Document:

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                              MULLER & LIPSON, P.A.
                                       ------- ----
                                ATTORNEYS AT LAW

                                                           9350 FINANCIAL CENTRE
                                                                      SUITE 1550
                                                        9350 SOUTH DIXIE HIGHWAY
                                                            MIAMI, FLORIDA 33156
                                                         TELEPHONE: 305-570-6770
                                                               FAX: 305-670-6TH9

                                              March 15, 2002

Mr. ArthurKobrin
Senior Vice President
Cyber-Care, Inc.
2500 Quantum Lakes Blvd.
Suite 1000
Boynton. BEACH, Florida 33426

VIA FACSIMILE AND U.S. MAIL

Dear MR. Kobrin:

         As we discussed during our telephone conversation this morning,
Cyber-Care, Inc. is obligated to this firm in the amount of $7,000.86. A COPY of
our outstanding invoice is attached hereto.

         Confirming our telephone conversation, WE are willing to accept payment
of this amount in shares of common stock of Cyber-Care, INC., subject to the
following: (1) the shares to be issued to us will he valued at their c1osing bid
price on March 14, 2002; and (2) the shares to be issued to us will be included
in the next registration statement filed by Cyber-Care, Inc. with the Securities
and Exchange Commission.

         Should you have any questions or desire to discuss this matter further,
please feel free to contact me.

                                            Sincerely,

                                       GARY D. LIPSON<Page>

March 18, 2002

Arthur Kobrin, Treasurer
CYBERCARE, Inc.
2500 Quantum Lake Drive, Suite 1000
Boynton Beach, Florida 33426

Dear Mr. Kobrin:

Peach Consulting, Inc. has an agreement with Kerry Cianos, a contractor with
CyberCare Inc. stating that he can't work directly for CyberCare until one year
after his contract expires. I understand CyberCare has made an offer to Kerry
Cianos for a permanent position and I understand he has accepted said offer.

Peach Consulting, Inc. will release Kerry Cianos from his agreement thus
allowing him to accept the offer and become a full time employee effective March
25, 2002. It is acceptable by Peach Consulting, Inc. as a condition of this
release to award 5,000 restricted shares of CyberCare stock made payable to and
in the name of Daniel E. Sheppard. It is further agreed that shares will be
issued no later than ninety days from March 25, 2002. This release is based upon
the receipt of a letter from you indicating your agreement of the terms of the
release as stated.

Respectfully,

Daniel E. Sheppard
Peach Consulting, Inc.
President/CEO
30 Gardenia Ct
Oxford, GA 30054
678.342.3888 fax<Page>

                      ROBERT C. ASHBURN & ASSOCIATES, INC.

                                                          March 14, 2002

Mr. Steve Cohen, CFO
CyberCare, Inc.
1903 South Congress Avenue
Suite 400
Boynton Beach FL 33426

Dear Mr. COHEN:

As per my conversation with you on March 12, 2002, I hereby accept $10,000.00 of
CyberCare shares (45,455 shares) at $ .22 per share (price of CyberCare stock at
close of business 03 12 02) in lieu of monthly retainer for January and February
2002.

Sincerely,

ROBERT C. ASHBURN, PH. D.
President<Page>

                             MEMORANOUM OF AGREEMENT

        In the matter of GEORGE F. SLADE and LINDA W. SLADE Trustees of the
        George F. Slade Revocable Trust, Plaintiffs, vs. CYBER-CARE, INC.,
        Defendant, the undersigned parties have agreed to settle their dispute
        concerning case number 01-CA1990 on this date, March 18, 2002, and
        hereby agree to the following terms:

1.      Cyber Care will pay GEORGE F. SLADE and LINDA W. SLADE, Trustees of the
George F. Slade Revocable Trust $200,000.00 within twenty (20) days of the date
of this agreement.

2.      Cyber Care will register $200,000 in Cyber Care stock in the name of
GEORGE F. SLADE and LINDA W. SLADE, Trustees of the George F. Slade Revocable
Trust within ninety (90) days of the date of this agreement. The stock will be
valued at the closing bid price no more than five (5) days prior to submission
for registration, but in any event no more than eighty-five (85) days from the
date of this agreement. Cyber Care will deliver such stock to GEORGE F. SLADE
and LINDA W. SLADE, Trustees of the George F. Slade Revocable Trust within five
(5) days of the registration becoming effective.

3.      Cyber Care will transfer all assets and liabilities of the Tallahassee
Sleep Disorder Clinic, Inc. to GEORGE F. SLADE and LINDA W. SLADE, Trustees of
the George F. Slade Revocable Trust or such other entity as they may designate.
Cyber Care will complete the transfer of such assets and liabilities within
thirty (30) days of the date of this agreement. This agreement is conditioned on
the parties' mutual understanding that the accounts receivable of the
Tallahassee Sleep Disorder Clinic, Inc. are not pledged, mortgaged or otherwise
encumbered and that the liabilities of the Tallahassee Sleep Disorder Clinic,
Inc. exceeding $1,000 are limited to:
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        an equipment loan with a balance of approximately $19,000.00; a building
        lease; a phone lease; and a copier lease.

This agreement is further conditioned on the Slade's warranty that they have not
obligated Tallahassee Sleep Disorder Clinic, Inc. or Cyber Care to any
undisclosed payables in excess of $1,000.00, nor will they do so prior to the
transfer or thereafter.

4.      This agreement is subject to ratification by the Cyber Care board of
directors. Such ratification will be obtained within five (5) days of the date
of this agreement. March 18, 2002.

Michael Mattimore, Esq.                        William H. Hughes, III, Esq.
Jonathan W. Oliff, Esq.                        Carl R. Pennington, Jr., Esq.
Allen, Norton & Blue, P.A.                     Pennington, Moore, Wilkinson,
908 North Monroe Street                         Bell & Dunbar, P.A.
Tallahassee, FL 32303                          215 South Monroe Street, 2nd Fl.
                                               Post Office Box 10095
                                               Tallahassee, FL  32302-2095

Cyber-Care, Inc.                               George F. Slade and Linda Slade
                                               Trustees of the George F. Slade
By:                                            Revocable Trust
Daniel W. Bivins
Senior Vice President                          By:
                                               George F. Slade

                                               By:
                                               Linda Slade<Page>

                     SETTLEMENT AGREEMENT AND MUTUAL RELEASE

         This SETTLEMENT AGREEMENT AND MUTUAL RELEASE (this "Release") is
entered into as of the 10th day of May, 2002 by and between CGI Information
Technology Services, Inc., f/k/a IMRglobal Corp. ("CGI") and CyberCare, Inc.
("CyberCare").

                                    RECITALS:

         WHEREAS, in the past, CGI Information Technology Services, Inc., f/k/a
IMRglobal Corp. ("CGI"), provided materials and services to CyberCare, Inc.
("CyberCare"); and

         WHEREAS, in a letter dated June 15, 2001, CyberCare agreed to pay One
Million, One Hundred Twelve Thousand, Seven Hundred Sixteen Dollars
($1,112,716.00) to CGI as compensation for materials and services provided by
CGI to CyberCare; and

         WHEREAS, payment was not made, resulting in the filing of a lawsuit
styled IMRGLOBAL CORP. V. CYBERCARE, INC., Case Number 01-8766-CI-011, in the
Circuit Court in Pinellas County, Florida (the "Litigation"); and

         WHEREAS, CGI and CyberCare now wish to enter into a settlement
agreement to resolve all pending disputes between them, including the
Litigation.

         NOW, THEREFORE, in consideration of the mutual covenants set forth
below, and for other good and valuable consideration, the adequacy of which is
hereby acknowledged, the parties agree as follows:

                                     TERMS:

         1. Simultaneously with the parties' mutual execution and exchange of
this Release, CyberCare will wire the sum of One Hundred Fifty Thousand Dollars
($150,000.00) to CGI.

         2. Within five (5) business days following the parties mutual execution
and exchange of this Release, CyberCare will issue to CGI Five Hundred Thousand
(500,000) shares of restricted CyberCare common stock (the "Settlement Shares").
CyberCare will, at its own cost and expense, no later than May 31, 2002, file a
registration statement appropriate for the Settlement Shares (the "Registration
Statement") with the United States Securities and Exchange Commission ("SEC"),
and use its reasonable best commercial efforts to have the Registration
Statement declared effective by the SEC, and use its reasonable best commercial
efforts to maintain the effectiveness of the Registration Statement for a period
of twenty-four (24) months thereafter, so as to enable the Settlement Shares,
upon the effectiveness of the Registration Statement and for the above-specified
period thereafter, to be freely tradable by CGI, until sold by CGI in accordance
with the terms of this Release, all applicable state and federal securities laws
and regulations and in accordance with the Registration Statement. CGI agrees to
restrict its sales of the Settlement Shares to no more than 20,000 shares in any
trading day and 300,000 shares in any calendar month; provided, however, that on
trading days when the trading volume for CyberCare's common stock is greater
than 2,000,000 (not including any Settlement Shares),

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the daily restriction shall increase to 100,000 Settlement Shares (the "Sale
Restrictions"). The number of Settlement Shares referred to in the foregoing
shall be adjusted to reflect any change in the capitalization of CyberCare,
including, but not limited to, such changes as a stock split, stock dividend,
recapitalization or the like.

         3. CyberCare, upon the signing of this Release, releases CGI, its
predecessors and successors, its officers and directors, and its assigns ("CGI
Releasees") from any and all claims, whether known or unknown, that CyberCare,
its officers and directors, successors and predecessors, or assigns ("CyberCare
Releasors"), have or may have against CGI Releasees. This release is general in
nature, but specifically includes all claims, defenses and set-offs asserted by
CyberCare in the Litigation. SPECIFICALLY EXCLUDED FROM THIS RELEASE IS
CYBERCARE'S RIGHT TO ENFORCE ANY OF CGI'S OBLIGATIONS PURSUANT TO THIS RELEASE
AND CGI'S OBLIGATION TO COMPLY WITH THE SALE RESTRICTIONS IMPOSED UNDER SECTION
2.

         4. Upon completion of (a) the wiring of the $150,000 described in
Section 1, (b) the delivery of share certificates representing the Settlement
Shares, as described in Section 2, and (c) the Registration Statement being
declared effective by the SEC (collectively (a), (b) and (c) are referred to as
the "Settlement Obligations"), CGI releases CyberCare, its affiliates and
subsidiaries, and its and their respective successors and predecessors, and its
and their respective officers, directors, shareholders, representatives and
assigns (collectively the "CyberCare Releasees") from any and all claims,
whether known or unknown, that CGI, its officers and directors, successors and
predecessors, or assigns ("CGI Releasors") may have against CyberCare Releasees.
This release is general in nature, but specifically includes the claims
asserted, or which could have been asserted, in the Litigation. SPECIFICALLY
EXCLUDED FROM THIS RELEASE IS CGI'S RIGHT TO ENFORCE ANY OF CYBERCARE'S
OBLIGATIONS PURSUANT TO THIS RELEASE AND CYBERCARE'S OBLIGATION TO MAINTAIN
REGISTRATION OF THE SETTLEMENT SHARES AS SPECIFIED HEREIN.

         5. CyberCare agrees that in the event it fails to perform or satisfy
the completion of any of the Settlement Obligations, it stipulates to a judgment
in the amount of $1,112,716.00 minus any money that CGI has recovered as a
result of payments by CyberCare to CGI pursuant to the terms of this Release and
the proceeds of any sale, transfer or disposition of Settlement Shares as set
forth in this Release. CyberCare will, however, be responsible for pre-judgment
interest from the date of breach through the entry of a judgment. To activate
this clause, CGI need only file an affidavit of default and give CyberCare 10
days written notice of a hearing for entry of a judgment. CyberCare's only
defense to entry of a judgment will be proof that it has fully performed the
Settlement Obligations.

         6. If CyberCare should file bankruptcy within ninety (90) days
following the effectiveness of the Registration Statement (a "Filing"), the
parties agree that if by the date of the Filing CGI has not sold all of the
Settlement Shares the bankruptcy will be considered the same as a default as set
forth in the preceding paragraph, giving CGI the right to seek to recover
through proceedings in or after bankruptcy, the full amount of $1,112,716.00
minus any money

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already recovered by CGI as a result of the payments and sale of Settlement
Shares pursuant to this Release.

         7. Once CyberCare has satisfied the Settlement Obligations, the parties
will promptly enter into a stipulated order to be entered in the Litigation
approving the settlement represented by this Release, dismissing the Litigation
with prejudice, but allowing the court to retain jurisdiction to enforce the
terms of this Release in the event of a default by either party. CGI agrees it
shall comply with all applicable state and federal securities laws and
regulations in connection with the disposition, transfer or sale of the
Settlement Shares and shall not attempt to or dispose of, transfer or sell the
Settlement Shares indirectly to or through one or more third parties so as to
contravene or avoid the Sale Restrictions described in Section 2.

         8. The parties waive trial by jury in any action to enforce this
Release.

         9. The parties agree that the sole and exclusive jurisdiction in any
action to enforce this Release will be the Circuit Court in the Sixth Judicial
Circuit of Florida or, if a bankruptcy is filed, the bankruptcy court having
jurisdiction.

         10. The parties agree that they have had an opportunity to consult with
counsel prior to entering into this Release and that they knowingly and
willingly entered into this Release.

         11. There will be no modifications of this Release except those that
are in writing and signed by both parties hereto.

         12. The terms of this Release shall be binding upon and enforceable by
the parties and their respective successors and assigns.

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         IN WITNESS WHEREOF, the parties have executed this Settlement Agreement
and Mutual Release as of the date first written above.

CYBERCARE, INC.

By:
     ------------------------------------------------
Name:
      -----------------------------------------------
Its:
     ------------------------------------------------

STATE OF FLORIDA
COUNTY OF __________________

         The foregoing was acknowledged before me this _____ day of __________,
2002, by ___________________, as _______________ of CyberCare, Inc., who ( ) is
personally known to me ( ) who presented _________________________ as
identification, and who did not take an oath.

                                                 -------------------------------
                                                 Notary Public, State of Florida
                                                 My Commission Expires:

CGI INFORMATION TECHNOLOGY SERVICES, INC.,
F/K/A IMRGLOBAL CORP.

By:
    -------------------------------------------------
Name:
      -----------------------------------------------
Its:
      -----------------------------------------------

STATE OF FLORIDA
COUNTY OF ______________

         The foregoing was acknowledged before me this _____ day of __________,
2002, by ___________________, as _______________ of CGI who ( ) is personally
known to me ( ) who presented _________________________ as identification, and
who did not take an oath.

                                                 -------------------------------
                                                 Notary Public, State of Florida
                                                 My Commission Expires:

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