Document:

Exhibit 10.1

    SHARE
      CONTRIBUTION AGREEMENT

     

    THIS SHARE
      CONTRIBUTION AGREEMENT
      is made
      this 29th day of September, 2005 by and among Universal
      Capital Management, Inc.
      (the
“Company”), David M.
      Bovi
      (“Bovi”), and William R.
      Colucci
      (“Colucci”). 

     

    BACKGROUND:

     

    On
      March
      31, 2005, BF Acquisition Group IV, Inc. (“BF”) merged with and into the Company
      (the “Merger”). In connection with the Merger, Colucci and Bovi received, in
      exchange for their shares of BF, 150,000 and 200,000 shares, respectively,
      of
      the common stock of the Company. The staff of the Securities and Exchange
      Commission (the “Staff”) believes that the Merger may have violated Section 57
      of the Investment Company Act of 1940 (the “1940 Act”) by virtue of the
      relationship between Bovi or Colucci on the one hand and the Company on the
      other hand. 

     

    The
      Staff
      also believes that the Merger may have violated Section 23(b) of the 1940 Act
      by
      virtue of the fact that the stockholder approval obtained by the Company in
      connection with the Merger did not satisfy all of the requirements of the 1940
      Act. 

     

    The
      parties to this Agreement do not agree with the views of the Staff. Nonetheless,
      the parties to this Agreement desire to avoid further discussions with the
      Staff
      regarding the matter. 

     

    NOW,
      THEREFORE,
      for and
      in consideration of the mutual covenants contained in this Agreement, the
      parties hereto, intending to be legally bound, hereby agree as follows:

     

    1.  Stockholder
      Approval.
      The
      Company shall and hereby agrees to submit for consideration by the stockholders
      of the Company, the question of whether the Merger and the Merger Agreement
      should be ratified, adopted, and approved by the holders of a majority of the
      Company’s outstanding voting securities and the holders of a majority of the
      Company’s outstanding voting securities that are not affiliated persons of the
      Company (collectively, the “Stockholder Approval Requirement”). In seeking such
      ratification, adoption, and approval, the Company shall prepare, file with
      the
      Securities and Exchange Commission, and distribute to Company stockholders
      a
      proxy statement which describes the Merger and the Staff’s inquiries regarding
      the Merger.

     

    2.  Capital
      Contribution.
      Messrs.
      Bovi and Colucci shall and hereby agree, severally and not jointly, that if
      the
      Stockholder Approval Requirement is satisfied on or before December 31,
      2005, they shall contribute to the capital of the Company, without further
      consideration to be received by either of them from the Company, the 200,000
      shares and 150,000 shares of Company common stock received by them,
      respectively, in the Merger. 

     

    3.  Representation,
      Warranty and Covenant.
      Each of
      Bovi and Colucci hereby represent and warrant to the Company, severally and
      not
      jointly, that the shares of Company common stock received by him in the Merger
      are owned by him, and have not been sold, pledged, assigned or otherwise
      transferred. Each of Bovi and Colucci hereby covenant and agree, severally
      and
      not jointly, that he will not sell, pledge, assign, or otherwise transfer any
      of
      such shares prior to January 1, 2006, other than a transfer of such shares
      to
      the Company pursuant to the terms of this Agreement.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    4.  No
      Admission of Liability.
      The
      parties acknowledge that they are entering into this Share Contribution
      Agreement solely for the purpose of facilitating resolution of the Staff’s
      beliefs and of avoiding the inconvenience, expense, and uncertainty of further
      discussions with the Staff, and no such party concedes that it is liable or
      responsible with respect to any matter in connection with the Merger or the
      Merger Agreement, or that any such matter constituted a violation of the 1940
      Act or any of the rules promulgated thereunder. 

     

    5.  Miscellaneous.

     

    (a)  Binding
      Nature of Agreement; No Assignment. 
      This
      Agreement shall be binding upon and inure to the benefit of the parties hereto
      and their respective heirs, personal representatives, successors and assigns,
      except that no party may assign or transfer its rights nor delegate its
      obligations under this Agreement without the prior written consent of the other
      parties hereto.

     

    (b)  Execution
      in Counterparts.
      This
      Agreement may be executed in any number of counterparts, each of which shall
      be
      deemed to be an original as against any party whose signature appears thereon,
      and all of which shall together constitute one and the same instrument. This
      Agreement shall become binding when one or more counterparts hereof,
      individually or taken together, shall bear the signatures of all of the parties
      reflected hereon as the signatories. 

     

    (c)  Provisions
      Separable.
      The
      provisions of this Agreement are independent of and separable from each other,
      and no provision shall be affected or rendered invalid or unenforceable by
      virtue of the fact that for any reason any other or others of them may be
      invalid or unenforceable in whole or in part.

     

    (d)  Entire
      Agreement.
      This
      Agreement contains the entire understanding among the parties hereto with
      respect to the subject matter hereof, and supersedes all prior and
      contemporaneous agreements and understandings, inducements or conditions,
      express or implied, oral or written, except as herein contained. The express
      terms hereof control and supersede any course of performance and/or usage of
      the
      trade inconsistent with any of the terms hereof. This Agreement may not be
      modified or amended other than by an agreement in writing.

     

    (e)  Paragraph
      Headings.
      The
      Paragraph and subparagraph headings in this Agreement have been inserted for
      convenience of reference only; they form no part of this Agreement and shall
      not
      affect its interpretation.

     

    
      
         

        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

     

    IN
      WITNESS WHEREOF,
      the
      parties have executed this Agreement on the day and year first above written.
      

     

    

    

      
        	 	
                UNIVERSAL
                  CAPITAL 

              
	 	
                MANAGEMENT,
                  INC.

              
	 	 
	 	 
	 	 
	 	
                By:
                  /s/
                  Michael D. Queen

              
	 	
                Michael
                  D. Queen, President

              
	 	 
	 	 
	 	 
	 	
                /s/
                  David M. Bovi 
(SEAL)

              
	 	
                David
                  M. Bovi

              
	 	 
	 	 
	 	 
	 	
                /s/
                  William R. Colucci       
                  (SEAL)

              
	 	
                William
                  R. ColucciExhibit 10.1 (Credit Agreement)

    
      

    

    Exhibit
      10.1

     

    

    

    

    

    

    
      

      

    

    

    

    

    

    

    CREDIT
      AGREEMENT

    

    dated
      as of September 26, 2005

    

    among

    

    CELADON
      GROUP, INC.,

    CELADON
      TRUCKING SERVICES, INC.

    and

    TRUCKERSB2B,
      INC.

    as
      the Borrowers

    

    THE
      VARIOUS FINANCIAL INSTITUTIONS PARTY HERETO,

    as
      Lenders,

    

    and

    

    LASALLE
      BANK NATIONAL ASSOCIATION,

    as
      Administrative Agent

    

    

    

    

    
      

      

    

    

    LASALLE
      BANK NATIONAL ASSOCIATION,

    as
      Arranger

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

    

    
      	
              SECTION
                1

            	
              DEFINITIONS.

            	
              1

            
	 	
              1.1

            	 	
              Definitions.

            	
              1

            
	 	
              1.2

            	 	
              Other
                Interpretive Provisions.

            	
              16

            
	 	 	 	 	 
	
              SECTION
                2

            	
              COMMITMENTS
                OF THE LENDERS; BORROWING, CONVERSION AND LETTER OF CREDIT
                PROCEDURES.

            	
              17

            
	 	
              2.1

            	 	
              Commitments.

            	
              17

            
	 	 	 	
              2.1.1    Revolving
                Loan Commitment.

            	
              18

            
	 	 	 	
              2.1.2   L/C
                Commitment.

            	
              18

            
	 	
              2.2

            	 	
              Loan
                Procedures.

            	
              18

            
	 	 	 	
              2.2.1   Various
                Types of
                Loans.

            	
              18

            
	 	 	 	
              2.2.2   Borrowing
                Procedures.

            	
              18

            
	 	 	 	
              2.2.3   Conversion
                and Continuation Procedures.

            	
              19

            
	 	 	 	
              2.2.4   Swing
                Line
                Facility.

            	
              20

            
	 	
              2.3

            	 	
              Letter
                of Credit Procedures.

            	
              21

            
	 	 	 	
              2.3.1   L/C
                Applications.

            	
              21

            
	 	 	 	
              2.3.2   Participations
                in Letters of Credit.

            	
              22

            
	 	 	 	
              2.3.3   Reimbursement
                Obligations.

            	
              22

            
	 	 	 	
              2.3.4   Funding
                by Lenders
                to Issuing Lender.

            	
              23

            
	 	
              2.4

            	 	
              Commitments
                Several.

            	
              24

            
	 	
              2.5

            	 	
              Certain
                Conditions.

            	
              24

            
	 	
              2.6

            	 	
              Agent
                for the Borrowers.

            	
              24

            
	 	 	 	 	 
	
              SECTION
                3

            	
              EVIDENCING
                OF LOANS.

            	
              24

            
	 	
              3.1

            	 	
              Notes.

            	
              24

            
	 	
              3.2

            	 	
              Recordkeeping.

            	
              24

            
	 	 	 	 	 
	
              SECTION
                4

            	
              INTEREST.

            	
              25

            
	 	
              4.1

            	 	
              Interest
                Rates.

            	
              25

            
	 	
              4.2

            	 	
              Interest
                Payment Dates.

            	
              25

            
	 	
              4.3

            	 	
              Setting
                and Notice of LIBOR Rates.

            	
              25

            
	 	
              4.4

            	 	
              Computation
                of Interest.

            	
              25

            
	 	 	 	 	 
	
              SECTION
                5

            	
              FEES.

            	
              26

            
	 	
              5.1

            	 	
              Non-Use
                Fee.

            	
              26

            
	 	
              5.2

            	 	
              Letter
                of Credit Fees.

            	
              26

            
	 	
              5.3

            	 	
              Administrative
                Agent’s Fees.

            	
              26

            
	 	 	 	 	 
	
              SECTION
                6

            	
              REDUCTION
                OR TERMINATION OF THE REVOLVING COMMITMENT; PREPAYMENTS; INCREASE
                IN
                REVOLVING COMMITMENT.

            	
              26

            
	 	
              6.1

            	 	
              Reduction
                or Termination of the Revolving Commitment.

            	
              26

            
	 	 	 	
              6.1.1   Voluntary
                Reduction
                or Termination of the Revolving Commitment.

            	
              26

            
	 	 	 	
              6.1.2   All
                Reductions of
                the Revolving Commitment.

            	
              27

            
	 	
              6.2

            	 	
              Voluntary
                Prepayments.

            	
              27

            
	 	
              6.3

            	 	
              Repayments.

            	
              27

            

    

    

    
      
        
        

      

      
        i

        
          

        

      

      
        
        

      

    

    

    

    
      	 	
              6.4

            	 	
              Increase
                in Revolving Commitment.

            	
              27

            
	 	 	 	 	 
	
              SECTION
                7

            	
              MAKING
                AND PRORATION OF PAYMENTS; SETOFF; TAXES.

            	
              28

            
	 	
              7.1

            	 	
              Making
                of Payments.

            	
              28

            
	 	
              7.2

            	 	
              Application
                of Certain Payments.

            	
              28

            
	 	
              7.3

            	 	
              Due
                Date Extension.

            	
              28

            
	 	
              7.4

            	 	
              Setoff.

            	
              29

            
	 	
              7.5

            	 	
              Proration
                of Payments.

            	
              29

            
	 	
              7.6

            	 	
              Taxes.

            	
              29

            
	 	 	 	 	 
	
              SECTION
                8

            	
              INCREASED
                COSTS; SPECIAL PROVISIONS FOR LIBOR LOANS.

            	
              31

            
	 	
              8.1

            	 	
              Increased
                Costs.

            	
              31

            
	 	
              8.2

            	 	
              Basis
                for Determining Interest Rate Inadequate or Unfair.

            	
              32

            
	 	
              8.3

            	 	
              Changes
                in Law Rendering LIBOR Loans Unlawful.

            	
              32

            
	 	
              8.4

            	 	
              Funding
                Losses.

            	
              33

            
	 	
              8.5

            	 	
              Right
                of Lenders to Fund through Other Offices.

            	
              33

            
	 	
              8.6

            	 	
              Discretion
                of Lenders as to Manner of Funding.

            	
              33

            
	 	
              8.7

            	 	
              Mitigation
                of Circumstances; Replacement of Lenders.

            	
              33

            
	 	
              8.8

            	 	
              Conclusiveness
                of Statements; Survival of Provisions.

            	
              34

            
	 	 	 	 	 
	
              SECTION
                9

            	
              REPRESENTATIONS
                AND WARRANTIES.

            	
              34

            
	 	
              9.1

            	 	
              Organization.

            	
              34

            
	 	
              9.2

            	 	
              Authorization;
                No Conflict.

            	
              34

            
	 	
              9.3

            	 	
              Validity
                and Binding Nature.

            	
              35

            
	 	
              9.4

            	 	
              Financial
                Condition.

            	
              35

            
	 	
              9.5

            	 	
              No
                Material Adverse Change.

            	
              35

            
	 	
              9.6

            	 	
              Litigation
                and Contingent Liabilities.

            	
              35

            
	 	
              9.7

            	 	
              Ownership
                of Properties; Liens.

            	
              35

            
	 	
              9.8

            	 	
              Equity
                Ownership; Subsidiaries.

            	
              35

            
	 	
              9.9

            	 	
              Pension
                Plans.

            	
              36

            
	 	
              9.10

            	 	
              Investment
                Company Act.

            	
              37

            
	 	
              9.11

            	 	
              Public
                Utility Holding Company Act.

            	
              37

            
	 	
              9.12

            	 	
              Regulation
                U.

            	
              37

            
	 	
              9.13

            	 	
              Taxes.

            	
              37

            
	 	
              9.14

            	 	
              Solvency,
                etc.

            	
              37

            
	 	
              9.15

            	 	
              Environmental
                Matters.

            	
              37

            
	 	
              9.16

            	 	
              Insurance.

            	
              38

            
	 	
              9.17

            	 	
              Real
                Property.

            	
              38

            
	 	
              9.18

            	 	
              Information.

            	
              38

            
	 	
              9.19

            	 	
              Intellectual
                Property.

            	
              38

            
	 	
              9.20

            	 	
              Burdensome
                Obligations.

            	
              39

            
	 	
              9.21

            	 	
              Labor
                Matters.

            	
              39

            
	 	
              9.22

            	 	
              No
                Default.

            	
              39

            
	 	 	 	 	 
	
              SECTION
                10

            	
              AFFIRMATIVE
                COVENANTS.

            	
              39

            
	 	 	 	 	 

    

    

    
      
        
        

      

      
        ii

        
          

        

      

      
        
        

      

    

    

    

    
      	 	
              10.1

            	 	
              Reports,
                Certificates and Other Information.

            	
              39

            
	 	 	 	
              10.1.1   Annual
                Report.

            	
              39

            
	 	 	 	
              10.1.2   Interim
                Reports.

            	
              39

            
	 	 	 	
              10.1.3   Compliance
                Certificates.

            	
              40

            
	 	 	 	
              10.1.4   Reports
                to the SEC
                and to Shareholders.

            	
              40

            
	 	 	 	
              10.1.5   Notice
                of Default,
                Litigation and ERISA Matters.

            	
              40

            
	 	 	 	
              10.1.6   Management
                Reports.

            	
              41

            
	 	 	 	
              10.1.7   Projections.

            	
              41

            
	 	 	 	
              10.1.8   Subordinated
                Debt
                Notices.

            	
              41

            
	 	 	 	
              10.1.9   Other
                Information.

            	
              41

            
	 	
              10.2

            	 	
              Books,
                Records and Inspections.

            	
              41

            
	 	
              10.3

            	 	
              Maintenance
                of Property; Insurance.

            	
              42

            
	 	
              10.4

            	 	
              Compliance
                with Laws; Payment of Taxes and Liabilities.

            	
              42

            
	 	
              10.5

            	 	
              Maintenance
                of Existence, etc.

            	
              42

            
	 	
              10.6

            	 	
              Use
                of Proceeds.

            	
              43

            
	 	
              10.7

            	 	
              Employee
                Benefit Plans.

            	
              43

            
	 	
              10.8

            	 	
              Environmental
                Matters.

            	
              43

            
	 	
              10.9

            	 	
              Further
                Assurances.

            	
              43

            
	 	 	 	 	 
	
              SECTION
                11

            	
              NEGATIVE
                COVENANTS

            	
              44

            
	 	
              11.1

            	 	
              Debt.

            	
              44

            
	 	
              11.2

            	 	
              Liens.

            	
              44

            
	 	
              11.3

            	 	
              Intentionally
                Omitted.

            	
              45

            
	 	
              11.4

            	 	
              Restricted
                Payments.

            	
              45

            
	 	
              11.5

            	 	
              Mergers,
                Consolidations, Sales.

            	
              45

            
	 	
              11.6

            	 	
              Modification
                of Organizational Documents.

            	
              47

            
	 	
              11.7

            	 	
              Transactions
                with Affiliates.

            	
              47

            
	 	
              11.8

            	 	
              Unconditional
                Purchase Obligations.

            	
              47

            
	 	
              11.9

            	 	
              Inconsistent
                Agreements.

            	
              47

            
	 	
              11.10

            	 	
              Business
                Activities; Issuance of Equity.

            	
              48

            
	 	
              11.11

            	 	
              Investments.

            	
              48

            
	 	
              11.12

            	 	
              [Intentionally
                Omitted].

            	
              49

            
	 	
              11.13

            	 	
              Fiscal
                Year.

            	
              49

            
	 	
              11.14

            	 	
              Financial
                Covenants.

            	
              49

            
	 	 	 	
              11.14.1   Fixed
                Charge Coverage Ratio.

            	
              49

            
	 	 	 	
              11.14.2   Lease-Adjusted
                Total Debt to EBITDAR Ratio.

            	
              49

            
	 	 	 	
              11.14.3   Tangible
                Net
                Worth.

            	
              49

            
	 	 	 	
              11.14.4   Asset
                Coverage
                Ratio.

            	
              49

            
	 	 	 	 	 
	
              SECTION
                12

            	
              EFFECTIVENESS;
                CONDITIONS OF LENDING, ETC.

            	
              49

            
	 	
              12.1

            	 	
              Initial
                Credit Extension.

            	
              49

            
	 	 	 	
              12.1.1   Notes.

            	
              50

            
	 	 	 	
              12.1.2   Authorization
                Documents.

            	
              50

            
	 	 	 	
              12.1.3   Consents,
                etc.

            	
              50

            
	 	 	 	
              12.1.4   Letter
                of
                Direction.

            	
              50

            
	 	 	 	 	 

    

    

    
      
        
        

      

      
        iii

        
          

        

      

      
        
        

      

    

    

    

    
      	 	 	 	
              12.1.5   Guaranty.

            	
              50

            
	 	 	 	
              12.1.6   Opinions
                of
                Counsel.

            	
              50

            
	 	 	 	
              12.1.7   Insurance.

            	
              50

            
	 	 	 	
              12.1.8   Payment
                of
                Fees.

            	
              50

            
	 	 	 	
              12.1.9   Search
                Results;
                Lien Terminations.

            	
              51

            
	 	 	 	
              12.1.10    
                Closing
                Certificate, Consents and Permits.

            	
              51

            
	 	 	 	
              12.1.11    
                Other.

            	
              51

            
	 	
              12.2

            	 	
              Conditions.

            	
              51

            
	 	 	 	
              12.2.1   Compliance
                with Warranties, No Default, etc.

            	
              51

            
	 	 	 	
              12.2.2   Confirmatory
                Certificate.

            	
              51

            
	 	 	 	 	 
	
              SECTION
                13

            	
              EVENTS
                OF DEFAULT AND THEIR EFFECT.

            	
              52

            
	 	
              13.1

            	 	
              Events
                of Default.

            	
              52

            
	 	 	 	
              13.1.1   Non-Payment
                of the
                Loans, etc.

            	
              52

            
	 	 	 	
              13.1.2   Non-Payment
                of
                Other Debt.

            	
              52

            
	 	 	 	
              13.1.3   Other
                Material
                Obligations.

            	
              52

            
	 	 	 	
              13.1.4   Bankruptcy,
                Insolvency, etc.

            	
              52

            
	 	 	 	
              13.1.5   Non-Compliance
                with
                Loan Documents.

            	
              52

            
	 	 	 	
              13.1.6   Representations;
                Warranties.

            	
              53

            
	 	 	 	
              13.1.7   Pension
                Plans.

            	
              53

            
	 	 	 	
              13.1.8   Judgments.

            	
              53

            
	 	 	 	
              13.1.9   Invalidity
                of
                Guaranty.

            	
              53

            
	 	 	 	
              13.1.10    
                Invalidity
                of Subordination Provisions, etc.

            	
              53

            
	 	 	 	
              13.1.11    
                Change
                of Control.

            	
              53

            
	 	 	 	
              13.1.12    
                Material
                Adverse Effect.

            	
              53

            
	 	
              13.2

            	 	
              Effect
                of Event of Default.

            	
              53

            
	 	 	 	 	 
	
              SECTION
                14

            	
              THE
                AGENT.

            	
              54

            
	 	
              14.1

            	 	
              Appointment
                and Authorization.

            	
              54

            
	 	
              14.2

            	 	
              Issuing
                Lender.

            	
              54

            
	 	
              14.3

            	 	
              Delegation
                of Duties.

            	
              55

            
	 	
              14.4

            	 	
              Exculpation
                of Administrative Agent.

            	
              55

            
	 	
              14.5

            	 	
              Reliance
                by Administrative Agent.

            	
              55

            
	 	
              14.6

            	 	
              Notice
                of Default.

            	
              56

            
	 	
              14.7

            	 	
              Credit
                Decision.

            	
              56

            
	 	
              14.8

            	 	
              Indemnification.

            	
              56

            
	 	
              14.9

            	 	
              Administrative
                Agent in Individual Capacity.

            	
              57

            
	 	
              14.10

            	 	
              Successor
                Administrative Agent.

            	
              57

            
	 	
              14.11

            	 	
              Administrative
                Agent May File Proofs of Claim.

            	
              58

            
	 	
              14.12

            	 	
              Other
                Agents; Arrangers and Managers.

            	
              58

            
	 	 	 	 	 
	
              SECTION
                15

            	
              GENERAL.

            	
              59

            
	 	
              15.1

            	 	
              Waiver;
                Amendments.

            	
              59

            
	 	
              15.2

            	 	
              Confirmations.

            	
              59

            
	 	
              15.3

            	 	
              Notices.

            	
              59

            
	 	 	 	 	 

    

    

    
      
        
        

      

      
        iv

        
          

        

      

      
        
        

      

    

    

    

    
      	 	
              15.4

            	 	
              Computations.

            	
              60

            
	 	
              15.5

            	 	
              Costs,
                Expenses and Taxes.

            	
              60

            
	 	
              15.6

            	 	
              Assignments;
                Participations.

            	
              61

            
	 	 	 	
              15.6.1   Assignments.

            	
              61

            
	 	 	 	
              15.6.2   Participations.

            	
              62

            
	 	
              15.7

            	 	
              Register.

            	
              62

            
	 	
              15.8

            	 	
              GOVERNING
                LAW.

            	
              62

            
	 	
              15.9

            	 	
              Confidentiality.

            	
              62

            
	 	
              15.10

            	 	
              Severability.

            	
              63

            
	 	
              15.11

            	 	
              Nature
                of Remedies.

            	
              63

            
	 	
              15.12

            	 	
              Entire
                Agreement.

            	
              64

            
	 	
              15.13

            	 	
              Counterparts.

            	
              64

            
	 	
              15.14

            	 	
              Successors
                and Assigns.

            	
              64

            
	 	
              15.15

            	 	
              Captions.

            	
              64

            
	 	
              15.16

            	 	
              Customer
                Identification - USA Patriot Act Notice.

            	
              64

            
	 	
              15.17

            	 	
              INDEMNIFICATION
                BY THE COMPANY.

            	
              64

            
	 	
              15.18

            	 	
              Nonliability
                of Lenders.

            	
              65

            
	 	
              15.19

            	 	
              JOINT
                AND SEVERAL LIABILITY/CONTRIBUTION.

            	
              66

            
	 	
              15.20

            	 	
              FORUM
                SELECTION AND CONSENT TO JURISDICTION.

            	
              66

            
	 	
              15.21

            	 	
              WAIVER
                OF JURY TRIAL.

            	
              67

            

    

    

    

    
      
        
        

      

      
        v

        
          

        

      

      
        
        

        
        

      

    

    

    ANNEXES

    

    
      	
              ANNEX
                A

            	
              Lenders
                and Pro Rata Shares

            
	
              ANNEX
                B

            	
              Addresses
                for Notices

            

    

    

    

    SCHEDULES

    

    
      	
              SCHEDULE
                9.6

            	
              Litigation
                and Contingent Liabilities

            
	
              SCHEDULE
                9.8 

            	
              Subsidiaries

            
	
              SCHEDULE
                9.16

            	
              Insurance

            
	
              SCHEDULE
                9.17

            	
              Real
                Property

            
	
              SCHEDULE
                9.21

            	
              Labor
                Matters

            
	
              SCHEDULE
                11.1

            	
              Existing
                Debt

            
	
              SCHEDULE
                11.2

            	
              Existing
                Liens

            
	
              SCHEDULE
                11.11

            	
              Investments

            
	
              SCHEDULE
                12.1

            	
              Debt
                to be Repaid

            

    

    

    

    EXHIBITS

    

    
      	
              EXHIBIT
                A

            	
              Form
                of Note (Section 3.1)

            
	
              EXHIBIT
                B

            	
              Form
                of Compliance Certificate (Section 10.1.3)

            
	
              EXHIBIT
                C

            	
              Form
                of Assignment Agreement (Section 15.6.1)

            
	
              EXHIBIT
                D

            	
              Form
                of Notice of Borrowing (Section 2.2.2)

            
	
              EXHIBIT
                E

            	
              Form
                of Notice of Conversion/Continuation (Section
                2.2.3)

            

    

    

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        Table
          of Contents

        
        

      

    

    

    

    

    CREDIT
      AGREEMENT

    

    THIS
      CREDIT AGREEMENT dated as of September 26, 2005 (this “Agreement”)
      is
      entered into among CELADON GROUP, INC., CELADON TRUCKING SERVICES, INC. and
      TRUCKERSB2B, INC. (together, the “Borrowers”),
      the
      financial institutions that are or may from time to time become parties hereto
      (together with their respective successors and assigns, the “Lenders”)
      and
      LASALLE BANK NATIONAL ASSOCIATION (in its individual capacity, “LaSalle”),
      as
      Administrative Agent for the Lenders, and as Swing Line Lender and Issuing
      Lender.

    

    The
      Lenders have agreed to make available to the Borrowers a revolving credit
      facility (which includes letters of credit) upon the terms and conditions set
      forth herein.

    

    In
      consideration of the mutual agreements herein contained, the parties hereto
      agree as follows:

     

    SECTION
      1 DEFINITIONS.

     

    1.1 Definitions. 
      When
      used
      herein the following terms shall have the following meanings:

    

    Acquisition
      means
      any transaction or series of related transactions for the purpose of or
      resulting, directly or indirectly, in (a) the acquisition of all or
      substantially all of the assets of a Person, or of all or substantially all
      of
      any business or division of a Person, (b) the acquisition of in excess of 50%
      of
      the Capital Securities of any Person, or otherwise causing any Person to become
      a Subsidiary, or (c) a merger or consolidation or any other combination with
      another Person (other than a Person that is already a Subsidiary).

    

    Administrative
      Agent
      means
      LaSalle in its capacity as administrative agent for the Lenders hereunder and
      any successor thereto in such capacity.

    

    Affected
      Loan
      - see
Section
      8.3.

    

    Affiliate
      of any
      Person means (a) any other Person which, directly or indirectly, controls or
      is
      controlled by or is under common control with such Person, (b) any officer
      or
      director of such Person and (c) with respect to any Lender, any entity
      administered or managed by such Lender or an Affiliate or investment advisor
      thereof and which is engaged in making, purchasing, holding or otherwise
      investing in commercial loans. A Person shall be deemed to be “controlled by”
      any other Person if such Person possesses, directly or indirectly, power to
      vote
      5% or more of the securities (on a fully diluted basis) having ordinary voting
      power for the election of directors or managers or power to direct or cause
      the
      direction of the management and policies of such Person whether by contract
      or
      otherwise. Unless expressly stated otherwise 

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        Table
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    herein,
      neither the Administrative Agent nor any Lender shall be deemed an Affiliate
      of
      any Loan Party.

    

    Agent
      Fee Letter
      means
      the Fee letter dated as of September 22, 2005 between the Company and the
      Administrative Agent.

    

    Agreement
      - see
      the Preamble.

    

    Applicable
      Margin
      means,
      for any day, the rate per annum set forth below opposite the level (the
“Level”)
      then
      in effect, it being understood that the Applicable Margin for (i) LIBOR Loans
      shall be the percentage set forth under the column “LIBOR Margin”,
      (ii) Base Rate Loans shall be the percentage set forth under the column
      “Base Rate Margin”, (iii) the Non-Use Fee Rate shall be the percentage set forth
      under the column “Non-Use Fee Rate” and (iv) the L/C Fee shall be the percentage
      set forth under the column “L/C Fee Rate”:

    

    
      	
               

               

               Level

            	
               

              Lease
                Adjusted Total Debt

              to
                EBITDAR Ratio

            	
               

              LIBOR

              Margin

            	
               

              Base
                Rate

              Margin

            	
               

              Non-Use

              Fee
                Rate

            	
               

              L/C
                Fee

              Rate

            
	
               I

            	
              Less
                than 1.75 to 1.00

            	
              .750%

            	
              0%

            	
              .150%

            	
              .750%

            
	
               II

            	
              Greater
                than or equal to 1.75 to 1.00 but less than 2.25 to 1.00

            	
              .875%

            	
              0%

            	
              .175%

            	
              .875%

            
	
               III

            	
              Greater
                than or equal to 2.25 to 1.00 but less than 2.75 to 1.00

            	
              1.000%

            	
              0%

            	
              .200%

            	
              1.000%

            
	
               IV

            	
              Greater
                than or equal to 2.75 to 1.00

            	
              1.125%

            	
              0%

            	
              .225%

            	
              1.125%

            

    

    

    The
      LIBOR
      Margin, the Base Rate Margin, the Non-Use Fee Rate and the L/C Fee Rate shall
      be
      adjusted, to the extent applicable, on the fifth (5th) Business Day after the
      Company provides or is required to provide the annual and quarterly financial
      statements and other information pursuant to Sections
      10.1.1
      or
10.1.2,
      as
      applicable, and the related Compliance Certificate, pursuant to Section
      10.1.3.
      Notwithstanding anything contained in this paragraph to the contrary, (a) if
      the
      Company fails to deliver the financial statements and Compliance Certificate
      in
      accordance with the provisions of Sections 10.1.1,
      10.1.2
      and
10.1.3,
      the
      LIBOR Margin, the Base Rate Margin, the Non-Use Fee Rate and the L/C Fee Rate
      shall be based upon Level IV above beginning on the date such financial
      statements and Compliance Certificate were required to be delivered until the
      fifth (5th) Business Day after such financial statements and Compliance
      Certificate are actually delivered, whereupon the Applicable Margin shall be
      determined by the then current Level; (b) no reduction to any Applicable Margin
      shall become effective at any time when an Event of Default or Unmatured Event
      of Default has occurred and is continuing; and (c) the initial Applicable Margin
      on the Closing Date shall be based on Level II until the date on which
      the
      financial statements and Compliance Certificate are required to be delivered
      for
      the Fiscal Quarter ending December 31, 2005.

    

    
      
        
        

      

      
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    Asset
      Coverage Ratio
      means,
      with respect to the Company and the other Loan Parties on a consolidated basis
      for any period, the ratio of (a) the sum of (i) the net book value of accounts
      receivable less than 90 days past due plus
      (ii) the
      net book value of unencumbered trucks, truck-tractors, trailers and
      semi-trailers, to
      (b)
      Revolver Outstandings.

    

    Assignee
      - see
Section
      15.6.1.

    

    Assignment
      Agreement
      - see
Section
      15.6.1.

    

    Attorney
      Costs
      means,
      with respect to any Person, all reasonable fees and charges of any counsel
      to
      such Person, the reasonable allocable cost of internal legal services of such
      Person, all reasonable disbursements of such internal counsel and all court
      costs and similar legal expenses.

    

    Bank
      Product Agreements
      means
      those certain cash management service agreements entered into from time to
      time
      between any Loan Party and a Lender or its Affiliates in connection with any
      of
      the Bank Products.

    

    Bank
      Product Obligations
      means
      all obligations, liabilities, contingent reimbursement obligations, fees, and
      expenses owing by the Loan Parties to any Lender or its Affiliates pursuant
      to
      or evidenced by the Bank Product Agreements and irrespective of whether for
      the
      payment of money, whether direct or indirect, absolute or contingent, due or
      to
      become due, now existing or hereafter arising, and including all such amounts
      that a Loan Party is obligated to reimburse to the Administrative Agent or
      any
      Lender as a result of the Administrative Agent or such Lender purchasing
      participations or executing indemnities or reimbursement obligations with
      respect to the Bank Products provided to the Loan Parties pursuant to the Bank
      Product Agreements.

    

    Bank
      Products
      means
      any service or facility extended to any Loan Party by any Lender or its
      Affiliates including: (a) credit cards, (b) credit card processing services,
      (c)
      debit cards, (d) purchase cards, (e) ACH transactions, (f) cash management,
      including controlled disbursement, accounts or services, or (g) Hedging
      Agreements.

    

    Base
      Rate
      means at
      any time the greater of (a) the Federal Funds Rate plus 0.5% and (b)
      the
      Prime Rate.

    

    Base
      Rate Loan
      means
      any Loan which bears interest at or by reference to the Base Rate.

    

    Base
      Rate Margin
      - see
      the definition of Applicable Margin.

    

    Borrower
      means
      any and each of the Company, Celadon Trucking Services, Inc. and TruckersB2B,
      Inc.

    

    Borrowers
      means,
      jointly and severally, the Company, Celadon Trucking Services, Inc. and
      TruckersB2B, Inc.

    

    BSA
      - see
Section
      10.4.

    

    
      
        
        

      

      
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    Business
      Day
      means
      any day on which LaSalle is open for commercial banking business in Chicago,
      Illinois and Indianapolis, Indiana and, in the case of a Business Day which
      relates to a LIBOR Loan, on which dealings are carried on in the London
      interbank eurodollar market.

    

    Capital
      Expenditures
      means
      all expenditures which, in accordance with GAAP, would be required to be
      capitalized and shown on the consolidated balance sheet of the Company,
      including expenditures in respect of Capital Leases, but excluding expenditures
      made in connection with the replacement, substitution or restoration of assets
      to the extent financed (a) from insurance proceeds (or other similar recoveries)
      paid on account of the loss of or damage to the assets being replaced or
      restored or (b) with awards of compensation arising from the taking by eminent
      domain or condemnation of the assets being replaced.

    

    Capital
      Lease
      means,
      with respect to any Person, any lease of (or other agreement conveying the
      right
      to use) any real or personal property by such Person that, in conformity with
      GAAP, is accounted for as a capital lease on the balance sheet of such
      Person.

    

    Capital
      Securities
      means,
      with respect to any Person, all shares, interests, participations or other
      equivalents (however designated, whether voting or non-voting) of such Person’s
      capital, whether now outstanding or issued or acquired after the Closing Date,
      including common shares, preferred shares, membership interests in a limited
      liability company, limited or general partnership interests in a partnership,
      interests in a Trust, interests in other unincorporated organizations or any
      other equivalent of such ownership interest.

    

    Cash
      Collateralize
      means to
      deliver cash collateral to the Administrative Agent, to be held as cash
      collateral for outstanding Letters of Credit, pursuant to documentation
      satisfactory to the Administrative Agent. Derivatives of such term have
      corresponding meanings.

    

    Cash
      Equivalent Investment
      means,
      at any time, (a) any evidence of Debt, maturing not more than one year after
      such time, issued or guaranteed by the United States Government or any agency
      thereof, (b) commercial paper, maturing not more than one year from the date
      of
      issue, or corporate demand notes, in each case (unless issued by a Lender or
      its
      holding company) rated at least A-l by Standard & Poor’s Ratings Services, a
      division of The McGraw-Hill Companies, Inc. or P-l by Moody’s Investors Service,
      Inc., (c) any certificate of deposit, time deposit or banker’s acceptance,
      maturing not more than one year after such time, or any overnight Federal Funds
      transaction that is issued or sold by any Lender or its holding company (or
      by a
      commercial banking institution that is a member of the Federal Reserve System
      and has a combined capital and surplus and undivided profits of not less than
      $500,000,000), (d) any repurchase agreement entered into with any Lender (or
      commercial banking institution of the nature referred to in clause
      (c))
      which
      (i) is secured by a fully perfected security interest in any obligation of
      the
      type described in any of clauses
      (a)
      through
(c)
      above
      and (ii) has a market value at the time such repurchase agreement is entered
      into of not less than 100% of the repurchase obligation of such Lender (or
      other
      commercial banking institution) thereunder and (e) money market accounts or
      mutual funds which invest exclusively in assets satisfying the foregoing
      requirements, and (f) other short term liquid investments approved in writing
      by
      the Administrative Agent.

    

    
      
        
        

      

      
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    Change
      of Control means
      (a)
any
      Person or group of Persons (within the meaning of Section 13 or 14 of the
      Securities Exchange Act of 1934 shall acquire beneficial ownership (within
      the
      meaning of Rule 13d-3 promulgated under such Act) of more than 30% of the
      outstanding securities (on a fully diluted basis and taking into account any
      securities or contract rights exercisable, exchangeable or convertible into
      equity securities) of the Company having voting rights in the election of
      directors under normal circumstances; (b) a majority of the members of the
      Board
      of Directors of the Company shall cease to be Continuing Members;
      (c)
the
      Company shall cease to, directly or indirectly, own and control the percentage
      currently owned in each class of the outstanding Capital Securities of each
      Subsidiary (other than Servicios de Transporation Jaguar, SA de CV) as shown
      on
Schedule
      9.8;
      or (d)
      the Company or its Subsidiary ceases to own and control at least 51% of each
      class of the outstanding Capital Securities of Servicios de Transporation
      Jaguar, SA de CV. For purposes of the foregoing, "Continuing
      Member"
      means a
      member of the Board of Directors of the Company who either (i) was a member
      of
      the Company's Board of Directors on the day before the Closing Date and has
      been
      such continuously thereafter or (ii) became a member of such Board of Directors
      after the day before the Closing Date and whose election or nomination for
      election was approved by a vote of the majority of the Continuing Members then
      members of the Company's Board of Directors.

    

    Closing
      Date
      - see
Section
      12.1.

    

    Code
      means
      the Internal Revenue Code of 1986.

    

    Commitment
      means,
      as to any Lender, such Lender’s commitment to make Loans, and to issue or
      participate in Letters of Credit, under this Agreement. The initial amount
      of
      each Lender’s commitment to make Loans is set forth on Annex
      A.

    

    Company
      means
      Celadon Group, Inc.

    

    Compliance
      Certificate
      means a
      Compliance Certificate in substantially the form of Exhibit
      B.

    

    Computation
      Period
      means
      each period of four consecutive Fiscal Quarters ending on the last day of a
      Fiscal Quarter.

    

    Consolidated
      Net Income
      means,
      with respect to the Company and its Subsidiaries for any period, the net income
      (or loss) of the Company and its Subsidiaries for such period, excluding
      any
      extraordinary gains and any gains from discontinued operations.

    

    Contingent
      Liability
      means,
      with respect to any Person, each obligation and liability of such Person and
      all
      such obligations and liabilities of such Person incurred pursuant to any
      agreement, undertaking or arrangement by which such Person: (a) guarantees,
      endorses or otherwise becomes or is contingently liable upon (by direct or
      indirect agreement, contingent or otherwise, to provide funds for payment,
      to
      supply funds to, or otherwise to invest in, a debtor, or otherwise to assure
      a
      creditor against loss) the indebtedness, dividend, obligation or other liability
      of any other Person in any manner (other than by endorsement of instruments
      in
      the course of collection), including any indebtedness, dividend or other
      obligation which may be 

    

    
      
        
        

      

      
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    issued
      or
      incurred at some future time; (b) guarantees the payment of dividends or other
      distributions upon the Capital Securities of any other Person; (c) undertakes
      or
      agrees (whether contingently or otherwise): (i) to purchase, repurchase, or
      otherwise acquire any indebtedness, obligation or liability of any other Person
      or any property or assets constituting security therefor, (ii) to advance or
      provide funds for the payment or discharge of any indebtedness, obligation
      or
      liability of any other Person (whether in the form of loans, advances, stock
      purchases, capital contributions or otherwise), or to maintain solvency, assets,
      level of income, working capital or other financial condition of any other
      Person, or (iii) to make payment to any other Person other than for value
      received; (d) agrees to lease property or to purchase securities, property
      or
      services from such other Person with the purpose or intent of assuring the
      owner
      of such indebtedness or obligation of the ability of such other Person to make
      payment
      of the
      indebtedness or obligation; (e) to induce the issuance of, or in connection
      with
      the issuance of, any letter of credit for the benefit of such other Person;
      or
      (f) undertakes or agrees otherwise to assure a creditor against loss. The amount
      of any Contingent Liability shall (subject to any limitation set forth herein)
      be deemed to be the outstanding principal amount (or maximum permitted principal
      amount, if larger) of the indebtedness, obligation or other liability guaranteed
      or supported thereby.

    

    Controlled
      Group
      means
      all members of a controlled group of corporations, all members of a controlled
      group of trades or businesses (whether or not incorporated) under common control
      and all members of an affiliated service group which, together with the Company
      or any of its Subsidiaries, are treated as a single employer under Section
      414
      of the Code or Section 4001 of ERISA.

    

    Debt
      of any
      Person means, without duplication, (a) all indebtedness of such Person, (b)
      all
      borrowed money of such Person, whether or not evidenced by bonds, debentures,
      notes or similar instruments, (c) all obligations of such Person as lessee
      under
      Capital Leases which have been or should be recorded as liabilities on a balance
      sheet of such Person in accordance with GAAP, (d) all obligations of such Person
      to pay the deferred purchase price of property or services (excluding trade
      accounts payable in the ordinary course of business), (e) all indebtedness
      secured by a Lien on the property of such Person, whether or not such
      indebtedness shall have been assumed by such Person; provided
      that if
      such Person has not assumed or otherwise become liable for such indebtedness,
      such indebtedness shall be measured at the fair market value of such property
      securing such indebtedness at the time of determination, (f) all obligations,
      contingent or otherwise, with respect to the face amount of all letters of
      credit (whether or not drawn), bankers’ acceptances and similar obligations
      issued for the account of such Person (including the Letters of Credit), (g)
      all
      Hedging Obligations of such Person, (h) all Contingent Liabilities of such
      Person, (i) all Debt of any partnership of which such Person is a general
      partner and (j) any Capital Securities or other equity instrument, whether
      or
      not mandatorily redeemable, that under GAAP is characterized as debt, whether
      pursuant to financial accounting standards board issuance No. 150 or
      otherwise.

    

    Debt
      to be Repaid
      means
      Debt listed on Schedule
      12.1.

    

    Designated
      Proceeds
      - see
Section
      6.2.2(a).

    

    Dollar
      and the
      sign “$”
      mean
      lawful money of the United States of America.

    

    
      
        
        

      

      
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    EBIT
      means,
      for any period, Consolidated Net Income for such period plus,
      to the
      extent deducted in determining Consolidated Net Income, Interest Expense, and
      income tax for such period.

    

    EBITDAR
      means,
      for any period, Consolidated Net Income for such period plus,
      to the
      extent deducted in determining Consolidated Net Income, Interest Expense, income
      tax expense, depreciation and amortization and Rent Expense for such
      period.

    

    Environmental
      Claims
      means
      all claims, however asserted, by any governmental, regulatory or judicial
      authority or other Person alleging potential liability or responsibility for
      violation of any Environmental Law, or for release or injury to the
      environment.

    

    Environmental
      Laws
      means
      all present or future federal, state or local laws, statutes, common law duties,
      rules, regulations, ordinances and codes, together with all administrative
      or
      judicial orders, consent agreements, directed duties, requests, licenses,
      authorizations and permits of, and agreements with, any governmental authority,
      in each case relating to any matter arising out of or relating to public health
      and safety, or pollution or protection of the environment or workplace,
      including any of the foregoing relating to the presence, use, production,
      generation, handling, transport, treatment, storage, disposal, distribution,
      discharge, emission, release, threatened release, control or cleanup of any
      Hazardous Substance. 

    

    ERISA
      means
      the Employee Retirement Income Security Act of 1974. 

    

    Event
      of Default
      means
      any of the events described in Section
      13.1.

    

    Excluded
      Taxes
      means
      taxes based upon, or measured by, the Lender’s or Administrative Agent’s (or a
      branch of the Lender’s or Administrative Agent’s) overall net income, overall
      net receipts, or overall net profits (including franchise taxes imposed in
      lieu
      of such taxes), but only to the extent such taxes are imposed by a taxing
      authority (a) in a jurisdiction in which such Lender or Administrative Agent
      is
      organized, (b) in a jurisdiction which the Lender’s or Administrative Agent’s
      principal office is located, or (c) in a jurisdiction in which such Lender’s or
      Administrative Agent’s lending office (or branch) in respect of which payments
      under this Agreement are made is located.

    

    Exempt
      Foreign Subsidiary
      means as
      of any date of determination, a non-U.S. Subsidiary which the Required Lenders
      have agreed, in writing, prior to such date, to exempt from the requirements
      of
      executing and delivering a Guaranty. As of the Closing Date, Celadon Mexicana,
      S.A. de C.V. is the sole Exempt Foreign Subsidiary.

    

    Federal
      Funds Rate
      means,
      for any day, a fluctuating interest rate equal for each day during such period
      to the weighted average of the rates on overnight Federal funds transactions
      with members of the Federal Reserve System arranged by Federal funds brokers,
      as
      published for such day (or, if such day is not a Business Day, for the next
      preceding Business Day) by the Federal Reserve Bank of New York, or, if such
      rate is not so published for any day which is a Business Day, the average of
      the
      quotations for such day on such transactions received by the Administrative
      Agent from three Federal funds brokers of recognized standing selected by the
      

    

    
      
        
        

      

      
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    Administrative
      Agent. The Administrative Agent’s determination of such rate shall be binding
      and conclusive absent manifest error.

    

    Fiscal
      Quarter
      means a
      fiscal quarter of a Fiscal Year.

    

    Fiscal
      Year
      means
      the fiscal year of the Company and its Subsidiaries, which period shall be
      the
      12-month period ending on the Company’s Fiscal Year end of each year. References
      to a Fiscal Year with a number corresponding to any calendar year (e.g.,
“Fiscal
      Year 2003”)
      refer
      to the Fiscal Year ending on the Company’s Fiscal Year end of such calendar
      year.

    

    Fixed
      Charge Coverage Ratio
      means,
      with respect to the Company and its Subsidiaries on a consolidated basis for
      any
      Computation Period, the ratio of (a) the sum for such period of (i) EBIT
plus
      (ii)
      Rent Expense, to
      (b) the
      sum for such period of (i) Interest Expense plus
      (ii)
      Rent Expense

    

    FRB
      means
      the Board of Governors of the Federal Reserve System or any successor
      thereto.

    

    Funded
      Debt
      means,
      as to any Person, all Debt of such Person that matures more than one year from
      the date of its creation (or is renewable or extendible, at the option of such
      Person, to a date more than one year from such date).

    

    GAAP
      means
      generally accepted accounting principles set forth from time to time in the
      opinions and pronouncements of the Accounting Principles Board and the American
      Institute of Certified Public Accountants and statements and pronouncements
      of
      the Financial Accounting Standards Board (or agencies with similar functions
      of
      comparable stature and authority within the U.S. accounting profession) and
      the
      Securities and Exchange Commission, which are applicable to the circumstances
      as
      of the date of determination.

    

    Group
      - see
Section
      2.2.1.

    

    Guaranty
      means
      the Guaranty dated as of the date hereof executed and delivered by each
      Subsidiary of the Company (except for the Borrowers and Restricted
      Subsidiaries), together with any joinders thereto and any other guaranty
      executed by a Loan Party, in each case in form and substance satisfactory to
      the
      Administrative Agent.

    

    Hazardous
      Substances
      means
      (a) any petroleum or petroleum products, radioactive materials, asbestos
      in
      any form that is or could become friable, urea formaldehyde foam insulation,
      dielectric fluid containing levels of polychlorinated biphenyls, radon gas
      and
      mold; (b) any chemicals, materials, pollutant or substances defined
      as or
      included in the definition of “hazardous substances”, “hazardous waste”,
“hazardous materials”, “extremely hazardous substances”, “restricted hazardous
      waste”, “toxic substances”, “toxic pollutants”, “contaminants”, “pollutants” or
      words of similar import, under any applicable Environmental Law; and
      (c) any other chemical, material or substance, the exposure to, or release
      of which is prohibited, limited or regulated by any governmental authority
      or
      for which any duty or standard of care is imposed pursuant to, any Environmental
      Law.

    

    

    
      
        
        

      

      
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    Hedging
      Agreement
      means
      any interest rate, currency or commodity swap agreement, cap agreement or collar
      agreement, and any other agreement or arrangement designed to protect a Person
      against fluctuations in interest rates, currency exchange rates or commodity
      prices.

    

    Hedging
      Obligation
      means,
      with respect to any Person, any liability of such Person under any Hedging
      Agreement. The amount of any Person’s obligation in respect of any Hedging
      Obligation shall be deemed to be the incremental obligation that would be
      reflected in the financial statements of such Person in accordance with
      GAAP.

    

    Indemnified
      Liabilities
      - see
Section
      15.16.

    

    Interest
      Expense
      means
      for any period the consolidated interest expense of the Company and its
      Subsidiaries for such period (including all imputed interest on Capital
      Leases).

    

    Interest
      Period
      means,
      as to any LIBOR Loan, the period commencing on the date such Loan is borrowed
      or
      continued as, or converted into, a LIBOR Loan and ending on the date one, two,
      three or six months thereafter as selected by the Borrowers pursuant to
Section
      2.2.2
      or
2.2.3,
      as the
      case may be; provided
      that:

    

    (a) if
      any
      Interest Period would otherwise end on a day that is not a Business Day, such
      Interest Period shall be extended to the following Business Day unless the
      result of such extension would be to carry such Interest Period into another
      calendar month, in which event such Interest Period shall end on the preceding
      Business Day;

    

    (b) any
      Interest Period that begins on a day for which there is no numerically
      corresponding day in the calendar month at the end of such Interest Period
      shall
      end on the last Business Day of the calendar month at the end of such Interest
      Period; and

    

    (c) the
      Borrowers may not select any Interest Period for a Revolving Loan which would
      extend beyond the scheduled Termination Date.

    

    Investment
      means,
      with respect to any Person, any investment in another Person, whether by
      acquisition of any debt or Capital Security, by making any loan or advance,
      by
      becoming obligated with respect to a Contingent Liability in respect of
      obligations of such other Person (other than travel and similar advances to
      employees in the ordinary course of business) or by making an
      Acquisition.

    

    Issuing
      Lender
      means
      LaSalle, in its capacity as the issuer of Letters of Credit hereunder, or any
      Affiliate of LaSalle that may from time to time issue Letters of Credit, and
      their successors and assigns in such capacity.

    

    LaSalle
      - see
      the Preamble.

    

    

    
      
        
        

      

      
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    L/C
      Application
      means,
      with respect to any request for the issuance of a Letter of Credit, a letter
      of
      credit application in the form being used by the Issuing Lender at the time
      of
      such request for the type of letter of credit requested.

    

    L/C
      Fee Rate
      - see
      the definition of Applicable Margin.

    

    Lease-Adjusted
      Total Debt
      means
      Total Debt plus
      Operating Lease Obligations.

    

    Lease-Adjusted
      Total Debt to EBITDAR Ratio
      means,
      as of the last day of any Fiscal Quarter, the ratio of (a) Lease-Adjusted Total
      Debt as of such day, to
      (b)
      EBITDAR for the Computation Period ending on such day.

    

    Lender
      - see
      the Preamble.
      References to the “Lenders” shall include the Issuing Lender; for purposes of
      clarification only, to the extent that LaSalle (or any successor Issuing Lender)
      may have any rights or obligations in addition to those of the other Lenders
      due
      to its status as Issuing Lender, its status as such will be specifically
      referenced. 

    

    Lender
      Party
      - see
Section
      15.17.

    

    Letter
      of Credit
      - see
Section
      2.1.2.

    

    LIBOR
      Loan
      means
      any Loan which bears interest at a rate determined by reference to the LIBOR
      Rate.

    

    LIBOR
      Margin
      - see
      the definition of Applicable Margin.

    

    LIBOR
      Office
      means
      with respect to any Lender the office or offices of such Lender which shall
      be
      making or maintaining the LIBOR Loans of such Lender hereunder. A LIBOR Office
      of any Lender may be, at the option of such Lender, either a domestic or foreign
      office.

    

    LIBOR
      Rate
      means a
      rate of interest equal to (a) the per annum rate of interest at which United
      States dollar deposits in an amount comparable to the amount of the relevant
      LIBOR Loan and for a period equal to the relevant Interest Period are offered
      in
      the London Interbank Eurodollar market at 11:00 A.M. (London time) two (2)
      Business Days prior to the commencement of such Interest Period (or three (3)
      Business Days prior to the commencement of such Interest Period if banks in
      London, England were not open and dealing in offshore United States dollars
      on
      such second preceding Business Day), as displayed in the Bloomberg
      Financial Markets
      system
      (or other authoritative source selected by the Administrative Agent in its
      sole
      discretion) or, if the Bloomberg
      Financial Markets
      system
      or another authoritative source is not available, as the LIBOR Rate is otherwise
      determined by the Administrative Agent in its sole and absolute discretion,
      divided by (b) a number determined by subtracting from 1.00 the then stated
      maximum reserve percentage for determining reserves to be maintained by member
      banks of the Federal Reserve System for Eurocurrency funding or liabilities
      as
      defined in Regulation D (or any successor category of liabilities under
      Regulation D), such rate to remain fixed for such Interest Period. The
      Administrative Agent’s determination of the LIBOR Rate shall be conclusive,
      absent manifest error.

    

    

    
      
        
        

      

      
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    Lien
      means,
      with respect to any Person, any interest granted by such Person in any real
      or
      personal property, asset or other right owned or being purchased or acquired
      by
      such Person (including an interest in respect of a Capital Lease) which secures
      payment or performance of any obligation and shall include any mortgage, lien,
      encumbrance, title retention lien, charge or other security interest of any
      kind, whether arising by contract, as a matter of law, by judicial process
      or
      otherwise.

    

    Loan
      Documents
      means
      this Agreement, the Notes, the Letters of Credit, the Master Letter of Credit
      Agreement, the L/C Applications, the Agent Fee Letter, the Guaranty, any
      Subordination Agreements and all documents, instruments and agreements delivered
      in connection with the foregoing.

    

    Loan
      Party
      means
      the Borrowers and each Subsidiary of the Company (other than Restricted
      Subsidiaries).

    

    Loan
      or Loans
      means,
      as the context may require, Revolving Loans and/or Swing Line
      Loans.

    

    Mandatory
      Prepayment Event
      - see
Section
      6.2.2(a).

    

    Margin
      Stock
      means
      any “margin stock” as defined in Regulation U.

    

    Master
      Letter of Credit Agreement
      means,
      at any time, with respect to the issuance of Letters of Credit, a master letter
      of credit agreement or reimbursement agreement in the form, if any, being used
      by the Issuing Lender at such time.

    

    Material
      Adverse Effect
      means
      (a) a material adverse change in, or a material adverse effect upon, the
      financial condition, operations, assets, business, properties or prospects
      of
      the Loan Parties taken as a whole, (b) a material impairment of the ability
      of
      any Loan Party to perform any of the Obligations under any Loan Document or
      (c)
      a material adverse effect upon the legality, validity, binding effect or
      enforceability against any Loan Party of any Loan Document.

    

    Multiemployer
      Pension Plan
      means a
      multiemployer plan, as defined in Section 4001(a)(3) of ERISA, to which the
      Company or any other member of the Controlled Group may have any
      liability.

    

    Net
      Worth
      means,
      as of any date, the sum of the capital stock and additional paid-in capital
      plus
      retained earnings (or minus accumulated deficit) calculated in conformity with
      GAAP.

    

    Non-U.S.
      Participant
      - see
Section
      7.6(d).

    

    Non-Use
      Fee Rate
      - see
      the definition of Applicable Margin.

    

    Note
      means a
      promissory note substantially in the form of Exhibit
      A.

    

    

    
      
        
        

      

      
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    Notice
      of Borrowing
      - see
Section
      2.2.2.

    

    Notice
      of Conversion/Continuation
      - see
Section
      2.2.3.

    

    Obligations
      means
      all obligations (monetary (including post-petition interest, allowed or not)
      or
      otherwise) of any Loan Party under this Agreement and any other Loan Document
      including Attorney Costs and any reimbursement obligations of each Loan Party
      in
      respect of Letters of Credit and surety bonds, all Hedging Obligations permitted
      hereunder which are owed to any Lender or its Affiliate or Administrative Agent,
      and all Bank Products Obligations, all in each case howsoever created, arising
      or evidenced, whether direct or indirect, absolute or contingent, now or
      hereafter existing, or due or to become due.

    

    OFAC
      - see
Section
      10.4.

    

    Operating
      Lease
      means
      any lease of (or other agreement conveying the right to use) any real or
      personal property by any Loan Party, as lessee, other than any Capital
      Lease.

    

    Operating
      Lease Obligations
      means,
      as at any date of determination, the amount obtained by aggregating the present
      values, determined in the case of each particular Operating Lease by applying
      a
      discount rate of 10% from the date on which each fixed lease payment is due
      under such Operating Lease to such date of determination, of all fixed lease
      payments due under all Operating Leases of the Company and its
      Subsidiaries.

    

    PBGC
      means
      the Pension Benefit Guaranty Corporation and any entity succeeding to any or
      all
      of its functions under ERISA.

    

    Participant
      - see
Section
      15.6.2.

    

    Pension
      Plan
      means a
“pension plan”, as such term is defined in Section 3(2) of ERISA, which is
      subject to Title IV of ERISA or the minimum funding standards of ERISA (other
      than a Multiemployer Pension Plan), and as to which the Company or any member
      of
      the Controlled Group may have any liability, including any liability by reason
      of having been a substantial employer within the meaning of Section 4063 of
      ERISA at any time during the preceding five years, or by reason of being deemed
      to be a contributing sponsor under Section 4069 of ERISA.

    

    Permitted
      Lien
      means a
      Lien expressly permitted hereunder pursuant to Section
      11.2.

    

    Person
      means
      any natural person, corporation, partnership, trust, limited liability company,
      association, governmental authority or unit, or any other entity, whether acting
      in an individual, fiduciary or other capacity.

    

    Prime
      Rate
      means,
      for any day, the rate of interest in effect for such day as publicly announced
      from time to time by the Administrative Agent as its prime rate (whether or
      not
      such rate is actually charged by the Administrative Agent), which is not
      intended to be the Administrative Agent’s lowest or most favorable rate of
      interest at any one time. Any change in the Prime Rate announced by the
      Administrative Agent shall take effect at the opening of 

    

    
      
        
        

      

      
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    business
      on the day specified in the public announcement of such change; provided
      that the
      Administrative Agent shall not be obligated to give notice of any change in
      the
      Prime Rate.

    

    Pro
      Rata Share
      means
      with respect to a Lender’s obligation to make Revolving Loans, participate in
      Letters of Credit, reimburse the Issuing Lender, receive payments of principal,
      interest, fees, costs, and expenses with respect thereto, and with respect
      to
      all other matters as to a particular Lender, (a) prior to the Revolving
      Commitment being terminated or reduced to zero, the percentage obtained by
      dividing (i) such Lender’s Revolving Commitment, by (ii) the aggregate Revolving
      Commitment of all Lenders and (b) from and after the time the Revolving
      Commitment has been terminated or reduced to zero, the percentage obtained
      by
      dividing (i) the aggregate unpaid principal amount of such Lender’s Revolving
      Outstandings (after settlement and repayment of all Swing Line Loans by the
      Lenders) by (ii) the aggregate unpaid principal amount of all Revolving
      Outstandings.

    

    Refunded
      Swing Line Loan
      -
see
      Section 2.2.4(c).

    

    Regulation
      D
      means
      Regulation D of the FRB.

    

    Regulation
      U
      means
      Regulation U of the FRB.

    

    Rent
      Expense
      means
      for any period the consolidated rent expense of the Company and its Subsidiaries
      for such period.

    

    Replacement
      Lender
      - see
Section
      8.7(b).

    

    Reportable
      Event
      means a
      reportable event as defined in Section 4043 of ERISA and the regulations issued
      thereunder as to which the PBGC has not waived the notification requirement
      of
      Section 4043(a), or the failure of a Pension Plan to meet the minimum funding
      standards of Section 412 of the Code (without regard to whether the Pension
      Plan
      is a plan described in Section 4021(a)(2) of ERISA) or under Section 302 of
      ERISA.

    

    Required
      Lenders
      means,
      at any time, Lenders whose Pro Rata Shares exceed 51% as determined pursuant
      to
      the definition of “Pro Rata Share”, or, at any time there are only 2 Lenders,
      means all Lenders.

    

    Restricted
      Subsidiary
      means
      (a) as of any date of determination, a Subsidiary of the Company which (i)
      is
      inactive as of such date and has total assets of less than $10,000 as of such
      date, determined in accordance with GAAP, or (ii) is an Exempt Foreign
      Subsidiary; provided,
      however,
      if any
      entity identified in clause (i) above hereafter becomes active or acquires
      total
      assets of $10,000 or more, such entity shall cease to be a Restricted
      Subsidiary, and (b) Zipp Realty, LLC for so long as it is a single asset purpose
      entity.

    

    Revolving
      Commitment
      means
      $50,000,000, as reduced from time to time pursuant to Section
      6.1
      or
      increased from time to time pursuant to Section
      6.4.

    

    Revolving
      Loan -
      see
Section
      2.1.1.

    

    

    
      
        
        

      

      
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    Revolving
      Outstandings
      means,
      at any time, the sum of (a) the aggregate principal amount of all outstanding
      Revolving Loans, plus (b) the Stated Amount of all Letters of
      Credit.

    

    SEC
      means
      the Securities and Exchange Commission or any other governmental authority
      succeeding to any of the principal functions thereof.

    

    Senior
      Debt
      means
      all Debt of the Company and its Subsidiaries other than Subordinated
      Debt.

    

    Senior
      Officer
      means,
      with respect to any Loan Party, any of the chief executive officer, the chief
      financial officer, the chief operating officer or the treasurer of such Loan
      Party.

    

    Stated
      Amount
      means,
      with respect to any Letter of Credit at any date of determination, (a) the
      maximum aggregate amount available for drawing thereunder under any and all
      circumstances plus (b) the aggregate amount of all unreimbursed payments and
      disbursements under such Letter of Credit.

    

    Subordinated
      Debt
      means
      any unsecured Debt of the Company which has subordination terms, covenants,
      pricing and other terms which have been approved in writing by the Required
      Lenders.

    

    Subordinated
      Debt Documents
      means
      all documents and instruments relating to the Subordinated Debt and all
      amendments and modifications thereof approved by the Administrative
      Agent.

    

    Subordination
      Agreements
      means
      all subordination agreements executed by a holder of Subordinated Debt in favor
      of the Administrative Agent and the Lenders from time to time after the Closing
      Date in form and substance and on terms and conditions satisfactory to
      Administrative Agent.

    

    Subsidiary
      means,
      with respect to any Person, a corporation, partnership, limited liability
      company or other entity of which such Person owns, directly or indirectly,
      such
      number of outstanding Capital Securities as have more than 50% of the ordinary
      voting power for the election of directors or other managers of such
      corporation, partnership, limited liability company or other entity. Unless
      the
      context otherwise requires, each reference to Subsidiaries herein shall be
      a
      reference to Subsidiaries of the Company.

    

    Swing
      Line Availability
      means
      the lesser of (a) the Swing Line Commitment Amount and (b) Revolving Commitment
      (less Revolving Outstandings at such time).

    

    Swing
      Line Commitment Amount
      means
      $5,000,000, as reduced from time to time pursuant to Section
      6.1,
      which
      commitment constitutes a subfacility of the Revolving Commitment of the Swing
      Line Lender.

    

    Swing
      Line Lender
      means
      LaSalle.

    

    Swing
      Line Loan
      - see
Section
      2.2.4.

    

    

    
      
        
        

      

      
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    Tangible
      Net Worth
      of any
      Person means an amount equal to: (a) Net Worth of such Person; less
      (b) the
      sum of goodwill, patents, trademarks, prepaid expenses, deposits, deferred
      charges and other personal property which is classified as intangible property
      in accordance with GAAP.

    

    Taxes
      means
      any and all present and future taxes, duties, levies, imposts, deductions,
      assessments, charges or withholdings, and any and all liabilities (including
      interest and penalties and other additions to taxes) with respect to the
      foregoing, but excluding Excluded Taxes.

    

    Termination
      Date
      means
      the earlier to occur of (a) September 24, 2010 or (b) such other date on which
      the Commitments terminate pursuant to Section 6
      or
Section
      13.

    

    Termination
      Event
      means,
      with respect to a Pension Plan that is subject to Title IV of ERISA, (a) a
      Reportable Event, (b) the withdrawal of Company or any other member of the
      Controlled Group from such Pension Plan during a plan year in which Company
      or
      any other member of the Controlled Group was a “substantial employer” as defined
      in Section 4001(a)(2) of ERISA or was deemed such under Section 4068(f) of
      ERISA, (c) the termination of such Pension Plan, the filing of a notice of
      intent to terminate the Pension Plan or the treatment of an amendment of such
      Pension Plan as a termination under Section 4041 of ERISA, (d) the institution
      by the PBGC of proceedings to terminate such Pension Plan or (e) any event
      or
      condition that might constitute grounds under Section 4042 of ERISA for the
      termination of, or appointment of a trustee to administer, such Pension
      Plan.

    

    Total
      Debt
      means
      all Debt of the Company and its Subsidiaries, determined on a consolidated
      basis, excluding (a) contingent obligations in respect of Contingent Liabilities
      (except to the extent constituting Contingent Liabilities in respect of Debt
      of
      a Person other than any Loan Party), (b) Hedging Obligations, and (c) Debt
      of
      the Company to Subsidiaries and Debt of Subsidiaries to the Company or to other
      Subsidiaries.

    

    Total
      Plan Liability
      means,
      at any time, the present value of all vested and unvested accrued benefits
      under
      all Pension Plans, determined as of the then most recent valuation date for
      each
      Pension Plan, using PBGC actuarial assumptions for single employer plan
      terminations.

    

    type
      - see
Section
      2.2.1.

    

    Unfunded
      Liability
      means
      the amount (if any) by which the present value of all vested and unvested
      accrued benefits under all Pension Plans exceeds the fair market value of all
      assets allocable to those benefits, all determined as of the then most recent
      valuation date for each Pension Plan, using PBGC actuarial assumptions for
      single employer plan terminations.

    

    Unmatured
      Event of Default
      means
      any event that, if it continues uncured, will, with lapse of time or notice
      or
      both, constitute an Event of Default.

    

    Withholding
      Certificate
      - see
Section
      7.6(d).

    

    

    
      
        
        

      

      
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    Wholly-Owned
      Subsidiary
      means,
      as to any Person, a Subsidiary all of the Capital Securities of which (except
      directors’ qualifying Capital Securities) are at the time directly or indirectly
      owned by such Person and/or another Wholly-Owned Subsidiary of such
      Person.

     

    1.2 Other
      Interpretive Provisions.
      (a) The
      meanings of defined terms are equally applicable to the singular and plural
      forms of the defined terms.

    

    (b) Section,
      Annex,
      Schedule and Exhibit references are to this Agreement unless otherwise
      specified.

    

    (c) The
      term
“including” is not limiting and means “including without
      limitation.”

    

    (d) In
      the
      computation of periods of time from a specified date to a later specified date,
      the word “from” means “from and including”; the words “to” and “until” each mean
“to but excluding”, and the word “through” means “to and
      including.”

    

    (e) Unless
      otherwise expressly provided herein, (i) references to agreements
      (including this Agreement and the other Loan Documents) and other contractual
      instruments shall be deemed to include all subsequent amendments, restatements,
      supplements and other modifications thereto, but only to the extent such
      amendments, restatements, supplements and other modifications are not prohibited
      by the terms of any Loan Document, and (ii) references to any statute
      or
      regulation shall be construed as including all statutory and regulatory
      provisions amending, replacing, supplementing or interpreting such statute
      or
      regulation.

    

    (f) This
      Agreement and the other Loan Documents may use several different limitations,
      tests or measurements to regulate the same or similar matters. All such
      limitations, tests and measurements are cumulative and each shall be performed
      in accordance with its terms.

    

    (g) This
      Agreement and the other Loan Documents are the result of negotiations among
      and
      have been reviewed by counsel to the Administrative Agent, the Borrowers, the
      Lenders and the other parties thereto and are the products of all parties.
      Accordingly, they shall not be construed against the Administrative Agent or
      the
      Lenders merely because of the Administrative Agent’s or Lenders’ involvement in
      their preparation.

     

    SECTION
      2 COMMITMENTS
      OF THE LENDERS; BORROWING, CONVERSION AND LETTER OF CREDIT
      PROCEDURES

     

    2.1 Commitments.

    

    On
      and
      subject to the terms and conditions of this Agreement, each of the Lenders,
      severally and for itself alone, agrees to make loans to, and to issue or
      participate in letters of credit for the account of, the Borrowers as
      follows:

    

    
      
        
        

      

      
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    2.1.1 Revolving
      Loan Commitment.
      Each
      Lender with a Revolving Loan Commitment agrees to make loans on a revolving
      basis (“Revolving
      Loans”)
      from
      time to time until the Termination Date in such Lender’s Pro Rata Share of such
      aggregate amounts as the Borrowers may request from all Lenders; provided
      that the
      Revolving Outstandings will not at any time exceed Revolving Commitment (less
      the amount of any Swing Line Loans outstanding at such time).

     

    2.1.2 L/C
      Commitment.
      Subject
      to Section
      2.3.1,
      the
      Issuing Lender agrees to issue letters of credit, in each case containing such
      terms and conditions as are permitted by this Agreement and are reasonably
      satisfactory to the Issuing Lender (each, a “Letter
      of Credit”),
      at
      the request of and for the account of the Borrowers from time to time before
      the
      scheduled Termination Date and, as more fully set forth in Section 2.3.2,
      each
      Lender agrees to purchase a participation in each such Letter of Credit;
provided
      that (a)
      the aggregate Stated Amount of all Letters of Credit shall not at any time
      exceed $15,000,000 and (b) the Revolving Outstandings shall not at any
      time
      exceed Revolving Commitment (less the amount of any Swing Line Loans outstanding
      at such time).

     

    2.2 Loan
      Procedures. 

     

    2.2.1 Various
      Types of Loans.
      Each
      Revolving Loan shall be either a Base Rate Loan or a LIBOR Loan (each a
“type”
      of
      Loan), as the Company, as agent for the Borrowers, shall specify in the related
      notice of borrowing or conversion pursuant to Section 2.2.2
      or 2.2.3.
      LIBOR
      Loans having the same Interest Period which expire on the same day are sometimes
      called a “Group”
      or
      collectively “Groups”.
      Base
      Rate Loans and LIBOR Loans may be outstanding at the same time, provided
      that not
      more than 5 different Groups of LIBOR Loans shall be outstanding at any one
      time. All borrowings, conversions and repayments of Revolving Loans shall be
      effected so that each Lender will have a ratable share (according to its Pro
      Rata Share) of all types and Groups of Loans. 

     

    2.2.2 Borrowing
      Procedures.
      The
      Company, as agent for the Borrowers, shall give written notice (each such
      written notice, a “Notice
      of Borrowing”)
      substantially in the form of Exhibit
      E
      or
      telephonic notice (followed immediately by a Notice of Borrowing) to the
      Administrative Agent of each proposed borrowing not later than (a) in
      the
      case of a Base Rate borrowing, 11:00 A.M., Chicago time, on the proposed
      date of such borrowing, and (b) in the case of a LIBOR borrowing,
      11:00 A.M., Chicago time, at least three Business Days prior to the
      proposed date of such borrowing. Each such notice shall be effective upon
      receipt by the Administrative Agent, shall be irrevocable, and shall specify
      the
      date, amount and type of borrowing and, in the case of a LIBOR borrowing, the
      initial Interest Period therefor. Promptly upon receipt of such notice, the
      Administrative Agent shall advise each Lender thereof. Not later than 1:00
      P.M.,
      Chicago time, on the date of a proposed borrowing, each Lender shall provide
      the
      Administrative Agent at the office specified by the Administrative Agent with
      immediately available funds covering such Lender’s Pro Rata Share of such
      borrowing and, so long as the Administrative Agent has not received written
      notice that the conditions precedent set forth in Section 11
      with
      respect to such borrowing have not been satisfied, the Administrative Agent
      shall pay over the funds received by the Administrative Agent to the Borrowers
      on the requested borrowing date. Each borrowing shall be on a Business Day.
      Each
      Base Rate borrowing shall 

    

    
      
        
        

      

      
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    be
      in an
      aggregate amount of at least $1,000,000 and an integral multiple of $100,000,
      and each LIBOR borrowing shall be in an aggregate amount of at least $1,000,000
      and an integral multiple of at least $100,000.

     

    2.2.3 Conversion
      and Continuation Procedures.

    

    (a) Each
      LIBOR Loan shall automatically renew for the Interest Period specified in the
      initial notice received by the Administrative Agent pursuant to Section 2.2.2,
      at the then current LIBOR Rate unless the Company, as agent for the Borrowers,
      pursuant to a subsequent notice received by the Administrative Agent, shall
      elect a different Interest Period or the conversion of all or a portion of
      such
      LIBOR Loan to a Base Rate Loan.
      Each
      Interest Period occurring after the initial Interest Period with respect to
      any
      LIBOR Loan shall commence on the same day of each applicable month as the first
      day of the initial Interest Period. Whenever the last day of any Interest Period
      with respect to any LIBOR Loan would otherwise occur on a day other than a
      Business Day, the last day of such Interest Period shall be extended to occur
      on
      the next succeeding Business Day. Whenever an Interest Period with respect
      to
      any LIBOR Loan would otherwise end on a day of a month for which there is no
      numerically corresponding day in the calendar month, such Interest Period shall
      end on the last day of such calendar month, unless such day is not a Business
      Day, in which event such Interest Period shall be extended to end on the next
      Business Day. Upon
      receipt by the Administrative Agent of such subsequent notice, the Borrowers
      may, subject to the terms and conditions of this Agreement, elect, as of the
      last day of the applicable Interest Period, to continue any LIBOR Loan having
      an
      Interest Period expiring on such day for a new Interest Period, or to convert
      any such LIBOR Loan to a Base Rate Loan. Such notice shall, in the case of
      a
      conversion to a Base Rate Loan, be given before 11:00 a.m., Chicago time, on
      the
      proposed date of such conversion, and in the case of conversion to a LIBOR
      Loan
      having a different Interest Period, be given before 11:00 a.m., Chicago time,
      at
      least three Business Days prior to the proposed date of such conversion,
      specifying: (i) the proposed date of conversion; (ii) the aggregate amount
      of
      Loans to be converted; (iii) the type of Loans resulting from the proposed
      conversion; and (iv) in the case of conversion to a LIBOR Loan, the duration
      of
      the requested Interest Period therefor. The
      Borrowers may not elect a LIBOR Rate, and an Interest Period for a LIBOR Loan
      shall not automatically renew, with respect to any principal amount which is
      scheduled to be repaid before the last day of the applicable Interest Period,
      and any such amounts shall bear interest at the Base Rate plus
      the
      Applicable Margin until repaid in the case of conversion into, or continuation
      of, LIBOR Loans, the duration of the requested Interest Period
      therefor.

    

    (b) The
      Administrative Agent will promptly notify each Lender of its receipt of a notice
      of conversion or continuation pursuant to this Section
      2.2.3
      or, if
      no timely notice is provided by the Company, of the details of any automatic
      conversion or continuation.

    

    

    
      
        
        

      

      
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    (c) Any
      conversion of a LIBOR Loan on a day other than the last day of an Interest
      Period therefor shall be subject to Section
      8.4.

     

    2.2.4 Swing
      Line Facility.

    

    (a) Subject
      to the terms and conditions hereof, the Swing Line Lender may, in its sole
      discretion, make available from time to time until the Termination Date advances
      (each, a “Swing
      Line Loan”)
      in
      accordance with a Notice of Borrowing sent by the Company, as agent for the
      Borrowers, notwithstanding that after making a requested Swing Line Loan, the
      sum of the Swing Line Lender’s Pro Rata Share of the Revolving Outstanding and
      all outstanding Swing Line Loans, may exceed the Swing Line Lender’s Pro Rata
      Share of the Revolving Commitment. The provisions of this Section
      2.2.4
      shall
      not relieve Lenders of their obligations to make Revolving Loans under
Section
      2.1.1;
      provided
      that if
      the Swing Line Lender makes a Swing Line Loan pursuant to any such notice,
      such
      Swing Line Loan shall be in lieu of any Revolving Loan that otherwise may be
      made by the Lenders pursuant to such notice. The aggregate amount of Swing
      Line
      Loans outstanding shall not exceed at any time Swing Line Availability. Until
      the Termination Date, the Borrowers may from time to time borrow, repay and
      reborrow under this Section
      2.2.4.
      Each
      Swing Line Loan shall be made pursuant to a Notice of Borrowing delivered by
      the
      Company, as agent for the Borrowers, to the Administrative Agent in accordance
      with Section
      2.2.2.
      Any
      such notice must be given no later than 2:00 P.M., Chicago time, on the Business
      Day of the proposed Swing Line Loan. Unless the Swing Line Lender has received
      at least one Business Day’s prior written notice from the Required Lenders
      instructing it not to make a Swing Line Loan, the Swing Line Lender shall,
      notwithstanding the failure of any condition precedent set forth in Section
      12.2,
      be
      entitled to fund that Swing Line Loan, and to have such Lender make Revolving
      Loans in accordance with Section
      2.2.4(c)
      or
      purchase participating interests in accordance with Section
      2.2.4(d).
      Notwithstanding any other provision of this Agreement or the other Loan
      Documents, each Swing Line Loan shall constitute a Base Rate Loan. The Borrowers
      shall repay the aggregate outstanding principal amount of each Swing Line Loan
      upon demand therefor by the Administrative Agent. Each Swing Line Loan shall
      be
      in an aggregate amount of at least $100,000 and an integral multiple of
      $100,000

    

    (b) The
      entire unpaid balance of each Swing Line Loan and all other noncontingent
      Obligations shall be immediately due and payable in full in immediately
      available funds on the Termination Date if not sooner paid in full.

    

    (c) The
      Swing
      Line Lender, at any time and from time to time, may on behalf of the Borrowers
      (and the Borrowers hereby irrevocably authorize the Swing Line Lender to so
      act
      on its behalf) request each Lender with a Revolving Commitment (including the
      Swing Line Lender) to make a Revolving Loan to the Borrowers (which shall be
      a
      Base Rate Loan) in an amount equal to that Lender’s Pro Rata Share of the
      principal amount of all Swing Line Loans (the “Refunded
      Swing Line Loan”)
      outstanding on the date such notice is given. Unless any of the events described
      in Section
      13.1.4
      has
      occurred (in which event the procedures of Section
      2.2.4(d)
      shall
      apply) and regardless of whether the conditions precedent set forth in this
      Agreement to the making of a Revolving Loan are 

    

    
      
        
        

      

      
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    then
      satisfied, each Lender shall disburse directly to the Administrative Agent,
      its
      Pro Rata Share on behalf of the Swing Line Lender, prior to 2:00 P.M., Chicago
      time, in immediately available funds on the date that notice is given
      (provided
      that
      such notice is given by 12:00 p.m., Chicago time, on such date). The proceeds
      of
      those Revolving Loans shall be immediately paid to the Swing Line Lender and
      applied to repay the Refunded Swing Line Loan. 

    

    (d) If,
      prior
      to refunding a Swing Line Loan with a Revolving Loan pursuant to Section
      2.2.4(c),
      one of
      the events described in Section
      13.1.4
      has
      occurred, then, subject to the provisions of Section
      2.2.4(e)
      below,
      each Lender shall, on the date such Revolving Loan was to have been made for
      the
      benefit of the Borrowers, purchase from the Swing Line Lender an undivided
      participation interest in the Swing Line Loan in an amount equal to its Pro
      Rata
      Share of such Swing Line Loan. Upon request, each Lender shall promptly transfer
      to the Swing Line Lender, in immediately available funds, the amount of its
      participation interest.

    

    (e) Each
      Lender’s obligation to make Revolving Loans in accordance with Section
      2.2.4(c)
      and to
      purchase participation interests in accordance with Section
      2.2.4(d)
      shall be
      absolute and unconditional and shall not be affected by any circumstance,
      including (i) any setoff, counterclaim, recoupment, defense or other right
      that
      such Lender may have against the Swing Line Lender, the Borrowers or any other
      Person for any reason whatsoever; (ii) the occurrence or continuance of any
      Unmatured Event of Default or Event of Default; (iii) any inability of a
      Borrower to satisfy the conditions precedent to borrowing set forth in this
      Agreement at any time or (iv) any other circumstance, happening or event
      whatsoever, whether or not similar to any of the foregoing. If and to the extent
      any Lender shall not have made such amount available to the Administrative
      Agent
      or the Swing Line Lender, as applicable, by 2:00 P.M., Chicago time, the amount
      required pursuant to Sections
      2.2.4(c) or 2.2.4(d),
      as the
      case may be, on the Business Day on which such Lender receives notice from
      the
      Administrative Agent of such payment or disbursement (it being understood that
      any such notice received after noon, Chicago time, on any Business Day shall
      be
      deemed to have been received on the next following Business Day), such Lender
      agrees to pay interest on such amount to the Administrative Agent for the Swing
      Line Lender’s account forthwith on demand, for each day from the date such
      amount was to have been delivered to the Administrative Agent to the date such
      amount is paid, at a rate per annum equal to (a) for the first three days after
      demand, the Federal Funds Rate from time to time in effect and (b) thereafter,
      the Base Rate from time to time in effect. 

     

    2.3 Letter
      of Credit Procedures. 

     

    2.3.1 L/C
      Applications.
      The
      Borrowers shall execute and deliver to the Issuing Lender the Master Letter
      of
      Credit Agreement from time to time in effect. The Company, as agent for the
      Borrowers, shall give notice to the Administrative Agent and the Issuing Lender
      of the proposed issuance of each Letter of Credit by 11:00 A.M., Chicago time,
      on a Business Day which is at least three Business Days (or such lesser number
      of days as the Administrative Agent and the Issuing Lender shall agree in any
      particular instance in their sole discretion) prior to the 

    

    
      
        
        

      

      
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    proposed
      date of issuance of such Letter of Credit. Each such notice shall be accompanied
      by an L/C Application, duly executed by the Borrowers and in all respects
      satisfactory to the Administrative Agent and the Issuing Lender, together with
      such other documentation as the Administrative Agent or the Issuing Lender
      may
      request in support thereof, it being understood that each L/C Application shall
      specify, among other things, the date on which the proposed Letter of Credit
      is
      to be issued (which must be a Business Day), the expiration date of such Letter
      of Credit (which shall not be later than the earlier of twelve (12) months
      from
      the date of issuance or 5 Business Days prior to the scheduled Termination
      Date
      (unless such Letter of Credit is Cash Collateralized)) and whether such Letter
      of Credit is to be transferable in whole or in part. Any Letter of Credit
      outstanding after the scheduled Termination Date which is Cash Collateralized
      for the benefit of the Issuing Lender shall be the sole responsibility of the
      Issuing Lender. So long as the Issuing Lender has not received written notice
      that the conditions precedent set forth in Section
      12
      with
      respect to the issuance of such Letter of Credit have not been satisfied, the
      Issuing Lender shall issue such Letter of Credit on the requested issuance
      date.
      The Issuing Lender shall promptly advise the Administrative Agent of the
      issuance of each Letter of Credit and of any amendment thereto, extension
      thereof or event or circumstance changing the amount available for drawing
      thereunder. In the event of any inconsistency between the terms of the Master
      Letter of Credit Agreement, any L/C Application and the terms of this Agreement,
      the terms of this Agreement shall control.

     

    2.3.2 Participations
      in Letters of Credit.
      Concurrently with the issuance of each Letter of Credit, the Issuing Lender
      shall be deemed to have sold and transferred to each Lender with a Revolving
      Loan Commitment, and each such Lender shall be deemed irrevocably and
      unconditionally to have purchased and received from the Issuing Lender, without
      recourse or warranty, an undivided interest and participation, to the extent
      of
      such Lender’s Pro Rata Share, in such Letter of Credit and the Borrowers’
      reimbursement obligations with respect thereto. If the Borrowers do not pay
      any
      reimbursement obligation when due, the Borrowers shall be deemed to have
      immediately requested that the Lenders make a Revolving Loan which is a Base
      Rate Loan in a principal amount equal to such reimbursement obligations. The
      Administrative Agent shall promptly notify such Lenders of such deemed request
      and, without the necessity of compliance with the requirements of Section
      2.2.2,
      Section
      12.2
      or
      otherwise such Lender shall make available to the Administrative Agent its
      Pro
      Rata Share of such Loan. The proceeds of such Loan shall be paid over by the
      Administrative Agent to the Issuing Lender for the account of the Borrowers
      in
      satisfaction of such reimbursement obligations. For the purposes of this
      Agreement, the unparticipated portion of each Letter of Credit shall be deemed
      to be the Issuing Lender’s “participation” therein. The Issuing Lender hereby
      agrees, upon request of the Administrative Agent or any Lender, to deliver
      to
      the Administrative Agent or such Lender a list of all outstanding Letters of
      Credit issued by the Issuing Lender, together with such information related
      thereto as the Administrative Agent or such Lender may reasonably
      request.

     

    2.3.3 Reimbursement
      Obligations.
      (a) The
      Borrowers hereby unconditionally and irrevocably agree to reimburse the Issuing
      Lender for each payment or disbursement made by the Issuing Lender under any
      Letter of Credit honoring any demand for payment made by the beneficiary
      thereunder, in each case on the date that such payment or disbursement is made.
      Any amount not reimbursed on the date of such payment or disbursement shall
      bear
      interest from the date of such payment or disbursement to the date that the
      Issuing Lender is reimbursed by the 

    

    
      
        
        

      

      
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    Borrowers
      therefor, payable on demand, at a rate per annum equal to the Base Rate from
      time to time in effect plus
      the Base
      Rate Margin from time to time in effect plus,
      beginning on the third Business Day after receipt of notice from the Issuing
      Lender of such payment or disbursement, 2%. The Issuing Lender shall notify
      the
      Borrowers and the Administrative Agent whenever any demand for payment is made
      under any Letter of Credit by the beneficiary thereunder; provided
      that the
      failure of the Issuing Lender to so notify the Borrowers or the Administrative
      Agent shall not affect the rights of the Issuing Lender or the Lenders in any
      manner whatsoever.

    

    (b) The
      Borrowers’ reimbursement obligations hereunder shall be irrevocable and
      unconditional under all circumstances, including (a) any lack of validity or
      enforceability of any Letter of Credit, this Agreement or any other Loan
      Document, (b) the existence of any claim, set-off, defense or other right which
      any Loan Party may have at any time against a beneficiary named in a Letter
      of
      Credit, any transferee of any Letter of Credit (or any Person for whom any
      such
      transferee may be acting), the Administrative Agent, the Issuing Lender, any
      Lender or any other Person, whether in connection with any Letter of Credit,
      this Agreement, any other Loan Document, the transactions contemplated herein
      or
      any unrelated transactions (including any underlying transaction between any
      Loan Party and the beneficiary named in any Letter of Credit), (c) the validity,
      sufficiency or genuineness of any document which the Issuing Lender has
      determined complies on its face with the terms of the applicable Letter of
      Credit, even if such document should later prove to have been forged,
      fraudulent, invalid or insufficient in any respect or any statement therein
      shall have been untrue or inaccurate in any respect, or (d) the surrender or
      impairment of any security for the performance or observance of any of the
      terms
      hereof. Without limiting the foregoing, no action or omission whatsoever by
      the
      Administrative Agent or any Lender (excluding any Lender in its capacity as
      the
      Issuing Lender) under or in connection with any Letter of Credit or any related
      matters shall result in any liability of the Administrative Agent or any Lender
      to a Borrower, or relieve a Borrower of any of its obligations hereunder to
      any
      such Person.

     

    2.3.4 Funding
      by Lenders to Issuing Lender.
      If the
      Issuing Lender makes any payment or disbursement under any Letter of Credit
      and
      (a) the Borrowers have not reimbursed the Issuing Lender in full for such
      payment or disbursement by 11:00 A.M., Chicago time, on the date of such payment
      or disbursement, (b) a Revolving Loan may not be made in accordance with
Section
      2.3.2
      or (c)
      any reimbursement received by the Issuing Lender from the Borrowers is or must
      be returned or rescinded upon or during any bankruptcy or reorganization of
      a
      Borrower or otherwise, each other Lender with a Revolving Loan Commitment shall
      be obligated to pay to the Administrative Agent for the account of the Issuing
      Lender, in full or partial payment of the purchase price of its participation
      in
      such Letter of Credit, its Pro Rata Share of such payment or disbursement (but
      no such payment shall diminish the obligations of the Borrowers under
Section 2.3.3),
      and,
      upon notice from the Issuing Lender, the Administrative Agent shall promptly
      notify each other Lender thereof. Each other Lender irrevocably and
      unconditionally agrees to so pay to the Administrative Agent in immediately
      available funds for the Issuing Lender’s account the amount of such other
      Lender’s Pro Rata Share of such payment or disbursement. If and to the extent
      any Lender shall not have made such amount available to the Administrative
      Agent
      by 2:00 P.M., Chicago time, on the Business Day on which such Lender receives
      notice from the Administrative Agent of such payment or disbursement (it being
      understood that any such notice received after noon, Chicago time, on any

    

    
      
        
        

      

      
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    Business
      Day shall be deemed to have been received on the next following Business Day),
      such Lender agrees to pay interest on such amount to the Administrative Agent
      for the Issuing Lender’s account forthwith on demand, for each day from the date
      such amount was to have been delivered to the Administrative Agent to the date
      such amount is paid, at a rate per annum equal to (a) for the first three days
      after demand, the Federal Funds Rate from time to time in effect and (b)
      thereafter, the Base Rate from time to time in effect. Any Lender’s failure to
      make available to the Administrative Agent its Pro Rata Share of any such
      payment or disbursement shall not relieve any other Lender of its obligation
      hereunder to make available to the Administrative Agent such other Lender’s Pro
      Rata Share of such payment, but no Lender shall be responsible for the failure
      of any other Lender to make available to the Administrative Agent such other
      Lender’s Pro Rata Share of any such payment or disbursement.

     

    2.4 Commitments
      Several.
      The
      failure of any Lender to make a requested Loan on any date shall not relieve
      any
      other Lender of its obligation (if any) to make a Loan on such date, but no
      Lender shall be responsible for the failure of any other Lender to make any
      Loan
      to be made by such other Lender.

     

    2.5 Certain
      Conditions.
      Except
      as otherwise provided in Sections 2.2.4 and 2.3.4 of this Agreement, no Lender
      shall have an obligation to make any Loan, or to permit the continuation of
      or
      any conversion into any LIBOR Loan, and the Issuing Lender shall not have any
      obligation to issue any Letter of Credit, if an Event of Default or Unmatured
      Event of Default exists.

     

    2.6 Agent
      for the Borrowers.
      Each
      Borrower hereby designates the Company as its agent for all purposes of Section
      2.

     

    SECTION
      3 EVIDENCING
      OF LOANS.

     

    3.1 Notes.
      The
      Loans of each Lender shall be evidenced by a Note, with appropriate insertions,
      payable to the order of such Lender in a face principal amount equal to such
      Lender’s Revolving Loan Commitment.

     

    3.2 Recordkeeping.
      The
      Administrative Agent, on behalf of each Lender, shall record in its records,
      the
      date and amount of each Loan made by each Lender, each repayment or conversion
      thereof and, in the case of each LIBOR Loan, the dates on which each Interest
      Period for such Loan shall begin and end. The aggregate unpaid principal amount
      so recorded shall be rebuttably presumptive evidence of the principal amount
      of
      the Loans owing and unpaid. The failure to so record any such amount or any
      error in so recording any such amount shall not, however, limit or otherwise
      affect the Obligations of the Borrowers hereunder or under any Note to repay
      the
      principal amount of the Loans hereunder, together with all interest accruing
      thereon.

     

    SECTION
      4 INTEREST.

     

    4.1 Interest
      Rates.
      The
      Borrowers promise to pay interest on the unpaid principal amount of each Loan
      for the period commencing on the date of such Loan until such Loan is paid
      in
      full as follows:

    

    
      
        
        

      

      
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    (a) at
      all
      times while such Loan is a Base Rate Loan, at a rate per annum equal to the
      sum
      of the Base Rate from time to time in effect plus the Base Rate Margin from
      time
      to time in effect; and

    

    (b) at
      all
      times while such Loan is a LIBOR Loan, at a rate per annum equal to the sum
      of
      the LIBOR Rate applicable to each Interest Period for such Loan plus the LIBOR
      Margin from time to time in effect;

    

    provided
      that at
      any time an Event of Default exists, unless the Required Lenders otherwise
      consent, the interest rate applicable to each Loan shall be increased by 2%
      (and, in the case of Obligations not bearing interest, such Obligations shall
      bear interest at the Base Rate applicable to Revolving Loans plus 2%),
provided further
      that
      such increase may thereafter be rescinded by the Required Lenders,
      notwithstanding Section
      15.1.
      Notwithstanding the foregoing, upon the occurrence of an Event of Default under
      Sections 13.1.1
      or
13.1.4,
      such
      increase shall occur automatically.

     

    4.2 Interest
      Payment Dates.
      Accrued
      interest on each Base Rate Loan shall be payable in arrears on the last day
      of
      each calendar quarter and at maturity. Accrued interest on each LIBOR Loan
      shall
      be payable on the last day of each Interest Period relating to such Loan (and,
      in the case of a LIBOR Loan with an Interest Period in excess of three months,
      on the three-month anniversary of the first day of such Interest Period), upon
      a
      prepayment of such Loan, and at maturity. After maturity, and at any time an
      Event of Default exists, accrued interest on all Loans shall be payable on
      demand.

     

    4.3 Setting
      and Notice of LIBOR Rates.
      The
      applicable LIBOR Rate for each Interest Period shall be determined by the
      Administrative Agent, and notice thereof shall be given by the Administrative
      Agent promptly to the Borrowers and each Lender. Each determination of the
      applicable LIBOR Rate by the Administrative Agent shall be conclusive and
      binding upon the parties hereto, in the absence of demonstrable error. The
      Administrative Agent shall, upon written request of the Borrowers or any Lender,
      deliver to the Borrowers or such Lender a statement showing the computations
      used by the Administrative Agent in determining any applicable LIBOR Rate
      hereunder.

     

    4.4 Computation
      of Interest.
      Interest
      shall be computed for the actual number of days elapsed on the basis of a year
      of 360 days. The applicable interest rate for each Base Rate Loan shall change
      simultaneously with each change in the Base Rate.

     

    SECTION
      5 FEES.

     

    5.1 Non-Use
      Fee.
      The
      Borrowers agree to pay to the Administrative Agent for the account of each
      Lender a non-use fee, for the period from the Closing Date to the Termination
      Date, at the Non-Use Fee Rate in effect from time to time of such Lender’s Pro
      Rata Share (as adjusted from time to time) of the unused amount of the Revolving
      Commitment. For purposes of calculating usage under this Section, the Revolving
      Commitment shall be deemed used to the extent of Revolving Outstandings (which
      are exclusive of outstanding Swing Line Loans). Such non-use fee shall be
      payable in arrears on the last day of each calendar quarter and on the

    

    
      
        
        

      

      
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    Termination
      Date for any period then ending for which such non-use fee shall not have
      previously been paid. The non-use fee shall be computed for the actual number
      of
      days elapsed on the basis of a year of 360 days.

     

    5.2 Letter
      of Credit Fees. (1)
      The
      Borrowers agree to pay to the Administrative Agent for the account of each
      Lender a letter of credit fee for each Letter of Credit equal to the L/C Fee
      Rate in effect from time to time of such Lender’s Pro Rata Share (as adjusted
      from time to time) of the undrawn amount of such Letter of Credit (computed
      for
      the actual number of days elapsed on the basis of a year of 360 days);
provided
      that,
      unless the Required Lenders otherwise consent, the rate applicable to each
      Letter of Credit shall be increased by 2% at any time that an Event of Default
      exists. Such letter of credit fee shall be payable in arrears on the last day
      of
      each calendar quarter and on the Termination Date (or such later date on which
      such Letter of Credit expires or is terminated) for the period from the date
      of
      the issuance of each Letter of Credit (or the last day on which the letter
      of
      credit fee was paid with respect thereto) to the date such payment is due or,
      if
      earlier, the date on which such Letter of Credit expired or was terminated.
      

    

    (b) In
      addition, with respect to each Letter of Credit, the Borrowers agree to pay
      to
      the Issuing Lender, for its own account, (i) such fees and expenses as the
      Issuing Lender customarily requires in connection with the issuance,
      negotiation, processing and/or administration of letters of credit in similar
      situations and (ii) a letter of credit fronting fee in the amount and at the
      times agreed to by the Borrowers and the Issuing Lender.

     

    5.3 Administrative
      Agent’s Fees.
      The
      Borrowers agree to pay to the Administrative Agent such agent’s fees as are
      mutually agreed to from time to time by the Borrowers and the Administrative
      Agent including the fees set forth in the Agent Fee Letter.

     

    SECTION
      6 REDUCTION
      OR TERMINATION OF THE REVOLVING COMMITMENT; PREPAYMENTS; INCREASE IN REVOLVING
      COMMITMENT.

     

    6.1 Reduction
      or Termination of the Revolving Commitment. 

     

    6.1.1 Voluntary
      Reduction or Termination of the Revolving Commitment.
      The
      Borrowers may from time to time on at least five Business Days’ prior written
      notice received by the Administrative Agent (which shall promptly advise each
      Lender thereof) permanently reduce the Revolving Commitment to an amount not
      less than the Revolving Outstandings plus
      the
      outstanding amount of all Swing Line Loans. Any such reduction shall be in
      an
      amount not less than $2,000,000 or a higher integral multiple of $1,000,000.
      Concurrently with any reduction of the Revolving Commitment to zero, the
      Borrowers shall pay all interest on the Revolving Loans, all non-use fees and
      all letter of credit fees and shall Cash Collateralize in full all obligations
      arising with respect to the Letters of Credit.

    

    
      
        
        

      

      
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    6.1.2 All
      Reductions of the Revolving Commitment.
      All
      reductions of the Revolving Commitment shall reduce the Commitments ratably
      among the Lenders according to their respective Pro Rata Shares.

     

    6.2 Voluntary
      Prepayments.
      The
      Borrowers may from time to time prepay the Loans in whole or in part;
provided
      that the
      Borrowers shall give the Administrative Agent (which shall promptly advise
      each
      Lender) notice thereof not later than 11:00 A.M., Chicago time, on the day
      of
      such prepayment (which shall be a Business Day), specifying the Loans to be
      prepaid and the date and amount of prepayment. Any such partial prepayment
      shall
      be in an amount equal to $1,000,000 or
      a
      higher integral multiple of $100,000. Any partial prepayment of a Group of
      LIBOR
      Loans shall be subject to the proviso to Section
      2.2.3(a).
      Any
      prepayment of a LIBOR Loan on a day other than the last day of an Interest
      Period therefor shall include interest on the principal amount being repaid
      and
      shall be subject to Section
      8.4.
      Except
      as otherwise provided by this Agreement, all principal payments in respect
      of
      the Loans (other than the Swing Line Loans) shall be applied first, to repay
      outstanding Base Rate Loans and then to repay outstanding LIBOR Rate Loans
      in
      direct order of Interest Period maturities.

     

    6.3 Repayments.
      The
      Revolving Loans of each Lender shall be paid in full and the Revolving
      Commitment shall terminate on the Termination Date.

     

    6.4 Increase
      in Revolving Commitment.
      If no
      Event of Default shall have occurred and be continuing at such time, the
      Borrowers may, if they so elect, increase the Revolving Commitment, either
      by
      designating a Person not theretofore a Lender and acceptable to the
      Administrative Agent to become a Lender or by agreeing with an existing Lender
      that such Lender’s Revolving Loan Commitment shall be increased. Upon execution
      and delivery by the Borrowers and such Lender or other Person of an instrument
      of assumption in form and amount reasonably satisfactory to the Administrative
      Agent, such existing Lender shall have a Revolving Loan Commitment as therein
      set forth or such other Person shall become a Lender with a Revolving Loan
      Commitment as therein set forth and all the rights and obligations of the Lender
      with such a Revolving Loan Commitment hereunder; provided
      that (i)
      the Borrowers shall provide not less than 15 days written notice of such
      increase to the Administrative Agent, which shall promptly notify the other
      Lenders, (ii) the aggregate amount of each such increase which is effective
      on
      any day shall be at least $5,000,000, (iii) the Revolving Commitment shall
      at no
      time exceed $70,000,000, (iv) the Administrative Agent shall have consented
      in
      writing, (v) not more than 2 Revolving Commitment increases may be issued in
      any
      calendar year, (vi) no Lender may have a greater Pro Rata Share than LaSalle’s
      Pro Rata Share and (vii) a Person becoming a Lender with a Revolving Loan
      Commitment or a Lender increasing its Revolving Loan Commitment, as appropriate,
      shall have received any required customary closing conditions, including,
      without limitation, a Borrower’s authorizing resolutions and opinions of
      counsel. Any request received by the Administrative Agent from the Borrowers
      to
      increase the Revolving Commitment shall be delivered to each Lender and shall
      be
      implemented by one or more existing Lenders agreeing to increase their Revolving
      Loan Commitments or by a Person agreeing to become a Lender with a Revolving
      Loan Commitment; provided
      that no
      Lender shall have any obligation to increase its Revolving Loan Commitment
      but
      each Lender shall have the right to elect to increase its Revolving Loan
      Commitment in its sole discretion pro rata with any other one or more Persons
      agreeing to become a Lender hereunder or by any combination of the 

    

    
      
        
        

      

      
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    foregoing,
      as determined by the Administrative Agent in consultation with the Company.
      An
      increase in the Revolving Commitment and any amendments to the Credit Agreement
      to evidence such increase shall not require the consent of any Lender not
      participating in such increase.

    

    SECTION
      7 MAKING
      AND PRORATION OF PAYMENTS; SETOFF; TAXES.

     

    7.1 Making
      of Payments.
      All
      payments of principal or interest on the Notes, and of all fees, shall be made
      by the Borrowers to the Administrative Agent in immediately available funds
      at
      the office specified by the Administrative Agent not later than noon, Chicago
      time, on the date due; and funds received after that hour shall be deemed to
      have been received by the Administrative Agent on the following Business Day.
      The Administrative Agent shall promptly remit to each Lender its share of all
      such payments received in collected funds by the Administrative Agent for the
      account of such Lender. All payments under Section 8.1 shall be made by the
      Borrowers directly to the Lender entitled thereto without setoff, counterclaim
      or other defense.

     

    7.2 Application
      of Certain Payments.
      So long
      as no Unmatured Event of Default or Event of Default has occurred and is
      continuing, (a) payments matching specific scheduled payments then due shall
      be
      applied to those scheduled payments and (b) voluntary and mandatory prepayments
      shall be applied as set forth in Sections
      6.2
      and
6.3.
      After
      the occurrence and during the continuance of an Unmatured Event of Default
      or
      Event of Default, all amounts collected or received by the Administrative Agent
      or any Lender through set-off shall be applied as the Administrative Agent
      shall
      determine in its discretion. Concurrently with each remittance to any Lender
      of
      its share of any such payment, the Administrative Agent shall advise such Lender
      as to the application of such payment. 

     

    7.3 Due
      Date Extension.
      If any
      payment of principal or interest with respect to any of the Loans, or of any
      fees, falls due on a day which is not a Business Day, then such due date shall
      be extended to the immediately following Business Day (unless, in the case
      of a
      LIBOR Loan, such immediately following Business Day is the first Business Day
      of
      a calendar month, in which case such due date shall be the immediately preceding
      Business Day) and, in the case of principal, additional interest shall accrue
      and be payable for the period of any such extension.

     

    7.4 Setoff.
      Each
      Borrower, for itself and each other Loan Party, agrees that the Administrative
      Agent and each Lender have all rights of set-off and bankers’ lien provided by
      applicable law, and in addition thereto, each Borrower, for itself and each
      other Loan Party, agrees that at any time any Event of Default exists, the
      Administrative Agent and each Lender may apply to the payment of any Obligations
      of the Borrowers and each other Loan Party hereunder, whether or not then due,
      any and all balances, credits, deposits, accounts or moneys of the Borrowers
      and
      each other Loan Party then or thereafter with the Administrative Agent or such
      Lender.

     

    7.5 Proration
      of Payments.
      If any
      Lender shall obtain any payment or other recovery (whether voluntary,
      involuntary, by application of offset or otherwise, on account of (a) principal
      

    

    
      
        
        

      

      
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    of
      or
      interest on any Loan, but excluding (i) any payment pursuant to Section
      8.7
      or
15.7
      and (ii)
      payments of interest on any Affected Loan) or (b) its participation in any
      Letter of Credit) in excess of its applicable Pro Rata Share of payments and
      other recoveries obtained by all Lenders on account of principal of and interest
      on the Loans (or such participation) then held by them, then such Lender shall
      purchase from the other Lenders such participations in the Loans (or
      sub-participations in Letters of Credit) held by them as shall be necessary
      to
      cause such purchasing Lender to share the excess payment or other recovery
      ratably with each of them; provided
      that if
      all or any portion of the excess payment or other recovery is thereafter
      recovered from such purchasing Lender, the purchase shall be rescinded and
      the
      purchase price restored to the extent of such recovery.

     

    7.6 Taxes. 

    

    (a) All
      payments made by the Borrowers hereunder or under any Loan Documents shall
      be
      made without setoff, counterclaim, or other defense. To the extent permitted
      by
      applicable law, all payments hereunder or under the Loan Documents (including
      any payment of principal, interest, or fees) to, or for the benefit, of any
      person shall be made by the Borrowers free and clear of and without deduction
      or
      withholding for, or account of, any Taxes now or hereinafter imposed by any
      taxing authority.

    

    (b) If
      a
      Borrower makes any payment hereunder or under any Loan Document in respect
      of
      which it is required by applicable law to deduct or withhold any Taxes, the
      Borrowers shall increase the payment hereunder or under any such Loan Document
      such that after the reduction for the amount of Taxes withheld (and any taxes
      withheld or imposed with respect to the additional payments required under
      this
Section
      7.6(b)),
      the
      amount paid to the Lenders or the Administrative Agent equals the amount that
      was payable hereunder or under any such Loan Document without regard to this
      Section
      7.6(b).
      To the
      extent a Borrower withholds any Taxes on payments hereunder or under any Loan
      Document, the Borrowers shall pay the full amount deducted to the relevant
      taxing authority within the time allowed for payment under applicable law and
      shall deliver to the Administrative Agent within 30 days after it has made
      payment to such authority a receipt issued by such authority (or other evidence
      satisfactory to the Administrative Agent) evidencing the payment of all amounts
      so required to be deducted or withheld from such payment. 

    

    (c) If
      any
      Lender or the Administrative Agent is required by law to make any payments
      of
      any Taxes on or in relation to any amounts received or receivable hereunder
      or
      under any other Loan Document, or any Tax is assessed against a Lender or the
      Administrative Agent with respect to amounts received or receivable hereunder
      or
      under any other Loan Document, each Borrower will indemnify such person against
      (i) such Tax (and any reasonable counsel fees and expenses associated with
      such
      Tax) and (ii) any taxes imposed as a result of the receipt of the payment under
      this Section
      7.6(c).
      A
      certificate prepared in good faith as to the amount of such payment by such
      Lender or the Administrative Agent shall, absent manifest error, be final,
      conclusive, and binding on all parties.

    

    
      
        
        

      

      
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    (d) (i)
      To
      the extent permitted by applicable law, each Lender that is not a United States
      person within the meaning of Code Section 7701(a)(30) (a “Non-U.S.
      Participant”)
      shall
      deliver to the Borrowers and the Administrative Agent on or prior to the Closing
      Date (or in the case of a Lender that is an Assignee, on the date of such
      assignment to such Lender) two accurate and complete original signed copies
      of
      IRS Form W-8BEN, W-8ECI, or W-8IMY (or any successor or other applicable form
      prescribed by the IRS) certifying to such Lender’s entitlement to a complete
      exemption from, or a reduced rate in, United States withholding tax on interest
      payments to be made hereunder or any Loan. If a Lender that is a Non-U.S.
      Participant is claiming a complete exemption from withholding on interest
      pursuant to Code Sections 871(h) or 881(c), the Lender shall deliver (along
      with
      two accurate and complete original signed copies of IRS Form W-8BEN) a
      certificate in form and substance reasonably acceptable to Administrative Agent
      (any such certificate, a “Withholding
      Certificate”).
      In
      addition, each Lender that is a Non-U.S. Participant agrees that from time
      to
      time after the Closing Date, (or in the case of a Lender that is an Assignee,
      after the date of the assignment to such Lender), when a lapse in time (or
      change in circumstances occurs) renders the prior certificates hereunder
      obsolete or inaccurate in any material respect, such Lender shall, to the extent
      permitted under applicable law, deliver to the Borrowers and the Administrative
      Agent two new and accurate and complete original signed copies of an IRS Form
      W-8BEN, W-8ECI, or W-8IMY (or any successor or other applicable forms prescribed
      by the IRS), and if applicable, a new Withholding Certificate, to confirm or
      establish the entitlement of such Lender or the Administrative Agent to an
      exemption from, or reduction in, United States withholding tax on interest
      payments to be made hereunder or any Loan.

    

    (ii) Each
      Lender that is not a Non-U.S. Participant (other than any such Lender which
      is
      taxed as a corporation for U.S. federal income tax purposes) shall provide
      two
      properly completed and duly executed copies of IRS Form W-9 (or any successor
      or
      other applicable form) to the Borrowers and the Administrative Agent certifying
      that such Lender is exempt from United States backup withholding tax. To the
      extent that a form provided pursuant to this Section
      7.6(d)(ii)
      is
      rendered obsolete or inaccurate in any material respects as result of change
      in
      circumstances with respect to the status of a Lender, such Lender shall, to
      the
      extent permitted by applicable law, deliver to the Borrowers and the
      Administrative Agent revised forms necessary to confirm or establish the
      entitlement to such Lender’s or Agent’s exemption from United States backup
      withholding tax.

    

    (iii) The
      Borrowers shall not be required to pay additional amounts to a Lender, or
      indemnify any Lender, under this Section
      7.6
      to the
      extent that such obligations would not have arisen but for the failure of such
      Lender to comply with Section
      7.6(d).

    

    (iv) Each
      Lender agrees to indemnify the Administrative Agent and hold the Administrative
      Agent harmless for the full amount of any and all present or future Taxes and
      related liabilities (including penalties, interest, additions to tax and
      expenses, and any Taxes imposed by any jurisdiction on amounts payable to the
      Administrative Agent under this Section
      7.6)
      which
      are imposed on or with respect to principal, interest or fees payable to such
      Lender hereunder and which are not paid by the Borrowers pursuant to this
Section
      7.6,
      whether
      or not 

    

    
      
        
        

      

      
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    such
      Taxes or related liabilities were correctly or legally asserted. This
      indemnification shall be made within 30 days from the date the Administrative
      Agent makes written demand therefor.

     

    SECTION
      8 INCREASED
      COSTS; SPECIAL PROVISIONS FOR LIBOR LOANS.

     

    8.1 Increased
      Costs.
      (a) If,
      after the date hereof, the adoption of, or any change in, any applicable law,
      rule or regulation, or any change in the interpretation or administration of
      any
      applicable law, rule or regulation by any governmental authority, central bank
      or comparable agency charged with the interpretation or administration thereof,
      or compliance by any Lender with any request or directive (whether or not having
      the force of law) of any such authority, central bank or comparable agency:
      (i)
      shall impose, modify or deem applicable any reserve (including any reserve
      imposed by the FRB, but excluding any reserve included in the determination
      of
      the LIBOR Rate pursuant to Section
      4),
      special deposit or similar requirement against assets of, deposits with or
      for
      the account of, or credit extended by any Lender; or (ii) shall impose on any
      Lender any other condition affecting its LIBOR Loans, its Note or its obligation
      to make LIBOR Loans; and the result of anything described in clauses (i) and
      (ii) above is to increase the cost to (or to impose a cost on) such Lender
      (or
      any LIBOR Office of such Lender) of making or maintaining any LIBOR Loan, or
      to
      reduce the amount of any sum received or receivable by such Lender (or its
      LIBOR
      Office) under this Agreement or under its Note with respect thereto, then upon
      demand by such Lender (which demand shall be accompanied by a statement setting
      forth the basis for such demand and a calculation of the amount thereof in
      reasonable detail, a copy of which shall be furnished to the Administrative
      Agent), the Borrowers shall pay directly to such Lender such additional amount
      as will compensate such Lender for such increased cost or such reduction, so
      long as such amounts have accrued on or after the day which is 180 days prior
      to
      the date on which such Lender first made demand therefor.

    

    (b) If
      any
      Lender shall reasonably determine that any change in, or the adoption or
      phase-in of, any applicable law, rule or regulation regarding capital adequacy,
      or any change in the interpretation or administration thereof by any
      governmental authority, central bank or comparable agency charged with the
      interpretation or administration thereof, or the compliance by any Lender or
      any
      Person controlling such Lender with any request or directive regarding capital
      adequacy (whether or not having the force of law) of any such authority, central
      bank or comparable agency, has or would have the effect of reducing the rate
      of
      return on such Lender’s or such controlling Person’s capital as a consequence of
      such Lender’s obligations hereunder or under any Letter of Credit to a level
      below that which such Lender or such controlling Person could have achieved
      but
      for such change, adoption, phase-in or compliance (taking into consideration
      such Lender’s or such controlling Person’s policies with respect to capital
      adequacy) by an amount deemed by such Lender or such controlling Person to
      be
      material, then from time to time, upon demand by such Lender (which demand
      shall
      be accompanied by a statement setting forth the basis for such demand and a
      calculation of the amount thereof in reasonable detail, a copy of which shall
      be
      furnished to the Administrative Agent), the Borrowers shall pay to such Lender
      such additional amount as will compensate such Lender or such controlling Person
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    accrued
      on or after the day which is 180 days prior to the date on which such Lender
      first made demand therefor. 

     

    8.2 Basis
      for Determining Interest Rate Inadequate or Unfair.
      If:

    

    (a) the
      Administrative Agent reasonably determines (which determination shall be binding
      and conclusive on the Borrowers) that by reason of circumstances affecting
      the
      interbank LIBOR market adequate and reasonable means do not exist for
      ascertaining the applicable LIBOR Rate; or

    

    (b) the
      Required Lenders advise the Administrative Agent that the LIBOR Rate as
      determined by the Administrative Agent will not adequately and fairly reflect
      the cost to such Lenders of maintaining or funding LIBOR Loans for such Interest
      Period (taking into account any amount to which such Lenders may be entitled
      under Section
      8.1)
      or that
      the making or funding of LIBOR Loans has become impracticable as a result of
      an
      event occurring after the date of this Agreement which in the opinion of such
      Lenders materially affects such Loans;

    

    then
      the
      Administrative Agent shall promptly notify the other parties thereof and, so
      long as such circumstances shall continue, (i) no Lender shall be under any
      obligation to make or convert any Base Rate Loans into LIBOR Loans and (ii)
      on
      the last day of the current Interest Period for each LIBOR Loan, such Loan
      shall, unless then repaid in full, automatically convert to a Base Rate
      Loan.

     

    8.3 Changes
      in Law Rendering LIBOR Loans Unlawful.
      If any
      change in, or the adoption of any new, law or regulation, or any change in
      the
      interpretation of any applicable law or regulation by any governmental or other
      regulatory body charged with the administration thereof, should make it (or
      in
      the good faith judgment of any Lender cause a substantial question as to whether
      it is) unlawful for any Lender to make, maintain or fund LIBOR Loans, then
      such
      Lender shall promptly notify each of the other parties hereto and, so long
      as
      such circumstances shall continue, (a) such Lender shall have no obligation
      to
      make or convert any Base Rate Loan into a LIBOR Loan (but shall make Base Rate
      Loans concurrently with the making of or conversion of Base Rate Loans into
      LIBOR Loans by the Lenders which are not so affected, in each case in an amount
      equal to the amount of LIBOR Loans which would be made or converted into by
      such
      Lender at such time in the absence of such circumstances) and (b) on the last
      day of the current Interest Period for each LIBOR Loan of such Lender (or,
      in
      any event, on such earlier date as may be required by the relevant law,
      regulation or interpretation), such LIBOR Loan shall, unless then repaid in
      full, automatically convert to a Base Rate Loan. Each Base Rate Loan made by
      a
      Lender which, but for the circumstances described in the foregoing sentence,
      would be a LIBOR Loan (an “Affected
      Loan”)
      shall
      remain outstanding for the period corresponding to the Group of LIBOR Loans
      of
      which such Affected Loan would be a part absent such circumstances.

     

    8.4 Funding
      Losses.
      Each
      Borrower hereby agrees that upon demand by any Lender (which demand shall be
      accompanied by a statement setting forth the basis for the amount being claimed,
      a copy of which shall be furnished to the Administrative Agent), each Borrower
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    indemnify
      such Lender against any net loss or expense which such Lender may sustain or
      incur (including any net loss or expense incurred by reason of the liquidation
      or reemployment of deposits or other funds acquired by such Lender to fund
      or
      maintain any LIBOR Loan), as reasonably determined by such Lender, as a result
      of (a) any payment, prepayment or conversion of any LIBOR Loan of such Lender
      on
      a date other than the last day of an Interest Period for such Loan (including
      any conversion pursuant to Section
      8.3)
      or (b)
      any failure of the Borrowers to borrow, convert or continue any Loan on a date
      specified therefor in a notice of borrowing, conversion or continuation pursuant
      to this Agreement. For this purpose, all notices to the Administrative Agent
      pursuant to this Agreement shall be deemed to be irrevocable.

     

    8.5 Right
      of Lenders to Fund through Other Offices.
      Each
      Lender may, if it so elects, fulfill its commitment as to any LIBOR Loan by
      causing a foreign branch or Affiliate of such Lender to make such Loan;
provided
      that in
      such event for the purposes of this Agreement such Loan shall be deemed to
      have
      been made by such Lender and the obligation of the Borrowers to repay such
      Loan
      shall nevertheless be to such Lender and shall be deemed held by it, to the
      extent of such Loan, for the account of such branch or Affiliate.

     

    8.6 Discretion
      of Lenders as to Manner of Funding.
      Notwithstanding any provision of this Agreement to the contrary, each Lender
      shall be entitled to fund and maintain its funding of all or any part of its
      Loans in any manner it sees fit, it being understood, however, that for the
      purposes of this Agreement all determinations hereunder shall be made as if
      such
      Lender had actually funded and maintained each LIBOR Loan during each Interest
      Period for such Loan through the purchase of deposits having a maturity
      corresponding to such Interest Period and bearing an interest rate equal to
      the
      LIBOR Rate for such Interest Period.

     

    8.7 Mitigation
      of Circumstances; Replacement of Lenders.
      (a) Each
      Lender shall promptly notify the Borrowers and the Administrative Agent of
      any
      event of which it has knowledge which will result in, and will use reasonable
      commercial efforts available to it (and not, in such Lender’s sole judgment,
      otherwise disadvantageous to such Lender) to mitigate or avoid, (i) any
      obligation by the Borrowers to pay any amount pursuant to Sections
      7.6
      or
8.1
      or (ii)
      the occurrence of any circumstances described in Sections
      8.2
      or
8.3
      (and, if
      any Lender has given notice of any such event described in clause (i) or (ii)
      above and thereafter such event ceases to exist, such Lender shall promptly
      so
      notify the Borrowers and the Administrative Agent). Without limiting the
      foregoing, each Lender will designate a different funding office if such
      designation will avoid (or reduce the cost to the Borrowers of) any event
      described in clause (i) or (ii) above and such designation will not, in such
      Lender’s sole judgment, be otherwise disadvantageous to such
      Lender.

    

    (b) If
      the
      Borrowers become obligated to pay additional amounts to any Lender pursuant
      to
Sections
      7.6
      or
8.1,
      or any
      Lender gives notice of the occurrence of any circumstances described in
Sections
      8.2
      or
8.3,
      the
      Borrowers may designate another bank which is acceptable to the Administrative
      Agent and the Issuing Lender in their reasonable discretion (such other bank
      being called a “Replacement
      Lender”)
      to
      purchase the Loans of such Lender and such Lender’s rights hereunder, without
      recourse to or warranty by, or expense to, such Lender, for a purchase price
      equal to the outstanding principal amount of the Loans payable to such Lender
      plus any accrued but unpaid interest on such Loans and 

    

    
      
        
        

      

      
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    all
      accrued but unpaid fees owed to such Lender and any other amounts payable to
      such Lender under this Agreement, and to assume all the obligations of such
      Lender hereunder, and, upon such purchase and assumption (pursuant to an
      Assignment Agreement), such Lender shall no longer be a party hereto or have
      any
      rights hereunder (other than rights with respect to indemnities and similar
      rights applicable to such Lender prior to the date of such purchase and
      assumption) and shall be relieved from all obligations to the Borrowers
      hereunder, and the Replacement Lender shall succeed to the rights and
      obligations of such Lender hereunder.

     

    8.8 Conclusiveness
      of Statements; Survival of Provisions.
      Determinations and statements of any Lender pursuant to Sections
      8.1,
      8.2,
      8.3
      or
8.4
      shall be
      conclusive absent demonstrable error. Lenders may use reasonable averaging
      and
      attribution methods in determining compensation under Sections
      8.1
      and
8.4,
      and the
      provisions of such Sections shall survive repayment of the Obligations,
      cancellation of any Notes, expiration or termination of the Letters of Credit
      and termination of this Agreement.

     

    SECTION
      9 REPRESENTATIONS
      AND WARRANTIES.

    

    To
      induce
      the Administrative Agent and the Lenders to enter into this Agreement and to
      induce the Lenders to make Loans and issue and participate in Letters of Credit
      hereunder, the Borrowers represent and warrant to the Administrative Agent
      and
      the Lenders that:

     

    9.1 Organization.
      Each
      Loan Party is validly existing and in good standing under the laws of its
      jurisdiction of organization; and each Loan Party is duly qualified to do
      business in each jurisdiction where, because of the nature of its activities
      or
      properties, such qualification is required, except for such jurisdictions where
      the failure to so qualify would not have a Material Adverse Effect.

     

    9.2 Authorization;
      No Conflict.
      Each
      Loan Party is duly authorized to execute and deliver each Loan Document to
      which
      it is a party, the Borrowers are duly authorized to borrow monies hereunder
      and
      each Loan Party is duly authorized to perform its Obligations under each Loan
      Document to which it is a party. The execution, delivery and performance by
      each
      Loan Party of each Loan Document to which it is a party, and the borrowings
      by
      the Borrowers hereunder, do not and will not (a) require any consent or approval
      of any governmental agency or authority (other than any consent or approval
      which has been obtained and is in full force and effect), (b) conflict with
      (i)
      any provision of law, (ii) the charter, by-laws or other organizational
      documents of any Loan Party or (iii) any agreement, indenture, instrument or
      other document, or any judgment, order or decree, which is binding upon any
      Loan
      Party or any of their respective properties or (c) require, or result in, the
      creation or imposition of any Lien on any asset of any Loan Party.

     

    9.3 Validity
      and Binding Nature.
      Each of
      this Agreement and each other Loan Document to which any Loan Party is a party
      is the legal, valid and binding obligation of such Person, enforceable against
      such Person in accordance with its terms, subject to bankruptcy, insolvency
      and
      similar laws affecting the enforceability of creditors’ rights generally and to
      general principles of equity.

     

    9.4 Financial
      Condition.
      The
      audited consolidated financial statements of the Company and its Subsidiaries
      as
      at Fiscal Year 2005 copies of each of which have been delivered to each Lender,
      were prepared in accordance with GAAP and present fairly the consolidated
      financial condition of the Company and its Subsidiaries as at such dates and
      the
      results of their operations for the periods then ended.

    

    
      
        
        

      

      
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    9.5 No
      Material Adverse Change.
      Since
      Fiscal Year 2005, there has been no material adverse change in the financial
      condition, operations, assets, business, properties or prospects of the Loan
      Parties taken as a whole.

     

    9.6 Litigation
      and Contingent Liabilities.
      No
      litigation (including derivative actions), arbitration proceeding or
      governmental investigation or proceeding is pending or, to the Borrowers’
      knowledge, threatened against any Loan Party which might reasonably be expected
      to have a Material Adverse Effect, except as set forth in Schedule
      9.6.
      Other
      than any liability incident to such litigation or proceedings, no Loan Party
      has
      any material contingent liabilities not listed on Schedule
      9.6
      or
      permitted by Section
      11.1.

     

    9.7 Ownership
      of Properties; Liens.
      Each
      Loan Party owns good and, in the case of real property, marketable title to
      all
      of its properties and assets, real and personal, tangible and intangible, of
      any
      nature whatsoever (including patents, trademarks, trade names, service marks
      and
      copyrights), free and clear of all Liens, charges and claims (including
      infringement claims with respect to patents, trademarks, service marks,
      copyrights and the like) except as permitted by Section
      11.2.

     

    9.8 Equity
      Ownership; Subsidiaries. Schedule
      9.8
      contains
      an accurate list of all Subsidiaries of the Company, sets forth their respective
      states of organization and the percentage of their outstanding Capital
      Securities owned by the Company or other Subsidiaries. All issued and
      outstanding Capital Securities of each Loan Party are duly authorized and
      validly issued, fully paid, non-assessable, and free and clear of all Liens
      other than those in favor of the Administrative Agent, and such securities
      were
      issued in compliance with all applicable state and federal laws concerning
      the
      issuance of securities. Schedule
      9.8
      sets
      forth the authorized Capital Securities of each Loan Party as of the Closing
      Date. All of the issued and outstanding Capital Securities of the Borrowers
      are
      owned as set forth on Schedule
      9.8
      as of
      the Closing Date, and all of the issued and outstanding Capital Securities
      of
      each Wholly-Owned Subsidiary is, directly or indirectly, owned by the Company.
      As of the Closing Date, except as set forth on Schedule
      9.8,
      there
      are no pre-emptive or other outstanding rights, options, warrants, conversion
      rights or other similar agreements or understandings for the purchase or
      acquisition of any Capital Securities of any Loan Party.

     

    9.9 Pension
      Plans.
      (a) The
      Unfunded Liability of all Pension Plans does not in the aggregate exceed twenty
      percent of the Total Plan Liability for all such Pension Plans. Each Pension
      Plan complies in all material respects with all applicable requirements of
      law
      and regulations. No contribution failure under Section 412 of the Code, Section
      302 of ERISA or the terms of any Pension Plan has occurred with respect to
      any
      Pension Plan, sufficient to give rise to a Lien under Section 302(f) of ERISA,
      or otherwise to have a Material Adverse Effect. There are no pending or, to
      the
      knowledge of the Borrowers, threatened, claims, actions, investigations

    

    
      
        
        

      

      
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    or
      lawsuits against any Pension Plan, any fiduciary of any Pension Plan, or the
      Company or other any member of the Controlled Group with respect to a Pension
      Plan or a Multiemployer Pension Plan which could reasonably be expected to
      have
      a Material Adverse Effect. Neither the Company nor any other member of the
      Controlled Group has engaged in any prohibited transaction (as defined in
      Section 4975 of the Code or Section 406 of ERISA) in connection with any Pension
      Plan or Multiemployer Pension Plan which would subject that Person to any
      material liability. Within the past five years, neither the Company nor any
      other member of the Controlled Group has engaged in a transaction which resulted
      in a Pension Plan with an Unfunded Liability being transferred out of the
      Controlled Group, which could reasonably be expected to have a Material Adverse
      Effect. No Termination Event has occurred or is reasonably expected to occur
      with respect to any Pension Plan, which could reasonably be expected to have
      a
      Material Adverse Effect.

    

    (b) All
      contributions (if any) have been made to any Multiemployer Pension Plan that
      are
      required to be made by the Company or any other member of the Controlled Group
      under the terms of the plan or of any collective bargaining agreement or by
      applicable law; neither the Company nor any other member of the Controlled
      Group
      has withdrawn or partially withdrawn from any Multiemployer Pension Plan,
      incurred any withdrawal liability with respect to any such plan or received
      notice of any claim or demand for withdrawal liability or partial withdrawal
      liability from any such plan, and no condition has occurred which, if continued,
      could result in a withdrawal or partial withdrawal from any such plan; and
      neither the Company nor any other member of the Controlled Group has received
      any notice that any Multiemployer Pension Plan is in reorganization, that
      increased contributions may be required to avoid a reduction in plan benefits
      or
      the imposition of any excise tax, that any such plan is or has been funded
      at a
      rate less than that required under Section 412 of the Code, that any such plan
      is or may be terminated, or that any such plan is or may become
      insolvent.

     

    9.10 Investment
      Company Act.
      No Loan
      Party is an “investment company” or a company “controlled” by an “investment
      company” or a “subsidiary” of an “investment company,” within the meaning of the
      Investment Company Act of 1940.

     

    9.11 Public
      Utility Holding Company Act.
      No Loan
      Party is a “holding company”, or a “subsidiary company” of a “holding company,”
      or an “affiliate” of a “holding company” or of a “subsidiary company” of a
“holding company,” within the meaning of the Public Utility Holding Company Act
      of 1935.

     

    9.12 Regulation
      U.
      The
      Borrowers are not engaged principally, or as one of its important activities,
      in
      the business of extending credit for the purpose of purchasing or carrying
      Margin Stock.

     

    9.13 Taxes.
      Each
      Loan Party has timely filed all tax returns and reports required by law to
      have
      been filed by it and has paid all taxes and governmental charges due and payable
      with respect to such return, except any such taxes or charges which are being
      diligently contested in good faith by appropriate proceedings and for which
      adequate reserves in accordance with GAAP shall have been set aside on its
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    their
      books and records in accordance with GAAP for all taxes that have accrued but
      which are not yet due and payable. No Loan Party has participated in any
      transaction that relates to a year of the taxpayer (which is still open under
      the applicable statute of limitations) which is a “reportable transaction”
      within the meaning of Treasury Regulation Section 1.6011-4(b)(2) (irrespective
      of the date when the transaction was entered into).

     

    9.14 Solvency,
      etc.
      On the
      Closing Date, and immediately prior to and after giving effect to the issuance
      of each Letter of Credit and each borrowing hereunder and the use of the
      proceeds thereof, with respect to each Loan Party, individually, (a) the fair
      value of its assets is greater than the amount of its liabilities (including
      disputed, contingent and unliquidated liabilities) as such value is established
      and liabilities evaluated in accordance with GAAP, (b) the present fair saleable
      value of its assets is not less than the amount that will be required to pay
      the
      probable liability on its debts as they become absolute and matured, (c) it
      is
      able to realize upon its assets and pay its debts and other liabilities
      (including disputed, contingent and unliquidated liabilities) as they mature
      in
      the normal course of business, (d) it does not intend to, and does not believe
      that it will, incur debts or liabilities beyond its ability to pay as such
      debts
      and liabilities mature and (e) it is not engaged in business or a transaction,
      and is not about to engage in business or a transaction, for which its property
      would constitute unreasonably small capital.

     

    9.15 Environmental
      Matters.
      The
      on-going operations of each Loan Party comply in all respects with all
      Environmental Laws, except such non-compliance which could not (if enforced
      in
      accordance with applicable law) reasonably be expected to result, either
      individually or in the aggregate, in a Material Adverse Effect. Each Loan Party
      has obtained, and maintained in good standing, all licenses, permits,
      authorizations, registrations and other approvals required under any
      Environmental Law and required for their respective ordinary course operations,
      and for their reasonably anticipated future operations, and each Loan Party
      is
      in compliance with all terms and conditions thereof, except where the failure
      to
      do so could not reasonably be expected to result in material liability to any
      Loan Party and could not reasonably be expected to result, either individually
      or in the aggregate, in a Material Adverse Effect. No Loan Party or any of
      its
      properties or operations is subject to, or reasonably anticipates the issuance
      of, any written order from or agreement with any Federal, state or local
      governmental authority, nor subject to any judicial or docketed administrative
      or other proceeding, respecting any Environmental Law, Environmental Claim
      or
      Hazardous Substance. There are no Hazardous Substances or other conditions
      or
      circumstances existing with respect to any property, arising from operations
      prior to the Closing Date, or relating to any waste disposal, of any Loan Party
      that would reasonably be expected to result, either individually or in the
      aggregate, in a Material Adverse Effect. No Loan Party has any underground
      storage tanks that are not properly registered, permitted or operated under
      applicable Environmental Laws.

     

    9.16 Insurance.
      Set
      forth on Schedule
      9.16
      is a
      complete and accurate summary of the property and casualty insurance program
      of
      the Loan Parties as of the Closing Date (including the names of all insurers,
      policy numbers, expiration dates, amounts and types of coverage, annual
      premiums, exclusions, deductibles, self-insured retention, and a description
      in
      reasonable detail of any self-insurance program, retrospective rating plan,
      fronting arrangement or other risk assumption arrangement involving any Loan
      Party). Each Loan Party and its properties are insured with financially sound
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    Loan
      Parties, in such amounts, with such deductibles and covering such risks as
      are
      customarily carried by companies engaged in similar businesses and owning
      similar properties in localities where such Loan Parties operate. 

     

    9.17 Real
      Property.
      Set
      forth on Schedule
      9.17
      is a
      complete and accurate list, as of the Closing Date, of the address of all real
      property owned or leased by any Loan Party, together with, in the case of leased
      property, the name and mailing address of the lessor of such
      property.

     

    9.18 Information.
      All
      information heretofore or contemporaneously herewith furnished in writing by
      any
      Loan Party to the Administrative Agent or any Lender for purposes of or in
      connection with this Agreement and the transactions contemplated hereby is,
      and
      all written information hereafter furnished by or on behalf of any Loan Party
      to
      the Administrative Agent or any Lender pursuant hereto or in connection herewith
      will be, true and accurate in every material respect on the date as of which
      such information is dated or certified, and none of such information is or
      will
      be incomplete by omitting to state any material fact necessary to make such
      information not misleading in light of the circumstances under which made (it
      being recognized by the Administrative Agent and the Lenders that any
      projections and forecasts provided by the Borrowers are based on good faith
      estimates and assumptions believed by the Borrowers to be reasonable as of
      the
      date of the applicable projections or assumptions and that actual results during
      the period or periods covered by any such projections and forecasts may differ
      from projected or forecasted results).

     

    9.19 Intellectual
      Property.
      Each
      Loan Party owns and possesses or has a license or other right to use all
      patents, patent rights, trademarks, trademark rights, trade names, trade name
      rights, service marks, service mark rights and copyrights as are necessary
      for
      the conduct of the businesses of the Loan Parties, without any infringement
      upon
      rights of others which could reasonably be expected to have a Material Adverse
      Effect.

     

    9.20 Burdensome
      Obligations.
      No Loan
      Party is a party to any agreement or contract or subject to any restriction
      contained in its organizational documents which could reasonably be expected
      to
      have a Material Adverse Effect.

     

    9.21 Labor
      Matters.
      Except
      as set forth on Schedule
      9.21,
      no Loan
      Party is subject to any labor or collective bargaining agreement. There are
      no
      existing or threatened strikes, lockouts or other labor disputes involving
      any
      Loan Party that singly or in the aggregate could reasonably be expected to
      have
      a Material Adverse Effect. Hours worked by and payment made to employees of
      the
      Loan Parties are not in violation of the Fair Labor Standards Act or any other
      applicable law, rule or regulation dealing with such matters.

     

    9.22 No
      Default.
      No Event
      of Default or Unmatured Event of Default exists or would result from the
      incurrence by any Loan Party of any Debt hereunder or under any other Loan
      Document.

     

    SECTION
      10 AFFIRMATIVE
      COVENANTS.

    

    Until
      the
      expiration or termination of the Commitments and thereafter until all
      Obligations hereunder and under the other Loan Documents are paid in full and
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    Credit
      have been terminated, each Borrower agrees that, unless at any time the Required
      Lenders shall otherwise expressly consent in writing, it will:

     

    10.1 Reports,
      Certificates and Other Information.
      Furnish
      to the Administrative Agent and each Lender:

     

    10.1.1 Annual
      Report.
      Promptly
      when available and in any event within 90 days after the close of each Fiscal
      Year: (a) a copy of the annual audit report of the Company and its Subsidiaries
      for such Fiscal Year, including therein consolidated balance sheets and
      statements of earnings and cash flows of the Company and its Subsidiaries as
      at
      the end of such Fiscal Year, certified without adverse reference to going
      concern value and without qualification by independent auditors of recognized
      standing selected by the Company and reasonably acceptable to the Administrative
      Agent; and (b) a consolidating balance sheet of the Company and its Subsidiaries
      as of the end of such Fiscal Year and consolidating statement of earnings and
      cash flows for the Company and its Subsidiaries for such Fiscal Year, certified
      by a Senior Officer of the Company.

     

    10.1.2 Interim
      Reports.
      Promptly
      when available and in any event within 45 days after the end of each Fiscal
      Quarter (except the last Fiscal Quarter of each Fiscal Year), consolidated
      and
      consolidating balance sheets of the Company and its Subsidiaries as of the
      end
      of such Fiscal Quarter, together with consolidated and consolidating statements
      of earnings and cash flows for such Fiscal Quarter and for the period beginning
      with the first day of such Fiscal Year and ending on the last day of such Fiscal
      Quarter, certified by a Senior Officer of the Company.

     

    10.1.3 Compliance
      Certificates.
      Contemporaneously with the furnishing of a copy of each annual audit report
      pursuant to Section
      10.1.1
      and each
      set of quarterly statements pursuant to Section
      10.1.2,
      a duly
      completed compliance certificate in the form of Exhibit
      B,
      with
      appropriate insertions, dated the date of such annual report or such quarterly
      statements and signed by a Senior Officer of the Company, containing (i) a
      computation of each of the financial ratios and restrictions set forth in
Section
      11.14
      and to
      the effect that such officer has not become aware of any Event of Default or
      Unmatured Event of Default that has occurred and is continuing or, if there
      is
      any such event, describing it and the steps, if any, being taken to cure it
      and
      (ii) a written statement of the Company’s management setting forth a discussion
      of the Company’s financial condition, changes in financial condition and results
      of operations.

     

    10.1.4 Reports
      to the SEC and to Shareholders.
      Promptly
      upon the filing or sending thereof, copies of all regular, periodic or special
      reports of any Loan Party filed with the SEC; copies of all registration
      statements of any Loan Party filed with the SEC (other than on Form S-8); and
      copies of all proxy statements or other communications made to security holders
      generally.

     

    10.1.5 Notice
      of Default, Litigation and ERISA Matters.
      Promptly
      upon becoming aware of any of the following, written notice describing the
      same
      and the steps being taken by the Company or the Subsidiary affected thereby
      with
      respect thereto:

    

    (a) the
      occurrence of an Event of Default or an Unmatured Event of Default;

    

    
      
        
        

      

      
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    (b) any
      litigation, arbitration or governmental investigation or proceeding not
      previously disclosed by the Borrowers to the Lenders which has been instituted
      or, to the knowledge of the Borrowers, is threatened against any Loan Party
      or
      to which any of the properties of any thereof is subject which might reasonably
      be expected to have a Material Adverse Effect;

    

    (c) the
      institution of any steps by any member of the Controlled Group or any other
      Person to terminate any Pension Plan, or the failure of any member of the
      Controlled Group to make a required contribution to any Pension Plan (if such
      failure is sufficient to give rise to a Lien under Section 302(f) of ERISA)
      or
      to any Multiemployer Pension Plan, or the taking of any action with respect
      to a
      Pension Plan which could result in the requirement that the Borrowers furnish
      a
      bond or other security to the PBGC or such Pension Plan, or the occurrence
      of
      any event with respect to any Pension Plan or Multiemployer Pension Plan which
      could result in the incurrence by any member of the Controlled Group of any
      material liability, fine or penalty (including any claim or demand for
      withdrawal liability or partial withdrawal from any Multiemployer Pension Plan),
      or any material increase in the contingent liability of the Borrowers with
      respect to any post-retirement welfare benefit plan or other employee benefit
      plan of the Company or another member of the Controlled Group, or any notice
      that any Multiemployer Pension Plan is in reorganization, that increased
      contributions may be required to avoid a reduction in plan benefits or the
      imposition of an excise tax, that any such plan is or has been funded at a
      rate
      less than that required under Section 412 of the Code, that any such plan is
      or
      may be terminated, or that any such plan is or may become
      insolvent;

    

    (d) any
      cancellation or material change in any insurance maintained by any Loan Party;
      or

    

    (e) any
      other
      event (including (i) any violation of any Environmental Law or the assertion
      of
      any Environmental Claim or (ii) the enactment or effectiveness of any law,
      rule
      or regulation) which might reasonably be expected to have a Material Adverse
      Effect.

     

    10.1.6 Management
      Reports.
      Promptly
      upon receipt thereof, copies of all detailed financial and management reports
      submitted to the Company by independent auditors in connection with each annual
      or interim audit made by such auditors of the books of the Company.

     

    10.1.7 Projections.
      As soon
      as practicable, and in any event not later than 30 days after the commencement
      of each Fiscal Year, financial projections for the Company and its Subsidiaries
      for such Fiscal Year (including monthly operating and cash flow budgets)
      prepared in a manner consistent with the projections delivered by the Company
      to
      the Lenders prior to the Closing Date or otherwise in a manner reasonably
      satisfactory to the Administrative Agent, accompanied by a certificate of a
      Senior Officer of the Company on behalf of the Company to the effect that (a)
      such projections were prepared by the Company in good faith, (b) the Company
      has
      a reasonable basis for the assumptions contained in such projections and (c)
      such projections have been prepared in accordance with such
      assumptions.

    

    
      
        
        

      

      
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      10.1.8 Subordinated
      Debt Notices.
      Promptly
      following receipt, copies of any notices (including notices of default or
      acceleration) received from any holder or trustee of, under or with respect
      to
      any Subordinated Debt.

     

    10.1.9 Other
      Information.
      Promptly
      from time to time, such other information concerning the Loan Parties as any
      Lender or the Administrative Agent may reasonably request.

     

    10.2 Books,
      Records and Inspections.
      Keep,
      and cause each other Loan Party to keep, its books and records in accordance
      with sound business practices sufficient to allow the preparation of financial
      statements in accordance with GAAP; permit, and cause each other Loan Party
      to
      permit, any Lender or the Administrative Agent or any representative thereof
      to
      inspect the properties and operations of the Loan Parties; and permit, and
      cause
      each other Loan Party to permit, at any reasonable time and with reasonable
      notice (or at any time without notice if an Event of Default exists), any Lender
      or the Administrative Agent or any representative thereof to visit any or all
      of
      its offices, to discuss its financial matters with its officers and its
      independent auditors (and the Borrowers hereby authorize such independent
      auditors to discuss such financial matters with any Lender or the Administrative
      Agent or any representative thereof), and to examine (and, at the expense of
      the
      Loan Parties, photocopy extracts from) any of its books or other records. All
      such inspections and examinations by the Administrative Agent shall be at the
      Borrowers’ expense.

     

    10.3 Maintenance
      of Property; Insurance.
      (a)
      Keep, and cause each other Loan Party to keep, all property useful and necessary
      in the business of the Loan Parties in good working order and condition,
      ordinary wear and tear excepted.

    

    (b) Maintain,
      and cause each other Loan Party to maintain, with responsible insurance
      companies, such insurance coverage as may be required by any law or governmental
      regulation or court decree or order applicable to it and such other insurance,
      to such extent and against such hazards and liabilities, as is customarily
      maintained by companies similarly situated, but which shall insure against
      all
      risks and liabilities of the type identified on Schedule
      9.16
      and
      shall have insured amounts no less than, and deductibles no higher than, those
      set forth on such schedule or in such other amounts and deductibles deemed
      reasonably acceptable to the Administrative Agent; and, upon request of the
      Administrative Agent or any Lender, furnish to the Administrative Agent or
      such
      Lender a certificate setting forth in reasonable detail the nature and extent
      of
      all insurance maintained by the Loan Parties.

     

    10.4 Compliance
      with Laws; Payment of Taxes and Liabilities.
      (a)
      Comply, and cause each other Loan Party to comply, in all material respects
      with
      all applicable laws, rules, regulations, decrees, orders, judgments, licenses
      and permits, except where failure to comply could not reasonably be expected
      to
      have a Material Adverse Effect; (b) without limiting clause
      (a)
      above,
      ensure, and cause each other Loan Party to ensure, that no person who owns
      a
      controlling interest in or otherwise controls a Loan Party is or shall be (i)
      listed on the Specially Designated Nationals and Blocked Person List maintained
      by the Office of Foreign Assets Control (“OFAC”),
      Department of the Treasury, and/or any other similar lists maintained by OFAC
      pursuant to any authorizing statute, Executive Order or regulation or (ii)
      a
      person 

    

    
      
        
        

      

      
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    designated
      under Section 1(b), (c) or (d) of Executive Order No. 13224 (September 23,
      2001), any related enabling legislation or any other similar Executive Orders,
      (c) without limiting clause
      (a)
      above,
      comply, and cause each other Loan Party to comply, with all applicable Bank
      Secrecy Act (“BSA”)
      and
      anti-money laundering laws and regulations and (d) pay, and cause each other
      Loan Party to pay, prior to delinquency, all taxes and other governmental
      charges against it or any collateral, as well as claims of any kind which,
      if
      unpaid, could become a Lien on any of its property; provided
      that the
      foregoing shall not require any Loan Party to pay any such tax or charge so
      long
      as it shall contest the validity thereof in good faith by appropriate
      proceedings and shall set aside on its books adequate reserves with respect
      thereto in accordance with GAAP and, in the case of a claim which could become
      a
      Lien on any collateral, such contest proceedings shall stay the foreclosure
      of
      such Lien or the sale of any portion of the collateral to satisfy such
      claim.

     

    10.5 Maintenance
      of Existence, etc.
      Maintain
      and preserve, and (subject to Section 11.5)
      cause
      each other Loan Party to maintain and preserve, (a) its existence and good
      standing in the jurisdiction of its organization and (b) its qualification
      to do
      business and good standing in each jurisdiction where the nature of its business
      makes such qualification necessary (other than such jurisdictions in which
      the
      failure to be qualified or in good standing could not reasonably be expected
      to
      have a Material Adverse Effect).

     

    10.6 Use
      of
      Proceeds.
      Use the
      proceeds of the Loans, and the Letters of Credit, solely for working capital
      purposes, for Acquisitions permitted by Section
      11.5,
      for
      Capital Expenditures and for other general business purposes; and not use or
      permit any proceeds of any Loan to be used, either directly or indirectly,
      for
      the purpose, whether immediate, incidental or ultimate, of “purchasing or
      carrying” any Margin Stock.

     

    10.7 Employee
      Benefit Plans. 

    

    (a) Maintain,
      and cause each other member of the Controlled Group to maintain, each Pension
      Plan in substantial compliance with all applicable requirements of law and
      regulations.

    

    (b) Make,
      and
      cause each other member of the Controlled Group to make, on a timely basis,
      all
      required contributions to any Multiemployer Pension Plan.

    

    (c) Not,
      and
      not permit any other member of the Controlled Group to (i) seek a waiver of
      the
      minimum funding standards of ERISA, (ii) terminate or withdraw from any Pension
      Plan or Multiemployer Pension Plan or (iii) take any other action with respect
      to any Pension Plan that would reasonably be expected to entitle the PBGC to
      terminate, impose liability in respect of, or cause a trustee to be appointed
      to
      administer, any Pension Plan, unless the actions or events described in clauses
      (i), (ii) and (iii) individually or in the aggregate would not have a Material
      Adverse Effect.

     

    10.8 Environmental
      Matters.
      If any
      release or threatened release or other disposal of Hazardous Substances shall
      occur or shall have occurred on any real property or any other assets of any
      Loan Party, the Borrowers shall, or shall cause the applicable Loan Party to,
      cause the 

    

    
      
        
        

      

      
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    prompt
      containment and removal of such Hazardous Substances and the remediation of
      such
      real property or other assets as necessary to comply with all Environmental
      Laws
      and to preserve the value of such real property or other assets. Without
      limiting the generality of the foregoing, the Borrowers shall, and shall cause
      each other Loan Party to, comply with any Federal or state judicial or
      administrative order requiring the performance at any real property of any
      Loan
      Party of activities in response to the release or threatened release of a
      Hazardous Substance. To the extent that the transportation of Hazardous
      Substances is permitted by this Agreement, the Company shall, and shall cause
      its Subsidiaries to, dispose of such Hazardous Substances, or of any other
      wastes, only at licensed disposal facilities operating in compliance with
      Environmental Laws. 

     

    10.9 Further
      Assurances.
      Take,
      and cause each other Loan Party to take, such actions as are necessary or as
      the
      Administrative Agent or the Required Lenders may reasonably request from time
      to
      time to ensure that the Obligations are guaranteed by each Subsidiary of the
      Company, including, upon the acquisition or creation thereof, any Subsidiary
      acquired or created after the Closing Date (other than a Restricted Subsidiary),
      in each case as the Administrative Agent may determine, including the execution
      and delivery of guaranties and other authorizing documentation.

     

    SECTION
      11 NEGATIVE
      COVENANTS

    

    Until
      the
      expiration or termination of the Commitments and thereafter until all
      Obligations hereunder and under the other Loan Documents are paid in full and
      all Letters of Credit have been terminated, each Borrower agrees that, unless
      at
      any time the Required Lenders shall otherwise expressly consent in writing,
      it
      will:

    

    11.1 Debt.
      Not, and
      not permit any other Loan Party to, create, incur, assume or suffer to exist
      any
      Debt, except:

    

    (a) Obligations
      under this Agreement and the other Loan Documents;

    

    (b) Debt
      secured by Liens permitted by Section
      11.2(d),
      and
      extensions, renewals and refinancings thereof; provided
      that the
      aggregate amount of all such Debt at any time outstanding shall not exceed
      $70,000,000;

    

    (c) Debt
      of
      the Company to any domestic Wholly-Owned Subsidiary or Debt of any domestic
      Wholly-Owned Subsidiary to the Company or another domestic Wholly-Owned
      Subsidiary;

    

    (d) Subordinated
      Debt;

    

    (e) Hedging
      Obligations incurred in favor of a Lender or an Affiliate thereof for bona
      fide
      hedging purposes and not for speculation;

    

    (f) Debt
      described on Schedule
      11.1
      and any
      extension, renewal or refinancing thereof so long as the principal amount
      thereof is not increased;

    

    
      
        
        

      

      
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    (g) the
      Debt
      to be Repaid (so long as such Debt is repaid on the Closing Date with the
      proceeds of the initial Loans hereunder);

    

    (h) Contingent
      Liabilities arising with respect to customary indemnification obligations in
      favor of sellers in connection with Acquisitions permitted under Section
      11.5
      and
      purchasers in connection with dispositions permitted under Section
      11.5;
      and

    

    (i) other
      unsecured Debt, in addition to the Debt listed above.

     

    11.2 Liens.
      Not, and
      not permit any other Loan Party to, create or permit to exist any Lien on any
      of
      its real or personal properties, assets or rights of whatsoever nature (whether
      now owned or hereafter acquired), except:

    

    (a) Liens
      for
      taxes or other governmental charges not at the time delinquent or thereafter
      payable without penalty or being contested in good faith by appropriate
      proceedings and, in each case, for which it maintains adequate
      reserves;

    

    (b) Liens
      arising in the ordinary course of business (such as (i) Liens of carriers,
      warehousemen, mechanics and materialmen and other similar Liens imposed by
      law
      and (ii) Liens in the form of deposits or pledges incurred in connection with
      worker’s compensation, unemployment compensation and other types of social
      security (excluding Liens arising under ERISA) or in connection with surety
      bonds, bids, performance bonds and similar obligations) for sums not overdue
      or
      being contested in good faith by appropriate proceedings and not involving
      any
      advances or borrowed money or the deferred purchase price of property or
      services and, in each case, for which it maintains adequate
      reserves;

    

    (c) Liens
      described on Schedule
      11.2
      as of
      the Closing Date;

    

    (d) subject
      to the limitation set forth in Section
      11.1(b),
      (i)
      Liens arising in connection with Capital Leases (and attaching only to the
      property being leased), (ii) Liens existing on property at the time
      of the
      acquisition thereof by any Loan Party (and not created in contemplation of
      such
      acquisition) and (iii) Liens that constitute purchase money security interests
      on any property securing debt incurred for the purpose of financing all or
      any
      part of the cost of acquiring such property, provided
      that any
      such Lien attaches to such property within 20 days of the acquisition thereof
      and attaches solely to the property so acquired;

    

    (e) attachments,
      appeal bonds, judgments and other similar Liens, for sums not exceeding
      $1,000,000 individually or $2,500,000 in the aggregate arising in connection
      with court proceedings, provided
      the
      execution or other enforcement of such Liens is effectively stayed and the
      claims secured thereby are being actively contested in good faith and by
      appropriate proceedings;

    

    (f) easements,
      rights of way, restrictions, minor defects or irregularities in title and other
      similar Liens not interfering in any material respect with the ordinary conduct
      of the business of any Loan Party.

    

    
      
        
        

      

      
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    11.3 Intentionally
      Omitted.

     

    11.4 Restricted
      Payments.
      Not, and
      not permit any other Loan Party to, at any time there exists an Event of Default
      or if an Event of Default would be occasioned thereby, (a) make any distribution
      to any holders of its Capital Securities, (b) purchase or redeem any of its
      Capital Securities, (c) pay any management fees or similar fees to any of its
      equityholders or any Affiliate thereof, (d) make any redemption, prepayment,
      defeasance, repurchase or any other payment in respect of any Subordinated
      Debt
      or (e) set aside funds for any of the foregoing.

     

    11.5 Mergers,
      Consolidations, Sales.
      Not, and
      not permit any other Loan Party to, (a) be a party to any merger or
      consolidation, or purchase or otherwise acquire all or substantially all of
      the
      assets or any Capital Securities of any class of, or any partnership or joint
      venture interest in, any other Person, (b) sell, transfer, convey or lease
      all
      or any part of its assets or Capital Securities (including the sale of Capital
      Securities of any Subsidiary) except for sales of inventory in the ordinary
      course of business, or (c) sell or assign with or without recourse any
      receivables; except, notwithstanding any of (a), (b), (c) above, for (i) any
      such merger, consolidation, sale, transfer, conveyance, lease or assignment
      of
      or by any Wholly-Owned Subsidiary into the Company or into any other domestic
      Wholly-Owned Subsidiary; (ii) any such purchase or other acquisition by the
      Company or any domestic Wholly-Owned Subsidiary of the assets or Capital
      Securities of any Wholly-Owned Subsidiary; (iii) the sale or other disposition
      for fair market value of obsolete or worn out property or other property not
      necessary for operations disposed of in the ordinary course of business; (iv)
      sales and dispositions of trucks, truck-tractors, trailers and semi-trailers
      in
      the ordinary course of business, so long as the proceeds from such sale or
      disposition, net of commissions and other reasonable and customary transaction
      costs, fees and expenses properly attributable to such transaction and payable
      in connection therewith to non-Affiliates, are applied to the purchase or lease
      of replacement trucks, truck-tractors, tractors, trailers and semi-trailers
      for
      use in the ordinary course of business of the Loan Parties; (v) in addition
      to
      sales and dispositions permitted in (iii) and (iv) above, sales and dispositions
      of assets (including the Capital Securities of Subsidiaries) (but excluding
      accounts receivable) for at least fair market value (as determined by the Board
      of Directors of the Company) so long as the net book value of all assets sold
      or
      otherwise disposed of in any Fiscal Year does not exceed 10% of the net book
      value of the consolidated assets of the Loan Parties as of the last day of
      the
      preceding Fiscal Year; and (vi) any Acquisition by the Company or any domestic
      Wholly-Owned Subsidiary where:

    

    (A)
      the
      business or division acquired are for use, or the Person acquired is engaged,
      in
      the businesses engaged in by the Loan Parties on the Closing Date;

    

    (B)
      immediately before and after giving effect to such Acquisition, no Event of
      Default or Unmatured Event of Default shall exist;

    

    (C)
      immediately after giving effect to such Acquisition, the Company is in pro
      forma
      compliance with all the financial ratios and restrictions set forth in
Section
      11.14;

    

    (D)
      in
      the case of the Acquisition of any Person, the board of directors or similar
      governing body of such Person has approved such Acquisition;

    

    
      
        
        

      

      
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    (E)
      reasonably prior to such Acquisition, the Administrative Agent shall have
      received complete executed or conformed copies of each material document,
      instrument and agreement to be executed in connection with such Acquisition
      together with all lien search reports and lien release letters and other
      documents as the Administrative Agent may require to evidence the termination
      of
      Liens on the assets or business to be acquired;

    

    (F)
      not
      less than ten Business Days prior to such Acquisition, the Administrative Agent
      shall have received an acquisition summary with respect to the Person and/or
      business or division to be acquired, such summary to include a reasonably
      detailed description thereof (including financial information) and operating
      results (including financial statements for the most recent 12 month period
      for
      which they are available and as otherwise available), the terms and conditions,
      including economic terms, of the proposed Acquisition, and the Company’s
      calculation of pro forma compliance with the financial covenants provided in
      Section
      11.14;

    

    (G)
      the
      Administrative Agent shall have approved the Company’s computation of the pro
      forma compliance with the financial covenants provided in Section
      11.14;
      

    

    (H)
      the
      provisions of Section
      11.10
      have
      been satisfied;

    

    (I)
      simultaneously with the closing of such Acquisition, the target company (if
      such
      Acquisition is structured as a purchase of equity) or the Loan Party (if such
      Acquisition is structured as a purchase of assets or a merger and a Loan Party
      is the surviving entity) executes and delivers to Administrative Agent an
      unlimited Guaranty of the Obligations, or at the option of Administrative Agent
      in Administrative Agent's absolute discretion, a joinder agreement satisfactory
      to Administrative Agent in which such target company or surviving company,
      and
      their respective Subsidiaries becomes a borrower under this Agreement and
      assumes primary, joint and several liability for the Obligations;
      and

    

    (J)
      if
      the Acquisition is structured as a merger, the Company or a Wholly-Subsidiary
      is
      the surviving entity.

     

    11.6 Modification
      of Organizational Documents.
      Not
      permit the charter, by-laws or other organizational documents of any Loan Party
      to be amended or modified in any way which could reasonably be expected to
      materially adversely affect the interests of the Lenders; not change, or allow
      any Loan Party to change, its state of formation or its organizational
      form.

     

    11.7 Transactions
      with Affiliates.
      Not, and
      not permit any other Loan Party to, enter into, or cause, suffer or permit
      to
      exist any transaction, arrangement or contract with any of its other Affiliates
      (other than the Loan Parties) which is on terms which are less favorable than
      are obtainable from any Person which is not one of its Affiliates.

     

    11.8 Unconditional
      Purchase Obligations.
      Not, and
      not permit any other Loan Party to, enter into or be a party to any contract
      for
      the purchase of materials, supplies or other property or services if such
      contract requires that payment be made by it regardless of whether delivery
      is
      ever made of such materials, supplies or other property or
      services.

     

    

    
      
        
        

      

      
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      11.9 Inconsistent
        Agreements.
        Not, and
        not permit any other Loan Party to, enter into any agreement containing any
        provision which would (a) be violated or breached by any borrowing by the
        Borrowers hereunder or by the performance by any Loan Party of any of its
        Obligations hereunder or under any other Loan Document, (b) prohibit any
        Loan
        Party from granting a Lien on any of its assets or (c) create or permit to
        exist
        or become effective any encumbrance or restriction on the ability of any
        Subsidiary to (i) pay dividends or make other distributions to the Company
        or
        any other Subsidiary, or pay any Debt owed to the Company or any other
        Subsidiary, (ii) make loans or advances to any Loan Party or (iii) transfer
        any
        of its assets or properties to any Loan Party, other than (A) customary
        restrictions and conditions contained in agreements relating to the sale
        of all
        or a substantial part of the assets of any Subsidiary pending such sale,
        provided
        that
        such restrictions and conditions apply only to the Subsidiary to be sold
        and
        such sale is permitted hereunder (B) restrictions or conditions imposed
        by
        any agreement relating to purchase money Debt, Capital Leases and other secured
        Debt permitted by this Agreement if such restrictions or conditions apply
        only
        to the property or assets securing such Debt and (C) customary provisions
        in leases and other contracts restricting the assignment
        thereof.

    

    11.10 Business
      Activities; Issuance of Equity.
      Not, and
      not permit any other Loan Party to, engage in any line of business other than
      the businesses engaged in on the date hereof and businesses reasonably related
      thereto. Not, and not permit any other Loan Party to, issue any Capital
      Securities other than (a) any issuance of shares of the Company’s common Capital
      Securities or (b) any issuance by a Subsidiary to the Company or another
      Subsidiary in accordance with Section
      11.4.

     

    11.11 Investments.
      Not, and
      not permit any other Loan Party to, make or permit to exist any Investment
      in
      any other Person, except the following:

    

    (a) contributions
      by the Company to the capital of any Wholly-Owned Subsidiary, or by any
      Subsidiary to the capital of any other domestic Wholly-Owned Subsidiary, so
      long
      as the recipient of any such capital contribution has guaranteed the
      Obligations;

    

    (b) Investments
      constituting Debt permitted by Section
      11.1;

    

    (c) Contingent
      Liabilities constituting Debt permitted by Section
      11.1
      or Liens
      permitted by Section
      11.2;

    

    (d) Cash
      Equivalent Investments;

    

    (e) bank
      deposits in the ordinary course of business, provided
      that the
      aggregate amount of all such deposits (excluding amounts in payroll accounts
      or
      for accounts payable, in each case to the extent that checks have been issued
      to
      third parties) which are maintained with any bank other than a Lender shall
      not
      at any time exceed $2,000,000;

    

    

    
      
        
        

      

      
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    (f) Investments
      in securities of Account Debtors received pursuant to any plan of reorganization
      or similar arrangement upon the bankruptcy or insolvency of such account
      debtors;

    

    (g) Investments
      to consummate Acquisitions permitted by Section
      11.5;

    

    (h) Investments
      listed on Schedule
      11.11
      as of
      the Closing Date; 

     

    (i) other
      bank deposits for a period not exceeding 120 days after the date of this
      Agreement (or such longer period approved by the Administrative Agent not to
      exceed 180 days from the date of this Agreement); and

    

    (j) loans
      and
      advances to a Loan Party that has guaranteed the Obligations.

    

    provided
      that (x)
      any Investment which when made complies with the requirements of the definition
      of the term “Cash
      Equivalent Investment”
      may
      continue to be held notwithstanding that such Investment if made thereafter
      would not comply with such requirements; (y) no Investment otherwise permitted
      by clause (b), (c),
      or
(g)
      shall be
      permitted to be made if, immediately before or after giving effect thereto,
      any
      Event of Default or Unmatured Event of Default exists.

     

    11.12 [Intentionally
      Omitted].

     

    11.13 Fiscal
      Year.
      Not
      change its Fiscal Year.

     

    11.14 Financial
      Covenants. 

     

    11.14.1 Fixed
      Charge Coverage Ratio.
      Not
      permit the Fixed Charge Coverage Ratio for any Computation Period to be less
      than 1.25 to 1.00 as of any Fiscal Quarter end.

     

    11.14.2 Lease-Adjusted
      Total Debt to EBITDAR Ratio.
      Not
      permit the Lease-Adjusted Total Debt to EBITDAR Ratio for any Computation Period
      to exceed 3.00 to 1.00 as of any Fiscal Quarter end.

     

    11.14.3 Tangible
      Net Worth.
      Not
      permit the Tangible Net Worth of the Company and its Subsidiaries determined
      on
      a consolidated basis to be less than
      Sixty-Three Million Four Hundred Eight-Three Thousand Two Hundred Dollars
      ($63,483,200) as of June 30, 2005, and thereafter increasing as of each Fiscal
      Quarter end by an amount equal to Fifty Percent (50%) of Consolidated Net Income
      (without reduction for any net losses) for such Fiscal Quarter plus
      One
      Hundred Percent (100%) of the proceeds received during such Fiscal Quarter
      from
      the issuance of any Capital Securities. This Tangible Net Worth covenant shall
      be tested as of each Fiscal Quarter end.

     

    11.14.4 Asset
      Coverage Ratio.
      Not
      permit the Asset Coverage Ratio to be less than 1.25 to 1.00 at any
      time.

     

    

    
      
        
        

      

      
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    SECTION
      12 EFFECTIVENESS;
      CONDITIONS OF LENDING, ETC.

     

    The
      obligation of each Lender to make its Loans and of the Issuing Lender to issue
      Letters of Credit is subject to the following conditions precedent:

     

    12.1 Initial
      Credit Extension.
      The
      obligation of the Lenders to make the initial Loans and the obligation of the
      Issuing Lender to issue its initial Letter of Credit (whichever first occurs)
      is, in addition to the conditions precedent specified in Section
      12.2,
      subject
      to the conditions precedent that (a) all Debt to be Repaid has been (or
      concurrently with the initial borrowing will be) paid in full, and that all
      agreements and instruments governing the Debt to be Repaid and that all Liens
      securing such Debt to be Repaid have been (or concurrently with the initial
      borrowing will be) terminated and (b) the Administrative Agent shall have
      received all of the following, each duly executed and dated the Closing Date
      (or
      such earlier date as shall be satisfactory to the Administrative Agent), in
      form
      and substance satisfactory to the Administrative Agent (and the date on which
      all such conditions precedent have been satisfied or waived in writing by the
      Administrative Agent and the Lenders is called the “Closing
      Date”):

     

    12.1.1 Notes.
      A Note
      for each Lender.

     

    12.1.2 Authorization
      Documents.
      For each
      Loan Party, such Person’s (a) charter (or similar formation document), certified
      by the appropriate governmental authority; (b) good standing certificates in
      its
      state of incorporation (or formation) and in each other state requested by
      the
      Administrative Agent; (c) bylaws (or similar governing document); (d)
      resolutions of its board of directors (or similar governing body) approving
      and
      authorizing such Person’s execution, delivery and performance of the Loan
      Documents to which it is party and the transactions contemplated thereby; and
      (e) signature and incumbency certificates of its officers executing any of
      the
      Loan Documents (it being understood that the Administrative Agent and each
      Lender may conclusively rely on each such certificate until formally advised
      by
      a like certificate of any changes therein), all certified by its secretary
      or an
      assistant secretary (or similar officer) as being in full force and effect
      without modification.

     

    12.1.3 Consents,
      etc. Certified
      copies of all documents evidencing any necessary corporate or partnership
      action, consents and governmental approvals (if any) required for the execution,
      delivery and performance by the Loan Parties of the documents referred to in
      this Section 12.

     

    12.1.4 Letter
      of Direction.
      A letter
      of direction containing funds flow information with respect to the proceeds
      of
      the Loans on the Closing Date.

     

    12.1.5 Guaranty.
      A
      counterpart of the Guaranty executed by each Loan Party (other than the
      Borrowers), together with all instruments, transfer powers and other items
      required to be delivered in connection therewith.

     

    12.1.6 Opinions
      of Counsel.
      Opinions
      of counsel for each Loan Party, in form and substance acceptable to the
      Administrative Agent.

     

    

    
      
        
        

      

      
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    12.1.7 Insurance.
      Evidence
      of the existence of insurance required to be maintained pursuant to Section
      10.3(b).

     

    12.1.8 Payment
      of Fees.
      Evidence
      of payment by the Borrowers of all accrued and unpaid fees, costs and expenses
      to the extent then due and payable on the Closing Date, together with all
      Attorney Costs of the Administrative Agent to the extent invoiced prior to
      the
      Closing Date, plus
      such
      additional amounts of Attorney Costs as shall constitute the Administrative
      Agent’s reasonable estimate of Attorney Costs incurred or to be incurred by the
      Administrative Agent through the closing proceedings (provided
      that
      such estimate shall not thereafter preclude final settling of accounts between
      the Borrowers and the Administrative Agent).

     

    12.1.9 Search
      Results; Lien Terminations.
      Certified copies of Uniform Commercial Code search reports dated a date
      reasonably near to the Closing Date, listing all effective financing statements
      which name any Loan Party (under their present names and any previous names)
      as
      debtors, together with (a) copies of such financing statements, (b) payoff
      letters evidencing repayment in full of all Debt to be Repaid, the termination
      of all agreements relating thereto and the release of all Liens granted in
      connection therewith, with Uniform Commercial Code or other appropriate
      termination statements and documents effective to evidence the foregoing (other
      than Liens permitted by Section
      11.2)
      and (c)
      such other Uniform Commercial Code termination statements as the Administrative
      Agent may reasonably request.

     

    12.1.10 Closing
      Certificate, Consents and Permits.
      A
      certificate executed by an officer of the Borrowers on behalf of the Borrowers
      certifying the matters set forth in Section
      12.2.1
      as of
      the Closing Date.

     

    12.1.11 Other.
      Such
      other documents as the Administrative Agent or any Lender may reasonably
      request.

     

    12.2 Conditions.
      The
      obligation (a) of each Lender to make each Loan and (b) of the Issuing
      Lender to issue each Letter of Credit is subject to the following further
      conditions precedent that:

     

    12.2.1 Compliance
      with Warranties, No Default, etc.
      Both
      before and after giving effect to any borrowing and the issuance of any Letter
      of Credit, the following statements shall be true and correct:

    

    (a) the
      representations and warranties of each Loan Party set forth in this Agreement
      and the other Loan Documents shall be true and correct in all material respects
      with the same effect as if then made (except to the extent stated to relate
      to a
      specific earlier date, in which case such representations and warranties shall
      be true and correct as of such earlier date); and 

    

    (b) no
      Event
      of Default or Unmatured Event of Default shall have then occurred and be
      continuing.

     

    12.2.2 Confirmatory
      Certificate.
      If
      requested by the Administrative Agent or any Lender, the Administrative Agent
      shall have received (in sufficient counterparts to provide one

    

    
      
        
        

      

      
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    to
      each
      Lender) a certificate dated the date of such requested Loan or Letter of Credit
      and signed by a duly authorized representative of the Borrowers as to the
      matters set out in Section
      12.2.1
      (it
      being understood that each request by the Borrowers for the making of a Loan
      or
      the issuance of a Letter of Credit shall be deemed to constitute a
      representation and warranty by the Borrowers that the conditions precedent
      set
      forth in Section
      12.2.1
      will be
      satisfied at the time of the making of such Loan or the issuance of such Letter
      of Credit), together with such other documents as the Administrative Agent
      or
      any Lender may reasonably request in support thereof.

     

    SECTION
      13 EVENTS
      OF
      DEFAULT AND THEIR EFFECT.

     

    13.1 Events
      of Default.
      Each of
      the following shall constitute an Event of Default under this
      Agreement:

     

    13.1.1 Non-Payment
      of the Loans, etc.
      Default
      in the payment when due of the principal of any Loan; or default, and
      continuance thereof for five days, in the payment when due of any interest,
      fee,
      reimbursement obligation with respect to any Letter of Credit or other amount
      payable by the Borrowers hereunder or under any other Loan
      Document.

     

    13.1.2 Non-Payment
      of Other Debt.
      Any
      default shall occur under the terms applicable to any Debt of any Loan Party
      in
      an aggregate amount (for all such Debt so affected and including undrawn
      committed or available amounts and amounts owing to all creditors under any
      combined or syndicated credit arrangement) exceeding $500,000 and such default
      shall (a) consist of the failure to pay such Debt when due, whether by
      acceleration or otherwise, or (b) accelerate the maturity of such Debt or permit
      the holder or holders thereof, or any trustee or agent for such holder or
      holders, to cause such Debt to become due and payable (or require any Loan
      Party
      to purchase or redeem such Debt or post cash collateral in respect thereof)
      prior to its expressed maturity.

     

    13.1.3 Other
      Material Obligations.
      Default
      in the payment when due, or in the performance or observance of, any material
      obligation of, or condition agreed to by, any Loan Party with respect to any
      material purchase or lease of goods or services where such default, singly
      or in
      the aggregate with all other such defaults, might reasonably be expected to
      have
      a Material Adverse Effect.

     

    13.1.4 Bankruptcy,
      Insolvency, etc.
      Any Loan
      Party becomes insolvent or generally fails to pay, or admits in writing its
      inability or refusal to pay, debts as they become due; or any Loan Party applies
      for, consents to, or acquiesces in the appointment of a trustee, receiver or
      other custodian for such Loan Party or any property thereof, or makes a general
      assignment for the benefit of creditors; or, in the absence of such application,
      consent or acquiescence, a trustee, receiver or other custodian is appointed
      for
      any Loan Party or for a substantial part of the property of any thereof and
      is
      not discharged within 60 days; or any bankruptcy, reorganization, debt
      arrangement, or other case or proceeding under any bankruptcy or insolvency
      law,
      or any dissolution or liquidation proceeding, is commenced in respect of any
      Loan Party, and if such case or proceeding is not commenced by such Loan Party,
      it is consented to or acquiesced in by such Loan Party, or remains for 60 days
      undismissed; or any Loan Party takes any action to authorize, or in furtherance
      of, any of the foregoing.

     

    
      
        
        

      

      
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    13.1.5 Non-Compliance
      with Loan Documents.
      (a)
      Failure by any Loan Party to comply with or to perform any covenant set forth
      in
Sections
      10.1.5, 10.3(b)
      or
10.5
      or
Section
      11;
      or
      (b) failure by any Loan Party to comply with or to perform any other
      provision of this Agreement or any other Loan Document (and not constituting
      an
      Event of Default under any other provision of this Section
      13)
      and
      continuance of such failure described in this clause
      (b)
      for 30
      days.

     

    13.1.6 Representations;
      Warranties.
      Any
      representation or warranty made by any Loan Party herein or any other Loan
      Document is breached or is false or misleading in any material respect, or
      any
      schedule, certificate, financial statement, report, notice or other writing
      furnished by any Loan Party to the Administrative Agent or any Lender in
      connection herewith is false or misleading in any material respect on the date
      as of which the facts therein set forth are stated or certified.

     

    13.1.7 Pension
      Plans.
      (a) Any Person institutes steps to terminate a Pension Plan if as a
      result
      of such termination the Company or any member of the Controlled Group could
      be
      required to make a contribution to such Pension Plan, or could incur a liability
      or obligation to such Pension Plan, in excess of $2,500,000; (b) a
      contribution failure occurs with respect to any Pension Plan sufficient to
      give
      rise to a Lien under Section 302(f) of ERISA; (c) the Unfunded Liability
      exceeds twenty percent of the Total Plan Liability, or (d) there shall
      occur any withdrawal or partial withdrawal from a Multiemployer Pension Plan
      and
      the withdrawal liability (without unaccrued interest) to Multiemployer Pension
      Plans as a result of such withdrawal (including any outstanding withdrawal
      liability that the Company or any member of the Controlled Group have incurred
      on the date of such withdrawal) exceeds $2,500,000.

     

    13.1.8 Judgments.
      Final
      judgments which exceed $1,000,000 individually or $2,500,000 in the aggregate
      shall be rendered against any Loan Party and shall not have been paid,
      discharged or vacated or had execution thereof stayed pending appeal within
      30
      days after entry or filing of such judgments.

     

    13.1.9 Invalidity
      of Guaranty.
      Any
      Guaranty shall cease to be in full force and effect; or any Loan Party (or
      any
      Person by, through or on behalf of any Loan Party) shall contest in any manner
      the validity, binding nature or enforceability of any Guaranty.

     

    13.1.10 Invalidity
      of Subordination Provisions, etc.
      Any
      subordination provision in any document or instrument governing Subordinated
      Debt, or any subordination provision in any guaranty by any Subsidiary of any
      Subordinated Debt, shall cease to be in full force and effect, or any Loan
      Party
      or any other Person (including the holder of any applicable Subordinated Debt)
      shall contest in any manner the validity, binding nature or enforceability
      of
      any such provision.

     

    13.1.11 Change
      of Control.
      A Change
      of Control shall occur. 

     

    13.1.12 Material
      Adverse Effect.
      The
      occurrence of any event having a Material Adverse Effect.

    

    
      
        
        

      

      
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    13.2 Effect
      of Event of Default.
      If any
      Event of Default described in Section
      13.1.4
      shall
      occur in respect of a Borrower, the Commitments shall immediately terminate
      and
      the Loans and all other Obligations hereunder shall become immediately due
      and
      payable and the Borrowers shall become immediately obligated to Cash
      Collateralize all Letters of Credit, all without presentment, demand, protest
      or
      notice of any kind; and, if any other Event of Default shall occur and be
      continuing, the Administrative Agent may (and, upon the written request of
      the
      Required Lenders shall) declare the Commitments to be terminated in whole or
      in
      part and/or declare all or any part of the Loans and all other Obligations
      hereunder to be due and payable and/or demand that the Borrowers immediately
      Cash Collateralize all or any Letters of Credit, whereupon the Commitments
      shall
      immediately terminate (or be reduced, as applicable) and/or the Loans and other
      Obligations hereunder shall become immediately due and payable (in whole or
      in
      part, as applicable) and/or the Borrowers shall immediately become obligated
      to
      Cash Collateralize the Letters of Credit (all or any, as applicable), all
      without presentment, demand, protest or notice of any kind. The Administrative
      Agent shall promptly advise the Borrowers of any such declaration, but failure
      to do so shall not impair the effect of such declaration. Any cash collateral
      delivered hereunder shall be held by the Administrative Agent (without liability
      for interest thereon) and applied to the Obligations arising in connection
      with
      any drawing under a Letter of Credit. After the expiration or termination of
      all
      Letters of Credit, such cash collateral shall be applied by the Administrative
      Agent to any remaining Obligations hereunder and any excess shall be delivered
      to the Borrowers or as a court of competent jurisdiction may
      elect.

     

    SECTION
      14 THE
      AGENT.

     

    14.1 Appointment
      and Authorization.
      Each
      Lender hereby irrevocably (subject to Section
      14.10)
      appoints, designates and authorizes the Administrative Agent to take such action
      on its behalf under the provisions of this Agreement and each other Loan
      Document and to exercise such powers and perform such duties as are expressly
      delegated to it by the terms of this Agreement or any other Loan Document,
      together with such powers as are reasonably incidental thereto. Notwithstanding
      any provision to the contrary contained elsewhere in this Agreement or in any
      other Loan Document, the Administrative Agent shall not have any duty or
      responsibility except those expressly set forth herein, nor shall the
      Administrative Agent have or be deemed to have any fiduciary relationship with
      any Lender or participant, and no implied covenants, functions,
      responsibilities, duties, obligations or liabilities shall be read into this
      Agreement or any other Loan Document or otherwise exist against the
      Administrative Agent. Without limiting the generality of the foregoing sentence,
      the use of the term “agent” herein and in other Loan Documents with reference to
      the Administrative Agent is not intended to connote any fiduciary or other
      implied (or express) obligations arising under agency doctrine of any applicable
      law. Instead, such term is used merely as a matter of market custom, and is
      intended to create or reflect only an administrative relationship between
      independent contracting parties.

     

    14.2 Issuing
      Lender.
      The
      Issuing Lender shall act on behalf of the Lenders (according to their Pro Rata
      Shares) with respect to any Letters of Credit issued by it and the documents
      associated therewith. The Issuing Lender shall have all of the benefits and
      immunities (a) provided to the Administrative Agent in this Section
      14
      with
      respect to any acts taken or omissions suffered by the Issuing Lender in
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    proposed
      to be issued by it and the applications and agreements for letters of credit
      pertaining to such Letters of Credit as fully as if the term “Administrative
      Agent”, as used in this Section
      14,
      included the Issuing Lender with respect to such acts or omissions and (b)
      as
      additionally provided in this Agreement with respect to the Issuing
      Lender.

     

    14.3 Delegation
      of Duties.
      The
      Administrative Agent may execute any of its duties under this Agreement or
      any
      other Loan Document by or through agents, employees or attorneys-in-fact and
      shall be entitled to advice of counsel and other consultants or experts
      concerning all matters pertaining to such duties. The Administrative Agent
      shall
      not be responsible for the negligence or misconduct of any agent or
      attorney-in-fact that it selects in the absence of gross negligence or willful
      misconduct.

     

    14.4 Exculpation
      of Administrative Agent.
      None of
      the Administrative Agent nor any of its directors, officers, employees or agents
      shall (a) be liable for any action taken or omitted to be taken by any of them
      under or in connection with this Agreement or any other Loan Document or the
      transactions contemplated hereby (except to the extent resulting from its own
      gross negligence or willful misconduct in connection with its duties expressly
      set forth herein as determined by a final, nonappealable judgment by a court
      of
      competent jurisdiction), or (b) be responsible in any manner to any Lender
      or
      participant for any recital, statement, representation or warranty made by
      any
      Loan Party or Affiliate of the Borrowers, or any officer thereof, contained
      in
      this Agreement or in any other Loan Document, or in any certificate, report,
      statement or other document referred to or provided for in, or received by
      the
      Administrative Agent under or in connection with, this Agreement or any other
      Loan Document, or the validity, effectiveness, genuineness, enforceability
      or
      sufficiency of this Agreement or any other Loan Document (or the creation,
      perfection or priority of any Lien or security interest therein), or for any
      failure of a Borrower or any other party to any Loan Document to perform its
      Obligations hereunder or thereunder. The Administrative Agent shall not be
      under
      any obligation to any Lender to ascertain or to inquire as to the observance
      or
      performance of any of the agreements contained in, or conditions of, this
      Agreement or any other Loan Document, or to inspect the properties, books or
      records of the Borrowers or any of the Company’s Subsidiaries or
      Affiliates.

     

    14.5 Reliance
      by Administrative Agent.
      The
      Administrative Agent shall be entitled to rely, and shall be fully protected
      in
      relying, upon any writing, communication, signature, resolution, representation,
      notice, consent, certificate, electronic mail message, affidavit, letter,
      telegram, facsimile, telex or telephone message, statement or other document
      or
      conversation believed by it to be genuine and correct and to have been signed,
      sent or made by the proper Person or Persons, and upon advice and statements
      of
      legal counsel (including counsel to the Borrowers), independent accountants
      and
      other experts selected by the Administrative Agent. The Administrative Agent
      shall be fully justified in failing or refusing to take any action under this
      Agreement or any other Loan Document unless it shall first receive such advice
      or concurrence of the Required Lenders as it deems appropriate and, if it so
      requests, confirmation from the Lenders of their obligation to indemnify the
      Administrative Agent against any and all liability and expense which may be
      incurred by it by reason of taking or continuing to take any such action. The
      Administrative Agent shall in all cases be fully protected in acting, or in
      refraining from acting, under this Agreement or any other Loan Document in
      accordance with a request or consent of the Required Lenders and such request
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    act
      pursuant thereto shall be binding upon each Lender. For purposes of determining
      compliance with the conditions specified in Section 12,
      each
      Lender that has signed this Agreement shall be deemed to have consented to,
      approved or accepted or to be satisfied with, each document or other matter
      required thereunder to be consented to or approved by or acceptable or
      satisfactory to a Lender unless the Administrative Agent shall have received
      written notice from such Lender prior to the proposed Closing Date specifying
      its objection thereto.

     

    14.6 Notice
      of Default.
      The
      Administrative Agent shall not be deemed to have knowledge or notice of the
      occurrence of any Event of Default or Unmatured Event of Default except with
      respect to defaults in the payment of principal, interest and fees required
      to
      be paid to the Administrative Agent for the account of the Lenders, unless
      the
      Administrative Agent shall have received written notice from a Lender or a
      Borrower referring to this Agreement, describing such Event of Default or
      Unmatured Event of Default and stating that such notice is a “notice of
      default”. The Administrative Agent will notify the Lenders of its receipt of any
      such notice. The Administrative Agent shall take such action with respect to
      such Event of Default or Unmatured Event of Default as may be requested by
      the
      Required Lenders in accordance with Section
      13;
      provided
      that
      unless and until the Administrative Agent has received any such request, the
      Administrative Agent may (but shall not be obligated to) take such action,
      or
      refrain from taking such action, with respect to such Event of Default or
      Unmatured Event of Default as it shall deem advisable or in the best interest
      of
      the Lenders.

     

    14.7 Credit
      Decision.
      Each
      Lender acknowledges that the Administrative Agent has not made any
      representation or warranty to it, and that no act by the Administrative Agent
      hereafter taken, including any consent and acceptance of any assignment or
      review of the affairs of the Loan Parties, shall be deemed to constitute any
      representation or warranty by the Administrative Agent to any Lender as to
      any
      matter, including whether the Administrative Agent has disclosed material
      information in its possession. Each Lender represents to the Administrative
      Agent that it has, independently and without reliance upon the Administrative
      Agent and based on such documents and information as it has deemed appropriate,
      made its own appraisal of and investigation into the business, prospects,
      operations, property, financial and other condition and creditworthiness of
      the
      Loan Parties, and made its own decision to enter into this Agreement and to
      extend credit to the Borrowers hereunder. Each Lender also represents that
      it
      will, independently and without reliance upon the Administrative Agent and
      based
      on such documents and information as it shall deem appropriate at the time,
      continue to make its own credit analysis, appraisals and decisions in taking
      or
      not taking action under this Agreement and the other Loan Documents, and to
      make
      such investigations as it deems necessary to inform itself as to the business,
      prospects, operations, property, financial and other condition and
      creditworthiness of the Borrowers. Except for notices, reports and other
      documents expressly herein required to be furnished to the Lenders by the
      Administrative Agent, the Administrative Agent shall not have any duty or
      responsibility to provide any Lender with any credit or other information
      concerning the business, prospects, operations, property, financial or other
      condition or creditworthiness of the Borrowers which may come into the
      possession of the Administrative Agent.

     

    14.8 Indemnification.
      Whether
      or not the transactions contemplated hereby are consummated, each Lender shall
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    directors,
      officers, employees and agents (to the extent not reimbursed by or on behalf
      of
      the Borrowers and without limiting the obligation of the Borrowers to do so),
      according to its applicable Pro Rata Share, from and against any and all
      Indemnified Liabilities (as hereinafter defined); provided
      that no
      Lender shall be liable for any payment to any such Person of any portion of
      the
      Indemnified Liabilities to the extent determined by a final, nonappealable
      judgment by a court of competent jurisdiction to have resulted from the
      applicable Person’s own gross negligence or willful misconduct. No action taken
      in accordance with the directions of the Required Lenders shall be deemed to
      constitute gross negligence or willful misconduct for purposes of this Section.
      Without limitation of the foregoing, each Lender shall reimburse the
      Administrative Agent upon demand for its ratable share of any costs or
      out-of-pocket expenses (including Attorney Costs and Taxes) incurred by the
      Administrative Agent in connection with the preparation, execution, delivery,
      administration, modification, amendment or enforcement (whether through
      negotiations, legal proceedings or otherwise) of, or legal advice in respect
      of
      rights or responsibilities under, this Agreement, any other Loan Document,
      or
      any document contemplated by or referred to herein, to the extent that the
      Administrative Agent is not reimbursed for such expenses by or on behalf of
      the
      Borrowers. The undertaking in this Section shall survive repayment of the Loans,
      cancellation of the Notes, expiration or termination of the Letters of Credit,
      any foreclosure under, or modification, release or discharge of, any collateral,
      termination of this Agreement and the resignation or replacement of the
      Administrative Agent.

     

    14.9 Administrative
      Agent in Individual Capacity.
      LaSalle
      and its Affiliates may make loans to, issue letters of credit for the account
      of, accept deposits from, acquire equity interests in and generally engage
      in
      any kind of banking, trust, financial advisory, underwriting or other business
      with the Loan Parties and Affiliates as though LaSalle were not the
      Administrative Agent hereunder and without notice to or consent of any Lender.
      Each Lender acknowledges that, pursuant to such activities, LaSalle or its
      Affiliates may receive information regarding a Borrower or its Affiliates
      (including information that may be subject to confidentiality obligations in
      favor of a Borrower or such Affiliate) and acknowledge that the Administrative
      Agent shall be under no obligation to provide such information to them. With
      respect to their Loans (if any), LaSalle and its Affiliates shall have the
      same
      rights and powers under this Agreement as any other Lender and may exercise
      the
      same as though LaSalle were not the Administrative Agent, and the terms “Lender”
      and “Lenders” include LaSalle and its Affiliates, to the extent applicable, in
      their individual capacities.

     

    14.10 Successor
      Administrative Agent.
      The
      Administrative Agent may resign as Administrative Agent upon 30 days’ notice to
      the Lenders. If the Administrative Agent resigns under this Agreement, the
      Required Lenders shall, with (so long as no Event of Default exists) the consent
      of the Borrowers (which shall not be unreasonably withheld or delayed), appoint
      from among the Lenders a successor agent for the Lenders. If no successor agent
      is appointed prior to the effective date of the resignation of the
      Administrative Agent, the Administrative Agent may appoint, after consulting
      with the Lenders and the Borrowers, a successor agent from among the Lenders.
      Upon the acceptance of its appointment as successor agent hereunder, such
      successor agent shall succeed to all the rights, powers and duties of the
      retiring Administrative Agent and the term “Administrative Agent” shall mean
      such successor agent, and the retiring Administrative Agent’s appointment,
      powers and duties as Administrative Agent shall be terminated. After any
      retiring Administrative Agent’s resignation hereunder as Administrative

    

    
      
        
        

      

      
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    Agent,
      the provisions of this Section
      14
      and
Sections
      15.5
      and
15.16
      shall
      inure to its benefit as to any actions taken or omitted to be taken by it while
      it was Administrative Agent under this Agreement. If no successor agent has
      accepted appointment as Administrative Agent by the date which is 30 days
      following a retiring Administrative Agent’s notice of resignation, the retiring
      Administrative Agent’s resignation shall nevertheless thereupon become effective
      and the Lenders shall perform all of the duties of the Administrative Agent
      hereunder until such time, if any, as the Required Lenders appoint a successor
      agent as provided for above.

     

    14.11 Administrative
      Agent May File Proofs of Claim.
      In case
      of the pendency of any receivership, insolvency, liquidation, bankruptcy,
      reorganization, arrangement, adjustment, composition or other judicial
      proceeding relative to any Loan Party, the Administrative Agent (irrespective
      of
      whether the principal of any Loan shall then be due and payable as herein
      expressed or by declaration or otherwise and irrespective of whether the
      Administrative Agent shall have made any demand on the Borrowers) shall be
      entitled and empowered, by intervention in such proceeding or
      otherwise:

    

    (a) to
      file
      and prove a claim for the whole amount of the principal and interest owing
      and
      unpaid in respect of the Loans, and all other Obligations that are owing and
      unpaid and to file such other documents as may be necessary or advisable in
      order to have the claims of the Lenders and the Administrative Agent (including
      any claim for the reasonable compensation, expenses, disbursements and advances
      of the Lenders and the Administrative Agent and their respective agents and
      counsel and all other amounts due the Lenders and the Administrative Agent
      under
Sections
      5,
      15.5
      and
15.17)
      allowed
      in such judicial proceedings; and 

    

    (b) to
      collect and receive any monies or other property payable or deliverable on
      any
      such claims and to distribute the same;

    

    and
      any
      custodian, receiver, assignee, trustee, liquidator, sequestrator or other
      similar official in any such judicial proceeding is hereby authorized by each
      Lender to make such payments to the Administrative Agent and, in the event
      that
      the Administrative Agent shall consent to the making of such payments directly
      to the Lenders, to pay to the Administrative Agent any amount due for the
      reasonable compensation, expenses, disbursements and advances of the
      Administrative Agent and its agents and counsel, and any other amounts due
      the
      Administrative Agent under Sections 5, 15.5 and 15.17.

    

    Nothing
      contained herein shall be deemed to authorize the Administrative Agent to
      authorize or consent to or accept or adopt on behalf of any Lender any plan
      of
      reorganization, arrangement, adjustment or composition affecting the Obligations
      or the rights of any Lender or to authorize the Administrative Agent to vote
      in
      respect of the claim of any Lender in any such proceeding.

     

    14.12 Other
      Agents; Arrangers and Managers.
      None of
      the Lenders or other Persons identified on the facing page or signature pages
      of
      this Agreement as a “syndication agent,”“documentation agent,”“co-agent,”“book
      manager,”“lead manager,”“arranger,”“lead arranger” or “co-arranger”, if any,
      shall have any right, power, obligation, liability, responsibility 

    

    
      
        
        

      

      
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    or
      duty
      under this Agreement other than, in the case of such Lenders, those applicable
      to all Lenders as such. Without limiting the foregoing, none of the Lenders
      or
      other Persons so identified shall have or be deemed to have any fiduciary
      relationship with any Lender. Each Lender acknowledges that it has not relied,
      and will not rely, on any of the Lenders or other Persons so identified in
      deciding to enter into this Agreement or in taking or not taking action
      hereunder.

     

    SECTION
      15 GENERAL.

     

    15.1 Waiver;
      Amendments.
      No delay
      on the part of the Administrative Agent or any Lender in the exercise of any
      right, power or remedy shall operate as a waiver thereof, nor shall any single
      or partial exercise by any of them of any right, power or remedy preclude other
      or further exercise thereof, or the exercise of any other right, power or
      remedy. Except as provided in Section
      6.5,
      no
      amendment, modification or waiver of, or consent with respect to, any provision
      of this Agreement or the other Loan Documents shall in any event be effective
      unless the same shall be in writing and acknowledged by Lenders having an
      aggregate Pro Rata Shares of not less than the aggregate Pro Rata Shares
      expressly designated herein with respect thereto or, in the absence of such
      designation as to any provision of this Agreement, by the Required Lenders,
      and
      then any such amendment, modification, waiver or consent shall be effective
      only
      in the specific instance and for the specific purpose for which given. No
      amendment, modification, waiver or consent shall (a) extend or increase the
      Commitment of any Lender without the written consent of such Lender, (b) extend
      the date scheduled for payment of any principal (excluding mandatory
      prepayments) of or interest on the Loans or any fees payable hereunder without
      the written consent of each Lender directly affected thereby, (c) reduce the
      principal amount of any Loan, the rate of interest thereon or any fees payable
      hereunder, without the consent of each Lender directly affected thereby (except
      for periodic adjustments of interest rates and fees resulting from a change
      in
      the Applicable Margin as provided for in this Agreement); or (d) release any
      party from its obligations under the Guaranty, change the definition of Required
      Lenders, any provision of this Section
      15.1
      or
      reduce the aggregate Pro Rata Share required to effect an amendment,
      modification, waiver or consent, without, in each case, the written consent
      of
      all Lenders. No provision of Section
      14
      or other
      provision of this Agreement affecting the Administrative Agent in its capacity
      as such shall be amended, modified or waived without the consent of the
      Administrative Agent. No provision of this Agreement relating to the rights
      or
      duties of the Issuing Lender in its capacity as such shall be amended, modified
      or waived without the consent of the Issuing Lender. No provision of this
      Agreement relating to the rights or duties of the Swing Line Lender in its
      capacity as such shall be amended, modified or waived without the consent of
      the
      Swing Line Lender.

     

    15.2 Confirmations.
      The
      Borrowers and each holder of a Note agree from time to time, upon written
      request received by it from the other, to confirm to the other in writing (with
      a copy of each such confirmation to the Administrative Agent) the aggregate
      unpaid principal amount of the Loans then outstanding under such
      Note.

     

    15.3 Notices.
      Except
      as otherwise provided in Sections 2.2.2
      and
2.2.3,
      all
      notices hereunder shall be in writing (including facsimile transmission) and
      shall be sent to the applicable party at its address shown on Annex
      B
      or at
      such other address as such party may, by 

    

    
      
        
        

      

      
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    written
      notice received by the other parties, have designated as its address for such
      purpose. Notices sent by facsimile transmission shall be deemed to have been
      given when sent; notices sent by mail shall be deemed to have been given three
      Business Days after the date when sent by registered or certified mail, postage
      prepaid; and notices sent by hand delivery or overnight courier service shall
      be
      deemed to have been given when received. For purposes of Sections
      2.2.2
      and
2.2.3,
      the
      Administrative Agent shall be entitled to rely on telephonic instructions from
      any person that the Administrative Agent in good faith believes is an authorized
      officer or employee of a Borrower, and the Borrowers shall hold the
      Administrative Agent and each other Lender harmless from any loss, cost or
      expense resulting from any such reliance.

     

    15.4 Computations.
      Where
      the character or amount of any asset or liability or item of income
      or
      expense is required to be determined, or any consolidation or other accounting
      computation is required to be made, for the purpose of this Agreement, such
      determination or calculation shall, to the extent applicable and except as
      otherwise specified in this Agreement, be made in accordance with GAAP,
      consistently applied; provided
      that if
      the Borrowers notify the Administrative Agent that the Borrowers wish to amend
      any covenant in Sections 10 or 11.14 (or any related definition) to eliminate
      or
      to take into account the effect of any change in GAAP on the operation of such
      covenant (or if the Administrative Agent notifies the Borrowers that the
      Required Lenders wish to amend Sections 10 or 11.14 (or any related definition)
      for such purpose), then a Borrower’s compliance with such covenant shall be
      determined on the basis of GAAP in effect immediately before the relevant change
      in GAAP became effective, until either such notice is withdrawn or such covenant
      (or related definition) is amended in a manner satisfactory to the Borrowers
      and
      the Required Lenders.

     

    15.5 Costs,
      Expenses and Taxes.
      The
      Borrowers agree to pay on demand all reasonable out-of-pocket costs and expenses
      of the Administrative Agent (including Attorney Costs and any Taxes) in
      connection with the preparation, execution, syndication, delivery and
      administration (including perfection and protection of any collateral and the
      costs of Intralinks (or other similar service), if applicable) of this
      Agreement, the other Loan Documents and all other documents provided for herein
      or delivered or to be delivered hereunder or in connection herewith (including
      any amendment, supplement or waiver to any Loan Document), whether or not the
      transactions contemplated hereby or thereby shall be consummated, and all
      reasonable out-of-pocket costs and expenses (including Attorney Costs and any
      Taxes) incurred by the Administrative Agent and each Lender after an Event
      of
      Default in connection with the collection of the Obligations or the enforcement
      of this Agreement the other Loan Documents or any such other documents or during
      any workout, restructuring or negotiations in respect thereof. In addition,
      the
      Borrowers agree to pay, and to save the Administrative Agent and the Lenders
      harmless from all liability for, any fees of a Borrower’s auditors in connection
      with any reasonable exercise by the Administrative Agent and the Lenders of
      their rights pursuant to Section
      10.2.
      All
      Obligations provided for in this Section
      15.5
      shall
      survive repayment of the Loans, cancellation of the Notes, expiration or
      termination of the Letters of Credit and termination of this
      Agreement.

    

    

    
      
        
        

      

      
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    15.6 Assignments;
      Participations. 

     

    15.6.1 Assignments.
      (a) Any
      Lender may at any time assign to one or more Persons (any such Person, an
“Assignee”)
      all or
      any portion of such Lender’s Loans and Commitments, with the prior written
      consent of the Administrative Agent, the Issuing Lender (for an assignment
      of
      the Revolving Loans and the Revolving Commitment) and, so long as no Event
      of
      Default exists, the Borrowers (which consents shall not be unreasonably withheld
      or delayed and shall not be required for an assignment by a Lender to a Lender
      or an Affiliate of a Lender). Except as the Administrative Agent may otherwise
      agree, any such assignment shall be in a minimum aggregate amount equal to
      $5,000,000 or, if less, the remaining Commitment and Loans held by the assigning
      Lender. The Borrowers and the Administrative Agent shall be entitled to continue
      to deal solely and directly with such Lender in connection with the interests
      so
      assigned to an Assignee until the Administrative Agent shall have received
      and
      accepted an effective assignment agreement in substantially the form of
Exhibit
      D
      hereto
      (an “Assignment
      Agreement”)
      executed, delivered and fully completed by the applicable parties thereto and
      a
      processing fee of $3,500. No assignment may be made to any Person if at the
      time
      of such assignment the Borrowers would be obligated to pay any greater amount
      under Sections
      7.6
      or
8
      to the
      Assignee than the Borrowers are then obligated to pay to the assigning Lender
      under such Sections (and if any assignment is made in violation of the
      foregoing, the Borrowers will not be required to pay such greater amounts).
      Any
      attempted assignment not made in accordance with this Section
      15.6.1
      shall be
      treated as the sale of a participation under Section
      15.6.2.
      The
      Borrowers shall be deemed to have granted their consent to any assignment
      requiring their consent hereunder unless the Borrowers have expressly objected
      to such assignment within three Business Days after notice thereof.

    

    (b) From
      and
      after the date on which the conditions described above have been met, (i) such
      Assignee shall be deemed automatically to have become a party hereto and, to
      the
      extent that rights and obligations hereunder have been assigned to such Assignee
      pursuant to such Assignment Agreement, shall have the rights and obligations
      of
      a Lender hereunder and (ii) the assigning Lender, to the extent that
      rights
      and obligations hereunder have been assigned by it pursuant to such Assignment
      Agreement, shall be released from its rights (other than its indemnification
      rights) and obligations hereunder. Upon the request of the Assignee (and, as
      applicable, the assigning Lender) pursuant to an effective Assignment Agreement,
      the Borrowers shall execute and deliver to the Administrative Agent for delivery
      to the Assignee (and, as applicable, the assigning Lender) a Note in the
      principal amount of the Assignee’s Pro Rata Share of the Revolving Commitment
      (and, as applicable, a Note in the principal amount of the Pro Rata Share of
      the
      Revolving Commitment retained by the assigning Lender). Each such Note shall
      be
      dated the effective date of such assignment. Upon receipt by the assigning
      Lender of such Note, the assigning Lender shall return to the Borrowers any
      prior Note held by it.

    

    (c) Any
      Lender may at any time pledge or assign a security interest in all or any
      portion of its rights under this Agreement to secure obligations of such Lender,
      including any pledge or assignment to secure obligations to a Federal Reserve
      Bank, and this Section shall not apply to any such pledge or assignment of
      a
      security interest; provided
      that no
      such pledge or assignment of a security interest shall release a Lender from
      any
      of its obligations hereunder or substitute any such pledgee or assignee for
      such
      Lender as a party hereto.

     

    
      
        
        

      

      
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    15.6.2 Participations.
      Any
      Lender may at any time sell to one or more Persons participating interests
      in
      its Loans, Commitments or other interests hereunder (any such Person, a
“Participant”).
      In
      the event of a sale by a Lender of a participating interest to a Participant,
      (a) such Lender’s obligations hereunder shall remain unchanged for all purposes,
      (b) the Borrowers and the Administrative Agent shall continue to deal solely
      and
      directly with such Lender in connection with such Lender’s rights and
      obligations hereunder and (c) all amounts payable by the Borrowers shall
      be
      determined as if such Lender had not sold such participation and shall be paid
      directly to such Lender. No Participant shall have any direct or indirect voting
      rights hereunder except with respect to any event described in Section 15.1
      expressly requiring the unanimous vote of all Lenders or, as applicable, all
      affected Lenders. Each Lender agrees to incorporate the requirements of the
      preceding sentence into each participation agreement which such Lender enters
      into with any Participant. The Borrowers agree that if amounts outstanding
      under
      this Agreement are due and payable (as a result of acceleration or otherwise),
      each Participant shall be deemed to have the right of set-off in respect of
      its
      participating interest in amounts owing under this Agreement and with respect
      to
      any Letter of Credit to the same extent as if the amount of its participating
      interest were owing directly to it as a Lender under this Agreement;
provided
      that
      such right of set-off shall be subject to the obligation of each Participant
      to
      share with the Lenders, and the Lenders agree to share with each Participant,
      as
      provided in Section
      7.5.
      The
      Borrowers also agree that each Participant shall be entitled to the benefits
      of
Section
      7.6
      or
8
      as if it
      were a Lender (provided
      that on
      the date of the participation no Participant shall be entitled to any greater
      compensation pursuant to Section
      7.6
      or
8
      than
      would have been paid to the participating Lender on such date if no
      participation had been sold and that each Participant complies with Section
      7.6(d)
      as if it
      were an Assignee).

     

    15.7 Register.
      The
      Administrative Agent shall maintain a copy of each Assignment Agreement
      delivered and accepted by it and register (the “Register”)
      for
      the recordation of names and addresses of the Lenders and the Commitment of
      each
      Lender from time to time and whether such Lender is the original Lender or
      the
      Assignee. No assignment shall be effective unless and until the Assignment
      Agreement is accepted and registered in the Register. All records of transfer
      of
      a Lender’s interest in the Register shall be conclusive, absent manifest error,
      as to the ownership of the interests in the Loans. The Administrative Agent
      shall not incur any liability of any kind with respect to any Lender with
      respect to the maintenance of the Register. 

     

    15.8 GOVERNING
      LAW.
      THIS AGREEMENT AND EACH NOTE SHALL BE A CONTRACT MADE UNDER AND GOVERNED
      BY
      THE INTERNAL LAWS OF THE STATE OF ILLINOIS APPLICABLE TO CONTRACTS MADE AND
      TO
      BE PERFORMED ENTIRELY WITHIN SUCH STATE, WITHOUT REGARD TO CONFLICT OF LAWS
      PRINCIPLES.

     

    15.9 Confidentiality.
      As
      required by federal law and the Administrative Agent's policies and practices,
      the Administrative Agent may need to obtain, verify, and record certain
      customer identification information and documentation in connection with opening
      or maintaining accounts, or establishing or continuing to provide services.
      The
      Administrative Agent and each Lender agree to use commercially reasonable
      efforts (equivalent to the efforts the Administrative Agent or such Lender
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    confidential
      information) to maintain as confidential all information provided to them by
      any
      Loan Party and designated as confidential, except that the Administrative Agent
      and each Lender may disclose such information (a) to Persons employed or engaged
      by the Administrative Agent or such Lender in evaluating, approving, structuring
      or administering the Loans and the Commitments; (b) to any assignee or
      participant or potential assignee or participant that has agreed to comply
      with
      the covenant contained in this Section
      15.9
      (and any
      such assignee or participant or potential assignee or participant may disclose
      such information to Persons employed or engaged by them as described in clause
      (a) above); (c) as required or requested by any federal or state regulatory
      authority or examiner, or any insurance industry association, or as reasonably
      believed by the Administrative Agent or such Lender to be compelled by any
      court
      decree, subpoena or legal or administrative order or process; (d) as, on the
      advice of the Administrative Agent’s or such Lender’s counsel, is required by
      law; (e) in connection with the exercise of any right or remedy under the Loan
      Documents or in connection with any litigation to which the Administrative
      Agent
      or such Lender is a party; (f) to any nationally recognized rating agency that
      requires access to information about a Lender’s investment portfolio in
      connection with ratings issued with respect to such Lender; (g) to any Affiliate
      of the Administrative Agent, the Issuing Lender or any other Lender who may
      provide Bank Products to the Loan Parties; or (h) that ceases to be confidential
      through no fault of the Administrative Agent or any Lender. Notwithstanding
      the
      foregoing, the Borrowers consent to the publication by the Administrative Agent
      or any Lender of a tombstone or similar advertising material relating to the
      financing transactions contemplated by this Agreement, and the Administrative
      Agent reserves the right to provide to industry trade organizations information
      necessary and customary for inclusion in league table measurements.

     

    15.10 Severability.
      Whenever
      possible each provision of this Agreement shall be interpreted in such manner
      as
      to be effective and valid under applicable law, but if any provision of this
      Agreement shall be prohibited by or invalid under applicable law, such provision
      shall be ineffective to the extent of such prohibition or invalidity, without
      invalidating the remainder of such provision or the remaining provisions of
      this
      Agreement. All obligations of the Borrowers and rights of the Administrative
      Agent and the Lenders expressed herein or in any other Loan Document shall
      be in
      addition to and not in limitation of those provided by applicable
      law.

     

    15.11 Nature
      of Remedies.
      All
      Obligations of the Borrowers and rights of the Administrative Agent and the
      Lenders expressed herein or in any other Loan Document shall be in addition
      to
      and not in limitation of those provided by applicable law. No failure to
      exercise and no delay in exercising, on the part of the Administrative Agent
      or
      any Lender, any right, remedy, power or privilege hereunder, shall operate
      as a
      waiver thereof; nor shall any single or partial exercise of any right, remedy,
      power or privilege hereunder preclude any other or further exercise thereof
      or
      the exercise of any other right, remedy, power or privilege.

     

    15.12 Entire
      Agreement.
      This
      Agreement, together with the other Loan Documents, embodies the entire agreement
      and understanding among the parties hereto and supersedes all prior or
      contemporaneous agreements and understandings of such Persons, verbal or
      written, relating to the subject matter hereof and thereof (except as relates
      to
      the fees described in Section
      5.3)
      and any
      prior arrangements made with respect to the payment by the Borrowers of (or
      any

    

    
      
        
        

      

      
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    indemnification
      for) any fees, costs or expenses payable to or incurred (or to be incurred)
      by
      or on behalf of the Administrative Agent or the Lenders.

     

    15.13 Counterparts.
      This
      Agreement may be executed in any number of counterparts and by the
      different parties hereto on separate counterparts and each such counterpart
      shall be deemed to be an original, but all such counterparts shall together
      constitute but one and the same Agreement. Receipt of an executed signature
      page
      to this Agreement by facsimile or other electronic transmission shall constitute
      effective delivery thereof. Electronic records of executed Loan Documents
      maintained by the Lenders shall deemed to be originals.

     

    15.14 Successors
      and Assigns.
      This
      Agreement shall be binding upon the Borrowers, the Lenders and the
      Administrative Agent and their respective successors and assigns, and shall
      inure to the benefit of the Borrowers, the Lenders and the Administrative Agent
      and the successors and assigns of the Lenders and the Administrative Agent.
      No
      other Person shall be a direct or indirect legal beneficiary of, or have any
      direct or indirect cause of action or claim in connection with, this Agreement
      or any of the other Loan Documents. The Borrowers may not assign or transfer
      any
      of its rights or Obligations under this Agreement without the prior written
      consent of the Administrative Agent and each Lender.

     

    15.15 Captions.
      Section
      captions used in this Agreement are for convenience only and shall not
      affect the construction of this Agreement.

     

    15.16 Customer
      Identification - USA Patriot Act Notice.
      Each
      Lender and LaSalle (for itself and not on behalf of any other party) hereby
      notifies the Loan Parties that, pursuant to the requirements of the USA Patriot
      Act, Title III of Pub. L. 107-56, signed into law October 26, 2001 (the “Act”),
      it is required to obtain, verify and record information that identifies the
      Loan
      Parties, which information includes the name and address of the Loan Parties
      and
      other information that will allow such Lender or LaSalle, as applicable, to
      identify the Loan Parties in accordance with the Act.

     

    15.17 INDEMNIFICATION
      BY THE COMPANY.
      IN CONSIDERATION OF THE EXECUTION AND DELIVERY OF THIS AGREEMENT BY THE
      ADMINISTRATIVE AGENT AND THE LENDERS AND THE AGREEMENT TO EXTEND THE COMMITMENTS
      PROVIDED HEREUNDER, THE COMPANY HEREBY AGREES TO INDEMNIFY, EXONERATE AND HOLD
      THE ADMINISTRATIVE AGENT, EACH LENDER AND EACH OF THE OFFICERS, DIRECTORS,
      EMPLOYEES, AFFILIATES AND AGENTS OF THE ADMINISTRATIVE AGENT AND EACH LENDER
      (EACH A “LENDER PARTY”) FREE AND HARMLESS FROM AND AGAINST ANY AND ALL ACTIONS,
      CAUSES OF ACTION, SUITS, LOSSES, LIABILITIES, DAMAGES AND EXPENSES, INCLUDING
      ATTORNEY COSTS (COLLECTIVELY, THE “INDEMNIFIED LIABILITIES”), INCURRED BY THE
      LENDER PARTIES OR ANY OF THEM AS A RESULT OF, OR ARISING OUT OF, OR RELATING
      TO
      (A) ANY TENDER OFFER, MERGER, PURCHASE OF CAPITAL SECURITIES, PURCHASE OF ASSETS
      OR OTHER SIMILAR TRANSACTION FINANCED OR PROPOSED TO BE FINANCED IN WHOLE OR
      IN
      PART, DIRECTLY OR INDIRECTLY, WITH THE PROCEEDS OF 

    

    
      
        
        

      

      
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    ANY
      OF THE LOANS, (B) THE USE, HANDLING, RELEASE, EMISSION, DISCHARGE,
      TRANSPORTATION, STORAGE, TREATMENT OR DISPOSAL OF ANY HAZARDOUS SUBSTANCE AT
      ANY
      PROPERTY OWNED OR LEASED BY ANY LOAN PARTY, (C) ANY VIOLATION OF ANY
      ENVIRONMENTAL LAWS WITH RESPECT TO CONDITIONS AT ANY PROPERTY OWNED OR LEASED
      BY
      ANY LOAN PARTY OR THE OPERATIONS CONDUCTED THEREON, (D) THE INVESTIGATION,
      CLEANUP OR REMEDIATION OF OFFSITE LOCATIONS AT WHICH ANY LOAN PARTY OR THEIR
      RESPECTIVE PREDECESSORS ARE ALLEGED TO HAVE DIRECTLY OR INDIRECTLY DISPOSED
      OF
      HAZARDOUS SUBSTANCES OR (E) THE EXECUTION, DELIVERY, PERFORMANCE OR
      ENFORCEMENT OF THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT BY ANY OF THE LENDER
      PARTIES, EXCEPT FOR ANY SUCH INDEMNIFIED LIABILITIES ARISING ON ACCOUNT OF
      THE
      APPLICABLE LENDER PARTY’S GROSS NEGLIGENCE OR WILLFUL MISCONDUCT AS DETERMINED
      BY A FINAL, NONAPPEALABLE JUDGMENT BY A COURT OF COMPETENT JURISDICTION. IF
      AND
      TO THE EXTENT THAT THE FOREGOING UNDERTAKING MAY BE UNENFORCEABLE FOR ANY
      REASON, THE COMPANY HEREBY AGREES TO MAKE THE MAXIMUM CONTRIBUTION TO THE
      PAYMENT AND SATISFACTION OF EACH OF THE INDEMNIFIED LIABILITIES WHICH IS
      PERMISSIBLE UNDER APPLICABLE LAW. ALL OBLIGATIONS PROVIDED FOR IN THIS
SECTION
      15.17
      SHALL SURVIVE REPAYMENT OF THE LOANS, CANCELLATION OF THE NOTES, EXPIRATION
      OR
      TERMINATION OF THE LETTERS OF CREDIT, ANY FORECLOSURE UNDER, OR ANY
      MODIFICATION, RELEASE OR DISCHARGE OF, ANY COLLATERAL DOCUMENTS AND TERMINATION
      OF THIS AGREEMENT.

     

    15.18 Nonliability
      of Lenders.
      The
      relationship between the Borrowers on the one hand and the Lenders and the
      Administrative Agent on the other hand shall be solely that of borrower and
      lender. Neither the Administrative Agent nor any Lender has any fiduciary
      relationship with or duty to any Loan Party arising out of or in connection
      with
      this Agreement or any of the other Loan Documents, and the relationship between
      the Loan Parties, on the one hand, and the Administrative Agent and the Lenders,
      on the other hand, in connection herewith or therewith is solely that of debtor
      and creditor. Neither the Administrative Agent nor any Lender undertakes any
      responsibility to any Loan Party to review or inform any Loan Party of any
      matter in connection with any phase of any Loan Party’s business or operations.
      Each Borrower agrees, on behalf of itself and each other Loan Party, that
      neither the Administrative Agent nor any Lender shall have liability to any
      Loan
      Party (whether sounding in tort, contract or otherwise) for losses suffered
      by
      any Loan Party in connection with, arising out of, or in any way related to
      the
      transactions contemplated and the relationship established by the Loan
      Documents, or any act, omission or event occurring in connection therewith,
      unless it is determined in a final non-appealable judgment by a court of
      competent jurisdiction that such losses resulted from the gross negligence
      or
      willful misconduct of the party from which recovery is sought. NO
      LENDER PARTY SHALL BE LIABLE FOR ANY DAMAGES ARISING FROM THE USE BY OTHERS
      OF
      ANY INFORMATION OR OTHER MATERIALS OBTAINED THROUGH INTRALINKS OR OTHER SIMILAR
      INFORMATION TRANSMISSION SYSTEMS IN CONNECTION WITH THIS AGREEMENT, NOR SHALL
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    HAVE
      ANY LIABILITY WITH RESPECT TO, AND THE COMPANY ON BEHALF OF ITSELF AND EACH
      OTHER LOAN PARTY, HEREBY WAIVES, RELEASES AND AGREES NOT TO SUE FOR ANY SPECIAL,
      PUNITIVE, EXEMPLARY, INDIRECT OR CONSEQUENTIAL DAMAGES RELATING TO THIS
      AGREEMENT OR ANY OTHER LOAN DOCUMENT OR ARISING OUT OF ITS ACTIVITIES IN
      CONNECTION HEREWITH OR THEREWITH (WHETHER BEFORE OR AFTER THE CLOSING DATE).
      Each
      Borrower acknowledges that it has been advised by counsel in the negotiation,
      execution and delivery of this Agreement and the other Loan Documents to which
      it is a party. No joint venture is created hereby or by the other Loan Documents
      or otherwise exists by virtue of the transactions contemplated hereby among
      the
      Lenders or among the Loan Parties and the Lenders.

     

    15.19 JOINT
      AND SEVERAL LIABILITY/CONTRIBUTION.
      The
      Borrowers’ Obligations hereunder shall be joint and several. Each Borrower
      acknowledges that, together with the other Borrowers, that each Borrower is
      part
      of a consolidated group of companies and that its financial strength is
      inter-dependent upon the financial strength of the consolidated group as a
      whole. Each Borrower further acknowledges and agrees that the Obligations are
      supported by adequate consideration, regardless of the amount of Loans or other
      benefits actually received by such Borrower under the Loan Documents. In the
      event a Borrower makes a payment under the Loan Documents which exceeds the
      amount of funds actually received, directly or indirectly, by such Borrower
      thereunder, such Borrower shall be entitled to contribution from the other
      Borrower, pro-rata, on the basis of funds actually received and shall be
      entitled to recover such amounts by available legal means, but only after full
      payment of the Obligations has been made to the Lenders. Such right of
      contribution shall be and remain at all times, junior, subordinate, inferior
      and
      subject to the rights and interests of the Lenders and the Administrative Agent
      under the Loan Documents and shall not affect or impair in any way the joint,
      several, personal, unconditional Obligations of each Borrower to fully pay
      and
      perform each of the Obligations.

     

    15.20 FORUM
      SELECTION AND CONSENT TO JURISDICTION.
      ANY LITIGATION BASED HEREON, OR ARISING OUT OF, UNDER, OR IN CONNECTION WITH
      THIS AGREEMENT OR ANY OTHER LOAN DOCUMENT, SHALL BE BROUGHT AND MAINTAINED
      EXCLUSIVELY IN THE COURTS OF THE STATE OF ILLINOIS OR IN THE UNITED STATES
      DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS; PROVIDED
      THAT NOTHING IN THIS AGREEMENT SHALL BE DEEMED OR OPERATE TO PRECLUDE THE
      ADMINISTRATIVE AGENT FROM BRINGING SUIT OR TAKING OTHER LEGAL ACTION IN ANY
      STATE OR FEDERAL COURT LOCATED IN THE STATE OF INDIANA. THE COMPANY HEREBY
      EXPRESSLY AND IRREVOCABLY SUBMITS TO THE JURISDICTION OF THE COURTS OF THE
      STATE
      OF ILLINOIS AND OF THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT
      OF
      ILLINOIS FOR THE PURPOSE OF ANY SUCH LITIGATION AS SET FORTH ABOVE. THE COMPANY
      FURTHER IRREVOCABLY CONSENTS TO THE SERVICE OF PROCESS BY REGISTERED MAIL,
      POSTAGE PREPAID, OR BY PERSONAL SERVICE WITHIN OR WITHOUT THE STATE OF ILLINOIS.
      THE COMPANY HEREBY EXPRESSLY AND IRREVOCABLY WAIVES, TO THE FULLEST EXTENT
      PERMITTED BY LAW, ANY OBJECTION WHICH IT MAY NOW 

    

    
      
        
        

      

      
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    OR
      HEREAFTER HAVE TO THE LAYING OF VENUE OF ANY SUCH LITIGATION BROUGHT IN ANY
      SUCH
      COURT REFERRED TO ABOVE AND ANY CLAIM THAT ANY SUCH LITIGATION HAS BEEN BROUGHT
      IN AN INCONVENIENT FORUM.

     

    15.21 WAIVER
      OF JURY TRIAL. 
      EACH
      OF THE COMPANY, THE
      ADMINISTRATIVE
      AGENT AND EACH LENDER HEREBY WAIVES ANY RIGHT TO A TRIAL BY JURY IN ANY ACTION
      OR PROCEEDING TO ENFORCE OR DEFEND ANY RIGHTS UNDER THIS AGREEMENT, ANY NOTE,
      ANY OTHER LOAN DOCUMENT AND ANY AMENDMENT, INSTRUMENT, DOCUMENT OR AGREEMENT
      DELIVERED OR WHICH MAY IN THE FUTURE BE DELIVERED IN CONNECTION HEREWITH OR
      THEREWITH OR ARISING FROM ANY LENDING RELATIONSHIP EXISTING IN CONNECTION WITH
      ANY OF THE FOREGOING, AND AGREES THAT ANY SUCH ACTION OR PROCEEDING SHALL BE
      TRIED BEFORE A COURT AND NOT BEFORE A JURY.

    

    [signature
      pages follow]

    

    

    
      
        
        

      

      
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    The
      parties hereto have caused this Agreement to be duly executed and delivered
      by
      their duly authorized officers as of the date first set forth
      above.

    

    
      	 	 	
              “BORROWERS”

            
	 	 	
              CELADON
                GROUP, INC.

               

            
	 	
              By:

            	
              /s/
                Paul Will

            
	 	
              Title:

            	
              Treasurer

            
	 	 	 
	 	 	 
	 	 	
              CELADON
                TRUCKING SERVICES, INC.

               

            
	 	
              By:

            	/s/
              Wayne Deno
	 	
              Title:

            	
              Treasurer

            
	 	 	 
	 	 	 
	 	 	
              TRUCKERSB2B,
                INC.

               

            
	 	
              By:

            	/s/
              Wayne Deno
	 	
              Title:

            	
              Treasurer

            
	 	 	 

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    Signature
      Page to Credit

    Agreement

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        Table
          of Contents

      

    

    

    

    
      	 	 	
              LASALLE
                BANK NATIONAL ASSOCIATION, as
                Administrative Agent, as Swing Line Lender, as Issuing Lender and
                as a
                Lender

               

            
	 	
              By:

            	/s/
              John Beardslee
	 	
              Title:

            	
              First
                Vice President

            
	 	 	 

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    Signature
      Page to Credit

    Agreement

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        Table
          of Contents

      

    

    
      	 	 	
              FIFTH
                THIRD BANK (CENTRAL INDIANA),
                a
                Lender

               

            
	 	
              By:

            	/s/
              /David O'Neal
	 	
              Title:

            	
              Vice
                President

            
	 	 	 

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    Signature
      Page to Credit

    Agreement

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        Table
          of Contents

      

    

    

    

    
      	 	 	
              JPMORGAN
                CHASE BANK, N.A.,

              a
                Lender

               

            
	 	
              By:

            	/s/
              Randall Stephens
	 	
              Title:

            	
              Vice
                President

            
	 	 	 

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    Signature
      Page to Credit

    Agreement

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        Table
          of Contents

        
        

      

    

    

    

    ANNEX
      A

    

    LENDERS
      AND PRO RATA SHARES

    

    

    
      	
               

               

               

              Lender

            	
               

              Revolving

              Commitment

              Amount

            	
               

               

              Pro
                Rata

              Share*/

            
	
               

              LaSalle
                Bank National Association 

            	
               

              $25,000,000**

            	
               

              50.000000000%

            
	
               

              Fifth
                Third Bank (Central Indiana)

            	
               

              $15,000,000

            	
               

              30.000000000%

            
	
               

              JPMorgan
                Chase Bank, N.A.

            	
               

              $10,000,000

            	
               

              20.000000000%

            
	
               

                         
                TOTALS

            	
               

              $50,000,000

            	
               

              100%

            

    

    

    

    

    

    

     

    

    

    

    

    

    

    

    

    

    

    */ Carry
      out
      to nine decimal places.

    

    **/ Includes
      Swing Line Commitment Amount of $5,000,000.

    

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        Table
          of Contents

        
        

      

    

    

    

    ANNEX
      B

    

    ADDRESSES
      FOR NOTICES

    

    BORROWERS:

    CELADON
      GROUP, INC.

    CELADON
      TRUCKING SERVICES, INC.

    TRUCKERSBSB,
      INC.

    One
      Celadon Drive

    Indianapolis,
      Indiana 46235

    Attention:
      Paul Will, Chief Financial Officer

    Telephone:
      (317) 972-7014

    Facsimile:
      (317) 890-8099

    

    LASALLE
      BANK NATIONAL ASSOCIATION,
      as
      Administrative Agent, Issuing Lender and a Lender

    Notices
      of Borrowing , Conversion and Continuation

    135
      South
      LaSalle Street

    Chicago,
      Illinois 60603

    Attention:
      Israel Balaguer

    Telephone:
      (312) 992-2843

    Facsimile:
      (312) 904-4448

    

    Notices
      for Letter of Credit Issuance

    135
      South
      LaSalle Street

    Chicago,
      Illinois 60603

    Attention:
      Bryen Zimmerman

    Telephone:
      (312) 904-7745

    Facsimile:
      (312) 904-6303

    

    All
      Other Notices

    135
      South
      LaSalle Street

    Chicago,
      Illinois 60603

    Attention:
      Dave Thomas

    Telephone:
      (312) 904-2506

    Facsimile:
      (312) 904-2903

    

    JPMORGAN
      CHASE BANK, N.A.

    JPMorgan
      Chase Bank, N.A

    111
      Monument Circle, IN1-0046

    Indianapolis,
      Indiana 46277

    Attention:
      Randall K. Stephens

    Telephone:
      (317) 321-7103

    Facsimile:
      (317) 592-5270

     

    FIFTH
      THIRD BANK (CENTRAL INDIANA)

    Fifth
      Third Bank (Central Indiana)

    251
      N.
      Illinois Street, Suite 1000

    Indianapolis,
      Indiana 46204

    Attention:
      David O’Neal

    Telephone:
      (317) 383-2288

    Facsimile:
      (317) 383-2320

     

    Back
      to Form 8-K

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00091-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00091-of-00352.parquet"}]]