N
FAIRFIELD                       3,203.02           3203.02                0         N
CLEVELAND                         582.41            582.41               36         Y
KEMMERER                          569.97            569.97               24         Y
LYNDHURST                       2,609.32           2609.32                0         N
WOODBRIDGE                      1,528.58           1528.58                0         N
ARNOLD                            755.44            755.44               24         Y
CLEVELAND                         516.63            516.63               36         Y
LAKEWOOD                        1,906.23           1906.23                0         N
PHOENIX                           879.67            879.67               24         Y
LYNN                            2,030.00              2030                0         N
MONROE                          1,215.93           1215.93               24         Y
WILMINGTON                        894.20             894.2                0         N
PETALUMA                        2,425.33           2425.33               24         Y
MILL SPRING                       312.85            312.85               24         Y
CHICAGO                         1,379.12           1379.12               24         Y
POULSBO                         1,317.80            1317.8                0         N
INDIO                           1,533.00              1533                0         N
LOS ANGELES                     2,146.26           2146.26                0         N
WEAVERVILLE                       731.84            731.84                0         N
SONOMA                          2,810.14           2810.14               36         Y
CANTON                            543.23            543.23               36         Y
MIAMI                           2,190.61           2190.61               24         Y
ORLANDO                           349.42            349.42               24         Y
ATTLEBORO                       1,923.57           1923.57                0         N
APPLE VALLEY                      725.59            725.59               24         Y
WEST PITTSBURG                    813.63            813.63               24         Y
WORCESTER                       1,734.29           1734.29                0         N
DETROIT                           548.60             548.6               36         Y
DISTRICT HEIGHTS                1,467.79           1467.79                0         N
AURORA                          1,160.33           1160.33                0         N
SUGAR GROVE                     1,341.67           1341.67               24         Y
TRACY                           2,789.23           2789.23                0         N
NEW HAVEN                       1,090.77           1090.77               24         Y
STOCKTON                        1,125.61           1125.61               36         Y
AKRON                             483.65            483.65               36         Y
FREMONT                           492.63            492.63               36         Y
COLUMBUS                          697.31            697.31               36         Y
CURTICE                           868.58            868.58               24         Y
CHILLICOTHE                       508.21            508.21               36         Y
LEAVITTSBURG                      595.96            595.96               36         Y
SNELLVILLE                        778.22            778.22                0         N
OAK PARK                          430.54            430.54               36         Y
ELKTON                            421.58            421.58               36         Y
VIRGINIA BEACH                  1,330.90            1330.9               24         Y
NEW HAVEN                       1,247.52           1247.52               24         Y
GERMANTOWN                      1,472.80            1472.8                0         N
ORLANDO                         2,077.00              2077                0         N
UHRICHSVILLE                      393.67            393.67               36         Y
ACWORTH                         2,824.68           2824.68               24         Y
BRONXVILLE                      3,325.08           3325.08                0         N
BERLIN HEIGHTS                  1,207.63           1207.63               24         Y
JONESBORO                       1,175.00              1175               36         Y
GREENFIELD                      1,752.50            1752.5                0         N
DELRAY BEACH HEIGHTS              388.81            388.81               36         Y
CAMDEN                            556.34            556.34                0         N
INDEPENDENCE TOWNSHIP           1,656.57           1656.57               36         Y
OVERLAND PARK                   1,497.19           1497.19                0         N
SKIATOOK                        1,034.12           1034.12               24         Y
SAN FRANCISCO                   1,690.21           1690.21               36         Y
BRENTWOOD                       2,309.16           2309.16                0         N
DETROIT                           480.04            480.04               36         Y
SANTA ROSA                      2,531.43           2531.43               36         Y
GALION                            640.96            640.96               24         Y
SHREVEPORT                        602.79            602.79               36         Y
MILWAUKEE                         858.28            858.28                0         N
KANSAS CITY                     1,344.00              1344                0         N
CENTENNIAL                      1,480.38           1480.38               24         Y
CHICAGO                         1,149.77           1149.77                0         N
CORBIN                            563.82            563.82               24         Y
AKRON                             483.65            483.65               36         Y
KANSAS CITY                       814.45            814.45               24         Y
CANAL WINCHESTER                1,237.35           1237.35               36         Y
ALBUQUERQUE                     2,844.99           2844.99                0         N
ZANESVILLE                        564.89            564.89               36         Y
TRAVERSE CITY                   1,659.92           1659.92               36         Y
DECKERVILLE                       587.92            587.92               36         Y
KENTON                            506.23            506.23               24         Y
PARK RIDGE                      2,860.67           2860.67                0         N
PHILADELPHIA                    1,924.99           1924.99               36         Y
MARTINEZ                        1,915.34           1915.34                0         N
LEXINGTON                         935.98            935.98                0         N
EUNICE                            463.42            463.42               36         Y
AUBURN                          1,993.94           1993.94                0         N
Norcross                        1,380.30            1380.3                0         N
SAINT LOUIS                       559.32            559.32               36         Y
NAPERVILLE                      3,680.39           3680.39                0         N
FORDS                           1,954.33           1954.33                0         N
HOLLAND                           775.11            775.11               24         Y
NELSONVILLE                       526.81            526.81               36         Y
KISSIMMEE                         486.72            486.72                0         N
GRAFTON                           556.22            556.22               36         Y
CORONA                          1,287.42           1287.42               36         Y
DES MOINES                        497.38            497.38                0         N
GREENVILLE                        645.10             645.1               36         Y
BAY SHORE                       1,953.57           1953.57                0         N
CHARLOTTE                       1,554.86           1554.86                0         N
EDEN PRAIRIE                    5,267.06           5267.06                0         N
SUMMIT                            497.30             497.3               24         Y
SOMERSET                        4,068.75           4068.75                0         N
SILVER SPRING                   1,138.10            1138.1                0         N
RIO RANCHO                      1,408.46           1408.46                0         N
PORT HURON                        606.62            606.62               36         Y
PUT-IN-BAY                      1,297.35           1297.35               36         Y
MASTIC BEACH                    2,024.35           2024.35                0         N
TROY                              808.19            808.19               24         Y
MARICOPA                          838.23            838.23                0         N
DETROIT                           642.91            642.91               36         Y
PHOENIX                         1,762.42           1762.42               24         Y
CHICAGO                           584.25            584.25               24         Y
BELLEVILLE                        956.54            956.54               24         Y
HOPEWELL JUNCTION               4,977.46           4977.46                0         N
VANDALIA                          440.85            440.85               24         Y
FLORENCE                          678.98            678.98                0         N
CLARKSTOWN                      2,716.88           2716.88               12         Y
VAN BUREN                         407.27            407.27               24         Y
ALBANY                            482.41            482.41                0         N
GALESBURG                         438.02            438.02               24         Y
ALEXANDER                       1,615.00              1615               24         Y
REDFORD                           762.75            762.75               24         Y
FRESNO                          2,017.63           2017.63               24         Y
SEBRING                           923.79            923.79               36         Y
ST PETERS                         838.80             838.8               24         Y
COLUMBUS                          478.46            478.46               36         Y
COLORADO SPRINGS                3,692.33           3692.33               24         Y
BURLINGTON                        552.09            552.09                0         N
BATAVIA                           985.43            985.43                0         N
DAYTON                            610.41            610.41               36         Y
LEBANON                         1,822.31           1822.31               36         Y
MONTGOMERY VILLAGE              1,528.17           1528.17                0         N
EVERGREEN                       3,658.97           3658.97               36         Y
JOLIET                          1,445.61           1445.61               24         Y
LAURENS                           760.57            760.57                0         N
GRAND RAPIDS                      960.32            960.32               36         Y
HUNTINGTON                        391.42            391.42               36         Y
BICKNELL                          399.71            399.71               24         Y
BRENTWOOD                       3,194.67           3194.67               24         Y
TUSTIN                          1,163.71           1163.71               36         Y
WYOMING                           983.34            983.34               36         Y
WILMINGTON                        663.95            663.95                0         N
DELRAY BEACH                      649.15            649.15               24         Y
MARIETTA                        1,867.80            1867.8                0         N
HOMELAND                        1,261.74           1261.74               36         Y
TAUNTON                         2,047.56           2047.56                0         N
CLEVELAND                         528.04            528.04               24         Y
MACHESNEY PARK                    563.86            563.86                0         N
BUENA PARK                      2,376.03           2376.03               12         Y
NEW PHILADELPHIA                  506.46            506.46               36         Y
CHICAGO                         1,320.42           1320.42                0         N
CUMMING                         1,277.32           1277.32                0         N
ROCKY RIVER                     1,839.83           1839.83               36         Y
MUNCIE                            697.14            697.14               36         Y
PLANO                             633.69            633.69               24         Y
MARION                            522.11            522.11               36         Y
ATLANTA                           927.69            927.69                0         N
MEDWAY                            884.58            884.58               24         Y
FORT WAYNE                        404.11            404.11               24         Y
CHICAGO                           479.13            479.13               36         Y
SLATEDALE                         609.05            609.05               36         Y
HATBORO                         1,462.15           1462.15               24         Y
KANSAS CITY                       553.62            553.62               36         Y
ASHTABULA                         826.11            826.11               36         Y
STRONGSVILLE                      968.76            968.76               36         Y
SILVER SPRING                   1,317.67           1317.67                0         N
KINGSTON                          536.80             536.8                0         N
GREENVILLE                        476.58            476.58               36         Y
UPPER SANDUSKY                    575.75            575.75               36         Y
STAFFORD                        2,078.87           2078.87                0         N
HAMPTON                           598.52            598.52               24         Y
CROSBY                            563.26            563.26               36         Y
BOLINGBROOK                       758.73            758.73                0         N
CHARDON                         2,677.00              2677               24         Y
NICHOLASVILLE                   1,181.09           1181.09               36         Y
ORLANDO                         1,192.05           1192.05               24         Y
FAIRFIELD                       2,479.86           2479.86               12         Y
AKRON                             425.71            425.71               36         Y
ROMEOVILLE                        807.75            807.75               24         Y
GREENVILLE                        574.67            574.67                0         N
TACOMA                          2,412.22           2412.22               12         Y
KANSAS CITY                       576.29            576.29               24         Y
CLEVELAND                       1,058.72           1058.72               36         Y
ST CLAIR SHORES                   932.93            932.93               36         Y
PALOS HEIGHTS                   1,883.72           1883.72                0         N
ROHNERT PARK                    2,345.23           2345.23                0         N
MINNEAPOLIS                     1,537.83           1537.83               24         Y
ODESSA                          1,125.07           1125.07               24         Y
VERO BEACH                      1,218.05           1218.05                0         N
PHENIX CITY                       390.98            390.98               36         Y
MANISTEE                        1,152.81           1152.81               36         Y
KANSAS CITY                       698.90             698.9                0         N
LAWRENCEVILLE                   1,067.44           1067.44                0         N
OKLAHOMA CITY                     451.95            451.95               24         Y
NORTH CHARLESTON                  508.98            508.98                0         N
COLUMBUS                          478.46            478.46                0         N
AKRON                             464.08            464.08               36         Y
LEXINGTON                         572.46            572.46                0         N
CANDLER                         1,927.00              1927                0         N
VERNON                            764.74            764.74               24         Y
BOLINGBROOK                     2,168.11           2168.11                0         N
DAVENPORT                       1,206.81           1206.81               24         Y
MENTOR                            820.00               820               36         Y
RANCHO MURRIETA                 3,318.53           3318.53               36         Y
MAUMELLE                        2,531.00              2531               36         Y
DETROIT                           298.17            298.17               36         Y
LONG BEACH                      1,677.20            1677.2               24         Y
DUBLIN                          5,095.21           5095.21                0         N
GLENDALE                        1,691.67           1691.67                0         N
JACKSONVILLE                    1,990.35           1990.35                0         N
BATTLE CREEK                      503.52            503.52               36         Y
PORTLAND                          713.21            713.21               36         Y
OLMSTED FALLS                     768.27            768.27               24         Y
NEWARK                          3,457.89           3457.89                0         N
TEMPE                             790.32            790.32                0         N
DOVER                           1,831.26           1831.26               36         Y
SPRINGFIELD                       371.82            371.82                0         N
BEAVER DAM                      2,291.04           2291.04                0         N
WEST PALM BEACH                   821.57            821.57               24         Y
SPRINGFIELD                       447.85            447.85               36         Y
LOWELL                          1,457.79           1457.79                0         N
DECATUR                           466.15            466.15               36         Y
APPLE VALLEY                    3,255.99           3255.99               24         Y
HEMET                           1,140.00              1140                0         N
WAYNESVILLE                     1,188.20            1188.2               24         Y
DUMFRIES                        1,278.33           1278.33               24         Y
WASHINGTON                        358.70             358.7               24         Y
LAWRENCE                        1,911.80            1911.8                0         N
TULSA                             859.27            859.27               24         Y
MIDDLETOWN                      1,106.14           1106.14               24         Y
NAPLES                          2,525.94           2525.94                0         N
DAVENPORT                       1,073.21           1073.21                0         N
SAGINAW                           378.53            378.53               36         Y
MCKEESPORT                        576.42            576.42               24         Y
CAPITOL HEIGHTS                   976.22            976.22                0         N
SAINT LOUIS                       430.71            430.71               36         Y
LAKE VILLA                      1,518.99           1518.99               24         Y
CHIPPEWA LAKE                     350.68            350.68               36         Y
AIKEN                           1,605.80            1605.8                0         N
CHICAGO                           486.65            486.65                0         N
SAINT LOUIS                       606.65            606.65               24         Y
EAST POINTE                       951.84            951.84               36         Y
CARLSBAD                        2,143.64           2143.64                0         N
GARDEN GROVE                    2,116.36           2116.36               36         Y
LAKE CHARLES                      596.48            596.48               24         Y
WARREN                            408.81            408.81               36         Y
NEW IBERIA                      1,278.44           1278.44               36         Y
TOCCOA                            423.36            423.36                0         N
KINGS MILL                        672.01            672.01               24         Y
MEMPHIS                           739.22            739.22               36         Y
ROSEDALE                        3,333.81           3333.81                0         N
CANTON                            725.78            725.78               36         Y
SAINT LOUIS                       526.10             526.1               24         Y
KNOXVILLE                         937.44            937.44               24         Y
CHICAGO                         1,897.14           1897.14                0         N
MEMPHIS                           417.08            417.08               36         Y
MORROW                            708.90             708.9               36         Y
DELAWARE                          598.00               598               36         Y
LEXINGTON                         865.66            865.66                0         N
CHICAGO                           992.07            992.07               36         Y
BEAR                            2,149.03           2149.03               36         Y
ST LOUIS                        1,286.06           1286.06               24         Y
WILMINGTON                      2,070.00              2070                0         N
FAYETTEVILLE                    1,679.00              1679                0         N
NEWCOMERSTOWN                     343.92            343.92               36         Y
LOUISBURG                         658.30             658.3                0         N
PORT CLINTON                    2,104.30            2104.3               36         Y
MIAMI                             715.26            715.26               24         Y
DETROIT                           513.38            513.38               36         Y
GREENWOOD                         425.34            425.34               24         Y
NEW LENOX                       1,980.50            1980.5               24         Y
RALEIGH                           723.63            723.63                0         N
BERKLEY                         1,138.48           1138.48               36         Y
FLINTSTONE                      1,190.45           1190.45                0         N
CHICAGO                           750.20             750.2                0         N
STEVENS POINT                     501.97            501.97                0         N
LANCASTER                         380.81            380.81               36         Y
CHICAGO                         1,959.36           1959.36                0         N
DETROIT                           621.24            621.24               36         Y
JOLIET                            932.38            932.38               24         Y
VALLES MINES                      848.75            848.75               24         Y
LOWELLVILLE                       870.45            870.45               36         Y
HEPHZIBAH                         519.80             519.8                0         N
PHILADELPHIA                      438.58            438.58               24         Y
SPENCER                         1,776.98           1776.98                0         N
EAST LAKE                         550.03            550.03               36         Y
WOODBRIDGE                      1,495.00              1495               24         Y
NORWALK                           878.80             878.8               36         Y
SULLIVAN                        1,175.06           1175.06               36         Y
WARRENVILLE                       509.07            509.07                0         N
COLUMBUS                          472.03            472.03               36         Y
STREETSBORO                     1,482.47           1482.47               24         Y
LUDLOW                          1,982.32           1982.32                0         N
ATLANTA                         1,486.41           1486.41                0         N
SAN BERNARDINO                    573.82            573.82               36         Y
DRYDEN                          3,194.33           3194.33               24         Y
CINCINNATI                        724.47            724.47               36         Y
SCOTTSDALE                      3,452.24           3452.24               24         Y
CORONA                          2,313.18           2313.18                0         N
WOODBRIDGE                      2,351.29           2351.29               24         Y
EMMETT                          3,386.04           3386.04               36         Y
SPENCER                         2,044.00              2044                0         N
SILER CITY                        686.81            686.81                0         N
TINLEY PARK                     1,249.44           1249.44               36         Y
IMLAY CITY                      1,694.17           1694.17               36         Y
VERO BEACH                        624.72            624.72               36         Y
LITTLEROCK                        802.73            802.73               36         Y
LEE'S SUMMIT                    1,497.30            1497.3               24         Y
FOSTORIA                          478.53            478.53               36         Y
WISCONSIN DELLS                   870.53            870.53                0         N
ST. LOUIS                         482.64            482.64               36         Y
PHILADELPHIA                      885.05            885.05               24         Y
WAUPACA                           715.20             715.2                0         N
SILVER LAKE                       806.13            806.13               36         Y
COLUMBIA                          502.74            502.74                0         N
CANTON                          2,240.80            2240.8               24         Y
YOUNGSTOWN                        648.65            648.65               36         Y
LOOKOUT MOUNTAIN                3,794.30            3794.3                0         N
PITTSBURGH                        475.53            475.53               24         Y
RALEIGH                           513.09            513.09                0         N
SALIDA                          1,260.67           1260.67                0         N
WILMINGTON                        561.28            561.28               36         Y
DALLAS                            461.41            461.41               24         Y
GREENVILLE                        763.42            763.42               36         Y
LITTLE ROCK                       414.67            414.67               24         Y
CHARLOTTE                         657.93            657.93                0         N
OXNARD                          2,406.61           2406.61               36         Y
FISHERS                         1,042.07           1042.07               24         Y
VIRGINIA BEACH                    829.99            829.99               24         Y
PELHAM                          1,237.85           1237.85                0         N
LENNOX                          1,050.56           1050.56               36         Y
UNIONTOWN                       1,258.32           1258.32               36         Y
DETROIT                           378.64            378.64               36         Y
NEWBURGH                          974.32            974.32                0         N
SOUTH HOLLAND                   1,336.74           1336.74                0         N
ROCKLEDGE                       2,287.33           2287.33               24         Y
WINBER                            378.23            378.23               24         Y
WORCESTER                       1,684.69           1684.69                0         N
MARSHALL                        1,211.38           1211.38               24         Y
BROADVIEW                       1,097.76           1097.76               36         Y
DETROIT                           542.05            542.05                0         N
HUNTSVILLE                        567.77            567.77               24         Y
TOLEDO                            597.45            597.45               36         Y
CARPENTERSVILLE                 1,056.16           1056.16                0         N
KINGMAN                           833.15            833.15               36         Y
MAIDEN                            593.80             593.8                0         N
CHICAGO                           655.97            655.97               24         Y
MILFORD                           635.47            635.47               36         Y
TOLEDO                            455.17            455.17               36         Y
EPHRAIM                         1,363.73           1363.73               24         Y
SHAPLEIGH                         862.43            862.43               36         Y
CHANDLER                        3,375.00              3375                0         N
MONTGOMERY                        511.35            511.35               24         Y
MARICOPA                          892.78            892.78                0         N
CONYERS                         1,783.83           1783.83                0         N
POTTSTOWN                         940.00               940               24         Y
RIVIERA BEACH                     696.20             696.2               36         Y
HEMINGWAY                         578.74            578.74                0         N
MARIETTA                          569.30             569.3               36         Y
OPA LOCKA                         559.03            559.03               36         Y
CASTLE ROCK                     3,455.83           3455.83               24         Y
WICHITA                           491.38            491.38                0         N
WALDRON                           481.25            481.25               36         Y
COCOA                             905.67            905.67               24         Y
ARLINGTON                         549.94            549.94                0         N
SHELBURN                          609.55            609.55               24         Y
SUMMERVILLE                       782.31            782.31                0         N
BURNS HARBOR                      553.33            553.33               36         Y
MADISON                         2,612.33           2612.33                0         N
FAIRFIELD                       1,716.00              1716               24         Y
WESTLAND                          511.22            511.22               36         Y
JONESBORO                         657.25            657.25                0         N
MADISON                         1,823.54           1823.54                0         N
KINGMAN                           555.07            555.07               36         Y
COLORADO SPRINGS                2,352.19           2352.19                0         N
CLEARWATER                        481.33            481.33               24         Y
COLUMBUS                          685.67            685.67               36         Y
WILMINGTON                      1,025.70            1025.7               24         Y
NORTH HOLLYWOOD                 1,538.66           1538.66               24         Y
MURPHY                            942.96            942.96                0         N
SHREVEPORT                      1,174.32           1174.32               24         Y
DELTONA                           817.90             817.9               36         Y
FREDERICKSBURG                  2,315.19           2315.19                0         N
LIGHTHOUSE POINT                1,199.38           1199.38               36         Y
WYOMING                           803.49            803.49               36         Y
MAPLE HEIGHTS                     572.24            572.24               36         Y
KANSAS CITY                       610.04            610.04                0         N
INDIANAPOLIS                      825.31            825.31               36         Y
RICHMOND                        1,390.82           1390.82               36         Y
ALPENA                            601.01            601.01               36         Y
CINCINNATI                        563.39            563.39               36         Y
WATERFORD                       1,793.91           1793.91                0         N
SELLERSBURG                       717.80             717.8               24         Y
EAST PEORIA                       782.10             782.1               24         Y
KANSAS CITY                       558.34            558.34               36         Y
KANSAS CITY                       504.28            504.28               36         Y
DAYTON                            565.12            565.12               36         Y
EAST POINT                        636.18            636.18                0         N
ALLENTOWN                         584.63            584.63               24         Y
ORLANDO                         1,012.34           1012.34               24         Y
SILVER SPRING                   1,852.90            1852.9                0         N
SUMMERVILLE                       923.31            923.31                0         N
WEYMOUNTH                         902.00               902                0         N
SUN CITY                        1,683.11           1683.11               24         Y
LOS ANGELES                     2,080.73           2080.73               24         Y
DINGMANS FERRY                    961.21            961.21               24         Y
DES MOINES                        432.12            432.12                0         N
PADUCAH                           883.34            883.34               24         Y
SANDWICH                        1,498.72           1498.72                0         N
NORWALK                           489.38            489.38                0         N
BARTLESVILLE                      503.83            503.83               24         Y
OVERLAND PARK                   1,391.52           1391.52                0         N
TEMPLE HILLS                      708.00               708               24         Y
OVERLAND PARK                   1,408.98           1408.98                0         N
ST. CLAIR                         402.80             402.8               24         Y
HAGERSTOWN                      1,677.35           1677.35                0         N
FORT WORTH                        570.18            570.18               36         Y
GREENSBORO                        421.93            421.93                0         N
YORK                              866.56            866.56               24         Y
TEMECULA                        1,994.42           1994.42               12         Y
HIGHLAND                          622.33            622.33               24         Y
KANSAS CITY                       674.09            674.09               24         Y
WORCESTER                       1,169.75           1169.75                0         N
PENN YAN                          622.45            622.45                0         N
PROSPECT                          463.81            463.81                0         N
SPRINGFIELD                       973.73            973.73                0         N
TEXARKANA                         417.85            417.85               36         Y
LAKE ELSINORE                   1,185.94           1185.94                0         N
RUSSELLS POINT                    739.66            739.66               36         Y
TACOMA                            892.80             892.8               12         Y
BOSTON                          2,100.00              2100                0         N
PITTSBURGH                        485.84            485.84               36         Y
HIGHLAND MILLS                  2,572.49           2572.49                0         N
KANSAS CITY                     1,075.47           1075.47                0         N
TURNEY                          1,778.12           1778.12                0         N
JACKSONVILLE                      430.38            430.38               36         Y
BERKELEY HEIGHTS                3,035.58           3035.58                0         N
BROCKTON                        1,699.57           1699.57               24         Y
MACOMB                          1,301.52           1301.52               24         Y
SUGAR GROVE                     1,836.00              1836                0         N
NIXA                              567.77            567.77                0         N
RIVERSIDE                       2,058.33           2058.33               12         Y
LAKE WORTH                      1,194.03           1194.03               24         Y
PLEASANT HILL                     432.12            432.12               24         Y
DEFUNIAK SPRINGS                  541.97            541.97               36         Y
STRUTHERS                         608.04            608.04               36         Y
TOLEDO                            847.99            847.99               36         Y
BALTIMORE                         522.41            522.41                0         N
CONCORD                           525.97            525.97               24         Y
OCEANSIDE                       1,219.12           1219.12               36         Y
SACO                            1,526.61           1526.61                0         N
SAINT LOUIS                       791.84            791.84               24         Y
PULASKI                         1,576.83           1576.83                0         N
ROGERS                            579.24            579.24               24         Y
PHILADELPHIA                      589.39            589.39               36         Y
JOPLIN                            594.24            594.24               36         Y
RICHMOND                          505.55            505.55               24         Y
CULPEPER                        1,710.06           1710.06                0         N
CANTON                          1,323.98           1323.98               36         Y
KELLER                          2,079.47           2079.47               24         Y
NORTH LAS VEGAS                 1,149.90            1149.9               24         Y
LEWISTON                          797.44            797.44                0         N
NEWAYGO                           501.72            501.72               36         Y
DAYTON                            473.14            473.14               36         Y
AUBURN                            477.73            477.73               36         Y
SPRINGFIELD                       576.06            576.06               36         Y
NORTH PROVIDENCE                  974.97            974.97                0         N
COLUMBIA                          657.58            657.58                0         N
SAINT LOUIS                       669.77            669.77               24         Y
AUSTINTOWN                        809.53            809.53               36         Y
SALUDA                          1,422.15           1422.15               24         Y
GAITHERSBURG                    1,643.33           1643.33                0         N
AYNOR                             712.73            712.73                0         N
CHANDLER                        1,624.07           1624.07                0         N
AKRON                             486.93            486.93               36         Y
FARRELL                           585.51            585.51               36         Y
NAPLES                          1,888.08           1888.08               24         Y
OLNEY                           3,146.06           3146.06                0         N
TEMPLE HILLS                    1,714.91           1714.91                0         N
FLINT                             336.49            336.49               36         Y
BUTLER                            741.38            741.38               36         Y
WILLOWBROOK                     2,327.50            2327.5                0         N
CHICAGO                         1,968.81           1968.81                0         N
RAYMORE                         1,854.67           1854.67               24         Y
RICHMOND                        2,191.67           2191.67                0         N
YARMOUTH                        1,607.69           1607.69                0         N
SILOAM SPRINGS                    382.29            382.29               36         Y
BATON ROUGE                       810.23            810.23                0         N
CHARLOTTE                         655.18            655.18                0         N
ONTARIO                         1,327.17           1327.17                0         N
TOLEDO                            607.11            607.11               36         Y
LOS ANGELES                     1,040.84           1040.84               36         Y
ATLANTA                         3,324.75           3324.75               24         Y
ROSWELL                           476.60             476.6                0         N
ROCKLIN                         2,027.10            2027.1                0         N
CINCINNATI                        629.20             629.2               24         Y
FAYETTEVILLE                      711.60             711.6               24         Y
AURORA                            556.54            556.54                0         N
SPRING VALLEY                     562.55            562.55               24         Y
ST LOUIS                          899.38            899.38                0         N
IONIA                             625.90             625.9               36         Y
WOODBRIDGE                      1,496.50            1496.5                0         N
EUCLID                            763.93            763.93               36         Y
BOWLING GREEN                   1,344.77           1344.77               36         Y
YOUNGSTOWN                        379.70             379.7               36         Y
INDIANAPOLIS                      728.16            728.16               24         Y
DETROIT                           963.82            963.82               24         Y
AKRON                             706.51            706.51               36         Y
ST ALBANS                       1,458.05           1458.05                0         N
CRESAPTOWN                        471.18            471.18                0         N
MIDDLETOWN                        655.08            655.08               36         Y
WEST COLUMBIA                   1,143.17           1143.17               36         Y
CHARLOTTE                       1,003.11           1003.11               24         Y
AUSTELL                           534.84            534.84                0         N
COLORADO SPRINGS                1,156.70            1156.7               24         Y
CASTLE ROCK                       746.42            746.42               24         Y
ALBUQUERQUE                       661.04            661.04                0         N
TERRE HAUTE                       500.84            500.84               24         Y
WICHITA                           577.81            577.81                0         N
EAU CLAIRE                        578.50             578.5               24         Y
DIAMOND BAR                     2,133.10            2133.1               36         Y
ORANGE                          1,658.97           1658.97               36         Y
FORT MYERS                      2,204.77           2204.77               24         Y
WESTLAKE                          762.19            762.19               36         Y
SPRINGPORT                      1,004.59           1004.59               36         Y
PATASKALA                         841.17            841.17               36         Y
GRAND LEDGE                       882.30             882.3               36         Y
TOLEDO                            624.96            624.96               36         Y
CHICAGO                           748.52            748.52               24         Y
AKRON                             675.07            675.07               24         Y
WEST HAVEN                      1,537.83           1537.83               24         Y
CLIO                              758.85            758.85               36         Y
N CHICAGO                       1,097.45           1097.45                0         N
WASHINGTON                        898.36            898.36                0         N
WEST PALM BEACH                 1,537.29           1537.29               36         Y
PEMBROKE PINES                    785.22            785.22               36         Y
HALLANDALE                        553.09            553.09               36         Y
PHOENIX                         1,398.00              1398                0         N
PORT SAINT LUCIE                  973.23            973.23               36         Y
MANASSAS                        1,798.65           1798.65                0         N
BIRDSBORO                       2,391.57           2391.57               36         Y
CHICAGO                         1,477.75           1477.75                0         N
SILVER SPRING                   3,244.36           3244.36                0         N
FREDERICKSBURG                  1,428.00              1428               24         Y
DUPONT                            794.26            794.26               36         Y
SARATOGA SPRINGS                2,012.33           2012.33                0         N
LEESBURG                        1,444.83           1444.83               36         Y
PORTLAND                          446.57            446.57               36         Y
MIDDLETOWN                      1,170.00              1170               24         Y
ST. LOUIS                         827.83            827.83               36         Y
BLUE ISLAND                     1,132.05           1132.05                0         N
WINDHAM                         1,225.02           1225.02               36         Y
CINCINNATI                        881.52            881.52               24         Y
KISSIMMEE                       1,127.97           1127.97                0         N
GREERS FERRY                      801.70             801.7               36         Y
QUEEN CREEK                     1,382.33           1382.33                0         N
SARASOTA                          837.68            837.68                0         N
COLD BROOK                        544.25            544.25                0         N
RAYMOND                         1,527.42           1527.42               24         Y
DETROIT                           410.67            410.67               36         Y
TERRE HAUTE                       365.54            365.54               36         Y
TRINITY                           751.27            751.27                0         N
WESTBROOK                       1,009.78           1009.78                0         N
SEDALIA                           578.41            578.41               36         Y
EL CENTRO                       1,118.23           1118.23               24         Y
AVENTURA                        3,621.58           3621.58               24         Y
EATON RAPIDS                      371.01            371.01               24         Y
CHICAGO                           716.41            716.41                0         N
SILVER SPRING                   2,323.00              2323                0         N
ROGERS                            818.83            818.83               36         Y
WOODRIDGE                       1,059.83           1059.83               36         Y
ATLANTA                         1,227.00              1227                0         N
RALEIGH                         2,877.91           2877.91                0         N
TERRE HAUTE                       656.59            656.59               36         Y
WASHINGTON                        808.88            808.88               24         Y
MESA                            1,420.83           1420.83                0         N
FISHERS                         1,720.67           1720.67               24         Y
BOOTHWYN                        2,993.34           2993.34               36         Y
TOLEDO                            509.04            509.04               36         Y
CLEVELAND                         574.38            574.38               36         Y
TRAVERSE CITY                   1,738.61           1738.61               36         Y
ARGOS                             643.25            643.25               24         Y
MIAMI                           2,700.00              2700               24         Y
CINCINNATI                        718.93            718.93               36         Y
MINNEAPOLIS                     1,410.94           1410.94               36         Y
SAINT LOUIS                       661.35            661.35               36         Y
COLUMBUS                          469.39            469.39               36         Y
BARBERTON                         800.47            800.47               36         Y
GAHANNA                           842.83            842.83               36         Y
POPLAR GROVE                    1,408.91           1408.91                0         N
BEDFORD                           897.31            897.31               24         Y
BETHESDA                        2,769.00              2769                0         N
SILVER SPRING                   1,888.10            1888.1                0         N
ST PAUL                           975.79            975.79               24         Y
HOLLYWOOD                       1,090.79           1090.79               36         Y
NORFOLK                           621.37            621.37               24         Y
CLINTON                           551.53            551.53                0         N
CANTON                          1,710.56           1710.56               24         Y
COLUMBUS                          799.67            799.67               36         Y
CHICAGO                           499.61            499.61               36         Y
RESTON                            793.00               793               24         Y
HORSEHEADS                        507.05            507.05                0         N
COLORADO SPRINGS                  964.72            964.72               24         Y
ORRVILLE                          609.82            609.82               36         Y
COLUMBUS                          573.99            573.99               36         Y
ASHEVILLE                         684.88            684.88                0         N
SAN SABA                          537.39            537.39               24         Y
CLINTON                           639.30             639.3               24         Y
BRASELTON                       1,601.72           1601.72                0         N
MILLERSBURG                       718.98            718.98               36         Y
FREDERICKSBURG                  1,053.04           1053.04               36         Y
PITTSBURGH                        643.12            643.12               24         Y
GRAND HAVEN                       773.16            773.16               36         Y
CHICAGO                         1,485.29           1485.29                0         N
MONROE                            521.31            521.31               36         Y
DALZELL                           682.48            682.48                0         N
LANSING                           547.33            547.33               36         Y
HAZEL PARK                        791.58            791.58               36         Y
DETROIT                           651.85            651.85               36         Y
EDMOND                            638.61            638.61               36         Y
OKLAHOMA CITY                     335.54            335.54               36         Y
HICKSVILLE                        724.06            724.06               24         Y
CHATTANOOGA                       562.59            562.59               24         Y
VIRGINIA BEACH                    907.50             907.5               36         Y
KUNA                              764.41            764.41               24         Y
ST JOSEPH                         558.67            558.67               36         Y
KANSAS CITY                       797.09            797.09               24         Y
PALM HARBOR                     1,389.08           1389.08               24         Y
HOSHCTON                        2,176.80            2176.8                0         N
ST LOUIS                          530.43            530.43               24         Y
FOUNTAIN VALLEY                 2,245.90            2245.9               36         Y
HONEOYE FALLS                   3,573.70            3573.7                0         N
SOUTH LAKE TAHOE                1,014.24           1014.24               36         Y
FREDERICK                       1,295.33           1295.33                0         N
KISSIMMEE                       1,048.67           1048.67               24         Y
RIVERSIDE                       4,541.10            4541.1                0         N
SATELLITE BEACH                 1,424.54           1424.54                0         N
SACRAMENTO                        466.86            466.86               24         Y
WIGGINS                           494.44            494.44               36         Y
READING                           642.53            642.53               24         Y
EXETER                          2,464.70            2464.7               24         Y
POWELL                            735.27            735.27               36         Y
COLUMBUS                          545.44            545.44               36         Y
WEST WAREHAM                    2,335.80            2335.8                0         N
COLUMBUS                          550.88            550.88               36         Y
SPRINGFIELD                       316.03            316.03               36         Y
OWEN                              384.85            384.85                0         N
MEDWAY                          1,111.72           1111.72                0         N
PROCTORVILLE                      412.03            412.03               36         Y
MYRTLE BEACH                      966.08            966.08                0         N
PLANTATION                        570.42            570.42               36         Y
COLORADO SPRINGS                  379.16            379.16                0         N
Holbrook                        1,846.62           1846.62                0         N
Mangonia Park                   1,372.21           1372.21               36         Y
Aldie                           2,346.50            2346.5               12         Y
Chicago                         1,976.33           1976.33                0         N
Bethel                          1,166.40            1166.4               36         Y
Joliet                            522.20             522.2               36         Y
Mineral                         1,074.69           1074.69               24         Y
Haxtun                            577.43            577.43               36         Y
Chino Hills                     2,498.90            2498.9                0         N
Piscataway                      1,354.94           1354.94                0         N
Toms River                      1,733.63           1733.63                0         N
Jersey City                     1,712.75           1712.75                0         N
Fresno                          1,030.09           1030.09               24         Y
Renton                          1,225.90            1225.9               36         Y
Philadelphia                      929.16            929.16               36         Y
Sterling                        2,531.67           2531.67               12         Y
Boulder                           837.64            837.64               12         Y
Jersey City                     1,800.19           1800.19                0         N
Paterson                          975.00               975                0         N
Jamaica                         2,082.58           2082.58                0         N
Calwa                             984.92            984.92               24         Y
Lodi                            2,401.84           2401.84                0         N
Westland                          889.95            889.95               36         Y
El Mirage                       1,230.62           1230.62               24         Y
Milford                         2,011.88           2011.88               24         Y
Lawndale                          976.08            976.08                0         N
Santa Clarita                   1,600.83           1600.83               36         Y
Las Vegas                       1,379.13           1379.13               36         Y
Columbus                        1,940.83           1940.83               36         Y
Columbia                        2,168.94           2168.94                0         N
Lane                            1,372.50            1372.5               36         Y
Sacramento                      1,643.38           1643.38               24         Y
Lenola                          2,133.16           2133.16                0         N
Georgetown                        425.12            425.12               36         Y
Bakersfield                       836.50             836.5               36         Y
Van Nuys                        2,407.31           2407.31               36         Y
San Bernardino                  1,453.62           1453.62               24         Y
Mount Rainier                   1,660.78           1660.78                0         N
Charlotte                         866.25            866.25                0         N
Mishawaka                         593.78            593.78               24         Y
Roulo                           2,375.60            2375.6               36         Y
Memphis                           695.08            695.08               36         Y
Lagrange                          669.94            669.94               24         Y
Tampa                             760.32            760.32               24         Y
Yuton                           1,200.33           1200.33               36         Y
Lake Ridge                      2,495.06           2495.06               12         Y
Berkeley                          462.01            462.01               24         Y
Stockton                        1,671.67           1671.67               24         Y
Jonesboro                         622.65            622.65                0         N
San Diego                       2,320.50            2320.5               36         Y
Vernon                            476.00               476               36         Y
Ossining                        1,971.67           1971.67                0         N
Oakland                         2,040.81           2040.81               60         Y
Tulare                            929.30             929.3               36         Y
Greenacres                        975.92            975.92               24         Y
Gainesville                       590.00               590                0         N
SOLEDAD                         2,950.64           2950.64               24         Y
SANTA CLARITA                   2,527.31           2527.31               36         Y
YUCCA VALLEY                      863.21            863.21               36         Y
ROANOKE                         2,294.09           2294.09               24         Y
LINCOLN                           791.15            791.15               36         Y
NEWPORT                           745.28            745.28               36         Y
LAKE MILTON                     1,849.28           1849.28               36         Y
BEDFORD                         1,077.36           1077.36                0         N
DETROIT                           623.64            623.64               36         Y
SAINT LOUIS                       448.94            448.94               24         Y
HARTFORD CITY                     495.46            495.46               24         Y
LENOX                           1,137.72           1137.72               36         Y
WASHINGTON                      1,102.62           1102.62               36         Y
NORTH WEBSTER                     618.98            618.98               36         Y
RIVERVIEW                         769.25            769.25               36         Y
LA QUINTA                       2,063.11           2063.11               24         Y
JACKSON HEIGHTS                 4,174.92           4174.92                0         N
FELTON                          1,706.37           1706.37               12         Y
SAN JOSE                        2,613.33           2613.33               24         Y
APOPKA                          1,710.34           1710.34               36         Y
COUNCIL BLUFFS                    983.26            983.26               24         Y
CHICAGO                         1,452.41           1452.41               12         Y
ATLANTA                         2,881.08           2881.08                0         N
LOS ANGELES                     1,928.33           1928.33               24         Y
TOOELE                            764.58            764.58               24         Y
NEW BEDFORD                     1,607.49           1607.49                0         N
NORTH DARTMOUTH                 1,468.35           1468.35                0         N
LAWTON                            846.21            846.21               24         Y
WATERFORD                       1,067.75           1067.75               24         Y
BRACKENRIDGE                      573.78            573.78               36         Y
VALLEJO                         3,102.25           3102.25               24         Y
CHICAGO                         4,817.22           4817.22                0         N
AVON                            1,368.36           1368.36                0         N
ELKHART                           544.47            544.47               36         Y
ORLANDO                           501.49            501.49               36         Y
MILACA                            850.65            850.65               36         Y
AKRON                             504.83            504.83               36         Y
HOFFMAN ESTATES                 1,539.84           1539.84               24         Y
WEST LAFAYETTE                  1,216.06           1216.06               24         Y
RANCHO SANTA MARGARITA          1,541.67           1541.67               36         Y
SPENCER                         1,620.17           1620.17                0         N
SAN JOSE                        2,714.00              2714               24         Y
CICERO                            968.22            968.22               24         Y
REVERE                            708.33            708.33                0         N
KAYSVILLE                       1,120.04           1120.04               24         Y
PORTLAND                        1,696.66           1696.66               36         Y
NORTH HILLS                     2,778.81           2778.81               36         Y
SCHENECTADY                       580.17            580.17                0         N
CHICAGO                         1,347.54           1347.54               12         Y
CHICAGO                         1,573.40            1573.4                0         N
RANCHO CUCAMONGA                2,948.00              2948               12         Y
SPRING GLEN T/O WAWARSING         759.45            759.45               12         Y
SOUTH BEND                      1,212.69           1212.69               24         Y
SAN DIEGO                       1,875.00              1875               36         Y
MILLBURY                        1,783.64           1783.64                0         N
CLIFTON PARK                      586.44            586.44                0         N
PLAINFIELD                      2,200.53           2200.53               12         Y
CORNING                         1,029.60            1029.6                0         N
LONG BEACH                      2,268.44           2268.44                0         N
SAN DIEGO                       2,079.17           2079.17               24         Y
PITTSBURG                       2,017.08           2017.08               24         Y
MADISON                           518.96            518.96               24         Y
BROOKLYN                        2,038.47           2038.47                0         N
EL CAJON                        4,331.25           4331.25               36         Y
TACOMA                          1,037.92           1037.92               24         Y
IMPERIAL                        1,302.06           1302.06               24         Y
FRESNO                          1,200.95           1200.95               24         Y
EL CAJON                        2,791.67           2791.67               24         Y
FORT LAUDERDALE                   513.61            513.61               24         Y
PHILADELPHIA                      388.67            388.67                0         N
GLENS FALLS                       572.86            572.86                0         N
FRESNO                            997.95            997.95               24         Y
FARMERSVILLE                      419.64            419.64               24         Y
REVERE                          2,454.72           2454.72                0         N
HOBOKEN                         3,250.00              3250                0         N
LAWRENCE                        1,067.96           1067.96                0         N
DRAPER                          3,231.25           3231.25               12         Y
COLD SPRINGS                    1,208.75           1208.75               24         Y
METHUEN                           839.17            839.17                0         N
ORLANDO                           779.46            779.46               36         Y
CHULA VISTA                     2,187.19           2187.19               36         Y
CHICAGO                         1,484.95           1484.95               24         Y
WOODBURY                        1,001.00              1001               36         Y
AUBREY                          1,051.38           1051.38               36         Y
PHENIX CITY                       632.07            632.07                0         N
CHELSEA                         1,835.69           1835.69                0         N
CHICAGO                         1,083.93           1083.93                0         N
MIAMI                           1,780.48           1780.48               36         Y
HAMLIN                          1,930.54           1930.54                0         N
EL SOBRANTE                     2,115.52           2115.52               24         Y
ALBUQUERQUE                     1,586.58           1586.58                0         N
MASHPEE                         1,144.00              1144                0         N
EL PASO                           773.73            773.73               36         Y
STREAMWOOD                      1,260.89           1260.89                0         N
HAMMOND                         3,552.01           3552.01                0         N
WILLINGBORO                     1,043.41           1043.41                0         N
MONACA                            666.83            666.83               36         Y
NORRISTOWN                        579.33            579.33               24         Y
DES PLAINES                     5,198.89           5198.89                0         N
HOPKINS                           984.21            984.21               36         Y
LONGVIEW                          763.36            763.36               24         Y
CORNELIUS                       1,366.96           1366.96                0         N
GARDEN CITY                     2,664.17           2664.17                0         N
LYNWOOD                           773.98            773.98               24         Y
LAKE WORTH                      2,046.87           2046.87               24         Y
INDIO                           1,650.00              1650               24         Y
ALEXANDRIA                        386.10             386.1               24         Y
BROOKLYN                        1,872.94           1872.94                0         N
RIVERSIDE                       1,968.75           1968.75               36         Y
DENVER                            780.00               780               24         Y
MURRIETA                        2,185.88           2185.88               36         Y
IRWIN                           3,374.64           3374.64               24         Y
SAINT LOUIS                       476.73            476.73               36         Y
EVESHAM                           924.68            924.68                0         N
HAYWARD                         3,437.57           3437.57               24         Y
CINCINNATI                        886.85            886.85               36         Y
DAYTONA BEACH                     733.84            733.84               24         Y
PERRIS                          2,342.37           2342.37               24         Y
MOUNT PLEASANT                    906.25            906.25                0         N
SAINT LOUIS                     1,342.49           1342.49               36         Y
LEBANON                           700.60             700.6               36         Y
LAKEWOOD                        3,116.67           3116.67               24         Y
DENVER                            858.67            858.67               24         Y
LAS VEGAS                         703.13            703.13               36         Y
PLAINFIELD                      1,345.88           1345.88                0         N
MERCED                          1,514.06           1514.06               24         Y
NORTH LAS VEGAS                   946.95            946.95               24         Y
SAN JACINTO                     2,217.08           2217.08               36         Y
RICHARDSON                      1,064.48           1064.48                0         N
PEORIA                          1,452.85           1452.85               24         Y
MIAMI                           1,213.14           1213.14               24         Y
MARGATE                           369.76            369.76               24         Y
BELLPORT                        2,116.99           2116.99                0         N
TOLEDO                          1,115.44           1115.44               36         Y
CHARDON                         1,620.60            1620.6               24         Y
AUBURN                            907.46            907.46                0         N
WHEELING                        1,017.94           1017.94               12         Y
CITRUS HEIGHTS                  2,019.24           2019.24               24         Y
WEST PALM BEACH                   784.69            784.69               36         Y
CLARKSTON                         939.80             939.8               36         Y
COUNTRY CLUB HILLS                818.08            818.08                0         N
MANTECA                         3,170.94           3170.94               24         Y
MEXICO                            280.78            280.78                0         N
HUNTINGTON PARK                 1,533.33           1533.33               36         Y
PHOENIX                           781.75            781.75               36         Y
TOLEDO                            579.33            579.33               36         Y
NORTH OLMSTED                     779.83            779.83                0         N
WILLIAMSPORT                      529.43            529.43               36         Y
SEWICKLEY                         632.65            632.65               36         Y
FALMOUTH                        1,200.91           1200.91                0         N
FLUSHING                        3,743.00              3743                0         N
COLUMBIA                        1,070.19           1070.19               36         Y
PALM SPRINGS                      648.12            648.12               36         Y
CANOGA PARK AREA, LA            2,910.47           2910.47               24         Y
CLINTON TOWNSHIP                  788.25            788.25               36         Y
ALHAMBRA                        1,648.33           1648.33               24         Y
ATLANTA                           524.91            524.91                0         N
WASHINGTON TOWNSHIP             1,073.25           1073.25                0         N
CHICAGO                         1,065.51           1065.51                0         N
AURORA                          1,421.49           1421.49               24         Y
CHICAGO                         1,783.64           1783.64               24         Y
MURRIETA                        1,931.68           1931.68               24         Y
YPSILANTI                       1,666.46           1666.46               36         Y
SCHAUMBURG                        875.83            875.83               24         Y
ATOKA                           1,261.00              1261               36         Y
LANCASTER                       1,488.53           1488.53               36         Y
RANCHO CUCAMONGA                3,712.96           3712.96                0         N
CHICAGO                           915.64            915.64               24         Y
GILBERT                         1,253.50            1253.5               24         Y
DOLTON                            651.34            651.34                0         N
SUGAR LAND                        959.77            959.77               36         Y
SAINT LOUIS                       388.58            388.58               24         Y
GROVE CITY                        303.81            303.81               36         Y
MOUNT MORRIS                      861.23            861.23               36         Y
CHICAGO                         1,052.88           1052.88               24         Y
HUMBLE                            886.83            886.83                0         N
HOWELL                            814.92            814.92               36         Y
DAYTON                            349.28            349.28               36         Y
AURORA                          1,026.52           1026.52               36         Y
CHICAGO                           466.99            466.99                0         N
CENTEREACH                      3,632.13           3632.13                0         N
MILWAUKEE                         508.91            508.91               24         Y
UPLAND                          3,387.88           3387.88               36         Y
LANCASTER                       1,218.11           1218.11               24         Y
PALM DESERT                     2,414.90            2414.9               24         Y
RENO                              945.98            945.98               36         Y
GLADSTONE                         853.65            853.65               24         Y
MONTGOMERY                      2,993.86           2993.86                0         N
STATEN ISLAND                   3,081.54           3081.54                0         N
EUSTIS                          2,613.47           2613.47               36         Y
EVANSTON                          975.90             975.9               24         Y
DENVER                            673.33            673.33               24         Y
LAKE WORTH                      3,269.44           3269.44               36         Y
POMONA                          1,004.50            1004.5               24         Y
COLUMBUS                        4,350.42           4350.42               36         Y
CONCORD                         3,300.00              3300               24         Y
SARASOTA                        2,443.75           2443.75               12         Y
HOUSTON                           596.90             596.9               24         Y
WEST JEFFERSON                  1,145.61           1145.61               36         Y
MARION                            870.72            870.72               36         Y
COLCHESTER                      1,057.72           1057.72               24         Y
WEST HOLLYWOOD                  4,143.75           4143.75               24         Y
PORT SAINT LUCIE                1,528.11           1528.11               24         Y
DOWNEY                          2,708.33           2708.33               24         Y
CARSON                          1,810.83           1810.83               36         Y
TRAVERSE CITY                     658.31            658.31               24         Y
MC LEAN                         4,086.24           4086.24               24         Y
KYLE                              812.55            812.55                0         N
CHICAGO                           835.39            835.39                0         N
DOUGLASSVILLE                   1,345.91           1345.91               24         Y
PARMA                             919.55            919.55               36         Y
RANCHO CUCAMONGA                1,668.66           1668.66               36         Y
WARRENVILLE                     1,023.26           1023.26               24         Y
DENTON                            912.07            912.07               36         Y
COMPTON                         1,422.15           1422.15               36         Y
WILLIAMSTON                       852.43            852.43               36         Y
FORT WORTH                      1,009.38           1009.38                0         N
WESTMORELAND CITY                 743.18            743.18               36         Y
GARLAND                           808.11            808.11                0         N
WOODBRIDGE                      2,986.67           2986.67               36         Y
CALUMET CITY                      767.96            767.96                0         N
PLUMAS LAKE                     1,439.51           1439.51               24         Y
MARION                            288.22            288.22               36         Y
BRENTWOOD                       3,928.84           3928.84               36         Y
SALT LAKE CITY                    776.25            776.25               24         Y
SCOTTSDALE                      2,141.26           2141.26               12         Y
ATTICA T/O ALEXANDER              660.86            660.86                0         N
GAHANNA                           854.52            854.52               24         Y
VERNON HILLS                    1,086.71           1086.71               24         Y
ROUND ROCK                        632.07            632.07                0         N
HAMERSVILLE                       646.50             646.5               36         Y
MORRISTOWN                        623.70             623.7               36         Y
FORT WORTH                      1,157.95           1157.95                0         N
BAKERSFIELD                       778.50             778.5               24         Y
FRESNO                          1,520.73           1520.73               36         Y
JUSTIN                            578.87            578.87               36         Y
OREGON CITY                     1,346.35           1346.35               36         Y
SAN DIEGO                       1,199.91           1199.91               36         Y
GOSHEN                            756.59            756.59               24         Y
NORTH LAS VEGAS                   963.50             963.5               36         Y
CHICAGO                         1,604.17           1604.17                0         N
CARNATION                       2,445.61           2445.61               24         Y
LA QUINTA                       1,337.83           1337.83               24         Y
VALLEJO                         2,511.75           2511.75               12         Y
BAKERSFIELD                     1,896.20            1896.2               36         Y
LAKE WORTH                      1,263.22           1263.22               24         Y
STERLING HEIGHTS                1,998.78           1998.78               36         Y
PALMDALE                        1,442.53           1442.53               36         Y
DALLAS                            654.85            654.85                0         N
APPLE VALLEY                    2,094.50            2094.5               24         Y
MORENO VALLEY                   1,008.10            1008.1               24         Y
MC KINNEY                         574.64            574.64                0         N
RESEDA                          1,610.00              1610               24         Y
ARLINGTON                         781.77            781.77               36         Y
BRAINERD                          567.19            567.19               36         Y
OAKLAND                         3,499.50            3499.5               24         Y
NEWPORT                         1,650.87           1650.87               24         Y
NORTH RICHLAND HILLS              578.49            578.49                0         N
HAWTHORNE                       1,689.38           1689.38               24         Y
YAKIMA                          1,122.98           1122.98               36         Y
CHICAGO                         1,655.04           1655.04                0         N
HENDERSON                       4,415.94           4415.94               24         Y
HACIENDA HEIGHTS                4,692.19           4692.19               24         Y
DEERFIELD BEACH                 2,143.75           2143.75                0         N
BAY POINT                       1,605.83           1605.83               24         Y
WAITE PARK                        639.60             639.6               36         Y
CARROLLTON                        830.32            830.32                0         N
KENTWOOD                          496.00               496               24         Y
GAITHERSBURG                    1,576.63           1576.63               24         Y
LINCOLN PARK                      778.40             778.4               36         Y
OAK LAWN                        1,100.96           1100.96                0         N
FORT COLLINS                      877.33            877.33               24         Y
TEMECULA                        3,612.50            3612.5                0         N
HARWOOD HEIGHTS                 1,776.70            1776.7                0         N
SCOTTSDALE                      4,617.88           4617.88                0         N
NIXA                              998.78            998.78                0         N
CHANDLER                        3,150.00              3150               36         Y
OAKLAND                         1,906.67           1906.67               24         Y
PHOENIX                         1,372.50            1372.5               12         Y
FOREST GROVE                      858.94            858.94               24         Y
HILLIARD                          967.81            967.81               36         Y
ELGIN                             905.59            905.59               24         Y
LESLIE                          1,362.47           1362.47               36         Y
SAN ANTONIO                       797.58            797.58                0         N
WEST PALM BEACH                   812.00               812               24         Y
PHOENIX                         1,437.50            1437.5               24         Y
PARK FOREST                       713.70             713.7                0         N
SUPERIOR                          706.88            706.88               36         Y
LOS ANGELES                     1,490.42           1490.42               36         Y
GILBERT                           936.29            936.29                0         N
WEST BEND                         580.00               580               24         Y
STANSBURY PARK                    666.00               666               36         Y
LOMITA                          1,733.33           1733.33               24         Y
PORT COSTA                      1,768.48           1768.48               36         Y
LONG BEACH                      1,701.87           1701.87               24         Y
HUNTINGTON BEACH                1,437.50            1437.5               24         Y
CANOGA PARK                     3,249.46           3249.46               24         Y
SAN RAFAEL                      1,700.00              1700               24         Y
SUMMERVILLE                       498.18            498.18                0         N
CENTREVILLE                     3,362.60            3362.6               12         Y
COLUMBUS                        1,586.35           1586.35               24         Y
ANTIOCH                         2,835.00              2835               24         Y
KISSIMMEE                         589.37            589.37               24         Y
CHICAGO                         1,848.67           1848.67               24         Y
ENGLEWOOD                       1,146.63           1146.63               36         Y
MINNEAPOLIS                       681.03            681.03               24         Y
RUNNING SPRINGS                   796.25            796.25               24         Y
CINCINNATI                      1,218.42           1218.42               36         Y
RALEIGH                           648.37            648.37                0         N
MIAMI                           1,508.00              1508               24         Y
WILLITS                         1,534.25           1534.25               12         Y
SAN DIEGO                       1,837.50            1837.5               36         Y
LANCASTER                       1,235.79           1235.79               24         Y
COLORADO SPRINGS                  719.48            719.48               24         Y
OGDEN                             563.90             563.9               24         Y
RESEDA AREA, LOS ANGELES        1,595.00              1595               24         Y
HUNTINGTON BEACH                4,352.00              4352               24         Y
PLEASANT HILL                   2,319.61           2319.61               24         Y
CHERRY VALLEY                   1,297.08           1297.08               24         Y
GENEVA                          1,821.73           1821.73                0         N
CHICAGO                           709.46            709.46               24         Y
SEAFORD                         2,650.09           2650.09                0         N
MATTESON                        2,186.25           2186.25               36         Y
MIAMI BEACH                     5,729.17           5729.17               24         Y
SPRING                            763.54            763.54                0         N
BAKERSFIELD                     1,169.13           1169.13               24         Y
IRVINE                          2,979.17           2979.17               24         Y
MERCER ISLAND                   6,416.67           6416.67               24         Y
LAGUNA NIGUEL                   4,739.21           4739.21               36         Y
DAVENPORT                         701.60             701.6               24         Y
CHICAGO                           665.92            665.92               24         Y
CHULA VISTA                     2,195.10            2195.1               12         Y
PALM SPRINGS                    1,032.23           1032.23               24         Y
EAST PROVIDENCE                 1,650.81           1650.81               12         Y
YUCCA VALLEY                    1,862.39           1862.39               12         Y
BROWNSTOWN                        499.35            499.35               36         Y
AUSTIN                          1,228.88           1228.88               12         Y
SIDNEY                            560.15            560.15               36         Y
LEESBURG                        4,716.63           4716.63               36         Y
LACEY                             800.00               800               24         Y
SAN DIEGO                       2,250.00              2250               24         Y
BUENA PARK                      3,093.34           3093.34               24         Y
MARYSVILLE                      1,316.00              1316               24         Y
SEATTLE                         2,780.83           2780.83               24         Y
YOUNGTOWN                         297.92            297.92               24         Y
TRACY                           2,193.56           2193.56               24         Y
FAIR OAKS                       1,590.83           1590.83               12         Y
SAINT LOUIS                       728.59            728.59               24         Y
VERMILLION                        704.34            704.34               36         Y
WALDORF                         1,339.33           1339.33               24         Y
MINNEAPOLIS                       859.93            859.93               36         Y
CARSON                          2,854.17           2854.17               24         Y
FONTANA                         1,947.05           1947.05               24         Y
WHITE LAKE                      3,224.17           3224.17               36         Y
CHICO                           2,265.84           2265.84               36         Y
SPRINGFIELD                       623.33            623.33               36         Y
LAWNDALE                        1,999.46           1999.46               24         Y
MENIFEE                         1,382.50            1382.5               24         Y
DENVER                          3,536.51           3536.51               24         Y
CINCINNATI                        598.50             598.5                0         N
PASO ROBLES                     1,881.25           1881.25               36         Y
LAKE WORTH                        650.00               650               24         Y
ARLINGTON                         819.50             819.5               36         Y
SYRACUSE                          518.45            518.45                0         N
HOLLIS                          2,160.00              2160                0         N
PACIFICA                        2,549.17           2549.17               36         Y
ST. ALBANS                      1,705.00              1705                0         N
LOS ANGELES                     1,385.35           1385.35               36         Y
GLENDORA                        1,197.92           1197.92               36         Y
PORTLAND                          918.00               918               36         Y
AURORA                            970.00               970               24         Y
BAKERSFIELD                       979.59            979.59               24         Y
SACRAMENTO                      1,274.00              1274               24         Y
SACRAMENTO                      1,934.83           1934.83               24         Y
CHULA VISTA                     3,374.44           3374.44               24         Y
REDDING                         1,837.50            1837.5               12         Y
STUDIO CITY AREA, LOS ANGE      1,608.75           1608.75               12         Y
CINCINNATI                      2,425.76           2425.76               36         Y
PACIFICA                        3,055.00              3055               24         Y
SILVER SPRING                   1,764.17           1764.17               36         Y
GLENDALE HEIGHTS                1,829.15           1829.15                0         N
LOS ANGELES                     1,432.13           1432.13               24         Y
PORT HUENEME                    1,330.25           1330.25               24         Y
YUBA CITY                         975.25            975.25               24         Y
PALM SPRINGS                    1,375.00              1375               24         Y
SCHENECTADY                       666.67            666.67                0         N
NEW PRAGUE                        438.35            438.35               36         Y
CASTAIC                         2,682.92           2682.92               24         Y
BAKERSFIELD                     1,040.98           1040.98               24         Y
MATTAPAN                        1,390.11           1390.11                0         N
HAMMOND                           561.67            561.67               24         Y
LOWELL                          1,419.65           1419.65                0         N
CHICAGO                         1,966.91           1966.91               36         Y
SYLMAR AREA, LOS ANGELES        2,895.83           2895.83               24         Y
MISSOULA                          493.33            493.33               36         Y
MARYSVILLE                      1,303.13           1303.13               36         Y
RIO LINDA                         960.00               960               36         Y
FAIRPORT HARBOR                   276.04            276.04                0         N
HIALEAH                           947.96            947.96               36         Y
LAKE WORTH                      1,097.75           1097.75               24         Y
JAMAICA                         1,331.67           1331.67                0         N
CHICAGO                           975.54            975.54               24         Y
FORT LAUDERDALE                 3,797.25           3797.25               12         Y
ANTIOCH                         3,315.00              3315               24         Y
SAN ANTONIO                       787.23            787.23               36         Y
PALM SPRINGS                    1,917.08           1917.08               36         Y
COTTAGE GROVE                     656.33            656.33               24         Y
CARMICHAEL                      1,494.50            1494.5                0         N
RICHMOND                        1,687.50            1687.5               24         Y
HUNTINGTON BEACH                3,242.87           3242.87               24         Y
RALEIGH                           802.92            802.92                0         N
SAN FRANCISCO                   2,940.00              2940               24         Y
TIGARD                            958.33            958.33               24         Y
TUJUNGA                         1,819.70            1819.7               24         Y
CAPITOL HEIGHTS                   850.00               850               24         Y
PORTLAND                          715.00               715               36         Y
BRAWLEY                         1,263.45           1263.45               24         Y
SUNNYVALE                       2,483.25           2483.25               36         Y
BALLWIN                           999.44            999.44               24         Y
TEMECULA                        1,600.00              1600               24         Y
PASADENA                          619.82            619.82                0         N
INDEPENDENCE                      564.00               564               24         Y
LITTLE FALLS                    3,609.75           3609.75                0         N
SAN JOSE                        2,200.00              2200               24         Y
CORONA                          2,753.67           2753.67               36         Y
BAKERSFIELD                     1,605.34           1605.34               36         Y
FONTANA                         1,193.50            1193.5               36         Y
TEMECULA                        1,316.00              1316               24         Y
REDMOND                           880.21            880.21               36         Y
GALT                            2,652.00              2652               12         Y
FRESNO                          1,223.96           1223.96               24         Y
MORRISON                          985.20             985.2               24         Y
SANTA ROSA                      2,395.60            2395.6               24         Y
OCEANSIDE                       1,832.33           1832.33               24         Y
SANTEE                          2,519.64           2519.64               36         Y
NASHVILLE                         501.50             501.5               36         Y
PROCTORVILLE                      761.12            761.12               24         Y
SILVER SPRING                   1,860.00              1860               24         Y
LITTLETON                       1,424.91           1424.91               36         Y
HOMESTEAD                         894.17            894.17               24         Y
IRVING                          1,039.01           1039.01               24         Y
CHICAGO                         2,193.75           2193.75               24         Y
LONG BEACH                      2,025.00              2025               36         Y
AVONDALE                          960.00               960               24         Y
STATELINE                       2,687.50            2687.5                0         N
GILROY                          2,938.00              2938               24         Y
MARION                            701.08            701.08               24         Y
CHULA VISTA                     2,175.33           2175.33               24         Y
SEVERNA PARK                    3,435.83           3435.83               24         Y
FAIRFIELD                       1,601.25           1601.25               24         Y
MINNEAPOLIS                       807.81            807.81               36         Y
CALABASAS                       3,378.75           3378.75               12         Y
HAYWARD                         2,175.00              2175               24         Y
TRACY                           2,220.00              2220               24         Y
CATHEDRAL CITY                  1,828.63           1828.63               24         Y
RIVERSIDE                       1,510.64           1510.64               36         Y
SCOTTSDALE                      2,682.92           2682.92               12         Y
MONTGOMERY                        722.57            722.57               12         Y
BROOKEVILLE                     3,720.34           3720.34               36         Y
AFTON                           1,880.00              1880               36         Y
OCONOMOWOC                      2,220.83           2220.83               24         Y
CICERO                          1,453.69           1453.69               24         Y
TIGARD                          1,504.75           1504.75               12         Y
SANTEE                          2,085.75           2085.75               12         Y
CYPRESS                         2,275.42           2275.42               36         Y
NORWALK                         1,644.47           1644.47               24         Y
SALADO                            955.73            955.73                0         N
CICERO                          1,578.37           1578.37               12         Y
GREENWICH                       7,027.62           7027.62               12         Y
MINNEAPOLIS                     1,208.33           1208.33               36         Y
HOUSTON                           854.01            854.01               24         Y
VICTORVILLE                     1,249.29           1249.29               24         Y
LA PORTE                          583.00               583               36         Y
FAIRFIELD                       1,283.33           1283.33               24         Y
SHAKOPEE                          738.83            738.83               36         Y
LAKE STEVENS                    1,334.00              1334               24         Y
CHICAGO                         4,814.17           4814.17                0         N
MARIETTA                          722.50             722.5                0         N
PINELLAS PARK                     869.77            869.77               24         Y
ALEXANDRIA                      1,396.33           1396.33               24         Y
NASHVILLE                         465.09            465.09               24         Y
OAK VIEW                        2,529.58           2529.58               24         Y
SACRAMENTO                      1,325.00              1325                0         N
INDIANAPOLIS                      438.18            438.18               24         Y
TUKWILA                         1,327.08           1327.08               24         Y
FREDERICKSBURG                  2,741.65           2741.65               24         Y
ORLANDO                           994.50             994.5               24         Y
NORTH LAS VEGAS                 1,139.50            1139.5               12         Y
SAN JOSE                        2,484.00              2484               24         Y
PALM HARBOR                       822.79            822.79               24         Y
ST. PETERSBURG                  3,240.00              3240               24         Y
MURRIETA                        1,420.00              1420               36         Y
PITTSBURG                       1,399.77           1399.77               24         Y
EL CAJON                        2,103.75           2103.75                0         N
BAKERSFIELD                       665.24            665.24               36         Y
CHANDLER                          808.84            808.84               36         Y
WESTON                          2,416.67           2416.67               24         Y
BOLINGBROOK                       912.26            912.26               12         Y
SALEM                           1,750.00              1750                0         N
NEW PORT RICHEY                   758.33            758.33               36         Y
SAN MARCOS                      2,059.66           2059.66               24         Y
DENVER                            977.50             977.5               24         Y
ELK GROVE                       1,831.89           1831.89                0         N
ACWORTH                           760.00               760                0         N
SPOKANE VALLEY                  1,037.77           1037.77               36         Y
SAN JOSE                        1,706.83           1706.83               36         Y
NEW KENSINGTON                  1,274.22           1274.22               24         Y
MIAMI                           1,843.59           1843.59               24         Y
CINCINNATI                        802.35            802.35               36         Y
EUGENE                            607.50             607.5               36         Y
FORT WAYNE                        455.01            455.01               24         Y
LAKE FOREST                     3,871.00              3871               24         Y
RICHMOND                        2,530.00              2530               24         Y
BAKERSFIELD                       994.23            994.23               24         Y
THOUSAND OAKS                   2,504.30            2504.3               36         Y
BECKER                          1,986.41           1986.41               36         Y
RIVERDALE                       1,285.25           1285.25               36         Y
ZIONSVILLE                      4,428.94           4428.94               24         Y
EAST PALATKA                      649.46            649.46               36         Y
MIAMI                           2,395.83           2395.83               24         Y
SAN CLEMENTE                    3,206.25           3206.25               24         Y
LANCASTER                       1,491.17           1491.17               24         Y
CERRITOS                        2,799.53           2799.53               24         Y
GIBSONTON                         975.05            975.05               24         Y
PORTLAND                          595.83            595.83               24         Y
LAKE FOREST                     1,729.00              1729               24         Y
SAN BERNARDINO                  1,059.82           1059.82               24         Y
TRINITY                         1,383.75           1383.75               36         Y
LANDSDOWNE                      2,924.28           2924.28               36         Y
MORGAN HILL                     1,928.33           1928.33               24         Y
SAN DIEGO                       1,579.74           1579.74               24         Y
LAWRENCEVILLE                   2,439.23           2439.23                0         N
BALDWIN PARK                    1,545.42           1545.42               24         Y
BENICIA                         1,766.11           1766.11               36         Y
LADERA RANCH                    3,286.50            3286.5               24         Y
BROOKLYN                        2,181.00              2181                0         N
MIAMI                             728.00               728               36         Y
LAS VEGAS                         676.58            676.58               24         Y
HOUSTON                         1,356.33           1356.33               24         Y
BOILING SPRING LAKES              759.50             759.5                0         N
NORTH LAS VEGAS                 1,785.33           1785.33               24         Y
MANASSAS                        2,598.75           2598.75               24         Y
VICTORVILLE                     1,326.66           1326.66               24         Y
ALEXANDRIA                      1,531.25           1531.25               24         Y
SALT LAKE CITY                    833.33            833.33               36         Y
VICTORVILLE                     1,475.50            1475.5               24         Y
COON RAPIDS                       945.83            945.83               36         Y
CHARLOTTE                       1,488.94           1488.94                0         N
ORTING                          1,270.54           1270.54               24         Y
ROCK HILL                         510.40             510.4                0         N
ELGIN                           1,170.00              1170                0         N
NILES                           2,495.48           2495.48               12         Y
SAN JOSE                        1,684.17           1684.17               24         Y
LAKESIDE                        1,399.77           1399.77               24         Y
WESTLAND                        1,773.11           1773.11               36         Y
CUMMING                           757.90             757.9                0         N
LAWRENCEVILLE                     595.83            595.83                0         N
VALPARAISO                        891.00               891               24         Y
CERES                           1,391.67           1391.67               24         Y
PHOENIX                         1,566.67           1566.67               24         Y
LAWRENCEVILLE                     770.00               770                0         N
FINDLAY                           810.00               810               36         Y
RIVERSIDE                       1,787.50            1787.5               24         Y
RAMONA                          2,026.87           2026.87                0         N
GUADALUPE                       1,399.77           1399.77               36         Y
MCDONOUGH                       1,559.57           1559.57                0         N
COVINGTON                       1,839.62           1839.62                0         N
CLINTON                         3,036.00              3036               36         Y
MESA                              896.92            896.92               24         Y
STATESVILLE                       703.37            703.37                0         N
COMPTON                         1,250.00              1250               24         Y
WOODBRIDGE                      1,187.50            1187.5               24         Y
STREAMWOOD                      1,037.92           1037.92               12         Y
ROBBINSDALE                       862.50             862.5               36         Y
CORONA                          2,368.75           2368.75               24         Y
EL CAJON                        2,162.00              2162               24         Y
CHINO HILLS                     1,466.25           1466.25               24         Y
PARAMOUNT                         992.33            992.33               24         Y
WALDORF                           892.50             892.5               24         Y
CHATTANOOGA                       635.42            635.42               24         Y
PEABODY                         2,100.00              2100                0         N
BROOKLYN                        2,116.24           2116.24                0         N
NAMPA                             485.15            485.15               24         Y
SOUTH GATE                      1,463.00              1463               36         Y
BRONX                           2,044.03           2044.03               36         Y
LEBANON                           883.33            883.33               36         Y
ALISO VIEJO                     2,362.92           2362.92                0         N
CLAYTON                         3,051.08           3051.08               24         Y
NEWPORT NEWS                      554.46            554.46               36         Y
SPRINGFIELD                       851.35            851.35                0         N
LOS ANGELES                     1,386.15           1386.15               24         Y
INDIANAPOLIS                      287.41            287.41               24         Y
VISALIA                           258.01            258.01               24         Y
ORANGEVALE                        263.27            263.27               24         Y
CENTRAL FALLS                     539.62            539.62               24         Y
MALDEN                            799.67            799.67                0         N
ALBUQUERQUE                       177.16            177.16                0         N
BEAVERTON                         492.28            492.28               24         Y
FORT WAYNE                        203.41            203.41               24         Y
WEST PALM BEACH                   203.41            203.41               24         Y
LA MIRADA                         610.22            610.22               24         Y
CASSELBERRY                       295.24            295.24               24         Y
DAYTON                            519.01            519.01               24         Y
CASSELBERRY                       231.88            231.88               24         Y
TRUCKEE                         1,276.42           1276.42               12         Y
SOUTH LAKE TAHOE                  367.85            367.85               24         Y
PHOENIX                           246.27            246.27                0         N
CHANDLER                          667.34            667.34               24         Y
BAKERSFIELD                       724.04            724.04               24         Y
DENVER                            364.71            364.71               24         Y
RICHMOND                        1,130.00              1130               24         Y
BLOOMFIELD HILLS                1,619.13           1619.13                0         N
ESCONDIDO                         978.63            978.63               24         Y
GREENACRES                        325.63            325.63               24         Y
BLUE ISLAND                       500.19            500.19                0         N
MAYER                             304.22            304.22               12         Y
MORENO VALLEY                     868.35            868.35               24         Y
PORT CHARLOTTE                    495.84            495.84               24         Y
PORTERVILLE                       390.92            390.92               24         Y
CEDAR VALLEY                      205.37            205.37               12         Y
INGLEWOOD                       1,137.54           1137.54               24         Y
FYFFE                             178.89            178.89               24         Y
RICHMOND                        1,005.00              1005               24         Y
MESA                              399.24            399.24               24         Y
LAS VEGAS                         374.27            374.27               24         Y
HOLLISTER                         942.47            942.47               24         Y
COMPTON                           827.47            827.47               24         Y
MIDDLEBORO                        509.99            509.99                0         N
ORLANDO                           283.42            283.42               24         Y
OCALA                             976.89            976.89               24         Y
MAPLE VALLEY                      307.89            307.89               24         Y
PHOENIX                           311.63            311.63               24         Y
LAKE OSWEGO                       519.36            519.36               36         Y
HAZEL CREST                       230.40             230.4               24         Y
APACHE JUNCTION                   236.60             236.6               24         Y
INDIANAPOLIS                      127.30             127.3               24         Y
SACRAMENTO                        465.78            465.78               24         Y
PARKER                            455.88            455.88               24         Y
GODFREY                           192.36            192.36               24         Y
DELTA                             354.73            354.73               24         Y
SEYMOUR                           227.82            227.82               24         Y
ELIZABETHTOWN                     366.22            366.22               24         Y
MURRIETA                          794.54            794.54               24         Y
MOORE                             175.04            175.04               24         Y
KENT                              633.18            633.18               24         Y
ONTARIO                           340.81            340.81               24         Y
ALPHARETTA                        584.54            584.54                0         N
INDIANAPOLIS                      205.57            205.57               24         Y
PARADISE VALLEY                   886.82            886.82               12         Y
DENVER                            436.17            436.17                0         N
LAKEWOOD                          790.48            790.48               24         Y
FORT WAYNE                        168.79            168.79               24         Y
HIGHLANDS RANCH                   429.22            429.22               24         Y
PLEASANT GROVE                    604.77            604.77               24         Y
LINN                              186.59            186.59               24         Y
CORONA                            935.55            935.55               24         Y
SALINAS                         1,494.74           1494.74               12         Y
MORENO VALLEY                     748.48            748.48               24         Y
TUCSON                            201.97            201.97               24         Y
DORCHESTER                        803.24            803.24                0         N
TUCSON                            246.54            246.54               24         Y
BEND                              303.67            303.67               24         Y
PAYSON                          1,295.79           1295.79               36         Y
HENDERSON                         482.25            482.25               24         Y
MURRAY                            452.70             452.7               24         Y
LAVEEN                            355.64            355.64               24         Y
DUDLEY                            304.22            304.22                0         N
BONNER SPRINGS                    238.52            238.52               24         Y
LAWRENCEVILLE                     255.96            255.96                0         N
LEBANON JUNCTION                  158.91            158.91               24         Y
SHERWOOD                          536.67            536.67               36         Y
PERRIS                            413.40             413.4               24         Y
ORLANDO                           348.72            348.72               24         Y
FIRCREST                          539.33            539.33                0         N
KISSIMMEE                         389.71            389.71               24         Y
MUSKEGON                          159.29            159.29               24         Y
VANCOUVER                         273.00               273               24         Y
CENTRAL FALLS                     584.89            584.89               24         Y
PITTSBURGH                        147.02            147.02               24         Y
NORTH PORT                        276.33            276.33               24         Y
GILBERT                           492.43            492.43               24         Y
TUCSON                            229.97            229.97               24         Y
GLENDALE                          467.21            467.21               24         Y
PROVIDENCE                        474.10             474.1               24         Y
SPARKS                            448.91            448.91               24         Y
CHICAGO                           572.94            572.94               24         Y
CHICAGO HEIGHTS                   170.27            170.27               24         Y
HILLSBORO                         563.93            563.93               24         Y
BOSTON                            947.74            947.74                0         N
GREENWOOD                         214.03            214.03               24         Y
MORENO VALLEY                     369.75            369.75               24         Y
SALT LAKE CITY                    211.98            211.98                0         N
LOS ANGELES                     1,267.57           1267.57               24         Y
FRESNO                            567.09            567.09               12         Y
PITTSBURG                         580.29            580.29               24         Y
LAS VEGAS                         756.68            756.68               24         Y
QUEEN CREEK                       564.02            564.02               24         Y
LAS VEGAS                         493.63            493.63               24         Y
PAPILLION                         403.95            403.95               36         Y
SAN FRANCISCO                   1,075.60            1075.6               24         Y
TRACY                             453.87            453.87               24         Y
LOS ANGELES                       841.56            841.56               24         Y
MAPLE VALLEY                      572.71            572.71               24         Y
BRIGHTON                          319.26            319.26               24         Y
FARMINGTON HILLS                1,497.15           1497.15               24         Y
PRINEVILLE                        271.37            271.37               24         Y
PILGER                            133.01            133.01               24         Y
ALBUQUERQUE                       212.54            212.54                0         N
THORNTON                          340.91            340.91               24         Y
APPLE VALLEY                      515.80             515.8               24         Y
THORNTON                          341.97            341.97               24         Y
WHITE HALL                        257.18            257.18               24         Y
VIRGINIA BEACH                    574.68            574.68               24         Y
OAKLAND                           702.00               702               24         Y
PHOENIX                           298.78            298.78               24         Y
GRESHAM                           475.34            475.34               24         Y
RIALTO                            544.05            544.05               24         Y
SAINT LOUIS                       198.91            198.91               24         Y
LAS VEGAS                         515.68            515.68               24         Y
FORT WORTH                        139.52            139.52               24         Y
EAST CANTON                       224.14            224.14               24         Y
EVERGREEN PARK                    317.13            317.13               24         Y
CHUBBUCK                          177.51            177.51               24         Y
BOISE                             239.44            239.44               36         Y
LOS ANGELES                       798.88            798.88               24         Y
IONE                              662.35            662.35               24         Y
HILLSBORO                         345.86            345.86               24         Y
PAYETTE                           234.96            234.96               24         Y
CLEARFIELD                        290.83            290.83               24         Y
SPRINGFIELD                       310.30             310.3                0         N
SUGAR HILL                        367.41            367.41                0         N
NEWMAN                            605.51            605.51               24         Y
CHESTER                           307.58            307.58               24         Y
BURIEN                            860.22            860.22               24         Y
PORTLAND                          361.88            361.88               24         Y
RANDOLPH                          585.30             585.3                0         N
JACKSONVILLE                      460.96            460.96               24         Y
COLUMBUS                          120.22            120.22               24         Y
RICHMOND                          157.73            157.73               24         Y
LOUISVILLE                        187.55            187.55               36         Y
FORDLAND                          169.27            169.27               24         Y
ORLANDO                           512.28            512.28                0         N
SAINT LOUIS                       206.78            206.78               24         Y
LAS VEGAS                         577.65            577.65               24         Y
STONE MOUNTAIN                    821.77            821.77                0         N
COLLINSVILLE                      565.91            565.91               12         Y
PARAGOULD                         115.29            115.29               24         Y
CRYSTAL                           450.17            450.17               24         Y
CEDAR VALLEY                      230.91            230.91               24         Y
PALM COAST                        581.47            581.47                0         N
O FALLON                          476.79            476.79               24         Y
ALBUQUERQUE                       447.85            447.85                0         N
NAMPA                             327.67            327.67               24         Y
LANSING                           297.09            297.09               24         Y
LAS VEGAS                         329.52            329.52               24         Y
BOISE                             209.30             209.3               24         Y
HENDERSON                         405.88            405.88               24         Y
BALTIMORE                         146.06            146.06               36         Y
ANTIOCH                           719.18            719.18               24         Y
DELHI                             539.65            539.65               24         Y
CLACKAMAS                         477.11            477.11               24         Y
TRACY                           1,339.12           1339.12                0         N
PRINEVILLE                        322.78            322.78               24         Y
TRACY                             868.55            868.55               24         Y
BUFORD                            258.95            258.95                0         N
HAYWARD                         1,048.00              1048               24         Y
ORANGE CITY                       243.88            243.88               24         Y
COLUMBUS                          179.87            179.87               24         Y
NORTH PORT                        406.65            406.65               12         Y
WINDERMERE                      1,783.25           1783.25                0         N
VISTA                             653.66            653.66               24         Y
DAVENPORT                         231.47            231.47               24         Y
PORTLAND                          361.47            361.47               24         Y
BANKS                             443.41            443.41               24         Y
SYLVANIA                          189.15            189.15               12         Y
COVINGTON                         127.40             127.4               24         Y
PHILADELPHIA                      217.38            217.38               24         Y
COLORA                            309.18            309.18               24         Y
BATTLE CREEK                      357.39            357.39               24         Y
PORTERVILLE                       373.31            373.31               24         Y
REVERE                          1,108.92           1108.92                0         N
VICTORVILLE                       509.04            509.04               24         Y
FONTANA                           490.73            490.73               24         Y
QUEEN CREEK                       312.07            312.07               24         Y
MOLINE                            335.33            335.33               24         Y
VALRICO                           319.26            319.26               24         Y
ROXBURY                         1,072.96           1072.96                0         N
WASHINGTON                        404.34            404.34               12         Y
HAVERHILL                         615.68            615.68                0         N
HAWTHORNE                       1,215.69           1215.69               24         Y
SANDY                             407.69            407.69               24         Y
CASTLEWOOD                        169.27            169.27               24         Y
WEST VALLEY CITY                  309.81            309.81               24         Y
QUEEN CREEK                       484.23            484.23               12         Y
PAYSON                            124.95            124.95               24         Y
INDEPENDENCE                      143.21            143.21               24         Y
PASADENA                          974.53            974.53               24         Y
SALINAS                         1,138.99           1138.99               24         Y
COLORADO SPRINGS                  432.77            432.77               24         Y
ALBUQUERQUE                       307.08            307.08                0         N
LOS ANGELES                       736.55            736.55               24         Y
POWDER SPRINGS                    412.68            412.68                0         N
DULUTH                          1,381.35           1381.35                0         N
SAN DIEGO                         482.46            482.46               24         Y
CHULA VISTA                     1,087.99           1087.99               12         Y
PLANT CITY                        416.81            416.81               12         Y
DALLAS                            259.34            259.34                0         N
LAS VEGAS                         354.73            354.73               24         Y
PATTERSON                         754.65            754.65               24         Y
SALEM                             245.50             245.5               24         Y
DALLAS                            675.82            675.82               24         Y
PLANT CITY                        613.05            613.05               24         Y
KENDALLVILLE                      133.91            133.91               36         Y
DANVILLE                        1,202.17           1202.17               24         Y
PASCO                             280.00               280               24         Y
LYNCHBURG                         146.19            146.19               24         Y
VANCOUVER                         349.41            349.41               24         Y
AVON                              306.84            306.84               24         Y
PARAMOUNT                       1,016.51           1016.51               24         Y
BLACKFOOT                         189.60             189.6               24         Y
LOVELAND                          356.50             356.5               24         Y
SALT LAKE CITY                    247.86            247.86               24         Y
MEBANE                            877.47            877.47               12         Y
MAGNA                             226.28            226.28                0         N
FRAMINGHAM                        865.02            865.02                0         N
ORLANDO                           194.45            194.45               24         Y
DELTONA                           299.75            299.75               24         Y
TIGARD                            390.20             390.2               24         Y
SAN LORENZO                       947.70             947.7               24         Y
TROY                              246.98            246.98               24         Y
SCIO                              423.47            423.47               24         Y
MC COOK                           134.03            134.03               24         Y
DORAL                             718.33            718.33               24         Y
ALBUQUERQUE                       226.10             226.1                0         N
STOCKTON                          752.03            752.03               24         Y
DUVALL                            556.87            556.87                0         N
NAMPA                             213.27            213.27               24         Y
MURRAYVILLE                       347.35            347.35               24         Y
RANCHO SANTA MARGARITA            443.34            443.34               24         Y
JACKSONVILLE                      323.63            323.63               24         Y
ANTHEM                            476.62            476.62               24         Y
PARAMOUNT                         560.47            560.47               24         Y
PORTLAND                          657.96            657.96                0         N
BRENTWOOD                         681.73            681.73               24         Y
FAIRVIEW                          553.38            553.38               24         Y
HOOPER                            368.92            368.92               24         Y
HERCULES                        1,077.78           1077.78               24         Y
PUYALLUP                          344.97            344.97               24         Y
MANTECA                           831.75            831.75               24         Y
DALLAS                            342.39            342.39                0         N
LANCASTER                         630.06            630.06               24         Y
ANDERSON                          571.71            571.71               12         Y
PHOENIX                           299.01            299.01               24         Y
BROCKTON                          937.40             937.4                0         N
SCOTTSDALE                        403.92            403.92               24         Y
SARATOGA SPRINGS                  284.77            284.77               24         Y
ORLANDO                           390.59            390.59               24         Y
YACOLT                            267.82            267.82               24         Y
VANCOUVER                         434.60             434.6               24         Y
MANCHESTER                        461.58            461.58               24         Y
VANCOUVER                         252.74            252.74               24         Y
SPRING HILL                       318.89            318.89               24         Y
BRADENTON                         649.74            649.74               24         Y
NORTH LAS VEGAS                   324.38            324.38               24         Y
BUCKEYE                           366.19            366.19               24         Y
MESA                              484.21            484.21               24         Y
VALLEY CENTER                   1,114.42           1114.42               24         Y
LAKE WORTH                        480.57            480.57               24         Y
ANDERSON                          299.41            299.41               24         Y
SANTA MARIA                       728.32            728.32               24         Y
CALLAHAN                          208.29            208.29               24         Y
NORTH PORT                        381.12            381.12               24         Y
EXETER                            325.45            325.45               24         Y
AMERICAN CANYON                 1,239.03           1239.03               24         Y
SAINT LOUIS                       362.16            362.16               24         Y
ALHAMBRA                          956.47            956.47               24         Y
PORTLAND                          319.26            319.26               24         Y
TUCSON                            267.30             267.3               24         Y
RENO                              354.92            354.92               24         Y
CASSELBERRY                       398.79            398.79               24         Y
GLENDALE                          411.05            411.05               24         Y
CONCORD                           461.15            461.15                0         N
MESA                              341.73            341.73               24         Y
AUBURN                            391.00               391               12         Y
SCOTTSDALE                        429.65            429.65               12         Y
ALBUQUERQUE                       284.30             284.3                0         N
LAS VEGAS                         415.87            415.87               24         Y
GLENDALE                          367.87            367.87               24         Y
KIMMELL                           279.00               279               24         Y
NAMPA                             292.75            292.75               24         Y
HAYWARD                           791.32            791.32               24         Y
TRENTON                           263.09            263.09               24         Y
VIRGINIA BEACH                    279.77            279.77               24         Y
LAYTON                            287.33            287.33               24         Y
PHOENIX                           381.33            381.33               24         Y
ARCADIA                           215.56            215.56               24         Y
WOODS CROSS                       404.23            404.23               24         Y
CALDWELL                          255.23            255.23               24         Y
HARRIMAN                          245.25            245.25               24         Y
MEMPHIS                           198.89            198.89               24         Y
TALLAHASSEE                       287.15            287.15               24         Y
BEAVERTON                         620.78            620.78               24         Y
MORENO VALLEY                     807.30             807.3               24         Y
CRANSTON                          431.40             431.4               24         Y
SALEM                             798.14            798.14               24         Y
SOLEDAD                           456.30             456.3               24         Y
NORRISTOWN                        290.88            290.88               24         Y
VANCOUVER                         357.65            357.65               24         Y
PLEASANTON                        997.83            997.83               24         Y
CHATTANOOGA                       260.50             260.5               24         Y
FLINT                             233.34            233.34               24         Y
ANTIOCH                           977.07            977.07               24         Y
VALLEJO                           675.32            675.32               24         Y
BROOKLYN                          168.32            168.32               24         Y
ATLANTA                           688.11            688.11                0         N
WATERFORD                         487.75            487.75               24         Y
HANOVER PARK                      406.16            406.16               24         Y
COMPTON                           614.25            614.25               24         Y
AUBURN                            445.63            445.63               24         Y
BAY POINT                         735.27            735.27               24         Y
FALL CITY                         899.88            899.88               24         Y
PORT HURON                        248.13            248.13               24         Y
CAMBRIDGE                         361.82            361.82               24         Y
ESPARTO                           719.55            719.55               24         Y
LAS VEGAS                         237.61            237.61                0         N
WORCESTER                         522.35            522.35                0         N
ERIE                              168.31            168.31               24         Y
HOLT                              345.68            345.68               24         Y
WINTHROP                          869.09            869.09                0         N
CITRUS HEIGHTS                    812.33            812.33               24         Y
ARVADA                            345.89            345.89               24         Y
COLUMBUS                          191.55            191.55               24         Y
PALM COAST                        959.74            959.74               24         Y
DETROIT                           164.88            164.88               24         Y
SYRACUSE                          299.93            299.93               24         Y
DENVER                            476.20             476.2               24         Y

                                                              PMI
City                        Prepay Penalty Type  Fico Score Insurer PMI Coverage
------------------------------------------------------------------------------
Jennings                    None                   569       No MI       0
Signal Mountain             6 Mo Int (UPB-20%OPB)  533       No MI       0
Fremont                     6 Mo Int (UPB-20%OPB)  661       No MI       0
Jamaica                     None                   522       No MI       0
Elkhart                     6 Mo Int (UPB-20%OPB)  590       No MI       0
Pueblo                      6 Mo Int (UPB-20%OPB)  609       No MI       0
Trenton                     None                   529       No MI       0
Hockessin                   6 Mo Int (UPB-20%OPB)  613       No MI       0
Plymouth                    1% UPB                 633       No MI       0
Bel Nor                     2% UPB                 566       No MI       0
Akron                       1% UPB                 560       No MI       0
Hudson                      1% UPB                 648       No MI       0
Chicago                     None                   573       No MI       0
Hatton                      6 Mo Int (UPB-20%OPB)  605       No MI       0
Boise                       6 Mo Int (UPB-20%OPB)  597       No MI       0
Hartland                    1% UPB                 596       No MI       0
Augusta                     None                   618       No MI       0
Lewisville                  6 Mo Int (UPB-20%OPB)  584       No MI       0
Cragin                      6 Mo Int (UPB-20%OPB)  589       No MI       0
Oak Park                    6 Mo Int (UPB-20%OPB)  565       No MI       0
Sugar Land                  None                   533       No MI       0
Newark                      None                   557       No MI       0
Simi Valley                 6 Mo Int (UPB-20%OPB)  545       No MI       0
Upland                      6 Mo Int (UPB-20%OPB)  630       No MI       0
Sarasota                    6 Mo Int (UPB-20%OPB)  625       No MI       0
Queensbury                  None                   649       No MI       0
Middletown                  1% UPB                 615       No MI       0
Wellston                    1% UPB                 579       No MI       0
Highland                    None                   551       No MI       0
Saint Louis                 None                   610       No MI       0
Jeffersonville              6 Mo Int (UPB-20%OPB)  586       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  637       No MI       0
Gumbo                       2% UPB                 621       No MI       0
Miramar                     6 Mo Int (UPB-20%OPB)  549       No MI       0
New Brunswick               None                   554       No MI       0
East Brunswick              None                   592       No MI       0
Marne                       1% UPB                 558       No MI       0
Blythe                      6 Mo Int (UPB-20%OPB)  638       No MI       0
Chesterfield                1% UPB                 642       No MI       0
Southfield                  1% UPB                 629       No MI       0
Roscommon                   None                   594       No MI       0
Pasadena                    6 Mo Int (UPB-20%OPB)  575       No MI       0
Portland                    6 Mo Int (UPB-20%OPB)  567       No MI       0
Valley Stream               None                   706       No MI       0
Middleboro                  None                   603       No MI       0
Bowdoinham                  None                   651       No MI       0
Mogadore                    1% UPB                 507       No MI       0
Charlotte                   1% UPB                 594       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  629       No MI       0
Meriden                     6 Mo Int (UPB-20%OPB)  520       No MI       0
Jackson                     6 Mo Int (UPB-20%OPB)  662       No MI       0
Huffman                     6 Mo Int (UPB-20%OPB)  605       No MI       0
Downey                      None                   643       No MI       0
Chula Vista                 6 Mo Int (UPB-20%OPB)  659       No MI       0
Calexico                    6 Mo Int (UPB-20%OPB)  584       No MI       0
Lake Montezuma              6 Mo Int (UPB-20%OPB)  614       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  609       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  584       No MI       0
Margate                     6 Mo Int (UPB-20%OPB)  530       No MI       0
Columbia                    6 Mo Int (UPB-20%OPB)  560       No MI       0
Cloverly                    None                   634       No MI       0
Lakeland                    6 Mo Int (UPB-20%OPB)  603       No MI       0
Kihei                       6 Mo Int (UPB-20%OPB)  617       No MI       0
Anchorage                   None                   616       No MI       0
Wagner                      6 Mo Int (UPB-20%OPB)  639       No MI       0
Rincon                      6 Mo Int (UPB-20%OPB)  650       No MI       0
Davie                       6 Mo Int (UPB-20%OPB)  579       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  566       No MI       0
Apopka                      6 Mo Int (UPB-20%OPB)  589       No MI       0
Merced                      6 Mo Int (UPB-20%OPB)  507       No MI       0
Monona                      None                   551       No MI       0
Huntley                     6 Mo Int (UPB-20%OPB)  591       No MI       0
Perris                      6 Mo Int (UPB-20%OPB)  590       No MI       0
Universal                   6 Mo Int (UPB-20%OPB)  606       No MI       0
Cleveland                   1% UPB                 540       No MI       0
Arlington                   None                   576       No MI       0
Ldhl                        6 Mo Int (UPB-20%OPB)  558       No MI       0
Gate                        6 Mo Int (UPB-20%OPB)  645       No MI       0
Southaven                   5% / 4%                669       No MI       0
Kismet                      None                   563       No MI       0
Norwalk                     None                   650       No MI       0
Perth Amboy                 None                   566       No MI       0
Carrollton                  2% UPB                 550       No MI       0
East End                    6 Mo Int (UPB-20%OPB)  551       No MI       0
Audubon                     6 Mo Int (UPB-20%OPB)  567       No MI       0
West Jordan                 6 Mo Int (UPB-20%OPB)  636       No MI       0
Antioch                     6 Mo Int (UPB-20%OPB)  593       No MI       0
Dixmoor                     None                   567       No MI       0
Rodeo                       6 Mo Int (UPB-20%OPB)  641       No MI       0
Cherrytown                  None                   518       No MI       0
Naranja                     6 Mo Int (UPB-20%OPB)  632       No MI       0
Tacoma                      6 Mo Int (UPB-20%OPB)  655       No MI       0
Lawrence                    6 Mo Int (UPB-20%OPB)  549       No MI       0
Foxridge                    None                   571       No MI       0
Detroit                     1% UPB                 598       No MI       0
Ypsilanti                   1% UPB                 615       No MI       0
Detroit                     1% UPB                 535       No MI       0
Grand Blanc                 1% UPB                 527       No MI       0
Brandon                     5% / 4% / 3%           597       No MI       0
Shreveport                  5% / 4% / 3%           610       No MI       0
Arvada                      6 Mo Int (UPB-20%OPB)  626       No MI       0
Leominster                  None                   652       No MI       0
Columbus                    None                   540       No MI       0
Visalia                     6 Mo Int (UPB-20%OPB)  582       No MI       0
Elk Grove                   6 Mo Int (UPB-20%OPB)  533       No MI       0
Ceres                       6 Mo Int (UPB-20%OPB)  630       No MI       0
Jupiter                     6 Mo Int (UPB-20%OPB)  592       No MI       0
Sherrills Ford              None                   581       No MI       0
Merrifield                  None                   614       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  593       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  530       No MI       0
Davie                       6 Mo Int (UPB-20%OPB)  521       No MI       0
Topeka                      None                   575       No MI       0
Merced                      6 Mo Int (UPB-20%OPB)  652       No MI       0
Chula Vista                 6 Mo Int (UPB-20%OPB)  610       No MI       0
Highland                    6 Mo Int (UPB-20%OPB)  637       No MI       0
Kahuku                      6 Mo Int (UPB-20%OPB)  608       No MI       0
Los Angeles                 6 Mo Int (UPB-20%OPB)  688       No MI       0
North Las Vegas             6 Mo Int (UPB-20%OPB)  516       No MI       0
Largo                       6 Mo Int (UPB-20%OPB)  610       No MI       0
Vancouver                   6 Mo Int (UPB-20%OPB)  522       No MI       0
Covell                      None                   626       No MI       0
Omaha                       6 Mo Int (UPB-20%OPB)  576       No MI       0
Palm Coast                  6 Mo Int (UPB-20%OPB)  560       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  668       No MI       0
Belle Vernon                6 Mo Int (UPB-20%OPB)  521       No MI       0
Lakeland                    6 Mo Int (UPB-20%OPB)  663       No MI       0
Elk Grove                   6 Mo Int (UPB-20%OPB)  654       No MI       0
Visalia                     6 Mo Int (UPB-20%OPB)  511       No MI       0
Joliet                      None                   574       No MI       0
Coatesville                 6 Mo Int (UPB-20%OPB)  635       No MI       0
Mira Loma                   6 Mo Int (UPB-20%OPB)  589       No MI       0
Taylors                     None                   537       No MI       0
Staunton                    2% UPB                 612       No MI       0
Alloway                     None                   617       No MI       0
Woodbury                    None                   666       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  592       No MI       0
Loudville                   3 Mo Int               580       No MI       0
Wells                       None                   585       No MI       0
Holly                       1% UPB                 584       No MI       0
Calif City                  6 Mo Int (UPB-20%OPB)  585       No MI       0
Flat Rock                   1% UPB                 541       No MI       0
Corpus Christi              6 Mo Int (UPB-20%OPB)  613       No MI       0
Mendoza                     None                   503       No MI       0
San Antonio                 6 Mo Int (UPB-20%OPB)  620       No MI       0
Midland                     6 Mo Int (UPB-20%OPB)  668       No MI       0
North Las Vegas             6 Mo Int (UPB-20%OPB)  581       No MI       0
Long Beach                  6 Mo Int (UPB-20%OPB)  601       No MI       0
Nashua                      6 Mo Int (UPB-20%OPB)  615       No MI       0
Hoover                      6 Mo Int (UPB-20%OPB)  587       No MI       0
Antioch                     None                   554       No MI       0
Dolton                      None                   550       No MI       0
Sheridan                    1% UPB                 502       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  590       No MI       0
Redland                     6 Mo Int (UPB-20%OPB)  571       No MI       0
Foxridge                    None                   602       No MI       0
Glyndon                     None                   555       No MI       0
Seymour                     6 Mo Int (UPB-20%OPB)  552       No MI       0
Manchester                  6 Mo Int (UPB-20%OPB)  597       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  527       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  567       No MI       0
Bellflower                  6 Mo Int (UPB-20%OPB)  692       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  506       No MI       0
Stephens City               None                   572       No MI       0
Topeka                      None                   550       No MI       0
Vienna                      2% UPB                 617       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  526       No MI       0
Hammond                     6 Mo Int (UPB-20%OPB)  566       No MI       0
Pontiac                     1% UPB                 611       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  625       No MI       0
Omaha                       6 Mo Int (UPB-20%OPB)  510       No MI       0
Yuba City                   6 Mo Int (UPB-20%OPB)  575       No MI       0
Muscoy                      None                   713       No MI       0
Holland                     1% UPB                 647       No MI       0
La Crosse                   6 Mo Int (UPB-20%OPB)  531       No MI       0
Knoxville                   None                   593       No MI       0
Georgetown                  6 Mo Int (UPB-20%OPB)  581       No MI       0
Danville                    1% UPB                 525       No MI       0
Auburn                      6 Mo Int (UPB-20%OPB)  581       No MI       0
Richton Park                6 Mo Int (UPB-20%OPB)  629       No MI       0
Austin                      6 Mo Int (UPB-20%OPB)  629       No MI       0
Modello                     6 Mo Int (UPB-20%OPB)  616       No MI       0
Tacoma                      6 Mo Int (UPB-20%OPB)  554       No MI       0
Fontana                     6 Mo Int (UPB-20%OPB)  622       No MI       0
Tempe                       6 Mo Int (UPB-20%OPB)  582       No MI       0
Commerce                    6 Mo Int (UPB-20%OPB)  667       No MI       0
Kismet                      None                   640       No MI       0
Sepulveda                   6 Mo Int (UPB-20%OPB)  598       No MI       0
Mount Sinai                 None                   606       No MI       0
Irvington                   None                   665       No MI       0
Buffalo                     None                   539       No MI       0
Jamaica                     None                   678       No MI       0
Newburgh                    6 Mo Int (UPB-20%OPB)  506       No MI       0
Sepulveda                   6 Mo Int (UPB-20%OPB)  640       No MI       0
Brodheadsville              6 Mo Int (UPB-20%OPB)  601       No MI       0
Antelope                    6 Mo Int (UPB-20%OPB)  620       No MI       0
Sacramento                  6 Mo Int (UPB-20%OPB)  619       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  632       No MI       0
Ripon                       6 Mo Int (UPB-20%OPB)  639       No MI       0
Vallejo                     6 Mo Int (UPB-20%OPB)  627       No MI       0
Modesto                     6 Mo Int (UPB-20%OPB)  514       No MI       0
Raymore                     None                   673       No MI       0
Park Ridge                  None                   572       No MI       0
Winnetka                    6 Mo Int (UPB-20%OPB)  582       No MI       0
Belvedere                   None                   511       No MI       0
Auburn                      None                   577       No MI       0
La Center                   6 Mo Int (UPB-20%OPB)  630       No MI       0
Delaware                    1% UPB                 524       No MI       0
Galion                      1% UPB                 674       No MI       0
Humble                      None                   647       No MI       0
Strathmore                  6 Mo Int (UPB-20%OPB)  632       No MI       0
Mount Vernon                None                   643       No MI       0
East Orange                 None                   629       No MI       0
Redland                     6 Mo Int (UPB-20%OPB)  691       No MI       0
Fredericksburg              2% UPB                 591       No MI       0
Charleston                  None                   622       No MI       0
Stone Mountain              None                   586       No MI       0
Decatur                     None                   597       No MI       0
Lawndale                    6 Mo Int (UPB-20%OPB)  648       No MI       0
Cleveland                   1% UPB                 503       No MI       0
Thousand Oaks               6 Mo Int (UPB-20%OPB)  633       No MI       0
WILDOMAR                    6 Mo Int (UPB-20%OPB)  566       No MI       0
Denver                      6 Mo Int (UPB-20%OPB)  512       No MI       0
Downey                      6 Mo Int (UPB-20%OPB)  510       No MI       0
New Berlin                  6 Mo Int (UPB-20%OPB)  596       No MI       0
Lakeland                    None                   616       No MI       0
Napa                        6 Mo Int (UPB-20%OPB)  516       No MI       0
Mangonia Park               6 Mo Int (UPB-20%OPB)  645       No MI       0
Port Charlotte              6 Mo Int (UPB-20%OPB)  545       No MI       0
Lvpl                        6 Mo Int (UPB-20%OPB)  635       No MI       0
Santa Clarita               6 Mo Int (UPB-20%OPB)  662       No MI       0
Four Corners                6 Mo Int (UPB-20%OPB)  626       No MI       0
Dellwood                    2% UPB                 564       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  579       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  542       No MI       0
Baldy Mesa                  6 Mo Int (UPB-20%OPB)  606       No MI       0
Kansas City                 2% UPB                 622       No MI       0
Rockford                    None                   624       No MI       0
Atlanta                     None                   579       No MI       0
Glenwood                    6 Mo Int (UPB-20%OPB)  609       No MI       0
Versailles                  6 Mo Int (UPB-20%OPB)  633       No MI       0
Billerica                   None                   675       No MI       0
Staten Island               None                   602       No MI       0
Valencia                    6 Mo Int (UPB-20%OPB)  649       No MI       0
Sun Valley                  6 Mo Int (UPB-20%OPB)  569       No MI       0
Compton                     6 Mo Int (UPB-20%OPB)  529       No MI       0
Cucamonga                   6 Mo Int (UPB-20%OPB)  641       No MI       0
Valencia                    6 Mo Int (UPB-20%OPB)  630       No MI       0
Riverview                   1% UPB                 612       No MI       0
Wenatchee                   6 Mo Int (UPB-20%OPB)  603       No MI       0
Crofton                     None                   609       No MI       0
Baton Rouge                 5% / 4%                592       No MI       0
Dayton                      1% UPB                 539       No MI       0
Devon                       6 Mo Int (UPB-20%OPB)  552       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  597       No MI       0
Claremont                   None                   555       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  654       No MI       0
Stockton                    6 Mo Int (UPB-20%OPB)  646       No MI       0
Avondale                    6 Mo Int (UPB-20%OPB)  613       No MI       0
Baton Rouge                 5% / 4%                644       No MI       0
Sun City                    6 Mo Int (UPB-20%OPB)  560       No MI       0
Jacksonville                6 Mo Int (UPB-20%OPB)  631       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  574       No MI       0
Clearwater                  6 Mo Int (UPB-20%OPB)  585       No MI       0
Philadelphia                None                   662       No MI       0
San Francisco               6 Mo Int (UPB-20%OPB)  675       No MI       0
Chino                       6 Mo Int (UPB-20%OPB)  591       No MI       0
Stockton                    6 Mo Int (UPB-20%OPB)  644       No MI       0
North Hollywood             6 Mo Int (UPB-20%OPB)  668       No MI       0
La Quinta                   6 Mo Int (UPB-20%OPB)  645       No MI       0
Odenton                     None                   580       No MI       0
Rockford                    None                   617       No MI       0
Sioux Falls                 6 Mo Int (UPB-20%OPB)  629       No MI       0
Gilbert                     6 Mo Int (UPB-20%OPB)  638       No MI       0
Solon                       1% UPB                 536       No MI       0
Detroit                     1% UPB                 517       No MI       0
Detroit                     1% UPB                 613       No MI       0
Dinuba                      6 Mo Int (UPB-20%OPB)  503       No MI       0
North Las Vegas             6 Mo Int (UPB-20%OPB)  522       No MI       0
Citrus Heights              6 Mo Int (UPB-20%OPB)  641       No MI       0
Naranja                     6 Mo Int (UPB-20%OPB)  622       No MI       0
Kroger                      None                   601       No MI       0
Lithonia                    None                   584       No MI       0
Alpharetta                  None                   633       No MI       0
Whitelaw                    None                   589       No MI       0
Boise                       6 Mo Int (UPB-20%OPB)  561       No MI       0
Walla Walla                 6 Mo Int (UPB-20%OPB)  555       No MI       0
Seattle                     6 Mo Int (UPB-20%OPB)  587       No MI       0
Renton                      6 Mo Int (UPB-20%OPB)  619       No MI       0
Cypress                     6 Mo Int (UPB-20%OPB)  533       No MI       0
Winnetka                    6 Mo Int (UPB-20%OPB)  566       No MI       0
Cimarron                    6 Mo Int (UPB-20%OPB)  721       No MI       0
Paterson                    None                   605       No MI       0
Fontana                     6 Mo Int (UPB-20%OPB)  594       No MI       0
Inglewood                   6 Mo Int (UPB-20%OPB)  691       No MI       0
Lakewood                    6 Mo Int (UPB-20%OPB)  614       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  500       No MI       0
Las Cruces                  None                   506       No MI       0
Moreno Valley               6 Mo Int (UPB-20%OPB)  603       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  638       No MI       0
West Jordan                 6 Mo Int (UPB-20%OPB)  636       No MI       0
Goode                       None                   715       No MI       0
Hiler                       6 Mo Int (UPB-20%OPB)  589       No MI       0
Kansas City                 None                   572       No MI       0
Wilmington                  1% UPB                 613       No MI       0
Warren                      1% UPB                 521       No MI       0
Harvey                      5% / 4% / 3%           588       No MI       0
Slidell                     5% / 4% / 3%           673       No MI       0
Dudley                      None                   551       No MI       0
Grand Island                6 Mo Int (UPB-20%OPB)  522       No MI       0
Boise                       6 Mo Int (UPB-20%OPB)  636       No MI       0
Morrison                    6 Mo Int (UPB-20%OPB)  638       No MI       0
Darnestown                  None                   554       No MI       0
San Clemente                6 Mo Int (UPB-20%OPB)  536       No MI       0
Neuse                       None                   606       No MI       0
Grand Blanc                 1% UPB                 605       No MI       0
Bonita                      6 Mo Int (UPB-20%OPB)  592       No MI       0
Palmdale                    6 Mo Int (UPB-20%OPB)  606       No MI       0
Donna                       6 Mo Int (UPB-20%OPB)  630       No MI       0
Omaha                       6 Mo Int (UPB-20%OPB)  615       No MI       0
Mound                       None                   630       No MI       0
Malta                       None                   613       No MI       0
Seattle                     6 Mo Int (UPB-20%OPB)  565       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  613       No MI       0
Centerville                 6 Mo Int (UPB-20%OPB)  521       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  646       No MI       0
Lynn Haven                  6 Mo Int (UPB-20%OPB)  582       No MI       0
Conyers                     None                   540       No MI       0
Whiting                     None                   612       No MI       0
Ophir                       6 Mo Int (UPB-20%OPB)  508       No MI       0
Laguna Beach                6 Mo Int (UPB-20%OPB)  639       No MI       0
Los Angeles                 6 Mo Int (UPB-20%OPB)  703       No MI       0
Arleta                      6 Mo Int (UPB-20%OPB)  654       No MI       0
Detroit                     1% UPB                 622       No MI       0
Sacramento                  6 Mo Int (UPB-20%OPB)  579       No MI       0
Sacramento                  6 Mo Int (UPB-20%OPB)  648       No MI       0
Cleveland                   None                   651       No MI       0
Gulfport                    6 Mo Int (UPB-20%OPB)  594       No MI       0
Columbia                    None                   606       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  620       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  581       No MI       0
Atlanta                     None                   619       No MI       0
Atlanta                     None                   591       No MI       0
Matlacha                    6 Mo Int (UPB-20%OPB)  614       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  738       No MI       0
Norfolk                     2% UPB                 650       No MI       0
Altamonte                   6 Mo Int (UPB-20%OPB)  518       No MI       0
Tuscawilla                  6 Mo Int (UPB-20%OPB)  568       No MI       0
Austin                      6 Mo Int (UPB-20%OPB)  622       No MI       0
Desoto                      None                   615       No MI       0
Indianapolis                6 Mo Int (UPB-20%OPB)  584       No MI       0
Carteret                    None                   619       No MI       0
Walland                     6 Mo Int (UPB-20%OPB)  612       No MI       0
Detroit                     1% UPB                 536       No MI       0
Griffith                    6 Mo Int (UPB-20%OPB)  704       No MI       0
Riverview                   6 Mo Int (UPB-20%OPB)  638       No MI       0
Emerson                     None                   581       No MI       0
Rainbow                     6 Mo Int (UPB-20%OPB)  682       No MI       0
Arcadia                     5% / 4%                523       No MI       0
Minooka                     6 Mo Int (UPB-20%OPB)  595       No MI       0
Chicago                     6 Mo Int (UPB-20%OPB)  602       No MI       0
Riner                       6 Mo Int (UPB-20%OPB)  558       No MI       0
Gilbert                     6 Mo Int (UPB-20%OPB)  602       No MI       0
Sun City                    6 Mo Int (UPB-20%OPB)  643       No MI       0
Stratham                    6 Mo Int (UPB-20%OPB)  583       No MI       0
Midway                      6 Mo Int (UPB-20%OPB)  665       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  682       No MI       0
College Park                6 Mo Int (UPB-20%OPB)  623       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  591       No MI       0
                            6 Mo Int (UPB-20%OPB)  588       No MI       0
Fort Mohave                 6 Mo Int (UPB-20%OPB)  615       No MI       0
West Bridgewater            3 Mo Int               610       No MI       0
Farmingdale                 None                   581       No MI       0
Saint Cloud                 None                   628       No MI       0
Trenton                     None                   627       No MI       0
Detroit                     1% UPB                 688       No MI       0
Phoenix                     6 Mo Int (UPB-20%OPB)  600       No MI       0
Glendale                    6 Mo Int (UPB-20%OPB)  576       No MI       0
Buena Park                  6 Mo Int (UPB-20%OPB)  535       No MI       0
Huntington Beach            6 Mo Int (UPB-20%OPB)  612       No MI       0
Elyria                      1% UPB                 637       No MI       0
Midwest City                6 Mo Int (UPB-20%OPB)  585       No MI       0
Grove                       6 Mo Int (UPB-20%OPB)  667       No MI       0
Moreno                      6 Mo Int (UPB-20%OPB)  664       No MI       0
Highlands                   6 Mo Int (UPB-20%OPB)  604       No MI       0
Decatur                     None                   653       No MI       0
Atlanta                     6 Mo Int (UPB-20%OPB)  509       No MI       0
Ellenwood                   6 Mo Int (UPB-20%OPB)  509       No MI       0
Atlanta                     6 Mo Int (UPB-20%OPB)  642       No MI       0
Stowe                       6 Mo Int (UPB-20%OPB)  652       No MI       0
Berkley                     6 Mo Int (UPB-20%OPB)  655       No MI       0
Riverton                    None                   623       No MI       0
Clifton                     None                   544       No MI       0
Merrimack                   6 Mo Int (UPB-20%OPB)  528       No MI       0
Detroit                     1% UPB                 636       No MI       0
Peoria                      6 Mo Int (UPB-20%OPB)  511       No MI       0
Volo                        None                   627       No MI       0
Bakersfield                 6 Mo Int (UPB-20%OPB)  651       No MI       0
San Gabriel                 None                   670       No MI       0
El Cajon                    6 Mo Int (UPB-20%OPB)  641       No MI       0
Lake Worth                  6 Mo Int (UPB-20%OPB)  508       No MI       0
Linden                      None                   621       No MI       0
Roseville                   6 Mo Int (UPB-20%OPB)  655       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  649       No MI       0
Fry                         6 Mo Int (UPB-20%OPB)  678       No MI       0
Tacoma                      6 Mo Int (UPB-20%OPB)  654       No MI       0
San Bernardino              6 Mo Int (UPB-20%OPB)  695       No MI       0
Covina                      6 Mo Int (UPB-20%OPB)  647       No MI       0
La Puente                   6 Mo Int (UPB-20%OPB)  687       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  641       No MI       0
Escondido                   6 Mo Int (UPB-20%OPB)  675       No MI       0
Hazelwood                   6 Mo Int (UPB-20%OPB)  669       No MI       0
Miner                       2% UPB                 566       No MI       0
Kenosha                     None                   536       No MI       0
Walnut Creek                6 Mo Int (UPB-20%OPB)  665       No MI       0
Morongo Valley              None                   501       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  536       No MI       0
Springfield                 2% UPB                 668       No MI       0
Alafaya                     6 Mo Int (UPB-20%OPB)  624       No MI       0
Osseo                       None                   626       No MI       0
River Edge                  None                   721       No MI       0
Palm Bay                    None                   614       No MI       0
Watts                       6 Mo Int (UPB-20%OPB)  512       No MI       0
Mira Loma                   6 Mo Int (UPB-20%OPB)  572       No MI       0
West Covina                 6 Mo Int (UPB-20%OPB)  661       No MI       0
Irwindale                   6 Mo Int (UPB-20%OPB)  626       No MI       0
San Fernando                6 Mo Int (UPB-20%OPB)  596       No MI       0
Perris                      6 Mo Int (UPB-20%OPB)  575       No MI       0
Fry                         6 Mo Int (UPB-20%OPB)  589       No MI       0
Orland                      6 Mo Int (UPB-20%OPB)  592       No MI       0
Bakersfield                 None                   601       No MI       0
San Jose                    6 Mo Int (UPB-20%OPB)  615       No MI       0
San Jose                    6 Mo Int (UPB-20%OPB)  526       No MI       0
Firebaugh                   6 Mo Int (UPB-20%OPB)  567       No MI       0
Redondo Beach               6 Mo Int (UPB-20%OPB)  749       No MI       0
Palmdale                    6 Mo Int (UPB-20%OPB)  612       No MI       0
Detroit                     1% UPB                 641       No MI       0
Leominster                  3 Mo Int               581       No MI       0
Natick                      3 Mo Int               634       No MI       0
Yarmouth                    3 Mo Int               608       No MI       0
Redmond                     6 Mo Int (UPB-20%OPB)  605       No MI       0
Bone                        6 Mo Int (UPB-20%OPB)  650       No MI       0
Cimarron Hills              6 Mo Int (UPB-20%OPB)  591       No MI       0
Brewster                    6 Mo Int (UPB-20%OPB)  650       No MI       0
Cimarron Hills              6 Mo Int (UPB-20%OPB)  582       No MI       0
Bothell                     6 Mo Int (UPB-20%OPB)  587       No MI       0
Auburn                      6 Mo Int (UPB-20%OPB)  617       No MI       0
Cimarron Hills              6 Mo Int (UPB-20%OPB)  589       No MI       0
Caldwell                    6 Mo Int (UPB-20%OPB)  617       No MI       0
Ruston                      6 Mo Int (UPB-20%OPB)  517       No MI       0
Claiborne                   5% / 4%                633       No MI       0
Southaven                   5% / 4% / 3%           587       No MI       0
Oceanside                   6 Mo Int (UPB-20%OPB)  543       No MI       0
Bartlett                    None                   653       No MI       0
Brockton                    None                   633       No MI       0
Salisbury                   None                   623       No MI       0
Baltimore                   None                   507       No MI       0
Winchester                  6 Mo Int (UPB-20%OPB)  659       No MI       0
Bakersfield                 6 Mo Int (UPB-20%OPB)  564       No MI       0
Hollister                   6 Mo Int (UPB-20%OPB)  617       No MI       0
San Jose                    6 Mo Int (UPB-20%OPB)  599       No MI       0
Roseville                   6 Mo Int (UPB-20%OPB)  634       No MI       0
Bell                        6 Mo Int (UPB-20%OPB)  656       No MI       0
Hazard                      6 Mo Int (UPB-20%OPB)  593       No MI       0
Claremont                   6 Mo Int (UPB-20%OPB)  688       No MI       0
Glendale                    6 Mo Int (UPB-20%OPB)  554       No MI       0
Detroit                     1% UPB                 680       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  627       No MI       0
Weymouth                    None                   528       No MI       0
Tucson                      6 Mo Int (UPB-20%OPB)  591       No MI       0
Stone Mountain              None                   563       No MI       0
Mableton                    None                   550       No MI       0
Mount Pleasant              None                   550       No MI       0
Ozark                       None                   559       No MI       0
Otsego                      None                   566       No MI       0
Kismet                      None                   644       No MI       0
Lacey                       6 Mo Int (UPB-20%OPB)  649       No MI       0
Downey                      6 Mo Int (UPB-20%OPB)  580       No MI       0
Albuquerque                 None                   625       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  588       No MI       0
Herriman                    6 Mo Int (UPB-20%OPB)  655       No MI       0
Eagle Rock                  6 Mo Int (UPB-20%OPB)  617       No MI       0
Arrowbear Lake              6 Mo Int (UPB-20%OPB)  591       No MI       0
Rincon                      6 Mo Int (UPB-20%OPB)  640       No MI       0
Bronx                       None                   650       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  674       No MI       0
Naples                      6 Mo Int (UPB-20%OPB)  631       No MI       0
Castle                      6 Mo Int (UPB-20%OPB)  600       No MI       0
Shelbyville                 6 Mo Int (UPB-20%OPB)  594       No MI       0
Peoria                      6 Mo Int (UPB-20%OPB)  607       No MI       0
Richton Park                None                   643       No MI       0
Detroit                     1% UPB                 580       No MI       0
Dover                       6 Mo Int (UPB-20%OPB)  626       No MI       0
Rolling Meadows             None                   700       No MI       0
Princeton                   6 Mo Int (UPB-20%OPB)  602       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  599       No MI       0
Lockport                    None                   702       No MI       0
Sepulveda                   6 Mo Int (UPB-20%OPB)  676       No MI       0
Chicago                     None                   635       No MI       0
Bellingham                  3 Mo Int               630       No MI       0
Lisle                       None                   625       No MI       0
Faribault                   None                   602       No MI       0
Red Bluff                   6 Mo Int (UPB-20%OPB)  756       No MI       0
Bristol                     6 Mo Int (UPB-20%OPB)  611       No MI       0
Vista                       6 Mo Int (UPB-20%OPB)  697       No MI       0
La Puente                   6 Mo Int (UPB-20%OPB)  648       No MI       0
Fontana                     6 Mo Int (UPB-20%OPB)  608       No MI       0
Lugo                        6 Mo Int (UPB-20%OPB)  689       No MI       0
La Puente                   6 Mo Int (UPB-20%OPB)  631       No MI       0
Santa Clarita               6 Mo Int (UPB-20%OPB)  643       No MI       0
Laurel                      None                   589       No MI       0
Rosedale                    None                   651       No MI       0
Castle Rock                 6 Mo Int (UPB-20%OPB)  686       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  674       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  649       No MI       0
Colorado Springs            6 Mo Int (UPB-20%OPB)  612       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  646       No MI       0
Englewood                   6 Mo Int (UPB-20%OPB)  589       No MI       0
Highlands                   6 Mo Int (UPB-20%OPB)  661       No MI       0
Guilford                    6 Mo Int (UPB-20%OPB)  491       No MI       0
Brockton                    3 Mo Int               606       No MI       0
Lynn                        None                   631       No MI       0
Lexington                   6 Mo Int (UPB-20%OPB)  591       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  642       No MI       0
Wappinger                   6 Mo Int (UPB-20%OPB)  702       No MI       0
Flagg                       None                   607       No MI       0
Stevensville                None                   674       No MI       0
Sylmar                      6 Mo Int (UPB-20%OPB)  626       No MI       0
Torrance                    6 Mo Int (UPB-20%OPB)  722       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  642       No MI       0
Cucamonga                   None                   623       No MI       0
Salem                       3 Mo Int               586       No MI       0
Raleigh                     None                   630       No MI       0
North Oaks                  None                   646       No MI       0
Orange                      1% UPB                 618       No MI       0
Chicago                     None                   530       No MI       0
Chicago                     None                   618       No MI       0
Chicago                     None                   560       No MI       0
Crestview                   6 Mo Int (UPB-20%OPB)  614       No MI       0
Berlin                      None                   597       No MI       0
Saugus                      None                   631       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  584       No MI       0
Reece                       None                   658       No MI       0
Lees Summit                 None                   623       No MI       0
Nampa                       6 Mo Int (UPB-20%OPB)  625       No MI       0
Topeka                      None                   603       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  589       No MI       0
Castle Rock                 6 Mo Int (UPB-20%OPB)  635       No MI       0
Sylmar                      6 Mo Int (UPB-20%OPB)  630       No MI       0
Roanoke                     6 Mo Int (UPB-20%OPB)  654       No MI       0
Palmdale                    6 Mo Int (UPB-20%OPB)  661       No MI       0
Houston                     6 Mo Int (UPB-20%OPB)  609       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  593       No MI       0
Oak Park                    6 Mo Int (UPB-20%OPB)  635       No MI       0
North Manchester            6 Mo Int (UPB-20%OPB)  616       No MI       0
Buchanan                    1% UPB                 583       No MI       0
Homewood                    None                   615       No MI       0
Kersey                      6 Mo Int (UPB-20%OPB)  653       No MI       0
Bruceville                  6 Mo Int (UPB-20%OPB)  652       No MI       0
Richmond                    2% UPB                 705       No MI       0
Jamison                     None                   578       No MI       0
Hatton                      6 Mo Int (UPB-20%OPB)  568       No MI       0
Livermore                   None                   737       No MI       0
Hayward                     6 Mo Int (UPB-20%OPB)  676       No MI       0
Riverside                   6 Mo Int (UPB-20%OPB)  646       No MI       0
Elk Grove                   6 Mo Int (UPB-20%OPB)  586       No MI       0
Escondido                   6 Mo Int (UPB-20%OPB)  720       No MI       0
Miami                       None                   672       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  628       No MI       0
Brighton                    6 Mo Int (UPB-20%OPB)  778       No MI       0
Denver                      6 Mo Int (UPB-20%OPB)  637       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  663       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  585       No MI       0
Luna                        5% / 4% / 3% / 2% / 1% 603       No MI       0
Coleta                      None                   621       No MI       0
San Antonio                 6 Mo Int (UPB-20%OPB)  655       No MI       0
Katy                        6 Mo Int (UPB-20%OPB)  601       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  600       No MI       0
Nashville                   6 Mo Int (UPB-20%OPB)  540       No MI       0
Brighton                    6 Mo Int (UPB-20%OPB)  647       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  644       No MI       0
Tacoma                      6 Mo Int (UPB-20%OPB)  603       No MI       0
Denver                      6 Mo Int (UPB-20%OPB)  646       No MI       0
Jacksonville                6 Mo Int (UPB-20%OPB)  654       No MI       0
Center                      None                   645       No MI       0
Moquah                      None                   630       No MI       0
Eastwick                    6 Mo Int (UPB-20%OPB)  601       No MI       0
Rankin                      1% UPB                 640       No MI       0
Enhaut                      6 Mo Int (UPB-20%OPB)  602       No MI       0
                            None                   614       No MI       0
Everett                     6 Mo Int (UPB-20%OPB)  682       No MI       0
Camby                       6 Mo Int (UPB-20%OPB)  640       No MI       0
BRIDGEPORT                  6 Mo Int (UPB-20%OPB)  504       No MI       0
ELIZABETH                   None                   697       No MI       0
FRANKLIN                    5% UPB                 561       No MI       0
Lake                        None                   581       No MI       0
Rossville                   None                   532       No MI       0
Akron                       1% UPB                 520       No MI       0
Mansfield                   5% / 4% / 3%           550       No MI       0
Indianapolis                6 Mo Int (UPB-20%OPB)  571       No MI       0
Turtle Creek                6 Mo Int (UPB-20%OPB)  566       No MI       0
Pottersville                2% UPB                 553       No MI       0
Buffalo                     None                   590       No MI       0
Tallahassee                 6 Mo Int (UPB-20%OPB)  539       No MI       0
Jacksonville                6 Mo Int (UPB-20%OPB)  623       No MI       0
Chicago                     6 Mo Int (UPB-20%OPB)  604       No MI       0
Baton Rouge                 5% / 4%                572       No MI       0
Stuart                      None                   661       No MI       0
Pittsburgh                  None                   534       No MI       0
Raytown                     None                   641       No MI       0
Hubbard                     1% UPB                 537       No MI       0
Moreno Valley               6 Mo Int (UPB-20%OPB)  524       No MI       0
Salem                       6 Mo Int (UPB-20%OPB)  597       No MI       0
Inglewood                   6 Mo Int (UPB-20%OPB)  594       No MI       0
Lake Charles                5% / 4%                579       No MI       0
Baton Rouge                 5% / 4%                598       No MI       0
Gardena                     6 Mo Int (UPB-20%OPB)  622       No MI       0
Riverside                   6 Mo Int (UPB-20%OPB)  654       No MI       0
Detroit                     1% UPB                 546       No MI       0
Corona                      6 Mo Int (UPB-20%OPB)  716       No MI       0
Rantoul                     None                   569       No MI       0
Akron                       1% UPB                 592       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  646       No MI       0
Allegheny                   6 Mo Int (UPB-20%OPB)  627       No MI       0
NORTH HIGHLANDS             6 Mo Int (UPB-20%OPB)  638       No MI       0
Klein                       6 Mo Int (UPB-20%OPB)  713       No MI       0
Massapequa                  None                   644       No MI       0
Parkville                   2% UPB                 555       No MI       0
Glen                        None                   530       No MI       0
Candler                     None                   687       No MI       0
Naomi                       6 Mo Int (UPB-20%OPB)  610       No MI       0
Corona                      6 Mo Int (UPB-20%OPB)  699       No MI       0
Hudson                      1% UPB                 619       No MI       0
Quinton                     6 Mo Int (UPB-20%OPB)  558       No MI       0
Franklin                    5% / 4%                715       No MI       0
Portland                    6 Mo Int (UPB-20%OPB)  643       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  566       No MI       0
Lykens                      1% UPB                 552       No MI       0
Oak Park                    6 Mo Int (UPB-20%OPB)  604       No MI       0
Columbus                    None                   558       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  632       No MI       0
Ewing                       None                   668       No MI       0
Lehigh                      6 Mo Int (UPB-20%OPB)  665       No MI       0
Kilby                       None                   628       No MI       0
Walloomsac                  None                   566       No MI       0
Melbourne                   6 Mo Int (UPB-20%OPB)  574       No MI       0
Plyler                      None                   598       No MI       0
Baker                       6 Mo Int (UPB-20%OPB)  563       No MI       0
Trenton                     None                   631       No MI       0
Garden Grove                None                   622       No MI       0
Randolph                    None                   526       No MI       0
Batavia                     None                   558       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  732       No MI       0
Etna                        None                   588       No MI       0
Fairmount                   1% UPB                 540       No MI       0
Scottsdale                  None                   601       No MI       0
Candler                     None                   687       No MI       0
Gilbert                     6 Mo Int (UPB-20%OPB)  521       No MI       0
Greenwood                   None                   540       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  723       No MI       0
Vallejo                     6 Mo Int (UPB-20%OPB)  558       No MI       0
Garland                     None                   655       No MI       0
Stratmoor Hills             6 Mo Int (UPB-20%OPB)  620       No MI       0
29 Palms                    6 Mo Int (UPB-20%OPB)  691       No MI       0
Carrollton                  None                   579       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  582       No MI       0
Somerville                  None                   548       No MI       0
Garland                     None                   555       No MI       0
Lake Charles                5% / 4%                589       No MI       0
San Diego                   None                   690       No MI       0
Everett                     None                   646       No MI       0
Commack                     None                   551       No MI       0
Columbus                    1% UPB                 638       No MI       0
Lake Isabella               6 Mo Int (UPB-20%OPB)  609       No MI       0
Palm Coast                  6 Mo Int (UPB-20%OPB)  635       No MI       0
Gates Mills                 1% UPB                 658       No MI       0
San Diego                   None                   623       No MI       0
Atlanta                     None                   646       No MI       0
Yaphank                     None                   607       No MI       0
Ocean City                  None                   574       No MI       0
Palm Desert                 None                   645       No MI       0
Vale                        None                   661       No MI       0
Walden                      None                   596       No MI       0
Deer Park                   6 Mo Int (UPB-20%OPB)  666       No MI       0
Bayou Vista                 5% / 4%                524       No MI       0
Milo                        None                   529       No MI       0
North Chelmsford            None                   593       No MI       0
Belding                     1% UPB                 715       No MI       0
Drew                        5% / 4% / 3%           649       No MI       0
Loganville                  None                   705       No MI       0
Northampton                 None                   649       No MI       0
Milwaukee                   None                   550       No MI       0
Jamison                     None                   571       No MI       0
Spokane                     6 Mo Int (UPB-20%OPB)  621       No MI       0
Heer Park                   None                   738       No MI       0
Fort Wayne                  6 Mo Int (UPB-20%OPB)  575       No MI       0
Fort Edward                 None                   593       No MI       0
Lebanon                     1% UPB                 613       No MI       0
Davie                       6 Mo Int (UPB-20%OPB)  612       No MI       0
Columbus                    1% UPB                 525       No MI       0
Double Oak                  6 Mo Int (UPB-20%OPB)  774       No MI       0
Redland                     6 Mo Int (UPB-20%OPB)  654       No MI       0
North Lima                  1% UPB                 610       No MI       0
Farmingville                None                   564       No MI       0
Lithonia                    None                   666       No MI       0
Hazelwood                   None                   690       No MI       0
Wooster                     1% UPB                 642       No MI       0
Sumner                      None                   637       No MI       0
Lithonia                    6 Mo Int (UPB-20%OPB)  586       No MI       0
Denton                      None                   625       No MI       0
San Jacinto                 6 Mo Int (UPB-20%OPB)  618       No MI       0
San Jacinto                 None                   618       No MI       0
Hesperia                    None                   671       No MI       0
Allegheny                   6 Mo Int (UPB-20%OPB)  606       No MI       0
Escondido                   6 Mo Int (UPB-20%OPB)  638       No MI       0
Monroe                      None                   686       No MI       0
East                        6 Mo Int (UPB-20%OPB)  642       No MI       0
Coleta                      6 Mo Int (UPB-20%OPB)  654       No MI       0
Kimball                     1% UPB                 636       No MI       0
Glassport                   None                   528       No MI       0
Concord                     1% UPB                 607       No MI       0
Redland                     6 Mo Int (UPB-20%OPB)  654       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  643       No MI       0
Plum                        6 Mo Int (UPB-20%OPB)  544       No MI       0
Castle                      6 Mo Int (UPB-20%OPB)  548       No MI       0
Hopewell                    6 Mo Int (UPB-20%OPB)  624       No MI       0
Jackson                     5% / 4%                564       No MI       0
Hudson                      None                   619       No MI       0
Milnesville                 None                   616       No MI       0
Riverview                   1% UPB                 638       No MI       0
Fitzgerald                  None                   601       No MI       0
Tamaya                      None                   524       No MI       0
Rochester                   None                   672       No MI       0
Eden Isle                   3% / 2%                664       No MI       0
Romoland                    6 Mo Int (UPB-20%OPB)  657       No MI       0
Tulsa                       2% UPB                 663       No MI       0
Lafayette                   2% UPB                 629       No MI       0
Brandon                     5% / 4%                562       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  603       No MI       0
Escondido                   None                   638       No MI       0
Montegut                    5% / 4%                547       No MI       0
Iron Mtn                    1% UPB                 647       No MI       0
Chattanooga                 6 Mo Int (UPB-20%OPB)  602       No MI       0
Loganville                  None                   705       No MI       0
Riviera Beach               None                   677       No MI       0
Dumfries                    2% UPB                 553       No MI       0
Rockford                    None                   534       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  644       No MI       0
Anadarko                    6 Mo Int (UPB-20%OPB)  605       No MI       0
Drew                        None                   649       No MI       0
Am Qui                      6 Mo Int (UPB-20%OPB)  558       No MI       0
Palos Heights               6 Mo Int (UPB-20%OPB)  536       No MI       0
Double Oak                  None                   774       No MI       0
Lynwood                     6 Mo Int (UPB-20%OPB)  591       No MI       0
Murrieta                    6 Mo Int (UPB-20%OPB)  631       No MI       0
Gene Autry                  6 Mo Int (UPB-20%OPB)  514       No MI       0
Masonville                  None                   549       No MI       0
Fullerton                   6 Mo Int (UPB-20%OPB)  642       No MI       0
Metamora                    6 Mo Int (UPB-20%OPB)  562       No MI       0
West Falls                  None                   704       No MI       0
Garden Grove                6 Mo Int (UPB-20%OPB)  633       No MI       0
Braymer                     2% UPB                 630       No MI       0
Stanton                     1% UPB                 634       No MI       0
Park                        None                   615       No MI       0
Lake Charles                5% / 4% / 3%           586       No MI       0
Conklin                     1% UPB                 526       No MI       0
Camarillo                   6 Mo Int (UPB-20%OPB)  760       No MI       0
Tavistock                   None                   623       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  648       No MI       0
Rock Hill                   2% UPB                 569       No MI       0
29 Palms                    None                   691       No MI       0
Watauga                     6 Mo Int (UPB-20%OPB)  758       No MI       0
Palm Coast                  6 Mo Int (UPB-20%OPB)  635       No MI       0
Okesa                       6 Mo Int (UPB-20%OPB)  546       No MI       0
Bonita                      5% / 4%                726       No MI       0
Harvey                      None                   616       No MI       0
Moreno Valley               6 Mo Int (UPB-20%OPB)  632       No MI       0
Toledo                      1% UPB                 520       No MI       0
Temecula                    6 Mo Int (UPB-20%OPB)  656       No MI       0
Flint                       1% UPB                 530       No MI       0
Escondido                   6 Mo Int (UPB-20%OPB)  710       No MI       0
Moreno                      None                   666       No MI       0
Bald Knob                   3% / 2%                543       No MI       0
Universal                   6 Mo Int (UPB-20%OPB)  559       No MI       0
Springfield                 None                   604       No MI       0
Jacksonville                6 Mo Int (UPB-20%OPB)  536       No MI       0
Four Corners                6 Mo Int (UPB-20%OPB)  655       No MI       0
Lawton                      6 Mo Int (UPB-20%OPB)  563       No MI       0
Brooks                      None                   566       No MI       0
Anaheim                     None                   633       No MI       0
Park City                   6 Mo Int (UPB-20%OPB)  556       No MI       0
Kent                        1% UPB                 619       No MI       0
Greenville                  None                   532       No MI       0
Grand Prairie               None                   568       No MI       0
Atlanta                     None                   738       No MI       0
Gering                      6 Mo Int (UPB-20%OPB)  582       No MI       0
Kathleen                    None                   629       No MI       0
Utica                       1% UPB                 559       No MI       0
Lima                        1% UPB                 539       No MI       0
Oceanside                   None                   650       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  607       No MI       0
Jeannette                   6 Mo Int (UPB-20%OPB)  520       No MI       0
Rockford                    None                   622       No MI       0
Minneapolis                 None                   649       No MI       0
Savannah                    6 Mo Int (UPB-20%OPB)  564       No MI       0
Sayre                       6 Mo Int (UPB-20%OPB)  590       No MI       0
Chagrin Falls               1% UPB                 530       No MI       0
Upland                      6 Mo Int (UPB-20%OPB)  666       No MI       0
Jordan                      None                   631       No MI       0
Lorain                      1% UPB                 644       No MI       0
Alleghany                   2% UPB                 538       No MI       0
Laurel                      None                   694       No MI       0
Nuevo                       6 Mo Int (UPB-20%OPB)  638       No MI       0
Halcyon                     6 Mo Int (UPB-20%OPB)  617       No MI       0
Mayodan                     None                   539       No MI       0
Rialto                      6 Mo Int (UPB-20%OPB)  653       No MI       0
Johnstown                   None                   653       No MI       0
Grand Saline                6 Mo Int (UPB-20%OPB)  565       No MI       0
Whitesville                 None                   579       No MI       0
Los Angeles                 6 Mo Int (UPB-20%OPB)  670       No MI       0
Flint                       1% UPB                 533       No MI       0
Booneville                  3% / 2%                607       No MI       0
Detroit                     1% UPB                 662       No MI       0
Goodrich                    1% UPB                 548       No MI       0
Tyson                       None                   595       No MI       0
Phoenix                     6 Mo Int (UPB-20%OPB)  647       No MI       0
New Market                  None                   662       No MI       0
Massillon                   1% UPB                 524       No MI       0
Charlottesville             2% UPB                 610       No MI       0
Katy                        None                   561       No MI       0
Siloam Springs              3% / 2%                643       No MI       0
Muldrow                     6 Mo Int (UPB-20%OPB)  663       No MI       0
San Diego                   None                   662       No MI       0
Port Charlotte              6 Mo Int (UPB-20%OPB)  690       No MI       0
Akron                       1% UPB                 556       No MI       0
San Jacinto                 None                   649       No MI       0
Sun City                    None                   638       No MI       0
Murrieta                    6 Mo Int (UPB-20%OPB)  698       No MI       0
Pittsburgh                  6 Mo Int (UPB-20%OPB)  540       No MI       0
Milwaukee                   None                   540       No MI       0
Brooklyn                    None                   600       No MI       0
Fairport                    None                   666       No MI       0
Saint Joseph                2% UPB                 700       No MI       0
Zion                        6 Mo Int (UPB-20%OPB)  612       No MI       0
Orcutt                      6 Mo Int (UPB-20%OPB)  600       No MI       0
Nuevo                       6 Mo Int (UPB-20%OPB)  638       No MI       0
Weirton                     None                   576       No MI       0
Calumet City                6 Mo Int (UPB-20%OPB)  551       No MI       0
Smithfield                  None                   540       No MI       0
Granger                     6 Mo Int (UPB-20%OPB)  558       No MI       0
Greenville                  None                   646       No MI       0
Fort Worth                  6 Mo Int (UPB-20%OPB)  645       No MI       0
Victoria                    6 Mo Int (UPB-20%OPB)  598       No MI       0
Oxnard                      6 Mo Int (UPB-20%OPB)  589       No MI       0
Lavina                      6 Mo Int (UPB-20%OPB)  625       No MI       0
Crestview                   6 Mo Int (UPB-20%OPB)  541       No MI       0
Dennis Mills                5% / 4%                646       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  542       No MI       0
New Market                  None                   662       No MI       0
Livonia                     None                   681       No MI       0
Omaha                       6 Mo Int (UPB-20%OPB)  578       No MI       0
Greenwich                   None                   594       No MI       0
Fort Wayne                  6 Mo Int (UPB-20%OPB)  572       No MI       0
Beaufort                    2% UPB                 559       No MI       0
Fairfield                   6 Mo Int (UPB-20%OPB)  624       No MI       0
Yucca Valley                6 Mo Int (UPB-20%OPB)  607       No MI       0
Murrieta                    None                   698       No MI       0
Lorain                      1% UPB                 590       No MI       0
Hemet                       6 Mo Int (UPB-20%OPB)  673       No MI       0
Clayton                     None                   647       No MI       0
Fort Payne                  6 Mo Int (UPB-20%OPB)  683       No MI       0
Alto                        5% / 4%                538       No MI       0
Hallsville                  2% UPB                 675       No MI       0
Cassville                   2% UPB                 668       No MI       0
Arcola                      5% / 4% / 3%           604       No MI       0
Atlanta                     None                   738       No MI       0
Yuba City                   6 Mo Int (UPB-20%OPB)  661       No MI       0
Etowah                      6 Mo Int (UPB-20%OPB)  604       No MI       0
Savannah                    6 Mo Int (UPB-20%OPB)  636       No MI       0
Burlington                  None                   543       No MI       0
Greenacres                  6 Mo Int (UPB-20%OPB)  676       No MI       0
Oakland                     6 Mo Int (UPB-20%OPB)  526       No MI       0
Sarasota                    6 Mo Int (UPB-20%OPB)  521       No MI       0
Louisville                  5% UPB                 623       No MI       0
Westland                    1% UPB                 675       No MI       0
Barb                        1% UPB                 698       No MI       0
Monongahela                 None                   644       No MI       0
Skyway                      6 Mo Int (UPB-20%OPB)  627       No MI       0
Washington                  None                   629       No MI       0
Downey                      6 Mo Int (UPB-20%OPB)  724       No MI       0
Rochester                   None                   608       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  560       No MI       0
Rockwood                    1% UPB                 564       No MI       0
Pendleton                   None                   610       No MI       0
Cleveland                   1% UPB                 647       No MI       0
Louisville                  5% UPB                 526       No MI       0
Wichita                     None                   537       No MI       0
Knoxville                   6 Mo Int (UPB-20%OPB)  576       No MI       0
Keithville                  5% / 4% / 3%           537       No MI       0
Atwater                     1% UPB                 588       No MI       0
Toledo                      1% UPB                 581       No MI       0
Belvidere                   None                   562       No MI       0
Hurdle Mills                None                   690       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  545       No MI       0
Detroit                     1% UPB                 631       No MI       0
Highlands                   None                   657       No MI       0
Plainfield                  None                   600       No MI       0
Rosedale                    None                   728       No MI       0
Arnold                      6 Mo Int (UPB-20%OPB)  692       No MI       0
Avon                        1% UPB                 630       No MI       0
Midtown                     6 Mo Int (UPB-20%OPB)  548       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  625       No MI       0
Watauga                     None                   758       No MI       0
Acushnet                    None                   550       No MI       0
Summ                        None                   665       No MI       0
Four Corners                None                   655       No MI       0
Swansea                     6 Mo Int (UPB-20%OPB)  594       No MI       0
Rockford                    6 Mo Int (UPB-20%OPB)  613       No MI       0
Greenacres                  None                   676       No MI       0
Saint Louis                 2% UPB                 525       No MI       0
Key West                    6 Mo Int (UPB-20%OPB)  670       No MI       0
Santa Rosa                  6 Mo Int (UPB-20%OPB)  652       No MI       0
Belleview                   2% UPB                 590       No MI       0
TEXARKANA                   3% / 2%                532       No MI       0
Detroit                     1% UPB                 549       No MI       0
Bryan                       None                   717       No MI       0
Spring                      6 Mo Int (UPB-20%OPB)  547       No MI       0
Luray                       2% UPB                 681       No MI       0
Lockport                    None                   596       No MI       0
Ashton                      None                   654       No MI       0
Dawson                      6 Mo Int (UPB-20%OPB)  559       No MI       0
Zephyrhills                 6 Mo Int (UPB-20%OPB)  652       No MI       0
Broken Arrow                None                   662       No MI       0
Robbins                     6 Mo Int (UPB-20%OPB)  561       No MI       0
Zephyrhills                 6 Mo Int (UPB-20%OPB)  652       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  542       No MI       0
Rossville                   None                   540       No MI       0
Bonham                      6 Mo Int (UPB-20%OPB)  572       No MI       0
Pawtucket                   2% UPB                 703       No MI       0
Grayling                    1% UPB                 521       No MI       0
Centereach                  None                   699       No MI       0
Riverview                   None                   638       No MI       0
Rio Rancho                  None                   651       No MI       0
Colton                      6 Mo Int (UPB-20%OPB)  645       No MI       0
Harvey                      5% / 4%                650       No MI       0
Heer Park                   None                   688       No MI       0
Saint Peters                2% UPB                 635       No MI       0
Wylie                       6 Mo Int (UPB-20%OPB)  627       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  632       No MI       0
Toledo                      1% UPB                 539       No MI       0
Sandy                       6 Mo Int (UPB-20%OPB)  597       No MI       0
Monsey                      None                   620       No MI       0
Leonardtown                 None                   644       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  587       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  569       No MI       0
Nashville                   6 Mo Int (UPB-20%OPB)  602       No MI       0
Winchester                  6 Mo Int (UPB-20%OPB)  574       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  691       No MI       0
Ink                         1% UPB                 629       No MI       0
Dearborn Heights            1% UPB                 640       No MI       0
North Hollywood             6 Mo Int (UPB-20%OPB)  635       No MI       0
Rio Rancho                  None                   651       No MI       0
Northampton                 None                   649       No MI       0
Hephzibah                   None                   617       No MI       0
Dix Hills                   None                   771       No MI       0
Dayton                      1% UPB                 554       No MI       0
Santa Ana                   6 Mo Int (UPB-20%OPB)  690       No MI       0
Sandy                       6 Mo Int (UPB-20%OPB)  666       No MI       0
North Hollywood             None                   635       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  644       No MI       0
Moreno Valley               None                   632       No MI       0
Aurora                      None                   644       No MI       0
Escondido                   6 Mo Int (UPB-20%OPB)  643       No MI       0
Toledo                      1% UPB                 575       No MI       0
Arboga                      6 Mo Int (UPB-20%OPB)  665       No MI       0
Montz                       5% / 4% / 3%           552       No MI       0
Albuquerque                 None                   650       No MI       0
Phyllis                     5% UPB                 623       No MI       0
Ink                         None                   629       No MI       0
Humble                      None                   584       No MI       0
Broken Arrow                6 Mo Int (UPB-20%OPB)  660       No MI       0
Cape Coral                  6 Mo Int (UPB-20%OPB)  621       No MI       0
Rochester                   None                   594       No MI       0
Hawleyton                   None                   548       No MI       0
Gulfport                    6 Mo Int (UPB-20%OPB)  686       No MI       0
Garland                     None                   655       No MI       0
Meskegon                    1% UPB                 574       No MI       0
Melbourne                   6 Mo Int (UPB-20%OPB)  551       No MI       0
Centuck                     None                   600       No MI       0
Ambridge                    None                   584       No MI       0
Buffalo                     None                   723       No MI       0
FEDERAL WAY                 None                   648       No MI       0
Monsey                      None                   611       No MI       0
Dennis Mills                5% / 4% / 3%           646       No MI       0
Crystal                     None                   640       No MI       0
Vale                        None                   661       No MI       0
Houston                     6 Mo Int (UPB-20%OPB)  609       No MI       0
Holiday                     6 Mo Int (UPB-20%OPB)  609       No MI       0
Colorado Springs            6 Mo Int (UPB-20%OPB)  651       No MI       0
Rosedale                    None                   728       No MI       0
Corcoran                    6 Mo Int (UPB-20%OPB)  634       No MI       0
Dequincy                    5% / 4% / 3%           541       No MI       0
Little Rock                 None                   606       No MI       0
Danielsville                None                   558       No MI       0
Oats                        None                   572       No MI       0
Matteson                    None                   574       No MI       0
Southaven                   5% / 4% / 3%           539       No MI       0
Marysville                  6 Mo Int (UPB-20%OPB)  649       No MI       0
Belding                     None                   715       No MI       0
Lynchburg                   1% UPB                 566       No MI       0
Everett                     None                   681       No MI       0
Sandy                       6 Mo Int (UPB-20%OPB)  666       No MI       0
Grain Valley                None                   644       No MI       0
Margate                     6 Mo Int (UPB-20%OPB)  618       No MI       0
Durham                      None                   650       No MI       0
Stanton                     None                   634       No MI       0
Basin                       5% / 4% / 3%           619       No MI       0
Forestville                 None                   732       No MI       0
Colorado Springs            None                   651       No MI       0
Easley                      None                   656       No MI       0
Avenel                      None                   598       No MI       0
Detroit                     1% UPB                 568       No MI       0
Sneedville                  6 Mo Int (UPB-20%OPB)  552       No MI       0
La Puente                   6 Mo Int (UPB-20%OPB)  715       No MI       0
Lehigh                      6 Mo Int (UPB-20%OPB)  671       No MI       0
Casselberry                 6 Mo Int (UPB-20%OPB)  660       No MI       0
Flossmoor                   6 Mo Int (UPB-20%OPB)  579       No MI       0
Hanes                       None                   611       No MI       0
Tacoma                      6 Mo Int (UPB-20%OPB)  652       No MI       0
Naples                      6 Mo Int (UPB-20%OPB)  734       No MI       0
Muscoy                      6 Mo Int (UPB-20%OPB)  710       No MI       0
Ingram                      6 Mo Int (UPB-20%OPB)  551       No MI       0
Durham                      None                   650       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  621       No MI       0
Columbia                    5% / 4% / 3%           608       No MI       0
Ocala                       6 Mo Int (UPB-20%OPB)  651       No MI       0
Norbeck                     None                   580       No MI       0
Hayward                     6 Mo Int (UPB-20%OPB)  644       No MI       0
Gilmore                     2% UPB                 636       No MI       0
Corcoran                    None                   634       No MI       0
Las Cruces                  None                   546       No MI       0
Everett                     None                   681       No MI       0
Detroit                     None                   662       No MI       0
Englewood                   None                   648       No MI       0
Golden                      6 Mo Int (UPB-20%OPB)  648       No MI       0
Lakin                       None                   631       No MI       0
Miami                       None                   661       No MI       0
Battle Creek                1% UPB                 532       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  592       No MI       0
Sarasota                    6 Mo Int (UPB-20%OPB)  605       No MI       0
Phoenix                     6 Mo Int (UPB-20%OPB)  669       No MI       0
Walton                      None                   546       No MI       0
Dearborn Heights            None                   640       No MI       0
Altoona                     None                   607       No MI       0
Saint Louis                 2% UPB                 611       No MI       0
Phoenix                     None                   669       No MI       0
Albuquerque                 None                   650       No MI       0
Lakin                       None                   631       No MI       0
Santa Maria                 6 Mo Int (UPB-20%OPB)  630       No MI       0
Old Hickory                 6 Mo Int (UPB-20%OPB)  567       No MI       0
Sonora                      1% UPB                 659       No MI       0
Easley                      None                   656       No MI       0
South Holland               6 Mo Int (UPB-20%OPB)  645       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  657       No MI       0
Cadillac                    1% UPB                 516       No MI       0
Elyria                      1% UPB                 535       No MI       0
Sharptown                   None                   558       No MI       0
Detroit                     1% UPB                 548       No MI       0
Humble                      None                   657       No MI       0
Phoenix                     6 Mo Int (UPB-20%OPB)  647       No MI       0
Cheyenne                    6 Mo Int (UPB-20%OPB)  646       No MI       0
Cheyenne                    None                   646       No MI       0
Queen Creek                 6 Mo Int (UPB-20%OPB)  649       No MI       0
Easton                      1% UPB                 526       No MI       0
El Monte                    6 Mo Int (UPB-20%OPB)  719       No MI       0
Oklahoma City               6 Mo Int (UPB-20%OPB)  564       No MI       0
Pasadena                    None                   665       No MI       0
Steamboat Springs           6 Mo Int (UPB-20%OPB)  666       No MI       0
Queen Creek                 6 Mo Int (UPB-20%OPB)  649       No MI       0
Lehigh                      6 Mo Int (UPB-20%OPB)  671       No MI       0
Kansas City                 2% UPB                 566       No MI       0
Baldwin                     None                   602       No MI       0
Santa Ana                   6 Mo Int (UPB-20%OPB)  644       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  681       No MI       0
Steamboat Springs           None                   666       No MI       0
Hayward                     6 Mo Int (UPB-20%OPB)  558       No MI       0
Alameda                     None                   638       No MI       0
Lititz                      6 Mo Int (UPB-20%OPB)  529       No MI       0
Rochester                   None                   672       No MI       0
Malden                      None                   671       No MI       0
Westland                    1% UPB                 652       No MI       0
Atlanta                     None                   720       No MI       0
South Holland               None                   645       No MI       0
Camden                      None                   675       No MI       0
Fargo                       6 Mo Int (UPB-20%OPB)  552       No MI       0
Glen Allen                  2% UPB                 659       No MI       0
Meskegon                    1% UPB                 607       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  697       No MI       0
Murrieta                    6 Mo Int (UPB-20%OPB)  631       No MI       0
Anderson                    6 Mo Int (UPB-20%OPB)  615       No MI       0
Newburgh                    None                   654       No MI       0
Maylene                     6 Mo Int (UPB-20%OPB)  524       No MI       0
Santa Maria                 6 Mo Int (UPB-20%OPB)  630       No MI       0
Kenner                      5% / 4%                524       No MI       0
Portland                    None                   631       No MI       0
Brighton                    6 Mo Int (UPB-20%OPB)  662       No MI       0
North East                  6 Mo Int (UPB-20%OPB)  653       No MI       0
Raytown                     2% UPB                 581       No MI       0
Parker                      None                   657       No MI       0
Chino                       6 Mo Int (UPB-20%OPB)  672       No MI       0
Noble                       1% UPB                 619       No MI       0
Palmdale                    6 Mo Int (UPB-20%OPB)  609       No MI       0
Detroit                     1% UPB                 654       No MI       0
Naples                      None                   662       No MI       0
Joy                         3% / 2% / 1%           624       No MI       0
Zion City                   5% / 4% / 3%           520       No MI       0
Herkimer                    None                   525       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  543       No MI       0
Saint Petersburg            6 Mo Int (UPB-20%OPB)  589       No MI       0
Lima                        1% UPB                 532       No MI       0
Montgomery                  6 Mo Int (UPB-20%OPB)  678       No MI       0
Houston                     6 Mo Int (UPB-20%OPB)  597       No MI       0
Orangeburg                  None                   586       No MI       0
Pueblo                      None                   649       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  600       No MI       0
Boardman                    1% UPB                 557       No MI       0
Dennison                    1% UPB                 556       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  681       No MI       0
Onaway                      1% UPB                 634       No MI       0
Chino                       6 Mo Int (UPB-20%OPB)  672       No MI       0
Kearns                      6 Mo Int (UPB-20%OPB)  660       No MI       0
San Diego                   None                   648       No MI       0
Bar Harbor                  None                   583       No MI       0
Riverside                   6 Mo Int (UPB-20%OPB)  654       No MI       0
Mashpee                     None                   532       No MI       0
Baton Rouge                 5% / 4% / 3%           531       No MI       0
Lima                        1% UPB                 580       No MI       0
Geneva                      None                   589       No MI       0
Fairfield                   6 Mo Int (UPB-20%OPB)  624       No MI       0
Chino Hills                 6 Mo Int (UPB-20%OPB)  654       No MI       0
Cary                        None                   663       No MI       0
Fishers                     6 Mo Int (UPB-20%OPB)  536       No MI       0
Dearborn Heights            1% UPB                 576       No MI       0
Angola                      None                   552       No MI       0
Lake Elsinore               None                   696       No MI       0
Pueblo                      None                   649       No MI       0
Hockessin                   6 Mo Int (UPB-20%OPB)  643       No MI       0
Paint Rock                  None                   522       No MI       0
Watts                       6 Mo Int (UPB-20%OPB)  686       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  645       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  667       No MI       0
Houston                     6 Mo Int (UPB-20%OPB)  721       No MI       0
Warren                      1% UPB                 642       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  545       No MI       0
Ocoee                       6 Mo Int (UPB-20%OPB)  635       No MI       0
Topeka                      None                   692       No MI       0
Knoxville                   6 Mo Int (UPB-20%OPB)  692       No MI       0
Naples                      None                   662       No MI       0
Houston                     None                   732       No MI       0
Camp Springs                None                   608       No MI       0
Lyndon                      6 Mo Int (UPB-20%OPB)  604       No MI       0
Riviera Beach               None                   677       No MI       0
Pearland                    6 Mo Int (UPB-20%OPB)  652       No MI       0
Escondido                   None                   643       No MI       0
Brighton                    None                   662       No MI       0
Crestmore                   6 Mo Int (UPB-20%OPB)  674       No MI       0
Quito                       5% / 4%                609       No MI       0
Akron                       1% UPB                 572       No MI       0
Ramona                      6 Mo Int (UPB-20%OPB)  602       No MI       0
Mars                        6 Mo Int (UPB-20%OPB)  660       No MI       0
Weare                       6 Mo Int (UPB-20%OPB)  641       No MI       0
Sumner                      None                   522       No MI       0
Lawrence                    None                   666       No MI       0
Mendenhall                  5% / 4% / 3%           567       No MI       0
Yuba City                   None                   661       No MI       0
Pomona                      6 Mo Int (UPB-20%OPB)  614       No MI       0
Tuskegee                    None                   522       No MI       0
Port Charlotte              None                   690       No MI       0
Grafton                     None                   685       No MI       0
Palm Harbor                 6 Mo Int (UPB-20%OPB)  634       No MI       0
Bradford                    6 Mo Int (UPB-20%OPB)  551       No MI       0
Akron                       1% UPB                 676       No MI       0
Cleveland                   1% UPB                 546       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  671       No MI       0
Jackson                     5% / 4%                562       No MI       0
Saint Peters                None                   635       No MI       0
Moore                       6 Mo Int (UPB-20%OPB)  602       No MI       0
Jamaica                     None                   545       No MI       0
Gulfport                    5% / 4% / 3%           554       No MI       0
Ldhl                        6 Mo Int (UPB-20%OPB)  553       No MI       0
Highlands                   6 Mo Int (UPB-20%OPB)  660       No MI       0
WAXHAW                      None                   666       No MI       0
Crestmore                   6 Mo Int (UPB-20%OPB)  674       No MI       0
Boardman                    1% UPB                 651       No MI       0
Cleveland                   1% UPB                 574       No MI       0
Dillon                      6 Mo Int (UPB-20%OPB)  658       No MI       0
Baugh                       6 Mo Int (UPB-20%OPB)  550       No MI       0
Cleveland                   1% UPB                 632       No MI       0
Merriam                     None                   540       No MI       0
Houston                     None                   732       No MI       0
Pilot Point                 6 Mo Int (UPB-20%OPB)  576       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  560       No MI       0
Gary                        6 Mo Int (UPB-20%OPB)  526       No MI       0
Highlands                   None                   660       No MI       0
Marion                      1% UPB                 600       No MI       0
Arbutus                     None                   706       No MI       0
Detroit                     1% UPB                 603       No MI       0
Kansas City                 None                   521       No MI       0
Fort Worth                  None                   645       No MI       0
Arlington                   None                   720       No MI       0
Collinsville                None                   505       No MI       0
Murray                      6 Mo Int (UPB-20%OPB)  659       No MI       0
Elsdon                      6 Mo Int (UPB-20%OPB)  550       No MI       0
Lacey                       None                   521       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  699       No MI       0
Tucson                      6 Mo Int (UPB-20%OPB)  581       No MI       0
Green                       6 Mo Int (UPB-20%OPB)  604       No MI       0
Garner                      None                   620       No MI       0
Newbury                     None                   729       No MI       0
Carroll                     None                   645       No MI       0
Margate                     6 Mo Int (UPB-20%OPB)  521       No MI       0
Murray                      None                   659       No MI       0
Hemet                       6 Mo Int (UPB-20%OPB)  654       No MI       0
Clay                        None                   635       No MI       0
Murrieta                    6 Mo Int (UPB-20%OPB)  604       No MI       0
Columbus                    1% UPB                 535       No MI       0
Takoma Park                 None                   686       No MI       0
Golden                      None                   648       No MI       0
Baileyton                   6 Mo Int (UPB-20%OPB)  642       No MI       0
Cleveland                   1% UPB                 651       No MI       0
Summerville                 6 Mo Int (UPB-20%OPB)  645       No MI       0
Summerville                 None                   645       No MI       0
East                        6 Mo Int (UPB-20%OPB)  636       No MI       0
Sinsheim                    6 Mo Int (UPB-20%OPB)  536       No MI       0
Pawtucket                   None                   703       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  795       No MI       0
Manoa                       6 Mo Int (UPB-20%OPB)  607       No MI       0
Escondido                   6 Mo Int (UPB-20%OPB)  648       No MI       0
Englewood                   None                   648       No MI       0
Carrollton                  5% / 4% / 3%           576       No MI       0
Clark                       None                   640       No MI       0
Sapulpa                     6 Mo Int (UPB-20%OPB)  560       No MI       0
Parsons                     None                   524       No MI       0
Keavy                       5% UPB                 571       No MI       0
Kent City                   1% UPB                 526       No MI       0
Glen Allen                  None                   659       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  641       No MI       0
Avalon                      2% UPB                 626       No MI       0
Oakridge                    6 Mo Int (UPB-20%OPB)  667       No MI       0
Siloam Springs              3% / 2% / 1%           643       No MI       0
Los Angeles                 6 Mo Int (UPB-20%OPB)  608       No MI       0
Santa Ana                   None                   644       No MI       0
Mc Kinney                   6 Mo Int (UPB-20%OPB)  707       No MI       0
San Leandro                 None                   606       No MI       0
San Leandro                 None                   606       No MI       0
Scranton                    6 Mo Int (UPB-20%OPB)  655       No MI       0
Scranton                    None                   655       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  543       No MI       0
Gallatin                    6 Mo Int (UPB-20%OPB)  600       No MI       0
Grenelefe                   6 Mo Int (UPB-20%OPB)  568       No MI       0
Shelby                      None                   570       No MI       0
Large                       6 Mo Int (UPB-20%OPB)  536       No MI       0
Spokane                     None                   621       No MI       0
Stilwell                    6 Mo Int (UPB-20%OPB)  533       No MI       0
Rocky Point                 None                   634       No MI       0
Downey                      6 Mo Int (UPB-20%OPB)  731       No MI       0
Downey                      None                   731       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  604       No MI       0
Canton                      1% UPB                 546       No MI       0
Dover                       6 Mo Int (UPB-20%OPB)  668       No MI       0
Weehawken                   None                   651       No MI       0
Buffalo                     None                   631       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  666       No MI       0
Orland                      None                   532       No MI       0
Wingo                       5% UPB                 566       No MI       0
Hanes                       None                   611       No MI       0
Spencer                     6 Mo Int (UPB-20%OPB)  547       No MI       0
Greenville                  1% UPB                 607       No MI       0
Lariat                      6 Mo Int (UPB-20%OPB)  730       No MI       0
Smithtown                   None                   560       No MI       0
Naranja                     6 Mo Int (UPB-20%OPB)  629       No MI       0
Fontana                     6 Mo Int (UPB-20%OPB)  655       No MI       0
Little Rock                 3% / 2% / 1%           553       No MI       0
Martinsville                2% UPB                 642       No MI       0
Syracuse                    None                   660       No MI       0
Detroit                     1% UPB                 619       No MI       0
Somerville                  6 Mo Int (UPB-20%OPB)  688       No MI       0
Kathleen                    None                   629       No MI       0
Harvey                      5% / 4% / 3%           650       No MI       0
Summ                        None                   665       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  669       No MI       0
Plainview                   None                   782       No MI       0
El Reno                     6 Mo Int (UPB-20%OPB)  597       No MI       0
Ripon                       6 Mo Int (UPB-20%OPB)  560       No MI       0
Jacksonville                None                   600       No MI       0
Garner                      None                   620       No MI       0
Baldy Mesa                  6 Mo Int (UPB-20%OPB)  607       No MI       0
Milo                        6 Mo Int (UPB-20%OPB)  559       No MI       0
Nova                        1% UPB                 652       No MI       0
Marlin                      6 Mo Int (UPB-20%OPB)  522       No MI       0
Warren                      None                   642       No MI       0
Binghamton                  None                   557       No MI       0
West                        6 Mo Int (UPB-20%OPB)  772       No MI       0
Panama City                 6 Mo Int (UPB-20%OPB)  679       No MI       0
Mc Kinney                   None                   707       No MI       0
Haverhill                   6 Mo Int (UPB-20%OPB)  520       No MI       0
Schertz                     6 Mo Int (UPB-20%OPB)  540       No MI       0
Aloha                       6 Mo Int (UPB-20%OPB)  654       No MI       0
Chino Hills                 None                   654       No MI       0
Rockland                    None                   650       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  560       No MI       0
Martins Ferry               1% UPB                 522       No MI       0
Antis                       6 Mo Int (UPB-20%OPB)  567       No MI       0
Buffalo                     None                   536       No MI       0
Gibsonville                 None                   537       No MI       0
Dellwood                    2% UPB                 584       No MI       0
Fort Pierce                 6 Mo Int (UPB-20%OPB)  723       No MI       0
Cahokia                     None                   529       No MI       0
Wallkill                    None                   619       No MI       0
Clark                       None                   640       No MI       0
Melbourne                   6 Mo Int (UPB-20%OPB)  586       No MI       0
Temecula                    None                   634       No MI       0
Au Gres                     1% UPB                 560       No MI       0
Grafton                     None                   685       No MI       0
Florissant                  None                   623       No MI       0
Lees Summit                 2% UPB                 649       No MI       0
Kansas City                 2% UPB                 648       No MI       0
El Reno                     None                   597       No MI       0
New Albany                  6 Mo Int (UPB-20%OPB)  621       No MI       0
Lorain                      None                   644       No MI       0
Lynwood                     6 Mo Int (UPB-20%OPB)  580       No MI       0
Spry                        6 Mo Int (UPB-20%OPB)  543       No MI       0
Somerville                  6 Mo Int (UPB-20%OPB)  688       No MI       0
Zebulon                     None                   674       No MI       0
Mary Esther                 6 Mo Int (UPB-20%OPB)  663       No MI       0
Ocoee                       None                   635       No MI       0
Stephens                    3% / 2% / 1%           568       No MI       0
Florissant                  None                   623       No MI       0
Saint Marys                 1% UPB                 602       No MI       0
Stamford                    6 Mo Int (UPB-20%OPB)  656       No MI       0
Lees Summit                 2% UPB                 649       No MI       0
Lavina                      None                   625       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  540       No MI       0
Worcester                   None                   653       No MI       0
Salisbury                   None                   558       No MI       0
Arroyo                      6 Mo Int (UPB-20%OPB)  629       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  645       No MI       0
Clarksburg                  None                   633       No MI       0
Universal                   6 Mo Int (UPB-20%OPB)  534       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  671       No MI       0
Las Vegas                   None                   607       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  732       No MI       0
Chubbuck                    6 Mo Int (UPB-20%OPB)  656       No MI       0
Columbus                    None                   638       No MI       0
Milford                     None                   629       No MI       0
Adams                       None                   660       No MI       0
Darby                       None                   567       No MI       0
Powell                      6 Mo Int (UPB-20%OPB)  601       No MI       0
Humble                      None                   522       No MI       0
Ocee                        None                   580       No MI       0
Scottsbluff                 6 Mo Int (UPB-20%OPB)  638       No MI       0
Raymond                     None                   585       No MI       0
Elk Grove                   6 Mo Int (UPB-20%OPB)  643       No MI       0
Aurora                      None                   645       No MI       0
Joppa                       6 Mo Int (UPB-20%OPB)  555       No MI       0
Lees Summit                 None                   638       No MI       0
Mira Loma                   None                   719       No MI       0
Desert Hot Springs          6 Mo Int (UPB-20%OPB)  628       No MI       0
Knoxville                   6 Mo Int (UPB-20%OPB)  573       No MI       0
Norwood                     None                   558       No MI       0
Louisville                  5% / 4% / 3%           587       No MI       0
Southfield                  1% UPB                 676       No MI       0
Kerrtown                    None                   553       No MI       0
Land O Lakes                6 Mo Int (UPB-20%OPB)  580       No MI       0
Dundalk                     None                   525       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  556       No MI       0
Waldwick                    None                   653       No MI       0
Iselin                      None                   597       No MI       0
Elk Grove                   None                   643       No MI       0
Newark                      6 Mo Int (UPB-20%OPB)  658       No MI       0
Romoland                    None                   657       No MI       0
Altoona                     None                   552       No MI       0
Defiance                    1% UPB                 628       No MI       0
Croton                      1% UPB                 560       No MI       0
Florence                    6 Mo Int (UPB-20%OPB)  566       No MI       0
Lewiston                    None                   661       No MI       0
New Paltz                   None                   659       No MI       0
Middletown                  None                   700       No MI       0
Westgate                    None                   646       No MI       0
Childs                      6 Mo Int (UPB-20%OPB)  556       No MI       0
Detroit                     1% UPB                 559       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  546       No MI       0
Ozone                       6 Mo Int (UPB-20%OPB)  551       No MI       0
Hazlehurst                  5% / 4%                541       No MI       0
Southfield                  None                   676       No MI       0
Saticoy                     6 Mo Int (UPB-20%OPB)  608       No MI       0
Meskegon                    1% UPB                 520       No MI       0
Kearns                      6 Mo Int (UPB-20%OPB)  590       No MI       0
Wawatosa                    None                   543       No MI       0
Saint Petersburg            6 Mo Int (UPB-20%OPB)  554       No MI       0
Charleroi                   6 Mo Int (UPB-20%OPB)  551       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  523       No MI       0
Berkeley                    None                   601       No MI       0
Aloha                       6 Mo Int (UPB-20%OPB)  654       No MI       0
Oviedo                      6 Mo Int (UPB-20%OPB)  646       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  666       No MI       0
Hazlehurst                  5% / 4% / 3%           561       No MI       0
Knoxville                   6 Mo Int (UPB-20%OPB)  692       No MI       0
San Diego                   None                   669       No MI       0
Salinas                     6 Mo Int (UPB-20%OPB)  583       No MI       0
Camden                      None                   636       No MI       0
Little Rock                 3% / 2% / 1%           554       No MI       0
Montgomery                  None                   678       No MI       0
Murfreesboro                6 Mo Int (UPB-20%OPB)  650       No MI       0
La Chute                    5% / 4% / 3%           548       No MI       0
Beaumont                    6 Mo Int (UPB-20%OPB)  544       No MI       0
Fort Payne                  6 Mo Int (UPB-20%OPB)  683       No MI       0
East McKeesport             6 Mo Int (UPB-20%OPB)  519       No MI       0
Lees Summit                 None                   638       No MI       0
Joy                         3% / 2% / 1%           624       No MI       0
South Bend                  6 Mo Int (UPB-20%OPB)  646       No MI       0
Jamaica                     None                   693       No MI       0
Brookwood                   1% UPB                 582       No MI       0
Bradenton                   6 Mo Int (UPB-20%OPB)  646       No MI       0
Munroe Falls                1% UPB                 547       No MI       0
Kearns                      None                   660       No MI       0
Pitcairn                    6 Mo Int (UPB-20%OPB)  673       No MI       0
Adams                       None                   660       No MI       0
San Diego                   None                   645       No MI       0
Orient                      1% UPB                 540       No MI       0
Escondido                   None                   648       No MI       0
Peru                        None                   522       No MI       0
Cabot                       3% / 2% / 1%           667       No MI       0
Sayville                    None                   594       No MI       0
Hewitt                      None                   592       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  621       No MI       0
Poland                      1% UPB                 579       No MI       0
Bywood                      6 Mo Int (UPB-20%OPB)  708       No MI       0
Jackson                     None                   575       No MI       0
Albia                       None                   713       No MI       0
Marion                      1% UPB                 557       No MI       0
Humboldt                    6 Mo Int (UPB-20%OPB)  546       No MI       0
Monroe                      5% / 4%                575       No MI       0
Atlanta                     None                   604       No MI       0
Neosho                      2% UPB                 709       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  580       No MI       0
Marenisco                   1% UPB                 557       No MI       0
Gallatin                    6 Mo Int (UPB-20%OPB)  600       No MI       0
Bakersfield                 6 Mo Int (UPB-20%OPB)  561       No MI       0
Whitman                     None                   699       No MI       0
Webb City                   2% UPB                 525       No MI       0
Topeka                      None                   675       No MI       0
Ocean City                  None                   630       No MI       0
Clearwater                  6 Mo Int (UPB-20%OPB)  552       No MI       0
Willeys                     6 Mo Int (UPB-20%OPB)  752       No MI       0
Lemon Grove                 6 Mo Int (UPB-20%OPB)  590       No MI       0
Bloomington                 6 Mo Int (UPB-20%OPB)  548       No MI       0
Santa Maria                 6 Mo Int (UPB-20%OPB)  581       No MI       0
Cincinnati                  1% UPB                 632       No MI       0
Hilton                      None                   696       No MI       0
Neosho                      2% UPB                 709       No MI       0
Clarksville                 3% / 2% / 1%           649       No MI       0
Houston                     6 Mo Int (UPB-20%OPB)  646       No MI       0
Jacksonville                6 Mo Int (UPB-20%OPB)  540       No MI       0
Gladwin                     1% UPB                 616       No MI       0
Whitman                     None                   699       No MI       0
Lewisburg                   6 Mo Int (UPB-20%OPB)  572       No MI       0
Joppa                       6 Mo Int (UPB-20%OPB)  551       No MI       0
Pocomoke                    None                   563       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  561       No MI       0
Everman                     None                   636       No MI       0
Snow Hill                   None                   686       No MI       0
Ironton                     1% UPB                 632       No MI       0
Rutland                     6 Mo Int (UPB-20%OPB)  622       No MI       0
Charlotte                   None                   616       No MI       0
Easton                      6 Mo Int (UPB-20%OPB)  700       No MI       0
Baugh                       6 Mo Int (UPB-20%OPB)  570       No MI       0
Baugh                       6 Mo Int (UPB-20%OPB)  570       No MI       0
Temecula                    None                   634       No MI       0
Massillon                   1% UPB                 642       No MI       0
Palm Bay                    6 Mo Int (UPB-20%OPB)  574       No MI       0
Bacone                      6 Mo Int (UPB-20%OPB)  635       No MI       0
Henderson                   5% / 4% / 3%           524       No MI       0
Bratenahl                   1% UPB                 527       No MI       0
Trenton                     6 Mo Int (UPB-20%OPB)  570       No MI       0
Lawton                      6 Mo Int (UPB-20%OPB)  600       No MI       0
Saint Helen                 1% UPB                 522       No MI       0
Bakersfield                 6 Mo Int (UPB-20%OPB)  672       No MI       0
Charlotte                   1% UPB                 624       No MI       0
REDDING                     6 Mo Int (UPB-20%OPB)  537       No MI       0
Weehawken                   None                   651       No MI       0
Abita Springs               5% / 4%                664       No MI       0
Crawfordsville              6 Mo Int (UPB-20%OPB)  555       No MI       0
Reynoldsburg                1% UPB                 608       No MI       0
Monroe                      5% / 4%                562       No MI       0
Incline Village             None                   606       No MI       0
Reynoldsburg                None                   608       No MI       0
North East                  None                   653       No MI       0
Mesa                        6 Mo Int (UPB-20%OPB)  532       No MI       0
Saint Louis                 2% UPB                 653       No MI       0
Cape Coral                  6 Mo Int (UPB-20%OPB)  621       No MI       0
Pittsfield                  6 Mo Int (UPB-20%OPB)  708       No MI       0
Elwood                      None                   606       No MI       0
Basin                       5% / 4% / 3%           533       No MI       0
Momence                     None                   571       No MI       0
Millersville                None                   634       No MI       0
San Leandro                 6 Mo Int (UPB-20%OPB)  624       No MI       0
San Leandro                 6 Mo Int (UPB-20%OPB)  624       No MI       0
Strawberry Plains           6 Mo Int (UPB-20%OPB)  622       No MI       0
Flanders                    None                   595       No MI       0
Jacksonville                6 Mo Int (UPB-20%OPB)  645       No MI       0
Bronx                       None                   630       No MI       0
Cucamonga                   6 Mo Int (UPB-20%OPB)  655       No MI       0
Gary                        6 Mo Int (UPB-20%OPB)  529       No MI       0
Newburgh                    None                   666       No MI       0
Detroit                     1% UPB                 637       No MI       0
Lawrenceburg                6 Mo Int (UPB-20%OPB)  603       No MI       0
Youngstown                  1% UPB                 780       No MI       0
Milford                     None                   629       No MI       0
Lawrence                    6 Mo Int (UPB-20%OPB)  521       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  646       No MI       0
Wichita                     None                   651       No MI       0
Warren                      1% UPB                 596       No MI       0
Longwood                    6 Mo Int (UPB-20%OPB)  545       No MI       0
Croydon                     6 Mo Int (UPB-20%OPB)  644       No MI       0
Vallejo                     6 Mo Int (UPB-20%OPB)  538       No MI       0
Gretna                      5% / 4%                555       No MI       0
Chicago                     6 Mo Int (UPB-20%OPB)  614       No MI       0
Eastend                     2% UPB                 554       No MI       0
Franklinville               None                   694       No MI       0
Indianapolis                6 Mo Int (UPB-20%OPB)  617       No MI       0
Benton Harbor               1% UPB                 560       No MI       0
Colburn                     6 Mo Int (UPB-20%OPB)  538       No MI       0
Naples                      6 Mo Int (UPB-20%OPB)  659       No MI       0
Dover                       None                   668       No MI       0
Powell                      1% UPB                 651       No MI       0
Raytown                     2% UPB                 583       No MI       0
Bayside                     None                   531       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  564       No MI       0
Alexander City              6 Mo Int (UPB-20%OPB)  553       No MI       0
Sango                       6 Mo Int (UPB-20%OPB)  634       No MI       0
Abita Springs               None                   664       No MI       0
Ocala                       6 Mo Int (UPB-20%OPB)  746       No MI       0
Baton Rouge                 5% / 4%                540       No MI       0
Birmingham                  6 Mo Int (UPB-20%OPB)  629       No MI       0
Coshocton                   1% UPB                 655       No MI       0
Kalkaska                    1% UPB                 583       No MI       0
Moreno                      6 Mo Int (UPB-20%OPB)  666       No MI       0
Lemay                       2% UPB                 546       No MI       0
Portland                    None                   654       No MI       0
Dellwood                    2% UPB                 536       No MI       0
Macomb                      1% UPB                 586       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  557       No MI       0
Kenner                      None                   651       No MI       0
Owasso                      6 Mo Int (UPB-20%OPB)  564       No MI       0
Mira Loma                   None                   719       No MI       0
Coshocton                   None                   655       No MI       0
Kenner                      5% / 4%                705       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  528       No MI       0
Clarksville                 3% / 2% / 1%           649       No MI       0
Dixie                       5% / 4%                546       No MI       0
Fairborn                    1% UPB                 743       No MI       0
Miami                       None                   644       No MI       0
Tacoma                      None                   652       No MI       0
Elizabeth                   6 Mo Int (UPB-20%OPB)  534       No MI       0
Barren                      6 Mo Int (UPB-20%OPB)  556       No MI       0
Barry Lakes                 None                   655       No MI       0
Springfield                 1% UPB                 548       No MI       0
Cucamonga                   None                   655       No MI       0
Broken Arrow                6 Mo Int (UPB-20%OPB)  560       No MI       0
Newark                      None                   591       No MI       0
Saegertown                  6 Mo Int (UPB-20%OPB)  684       No MI       0
Brooklyn                    None                   627       No MI       0
Brooklyn                    None                   627       No MI       0
Amelia City                 6 Mo Int (UPB-20%OPB)  540       No MI       0
Alpharetta                  None                   563       No MI       0
Lewiston                    None                   661       No MI       0
Chattanooga                 6 Mo Int (UPB-20%OPB)  565       No MI       0
Dayton                      1% UPB                 657       No MI       0
Flushing                    None                   671       No MI       0
Richmond                    2% UPB                 558       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  537       No MI       0
Nora                        6 Mo Int (UPB-20%OPB)  605       No MI       0
Alameda                     None                   638       No MI       0
Birmingham                  None                   629       No MI       0
La Tijera                   6 Mo Int (UPB-20%OPB)  607       No MI       0
Daytona Beach               6 Mo Int (UPB-20%OPB)  535       No MI       0
Poughkeepsie                None                   532       No MI       0
West Jordan                 6 Mo Int (UPB-20%OPB)  625       No MI       0
Fontana                     None                   540       No MI       0
Kansas City                 None                   648       No MI       0
Cimarron                    6 Mo Int (UPB-20%OPB)  630       No MI       0
Saginaw                     1% UPB                 561       No MI       0
Dunbar                      None                   542       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  559       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  580       No MI       0
Seymour                     6 Mo Int (UPB-20%OPB)  604       No MI       0
Middletown                  6 Mo Int (UPB-20%OPB)  532       No MI       0
Caro                        1% UPB                 552       No MI       0
Charlotte                   None                   598       No MI       0
Gracey                      5% UPB                 582       No MI       0
Chville                     2% UPB                 520       No MI       0
Avondale                    5% / 4% / 3%           687       No MI       0
Cleveland                   1% UPB                 550       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  630       No MI       0
West Jordan                 None                   625       No MI       0
Barr                        6 Mo Int (UPB-20%OPB)  679       No MI       0
Powderly                    6 Mo Int (UPB-20%OPB)  652       No MI       0
Detroit                     1% UPB                 539       No MI       0
Norco                       6 Mo Int (UPB-20%OPB)  621       No MI       0
Dayton                      None                   657       No MI       0
Obetz                       1% UPB                 548       No MI       0
Wheeler                     3% / 2% / 1%           534       No MI       0
Rising Fawn                 None                   677       No MI       0
Bellfntn                    1% UPB                 602       No MI       0
Roselle Park                None                   626       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  534       No MI       0
Yaphank                     None                   607       No MI       0
Canton                      1% UPB                 678       No MI       0
Tahlequah                   6 Mo Int (UPB-20%OPB)  521       No MI       0
Gorham                      None                   632       No MI       0
Metairie                    5% / 4%                666       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  657       No MI       0
Willeys                     None                   752       No MI       0
Arkoma                      6 Mo Int (UPB-20%OPB)  580       No MI       0
Clearwater                  6 Mo Int (UPB-20%OPB)  552       No MI       0
Fishkill                    None                   627       No MI       0
Bellaire                    None                   552       No MI       0
New Smyrna Beach            None                   713       No MI       0
Moss Point                  5% / 4%                641       No MI       0
Hanford                     6 Mo Int (UPB-20%OPB)  698       No MI       0
Lohrville                   None                   572       No MI       0
Somerville                  None                   614       No MI       0
Thornville                  1% UPB                 545       No MI       0
Concord                     1% UPB                 558       No MI       0
Savannah                    None                   608       No MI       0
Aliq                        6 Mo Int (UPB-20%OPB)  573       No MI       0
Cincinnati                  1% UPB                 614       No MI       0
Cleveland                   1% UPB                 590       No MI       0
Docena                      6 Mo Int (UPB-20%OPB)  554       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  555       No MI       0
MULDROW                     6 Mo Int (UPB-20%OPB)  552       No MI       0
Ormond Beach                6 Mo Int (UPB-20%OPB)  544       No MI       0
Jackson                     5% / 4% / 3%           540       No MI       0
Jackson                     5% / 4%                645       No MI       0
Compton                     6 Mo Int (UPB-20%OPB)  645       No MI       0
Compton                     None                   645       No MI       0
Pine Bush                   None                   678       No MI       0
Marion                      6 Mo Int (UPB-20%OPB)  531       No MI       0
Ldhl                        6 Mo Int (UPB-20%OPB)  616       No MI       0
Topeka                      None                   675       No MI       0
Detroit                     1% UPB                 595       No MI       0
Yonkers                     None                   662       No MI       0
Pomona                      6 Mo Int (UPB-20%OPB)  614       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  597       No MI       0
Shreveport                  5% / 4%                556       No MI       0
Galesburg                   1% UPB                 646       No MI       0
Wyoming                     1% UPB                 526       No MI       0
Concord                     6 Mo Int (UPB-20%OPB)  658       No MI       0
Dresser                     6 Mo Int (UPB-20%OPB)  639       No MI       0
Dillon                      None                   658       No MI       0
Philadelphia                None                   688       No MI       0
Manorville                  None                   777       No MI       0
Hayward                     6 Mo Int (UPB-20%OPB)  657       No MI       0
West End                    None                   660       No MI       0
WARREN                      1% UPB                 560       No MI       0
Roswell                     None                   559       No MI       0
Dayton                      1% UPB                 530       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  609       No MI       0
Carson City                 6 Mo Int (UPB-20%OPB)  638       No MI       0
Davie                       6 Mo Int (UPB-20%OPB)  552       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  543       No MI       0
Monroe                      6 Mo Int (UPB-20%OPB)  646       No MI       0
Brooklyn                    None                   562       No MI       0
Easton                      None                   700       No MI       0
Finger                      None                   650       No MI       0
Grand Blanc                 1% UPB                 551       No MI       0
Milford                     1% UPB                 561       No MI       0
Akron                       1% UPB                 580       No MI       0
Saint Louis                 2% UPB                 546       No MI       0
Stafford                    2% UPB                 638       No MI       0
Washington                  None                   629       No MI       0
Villa Grove                 None                   630       No MI       0
Sault Sainte Marie          1% UPB                 559       No MI       0
Elwood                      6 Mo Int (UPB-20%OPB)  635       No MI       0
Ocala                       6 Mo Int (UPB-20%OPB)  645       No MI       0
Bronx                       None                   630       No MI       0
Hamilton                    None                   647       No MI       0
Riverview                   6 Mo Int (UPB-20%OPB)  566       No MI       0
Wichita                     None                   598       No MI       0
Mattawan                    1% UPB                 624       No MI       0
Stafford                    None                   638       No MI       0
Dunn                        None                   601       No MI       0
Alta Loma                   6 Mo Int (UPB-20%OPB)  708       No MI       0
Alta Loma                   None                   708       No MI       0
Mexico                      2% UPB                 646       No MI       0
Mesquite                    6 Mo Int (UPB-20%OPB)  637       No MI       0
Glenville                   None                   653       No MI       0
Phoenix                     None                   634       No MI       0
Hayward                     6 Mo Int (UPB-20%OPB)  634       No MI       0
Clarksburg                  None                   633       No MI       0
Jackson                     5% / 4%                602       No MI       0
Venice                      6 Mo Int (UPB-20%OPB)  539       No MI       0
Colonial Heights            2% UPB                 530       No MI       0
Camden                      None                   675       No MI       0
Spencer                     6 Mo Int (UPB-20%OPB)  560       No MI       0
Wellston                    2% UPB                 615       No MI       0
Hayward                     None                   634       No MI       0
Roanoke                     2% UPB                 644       No MI       0
Heer Park                   None                   680       No MI       0
Harrison                    None                   681       No MI       0
Pryor                       6 Mo Int (UPB-20%OPB)  607       No MI       0
Dallas                      None                   757       No MI       0
Mesquite                    6 Mo Int (UPB-20%OPB)  637       No MI       0
Mesquite                    6 Mo Int (UPB-20%OPB)  637       No MI       0
Parkview                    1% UPB                 640       No MI       0
Slaton                      None                   539       No MI       0
Bassett                     6 Mo Int (UPB-20%OPB)  561       No MI       0
Eglon                       6 Mo Int (UPB-20%OPB)  634       No MI       0
Bel Nor                     2% UPB                 610       No MI       0
Cabot                       3% / 2% / 1%           667       No MI       0
Toledo                      1% UPB                 662       No MI       0
Rock Island                 6 Mo Int (UPB-20%OPB)  638       No MI       0
Beaufort                    6 Mo Int (UPB-20%OPB)  534       No MI       0
Charlotte                   None                   598       No MI       0
Massapequa                  None                   714       No MI       0
Bardwell                    1% UPB                 521       No MI       0
Staten Island               None                   540       No MI       0
Vallejo                     6 Mo Int (UPB-20%OPB)  518       No MI       0
Arleta                      6 Mo Int (UPB-20%OPB)  588       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  532       No MI       0
Columbia                    6 Mo Int (UPB-20%OPB)  538       No MI       0
Lancaster                   5% UPB                 568       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  542       No MI       0
Evansville                  6 Mo Int (UPB-20%OPB)  648       No MI       0
Passyunk                    6 Mo Int (UPB-20%OPB)  599       No MI       0
Brookville                  1% UPB                 609       No MI       0
Akron                       1% UPB                 605       No MI       0
Payne                       1% UPB                 587       No MI       0
                            None                   601       No MI       0
Arlington                   None                   596       No MI       0
Seattle                     6 Mo Int (UPB-20%OPB)  669       No MI       0
Mounds                      6 Mo Int (UPB-20%OPB)  595       No MI       0
Walden                      None                   536       No MI       0
Allentown                   6 Mo Int (UPB-20%OPB)  533       No MI       0
Ocala                       6 Mo Int (UPB-20%OPB)  746       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  556       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  647       No MI       0
Riverdale                   6 Mo Int (UPB-20%OPB)  653       No MI       0
McRae                       3% / 2% / 1%           545       No MI       0
Rockford                    6 Mo Int (UPB-20%OPB)  651       No MI       0
Transfer                    6 Mo Int (UPB-20%OPB)  654       No MI       0
Newark                      6 Mo Int (UPB-20%OPB)  673       No MI       0
Denver                      6 Mo Int (UPB-20%OPB)  574       No MI       0
Rockford                    None                   651       No MI       0
Hardwick                    None                   669       No MI       0
Sun City                    6 Mo Int (UPB-20%OPB)  665       No MI       0
Sacramento                  None                   656       No MI       0
Bywood                      None                   581       No MI       0
Toledo                      1% UPB                 534       No MI       0
Calumet City                6 Mo Int (UPB-20%OPB)  644       No MI       0
Elwood                      6 Mo Int (UPB-20%OPB)  647       No MI       0
Lorane                      6 Mo Int (UPB-20%OPB)  560       No MI       0
Rexmont                     6 Mo Int (UPB-20%OPB)  588       No MI       0
East Tawas                  1% UPB                 546       No MI       0
Holly Hill                  6 Mo Int (UPB-20%OPB)  618       No MI       0
West Columbia               None                   514       No MI       0
Elbert                      6 Mo Int (UPB-20%OPB)  658       No MI       0
Brookville                  None                   609       No MI       0
Dallas                      6 Mo Int (UPB-20%OPB)  653       No MI       0
Brooklyn                    None                   678       No MI       0
Old Hickory                 6 Mo Int (UPB-20%OPB)  541       No MI       0
Bergenfield                 None                   554       No MI       0
Hammond                     6 Mo Int (UPB-20%OPB)  557       No MI       0
Sacramento                  None                   656       No MI       0
Middletown                  1% UPB                 538       No MI       0
Tucson                      6 Mo Int (UPB-20%OPB)  660       No MI       0
Greenacres                  None                   713       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  705       No MI       0
Boston                      None                   540       No MI       0
Colerain                    1% UPB                 645       No MI       0
Murray City                 1% UPB                 712       No MI       0
Jamaica                     None                   589       No MI       0
Tulsa                       None                   609       No MI       0
Sharon                      None                   535       No MI       0
Tucson                      6 Mo Int (UPB-20%OPB)  660       No MI       0
Crestview                   6 Mo Int (UPB-20%OPB)  644       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  626       No MI       0
Chapel Hill                 None                   702       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  697       No MI       0
Reno                        6 Mo Int (UPB-20%OPB)  607       No MI       0
Fontana                     None                   713       No MI       0
Lemont                      6 Mo Int (UPB-20%OPB)  564       No MI       0
Weare                       None                   641       No MI       0
Newburgh                    None                   666       No MI       0
Granville                   6 Mo Int (UPB-20%OPB)  555       No MI       0
Monument                    6 Mo Int (UPB-20%OPB)  609       No MI       0
Evesham                     None                   559       No MI       0
Westgate                    None                   646       No MI       0
Rockford                    6 Mo Int (UPB-20%OPB)  636       No MI       0
Youngstown                  1% UPB                 536       No MI       0
Burlington                  None                   610       No MI       0
Detroit                     1% UPB                 529       No MI       0
Calcutta                    1% UPB                 606       No MI       0
Knauers                     6 Mo Int (UPB-20%OPB)  601       No MI       0
Rocky Point                 None                   582       No MI       0
Cloquet                     2 Mo Int (UPB-20%OPB)  508       No MI       0
Fort Myers                  6 Mo Int (UPB-20%OPB)  657       No MI       0
Limington                   None                   658       No MI       0
Grottoes                    2% UPB                 661       No MI       0
Lakemore                    1% UPB                 560       No MI       0
Avery                       3% / 2% / 1%           567       No MI       0
Peabody                     None                   525       No MI       0
Jamestown                   6 Mo Int (UPB-20%OPB)  632       No MI       0
Harrison                    None                   681       No MI       0
Gretna                      5% / 4% / 3%           633       No MI       0
Ellenwood                   None                   534       No MI       0
Midland                     6 Mo Int (UPB-20%OPB)  547       No MI       0
Auburndale                  6 Mo Int (UPB-20%OPB)  566       No MI       0
Oaklandon                   None                   667       No MI       0
Obetz                       1% UPB                 716       No MI       0
Galaxy                      None                   628       No MI       0
Wonder Lake                 None                   628       No MI       0
Caro                        1% UPB                 603       No MI       0
Staten Island               None                   587       No MI       0
Akron                       1% UPB                 556       No MI       0
Westland                    None                   675       No MI       0
Milford                     6 Mo Int (UPB-20%OPB)  550       No MI       0
Marysville                  None                   649       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  554       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  526       No MI       0
Sun City                    None                   685       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  674       No MI       0
Arleta                      6 Mo Int (UPB-20%OPB)  726       No MI       0
Black Jack                  2% UPB                 629       No MI       0
Elyria                      1% UPB                 568       No MI       0
Fairborn                    None                   743       No MI       0
Key West                    None                   627       No MI       0
Saydel                      None                   558       No MI       0
Tonawanda                   None                   573       No MI       0
Southpoint                  1% UPB                 532       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  562       No MI       0
Naranja                     6 Mo Int (UPB-20%OPB)  640       No MI       0
Phoenix                     None                   634       No MI       0
Pittsburgh                  6 Mo Int (UPB-20%OPB)  538       No MI       0
Montz                       5% / 4% / 3%           652       No MI       0
Progress                    6 Mo Int (UPB-20%OPB)  635       No MI       0
Salem                       6 Mo Int (UPB-20%OPB)  561       No MI       0
Wharton                     None                   767       No MI       0
Sullivan                    None                   649       No MI       0
Saginaw                     1% UPB                 630       No MI       0
Waco                        1% UPB                 520       No MI       0
Waco                        1% UPB                 530       No MI       0
Bend                        6 Mo Int (UPB-20%OPB)  642       No MI       0
Lakewood                    6 Mo Int (UPB-20%OPB)  596       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  631       No MI       0
Damascus                    None                   582       No MI       0
Steuben                     None                   639       No MI       0
Buffalo                     None                   663       No MI       0
Monument                    None                   609       No MI       0
Mars Hill                   None                   669       No MI       0
Virginia Beach              2% UPB                 658       No MI       0
Englewood                   None                   644       No MI       0
Monessen                    None                   600       No MI       0
Hawley                      6 Mo Int (UPB-20%OPB)  571       No MI       0
Chapel Hill                 None                   702       No MI       0
Ironwood                    None                   586       No MI       0
Fontana                     None                   655       No MI       0
New Orleans                 5% / 4% / 3%           562       No MI       0
Marne                       1% UPB                 662       No MI       0
Conroe                      6 Mo Int (UPB-20%OPB)  649       No MI       0
Middletown                  6 Mo Int (UPB-20%OPB)  668       No MI       0
CAMPBELL                    None                   553       No MI       0
Baldy Mesa                  None                   679       No MI       0
Baldy Mesa                  None                   679       No MI       0
Ocala                       None                   645       No MI       0
Sharon Hill                 5% UPB                 650       No MI       0
Forks                       5% UPB                 579       No MI       0
Albion                      5% UPB                 662       No MI       0
Conover                     None                   648       No MI       0
Conroe                      None                   649       No MI       0
Newark                      None                   548       No MI       0
Pomona                      6 Mo Int (UPB-20%OPB)  696       No MI       0
Erie                        6 Mo Int (UPB-20%OPB)  568       No MI       0
Stilwell                    None                   550       No MI       0
Lawrence                    6 Mo Int (UPB-20%OPB)  639       No MI       0
Los Angeles                 None                   646       No MI       0
Marne                       1% UPB                 688       No MI       0
Mattawan                    None                   624       No MI       0
Sullivan                    None                   649       No MI       0
Black Jack                  None                   629       No MI       0
Pulaski                     2% UPB                 574       No MI       0
Aurora                      None                   626       No MI       0
Brockton                    None                   752       No MI       0
Hendersonville              None                   673       No MI       0
Poland                      1% UPB                 654       No MI       0
Avondale                    None                   687       No MI       0
West Palm Beach             6 Mo Int (UPB-20%OPB)  649       No MI       0
Phoenix                     6 Mo Int (UPB-20%OPB)  656       No MI       0
Detroit                     1% UPB                 548       No MI       0
Deltona                     6 Mo Int (UPB-20%OPB)  533       No MI       0
Akron                       1% UPB                 633       No MI       0
Waynesboro                  6 Mo Int (UPB-20%OPB)  597       No MI       0
Goodyear                    6 Mo Int (UPB-20%OPB)  610       No MI       0
Berkeley                    None                   601       No MI       0
Cathedral City              6 Mo Int (UPB-20%OPB)  654       No MI       0
Naples                      6 Mo Int (UPB-20%OPB)  526       No MI       0
Cave Creek                  None                   670       No MI       0
Fort Pierce                 6 Mo Int (UPB-20%OPB)  606       No MI       0
Riviera Beach               6 Mo Int (UPB-20%OPB)  701       No MI       0
Medina                      1% UPB                 523       No MI       0
Washington Park             6 Mo Int (UPB-20%OPB)  635       No MI       0
Brooksville                 None                   707       No MI       0
Poland                      None                   654       No MI       0
Tuckerton                   None                   542       No MI       0
Keyport                     None                   800       No MI       0
Dallas                      6 Mo Int (UPB-20%OPB)  686       No MI       0
Sabraton                    None                   530       No MI       0
Denver                      6 Mo Int (UPB-20%OPB)  723       No MI       0
Baton Rouge                 5% / 4% / 3%           552       No MI       0
Wantagh                     None                   597       No MI       0
Monrovia                    6 Mo Int (UPB-20%OPB)  665       No MI       0
Los Angeles                 None                   646       No MI       0
Lancaster                   1% UPB                 648       No MI       0
Savannah                    None                   556       No MI       0
Dunn                        None                   601       No MI       0
Mill Creek                  6 Mo Int (UPB-20%OPB)  530       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  646       No MI       0
Streetsboro                 1% UPB                 614       No MI       0
Newark                      None                   658       No MI       0
Miami                       None                   644       No MI       0
Farrell                     None                   550       No MI       0
Liberty                     2% UPB                 560       No MI       0
Leroy                       None                   676       No MI       0
Goodyear                    6 Mo Int (UPB-20%OPB)  610       No MI       0
Sun City                    None                   685       No MI       0
Fort Pierce                 None                   662       No MI       0
Bakersfield                 6 Mo Int (UPB-20%OPB)  721       No MI       0
Dix Hills                   None                   677       No MI       0
Fairborn                    1% UPB                 548       No MI       0
Grand Rapids                1% UPB                 616       No MI       0
Hampstead                   None                   530       No MI       0
Virden                      None                   543       No MI       0
Hendersonville              None                   673       No MI       0
Wilson                      None                   643       No MI       0
Otto                        2% UPB                 616       No MI       0
Salem                       1% UPB                 529       No MI       0
ROCKY COMFORT               2% UPB                 575       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  652       No MI       0
Cleveland                   1% UPB                 534       No MI       0
Wernersville                6 Mo Int (UPB-20%OPB)  551       No MI       0
Taft                        6 Mo Int (UPB-20%OPB)  632       No MI       0
Seattle                     None                   669       No MI       0
Roscoe                      6 Mo Int (UPB-20%OPB)  564       No MI       0
Livermore                   None                   657       No MI       0
Bay Point                   None                   634       No MI       0
Brooksville                 6 Mo Int (UPB-20%OPB)  603       No MI       0
Livermore                   None                   657       No MI       0
Mansfield                   1% UPB                 613       No MI       0
Ryland                      5% UPB                 554       No MI       0
Jackson                     5% / 4%                545       No MI       0
Commack                     None                   750       No MI       0
Apple Valley                6 Mo Int (UPB-20%OPB)  643       No MI       0
Wilmington                  6 Mo Int (UPB-20%OPB)  558       No MI       0
Waukesha                    None                   625       No MI       0
Meriden                     6 Mo Int (UPB-20%OPB)  631       No MI       0
San Diego                   None                   652       No MI       0
Riviera Beach               6 Mo Int (UPB-20%OPB)  530       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  630       No MI       0
Wheatfield                  None                   531       No MI       0
Greene                      None                   545       No MI       0
                            None                   632       No MI       0
Apple Valley                6 Mo Int (UPB-20%OPB)  643       No MI       0
Fort Pierce                 None                   662       No MI       0
Otto                        2% UPB                 616       No MI       0
Long Beach                  6 Mo Int (UPB-20%OPB)  668       No MI       0
Long Beach                  None                   668       No MI       0
Lodi                        6 Mo Int (UPB-20%OPB)  629       No MI       0
Lodi                        6 Mo Int (UPB-20%OPB)  629       No MI       0
Plainfield                  6 Mo Int (UPB-20%OPB)  572       No MI       0
Amityville                  None                   735       No MI       0
Trenton                     6 Mo Int (UPB-20%OPB)  565       No MI       0
Amityville                  None                   681       No MI       0
Virginia Beach              None                   658       No MI       0
Rochester                   None                   559       No MI       0
Murdock                     1% UPB                 582       No MI       0
Boardman                    1% UPB                 658       No MI       0
Cave Creek                  None                   662       No MI       0
Watts                       6 Mo Int (UPB-20%OPB)  630       No MI       0
Lynchburg                   None                   655       No MI       0
Oakridge                    None                   667       No MI       0
Hayward                     6 Mo Int (UPB-20%OPB)  657       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  648       No MI       0
Canton                      None                   678       No MI       0
Seattle                     6 Mo Int (UPB-20%OPB)  542       No MI       0
Branch #1                   6 Mo Int (UPB-20%OPB)  673       No MI       0
Kearns                      None                   590       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  633       No MI       0
Orange                      None                   544       No MI       0
Vandalia                    None                   623       No MI       0
Kansas City                 2% UPB                 600       No MI       0
Mansfield                   None                   613       No MI       0
Wilson                      None                   643       No MI       0
Knoxville                   6 Mo Int (UPB-20%OPB)  634       No MI       0
Sandersdale                 None                   632       No MI       0
Walnut Park                 6 Mo Int (UPB-20%OPB)  661       No MI       0
Monroe                      None                   646       No MI       0
Columbus                    1% UPB                 662       No MI       0
Basin                       5% / 4% / 3%           643       No MI       0
Tarpon Springs              None                   702       No MI       0
West Adams                  6 Mo Int (UPB-20%OPB)  647       No MI       0
West Adams                  6 Mo Int (UPB-20%OPB)  647       No MI       0
Houston                     6 Mo Int (UPB-20%OPB)  677       No MI       0
Leroy                       None                   676       No MI       0
Chesapeake                  1% UPB                 539       No MI       0
Karns                       6 Mo Int (UPB-20%OPB)  642       No MI       0
Waynesfield                 1% UPB                 663       No MI       0
Oak Point                   6 Mo Int (UPB-20%OPB)  740       No MI       0
Mesa                        None                   649       No MI       0
Sherwood                    3% / 2% / 1%           654       No MI       0
Watts                       6 Mo Int (UPB-20%OPB)  686       No MI       0
Seal Beach                  6 Mo Int (UPB-20%OPB)  600       No MI       0
Elbert                      None                   658       No MI       0
CENTRAL ISLIP               None                   660       No MI       0
Parkland                    6 Mo Int (UPB-20%OPB)  648       No MI       0
Clover                      None                   714       No MI       0
Salem                       None                   671       No MI       0
Buffalo                     None                   616       No MI       0
Grand Rapids                None                   616       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  705       No MI       0
Lancaster                   None                   648       No MI       0
                            6 Mo Int (UPB-20%OPB)  643       No MI       0
Cozy Lake                   None                   633       No MI       0
Chicago Ridge               None                   621       No MI       0
Commerce                    1% UPB                 598       No MI       0
DOUGLAS                     None                   586       No MI       0
Oxnard                      6 Mo Int (UPB-20%OPB)  664       No MI       0
Asheville                   1% UPB                 664       No MI       0
Karns                       6 Mo Int (UPB-20%OPB)  642       No MI       0
Stanwood                    1% UPB                 609       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  537       No MI       0
Lubbock                     6 Mo Int (UPB-20%OPB)  617       No MI       0
Auburn                      6 Mo Int (UPB-20%OPB)  655       No MI       0
Unity                       None                   554       No MI       0
Newtown                     1% UPB                 539       No MI       0
Crystal River               6 Mo Int (UPB-20%OPB)  568       No MI       0
Bakersfield                 6 Mo Int (UPB-20%OPB)  721       No MI       0
Denver                      6 Mo Int (UPB-20%OPB)  610       No MI       0
Cozy Lake                   None                   633       No MI       0
Chicago                     6 Mo Int (UPB-20%OPB)  530       No MI       0
Naranja                     6 Mo Int (UPB-20%OPB)  642       No MI       0
Wilmington                  6 Mo Int (UPB-20%OPB)  535       No MI       0
Stuart                      6 Mo Int (UPB-20%OPB)  656       No MI       0
Vernon                      6 Mo Int (UPB-20%OPB)  556       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  555       No MI       0
Mars Hill                   None                   669       No MI       0
Lomita                      6 Mo Int (UPB-20%OPB)  634       No MI       0
Albany                      None                   636       No MI       0
Milton                      None                   703       No MI       0
Hermiston                   6 Mo Int (UPB-20%OPB)  676       No MI       0
South Gate                  6 Mo Int (UPB-20%OPB)  746       No MI       0
Lancaster                   6 Mo Int (UPB-20%OPB)  536       No MI       0
Kearns                      6 Mo Int (UPB-20%OPB)  592       No MI       0
Temecula                    6 Mo Int (UPB-20%OPB)  656       No MI       0
San Antonio                 6 Mo Int (UPB-20%OPB)  639       No MI       0
Rochester                   None                   648       No MI       0
Grottoes                    None                   661       No MI       0
West Palm Beach             None                   649       No MI       0
Springfield                 1% UPB                 549       No MI       0
Hazelwood                   None                   690       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  761       No MI       0
Clover                      None                   714       No MI       0
Westmorland                 6 Mo Int (UPB-20%OPB)  652       No MI       0
Riverview                   2% UPB                 560       No MI       0
Drew                        5% / 4%                554       No MI       0
Parkdale                    1% UPB                 579       No MI       0
Cleveland                   None                   677       No MI       0
Mansfield                   1% UPB                 520       No MI       0
Baltimore                   None                   659       No MI       0
Muhlenberg                  None                   626       No MI       0
Troy                        6 Mo Int (UPB-20%OPB)  685       No MI       0
Detroit                     1% UPB                 550       No MI       0
Douglas                     None                   674       No MI       0
Greenbush                   None                   530       No MI       0
East Islip                  None                   714       No MI       0
Cleveland                   None                   677       No MI       0
Cheyenne                    6 Mo Int (UPB-20%OPB)  626       No MI       0
Wharton                     None                   767       No MI       0
Englewood                   None                   644       No MI       0
Norco                       None                   621       No MI       0
Norwalk                     6 Mo Int (UPB-20%OPB)  631       No MI       0
Lomita                      6 Mo Int (UPB-20%OPB)  634       No MI       0
Grayson                     None                   672       No MI       0
Atchison                    None                   529       No MI       0
Concord                     None                   632       No MI       0
Lauderhill                  6 Mo Int (UPB-20%OPB)  605       No MI       0
Miner                       2% UPB                 701       No MI       0
Hoschton                    None                   635       No MI       0
Asheville                   None                   664       No MI       0
Elmira                      None                   597       No MI       0
Central Islip               3% UPB                 543       No MI       0
Staten Island               6 Mo Int (UPB-20%OPB)  735       No MI       0
Brooklyn                    5% UPB                 661       No MI       0
Albuquerque                 None                   605       No MI       0
Carmel                      None                   614       No MI       0
Defiance                    1% UPB                 601       No MI       0
Hermiston                   None                   676       No MI       0
Mount Pleasant              1% UPB                 542       No MI       0
Farmingdale                 None                   634       No MI       0
Gilmore                     None                   647       No MI       0
Arnold                      6 Mo Int (UPB-20%OPB)  541       No MI       0
Albuquerque                 None                   605       No MI       0
Forest Park                 None                   613       No MI       0
Asheville                   None                   623       No MI       0
Reva                        2% UPB                 636       No MI       0
Houston                     None                   646       No MI       0
Amityville                  None                   676       No MI       0
Grayson                     None                   672       No MI       0
Palo Alto                   6 Mo Int (UPB-20%OPB)  678       No MI       0
Concord                     6 Mo Int (UPB-20%OPB)  658       No MI       0
Astoria                     None                   625       No MI       0
Detroit                     1% UPB                 653       No MI       0
Kansas City                 2% UPB                 600       No MI       0
Rochester                   None                   648       No MI       0
SEARCY                      3% / 2%                622       No MI       0
LAKE CHARLES                5% / 4%                660       No MI       0
North Highlands             None                   651       No MI       0
Gilmore                     None                   647       No MI       0
San Antonio                 None                   639       No MI       0
Rochester                   None                   574       No MI       0
Hicksville                  None                   647       No MI       0
Chicago                     6 Mo Int (UPB-20%OPB)  555       No MI       0
New Athens                  1% UPB                 663       No MI       0
Macedonia                   1% UPB                 586       No MI       0
Mount Vernon                1% UPB                 649       No MI       0
Denver                      6 Mo Int (UPB-20%OPB)  603       No MI       0
Standale                    1% UPB                 552       No MI       0
Brunswick                   1% UPB                 675       No MI       0
Brunswick                   None                   675       No MI       0
Chicago                     None                   544       No MI       0
Black Forest                6 Mo Int (UPB-20%OPB)  672       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  571       No MI       0
Walnut Park                 None                   661       No MI       0
Caruth                      2% UPB                 554       No MI       0
Allen                       None                   622       No MI       0
Lake Elsinore               6 Mo Int (UPB-20%OPB)  606       No MI       0
Black Forest                None                   672       No MI       0
Houston                     6 Mo Int (UPB-20%OPB)  692       No MI       0
Oak Lane                    6 Mo Int (UPB-20%OPB)  523       No MI       0
Cleveland                   1% UPB                 525       No MI       0
Clintonville                2 Mo Int (UPB-20%OPB)  674       No MI       0
Powell                      None                   651       No MI       0
Hiller                      6 Mo Int (UPB-20%OPB)  547       No MI       0
Wichita                     None                   523       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  594       No MI       0
Ronkonkoma                  None                   750       No MI       0
Kalamazoo                   1% UPB                 536       No MI       0
Slidell                     5% / 4%                557       No MI       0
Hi Vista                    6 Mo Int (UPB-20%OPB)  637       No MI       0
Appleton                    None                   656       No MI       0
Newark                      6 Mo Int (UPB-20%OPB)  673       No MI       0
Toledo                      None                   662       No MI       0
Aurora                      6 Mo Int (UPB-20%OPB)  762       No MI       0
Joplin                      2% UPB                 544       No MI       0
National City               6 Mo Int (UPB-20%OPB)  649       No MI       0
Cleveland                   1% UPB                 638       No MI       0
Manawa                      2 Mo Int (UPB-20%OPB)  698       No MI       0
Alexandria                  6 Mo Int (UPB-20%OPB)  576       No MI       0
Riverview                   2% UPB                 597       No MI       0
Branch #1                   None                   673       No MI       0
Compton                     6 Mo Int (UPB-20%OPB)  661       No MI       0
Eagle Point                 6 Mo Int (UPB-20%OPB)  620       No MI       0
Saint Joseph                None                   628       No MI       0
Harristown                  None                   604       No MI       0
Port Ewen                   None                   625       No MI       0
Piqua                       1% UPB                 589       No MI       0
Reno                        None                   607       No MI       0
PULTENEY                    None                   631       No MI       0
Parkland                    6 Mo Int (UPB-20%OPB)  648       No MI       0
Jacksonville                None                   702       No MI       0
Canton                      1% UPB                 635       No MI       0
Suffolk                     2% UPB                 661       No MI       0
Pittsburgh                  6 Mo Int (UPB-20%OPB)  634       No MI       0
Canton                      None                   635       No MI       0
Macomb                      1% UPB                 638       No MI       0
Fort Pierce                 6 Mo Int (UPB-20%OPB)  622       No MI       0
Cleveland                   None                   638       No MI       0
Bay City                    1% UPB                 555       No MI       0
Dover                       None                   584       No MI       0
Dix Hills                   5% UPB                 583       No MI       0
Denton                      None                   658       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  644       No MI       0
Colorado Springs            6 Mo Int (UPB-20%OPB)  696       No MI       0
Colorado Springs            None                   696       No MI       0
Basin                       5% / 4% / 3%           601       No MI       0
Moncla                      5% / 4% / 3%           570       No MI       0
Venice                      6 Mo Int (UPB-20%OPB)  523       No MI       0
Fairfield                   6 Mo Int (UPB-20%OPB)  662       No MI       0
Chicago                     None                   803       No MI       0
Rush                        1% UPB                 646       No MI       0
Virginia Beach              2% UPB                 600       No MI       0
Brooklyn                    None                   652       No MI       0
Suffolk                     None                   661       No MI       0
Santa Rosa                  6 Mo Int (UPB-20%OPB)  678       No MI       0
Dallas                      None                   667       No MI       0
Chandler                    6 Mo Int (UPB-20%OPB)  669       No MI       0
Colton                      6 Mo Int (UPB-20%OPB)  645       No MI       0
Ocoee                       6 Mo Int (UPB-20%OPB)  620       No MI       0
FLOSSMOOR                   None                   524       No MI       0
Shirley                     None                   620       No MI       0
Cleveland                   1% UPB                 549       No MI       0
Bobo                        5% / 4% / 3%           787       No MI       0
Detroit                     1% UPB                 689       No MI       0
Lumberton                   None                   608       No MI       0
Poughquag                   None                   612       No MI       0
Waldorf                     None                   606       No MI       0
Jamaica                     None                   688       No MI       0
Columbia                    6 Mo Int (UPB-20%OPB)  684       No MI       0
Tull                        3% / 2%                588       No MI       0
Bexley                      1% UPB                 602       No MI       0
Freeport                    None                   578       No MI       0
Bay City                    1% UPB                 530       No MI       0
Wantagh                     None                   616       No MI       0
Meads                       5% UPB                 615       No MI       0
Toledo                      1% UPB                 502       No MI       0
Aurora                      None                   762       No MI       0
Carson                      6 Mo Int (UPB-20%OPB)  679       No MI       0
Hudson                      6 Mo Int (UPB-20%OPB)  655       No MI       0
Saegertown                  None                   684       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  662       No MI       0
Batavia                     1% UPB                 578       No MI       0
Hi Vista                    6 Mo Int (UPB-20%OPB)  637       No MI       0
Marietta                    None                   530       No MI       0
Ink                         1% UPB                 544       No MI       0
Stuart                      6 Mo Int (UPB-20%OPB)  656       No MI       0
LINCOLNTON                  None                   647       No MI       0
Jackson                     5% / 4%                654       No MI       0
Greenville                  6 Mo Int (UPB-20%OPB)  551       No MI       0
Toledo                      1% UPB                 663       No MI       0
Columbia                    None                   605       No MI       0
Charlotte                   None                   624       No MI       0
Houston                     6 Mo Int (UPB-20%OPB)  669       No MI       0
Burlington                  None                   551       No MI       0
Oakville                    2% UPB                 658       No MI       0
Bexley                      None                   602       No MI       0
Wilmington                  None                   687       No MI       0
Kansas City                 2% UPB                 547       No MI       0
Warren                      1% UPB                 648       No MI       0
Pennington                  None                   578       No MI       0
Palm Harbor                 6 Mo Int (UPB-20%OPB)  686       No MI       0
Columbia                    6 Mo Int (UPB-20%OPB)  684       No MI       0
Cleveland                   1% UPB                 628       No MI       0
Moreno                      6 Mo Int (UPB-20%OPB)  665       No MI       0
El Toro                     6 Mo Int (UPB-20%OPB)  644       No MI       0
El Toro                     6 Mo Int (UPB-20%OPB)  644       No MI       0
Moreno Valley               6 Mo Int (UPB-20%OPB)  657       No MI       0
Leucadia                    6 Mo Int (UPB-20%OPB)  706       No MI       0
Sylvania                    1% UPB                 676       No MI       0
Concord                     None                   632       No MI       0
Jackson                     5% / 4%                654       No MI       0
Houston                     None                   669       No MI       0
Naples                      6 Mo Int (UPB-20%OPB)  532       No MI       0
Riverview                   6 Mo Int (UPB-20%OPB)  664       No MI       0
Canton                      1% UPB                 590       No MI       0
Keller                      6 Mo Int (UPB-20%OPB)  603       No MI       0
Washington                  None                   630       No MI       0
Sylvania                    None                   676       No MI       0
Detroit                     1% UPB                 585       No MI       0
Wonder Lake                 None                   628       No MI       0
La Tijera                   6 Mo Int (UPB-20%OPB)  704       No MI       0
Jackson                     5% / 4%                591       No MI       0
Riverview                   6 Mo Int (UPB-20%OPB)  664       No MI       0
Fort Edward                 None                   551       No MI       0
Marion                      3% / 2% / 1%           645       No MI       0
Jamaica                     None                   603       No MI       0
Youngstown                  1% UPB                 619       No MI       0
Harrisonville               2% UPB                 658       No MI       0
Hanford                     6 Mo Int (UPB-20%OPB)  698       No MI       0
Boise                       6 Mo Int (UPB-20%OPB)  624       No MI       0
Fairway                     None                   647       No MI       0
Phoenix                     6 Mo Int (UPB-20%OPB)  639       No MI       0
National City               6 Mo Int (UPB-20%OPB)  649       No MI       0
Chandler                    None                   669       No MI       0
Akron                       1% UPB                 624       No MI       0
Aberdeen                    None                   642       No MI       0
Harrisonville               None                   658       No MI       0
Lakeland                    6 Mo Int (UPB-20%OPB)  584       No MI       0
Detroit                     1% UPB                 654       No MI       0
Wilmington                  None                   532       No MI       0
Dellwood                    2% UPB                 547       No MI       0
Gibsonia                    6 Mo Int (UPB-20%OPB)  626       No MI       0
Sedona                      6 Mo Int (UPB-20%OPB)  674       No MI       0
Murrieta                    6 Mo Int (UPB-20%OPB)  604       No MI       0
Cleveland                   None                   628       No MI       0
Cheshire                    None                   728       No MI       0
Dalton                      6 Mo Int (UPB-20%OPB)  624       No MI       0
Albuquerque                 None                   639       No MI       0
NEW ORLEANS                 5% / 4%                541       No MI       0
Pekin                       1% UPB                 534       No MI       0
Fairfield                   6 Mo Int (UPB-20%OPB)  662       No MI       0
Palm Harbor                 6 Mo Int (UPB-20%OPB)  686       No MI       0
Orlando                     6 Mo Int (UPB-20%OPB)  602       No MI       0
Greenwell Springs           5% / 4% / 3%           533       No MI       0
Forest Park                 None                   613       No MI       0
Yucca Valley                6 Mo Int (UPB-20%OPB)  615       No MI       0
Mount Vernon                1% UPB                 649       No MI       0
Somerton                    1% UPB                 547       No MI       0
ENTERPRISE                  6 Mo Int (UPB-20%OPB)  536       No MI       0
Phoenix                     None                   659       No MI       0
Augusta                     None                   676       No MI       0
Cave Creek                  None                   662       No MI       0
Dallas                      None                   667       No MI       0
Temecula                    6 Mo Int (UPB-20%OPB)  656       No MI       0
Norbeck                     None                   628       No MI       0
Menasha                     None                   523       No MI       0
Goodrich                    1% UPB                 646       No MI       0
Leland                      None                   655       No MI       0
Pittsburgh                  6 Mo Int (UPB-20%OPB)  562       No MI       0
Franklinville               None                   694       No MI       0
Lafayette                   None                   608       No MI       0
Mandeville                  5% / 4% / 3%           600       No MI       0
Plyler                      1% UPB                 612       No MI       0
East Haddam                 6 Mo Int (UPB-20%OPB)  639       No MI       0
Asheville                   None                   657       No MI       0
Calhoun                     6 Mo Int (UPB-20%OPB)  620       No MI       0
Baxter                      3% / 2% / 1%           629       No MI       0
Walker                      1% UPB                 648       No MI       0
San Jose                    6 Mo Int (UPB-20%OPB)  560       No MI       0
New Smyrna Beach            None                   713       No MI       0
Boise                       None                   624       No MI       0
La Tijera                   6 Mo Int (UPB-20%OPB)  704       No MI       0
East Brunswick              None                   580       No MI       0
Chipley                     6 Mo Int (UPB-20%OPB)  590       No MI       0
Rochester                   None                   641       No MI       0
Jacksonville                6 Mo Int (UPB-20%OPB)  552       No MI       0
Masury                      1% UPB                 684       No MI       0
Roseville                   6 Mo Int (UPB-20%OPB)  607       No MI       0
Roseville                   None                   607       No MI       0
Toledo                      1% UPB                 568       No MI       0
Masury                      1% UPB                 684       No MI       0
Plaza                       6 Mo Int (UPB-20%OPB)  568       No MI       0
Rodeo                       6 Mo Int (UPB-20%OPB)  562       No MI       0
Hot Springs                 None                   625       No MI       0
Yukon                       6 Mo Int (UPB-20%OPB)  683       No MI       0
Darnestown                  None                   694       No MI       0
Hughson                     6 Mo Int (UPB-20%OPB)  682       No MI       0
Saint Petersburg            None                   637       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  530       No MI       0
Orosi                       6 Mo Int (UPB-20%OPB)  538       No MI       0
Independence                2% UPB                 643       No MI       0
Brandon                     6 Mo Int (UPB-20%OPB)  642       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  562       No MI       0
Glendale                    6 Mo Int (UPB-20%OPB)  681       No MI       0
Brandon                     6 Mo Int (UPB-20%OPB)  642       No MI       0
Chicopee                    None                   539       No MI       0
Asheville                   None                   657       No MI       0
Lynwood                     6 Mo Int (UPB-20%OPB)  645       No MI       0
Mastic                      None                   694       No MI       0
Hughson                     None                   682       No MI       0
Glendale                    6 Mo Int (UPB-20%OPB)  681       No MI       0
Cleveland                   1% UPB                 638       No MI       0
Orlando                     None                   761       No MI       0
Bradenton                   6 Mo Int (UPB-20%OPB)  646       No MI       0
Defiance                    None                   601       No MI       0
Flint                       1% UPB                 536       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  645       No MI       0
Flint                       1% UPB                 558       No MI       0
Lorain                      1% UPB                 556       No MI       0
Poland                      1% UPB                 560       No MI       0
Gorham                      None                   644       No MI       0
Arundel                     None                   624       No MI       0
Cloverly                    None                   718       No MI       0
Cheshire                    None                   728       No MI       0
Buffalo                     None                   555       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  644       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  652       No MI       0
Boardman                    1% UPB                 574       No MI       0
Fort Myers                  None                   657       No MI       0
West Middlesex              6 Mo Int (UPB-20%OPB)  560       No MI       0
Leland                      None                   655       No MI       0
                            6 Mo Int (UPB-20%OPB)  538       No MI       0
Darnestown                  None                   694       No MI       0
Roscommon                   1% UPB                 573       No MI       0
ROGERSVILLE                 6 Mo Int (UPB-20%OPB)  546       No MI       0
Cathedral City              6 Mo Int (UPB-20%OPB)  654       No MI       0
Paterson                    None                   561       No MI       0
Plain City                  1% UPB                 600       No MI       0
Lavaca                      3% / 2%                570       No MI       0
Wellston                    2% UPB                 617       No MI       0
Fort Wayne                  6 Mo Int (UPB-20%OPB)  625       No MI       0
Naranja                     None                   640       No MI       0
New Bedford                 None                   660       No MI       0
Lehi                        6 Mo Int (UPB-20%OPB)  640       No MI       0
Lynwood                     6 Mo Int (UPB-20%OPB)  645       No MI       0
Hi Vista                    6 Mo Int (UPB-20%OPB)  567       No MI       0
Cave Creek                  None                   670       No MI       0
Tracy                       None                   627       No MI       0
Indio                       6 Mo Int (UPB-20%OPB)  638       No MI       0
Saint Louis                 2% UPB                 588       No MI       0
Marion                      3% / 2% / 1%           645       No MI       0
Kissimmee                   6 Mo Int (UPB-20%OPB)  652       No MI       0
White Cloud                 1% UPB                 556       No MI       0
Stow                        1% UPB                 664       No MI       0
Canton                      1% UPB                 600       No MI       0
Danbury                     None                   656       No MI       0
Palm Harbor                 6 Mo Int (UPB-20%OPB)  525       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  684       No MI       0
MILWAUKEE                   None                   537       No MI       0
Hamilton                    1% UPB                 548       No MI       0
Lakeland                    6 Mo Int (UPB-20%OPB)  602       No MI       0
Davie                       6 Mo Int (UPB-20%OPB)  651       No MI       0
Middletown                  None                   668       No MI       0
Central Islip               None                   683       No MI       0
Jamaica                     None                   731       No MI       0
Lehigh                      6 Mo Int (UPB-20%OPB)  585       No MI       0
Stow                        None                   664       No MI       0
Greer                       None                   643       No MI       0
Lehi                        None                   640       No MI       0
Davie                       6 Mo Int (UPB-20%OPB)  627       No MI       0
Central Islip               None                   683       No MI       0
Sedona                      None                   674       No MI       0
Indio                       6 Mo Int (UPB-20%OPB)  638       No MI       0
Kansas City                 None                   561       No MI       0
WPAFB                       1% UPB                 742       No MI       0
WILMINGTON                  1% UPB                 679       No MI       0
Gulfport                    6 Mo Int (UPB-20%OPB)  606       No MI       0
Auburn                      None                   655       No MI       0
Glenmont                    None                   590       No MI       0
La Vergne                   6 Mo Int (UPB-20%OPB)  554       No MI       0
Mount Hope                  None                   649       No MI       0
Goodrich                    None                   646       No MI       0
Edgemoor                    6 Mo Int (UPB-20%OPB)  660       No MI       0
Miramar                     6 Mo Int (UPB-20%OPB)  660       No MI       0
Estero                      6 Mo Int (UPB-20%OPB)  650       No MI       0
Greenwood                   6 Mo Int (UPB-20%OPB)  594       No MI       0
Buffalo                     None                   653       No MI       0
Mahon                       2% UPB                 520       No MI       0
Cleveld                     6 Mo Int (UPB-20%OPB)  560       No MI       0
Estero                      6 Mo Int (UPB-20%OPB)  650       No MI       0
Anderson                    6 Mo Int (UPB-20%OPB)  650       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  652       No MI       0
Fontana                     6 Mo Int (UPB-20%OPB)  588       No MI       0
Chillicothe                 1% UPB                 624       No MI       0
Fort Pierce                 6 Mo Int (UPB-20%OPB)  606       No MI       0
Jackson                     5% / 4%                556       No MI       0
McMurray                    6 Mo Int (UPB-20%OPB)  688       No MI       0
Mobile                      6 Mo Int (UPB-20%OPB)  629       No MI       0
Fort Pierce                 6 Mo Int (UPB-20%OPB)  520       No MI       0
Mobile                      None                   629       No MI       0
Sevierville                 6 Mo Int (UPB-20%OPB)  632       No MI       0
Gorham                      None                   644       No MI       0
Antelope                    6 Mo Int (UPB-20%OPB)  654       No MI       0
Antelope                    None                   654       No MI       0
Lynco                       None                   672       No MI       0
Lake Wales                  6 Mo Int (UPB-20%OPB)  599       No MI       0
Palm Desert                 6 Mo Int (UPB-20%OPB)  592       No MI       0
San Gabriel                 6 Mo Int (UPB-20%OPB)  718       No MI       0
Sacramento                  6 Mo Int (UPB-20%OPB)  640       No MI       0
Long Beach                  6 Mo Int (UPB-20%OPB)  670       No MI       0
Watts                       6 Mo Int (UPB-20%OPB)  617       No MI       0
Sacramento                  6 Mo Int (UPB-20%OPB)  589       No MI       0
Tucson                      6 Mo Int (UPB-20%OPB)  659       No MI       0
Tucson                      6 Mo Int (UPB-20%OPB)  659       No MI       0
                            6 Mo Int (UPB-20%OPB)  620       No MI       0
Moreno Valley               6 Mo Int (UPB-20%OPB)  586       No MI       0
Pasadena                    6 Mo Int (UPB-20%OPB)  686       No MI       0
Pasadena                    6 Mo Int (UPB-20%OPB)  686       No MI       0
Mira Loma                   6 Mo Int (UPB-20%OPB)  655       No MI       0
Ldhl                        6 Mo Int (UPB-20%OPB)  651       No MI       0
Ldhl                        6 Mo Int (UPB-20%OPB)  651       No MI       0
Lakewood                    6 Mo Int (UPB-20%OPB)  629       No MI       0
Lakewood                    6 Mo Int (UPB-20%OPB)  629       No MI       0
Sylmar                      6 Mo Int (UPB-20%OPB)  625       No MI       0
Reno                        6 Mo Int (UPB-20%OPB)  610       No MI       0
Etna                        6 Mo Int (UPB-20%OPB)  642       No MI       0
Jacksboro                   6 Mo Int (UPB-20%OPB)  553       No MI       0
Toledo                      1% UPB                 552       No MI       0
Trabuco Canyon              6 Mo Int (UPB-20%OPB)  684       No MI       0
Montgomery                  None                   646       No MI       0
Davie                       6 Mo Int (UPB-20%OPB)  651       No MI       0
Kittery                     None                   679       No MI       0
Montgomery                  None                   646       No MI       0
Mack                        1% UPB                 606       No MI       0
Wellington                  5% UPB                 520       No MI       0
Tice                        5% UPB                 571       No MI       0
Haverhill                   5% UPB                 570       No MI       0
Lakeland                    6 Mo Int (UPB-20%OPB)  602       No MI       0
Seat Pleasant               None                   602       No MI       0
Islip                       None                   734       No MI       0
Hoschton                    None                   635       No MI       0
Asharoken                   None                   776       No MI       0
Cimarron Hills              6 Mo Int (UPB-20%OPB)  627       No MI       0
Oakville                    None                   658       No MI       0
Kernan                      6 Mo Int (UPB-20%OPB)  663       No MI       0
Edgewood                    None                   702       No MI       0
Arden                       6 Mo Int (UPB-20%OPB)  615       No MI       0
Silver Spring               None                   642       No MI       0
Wade                        5% / 4%                676       No MI       0
Aberdeen                    None                   642       No MI       0
Dallas                      6 Mo Int (UPB-20%OPB)  535       No MI       0
Chicago                     6 Mo Int (UPB-20%OPB)  617       No MI       0
Miramar                     6 Mo Int (UPB-20%OPB)  660       No MI       0
Torrington                  6 Mo Int (UPB-20%OPB)  533       No MI       0
Chicago                     6 Mo Int (UPB-20%OPB)  643       No MI       0
Warren                      1% UPB                 695       No MI       0
Fort Pierce                 6 Mo Int (UPB-20%OPB)  622       No MI       0
Washingtonville             None                   557       No MI       0
Shady Lake                  None                   512       No MI       0
Napa                        6 Mo Int (UPB-20%OPB)  598       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  666       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  652       No MI       0
Dale City                   None                   665       No MI       0
Yukon                       None                   683       No MI       0
Springfield                 1% UPB                 544       No MI       0
Knoxville                   6 Mo Int (UPB-20%OPB)  525       No MI       0
ETHEL                       5% / 4%                661       No MI       0
Lakeland                    6 Mo Int (UPB-20%OPB)  602       No MI       0
McMurray                    None                   688       No MI       0
Mount Washington            5% UPB                 670       No MI       0
Stuart                      6 Mo Int (UPB-20%OPB)  610       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  600       No MI       0
Akron                       1% UPB                 644       No MI       0
Lansing                     1% UPB                 664       No MI       0
Poteau                      6 Mo Int (UPB-20%OPB)  564       No MI       0
Simpsonville                6 Mo Int (UPB-20%OPB)  595       No MI       0
Dade City                   6 Mo Int (UPB-20%OPB)  636       No MI       0
Jacksonville                None                   702       No MI       0
Miami                       6 Mo Int (UPB-20%OPB)  558       No MI       0
Simpsonville                None                   679       No MI       0
Linndale                    1% UPB                 603       No MI       0
Rochester                   None                   550       No MI       0
Sevierville                 6 Mo Int (UPB-20%OPB)  632       No MI       0
Dade City                   6 Mo Int (UPB-20%OPB)  636       No MI       0
Detroit                     1% UPB                 538       No MI       0
Cimarron Hills              None                   627       No MI       0
Bakersfield                 6 Mo Int (UPB-20%OPB)  556       No MI       0
Shreveport                  5% / 4% / 3%           611       No MI       0
Chattanooga                 6 Mo Int (UPB-20%OPB)  697       No MI       0
Raytown                     2% UPB                 663       No MI       0
Bloomingdale                None                   661       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  645       No MI       0
Tracy                       None                   627       No MI       0
Melbourne                   6 Mo Int (UPB-20%OPB)  689       No MI       0
Tulsa                       6 Mo Int (UPB-20%OPB)  658       No MI       0
Surveyor                    None                   670       No MI       0
Warren                      1% UPB                 587       No MI       0
Tarpon Springs              6 Mo Int (UPB-20%OPB)  654       No MI       0
Dale City                   None                   665       No MI       0
Binghamton                  None                   531       No MI       0
Caldwell                    6 Mo Int (UPB-20%OPB)  625       No MI       0
Denver                      6 Mo Int (UPB-20%OPB)  686       No MI       0
Detroit                     None                   637       No MI       0
Progress                    6 Mo Int (UPB-20%OPB)  635       No MI       0
Florence                    None                   589       No MI       0
Phoenix                     None                   659       No MI       0
Lake Ridge                  2% UPB                 653       No MI       0
White House                 6 Mo Int (UPB-20%OPB)  674       No MI       0
Lake Ridge                  2% UPB                 642       No MI       0
Beloit                      1% UPB                 639       No MI       0
Greenwood                   None                   594       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  666       No MI       0
Mount Washington            5% UPB                 670       No MI       0
Pompano Beach               6 Mo Int (UPB-20%OPB)  666       No MI       0
Caldwell                    None                   625       No MI       0
Darbydale                   1% UPB                 704       No MI       0
Simpsonville                None                   679       No MI       0
Westerville                 1% UPB                 648       No MI       0
Taft                        None                   632       No MI       0
Leesburg                    None                   696       No MI       0
Grandview                   None                   600       No MI       0
Grandview                   None                   600       No MI       0
Call                        None                   631       No MI       0
Alex                        5% / 4%                537       No MI       0
Wade                        5% / 4%                676       No MI       0
Tarpon Springs              6 Mo Int (UPB-20%OPB)  654       No MI       0
Buckeye                     6 Mo Int (UPB-20%OPB)  580       No MI       0
Lake Ridge                  None                   653       No MI       0
Stone Mountain              None                   750       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  532       No MI       0
Ruther Glen                 None                   657       No MI       0
TULSA                       6 Mo Int (UPB-20%OPB)  560       No MI       0
Appleton                    2 Mo Int (UPB-20%OPB)  779       No MI       0
Atlanta                     6 Mo Int (UPB-20%OPB)  538       No MI       0
Mooresville                 1% UPB                 544       No MI       0
Sherwood                    3% / 2% / 1%           654       No MI       0
Flint                       1% UPB                 605       No MI       0
Denver                      None                   610       No MI       0
Harristown                  None                   604       No MI       0
Stone Mountain              None                   750       No MI       0
DARLINGTON                  None                   547       No MI       0
Kansas City                 2% UPB                 641       No MI       0
Pandora                     1% UPB                 628       No MI       0
Chattanooga                 6 Mo Int (UPB-20%OPB)  697       No MI       0
Denver                      None                   686       No MI       0
Gallatin                    6 Mo Int (UPB-20%OPB)  651       No MI       0
Conley                      None                   530       No MI       0
LAWRENCEBURG                6 Mo Int (UPB-20%OPB)  572       No MI       0
Biloxi                      5% / 4% / 3%           604       No MI       0
DETROIT                     1% UPB                 571       No MI       0
UTICA                       None                   617       No MI       0
Devon                       None                   533       No MI       0
Jackson                     5% / 4%                632       No MI       0
Murrieta                    6 Mo Int (UPB-20%OPB)  524       No MI       0
Chicago                     None                   597       No MI       0
Allen                       None                   622       No MI       0
Bobo                        5% / 4% / 3%           787       No MI       0
Lisbon                      1% UPB                 594       No MI       0
FLINT                       1% UPB                 545       No MI       0
Westerville                 None                   648       No MI       0
Ruther Glen                 None                   657       No MI       0
Huntley                     6 Mo Int (UPB-20%OPB)  616       No MI       0
Pine                        None                   625       No MI       0
Carthage                    2% UPB                 642       No MI       0
BROOKLYN                    None                   683       No MI       0
DOWNSVILLE                  5% / 4%                558       No MI       0
Chillicothe                 None                   624       No MI       0
Fdl                         None                   640       No MI       0
Lakeland                    6 Mo Int (UPB-20%OPB)  602       No MI       0
ALBANY                      None                   622       No MI       0
Albuquerque                 None                   639       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  553       No MI       0
Augusta                     None                   676       No MI       0
LANSING                     1% UPB                 552       No MI       0
New Port Richey             None                   665       No MI       0
Tualatin                    None                   649       No MI       0
Lake Ridge                  None                   642       No MI       0
Walker                      None                   648       No MI       0
Fdl                         None                   640       No MI       0
Warren                      None                   695       No MI       0
Princeton                   None                   601       No MI       0
Pompano Beach               6 Mo Int (UPB-20%OPB)  666       No MI       0
UTICA                       None                   615       No MI       0
Macon                       None                   625       No MI       0
Mount Hope                  None                   649       No MI       0
Marina                      6 Mo Int (UPB-20%OPB)  640       No MI       0
Cooke                       6 Mo Int (UPB-20%OPB)  600       No MI       0
Columbus                    1% UPB                 600       No MI       0
Washington                  6 Mo Int (UPB-20%OPB)  589       No MI       0
Boardman                    1% UPB                 570       No MI       0
Conover                     None                   648       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  682       No MI       0
Middletown                  None                   583       No MI       0
Lima                        1% UPB                 609       No MI       0
Newark                      6 Mo Int (UPB-20%OPB)  550       No MI       0
Washington                  None                   644       No MI       0
Gadsden                     None                   529       No MI       0
Wilmington                  None                   687       No MI       0
CHATTANOOGA                 6 Mo Int (UPB-20%OPB)  552       No MI       0
Laceyville                  6 Mo Int (UPB-20%OPB)  617       No MI       0
Cape Coral                  6 Mo Int (UPB-20%OPB)  528       No MI       0
Reva                        2% UPB                 563       No MI       0
Charlotte                   None                   789       No MI       0
Riverdale                   None                   626       No MI       0
Webster                     None                   647       No MI       0
Tuxedo                      None                   647       No MI       0
Cloverly                    None                   718       No MI       0
PRAIRIEVILLE                5% / 4%                700       No MI       0
Odessa                      6 Mo Int (UPB-20%OPB)  648       No MI       0
Odessa                      6 Mo Int (UPB-20%OPB)  648       No MI       0
Pine                        None                   625       No MI       0
PORTLAND                    1% UPB                 655       No MI       0
EAST BOSTON                 None                   589       No MI       0
Laceyville                  None                   617       No MI       0
Honeoye                     None                   668       No MI       0
Akron                       1% UPB                 612       No MI       0
Streetsboro                 1% UPB                 653       No MI       0
Miami                       5% UPB                 562       No MI       0
Riviera Beach               5% UPB                 699       No MI       0
Hollywood                   5% UPB                 512       No MI       0
Saco                        None                   644       No MI       0
Saco                        None                   644       No MI       0
Tualatin                    None                   649       No MI       0
Streetsboro                 None                   653       No MI       0
Phoenix                     6 Mo Int (UPB-20%OPB)  639       No MI       0
Sarasota                    6 Mo Int (UPB-20%OPB)  742       No MI       0
ESCANABA                    1% UPB                 546       No MI       0
Ithaca                      1% UPB                 609       No MI       0
CRYSTAL LAKE                6 Mo Int (UPB-20%OPB)  601       No MI       0
METHUEN                     None                   731       No MI       0
MILAN                       6 Mo Int (UPB-20%OPB)  567       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  647       No MI       0
LEVITTOWN                   6 Mo Int (UPB-20%OPB)  612       No MI       0
PALM BRANCH                 None                   606       No MI       0
COLUMBIA                    None                   583       No MI       0
LINDEN                      None                   576       No MI       0
BEAUMONT                    6 Mo Int (UPB-20%OPB)  639       No MI       0
MEMPHIS                     6 Mo Int (UPB-20%OPB)  585       No MI       0
CAMPBELL                    1% UPB                 541       No MI       0
PITTSBURGH                  6 Mo Int (UPB-20%OPB)  603       No MI       0
ALTOONA                     6 Mo Int (UPB-20%OPB)  526       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  527       No MI       0
AKRON                       1% UPB                 648       No MI       0
HILTON                      None                   659       No MI       0
WOODSTOCK                   None                   568       No MI       0
UTICA                       5% / 4%                572       No MI       0
ST LOUIS                    2% UPB                 536       No MI       0
OCEAN SPRINGS               5% / 4%                593       No MI       0
MURRIETA                    None                   647       No MI       0
WEST POINT                  5% / 4% / 3%           529       No MI       0
CARNESVILLE                 None                   605       No MI       0
MERCER                      6 Mo Int (UPB-20%OPB)  554       No MI       0
MERIDIAN                    5% / 4%                600       No MI       0
BRANDON                     5% / 4%                659       No MI       0
SPARTA                      None                   599       No MI       0
BAYVILLE                    None                   672       No MI       0
TOLEDO                      1% UPB                 609       No MI       0
SAN FRACISCO                6 Mo Int (UPB-20%OPB)  589       No MI       0
CLAREMORE                   6 Mo Int (UPB-20%OPB)  609       No MI       0
ROSLYN                      None                   774       No MI       0
IDYLLWILD                   None                   663       No MI       0
Bethlehem                   None                   556       No MI       0
JACKSON                     5% / 4%                654       No MI       0
BATON ROUGE                 5% / 4% / 3%           653       No MI       0
MILWAUKEE                   None                   565       No MI       0
OVERLAND PARK               None                   648       No MI       0
NEW ORLEANS                 5% / 4% / 3%           655       No MI       0
BOISE                       2% UPB                 714       No MI       0
WILBRAHAM                   None                   528       No MI       0
WESTMINSTER                 None                   632       No MI       0
TWO RIVERS                  None                   548       No MI       0
ANDEAS                      None                   710       No MI       0
GREENVILLE                  1% UPB                 535       No MI       0
MASSILLON                   1% UPB                 691       No MI       0
DENVER                      None                   673       No MI       0
JACKSON                     5% / 4% / 3%           553       No MI       0
CHARLESTOWN                 2% UPB                 546       No MI       0
EVERETT                     None                   692       No MI       0
RATON                       None                   641       No MI       0
WEST HARTFORD               None                   541       No MI       0
AKRON                       1% UPB                 531       No MI       0
KANSAS CITY                 2% UPB                 634       No MI       0
GREAT FALLS                 2% UPB                 647       No MI       0
RIVERDALE                   6 Mo Int (UPB-20%OPB)  554       No MI       0
GERMANTOWN                  None                   558       No MI       0
HOUSTON                     None                   643       No MI       0
DETROIT                     1% UPB                 655       No MI       0
GALLOWAY                    None                   641       No MI       0
JACKSON                     6 Mo Int (UPB-20%OPB)  621       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  580       No MI       0
BIG BEAR LAKE               None                   705       No MI       0
TULSA                       6 Mo Int (UPB-20%OPB)  532       No MI       0
BRENTWOOD                   6 Mo Int (UPB-20%OPB)  583       No MI       0
SOMERVILLE                  None                   650       No MI       0
PALM HARBOR                 6 Mo Int (UPB-20%OPB)  646       No MI       0
ALLIANCE                    1% UPB                 601       No MI       0
MORRAL                      1% UPB                 622       No MI       0
BOYNE CITY                  1% UPB                 568       No MI       0
CORONA                      None                   641       No MI       0
NORTH MIAMI                 6 Mo Int (UPB-20%OPB)  637       No MI       0
SAVANNAH                    None                   641       No MI       0
CLEVELAND                   1% UPB                 636       No MI       0
LORAIN                      1% UPB                 542       No MI       0
YOUNGSTOWN                  1% UPB                 556       No MI       0
NEWBURGH                    None                   584       No MI       0
RACINE                      None                   558       No MI       0
BATON ROUGE                 5% / 4% / 3%           621       No MI       0
WHEELERSBURG                1% UPB                 516       No MI       0
BLACKWELL                   6 Mo Int (UPB-20%OPB)  612       No MI       0
NAPOLEONVILLE               None                   645       No MI       0
GARNER                      None                   533       No MI       0
JUDSONIA                    3% / 2%                758       No MI       0
FRAMINGHAM                  None                   559       No MI       0
DOUGLAS                     None                   604       No MI       0
ANTWERP                     1% UPB                 583       No MI       0
DENHAM SPRINGS              5% / 4%                684       No MI       0
HACIENDA HEIGHTS            6 Mo Int (UPB-20%OPB)  672       No MI       0
HIGHLAND                    6 Mo Int (UPB-20%OPB)  655       No MI       0
ATHENS                      None                   607       No MI       0
CAHOKIA                     6 Mo Int (UPB-20%OPB)  568       No MI       0
BATON ROUGE                 5% / 4% / 3%           542       No MI       0
FLINT                       1% UPB                 588       No MI       0
ASHLAND                     None                   678       No MI       0
BIXBY                       None                   602       No MI       0
NASHVILLE                   1% UPB                 695       No MI       0
SOUTH BEND                  2% UPB                 585       No MI       0
LUCEDALE                    5% / 4%                540       No MI       0
HOUSTON                     None                   621       No MI       0
LANCASTER                   6 Mo Int (UPB-20%OPB)  673       No MI       0
PERRIS                      6 Mo Int (UPB-20%OPB)  617       No MI       0
NOBLESVILLE                 2% UPB                 566       No MI       0
GRAYSVILLE                  6 Mo Int (UPB-20%OPB)  525       No MI       0
WASHINGTON                  None                   644       No MI       0
CHICAGO                     None                   625       No MI       0
KANSAS CITY                 2% UPB                 618       No MI       0
RANCHO MIRAGE               6 Mo Int (UPB-20%OPB)  712       No MI       0
MOWEAQUA                    None                   609       No MI       0
PICO RIVERA                 6 Mo Int (UPB-20%OPB)  623       No MI       0
SPRINGFIELD                 6 Mo Int (UPB-20%OPB)  610       No MI       0
MORGANTON                   None                   610       No MI       0
COUNTRY CLUB HILLS          None                   628       No MI       0
LUCEDALE                    5% / 4% / 3%           573       No MI       0
OAK PARK                    1% UPB                 624       No MI       0
ABINGTON                    None                   710       No MI       0
SANTA FE SPRINGS            6 Mo Int (UPB-20%OPB)  648       No MI       0
ALPHARETTA                  None                   557       No MI       0
NORTH BABYLON               None                   619       No MI       0
KANSAS CITY                 2% UPB                 615       No MI       0
PAULDING                    1% UPB                 686       No MI       0
MARGATE                     6 Mo Int (UPB-20%OPB)  602       No MI       0
NEW ORLEANS                 5% / 4% / 3%           600       No MI       0
MOBILE                      6 Mo Int (UPB-20%OPB)  525       No MI       0
FERNANDINA BEACH            6 Mo Int (UPB-20%OPB)  673       No MI       0
SILVERTHORNE                6 Mo Int (UPB-20%OPB)  716       No MI       0
WHARTON                     None                   637       No MI       0
MOORESVILLE                 None                   582       No MI       0
COLORADO SPRINGS            6 Mo Int (UPB-20%OPB)  663       No MI       0
MCGUFFEY                    1% UPB                 601       No MI       0
QUEEN CREEK                 None                   679       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  693       No MI       0
LUCEDALE                    5% / 4% / 3%           547       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  649       No MI       0
MARTINS FERRY               1% UPB                 599       No MI       0
PORTSMOUTH                  None                   705       No MI       0
ORCHARD PARK                None                   563       No MI       0
EWA BEACH                   6 Mo Int (UPB-20%OPB)  777       No MI       0
DISCOVERY BAY               6 Mo Int (UPB-20%OPB)  663       No MI       0
PARK FOREST                 None                   655       No MI       0
FITHIAN                     None                   529       No MI       0
ROCKFORD                    6 Mo Int (UPB-20%OPB)  634       No MI       0
HAGERSTOWN                  None                   694       No MI       0
EXMORE                      2% UPB                 598       No MI       0
ST LOUIS                    2% UPB                 615       No MI       0
SADORUS                     None                   539       No MI       0
NORTH PLAINFIELD            None                   660       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  710       No MI       0
DETROIT                     1% UPB                 562       No MI       0
NILES                       1% UPB                 541       No MI       0
WAXHAW                      None                   555       No MI       0
JACKSON                     5% / 4%                655       No MI       0
PHELPS                      2 Mo Int (UPB-20%OPB)  626       No MI       0
SELMA                       6 Mo Int (UPB-20%OPB)  675       No MI       0
FULTS                       None                   601       No MI       0
SIMPSONVILLE                6 Mo Int (UPB-20%OPB)  580       No MI       0
BRECKSVILLE                 None                   653       No MI       0
OTTAWA                      6 Mo Int (UPB-20%OPB)  584       No MI       0
MILLPORT                    None                   530       No MI       0
HUBBARD LK                  1% UPB                 589       No MI       0
OPP                         6 Mo Int (UPB-20%OPB)  557       No MI       0
NEWPORT                     5% UPB                 617       No MI       0
ROCKFORD                    None                   650       No MI       0
ST CHARLES                  2% UPB                 566       No MI       0
LA PUENTE                   6 Mo Int (UPB-20%OPB)  586       No MI       0
RICHMOND                    2% UPB                 528       No MI       0
ATCHISON                    None                   588       No MI       0
LEXINGTON                   None                   612       No MI       0
WESTFIELD                   None                   640       No MI       0
BIRMINGHAM                  6 Mo Int (UPB-20%OPB)  525       No MI       0
BIRMINGHAM                  None                   523       No MI       0
ADA                         1% UPB                 674       No MI       0
OSSINEKE                    1% UPB                 581       No MI       0
SHERWOOD                    3% / 2%                689       No MI       0
DAYTON                      1% UPB                 552       No MI       0
WORCESTER                   None                   574       No MI       0
TEMPLE HILLS                None                   558       No MI       0
JOPLIN                      2% UPB                 622       No MI       0
KANSAS CITY                 None                   624       No MI       0
BEEBE                       3% / 2% / 1%           586       No MI       0
DUNDALK                     None                   622       No MI       0
MOUNT MORRIS                1% UPB                 643       No MI       0
ROSLINDALE                  None                   538       No MI       0
SANTA MARIA                 6 Mo Int (UPB-20%OPB)  697       No MI       0
MARICOPA                    None                   700       No MI       0
COLUMBIA                    2% UPB                 612       No MI       0
OIL CITY                    5% / 4%                626       No MI       0
ELWOOD                      2% UPB                 695       No MI       0
BUFFALO GROVE               None                   696       No MI       0
DES MOINES                  None                   627       No MI       0
LANSING                     1% UPB                 693       No MI       0
LELAND                      None                   609       No MI       0
LAFAYETTE                   5% / 4% / 3%           598       No MI       0
CHICAGO                     None                   583       No MI       0
BRANT ROCK                  None                   636       No MI       0
HENDERSONVILLE              1% UPB                 626       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  592       No MI       0
ALBUQUERQUE                 None                   625       No MI       0
DENISON                     6 Mo Int (UPB-20%OPB)  626       No MI       0
WOODSTOCK                   None                   526       No MI       0
PAINESVILLE                 1% UPB                 584       No MI       0
SAINT JOHN                  2% UPB                 620       No MI       0
RIVERSIDE                   6 Mo Int (UPB-20%OPB)  647       No MI       0
APEX                        1% UPB                 593       No MI       0
PHOENIX                     None                   646       No MI       0
PHILADELPHIA                None                   744       No MI       0
GARFIELD HTS                1% UPB                 685       No MI       0
SAGINAW                     1% UPB                 530       No MI       0
WAUCONDA                    6 Mo Int (UPB-20%OPB)  557       No MI       0
PORTLAND                    6 Mo Int (UPB-20%OPB)  552       No MI       0
ATLANTA                     None                   535       No MI       0
CLAYTON                     None                   607       No MI       0
ALBUQUERQUE                 None                   553       No MI       0
OZONE PARK                  None                   620       No MI       0
FLINT                       1% UPB                 567       No MI       0
MARGATE                     6 Mo Int (UPB-20%OPB)  670       No MI       0
MASSILLON                   1% UPB                 677       No MI       0
CASA GRANDE                 6 Mo Int (UPB-20%OPB)  654       No MI       0
SAN BERNARDINO              6 Mo Int (UPB-20%OPB)  557       No MI       0
ALTO                        1% UPB                 725       No MI       0
WICHITA                     None                   693       No MI       0
WINTER GARDEN               6 Mo Int (UPB-20%OPB)  543       No MI       0
CICERO                      None                   520       No MI       0
MATTAPAN                    None                   628       No MI       0
KIRKLAND                    None                   726       No MI       0
BELLEVILLE                  6 Mo Int (UPB-20%OPB)  627       No MI       0
DAYTON                      1% UPB                 578       No MI       0
LAS VEGAS                   None                   650       No MI       0
MURRIETA                    6 Mo Int (UPB-20%OPB)  655       No MI       0
ERIE                        6 Mo Int (UPB-20%OPB)  559       No MI       0
OSCEOLA MILLS               6 Mo Int (UPB-20%OPB)  564       No MI       0
CANTON                      1% UPB                 558       No MI       0
BURGETTSTOWN                6 Mo Int (UPB-20%OPB)  581       No MI       0
CLAYTON                     None                   695       No MI       0
LAKELAND                    6 Mo Int (UPB-20%OPB)  553       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  610       No MI       0
WILLIAMSON                  None                   590       No MI       0
NOBLESVILLE                 2% UPB                 656       No MI       0
EAST ELMHURST               None                   627       No MI       0
MEMPHIS                     6 Mo Int (UPB-20%OPB)  526       No MI       0
DAYTON                      1% UPB                 619       No MI       0
INDEPENDENCE                2% UPB                 628       No MI       0
FONTANA                     6 Mo Int (UPB-20%OPB)  621       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  679       No MI       0
TRAVERSE CITY               1% UPB                 602       No MI       0
CEDARSVILLE                 1% UPB                 602       No MI       0
GONZALES                    5% / 4%                609       No MI       0
ESSEX                       None                   684       No MI       0
PONTIAC                     1% UPB                 635       No MI       0
PORTLAND                    None                   595       No MI       0
FAIRFIELD                   None                   657       No MI       0
CLEVELAND                   1% UPB                 579       No MI       0
KEMMERER                    6 Mo Int (UPB-20%OPB)  622       No MI       0
LYNDHURST                   None                   620       No MI       0
WOODBRIDGE                  None                   687       No MI       0
ARNOLD                      2% UPB                 639       No MI       0
CLEVELAND                   1% UPB                 647       No MI       0
LAKEWOOD                    None                   634       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  654       No MI       0
LYNN                        None                   758       No MI       0
MONROE                      1% UPB                 673       No MI       0
WILMINGTON                  None                   618       No MI       0
PETALUMA                    6 Mo Int (UPB-20%OPB)  722       No MI       0
MILL SPRING                 2% UPB                 578       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  587       No MI       0
POULSBO                     None                   661       No MI       0
INDIO                       None                   727       No MI       0
LOS ANGELES                 None                   608       No MI       0
WEAVERVILLE                 None                   675       No MI       0
SONOMA                      6 Mo Int (UPB-20%OPB)  664       No MI       0
CANTON                      1% UPB                 623       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  520       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  640       No MI       0
ATTLEBORO                   None                   562       No MI       0
APPLE VALLEY                6 Mo Int (UPB-20%OPB)  699       No MI       0
WEST PITTSBURG              6 Mo Int (UPB-20%OPB)  548       No MI       0
WORCESTER                   None                   536       No MI       0
DETROIT                     1% UPB                 606       No MI       0
DISTRICT HEIGHTS            None                   559       No MI       0
AURORA                      None                   699       No MI       0
SUGAR GROVE                 6 Mo Int (UPB-20%OPB)  608       No MI       0
TRACY                       None                   700       No MI       0
NEW HAVEN                   6 Mo Int (UPB-20%OPB)  647       No MI       0
STOCKTON                    6 Mo Int (UPB-20%OPB)  662       No MI       0
AKRON                       1% UPB                 682       No MI       0
FREMONT                     1% UPB                 628       No MI       0
COLUMBUS                    1% UPB                 552       No MI       0
CURTICE                     1% UPB                 600       No MI       0
CHILLICOTHE                 1% UPB                 558       No MI       0
LEAVITTSBURG                1% UPB                 594       No MI       0
SNELLVILLE                  None                   601       No MI       0
OAK PARK                    1% UPB                 584       No MI       0
ELKTON                      1% UPB                 622       No MI       0
VIRGINIA BEACH              2% UPB                 607       No MI       0
NEW HAVEN                   6 Mo Int (UPB-20%OPB)  554       No MI       0
GERMANTOWN                  None                   601       No MI       0
ORLANDO                     None                   684       No MI       0
UHRICHSVILLE                1% UPB                 620       No MI       0
ACWORTH                     6 Mo Int (UPB-20%OPB)  621       No MI       0
BRONXVILLE                  None                   539       No MI       0
BERLIN HEIGHTS              1% UPB                 629       No MI       0
JONESBORO                   3% / 2% / 1%           556       No MI       0
GREENFIELD                  None                   526       No MI       0
DELRAY BEACH HEIGHTS        6 Mo Int (UPB-20%OPB)  604       No MI       0
CAMDEN                      None                   538       No MI       0
INDEPENDENCE TOWNSHIP       1% UPB                 582       No MI       0
OVERLAND PARK               None                   586       No MI       0
SKIATOOK                    6 Mo Int (UPB-20%OPB)  536       No MI       0
SAN FRANCISCO               6 Mo Int (UPB-20%OPB)  775       No MI       0
BRENTWOOD                   None                   555       No MI       0
DETROIT                     1% UPB                 599       No MI       0
SANTA ROSA                  6 Mo Int (UPB-20%OPB)  681       No MI       0
GALION                      1% UPB                 559       No MI       0
SHREVEPORT                  5% / 4% / 3%           541       No MI       0
MILWAUKEE                   None                   593       No MI       0
KANSAS CITY                 None                   616       No MI       0
CENTENNIAL                  6 Mo Int (UPB-20%OPB)  658       No MI       0
CHICAGO                     None                   526       No MI       0
CORBIN                      5% UPB                 565       No MI       0
AKRON                       1% UPB                 682       No MI       0
KANSAS CITY                 2% UPB                 540       No MI       0
CANAL WINCHESTER            1% UPB                 627       No MI       0
ALBUQUERQUE                 None                   622       No MI       0
ZANESVILLE                  1% UPB                 616       No MI       0
TRAVERSE CITY               1% UPB                 636       No MI       0
DECKERVILLE                 1% UPB                 564       No MI       0
KENTON                      1% UPB                 598       No MI       0
PARK RIDGE                  None                   538       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  583       No MI       0
MARTINEZ                    None                   679       No MI       0
LEXINGTON                   None                   621       No MI       0
EUNICE                      5% / 4% / 3%           618       No MI       0
AUBURN                      None                   582       No MI       0
Norcross                    None                   533       No MI       0
SAINT LOUIS                 2% UPB                 589       No MI       0
NAPERVILLE                  None                   594       No MI       0
FORDS                       None                   663       No MI       0
HOLLAND                     1% UPB                 618       No MI       0
NELSONVILLE                 1% UPB                 574       No MI       0
KISSIMMEE                   None                   737       No MI       0
GRAFTON                     1% UPB                 644       No MI       0
CORONA                      6 Mo Int (UPB-20%OPB)  606       No MI       0
DES MOINES                  None                   637       No MI       0
GREENVILLE                  1% UPB                 581       No MI       0
BAY SHORE                   None                   633       No MI       0
CHARLOTTE                   None                   651       No MI       0
EDEN PRAIRIE                None                   674       No MI       0
SUMMIT                      5% / 4%                543       No MI       0
SOMERSET                    None                   625       No MI       0
SILVER SPRING               None                   709       No MI       0
RIO RANCHO                  None                   638       No MI       0
PORT HURON                  1% UPB                 578       No MI       0
PUT-IN-BAY                  1% UPB                 606       No MI       0
MASTIC BEACH                None                   601       No MI       0
TROY                        6 Mo Int (UPB-20%OPB)  597       No MI       0
MARICOPA                    None                   645       No MI       0
DETROIT                     1% UPB                 530       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  634       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  743       No MI       0
BELLEVILLE                  6 Mo Int (UPB-20%OPB)  582       No MI       0
HOPEWELL JUNCTION           None                   628       No MI       0
VANDALIA                    2% UPB                 536       No MI       0
FLORENCE                    None                   552       No MI       0
CLARKSTOWN                  5% UPB                 670       No MI       0
VAN BUREN                   3% / 2%                609       No MI       0
ALBANY                      None                   576       No MI       0
GALESBURG                   6 Mo Int (UPB-20%OPB)  574       No MI       0
ALEXANDER                   3% / 2%                590       No MI       0
REDFORD                     1% UPB                 629       No MI       0
FRESNO                      6 Mo Int (UPB-20%OPB)  524       No MI       0
SEBRING                     6 Mo Int (UPB-20%OPB)  714       No MI       0
ST PETERS                   2% UPB                 686       No MI       0
COLUMBUS                    1% UPB                 604       No MI       0
COLORADO SPRINGS            6 Mo Int (UPB-20%OPB)  608       No MI       0
BURLINGTON                  None                   638       No MI       0
BATAVIA                     None                   600       No MI       0
DAYTON                      1% UPB                 672       No MI       0
LEBANON                     1% UPB                 552       No MI       0
MONTGOMERY VILLAGE          None                   600       No MI       0
EVERGREEN                   6 Mo Int (UPB-20%OPB)  772       No MI       0
JOLIET                      6 Mo Int (UPB-20%OPB)  543       No MI       0
LAURENS                     None                   552       No MI       0
GRAND RAPIDS                1% UPB                 538       No MI       0
HUNTINGTON                  3% / 2% / 1%           616       No MI       0
BICKNELL                    2% UPB                 661       No MI       0
BRENTWOOD                   6 Mo Int (UPB-20%OPB)  653       No MI       0
TUSTIN                      6 Mo Int (UPB-20%OPB)  648       No MI       0
WYOMING                     1% UPB                 590       No MI       0
WILMINGTON                  None                   523       No MI       0
DELRAY BEACH                6 Mo Int (UPB-20%OPB)  613       No MI       0
MARIETTA                    None                   557       No MI       0
HOMELAND                    6 Mo Int (UPB-20%OPB)  619       No MI       0
TAUNTON                     None                   541       No MI       0
CLEVELAND                   1% UPB                 670       No MI       0
MACHESNEY PARK              None                   538       No MI       0
BUENA PARK                  6 Mo Int (UPB-20%OPB)  681       No MI       0
NEW PHILADELPHIA            1% UPB                 549       No MI       0
CHICAGO                     None                   633       No MI       0
CUMMING                     None                   637       No MI       0
ROCKY RIVER                 1% UPB                 612       No MI       0
MUNCIE                      2% UPB                 667       No MI       0
PLANO                       6 Mo Int (UPB-20%OPB)  695       No MI       0
MARION                      1% UPB                 520       No MI       0
ATLANTA                     None                   529       No MI       0
MEDWAY                      1% UPB                 532       No MI       0
FORT WAYNE                  2% UPB                 559       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  641       No MI       0
SLATEDALE                   6 Mo Int (UPB-20%OPB)  580       No MI       0
HATBORO                     6 Mo Int (UPB-20%OPB)  647       No MI       0
KANSAS CITY                 2% UPB                 633       No MI       0
ASHTABULA                   1% UPB                 554       No MI       0
STRONGSVILLE                1% UPB                 641       No MI       0
SILVER SPRING               None                   694       No MI       0
KINGSTON                    None                   716       No MI       0
GREENVILLE                  5% / 4% / 3%           617       No MI       0
UPPER SANDUSKY              1% UPB                 657       No MI       0
STAFFORD                    None                   656       No MI       0
HAMPTON                     2% UPB                 538       No MI       0
CROSBY                      2 Mo Int               651       No MI       0
BOLINGBROOK                 None                   639       No MI       0
CHARDON                     1% UPB                 563       No MI       0
NICHOLASVILLE               5% UPB                 532       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  660       No MI       0
FAIRFIELD                   6 Mo Int (UPB-20%OPB)  665       No MI       0
AKRON                       1% UPB                 608       No MI       0
ROMEOVILLE                  6 Mo Int (UPB-20%OPB)  664       No MI       0
GREENVILLE                  None                   534       No MI       0
TACOMA                      6 Mo Int (UPB-20%OPB)  523       No MI       0
KANSAS CITY                 2% UPB                 538       No MI       0
CLEVELAND                   1% UPB                 594       No MI       0
ST CLAIR SHORES             1% UPB                 687       No MI       0
PALOS HEIGHTS               None                   572       No MI       0
ROHNERT PARK                None                   667       No MI       0
MINNEAPOLIS                 2 Mo Int               590       No MI       0
ODESSA                      6 Mo Int (UPB-20%OPB)  653       No MI       0
VERO BEACH                  None                   676       No MI       0
PHENIX CITY                 6 Mo Int (UPB-20%OPB)  610       No MI       0
MANISTEE                    1% UPB                 603       No MI       0
KANSAS CITY                 None                   673       No MI       0
LAWRENCEVILLE               None                   693       No MI       0
OKLAHOMA CITY               6 Mo Int (UPB-20%OPB)  617       No MI       0
NORTH CHARLESTON            None                   606       No MI       0
COLUMBUS                    None                   595       No MI       0
AKRON                       1% UPB                 633       No MI       0
LEXINGTON                   None                   676       No MI       0
CANDLER                     None                   625       No MI       0
VERNON                      6 Mo Int (UPB-20%OPB)  534       No MI       0
BOLINGBROOK                 None                   642       No MI       0
DAVENPORT                   6 Mo Int (UPB-20%OPB)  641       No MI       0
MENTOR                      1% UPB                 632       No MI       0
RANCHO MURRIETA             6 Mo Int (UPB-20%OPB)  775       No MI       0
MAUMELLE                    3% / 2% / 1%           607       No MI       0
DETROIT                     1% UPB                 605       No MI       0
LONG BEACH                  6 Mo Int (UPB-20%OPB)  694       No MI       0
DUBLIN                      None                   621       No MI       0
GLENDALE                    None                   740       No MI       0
JACKSONVILLE                None                   625       No MI       0
BATTLE CREEK                1% UPB                 563       No MI       0
PORTLAND                    1% UPB                 634       No MI       0
OLMSTED FALLS               1% UPB                 590       No MI       0
NEWARK                      None                   654       No MI       0
TEMPE                       None                   679       No MI       0
DOVER                       1% UPB                 596       No MI       0
SPRINGFIELD                 None                   709       No MI       0
BEAVER DAM                  None                   595       No MI       0
WEST PALM BEACH             6 Mo Int (UPB-20%OPB)  610       No MI       0
SPRINGFIELD                 2% UPB                 653       No MI       0
LOWELL                      None                   565       No MI       0
DECATUR                     6 Mo Int (UPB-20%OPB)  619       No MI       0
APPLE VALLEY                6 Mo Int (UPB-20%OPB)  628       No MI       0
HEMET                       None                   716       No MI       0
WAYNESVILLE                 1% UPB                 634       No MI       0
DUMFRIES                    2% UPB                 675       No MI       0
WASHINGTON                  6 Mo Int (UPB-20%OPB)  608       No MI       0
LAWRENCE                    None                   648       No MI       0
TULSA                       6 Mo Int (UPB-20%OPB)  600       No MI       0
MIDDLETOWN                  6 Mo Int (UPB-20%OPB)  521       No MI       0
NAPLES                      None                   618       No MI       0
DAVENPORT                   None                   662       No MI       0
SAGINAW                     1% UPB                 654       No MI       0
MCKEESPORT                  6 Mo Int (UPB-20%OPB)  541       No MI       0
CAPITOL HEIGHTS             None                   793       No MI       0
SAINT LOUIS                 2% UPB                 545       No MI       0
LAKE VILLA                  6 Mo Int (UPB-20%OPB)  522       No MI       0
CHIPPEWA LAKE               1% UPB                 714       No MI       0
AIKEN                       None                   554       No MI       0
CHICAGO                     None                   586       No MI       0
SAINT LOUIS                 2% UPB                 541       No MI       0
EAST POINTE                 1% UPB                 570       No MI       0
CARLSBAD                    None                   662       No MI       0
GARDEN GROVE                6 Mo Int (UPB-20%OPB)  774       No MI       0
LAKE CHARLES                5% / 4%                540       No MI       0
WARREN                      1% UPB                 675       No MI       0
NEW IBERIA                  5% / 4% / 3%           551       No MI       0
TOCCOA                      None                   625       No MI       0
KINGS MILL                  1% UPB                 711       No MI       0
MEMPHIS                     6 Mo Int (UPB-20%OPB)  550       No MI       0
ROSEDALE                    None                   622       No MI       0
CANTON                      1% UPB                 585       No MI       0
SAINT LOUIS                 2% UPB                 532       No MI       0
KNOXVILLE                   6 Mo Int (UPB-20%OPB)  539       No MI       0
CHICAGO                     None                   596       No MI       0
MEMPHIS                     6 Mo Int (UPB-20%OPB)  626       No MI       0
MORROW                      1% UPB                 663       No MI       0
DELAWARE                    1% UPB                 616       No MI       0
LEXINGTON                   None                   681       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  611       No MI       0
BEAR                        6 Mo Int (UPB-20%OPB)  660       No MI       0
ST LOUIS                    2% UPB                 748       No MI       0
WILMINGTON                  None                   712       No MI       0
FAYETTEVILLE                None                   576       No MI       0
NEWCOMERSTOWN               1% UPB                 692       No MI       0
LOUISBURG                   None                   588       No MI       0
PORT CLINTON                1% UPB                 599       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  542       No MI       0
DETROIT                     1% UPB                 602       No MI       0
GREENWOOD                   2% UPB                 645       No MI       0
NEW LENOX                   6 Mo Int (UPB-20%OPB)  602       No MI       0
RALEIGH                     None                   623       No MI       0
BERKLEY                     1% UPB                 540       No MI       0
FLINTSTONE                  None                   529       No MI       0
CHICAGO                     None                   610       No MI       0
STEVENS POINT               None                   532       No MI       0
LANCASTER                   6 Mo Int (UPB-20%OPB)  604       No MI       0
CHICAGO                     None                   568       No MI       0
DETROIT                     1% UPB                 533       No MI       0
JOLIET                      6 Mo Int (UPB-20%OPB)  602       No MI       0
VALLES MINES                2% UPB                 604       No MI       0
LOWELLVILLE                 1% UPB                 589       No MI       0
HEPHZIBAH                   None                   658       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  546       No MI       0
SPENCER                     None                   660       No MI       0
EAST LAKE                   1% UPB                 638       No MI       0
WOODBRIDGE                  2% UPB                 653       No MI       0
NORWALK                     1% UPB                 577       No MI       0
SULLIVAN                    1% UPB                 609       No MI       0
WARRENVILLE                 None                   798       No MI       0
COLUMBUS                    1% UPB                 641       No MI       0
STREETSBORO                 1% UPB                 524       No MI       0
LUDLOW                      None                   675       No MI       0
ATLANTA                     None                   540       No MI       0
SAN BERNARDINO              6 Mo Int (UPB-20%OPB)  687       No MI       0
DRYDEN                      1% UPB                 521       No MI       0
CINCINNATI                  1% UPB                 630       No MI       0
SCOTTSDALE                  6 Mo Int (UPB-20%OPB)  659       No MI       0
CORONA                      None                   661       No MI       0
WOODBRIDGE                  2% UPB                 676       No MI       0
EMMETT                      6 Mo Int (UPB-20%OPB)  652       No MI       0
SPENCER                     None                   671       No MI       0
SILER CITY                  None                   613       No MI       0
TINLEY PARK                 6 Mo Int (UPB-20%OPB)  603       No MI       0
IMLAY CITY                  1% UPB                 620       No MI       0
VERO BEACH                  6 Mo Int (UPB-20%OPB)  658       No MI       0
LITTLEROCK                  6 Mo Int (UPB-20%OPB)  687       No MI       0
LEE'S SUMMIT                2% UPB                 611       No MI       0
FOSTORIA                    1% UPB                 689       No MI       0
WISCONSIN DELLS             None                   581       No MI       0
ST. LOUIS                   1% UPB                 583       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  636       No MI       0
WAUPACA                     None                   531       No MI       0
SILVER LAKE                 1% UPB                 598       No MI       0
COLUMBIA                    None                   663       No MI       0
CANTON                      1% UPB                 596       No MI       0
YOUNGSTOWN                  1% UPB                 604       No MI       0
LOOKOUT MOUNTAIN            None                   648       No MI       0
PITTSBURGH                  6 Mo Int (UPB-20%OPB)  563       No MI       0
RALEIGH                     None                   605       No MI       0
SALIDA                      None                   701       No MI       0
WILMINGTON                  1% UPB                 648       No MI       0
DALLAS                      6 Mo Int (UPB-20%OPB)  624       No MI       0
GREENVILLE                  5% / 4% / 3%           661       No MI       0
LITTLE ROCK                 3% / 2%                537       No MI       0
CHARLOTTE                   None                   611       No MI       0
OXNARD                      6 Mo Int (UPB-20%OPB)  674       No MI       0
FISHERS                     2% UPB                 644       No MI       0
VIRGINIA BEACH              2% UPB                 678       No MI       0
PELHAM                      None                   586       No MI       0
LENNOX                      6 Mo Int (UPB-20%OPB)  653       No MI       0
UNIONTOWN                   1% UPB                 541       No MI       0
DETROIT                     1% UPB                 676       No MI       0
NEWBURGH                    None                   650       No MI       0
SOUTH HOLLAND               None                   632       No MI       0
ROCKLEDGE                   6 Mo Int (UPB-20%OPB)  656       No MI       0
WINBER                      6 Mo Int (UPB-20%OPB)  639       No MI       0
WORCESTER                   None                   544       No MI       0
MARSHALL                    1% UPB                 547       No MI       0
BROADVIEW                   6 Mo Int (UPB-20%OPB)  660       No MI       0
DETROIT                     None                   568       No MI       0
HUNTSVILLE                  6 Mo Int (UPB-20%OPB)  645       No MI       0
TOLEDO                      1% UPB                 539       No MI       0
CARPENTERSVILLE             None                   702       No MI       0
KINGMAN                     6 Mo Int (UPB-20%OPB)  689       No MI       0
MAIDEN                      None                   571       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  639       No MI       0
MILFORD                     1% UPB                 615       No MI       0
TOLEDO                      1% UPB                 644       No MI       0
EPHRAIM                     6 Mo Int (UPB-20%OPB)  530       No MI       0
SHAPLEIGH                   6 Mo Int (UPB-20%OPB)  623       No MI       0
CHANDLER                    None                   600       No MI       0
MONTGOMERY                  6 Mo Int (UPB-20%OPB)  525       No MI       0
MARICOPA                    None                   639       No MI       0
CONYERS                     None                   673       No MI       0
POTTSTOWN                   6 Mo Int (UPB-20%OPB)  556       No MI       0
RIVIERA BEACH               6 Mo Int (UPB-20%OPB)  625       No MI       0
HEMINGWAY                   None                   533       No MI       0
MARIETTA                    1% UPB                 539       No MI       0
OPA LOCKA                   6 Mo Int (UPB-20%OPB)  649       No MI       0
CASTLE ROCK                 6 Mo Int (UPB-20%OPB)  580       No MI       0
WICHITA                     None                   557       No MI       0
WALDRON                     3% / 2% / 1%           597       No MI       0
COCOA                       6 Mo Int (UPB-20%OPB)  654       No MI       0
ARLINGTON                   None                   638       No MI       0
SHELBURN                    2% UPB                 656       No MI       0
SUMMERVILLE                 None                   612       No MI       0
BURNS HARBOR                2% UPB                 628       No MI       0
MADISON                     None                   568       No MI       0
FAIRFIELD                   6 Mo Int (UPB-20%OPB)  730       No MI       0
WESTLAND                    1% UPB                 661       No MI       0
JONESBORO                   None                   657       No MI       0
MADISON                     None                   568       No MI       0
KINGMAN                     6 Mo Int (UPB-20%OPB)  654       No MI       0
COLORADO SPRINGS            None                   663       No MI       0
CLEARWATER                  6 Mo Int (UPB-20%OPB)  643       No MI       0
COLUMBUS                    1% UPB                 529       No MI       0
WILMINGTON                  1% UPB                 638       No MI       0
NORTH HOLLYWOOD             6 Mo Int (UPB-20%OPB)  645       No MI       0
MURPHY                      None                   542       No MI       0
SHREVEPORT                  5% / 4%                651       No MI       0
DELTONA                     6 Mo Int (UPB-20%OPB)  602       No MI       0
FREDERICKSBURG              None                   521       No MI       0
LIGHTHOUSE POINT            6 Mo Int (UPB-20%OPB)  673       No MI       0
WYOMING                     1% UPB                 549       No MI       0
MAPLE HEIGHTS               1% UPB                 616       No MI       0
KANSAS CITY                 None                   599       No MI       0
INDIANAPOLIS                2% UPB                 622       No MI       0
RICHMOND                    2% UPB                 676       No MI       0
ALPENA                      1% UPB                 580       No MI       0
CINCINNATI                  1% UPB                 607       No MI       0
WATERFORD                   None                   540       No MI       0
SELLERSBURG                 2% UPB                 604       No MI       0
EAST PEORIA                 6 Mo Int (UPB-20%OPB)  617       No MI       0
KANSAS CITY                 2% UPB                 544       No MI       0
KANSAS CITY                 2% UPB                 544       No MI       0
DAYTON                      1% UPB                 550       No MI       0
EAST POINT                  None                   597       No MI       0
ALLENTOWN                   2% UPB                 538       No MI       0
ORLANDO                     2% UPB                 535       No MI       0
SILVER SPRING               None                   562       No MI       0
SUMMERVILLE                 None                   589       No MI       0
WEYMOUNTH                   None                   532       No MI       0
SUN CITY                    2% UPB                 537       No MI       0
LOS ANGELES                 2% UPB                 542       No MI       0
DINGMANS FERRY              2% UPB                 587       No MI       0
DES MOINES                  None                   577       No MI       0
PADUCAH                     2% UPB                 539       No MI       0
SANDWICH                    None                   545       No MI       0
NORWALK                     None                   514       No MI       0
BARTLESVILLE                2% UPB                 535       No MI       0
OVERLAND PARK               None                   541       No MI       0
TEMPLE HILLS                2% UPB                 595       No MI       0
OVERLAND PARK               None                   561       No MI       0
ST. CLAIR                   2% UPB                 508       No MI       0
HAGERSTOWN                  None                   559       No MI       0
FORT WORTH                  2% UPB                 594       No MI       0
GREENSBORO                  None                   569       No MI       0
YORK                        2% UPB                 565       No MI       0
TEMECULA                    6 Mo Int (UPB-20%OPB)  645       No MI       0
HIGHLAND                    6 Mo Int (UPB-20%OPB)  593       No MI       0
KANSAS CITY                 2% UPB                 561       No MI       0
WORCESTER                   None                   672       No MI       0
PENN YAN                    None                   539       No MI       0
PROSPECT                    None                   600       No MI       0
SPRINGFIELD                 None                   541       No MI       0
TEXARKANA                   3% / 2% / 1%           607       No MI       0
LAKE ELSINORE               None                   746       No MI       0
RUSSELLS POINT              1% UPB                 611       No MI       0
TACOMA                      6 Mo Int (UPB-20%OPB)  637       No MI       0
BOSTON                      None                   581       No MI       0
PITTSBURGH                  6 Mo Int (UPB-20%OPB)  559       No MI       0
HIGHLAND MILLS              None                   522       No MI       0
KANSAS CITY                 None                   652       No MI       0
TURNEY                      None                   612       No MI       0
JACKSONVILLE                6 Mo Int (UPB-20%OPB)  660       No MI       0
BERKELEY HEIGHTS            None                   641       No MI       0
BROCKTON                    2% UPB                 634       No MI       0
MACOMB                      1% UPB                 628       No MI       0
SUGAR GROVE                 None                   645       No MI       0
NIXA                        None                   631       No MI       0
RIVERSIDE                   6 Mo Int (UPB-20%OPB)  672       No MI       0
LAKE WORTH                  6 Mo Int (UPB-20%OPB)  709       No MI       0
PLEASANT HILL               2% UPB                 605       No MI       0
DEFUNIAK SPRINGS            6 Mo Int (UPB-20%OPB)  708       No MI       0
STRUTHERS                   1% UPB                 537       No MI       0
TOLEDO                      1% UPB                 592       No MI       0
BALTIMORE                   None                   651       No MI       0
CONCORD                     1% UPB                 651       No MI       0
OCEANSIDE                   6 Mo Int (UPB-20%OPB)  694       No MI       0
SACO                        None                   658       No MI       0
SAINT LOUIS                 2% UPB                 570       No MI       0
PULASKI                     None                   549       No MI       0
ROGERS                      3% / 2%                534       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  636       No MI       0
JOPLIN                      2% UPB                 576       No MI       0
RICHMOND                    2% UPB                 638       No MI       0
CULPEPER                    None                   640       No MI       0
CANTON                      1% UPB                 670       No MI       0
KELLER                      6 Mo Int (UPB-20%OPB)  621       No MI       0
NORTH LAS VEGAS             6 Mo Int (UPB-20%OPB)  649       No MI       0
LEWISTON                    None                   560       No MI       0
NEWAYGO                     1% UPB                 590       No MI       0
DAYTON                      1% UPB                 668       No MI       0
AUBURN                      1% UPB                 587       No MI       0
SPRINGFIELD                 1% UPB                 610       No MI       0
NORTH PROVIDENCE            None                   655       No MI       0
COLUMBIA                    None                   541       No MI       0
SAINT LOUIS                 2% UPB                 542       No MI       0
AUSTINTOWN                  1% UPB                 568       No MI       0
SALUDA                      1% UPB                 580       No MI       0
GAITHERSBURG                None                   657       No MI       0
AYNOR                       None                   537       No MI       0
CHANDLER                    None                   644       No MI       0
AKRON                       1% UPB                 650       No MI       0
FARRELL                     6 Mo Int (UPB-20%OPB)  554       No MI       0
NAPLES                      6 Mo Int (UPB-20%OPB)  592       No MI       0
OLNEY                       None                   641       No MI       0
TEMPLE HILLS                None                   602       No MI       0
FLINT                       1% UPB                 585       No MI       0
BUTLER                      6 Mo Int (UPB-20%OPB)  693       No MI       0
WILLOWBROOK                 None                   604       No MI       0
CHICAGO                     None                   679       No MI       0
RAYMORE                     2% UPB                 568       No MI       0
RICHMOND                    None                   743       No MI       0
YARMOUTH                    None                   541       No MI       0
SILOAM SPRINGS              3% / 2% / 1%           672       No MI       0
BATON ROUGE                 None                   643       No MI       0
CHARLOTTE                   None                   658       No MI       0
ONTARIO                     None                   699       No MI       0
TOLEDO                      1% UPB                 666       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  639       No MI       0
ATLANTA                     6 Mo Int (UPB-20%OPB)  622       No MI       0
ROSWELL                     None                   656       No MI       0
ROCKLIN                     None                   661       No MI       0
CINCINNATI                  1% UPB                 588       No MI       0
FAYETTEVILLE                3% / 2%                645       No MI       0
AURORA                      None                   616       No MI       0
SPRING VALLEY               6 Mo Int (UPB-20%OPB)  551       No MI       0
ST LOUIS                    None                   662       No MI       0
IONIA                       1% UPB                 553       No MI       0
WOODBRIDGE                  None                   703       No MI       0
EUCLID                      1% UPB                 549       No MI       0
BOWLING GREEN               1% UPB                 552       No MI       0
YOUNGSTOWN                  1% UPB                 708       No MI       0
INDIANAPOLIS                2% UPB                 552       No MI       0
DETROIT                     1% UPB                 532       No MI       0
AKRON                       1% UPB                 558       No MI       0
ST ALBANS                   None                   661       No MI       0
CRESAPTOWN                  None                   553       No MI       0
MIDDLETOWN                  1% UPB                 543       No MI       0
WEST COLUMBIA               6 Mo Int (UPB-20%OPB)  600       No MI       0
CHARLOTTE                   1% UPB                 670       No MI       0
AUSTELL                     None                   578       No MI       0
COLORADO SPRINGS            6 Mo Int (UPB-20%OPB)  639       No MI       0
CASTLE ROCK                 6 Mo Int (UPB-20%OPB)  582       No MI       0
ALBUQUERQUE                 None                   614       No MI       0
TERRE HAUTE                 2% UPB                 555       No MI       0
WICHITA                     None                   546       No MI       0
EAU CLAIRE                  1% UPB                 613       No MI       0
DIAMOND BAR                 6 Mo Int (UPB-20%OPB)  688       No MI       0
ORANGE                      6 Mo Int (UPB-20%OPB)  600       No MI       0
FORT MYERS                  6 Mo Int (UPB-20%OPB)  530       No MI       0
WESTLAKE                    1% UPB                 661       No MI       0
SPRINGPORT                  1% UPB                 545       No MI       0
PATASKALA                   1% UPB                 682       No MI       0
GRAND LEDGE                 1% UPB                 680       No MI       0
TOLEDO                      1% UPB                 585       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  601       No MI       0
AKRON                       1% UPB                 660       No MI       0
WEST HAVEN                  6 Mo Int (UPB-20%OPB)  535       No MI       0
CLIO                        1% UPB                 627       No MI       0
N CHICAGO                   None                   537       No MI       0
WASHINGTON                  None                   702       No MI       0
WEST PALM BEACH             5% UPB                 663       No MI       0
PEMBROKE PINES              5% UPB                 706       No MI       0
HALLANDALE                  5% UPB                 757       No MI       0
PHOENIX                     None                   651       No MI       0
PORT SAINT LUCIE            6 Mo Int (UPB-20%OPB)  675       No MI       0
MANASSAS                    None                   682       No MI       0
BIRDSBORO                   6 Mo Int (UPB-20%OPB)  604       No MI       0
CHICAGO                     None                   537       No MI       0
SILVER SPRING               None                   576       No MI       0
FREDERICKSBURG              2% UPB                 656       No MI       0
DUPONT                      6 Mo Int (UPB-20%OPB)  586       No MI       0
SARATOGA SPRINGS            None                   628       No MI       0
LEESBURG                    2% UPB                 642       No MI       0
PORTLAND                    1% UPB                 525       No MI       0
MIDDLETOWN                  2% UPB                 674       No MI       0
ST. LOUIS                   2% UPB                 582       No MI       0
BLUE ISLAND                 None                   584       No MI       0
WINDHAM                     6 Mo Int (UPB-20%OPB)  641       No MI       0
CINCINNATI                  1% UPB                 577       No MI       0
KISSIMMEE                   None                   642       No MI       0
GREERS FERRY                3% / 2% / 1%           691       No MI       0
QUEEN CREEK                 None                   638       No MI       0
SARASOTA                    None                   560       No MI       0
COLD BROOK                  None                   537       No MI       0
RAYMOND                     1% UPB                 577       No MI       0
DETROIT                     1% UPB                 638       No MI       0
TERRE HAUTE                 2% UPB                 636       No MI       0
TRINITY                     None                   522       No MI       0
WESTBROOK                   None                   674       No MI       0
SEDALIA                     2% UPB                 614       No MI       0
EL CENTRO                   6 Mo Int (UPB-20%OPB)  572       No MI       0
AVENTURA                    6 Mo Int (UPB-20%OPB)  576       No MI       0
EATON RAPIDS                1% UPB                 595       No MI       0
CHICAGO                     None                   588       No MI       0
SILVER SPRING               None                   666       No MI       0
ROGERS                      3% / 2% / 1%           637       No MI       0
WOODRIDGE                   6 Mo Int (UPB-20%OPB)  667       No MI       0
ATLANTA                     None                   600       No MI       0
RALEIGH                     None                   592       No MI       0
TERRE HAUTE                 2% UPB                 587       No MI       0
WASHINGTON                  2% UPB                 667       No MI       0
MESA                        None                   662       No MI       0
FISHERS                     2% UPB                 654       No MI       0
BOOTHWYN                    6 Mo Int (UPB-20%OPB)  609       No MI       0
TOLEDO                      1% UPB                 716       No MI       0
CLEVELAND                   1% UPB                 644       No MI       0
TRAVERSE CITY               1% UPB                 568       No MI       0
ARGOS                       2% UPB                 566       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  657       No MI       0
CINCINNATI                  1% UPB                 635       No MI       0
MINNEAPOLIS                 2 Mo Int               722       No MI       0
SAINT LOUIS                 2% UPB                 569       No MI       0
COLUMBUS                    1% UPB                 649       No MI       0
BARBERTON                   1% UPB                 595       No MI       0
GAHANNA                     1% UPB                 659       No MI       0
POPLAR GROVE                None                   774       No MI       0
BEDFORD                     2% UPB                 522       No MI       0
BETHESDA                    None                   715       No MI       0
SILVER SPRING               None                   690       No MI       0
ST PAUL                     2 Mo Int               726       No MI       0
HOLLYWOOD                   6 Mo Int (UPB-20%OPB)  682       No MI       0
NORFOLK                     2% UPB                 623       No MI       0
CLINTON                     None                   545       No MI       0
CANTON                      1% UPB                 659       No MI       0
COLUMBUS                    1% UPB                 550       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  647       No MI       0
RESTON                      2% UPB                 679       No MI       0
HORSEHEADS                  None                   617       No MI       0
COLORADO SPRINGS            6 Mo Int (UPB-20%OPB)  541       No MI       0
ORRVILLE                    1% UPB                 654       No MI       0
COLUMBUS                    1% UPB                 650       No MI       0
ASHEVILLE                   None                   546       No MI       0
SAN SABA                    6 Mo Int (UPB-20%OPB)  669       No MI       0
CLINTON                     2% UPB                 611       No MI       0
BRASELTON                   None                   609       No MI       0
MILLERSBURG                 1% UPB                 647       No MI       0
FREDERICKSBURG              2% UPB                 680       No MI       0
PITTSBURGH                  6 Mo Int (UPB-20%OPB)  607       No MI       0
GRAND HAVEN                 1% UPB                 696       No MI       0
CHICAGO                     None                   545       No MI       0
MONROE                      5% / 4% / 3%           612       No MI       0
DALZELL                     None                   552       No MI       0
LANSING                     1% UPB                 631       No MI       0
HAZEL PARK                  1% UPB                 535       No MI       0
DETROIT                     1% UPB                 533       No MI       0
EDMOND                      6 Mo Int (UPB-20%OPB)  785       No MI       0
OKLAHOMA CITY               6 Mo Int (UPB-20%OPB)  611       No MI       0
HICKSVILLE                  1% UPB                 603       No MI       0
CHATTANOOGA                 6 Mo Int (UPB-20%OPB)  551       No MI       0
VIRGINIA BEACH              2% UPB                 632       No MI       0
KUNA                        6 Mo Int (UPB-20%OPB)  659       No MI       0
ST JOSEPH                   2% UPB                 572       No MI       0
KANSAS CITY                 5% UPB                 596       No MI       0
PALM HARBOR                 5% UPB                 588       No MI       0
HOSHCTON                    None                   558       No MI       0
ST LOUIS                    2% UPB                 521       No MI       0
FOUNTAIN VALLEY             6 Mo Int (UPB-20%OPB)  601       No MI       0
HONEOYE FALLS               None                   555       No MI       0
SOUTH LAKE TAHOE            6 Mo Int (UPB-20%OPB)  673       No MI       0
FREDERICK                   None                   666       No MI       0
KISSIMMEE                   6 Mo Int (UPB-20%OPB)  645       No MI       0
RIVERSIDE                   None                   663       No MI       0
SATELLITE BEACH             None                   645       No MI       0
SACRAMENTO                  6 Mo Int (UPB-20%OPB)  723       No MI       0
WIGGINS                     6 Mo Int (UPB-20%OPB)  792       No MI       0
READING                     6 Mo Int (UPB-20%OPB)  582       No MI       0
EXETER                      6 Mo Int (UPB-20%OPB)  588       No MI       0
POWELL                      1% UPB                 540       No MI       0
COLUMBUS                    1% UPB                 583       No MI       0
WEST WAREHAM                None                   554       No MI       0
COLUMBUS                    1% UPB                 730       No MI       0
SPRINGFIELD                 1% UPB                 681       No MI       0
OWEN                        None                   663       No MI       0
MEDWAY                      None                   676       No MI       0
PROCTORVILLE                1% UPB                 663       No MI       0
MYRTLE BEACH                None                   550       No MI       0
PLANTATION                  5% UPB                 645       No MI       0
COLORADO SPRINGS            None                   625       No MI       0
Holbrook                    None                   735       No MI       0
Mangonia Park               6 Mo Int (UPB-20%OPB)  523       No MI       0
Aldie                       2% UPB                 600       No MI       0
Chicago                     None                   642       No MI       0
Bethel                      6 Mo Int (UPB-20%OPB)  520       No MI       0
Joliet                      6 Mo Int (UPB-20%OPB)  673       No MI       0
Mineral                     2% UPB                 521       No MI       0
Haxtun                      6 Mo Int (UPB-20%OPB)  663       No MI       0
Chino Hills                 None                   597       No MI       0
Piscataway                  None                   648       No MI       0
Toms River                  None                   622       No MI       0
Jersey City                 None                   671       No MI       0
Fresno                      6 Mo Int (UPB-20%OPB)  636       No MI       0
Renton                      6 Mo Int (UPB-20%OPB)  635       No MI       0
Philadelphia                6 Mo Int (UPB-20%OPB)  596       No MI       0
Sterling                    2% UPB                 641       No MI       0
Boulder                     6 Mo Int (UPB-20%OPB)  697       No MI       0
Jersey City                 None                   583       No MI       0
Paterson                    None                   667       No MI       0
Jamaica                     None                   652       No MI       0
Calwa                       6 Mo Int (UPB-20%OPB)  588       No MI       0
Lodi                        None                   593       No MI       0
Westland                    1% UPB                 710       No MI       0
El Mirage                   6 Mo Int (UPB-20%OPB)  506       No MI       0
Milford                     6 Mo Int (UPB-20%OPB)  607       No MI       0
Lawndale                    None                   623       No MI       0
Santa Clarita               6 Mo Int (UPB-20%OPB)  621       No MI       0
Las Vegas                   6 Mo Int (UPB-20%OPB)  593       No MI       0
Columbus                    1% UPB                 603       No MI       0
Columbia                    None                   610       No MI       0
Lane                        6 Mo Int (UPB-20%OPB)  699       No MI       0
Sacramento                  6 Mo Int (UPB-20%OPB)  682       No MI       0
Lenola                      None                   605       No MI       0
Georgetown                  6 Mo Int (UPB-20%OPB)  619       No MI       0
Bakersfield                 6 Mo Int (UPB-20%OPB)  695       No MI       0
Van Nuys                    6 Mo Int (UPB-20%OPB)  676       No MI       0
San Bernardino              6 Mo Int (UPB-20%OPB)  666       No MI       0
Mount Rainier               None                   579       No MI       0
Charlotte                   None                   585       No MI       0
Mishawaka                   6 Mo Int (UPB-20%OPB)  607       No MI       0
Roulo                       1% UPB                 597       No MI       0
Memphis                     6 Mo Int (UPB-20%OPB)  668       No MI       0
Lagrange                    6 Mo Int (UPB-20%OPB)  612       No MI       0
Tampa                       6 Mo Int (UPB-20%OPB)  665       No MI       0
Yuton                       6 Mo Int (UPB-20%OPB)  626       No MI       0
Lake Ridge                  2% UPB                 567       No MI       0
Berkeley                    2% UPB                 686       No MI       0
Stockton                    6 Mo Int (UPB-20%OPB)  662       No MI       0
Jonesboro                   None                   568       No MI       0
San Diego                   6 Mo Int (UPB-20%OPB)  724       No MI       0
Vernon                      6 Mo Int (UPB-20%OPB)  586       No MI       0
Ossining                    None                   581       No MI       0
Oakland                     6 Mo Int (UPB-20%OPB)  555       No MI       0
Tulare                      6 Mo Int (UPB-20%OPB)  620       No MI       0
Greenacres                  6 Mo Int (UPB-20%OPB)  590       No MI       0
Gainesville                 None                   568       No MI       0
SOLEDAD                     6 Mo Int (UPB-20%OPB)  704       No MI       0
SANTA CLARITA               6 Mo Int (UPB-20%OPB)  652       No MI       0
YUCCA VALLEY                6 Mo Int (UPB-20%OPB)  643       No MI       0
ROANOKE                     3% / 2%                668       No MI       0
LINCOLN                     6 Mo Int (UPB-20%OPB)  624       No MI       0
NEWPORT                     3% / 2% / 1%           640       No MI       0
LAKE MILTON                 1% UPB                 643       No MI       0
BEDFORD                     None                   619       No MI       0
DETROIT                     1% UPB                 677       No MI       0
SAINT LOUIS                 2% UPB                 562       No MI       0
HARTFORD CITY               3% / 2%                543       No MI       0
LENOX                       1% UPB                 649       No MI       0
WASHINGTON                  6 Mo Int (UPB-20%OPB)  651       No MI       0
NORTH WEBSTER               3% / 2% / 1%           590       No MI       0
RIVERVIEW                   6 Mo Int (UPB-20%OPB)  619       No MI       0
LA QUINTA                   6 Mo Int (UPB-20%OPB)  632       No MI       0
JACKSON HEIGHTS             None                   647       No MI       0
FELTON                      6 Mo Int (UPB-20%OPB)  631       No MI       0
SAN JOSE                    6 Mo Int (UPB-20%OPB)  618       No MI       0
APOPKA                      6 Mo Int (UPB-20%OPB)  690       No MI       0
COUNCIL BLUFFS              6 Mo Int (UPB-20%OPB)  647       No MI       0
CHICAGO                     3% UPB                 668       No MI       0
ATLANTA                     None                   617       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  733       No MI       0
TOOELE                      6 Mo Int (UPB-20%OPB)  568       No MI       0
NEW BEDFORD                 None                   729       No MI       0
NORTH DARTMOUTH             None                   560       No MI       0
LAWTON                      3% / 1%                773       No MI       0
WATERFORD                   6 Mo Int (UPB-20%OPB)  598       No MI       0
BRACKENRIDGE                6 Mo Int (UPB-20%OPB)  632       No MI       0
VALLEJO                     6 Mo Int (UPB-20%OPB)  623       No MI       0
CHICAGO                     None                   652       No MI       0
AVON                        None                   643       No MI       0
ELKHART                     3% / 2% / 1%           631       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  573       No MI       0
MILACA                      2 Mo Int (UPB-20%OPB)  650       No MI       0
AKRON                       3% / 2% / 1%           547       No MI       0
HOFFMAN ESTATES             3% / 2%                614       No MI       0
WEST LAFAYETTE              3% / 2%                634       No MI       0
RANCHO SANTA MARGARITA      6 Mo Int (UPB-20%OPB)  660       No MI       0
SPENCER                     None                   637       No MI       0
SAN JOSE                    6 Mo Int (UPB-20%OPB)  601       No MI       0
CICERO                      3% / 2%                646       No MI       0
REVERE                      None                   609       No MI       0
KAYSVILLE                   6 Mo Int (UPB-20%OPB)  648       No MI       0
PORTLAND                    6 Mo Int (UPB-20%OPB)  634       No MI       0
NORTH HILLS                 6 Mo Int (UPB-20%OPB)  667       No MI       0
SCHENECTADY                 None                   707       No MI       0
CHICAGO                     3% UPB                 594       No MI       0
CHICAGO                     None                   563       No MI       0
RANCHO CUCAMONGA            6 Mo Int (UPB-20%OPB)  644       No MI       0
SPRING GLEN T/O WAWARSING   6 Mo Int (UPB-20%OPB)  626       No MI       0
SOUTH BEND                  3% / 2%                548       No MI       0
SAN DIEGO                   6 Mo Int (UPB-20%OPB)  617       No MI       0
MILLBURY                    None                   640       No MI       0
CLIFTON PARK                None                   562       No MI       0
PLAINFIELD                  3% UPB                 621       No MI       0
CORNING                     None                   788       No MI       0
LONG BEACH                  None                   714       No MI       0
SAN DIEGO                   6 Mo Int (UPB-20%OPB)  609       No MI       0
PITTSBURG                   6 Mo Int (UPB-20%OPB)  676       No MI       0
MADISON                     3% / 2%                653       No MI       0
BROOKLYN                    None                   637       No MI       0
EL CAJON                    6 Mo Int (UPB-20%OPB)  624       No MI       0
TACOMA                      6 Mo Int (UPB-20%OPB)  605       No MI       0
IMPERIAL                    6 Mo Int (UPB-20%OPB)  642       No MI       0
FRESNO                      6 Mo Int (UPB-20%OPB)  598       No MI       0
EL CAJON                    6 Mo Int (UPB-20%OPB)  615       No MI       0
FORT LAUDERDALE             6 Mo Int (UPB-20%OPB)  620       No MI       0
PHILADELPHIA                None                   714       No MI       0
GLENS FALLS                 None                   642       No MI       0
FRESNO                      6 Mo Int (UPB-20%OPB)  569       No MI       0
FARMERSVILLE                6 Mo Int (UPB-20%OPB)  668       No MI       0
REVERE                      None                   720       No MI       0
HOBOKEN                     None                   656       No MI       0
LAWRENCE                    None                   620       No MI       0
DRAPER                      6 Mo Int (UPB-20%OPB)  660       No MI       0
COLD SPRINGS                6 Mo Int (UPB-20%OPB)  570       No MI       0
METHUEN                     None                   564       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  596       No MI       0
CHULA VISTA                 6 Mo Int (UPB-20%OPB)  701       No MI       0
CHICAGO                     3% / 2%                738       No MI       0
WOODBURY                    2 Mo Int (UPB-20%OPB)  644       No MI       0
AUBREY                      6 Mo Int (UPB-20%OPB)  615       No MI       0
PHENIX CITY                 None                   698       No MI       0
CHELSEA                     None                   657       No MI       0
CHICAGO                     None                   591       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  747       No MI       0
HAMLIN                      None                   749       No MI       0
EL SOBRANTE                 6 Mo Int (UPB-20%OPB)  648       No MI       0
ALBUQUERQUE                 None                   639       No MI       0
MASHPEE                     None                   659       No MI       0
EL PASO                     6 Mo Int (UPB-20%OPB)  689       No MI       0
STREAMWOOD                  None                   673       No MI       0
HAMMOND                     None                   603       No MI       0
WILLINGBORO                 None                   563       No MI       0
MONACA                      6 Mo Int (UPB-20%OPB)  575       No MI       0
NORRISTOWN                  6 Mo Int (UPB-20%OPB)  560       No MI       0
DES PLAINES                 None                   621       No MI       0
HOPKINS                     2 Mo Int (UPB-20%OPB)  601       No MI       0
LONGVIEW                    6 Mo Int (UPB-20%OPB)  647       No MI       0
CORNELIUS                   None                   644       No MI       0
GARDEN CITY                 None                   642       No MI       0
LYNWOOD                     3% / 2%                555       No MI       0
LAKE WORTH                  6 Mo Int (UPB-20%OPB)  586       No MI       0
INDIO                       6 Mo Int (UPB-20%OPB)  611       No MI       0
ALEXANDRIA                  3% / 2%                548       No MI       0
BROOKLYN                    None                   566       No MI       0
RIVERSIDE                   6 Mo Int (UPB-20%OPB)  724       No MI       0
DENVER                      6 Mo Int (UPB-20%OPB)  657       No MI       0
MURRIETA                    6 Mo Int (UPB-20%OPB)  634       No MI       0
IRWIN                       6 Mo Int (UPB-20%OPB)  666       No MI       0
SAINT LOUIS                 2% UPB                 622       No MI       0
EVESHAM                     None                   630       No MI       0
HAYWARD                     6 Mo Int (UPB-20%OPB)  660       No MI       0
CINCINNATI                  1% UPB                 622       No MI       0
DAYTONA BEACH               6 Mo Int (UPB-20%OPB)  602       No MI       0
PERRIS                      6 Mo Int (UPB-20%OPB)  685       No MI       0
MOUNT PLEASANT              None                   603       No MI       0
SAINT LOUIS                 6 Mo Int (UPB-20%OPB)  687       No MI       0
LEBANON                     3% / 2% / 1%           611       No MI       0
LAKEWOOD                    6 Mo Int (UPB-20%OPB)  656       No MI       0
DENVER                      6 Mo Int (UPB-20%OPB)  640       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  654       No MI       0
PLAINFIELD                  None                   642       No MI       0
MERCED                      6 Mo Int (UPB-20%OPB)  750       No MI       0
NORTH LAS VEGAS             6 Mo Int (UPB-20%OPB)  611       No MI       0
SAN JACINTO                 6 Mo Int (UPB-20%OPB)  701       No MI       0
RICHARDSON                  None                   688       No MI       0
PEORIA                      6 Mo Int (UPB-20%OPB)  561       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  574       No MI       0
MARGATE                     6 Mo Int (UPB-20%OPB)  649       No MI       0
BELLPORT                    None                   593       No MI       0
TOLEDO                      3% / 2% / 1%           616       No MI       0
CHARDON                     1% UPB                 554       No MI       0
AUBURN                      None                   649       No MI       0
WHEELING                    3% UPB                 692       No MI       0
CITRUS HEIGHTS              6 Mo Int (UPB-20%OPB)  697       No MI       0
WEST PALM BEACH             6 Mo Int (UPB-20%OPB)  651       No MI       0
CLARKSTON                   3% / 1% / 1%           676       No MI       0
COUNTRY CLUB HILLS          None                   649       No MI       0
MANTECA                     6 Mo Int (UPB-20%OPB)  627       No MI       0
MEXICO                      None                   562       No MI       0
HUNTINGTON PARK             6 Mo Int (UPB-20%OPB)  701       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  666       No MI       0
TOLEDO                      1% UPB                 607       No MI       0
NORTH OLMSTED               None                   569       No MI       0
WILLIAMSPORT                1% UPB                 633       No MI       0
SEWICKLEY                   6 Mo Int (UPB-20%OPB)  636       No MI       0
FALMOUTH                    None                   704       No MI       0
FLUSHING                    None                   617       No MI       0
COLUMBIA                    2% UPB                 661       No MI       0
PALM SPRINGS                6 Mo Int (UPB-20%OPB)  753       No MI       0
CANOGA PARK AREA, LA        6 Mo Int (UPB-20%OPB)  675       No MI       0
CLINTON TOWNSHIP            3% / 1% / 1%           623       No MI       0
ALHAMBRA                    6 Mo Int (UPB-20%OPB)  648       No MI       0
ATLANTA                     None                   647       No MI       0
WASHINGTON TOWNSHIP         None                   607       No MI       0
CHICAGO                     None                   626       No MI       0
AURORA                      6 Mo Int (UPB-20%OPB)  768       No MI       0
CHICAGO                     3% / 2%                576       No MI       0
MURRIETA                    6 Mo Int (UPB-20%OPB)  657       No MI       0
YPSILANTI                   3% / 1% / 1%           623       No MI       0
SCHAUMBURG                  3% / 2%                603       No MI       0
ATOKA                       6 Mo Int (UPB-20%OPB)  672       No MI       0
LANCASTER                   6 Mo Int (UPB-20%OPB)  655       No MI       0
RANCHO CUCAMONGA            None                   637       No MI       0
CHICAGO                     3% / 2%                695       No MI       0
GILBERT                     6 Mo Int (UPB-20%OPB)  561       No MI       0
DOLTON                      None                   672       No MI       0
SUGAR LAND                  6 Mo Int (UPB-20%OPB)  645       No MI       0
SAINT LOUIS                 6 Mo Int (UPB-20%OPB)  581       No MI       0
GROVE CITY                  3% / 2% / 1%           690       No MI       0
MOUNT MORRIS                3% / 1% / 1%           649       No MI       0
CHICAGO                     3% / 2%                636       No MI       0
HUMBLE                      None                   672       No MI       0
HOWELL                      3% / 1% / 1%           698       No MI       0
DAYTON                      1% UPB                 660       No MI       0
AURORA                      6 Mo Int (UPB-20%OPB)  628       No MI       0
CHICAGO                     None                   613       No MI       0
CENTEREACH                  None                   594       No MI       0
MILWAUKEE                   6 Mo Int (UPB-20%OPB)  615       No MI       0
UPLAND                      6 Mo Int (UPB-20%OPB)  678       No MI       0
LANCASTER                   6 Mo Int (UPB-20%OPB)  656       No MI       0
PALM DESERT                 6 Mo Int (UPB-20%OPB)  574       No MI       0
RENO                        6 Mo Int (UPB-20%OPB)  628       No MI       0
GLADSTONE                   6 Mo Int (UPB-20%OPB)  602       No MI       0
MONTGOMERY                  None                   564       No MI       0
STATEN ISLAND               None                   683       No MI       0
EUSTIS                      6 Mo Int (UPB-20%OPB)  622       No MI       0
EVANSTON                    3% / 2%                654       No MI       0
DENVER                      6 Mo Int (UPB-20%OPB)  647       No MI       0
LAKE WORTH                  6 Mo Int (UPB-20%OPB)  622       No MI       0
POMONA                      6 Mo Int (UPB-20%OPB)  654       No MI       0
COLUMBUS                    3% / 2% / 1%           651       No MI       0
CONCORD                     6 Mo Int (UPB-20%OPB)  653       No MI       0
SARASOTA                    6 Mo Int (UPB-20%OPB)  651       No MI       0
HOUSTON                     6 Mo Int (UPB-20%OPB)  628       No MI       0
WEST JEFFERSON              1% UPB                 696       No MI       0
MARION                      1% UPB                 620       No MI       0
COLCHESTER                  6 Mo Int (UPB-20%OPB)  625       No MI       0
WEST HOLLYWOOD              6 Mo Int (UPB-20%OPB)  611       No MI       0
PORT SAINT LUCIE            6 Mo Int (UPB-20%OPB)  601       No MI       0
DOWNEY                      6 Mo Int (UPB-20%OPB)  618       No MI       0
CARSON                      6 Mo Int (UPB-20%OPB)  600       No MI       0
TRAVERSE CITY               3% / 1%                702       No MI       0
MC LEAN                     6 Mo Int (UPB-20%OPB)  579       No MI       0
KYLE                        None                   591       No MI       0
CHICAGO                     None                   556       No MI       0
DOUGLASSVILLE               6 Mo Int (UPB-20%OPB)  556       No MI       0
PARMA                       3% / 2% / 1%           585       No MI       0
RANCHO CUCAMONGA            6 Mo Int (UPB-20%OPB)  709       No MI       0
WARRENVILLE                 3% / 2%                563       No MI       0
DENTON                      6 Mo Int (UPB-20%OPB)  681       No MI       0
COMPTON                     6 Mo Int (UPB-20%OPB)  635       No MI       0
WILLIAMSTON                 3% / 1% / 1%           628       No MI       0
FORT WORTH                  None                   632       No MI       0
WESTMORELAND CITY           6 Mo Int (UPB-20%OPB)  644       No MI       0
GARLAND                     None                   699       No MI       0
WOODBRIDGE                  6 Mo Int (UPB-20%OPB)  660       No MI       0
CALUMET CITY                None                   671       No MI       0
PLUMAS LAKE                 6 Mo Int (UPB-20%OPB)  622       No MI       0
MARION                      3% / 2% / 1%           658       No MI       0
BRENTWOOD                   6 Mo Int (UPB-20%OPB)  664       No MI       0
SALT LAKE CITY              6 Mo Int (UPB-20%OPB)  695       No MI       0
SCOTTSDALE                  6 Mo Int (UPB-20%OPB)  692       No MI       0
ATTICA T/O ALEXANDER        None                   641       No MI       0
GAHANNA                     3% / 2%                623       No MI       0
VERNON HILLS                3% / 2%                657       No MI       0
ROUND ROCK                  None                   607       No MI       0
HAMERSVILLE                 3% / 2% / 1%           794       No MI       0
MORRISTOWN                  2 Mo Int (UPB-20%OPB)  543       No MI       0
FORT WORTH                  None                   646       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  627       No MI       0
FRESNO                      6 Mo Int (UPB-20%OPB)  577       No MI       0
JUSTIN                      6 Mo Int (UPB-20%OPB)  617       No MI       0
OREGON CITY                 6 Mo Int (UPB-20%OPB)  714       No MI       0
SAN DIEGO                   6 Mo Int (UPB-20%OPB)  656       No MI       0
GOSHEN                      3% / 2%                654       No MI       0
NORTH LAS VEGAS             6 Mo Int (UPB-20%OPB)  628       No MI       0
CHICAGO                     None                   692       No MI       0
CARNATION                   6 Mo Int (UPB-20%OPB)  643       No MI       0
LA QUINTA                   6 Mo Int (UPB-20%OPB)  658       No MI       0
VALLEJO                     6 Mo Int (UPB-20%OPB)  707       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  650       No MI       0
LAKE WORTH                  6 Mo Int (UPB-20%OPB)  575       No MI       0
STERLING HEIGHTS            3% / 1% / 1%           614       No MI       0
PALMDALE                    6 Mo Int (UPB-20%OPB)  749       No MI       0
DALLAS                      None                   622       No MI       0
APPLE VALLEY                6 Mo Int (UPB-20%OPB)  687       No MI       0
MORENO VALLEY               6 Mo Int (UPB-20%OPB)  734       No MI       0
MC KINNEY                   None                   594       No MI       0
RESEDA                      6 Mo Int (UPB-20%OPB)  719       No MI       0
ARLINGTON                   6 Mo Int (UPB-20%OPB)  591       No MI       0
BRAINERD                    2 Mo Int (UPB-20%OPB)  607       No MI       0
OAKLAND                     6 Mo Int (UPB-20%OPB)  629       No MI       0
NEWPORT                     6 Mo Int (UPB-20%OPB)  593       No MI       0
NORTH RICHLAND HILLS        None                   584       No MI       0
HAWTHORNE                   6 Mo Int (UPB-20%OPB)  618       No MI       0
YAKIMA                      6 Mo Int (UPB-20%OPB)  649       No MI       0
CHICAGO                     None                   636       No MI       0
HENDERSON                   6 Mo Int (UPB-20%OPB)  602       No MI       0
HACIENDA HEIGHTS            6 Mo Int (UPB-20%OPB)  624       No MI       0
DEERFIELD BEACH             None                   674       No MI       0
BAY POINT                   6 Mo Int (UPB-20%OPB)  739       No MI       0
WAITE PARK                  2 Mo Int (UPB-20%OPB)  666       No MI       0
CARROLLTON                  None                   625       No MI       0
KENTWOOD                    3% / 1%                621       No MI       0
GAITHERSBURG                6 Mo Int (UPB-20%OPB)  629       No MI       0
LINCOLN PARK                3% / 1% / 1%           595       No MI       0
OAK LAWN                    None                   653       No MI       0
FORT COLLINS                6 Mo Int (UPB-20%OPB)  610       No MI       0
TEMECULA                    None                   635       No MI       0
HARWOOD HEIGHTS             None                   579       No MI       0
SCOTTSDALE                  None                   673       No MI       0
NIXA                        None                   648       No MI       0
CHANDLER                    6 Mo Int (UPB-20%OPB)  624       No MI       0
OAKLAND                     6 Mo Int (UPB-20%OPB)  629       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  681       No MI       0
FOREST GROVE                6 Mo Int (UPB-20%OPB)  627       No MI       0
HILLIARD                    3% / 2% / 1%           648       No MI       0
ELGIN                       3% / 2%                553       No MI       0
LESLIE                      2% UPB                 603       No MI       0
SAN ANTONIO                 None                   589       No MI       0
WEST PALM BEACH             6 Mo Int (UPB-20%OPB)  651       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  765       No MI       0
PARK FOREST                 None                   619       No MI       0
SUPERIOR                    6 Mo Int (UPB-20%OPB)  570       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  647       No MI       0
GILBERT                     None                   719       No MI       0
WEST BEND                   6 Mo Int (UPB-20%OPB)  650       No MI       0
STANSBURY PARK              6 Mo Int (UPB-20%OPB)  679       No MI       0
LOMITA                      6 Mo Int (UPB-20%OPB)  644       No MI       0
PORT COSTA                  6 Mo Int (UPB-20%OPB)  622       No MI       0
LONG BEACH                  6 Mo Int (UPB-20%OPB)  648       No MI       0
HUNTINGTON BEACH            6 Mo Int (UPB-20%OPB)  677       No MI       0
CANOGA PARK                 6 Mo Int (UPB-20%OPB)  653       No MI       0
SAN RAFAEL                  6 Mo Int (UPB-20%OPB)  683       No MI       0
SUMMERVILLE                 None                   640       No MI       0
CENTREVILLE                 6 Mo Int (UPB-20%OPB)  767       No MI       0
COLUMBUS                    3% / 2%                548       No MI       0
ANTIOCH                     6 Mo Int (UPB-20%OPB)  645       No MI       0
KISSIMMEE                   6 Mo Int (UPB-20%OPB)  683       No MI       0
CHICAGO                     3% / 2%                685       No MI       0
ENGLEWOOD                   6 Mo Int (UPB-20%OPB)  657       No MI       0
MINNEAPOLIS                 2 Mo Int (UPB-20%OPB)  570       No MI       0
RUNNING SPRINGS             6 Mo Int (UPB-20%OPB)  647       No MI       0
CINCINNATI                  3% / 2% / 1%           676       No MI       0
RALEIGH                     None                   702       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  696       No MI       0
WILLITS                     6 Mo Int (UPB-20%OPB)  640       No MI       0
SAN DIEGO                   6 Mo Int (UPB-20%OPB)  678       No MI       0
LANCASTER                   6 Mo Int (UPB-20%OPB)  673       No MI       0
COLORADO SPRINGS            6 Mo Int (UPB-20%OPB)  682       No MI       0
OGDEN                       6 Mo Int (UPB-20%OPB)  660       No MI       0
RESEDA AREA, LOS ANGELES    6 Mo Int (UPB-20%OPB)  692       No MI       0
HUNTINGTON BEACH            6 Mo Int (UPB-20%OPB)  658       No MI       0
PLEASANT HILL               6 Mo Int (UPB-20%OPB)  655       No MI       0
CHERRY VALLEY               6 Mo Int (UPB-20%OPB)  644       No MI       0
GENEVA                      None                   589       No MI       0
CHICAGO                     3% / 2%                558       No MI       0
SEAFORD                     None                   640       No MI       0
MATTESON                    3% / 2% / 1%           792       No MI       0
MIAMI BEACH                 6 Mo Int (UPB-20%OPB)  660       No MI       0
SPRING                      None                   587       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  666       No MI       0
IRVINE                      6 Mo Int (UPB-20%OPB)  672       No MI       0
MERCER ISLAND               6 Mo Int (UPB-20%OPB)  654       No MI       0
LAGUNA NIGUEL               6 Mo Int (UPB-20%OPB)  657       No MI       0
DAVENPORT                   6 Mo Int (UPB-20%OPB)  627       No MI       0
CHICAGO                     3% / 2%                590       No MI       0
CHULA VISTA                 6 Mo Int (UPB-20%OPB)  659       No MI       0
PALM SPRINGS                6 Mo Int (UPB-20%OPB)  635       No MI       0
EAST PROVIDENCE             1% UPB                 654       No MI       0
YUCCA VALLEY                6 Mo Int (UPB-20%OPB)  647       No MI       0
BROWNSTOWN                  3% / 2% / 1%           613       No MI       0
AUSTIN                      6 Mo Int (UPB-20%OPB)  718       No MI       0
SIDNEY                      1% UPB                 644       No MI       0
LEESBURG                    1% UPB                 758       No MI       0
LACEY                       6 Mo Int (UPB-20%OPB)  641       No MI       0
SAN DIEGO                   6 Mo Int (UPB-20%OPB)  641       No MI       0
BUENA PARK                  6 Mo Int (UPB-20%OPB)  647       No MI       0
MARYSVILLE                  6 Mo Int (UPB-20%OPB)  661       No MI       0
SEATTLE                     6 Mo Int (UPB-20%OPB)  625       No MI       0
YOUNGTOWN                   6 Mo Int (UPB-20%OPB)  622       No MI       0
TRACY                       6 Mo Int (UPB-20%OPB)  630       No MI       0
FAIR OAKS                   6 Mo Int (UPB-20%OPB)  645       No MI       0
SAINT LOUIS                 6 Mo Int (UPB-20%OPB)  576       No MI       0
VERMILLION                  6 Mo Int (UPB-20%OPB)  709       No MI       0
WALDORF                     6 Mo Int (UPB-20%OPB)  636       No MI       0
MINNEAPOLIS                 2 Mo Int (UPB-20%OPB)  622       No MI       0
CARSON                      6 Mo Int (UPB-20%OPB)  610       No MI       0
FONTANA                     6 Mo Int (UPB-20%OPB)  557       No MI       0
WHITE LAKE                  3% / 1% / 1%           612       No MI       0
CHICO                       6 Mo Int (UPB-20%OPB)  697       No MI       0
SPRINGFIELD                 6 Mo Int (UPB-20%OPB)  607       No MI       0
LAWNDALE                    6 Mo Int (UPB-20%OPB)  650       No MI       0
MENIFEE                     6 Mo Int (UPB-20%OPB)  661       No MI       0
DENVER                      6 Mo Int (UPB-20%OPB)  578       No MI       0
CINCINNATI                  None                   623       No MI       0
PASO ROBLES                 6 Mo Int (UPB-20%OPB)  714       No MI       0
LAKE WORTH                  6 Mo Int (UPB-20%OPB)  663       No MI       0
ARLINGTON                   6 Mo Int (UPB-20%OPB)  710       No MI       0
SYRACUSE                    None                   796       No MI       0
HOLLIS                      None                   693       No MI       0
PACIFICA                    6 Mo Int (UPB-20%OPB)  621       No MI       0
ST. ALBANS                  None                   700       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  739       No MI       0
GLENDORA                    6 Mo Int (UPB-20%OPB)  624       No MI       0
PORTLAND                    6 Mo Int (UPB-20%OPB)  718       No MI       0
AURORA                      6 Mo Int (UPB-20%OPB)  681       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  711       No MI       0
SACRAMENTO                  6 Mo Int (UPB-20%OPB)  668       No MI       0
SACRAMENTO                  6 Mo Int (UPB-20%OPB)  646       No MI       0
CHULA VISTA                 6 Mo Int (UPB-20%OPB)  605       No MI       0
REDDING                     6 Mo Int (UPB-20%OPB)  750       No MI       0
STUDIO CITY AREA, LOS ANGE  6 Mo Int (UPB-20%OPB)  720       No MI       0
CINCINNATI                  1% UPB                 616       No MI       0
PACIFICA                    6 Mo Int (UPB-20%OPB)  651       No MI       0
SILVER SPRING               6 Mo Int (UPB-20%OPB)  583       No MI       0
GLENDALE HEIGHTS            None                   642       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  663       No MI       0
PORT HUENEME                6 Mo Int (UPB-20%OPB)  641       No MI       0
YUBA CITY                   6 Mo Int (UPB-20%OPB)  730       No MI       0
PALM SPRINGS                6 Mo Int (UPB-20%OPB)  638       No MI       0
SCHENECTADY                 None                   711       No MI       0
NEW PRAGUE                  2 Mo Int (UPB-20%OPB)  619       No MI       0
CASTAIC                     6 Mo Int (UPB-20%OPB)  631       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  645       No MI       0
MATTAPAN                    None                   600       No MI       0
HAMMOND                     3% / 2%                562       No MI       0
LOWELL                      None                   540       No MI       0
CHICAGO                     3% / 2% / 1%           622       No MI       0
SYLMAR AREA, LOS ANGELES    6 Mo Int (UPB-20%OPB)  671       No MI       0
MISSOULA                    6 Mo Int (UPB-20%OPB)  658       No MI       0
MARYSVILLE                  6 Mo Int (UPB-20%OPB)  726       No MI       0
RIO LINDA                   6 Mo Int (UPB-20%OPB)  652       No MI       0
FAIRPORT HARBOR             None                   661       No MI       0
HIALEAH                     6 Mo Int (UPB-20%OPB)  625       No MI       0
LAKE WORTH                  6 Mo Int (UPB-20%OPB)  567       No MI       0
JAMAICA                     None                   611       No MI       0
CHICAGO                     3% / 2%                682       No MI       0
FORT LAUDERDALE             6 Mo Int (UPB-20%OPB)  680       No MI       0
ANTIOCH                     6 Mo Int (UPB-20%OPB)  641       No MI       0
SAN ANTONIO                 6 Mo Int (UPB-20%OPB)  604       No MI       0
PALM SPRINGS                6 Mo Int (UPB-20%OPB)  637       No MI       0
COTTAGE GROVE               6 Mo Int (UPB-20%OPB)  726       No MI       0
CARMICHAEL                  None                   699       No MI       0
RICHMOND                    6 Mo Int (UPB-20%OPB)  604       No MI       0
HUNTINGTON BEACH            6 Mo Int (UPB-20%OPB)  616       No MI       0
RALEIGH                     None                   670       No MI       0
SAN FRANCISCO               6 Mo Int (UPB-20%OPB)  600       No MI       0
TIGARD                      6 Mo Int (UPB-20%OPB)  621       No MI       0
TUJUNGA                     6 Mo Int (UPB-20%OPB)  712       No MI       0
CAPITOL HEIGHTS             6 Mo Int (UPB-20%OPB)  633       No MI       0
PORTLAND                    6 Mo Int (UPB-20%OPB)  669       No MI       0
BRAWLEY                     6 Mo Int (UPB-20%OPB)  709       No MI       0
SUNNYVALE                   6 Mo Int (UPB-20%OPB)  656       No MI       0
BALLWIN                     6 Mo Int (UPB-20%OPB)  664       No MI       0
TEMECULA                    6 Mo Int (UPB-20%OPB)  664       No MI       0
PASADENA                    None                   720       No MI       0
INDEPENDENCE                6 Mo Int (UPB-20%OPB)  594       No MI       0
LITTLE FALLS                None                   645       No MI       0
SAN JOSE                    6 Mo Int (UPB-20%OPB)  632       No MI       0
CORONA                      6 Mo Int (UPB-20%OPB)  686       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  636       No MI       0
FONTANA                     6 Mo Int (UPB-20%OPB)  649       No MI       0
TEMECULA                    6 Mo Int (UPB-20%OPB)  728       No MI       0
REDMOND                     6 Mo Int (UPB-20%OPB)  676       No MI       0
GALT                        6 Mo Int (UPB-20%OPB)  643       No MI       0
FRESNO                      6 Mo Int (UPB-20%OPB)  654       No MI       0
MORRISON                    6 Mo Int (UPB-20%OPB)  664       No MI       0
SANTA ROSA                  6 Mo Int (UPB-20%OPB)  620       No MI       0
OCEANSIDE                   6 Mo Int (UPB-20%OPB)  759       No MI       0
SANTEE                      6 Mo Int (UPB-20%OPB)  600       No MI       0
NASHVILLE                   6 Mo Int (UPB-20%OPB)  607       No MI       0
PROCTORVILLE                3% / 2%                626       No MI       0
SILVER SPRING               6 Mo Int (UPB-20%OPB)  613       No MI       0
LITTLETON                   6 Mo Int (UPB-20%OPB)  607       No MI       0
HOMESTEAD                   6 Mo Int (UPB-20%OPB)  618       No MI       0
IRVING                      6 Mo Int (UPB-20%OPB)  632       No MI       0
CHICAGO                     3% / 2%                645       No MI       0
LONG BEACH                  6 Mo Int (UPB-20%OPB)  665       No MI       0
AVONDALE                    6 Mo Int (UPB-20%OPB)  626       No MI       0
STATELINE                   None                   609       No MI       0
GILROY                      6 Mo Int (UPB-20%OPB)  745       No MI       0
MARION                      3% / 2%                752       No MI       0
CHULA VISTA                 6 Mo Int (UPB-20%OPB)  679       No MI       0
SEVERNA PARK                6 Mo Int (UPB-20%OPB)  615       No MI       0
FAIRFIELD                   6 Mo Int (UPB-20%OPB)  658       No MI       0
MINNEAPOLIS                 2 Mo Int (UPB-20%OPB)  717       No MI       0
CALABASAS                   6 Mo Int (UPB-20%OPB)  645       No MI       0
HAYWARD                     6 Mo Int (UPB-20%OPB)  664       No MI       0
TRACY                       6 Mo Int (UPB-20%OPB)  668       No MI       0
CATHEDRAL CITY              6 Mo Int (UPB-20%OPB)  654       No MI       0
RIVERSIDE                   6 Mo Int (UPB-20%OPB)  629       No MI       0
SCOTTSDALE                  6 Mo Int (UPB-20%OPB)  706       No MI       0
MONTGOMERY                  3% UPB                 699       No MI       0
BROOKEVILLE                 6 Mo Int (UPB-20%OPB)  652       No MI       0
AFTON                       2 Mo Int (UPB-20%OPB)  673       No MI       0
OCONOMOWOC                  6 Mo Int (UPB-20%OPB)  634       No MI       0
CICERO                      3% / 2%                610       No MI       0
TIGARD                      6 Mo Int (UPB-20%OPB)  649       No MI       0
SANTEE                      6 Mo Int (UPB-20%OPB)  660       No MI       0
CYPRESS                     6 Mo Int (UPB-20%OPB)  701       No MI       0
NORWALK                     6 Mo Int (UPB-20%OPB)  640       No MI       0
SALADO                      None                   681       No MI       0
CICERO                      3% UPB                 644       No MI       0
GREENWICH                   6 Mo Int (UPB-20%OPB)  627       No MI       0
MINNEAPOLIS                 2 Mo Int (UPB-20%OPB)  541       No MI       0
HOUSTON                     6 Mo Int (UPB-20%OPB)  615       No MI       0
VICTORVILLE                 6 Mo Int (UPB-20%OPB)  699       No MI       0
LA PORTE                    6 Mo Int (UPB-20%OPB)  651       No MI       0
FAIRFIELD                   6 Mo Int (UPB-20%OPB)  741       No MI       0
SHAKOPEE                    2 Mo Int (UPB-20%OPB)  744       No MI       0
LAKE STEVENS                6 Mo Int (UPB-20%OPB)  624       No MI       0
CHICAGO                     None                   647       No MI       0
MARIETTA                    None                   610       No MI       0
PINELLAS PARK               6 Mo Int (UPB-20%OPB)  655       No MI       0
ALEXANDRIA                  6 Mo Int (UPB-20%OPB)  737       No MI       0
NASHVILLE                   6 Mo Int (UPB-20%OPB)  637       No MI       0
OAK VIEW                    6 Mo Int (UPB-20%OPB)  697       No MI       0
SACRAMENTO                  None                   671       No MI       0
INDIANAPOLIS                3% / 2%                716       No MI       0
TUKWILA                     6 Mo Int (UPB-20%OPB)  644       No MI       0
FREDERICKSBURG              6 Mo Int (UPB-20%OPB)  621       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  695       No MI       0
NORTH LAS VEGAS             6 Mo Int (UPB-20%OPB)  725       No MI       0
SAN JOSE                    6 Mo Int (UPB-20%OPB)  730       No MI       0
PALM HARBOR                 6 Mo Int (UPB-20%OPB)  708       No MI       0
ST. PETERSBURG              6 Mo Int (UPB-20%OPB)  681       No MI       0
MURRIETA                    6 Mo Int (UPB-20%OPB)  652       No MI       0
PITTSBURG                   6 Mo Int (UPB-20%OPB)  703       No MI       0
EL CAJON                    None                   606       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  656       No MI       0
CHANDLER                    6 Mo Int (UPB-20%OPB)  672       No MI       0
WESTON                      6 Mo Int (UPB-20%OPB)  618       No MI       0
BOLINGBROOK                 3% UPB                 749       No MI       0
SALEM                       None                   642       No MI       0
NEW PORT RICHEY             6 Mo Int (UPB-20%OPB)  684       No MI       0
SAN MARCOS                  6 Mo Int (UPB-20%OPB)  647       No MI       0
DENVER                      6 Mo Int (UPB-20%OPB)  689       No MI       0
ELK GROVE                   None                   696       No MI       0
ACWORTH                     None                   707       No MI       0
SPOKANE VALLEY              6 Mo Int (UPB-20%OPB)  657       No MI       0
SAN JOSE                    6 Mo Int (UPB-20%OPB)  691       No MI       0
NEW KENSINGTON              6 Mo Int (UPB-20%OPB)  708       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  658       No MI       0
CINCINNATI                  1% UPB                 598       No MI       0
EUGENE                      6 Mo Int (UPB-20%OPB)  720       No MI       0
FORT WAYNE                  3% / 2%                612       No MI       0
LAKE FOREST                 6 Mo Int (UPB-20%OPB)  620       No MI       0
RICHMOND                    6 Mo Int (UPB-20%OPB)  650       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  675       No MI       0
THOUSAND OAKS               6 Mo Int (UPB-20%OPB)  641       No MI       0
BECKER                      2 Mo Int (UPB-20%OPB)  641       No MI       0
RIVERDALE                   6 Mo Int (UPB-20%OPB)  734       No MI       0
ZIONSVILLE                  3% / 2%                626       No MI       0
EAST PALATKA                6 Mo Int (UPB-20%OPB)  657       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  704       No MI       0
SAN CLEMENTE                6 Mo Int (UPB-20%OPB)  628       No MI       0
LANCASTER                   6 Mo Int (UPB-20%OPB)  685       No MI       0
CERRITOS                    6 Mo Int (UPB-20%OPB)  702       No MI       0
GIBSONTON                   6 Mo Int (UPB-20%OPB)  634       No MI       0
PORTLAND                    6 Mo Int (UPB-20%OPB)  643       No MI       0
LAKE FOREST                 6 Mo Int (UPB-20%OPB)  704       No MI       0
SAN BERNARDINO              6 Mo Int (UPB-20%OPB)  704       No MI       0
TRINITY                     6 Mo Int (UPB-20%OPB)  655       No MI       0
LANDSDOWNE                  6 Mo Int (UPB-20%OPB)  653       No MI       0
MORGAN HILL                 6 Mo Int (UPB-20%OPB)  668       No MI       0
SAN DIEGO                   6 Mo Int (UPB-20%OPB)  665       No MI       0
LAWRENCEVILLE               None                   730       No MI       0
BALDWIN PARK                6 Mo Int (UPB-20%OPB)  754       No MI       0
BENICIA                     6 Mo Int (UPB-20%OPB)  637       No MI       0
LADERA RANCH                6 Mo Int (UPB-20%OPB)  634       No MI       0
BROOKLYN                    None                   641       No MI       0
MIAMI                       6 Mo Int (UPB-20%OPB)  652       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  737       No MI       0
HOUSTON                     6 Mo Int (UPB-20%OPB)  657       No MI       0
BOILING SPRING LAKES        None                   765       No MI       0
NORTH LAS VEGAS             6 Mo Int (UPB-20%OPB)  753       No MI       0
MANASSAS                    6 Mo Int (UPB-20%OPB)  765       No MI       0
VICTORVILLE                 6 Mo Int (UPB-20%OPB)  661       No MI       0
ALEXANDRIA                  6 Mo Int (UPB-20%OPB)  688       No MI       0
SALT LAKE CITY              6 Mo Int (UPB-20%OPB)  614       No MI       0
VICTORVILLE                 6 Mo Int (UPB-20%OPB)  726       No MI       0
COON RAPIDS                 2 Mo Int (UPB-20%OPB)  641       No MI       0
CHARLOTTE                   None                   656       No MI       0
ORTING                      6 Mo Int (UPB-20%OPB)  663       No MI       0
ROCK HILL                   None                   641       No MI       0
ELGIN                       None                   781       No MI       0
NILES                       3% UPB                 611       No MI       0
SAN JOSE                    6 Mo Int (UPB-20%OPB)  647       No MI       0
LAKESIDE                    6 Mo Int (UPB-20%OPB)  671       No MI       0
WESTLAND                    3% / 1% / 1%           631       No MI       0
CUMMING                     None                   689       No MI       0
LAWRENCEVILLE               None                   651       No MI       0
VALPARAISO                  3% / 2%                597       No MI       0
CERES                       6 Mo Int (UPB-20%OPB)  647       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  652       No MI       0
LAWRENCEVILLE               None                   645       No MI       0
FINDLAY                     3% / 2% / 1%           646       No MI       0
RIVERSIDE                   6 Mo Int (UPB-20%OPB)  640       No MI       0
RAMONA                      None                   719       No MI       0
GUADALUPE                   6 Mo Int (UPB-20%OPB)  686       No MI       0
MCDONOUGH                   None                   668       No MI       0
COVINGTON                   None                   727       No MI       0
CLINTON                     6 Mo Int (UPB-20%OPB)  643       No MI       0
MESA                        6 Mo Int (UPB-20%OPB)  651       No MI       0
STATESVILLE                 None                   710       No MI       0
COMPTON                     6 Mo Int (UPB-20%OPB)  607       No MI       0
WOODBRIDGE                  6 Mo Int (UPB-20%OPB)  681       No MI       0
STREAMWOOD                  3% UPB                 654       No MI       0
ROBBINSDALE                 2 Mo Int (UPB-20%OPB)  702       No MI       0
CORONA                      6 Mo Int (UPB-20%OPB)  676       No MI       0
EL CAJON                    6 Mo Int (UPB-20%OPB)  680       No MI       0
CHINO HILLS                 6 Mo Int (UPB-20%OPB)  649       No MI       0
PARAMOUNT                   6 Mo Int (UPB-20%OPB)  663       No MI       0
WALDORF                     6 Mo Int (UPB-20%OPB)  712       No MI       0
CHATTANOOGA                 6 Mo Int (UPB-20%OPB)  693       No MI       0
PEABODY                     None                   651       No MI       0
BROOKLYN                    None                   645       No MI       0
NAMPA                       6 Mo Int (UPB-20%OPB)  673       No MI       0
SOUTH GATE                  6 Mo Int (UPB-20%OPB)  661       No MI       0
BRONX                       6 Mo Int (UPB-20%OPB)  686       No MI       0
LEBANON                     3% / 2% / 1%           647       No MI       0
ALISO VIEJO                 None                   699       No MI       0
CLAYTON                     6 Mo Int (UPB-20%OPB)  640       No MI       0
NEWPORT NEWS                6 Mo Int (UPB-20%OPB)  550       No MI       0
SPRINGFIELD                 None                   542       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  604       No MI       0
INDIANAPOLIS                6 Mo Int (UPB-20%OPB)  638       No MI       0
VISALIA                     6 Mo Int (UPB-20%OPB)  690       No MI       0
ORANGEVALE                  6 Mo Int (UPB-20%OPB)  762       No MI       0
CENTRAL FALLS               6 Mo Int (UPB-20%OPB)  709       No MI       0
MALDEN                      None                   654       No MI       0
ALBUQUERQUE                 None                   661       No MI       0
BEAVERTON                   6 Mo Int (UPB-20%OPB)  615       No MI       0
FORT WAYNE                  6 Mo Int (UPB-20%OPB)  626       No MI       0
WEST PALM BEACH             6 Mo Int (UPB-20%OPB)  671       No MI       0
LA MIRADA                   6 Mo Int (UPB-20%OPB)  630       No MI       0
CASSELBERRY                 6 Mo Int (UPB-20%OPB)  693       No MI       0
DAYTON                      6 Mo Int (UPB-20%OPB)  704       No MI       0
CASSELBERRY                 6 Mo Int (UPB-20%OPB)  686       No MI       0
TRUCKEE                     6 Mo Int (UPB-20%OPB)  682       No MI       0
SOUTH LAKE TAHOE            6 Mo Int (UPB-20%OPB)  657       No MI       0
PHOENIX                     None                   670       No MI       0
CHANDLER                    6 Mo Int (UPB-20%OPB)  721       No MI       0
BAKERSFIELD                 6 Mo Int (UPB-20%OPB)  749       No MI       0
DENVER                      6 Mo Int (UPB-20%OPB)  708       No MI       0
RICHMOND                    6 Mo Int (UPB-20%OPB)  712       No MI       0
BLOOMFIELD HILLS            None                   655       No MI       0
ESCONDIDO                   6 Mo Int (UPB-20%OPB)  646       No MI       0
GREENACRES                  6 Mo Int (UPB-20%OPB)  693       No MI       0
BLUE ISLAND                 None                   669       No MI       0
MAYER                       6 Mo Int (UPB-20%OPB)  617       No MI       0
MORENO VALLEY               6 Mo Int (UPB-20%OPB)  625       No MI       0
PORT CHARLOTTE              6 Mo Int (UPB-20%OPB)  754       No MI       0
PORTERVILLE                 6 Mo Int (UPB-20%OPB)  717       No MI       0
CEDAR VALLEY                6 Mo Int (UPB-20%OPB)  680       No MI       0
INGLEWOOD                   6 Mo Int (UPB-20%OPB)  699       No MI       0
FYFFE                       6 Mo Int (UPB-20%OPB)  611       No MI       0
RICHMOND                    6 Mo Int (UPB-20%OPB)  677       No MI       0
MESA                        6 Mo Int (UPB-20%OPB)  681       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  651       No MI       0
HOLLISTER                   6 Mo Int (UPB-20%OPB)  661       No MI       0
COMPTON                     6 Mo Int (UPB-20%OPB)  745       No MI       0
MIDDLEBORO                  None                   762       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  704       No MI       0
OCALA                       6 Mo Int (UPB-20%OPB)  623       No MI       0
MAPLE VALLEY                6 Mo Int (UPB-20%OPB)  657       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  764       No MI       0
LAKE OSWEGO                 6 Mo Int (UPB-20%OPB)  615       No MI       0
HAZEL CREST                 6 Mo Int (UPB-20%OPB)  600       No MI       0
APACHE JUNCTION             6 Mo Int (UPB-20%OPB)  639       No MI       0
INDIANAPOLIS                6 Mo Int (UPB-20%OPB)  685       No MI       0
SACRAMENTO                  6 Mo Int (UPB-20%OPB)  717       No MI       0
PARKER                      6 Mo Int (UPB-20%OPB)  641       No MI       0
GODFREY                     6 Mo Int (UPB-20%OPB)  618       No MI       0
DELTA                       6 Mo Int (UPB-20%OPB)  609       No MI       0
SEYMOUR                     6 Mo Int (UPB-20%OPB)  634       No MI       0
ELIZABETHTOWN               6 Mo Int (UPB-20%OPB)  607       No MI       0
MURRIETA                    6 Mo Int (UPB-20%OPB)  641       No MI       0
MOORE                       6 Mo Int (UPB-20%OPB)  621       No MI       0
KENT                        6 Mo Int (UPB-20%OPB)  611       No MI       0
ONTARIO                     6 Mo Int (UPB-20%OPB)  723       No MI       0
ALPHARETTA                  None                   609       No MI       0
INDIANAPOLIS                6 Mo Int (UPB-20%OPB)  635       No MI       0
PARADISE VALLEY             6 Mo Int (UPB-20%OPB)  608       No MI       0
DENVER                      None                   646       No MI       0
LAKEWOOD                    6 Mo Int (UPB-20%OPB)  747       No MI       0
FORT WAYNE                  6 Mo Int (UPB-20%OPB)  607       No MI       0
HIGHLANDS RANCH             6 Mo Int (UPB-20%OPB)  626       No MI       0
PLEASANT GROVE              6 Mo Int (UPB-20%OPB)  651       No MI       0
LINN                        6 Mo Int (UPB-20%OPB)  614       No MI       0
CORONA                      6 Mo Int (UPB-20%OPB)  646       No MI       0
SALINAS                     6 Mo Int (UPB-20%OPB)  630       No MI       0
MORENO VALLEY               6 Mo Int (UPB-20%OPB)  632       No MI       0
TUCSON                      6 Mo Int (UPB-20%OPB)  616       No MI       0
DORCHESTER                  None                   657       No MI       0
TUCSON                      6 Mo Int (UPB-20%OPB)  625       No MI       0
BEND                        6 Mo Int (UPB-20%OPB)  659       No MI       0
PAYSON                      6 Mo Int (UPB-20%OPB)  664       No MI       0
HENDERSON                   6 Mo Int (UPB-20%OPB)  691       No MI       0
MURRAY                      6 Mo Int (UPB-20%OPB)  653       No MI       0
LAVEEN                      6 Mo Int (UPB-20%OPB)  641       No MI       0
DUDLEY                      None                   612       No MI       0
BONNER SPRINGS              6 Mo Int (UPB-20%OPB)  616       No MI       0
LAWRENCEVILLE               None                   660       No MI       0
LEBANON JUNCTION            6 Mo Int (UPB-20%OPB)  634       No MI       0
SHERWOOD                    6 Mo Int (UPB-20%OPB)  735       No MI       0
PERRIS                      6 Mo Int (UPB-20%OPB)  750       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  755       No MI       0
FIRCREST                    None                   613       No MI       0
KISSIMMEE                   6 Mo Int (UPB-20%OPB)  662       No MI       0
MUSKEGON                    6 Mo Int (UPB-20%OPB)  656       No MI       0
VANCOUVER                   6 Mo Int (UPB-20%OPB)  660       No MI       0
CENTRAL FALLS               6 Mo Int (UPB-20%OPB)  688       No MI       0
PITTSBURGH                  6 Mo Int (UPB-20%OPB)  635       No MI       0
NORTH PORT                  6 Mo Int (UPB-20%OPB)  622       No MI       0
GILBERT                     6 Mo Int (UPB-20%OPB)  669       No MI       0
TUCSON                      6 Mo Int (UPB-20%OPB)  658       No MI       0
GLENDALE                    6 Mo Int (UPB-20%OPB)  647       No MI       0
PROVIDENCE                  6 Mo Int (UPB-20%OPB)  753       No MI       0
SPARKS                      6 Mo Int (UPB-20%OPB)  611       No MI       0
CHICAGO                     6 Mo Int (UPB-20%OPB)  615       No MI       0
CHICAGO HEIGHTS             6 Mo Int (UPB-20%OPB)  743       No MI       0
HILLSBORO                   6 Mo Int (UPB-20%OPB)  793       No MI       0
BOSTON                      None                   742       No MI       0
GREENWOOD                   6 Mo Int (UPB-20%OPB)  734       No MI       0
MORENO VALLEY               6 Mo Int (UPB-20%OPB)  658       No MI       0
SALT LAKE CITY              None                   669       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  650       No MI       0
FRESNO                      6 Mo Int (UPB-20%OPB)  634       No MI       0
PITTSBURG                   6 Mo Int (UPB-20%OPB)  670       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  678       No MI       0
QUEEN CREEK                 6 Mo Int (UPB-20%OPB)  616       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  676       No MI       0
PAPILLION                   6 Mo Int (UPB-20%OPB)  603       No MI       0
SAN FRANCISCO               6 Mo Int (UPB-20%OPB)  710       No MI       0
TRACY                       6 Mo Int (UPB-20%OPB)  727       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  648       No MI       0
MAPLE VALLEY                6 Mo Int (UPB-20%OPB)  606       No MI       0
BRIGHTON                    6 Mo Int (UPB-20%OPB)  613       No MI       0
FARMINGTON HILLS            6 Mo Int (UPB-20%OPB)  679       No MI       0
PRINEVILLE                  6 Mo Int (UPB-20%OPB)  624       No MI       0
PILGER                      6 Mo Int (UPB-20%OPB)  605       No MI       0
ALBUQUERQUE                 None                   686       No MI       0
THORNTON                    6 Mo Int (UPB-20%OPB)  672       No MI       0
APPLE VALLEY                6 Mo Int (UPB-20%OPB)  629       No MI       0
THORNTON                    6 Mo Int (UPB-20%OPB)  699       No MI       0
WHITE HALL                  3% / 2%                602       No MI       0
VIRGINIA BEACH              6 Mo Int (UPB-20%OPB)  618       No MI       0
OAKLAND                     6 Mo Int (UPB-20%OPB)  692       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  676       No MI       0
GRESHAM                     6 Mo Int (UPB-20%OPB)  614       No MI       0
RIALTO                      6 Mo Int (UPB-20%OPB)  638       No MI       0
SAINT LOUIS                 6 Mo Int (UPB-20%OPB)  745       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  699       No MI       0
FORT WORTH                  6 Mo Int (UPB-20%OPB)  637       No MI       0
EAST CANTON                 6 Mo Int (UPB-20%OPB)  652       No MI       0
EVERGREEN PARK              6 Mo Int (UPB-20%OPB)  633       No MI       0
CHUBBUCK                    6 Mo Int (UPB-20%OPB)  632       No MI       0
BOISE                       6 Mo Int (UPB-20%OPB)  600       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  709       No MI       0
IONE                        6 Mo Int (UPB-20%OPB)  634       No MI       0
HILLSBORO                   6 Mo Int (UPB-20%OPB)  611       No MI       0
PAYETTE                     6 Mo Int (UPB-20%OPB)  625       No MI       0
CLEARFIELD                  6 Mo Int (UPB-20%OPB)  712       No MI       0
SPRINGFIELD                 None                   664       No MI       0
SUGAR HILL                  None                   624       No MI       0
NEWMAN                      6 Mo Int (UPB-20%OPB)  680       No MI       0
CHESTER                     6 Mo Int (UPB-20%OPB)  603       No MI       0
BURIEN                      6 Mo Int (UPB-20%OPB)  606       No MI       0
PORTLAND                    6 Mo Int (UPB-20%OPB)  662       No MI       0
RANDOLPH                    None                   687       No MI       0
JACKSONVILLE                6 Mo Int (UPB-20%OPB)  668       No MI       0
COLUMBUS                    6 Mo Int (UPB-20%OPB)  617       No MI       0
RICHMOND                    6 Mo Int (UPB-20%OPB)  616       No MI       0
LOUISVILLE                  6 Mo Int (UPB-20%OPB)  619       No MI       0
FORDLAND                    6 Mo Int (UPB-20%OPB)  611       No MI       0
ORLANDO                     None                   668       No MI       0
SAINT LOUIS                 6 Mo Int (UPB-20%OPB)  609       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  650       No MI       0
STONE MOUNTAIN              None                   646       No MI       0
COLLINSVILLE                6 Mo Int (UPB-20%OPB)  658       No MI       0
PARAGOULD                   3% / 2%                626       No MI       0
CRYSTAL                     6 Mo Int (UPB-20%OPB)  671       No MI       0
CEDAR VALLEY                6 Mo Int (UPB-20%OPB)  633       No MI       0
PALM COAST                  None                   756       No MI       0
O FALLON                    6 Mo Int (UPB-20%OPB)  629       No MI       0
ALBUQUERQUE                 None                   614       No MI       0
NAMPA                       6 Mo Int (UPB-20%OPB)  659       No MI       0
LANSING                     6 Mo Int (UPB-20%OPB)  608       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  713       No MI       0
BOISE                       6 Mo Int (UPB-20%OPB)  604       No MI       0
HENDERSON                   6 Mo Int (UPB-20%OPB)  735       No MI       0
BALTIMORE                   6 Mo Int (UPB-20%OPB)  721       No MI       0
ANTIOCH                     6 Mo Int (UPB-20%OPB)  728       No MI       0
DELHI                       6 Mo Int (UPB-20%OPB)  720       No MI       0
CLACKAMAS                   6 Mo Int (UPB-20%OPB)  602       No MI       0
TRACY                       None                   740       No MI       0
PRINEVILLE                  6 Mo Int (UPB-20%OPB)  663       No MI       0
TRACY                       6 Mo Int (UPB-20%OPB)  645       No MI       0
BUFORD                      None                   646       No MI       0
HAYWARD                     6 Mo Int (UPB-20%OPB)  700       No MI       0
ORANGE CITY                 6 Mo Int (UPB-20%OPB)  645       No MI       0
COLUMBUS                    6 Mo Int (UPB-20%OPB)  639       No MI       0
NORTH PORT                  6 Mo Int (UPB-20%OPB)  726       No MI       0
WINDERMERE                  None                   658       No MI       0
VISTA                       6 Mo Int (UPB-20%OPB)  748       No MI       0
DAVENPORT                   6 Mo Int (UPB-20%OPB)  624       No MI       0
PORTLAND                    6 Mo Int (UPB-20%OPB)  618       No MI       0
BANKS                       6 Mo Int (UPB-20%OPB)  605       No MI       0
SYLVANIA                    6 Mo Int (UPB-20%OPB)  655       No MI       0
COVINGTON                   6 Mo Int (UPB-20%OPB)  656       No MI       0
PHILADELPHIA                6 Mo Int (UPB-20%OPB)  709       No MI       0
COLORA                      6 Mo Int (UPB-20%OPB)  626       No MI       0
BATTLE CREEK                6 Mo Int (UPB-20%OPB)  623       No MI       0
PORTERVILLE                 6 Mo Int (UPB-20%OPB)  675       No MI       0
REVERE                      None                   689       No MI       0
VICTORVILLE                 6 Mo Int (UPB-20%OPB)  615       No MI       0
FONTANA                     6 Mo Int (UPB-20%OPB)  685       No MI       0
QUEEN CREEK                 6 Mo Int (UPB-20%OPB)  607       No MI       0
MOLINE                      6 Mo Int (UPB-20%OPB)  633       No MI       0
VALRICO                     6 Mo Int (UPB-20%OPB)  605       No MI       0
ROXBURY                     None                   681       No MI       0
WASHINGTON                  6 Mo Int (UPB-20%OPB)  639       No MI       0
HAVERHILL                   None                   656       No MI       0
HAWTHORNE                   6 Mo Int (UPB-20%OPB)  686       No MI       0
SANDY                       6 Mo Int (UPB-20%OPB)  648       No MI       0
CASTLEWOOD                  6 Mo Int (UPB-20%OPB)  611       No MI       0
WEST VALLEY CITY            6 Mo Int (UPB-20%OPB)  605       No MI       0
QUEEN CREEK                 6 Mo Int (UPB-20%OPB)  668       No MI       0
PAYSON                      6 Mo Int (UPB-20%OPB)  656       No MI       0
INDEPENDENCE                6 Mo Int (UPB-20%OPB)  618       No MI       0
PASADENA                    6 Mo Int (UPB-20%OPB)  632       No MI       0
SALINAS                     6 Mo Int (UPB-20%OPB)  670       No MI       0
COLORADO SPRINGS            6 Mo Int (UPB-20%OPB)  606       No MI       0
ALBUQUERQUE                 None                   627       No MI       0
LOS ANGELES                 6 Mo Int (UPB-20%OPB)  684       No MI       0
POWDER SPRINGS              None                   621       No MI       0
DULUTH                      None                   724       No MI       0
SAN DIEGO                   6 Mo Int (UPB-20%OPB)  764       No MI       0
CHULA VISTA                 6 Mo Int (UPB-20%OPB)  683       No MI       0
PLANT CITY                  6 Mo Int (UPB-20%OPB)  706       No MI       0
DALLAS                      None                   625       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  605       No MI       0
PATTERSON                   6 Mo Int (UPB-20%OPB)  670       No MI       0
SALEM                       6 Mo Int (UPB-20%OPB)  739       No MI       0
DALLAS                      6 Mo Int (UPB-20%OPB)  700       No MI       0
PLANT CITY                  6 Mo Int (UPB-20%OPB)  684       No MI       0
KENDALLVILLE                6 Mo Int (UPB-20%OPB)  653       No MI       0
DANVILLE                    6 Mo Int (UPB-20%OPB)  658       No MI       0
PASCO                       6 Mo Int (UPB-20%OPB)  665       No MI       0
LYNCHBURG                   6 Mo Int (UPB-20%OPB)  616       No MI       0
VANCOUVER                   6 Mo Int (UPB-20%OPB)  639       No MI       0
AVON                        6 Mo Int (UPB-20%OPB)  620       No MI       0
PARAMOUNT                   6 Mo Int (UPB-20%OPB)  622       No MI       0
BLACKFOOT                   6 Mo Int (UPB-20%OPB)  633       No MI       0
LOVELAND                    6 Mo Int (UPB-20%OPB)  601       No MI       0
SALT LAKE CITY              6 Mo Int (UPB-20%OPB)  706       No MI       0
MEBANE                      6 Mo Int (UPB-20%OPB)  766       No MI       0
MAGNA                       None                   681       No MI       0
FRAMINGHAM                  None                   761       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  677       No MI       0
DELTONA                     6 Mo Int (UPB-20%OPB)  600       No MI       0
TIGARD                      6 Mo Int (UPB-20%OPB)  613       No MI       0
SAN LORENZO                 6 Mo Int (UPB-20%OPB)  642       No MI       0
TROY                        6 Mo Int (UPB-20%OPB)  619       No MI       0
SCIO                        6 Mo Int (UPB-20%OPB)  625       No MI       0
MC COOK                     6 Mo Int (UPB-20%OPB)  655       No MI       0
DORAL                       6 Mo Int (UPB-20%OPB)  619       No MI       0
ALBUQUERQUE                 None                   699       No MI       0
STOCKTON                    6 Mo Int (UPB-20%OPB)  621       No MI       0
DUVALL                      None                   660       No MI       0
NAMPA                       6 Mo Int (UPB-20%OPB)  656       No MI       0
MURRAYVILLE                 6 Mo Int (UPB-20%OPB)  667       No MI       0
RANCHO SANTA MARGARITA      6 Mo Int (UPB-20%OPB)  729       No MI       0
JACKSONVILLE                6 Mo Int (UPB-20%OPB)  629       No MI       0
ANTHEM                      6 Mo Int (UPB-20%OPB)  623       No MI       0
PARAMOUNT                   6 Mo Int (UPB-20%OPB)  618       No MI       0
PORTLAND                    None                   616       No MI       0
BRENTWOOD                   6 Mo Int (UPB-20%OPB)  658       No MI       0
FAIRVIEW                    6 Mo Int (UPB-20%OPB)  618       No MI       0
HOOPER                      6 Mo Int (UPB-20%OPB)  617       No MI       0
HERCULES                    6 Mo Int (UPB-20%OPB)  731       No MI       0
PUYALLUP                    6 Mo Int (UPB-20%OPB)  609       No MI       0
MANTECA                     6 Mo Int (UPB-20%OPB)  696       No MI       0
DALLAS                      None                   604       No MI       0
LANCASTER                   6 Mo Int (UPB-20%OPB)  715       No MI       0
ANDERSON                    6 Mo Int (UPB-20%OPB)  673       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  644       No MI       0
BROCKTON                    None                   708       No MI       0
SCOTTSDALE                  6 Mo Int (UPB-20%OPB)  690       No MI       0
SARATOGA SPRINGS            6 Mo Int (UPB-20%OPB)  658       No MI       0
ORLANDO                     6 Mo Int (UPB-20%OPB)  627       No MI       0
YACOLT                      6 Mo Int (UPB-20%OPB)  638       No MI       0
VANCOUVER                   6 Mo Int (UPB-20%OPB)  678       No MI       0
MANCHESTER                  6 Mo Int (UPB-20%OPB)  647       No MI       0
VANCOUVER                   6 Mo Int (UPB-20%OPB)  600       No MI       0
SPRING HILL                 6 Mo Int (UPB-20%OPB)  657       No MI       0
BRADENTON                   6 Mo Int (UPB-20%OPB)  665       No MI       0
NORTH LAS VEGAS             6 Mo Int (UPB-20%OPB)  688       No MI       0
BUCKEYE                     6 Mo Int (UPB-20%OPB)  627       No MI       0
MESA                        6 Mo Int (UPB-20%OPB)  624       No MI       0
VALLEY CENTER               6 Mo Int (UPB-20%OPB)  676       No MI       0
LAKE WORTH                  6 Mo Int (UPB-20%OPB)  659       No MI       0
ANDERSON                    6 Mo Int (UPB-20%OPB)  651       No MI       0
SANTA MARIA                 6 Mo Int (UPB-20%OPB)  656       No MI       0
CALLAHAN                    6 Mo Int (UPB-20%OPB)  632       No MI       0
NORTH PORT                  6 Mo Int (UPB-20%OPB)  661       No MI       0
EXETER                      6 Mo Int (UPB-20%OPB)  636       No MI       0
AMERICAN CANYON             6 Mo Int (UPB-20%OPB)  648       No MI       0
SAINT LOUIS                 6 Mo Int (UPB-20%OPB)  604       No MI       0
ALHAMBRA                    6 Mo Int (UPB-20%OPB)  663       No MI       0
PORTLAND                    6 Mo Int (UPB-20%OPB)  607       No MI       0
TUCSON                      6 Mo Int (UPB-20%OPB)  694       No MI       0
RENO                        6 Mo Int (UPB-20%OPB)  661       No MI       0
CASSELBERRY                 6 Mo Int (UPB-20%OPB)  681       No MI       0
GLENDALE                    6 Mo Int (UPB-20%OPB)  671       No MI       0
CONCORD                     None                   705       No MI       0
MESA                        6 Mo Int (UPB-20%OPB)  630       No MI       0
AUBURN                      6 Mo Int (UPB-20%OPB)  683       No MI       0
SCOTTSDALE                  6 Mo Int (UPB-20%OPB)  652       No MI       0
ALBUQUERQUE                 None                   625       No MI       0
LAS VEGAS                   6 Mo Int (UPB-20%OPB)  696       No MI       0
GLENDALE                    6 Mo Int (UPB-20%OPB)  724       No MI       0
KIMMELL                     6 Mo Int (UPB-20%OPB)  723       No MI       0
NAMPA                       6 Mo Int (UPB-20%OPB)  633       No MI       0
HAYWARD                     6 Mo Int (UPB-20%OPB)  749       No MI       0
TRENTON                     6 Mo Int (UPB-20%OPB)  638       No MI       0
VIRGINIA BEACH              6 Mo Int (UPB-20%OPB)  614       No MI       0
LAYTON                      6 Mo Int (UPB-20%OPB)  604       No MI       0
PHOENIX                     6 Mo Int (UPB-20%OPB)  616       No MI       0
ARCADIA                     6 Mo Int (UPB-20%OPB)  625       No MI       0
WOODS CROSS                 6 Mo Int (UPB-20%OPB)  705       No MI       0
CALDWELL                    6 Mo Int (UPB-20%OPB)  602       No MI       0
HARRIMAN                    6 Mo Int (UPB-20%OPB)  613       No MI       0
MEMPHIS                     6 Mo Int (UPB-20%OPB)  631       No MI       0
TALLAHASSEE                 6 Mo Int (UPB-20%OPB)  620       No MI       0
BEAVERTON                   6 Mo Int (UPB-20%OPB)  617       No MI       0
MORENO VALLEY               6 Mo Int (UPB-20%OPB)  628       No MI       0
CRANSTON                    6 Mo Int (UPB-20%OPB)  708       No MI       0
SALEM                       6 Mo Int (UPB-20%OPB)  635       No MI       0
SOLEDAD                     6 Mo Int (UPB-20%OPB)  651       No MI       0
NORRISTOWN                  6 Mo Int (UPB-20%OPB)  623       No MI       0
VANCOUVER                   6 Mo Int (UPB-20%OPB)  713       No MI       0
PLEASANTON                  6 Mo Int (UPB-20%OPB)  687       No MI       0
CHATTANOOGA                 6 Mo Int (UPB-20%OPB)  680       No MI       0
FLINT                       6 Mo Int (UPB-20%OPB)  673       No MI       0
ANTIOCH                     6 Mo Int (UPB-20%OPB)  731       No MI       0
VALLEJO                     6 Mo Int (UPB-20%OPB)  628       No MI       0
BROOKLYN                    6 Mo Int (UPB-20%OPB)  616       No MI       0
ATLANTA                     None                   707       No MI       0
WATERFORD                   6 Mo Int (UPB-20%OPB)  621       No MI       0
HANOVER PARK                6 Mo Int (UPB-20%OPB)  649       No MI       0
COMPTON                     6 Mo Int (UPB-20%OPB)  646       No MI       0
AUBURN                      6 Mo Int (UPB-20%OPB)  687       No MI       0
BAY POINT                   6 Mo Int (UPB-20%OPB)  684       No MI       0
FALL CITY                   6 Mo Int (UPB-20%OPB)  649       No MI       0
PORT HURON                  6 Mo Int (UPB-20%OPB)  609       No MI       0
CAMBRIDGE                   6 Mo Int (UPB-20%OPB)  612       No MI       0
ESPARTO                     6 Mo Int (UPB-20%OPB)  630       No MI       0
LAS VEGAS                   None                   667       No MI       0
WORCESTER                   None                   674       No MI       0
ERIE                        6 Mo Int (UPB-20%OPB)  695       No MI       0
HOLT                        6 Mo Int (UPB-20%OPB)  614       No MI       0
WINTHROP                    None                   693       No MI       0
CITRUS HEIGHTS              6 Mo Int (UPB-20%OPB)  641       No MI       0
ARVADA                      6 Mo Int (UPB-20%OPB)  737       No MI       0
COLUMBUS                    6 Mo Int (UPB-20%OPB)  658       No MI       0
PALM COAST                  6 Mo Int (UPB-20%OPB)  638       No MI       0
DETROIT                     6 Mo Int (UPB-20%OPB)  629       No MI       0
SYRACUSE                    6 Mo Int (UPB-20%OPB)  612       No MI       0
DENVER                      6 Mo Int (UPB-20%OPB)  634       No MI       0

City                        Documentation Type          Subsequent       LPMI Fee  Lien       Cutoff Date
                                                      Servicing Fee               Position
----------------------------------------------------------------------------------------------------
Jennings                    Full Documentation           0.5              0          1        11/01/05
Signal Mountain             Full Documentation           0.5              0          1        11/01/05
Fremont                     Full Documentation           0.5              0          1        11/01/05
Jamaica                     Stated Documentation         0.5              0          1        11/01/05
Elkhart                     Full Documentation           0.5              0          1        11/01/05
Pueblo                      Stated Documentation         0.5              0          1        11/01/05
Trenton                     Full Documentation           0.5              0          1        11/01/05
Hockessin                   Full Documentation           0.5              0          1        11/01/05
Plymouth                    Full Documentation           0.5              0          1        11/01/05
Bel Nor                     Full Documentation           0.5              0          1        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Hudson                      Stated Documentation         0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Hatton                      Full Documentation           0.5              0          1        11/01/05
Boise                       Stated Documentation         0.5              0          1        11/01/05
Hartland                    Full Documentation           0.5              0          1        11/01/05
Augusta                     Full Documentation           0.5              0          1        11/01/05
Lewisville                  Full Documentation           0.5              0          1        11/01/05
Cragin                      Full Documentation           0.5              0          1        11/01/05
Oak Park                    Full Documentation           0.5              0          1        11/01/05
Sugar Land                  Full Documentation           0.5              0          1        11/01/05
Newark                      Stated Documentation         0.5              0          1        11/01/05
Simi Valley                 Stated Documentation         0.5              0          1        11/01/05
Upland                      Full Documentation           0.5              0          1        11/01/05
Sarasota                    Full Documentation           0.5              0          1        11/01/05
Queensbury                  Stated Documentation         0.5              0          1        11/01/05
Middletown                  Full Documentation           0.5              0          1        11/01/05
Wellston                    Full Documentation           0.5              0          1        11/01/05
Highland                    Full Documentation           0.5              0          1        11/01/05
Saint Louis                 Full Documentation           0.5              0          1        11/01/05
Jeffersonville              Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Gumbo                       Stated Documentation         0.5              0          1        11/01/05
Miramar                     Stated Documentation         0.5              0          1        11/01/05
New Brunswick               Stated Documentation         0.5              0          1        11/01/05
East Brunswick              Full Documentation           0.5              0          1        11/01/05
Marne                       Stated Documentation         0.5              0          1        11/01/05
Blythe                      Full Documentation           0.5              0          1        11/01/05
Chesterfield                Full Documentation           0.5              0          1        11/01/05
Southfield                  Full Documentation           0.5              0          1        11/01/05
Roscommon                   Full Documentation           0.5              0          1        11/01/05
Pasadena                    Full Documentation           0.5              0          1        11/01/05
Portland                    Full Documentation           0.5              0          1        11/01/05
Valley Stream               Full Documentation           0.5              0          1        11/01/05
Middleboro                  Full Documentation           0.5              0          1        11/01/05
Bowdoinham                  Full Documentation           0.5              0          1        11/01/05
Mogadore                    Full Documentation           0.5              0          1        11/01/05
Charlotte                   Full Documentation           0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Meriden                     Full Documentation           0.5              0          1        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Huffman                     Full Documentation           0.5              0          1        11/01/05
Downey                      Stated Documentation         0.5              0          1        11/01/05
Chula Vista                 Full Documentation           0.5              0          1        11/01/05
Calexico                    Full Documentation           0.5              0          1        11/01/05
Lake Montezuma              Full Documentation           0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
San Diego                   Full Documentation           0.5              0          1        11/01/05
Margate                     Full Documentation           0.5              0          1        11/01/05
Columbia                    Full Documentation           0.5              0          1        11/01/05
Cloverly                    Full Documentation           0.5              0          1        11/01/05
Lakeland                    Stated Documentation         0.5              0          1        11/01/05
Kihei                       Stated Documentation         0.5              0          1        11/01/05
Anchorage                   Full Documentation           0.5              0          1        11/01/05
Wagner                      Full Documentation           0.5              0          1        11/01/05
Rincon                      Stated Documentation         0.5              0          1        11/01/05
Davie                       Stated Documentation         0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Apopka                      Full Documentation           0.5              0          1        11/01/05
Merced                      Full Documentation           0.5              0          1        11/01/05
Monona                      Full Documentation           0.5              0          1        11/01/05
Huntley                     Full Documentation           0.5              0          1        11/01/05
Perris                      Full Documentation           0.5              0          1        11/01/05
Universal                   Full Documentation           0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Arlington                   Full Documentation           0.5              0          1        11/01/05
Ldhl                        Full Documentation           0.5              0          1        11/01/05
Gate                        Full Documentation           0.5              0          1        11/01/05
Southaven                   Full Documentation           0.5              0          1        11/01/05
Kismet                      Stated Documentation         0.5              0          1        11/01/05
Norwalk                     Full Documentation           0.5              0          1        11/01/05
Perth Amboy                 Stated Documentation         0.5              0          1        11/01/05
Carrollton                  Stated Documentation         0.5              0          1        11/01/05
East End                    Full Documentation           0.5              0          1        11/01/05
Audubon                     Stated Documentation         0.5              0          1        11/01/05
West Jordan                 Full Documentation           0.5              0          1        11/01/05
Antioch                     Full Documentation           0.5              0          1        11/01/05
Dixmoor                     Full Documentation           0.5              0          1        11/01/05
Rodeo                       Full Documentation           0.5              0          1        11/01/05
Cherrytown                  Stated Documentation         0.5              0          1        11/01/05
Naranja                     Full Documentation           0.5              0          1        11/01/05
Tacoma                      Stated Documentation         0.5              0          1        11/01/05
Lawrence                    Full Documentation           0.5              0          1        11/01/05
Foxridge                    Stated Documentation         0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Ypsilanti                   Full Documentation           0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Grand Blanc                 Full Documentation           0.5              0          1        11/01/05
Brandon                     Full Documentation           0.5              0          1        11/01/05
Shreveport                  Full Documentation           0.5              0          1        11/01/05
Arvada                      Full Documentation           0.5              0          1        11/01/05
Leominster                  Stated Documentation         0.5              0          1        11/01/05
Columbus                    Full Documentation           0.5              0          1        11/01/05
Visalia                     Full Documentation           0.5              0          1        11/01/05
Elk Grove                   Full Documentation           0.5              0          1        11/01/05
Ceres                       Full Documentation           0.5              0          1        11/01/05
Jupiter                     Full Documentation           0.5              0          1        11/01/05
Sherrills Ford              Full Documentation           0.5              0          1        11/01/05
Merrifield                  Full Documentation           0.5              0          1        11/01/05
Tampa                       Full Documentation           0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Davie                       Full Documentation           0.5              0          1        11/01/05
Topeka                      Full Documentation           0.5              0          1        11/01/05
Merced                      Stated Documentation         0.5              0          1        11/01/05
Chula Vista                 Full Documentation           0.5              0          1        11/01/05
Highland                    Full Documentation           0.5              0          1        11/01/05
Kahuku                      Full Documentation           0.5              0          1        11/01/05
Los Angeles                 Full Documentation           0.5              0          1        11/01/05
North Las Vegas             Full Documentation           0.5              0          1        11/01/05
Largo                       Full Documentation           0.5              0          1        11/01/05
Vancouver                   Full Documentation           0.5              0          1        11/01/05
Covell                      Stated Documentation         0.5              0          1        11/01/05
Omaha                       Full Documentation           0.5              0          1        11/01/05
Palm Coast                  Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Belle Vernon                Full Documentation           0.5              0          1        11/01/05
Lakeland                    Stated Documentation         0.5              0          1        11/01/05
Elk Grove                   Full Documentation           0.5              0          1        11/01/05
Visalia                     Full Documentation           0.5              0          1        11/01/05
Joliet                      Full Documentation           0.5              0          1        11/01/05
Coatesville                 Full Documentation           0.5              0          1        11/01/05
Mira Loma                   Full Documentation           0.5              0          1        11/01/05
Taylors                     Full Documentation           0.5              0          1        11/01/05
Staunton                    Stated Documentation         0.5              0          1        11/01/05
Alloway                     Full Documentation           0.5              0          1        11/01/05
Woodbury                    Stated Documentation         0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Loudville                   Full Documentation           0.5              0          1        11/01/05
Wells                       Full Documentation           0.5              0          1        11/01/05
Holly                       Full Documentation           0.5              0          1        11/01/05
Calif City                  Full Documentation           0.5              0          1        11/01/05
Flat Rock                   Full Documentation           0.5              0          1        11/01/05
Corpus Christi              Full Documentation           0.5              0          1        11/01/05
Mendoza                     Full Documentation           0.5              0          1        11/01/05
San Antonio                 Full Documentation           0.5              0          1        11/01/05
Midland                     Stated Documentation         0.5              0          1        11/01/05
North Las Vegas             Full Documentation           0.5              0          1        11/01/05
Long Beach                  Full Documentation           0.5              0          1        11/01/05
Nashua                      Full Documentation           0.5              0          1        11/01/05
Hoover                      Full Documentation           0.5              0          1        11/01/05
Antioch                     Full Documentation           0.5              0          1        11/01/05
Dolton                      Full Documentation           0.5              0          1        11/01/05
Sheridan                    Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Redland                     Full Documentation           0.5              0          1        11/01/05
Foxridge                    Full Documentation           0.5              0          1        11/01/05
Glyndon                     Full Documentation           0.5              0          1        11/01/05
Seymour                     Full Documentation           0.5              0          1        11/01/05
Manchester                  Full Documentation           0.5              0          1        11/01/05
Kissimmee                   Full Documentation           0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Bellflower                  Stated Documentation         0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Stephens City               Stated Documentation         0.5              0          1        11/01/05
Topeka                      Full Documentation           0.5              0          1        11/01/05
Vienna                      Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Full Documentation           0.5              0          1        11/01/05
Hammond                     Full Documentation           0.5              0          1        11/01/05
Pontiac                     Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Omaha                       Full Documentation           0.5              0          1        11/01/05
Yuba City                   Full Documentation           0.5              0          1        11/01/05
Muscoy                      Stated Documentation         0.5              0          1        11/01/05
Holland                     Full Documentation           0.5              0          1        11/01/05
La Crosse                   Full Documentation           0.5              0          1        11/01/05
Knoxville                   Full Documentation           0.5              0          1        11/01/05
Georgetown                  Full Documentation           0.5              0          1        11/01/05
Danville                    Full Documentation           0.5              0          1        11/01/05
Auburn                      Full Documentation           0.5              0          1        11/01/05
Richton Park                Full Documentation           0.5              0          1        11/01/05
Austin                      Full Documentation           0.5              0          1        11/01/05
Modello                     Full Documentation           0.5              0          1        11/01/05
Tacoma                      Full Documentation           0.5              0          1        11/01/05
Fontana                     Full Documentation           0.5              0          1        11/01/05
Tempe                       Full Documentation           0.5              0          1        11/01/05
Commerce                    Stated Documentation         0.5              0          1        11/01/05
Kismet                      Stated Documentation         0.5              0          1        11/01/05
Sepulveda                   Full Documentation           0.5              0          1        11/01/05
Mount Sinai                 Stated Documentation         0.5              0          1        11/01/05
Irvington                   Full Documentation           0.5              0          1        11/01/05
Buffalo                     Full Documentation           0.5              0          1        11/01/05
Jamaica                     Stated Documentation         0.5              0          1        11/01/05
Newburgh                    Full Documentation           0.5              0          1        11/01/05
Sepulveda                   Full Documentation           0.5              0          1        11/01/05
Brodheadsville              Stated Documentation         0.5              0          1        11/01/05
Antelope                    Full Documentation           0.5              0          1        11/01/05
Sacramento                  Full Documentation           0.5              0          1        11/01/05
Fresno                      Stated Documentation         0.5              0          1        11/01/05
Ripon                       Full Documentation           0.5              0          1        11/01/05
Vallejo                     Full Documentation           0.5              0          1        11/01/05
Modesto                     Full Documentation           0.5              0          1        11/01/05
Raymore                     Full Documentation           0.5              0          1        11/01/05
Park Ridge                  Full Documentation           0.5              0          1        11/01/05
Winnetka                    Full Documentation           0.5              0          1        11/01/05
Belvedere                   Full Documentation           0.5              0          1        11/01/05
Auburn                      Full Documentation           0.5              0          1        11/01/05
La Center                   Full Documentation           0.5              0          1        11/01/05
Delaware                    Full Documentation           0.5              0          1        11/01/05
Galion                      Full Documentation           0.5              0          1        11/01/05
Humble                      Full Documentation           0.5              0          1        11/01/05
Strathmore                  Full Documentation           0.5              0          1        11/01/05
Mount Vernon                Stated Documentation         0.5              0          1        11/01/05
East Orange                 Full Documentation           0.5              0          1        11/01/05
Redland                     Full Documentation           0.5              0          1        11/01/05
Fredericksburg              Stated Documentation         0.5              0          1        11/01/05
Charleston                  Full Documentation           0.5              0          1        11/01/05
Stone Mountain              Full Documentation           0.5              0          1        11/01/05
Decatur                     Full Documentation           0.5              0          1        11/01/05
Lawndale                    Full Documentation           0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Thousand Oaks               Full Documentation           0.5              0          1        11/01/05
WILDOMAR                    Full Documentation           0.5              0          1        11/01/05
Denver                      Full Documentation           0.5              0          1        11/01/05
Downey                      Full Documentation           0.5              0          1        11/01/05
New Berlin                  Full Documentation           0.5              0          1        11/01/05
Lakeland                    Full Documentation           0.5              0          1        11/01/05
Napa                        Full Documentation           0.5              0          1        11/01/05
Mangonia Park               Full Documentation           0.5              0          1        11/01/05
Port Charlotte              Full Documentation           0.5              0          1        11/01/05
Lvpl                        Full Documentation           0.5              0          1        11/01/05
Santa Clarita               Stated Documentation         0.5              0          1        11/01/05
Four Corners                Full Documentation           0.5              0          1        11/01/05
Dellwood                    Full Documentation           0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Baldy Mesa                  Full Documentation           0.5              0          1        11/01/05
Kansas City                 Full Documentation           0.5              0          1        11/01/05
Rockford                    Full Documentation           0.5              0          1        11/01/05
Atlanta                     Full Documentation           0.5              0          1        11/01/05
Glenwood                    Full Documentation           0.5              0          1        11/01/05
Versailles                  Stated Documentation         0.5              0          1        11/01/05
Billerica                   Full Documentation           0.5              0          1        11/01/05
Staten Island               Full Documentation           0.5              0          1        11/01/05
Valencia                    Full Documentation           0.5              0          1        11/01/05
Sun Valley                  Stated Documentation         0.5              0          1        11/01/05
Compton                     Full Documentation           0.5              0          1        11/01/05
Cucamonga                   Full Documentation           0.5              0          1        11/01/05
Valencia                    Full Documentation           0.5              0          1        11/01/05
Riverview                   Full Documentation           0.5              0          1        11/01/05
Wenatchee                   Full Documentation           0.5              0          1        11/01/05
Crofton                     Full Documentation           0.5              0          1        11/01/05
Baton Rouge                 Full Documentation           0.5              0          1        11/01/05
Dayton                      Full Documentation           0.5              0          1        11/01/05
Devon                       Full Documentation           0.5              0          1        11/01/05
Fresno                      Full Documentation           0.5              0          1        11/01/05
Claremont                   Stated Documentation         0.5              0          1        11/01/05
Fresno                      Full Documentation           0.5              0          1        11/01/05
Stockton                    Full Documentation           0.5              0          1        11/01/05
Avondale                    Full Documentation           0.5              0          1        11/01/05
Baton Rouge                 Stated Documentation         0.5              0          1        11/01/05
Sun City                    Stated Documentation         0.5              0          1        11/01/05
Jacksonville                Stated Documentation         0.5              0          1        11/01/05
Orlando                     Stated Documentation         0.5              0          1        11/01/05
Clearwater                  Full Documentation           0.5              0          1        11/01/05
Philadelphia                Stated Documentation         0.5              0          1        11/01/05
San Francisco               Stated Documentation         0.5              0          1        11/01/05
Chino                       Full Documentation           0.5              0          1        11/01/05
Stockton                    Stated Documentation         0.5              0          1        11/01/05
North Hollywood             Stated Documentation         0.5              0          1        11/01/05
La Quinta                   Full Documentation           0.5              0          1        11/01/05
Odenton                     Full Documentation           0.5              0          1        11/01/05
Rockford                    Full Documentation           0.5              0          1        11/01/05
Sioux Falls                 Full Documentation           0.5              0          1        11/01/05
Gilbert                     Stated Documentation         0.5              0          1        11/01/05
Solon                       Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Dinuba                      Full Documentation           0.5              0          1        11/01/05
North Las Vegas             Full Documentation           0.5              0          1        11/01/05
Citrus Heights              Full Documentation           0.5              0          1        11/01/05
Naranja                     Full Documentation           0.5              0          1        11/01/05
Kroger                      Full Documentation           0.5              0          1        11/01/05
Lithonia                    Full Documentation           0.5              0          1        11/01/05
Alpharetta                  Full Documentation           0.5              0          1        11/01/05
Whitelaw                    Full Documentation           0.5              0          1        11/01/05
Boise                       Full Documentation           0.5              0          1        11/01/05
Walla Walla                 Full Documentation           0.5              0          1        11/01/05
Seattle                     Full Documentation           0.5              0          1        11/01/05
Renton                      Full Documentation           0.5              0          1        11/01/05
Cypress                     Stated Documentation         0.5              0          1        11/01/05
Winnetka                    Full Documentation           0.5              0          1        11/01/05
Cimarron                    Stated Documentation         0.5              0          1        11/01/05
Paterson                    Stated Documentation         0.5              0          1        11/01/05
Fontana                     Full Documentation           0.5              0          1        11/01/05
Inglewood                   Stated Documentation         0.5              0          1        11/01/05
Lakewood                    Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Las Cruces                  Full Documentation           0.5              0          1        11/01/05
Moreno Valley               Full Documentation           0.5              0          1        11/01/05
San Diego                   Full Documentation           0.5              0          1        11/01/05
West Jordan                 Full Documentation           0.5              0          1        11/01/05
Goode                       Stated Documentation         0.5              0          1        11/01/05
Hiler                       Full Documentation           0.5              0          1        11/01/05
Kansas City                 Full Documentation           0.5              0          1        11/01/05
Wilmington                  Full Documentation           0.5              0          1        11/01/05
Warren                      Full Documentation           0.5              0          1        11/01/05
Harvey                      Full Documentation           0.5              0          1        11/01/05
Slidell                     Stated Documentation         0.5              0          1        11/01/05
Dudley                      Stated Documentation         0.5              0          1        11/01/05
Grand Island                Full Documentation           0.5              0          1        11/01/05
Boise                       Full Documentation           0.5              0          1        11/01/05
Morrison                    Stated Documentation         0.5              0          1        11/01/05
Darnestown                  Full Documentation           0.5              0          1        11/01/05
San Clemente                Stated Documentation         0.5              0          1        11/01/05
Neuse                       Full Documentation           0.5              0          1        11/01/05
Grand Blanc                 Full Documentation           0.5              0          1        11/01/05
Bonita                      Stated Documentation         0.5              0          1        11/01/05
Palmdale                    Stated Documentation         0.5              0          1        11/01/05
Donna                       Full Documentation           0.5              0          1        11/01/05
Omaha                       Full Documentation           0.5              0          1        11/01/05
Mound                       Full Documentation           0.5              0          1        11/01/05
Malta                       Full Documentation           0.5              0          1        11/01/05
Seattle                     Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Centerville                 Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Lynn Haven                  Full Documentation           0.5              0          1        11/01/05
Conyers                     Stated Documentation         0.5              0          1        11/01/05
Whiting                     Stated Documentation         0.5              0          1        11/01/05
Ophir                       Full Documentation           0.5              0          1        11/01/05
Laguna Beach                Full Documentation           0.5              0          1        11/01/05
Los Angeles                 Stated Documentation         0.5              0          1        11/01/05
Arleta                      Stated Documentation         0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Sacramento                  Full Documentation           0.5              0          1        11/01/05
Sacramento                  Stated Documentation         0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Gulfport                    Full Documentation           0.5              0          1        11/01/05
Columbia                    Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Atlanta                     Full Documentation           0.5              0          1        11/01/05
Atlanta                     Full Documentation           0.5              0          1        11/01/05
Matlacha                    Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Norfolk                     Full Documentation           0.5              0          1        11/01/05
Altamonte                   Full Documentation           0.5              0          1        11/01/05
Tuscawilla                  Full Documentation           0.5              0          1        11/01/05
Austin                      Stated Documentation         0.5              0          1        11/01/05
Desoto                      Full Documentation           0.5              0          1        11/01/05
Indianapolis                Full Documentation           0.5              0          1        11/01/05
Carteret                    Full Documentation           0.5              0          1        11/01/05
Walland                     Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Griffith                    Full Documentation           0.5              0          1        11/01/05
Riverview                   Stated Documentation         0.5              0          1        11/01/05
Emerson                     Full Documentation           0.5              0          1        11/01/05
Rainbow                     Stated Documentation         0.5              0          1        11/01/05
Arcadia                     Full Documentation           0.5              0          1        11/01/05
Minooka                     Full Documentation           0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Riner                       Full Documentation           0.5              0          1        11/01/05
Gilbert                     Full Documentation           0.5              0          1        11/01/05
Sun City                    Full Documentation           0.5              0          1        11/01/05
Stratham                    Stated Documentation         0.5              0          1        11/01/05
Midway                      Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Stated Documentation         0.5              0          1        11/01/05
College Park                Stated Documentation         0.5              0          1        11/01/05
Las Vegas                   Full Documentation           0.5              0          1        11/01/05
                            Full Documentation           0.5              0          1        11/01/05
Fort Mohave                 Full Documentation           0.5              0          1        11/01/05
West Bridgewater            Full Documentation           0.5              0          1        11/01/05
Farmingdale                 Full Documentation           0.5              0          1        11/01/05
Saint Cloud                 Full Documentation           0.5              0          1        11/01/05
Trenton                     Full Documentation           0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Phoenix                     Stated Documentation         0.5              0          1        11/01/05
Glendale                    Full Documentation           0.5              0          1        11/01/05
Buena Park                  Full Documentation           0.5              0          1        11/01/05
Huntington Beach            Stated Documentation         0.5              0          1        11/01/05
Elyria                      Full Documentation           0.5              0          1        11/01/05
Midwest City                Full Documentation           0.5              0          1        11/01/05
Grove                       Full Documentation           0.5              0          1        11/01/05
Moreno                      Stated Documentation         0.5              0          1        11/01/05
Highlands                   Full Documentation           0.5              0          1        11/01/05
Decatur                     Full Documentation           0.5              0          1        11/01/05
Atlanta                     Full Documentation           0.5              0          1        11/01/05
Ellenwood                   Stated Documentation         0.5              0          1        11/01/05
Atlanta                     Full Documentation           0.5              0          1        11/01/05
Stowe                       Full Documentation           0.5              0          1        11/01/05
Berkley                     Stated Documentation         0.5              0          1        11/01/05
Riverton                    Full Documentation           0.5              0          1        11/01/05
Clifton                     Full Documentation           0.5              0          1        11/01/05
Merrimack                   Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Peoria                      Full Documentation           0.5              0          1        11/01/05
Volo                        Full Documentation           0.5              0          1        11/01/05
Bakersfield                 Full Documentation           0.5              0          1        11/01/05
San Gabriel                 Full Documentation           0.5              0          1        11/01/05
El Cajon                    Full Documentation           0.5              0          1        11/01/05
Lake Worth                  Full Documentation           0.5              0          1        11/01/05
Linden                      Stated Documentation         0.5              0          1        11/01/05
Roseville                   Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Full Documentation           0.5              0          1        11/01/05
Fry                         Full Documentation           0.5              0          1        11/01/05
Tacoma                      Full Documentation           0.5              0          1        11/01/05
San Bernardino              Full Documentation           0.5              0          1        11/01/05
Covina                      Full Documentation           0.5              0          1        11/01/05
La Puente                   Full Documentation           0.5              0          1        11/01/05
Fresno                      Full Documentation           0.5              0          1        11/01/05
Escondido                   Full Documentation           0.5              0          1        11/01/05
Hazelwood                   Full Documentation           0.5              0          1        11/01/05
Miner                       Full Documentation           0.5              0          1        11/01/05
Kenosha                     Full Documentation           0.5              0          1        11/01/05
Walnut Creek                Stated Documentation         0.5              0          1        11/01/05
Morongo Valley              Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Full Documentation           0.5              0          1        11/01/05
Springfield                 Stated Documentation         0.5              0          1        11/01/05
Alafaya                     Full Documentation           0.5              0          1        11/01/05
Osseo                       Full Documentation           0.5              0          1        11/01/05
River Edge                  Full Documentation           0.5              0          1        11/01/05
Palm Bay                    Full Documentation           0.5              0          1        11/01/05
Watts                       Stated Documentation         0.5              0          1        11/01/05
Mira Loma                   Stated Documentation         0.5              0          1        11/01/05
West Covina                 Stated Documentation         0.5              0          1        11/01/05
Irwindale                   Full Documentation           0.5              0          1        11/01/05
San Fernando                Full Documentation           0.5              0          1        11/01/05
Perris                      Full Documentation           0.5              0          1        11/01/05
Fry                         Full Documentation           0.5              0          1        11/01/05
Orland                      Full Documentation           0.5              0          1        11/01/05
Bakersfield                 Full Documentation           0.5              0          1        11/01/05
San Jose                    Full Documentation           0.5              0          1        11/01/05
San Jose                    Full Documentation           0.5              0          1        11/01/05
Firebaugh                   Full Documentation           0.5              0          1        11/01/05
Redondo Beach               Stated Documentation         0.5              0          1        11/01/05
Palmdale                    Stated Documentation         0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Leominster                  Full Documentation           0.5              0          1        11/01/05
Natick                      Full Documentation           0.5              0          1        11/01/05
Yarmouth                    Stated Documentation         0.5              0          1        11/01/05
Redmond                     Full Documentation           0.5              0          1        11/01/05
Bone                        Stated Documentation         0.5              0          1        11/01/05
Cimarron Hills              Full Documentation           0.5              0          1        11/01/05
Brewster                    Full Documentation           0.5              0          1        11/01/05
Cimarron Hills              Full Documentation           0.5              0          1        11/01/05
Bothell                     Full Documentation           0.5              0          1        11/01/05
Auburn                      Full Documentation           0.5              0          1        11/01/05
Cimarron Hills              Full Documentation           0.5              0          1        11/01/05
Caldwell                    Full Documentation           0.5              0          1        11/01/05
Ruston                      Full Documentation           0.5              0          1        11/01/05
Claiborne                   Full Documentation           0.5              0          1        11/01/05
Southaven                   Full Documentation           0.5              0          1        11/01/05
Oceanside                   Stated Documentation         0.5              0          1        11/01/05
Bartlett                    Stated Documentation         0.5              0          1        11/01/05
Brockton                    Stated Documentation         0.5              0          1        11/01/05
Salisbury                   Full Documentation           0.5              0          1        11/01/05
Baltimore                   Full Documentation           0.5              0          1        11/01/05
Winchester                  Full Documentation           0.5              0          1        11/01/05
Bakersfield                 Full Documentation           0.5              0          1        11/01/05
Hollister                   Full Documentation           0.5              0          1        11/01/05
San Jose                    Stated Documentation         0.5              0          1        11/01/05
Roseville                   Full Documentation           0.5              0          1        11/01/05
Bell                        Full Documentation           0.5              0          1        11/01/05
Hazard                      Full Documentation           0.5              0          1        11/01/05
Claremont                   Full Documentation           0.5              0          1        11/01/05
Glendale                    Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Full Documentation           0.5              0          1        11/01/05
Weymouth                    Full Documentation           0.5              0          1        11/01/05
Tucson                      Full Documentation           0.5              0          1        11/01/05
Stone Mountain              Full Documentation           0.5              0          1        11/01/05
Mableton                    Full Documentation           0.5              0          1        11/01/05
Mount Pleasant              Stated Documentation         0.5              0          1        11/01/05
Ozark                       Stated Documentation         0.5              0          1        11/01/05
Otsego                      Full Documentation           0.5              0          1        11/01/05
Kismet                      Stated Documentation         0.5              0          1        11/01/05
Lacey                       Full Documentation           0.5              0          1        11/01/05
Downey                      Stated Documentation         0.5              0          1        11/01/05
Albuquerque                 Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Stated Documentation         0.5              0          1        11/01/05
Herriman                    Full Documentation           0.5              0          1        11/01/05
Eagle Rock                  Full Documentation           0.5              0          1        11/01/05
Arrowbear Lake              Full Documentation           0.5              0          1        11/01/05
Rincon                      Full Documentation           0.5              0          1        11/01/05
Bronx                       Stated Documentation         0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Naples                      Stated Documentation         0.5              0          1        11/01/05
Castle                      Full Documentation           0.5              0          1        11/01/05
Shelbyville                 Full Documentation           0.5              0          1        11/01/05
Peoria                      Full Documentation           0.5              0          1        11/01/05
Richton Park                Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Dover                       Full Documentation           0.5              0          1        11/01/05
Rolling Meadows             Stated Documentation         0.5              0          1        11/01/05
Princeton                   Full Documentation           0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Lockport                    Stated Documentation         0.5              0          1        11/01/05
Sepulveda                   Stated Documentation         0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Bellingham                  Full Documentation           0.5              0          1        11/01/05
Lisle                       Full Documentation           0.5              0          1        11/01/05
Faribault                   Full Documentation           0.5              0          1        11/01/05
Red Bluff                   Full Documentation           0.5              0          1        11/01/05
Bristol                     Full Documentation           0.5              0          1        11/01/05
Vista                       Full Documentation           0.5              0          1        11/01/05
La Puente                   Stated Documentation         0.5              0          1        11/01/05
Fontana                     Full Documentation           0.5              0          1        11/01/05
Lugo                        Stated Documentation         0.5              0          1        11/01/05
La Puente                   Stated Documentation         0.5              0          1        11/01/05
Santa Clarita               Stated Documentation         0.5              0          1        11/01/05
Laurel                      Full Documentation           0.5              0          1        11/01/05
Rosedale                    Stated Documentation         0.5              0          1        11/01/05
Castle Rock                 Full Documentation           0.5              0          1        11/01/05
Aurora                      Full Documentation           0.5              0          1        11/01/05
Aurora                      Stated Documentation         0.5              0          1        11/01/05
Colorado Springs            Full Documentation           0.5              0          1        11/01/05
Aurora                      Full Documentation           0.5              0          1        11/01/05
Englewood                   Full Documentation           0.5              0          1        11/01/05
Highlands                   Full Documentation           0.5              0          1        11/01/05
Guilford                    Stated Documentation         0.5              0          1        11/01/05
Brockton                    Full Documentation           0.5              0          1        11/01/05
Lynn                        Full Documentation           0.5              0          1        11/01/05
Lexington                   Full Documentation           0.5              0          1        11/01/05
Fresno                      Stated Documentation         0.5              0          1        11/01/05
Wappinger                   Full Documentation           0.5              0          1        11/01/05
Flagg                       Full Documentation           0.5              0          1        11/01/05
Stevensville                Full Documentation           0.5              0          1        11/01/05
Sylmar                      Full Documentation           0.5              0          1        11/01/05
Torrance                    Stated Documentation         0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
Cucamonga                   Full Documentation           0.5              0          1        11/01/05
Salem                       Full Documentation           0.5              0          1        11/01/05
Raleigh                     Full Documentation           0.5              0          1        11/01/05
North Oaks                  Stated Documentation         0.5              0          1        11/01/05
Orange                      Full Documentation           0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Chicago                     Stated Documentation         0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Crestview                   Stated Documentation         0.5              0          1        11/01/05
Berlin                      Full Documentation           0.5              0          1        11/01/05
Saugus                      Stated Documentation         0.5              0          1        11/01/05
Aurora                      Full Documentation           0.5              0          1        11/01/05
Reece                       Full Documentation           0.5              0          1        11/01/05
Lees Summit                 Full Documentation           0.5              0          1        11/01/05
Nampa                       Full Documentation           0.5              0          1        11/01/05
Topeka                      Full Documentation           0.5              0          1        11/01/05
Aurora                      Full Documentation           0.5              0          1        11/01/05
Castle Rock                 Stated Documentation         0.5              0          1        11/01/05
Sylmar                      Full Documentation           0.5              0          1        11/01/05
Roanoke                     Full Documentation           0.5              0          1        11/01/05
Palmdale                    Full Documentation           0.5              0          1        11/01/05
Houston                     Full Documentation           0.5              0          1        11/01/05
Fresno                      Full Documentation           0.5              0          1        11/01/05
Oak Park                    Full Documentation           0.5              0          1        11/01/05
North Manchester            Full Documentation           0.5              0          1        11/01/05
Buchanan                    Full Documentation           0.5              0          1        11/01/05
Homewood                    Full Documentation           0.5              0          1        11/01/05
Kersey                      Stated Documentation         0.5              0          1        11/01/05
Bruceville                  Stated Documentation         0.5              0          1        11/01/05
Richmond                    Full Documentation           0.5              0          1        11/01/05
Jamison                     Full Documentation           0.5              0          1        11/01/05
Hatton                      Full Documentation           0.5              0          1        11/01/05
Livermore                   Full Documentation           0.5              0          1        11/01/05
Hayward                     Full Documentation           0.5              0          1        11/01/05
Riverside                   Stated Documentation         0.5              0          1        11/01/05
Elk Grove                   Full Documentation           0.5              0          1        11/01/05
Escondido                   Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Aurora                      Stated Documentation         0.5              0          1        11/01/05
Brighton                    Full Documentation           0.5              0          1        11/01/05
Denver                      Full Documentation           0.5              0          1        11/01/05
Aurora                      Stated Documentation         0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Luna                        Full Documentation           0.5              0          1        11/01/05
Coleta                      Stated Documentation         0.5              0          1        11/01/05
San Antonio                 Full Documentation           0.5              0          1        11/01/05
Katy                        Full Documentation           0.5              0          1        11/01/05
Memphis                     Stated Documentation         0.5              0          1        11/01/05
Nashville                   Full Documentation           0.5              0          1        11/01/05
Brighton                    Stated Documentation         0.5              0          1        11/01/05
Aurora                      Stated Documentation         0.5              0          1        11/01/05
Tacoma                      Full Documentation           0.5              0          1        11/01/05
Denver                      Stated Documentation         0.5              0          1        11/01/05
Jacksonville                Full Documentation           0.5              0          1        11/01/05
Center                      Full Documentation           0.5              0          1        11/01/05
Moquah                      Full Documentation           0.5              0          1        11/01/05
Eastwick                    Full Documentation           0.5              0          1        11/01/05
Rankin                      Full Documentation           0.5              0          1        11/01/05
Enhaut                      Full Documentation           0.5              0          1        11/01/05
                            Stated Documentation         0.5              0          1        11/01/05
Everett                     Full Documentation           0.5              0          1        11/01/05
Camby                       Full Documentation           0.5              0          1        11/01/05
BRIDGEPORT                  Full Documentation           0.5              0          1        12/01/05
ELIZABETH                   Full Documentation           0.5              0          1        11/01/05
FRANKLIN                    Stated Documentation         0.5              0          1        11/01/05
Lake                        Full Documentation           0.5              0          1        11/01/05
Rossville                   Full Documentation           0.5              0          1        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Mansfield                   Full Documentation           0.5              0          1        11/01/05
Indianapolis                Full Documentation           0.5              0          1        11/01/05
Turtle Creek                Full Documentation           0.5              0          1        11/01/05
Pottersville                Stated Documentation         0.5              0          1        11/01/05
Buffalo                     Full Documentation           0.5              0          1        11/01/05
Tallahassee                 Full Documentation           0.5              0          1        11/01/05
Jacksonville                Stated Documentation         0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Baton Rouge                 Stated Documentation         0.5              0          1        11/01/05
Stuart                      Stated Documentation         0.5              0          1        11/01/05
Pittsburgh                  Full Documentation           0.5              0          1        11/01/05
Raytown                     Stated Documentation         0.5              0          1        11/01/05
Hubbard                     Stated Documentation         0.5              0          1        11/01/05
Moreno Valley               Full Documentation           0.5              0          1        11/01/05
Salem                       Full Documentation           0.5              0          1        11/01/05
Inglewood                   Stated Documentation         0.5              0          1        11/01/05
Lake Charles                Full Documentation           0.5              0          1        11/01/05
Baton Rouge                 Stated Documentation         0.5              0          1        11/01/05
Gardena                     Full Documentation           0.5              0          1        11/01/05
Riverside                   Stated Documentation         0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Corona                      Full Documentation           0.5              0          1        11/01/05
Rantoul                     Full Documentation           0.5              0          1        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Allegheny                   No Documentation             0.5              0          1        11/01/05
NORTH HIGHLANDS             Full Documentation           0.5              0          1        11/01/05
Klein                       No Documentation             0.5              0          1        11/01/05
Massapequa                  Limited Documentation        0.5              0          1        11/01/05
Parkville                   Full Documentation           0.5              0          1        11/01/05
Glen                        Full Documentation           0.5              0          1        11/01/05
Candler                     Stated Documentation         0.5              0          1        11/01/05
Naomi                       Full Documentation           0.5              0          1        11/01/05
Corona                      Full Documentation           0.5              0          1        11/01/05
Hudson                      Full Documentation           0.5              0          1        11/01/05
Quinton                     Limited Documentation        0.5              0          1        11/01/05
Franklin                    Full Documentation           0.5              0          1        11/01/05
Portland                    Stated Documentation         0.5              0          1        11/01/05
Fresno                      Full Documentation           0.5              0          1        11/01/05
Lykens                      Stated Documentation         0.5              0          1        11/01/05
Oak Park                    Full Documentation           0.5              0          1        11/01/05
Columbus                    Stated Documentation         0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Ewing                       Limited Documentation        0.5              0          1        11/01/05
Lehigh                      Stated Documentation         0.5              0          1        11/01/05
Kilby                       No Documentation             0.5              0          1        11/01/05
Walloomsac                  Full Documentation           0.5              0          1        11/01/05
Melbourne                   Stated Documentation         0.5              0          1        11/01/05
Plyler                      Full Documentation           0.5              0          1        11/01/05
Baker                       Full Documentation           0.5              0          1        11/01/05
Trenton                     Full Documentation           0.5              0          1        11/01/05
Garden Grove                Stated Documentation         0.5              0          2        11/01/05
Randolph                    Full Documentation           0.5              0          1        11/01/05
Batavia                     Stated Documentation         0.5              0          1        11/01/05
Kissimmee                   No Documentation             0.5              0          1        11/01/05
Etna                        Full Documentation           0.5              0          1        11/01/05
Fairmount                   Limited Documentation        0.5              0          1        11/01/05
Scottsdale                  Full Documentation           0.5              0          1        11/01/05
Candler                     Stated Documentation         0.5              0          2        11/01/05
Gilbert                     Full Documentation           0.5              0          1        11/01/05
Greenwood                   Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Vallejo                     Limited Documentation        0.5              0          1        11/01/05
Garland                     Stated Documentation         0.5              0          1        11/01/05
Stratmoor Hills             Full Documentation           0.5              0          1        11/01/05
29 Palms                    Stated Documentation         0.5              0          1        11/01/05
Carrollton                  Limited Documentation        0.5              0          1        11/01/05
Orlando                     Stated Documentation         0.5              0          1        11/01/05
Somerville                  Full Documentation           0.5              0          1        11/01/05
Garland                     Stated Documentation         0.5              0          1        11/01/05
Lake Charles                Full Documentation           0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          2        11/01/05
Everett                     Full Documentation           0.5              0          1        11/01/05
Commack                     Stated Documentation         0.5              0          1        11/01/05
Columbus                    Full Documentation           0.5              0          1        11/01/05
Lake Isabella               Stated Documentation         0.5              0          1        11/01/05
Palm Coast                  Full Documentation           0.5              0          1        11/01/05
Gates Mills                 Stated Documentation         0.5              0          1        11/01/05
San Diego                   Full Documentation           0.5              0          2        11/01/05
Atlanta                     Full Documentation           0.5              0          2        11/01/05
Yaphank                     Full Documentation           0.5              0          1        11/01/05
Ocean City                  Stated Documentation         0.5              0          1        11/01/05
Palm Desert                 Stated Documentation         0.5              0          2        11/01/05
Vale                        Stated Documentation         0.5              0          1        11/01/05
Walden                      Stated Documentation         0.5              0          1        11/01/05
Deer Park                   Stated Documentation         0.5              0          1        11/01/05
Bayou Vista                 Full Documentation           0.5              0          1        11/01/05
Milo                        Full Documentation           0.5              0          1        11/01/05
North Chelmsford            Full Documentation           0.5              0          1        11/01/05
Belding                     No Documentation             0.5              0          1        11/01/05
Drew                        Stated Documentation         0.5              0          1        11/01/05
Loganville                  Stated Documentation         0.5              0          1        11/01/05
Northampton                 Full Documentation           0.5              0          1        11/01/05
Milwaukee                   Full Documentation           0.5              0          1        11/01/05
Jamison                     Full Documentation           0.5              0          1        11/01/05
Spokane                     Full Documentation           0.5              0          1        11/01/05
Heer Park                   Full Documentation           0.5              0          1        11/01/05
Fort Wayne                  Full Documentation           0.5              0          1        11/01/05
Fort Edward                 Stated Documentation         0.5              0          1        11/01/05
Lebanon                     Full Documentation           0.5              0          1        11/01/05
Davie                       Stated Documentation         0.5              0          1        11/01/05
Columbus                    Full Documentation           0.5              0          1        11/01/05
Double Oak                  Full Documentation           0.5              0          1        11/01/05
Redland                     Full Documentation           0.5              0          1        11/01/05
North Lima                  Full Documentation           0.5              0          1        11/01/05
Farmingville                Full Documentation           0.5              0          1        11/01/05
Lithonia                    No Documentation             0.5              0          1        11/01/05
Hazelwood                   Full Documentation           0.5              0          1        11/01/05
Wooster                     Stated Documentation         0.5              0          1        11/01/05
Sumner                      Stated Documentation         0.5              0          1        11/01/05
Lithonia                    Full Documentation           0.5              0          1        11/01/05
Denton                      Limited Documentation        0.5              0          1        11/01/05
San Jacinto                 Full Documentation           0.5              0          1        11/01/05
San Jacinto                 Full Documentation           0.5              0          2        11/01/05
Hesperia                    Stated Documentation         0.5              0          2        11/01/05
Allegheny                   Stated Documentation         0.5              0          1        11/01/05
Escondido                   Stated Documentation         0.5              0          1        11/01/05
Monroe                      Full Documentation           0.5              0          1        11/01/05
East                        Stated Documentation         0.5              0          1        11/01/05
Coleta                      Limited Documentation        0.5              0          1        11/01/05
Kimball                     Stated Documentation         0.5              0          1        11/01/05
Glassport                   Full Documentation           0.5              0          1        11/01/05
Concord                     Full Documentation           0.5              0          1        11/01/05
Redland                     Full Documentation           0.5              0          2        11/01/05
San Diego                   Stated Documentation         0.5              0          2        11/01/05
Plum                        Stated Documentation         0.5              0          1        11/01/05
Castle                      Full Documentation           0.5              0          1        11/01/05
Hopewell                    Full Documentation           0.5              0          1        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Hudson                      Full Documentation           0.5              0          2        11/01/05
Milnesville                 Full Documentation           0.5              0          1        11/01/05
Riverview                   Full Documentation           0.5              0          1        11/01/05
Fitzgerald                  Full Documentation           0.5              0          1        11/01/05
Tamaya                      Full Documentation           0.5              0          1        11/01/05
Rochester                   Stated Documentation         0.5              0          1        11/01/05
Eden Isle                   Stated Documentation         0.5              0          1        11/01/05
Romoland                    Full Documentation           0.5              0          1        11/01/05
Tulsa                       Stated Documentation         0.5              0          1        11/01/05
Lafayette                   Stated Documentation         0.5              0          1        11/01/05
Brandon                     Full Documentation           0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Escondido                   Stated Documentation         0.5              0          2        11/01/05
Montegut                    Full Documentation           0.5              0          1        11/01/05
Iron Mtn                    Full Documentation           0.5              0          1        11/01/05
Chattanooga                 Full Documentation           0.5              0          1        11/01/05
Loganville                  Stated Documentation         0.5              0          2        11/01/05
Riviera Beach               Stated Documentation         0.5              0          1        11/01/05
Dumfries                    Full Documentation           0.5              0          1        11/01/05
Rockford                    Limited Documentation        0.5              0          1        11/01/05
Tampa                       Stated Documentation         0.5              0          1        11/01/05
Anadarko                    Full Documentation           0.5              0          1        11/01/05
Drew                        Stated Documentation         0.5              0          2        11/01/05
Am Qui                      Full Documentation           0.5              0          1        11/01/05
Palos Heights               Full Documentation           0.5              0          1        11/01/05
Double Oak                  Full Documentation           0.5              0          2        11/01/05
Lynwood                     Full Documentation           0.5              0          1        11/01/05
Murrieta                    Full Documentation           0.5              0          1        11/01/05
Gene Autry                  Full Documentation           0.5              0          1        11/01/05
Masonville                  Full Documentation           0.5              0          1        11/01/05
Fullerton                   Stated Documentation         0.5              0          2        11/01/05
Metamora                    Full Documentation           0.5              0          1        11/01/05
West Falls                  Full Documentation           0.5              0          1        11/01/05
Garden Grove                Stated Documentation         0.5              0          1        11/01/05
Braymer                     Stated Documentation         0.5              0          1        11/01/05
Stanton                     Full Documentation           0.5              0          1        11/01/05
Park                        Full Documentation           0.5              0          1        11/01/05
Lake Charles                Full Documentation           0.5              0          1        11/01/05
Conklin                     Stated Documentation         0.5              0          1        11/01/05
Camarillo                   Full Documentation           0.5              0          1        11/01/05
Tavistock                   Full Documentation           0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
Rock Hill                   Full Documentation           0.5              0          1        11/01/05
29 Palms                    Stated Documentation         0.5              0          2        11/01/05
Watauga                     No Documentation             0.5              0          1        11/01/05
Palm Coast                  Full Documentation           0.5              0          2        11/01/05
Okesa                       Stated Documentation         0.5              0          1        11/01/05
Bonita                      No Documentation             0.5              0          1        11/01/05
Harvey                      Full Documentation           0.5              0          1        11/01/05
Moreno Valley               Full Documentation           0.5              0          1        11/01/05
Toledo                      Full Documentation           0.5              0          1        11/01/05
Temecula                    Stated Documentation         0.5              0          2        11/01/05
Flint                       Full Documentation           0.5              0          1        11/01/05
Escondido                   Stated Documentation         0.5              0          1        11/01/05
Moreno                      Stated Documentation         0.5              0          1        11/01/05
Bald Knob                   Full Documentation           0.5              0          1        11/01/05
Universal                   Full Documentation           0.5              0          1        11/01/05
Springfield                 Full Documentation           0.5              0          1        11/01/05
Jacksonville                Full Documentation           0.5              0          1        11/01/05
Four Corners                Full Documentation           0.5              0          1        11/01/05
Lawton                      Full Documentation           0.5              0          1        11/01/05
Brooks                      Full Documentation           0.5              0          1        11/01/05
Anaheim                     Stated Documentation         0.5              0          2        11/01/05
Park City                   Full Documentation           0.5              0          1        11/01/05
Kent                        Limited Documentation        0.5              0          1        11/01/05
Greenville                  Full Documentation           0.5              0          1        11/01/05
Grand Prairie               Full Documentation           0.5              0          1        11/01/05
Atlanta                     No Documentation             0.5              0          1        11/01/05
Gering                      Full Documentation           0.5              0          1        11/01/05
Kathleen                    Full Documentation           0.5              0          1        11/01/05
Utica                       Full Documentation           0.5              0          1        11/01/05
Lima                        Full Documentation           0.5              0          1        11/01/05
Oceanside                   Stated Documentation         0.5              0          2        11/01/05
Las Vegas                   Stated Documentation         0.5              0          1        11/01/05
Jeannette                   Full Documentation           0.5              0          1        11/01/05
Rockford                    Full Documentation           0.5              0          1        11/01/05
Minneapolis                 Stated Documentation         0.5              0          2        11/01/05
Savannah                    Full Documentation           0.5              0          1        11/01/05
Sayre                       Full Documentation           0.5              0          1        11/01/05
Chagrin Falls               Full Documentation           0.5              0          1        11/01/05
Upland                      Limited Documentation        0.5              0          1        11/01/05
Jordan                      No Documentation             0.5              0          1        11/01/05
Lorain                      Full Documentation           0.5              0          1        11/01/05
Alleghany                   Full Documentation           0.5              0          1        11/01/05
Laurel                      Full Documentation           0.5              0          1        11/01/05
Nuevo                       Stated Documentation         0.5              0          1        11/01/05
Halcyon                     Full Documentation           0.5              0          1        11/01/05
Mayodan                     Full Documentation           0.5              0          1        11/01/05
Rialto                      Full Documentation           0.5              0          1        11/01/05
Johnstown                   No Documentation             0.5              0          1        11/01/05
Grand Saline                Full Documentation           0.5              0          1        11/01/05
Whitesville                 Full Documentation           0.5              0          1        11/01/05
Los Angeles                 Stated Documentation         0.5              0          2        11/01/05
Flint                       Full Documentation           0.5              0          1        11/01/05
Booneville                  Full Documentation           0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Goodrich                    Stated Documentation         0.5              0          1        11/01/05
Tyson                       Stated Documentation         0.5              0          1        11/01/05
Phoenix                     Full Documentation           0.5              0          1        11/01/05
New Market                  Full Documentation           0.5              0          1        11/01/05
Massillon                   Full Documentation           0.5              0          1        11/01/05
Charlottesville             Stated Documentation         0.5              0          1        11/01/05
Katy                        Limited Documentation        0.5              0          1        11/01/05
Siloam Springs              Full Documentation           0.5              0          1        11/01/05
Muldrow                     Full Documentation           0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          2        11/01/05
Port Charlotte              Stated Documentation         0.5              0          1        11/01/05
Akron                       Limited Documentation        0.5              0          1        11/01/05
San Jacinto                 Full Documentation           0.5              0          2        11/01/05
Sun City                    Stated Documentation         0.5              0          2        11/01/05
Murrieta                    Stated Documentation         0.5              0          1        11/01/05
Pittsburgh                  Full Documentation           0.5              0          1        11/01/05
Milwaukee                   Full Documentation           0.5              0          1        11/01/05
Brooklyn                    Full Documentation           0.5              0          1        11/01/05
Fairport                    Stated Documentation         0.5              0          2        11/01/05
Saint Joseph                Full Documentation           0.5              0          1        11/01/05
Zion                        Full Documentation           0.5              0          1        11/01/05
Orcutt                      Stated Documentation         0.5              0          1        11/01/05
Nuevo                       Stated Documentation         0.5              0          2        11/01/05
Weirton                     Full Documentation           0.5              0          1        11/01/05
Calumet City                Full Documentation           0.5              0          1        11/01/05
Smithfield                  Full Documentation           0.5              0          1        11/01/05
Granger                     Full Documentation           0.5              0          1        11/01/05
Greenville                  Full Documentation           0.5              0          1        11/01/05
Fort Worth                  Stated Documentation         0.5              0          1        11/01/05
Victoria                    Full Documentation           0.5              0          1        11/01/05
Oxnard                      Full Documentation           0.5              0          1        11/01/05
Lavina                      Full Documentation           0.5              0          1        11/01/05
Crestview                   Full Documentation           0.5              0          1        11/01/05
Dennis Mills                Full Documentation           0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
New Market                  Full Documentation           0.5              0          2        11/01/05
Livonia                     Full Documentation           0.5              0          1        11/01/05
Omaha                       Stated Documentation         0.5              0          1        11/01/05
Greenwich                   Stated Documentation         0.5              0          1        11/01/05
Fort Wayne                  Full Documentation           0.5              0          1        11/01/05
Beaufort                    Limited Documentation        0.5              0          1        11/01/05
Fairfield                   Full Documentation           0.5              0          1        11/01/05
Yucca Valley                Full Documentation           0.5              0          1        11/01/05
Murrieta                    Stated Documentation         0.5              0          2        11/01/05
Lorain                      Full Documentation           0.5              0          1        11/01/05
Hemet                       Stated Documentation         0.5              0          2        11/01/05
Clayton                     Stated Documentation         0.5              0          2        11/01/05
Fort Payne                  Full Documentation           0.5              0          1        11/01/05
Alto                        Full Documentation           0.5              0          1        11/01/05
Hallsville                  Stated Documentation         0.5              0          1        11/01/05
Cassville                   Full Documentation           0.5              0          1        11/01/05
Arcola                      Full Documentation           0.5              0          1        11/01/05
Atlanta                     No Documentation             0.5              0          2        11/01/05
Yuba City                   Stated Documentation         0.5              0          1        11/01/05
Etowah                      Full Documentation           0.5              0          1        11/01/05
Savannah                    Full Documentation           0.5              0          1        11/01/05
Burlington                  Full Documentation           0.5              0          1        11/01/05
Greenacres                  Stated Documentation         0.5              0          1        11/01/05
Oakland                     Stated Documentation         0.5              0          1        11/01/05
Sarasota                    Full Documentation           0.5              0          1        11/01/05
Louisville                  Full Documentation           0.5              0          1        11/01/05
Westland                    Stated Documentation         0.5              0          1        11/01/05
Barb                        No Documentation             0.5              0          1        11/01/05
Monongahela                 Full Documentation           0.5              0          1        11/01/05
Skyway                      Stated Documentation         0.5              0          1        11/01/05
Washington                  Full Documentation           0.5              0          1        11/01/05
Downey                      Full Documentation           0.5              0          1        11/01/05
Rochester                   Full Documentation           0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Rockwood                    Full Documentation           0.5              0          1        11/01/05
Pendleton                   Full Documentation           0.5              0          1        11/01/05
Cleveland                   Stated Documentation         0.5              0          1        11/01/05
Louisville                  Full Documentation           0.5              0          1        11/01/05
Wichita                     Full Documentation           0.5              0          1        11/01/05
Knoxville                   Full Documentation           0.5              0          1        11/01/05
Keithville                  Full Documentation           0.5              0          1        11/01/05
Atwater                     Full Documentation           0.5              0          1        11/01/05
Toledo                      Limited Documentation        0.5              0          1        11/01/05
Belvidere                   Full Documentation           0.5              0          1        11/01/05
Hurdle Mills                Stated Documentation         0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Highlands                   Full Documentation           0.5              0          1        11/01/05
Plainfield                  Full Documentation           0.5              0          1        11/01/05
Rosedale                    No Documentation             0.5              0          1        11/01/05
Arnold                      Full Documentation           0.5              0          1        11/01/05
Avon                        Stated Documentation         0.5              0          1        11/01/05
Midtown                     Full Documentation           0.5              0          1        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Watauga                     No Documentation             0.5              0          2        11/01/05
Acushnet                    Limited Documentation        0.5              0          1        11/01/05
Summ                        Stated Documentation         0.5              0          1        11/01/05
Four Corners                Full Documentation           0.5              0          2        11/01/05
Swansea                     Stated Documentation         0.5              0          1        11/01/05
Rockford                    Stated Documentation         0.5              0          1        11/01/05
Greenacres                  Stated Documentation         0.5              0          2        11/01/05
Saint Louis                 Full Documentation           0.5              0          1        11/01/05
Key West                    No Documentation             0.5              0          1        11/01/05
Santa Rosa                  Stated Documentation         0.5              0          1        11/01/05
Belleview                   Full Documentation           0.5              0          1        11/01/05
TEXARKANA                   Limited Documentation        0.5              0          1        12/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Bryan                       Limited Documentation        0.5              0          1        11/01/05
Spring                      Full Documentation           0.5              0          1        11/01/05
Luray                       Full Documentation           0.5              0          1        11/01/05
Lockport                    Full Documentation           0.5              0          1        11/01/05
Ashton                      Stated Documentation         0.5              0          1        11/01/05
Dawson                      Full Documentation           0.5              0          1        11/01/05
Zephyrhills                 Full Documentation           0.5              0          1        11/01/05
Broken Arrow                Stated Documentation         0.5              0          2        11/01/05
Robbins                     Full Documentation           0.5              0          1        11/01/05
Zephyrhills                 Full Documentation           0.5              0          2        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Rossville                   Full Documentation           0.5              0          1        11/01/05
Bonham                      Full Documentation           0.5              0          1        11/01/05
Pawtucket                   Stated Documentation         0.5              0          1        11/01/05
Grayling                    Stated Documentation         0.5              0          1        11/01/05
Centereach                  No Documentation             0.5              0          1        11/01/05
Riverview                   Full Documentation           0.5              0          2        11/01/05
Rio Rancho                  Full Documentation           0.5              0          1        11/01/05
Colton                      Stated Documentation         0.5              0          1        11/01/05
Harvey                      Stated Documentation         0.5              0          1        11/01/05
Heer Park                   Stated Documentation         0.5              0          1        11/01/05
Saint Peters                Full Documentation           0.5              0          1        11/01/05
Wylie                       Stated Documentation         0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Toledo                      Full Documentation           0.5              0          1        11/01/05
Sandy                       Full Documentation           0.5              0          1        11/01/05
Monsey                      Full Documentation           0.5              0          1        11/01/05
Leonardtown                 Full Documentation           0.5              0          2        11/01/05
Fresno                      Stated Documentation         0.5              0          1        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Nashville                   Stated Documentation         0.5              0          1        11/01/05
Winchester                  Full Documentation           0.5              0          1        11/01/05
Tampa                       Stated Documentation         0.5              0          2        11/01/05
Ink                         Full Documentation           0.5              0          1        11/01/05
Dearborn Heights            Stated Documentation         0.5              0          1        11/01/05
North Hollywood             Stated Documentation         0.5              0          1        11/01/05
Rio Rancho                  Full Documentation           0.5              0          2        11/01/05
Northampton                 Full Documentation           0.5              0          2        11/01/05
Hephzibah                   Limited Documentation        0.5              0          1        11/01/05
Dix Hills                   Full Documentation           0.5              0          1        11/01/05
Dayton                      Stated Documentation         0.5              0          1        11/01/05
Santa Ana                   Stated Documentation         0.5              0          2        11/01/05
Sandy                       Stated Documentation         0.5              0          1        11/01/05
North Hollywood             Stated Documentation         0.5              0          2        11/01/05
Aurora                      Full Documentation           0.5              0          1        11/01/05
Moreno Valley               Full Documentation           0.5              0          2        11/01/05
Aurora                      Full Documentation           0.5              0          2        11/01/05
Escondido                   Stated Documentation         0.5              0          1        11/01/05
Toledo                      Full Documentation           0.5              0          1        11/01/05
Arboga                      Stated Documentation         0.5              0          1        11/01/05
Montz                       Full Documentation           0.5              0          1        11/01/05
Albuquerque                 Stated Documentation         0.5              0          1        11/01/05
Phyllis                     Full Documentation           0.5              0          1        11/01/05
Ink                         Full Documentation           0.5              0          2        11/01/05
Humble                      Full Documentation           0.5              0          1        11/01/05
Broken Arrow                Limited Documentation        0.5              0          1        11/01/05
Cape Coral                  Full Documentation           0.5              0          1        11/01/05
Rochester                   Full Documentation           0.5              0          1        11/01/05
Hawleyton                   Stated Documentation         0.5              0          1        11/01/05
Gulfport                    Stated Documentation         0.5              0          2        11/01/05
Garland                     Stated Documentation         0.5              0          2        11/01/05
Meskegon                    Full Documentation           0.5              0          1        11/01/05
Melbourne                   Stated Documentation         0.5              0          1        11/01/05
Centuck                     Full Documentation           0.5              0          1        11/01/05
Ambridge                    Full Documentation           0.5              0          1        11/01/05
Buffalo                     Full Documentation           0.5              0          1        11/01/05
FEDERAL WAY                 Stated Documentation         0.5              0          2        11/01/05
Monsey                      Full Documentation           0.5              0          1        11/01/05
Dennis Mills                Full Documentation           0.5              0          2        11/01/05
Crystal                     Full Documentation           0.5              0          2        11/01/05
Vale                        Stated Documentation         0.5              0          2        11/01/05
Houston                     Full Documentation           0.5              0          1        11/01/05
Holiday                     Stated Documentation         0.5              0          1        11/01/05
Colorado Springs            Full Documentation           0.5              0          1        11/01/05
Rosedale                    No Documentation             0.5              0          2        11/01/05
Corcoran                    Stated Documentation         0.5              0          1        11/01/05
Dequincy                    Full Documentation           0.5              0          1        11/01/05
Little Rock                 Full Documentation           0.5              0          1        11/01/05
Danielsville                Full Documentation           0.5              0          1        11/01/05
Oats                        Full Documentation           0.5              0          1        11/01/05
Matteson                    Stated Documentation         0.5              0          1        11/01/05
Southaven                   Stated Documentation         0.5              0          1        11/01/05
Marysville                  Full Documentation           0.5              0          1        11/01/05
Belding                     No Documentation             0.5              0          2        11/01/05
Lynchburg                   Full Documentation           0.5              0          1        11/01/05
Everett                     Full Documentation           0.5              0          1        11/01/05
Sandy                       Stated Documentation         0.5              0          2        11/01/05
Grain Valley                Stated Documentation         0.5              0          2        11/01/05
Margate                     Stated Documentation         0.5              0          1        11/01/05
Durham                      Stated Documentation         0.5              0          1        11/01/05
Stanton                     Full Documentation           0.5              0          2        11/01/05
Basin                       Full Documentation           0.5              0          1        11/01/05
Forestville                 Full Documentation           0.5              0          1        11/01/05
Colorado Springs            Full Documentation           0.5              0          2        11/01/05
Easley                      Stated Documentation         0.5              0          1        11/01/05
Avenel                      Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Sneedville                  Full Documentation           0.5              0          1        11/01/05
La Puente                   No Documentation             0.5              0          1        11/01/05
Lehigh                      Stated Documentation         0.5              0          1        11/01/05
Casselberry                 Stated Documentation         0.5              0          2        11/01/05
Flossmoor                   Stated Documentation         0.5              0          1        11/01/05
Hanes                       Full Documentation           0.5              0          1        11/01/05
Tacoma                      Stated Documentation         0.5              0          1        11/01/05
Naples                      Stated Documentation         0.5              0          1        11/01/05
Muscoy                      No Documentation             0.5              0          1        11/01/05
Ingram                      Full Documentation           0.5              0          1        11/01/05
Durham                      Stated Documentation         0.5              0          2        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Columbia                    Full Documentation           0.5              0          1        11/01/05
Ocala                       Limited Documentation        0.5              0          1        11/01/05
Norbeck                     Stated Documentation         0.5              0          1        11/01/05
Hayward                     Stated Documentation         0.5              0          2        11/01/05
Gilmore                     No Documentation             0.5              0          1        11/01/05
Corcoran                    Stated Documentation         0.5              0          2        11/01/05
Las Cruces                  Limited Documentation        0.5              0          1        11/01/05
Everett                     Full Documentation           0.5              0          2        11/01/05
Detroit                     Stated Documentation         0.5              0          2        11/01/05
Englewood                   Stated Documentation         0.5              0          1        11/01/05
Golden                      Stated Documentation         0.5              0          1        11/01/05
Lakin                       Stated Documentation         0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Battle Creek                Full Documentation           0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Sarasota                    Stated Documentation         0.5              0          1        11/01/05
Phoenix                     Stated Documentation         0.5              0          1        11/01/05
Walton                      Full Documentation           0.5              0          1        11/01/05
Dearborn Heights            Stated Documentation         0.5              0          2        11/01/05
Altoona                     Full Documentation           0.5              0          1        11/01/05
Saint Louis                 Stated Documentation         0.5              0          1        11/01/05
Phoenix                     Stated Documentation         0.5              0          2        11/01/05
Albuquerque                 Stated Documentation         0.5              0          2        11/01/05
Lakin                       Stated Documentation         0.5              0          2        11/01/05
Santa Maria                 Stated Documentation         0.5              0          1        11/01/05
Old Hickory                 Full Documentation           0.5              0          1        11/01/05
Sonora                      Full Documentation           0.5              0          1        11/01/05
Easley                      Stated Documentation         0.5              0          2        11/01/05
South Holland               Stated Documentation         0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          2        11/01/05
Cadillac                    Full Documentation           0.5              0          1        11/01/05
Elyria                      Full Documentation           0.5              0          1        11/01/05
Sharptown                   Stated Documentation         0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Humble                      Stated Documentation         0.5              0          2        11/01/05
Phoenix                     Full Documentation           0.5              0          2        11/01/05
Cheyenne                    Full Documentation           0.5              0          1        11/01/05
Cheyenne                    Full Documentation           0.5              0          2        11/01/05
Queen Creek                 Stated Documentation         0.5              0          1        11/01/05
Easton                      Full Documentation           0.5              0          1        11/01/05
El Monte                    Stated Documentation         0.5              0          1        11/01/05
Oklahoma City               Limited Documentation        0.5              0          1        11/01/05
Pasadena                    Full Documentation           0.5              0          2        11/01/05
Steamboat Springs           Full Documentation           0.5              0          1        11/01/05
Queen Creek                 Stated Documentation         0.5              0          2        11/01/05
Lehigh                      Stated Documentation         0.5              0          2        11/01/05
Kansas City                 Limited Documentation        0.5              0          1        11/01/05
Baldwin                     Stated Documentation         0.5              0          1        11/01/05
Santa Ana                   Stated Documentation         0.5              0          1        11/01/05
Las Vegas                   Stated Documentation         0.5              0          1        11/01/05
Steamboat Springs           Full Documentation           0.5              0          2        11/01/05
Hayward                     Full Documentation           0.5              0          1        11/01/05
Alameda                     Full Documentation           0.5              0          1        11/01/05
Lititz                      Full Documentation           0.5              0          1        11/01/05
Rochester                   Stated Documentation         0.5              0          2        11/01/05
Malden                      Stated Documentation         0.5              0          2        11/01/05
Westland                    Limited Documentation        0.5              0          1        11/01/05
Atlanta                     Stated Documentation         0.5              0          2        11/01/05
South Holland               Stated Documentation         0.5              0          2        11/01/05
Camden                      Stated Documentation         0.5              0          1        11/01/05
Fargo                       Full Documentation           0.5              0          1        11/01/05
Glen Allen                  Full Documentation           0.5              0          1        11/01/05
Meskegon                    Stated Documentation         0.5              0          1        11/01/05
Kissimmee                   Stated Documentation         0.5              0          1        11/01/05
Murrieta                    Full Documentation           0.5              0          2        11/01/05
Anderson                    Stated Documentation         0.5              0          1        11/01/05
Newburgh                    Full Documentation           0.5              0          1        11/01/05
Maylene                     Full Documentation           0.5              0          1        11/01/05
Santa Maria                 Stated Documentation         0.5              0          2        11/01/05
Kenner                      Full Documentation           0.5              0          1        11/01/05
Portland                    No Documentation             0.5              0          1        11/01/05
Brighton                    Stated Documentation         0.5              0          1        11/01/05
North East                  Stated Documentation         0.5              0          1        11/01/05
Raytown                     Full Documentation           0.5              0          1        11/01/05
Parker                      Stated Documentation         0.5              0          1        11/01/05
Chino                       Limited Documentation        0.5              0          1        11/01/05
Noble                       Full Documentation           0.5              0          1        11/01/05
Palmdale                    Full Documentation           0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Naples                      Stated Documentation         0.5              0          1        11/01/05
Joy                         Full Documentation           0.5              0          1        11/01/05
Zion City                   Full Documentation           0.5              0          1        11/01/05
Herkimer                    Full Documentation           0.5              0          1        11/01/05
Memphis                     Stated Documentation         0.5              0          1        11/01/05
Saint Petersburg            Full Documentation           0.5              0          1        11/01/05
Lima                        Full Documentation           0.5              0          1        11/01/05
Montgomery                  Stated Documentation         0.5              0          1        11/01/05
Houston                     Stated Documentation         0.5              0          1        11/01/05
Orangeburg                  Stated Documentation         0.5              0          1        11/01/05
Pueblo                      Stated Documentation         0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Boardman                    Full Documentation           0.5              0          1        11/01/05
Dennison                    Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Stated Documentation         0.5              0          2        11/01/05
Onaway                      Full Documentation           0.5              0          1        11/01/05
Chino                       Limited Documentation        0.5              0          2        11/01/05
Kearns                      Stated Documentation         0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          2        11/01/05
Bar Harbor                  Stated Documentation         0.5              0          1        11/01/05
Riverside                   Stated Documentation         0.5              0          2        11/01/05
Mashpee                     Full Documentation           0.5              0          1        11/01/05
Baton Rouge                 Full Documentation           0.5              0          1        11/01/05
Lima                        Full Documentation           0.5              0          1        11/01/05
Geneva                      Full Documentation           0.5              0          1        11/01/05
Fairfield                   Full Documentation           0.5              0          2        11/01/05
Chino Hills                 Full Documentation           0.5              0          1        11/01/05
Cary                        No Documentation             0.5              0          1        11/01/05
Fishers                     Full Documentation           0.5              0          1        11/01/05
Dearborn Heights            Full Documentation           0.5              0          1        11/01/05
Angola                      Full Documentation           0.5              0          1        11/01/05
Lake Elsinore               Full Documentation           0.5              0          1        11/01/05
Pueblo                      Stated Documentation         0.5              0          2        11/01/05
Hockessin                   Full Documentation           0.5              0          1        11/01/05
Paint Rock                  Stated Documentation         0.5              0          1        11/01/05
Watts                       Stated Documentation         0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
Houston                     Full Documentation           0.5              0          1        11/01/05
Warren                      Stated Documentation         0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Ocoee                       Full Documentation           0.5              0          1        11/01/05
Topeka                      Stated Documentation         0.5              0          1        11/01/05
Knoxville                   Stated Documentation         0.5              0          1        11/01/05
Naples                      Stated Documentation         0.5              0          2        11/01/05
Houston                     No Documentation             0.5              0          1        11/01/05
Camp Springs                Full Documentation           0.5              0          1        11/01/05
Lyndon                      Full Documentation           0.5              0          1        11/01/05
Riviera Beach               Stated Documentation         0.5              0          2        11/01/05
Pearland                    Full Documentation           0.5              0          1        11/01/05
Escondido                   Stated Documentation         0.5              0          2        11/01/05
Brighton                    Stated Documentation         0.5              0          2        11/01/05
Crestmore                   Stated Documentation         0.5              0          1        11/01/05
Quito                       Full Documentation           0.5              0          1        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Ramona                      Full Documentation           0.5              0          1        11/01/05
Mars                        No Documentation             0.5              0          1        11/01/05
Weare                       Stated Documentation         0.5              0          1        11/01/05
Sumner                      Full Documentation           0.5              0          1        11/01/05
Lawrence                    Stated Documentation         0.5              0          1        11/01/05
Mendenhall                  Full Documentation           0.5              0          1        11/01/05
Yuba City                   Stated Documentation         0.5              0          2        11/01/05
Pomona                      Full Documentation           0.5              0          1        11/01/05
Tuskegee                    Full Documentation           0.5              0          1        11/01/05
Port Charlotte              Stated Documentation         0.5              0          2        11/01/05
Grafton                     No Documentation             0.5              0          1        11/01/05
Palm Harbor                 Full Documentation           0.5              0          1        11/01/05
Bradford                    Full Documentation           0.5              0          1        11/01/05
Akron                       Stated Documentation         0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Saint Peters                Full Documentation           0.5              0          2        11/01/05
Moore                       Full Documentation           0.5              0          1        11/01/05
Jamaica                     Stated Documentation         0.5              0          1        11/01/05
Gulfport                    Full Documentation           0.5              0          1        11/01/05
Ldhl                        Stated Documentation         0.5              0          1        11/01/05
Highlands                   Stated Documentation         0.5              0          1        11/01/05
WAXHAW                      Stated Documentation         0.5              0          2        11/01/05
Crestmore                   Stated Documentation         0.5              0          2        11/01/05
Boardman                    Full Documentation           0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Dillon                      Stated Documentation         0.5              0          1        11/01/05
Baugh                       Full Documentation           0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Merriam                     Full Documentation           0.5              0          1        11/01/05
Houston                     No Documentation             0.5              0          2        11/01/05
Pilot Point                 Stated Documentation         0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Gary                        Stated Documentation         0.5              0          1        11/01/05
Highlands                   Stated Documentation         0.5              0          2        11/01/05
Marion                      Full Documentation           0.5              0          1        11/01/05
Arbutus                     No Documentation             0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Kansas City                 Full Documentation           0.5              0          1        11/01/05
Fort Worth                  Stated Documentation         0.5              0          2        11/01/05
Arlington                   Full Documentation           0.5              0          1        11/01/05
Collinsville                Full Documentation           0.5              0          1        11/01/05
Murray                      Stated Documentation         0.5              0          1        11/01/05
Elsdon                      Full Documentation           0.5              0          1        11/01/05
Lacey                       Stated Documentation         0.5              0          1        11/01/05
Kissimmee                   No Documentation             0.5              0          1        11/01/05
Tucson                      Stated Documentation         0.5              0          1        11/01/05
Green                       Full Documentation           0.5              0          1        11/01/05
Garner                      Full Documentation           0.5              0          1        11/01/05
Newbury                     Full Documentation           0.5              0          1        11/01/05
Carroll                     Full Documentation           0.5              0          1        11/01/05
Margate                     Full Documentation           0.5              0          1        11/01/05
Murray                      Stated Documentation         0.5              0          2        11/01/05
Hemet                       No Documentation             0.5              0          1        11/01/05
Clay                        Full Documentation           0.5              0          1        11/01/05
Murrieta                    Full Documentation           0.5              0          1        11/01/05
Columbus                    Full Documentation           0.5              0          1        11/01/05
Takoma Park                 Stated Documentation         0.5              0          1        11/01/05
Golden                      Stated Documentation         0.5              0          2        11/01/05
Baileyton                   Full Documentation           0.5              0          1        11/01/05
Cleveland                   Stated Documentation         0.5              0          1        11/01/05
Summerville                 Stated Documentation         0.5              0          1        11/01/05
Summerville                 Stated Documentation         0.5              0          2        11/01/05
East                        Full Documentation           0.5              0          1        11/01/05
Sinsheim                    Full Documentation           0.5              0          1        11/01/05
Pawtucket                   Stated Documentation         0.5              0          2        11/01/05
Tampa                       Full Documentation           0.5              0          1        11/01/05
Manoa                       Full Documentation           0.5              0          1        11/01/05
Escondido                   Stated Documentation         0.5              0          1        11/01/05
Englewood                   Stated Documentation         0.5              0          2        11/01/05
Carrollton                  Full Documentation           0.5              0          1        11/01/05
Clark                       Stated Documentation         0.5              0          1        11/01/05
Sapulpa                     Full Documentation           0.5              0          1        11/01/05
Parsons                     Full Documentation           0.5              0          1        11/01/05
Keavy                       Full Documentation           0.5              0          1        11/01/05
Kent City                   Full Documentation           0.5              0          1        11/01/05
Glen Allen                  Full Documentation           0.5              0          2        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Avalon                      Full Documentation           0.5              0          1        11/01/05
Oakridge                    Full Documentation           0.5              0          1        11/01/05
Siloam Springs              Full Documentation           0.5              0          2        11/01/05
Los Angeles                 Full Documentation           0.5              0          1        11/01/05
Santa Ana                   Stated Documentation         0.5              0          2        11/01/05
Mc Kinney                   Stated Documentation         0.5              0          1        11/01/05
San Leandro                 Full Documentation           0.5              0          1        11/01/05
San Leandro                 Full Documentation           0.5              0          2        11/01/05
Scranton                    Full Documentation           0.5              0          1        11/01/05
Scranton                    Full Documentation           0.5              0          2        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Gallatin                    Full Documentation           0.5              0          1        11/01/05
Grenelefe                   Full Documentation           0.5              0          1        11/01/05
Shelby                      Stated Documentation         0.5              0          1        11/01/05
Large                       Full Documentation           0.5              0          1        11/01/05
Spokane                     Full Documentation           0.5              0          2        11/01/05
Stilwell                    Full Documentation           0.5              0          1        11/01/05
Rocky Point                 Full Documentation           0.5              0          1        11/01/05
Downey                      Stated Documentation         0.5              0          1        11/01/05
Downey                      Stated Documentation         0.5              0          2        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Canton                      Full Documentation           0.5              0          1        11/01/05
Dover                       Stated Documentation         0.5              0          1        11/01/05
Weehawken                   Stated Documentation         0.5              0          1        11/01/05
Buffalo                     Full Documentation           0.5              0          1        11/01/05
Kissimmee                   Stated Documentation         0.5              0          1        11/01/05
Orland                      Full Documentation           0.5              0          1        11/01/05
Wingo                       Full Documentation           0.5              0          1        11/01/05
Hanes                       Full Documentation           0.5              0          2        11/01/05
Spencer                     Full Documentation           0.5              0          1        11/01/05
Greenville                  Full Documentation           0.5              0          1        11/01/05
Lariat                      No Documentation             0.5              0          1        11/01/05
Smithtown                   Stated Documentation         0.5              0          1        11/01/05
Naranja                     Full Documentation           0.5              0          1        11/01/05
Fontana                     Stated Documentation         0.5              0          1        11/01/05
Little Rock                 Full Documentation           0.5              0          1        11/01/05
Martinsville                Full Documentation           0.5              0          1        11/01/05
Syracuse                    Stated Documentation         0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Somerville                  Full Documentation           0.5              0          1        11/01/05
Kathleen                    Full Documentation           0.5              0          2        11/01/05
Harvey                      Stated Documentation         0.5              0          2        11/01/05
Summ                        Stated Documentation         0.5              0          2        11/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
Plainview                   Full Documentation           0.5              0          1        11/01/05
El Reno                     Full Documentation           0.5              0          1        11/01/05
Ripon                       Full Documentation           0.5              0          1        11/01/05
Jacksonville                Full Documentation           0.5              0          2        11/01/05
Garner                      Full Documentation           0.5              0          2        11/01/05
Baldy Mesa                  Full Documentation           0.5              0          1        11/01/05
Milo                        Full Documentation           0.5              0          1        11/01/05
Nova                        Stated Documentation         0.5              0          1        11/01/05
Marlin                      Full Documentation           0.5              0          1        11/01/05
Warren                      Stated Documentation         0.5              0          2        11/01/05
Binghamton                  Full Documentation           0.5              0          1        11/01/05
West                        Stated Documentation         0.5              0          2        11/01/05
Panama City                 No Documentation             0.5              0          1        11/01/05
Mc Kinney                   Stated Documentation         0.5              0          2        11/01/05
Haverhill                   Full Documentation           0.5              0          1        11/01/05
Schertz                     Full Documentation           0.5              0          1        11/01/05
Aloha                       Stated Documentation         0.5              0          1        11/01/05
Chino Hills                 Full Documentation           0.5              0          2        11/01/05
Rockland                    Stated Documentation         0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Martins Ferry               Full Documentation           0.5              0          1        11/01/05
Antis                       Stated Documentation         0.5              0          1        11/01/05
Buffalo                     Full Documentation           0.5              0          1        11/01/05
Gibsonville                 Full Documentation           0.5              0          1        11/01/05
Dellwood                    Full Documentation           0.5              0          1        11/01/05
Fort Pierce                 No Documentation             0.5              0          1        11/01/05
Cahokia                     Stated Documentation         0.5              0          1        11/01/05
Wallkill                    Full Documentation           0.5              0          1        11/01/05
Clark                       Stated Documentation         0.5              0          2        11/01/05
Melbourne                   Full Documentation           0.5              0          1        11/01/05
Temecula                    Stated Documentation         0.5              0          1        11/01/05
Au Gres                     Stated Documentation         0.5              0          1        11/01/05
Grafton                     No Documentation             0.5              0          2        11/01/05
Florissant                  Full Documentation           0.5              0          1        11/01/05
Lees Summit                 Stated Documentation         0.5              0          1        11/01/05
Kansas City                 Stated Documentation         0.5              0          1        11/01/05
El Reno                     Full Documentation           0.5              0          2        11/01/05
New Albany                  No Documentation             0.5              0          1        11/01/05
Lorain                      Full Documentation           0.5              0          2        11/01/05
Lynwood                     Full Documentation           0.5              0          1        11/01/05
Spry                        Limited Documentation        0.5              0          1        11/01/05
Somerville                  Full Documentation           0.5              0          2        11/01/05
Zebulon                     Stated Documentation         0.5              0          2        11/01/05
Mary Esther                 Full Documentation           0.5              0          1        11/01/05
Ocoee                       Full Documentation           0.5              0          2        11/01/05
Stephens                    Full Documentation           0.5              0          1        11/01/05
Florissant                  Full Documentation           0.5              0          2        11/01/05
Saint Marys                 Full Documentation           0.5              0          1        11/01/05
Stamford                    Full Documentation           0.5              0          1        11/01/05
Lees Summit                 Stated Documentation         0.5              0          2        11/01/05
Lavina                      Full Documentation           0.5              0          2        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Worcester                   Full Documentation           0.5              0          1        11/01/05
Salisbury                   Full Documentation           0.5              0          1        11/01/05
Arroyo                      No Documentation             0.5              0          1        11/01/05
Aurora                      Full Documentation           0.5              0          1        11/01/05
Clarksburg                  Full Documentation           0.5              0          1        11/01/05
Universal                   Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          2        11/01/05
Las Vegas                   Stated Documentation         0.5              0          2        11/01/05
Kissimmee                   No Documentation             0.5              0          2        11/01/05
Chubbuck                    Limited Documentation        0.5              0          1        11/01/05
Columbus                    Full Documentation           0.5              0          2        11/01/05
Milford                     Full Documentation           0.5              0          1        11/01/05
Adams                       Stated Documentation         0.5              0          1        11/01/05
Darby                       Full Documentation           0.5              0          1        11/01/05
Powell                      Limited Documentation        0.5              0          1        11/01/05
Humble                      Stated Documentation         0.5              0          1        11/01/05
Ocee                        Full Documentation           0.5              0          1        11/01/05
Scottsbluff                 Full Documentation           0.5              0          1        11/01/05
Raymond                     Stated Documentation         0.5              0          1        11/01/05
Elk Grove                   Stated Documentation         0.5              0          1        11/01/05
Aurora                      Full Documentation           0.5              0          2        11/01/05
Joppa                       Stated Documentation         0.5              0          1        11/01/05
Lees Summit                 Full Documentation           0.5              0          1        11/01/05
Mira Loma                   No Documentation             0.5              0          1        11/01/05
Desert Hot Springs          Stated Documentation         0.5              0          1        11/01/05
Knoxville                   Full Documentation           0.5              0          1        11/01/05
Norwood                     Stated Documentation         0.5              0          1        11/01/05
Louisville                  Full Documentation           0.5              0          1        11/01/05
Southfield                  Stated Documentation         0.5              0          1        11/01/05
Kerrtown                    Full Documentation           0.5              0          1        11/01/05
Land O Lakes                Full Documentation           0.5              0          1        11/01/05
Dundalk                     Full Documentation           0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Waldwick                    Stated Documentation         0.5              0          1        11/01/05
Iselin                      Full Documentation           0.5              0          1        11/01/05
Elk Grove                   Stated Documentation         0.5              0          2        11/01/05
Newark                      Stated Documentation         0.5              0          1        11/01/05
Romoland                    Full Documentation           0.5              0          2        11/01/05
Altoona                     Full Documentation           0.5              0          1        11/01/05
Defiance                    Full Documentation           0.5              0          1        11/01/05
Croton                      Limited Documentation        0.5              0          1        11/01/05
Florence                    Stated Documentation         0.5              0          1        11/01/05
Lewiston                    Full Documentation           0.5              0          1        11/01/05
New Paltz                   Stated Documentation         0.5              0          1        11/01/05
Middletown                  Stated Documentation         0.5              0          1        11/01/05
Westgate                    Full Documentation           0.5              0          1        11/01/05
Childs                      Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Ozone                       Full Documentation           0.5              0          1        11/01/05
Hazlehurst                  Stated Documentation         0.5              0          1        11/01/05
Southfield                  Stated Documentation         0.5              0          2        11/01/05
Saticoy                     Stated Documentation         0.5              0          1        11/01/05
Meskegon                    Full Documentation           0.5              0          1        11/01/05
Kearns                      Full Documentation           0.5              0          1        11/01/05
Wawatosa                    Full Documentation           0.5              0          1        11/01/05
Saint Petersburg            Full Documentation           0.5              0          1        11/01/05
Charleroi                   Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Berkeley                    Full Documentation           0.5              0          1        11/01/05
Aloha                       Stated Documentation         0.5              0          2        11/01/05
Oviedo                      Stated Documentation         0.5              0          1        11/01/05
Kissimmee                   Stated Documentation         0.5              0          2        11/01/05
Hazlehurst                  Full Documentation           0.5              0          1        11/01/05
Knoxville                   Stated Documentation         0.5              0          2        11/01/05
San Diego                   Stated Documentation         0.5              0          2        11/01/05
Salinas                     Full Documentation           0.5              0          1        11/01/05
Camden                      Full Documentation           0.5              0          1        11/01/05
Little Rock                 Full Documentation           0.5              0          1        11/01/05
Montgomery                  Stated Documentation         0.5              0          2        11/01/05
Murfreesboro                Full Documentation           0.5              0          2        11/01/05
La Chute                    Full Documentation           0.5              0          1        11/01/05
Beaumont                    Full Documentation           0.5              0          1        11/01/05
Fort Payne                  Full Documentation           0.5              0          2        11/01/05
East McKeesport             Full Documentation           0.5              0          1        11/01/05
Lees Summit                 Full Documentation           0.5              0          2        11/01/05
Joy                         Full Documentation           0.5              0          2        11/01/05
South Bend                  Stated Documentation         0.5              0          1        11/01/05
Jamaica                     Stated Documentation         0.5              0          1        11/01/05
Brookwood                   Stated Documentation         0.5              0          1        11/01/05
Bradenton                   Stated Documentation         0.5              0          1        11/01/05
Munroe Falls                Full Documentation           0.5              0          1        11/01/05
Kearns                      Stated Documentation         0.5              0          2        11/01/05
Pitcairn                    Full Documentation           0.5              0          1        11/01/05
Adams                       Stated Documentation         0.5              0          2        11/01/05
San Diego                   Stated Documentation         0.5              0          2        11/01/05
Orient                      Full Documentation           0.5              0          1        11/01/05
Escondido                   Stated Documentation         0.5              0          2        11/01/05
Peru                        Full Documentation           0.5              0          1        11/01/05
Cabot                       Stated Documentation         0.5              0          1        11/01/05
Sayville                    Full Documentation           0.5              0          1        11/01/05
Hewitt                      Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Poland                      Stated Documentation         0.5              0          1        11/01/05
Bywood                      No Documentation             0.5              0          1        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Albia                       Full Documentation           0.5              0          1        11/01/05
Marion                      Full Documentation           0.5              0          1        11/01/05
Humboldt                    Full Documentation           0.5              0          1        11/01/05
Monroe                      Full Documentation           0.5              0          1        11/01/05
Atlanta                     Full Documentation           0.5              0          1        11/01/05
Neosho                      Stated Documentation         0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Marenisco                   Full Documentation           0.5              0          1        11/01/05
Gallatin                    Full Documentation           0.5              0          2        11/01/05
Bakersfield                 Full Documentation           0.5              0          1        11/01/05
Whitman                     Stated Documentation         0.5              0          1        11/01/05
Webb City                   Full Documentation           0.5              0          1        11/01/05
Topeka                      Full Documentation           0.5              0          1        11/01/05
Ocean City                  Stated Documentation         0.5              0          1        11/01/05
Clearwater                  Stated Documentation         0.5              0          1        11/01/05
Willeys                     No Documentation             0.5              0          1        11/01/05
Lemon Grove                 Stated Documentation         0.5              0          1        11/01/05
Bloomington                 Full Documentation           0.5              0          1        11/01/05
Santa Maria                 Full Documentation           0.5              0          1        11/01/05
Cincinnati                  Full Documentation           0.5              0          1        11/01/05
Hilton                      Full Documentation           0.5              0          1        11/01/05
Neosho                      Stated Documentation         0.5              0          2        11/01/05
Clarksville                 Full Documentation           0.5              0          1        11/01/05
Houston                     Stated Documentation         0.5              0          1        11/01/05
Jacksonville                Stated Documentation         0.5              0          1        11/01/05
Gladwin                     Stated Documentation         0.5              0          1        11/01/05
Whitman                     Stated Documentation         0.5              0          2        11/01/05
Lewisburg                   Full Documentation           0.5              0          1        11/01/05
Joppa                       Full Documentation           0.5              0          1        11/01/05
Pocomoke                    Full Documentation           0.5              0          1        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Everman                     Full Documentation           0.5              0          1        11/01/05
Snow Hill                   Stated Documentation         0.5              0          1        11/01/05
Ironton                     Full Documentation           0.5              0          1        11/01/05
Rutland                     Full Documentation           0.5              0          1        11/01/05
Charlotte                   Full Documentation           0.5              0          2        11/01/05
Easton                      Stated Documentation         0.5              0          1        11/01/05
Baugh                       Stated Documentation         0.5              0          1        11/01/05
Baugh                       Stated Documentation         0.5              0          1        11/01/05
Temecula                    Stated Documentation         0.5              0          2        11/01/05
Massillon                   Stated Documentation         0.5              0          1        11/01/05
Palm Bay                    Stated Documentation         0.5              0          1        11/01/05
Bacone                      Full Documentation           0.5              0          1        11/01/05
Henderson                   Full Documentation           0.5              0          1        11/01/05
Bratenahl                   Full Documentation           0.5              0          1        11/01/05
Trenton                     Full Documentation           0.5              0          1        11/01/05
Lawton                      Full Documentation           0.5              0          1        11/01/05
Saint Helen                 Full Documentation           0.5              0          1        11/01/05
Bakersfield                 Stated Documentation         0.5              0          1        11/01/05
Charlotte                   Full Documentation           0.5              0          1        11/01/05
REDDING                     Full Documentation           0.5              0          1        12/01/05
Weehawken                   Stated Documentation         0.5              0          2        11/01/05
Abita Springs               Stated Documentation         0.5              0          1        11/01/05
Crawfordsville              Full Documentation           0.5              0          1        11/01/05
Reynoldsburg                Full Documentation           0.5              0          1        11/01/05
Monroe                      Full Documentation           0.5              0          1        11/01/05
Incline Village             Stated Documentation         0.5              0          1        11/01/05
Reynoldsburg                Full Documentation           0.5              0          2        11/01/05
North East                  Stated Documentation         0.5              0          2        11/01/05
Mesa                        Full Documentation           0.5              0          1        11/01/05
Saint Louis                 Stated Documentation         0.5              0          1        11/01/05
Cape Coral                  Full Documentation           0.5              0          2        11/01/05
Pittsfield                  Stated Documentation         0.5              0          1        11/01/05
Elwood                      Full Documentation           0.5              0          1        11/01/05
Basin                       Full Documentation           0.5              0          1        11/01/05
Momence                     Full Documentation           0.5              0          1        11/01/05
Millersville                Full Documentation           0.5              0          1        11/01/05
San Leandro                 Stated Documentation         0.5              0          1        11/01/05
San Leandro                 Stated Documentation         0.5              0          2        11/01/05
Strawberry Plains           No Documentation             0.5              0          1        11/01/05
Flanders                    Full Documentation           0.5              0          1        11/01/05
Jacksonville                Stated Documentation         0.5              0          1        11/01/05
Bronx                       Full Documentation           0.5              0          1        11/01/05
Cucamonga                   Stated Documentation         0.5              0          1        11/01/05
Gary                        Full Documentation           0.5              0          1        11/01/05
Newburgh                    Full Documentation           0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Lawrenceburg                Full Documentation           0.5              0          1        11/01/05
Youngstown                  Stated Documentation         0.5              0          1        11/01/05
Milford                     Full Documentation           0.5              0          2        11/01/05
Lawrence                    Stated Documentation         0.5              0          1        11/01/05
Tampa                       Full Documentation           0.5              0          1        11/01/05
Wichita                     Full Documentation           0.5              0          1        11/01/05
Warren                      Stated Documentation         0.5              0          1        11/01/05
Longwood                    Full Documentation           0.5              0          1        11/01/05
Croydon                     Stated Documentation         0.5              0          1        11/01/05
Vallejo                     Limited Documentation        0.5              0          1        11/01/05
Gretna                      Limited Documentation        0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Eastend                     Full Documentation           0.5              0          1        11/01/05
Franklinville               Stated Documentation         0.5              0          1        11/01/05
Indianapolis                Stated Documentation         0.5              0          1        11/01/05
Benton Harbor               Full Documentation           0.5              0          1        11/01/05
Colburn                     Full Documentation           0.5              0          1        11/01/05
Naples                      No Documentation             0.5              0          1        11/01/05
Dover                       Stated Documentation         0.5              0          2        11/01/05
Powell                      Stated Documentation         0.5              0          1        11/01/05
Raytown                     Full Documentation           0.5              0          1        11/01/05
Bayside                     Full Documentation           0.5              0          1        11/01/05
Tampa                       Full Documentation           0.5              0          1        11/01/05
Alexander City              Full Documentation           0.5              0          1        11/01/05
Sango                       Full Documentation           0.5              0          1        11/01/05
Abita Springs               Stated Documentation         0.5              0          2        11/01/05
Ocala                       No Documentation             0.5              0          1        11/01/05
Baton Rouge                 Full Documentation           0.5              0          1        11/01/05
Birmingham                  Full Documentation           0.5              0          1        11/01/05
Coshocton                   Full Documentation           0.5              0          1        11/01/05
Kalkaska                    Full Documentation           0.5              0          1        11/01/05
Moreno                      Stated Documentation         0.5              0          2        11/01/05
Lemay                       Full Documentation           0.5              0          1        11/01/05
Portland                    Stated Documentation         0.5              0          1        11/01/05
Dellwood                    Full Documentation           0.5              0          1        11/01/05
Macomb                      Limited Documentation        0.5              0          1        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Kenner                      Stated Documentation         0.5              0          1        11/01/05
Owasso                      Limited Documentation        0.5              0          1        11/01/05
Mira Loma                   No Documentation             0.5              0          2        11/01/05
Coshocton                   Full Documentation           0.5              0          2        11/01/05
Kenner                      No Documentation             0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Clarksville                 Full Documentation           0.5              0          2        11/01/05
Dixie                       Full Documentation           0.5              0          1        11/01/05
Fairborn                    No Documentation             0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Tacoma                      Stated Documentation         0.5              0          2        11/01/05
Elizabeth                   Full Documentation           0.5              0          1        11/01/05
Barren                      Full Documentation           0.5              0          1        11/01/05
Barry Lakes                 Full Documentation           0.5              0          1        11/01/05
Springfield                 Full Documentation           0.5              0          1        11/01/05
Cucamonga                   Stated Documentation         0.5              0          2        11/01/05
Broken Arrow                Full Documentation           0.5              0          1        11/01/05
Newark                      Full Documentation           0.5              0          1        11/01/05
Saegertown                  Full Documentation           0.5              0          1        11/01/05
Brooklyn                    Full Documentation           0.5              0          1        11/01/05
Brooklyn                    Full Documentation           0.5              0          2        11/01/05
Amelia City                 Full Documentation           0.5              0          1        11/01/05
Alpharetta                  Full Documentation           0.5              0          1        11/01/05
Lewiston                    Full Documentation           0.5              0          2        11/01/05
Chattanooga                 Full Documentation           0.5              0          1        11/01/05
Dayton                      Stated Documentation         0.5              0          1        11/01/05
Flushing                    Stated Documentation         0.5              0          1        11/01/05
Richmond                    Full Documentation           0.5              0          1        11/01/05
Tampa                       Full Documentation           0.5              0          1        11/01/05
Nora                        Full Documentation           0.5              0          1        11/01/05
Alameda                     Full Documentation           0.5              0          2        11/01/05
Birmingham                  Full Documentation           0.5              0          2        11/01/05
La Tijera                   Stated Documentation         0.5              0          1        11/01/05
Daytona Beach               Full Documentation           0.5              0          1        11/01/05
Poughkeepsie                Full Documentation           0.5              0          1        11/01/05
West Jordan                 Full Documentation           0.5              0          1        11/01/05
Fontana                     Stated Documentation         0.5              0          1        11/01/05
Kansas City                 Stated Documentation         0.5              0          2        11/01/05
Cimarron                    Stated Documentation         0.5              0          1        11/01/05
Saginaw                     Full Documentation           0.5              0          1        11/01/05
Dunbar                      Full Documentation           0.5              0          1        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Seymour                     Full Documentation           0.5              0          1        11/01/05
Middletown                  Full Documentation           0.5              0          1        11/01/05
Caro                        Full Documentation           0.5              0          1        11/01/05
Charlotte                   Full Documentation           0.5              0          1        11/01/05
Gracey                      Full Documentation           0.5              0          1        11/01/05
Chville                     Full Documentation           0.5              0          1        11/01/05
Avondale                    Stated Documentation         0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
West Jordan                 Full Documentation           0.5              0          2        11/01/05
Barr                        Stated Documentation         0.5              0          1        11/01/05
Powderly                    Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Norco                       Full Documentation           0.5              0          1        11/01/05
Dayton                      Stated Documentation         0.5              0          2        11/01/05
Obetz                       Full Documentation           0.5              0          1        11/01/05
Wheeler                     Full Documentation           0.5              0          1        11/01/05
Rising Fawn                 No Documentation             0.5              0          1        11/01/05
Bellfntn                    Full Documentation           0.5              0          1        11/01/05
Roselle Park                Full Documentation           0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Yaphank                     Full Documentation           0.5              0          2        11/01/05
Canton                      Stated Documentation         0.5              0          1        11/01/05
Tahlequah                   Full Documentation           0.5              0          1        11/01/05
Gorham                      Full Documentation           0.5              0          1        11/01/05
Metairie                    Stated Documentation         0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Willeys                     No Documentation             0.5              0          2        11/01/05
Arkoma                      Full Documentation           0.5              0          1        11/01/05
Clearwater                  Stated Documentation         0.5              0          1        11/01/05
Fishkill                    Full Documentation           0.5              0          1        11/01/05
Bellaire                    Full Documentation           0.5              0          1        11/01/05
New Smyrna Beach            Stated Documentation         0.5              0          1        11/01/05
Moss Point                  Stated Documentation         0.5              0          1        11/01/05
Hanford                     Stated Documentation         0.5              0          1        11/01/05
Lohrville                   Full Documentation           0.5              0          1        11/01/05
Somerville                  Full Documentation           0.5              0          1        11/01/05
Thornville                  Full Documentation           0.5              0          1        11/01/05
Concord                     Full Documentation           0.5              0          1        11/01/05
Savannah                    Stated Documentation         0.5              0          1        11/01/05
Aliq                        Full Documentation           0.5              0          1        11/01/05
Cincinnati                  Stated Documentation         0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Docena                      Full Documentation           0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
MULDROW                     Limited Documentation        0.5              0          1        12/01/05
Ormond Beach                Stated Documentation         0.5              0          1        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Jackson                     Stated Documentation         0.5              0          1        11/01/05
Compton                     Stated Documentation         0.5              0          1        11/01/05
Compton                     Stated Documentation         0.5              0          2        11/01/05
Pine Bush                   Full Documentation           0.5              0          1        11/01/05
Marion                      Full Documentation           0.5              0          1        11/01/05
Ldhl                        Stated Documentation         0.5              0          1        11/01/05
Topeka                      Full Documentation           0.5              0          2        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Yonkers                     Stated Documentation         0.5              0          1        11/01/05
Pomona                      Full Documentation           0.5              0          2        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Shreveport                  Full Documentation           0.5              0          1        11/01/05
Galesburg                   Limited Documentation        0.5              0          1        11/01/05
Wyoming                     Full Documentation           0.5              0          1        11/01/05
Concord                     Stated Documentation         0.5              0          1        11/01/05
Dresser                     Limited Documentation        0.5              0          1        11/01/05
Dillon                      Stated Documentation         0.5              0          2        11/01/05
Philadelphia                Limited Documentation        0.5              0          1        11/01/05
Manorville                  Full Documentation           0.5              0          1        11/01/05
Hayward                     Stated Documentation         0.5              0          1        11/01/05
West End                    Full Documentation           0.5              0          1        11/01/05
WARREN                      Full Documentation           0.5              0          1        12/01/05
Roswell                     Stated Documentation         0.5              0          1        11/01/05
Dayton                      Full Documentation           0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Carson City                 Stated Documentation         0.5              0          1        11/01/05
Davie                       Stated Documentation         0.5              0          1        11/01/05
Orlando                     Limited Documentation        0.5              0          1        11/01/05
Monroe                      Stated Documentation         0.5              0          1        11/01/05
Brooklyn                    Full Documentation           0.5              0          1        11/01/05
Easton                      Stated Documentation         0.5              0          2        11/01/05
Finger                      Full Documentation           0.5              0          2        11/01/05
Grand Blanc                 Stated Documentation         0.5              0          1        11/01/05
Milford                     Full Documentation           0.5              0          1        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Saint Louis                 Full Documentation           0.5              0          1        11/01/05
Stafford                    Full Documentation           0.5              0          1        11/01/05
Washington                  Full Documentation           0.5              0          2        11/01/05
Villa Grove                 No Documentation             0.5              0          1        11/01/05
Sault Sainte Marie          Full Documentation           0.5              0          1        11/01/05
Elwood                      Stated Documentation         0.5              0          1        11/01/05
Ocala                       Stated Documentation         0.5              0          1        11/01/05
Bronx                       Full Documentation           0.5              0          2        11/01/05
Hamilton                    Full Documentation           0.5              0          1        11/01/05
Riverview                   Full Documentation           0.5              0          1        11/01/05
Wichita                     Stated Documentation         0.5              0          1        11/01/05
Mattawan                    Full Documentation           0.5              0          1        11/01/05
Stafford                    Full Documentation           0.5              0          2        11/01/05
Dunn                        Full Documentation           0.5              0          1        11/01/05
Alta Loma                   Stated Documentation         0.5              0          1        11/01/05
Alta Loma                   Stated Documentation         0.5              0          2        11/01/05
Mexico                      Full Documentation           0.5              0          1        11/01/05
Mesquite                    Stated Documentation         0.5              0          1        11/01/05
Glenville                   Stated Documentation         0.5              0          1        11/01/05
Phoenix                     Stated Documentation         0.5              0          1        11/01/05
Hayward                     Stated Documentation         0.5              0          1        11/01/05
Clarksburg                  Full Documentation           0.5              0          2        11/01/05
Jackson                     Stated Documentation         0.5              0          1        11/01/05
Venice                      Full Documentation           0.5              0          1        11/01/05
Colonial Heights            Full Documentation           0.5              0          1        11/01/05
Camden                      Stated Documentation         0.5              0          2        11/01/05
Spencer                     Full Documentation           0.5              0          1        11/01/05
Wellston                    Full Documentation           0.5              0          1        11/01/05
Hayward                     Stated Documentation         0.5              0          2        11/01/05
Roanoke                     Stated Documentation         0.5              0          1        11/01/05
Heer Park                   Full Documentation           0.5              0          1        11/01/05
Harrison                    Full Documentation           0.5              0          1        11/01/05
Pryor                       Full Documentation           0.5              0          1        11/01/05
Dallas                      Full Documentation           0.5              0          1        11/01/05
Mesquite                    Stated Documentation         0.5              0          1        11/01/05
Mesquite                    Stated Documentation         0.5              0          1        11/01/05
Parkview                    Stated Documentation         0.5              0          1        11/01/05
Slaton                      Full Documentation           0.5              0          1        11/01/05
Bassett                     Stated Documentation         0.5              0          1        11/01/05
Eglon                       No Documentation             0.5              0          1        11/01/05
Bel Nor                     Full Documentation           0.5              0          1        11/01/05
Cabot                       Stated Documentation         0.5              0          2        11/01/05
Toledo                      Stated Documentation         0.5              0          1        11/01/05
Rock Island                 Full Documentation           0.5              0          1        11/01/05
Beaufort                    Limited Documentation        0.5              0          1        11/01/05
Charlotte                   Full Documentation           0.5              0          2        11/01/05
Massapequa                  Full Documentation           0.5              0          1        11/01/05
Bardwell                    Full Documentation           0.5              0          1        11/01/05
Staten Island               Full Documentation           0.5              0          1        11/01/05
Vallejo                     Full Documentation           0.5              0          1        11/01/05
Arleta                      Limited Documentation        0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Columbia                    Full Documentation           0.5              0          1        11/01/05
Lancaster                   Full Documentation           0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Evansville                  Full Documentation           0.5              0          1        11/01/05
Passyunk                    Full Documentation           0.5              0          1        11/01/05
Brookville                  Full Documentation           0.5              0          1        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Payne                       Full Documentation           0.5              0          1        11/01/05
                            Full Documentation           0.5              0          1        11/01/05
Arlington                   Full Documentation           0.5              0          1        11/01/05
Seattle                     Stated Documentation         0.5              0          1        11/01/05
Mounds                      Full Documentation           0.5              0          1        11/01/05
Walden                      Full Documentation           0.5              0          1        11/01/05
Allentown                   Full Documentation           0.5              0          1        11/01/05
Ocala                       No Documentation             0.5              0          2        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Philadelphia                Stated Documentation         0.5              0          1        11/01/05
Riverdale                   Stated Documentation         0.5              0          1        11/01/05
McRae                       Full Documentation           0.5              0          1        11/01/05
Rockford                    Full Documentation           0.5              0          1        11/01/05
Transfer                    Full Documentation           0.5              0          1        11/01/05
Newark                      Stated Documentation         0.5              0          1        11/01/05
Denver                      Full Documentation           0.5              0          1        11/01/05
Rockford                    Full Documentation           0.5              0          2        11/01/05
Hardwick                    Stated Documentation         0.5              0          1        11/01/05
Sun City                    Full Documentation           0.5              0          1        11/01/05
Sacramento                  Stated Documentation         0.5              0          1        11/01/05
Bywood                      Stated Documentation         0.5              0          1        11/01/05
Toledo                      Full Documentation           0.5              0          1        11/01/05
Calumet City                Full Documentation           0.5              0          1        11/01/05
Elwood                      Full Documentation           0.5              0          1        11/01/05
Lorane                      Full Documentation           0.5              0          1        11/01/05
Rexmont                     Full Documentation           0.5              0          1        11/01/05
East Tawas                  Full Documentation           0.5              0          1        11/01/05
Holly Hill                  Stated Documentation         0.5              0          1        11/01/05
West Columbia               Full Documentation           0.5              0          1        11/01/05
Elbert                      Stated Documentation         0.5              0          1        11/01/05
Brookville                  Full Documentation           0.5              0          2        11/01/05
Dallas                      Stated Documentation         0.5              0          1        11/01/05
Brooklyn                    Full Documentation           0.5              0          1        11/01/05
Old Hickory                 Full Documentation           0.5              0          1        11/01/05
Bergenfield                 Full Documentation           0.5              0          1        11/01/05
Hammond                     Full Documentation           0.5              0          1        11/01/05
Sacramento                  Stated Documentation         0.5              0          2        11/01/05
Middletown                  Full Documentation           0.5              0          1        11/01/05
Tucson                      Stated Documentation         0.5              0          1        11/01/05
Greenacres                  Full Documentation           0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Boston                      Full Documentation           0.5              0          1        11/01/05
Colerain                    Full Documentation           0.5              0          1        11/01/05
Murray City                 Stated Documentation         0.5              0          1        11/01/05
Jamaica                     Full Documentation           0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          2        11/01/05
Sharon                      Full Documentation           0.5              0          1        11/01/05
Tucson                      Stated Documentation         0.5              0          2        11/01/05
Crestview                   Full Documentation           0.5              0          1        11/01/05
Aurora                      Stated Documentation         0.5              0          1        11/01/05
Chapel Hill                 No Documentation             0.5              0          1        11/01/05
Kissimmee                   Stated Documentation         0.5              0          2        11/01/05
Reno                        Full Documentation           0.5              0          1        11/01/05
Fontana                     Stated Documentation         0.5              0          1        11/01/05
Lemont                      Full Documentation           0.5              0          1        11/01/05
Weare                       Stated Documentation         0.5              0          2        11/01/05
Newburgh                    Full Documentation           0.5              0          2        11/01/05
Granville                   Full Documentation           0.5              0          1        11/01/05
Monument                    Full Documentation           0.5              0          1        11/01/05
Evesham                     Stated Documentation         0.5              0          1        11/01/05
Westgate                    Full Documentation           0.5              0          2        11/01/05
Rockford                    Stated Documentation         0.5              0          1        11/01/05
Youngstown                  Full Documentation           0.5              0          1        11/01/05
Burlington                  Limited Documentation        0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Calcutta                    Full Documentation           0.5              0          1        11/01/05
Knauers                     Full Documentation           0.5              0          1        11/01/05
Rocky Point                 Full Documentation           0.5              0          1        11/01/05
Cloquet                     Full Documentation           0.5              0          1        11/01/05
Fort Myers                  Stated Documentation         0.5              0          1        11/01/05
Limington                   Full Documentation           0.5              0          1        11/01/05
Grottoes                    Full Documentation           0.5              0          1        11/01/05
Lakemore                    Full Documentation           0.5              0          1        11/01/05
Avery                       Full Documentation           0.5              0          1        11/01/05
Peabody                     Full Documentation           0.5              0          1        11/01/05
Jamestown                   Full Documentation           0.5              0          1        11/01/05
Harrison                    Full Documentation           0.5              0          2        11/01/05
Gretna                      No Documentation             0.5              0          1        11/01/05
Ellenwood                   Full Documentation           0.5              0          1        11/01/05
Midland                     Full Documentation           0.5              0          1        11/01/05
Auburndale                  Full Documentation           0.5              0          1        11/01/05
Oaklandon                   No Documentation             0.5              0          1        11/01/05
Obetz                       Full Documentation           0.5              0          1        11/01/05
Galaxy                      Full Documentation           0.5              0          1        11/01/05
Wonder Lake                 Full Documentation           0.5              0          1        11/01/05
Caro                        Full Documentation           0.5              0          1        11/01/05
Staten Island               Full Documentation           0.5              0          1        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Westland                    Stated Documentation         0.5              0          2        11/01/05
Milford                     Full Documentation           0.5              0          1        11/01/05
Marysville                  Full Documentation           0.5              0          2        11/01/05
Philadelphia                Limited Documentation        0.5              0          1        11/01/05
Tampa                       Full Documentation           0.5              0          1        11/01/05
Sun City                    No Documentation             0.5              0          1        11/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
Arleta                      No Documentation             0.5              0          1        11/01/05
Black Jack                  Full Documentation           0.5              0          1        11/01/05
Elyria                      Full Documentation           0.5              0          1        11/01/05
Fairborn                    No Documentation             0.5              0          2        11/01/05
Key West                    No Documentation             0.5              0          1        11/01/05
Saydel                      Full Documentation           0.5              0          1        11/01/05
Tonawanda                   Stated Documentation         0.5              0          1        11/01/05
Southpoint                  Full Documentation           0.5              0          1        11/01/05
Kissimmee                   Full Documentation           0.5              0          1        11/01/05
Naranja                     Full Documentation           0.5              0          1        11/01/05
Phoenix                     Stated Documentation         0.5              0          2        11/01/05
Pittsburgh                  Full Documentation           0.5              0          1        11/01/05
Montz                       No Documentation             0.5              0          1        11/01/05
Progress                    Full Documentation           0.5              0          1        11/01/05
Salem                       Full Documentation           0.5              0          1        11/01/05
Wharton                     Stated Documentation         0.5              0          1        11/01/05
Sullivan                    Stated Documentation         0.5              0          1        11/01/05
Saginaw                     Full Documentation           0.5              0          1        11/01/05
Waco                        Full Documentation           0.5              0          1        11/01/05
Waco                        Full Documentation           0.5              0          1        11/01/05
Bend                        Stated Documentation         0.5              0          1        11/01/05
Lakewood                    Full Documentation           0.5              0          1        11/01/05
Miami                       No Documentation             0.5              0          1        11/01/05
Damascus                    Full Documentation           0.5              0          1        11/01/05
Steuben                     Full Documentation           0.5              0          1        11/01/05
Buffalo                     Stated Documentation         0.5              0          1        11/01/05
Monument                    Full Documentation           0.5              0          2        11/01/05
Mars Hill                   Stated Documentation         0.5              0          1        11/01/05
Virginia Beach              Stated Documentation         0.5              0          1        11/01/05
Englewood                   Stated Documentation         0.5              0          1        11/01/05
Monessen                    Stated Documentation         0.5              0          1        11/01/05
Hawley                      Full Documentation           0.5              0          1        11/01/05
Chapel Hill                 No Documentation             0.5              0          2        11/01/05
Ironwood                    Full Documentation           0.5              0          1        11/01/05
Fontana                     Stated Documentation         0.5              0          2        11/01/05
New Orleans                 Full Documentation           0.5              0          1        11/01/05
Marne                       Full Documentation           0.5              0          1        11/01/05
Conroe                      Stated Documentation         0.5              0          1        11/01/05
Middletown                  Stated Documentation         0.5              0          1        11/01/05
CAMPBELL                    Full Documentation           0.5              0          1        12/01/05
Baldy Mesa                  Stated Documentation         0.5              0          1        11/01/05
Baldy Mesa                  Stated Documentation         0.5              0          2        11/01/05
Ocala                       Stated Documentation         0.5              0          2        11/01/05
Sharon Hill                 Full Documentation           0.5              0          1        11/01/05
Forks                       Full Documentation           0.5              0          1        11/01/05
Albion                      Full Documentation           0.5              0          1        11/01/05
Conover                     Stated Documentation         0.5              0          1        11/01/05
Conroe                      Stated Documentation         0.5              0          2        11/01/05
Newark                      Full Documentation           0.5              0          1        11/01/05
Pomona                      No Documentation             0.5              0          1        11/01/05
Erie                        Full Documentation           0.5              0          1        11/01/05
Stilwell                    Full Documentation           0.5              0          1        11/01/05
Lawrence                    Stated Documentation         0.5              0          1        11/01/05
Los Angeles                 Stated Documentation         0.5              0          1        11/01/05
Marne                       Full Documentation           0.5              0          1        11/01/05
Mattawan                    Full Documentation           0.5              0          2        11/01/05
Sullivan                    Stated Documentation         0.5              0          2        11/01/05
Black Jack                  Full Documentation           0.5              0          2        11/01/05
Pulaski                     Full Documentation           0.5              0          1        11/01/05
Aurora                      Stated Documentation         0.5              0          2        11/01/05
Brockton                    Full Documentation           0.5              0          1        11/01/05
Hendersonville              Full Documentation           0.5              0          1        11/01/05
Poland                      Full Documentation           0.5              0          1        11/01/05
Avondale                    Stated Documentation         0.5              0          2        11/01/05
West Palm Beach             Stated Documentation         0.5              0          1        11/01/05
Phoenix                     Stated Documentation         0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Deltona                     Full Documentation           0.5              0          1        11/01/05
Akron                       Stated Documentation         0.5              0          1        11/01/05
Waynesboro                  Stated Documentation         0.5              0          1        11/01/05
Goodyear                    Full Documentation           0.5              0          1        11/01/05
Berkeley                    Full Documentation           0.5              0          2        11/01/05
Cathedral City              Stated Documentation         0.5              0          1        11/01/05
Naples                      Stated Documentation         0.5              0          1        11/01/05
Cave Creek                  No Documentation             0.5              0          1        11/01/05
Fort Pierce                 Full Documentation           0.5              0          1        11/01/05
Riviera Beach               Full Documentation           0.5              0          1        11/01/05
Medina                      Full Documentation           0.5              0          1        11/01/05
Washington Park             Full Documentation           0.5              0          1        11/01/05
Brooksville                 Stated Documentation         0.5              0          1        11/01/05
Poland                      Full Documentation           0.5              0          2        11/01/05
Tuckerton                   Full Documentation           0.5              0          1        11/01/05
Keyport                     Full Documentation           0.5              0          1        11/01/05
Dallas                      Full Documentation           0.5              0          1        11/01/05
Sabraton                    Stated Documentation         0.5              0          1        11/01/05
Denver                      No Documentation             0.5              0          1        11/01/05
Baton Rouge                 Full Documentation           0.5              0          1        11/01/05
Wantagh                     Full Documentation           0.5              0          1        11/01/05
Monrovia                    No Documentation             0.5              0          1        11/01/05
Los Angeles                 Stated Documentation         0.5              0          2        11/01/05
Lancaster                   Stated Documentation         0.5              0          1        11/01/05
Savannah                    Full Documentation           0.5              0          1        11/01/05
Dunn                        Full Documentation           0.5              0          2        11/01/05
Mill Creek                  Full Documentation           0.5              0          1        11/01/05
Tampa                       Full Documentation           0.5              0          2        11/01/05
Streetsboro                 Limited Documentation        0.5              0          1        11/01/05
Newark                      Stated Documentation         0.5              0          2        11/01/05
Miami                       Stated Documentation         0.5              0          2        11/01/05
Farrell                     Full Documentation           0.5              0          1        11/01/05
Liberty                     Full Documentation           0.5              0          1        11/01/05
Leroy                       Stated Documentation         0.5              0          1        11/01/05
Goodyear                    Full Documentation           0.5              0          2        11/01/05
Sun City                    No Documentation             0.5              0          2        11/01/05
Fort Pierce                 Stated Documentation         0.5              0          1        11/01/05
Bakersfield                 Stated Documentation         0.5              0          1        11/01/05
Dix Hills                   Stated Documentation         0.5              0          1        11/01/05
Fairborn                    Full Documentation           0.5              0          1        11/01/05
Grand Rapids                Full Documentation           0.5              0          1        11/01/05
Hampstead                   Stated Documentation         0.5              0          1        11/01/05
Virden                      Limited Documentation        0.5              0          1        11/01/05
Hendersonville              Full Documentation           0.5              0          2        11/01/05
Wilson                      Stated Documentation         0.5              0          1        11/01/05
Otto                        Full Documentation           0.5              0          1        11/01/05
Salem                       Stated Documentation         0.5              0          1        11/01/05
ROCKY COMFORT               Full Documentation           0.5              0          1        12/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Wernersville                Full Documentation           0.5              0          1        11/01/05
Taft                        Full Documentation           0.5              0          1        11/01/05
Seattle                     Stated Documentation         0.5              0          2        11/01/05
Roscoe                      Stated Documentation         0.5              0          1        11/01/05
Livermore                   Stated Documentation         0.5              0          1        11/01/05
Bay Point                   Stated Documentation         0.5              0          1        11/01/05
Brooksville                 Full Documentation           0.5              0          1        11/01/05
Livermore                   Stated Documentation         0.5              0          2        11/01/05
Mansfield                   Full Documentation           0.5              0          1        11/01/05
Ryland                      Limited Documentation        0.5              0          1        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Commack                     Full Documentation           0.5              0          1        11/01/05
Apple Valley                Stated Documentation         0.5              0          1        11/01/05
Wilmington                  Stated Documentation         0.5              0          1        11/01/05
Waukesha                    Full Documentation           0.5              0          1        11/01/05
Meriden                     Full Documentation           0.5              0          2        11/01/05
San Diego                   Stated Documentation         0.5              0          2        11/01/05
Riviera Beach               Stated Documentation         0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          2        11/01/05
Wheatfield                  Limited Documentation        0.5              0          1        11/01/05
Greene                      Full Documentation           0.5              0          1        11/01/05
                            Stated Documentation         0.5              0          1        11/01/05
Apple Valley                Stated Documentation         0.5              0          2        11/01/05
Fort Pierce                 Stated Documentation         0.5              0          2        11/01/05
Otto                        Full Documentation           0.5              0          2        11/01/05
Long Beach                  Stated Documentation         0.5              0          1        11/01/05
Long Beach                  Stated Documentation         0.5              0          2        11/01/05
Lodi                        Full Documentation           0.5              0          1        11/01/05
Lodi                        Full Documentation           0.5              0          2        11/01/05
Plainfield                  Limited Documentation        0.5              0          1        11/01/05
Amityville                  Stated Documentation         0.5              0          1        11/01/05
Trenton                     Full Documentation           0.5              0          1        11/01/05
Amityville                  Stated Documentation         0.5              0          1        11/01/05
Virginia Beach              Stated Documentation         0.5              0          2        11/01/05
Rochester                   Full Documentation           0.5              0          1        11/01/05
Murdock                     Limited Documentation        0.5              0          1        11/01/05
Boardman                    Stated Documentation         0.5              0          1        11/01/05
Cave Creek                  Stated Documentation         0.5              0          1        11/01/05
Watts                       Stated Documentation         0.5              0          1        11/01/05
Lynchburg                   Stated Documentation         0.5              0          2        11/01/05
Oakridge                    Full Documentation           0.5              0          2        11/01/05
Hayward                     Stated Documentation         0.5              0          2        11/01/05
Las Vegas                   Full Documentation           0.5              0          1        11/01/05
Canton                      Stated Documentation         0.5              0          2        11/01/05
Seattle                     Limited Documentation        0.5              0          1        11/01/05
Branch #1                   Full Documentation           0.5              0          1        11/01/05
Kearns                      Full Documentation           0.5              0          2        11/01/05
San Diego                   Stated Documentation         0.5              0          1        11/01/05
Orange                      Full Documentation           0.5              0          1        11/01/05
Vandalia                    Stated Documentation         0.5              0          1        11/01/05
Kansas City                 Full Documentation           0.5              0          1        11/01/05
Mansfield                   Full Documentation           0.5              0          2        11/01/05
Wilson                      Stated Documentation         0.5              0          2        11/01/05
Knoxville                   Full Documentation           0.5              0          1        11/01/05
Sandersdale                 Full Documentation           0.5              0          1        11/01/05
Walnut Park                 Stated Documentation         0.5              0          1        11/01/05
Monroe                      Stated Documentation         0.5              0          2        11/01/05
Columbus                    Stated Documentation         0.5              0          1        11/01/05
Basin                       Full Documentation           0.5              0          1        11/01/05
Tarpon Springs              Stated Documentation         0.5              0          1        11/01/05
West Adams                  Stated Documentation         0.5              0          1        11/01/05
West Adams                  Stated Documentation         0.5              0          2        11/01/05
Houston                     Full Documentation           0.5              0          1        11/01/05
Leroy                       Stated Documentation         0.5              0          2        11/01/05
Chesapeake                  Limited Documentation        0.5              0          1        11/01/05
Karns                       Stated Documentation         0.5              0          1        11/01/05
Waynesfield                 Full Documentation           0.5              0          1        11/01/05
Oak Point                   Full Documentation           0.5              0          1        11/01/05
Mesa                        Stated Documentation         0.5              0          1        11/01/05
Sherwood                    Stated Documentation         0.5              0          1        11/01/05
Watts                       Stated Documentation         0.5              0          2        11/01/05
Seal Beach                  Full Documentation           0.5              0          1        11/01/05
Elbert                      Stated Documentation         0.5              0          2        11/01/05
CENTRAL ISLIP               Stated Documentation         0.5              0          1        12/01/05
Parkland                    Stated Documentation         0.5              0          1        11/01/05
Clover                      Stated Documentation         0.5              0          1        11/01/05
Salem                       Stated Documentation         0.5              0          2        11/01/05
Buffalo                     Full Documentation           0.5              0          1        11/01/05
Grand Rapids                Full Documentation           0.5              0          2        11/01/05
Miami                       Full Documentation           0.5              0          2        11/01/05
Lancaster                   Stated Documentation         0.5              0          2        11/01/05
                            Stated Documentation         0.5              0          1        11/01/05
Cozy Lake                   Full Documentation           0.5              0          1        11/01/05
Chicago Ridge               Limited Documentation        0.5              0          1        11/01/05
Commerce                    Full Documentation           0.5              0          1        11/01/05
DOUGLAS                     Stated Documentation         0.5              0          1        12/01/05
Oxnard                      Stated Documentation         0.5              0          1        11/01/05
Asheville                   Full Documentation           0.5              0          1        11/01/05
Karns                       Stated Documentation         0.5              0          2        11/01/05
Stanwood                    Stated Documentation         0.5              0          1        11/01/05
Miami                       Limited Documentation        0.5              0          1        11/01/05
Lubbock                     Full Documentation           0.5              0          1        11/01/05
Auburn                      Stated Documentation         0.5              0          1        11/01/05
Unity                       Stated Documentation         0.5              0          1        11/01/05
Newtown                     Stated Documentation         0.5              0          1        11/01/05
Crystal River               Limited Documentation        0.5              0          1        11/01/05
Bakersfield                 Stated Documentation         0.5              0          2        11/01/05
Denver                      Full Documentation           0.5              0          1        11/01/05
Cozy Lake                   Full Documentation           0.5              0          2        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Naranja                     Full Documentation           0.5              0          1        11/01/05
Wilmington                  Full Documentation           0.5              0          1        11/01/05
Stuart                      Stated Documentation         0.5              0          1        11/01/05
Vernon                      Stated Documentation         0.5              0          1        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Mars Hill                   Stated Documentation         0.5              0          2        11/01/05
Lomita                      Stated Documentation         0.5              0          1        11/01/05
Albany                      No Documentation             0.5              0          1        11/01/05
Milton                      Stated Documentation         0.5              0          1        11/01/05
Hermiston                   Stated Documentation         0.5              0          1        11/01/05
South Gate                  Stated Documentation         0.5              0          1        11/01/05
Lancaster                   Stated Documentation         0.5              0          1        11/01/05
Kearns                      Full Documentation           0.5              0          1        11/01/05
Temecula                    Stated Documentation         0.5              0          1        11/01/05
San Antonio                 Stated Documentation         0.5              0          1        11/01/05
Rochester                   Stated Documentation         0.5              0          1        11/01/05
Grottoes                    Full Documentation           0.5              0          2        11/01/05
West Palm Beach             Stated Documentation         0.5              0          2        11/01/05
Springfield                 Full Documentation           0.5              0          1        11/01/05
Hazelwood                   Full Documentation           0.5              0          2        11/01/05
Orlando                     No Documentation             0.5              0          1        11/01/05
Clover                      Stated Documentation         0.5              0          2        11/01/05
Westmorland                 Full Documentation           0.5              0          1        11/01/05
Riverview                   Stated Documentation         0.5              0          1        11/01/05
Drew                        Full Documentation           0.5              0          1        11/01/05
Parkdale                    Stated Documentation         0.5              0          1        11/01/05
Cleveland                   No Documentation             0.5              0          1        11/01/05
Mansfield                   Full Documentation           0.5              0          1        11/01/05
Baltimore                   No Documentation             0.5              0          1        11/01/05
Muhlenberg                  Full Documentation           0.5              0          1        11/01/05
Troy                        Full Documentation           0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Douglas                     Full Documentation           0.5              0          1        11/01/05
Greenbush                   Limited Documentation        0.5              0          1        11/01/05
East Islip                  Full Documentation           0.5              0          1        11/01/05
Cleveland                   No Documentation             0.5              0          2        11/01/05
Cheyenne                    Full Documentation           0.5              0          1        11/01/05
Wharton                     Stated Documentation         0.5              0          2        11/01/05
Englewood                   Stated Documentation         0.5              0          2        11/01/05
Norco                       Full Documentation           0.5              0          2        11/01/05
Norwalk                     Full Documentation           0.5              0          1        11/01/05
Lomita                      Stated Documentation         0.5              0          2        11/01/05
Grayson                     Stated Documentation         0.5              0          1        11/01/05
Atchison                    Full Documentation           0.5              0          1        11/01/05
Concord                     Full Documentation           0.5              0          1        11/01/05
Lauderhill                  Full Documentation           0.5              0          1        11/01/05
Miner                       Full Documentation           0.5              0          1        11/01/05
Hoschton                    Full Documentation           0.5              0          1        11/01/05
Asheville                   Full Documentation           0.5              0          2        11/01/05
Elmira                      Full Documentation           0.5              0          1        11/01/05
Central Islip               Full Documentation           0.5              0          1        11/01/05
Staten Island               Stated Documentation         0.5              0          1        11/01/05
Brooklyn                    Full Documentation           0.5              0          1        11/01/05
Albuquerque                 Full Documentation           0.5              0          1        11/01/05
Carmel                      Full Documentation           0.5              0          1        11/01/05
Defiance                    Full Documentation           0.5              0          1        11/01/05
Hermiston                   Stated Documentation         0.5              0          2        11/01/05
Mount Pleasant              Full Documentation           0.5              0          1        11/01/05
Farmingdale                 Stated Documentation         0.5              0          1        11/01/05
Gilmore                     Stated Documentation         0.5              0          1        11/01/05
Arnold                      Full Documentation           0.5              0          1        11/01/05
Albuquerque                 Full Documentation           0.5              0          2        11/01/05
Forest Park                 Full Documentation           0.5              0          1        11/01/05
Asheville                   No Documentation             0.5              0          1        11/01/05
Reva                        Full Documentation           0.5              0          1        11/01/05
Houston                     Stated Documentation         0.5              0          2        11/01/05
Amityville                  Stated Documentation         0.5              0          1        11/01/05
Grayson                     Stated Documentation         0.5              0          2        11/01/05
Palo Alto                   No Documentation             0.5              0          1        11/01/05
Concord                     Stated Documentation         0.5              0          2        11/01/05
Astoria                     Full Documentation           0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Kansas City                 Stated Documentation         0.5              0          1        11/01/05
Rochester                   Stated Documentation         0.5              0          2        11/01/05
SEARCY                      Full Documentation           0.5              0          1        12/01/05
LAKE CHARLES                Full Documentation           0.5              0          1        12/01/05
North Highlands             Stated Documentation         0.5              0          2        11/01/05
Gilmore                     Stated Documentation         0.5              0          2        11/01/05
San Antonio                 Stated Documentation         0.5              0          2        11/01/05
Rochester                   Stated Documentation         0.5              0          1        11/01/05
Hicksville                  Full Documentation           0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
New Athens                  Full Documentation           0.5              0          1        11/01/05
Macedonia                   Full Documentation           0.5              0          1        11/01/05
Mount Vernon                Full Documentation           0.5              0          1        11/01/05
Denver                      Stated Documentation         0.5              0          1        11/01/05
Standale                    Full Documentation           0.5              0          1        11/01/05
Brunswick                   Stated Documentation         0.5              0          1        11/01/05
Brunswick                   Stated Documentation         0.5              0          2        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Black Forest                Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Walnut Park                 Stated Documentation         0.5              0          2        11/01/05
Caruth                      Full Documentation           0.5              0          1        11/01/05
Allen                       Full Documentation           0.5              0          1        11/01/05
Lake Elsinore               Stated Documentation         0.5              0          1        11/01/05
Black Forest                Full Documentation           0.5              0          2        11/01/05
Houston                     Stated Documentation         0.5              0          1        11/01/05
Oak Lane                    Full Documentation           0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Clintonville                No Documentation             0.5              0          1        11/01/05
Powell                      Stated Documentation         0.5              0          2        11/01/05
Hiller                      Full Documentation           0.5              0          1        11/01/05
Wichita                     Full Documentation           0.5              0          1        11/01/05
Orlando                     Limited Documentation        0.5              0          1        11/01/05
Ronkonkoma                  Stated Documentation         0.5              0          1        11/01/05
Kalamazoo                   Full Documentation           0.5              0          1        11/01/05
Slidell                     Full Documentation           0.5              0          1        11/01/05
Hi Vista                    Stated Documentation         0.5              0          1        11/01/05
Appleton                    Limited Documentation        0.5              0          1        11/01/05
Newark                      Stated Documentation         0.5              0          2        11/01/05
Toledo                      Stated Documentation         0.5              0          2        11/01/05
Aurora                      No Documentation             0.5              0          1        11/01/05
Joplin                      Stated Documentation         0.5              0          1        11/01/05
National City               Stated Documentation         0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Manawa                      Full Documentation           0.5              0          1        11/01/05
Alexandria                  Full Documentation           0.5              0          1        11/01/05
Riverview                   Full Documentation           0.5              0          1        11/01/05
Branch #1                   Full Documentation           0.5              0          2        11/01/05
Compton                     Stated Documentation         0.5              0          1        11/01/05
Eagle Point                 Full Documentation           0.5              0          1        11/01/05
Saint Joseph                Full Documentation           0.5              0          1        11/01/05
Harristown                  Full Documentation           0.5              0          1        11/01/05
Port Ewen                   Full Documentation           0.5              0          1        11/01/05
Piqua                       Full Documentation           0.5              0          1        11/01/05
Reno                        Full Documentation           0.5              0          2        11/01/05
PULTENEY                    Full Documentation           0.5              0          1        12/01/05
Parkland                    Stated Documentation         0.5              0          2        11/01/05
Jacksonville                Stated Documentation         0.5              0          1        11/01/05
Canton                      Full Documentation           0.5              0          1        11/01/05
Suffolk                     Stated Documentation         0.5              0          1        11/01/05
Pittsburgh                  Full Documentation           0.5              0          1        11/01/05
Canton                      Full Documentation           0.5              0          2        11/01/05
Macomb                      Full Documentation           0.5              0          1        11/01/05
Fort Pierce                 Full Documentation           0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          2        11/01/05
Bay City                    Limited Documentation        0.5              0          1        11/01/05
Dover                       Stated Documentation         0.5              0          1        11/01/05
Dix Hills                   Stated Documentation         0.5              0          1        11/01/05
Denton                      Stated Documentation         0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Colorado Springs            Stated Documentation         0.5              0          1        11/01/05
Colorado Springs            Stated Documentation         0.5              0          2        11/01/05
Basin                       Full Documentation           0.5              0          1        11/01/05
Moncla                      Full Documentation           0.5              0          1        11/01/05
Venice                      Stated Documentation         0.5              0          1        11/01/05
Fairfield                   Stated Documentation         0.5              0          1        11/01/05
Chicago                     No Documentation             0.5              0          1        11/01/05
Rush                        Full Documentation           0.5              0          1        11/01/05
Virginia Beach              Full Documentation           0.5              0          1        11/01/05
Brooklyn                    Stated Documentation         0.5              0          1        11/01/05
Suffolk                     Stated Documentation         0.5              0          2        11/01/05
Santa Rosa                  Stated Documentation         0.5              0          1        11/01/05
Dallas                      Stated Documentation         0.5              0          1        11/01/05
Chandler                    Stated Documentation         0.5              0          1        11/01/05
Colton                      Stated Documentation         0.5              0          2        11/01/05
Ocoee                       Full Documentation           0.5              0          1        11/01/05
FLOSSMOOR                   Full Documentation           0.5              0          1        12/01/05
Shirley                     Full Documentation           0.5              0          1        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Bobo                        No Documentation             0.5              0          1        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Lumberton                   Stated Documentation         0.5              0          1        11/01/05
Poughquag                   Full Documentation           0.5              0          1        11/01/05
Waldorf                     Full Documentation           0.5              0          1        11/01/05
Jamaica                     Stated Documentation         0.5              0          1        11/01/05
Columbia                    Stated Documentation         0.5              0          1        11/01/05
Tull                        Full Documentation           0.5              0          1        11/01/05
Bexley                      Full Documentation           0.5              0          1        11/01/05
Freeport                    Full Documentation           0.5              0          1        11/01/05
Bay City                    Full Documentation           0.5              0          1        11/01/05
Wantagh                     Full Documentation           0.5              0          1        11/01/05
Meads                       Full Documentation           0.5              0          1        11/01/05
Toledo                      Full Documentation           0.5              0          1        11/01/05
Aurora                      No Documentation             0.5              0          2        11/01/05
Carson                      No Documentation             0.5              0          1        11/01/05
Hudson                      Stated Documentation         0.5              0          1        11/01/05
Saegertown                  Full Documentation           0.5              0          2        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Batavia                     Stated Documentation         0.5              0          1        11/01/05
Hi Vista                    Stated Documentation         0.5              0          2        11/01/05
Marietta                    Full Documentation           0.5              0          1        11/01/05
Ink                         Full Documentation           0.5              0          1        11/01/05
Stuart                      Stated Documentation         0.5              0          2        11/01/05
LINCOLNTON                  Stated Documentation         0.5              0          1        12/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Greenville                  Full Documentation           0.5              0          1        11/01/05
Toledo                      Full Documentation           0.5              0          1        11/01/05
Columbia                    Full Documentation           0.5              0          1        11/01/05
Charlotte                   Full Documentation           0.5              0          2        11/01/05
Houston                     Full Documentation           0.5              0          1        11/01/05
Burlington                  Full Documentation           0.5              0          1        11/01/05
Oakville                    Stated Documentation         0.5              0          1        11/01/05
Bexley                      Full Documentation           0.5              0          2        11/01/05
Wilmington                  Full Documentation           0.5              0          1        11/01/05
Kansas City                 Full Documentation           0.5              0          1        11/01/05
Warren                      Full Documentation           0.5              0          1        11/01/05
Pennington                  Full Documentation           0.5              0          1        11/01/05
Palm Harbor                 No Documentation             0.5              0          1        11/01/05
Columbia                    Stated Documentation         0.5              0          2        11/01/05
Cleveland                   Full Documentation           0.5              0          1        11/01/05
Moreno                      Full Documentation           0.5              0          1        11/01/05
El Toro                     Stated Documentation         0.5              0          1        11/01/05
El Toro                     Stated Documentation         0.5              0          2        11/01/05
Moreno Valley               Stated Documentation         0.5              0          1        11/01/05
Leucadia                    Stated Documentation         0.5              0          1        11/01/05
Sylvania                    Stated Documentation         0.5              0          1        11/01/05
Concord                     Full Documentation           0.5              0          2        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Houston                     Full Documentation           0.5              0          2        11/01/05
Naples                      Full Documentation           0.5              0          1        11/01/05
Riverview                   Stated Documentation         0.5              0          1        11/01/05
Canton                      Full Documentation           0.5              0          1        11/01/05
Keller                      Full Documentation           0.5              0          1        11/01/05
Washington                  Stated Documentation         0.5              0          1        11/01/05
Sylvania                    Stated Documentation         0.5              0          2        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Wonder Lake                 Full Documentation           0.5              0          2        11/01/05
La Tijera                   Stated Documentation         0.5              0          1        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Riverview                   Stated Documentation         0.5              0          2        11/01/05
Fort Edward                 Stated Documentation         0.5              0          1        11/01/05
Marion                      Stated Documentation         0.5              0          1        11/01/05
Jamaica                     Stated Documentation         0.5              0          1        11/01/05
Youngstown                  Stated Documentation         0.5              0          1        11/01/05
Harrisonville               Full Documentation           0.5              0          1        11/01/05
Hanford                     Stated Documentation         0.5              0          2        11/01/05
Boise                       Full Documentation           0.5              0          1        11/01/05
Fairway                     Stated Documentation         0.5              0          1        11/01/05
Phoenix                     Stated Documentation         0.5              0          1        11/01/05
National City               Stated Documentation         0.5              0          2        11/01/05
Chandler                    Stated Documentation         0.5              0          2        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Aberdeen                    Stated Documentation         0.5              0          1        11/01/05
Harrisonville               Full Documentation           0.5              0          2        11/01/05
Lakeland                    Full Documentation           0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          1        11/01/05
Wilmington                  Full Documentation           0.5              0          1        11/01/05
Dellwood                    Full Documentation           0.5              0          1        11/01/05
Gibsonia                    No Documentation             0.5              0          1        11/01/05
Sedona                      Stated Documentation         0.5              0          1        11/01/05
Murrieta                    Full Documentation           0.5              0          2        11/01/05
Cleveland                   Full Documentation           0.5              0          2        11/01/05
Cheshire                    Stated Documentation         0.5              0          1        11/01/05
Dalton                      Full Documentation           0.5              0          1        11/01/05
Albuquerque                 Stated Documentation         0.5              0          1        11/01/05
NEW ORLEANS                 Stated Documentation         0.5              0          1        12/01/05
Pekin                       Full Documentation           0.5              0          1        11/01/05
Fairfield                   Stated Documentation         0.5              0          2        11/01/05
Palm Harbor                 No Documentation             0.5              0          2        11/01/05
Orlando                     Full Documentation           0.5              0          1        11/01/05
Greenwell Springs           Full Documentation           0.5              0          1        11/01/05
Forest Park                 Full Documentation           0.5              0          2        11/01/05
Yucca Valley                Full Documentation           0.5              0          1        11/01/05
Mount Vernon                Full Documentation           0.5              0          1        11/01/05
Somerton                    Full Documentation           0.5              0          1        11/01/05
ENTERPRISE                  Full Documentation           0.5              0          1        12/01/05
Phoenix                     Full Documentation           0.5              0          1        11/01/05
Augusta                     Stated Documentation         0.5              0          1        11/01/05
Cave Creek                  Stated Documentation         0.5              0          2        11/01/05
Dallas                      Stated Documentation         0.5              0          2        11/01/05
Temecula                    Stated Documentation         0.5              0          2        11/01/05
Norbeck                     Full Documentation           0.5              0          1        11/01/05
Menasha                     Full Documentation           0.5              0          1        11/01/05
Goodrich                    Stated Documentation         0.5              0          1        11/01/05
Leland                      Full Documentation           0.5              0          1        11/01/05
Pittsburgh                  Stated Documentation         0.5              0          1        11/01/05
Franklinville               Stated Documentation         0.5              0          2        11/01/05
Lafayette                   Full Documentation           0.5              0          1        11/01/05
Mandeville                  Stated Documentation         0.5              0          1        11/01/05
Plyler                      Limited Documentation        0.5              0          1        11/01/05
East Haddam                 Stated Documentation         0.5              0          1        11/01/05
Asheville                   Stated Documentation         0.5              0          1        11/01/05
Calhoun                     Full Documentation           0.5              0          1        11/01/05
Baxter                      Full Documentation           0.5              0          1        11/01/05
Walker                      Stated Documentation         0.5              0          1        11/01/05
San Jose                    Full Documentation           0.5              0          1        11/01/05
New Smyrna Beach            Stated Documentation         0.5              0          2        11/01/05
Boise                       Full Documentation           0.5              0          2        11/01/05
La Tijera                   Stated Documentation         0.5              0          2        11/01/05
East Brunswick              Full Documentation           0.5              0          1        11/01/05
Chipley                     Full Documentation           0.5              0          1        11/01/05
Rochester                   No Documentation             0.5              0          1        11/01/05
Jacksonville                Full Documentation           0.5              0          1        11/01/05
Masury                      Stated Documentation         0.5              0          1        11/01/05
Roseville                   Stated Documentation         0.5              0          1        11/01/05
Roseville                   Stated Documentation         0.5              0          2        11/01/05
Toledo                      Full Documentation           0.5              0          1        11/01/05
Masury                      Stated Documentation         0.5              0          1        11/01/05
Plaza                       Stated Documentation         0.5              0          1        11/01/05
Rodeo                       Full Documentation           0.5              0          1        11/01/05
Hot Springs                 Full Documentation           0.5              0          1        11/01/05
Yukon                       Stated Documentation         0.5              0          1        11/01/05
Darnestown                  Stated Documentation         0.5              0          1        11/01/05
Hughson                     No Documentation             0.5              0          1        11/01/05
Saint Petersburg            Stated Documentation         0.5              0          1        11/01/05
Tulsa                       Limited Documentation        0.5              0          1        11/01/05
Orosi                       Full Documentation           0.5              0          1        11/01/05
Independence                Full Documentation           0.5              0          1        11/01/05
Brandon                     Stated Documentation         0.5              0          1        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Glendale                    Stated Documentation         0.5              0          1        11/01/05
Brandon                     Stated Documentation         0.5              0          2        11/01/05
Chicopee                    Stated Documentation         0.5              0          1        11/01/05
Asheville                   Stated Documentation         0.5              0          2        11/01/05
Lynwood                     Stated Documentation         0.5              0          1        11/01/05
Mastic                      Stated Documentation         0.5              0          1        11/01/05
Hughson                     No Documentation             0.5              0          2        11/01/05
Glendale                    Stated Documentation         0.5              0          2        11/01/05
Cleveland                   Stated Documentation         0.5              0          1        11/01/05
Orlando                     No Documentation             0.5              0          2        11/01/05
Bradenton                   Stated Documentation         0.5              0          2        11/01/05
Defiance                    Full Documentation           0.5              0          2        11/01/05
Flint                       Full Documentation           0.5              0          1        11/01/05
Tampa                       Stated Documentation         0.5              0          1        11/01/05
Flint                       Full Documentation           0.5              0          1        11/01/05
Lorain                      Full Documentation           0.5              0          1        11/01/05
Poland                      Full Documentation           0.5              0          1        11/01/05
Gorham                      Stated Documentation         0.5              0          1        11/01/05
Arundel                     Stated Documentation         0.5              0          1        11/01/05
Cloverly                    Stated Documentation         0.5              0          1        11/01/05
Cheshire                    Stated Documentation         0.5              0          2        11/01/05
Buffalo                     Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          2        11/01/05
Kissimmee                   Stated Documentation         0.5              0          1        11/01/05
Boardman                    Full Documentation           0.5              0          1        11/01/05
Fort Myers                  Stated Documentation         0.5              0          2        11/01/05
West Middlesex              Full Documentation           0.5              0          1        11/01/05
Leland                      Full Documentation           0.5              0          2        11/01/05
                            Stated Documentation         0.5              0          1        11/01/05
Darnestown                  Stated Documentation         0.5              0          2        11/01/05
Roscommon                   Full Documentation           0.5              0          1        11/01/05
ROGERSVILLE                 Full Documentation           0.5              0          1        12/01/05
Cathedral City              Stated Documentation         0.5              0          2        11/01/05
Paterson                    Stated Documentation         0.5              0          1        11/01/05
Plain City                  Full Documentation           0.5              0          1        11/01/05
Lavaca                      Full Documentation           0.5              0          1        11/01/05
Wellston                    Full Documentation           0.5              0          1        11/01/05
Fort Wayne                  Full Documentation           0.5              0          1        11/01/05
Naranja                     Full Documentation           0.5              0          2        11/01/05
New Bedford                 Full Documentation           0.5              0          1        11/01/05
Lehi                        Stated Documentation         0.5              0          1        11/01/05
Lynwood                     Stated Documentation         0.5              0          2        11/01/05
Hi Vista                    Limited Documentation        0.5              0          1        11/01/05
Cave Creek                  No Documentation             0.5              0          2        11/01/05
Tracy                       Full Documentation           0.5              0          1        11/01/05
Indio                       Full Documentation           0.5              0          1        11/01/05
Saint Louis                 Limited Documentation        0.5              0          1        11/01/05
Marion                      Stated Documentation         0.5              0          2        11/01/05
Kissimmee                   Stated Documentation         0.5              0          2        11/01/05
White Cloud                 Full Documentation           0.5              0          1        11/01/05
Stow                        Stated Documentation         0.5              0          1        11/01/05
Canton                      Full Documentation           0.5              0          1        11/01/05
Danbury                     Stated Documentation         0.5              0          2        11/01/05
Palm Harbor                 Limited Documentation        0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
MILWAUKEE                   Full Documentation           0.5              0          1        12/01/05
Hamilton                    Full Documentation           0.5              0          1        11/01/05
Lakeland                    Full Documentation           0.5              0          1        11/01/05
Davie                       Stated Documentation         0.5              0          1        11/01/05
Middletown                  Stated Documentation         0.5              0          2        11/01/05
Central Islip               Stated Documentation         0.5              0          1        11/01/05
Jamaica                     Full Documentation           0.5              0          1        11/01/05
Lehigh                      Full Documentation           0.5              0          1        11/01/05
Stow                        Stated Documentation         0.5              0          2        11/01/05
Greer                       Stated Documentation         0.5              0          2        11/01/05
Lehi                        Stated Documentation         0.5              0          2        11/01/05
Davie                       Full Documentation           0.5              0          1        11/01/05
Central Islip               Stated Documentation         0.5              0          2        11/01/05
Sedona                      Stated Documentation         0.5              0          2        11/01/05
Indio                       Full Documentation           0.5              0          2        11/01/05
Kansas City                 Stated Documentation         0.5              0          1        11/01/05
WPAFB                       No Documentation             0.5              0          1        11/01/05
WILMINGTON                  Stated Documentation         0.5              0          1        12/01/05
Gulfport                    Full Documentation           0.5              0          2        11/01/05
Auburn                      Stated Documentation         0.5              0          2        11/01/05
Glenmont                    Stated Documentation         0.5              0          1        11/01/05
La Vergne                   Full Documentation           0.5              0          1        11/01/05
Mount Hope                  Full Documentation           0.5              0          1        11/01/05
Goodrich                    Stated Documentation         0.5              0          2        11/01/05
Edgemoor                    Stated Documentation         0.5              0          1        11/01/05
Miramar                     Stated Documentation         0.5              0          1        11/01/05
Estero                      Stated Documentation         0.5              0          1        11/01/05
Greenwood                   Stated Documentation         0.5              0          1        11/01/05
Buffalo                     Stated Documentation         0.5              0          1        11/01/05
Mahon                       Full Documentation           0.5              0          1        11/01/05
Cleveld                     Full Documentation           0.5              0          1        11/01/05
Estero                      Stated Documentation         0.5              0          2        11/01/05
Anderson                    Full Documentation           0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          1        11/01/05
Fontana                     Full Documentation           0.5              0          1        11/01/05
Chillicothe                 Full Documentation           0.5              0          1        11/01/05
Fort Pierce                 Full Documentation           0.5              0          2        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
McMurray                    Stated Documentation         0.5              0          1        11/01/05
Mobile                      Full Documentation           0.5              0          1        11/01/05
Fort Pierce                 Full Documentation           0.5              0          1        11/01/05
Mobile                      Full Documentation           0.5              0          2        11/01/05
Sevierville                 Full Documentation           0.5              0          1        11/01/05
Gorham                      Stated Documentation         0.5              0          2        11/01/05
Antelope                    Stated Documentation         0.5              0          1        11/01/05
Antelope                    Stated Documentation         0.5              0          2        11/01/05
Lynco                       No Documentation             0.5              0          1        11/01/05
Lake Wales                  Full Documentation           0.5              0          1        11/01/05
Palm Desert                 Full Documentation           0.5              0          1        11/01/05
San Gabriel                 Full Documentation           0.5              0          1        11/01/05
Sacramento                  Stated Documentation         0.5              0          1        11/01/05
Long Beach                  Stated Documentation         0.5              0          1        11/01/05
Watts                       Full Documentation           0.5              0          1        11/01/05
Sacramento                  Full Documentation           0.5              0          1        11/01/05
Tucson                      Full Documentation           0.5              0          1        11/01/05
Tucson                      Full Documentation           0.5              0          2        11/01/05
                            Full Documentation           0.5              0          1        11/01/05
Moreno Valley               Stated Documentation         0.5              0          1        11/01/05
Pasadena                    Stated Documentation         0.5              0          1        11/01/05
Pasadena                    Stated Documentation         0.5              0          2        11/01/05
Mira Loma                   Full Documentation           0.5              0          1        11/01/05
Ldhl                        Stated Documentation         0.5              0          1        11/01/05
Ldhl                        Stated Documentation         0.5              0          2        11/01/05
Lakewood                    Full Documentation           0.5              0          1        11/01/05
Lakewood                    Full Documentation           0.5              0          2        11/01/05
Sylmar                      Stated Documentation         0.5              0          1        11/01/05
Reno                        Stated Documentation         0.5              0          1        11/01/05
Etna                        Stated Documentation         0.5              0          1        11/01/05
Jacksboro                   Full Documentation           0.5              0          1        11/01/05
Toledo                      Full Documentation           0.5              0          1        11/01/05
Trabuco Canyon              Full Documentation           0.5              0          1        11/01/05
Montgomery                  Full Documentation           0.5              0          1        11/01/05
Davie                       Stated Documentation         0.5              0          2        11/01/05
Kittery                     No Documentation             0.5              0          1        11/01/05
Montgomery                  Full Documentation           0.5              0          2        11/01/05
Mack                        Stated Documentation         0.5              0          1        11/01/05
Wellington                  Stated Documentation         0.5              0          1        11/01/05
Tice                        Stated Documentation         0.5              0          1        11/01/05
Haverhill                   Stated Documentation         0.5              0          1        11/01/05
Lakeland                    Full Documentation           0.5              0          1        11/01/05
Seat Pleasant               Full Documentation           0.5              0          1        11/01/05
Islip                       Full Documentation           0.5              0          1        11/01/05
Hoschton                    Full Documentation           0.5              0          2        11/01/05
Asharoken                   Full Documentation           0.5              0          1        11/01/05
Cimarron Hills              Full Documentation           0.5              0          1        11/01/05
Oakville                    Stated Documentation         0.5              0          2        11/01/05
Kernan                      Stated Documentation         0.5              0          1        11/01/05
Edgewood                    Full Documentation           0.5              0          1        11/01/05
Arden                       Stated Documentation         0.5              0          1        11/01/05
Silver Spring               Stated Documentation         0.5              0          1        11/01/05
Wade                        Full Documentation           0.5              0          1        11/01/05
Aberdeen                    Stated Documentation         0.5              0          2        11/01/05
Dallas                      Full Documentation           0.5              0          1        11/01/05
Chicago                     Full Documentation           0.5              0          1        11/01/05
Miramar                     Stated Documentation         0.5              0          2        11/01/05
Torrington                  Full Documentation           0.5              0          1        11/01/05
Chicago                     Stated Documentation         0.5              0          1        11/01/05
Warren                      Stated Documentation         0.5              0          1        11/01/05
Fort Pierce                 Full Documentation           0.5              0          2        11/01/05
Washingtonville             Full Documentation           0.5              0          1        11/01/05
Shady Lake                  Full Documentation           0.5              0          1        11/01/05
Napa                        Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Stated Documentation         0.5              0          1        11/01/05
Miami                       Stated Documentation         0.5              0          2        11/01/05
Dale City                   Stated Documentation         0.5              0          1        11/01/05
Yukon                       Stated Documentation         0.5              0          2        11/01/05
Springfield                 Full Documentation           0.5              0          1        11/01/05
Knoxville                   Full Documentation           0.5              0          1        11/01/05
ETHEL                       Stated Documentation         0.5              0          1        12/01/05
Lakeland                    Full Documentation           0.5              0          2        11/01/05
McMurray                    Stated Documentation         0.5              0          2        11/01/05
Mount Washington            Stated Documentation         0.5              0          1        11/01/05
Stuart                      Stated Documentation         0.5              0          1        11/01/05
Tampa                       Full Documentation           0.5              0          2        11/01/05
Akron                       Full Documentation           0.5              0          1        11/01/05
Lansing                     Full Documentation           0.5              0          1        11/01/05
Poteau                      Full Documentation           0.5              0          1        11/01/05
Simpsonville                Full Documentation           0.5              0          1        11/01/05
Dade City                   Full Documentation           0.5              0          1        11/01/05
Jacksonville                Stated Documentation         0.5              0          2        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Simpsonville                Stated Documentation         0.5              0          1        11/01/05
Linndale                    Full Documentation           0.5              0          1        11/01/05
Rochester                   Full Documentation           0.5              0          1        11/01/05
Sevierville                 Full Documentation           0.5              0          2        11/01/05
Dade City                   Full Documentation           0.5              0          2        11/01/05
Detroit                     Full Documentation           0.5              0          1        11/01/05
Cimarron Hills              Full Documentation           0.5              0          2        11/01/05
Bakersfield                 Stated Documentation         0.5              0          1        11/01/05
Shreveport                  Full Documentation           0.5              0          1        11/01/05
Chattanooga                 Stated Documentation         0.5              0          1        11/01/05
Raytown                     No Documentation             0.5              0          1        11/01/05
Bloomingdale                No Documentation             0.5              0          1        11/01/05
Tampa                       Stated Documentation         0.5              0          2        11/01/05
Tracy                       Full Documentation           0.5              0          2        11/01/05
Melbourne                   Stated Documentation         0.5              0          1        11/01/05
Tulsa                       Full Documentation           0.5              0          1        11/01/05
Surveyor                    Full Documentation           0.5              0          1        11/01/05
Warren                      Full Documentation           0.5              0          1        11/01/05
Tarpon Springs              Full Documentation           0.5              0          1        11/01/05
Dale City                   Stated Documentation         0.5              0          2        11/01/05
Binghamton                  Full Documentation           0.5              0          1        11/01/05
Caldwell                    Full Documentation           0.5              0          1        11/01/05
Denver                      Stated Documentation         0.5              0          1        11/01/05
Detroit                     Stated Documentation         0.5              0          2        11/01/05
Progress                    Full Documentation           0.5              0          2        11/01/05
Florence                    Full Documentation           0.5              0          1        11/01/05
Phoenix                     Full Documentation           0.5              0          2        11/01/05
Lake Ridge                  Stated Documentation         0.5              0          1        11/01/05
White House                 Stated Documentation         0.5              0          1        11/01/05
Lake Ridge                  Stated Documentation         0.5              0          1        11/01/05
Beloit                      Stated Documentation         0.5              0          1        11/01/05
Greenwood                   Stated Documentation         0.5              0          2        11/01/05
Las Vegas                   Stated Documentation         0.5              0          2        11/01/05
Mount Washington            Stated Documentation         0.5              0          2        11/01/05
Pompano Beach               Stated Documentation         0.5              0          1        11/01/05
Caldwell                    Full Documentation           0.5              0          2        11/01/05
Darbydale                   Stated Documentation         0.5              0          1        11/01/05
Simpsonville                Stated Documentation         0.5              0          2        11/01/05
Westerville                 Stated Documentation         0.5              0          1        11/01/05
Taft                        Full Documentation           0.5              0          2        11/01/05
Leesburg                    Full Documentation           0.5              0          1        11/01/05
Grandview                   Full Documentation           0.5              0          1        11/01/05
Grandview                   Full Documentation           0.5              0          2        11/01/05
Call                        No Documentation             0.5              0          1        11/01/05
Alex                        Full Documentation           0.5              0          1        11/01/05
Wade                        Full Documentation           0.5              0          2        11/01/05
Tarpon Springs              Full Documentation           0.5              0          2        11/01/05
Buckeye                     Full Documentation           0.5              0          1        11/01/05
Lake Ridge                  Stated Documentation         0.5              0          2        11/01/05
Stone Mountain              No Documentation             0.5              0          1        11/01/05
PHILADELPHIA                Full Documentation           0.5              0          1        12/01/05
Ruther Glen                 Stated Documentation         0.5              0          1        11/01/05
TULSA                       Full Documentation           0.5              0          1        12/01/05
Appleton                    Full Documentation           0.5              0          1        11/01/05
Atlanta                     Limited Documentation        0.5              0          1        11/01/05
Mooresville                 Full Documentation           0.5              0          1        11/01/05
Sherwood                    Stated Documentation         0.5              0          2        11/01/05
Flint                       Stated Documentation         0.5              0          1        11/01/05
Denver                      Full Documentation           0.5              0          2        11/01/05
Harristown                  Full Documentation           0.5              0          2        11/01/05
Stone Mountain              No Documentation             0.5              0          2        11/01/05
DARLINGTON                  Full Documentation           0.5              0          1        12/01/05
Kansas City                 Limited Documentation        0.5              0          1        11/01/05
Pandora                     Stated Documentation         0.5              0          1        11/01/05
Chattanooga                 Stated Documentation         0.5              0          2        11/01/05
Denver                      Stated Documentation         0.5              0          2        11/01/05
Gallatin                    Limited Documentation        0.5              0          1        11/01/05
Conley                      Full Documentation           0.5              0          1        11/01/05
LAWRENCEBURG                Stated Documentation         0.5              0          1        12/01/05
Biloxi                      Full Documentation           0.5              0          1        11/01/05
DETROIT                     Stated Documentation         0.5              0          1        12/01/05
UTICA                       Full Documentation           0.5              0          1        12/01/05
Devon                       Full Documentation           0.5              0          1        11/01/05
Jackson                     Full Documentation           0.5              0          1        11/01/05
Murrieta                    Limited Documentation        0.5              0          1        11/01/05
Chicago                     Limited Documentation        0.5              0          1        11/01/05
Allen                       Full Documentation           0.5              0          2        11/01/05
Bobo                        No Documentation             0.5              0          2        11/01/05
Lisbon                      Stated Documentation         0.5              0          1        11/01/05
FLINT                       Full Documentation           0.5              0          1        12/01/05
Westerville                 Stated Documentation         0.5              0          2        11/01/05
Ruther Glen                 Stated Documentation         0.5              0          2        11/01/05
Huntley                     Full Documentation           0.5              0          1        11/01/05
Pine                        Stated Documentation         0.5              0          1        11/01/05
Carthage                    Stated Documentation         0.5              0          1        11/01/05
BROOKLYN                    Full Documentation           0.5              0          1        12/01/05
DOWNSVILLE                  Stated Documentation         0.5              0          1        12/01/05
Chillicothe                 Full Documentation           0.5              0          2        11/01/05
Fdl                         Stated Documentation         0.5              0          1        11/01/05
Lakeland                    Full Documentation           0.5              0          2        11/01/05
ALBANY                      Stated Documentation         0.5              0          1        12/01/05
Albuquerque                 Stated Documentation         0.5              0          2        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Augusta                     Stated Documentation         0.5              0          2        11/01/05
LANSING                     Stated Documentation         0.5              0          1        12/01/05
New Port Richey             No Documentation             0.5              0          1        11/01/05
Tualatin                    Full Documentation           0.5              0          1        11/01/05
Lake Ridge                  Stated Documentation         0.5              0          2        11/01/05
Walker                      Stated Documentation         0.5              0          2        11/01/05
Fdl                         Stated Documentation         0.5              0          2        11/01/05
Warren                      Stated Documentation         0.5              0          2        11/01/05
Princeton                   Full Documentation           0.5              0          1        11/01/05
Pompano Beach               Stated Documentation         0.5              0          2        11/01/05
UTICA                       Full Documentation           0.5              0          1        12/01/05
Macon                       Full Documentation           0.5              0          1        11/01/05
Mount Hope                  Full Documentation           0.5              0          2        11/01/05
Marina                      Full Documentation           0.5              0          1        11/01/05
Cooke                       Full Documentation           0.5              0          1        11/01/05
Columbus                    Stated Documentation         0.5              0          1        11/01/05
Washington                  Full Documentation           0.5              0          1        11/01/05
Boardman                    Full Documentation           0.5              0          1        11/01/05
Conover                     Stated Documentation         0.5              0          2        11/01/05
Memphis                     Stated Documentation         0.5              0          1        11/01/05
Middletown                  Full Documentation           0.5              0          1        11/01/05
Lima                        Full Documentation           0.5              0          1        11/01/05
Newark                      Full Documentation           0.5              0          1        11/01/05
Washington                  Full Documentation           0.5              0          1        11/01/05
Gadsden                     Full Documentation           0.5              0          1        11/01/05
Wilmington                  Full Documentation           0.5              0          2        11/01/05
CHATTANOOGA                 Full Documentation           0.5              0          1        12/01/05
Laceyville                  Full Documentation           0.5              0          1        11/01/05
Cape Coral                  Full Documentation           0.5              0          1        11/01/05
Reva                        Full Documentation           0.5              0          1        11/01/05
Charlotte                   Full Documentation           0.5              0          1        11/01/05
Riverdale                   Full Documentation           0.5              0          1        11/01/05
Webster                     Full Documentation           0.5              0          1        11/01/05
Tuxedo                      Full Documentation           0.5              0          1        11/01/05
Cloverly                    Stated Documentation         0.5              0          2        11/01/05
PRAIRIEVILLE                Stated Documentation         0.5              0          1        12/01/05
Odessa                      Full Documentation           0.5              0          1        11/01/05
Odessa                      Full Documentation           0.5              0          2        11/01/05
Pine                        Stated Documentation         0.5              0          2        11/01/05
PORTLAND                    Full Documentation           0.5              0          1        12/01/05
EAST BOSTON                 Stated Documentation         0.5              0          1        12/01/05
Laceyville                  Full Documentation           0.5              0          2        11/01/05
Honeoye                     Stated Documentation         0.5              0          1        11/01/05
Akron                       Stated Documentation         0.5              0          1        11/01/05
Streetsboro                 Stated Documentation         0.5              0          1        11/01/05
Miami                       Full Documentation           0.5              0          1        11/01/05
Riviera Beach               Stated Documentation         0.5              0          1        11/01/05
Hollywood                   Full Documentation           0.5              0          1        11/01/05
Saco                        Stated Documentation         0.5              0          1        11/01/05
Saco                        Stated Documentation         0.5              0          1        11/01/05
Tualatin                    Full Documentation           0.5              0          2        11/01/05
Streetsboro                 Stated Documentation         0.5              0          2        11/01/05
Phoenix                     Stated Documentation         0.5              0          2        11/01/05
Sarasota                    Full Documentation           0.5              0          1        11/01/05
ESCANABA                    Full Documentation           0.5              0          1        12/01/05
Ithaca                      Full Documentation           0.5              0          1        11/01/05
CRYSTAL LAKE                Full Documentation           0.5              0          1        12/01/05
METHUEN                     No Documentation             0.5              0          1        12/01/05
MILAN                       Full Documentation           0.5              0          1        12/01/05
PHILADELPHIA                Full Documentation           0.5              0          1        12/01/05
LEVITTOWN                   Full Documentation           0.5              0          1        12/01/05
PALM BRANCH                 Full Documentation           0.5              0          1        12/01/05
COLUMBIA                    Full Documentation           0.5              0          1        12/01/05
LINDEN                      Stated Documentation         0.5              0          1        12/01/05
BEAUMONT                    Stated Documentation         0.5              0          1        12/01/05
MEMPHIS                     Full Documentation           0.5              0          1        12/01/05
CAMPBELL                    Full Documentation           0.5              0          1        12/01/05
PITTSBURGH                  Full Documentation           0.5              0          1        12/01/05
ALTOONA                     Stated Documentation         0.5              0          1        12/01/05
PHILADELPHIA                Full Documentation           0.5              0          1        12/01/05
AKRON                       Stated Documentation         0.5              0          1        12/01/05
HILTON                      Full Documentation           0.5              0          1        12/01/05
WOODSTOCK                   Stated Documentation         0.5              0          1        12/01/05
UTICA                       Full Documentation           0.5              0          1        12/01/05
ST LOUIS                    Stated Documentation         0.5              0          1        12/01/05
OCEAN SPRINGS               Full Documentation           0.5              0          1        12/01/05
MURRIETA                    Stated Documentation         0.5              0          1        12/01/05
WEST POINT                  Stated Documentation         0.5              0          1        12/01/05
CARNESVILLE                 Stated Documentation         0.5              0          1        12/01/05
MERCER                      Full Documentation           0.5              0          1        12/01/05
MERIDIAN                    Stated Documentation         0.5              0          1        12/01/05
BRANDON                     Full Documentation           0.5              0          1        12/01/05
SPARTA                      Limited Documentation        0.5              0          1        12/01/05
BAYVILLE                    Full Documentation           0.5              0          1        12/01/05
TOLEDO                      Full Documentation           0.5              0          1        12/01/05
SAN FRACISCO                Full Documentation           0.5              0          1        12/01/05
CLAREMORE                   Stated Documentation         0.5              0          1        12/01/05
ROSLYN                      Stated Documentation         0.5              0          1        12/01/05
IDYLLWILD                   Stated Documentation         0.5              0          1        12/01/05
Bethlehem                   Full Documentation           0.5              0          1        12/01/05
JACKSON                     Full Documentation           0.5              0          1        12/01/05
BATON ROUGE                 Full Documentation           0.5              0          1        12/01/05
MILWAUKEE                   Full Documentation           0.5              0          1        12/01/05
OVERLAND PARK               Full Documentation           0.5              0          1        12/01/05
NEW ORLEANS                 Full Documentation           0.5              0          1        12/01/05
BOISE                       Stated Documentation         0.5              0          1        12/01/05
WILBRAHAM                   Full Documentation           0.5              0          1        12/01/05
WESTMINSTER                 Full Documentation           0.5              0          1        12/01/05
TWO RIVERS                  Stated Documentation         0.5              0          1        12/01/05
ANDEAS                      Full Documentation           0.5              0          1        12/01/05
GREENVILLE                  Limited Documentation        0.5              0          1        12/01/05
MASSILLON                   Stated Documentation         0.5              0          1        12/01/05
DENVER                      Stated Documentation         0.5              0          1        12/01/05
JACKSON                     Stated Documentation         0.5              0          1        12/01/05
CHARLESTOWN                 Stated Documentation         0.5              0          1        12/01/05
EVERETT                     Full Documentation           0.5              0          1        12/01/05
RATON                       Full Documentation           0.5              0          1        12/01/05
WEST HARTFORD               Full Documentation           0.5              0          1        12/01/05
AKRON                       Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Stated Documentation         0.5              0          1        12/01/05
GREAT FALLS                 No Documentation             0.5              0          1        12/01/05
RIVERDALE                   Full Documentation           0.5              0          1        12/01/05
GERMANTOWN                  Full Documentation           0.5              0          1        12/01/05
HOUSTON                     Full Documentation           0.5              0          1        12/01/05
DETROIT                     Stated Documentation         0.5              0          1        12/01/05
GALLOWAY                    Stated Documentation         0.5              0          1        12/01/05
JACKSON                     Full Documentation           0.5              0          1        12/01/05
PHILADELPHIA                Full Documentation           0.5              0          1        12/01/05
BIG BEAR LAKE               Stated Documentation         0.5              0          1        12/01/05
TULSA                       Full Documentation           0.5              0          1        12/01/05
BRENTWOOD                   Full Documentation           0.5              0          1        12/01/05
SOMERVILLE                  Stated Documentation         0.5              0          1        12/01/05
PALM HARBOR                 Stated Documentation         0.5              0          1        12/01/05
ALLIANCE                    Full Documentation           0.5              0          1        12/01/05
MORRAL                      Stated Documentation         0.5              0          1        12/01/05
BOYNE CITY                  Full Documentation           0.5              0          1        12/01/05
CORONA                      Stated Documentation         0.5              0          1        12/01/05
NORTH MIAMI                 Full Documentation           0.5              0          1        12/01/05
SAVANNAH                    Full Documentation           0.5              0          1        12/01/05
CLEVELAND                   Full Documentation           0.5              0          1        12/01/05
LORAIN                      Full Documentation           0.5              0          1        12/01/05
YOUNGSTOWN                  Limited Documentation        0.5              0          1        12/01/05
NEWBURGH                    Stated Documentation         0.5              0          1        12/01/05
RACINE                      Full Documentation           0.5              0          1        12/01/05
BATON ROUGE                 Full Documentation           0.5              0          1        12/01/05
WHEELERSBURG                Full Documentation           0.5              0          1        12/01/05
BLACKWELL                   Full Documentation           0.5              0          1        12/01/05
NAPOLEONVILLE               Full Documentation           0.5              0          1        12/01/05
GARNER                      Full Documentation           0.5              0          1        12/01/05
JUDSONIA                    Stated Documentation         0.5              0          1        12/01/05
FRAMINGHAM                  Full Documentation           0.5              0          1        12/01/05
DOUGLAS                     Full Documentation           0.5              0          1        12/01/05
ANTWERP                     Full Documentation           0.5              0          1        12/01/05
DENHAM SPRINGS              Full Documentation           0.5              0          1        12/01/05
HACIENDA HEIGHTS            Full Documentation           0.5              0          1        12/01/05
HIGHLAND                    Stated Documentation         0.5              0          1        12/01/05
ATHENS                      Full Documentation           0.5              0          1        12/01/05
CAHOKIA                     Stated Documentation         0.5              0          1        12/01/05
BATON ROUGE                 Full Documentation           0.5              0          1        12/01/05
FLINT                       Stated Documentation         0.5              0          1        12/01/05
ASHLAND                     Stated Documentation         0.5              0          1        12/01/05
BIXBY                       Full Documentation           0.5              0          1        12/01/05
NASHVILLE                   No Documentation             0.5              0          1        12/01/05
SOUTH BEND                  Full Documentation           0.5              0          1        12/01/05
LUCEDALE                    Full Documentation           0.5              0          1        12/01/05
HOUSTON                     Full Documentation           0.5              0          1        12/01/05
LANCASTER                   Stated Documentation         0.5              0          1        12/01/05
PERRIS                      Full Documentation           0.5              0          1        12/01/05
NOBLESVILLE                 Stated Documentation         0.5              0          1        12/01/05
GRAYSVILLE                  Full Documentation           0.5              0          1        12/01/05
WASHINGTON                  Full Documentation           0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
KANSAS CITY                 Full Documentation           0.5              0          1        12/01/05
RANCHO MIRAGE               Full Documentation           0.5              0          1        12/01/05
MOWEAQUA                    Full Documentation           0.5              0          1        12/01/05
PICO RIVERA                 Full Documentation           0.5              0          1        12/01/05
SPRINGFIELD                 Full Documentation           0.5              0          1        12/01/05
MORGANTON                   Stated Documentation         0.5              0          1        12/01/05
COUNTRY CLUB HILLS          Stated Documentation         0.5              0          1        12/01/05
LUCEDALE                    Full Documentation           0.5              0          1        12/01/05
OAK PARK                    Full Documentation           0.5              0          1        12/01/05
ABINGTON                    Full Documentation           0.5              0          1        12/01/05
SANTA FE SPRINGS            Full Documentation           0.5              0          1        12/01/05
ALPHARETTA                  Full Documentation           0.5              0          1        12/01/05
NORTH BABYLON               Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Full Documentation           0.5              0          1        12/01/05
PAULDING                    Stated Documentation         0.5              0          1        12/01/05
MARGATE                     Stated Documentation         0.5              0          1        12/01/05
NEW ORLEANS                 Full Documentation           0.5              0          1        12/01/05
MOBILE                      Full Documentation           0.5              0          1        12/01/05
FERNANDINA BEACH            Full Documentation           0.5              0          1        12/01/05
SILVERTHORNE                Stated Documentation         0.5              0          1        12/01/05
WHARTON                     Full Documentation           0.5              0          1        12/01/05
MOORESVILLE                 Stated Documentation         0.5              0          1        12/01/05
COLORADO SPRINGS            Stated Documentation         0.5              0          1        12/01/05
MCGUFFEY                    Full Documentation           0.5              0          1        12/01/05
QUEEN CREEK                 No Documentation             0.5              0          1        12/01/05
ORLANDO                     Full Documentation           0.5              0          1        12/01/05
LUCEDALE                    Full Documentation           0.5              0          1        12/01/05
MIAMI                       Stated Documentation         0.5              0          1        12/01/05
MARTINS FERRY               Full Documentation           0.5              0          1        12/01/05
PORTSMOUTH                  Stated Documentation         0.5              0          1        12/01/05
ORCHARD PARK                Full Documentation           0.5              0          1        12/01/05
EWA BEACH                   Full Documentation           0.5              0          1        12/01/05
DISCOVERY BAY               Stated Documentation         0.5              0          1        12/01/05
PARK FOREST                 Stated Documentation         0.5              0          1        12/01/05
FITHIAN                     Full Documentation           0.5              0          1        12/01/05
ROCKFORD                    Full Documentation           0.5              0          1        12/01/05
HAGERSTOWN                  No Documentation             0.5              0          1        12/01/05
EXMORE                      Full Documentation           0.5              0          1        12/01/05
ST LOUIS                    Full Documentation           0.5              0          1        12/01/05
SADORUS                     Stated Documentation         0.5              0          1        12/01/05
NORTH PLAINFIELD            Full Documentation           0.5              0          1        12/01/05
LOS ANGELES                 Stated Documentation         0.5              0          1        12/01/05
DETROIT                     Stated Documentation         0.5              0          1        12/01/05
NILES                       Full Documentation           0.5              0          1        12/01/05
WAXHAW                      Full Documentation           0.5              0          1        12/01/05
JACKSON                     Full Documentation           0.5              0          1        12/01/05
PHELPS                      Limited Documentation        0.5              0          1        12/01/05
SELMA                       Full Documentation           0.5              0          1        12/01/05
FULTS                       Stated Documentation         0.5              0          1        12/01/05
SIMPSONVILLE                Full Documentation           0.5              0          1        12/01/05
BRECKSVILLE                 Stated Documentation         0.5              0          1        12/01/05
OTTAWA                      Full Documentation           0.5              0          1        12/01/05
MILLPORT                    Full Documentation           0.5              0          1        12/01/05
HUBBARD LK                  Full Documentation           0.5              0          1        12/01/05
OPP                         Full Documentation           0.5              0          1        12/01/05
NEWPORT                     Full Documentation           0.5              0          1        12/01/05
ROCKFORD                    Full Documentation           0.5              0          1        12/01/05
ST CHARLES                  Full Documentation           0.5              0          1        12/01/05
LA PUENTE                   Full Documentation           0.5              0          1        12/01/05
RICHMOND                    Full Documentation           0.5              0          1        12/01/05
ATCHISON                    Full Documentation           0.5              0          1        12/01/05
LEXINGTON                   Full Documentation           0.5              0          1        12/01/05
WESTFIELD                   Limited Documentation        0.5              0          1        12/01/05
BIRMINGHAM                  Full Documentation           0.5              0          1        12/01/05
BIRMINGHAM                  Full Documentation           0.5              0          1        12/01/05
ADA                         Stated Documentation         0.5              0          1        12/01/05
OSSINEKE                    Stated Documentation         0.5              0          1        12/01/05
SHERWOOD                    Stated Documentation         0.5              0          1        12/01/05
DAYTON                      Full Documentation           0.5              0          1        12/01/05
WORCESTER                   Stated Documentation         0.5              0          1        12/01/05
TEMPLE HILLS                Full Documentation           0.5              0          1        12/01/05
JOPLIN                      Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Full Documentation           0.5              0          1        12/01/05
BEEBE                       Full Documentation           0.5              0          1        12/01/05
DUNDALK                     Full Documentation           0.5              0          1        12/01/05
MOUNT MORRIS                Stated Documentation         0.5              0          1        12/01/05
ROSLINDALE                  Full Documentation           0.5              0          1        12/01/05
SANTA MARIA                 Full Documentation           0.5              0          1        12/01/05
MARICOPA                    Stated Documentation         0.5              0          1        12/01/05
COLUMBIA                    Full Documentation           0.5              0          1        12/01/05
OIL CITY                    Full Documentation           0.5              0          1        12/01/05
ELWOOD                      Full Documentation           0.5              0          1        12/01/05
BUFFALO GROVE               Stated Documentation         0.5              0          1        12/01/05
DES MOINES                  Full Documentation           0.5              0          1        12/01/05
LANSING                     Stated Documentation         0.5              0          1        12/01/05
LELAND                      Stated Documentation         0.5              0          1        12/01/05
LAFAYETTE                   Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Limited Documentation        0.5              0          1        12/01/05
BRANT ROCK                  Full Documentation           0.5              0          1        12/01/05
HENDERSONVILLE              Full Documentation           0.5              0          1        12/01/05
LOS ANGELES                 Stated Documentation         0.5              0          1        12/01/05
ALBUQUERQUE                 Full Documentation           0.5              0          1        12/01/05
DENISON                     Stated Documentation         0.5              0          1        12/01/05
WOODSTOCK                   Full Documentation           0.5              0          1        12/01/05
PAINESVILLE                 Limited Documentation        0.5              0          1        12/01/05
SAINT JOHN                  Full Documentation           0.5              0          1        12/01/05
RIVERSIDE                   Stated Documentation         0.5              0          1        12/01/05
APEX                        Full Documentation           0.5              0          1        12/01/05
PHOENIX                     Limited Documentation        0.5              0          1        12/01/05
PHILADELPHIA                Stated Documentation         0.5              0          1        12/01/05
GARFIELD HTS                Full Documentation           0.5              0          1        12/01/05
SAGINAW                     Full Documentation           0.5              0          1        12/01/05
WAUCONDA                    Full Documentation           0.5              0          1        12/01/05
PORTLAND                    Full Documentation           0.5              0          1        12/01/05
ATLANTA                     Full Documentation           0.5              0          1        12/01/05
CLAYTON                     Full Documentation           0.5              0          1        12/01/05
ALBUQUERQUE                 Full Documentation           0.5              0          1        12/01/05
OZONE PARK                  Full Documentation           0.5              0          1        12/01/05
FLINT                       Full Documentation           0.5              0          1        12/01/05
MARGATE                     Stated Documentation         0.5              0          1        12/01/05
MASSILLON                   Full Documentation           0.5              0          1        12/01/05
CASA GRANDE                 Stated Documentation         0.5              0          1        12/01/05
SAN BERNARDINO              Stated Documentation         0.5              0          1        12/01/05
ALTO                        Stated Documentation         0.5              0          1        12/01/05
WICHITA                     Full Documentation           0.5              0          1        12/01/05
WINTER GARDEN               Full Documentation           0.5              0          1        12/01/05
CICERO                      Stated Documentation         0.5              0          1        12/01/05
MATTAPAN                    Stated Documentation         0.5              0          1        12/01/05
KIRKLAND                    Stated Documentation         0.5              0          1        12/01/05
BELLEVILLE                  Full Documentation           0.5              0          1        12/01/05
DAYTON                      Full Documentation           0.5              0          1        12/01/05
LAS VEGAS                   Stated Documentation         0.5              0          1        12/01/05
MURRIETA                    Stated Documentation         0.5              0          1        12/01/05
ERIE                        Full Documentation           0.5              0          1        12/01/05
OSCEOLA MILLS               Full Documentation           0.5              0          1        12/01/05
CANTON                      Full Documentation           0.5              0          1        12/01/05
BURGETTSTOWN                Stated Documentation         0.5              0          1        12/01/05
CLAYTON                     Stated Documentation         0.5              0          1        12/01/05
LAKELAND                    Full Documentation           0.5              0          1        12/01/05
LOS ANGELES                 Stated Documentation         0.5              0          1        12/01/05
WILLIAMSON                  Stated Documentation         0.5              0          1        12/01/05
NOBLESVILLE                 Stated Documentation         0.5              0          1        12/01/05
EAST ELMHURST               Full Documentation           0.5              0          1        12/01/05
MEMPHIS                     Full Documentation           0.5              0          1        12/01/05
DAYTON                      No Documentation             0.5              0          1        12/01/05
INDEPENDENCE                Full Documentation           0.5              0          1        12/01/05
FONTANA                     Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
TRAVERSE CITY               Full Documentation           0.5              0          1        12/01/05
CEDARSVILLE                 Full Documentation           0.5              0          1        12/01/05
GONZALES                    Full Documentation           0.5              0          1        12/01/05
ESSEX                       No Documentation             0.5              0          1        12/01/05
PONTIAC                     Full Documentation           0.5              0          1        12/01/05
PORTLAND                    Stated Documentation         0.5              0          1        12/01/05
FAIRFIELD                   Stated Documentation         0.5              0          1        12/01/05
CLEVELAND                   Stated Documentation         0.5              0          1        12/01/05
KEMMERER                    Full Documentation           0.5              0          1        12/01/05
LYNDHURST                   Stated Documentation         0.5              0          1        12/01/05
WOODBRIDGE                  Stated Documentation         0.5              0          1        12/01/05
ARNOLD                      Full Documentation           0.5              0          1        12/01/05
CLEVELAND                   Stated Documentation         0.5              0          1        12/01/05
LAKEWOOD                    Stated Documentation         0.5              0          1        12/01/05
PHOENIX                     Stated Documentation         0.5              0          1        12/01/05
LYNN                        Stated Documentation         0.5              0          1        12/01/05
MONROE                      Stated Documentation         0.5              0          1        12/01/05
WILMINGTON                  Full Documentation           0.5              0          1        12/01/05
PETALUMA                    Stated Documentation         0.5              0          1        12/01/05
MILL SPRING                 Limited Documentation        0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
POULSBO                     Stated Documentation         0.5              0          1        12/01/05
INDIO                       Stated Documentation         0.5              0          1        12/01/05
LOS ANGELES                 Full Documentation           0.5              0          1        12/01/05
WEAVERVILLE                 Stated Documentation         0.5              0          1        12/01/05
SONOMA                      Full Documentation           0.5              0          1        12/01/05
CANTON                      Limited Documentation        0.5              0          1        12/01/05
MIAMI                       Full Documentation           0.5              0          1        12/01/05
ORLANDO                     No Documentation             0.5              0          1        12/01/05
ATTLEBORO                   Full Documentation           0.5              0          1        12/01/05
APPLE VALLEY                Stated Documentation         0.5              0          1        12/01/05
WEST PITTSBURG              Stated Documentation         0.5              0          1        12/01/05
WORCESTER                   Limited Documentation        0.5              0          1        12/01/05
DETROIT                     Full Documentation           0.5              0          1        12/01/05
DISTRICT HEIGHTS            Full Documentation           0.5              0          1        12/01/05
AURORA                      Stated Documentation         0.5              0          1        12/01/05
SUGAR GROVE                 Full Documentation           0.5              0          1        12/01/05
TRACY                       Stated Documentation         0.5              0          1        12/01/05
NEW HAVEN                   Stated Documentation         0.5              0          1        12/01/05
STOCKTON                    Full Documentation           0.5              0          1        12/01/05
AKRON                       Stated Documentation         0.5              0          1        12/01/05
FREMONT                     No Documentation             0.5              0          1        12/01/05
COLUMBUS                    Full Documentation           0.5              0          1        12/01/05
CURTICE                     Full Documentation           0.5              0          1        12/01/05
CHILLICOTHE                 Full Documentation           0.5              0          1        12/01/05
LEAVITTSBURG                Full Documentation           0.5              0          1        12/01/05
SNELLVILLE                  Full Documentation           0.5              0          1        12/01/05
OAK PARK                    Full Documentation           0.5              0          1        12/01/05
ELKTON                      Full Documentation           0.5              0          1        12/01/05
VIRGINIA BEACH              Full Documentation           0.5              0          1        12/01/05
NEW HAVEN                   Full Documentation           0.5              0          1        12/01/05
GERMANTOWN                  Stated Documentation         0.5              0          1        12/01/05
ORLANDO                     No Documentation             0.5              0          1        12/01/05
UHRICHSVILLE                Full Documentation           0.5              0          1        12/01/05
ACWORTH                     Stated Documentation         0.5              0          1        12/01/05
BRONXVILLE                  Full Documentation           0.5              0          1        12/01/05
BERLIN HEIGHTS              Full Documentation           0.5              0          1        12/01/05
JONESBORO                   Stated Documentation         0.5              0          1        12/01/05
GREENFIELD                  Full Documentation           0.5              0          1        12/01/05
DELRAY BEACH HEIGHTS        Full Documentation           0.5              0          1        12/01/05
CAMDEN                      Full Documentation           0.5              0          1        12/01/05
INDEPENDENCE TOWNSHIP       Full Documentation           0.5              0          1        12/01/05
OVERLAND PARK               Limited Documentation        0.5              0          1        12/01/05
SKIATOOK                    Full Documentation           0.5              0          1        12/01/05
SAN FRANCISCO               Full Documentation           0.5              0          1        12/01/05
BRENTWOOD                   Stated Documentation         0.5              0          1        12/01/05
DETROIT                     Full Documentation           0.5              0          1        12/01/05
SANTA ROSA                  Full Documentation           0.5              0          1        12/01/05
GALION                      Limited Documentation        0.5              0          1        12/01/05
SHREVEPORT                  Full Documentation           0.5              0          1        12/01/05
MILWAUKEE                   Stated Documentation         0.5              0          1        12/01/05
KANSAS CITY                 Stated Documentation         0.5              0          1        12/01/05
CENTENNIAL                  Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
CORBIN                      Full Documentation           0.5              0          1        12/01/05
AKRON                       Stated Documentation         0.5              0          1        12/01/05
KANSAS CITY                 Full Documentation           0.5              0          1        12/01/05
CANAL WINCHESTER            Full Documentation           0.5              0          1        12/01/05
ALBUQUERQUE                 Stated Documentation         0.5              0          1        12/01/05
ZANESVILLE                  Full Documentation           0.5              0          1        12/01/05
TRAVERSE CITY               Stated Documentation         0.5              0          1        12/01/05
DECKERVILLE                 Full Documentation           0.5              0          1        12/01/05
KENTON                      Full Documentation           0.5              0          1        12/01/05
PARK RIDGE                  Stated Documentation         0.5              0          1        12/01/05
PHILADELPHIA                Full Documentation           0.5              0          1        12/01/05
MARTINEZ                    Stated Documentation         0.5              0          1        12/01/05
LEXINGTON                   Full Documentation           0.5              0          1        12/01/05
EUNICE                      Full Documentation           0.5              0          1        12/01/05
AUBURN                      Stated Documentation         0.5              0          1        12/01/05
Norcross                    Stated Documentation         0.5              0          1        12/01/05
SAINT LOUIS                 Stated Documentation         0.5              0          1        12/01/05
NAPERVILLE                  Stated Documentation         0.5              0          1        12/01/05
FORDS                       Stated Documentation         0.5              0          1        12/01/05
HOLLAND                     Full Documentation           0.5              0          1        12/01/05
NELSONVILLE                 Limited Documentation        0.5              0          1        12/01/05
KISSIMMEE                   No Documentation             0.5              0          1        12/01/05
GRAFTON                     Full Documentation           0.5              0          1        12/01/05
CORONA                      Full Documentation           0.5              0          1        12/01/05
DES MOINES                  Full Documentation           0.5              0          1        12/01/05
GREENVILLE                  Full Documentation           0.5              0          1        12/01/05
BAY SHORE                   Full Documentation           0.5              0          1        12/01/05
CHARLOTTE                   Stated Documentation         0.5              0          1        12/01/05
EDEN PRAIRIE                Stated Documentation         0.5              0          1        12/01/05
SUMMIT                      Full Documentation           0.5              0          1        12/01/05
SOMERSET                    Stated Documentation         0.5              0          1        12/01/05
SILVER SPRING               Stated Documentation         0.5              0          1        12/01/05
RIO RANCHO                  Full Documentation           0.5              0          1        12/01/05
PORT HURON                  Full Documentation           0.5              0          1        12/01/05
PUT-IN-BAY                  Limited Documentation        0.5              0          1        12/01/05
MASTIC BEACH                Stated Documentation         0.5              0          1        12/01/05
TROY                        Full Documentation           0.5              0          1        12/01/05
MARICOPA                    Stated Documentation         0.5              0          1        12/01/05
DETROIT                     Full Documentation           0.5              0          1        12/01/05
PHOENIX                     No Documentation             0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
BELLEVILLE                  Full Documentation           0.5              0          1        12/01/05
HOPEWELL JUNCTION           Stated Documentation         0.5              0          1        12/01/05
VANDALIA                    Full Documentation           0.5              0          1        12/01/05
FLORENCE                    Stated Documentation         0.5              0          1        12/01/05
CLARKSTOWN                  Stated Documentation         0.5              0          1        12/01/05
VAN BUREN                   Full Documentation           0.5              0          1        12/01/05
ALBANY                      Stated Documentation         0.5              0          1        12/01/05
GALESBURG                   Full Documentation           0.5              0          1        12/01/05
ALEXANDER                   Full Documentation           0.5              0          1        12/01/05
REDFORD                     Stated Documentation         0.5              0          1        12/01/05
FRESNO                      Full Documentation           0.5              0          1        12/01/05
SEBRING                     Full Documentation           0.5              0          1        12/01/05
ST PETERS                   Stated Documentation         0.5              0          1        12/01/05
COLUMBUS                    Stated Documentation         0.5              0          1        12/01/05
COLORADO SPRINGS            Stated Documentation         0.5              0          1        12/01/05
BURLINGTON                  Full Documentation           0.5              0          1        12/01/05
BATAVIA                     Stated Documentation         0.5              0          1        12/01/05
DAYTON                      Full Documentation           0.5              0          1        12/01/05
LEBANON                     Full Documentation           0.5              0          1        12/01/05
MONTGOMERY VILLAGE          Stated Documentation         0.5              0          1        12/01/05
EVERGREEN                   Full Documentation           0.5              0          1        12/01/05
JOLIET                      Full Documentation           0.5              0          1        12/01/05
LAURENS                     Full Documentation           0.5              0          1        12/01/05
GRAND RAPIDS                Full Documentation           0.5              0          1        12/01/05
HUNTINGTON                  Full Documentation           0.5              0          1        12/01/05
BICKNELL                    Stated Documentation         0.5              0          1        12/01/05
BRENTWOOD                   Full Documentation           0.5              0          1        12/01/05
TUSTIN                      Stated Documentation         0.5              0          1        12/01/05
WYOMING                     Stated Documentation         0.5              0          1        12/01/05
WILMINGTON                  Full Documentation           0.5              0          1        12/01/05
DELRAY BEACH                Stated Documentation         0.5              0          1        12/01/05
MARIETTA                    Stated Documentation         0.5              0          1        12/01/05
HOMELAND                    Full Documentation           0.5              0          1        12/01/05
TAUNTON                     Full Documentation           0.5              0          1        12/01/05
CLEVELAND                   Full Documentation           0.5              0          1        12/01/05
MACHESNEY PARK              Full Documentation           0.5              0          1        12/01/05
BUENA PARK                  Stated Documentation         0.5              0          1        12/01/05
NEW PHILADELPHIA            Full Documentation           0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
CUMMING                     Full Documentation           0.5              0          1        12/01/05
ROCKY RIVER                 Stated Documentation         0.5              0          1        12/01/05
MUNCIE                      Stated Documentation         0.5              0          1        12/01/05
PLANO                       Stated Documentation         0.5              0          1        12/01/05
MARION                      Full Documentation           0.5              0          1        12/01/05
ATLANTA                     Full Documentation           0.5              0          1        12/01/05
MEDWAY                      Full Documentation           0.5              0          1        12/01/05
FORT WAYNE                  Full Documentation           0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
SLATEDALE                   Full Documentation           0.5              0          1        12/01/05
HATBORO                     Stated Documentation         0.5              0          1        12/01/05
KANSAS CITY                 Stated Documentation         0.5              0          1        12/01/05
ASHTABULA                   Full Documentation           0.5              0          1        12/01/05
STRONGSVILLE                Full Documentation           0.5              0          1        12/01/05
SILVER SPRING               Stated Documentation         0.5              0          1        12/01/05
KINGSTON                    Stated Documentation         0.5              0          1        12/01/05
GREENVILLE                  Full Documentation           0.5              0          1        12/01/05
UPPER SANDUSKY              Full Documentation           0.5              0          1        12/01/05
STAFFORD                    Stated Documentation         0.5              0          1        12/01/05
HAMPTON                     Stated Documentation         0.5              0          1        12/01/05
CROSBY                      Full Documentation           0.5              0          1        12/01/05
BOLINGBROOK                 Full Documentation           0.5              0          1        12/01/05
CHARDON                     Stated Documentation         0.5              0          1        12/01/05
NICHOLASVILLE               Full Documentation           0.5              0          1        12/01/05
ORLANDO                     Stated Documentation         0.5              0          1        12/01/05
FAIRFIELD                   Stated Documentation         0.5              0          1        12/01/05
AKRON                       Full Documentation           0.5              0          1        12/01/05
ROMEOVILLE                  Stated Documentation         0.5              0          1        12/01/05
GREENVILLE                  Limited Documentation        0.5              0          1        12/01/05
TACOMA                      Stated Documentation         0.5              0          1        12/01/05
KANSAS CITY                 Full Documentation           0.5              0          1        12/01/05
CLEVELAND                   Full Documentation           0.5              0          1        12/01/05
ST CLAIR SHORES             Full Documentation           0.5              0          1        12/01/05
PALOS HEIGHTS               Stated Documentation         0.5              0          1        12/01/05
ROHNERT PARK                Stated Documentation         0.5              0          1        12/01/05
MINNEAPOLIS                 Stated Documentation         0.5              0          1        12/01/05
ODESSA                      Stated Documentation         0.5              0          1        12/01/05
VERO BEACH                  Stated Documentation         0.5              0          1        12/01/05
PHENIX CITY                 Full Documentation           0.5              0          1        12/01/05
MANISTEE                    Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Stated Documentation         0.5              0          1        12/01/05
LAWRENCEVILLE               Full Documentation           0.5              0          1        12/01/05
OKLAHOMA CITY               Full Documentation           0.5              0          1        12/01/05
NORTH CHARLESTON            Full Documentation           0.5              0          1        12/01/05
COLUMBUS                    Full Documentation           0.5              0          1        12/01/05
AKRON                       Stated Documentation         0.5              0          1        12/01/05
LEXINGTON                   Full Documentation           0.5              0          1        12/01/05
CANDLER                     Stated Documentation         0.5              0          1        12/01/05
VERNON                      Full Documentation           0.5              0          1        12/01/05
BOLINGBROOK                 Stated Documentation         0.5              0          1        12/01/05
DAVENPORT                   Stated Documentation         0.5              0          1        12/01/05
MENTOR                      Full Documentation           0.5              0          1        12/01/05
RANCHO MURRIETA             Full Documentation           0.5              0          1        12/01/05
MAUMELLE                    Limited Documentation        0.5              0          1        12/01/05
DETROIT                     Full Documentation           0.5              0          1        12/01/05
LONG BEACH                  Stated Documentation         0.5              0          1        12/01/05
DUBLIN                      Stated Documentation         0.5              0          1        12/01/05
GLENDALE                    No Documentation             0.5              0          1        12/01/05
JACKSONVILLE                Limited Documentation        0.5              0          1        12/01/05
BATTLE CREEK                Full Documentation           0.5              0          1        12/01/05
PORTLAND                    Stated Documentation         0.5              0          1        12/01/05
OLMSTED FALLS               Full Documentation           0.5              0          1        12/01/05
NEWARK                      Stated Documentation         0.5              0          1        12/01/05
TEMPE                       Stated Documentation         0.5              0          1        12/01/05
DOVER                       Full Documentation           0.5              0          1        12/01/05
SPRINGFIELD                 Stated Documentation         0.5              0          1        12/01/05
BEAVER DAM                  Stated Documentation         0.5              0          1        12/01/05
WEST PALM BEACH             Stated Documentation         0.5              0          1        12/01/05
SPRINGFIELD                 Full Documentation           0.5              0          1        12/01/05
LOWELL                      Stated Documentation         0.5              0          1        12/01/05
DECATUR                     Full Documentation           0.5              0          1        12/01/05
APPLE VALLEY                Limited Documentation        0.5              0          1        12/01/05
HEMET                       Stated Documentation         0.5              0          1        12/01/05
WAYNESVILLE                 Full Documentation           0.5              0          1        12/01/05
DUMFRIES                    Stated Documentation         0.5              0          1        12/01/05
WASHINGTON                  Full Documentation           0.5              0          1        12/01/05
LAWRENCE                    Full Documentation           0.5              0          1        12/01/05
TULSA                       Limited Documentation        0.5              0          1        12/01/05
MIDDLETOWN                  Full Documentation           0.5              0          1        12/01/05
NAPLES                      Stated Documentation         0.5              0          1        12/01/05
DAVENPORT                   Stated Documentation         0.5              0          1        12/01/05
SAGINAW                     Full Documentation           0.5              0          1        12/01/05
MCKEESPORT                  Full Documentation           0.5              0          1        12/01/05
CAPITOL HEIGHTS             Full Documentation           0.5              0          1        12/01/05
SAINT LOUIS                 Full Documentation           0.5              0          1        12/01/05
LAKE VILLA                  Full Documentation           0.5              0          1        12/01/05
CHIPPEWA LAKE               Limited Documentation        0.5              0          1        12/01/05
AIKEN                       Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
SAINT LOUIS                 Stated Documentation         0.5              0          1        12/01/05
EAST POINTE                 Stated Documentation         0.5              0          1        12/01/05
CARLSBAD                    Stated Documentation         0.5              0          1        12/01/05
GARDEN GROVE                Full Documentation           0.5              0          1        12/01/05
LAKE CHARLES                Full Documentation           0.5              0          1        12/01/05
WARREN                      Full Documentation           0.5              0          1        12/01/05
NEW IBERIA                  Full Documentation           0.5              0          1        12/01/05
TOCCOA                      Full Documentation           0.5              0          1        12/01/05
KINGS MILL                  Full Documentation           0.5              0          1        12/01/05
MEMPHIS                     Full Documentation           0.5              0          1        12/01/05
ROSEDALE                    Stated Documentation         0.5              0          1        12/01/05
CANTON                      Stated Documentation         0.5              0          1        12/01/05
SAINT LOUIS                 Stated Documentation         0.5              0          1        12/01/05
KNOXVILLE                   Full Documentation           0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
MEMPHIS                     Stated Documentation         0.5              0          1        12/01/05
MORROW                      Stated Documentation         0.5              0          1        12/01/05
DELAWARE                    Full Documentation           0.5              0          1        12/01/05
LEXINGTON                   No Documentation             0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
BEAR                        Full Documentation           0.5              0          1        12/01/05
ST LOUIS                    Full Documentation           0.5              0          1        12/01/05
WILMINGTON                  Stated Documentation         0.5              0          1        12/01/05
FAYETTEVILLE                Stated Documentation         0.5              0          1        12/01/05
NEWCOMERSTOWN               Full Documentation           0.5              0          1        12/01/05
LOUISBURG                   Stated Documentation         0.5              0          1        12/01/05
PORT CLINTON                Stated Documentation         0.5              0          1        12/01/05
MIAMI                       Full Documentation           0.5              0          1        12/01/05
DETROIT                     Stated Documentation         0.5              0          1        12/01/05
GREENWOOD                   Full Documentation           0.5              0          1        12/01/05
NEW LENOX                   Full Documentation           0.5              0          1        12/01/05
RALEIGH                     Full Documentation           0.5              0          1        12/01/05
BERKLEY                     Full Documentation           0.5              0          1        12/01/05
FLINTSTONE                  Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
STEVENS POINT               Full Documentation           0.5              0          1        12/01/05
LANCASTER                   Full Documentation           0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
DETROIT                     Full Documentation           0.5              0          1        12/01/05
JOLIET                      Full Documentation           0.5              0          1        12/01/05
VALLES MINES                Full Documentation           0.5              0          1        12/01/05
LOWELLVILLE                 Full Documentation           0.5              0          1        12/01/05
HEPHZIBAH                   Full Documentation           0.5              0          1        12/01/05
PHILADELPHIA                Full Documentation           0.5              0          1        12/01/05
SPENCER                     Stated Documentation         0.5              0          1        12/01/05
EAST LAKE                   Full Documentation           0.5              0          1        12/01/05
WOODBRIDGE                  Stated Documentation         0.5              0          1        12/01/05
NORWALK                     Full Documentation           0.5              0          1        12/01/05
SULLIVAN                    Full Documentation           0.5              0          1        12/01/05
WARRENVILLE                 No Documentation             0.5              0          1        12/01/05
COLUMBUS                    Full Documentation           0.5              0          1        12/01/05
STREETSBORO                 Stated Documentation         0.5              0          1        12/01/05
LUDLOW                      No Documentation             0.5              0          1        12/01/05
ATLANTA                     Full Documentation           0.5              0          1        12/01/05
SAN BERNARDINO              Full Documentation           0.5              0          1        12/01/05
DRYDEN                      Stated Documentation         0.5              0          1        12/01/05
CINCINNATI                  No Documentation             0.5              0          1        12/01/05
SCOTTSDALE                  Stated Documentation         0.5              0          1        12/01/05
CORONA                      Full Documentation           0.5              0          1        12/01/05
WOODBRIDGE                  Stated Documentation         0.5              0          1        12/01/05
EMMETT                      Stated Documentation         0.5              0          1        12/01/05
SPENCER                     Stated Documentation         0.5              0          1        12/01/05
SILER CITY                  Full Documentation           0.5              0          1        12/01/05
TINLEY PARK                 Full Documentation           0.5              0          1        12/01/05
IMLAY CITY                  Full Documentation           0.5              0          1        12/01/05
VERO BEACH                  Stated Documentation         0.5              0          1        12/01/05
LITTLEROCK                  Stated Documentation         0.5              0          1        12/01/05
LEE'S SUMMIT                Full Documentation           0.5              0          1        12/01/05
FOSTORIA                    Full Documentation           0.5              0          1        12/01/05
WISCONSIN DELLS             Full Documentation           0.5              0          1        12/01/05
ST. LOUIS                   Full Documentation           0.5              0          1        12/01/05
PHILADELPHIA                Full Documentation           0.5              0          1        12/01/05
WAUPACA                     Stated Documentation         0.5              0          1        12/01/05
SILVER LAKE                 Full Documentation           0.5              0          1        12/01/05
COLUMBIA                    Stated Documentation         0.5              0          1        12/01/05
CANTON                      Full Documentation           0.5              0          1        12/01/05
YOUNGSTOWN                  Full Documentation           0.5              0          1        12/01/05
LOOKOUT MOUNTAIN            Stated Documentation         0.5              0          1        12/01/05
PITTSBURGH                  Full Documentation           0.5              0          1        12/01/05
RALEIGH                     Full Documentation           0.5              0          1        12/01/05
SALIDA                      Stated Documentation         0.5              0          1        12/01/05
WILMINGTON                  Full Documentation           0.5              0          1        12/01/05
DALLAS                      Stated Documentation         0.5              0          1        12/01/05
GREENVILLE                  Stated Documentation         0.5              0          1        12/01/05
LITTLE ROCK                 Full Documentation           0.5              0          1        12/01/05
CHARLOTTE                   Full Documentation           0.5              0          1        12/01/05
OXNARD                      No Documentation             0.5              0          1        12/01/05
FISHERS                     Stated Documentation         0.5              0          1        12/01/05
VIRGINIA BEACH              Stated Documentation         0.5              0          1        12/01/05
PELHAM                      Stated Documentation         0.5              0          1        12/01/05
LENNOX                      Full Documentation           0.5              0          1        12/01/05
UNIONTOWN                   Full Documentation           0.5              0          1        12/01/05
DETROIT                     Full Documentation           0.5              0          1        12/01/05
NEWBURGH                    Stated Documentation         0.5              0          1        12/01/05
SOUTH HOLLAND               Stated Documentation         0.5              0          1        12/01/05
ROCKLEDGE                   Stated Documentation         0.5              0          1        12/01/05
WINBER                      Stated Documentation         0.5              0          1        12/01/05
WORCESTER                   Stated Documentation         0.5              0          1        12/01/05
MARSHALL                    Full Documentation           0.5              0          1        12/01/05
BROADVIEW                   Full Documentation           0.5              0          1        12/01/05
DETROIT                     Stated Documentation         0.5              0          1        12/01/05
HUNTSVILLE                  Full Documentation           0.5              0          1        12/01/05
TOLEDO                      Full Documentation           0.5              0          1        12/01/05
CARPENTERSVILLE             Stated Documentation         0.5              0          1        12/01/05
KINGMAN                     No Documentation             0.5              0          1        12/01/05
MAIDEN                      Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
MILFORD                     Full Documentation           0.5              0          1        12/01/05
TOLEDO                      Full Documentation           0.5              0          1        12/01/05
EPHRAIM                     Full Documentation           0.5              0          1        12/01/05
SHAPLEIGH                   Full Documentation           0.5              0          1        12/01/05
CHANDLER                    Stated Documentation         0.5              0          1        12/01/05
MONTGOMERY                  Full Documentation           0.5              0          1        12/01/05
MARICOPA                    Stated Documentation         0.5              0          1        12/01/05
CONYERS                     Stated Documentation         0.5              0          1        12/01/05
POTTSTOWN                   Stated Documentation         0.5              0          1        12/01/05
RIVIERA BEACH               Full Documentation           0.5              0          1        12/01/05
HEMINGWAY                   Full Documentation           0.5              0          1        12/01/05
MARIETTA                    Full Documentation           0.5              0          1        12/01/05
OPA LOCKA                   Full Documentation           0.5              0          1        12/01/05
CASTLE ROCK                 Full Documentation           0.5              0          1        12/01/05
WICHITA                     Full Documentation           0.5              0          1        12/01/05
WALDRON                     Stated Documentation         0.5              0          1        12/01/05
COCOA                       Stated Documentation         0.5              0          1        12/01/05
ARLINGTON                   Stated Documentation         0.5              0          1        12/01/05
SHELBURN                    Full Documentation           0.5              0          1        12/01/05
SUMMERVILLE                 Full Documentation           0.5              0          1        12/01/05
BURNS HARBOR                Full Documentation           0.5              0          1        12/01/05
MADISON                     Stated Documentation         0.5              0          1        12/01/05
FAIRFIELD                   Stated Documentation         0.5              0          1        12/01/05
WESTLAND                    No Documentation             0.5              0          1        12/01/05
JONESBORO                   Full Documentation           0.5              0          1        12/01/05
MADISON                     Stated Documentation         0.5              0          1        12/01/05
KINGMAN                     Full Documentation           0.5              0          1        12/01/05
COLORADO SPRINGS            Stated Documentation         0.5              0          1        12/01/05
CLEARWATER                  No Documentation             0.5              0          1        12/01/05
COLUMBUS                    Full Documentation           0.5              0          1        12/01/05
WILMINGTON                  Full Documentation           0.5              0          1        12/01/05
NORTH HOLLYWOOD             Full Documentation           0.5              0          1        12/01/05
MURPHY                      Stated Documentation         0.5              0          1        12/01/05
SHREVEPORT                  Full Documentation           0.5              0          1        12/01/05
DELTONA                     Full Documentation           0.5              0          1        12/01/05
FREDERICKSBURG              Stated Documentation         0.5              0          1        12/01/05
LIGHTHOUSE POINT            Limited Documentation        0.5              0          1        12/01/05
WYOMING                     Full Documentation           0.5              0          1        12/01/05
MAPLE HEIGHTS               Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Stated Documentation         0.5              0          1        12/01/05
INDIANAPOLIS                Full Documentation           0.5              0          1        12/01/05
RICHMOND                    Stated Documentation         0.5              0          1        12/01/05
ALPENA                      Stated Documentation         0.5              0          1        12/01/05
CINCINNATI                  Full Documentation           0.5              0          1        12/01/05
WATERFORD                   Stated Documentation         0.5              0          1        12/01/05
SELLERSBURG                 Full Documentation           0.5              0          1        12/01/05
EAST PEORIA                 Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Full Documentation           0.5              0          1        12/01/05
DAYTON                      Full Documentation           0.5              0          1        12/01/05
EAST POINT                  Full Documentation           0.5              0          1        12/01/05
ALLENTOWN                   Full Documentation           0.5              0          1        12/01/05
ORLANDO                     Full Documentation           0.5              0          1        12/01/05
SILVER SPRING               Full Documentation           0.5              0          1        12/01/05
SUMMERVILLE                 Stated Documentation         0.5              0          1        12/01/05
WEYMOUNTH                   Full Documentation           0.5              0          1        12/01/05
SUN CITY                    Full Documentation           0.5              0          1        12/01/05
LOS ANGELES                 Full Documentation           0.5              0          1        12/01/05
DINGMANS FERRY              Stated Documentation         0.5              0          1        12/01/05
DES MOINES                  Stated Documentation         0.5              0          1        12/01/05
PADUCAH                     Full Documentation           0.5              0          1        12/01/05
SANDWICH                    Full Documentation           0.5              0          1        12/01/05
NORWALK                     Full Documentation           0.5              0          1        12/01/05
BARTLESVILLE                Full Documentation           0.5              0          1        12/01/05
OVERLAND PARK               Full Documentation           0.5              0          1        12/01/05
TEMPLE HILLS                Full Documentation           0.5              0          1        12/01/05
OVERLAND PARK               Stated Documentation         0.5              0          1        12/01/05
ST. CLAIR                   Full Documentation           0.5              0          1        12/01/05
HAGERSTOWN                  Full Documentation           0.5              0          1        12/01/05
FORT WORTH                  Limited Documentation        0.5              0          1        12/01/05
GREENSBORO                  Full Documentation           0.5              0          1        12/01/05
YORK                        Full Documentation           0.5              0          1        12/01/05
TEMECULA                    Stated Documentation         0.5              0          1        12/01/05
HIGHLAND                    Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Stated Documentation         0.5              0          1        12/01/05
WORCESTER                   Stated Documentation         0.5              0          1        12/01/05
PENN YAN                    Full Documentation           0.5              0          1        12/01/05
PROSPECT                    Stated Documentation         0.5              0          1        12/01/05
SPRINGFIELD                 Full Documentation           0.5              0          1        12/01/05
TEXARKANA                   Full Documentation           0.5              0          1        12/01/05
LAKE ELSINORE               Stated Documentation         0.5              0          1        12/01/05
RUSSELLS POINT              Full Documentation           0.5              0          1        12/01/05
TACOMA                      Stated Documentation         0.5              0          1        12/01/05
BOSTON                      Full Documentation           0.5              0          1        12/01/05
PITTSBURGH                  Full Documentation           0.5              0          1        12/01/05
HIGHLAND MILLS              Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Stated Documentation         0.5              0          1        12/01/05
TURNEY                      Limited Documentation        0.5              0          1        12/01/05
JACKSONVILLE                Stated Documentation         0.5              0          1        12/01/05
BERKELEY HEIGHTS            Stated Documentation         0.5              0          1        12/01/05
BROCKTON                    Stated Documentation         0.5              0          1        12/01/05
MACOMB                      Full Documentation           0.5              0          1        12/01/05
SUGAR GROVE                 Full Documentation           0.5              0          1        12/01/05
NIXA                        Stated Documentation         0.5              0          1        12/01/05
RIVERSIDE                   Stated Documentation         0.5              0          1        12/01/05
LAKE WORTH                  Stated Documentation         0.5              0          1        12/01/05
PLEASANT HILL               Full Documentation           0.5              0          1        12/01/05
DEFUNIAK SPRINGS            Full Documentation           0.5              0          1        12/01/05
STRUTHERS                   Full Documentation           0.5              0          1        12/01/05
TOLEDO                      Full Documentation           0.5              0          1        12/01/05
BALTIMORE                   Full Documentation           0.5              0          1        12/01/05
CONCORD                     Stated Documentation         0.5              0          1        12/01/05
OCEANSIDE                   Stated Documentation         0.5              0          1        12/01/05
SACO                        Stated Documentation         0.5              0          1        12/01/05
SAINT LOUIS                 Stated Documentation         0.5              0          1        12/01/05
PULASKI                     Full Documentation           0.5              0          1        12/01/05
ROGERS                      Full Documentation           0.5              0          1        12/01/05
PHILADELPHIA                Stated Documentation         0.5              0          1        12/01/05
JOPLIN                      Stated Documentation         0.5              0          1        12/01/05
RICHMOND                    Stated Documentation         0.5              0          1        12/01/05
CULPEPER                    Stated Documentation         0.5              0          1        12/01/05
CANTON                      Full Documentation           0.5              0          1        12/01/05
KELLER                      Full Documentation           0.5              0          1        12/01/05
NORTH LAS VEGAS             Full Documentation           0.5              0          1        12/01/05
LEWISTON                    Full Documentation           0.5              0          1        12/01/05
NEWAYGO                     Full Documentation           0.5              0          1        12/01/05
DAYTON                      Stated Documentation         0.5              0          1        12/01/05
AUBURN                      Full Documentation           0.5              0          1        12/01/05
SPRINGFIELD                 Full Documentation           0.5              0          1        12/01/05
NORTH PROVIDENCE            Stated Documentation         0.5              0          1        12/01/05
COLUMBIA                    Limited Documentation        0.5              0          1        12/01/05
SAINT LOUIS                 Full Documentation           0.5              0          1        12/01/05
AUSTINTOWN                  Full Documentation           0.5              0          1        12/01/05
SALUDA                      Full Documentation           0.5              0          1        12/01/05
GAITHERSBURG                Stated Documentation         0.5              0          1        12/01/05
AYNOR                       Full Documentation           0.5              0          1        12/01/05
CHANDLER                    Stated Documentation         0.5              0          1        12/01/05
AKRON                       Full Documentation           0.5              0          1        12/01/05
FARRELL                     Full Documentation           0.5              0          1        12/01/05
NAPLES                      Stated Documentation         0.5              0          1        12/01/05
OLNEY                       Stated Documentation         0.5              0          1        12/01/05
TEMPLE HILLS                Full Documentation           0.5              0          1        12/01/05
FLINT                       Full Documentation           0.5              0          1        12/01/05
BUTLER                      Stated Documentation         0.5              0          1        12/01/05
WILLOWBROOK                 Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
RAYMORE                     Stated Documentation         0.5              0          1        12/01/05
RICHMOND                    Stated Documentation         0.5              0          1        12/01/05
YARMOUTH                    Stated Documentation         0.5              0          1        12/01/05
SILOAM SPRINGS              No Documentation             0.5              0          1        12/01/05
BATON ROUGE                 Stated Documentation         0.5              0          1        12/01/05
CHARLOTTE                   Stated Documentation         0.5              0          1        12/01/05
ONTARIO                     Stated Documentation         0.5              0          1        12/01/05
TOLEDO                      Stated Documentation         0.5              0          1        12/01/05
LOS ANGELES                 Full Documentation           0.5              0          1        12/01/05
ATLANTA                     Stated Documentation         0.5              0          1        12/01/05
ROSWELL                     Full Documentation           0.5              0          1        12/01/05
ROCKLIN                     Stated Documentation         0.5              0          1        12/01/05
CINCINNATI                  Full Documentation           0.5              0          1        12/01/05
FAYETTEVILLE                Stated Documentation         0.5              0          1        12/01/05
AURORA                      Full Documentation           0.5              0          1        12/01/05
SPRING VALLEY               Full Documentation           0.5              0          1        12/01/05
ST LOUIS                    Stated Documentation         0.5              0          1        12/01/05
IONIA                       Full Documentation           0.5              0          1        12/01/05
WOODBRIDGE                  Stated Documentation         0.5              0          1        12/01/05
EUCLID                      Stated Documentation         0.5              0          1        12/01/05
BOWLING GREEN               Full Documentation           0.5              0          1        12/01/05
YOUNGSTOWN                  Full Documentation           0.5              0          1        12/01/05
INDIANAPOLIS                Full Documentation           0.5              0          1        12/01/05
DETROIT                     Full Documentation           0.5              0          1        12/01/05
AKRON                       Full Documentation           0.5              0          1        12/01/05
ST ALBANS                   Stated Documentation         0.5              0          1        12/01/05
CRESAPTOWN                  Full Documentation           0.5              0          1        12/01/05
MIDDLETOWN                  Full Documentation           0.5              0          1        12/01/05
WEST COLUMBIA               Full Documentation           0.5              0          1        12/01/05
CHARLOTTE                   Full Documentation           0.5              0          1        12/01/05
AUSTELL                     Limited Documentation        0.5              0          1        12/01/05
COLORADO SPRINGS            Full Documentation           0.5              0          1        12/01/05
CASTLE ROCK                 Full Documentation           0.5              0          1        12/01/05
ALBUQUERQUE                 Limited Documentation        0.5              0          1        12/01/05
TERRE HAUTE                 Stated Documentation         0.5              0          1        12/01/05
WICHITA                     Full Documentation           0.5              0          1        12/01/05
EAU CLAIRE                  Full Documentation           0.5              0          1        12/01/05
DIAMOND BAR                 Stated Documentation         0.5              0          1        12/01/05
ORANGE                      Full Documentation           0.5              0          1        12/01/05
FORT MYERS                  Stated Documentation         0.5              0          1        12/01/05
WESTLAKE                    Stated Documentation         0.5              0          1        12/01/05
SPRINGPORT                  Full Documentation           0.5              0          1        12/01/05
PATASKALA                   Full Documentation           0.5              0          1        12/01/05
GRAND LEDGE                 Stated Documentation         0.5              0          1        12/01/05
TOLEDO                      Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
AKRON                       Stated Documentation         0.5              0          1        12/01/05
WEST HAVEN                  Full Documentation           0.5              0          1        12/01/05
CLIO                        Full Documentation           0.5              0          1        12/01/05
N CHICAGO                   Full Documentation           0.5              0          1        12/01/05
WASHINGTON                  No Documentation             0.5              0          1        12/01/05
WEST PALM BEACH             Full Documentation           0.5              0          1        12/01/05
PEMBROKE PINES              Full Documentation           0.5              0          1        12/01/05
HALLANDALE                  Full Documentation           0.5              0          1        12/01/05
PHOENIX                     Stated Documentation         0.5              0          1        12/01/05
PORT SAINT LUCIE            Stated Documentation         0.5              0          1        12/01/05
MANASSAS                    Stated Documentation         0.5              0          1        12/01/05
BIRDSBORO                   Limited Documentation        0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
SILVER SPRING               Stated Documentation         0.5              0          1        12/01/05
FREDERICKSBURG              Stated Documentation         0.5              0          1        12/01/05
DUPONT                      Stated Documentation         0.5              0          1        12/01/05
SARATOGA SPRINGS            Full Documentation           0.5              0          1        12/01/05
LEESBURG                    Full Documentation           0.5              0          1        12/01/05
PORTLAND                    Full Documentation           0.5              0          1        12/01/05
MIDDLETOWN                  Stated Documentation         0.5              0          1        12/01/05
ST. LOUIS                   Full Documentation           0.5              0          1        12/01/05
BLUE ISLAND                 Stated Documentation         0.5              0          1        12/01/05
WINDHAM                     Stated Documentation         0.5              0          1        12/01/05
CINCINNATI                  Full Documentation           0.5              0          1        12/01/05
KISSIMMEE                   Stated Documentation         0.5              0          1        12/01/05
GREERS FERRY                Full Documentation           0.5              0          1        12/01/05
QUEEN CREEK                 Stated Documentation         0.5              0          1        12/01/05
SARASOTA                    Stated Documentation         0.5              0          1        12/01/05
COLD BROOK                  Full Documentation           0.5              0          1        12/01/05
RAYMOND                     Full Documentation           0.5              0          1        12/01/05
DETROIT                     No Documentation             0.5              0          1        12/01/05
TERRE HAUTE                 Full Documentation           0.5              0          1        12/01/05
TRINITY                     Limited Documentation        0.5              0          1        12/01/05
WESTBROOK                   Stated Documentation         0.5              0          1        12/01/05
SEDALIA                     Full Documentation           0.5              0          1        12/01/05
EL CENTRO                   Full Documentation           0.5              0          1        12/01/05
AVENTURA                    Stated Documentation         0.5              0          1        12/01/05
EATON RAPIDS                Full Documentation           0.5              0          1        12/01/05
CHICAGO                     Stated Documentation         0.5              0          1        12/01/05
SILVER SPRING               Stated Documentation         0.5              0          1        12/01/05
ROGERS                      Full Documentation           0.5              0          1        12/01/05
WOODRIDGE                   Stated Documentation         0.5              0          1        12/01/05
ATLANTA                     Full Documentation           0.5              0          1        12/01/05
RALEIGH                     Full Documentation           0.5              0          1        12/01/05
TERRE HAUTE                 Stated Documentation         0.5              0          1        12/01/05
WASHINGTON                  No Documentation             0.5              0          1        12/01/05
MESA                        Stated Documentation         0.5              0          1        12/01/05
FISHERS                     Stated Documentation         0.5              0          1        12/01/05
BOOTHWYN                    Full Documentation           0.5              0          1        12/01/05
TOLEDO                      No Documentation             0.5              0          1        12/01/05
CLEVELAND                   Full Documentation           0.5              0          1        12/01/05
TRAVERSE CITY               Stated Documentation         0.5              0          1        12/01/05
ARGOS                       Full Documentation           0.5              0          1        12/01/05
MIAMI                       Stated Documentation         0.5              0          1        12/01/05
CINCINNATI                  Full Documentation           0.5              0          1        12/01/05
MINNEAPOLIS                 Stated Documentation         0.5              0          1        12/01/05
SAINT LOUIS                 Full Documentation           0.5              0          1        12/01/05
COLUMBUS                    Full Documentation           0.5              0          1        12/01/05
BARBERTON                   Full Documentation           0.5              0          1        12/01/05
GAHANNA                     Full Documentation           0.5              0          1        12/01/05
POPLAR GROVE                No Documentation             0.5              0          1        12/01/05
BEDFORD                     Limited Documentation        0.5              0          1        12/01/05
BETHESDA                    Stated Documentation         0.5              0          1        12/01/05
SILVER SPRING               Stated Documentation         0.5              0          1        12/01/05
ST PAUL                     Stated Documentation         0.5              0          1        12/01/05
HOLLYWOOD                   Full Documentation           0.5              0          1        12/01/05
NORFOLK                     Stated Documentation         0.5              0          1        12/01/05
CLINTON                     Full Documentation           0.5              0          1        12/01/05
CANTON                      Stated Documentation         0.5              0          1        12/01/05
COLUMBUS                    Full Documentation           0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
RESTON                      Stated Documentation         0.5              0          1        12/01/05
HORSEHEADS                  Full Documentation           0.5              0          1        12/01/05
COLORADO SPRINGS            Full Documentation           0.5              0          1        12/01/05
ORRVILLE                    Stated Documentation         0.5              0          1        12/01/05
COLUMBUS                    Stated Documentation         0.5              0          1        12/01/05
ASHEVILLE                   Limited Documentation        0.5              0          1        12/01/05
SAN SABA                    Stated Documentation         0.5              0          1        12/01/05
CLINTON                     Full Documentation           0.5              0          1        12/01/05
BRASELTON                   Full Documentation           0.5              0          1        12/01/05
MILLERSBURG                 Full Documentation           0.5              0          1        12/01/05
FREDERICKSBURG              Full Documentation           0.5              0          1        12/01/05
PITTSBURGH                  Full Documentation           0.5              0          1        12/01/05
GRAND HAVEN                 Stated Documentation         0.5              0          1        12/01/05
CHICAGO                     Full Documentation           0.5              0          1        12/01/05
MONROE                      Full Documentation           0.5              0          1        12/01/05
DALZELL                     Full Documentation           0.5              0          1        12/01/05
LANSING                     Stated Documentation         0.5              0          1        12/01/05
HAZEL PARK                  Full Documentation           0.5              0          1        12/01/05
DETROIT                     Full Documentation           0.5              0          1        12/01/05
EDMOND                      Full Documentation           0.5              0          1        12/01/05
OKLAHOMA CITY               Full Documentation           0.5              0          1        12/01/05
HICKSVILLE                  Full Documentation           0.5              0          1        12/01/05
CHATTANOOGA                 Full Documentation           0.5              0          1        12/01/05
VIRGINIA BEACH              Full Documentation           0.5              0          1        12/01/05
KUNA                        Full Documentation           0.5              0          1        12/01/05
ST JOSEPH                   Full Documentation           0.5              0          1        12/01/05
KANSAS CITY                 Stated Documentation         0.5              0          1        12/01/05
PALM HARBOR                 Stated Documentation         0.5              0          1        12/01/05
HOSHCTON                    Limited Documentation        0.5              0          1        12/01/05
ST LOUIS                    Full Documentation           0.5              0          1        12/01/05
FOUNTAIN VALLEY             Full Documentation           0.5              0          1        12/01/05
HONEOYE FALLS               Stated Documentation         0.5              0          1        12/01/05
SOUTH LAKE TAHOE            Full Documentation           0.5              0          1        12/01/05
FREDERICK                   Stated Documentation         0.5              0          1        12/01/05
KISSIMMEE                   Stated Documentation         0.5              0          1        12/01/05
RIVERSIDE                   Full Documentation           0.5              0          1        12/01/05
SATELLITE BEACH             Stated Documentation         0.5              0          1        12/01/05
SACRAMENTO                  No Documentation             0.5              0          1        12/01/05
WIGGINS                     Full Documentation           0.5              0          1        12/01/05
READING                     Full Documentation           0.5              0          1        12/01/05
EXETER                      Stated Documentation         0.5              0          1        12/01/05
POWELL                      Limited Documentation        0.5              0          1        12/01/05
COLUMBUS                    Full Documentation           0.5              0          1        12/01/05
WEST WAREHAM                Stated Documentation         0.5              0          1        12/01/05
COLUMBUS                    Stated Documentation         0.5              0          1        12/01/05
SPRINGFIELD                 Full Documentation           0.5              0          1        12/01/05
OWEN                        No Documentation             0.5              0          1        12/01/05
MEDWAY                      No Documentation             0.5              0          1        12/01/05
PROCTORVILLE                Full Documentation           0.5              0          1        12/01/05
MYRTLE BEACH                Stated Documentation         0.5              0          1        12/01/05
PLANTATION                  Stated Documentation         0.5              0          1        12/01/05
COLORADO SPRINGS            Full Documentation           0.5              0          2        11/01/05
Holbrook                    Stated Documentation         0.5              0          1        11/01/05
Mangonia Park               Stated Documentation         0.5              0          1        11/01/05
Aldie                       Full Documentation           0.5              0          1        11/01/05
Chicago                     Stated Documentation         0.5              0          1        11/01/05
Bethel                      Full Documentation           0.5              0          1        11/01/05
Joliet                      Stated Documentation         0.5              0          1        11/01/05
Mineral                     Stated Documentation         0.5              0          1        11/01/05
Haxtun                      Stated Documentation         0.5              0          1        11/01/05
Chino Hills                 Stated Documentation         0.5              0          1        11/01/05
Piscataway                  Full Documentation           0.5              0          1        11/01/05
Toms River                  Full Documentation           0.5              0          1        11/01/05
Jersey City                 Full Documentation           0.5              0          1        11/01/05
Fresno                      Full Documentation           0.5              0          1        11/01/05
Renton                      Full Documentation           0.5              0          1        11/01/05
Philadelphia                Full Documentation           0.5              0          1        11/01/05
Sterling                    Stated Documentation         0.5              0          1        11/01/05
Boulder                     Stated Documentation         0.5              0          1        11/01/05
Jersey City                 Stated Documentation         0.5              0          1        11/01/05
Paterson                    Full Documentation           0.5              0          1        11/01/05
Jamaica                     Stated Documentation         0.5              0          1        11/01/05
Calwa                       Full Documentation           0.5              0          1        11/01/05
Lodi                        Stated Documentation         0.5              0          1        11/01/05
Westland                    Stated Documentation         0.5              0          1        11/01/05
El Mirage                   Full Documentation           0.5              0          1        11/01/05
Milford                     Stated Documentation         0.5              0          1        11/01/05
Lawndale                    Full Documentation           0.5              0          1        11/01/05
Santa Clarita               Full Documentation           0.5              0          1        11/01/05
Las Vegas                   Full Documentation           0.5              0          1        11/01/05
Columbus                    Full Documentation           0.5              0          1        11/01/05
Columbia                    Stated Documentation         0.5              0          1        11/01/05
Lane                        Stated Documentation         0.5              0          1        11/01/05
Sacramento                  Stated Documentation         0.5              0          1        11/01/05
Lenola                      Stated Documentation         0.5              0          1        11/01/05
Georgetown                  Full Documentation           0.5              0          1        11/01/05
Bakersfield                 Stated Documentation         0.5              0          1        11/01/05
Van Nuys                    Stated Documentation         0.5              0          1        11/01/05
San Bernardino              Stated Documentation         0.5              0          1        11/01/05
Mount Rainier               Full Documentation           0.5              0          1        11/01/05
Charlotte                   Stated Documentation         0.5              0          1        11/01/05
Mishawaka                   Stated Documentation         0.5              0          1        11/01/05
Roulo                       Stated Documentation         0.5              0          1        11/01/05
Memphis                     Full Documentation           0.5              0          1        11/01/05
Lagrange                    Full Documentation           0.5              0          1        11/01/05
Tampa                       Stated Documentation         0.5              0          1        11/01/05
Yuton                       Full Documentation           0.5              0          1        11/01/05
Lake Ridge                  Stated Documentation         0.5              0          1        11/01/05
Berkeley                    Stated Documentation         0.5              0          1        11/01/05
Stockton                    Full Documentation           0.5              0          1        11/01/05
Jonesboro                   Full Documentation           0.5              0          1        11/01/05
San Diego                   Full Documentation           0.5              0          1        11/01/05
Vernon                      Full Documentation           0.5              0          1        11/01/05
Ossining                    Full Documentation           0.5              0          1        11/01/05
Oakland                     Full Documentation           0.5              0          1        11/01/05
Tulare                      Full Documentation           0.5              0          1        11/01/05
Greenacres                  Full Documentation           0.5              0          1        11/01/05
Gainesville                 Full Documentation           0.5              0          1        11/01/05
SOLEDAD                     Stated Documentation         0.5              0          1        11/01/05
SANTA CLARITA               Full Documentation           0.5              0          1        11/01/05
YUCCA VALLEY                Full Documentation           0.5              0          1        11/01/05
ROANOKE                     No Income Verification       0.5              0          1        11/01/05
LINCOLN                     Full Documentation           0.5              0          1        11/01/05
NEWPORT                     No Income Verification       0.5              0          1        11/01/05
LAKE MILTON                 No Income Verification       0.5              0          1        11/01/05
BEDFORD                     No Income Verification       0.5              0          1        11/01/05
DETROIT                     No Income Verification       0.5              0          1        11/01/05
SAINT LOUIS                 No Income Verification       0.5              0          1        11/01/05
HARTFORD CITY               No Income Verification       0.5              0          1        11/01/05
LENOX                       No Income Verification       0.5              0          1        11/01/05
WASHINGTON                  No Income Verification       0.5              0          1        11/01/05
NORTH WEBSTER               No Income Verification       0.5              0          1        11/01/05
RIVERVIEW                   Full Documentation           0.5              0          1        11/01/05
LA QUINTA                   Full Documentation           0.5              0          1        11/01/05
JACKSON HEIGHTS             Full Documentation           0.5              0          1        11/01/05
FELTON                      Full Documentation           0.5              0          1        11/01/05
SAN JOSE                    Full Documentation           0.5              0          1        11/01/05
APOPKA                      No Income Verification       0.5              0          1        11/01/05
COUNCIL BLUFFS              No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
ATLANTA                     Full Documentation           0.5              0          1        11/01/05
LOS ANGELES                 No Income Verification       0.5              0          1        11/01/05
TOOELE                      No Income Verification       0.5              0          1        11/01/05
NEW BEDFORD                 Stated Documentation         0.5              0          1        11/01/05
NORTH DARTMOUTH             No Income Verification       0.5              0          1        11/01/05
LAWTON                      No Income Verification       0.5              0          1        11/01/05
WATERFORD                   No Income Verification       0.5              0          1        11/01/05
BRACKENRIDGE                No Income Verification       0.5              0          1        11/01/05
VALLEJO                     Full Documentation           0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
AVON                        No Income Verification       0.5              0          1        11/01/05
ELKHART                     No Income Verification       0.5              0          1        11/01/05
ORLANDO                     No Income Verification       0.5              0          1        11/01/05
MILACA                      No Income Verification       0.5              0          1        11/01/05
AKRON                       No Income Verification       0.5              0          1        11/01/05
HOFFMAN ESTATES             No Income Verification       0.5              0          1        11/01/05
WEST LAFAYETTE              No Income Verification       0.5              0          1        11/01/05
RANCHO SANTA MARGARITA      Full Documentation           0.5              0          1        11/01/05
SPENCER                     No Income Verification       0.5              0          1        11/01/05
SAN JOSE                    Full Documentation           0.5              0          1        11/01/05
CICERO                      No Income Verification       0.5              0          1        11/01/05
REVERE                      Full Documentation           0.5              0          1        11/01/05
KAYSVILLE                   No Income Verification       0.5              0          1        11/01/05
PORTLAND                    No Income Verification       0.5              0          1        11/01/05
NORTH HILLS                 No Income Verification       0.5              0          1        11/01/05
SCHENECTADY                 No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
RANCHO CUCAMONGA            Full Documentation           0.5              0          1        11/01/05
SPRING GLEN T/O WAWARSING   No Income Verification       0.5              0          1        11/01/05
SOUTH BEND                  No Income Verification       0.5              0          1        11/01/05
SAN DIEGO                   Full Documentation           0.5              0          1        11/01/05
MILLBURY                    No Income Verification       0.5              0          1        11/01/05
CLIFTON PARK                No Income Verification       0.5              0          1        11/01/05
PLAINFIELD                  No Income Verification       0.5              0          1        11/01/05
CORNING                     No Income Verification       0.5              0          1        11/01/05
LONG BEACH                  Stated Documentation         0.5              0          1        11/01/05
SAN DIEGO                   Full Documentation           0.5              0          1        11/01/05
PITTSBURG                   Limited Documentation        0.5              0          1        11/01/05
MADISON                     Full Documentation           0.5              0          1        11/01/05
BROOKLYN                    No Income Verification       0.5              0          1        11/01/05
EL CAJON                    Full Documentation           0.5              0          1        11/01/05
TACOMA                      Full Documentation           0.5              0          1        11/01/05
IMPERIAL                    No Income Verification       0.5              0          1        11/01/05
FRESNO                      No Income Verification       0.5              0          1        11/01/05
EL CAJON                    Full Documentation           0.5              0          1        11/01/05
FORT LAUDERDALE             Stated Documentation         0.5              0          1        11/01/05
PHILADELPHIA                No Income Verification       0.5              0          1        11/01/05
GLENS FALLS                 No Income Verification       0.5              0          1        11/01/05
FRESNO                      No Income Verification       0.5              0          1        11/01/05
FARMERSVILLE                No Income Verification       0.5              0          1        11/01/05
REVERE                      No Income Verification       0.5              0          1        11/01/05
HOBOKEN                     Full Documentation           0.5              0          1        11/01/05
LAWRENCE                    Stated Documentation         0.5              0          1        11/01/05
DRAPER                      Full Documentation           0.5              0          1        11/01/05
COLD SPRINGS                No Income Verification       0.5              0          1        11/01/05
METHUEN                     No Income Verification       0.5              0          1        11/01/05
ORLANDO                     No Income Verification       0.5              0          1        11/01/05
CHULA VISTA                 Stated Documentation         0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
WOODBURY                    Full Documentation           0.5              0          1        11/01/05
AUBREY                      No Income Verification       0.5              0          1        11/01/05
PHENIX CITY                 No Income Verification       0.5              0          1        11/01/05
CHELSEA                     Full Documentation           0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
MIAMI                       No Income Verification       0.5              0          1        11/01/05
HAMLIN                      No Income Verification       0.5              0          1        11/01/05
EL SOBRANTE                 Full Documentation           0.5              0          1        11/01/05
ALBUQUERQUE                 Stated Documentation         0.5              0          1        11/01/05
MASHPEE                     Full Documentation           0.5              0          1        11/01/05
EL PASO                     No Income Verification       0.5              0          1        11/01/05
STREAMWOOD                  No Income Verification       0.5              0          1        11/01/05
HAMMOND                     No Income Verification       0.5              0          1        11/01/05
WILLINGBORO                 No Income Verification       0.5              0          1        11/01/05
MONACA                      No Income Verification       0.5              0          1        11/01/05
NORRISTOWN                  No Income Verification       0.5              0          1        11/01/05
DES PLAINES                 No Income Verification       0.5              0          1        11/01/05
HOPKINS                     No Income Verification       0.5              0          1        11/01/05
LONGVIEW                    Full Documentation           0.5              0          1        11/01/05
CORNELIUS                   No Income Verification       0.5              0          1        11/01/05
GARDEN CITY                 Full Documentation           0.5              0          1        11/01/05
LYNWOOD                     No Income Verification       0.5              0          1        11/01/05
LAKE WORTH                  No Income Verification       0.5              0          1        11/01/05
INDIO                       Full Documentation           0.5              0          1        11/01/05
ALEXANDRIA                  Limited Documentation        0.5              0          1        11/01/05
BROOKLYN                    No Income Verification       0.5              0          1        11/01/05
RIVERSIDE                   Stated Documentation         0.5              0          1        11/01/05
DENVER                      Full Documentation           0.5              0          1        11/01/05
MURRIETA                    Full Documentation           0.5              0          1        11/01/05
IRWIN                       No Income Verification       0.5              0          1        11/01/05
SAINT LOUIS                 No Income Verification       0.5              0          1        11/01/05
EVESHAM                     No Income Verification       0.5              0          1        11/01/05
HAYWARD                     No Income Verification       0.5              0          1        11/01/05
CINCINNATI                  No Income Verification       0.5              0          1        11/01/05
DAYTONA BEACH               No Income Verification       0.5              0          1        11/01/05
PERRIS                      No Income Verification       0.5              0          1        11/01/05
MOUNT PLEASANT              Full Documentation           0.5              0          1        11/01/05
SAINT LOUIS                 No Income Verification       0.5              0          1        11/01/05
LEBANON                     No Income Verification       0.5              0          1        11/01/05
LAKEWOOD                    Full Documentation           0.5              0          1        11/01/05
DENVER                      Full Documentation           0.5              0          1        11/01/05
LAS VEGAS                   Stated Documentation         0.5              0          1        11/01/05
PLAINFIELD                  No Income Verification       0.5              0          1        11/01/05
MERCED                      Stated Documentation         0.5              0          1        11/01/05
NORTH LAS VEGAS             No Income Verification       0.5              0          1        11/01/05
SAN JACINTO                 Stated Documentation         0.5              0          1        11/01/05
RICHARDSON                  No Income Verification       0.5              0          1        11/01/05
PEORIA                      No Income Verification       0.5              0          1        11/01/05
MIAMI                       No Income Verification       0.5              0          1        11/01/05
MARGATE                     No Income Verification       0.5              0          1        11/01/05
BELLPORT                    No Income Verification       0.5              0          1        11/01/05
TOLEDO                      No Income Verification       0.5              0          1        11/01/05
CHARDON                     No Income Verification       0.5              0          1        11/01/05
AUBURN                      No Income Verification       0.5              0          1        11/01/05
WHEELING                    No Income Verification       0.5              0          1        11/01/05
CITRUS HEIGHTS              No Income Verification       0.5              0          1        11/01/05
WEST PALM BEACH             Limited Documentation        0.5              0          1        11/01/05
CLARKSTON                   No Income Verification       0.5              0          1        11/01/05
COUNTRY CLUB HILLS          No Income Verification       0.5              0          1        11/01/05
MANTECA                     No Income Verification       0.5              0          1        11/01/05
MEXICO                      Limited Documentation        0.5              0          1        11/01/05
HUNTINGTON PARK             No Income Verification       0.5              0          1        11/01/05
PHOENIX                     No Income Verification       0.5              0          1        11/01/05
TOLEDO                      No Income Verification       0.5              0          1        11/01/05
NORTH OLMSTED               No Income Verification       0.5              0          1        11/01/05
WILLIAMSPORT                No Income Verification       0.5              0          1        11/01/05
SEWICKLEY                   No Income Verification       0.5              0          1        11/01/05
FALMOUTH                    No Income Verification       0.5              0          1        11/01/05
FLUSHING                    No Income Verification       0.5              0          1        11/01/05
COLUMBIA                    No Income Verification       0.5              0          1        11/01/05
PALM SPRINGS                Limited Documentation        0.5              0          1        11/01/05
CANOGA PARK AREA, LA        Stated Documentation         0.5              0          1        11/01/05
CLINTON TOWNSHIP            No Income Verification       0.5              0          1        11/01/05
ALHAMBRA                    Full Documentation           0.5              0          1        11/01/05
ATLANTA                     No Income Verification       0.5              0          1        11/01/05
WASHINGTON TOWNSHIP         Full Documentation           0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
AURORA                      No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
MURRIETA                    Full Documentation           0.5              0          1        11/01/05
YPSILANTI                   Stated Documentation         0.5              0          1        11/01/05
SCHAUMBURG                  No Income Verification       0.5              0          1        11/01/05
ATOKA                       No Income Verification       0.5              0          1        11/01/05
LANCASTER                   No Income Verification       0.5              0          1        11/01/05
RANCHO CUCAMONGA            No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
GILBERT                     No Income Verification       0.5              0          1        11/01/05
DOLTON                      No Income Verification       0.5              0          1        11/01/05
SUGAR LAND                  No Income Verification       0.5              0          1        11/01/05
SAINT LOUIS                 No Income Verification       0.5              0          1        11/01/05
GROVE CITY                  Stated Documentation         0.5              0          1        11/01/05
MOUNT MORRIS                No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
HUMBLE                      No Income Verification       0.5              0          1        11/01/05
HOWELL                      Stated Documentation         0.5              0          1        11/01/05
DAYTON                      No Income Verification       0.5              0          1        11/01/05
AURORA                      Full Documentation           0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
CENTEREACH                  No Income Verification       0.5              0          1        11/01/05
MILWAUKEE                   No Income Verification       0.5              0          1        11/01/05
UPLAND                      No Income Verification       0.5              0          1        11/01/05
LANCASTER                   No Income Verification       0.5              0          1        11/01/05
PALM DESERT                 No Income Verification       0.5              0          1        11/01/05
RENO                        No Income Verification       0.5              0          1        11/01/05
GLADSTONE                   Full Documentation           0.5              0          1        11/01/05
MONTGOMERY                  No Income Verification       0.5              0          1        11/01/05
STATEN ISLAND               Stated Documentation         0.5              0          1        11/01/05
EUSTIS                      No Income Verification       0.5              0          1        11/01/05
EVANSTON                    No Income Verification       0.5              0          1        11/01/05
DENVER                      Full Documentation           0.5              0          1        11/01/05
LAKE WORTH                  No Income Verification       0.5              0          1        11/01/05
POMONA                      Full Documentation           0.5              0          1        11/01/05
COLUMBUS                    No Income Verification       0.5              0          1        11/01/05
CONCORD                     Stated Documentation         0.5              0          1        11/01/05
SARASOTA                    No Income Verification       0.5              0          1        11/01/05
HOUSTON                     No Income Verification       0.5              0          1        11/01/05
WEST JEFFERSON              No Income Verification       0.5              0          1        11/01/05
MARION                      No Income Verification       0.5              0          1        11/01/05
COLCHESTER                  No Income Verification       0.5              0          1        11/01/05
WEST HOLLYWOOD              Full Documentation           0.5              0          1        11/01/05
PORT SAINT LUCIE            No Income Verification       0.5              0          1        11/01/05
DOWNEY                      Full Documentation           0.5              0          1        11/01/05
CARSON                      Full Documentation           0.5              0          1        11/01/05
TRAVERSE CITY               No Income Verification       0.5              0          1        11/01/05
MC LEAN                     No Income Verification       0.5              0          1        11/01/05
KYLE                        No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
DOUGLASSVILLE               No Income Verification       0.5              0          1        11/01/05
PARMA                       No Income Verification       0.5              0          1        11/01/05
RANCHO CUCAMONGA            No Income Verification       0.5              0          1        11/01/05
WARRENVILLE                 No Income Verification       0.5              0          1        11/01/05
DENTON                      No Income Verification       0.5              0          1        11/01/05
COMPTON                     No Income Verification       0.5              0          1        11/01/05
WILLIAMSTON                 Full Documentation           0.5              0          1        11/01/05
FORT WORTH                  No Income Verification       0.5              0          1        11/01/05
WESTMORELAND CITY           No Income Verification       0.5              0          1        11/01/05
GARLAND                     No Income Verification       0.5              0          1        11/01/05
WOODBRIDGE                  Full Documentation           0.5              0          1        11/01/05
CALUMET CITY                No Income Verification       0.5              0          1        11/01/05
PLUMAS LAKE                 Full Documentation           0.5              0          1        11/01/05
MARION                      No Income Verification       0.5              0          1        11/01/05
BRENTWOOD                   Stated Documentation         0.5              0          1        11/01/05
SALT LAKE CITY              Blended Access               0.5              0          1        11/01/05
SCOTTSDALE                  Stated Documentation         0.5              0          1        11/01/05
ATTICA T/O ALEXANDER        Stated Documentation         0.5              0          1        11/01/05
GAHANNA                     Full Documentation           0.5              0          1        11/01/05
VERNON HILLS                Stated Documentation         0.5              0          1        11/01/05
ROUND ROCK                  No Income Verification       0.5              0          1        11/01/05
HAMERSVILLE                 No Income Verification       0.5              0          1        11/01/05
MORRISTOWN                  No Income Verification       0.5              0          1        11/01/05
FORT WORTH                  No Income Verification       0.5              0          1        11/01/05
BAKERSFIELD                 Full Documentation           0.5              0          1        11/01/05
FRESNO                      No Income Verification       0.5              0          1        11/01/05
JUSTIN                      No Income Verification       0.5              0          1        11/01/05
OREGON CITY                 No Income Verification       0.5              0          1        11/01/05
SAN DIEGO                   No Income Verification       0.5              0          1        11/01/05
GOSHEN                      No Income Verification       0.5              0          1        11/01/05
NORTH LAS VEGAS             No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
CARNATION                   No Income Verification       0.5              0          1        11/01/05
LA QUINTA                   Full Documentation           0.5              0          1        11/01/05
VALLEJO                     No Income Verification       0.5              0          1        11/01/05
BAKERSFIELD                 Stated Documentation         0.5              0          1        11/01/05
LAKE WORTH                  No Income Verification       0.5              0          1        11/01/05
STERLING HEIGHTS            No Income Verification       0.5              0          1        11/01/05
PALMDALE                    No Income Verification       0.5              0          1        11/01/05
DALLAS                      No Income Verification       0.5              0          1        11/01/05
APPLE VALLEY                No Income Verification       0.5              0          1        11/01/05
MORENO VALLEY               No Income Verification       0.5              0          1        11/01/05
MC KINNEY                   No Income Verification       0.5              0          1        11/01/05
RESEDA                      No Income Verification       0.5              0          1        11/01/05
ARLINGTON                   No Income Verification       0.5              0          1        11/01/05
BRAINERD                    No Income Verification       0.5              0          1        11/01/05
OAKLAND                     Full Documentation           0.5              0          1        11/01/05
NEWPORT                     No Income Verification       0.5              0          1        11/01/05
NORTH RICHLAND HILLS        No Income Verification       0.5              0          1        11/01/05
HAWTHORNE                   No Income Verification       0.5              0          1        11/01/05
YAKIMA                      No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
HENDERSON                   Full Documentation           0.5              0          1        11/01/05
HACIENDA HEIGHTS            Stated Documentation         0.5              0          1        11/01/05
DEERFIELD BEACH             No Income Verification       0.5              0          1        11/01/05
BAY POINT                   No Income Verification       0.5              0          1        11/01/05
WAITE PARK                  No Income Verification       0.5              0          1        11/01/05
CARROLLTON                  No Income Verification       0.5              0          1        11/01/05
KENTWOOD                    Full Documentation           0.5              0          1        11/01/05
GAITHERSBURG                No Income Verification       0.5              0          1        11/01/05
LINCOLN PARK                No Income Verification       0.5              0          1        11/01/05
OAK LAWN                    No Income Verification       0.5              0          1        11/01/05
FORT COLLINS                Full Documentation           0.5              0          1        11/01/05
TEMECULA                    Full Documentation           0.5              0          1        11/01/05
HARWOOD HEIGHTS             No Income Verification       0.5              0          1        11/01/05
SCOTTSDALE                  No Income Verification       0.5              0          1        11/01/05
NIXA                        No Income Verification       0.5              0          1        11/01/05
CHANDLER                    Full Documentation           0.5              0          1        11/01/05
OAKLAND                     Full Documentation           0.5              0          1        11/01/05
PHOENIX                     No Income Verification       0.5              0          1        11/01/05
FOREST GROVE                Full Documentation           0.5              0          1        11/01/05
HILLIARD                    Stated Documentation         0.5              0          1        11/01/05
ELGIN                       No Income Verification       0.5              0          1        11/01/05
LESLIE                      No Income Verification       0.5              0          1        11/01/05
SAN ANTONIO                 Limited Documentation        0.5              0          1        11/01/05
WEST PALM BEACH             No Income Verification       0.5              0          1        11/01/05
PHOENIX                     No Income Verification       0.5              0          1        11/01/05
PARK FOREST                 No Income Verification       0.5              0          1        11/01/05
SUPERIOR                    No Income Verification       0.5              0          1        11/01/05
LOS ANGELES                 No Income Verification       0.5              0          1        11/01/05
GILBERT                     No Income Verification       0.5              0          1        11/01/05
WEST BEND                   Full Documentation           0.5              0          1        11/01/05
STANSBURY PARK              No Income Verification       0.5              0          1        11/01/05
LOMITA                      No Income Verification       0.5              0          1        11/01/05
PORT COSTA                  No Income Verification       0.5              0          1        11/01/05
LONG BEACH                  Full Documentation           0.5              0          1        11/01/05
HUNTINGTON BEACH            No Income Verification       0.5              0          1        11/01/05
CANOGA PARK                 Full Documentation           0.5              0          1        11/01/05
SAN RAFAEL                  No Income Verification       0.5              0          1        11/01/05
SUMMERVILLE                 No Income Verification       0.5              0          1        11/01/05
CENTREVILLE                 Stated Documentation         0.5              0          1        11/01/05
COLUMBUS                    No Income Verification       0.5              0          1        11/01/05
ANTIOCH                     Full Documentation           0.5              0          1        11/01/05
KISSIMMEE                   No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
ENGLEWOOD                   No Income Verification       0.5              0          1        11/01/05
MINNEAPOLIS                 No Income Verification       0.5              0          1        11/01/05
RUNNING SPRINGS             No Income Verification       0.5              0          1        11/01/05
CINCINNATI                  No Income Verification       0.5              0          1        11/01/05
RALEIGH                     No Income Verification       0.5              0          1        11/01/05
MIAMI                       No Income Verification       0.5              0          1        11/01/05
WILLITS                     No Income Verification       0.5              0          1        11/01/05
SAN DIEGO                   No Income Verification       0.5              0          1        11/01/05
LANCASTER                   No Income Verification       0.5              0          1        11/01/05
COLORADO SPRINGS            No Income Verification       0.5              0          1        11/01/05
OGDEN                       No Income Verification       0.5              0          1        11/01/05
RESEDA AREA, LOS ANGELES    No Income Verification       0.5              0          1        11/01/05
HUNTINGTON BEACH            Full Documentation           0.5              0          1        11/01/05
PLEASANT HILL               No Income Verification       0.5              0          1        11/01/05
CHERRY VALLEY               No Income Verification       0.5              0          1        11/01/05
GENEVA                      No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
SEAFORD                     No Income Verification       0.5              0          1        11/01/05
MATTESON                    No Income Verification       0.5              0          1        11/01/05
MIAMI BEACH                 Full Documentation           0.5              0          1        11/01/05
SPRING                      No Income Verification       0.5              0          1        11/01/05
BAKERSFIELD                 No Income Verification       0.5              0          1        11/01/05
IRVINE                      No Income Verification       0.5              0          1        11/01/05
MERCER ISLAND               Full Documentation           0.5              0          1        11/01/05
LAGUNA NIGUEL               Full Documentation           0.5              0          1        11/01/05
DAVENPORT                   No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
CHULA VISTA                 No Income Verification       0.5              0          1        11/01/05
PALM SPRINGS                Stated Documentation         0.5              0          1        11/01/05
EAST PROVIDENCE             No Income Verification       0.5              0          1        11/01/05
YUCCA VALLEY                No Income Verification       0.5              0          1        11/01/05
BROWNSTOWN                  No Income Verification       0.5              0          1        11/01/05
AUSTIN                      No Income Verification       0.5              0          1        11/01/05
SIDNEY                      No Income Verification       0.5              0          1        11/01/05
LEESBURG                    Stated Documentation         0.5              0          1        11/01/05
LACEY                       Full Documentation           0.5              0          1        11/01/05
SAN DIEGO                   Full Documentation           0.5              0          1        11/01/05
BUENA PARK                  No Income Verification       0.5              0          1        11/01/05
MARYSVILLE                  No Income Verification       0.5              0          1        11/01/05
SEATTLE                     Full Documentation           0.5              0          1        11/01/05
YOUNGTOWN                   Full Documentation           0.5              0          1        11/01/05
TRACY                       Full Documentation           0.5              0          1        11/01/05
FAIR OAKS                   No Income Verification       0.5              0          1        11/01/05
SAINT LOUIS                 No Income Verification       0.5              0          1        11/01/05
VERMILLION                  No Income Verification       0.5              0          1        11/01/05
WALDORF                     Full Documentation           0.5              0          1        11/01/05
MINNEAPOLIS                 No Income Verification       0.5              0          1        11/01/05
CARSON                      Full Documentation           0.5              0          1        11/01/05
FONTANA                     No Income Verification       0.5              0          1        11/01/05
WHITE LAKE                  Full Documentation           0.5              0          1        11/01/05
CHICO                       No Income Verification       0.5              0          1        11/01/05
SPRINGFIELD                 Full Documentation           0.5              0          1        11/01/05
LAWNDALE                    Full Documentation           0.5              0          1        11/01/05
MENIFEE                     No Income Verification       0.5              0          1        11/01/05
DENVER                      No Income Verification       0.5              0          1        11/01/05
CINCINNATI                  No Income Verification       0.5              0          1        11/01/05
PASO ROBLES                 No Income Verification       0.5              0          1        11/01/05
LAKE WORTH                  No Income Verification       0.5              0          1        11/01/05
ARLINGTON                   No Income Verification       0.5              0          1        11/01/05
SYRACUSE                    No Income Verification       0.5              0          1        11/01/05
HOLLIS                      No Income Verification       0.5              0          1        11/01/05
PACIFICA                    Full Documentation           0.5              0          1        11/01/05
ST. ALBANS                  No Income Verification       0.5              0          1        11/01/05
LOS ANGELES                 No Income Verification       0.5              0          1        11/01/05
GLENDORA                    No Income Verification       0.5              0          1        11/01/05
PORTLAND                    No Income Verification       0.5              0          1        11/01/05
AURORA                      No Income Verification       0.5              0          1        11/01/05
BAKERSFIELD                 No Income Verification       0.5              0          1        11/01/05
SACRAMENTO                  No Income Verification       0.5              0          1        11/01/05
SACRAMENTO                  No Income Verification       0.5              0          1        11/01/05
CHULA VISTA                 Full Documentation           0.5              0          1        11/01/05
REDDING                     No Income Verification       0.5              0          1        11/01/05
STUDIO CITY AREA, LOS ANGE  No Income Verification       0.5              0          1        11/01/05
CINCINNATI                  No Income Verification       0.5              0          1        11/01/05
PACIFICA                    Full Documentation           0.5              0          1        11/01/05
SILVER SPRING               Full Documentation           0.5              0          1        11/01/05
GLENDALE HEIGHTS            No Income Verification       0.5              0          1        11/01/05
LOS ANGELES                 No Income Verification       0.5              0          1        11/01/05
PORT HUENEME                No Income Verification       0.5              0          1        11/01/05
YUBA CITY                   No Income Verification       0.5              0          1        11/01/05
PALM SPRINGS                No Income Verification       0.5              0          1        11/01/05
SCHENECTADY                 Stated Documentation         0.5              0          1        11/01/05
NEW PRAGUE                  No Income Verification       0.5              0          1        11/01/05
CASTAIC                     Full Documentation           0.5              0          1        11/01/05
BAKERSFIELD                 No Income Verification       0.5              0          1        11/01/05
MATTAPAN                    No Income Verification       0.5              0          1        11/01/05
HAMMOND                     No Income Verification       0.5              0          1        11/01/05
LOWELL                      No Income Verification       0.5              0          1        11/01/05
CHICAGO                     Stated Documentation         0.5              0          1        11/01/05
SYLMAR AREA, LOS ANGELES    No Income Verification       0.5              0          1        11/01/05
MISSOULA                    Full Documentation           0.5              0          1        11/01/05
MARYSVILLE                  No Income Verification       0.5              0          1        11/01/05
RIO LINDA                   No Income Verification       0.5              0          1        11/01/05
FAIRPORT HARBOR             No Income Verification       0.5              0          1        11/01/05
HIALEAH                     No Income Verification       0.5              0          1        11/01/05
LAKE WORTH                  No Income Verification       0.5              0          1        11/01/05
JAMAICA                     Full Documentation           0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
FORT LAUDERDALE             No Income Verification       0.5              0          1        11/01/05
ANTIOCH                     No Income Verification       0.5              0          1        11/01/05
SAN ANTONIO                 Full Documentation           0.5              0          1        11/01/05
PALM SPRINGS                Full Documentation           0.5              0          1        11/01/05
COTTAGE GROVE               No Income Verification       0.5              0          1        11/01/05
CARMICHAEL                  No Income Verification       0.5              0          1        11/01/05
RICHMOND                    Full Documentation           0.5              0          1        11/01/05
HUNTINGTON BEACH            No Income Verification       0.5              0          1        11/01/05
RALEIGH                     No Income Verification       0.5              0          1        11/01/05
SAN FRANCISCO               Full Documentation           0.5              0          1        11/01/05
TIGARD                      Full Documentation           0.5              0          1        11/01/05
TUJUNGA                     No Income Verification       0.5              0          1        11/01/05
CAPITOL HEIGHTS             Full Documentation           0.5              0          1        11/01/05
PORTLAND                    No Income Verification       0.5              0          1        11/01/05
BRAWLEY                     No Income Verification       0.5              0          1        11/01/05
SUNNYVALE                   Full Documentation           0.5              0          1        11/01/05
BALLWIN                     No Income Verification       0.5              0          1        11/01/05
TEMECULA                    No Income Verification       0.5              0          1        11/01/05
PASADENA                    No Income Verification       0.5              0          1        11/01/05
INDEPENDENCE                Full Documentation           0.5              0          1        11/01/05
LITTLE FALLS                No Income Verification       0.5              0          1        11/01/05
SAN JOSE                    Full Documentation           0.5              0          1        11/01/05
CORONA                      No Income Verification       0.5              0          1        11/01/05
BAKERSFIELD                 No Income Verification       0.5              0          1        11/01/05
FONTANA                     Full Documentation           0.5              0          1        11/01/05
TEMECULA                    No Income Verification       0.5              0          1        11/01/05
REDMOND                     No Income Verification       0.5              0          1        11/01/05
GALT                        No Income Verification       0.5              0          1        11/01/05
FRESNO                      No Income Verification       0.5              0          1        11/01/05
MORRISON                    No Income Verification       0.5              0          1        11/01/05
SANTA ROSA                  Full Documentation           0.5              0          1        11/01/05
OCEANSIDE                   No Income Verification       0.5              0          1        11/01/05
SANTEE                      Full Documentation           0.5              0          1        11/01/05
NASHVILLE                   Full Documentation           0.5              0          1        11/01/05
PROCTORVILLE                No Income Verification       0.5              0          1        11/01/05
SILVER SPRING               No Income Verification       0.5              0          1        11/01/05
LITTLETON                   No Income Verification       0.5              0          1        11/01/05
HOMESTEAD                   No Income Verification       0.5              0          1        11/01/05
IRVING                      No Income Verification       0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
LONG BEACH                  No Income Verification       0.5              0          1        11/01/05
AVONDALE                    Full Documentation           0.5              0          1        11/01/05
STATELINE                   Full Documentation           0.5              0          1        11/01/05
GILROY                      No Income Verification       0.5              0          1        11/01/05
MARION                      No Income Verification       0.5              0          1        11/01/05
CHULA VISTA                 No Income Verification       0.5              0          1        11/01/05
SEVERNA PARK                Full Documentation           0.5              0          1        11/01/05
FAIRFIELD                   No Income Verification       0.5              0          1        11/01/05
MINNEAPOLIS                 No Income Verification       0.5              0          1        11/01/05
CALABASAS                   Full Documentation           0.5              0          1        11/01/05
HAYWARD                     No Income Verification       0.5              0          1        11/01/05
TRACY                       No Income Verification       0.5              0          1        11/01/05
CATHEDRAL CITY              No Income Verification       0.5              0          1        11/01/05
RIVERSIDE                   No Income Verification       0.5              0          1        11/01/05
SCOTTSDALE                  No Income Verification       0.5              0          1        11/01/05
MONTGOMERY                  No Income Verification       0.5              0          1        11/01/05
BROOKEVILLE                 Full Documentation           0.5              0          1        11/01/05
AFTON                       No Income Verification       0.5              0          1        11/01/05
OCONOMOWOC                  No Income Verification       0.5              0          1        11/01/05
CICERO                      No Income Verification       0.5              0          1        11/01/05
TIGARD                      No Income Verification       0.5              0          1        11/01/05
SANTEE                      No Income Verification       0.5              0          1        11/01/05
CYPRESS                     No Income Verification       0.5              0          1        11/01/05
NORWALK                     No Income Verification       0.5              0          1        11/01/05
SALADO                      No Income Verification       0.5              0          1        11/01/05
CICERO                      No Income Verification       0.5              0          1        11/01/05
GREENWICH                   Full Documentation           0.5              0          1        11/01/05
MINNEAPOLIS                 No Income Verification       0.5              0          1        11/01/05
HOUSTON                     No Income Verification       0.5              0          1        11/01/05
VICTORVILLE                 No Income Verification       0.5              0          1        11/01/05
LA PORTE                    Full Documentation           0.5              0          1        11/01/05
FAIRFIELD                   No Income Verification       0.5              0          1        11/01/05
SHAKOPEE                    No Income Verification       0.5              0          1        11/01/05
LAKE STEVENS                Full Documentation           0.5              0          1        11/01/05
CHICAGO                     No Income Verification       0.5              0          1        11/01/05
MARIETTA                    Full Documentation           0.5              0          1        11/01/05
PINELLAS PARK               No Income Verification       0.5              0          1        11/01/05
ALEXANDRIA                  No Income Verification       0.5              0          1        11/01/05
NASHVILLE                   Full Documentation           0.5              0          1        11/01/05
OAK VIEW                    No Income Verification       0.5              0          1        11/01/05
SACRAMENTO                  No Income Verification       0.5              0          1        11/01/05
INDIANAPOLIS                No Income Verification       0.5              0          1        11/01/05
TUKWILA                     No Income Verification       0.5              0          1        11/01/05
FREDERICKSBURG              Full Documentation           0.5              0          1        11/01/05
ORLANDO                     No Income Verification       0.5              0          1        11/01/05
NORTH LAS VEGAS             No Income Verification       0.5              0          1        11/01/05
SAN JOSE                    Stated Documentation         0.5              0          1        11/01/05
PALM HARBOR                 No Income Verification       0.5              0          1        11/01/05
ST. PETERSBURG              No Income Verification       0.5              0          1        11/01/05
MURRIETA                    Full Documentation           0.5              0          1        11/01/05
PITTSBURG                   No Income Verification       0.5              0          1        11/01/05
EL CAJON                    Full Documentation           0.5              0          1        11/01/05
BAKERSFIELD                 No Income Verification       0.5              0          1        11/01/05
CHANDLER                    No Income Verification       0.5              0          1        11/01/05
WESTON                      Full Documentation           0.5              0          1        11/01/05
BOLINGBROOK                 No Income Verification       0.5              0          1        11/01/05
SALEM                       No Income Verification       0.5              0          1        11/01/05
NEW PORT RICHEY             No Income Verification       0.5              0          1        11/01/05
SAN MARCOS                  No Income Verification       0.5              0          1        11/01/05
DENVER                      No Income Verification       0.5              0          1        11/01/05
ELK GROVE                   No Income Verification       0.5              0          1        11/01/05
ACWORTH                     No Income Verification       0.5              0          1        11/01/05
SPOKANE VALLEY              No Income Verification       0.5              0          1        11/01/05
SAN JOSE                    No Income Verification       0.5              0          1        11/01/05
NEW KENSINGTON              No Income Verification       0.5              0          1        11/01/05
MIAMI                       No Income Verification       0.5              0          1        11/01/05
CINCINNATI                  No Income Verification       0.5              0          1        11/01/05
EUGENE                      No Income Verification       0.5              0          1        11/01/05
FORT WAYNE                  No Income Verification       0.5              0          1        11/01/05
LAKE FOREST                 Full Documentation           0.5              0          1        11/01/05
RICHMOND                    Full Documentation           0.5              0          1        11/01/05
BAKERSFIELD                 No Income Verification       0.5              0          1        11/01/05
THOUSAND OAKS               Stated Documentation         0.5              0          1        11/01/05
BECKER                      No Income Verification       0.5              0          1        11/01/05
RIVERDALE                   No Income Verification       0.5              0          1        11/01/05
ZIONSVILLE                  Stated Documentation         0.5              0          1        11/01/05
EAST PALATKA                Full Documentation           0.5              0          1        11/01/05
MIAMI                       No Income Verification       0.5              0          1        11/01/05
SAN CLEMENTE                Full Documentation           0.5              0          1        11/01/05
LANCASTER                   No Income Verification       0.5              0          1        11/01/05
CERRITOS                    No Income Verification       0.5              0          1        11/01/05
GIBSONTON                   No Income Verification       0.5              0          1        11/01/05
PORTLAND                    No Income Verification       0.5              0          1        11/01/05
LAKE FOREST                 No Income Verification       0.5              0          1        11/01/05
SAN BERNARDINO              No Income Verification       0.5              0          1        11/01/05
TRINITY                     Full Documentation           0.5              0          1        11/01/05
LANDSDOWNE                  Full Documentation           0.5              0          1        11/01/05
MORGAN HILL                 No Income Verification       0.5              0          1        11/01/05
SAN DIEGO                   No Income Verification       0.5              0          1        11/01/05
LAWRENCEVILLE               No Income Verification       0.5              0          1        11/01/05
BALDWIN PARK                No Income Verification       0.5              0          1        11/01/05
BENICIA                     No Income Verification       0.5              0          1        11/01/05
LADERA RANCH                Full Documentation           0.5              0          1        11/01/05
BROOKLYN                    No Income Verification       0.5              0          1        11/01/05
MIAMI                       No Income Verification       0.5              0          1        11/01/05
LAS VEGAS                   No Income Verification       0.5              0          1        11/01/05
HOUSTON                     No Income Verification       0.5              0          1        11/01/05
BOILING SPRING LAKES        No Income Verification       0.5              0          1        11/01/05
NORTH LAS VEGAS             No Income Verification       0.5              0          1        11/01/05
MANASSAS                    No Income Verification       0.5              0          1        11/01/05
VICTORVILLE                 No Income Verification       0.5              0          1        11/01/05
ALEXANDRIA                  No Income Verification       0.5              0          1        11/01/05
SALT LAKE CITY              Full Documentation           0.5              0          1        11/01/05
VICTORVILLE                 Stated Documentation         0.5              0          1        11/01/05
COON RAPIDS                 No Income Verification       0.5              0          1        11/01/05
CHARLOTTE                   No Income Verification       0.5              0          1        11/01/05
ORTING                      No Income Verification       0.5              0          1        11/01/05
ROCK HILL                   Full Documentation           0.5              0          1        11/01/05
ELGIN                       No Income Verification       0.5              0          1        11/01/05
NILES                       No Income Verification       0.5              0          1        11/01/05
SAN JOSE                    Full Documentation           0.5              0          1        11/01/05
LAKESIDE                    No Income Verification       0.5              0          1        11/01/05
WESTLAND                    Stated Documentation         0.5              0          1        11/01/05
CUMMING                     No Income Verification       0.5              0          1        11/01/05
LAWRENCEVILLE               No Income Verification       0.5              0          1        11/01/05
VALPARAISO                  No Income Verification       0.5              0          1        11/01/05
CERES                       No Income Verification       0.5              0          1        11/01/05
PHOENIX                     No Income Verification       0.5              0          1        11/01/05
LAWRENCEVILLE               No Income Verification       0.5              0          1        11/01/05
FINDLAY                     No Income Verification       0.5              0          1        11/01/05
RIVERSIDE                   No Income Verification       0.5              0          1        11/01/05
RAMONA                      No Income Verification       0.5              0          1        11/01/05
GUADALUPE                   No Income Verification       0.5              0          1        11/01/05
MCDONOUGH                   No Income Verification       0.5              0          1        11/01/05
COVINGTON                   No Income Verification       0.5              0          1        11/01/05
CLINTON                     No Income Verification       0.5              0          1        11/01/05
MESA                        No Income Verification       0.5              0          1        11/01/05
STATESVILLE                 No Income Verification       0.5              0          1        11/01/05
COMPTON                     No Income Verification       0.5              0          1        11/01/05
WOODBRIDGE                  No Income Verification       0.5              0          1        11/01/05
STREAMWOOD                  No Income Verification       0.5              0          1        11/01/05
ROBBINSDALE                 No Income Verification       0.5              0          1        11/01/05
CORONA                      No Income Verification       0.5              0          1        11/01/05
EL CAJON                    No Income Verification       0.5              0          1        11/01/05
CHINO HILLS                 No Income Verification       0.5              0          1        11/01/05
PARAMOUNT                   No Income Verification       0.5              0          1        11/01/05
WALDORF                     No Income Verification       0.5              0          1        11/01/05
CHATTANOOGA                 No Income Verification       0.5              0          1        11/01/05
PEABODY                     No Income Verification       0.5              0          1        11/01/05
BROOKLYN                    Full Documentation           0.5              0          1        11/01/05
NAMPA                       No Income Verification       0.5              0          1        11/01/05
SOUTH GATE                  No Income Verification       0.5              0          1        11/01/05
BRONX                       No Income Verification       0.5              0          1        11/01/05
LEBANON                     No Income Verification       0.5              0          1        11/01/05
ALISO VIEJO                 No Income Verification       0.5              0          1        11/01/05
CLAYTON                     Full Documentation           0.5              0          1        11/01/05
NEWPORT NEWS                Full Documentation           0.5              0          1        11/01/05
SPRINGFIELD                 Full Documentation           0.5              0          1        11/01/05
LOS ANGELES                 Full Documentation           0.5              0          2        12/01/05
INDIANAPOLIS                Full Documentation           0.5              0          2        12/01/05
VISALIA                     Full Documentation           0.5              0          2        12/01/05
ORANGEVALE                  Full Documentation           0.5              0          2        12/01/05
CENTRAL FALLS               Stated Documentation         0.5              0          2        12/01/05
MALDEN                      Stated Documentation         0.5              0          2        12/01/05
ALBUQUERQUE                 Full Documentation           0.5              0          2        12/01/05
BEAVERTON                   Full Documentation           0.5              0          2        12/01/05
FORT WAYNE                  Full Documentation           0.5              0          2        12/01/05
WEST PALM BEACH             Full Documentation           0.5              0          2        12/01/05
LA MIRADA                   Full Documentation           0.5              0          2        12/01/05
CASSELBERRY                 Stated Documentation         0.5              0          2        12/01/05
DAYTON                      Stated Documentation         0.5              0          2        12/01/05
CASSELBERRY                 Full Documentation           0.5              0          2        12/01/05
TRUCKEE                     Full Documentation           0.5              0          2        12/01/05
SOUTH LAKE TAHOE            Stated Documentation         0.5              0          2        12/01/05
PHOENIX                     Stated Documentation         0.5              0          2        12/01/05
CHANDLER                    Stated Documentation         0.5              0          2        12/01/05
BAKERSFIELD                 Stated Documentation         0.5              0          2        12/01/05
DENVER                      Stated Documentation         0.5              0          2        12/01/05
RICHMOND                    Stated Documentation         0.5              0          2        12/01/05
BLOOMFIELD HILLS            Full Documentation           0.5              0          2        12/01/05
ESCONDIDO                   Stated Documentation         0.5              0          2        12/01/05
GREENACRES                  Stated Documentation         0.5              0          2        12/01/05
BLUE ISLAND                 Stated Documentation         0.5              0          2        12/01/05
MAYER                       Full Documentation           0.5              0          2        12/01/05
MORENO VALLEY               Stated Documentation         0.5              0          2        12/01/05
PORT CHARLOTTE              Stated Documentation         0.5              0          2        12/01/05
PORTERVILLE                 Stated Documentation         0.5              0          2        12/01/05
CEDAR VALLEY                Full Documentation           0.5              0          2        12/01/05
INGLEWOOD                   Stated Documentation         0.5              0          2        12/01/05
FYFFE                       Full Documentation           0.5              0          2        12/01/05
RICHMOND                    Stated Documentation         0.5              0          2        12/01/05
MESA                        Stated Documentation         0.5              0          2        12/01/05
LAS VEGAS                   Full Documentation           0.5              0          2        12/01/05
HOLLISTER                   Full Documentation           0.5              0          2        12/01/05
COMPTON                     Stated Documentation         0.5              0          2        12/01/05
MIDDLEBORO                  Stated Documentation         0.5              0          2        12/01/05
ORLANDO                     Stated Documentation         0.5              0          2        12/01/05
OCALA                       Full Documentation           0.5              0          2        12/01/05
MAPLE VALLEY                Full Documentation           0.5              0          2        12/01/05
PHOENIX                     Stated Documentation         0.5              0          2        12/01/05
LAKE OSWEGO                 Full Documentation           0.5              0          2        12/01/05
HAZEL CREST                 Full Documentation           0.5              0          2        12/01/05
APACHE JUNCTION             Full Documentation           0.5              0          2        12/01/05
INDIANAPOLIS                Full Documentation           0.5              0          2        12/01/05
SACRAMENTO                  Stated Documentation         0.5              0          2        12/01/05
PARKER                      Full Documentation           0.5              0          2        12/01/05
GODFREY                     Full Documentation           0.5              0          2        12/01/05
DELTA                       Full Documentation           0.5              0          2        12/01/05
SEYMOUR                     Full Documentation           0.5              0          2        12/01/05
ELIZABETHTOWN               Full Documentation           0.5              0          2        12/01/05
MURRIETA                    Stated Documentation         0.5              0          2        12/01/05
MOORE                       Full Documentation           0.5              0          2        12/01/05
KENT                        Full Documentation           0.5              0          2        12/01/05
ONTARIO                     Stated Documentation         0.5              0          2        12/01/05
ALPHARETTA                  Full Documentation           0.5              0          2        12/01/05
INDIANAPOLIS                Full Documentation           0.5              0          2        12/01/05
PARADISE VALLEY             Full Documentation           0.5              0          2        12/01/05
DENVER                      Full Documentation           0.5              0          2        12/01/05
LAKEWOOD                    Stated Documentation         0.5              0          2        12/01/05
FORT WAYNE                  Full Documentation           0.5              0          2        12/01/05
HIGHLANDS RANCH             Full Documentation           0.5              0          2        12/01/05
PLEASANT GROVE              Full Documentation           0.5              0          2        12/01/05
LINN                        Full Documentation           0.5              0          2        12/01/05
CORONA                      Full Documentation           0.5              0          2        12/01/05
SALINAS                     Stated Documentation         0.5              0          2        12/01/05
MORENO VALLEY               Full Documentation           0.5              0          2        12/01/05
TUCSON                      Full Documentation           0.5              0          2        12/01/05
DORCHESTER                  Full Documentation           0.5              0          2        12/01/05
TUCSON                      Full Documentation           0.5              0          2        12/01/05
BEND                        Full Documentation           0.5              0          2        12/01/05
PAYSON                      Stated Documentation         0.5              0          2        12/01/05
HENDERSON                   Stated Documentation         0.5              0          2        12/01/05
MURRAY                      Stated Documentation         0.5              0          2        12/01/05
LAVEEN                      Full Documentation           0.5              0          2        12/01/05
DUDLEY                      Full Documentation           0.5              0          2        12/01/05
BONNER SPRINGS              Full Documentation           0.5              0          2        12/01/05
LAWRENCEVILLE               Stated Documentation         0.5              0          2        12/01/05
LEBANON JUNCTION            Full Documentation           0.5              0          2        12/01/05
SHERWOOD                    Full Documentation           0.5              0          2        12/01/05
PERRIS                      Full Documentation           0.5              0          2        12/01/05
ORLANDO                     Full Documentation           0.5              0          2        12/01/05
FIRCREST                    Full Documentation           0.5              0          2        12/01/05
KISSIMMEE                   Stated Documentation         0.5              0          2        12/01/05
MUSKEGON                    Full Documentation           0.5              0          2        12/01/05
VANCOUVER                   Full Documentation           0.5              0          2        12/01/05
CENTRAL FALLS               Stated Documentation         0.5              0          2        12/01/05
PITTSBURGH                  Full Documentation           0.5              0          2        12/01/05
NORTH PORT                  Full Documentation           0.5              0          2        12/01/05
GILBERT                     Stated Documentation         0.5              0          2        12/01/05
TUCSON                      Stated Documentation         0.5              0          2        12/01/05
GLENDALE                    Stated Documentation         0.5              0          2        12/01/05
PROVIDENCE                  Stated Documentation         0.5              0          2        12/01/05
SPARKS                      Full Documentation           0.5              0          2        12/01/05
CHICAGO                     Full Documentation           0.5              0          2        12/01/05
CHICAGO HEIGHTS             Stated Documentation         0.5              0          2        12/01/05
HILLSBORO                   Stated Documentation         0.5              0          2        12/01/05
BOSTON                      Stated Documentation         0.5              0          2        12/01/05
GREENWOOD                   Stated Documentation         0.5              0          2        12/01/05
MORENO VALLEY               Full Documentation           0.5              0          2        12/01/05
SALT LAKE CITY              Full Documentation           0.5              0          2        12/01/05
LOS ANGELES                 Stated Documentation         0.5              0          2        12/01/05
FRESNO                      Stated Documentation         0.5              0          2        12/01/05
PITTSBURG                   Full Documentation           0.5              0          2        12/01/05
LAS VEGAS                   Full Documentation           0.5              0          2        12/01/05
QUEEN CREEK                 Full Documentation           0.5              0          2        12/01/05
LAS VEGAS                   Stated Documentation         0.5              0          2        12/01/05
PAPILLION                   Full Documentation           0.5              0          2        12/01/05
SAN FRANCISCO               Full Documentation           0.5              0          2        12/01/05
TRACY                       Full Documentation           0.5              0          2        12/01/05
LOS ANGELES                 Stated Documentation         0.5              0          2        12/01/05
MAPLE VALLEY                Full Documentation           0.5              0          2        12/01/05
BRIGHTON                    Full Documentation           0.5              0          2        12/01/05
FARMINGTON HILLS            Full Documentation           0.5              0          2        12/01/05
PRINEVILLE                  Full Documentation           0.5              0          2        12/01/05
PILGER                      Full Documentation           0.5              0          2        12/01/05
ALBUQUERQUE                 Stated Documentation         0.5              0          2        12/01/05
THORNTON                    Full Documentation           0.5              0          2        12/01/05
APPLE VALLEY                Stated Documentation         0.5              0          2        12/01/05
THORNTON                    Full Documentation           0.5              0          2        12/01/05
WHITE HALL                  Full Documentation           0.5              0          2        12/01/05
VIRGINIA BEACH              Full Documentation           0.5              0          2        12/01/05
OAKLAND                     Stated Documentation         0.5              0          2        12/01/05
PHOENIX                     Stated Documentation         0.5              0          2        12/01/05
GRESHAM                     Full Documentation           0.5              0          2        12/01/05
RIALTO                      Stated Documentation         0.5              0          2        12/01/05
SAINT LOUIS                 Stated Documentation         0.5              0          2        12/01/05
LAS VEGAS                   Stated Documentation         0.5              0          2        12/01/05
FORT WORTH                  Full Documentation           0.5              0          2        12/01/05
EAST CANTON                 Full Documentation           0.5              0          2        12/01/05
EVERGREEN PARK              Full Documentation           0.5              0          2        12/01/05
CHUBBUCK                    Full Documentation           0.5              0          2        12/01/05
BOISE                       Full Documentation           0.5              0          2        12/01/05
LOS ANGELES                 Stated Documentation         0.5              0          2        12/01/05
IONE                        Full Documentation           0.5              0          2        12/01/05
HILLSBORO                   Full Documentation           0.5              0          2        12/01/05
PAYETTE                     Full Documentation           0.5              0          2        12/01/05
CLEARFIELD                  Full Documentation           0.5              0          2        12/01/05
SPRINGFIELD                 Full Documentation           0.5              0          2        12/01/05
SUGAR HILL                  Full Documentation           0.5              0          2        12/01/05
NEWMAN                      Stated Documentation         0.5              0          2        12/01/05
CHESTER                     Full Documentation           0.5              0          2        12/01/05
BURIEN                      Full Documentation           0.5              0          2        12/01/05
PORTLAND                    Full Documentation           0.5              0          2        12/01/05
RANDOLPH                    Stated Documentation         0.5              0          2        12/01/05
JACKSONVILLE                Stated Documentation         0.5              0          2        12/01/05
COLUMBUS                    Full Documentation           0.5              0          2        12/01/05
RICHMOND                    Full Documentation           0.5              0          2        12/01/05
LOUISVILLE                  Full Documentation           0.5              0          2        12/01/05
FORDLAND                    Full Documentation           0.5              0          2        12/01/05
ORLANDO                     Stated Documentation         0.5              0          2        12/01/05
SAINT LOUIS                 Full Documentation           0.5              0          2        12/01/05
LAS VEGAS                   Stated Documentation         0.5              0          2        12/01/05
STONE MOUNTAIN              Full Documentation           0.5              0          2        12/01/05
COLLINSVILLE                Stated Documentation         0.5              0          2        12/01/05
PARAGOULD                   Full Documentation           0.5              0          2        12/01/05
CRYSTAL                     Stated Documentation         0.5              0          2        12/01/05
CEDAR VALLEY                Full Documentation           0.5              0          2        12/01/05
PALM COAST                  Stated Documentation         0.5              0          2        12/01/05
O FALLON                    Full Documentation           0.5              0          2        12/01/05
ALBUQUERQUE                 Full Documentation           0.5              0          2        12/01/05
NAMPA                       Stated Documentation         0.5              0          2        12/01/05
LANSING                     Full Documentation           0.5              0          2        12/01/05
LAS VEGAS                   Stated Documentation         0.5              0          2        12/01/05
BOISE                       Full Documentation           0.5              0          2        12/01/05
HENDERSON                   Stated Documentation         0.5              0          2        12/01/05
BALTIMORE                   Full Documentation           0.5              0          2        12/01/05
ANTIOCH                     Stated Documentation         0.5              0          2        12/01/05
DELHI                       Stated Documentation         0.5              0          2        12/01/05
CLACKAMAS                   Full Documentation           0.5              0          2        12/01/05
TRACY                       Stated Documentation         0.5              0          2        12/01/05
PRINEVILLE                  Full Documentation           0.5              0          2        12/01/05
TRACY                       Stated Documentation         0.5              0          2        12/01/05
BUFORD                      Full Documentation           0.5              0          2        12/01/05
HAYWARD                     Stated Documentation         0.5              0          2        12/01/05
ORANGE CITY                 Full Documentation           0.5              0          2        12/01/05
COLUMBUS                    Full Documentation           0.5              0          2        12/01/05
NORTH PORT                  Stated Documentation         0.5              0          2        12/01/05
WINDERMERE                  Stated Documentation         0.5              0          2        12/01/05
VISTA                       Stated Documentation         0.5              0          2        12/01/05
DAVENPORT                   Full Documentation           0.5              0          2        12/01/05
PORTLAND                    Full Documentation           0.5              0          2        12/01/05
BANKS                       Full Documentation           0.5              0          2        12/01/05
SYLVANIA                    Full Documentation           0.5              0          2        12/01/05
COVINGTON                   Full Documentation           0.5              0          2        12/01/05
PHILADELPHIA                Full Documentation           0.5              0          2        12/01/05
COLORA                      Full Documentation           0.5              0          2        12/01/05
BATTLE CREEK                Full Documentation           0.5              0          2        12/01/05
PORTERVILLE                 Stated Documentation         0.5              0          2        12/01/05
REVERE                      Stated Documentation         0.5              0          2        12/01/05
VICTORVILLE                 Full Documentation           0.5              0          2        12/01/05
FONTANA                     Stated Documentation         0.5              0          2        12/01/05
QUEEN CREEK                 Full Documentation           0.5              0          2        12/01/05
MOLINE                      Full Documentation           0.5              0          2        12/01/05
VALRICO                     Full Documentation           0.5              0          2        12/01/05
ROXBURY                     Stated Documentation         0.5              0          2        12/01/05
WASHINGTON                  Stated Documentation         0.5              0          2        12/01/05
HAVERHILL                   Stated Documentation         0.5              0          2        12/01/05
HAWTHORNE                   Stated Documentation         0.5              0          2        12/01/05
SANDY                       Full Documentation           0.5              0          2        12/01/05
CASTLEWOOD                  Full Documentation           0.5              0          2        12/01/05
WEST VALLEY CITY            Full Documentation           0.5              0          2        12/01/05
QUEEN CREEK                 Stated Documentation         0.5              0          2        12/01/05
PAYSON                      Full Documentation           0.5              0          2        12/01/05
INDEPENDENCE                Full Documentation           0.5              0          2        12/01/05
PASADENA                    Full Documentation           0.5              0          2        12/01/05
SALINAS                     Stated Documentation         0.5              0          2        12/01/05
COLORADO SPRINGS            Full Documentation           0.5              0          2        12/01/05
ALBUQUERQUE                 Full Documentation           0.5              0          2        12/01/05
LOS ANGELES                 Full Documentation           0.5              0          2        12/01/05
POWDER SPRINGS              Full Documentation           0.5              0          2        12/01/05
DULUTH                      Full Documentation           0.5              0          2        12/01/05
SAN DIEGO                   Full Documentation           0.5              0          2        12/01/05
CHULA VISTA                 Stated Documentation         0.5              0          2        12/01/05
PLANT CITY                  Stated Documentation         0.5              0          2        12/01/05
DALLAS                      Full Documentation           0.5              0          2        12/01/05
LAS VEGAS                   Full Documentation           0.5              0          2        12/01/05
PATTERSON                   Stated Documentation         0.5              0          2        12/01/05
SALEM                       Stated Documentation         0.5              0          2        12/01/05
DALLAS                      Stated Documentation         0.5              0          2        12/01/05
PLANT CITY                  Stated Documentation         0.5              0          2        12/01/05
KENDALLVILLE                Full Documentation           0.5              0          2        12/01/05
DANVILLE                    Stated Documentation         0.5              0          2        12/01/05
PASCO                       Full Documentation           0.5              0          2        12/01/05
LYNCHBURG                   Full Documentation           0.5              0          2        12/01/05
VANCOUVER                   Full Documentation           0.5              0          2        12/01/05
AVON                        Full Documentation           0.5              0          2        12/01/05
PARAMOUNT                   Full Documentation           0.5              0          2        12/01/05
BLACKFOOT                   Full Documentation           0.5              0          2        12/01/05
LOVELAND                    Full Documentation           0.5              0          2        12/01/05
SALT LAKE CITY              Stated Documentation         0.5              0          2        12/01/05
MEBANE                      Stated Documentation         0.5              0          2        12/01/05
MAGNA                       Stated Documentation         0.5              0          2        12/01/05
FRAMINGHAM                  Stated Documentation         0.5              0          2        12/01/05
ORLANDO                     Full Documentation           0.5              0          2        12/01/05
DELTONA                     Full Documentation           0.5              0          2        12/01/05
TIGARD                      Full Documentation           0.5              0          2        12/01/05
SAN LORENZO                 Stated Documentation         0.5              0          2        12/01/05
TROY                        Full Documentation           0.5              0          2        12/01/05
SCIO                        Full Documentation           0.5              0          2        12/01/05
MC COOK                     Full Documentation           0.5              0          2        12/01/05
DORAL                       Full Documentation           0.5              0          2        12/01/05
ALBUQUERQUE                 Stated Documentation         0.5              0          2        12/01/05
STOCKTON                    Full Documentation           0.5              0          2        12/01/05
DUVALL                      Full Documentation           0.5              0          2        12/01/05
NAMPA                       Full Documentation           0.5              0          2        12/01/05
MURRAYVILLE                 Stated Documentation         0.5              0          2        12/01/05
RANCHO SANTA MARGARITA      Stated Documentation         0.5              0          2        12/01/05
JACKSONVILLE                Stated Documentation         0.5              0          2        12/01/05
ANTHEM                      Full Documentation           0.5              0          2        12/01/05
PARAMOUNT                   Full Documentation           0.5              0          2        12/01/05
PORTLAND                    Full Documentation           0.5              0          2        12/01/05
BRENTWOOD                   Stated Documentation         0.5              0          2        12/01/05
FAIRVIEW                    Full Documentation           0.5              0          2        12/01/05
HOOPER                      Full Documentation           0.5              0          2        12/01/05
HERCULES                    Stated Documentation         0.5              0          2        12/01/05
PUYALLUP                    Full Documentation           0.5              0          2        12/01/05
MANTECA                     Stated Documentation         0.5              0          2        12/01/05
DALLAS                      Full Documentation           0.5              0          2        12/01/05
LANCASTER                   Stated Documentation         0.5              0          2        12/01/05
ANDERSON                    Full Documentation           0.5              0          2        12/01/05
PHOENIX                     Stated Documentation         0.5              0          2        12/01/05
BROCKTON                    Stated Documentation         0.5              0          2        12/01/05
SCOTTSDALE                  Full Documentation           0.5              0          2        12/01/05
SARATOGA SPRINGS            Full Documentation           0.5              0          2        12/01/05
ORLANDO                     Stated Documentation         0.5              0          2        12/01/05
YACOLT                      Full Documentation           0.5              0          2        12/01/05
VANCOUVER                   Stated Documentation         0.5              0          2        12/01/05
MANCHESTER                  Full Documentation           0.5              0          2        12/01/05
VANCOUVER                   Full Documentation           0.5              0          2        12/01/05
SPRING HILL                 Full Documentation           0.5              0          2        12/01/05
BRADENTON                   Stated Documentation         0.5              0          2        12/01/05
NORTH LAS VEGAS             Stated Documentation         0.5              0          2        12/01/05
BUCKEYE                     Stated Documentation         0.5              0          2        12/01/05
MESA                        Full Documentation           0.5              0          2        12/01/05
VALLEY CENTER               Stated Documentation         0.5              0          2        12/01/05
LAKE WORTH                  Stated Documentation         0.5              0          2        12/01/05
ANDERSON                    Full Documentation           0.5              0          2        12/01/05
SANTA MARIA                 Stated Documentation         0.5              0          2        12/01/05
CALLAHAN                    Full Documentation           0.5              0          2        12/01/05
NORTH PORT                  Full Documentation           0.5              0          2        12/01/05
EXETER                      Full Documentation           0.5              0          2        12/01/05
AMERICAN CANYON             Stated Documentation         0.5              0          2        12/01/05
SAINT LOUIS                 Full Documentation           0.5              0          2        12/01/05
ALHAMBRA                    Stated Documentation         0.5              0          2        12/01/05
PORTLAND                    Full Documentation           0.5              0          2        12/01/05
TUCSON                      Full Documentation           0.5              0          2        12/01/05
RENO                        Stated Documentation         0.5              0          2        12/01/05
CASSELBERRY                 Full Documentation           0.5              0          2        12/01/05
GLENDALE                    Stated Documentation         0.5              0          2        12/01/05
CONCORD                     Stated Documentation         0.5              0          2        12/01/05
MESA                        Full Documentation           0.5              0          2        12/01/05
AUBURN                      Stated Documentation         0.5              0          2        12/01/05
SCOTTSDALE                  Full Documentation           0.5              0          2        12/01/05
ALBUQUERQUE                 Full Documentation           0.5              0          2        12/01/05
LAS VEGAS                   Stated Documentation         0.5              0          2        12/01/05
GLENDALE                    Stated Documentation         0.5              0          2        12/01/05
KIMMELL                     Full Documentation           0.5              0          2        12/01/05
NAMPA                       Full Documentation           0.5              0          2        12/01/05
HAYWARD                     Full Documentation           0.5              0          2        12/01/05
TRENTON                     Full Documentation           0.5              0          2        12/01/05
VIRGINIA BEACH              Full Documentation           0.5              0          2        12/01/05
LAYTON                      Full Documentation           0.5              0          2        12/01/05
PHOENIX                     Full Documentation           0.5              0          2        12/01/05
ARCADIA                     Full Documentation           0.5              0          2        12/01/05
WOODS CROSS                 Stated Documentation         0.5              0          2        12/01/05
CALDWELL                    Full Documentation           0.5              0          2        12/01/05
HARRIMAN                    Full Documentation           0.5              0          2        12/01/05
MEMPHIS                     Full Documentation           0.5              0          2        12/01/05
TALLAHASSEE                 Full Documentation           0.5              0          2        12/01/05
BEAVERTON                   Full Documentation           0.5              0          2        12/01/05
MORENO VALLEY               Stated Documentation         0.5              0          2        12/01/05
CRANSTON                    Stated Documentation         0.5              0          2        12/01/05
SALEM                       Full Documentation           0.5              0          2        12/01/05
SOLEDAD                     Stated Documentation         0.5              0          2        12/01/05
NORRISTOWN                  Full Documentation           0.5              0          2        12/01/05
VANCOUVER                   Stated Documentation         0.5              0          2        12/01/05
PLEASANTON                  Full Documentation           0.5              0          2        12/01/05
CHATTANOOGA                 Stated Documentation         0.5              0          2        12/01/05
FLINT                       Full Documentation           0.5              0          2        12/01/05
ANTIOCH                     Stated Documentation         0.5              0          2        12/01/05
VALLEJO                     Full Documentation           0.5              0          2        12/01/05
BROOKLYN                    Full Documentation           0.5              0          2        12/01/05
ATLANTA                     Stated Documentation         0.5              0          2        12/01/05
WATERFORD                   Full Documentation           0.5              0          2        12/01/05
HANOVER PARK                Full Documentation           0.5              0          2        12/01/05
COMPTON                     Stated Documentation         0.5              0          2        12/01/05
AUBURN                      Full Documentation           0.5              0          2        12/01/05
BAY POINT                   Stated Documentation         0.5              0          2        12/01/05
FALL CITY                   Full Documentation           0.5              0          2        12/01/05
PORT HURON                  Full Documentation           0.5              0          2        12/01/05
CAMBRIDGE                   Full Documentation           0.5              0          2        12/01/05
ESPARTO                     Stated Documentation         0.5              0          2        12/01/05
LAS VEGAS                   Stated Documentation         0.5              0          2        12/01/05
WORCESTER                   Full Documentation           0.5              0          2        12/01/05
ERIE                        Full Documentation           0.5              0          2        12/01/05
HOLT                        Full Documentation           0.5              0          2        12/01/05
WINTHROP                    Stated Documentation         0.5              0          2        12/01/05
CITRUS HEIGHTS              Full Documentation           0.5              0          2        12/01/05
ARVADA                      Full Documentation           0.5              0          2        12/01/05
COLUMBUS                    Full Documentation           0.5              0          2        12/01/05
PALM COAST                  Stated Documentation         0.5              0          2        12/01/05
DETROIT                     Stated Documentation         0.5              0          2        12/01/05
SYRACUSE                    Full Documentation           0.5              0          2        12/01/05
DENVER                      Full Documentation           0.5              0          2        12/01/05

 

 

EXHIBIT E

REQUEST FOR RELEASE (DEUTSCHE BANK)

	
            To: 
 	
            Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California  92705-4934
 

 

	
            Re:
 	
            Pooling and Servicing Agreement dated as of November 1, 2005, among Financial Asset Securities Corp. as Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as Servicers and Deutsche Bank National Trust Company, a national banking association, as Trustee
 

 

In connection with the administration of the Mortgage Loans held by you as Trustee pursuant to the above-captioned Pooling and Servicing Agreement, we request the release, and hereby acknowledge receipt of the Trustee’s Mortgage File Or the Mortgage Loan described below, for the reason indicated.

Mortgage Loan Number:

Mortgagor Name, Address & Zip Code:

Reason for Requesting Documents (check one):

	
            _________
 	
            1.
 	
            Mortgage Paid in Full
 	
             
 
	
            _________
 	
            2.
 	
            Foreclosure
 	
             
 
	
            _________
 	
            3.
 	
            Substitution
 	
             
 
	
            _________
 	
            4.
 	
            Other Liquidation (Repurchases, etc.)
 	
             
 
	
            _________
 	
            5.
 	
            Nonliquidation
 	
            Reason:_____________________
 

Address to which Trustee should deliver the Trustee’s Mortgage File:

	
             
 
	
             
 

 

 

 

	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
            (authorized signer)
 
	
             
 	
             
 	
             
 
	
             
 	
            Issuer:
 	
            
 
 
 
	
             
 	
             
 	
             
 
	
             
 	
            Address:
 	
            
 
 
 
	
             
 	
             
 	
            
 
 
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
            Date:
 	
            
 
 
 
	
             
 	
             
 	
             
 

 

Trustee

Deutsche Bank National Trust Company

Please acknowledge the execution of the above request by your signature and date below:

	
             
 	
             
 	
             
 
	
            Signature
 	
             
 	
            Date
 
	
             
 	
             
 	
             
 
	
            Documents returned to Trustee:

 
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
            Trustee
 	
             
 	
            Date
 

 

 

 

EXHIBIT F-1

FORM OF TRUSTEE'S INITIAL CERTIFICATION (DEUTSCHE BANK)

December __, 2005

Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830

	
            Re:
 	
            Pooling and Servicing Agreement dated as of November 1, 2005, among Financial Asset Securities Corp. as Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as Servicers and Deutsche Bank National Trust Company, a national banking association, as Trustee
 

 

Ladies and Gentlemen:

Attached is the Trustee’s preliminary exception report delivered in accordance with Section 2.02 of the referenced Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings set forth in the Pooling and Servicing Agreement.

The Trustee has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the Pooling and Servicing Agreement. The Trustee makes no representations as to (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in the Mortgage File pertaining to the Mortgage Loans identified on the Mortgage Loan Schedule, (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan or (iii) whether any Mortgage File includes any of the documents specified in clause (vi) of Section 2.01 of the Pooling and Servicing Agreement.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

 

EXHIBIT F-2

FORM OF TRUSTEE'S FINAL CERTIFICATION (DEUTSCHE BANK)

________________

[Date]

Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830

	
            Re:
 	
            Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of November 1, 2005 among Financial Asset Securities Corp., as Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as Servicers and Deutsche Bank National Trust Company, as Trustee with respect to Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4
 

 

Ladies and Gentlemen:

In accordance with Section 2.02 of the Pooling and Servicing Agreement, the undersigned, as Trustee, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage loan paid in full or listed on Schedule I hereto) it (or its custodian) has received the applicable documents listed in Section 2.01 of the Pooling and Servicing Agreement.

The undersigned hereby certifies that as to each Mortgage Loan identified on the Mortgage Loan Schedule, other than any Mortgage Loan listed on Schedule I hereto, it has reviewed the documents listed above and has determined that each such document appears to be complete and, based on an examination of such documents, the information set forth in items 1, 3, 10, 11 and 15 of the definition of Mortgage Loan Schedule in the Pooling and Servicing Agreement accurately reflects information in the Mortgage File.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling and Servicing Agreement. This Certificate is qualified in all respects by the terms of said Pooling and Servicing Agreement.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

EXHIBIT F-3

FORM OF RECEIPT OF MORTGAGE NOTE

Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830

	
            Re:
 	
            Soundivew Home Loan Trust 2005-4, 
 Asset-Backed Certificates Series 2005-4
 

 

Ladies and Gentlemen:

Pursuant to Section 2.01 of the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of November 1, 2005 among Financial Asset Securities Corp., as Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as Servicers and Deutsche Bank National Trust Company, as Trustee, we hereby acknowledge the receipt of the original Mortgage Notes (a copy of which is attached hereto as Exhibit 1) with any exceptions thereto listed on Exhibit 2.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

EXHIBIT G

FORMS OF CUSTODIAL AGREEMENT

 

 

DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee

for the Soundview Home Loan Trust 2005-4,

Asset Backed Certificates, Series 2005-4

 

and

 

WELLS FARGO BANK, N.A.,

as Custodian

 

and

 

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION

NATIONAL CITY HOME LOAN SERVICES, INC.,

as Servicers

 

CUSTODIAL AGREEMENT

As of November 1, 2005

 

 

 

TABLE OF CONTENTS

 

	
            Section 1.
 	
            Definitions.
 
	
            Section 2.
 	
            Delivery of Custodial Files.
 
	
            Section 3.
 	
            Custodian’s Receipt, Examination and Certification of Mortgage Files; Initial Trust Receipt Delivered by the Custodian.
 
	
            Section 4.
 	
            Obligations of the Custodian.
 
	
            Section 5.
 	
            Final Trust Receipt.
 
	
            Section 6.
 	
            Future Defects.
 
	
            Section 7.
 	
            Release for Servicing.
 
	
            Section 8.
 	
            Release for Payment.
 
	
            Section 9.
 	
            Fees of Custodian.
 
	
            Section 10.
 	
            Removal of Custodian.
 
	
            Section 11.
 	
            Transfer of Custodial Files.
 
	
            Section 12.
 	
            Examination of Custodial Files.
 
	
            Section 13.
 	
            Insurance of Custodian.
 
	
            Section 14.
 	
            Counterparts.
 
	
            Section 15.
 	
            Periodic Statements.
 
	
            Section 16.
 	
            Governing Law.
 
	
            Section 17.
 	
            Copies of Mortgage Documents.
 
	
            Section 18.
 	
            No Adverse Interest of Custodian.
 
	
            Section 19.
 	
            Termination by Custodian.
 
	
            Section 20.
 	
            Term of Agreement.
 
	
            Section 21.
 	
            Notices.
 
	
            Section 22.
 	
            Successors and Assigns.
 
	
            Section 23.
 	
            Indemnification of Custodian.
 
	
            Section 24.
 	
            Reliance of Custodian.
 
	
            Section 25.
 	
            Transmission of Custodial Files.
 
	
            Section 26.
 	
            Authorized Representatives.
 
	
            Section 27.
 	
            Reproduction of Documents.
 
	
            Section 28.
 	
            Amendment.
 

 

 

 

EXHIBITS

	
            EXHIBIT 1
 	
            FORM OF TRUST RECEIPT AND INITIAL CERTIFICATION
 
	
            EXHIBIT 2
 	
            FORM OF FINAL TRUST RECEIPT
 
	
            EXHIBIT 3 
 	
            FORM OF REQUEST FOR RELEASE OF DOCUMENTS
 
	
            EXHIBIT 4
 	
            AUTHORIZED REPRESENTATIVES OF SERVICERS
 
	
            EXHIBIT 5
 	
            AUTHORIZED REPRESENTATIVES OF TRUSTEE
 
	
            EXHIBIT 6
 	
            AUTHORIZED REPRESENTATIVES OF CUSTODIAN 
 
	
            EXHIBIT 7
 	
            MORTGAGE LOAN SCHEDULE
 
	
            EXHIBIT 8
 	
            CUSTODIAN FEE SCHEDULE
 

 

 

 

THIS CUSTODIAL AGREEMENT, dated as of November 1, 2005, among Deutsche Bank National Trust Company, having an address at 1761 East St. Andrew Place, Santa Ana, California 92705-4934, not individually but solely as trustee for Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 (the “Trustee”), Wells Fargo Bank, N.A. as custodian, having an address at 24 Executive Park, Suite 100, Irvine, California 92614 (the “Custodian”), JPMorgan Chase Bank, National Association as servicer (“JPMorgan”) having an address at 1111 Polaris Parkway, Columbus, Ohio 43240 (with a copy to Chase Home Finance LLC 10790 Rancho Bernardo Road, San Diego, California 92127, Attention: Cindy Dunks, and to Chase Home Finance LLC, 194 Wood Avenue South Iselin, New Jersey  08830, Attention:  General Counsel) and National City Home Loan Services, Inc. as servicer
(“NCHLS”, together with JPMorgan, the “Servicers”), having an address at 150 Allegheny Center, LOC 23-501, Pittsburgh, Pennsylvania, 15212-5356.

W I T N E S S E T H

WHEREAS, Financial Asset Securities Corp. (the “Depositor”) has agreed to purchase certain first and second lien, fixed-rate and adjustable-rate mortgage loans (the “Mortgage Loans”) from Greenwich Capital Financial Products, Inc. (the “Seller”), pursuant to the terms and conditions of a Mortgage Loan Purchase Agreement, dated as of December 16, 2005, between the Depositor and the Seller (the “Mortgage Loan Purchase Agreement”) and the Assignment and Recognition Agreements, dated as of December 16, 2005, among the Depositor, the Seller and the related Originator (the “Assignment and Recognition Agreement”, together with the Mortgage Loan Purchase Agreement, the “Purchase Agreements”);

WHEREAS, the Servicers are to service the Mortgage Loans on behalf of Soundview Home Loan Trust 2005-4, under a Pooling and Servicing Agreement, dated as of November 1, 2005, among the Depositor, the Servicers and the Trustee (the “Pooling and Servicing Agreement”); and

WHEREAS, the Custodian is a national banking association chartered under the laws of the United States of America and regulated by the Comptroller of the Currency, and is otherwise authorized to act as Custodian pursuant to this Agreement.  With respect to each of the Mortgage Loans set forth on the Mortgage Loan Schedule attached as Exhibit 7 hereto, the Servicers desire to have the Custodian take possession of the Mortgages and Mortgage Notes, along with certain other documents specified herein, as the custodian of the Trustee, in accordance with the terms and conditions hereof.

NOW THEREFORE, in consideration of the mutual undertakings herein expressed, the parties hereto hereby agree as follows:

	
             
  	
            1.
 	
            Definitions.
 

Any capitalized terms used but not defined herein shall have the meanings ascribed to them in the Pooling and Servicing Agreement.

 

 

	
             
  	
            2.
 	
            Delivery of Custodial Files.
 

The Depositor has delivered and released, or will cause to be delivered and released, to the Custodian on or prior to the Closing Date the following documents pertaining to each of the Mortgage Loans identified in the Mortgage Loan Schedule (the “Custodial File”):

(i)           the original Mortgage Note, endorsed either (A) in blank, or (B) in the following form: “Pay to the order of Deutsche Bank National Trust Company, as Trustee, without recourse” or with respect to any lost Mortgage Note, an original Lost Note Affidavit stating that the original mortgage note was lost, misplaced or destroyed, together with a copy of the related mortgage note; provided, however, that such substitutions of Lost Note Affidavits for original Mortgage Notes may occur only with respect to Mortgage Loans, the aggregate Principal Balance as of the related Cut-off Date of which is less than or equal to 1.00% of the Pool Balance as of the related Cut-off Date;

(ii)          the original Mortgage (noting the presence of the MIN of the Mortgage Loan and language indicating that the Mortgage Loan is a MOM Loan if the Mortgage Loan is a MOM Loan), with evidence of recording thereon, and the original recorded power of attorney, if the Mortgage was executed pursuant to a power of attorney, with evidence of recording thereon or, if such Mortgage or power of attorney has been submitted for recording but has not been returned from the applicable public recording office, has been lost or is not otherwise available, a copy of such Mortgage or power of attorney, as the case may be, certified to be a true and complete copy of the original submitted for recording;

(iii)        unless the Mortgage Loan is registered on the MERS® System, an original Assignment, in form and substance acceptable for recording. The Mortgage shall be assigned either (A) in blank or (B) to “Deutsche Bank National Trust Company, as Trustee, without recourse”

(iv)         an original of any intervening assignment of Mortgage showing a complete chain of assignments (or to MERS if the Mortgage Loan is registered on the MERS® System and noting the presence of MIN);

	
             
  	
            (v)
 	
            the original or a certified copy of lender’s title insurance policy; and
 

(vi)         the original or copies of each assumption, modification, written assurance or substitution agreement, if any.

If any of the documents referred to in Section 2.01(ii), (iii) or (iv) above has as of the Closing Date (or Subsequent Transfer Date, with respect to Subsequent Mortgage Loans) been submitted for recording but either (x) has not been returned from the applicable public recording office or (y) has been lost or such public recording office has retained the original of such document, the obligations of the Depositor to deliver such documents shall be deemed to be 

 

satisfied upon (1) delivery to the Custodian no later than the Closing Date (or Subsequent Transfer Date, with respect to Subsequent Mortgage Loans), of a copy of each such document certified by the related Originator in the case of (x) above or the applicable public recording office in the case of (y) above to be a true and complete copy of the original that was submitted for recording and (2) if such copy is certified by the related Originator, delivery to the Custodian, promptly upon receipt thereof of either the original or a copy of such document certified by the applicable public recording office to be a true and complete copy of the original.  If the original lender’s title insurance policy, or a certified copy thereof, was not delivered pursuant to Section 2.01(v) above, the Depositor shall deliver or cause to be delivered to the Custodian, the original or a copy of a written commitment or
interim binder or preliminary report of title issued by the title insurance or escrow company, with the original or a certified copy thereof to be delivered to the Custodian, promptly upon receipt thereof.  The related Servicer or the Depositor shall deliver or cause to be delivered to the Custodian, promptly upon receipt thereof, any other documents constituting a part of a Mortgage File received with respect to any Mortgage Loan, including, but not limited to, any original documents evidencing an assumption or modification of any Mortgage Loan.

Upon discovery or receipt of notice of any materially defective document in, or that a document is missing from, a Mortgage File, the Custodian shall notify the Servicers and the Servicers shall enforce the obligations of the Seller under the related Purchase Agreement to cure such defect or deliver such missing document to the Trustee or the Custodian within 120 days. If the Seller does not cure such defect or deliver such missing document within such time period, the Servicers shall enforce the obligations of the Seller to either repurchase or substitute for such Mortgage Loan in accordance with Section 2.03 of the Pooling and Servicing Agreement.  In connection with the foregoing, it is understood that the Custodian shall have no duty to discover any such defects except in the course of performing its review of the Mortgage Files to the extent set forth herein.

Each Servicer shall forward to the Custodian original documents evidencing an assumption, modification, consolidation or extension of any Mortgage Loan entered into in accordance with this Agreement within two weeks of their execution; provided, however, that the Servicer shall provide the Custodian with a certified true copy of any such document submitted for recordation within two weeks of its execution, and shall provide the original of any document submitted for recordation or a copy of such document certified by the appropriate public recording office to be a true and complete copy of the original within 365 days of its submission for recordation. In the event that the related Servicer cannot provide a copy of such document certified by the public recording office within such 365 day period, such Servicer shall deliver to the Custodian, within such 365 day period, an Officers’
Certificate of the Servicer which shall (A) identify the recorded document, (B) state that the recorded document has not been delivered to the Custodian due solely to a delay caused by the public recording office, (C) state the amount of time generally required by the applicable recording office to record and return a document submitted for recordation, if known and (D) specify the date the applicable recorded document is expected to be delivered to the Custodian, and, upon receipt of a copy of such document certified by the public recording office, the Servicer shall immediately deliver 

 

such document to the Custodian. In the event the appropriate public recording office will not certify as to the accuracy of such document, the related Servicer shall deliver a copy of such document certified by an officer of such Servicer to be a true and complete copy of the original to the Custodian.

The Custodian hereby agrees to its duties under Section 2.03 of the Pooling and Servicing Agreement with respect to Qualified Substitute Mortgage Loans.

	
             
  	
            3.
 	
            Custodian’s Receipt, Examination and Certification of Mortgage Files; Initial Trust Receipt Delivered by the Custodian.
 

The Custodian agrees, for the benefit of the Certificateholders, to review each Custodial File on or before the Closing Date and to certify in substantially the form attached hereto as Exhibit 1 (the “Trust Receipt and Initial Certification”) that, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan specifically identified in the exception report annexed thereto as not being covered by such certification), (i) all documents required to be delivered to it pursuant to Section 2.01 of this Agreement are in its possession, (ii) such documents have been reviewed by it and have not been mutilated, damaged or torn and appear on their face to relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set forth in the Mortgage Loan Schedule that corresponds to items
(1) and (3) of the definition of “Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File.  It is herein acknowledged that, in conducting such review, the Custodian was not under any duty or obligation (i) to inspect, review or examine any such documents, instruments, certificates or other papers to determine whether they are genuine, enforceable, or appropriate for the represented purpose or whether they have actually been recorded or that they are other than what they purport to be on their face or (ii) to determine whether any Custodial File should include any of the documents specified in clause (e) of Section 2.  

	
             
  	
            4.
 	
            Obligations of the Custodian.
 

With respect to the Mortgage Note, the Mortgage and the Assignment and other documents constituting each Custodial File which is delivered to the Custodian or which come into the possession of the Custodian, the Custodian is the custodian for the Trustee exclusively. The Custodian shall hold all mortgage documents received by it constituting the Custodial File for the exclusive use and benefit of the Trustee, and shall make disposition thereof only in accordance with this Agreement and the instructions furnished by the Trustee. The Custodian shall segregate and maintain continuous custody of all mortgage documents constituting the Custodial File in secure and fire-resistant facilities in accordance with customary standards for such custody. The Custodian shall not be responsible to verify (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any
document in each Custodial File or of any of the Mortgage Loans or (ii) the collectability, insurability, effectiveness or suitability of any Mortgage Loan.  The Custodian shall not execute any endorsements on the Mortgage Notes and Assignments of Mortgages without the prior written consent of the Trustee, 

 

except as otherwise set forth in Section 2 of this Agreement or as otherwise agreed to between the Trustee and the Custodian.

	
             
  	
            5.
 	
            Final Trust Receipt.
 

Within one (1) year after the Closing Date, the Custodian shall review each Custodial File, and shall deliver to the Trustee (with a copy to the Depositor and the Servicers), a Final Trust Receipt attached hereto as Exhibit 2 to the effect that, as to each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan (i) paid in full, or (ii) specifically identified on such Final Trust Receipt as not covered by such Final Trust Receipt): (i) all documents required to be delivered to it pursuant to paragraphs (i), (ii), (iii), (iv) and (vi) and to the extent provided in the Custodial Files paragraph (v) of Section 2 of this Agreement are in its possession; (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan; (iii) based on its examination and only as to the foregoing documents, the information set forth in items
(1) and (3) of the definition of “Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File; and (iv) each Mortgage Note has been endorsed as provided in Section 2 of this Agreement and each Mortgage has been assigned in accordance with Section 2 of this Agreement.

	
             
  	
            6.
 	
            Future Defects.
 

During the term of this Agreement, if the Custodian discovers any defect with respect to the Custodial File, the Custodian shall give written specification of such defect to the Servicers and the Trustee.  For purposes of this section, "defect" shall mean a failure of a document to correspond to the information set forth in the applicable Mortgage Loan Schedule or the absence of a Mortgage File or any part thereof or any other document required pursuant to this Agreement.  The Servicers and the Trustee shall be responsible for completing or correcting any missing, incomplete or inconsistent documents, and the Custodian shall not be responsible or liable for taking any such action, causing any  person or entity to do so or notifying any person that any such action has or has not been taken.

	
             
  	
            7.
 	
            Release for Servicing.
 

From time to time and as appropriate for the foreclosure or servicing of any of the Mortgage Loans, the Custodian shall, upon receipt of two copies (or electronic receipt from the Servicers in a form acceptable to the Custodian) of a Request for Release of Documents and receipt in the form annexed hereto as Exhibit 3, release to the Servicers, the related Custodial File. The Servicers shall return to the Custodian the Custodial File when the Servicers’ need therefor in connection with such foreclosure or servicing no longer exists, unless the Mortgage Loan shall be liquidated in which case, upon receipt of an additional Request for Release of Documents and receipt certifying such liquidation in the form annexed hereto as Exhibit 3, the request and receipt submitted pursuant to the first
sentence of this Section 7 shall be released by the Custodian to the Servicers.

 

 

	
             
  	
            8.
 	
            Release for Payment.
 

Upon receipt by the Custodian of two copies (or electronic receipt from the Servicers in a form acceptable to the Custodian) of the Servicers’ Request for Release of Documents and receipt in the form annexed hereto as Exhibit 3 (which certification shall include a statement to the effect that all amounts received in connection with such payment, repurchase or liquidation have been credited to the related custodial account), the Custodian shall promptly release the related Custodial File to the Servicers.

	
             
  	
            9.
 	
            Fees and Expenses of Custodian.
 

On each distribution date, in accordance with the terms of the Pooling and Servicing Agreement, any amounts (as set forth in Exhibit 8) owed to the Custodian shall be paid by the Trustee out of the Distribution Account.  By each Determination Date, the Custodian shall notify the Trustee of the amounts owed to the Custodian with respect to the related Distribution Date.  The obligations of Trustee to pay Custodian for such fees and expenses in connection with services provided by Custodian hereunder shall survive the termination of this Agreement, or the resignation or removal of the Custodian.

	
             
  	
            10.
 	
            Removal of Custodian.
 

The Trustee, with or without cause, may upon at least 60 days’ notice remove and discharge the Custodian from the performance of its duties under this Agreement by written notice from the Trustee to the Custodian, with a copy to the Servicers. Having given notice of such removal, the Trustee promptly shall appoint (at the direction of the Depositor and with the consent of the Servicers) a successor Custodian to act on behalf of the Trustee by written instrument, one original counterpart of which instrument shall be retained by the Trustee, with a copy to the Servicers, and an original to the successor Custodian. In the event of any such removal, the Custodian shall, upon the Trustee’s surrender of the Trust Receipt and Initial Certifications and Final Trust Receipt, as applicable, promptly transfer to the successor Custodian, as directed, all Custodial Files being administered
under this Agreement.  In the event of any such removal and appointment the Trust Fund shall be responsible for the fees and expenses of the existing and successor Custodian.

	
             
  	
            11.
 	
            Transfer of Custodial Files.
 

Upon the Custodian’s receipt of two (2) Business Days’ written or electronic notification from the Trustee, the Custodian shall release to such persons as the Trustee shall designate all or a portion of the Custodial Files relating to the Mortgage Loans subject to the Trust Receipt and Initial Certification or Final Trust Receipt, as applicable.  

	
             
  	
            12.
 	
            Examination of Custodial Files.
 

Upon reasonable prior written notice to the Custodian but not less than two (2) Business Days notice, the Trustee and its agents, accountants, attorneys and auditors will be 

 

permitted during normal business hours to examine the Custodial Files, documents, records and other papers in the possession of or under the control of the Custodian relating to any or all of the Mortgage Loans at the expense of the party requesting such examination.

	
             
  	
            13.
 	
            Insurance of Custodian.
 

At its own expense, the Custodian shall maintain at all times during the existence of this Agreement and keep in full force and effect such insurance in amounts, with standard coverage and subject to deductibles, all as is customary for insurance typically maintained by banks which act as Custodian. The minimum coverage under any such bond and insurance policies shall be at least equal to the corresponding amounts required by Fannie Mae in the Fannie Mae Servicing Guide or by Freddie Mac in the Freddie Mac Sellers’ & Servicers’ Guide. Upon request, the Trustee shall be entitled to receive evidence satisfactory to the Trustee that such insurance is in full force and effect.

	
             
  	
            14.
 	
            Counterparts.
 

For the purpose of facilitating the execution of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute and be one and the same instrument.

	
             
  	
            15.
 	
            Periodic Statements.
 

Upon the written request of the Trustee, the Custodian shall provide to the Trustee a list of all the Mortgage Loans for which the Custodian holds a Custodial File pursuant to this Agreement. Such list may be in the form of a copy of the Mortgage Loan Schedule with manual deletions to specifically denote any Mortgage Loans paid off, repurchased or sold since the date of this Agreement.

	
             
  	
            16.
 	
            GOVERNING LAW.
 

THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS, AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

	
             
  	
            17.
 	
            Copies of Mortgage Documents.
 

Upon the written request of the Trustee and at the cost and expense of the Trust Fund, the Custodian shall provide the Trustee with copies of the Mortgage Notes, Mortgages, Assignments and other documents relating to one or more of the Mortgage Loans.

 

 

	
             
  	
            18.
 	
            No Adverse Interest of Custodian.
 

By execution of this Agreement, the Custodian represents and warrants that it currently holds, and during the existence of this Agreement shall hold, no interest adverse to the Trustee, by way of security or otherwise, in any Mortgage Loan, and hereby waives and releases any such interest which it may have in any Mortgage Loan as of the date hereof.

	
             
  	
            19.
 	
            Termination by Custodian.
 

The Custodian may terminate its obligations under this Agreement upon at least sixty (60) days’ prior notice to the Servicers and the Trustee. In the event of such termination, the Trustee shall appoint a successor Custodian. The payment of the existing Custodian’s or such successor Custodian’s fees and expenses shall be solely the responsibility of the Trust Fund.  Upon such appointment, the Custodian shall promptly transfer to the successor Custodian, as directed, all Custodial Files being administered under this Agreement.

	
             
  	
            20.
 	
            Term of Agreement.
 

Unless terminated pursuant to Section 9 or Section 18 hereof, this Agreement shall terminate upon the final payment or other liquidation (or advance with respect thereto) of the last Mortgage Loan or the disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, and the final remittance of all funds due under the Pooling and Servicing Agreement. In such event all documents remaining in the Custodial Files shall be released in accordance with the written instructions of the Trustee.

	
             
  	
            21.
 	
            Notices.
 

All demands, notices and communications hereunder shall be in writing and shall be deemed to have been duly given when received by the recipient party (i) in the case of the Custodian, the Trustee and the Servicers, at the address shown on the first page hereof, (ii) in the case of the Depositor, Financial Asset Securities Corp., 600 Steamboat Road, Greenwich, Connecticut 08630, Attention: Legal and (iii) in the case of the Seller, Greenwich Capital Financial Products, Inc., 600 Steamboat Road, Greenwich, Connecticut 08630, Attention: Legal, or in any case, at such other addresses as may hereafter be furnished to the other party by like notice. Any such demand, notice or communication hereunder shall be deemed to have been received on the date delivered to or received at the premises of the addressee.

	
             
  	
            22.
 	
            Successors and Assigns.
 

This Agreement shall inure to the benefit of the successors and assigns of the parties hereto; provided however, that the form of any assignment by any party of its interests hereunder shall be in a form reasonably acceptable to the Trustee, the Servicers and the Custodian. Such assignment shall be executed by an authorized representative of the assignor and any assignee shall forward a list of authorized representatives to each party to this Agreement pursuant to Section 26 of this Agreement.

 

 

	
             
  	
            23.
 	
            Indemnification of Custodian.
 

The Custodian and its directors, officers, agents and employees shall be indemnified and held harmless by the Trust Fund against liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements, including reasonable attorney’s fees, that may be imposed on, incurred by, or asserted against it or them directly relating to or arising out of this Custodial Agreement or any action taken or not taken by it or them hereunder unless such liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements were imposed on, incurred by or asserted against the Custodian because of the breach by the Custodian of its obligations hereunder, which breach was caused by negligence, lack of good faith or willful misconduct on the part of the Custodian or any of its directors, officers, agents or employees. The
indemnification set forth in this section shall survive any termination or assignment of this Custodial Agreement and the termination or removal of the Custodian.

The Custodian agrees to indemnify and hold the Trust Fund and Trustee, its employees, officers, directors, and agents, harmless against liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements, including reasonable attorney’s fees, that may be imposed on, incurred by, or asserted against them directly relating to or arising out of a failure to produce a Mortgage Note, Assignment or any other document related to a Mortgage Loan that was in its possession pursuant to Section 2 within two (2) Business Days after required or requested by the Trustee, and provided, that (i) Custodian previously delivered to the Trustee a Trust Receipt and Initial Certification with respect to such document (other than any Mortgage Loan identified in the exception report annexed thereto as not covered by such certification); (ii) such document is not
outstanding pursuant to a Request for Release; and (iii) such document was held by the Custodian on behalf of the Trustee.  In no event shall the Custodian or its directors, officers, agents and employees be liable for any special, indirect or consequential damages from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.  The foregoing indemnification shall survive any termination or assignment of this Agreement or the removal or resignation of the Custodian hereunder. 

 

 

	
             
  	
            24.
 	
            Reliance of Custodian.
 

(i)           The Custodian may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any request, instructions, certificate, opinion or other document furnished to the Custodian, reasonably believed by the Custodian to be genuine and to have been signed or presented by the proper party or parties and conforming to the requirements of this Agreement; but in the case of any loan document or other request, instruction, document or certificate which by any provision hereof is specifically required to be furnished to the Custodian, the Custodian shall be under a duty to examine the same to determine, subject to the limitations on the Custodian’s obligations set forth herein, whether or not it conforms to the requirements of this Agreement.

(ii)          The Custodian shall have no duties or responsibilities except those that are specifically set forth in this Agreement. The Custodian shall have no responsibility nor duty with respect to any Custodial File while such Custodial File is not in its possession. If the Custodian requests instructions from the Trustee with respect to any act, action or failure to act in connection with this Agreement, the Custodian shall be entitled to refrain from taking such action and continue to refrain from acting unless and until the Custodian shall have received written instructions from the Trustee with respect to a Custodial File without incurring any liability therefor to the Trustee or any other Person.

(iii)         Other than as provided herein, neither the Custodian nor any of its directors, officers, agents or employees shall be liable for any action or omission to act hereunder except for its or their own negligence or lack of good faith or willful misconduct. In no event shall the Custodian or any of its directors, officers, agents or employees have any responsibility to ascertain or take action except as expressly provided herein.

(iv)         Neither the Custodian nor any of its directors, officers, agents or employees shall be liable for any action taken or not taken by it in good faith in the performance of its obligations under this Agreement. The obligations of the Custodian or any of its directors, officers, agents or employees shall be determined solely by the express provisions of this Agreement. No representation, warranty, covenant, agreement, obligation or duty of the Custodian or any of its directors, officers, agents or employees shall be implied with respect to this Agreement or the Custodian’s services hereunder.

(v)          The Custodian, its directors, officers, agents and employees shall be under no duty or obligation to inspect, review or examine the Custodial Files to determine that the contents thereof are genuine, enforceable or appropriate for the represented purpose or that they have been actually recorded or that they are other than what they purport to be on their face.

(vi)         The Custodian may consult with counsel selected by the Custodian with regard to legal questions arising out of or in connection with this Agreement, and the advice or opinion of such counsel shall be full and complete authorization and protection in respect of any 

 

action reasonably taken, omitted or suffered by the Custodian in good faith and in accordance therewith.

(vii)       No provision of this Agreement shall require the Custodian to expend or risk its own funds or otherwise incur financial liability (other than expenses or liabilities otherwise required to be incurred by the express terms of this Agreement) in the performance of its duties under this Agreement if it shall have reasonable grounds for believing that repayment of such funds or adequate indemnity is not reasonably assured to it.

(viii)      Any corporation into which the Custodian may be merged or converted or with which it may be consolidated, or any corporation resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any corporation succeeding to the business of the Custodian shall be the successor of the Custodian hereunder without the execution or filing of any paper with any party hereto or any further act on the part of any of the parties hereto except where an instrument of transfer or assignment is required by law to effect such succession, anything herein to the contrary notwithstanding.

	
             
  	
            25.
 	
            Transmission of Custodial Files.
 

Written or electronic instructions as to the method of shipment and shipper(s) the Custodian is directed to utilize in connection with transmission of mortgage files and loan documents in the performance of the Custodian’s duties hereunder shall be delivered by the Servicers (a “Requesting Party”), to the Custodian prior to any shipment of any mortgage files and loan documents hereunder. The Requesting Party will arrange for the provision of such services at its sole cost and expense (or, at the Custodian’s option, reimburse the Custodian for all costs and expenses incurred by the Custodian consistent with such instructions) and will maintain such insurance against loss or damage to mortgage files and loan documents as the Requesting Party deems appropriate. Without limiting the generality of the provisions of Section 23 above, it is expressly agreed that in no event
shall the Custodian have any liability for any losses or damages to any person, including without limitation, any Requesting Party, arising out of actions of the Custodian consistent with instructions of the Requesting Party.

	
             
  	
            26.
 	
            Authorized Representatives.
 

Each individual designated as an authorized representative of the Servicers, the Trustee and the Custodian, respectively (an “Authorized Representative”), is authorized to give and receive notices, requests and instructions and to deliver certificates and documents in connection with this Agreement on behalf of the Servicers, the Trustee or the Custodian, as the case may be, and the specimen signature for each such Authorized Representative of the Servicers, the Trustee and the Custodian, initially authorized hereunder, as set forth on Exhibit 4, Exhibit 5 and Exhibit 6 hereof, respectively. From time to time the parties hereto may, by delivering to each other a revised exhibit, change the
information previously given pursuant to this Section 25, but each of the parties hereto shall be entitled to rely conclusively on the then current exhibit until receipt of a superseding exhibit.

 

 

	
             
  	
            27.
 	
            Reproduction of Documents.
 

This Custodial Agreement and all documents relating thereto except with respect to the Custodial File, including, without limitation, (a) consents, waivers and modifications which may hereafter be executed, and (b) certificates and other information previously or hereafter furnished, may be reproduced by any photographic, photostatic, microfilm, microcard, miniature photographic or other similar process. The parties agree that any such reproduction shall be admissible in evidence as the original itself in any judicial or administrative proceeding, whether or not the original is in existence and whether or not such reproduction was made by a party in the regular course of business, and that any enlargement, facsimile or further reproduction of such reproduction shall likewise be admissible in evidence.

	
             
  	
            28.
 	
            Amendment.
 

This Custodial Agreement may be amended from time to time by written agreement signed by the Servicers, the Trustee and the Custodian.

 

 

IN WITNESS WHEREOF, the Trustee, the Custodian and the Servicers have caused their names to be duly signed hereto by their respective officers thereunto duly authorized, all as of the date first above written.

 

	
            DEUTSCHE BANK NATIONAL TRUST COMPANY, as Trustee for the Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            WELLS FARGO BANK, N.A.,

as Custodian
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, as Servicer

 
 
	
             
 	
             
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 
	
            NATIONAL CITY HOME LOAN SERVICES, INC., 

as Servicer

 
 
	
             
 	
             
 
	
             
 	
             
 

	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
   
 

 

 

 

 

EXHIBIT 1

FORM OF TRUST RECEIPT AND INITIAL CERTIFICATION

	
             
 	
            December 21, 2005
 

Trust Receipt #: ___  

Original Principal Balance of the Mortgage Loans:$____________

 

	
            Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California 92705-4934

Attention: Trust Administration GC05S4

 
 	
            Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 08630

 
 
	
            Greenwich Capital Markets, Inc.

600 Steamboat Road

Greenwich, Connecticut 08630

 
 	
             
 

 

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 1, 2005, among Deutsche Bank National Trust Company as the Trustee, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as Servicers and Wells Fargo Bank, N.A. as the Custodian
 

 

Ladies and Gentlemen:

 

In accordance with the provisions of Section 3 of the above-referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that it is holding the Mortgage Loans identified on the schedule attached hereto for the exclusive benefit of the Trustee pursuant to the terms and conditions of the Custodial Agreement, and it has received a Custodial File with respect to each such Mortgage Loan (other than any Mortgage Loan specifically identified on the exception report attached hereto) and that with respect to each such Mortgage Loan: (i) all documents required to be delivered to it pursuant to Section 2.01 of this Agreement are in its possession, (ii) such documents have been reviewed by it and have not been mutilated, damaged or torn and appear on their face to relate to such Mortgage Loan and (iii) based on its examination and only as to the foregoing, the information set
forth in the Mortgage Loan Schedule that corresponds to items (1) and (3) of the definition of “Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File.

The Custodian hereby confirms that it is holding each such Custodial File as agent and bailee of and custodian for the exclusive use and benefit of the Trustee pursuant to the terms of the Custodial Agreement.

 

 

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement. 

 

	
            WELLS FARGO BANK, N.A.  

(Custodian)

 
 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT 2

FORM OF FINAL TRUST RECEIPT 

 

TRUST RECEIPT # ___

	
             
 	
            December __, 2005
 

Aggregate Amount of Mortgage Loans: _____

Original Principal Balance of Aggregate Mortgage Loans: __________

 

	
            Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California 92705-4934

Attention: Trust Administration GC05S4

 
 	
            Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 08630

 
 
	
            Greenwich Capital Markets, Inc.

600 Steamboat Road

Greenwich, Connecticut 08630

 
 	
             
 

 

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 1, 2005, among Deutsche Bank National Trust Company as the Trustee, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as Servicers and Wells Fargo Bank, N.A. as the Custodian
 

Ladies and Gentlemen:

In accordance with the provisions of Section 4 of the above-referenced Custodial Agreement, the undersigned, as the Custodian, hereby certifies that as to each Mortgage Loan listed on the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or any Mortgage Loan listed on the attachment hereto) it has reviewed the Custodial Files and has determined that (i) all documents required to be delivered to it pursuant to Sections 2(i), (ii), (iii), (iv) and (v) of the Custodial Agreement are in its possession and to the extent provided in the Custodial Files paragraph (v) of Section 2 of the Custodial Agreement are in its possession; (ii) such documents have been reviewed by it and appear regular on their face and relate to such Mortgage Loan; (iii) based on its examination and only as to the foregoing documents, the information set forth in items (1) and (3) of the definition of
“Mortgage Loan Schedule” in the Pooling and Servicing Agreement accurately reflects information set forth in the Custodial File; and (iv) each Mortgage Note has been endorsed as provided in Section 2 of the Custodial Agreement and each Mortgage has been assigned in accordance with Section 2 of the Custodial Agreement. The Custodian makes no representations as to (i) the validity, legality, enforceability, sufficiency, due authorization or genuineness of any of the documents contained in each Custodial File or of any of the Mortgage Loans or (ii) the collectability, insurability, effectiveness or suitability of any such Mortgage Loan.

 

 

The Custodian hereby confirms that it is holding each such Custodial File as agent and bailee of, and custodian for the exclusive use and benefit, and subject to the sole direction, of the Trustee pursuant to the terms and conditions of the Custodial Agreement.

 

 

Capitalized terms used herein shall have the meaning ascribed to them in the Custodial Agreement.

 

	
            WELLS FARGO BANK, N.A.  

(Custodian)

 
	
             
 	
             
 
	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT 3

 

REQUEST FOR RELEASE OF DOCUMENTS

 

	
            To:
 	
      Wells Fargo Bank, N.A.

      2030 Main Street, Suite 100
Irvine, CA 92614
 	
             

	
             
 	
            Attn:  
 	
            Inventory Control
 	
             

						

 

	
             
 	
            Re:
 	
            Custodial Agreement, dated as of November 1, 2005, among Deutsche Bank National Trust Company as the Trustee, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as Servicers and Wells Fargo Bank, N.A. as the Custodian
 

 

In connection with the administration of the Mortgage Loans held by you as Custodian for the Trustee pursuant to the above-captioned Custodial Agreement, we request the release, and hereby acknowledge receipt, of the Custodial File for the Mortgage Loan described below, for the reason indicated.

 

Mortgage Loan Number:

 

Mortgagor Name, Address & Zip Code:

 

Reason for Requesting Documents (check one):

 

	
            _______
 	
            1.
 	
            Mortgage Paid in Full
 
	
             
 	
             
 	
             
 
	
            _______
 	
            2.
 	
            Foreclosure
 
	
             
 	
             
 	
             
 
	
            _______
 	
            3.  
 	
            Substitution
 
	
             
 	
             
 	
             
 
	
            _______
 	
            4.
 	
            Other Liquidation (Repurchases, etc.)
 
	
             
 	
             
 	
             
 
	
            _______
 	
            5.
 	
            Nonliquidation                                                                Reason:___________________________
 

 

Address to which Custodian should

	
            Deliver the Custodial File:
 	
            __________________________________________
 
	
             
 	
            __________________________________________
 
	
             
 	
            __________________________________________
 

 

 

 

	
            By:
 	
             
 
	
             
 	
            (authorized signer)
 
	
            Issuer:
 	
             
 
	
            Address:
 	
             
 
	
            Date:
 	
             
 
			

 

Custodian

 

Wells Fargo Bank, N.A.

 

Please acknowledge the execution of the above request by your signature and date below:

 

	
            ____________________________________
 	
            _________________
 
	
            Signature
 	
            Date
 
	
             
 	
             
 
	
            Documents returned to Custodian:
 	
             
 
	
             
 	
             
 
	
            ____________________________________
 	
            _________________
 
	
            Custodian
 	
            Date
 

 

 

 

EXHIBIT 4

AUTHORIZED REPRESENTATIVES OF SERVICERS

	
            NAME
 	
             
 	
            SPECIMEN SIGNATURE
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 

 

 

 

EXHIBIT 5

AUTHORIZED REPRESENTATIVES OF TRUSTEE

	
            NAME
 	
             
 	
            SPECIMEN SIGNATURE
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 

 

 

 

EXHIBIT 6

AUTHORIZED REPRESENTATIVES OF CUSTODIAN

	
            NAME
 	
             
 	
            SPECIMEN SIGNATURE
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 

 

EXHIBIT 7

SCHEDULE OF MORTGAGE LOANS

 

 

EXHIBIT 8

CUSTODIAN FEE SCHEDULE

 

 

 

 

 

EXHIBIT H

FORM OF LOST NOTE AFFIDAVIT

Personally appeared before me the undersigned authority to administer oaths, __________________ who first being duly sworn deposes and says: Deponent is __________________________ of ____________________________, successor by merger to _________________________ (“Seller”) and who has personal knowledge of the facts set out in this affidavit.

On _________________________________, _________________________________ did execute and deliver a promissory note in the principal amount of $____________________.

That said note has been misplaced or lost through causes unknown and is presently lost and unavailable after diligent search has been made. Seller’s records show that an amount of principal and interest on said note is still presently outstanding, due, and unpaid, and Seller is still owner and holder in due course of said lost note.

Seller executes this Affidavit for the purpose of inducing Deutsche Bank National Trust Company, as trustee on behalf of Soundview Home Loan Trust 2005-4, Asset-Backed Certificates Series 2005-4, to accept the transfer of the above described loan from Seller.

Seller agrees to indemnify Deutsche Bank National Trust Company and Financial Asset Securities Corp. harmless for any losses incurred by such parties resulting from the above described promissory note has been lost or misplaced.

	
            By:
 	
             
 
	
             
 	
             
 
	
             
 	
             
 

 

 

 

	
            STATE OF
 	
            )
 
	
             
 	
            )             SS:
 
	
            COUNTY OF
 	
            )
 

On this ______ day of ______________, 20_, before me, a Notary Public, in and for said County and State, appeared , who acknowledged the extension of the foregoing and who, having been duly sworn, states that any representations therein contained are true.

Witness my hand and Notarial Seal this _________ day of 20__.

	
             
 
	
             
 

 

My commission expires __________________________.

 

 

EXHIBIT I

[Reserved]

 

 

EXHIBIT J

FORM OF INVESTMENT LETTER [NON-RULE 144A]

[DATE]

Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830

Deutsche Bank National Trust Company

	
            Re:
 	
            Soundview Home Loan Trust 2005-4,
 Asset-Backed Certificates Series 2005-4
 

Ladies and Gentlemen:

In connection with our acquisition of the above-captioned Certificates, we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction that is exempt from the registration requirements of the Act and any such laws, (b) we are an “accredited investor,” as defined in Regulation D under the Act, and have such knowledge and experience in financial and business matters that we are capable of evaluating the merits and risks of investments in the Certificates, (c) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information deemed necessary to our decision to purchase the Certificates, (d) we
are not an employee benefit plan that is subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan that is subject to Section 4975 of the Internal Revenue Code of 1986, as amended, nor are we acting on behalf of any such plan, (e) we are acquiring the Certificates for investment for our own account and not with a view to any distribution of such Certificates (but without prejudice to our right at all times to sell or otherwise dispose of the Certificates in accordance with clause (g) below), (f) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates from, any person, or otherwise approached or negotiated with any person with respect thereto, or taken any other action which would result in a violation of Section 5 of the Act, and (g) we will not sell, transfer or otherwise dispose of any Certificates unless (1) such sale, transfer or other disposition is made pursuant to an effective registration statement under the Act
or is exempt from such registration requirements, and if requested, we will at our expense provide an opinion of counsel satisfactory to the addressees of this Certificate that such sale, transfer or other disposition may be made pursuant to an exemption from the Act, (2) the purchaser or transferee of such Certificate has executed and delivered to you a certificate to substantially the same effect as this certificate, and (3) the purchaser or transferee has otherwise complied with any conditions for transfer set forth in the Pooling and Servicing Agreement.

 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Very truly yours,
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [NAME OF TRANSFEREE]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Authorized Officer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 

 

 

 

 

FORM OF RULE 144A INVESTMENT LETTER

[DATE]

Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830

Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California  92705-4934

	
            Re:
 	
            Soundview Home Loan Trust 2005-4,
  Asset-Backed Certificates Series 2005-4
 

 

Ladies and Gentlemen:

In connection with our acquisition of the above Certificates we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction that is exempt from the registration requirements of the Act and any such laws, (b) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information deemed necessary to our decision to purchase the Certificates, (c) we are not an employee benefit plan that is subject to the Employee Retirement Income Security Act of 1974, as amended, or a plan that is subject to Section 4975 of the Internal Revenue Code of 1986, as amended, nor are we acting on behalf of any such plan, (d) we
have not, nor has anyone acting on our behalf offered, transferred, pledged, sold or otherwise disposed of the Certificates, any interest in the Certificates or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Certificates, any interest in the Certificates or any other similar security from, or otherwise approached or negotiated with respect to the Certificates, any interest in the Certificates or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Certificates under the Securities Act or that would render the disposition of the Certificates a violation of Section 5 of the Securities Act or require registration pursuant thereto, nor will act, nor has authorized or will authorize any person to act, in such manner with respect to the Certificates, (e) we
are a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act and have completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2. We are aware that the sale to us is being made in reliance on Rule 144A. We are acquiring the Certificates for our own account or for resale pursuant to Rule 144A and further, understand that such Certificates may be resold, pledged or transferred only (i) to a person reasonably believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in 

 

reliance on Rule 144A, or (ii) pursuant to another exemption from registration under the Securities Act.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Very truly yours,
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [NAME OF TRANSFEREE]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Authorized Officer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 

 

 

 

ANNEX 1 TO EXHIBIT J

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

 

[For Transferees Other Than Registered Investment Companies]

 

The undersigned (the “Buyer”) hereby certifies as follows to the parties listed in the Rule 144A Transferee Certificate to which this certification relates with respect to the Certificates described therein:

1.            As indicated below, the undersigned is the President, Chief Financial Officer, Senior Vice President or other executive officer of the Buyer.

2.            In connection with purchases by the Buyer, the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because (i) the Buyer owned and/or invested on a discretionary basis $                     in securities (except for the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A and (ii) the Buyer satisfies the criteria in the category marked below.

_________ Corporation, etc. The Buyer is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or charitable organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended.

_________ Bank. The Buyer (a) is a national bank or banking institution organized under the laws of any State, territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

_________ Savings and Loan. The Buyer (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

_________________________

            Buyer must own and/or invest on a discretionary basis at least $100,000,000 in securities unless Buyer is a dealer, and, in that case, Buyer must own and/or invest on a discretionary basis at least $10,000,000 in securities.

 

 

 

_________ Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934.

_________ Insurance Company. The Buyer is an insurance company whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, territory or the District of Columbia.

_________ State or Local Plan. The Buyer is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees.

_________ ERISA Plan. The Buyer is an employee benefit plan within the meaning of Title I of the Employee Retirement Income Security Act of 1974.

Investment Advisor. The Buyer is an investment advisor registered under the Investment Advisors Act of 1940.

_________ Small Business Investment Company. Buyer is a small business investment company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958.

_________ Business Development Company. Buyer is a business development company as defined in Section 202(a)(22) of the Investment Advisors Act of 1940.

3.            The term “SECURITIES” as used herein DOES NOT INCLUDE (i) securities of issuers that are affiliated with the Buyer, (ii) securities that are part of an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer, (iii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iv) bank deposit notes and certificates of deposit (v) loan participations, (vi) repurchase agreements, (vii) securities owned but subject to a repurchase agreement and (viii) currency, interest rate and commodity swaps.

4.            For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Buyer, the Buyer used the cost of such securities to the Buyer and did not include any of the securities referred to in the preceding paragraph, except (i) where the Buyer reports its securities holdings in its financial statements on the basis of their market value, and (ii) no current information with respect to the cost of those securities has been published. If clause (ii) in the preceding sentence applies, the securities may be valued at market. Further, in determining such aggregate amount, the Buyer may have included securities owned by subsidiaries of the Buyer, but only if such subsidiaries are consolidated with the Buyer in its financial statements
prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed under the Buyer’s direction. However, such securities were not included if the Buyer is a majority-owned, consolidated subsidiary of another enterprise and the Buyer is not itself a reporting company under the Securities Exchange Act of 1934, as amended.

 

 

5.            The Buyer acknowledges that it is familiar with Rule 144A and understands that the seller to it and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer may be in reliance on Rule 144A.

6.            Until the date of purchase of the Rule 144A Securities, the Buyer will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of the Certificates will constitute a reaffirmation of this certification as of the date of such purchase. In addition, if the Buyer is a bank or savings and loan is provided above, the Buyer agrees that it will furnish to such parties updated annual financial statements promptly after they become available.

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Print Name of Buyer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Date:
 	
            
 
 
 

 

 

 

 

ANNEX 2 TO EXHIBIT J

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

[For Transferees That are Registered Investment Companies]

 

The undersigned (the “Buyer”) hereby certifies as follows to the parties listed in the Rule 144A Transferee Certificate to which this certification relates with respect to the Certificates described therein:

1.            As indicated below, the undersigned is the President, Chief Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because Buyer is part of a Family of Investment Companies (as defined below), is such an officer of the Adviser.

2.            In connection with purchases by Buyer, the Buyer is a “qualified institutional buyer” as defined in SEC Rule 144A because (i) the Buyer is an investment company registered under the Investment Company Act of 1940, as amended and (ii) as marked below, the Buyer alone, or the Buyer’s Family of Investment Companies, owned at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year. For purposes of determining the amount of securities owned by the Buyer or the Buyer’s Family of Investment Companies, the cost of such securities was used, except (i) where the Buyer or the Buyers Family of Investment Companies reports its securities holdings in its financial statements on the
basis of their market value, and (ii) no current information with respect to the cost of those securities has been published. If clause (ii) in the preceding sentence applies, the securities may be valued at market.

_________ The Buyer owned $_________ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).

_________ The Buyer is part of a Family of Investment Companies which owned in the aggregate $___________ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).

3.            The term “FAMILY OF INVESTMENT COMPANIES” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned subsidiaries of the same parent or because one investment adviser is a majority owned subsidiary of the other).

4.            The term “SECURITIES” as used herein does not include (i) securities of issuers that are affiliated with the Buyer or are part of the Buyer’s Family of Investment Companies, (ii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities 

 

owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps.

5.            The Buyer is familiar with Rule 144A and understands that the parties listed in the Rule 144A Transferee Certificate to which this certification relates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer will be in reliance on Rule 144A. In addition, the Buyer will only purchase for the Buyer’s own account.

6.            Until the date of purchase of the Certificates, the undersigned will notify the parties listed in the Rule 144A Transferee Certificate to which this certification relates of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of the Certificates will constitute a reaffirmation of this certification by the undersigned as of the date of such purchase.

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Print Name of Buyer or Adviser
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
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            IF AN ADVISER:
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Print Name of Buyer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Date:
 	
            
 
 
 

 

 

 

EXHIBIT K

FORM OF TRANSFER AFFIDAVIT FOR RESIDUAL CERTIFICATES

PURSUANT TO SECTION 5.02(D)

SOUNDVIEW HOME LOAN TRUST 2005-4

ASSET-BACKED CERTIFICATES, SERIES 2005-4

	
            STATE OF
 	
            )
 
	
             
 	
            )   ss:
 
	
            COUNTY OF
 	
            )
 

The undersigned, being first duly sworn, deposes and says as follows:

1.            The undersigned is an officer of, the proposed Transferee of an Ownership Interest in a Residual Certificate (the “Certificate”) issued pursuant to the Pooling and Servicing Agreement dated as of November 1, 2005 (the “Agreement”), among Financial Asset Securities Corp., as depositor (the “Depositor”), Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc., as servicers (the “Servicers”) and Deutsche Bank National Trust Company, as trustee (the “Trustee”).  Capitalized terms
used, but not defined herein or in Exhibit 1 hereto, shall have the meanings ascribed to such terms in the Agreement.  The Transferee has authorized the undersigned to make this affidavit on behalf of the Transferee for the benefit of the Depositor and the Trustee.

2.            The Transferee is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee.  The Transferee is acquiring its Ownership Interest in the Certificate for its own account.  The Transferee has no knowledge that any such affidavit is false.

3.            The Transferee has been advised of, and understands that (i) a tax will be imposed on Transfers of the Certificate to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if the subsequent Transferee furnished to such Person an affidavit that such subsequent Transferee is a Permitted Transferee and, at the time of Transfer, such Person does not have actual knowledge that the affidavit is false.

4.            The Transferee has been advised of, and understands that a tax will be imposed on a “pass-through entity” holding the Certificate if at any time during the taxable year of the pass-through entity a Person that is not a Permitted Transferee is the record holder of an interest in such entity.  The Transferee understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is a Permitted Transferee and the pass-through entity does not have actual knowledge that such affidavit is false.  (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a 

 

partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury Regulations, persons holding interests in pass-through entities as a nominee for another Person.)

5.            The Transferee has reviewed the provisions of Section 5.02(d) of the Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificate including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding the Transfer and mandatory sales.  The Transferee expressly agrees to be bound by and to abide by the provisions of Section 5.02(d) of the Agreement and the restrictions noted on the face of the Certificate.  The Transferee understands and agrees that any breach of any of the representations included herein shall render the Transfer to the Transferee contemplated hereby null and void.

6.            The Transferee agrees to require a Transfer Affidavit from any Person to whom the Transferee attempts to Transfer its Ownership Interest in the Certificate, and in connection with any Transfer by a Person for whom the Transferee is acting as nominee, trustee or agent, and the Transferee will not Transfer its Ownership Interest or cause any Ownership Interest to be Transferred to any Person that the Transferee knows is not a Permitted Transferee.  In connection with any such Transfer by the Transferee, the Transferee agrees to deliver to the Trustee a certificate substantially in the form set forth as Exhibit L to the Agreement (a “Transferor Certificate”) to the effect that such Transferee has no actual knowledge
that the Person to which the Transfer is to be made is not a Permitted Transferee.

7.            The Transferee has historically paid its debts as they have come due, intends to pay its debts as they come due in the future, and understands that the taxes payable with respect to the Certificate may exceed the cash flow with respect thereto in some or all periods and intends to pay such taxes as they become due.  The Transferee does not have the intention to impede the assessment or collection of any tax legally required to be paid with respect to the Certificate.

	
             
 	
            8.
 	
            The Transferee’s taxpayer identification number is ___________.
 	
             

	
             
 	
            9.
 	
            The Transferee is a U.S. Person as defined in Code Section 7701(a)(30).
 

10.          The Transferee is aware that the Certificate may be a “noneconomic residual interest” within the meaning of proposed Treasury regulations promulgated pursuant to the Code and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.

11.          The Transferee will not cause income from the Certificate to be attributable to a foreign permanent establishment or fixed base, within the meaning of an applicable income tax treaty, of the Transferee or any other U.S. person.

	
             
 	
            12.
 	
            Check one of the following:
 

[_]          The present value of the anticipated tax liabilities associated with holding the Certificate, as applicable, does not exceed the sum of:

 

 

 

 

	
            (i)
 	
            the present value of any consideration given to the Transferee to acquire such Certificate;
 
	
            (ii)
 	
            the present value of the expected future distributions on such Certificate; and
 
	
            (iii)
 	
            the present value of the anticipated tax savings associated with holding such Certificate as the related REMIC generates losses.
 

For purposes of this calculation, (i) the Transferee is assumed to pay tax at the highest rate currently specified in Section 11(b) of the Code (but the tax rate in Section 55(b)(1)(B) of the Code may be used in lieu of the highest rate specified in Section 11(b) of the Code if the Transferee has been subject to the alternative minimum tax under Section 55 of the Code in the preceding two years and will compute its taxable income in the current taxable year using the alternative minimum tax rate) and (ii) present values are computed using a discount rate equal to the short-term Federal rate prescribed by Section 1274(d) of the Code for the month of the transfer and the compounding period used by the Transferee.

[_]          The transfer of the Certificate complies with U.S. Treasury Regulations Sections 1.860E-1(c)(5) and (6) and, accordingly,

	
            (i)
 	
            the Transferee is an “eligible corporation,” as defined in U.S. Treasury Regulations Section 1.860E-1(c)(6)(i), as to which income from the Certificate will only be taxed in the United States;
 
	
            (ii)
 	
            at the time of the transfer, and at the close of the Transferee’s two fiscal years preceding the year of the transfer, the Transferee had gross assets for financial reporting purposes (excluding any obligation of a person related to the Transferee within the meaning of U.S. Treasury Regulations Section 1.860E-1(c)(6)(ii)) in excess of $100 million and net assets in excess of $10 million;
 
	
            (iii)
 	
            the Transferee will transfer the Certificate only to another “eligible corporation,” as defined in U.S. Treasury Regulations Section 1.860E-1(c)(6)(i), in a transaction that satisfies the requirements of Sections 1.860E-1(c)(4)(i), (ii) and (iii) and Section 1.860E-1(c)(5) of the U.S. Treasury Regulations; and
 
	
            (iv)
 	
            the Transferee determined the consideration paid to it to acquire the Certificate based on reasonable market assumptions (including, but not limited to, borrowing and investment rates, prepayment and loss assumptions, expense and reinvestment assumptions, tax rates and other factors specific to the Transferee) that it has determined in good faith.
 

 

 

 

	
             
 	
            [_]
 	
            None of the above.
 

13.          The Transferee is not an employee benefit plan that is subject to Title I of ERISA or a plan that is subject to Section 4975 of the Code or a plan subject to any Federal, state or local law that is substantially similar to Title I of ERISA or Section 4975 of the Code, and the Transferee is not acting on behalf of or investing plan assets of such a plan.

 

 

IN WITNESS WHEREOF, the Transferee has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its duly authorized officer and its corporate seal to be hereunto affixed, duly attested, this      day of                   , 20  .

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [NAME OF TRANSFEREE]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
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            Title:
 	
             
 

 

 

 

	
            [Corporate Seal]

 
 
	
            ATTEST:
 
	
             
 
	
             
 
	
            [Assistant] Secretary
 

Personally appeared before me the above-named __________, known or proved to me to be the same person who executed the foregoing instrument and to be the ___________ of the Transferee, and acknowledged that he executed the same as his free act and deed and the free act and deed of the Transferee.

	
             
 	
            Subscribed and sworn before me this   
 	
            day of   
 	
            , 20  .
 

 

	
            
 
 
 
	
            NOTARY PUBLIC

 
 
	
            My Commission expires the __ day
 of _________, 20__

 
 

 

 

 

 

EXHIBIT L

FORM OF TRANSFEROR CERTIFICATE

[DATE]

Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830

	
            Re:
 	
            Soundview Home Loan Trust 2005-4,
  Asset-Backed Certificates Series 2005-4
 

 

Ladies and Gentlemen:

In connection with our disposition of the above Certificates we certify that (a) we understand that the Certificates have not been registered under the Securities Act of 1933, as amended (the “Act”), and are being disposed by us in a transaction that is exempt from the registration requirements of the Act, (b) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates from, any person, or otherwise approached or negotiated with any person with respect thereto, in a manner that would be deemed, or taken any other action which would result in, a violation of Section 5 of the Act, (c) to the extent we are disposing of a Class o Certificate, we have no knowledge the Transferee is not a Permitted Transferee and (d) no purpose of the proposed disposition of a Class o Certificate is to impede the
assessment or collection of tax.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Very truly yours,
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            TRANSFEROR
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

 

EXHIBIT M

FORM OF ERISA REPRESENTATION LETTER

_____________, 20__

 

	

            Financial Asset Securities Corp.

600 Steamboat Road

Greenwich, Connecticut 06830
 	
            Deutsche Bank National Trust Company

1761 East St. Andrew Place

Santa Ana, California  92705-4934
 

 

	
            Re:
 	
            Soundview Home Loan Trust 2005-4,
 Asset-Backed Certificates Series 2005-4
 

Dear Sirs:

_______________________ (the “Transferee”) intends to acquire from _____________________ (the “Transferor”) $____________ Initial Certificate Principal Balance Soundview Home Loan Trust 2005-4, Asset-Backed Certificates Series 2005-4, Class [C][P][R[-X]] (the “Certificates”), issued pursuant to a Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”) dated as of November 1, 2005 among Financial Asset Securities Corp. as depositor (the “Depositor”), Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers (the “Servicers”) and Deutsche Bank National Trust Company as trustee (the “Trustee”). Capitalized terms used herein and not otherwise defined shall have the meanings assigned thereto in the Pooling and Servicing Agreement. The
Transferee hereby certifies, represents and warrants to, and covenants with the Depositor, the Trustee and the Servicers the following:

The Certificates (i) are not being acquired by, and will not be transferred to, any employee benefit plan within the meaning of section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or other retirement arrangement, including individual retirement accounts and annuities, Keogh plans and bank collective investment funds and insurance company general or separate accounts in which such plans, accounts or arrangements are invested, that is subject to Section 406 of ERISA or Section 4975 of the Internal Revenue Code of 1986 (the “Code”) (any of the foregoing, a “Plan”), (ii) are not being acquired with “plan assets” of a Plan within the meaning of the Department of Labor (“DOL”) regulation, 29 C.F.R.ss.2510.3-101, and (iii) will not be transferred to any entity that is deemed to be investing in plan assets
within the meaning of the DOL regulation at 29 C.F.R.ss. 2510.3-101.

 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Very truly yours,
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [Transferee]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

EXHIBIT N-1

FORM CERTIFICATION TO BE PROVIDED BY THE DEPOSITOR WITH FORM 10-K

	
            Re:
 	
            Soundview Home Loan Trust, Series 2005-4
 Asset Backed Certificates, Series 2005-4
 

 

I, [_____], certify that:

l.             I have reviewed this annual report on Form 10-K, and all reports on Form 8-K containing distribution and servicing reports filed in respect of periods included in the year covered by this annual report, of Soundview Home Loan Trust, Asset-Backed Certificates, Series 2005-4;

2.            Based on my knowledge, the information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by this annual report;

3.            Based on my knowledge, the distribution or servicing information required to be provided to the trustee by the servicers under the pooling and servicing, or similar, agreement, for inclusion in these reports is included in these reports;

4.            Based on my knowledge and upon the annual compliance statement included in the report and required to be delivered to the trustee in accordance with the terms of the pooling and servicing, or similar, agreement, and except as disclosed in the reports, the servicers have fulfilled each of its obligations under the servicing agreement; and

5.            The reports disclose all significant deficiencies relating to the servicers’ compliance with the minimum servicing standards based upon the report provided by an independent public accountant, after conducting a review in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar procedure, as set forth in the pooling and servicing, or similar, agreement, that is included in these reports.

In giving the certifications above, I have reasonably relied on information provided to me by the following unaffiliated parties: Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association, National City Home Loan Services, Inc. and Deutsche Bank National Trust Company

Date: [___________]

 

 

 

 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            FINANCIAL ASSET SECURITIES CORP.
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Date:
 	
            
 
 
 

 

 

 

EXHIBIT N-2

FORM CERTIFICATION TO BE

PROVIDED TO DEPOSITOR BY THE TRUSTEE

	
            Re:
 	
            Soundview Home Loan Trust 2005-4 (the “Trust”)
 Asset-Backed Certificates, Series 2005-4
 

 

I, [identify the certifying individual], a [title] of Deutsche Bank National Trust Company, as Trustee of the Trust, hereby certify to Financial Asset Securities Corp. (the “Depositor”), and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

1.            I have reviewed the annual report on Form 10-K for the fiscal year [___], and all reports on Form 8-K containing distribution reports filed in respect of periods included in the year covered by that annual report, of the Depositor relating to the above-referenced trust;

2.            Based on my knowledge, the information in these distribution reports prepared by the Trustee, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by that annual report; and

3.            Based on my knowledge, the distribution information required to be provided by the Trustee under the Pooling and Servicing Agreement is included in these reports.

Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated November 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor as depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers and Deutsche Bank National Trust Company as trustee.

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, as Trustee
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Date:
 	
            
 
 
 

 

 

 

EXHIBIT N-3

FORM CERTIFICATION TO BE

PROVIDED TO DEPOSITOR BY COUNTRYWIDE AND NCHLS

	
            Re:
 	
            Soundview Home Loan Trust, Series 2005-4 
 Asset Backed Certificates, Series 2005-4
 

 

I, [identify the certifying individual], acting of [Countrywide Home Loans Servicing LP (“Countrywide”)] [National City Home Loan Services, Inc. (“NCHLS”)], certify to Financial Asset Securities Corp. (the “Depositor”) and its respective officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

1.            I have reviewed the information provided to the Trustee by [Countrywide][NCHLS] pursuant to the Pooling and Servicing Agreement in respect of periods included in the year covered by that annual report, of the Depositor relating to the Trust Fund (the “Servicing Information”);

2.            Based on my knowledge, the Servicing Information in these reports, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by such report;

3.            Based on my knowledge, the Servicing Information is correct in all material respects;

4.            I am responsible for reviewing the activities performed by [Countrywide][NCHLS] under the Pooling and Servicing Agreement and based upon the review required under the Pooling and Servicing Agreement, and except as disclosed to the Depositor and the Trustee, [Countrywide][NCHLS] has fulfilled its obligations under the Pooling and Servicing Agreement; and

5.            I have disclosed to [Countrywide’s][NCHLS’s] certified public accountants and the Depositor all significant deficiencies relating to [Countrywide’s][NCHLS’s] compliance with the minimum servicing standards in accordance with a review conducted in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standard as set forth in the Pooling and Servicing Agreement.

 

 

Capitalized terms used but not defined herein have the meanings ascribed to them in the

Pooling and Servicing Agreement, dated November 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers and Deutsche Bank National Trust Company as trustee.

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            [COUNTRYWIDE HOME LOANS
 SERVICING LP] 

[By: Countrywide gp, inc., its general
 partner]
 [NATIONAL CITY HOME LOAN SERVICES,
 INC.]
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Date:
 	
            
 
 
 

 

 

 

 

EXHIBIT N-3

FORM CERTIFICATION TO BE

PROVIDED TO DEPOSITOR BY JPMORGAN

	
            Re:
 	
            Soundview Home Loan Trust, Series 2005-4 
 Asset Backed Certificates, Series 2005-4
 

JPMorgan Chase Bank, National Association (“JPMorgan”), as servicer, hereby certifies to Financial Asset Securities Corp. (“Depositor”) that:

1.            To our knowledge, the information in the Annual Statement of Compliance, the Annual Independent Public Accountant’s Servicing Report and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans submitted to the Trustee taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by such reports;

2.            To our knowledge, the servicing information required to be provided to the Trustee by JPMorgan under the Pooling and Servicing Agreement has been provided to the Trustee;

3.            Based upon the review required by the Pooling and Servicing Agreement, and except as disclosed in the Annual Statement of Compliance or the Annual Independent Public Accountant’s Servicing Report, JPMorgan has, as of the last day of the period covered by such reports fulfilled its obligation under the Pooling and Servicing Agreement; and 

4.            JPMorgan has disclosed to the Depositor all significant deficiencies relating to JPMorgan’s compliance with the minimum servicing standards in accordance with a review conducted in compliance with the Uniform Single Attestation Program for Mortgage Bankers or similar standards as set forth in the Pooling and Servicing Agreement.

Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling and Servicing Agreement, dated November 1, 2005 (the “Pooling and Servicing Agreement”), among the Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association and National City Home Loan Services, Inc. as servicers and Deutsche Bank National Trust Company as trustee.

 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            JPMorgan Chase Bank, National Association,
 as Servicer
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
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            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

 

EXHIBIT O

FORM OF CAP CONTRACT

 

 

BEAR STEARNS FINANCIAL PRODUCTS INC.

383 MADISON AVENUE

NEW YORK, NEW YORK 10179

212-272-4009

 

 

	
            DATE:
 	
            December 21, 2005
 

 

	
            TO:
 	
            Deutsche Bank National Trust Company, not individually but solely as  Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4
 

	
            ATTENTION:
 	
            Trust Administration - GC05S4
 
	
            TELEPHONE:
 	
            714-247-6000
 	
             

	
            FACSIMILE:
 	
            714-247-6329
 	
             

 

	
            FROM:
 	
            Derivatives Documentation
 
	
            TELEPHONE:
 	
            212-272-2711
 	
             

	
            FACSIMILE:
 	
            212-272-9857
 	
             

 

	
            SUBJECT:
 	
            Fixed Income Derivatives Confirmation and Agreement
 

 

	
            REFERENCE NUMBER:
 	
            FXNEC7714
 

 

The purpose of this letter agreement ("Agreement") is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the "Transaction") between Bear Stearns Financial Products Inc. ("BSFP") and Deutsche Bank National Trust Company, not individually, but solely as Trustee (the “Supplemental Interest Trust Trustee”) (“Counterparty”) on behalf of the Supplemental Interest Trust (the “Supplemental Interest Trust”) created under the Pooling and Servicing Agreement, dated as of November 1, 2005, among Financial Asset Securities Corp., as Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association, National City Home Loan Securities, Inc. as Servicers and Deutsche Bank National Trust Company, as Trustee for Soundview Home Loan Trust 2005-4
(the “Pooling and Servicing Agreement”).  This Agreement, which evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below, constitutes a "Confirmation" as referred to in the "ISDA Form Master Agreement" (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.

 

1.      This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”).  You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement (Multicurrency—Cross Border) form (the "ISDA Form Master Agreement") but, rather, an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction.  In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction.  Terms capitalized but not defined herein shall have the meanings attributed to them in
the Pooling and Servicing Agreement.

	 	 
	
            2.
 	
            The terms of the particular Transaction to which this Confirmation relates are as follows:
 

 

	
             
 	
            Type of Transaction:
 	
            Rate Cap
 

 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 2 of 14

 

 

	
             
 	
            Notional Amount:
 	
            With respect to any Calculation Period, the lesser of (i) the amount set forth for such period in the Schedule I attached hereto and (ii) the aggregate Certificate Principal Balance of the Floating Rate Certificates as of the related Floating Rate Payer Period End Date.
 

 

	
             
 	
            Trade Date:
 	
            December 13, 2005
 

 

	
             
 	
            Effective Date:
 	
            December 25, 2005
 

 

	
             
 	
            Termination Date:
 	
            October 25, 2006, subject to adjustment in accordance with the Business Day Convention.
 

 

	
             
 	
            Fixed Amount (Premium):
 	
            Inapplicable.  The Premium is embedded in the Fixed Rate of the Transaction identified by BSFP’s Reference Number FXNSC7713.
 

	
             
 	
            Floating Amounts:
 	
             

 
 

 

	
             
 	
            Floating Rate Payer:
 	
            BSFP
 

 

	
             
 	
            Cap Rate:
 	
            With respect to any Calculation Period, as set forth for such period in Schedule I attached hereto.
 

 

Floating Rate Payer 

	
             
 	
            Period End Dates:
 	
            The 25th calendar day of each month during the Term of this Transaction, commencing January 25, 2006 and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
 

 

Floating Rate Payer 

	
             
 	
            Payment Dates:
 	
            Early Payment shall be applicable. The Floating Rate Payer Payment Dates shall be one Business Day preceding each Floating Rate Payer Period End Date, subject to adjustment in accordance with the Business Day Convention.
 

 

	
             
 	
            Floating Rate Option:
 	
            USD-LIBOR-BBA; provided, however, that if the Floating Rate determined from such Floating Rate Option for any Calculation Period is greater than 10.50000% then the Floating Rate for such Calculation Period shall be deemed equal to 10.50000%.
 

 

	
             
 	
            Designated Maturity:
 	
            One month
 

 

Floating Rate Day 

	
             
 	
            Count Fraction:
 	
            Actual/360
 

 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 3 of 14

 

 

	
             
 	
            Reset Dates:
 	
            The first day of each Calculation Period
 

 

	
             
 	
            Compounding:
 	
            Inapplicable
 

 

	
             
 	
            Business Days:
 	
            New York
 

 

	
             
 	
            Business Day Convention:
 	
            Following
 

 

	
            3.
 	Additional Provisions:  	
            1) Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Confirmation relating to such Transaction, as applicable.  This paragraph (1) shall be deemed repeated on the trade date of each Transaction.
 

 

Other Provisions:  Pursuant to the Pooling and Servicing Agreement, Greenwich Capital Financial Products, Inc. (GCFP) or its Affiliates (as defined in the Pooling and Servicing Agreement) (collectively, "Greenwich") shall remit to Counterparty any amounts of cap proceeds included in amounts received by Greenwich under the Pooling and Servicing Agreement in respect of the Floating Rate Certificates owned by Greenwich.  Counterparty shall, to the extent that it receives any such amounts from Greenwich pursuant to the Pooling and Servicing Agreement, provide notice to BSFP and remit such amounts to BSFP on such day.  For purposes of this Agreement, Counterparty shall be able to rely conclusively that each amount received from Greenwich pursuant to the Pooling and Servicing Agreement with respect to the foregoing sentences shall be the correct amount.

 

For purposes of determining the maximum payment obligation and the net effective notional amount that BSFP is ultimately subject to hereunder after giving effect to the language in the preceding paragraph, the Notional Amount for each Calculation Period shall be the lesser of (i) the amount set forth for such period in Schedule I attached hereto and (ii) the aggregate Certificate Principal Balance of the Floating Rate Certificates  as of the related Floating Rate Payer Payment Date, in each case reduced by the aggregate Certificate Principal Balance of the Floating Rate Certificates owned by Greenwich as of the Record Date of such Certificates immediately preceding the related Floating Rate Payer Payment Date.

 

	
            4.
 	
            Provisions Deemed Incorporated in a Schedule to the ISDA Form Master Agreement:
 

 

	
            1)
 	
            The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.
 

 

 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 4 of 14

 

 

2)  Termination Provisions. For purposes of the ISDA Form Master Agreement:

 

	
            (a)
 	
            "Specified Entity" is not applicable to BSFP or Counterparty for any purpose.
 

 

(b)          "Specified Transaction" is not applicable to BSFP or Counterparty for any purpose, and, accordingly, Section 5(a)(v) shall not apply to BSFP or Counterparty.

 

(c)          The "Cross Default" provisions of Section 5(a)(vi) will not apply to BSFP or to  Counterparty.  

 

(d)          The "Credit Event Upon Merger" provisions of Section 5(b)(iv) will not apply to BSFP or Counterparty.

 

(e)          The "Automatic Early Termination" provision of Section 6(a) will not apply to BSFP or to Counterparty.

 

	
            (f)
 	
            Payments on Early Termination.  For the purpose of Section 6(e) of this Agreement:
 

 

	
             
 	
            (i)
 	
            Market Quotation will apply.
 

 

	
             
 	
            (ii)
 	
            The Second Method will apply.
 

 

	
            (g)
 	
            "Termination Currency" means United States Dollars.
 

 

3) Tax Representations.  

 

Payer Representations.  For the purpose of Section 3(e) of the ISDA Form Master Agreement, BSFP and Counterparty make the following representations:

 

It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master Agreement) to be made by it to the other party under this Agreement.  In making this representation, it may rely on (i) the accuracy of any representations made by the other party pursuant to Section 3(f) of the ISDA Form Master Agreement, (ii) the satisfaction of the agreement contained in Section 4(a)(i) or 4(a)(iii) of the ISDA Form Master Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii) of the ISDA Form Master Agreement and (iii) the satisfaction of the agreement of the other party contained in
Section 4(d) of the ISDA Form Master Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice of its legal or commercial position.

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 5 of 14

 

 

Payee Representations.   For the purpose of Section 3 (f) of the ISDA Form Master Agreement, BSFP and Counterparty make the following representations:

 

 (i)         BSFP represents that it is a corporation organized under the laws of the State of Delaware and its United States taxpayer identification number is 13-3866307. 

 

(ii)          Counterparty represents that it is the  Trustee under the Pooling and Servicing Agreement.

 

4) [Reserved]

 

5) Documents to be Delivered. For the purpose of Section 4(a):

 

	
            (1)
 	
            Tax forms, documents, or certificates to be delivered are:
 

 

	
            Party required to deliver document
 	
            Form/Document/

Certificate
 	
            Date by which to

be delivered
 
	
            BSFP and

the Counterparty
 	
            Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate
 	
            Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required
 

                

	
            (2)
 	
            Other documents to be delivered are:
 

 

 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 6 of 14

 

 

 

	Party required to deliver document
	Form/Document/

        Certificate
	Date by which to

        be delivered
	Covered by Section 3(d) Representation

	
            BSFP and

the Counterparty
 	
            Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be
 	
            Upon the execution and delivery of this Agreement and such Confirmation
 	
            Yes
 
	
            BSFP and

the Counterparty
 	
            A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any  Confirmation, as the case may be
 	
            Upon the execution and delivery of this Agreement and such Confirmation
 	
            Yes
 

 

6)  Miscellaneous. Miscellaneous

 

	
            (a)
 	
            Address for Notices:  For the purposes of Section 12(a) of the ISDA Form Master Agreement:
 

 

	
             
 	
            Address for notices or communications to BSFP:
 

 

	
             
 	
            Address:
 	
            383 Madison Avenue, New York, New York  10179
 
	
             
 	
            Attention:
 	
            DPC Manager
 	
             

	
             
 	
            Facsimile:
 	
            (212) 272-5823
 	
             

					

 

 

 

 

	
             
 	
            with a copy to:
 

 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 7 of 14

 

 

	
             
 	
            Address:
 	
            One Metrotech Center North, Brooklyn, New York 11201
 
	
             
 	
            Attention:
 	
            Derivative Operations - 7th Floor
 	
             

	
             
 	
            Facsimile:
 	
            (212) 272-1634
 	
             

					

 

	
             
 	
            (For all purposes)
 

 

	
             
 	
            Address for notices or communications to the Counterparty:
 

 

	
             
 	
            Address:
 	
            Deutsche Bank National Trust Company
 	
             

	
             
 	
            1761 East St. Andrew Place
 	
             

	
             
 	
            Santa Ana, California 92705
 	
             

	
             
 	
            Attention:
 	
            Trust Administration - Soundview 2005-4
 
	
             
 	
            Facsimile:
 	
            714-247-6329
 	
             

	
             
 	
            Phone:
 	
            714-247-6000
 	
             

							

 

(For all purposes)

 

	
            (b)
 	
            Process Agent.  For the purpose of Section 13(c):
 

 

	
             
 	
            BSFP appoints as its
 	
             

	
             
 	
            Process Agent:
 	
            Not Applicable
 
				

 

	
             
 	
            The Counterparty appoints as its
 	
             

	
             
 	
            Process Agent:
 	
            Not Applicable
 
				

 

	
            (c)
 	
            Offices. The provisions of Section 10(a) will not apply to the ISDA Form Master Agreement; neither BSFP nor the Counterparty have any Offices other than as set forth in the Notices Section and BSFP agrees that, for purposes of Section 6(b) of this Agreement, it shall not in future have any Office other than one in the United States.
 

 

	
            (d)
 	
            Multibranch Party.  For the purpose of Section 10(c) of the ISDA Form Master Agreement:
 

 

	
             
 	
            BSFP is not a Multibranch Party.
 

 

The Counterparty is not a Multibranch Party.

 

	
            (e)
 	
            Calculation Agent.  The Calculation Agent is BSFP.
 

 

	
            (f)
 	
            Credit Support Document.  Not applicable for either BSFP or the Counterparty.
 

 

	
            (g)
 	
            Credit Support Provider.
 

 

	
             
 	
            BSFP:
 	
            Not Applicable
 

 

	
             
 	
            The Counterparty:
 	
            Not Applicable
 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 8 of 14

 

 

	
            (h)
 	
            Governing Law.              The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402. 
 

 

(i)           Severability.     If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties. 

 

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition. 

 

(j)           Consent to Recording.              Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording. 

 

(k)          Waiver of Jury Trial.   Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document. 

 

7) "Affiliate": Counterparty shall be deemed to not have any Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).

 

8)  Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g): 

 

	
             
 	
            “(g)
 	
            Relationship Between Parties.
 

 

Each party represents to the other party on each date when it enters into a Transaction that:--

 

 (1)  Nonreliance.  It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction. 

 

	
             
 	
            (2) Evaluation and Understanding.
 

 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 9 of 14

 

 

 (i)  It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction; and

 

 (ii)  It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise. 

 

 (3) Purpose.  It is an “eligible swap participant” as such term is defined in Section 35.1(b)(2) of the regulations (17 C.F.R 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of, the Commodity Exchange Act, as amended, and it  is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business. 

 

 (4)  Status of Parties.  The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.”

 

The ISDA Form Master Agreement is hereby amended as follows:

 

(a)        The word “third” shall be replaced by the word “second” in the third line of Section 5(a)(i) of the ISDA Form Master Agreement; 

 

(b)“Breach of Agreement” provision of Section 5(a)(ii) will not apply to BSFP or Counterparty.

 

(c)“Credit Support Default” provisions of Section 5(a)(iii) will not apply to BSFP or Counterparty.

 

(d)“Misrepresentation” provisions of Section 5(a)(iv) will not apply to BSFP or Counterparty.

 

 (e) “Bankruptcy” provision of Section 5 (a)(vii) (2) will not apply to Counterparty.

 

9)     Limitation of Liability.   It is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the  Trustee (i) this Agreement is executed and delivered by Deutsche Bank National Trust Company (“DBNTC”), not individually or personally but solely as the  Trustee, in the exercise of the powers and authority conferred and vested in it under the Pooling and Servicing Agreement, (ii) each of the representations, undertakings and agreements herein made on the part of the Counterparty are made and intended not as personal representations, undertakings and agreements by DBNTC, (iii) under no circumstances shall DBNTC in its individual capacity be personally liable for the breach or failure of any obligation representation, warranty or covenant made or undertaken in this
Agreement and (iv) nothing herein contained shall be construed as creating any liability on DBNTC, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under parties hereto.

 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 10 of 14

 

 

10) Proceedings.  BSFP shall not institute against or cause any other person to institute against, or join any other person in instituting against Financial Asset Securities Corp., Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 or Counterparty any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any federal or state bankruptcy or similar law for a period of one year and one day  (or, if longer, the applicable preference period) following payment in full of the Certificates.

 

11) Set-off.  Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. The provisions for Set-off set forth in Section 6(e) of the Agreement shall not apply for purposes of this Transaction.

 

12) Additional Termination Events. Additional Termination Events will apply to BSFP and/or Counterparty, as specified for the applicable Additional Termination Events below: 

 

The occurrence of the following shall constitute an Additional Termination Event with respect to BSFP with BSFP as the Affected Party:

 

If a Rating Agency Downgrade has occurred and BSFP has not complied with paragraph (13) below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such an Additional Termination Event.  

 

13) Rating Agency Downgrade.  In the event that BSFP’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “AA-” by S&P, its long-term unsecured and unsubordinated debt rating is reduced below “Aa3” by Moody’s, or if rated by Fitch ("Fitch") and the unsecured debt rating of Party A, or its Credit Support Provider, is withdrawn by or reduced below "A" (long term) or "F-1" (short term)  by Fitch (and together with S&P and Fitch, the “Swap Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade, BSFP shall, at its own expense and subject to the Rating Agency Condition, either (i) cause another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating
Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement.

 

14)  Additional Provisions.  Notwithstanding the terms of Sections 5 and 6 of the ISDA form Master Agreement, if Counterparty has satisfied its payment obligations under Section 2(a)(i) of the ISDA form Master Agreement, then unless BSFP is required pursuant to appropriate proceedings to return to Counterparty or otherwise returns to Counterparty upon demand of Counterparty any portion of such payment, (a) the occurrence of an event described in Section 5(a) of the ISDA form Master Agreement with respect to Counterparty shall not constitute an Event of Default or Potential Event of Default with respect to Counterparty as the Defaulting Party and (b) BSFP shall be entitled to designate an Early Termination Event pursuant to Section 6 of the Agreement only as a result of a Termination Event set forth in either Section 5(b)(i) or Section 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 11 of 14

 

5(b)(ii) of the ISDA form Master Agreement with respect to BSFP as the Affected Party or Section 5(b)(iii) of the ISDA form Master Agreement with respect to BSFP as the Burdened Party.  For purposes of the Transaction to which this Agreement relates, Counterparty’s only obligation under Section 2(a)(i) of the ISDA form Master Agreement is to pay the Fixed Amount on the Fixed Rate Payer Payment Date.

 

NEITHER THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT PROVIDER ON THIS AGREEMENT.

 

	
            5.
 	
            Account Details and
 

	
             
 	
            Settlement Information:
 	
            Payments to BSFP:
 

Citibank, N.A., New York

	
             
 	
            ABA Number: 021-0000-89, for the account of
 	
             

	
             
 	
            Bear, Stearns Securities Corp.
 	
             

	
             
 	
            Account Number: 0925-3186, for further credit to
 
	
             
 	
            Bear Stearns Financial Products Inc.
 	
             

	
             
 	
            Sub-account Number: 102-04654-1-3
 	
             

	
             
 	
            Attention: Derivatives Department
 	
             

							

 

Payments to Counterparty:

	
             
 	
            Deutsche Bank
 	
             

	
             
 	
            ABA# 021001033
 	
             

	
             
 	
            Acct# 01419663
 	
             

	
             
 	
            Acct. Name: NYLTD FUNDS CONTROL STARS WEST
 
	
             
 	
            Ref: Soundview 2005-4 - Cap
 	
             

	
             
 	
            Attn:  Eiko Akiyama (714) 247-6328
 	
             

							

 

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

 

Counterparty hereby agrees to check this Confirmation and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to BSFP a facsimile of the fully-executed Confirmation to 212-272-9857. For inquiries regarding U.S. Transactions, please contact Susan Donlon by telephone at 212-272-2364.  For all other inquiries please contact Derivatives Documentation by telephone at 353-1-402-6233. Originals will be provided for your execution upon your request.

 

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 13 of 14

 

 

We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

 

Very truly yours,

 

BEAR STEARNS FINANCIAL PRODUCTS INC.

 

 

	
            By:
 	
            ______________________________
 
	
             
 	
            Name:
 	
             

	
             
 	
            Title:
 	
             

				

 

Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.

 

DEUTSCHE BANK NATIONAL TRUST COMPANY, NOT INDIVIDUALLY BUT SOLELY AS  TRUSTEE ON BEHALF OF SOUNDVIEW HOME LOAN TRUST 2005-4

 

 

	
            By:  
 	
            ________________________________________
 
	
             
 	
            Name:
 	
             

	
             
 	
            Title:
 	
             

					

 

 

am

 

Reference Number: FXNEC7714 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 14 of 14

 

 

SCHEDULE I

(all such dates subject to adjustment in accordance with the Business Day Convention) 

 

	
            From and Including
 	
            To but excluding
 	
            Notional Amount (USD)
 	
            Cap Rate (%)
 
	
            Effective Date
 	
            01/25/06
 	
            844,532,547.00
 	
            5.735740
 
	
            01/25/06
 	
            02/25/06
 	
            836,166,246.00
 	
            6.537080
 
	
            02/25/06
 	
            03/25/06
 	
            826,190,368.00
 	
            7.237800
 
	
            03/25/06
 	
            04/25/06
 	
            815,190,114.00
 	
            6.537660
 
	
            04/25/06
 	
            05/25/06
 	
            803,189,957.00
 	
            6.756410
 
	
            05/25/06
 	
            06/25/06
 	
            790,218,373.00
 	
            6.538760
 
	
            06/25/06
 	
            07/25/06
 	
            776,409,026.00
 	
            6.757100
 
	
            07/25/06
 	
            08/25/06
 	
            761,830,717.00
 	
            6.541410
 
	
            08/25/06
 	
            09/25/06
 	
            746,538,579.00
 	
            6.541880
 
	
            09/25/06
 	
            Termination Date
 	
            730,570,907.00
 	
            6.760480
 

 

 

 

 

 

 

EXHIBIT P

FORM OF ANNUAL STATEMENT AS TO COMPLIANCE

___________________ Trust, Series 200_-___

_______________ Pass-Through Certificates

I, _____________________, hereby certify that I am a duly appointed __________________________ of _______________________________ (the “[Servicer]”), and further certify as follows:

1.            This certification is being made pursuant to the terms of the Pooling and Servicing Agreement, dated as of ____________, _____ (the “Agreement”), among ______________________, as depositor, the [Servicer], as [servicer] and ________________, as trustee.

2.            I have reviewed the activities of the [Servicer] during the preceding year and the [Servicer’s] performance under the Agreement and to the best of my knowledge, based on such review, the [Servicer] has fulfilled all of its obligations under the Agreement throughout the year.

Capitalized terms not otherwise defined herein have the meanings set forth in the Agreements.

Dated: _________________

 

 

IN WITNESS WHEREOF, the undersigned has executed this Certificate as of _____________.

	
            By:
 	
            
 
 
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

I, _________________________, a (an) __________________ of the [Servicer], hereby certify that _________________ is a duly elected, qualified, and acting _______________________ of the [Servicer] and that the signature appearing above is his/her genuine signature.

IN WITNESS WHEREOF, the undersigned has executed this Certificate as of ______________.

	
            By:
 	
            
 
 
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

 

EXHIBIT Q

FORM OF LIMITED POWER OF ATTORNEY

KNOW ALL MEN BY THESE PRESENTS, that [NAME OF MORTGAGEE, ASSIGNEE OR LAST ENDORSEE, AS APPLICABLE], [a ___________________ corporation][a national banking organization], having its principal place of business at __________________________, (the “Undersigned”), pursuant to that Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”) among Financial Asset Securities Corp. (the “Owner”), Deutsche Bank National Trust Company (the “Trustee”) and Countrywide Home Loans Servicing LP (“Countrywide”), JPMorgan Chase Bank, National Association (“JPMorgan”) and National City Home Loan Services, Inc. (“NCHLS”, together with Countrywide and JPMorgan, the “Servicers”), hereby constitutes and appoints [Countrywide] [JPMorgan] [NCHLS], by and through [Countrywide’s] [JPMorgan’s] [NCHLS’s] officers, the
Undersigned’s true and lawful Attorney-in-Fact, in the Undersigned’s name, place and stead, as their interests may appear, and for the Undersigned’s respective benefit, in connection with all Mortgage Loans serviced by [Countrywide] [JPMorgan] [NCHLS] pursuant to the Pooling and Servicing Agreement, for the purpose of performing all acts and executing all documents in the name of the Undersigned as may be customarily and reasonably necessary and appropriate to effectuate the following enumerated transactions in respect of any of the mortgages, deeds of trust or security instrument (each a “Mortgage” or a “Deed of Trust” respectively) and promissory notes secured thereby (each a “Mortgage Note”) for which the Undersigned is acting as Servicer pursuant to the Pooling and Servicing Agreement (whether the Undersigned is named therein as mortgagee or beneficiary or has become mortgagee by virtue of endorsement of the Mortgage Note secured by any
such Mortgage or Deed of Trust) all subject to the terms of the related Pooling and Servicing Agreement.

This appointment shall apply to the following enumerated transactions only:

1.            The modification or re-recording of a Mortgage or Deed of Trust, where said modification or re-recording is for the purpose of correcting the Mortgage or Deed of Trust to conform same to the original intent of the parties thereto or to correct title errors discovered after such title insurance was issued and said modification or re-recording, in either instance, does not adversely affect the lien of the Mortgage or Deed of Trust as insured.

2.            The subordination of the lien of a Mortgage or Deed of Trust to an easement in favor of a public utility company or a governmental agency or authority thereunder with powers of eminent domain; this section shall include, without limitation, the execution of partial satisfaction/release, partial reconveyances or the execution of requests to trustees to accomplish same.

3.            The conveyance of the properties to the mortgage insurer, or the closing of the title to the property to be acquired as real estate owned, or conveyance of title to real estate owned.

	
            4.
 	
            The completion of loan assumption agreements.
 

 

 

 

5.            The full satisfaction/release of a Mortgage or Deed of Trust or full reconveyance upon payment and discharge of all sums secured thereby, including, without limitation, cancellation of the related Mortgage Note.

6.            The assignment of any Mortgage or Deed of Trust and the related Mortgage Note, in connection with the repurchase of the mortgage loan secured and evidenced thereby.

7.            The full assignment of a Mortgage or Deed of Trust upon payment and discharge of all sums secured thereby in conjunction with the refinancing thereof, including, without limitation, the assignment of the related Mortgage Note.

8.            With respect to a Mortgage or Deed of Trust, the foreclosure, the taking of a deed in lieu of foreclosure, or the completion of judicial or non-judicial foreclosure or termination, cancellation or rescission of any such foreclosure, including, without limitation, any and all of the following acts:

a)            the substitution of trustee(s) serving under a Deed of Trust, in accordance with state law and the Deed of Trust;

	
            b)
 	
            the preparation and issuance of statements of breach or non-performance;
 
	
            c)
 	
            the preparation and filing of notices of default and/or notices of sale;
 	
             

	
            d)
 	
            the cancellation/rescission of notices of default and/or notices of sale;
 	
             

	
            e)
 	
            the taking of a deed in lieu of foreclosure; and
 	
             

					

f)            the preparation and execution of such other documents and performance of such other actions as may be necessary under the terms of the Mortgage, Deed of Trust or state law to expeditiously complete said transactions in paragraphs 8(a) through 8(e) above.

9.            The full assignment of a Mortgage or Deed of Trust upon sale of a loan pursuant to a mortgage loan sale agreement for the sale of a loan or pool of loans, including, without limitation, the assignment of the related Mortgage Note.

The Undersigned gives said Attorney-in-Fact full power and authority to execute such instruments and to do and perform all and every act and thing necessary and proper to carry into effect the power or powers granted by or under this Limited Power of Attorney, each subject to the terms and conditions set forth in the related Pooling and Servicing Agreement and in accordance with the standard of care applicable to servicers in the Pooling and Servicing Agreement as fully as the undersigned might or could do, and hereby does ratify and confirm to all that said Attorney-in-Fact shall lawfully do or cause to be done by authority hereof.  This Limited Power of Attorney shall be effective as of [SERVICING TRANSFER EFFECTIVE DATE].

Nothing contained herein shall (i) limit in any manner any indemnification provided by [Countrywide] [JPMorgan] [NCHLS] to the Owner under the Pooling and Servicing Agreement, or (ii) be construed to grant [Countrywide] [JPMorgan] [NCHLS] the power to initiate or defend any suit, litigation or proceeding in the name of the Undersigned except as specifically provided for herein or under the Pooling and Servicing Agreement.

 

 

[Countrywide Home Loans Servicing LP] [JPMorgan Chase Bank, National Association] [National City Home Loan Services, Inc.] hereby agrees to indemnify and hold the Undersigned and its directors, officers, employees and agents harmless from and against any and all liabilities, obligations, losses, damages, penalties, actions, judgments, suits, costs, expenses or disbursements of any kind or nature whatsoever incurred by reason or result of or in connection with the exercise by [Countrywide] [JPMorgan] [NCHLS] of the powers granted to it hereunder.  The foregoing indemnity shall survive the termination of this Limited Power of Attorney and the Pooling and Servicing Agreement or the earlier resignation or removal of the Undersigned under the Pooling and Servicing Agreement.

Any third party without actual notice of fact to the contrary may rely upon the exercise of the power granted under this Limited Power of Attorney; and may be satisfied that this Limited Power of Attorney shall continue in full force and effect and has not been revoked unless an instrument of revocation has been made in writing by the undersigned, and such third party put on notice thereof.  This Limited Power of Attorney shall be in addition to and shall not revoke or in any way limit the authority granted by any previous power of attorney executed by the Undersigned.

IN WITNESS WHEREOF, ____________________ pursuant to the Pooling and Servicing Agreement, has caused its corporate seal to be hereto affixed and these presents to be signed and acknowledged in its name and behalf by ______________________, its duly elected and authorized _________________________ this ___ day of _________________, 2005.

	
            By:
 	
            
 
 
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

Acknowledged and Agreed

[COUNTRYWIDE HOME LOANS SERVICING LP] [JPMORGAN CHASE BANK, NATIONAL ASSOCIATION] [NATIONAL CITY HOME LOAN SERVICES, INC.]

	
            By:
 	
            
 
 
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

EXHIBIT R

FORM OF ADDITION NOTICE

Deutsche Bank National Trust Company

1761 East Saint Andrew Place

Santa Ana, California 92705

 

	
             
 	
            Re:
 	
            Pooling and Servicing Agreement dated as of November 1, 2005 among Financial Asset Securities Corp., as Depositor, Countrywide Home Loans Servicing LP, National City Home Loan Services, Inc. and JPMorgan Chase Bank, National Association, as Servicers and Deutsche Bank National Trust Company, as Trustee
 

 

Ladies and Gentlemen:

Pursuant to Section 2.08 of the referenced Pooling and Servicing Agreement, Financial Asset Securities Corp. has designated Subsequent Mortgage Loans to be sold to the Trust on __________, 200__ with an aggregate principal balance of $_________________.  Capitalized terms not otherwise defined herein have the meaning set forth in the Pooling and Servicing Agreement.

Please acknowledge your receipt of this notice by countersigning the enclosed copy in the space indicated below and returning it to the attention of the undersigned.

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Very truly yours,
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            FINANCIAL ASSET SECURITIES CORP.
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

Acknowledged and Agreed:

DEUTSCHE BANK NATIONAL TRUST COMPANY as trustee

	
            By:
 	
             
 
	
            Name:
 	
             
 
	
            Title:
 	
             
 

 

 

 

 

EXHIBIT S

FORM OF SUBSEQUENT TRANSFER INSTRUMENT

Pursuant to this Subsequent Transfer Instrument, dated ____________, 200__ (the “Instrument”), between Financial Asset Securities Corp. as seller (the “Depositor”), and Deutsche Bank National Trust Company as trustee of the Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4, as purchaser (the “Trustee”), and pursuant to the Pooling and Servicing Agreement, dated as of November 1, 2005 (the “Pooling and Servicing Agreement”), among the Countrywide Home Loans Servicing LP, National City Home Loan Services, Inc. and JPMorgan Chase Bank, National Association, as Servicers and the Trustee, the Depositor and the Trustee agree to the sale by the Depositor and the purchase by the Trustee in trust, on behalf of the Trust, of the Mortgage Loans listed on the attached Schedule of Mortgage Loans (the “Subsequent Mortgage Loans”).

Capitalized terms used but not otherwise defined herein shall have the meanings set forth in the Pooling and Servicing Agreement.

	
             
 	
            Section 1.
 	
            Conveyance of Subsequent Mortgage Loans.
 

(a)          The Depositor does hereby sell, transfer, assign, set over and convey to the Trustee in trust, on behalf of the Trust, without recourse, all of its right, title and interest in and to the Subsequent Mortgage Loans, and including all amounts due on the Subsequent Mortgage Loans after the related Subsequent Cut-off Date, and all items with respect to the Subsequent Mortgage Loans to be delivered pursuant to Section 2.01 of the Pooling and Servicing Agreement; provided, however that the Depositor reserves and retains all right, title and interest in and to amounts due on the Subsequent Mortgage Loans on or prior to the related Subsequent Cut-off Date. The Depositor, contemporaneously with the delivery of this Agreement, has delivered or caused to be delivered to the Trustee each item set
forth in Section 2.01 of the Pooling and Servicing Agreement. The transfer to the Trustee by the Depositor of the Subsequent Mortgage Loans identified on the Mortgage Loan Schedule shall be absolute and is intended by the Depositor, the Servicer, the Trustee and the Certificateholders to constitute and to be treated as a sale by the Depositor to the Trust Fund.

(b)          The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, in, to and under the Subsequent Mortgage Loan Purchase Agreement, dated the date hereof, between the Depositor as purchaser and the Servicer as seller, to the extent of the Subsequent Mortgage Loans.

	
             
 	
            (c)
 	
            Additional terms of the sale are set forth on Attachment A hereto.
 
	
             
 	
            Section 2.
 	
            Representations and Warranties; Conditions Precedent.
 	
             

					

(a)          The Depositor hereby confirms that each of the conditions and the representations and warranties set forth in Section 2.08 of the Pooling and Servicing Agreement are satisfied as of the date hereof.

 

 

(b)          All terms and conditions of the Pooling and Servicing Agreement are hereby ratified and confirmed; provided, however, that in the event of any conflict, the provisions of this Instrument shall control over the conflicting provisions of the Pooling and Servicing Agreement.

	
             
 	
            Section 3.
 	
            Recordation of Instrument.
 

To the extent permitted by applicable law, this Instrument, or a memorandum thereof if permitted under applicable law, is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Servicer at the Certificateholders’ expense on direction of the related Certificateholders, but only when accompanied by an Opinion of Counsel to the effect that such recordation materially and beneficially affects the interests of the Certificateholders or is necessary for the administration or servicing of the Mortgage Loans.

	
             
 	
            Section 4.
 	
            Governing Law.
 

This Instrument shall be construed in accordance with the laws of the State of New York and the obligations, rights and remedies of the parties hereunder shall be determined in accordance with such laws, without giving effect to principles of conflicts of law.

	
             
 	
            Section 5.
 	
            Counterparts.
 

This Instrument may be executed in one or more counterparts and by the different parties hereto on separate counterparts, each of which, when so executed, shall be deemed to be an original; such counterparts, together, shall constitute one and the same instrument.

	
             
 	
            Section 6.
 	
            Successors and Assigns.
 

This Instrument shall inure to the benefit of and be binding upon the Depositor and the Trustee and their respective successors and assigns.

 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            FINANCIAL ASSET SECURITIES CORP.
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            DEUTSCHE BANK NATIONAL TRUST
 COMPANY, as Trustee for Soundview Home
 Loan Trust 2005-4, Asset-Backed Certificates,
 Series 2005-4
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            By:
 	
            
 
 
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Name:
 	
             
 
	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
             
 	
            Title:
 	
             
 

 

 

Attachments

	
            A.
 	
            Additional terms of sale.
 	
             

	
            B.
 	
            Schedule of Subsequent Mortgage Loans.
 

 

 

 

EXHIBIT T

FORM OF INTEREST RATE SWAP AGREEMENT

 

 

BEAR STEARNS FINANCIAL PRODUCTS INC.

383 MADISON AVENUE

NEW YORK, NEW YORK 10179

212-272-4009

 

 

	
            DATE:
 	
            December 21, 2005
 

 

	
            TO:
 	
            Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4
 

	
            ATTENTION:
 	
            Trust Administration - GC05S4
 
	
            TELEPHONE:
 	
            714-247-6000
 	
             

	
            FACSIMILE:
 	
            714-247-6329
 	
             

 

	
            FROM:
 	
            Derivatives Documentation
 
	
            TELEPHONE:
 	
            212-272-2711
 	
             

	
            FACSIMILE:
 	
            212-272-9857
 	
             

 

	
            SUBJECT:
 	
            Fixed Income Derivatives Confirmation and Agreement
 

 

	
            REFERENCE NUMBER:
 	
            FXNSC7713
 

 

The purpose of this letter agreement ("Agreement") is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the "Transaction") between Bear Stearns Financial Products Inc. ("BSFP") and Deutsche Bank National Trust Company, not individually, but solely as Trustee (the “Supplemental Interest Trust Trustee”) (“Counterparty”) on behalf of the Supplemental Interest Trust (the “Supplemental Interest Trust”) created under the Pooling and Servicing Agreement, dated as of November 1, 2005, among Financial Asset Securities Corp., as Depositor, Countrywide Home Loans Servicing LP, JPMorgan Chase Bank, National Association, National City Home Loan Securities, Inc. as Servicers and Deutsche Bank National Trust Company, as
Trustee for Soundview Home Loan Trust 2005-4 (the “Pooling and Servicing Agreement”).  This Agreement, which evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below, constitutes a "Confirmation" as referred to in the "ISDA Form Master Agreement" (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.

 

1.      This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”).  You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement (Multicurrency—Cross Border) form (the "ISDA Form Master Agreement") but, rather, an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction.  In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction.  Terms capitalized but not defined herein shall have the meanings attributed to them in
the Pooling and Servicing Agreement.

	 	 
	
            2.
 	
            The terms of the particular Transaction to which this Confirmation relates are as follows:
 

 

	
             
 	
            Notional Amount:
 	
            With respect to any Calculation Period, the amount set  forth for such period in the Schedule I attached hereto.
 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 2 of 15

 

 

 

	
             
 	
            Trade Date:
 	
            December 13, 2005
 

 

	
             
 	
            Effective Date:
 	
            October 25, 2006
 

 

	
             
 	
            Termination Date:
 	
            November 25, 2009, subject to adjustment in accordance with the Business Day Convention.
 

 

	
             
 	
            Fixed Amount:
 	
             

 
 

 

	
             
 	
            Fixed Rate Payer:
 	
            Counterparty
 

 

Fixed Rate Payer 

	
             
 	
            Period End Dates:
 	
            The 25th calendar day of each month during the Term of this Transaction, commencing November 25, 2006 and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
 

 

Fixed Rate Payer 

	
             
 	
            Payment Dates:
 	
            Early Payment shall be applicable. The Floating Rate Payer Payment Dates shall be one Business Day preceding each Floating Rate Payer Period End Date, subject to adjustment in accordance with the Business Day Convention.
 

 

	
             
 	
            Fixed Rate:
 	
            4.93600%. The Premium for the Transaction identified by BSFP’s Reference Number FXNEC7714 is embedded in the Fixed Rate. 
 

 

	
             
 	
            Fixed Amount:
 	
            To be determined in accordance with the following formula: 
 

250 * Fixed Rate * Notional Amount * Fixed Rate Day Count Fraction.

 

Fixed Rate Day

	
             
 	
            Count Fraction:
 	
            30/360
 

 

	
             
 	
            Floating Amounts:
 	
             

 
 

 

	
             
 	
            Floating Rate Payer:
 	
            BSFP
 

 

Floating Rate Payer 

	
             
 	
            Period End Dates:
 	
            The 25th calendar day of each month during the Term of this Transaction, commencing November 25, 2006 and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 3 of 15

 

 

Floating Rate Payer 

	
             
 	
            Payment Dates:
 	
            Early Payment shall be applicable. The Floating Rate Payer Payment Dates shall be one Business Day preceding each Floating Rate Payer Period End Date, subject to adjustment in accordance with the Business Day Convention.
 

 

	
             
 	
            Floating Rate Option:
 	
            USD-LIBOR-BBA
 

 

	
             
 	
            Floating Amount:
 	
            To be determined in accordance with the following formula: 
 

250 * Floating Rate Option * Notional Amount * Floating Rate Day Count Fraction           

 

	
             
 	
            Designated Maturity:
 	
            One month
 

 

Floating Rate Day 

	
             
 	
            Count Fraction:
 	
            Actual/360
 

 

	
             
 	
            Reset Dates:
 	
            The first day of each Calculation Period
 

 

	
             
 	
            Compounding:
 	
            Inapplicable
 

 

	
             
 	
            Business Days:
 	
            New York
 

 

	
             
 	
            Business Day Convention:
 	
            Following
 

 

	
            3.
 	Additional Provisions: 	
             1) Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Confirmation relating to such Transaction, as applicable.  This paragraph (1) shall be deemed repeated on the trade date of each Transaction.
 

 

	
            4.
 	
            Provisions Deemed Incorporated in a Schedule to the ISDA Form Master Agreement:
 

 

	
            1)
 	
            The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.
 

 

2)  Termination Provisions. For purposes of the ISDA Form Master Agreement:

 

	
            (a)
 	
            "Specified Entity" is not applicable to BSFP or Counterparty for any purpose.
 

 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 4 of 15

 

 

(b)          "Specified Transaction" is not applicable to BSFP or Counterparty for any purpose, and, accordingly, Section 5(a)(v) shall not apply to BSFP or Counterparty.

 

(c)          The "Cross Default" provisions of Section 5(a)(vi) will not apply to BSFP or to  Counterparty.  

 

(d)          The "Credit Event Upon Merger" provisions of Section 5(b)(iv) will not apply to BSFP or Counterparty.

 

(e)          The "Automatic Early Termination" provision of Section 6(a) will not apply to BSFP or to Counterparty.

 

	
            (f)
 	
            Payments on Early Termination.  For the purpose of Section 6(e) of this Agreement:
 

 

	
             
 	
            (i)
 	
            Market Quotation will apply.
 

 

	
             
 	
            (ii)
 	
            The Second Method will apply.
 

 

	
            (g)
 	
            "Termination Currency" means United States Dollars.
 

 

3) Tax Representations.  

 

Payer Representations.  For the purpose of Section 3(e) of the ISDA Form Master Agreement, BSFP and Counterparty make the following representations:

 

It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master Agreement) to be made by it to the other party under this Agreement.  In making this representation, it may rely on (i) the accuracy of any representations made by the other party pursuant to Section 3(f) of the ISDA Form Master Agreement, (ii) the satisfaction of the agreement contained in Section 4(a)(i) or 4(a)(iii) of the ISDA Form Master Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Section 4(a)(i) or 4(a)(iii) of the ISDA Form Master Agreement and (iii) the satisfaction of the agreement of the other party contained in
Section 4(d) of the ISDA Form Master Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Section 4(a)(iii) by reason of material prejudice of its legal or commercial position.

 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 5 of 15

 

 

Payee Representations.   For the purpose of Section 3 (f) of the ISDA Form Master Agreement, BSFP and Counterparty make the following representations:

 

 (i)           BSFP represents that it is a corporation organized under the laws of the State of Delaware and its United States taxpayer identification number is 13-3866307. 

 

(ii)          Counterparty represents that it is the Trustee of the Supplemental Interest Trust created under the Pooling and Servicing Agreement.

 

4) [Reserved]

 

5) Documents to be Delivered. For the purpose of Section 4(a):

 

	
            (1)
 	
            Tax forms, documents, or certificates to be delivered are:
 

 

	
            Party required to deliver document
 	
            Form/Document/

Certificate
 	
            Date by which to

be delivered
 
	
            BSFP and

the Counterparty
 	
            Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate
 	
            Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required
 

                

	
            (2)
 	
            Other documents to be delivered are:
 

 

 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 6 of 15

 

 

 

	Party required to deliver document
	Form/Document/

        Certificate
	Date by which to

        be delivered
	Covered by Section 3(d) Representation

	
            BSFP and

the Counterparty
 	
            Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be
 	
            Upon the execution and delivery of this Agreement and such Confirmation
 	
            Yes
 
	
            BSFP and

the Counterparty
 	
            A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any  Confirmation, as the case may be
 	
            Upon the execution and delivery of this Agreement and such Confirmation
 	
            Yes
 

 

6)  Miscellaneous. Miscellaneous

 

	
            (a)
 	
            Address for Notices:  For the purposes of Section 12(a) of the ISDA Form Master Agreement:
 

 

	
             
 	
            Address for notices or communications to BSFP:
 

 

	
             
 	
            Address:
 	
            383 Madison Avenue, New York, New York  10179
 
	
             
 	
            Attention:
 	
            DPC Manager
 	
             

	
             
 	
            Facsimile:
 	
            (212) 272-5823
 	
             

					

 

	
             
 	
            with a copy to:
 

 

	
             
 	
            Address:
 	
            One Metrotech Center North, Brooklyn, New York 11201
 
	
             
 	
            Attention:
 	
            Derivative Operations - 7th Floor
 	
             

	
             
 	
            Facsimile:
 	
            (212) 272-1634
 	
             

					

 

	
             
 	
            (For all purposes)
 

 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 7 of 15

 

 

 

	
             
 	
            Address for notices or communications to the Counterparty:
 

 

	
             
 	
            Address:
 	
            Deutsche Bank National Trust Company
 	
             

	
             
 	
            1761 East St. Andrew Place
 	
             

	
             
 	
            Santa Ana, California 92705
 	
             

	
             
 	
            Attention:
 	
            Trust Administration - Soundview 2005-4
 
	
             
 	
            Facsimile:
 	
            714-247-6329
 	
             

	
             
 	
            Phone:
 	
            714-247-6000
 	
             

							

 

(For all purposes)

 

	
            (b)
 	
            Process Agent.  For the purpose of Section 13(c):
 

 

	
             
 	
            BSFP appoints as its
 	
             

	
             
 	
            Process Agent:
 	
            Not Applicable
 
				

 

	
             
 	
            The Counterparty appoints as its
 	
             

	
             
 	
            Process Agent:
 	
            Not Applicable
 
				

 

	
            (c)
 	
            Offices. The provisions of Section 10(a) will not apply to the ISDA Form Master Agreement; neither BSFP nor the Counterparty have any Offices other than as set forth in the Notices Section and BSFP agrees that, for purposes of Section 6(b) of this Agreement, it shall not in future have any Office other than one in the United States.
 

 

	
            (d)
 	
            Multibranch Party.  For the purpose of Section 10(c) of the ISDA Form Master Agreement:
 

 

	
             
 	
            BSFP is not a Multibranch Party.
 

 

The Counterparty is not a Multibranch Party.

 

	
            (e)
 	
            Calculation Agent.  The Calculation Agent is BSFP.
 

 

	
            (f)
 	
            Credit Support Document.  Not applicable for either BSFP or the Counterparty.
 

 

	
            (g)
 	
            Credit Support Provider.
 

 

	
             
 	
            BSFP:
 	
            Not Applicable
 

 

	
             
 	
            The Counterparty:
 	
            Not Applicable
 

 

 

	
            (h)
 	
            Governing Law.              The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to conflict of law 
 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 8 of 15

 

provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402. 

 

(i)           Severability.     If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties. 

 

The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition. 

 

(j)           Consent to Recording.              Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording. 

 

(k)          Waiver of Jury Trial.   Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document. 

 

7) "Affiliate": Counterparty shall be deemed to not have any Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii).

 

8)  Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g): 

 

	
             
 	
            “(g)
 	
            Relationship Between Parties.
 

 

Each party represents to the other party on each date when it enters into a Transaction that:--

 

 (1)  Nonreliance.  It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction. 

 

	
             
 	
            (2) Evaluation and Understanding.
 

 

 (i)  It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision to enter into the Transaction; and

 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 9 of 15

 

 

 (ii)  It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise. 

 

 (3) Purpose.  It is an “eligible swap participant” as such term is defined in Section 35.1(b)(2) of the regulations (17 C.F.R 35) promulgated under, and an “eligible contract participant” as defined in Section 1(a)(12) of, the Commodity Exchange Act, as amended, and it  is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business. 

 

 (4)  Status of Parties.  The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.”

 

The ISDA Form Master Agreement is hereby amended as follows:

 

(a)        The word “third” shall be replaced by the word “second” in the third line of Section 5(a)(i) of the ISDA Form Master Agreement; 

 

(b)“Breach of Agreement” provision of Section 5(a)(ii) will not apply to BSFP or Counterparty.

 

(c)“Credit Support Default” provisions of Section 5(a)(iii) will not apply to BSFP or Counterparty.

 

(d)“Misrepresentation” provisions of Section 5(a)(iv) will not apply to BSFP or Counterparty.

 

 (e) “Bankruptcy” provision of Section 5 (a)(vii) (2) will not apply to Counterparty.

 

9)     Limitation of Liability.   It is expressly understood and agreed by the parties hereto that insofar as this Agreement is executed by the  Trustee (i) this Agreement is executed and delivered by Deutsche Bank National Trust Company (“DBNTC”), not individually or personally but solely as the  Trustee, in the exercise of the powers and authority conferred and vested in it under the Pooling and Servicing Agreement, (ii) each of the representations, undertakings and agreements herein made on the part of the Counterparty are made and intended not as personal representations, undertakings and agreements by DBNTC, (iii) under no circumstances shall DBNTC in its individual capacity be personally liable for the breach or failure of any obligation representation, warranty or covenant made or undertaken in this
Agreement and (iv) nothing herein contained shall be construed as creating any liability on DBNTC, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any person claiming by, through or under parties hereto.

 

10) Proceedings.  BSFP shall not institute against or cause any other person to institute against, or join any other person in instituting against Financial Asset Securities Corp., Soundview Home Loan Trust 2005-4, Asset-Backed Certificates, Series 2005-4 or Counterparty any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 10 of 15

 

federal or state bankruptcy or similar law for a period of one year and one day  (or, if longer, the applicable preference period) following payment in full of the Certificates.

 

11) Set-off.  Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements. The provisions for Set-off set forth in Section 6(e) of the Agreement shall not apply for purposes of this Transaction.

 

12) Additional Termination Events. Additional Termination Events will apply to BSFP and/or Counterparty, as specified for the applicable Additional Termination Events below: 

 

(1)          The occurrence of the following shall constitute an Additional Termination Event with respect to BSFP with BSFP as the Affected Party:

 

If a Rating Agency Downgrade has occurred and BSFP has not complied with paragraph (13) below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such an Additional Termination Event. 

 

(2)         If the Trustee is unable to pay its Class A Certificates or fails or admits in writing its inability to pay it’s Class A Certificates as they become due, then an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event.

 

(3)          The occurrence of the following shall constitute an Additional Termination Event and Counterparty shall be the sole Affected Party with respect thereto; provided, however, that notwithstanding Section 6(b)(iv) of the ISDA Form Master Agreement, both BSFP and Counterparty shall have the right to designate an Early Termination Date in respect of this Additional Termination Event:

 

Optional Termination.  If, at any time, the Terminator purchases the Mortgage Loans pursuant to Section 10.01 of the Pooling and Servicing Agreement.

 

13)         Rating Agency Downgrade.  In the event that BSFP’s long-term unsecured and unsubordinated debt rating is reduced below “AA-” by S&P, its long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “Aa3” by Moody’s, or if rated by Fitch ("Fitch") and the unsecured debt rating of Party A, or its Credit Support Provider, is withdrawn by or reduced below "A" (long term) or "F-1" (short term)  by Fitch (and together with S&P and Fitch, the “Swap Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade, BSFP shall, at its own expense and subject to the Rating Agency Condition, either (i) cause another entity to replace BSFP as party to this Agreement that meets or exceeds the
Approved Rating
Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 11 of 15

 

under this Agreement.  In the event that BSFP’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business days after such rating withdrawal or downgrade, BSFP, at it’s own expense and subject to the Rating Agency Condition, shall either (i) cause another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement.  For purposes of this provision, “Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder that the party acting or failing to act must consult with each of the Swap Rating Agencies then providing a
rating of the Certificates and receive from each of the Swap Rating Agencies a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of the Certificates.

 

14)         Non-Recourse.  Notwithstanding any provision herein or in the ISDA Form Master Agreement to the contrary, the obligations of Counterparty hereunder are limited recourse obligations of Counterparty, payable solely from the Swap Account and the proceeds thereof, in accordance with the terms of the Pooling and Servicing Agreement. In the event that the Swap Account and proceeds thereof should be insufficient to satisfy all claims outstanding and following the realization of the Swap Account and the proceeds thereof, any claims against or obligations of Counterparty under the ISDA Form Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive.

 

15)         Transfer, Amendment and Assignment.  No transfer, amendment, waiver, supplement, assignment or other modification of this Transaction shall be permitted by either party unless each of S&P, Fitch and Moody’s have been provided notice of the same  and each of S&P, Fitch and Moody’s confirm in writing (including by facsimile transmission) that they will not downgrade, qualify, withdraw or otherwise modify their then-current rating of the Certificates.

 

16)         Priority of Payments.  BSFP hereby agrees that, notwithstanding any provision of this agreement to the contrary, Counterparty’s obligations to pay any amounts owing under this Agreement shall be subject to the priority of payments of the Pooling and Servicing Agreement and BSFP’s right to receive payment of such amounts shall be subject to priority of payments of the Pooling and Servicing Agreement.

 

NEITHER THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT PROVIDER ON THIS AGREEMENT.

 

 

	

            5.
 	
            Account Details and
 

	
             
 	
            Settlement Information:
 	
            Payments to BSFP:
 

Citibank, N.A., New York

	
             
 	
            ABA Number: 021-0000-89, for the account of
 

 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 12 of 15

 

 

	
             
 	
            Bear, Stearns Securities Corp.
 	
             

	
             
 	
            Account Number: 0925-3186, for further credit to
 
	
             
 	
            Bear Stearns Financial Products Inc.
 	
             

	
             
 	
            Sub-account  Number: 102-04654-1-3
 	
             

	
             
 	
            Attention: Derivatives Department
 	
             

						

 

Payments to Counterparty:

	
             
 	
            Deutsche Bank
 	
             

	
             
 	
            ABA# 021001033
 	
             

	
             
 	
            Acct# 01419663
 	
             

	
             
 	
            Acct. Name: NYLTD FUNDS CONTROL STARS WEST
 
	
             
 	
            Ref: Soundview 2005-4 - Swap
 	
             

	
             
 	
            Attn:  Eiko Akiyama (714) 247-6328
 	
             

							

 

This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

 

Counterparty hereby agrees to check this Confirmation and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to BSFP a facsimile of the fully-executed Confirmation to 212-272-9857. For inquiries regarding U.S. Transactions, please contact Susan Donlon by telephone at 212-272-2364.  For all other inquiries please contact Derivatives Documentation by telephone at 353-1-402-6233. Originals will be provided for your execution upon your request.

 

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 13 of 14

 

 

We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.

 

Very truly yours,

 

BEAR STEARNS FINANCIAL PRODUCTS INC.

 

 

	
            By:
 	
            ______________________________
 
	
             
 	
            Name:
 	
             

	
             
 	
            Title:
 	
             

				

 

Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.

 

DEUTSCHE BANK NATIONAL TRUST COMPANY, NOT INDIVIDUALLY BUT SOLELY AS  TRUSTEE ON BEHALF OF THE SUPPLEMENTAL INTEREST TRUST WITH RESPECT TO SOUNDVIEW HOME LOAN TRUST 2005-4

 

 

	
            By:  
 	
            ________________________________________
 
	
             
 	
            Name:
 	
             

	
             
 	
            Title:
 	
             

					

 

 

am

 

Reference Number: FXNSC7713 

Deutsche Bank National Trust Company, not individually but solely as Trustee on behalf of the Supplemental Interest Trust with respect to Soundview Home Loan Trust 2005-4

December 21, 2005

Page 14 of 15

 

 

SCHEDULE I

(all such dates subject to adjustment in accordance with the Business Day Convention) 

 

	
            From and including

 
 	
            To but excluding

 
 	
            Notional Amount

(USD)
 
	
            Effective Date
 	
            11/25/06
 	
            2,608,802.09084
 
	
            11/25/06
 	
            12/25/06
 	
            2,507,699.64308
 
	
            12/25/06
 	
            01/25/07
 	
            2,405,027.83696
 
	
            01/25/07
 	
            02/25/07
 	
            2,301,149.83432
 
	
            02/25/07
 	
            03/25/07
 	
            2,196,439.52252
 
	
            03/25/07
 	
            04/25/07
 	
            2,091,278.54748
 
	
            04/25/07
 	
            05/25/07
 	
            1,986,053.21360
 
	
            05/25/07
 	
            06/25/07
 	
            1,657,771.70820
 
	
            06/25/07
 	
            07/25/07
 	
            1,150,000.23244
 
	
            07/25/07
 	
            08/25/07
 	
            1,046,393.09492
 
	
            08/25/07
 	
            09/25/07
 	
            981,644.15052
 
	
            09/25/07
 	
            10/25/07
 	
            703,952.19012
 
	
            10/25/07
 	
            11/25/07
 	
            601,484.77744
 
	
            11/25/07
 	
            12/25/07
 	
            465,529.96736
 
	
            12/25/07
 	
            01/25/08
 	
            444,070.18392
 
	
            01/25/08
 	
            02/25/08
 	
            423,667.22872
 
	
            02/25/08
 	
            03/25/08
 	
            404,265.80876
 
	
            03/25/08
 	
            04/25/08
 	
            385,813.66768
 
	
            04/25/08
 	
            05/25/08
 	
            368,261.41308
 
	
            05/25/08
 	
            06/25/08
 	
            351,562.35376
 
	
            06/25/08
 	
            07/25/08
 	
            314,763.49572
 
	
            07/25/08
 	
            08/25/08
 	
            214,742.76436
 
	
            08/25/08
 	
            09/25/08
 	
            205,802.22508
 
	
            09/25/08
 	
            10/25/08
 	
            196,018.35820
 
	
            10/25/08
 	
            11/25/08
 	
            188,001.93236
 
	
            11/25/08
 	
            12/25/08
 	
            180,087.83852
 
	
            12/25/08
 	
            01/25/09
 	
            173,518.55284
 
	
            01/25/09
 	
            02/25/09
 	
            167,190.40564
 
	
            02/25/09
 	
            03/25/09
 	
            161,094.40976
 
	
            03/25/09
 	
            04/25/09
 	
            155,221.92216
 
	
            04/25/09
 	
            05/25/09
 	
            149,564.63028
 
	
            05/25/09
 	
            06/25/09
 	
            144,114.53888
 
	
            06/25/09
 	
            07/25/09
 	
            138,863.95740
 
	
            07/25/09
 	
            08/25/09
 	
            133,805.48780
 
	
            08/25/09
 	
            09/25/09
 	
            128,932.01316
 
	
            09/25/09
 	
            10/25/09
 	
            124,236.68644
 
	
            10/25/09
 	
            Termination Date
 	
            119,712.91984
 

 

 

 

 

 

 

SCHEDULE I

PREPAYMENT CHARGE SCHEDULE

Available Upon RequestCapSource Financial, Inc. Exhibit 10.1 to form 8-K.

EXHIBIT 10.1  

EMPLOYMENT AGREEMENT  

        This
Agreement made and entered into this 9th day of January,  2006, by and between  CapSource
 Financial, Inc., (“Employer” or the “Company”), and Steven J. Kutcher (“Executive”). The
parties recite that: 

        WHEREAS,
Employer, a Colorado corporation, is engaged in the business of selling and leasing
transportation equipment and services and maintains business premises at 2305 Canyon
Boulevard, Suite 103, Boulder, Colorado 80302;  

        WHEREAS,
Executive is willing to be employed by Employer, and Employer is willing to employ
Executive, on the terms and conditions hereinafter set forth.  

        NOW
THEREFORE, for the reasons set forth above, and in consideration of the mutual covenants
and promises of the parties hereto, Employer and Executive covenant and agree as follows:  

	1.  	  	AGREEMENT
TO EMPLOY AND BE EMPLOYED. Employer hereby employs Executive as Vice President
and Chief Financial Officer and Executive hereby accepts and agrees to such
employment.  

	2.  	  	DESCRIPTION
OF EXECUTIVE’S DUTIES. Subject to the supervision and pursuant to the
orders, advice, and direction of Employer, Executive shall perform such duties
as are customarily performed by one holding such position in other businesses or
enterprises of the same or similar nature as that engaged in by Employer.
Executive shall additionally render such other and unrelated services and duties
as may be assigned to him from time to time by Employer.  

	3.  	  	MANNER
OF PERFORMANCE OF EXECUTIVE’S DUTIES. Executive shall at all times
faithfully, industriously, and to the best of his ability, experience, and
talent, perform all duties that may be required of and from him pursuant to the
express and implicit terms hereof, to the reasonable satisfaction of Employer.
Such duties shall be rendered at the above-mentioned premises and at such other
place or places as Employer shall in good faith require or as the interests,
needs, business, and opportunities of Employer shall require or make advisable. 

	4.  	  	DURATION
OF EMPLOYMENT. The term of employment shall be three (3) years, commencing on
date first written above, and terminating January 8, 2009, subject, however, to
prior termination as otherwise provided herein.  

	5.  	  	COMPENSATION;
REIMBURSEMENT. Employer shall pay Executive and Executive agrees to accept from
employer, in full payment for Executive’s services hereunder, compensation
as follows:  

	  	a.  	  	A
Base Salary of One Hundred Thirty-Two Thousand and No/100 Dollars ($132,000)
               payable at regular payroll periods;  

	  	b.  	  	On
the date first  written  above,  the  Company  shall issue and set aside for the
Executive  Thirty-Three Thousand and No/100 Dollars of the Company’s common
stock  at  a  price  of  Seventy   Cents  ($.70)  per  share  or  47,143  shares
(“Incentive Shares”). Ownership of the Incentive Shares shall transfer
to the Executive as follows:  on the first  anniversary  date of this Agreement;
12,857 shares shall transfer to the Executive, on the second anniversary date of
this Agreement  15,714 shares shall  transfer to the Executive,  and the balance
shall transfer to the Executive on the third anniversary date of this Agreement.
Executive  must be an employee of the Company  pursuant to this Agreement on the
respective  anniversary  dates to be entitled to receive the  Incentive  Shares.

	  	c.  	  	Employer
will reimburse Executive for any and all necessary, customary, and           usual
expenses incurred by him while traveling for and on behalf of the Employer
          pursuant to Employer’s directions;  

	  	d.  	  	Executive
shall be entitled to such vacation benefits as other executives of the           Company
of similar status;  

	  	e.  	  	Executive
shall be entitled to participate in any other compensation, insurance,           pension,
savings and health and welfare plans offered by the Company to           executives of
similar status.  

	  	f.  	  	Executive
shall be eligible to periodic increases in his Base Salary according           to Company
policy.  

	  	g.  	  	Executive
has the right to receive registration benefits for all or part of the           Incentive
Shares if other executives of the Company of similar status receive           such
registration rights.  

	6.  	  	EXECUTIVE’S
LOYALTY TO EMPLOYER’S INTERESTS. Executive shall devote substantially full
time, attention, knowledge, and skill solely and exclusively to the business and
interests of Employer, and Employer shall be entitled to all benefits,
emoluments, profits, or other issues arising from or incident to any and all
work, services, and advice of Executive. Executive expressly agrees that during
the term hereof he will not be interested, directly or indirectly, in any form,
fashion, or manner, as partner, officer, director, stockholder, advisor,
employee, or in any other form or capacity, in any other business similar to
Employer’s business or any allied trade, except that nothing herein
contained shall be deemed to prevent or limit the right of Executive to invest
any of his surplus funds in the capital stock or other securities of any
corporation whose stock or securities are publicly owned or are regularly traded
on any public exchange.  

	7.  	  	NON-DISCLOSURE
OF INFORMATION CONCERNING BUSINESS. Executive will not at any time, in any
fashion, form, or manner, either directly or indirectly divulge, disclose, or
communicate to any person, firm, or corporation in any manner whatsoever any
information of any kind, nature, or description concerning any matters affecting
or relating to the business of employer, including, without limitation, the
names of any its customers, the prices it obtains or has obtained, or at which
it sells or has sold its products, or any other information concerning the
business of employer, its manner of operation, or its plans, processes, or other
date of any kind, nature, or description without regard to whether any or all of
the foregoing matters would be deemed confidential, material, or important. The
parties hereby stipulate that, as between them, the foregoing matters are
important, material, and confidential, and gravely affect the effective and
successful conduct of the business of Employer, and its good will, and that any
breach of the terms of this section is a material breach of this agreement. 

	8.  	  	OPTION
TO TERMINATE FOR CAUSE. Employer may terminate this Agreement immediately and
without prior notice to Executive for “cause” as defined as any of the
following events (i) Executive has misappropriated any funds or property of the
Employer; (ii) Executive has been convicted of a felony; (iii) Executive has
obtained personal profit from a Company transaction with a third party without
prior approval of such profit from the Employer’s Board of Directors; (iv)
Executive has obtained personal profit, or attempted to obtain personal profit,
from the sale, or attempted sale, of Employer’s trade secrets or
confidential information. If this Agreement is terminated for cause, Executive
forfeits all prospective benefits provided by this Agreement.  

	9.  	  	OPTION
TO TERMINATE WITHOUT CAUSE. Without cause, the Company may terminate this
agreement at any time upon thirty (30) days written notice to the Employee. If
the Company requests, the Employee will continue to perform his/her duties and
may be paid his/her regular salary up to the date of termination. In addition,
the Company will pay the Employee on the date of the termination a severance
allowance equal to three (3) months of his then normal pay less taxes and social
security required to be withheld.  

	10.  	  	NON-COMPETE.
The Executive shall not, at any times during the period hereof, and for six (6)
months from the date of his voluntary termination of this Agreement, directly or
indirectly engage in, or become involved in, any competitive or similar business
as that of the Employer.  

	11.  	  	CONTRACT
TERMS TO BE EXCLUSIVE. This written agreement contains the sole and entire
agreement between the parties, and supersedes any and all other agreements
between them. The parties acknowledge and agree that neither of them has made
any representation with respect to the subject matter of this agreement or any
representations inducing the execution and delivery hereof except such
representations as are specifically set forth herein, and each party
acknowledges that he or it has relied on his or its own judgment in entering
into the agreement. The parties further acknowledge that any statements or
representations that may have heretofore been made by either of them to the
other are void and of no effect and that neither of them has relied thereon in
connection with his or its dealings with the other.  

	12.  	  	WAIVER
OR MODIFICATION INEFFECTIVE UNLESS IN WRITING. No waiver or modification of this
agreement or of any covenant, condition, or limitation herein contained shall be
valid unless in writing and duly executed by the party to be charged therewith.
Furthermore, no evidence of any waiver or modification shall be offered or
received in evidence in any proceeding, arbitration, or litigation between the
parties arising out of or affecting this agreement, or the rights or obligations
of any party hereunder, unless such waiver or modification is in writing, duly
executed as aforesaid. The provisions of this paragraph may not be waived except
as herein set forth.  

	13.  	  	DISPUTE
RESOLUTION. Any dispute under this contract shall be required to be resolved by
binding arbitration of the parties hereto. Each party shall select one
arbitrator and both arbitrators shall select a third. The arbitration shall be
governed by the rules of the American Arbitration Association then in force and
effect.  

	14.  	  	CONTRACT
GOVERNED BY LAW. This agreement and performance hereunder shall be construed in
accordance with the laws of the State of Colorado.  

	15.  	  	BINDING
EFFECT OF AGREEMENT. This agreement shall be binding on and inure to the benefit
of the respective parties and their respective heirs, legal representatives,
successors, and assigns.  

	 	  	Executed and
agreed to on the date first above written.  

	
Employer:   CapSource Financial, Inc.		Employee:   Steven J. Kutcher
		 
		 
	/s/ Fred Boethling		/s/ Steven J. Kutcher
	By:	Fred Boethling		Steven J. Kutcher
	Its:	President/CEO

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