Document:

Exhibit 10.13

    Purchaser's Name: Asia Pacific Ventures
                                           ---------------------
    Date: November 23, 2001
                           -------------------------------------
    Number of Shares: 1,000,000 shares of FinancialContent, Inc.'s Common Stock

    Total Investment: $100,000.00

                             FINANCIALCONTENT, INC.
                             a Delaware corporation

                             SUBSCRIPTION AGREEMENT

FinancialContent, Inc.
199 California Drive, Suite 207
Millbrae, California 94030
Attn: Dave Neville, General Counsel

Gentlemen:

         1. Application. The undersigned,  intending to be legally bound, hereby
subscribes for One Million (1,000,000) shares (the "Shares") of the Common Stock
of FinancialContent,  Inc., a Delaware corporation (the "Company") at a purchase
price of $0.10 per share, for an aggregate consideration of One Hundred Thousand
Dollars ($100,000.00). The undersigned understands that this subscription may be
accepted or rejected in whole or in part by the Company in its sole  discretion.
At any time until  midnight  Pacific Time on the 5th day  following the date the
Undersigned  executes  this  subscription,  the  Undersigned  may  terminate and
rescind  this  subscription  by  written  notice  delivered  to the  Company  by
facsimile  to  650.652.3990.  Thereafter,  this  subscription  is and  shall  be
irrevocable  unless the Company for any reason rejects this  subscription.  This
subscription is submitted to you in accordance with and subject to the terms and
conditions described in this Subscription Agreement.

         2. Wire Transfer of Funds, Payment, and Conversion.

            (a)  Payment  for  the  Shares  in  cash  shall  be  made by wire or
deposited by certified check into the following account:

                                    Citibank
                                 ABA# 021-000089
                        Acct Name: Dean Whitter Reynolds
                                      A/C #
                                                       #
                             FinancialContent, Inc.

            (b)  Payment shall be made as follows:

The  undersigned  shall pay to the Company the sum of  $25,000.00  no later than
November  26,  2001;  and

            (c)  Conversion of debt for equity shall be made as follows:

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The  undersigned  will convert the  Promissory  Notes dated  October 1, 2001 and
October 29, 2001, in the amount of $40,000.00 and $35,000.00,  respectively,  to
equity in the Company no later than November 26, 2001.

         3. Representations  and  Warranties.   The  undersigned  represents and
warrants as follows:

            (a)  No oral representations  have  been  made  or oral  information
furnished to the undersigned in connection with the purchase of the Shares;  all
documents,  records and books  pertaining  to the  investment in the Shares have
been made available for inspection by the undersigned, his attorney, accountant,
purchaser,  representative  and tax  advisor,  and the  undersigned  and/or  his
advisors  have had a  reasonable  opportunity  to ask  questions  of and receive
answers from the Company concerning the Shares.

            (b)  The  undersigned  is  able to bear  the  economic  risks  of an
investment in the Shares for an indefinite  period and at the present time could
afford the loss of such investment.

            (c)  The undersigned  understands  that an  investment in the Shares
involves certain risks,  including loss of the entire amount of such investment,
and has the knowledge and experience in financial and business matters generally
such that the  undersigned  is capable of evaluating  the merits and risks of an
investment in the Shares.  Further, the undersigned has carefully considered and
has taken full  cognizance of, and  understands all of, the risks related to the
purchase of the Shares.

            (d)  The undersigned  understands and  acknowledges  that the Shares
have not been  registered for sale under the Securities Act of 1933, as amended,
and under certain state  securities laws in reliance upon  exemptions  therefrom
for non-public  offerings,  that they may not be sold or transferred  unless the
sale  or  transfer  is  subsequently   registered  or  an  exemption  from  such
registration is available, that there will be no public market available to sell
or dispose of the Shares, and that the Company shall and must refuse to transfer
the  Shares  if the  undersigned's  sale is not  made  in  compliance  with  the
provisions of Regulation S and the applicable U.S.  federal and state securities
laws.

            (e)  The Shares  are being  acquired  solely  for the  undersigned's
account,  for investment  purposes only and not with a view to the distribution,
assignment  or resale  thereof  and no other  person  has a direct  or  indirect
beneficial interest in such Shares.

            (f)  The undersigned, if a corporation,  partnership, trust or other
entity,  is  authorized  and otherwise  duly  qualified to purchase and hold the
Shares and to enter into this  Subscription  Agreement,  and such entity has not
been formed for the specific purpose of acquiring the Shares,  unless all of its
equity owners qualify as accredited investors under one or more of the standards
set forth below.

            (g)  The undersigned: (i) has a pre-existing  business  relationship
with the Company and (ii) by reason of the  undersigned's  business or financial
experience  or  the  business  or  financial  experience  of  the  undersigned's

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professional advisors who are unaffiliated with, and who are not compensated by,
the Company or any affiliate thereof, directly or indirectly,  can be reasonably
assumed  to  have  the  capacity  to  protect  the  undersigned's  interests  in
connection with the investment in the Shares.

            (h)  The undersigned is a "non-U.S.  person" as that term is defined
in the  Securities  Act of 1933 and does not meets the  definition of any one of
the following

                           (i) Any natural person resident in the United States.

                           (ii) Any  partnership  or  corporation  organized  or
                                incorporated   under  the  laws  of  the  United
                                States;

                           (iii)Any   estate   of   which   any    executor   or
                                administrator is a U.S. person1;

                           (iv) Any  trust  of  which  any  trustee  is  a  U.S.
                                person2;

                           (v)  Any agency or branch of a foreign entity located
                                in the United States3;

                           (vi) Any non-discretionary account or similar account
                                (other than an estate or trust) held by a dealer
                                or other fiduciary organized,  incorporated,  or
                                (if  an  individual)   resident  in  the  United
                                States4; and

         1 Any estate of which a  professional  fiduciary  acting as executor or
administrator is a U.S. Person shall not be deemed a U.S. person if:
                           (i)  An executor or  administrator  of the estate who
                                is  not  a  U.S.   person  has  sole  or  shared
                                investment discretion with respect to the assets
                                of the estate; and
                           (ii) The estate is governed by foreign law.

         2 Any trust of which any professional  fiduciary acting as trustee is a
U.S.  person  shall not be deemed a U.S.  person if a trustee  who is not a U.S.
person  has sole or  shared  investment  discretion  with  respect  to the trust
assets,  and no  beneficiary  of the  trust  (and no  settlor  if the  trust  is
revocable) is a U.S. person.

         3 Any  agency or branch of a U.S.  person  located  outside  the United
States shall not be deemed a "U.S. person" if:

                           (i)  The agency or branch operates for valid business
                                reasons; and

                           (ii) The agency or branch is engaged in the  business
                                of  insurance  or  banking  and  is  subject  to
                                substantive  insurance  or  banking  regulation,
                                respectively, in the jurisdiction where located.

         4 Any discretionary  account of a non-U.S.  person by a dealer or other
professional fiduciary organized,  incorporated,  or (if an individual) resident
in the United States shall not be deemed a "U.S.  person." Any employee  benefit
plan  established and administered in accordance with the law of a country other
than the United States and customary practices and documentation of such country
shall not be deemed a U.S. person.

                                       3
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                           (vii)Any   partnership   or   corporation   if:   (A)
                                organized or incorporated  under the laws of any
                                foreign  jurisdiction;  and (B) formed by a U.S.
                                person  principally for the purpose of investing
                                in  securities  not  registered  under  the Act,
                                unless  it is  organized  or  incorporated,  and
                                owned,  by  accredited  investors (as defined in
                                Rule  501(a))  who  are  not  natural   persons,
                                estates or trusts.

            (i)  The  undersigned is an  "Accredited  Investor"  as that term is
defined  under  the  Act or is a  distributor  or  sales  representative  of the
Company's products or is affiliated with a distributor or sales  representative.
The undersigned is an investor satisfying any one of the following:

                           (i)  The  undersigned has (along with a spouse) a net
                                worth which  exceeds  $1,000,000  at the time of
                                the purchase.

                           (ii) The undersigned has had an individual  income in
                                excess  of  $200,000  in 1998 and 1999 (or joint
                                income with a spouse which exceeds $300,000) and
                                have a  reasonable  expectation  of reaching the
                                same  income  level (or joint  income  level) in
                                2000.

                           (iii)The  undersigned  is a bank or savings  and loan
                                association   acting   in  its   individual   or
                                fiduciary  capacity,   any  broker-dealer,   any
                                insurance company,  investment company, business
                                development  company,  small business investment
                                company  or  employee  benefit  plan  (a) if the
                                investment decision is made by a fiduciary which
                                is  a  bank,   savings  and  loan   association,
                                insurance   company  or  registered   investment
                                advisor  or (b) if the plan has total  assets in
                                excess of $500,000,000 or (c) if a self-directed
                                plan, the  investment  decisions are made solely
                                by persons that are accredited investors;

            (j)  The  undersigned  has  read  and  understands  this  Agreement,
understands the contents of each document and has been advised to and has had an
opportunity to consult with the undersigned's legal, tax and business advisors.

            (k)  The undersigned has all requisite power, authority and capacity
to acquire and hold the Shares and to execute, deliver and comply with the terms
of  each  of the  instruments  required  to be  executed  and  delivered  by the
undersigned in connection  with  subscription  for Shares as contemplated by the
Agreement,  and such execution,  delivery and compliance does not conflict with,
or constitute a default under any  instruments  governing the  undersigned,  any
law,  regulation or order,  or any agreement to which the undersigned is a party
or by which the undersigned may be bound.

            (l)  The undersigned  is unaware of and is in no way relying on, any
form of general  solicitation or general advertising in connection with the sale
or offer of the Shares.

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<PAGE>

            (m) The undersigned acknowledges that the certificates  representing
the shares of Common Stock  underlying  the Shares shall be stamped or otherwise
imprinted with a legend substantially in the following form:

                           THESE  SECURITIES HAVE NOT BEEN REGISTERED  UNDER THE
                  SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES  ACT"), OR
                  ANY STATE  SECURITIES LAWS AND ARE BEING OFFERED AND SOLD ONLY
                  PURSUANT  TO OFFERS AND SALES THAT  OCCUR  OUTSIDE  THE UNITED
                  STATES WITHIN THE MEANING OF REGULATION S UNDER THE SECURITIES
                  ACT. THESE  SECURITIES MAY NOT BE REOFFERED,  SOLD,  ASSIGNED,
                  TRANSFERRED,  PLEDGED,  ENCUMBERED OR OTHERWISE DISPOSED OF IN
                  THE ABSENCE OF SUCH  REGISTRATION OR UNLESS THE TRANSACTION IS
                  EXEMPT FROM, OR NOT SUBJECT TO, REGISTRATION.

                           THE HOLDER OF THIS SECURITY BY ITS ACCEPTANCE  HEREOF
                  AGREES TO OFFER,  SELL OR OTHERWISE  TRANSFER  THIS  SECURITY,
                  PRIOR TO THE DATE  WHICH IS TWO (2)  YEARS  AFTER THE LATER OF
                  THE ORIGINAL  ISSUE DATE HEREOF AND THE LAST DATE ON WHICH THE
                  COMPANY OR ANY  AFFILIATE OF THE COMPANY WAS THE OWNER OF THIS
                  SECURITY (OR ANY  PREDECESSOR OF THIS  SECURITY),  ONLY (A) TO
                  THE COMPANY,  (B) PURSUANT TO A REGISTRATION  STATEMENT  WHICH
                  HAS BEEN  DECLARED  EFFECTIVE  UNDER THE  SECURITIES  ACT, (C)
                  PURSUANT  TO OFFERS AND SALES TO NON-U.S.  PERSONS  THAT OCCUR
                  OUTSIDE THE UNITED  STATES  WITHIN THE MEANING OF REGULATION S
                  UNDER  THE  SECURITIES  ACT  IN  A  TRANSACTION   MEETING  THE
                  REQUIREMENTS  OF RULE 904 UNDER  THE  SECURITIES  ACT,  OR (D)
                  PURSUANT TO ANOTHER AVAILABLE  EXEMPTION FROM THE REGISTRATION
                  REQUIREMENTS OF THE SECURITIES  ACT,  SUBJECT TO THE COMPANY'S
                  RIGHT PRIOR TO ANY OFFER,  SALE OR TRANSFER PURSUANT TO CLAUSE
                  (C) OR (D) TO REQUIRE  THE  DELIVERY OF AN OPINION OF COUNSEL,
                  CERTIFICATES AND/OR OTHER INFORMATION REASONABLY  SATISFACTORY
                  TO THE COMPANY.  THE HOLDER OF THIS SECURITY BY ITS ACCEPTANCE
                  HEREOF  FURTHER  AGREES NOT TO ENGAGE IN HEDGING  TRANSACTIONS
                  INVOLVING THESE SECURITIES  UNLESS SUCH  TRANSACTIONS MEET THE
                  REQUIREMENTS AND COMPLY WITH THE SECURITIES ACT.

         4.  Indemnification.  The  undersigned  agrees  to  indemnify  and hold
harmless,  the Company,  and its agents,  representatives and employees from and
against all liability,  damage,  loss,  cost and expense  (including  reasonable

                                       5
<PAGE>

attorneys'  fees)  which  they  may  incur  by  reason  of  the  failure  of the
undersigned  to  fulfill  any of the terms or  conditions  of this  Subscription
Agreement,  or by  reason  of any  inaccuracy  or  omission  in the  information
furnished by the  undersigned  herein or any breach of the  representations  and
warranties made by the undersigned  herein,  or in any document  provided by the
undersigned to the Company.

         5.  Registration  Rights.  (a) In  addition  to any other  registration
rights of the  undersigned,  if the Shares are not  registered for resale at the
time the Company proposes to register (including for this purpose a registration
effected by the Company for stockholders  other than the undersigned) any of its
Common Stock under the Act (other than a  registration  relating  solely for the
sale of securities to  participants in a Company stock plan or a registration on
Form S-4 promulgated  under the Act or any successor or similar form registering
stock issuable upon a reclassification, upon a business combination involving an
exchange of securities or upon an exchange offer for securities of the issuer or
another entity) (a "Piggyback Registration Statement"),  the Company shall cause
to  be   included  in  such   Piggyback   Registration   Statement   ("Piggyback
Registration")  all of the Shares (the  "Registrable  Securities") to the extent
such  inclusion  does  not  violate  the   registration   rights  of  any  other
securityholder  of the Company granted prior to the date hereof.  Nothing herein
shall  prevent  the  Company  from   withdrawing  or  abandoning  the  Piggyback
Registration Statement prior to its effectiveness.

             (b)  Limitation  on  Obligations  to  Register  under  a  Piggyback
Registration.   In  the  case  of  a  Piggyback   Registration  pursuant  to  an
underwritten  public  offering  by  the  Company,  if the  managing  underwriter
determines  and  advises  in  writing  that the  inclusion  in the  registration
statement of all Registrable  Securities proposed to be included would interfere
with the successful marketing of the securities proposed to be registered by the
Company,  then the Company's obligation to include any or all of the Registrable
Securities in such  Piggyback  Registration  Statement  shall be so limited.  If
required by the managing  underwriter of such an underwritten  public  offering,
the Undersigned shall enter into a reasonable  agreement  limiting the number of
Registrable  Securities to be included in such Piggyback  Registration Statement
and the terms, if any, regarding the future sale of such Registrable Securities.

         6.  Miscellaneous.

             (a)  This  Subscription   Agreement  shall  survive  the  death  or
disability of the undersigned and shall be binding upon the undersigned's heirs,
executors, administrators, successors and permitted assigns.

             (b)  This  Subscription   Agreement   has  been  duly  and  validly
authorized, executed and delivered by the undersigned and constitutes the valid,
binding and  enforceable  agreement  of the  undersigned.  If this  Subscription
Agreement is being  completed on behalf of a corporation,  partnership or trust,
it has been completed and executed by an authorized  corporate officer,  general
partner or trustee.

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<PAGE>

             (c)This Subscription Agreement and the documents referred to herein
constitute the entire  agreement  between the parties hereto with respect to the
subject matter hereof and together supersede all prior discussions or agreements
in respect thereof.

             (d)Within five (5) days after receipt of a written request from the
Company,  the  undersigned  agrees to provide such  information,  to execute and
deliver such documents,  including  without  limitation,  the  Certification  of
Compliance with Regulation S and the Subscriber's Questionnaire, and to take, or
forbear  from  taking,  such  actions  or provide  such  further  assurances  as
reasonably  may be necessary to correct any errors in  documentation,  to comply
with any and all laws to which the Company is subject.

             (e)The Company shall be notified  immediately  of any change in any
of the information contained above occurring prior to the undersigned's purchase
of the  Shares or at any time  thereafter  for so long as the  undersigned  is a
holder of the Shares.

             (f)The  Subscription  Agreement  and  the  rights,   interests  and
obligations hereunder are not transferrable or assignable by the undersigned and
the undersigned  acknowledges  and agrees that any transfer or assignment of the
Shares shall be made only in accordance with all applicable laws.

         IN WITNESS  WHEREOF,  the  undersigned  has executed this  Subscription
Agreement as of the date first written above.

Subscription Amount: $100,000.00            Residence or Business Address:

                                            ----------------------------------
                                            (Signature of Subscriber)

                                            ----------------------------------
                                            (Print or Type Name)

                                            ----------------------------------
                                            Street

                                            ----------------------------------
                                            City     State     Zip Code

Social Security or Taxpayer Identification
No.               U.S. Company      ____ Yes     ____ No

                           Name of Prospective Purchaser: Asia Pacific Ventures

                           Date: ____________________

                                       7

--------Exhibit 10.14

                             SUBSCRIPTION AGREEMENT

                             FinancialContent, Inc.
                             a Delaware Corporation

Mr. Gregg "Gurkan" Fidan
FinancialContent.com, Inc.
199 California Drive, Suite 207
Millbrae, CA  94030

Dear Mr. Fidan:

The undersigned (the "Subscriber")  understands that  FinancialContent,  Inc., a
Delaware  corporation  (the  "Company")  is offering for sale 588,678  shares of
common stock of the Company  ("Shares") in  consideration of 1,142,856 shares of
common   stock   of   FinancialContent.com,   Inc.,   a   Delaware   corporation
("FinancialContent.com").

The Subscriber acknowledges and understands that the offering of the Shares (the
"Offering")  is  being  made  without  registration  of  the  Shares  under  the
Securities Act of 1933, as amended (the "Act"), or any securities, "blue sky" or
other similar laws of any state ("State Securities Laws").

1.       Subscription.  The  Subscriber  hereby  subscribes  for and  agrees  to
         purchase  the  Shares  for  the  aggregate  purchase  consideration  of
         1,142,856 shares of common stock of FinancialContent.com.

2.       Payment  for  the  Shares.   The  undersigned   herewith   tenders  the
         consideration  ("Purchase  Shares")  required to purchase the amount of
         Shares  subscribed  for hereunder.  Transfer of the Purchase  Shares is
         being made on November  19,  2001,  at 10:00 a.m. at the offices of the
         Company  located  at  199  California  Drive,   Suite  207,   Millbrae,
         California 94030.

         If this  subscription  is not accepted or the Offering is terminated by
         the  Company  for any  reason all  documents  will be  returned  to the
         Subscriber.

3.       Acceptance of Subscription. The Subscriber understands and acknowledges
         that the Company has the unconditional  right,  exercisable in its sole
         and  absolute  discretion,  to (i) accept or reject  this  Subscription
         Agreement,  in whole or in part,  (ii) no  subscription  shall be valid
         unless and until  accepted  by the  Company,  (iii)  this  Subscription
         Agreement shall be deemed to be accepted by the Company only when it is
         signed  by an  authorized  officer  of the  Company  on  behalf  of the
         Company,  and  (iv)  notwithstanding   anything  in  this  Subscription
         Agreement to the  contrary,  the Company  shall have no  obligation  to
         issue the Shares to any person to whom the issuance of the Shares would
         constitute a violation  of the Act or any State  Securities  Laws.  The
         Company  will cause the  Secretary of the Company to deliver the Shares
         purchased  by the  Subscriber  to the  Subscriber  promptly  after  the
         Company has accepted this Subscription Agreement.

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<PAGE>

4.       Representations and Warranties of the Subscriber. The Subscriber hereby
         represents and warrants to and covenants  with the Company,  as well as
         each officer,  director and agent of the Company,  and each  soliciting
         broker, if any, as follows:

                  (a)      General

                           (i) The  Subscriber  has all  requisite  authority to
                  enter into this Subscription  Agreement and to perform all the
                  obligations   required  to  be  performed  by  the  Subscriber
                  hereunder.

                           (ii) The Subscriber is the sole party in interest and
                  is not  acquiring  the Shares as an agent or otherwise for any
                  other  person.  The  Subscriber is a resident of the state set
                  forth  opposite its name on the signature  page hereto and (a)
                  if a corporation, partnership, trust or other form of business
                  organization,  it has its principal  office within such state;
                  (b) if an  individual,  he or  she  has  his or her  principal
                  residence   in  such   state;   and  (c)  if  a   corporation,
                  partnership,  trust or  other  form of  business  organization
                  which was organized for the specific  purpose or acquiring the
                  Shares,  all of the  beneficial  owners are  residents of such
                  state.

                           (iii) The Subscriber recognizes that the total amount
                  of consideration  tendered to purchase the Shares is placed at
                  the  risk of the  business  and may be  completely  lost.  The
                  purchase  of  the  Shares  of  the  Company  as an  investment
                  involves extreme risk.

                           (iv) The  Subscriber  realizes that the Shares cannot
                  readily  be sold as there will be no public  market  therefor,
                  that it may not be  possible  to  sell or  dispose  of the and
                  therefore  the  Shares  must  not  be  purchased   unless  the
                  Subscriber  has liquid  assets  sufficient to assure that such
                  purchase will cause no undue  financial  difficulties  and the
                  Subscriber can provide for current needs and possible personal
                  contingencies.

                           (v)  The  Subscriber  confirms  and  represents  that
                  he/she  is  able  (i) to bear  the  economic  risk of  his/her
                  investment,  (ii) to hold  the  securities  for an  indefinite
                  period of time, and (iii) to afford a complete loss of his/her
                  investment. The Subscriber also represents that he/she has (i)
                  adequate  means of  providing  for his/her  current  needs and
                  possible  personal  contingencies,  and  (ii)  has no need for
                  liquidity in this particular investment.

                           (vi)  The  Subscriber   represents  that  he/she  has
                  sufficient  knowledge and experience in financial and business
                  matters to be capable  of  evaluating  the merits and risks of
                  the proposed investment.

                           (vi)  The  Subscriber  has not  become  aware  of the
                  offering  of  Shares  of the  Company  by any form of  general
                  solicitation  or  advertising,  including,  but not limited to
                  advertisements,  articles,  notices  or  other  communications
                  published in any newspaper, magazine or other similar media or
                  broadcast  over  television or radio or any seminar or meeting
                  where those  individuals  that have attended have been invited
                  by any  such or  similar  means  of  general  solicitation  or
                  advertising.

                           (vii) The Subscriber represents and warrants that the
                  Company has not provided any advice to him/her  regarding  any
                  federal or state tax liabilities  the  transaction  herein may

                                       2
<PAGE>

                  impose upon the  Subscriber  and that the  Subscriber has been
                  advised by the Company to seek independent tax advice relating
                  to this transaction.

                  (b)      Information Concerning the Company.

                           (i) The  Subscriber  has been provided  access to all
                  information  requested in evaluating  his/her  purchase of the
                  Shares.

                           (ii) The Subscriber is familiar with the business and
                  financial condition,  properties,  operations and prospects of
                  the Company,  and, at a reasonable time prior to the execution
                  of  this  Subscription   Agreement,   has  been  afforded  the
                  opportunity  to ask  questions  of and  received  satisfactory
                  answers from the Company's  officers and  directors,  or other
                  persons  acting  on  the  Company's  behalf,   concerning  the
                  business and financial condition,  properties,  operations and
                  prospects  of  the  Company  and   concerning  the  terms  and
                  conditions  of the  offering  of the Shares and has asked such
                  questions  as it  desires to ask and all such  questions  have
                  been answered to the full satisfaction of the Subscriber.

                           (iii) The  Subscriber  understands  that,  unless the
                  Subscriber  notifies  the  Company in writing to the  contrary
                  before the Closing,  all the  representations  and  warranties
                  contained  in this  Subscription  Agreement  will be deemed to
                  have been  reaffirmed and confirmed as of the Closing,  taking
                  into account all information received by the Subscriber.

                           (iv) The Subscriber  understands that the purchase of
                  the Shares involves various risks.

                           (v) No  representations  or warranties have been made
                  to the Subscriber by the Company as to the tax consequences of
                  this investment,  or as to profits,  losses or cash flow which
                  may be received or sustained as a result of this investment.

                           (vi) All documents, records and books pertaining to a
                  proposed  investment  in the Shares which the  Subscriber  has
                  requested have been made available to the Subscriber.

                  (c)      Status of the Subscriber

                           (i) The Subscriber  represents that the Subscriber is
                  an  Accredited  Investor  as the term  Accredited  Investor is
                  defined in Rule 501 of  Regulation  D of the Act.  (check each
                  category of "Accredited Investor" below which is applicable to
                  the Subscriber):

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<PAGE>

                           ( ) (A) a natural person whose  individual net worth,
                  or joint net worth with that person's  spouse,  at the time of
                  his purchase exceeds $1,000,000;

                           ( ) (B) a natural person who had an individual income
                  in excess of $200,000 in each of the two most recent  years or
                  joint income with that  person's  spouse in excess of $300,000
                  in each of those  years and has a  reasonable  expectation  of
                  reaching the same income level in the current year.

                           ( ) (C) a bank as defined  in Section  3(a)(2) of the
                  Act or a savings and loan association or other  institution as
                  defined in Section  3(a)(5) (A) of the Act,  whether acting in
                  its  individual  or  fiduciary  capacity;   broker  or  dealer
                  registered  pursuant to Section 15 of the Securities  Exchange
                  Act of 1934;  an insurance  partnership  as defined in Section
                  2(13) of the Act; an investment  company  registered under the
                  Investment  Company  Act of 1940 (the "1940  Act") or business
                  development  company as  defined  in Section  2(a) (48) of the
                  1940 Act; a Small Business  Investment Company licensed by the
                  U.S.  Small Business as defined under Section 301(c) or (d) of
                  the  Small  Investment  Act of 1958;  a plan  established  and
                  maintained  by a state,  its  political  subdivisions,  or any
                  agency  or   instrumentality  of  a  state  or  its  political
                  subdivisions,  for the benefit of its  employees  if such plan
                  has  total  assets in excess  of  $5,000,000;  or an  employee
                  benefit  plan  within the meaning of the  Employee  Retirement
                  Income  Security  Act of  1974  ("ERISA"),  if the  investment
                  decision  is made by a plan  fiduciary,  as defined in Section
                  3(21) of ERISA,  which fiduciary is either a bank, savings and
                  loan association,  insurance company or registered  investment
                  adviser,  or if the employee  benefit plan has total assets in
                  excess  of  $5,000,000  or,  if  a  self-directed  plan,  with
                  investment   decisions   made  solely  by  persons   that  are
                  Accredited Investors (as listed in categories (A) - (G));

                           ( ) (D) a private  business  development  company  as
                  defined in Section 202(a) (22) of the Investment  Advisors Act
                  of 1970;

                           ( ) (E) an  organization  described  in  Section  501
                  (c)(3)  of  the  Internal   Revenue   Code,   a   corporation,
                  Massachusetts  or similar  business  trust,  or a partnership,
                  with total assets in excess of  $5,000,000,  and which was not
                  formed for the specific purpose of acquiring the Common Stock;

                           ( ) (F) a trust,  with  total  assets  in  excess  of
                  $5,000,000  not formed for the specific  purposes of acquiring
                  the Common  Stock  whose  purchase is directed by a person who
                  has such  knowledge  and  experience in financial and business
                  matters that he is capable of evaluating  the merits and risks
                  of an investment in the Common Stock; and

                           ( ) (G) an entity in which all of the  equity  owners
                  are  Accredited  Investors (as listed in categories (A) - (F))
                  or is an Accredited Investor defined by Regulation D.

                           (ii) The Subscriber is a non-accredited investor and;

                                       4
<PAGE>

                           ( ) (A) The  Subscriber  represents  that  he/she has
                  sufficient  knowledge and experience in financial and business
                  matters to be capable  of  evaluating  the merits and risks of
                  the proposed investment.

                           ( ) (B) The Subscriber  represents  that he/she has a
                  preexisting relationship with the Company.

                           ( ) (C) The  Subscriber  represents  that  he/she has
                  received the current  financial  information on the Company to
                  review and in fact has reviewed the documents.

                           (iii) The Subscriber agrees to furnish any additional
                  information  requested to assure  compliance  with  applicable
                  Federal  and  State  Securities  Laws in  connection  with the
                  purchase and sale of the Common Stock.

                  (d)      Restrictions  on  Transfer  or Sale of the  Shares or
                  Securities Underlying the Shares

                           (i) The Subscriber is acquiring the Shares subscribed
                  solely  for  the  Subscriber's  own  beneficial  account,  for
                  investment  purposes,  and not with view to, or for  resale in
                  connection   with,  any   distribution  of  the  Shares.   The
                  Subscriber  understands  that  the  offer  and the sale of the
                  Shares  has not been  registered  under  the Act or any  State
                  Securities  Laws by reason of  specific  exemptions  under the
                  provisions  thereof  which depend in part upon the  investment
                  intent of the Subscriber and of the other representations made
                  by  the  Subscriber  in  this  Subscription   Agreement.   The
                  Subscriber  understands  that the Company is relying  upon the
                  representations,  covenants and  agreements  contained in this
                  Subscription Agreement (and any supplemental  information) for
                  the purposes of determining whether this transaction meets the
                  requirements for such exemptions.

                           (ii) The Subscriber  understands  that the Shares are
                  all   "restricted   securities"   under   applicable   federal
                  securities  laws  and  that  the  Act  and  the  rules  of the
                  Securities and Exchange Commission (the "Commission")  provide
                  in  substance  that the  Subscriber  may dispose of the Shares
                  only pursuant to an effective registration statement under the
                  Act or an exemption therefrom. The certificates evidencing the
                  Shares  offered  hereby will bear a legend which  clearly sets
                  forth this  restriction.  The Subscriber  understands that the
                  Subscriber  may not at any time  demand  the  purchase  by the
                  Company of the Subscriber's  Shares.  The legend will state as
                  follows:

"THESE  SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED,  OR THE SECURITIES LAWS OF ANY STATE. THESE SECURITIES MAY NOT BE SOLD,
OFFERED FOR SALE, PLEDGED,  HYPOTHECATED OR OTHERWISE TRANSFERRED IN THE ABSENCE
OF AN EFFECTIVE  REGISTRATION  STATEMENT AS TO THE SECURITIES  UNDER THE ACT AND

                                       5
<PAGE>

ANY  APPLICABLE   STATE  SECURITIES  LAWS  OR  PURSUNAT  TO  AN  EXEMPTION  FROM
REGISTRATION  AND  DELIVERY  TO  FINANCIALCONTENT,  INC.  OF AN OPINION OF LEGAL
COUNSEL  SATISFACTORY TO  FINANCIALCONTENT,  INC. THAT SUCH  REGISTRATION IS NOT
REQUIRED UNDER THE ACT OR ANY APPLICABLE STATE SECURITIES LAWS".

                           (iii) The Subscriber  agrees: (A) that the Subscriber
                  will not sell,  assign,  pledge,  give,  transfer or otherwise
                  dispose of the Shares,  or any interest  therein,  or make any
                  offer or attempt to do any of the foregoing,  except  pursuant
                  to a  registration  of  the  Shares  under  the  Act  and  all
                  applicable State Securities Laws or in a transaction  which is
                  exempt  from the  registration  provisions  of the Act and all
                  applicable State Securities Laws; (B) that the Company and any
                  transfer  agent  for the  Shares of the  Company  shall not be
                  required  to give effect to any  purported  transfer of any of
                  the  Shares   except  upon   compliance   with  the  foregoing
                  restrictions; and (C) that a restrictive legend will be placed
                  on the certificates representing the Shares.

                           (iv)  The  Subscriber  has not  offered  or sold  any
                  portion  of the  Shares  subscribed  for  and  has no  present
                  intention of dividing  such Shares with others or of reselling
                  or otherwise  disposing  of any portion of such Shares  either
                  currently  or after  the  passage  of a fixed or  determinable
                  period of time or upon the occurrence or  nonoccurrence of any
                  predetermined event or circumstance.

                           (v) If  (but  without  any  obligation  to do so) the
                  Company  proposes  to  register  any of  its  stock  or  other
                  securities  under the  Securities  Act in connection  with the
                  public offering of such securities solely for cash (other than
                  a  registration  of securities on Form S-4 or Form S-8 (or any
                  successor form adopted by the SEC)), the Subscriber shall have
                  the right to "piggy-back"  the  registration of his/her shares
                  on all such registrations of the Company's securities.

5.       Survival  and  Indemnification.  All  representations,  warranties  and
         covenants contained in this Agreement and the indemnification contained
         in  this   Paragraph  5  shall  survive  (i)  the   acceptance  of  the
         Subscription  Agreement by the Company (ii) changes in this transaction
         and  documents  related to this  transaction  which are not material or
         which  are to the  benefit  of the  Subscriber,  and (iii) the death or
         disability of the Subscriber.  The Subscriber  acknowledges the meaning
         and legal consequences of the representations, warranties and covenants
         in  Paragraph  4 hereof  and that the  Company  has  relied  upon  such
         representations,   warranties   and   covenants  in   determining   the
         Subscriber's  qualification and suitability to purchase the Shares. The
         Subscriber  hereby  agrees to  indemnify,  defend and hold harmless the
         Company, and its officers, directors, employees, agents and controlling
         persons,  from  and  against  any  and  all  losses,  claims,  damages,
         liabilities,  expenses  (including  attorneys' fees and disbursements),
         judgment or amounts  paid in  settlement  of actions  arising out of or
         resulting from the untruth of any  representation  herein or the breach
         of any  warranty or covenant  herein.  Notwithstanding  the  foregoing,
         however, no representation,  warranty,  covenant or acknowledgment made
         herein by the Subscriber  shall in any manner be deemed to constitute a
         waiver  of any  rights  granted  to it under  the  Securities  or State
         Securities laws.

                                       6
<PAGE>

6.       Conditions  to  Obligations  of the  Company.  The  obligations  of the
         Company to sell the Shares specified herein is subject to the condition
         that the representations and warranties of the Subscriber  contained in
         Paragraph  4 hereof  shall be true and correct on and as of the Closing
         in all respects with the same effect as though such representations and
         warranties had been made on and as of the Closing.

7.       Notices. All notices and other communications provided for herein shall
         be in writing and shall be deemed to have been duly given if  delivered
         personally  or sent by  registered or certified  mail,  return  receipt
         requested,  postage prepaid, or overnight air courier guaranteeing next
         day delivery:

         (a)      if to the Company, to it at the following address:

                  FinancialContent, Inc.
                  199 California Drive, Suite 207
                  Millbrae, CA  94030

         (b)      if to the  Subscriber,  at the  address  set forth on the last
                  page hereof or directly to the  Subscriber  at the address set
                  forth on the signature  page hereto,  or at such other address
                  as either  party shall have  specified by notice in writing to
                  the other.

         All notice and communications  shall be deemed to have been duly given:
         at the time delivered by hand, if personally delivered;  two days after
         being deposited in the mail,  postage prepaid,  if mailed; and the next
         day after  timely  delivery to the courier,  if sent by  overnight  air
         courier guaranteeing next day delivery.

         If a notice or  communication  is mailed in the manner  provided  above
         within  the  time  prescribed,  it is duly  given,  whether  or not the
         addressee receives it.

8.       Notification of Changes.  The Subscriber agrees and covenants to notify
         the Company  immediately  upon the occurrence of any event prior to the
         Closing  which would cause any  representation,  warranty,  covenant or
         other statement contained in the Subscription  Agreement to by false or
         incorrect or of any change in any statement made herein occurring prior
         to the Closing.

9.       Assignability.  This  Subscription  Agreement is not  assignable by the
         Subscriber,  and may not be modified, waived or terminated except by an
         instrument in writing signed by each of the parties hereto.

                                       7
<PAGE>

10.      Binding Effect.  Except as otherwise provided herein, this Subscription
         Agreement shall be binding upon and inure to the benefit of the parties
         and  their  heirs,   executors,   administrators,   successors,   legal
         representatives  and  assigns,  and  the  agreements,  representations,
         warranties and  acknowledgments  contained herein shall be deemed to be
         made by and be  binding  upon such  heirs,  executors,  administrators,
         successors,  legal  representatives  and assigns.  If the Subscriber is
         more than one person,  the obligation of the Subscriber  shall be joint
         and  several  and  the  agreements,  representations,   warranties  and
         acknowledgments  contained  herein shall be deemed to be made by and be
         binding upon each such person and his heirs, executors,  administrators
         and successors.

11.      Obligations  Irrevocable.  The  obligations of the Subscriber  shall be
         irrevocable,  except with the consent of the Company, until the Closing
         or earlier termination of the Offering.

12.      Entire Agreement.  This Subscription  Agreement  constitutes the entire
         agreement  of the  Subscriber  and the Company  relating to the matters
         contained  herein,  superseding  all  prior  contracts  or  agreements,
         whether oral or written.

13.      Governing  Law.  This  Subscription  Agreement  shall be  governed  and
         controlled   as  to   the   validity,   enforcement,   interpretations,
         construction  and  effect and in all other  aspects by the  substantive
         laws of the State of Pennsylvania.

14.      Severability.  If any provision of this  Subscription  Agreement or the
         application  thereof to any  Subscriber or  circumstance  shall be held
         invalid  or  unenforceable  to  any  extent,   the  remainder  of  this
         Subscription  Agreement and the  application of such provision to other
         subscriptions or circumstances  shall not be affected thereby and shall
         be enforced to the greatest extent permitted by law.

15.      Headings.  The headings in this Subscription Agreement are inserted for
         convenience and  identification  only and are not intended to describe,
         interpret,  define,  or limit  the  scope,  extent  or  intent  of this
         Subscription Agreement or any provision hereof.

16.      Counterparts. This Subscription Agreement may be executed in any number
         of counterparts,  each of which when so executed and delivered shall be
         deemed to be an original and all of which  together  shall be deemed to
         be one and the same agreement.

17.      Documents Being Tendered. The Subscriber hereby tenders a completed and
         executed  copy  of  this   Subscription   Agreement,   along  with  the
         consideration for the Shares subscribed.

18.      Amount of Shares  Subscribed For. The Subscriber  hereby  subscribes to
         purchase the following number of Shares, for the following Subscription
         Amount.

         Shares:           588,678

         Consideration:    1,142,856 shares of common stock of FinancialContent.
                           com, Inc.

         IN WITNESS  WHEREOF,  the  undersigned  Subscriber  has  executed  this
Subscription Agreement this ____ day of _______________, 2001.

                                       8
<PAGE>

                                    EXECUTION

         Please   execute  this   Subscription   Agreement  by  completing   the
appropriate section below.

1.       If the subscriber is an INDIVIDUAL, complete the following:

                                      ------------------------------------
                                      Signature of Investor

                                      ------------------------------------
                                      Name (Please type or print)

                                      ------------------------------------
                                      Social Security Number (or Tax I.D.)

                                      Signature   of   Spouse  or
                                      Co-Owner if funds are to be
                                      invested  as joint  tenants
                                      by    the    entirety    or
                                      community property.

                                      ------------------------------------
                                      Name (Please type or print)

================================================================================

         ACCEPTED by the Company this the ____ day of __________, 2001.

FINANCIALCONTENT, INC., A DELAWARE CORPORATION.

By:
   -------------------------------------
   Wilfred Shaw, Chief Executive Officer

                                       9

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