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                                                                    EXHIBIT 10.5

                   FIFTH AMENDMENT TO RENEWAL PROMISSORY NOTE
                               (OVERLINE FACILITY)

         THIS FIFTH AMENDMENT TO RENEWAL PROMISSORY NOTE (the "Overline
Facility") is made and entered into by and among AMSOUTH BANK (the "Bank") and
DIVERSICARE MANAGEMENT SERVICES, CO., a Tennessee corporation (the "Borrower").

                              W I T N E S S E T H :

         WHEREAS, Borrower executed to Bank that certain Renewal Promissory Note
(Overline Facility) dated October 1, 2000, in the original principal amount of
THREE MILLION FIVE HUNDRED THOUSAND AND NO/100 ($3,500,000.00) DOLLARS as
amended by the First Amendment to Renewal Promissory Note (Overline Facility)
executed by Borrower in December, 2000, as further amended by the Second
Amendment to Renewal Promissory Note (Overline Facility) executed by Borrower
and Bank to be effective as of December 15, 2002, as further amended by that
Third Amendment to Renewal Promissory Note (Overline Facility) executed by
Borrower and Bank to be effective on July 11, 2003, as further amended by that
Fourth Amendment to Renewal Promissory Note (Overline Facility) executed by
Borrower and Bank to be effective on January 4, 2004 (the "Note"); and

         WHEREAS, Bank has agreed to further modify the Note in accordance with
the terms and conditions set forth herein.

         NOW, THEREFORE, for good and valuable consideration, and payment of an
extension fee in the amount of $5,000.00 by Borrower to Bank upon execution of
this Amendment, the receipt and sufficiency of which are hereby acknowledged,
the parties agree as follows:

         1.       The Note is amended to provide that the Maturity Date, as
defined in the Note, shall be changed from April 16, 2004 to July 16, 2004.

         2.       The Note is amended as stated herein, but no further or
otherwise, and the terms and provisions of the Note, as hereby amended, shall be
and continue to be in full force and effect. Nothing herein is intended to
operate to release or diminish any right of Bank under the Note or with respect
to any collateral securing the Note or with respect to any guaranty or
suretyship agreement for the Note, all of which shall remain in full force and
effect. This instrument constitutes the entire agreement of the parties with
respect to the subject matter hereof.

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         IN WITNESS WHEREOF, this instrument has been executed to be effective
on the 16th day of April, 2004.

                                        BORROWER:

                                        DIVERSICARE MANAGEMENT SERVICES CO.,
                                        a Tennessee corporation

                                        By:  /s/ William R. Council
                                             -----------------------------------
                                                 William R. Council, President

                                        BANK:

                                        AMSOUTH BANK

                                        By:  /s/ Tim McCarthy
                                             -----------------------------------
                                                 Tim McCarthy, Vice President

                                        2<PAGE>

                                                                    EXHIBIT 10.6

                      SEVENTH AMENDMENT TO PROMISSORY NOTE

         THIS SEVENTH AMENDMENT TO PROMISSORY NOTE (this "Seventh Amendment") is
entered into as of the 30th day of June, 2004, by and between DIVERSICARE
ASSISTED LIVING SERVICES NC II, LLC, a Delaware limited liability company (the
"Borrower"), and GMAC COMMERCIAL MORTGAGE CORPORATION, a California corporation
(the "Lender").

                                    RECITALS

         A. The Borrower executed to the order of the Lender that certain
Promissory Note dated June 4, 1999, in the principal amount of $12,480,000, as
amended by that certain First Amendment to Promissory Note dated July 1, 2002,
as amended by that certain Second Amendment to Promissory Note dated as of
October 1, 2002, as amended by that certain Third Amendment to Promissory Note
dated as of December 1, 2002, as amended by that certain Fourth Amendment to
Promissory Note dated as of January 1, 2003, as amended by that certain Fifth
Amendment to Promissory Note dated as of June 18, 2003, and as further amended
by that certain Sixth Amendment to Promissory Note dated July 1, 2003 (the
"Note"). Unless otherwise defined herein, capitalized terms shall have the
meaning assigned to them in the Note.

         B. The Borrower has requested that the Lender extend the Maturity Date
of the Note, and the Lender has agreed, upon certain conditions, one of which is
the execution of this Seventh Amendment.

                                    AGREEMENT

         NOW, THEREFORE, in consideration of the above Recitals and other good
and valuable consideration, the Borrower and the Lender hereby amend the Note as
follows:

         Section 4.1 of the Note, Maturity Date, is hereby amended to extend the
Maturity Date from June 30, 2004 until January 1, 2005. All references in the
Note to the "Maturity Date" are hereby amended to mean January 1, 2005.

         Except as expressly amended herein, the Note shall remain in full force
and effect in accordance with its terms and conditions.

         Notwithstanding the execution of this Seventh Amendment, the
indebtedness evidenced by the Note shall remain in full force and effect, and
nothing contained herein shall be interpreted or construed as resulting in a
novation of such indebtedness. The Borrower acknowledges and agrees that there
are no offsets or defenses to payment of the obligations evidenced by the Note,
as hereby amended, and hereby waives any defense, claim or counterclaim of the
Borrower regarding the obligations of the Borrower under the Note, as hereby
amended. The Borrower represents that there are no conditions of default or
facts or consequences which will or could lead to a default under the
obligations due from the Borrower under the Note, as amended herein, except as
any such Event of Default has been expressly

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waived in writing by the Beneficiary, or the Beneficiary has provided an express
written forbearance.

         Notwithstanding the execution of this Seventh Amendment, the
indebtedness evidenced by the Note shall remain in full force and effect, and
nothing contained herein shall be interpreted or construed as resulting in a
novation of such indebtedness. The Borrower acknowledges and agrees that there
are no offsets or defenses to payment of the obligations evidenced by the Note,
as hereby amended, and hereby waives any defense, claim or counterclaim of the
Borrower regarding the obligations of the Borrower under the Note, as hereby
amended. The Borrower represents that there are no conditions of default or
facts or consequences which will or could lead to a default under the
obligations due from the Borrower under the Note, as amended herein, except as
disclosed by Borrower and Diversicare Management Services Co. in that certain
Quarterly Compliance Statement & Census Data report and that certain Compliance
Certificate, each for the period ending March 31, 2004, and signed by Borrower's
Chief Financial Officer and Vice President.

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         IN WITNESS WHEREOF, the Borrower and Lender have caused this Seventh
Amendment to be executed by their respective duly authorized representatives, as
of the date first set forth above.

                                        BORROWER:

                                        DIVERSICARE ASSISTED LIVING SERVICES NC
                                        II, LLC, a Delaware limited liability
                                        company

                                        By: Diversicare Assisted Living Services
                                            NC, LLC
                                        Its: Sole Member

                                        By: /s/ Glynn Riddle
                                            ------------------------------------
                                             Glynn Riddle, Vice President and
                                             Chief Financial Officer

                                        LENDER:

                                        GMAC COMMERCIAL MORTGAGE CORPORATION,
                                        a California corporation

                                        By: /s/ Laura Y. McDonald
                                            ------------------------------------
                                        Its: Senior Vice President

                                        3<PAGE>

                                                                    EXHIBIT 10.7

                        SIXTH AMENDMENT TO LOAN AGREEMENT

         This Sixth Amendment to Loan Agreement is effective as of June 30,
2004, by and between DIVERSICARE ASSISTED LIVING SERVICES NC II, LLC, a Delaware
limited liability company (together with its successors and assigns, the
"Borrower"), and GMAC COMMERCIAL MORTGAGE CORPORATION, a California corporation
(together with its successors and assigns, the "Lender").

                                    RECITALS:

         A.       Borrower and the Lender entered that certain Loan Agreement
dated June 4, 1999, as amended by that certain First Amendment to Loan Agreement
dated as of July 1, 2002, as amended by that certain Second Amendment to Loan
Agreement dated as of October 1, 2002, as amended by that certain Third
Amendment to Loan Agreement dated as of January 1, 2003, as amended by that
certain Fourth Amendment to Loan Agreement dated as of June 18, 2003, and as
further amended by that certain Fifth Amendment to Loan Agreement dated July 1,
2003 (the "Agreement"). Unless otherwise defined in this Sixth Amendment,
capitalized terms shall have the meaning given to them in the Agreement.

         B.       The Borrower and the Lender desire to amend the Agreement and
have agreed to execute this Sixth Amendment to evidence such modification.

                                    AGREEMENT

         NOW, THEREFORE, in consideration of the above Recitals, the Borrower
and the Lender hereby amend the Agreement as follows:

         1.       Paragraph 1.1, "Maturity Date", is hereby amended by changing
the date to "January 1, 2005".

         Except as expressly amended hereby, the Agreement shall remain in full
force and effect in accordance with its terms.

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         IN WITNESS WHEREOF, the Borrower and the Lender have caused this Sixth
Amendment to be properly executed by their respective duly authorized officers
as of the date first above written.

                                        DIVERSICARE ASSISTED LIVING SERVICES NC
                                        II, LLC, a Delaware limited
                                        liability company

                                        By: Diversicare Assisted Living
                                            Services NC, LLC
                                        Its: Sole Member

                                                By: /s/ Glynn Riddle
                                                    ----------------------------
                                                    Glynn Riddle, Vice President
                                                    and Chief Financial Officer

                                        GMAC COMMERCIAL MORTGAGE
                                        CORPORATION, a California corporation

                                        By: /s/ Laura Y. McDonald
                                            ------------------------------------
                                            Its: Senior Vice President

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