Document:

Exhibit 10.1

 Exhibit 10.1 
 REASSIGNMENT NO. 17 OF RECEIVABLES, dated as of March 15, 2010, by and between CHASE BANK USA, NATIONAL ASSOCIATION, a national banking
association organized under the laws of the United States of America (the “Bank”), and BNY MELLON TRUST OF DELAWARE, a banking corporation organized under the laws of the State of Delaware, as Trustee (the
“Trustee”) of the First USA Credit Card Master Trust (the “Trust”), pursuant to the Pooling and Servicing Agreement referred to below. 
 W I T N E S S E T H: 
 WHEREAS, pursuant to the Third Amended and Restated Pooling and Servicing Agreement, dated as of December 19, 2007, by and between the Bank, as Transferor and Servicer, and the Trustee (hereinafter
as such agreement may have been, or may from time to time be, amended, supplemented or otherwise modified, the “Pooling and Servicing Agreement”), and as indicated in the notice dated March 8, 2010 from the Bank to the Trustee (the
“Notice”), the Bank wishes to remove all Receivables from certain designated Accounts of the Bank specified on Schedule 1 hereto (the “Removed Accounts”) and to cause the Trustee, on behalf of the Trust, to reconvey
hereby the Receivables of such Removed Accounts, whether now existing or hereafter created, from the Trust to the Bank (as each such term is defined in the Pooling and Servicing Agreement), as more fully described herein; and 
 WHEREAS, the Trustee, on behalf of the Trust, is willing to accept such designation and to reconvey the Receivables in the Removed Accounts
subject to the terms and conditions hereof. 
 NOW THEREFORE, the Bank and the Trustee, on behalf of the Trust, hereby agree as
follows: 
 1. Defined Terms. All terms defined in the Pooling and Servicing Agreement and used herein shall have such
defined meanings when used herein, unless otherwise defined herein. 
 “Removal Cut-Off Date” shall mean, with
respect to the Removed Accounts, February 28, 2010. 
 “Removal Date” shall mean, with respect to the
Removed Accounts, March 15, 2010. 
 “Removal Notice Date” shall mean, with respect to the Removed
Accounts designated hereby, March 8, 2010 (which shall be a date on or prior to the fifth Business Day prior to the Removal Date). 
 2. Designation of Removed Accounts. The Bank shall deliver to the Trustee, not later than five Business Days after the Removal Date, a true and complete list (in the form of a computer file,
microfiche list, CD-ROM or such other form as is agreed upon between the Transferor and the Trustee) of each VISA® and MasterCard®

 
account, which as of the Removal Date shall be deemed to be a Removed Account, each such account being identified by account number and by the aggregate amount of Receivables in such account as
of the close of business on the Removal Cut-Off Date. Such list shall be marked as Schedule 1 to this Reassignment and shall, as of the Removal Date, modify and amend and be incorporated into and made a part of this Reassignment and the Pooling and
Servicing Agreement. 
 3. Conveyance of Receivables. The Trustee, on behalf of the Trust, does hereby reconvey to the
Bank, without recourse on and after the Removal Date, all right, title and interest of the Trust in and to the Receivables now existing and hereafter created in the Removed Accounts, all monies due or to become due with respect thereto (including
all Finance Charge Receivables) and all proceeds (as defined in the UCC as in effect in the applicable jurisdiction) of such Receivables. 
 4. Representations and Warranties of the Bank. The Bank hereby represents and warrants to the Trustee on behalf of the Trust as of the Removal Date: 
 (a) Legal, Valid and Binding Obligation. This Reassignment constitutes a legal, valid and binding obligation of the
Bank enforceable against the Bank in accordance with its terms, except as such enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or other similar laws now or hereafter in effect affecting the enforcement
of creditors’ rights in general and the rights of creditors of national banking associations and except as such enforceability may be limited by general principles of equity (whether considered in a suit at law or in equity). 
 (b) Required Transferor Interest. The removal of any Receivables of any Removed Accounts on any Removal Date shall
not, in the reasonable belief of the Transferor, cause a Pay Out Event to occur or the Transferor Interest to be an amount less than zero; 
 (c) Selection Procedures. No selection procedures believed by the Bank to be materially adverse to the interests of the Certificateholders were utilized in selecting the Removed Accounts to be
removed from the Trust and (I) a random selection procedure was used by the Bank in selecting the Removed Accounts and only one such removal of randomly selected Accounts shall occur in the then current Monthly Period, (II) the Removed Accounts
arose pursuant to an affinity, private-label, agent-bank, co-branding or other arrangement with a third party that has been cancelled by such third party or has expired without renewal and which by its terms permits the third party to repurchase the
Accounts subject to such arrangement, upon such cancellation or non-renewal and the third party has exercised such repurchase right or (III) the Removed Accounts were selected using another method that will not preclude transfers of Receivables to
the Trust from being accounted for as sales under generally accepted accounting principles or prevent the Trust from

  

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continuing to qualify as a qualifying special purpose entity in accordance with SFAS 140. 
 5. Representations and Warranties of the Trustee. Since the date of the transfer by the Bank under the Pooling and Servicing Agreement, the Trustee has not sold, transferred or encumbered any
Receivable in any Removed Account or any interest therein. 
 6. Conditions Precedent. The reassignment hereunder of the
Receivables in the Removed Accounts and the amendment of the Pooling and Servicing Agreement set forth in Section 7 hereof are each subject to the satisfaction of the conditions set forth in Section 2.07 of the Pooling and Servicing
Agreement on or prior to the dates specified in Section 2.07, except to the extent any such conditions have not been waived. For purposes of Section 2.07 of the Pooling and Servicing Agreement, “Removal Notice Date” shall have
the meaning specified in Section 1 hereof. 
 7. Amendment of the Pooling and Servicing Agreement. The Pooling and
Servicing Agreement is hereby amended to provide that all references therein to the “Pooling and Servicing Agreement,” to “this Agreement” and to “herein” shall be deemed from and after the Removal Date to be a dual
reference to the Pooling and Servicing Agreement as supplemented by this Reassignment. Except as expressly amended hereby, all of the representations, warranties, terms, covenants and conditions of the Pooling and Servicing Agreement shall remain
unamended and shall continue to be, and shall remain, in full force and effect in accordance with its terms and except as expressly provided herein shall not constitute or be deemed to constitute a waiver of compliance with or a consent to
non-compliance with any term or provision of the Pooling and Servicing Agreement. 
 8. Counterparts. This Reassignment
may be executed in multiple counterparts, and by different parties on separate counterparts, each of which shall be an original, but all of which together shall constitute one and the same instrument. 
 9. Governing Law. THIS REASSIGNMENT SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF DELAWARE, WITHOUT REFERENCE TO
ITS CONFLICT OF LAW PROVISIONS, AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 
 10. Authorization. The Trustee, at the Transferor’s direction, hereby authorizes Skadden, Arps, Slate, Meagher & Flom LLP (“Skadden”) to file any financing statements
or continuation statements, and amendments to financing statements, in any jurisdictions and with any filing offices as Skadden may determine, in its sole discretion, are necessary or advisable to perfect the conveyance to the Bank pursuant to
Section 3 hereof. Such financing statements may describe the collateral in the same manner as described herein or may contain an indication or description of collateral that describes

  

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such property in any other manner as Skadden may determine, in its sole discretion, is necessary, advisable or prudent to ensure the perfection of the security interest in the collateral granted
to the Bank in connection herewith, including, without limitation, describing such property as “all assets” or “all personal property.” 
  

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 IN WITNESS WHEREOF, the undersigned have caused this Reassignment of Receivables to be duly
executed and delivered by their respective duly authorized officers on the day and year first above written. 
  

					
	CHASE BANK USA, NATIONAL ASSOCIATION, as Transferor
		
	By:	 	             /s/ Keith W.
Schuck

		 	Name:  Keith W. Schuck
		 	Title:    President
	
	BNY MELLON TRUST OF DELAWARE,
	as Trustee of First USA Credit Card Master Trust
		
	By:	 	             /s/ Kristine K.
Gullo

		 	Name:  Kristine K. Gullo
		 	Title:    Vice President

  

					
	 Acknowledged by:
  
 CHASE BANK USA, NATIONAL ASSOCIATION, as Servicer

		
	By:	 	             /s/ Keith W.
Schuck

		 	Name:	 	Keith W. Schuck
		 	Title:	 	President

 First USA Credit Card Master
Trust 
 Reassignment No. 17 of Receivables 

 Schedule 1 
 to Reassignment  
 No. 17 of Receivables 
 REMOVED ACCOUNTS 
 [Delivered to the Trustee]Form of TARP Restricted Employee Agreement

 Exhibit 10.18 
 TARP RESTRICTED EMPLOYEE AGREEMENT 
 THIS AGREEMENT is
made as of the          day of                     , 2009 (the “Effective
Date”), by and between the Company (as defined below), and                             , a
resident of the State of Tennessee (the “Executive”). 
 The Company has entered into an agreement (the
“Participation Agreement”) with the United States Department of Treasury (the “Treasury”) that provides for the Company’s participation in the Treasury’s Troubled Asset Relief Program
(“TARP”). If the Company does not participate or ceases at any time to participate in TARP, this Agreement shall be of no further force and effect. 
 As a condition of receiving such financial assistance, the Company is required to comply with the compensation requirements established by the TARP Guidance (as defined below) and applicable to entities
receiving assistance through TARP. The requirements of this Agreement shall apply to the Executive from the first day of the TARP Covered Period (as defined below) through the earlier of the last day of the TARP Covered Period or the date the
Executive ceases to be a Senior Executive Officer (as defined below) and/or Other Highly Compensated Employee (as defined below), except as otherwise contemplated by the TARP Guidance. To comply with these requirements, and in consideration of the
benefits that the Executive will receive as a result of the Company’s participation in TARP and for other good and valuable consideration the sufficiency of which the Executive hereby acknowledges, the parties agree as follows: 
  

	 	1.	No Golden Parachute Payments. The Company is prohibited from making, and the Executive shall not be entitled to receive, a Golden Parachute Payment during the
TARP Covered Period if the Executive is a Senior Executive Officer or Other Highly Compensated Employee at the date the Golden Parachute Payment would otherwise be paid. For purposes of this Agreement, the date the Golden Parachute Payment would
otherwise be paid is the date of the Executive’s departure or the change in control event that gives rise to the payment, even if any portion of the payment would be paid after the TARP Covered Period. 

  

	 	2.	 Recovery of Bonus and Incentive Compensation. Any bonus, retention award, or incentive compensation paid to the Executive during the TARP
Covered Period is subject to recovery or “clawback” by the Company if the payments were based on statements of earnings, revenues, gains, or other criteria that are later found to be materially inaccurate and at the time the bonus,
retention award or incentive compensation was paid the Executive was a Senior Executive Officer or Other Highly Compensated Employee. The Executive agrees to return promptly any such bonus, retention award, or incentive compensation identified by
the Company. If the Executive fails to properly return such bonus, retention award, or incentive compensation, the Executive hereby agrees that the amount of such bonus, retention award, or incentive compensation may be deducted from any and all
other compensation owed to the Executive. The Executive acknowledges that the Company may take appropriate disciplinary action (up to, and including, termination

	 	 
of employment) if the Executive fails to return such bonus, retention award, or incentive compensation. 

  

	 	3.	Prohibition on Tax Gross-Ups. The Company is prohibited from formally or informally providing a right to a gross-up to any Senior Executive Officer or any Other
Highly Compensated Employees during the TARP Covered Period. This includes, but is not limited to, a right to a gross-up that is given to the Executive during the TARP Covered Period, even if the gross-up is actually paid at a future date. A
“gross-up” is any reimbursement of taxes owed with respect to any compensation (other than tax equalization agreements for employees subject to tax from a non-U.S. jurisdiction). 

  

	 	4.	Limitation of Bonus, Retention Award, and Incentive Compensation. The Company is prohibiting payment or accrual of any bonus, retention award, or incentive
compensation during the TARP Covered Period if the Executive, at the time of such payment or accrual, is an Other Highly Compensated Employee of the Company. However, this limitation does not apply to payment of any long-term restricted stock by the
Company if the restricted stock vests in accordance with the vesting schedule provided in the TARP Guidance, has a value that is no more than one-third (1/3) of the Executive’s total annual compensation, and is subject to such other terms
and conditions as the Secretary of the Treasury may determine is in the public interest. In addition, this prohibition does not apply to any bonus payment required to be paid pursuant to a written employment agreement between the Executive and the
Company if such agreement was executed on or before February 11, 2009, and has not been materially modified after February 11, 2009. 

  

	 	5.	Limitation of Compensation Encouraging Risks and Manipulation. The Company is prohibited from paying or accruing compensation that includes incentives for Senior
Executive Officers to take unnecessary and excessive risks that threaten the value of the Company, or maintaining any Benefit Plan that encourages manipulation of the Company’s reported earnings to enhance the compensation of the Executive or
any other employee of the Company. To the extent any such compensation is paid or accrued under an arrangement that is later determined to contain such incentives, the Executive waives any right to such compensation, and, if such compensation has
already been delivered to the Executive, the Executive agrees to repay such amount to the Company. To the extent any Benefit Plan in which the Executive participates encourages such unnecessary and excessive risks or manipulation, the Executive
hereby acknowledges that any such Benefit Plan (or portion thereof) and the obligations thereunder shall be void or, to the extent permitted by the TARP Guidance, shall be modified in a manner compliant with the TARP Guidance.

  

	 	6.	 Additional TARP Provisions. The Company and the Executive acknowledge that additional or modified restrictions, whether the result of
legislative activity and/or rules and regulations promulgated by the Treasury, may affect the compensation practices of companies that participate in TARP. To the extent that such additional or modified restrictions impose additional limitations or
requirements on the compensation or benefits that would otherwise be payable to the Executive, the Executive specifically

	 	 
agrees that such limitations and requirements shall apply to him and to the Benefit Plans under which such compensation or benefits are provided, and the Executive agrees to enter into any
modification to this Agreement to further reflect such limitations and restrictions to the extent that the Company requests Executive do so. 

  

	 	7.	Compensation Program Amendments. Each of the Company’s existing compensation, bonus, incentive and other benefit plans, arrangements and agreements
(including golden parachute, severance and employment agreements) (collectively, “Benefit Plans”) with respect to the Executive is hereby amended to the extent necessary to give effect to Paragraphs 1 through 6. In addition, any
Benefit Plans with respect to the Executive that are established or amended hereafter, but during the TARP Covered Period, shall be deemed to incorporate, and shall be interpreted to give effect to, Paragraphs 1 through 6 of this Agreement.
Paragraphs 1 through 7 of this Agreement are intended to, and will be interpreted, administered and construed to, comply with the TARP Guidance (and, to the maximum extent consistent with the preceding, to permit operation of the Benefit Plans in
accordance with their terms before giving effect to this Agreement). 

  

	 	8.	Definitions and Interpretation. As used herein, the following capitalized terms shall have the following meanings: 

  

	 	(a)	“Company,” means First Security Group, Inc. and any entities treated as a single employer with it under the TARP Guidance. The Executive is also
delivering a waiver pursuant to the Participation Agreement, and, as between the Company and the Executive, the term “employer” in that waiver will be deemed to mean the Company as used in this Agreement. 

  

	 	(b)	“TARP Covered Period” means the period during which any obligation of the Company arising from financial assistance provided under the TARP remains
outstanding; provided, however, that the TARP Covered Period shall not include any period during which the federal government only holds warrants to purchase common stock of the Company. 

  

	 	(c)	“TARP Guidance” means (i) EESA and any successive legislation amending or superseding EESA, (ii) all rules and regulations now or hereafter
promulgated by the responsible agencies of the United States government under EESA, including without limitation the interim final rules issued by the Treasury on June 15, 2009 and adopted at 31 CFR Part 30, and (iii) to the extent not
inconsistent with the provisions of (i) or (ii), any applicable restrictions in any prior securities purchase agreement with the Treasury. 

  

	 	(d)	“EESA” means the Emergency Economic Stabilization Act of 2008 as implemented by guidance or regulation issued by the Department of the Treasury and as
published in the Federal Register on October 20, 2008, and as amended by the American Recovery and Reinvestment Act of 2009. 

  

	 	(e)	 “Golden Parachute Payment” means a “golden parachute payment” as defined in the

	 	 
TARP Guidance. 

  

	 	(f)	“Other Highly Compensated Employee” means: 

  

	 	(i)	with respect to Paragraph 1 of this Agreement, the next five (5) Most Highly Compensated Employees (as defined in the TARP Guidance) of the Company after the
Senior Executive Officers; 

  

	 	(ii)	with respect to Paragraphs 2 and 3 of this Agreement, the next twenty (20) Most Highly Compensated Employees of the Company after the Senior Executive Officers;
and 

  

	 	(iii)	with respect to Paragraph 4 of this Agreement, the five (5) Most Highly Compensated Employees of the Company. 

  

	 	(g)	“Senior Executive Officer” means the Company’s “senior executive officers” as defined in the TARP Guidance. 

  

	9.	Restricted Obligations Void. Any obligations of the Company to the Executive that are prohibited or otherwise restricted by the terms of this Agreement
shall be rendered null and void at the time the prohibition or restriction first becomes effective and the Executive shall have no rights with respect to such obligations thereafter, whether during or following the TARP Covered Period.

  

	10.	Prior Agreement. This Agreement constitutes the entire and final agreement of the parties on the subject matter of this Agreement, and supersedes all
prior understandings and agreements relating to the subject matter of this Agreement. 

  

	11.	Miscellaneous. To the extent not subject to federal law, this Agreement will be governed by and construed in accordance with the laws of Tennessee. This
Agreement may be executed in two or more counterparts, each of which will be deemed to be an original. A signature transmitted by facsimile will be deemed an original signature. 

 [SIGNATURES ON NEXT PAGE] 

 The parties have executed this Agreement as of the date first set forth above. 

 

			
	THE COMPANY:
	
	FIRST SECURITY GROUP, INC.
		
	By:	 	 
		
	Title:	 	 
	On behalf of all entities constituting the Company.

	
	
	  
	[Name of Executive]

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