Document:

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                                                                   EXHIBIT 10.13

                   INSTALLATION AND FINISHING WORK AGREEMENT
                                      FOR
                THE WATER PALACE AT WEIFANG FUHUA AMUSEMENT PARK

        Whereas, Weifang Fuhua Amusement Park Co., Ltd. ("Party A") shall invest
in the construction of Fuhua Water Palace; whereas, Party A, after consulting
with the Construction Contractor, has selected Construction Company No. 1 of
Weifang Changda Construction (Group) General Co. ("Party B") to be the
contractor for the installation and decoration and finishing project (the
"Project");

        therefore, Party A and Party B, through mutual consultation, have agreed
upon the following terms and conditions:

ARTICLE 1. PROJECT CONTENT

1.    The area of the Project is an estimated 20,000 square meters.

2.    The Project shall include the following items: decoration and finishing
      work, water and electrical utilities, air-conditioning, an indoor tropical
      rain forest, rockery and waterfalls, renovation of a swimming pool, and
      construction of an artificial sandy beach.

3.    Type of contracting: General contracting, including labor and materials.

4.    Grade of quality: Excellent.

ARTICLE 2. PROJECT COST

1.    The estimated cost of the Project is RMB 19,500.000. The actual cost shall
      be based on the final accounts.

2.    Method of account settlement and pricing: Account settlement shall be
      conducted in accordance with Shandong Province budget quotas for
      construction, installation, decoration and finishing projects and in
      accordance with the project price schedule for units in the metropolitan
      area, and shall be calculated on the basis of the actual work amount and
      relevant new provincial and municipal policy documents. Pricing shall be
      based on the particular grade of Party B's project pricing license.

ARTICLE 3. PROJECT QUALITY

     As an incentive to encourage Party B to deliver an excellent project, Party
     A shall, in accordance with relevant rules and documents of the State,
     grant to Party B a 3% or 5% bonus (the "Bonus") based on the total project
     cost, if the Project shall be checked and accepted as excellent by the
     quality inspection departments. The Bonus shall be included in the
     settlement upon completion.

ARTICLE 4. PROJECT PROGRESS

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1.    Project deadlines: The Project shall begin on September 30, 2001 and shall
      be completed by December 26, 2001.

2.    Project Progress Schedule:

      (1)   The main part of the service building shall be completed by
            September 26, 2001.

      (2)   Decoration and finishing work, water and electrical utilities,
            central air conditioning, the indoor tropical rainforest, rockery
            and waterfalls, swimming pool remodeling and the artificial sandy
            beach shall begin at the end of September, 2001 and shall be
            completed by December 15, 2001.

      (3)   Clean up upon Completion: From December 16, 2001 to December 26,
            2001, Party B shall deliver part of the Project to Party A ahead of
            the deadline.

ARTICLE 5. PROJECT FUNDING

1.    For the purchase of necessary raw materials and equipment, Party A shall,
      before the beginning of the Project, pay to Party B an amount equal to 10%
      of the total cost of the Project as an advance payment, which shall
      approximate RMB 1,950,000.

2.    At the end of September, Party B shall start work on the installation of
      utilities, central air conditioning and water supply and drainage works.
      The total cost of this work is estimated to be RMB 7,000,000, which shall
      be paid to Party B by September 30, 2001.

3.    On October 10, Party B shall start work on the remodeling of the indoor
      swimming pool, the tropical rainforest, the artificial sandy beach, the
      rockery and waterfalls, the dance stage and the lighting system. The total
      cost of this work is estimated to be RMB 5,500,000, which Party A shall
      pay by October 5, 2001.

4.    In December 2001, the overall Project shall be cleaned (including exterior
      cleaning) and the equipment tested and adjusted. The cost of this work
      will be approximately RMB 1,500,000 and shall be paid by Party A by
      December 10, 2001.

5.    Party B shall have completed construction, cleaning, acceptance, and
      delivery of the Project by December 26, 2001. By this time Party A shall
      have paid 85% of the total cost of the Project, approximately RMB
      16,580,000. Party A shall then pay 5% of the cost of the Project by March
      30, 2002. The balance of 10% shall be used as a reserve fund for
      settlement of accounts and project warranty funds (2%). This balance shall
      be paid in full within one year, namely by December 30, 2002.

ARTICLE 6. FORCE MAJEURE

1.    Both Party A and Party B shall give priority to the quality of the
      Project. Party B shall make every effort to ensure that the quality of the
      Project is excellent. Party B shall not be responsible for any delay on
      progress of the Project if the delay of the Project is caused by bad
      weather, inexorable natural calamities, the cutting off of water supply,
      power failure, failure by Party A to complete necessary governmental
      procedures, intervention from

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      governmental organizations such as urban development departments, or any
      project delays caused by late delivery of designs by the designing
      institution.

ARTICLE 7. RESPONSIBILITIES

1.    Safety Responsibilities: Party B shall be responsible for on-site safety.
      Party B shall be responsible for any loss due to accident during the
      Project. All on-site managerial staff representing Party A shall abide by
      safety regulations under the management policies formulated by Party B.
      Absolutely no sightseers shall be allowed to enter the amusement park.
      Should a sightseer enter the construction site and be injured, Party B
      shall be fully responsible for the injury and shall provide compensation.

2.    Party B shall be fully responsible for fire prevention at the construction
      site and shall provide all appropriate fire-fighting equipment. Party B
      shall be responsible for any fire due to construction-related causes, and
      Party A shall provide assistance. Party B shall bear responsibility for
      resulting losses.

ARTICLE 8. BREACH OF CONTRACT

This agreement establishes the following provisions for claims and disputes:

1.    If Party A fails to follow the funds disbursement schedule hereunder and
      make project payments to Party B with the result that Party B suffers
      downtime and financial loss, Party A shall bear full responsibility and
      shall pay to Party B a penalty of 0.02% of the total construction cost for
      each day of delay.

2.    If Party B intentionally delays project progress and causes a delay of the
      overall Project, thus resulting in a delay of the opening of the Water
      Palace, Party B shall be held liable for any financial loss caused by this
      delay. Party B shall pay Party A a fee in the amount of 0.02% of the total
      project cost for each day of delay.

ARTICLE 9. WARRANTY

1.    Party A and Party B shall sign and abide by an agreement entitled "Project
      Quality Warranty" before the construction's completion.

ARTICLE 10. SETTLEMENT AND BONUS

1.    The project settlement shall be conducted according to provincial budget
      quotas for construction, installation and decoration projects and the
      material price schedule for the metropolitan area. Price of labor shall
      comply with the floating labor prices in Memorandum Lu Jian Biao Zi (2000)
      No. 14 and shall be based on the particular grade of the contractor's fee
      license.

2.    Bonus for high quality project: In order to encourage the contractor to
      make its best efforts to achieve excellent quality, the contract-letting
      party shall grant a bonus to Party B after the delivery of a excellent
      project in accordance with relevant regulations issued by the competent
      municipal construction departments.

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ARTICLE 11. COPIES OF THE AGREEMENT

1.    This Contract shall be in four official copies, which shall be identical
      to one another, with each of Parties A and B holding two copies. This
      Contract shall enter into effect upon signature and seal by the both Party
      A and Party B.

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PARTY A                                  PARTY B

Official Seal of                         Official Seal of
Weifang Fuhua Amusement Park             Construction Company No. 1 of
   Co., Ltd.                             Weifang Changda Construction
                                         (Group) General Co.

Personal Signature of                    Personal Signature of
Dongsheng Li                             (Illegible)

Personal Seal of                         Personal Signature of
Yongxin Zhang                            Zhen Yin

Date: March 16, 2001

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                                                                   EXHIBIT 10.14

                             CAPITAL LOAN AGREEMENT

                           Agreement No.: [1995] 11151

Name of Borrower: [illegible] Weifang Fuhua Amusement Park Co., Ltd.
Address: East End of Dong Feng Street
Legal Representative: Jun Yin
Deposit Financial Institution: City Bank of Agriculture
Account No.: 872008915
Tele: 8230068    Fax: 8230970   Post Code: 261041

Name of Lender: International Department, Weifang City Branch, Agricultural
Bank of China
Address: 369 Dong Feng Street
Legal Representative: Yifei Dou
Tele: 8232550    Fax: 8232497   Post Code: 261041

Borrower ("Party A"): Weifang Fuhua Amusement Park Co., Ltd.
Lender ("Party B"): International Department, Weifang City Branch,
Agricultural Bank of China

Due to requirements for a project, Party A applies to Party B for a foreign
currency loan for the purchase of fixed assets, and Party B agrees to provide
the above-mentioned loan to Party A. Pursuant to relevant laws and regulations,
Party A and Party B, after reaching an agreement through negotiations, hereby
enter into this Agreement.

Article 1. The category, type, amount, purpose, interest rate and term of the
Loan shall be as follows:

1.   Category: Fixed asset loan
2.   Type: USD
3.   Amount (in full-form characters): Six million five hundred thirty six
     thousand ($6,536,000)
4.   Purpose: Project investment
5.   Interest rate: 9% Annual
6.   Term: From November 15, 1995 to December 20, 2006

Article 2. After this Agreement comes into effect, Party A, prior to drawing
money under the Loan, shall present to Party B a detailed Drawing Plan and shall
draw money according to the Plan.

Party B shall provide the Loan within 5 business days after Party A completes
drawing procedures pursuant to the Drawing Plan.

Article 3. Party A shall repay the principal and interest under the Loan with
funds from the following sources:

1.   Operational income and profit;
2.   Other

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Article 4. Party A shall repay all principal and interest under the Loan within
the term of the Loan agreed on under this Agreement and according to a detailed
Repayment Plan submitted to Party B by Party A pursuant to Party B' request.

Article 5. The interest of the Loan under this Agreement shall be calculated
starting from the date when the Loan is funded by Party B and shall be settled
per quarter. In the event that interest rate on the Loan under this Agreement
changes due to adjustment to interest rates by the State during the term of this
Agreement, Party B shall calculate the interest on the Loan pursuant to the
adjusted interest rate on the Loan as of the date of the adjustment without
notice to Party A.

Article 6. The Loan principal and interest under this Agreement shall be secured
by a guarantee agreement provided by a Guarantor approved by Party B and/or by a
mortgage. Before this Agreement shall enter into effect, a Guarantee Agreement
and/or a Mortgage Contract shall be agreed on and signed separately and shall be
attached to this Agreement.

Article 7. During the term of this Agreement, Party B shall have the right to
inspect the use of the Loan, and Party A shall provide to Party B such
information and materials as may be requested by Party B.

Article 8.  Agreement Amendment and Termination

1.   After this Agreement comes into effect, neither Party A nor Party B shall
     amend or terminate this Agreement without authorization.

2.   In the event that Party A needs to extend the term of the Loan, Party A
     shall make an application to Party B ten business days prior to the due
     date of the Loan. An agreement on extension of the Loan term shall be
     entered into upon Party B's approval of such application (approval shall be
     obtained from the Guarantor or Guarantors if the Loan is guaranteed).

3.   In the event that either Party needs to change any other Article under this
     Agreement, such Party shall inform the other Party in writing on a timely
     basis and, after the two Parties shall have reached an agreement through
     negotiations, a written agreement shall be entered into.

4.   In the event that either Party needs to terminate this Agreement, such
     Party shall issue a written notice to the other Party on a timely basis
     and, after the two Parties shall have reached an agreement through
     negotiations, a written agreement shall be entered into pertaining to
     relevant issues subsequent to the termination of the Agreement. After such
     termination agreement shall have been entered into, Party A shall repay to
     Party B any principal Party B shall have used and interest thereon.

     5. In the event that Party A changes its business structure due to the
     introduction of such practices as contracting or leasing during the term of
     this Agreement, Party A shall notify Party B at least ten days in advance,
     and Party B shall have the right to participate in the consultation and
     discussion pertaining to the verification of capital

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     and assets and the (illegible) on the contract (agreement) regarding such
     contracting, leasing, acquisition, etc. Any transfer by Party A of its
     rights and obligations under this Agreement to any third party shall be
     subject to written approval by Party B, and a new Loan Agreement shall be
     entered into between such third party and Party B.

6.   In the event that either Party shall change its legal address or mailing
     address during the term of this Agreement, such Party shall issue a written
     notice to the other Party within five days subsequent to such change.

Article 9.  Default Liability

1.   In the event that Party A should fail to complete drawing procedures at the
     operational department of Party B on a timely basis pursuant to the Drawing
     Plan, and that Party A should fail to reach an agreement with Party B on
     altering the Drawing Plan, Party A shall pay to Party B a penalty of 5%
     per day based on the amount and number of days of such default.

     In the event that Party B should fail to provide the Loan to Party A
     pursuant to Article 2 under this Agreement, Party B shall pay to Party A a
     penalty of 5% per day based on the amount and number of days of such
     default, subject to exceptions contained in Paragraphs 2, 5, 8 and 9 under
     this Article.

2.   In the event that Party A should fail to utilize the Loan for the purpose
     agreed upon under this Agreement, Party B shall have the right to terminate
     lending, and recall any portion or all of the Loan already disbursed, and
     charge an additional interest on the defaulted portion at the rate of
     _______ pursuant to the Bank's regulations.

3.   In the event that Party A should fail to repay the principal and interest
     under the Loan pursuant to the Repayment Plan entered into pursuant to this
     Agreement, and should fail to enter into an agreement with Party B on
     extending the repayment period, or Party A should be unable to repay the
     Loan after the expiration of the extension period, Party B shall have the
     right to recover the overdue Loan by setting a time limit or otherwise on
     its own initiative, and Party B shall have the right to charge an
     additional interest on the overdue portion at the rate of _______ pursuant
     to the Bank's regulations.

4.   In the event that Party B should recall, ahead of schedule and without
     authorization, any portion of the Loan already disbursed, Party B shall pay
     to Party A a penalty of 0.5% per day based on the amount and number of
     days of such default, subject to exceptions contained in Paragraphs 2, 5, 8
     and 9 under this Article.

5.   In the event that Party A does not make payments according to the interest
     calculated under the new rates adjusted by Party B under Article 5 of this
     Agreement, Party B shall have the right to stop further issuance of the
     Loan, and to recall the loan that has already been issued.

6.   In the event that Party A should violate the stipulations of Paragraphs 5
     and 6, Article 8, or that Party B should violate the stipulations in
     Paragraph 6, Article 8,

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     the other Party may require the defaulting Party to pay a penalty of 0.5%
     on the total amount of the Loan. In the event that such default should
     cause economic losses to the other Party, the defaulting Party shall
     compensate the other Party for such losses.

7.   In the event that either Party should amend any other Article under this
     Agreement or should terminate this Agreement without authorization, or that
     Party A should transfer its rights and obligations under this Agreement to
     any third party without authorization, the defaulting Party shall pay a
     penalty of 0.5% on the total amount of the Loan. In the event that the
     other Party should demand continued performance under this Agreement, the
     defaulting Party shall continue to perform under this Agreement.

8.   In the event that Party A should provide to Party B false information,
     financial statements and other materials, Party B may order Party A to make
     corrections within a fixed period of time. In the event that Party A should
     refuse to do so, Party B may suspend lending, and recall any portion (or
     all) of the Loan already disbursed.

9.   In the event that, during the term of this Agreement, Party A or any
     Guarantor, as a result of improper management, should sustain losses or
     report a profit while actually having sustained losses, or Party A or any
     Guarantor should have a debt-related dispute with a third party, or the
     assets pledged as security by Party A or any Guarantor should sustain
     damage or loss, such that the Loan is threatened, Party B may suspend
     lending, and recall any portion (or all) of the Loan already disbursed and
     the interest thereon.

10.  Party B may realize the repayment of the Loan pursuant to Paragraphs 2, 3,
     5, 8 and 9 above by deducting funds directly from Party A's deposit
     account, and may realize the repayment of any overdue portion of the Loan
     by requesting other financial institutions to deduct funds on Party B's
     behalf when necessary.

11.  The two Parties hereby agree on the following means for the payment of the
     penalties described under this Article:

Article 10.  Miscellaneous Items Agreed Upon by Parties A and B:

Article 11.  Dispute Settlement:

Any dispute arising between the two Parties out of performance under this
Agreement shall be settled through negotiation or mediation. In the event that
the two Parties should

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fail to settle the dispute through negotiation or mediation, such Parties may
engage in litigation at the local People's Court in the place where the Parties
enter into this Agreement, or the Parties may apply for arbitration to a
contract arbitration body in the place where such Parties enter into this
Agreement.

Article 12. All other issues which have not been mentioned in this Agreement
shall be governed by applicable laws, regulations and financial rules of the
State.

Article 13. All Loan Applications, Drawing and Repayment Plans, and Drawing
Vouchers supplied by Party A to Party B, and Agreements on Extension of the Loan
Term and Amendments to this Agreement entered into by the two Parties, and
materials related to this Agreement provided by Party A at Party B's request,
are part of this Agreement.

Article 14. This Agreement shall enter into effect upon signature by legal
representatives of the two Parties or persons authorized by such legal
representatives and upon the affixing of the official seals of such Parties. Any
Guarantee Agreement related to this Agreement shall enter into effect at the
same time as this Agreement. This Agreement shall be null and void upon full
repayment of the principal and interest pertaining to the Loan under this
Agreement.

Article 15. This Loan Agreement shall be in two official copies, which shall be
identical to each other, with each of the Parties holding one copy.

Party A: (Official Seal) (illegible) PARK CO. (illegible)
Legal Representative: (Signature) Jun Yin
(or Authorized Person):
15 November 1995

Party B: (Official Seal) International Department, Weifang City Branch,
Agriculture Bank of China
Legal Representative: (Signature) (Seal): Yifei Dou
(or Authorized Person):
15 November 1995

This Agreement is entered into in Kuiwen District, Weifang City, Shandong
Province

Note:
1. In the event that a Party to this Agreement is not a corporation, the person
   in charge of the Party or a person authorized by such person in charge shall
   sign this Agreement.

2. In the event that no security shall be necessary for this Agreement, Article
   6 shall be deleted.

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