Document:

Employment Contract with Joseph B. Bower Jr.

 Exhibit 10.1 
 EXECUTIVE EMPLOYMENT CONTRACT 
 MADE this 1st day of January 2010,
by and between CNB FINANCIAL CORPORATION, a Pennsylvania business corporation and CNB BANK, a state banking institution organized under the laws of the Commonwealth of Pennsylvania, with principal office at One South Second
Street, P.O. Box 42, Clearfield, Pennsylvania, 16830, (hereinafter collectively referred to as “CNB”); 
 AND

 JOSEPH B. BOWER, JR., an adult individual residing at 125 Zion View Drive, Clearfield, Pennsylvania, 16830,
(hereinafter “MR. BOWER”). 
 WHEREAS, MR. BOWER became the President and CEO of both CNB Bank and CNB Financial
Corporation, effective January 1, 2010; and, 
 WHEREAS, MR. BOWER previously served as CNB Financial Corporation’s
Secretary and Treasurer, and as the Executive Vice-President & Cashier and Chief Operating Officer of CNB Bank; and, 

WHEREAS, the parties entered previous Executive Employment Contracts on the basis of MR. BOWER’S preceding capacities with CNB; and,

 WHEREAS, the parties wish to terminate their earlier agreements and replace them with this agreement, and to memorialize
their contractual relationship. 
 NOW WITNESSETH: 

The parties for themselves, their heirs, successors and assigns, in consideration of their mutual promises contained herein, intending to
be legally bound, hereby agree to the following terms and conditions. 
 1. PRIOR AGREEMENTS: The parties
terminate all prior employment agreements between them. This termination is effective December 31,2009. 
 2.
EMPLOYMENT: CNB will employ MR. BOWER as its President and CEO, MR. BOWER agrees to serve in those capacities. MR. BOWER promises that during the term of this 

  
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Agreement he shall dedicate his full time, attention and energies to his employment with CNB. MR. BOWER further promises that he will report to CNB’s Board of Directors’, carry out its
decisions and otherwise abide by and enforce the policies of CNB. 
 MR. BOWER shall also perform such other reasonable duties
as may hereafter be assigned to him by CNB consistent with his abilities and position, including but not limited to services to CNB’s parent CNB Financial Corporation and its other subsidiaries. 

MR. BOWER will not engage in any other employment during the term of this Agreement, nor shall he engage in self-employed activities.

 MR. BOWER also recognizes that CNB’s success and recognition depend on his involvement with charitable and social
organizations. In this regard, MR. BOWER agrees to engage in such social and charitable activities or organizations as are consistent with his personal responsibilities and with his position with CNB. 

MR. BOWER shall also comply with all other CNB procedures and polices now or hereafter in effect. 

MR. BOWER further agrees that he and the members of his family shall comport themselves at all times in a manner that reflects upon CNB
in a positive fashion. 
 3. TERM: The term of this Agreement shall be for three (3) years commencing
on January 1, 2010, and ending on December 31, 2013, unless terminated sooner pursuant to the other provisions of this Agreement. 
 The parties agree that this contract shall automatically renew itself for successive terms of one (1) year unless either party gives the other ninety (90) days written notice of his or its
intent not to renew the contract prior to the end of the then current term. 
 4. COMPENSATION: MR.
BOWER’s base salary shall be Two Hundred Fifty Thousand Dollars ($250,000) for the first year of this contract. Thereafter, his base salary shall be established by the Board of Directors. MR. BOWER may also receive such annual increases, stock,
stock rights and bonuses as may from time to time be awarded by the Board of Directors. 
 CNB will also provide MR. BOWER with
a family membership at the Clearfield-Curwensville Country Club. In addition MR. BOWER will also be provided an automobile, automobile insurance, fuel and maintenance for said vehicle. 

5. OTHER BENEFITS: MR. BOWER shall also participate in CNB’s retirement plan, health insurance plan, life insurance
plan and receive such other benefits as CNB from time to time may provide to its employees. 

  
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 MR. BOWER shall also be entitled to vacation, leave for illness and so forth as now or
hereafter granted by CNB’s personnel policies. 
 6. CONFIDENTIAL INFORMATION: MR. BOWER acknowledges and agrees
that as an inducement to CNB to employ him and enter this written contract with him, that he shall not disclose, directly or indirectly, intentionally or unintentionally, during the term of this contract or at any time after its termination, any of
CNB’s proprietary information, account information, customer lists, customer information, policies, pricing, strategy, codes, strategic plan, plans for expansion or business development or other information of a confidential nature (hereinafter
referred to as “Confidential Information”), whatsoever regarding CNB without first obtaining the prior, written consent from CNB’s Chairperson of the Board that such disclosure is authorized. Communications with CNB’s employees,
customers and business relations are excepted from the foregoing prohibition during the term of this Agreement to the extent that such communications are consistent with MR. BOWER’s duties. 

Confidential Information shall include all information recorded, memorialized or communicated in any form whether written, printed,
verbal, video, photographic, electronic, magnetic, digital or otherwise. 
 Upon termination of this contract for any reason,
MR. BOWER promises that he shall promptly return to CNB or its designated representative any Confidential Information, automobile, insurance cards, owner’s cards, keys, credit cards, or other CNB property, in his possession. 

MR. BOWER further promises that he will not take, keep, or record copies, duplications or reproductions of the Confidential Information
or other property subject to this Agreement after termination of this Agreement. 
 7. COVENANT NOT TO COMPETE: As
additional consideration to CNB for entering this Agreement, and for granting the severance benefits described in paragraph 8 below which are a new benefit, MR. BOWER covenants that he shall not compete against CNB, its parent, affiliates or
subsidiaries, either directly or indirectly, by taking employment, gratuitously assisting or serving as an independent contractor, consultant, partner, director or officer with a competitor of CNB, or starting his own business which would compete
directly or indirectly with CNB, or have a material interest in any business, corporation, partnership, LLC, savings and loan, bank, financial institution, brokerage, or other venture which competes directly or indirectly with CNB either while he is
employed by CNB or for a period of three (3) years following the date on which MR. BOWER is last employed by CNB. For the purpose of defining and enforcing this covenant, CNB’s 

  
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competitors will be identified at the time it seeks enforcement of this covenant. This determination shall be based on CNB’s market area and CNB’s plans for expansion or acquisition
into other market areas at the time enforcement of this covenant is sought. 
 The parties also agree that indirect competition
shall include the instances stated above but involving MR. BOWER’s spouse or children. 
 The parties further agree that
MR. BOWER’s covenant not to compete shall apply in the event of his regular retirement or voluntary termination of his employment hereunder. MR. BOWER agrees in this regard that the security provided by this agreement is adequate consideration
for his covenant not to compete. 
 8. SEVERANCE PAY: If MR. BOWER’s employment is terminated without cause, whether
or not a change in control of CNB has occurred, MR. BOWER shall be entitled to severance benefits equal to 2.99 times his base salary for the year in which his employment ends plus 2.99 times the average of MR. BOWER’s incentive pay
bonuses for the three (3) years preceding the year in which his employment is terminated hereunder. This severance pay shall be tendered to MR. BOWER in cash within 30 days following the end of his employment with CNB. MR BOWER shall also be
entitled to this severance pay if he voluntarily terminates his employment with CNB after a change in control for any of the following reasons: 
  

	 	A.	Reduction in title or responsibilities; 

  

	 	B.	Assignment of duties or responsibilities inconsistent with MR. BOWER’S status as President and CEO; 

 

	 	C.	A reduction in salary or other benefits; and, or, 

  

	 	D.	Reassignment to a location greater than 25 miles from the location of MR. BOWER’s office on the date of change and control. 

For the purposes of this Agreement, a “change in control” shall include but not be limited to the following: 

 

	 	1.	Sale of all or substantially all of CNB’s or CNB Financial Corporation’s stock; 

 

	 	2.	Sale of all or substantially all of CNB’s or CNB Financial Corporation’s assets; 

 

	 	3.	Acquisition by a third party or group acting in concert of stock sufficient to elect a majority of directors to the Board of CNB or CNB Financial Corporation; or,

  
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	 	4.	Ownership of more than 50% of CNB Financial Corporation stock by a single person or entity or more than one person or entity acting as a group.

 9. TERMINATION: This Agreement may be terminated on the occurrence of any of the following events
and if terminated under this paragraph, MR. BOWER shall not be entitled to severance benefits under Paragraph 8: 
  

	 	A.	The execution of a written agreement between CNB and MR. BOWER to terminate this Agreement; 

 

	 	B.	MR. BOWER’s death; 

  

	 	C.	MR. BOWER’s breach of any term or condition of this Agreement; 

  

	 	D.	MR. BOWER’s failure or refusal to comply with such reasonable policies, directions, standards and regulations that CNB may establish from time to time;

  

	 	E.	MR. BOWER’s inability to fully and competently perform his duties hereunder for a period of 180 continuous days due to physical, mental or psychological illness,
injury or condition; or, 

  

	 	F.	MR. BOWER ceases to qualify for his offices and responsibilities under this Agreement pursuant to any statute or regulation, now or hereafter issued by the United
States of America, the Federal Reserve, the Office of the Comptroller of Currency, the Pennsylvania Department of Banking or other regulatory agency or body duly invested with authority over CNR, its parent or affiliate(s). 

10. NOTICES: All notices or communications required by or bearing upon this Agreement or between the parties shall be in writing
and sent by First Class Mail to the parties as follows unless otherwise specified above: 
  

			
	CNB Financial Corporation	  	Joseph B. Bower, Jr.
	CNB Bank	  	125 Zion View Drive
	Attention: Chairperson of the Board	  	Clearfield, PA 16830
	One South Second Street, P.O. Box 42	  	
	Clearfield, PA 16830	  	

 11. NON-ASSIGNMENT: The parties acknowledge the unique nature of services to be provided by
MR. BOWER under this Agreement, the high degree of responsibility borne by him and the personal nature of his relationship to CNB’S Board of Directors and customers. Therefore, the parties agree that MR. BOWER may not assign this Agreement.

  
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 12. ARBITRATION: The parties agree that all disputes or questions arising under this
Agreement or because of their employment relationship shall be submitted to arbitration by three (3) arbitrators. Each party shall select one (1) arbitrator, and then those two (2) arbitrators shall select a third (3) arbitrator.
The arbitrators’ decision need not be unanimous. Arbitration shall be conducted at a private location in Clearfield County convenient to the parties. The arbitrators must reach and give notice of their decision within five (5) days after
completion of an arbitration. The Pennsylvania Uniform Arbitration Act, 42 Pa.C.S.A. §§7301 et seq. shall govern arbitrations hereunder. CNB shall compensate the arbitrators and stenographer if used. CNB shall also pay for
the arbitration room. Each party shall pay their attorney fees and other costs. 
 13. GENERAL PROVISIONS: 

 

	 	A.	This Agreement shall be governed by the laws of Pennsylvania; 

  

	 	B.	In construing or interpreting this Agreement, “CNB” and “MR. BOWER” shall mean, wherever applicable, the singular or plural, the masculine or the
feminine, individual, individuals, partnership or corporation, as the case may be; 

  

	 	C.	This Agreement represents the sole agreement of the parties on these subjects and supersedes all prior communications, representations and negotiations, whether oral or
written; 

  

	 	D.	This Agreement can only be modified or amended by the prior written consent of both parties hereto; 

 

	 	E.	Jurisdiction and venue shall rest in the Court of Common Pleas of Clearfield, Pennsylvania, for all suits, claims and causes of action whatsoever;

  

	 	F.	Failure by either party to pursue remedies or assert rights under this Agreement shall not be construed as waiver of that party’s rights or remedies, nor shall a
party’s failure to demand strict compliance with the terms and conditions of this Agreement prohibit or estop that party from insisting upon strict compliance in the future; and 

 

	 	G.	The parties deem that the terms of this Agreement are unique, and in addition to their other rights and remedies at law, and at equity, either party shall have the
right to specifically enforce the terms of this Agreement. 

  

	 	H.	This Agreement shall bind the parties’ heirs, successors, representatives, related corporations and assigns. 

  
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 IN WITNESS WHEREOF, the parties have executed this Agreement on the date written above for
the purposes herein contained. 
  

									
	CNB FINANCIAL CORPORATION	 		 		 	MR. BOWER
					
	By:	 	/s/ Dennis L. Merrey	 		 		 	/s/ Joseph B. Bower, Jr.
		 	Dennis L. Merrey, Chairman	 		 		 	Joseph B. Bower, Jr.

  

			
		
	By:	 	/s/ Richard L. Greslick Jr.
		 	Richard L. Greslick, Jr., Secretary

  

			
	CNB BANK
		
	BY:	 	/s/ Dennis L. Merrey
		 	Dennis L. Merrey, Chairman

  

			
		
	By:	 	/s/ Richard L. Greslick Jr.
		 	Richard L. Greslick, Jr., Secretary

  
 7Employment Contratc with Mark D. Breakey

 Exhibit 10.5 
 EXECUTIVE EMPLOYMENT CONTRACT 
 MADE this
30th day of August 2010, by and between CNB BANK, a
state banking institution, with principal office at One South Second Street, P.O. Box 42, Clearfield, Pennsylvania, 16830, (hereinafter “CNB”); 
 AND 
 MARK D. BREAKEY, an adult individual, residing at 1517 Warren Dr.,
Clearfield, Pennsylvania, 16830, (hereinafter “MR. BREAKEY”). 
 WHEREAS, MR. BREAKEY has been employed by CNB as a
Executive Vice-President for some time; and, 
 WHEREAS, the parties desire to memorialize the terms and conditions of their
relationship in writing and to provide themselves with the additional benefits, certainty and security of a formal contract. 

NOW WITNESSETH: 
 The parties for themselves, their heirs, successors and assigns, in consideration of their mutual promises contained herein, intending to be legally bound, hereby agree to the following terms and
conditions. 
 1. EMPLOYMENT: CNB will employ MR. BREAKEY as its Executive Vice-President, and MR. BREAKEY agrees to
serve in that capacities. MR. BREAKEY promises that during the term of this Agreement he shall dedicate his full time, attention and energies to his employment with CNB. MR. BREAKEY further promises that he will report to CNB’s
President & CEO, carry out his and the Board of Directors’ decisions and otherwise abide by and enforce the policies of CNB. 
 MR. BREAKEY shall also perform such other reasonable duties as may hereafter be assigned to him by CNB consistent with his abilities and position, including but not limited to services to CNB’s
parent CNB Financial Corporation and its other subsidiaries. 

 MR. BREAKEY will not engage in any other employment during the term of this Agreement, nor
shall he engage in self-employed activities. 
 MR. BREAKEY also recognizes that CNB’s success and recognition depend on
his involvement with charitable and social organizations. In this regard, MR. BREAKEY agrees to engage in such social and charitable activities or organizations as are consistent with his personal responsibilities and with his position with CNB.

 MR. BREAKEY shall also comply with all other CNB procedures and polices now or hereafter in effect. 

MR. BREAKEY further agrees that he and the members of his family shall comport themselves at all times in a manner that reflects upon CNB
in a positive fashion. 
 2. TERM: The term of this Agreement shall be for one (1) year commencing
January 1, 2010, and ending on December 31, 2010, unless terminated sooner pursuant to the other provisions of this Agreement. 
 The parties agree that this contract shall automatically renew itself for successive terms of one (1) year unless either party gives the other ninety (90) days written notice of his or its
intent not to renew the contract prior to the end of the then current term. 
 3. COMPENSATION: MR. BREAKEY shall be paid
a base salary to be established annually by the Board of Directors. MR. BREAKEY shall also receive such annual increases, stock, stock options and bonuses as may from time to time be awarded by the Board of Directors. 

CNB will also provide MR. BREAKEY with a family membership at the Clearfield-Curwensville Country Club. 

4. OTHER BENEFITS: MR. BREAKEY shall also participate in CNB’s retirement plan, health insurance plan, life insurance
plan and receive such other benefits as CNB from time to time may provide to its employees. 
 MR. BREAKEY shall also be
entitled to vacation, leave for illness and so forth as now or hereafter granted by CNB’s personnel policies. 
 5.
CONFIDENTIAL INFORMATION: MR. BREAKEY acknowledges and agrees that as an inducement to CNB to employ him, that he shall not disclose, directly or indirectly, intentionally or unintentionally, during the term of this contract or at any time
after its termination, any of CNB’s proprietary information, account information, customer lists, customer information, policies, pricing, strategy, codes, strategic plan, plans for expansion or business development or

  
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other information of a confidential nature (hereinafter referred to as “Confidential Information”), whatsoever regarding CNB without first obtaining the prior, written consent from
CNB’s President & CEO that such disclosure is authorized. Communications with CNB’s employees, customers and business relations are excepted from the foregoing prohibition during the term of this Agreement to the extent that such
communications are consistent with MR. BREAKEY’S duties. 
 Confidential Information shall include but not be limited to:
all information recorded, memorialized or communicated in any form whether written, printed, verbal, video, electronic, magnetic, digital or otherwise. 
 Upon termination of this contract for any reason, MR. BREAKEY promises that he shall promptly return to CNB or its designated representative any Confidential Information, keys, credit cards, or other
property, in his possession. 
 MR. BREAKEY further promises that he will not take, keep, or record copies, duplications or
reproductions of the Confidential Information or other property subject to this Agreement after termination of this Agreement. 

6. COVENANT NOT TO COMPETE: As additional consideration to CNB for entering this Agreement, and for granting the severance
benefits described in paragraph 7 below which are a new benefit, MR. BREAKEY covenants that he shall not compete against CNB, its parent, affiliates or subsidiaries, either directly or indirectly, by taking employment, gratuitously assisting or
serving as an independent contractor, member, investor, consultant, partner, director or officer with a competitor of CNB, or starting his own business which would compete directly or indirectly with CNB, or have a material interest in any business,
corporation, partnership, LLC, savings and loan, consumer discount company, bank or other venture which competes directly or indirectly with CNB either while he is employed by CNB or for a period of three (3) years following the date on which
MR. BREAKEY is last employed by CNB. For the purpose of defining and enforcing this covenant, CNB’s competitors will be identified at the time it seeks enforcement of this covenant. This determination shall be based on CNB’s market area
and CNB’s plans for expansion or acquisition into other market areas at the time enforcement of this covenant is sought. 

However, if MR. BREAKEY is already employed by a competitor in an area which is not part of CNB’s market area at the time his
employment with CNB ends but during the enforcement 

  
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period of this covenant becomes part of CNB’s market area, then and to that extend only, MR. BREAKEY shall be excepted from the terms of this provision. 

The parties also agree that indirect competition shall include the instances stated above but involving MR. BREAKEY’S spouse,
children or in-laws. 
 The parties further agree that MR. BREAKEY’S covenant not to compete shall apply in the event of
his regular retirement or voluntary termination of his employment hereunder. MR. BREAKEY agrees in this regard that the security provided by this agreement is adequate consideration for his covenant not to compete. 

7. SEVERANCE PAY: If MR. BREAKEY’S employment is terminated without cause, whether or not a change in control of CNB has
occurred, MR. BREAKEY shall be entitled to severance benefits equal to 2.50 times his base salary for the year in which his employment ends plus 2.50 times the average of MR. BREAKEY’S incentive pay bonuses for the three (3) years
preceding the year in which his employment is terminated hereunder. This severance pay shall be tendered to MR. BREAKEY in cash within 30 days following the end of his employment with CNB. MR. BREAKEY shall also be entitled to this severance pay if
he voluntarily terminates his employment with CNB after a change in control for any of the following reasons; 
  

	 	A.	Reduction in title or responsibilities; 

  

	 	B.	Assignment of duties or responsibilities inconsistent with MR. BREAKEY’S status as Executive Vice-President; 

 

	 	C.	A reduction in salary or other benefits; and, or, 

  

	 	D.	Reassignment to a location greater than 25 miles from the location of MR. BREAKEY’S office on the date of change and control. 

For the purposes of this Agreement, a “change in control” shall include but not be limited to the following: 

 

	 	1.	Sale of all or substantially all of CNB’s or CNB Financial Corporation’s stock; 

 

	 	2.	Sale of all or substantially all of CNB’s or CNB Financial Corporation’s assets; 

 

	 	3.	Acquisition by a third party or group acting in concert of stock sufficient to elect a majority of directors to the Board of CNB or CNB Financial Corporation; or,

  
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	 	4.	Ownership of more than 50% of CNB Financial Corporation stock by a single person or entity or more than one person or entity acting as a group.

 8. TERMINATION: This Agreement may be terminated on the occurrence of any of the following events and if
terminated under this paragraph, MR. BREAKEY shall not be entitled to severance benefits under Paragraph 7: 
  

	 	A.	The execution of a written agreement between CNB and MR. BREAKEY to terminate this Agreement; 

 

	 	B.	MR. BREAKEY’S death; 

  

	 	C.	MR. BREAKEY’S breach of any term or condition of this Agreement; 

  

	 	D.	MR. BREAKEY’S failure or refusal to comply with such reasonable policies, directions, standards and regulations that CNB may establish from time to time;

  

	 	E.	MR. BREAKEY’S inability to fully and competently perform his duties hereunder for a period of 180 continuous days due to physical, mental or psychological illness,
injury or condition; or, 

  

	 	F.	MR. BREAKEY ceases to qualify for his offices and responsibilities under this Agreement pursuant to any statute or regulation, now or hereafter issued by the United
States of America, the Federal Reserve, the Office of the Comptroller of Currency or other regulatory agency or body duly invested with authority over CNB, its parent or affiliate(s). 

9. NOTICES: All notices or communications required by or bearing upon this Agreement or between the parties shall be in writing
and sent by First Class Mail to the parties as follows unless otherwise specified above: 
  

			
	 CNB Bank
	  	Mark D. Breakey
	 Attention: Chairman of the Board
	  	1517 Warren Drive
	 One South Second Street, P.O. Box 42
	  	Clearfield, PA 16830
	 Clearfield, PA 16830
	  	

 10. NON-ASSIGNMENT: The parties acknowledge the unique nature of services to be provided by
MR. BREAKEY under this Agreement, the high degree of responsibility borne by him and the personal nature of his relationship to CNB’s Board of Directors and customers. Therefore, the parties agree that MR. BREAKEY may not assign this Agreement.

  
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 11. ARBITRATION: The parties agree that all disputes or questions arising
under this Agreement or because of their employment relationship shall be submitted to arbitration by three (3) arbitrators. Each party shall select one (1) arbitrator, and then those two (2) arbitrators shall select a third
(3) arbitrator. The arbitrators’ decision need not be unanimous. Arbitration shall be conducted at a private location in Clearfield County convenient to the parties. The arbitrators must reach and give notice of their decision within five
(5) days after completion of an arbitration. The Pennsylvania Uniform Arbitration Act, 42 Pa.C.S.A. §§7301 et seq. shall govern arbitrations hereunder. CNB shall compensate the arbitrators and stenographer if used. CNB
shall also pay for the arbitration room. Each party shall pay their attorney fees and other costs. 
 12. GENERAL
PROVISIONS: 
  

	 	A.	This Agreement shall be governed by the laws of Pennsylvania; 

  

	 	B.	In construing or interpreting this Agreement, “CNB” and “MR. BREAKEY” shall mean, wherever applicable, the singular or plural, the masculine or the
feminine, individual, individuals, partnership or corporation, as the case may be; 

  

	 	C.	This Agreement represents the sole agreement of the parties on these subjects and supersedes all prior communications, representations and negotiations, whether oral or
written; 

  

	 	D.	This Agreement can only be modified or amended by the prior written consent of both parties hereto; 

 

	 	E.	Jurisdiction and venue shall rest in the Court of Common Pleas of Clearfield, Pennsylvania, for all suits, claims and causes of action whatsoever;

  

	 	F.	Failure by either party to pursue remedies or assert rights under this Agreement shall not be construed as waiver of that party’s rights or remedies, nor shall a
party’s failure to demand strict compliance with the terms and conditions of this Agreement prohibit or estop that party from insisting upon strict compliance in the future; and 

 

	 	G.	The parties deem that the terms of this Agreement are unique, and in addition to their other rights and remedies at law, and at equity, either party shall have the
right to specifically enforce the terms of this Agreement. 

  

	 	H.	This Agreement shall bind the parties’ heirs, successors, representatives, related corporations and assigns. 

  
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 IN WITNESS WHEREOF, the parties have executed this Agreement on the date written above for
the purposes herein contained. 
  

									
	CNB BANK	 		 		 	MR. BREAKEY
					
	By:	 	/s/ Joseph B. Bower, Jr.	 		 		 	/s/ Mark D. Breakey
		 	Joseph B. Bower, Jr. President	 		 		 	Mark D. Breakey

  

			
		
	By:	 	 /s/ Richard L. Greslick, Jr.

		 	Secretary

  
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