Document:

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                                                                    EXHIBIT 10.8

                            STOCK PURCHASE AGREEMENT

            STOCK PURCHASE AGREEMENT dated February 27, 1992 by and among
INTELLIGENT INFORMATION INCORPORATED, a Delaware corporation with offices at
1315 Washington Blvd., Stamford, Connecticut 06902 (the "Purchaser"), and
MICHAEL J. PRYSLAK ("Pryslak") and DENNIS M. ROLAND ("Roland", and together with
Pryslak, the "Sellers").

            WHEREAS, each of the Sellers owns fifty (50) shares (the "Shares")
of the Common Stock, no par value (the "Common Stock"), of Quotes, Plus ...,
Inc., a Colorado corporation (the "Company"), which Shares constitute all of the
issued and outstanding capital stock of the Company; and

            WHEREAS, the Sellers desire to sell to the Purchaser, and the
Purchaser desires to purchase from the Sellers, the Shares for the Purchase
Price (as hereinafter defined) and upon the terms and subject to the conditions
set forth herein.

            NOW, THEREFORE, in consideration of the premises and the mutual
agreements, covenants and provisions herein contained, the parties hereto hereby
agree as follows:

                                    ARTICLE I

                           PURCHASE AND SALE OF SHARES

            Section 1.1 Sale of the Shares. Upon the terms and subject to the
conditions of this Agreement, the Sellers hereby sell, transfer and assign to
the Purchaser the Shares and deliver to the Purchaser certificates representing
the Shares, duly endorsed in blank, against receipt of payment of the Purchase
Price therefor as provided in Section 1.2 hereof.

            Section 1.2 Purchase of Shares; Payment.

            (a) Upon the terms and subject to the conditions of this Agreement,
the Purchaser hereby purchases, acquires and accepts the Shares and, in
consideration therefore, in addition to amounts already paid to Sellers by
Purchaser, Purchaser shall pay to Sellers on a monthly basis an amount equal to
two and a half percent (2.5%) of Purchaser's gross revenues (as determined in
accordance with generally accepted accounting principles) (the "Purchase Price
Payment"), provided, however, that the Purchase Price Payment shall, in no event
be less than three thousand dollars ($3,000) per month.

            (b) Notwithstanding the provisions of Section 1.2(a) hereof, the
sum of all Purchase Price Payments to Sellers commencing on
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the date hereof, in the aggregate, shall be capped at specified amounts as
follows:

                  (i) If, at any time commencing on the date hereof and ending
on December 31, 2002, the sum total of all Purchase Price Payments to Sellers,
in the aggregate, by Purchaser equals or exceeds $6,000,000 (the "Purchase
Price Payment Cap"), then Purchaser shall have no further obligation to make
additional Purchase Price Payments;

                  (ii) If, by December 31, 2002, the sum total of all Purchase
Price Payments to Sellers, in the aggregate, by Purchaser is less than
$6,000,000 and Purchaser does not pay Sellers such additional amounts as are
necessary to make up the difference between the aggregate Purchase Price
Payments and the Purchase Price Payment Cap, then for the period commencing
January 1, 2003 and ending December 31, 2003 (as set forth in Sections
1.2(b)(i) above), the Purchase Price Payment Cap shall be adjusted
to $7,000,000;

                  (iii) If, by December 31, 2003, the sum total of all Purchase
Price Payments to Seller by Purchaser is less than the Purchase price payment
cap (as set forth in Sections 1.2(b)(i) and (ii) above) and Purchaser does not
pay Sellers such additional amounts as are necessary to make up the difference
between the aggregate Purchase Price Payments and the Purchase Price Payment
Cap, then the Purchase Price Payment Cap shall be further adjusted to
$8,000,000 for all times thereafter.

            (c) Except as provided in Article VI hereof, amounts payable
pursuant to this Section 1.2 shall be paid by the Purchaser within fifteen (15)
days after the end of each calendar month. Each payment made by the Purchaser
hereunder shall be accompanied by a statement, signed by the Purchaser, setting
forth in reasonable detail the calculation thereof. Sellers or their agents
shall have the right to review records and check computers during reasonable
hours and for reasonable times. Purchaser agrees have its accountants provide
each year, within a reasonable time, certified copies of its regular annual
audits to each Seller until the year following the time when the Purchaser
shall have no further obligation to make additional Purchase Price Payments.

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            Section 1.3 Closing Date. The closing (the "Closing") of the
transactions contemplated hereby was held at the offices of Brown Raysman &
Millstein, 120 West 45th Street, New York, New York, at 10:00 A.M., New York
City time, on the date hereof. The time and date of the Closing is referred to
herein as the "Closing Date". At the Closing, in addition to the sale and
transfer of the Shares, there was delivered by the parties hereto such
certificates, opinions and other documents as are specified in Article IV
hereof.

            Section 1.4 Transfer Taxes. Each of the Sellers shall be responsible
for all transfer and similar taxes assessed or payable in connection with the
sale and transfer of the Shares and the transactions contemplated herein.

                                   ARTICLE II

                               REPRESENTATIONS AND
                            WARRANTIES OF THE SELLERS

            The Sellers hereby jointly and severally represent and warrant to,
and agree with, the Purchaser as follows:

            Section 2.1 Standing.

            (a) Except as set forth in Schedule 2.1 hereto, the Company is a
corporation duly organized, validly existing and in good standing under the laws
of the State of Colorado. The Company has the corporate power to own or lease
its properties (such properties being hereinafter referred to as "Property") and
assets and to carry on its business as now conducted. The Company is duly
qualified, admitted or otherwise authorized to transact business, and is in good
standing, as a foreign corporation in the state of Florida, and such
jurisdiction constitutes the only jurisdiction in which the conduct or nature of
the Company's business or the ownership or leasing of its properties or assets
requires it to be so qualified, admitted or otherwise authorized. The copies of
the Certificate of Incorporation, By-Laws, stock transfer records and minute
books of the Company previously delivered or exhibited to the Purchaser
constitute true, correct and complete copies of such documents and reflect all
amendments of the Company's Certificate of Incorporation and By-Laws and minutes
of all actions taken by the stockholders and directors of the Company held
through and including the date of this Agreement. The Company does not own any
shares of, or control, directly or indirectly, or have any equity interest in,
any

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corporation, partnership, joint venture, association or other business
organization.

            Section 2.2 Capitalization; Options or Other Rights.

            (a) The Company has authorized capital stock consisting of one
thousand (1,000) shares of Common Stock, no par value, of which one hundred
(100) Shares are issued and outstanding as of the date hereof. All of such
issued and outstanding Shares have been duly authorized and validly issued, are
fully paid and nonassessable and have not been issued in violation of any
preemptive rights. There are no commitments, plans or arrangements to issue or
sell, and no outstanding options, warrants, convertible securities or other
rights calling for the issuance of, additional shares of authorized but
unissued, unauthorized or treasury shares of the capital stock or other equity
securities of the Company.

            (b) Each of the Sellers is the record and beneficial owner of fifty
(50) Shares of the Company, free and clear of any Lien. None of such Shares is
the subject of any voting trust agreement or other agreement relating to the
voting thereof or restricting in any way the sale or transfer thereof. Each of
the Sellers has full right and authority to transfer such Shares pursuant to the
terms of this Agreement.

            Section 2.3 Authorization; Contravention; Consents and Approvals.

            (a) Each of the Sellers is of full age and has the legal capacity to
enter into this Agreement and to carry out the transactions contemplated hereby,
and this Agreement constitutes the valid and binding obligation of each of the
Sellers enforceable in accordance with its terms.

            (b) The execution, delivery and performance of this Agreement and
the consummation of the transactions contemplated hereby will not, with respect
to the Company or either of the Sellers, as the case may be, result in a breach
in the terms or conditions of, or constitute a default under, or violate, or
require, as the case may be: (1) any provision of any law, regulation or
ordinance, (2) the Certificate of Incorporation or By-Laws of the Company, (3)
any agreement, lease, mortgage or other instrument or undertaking, oral or
written, to which the Company or either of the Sellers is a party or by which
any of them or any of their properties or assets is or may be bound or affected,
(4) any judgment, order, writ, injunction or decree of any court, administrative
agency or governmental body or (5) any action of or by, or filing with, any
governmental body, agency or official.

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            (c) The execution and delivery of this Agreement do not, and the
consummation of the transactions contemplated hereby will not, require any
action, consent or approval of any person, entity or governmental body.

            Section 2.4 Property and Assets. The Company has good, valid and
marketable title to, or valid and enforceable leasehold interests in, all of its
properties and assets, in all cases subject to no liens, claims, restrictions,
options or other agreements or rights to purchase or sell, charges, security
interests or other encumbrances of any kind (such rights being hereinafter
referred to as "Liens") or other defects in title of any nature whatsoever, and
all of such properties and assets are set forth on Schedule 2.4 hereto.

            Section 2.5 Undisclosed Liabilities. Except as set forth in Schedule
2.5 hereto, the Company does not have any direct or indirect liability,
indebtedness, claim, loss, damage, deficiency, obligation or responsibility,
fixed or unfixed, choate or inchoate, liquidated or unliquidated, secured or
unsecured, accrued, absolute, known or unknown, contingent or otherwise (such
liabilities being hereinafter referred to as "Liabilities") and whether due or
to become due, or arising out of transactions entered into, or any state of
facts existing, on or prior the date hereof.

            Section 2.6 Tax Matters. The Sellers have elected, in compliance
with all applicable legal requirements to be taxed under Subchapter S of the
Internal Revenue Code of 1986, as amended (the "Code"), and the corresponding
provisions under any applicable state or local laws, and such elections are in
effect for the Company. The Company does not have any liability, absolute or
contingent, for the payment of any income taxes under the Code or under the laws
of such states or localities which afford tax treatment similar to that under
Subchapter S. For all periods since its inception, the Company has filed and
will file within the time prescribed by law (including extensions of time
approved by the appropriate taxing authorities) all tax and information returns
and reports required to be filed under applicable law and all such returns and
reports are accurate and complete, including without limitation, all matters
concerning withholding on amounts payable to employees as compensation. The
Company has paid, or has made adequate provision for, the payment of all taxes
and levies of every kind, character and description relating to the Company
(including interest and penalties thereon) (collectively "Taxes") which have
become due on or before the date hereof. Neither the Sellers nor the Company
have taken any action which would jeopardize the eligibility of the Company to
be taxed pursuant to the provisions of Subchapter S under the Code or under any
comparable state or local law. The Company has not been the subject of any
audit, examination or adjustment of any Taxes and, to the knowledge of the
Sellers, there are no

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audits pending or threatened. There are no liens for Taxes imposed or threatened
by any Federal, state, local or foreign authority outstanding against the
Company or any of its properties or assets except for liens for current taxes
not yet due and payable. There is not now in force any extension of time with
respect to the date on which any tax return was or is due to be filed by or with
respect to the Company, or any waiver or agreement by the Company, for the
extension of time for the assessment of any Taxes.

            Section 2.7 Proprietary Property.

            (a) Schedule 2.7 hereto sets forth a complete list of (i) all
computer programs, including the related documentation and specifications, owned
or used by the Company or Pryslak in connection with the Company's business,
(ii) all inventions which are the subject of issued United States or foreign
letters patent or applications therefor or with respect to which ownership is
otherwise claimed, all trade names and trade and service marks used by the
Company, including those for which an application for registration is pending,
and all writings for which copyright is claimed, has been recorded or is
pending, in each case which are used or held for use by the Company, (iii) all
license or other agreements pursuant to which the Company is obligated to pay or
entitled to receive royalties or other fees in connection with the sale,
development or licensing of the above and (iv) all other agreements relating to
know-how, including, without limitation, technology, technical knowledge, source
code, object code, proprietary rights, patented or unpatented inventions, trade
secrets, analytical methodology, processes, data and all other information or
experience possessed by the Company, the Sellers or any of their respective
affiliates, or which the Company, the Sellers or any of their respective
affiliates has the right to use or which the Company, the Sellers or their
respective affiliates is licensed or authorized to use by others or licenses or
authorizes others to use ("Know-how", and together with all of the foregoing,
the "Proprietary Property"). Except as set forth in Schedule 2.7, the Company is
the sole and exclusive holder of all patents, copyrights and trade name and
trademark registrations and is the sole and exclusive owner of, with all right,
title and interest in and to (in each case, free and clear of any Liens
excluding any license agreement set forth in Schedule 2.7), the Proprietary
Property and Know-how set forth in Schedule 2.7 and has sole and exclusive
rights (without being contractually obligated to pay any compensation to any
third party in respect thereof) to the use thereof or the material covered
thereby in connection with the services or products in respect of which they are
being used, and no consent of third parties is required for the use thereof by
the Company or the Purchaser upon completion of the transactions contemplated
hereby.

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            (b) Except as set forth in Schedule 2.7, no claims have been
asserted by any person to the ownership or use of any Proprietary property or
Know-how or challenging or questioning the validity or effectiveness of any such
license or agreement, and the Sellers do not know of any reason that could
result in any such claim and, except as set forth herein, the use of the
Proprietary Property and the Know-how by the Company and the disclosure and
delivery of the Proprietary Property and the Know-how to the Purchaser do not
infringe on the rights of any person nor is there any pending, or, to the
knowledge of the Sellers, threatened, claim or allegation that the Company is
engaged in such infringement. All of the patent, copyright, trademark and trade
name registrations listed or required to be listed in Schedule 2.7 are in full
force and effect. No other person has any right to use any patent, copyright,
trademark or trade name listed or required to be listed in Schedule 2.7 for
similar or related products in competition with any Proprietary Property, and to
the best of the knowledge of the Sellers, no other person is infringing any of
the Proprietary Property or Know-how.

            (c) The computer programs included within the Proprietary Property
and offered or being developed by the Company are, or shall be, free from any
defects which would in any way have a material adverse effect on the functioning
of such software in accordance with the specifications therefor and contain, or
shall contain, all current revisions of such computer programs, including all
specifications, documentation and other Know-how related thereto. See Schedule
2.7 for further specifications and known limitations.

            Section 2.8 Litigation. There is no pending or, to the knowledge of
the Sellers, threatened, legal, administrative, arbitration or other proceeding
or governmental investigation which could affect the Company or the Sellers or
the transactions contemplated hereby, and the Sellers do not know of any reason
that could result in any such proceeding or investigation. Neither the Company
nor either of the Sellers is subject to, and there is not outstanding, any
judgment, award, order, writ, injunction or decree of any court, administrative
agency, governmental body or arbitration tribunal relating to the Company or the
Sellers.

            Section 2.9 Compliance with Applicable Laws. The Company is not in
violation or breach of any, and the business and operations of the Company
comply in all material respects and are being conducted in accordance with all,
governing laws, regulations and ordinances applicable thereto, federal, state,
local or foreign, and the Company is not in violation of or in default under,
any judgment, award, order, writ, injunction or decree of any court,
administrative agency, governmental body or arbitration tribunal.

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            Section 2.10 Employee Compensation; Labor Matters.

            (a) The Company does not have any outstanding liability for payment
of wages, commissions, vacation pay (whether accrued or otherwise), salaries,
fees, bonuses, reimbursable employee business expenses, pensions, contributions
under any employee benefit plans or any other compensation or perquisites,
current or deferred, under any labor, employment or consulting contracts,
whether oral or written, based upon or accruing with respect to those services
of the employees of the Company performed prior to the Closing Date.

            (b) There are no employment, severance, termination, consulting,
bonus, profit sharing, percentage compensation, deferred compensation, stock
purchase or stock option plans, collective bargaining or other compensation
plans, agreements, commitments or arrangements maintained by the Company with
any present or former directors, officers or employees thereof or any of their
affiliates. The Company maintains no "employee pension benefit plan" or
"employee benefit plan" as such terms are defined in Sections 3(2) and 3(3) of
the Employee Retirement Income Security Act of 1974, as amended.

            Section 2.11 Agreements and Other Rights. Schedule 2.11 hereto lists
all agreements, commitments or arrangements, whether written or oral to which
the Company is a party (the "Contracts"), copies of which have previously been
delivered to the Purchaser. The Contracts have been duly authorized and
delivered by the Company, are in full force and effect and constitute the valid
and binding obligations of the Company enforceable in accordance with their
respective terms. As to the Contracts, (1) there are no existing breaches or
defaults by any party thereunder, (2) no event, act or omission has occurred or,
as a result of the consummation of the transactions contemplated hereby, will
occur which (with or without notice, lapse of time or the happening or
occurrence of any other event) would result in a default thereunder or give
cause for termination thereof, (3) none of them will result in any material loss
to the Company upon completion or performance thereof and (4), to the knowledge
of the Sellers, none of the parties to such Contracts intends to cancel,
renegotiate or exercise or not exercise any option under any such Contract. See
notations on Schedule 2.11 for exceptions to the foregoing representations.

            Section 2.12 Entire Business; Competing Activities.

            (a) No portion of the business of the Company is conducted by the
Sellers (except in their capacities as officers and/or directors of the Company)
or any affiliate thereof and all of the assets and properties necessary for the
conduct of the business of the Company as presently conducted are exclusively
owned or leased by the Company and used by the Company and its

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customers and not by the Sellers or any of their affiliates. Schedule 2.12 sets
forth all agreements, commitments or arrangements between the Company, on the
one hand, and the Sellers or any of their affiliates, on the other hand, and all
agreements, commitments or arrangements by and among the Sellers relating to the
Company (the "Related Party Agreements").

            (b) Neither the Sellers nor any of their respective affiliates has
any direct or indirect interest, either by way of stock ownership or otherwise,
in any firm, corporation, association or business enterprise which competes with
the Company or is a supplier, client, customer or agent of, or is otherwise
engaged in the business engaged in by, the Company.

            Section 2.13 Copies of Documents. The Sellers have delivered to
Purchaser true and correct copies of all documents listed on the Schedules
hereto.

            Section 2.14 Finders' Fee. There is no investment banker, broker,
finder or other intermediary which has been retained by, or is authorized to act
on behalf of, the Sellers who might be entitled to any fee or commission from
the Purchaser, any of its affiliates or the Company upon the consummation of the
transactions contemplated by this Agreement.

            Section 2.15 Accuracy of Representations, Etc. The representations
and warranties made in this Agreement, and in any statement, certificate,
exhibit, schedule or other document furnished or made available by the Sellers
to the purchaser pursuant to this Agreement or in connection with the
transactions contemplated hereby, do not contain any statement which is false or
misleading with respect to any material fact and do not omit to state a material
fact required to be stated herein or therein or necessary in order to make the
statements contained herein or therein not materially false or misleading.

                                   ARTICLE III

                         REPRESENTATIONS AND WARRANTIES
                                OF THE PURCHASER

            The Purchaser hereby represents and warrants to the Sellers as
follows:

            Section 3.1 Corporate Standing. The Purchaser is a corporation duly
organized, validly existing and in good standing under the laws of the State of
Delaware and has the corporate power to own or lease its properties and assets
and to carry on its business as now being conducted.

            Section 3.2 Authorization, Etc. The Purchaser has full corporate
power and authority to execute and deliver this

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Agreement and to carry out the transactions contemplated hereby. The Board of
Directors of the Purchaser has duly authorized the execution and delivery of
this Agreement and the transactions contemplated hereby, and no other corporate
proceedings on the part of the Purchaser is necessary to authorize this
Agreement and the transactions contemplated hereby. This Agreement constitutes
the valid and binding obligation of the Purchaser, enforceable in accordance
with its terms. No further action, consent or approval of any person, entity or
governmental body is required by the Purchaser for the execution and delivery
of, this Agreement or the consummation of the transactions contemplated hereby.
The execution and delivery of this Agreement and the consummation of the
transactions contemplated hereby will not result in a breach of the terms or
conditions of, or constitute a default under, or violate, as the case may be,
(1) any provision of any law, regulation or ordinance, (2) the Certificate of
Incorporation or By-Laws of the Purchaser, (3) any agreement, lease, mortgage or
other instrument or undertaking, oral or written, to which the Purchaser is a
party or by which it or any of its properties or assets is or may be bound or
affected, or (4) any judgment, order, writ, injunction or decree of any court,
administrative agency or governmental body.

            Section 3.3 Purchase for Investment. The Purchaser is acquiring the
Shares for investment and not with a view to the sale or distribution thereof in
violation of the Securities Act of 1933, as amended.

            Section 3.4 Finders' Fee. There is no investment banker, broker,
finder or other intermediary which has been retained by, or is authorized to act
on behalf of, the Purchaser or any of its affiliates who might be entitled to
any fee or commission from the Sellers or any of their affiliates upon
consummation of the transactions contemplated by this Agreement.

            Section 3.5 Accuracy of Representations. The representations and
warranties made by the Purchaser in this Agreement, and in any statement,
certificate, exhibit, schedule or other document furnished or made available by
the Purchaser to the Sellers pursuant to this Agreement or in connection with
the transactions contemplated hereby, do not contain any statement which is
false or misleading with respect to any material fact and do not omit to state a
material fact required to be stated herein or therein or necessary in order to
make the statements contained herein or therein not materially false or
misleading.

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                                   ARTICLE IV

                              CLOSING DELIVERABLES

            At the Closing, the following actions took place:

            Section 4.1 Authority. The Purchaser and the Sellers, as the case
may bet, received all documents it or they may have reasonably requested
relating to the authority of each of the Sellers and the Purchaser to enter into
this Agreement and to consummate the transactions contemplated hereby.

            Section 4.2 Opinion of the Company's and Sellers' Counsel. The
Sellers delivered to the Purchaser the opinion of Russo & Baker, P.A., counsel
to the Company and the Sellers, as to certain matters covered by Article II
hereof in the form of Exhibit A hereto.

            Section 4.3 Resignations. The Purchaser received the resignations of
all directors and officers of the Company effective as of the Closing Date.

            Section 4.4 Employment Agreements. The Purchaser and each of the
Sellers entered into Employment Agreements in the form of Exhibits B-1 and B-2
hereto.

            Section 4.5 Releases. The Purchaser received releases from each of
the Sellers from all claims which the Sellers may have against the Company in
the form of Exhibit C hereto.

            Section 4.6 Consents. The Purchaser and the Sellers, as the case may
be, were furnished with appropriate evidence of the granting of all approvals,
authorizations and consents required to consummate the transactions contemplated
hereby.

            Section 4.7 Opinion of Purchaser's Counsel. The Purchaser delivered
to the Sellers the opinion of Brown Raysman & Millstein, counsel to the
Purchaser, as to certain matters covered by Article III hereof in the form of
Exhibit D hereto.

            Section 4.8 Assignment of Trademark. The Sellers and the Company
assigned to the Purchaser all of their right, title and interest in and to
certain property used by the Company pursuant to an Assignment in the form of
Exhibit E hereto.

                                    ARTICLE V

                             NATURE AND SURVIVAL OF
                         REPRESENTATIONS AND WARRANTIES

            All statements contained herein or in any certificate, schedule or
other document delivered pursuant hereto shall be

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deemed representations and warranties by the person delivering the same. All
representations and warranties shall survive the Closing and shall not be
affected by any investigation at any time made by or on behalf of the Purchaser,
on the one hand, or the Sellers, on the other hand.

                                   ARTICLE VI

                                 INDEMNIFICATION

            (a) The Sellers hereby agree to indemnify and hold harmless the
Purchaser, its affiliates and the Company from and against any liabilities or
obligations, damages, losses, claims, encumbrances, costs or expenses (including
attorneys' fees) of any nature, whether absolute, contingent or otherwise (any
or all of the foregoing herein referred to as "Loss") insofar as a Loss (or
actions in respect thereof) whether existing or accruing prior or subsequent to
the Closing Date arises out of or is based upon any misrepresentation (or
alleged misrepresentation) or breach (or alleged breach) of any of the
warranties, covenants or agreements made by the Sellers or any of them in this
Agreement or in any statement, certificate, schedule, exhibit or other document
made or delivered pursuant hereto to the Purchaser by or on behalf of the
Sellers or any of them.

            (b) The Purchaser hereby agrees to indemnify and hold harmless the
Sellers and their respective affiliates from and against Loss insofar as such
Loss (or actions in respect thereof) whether existing or accruing prior or
subsequent to the Closing Date arises out of or is based upon any
misrepresentation (or alleged misrepresentation) or breach (or alleged breach)
of any of the warranties, covenants or agreements made by the Purchaser in this
Agreement or in any statement, certificate, schedule, exhibit or other document
made or delivered pursuant hereto to the Sellers by or on behalf of the
Purchaser.

            (c) No claim for indemnification hereunder shall be valid unless
notice of the matter which may give rise to such claim is given in writing by
the Indemnitees to the persons against whom indemnification is sought (the
"Indemnitors") as soon as reasonably practicable after such Indemnitees become
aware of such claim, provided that the failure to notify the Indemnitors shall
not relieve them from any liability which they may have to the Indemnitees
otherwise than under this Article VI unless the Indemnitors shall be irreparably
prejudiced by such failure. Such notice shall state that the Indemnitors are
required to indemnify the Indemnitees for a Loss and shall specify the amount of
Loss and the relevant details thereof. If, within 60 calendar days of receipt of
such notice, the Indemnitors have not notified the Indemnitees that they object
to such claimed Loss explaining the relevant details of the reasons for

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such objection, then the Indemnitors shall be deemed to have waived any
objections to such claimed Loss.

            (d) The Indemnitors shall have the right to settle and to defend,
through counsel reasonably satisfactory to the Indemnitees at the Indemnitors'
expense, any action which may be brought in connection with all indemnifiable
matters subject to this Article VI (a "Third Party Action"). In such event, the
Indemnitees of the Loss in question and any successor thereto shall permit the
Indemnitors access to their books and records to the extent necessary for the
defense of any Third Party Action and otherwise cooperate with the Indemnitors
in connection with such action, provided that the Indemnitees shall have the
right fully to participate in such defense at their own expense. The defense by
Indemnitors of any such action shall not be deemed a waiver by the Indemnitors
of their right to assert a Dispute with respect to the responsibility of the
Indemnitors with respect to the Loss in question. The Indemnitors shall have the
right to settle or compromise any claim against the Indemnitees without the
consent of the Indemnitees provided that the terms thereof provide for the
unconditional release of the Indemnitees and require the payment of monetary
damages only. If the Indemnitors shall fail to take timely action to defend any
such action, the Indemnitees involved shall have the right to assume the defense
thereof with counsel of its choosing, at the Indemnitors' expense, and defend,
settle or otherwise dispose of such action.

            (e) Amounts payable to the Purchaser pursuant to the indemnification
provided in section (a) of this Article VI may, at the Purchaser's option, be
set off against the payments to be made by the Purchaser in accordance with
Section 1.2 hereof.

                                   ARTICLE VII

                                 NON-COMPETITION

            The Purchaser agrees that it will not develop, directly or
indirectly, any assets having a functionality that is substantially similar to
those assets of the Company that are currently operational or are foreseeable
extensions or enhancements of currently operational programs, unless the
development of such assets will not have any adverse effect on the Purchase
Price Payments. The Purchaser further agrees that, in the event (a) Purchaser
sells or otherwise transfers the System or the controlling shares of the Company
to a third party, (i) the Purchaser will not, for a period of two (2) years
after such sale or transfer, directly or indirectly, engage in the same or
similar programs as are presently produced by the Company or that would be
considered competition for the same customers, and (ii) such third party shall
agree to be bound by all of the terms and conditions of this Agreement or (b)
Purchaser grants a security interest in the System to any third party, Purchaser
shall

                                     - 13 -
<PAGE>   14

require such third party to agree that its security interest in the System is
subject to the terms and conditions of this Agreement.

                                  ARTICLE VIII

                                  MISCELLANEOUS

            Section 8.1 Governing Law; Jurisdiction. This Agreement shall be
governed by and construed in accordance with the laws of the State of New York
(without giving effect to conflicts of law).

            Section 8.2 Headings and Captions. The headings and captions
contained in this Agreement are for reference purposes only and shall not affect
the meaning or interpretation of this Agreement.

            Section 8.3 Counterparts. This Agreement may be executed in
counterparts, each of which shall be deemed to be an original but all of which
together shall constitute but one and the same instrument.

            Section 8.4 Entire Agreement. This Agreement, including all Exhibits
and Schedules, constitutes the entire understanding among the parties with
respect to the subject matter hereof, superseding all negotiations, prior
discussions and preliminary agreements made prior to the date hereof.

            Section 8.5 Assignment. This Agreement shall not be assignable by
any party hereto; provided, however, that the Purchaser may assign its rights
hereunder to any entity which acquires all or substantially all of its capital
stock or assets, provided such assignee agrees to be bound by all of the terms
and conditions of this Agreement, and Sellers may assign all of their right,
title and interest in and to the Purchase Price Payment.

            Section 8.6 Separability. If any section, subsection or provision of
this Agreement, or the application of such section, subsection or provision, is
held invalid, the remainder of this Agreement and the application of such
section, subsection or provision to persons or circumstances other than those to
which it is held invalid shall not be affected thereby.

            Section 8.7 Notices. All notices, consents or other communications
required or permitted to be given by any party hereunder shall be in writing
(including telecopy or similar writing) and shall be given by delivery or by
certified or registered mail, postage prepaid, as follows:

                                     - 14 -
<PAGE>   15

            (a)   If to Sellers, to them at:

                  Mr. Michael J. Pryslak
                  10850 SW 42nd Street
                  Miami, Florida 33165
                  Telecopy: 305-223-5671

                  Mr. Dennis M. Roland
                  2020 South Fairplay Street
                  Aurora, Colorado 80014-4526
                  Telecopy: 303-369-8791

                  With a copy to:

                  Edmund P. Russo, Esq.
                  Russo & Baker, P.A.
                  4675 Ponce de Leon Blvd, Suite 301
                  Coral Gables, Florida 33146
                  Telecopy: (305) 665-4011

            (b)   If to Purchaser, to it at:

                  1315 Washington Blvd.
                  Stamford, Connecticut 06902
                  Attn: Mr. Robert M. Unnold
                  Telecopy: 800-554-9157

                  With a copy to:

                  Brown Raysman & Millstein
                  120 West 45th Street
                  New York, New York 10036
                  Attn: Michael Hirschberg, Esq.
                  Telecopy: (212) 840-2429

or at such other address or telecopy number (or other similar number) as any
party may from time to time specify to the other parties hereto. Any notice,
consent or other communication required or permitted to be given hereunder shall
be deemed to have been given on the date of mailing, personal delivery or
telecopy (provided the appropriate answerback is received) thereof and shall be
conclusively presumed to have been received on the second business day following
the date of mailing or, in the case of personal delivery, the actual day of
personal delivery thereof, or, in the case of telecopy delivery, when such
telecopy is transmitted, except that a change of address shall not be effective
until actually received.

            Section 8.8 Costs. Except as provided in Article VI and Section 8.13
hereof, each party will pay its own costs and

                                     - 15 -
<PAGE>   16

expenses involved in carrying out the transactions contemplated by this
Agreement.

            Section 8.9 Waiver. Waiver by any of the parties of any term,
provision or condition of this Agreement shall not be construed to be a waiver
of any other term, provision or condition. Failure or delay by any party to
require performance of any provision of this Agreement will not affect or impair
such party's right to require full performance of such provision at any time
thereafter.

            Section 8.10 Exhibits and Schedules. The Exhibits and Schedules are
part of this Agreement as if set forth fully herein.

            Section 8.11 Amendment. This Agreement may not be amended except by
an instrument in writing signed by or on behalf of the parties hereto.

            Section 8.12 Further Assurances. Subject to the terms and conditions
of this Agreement, each of the parties hereto will use all reasonable efforts to
take, or cause to be taken, all action, and to do, or cause to be done, all
things necessary, proper or advisable, under applicable laws and regulations or
otherwise, to fulfill its or his obligations under this Agreement and to
consummate the transaction's contemplated by this Agreement.

            Section 8.13 Attorneys' Fees. In the event of any litigation
hereunder, the prevailing party shall be entitled to recover the reasonable
attorneys' fees and other costs incident to such litigation, including appeals,
from the losing party.

            IN WITNESS WHEREOF, the parties hereto have duly executed this
Agreement as of the date first written above.

                                    INTELLIGENT INFORMATION INCORPORATED

                                    By: /s/ Robert M. Unnold
                                        ----------------------------
                                        Robert M. Unnold
                                        Chief Executive Officer

                                        /s/ Michael J. Pryslak
                                        ----------------------------
                                        Michael J. Pryslak

                                        /s/ Dennis M. Roland
                                        ----------------------------
                                        Dennis M. Roland

                                     - 16 -
<PAGE>   17

      Schedule 1.2
      Allocation of Purchase Price Payments

      The Sellers agree that at the date of this Agreement, the Company owes Mr.
      Pryslak $47,484.62 and Mr. Roland owes the Company $31,389.20.

      The Sellers agree to waive this net liability to the Company and the
      Purchaser agrees to allocate the Purchase Price Payments as follows:

      Of the first $157,748.00 of Purchase Price Payments, Mr. Pryslak will
      receive $0.75 and Mr. Roland will receive $0.25 of each $1.00 due, then
      for all additional Purchase Price Payments, Mr. Pryslak will receive $0.50
      and Mr. Roland will receive $0.50 of each $1.00 due.
<PAGE>   18

      Schedule 2.1
      Standing

      The Company failed to file a biannual report with the Secretary of State
      of Colorado which was due on February 1, 1992 and is now suspended. To
      bring the Company back to "good" standing, a corporate report must be
      filed with the Secretary of State of Colorado. On February 18, 1992 the
      biannual report was mailed with the required $125.00 fee to the Secretary
      of State of Colorado. The Sellers shall pay or reimburse the Purchasers
      for all costs and expenses incurred in connection with restoring the good
      corporate status of the Company.
<PAGE>   19

      Schedule 2.4
      Property and Assets

      Hollywood Federal Bank Account 751475
      Balance at time of Closing: $20.00

      Blank checks numbered 101 through 112 and __________ through 412.

      Novell Btrieve Database Management Software Library
      CXL Interface Software Library
      Greenleaf Serial Communications Software Library
      Microsoft C Compiler Software Version 6.0

      Business files and corporate minutes and stock transfer books including
      various records and correspondence.

      See also Proprietary Property set forth on Schedule 2.7 and Contracts set
      forth on Schedule 2.11.
<PAGE>   20

      Schedule 2.5
      Liabilities

      As of November 22, 1991, Mr. Thomas M. Vockrodt, 13900 East Harvard
      Avenue, Suite 212, Aurora, Colorado 80014 claimed that Quotes Plus owed
      $985.12 for unspecified legal services. The Sellers shall remain liable
      for this amount and shall pay or reimburse the Company for all costs and
      expenses incurred in connection with the foregoing.
<PAGE>   21

Schedule 2.7
Proprietary Property

Copyrighted Quote Alert Computer Program (Quote Alert Software or QAS). The QAS
was written by Mr. Pryslak in the "C" computer language and is compiled with the
Microsoft C Compiler, Version 6.0. The QAS source code is provided on computer
diskettes along with object code for the following commercial software libraries
which are used by the QAS to perform certain functions:

      Novell Btrieve Database Manager
      CXL Interface Library
      Greenleaf Serial Communications Library
      PC Quote DBAX Application Program Interface Software

Intelligent Information Incorporated has been using the Quote Alert software
under a Quote Alert Service Agreement since August 1, 1991. Currently there are
no known defects in the Quote Alert software.

The functions and use of the software are described in the Quote Alert System
User's Guide dated October 1, 1990. While the QAS is intended to provide highly
specialized functions relating to monitoring real-time financial data and
sending such data to radio pagers, there are several known limitations of the
QAS which apply to these specialized functions. These known limitations are:

      1. The QAS can only be used with a single user interface. That means only
      one person and one computer can be used to operate the system. To upgrade
      the system to support simultaneous multiple users the software must be
      modified to operate in a multi-user environment and additional equipment
      must be added. The Novell Btrieve database management system was selected
      for the QAS to more easily develop a multi-user interface on a Novell
      Local Area Network.

      2. The QAS can only dial out to one paging company computer at one time.
      To upgrade the system to support simultaneous calling to multiple paging
      company computers will require changing the logic of the out-dialing
      portion of the software and the addition of multi-channel equipment in the
      system computer.

      3. The QAS software is limited in the total number of Watched Items as
      bound by conventional computer memory. A Watched Item is either an item
      for a Price Alert or an item for a Volume Alert. For example, the stock
      IBM is an item. Each time a new item is added to the system, conventional
      computer memory is utilized. Adding an additional Price or Volume Alert
      for an item already being watched does not require additional
<PAGE>   22

      memory, so no additional memory resource is required when a second
      customer desires to monitor IBM. This limitation can be upgraded to be
      bound by "Expanded" computer memory with software changes and hardware
      additions. it is estimated that the QAS can support approximately 1,100
      Watched Items before use of Expanded computer memory is necessary.

      4. The number of customer records, including the number of customers, the
      number of Price Alerts, the number of Timed Quotes and the number of
      volume Alerts, is limited only by the disk storage capacity of the system
      computer.

      5. The QAS can only transfer messages to paging system computers that are
      "hard coded" into the computer program. This means that the addition or
      modification of the parameters associated with transferring messages to a
      paging company computer requires changing the source code of the program
      and recompiling the program. This limitation can be removed by changing
      the logic of the program to store paging company parameters in disk files
      instead of computer program memory.

      6. The QAS is limited to accessing real-time financial data provided
      through PC Quote's DBAX Application Program Interface, which includes
      software, security hardware and monthly service of a continuous stream of
      data. To access data from additional sources would require significant
      system changes.

      7. The QAS requires an uninterrupted power source.

The Sellers represent and warrant that neither the Quote Alert System User's
Guide nor any document provided to or statements made to any person are
inconsistent with the foregoing limitations.

Pending Trademark/Service Mark for the mark "QUOTE ALERT". Mr. Pryslak filed an
application for a trademark for the term "QUOTE ALERT" on October 18, 1990 with
the U.S. Department of Commerce, Patent and Trademark Office, Washington D.C.
20231. The application was assigned Serial Number 74/108661 on October 24, 1990.
Mr. Gerald Seegars is the Examining Trademark Attorney in Law Office 6,
telephone number 703 308-1031. On September 23, 1991 Mr. Seegars filed an
"Examiner's Amendment" to the application to modify the international class the
mark would be registered under. By executing this Stock Purchase Agreement, Mr.
Pryslak assigns his rights to the "QUOTE ALERT" trademark application to the
Purchaser, Intelligent Information Incorporated.
<PAGE>   23

March 20, 1990
Quote Alert System Copyright Form TX
Registration Number TX 2-787-062
<PAGE>   24

Schedule 2.11
Agreements and Other Rights

March 20, 1990

License Agreement between Quotes Plus, Inc. and Page America of New York, Inc.

This Agreement provides Page America with a license to use the Quote Alert
software in the New York and Chicago areas. Page America has never paid Monthly
Per Subscriber Fees (Section 8) or Monthly Maintenance Fees (Section 9). Page
America has provided payment of the Lifetime License Fee (Section 10) and
Installation and Training Costs (Section 11). No notices have been sent to or
received from Page America regarding this Agreement. Contact Mr. Steve Sinn,
201 342-6676.

March 26, 1990

Confidential Information Agreement between Mr. Timothy J. Pusieko and Quotes
Plus, Inc.

Mr. Pusieko was considered for a marketing position. Contact Mr. Timothy J.
Pusieko, 404 978-1254 or 800 800- 3638.

March 26, 1990

Novell, Runtime License Agreement

This Agreement provides Quotes Plus with authority to use Novell software within
its Quote Alert computer programs.

August 13, 1990

Service Facilitator Agreement between PC Quote, Inc. and Quotes Plus, Inc.

This Agreement gives QPI the ability to distribute Market Data through its Quote
Alert software technology. PC Quote has agreements with various stock markets
and financial exchanges to distribute Market Data for various purposes. This
Service Facilitator Agreement provides Quotes Plus authority to further
distribute Market Data through its applications. Included as Exhibit C is a
Joint Marketing Agreement between PC Quote, Inc. and Quotes Plus, Inc. This
Joint Marketing Agreement provides per-subscriber monthly royalties from Quotes
Plus, Inc. to PC Quote, Inc. and per-system monthly royalties from PC Quote,
Inc. to Quotes Plus, Inc. Contact Mr. Jay Keller, 312 786-5400 or 800 225-5657.
<PAGE>   25

August 16, 1990

Copies of sections of agreements between PC Quote, Inc. and the New York Stock
Exchange authorizing a Pilot Test of the Quote Alert service. These documents
describe test of the Quote Alert service using Market Data from the Consolidated
Tape Association exchanges, including the New York Stock Exchange and the
American Stock Exchange. The Pilot Test program is scheduled to end on August 1,
1992. Contact Mr. John F. Cipriano, New York Stock Exchange, 212 656-2052 and
Mr. Charles H. Faurot, American Stock Exchange, 212 306-1340.

August 30, 1990

Non-Disclosure Agreement between Motorola, Inc. and Quotes Plus, Inc. QPI fully
disclosed its business plans and financial information monitoring application to
Motorola. Contact Mr. Jim Page, 407 364-2776.

October 1, 1990

Licensing Agreement between USA Mobile Communications, Inc. and Quotes Plus,
Inc.

USA Mobile used the Quote Alert system for the one year term. USA Mobile is
currently not using the system and has an outstanding balance owed to Quotes
Plus of $1,410.00 as of February 10, 1992. No notices have been sent to or
received from USA Mobile regarding this Agreement. Contact Mr. Stan Sech, 513
489-0122.

December 7, 1990

Copy of letter from NASDAQ Stock Market to PC Quote, Inc. authorizing use of
NASDAQ Market Data on Quote Alert service. Contact Ms. Anne Pittman Durand, 301
590-6526.

March 19, 1991

Non-Written Understanding between SkyTel, NASDAQ Stock Market and Quotes Plus,
Inc.

A service test began in the Spring of 1991 offering officers of NASDAQ-listed
companies SkyTel paging services with Quote Alert service. Originally, NASDAQ
was prepared to buy services from SkyTel and Quotes Plus and provide these
services to NASDAQ-listed companies. No formal agreements exist. Contact Mr.
Chris Ritter, SkyTel, 212 351-2333 or 800 759-6344 and Ms. Barbara Sweeney,
NASDAQ, 202 728-8016.
<PAGE>   26

March 25, 1991

Non-Written Understanding between The National Dispatch Center (NDC) and Quotes
Plus, Inc.

Quotes Plus and NDC have agreed to offer the Quote Alert service under NDC's
name STOCKMASTER for an equal sharing of profits. No written agreements have yet
been proposed and no funds have been exchanged. Quotes Plus has been providing
service to NDC (including service to customers of NDC) on a demonstration basis
since early 1991. Contact Mr. John MacLeod, 619 481-9500 or 800 800-8449.

April 29, 1991

Copy of Agreement between PC Quote, Inc. and the Options Price Reporting
Authority (OPRA).

This Agreement provides authorization for PC Quote to allow Quotes Plus to
distribute OPRA Market Data through the Quote Alert system for a monthly
per-subscriber fee. See the Federal Register, Volume 56, No. 104, May 30, 1991,
Notices, Page 24434, Release No. 34-29214, File No. s7-8-90. Contact Mr. Joseph
P. Corrigan, 312 786-7190.

June 1, 1991

Service Agreement between Forsythe Communications, Inc. and Quotes Plus, Inc.

Forsythe is not using the Quote Alert service.

August 1, 1991

Service Agreement between Intelligent Information Incorporated and Quotes Plus,
Inc.

December 9, 1991

Pending agreement between PC Quote, Inc. and the Toronto Stock Exchange to allow
all Canadian Market Data to be distributed on the Quote Alert service. Contact
Mr. Robert A. Moores, 416 947-4456.
<PAGE>   27

Schedule 2.12

Entire Business; Competing Activities

Schedule of Assets owned by Sellers and used for the Company. The depreciated
value of these Assets were. transferred from the Company's books effective
February 29, 1992 as credit against the net outstanding loan from the Company to
the Sellers. While employed by III, the Sellers will continue to use these
Assets for the benefit of III.

Pryslak's Assets:                                                Value

      Furniture                                                  97.19
      Folding Table                                               8.48
      Filing Cabinet                                             16.40
      Printer EXP420                                             37.22
      Epson Equity II+ Computer                                 486.24
      Telephones                                                 58.43
      Hewlett Packard LaserJet IIP Printer                      286.53
      MIT 386-25 Computer                                      1146.56
      Answering Machine                                          34.44
      Everex 2400 Baud Modem                                     76.05
      Compaq LTE/286 Model 20 Computer                         1349.04
      2 GTE Telephones                                          171.50
      Tripp Lite UPS                                            174.19

Roland's Assets:                                                 Value

      Furniture                                                  97.19
      Target Computer Monitor                                    22.72

Mr. Pryslak is an Officer and equity partner in The Wright Agency, Inc., a
Florida Corporation that provides telecommunications consulting and sales
services to small businesses. Quotes Plus, Inc. uses long distance telephone
service from Fairfield County Telephone Company and The Wright Agency receives
commissions from Fairfield County Telephone Company for Quotes Plus' use of such
services.
<PAGE>   28

                                    EXHIBIT A

                                                               February __, 1992

Intelligent Information Incorporated
1315 Washington Blvd.
Stamford, Connecticut 06902

            Re:   Stock Purchase Agreement by and among Intelligent Information
                  Incorporated, Michael J. Pryslak and Dennis M. Roland

Dear Sirs:

            We are counsel to Quotes, Plus. . ., Inc., a Colorado corporation
("QPI"), and Michael J. Pryslak and Dennis M. Roland (the "Sellers") in
connection with that certain Stock Purchase Agreement (the "Agreement") dated
February __, 1992 by and among Intelligent Information Incorporated ("III") and
the Sellers, and in connection with the consummation of the transactions
contemplated by the Agreement.

            In so acting and as a basis for the opinions expressed below, we
have examined executed copies of the Agreement and the documents delivered in
connection with the Agreement (the "Documents"), certified copies of the
Certificate of Incorporation and By-Laws of QPI, minutes of the meetings of the
Board of Directors and stockholders of QPI and original or photostatic copies of
such other records and other documents as we have deemed relevant and necessary
for the opinions hereinafter set forth. In such examination, we have assumed the
genuineness of all signatures, the authenticity of all documents submitted to us
as originals and the conformity to original documents of all documents submitted
to us as certified or photostatic copies. As to various questions of fact
material to such opinions, we have relied upon certificates of the Sellers and
officers of QPI and certificates of public officials of the States of Colorado
and Florida.

            For purposes of the opinions expressed below, we have assumed that
III has all requisite power and authority and has taken all necessary action to
authorize, execute and deliver the Agreement and to consummate the transactions
contemplated thereby.
<PAGE>   29

Intelligent Information                -2-                     February __, 1992
  Incorporated

            Terms which are not otherwise defined herein have the respective
meanings ascribed to them in the Agreement.

            Based upon and subject to the foregoing, we are of the opinion that:

            (1) QPI is a corporation duly organized, validly existing and in
good standing under the laws of the State of Colorado. QPI has the corporate
power to own or lease its properties and assets and to carry on its business as
now conducted. QPI is duly qualified to transact business, and is in good
standing, as a foreign corporation in the State of Florida.

            (2) QPI has authorized capital stock consisting of one thousand
(1,000) shares of Common Stock, no par value, of which one hundred (100) Shares
are issued and outstanding as of the date hereof. All of such issued and
outstanding Shares have been duly authorized and validly issued, are fully paid
and nonassessable and have not been issued in violation of any preemptive
rights. There are no commitments, plans or arrangements to issue or sell, and no
outstanding options, warrants, convertible securities or other rights calling
for the issuance of, additional shares of authorized but unissued, unauthorized
or treasury shares of the capital stock or other equity securities of QPI.

            (3) Each of the Sellers is the record and beneficial owner of fifty
(50) Shares of QPI, free and clear of any Lien. None of such Shares is the
subject of any voting trust agreement or other agreement relating to the voting
thereof or restricting in any way the sale or transfer thereof. Each of the
Sellers has full right and authority to transfer such Shares pursuant to the
terms of this Agreement.

            (4) Each of the Sellers is of full age and has the legal capacity to
execute and deliver the Agreement and the Documents and to carry out the
transactions contemplated thereby. The Agreement and the Documents have been
duly executed and delivered by each of the Sellers and constitute the valid and
binding obligations of each of the Sellers enforceable against the Sellers in
accordance with their respective terms, except to the extent that such
enforcement may be limited by any applicable bankruptcy, reorganization,
insolvency and other similar laws affecting the enforcement of creditors' rights
generally and except as such terms may be limited by the application of such
general principles of equity as a court with proper jurisdiction may apply.

            (5) The execution, delivery and performance of the Agreement and the
Documents and the consummation of the transactions contemplated thereby will not
result in a breach in the
<PAGE>   30

Intelligent Information                -3-                     February __, 1992
  Incorporated

terms or conditions of, or constitute a default under, or violate, as the case
may be: (a) any provision of any law, regulation or ordinance, (b) the
Certificate of Incorporation or By-Laws of QPI, (c) any agreement, lease,
mortgage or other instrument or undertaking, oral or written, of which we are
aware, to which QPI or either of the Sellers is a party or by which any of them
or any of their respective properties or assets is or may be bound or affected
or (d) any judgment, order, writ, injunction or decree of any court,
administrative agency or governmental body.

            (6) The execution and delivery by the Sellers of the Agreement and
the Documents and the consummation of the transactions contemplated thereby
require no further action, consent or approval of any person or entity.

            (7) There is no pending or, to the best of our knowledge, threatened
legal, administrative, arbitration or other proceeding or governmental
investigation which could affect QPI or the Sellers or the transactions
contemplated by the Agreement. Neither QPI nor either of the Sellers is subject
to any, and there is no outstanding, judgment, award, order, writ, injunction or
decree of any court, administrative agency, governmental body or arbitration
tribunal relating to QPI or the Sellers.

            (8) To the best of our knowledge, QPI is not in violation or breach
of any, and the business and operations of QPI comply in all material respects
and are being conducted in accordance with all, governing laws, regulations and
ordinances applicable thereto, Federal, state, local or foreign, and QPI is not
in violation of or in default under, any judgment, award, order, writ,
injunction or decree of any court, administrative agency, governmental body or
arbitration tribunal.

                                       Very truly yours,

                                       Russo & Baker, P.A.
<PAGE>   31

                                   EXHIBIT B-1

                              EMPLOYMENT AGREEMENT

            AGREEMENT dated this ____ day of February, 1992, by and between
INTELLIGENT INFORMATION INCORPORATED, a Delaware corporation with principal
executive offices at 1315 Washington Blvd., Stamford, Connecticut 06902 ("III"),
and DENNIS H. ROLAND, residing at 2020 South Fairplay Street, Aurora, Colorado
80014-4526 ("Employee").

                              W I T N E S S E T H :

            III is desirous of employing Employee, and Employee is desirous of
being employed by III, all upon the terms and subject to the conditions
hereinafter provided.

            NOW, THEREFORE, in consideration of the mutual covenants and
agreements herein contained, the parties hereto, intending to be legally bound,
agree as follows:

            1. Employment. III agrees to employ Employee, and Employee agrees to
be employed by III, upon the terms and subject to the conditions of this
Agreement.

            2. Term. The employment of Employee by III as provided in Section 1
will be for a period of one (1) year commencing on the date hereof, unless
sooner terminated as hereinafter provided (the "Term"), and shall automatically
renew from year to year thereafter unless either party gives at least sixty (60)
days prior written notice of termination.

            3. Duties; Best Efforts. Employee shall be responsible for creating
and improving paging company contracts for equipment and air time in support of
the delivery nationwide of the Quote Alert Service owned by III's wholly-owned
subsidiary Quotes Plus..., Inc. ("QPI") and shall perform such other duties and
responsibilities in reasonable support of the goals of III which may be assigned
to him from time to time by the Chief Executive Officer of III. Employee shall
devote substantially all of his business time, attention and energies to the
business and affairs of III, shall use his best efforts to advance the best
interests of III and shall not during the Term be actively engaged in any other
business activity in any way to the detriment of III, whether or not such
business activity is pursued for gain, profit or other pecuniary advantage.

            4. Compensation.

            (a) Base Salary. III shall pay to Employee a base salary (the "Base
Salary") at a rate of $42,000 per annum, payable in equal semi-monthly
installments during the Term.
<PAGE>   32

            (b) Out-of-Pocket-Expenses. III shall promptly pay to Employee the
reasonable expenses incurred by him in the performance of his duties hereunder,
including, without limitation, those incurred in connection with business
related travel or entertainment, or, if such expenses are paid directly by
Employee, shall promptly reimburse him for such payment, provided that Employee
properly accounts therefor.

            (c) Participation in Benefit Plans. Employee shall be entitled to
participate in or receive benefits under any pension plan, profit sharing plan,
health and accident plan or any other employee benefit plan or arrangement made
available by III to its employees, with the minimum being a paid family health
plan.

            (d) Vacation. Employee shall be entitled to two (2) weeks paid
vacation days during the Term, prorated in the event Employee is employed
hereunder for less than an entire year in accordance with the number of days in
such year during which he is so employed. Employee shall also be entitled to all
paid holidays given by III to its employees.

            (e) Bonus. Employee shall receive a bonus of $4,500 for securing the
extension of the ongoing pilot programs with the New York Stock Exchange, the
American Stock Exchange, the National Association of Securities Dealers, Inc.
and the Options Price Reporting Authority, of which $2,700 has been paid on the
date hereof and $l,800 shall be paid on March 27, 1992. In the event that such
pilot programs are not extended, then the amount of the bonus shall be set off
from the amounts payable to Employee pursuant to Section 1.2 of that certain
Stock Purchase Agreement dated the date hereof by and among III, Employee and
Michael J. Pryslak.

            5. Termination. Employee's employment hereunder shall be terminated
upon Employee's death and may be terminated as follows:

            (a) In the event that Employee hereafter (i) shall fail to comply
with any of the material terms of this Agreement, (ii) shall fail to perform his
duties hereunder, (iii) shall disregard policy directions from the President or
the Board of Directors of III, (iv) shall engage, in his capacity as an employee
of III, in gross misconduct injurious to III or (v) shall be convicted of a
crime involving moral turpitude.

            (b) Upon not less than thirty (30) days' written notice in the event
that (i) Employee shall have become so incapacitated as to be unable to resume
within the ensuing six (6) months his employment hereunder by reason of physical
or mental illness or injury or (ii) Employee shall not have substantially
performed his duties hereunder for three (3) consecutive

                                       -2-
<PAGE>   33

months by reason of any such physical or mental illness or injury.

            If Employee disputes any termination pursuant to this Section 5,
either Employee or III may seek to have such dispute adjudicated by arbitration
in accordance with the then existing rules of the American Arbitration
Association.

            6. Covenant Regarding Inventions and Copyrights. Employee shall
disclose promptly to III any and all inventions, discoveries, improvements and
patentable or copyrightable works initiated, conceived or made by him, either
alone or in conjunction with others, during the Term and related to the business
or activities of III, and he assigns all of his interest therein to III or its
nominee; whenever requested to do so by III, Employee shall execute any and all
applications, assignments or other instruments which III shall deem necessary to
apply for and obtain letters patent or copyrights of the United States or any
foreign country, or otherwise protect III's interest therein. These obligations
shall continue beyond the conclusion of the Term with respect to inventions,
discoveries, improvements or copyrightable works initiated, conceived or made by
Employee during the Term and shall be binding upon Employee's assigns,
executors, administrators and other legal representatives.

            7. Protection of Confidential Information. Employee acknowledges
that he has been and will be provided with information about, and his employment
by III will, throughout the Term, bring him into close contact with, many
confidential affairs of III, including proprietary information about costs,
profits, markets, sales, products, key personnel, pricing policies, operational
methods, technical processes and other business affairs and methods, plans for
future developments and other information not readily available to the public,
all of which are highly confidential and proprietary and all of which were
developed by III at great effort and expense. Employee further acknowledges that
the services to be performed by him under this Agreement are of a special,
unique, unusual, extraordinary and intellectual character, that the business of
III will be conducted throughout the world (the "Territory"), that its products
will be marketed throughout the Territory, that III competes and will compete in
nearly all of its business activities with other organizations which are located
in nearly any part of the Territory and that the nature of the relationship of
Employee with III is such that Employee is capable of competing with III from
nearly any location in the Territory. In recognition of the foregoing, Employee
covenants and agrees:

                  (i) That he will keep secret all confidential matters of III
and not disclose them to anyone outside of III, either during or after the Term,
except with III's prior written consent;

                                       -3-
<PAGE>   34

                  (ii) That he will not make use of any of such confidential
matters for his own purposes or the benefit of anyone other than III; and

                  (iii) That he will deliver promptly to III on termination of
this Agreement, or at any time III may so request, all confidential memoranda,
notes, records, reports and other confidential documents (and all copies
thereof) relating to the business of III, which he may then possess or have
under his control.

            8. Restriction on Competition. In recognition of the considerations
described in Section 7 hereof and that the following covenant is a specific
condition for the purchase by III of all of the shares of the capital stock of
QPI owned by Employee, Employee covenants and agrees that, during the Term and
for a period of two (2) years thereafter, Employee will not, directly or
indirectly, (A) enter into the employ of, or render any services to, any person,
firm or corporation engaged in any business competitive with the business of III
or QPI in any part of the Territory in which III or QPI is actively engaged, or
proposes to engage, in business on the date of termination; (B) engage in any
such business for his own account; (C) become interested in any such business as
an individual, partner, shareholder, creditor, director, officer, principal,
agent, employee, trustee, consultant, advisor, franchisee or in any other
relationship or capacity; (D) contact or solicit, or attempt to contact or
solicit, any person, business or enterprise which has been contacted, orally or
in writing, by III or QPI as a potential customer on or prior to the date of
termination; or (E) hire, subcontract, employ or engage, or contact or solicit,
or attempt to contact or solicit, for the purpose of hiring, contracting,
employing or engaging, any person or entity who was an employee or subcontractor
of III or QPI on or prior to the date of termination; provided, however, that
(x) the provisions of clause (A) shall not be deemed to preclude Employee from
engagement by a corporation some of the activities of which are competitive with
the business of III or QPI if Employee's engagement does not relate, directly or
indirectly, to such competitive business and (y) nothing contained in this
Section 8 shall be deemed to prohibit Employee from acquiring or holding, solely
for investment, publicly traded securities of any corporation some of the
activities of which are competitive with the business of III so long as such
securities do not, in the aggregate, constitute more than 2% of any class or
series of outstanding securities of such corporation. Notwithstanding the
foregoing, in the event III commits a material breach of its obligations under
this Agreement and its obligations to make the payments specified in Section 1.2
of that certain Stock Purchase Agreement dated February __, 1992 by and among
III, Employee and Michael J. Pryslak, the restrictions set forth in this Section
8 shall terminate.

                                       -4-
<PAGE>   35

            9. Specific Remedies. If Employee commits a breach of any of the
provisions of Sections 6, 7 or 8 hereof, such violation shall be deemed to be
grounds for termination pursuant to Section 5(a) hereof and III shall have (i)
the right to have such provisions specifically enforced by any court having
equity jurisdiction, it being acknowledged and agreed that any such breach will
cause irreparable injury to III and that money damages will not provide an
adequate remedy to III, and (ii) the right to require Employee to account for
and pay over to III all compensation, profits, monies, accruals, increments and
other benefits (collectively "Benefits") derived or received by Employee as a
result of any transaction constituting a breach of any of the provisions of
Sections 6, 7 or 8, and Employee hereby agrees to account for and pay over such
Benefits to III.

            10. Independence, Severability and Non-Exclusivity. Each of the
rights enumerated in Sections 6, 7 or 8 hereof and the remedies enumerated in
Section 9 hereof shall be independent of the others and shall be in addition to
and not in lieu of any other rights and remedies available to III at law or in
equity. If any of the covenants contained in Sections 6, 7 or 8, or any part of
any of them, is hereafter construed or adjudicated to be invalid or
unenforceable, the same shall not affect the remainder of the covenant or
covenants or rights or remedies which shall be given full effect without regard
to the invalid portions. The parties intend to and do hereby confer jurisdiction
to enforce the covenants contained in Sections 6, 7 or 8 and the remedies
enumerated in Section 9 upon the courts of any state of the United States and
any other governmental jurisdiction within the geographical scope of such
covenants. If any of the covenants contained in Sections 6, 7 or 8 is held to be
invalid or unenforceable because of the duration of such provision or the area
covered thereby, the parties agree that the court making such determination
shall have the power to reduce the duration and/or area of such provision and in
its reduced form said provision shall then be enforceable. No such holding of
invalidity or unenforceability in one jurisdiction shall bar or in any way
affect III's right to the relief provided in Section 9 or otherwise in the
courts of any other state or jurisdiction within the geographical scope of such
covenants as to breaches of such covenants in such other respective states or
jurisdictions, such covenants being, for this purpose, severable into diverse
and independent covenants.

            11. Successors; Binding Agreement. This Agreement shall be binding
upon and inure to the benefit of, and be enforceable by, the parties hereto and
their respective personal or legal representatives, executors, administrators,
administrators cta, heirs, distributees, devisees, legatees, successors and
assigns.

                                       -5-
<PAGE>   36

            12. Notices. All notices, consents or other communications required
or permitted to be given by any party hereunder shall be in writing (including
telecopy or other similar writing) and shall be given by personal delivery,
certified or registered mail, postage prepaid, or telecopy (or other similar
writing) as follows:

            To III:

                        1315 Washington Blvd.
                        Stamford, Connecticut
                        Attn: Mr. Robert N. Unnold
                              Chief Executive Officer
                        Telecopy: 800-554-9157

            With a copy to:

                        Brown Raysman & Millstein
                        120 West 45th Street
                        New York, New York 10036
                        Attn: Michael Hirschberg, Esq.
                        Telecopy: 212-840-2429

            To Employee:

                        2020 South Fairplay Street
                        Aurora, Colorado 80014-4526
                        Telecopy: 303-369-8791

            With a copy to:

                        T. Michael Carrington, Esq.
                        3201 South Tamarac Drive, Suite 204
                        Denver, Colorado 80231
                        Telecopy: 303-745-1585

or at such other address or telecopy number (or other similar number) as either
party may from time to time specify to the other. Any notice, consent or other
communication required or permitted to be given hereunder shall have been deemed
to be given on the date of mailing, personal delivery or telecopy or other
similar means (provided the appropriate answerback is received) thereof and
shall be conclusively presumed to have been received on the second business day
following the date of mailing or, in the case of personal delivery or telecopy
or other similar means, the day of delivery thereof, except that a change of
address shall not be effective until actually received.

            13. Modifications and Waivers. No term, provision or condition of
this Agreement may be modified or discharged unless such modification or
discharge is authorized by the Board of Directors of III and is agreed to in
writing and signed by

                                       -6-
<PAGE>   37

Employee. No waiver by either party hereto of any breach by the other party
hereto of any term, provision or condition of this Agreement to be performed by
such other party shall be deemed a waiver of similar or dissimilar provisions or
conditions at the same or at any prior or subsequent time.

            14. Entire Agreement. This Agreement constitutes the entire
understanding between the parties hereto relating to the subject matter hereof,
superseding all negotiations, prior discussions, preliminary agreements and
agreements relating to the subject matter hereof made prior to the date hereof.

            15. Law Governing. Except as otherwise explicitly noted, this
Agreement shall be governed by and construed in accordance with the laws of the
State of New York (without giving effect to conflicts of law).

            16. Invalidity. Except as otherwise specified herein, the invalidity
or unenforceability of any term or terms of this Agreement shall not invalidate,
make unenforceable or otherwise affect any other term of this Agreement which
shall remain in full force and effect.

            17. Headings. The headings contained in this Agreement are for
reference purposes only and shall not affect the meaning or interpretation of
this Agreement.

            18. Attorneys' Fees. In the event of any litigation hereunder, the
prevailing party shall be entitled to recover the reasonable attorneys' fees and
other costs incident to such litigation, including appeals, from the losing
party.

            19. Counterparts. This Agreement may be executed in counterparts,
each of which shall be deemed to be an original but all of which together shall
constitute but one and the same instrument.

            IN WITNESS WHEREOF, the parties hereto have executed this Agreement
on the day and year set forth above.

                                       INTELLIGENT INFORMATION INCORPORATED

                                       By: _____________________________________
     `                                         Robert M. Unnold
                                               Chief Executive Officer

                                               _________________________________
                                               Dennis M. Roland

                                       -7-
<PAGE>   38

                                   EXHIBIT B-2

                              EMPLOYMENT AGREEMENT

            AGREEMENT dated this ____ day of February, 1992, by and between
INTELLIGENT INFORMATION INCORPORATED, a Delaware corporation with principal
executive offices at 1315 Washington Blvd., Stamford, Connecticut 06902 ("III"),
and MICHAEL J. PRYSLAK, residing at 10850 SW 42nd Street, Miami, Florida 33165
("Employee").

                              W I T N E S S E T H :

            III is desirous of employing Employee, and Employee is desirous of
being employed by III, all upon the terms and subject to the conditions
hereinafter provided.

            NOW, THEREFORE, in consideration of the mutual covenants and
agreements herein contained, the parties hereto, intending to be legally bound,
agree as follows:

            1. Employment. III agrees to employ Employee, and Employee agrees to
be employed by III, upon the terms and subject to the conditions of this
Agreement.

            2. Term. The employment of Employee by III as provided in Section 1
will be for a period of one (1) year commencing on the date hereof, unless
sooner terminated as hereinafter provided (the "Term"), and shall automatically
renew from year to year thereafter unless either party gives at least sixty (60)
days prior written notice of termination.

            3. Duties; Best Efforts. Employee shall be responsible for
maintaining and enhancing the Quote Alert System owned by III's wholly-owned
subsidiary Quotes Plus..., Inc. ("QPI") and shall perform such other duties and
responsibilities in reasonable support of the goals of III which may be assigned
to him from time to time by the Chief Executive Officer of III. Employee shall
devote an average of twenty (20) hours per week, during normal business hours,
to the business and affairs of III and shall use his best efforts to advance the
best interests of III.

            4. Compensation.

            (a) Base Salary. III shall pay to Employee a base salary (the "Base
Salary") at a rate of $24,000 per annum, payable in equal semi-monthly
installments during the Term.

            (b) Out-of-Pocket-Expenses. III shall promptly pay to Employee the
reasonable expenses incurred by him in the performance of his duties hereunder,
including, without limitation, those incurred in connection with business
related travel or entertainment, or, if such expenses are paid directly by
Employ-
<PAGE>   39

ee, shall promptly reimburse him for such payment, provided that Employee
properly accounts therefor.

            (c) Participation in Benefit Plans. Employee shall be entitled to
participate in or receive benefits under any pension plan, profit sharing plan,
health and accident plan or any other employee benefit plan or arrangement made
available by III to its employees, with the minimum being a paid family health
plan.

            (d) Bonus. Employee shall receive a bonus of $5,000 in the event
that QPI secures the extension of the ongoing pilot programs with the New York
Stock Exchange, the American Stock Exchange, the National Association of
Securities Dealers, Inc. and the Options Price Reporting Authority.

            5. Termination. Employee's employment hereunder shall be terminated
upon Employee's death and may be terminated as follows:

            (a) In the event that Employee hereafter (i) shall fail to comply
with any of the material terms of this Agreement, (ii) shall fail to perform his
duties hereunder, (iii) shall disregard policy directions from the President or
the Board of Directors of III, (iv) shall engage, in his capacity as an employee
of III, in gross misconduct injurious to III or (v) shall be convicted of a
crime involving moral turpitude.

            (b) Upon not less than thirty (30) days' written notice in the event
that (i) Employee shall have become so incapacitated as to be unable to resume
within the ensuing six (6) months his employment hereunder by reason of physical
or mental illness or injury or (ii) Employee shall not have substantially
performed his duties hereunder for three (3) consecutive months by reason of any
such physical or mental illness or injury.

            If Employee disputes any termination pursuant to this Section 5,
either Employee or III may seek to have such dispute adjudicated by arbitration
in accordance with the then existing rules of the American Arbitration
Association.

            6. Covenant Regarding Inventions and Copyrights. Employee shall
disclose promptly to III any and all inventions, discoveries, improvements and
patentable or copyrightable works initiated, conceived or made by him, either
alone or in conjunction with others, during the Term and related to the business
or activities of III, and he assigns all of his interest therein to III or its
nominee; whenever requested to do so by III, Employee shall execute any and all
applications, assignments or other instruments which III shall deem necessary to
apply for and obtain letters patent or copyrights of the United States or any
foreign country, or otherwise protect III's interest therein.

                                       -2-
<PAGE>   40

These obligations shall continue beyond the conclusion of the Term with respect
to inventions, discoveries, improvements or copyrightable works initiated,
conceived or made by Employee during the Term and shall be binding upon
Employee's assigns, executors, administrators and other legal representatives.

            7. Protection of Confidential Information. Employee acknowledges
that he has been and will be provided with information about, and his employment
by III will, throughout the Term, bring him into close contact with, many
confidential affairs of III, including proprietary information about costs,
profits, markets, sales, products, key personnel, pricing policies, operational
methods, technical processes and other business affairs and methods, plans for
future developments and other information not readily available to the public,
all of which are highly confidential and proprietary and all of which were
developed by III at great effort and expense. Employee further acknowledges that
the services to be performed by him under this Agreement are of a special,
unique, unusual, extraordinary and intellectual character, that the business of
III will be conducted throughout the world (the "Territory"), that its products
will be marketed throughout the Territory, that III competes and will compete in
nearly all of its business activities with other organizations which are located
in nearly any part of the Territory and that the nature of the relationship of
Employee with III is such that Employee is capable of competing with III from
nearly any location in the Territory. In recognition of the foregoing, Employee
covenants and agrees:

                  (i) That he will keep secret all confidential matters of III
and not disclose them to anyone outside of III, either during or after the Term,
except with III's prior written consent;

                  (ii) That he will not make use of any of such confidential
matters for his own purposes or the benefit of anyone other than III; and

                  (iii) That he will deliver promptly to III on termination of
this Agreement, or at any time III may so request, all confidential memoranda,
notes, records, reports and other confidential documents (and all copies
thereof) relating to the business of III, which he may then possess or have
under his control.

            8. Restriction on Competition. In recognition of the considerations
described in Section 7 hereof and that the following covenant is a specific
condition for the purchase by III of all of the shares of the capital stock of
QPI owned by Employee, Employee covenants and agrees that, during the Term and
for a period of two (2) years thereafter, Employee will not, directly or
indirectly, (A) enter into the employ of, or render any

                                       -3-
<PAGE>   41

services to, any person, firm or corporation engaged in any business competitive
with the business of III or QPI in any part of the Territory in which III or QPI
is actively engaged, or proposes to engage, in business on the date of
termination; (B) engage in any such business for his own account; (C) become
interested in any such business as an individual, partner, shareholder,
creditor, director, officer, principal, agent, employee, trustee, consultant,
advisor, franchisee or in any other relationship or capacity; (D) contact or
solicit, or attempt to contact or solicit, any person, business or enterprise
which has been contacted, orally or in writing, by III or QPI as a potential
customer on or prior to the date of termination; or (E) hire, subcontract,
employ or engage, or contact or solicit, or attempt to contact or solicit, for
the purpose of hiring, contracting, employing or engaging, any person or entity
who was an employee or subcontractor of III or QPI on or prior to the date of
termination; provided, however, that (x) the provisions of clause (A) shall not
be deemed to preclude Employee from engagement by a corporation some of the
activities of which are competitive with the business of III or QPI if
Employee's engagement does not relate, directly or indirectly, to such
competitive business and (y) nothing contained in this Section 8 shall be deemed
to prohibit Employee from acquiring or holding, solely for investment, publicly
traded securities of any corporation some of the activities of which are
competitive with the business of III so long as such securities do not, in the
aggregate, constitute more than 2% of any class or series of outstanding
securities of such corporation. Notwithstanding the foregoing, in the event III
commits a material breach of its obligations under this Agreement and its
obligations to make the payments specified in Section 1.2 of that certain Stock
Purchase Agreement dated February __, 1992 by and among III, Employee and Dennis
M. Roland, the restrictions set forth in this Section 8 shall terminate.

            9. Specific Remedies. If Employee commits a breach of any of the
provisions of Sections 6, 7 or 8 hereof, such violation shall be deemed to be
grounds for termination pursuant to Section 5(a) hereof and III shall have (i)
the right to have such provisions specifically enforced by any court having
equity jurisdiction, it being acknowledged and agreed that any such breach will
cause irreparable injury to III and that money damages will not provide an
adequate remedy to III, and (ii) the right to require Employee to account for
and pay over to III all compensation, profits, monies, accruals, increments and
other benefits (collectively "Benefits") derived or received by Employee as a
result of any transaction constituting a breach of any of the provisions of
Sections 6, 7 or 8, and Employee hereby agrees to account for and pay over such
Benefits to III.

            10. Independence, Severability and Non-Exclusivity. Each of the
rights enumerated in Sections 6, 7 or 8 hereof and

                                       -4-
<PAGE>   42

the remedies enumerated in Section 9 hereof shall be independent of the others
and shall be in addition to and not in lieu of any other rights and remedies
available to III at law or in equity. If any of the covenants contained in
Sections 6, 7 or 8, or any part of any of them, is hereafter construed or
adjudicated to be invalid or unenforceable, the same shall not affect the
remainder of the covenant or covenants or rights or remedies which shall be
given full effect without regard to the invalid portions. The parties intend to
and do hereby confer jurisdiction to enforce the covenants contained in Sections
6, 7 or 8 and the remedies enumerated in Section 9 upon the courts of any state
of the United States and any other governmental jurisdiction within the
geographical scope of such covenants. If any of the covenants contained in
Sections 6, 7 or 8 is held to be invalid or unenforceable because of the
duration of such provision or the area covered thereby, the parties agree that
the court making such determination shall have the power to reduce the duration
and/or area of such provision and in its reduced form said provision shall then
be enforceable. No such holding of invalidity or unenforceability in one
jurisdiction shall bar or in any way affect III's right to the relief provided
in Section 9 or otherwise in the courts of any other state or jurisdiction
within the geographical scope of such covenants as to breaches of such covenants
in such other respective states or jurisdictions, such covenants being, for this
purpose, severable into diverse and independent covenants.

            11. Successors; Binding Agreement. This Agreement shall be binding
upon and inure to the benefit of, and be enforceable by, the parties hereto and
their respective personal or legal representatives, executors, administrators,
administrators cta, successors, heirs, distributees, devisees, legatees,
successors and assigns.

            12. Notices. All notices, consents or other communications required
or permitted to be given by any party hereunder shall be in writing (including
telecopy or other similar writing) and shall be given by personal delivery,
certified or registered mail, postage prepaid, or telecopy (or other similar
writing) as follows:

            To III:

                        1315 Washington Blvd.
                        Stamford, Connecticut
                        Attn: Mr. Robert M. Unnold
                              Chief Executive Officer
                        Telecopy: 800-554-9157

                                       -5-
<PAGE>   43

            With a copy to:

                        Brown Raysman & Millstein
                        120 West 45th Street
                        New York, New York 10036
                        Attn: Michael Hirschberg, Esq.
                        Telecopy: 212-840-2429

            To Employee:

                        10850 SW 42nd Street
                        Miami, Florida 33165
                        Telecopy: 305-223-5671

            With a copy to:

                        Edmund P. Russo, Esq.
                        Russo & Baker, P.A.
                        4675 Ponce de Leon Blvd., Suite 301
                        Coral Gables, Florida 33146
                        Telecopy: (305) 665-4011

or at such other address or telecopy number (or other similar number) as either
party may from time to time specify to the other. Any notice, consent or other
communication required or permitted to be given hereunder shall have been deemed
to be given on the date of mailing, personal delivery or telecopy or other
similar means (provided the appropriate answerback is received) thereof and
shall be conclusively presumed to have been received on the second business day
following the date of mailing or, in the case of personal delivery or telecopy
or other similar means, the day of delivery thereof, except that a change of
address shall not be effective until actually received.

            13. Modifications and Waivers. No term, provision or condition of
this Agreement may be modified or discharged unless such modification or
discharge is authorized by the Board of Directors of III and is agreed to in
writing and signed by Employee. No waiver by either party hereto of any breach
by the other party hereto of any term, provision or condition of this Agreement
to be performed by such other party shall be deemed a waiver of similar or
dissimilar provisions or conditions at the same or at any prior or subsequent
time.

            14. Entire Agreement. This Agreement constitutes the entire
understanding between the parties hereto relating to the subject matter hereof,
superseding all negotiations, prior discussions, preliminary agreements and
agreements relating to the subject matter hereof made prior to the date hereof.

            15. Law Governing. Except as otherwise explicitly noted, this
Agreement shall be governed by and construed in

                                       -6-
<PAGE>   44

accordance with the laws of the State of New York (without giving effect to
conflicts of law).

            16. Invalidity. Except as otherwise specified herein, the invalidity
or unenforceability of any term or terms of this Agreement shall not invalidate,
make unenforceable or otherwise affect any other term of this Agreement which
shall remain in full force and effect.

            17. Headings. The headings contained in this Agreement are for
reference purposes only and shall not affect the meaning or interpretation of
this Agreement.

            18. Attorneys' Fees. In the event of any litigation hereunder, the
prevailing party shall be entitled to recover the reasonable attorneys' fees and
other costs incident to such litigation, including appeals, from the losing
party.

            19. Counterparts. This Agreement may be executed in counterparts,
each of which shall be deemed to be an original but all of which together shall
constitute but one and the same instrument.

            IN WITNESS WHEREOF, the parties hereto have executed this Agreement
on the day and year set forth above.

                                       INTELLIGENT INFORMATION INCORPORATED

                                       By:______________________________________
                                               Robert M. Unnold
                                               Chief Executive Officer

                                          ______________________________________
                                               Michael J. Pryslak

                                       -7-
<PAGE>   45

                                    EXHIBIT C

                                     RELEASE

            In consideration for the acquisition by Intelligent Information
Incorporated ("III") of all of the shares of capital stock of Quotes, Plus. . .,
Inc. ("QPI") owned by the undersigned and for other good and valuable
consideration, receipt of which is hereby acknowledged, the undersigned hereby
fully and forever releases, remises and discharges QPI and its successors and
assigns from any and all claims that the undersigned has had, may have had or
now has against QPI for or by reason of any matter, cause or thing whatsoever.

            The undersigned represents and warrants that he has not assigned or
in any other way conveyed, transferred or encumbered all or any portion of the
claims or rights covered by this Release.

            IN WITNESS WHEREOF, the undersigned has duly executed this Release
this 27th day of February, 1992.

                                          ______________________________________
                                               Michael J. Pryslak

Sworn to before me this
27th day of February, 1992

_____________________________
Notary Public
<PAGE>   46

                                     RELEASE

            In consideration for the acquisition by Intelligent Information
Incorporated ("III") of all of the shares of capital stock of Quotes, Plus. .
 ., Inc. ("QPI") owned by the undersigned and for other good and valuable
consideration, receipt of which is hereby acknowledged, the undersigned hereby
fully and forever releases, remises and discharges QPI and its successors and
assigns from any and all claims that the undersigned has had, may have had or
now has against QPI for or by reason of any matter, cause or thing whatsoever.

            The undersigned represents and warrants that he has not assigned or
in any other way conveyed, transferred or encumbered all or any portion of the
claims or rights covered by this Release.

            IN WITNESS WHEREOF, the undersigned has duly executed this Release
this 27th day of February, 1992.

                                          ______________________________________
                                               Dennis M. Roland

Sworn to before me this
27th day of February, 1992

____________________________
Notary Public

                                       -2-
<PAGE>   47

                                    EXHIBIT D

                                                   February __, 1992

Mr. Michael Jr. Pryslak
10850 SW 42nd Street
Miami, Florida 33165

Mr. Dennis M. Roland
2020 South Fairplay Street
Aurora, Colorado 80014-4526

            Re:   Stock Purchase Agreement by and among Intelligent Information
                  Incorporated, Michael J. Pryslak and Dennis M. Roland

Gentlemen:

            We are counsel to Intelligent Information Incorporated, a Delaware
corporation ("III"), in connection with that certain Stock Purchase Agreement
(the "Agreement") dated February __, 1992 by and among III, Michael J. Pryslak
and Dennis Roland (the "Sellers"), and in connection with the consummation of
the transactions contemplated by the Agreement.

            In so acting and as a basis for the opinions expressed below, we
have examined executed copies of the Agreement and the documents delivered in
connection with the Agreement (the "Documents"), certified copies of the
Certificate of Incorporation and By-Laws of III, minutes of the meetings of the
Board of Directors and stockholders of III and original or photostatic copies of
such other records and other documents as we have deemed relevant and necessary
for the opinions hereinafter set forth. In such examination, we have assumed the
genuineness of all signatures, the authenticity of all documents submitted to us
as originals and the conformity to original documents of all documents submitted
to us as certified or photostatic copies. As to various questions of fact
material to such opinions, we have relied upon certificates of officers of III
and certificates of public officials of the State of Delaware.

            For purposes of the opinions expressed below, we have assumed that
the Sellers have all requisite power and authority and have taken all necessary
action to authorize, execute and deliver the Agreement and to consummate the
transactions contemplated thereby.
<PAGE>   48

Michael J. Pryslak                     -2-                     February __, 1992
Dennis M. Roland

            Terms which are not otherwise defined herein have the respective
meanings ascribed to them in the Agreement.

            Based upon and subject to the foregoing, we are of the opinion that:

            (1) III is a corporation duly organized, validly existing and in
good standing under the laws of the State of Delaware and has the corporate
power to own or lease its properties and assets and to carry on its business as
now conducted.

            (2) III has full corporate power and authority to execute and
deliver the Agreement and the Documents and to carry out the transactions
contemplated thereby. III has duly authorized the execution and delivery of the
Agreement and the Documents and the transactions contemplated thereby, and no
other corporate proceedings on the part of III are necessary to authorize the
Agreement and the Documents and the transactions contemplated thereby. The
Agreement and the Documents have been duly executed and delivered by III and
constitute the valid and binding obligation of III enforceable against it in
accordance with their respective terms, except to the extent that such
enforcement may be limited by any applicable bankruptcy, reorganization,
insolvency and other similar laws affecting the enforcement of creditors' rights
generally and except as such terms may be limited by the application of such
general principles of equity as a court with proper jurisdiction may apply.

            (3) The execution, delivery and performance of the Agreement and the
Documents and the consummation of the transactions contemplated thereby will not
result in a breach in the terms or conditions of, or constitute a default under,
or violate, as the case may be: (a) any provision of any law, regulation or
ordinance, (b) the Certificate of Incorporation or By-Laws of III, (c) any
agreement, lease, mortgage or other instrument or undertaking, oral or written,
of which we are aware, to which III is a party or by which it or its properties
or assets is or may be bound or affected or (d) any judgment, order, writ,
injunction or decree of any court, administrative agency or governmental body.

            We are counsel admitted to practice only in the State of New York,
and we express no opinion as to the applicable laws of any jurisdiction other
than those of the State of New York and the United States of America and the
General Corporation Law of the State of Delaware. This opinion has been
delivered for your
<PAGE>   49

Michael J. Pryslak                     -3-                     February __, 1992
Dennis M. Roland

use only in connection with the consummation of the transactions contemplated by
the Agreement and may not be relied upon by any other person.

                                       Very truly yours,

                                       BROWN RAYSMAN & MILLSTEIN
<PAGE>   50

                                    EXHIBIT E

                       ASSIGNMENT OF PROPRIETARY PROPERTY

            For good and valuable consideration, the receipt and sufficiency of
which is hereby acknowledged, MICHAEL J. PRYSLAK and DENNIS M. ROLAND (the
"Assignors"), pursuant to that certain Stock Purchase Agreement dated February
27, 1992 by and among Intelligent Information Incorporated and the Assignors
(the "Agreement"), hereby sell, convey, transfer, assign and deliver to QUOTES,
PLUS. . ., INC. (the "Company") all of Assignors' right, title and interest in
and to the proprietary property more particularly described in Section 2.7 to
the Agreement and the related Schedule thereto (the "Proprietary Property"),
including, but not limited to, the following:

                  (i) the computer software program, routines and components
      known collectively as the "Quote Alert System" and all programs, routines
      and components relating thereto, including, but not limited to, all
      present and predecessor versions of such programs, routines and components
      (whether or not actually marketed), related source and object code, all
      specifications, documentation and written descriptions of such programs,
      products or components thereof, in each case owned by the Assignors and
      used in the business of the Company (the "Programs");

                  (ii) all trade names and trade and service marks and
      applications and licenses relating to the Programs, and all writings
      relating to the Programs for which copyright is claimed, including, but
      not limited to, (A) the pending trademark/service mark application for the
      mark "Quote Alert" which was filed by Michael J. Pryslak on October 18,
      1990 with the United States Patent and Trademark Office, and now assigned
      Serial Number 74/10B661 and (B) the Certificate of Copyright Registration,
      Registration Number TX 2-787-062, effective March 3, 1990, issued by the
      United States Copyright Office to the Company; and

                  (iii) any and all other technical knowledge, proprietary
      rights, patented or unpatented inventions, trade secrets, analytical
      methodology, processes, data and all other information or experience
      possessed by the Assignors relating to the Programs or which the Assignors
      have the right to use, including, but not limited to, specifications,
      documents and written descriptions, user guides and interfaces,
      installation guides, narrative descriptions, screen and file layouts,
      logic flow diagrams, command sequences, source and load modules, output
      reports, test or other data, test programs, and other necessary
      information that is owned or used by the Assignors in connection with the
      Company's business.
<PAGE>   51

            This Assignment may be executed in counterparts, each of which shall
be deemed to be an original but all of which together shall constitute but one
and the same instrument.

            This Assignment shall be binding upon and inure to the benefit of
the Assignors and the Company and their respective heirs, successors and
assigns.

            This Assignment shall be governed by and construed in accordance
with the laws of the State of New York (without giving effect conflicts of
laws).

            If any provision of this Assignment is held invalid or
unenforceable, the remainder of this Assignment and the application of provision
to persons or circumstances other than those to which it is held invalid or
unenforceable shall not be affected thereby.

            The Assignors agree, without additional compensation, to assist the
Company in claiming, perfecting and recording the assignment of the rights
granted hereunder, including, without limitation, executing additional documents
as requested by the Company.

            The Assignors hereby constitute and appoint the Company and its
successors and assigns as the Assignors' true and lawful attorney-in-fact, with
full power of substitution, to take any appropriate action in connection with
said Proprietary Property, in the Company's name and stead, it being understood
that the foregoing powers are coupled with an interest and are and shall be
irrevocable.

            IN WITNESS WHEREOF, the undersigned have duly executed this
Assignment on this 27th day of February, 1992.

                                       _________________________________________
                                       Michael J. Pryslak

                                       _________________________________________
                                       Dennis M. Roland

                                       -2-<PAGE>   1

                                                                   EXHIBIT 10.9

                            MASTER SERVICE AGREEMENT

This Service Agreement ("Agreement") is entered into this twenty first day of
August, 1998 by and between AT&T Wireless Services, Inc., a Delaware corporation
("AWS") and Intelligent Information Incorporated, a Delaware corporation ("III")
for III to provide to AWS customers various wireless information services as
part of "AWS Wireless Data Content Services".

         The parties agree as follows:

1.       DEFINITIONS

         1.1 "Information Providers" are those entities that have the legal
right to sell data.

         1.2 "Brand" is the use of a company name, logo or other identifying
mark in the marketing of a service or product.

         1.3 "Content" means the data employed by III, under its agreements with
Information Providers, to produce the Service Selections provided hereunder.

         1.4 "Branded Content" means the data provided to III under branding
agreements entered into between AWS and the Information Providers. Branded
Content Information Providers are identified in Exhibit A by Service Selection.

         1.5 "Service" means the parsing of Content and Branded Content in
accordance with Appendix A, and the delivery of the resultant information
message with advertisements and transaction opportunities to the End User.

         1.6 "End User" means the AWS customer using the Service.

         1.7 "Advertising" shall mean the impressions provide via message tags
or web site banners to the End User via the Service.

         1.8 "E-commerce" shall mean any financial transaction made between an
End User and the III as a result of End User's viewing an Advertisement which
results in the End User paying money for a service or product in accordance with
an arrangement between III and a vendor of goods or services.

         1.9 "Short Message Service" or "SMS" refers to the limited size text
message platform or system utilized by AWS to deliver the Service to an End
User's wireless telephone.

         1.10 All other initially capitalized terms shall have the meanings
assigned to them in this Agreement.

2.       SERVICE

         2.1 III will provide the Service identified in Exhibit A to this
Agreement. III shall meet the specifications and support requirements for the
Service set forth in Exhibit B.

         2.2 AWS shall evaluate the Service made available pursuant to Exhibit A
prior to it being made available to End Users to determine whether it conforms
to the requirements set forth in Exhibits A

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                        1

<PAGE>   2

and B, and shall notify III promptly in the event AWS discovers any deviations
from such requirements. In the event of any nonconformity, III shall remedy such
non-conformity as soon as possible, and in no event more than twenty (20) days
after AWS' notice of nonconformity.

         2.3 At such time as AWS determines that the Service conforms to the
requirements, AWS shall make the Service available to End Users. Upon acceptance
of the Service and for the term of this Agreement, III will be responsible for
the reliability and maintenance of the Service. Throughout the term of this
Agreement, III will use its best efforts to promptly correct any deviations from
the Service and the requirements that AWS may identify and notify it of from
time to time.

         2.4 III and AWS shall cooperate to implement modifications or
enhancements to the Service based on recommendations from either party. III
shall make commercially reasonable efforts to upgrade the Service to ensure that
it remains industry competitive.

         2.5 To the extent commercially reasonable, enhancements or
modifications that negatively affect the Service's performance or availability
shall be implemented during AWS' regularly scheduled maintenance hours. III will
provide AWS seven (7) days notice of any planned outages or regularly scheduled
maintenance that will negatively affect the Service's performance or
availability.

         2.6 AWS reserves the right to suspend access to the Service by its End
Users where, in AWS' reasonable opinion, continued access to the Service is
likely to cause personal, monetary, or property damage to any individual or
entity. In AWS' sole discretion, AWS may re-establish access to the Service upon
the termination of the event or modification by III to the extent that the risk
has been rendered insignificant.

         2.7 III will provide the Service to End Users who have executed a
Subscriber Agreement, an example is attached hereto as Appendix G. The method of
execution of a Subscriber Agreement shall be at III's discretion and shall
include but not be limited to electronic indication of acceptance and
distribution by AWS in connection with marketing and End User materials. AWS
agrees not to activate or support two or more wireless devices with the same
identification number so as to allow a single registration on the III server for
more than one wireless device. For each wireless device receiving the Service
(including wireless devices used by AWS), there is to be an exclusively
associated Subscriber registration on the III server and an exclusively
associated Subscriber Agreement executed by the user of the wireless device.

3.       AWS RESPONSIBILITIES

         3.1 AWS will provide development guidelines to III for designing the
Service's user interface. However, such guidelines shall be consistent with the
functionality of NetCare!, III's systems for End User profile control.

         3.2 AWS, upon acceptance of the Service, will make the Service
available to End Users.

         3.3 AWS shall develop marketing materials for the Service and shall use
its best efforts to market and sell the Service to potential End Users.

4.       LICENSES

         4.1 III shall obtain all necessary licenses for the Content.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                        2
<PAGE>   3

         4.2 III grants to AWS during the term of this Agreement a non-exclusive
worldwide royalty-free right and license in accordance with this Agreement to
distribute, display, transmit, advertise and publicly perform the Service, in
fulfillment of its sales support and marketing responsibilities, and to permit
End Users to access the Service.

         4.3 AWS' license rights granted under this Section 4 shall extend to
any new versions, editions, enhancements, changes, updates, amendments, or other
modifications to the Service during the term of this Agreement.

5.       TRADE NAME, TRADEMARKS, LOGOS AND COPYRIGHTS

         5.1 III hereby grants AWS the right to use and publish in connection
with the Service, and promotional materials describing the Service, the
trademarks, trade names and logos now or hereafter owned or used by III which
are associated with III or the Service ("III's Trademarks") for purposes of
advertising and marketing of the Service, provided such use and publication
complies any guidelines provided to AWS by III as listed in Exhibit E. By use of
III's Trademarks AWS may participate in III's Coop Program as defined, and
updated at III's sole discretion, in Exhibit F

         5.2 AWS will reasonably use III's Trademarks as listed in Exhibit D
(the "Trademarks") in connection with the marketing and providing of Service to
End Users:

         a.  In the event AWS uses the Trademarks, AWS shall comply with III's
             guidelines for using the Trademarks. Depending on the trademarks
             used, the current legend or notice requirements are:

             i.  A TM should appear adjacent to the Trademarks.
             ii. A legend should appear indicating that the Trademark is a
                 trademark of Intelligent Information Incorporated. For example,
                 "Powered by iii is a trademark of Intelligent Information
                 Incorporated".

         b.  AWS agrees to submit to III a sample of the proposed use of the
             Trademarks on or with the Service, boxes, containers and/or
             packaging, and III shall have approved such proposed use in writing
             prior to any sale of the Service using such Trademarks in the
             proposed manner or any other public use of the Trademarks in the
             proposed manner by AWS. Approval will not be unreasonably withheld,
             and if III does not provide a written response within ten days of
             the receipt of such a request, approval shall be considered
             granted.

         c. AWS will not harm, misuse or bring into disrepute the Trademarks.

         d. AWS acknowledges the ownership of III's Trademarks by III, and
            agrees that it will do nothing inconsistent with such ownership,
            and that all use of III's Trademarks by AWS shall inure to the
            benefit of and on behalf of III.

         e. AWS agrees that nothing in the Agreement shall give AWS any right,
            title or interest in the Trademarks, other than the right to use
            III's Trademarks in accordance with this Agreement, and Reseller
            agrees that it will not claim title to III's Trademarks or attack
            the title of III in III's Trademarks.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.
                                        3
<PAGE>   4

         5.3 III acknowledges that all service marks, trademarks, brands, logos
and trade names used by AWS (collectively the "AWS Marks") are the exclusive
property of AWS. III shall not use any of the AWS Marks for any purpose or in
any medium without the express prior written consent of AWS. III acknowledges
that this Agreement does not transfer any rights to use any AWS Marks and that
this Agreement does not and will not confer any goodwill or other interest in
any AWS Marks upon III, all rights to which shall remain with AWS. Any
unauthorized use of the AWS Marks by III shall constitute infringement of AWS'
rights and a material breach of this Agreement.

         5.4 AWS shall take appropriate measures to insure that proper copyright
notice is made known to all End Users, including displaying the copyright notice
with in all instructions for use of the Service. Requirements for copyright
notice are set forth in Exhibit H.

6.       END USER SUPPORT

         6.1 The parties' obligations with respect to End User support for the
Service are described in Exhibit C, attached hereto and made a part hereof. In
the event AWS and III amend Exhibit A to include other Services, the parties may
agree to amend Exhibit C with respect to the End User support obligations for
such other Services.

         6.2 III will develop and maintain current support documentation that
instructs the End User on navigation and use of the Service.

         6.3 III will make available to AWS an e-mail address where End Users
may forward questions and comments about the Service. III will provide such
e-mail address on the support documentation and AWS will make it available to
the End User upon request. III will respond to End User questions in a manner
consistent with its policies and procedures for responding to questions and
comments posted in relation to its online Internet services.

         6.4 III will provide all End User customer support with regard to any
E-commerce conducted through the Offering.

7.       CONNECTIVITY

         7.1 AWS will maintain at its own expense a frame relay line or like
communications service to connect AWS' and III's respective networks in primary
and backup configurations. AWS will be responsible for the management and
support of the hardware and network facilities maintaining the connection. AWS
shall provide and maintain at its cost, mutually agreeable communication
protocol(s) for the purposes of providing the Service to End Users. AWS agrees
to maintain these communications facilities in a manner capable of providing
quality service to the End User, based on the then effective volume of messages
being processed. [*]

         7.2 III is responsible for maintaining the connection between III's
server(s) supporting the Service and the frame relay access device provided by
AWS.

8.       MARKETING

         8.1 AWS will, from time to time, actively promote and market the
commercial availability of the Service. Marketing initiatives may include direct
response programs, print advertising, seminars, newsletters, brochures, public
relations, retail merchandising and other marketing mediums.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.
                                        4
<PAGE>   5

         8.2 AWS and III will display the other's name or logo on its Internet
web site with the intent of creating a hypertext link to each site. AWS will
allocate a section of its web site to market and sell the Service.

         8.3 AWS is solely responsible for establishing all terms and conditions
of use and advertising of the Service. AWS may provide written consent and
required guidelines for III to market the Service, and III agrees to comply with
any terms and conditions of such consent or guidelines.

9.       REPRESENTATIONS, WARRANTIES, AND COVENANTS OF III

III hereby represents, warrants, and covenants to AWS that:

         9.1 III has the full right and power to enter into and perform
according to the terms of this Agreement, and that it has the right to grant to
AWS each of the rights herein granted. Without limiting the foregoing, III
covenants that (i) use, editing and publication of the Service by AWS as
provided under this Agreement will not violate any patent, trade secret,
copyright, trademark, intellectual property, or other right of any third party,
including without limitation independent contractors hired by III to contribute
to the Service; (ii) the Service will not be pornographic, libelous, and its use
by AWS as provided hereunder shall not violate any rights of privacy and/or
publicity of any third party; and (iii) no instruction, advice, or information
contained in the Service will be injurious to the End User.

         9.2 III is not aware of any claim by any third parties adverse to III's
or Service's patent, trade secret, copyright, trademarks or intellectual
property rights.

         9.3 III warrants that the information contained in the Service is
accurate, comprehensive and will be updated as set forth in Exhibit B. III also
warrants that information contained in descriptions of its services or business
are accurate and truthful and comply with all applicable laws.

10.      RATES AND PAYMENT

         10.1 III and AWS will together establish the monthly rate charged by
III to End Users for the Service. III will sell Advertising and E-commerce
contracts based on the Service and End User opportunities as defined by III and
approved by AWS.

         10.2 III will pay AWS [*]. III will pay AWS [*].

         10.3 III will provide to AWS by the fifteenth (15th) day of each month
a written report indicating for the previous calendar month: (i) the total
number of End Users subscribing to the Service; (ii) the monthly rate for which
they are subscribing; (iii) the total number of messages sent to such End Users,
and (iv) the total dollars collected for Services, Advertising and E-commerce.
III will, with its written report, submit payment to AWS of all amounts due
pursuant to Paragraph 10.2 above.

11.      EXCLUSIVITY

During the term of this Agreement and for one year thereafter, III will not (a)
provide the Service, i.e., all the Selections taken as a whole offering, to any
other wireless telecommunications provider or, (b) provide Branded Content
Service Selections to any other telecommunications provider. However, III may
provide individual Service Selections or other groupings of Service Selections
to others.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.
                                        5
<PAGE>   6

12.      TERM; TERMINATION

         12.1 The term of this Agreement is one (1) year beginning on the
effective date of this Agreement. This entire Agreement shall automatically
renew itself annually for additional one (1) year terms unless either party
sends notice of termination to the other party sixty (60) days before the
anniversary of the effective date of this Agreement, by certified mail or
confirmed receipt delivery service.

         12.2 Either party may terminate this Agreement immediately in the event
the other party fails to cure any material breach of this Agreement within
thirty (30) days written notice thereof.

         12.3 AWS may terminate this Agreement immediately in the event III
fails to comply with the specifications and support requirements set forth in
Exhibit B, and such failure continues for a period of five (5) days after AWS's
written notice thereof.

13.      MISCELLANEOUS

         13.1 Any information disclosed by either party in connection with the
relationship described in this Agreement will be treated as the Disclosing
Party's Confidential Information in accordance with the Nondisclosure terms in
the Preferred Content License Agreement between the parties, dated May 1, 1997.
The parties will mutually agree upon the content and timing of joint press
releases. Notwithstanding the foregoing, AWS may disclose this Agreement and any
of its terms to any affiliate of AWS in which AWS owns at least a 15% beneficial
interest.

         13.2 This Agreement will not create an exclusive relationship or any
partnership, joint venture or agency relationship between AWS and III, except as
provided for herein.

         13.3 III will indemnify, defend and hold harmless AWS, and its
officers, employees, representatives and agents, against any claim, suit,
action, or other proceeding which is based on or arises from: (i) a claim that
the use of the Service in accordance with this Agreement infringes any
third-party intellectual property right, or any right of personality or
publicity, is libelous or defamatory, or otherwise results in injury or damage
to any third party; (ii) any misrepresentation or breach of representation or
warranty of III contained herein; (iii) any breach of any covenant or agreement
to be performed by III hereunder; or (iv) any willful misconduct or negligence
by III. III will pay any and all costs, damages, and expenses, including, but
not limited to, reasonable attorneys' fees and costs awarded against or
otherwise incurred by AWS in connection with or arising from any such claim,
suit, action or proceeding attributable to any such claim.

         13.4 EXCEPT AS PROVIDED IN 13.3 ABOVE, NEITHER PARTY WILL BE LIABLE TO
THE OTHER (OR THE OWNERS, DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES,
AGENTS OR CUSTOMERS OF EITHER OF THEM OR ANY THIRD PARTY) FOR ANY INDIRECT,
INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF SUCH PARTY'S FAILURE TO
PERFORM UNDER THIS AGREEMENT.

         13.5 EXCEPT AS SET FORTH IN THIS AGREEMENT, NEITHER PARTY MAKES ANY,
AND EACH PARTY HEREBY SPECIFICALLY DISCLAIMS, ANY REPRESENTATIONS OR WARRANTIES,
EXPRESS OR IMPLIED, REGARDING THE PRODUCTS AND SERVICES CONTEMPLATED BY THIS
AGREEMENT, INCLUDING ANY IMPLIED WARRANTY OF

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.
                                        6
<PAGE>   7

MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES
ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE.

         13.6 The parties shall comply with all applicable federal, state and
local laws, orders and regulations in performing the terms and conditions of
this Agreement.

         13.7 This Agreement (i) will be governed by the internal laws of the
state of Washington, without reference to its choice of law rules, (ii) will
constitute, along with the parties' Nondisclosure Agreement, the parties' entire
agreement with respect to the subject matter hereof, and (iii) may be amended
only by a writing signed by both AWS and III.

         13.8 All notices and requests in connection with this Agreement shall
be deemed given as of the day they are (i) hand delivered, (ii) deposited in the
U.S. mails, postage prepaid, certified or registered, return receipt requested;
or (iii) sent by overnight courier, charges prepaid, and addressed as noted
under the signature line below or to such other address as the party to receive
the notice so designates by written notice to the other.

         13.9 Neither Party may assign this Agreement, or any portion thereof,
to any third party, except a subsidiary or parent company or an affiliated
company in which the Assigning Party has a controlling interest, unless the
other non assigning Party expressly consents to such assignment in writing. Any
attempted assignment without such consent shall give the non offending Party the
right to terminate this Agreement effective upon written notice.

         13.10 The Service shall not be used by AWS for any other purpose other
than the specified use of the distribution of the Service through wireless
devices. In the event that AWS becomes aware that any third party is improperly
using the Service, including, without limitation, providing or about to provide
the Service or Content to an unauthorized party, AWS shall immediately notify
III of the facts of which it is aware in connection with such actual or
potential unauthorized use and shall provide III with any documents in its
possession with respect to the same. The parties shall cooperate to the fullest
extent possible to take all actions necessary to eliminate such unauthorized use
as expeditiously as possible.

         13.11 This Agreement, and the Nondisclosure Agreement referenced in
Paragraph 13.1, constitute the entire agreement, and supersede any previous
agreement, between the parties with respect to the subject matter hereof. This
Agreement shall not be modified except by written agreement dated subsequent
hereto signed on behalf of III and AWS by their duly authorized representatives.
Neither this Agreement nor any written or oral statements related hereto
constitute an offer, and this Agreement shall not be legally binding until
executed by both parties hereto.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                        7
<PAGE>   8

The parties have executed this Agreement on the date first written above.

    AT&T WIRELESS DATA, INC.
    D/B/A AT&T WIRELESS SERVICES            INTELLIGENT INFORMATION INCORPORATED

    By:                                     By:
       ______________________________          ______________________________

    Its:  SVP & GM                          Its:   President
        _____________________________           _____________________________

    Address:                                Address:
    5000 Carillon Point                     One Dock Street
    Kirkland, WA  98033                     Stamford, CT  06902
    Attn: Legal Dept.                       Attn:  General Counsel
    Phone:  206-827-4500                    Phone:   203 969-0020

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                        8

<PAGE>   9

                                    EXHIBIT A

                                     SERVICE

         The Service, comprised of Selections, i.e., individual information
choices, will be designed for use with the Short Message Service.

1.   III will use NetCare!, an internet interactive web page and IVR
     (interactive voice response) system for End User registration and profiling
     of requirements based on the Service and Selection definitions below. III
     will submit its proposed NetCare! design to AWS for its written approval
     prior to implementation. III will modify NetCare! at AWS written request.
     Any modifications will be submitted to AWS for its written approval prior
     to implementation.

2.   The Service will consist of Selections based on Content and Branded Content
     offered to End Users whereby the End User can choose a specified conditions
     from a menu of available Selections. From time to time the parties may
     adjust the Selections and may package the Selections in a variety of
     different ways by mutual agreement. The Service will include the following
     Selection:

<TABLE>
<CAPTION>
  Selections                 Descriptions                                             Source             Average
                                                                                      (BC= Branded       Volume
                                                                                      Content)
  -------------------------- -------------------------------------------------------- ------------------ ------
<S>        <C>               <C>                                                      <C>                <C>
  1.       Today's News      Provides a daily news headline.                          ABC* (BC)          30
  2.       Business News     Provides a daily business news update.                   Bloomberg * (BC)   30
  3.       Weather           Provides a daily weather brief for the nation            Weather Channel*   30
           Highlights                                                                 (BC)
  4.       Sports Today      Provides a daily sports brief                            ESPN* (BC)         30
  5.       National  News    Provides two headline news updates daily.                Associated Press   60
  6.       Political News    Provides two headline news updates daily.                Associated Press   60
  7.       International     Provides two headline news updates daily.                Associated Press   60
           News
  8.       Consumer Health   Provides daily health, wellness and fitness news for     Reuters Health     30
           News              consumers.
  9.       Professional      Provides daily health, wellness and fitness news for     Reuters Health     30
           Health News       professionals, i.e., doctors, nurses, paramedics, etc.
  10.      Weather Forecast  Provides daily morning weather forecast at customer's    NWS                30
                             choice of city.
  11.      Severe Weather    Provides severe weather conditions, e.g., winter storm   NWS                10
                             warnings, as reported based upon customer's choice of
                             county.
  12.      Stock Quote       Provides closing on two companies of customer's choice.  Exchanges          21
  13.      Mutual Fund       Provides closing on two mutual funds of customer's       Exchanges          21
                             choice
</TABLE>

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                        9
<PAGE>   10

<TABLE>
<S>        <C>               <C>                                                      <C>                <C>
  14.      Stock Quote Plus  Provides mid-day and closing price and volume on one     Exchanges          42
                             company of customer's choice.
  15.      Company News      Provides breaking news on two companies of customer's    Dow Jones & Co.    10
                             choice.
  16.      Sports Results    Provides final scores and on up to two teams.            SportsTicker       40
                             (Baseball, Football, Hockey, and Basketball).
  17.      College Teams     Provides the half time and final football and            SportsTicker       20
                             basketball scores on the college team of the customers
                             choice
  18.      Sports Results    Provides mid game and final scores with game recaps on   SportsTicker       40
           Plus:             one team.
                             (Baseball, Football, Hockey, and Basketball).
  19.      NASCAR            Provides mid race and finals on all major NASCAR races.  SportsTicker       18
  20.      Golf Leader Board Provides First through Final Round                       SportsTicker       18
                             LeaderBoard results on all major PGA tournaments
  21.      Tennis Finals     Provides the daily results during the semi final and     SportsTicker       28*
                             final rounds on all major USTA events
  22.      Horse Racing      Provides the race results and payoffs                    SportsWire         30
                             based on track and races selected up to two
                             selections at a time.
  23.      Traffic Report    Provides traffic delay alerts based on the customers     Metro Traffic      40
                             choice of route and or city.
  24.      Entertainment     Provides daily headline entertainment news updates.      Associated Press   30
  25.      Movie Review      Roger Ebert movie reviews several times a week.          Universal Press    16
  26.      Horoscopes        Provides daily horoscope based on customer choice.       Universal Press    30
  27.      Lottery           Provides daily/weekly major lotto results based on       LottoNet           15
                             customer's choice of state.
  28.      Thought for the   Provides a daily reflection statement                    Associated Press   30
           Day
  29.      This Day in       Provides a daily interesting event from history          Associated Press   30
           History
  30.      Joke of the Day:  Provides one joke each day.                              III                30
  31.      Ski Reporter      Provides current conditions on the trails, base depth,   SportsTicker       30
                             and trails open on the ski area of customer's choice.
  32.      Daily Dish        Provides once each week day a news headline on a         TV Guide           20
                             movie personality or Hollywood celebrity.                Entertainment
                                                                                      Network
  33.      Soap Opera        Provides highlights of the day on selected soap opera    AccuWeather        20
                             of customer's choice.
  34.      Reminders         Provides twenty date specific reminder messages, e.g.    III                5
                             birthday, anniversary, etc at the customer's specified
                             time.
</TABLE>

3.   In no event will III permit an End User on average to receive more than
     eight (8) Content messages per day without prior written approval from AWS.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       10
<PAGE>   11

4.   Content messages produced by the Service will conform with the then current
     maximum message length acceptable to AWS and End User Equipment. The
     average number of characters sent per message based on the current service
     selections available will be under one hundred characters.

5.   III will accept content feeds from AWS' content providers (Branded
     Content), and include them as part of the Service, as requested by AWS. III
     and AWS will cooperate to develop and provide enhanced and new Service
     Selections to End Users. AWS will conduct or acquire market research,
     analyze such information and prepare recommendations for development to III
     for enhanced or new Service Selections. III will convert these
     recommendations into Services in accordance with its standard development
     policies and AWS will market and sell these enhanced or new Services in
     accordance with the terms of this Agreement.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       11

<PAGE>   12

                                    EXHIBIT B

                           SPECIFICATIONS AND SUPPORT

         1. III will develop all necessary applications on III's web site to
support the Service and when available on AWS's network to process requests from
AWS wireless devices.

         2. III will update and maintain the accuracy of the Service on a basis
equal to that of all III's other services.

         3. III will maintain the servers on which the Service is provided to
End Users twenty-four (24) hours a day, seven (7) days a week, with 99.5%
availability.

         4. III will ensure that the Service will properly process/utilize dates
beyond December 31, 1999.

         5. III and AWS will provide to each other a technical contact to
technically support the frame relay connection and the Service. The parties
agree to respond to each others technical support telephone call within one (1)
hour of the placement of the call to assist with the assessment of the problem
at the following classifications:

                  (i) Critical - This category includes, but is not limited to,
any material failure that causes the Service, in part or in whole, to not
perform. III shall remedy the failure and restore the Service to Accepted
Condition within 4 hours of notification of the failure. AWS shall remedy the
failure and restore the communications network and SMS to Acceptable Condition
within 4 hours of notification of the failure. Each party will contact the other
party's technical support by phone and e-mail upon restoration of the Service,
communications network and or SMS.

                  (ii) Major - This category includes, but is not limited to,
any erratic or marginally impaired performance that causes the Service, in part
or in whole, to be available intermittently, to be inaccurate, or to navigate
improperly. III shall remedy the impairment and restore the Service to Accepted
Condition within 24 hours of notification of the impairment. III will contact
AWS technical support by phone and e-mail upon restoration of the Service.

                  (iii) Minor - This category includes, but is not limited to,
periodic unsatisfactory performance. III shall remedy the unsatisfactory
performance and restore the Service to Accepted Condition within 14 days of
notification of problem. III will contact AWS technical support by phone and
e-mail upon restoration of the Service.

III contact information:                             AWS contact information:

Name:    Trevor Prout                                Name:
Title:   Operations Manager                          Title:
Phone:   203 969 0020 Ext. 3015                      Phone:
E-mail:  tprout@intelligentinfo.com                  E-mail:

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       12
<PAGE>   13

24X7 Ops Phone: 203 969 0020 Ext. 9                          24X7 Ops Phone:

                                    EXHIBIT C

                                END USER SUPPORT

         End Users will be customers of III with respect to the Service. III
will be responsible for all aspects of the customer relationship, including but
not limited to:

         -        Terms and conditions under which End Users may obtain the
                  Service
         -        Billing and collection
         -        Bad debt

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       13
<PAGE>   14

                                    EXHIBIT D

                                   TRADEMARKS

1.  "Powered by iii"

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       14

<PAGE>   15

                                    EXHIBIT E

"POWERED BY iii" GUIDELINES FOR USE

i.       THE VALUE OF "POWERED BY iii"

-    The "Powered by iii" Logo (the "Logo") is an effective way to identify
     information services offering as incorporating the benefits and features of
     the leading source of personalized content for wireless devices,
     Intelligent Information Incorporated (III).

-    Use of the Logo also qualifies resellers to participate in III's advanced
     business partner support programs.

ii.      THE LOGO'S MEANING FOR BUSINESS PARTNER USE

-    The Logo conveys the value and excitement of personalized information
     services provided by the III platform. Business partners are required to
     use this Logo in advertising, point-of-purchase displays, and marketing
     materials to promote information services. Use of the Logo is made
     mandatory under the trademark license granted in the standard III Service
     Agreement, and the Logo may only be used according to these Guidelines.
     These Guidelines help ensure that the Logo continues to provide consumers
     with a clear identification of information service quality.

-    To protect this valuable trademark, the business partner may not use the
     Logo in any way other than as described in these guidelines or as may be
     provided in writing by III from time to time. Any unauthorized use of the
     Logo is an infringement of III's trademark rights.

iii.     BUSINESS PARTNER LOGO ARTWORK

-    Do not use artwork provided by any source other than III. III will provide
     approved Business Partners that agree to follow these guidelines with
     electronic versions of the Logo. You may not alter this artwork in any way,
     separate the words from the graphic, or replace the words with any others.
     The trademark symbol (TM) must appear at the lower right corner of the
     graphic portion of the Logo. Documents including the Powered by iii logo
     must also include the footnote, in no less than 6 point text, "Powered by
     iii is a trademark of Intelligent Information Incorporated."

iv.      SIZING AND PLACEMENT REQUIREMENT

-    The Logo may be used only on materials that make accurate references to the
     information services as provided by III. The Logo must be placed in close
     proximity to headline copy or logo treatments dealing with information
     services. The Logo cannot be larger or more prominent than your company
     name, company logo, product name (if applicable), or service name.

-    The Logo may stand-alone, or be incorporated into your information services
     logo if appropriate. If the Logo is used as a stand alone element, a
     minimum amount of empty space must be left between the Logo and any other
     object such as type, photography, borders, edges, etc. The required border
     of

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       15
<PAGE>   16

     empty space around the Logo must be 1/4x wide, where x equals the height of
     the graphic, as measured from the highest point on the graphic portion of
     the Logo to the lowest point on the graphic portion of the Logo.

-    Minimum size for the Logo is 3/8 of an inch high.

-    Business partners may not use the Logo in any manner that suggests that
     advertising, point-of-purchase displays, or other marketing materials are
     from III.

-    The footnote "Powered by iii is a trademark of Intelligent Information
     Incorporated", in not less than 6 point type, must accompany each use of
     the Logo.

-    Intelligent Information Incorporated reserves the right to object to unfair
     uses or misuses of its trademarks or other violations of applicable law.

v.       COLOR TREATMENT

-    You may not alter the colors of the Logo in any way from the treatments
     provided by III, without the written approval of III.

vi.      QUALITY CONTROL

-    III reserves the right to review business partner use of the Logo. Business
     partner must correct any deficiencies in the use of the Logo upon
     reasonable notice from III.

-    Address any questions concerning the Logo to the appropriate III Account
     Manager or III's Director of Marketing.

Intelligent Information Incorporated reserves the right to change the Logo
and/or these guidelines at any time at its discretion. You must comply with the
guidelines as amended from time to time.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       16

<PAGE>   17

                                    EXHIBIT F

                                III CO-OP PROGRAM

INTELLIGENT                        INFORMATION                     INCORPORATED
CO-OPERATIVE ADVERTISING PROGRAM GUIDELINES

CO-OP PROGRAM ELIGIBILITY

All North American, Intelligent Information Incorporated (III) business partners
are eligible. To participate in the program, business partners must complete a
Co-op program registration form. This form is available from III account
managers.

CO-OP PROGRAM ACCRUALS

For the period April 1, 1998 through December 31, 1998, standard Co-op will
accrue at a rate equal to [*]. Accrued Co-op funds belong to III until released
for reimbursement of claims for eligible and approved activities.
     [*]
     III reserves the right to change the amount of the accrual and the eligible
products and options at any time upon sixty (60) days' prior written notice.
     III reserves the right to introduce bonus programs throughout the program
year.

CO-OP PROGRAM GUIDELINES

1.   The "Powered by iii" logo must appear in the advertising to qualify for
     Co-op reimbursement.

2.   III will provide "Powered by iii" logo and usage guidelines which must be
     followed to qualify for reimbursement.

3.   No competitors' information services products may be featured in the same
     ad.

4.   [*]

5.   If ad is not dedicated to III's information services, III will reimburse
     the pro-rated III information services portion of the ad only. In the event
     existing materials are being replaced solely to include information
     services then being provided, no proration applies.

6.   To receive credit for print media, III requires a "tear-sheet" of the
     advertisement and receipted copy of paid media invoice attached to the
     Co-op claims submission form.

7.   To receive credit for electronic media, III requires copies of commercial,
     station affidavit of performance and receipted copy of paid station
     invoices attached to the Co-op claims submission form.

8.   All claims must be postmarked within 60 days from the date of the receipt
     of the invoice for the advertising or other promotional programs.

9.   III reserves the right to suspend payment of claims if business partner's
     account (i.e., payments due to III) is not current. If account is not made
     current prior to filing deadline, all money accrued will be forfeited.
     Co-op funds can not be applied to amount owed.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       17
<PAGE>   18

10.  III reserves the right to change this program, including the amount of the
     accrual and eligible products and options at any time upon sixty (60) days'
     prior written notice.

11.  Trade/barter ads, agency fees/commissions, discounts and taxes are not
     reimbursable.

12.  All advertising must be in compliance with local, state and federal laws
     and must be in good taste. Each customer is solely responsible for any such
     advertising. III expressly disclaims any liability or responsibility for
     any advertising or promotion by the customer.

13.  All claims and text regarding III information services must be truthful.
     Any false or misleading representation will result in a denial of the co-op
     claim.

14.  Program participants can choose method of reimbursement on the claims
     submission form. Options are credit applied to the next invoice after
     approval, or check.

INTELLIGENT INFORMATION INCORPORATED CO-OP PROGRAM MEDIA USAGE GUIDELINES

<TABLE>
<CAPTION>
                                                        DOCUMENTATION              ADVERTISING REQUIREMENTS
MEDIA TYPE                   EXPENSES COVERED           REQUIRED
-----------------------------------------------------------------------------------------------------------
<S>                          <C>                        <C>                        <C>
PRINT                        -        Media Cost        -    Co-op Claims          -     Ad must conform
-        Newspapers          -        Production             Submission Form             to III Co-op
-        Magazines                                      -    1 original ad               program guidelines
                                                             per publication             and "Powered by
                                                             showing name, date          iii" logo usage
                                                             and location of             guidelines
                                                             publication (tear     -     Prior approvals
                                                             sheet).                     are not required
                                                        -    Photocopies are
                                                             not acceptable
                                                        -    Copy of paid
                                                             invoice
                                                        -    Multiple
                                                             Appearance Ads must
                                                             also include
                                                             "Newspaper Ad
                                                             Multiple Appearance
                                                             Certification Form"
DIRECT MAIL/RETAIL           -        Net Printing      -    Co-op Claims          -    Ad must conform
-        Statement Stuffers           Cost                   Submission Form            to III Co-op
-        Newsletters         -        Production        -    2 original                 program guidelines
-        Postcards           -        Mailing List           samples                    and "Powered by
-        Retail Collateral            Purchase/Rental   -    Copy of paid               iii" logo usage
-        Brochures                                           invoice                    guidelines
                                                                                   -    Prior approvals
                                                                                        are not required
TV & RADIO                   -        Media Cost        -    Co-op Claims          -    "Powered by
                                                             Submission Form            iii" must be
                                                        -    Copy of paid               mentioned at least
                                                             invoice with               once.
                                                             details of spot       -    Prior approvals
                                                             length, air dates,         are not required
                                                             number of spots
                                                             aired, cost per
                                                             spot, and total cost
</TABLE>

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       18

<PAGE>   19
<TABLE>
<S>                          <C>                        <C>                        <C>
                                                        -    Station
                                                             affidavit and
                                                             notarized copy of
                                                             video/audiotape used
INTERNET                     -    Banner                -    Co-op Claims          -    Ad must conform
                                  Advertising                Submission Form            to III Co-op
                                                        -    Copy of paid               program guidelines
                                                             invoice                    and "Powered by
                                                        -    Copy of                    iii" logo usage
                                                             advertisement              guidelines
                                                                                   -    Prior approvals
                                                                                        are not required
</TABLE>

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       19

<PAGE>   20

                                    EXHIBIT G

SUBSCRIBER AGREEMENT

IMPORTANT: READ THIS AGREEMENT BEFORE USING THE SERVICE PROVIDED BY Intelligent
Information Incorporated (hereafter referred to as "III"). YOUR USE OF THE
SERVICE, OR SIGNED ACKNOWLEDGMENT, WILL INDICATE YOUR ACCEPTANCE OF ALL OF THE
FOLLOWING TERMS. If this Agreement is unacceptable to you, do not use the
Service. III is willing to provide you the Service only if you agree to be bound
by the following terms:

1. Information, data or messages provided through the Service, has been
independently obtained by III from various originators and consolidators of data
including securities markets, such as stock exchanges, their affiliates, and
others (collectively, hereafter referred to as "Information Providers" or
"IPs"), through sources believed to be reliable, but the accuracy, completeness,
timeliness, or correct sequencing of the Information is not guaranteed by III,
the IPs, or any parties transmitting or processing the Information (hereafter
referred to as "Information Processors"). (Hereafter, collectively III, the IPs
and Information Processors are referred to as "Disseminating Parties".) There
may be delays, omissions, or inaccuracies in the Information. NO DISSEMINATING
PARTY WILL BE LIABLE IN ANY WAY TO YOU OR ANY OTHER PERSON FOR (A) ANY
INACCURACY, ERROR OR DELAY IN, OR OMISSION OF, (I) ANY INFORMATION OR (II) THE
TRANSMISSION OR DELIVERY OF ANY SUCH INFORMATION; OR (B) ANY LOSS OR DAMAGE
ARISING FROM OR OCCASIONED BY (I) ANY SUCH INACCURACY, ERROR, DELAY OR OMISSION,
(II) NON-PERFORMANCE, OR (III) INTERRUPTION IN ANY SUCH INFORMATION, DUE EITHER
TO ANY NEGLIGENT ACT OR OMISSION BY ANY DISSEMINATING PARTY OR TO ANY "FORCE
MAJEURE" (I.E., ANY FLOOD, EXTRAORDINARY WEATHER CONDITIONS, EARTHQUAKE OR OTHER
ACT OF GOD, FIRE, WAR, INSURRECTION, RIOT, LABOR DISPUTE, ACCIDENT, ACTION OF
GOVERNMENT, COMMUNICATIONS OR POWER FAILURE, OR EQUIPMENT OR SOFTWARE
MALFUNCTION) OR ANY OTHER CAUSE BEYOND THE REASONABLE CONTROL OF THE
DISSEMINATING PARTIES. THERE IS NO WARRANTY OF MERCHANTABILITY, NO WARRANTY OF
FITNESS FOR A PARTICULAR USE, AND NO OTHER WARRANTY OF ANY KIND, EXPRESS, OR
IMPLIED, REGARDING THE INFORMATION OR ANY ASPECT OF THE SERVICE (INCLUDING BUT
NOT LIMITED TO ACCESS TO INFORMATION).

2. IN NO EVENT WILL ANY DISSEMINATING PARTY BE LIABLE TO YOU OR ANYONE ELSE FOR
ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL OR INDIRECT DAMAGES (INCLUDING BUT NOT
LIMITED TO LOST PROFITS, TRADING LOSSES, AND DAMAGES THAT RESULT FROM
INCONVENIENCE, DELAY OR LOSS OF THE USE OF THE SERVICE) EVEN IF ANY
DISSEMINATING PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR
LOSSES. YOU AGREE THAT THE LIABILITY OF ANY DISSEMINATING PARTY, ARISING OUT OF
ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY
CONNECTED WITH THE SERVICE OR THE INFORMATION, WILL NOT EXCEED THE AMOUNT
CHARGED FOR RECEIVING THE INFORMATION. No Disseminating Party shall be liable
for any loss resulting from a cause over which such entity does not have
control, including but not limited to failure of electronic or mechanical
equipment or communication lines, telephone or other interconnect problems,
unauthorized access, theft, operator errors, severe weather, earthquakes,
floods, acts of war, and strikes or other labor problems.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       20
<PAGE>   21

3. III, the IPs and others have proprietary interest in the Information. You
agree not to reproduce, re-transmit, disseminate, sell, distribute, publish,
broadcast, circulate or commercially exploit the Information in any manner
without the express written consent of III, and the relevant Information
Provider(s); nor to use the Information for any unlawful purpose. You agree to
comply with reasonable written requests from III, and to protect the IPs' and
III's respective contractual, statutory and common law rights to the Information
and the Service.

4. You acknowledge that neither the Service nor any of the Information is
intended to supply tax or legal advice. Although the Service may provide
Information about how to invest and what to buy, none of this Information is
recommended by any Disseminating Party. The Disseminating Parties do not
recommend any investment advisory service or product, nor offer any advise
regarding the nature, potential value, or suitability of any particular
security, transaction, or investment strategy.

5. You agree to immediately notify III if you become aware of any of the
following: (a) any loss or theft of your access number(s) and/or password(s), or
(b) any unauthorized use of any of your access number(s) and/or password(s), or
of the Service or any Information.

6. You agree to indemnify and hold the Disseminating Parties harmless from and
against any and all claims, losses, liabilities, costs and expenses (including
but not limited to attorneys' fees) arising from your violation of this
Agreement or any third party's rights.

7. III reserves the right to terminate your access to the Service or any portion
of it at its sole discretion, without notice and without limitation, for any
reason whatsoever, including but not limited to the unauthorized use of your
access number(s) and/or password(s), breach of this Agreement, discontinuance of
III or loss of access to any Information from any of the IPs. The Information
Processors and III shall have no liability to you; provided, however, that if
the termination is without cause, III shall refund the prorata portion of any
fee which may have been paid by you for the portion of the Service not furnished
to you as of the date of such termination.

8. As a condition of being approved to use the Service, you represent and agree
that you are making this Agreement in your own individual capacity and not on
behalf of a firm, corporation, partnership, trust or association, and you
further agree to receive advertising messages and e-commerce opportunities via
the Service when delivered at the discretion of the Disseminating Parties.

9. You acknowledge that, in providing you with the Service, III, has relied upon
your agreement to be bound by the terms of this Agreement. You further
acknowledge that this Agreement and all other present and future written
agreements between you and III, constitute the complete statement of the
agreement between you and III, and that the agreement does not include any other
or prior contemporaneous promises, representations or descriptions regarding the
Service or the Information even if it were contained in materials provided by
III. This Agreement may be modified only in writing; if III sends you written
notice of the modification, your use of the Service after receiving such notice
will indicate your acceptance of the modification. If any provision of this
Agreement is invalid or unenforceable under applicable laws, it is, to that
extent, deemed omitted and the remaining provisions will continue in full force
and effect. This Agreement and performance hereunder will be governed by and
construed in accordance with the laws of the State of New York, as applied to
agreements entered into, no matter where you might legally reside.

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       21

<PAGE>   22

10. The terms and conditions of Sections 1, 2, 3 and 6 of this Agreement shall
survive any termination of this Agreement.

                                    EXHIBIT H

                                COPYRIGHT NOTICES

The Copyright notice, with current year inserted, is as follows:
1.  Copyright (C) 199__ INTELLIGENT INFORMATION INCORPORATED.  All rights
reserved.

2. If Dow Jones & Company, Inc. information is to be included, then the
following notice must be included: "Copyright 199__ Dow Jones & Company, Inc.
All Rights Reserved. Distributed by Intelligent Information under license from
Dow Jones & Company, Inc. The headlines contained in this Intelligent
Information Service are the sole and exclusive property of Dow Jones & Company,
Inc. and are protected by copyright. Such headlines may not be copied,
republished or redistributed without the prior written consent of Dow Jones &
Company, Inc."

                             AWS & III Confidential

CONFIDENTIAL TREATMENT REQUESTED
Brackets have been used to identify information which has been omitted from this
exhibit pursuant to a request for confidential treatment and filed separately
with the Securities and Exchange Commission.

                                       22

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