Document:

Dated:
November 15, 2017

 

Soumik
Sarkar 520 Compass circle.

Redwood City,
CA – 94065

 

Dear Soumik,

 

At the onset,
I wish to thank you for your service to Crosscode in leading the engineering operations for the company, since inception. Based
upon our conversations, your employment is being formalized with the position of Chief Technology Officer, reporting to Aditya
Sharma, CEO, effective immediately. You will be responsible to lead all engineering operations for the company, including managing
the direct and in-direct teams as well working with other executives to define the future roadmap as well as customer advocacy.

 

Further, as
we have agreed, your compensation will be an annual base salary of USD $208,000 commencing June 01, 2018 and paid semi-monthly
on the 1st and the 15th of each month (if the payday falls on a Saturday, Sunday, or a bank holiday, you will be paid
on the previous business day), along with other benefits as decided by the company. The position offered is an exempt position
and as such you will not be compensated for overtime. Until June 01, 2018, you are free and also expected to complete your contractual
and other obligations.

 

Your compensation
will be revised to $250,000 annually, within 30 days of the company getting listed on the stock markets and the company’s
stock is freely traded.

 

You will also
be entitled to comprehensive health benefits (medical, dental and vision) which will be communicated to you under a separate cover.

 

Your vacation
and time off will be governed under the company’s Management by Objectives (MBO) guidelines and you will work with your direct
manager to schedule your time away from work.

 

In addition,
you will be titled as a “co-founder” of the company and be offered an equity position which is detailed in Annexure
A of this agreement.

 

Further, you
will also be eligible for a profit sharing bonus plan which is also detailed in Annexure A of this agreement.

 

Additionally,
you will also be bound by a confidentiality agreement which is detailed in Annexure B of this agreement.

 

    	 

    	 

    

This offer
is also contingent upon your presentation of the original documentation required to establish your identity and authorization to
work in the United States in accordance with United States immigration law as well as the completion of a successful background
check. We have enclosed the information required to identify the documentation you will need to bring with you on your first day
as a full-time employee.

 

In accordance
with the company policy, your employment, is considered employment "at will” which means that both you and Crosscode
have the right to terminate the employment relationship at any time, for any reason, with or without notice or cause.

 

Please also
be aware of certain federal, state and company guidelines that will govern this agreement and also be aware that Crosscode may
change these policies at any time during your employment.

 

		1.	Crosscode is an Equal Opportunity Employer and, as such, it is Crosscode’s corporate policy
to fill positions with qualified candidates regardless of race, color, sex, age, religion, ancestry, national origin, citizenship
status, marital status, sexual orientation, gender identity, genetic information, disability, pregnancy, military status, veteran
status or other protected group status.

 

		2.	Employment with Crosscode is "at will" and not for any specific period of time. You are
free to resign at any time and, likewise, Crosscode may terminate its employment arrangement with you at any time with or without
cause or advance notice. Neither your offer letter nor this description should be construed as an employment contract or a guarantee
of employment for any period in any way.

 

		3.	Since our business involves highly confidential proprietary material, we require all employees
to execute a Crosscode, Inc. Employment and Confidentiality Agreement, which contains confidentiality, noncompetition, and non-solicitation
agreements. This contract is contingent upon your acceptance of this agreement as well as executing a hard copy of the Employment
and Confidentiality Agreement.

 

		4.	Regular pay is determined by dividing your annual salary by 24 pay periods. Paychecks will be direct
deposited semi-monthly upon you becoming a full time salaried employee. You will be asked to fill out an authorization agreement.

 

		5.	We are required by U.S. immigration law to verify that each employee is authorized to work in the
U.S. Therefore, on your first day with us, we will ask you to present an original document or documents that establish your identity
and employment authorization. You must present the document or documents within three (3) business days of the date your full-time
employment starts. You may view the list of acceptable documents by going to http://uscis.gov/graphics/formsfee/forms/files/i-9.pdf.

 

		6.	In order for Crosscode to comply with its reporting obligations, prior to beginning work, we invite
you to consider voluntarily self-identifying yourself to your Human Resources Representative as

    	 

    	 

    

a disabled veteran, veteran
of the Vietnam era or an individual with a disability. Self-identification is not mandatory; it is completely voluntary.

 

		7.	As a U.S. citizen or green card holder you are taxed on worldwide income. Traveling abroad for
business over an extended time period (usually more than 30 days at a stretch) may trigger additional tax filing obligations. This
would normally occur if an employee is an expatriate on an assignment overseas or outside of their home country.

		•	For general information regarding Federal Tax visit: Federal Tax Certificates and Other Forms.

		•	For general information regarding State Tax visit: State Tax Certificates and Other Forms.

 

At Crosscode,
we're building one of the most unique technology solution which will have immense potential, globally, on how large companies,
worldwide, manage their IT applications. This position offers the most critical engineering leadership role in the organization
to design and build a truly disruptive technology platform that will be acknowledged “The Next Big Enterprise Software.”

 

We are confident
with your leadership not only will be build a great technology solution but also build a world-class company which will soon be
acknowledged as amongst the world's best IT management software providers.

 

We fondly look
forward to welcoming you to Crosscode. If you have any additional questions please do not hesitate to contact Aditya Sharma at
408-813-4601 at anytime. We will appreciate you signing and acknowledging this agreement within 10 days.

 

Sincerely,

 

Aditya
R Sharma President & CEO Crosscode, Inc.

 

 

 

Accepted:

 

Soumik
Sarkar 520 Compass circle.

Redwood City,
CA – 94065

 

    	 

    	 

    

 

Annexure
A – Equity and Profit Sharing Agreement

 

 

As a “co-founder”
of Crosscode, Inc. you will be eligible for equity ownership in the company. You will be allocated 12,000,000 (Twelve Million)
shares, from the company’s stock currently registered with the SEC for trading. This translates into approximately 20% equity
ownership based upon the number of shares being registered.

 

Your equity
grant will be subject to the following conditions:

 

		1.	The shares come with a 3-year vesting period. You will be expected to stay employed and drive Crosscode’s
growth for at-least 3 years, thru June 01, 2021. The company is registering 12,000,000 shares for you with the SEC in lieu of your
contributions and you will be expected to stay employed with Crosscode thru June 01, 2021. Should, for any reason, you are no longer
employed with Crosscode prior to June 01, 2021, you will forfeit the shares based on a pro-rata basis for the duration of your
employment. You will transfer the remaining shares back to Crosscode within 30 days of the event.

 

		2.	In the event of Crosscode getting acquired before 3 years i.e. June 01, 2021, the above condition
will not apply, and you will be entitled to the full cash or transfer value of 12,000,000 (Twelve Million) shares.

 

		3.	You will continue to maintain your position in the board of the company, as a Permanent Director,
and you will play a vital role in the functioning of the company’s board. Should, for any reason, you are no longer employed
with Crosscode at any time, you will surrender your position in the board of the company with immediate effect.

 

		4.	You will be entitled to additional stock grants or options, at the company’s discretion,
in the future.

 

		5.	While this agreement constitutes a binding commitment on behalf of the company towards your equity
ownership in Crosscode, the actual transfer of shares may take additional time and you will work with the CFO of the company to
work out the timing and modalities of the actual stock transfer.

 

In addition
to equity ownership as described above, you will also be entitled to discretionary executive compensation and other perks as to
be decided by the company in the future. This will consist of an executive target bonus plan as well as other discretionary executive
perks which the company will decide in the future.

 

Your target
bonus payment plan for the first three years is described in the table that appears here. This plan is in addition to your annual
salary but the payout is discretionary and can range from 0% to 200%

    	 

    	 

    

of the target payout defined
here. The payout will be dependent on multiple factors such as company’s profitability, revenues, growth and your individual
contribution. Your CEO will have a transparent conversation with you in regards to the actual payouts for each year.

 

 

Table – Target
Executive Bonus Payment Plan for Soumik Sarkar:

 

	FY 2018	FY 2019	FY 2020
	$100,000	$250,000	$500,000

 

 

Again, it’s
important to emphasize that while you can earn 200% of the above target plan, the payouts are discretionary and will be governed
by a multitude of factors which your CEO will discuss with you as well review the payouts annually, in a transparent manner reviewing
the actual data associated with each factor.

As such the
actual payouts will range from 0% to 200%.

 

Signed & Dated:

November 15, 2017

 

Aditya
R Sharma

President & CEO Crosscode, Inc.

 

Accepted & Dated:

November 17, 2017

 

Soumik
Sarkar 520 Compass circle.

Redwood City, CA
– 94065 

 

    	 

    	 

    

 

Annexure
B – Employment and Confidentiality Agreement 

 

In consideration
of my employment by Crosscode, Inc., I enter into this Agreement freely and knowingly.

 

		1.	Outside Employment. While employed by Crosscode, I will not engage in any outside employment
activity relating to any business in which Crosscode is engaged. Also, I will avoid outside employment activities that would conflict
with or adversely affect the performance of my job duties with Crosscode. I will seek guidance from Crosscode whenever I have questions
about whether a particular outside employment activity is permitted.

 

		2.	Laws; Other Agreements. I represent that my employment with Crosscode will not conflict
with or violate any law or any agreement that I have with a previous employer or any other person or business entity. I understand
that I have an obligation to review any agreements that I reached with prior employers or other entities to ensure that I am not
violating any continuing obligations I may owe to such entities.

 

		3.	Confidential Information. As used in this Agreement, the term “Confidential Information”
means information, including that conceived or developed by me that is not generally known to the public and that is used by the
Company in connection with its business. By way of example, the term “Confidential information” would include things
like: trade secrets; processes; formulas; research data; program documentation; algorithms; source codes; object codes; know-how;
improvements; inventions; techniques; training materials and methods; product information; corporate strategy; sales forecast and
pipeline information; research and development; plans or strategies for marketing and pricing; and information concerning existing
or potential customers, partners, or vendors. I understand that this list is not all-inclusive and merely serves as an example
of the types of things that fall within the definition of Confidential Information.

 

		4.	Protection of the Company’s Confidential Information. I agree that I will not exploit,
disclose or use for myself or for any other person or business any Confidential Information belonging to Crosscode. I understand
that my promise of confidentiality and fidelity lasts both during and after my employment with Crosscode. I will follow all Company
policies, rules and procedures that relate to the protection of the Company’s Confidential Information.

 

		5.	Return of Materials. Upon the termination of my employment with Crosscode for any reason,
I agree that I will promptly return any and all Company property and information, in any form, that is in my possession. This includes,
without limitation, all documents, records, notebooks, magnetic tapes, disks or other materials in my possession or control which
contain Crosscode Confidential Information or any other information concerning the Company, its products, services or customers,
whether prepared by me or others in digital format (source code, artifacts and documents). Further, I agree that I will not retain
nor make any copies of these materials, in any form. I also agree to turn over to Crosscode any ownership or administrator rights
I may have in any Crosscode-related social media sites or accounts, including, but not limited to Linked-In accounts, Twitter accounts,
Facebook accounts, blogs, or wikis.

    	 

    	 

    

 

		6.	Inventions and Patents as Sole Property of the Company. During my employment with Crosscode
and for the period of five years following the termination of my employment for any reason, I will disclose promptly to the Company
in writing any inventions, discoveries, designs, concepts, ideas, developments, improvements and innovations, whether patentable
or not, copyrights, copyrighted works (such as program code in source or object form or writings) and/or computer programs (referred
to collectively as “Inventions”), conceived or made by me (solely or in concert with others) which: (a) relate in any
manner to the existing or contemplated business or research activities of the Company; (b) are suggested by or result from my work
with the Company; or (c) result from the use of the Company’s time, materials, information or facilities even if made or
conceived during other than working hours. All Inventions and all descriptions, sketches, drawings and other documents relating
to the Inventions shall be the exclusive property of the Company and I agree to assign and hereby do assign to the Company (or
any subsidiary of Company as Company may designate) the entire right, title and interest to any Inventions. I irrevocably designate
and appoint the Company and its duly authorized officers and agents, as my agents and attorneys-in-fact, to execute and file any
documents that the Company considers necessary to vest in the Company title to the Inventions and their associated right of priority
and patents, and to do all other lawfully permitted acts to secure the Company’s interests in the Inventions. In addition,
I will assist the Company in obtaining and maintaining full rights and title to the Inventions including executing any powers of
attorney, applications, assignments, declarations, affidavits, and any other papers necessary to perfect Company’s interests
in the Inventions. My assistance will be rendered at the Company’s expense (including a reasonable payment for the time involved,
in case I am not then in its employ). The provisions of this Paragraph 6 shall apply to California employees to the maximum extent
permitted by Section 2870 of the California Labor Code. With respect to California employees, no assignment in this Agreement shall
extend to inventions, the assignment of which is prohibited by Labor Code 2870.

 

		7.	List of Prior Inventions. All Inventions I made before starting employment with Crosscode
are excluded from the scope of this Agreement. Below is a complete list of all Inventions in which I claim any proprietary right
or interest:

 

	Brief Description of Invention	
        Right, Title
        or Interested and Date

        Acquired

	 	 
	 	 
	 	 
	 	 

 

I agree
that any present or future Inventions not listed are subject to assignment and vesting under Paragraph 6 above. I understand and
agree that Crosscode makes no attempt to verify my claim of ownership to any of the Inventions listed, and makes no admission that
any Inventions listed are owned by me. I agree that I will not incorporate in any work that I perform for the Company: (a)

    	 

    	 

    

any of the Inventions listed
above; or (b) any of the technology described in any of the Inventions listed above. Nonetheless, should I incorporate any of the
Inventions listed above into any work performed for the Company, I grant Crosscode a royalty free, perpetual, worldwide, fully
paid-up license to make, have made, use, have used, sell, offer to sell, import, export, copy, reproduce, distribute, modify and
prepare and have prepared derivative works of such Invention and/or perform any other act necessary to continue to exploit my work,
and provided further that all of the foregoing rights of Crosscode shall extend to any derivative works so prepared.

 

		8.	Personal Information of Employees. I understand that, as part of its employment practices,
the Company may collect data that identifies an employee, either individually or when that data is combined with other information
which is in (or which may come into) possession of the Company (“Personally Identifiable Information”). I understand
and agree that the Company collects and uses Personally Identifiable Information for a number of relevant, appropriate, and customary
purposes, including: (a) recruitment and staffing; (b) administration of compensation, benefit programs and payroll administration;
(c) performance management and training; (d) advancement and succession planning; (e) legal compliance and risk management; (f)
workplace management; (g) to protect the Company, its workforce, and the public against injury, theft, legal liability, fraud,
or abuse; and, (h) reasonable business-related purposes. Personally Identifiable Information will not be used for other purposes
unless Crosscode advises me and I have given consent, where appropriate.

 

		9.	Covenant Not to Compete or Solicit for Five Years. I recognize that Crosscode will be engaged
in a highly competitive business and that its customer, employee, licensee, supplier and financial relationships are of a highly
sensitive nature. As a reasonable means to protect Crosscode’s investment and goodwill, and in consideration for my offer
of employment with Crosscode, I agree that, to the extent permitted by applicable law, I will not, for a period of 60 months following
the termination of my employment for any reason:

 

		a.	Engage in any business activity in a Restricted Area that competes with the business activities
of the Company and its corporate affiliates about which I either had (i) a job responsibility to promote, or (ii) access to Confidential
Information. “Restricted Area” for purposes of this Agreement is a geographic area that I served

or covered
on behalf of Crosscode at any time within the 60 months preceding the end of my employment with Crosscode.

 

		b.	Solicit, call on, service or induce others to solicit, call on or service any “Customer”
for the purpose of inducing it to license or lease a product or provide it with services that compete with a product or service
offered by the Company. A “Customer,” for purposes of this Agreement, is any person or business entity that licensed
or leased a Crosscode product or obtained Crosscode services within the 60 months preceding the end of my employment with the Company
and that I had solicited, called on, or served on the Company’s behalf anytime within that 60 month time period.

 

    	 

    	 

    

		c.	Solicit, call on, or induce others to solicit or call on, any “Prospective Customer”
for the purpose of inducing it to license or lease a product or provide it with services which compete with a product or service
offered by the Company. A

“Prospective
Customer,” for purposes of this Agreement, is any person or business entity that I solicited or called on (whether directly
or through another Crosscode agent at my direction) on behalf of the Company anytime within the 60 months preceding the end of
my employment with Crosscode.

 

Different
restrictions apply if, at or prior to termination, I was or had been a programmer, software engineer, analyst, support technician,
quality assurance technician, technical documentation writer and/or a manager in a research and development capacity. If so, then
my obligations under this Paragraph 9 shall be satisfied if I do not, for five years following termination for any reason, work
on any program or product which may be competitive with any program or product of the Company with which I was involved in a research
and development or support capacity anytime within the 60 months preceding the end of my employment with Crosscode.

 

		10.	Non-Solicitation of the Company’s Employees. During my employment with the Company,
and for a period of five years following termination of the relationship for any reason, I will not, directly or indirectly through
others, hire any employee or contingent worker of the Company, or solicit or induce, or attempt to solicit or induce, any Crosscode
employee or contingent worker to leave the Company for any reason.

 

		11.	Tolling of Covenants in the Event of Breach. In the event I violate any of the restrictive
covenants set forth in Paragraphs 9 or 10 of this Agreement, the time period of the violated covenant(s) shall be tolled throughout
the duration of any violation and shall continue until a full sixty (60) months of compliance with such covenant(s) has elapsed.

 

		12.	Injunction. I acknowledge that, by virtue of my employment with the Company, I will have
access to Confidential Information of Crosscode, the disclosure of which will irreparably harm the Company. I further acknowledge
that Crosscode will suffer irreparable harm if I breach any of my obligations under this Agreement. Therefore, I agree that Crosscode
will be entitled, in addition to its other rights, to enforce my obligations through an injunction or decree of specific performance
from a court having proper jurisdiction. Any claims I may assert against Crosscode shall not constitute a defense in any injunction
action brought by Crosscode to force me to keep the promises I made in this Agreement.

 

		13.	Authorization to Modify Restrictions. I agree that the restrictions contained in this Agreement
are reasonable. However, if a court having proper jurisdiction holds a particular restriction to be unreasonable, that restriction
shall be modified only to the extent necessary in the court’s opinion to make it reasonable and the remaining provisions
of this Agreement shall nonetheless remain in full force and effect. The other provisions of this Agreement are likewise severable.

 

    	 

    	 

    

		14.	No Duration of Employment. The Company and I each acknowledge and agree that my employment
with the Company is “at will” which means that the relationship is not for any specific duration and that the relationship
may be terminated by either the Company or me at any time and for any reason, with or without cause.

 

		15.	General.

 

		(a)	This Agreement shall be governed by and construed in accordance with the laws of the State of Minnesota
applicable to contracts made and to be performed in such state. Any action relating to this Agreement shall be brought exclusively
in the state or federal courts of the State of Minnesota, County of Hennepin. I will accept service of process as provided under
Minnesota law or by registered mail, return receipt requested, and waive any objection based upon forum non conveniens or as to
personal jurisdiction over me in the state or federal courts of the State of Minnesota, County of Hennepin. The choice of forum
set forth in this paragraph shall not be deemed to preclude the enforcement of any judgment obtained in such forum in any other
jurisdiction.

 

		(b)	This Agreement represents the entire agreement between me and the Company, and supersedes any and
all previous oral or written communications, representations or agreements. This Agreement may be modified only by a duly authorized
and executed writing.

 

		(c)	Any failure to enforce the terms of this Agreement with any other employee of the Company shall
not be deemed a waiver by the Company to enforce its rights under this Agreement. Further, any waiver by the Company of any breach
by me of any provision of this Agreement, shall not operate or be construed as a waiver of any subsequent breach hereof.

 

By signing
below, I acknowledge that I have read the terms of this Employment and Confidentiality Agreement, I understand such terms and I
agree to be bound by them.

 

 

 

 

 

    	 

    	 

    

 

 

Soumik P Sarkar

 

Printed Employee
Name

 

 

 

 

 

 

11/17/2017

 

DateLOAN
AGREEMENT

THIS LOAN AGREEMENT
(this "Agreement") dated this 1st day of November, 2016

BETWEEN:

Anshu Shama
M.D. of 12100 Elm Creek Blvd, Maple Grove, MN, 55369 (the "Lender")

OF
THE FIRST PART

AND

Crosscode
Inc. of 12785 74th Avenue North, Maple Grove, MN, 55311 (the "Borrower")

OF
THE SECOND PART

IN
CONSIDERATION OF the Lender loaning certain monies (the "Loan") to the Borrower, and the Borrower repaying the Loan
to the Lender, both parties agree to keep, perform and fulfill the promises and conditions set out in this Agreement:

Loan Amount &
Interest

		1.	The Lender promises to loan $309,745.00
USD to the Bonower and the Borrower promises to repay this principal amount to the Lender, with interest payable on the unpaid
principal at the rate of 9.99 percent per annum, calculated yearly not in advance, beginning on November l, 2016.

Payment

		2.	This Loan will be repaid in consecutive monthly installments of principal and interest commencing
on November 15th, 2016 and continuing on the fifteenth of each following month until November 1 st, 2023 with the balance then
owing under this Agreement being paid at that time.
	 	 	 
	 	3.	At any time while not in default under this Agreement, the Borrower may pay the outstanding balance then owing under this Agreement to the Lender without further bonus or penalty. 

  Page 1 of 5

    	 

    	 

    

Default

		4.	Notwithstanding anything to the contrary in this Agreement, if the Borrower defaults in the performance
of any obligation under this Agreement, then the Lender may declare the principal amount owing and interest due under this Agreement
at that time to be immediately due and payable.

		5.	If the Borrower defaults in payment as required under this Agreement or after demand for ten
(10) days, the Security will be immediately provided to the Lender and the Lender is granted all rights of repossession as a secured
party.

Extra Clause

		6.	A monthly payment inclusive of $5290 which includes loan payment and insurance premium to be
paid electronically on the 15th of each month. Interest accrued up to November 15, 2016 will be deducted from the loan disbursement.

Reimbursable Service
Fee: Debtor acknowledges and agrees that a portion of the sum represented by the Agreement and disbursed at closing from the loan
proceeds in the amount of $6,750.00 shall be set aside from the initial disbursement as a Reimbursable Servicing Fee ("Servicing
Fee"), which amount shall be maintained at all times during the term of the Agreement. Debtor hereby authorizes Creditor to
establish said Servicing Fee and to deduct from the Servicing Fee, in the event of non-payment of the Agreement or other default
by Debtor under the Loan Documents, the accrued interest on the outstanding balance of the loan on the day of the month established
as the date on which each monthly installment payment is due during the term of the Loan, in addition to any late fees incurred
by Debtor. During the term of the Agreement, Debtor will pay all interest accruing and due pursuant to the terms of the Agreement,
on a current basis, from borrower's separate funds, without invasion of the Servicing Fee. Creditor is hereby authorized to debit
the account designated by Debtor for automatic payment withdrawals for any deficient amounts in the Servicing Fee, such that the
balance remains at the required amount. Servicing Fee

  Page 2 of 5

    	 

    	 

    

shall be maintained in an account established
and maintained with Creditor, which account may, at Creditor's sole election, commingle such funds with other funds of Creditor
retained for such purposes. Such account may or may not be, at Creditor's sole discretion, interest bearing. In the event that
such account is interest bearing, Debtor agrees that any interest earned thereon shall be retained by

Creditor without
application to the outstanding principal balance, any interest accruing thereon or costs or expenses of the Loan. Provided that
the Servicing Fee has not been depleted and the Loan is not otherwise in default, at maturity or upon the payoff of the Agreement,
the funds constituting the Servicing Fee, or so much of such funds as remain in the Servicing Fee, if any, shall be returned to
Debtor within thirty (30) days after the loan maturity or payoff date.

Security

		7.	This Loan is secured by the following security (the "Security"): Personal Guarantee
by Aditya Sharma.

Additionally, Life
Insurance Policy to be taken by Aditya Sharma favoring Anshu Sharma as the beneficiary for the loan amount. Policy premium of $107/month
to be added to the monthly payment towards re-payment.

		8.	The Borrower grants to the Lender a security interest in the Security until this Loan is paid
in full. The Lender will be listed as a lender on the title of the Security whether or not the Lender elects to perfect the security
interest in the Security. The Borrower will do everything necessary to assist the Lender in perfecting its security interest.

Governing Law

		9.	This Agreement will be construed in accordance with and governed by the laws of the State of
Minnesota.

Costs

		10.	All costs, expenses and expenditures including, without limitation, the complete legal costs
incurred by enforcing this Agreement as a result of any default by the Borrower, will be added to the principal then outstanding
and will immediately be paid by the Borrower.

  Page 3 of 5

    	 

    	 

    

Binding Effect

		11.	This Agreement will pass to the benefit of and be binding upon the respective heirs, executors,
administrators, successors and permitted assigns of the Borrower and Lender. The Borrower waives presentment for payment, notice
of non-payment, protest, and notice of protest.

Amendments

		12.	This Agreement may only be amended or modified by a written instrument executed by both the

Borrower and the Lender.

Severability

		13.	The clauses and paragraphs contained in this Agreement are intended to be read and construed
independently of each other. If any term, covenant, condition or provision of this Agreement is held by a court of competent jurisdiction
to be invalid, void or unenforceable, it is the parties' intent that such provision be reduced in scope by the court only to the
extent deemed necessary by that court to render the provision reasonable and enforceable and the remainder of the provisions of
this Agreement will in no way be affected, impaired or invalidated as a result.

General Provisions

		14.	Headings are inserted for the convenience of the parties only and are not to be considered when
interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and
include the feminine and vice versa.

Entire Agreement

		15.	This Agreement constitutes the entire agreement between the parties and there are no further
items or provisions, either oral or otherwise.

IN WITNESS WHEREOF,
the parties have duly affixed their signatures under hand and seal on this I st day of November, 2016.

  Page 4 of 5

    	 

    	 

    

SIGNED,
SEALED, AND DELIVERED

this 1st day of November, 2016.

 

SIGNED,
SEALED, AND DELIVERED

this 1st day of November, 2016.

CROSSCODE
INC.

17285
74th Avenue North

MAPLE
GROVE, MN 55311

 

  Page 5 of 5

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