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                                                                   EXHIBIT 10.20

                                 PROMISSORY NOTE

ALPHARETTA, GEORGIA                                         DATE: MARCH 13, 2002

PRINCIPAL AMOUNT: US $8,252.84
INTEREST RATE: 10% per annum

DUE DATE: August 31st, 2002

FOR VALUE RECEIVED the undersigned, Syndicated Food Services International
Inc., a Florida corporation (the "Borrower") promises to pay to the order of
FIDRA HOLDINGS LTD. OR ITS SUCCESSORS OR ASSIGNS (THE "HOLDER") the sum of EIGHT
THOUSAND TWO HUNDRED FIFTY TWO US DOLLARS AND EIGHTY FOUR CENTS (USD $8,252.84)
(The Principal) on August 31, 2002 (The "Maturity Date"), together with the
interest at the rate of Ten per cent (10%) per annum on the principal amount
outstanding from time to time until paid in full and payable on the last day of
each calendar month commencing on June 30th, 2002. All sums due hereunder shall
be paid by the Borrower to the holder of this Note at such address as designated
by the holder of this Note to the Borrower.

In the event a default shall be made in payment of any installment of interest
or principal or other charges when due all such amounts shall bear interest at a
default rate of interest from the date of default at the rate of 12 % per annum
and shall be immediately due and payable. In the event of any default hereunder
the holders shall be entitled to all remedies at law or in equity and shall be
entitled to all costs and expenses incurred by its, including attorneys fees.

This Note shall be governed by and construed in accordance with the laws of the
State of New York, without regard to conflict of law principles. Any dispute
with respect to the interpretation of this Note or the rights and obligations of
the parties shall be exclusively brought in a proceeding in the United States
District Court for the Southern District of New York or if such court lacks
subject matter jurisdiction in the Supreme Court of the State of New York,
County of New York. Each of the holder and the Borrower waives the right to
context the jurisdiction or venue of either of such courts or to claim it is an
inconvenient forum.

Neither the Borrower or the holder may claim the right to have a jury trial and
the Borrower shall have no right of offset or counterclaim.

The Borrower expressly waives the right to notice of any default or the right to
presentment or demand.

The proceeds of this Note shall be used to pay outstanding invoices to Charles &
Marjorie Beasley.

SYNDICATED FOOD SERVICE INTERNATIONAL INC.,

BY: /s/ Thomas P. Tanis, JR.
    ------------------------
    THOMAS P. TANIS, JR.
    CHIEF EXECUTIVE OFFICER

    /s/ Becky Mcclure

                             [STAMP OF BECKY MCCLURE]<PAGE>

                                                                   EXHIBIT 10.21

                                 PROMISSORY NOTE

ALPHARETTA, GEORGIA                                         DATE: MARCH 14, 2002

PRINCIPAL AMOUNT: US $2,250.00
INTEREST RATE: 10% per annum

DUE DATE: August 31st, 2002

FOR VALUE RECEIVED the undersigned, Syndicated Food Services International Inc.,
a Florida corporation (the "Borrower") promises to pay to the order of FIDRA
HOLDINGS LTD. OR ITS SUCCESSORS OR ASSIGNS (THE "HOLDER") the sum of TWO
THOUSAND TWO HUNDRED AND FIFTY US DOLLARS (USD $2,250.00) (The Principal) on
August 31, 2002 (The "Maturity Date"), together with the interest at the rate of
Ten per cent (10%) per annum on the principal amount outstanding from time to
time until paid in full and payable on the last day of each calendar month
commencing on June 30th, 2002. All sums due hereunder shall be paid by the
Borrower to the holder of this Note at such address as designated by the holder
of this Note to the Borrower.

In the event a default shall be made in payment of any installment of interest
or principal or other charges when due all such amounts shall bear interest at a
default rate of interest from the date of default at the rate of 12 % per annum
and shall be immediately due and payable. In the event of any default hereunder
the holders shall be entitled to all remedies at law or in equity and shall be
entitled to all costs and expenses incurred by its, including attorneys fees.

This Note shall be governed by and construed in accordance with the laws of the
State of New York, without regard to conflict of law principles. Any dispute
with respect to the interpretation of this Note or the rights and obligations of
the parties shall be exclusively brought in a proceeding in the United States
District Court for the Southern District of New York or if such court lacks
subject matter jurisdiction in the Supreme Court of the State of New York,
County of New York. Each of the holder and the Borrower waives the right to
context the jurisdiction or venue of either of such courts or to claim it is an
inconvenient forum.

Neither the Borrower or the holder may claim the right to have a jury trial and
the Borrower shall have no right of offset or counterclaim.

The Borrower expressly waives the right to notice of any default or the right to
presentment or demand.

The proceeds of this Note shall be used to pay outstanding invoices to Helen
Taillefer.

SYNEDICATED FOOD SERVICE INTERNATIONAL INC.,

BY: /s/ Thomas P. Tanis, JR.
    ------------------------
    THOMAS P. TANIS, JR.
    CHIEF EXECUTIVE OFFICER

    /s/ Becky Mcclure

                            [STAMP OF BECKY MCCLURE]<PAGE>

                                                                   EXHIBIT 10.22

                                 PROMISSORY NOTE

ALPHARETTA, GEORGIA                                         DATE: MARCH 14, 2002

PRINCIPAL AMOUNT: US $9,545.26
INTEREST RATE: 10% per annum

DUE DATE: August 31st, 2002

FOR VALUE RECEIVED the undersigned, Syndicated Food Services International Inc.,
a Florida corporation ( the "Borrower") promises to pay to the order OF FIDRA
HOLDINGS LTD. OR ITS SUCCESSORS OR ASSIGNS (THE "HOLDER") the sum of NINE
THOUSAND FIVE HUNDRED FORTY FIVE US DOLLARS AND TWENTY SIX CENTS (USD $9,545.26)
(The Principal) on August 31, 2002 (The "Maturity Date"), together with the
interest at the rate of Ten per cent (10%) per annum on the principal amount
outstanding from time to time until paid in full and payable on the last day of
each calendar month commencing on June 30th. All sums due hereunder shall be
paid by the Borrower to the holder of this Note at such address as designated by
the holder of this Note to the Borrower.

In the event a default shall be made in payment of any installment of interest
or principal or other charges when due all such amounts shall bear interest at a
default rate of interest from the date of default at the rate of 12 % per annum
and shall be immediately due and payable. In the event of any default hereunder
the holders shall be entitled to all remedies at law or in equity and shall be
entitled to all costs and expenses incurred by its, including attorneys fees.

This Note shall be governed by and construed in accordance with the laws of the
State of New York, without regard to conflict of law principles. Any dispute
with respect to the interpretation of this Note or the rights and obligations of
the parties shall be exclusively brought in a proceeding in the United States
District Court for the Southern District of New York or if such court lacks
subject matter jurisdiction in the Supreme Court of the State of New York,
County of New York. Each of the holder and the Borrower waives the right to
context the jurisdiction or venue of either of such courts or to claim it is an
inconvenient forum.

Neither the Borrower or the holder may claim the right to have a jury trial and
the Borrower shall have no right of offset or counterclaim.

The Borrower expressly waives the right to notice of any default or the right to
presentment or demand.

The proceeds of this Note shall be used to pay outstanding invoices to M.
Kramish Kain.

SYNDICATED FOOD SERVICE INTERNATIONAL INC.,

BY: /s/ Thomas P. Tanis, JR.
    ------------------------
    THOMAS P. TANIS, JR.
    CHIEF EXECUTIVE OFFICER

    /s/ Becky Mcclure

                             [STAMP OF BECKY MCCLURE]<PAGE>

                                                                   EXHIBIT 10.23

                                 PROMISSORY NOTE

BLOOMINGTON, INDIANA                                        DATE: MARCH 21, 2002

PRINCIPAL AMOUNT: US $85,000.00

INTEREST RATE: 10% per annum

DUE DATE: August 31st, 2002

FOR VALUE RECEIVED the undersigned, Beasley Food Service, Inc., a Delaware
corporation (the "Borrower") promises to pay to the order of FIDRA HOLDINGS LTD.
OR ITS SUCCESSORS OR ASSIGNS (THE "HOLDER"), THE SUM OF EIGHTY FIVE THOUSAND
DOLLARS (USD $85,000.00) (The Principal) on August 31, 2002 (The "Maturity
Date"), together with the interest at the rate of Ten per cent (10%) per annum
on the principal amount outstanding from time to time until paid in full and
payable on the last day of each calendar month commencing on June 30th, 2002.
All sums due hereunder shall be paid by the Borrower to the holder of this Note
at such address as designated by the holder of this Note to the Borrower.

In the event a default shall be made in payment of any installment of interest
or principal or other charges when due all such amounts shall bear interest at a
default rate of interest from the date of default at the rate of 12% per annum
and shall be immediately due and payable. In the event of any default hereunder
the holders shall be entitled to all remedies at law or in equity and shall be
entitled to all costs and expenses incurred by its, including attorneys fees.

This Note shall be governed by and construed in accordance with the laws of the
State of New York, without regard to conflict of law principles. Any dispute
with respect to the interpretation of this Note or the rights and obligations of
the parties shall be exclusively brought in a proceeding in the United States
District Court for the Southern District of New York or if such court lacks
subject matter jurisdiction in the Supreme Court of the State of New York,
County of New York. Each of the holder and the Borrower waives the right to
context the jurisdiction or venue of either of such courts or to claim it is an
inconvenient forum.

Neither the Borrower or the holder may claim the right to have a jury trial and
the Borrower shall have no right of offset or counterclaim.

The Borrower expressly waives the right to notice of any default or the right to
presentment or demand.

BEASLEY FOOD SERVICE, INC.

BY: /s/ Thomas P. Tanis Jr.
    -------------------------
    THOMAS P. TANIS, JR.
    SECRETARY

                                /s/ BECKY MCCLURE
                                ------------------------
                                  BECKY MCCLURE
                     Notary Public, Forsyth County, Georgia
                       My Commission Expires June 7, 2005

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