Document:

<PAGE>

                                LEASE AGREEMENT

         This Lease is entered into on the 19th day of February, 1999, by and
between INTRAM INVESTMENT CORPORATION ("Intram"), an Ohio corporation, whose
address is 11157 Snider Road, Cincinnati, Ohio 45249, and LIGHT TOUCH VEIN &
LASER, INC. ("Light Touch"), an Ohio corporation, whose address is 10663
Montgomery Road, Cincinnati, Ohio 45242.

         WHEREAS, Intram is the owner of certain vehicles as set forth in
Exhibit "A" attached hereto; and

         WHEREAS, Light Touch desires to lease said vehicles from Intram; and

         WHEREAS, Intram is agreeable to leasing the vehicles to Light Touch.

         NOW THEREFORE, the parties agree as follows:

1.  VEHICLES

         Intram hereby leases to Light Touch upon the terms and conditions set
forth herein, the vehicles set forth in Exhibit "A" attached hereto.

2.  TERM

         The term of this Lease shall be twelve months (12) months, commencing
March 1, 1999.

3.  RENT

         Light Touch shall pay a base rent to Intram of Twenty-four Thousand
Nine Hundred Eleven and 28/100 Dollars ($24,911.28), payable in twelve (12)
equal monthly installments of Two Thousand Seventy-five and 94/100 Dollars
($2,075.94), due and payable on the first day of each month. A 10% penalty of
Two Hundred Seven and 59/100 Dollars ($207.59) shall be assessed to the rental
payment should rent not be paid on or before the due date each month.

<PAGE>

         Time is of the essence as to rent payments.

4.  SECURITY DEPOSIT

         A security deposit of Two Thousand Seventy-five and 94/100 Dollars
($2075.94) shall be delivered to Intram at the signing of this Lease. Intram
acknowledges receipt of said security deposit by its signature on this LEASE.

5.  TITLE

         Light Touch will ensure that the vehicles' titles are registered in the
name of Intram Investment Corporation. Light Touch is responsible for the costs
of all license, title and registration costs. Light Touch will maintain the
vehicles' registration as required by law.

6.  MAINTENANCE

         Light Touch shall, at its own expense, service the vehicles according
to the manufacturers recommendations and keep them in good condition and running
order. Light Touch shall make no modifications to the vehicles without
permission from Intram. Light Touch shall also keep complete maintenance books
on the vehicles. Light Touch shall not use or knowingly permit the automobiles
to be used for any unlawful purpose.

6.  INSURANCE

         Light Touch shall, during the term of this Lease, insure the vehicles
with a minimum coverage of commercial auto coverage with limits as set forth in
the Light Touch Vein & Laser, Inc. Property and Casualty Insurance Policy
effective 12-31-98. Intram shall be named as "Loss

                                       2
<PAGE>

Payee" on said policy. Upon request, Light Touch shall furnish a copy of the
insurance policy to Intram.

7.  INDEMNIFICATION

         Light Touch shall indemnify and hold Intram harmless from any and all
liability arising out of any use of the vehicles.

8.  ASSIGNMENT

         This Lease shall be non-assignable by Light Touch.

9.  TRAFFIC TICKETS

         Light Touch is responsible for any and all traffic and/or parking
tickets issued to the driver of any of the vehicles.

10. DEFAULT

         Light Touch will be in default and, subject to any right it may have to
cure the default, Intram may terminate this Lease early if:

     1)   Payment is not made when due;

     2)   A lien or other claim is made against this Lease or one or both of the
          vehicles;

     3)   A bankruptcy petition is filed by or against Light Touch;

     4)   Ligbt Touch does not comply with any terms of this Lease.

Should Light Touch default, Intram may, as applicable law permits, peacefully
take back the

                                        3

<PAGE>

vehicles without notifying Light Touch. Light Touch may recover any personal
property in the vehicle only if it claims the property within 20 days after
vehicle is taken back by Intram. Light Touch is responsible for all expenses
involved in the repossession, storing and transporting of the vehicles, as
well as all legal costs and attorneys' fees, to the extent permitted by law.

         IN WITNESS WHEREOF, the parties have hereunto set their hands.

Witness:                               INTRAM INVESTMENT CORPORATION

/s/ Kim L. Hartman                     BY: /s/ Gregory F. Martini
------------------------                  ----------------------------------
                                           Gregory F. Martini, President
/s/ Julie Crossley
------------------------

Witness:                               LIGHT TOUCH VEIN & LASER, INC.

/s/ Kim L. Hartman                     BY: /s/ Colin C. Herd
------------------------                  ----------------------------------
                                          Colin C. Herd, Secretary
/s/ Julie Crossley
------------------------

                                       4<PAGE>

                                 LEASE AGREEMENT

         FOR GOOD C0NSIDERATION it is agreed that Gregory F. Martini, whose
address is 11157 Snider Road, Cincinnati, Ohio 45249, ("MARTINI") is the
owner of certain equipment ("EQUIPMENT") listed on Exhibit "A" attached
hereto, and does hereby lease to Light Touch Vein & Laser, Inc., an Ohio
corporation, whose address is 10663 Montgomery Road, Cincinnati, Ohio 45242,
("LIGHT TOUCH") said EQUIPMENT.

         The term of this Lease shall be month to month, commencing April 1,
1999.

         LIGHT TOUCH shall pay the sum of One Hundred and 00/100 ($100.00)
Dollars per month to MARTINI, at the above address, payable on the first day of
each month, beginning April 1, 1999. A security deposit of $100.00 is due upon
the execution of this Lease Agreement. A ten (10%) percent penalty shall be
assessed to the rental payment should rent not be paid on or before the due
date.

         LIGHT TOUCH shall not use or knowingly permit any part of the
EQUIPMENT to be used for any unlawful purpose. LIGHT TOUCH shall keep the
EQUIPMENT and every part thereof in a clean and wholesome condition. LIGHT
TOUCH shall, at its own expense, keep the EQUIPMENT in good repair, order and
condition at all times. LIGHT TOUCH shall commit no waste to the EQUIPMENT.
LIGHT TOUCH shall make no modifications to the EQUIPMENT without prior
written consent from MARTINI.

         LIGHT TOUCH shall be responsible, for any and all taxes and
insurance on said EQUIPMENT. MARTINI shall be named as an additional insured
on the insurance policy. LIGHT TOUCH shall provide proof of insurance and
provide proof to MARTINI that insurance is in full force and effect.

<PAGE>

         LIGHT TOUCH shall not assign this lease. LIGHT TOUCH shall not sublet
the EQUIPMENT.

         Either party hereto may terminate this Lease Agreement at any time.
Said termination must be given to the other party, in writing, at least thirty
(30) days before the next rental payment due date.

         MARTINI shall have all remedies available to him upon default of any of
the terms and conditions of this Lease Agreement as provided by Ohio law.

         IN WITNESS WHEREOF, the parties hereto have signed their names on this
31st day of March, 1999.

Witnesses:

/s/ Julie Crossley                         /s/ Gregory F. Martini
-------------------------                  ------------------------------------
                                           Gregory F. Martini
/s/ Kim L. Hartman
-------------------------

                                           LIGHT TOUCH VEIN & LASER, INC.

/s/ Julie Crossley                            By: /s/ Colin C. Herd
-------------------------                     ---------------------------------
                                              Colin C. Herd, Director
/s/ Kim L. Hartman
-------------------------

                                      -2-<PAGE>
                                  LEASE AGREEMENT

     This Lease is entered into on the 1st day of April, 1999, by and between
INTRAM INVESTMENT CORPORATION, an Ohio Corporation (hereinafter referred to
as "Lessor") whose address is 11157 Snider Road, Cincinnati, Ohio 45249 and
LIGHT TOUCH VEIN & LASER, INC. dba Tri-State Laser, an Ohio corporation,
(hereinafter referred to as "Lessee") whose address is 10663 Montgomery Road,
Cincinnati, Ohio 45242.

     WHEREAS, Lessor has purchased certain equipment particularly described
in ASSETS - EXHIBIT "A"; and

     WHEREAS, Lessee desires to lease said equipment from Lessor; and

     WHEREAS, Lessor is agreeable to leasing the equipment to Lessee.

     NOW THEREFORE, the parties agree as follows:

1. EQUIPMENT

     Lessor hereby leases to Lessee upon the terms and conditions set forth
herein, the equipment as more particularly described as ASSETS - EXHIBIT "A",
attached hereto (hereinafter referred to as "EQUIPMENT").

2. TERM

     The term of this Lease shall be twenty-four (24) months, commencing
April 16, 1999, and terminating April 6, 2001 at 12:00 midnight.

3. RENT

     Lessee shall pay a base rent to Lessor of Seventy-seven Thousand Forty and
08/100
<PAGE>

Dollars ($77,040.08), payable in equal weekly installments of Seven Hundred
Forty and 77/100 ($740.77), due and payable on each Friday of the week, with
the first payment due and owing on April 16, 1999. A 10% penalty of
Seventy-four and 08/100 Dollars ($74.08) shall be assessed to the rental
payment should rent not be paid on or before the due date each week.

     Time is of the essence as to rent payments.

4. SECURITY DEPOSIT

     A security deposit of Three Thousand One Hundred Eighty-five and 31/100
Dollars ($3,185.31), representing one (1) month's base rent, shall be
delivered to Lessor at the signing of this Lease. Lessor acknowledges receipt
of said security deposit by its signature on this LEASE.

5. USE AND CARE OF EQUIPMENT

     Lessee shall not use or knowingly permit any part of the EQUIPMENT to be
used for any unlawful purpose. Lessee shall keep the EQUIPMENT and every part
thereof in a clean and wholesome condition and generally that it will, in all
respects, and at all times, fully comply with all lawful health, fire and
police regulations.

6.  INSURANCE

     Lessee shall, at all times, insure the EQUIPMENT against fire, theft and
damage during the term of this Lease. Lessee shall provide proof of
insurance, which shall be in an amount of at least equal to the replacement
value of EQUIPMENT, and provide proof to Lessor that insurance

                                                                          2
<PAGE>

is in full force and effect.

     Lessee shall, at all times, carry liability insurance on EQUIPMENT, with
a policy limit of at least $1,000,000.00.

     Lessor shall be named as an additional insured on the insurance
coverage.

7. TAXES, TITLE AND LICENSE

     Lessee shall assume and be responsible for any and all taxes, including,
but not limited to the personal property tax, as well as title and licensing
cost, on EQUIPMENT.

8. INDEMNIFICATION

     Lessee shall indemnify and hold Lessor harmless from any and all
liability arising out of any use of the EQUIPMENT.

9. REPAIRS,  MAINTENANCE AND MODIFICATIONS

     Lessee covenants and agrees, at its own expense, to keep the EQUIPMENT
in good repair, order and condition at all times. Lessee will commit no waste
to the EQUIPMENT.

     Lessee shall make no modifications to EQUIPMENT without the written
consent of Lessor.

     Lessee shall allow Lessor to inspect the EQUIPMENT. Lessor shall provide
Lessee with a 24-hour notice of its desire to inspect EQUIPMENT.

10. ASSIGNMENT

     This Lease shall be non-assignable by Lessee. Lessee shall not sublet the
EQUIPMENT.

                                                                          3
<PAGE>

11. DEFAULT

     A.   Events of Default. The occurrence of any one or more of the
following events shall constitute a material default and breach of this Lease
by Lessee, which, if not cured within any applicable time permitted for cure
hereinbelow, shall give rise to Lessor remedies set forth in Paragraph 12.

          (i)    Failure by Lessee to make any payment of rent or any other
                 payment required to be made by Lessee hereunder, as and when
                 due, where such failure shall continue for a period of fifteen
                 (15) days after written notice given by Lessor; or

          (ii)   Failure by Lessee to observe or perform any of the covenants,
                 conditions, or provisions of this Lease to be observed or
                 performed by Lessee, other than described in paragraph (a)
                 above, where such failure shall continue for a period of
                 fifteen (15) days after written notice thereof from Lessor to
                 Lessee; provided, however that if the nature of Lessee's
                 default is such that more than fifteen (15) days are reasonably
                 required for its cure, then Lessee shall not be deemed to be
                 default if Lessee commenced such cure within such fifteen (15)
                 day period and thereafter diligently prosecutes such cure to
                 completion; or

                 (iii)   Filing by or against Lessee of a petition to have
                         Lessee adjudged bankrupt or a petition for
                         reorganization or arrangement under any law relating to
                         bankruptcy (unless, in the case of a petition filed
                         against Lessee, the same is dismissed within sixty
                         (60) days); or

                                                                          4
<PAGE>

                 iv)     Appointment of a trustee or receiver to take possession
                         of Lessee's interest in this LEASE, and the appointment
                         of such trustee or receiver is not vacated and
                         possession restored to Lessee within thirty (30) days
                         after such appointment; or

                 (v)     Lessee's interest in this LEASE shall be sold under
                         execution; or

                 (vi)    Lessee takes advantage, whether voluntarily or
                         involuntarily, of a debtor relief proceeding under any
                         present or future law, whereby the rent or any part
                         hereof, is or proposed to be, reduced or payment
                         deferred; or

                 (vii)   Making by Lessee of any general agreement or assignment
                         for the benefit of creditors; or

                 (viii)  Attachment, execution, or other judicial seizure of
                         Lessee's interest in this LEASE, if not satisfied or
                         dissolved within ten (10) days after written notice
                         from Lessor to Lessee to obtain satisfaction thereof;
                         or

                 (ix)    Lessee's insolvency or admission of an inability to pay
                         its debts as they mature.

     The notice and cure periods herein are in lieu of and not in addition
to, any notice of cure periods as provided by law.

     12. REMEDIES

     Lessor shall have all remedies available to it upon default of any of
the terms and conditions of this LEASE as provided by Ohio law.

                                                                          5
<PAGE>

     Included in these remedies is the right of Lessor to, upon default of
any payments envisioned under this LEASE, be permitted to remove all
EQUIPMENT without delay and Lessee will not interfere with such removal.
Should Lessor be forced to employ legal representation or costs to effect its
remedies, Lessee shall be responsible to pay all costs, included but not
limited to attorney's fees.

     IN WITNESS WHEREOF, the parties have hereunto set their hands.

Witness:                           INTRAM INVESTMENT CORPORATION

/s/ Kim L. Hartman                 BY: /s/ Gregory F. Martini
-------------------------              ------------------------------
/s/ Julie Crossley                      Gregory F. Martini, President
-------------------------

                                   LIGHT TOUCH VEIN & LASER, INC.
                                   dba Tri-State Laser

/s/ Kim L. Hartman                 BY: /s/ Colin C. Herd
-------------------------              ------------------------------
/s/ Julie Crossley                      Colin C. Herd, Director
-------------------------

                                                                          6

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00001-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00001-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00001-of-00352.parquet"}]]