Document:

<PAGE>

                                CC FINANCE L.L.C.
                                Raritan Plaza III
                            101 Fieldcrest Ave., #500
                                Edison, NJ 08837

                             MASTER LEASE AGREEMENT
                                   NO. 521596
                                     PART I

         This Master Lease Agreement between CC FINANCE L.L.C. ("Lessor") and
the undersigned ("Lessee"), is in consideration of the mutual covenants,
terms and conditions herein contained, and shall apply to certain property,
together with all components, parts, additions and attachments now
incorporated therein or hereafter incorporated herein (all such property
hereinafter collectively referred to as the "Equipment") described in the
Equipment Schedule(s) to be executed pursuant hereto (all such schedules are
hereinafter collectively referred to as the "Equipment Schedule"). This
Agreement shall also be subject to the additional terms and conditions set
forth in the Equipment Schedule(s). The term of this Agreement with respect
to any item of the Equipment shall consist of the term set forth in the
Equipment Schedule relating thereto. This Agreement shall be effective with
respect to each Equipment Schedule from and after the date of acceptance by
Lessor of said Equipment Schedule. Lease payments are to be made in the
manner specified in the Equipment Schedule and shall commence on the date the
Equipment Schedule is accepted by Lessor. Lessee must notify Lessor of
Equipment to be included in any proposed Equipment Schedule and Lessor
reserves the right to accept or reject such Equipment. Lessor's acceptance of
the Equipment Schedule shall be evidenced by Lessor's execution of the
Acceptance Section of each Schedule. Upon receipt of written notice by either
party hereto by certified mail from the other party further attachments,
incorporations or additions of Equipment Schedule(s) to this Agreement shall
cease. The cessation of further additions to this Agreement shall not in any
way affect the validity and enforceability of this Agreement and any
equipment.

                                     PART II

THIS LEASE CANNOT BE CANCELLED EXCEPT AS EXPRESSLY PROVIDED HEREIN. THIS LEASE
SHALL BECOME EFFECTIVE UPON EXECUTION BY LESSOR AT ITS OFFICE.

1. TERMS AND CONDITIONS. In consideration of Lessor's purchase of the equipment
selected by Lessee, Lessor leases to Lessee, and Lessee leases from Lessor, the
equipment identified on the front hereof and on any attached schedule
("Equipment") pursuant to the terms and conditions set forth herein. Lessee
authorizes Lessor to insert in this Equipment Lease Agreement ("Lease") serial
numbers and other identification data when determined. THIS LEASE CONSTITUTES
THE FULL AND ENTIRE AGREEMENT between the Lessor and Lessee in connection with
the Equipment and MERGES ANY OTHER UNDERSTANDING. In no case shall the
preprinted terms and conditions on Lessee's or Supplier's standard transactional
documentation (e.g., order forms and invoices) apply to Lessor. Neither party
relies on any other statement, representation or assurance of cure. THE LEASE
CAN BE NEITHER CANCELLED NOR MODIFIED except by a written agreement signed by
Lessee and by a corporate officer of Lessor.

2. LESSEE'S AND GUARANTOR'S WARRANTIES TO LESSOR. Lessee and any Guarantor
expressly represent and warrant to Lessor, and Lessor relies on, the fact that:
a) said parties have read and understood this Lease before it was signed; b)
SAID PARTIES HAVE SELECTED AND ARE FULLY SATISFIED WITH BOTH THE EQUIPMENT AND
THE SUPPLIER WHO SOLD THE EQUIPMENT TO LESSOR; c) said parties will authorize
Lessor to pay for the Equipment only after Lessee has received and accepted the
Equipment as fully operable for Lessee's purposes; d) said parties have freely
chosen to lease, not buy, from Lessor only after having considered other means
of obtaining the use of the Equipment; e) NEITHER THE SUPPLIER OF THE EQUIPMENT
NOR ANY OF ITS SALESPERSONS ARE, OR HAVE ACTED AS, LESSOR'S AGENTS OR EMPLOYEES;
f) financial information and other statements provided to Lessor are accurate
and correct and will be updated upon Lessor's request during the term of the
Lease; g) said parties are currently meeting all debts as such come due; h) the
Equipment is leased exclusively for Lessee's established business purposes and
not for starting a new business or for personal, family or household purposes;
i) Lessee has unrestricted power to enter into this Lease, has duly authorized
the person executing it, and certifies that all signatures are authentic; and j)
said parties will pay all costs connected with the Equipment, including taxes,
insurance, repairs, shipping, early termination fees, collection costs and other
expenses normally paid in a net lease.

3. LESSEE'S WAIVER OF DAMAGES AND WARRANTIES FROM LESSOR. a) Lessee leases
the Equipment from Lessor "AS IS/WHERE IS." EXCEPT AS TO QUIET ENJOYMENT,
LESSOR MAKES ABSOLUTELY NO WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING ANY
WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE; b) IF THE
EQUIPMENT IS NOT PROPERLY INSTALLED, DOES NOT OPERATE AS REPRESENTED OR
WARRANTED BY THE SUPPLIER, OR IS UNSATISFACTORY FOR ANY REASON WHATSOEVER,
LESSEE SHALL MAKE ANY CLAIM ON ACCOUNT THEREOF SOLELY AGAINST THE SUPPLIER
AND LESSEE HEREBY WAIVES ANY SUCH CLAIM AGAINST LESSOR. All warranties from
the Supplier to Lessor are hereby assigned to Lessee for the term of the
Lease for Lessee's exercise at Lessee's expense; c) LESSEE SHALL HOLD LESSOR
HARMLESS AND SHALL BE RESPONSIBLE FOR ANY LOSS, DAMAGE OR INJURY TO PERSONS
OR PROPERTY CAUSED BY THE EQUIPMENT; d) NO REPRESENTATION OR WARRANTY BY THE
SUPPLIER OR SALESPERSON IS BINDING ON LESSOR NOR SHALL BREACH OF SUCH
WARRANTY RELIEVE LESSEE OF LESSEE'S OBLIGATIONS TO LESSOR; and e) IN NO CASE
SHALL LESSOR BE LIABLE TO LESSEE FOR SPECIAL, INDIRECT OR CONSEQUENTIAL
DAMAGES.

4. PAYMENTS. Lessee agrees to make lease payments in advance and to pay such
other charges as provided herein. THE LEASE PAYMENTS SHALL BE ADJUSTED
PROPORTIONATELY UPWARD OR DOWNWARD IF THE ACTUAL TOTAL COST OF THE EQUIPMENT
AT THE TIME OF CLOSING EXCEEDS OR IS LESS THAN THE ESTIMATE. LESSEE HEREBY
AUTHORIZES LESSOR TO ADJUST THE LEASE PAYMENTS BY UP TO TWENTY PERCENT (20%)
IN THAT EVENT. Lease payments shall be increased by any cost or expense
Lessor incurs to preserve the Equipment or to pay taxes, assessments, fees,
penalties, liens, or encumbrances. Unless Lessor gives written notice of a
new address, all payments under this Lease shall be sent to Lessor at the
address provided by Lessor. Each payment received, at lessor's discretion,
will be applied first to the oldest charge due under the Lease. LESSEE AGREES
THAT TIME IS OF THE ESSENCE AND TO MAKE PAYMENTS REGARDLESS OF ANY PROBLEMS
LESSEE MIGHT HAVE WITH THE EQUIPMENT INCLUDING ITS OPERATION, CAPABILITY,
INSTALLATION, OR REPAIR AND REGARDLESS OF ANY CLAIM, SETOFF, DEFENSE LESSEE
MIGHT HAVE AGAINST THE VENDOR OR MANUFACTURER ("SUPPLIER"), SALESPERSON, OR
OTHER THIRD PARTY. Without Lessor's prior written consent, any payment to
Lessor of a smaller sum than due at any time under this Lease shall not
constitute a release or an accord and satisfaction for any greater sum due,
or to become due, regardless of any endorsement restriction, unless otherwise
agreed by both parties in a signed writing. An advance payment shall be held
by Lessor as a nonrefundable deposit, which shall not bear interest and may
be commingled with other funds. In case the Lease is never finalized, the
advance payment will be retained by Lessor in liquidation of documentation
and processing expenses, unless the application is rejected by Lessor.

5. TAXES, ASSESSMENTS AND FEES. Lessee agrees to pay all licensing, filing
and registration fees; to keep the Equipment free of all liens and
encumbrances; TO SHOW THE EQUIPMENT AS "LEASED EQUIPMENT" ON TAX RETURNS; TO
PAY ALL PERSONAL PROPERTY TAXES ASSESSED AGAINST THE EQUIPMENT; to pay all
other taxes, assessments, fees and penalties which may be levied or assessed
in respect to the Equipment, its use or any interest therein, or any lease
payments, including but not limited to all federal, state, and local taxes,
however designated, levied or assessed, whether upon Lessee or Lessor or the
Equipment or upon the sale, ownership, use or operation, excepting any income
taxes levied on the Lessor. Lessor may, at its option, collect from Lessee an
escrow fee of up to 35% of the Equipment cost per month for a tax escrow
fund. Lessor may, at its option, pay on Lessee's behalf such taxes and other
amounts, file applicable returns, and collect full reimbursement plus an
administrative fee from Lessee. In addition, Lessee authorizes Lessor to file
at Lessor's option informational financing statements and/or fixture filings
without Lessee's signature and, if a signature is required by law, Lessee
appoints Lessor as Lessee's attorney-in-fact to execute such statements and
filings. For purposes of any filing, Lessee hereby grants Lessor a security
interest in all lease payments and Equipment, and all interest of Lessee
therein, and all proceeds and products thereof, but in no case shall this
grant or any filing be deemed to contravene a true-lease transaction. Lessee
agrees to pay Lessor a documentation fee to be billed with the first lease
payment to cover account setup and administrative costs. Lessee and any
guarantor agree to reimburse Lessor for reasonable costs incurred in
collecting taxes, assessments, or fees for which Lessee is liable, and any
collection charges attributable thereto, including reasonable attorney fees.
Lessee agrees that Lessor is entitled to all tax benefits resulting from
ownership of the Equipment. Lessee agrees that, should any such tax benefits
be disallowed, Lessee shall indemnify Lessor for such loss by paying Lessor
an amount equal to the value of the lost benefits.

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                          THIS LEASE IS NON CANCELLABLE

and is a binding contract consisting of all terms on the front and reverse
hereof.

KARTOFFELSOFT, INC.
LESSEE (Complete Legal Name)

3475 H EDISON WAY_SUITE H
Billing Address

MENLO PARK,               ,          CA        94025
City                  County       State      Zip
650-306-0670
         Phone                    Date
  By:   X  /s/ Justin Shelby Kitch                  4-30-98
--------------------------------------------------------
Authorized Signature  JUSTIN SHELBY KITCH
         Title  CEO
------------------------------------------------------------------------------

------------------------------------------------------------------------------
Accepted by:  CC FINANCE L.L.C., Lessor

By:    /s/ [ILLEGIBLE]
   -----------------------------------------------------
           Authorized Signature

Date:    5/11/98
     ---------------------------------------------------

LEASE NO: 521596

------------------------------------------------------------------------------

<PAGE>

6. NOTICE. Until Lessor and Lessee notify each other of any new address in
writing, any invoice, notice or transaction notice required by the Lease or
by law is validly given when mailed postage prepaid by first class mail to
the last known address.

7. SUCCESSORS AND ASSIGNMENTS. LESSEE AGREES NOT TO TRANSFER, SELL, SUBLEASE,
ASSIGN, PLEDGE OR ENCUMBER EITHER THE EQUIPMENT OR ANY RIGHTS UNDER THIS
LEASE WITHOUT THE PRIOR WRITTEN CONSENT OF LESSOR, and even with Lessor's
consent, Lessee shall remain jointly and severally liable to the full extent
with Lessee's assignee. However, in any case, the provisions of this
Agreement bind all heirs, executors, administrators, successors, trustees,
and assigns of the Lessee and any guarantor. LESSOR MAY, AT ITS OPTION ASSIGN
ITS RIGHTS AND INTERESTS UNDER THIS LEASE WITHOUT NOTICE. Lessee agrees that
Lessor's assignee will have the same rights and remedies that Lessor now has.
Lessee agrees that the rights of Lessor's assignee will not be subject to
claims, defenses, or setoffs that Lessee may have against Lessor. Lessee
agrees that Lessor is not an agent of Lessor's assignee and that Lessor has
no affiliation with such assignee except for such assignment. Lessee
stipulates that any such assignment by Lessor shall not materially change
Lessee's duties, obligations or risks under this Lease.

8. OWNERSHIP AND TITLE. Lessor is the sole owner of the Equipment, has sole
title and all residual rights, has the right to inspect the Equipment, and
has the right to affix and display a notice of Lessor's ownership thereon.
The Equipment shall remain Lessor's personal property whether or not affixed
to realty and shall not be part of any real property on which it is placed.
At Lessor request, Lessee shall obtain a landlord and/or mortgage waiver for
the Equipment. All additions, attachments, and accessories placed on the
Equipment become part of the Equipment and Lessor's property. Lessee agrees
to maintain the Equipment so that it may be removed from the property or
building where located without damage.

9. OPERATION AND TERMINATION. Lessee shall be solely responsible for the
installation, operation, and maintenance of the Equipment, shall keep it in
good condition and running order, and shall use and operate the Equipment in
compliance with applicable laws. If the Equipment is of the type not normally
maintainable by the Lessee, the Lessee, at its expense, shall maintain in
full force and effect throughout the Lease term Supplier's standard
maintenance contract. Upon return to Lessor, the Equipment must be eligible,
without further cost or expense, for immediate continuation of coverage under
Supplier's standard maintenance contract. Lessee agrees to keep and use this
Equipment only at the business address specified above, to never abandon or
move the Equipment from that address, nor relinquish possession of the
Equipment except to Lessor's agent. At the end of the Lease term, Lessee
must contact Lessor, who will designate the return location within the
continental United States, and Lessee shall, at Lessee's expense, immediately
crate, insure and return the Equipment to the designated location in as good
a condition as when Lessee received it, excepting only reasonable wear and
tear. Until Lessor actually receives the Equipment at the return location,
the Lease renews automatically from month to month, and Lessee agrees to
continue to make lease payments at the last effective rate under the lease.

10. RISK OF LOSS AND INSURANCE. Until Lessee has returned the Equipment to
the designated location, Lessee bears the entire risk or loss or damage to
the Equipment, regardless how arising. Lessee shall immediately notify Lessor
of the occurrence of any Loss or other occurrence affecting Lessor's
interests and shall make repairs or corrections at Lessee's expense. In such
event, Lessee agrees to continue to meet all payment and other obligations
under the Lease. Lessee agrees to keep the Equipment insured at Lessee's
expense against risks of loss or damage from any cause whatsoever. Lessee
agrees that such insurance shall not be less than the unpaid balance of the
Lease plus the then current fair market value of the Equipment. Lessee also
agrees that the insurance shall be in such additional amount as is reasonable
to cover Lessor for public liability and property damage arising from the
Equipment or Lessee's use of it. Lessee agrees to name Lessor as the loss
payee and an additional insured. Each policy shall provide that the insurance
cannot be canceled without thirty days prior written notice to Lessor. Upon
request by Lessor, Lessee agrees to furnish proof of each insurance policy
including a certificate of insurance and a copy of the policy. The proceeds
of such insurance shall be applied at Lessor's sole election toward the
replacement or repair of the Equipment or payment towards Lessee's
obligations. Lessee appoints Lessor as attorney-in-fact to make any claim
for, receive payment of, or execute or endorse all documents, checks or
drafts for loss or damage or return of premium under such insurance. Because
of increased credit risks to Lessor when not insured by Lessee, Lessee agrees
to pay to Lessor each month a risk charge stipulated and liquidated at 25% of
Lessor's original Equipment cost until Lessee provides proof of compliance
with insurance requirements. In spite of the payment of such risk charge,
Lessee has no right or claim to any insurance benefits from Lessor. Lessee is
still liable for all losses, and such risk charge is not in lieu of the
insurance requirements of this Lease.

11. INDEMNITY. Lessee agrees to indemnify and hold Lessor harmless from and
against, any and all losses, damages, injuries, claims, demands, and expenses
(a "Claim"), including any and all attorney's fees and legal expenses,
arising from or caused directly or indirectly by any actual or alleged use,
possession, maintenance, condition (whether or not latent or discoverable),
operation, location, delivery or transportation of any item of Equipment.
Should Lessee be entitled under applicable law to revoke its acceptance of
the Equipment, Lessee agrees to pay and indemnify Lessor for any payment by
Lessor to the Supplier of the Equipment.

12. COLLECTION CHARGES AND ATTORNEY'S FEES. If any part of any sum is not
paid when due, Lessee agrees to pay Lessor a) in the first month, a late
charge to compensate Lessor for collecting and processing the late sum, such
late charge is stipulated and liquidated at the greater of $.15 per dollar of
each delayed sum or $15; plus b) a charge for every month after the first
month in which the sum is late to compensate Lessor for the inability to
reinvest the sum, such charge is stipulated and liquidated at 1 1/2 % per
month, or when less, the maximum allowed by NEW JERSEY or other applicable
law; plus c) a collection call charge to compensate Lessor for the time and
expense in making any call, such collection call charge is stipulated and
liquidated at $15.50 per collection call; plus d) a personal visit charge
equal to actual out-of-pocket expenses to compensate Lessor for the time and
expense of all collection efforts; plus e) a returned check or non-sufficient
funds ("NSF") charge to reimburse Lessor for its time and expense incurred
with respect to a check that is returned for any reason, such NSF charge is
stipulated and liquidated at the greater of $50 or actual bank charges to
Lessor, plus other amounts allowed by law.

LESSEE AND ANY GUARANTOR AGREE TO PAY ALL COSTS OF COLLECTION, INCLUDING
COLLECTORS' CONTINGENCY FEES, AND TO PAY LESSOR'S REASONABLE ATTORNEY FEES AS
DAMAGES AND NOT COSTS in all proceedings arising under this Lease, such
proceedings include any arbitration, bankruptcy proceeding, civil action,
mediation, counter claim on which Lessor prevails, or post-judgment action or
appeal with respect to any of the foregoing. A reasonable attorney fee is not
less than the greater of $300 or 25% of Lessor's total amount in collection.

13. DEFAULT. Lessee shall be in default of this Lease on any of the following
events: a) Lessee fails to pay any month's rent within ten days after it
first becomes due; b) Lessee assigns, moves, pledges, subleases, sells or
relinquishes possession of the Equipment, or attempts to do so, without
Lessor's written authorization; c) Lessee breaches any of its warranties or
other obligations under this Lease, or any other agreement with Lessor and
fails to cure such breach within ten days after Lessor sends notice of the
existence of such breach; d) any execution or writ of process is issued in
any action or proceeding to seize or detain the Equipment; e) Lessee or any
guarantor gives Lessor reasonable cause to be insecure about Lessee's
willingness or ability to perform obligations under the Lease or any other
agreement with Lessor; f) Lessee or any guarantor dies, becomes insolvent or
unable to pay debts when due; stops doing business as a going concern,
merges, consolidates, transfers all or substantially all of its assets, makes
an assignment for the benefit of creditors, appoints a trustee or receives or
undergoes a substantial deterioration of financial health or g) Lessee or
any guarantor fails to reaffirm this Lease obligation within sixty (60) days
of the filing of any petition for protection under the United States
Bankruptcy code.

14. REMEDIES. a) Should Lessee default, Lessor has the right to collect and
to exercise any or all of the following: 1) Lessor may, without notice,
accelerate all sums under the Lease and any other agreement with Lessor, and
require Lessee to immediately pay Lessor all sums that are already due and
the discounted value of those that will become due, including the lease-end
fair market value of the Equipment (subject to 15b); 2) All lost or
recaptured Tax benefits to Lessor shall also be immediately due and payable
from the Lessee; 3) Lessor has the right to immediately retake possession of
the Equipment without any court order or other process of law and for such
purpose may enter upon any premises where the Equipment may be, remove the
same and apply any proceeds as provided below. Lessee shall be liable for all
reasonable costs and expenses incurred in the repossession, recovery,
storage, repair, sale, re-lease or other disposition of the Equipment; 4)
Lessor has the right to exercise any remedy at law or equity, notice thereof
being expressly waived by Lessee and any guarantor; 5) Lessor's action or
failure to act on one remedy constitutes neither an election to be limited
thereto nor a waiver of any other remedy or a release of Lessee from the
liability to return the Equipment or for any loss or Claim with respect
thereto; 6) The provisions of this Lease are severable and shall not be
affected or impaired if any one provision is held unenforceable, invalid, or
illegal. Any provision held in conflict with any statute or rule of law shall
be deemed inoperative only to the extent of such conflict and shall be
modified to conform with such statute or rule; b) To the extent permitted by
applicable law, Lessee hereby waives Lessee's rights to: 1) cancel or
repudiate this Lease; 2) revoke acceptance of or reject the Equipment; 3)
claim a security interest in the Equipment; 4) accept partial delivery of the
Equipment; 5) sell or dispose of the Equipment upon rejection or revocation;
6) seek "cover" in substitution for the Lease from Lessor.

15. MITIGATION OF DAMAGES. In furtherance of the mitigation of damages,
Lessee and any guarantor agree and stipulate: a) Each accelerated sum and
lease-end fair market value shall have a discounted or present value computed
at 6% per annum. A single payment present worth factor shall be applied to
the lease-end fair market value. A uniform series present worth factor shall
be applied to the accelerated periodic payments; b) Should Lessor use or
dispose of any returned or repossessed Equipment, Lessor will credit the
amount that Lessee owes with any excess which Lessor actually recovers over
the cost of retaking and disposing of the equipment. Such credit shall not be
deemed to be an equity offset but shall be in full mitigation of Lessor's
repossession of the Equipment before the end of the Lease; c) To encourage
and facilitate settlement of any dispute, and at apportion litigation costs
associated therewith, any deposition of any witness, whether a party or not,
shall be taken by telephone and/or by video tape in the county where the
witness works or resides. Such deposition may be used for any purpose
including any discovery, trial, or proceeding as long as the deponent resides
or works more than 100 miles away therefrom. No party shall require any
witness to attend any deposition, trial, or proceeding more than 100 miles
from where that witness resides or works without first tendering to that
witness full payment of all costs reasonably necessary to allow such
attendance including travel, transportation, lodging and meal; d) Lessor or
Lessee may submit any matter arising out of this transaction, including any
claim, counterclaim, setoff, or defense, to binding arbitration by the
American Arbitration Association in New Jersey. The decision and award of the
arbitrator(s) shall be final and binding and may be entered as rendered in
any court having jurisdiction thereof; e) Any action under this Lease by
Lessee for claims against Lessor for indemnity, misrepresentation, product
liability, breach of warranty and contract default shall be commenced within
one (1) year after any such cause of action accrues.

16. CONSENT TO NEW JERSEY LAW, JURISDICTION, VENUE, AND NON-JURY TRIAL.
Lessee and any guarantor consent, agree, and stipulate that: a) this Lease
shall be deemed fully executed and performed in the State of New Jersey and
shall be governed by and construed in accordance with the laws thereof; and
b) in any action, proceeding, or appeal on any matter related to or arising
out of this Lease, the Lessor, Lessee and any guarantor; 1) SHALL BE SUBJECT
TO THE PERSONAL JURISDICTION OF THE STATE OF NEW JERSEY, including any state
or federal court sitting therein, and all court rules therefrom; 2) SHALL
ACCEPT VENUE IN ANY FEDERAL OR STATE COURT IN NEW JERSEY; and 3) EXPRESSLY
WAIVE ANY RIGHT TO A TRIAL BY JURY so that trial shall be by and only to the
court.

17. CONSENT TO SERVICE OF PROCESS. Lessee and any guarantor agree that any
process served for any action or proceeding shall be valid if mailed by
certified mail, return receipt requested, with delivery restricted to the
Lessee, is registered agent, or any agent appointed in writing to accept such
process. Lessee and any guarantor accordingly hereby expressly account
APPOINTED SERVICES, or its successor in NEW JERSEY as THEIR AGENT TO ACCEPT
SERVICE of such process in connection with this Lease.

<PAGE>

                                CC FINANCE L.L.C.
                                     LESSOR

                   RARITAN PLAZA III, 101 FIELDCREST AVE., #500
                                EDISON, NJ 08837

                        EQUIPMENT SCHEDULE NUMBER 521596

             FORMING A PART OF MASTER LEASE AGREEMENT NUMBER 521596

         This Equipment Schedule forms a part of that certain Master Lease
Agreement referenced above and is subject to the terms and conditions set forth
therein. The equipment described herein is leased pursuant to the terms and
conditions of this Equipment Schedule and the Master Lease Agreement. All terms
used herein shall be defined pursuant to the requirements of the Master Lease
Agreement.

         The undersigned hereby certifies that all property described below
has been furnished, that delivery and installation has been fully completed
as required, and that after final inspection the equipment is accepted as
satisfactory in all respects by the Lessee, and accordingly, Lessee hereby
authorizes the Lessor to purchase the Equipment described below or on the
attached schedule.

<TABLE>
<CAPTION>

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VENDOR:                                                                               CONTACT:
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<S><C>
                             SEE ATTACHED SCHEDULE A
---------------------------------------------------------------------------------------------------
QTY.                DESCRIPTION OF LEASED EQUIPMENT                  MODEL NO.        SERIAL NO.      Neither Vendor nor any
                                                                                                      salesman is an agent of
                                SEE ATTACHED SCHEDULE A                                                 Lessor nor are they
                                                                                                      authorized to waive or
                                                                                                      alter the terms of this
                                                                                                           Lease. Their
                                                                                                      representations shall in
                                                                                                      no way affect Lessee or
                                                                                                        Lessor's rights or
                                                                                                       obligations as herein
                                                                                                            set forth.
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EQUIPMENT LOCATION:  (if other than Billing Address of Lessee)
Street Address:   3475 H EDISON WAY
City:    MENLO PARK                                  County:           State:  CA       Zip:  94025
------------------------------------------------------------   ------------------------------------------------------------------
INITIAL                      MONTHLY RENT                                               ADVANCE PAYMENT
RENTAL                                                               CHECK FOR THIS AMOUNT MUST ACCOMPANY LEASE APPLICATION
 TERM
  36                          $ 3,954.41                                                   / / Security Deposit

                                                                                           /X/ First Payment in
  Months                                                         $ 3,954.41                Advance
------------------------------------------------------------   ------------------------------------------------------------------
KARTOFFELSOFT, INC.,                                                             THIS LEASE IS NON-CANCELLABLE
LESSEE (Complete Legal Name)
                                                                 ----------------------------------------------------------------
3475 H EDISON WAY                                                Accepted By:  CC FINANCE L.L.C., Lessor, at Edison, NJ.
Billing Address

MENLO PARK                          CA  94025                    By:
City/County/State/Zip Code
650-306-0670                                                               /s/ [ILLEGIBLE]
                                                                    -----------------------------------------
Area    Phone                                                         Authorized Signature
     -----------

By: X  /s/ Justin Shelby Kitch      4-30-98                          Date:  5/11/98
   -----------------------------------------------                        -----------------------------------
      Authorized Signature JUSTIN SHELBY KITCH
Title:  CEO
------------------------------------------------------------   ------------------------------------------------------------------
                     DO NOT WRITE BELOW-FOR OFFICE USE ONLY
CPO                                                           Verification of Acceptance and Authorization to Purchase:
   --------------------------------------
Adv.                                                          Given by:
    -------------------------------------                                -------------------------------------------------
                                                              To:                            Date:
                                                                 -------------------------        ----------------------
</TABLE>

<PAGE>

COMPAQ
CAPITAL

                                                      BUSINESS LEASE AGREEMENT
<TABLE>
<CAPTION>

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Lessee Information    LESSEE (Complete Legal Name)    KARTOFFELSOFT, INC.                  BUSINESS PHONE 550-306-0670
<S> <C>
                     ------------------------------------------------------------------------------------------------------------
                      BILLING ADDRESS    3475 H EDISON WAY SUITE H                         Federal Tax ID
                     ------------------------------------------------------------------------------------------------------------
                      CITY: MENLO PARK                          COUNTY SAN MATEO        STATE  CA   ZIP  94025
                     ------------------------------------------------------------------------------------------------------------
                      EQUIPMENT ADDRESS   3475 H EDISON WAY                 SUITE H
                     ------------------------------------------------------------------------------------------------------------
                      CITY: MENLO PARK                          COUNTY: SAN MATEO       STATE  CA   ZIP  94025
                     ------------------------------------------------------------------------------------------------------------
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Lease Acceptance                                             THIS LEASE IS NON-CANCELABLE and consists of all items on front
(Sign and initial)                                           and reverse hereof.  This Lease is the full and final agreement and
       /s/ Justin Shelby Kitch                               cannot be modified or terminated except by written agreement signed
      ----------------------------------------------         both by Lessee and by a corporate officer of Lessor.
       Signature(s) above and initial to right                          Acknowledged and Accepted

                                                                   /s/ Justin Shelby Kitch
                                                                  ---------------------------------------------
       Print Name  JUSTIN SHELBY KITCH      Title  CEO              Please Initial
    -----------------------------------------------------------------------------------------------------------------------------
    INITIAL TERM              MONTHLY LEASE PAYMENT         ADVANCE PAYMENT (How Applied)     / / Security Deposit
    36                        $ 400.56                      $400.56                            X ADVANCE
    Months                    EXCLUSIVE of Applicable Tax
    -----------------------------------------------------------------------------------------------------------------------------
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Equipment to be               QUANTITY        DESCRIPTION OF EQUIPMENT TO BE LEASED                       SERIAL NUMBER
Leased
                           ------------------------------------------------------------------------------------------------------
(If additional room is         1              PROLIANT 3000R 6/333 P2-333 SYST 512K
                           ------------------------------------------------------------------------------------------------------
required, complete             1              PROLIANT 3000R 6/333 512K PROCESSOR
                           ------------------------------------------------------------------------------------------------------
Schedule A and                 1              64MB BUFFERED EDO DIMM MEMORY KIT
                           ------------------------------------------------------------------------------------------------------
attach signed                  1              4.30GB SCSI ULTRA WIDE 1 PLUGGABLE
                           ------------------------------------------------------------------------------------------------------
Schedule A to this             2              9.10GB SCSI3 WIDE-ULTRA 1 PLUGGABLE
                           ------------------------------------------------------------------------------------------------------
agreement.)                    1              PROLIANT 3000/5500 REDUNDANT POWER SUPPLY
                           ------------------------------------------------------------------------------------------------------
                               1              SMART-2SL ARRAY CONTROLLER ACCS
                           ------------------------------------------------------------------------------------------------------

                           ------------------------------------------------------------------------------------------------------

                           ------------------------------------------------------------------------------------------------------

                           ------------------------------------------------------------------------------------------------------
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Guarantor                   GUARANTEE:  In consideration of the Lessor leasing to the Lessee and for other good and valuable
Information                 consideration, the receipt of which is hereby acknowledged, the undersigned personally and
                            unconditionally guarantees payment and performance of, and agrees to the subject to, all the terms
                            and conditions of this Lease until all obligations under the Lease are fulfilled, including payment
                            of collection costs and attorney's fees.  LESSOR MAY PROCEED AGAINST THE UNDERSIGNED IN THE FIRST
                            INSTANCE WITHOUT RESORTING TO OTHER CLAIMS OR COLLATERAL, AND THE UNDERSIGNED WAIVES ANY STATUTORY OR
                            OTHER RIGHT TO REQUIRE OTHERWISE.  The undersigned hereby pledges the sole and separate estate of the
                            undersigned and waives notice of any settlement, impairment, substitution, dishonor, modification,
                            amendment or extension under the Lease; and waives demand, protest, presentment, and all related
                            notices.  Any Guarantee shall be valid and enforceable whether or not the Key-Person Protection Plan
                            is applicable to this Lease but a Key Person, if any, must sign below.  THIS GUARANTEE IS
                            NON-CANCELABLE.

                                 ------------------------------------------------------------------------------------------------
                                  SIGNATURE (An individual (No Title) Full Joint and Several Liability     Social Security Number

                            -----------------------------------------------------------------------------------------------------

                                  -----------------------------------------------------------------------------------------------
                                   SIGNATURE (An individual (No Title) Full Joint and Several Liability    Social Security Number

                            -----------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
 Equipment               On behalf of Lessee, I hereby certify that all of the Equipment referred to in the above Lease has been
 Acceptance and          delivered to and has been received by the Lessee, that all installation or other work necessary prior to
 Purchase                the use thereof has been completed, that the Equipment has been examined by the Lessee and is in good
 Authorization           operating order and condition and is in all respects satisfactory to the Lessee, and that the Equipment
                         is accepted by the Lessee for all purposes under the Lease.  The Lease payment shall be due on the same
                         date each month, which date is set by Lessor upon receipt and confirmation of this Authorization.  LESSEE
                         ACKNOWLEDGES THAT THIS IS A "FINANCE LEASE" (defined in the Uniform Personal Property Leasing Act) AND
                         WARRANTS TO LESSOR THAT LESSEE HAS RECEIVED OR REVIEWED SUPPLIER'S WRITTEN CONTRACT COVERING THE
                         EQUIPMENT'S TERMS OF SALE AND WARRANTIES.  ACCORDINGLY, I AUTHORIZE LESSOR TO PURCHASE THE EQUIPMENT.

                           ------------------------------------------------------------------------------------------------------
                            Authorizing Signature of Lessee                                                        Date

                     ------------------------------------------------------------------------------------------------------------
                      FOR LESSORS USE ONLY (Verification of acceptance and Authorization to Purchase)

                     ------------------------------------------------------------------------------------------------------------
                      Given By                                                                                     Date

                     ------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------------------
FOR USE ONLY          ACCEPTED BY CC FINANCE L.L.C. LESSOR

                      /s/ Lisa Hallins                   7/9/98                                                   525136
                     ------------------------------------------------------------------------------------------------------------
                                                          Date                                                  Lease Number
                     ------------------------------------------------------------------------------------------------------------
</TABLE>

<PAGE>

KARTOFFELSOFT, INC.
3475 H EDISON WAY
MENLO PARK, CA 94025

Provided the Lessee has, on a timely basis, fully complied with all the terms
and conditions of the Lease Agreement, Lease #525136, Lessee may choose to
exercise one of the following options upon the natural expiration of the base
lease term or any renewal term:

1.   Lessee may at lease expiration choose to purchase the Equipment at its
     then Fair Market Value (plus all applicable sales taxes) on an "all or
     none" basis and on an as-is where-is basis. This option may be exercised
     by Lessee only upon giving prior written notice of election to Lessor
     not less than sixty (60) days before expiration.  "Fair Market Value"
     shall mean the price which a willing buyer (who is neither a lessee in
     possession nor a used equipment dealer) would pay for the Equipment in
     an arm's-length transaction to a willing seller under no compulsion to
     sell:  PROVIDED, HOWEVER, that in such determination:  (i) the Equipment
     shall be assumed to be in the condition in which it is required to be
     maintained and returned under this Agreement; (ii) in the case of any
     installed Equipment, that Equipment shall be valued on an installed
     basis; and (iii) costs of removal from current location shall not be a
     deduction from such valuation.  If Lessor and Lessee are unable to agree
     on the Fair Market Value, at least 30 days before lease expiration,
     Lessor shall appoint an independent appraiser (reasonably acceptable to
     Lessee) to determine Fair Market Value, at least 30 days before
     expiration, and that determination shall be final, binding and
     conclusive.  Lessee shall bear all costs associated with any such
     appraisal.

2.   Lessee may renew the lease at the then Fair Market Rental Value.

3.   Lessee may return the equipment to Lessor pursuant to the terms of the
     Lease.

ACCEPTED BY:

KARTOFFELSOFT, INC.                                CC FINANCE L.L.C.
(Lessee)                                           (Lessor)

BY:  /s/ JUSTIN SHELBY KITCH                       /s/  Lisa Hallins
    ------------------------------------              ------------------------

       CEO                                                  DS
    ------------------------------------           ---------------------------
    (Title)                                        (Title)

DATED:  6/8/98                                    DATED:  4/9/98
      ----------------------------------                ----------------------
<PAGE>

                      DELIVERY AND ACCEPTANCE CERTIFICATE

                          Lessor:  CC FINANCE L.L.C
                             Lease(s) No. 525136

------------------------------------------------------------------------------
QTY.          DESCRIPTION OF LEASED EQUIPMENT ("Equipment")       SERIAL NO.
------------------------------------------------------------------------------

1          PROLIANT 3000R 6/333 P2-333 SYST 512K
1          PROLIANT 3000R 6/333 512K PROCESSOR
1          64MB BUFFERED EDO DIMM MEMORY KIT
1          4.30GB SCSI ULTRA-WIDE 1 PLUGGABLE
2          9.10GB SCSI3 WIDE-ULTRA 1 PLUGGABLE
1          PROLIANT 3000/5500 REDUNDANT POWER SUPPLY
1          SMART-2SL ARRAY CONTROLLER ACCS

------------------------------------------------------------------------------
EQUIPMENT LOCATION:  (if other than Billing Address of Lessee)
3475 H EDISON WAY   City MENLO PARK   County SAN MATEO   State CA   Zip 94025

-------------------------------------------------------------------------------
LESSEE'S ACKNOWLEDGEMENT & DELIVERY ACCEPTANCE CERTIFICATE & PURCHASE
AUTHORIZATION:
-------------------------------------------------------------------------------

We are pleased to confirm to you as follows:

1.   All of the Equipment described above or in the above Lease has been
delivered to and received by the undersigned Lessee; that all installation or
other work necessary prior to the use thereof has been completed; that said
Equipment has been examined and/or tested and is in good operating order and
condition and is in all respects satisfactory to the undersigned and as
represented, and that said Equipment has been accepted by the undersigned and
complies with all requirements of the Lessee. CONSEQUENTLY, LESSOR IS HEREBY
AUTHORIZED TO PAY FOR THE EQUIPMENT AND COMMENCE SAID LEASE(S).

2.   In the future, in the event that Equipment fails to perform as expected
or represented, Lessee will continue to honor the Lease by continuing to make
monthly payments in the normal course of business and will look solely to the
seller or manufacturer ("Supplier") for the performance of all covenants and
warranties, whether express or implied.

In addition, Lessee will indemnify Lessor and hold it harmless from any
nonperformance of the aforementioned Equipment or resulting claim or liability.

3.   LESSEE ACKNOWLEDGES THAT LESSOR IS NOT THE MANUFACTURER, DISTRIBUTOR OR
SUPPLIER * OF THE EQUIPMENT AND HAS NO CONTROL, KNOWLEDGE OR FAMILIARITY WITH
THE CONDITION, CAPACITY, FUNCTIONING OR OTHER CHARACTERISTICS OF THE
EQUIPMENT.

LESSEE ACKNOWLEDGES THAT THIS IS A "FINANCE LEASE" (defined in the Uniform
Personal Property Leasing Act, UCC Art. 2A) AND WARRANTS TO LESSOR THAT
LESSEE HAS RECEIVED REVIEWED, AND APPROVED SUPPLIER'S WRITTEN SUPPLY CONTRACT
COVERING THE EQUIPMENT'S TERMS OF SALE AND WARRANTIES.

<TABLE>
<CAPTION>

-------------------------------------------------------------------------------------------------------------------
LESSEE:                                                       VENDOR:
-------------------------------------------------------------------------------------------------------------------
<S> <C>

KARTOFFELSOFT, INC.                                           COMPUTERSAMERICA INC.
-------------------------------------------------------------------------------------------------------------------
(Complete Legal Name)                                         (Complete Legal Name)
3475 H EDISON WAY                                             1925 FRANSICO BLVD.
-------------------------------------------------------------------------------------------------------------------
Billing Address                                               Address
MENLO PARK, SAN MATEO, CA  94025                              SAN RAFAEL, CA 94901
-------------------------------------------------------------------------------------------------------------------
City                     County             State    Zip      City              County           State         Zip
650-306-0670                                                  415-257-1010 EXT. 2388
-------------------------------------------------------------------------------------------------------------------
Phone                                       Date              Phone                              Date
By: X  /s/ Justin Shelby Kitch                                RICHARD MORENO
-------------------------------------------------------------------------------------------------------------------
Authorized Signature                        Title             Contact
JUSTIN SHELBY KITCH                         CEO
</TABLE>

<PAGE>

AGENCY DISCLAIMER:
Neither Supplier nor any salesperson is an agent of Lessor nor are they
authorized to waive or alter the terms of this Lease. Their representations
shall in no way affect Lessee or Lessor rights and obligations as herein set
forth.

-------------------------

THIS LEASE CANNOT BE CANCELED EXCEPT AS EXPRESSLY PROVIDED HEREIN. THIS LEASE
SHALL BECOME EFFECTIVE UPON EXECUTION BY LESSOR AT ITS

PAYMENT PROTECTION PLAN. Lessee may make an election for any business
reasons, except Equipment defects, to postpone up to three monthly lease
payments to the end of the initial lease term. This option to delay up to
three regular payments is conditioned upon the following requirements: 1)
Lessee's written notice to make an election must be received by Lessor on or
before the due date of any payments to be postponed, 2) Upon receipt of
Lessee's written notice of election, Lessor shall prepare a Payment
Protection Election form and send it to Lessee for execution, 3) Lessor must
receive back the duly signed Payment Protection Election under this plan
within fifteen days following the first due date of the payment(s) postponed,
4) Lessee's option under this plan cannot be exercised for any payment which
becomes due or payable during the first six months of the Lease, and 5)
Lessee must have at all times prior to an election complied with all terms,
conditions, covenants and requirements of the Lease or this option is void.

KEY-PERSON PROTECTION PLAN for small-ticket leases. Provided that Lessee has
at all times complied with all terms, conditions, covenants and requirements
of the Lease and upon the death of the Key-Person Guarantor only (other
guarantor's excluded), the Lessee may be entitled to a dollar reduction of
fifty percent (50% in each remaining monthly lease payment. This reduction in
lease payments is conditioned upon the following requirements: 1) The total
cost of all Equipment leased from Lessor does not exceed $20,000 and the Key
Person must have been properly identified below and have executed the
guarantee provision of this Lease, 2) On the 91st day after the Key Person's
death, Lessee shall lose all rights to a reduction under this Plan if Lessor
has not received written notice of the Key Person's death including a copy of
the death certificate, 3) The Lease payments shall be reduced only in
connection with obligations arising or amounts becoming due after Lessor's
receipt of Lessee's proper written notice, 4) Except for the reduction in
each lease payments, Lessee and any Guarantors shall remain fully responsible
under the Lease for all obligations, including any loss or damage to the
Equipment, and 5) All rights and obligations under this plan are further
subject to and controlled by the requirements, terms and conditions of the
insurance schedule provided to the Lessee with a copy of the executed Lease.
THE KEY PERSON GUARANTOR IS IDENTIFIED AS FOLLOWS:
(Print Full Name):________________________________

1. TERMS AND CONDITIONS. In consideration of Lessor's purchase of the equipment
selected by Lessee, Lessor leases to Lessee, and Lessee leases from Lessor, the
equipment identified on the front hereof and on any attached schedule
("Equipment") pursuant to the terms and conditions set forth herein. Lessee
authorizes Lessor to insert in this Equipment Lease Agreement ("Lease") serial
numbers and other identification data when determined. THIS LEASE CONSTITUTES
THE FULL AND ENTIRE AGREEMENT between the Lessor and Lessee in connection with
the Equipment and MERGES ANY OTHER UNDERSTANDING. In no case shall the
preprinted terms and conditions on Lessee's or Supplier's standard transactional
documentation (e.g., order forms and invoices) apply to Lessor. Neither party
relies on any other statement, representation or assurance of cure. THE LEASE
CAN BE NEITHER CANCELLED NOR MODIFIED except by a written agreement signed by
Lessee and by a corporate officer of Lessor.

2. LESSEE'S AND GUARANTOR'S WARRANTIES TO LESSOR. Lessee and any Guarantor
expressly represent and warrant to Lessor, and Lessor relies on, the fact that:
a) said parties have read and understood this Lease before it was signed; b)
SAID PARTIES HAVE SELECTED AND ARE FULLY SATISFIED WITH BOTH THE EQUIPMENT AND
THE SUPPLIER WHO SOLD THE EQUIPMENT TO LESSOR; c) said parties will authorize
Lessor to pay for the Equipment only after Lessee has received and accepted the
Equipment as fully operable for Lessee's purposes; d) said parties have freely
chosen to lease, not buy, from Lessor only after having considered other means
of obtaining the use of the Equipment; e) NEITHER THE SUPPLIER OF THE EQUIPMENT
NOR ANY OF ITS SALESPERSONS ARE, OR HAVE ACTED AS, LESSOR'S AGENTS OR EMPLOYEES;
f) financial information and other statements provided to Lessor are accurate
and correct and will be updated upon Lessor's request during the term of the
Lease; g) said parties are currently meeting all debts as such come due; h) the
equipment is leased exclusively for Lessee's established business purposes and
not for starting a new business or for personal, family or household purposes;
i) Lessee has unrestricted power to enter into this Lease, has duly authorized
the person executing it, and certifies that all signatures are authentic; and j)
said parties will pay all costs connected with the Equipment, including taxes,
insurance, repairs, shipping, early termination fees, collection costs and other
expenses normally paid in a net lease.

3. LESSEE'S WAIVER OF DAMAGES AND WARRANTIES FROM LESSOR. a) Lessee leases the
Equipment from Lessor "AS IS/WHERE IS." EXCEPT AS TO QUIET ENJOYMENT, LESSOR
MAKES ABSOLUTELY NO WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING ANY WARRANTY OF
MERCHANTABILITY OF FITNESS FOR A PARTICULAR PURPOSE; b) IF THE EQUIPMENT IS NOT
PROPERLY INSTALLED, DOES NOT OPERATE AS REPRESENTED OR WARRANTED BY THE
SUPPLIER, OR IS UNSATISFACTORY FOR ANY REASON WHATSOEVER, LESSEE SHALL MAKE ANY
CLAIM ON ACCOUNT THEREOF SOLELY AGAINST THE SUPPLIER AND LESSEE HEREBY WAIVES
ANY SUCH CLAIM AGAINST LESSOR. All warranties from the Supplier to Lessor are
hereby assigned to Lessee for the term of the Lease for Lessee's exercise at
Lessee's expense; c) LESSEE SHALL HOLD LESSOR HARMLESS AND SHALL BE RESPONSIBLE
FOR ANY LOSS, DAMAGE OR INJURY TO PERSONS OR PROPERTY CAUSED BY THE EQUIPMENT;
d) NO REPRESENTATION OR WARRANTY BY THE SUPPLIER OR SALESPERSON IS BINDING ON
LESSOR NOR SHALL BREACH OF SUCH WARRANTY RELIEVE LESSEE OF LESSEE'S OBLIGATIONS
TO LESSOR; and e) IN NO CASE SHALL LESSOR BE LIABLE TO LESSEE FOR SPECIAL,
INDIRECT OR CONSEQUENTIAL DAMAGES.

4. PAYMENTS. Lessee agrees to make lease payments in advance and to pay such
other charges as provided herein. THE LEASE PAYMENTS SHALL BE ADJUSTED
PROPORTIONATELY UPWARD OR DOWNWARD IF THE ACTUAL TOTAL COST OF THE EQUIPMENT AT
THE TIME OF CLOSING EXCEEDS OR IS LESS THAN THE ESTIMATE. LESSEE HEREBY
AUTHORIZES LESSOR TO ADJUST THE LEASE PAYMENTS BY UP TO TWENTY PERCENT (20%) IN
THAT EVENT. Lease payments shall be increased by any cost or expense Lessor
occurs to preserve the Equipment or to pay taxes, assessments, fees, penalties,
liens, or encumbrances. Unless Lessor gives written notice of a new address, all
payments under this Lease shall be sent to Lessor at the address provided by
Lessor. Each payment received, at lessor's discretion, will be applied first to
the oldest charge due under the Lease. LESSEE AGREES THAT TIME IS OF THE ESSENCE
AND TO MAKE PAYMENTS REGARDLESS OF ANY PROBLEMS LESSEE MIGHT HAVE WITH THE
EQUIPMENT INCLUDING ITS OPERATION, CAPABILITY, INSTALLATION, OR REPAIR AND
REGARDLESS OF ANY CLAIM, SETOFF, DEFENSE LESSEE MIGHT HAVE AGAINST THE VENDOR OR
MANUFACTURER ("SUPPLIER"), SALESPERSON, OR OTHER THIRD PARTY. Without Lessor's
prior written consent, any payment to lessor of a smaller sum than due at any
time under the Lease shall not constitute a release or an accord and
satisfaction for any greater sum due, or to become due, regardless of any
endorsement restriction, unless otherwise agreed by both parties in a signed
writing. An advance payment shall be held by Lessor as a nonrefundable deposit,
which shall not bear interest and may be commingled with other funds. In case
the Lease is never finalized, the advance payment will be retained by Lessor in
liquidation of documentation and processing expenses, unless the application is
rejected by Lessor.

5. TAXES, ASSESSMENTS AND FEES. Lessee agrees to pay all licensing, filing and
registration fees; to keep the Equipment free of all liens and encumbrances; TO
SHOW THE EQUIPMENT AS "LEASED EQUIPMENT" ON TAX RETURNS; TO PAY ALL PERSONAL
PROPERTY TAXES ASSESSED AGAINST THE EQUIPMENT; to pay all other taxes,
assessments, fees and penalties which may be levied or assessed in respect to
the Equipment, its use or any interest therein, or any lease payments, including
but not limited to all federal, state, and local taxes, however designated,
levied or assessed, whether upon Lessee or Lessor or the Equipment or upon the
sale, ownership, use or operation, excepting any income taxes levied on the
Lessor. Lessor may, at its option, collect from Lessee an escrow fee of up to
35% of the Equipment cost per month for a tax escrow fund. Lessor may, at its
option, pay on Lessee's behalf such taxes and other amounts, file applicable
returns, and collect full reimbursement plus an administrative fee from Lessee.
In addition, Lessee authorizes Lessor to file at Lessor's option informational
financing statements and/or fixture filings without Lessee's signature and, if a
signature is required by law, Lessee appoints Lessor as Lessee's
attorney-in-fact to execute such statements and filings. For purposes of any
filing, Lessee hereby grants Lessor a security interest in all lease payments
and Equipment, and all interest of Lessee therein, and all proceeds and products
thereof, but in no case shall this grant or any filing be deemed to contravene a
true-lease transaction. Lessee agrees to pay Lessor a documentation fee to be
billed with the first lease payment to cover account setup and administrative
costs. Lessee and any guarantor agrees to reimburse Lessor for reasonable costs
incurred in collecting taxes, assessments, or fees for which Lessee is liable,
and any collection charges attributable thereto, including reasonable attorney
fees. Lessee agrees that Lessor is entitled to all tax benefits resulting from
ownership of the Equipment. Lessee agrees that, should any such tax benefits be
disallowed, Lessee shall indemnify Lessor for such loss by paying Lessor an
amount equal to the value of the lost benefits.

6. NOTICE. Until Lessor and Lessee notify each other of any new address in
writing, any invoice, notice of transaction notice required by the Lessor by law
is validly given when mailed postage prepaid by first class mail to the last
known address.

7. SUCCESSORS AND ASSIGNMENTS. LESSEE AGREES NOT TO TRANSFER, SELL, SUBLEASE,
ASSIGN, PLEDGE OR ENCUMBER EITHER THE EQUIPMENT OR ANY RIGHTS UNDER THIS LEASE
WITHOUT THE PRIOR WRITTEN CONSENT OF LESSOR, and even with Lessor's consent,
Lessee shall remain jointly and severally liable to the full extent with
Lessee's assignee. However, in any case, the provisions of this Agreement bind
all heirs, executors, administrators, successor, trustees, and assigns of the
Lessee and any guarantor. LESSOR MAY, AT ITS OPTION ASSIGN ITS RIGHTS AND
INTERESTS UNDER THIS LEASE WITHOUT NOTICE. Lessee agrees that Lessor's assignee
will have the same rights and remedies that Lessor now has. Lessee agrees that
the rights of Lessor's assignee will not be subject to claims, defenses, or
setoffs that Lessee may have against Lessor. Lessee agrees that Lessor is not an
agent of Lessor's assignee and that Lessor has no affiliation with such assignee
except for such assignment. Lessee stipulates that any such assignment by Lessor
shall not materially change Lessee's duties, obligations or risks under this
Lease.

8. OWNERSHIP AND TITLE. Lessor is the sole owner of the Equipment, has sole
title and all residual rights, has the right to inspect the Equipment, and has
the right to affix and display a notice of Lessor's ownership thereon. The
Equipment shall remain Lessor's personal property whether or not affixed to
realty and shall not be part of any real property on which it is placed. At
Lessor request, Lessee shall contain a landlord and/or mortgage waiver for the
Equipment. All additions, attachments, and accessories placed on the Equipment
become part of the Equipment and Lessor's property. Lessee agrees to maintain
the Equipment so that it may be removed from the property or building where
located without charge.

9. OPERATION AND TERMINATION. Lessee shall be solely responsible for the
installation, operation, and maintenance of the Equipment, shall keep it in good
condition and running order, and shall use and operate the Equipment in
compliance with applicable laws. If the Equipment is of the type not normally
maintainable by the Lessee, the Lessee, at its expense, shall maintain in full
force and effect throughout the Lease term Supplier's standard maintenance
contract. Upon return to Lessor, the Equipment must be eligible, without further
cost or expense, for immediate continuation of coverage under Supplier's
standard maintenance contract. Lessee agrees to keep and use this Equipment only
at the business address specified above, to never abandon or move the Equipment
from that address and relinquish possession of the Equipment except to Lessors's
agent. At the end of the Lease term, Lessee must contact Lessor, who will
designate the return location within the continental United States, and Lessee
shall, at Lessee's expense, immediately crate, insure and return the Equipment
to the designated location in as good a condition as when Lessee received it,
excepting only reasonable wear and tear. Until Lessor actually receives the
Equipment at the return location, the Lease renews automatically from month to
month, and Lessee agrees to continue to make lease payments at the last
effective rate under the lease.

10. RISK OF LOSS AND INSURANCE. Until Lessee has returned the Equipment to the
designated location, Lessee bears the entire risk or loss or damage to the
Equipment, regardless how arising. Lessee shall immediately notify Lessor of the
occurrence of any Loss or other occurrence affecting Lessor's interests and
shall make repairs or corrections at Lessee's expense. In such event, Lessee
agrees to continue to meet all payment and other obligations under the Lease.
Lessee agrees to keep the Equipment insured at Lessee's expense against risks of
loss or damage from any cause whatsoever. Lessee agrees that such insurance
shall not be less than the unpaid balance of the Lease plus the then current
fair market value of the Equipment. Lessee also agrees that the insurance shall
be in such additional amount as is reasonable to cover Lessor for public
liability and property damage arising from the Equipment or Lessee's use of it.
Lessee agrees to name Lessor as the loss payee and an additional insured. Each
policy shall provide that the insurance cannot be canceled without thirty days
prior written notice to Lessor. Upon request by Lessor, Lessee agrees to furnish
proof of each insurance policy including a certificate of insurance and a copy
of the policy. The proceeds of such insurance shall be applied at Lessor's sole
election toward the replacement or repair of the Equipment or payment towards
Lessee's obligations. Lessee appoints Lessor as attorney-in-fact to make any
claim for, receive payment of, or execute or endorse all documents, checks or
drafts for loss or damage or return of premium under such insurance. Because of
increased credit risks to Lessor when not insured by Lessee, Lessee agrees to
pay to Lessor each month a risk charge stipulated and liquidated at 25% of
Lessor's original Equipment cost until Lessee provides proof of compliance with
insurance requirements. In spite of the payments of such risk charge, Lessee has
no right or claim to any insurance benefits from Lessor. Lessee is still liable
for all losses, and such risk charge is not in lieu of the insurance
requirements of this Lease.

11. INDEMNITY. Lessee agrees to indemnify and hold Lessor harmless from and
against, any and all losses, damages, injuries, claims, demands, and expenses (a
"Claim"), including any and all attorney's fees and legal expenses, arising from
or caused directly or indirectly by any actual or alleged use, possession,
maintenance, condition (whether or not latent or discoverable), operation,
location, delivery or transportation of any item of Equipment. Should Lessee be
entitled under applicable law to revoke its acceptance of the Equipment, Lessee
agrees to pay and indemnify lessor for any payment by lessor to the Supplier of
the Equipment.

12. COLLECTION CHARGES AND ATTORNEY'S FEES. If any part of any sum is not paid
when due, Lessee agrees to pay Lessor a) in the first month, a late charge to
compensate Lessor for collecting and processing the late sum, such late charge
is stipulated and liquidated at the greater of $.15 per dollar of each delayed
sum or $.15 plus b) a charge for every month after the first month in which the
sum is late to compensate Lessor for the inability to reinvest the sum, such
charge is stipulated and liquidated at 1 1/2 % per month, or when less, the
maximum allowed by NEW JERSEY or other applicable law, plus c) a collection call
charge to compensate Lessor for the time and expense in making any call, such
collection call charge is stipulated and liquidated at $15.50 per collection
call, plus d) a personal visit charge equal to actual out-of-pocket expenses to
compensate Lessor for the time and expense of all collection efforts, plus e) a
returned check or non-sufficient funds ("NSF") charge to reimburse Lessor for
its time and expense incurred with respect to a check that is returned for any
reason, such NSF charge is stipulated and liquidated at the greater of $50 or
actual bank charges to Lessor, plus other amounts allowed by law.

LESSEE AND ANY GUARANTOR AGREE TO PAY ALL COSTS OF COLLECTION, INCLUDING
COLLECTORS' CONTINGENCY FEES, AND TO PAY LESSOR'S REASONABLE ATTORNEY FEES AS
DAMAGES AND NOT COSTS in all proceedings arising under this Lease, such
proceedings include any arbitration, bankruptcy proceeding, civil action,
mediation, counter claim on which Lessor prevails, or post-judgment action or
appeal with respect to any of the foregoing. A reasonable attorney fee is not
less than the greater of $300 or 25% of Lessor's total amount in collection.

13. DEFAULT. Lessee shall be in default of this Lease on any of the following
events: a) Lessee fails to pay any month's rent within ten days after it
first becomes due; b) Lessee assigns, moves, pledges, subleases, sells or
relinquishes possession of the Equipment, or attempts to do so, without
Lessor's written authorization; c) Lessee breaches any of its warranties or
other obligations under this Lease, or any other agreement with Lessor and
fails to cure such breach within ten days after Lessor sends notice of the
existence of such breach; d) any execution or writ of process is issued in
any action or proceeding to seize or detain the Equipment; e) Lessee or any
guarantor gives Lessor reasonable cause to be insecure about Lessee's
willingness or ability to perform obligations under the Lease or any other
agreement with Lessor; f) Lessee or any guarantor dies, becomes insolvent or
unable to pay debts when due, stops doing business as a going concern,
merges, consolidates, transfers all or substantially all of its assets, makes
an assignment for the benefit of creditors, appoints a trustee or receiver or
undergoes a substantial deterioration of financial health or; g) Lessee or
any guarantor fails to reaffirm this Lease obligation within sixty (60) days
of the filing of any petition for protection under the United States
Bankruptcy code.

14. REMEDIES. a) Should Lessee default, Lessor has the right to collect and
to exercise any or all of the following: 1) Lessor may, without notice,
accelerate all sums under the Lease and any other agreement with Lessor, and
require Lessee to immediately pay Lessor all sums that are already due and
the discounted value of those that will become due, including the lease-end
fair market value of the Equipment (subject to 15b); 2) All lost or
recaptured Tax benefits to Lessor shall also be immediately due and payable
from the Lessee; 3) Lessor has the right to immediately retake possession of
the Equipment without any court order or other process of law and for such
purpose may enter upon any premises where the Equipment may be, remove the
same and apply any proceeds as provided below. Lessee shall be liable for all
reasonable costs and expenses incurred in the repossession, recovery,
storage, repair, sale, re-lease or other disposition of the Equipment; 4)
Lessor has the right to exercise any remedy at law or equity, notice thereof
being expressly waived by Lessee and any guarantor; 5) Lessor's action or
failure to act on one remedy constitutes neither an election to be limited
thereto nor a waiver of any other remedy or a release of Lessee from the
Liability to return the Equipment or for any loss or Claim with respect
thereto; 6) The provisions of this Lease are severable and shall not be
affected or impaired if any one provision is held unenforceable, invalid, or
illegal. Any provision held in conflict with any statute or rule of law shall
be deemed inoperative only to the extent of such conflict and shall be
modified to conform with such statute or rule; b) To the extent permitted by
applicable law, Lessee hereby waives Lessee's right to: 1) cancel or
repudiate this lease; 2) revoke acceptance of or reject the Equipment; 3)
claim a security interest in the Equipment; 4) accept partial delivery of the
Equipment; 5) sell or dispose of the Equipment upon rejection or revocation;
6) seek "cover" in substitution for the Lease from Lessor; and 7) claim an
agency relationship between Supplier and Lessor.

15. MITIGATION OF DAMAGES. In furtherance of the mitigation of damages,
Lessee and any guarantor agree and stipulate: a) Each accelerated sum and
lease-end fair market value shall have a discounted or present value computed
at 6% per annum. A single payment present worth factor shall be applied to
the lease-end fair market value. A uniform series present worth factor shall
be applied to the accelerated periodic payments; b) Should Lessor use or
dispose of any returned or repossessed Equipment, Lessor will credit the
amount that Lessee owes with any excess which Lessor actually recovers over
the cost of retaking and disposing of the equipment. Such credit shall not be
deemed to be an equity offset but shall be in full mitigation of Lessor's
repossession of the Equipment before the end of the Lease; c) To encourage
and facilitate settlement of any dispute, and at apportion litigation costs
associated therewith, any deposition of any witness, whether a party or not,
shall be taken by telephone and/or by video tape in the county where the
witness works or resides. Such deposition may be used for any purpose
including any discovery, trial, or proceeding as long as the deponent resides
or works more than 100 miles away therefrom. No party shall require any
witness to attend any deposition, trial, or proceeding more than 100 miles
from where that witness resides or works without first tendering to that
witness full payment of all costs reasonably necessary to allow such
attendance including travel, transportation, lodging and meal; d) Lessor or
Lessee may submit any matter arising out of this transaction, including any
claim, counterclaim, setoff, or defense, to binding arbitration by the
American Arbitration Association in New Jersey. The decision and award of the
arbitrator(s) shall be final and binding and may be entered as rendered in
any court having jurisdiction thereof; e) Any action under this Lease by
Lessee for claims against Lessor for indemnity, misrepresentation, product
liability, breach of warranty and contract default shall be commenced within
one (1) year after any such cause of action accrues.

16. CONSENT TO NEW JERSEY LAW, JURISDICTION, VENUE, AND NON-JURY TRIAL. Lessee
and any guarantor consent, agree, and stipulate that: a) this Lease shall be
deemed fully executed and performed in the State of NEW JERSEY and shall be
governed by and construed in accordance with the laws thereof; and b) in any
action, proceeding, or appeal on any matter related to or arising out of this
Lease, the Lessor, Lessee and any guarantor; 1) SHALL BE SUBJECT TO THE PERSONAL
JURISDICTION OF THE STATE OF NEW JERSEY, including any state or federal court
sitting therein, and all court rules therefrom; 2) SHALL ACCEPT VENUE IN ANY
FEDERAL OR STATE COURT IN NEW JERSEY; and 3) EXPRESSLY WAIVE ANY RIGHT TO A
TRIAL BY JURY so that trial shall be by and only to the court.

17. CONSENT TO SERVICE OF PROCESS. Lessee and any guarantor agree that any
process served for any action or proceeding shall be valid if mailed by
certified mail, return receipt requested, with delivery restricted to the
Lessee, its registered agent, or any agent appointed in writing to accept
such process. Lessee and any guarantor accordingly hereby expressly appoint
APPOINTED SERVICES, or its successor, in NEW JERSEY as THEIR AGENT TO ACCEPT
SERVICE of such process in connection with this Lease.

------------------------------------------------------------------------------
CC FINANCE L.L.C.
Raritan Plaza III, Fieldcrest Ave. #500
Edison, New Jersey 08837
(732) 417-0600<PAGE>

                               MASTER LEASE AGREEMENT

          Agreement No. 10840                    Dated as of September 28, 1998

                                      between

                              DOMINION VENTURES, INC.
                          44 Montgomery Street, Suite 4200
                           San Francisco, California 94104

                                     as Lessor

                                        and

          KARTOFFELSOFT INCORPORATED (D/B/A/ HOMESTEAD TECHNOLOGIES, INC.)

                               a Delaware corporation
                             3475 Edison Way, Suite ___
                                Menlo Park, CA 94025

                                     as Lessee

                          Master Lease Line:  $350,000.00

Rent Factor I: .7083%                  Initial Lease Term:            42 months

Rent Factor II:     3.686%

Advance Rental:     $12,901            Security Deposit:              $ 0

(PLUS APPLICABLE TAXES)

Minimum Funding Amount:  $25,000       Maximum Funding Frequency:     monthly

                       Funding Expiration Date:  May 15, 1999

Eligible Equipment: New and/or used computers, furniture, software and office
                    equipment.  Software not to exceed fifteen (15%) of the
                    lease line.  All equipment to be purchased must be approved
                    by Lessor.

                            ORIGINAL COUNTERPART NO. __

       The terms and information set forth on this cover page are a part of
the MASTER LEASE AGREEMENT, dated as of the date first written above (this
"Lease"), entered into by and between DOMINION VENTURES, INC. ("Lessor") and
the Lessee set forth above, the terms and conditions of which are as follows:

<PAGE>

       LESSOR'S OBLIGATIONS UNDER THIS LEASE AND EACH SCHEDULE ARE SUBJECT TO
THE PRIOR SATISFACTION OF THE CONDITIONS SET FORTH ON ADDENDUM I HERETO.

       1.     DEFINITIONS:  Unless otherwise defined in this Lease (which term
shall include the cover page, any Addendum, any Exhibit and any Schedule
hereto), capitalized terms shall have the following meanings:

       (a)    "ACCEPTANCE CERTIFICATE" means the Certificate of Inspection and
              Acceptance in the form attached hereto as Exhibit D.
       (b)    "ACCEPTANCE DATE" means, with respect to each Schedule, the date
              of the Acceptance Certificate executed in connection with such
              Schedule.
       (c)    "ADVANCE RENTAL" has the meaning set forth in Paragraph 5(a) and
              is in the amount as set forth on the cover page.
       (d)    "ASSIGNEE" has the meaning set forth in Paragraph 11(b).
       (e)    "BILL OF SALE" means a bill of sale in the form attached hereto as
              Exhibit C.
       (f)    "COMMENCEMENT DATE" has the meaning set forth in Paragraph 4.
       (g)    "COST" means the cost to Lessor of purchasing one or more Units of
              Equipment including any sales taxes and other charges paid by
              Lessor and net of any discounts and rebates.
       (h)    "DISCOUNT RATE" means, as of any date of determination, the lesser
              of (i) the then current per annum interest rate for one-year
              United States treasury bills as set forth in the WALL STREET
              JOURNAL on such date and (ii) six percent (6%).
       (i)    "ELIGIBLE EQUIPMENT" means Equipment of the types listed following
              such term on the cover page of this Lease to the extent acceptable
              to Lessor.
       (j)    "ENVIRONMENTAL LAW" means the Resource Conservation and Recovery
              Act of 1987, the Comprehensive Environmental Response,
              Compensation and Liability Act, and any other Federal, state or
              local statute, law, ordinance, code, rule, regulation, order or
              decree (in each case having the force of law) regulating or
              imposing liability or standards of conduct concerning any
              Hazardous Materials or other hazardous, toxic or dangerous waste,
              constituent, or other substance, whether solid, liquid or gas, as
              now or at any time hereafter in effect.
       (k)    "EQUIPMENT" means all Units listed in any Schedule together with
              all replacement parts, additions, accessions and accessories to
              such Units.
       (l)    "EVENT OF DEFAULT" shall have the meaning set forth in Paragraph
              24 hereof.
       (m)    "FINANCIAL STATEMENTS" has the meaning set forth in Paragraph
              19(a).
       (n)    "FUNDING EXPIRATION DATE" means the date set forth opposite such
              term on the cover page of this Lease or such earlier date on which
              Lessor terminates its commitment to fund Schedules pursuant to the
              terms of this Lease.
       (o)    "HAZARDOUS MATERIAL" means any hazardous or toxic substance,
              material, pollutant or waste, whether solid, liquid or gaseous,
              which is regulated by any Federal, state or local governmental
              authority.
       (p)    "HOLDOVER PERIOD" has the meaning set forth in Paragraph 18.
       (q)    "INITIAL LEASE TERM" means, with respect to each Schedule, the
              period beginning on the first day of the calendar month following
              the Acceptance Date for such Schedule and continuing for the
              number of months set forth following such term on the cover page
              of this Lease.
       (r)    "INTERIM RENT" shall have the meaning set forth in Paragraph 5(b)
              of this Lease.
       (s)    "LEASE TERM" means, with respect to each Schedule, the
              Noncancellable Term and any Holdover Period.
       (t)    "LESSOR AFFILIATE" has the meaning set forth in Paragraph 11(c)
              hereof.
       (u)    "MASTER LEASE LINE" means the amount set forth following such term
              on the cover page of this Lease.
       (v)    "MAXIMUM FUNDING FREQUENCY" means the time interval specified
              opposite such term on the cover page hereof.

                                     -1-

<PAGE>

       (w)    "MINIMUM FUNDING AMOUNT" means the amount set forth following such
              term on the cover page of this lease.
       (x)    "NONCANCELLABLE TERM" means, with respect to each Schedule, the
              period from the Acceptance Date for such Schedule through the end
              of the Initial Lease Term for such Schedule.
       (y)    "PURCHASE ORDER ASSIGNMENT" means a purchase order assignment in
              the form of Exhibit B hereto.
       (z)    "RENT FACTOR" means the Rent Factor applicable to each Schedule
              which is set forth on the cover page of this Lease.
       (aa)   "RENTAL PAYMENT" means, for any Schedule, the monthly rent payment
              for the Units identified in such Schedule.
       (bb)   "RESIDUAL VALUE" has the meaning set forth in Paragraph 22(b) of
              this Lease.
       (cc)   "SCHEDULE" means a schedule in the form of Exhibit F to this Lease
              identifying this Lease and incorporating this Lease by reference,
              which is executed by both parties hereto.
       (dd)   "UCC" means the Uniform Commercial Code as in effect in the State
              of California from time to time.
       (ee)   "UNIT" means an item of Equipment.

       2.     LEASE.  Lessor leases to Lessee, and Lessee hires and takes from
Lessor, subject to the terms and conditions set forth in this Lease, the Units
described in the Schedules executed hereunder.  Each Schedule shall constitute a
separate and independent lease and contractual obligation of Lessee
incorporating the terms of this Lease.  Lessor's commitment to fund Schedules
under this Lease continues through the Funding Expiration Date and is limited to
the amount of the Master Lease Line; provided, however, that Lessor, acting in
its sole discretion, may terminate or modify its funding commitment at any time
if: (a) there is any material adverse change to the general affairs, management,
results of operations, condition (financial or otherwise) or prospects of
Lessee, whether or not arising from transactions in the ordinary course of
business, (b) there is any material adverse deviation by Lessee from the
business plan (as it may have been supplemented in writing) of Lessee presented
to Lessor, since the date first written on the cover page of this Lease, (c) any
Event of Default or event which with the passage of time or notice or both would
constitute an Event of Default exists, or (d) if any term or condition in any
Schedule is not satisfied prior to the Acceptance Date with respect to such
Schedule.  Each Schedule shall be funded in an amount not less than the Minimum
Funding Amount and not more frequently than the Maximum Funding Frequency.  No
Unit of Equipment shall have a unit cost of less than $1,000 or be subject to a
single invoice of less than $5,000.

       3.     EQUIPMENT SUBJECT TO LEASE.  Lessee shall select the type and
quantity of Equipment (which Equipment shall in each case be Eligible Equipment
acceptable to Lessor) to be subject to each Schedule.  Subject to the terms and
conditions of this Lease: (i) if such Equipment is not previously owned by
Lessee and is not subject to a purchase order issued by Lessee, Lessor shall at
Lessee's direction order each Unit from the respective suppliers, and upon
delivery and acceptance by Lessee each such Unit shall be leased to Lessee
hereunder; (ii) if Lessee has previously issued its purchase order to a
supplier, Lessee shall execute a Purchase Order Assignment assigning such
purchase order to Lessor and the Units subject to such purchase order, upon
delivery and acceptance by Lessee, shall be leased to Lessee hereunder; or (iii)
if Lessee owns the Equipment which it intends to make subject to this Lease,
Lessee shall execute a Bill of Sale transferring title to such Equipment to
Lessor at the purchase price agreed to between Lessor and Lessee according to an
appraisal undertaken at the expense of Lessee (except in the case of Equipment
placed in service by Lessee not more than sixty (60) days prior to the date of
any Schedule for which the purchase price shall be the original cost to Lessee
thereof (net of freight, taxes, installation and similar costs).  Lessee
acknowledges that Lessor may have the ability to obtain discounts or rebates not
available to Lessee from suppliers from which Lessor buys in volume.  Any
discounts or rebates remitted to Lessee shall be turned over to Lessor and Cost
of the Equipment set forth on any Schedule shall be deemed to be the Cost net of
such discount or rebate.  Any request by Lessee to Lessor to purchase Equipment
directly or by assignment of a purchase order shall be irrevocable.

       4.     TERM.  This Lease is effective upon execution hereof by Lessor and
shall continue until full performance of every provision of this Lease; provided
that Lessor's obligations to fund any Schedule are subject to the

                                     -2-

<PAGE>

prior satisfaction by Lessee of the conditions set forth in Part 1 of
Addendum I to this Lease.  All obligations under each Schedule shall commence
upon Lessee's execution of an Acceptance Certificate and Schedule for the
Units to be subject to such Schedule and Lessor's countersignature on such
Schedule; provided that Lessor's obligation to fund such Schedule is subject
to the prior satisfaction by Lessee of the conditions set forth in Part 2 of
Addendum I to this Lease. The Initial Lease Term with respect to each
Schedule shall begin on the first day of the calendar month following the
Acceptance Date (the "Commencement Date").

       5.     RENTAL PAYMENTS.

       (a)    ADVANCE RENTAL.  Upon execution of this Lease, Lessee shall pay to
Lessor an advance payment in an amount equal to Rent Factor II multiplied by the
Master Lease Line (plus applicable taxes) (the "Advance Rental").  A pro-rata
portion of the Advance Rental shall be deemed to prepay as of the date of this
Lease the last Rental Payment for each Schedule.  If the Master Lease Line has
not been fully expended by the Funding Expiration Date, Lessor shall retain the
unutilized portion of the Advance Rental as compensation for expenses.

       (b)    INTERIM RENT.  If the Acceptance Date with respect to any Schedule
shall be other than the first day of the calendar month, Lessee shall make
interim rental payments ("Interim Rent") for each day from and including the
Acceptance Date, through and including the last day of the calendar month prior
to the beginning of the Initial Lease Term in an amount equal to one-thirtieth
of the monthly Rental Payment set forth on the Schedule.  Such Interim Rent
shall be due and payable on the first day of the calendar month following the
month for which such payment is assessed.

       (c)    RENTAL PAYMENTS.  Lessee shall pay to Lessor, (i) as rental for
Equipment during the first twelve (12) months of the Initial Lease Term of any
Schedule, an amount equal to Rent Factor I set forth on the cover page of this
Lease multiplied by the total Cost of the Equipment to Lessor, which amount
shall be due and payable in advance on the first day of each calendar month
during the Initial Lease Term, and (ii) as rental for Equipment for months
thirteen (13) through month forty-two (42) of the Initial Lease Term of any
Schedule and during any Holdover Period, an amount equal to Rent Factor II set
forth on the cover page of this Lease multiplied by the total Cost of the
Equipment to Lessor, which amount shall be due and payable in advance on the
first day of each calendar month during months thirteen (13) through month
forty-two (42) of the Initial Lease Term and during any Holdover Period.  In
addition to any other remedies that Lessor may have under this Lease, if Lessee
fails to pay any Rental Payment or Interim Rent or other amount herein provided
within five (5) business days after the same is due, Lessee shall pay to Lessor
a late charge calculated daily from the due date until the date of payment, at
the rate of two percent (2%) of such amount per month, or at the highest rate
permitted by applicable law, whichever is less, to compensate Lessor for
additional bookkeeping and collection expense.  All Rental Payments, Advance
Rental, Interim Rent, late charges and other amounts for which Lessee is liable
shall be paid to Lessor at its address as set forth above or as otherwise
directed by Lessor.

       (d)    AUTOMATIC TRANSFERS.  If Lessee so agrees, Lessor will initiate
monthly debit entries to Lessee's bank account for payment of Rental Payments on
the fifth business day of each month.  If Lessee agrees to automatic transfers,
Lessee will provide depository and account information to Lessor and shall
execute or cause to be executed such supplemental agreements as Lessor deems
necessary in order to instate and maintain automatic transfer payments by Lessee
to Lessor.  Other amounts due hereunder will be invoiced to Lessee by Lessor and
shall be due and payable within five (5) days of receipt of invoice.

       6.     CHARACTERIZATION OF LEASE; WARRANTIES; WAIVERS; LIABILITY.

       (a)    CHARACTERIZATION OF LEASE.  It is the intent of Lessor and Lessee
that this Lease be a true lease and not a lease intended as security or a
conditional sales agreement.  Lessor and Lessee agree to treat this Lease as a
true lease for income tax purposes.  Lessor and Lessee agree that this Lease is
a "finance lease" as that term is defined by Section 10103(a)(7) of the UCC.
With respect to the Equipment subject to each Schedule, Lessee acknowledges and
warrants as

                                     -3-

<PAGE>

of the date of such Schedule that (i) Lessee has received a copy of
the contract(s) pursuant to which Lessor acquired the Equipment (the "Supply
Contract"), or (ii) Lessee has reviewed and approved the Supply Contract, or
(iii) Lessor has informed Lessee in writing that Lessee may have rights under
the Supply Contract and that Lessee should contact the supplier for a
description of any such rights.  LESSOR AND LESSEE AGREE THAT THIS LEASE IS A
"NET" LEASE, AND LESSEE'S OBLIGATION TO MAKE RENTAL PAYMENTS AND PAY OTHER SUMS
WHEN DUE AND OTHERWISE PERFORM ITS OBLIGATIONS UNDER THIS LEASE SHALL BE
ABSOLUTE AND UNCONDITIONAL, AND SHALL NOT BE SUBJECT TO OR AFFECTED BY OR
REDUCED BY ANY ABATEMENT, REDUCTION, SET-OFF, DEFENSE, COUNTERCLAIM,
INTERRUPTION, DEFERMENT, RECOUPMENT OR OTHER RIGHT WHICH LESSEE MAY HAVE AGAINST
LESSOR, THE MANUFACTURER OR SUPPLIER OF THE EQUIPMENT OR ANY OTHER PERSON.
WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, NO DEFECT OR UNFITNESS OF ANY
ITEM OF EQUIPMENT NOR OTHER CLAIM REGARDING CONDITION OR USE OF THE EQUIPMENT
SHALL RELIEVE LESSEE OF THE OBLIGATION TO MAKE RENTAL PAYMENTS, PAY ANY OTHER
SUM WHEN DUE OR OTHERWISE PERFORM ANY OTHER OBLIGATION DUE TO LESSOR AND ITS
SUCCESSORS AND ASSIGNS UNDER THIS LEASE.

       (b)    WARRANTIES.  Lessor warrants that, so long as no Event of Default
has occurred and is continuing, neither Lessor nor its successors or Assignees
or anyone acting or claiming through Lessor will interfere with Lessee's quiet
enjoyment and use of the Equipment.  EXCEPT FOR LESSOR'S WARRANTY OF QUIET
ENJOYMENT, LESSEE HAS NOT RELIED UPON LESSOR IN SELECTING THE EQUIPMENT AND
ACKNOWLEDGES THAT LESSOR HAS MADE NO REPRESENTATION OR WARRANTY OF ANY KIND,
EXPRESS OR IMPLIED, WITH RESPECT TO THE EQUIPMENT, INCLUDING WITHOUT LIMITATION
ITS CONDITION, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE.  Until the
Lease is terminated, Lessor hereby assigns to Lessee and Lessee shall have the
benefit of, any and all manufacturer's warranties, service agreements and
intellectual property indemnities, if any, with respect to each Unit.  Lessee's
sole remedy for the breach of any such warranty, indemnification or service
agreement shall be against the manufacturer or supplier of such Equipment and
not against Lessor, nor shall any such breach have any effect whatsoever on the
rights and obligations of Lessor or Lessee hereunder.

       (c)    WAIVERS.  Lessee hereby specifically waives any and all rights and
remedies conferred upon Lessee by UCC Sections 10508 through 10522, including
(without limitation) Lessee's rights to (i) cancel or repudiate this Lease, (ii)
reject or revoke acceptance of any Unit, (iii) recover damages from Lessor for
breach of warranty or for any other reason, (iv) claim a security interest in
any rejected property in Lessee's possession or control, (v) deduct from Rental
Payments all or any part of any claimed damages resulting from Lessor's default
under this Lease, (vi) accept partial delivery of the Equipment, (vii) "cover"
by making any purchase or lease of other property in substitution for properly
due from Lessor, (viii) recover from the Lessor any general, special, incidental
or consequential damages, for any reason whatsoever, and (ix) seek specific
performance, replevin or the like for any of the Units.  To the extent permitted
by applicable law, Lessee also hereby waives any rights now or hereafter
conferred by statute or otherwise which may require Lessor to sell, lease or
otherwise use any Equipment in mitigation of Lessor's damages except as set
forth in Paragraph 26 of this Lease or which may otherwise limit or modify any
of Lessor's rights or remedies under Paragraph 25.  Notwithstanding the
foregoing, nothing in this Lease shall be construed as a waiver of Lessee's
right to seek a separate recovery of any Rental Payment that is not due and
payable under this Lease, and Lessee retains the right to seek damages or other
remedies on account of Lessor's failure to perform its obligations under this
Lease.

       (d)    LIABILITY.  LESSEE ACKNOWLEDGES THAT LESSOR IS NOT THE
MANUFACTURER, SUPPLIER OR DISTRIBUTOR OF THE EQUIPMENT, THAT SAID ENTITIES ARE
NOT AGENTS OF LESSOR, THAT LESSEE RENTS THE EQUIPMENT "AS IS", AND THAT LESSOR
HAS ACCEPTED NO RESPONSIBILITY FOR THE TRANSPORTATION, INSTALLATION OR REQUIRED
LICENSING NECESSARY FOR THE TRANSFER, INSTALLATION OR USE OF THE EQUIPMENT.
LESSEE HEREBY

                                     -4-

<PAGE>

WAIVES ANY CLAIM (INCLUDING ANY CLAIM BASED ON STRICT OR ABSOLUTE LIABILITY
IN TORT) WHICH IT MIGHT HAVE AGAINST LESSOR FOR ANY LOSS, DAMAGE (INCLUDING
INCIDENTAL OR CONSEQUENTIAL DAMAGE) OR EXPENSE CAUSED DIRECTLY OR INDIRECTLY
BY THE EQUIPMENT, ITS USE OR MAINTENANCE, OR ANY DELAY OR FAILURE TO PROVIDE
ANY UNIT OF EQUIPMENT, OR ANY INTERRUPTION OF SERVICE OR LOSS OF USE OF THE
EQUIPMENT.  If any Unit is unsatisfactory for any reason, Lessee shall make
any claim solely against the manufacturer or supplier of the Unit.  Lessor
shall not be liable for specific performance of this Lease or for damages if
for any reason a supplier declines, delays or fails to fill any order.

       7.     ADJUSTMENTS FOR ACTUAL COST.  Upon Lessee's request, Lessor may,
but shall have no obligation to, fund a Schedule which would cause the aggregate
Cost of Equipment on all Schedules funded under this Lease to exceed the Master
Lease Line.  If at any time the actual aggregate Cost of all Equipment exceeds
the Master Lease Line, the Advance Rental shall be increased proportionately.
Lessee shall pay any additional sums for Advance Rental due under this Lease
within five (5) business days after receiving notice from Lessor.  Lessee may
not request funding for a Schedule which would cause the aggregate Cost of
Equipment under all Schedules funded under this Lease to exceed the Lease Line
by more than ten percent (10%).

       8.     TITLE.  All Equipment shall remain personal property, and the
title thereto shall remain exclusively in Lessor, notwithstanding the manner in
which any Unit may be attached to realty.  Lessee agrees, upon the request of
Lessor at any time during the Lease Term, to affix or permit Lessor to affix, in
a permanent place on any Unit, labels supplied by Lessor identifying the
Equipment as property of Lessor, and shall not alter or remove any such label
from any Unit.  Lessee shall keep the Equipment free from any and all liens and
encumbrances except those created by Lessor.  Lessee shall give Lessor immediate
notice of any judicial process or encumbrance affecting the Equipment and shall
indemnify and save Lessor harmless from any loss or damage caused thereby,
including without limitation court costs, reasonable attorney fees and expenses.

       9.     FILING.  Lessee shall execute or cause to be executed, at Lessee's
sole expense, such supplemental instruments, financing statements and landlord's
waivers as Lessor deems necessary or advisable and shall cooperate to defend the
title of Lessor in the Equipment by filing or otherwise.  Lessee authorizes
Lessor to record in any state, this Lease and any financing statements, security
agreements and landlord's waivers with respect to the Equipment or any
collateral provided by Lessee to Lessor.  Lessee agrees to give Lessor thirty
(30) days written notice of any change in Lessee's name or place of business.
Lessee agrees to give written notice to Lessor as soon as Lessee has knowledge
of any change of ownership of the real property upon which or within which the
Equipment is located.

       10.    TAXES.  Lessee shall pay in a timely fashion, and shall indemnify
and hold Lessor harmless against all federal, state and local taxes,
assessments, license and registration fees, and other governmental charges of
any kind including, without limitation, those levied on motor vehicles or
trailers, and any interest or penalties thereon, which may be levied, directly
or indirectly, against the Equipment or with respect to its ordering,
purchasing, delivery, ownership, possession, use, leasing, documentation, and
return or other disposition thereof, regardless of whether such taxes and fees
are levied against Lessor or Lessee.  Such taxes and fees to be paid by Lessee
shall include, without limitation, property, sales, rent, franchise, gross
receipts, lease, and use taxes, and any other tax measured by gross Rental
Payments, but shall not include income or franchise taxes based on Lessor's net
income and payable by Lessor on its receipt of Rental Payments hereunder.
Personal property taxes shall be reasonably estimated by Lessor and billed to
Lessee as of the date of assessment each year.  Upon receipt by Lessor of the
final personal property tax assessment and invoice, Lessor shall invoice or
credit Lessee, as applicable, for any differences of such final assessment and
Lessor's original estimate.  Lessor shall have the right, but not the
obligation, to pay any such taxes or fees regardless of whether levied against
Lessor or Lessee.  Any and all sales or use taxes levied against Lessor's
purchase of Equipment shall be added to the total Cost of such Equipment as
specified on the Schedule under which such Equipment is added to this Lease.
With the exception of taxes and fees which are added to the total Cost of
Equipment hereunder, Lessee shall reimburse Lessor within five (5)

                                     -5-

<PAGE>

days after receipt of invoice from Lessor specifying the amount of, and
reason for, any payment by Lessor of amounts for which Lessee is liable under
this Paragraph 10. Lessee shall timely prepare and file all reports and
returns which are required to be made with respect to such taxes and/or fees,
and all such reports shall show Lessor as owner of the Equipment.

       11.    ASSIGNMENTS AND SUBLEASES.

       (a)    WITHOUT THE PRIOR WRITTEN CONSENT OF LESSOR, LESSEE SHALL NOT
ASSIGN, PLEDGE, GRANT A SECURITY INTEREST IN, OTHERWISE ENCUMBER, SUBLEASE OR
TRANSFER, OR IN ANY WAY DISPOSE OF OR OTHERWISE RELINQUISH POSSESSION OR CONTROL
OVER (COLLECTIVELY, A "TRANSFER") ITS RIGHTS WITH RESPECT TO ANY UNIT OF
EQUIPMENT OR ALL OR ANY PART OF ITS RIGHTS AND OBLIGATIONS UNDER THIS LEASE.  If
notwithstanding the foregoing, a Transfer by Lessee takes place, the rights of
the sublessee or other transferee will be subject and subordinate to all of the
terms of this Lease, including Lessor's right of repossession on the occurrence
of an Event of Default.  Lessee will remain primarily liable for the performance
of all of the terms of this Lease to the same extent as if the sublease or
transfer of possession had not occurred.  Lessor and Lessee agree that any
purchase of all or substantially all of Lessee's assets, any merger or
consolidation into or with Lessee regardless of whether Lessee is the surviving
entity or any entity acquiring more than twenty percent (20%) of Lessee's voting
securities shall be deemed to be a Transfer under this Lease.

       (b)    Lessor shall have the right, in its sole discretion, to assign,
sell, pledge, grant a security interest in or otherwise encumber its rights
under this Lease or one or more Schedules and/or with respect to the Equipment
subject to this Lease or such Schedule(s) to one or more persons or entities
(each, an "Assignee").  Lessee acknowledges that an assignment, sale or other
encumbrance by Lessor would not materially change Lessee's duties under the
Lease or materially increase its burdens or risks.  Even if such an assignment,
sale or other encumbrance could be deemed to have that effect, Lessee agrees
that the assignment, sale or other encumbrance will nevertheless be permitted.
Without prejudice to any rights that Lessee may have against Lessor, Lessee
agrees that it will not assert against an Assignee any claim or defense that it
may have against Lessor.

       (c)    Lessee acknowledges that it is Lessor's intention to assign this
Lease and/or one or more Schedules and the related Equipment to one or more
limited partnerships with which Lessor is affiliated (each, a "Lessor
Affiliate") and agrees that upon any such assignment the sole liability for
performance of Lessor's obligations hereunder shall fall upon such Lessor
Affiliate which shall assume such obligations and Lessor shall be fully released
from such liabilities and that the limited partners of such Lessor Affiliate
shall have no personal liability for the performance or observance of this
Lease.  A Lessor Affiliate which succeeds to the rights and interests of Lessor
under this Paragraph 11(c) shall be bound by the terms of this Lease without
alteration and any claim or defense which Lessee may have had against Lessor
prior to such assignment may only be asserted against the assignee Lessor
Affiliate.

              (d)    Subject to the foregoing, this Lease inures to the benefit
of, and is binding upon, the heirs, legatees, representatives, successors and
assigns of Lessee and Lessor.

       12.    REPRESENTATIONS AND WARRANTIES.

              (a)    Lessee warrants and represents the following as of the date
hereof: (i) Lessee is a corporation duly organized, validly existing and in good
standing under the laws of the state of its incorporation and is duly qualified
and authorized to do business in the state(s) where the Equipment will be
located; (ii) Lessee has the full corporate power, authority and legal right and
has obtained all approvals and consents and has given all notices necessary to
execute and deliver this Lease and perform the terms hereof and of each
Schedule; (iii) there is no action, proceeding or claim pending or, insofar as
Lessee knows, threatened against Lessee or any of its subsidiaries before any
court or administrative agency which might have a material adverse effect on the
business, condition or operations of Lessee or any subsidiary; and

                                     -6-

<PAGE>

(iv) this Lease has been and each Schedule will be duly executed and
delivered by Lessee and constitute or will constitute the valid, binding and
enforceable obligations of Lessee.

              (b)    Lessee agrees that by its signature on each Schedule it
shall be deemed to have warranted and represented the following as of the
Acceptance Date of such Schedule: (i) all of the Units subject to such
Schedule are accurately described in Annex A attached to such Schedule, have
been fully assembled and conform to all applicable performance criteria; (ii)
the requirements of this Lease and of Lessor with respect to the
identification of the Units have been met; and (iii) each of the
representations and warranties set forth in clause (a) of this Section 12
remains true and correct.

       13.    USE AND INDEMNITY.  Lessee shall use the Equipment only in
Lessee's business.  Lessee agrees not to allow the Equipment to be used by
other than its employees, consultants and agents.  Lessee acknowledges that
the Equipment is leased for commercial purposes and not for personal, family
or household use.  Lessee agrees to indemnify and hold Lessor, and Lessor's
officers, directors, shareholders, partners, affiliates, agents, servants,
successors and Assignees, harmless against any and all liabilities, losses,
damages, actions, claims and expenses of any kind and nature, including,
without limitation, court costs and reasonable attorneys' fees and expenses
(each, a "Claim"), directly or indirectly related to or arising in connection
with the breach of any representation or warranty of Lessee under this Lease
or the manufacture, purchase, licensing, lease or sublease, delivery,
installation, operation, use, ownership, maintenance, storage, relocation,
return or condition of any Unit of the Equipment (regardless of whether such
Unit is at the time in the possession or control of Lessee), except to the
extent any such claims, actions, liabilities and expenses result from the
willful misconduct of Lessor. The foregoing indemnity shall cover, without
limitation, (i) any Claim in connection with a design or other defect (latent
or patent) in any Unit, (ii) any Claim for infringement of any patent,
copyright, trademark or other intellectual property right, (iii) any Claim
resulting from the presence on or under or the escape, seepage, leakage,
spillage, discharge, emission or release from any Unit of any Hazardous
Materials, including, without limitation, any Claims asserted or arising
under any Environmental Law, or (iv) any Claim for negligence or strict or
absolute liability in tort.  Upon Lessor's written demand, Lessee shall
assume and diligently conduct, at its sole cost and expense, the entire
defense of Lessor and its agents, employees, successors and assigns against
any indemnified Claim described in this Paragraph 5.  Lessee shall not settle
or compromise any Claim against or involving Lessor without first obtaining
Lessor's written consent thereto, which consent shall not be unreasonably
withheld.  The foregoing indemnity shall continue in full force and effect
notwithstanding termination or cancellation of this Lease, whether by
expiration of time, operation of law or otherwise.

       14.    LOCATION.  Lessee shall keep the Equipment at its place of
business as specified above or on the Schedules.  Lessee shall not permit any
Equipment to be moved to a new location without the prior written consent of
Lessor.

       15.    RIGHT OF INSPECTION.  Lessor and its agents shall have the
right, at any time during normal business hours, to inspect and photograph
the Equipment, to review all maintenance records related to the Equipment and,
during the last ninety (90) days of the Noncancellable Term of each
respective Schedule, to demonstrate the Equipment specified thereon to
prospective purchasers; provided, however, Lessor shall give five (5) days'
notice to Lessee of any such demonstration.

       16.    MAINTENANCE.  Lessee shall exercise due and proper care in the
use, repair and servicing of the Equipment.  Lessee shall, at its own
expense, make all repairs and replacements required to maintain the Equipment
in good working condition in accordance with manufacturers' specifications
and Lessor's requirements, and shall pay all other operating expenses
relating to the Equipment.  Lessee shall have the right, upon (10) days prior
written notice to Lessor, to make any alterations, additions or improvements
to any Unit which do not render the Unit in such a condition that it cannot,
prior to the expiration, cancellation or other termination of this Lease, be
restored to its original condition, reasonable wear and tear alone excepted;
provided that no such alteration, addition or improvement shall be made by

                                      -7-

<PAGE>

Lessee if as a result thereof any warranties made by the supplier of the Unit
would be canceled or terminated.  If Lessee does not exercise its option to
purchase the Equipment, as specified in Paragraph 17, or if this Lease shall
be earlier terminated or cancelled for any reason, Lessee shall restore each
Unit to its original condition, reasonable wear and tear alone excepted,
prior to the expiration, cancellation or other termination of each respective
Schedule.  All replacement parts and additions incorporated into a Unit shall
become the property of Lessor immediately upon incorporation; provided,
however, that Lessor shall transfer to Lessee title to any alterations,
additions and improvements which were made by Lessee at its own expense to
each item of Equipment purchased by Lessee pursuant to the provisions of
Paragraph 17.  Lessee agrees to maintain and provide upon request of Lessor
ail internal maintenance reports relating to the Equipment.

       17.    PURCHASE OPTION.  Upon written notice to Lessor not less than
ninety (90) days nor more than one hundred eighty (180) days prior to the
last day of the Noncancellable Term of the first Schedule executed pursuant
to this Lease, if Lessee has fulfilled all of its obligations hereunder,
Lessee shall have the right to purchase all, but not less than all, of the
Equipment under all Schedules, for the aggregate Fair Market Value of such
Equipment (plus applicable taxes).  Should Lessor and Lessee fail to agree
upon the Fair Market Value of the Equipment, said price shall be determined
by an independent appraiser, and the cost of the appraisal shall be borne
equally by both Lessor and Lessee.  Notwithstanding anything contained in
this Section 17, not less than thirty (30) days prior to the last day of the
Noncancellable Term of each Schedule, Lessee shall be required to purchase
all Equipment consisting of software under such Schedule at ten percent (10%)
of total Cost of such Equipment to Lessor.  Notwithstanding the date on which
Lessee exercises this option, Lessee shall acquire no rights of title to any
Equipment, nor shall title to any Unit be transferred to Lessee after the
exercise of this purchase option until the expiration of the Noncancellable
Term for the Schedule on which such Unit is specified.  Lessee shall remain
liable for all Rental Payments and other obligations due under each Schedule
until the expiration of the Noncancellable Term of such Schedule.  Any
Equipment sold by Lessor shall be sold "AS IS", "WHERE IS", and with no
warranties, express or implied, including without limitation implied
warranties of merchantability and fitness for any particular purpose.  "Fair
Market Value" is defined as the estimated amount at which the property might
be expected to exchange in an arm's length transaction between a willing
buyer (other than a used equipment dealer) and a willing seller, neither
being under compulsion, each having reasonable knowledge of all relevant
facts, and with equity to both, with the assumptions that the Units (i) are
being sold "in place and in use," (ii) are free and clear of all liens and
encumbrances, and (iii) are in the condition required by Paragraph 16 of this
Lease.

       18.    RETURN OF EQUIPMENT.  Upon ninety (90) days' written notice to
Lessor, in the event Lessee has not exercised its purchase option as
specified in Paragraph 17, after such notification and upon the expiration,
cancellation or other termination of the Noncancellable Term of each
Schedule, Lessee shall, at Lessee's sole expense, properly pack and return
the Equipment, insured, unencumbered and in the same condition as when
received by Lessee, reasonable wear and tear alone excepted, by such carriers
as Lessor shall approve and to such place as designated by Lessor.  Should
Lessee fail to give notice of its intent to return or fail to return the
Equipment as directed above, all obligations of Lessee under this Lease,
including Rental Payments, shall remain in full force and effect for the
period from the end of the Initial Lease Term until ninety (90) days after
notice is given to Lessor of Lessee's intent to return or purchase the
Equipment (the "Holdover Period").

       19.    FINANCIAL STATEMENTS; OTHER INFORMATION.

       (a)    Lessee shall provide to Lessor the financial statements
specified in this Paragraph 19 (a), prepared in accordance with generally
accepted accounting principles, consistently applied (the "Financial
Statements"); provided, however, that after the effective date of the initial
registration statement covering a public offering of Lessee's securities, the
term "Financial Statements" shall be deemed to refer only to those statements
required to be filed by the Securities and Exchange Commission, to be
provided no less frequently than quarterly.

                                      -8-

<PAGE>

              (i)    As soon as practicable (and in any event within thirty
(30) days after the end of each month), a reasonably detailed balance sheet
as of the end of such month and the related statements of income or loss,
cash flow and capital structure of the Lessee during such month (including
notification of the commencement of any material litigation by or against
Lessee), certified by Lessee's Chief Executive Officer or Chief Financial
Officer fairly to present the data reflected therein.

              (ii)   As soon as practicable (and in any event within ninety
(90) days after the end of each fiscal year), audited balance sheets as of
the end of such year (consolidated if applicable), and related statements of
income or loss, retained earnings or deficit, cash flows and capital
structure of Lessee for such year, setting forth in comparative form the
corresponding figures for the preceding fiscal year, and accompanied by an
audit report and opinion of the independent certified public accountants of
recognized national standing selected by Lessee.

       (b)    Lessee shall promptly provide to Lessor copies of all notices,
minutes, consents and other material that it provides to Lessee's equity
securities holders at the same time they are delivered to such equity
securities holders.  Lessee shall promptly furnish to Lessor any additional
information (including but not limited to tax returns, income statements,
balance sheets, and names of principal creditors) as Lessor reasonably
believes necessary to evaluate Lessee's continuing financial obligations (the
"Additional Information").

       (c)    Lessor agrees to preserve the confidentiality of all
information provided to it hereunder by Lessee regarding the Lessee and its
business which Lessee designates in writing as confidential and which is
otherwise not generally known (except to the extent any disclosure of such
information is required by a court of competent jurisdiction or governmental
authority).

       20.    TAX INDEMNIFICATION.  Lessee acknowledges that this Lease has
been entered into on the basis that Lessor or Lessor's Assignee intends to
claim such depreciation, interest deductions and other tax benefits (the "Tax
Benefits") as are provided to an owner of Equipment under the Internal
Revenue Code of 1986, as amended (the "Code") and corresponding provisions of
state law.  If Lessor or Lessor's Assignee shall not have the right to claim
or there shall be disallowed, deferred, recaptured or otherwise made
unavailable with respect to Lessor or Lessor's Assignee all or any portion of
the Tax Benefits as a result of an act or failure to act by Lessee in
contravention of any of the terms and conditions of the Lease, Lessee shall
promptly pay to Lessor or Lessor's Assignee, an amount which, on an after-tax
basis, will compensate Lessor or Lessor's Assignee for the value of the lost
Tax Benefits.  The Tax Benefits shall be deemed to have been disallowed or
recaptured upon the earliest of (i) the adjustment by a taxing authority of
the tax return of Lessor to reflect such loss; or (ii) the payment by Lessor
to the Internal Revenue Service or state taxing authority of the tax increase
resulting from such lost Tax Benefits.  Lessor or Lessor's Assignee shall be
deemed not to have the right to claim the Tax Benefits if, in the opinion of
Lessor's independent tax counsel, reasonably acceptable to Lessee, there is
no reasonable basis for claiming the Tax Benefits.

       21.    ADDITIONAL LESSOR RIGHTS.  Lessor shall be entitled to consult
with and advise management of Lessee on significant business issues,
including management's proposed annual and quarterly operating plans, and
management will meet with Lessor within thirty days after the end of each
fiscal quarter at the Lessee's facilities at mutually agreeable times for
such consultation and advice and to review progress in achieving said plans;

       22.    RISK OF LOSS.  Lessee assumes the entire risk of loss, theft
and damage of the Equipment from any cause whatsoever, and no such event
shall relieve Lessee of any obligation under this Lease.  Lessee shall notify
Lessor in writing within ten (10) days after any such event.  Lessee agrees
that Lessor shall have the following remedies upon each occurrence of the
following events:

       (a)    In the case of damage of any kind whatsoever to any Unit
(unless such Unit is damaged beyond repair), Lessee shall, at Lessee's sole
expense and with Lessor's reasonable consent, (i) restore such Equipment to
its original

                                      -9-

<PAGE>

condition, reasonable wear and tear alone excepted, or (ii) replace it with
like equipment of the same or later model in good condition.  Upon Lessee's
replacement of any Equipment as specified in clause (ii) of this Paragraph
22(a), Lessee shall transfer title to such replaced Equipment to Lessor.

       (b)    If any Unit is determined by Lessor to be damaged beyond
repair, or if Lessor has reasonable cause to believe that any Unit is stolen
or lost and such Unit is not returned to its proper location within thirty
(30) days after notice thereof to Lessee, Lessee shall, with Lessor's
reasonable consent, immediately pay to Lessor: (i) the amount required to
replace such Unit with like equipment of the same or later model in good
condition, in which case such Unit shall be substituted for the damaged Unit
on the relevant Schedule, and Rental Payments shall continue throughout the
Lease Term of the Schedule to which the Unit becomes subject without any
interruption, or (ii) the sum of (A) the aggregate unpaid rent due for the
balance of the Noncancellable Term for the Unit involved, discounted to
present value at the Discount Rate; PLUS (B) the then estimated Fair Market
Value of the Unit involved, calculated as of the expiration of the
Noncancellable Term (the "Residual Value"), discounted to present value at
the Discount Rate; PLUS (C) any tax payments or indemnification for which
Lessee is liable under Paragraphs 10 and 20; PLUS any other amounts with
respect to such Unit for which Lessee is liable under this Lease; provided,
however, the option specified in clause (i) of this Paragraph 22(b) shall not
be available if an Event of Default has occurred and is continuing.  Upon
payment under clause (ii) of Paragraph 22(b), this Lease shall terminate with
respect to the Unit(s) paid for, and Lessee shall become entitled to such
Unit(s) "AS IS" and "WHERE IS" WITHOUT ANY WARRANTY, EXPRESS OR IMPLIED,
INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE.

       (c)    Any proceeds paid to Lessor from the personal property
insurance specified in Paragraph 23(a)(i) shall be applied to Lessee's
obligations under this Paragraph 22.

       23.    INSURANCE.

       (a)    Lessee shall, at its own expense, maintain the following types
of insurance, with companies with an A-5 Best rating or better, acceptable to
Lessor, until such time as Lessee has returned the Equipment as specified in
Paragraph 18 or taken title to the Equipment pursuant to Paragraph 17:

              (i)    Personal property insurance on all property owned by
Lessee (including without limitation all of the Equipment) in an agreed
amount based upon the following:

                     (A)    Standard "all risk" property insurance,
       including boiler and machinery insurance, earthquake insurance, if
       applicable, and flood insurance if any Equipment is located in an
       identified "flood hazard area," in which flood insurance has been
       made available pursuant to the National Flood Insurance Act of
       1968;

                     (B)    The amount of such insurance shall be not
       less than the greater of the fair market value or the full
       undepreciated replacement value of the Equipment.  The amount of
       such insurance allocable to loss or damage or personal property
       shall not have a deductible in excess of one thousand dollars
       ($1,000.00) per occurrence.

                     (C)    Such insurance shall contain an endorsement
       issued by the insurer (as opposed to a certificate issued by an
       agent of the insurer) in which Lessor is named as loss payee with
       respect to the Equipment, and shall set aside the amount stated in
       Paragraph 23(a)(i)(B) for the sole benefit of, and payable
       directly to, Lessor.

              (ii)   Employee dishonesty insurance payable to Lessor with
respect to the theft of the Equipment.

                                      -10-

<PAGE>

              (iii)  Business interruption insurance in an amount at all
times equal to the total Rental Payments to become due during the six months
following the date of calculation.  In the event of any interruption of
Lessee's business, the amount payable to Lessor shall be equal to the actual
loss of Rental Payments suffered by Lessor as the result of such
interruption, and shall be payable to Lessor within thirty (30) days from
the date of loss, and on a month-to-month basis thereafter, until Lessee's
business is returned to a fully operational state, plus ninety (90) days.

              (iv)   Commercial general liability insurance covering bodily
injury (including death) and property damage, naming Lessor, its directors,
officers, agents and employees as an Additional Insureds on all policies
(evidenced by an endorsement issued by the insurer (as opposed to a
certificate issued by an agent of the insurer)), and providing total limits
in amounts as are at the time carried by entities engaged in the same or
similar business and which are similarly situated, but in no event less than
two million dollars ($2,000,000.00) for combined single limit occurrence.
All such policies shall cover any injury or damage occasioned by, or
occurring upon, Lessee's premises, products, operations and, at Lessor's
option, explosion, collapse and underground hazards.  All such policies shall
contain contractual liability coverage including all liability assumed under
this agreement, and a cross liability clause providing that such insurance
shall, except with respect to the limits of liability, apply separately to
each insured.

              (v)    Workers compensation insurance.

       (b)    All insurance specified in this Paragraph 23 shall be primary
over, and in no event shall, any insurance carried by Lessor be called upon
to contribute to any loss relating to or arising out of this Lease.  All
insurance shall be in effect, and shall be evidenced by policies and/or
endorsements delivered to Lessor no later than twenty (20) days after the
date upon which Lessee executes this Lease.  Notwithstanding anything to the
contrary contained in this Lease, Lessor shall have no obligation to purchase
any Equipment until all policies are in place.  All such policies shall
provide for at least thirty (30) days' prior written notice to Lessor in the
event of any cancellation, non-renewal or material change in coverage, and
Lessor shall receive a copy of any and all endorsements or other
documentation relating to such policies.

       (c)    Should Lessee, at any time during the Lease Term, be without
sufficient insurance, as determined by Lessor in accordance with the
provisions of this Paragraph 23, Lessee appoints Lessor as its agent to
obtain such coverage, and promises to pay to Lessor the entire cost of such
coverage.

       24.    DEFAULT.  Each of the following events shall constitute an
"Event of Default" under this Lease:

       (a)    Nonpayment, by the due date specified herein, of any Rental
Payment or other payment required of Lessee under the terms of this Lease,
and such nonpayment shall continue for a period of five (5) business days;

       (b)    Noncompliance with any or all of the provisions of Paragraph
23, and such noncompliance shall continue for a period of five (5) days after
notice thereof is given to Lessee;

       (c)    If Lessor shall determine that Lessee has made a misstatement
or false statement of, or omitted to state, a material fact in connection
with the execution, performance or nonperformance of this Lease or any
Schedule, or if any representation or warranty of Lessee in this Lease, any
Schedule or any Acceptance Certificate is inaccurate or false;

       (d)    If Lessee, without Lessor's prior written consent, shall have
removed, parted possession with, sold transferred, encumbered, assigned or
sublet the Equipment or Lessee's interest under this Lease or attempted to do
any of the foregoing; or if Lessee shall have converted any interest of
Lessor arising under this Lease or any purchase order, or resulting from the
purchase of Equipment or attempted to convert any of the foregoing;

       (e)    If Lessee, without Lessor's prior written consent, shall
encumber or grant a security interest in (other than for valid business
purposes in the ordinary course of business with respect to license
agreements or similar

                                      -11-

<PAGE>

agreements), sell, transfer or assign Lessee's rights, title and interest in
all patents, patent applications, invention disclosures, copyrights,
copyright applications, trademarks (including service marks), trademark
registrations, trade names, computer software and hardware, microcode and
source code, trade secrets, know-how and processes owned by Lessee or other
intellectual property rights;

       (f)    If any of Lessee's credit or financial information submitted to
Lessor at any time (including but not limited to due diligence materials,
Financial Statements and Additional Information) contains any misstatement or
false statement of a material fact, or fails to state therein any material
fact necessary to make the statements made, in light of the circumstances
under which they were made, not misleading;

       (g)    If in the determination of Lessor the present fair salable
value of Lessee's assets is less than the amount that will be required to pay
the probable liability on Lessee's existing debts as they become absolute and
matured;

       (h)    If any single judgment for payment of money damages in excess
of twenty-five thousand dollars ($25,000.00), or aggregate judgments for
payment of money damages in excess of fifty thousand dollars ($50,000.00),
shall be rendered against Lessee and shall remain undischarged for a period
of sixty (60) days (unless during such period execution shall not be
effectively stayed in which case there shall be no grace period under this
Paragraph 24(h));

       (i)    If any substantial part of Lessee's property shall be subjected
to any levy, seizure, involuntary assignment, attachment, application or sale
for or by any creditor or governmental agency;

       (j)    If any single indebtedness of Lessee exceeding the sum of
twenty-five thousand dollars ($25,000.00), or aggregate indebtedness
exceeding the sum of fifty thousand dollars ($50,000.00), under any other
lease or contract for the borrowing of money or on account of the deferred
purchase price of property shall be accelerated, or subject to acceleration
upon the giving of notice, passage of time or both as a result of a default
by Lessee, or the obligee with respect to such indebtedness shall exercise
any other remedy it may have as a result of such default;

       (k)    If an order, judgement or decree shall be entered by any court
having jurisdiction for (i) relief in respect of Lessee in an involuntary
case under any applicable bankruptcy, insolvency or other similar law (as now
or hereafter in effect), (ii) appointing of receiver, liquidator, assignee,
trustee, custodian, sequestrator (or similar official) for Lessee or for any
substantial part of its property, or sequestering any substantial part of the
property of Lessee, or (iii) liquidating of Lessee's affairs, and any such
order, judgement or decree shall remain in force undismissed, unstayed or
unvacated for a period of sixty (60) days after the date of entry thereof; or
if Lessee shall seek relief of any kind under any such law or consent to any
of the foregoing; or

       (l)    Nonperformance of any of Lessee's obligations under this Lease
other than those described elsewhere in this Paragraph 24, and such
nonperformance shall continue for a period of ten (10) days after notice
thereof is given to Lessee.

       25.    REMEDIES.  Upon the occurrence and during the continuance of
any Event of Default, with or without cancelling or terminating this Lease,
Lessor or its agent shall have the right, without demand or prior notice, in
Lessor's sole discretion, to exercise any one or more of the following
remedies:

       (a)    To cancel this Lease and all Schedules;

       (b)    To declare the damages specified in Paragraph 26 to be
immediately due and payable;

       (c)    To take possession of any or all Units of Equipment with or
without any court order or other process of law, and for this purpose Lessor
and/or its agents may enter upon any premises of or under the control or
jurisdiction of

                                      -12-

<PAGE>

Lessee or any agent of Lessee, without liability for suit, action or other
proceeding by Lessee and remove the Equipment therefrom; Lessee further
agrees, on demand, to assemble the Equipment and make it available to Lessor
at a place to be designated by Lessor which is reasonably convenient to
Lessor and Lessee; notwithstanding the foregoing, such taking of possession
shall not relieve Lessee of its obligations to pay damages as set forth in
Paragraph 26. Lessee further waives any and all damages occasioned by such
taking of possession.

       (d)    To exercise any other right or remedy which may be available to
Lessor under the UCC or any other applicable law.

       26.    DAMAGES.  Lessor's damages, in the event of default by Lessee,
shall include (in addition to all other damages available to Lessor under
applicable law): (i) the due and unpaid balance of Rental Payments and all
other amounts payable hereunder plus late charges and interest due under
Paragraph 5(c) (but not more than the maximum rate permitted by law) for the
period after the date such payments were due, (ii) the aggregate of all
remaining Rental Payments through the end of the Noncancellable Term of each
Schedule, discounted to present value at the Discount Rate, (iii) the
Residual Value, discounted to present value at the Discount Rate, (iv) any
indemnification payments due hereunder plus interest at a rate equal to the
lesser of 1.5 % per month or the maximum rate permitted by law for the period
after the date such payments were due, (v) costs of repossession, recovery,
storage and repairs and of lease or sale to a third party, plus (vi) all
other expenses including court costs and reasonable attorneys' fees and
expenses. Lessor's obligation to mitigate said damages and any reduction of
the amounts due to Lessor shall be limited as follows:

       (a)    Lessor shall make best efforts to mitigate its damages by
re-leasing the Equipment to a third party, and any rentals received in
consideration for such third party's use of said Equipment during any period
of the Noncancellable Term of any Schedule shall be applied only to that
portion of Lessor's damages resulting from loss of rentals that Lessor would
have received from Lessee during the same period had Lessee not become in
default.  Amounts received from such third party shall be applied in
mitigation of Lessor's damages only to the extent such amounts are payable in
connection with such third party's periodic rental obligations as specified
in the preceding sentence; in no event shall any other amount received from
such third party, including without limitation as a security deposit or as an
advance on periodic rental obligations, be applied in mitigation of Lessor's
damages hereunder.

       (b)    Lessor shall have no obligation to sell any of the Equipment;
however, any amounts received from a sale to a third party shall be applied
to Lessor's damages as specified in this Paragraph 26.

       27.    MISCELLANEOUS.

       (a)    If more than one Lessee is named in or added to this Lease, the
liability of each shall be joint and several.

       (b)    All notices related hereto shall be mailed to Lessor or Lessee
at its respective address as specified on the cover page of this
Lease, or at such other address as either party may designate upon ten days
written notice to the other party.

       (c)    Paragraph titles are solely for convenience and are not an aid
in the interpretation of this Lease.

       (d)    Time is of the essence of this Lease and each of its provisions.

       (e)    If notwithstanding the intent of the parties this Lease and any
Schedules hereto are determined to be a lease for security or a security
agreement, Lessee shall have been deemed to have granted to Lessor a security
interest in

                                      -13-

<PAGE>

all of Lessee's right, title and interest in and to the Equipment and the
proceeds thereof to secure all of Lessee's obligations to Lessor arising
hereunder or otherwise.

       (f)    This Lease may be executed by the parties hereto in separate
counterparts, each of which when so executed and delivered shall be an
original, but all such counterparts shall together constitute one and the
same instrument; PROVIDED, HOWEVER, that to the extent, if any, that this
Lease constitutes chattel paper (as such term is defined in the Uniform
Commercial Code as in effect in any applicable jurisdiction), no security
interest in this Lease may be created through the transfer or possession of
any counterpart of this Lease or any Schedule other than the original
counterparts marked "Original Counterpart No. 1".

       28.    RIGHT OF FIRST OFFER.  During the lease term, Lessee shall
provide Lessor with all requests for additional debt or lease financing prior
to the time that such requests are provided to other financing sources.
Should Lessor and Lessee fail to agree on the terms and conditions of such
financing, then Lessee may accept a funding source other than Lessor.

       29.    LESSOR'S PERFORMANCE OF LESSEE'S OBLIGATIONS.  If Lessee shall
fail duly and promptly to perform any of its obligations under this Lease,
Lessor may, at its option and at any time, perform the same without waiving
any default on the part of Lessee, or any of Lessor's rights.  Lessee shall
reimburse Lessor, within five (5) days after notice thereof is given to
Lessee, for all expenses and liabilities incurred by Lessor in the
performance of Lessee's obligations.

       30.    NONWAIVER; RIGHTS AND REMEDIES CUMULATIVE.  Lessor's failure at
any time to require strict performance by Lessee shall not constitute waiver
of, or diminish, Lessor's right to demand strict compliance with any
provision of this Lease.  Waiver by Lessor of any default shall not
constitute waiver of any other default.  No rights or remedies referred to
herein shall be exclusive, but shall be cumulative and in addition to any
other right or remedy set forth herein or otherwise available to Lessee at
law or in equity.

       31.    SURVIVAL OF OBLIGATIONS; LIMITATIONS ON ACTIONS.  All
agreements, covenants, representations and warranties of Lessee contained in
this Lease or in the Schedules or other documents delivered pursuant hereto
or in connection herewith shall survive the execution and delivery, and the
expiration, cancellation or other termination of this Lease.  Any action by
Lessee against Lessor for any default by Lessor under this Lease shall be
commenced within one (1) year after any such cause of action accrues.

       32.    SEVERABILITY.  If any provision or remedy herein provided is
determined invalid under applicable law, such provision shall be inapplicable
and deemed omitted; but the remaining provisions, including remaining default
remedies, shall be given effect in accordance with their terms.

       33.    UPGRADES, ADDITIONS AND ATTACHMENTS.  Any added memory,
upgrades, additions and attachments to Equipment previously placed under this
Lease shall, upon approval by Lessor, be included on a Schedule, with a
Noncancellable Term that is coterminous with the Equipment to which such
added memory, upgrade, addition or attachment is being attached.

                                      -14-

<PAGE>

       34.    CHOICE OF LAW.  THIS LEASE SHALL BE DEEMED TO HAVE BEEN MADE
AND ACCEPTED AND PERFORMED IN THE COUNTY OF SAN FRANCISCO, IN THE STATE OF
CALIFORNIA, WHERE THE LESSOR'S PRINCIPAL PLACE OF BUSINESS IS LOCATED.  THIS
LEASE AND ALL TRANSACTIONS HEREUNDER, AND ALL RIGHTS AND LIABILITIES OF THE
PARTIES HERETO, SHALL BE DETERMINED AND GOVERNED AS TO THE VALIDITY,
INTERPRETATION, ENFORCEMENT AND EFFECT BY THE LAWS OF THE STATE OF
CALIFORNIA. THE LESSEE HEREBY CONSENTS, IN ALL ACTIONS AND PROCEEDINGS
ARISING DIRECTLY OR INDIRECTLY FROM THIS LEASE, TO THE EXCLUSIVE JURISDICTION
OF THE FEDERAL DISTRICT COURT FOR THE NORTHERN DISTRICT OF CALIFORNIA OR ANY
STATE COURT LOCATED WITHIN SAN FRANCISCO COUNTY IN THE STATE OF CALIFORNIA.
LESSEE HEREBY IRREVOCABLY WAIVES ALL RIGHT TO TRIAL BY JURY IN ANY ACTION OR
PROCEEDING ARISING OUT OF OR RELATING TO THIS LEASE. IN ADDITION, ANY CLAIM
OR DISPUTE ARISING UNDER OR RELATING TO THIS LEASE MAY, AT LESSOR'S
DISCRETION, BE SUBMITTED TO BINDING ARBITRATION IN SAN FRANCISCO, CALIFORNIA
PURSUANT TO THE COMMERCIAL RULES OF THE AMERICAN ARBITRATION ASSOCIATION.

              Lessee Initials:                   Lessor Initials
                              -------------                     -------------

       35.    ENTIRE AGREEMENT.  This instrument constitutes the entire
agreement between the parties and may not be modified except in writing
executed by Lessor and Lessee.  No supplier or agent of Lessor is authorized
to bind Lessor or to waive or modify any term of this Lease.

              Lessee Initials:                   Lessor Initials
                              -------------                     -------------

       The undersigned representative of Lessee affirms that he or she has
read and understood this Lease and is duly authorized to execute this Lease
on behalf of Lessee and that, if Lessee is a corporation, this Lease is
entered into with consent of Lessee's Board of Directors and stockholders if
so required.

       IN WITNESS WHEREOF, the parties hereto execute this noncancellable
Lease as of the date on the cover page hereof.

LESSEE:                                   LESSOR:

KARTOFFELSOFT INCORPORATED                DOMINION VENTURES, INC.
(d/b/a Homestead Technologies, Inc.)

By:    /s/ Justin Shelby Kitch            By:    /s/ [ILLEGIBLE]
   ----------------------------------        ---------------------------------
Name:                                     Name:
     --------------------------------          -------------------------------
Title:                                    Title:
      -------------------------------           ------------------------------

    This Lease incorporates the following Addenda as if fully set forth herein:
    Addendum I.

                                      -15-

<PAGE>

                 FIRST AMENDMENT TO MASTER LEASE AGREEMENT NO. 10840

       This First Amendment, dated as of March 23, 1999, to Master Lease
Agreement No. 10840 dated September 28, 1998 (the "Lease"), is entered into
by and between Kartoffelsoft Incorporated (d/b/a Homestead Technologies,
Inc.), a Delaware corporation (the "Lessee" and Dominion Ventures, Inc., a
California corporation (the "Lessor").

       WHEREAS, Lessee has requested an increase in Master Lease Line to
allow additional Equipment to be purchased pursuant to the terms of the
Lease; and

       WHEREAS, Lessor has agreed to extend the Master Lease Line to allow
for the purchase of additional Equipment, subject to the approval of Lessor
and pursuant to the terms of the Lease.  All capitalized terms used and not
otherwise defined herein shall have the meanings given in the Lease.

       NOW, THEREFORE, the parties hereto agree to amend the Lease as follows:

       1.     The Master Lease Line shall be increased by $400,000 for a total
              of $750,000, subject to the terms of the Lease.

       2.     The Advance Rental Amount of $12,901.00, specified on page 1 of
              the Lease shall be increased by $14,744.00 for a total of
              $27,645.00 (plus applicable taxes).

       3.     The Funding Expiration Date shall be amended to August 15, 1999.

       Except as specifically provided herein, all terms and conditions of the
       Lease shall remain in full force and effect, without waiver or
       modification.

       IN WITNESS WHEREOF, the parties hereto have caused this amendment to
be executed as of the date first written above.

LESSEE:                                   LESSOR:

KARTOFFELSOFT INCORPORATED                DOMINION VENTURES, INC.
(d/b/a Homestead Technologies)

By:    /s/ Justin Shelby Kitch            By:    /s/ Renee C. Baker
   ----------------------------------        ---------------------------------
Name:    Justin Shelby Kitch              Name:    Renee C. Baker
     --------------------------------          -------------------------------
Title:    CEO                             Title:    V.P.
      -------------------------------           ------------------------------

<PAGE>

                SECOND AMENDMENT TO MASTER LEASE AGREEMENT NO. 10840

This Second Amendment dated August 15, 1999 to Master Lease Agreement No.
10840 dated September 28, 1998 (the "Lease"), is entered into by and between
Homestead Technologies, Inc., a Delaware corporation (the "Lessee") and
Dominion Venture Finance, L.L.C. (the "Lessor").

       WHEREAS, Lessee has requested an increase in Master Lease Line to
allow addition Equipment to be purchased pursuant to the terms of the Lease;
and

       WHEREAS, Lessor has agreed to extend the Master Lease Line to allow
for the purchase of additional Equipment, subject to the approval of Lessor
and pursuant to the terms of the Lease.  All capitalized terms used and not
otherwise defined herein shall have the meanings given in the Lease.

NOW, THEREFORE, the parties hereto agree to amend the Lease as follows:

       1.     The Master Lease Line shall be increased by $1,000,000.00 for a
              total of $1,750,000.00.

       2.     The Funding Expiration Date of August 15, 1999 as set forth in
              the First Amendment to the Master Lease, shall be extended to
              August 15, 2000.

       3.     The Advance Rental Amount of $27,645.00 as specified in the First
              Amendment to the Master Lease, shall be increased by $36,860.00
              (plus applicable taxes) for a total of $64,505.00 (plus applicable
              taxes).  The increase in the Advance Rental shall be paid to
              Lessor upon execution of this Second Amendment and shall be
              credited to the last complete calendar month's rent for each item
              of Equipment, subject to the conditions set forth in paragraph 5
              of the Lease.

       4.     The Rent Factor shall remain at .7083%, for the first twelve (12)
              months for each Schedule, and thereafter shall remain at 3.686%
              for months thirteen (13) through forty-two (42), consisting of
              equal payments of interest and principle.

       5.     Software shall not exceed twenty-five percent (25%) of total
              aggregate cost of Equipment funded pursuant to this increase in
              the Master Lease Line.

       Except as specifically provided herein, all terms and conditions of
the Lease shall remain in full force and effect, without waiver or
modification.

                [REMAINDER OF THIS PAGE LEFT INTENTIONALLY BLANK]

                                 Page 1 of 2

<PAGE>

IN WITNESS WHEREOF, the parties hereto have caused this amendment to be
executed as of the date first written above.

LESSEE:  HOMESTEAD TECHNOLOGIES, INC.     LESSOR:  DOMINION VENTURE FINANCE
                                                   L.L.C.

By:    /s/ Justin Shelby Kitch            By:    /s/ Emily Walther
   ---------------------------------         ---------------------------------

Its:                                      Its:    VP Finance
    --------------------------------          --------------------------------

                                  Page 2 of 2

<PAGE>

                                EQUIPMENT SCHEDULE
                                    NO. 10840-1
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURES, INC.   LESSEE: KARTOFFELSOFT INCORPORATED
         44 Montgomery Street              (d/b/a Homestead Technologies, Inc.)
         Suite 4200                        3475 Edison Way, Suite H
         San Francisco, CA  94104          Menlo Park, CA  94025

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $81,585.78

          FUNDING EXPIRATION DATE....................   May 15, 1999

          RENTAL AMOUNT
              Months 1-12............................   $  577.87
              Months 13-42...........................   $3,007.25

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   December 1, 1998

          ADVANCE RENTAL.............................   $3,007.25

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION.....  KARTOFFELSOFT INCORPORATED d/b/a
                                   Homestead Technologies, Inc.
                                   3475 Edison Way, Suite H
                                   Menlo Park, CA  94025

<PAGE>

                                 EQUIPMENT SCHEDULE
                                    NO. 10840-2
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURES, INC.   LESSEE: KARTOFFELSOFT INCORPORATED
         44 Montgomery Street              (d/b/a Homestead Technologies, Inc.)
         Suite 4200                        3475 Edison Way, Suite H
         San Francisco, CA  94104          Menlo Park, CA  94025

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $9,423.00

          FUNDING EXPIRATION DATE.....................  May 15, 1999

          RENTAL AMOUNT

              Months 1-12.............................  $ 66.74
              Months 13-42............................  $347.33

          FREQUENCY...................................  Monthly, in advance

          INITIAL TERM................................  42 Months

          COMMENCEMENT DATE...........................  December 1, 1998

          ADVANCE RENTAL..............................  $347.33

          SECURITY DEPOSIT............................  $0.00

          EQUIPMENT LOCATION............... KARTOFFELSOFT INCORPORATED
                                            d/b/a Homestead Technologies, Inc.
                                            3475 Edison Way, Suite H
                                            Menlo Park, CA  94025

<PAGE>

                                 EQUIPMENT SCHEDULE

                                    NO. 10840-3
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURES, INC.  LESSEE: KARTOFFELSOFT INCORPORATED
         44 Montgomery Street             (d/b/a Homestead Technologies, Inc.)
         Suite 4200                       3475 Edison Way, Suite H
         San Francisco, CA  94104         Menlo Park, CA  94025

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto, and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $71,352.00

          FUNDING EXPIRATION DATE.....................  May 15, 1999

          RENTAL AMOUNT

              Months 1-12.............................  $   505.39
              Months 13-42............................  $ 2,630.03

          FREQUENCY...................................  Monthly, in advance

          INITIAL TERM................................  42 Months

          COMMENCEMENT DATE...........................  March 1, 1999

          ADVANCE RENTAL..............................  $2,630.03

          SECURITY DEPOSIT............................  $0.00

          EQUIPMENT LOCATION................ KARTOFFELSOFT INCORPORATED
                                             d/b/a Homestead Technologies, Inc.
          .................................. 3475 Edison Way, Suite H
          .................................. Menlo Park, CA  94025

<PAGE>

          LESSEE CONTACT..............................  DENNIS GILBERTSON, CFA
                                                        (650) 549-3124

               SEE ANNEX A ATTACHED HERETO FOR EQUIPMENT DESCRIPTION.

       IN WITNESS WHEREOF, the undersigned have executed this Schedule as of
the date set forth below.

LESSEE:                                   LESSOR:

KARTOFFELSOFT INCORPORATED                DOMINION VENTURES, INC.
(d/b/a Homestead Technologies, Inc.)

By:                                       By:
   ----------------------------------        ---------------------------------
Name:    Justin Shelby Kitch              Name:
     --------------------------------          -------------------------------
Title:    President & CEO                 Title:
      -------------------------------           ------------------------------
Date:                                     Date:
     --------------------------------          -------------------------------

<PAGE>

                                 EQUIPMENT SCHEDULE
                                    NO. 10840-4
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURES, INC.  LESSEE: KARTOFFELSOFT INCORPORATED
         44 Montgomery Street             (d/b/a Homestead Technologies, Inc.)
         Suite 4200                       3475 Edison Way, Suite H
         San Francisco, CA  94104         Menlo Park, CA  94025

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $64,888.00

          FUNDING EXPIRATION DATE....................   May 15, 1999

          RENTAL AMOUNT

              Months 1-12............................   $   459.60
              Months 13-42...........................   $ 2,391.77

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   April 1, 1999

          ADVANCE RENTAL.............................   $2,391.77

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION................. KARTOFFELSOFT INCORPORATED
                                              d/b/a Homestead Technologies, Inc.
          ................................... 3475 Edison Way, Suite H
          ................................... Menlo Park, CA  94025

<PAGE>

                                 EQUIPMENT SCHEDULE
                                    NO. 10840-5
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURES, INC.  LESSEE: KARTOFFELSOFT INCORPORATED
         44 Montgomery Street             (d/b/a Homestead Technologies, Inc.)
         Suite 4200                       3475 Edison Way, Suite H
         San Francisco, CA  94104         Menlo Park, CA  94025

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $115,335.95

          FUNDING EXPIRATION DATE....................   May 15, 1999

          RENTAL AMOUNT

              Months 1-12............................   $   816.92
              Months 13-42...........................   $ 4,251.28

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   May 1, 1999

          ADVANCE RENTAL.............................   $4,251.28

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION................. KARTOFFELSOFT INCORPORATED
                                              d/b/a Homestead Technologies, Inc.
          ................................... 3475 Edison Way, Suite H
          ................................... Menlo Park, CA  94025

<PAGE>

                                 EQUIPMENT SCHEDULE
                                    NO. 10840-6
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURE FINANCE L.L.C.  LESSEE: KARTOFFELSOFT INCORPORATED
         44 Montgomery Street                     (d/b/a Homestead
         Suite 4200                               Technologies, Inc.)
         San Francisco, CA  94104                 3475 Edison Way, Suite H
                                                  Menlo Park, CA  94025

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto, and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $200,710.75

          FUNDING EXPIRATION DATE....................   August 15, 1999

          RENTAL AMOUNT

              Months 1-12............................   $1,421.63
              Months 13-42...........................   $7,398.20

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   July 1, 1999

          ADVANCE RENTAL.............................   $7,398.20

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION................ KARTOFFELSOFT INCORPORATED
                                             d/b/a Homestead Technologies, Inc.
          .................................. 3475 Edison Way, Suite H
          .................................. Menlo Park, CA  94025

          LESSEE CONTACT.................... DENNIS GILBERTSON, CFA
                                             (650) 549-3124

<PAGE>

               SEE ANNEX A ATTACHED HERETO FOR EQUIPMENT DESCRIPTION.

       IN WITNESS WHEREOF, the undersigned have executed this Schedule as of
the date set forth below.

LESSEE:                                LESSOR:

KARTOFFELSOFT INCORPORATED             DOMINION VENTURE FINANCE L.L.C.
(d/b/a Homestead Technologies, Inc.)   By:  DOMINION CAPITAL MANAGEMENT
                                       L.L.C., as Managing Member

By:    /s/ Justin Shelby Kitch         By:
   ---------------------------------      ------------------------------------
Name:    Justin Shelby Kitch           Name:
     -------------------------------        ----------------------------------
Title:    President & CEO              Title:
      ------------------------------         ---------------------------------
        6/14/99                        Date:
                                            ----------------------------------

<PAGE>

                                EQUIPMENT SCHEDULE
                                    NO. 10840-7
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURE FINANCE L.L.C.  LESSEE: HOMESTEAD TECHNOLOGIES, INC.
         44 Montgomery Street                     3475 Edison Way, Suite H
         Suite 4200                               Menlo Park, CA  94025
         San Francisco, CA  94104

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $95,668.76

          FUNDING EXPIRATION DATE....................   August 15, 1999

          RENTAL AMOUNT

              Months 1-12............................   $   677.62
              Months 13-42...........................   $ 3,526.35

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   August 1, 1999

          ADVANCE RENTAL..............................  $3,526.35

          SECURITY DEPOSIT............................  $0.00

          EQUIPMENT LOCATION............... Homestead Technologies, Inc.
          ................................. 3475 Edison Way, Suite H
          ................................. Menlo Park, CA  94025

          LESSEE CONTACT................... JOE DAVILA
                                            (650) 549-3106

            SEE ANNEX A ATTACHED HERETO FOR EQUIPMENT DESCRIPTION.

<PAGE>

       IN WITNESS WHEREOF, the undersigned have executed this Schedule as of
the date set forth below.

LESSEE:                                   LESSOR:

HOMESTEAD TECHNOLOGIES                    DOMINION VENTURE FINANCE L.L.C.
                                          By:  DOMINION CAPITAL MANAGEMENT
                                          L.L.C., as Managing Member

By:    /s/ Justin Shelby Kitch            By:    /s/ [ILLEGIBLE]
   ---------------------------------         ---------------------------------
Name:    Justin Shelby Kitch              Name:      [ILLEGIBLE]
     -------------------------------           -------------------------------
Title:    President and CEO               Title:    Portfolio Manager
      ------------------------------            ------------------------------
                                          Date:         7/30/99
                                               -------------------------------

<PAGE>

                               EQUIPMENT SCHEDULE
                                   NO. 10840-8
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURE FINANCE L.L.C.  LESSEE: HOMESTEAD TECHNOLOGIES, INC.
         44 Montgomery Street                     3475 Edison Way, Suite H
         Suite 4200                               Menlo Park, CA  94025
         San Francisco, CA  94104

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $109,490.00

          FUNDING EXPIRATION DATE....................   August 15, 1999

          RENTAL AMOUNT

              Months 1-12............................   $  775.52
              Months 13-42...........................   $4,035.80

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   September 1, 1999

          ADVANCE RENTAL.............................   $4,035.80

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION.............. Homestead Technologies, Inc.
          ................................ 3475 Edison Way, Suite H
          ................................ Menlo Park, CA  94025

          LESSEE CONTACT.................. JOE DAVILA
                                           (650) 549-3106

               SEE ANNEX A ATTACHED HERETO FOR EQUIPMENT DESCRIPTION.

<PAGE>

       IN WITNESS WHEREOF, the undersigned have executed this Schedule as of
the date set forth below.

LESSEE:                                   LESSOR:

HOMESTEAD TECHNOLOGIES                    DOMINION VENTURE FINANCE L.L.C.
                                          By:  DOMINION CAPITAL MANAGEMENT
                                          L.L.C., as Managing Member

By:    /s/ Justin Shelby Kitch            By:    /s/ [ILLEGIBLE]
   -----------------------------------       ---------------------------------
Name:    Justin Shelby Kitch              Name:      [ILLEGIBLE]
     ---------------------------------         -------------------------------
Title:    C.E.O.                          Title:     PORTFOLIO MANAGER
      --------------------------------          ------------------------------
                                          Date:      [ILLEGIBLE]
                                               -------------------------------

<PAGE>

                                 EQUIPMENT SCHEDULE
                                    NO. 10840-9
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

 LESSOR: DOMINION VENTURE FINANCE L.L.C.  LESSEE: HOMESTEAD TECHNOLOGIES, INC.
         44 Montgomery Street                     3475 Edison Way, Suite H
         Suite 4200                               Menlo Park, CA  94025
         San Francisco, CA  94104

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and
conditions of the Lease are hereby expressly incorporated into this Schedule
and made a part hereof by this reference.  By their execution of this
Schedule, the parties reaffirm all terms and conditions of the Master Lease
Agreement except as they may be modified hereby.  This Schedule shall become
effective on the later of the date executed by Lessor or the date on which
each of the conditions set forth in Part 2 of Addendum I to the Lease are
satisfied or waived.  Capitalized terms used in this Schedule and not
otherwise defined herein shall have the respective meanings set forth in the
Lease.

          TOTAL EQUIPMENT COST.......................   $47,811.04

          FUNDING EXPIRATION DATE....................   August 15, 2000

          RENTAL AMOUNT

              Months 1-12............................   $  338.65
              Months 13-42...........................   $1,762.31

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   October 1, 1999

          ADVANCE RENTAL.............................   $1,762.31

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION............... Homestead Technologies, Inc.
          ................................. 3475 Edison Way, Suite H
          ................................. Menlo Park, CA  94025

          LESSEE CONTACT................... JOE DAVILA
                                            (650) 549-3106

               SEE ANNEX A ATTACHED HERETO FOR EQUIPMENT DESCRIPTION.

<PAGE>

       IN WITNESS WHEREOF, the undersigned have executed this Schedule as of
the date set forth below.

LESSEE:                                   LESSOR:

HOMESTEAD TECHNOLOGIES, INC.              DOMINION VENTURE FINANCE L.L.C.
                                          By:  DOMINION CAPITAL MANAGEMENT
                                          L.L.C., as Managing Member

By:    /s/ Justin Shelby Kitch            By:
   ---------------------------------         ---------------------------------
Name:    Justin Kitch                     Name:
     -------------------------------           -------------------------------
Title:    President                       Title:
      ------------------------------            ------------------------------
                                          Date:
                                               -------------------------------

<PAGE>

                      CERTIFICATE OF INSPECTION AND ACCEPTANCE

     This document is an "Acceptance Certificate" referred to in Paragraph 1
of the Master Lease Agreement Number 10840 (the "Lease") dated as of
September 28, 1998, between Dominion Venture Finance, L.L.C. ("Lessor") and
Homestead Technologies, Inc. ("Lessee").  This Acceptance Certificate relates
to the Equipment described in Schedule 10840-9 to the Lease (the "Schedule").
 All capitalized terms used without definition herein shall have the
respective meanings given to such terms in the Lease.

     LESSEE HAS NOT RELIED UPON LESSOR IN SELECTING THE TYPE AND QUANTITY OF
THE EQUIPMENT AND ACKNOWLEDGES THAT LESSOR HAS MADE NO REPRESENTATION OR
WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE EQUIPMENT,
INCLUDING WITHOUT LIMITATION ITS CONDITION, MERCHANTABILITY OR FITNESS FOR
ANY PARTICULAR PURPOSE. Lessee further acknowledges that Lessor has accepted
no responsibility for the transportation, installation or required licensing
necessary for the transfer, installation or use of the equipment.

     Lessee certifies that the Equipment (i) has been delivered to Lessee at
the location specified in the Schedule, (ii) has been inspected by Lessee and
has been found to be in good working order, repair and condition, (iii) has
been installed to Lessee's satisfaction, and (iv) is of a size, design,
capacity and manufacture to satisfy Lessee's requirements.  Lessee
understands that it may have rights under the contract pursuant to which the
Equipment was acquired and should contact the supplier of the Equipment for a
description of such rights.

     Lessee hereby represents and warrants to Lessor that (i) no event of
default under Paragraph 24 of the Lease or event which, with the giving of
notice or the lapse of time, or both, would become such an event of default
has occurred and is continuing, except as disclosed in writing to Lessor,
which disclosed event has either been cured by Lessee or concerning which
Lessee has provided evidence to Lessor that Lessee is in the process of
curing such default and is diligently prosecuting such cure to completion
(nothing herein shall constitute a waiver by Lessor of any rights or remedies
which it may have under the Lease with respect to any event of default); (ii)
each of the representations and warranties set forth in Paragraph 12(b) of
the Lease is true and correct and (iii) Lessee has obtained, and there are
in full force and effect, all insurance policies with respect to the
Equipment required to be obtained under the terms of the Lease.

Date:                                   LESSEE:
     ------------------------------
                                        HOMESTEAD TECHNOLOGIES, INC.

                                        By:    /s/ Justin Shelby Kitch
                                           -----------------------------------
                                        Name:     Justin Kitch
                                             ---------------------------------
                                        Title:     President
                                              --------------------------------

<PAGE>

                                 EQUIPMENT SCHEDULE
                                    NO. 10840-10
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

  LESSOR: DOMINION VENTURE FINANCE L.L.C.   LESSEE: HOMESTEAD TECHNOLOGIES, INC.
          44 Montgomery Street                      3475 Edison Way, Suite H
          Suite 4200                                Menlo Park, CA  94025
          San Francisco, CA  94104

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and conditions
of the Lease are hereby expressly incorporated into this Schedule and made a
part hereof by this reference.  By their execution of this Schedule, the parties
reaffirm all terms and conditions of the Master Lease Agreement except as they
may be modified hereby.  This Schedule shall become effective on the later of
the date executed by Lessor or the date on which each of the conditions set
forth in Part 2 of Addendum I to the Lease are satisfied or waived.  Capitalized
terms used in this Schedule and not otherwise defined herein shall have the
respective meanings set forth in the Lease.

<TABLE>
         <S>                            <C>
          TOTAL EQUIPMENT COST.......................   $57,233.70

          FUNDING EXPIRATION DATE....................   August 15, 2000

          RENTAL AMOUNT

              Months 1-12............................   $  405.39
              Months 13-42...........................   $2,109.63

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   November 1, 1999

          ADVANCE RENTAL.............................   $2,109.63

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION........... Homestead Technologies, Inc.
                                        3475 Edison Way, Suite H
                                        Menlo Park, CA  94025

          LESSEE CONTACT............... Andrew Chmyz
                                        (650) 549-3100
</TABLE>

               SEE ANNEX A ATTACHED HERETO FOR EQUIPMENT DESCRIPTION.

<PAGE>

       IN WITNESS WHEREOF, the undersigned have executed this Schedule as of the
date set forth below.

LESSEE:                                   LESSOR:

HOMESTEAD TECHNOLOGIES, INC.              DOMINION VENTURES FINANCE L.L.C.
                                          By:  DOMINION CAPITAL MANAGEMENT
                                          L.L.C., as Managing Member

By:    /s/ Justin Shelby Kitch            By:
   ----------------------------------        -----------------------------------

Name:    Justin Kitch                     Name:
      -------------------------------           --------------------------------

Title:    President                       Title:
      -------------------------------           --------------------------------

                                          Date:
                                                --------------------------------

<PAGE>

                      CERTIFICATE OF INSPECTION AND ACCEPTANCE

     This document is an "Acceptance Certificate" referred to in Paragraph 1 of
the Master Lease Agreement Number 10840 (the "Lease") dated as of September 28,
1998, between Dominion Venture Finance, L.L.C. ("Lessor") and Homestead
Technologies, Inc. ("Lessee").  This Acceptance Certificate relates to the
Equipment described in Schedule 10840-10 to the Lease (the "Schedule").  All
capitalized terms used without definition herein shall have the respective
meanings given to such terms in the Lease.

     LESSEE HAS NOT RELIED UPON LESSOR IN SELECTING THE TYPE AND QUANTITY OF THE
EQUIPMENT AND ACKNOWLEDGES THAT LESSOR HAS MADE NO REPRESENTATION OR WARRANTY OF
ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE EQUIPMENT, INCLUDING WITHOUT
LIMITATION ITS CONDITION, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE.
Lessee further acknowledges that Lessor has accepted no responsibility for the
transportation, installation or required licensing necessary for the transfer,
installation or use of the equipment.

     Lessee certifies that the Equipment (i) has been delivered to Lessee at
the location specified in the Schedule, (ii) has been inspected by Lessee and
has been found to be in good working order, repair and condition, (iii) has
been installed to Lessee's satisfaction, and (iv) is of a size, design,
capacity and manufacture to satisfy Lessee's requirements.  Lessee
understands that it may have rights under the contract pursuant to which the
Equipment was acquired and should contact the supplier of the Equipment for a
description of such rights.

     Lessee hereby represents and warrants to Lessor that (i) no event of
default under Paragraph 24 of the Lease or event which, with the giving of
notice or the lapse of time, or both, would become such an event of default has
occurred and is continuing, except as disclosed in writing to Lessor, which
disclosed event has either been cured by Lessee or concerning which Lessee has
provided evidence to Lessor that Lessee is in the process of curing such default
and is diligently prosecuting such cure to completion (nothing herein shall
constitute a waiver by Lessor of any rights or remedies which it may have under
the Lease with respect to any event of default); (ii) each of the
representations and warranties set forth in Paragraph 12(b) of the Lease is true
and correct and (iii) Lessee has obtained, and there are in full force and
effect, all insurance policies with respect to the Equipment required to be
obtained under the terms of the Lease.

Date:    10/14/99                         LESSEE:
      -------------
                                          HOMESTEAD TECHNOLOGIES, INC.

                                          By:    /s/ Justin Shelby Kitch
                                             ----------------------------------

                                          Name:         Justin Kitch
                                                -------------------------------

                                          Title:        President
                                                -------------------------------

<PAGE>

                              EQUIPMENT SCHEDULE
                                NO. 10840-11
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

  LESSOR: DOMINION VENTURE FINANCE L.L.C.   LESSEE: HOMESTEAD TECHNOLOGIES, INC.
          44 Montgomery Street                      3475 Edison Way, Suite H
          Suite 4200                                Menlo Park, CA  94025
          San Francisco, CA  94104

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and conditions
of the Lease are hereby expressly incorporated into this Schedule and made a
part hereof by this reference.  By their execution of this Schedule, the parties
reaffirm all terms and conditions of the Master Lease Agreement except as they
may be modified hereby.  This Schedule shall become effective on the later of
the date executed by Lessor or the date on which each of the conditions set
forth in Part 2 of Addendum I to the Lease are satisfied or waived.  Capitalized
terms used in this Schedule and not otherwise defined herein shall have the
respective meanings set forth in the Lease.

<TABLE>
          <S>                                           <C>
          TOTAL EQUIPMENT COST.......................   $104,479.80

          FUNDING EXPIRATION DATE....................   August 15, 2000

          RENTAL AMOUNT

              Months 1-12............................   $  740.03
              Months 13-42...........................   $3,851.13

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   December 1, 1999

          ADVANCE RENTAL.............................   $4,591.16

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION.............. Homestead Technologies, Inc.
                                           3475 Edison Way, Suite H
                                           Menlo Park, CA  94025

          LESSEE CONTACT.................. Andrew Chmyz
                                           (650) 549-3100
</TABLE>

               SEE ANNEX A ATTACHED HERETO FOR EQUIPMENT DESCRIPTION.

<PAGE>

       IN WITNESS WHEREOF, the undersigned have executed this Schedule as of the
date set forth below.

LESSEE:                                   LESSOR:

HOMESTEAD TECHNOLOGIES, INC.              DOMINION VENTURE FINANCE L.L.C.
                                          By:  DOMINION CAPITAL MANAGEMENT
                                          L.L.C., as Managing Member

By:    /s/ Justin Shelby Kitch            By:
   -------------------------------           ----------------------------------

Name:    Justin Kitch                     Name:
     -----------------------------             --------------------------------

Title:    CEO                             Title:
      ----------------------------              -------------------------------

                                          Date:
                                                -------------------------------

<PAGE>

                       CERTIFICATE OF INSPECTION AND ACCEPTANCE

     This document is an "Acceptance Certificate" referred to in Paragraph 1 of
the Master Lease Agreement Number 10840 (the "Lease") dated as of September 28,
1998, between Dominion Venture Finance, L.L.C. ("Lessor") and Homestead
Technologies, Inc. ("Lessee").  This Acceptance Certificate relates to the
Equipment described in Schedule 10840-11 to the Lease (the "Schedule").  All
capitalized terms used without definition herein shall have the respective
meanings given to such terms in the Lease.

     LESSEE HAS NOT RELIED UPON LESSOR IN SELECTING THE TYPE AND QUANTITY OF THE
EQUIPMENT AND ACKNOWLEDGES THAT LESSOR HAS MADE NO REPRESENTATION OR WARRANTY OF
ANY KIND, EXPRESS OR IMPLIED, WITH RESPECT TO THE EQUIPMENT, INCLUDING WITHOUT
LIMITATION ITS CONDITION, MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE.
Lessee further acknowledges that Lessor has accepted no responsibility for the
transportation, installation or required licensing necessary for the transfer,
installation or use of the equipment.

     Lessee certifies that the Equipment (i) has been delivered to Lessee at the
location specified in the Schedule, (ii) has been inspected by Lessee and has
been found to be in good working order, repair and condition  (iii) has been
installed to Lessee's satisfaction, and (iv) is of a size, design, capacity and
manufacture to satisfy Lessee's requirements.  Lessee understands that it may
have rights under the contract pursuant to which the Equipment was acquired and
should contact the supplier of the Equipment for a description of such rights.

     Lessee hereby represents and warrants to Lessor that (i) no event of
default under Paragraph 24 of the Lease or event which, with the giving of
notice or the lapse of time, or both, would become such an event of default has
occurred and is continuing, except as disclosed in writing to Lessor, which
disclosed event has either been cured by Lessee or concerning which Lessee has
provided evidence to Lessor that Lessee is in the process of curing such default
and is diligently prosecuting such cure to completion (nothing herein shall
constitute a waiver by Lessor of any rights or remedies which it may have under
the Lease with respect to any event of default); (ii) each of the
representations and warranties set forth in Paragraph 12(b) of the Lease is true
and correct; and (iii) Lessee has obtained, and there are in full force and
effect, all insurance policies with respect to the Equipment required to be
obtained under the terms of the Lease.

Date:    Nov. 29, 99                      LESSEE:
     ---------------
                                          HOMESTEAD TECHNOLOGIES, INC.

                                          By:    /s/ Justin Shelby Kitch
                                             ----------------------------------

                                          Name:      Justin Kitch
                                               --------------------------------

                                          Title:     CEO
                                                -------------------------------

<PAGE>

                               EQUIPMENT SCHEDULE
                                  NO. 10840-12
          TO MASTER LEASE AGREEMENT NUMBER 10840 DATED SEPTEMBER 28, 1998

  LESSOR: DOMINION VENTURE FINANCE L.L.C.       LESSEE: HOMESTEAD.com
          44 Montgomery Street                          3475 Edison Way, Suite H
          Suite 4200                                    Menlo Park, CA  94025
          San Francisco, CA  94104

       This is one of the "Schedules" to the above-referenced Master Lease
Agreement (the "Lease").  This Schedule together with the Lease constitutes a
lease of the Equipment described on Annex A hereto and all terms and conditions
of the Lease are hereby expressly incorporated into this Schedule and made a
part hereof by this reference.  By their execution of this Schedule, the parties
reaffirm all terms and conditions of the Master Lease Agreement except as they
may be modified hereby.  This Schedule shall become effective on the later of
the date executed by Lessor or the date on which each of the conditions set
forth in Part 2 of Addendum I to the Lease are satisfied or waived.  Capitalized
terms used in this Schedule and not otherwise defined herein shall have the
respective meanings set forth in the Lease.

<TABLE>
          <S>                                           <C>
          TOTAL EQUIPMENT COST.......................   $487,280.73

          FUNDING EXPIRATION DATE....................   August 15, 2000

          RENTAL AMOUNT

              Months 1-12............................   $  3,451.41

              Months 13-42...........................   $ 17,961.17

          FREQUENCY..................................   Monthly, in advance

          INITIAL TERM...............................   42 Months

          COMMENCEMENT DATE..........................   January 1, 2000

          ADVANCE RENTAL.............................   $ 17,961.17

          SECURITY DEPOSIT...........................   $0.00

          EQUIPMENT LOCATION............. Homestead.com
                                          3475 Edison Way, Suite H
                                          Menlo Park, CA  94025

          LESSEE CONTACT................. Andrew Chmyz
                                          (650) 549-3100
</TABLE>

               SEE ANNEX A ATTACHED HERETO FOR EQUIPMENT DESCRIPTION.

<PAGE>

       IN WITNESS WHEREOF, the undersigned have executed this Schedule as of the
date set forth below.

LESSEE:                                   LESSOR:

HOMESTEAD.com                             DOMINION VENTURE FINANCE L.L.C.
                                          By:  DOMINION CAPITAL MANAGEMENT
                                          L.L.C., as Managing Member

By:    /s/ Justin Shelby Kitch            By:
   -------------------------------           -----------------------------------

Name:    Justin Kitch                     Name:
     -----------------------------             ---------------------------------

Title:    CEO                             Title:
      ----------------------------              --------------------------------

                                          Date:
                                               ---------------------------------

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