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                                                                     EXHIBIT 4.2

                            FORM OF TENDER AGREEMENT

       THIS TENDER AGREEMENT (this "Agreement") dated as of July 17, 2000 is
entered into by and among John H. Harland Company, a Georgia corporation
("Parent"), JH Acquisition Corp., an Oregon corporation and wholly owned
subsidiary of Parent ("Buyer"), and [ NAME OF SECURITYHOLDER ], in his capacity
as a stockholder of the Company and a resident of the State of Oregon
("Securityholder"), with respect to certain equity securities owned by
Securityholder of Concentrex Incorporated, an Oregon corporation (the
"Company").

                              W I T N E S S E T H:

       WHEREAS, Parent, Buyer and the Company have entered into an Agreement and
Plan of Merger (the "Merger Agreement") dated as of the date hereof pursuant to
which Buyer has agreed to make a cash tender offer described therein and
thereafter merge with and into the Company (the "Merger") in accordance with the
provisions of the Oregon Business Corporation Act;

       WHEREAS, as of the date hereof, Securityholder beneficially owns and has
the power to vote certain shares of the common stock, no par value, of the
Company (the "Company Common Stock"); and

       WHEREAS, in consideration of Buyer's and Parent's agreements herein and
in the Merger Agreement, Securityholder has agreed to cooperate with Buyer and
Parent with respect to the acquisition of the Company by Parent and Buyer upon
the terms and subject to the conditions set forth in the Merger Agreement.

       NOW, THEREFORE, in contemplation of the foregoing and in consideration of
the mutual agreements, covenants, representations and warranties contained
herein and for other good and valuable consideration, the receipt of which is
hereby acknowledged, and intending to be legally bound hereby, the parties
hereto agree as follows:

       1.     Certain Covenants.

              1.1    Lock-Up. Securityholder hereby covenants and agrees during
the term of this Agreement that (a) except as consented to in writing by Parent
in its sole discretion, Securityholder will not, directly or indirectly, sell,
transfer, assign, pledge, hypothecate or otherwise dispose of or limit its right
to vote in any manner any of the Securities (as hereinafter defined), or agree
to do any of the foregoing, and (b) Securityholder will not take any action
which would have the effect of preventing or disabling Securityholder from
performing its obligations under this Agreement.

              1.2    No Solicitation. During the term of this Agreement, neither
Securityholder nor any person acting as an agent of Securityholder or otherwise
on Securityholder's behalf shall, directly or indirectly, solicit, encourage or
initiate negotiations with, or provide any information to (except as permitted
under the Merger Agreement), any corporation, partnership, person or other
entity or group (other than Parent or an affiliate or an associate of Parent)
concerning any sale, transfer, pledge or other disposition or conversion of the
Securities. Securityholder will immediately cease and cause to be terminated any
existing activities, discussions or negotiations with any parties conducted
heretofore with respect to any of the foregoing. Securityholder will notify
Buyer immediately if any party contacts Securityholder following the date hereof
(other than Buyer or an affiliate or associate of Buyer) concerning any sale,
transfer, pledge or other disposition or conversion of the Securities.

              1.3    Voting Agreement.

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                     (a)    Securityholder has revoked or terminated any
              proxies, voting agreements or similar arrangements previously
              given or entered into with respect to the Securities and hereby
              irrevocably appoints Buyer, expressly limited to the term of this
              Agreement, as proxy for Securityholder to vote (or refrain from
              voting) in any manner as Buyer, in its sole discretion, may see
              fit, all of the Securities of Securityholder for Securityholder
              and in Securityholder's name, place and stead, at any annual,
              special or other meeting or action of the securityholders of the
              Company, as applicable, or at any adjournment thereof or pursuant
              to any consent of securityholders of the Company, in lieu of a
              meeting or otherwise, with respect and limited to the following
              matters: (i) the adoption and approval of the Merger Agreement,
              (ii) any extraordinary corporate transaction (other than the
              Merger), such as a merger, consolidation, business combination,
              tender or exchange offer, reorganization, recapitalization,
              liquidation or other change of control involving the Company or
              any of its subsidiaries, including, but not limited to, any
              Acquisition Proposal (as defined in the Merger Agreement), and
              (iii) any sale or transfer of a material amount of the assets or
              securities of the Company or any of its subsidiaries (other than
              pursuant to the Merger). The parties acknowledge and agree that
              neither Buyer, nor Buyer's successors, assigns, subsidiaries,
              divisions, employees, officers, directors, shareholders, agents
              and affiliates shall owe any duty to, whether in law or otherwise,
              or incur any liability of any kind whatsoever, including without
              limitation, with respect to any and all claims, losses, demands,
              causes of action, costs, expenses (including reasonable attorney's
              fees) and compensation of any kind or nature whatsoever to
              Securityholder in connection with, as a result of or otherwise
              relating to any vote (or refrain from voting) by Buyer of the
              Securities subject to the irrevocable proxy hereby granted to
              Buyer at any annual, special or other meeting or action or the
              execution of any consent of the securityholders of the Company.

                     (b)    Notwithstanding the foregoing grant to Buyer of the
              irrevocable proxy, in the event Buyer elects not to exercise its
              rights to vote the Securities pursuant to the irrevocable proxy,
              Securityholder agrees to vote all of the Securities during the
              term of this Agreement (i) if the issue on which Securityholder is
              requested to vote is a proposal to approve the Merger,
              Securityholder agrees to vote in favor of or give its consent to,
              as applicable, such transaction or (ii) otherwise in the manner
              directed by Buyer at any annual, special or other meeting or
              action of securityholders of the Company, in lieu of a meeting or
              otherwise with respect to any issue brought before the
              securityholders of the Company.

              1.4    Tender of Securities. Securityholder agrees to tender, and
not withdraw, the Securities owned by Securityholder to Buyer in the Initial
Offer (as defined in the Merger Agreement), and in any event no later than 10
business days following the commencement of the Initial Offer.

              1.5    Public Announcement. Securityholder shall consult with
Parent before issuing any press releases or otherwise making any public
statements with respect to the transactions contemplated herein and shall not
issue any such press release or make any such public statement without the
approval of Buyer, except as may be required by law.

              1.6    Stop Transfer Instruction. Promptly following the date
hereof, Securityholder and Buyer shall deliver joint written instructions to the
Company and to the Company's transfer agent stating that the Securities may not
be sold, transferred, pledged, assigned, hypothecated or otherwise disposed of
in any manner without the prior written consent of Buyer or except in accordance
with the terms and conditions of this Agreement.

       2.     Representation and Warranties.

              2.1    Representations and Warranties of Buyer and Parent. Buyer
and Parent, hereby jointly and severally, represent and warrant to
Securityholder, as of

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the date hereof and as of the date Buyer purchases shares of Company Common
Stock pursuant to the Initial Offer, as follows:

                     (a)    Authorization. Each of Buyer and Parent is a
              corporation duly organized, validly existing and in good standing
              under the laws of its state of incorporation. Each of Buyer and
              Parent has all requisite power and authority to execute and
              deliver this Agreement and to consummate the transactions
              contemplated hereby. Each of Buyer and Parent has duly authorized,
              executed and delivered this Agreement and this Agreement is a
              legal, valid and binding agreement of Buyer, enforceable against
              Buyer in accordance with its terms.

              2.2    Representations and Warranties of Securityholder.
Securityholder hereby represents and warrants to Buyer and Parent, as of the
date hereof and as of the date Buyer purchases shares of Company Common Stock
pursuant to the Initial Offer, as follows:

                     (a)    Ownership. Securityholder is the record
              (individually or in joint ownership with his spouse) and
              beneficial owner of, and has good and marketable title to, 307,884
              shares of Company Common Stock (collectively, the "Securities"),
              in each case free and clear of all liabilities, claims, liens,
              options, proxies, charges, participations and encumbrances of any
              kind or character whatsoever.

                     (b)    Authorization. Securityholder has all requisite
              power and authority to execute and deliver this Agreement and to
              consummate the transactions contemplated hereby and has sole
              voting power and sole power of disposition, with respect to all of
              the Securities owned by Securityholder with no restrictions on its
              voting rights or rights of disposition pertaining thereto.
              Securityholder has duly authorized, executed and delivered this
              Agreement and this Agreement is a legal, valid and binding
              agreement of Securityholder, enforceable against Securityholder in
              accordance with its terms.

                     (c)    No Violation. Neither the execution and delivery of
              this Agreement nor the consummation of the transactions
              contemplated hereby will (a) require Securityholder to file or
              register with, or obtain any material permit, authorization,
              consent or approval of, any governmental agency, authority,
              administrative or regulatory body, court or other tribunal,
              foreign or domestic, or any other entity, or (b) violate, or cause
              a breach of or default under, any contract, agreement or
              understanding, any statute or law, or any judgment, decree, order,
              regulation or rule of any governmental agency, authority,
              administrative or regulatory body, court or other tribunal,
              foreign or domestic, or any other entity or any arbitration award
              binding upon Securityholder. No proceedings are pending which, if
              adversely determined, will have a material adverse effect on any
              ability to vote or dispose of any of the Securities.
              Securityholder has not previously assigned or sold any of the
              Securities to any third party.

                     (d)    Securityholder Has Adequate Information.
              Securityholder is a sophisticated seller with respect to the
              Securities and has adequate information concerning the business
              and financial condition of the Company to make an informed
              decision regarding the sale of the Securities and has
              independently and without reliance upon Buyer or Parent and based
              on such information as Securityholder has deemed appropriate, made
              its own analysis and decision to enter into this Agreement.
              Securityholder acknowledges that neither Buyer nor Parent has made
              and neither make any representation or warranty, whether express
              or implied, of any kind or character except as expressly set forth
              in this Agreement. Securityholder acknowledges that the agreements
              contained herein with respect to the Securities by Securityholder
              are irrevocable, and that Securityholder shall have no recourse to
              the Securities or Buyer or Parent, except with respect to breaches
              of representations, warranties, covenants and agreements expressly
              set forth in this Agreement.

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                     (e)    Buyer's Excluded Information. Securityholder
              acknowledges and confirms that (a) Buyer or Parent may possess or
              hereafter come into possession of certain non-public information
              concerning the Securities and the Company which is not known to
              Securityholder and which may be material to Securityholder's
              decision to sell the Securities ("Buyer's Excluded Information"),
              (b) Securityholder has requested not to receive Buyer's Excluded
              Information and has determined to sell the Securities
              notwithstanding its lack of knowledge of Buyer's Excluded
              Information, and (c) Buyer and Parent shall have no liability or
              obligation to Securityholder, in connection with, and
              Securityholder hereby waives and releases Buyer and Parent from,
              any claims which Securityholder or its successors and assigns may
              have against Buyer or Parent (whether pursuant to applicable
              securities laws or otherwise) with respect to, the non-disclosure
              of Buyer's Excluded Information; provided, however, nothing
              contained in this Section 2.2(e) shall limit Securityholder's
              right to rely upon the express representations and warranties made
              by Buyer and Parent in this Agreement, or Securityholder's
              remedies in respect of breaches of any such representations and
              warranties.

                     (f)    No Setoff. Securityholder has no liability or
              obligation related to or in connection with the Securities other
              than the obligations to Buyer and Parent as set forth in this
              Agreement. There are no legal or equitable defenses or
              counterclaims that have been or may be asserted by or on behalf of
              the Company, as applicable, to reduce the amount of the Securities
              or affect the validity or enforceability of the Securities.

       3.     Survival of Representations and Warranties. The respective
representations and warranties of Securityholder, Parent and Buyer contained
herein or in any certificates or other documents delivered in connection
herewith shall not be deemed waived or otherwise affected by any investigation
made by the other party hereto, and each representation and warranty contained
herein shall survive the closing of the transactions contemplated hereby until
the expiration of the applicable statute of limitations, including extensions
thereof.

       4.     Specific Performance. Securityholder acknowledges that Buyer and
Parent will be irreparably harmed and that there will be no adequate remedy at
law for a violation of any of the covenants or agreements of Securityholder
which are contained in this Agreement. It is accordingly agreed that, in
addition to any other remedies which may be available to Buyer and Parent upon
the breach by Securityholder of such covenants and agreements, Buyer and Parent
shall have the right to obtain injunctive relief to restrain any breach or
threatened breach of such covenants or agreements or otherwise to obtain
specific performance of any of such covenants or agreements.

       5.     Miscellaneous.

              5.1    Term. This agreement shall terminate upon the earlier of
(i) the termination of the Merger Agreement or (ii) the 30th day after the date
hereof if Parent has not commenced the Initial Offer.

              5.2    Expenses. Each of the parties hereto shall pay its own
expenses incurred in connection with this Agreement. Each of the parties hereto
warrants and covenants to the others that it will bear all claims for brokerage
fees attributable to action taken by it.

              5.3    Binding Effect. This Agreement shall be binding upon and
inure to the benefit of and be enforceable by the parties hereto and their
respective representatives and permitted successors and assigns.

              5.4    Entire Agreement. This Agreement contains the entire
understanding of the parties and supersedes all prior agreements and
understandings between the parties with respect to its subject matter. This
Agreement may be amended only by a written instrument duly executed by the
parties hereto.

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              5.5    Headings. The headings contained in this Agreement are for
reference purposes only and shall not affect in any way the meaning or
interpretation of this Agreement. Time is of the essence with respect to all
provisions of this Agreement.

              5.6    Assignment. This Agreement may not be transferred or
assigned by Securityholder but may be assigned by Buyer to any of its affiliates
or to any successor to its business and will be binding upon and inure to the
benefit of any such affiliate or successor.

              5.7    Counterparts. This Agreement may be executed in two
counterparts, each of which shall be an original, but both of which together
shall constitute one and the same Agreement.

              5.8    Notices. All notices, requests, claims, demands and other
communications hereunder shall be in writing and shall be given (and shall be
deemed to have been duly given if so given) by delivery, telegram or telecopy,
or by mail (registered or certified mail, postage prepaid, return receipt
requested) or by any national courier service, provided that any notice
delivered as herein provided shall also be delivered by telecopy at the time of
such delivery. All communications hereunder shall be delivered to the respective
parties at the following addresses (or at such other address for a party as
shall be specified by like notice, provided that notices of a change of address
shall be effective only upon receipt thereof):

       (a)    If to Parent
              or Buyer:          John H. Harland Company
                                 2939 Miller Road
                                 Decatur, Georgia 30035
                                 Attention:  John C. Walters
                                 Telecopy:  (770) 593-5619

              with a copy to:    King & Spalding
                                 191 Peachtree Street
                                 Atlanta, Georgia 30303-1763
                                 Attention:  Alan J. Prince, Esq.
                                             Mark E. Thompson, Esq.
                                 Telecopy:  (404) 572-5100

       (b)    If to
              Securityholder:    [ NAME OF SECURITYHOLDER ]
                                 [ ADDRESS OF SECURITYHOLDER ]
                                 Telecopy: [ TELECOPY NUMBER OF SECURITYHOLDER ]

              with a copy to:    Tonkon Torp LLP
                                 1600 Pioneer Tower
                                 888 SW Fifth Avenue
                                 Portland, Oregon  97204-2099
                                 Attention:  Ronald L. Greenman, Esq.
                                 Telecopy:  (503) 972-3706

              5.9    Governing Law. This Agreement shall be governed by and
construed and enforced in accordance with the laws of the State of New York,
without regard to its principles of conflicts of laws.

              5.10   Enforceability. The invalidity or unenforceability of any
provision or provisions of this Agreement shall not affect the validity or
enforceability of any other provision of this Agreement, which shall remain in
full force and effect.

              5.11   Further Assurances. From time to time at or after the date
Buyer purchases shares of Company Common Stock pursuant to the Initial Offer, at
Buyer's request and without further consideration, Securityholder shall execute
and deliver to Buyer such documents and take such action as Buyer may reasonably
request in order to consummate more effectively the transactions contemplated
hereby and to vest in Buyer good, valid and marketable title to the Securities,
including, but not

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limited to, using its best efforts to cause the appropriate transfer agent or
registrar to transfer of record the Securities.

       IN WITNESS WHEREOF, Buyer, Parent and Securityholder have caused this
Agreement to be duly executed as of the day and year first above written.

                                 JH ACQUISITION CORP.

                                 By:
                                      ------------------------------------------
                                 Name:
                                        ----------------------------------------
                                 Title:
                                         ---------------------------------------

                                 JOHN H. HARLAND COMPANY

                                 By:
                                      ------------------------------------------
                                 Name:
                                        ----------------------------------------
                                 Title:
                                         ---------------------------------------

                                 -----------------------------------------------
                                 [ NAME OF SECURITYHOLDER ]

                                       6<PAGE>   1
                                                                     EXHIBIT 4.1
<TABLE>
<S>                      <C>                                                        <C>
      [NUMBER]                              AutoTrader.com                                [SHARES]
     [ATA LOGO]                                                                            [LOGO]

CLASS A COMMON STOCK                     AutoTrader.com, Inc.                          CUSIP 05332U 10 1
     PAR VALUE
                         INCORPORATED UNDER THE LAWS OF THE STATE OF DELAWARE  SEE REVERSE FOR CERTAIN DEFINITIONS

This CERTIFIES that

Is the owner of
</TABLE>

<TABLE>
<S>                                                                               <C>
Countersigned and Registered:
     FIRST UNION NATIONAL BANK
                                                                                        Transfer Agent
                                                                                        and Registrar,

By

                                                                                  Authorized Signature
</TABLE>

      FULLY-PAID AND NON-ASSESSABLE SHARES OF THE CLASS A COMMON STOCK OF

AutoTrader.com, Inc. transferable on the books of the Corporation by the owner
in person, or by duly authorized attorney, upon surrender of this certificate
properly endorsed. This certificate and the shares represented hereby are
subject to all the terms, conditions and limitations of the Certificate of
Incorporation and all amendments thereto and supplements thereof.

     This certificate is not valid until countersigned and registered by the
Transfer Agent and Registrar.

     WITNESS the facsimile seal of the Corporation and the facsimile signatures
of its duly authorized officers.

Dated:

<TABLE>
<S>                      <C>                                    <C>
   /s/                   AutoTrader.com, Inc.                             Victor A. Perry
Secretary                     Corporate                         President and Chief Executive Officer
                                 Seal
                                 2000
                               Delaware
</TABLE>
<PAGE>   2

                              AUTOTRADER.COM, INC.

         THE CORPORATION WILL FURNISH WITHOUT CHARGE TO EACH STOCKHOLDER WHO SO
REQUESTS, A FULL STATEMENT OF THE DESIGNATIONS, PREFERENCES AND RELATIVE,
PARTICIPATING, OPTIONAL OR OTHER SPECIAL RIGHTS OF EACH CLASS OF STOCK OR
SERIES THEREOF AUTHORIZED TO BE ISSUED AND THE QUALIFICATIONS, LIMITATIONS OR
RESTRICTIONS OF SUCH PREFERENCES AND/OR RIGHTS.

         The following abbreviations, when used in the inscription on the face
of this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:

<TABLE>

<S>                                              <C>
TEN COM -- as tenants in common                  UNIF GIFT MIN ACT - ___________ Custodian  ________________
                                                                       (Cust)                         (Minor)
TEN ENT -- as tenants by the entireties
                                                                      under Uniform Gifts to Minors
JT WROS -- as joint tenants with right
           of survivorship and not as                                 Act
           tenants in common                                              ----------------------------------
                                                                           (State)
</TABLE>

    Additional abbreviations may also be used though not in the above list.

For value received, _____________________ hereby sell, assign and transfer unto

PLEASE INSERT SOCIAL SECURITY OR OTHER
   IDENTIFYING NUMBER OF ASSIGNEE
 ______________________________________
|                                      |
|______________________________________|----------------------------------------

                   (Please print or typewrite name and address
                     including postal zip code of assignee)
--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

__________________________________________________________________________Shares
represented by the within Certificate, and do hereby irrevocably constitute and
appoint

--------------------------------------------------------------------------------

________________________________________________________________________Attorney
to transfer the said Shares on the books of the within-named corporation with
full power of substitution in the premises.

Dated_____________________________________

                         ------------------------------------------------------
                         NOTICE: THE SIGNATURE(S) TO THIS ASSIGNMENT MUST
                         CORRESPOND WITH THE NAME(S) AS WRITTEN UPON THE FACE
                         OF THE CERTIFICATE IN EVERY PARTICULAR WITHOUT
                         ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER.

Signature(s) Guaranteed:

By ____________________________________________________________________________
THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE GUARANTOR INSTITUTION
(BANKS, STOCKBROKERS, SAVINGS AND LOAN ASSOCIATIONS AND CREDIT UNIONS WITH
MEMBERSHIP IN AN APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM), PURSUANT TO
S.E.C. RULE 17Ad-15.

         NOTICE: THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE
NAME AS WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT
ALTERATION OR ENLARGEMENT OR ANY CHANGE WHATEVER.

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