Document:

Exhibit 10.1

                   STOCKHOLDER AGREEMENT

     STOCKHOLDER AGREEMENT, dated as of December 17, 2004,
by and among Peoples Community Bancorp, Inc. (the
"Acquiror"), a Maryland corporation, and certain
stockholders of American State Corporation (the "Company"),
an Indiana corporation, named on Schedule I hereto in their
capacity as individuals (collectively the "Stockholders").

                       WITNESSETH:

     WHEREAS, the Acquiror and the Company have entered into
an Agreement and Plan of Merger, dated as of the date hereof
(the "Agreement"), which is being executed simultaneously
with the execution of this Stockholder Agreement and
provides for, among other things, the merger of ASC
Acquisition Corp. ("Interim"), a to-be-formed wholly owned
subsidiary of the Acquiror, with and into the Company  (the
"Merger"); and

     WHEREAS, in order to induce the Acquiror to enter into
the Agreement, each of the Stockholders agrees to, among
other things, vote in favor of the Agreement in his or her
capacity as a stockholder of the Company.

     NOW, THEREFORE, in consideration of the premises, the
mutual covenants and agreements set forth herein and other
good and valuable consideration, the sufficiency of which is
hereby acknowledged, the parties hereto agree as follows:

     1.   Ownership of Company Capital Stock.  Each
Stockholder represents and warrants that the Stockholder has
or shares the right to vote and dispose of the number of
shares of common stock of the Company, no par value per
share ("Company Capital Stock"), and/or preferred stock of
the Company, par value $1,000 per share ("Company Preferred
Stock"), set forth opposite such Stockholder's name on
Schedule I hereto.  The Company Common Stock and Company
Preferred Stock are collectively referred to as "Company
Capital Stock."

     2.   Agreements of the Stockholders.  Each Stockholder
covenants and agrees that:

     (a)  such Stockholder shall, at any meeting of the
Company's stockholders called for the purpose, vote, or
cause to be voted, all shares of Company Capital Stock in
which such stockholder has the right to vote (whether owned
as of the date hereof or hereafter acquired) in favor of the
Agreement and the related Agreement of Merger between
Interim and the Company;

     (b)  except as otherwise expressly permitted hereby,
such Stockholder shall not, prior to the meeting of the
Company's stockholders referred to in Section 2(a) hereof or
the earlier termination of the Agreement in accordance with
its terms, sell, pledge, transfer or otherwise dispose of
the Stockholder's shares of Company Capital Stock; and

     (c)  such Stockholder shall use his reasonable best
efforts to take or cause to be taken all action, and to do
or cause to be done all things, necessary, proper or
advisable under applicable laws and regulations to
consummate and make effective the agreements contemplated by
this Stockholder Agreement.

     Each Stockholder further agrees that the Company's
transfer agent shall be given an appropriate stop transfer
order and shall not be required to register any attempted
transfer of shares of Company Capital Stock held by each
Stockholder, unless the transfer has been effected in
compliance with the terms of this Stockholder Agreement.

     3.   Successors and Assigns.  A Stockholder may sell,
pledge, transfer or otherwise dispose of his shares of
Company Capital Stock, provided that, with respect to any
sale, transfer or disposition which would occur on or before
the meeting of the Company's stockholders referred to in
Section 2(a) hereof, such Stockholder obtains the prior
written consent of the Acquiror and that any acquiror of
such Company Capital Stock expressly agrees in writing to be
bound by the terms of this Stockholder Agreement.

     4.   Termination.  The parties agree and intend that
this Stockholder Agreement be a valid and binding agreement
enforceable against the parties hereto and that damages and
other remedies at law for the breach of this Stockholder
Agreement are inadequate.  This Stockholder Agreement may be
terminated at any time prior to the consummation of the
Merger by mutual written consent of the parties hereto and
shall be automatically terminated in the event that the
Agreement is terminated in accordance with its terms.

     5.   Notices.  Notices may be provided to the Company
and the Stockholders in the manner specified in Section 7.03
of the Agreement, with all notices to the Stockholders being
provided to them at the Company in the manner specified in
such section.

     6.   Governing Law.  This Stockholder Agreement shall
be governed by the laws of the State of Indiana without
giving effect to the principles of conflicts of laws
thereof.

     7.   Counterparts.  This Stockholder Agreement may be
executed in one or more counterparts, all of which shall be
considered one and the same and each of which shall be
deemed an original.

     8.   Headings and Gender.  The Section headings
contained herein are for reference purposes only and shall
not affect in any way the meaning or interpretation of this
Stockholder Agreement.  Use of the masculine gender herein
shall be considered to represent the masculine, feminine or
neuter gender whenever appropriate.

                                2

     IN WITNESS WHEREOF, the Acquiror by a duly authorized
officer, and each of the Stockholders have caused this
Stockholder Agreement to be executed as of the day and year
first above written.

                         PEOPLES COMMUNITY BANCORP, INC.

                         By:  /s/Jerry D. Williams
                              ____________________________________________
                              Name: Jerry D. Williams
                              Title: President and Chief Executive Officer

                         COMPANY STOCKHOLDERS:

                         /s/Howard R. Aylor
                         _______________________
                         Howard R. Aylor

                         /s/Clark H. Byrum, Sr.
                         _______________________
                         Clark H. Byrum, Sr.

                         /s/Joan D. Byrum
                         _______________________
                         Joan D. Byrum

                         /s/G. Thomas Carlino
                         _______________________
                         G. Thomas Carlino

                         /s/A. Steven Karsteter
                         _______________________
                         A. Steven Karsteter

                         THE KEY CORPORATION

                         By:  /s/Clark H. Byrum, Sr.
                              ______________________________
                              Clark H. Byrum, Sr., President

                                3

                            SCHEDULE I

                          Number of Shares of       Number of Shares of
                         Company Capital Stock    Company Preferred Stock
Name of Stockholder       Beneficially Owned          Beneficially Owned
_______________________  _______________________  ________________________

Howard E. Aylor                   7,426

Clark H. Byrum, Sr.             509,159

Joan D. Byrum                   386,673

The G. Thomas Carlino
Trust Agreement DTD             101,430
12/20/1993

A. Steven Karsteter              12,624

The Key Corporation                                         700

                                4Exhibit
10.1

 

THE J.
JILL GROUP, INC.

2005
INCENTIVE COMPENSATION PLAN

 

Purpose

 

This 2005 Incentive
Compensation Plan (the “Incentive Compensation  Plan”) is designed
to provide financial reward to employees of The J. Jill Group, Inc. (the “Company”) for their contribution toward the
attainment of the Company’s financial goals for the fiscal year ending December
31, 2005 (“FY 2005”).

 

Participation

 

•                  A
“Participating Employee” shall mean each of the following employees of
the Company:  (i) the President and Chief
Executive Officer; (ii) any Executive Vice President; (iii) any Senior Vice
President; (iv) any Vice President; (v) any Operating Vice President; and (vi)
any employee below the level of Operating Vice President who is selected for
participation in this Incentive Compensation Plan by the President and Chief
Executive Officer.  No employee below the
level of Operating Vice President shall be entitled to participate in this
Incentive Compensation Plan unless and until selected to do so by the President
and CEO.

 

•                  No
Participating Employee shall be entitled to receive a bonus under this
Incentive Compensation Plan unless the Participating Employee satisfies the
eligibility criteria set forth below.

 

Eligibility
Criteria

 

•                  A
Participating Employee who is in performance counseling at any time during a
performance period will not be eligible for a bonus for the performance period.

 

•                  To
be eligible to receive a bonus for a performance period, a Participating
Employee must be actively employed by the Company for a minimum of three months
in the performance period.  Time on leave
does not count as active employment. 
Employment by a subsidiary of the Company shall be considered employment
by the Company for purposes of this Incentive Compensation Plan.

 

•                  To
be eligible to receive a bonus for a performance period, a Participating
Employee must be employed on the last day of the performance period.

 

Performance Period

 

This Incentive
Compensation Plan pertains to FY 2005. 
For measurement purposes, FY 2005 will be divided into two seasonal
performance periods:

 

 

Spring — December 26,
2004 to June 25, 2005

Fall — June 26, 2005 to
December 31, 2005

 

Additional
Bonuses

 

Nothing in this Incentive
Compensation Plan shall be deemed to limit the authority of the Board of
Directors, the Compensation Committee of the Board of Directors or the
President and CEO to award additional bonuses outside the Incentive
Compensation Plan in their discretion.

 

Payments

 

Bonus payments under this
Incentive Compensation Plan will be made promptly following the close of the
performance period.

 

Calculation of Bonus Payment

 

•                  Definitions:

 

The “Bonus Percentage”
for a Participating Employee shall be the percentage assigned to the
Participating Employee for the purpose of calculating the Participating
Employee’s bonus, if any, under this Incentive Compensation Plan.  Bonus Percentages for employees at the level
of Operating Vice President and above shall be determined by the Board of
Directors or the Compensation Committee of the Board of Directors.  Bonus Percentages for Participating Employees
below the level of Operating Vice President shall be determined by the
President and CEO.

 

•                  “Earnings
Per Share Percentage” for a performance period means the lesser of
(i) 100% or (ii) a fraction, the numerator of which is the Company’s
Preliminary Earnings Per Share for the performance period minus the Company’s
Earnings Per Share Target for the performance period, and the denominator of
which is $0.07, expressed as a percentage. 

 

•                  “Earnings
Per Share Target” for a performance period means the Company’s fully
diluted earnings per share target for the performance period as set forth in
the Company’s 2005 Financial Plan.

 

•                  “Maximum
Bonus” for a performance period with respect to any Participating Employee
means the Participating Employee’s Bonus Percentage times the base salary paid
to him or her for the performance period.

 

•                  “Preliminary
Earnings Per Share” for a performance period means the amount the Company’s
fully diluted earnings per share for the performance period would be 

 

2

 

if no bonuses under this
Incentive Compensation Plan were paid for the performance period. 

 

•                  If
the Company’s Preliminary Earnings Per Share for a performance period are less
than or equal to the Company’s Earnings Per Share Target for the performance
period, no bonuses shall be paid under this Incentive Compensation Plan for the
performance period.

 

•                  If
the Company’s Preliminary Earnings Per Share for a performance period are
greater than the Company’s Earnings Per Share Target for the performance
period, then each eligible Participating Employee shall receive a bonus for the
performance period under this Incentive Compensation Plan in an amount equal to
the Participating Employee’s Maximum Bonus for the performance period times the
Earnings Per Share Percentage for the performance period.

 

Example

 

CASE
1:                                                    Assume
the Participating Employee’s annual base salary is $50,000, his or her Bonus
Percentage is 10%, the Company’s Earnings Per Share Percentage for the Spring
performance period is 100% and the Company’s Earnings Per Share Percentage for
the Fall performance period is 100%:

 

	
  Season

  	
   

  	
  Salary for

  Performance

  Period

  	
   

  	
  Bonus %

  	
   

  	
  Maximum

  Bonus

  	
   

  	
  EPS %

  	
   

  	
  Bonus

  Amount

  	
   

  
	
  Spring

  	
   

  	
  $

  	
  25,000

  	
   

  	
  10

  	
  %

  	
  $

  	
  2,500

  	
   

  	
  100

  	
  %

  	
  $

  	
  2,500

  	
   

  
	
  Fall

  	
   

  	
  $

  	
  25,000

  	
   

  	
  10

  	
  %

  	
  $

  	
  2,500

  	
   

  	
  100

  	
  %

  	
  $

  	
  2,500

  	
   

  
	
  Total

  	
   

  	
  $

  	
  50,000

  	
   

  	
   

  	
   

  	
  $

  	
  5,000

  	
   

  	
   

  	
   

  	
  $

  	
  5,000

  	
   

  

 

CASE
2:                                                    Assume
the Participating Employee’s annual base salary is $50,000, his or her Bonus
Percentage is 10%, the Company’s Earnings Per Share Percentage for the Spring
performance period is 100% and the Company’s Earnings Per Share Percentage for
the Fall performance period is 0:

 

	
  Season

  	
   

  	
  Salary for 

  Performance

  Period

  	
   

  	
  Bonus %

  	
   

  	
  Maximum

  Bonus

  	
   

  	
  EPS %

  	
   

  	
  Bonus

  Amount

  	
   

  
	
  Spring

  	
   

  	
  $

  	
  25,000

  	
   

  	
  10

  	
  %

  	
  $

  	
  2,500

  	
   

  	
  100

  	
  %

  	
  $

  	
  2,500

  	
   

  
	
  Fall

  	
   

  	
  $

  	
  25,000

  	
   

  	
  10

  	
  %

  	
  $

  	
  2,500

  	
   

  	
  0

  	
   

  	
  $

  	
  0

  	
   

  
	
  Total

  	
   

  	
  $

  	
  50,000

  	
   

  	
   

  	
   

  	
  $

  	
  5,000

  	
   

  	
   

  	
   

  	
  $

  	
  2,500

  	
   

  

 

CASE
3:                                                    Assume
the Participating Employee’s annual base salary is $50,000, his or her Bonus
Percentage is 10%, the Company’s Earnings Per Share 

 

3

 

Percentage for the Spring
performance period is 50% and the Company’s Earnings Per Share Percentage for
the Fall performance period is 10%:

 

	
  Season

  	
   

  	
  Salary for

  Performance

  Period

  	
   

  	
  Bonus %

  	
   

  	
  Maximum

  Bonus

  	
   

  	
  EPS %

  	
   

  	
  Bonus

  Amount

  	
   

  
	
  Spring

  	
   

  	
  $

  	
  25,000

  	
   

  	
  10

  	
  %

  	
  $

  	
  2,500

  	
   

  	
  50

  	
  %

  	
  $

  	
  1,250

  	
   

  
	
  Fall

  	
   

  	
  $

  	
  25,000

  	
   

  	
  10

  	
  %

  	
  $

  	
  2,500

  	
   

  	
  10

  	
  %

  	
  $

  	
  250

  	
   

  
	
  Total

  	
   

  	
  $

  	
  50,000

  	
   

  	
   

  	
   

  	
  $

  	
  5,000

  	
   

  	
   

  	
   

  	
  $

  	
  1,500

  	
   

  

 

4

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00076-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00076-of-00352.parquet"}]]