Document:

Arbitration and Notice of Final Agreements

 Exhibit 10.48 
 

 
 ARBITRATION AND NOTICE OF FINAL AGREEMENT 
  

			
	To:	 	U.S. HOME SYSTEMS, INC.
		 	405 State Highway
		 	121 Bypass, Suite 250
		 	Lewisville, Texas 75067
		
		 	(collectively, whether one or more, “Borrower”)

 As of the effective date of this Notice, Borrower and THE FROST NATIONAL BANK, a national banking association
(“Lender”) have consummated a transaction pursuant to which Lender has agreed to make a loan or loans to Borrower, and/or to otherwise extend credit or make financial accommodations to or for the benefit of Borrower (collectively,
whether one or more, the “Loan”). 
 ARBITRATION 
 Upon written request of either Lender or Borrower, any controversy or claim between or among the parties hereto including but not limited to those arising out of or relating to the Loan, any of the loan documents or
any related agreements or instruments executed in connection with the Loan (the “Loan Documents”), including any claim based on or arising from an alleged tort, shall be determined by binding arbitration in accordance with the
Federal Arbitration Act (or if not applicable, the applicable state law), the Commercial Arbitration Rules of the American Arbitration Association, and the “Special Rules” set forth below unless both Lender and Borrower, in their
respective sole discretion, agree in writing to mediate the dispute prior to submitting to binding arbitration. In the event of any inconsistency, the Special Rules shall control. Judgment upon any arbitration award may be entered in any court
having jurisdiction. Any party to this Agreement may bring an action, including a summary or expedited proceeding, to compel arbitration of any controversy or claim to which this agreement applies in any court having jurisdiction over such action.
The party that requests arbitration has the burden to initiate the arbitration proceedings pursuant to and by complying with the Commercial Arbitration Rules of the American Arbitration Association and shall pay all associated administrative and
filing fees. 
 The arbitration shall be conducted in the City of San Antonio, Bexar County, Texas and administered by the American Arbitration Association.
All arbitration hearings will be commenced within sixty (60) days of the written request for arbitration, and if the arbitration hearing is not commenced within the sixty (60) days, the party that requested arbitration shall have waived
its election to arbitrate. Nothing in this Agreement shall be deemed to (i) limit the applicability of any otherwise applicable statutes of limitation or repose and any waivers contained in this Agreement; or (ii) be a waiver by Lender of
the protection afforded to it by 12 U.S.C. Sec. 91 or any substantially equivalent state law; or (iii) limit the right of Lender hereto (A) to exercise self help remedies such as (but not limited to) setoff, or (B) to foreclose
against any real or personal property collateral in accordance with applicable law, or (C) to obtain from a 

 
court provisional or ancillary remedies such as (but not limited to) injunctive relief or the appointment of a receiver in accordance with applicable law.
Lender may exercise such self help remedies, foreclose upon such property, or obtain such provisional or ancillary remedies before, during or after the pendency of any arbitration proceeding brought pursuant to this Agreement or any other Loan
Document. At Lender’s option, foreclosure under a deed of trust or mortgage may be accomplished by any of the following: the exercise of a power of sale under the deed of trust or mortgage, or by judicial sale under the deed of trust or
mortgage, or by judicial foreclosure. Neither this exercise of self help remedies nor the institution or maintenance of an action for foreclosure or provisional or ancillary remedies shall constitute a waiver of the right of any party, including the
claimant in any such action, to arbitrate the merits of the controversy or claim occasioning resort to such remedies. 
 FACSIMILE
DOCUMENTS AND SIGNATURES 
 For purposes of negotiating and finalizing the Written Loan Agreement (as hereinafter defined), if this document or any
document executed in connection with the Loan is transmitted by facsimile machine (“fax”), it shall be treated for all purposes as an original document. Additionally, the signature of any party on this document transmitted by way of
a facsimile machine shall be considered for all purposes as an original signature. Any such faxed document shall be considered to have the same binding legal effect as an original document. At the request of any party, any faxed document shall be
re-executed by each signatory party in an original form. 
 WAIVER OF RIGHT TO TRIAL BY JURY 
 THE PARTIES TO THIS AGREEMENT HEREBY WAIVE TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM BROUGHT BY EITHER OF THE PARTIES HERETO AGAINST THE OTHER TO ENFORCE
THIS AGREEMENT, TO COLLECT DAMAGES FOR THE BREACH OF THIS AGREEMENT, OR WHICH IN ANY OTHER WAY ARISE OUT OF, ARE CONNECTED TO OR ARE RELATED TO THIS AGREEMENT OR THE SUBJECT MATTER OF THIS AGREEMENT. ANY SUCH ACTION SHALL BE TRIED BY THE JUDGE
WITHOUT A JURY. 
 NOTICE OF FINAL AGREEMENT 
 In connection with the Loan, Borrower and Lender and the undersigned guarantors and other obligors, if any (collectively, whether one or more, “Other Obligors”) have executed and delivered and may
hereafter execute and deliver certain agreements, instruments and documents (collectively hereinafter referred to as the “Written Loan Agreement”). 
 It is the intention of Borrower, Lender and Other Obligors that this Notice be incorporated by reference into each of the written agreements, instruments and documents comprising the Written Loan Agreement. Borrower,
Lender and Other Obligors each warrant and represent that the entire agreement made and existing by or among Borrower, Lender and Other Obligors with respect to the Loan is and shall be contained within the Written Loan Agreement, as amended and
supplemented hereby, and that no agreements or promises exist or shall exist by or among, Borrower, Lender and Other Obligors that are not reflected in the Written Loan Agreement. 
  

 2 

 THE WRITTEN LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE
OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. 
 THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.

 Executed as of April 2, 2007. 
  

			
	THE FROST NATIONAL BANK, a national
banking association
		
	By:	 	 /s/ Stephen S. Martin

	Name:	 	Stephen S. Martin
	Title:	 	Senior Vice President

  

			
	ACKNOWLEDGED AND AGREED:
	
	BORROWER:
	
	U.S. HOME SYSTEMS, INC.
		
	By:	 	 /s/ Robert A. DeFronzo

	Name:	 	Robert A. DeFronzo
	Title:	 	CFO
	
	OTHER OBLIGORS:
	
	U.S. REMODELERS, INC.
		
	By:	 	 /s/ Robert A. DeFronzo

	Name:	 	Robert A. DeFronzo
	Title:	 	CFO
	
	FIRST CONSUMER CREDIT, INC.
		
	By:	 	 /s/ Robert A. DeFronzo

	Name:	 	Robert A. DeFronzo
	Title:	 	CFO

  

 3Form of Officers' Certificate setting forth the terms of the Notes

 Exhibit 4.01 
 ORACLE CORPORATION 
 Officers’ Certificate 
 Pursuant to Section 2.01 and Section 2.03 of the Indenture dated as of January 13, 2006 (the “Base Indenture”) by and
among Oracle Corporation (the “Issuer,” formerly known as Ozark Holding Inc.), Oracle Systems Corporation (formerly known as Oracle Corporation) and Citibank, N.A. (the “Original Trustee”), as amended by the First
Supplemental Indenture dated as of May 9, 2007 (together with the Base Indenture, the “Indenture”) by and among the Issuer, the Original Trustee and The Bank of New York Trust Company, N.A., as trustee for any and all
securities issued thereunder subsequent to the date of such amendment (the “Trustee”), the undersigned officers do hereby certify, in connection with the issuance of (i) $1,000,000,000 aggregate principal amount of Floating
Rate Notes due May 14, 2009 (“Notes due May 14, 2009”) and (ii) $1,000,000,000 aggregate principal amount of Floating Rate Notes due May 14, 2010 (“Notes due May 14, 2010,” and, together
with the Notes due May 14, 2009, the “Notes”), that the terms of the Notes are as follows: 
 Capitalized terms used
but not otherwise defined herein shall have the meanings specified in the Indenture. 
  

			
	Notes due May 14, 2009	  	
		
	Title:	  	Floating Rate Notes due May 14, 2009
		
	Issuer:	  	Oracle Corporation
		
	Trustee, Registrar, Calculation Agent, Transfer Agent, Authenticating Agent and Paying Agent:	  	The Bank of New York Trust Company, N.A.
		
	Aggregate Principal Amount at Maturity:	  	$1,000,000,000
		
	Principal Payment Date:	  	May 14, 2009
		
	Interest:	  	Floating rate equal to three-month USD LIBOR plus 0.02%
		
	Date from which Interest will Accrue:	  	May 15, 2007

			
	Interest Payment Dates:	  	February 14, May 14, August 14 and November 14, commencing August 14, 2007; provided, that if an Interest Payment Date for this Note falls on a day that is
not a Business Day the Interest Payment Date shall be postponed to the next succeeding Business Day, unless such next succeeding Business Day would be in the following month, in which case the Interest Payment Date shall be the immediately preceding
Business Day.
		
	Conversion:	  	None
		
	Sinking Fund:	  	None
		
	Redemption:	  	The Notes due May 14, 2009 shall not be redeemable prior to their maturity.
		
	Denominations:	  	$2,000 and multiples of $1,000 thereafter.
		
	Miscellaneous:	  	The terms of the Notes due May 14, 2009 shall include such other terms as are set forth in the form of Notes due May 14, 2009 attached hereto as Exhibit A and in the
Indenture.

  

			
	Notes due May 14, 2010	  	
		
	Title:	  	Floating Rate Notes due May 14, 2010
		
	Issuer:	  	Oracle Corporation
		
	Trustee, Registrar, Calculation Agent, Transfer Agent, Authenticating Agent and Paying Agent:	  	The Bank of New York Trust Company, N.A.
		
	Aggregate Principal Amount at Maturity:	  	$1,000,000,000
		
	Principal Payment Date:	  	May 14, 2010
		
	Interest:	  	Floating rate equal to three-month USD LIBOR plus 0.06%
		
	Date from which Interest will Accrue:	  	May 15, 2007

			
	Interest Payment Dates:	  	February 14, May 14, August 14 and November 14, commencing August 14, 2007; provided, that if an Interest Payment Date for this Note falls on a day that is
not a Business Day the Interest Payment Date shall be postponed to the next succeeding Business Day, unless such next succeeding Business Day would be in the following month, in which case the Interest Payment Date shall be the immediately preceding
Business Day.
		
	Conversion:	  	None
		
	Sinking Fund:	  	None
		
	Redemption:	  	The Notes due May 14, 2010 shall not be redeemable prior to their maturity.
		
	Denominations:	  	$2,000 and multiples of $1,000 thereafter.
		
	Miscellaneous:	  	The terms of the Notes due May 14, 2010 shall include such other terms as are set forth in the form of Notes due May 14, 2010 attached hereto as Exhibit B and in the
Indenture.

 Subject to the representations, warranties and covenants described in the Indenture, as amended or
supplemented from time to time, the Issuer shall be entitled, subject to authorization by the Board of Directors of the Issuer and an Officers’ Certificate, to issue additional notes from time to time under each series of notes issued hereby.
Any such additional notes of a series shall have identical terms as the Notes due May 14, 2009 or the Notes due May 14, 2010, as the case may be, issued on the issue date, other than with respect to the date of issuance and the issue price
(together the “Additional Notes”). Any Additional Notes will be issued in accordance with Section 2.03 of the Indenture. 
 Each such officer has read and understands the provisions of the Indenture and the definitions relating thereto. The statements made in this Officers’ Certificate are based upon the examination of the provisions of the Indenture and
upon the relevant books and records of the Issuer. In such officers’ opinion, they have made such examination or investigation as is necessary to enable such officers to express an informed opinion as to whether or not the covenants and
conditions of such Indenture relating to the issuance and authentication of the Notes have been complied with. In such officers’ opinion, such covenants and conditions have been complied with. 

 IN WITNESS WHEREOF, the undersigned officers of the Issuer have duly executed this certificate as of
May 15, 2007. 
  

			
	ORACLE CORPORATION
		
	By:	 	  

	Name:	 	Safra A. Catz
	Title:	 	President and Chief Financial Officer
		
	By:	 	  

	Name:	 	Eric R. Ball
	Title:	 	Vice President and Treasurer

 [Signature Page to Officers’ Certificate re. Issuance of Notes] 

 EXHIBIT A 
 [FORM OF NOTE DUE MAY 14, 2009] 
 UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY NOTE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR
TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS A BENEFICIAL INTEREST HEREIN. 
 TRANSFERS OF
THIS NOTE ARE LIMITED TO TRANSFERS IN WHOLE, BUT NOT IN PART, TO NOMINEES OF DTC OR TO A SUCCESSOR THEREOF OR SUCH SUCCESSOR’S NOMINEE AND TRANSFERS OF PORTIONS OF THIS GLOBAL NOTE ARE LIMITED TO TRANSFERS MADE IN ACCORDANCE WITH THE TRANSFER
PROVISIONS OF THE INDENTURE. 
 IN CONNECTION WITH ANY TRANSFER, THE HOLDER WILL DELIVER TO THE REGISTRAR AND TRANSFER AGENT SUCH
CERTIFICATES AND OTHER INFORMATION AS SUCH TRANSFER AGENT MAY REASONABLY REQUIRE TO CONFIRM THAT THE TRANSFER COMPLIES WITH THE FOREGOING RESTRICTIONS. 

 ORACLE CORPORATION 
 Floating Rate Note due May 14, 2009 
  

			
	No.	  	
		  	CUSIP No.:                
		  	ISIN No.:                
		
		  	$                              

 ORACLE CORPORATION, a Delaware corporation (the “Issuer”), for value received
promises to pay to CEDE & CO. or registered assigns the principal sum of                      DOLLARS on May 14, 2009.

 Interest Payment Dates: February 14, May 14, August 14 and November 14 (each, an “Interest Payment
Date”), commencing August 14, 2007. 
 Interest Record Dates: the Business Day preceding the Interest Payment Date (the
“Interest Record Date”). 
 Reference is made to the further provisions of this Note contained herein, which will for all
purposes have the same effect as if set forth at this place. 

 IN WITNESS WHEREOF, the Issuer has caused this Note to be signed manually or by facsimile by its duly
authorized officers. 
  

			
	ORACLE CORPORATION
		
	By:	 	  

	Name:	 	
	Title:	 	
		
	By:	 	  

	Name:	 	
	Title:	 	

 This is one of the Notes of the series designated herein and referred to in the within-mentioned
Indenture. 
 Dated: May 15, 2007 
  

			
	 The Bank of New York Trust Company, N.A.,
as Trustee

		
	 By:
	 	  

		 	Authorized Signatory

 (REVERSE OF NOTE) 
 ORACLE CORPORATION 
 Floating Rate Note due May 14, 2009 
  

	 	1.	Interest. 

 Oracle Corporation (the
“Issuer”) promises to pay interest on the principal amount of this Note at the rate per annum described above. Cash interest on the Notes will accrue from May 15, 2007, or the most recent Interest Payment Date to which payment
has been paid or provided for; provided, that if an Interest Payment Date for this Note falls on a day that is not a Business Day the Interest Payment Date shall be postponed to the next succeeding Business Day, unless such next succeeding Business
Day would be in the following month, in which case the Interest Payment Date shall be the immediately preceding Business Day. Interest on this Note will be paid to but excluding the relevant Interest Payment Date. The Issuer will pay interest
quarterly in arrears on each Interest Payment Date, commencing August 14, 2007. Interest will be computed on the basis of the actual number of days in an interest period and a 360-day year. 
 The Issuer shall pay interest on overdue principal from time to time on demand at the rate borne by the Notes and on overdue installments of interest
(without regard to any applicable grace periods) to the extent lawful. 
 The interest rate for each interest period will be determined by
the calculation agent. Initially, The Bank of New York Trust Company, N.A. will act as calculation agent. The Issuer may change any calculation agent without notice to the Holders. The interest rate for a particular interest period will be a per
annum rate equal to three-month USD LIBOR as determined on the interest determination date plus 0.02%. The interest determination date for an interest period will be the second London business day preceding such interest period. 
 A London business day is a day on which dealings in deposits in U.S. dollars are transacted in the London interbank market. 
 On any interest determination date, USD LIBOR will be equal to the offered rate for deposits in U.S. dollars having an index maturity of three months, in
amounts of at least $1,000,000, as such rate appears on “Reuters Page LIBOR01” at approximately 11:00 a.m., London time, on such interest determination date. If, on an interest determination date, such rate does not appear on the
“Reuters Page LIBOR01” as of 11:00 a.m. (London time), or if the “Reuters Page LIBOR01” is not available on such date, the calculation agent will obtain such rate from Bloomberg L.P.’s page “BBAM.” 

 If no offered rate appears on “Reuters Page LIBOR01” or Bloomberg L.P. page “BBAM” on
an interest determination date at approximately 11:00 a.m., London time, then the calculation agent (after consultation with the Issuer) will select four major banks in the London interbank market and shall request each of their principal London
offices to provide a quotation of the rate at which three-month deposits in U.S. dollars in amounts of at least $1,000,000 are offered by it to prime banks in the London interbank market, on that date and at that time, that is representative of
single transactions at that time. If at least two quotations are provided, USD LIBOR will be the arithmetic average of the quotations provided. Otherwise, the calculation agent will select three major banks in New York City and shall request each of
them to provide a quotation of the rate offered by them at approximately 11:00 a.m., New York City time, on the interest determination date for loans in U.S. dollars to leading European banks having an index maturity of three months for the
applicable interest period in an amount of at least $1,000,000 that is representative of single transactions at that time. If three quotations are provided, USD LIBOR will be the arithmetic average of the quotations provided. Otherwise, the rate of
USD LIBOR for the next interest period will be set equal to the rate of USD LIBOR for the then current interest period. 
 Upon request from
any Holder, the calculation agent will provide the interest rate in effect on the Notes for the current interest period and, if it has been determined, the interest rate to be in effect for the next interest period. 
 Dollar amounts resulting from such calculation will be rounded to the nearest cent, with one-half cent being rounded upward. 
  

	 	2.	Paying Agent. 

 Initially, The Bank of New York Trust
Company, N.A. (the “Trustee”) will act as paying agent. The Issuer may change any paying agent without notice to the Holders. 
  

	 	3.	Indenture; Defined Terms. 

 This Note is one of the
Floating Rate Notes due May 14, 2009 (the “Notes”) issued under an indenture dated as of January 13, 2006 (the “Base Indenture”) by and among the Issuer (formerly known as Ozark Holding Inc.), Oracle
Systems Corporation (formerly known as Oracle Corporation) and Citibank, N.A. (the “Original Trustee”), as amended by a supplemental indenture dated as of May 9, 2007 (together with the Base Indenture, the
“Indenture”) by and among the Issuer, the Original Trustee and the Trustee, and established pursuant to an Officers’ Certificate dated May 15, 2007, issued pursuant to Sections 2.01 and 2.03 of the Indenture. This Note is
a “Security” and the Notes are “Securities” under the Indenture. 

 For purposes of this Note, unless otherwise defined herein, capitalized terms herein are used as defined
in the Indenture. The terms of the Notes include those stated in the Indenture and those made part of the Indenture by reference to the Trust Indenture Act of 1939 (15 U.S.C. Sections 77aaa-77bbbb) (the “TIA”) as in effect on the
date on which the Indenture was qualified under the TIA. Notwithstanding anything to the contrary herein, the Notes are subject to all such terms, and holders of Notes are referred to the Indenture and the TIA for a statement of them. To the extent
the terms of the Indenture and this Note are inconsistent, the terms of the Indenture shall govern. 
  

	 	4.	Denominations; Transfer; Exchange. 

 The Notes are in
registered form, without coupons, in denominations of $2,000 and multiples of $1,000 thereafter. A Holder shall register the transfer or exchange of Notes in accordance with the Indenture. The Issuer may require a Holder, among other things, to
furnish appropriate endorsements and transfer documents and to pay certain transfer taxes or similar governmental charges payable in connection therewith as permitted by the Indenture. 
  

	 	5.	Amendment; Supplement; Waiver. 

 Subject to certain
exceptions, the Notes and the provisions of the Indenture relating to the Notes may be amended or supplemented and any existing default or Event of Default or compliance with certain provisions may be waived with the written consent of the Holders
of at least a majority in aggregate principal amount of all series of Outstanding Securities (including the Notes) under the Indenture that are affected by such amendment, supplement or waiver (voting as a single class). Without notice to or consent
of any Holder, the parties thereto may amend or supplement the Indenture and the Notes to, among other things, cure any ambiguity, defect or inconsistency or comply with any requirements of the Commission in connection with the qualification of the
Indenture under the TIA, or make any other change that does not adversely affect the rights of any Holder of a Note. 
  

	 	6.	Defaults and Remedies. 

 If an Event of Default (other than
certain bankruptcy Events of Default with respect to the Issuer) under the Indenture occurs with respect to the Notes and is continuing, then the Trustee may and, at the direction of the Holders of at least 25% in principal amount of the outstanding
Notes, shall by written notice, require the Issuer to repay immediately the entire principal amount of the Outstanding Notes, together with all accrued and unpaid interest and premium, if any. If a bankruptcy Event of Default with respect to the
Issuer occurs and is continuing, then the entire principal amount of the Outstanding Notes will 

 automatically become due immediately and payable without any declaration or other act on the part of the Trustee or any
Holder. Holders of Notes may not enforce the Indenture or the Notes except as provided in the Indenture. The Trustee is not obligated to enforce the Indenture or the Notes unless it has received indemnity as it reasonably requires. The Indenture
permits, subject to certain limitations therein provided, Holders of a majority in aggregate principal amount of the Notes then outstanding to direct the Trustee in its exercise of any trust or power. The Trustee may withhold from Holders of Notes
notice of certain continuing defaults or Events of Default if it determines that withholding notice is in their interest. 
  

	 	7.	Authentication. 

 This Note shall not be valid until the
Trustee manually signs the certificate of authentication on this Note. 
  

	 	8.	Abbreviations and Defined Terms. 

 Customary abbreviations
may be used in the name of a Holder of a Note or an assignee, such as: TEN COM (= tenants in common), TEN ENT (= tenants by the entireties), JT TEN (= joint tenants with right of survivorship and not as tenants in common), CUST (= Custodian),
and U/G/M/A (= Uniform Gifts to Minors Act). 
  

	 	9.	CUSIP Numbers. 

 Pursuant to a recommendation promulgated
by the Committee on Uniform Security Identification Procedures, the Issuer has caused CUSIP numbers to be printed on the Notes as a convenience to the Holders of the Notes. No representation is made as to the accuracy of such numbers as printed on
the Notes and reliance may be placed only on the other identification numbers printed hereon. 
  

	 	10.	Governing Law. 

 The laws of the State of New York shall
govern the Indenture and this Note thereof. 

 ASSIGNMENT FORM 
 To assign this Note, fill in the form below: 
 I or we assign and transfer this Note to 
 (Print or type assignee’s name, address and zip code) 
 (Insert assignee’s
soc. sec. or tax I.D. No.) 
 and irrevocably appoint
                                     agent to transfer this Note on
the books of the Issuer. The agent may substitute another to act for him. 
  

									
	  

					
	 Date:
	 	  
	  	Your Signature:	  	  
	  	
	
	  

	 Sign exactly as your name appears on the other side of this Note.

  

					
		 		  	  

		 		  	Signature
			
	Signature Guarantee:	 		  	
			
	  
	 		  	  

	Signature must be guaranteed	 		  	Signature

 Signatures must be guaranteed by an “eligible guarantor institution” meeting the
requirements of the Registrar, which requirements include membership or participation in the Security Transfer Agent Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the
Registrar in addition to, or in substitution for, STAMP, all in accordance with the United States Securities Exchange Act of 1934, as amended. 

 SCHEDULE OF EXCHANGES OF NOTES 
 The following exchanges of a part of this Global Note for Physical Notes or a part of another Global Note have been made: 
  

									
	 Date of Exchange
	 	 Amount of decrease
 in principal amount
 of this Global
Note
	 	 Amount of increase
 in principal amount
 of this Global
Note
	 	 Principal amount of
 this Global Note
 following such
decrease (or
increase)
	 	 Signature of
 authorized officer of
 Trustee

		 		 		 		 	
		 		 		 		 	
		 		 		 		 	
		 		 		 		 	
		 		 		 		 	

 EXHIBIT B 
 [FORM OF NOTE DUE MAY 14, 2010] 
 UNLESS THIS NOTE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE ISSUER OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY NOTE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR
TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS A BENEFICIAL INTEREST HEREIN. 
 TRANSFERS OF
THIS NOTE ARE LIMITED TO TRANSFERS IN WHOLE, BUT NOT IN PART, TO NOMINEES OF DTC OR TO A SUCCESSOR THEREOF OR SUCH SUCCESSOR’S NOMINEE AND TRANSFERS OF PORTIONS OF THIS GLOBAL NOTE ARE LIMITED TO TRANSFERS MADE IN ACCORDANCE WITH THE TRANSFER
PROVISIONS OF THE INDENTURE. 
 IN CONNECTION WITH ANY TRANSFER, THE HOLDER WILL DELIVER TO THE REGISTRAR AND TRANSFER AGENT SUCH
CERTIFICATES AND OTHER INFORMATION AS SUCH TRANSFER AGENT MAY REASONABLY REQUIRE TO CONFIRM THAT THE TRANSFER COMPLIES WITH THE FOREGOING RESTRICTIONS. 

 ORACLE CORPORATION 
 Floating Rate Note due May 14, 2010 
  

			
	No.	  	CUSIP No.:                    
		  	ISIN No.:                    
		  	$                    

 ORACLE CORPORATION, a Delaware corporation (the “Issuer”), for value received
promises to pay to CEDE & CO. or registered assigns the principal sum of                      DOLLARS on May 14, 2010.

 Interest Payment Dates: February 14, May 14, August 14 and November 14 (each, an “Interest Payment
Date”), commencing August 14, 2007. 
 Interest Record Dates: the Business Day preceding the Interest Payment Date (the
“Interest Record Date”). 
 Reference is made to the further provisions of this Note contained herein, which will for all
purposes have the same effect as if set forth at this place. 

 IN WITNESS WHEREOF, the Issuer has caused this Note to be signed manually or by facsimile by its duly
authorized officers. 
  

			
	ORACLE CORPORATION
		
	By:	 	  

	Name:	 	
	Title:	 	
		
	By:	 	  

	Name:	 	
	Title:	 	

 This is one of the Notes of the series designated herein and referred to in the within-mentioned
Indenture. 
 Dated: May 15, 2007 
  

			
	 The Bank of New York Trust Company, N.A.,
as Trustee

		
	By:	 	  

		 	Authorized Signatory

 (REVERSE OF NOTE) 
 ORACLE CORPORATION 
 Floating Rate Note due May 14, 2010 
  

	 	1.	Interest. 

 Oracle Corporation (the
“Issuer”) promises to pay interest on the principal amount of this Note at the rate per annum described above. Cash interest on the Notes will accrue from May 15, 2007, or the most recent Interest Payment Date to which payment
has been paid or provided for; provided, that if an Interest Payment Date for this Note falls on a day that is not a Business Day the Interest Payment Date shall be postponed to the next succeeding Business Day, unless such next succeeding Business
Day would be in the following month, in which case the Interest Payment Date shall be the immediately preceding Business Day. Interest on this Note will be paid to but excluding the relevant Interest Payment Date. The Issuer will pay interest
quarterly in arrears on each Interest Payment Date, commencing August 14, 2007. Interest will be computed on the basis of the actual number of days in an interest period and a 360-day year. 
 The Issuer shall pay interest on overdue principal from time to time on demand at the rate borne by the Notes and on overdue installments of interest
(without regard to any applicable grace periods) to the extent lawful. 
 The interest rate for each interest period will be determined by
the calculation agent. Initially, The Bank of New York Trust Company, N.A. will act as calculation agent. The Issuer may change any calculation agent without notice to the Holders. The interest rate for a particular interest period will be a per
annum rate equal to three-month USD LIBOR as determined on the interest determination date plus 0.06%. The interest determination date for an interest period will be the second London business day preceding such interest period. 
 A London business day is a day on which dealings in deposits in U.S. dollars are transacted in the London interbank market. 
 On any interest determination date, USD LIBOR will be equal to the offered rate for deposits in U.S. dollars having an index maturity of three months, in
amounts of at least $1,000,000, as such rate appears on “Reuters Page LIBOR01” at approximately 11:00 a.m., London time, on such interest determination date. If, on an interest determination date, such rate does not appear on the
“Reuters Page LIBOR01” as of 11:00 a.m. (London time), or if the “Reuters Page LIBOR01” is not available on such date, the calculation agent will obtain such rate from Bloomberg L.P.’s page “BBAM.” 

 If no offered rate appears on “Reuters Page LIBOR01” or Bloomberg L.P. page “BBAM” on
an interest determination date at approximately 11:00 a.m., London time, then the calculation agent (after consultation with the Issuer) will select four major banks in the London interbank market and shall request each of their principal London
offices to provide a quotation of the rate at which three-month deposits in U.S. dollars in amounts of at least $1,000,000 are offered by it to prime banks in the London interbank market, on that date and at that time, that is representative of
single transactions at that time. If at least two quotations are provided, USD LIBOR will be the arithmetic average of the quotations provided. Otherwise, the calculation agent will select three major banks in New York City and shall request each of
them to provide a quotation of the rate offered by them at approximately 11:00 a.m., New York City time, on the interest determination date for loans in U.S. dollars to leading European banks having an index maturity of three months for the
applicable interest period in an amount of at least $1,000,000 that is representative of single transactions at that time. If three quotations are provided, USD LIBOR will be the arithmetic average of the quotations provided. Otherwise, the rate of
USD LIBOR for the next interest period will be set equal to the rate of USD LIBOR for the then current interest period. 
 Upon request from
any Holder, the calculation agent will provide the interest rate in effect on the Notes for the current interest period and, if it has been determined, the interest rate to be in effect for the next interest period. 
 Dollar amounts resulting from such calculation will be rounded to the nearest cent, with one-half cent being rounded upward. 
  

	 	2.	Paying Agent. 

 Initially, The Bank of New York Trust
Company, N.A. (the “Trustee”) will act as paying agent. The Issuer may change any paying agent without notice to the Holders. 
  

	 	3.	Indenture; Defined Terms. 

 This Note is one of the
Floating Rate Notes due May 14, 2010 (the “Notes”) issued under an indenture dated as of January 13, 2006 (the “Base Indenture”) by and among the Issuer (formerly known as Ozark Holding Inc.), Oracle
Systems Corporation (formerly known as Oracle Corporation) and Citibank, N.A. (the “Original Trustee”), as amended by a supplemental indenture dated as of May 9, 2007 (together with the Base Indenture, the
“Indenture”) by and among the Issuer, the Original Trustee and the Trustee, and established pursuant to an Officers’ Certificate dated May 15, 2007, issued pursuant to Sections 2.01 and 2.03 of the Indenture. This Note is
a “Security” and the Notes are “Securities” under the Indenture. 

 For purposes of this Note, unless otherwise defined herein, capitalized terms herein are used as defined
in the Indenture. The terms of the Notes include those stated in the Indenture and those made part of the Indenture by reference to the Trust Indenture Act of 1939 (15 U.S.C. Sections 77aaa-77bbbb) (the “TIA”) as in effect on the
date on which the Indenture was qualified under the TIA. Notwithstanding anything to the contrary herein, the Notes are subject to all such terms, and holders of Notes are referred to the Indenture and the TIA for a statement of them. To the extent
the terms of the Indenture and this Note are inconsistent, the terms of the Indenture shall govern. 
  

	 	4.	Denominations; Transfer; Exchange. 

 The Notes are in
registered form, without coupons, in denominations of $2,000 and multiples of $1,000 thereafter. A Holder shall register the transfer or exchange of Notes in accordance with the Indenture. The Issuer may require a Holder, among other things, to
furnish appropriate endorsements and transfer documents and to pay certain transfer taxes or similar governmental charges payable in connection therewith as permitted by the Indenture. 
  

	 	5.	Amendment; Supplement; Waiver. 

 Subject to certain
exceptions, the Notes and the provisions of the Indenture relating to the Notes may be amended or supplemented and any existing default or Event of Default or compliance with certain provisions may be waived with the written consent of the Holders
of at least a majority in aggregate principal amount of all series of Outstanding Securities (including the Notes) under the Indenture that are affected by such amendment, supplement or waiver (voting as a single class). Without notice to or consent
of any Holder, the parties thereto may amend or supplement the Indenture and the Notes to, among other things, cure any ambiguity, defect or inconsistency or comply with any requirements of the Commission in connection with the qualification of the
Indenture under the TIA, or make any other change that does not adversely affect the rights of any Holder of a Note. 
  

	 	6.	Defaults and Remedies. 

 If an Event of Default (other than
certain bankruptcy Events of Default with respect to the Issuer) under the Indenture occurs with respect to the Notes and is continuing, then the Trustee may and, at the direction of the Holders of at least 25% in principal amount of the outstanding
Notes, shall by written notice, require the Issuer to repay immediately the entire principal amount of the Outstanding Notes, together with all accrued and unpaid interest and premium, if any. If a bankruptcy Event of Default with respect to the
Issuer occurs and is continuing, then the entire principal amount of the Outstanding Notes will 

 automatically become due immediately and payable without any declaration or other act on the part of the Trustee or any
Holder. Holders of Notes may not enforce the Indenture or the Notes except as provided in the Indenture. The Trustee is not obligated to enforce the Indenture or the Notes unless it has received indemnity as it reasonably requires. The Indenture
permits, subject to certain limitations therein provided, Holders of a majority in aggregate principal amount of the Notes then outstanding to direct the Trustee in its exercise of any trust or power. The Trustee may withhold from Holders of Notes
notice of certain continuing defaults or Events of Default if it determines that withholding notice is in their interest. 
  

	 	7.	Authentication. 

 This Note shall not be valid until the
Trustee manually signs the certificate of authentication on this Note. 
  

	 	8.	Abbreviations and Defined Terms. 

 Customary abbreviations
may be used in the name of a Holder of a Note or an assignee, such as: TEN COM (= tenants in common), TEN ENT (= tenants by the entireties), JT TEN (= joint tenants with right of survivorship and not as tenants in common), CUST (= Custodian),
and U/G/M/A (= Uniform Gifts to Minors Act). 
  

	 	9.	CUSIP Numbers. 

 Pursuant to a recommendation promulgated
by the Committee on Uniform Security Identification Procedures, the Issuer has caused CUSIP numbers to be printed on the Notes as a convenience to the Holders of the Notes. No representation is made as to the accuracy of such numbers as printed on
the Notes and reliance may be placed only on the other identification numbers printed hereon. 
  

	 	10.	Governing Law. 

 The laws of the State of New York shall
govern the Indenture and this Note thereof. 

 ASSIGNMENT FORM 
 To assign this Note, fill in the form below: 
 I or we assign and transfer this Note to 
 (Print or type assignee’s name, address and zip code) 
 (Insert assignee’s
soc. sec. or tax I.D. No.) 
 and irrevocably appoint
                                     agent to transfer this Note on
the books of the Issuer. The agent may substitute another to act for him. 
  

									
	  

					
	 Date:
	 	  
	  	Your Signature:	  	  
	  	
	
	  

	 Sign exactly as your name appears on the other side of this Note.

					
		 		  	  

		 		  	Signature
			
	Signature Guarantee:	 		  	
			
	  
	 		  	  

	Signature must be guaranteed	 		  	Signature

 Signatures must be guaranteed by an “eligible guarantor institution” meeting the
requirements of the Registrar, which requirements include membership or participation in the Security Transfer Agent Medallion Program (“STAMP”) or such other “signature guarantee program” as may be determined by the
Registrar in addition to, or in substitution for, STAMP, all in accordance with the United States Securities Exchange Act of 1934, as amended. 

 SCHEDULE OF EXCHANGES OF NOTES 
 The following exchanges of a part of this Global Note for Physical Notes or a part of another Global Note have been made: 
  

									
	 Date of Exchange
	 	 Amount of decrease
in principal amount
of this Global
Note
	 	 Amount of increase
in principal amount
of this Global
Note
	 	 Principal amount of
this Global Note
following such decrease
(or
increase)
	 	 Signature of
authorized officer of
Trustee

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00123-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00123-of-00352.parquet"}]]