Document:

Exhibit 10.1

             Hainan Concord Financial Products Development Co., Ltd.
                            STOCK EXCHANGE AGREEMENT

Party A: IMOT Information Technology (Shenzhen) Co., Ltd.
      Address: Floor 10 Guomao Building, Renmin South Road Shznehen China

Party B: Guangzhou Ditai Communication Co., Ltd.
      Address: Hengle Xian, Hengan Building 260 Huanpu Avenue, Guangzhou, China

Party C: Zhai, Xiya

Party D: Intermost Corporation ("IMOT")
      Address: Floor 10 Guomao Building, Renmin South Road Shznehen China

Party E: Hainan Special Economic Zone Property Right Exchange Center ("Exchange
      Center") Address: Floor 6 Dihao Building Binhai Avenue, Haikou, Hainan
      China

Party F: Hainan Exchange Center Non-public Company Registration Co., Ltd.
      ("Registration Co.") Address: Floor 6 Dihao Building Binhai Avenue,
       Haikou, Hainan China

WHEREAS:

1.   Party B and Party C and other investor have set up Hainan Concord Financial
     Products Development Co., Ltd. ("Development Co.") with registration
     capital of RMB1.2 millions. The share structure of Development Co. is:
     Party B 40%, Party C 50% and Mr. Chen Tingyan 10%. The main business of the
     Development Co. is to provide financial institutions with research and
     development services for their financial products and instruments. Its
     business scope also includes the development and sales of multifunction
     smart card and property right exchange related services.

2.   Registration Co. has more than 400 thousand members. Development Co. has
     signed an exclusive agreement with Registration Co. to issue multifunction
     membership and credit cards ("Membership Card") for all its more than 400
     thousand members and provide exclusive services to those members.
     Development co will cooperate with various PRC banks to issue the
     Membership Card. The income from issuing cards and other related services
     shall belong to Development Co.

3.   The Development Co., Party E and Party F jointly set up Hainan Concord
     Multifunctional Smart Card Sales and Management Co. Ltd ("Sales Co.") in
     Hainan with the registration Capital of RMB 1 million. The Development Co.
     holds 51% shares of the Sales Co. In cooperation with Exchange Center and
     Registration Co. the Sales Co.'s business is to issue and manage
     multifunctional smart cards and providing related value-added services for
     their clients. The Sales Co.'s business also includes other business and
     services jointly provided with Exchange Center.
<PAGE>

For promotion and development of financial products and service in Hainan and
People Republic of China ("China"), Party A agree to exchange the common shares
of its US listed holding company, Intermost Corporation, for the stock of
Development Co. All parties will work jointlyly in promoting and developing the
financial products and services in Hainan and China.

                                 Stock exchange

(1)   Party A, B and C agree that Party A shall pay RMB7.6 millions in IMOT
      common stock in exchange for 80% of the Development Co.'s shareholding
      held by Party B and Party C, from which Party B will sell 40% and Party C
      will sell 40%. Party A, B and C agree that the IMOT share price be set at
      85% of IMOT 10 trading days from November 16, 2004 average closing price
      at OTCBB, which is US$0.184. (Per the exchange rate of US$1.00 for
      RMB8.2641 the price is RMB1.52 per share). Based on the set price IMOT
      shall issue 5 millions common shares for the exchange. Upon the completion
      of the exchange IMOT shall own 80% shareholding of the Development Co. 2.5
      millions of the 5 millions IMOT shares shall be transferred to Party B or
      the legal entities or persons designated by Party B while 2.5 millions of
      the 5 millions IMOT shares shall be transferred to Party C or the legal
      entities or persons designated by Party C.

(2)   The board of directors of the Development Co. shall consist of 3 members,
      2 of which shall be appointed by Party A while 1 of which shall be
      appointed by the original shareholders of the Development Co.

(3)   All parties agree that the board of directors of the Sales Co. shall
      consist of 5 members. All the 3 members of the board of directors of the
      Development Co. shall serve as the directors of the Sales Co. Party A
      shall appoint one director and the Registration Co. shall appoint one
      director to serve as the remaining 2 directors of the Sales Co.

(4)   All parties agree the Sales Co. shall conduct the following business:

      o     Develop the multifunctional smart card business by issuing
            Membership Cards.

      o     Conducting sales and offering services of the financial products
            related to the multifunction cards and providing other related
            value-added services.

      o     Develop other financial products and financial services.

      o     Offering services in cooperation with the Exchange Center.

(5)   Party B and Party C agree to fully cooperate with Party A on accounting
      works for account consolidation and financial auditing, and submitting
      monthly operational and management accounts to Party A by the 10th day of
      the following month.
<PAGE>

II. Warranties of Party A

a)            IMOT is listed on OTCBB, and IMOT's stock is under normal trading
conditions.

b)            Within 30 days after this agreement becomes effective Party A
shall deliver 5 millions IMOT common shares to Party B and C or the entities or
persons designated by Party B and Party C.

                         Warranties of Party B, C, E, F

2.    Party B and C warrant that within 30 days after this agreement becomes
      effective Party B and C shall complete all the necessary procedures to
      transfer 80% of Development Co. shareholding to Party A. 3. Party B and C
      warrant that the share they transfer to Party A is legally held by Party B
      and C. Party B and C have a full power to carry out and complete the
      transfer.

4.    Party B, C, E and F warrant that Party B, C, E and F shall cooperate with
      Party A and D to acquire 21% stock of the Exchange Center after acquiring
      the Development Co.

5.    Party B, C and F warrant that Development Co. holds an exclusive right to
      issue Membership Cards and provide services to over 400 thousand members
      of Registration Co. The income from issuing Membership Cards and other
      related service belong to Development Co. Party B, C and F agree that this
      is one of the major condition for Party A to validate this agreement.

                               Further Warranties

4.1.  Within 30 days after this agreement becomes effective all parties shall
      complete the procedures to transfer the 80% shareholding in Development Co
      to Party A from local authority.

4.2.  Each party warrants that its liabilities and debts are limited to what
      have been disclosed. No further liabilities or debts exist.

4.3.  Party A, B, E and F are legal entity under the laws of People's Republic
      of China and has a full power to carry out and complete this agreement.
      Each party guarantees the legality of its signature on this agreement.

                       Effectiveness of the Stock Transfer

      This agreement shall become effective upon all parties signing this
      agreement. The closing of the agreement shall take place upon Part B and
      Party C complete the transfer of 80% of shareholding of Development Co. to
      Party A and Party A completes the delivery of 5 million IMOT common shares
      to Party B and Party C or their designated entities or persons.
<PAGE>

                                   Guarantees

      Party D guarantees all the warranties and representations of Party A under
      this agreement.
      Party E guarantees all the warranties and representations of Party B under
      this agreement.
      Party F guarantees all the warranties and representations of Party C under
      this agreement.

Miscellaneous

i.    All the agreements, stipulations or promises made prior to this agreement
      among the parties shall void if they are in conflict with this agreement.

ii.   Any amendments to this agreement shall need to be signed by all the legal
      representatives of the parties.

iii.  Each party should bear the costs incurred during the procss of the
      negotiations, drafting and signing of this agreement.

iv.   Any disputes in the course of execution of this agreement and following
      cooperation should be settled via negotiation, otherwise the disputes
      shall be presented to Shenzhen Arbitration Commission for arbitration.

Party A: IMOT Information Technology (Shenzhen) Co., Ltd.

         By:/s/ Andy Lin
            ----------------------------------------------
         Date: Dec 11, 2004

Party B: Guangzhou Ditai Communication Co., Ltd.

         By:/s/ Jin ZhengHe
            ----------------------------------------------
         Date: Dec 11, 2004

Party C: Zhai, Xiya

         /s/ Zhai Xiya
            ----------------------------------------------
         Date: Dec 11, 2004

Party D: Intermost Corporation

         By:/s/ Andy Lin
            ----------------------------------------------
         Date: Dec 11, 2004

Party E: Hainan Special Economic Zone Property Right Exchange Center

         By:/s/ Jin HuaQing
            ----------------------------------------------
         Date: Dec 11, 2004

Party F: Hainan Exchange Center Non-public Company Registration Co., Ltd.

         By:/s/ Zhai XiYa
            ----------------------------------------------
         Date: Dec 11, 2004Exhibit 10.16

                                      LEASE
                                 New South Wales
                             Real Property Act 1900

                           PRIVACY NOTE: THIS INFORMATION IS LEGALLY REQUIRED
                           AND WILL BECOME PART OF THE PUBLIC RECORD

     STAMP DUTY            Office of State Revenue use only
                           New South Wales Duty
                           25-08-2004                0002142047-001
                           Lease - General
                           Dutiable Amount           $1,798,784.00
                           Duty                      $    6,295.80

(A)  TORRENS TITLE

                           Property leased: if appropriate, specify the part or
                           premises
                           VOLUME 8655 FOLIO 123
                           PART being Suite 1, Level 8, Tower A, Zenith Centre
                           821 Pacific Highway, Chatswood

(B)  LODGED BY             Delivery Box   Name, Address or DX and Telephone CODE
                               74S        ALLENS ARTHUR ROBINSON              L
                                          DX 105 SYDNEY
                                          9230 4000
                                          Reference: MJSB:CZDS:205284789 #2328

(C)  LESSOR                PERPETUAL TRUSTEE COMPANY LIMITED (ACN 000 001 007)

                           The lessor leases to the lessee the property referred
                           to above.

(D)                        Encumbrances (if applicable): _______________________

(E)  LESSEE                CORVU AUSTRALASIA PTY LIMITED (ABN 22 050 043 699)

(F)  TENANCY               Off L 5316902

(G)  1.  TERM: 6 years and 2 months
     2.  COMMENCING DATE: 1 March 2004
     3.  TERMINATING DATE: 30 April 2010
     4.  With an OPTION TO RENEW for a period of 5 years
         set out in clause  23  of Memorandum 3830527
     5.  With an OPTION TO PURCHASE set out in clause N.A. of N.A.
     6.  Together with and reserving the RIGHTS set out in clause N.A. of N.A.
     7.  Incorporates the provisions set out in ANNEXURE  A  hereto.
     8.  Incorporates the provisions set out in MEMORANDUM filed at Land and
         Property Information New South Wales as No. 3830527.
     9.  The RENT is set out in item No. 1 of the Reference Schedule

     ___________________________________________________________________________
     All handwriting must be in block capitals.

                                  Page 1 of 18
<PAGE>

      DATE                 12/8/2004

(H)  I certify that the person(s)         Certified correct for the purposes of
     signing opposite, with whom I am     the Real Property Act 1900 by the
     personally acquainted or as to       lessor.
     whose identity I am otherwise
     satisfied, signed this instrument
     in my presence.

     Signature of witness:                Signature of lessor:

     Name of witness:     SEE ANNEXURE A FOR
                          ------------------
     Address of witness:  EXECUTION
                          ------------------

     I certify that the person(s)         Certified correct for the purposes of
     signing opposite, with whom I am     the Real Property Act 1900 by the
     personally acquainted or as to       lessor.
     whose identity I am otherwise
     satisfied, signed this instrument
     in my presence.

     Signature of witness:                Signature of lessor:

     Name of witness:     SEE ANNEXURE A FOR
                          ------------------
     Address of witness:  EXECUTION
                          ------------------

(I)  STATUTORY DECLARATION

     I, ________________________________________________________________________
     solemnly and sincerely declare that --

     1. The time for the exercise of option to ____________ in expired lease No.
     ____________________ has ended;

     2. The lessee under that lease has not exercised the option I make this
     solemn declaration conscientiously believing the same to be true and by
     virtue of the provisions of the Oaths Act 1900.

     Made and subscribed at ____________________ in the State of New South Wales
     on _______________________
     in the presence of ______________________

     Signature of witness:                            Signature of lessor:

     Name of witness:
                               -----------------------
     Address of witness:
                               -----------------------
     Qualification of witness:
                               -----------------------

                                  Page 2 of 18

<PAGE>

ANNEXURE A TO LEASE
PARTIES: PERPETUAL TRUSTEE COMPANY LIMITED (ACN 000 001 007) (LANDLORD)
AND CORVU AUSTRALASIA PTY LIMITED (ABN 22 050 043 699) (TENANT)

DATED:                                       2004

The Landlord and the Tenant agree as follows:

1.       MEMORANDUM

The provisions in the memorandum filed in the Land Titles Office as number
3830527 (MEMORANDUM) are incorporated in this lease, subject to the variations
and additions set out in section 2 below and subject to the Reference Schedule.
A reference to THIS LEASE in the cover sheet, this schedule, the Memorandum or
in any annexure to this lease is a reference to the lease constituted by the
cover sheet, this schedule, the Memorandum and each of those annexures. The
Tenant acknowledges that it received, read and understood a copy of the
Memorandum before signing this lease.

2.       AMENDMENTS TO THE MEMORANDUM

2.1      The definition of Current Annual Rent is replaced as follows:

         'CURRENT ANNUAL RENT of the Premises is the current annual market
         rental value of the Premises on the relevant Rent Review Date (being
         the best annual rent that can reasonably be obtained for the Premises)
         as agreed or determined under clause 3'

2.2      Clause 1.1 is amended by replacing paragraph (a) of the definition of
         MAKE GOOD as follows:

         '(a)     remove from the Premises, the Building and the Land all
                  fixtures, fittings, furnishings, cables conduits and wires and
                  Tenant's Property required by the Landlord to be removed and
                  reinstate the Premises to a base building configuration; and'

2.3      Add the following definition:

         'RENT-FREE PERIOD means the.  period in Item 1A of the.  Reference
         Schedule.'

<TABLE>
<CAPTION>
<S>                    <C>                    <C>                   <C>
/s/ (illegible)        /s/ (illegible)        /s/ (illegible)       /s/ Troy M. Rollo
-------------------    -------------------    -------------------   -------------------
Signing                Countersigning         Director              Director
Attorney               Attorney
</TABLE>

                                  Page 3 of 18

<PAGE>

2.4      Add the following new clause 2.3:

         'RENT FREE PERIOD

         2.3      (a)      Despite anything in this Lease, but subject to
                           paragraph (b), no Rent and Tenant's Contribution will
                           be payable in respect of the Rent-free Period.

                  (b)      If the Landlord exercises any of the Landlord's
                           rights under clauses 17.2 or 17.8, the Tenant must
                           immediately pay to the Landlord the Rent and Tenant's
                           Contribution which,- but for paragraph (a), would
                           have been payable in respect of the Rent free Period.

                  (c)      To remove doubt, the Tenant acknowledges that the
                           Landlord may apply the Bank Guarantee provided under
                           clause 21 in complete or partial satisfaction of any
                           obligation of the Tenant arising from the operation
                           of paragraph (b).

                  (d)      Despite clause 232, this clause 2.3 and Item 1 A of
                           the Reference Schedule will be omitted from any lease
                           granted under clause 23.1.'

2.5      Clause 2.4 is added:

         '2.4     If dates and amounts or percentages. are set out in Item 3A,
                  then the Rent increases from and including eat of those dates
                  by the amount of the percentage set out against the date'

2.6      The opening paragraph, of clause 3.5 is replaced with:.

         '3.5     The Current Annual Rent of the Premises on the relevant Rent
                  Review Date must be determined by a valuer who:'

2.7      The opening paragraph of clause 3.5(d) Is replaced with:

         '(d) In determining the Current Annual Rent must take into account:'

2.8      Clause 3.5(f) is replaced with:

         '(f)     must give a Written determination setting out the reasons for
                  it with particular reference to what was taken into account
                  and what was disregarded;'

2.9      Clause 3.7 is deleted.

2.10     Clause 5.1 is replaced with the following:

         '5.1     The Tenant must make payments under this Lease to the Landlord
                  (or to a person nominated by the Landlord in a notice to the
                  Tenant) by way of direct debit (electronic funds transfer) on
                  the day of the month specified in Item 2, without setoff,
                  counterclaim, withholding or deduction'

2.11     Clause 5.5 is replaced with the following:

         '5.5     (a)      Capitalised expressions which are not defined in this
                           clause but which have a defined meaning in the GST
                           Law have the same meaning in this clause.

                                  Page 4 of 18

<PAGE>

                  (b)      In this Lease:

                           GST AMOUNT means, in relation to a Payment, an amount
                           arrived at by multiplying the Payment (or the
                           relevant part of a Payment if only part of a Payment
                           is the consideration for a Taxable Supply) by the
                           appropriate rate of GST (being 10% when the GST Law
                           commenced) or any lower rata , notified from time to
                           time by the person making the relevant Supply;

                           GST LAW has the meaning given to that term in A New
                           Tax System (Goods and Services Tax) Act 1999, or, if
                           that Act is not valid-or does not exist for any
                           reason, means any Act imposing or relating to the
                           imposition or administration of. a goods and serves
                           tax in Australia and any regulation made under that
                           Act;

                           PAYMENT MEANS:

                           (i)      the amount of any monetary consideration
                                    (other than a GST Amount payable under this
                                    clause); and

                           (ii)     the GST Exclusive Market Value of any
                                    non-monetary consideration;

                           paid or provided by the Tenant for this Lease or by
                           the Landlord or the Tenant for any other Supply made
                           under or in connection with this Lease and includes:

                           (iii)    any Rent or contribution to Outgoings; and

                           (iv)     any amount payable by way of indemnity,
                                    reimbursement, compensation or damages.

                  (c)      The parties agree that:

                           (i)      all Payments have been set or determined
                                    without regard to the impact of GST;

                           (ii)     if the whole or any part of a Payment is the
                                    consideration for a Taxable Supply, the GST
                                    Amount in respect of the Payment must be
                                    paid to the payee as an additional amount,
                                    either concurrently with the Payment or as
                                    otherwise agreed in writing; and

                           (iii)    the payee will provide to the payer a Tax
                                    Invoice.

                  (d)      Despite any other provision of this Lease, if a
                           Payment due under this Lease (including any
                           contribution to Outgoings) Is a reimbursement or
                           indemnification by one party of an expense, loss or
                           liability Incurred or to be Incurred by the other
                           party, the Payment shall exclude any GST forming part
                           of the amount to be reimbursed or indemnified for
                           which the other party can claim an Input Tax Credit.'

2.12     Clause 7 is amended by the insertion of the following final paragraph:

                                  Page 5 of 18

<PAGE>

         'Notwithstanding the above, the Landlord will provide security to the
         Premises and the Common Areas required to give access to the Premises
         on a 24. hour a day, 7 days a week basis (subject to circumstances
         beyond the Landlord's control) so as to allow the Tenant access to the
         Premises at ail times:

2.13     Clause 11.1 is replaced with the following:

         'LANDLORD'S APPROVAL .

         11.1     (a)      The Tenant may not cant' out works (including
                           installing fixtures or fittings or making
                           alterations) to or in the Premises without the
                           Landlord's approval. If the Landlord gives approval,
                           it may when giving .it, impose conditions. The Tenant
                           must comply with these conditions.

                  (b)      Despite paragraph (a); the Landlord's approval will
                           not be required where the works:

                           (i)      are not of a structural nature;

                           (ii)     will not cost more than $1,000; and

                           (iii)    the Tenant complies with all relevant
                                    statutory requirements.'

2.14     Clause 18.7 is replaced with the following:

         '16.7    If the Premises are totally destroyed, then either party may
                  terminate this lease by giving one month's notice to the other
                  and no Rent will be payable during the period of such notice.'

2.15     Clause 18(c) is amended by deleting the words "including those for
         negotiating, preparing, executing, stamping, registering" end replacing
         them with the work "of", and by adding the following words as a new
         paragraph under clause (d):

         `'Despite any other provision of this Lease, each party shall pay their
         own costs associated with the negotiating, preparing, executing,
         stamping and registering of this Lease (but excluding any lease entered
         into.
         pursuant to clause 23).'

2.18     The following clause 24 is added:

         '24.     ACKNOWLEDGEMENTS

         24.1     RESPONSIBLE ENTITY

                  Deutsche Asset Management (Australia) Limited (ABN 11 076 098
                  598) (the RESPONSIBLE ENTITY) enters into this Lease in its
                  capacity as responsible entity of the Deutsche Office Trust
                  (TRUST).

         24.2     PERPETUAL AS AGENT

                  (a)      The Responsible Entity has appointed Perpetual
                           Trustee Company Limited (ABN 42 000 001 007)
                           (PERPETUAL) as its agent to hold the assets of the
                           Trust on behalf of the Responsible Entity in
                           accordance with a custody agreement dated 1 March
                           2002 between Perpetual and the Responsible Entity
                           (CUSTODY AGREEMENT ).

                                  Page 6 of 18

<PAGE>

                  (b)      The parties agree that:

                           (i)      any reference to Perpetual as Landlord in
                                    this Lease means Perpetual in its capacity
                                    as custodian of assets of the Trust and as
                                    agent for the Responsible Entity; and

                           (ii)     any act or omission of Perpetual In respect
                                    of this Lease in its capacity as agent for
                                    the Responsible Entity is taken to have been
                                    done (or failed to have been done) by the
                                    Responsible Entity.

                  (c)      The parties acknowledge and agree that Perpetual is
                           bound to comply with the obligations of tie Landlord
                           (whether express or Implied) under this Lease
                           (LANDLORD'S OBLIGATIONS) only to the extent that it
                           Is properly instructed by the Responsible Entity, or
                           is otherwise required under the terms of the Custody
                           Agreement.

         24.3     RESPONSIBLE ENTITY AS PRINCIPAL

                  (a) The Responsible Entity:

                           (i)      agrees that It is bound by all of the
                                    Landlord's Obligations imposed on Perpetual
                                    as If every reference in this Lease to
                                    Landlord was a reference to the Responsible
                                    Entity; and

                           (ii)     will properly instruct Perpetual to comply
                                    with any Landlord's Obligation to the extent
                                    that only Perpetual can perform the relevant
                                    Landlord's Obligation.

                  (b)      Any Landlord's Obligation imposed on Perpetual is
                           discharged if it is complied with by either the
                           Responsible Entity or Perpetual.

                  (c)      Any duty or obligation of the Tenant under this Lease
                           is discharged if it is complied with in favour of
                           either the Responsible Entity or Perpetual.

         24.4     LIMITATION OF PERPETUAL'S LIABILITY

                  (a)      Perpetual enters into this Lease only as agent of the
                           Responsible Entity. Perpetual can only act in
                           accordance with the terms of the Custody Agreement
                           under which it Is appointed as the Responsible
                           Entity's agent and is not liable under any
                           circumstances to any party under this Lease except as
                           expressly provided for under clause 24:4(c). This
                           limitation of Perpetual's liability applies despite
                           any other provision of this Lease other than clause
                           24.4(c) and extends to all liabilities and
                           obligations of Perpetual In any way connected with
                           any representation, warranty, conduct, omission,
                           agreement or transaction related to this Lease.

                  (b)      Perpetual is not obliged to do or refrain from doing
                           anything under this Lease (including, without
                           limitation, incur liability) unless Perpetual's
                           liability Is limited in the same manner as set out in
                           clause 24:4(a).

                                  Page 7 of 18

<PAGE>

                  (c)      Nothing in this clause 24.4 limits the liability of
                           Perpetual in respect of any loss, cost, damage or
                           expense suffered or incurred by the Tenant to the
                           extent that It arises from:

                           (i)      any breach by Perpetual of its obligations
                                    under clause 24.2(c);

                           (ii)     the fraud, default or negligence of
                                    Perpetual or Perpetual acting or refraining
                                    from acting In breach of the Custody
                                    Agreement; or

                           (iii)    any breach, of any warranty or
                                    representation contained in the Custody
                                    Agreement which Is given or deemed to be
                                    given by Perpetual personally In respect of
                                    itself.

         24.5     LIMITATION OF RESPONSIBLE ENTITY'S LIABILITY

                  The parties acknowledge and agree that:

                  (a)      the Responsible Entity enters into this Lease In the
                           capacity stated in clause 24.1 and in no other
                           capacity;

                  (b)      except in the case of any liability of the
                           Responsible Entity under or in respect of this Lease
                           resulting from the Responsible Entity's own fraud,
                           negligence or breach of trust, the recourse for any
                           person to the Responsible Entity in respect of any
                           obligations and liabilities of the Responsible Entity
                           under or in respect of this Lease Is limited to the
                           Responsible Entity's ability to be indemnified from
                           the assets of the Trust; and

                  (c)      if any party (other than the Responsible Entity) does
                           not recover the full amount of any money owing to it
                           arising from non-performance by the Responsible
                           Entity of any of its obligations, or non-payment by
                           the Responsible Entity of any of its liabilities,
                           under or in respect of this Lease by enforcing the
                           rights referred to in clause 24:5(b), that party may
                           not (except in the case of fraud, negligence or
                           breach of trust by the Responsible Entity) seek to
                           recover the shortfall by:

                           (i)      bringing proceedings against the Responsible
                                    Entity in its personal capacity; or

                           (ii)     applying to have the Responsible Entity
                                    wound up.

         24.6     OVERRIDE

                  This clause 24 applies despite any other provision of this
                  Lease or any principle of equity or law to the contrary.'

2.17     The following clause 25 is added:

         '25.     AIRCONDITIONING AND LIFTS

                  (a)      If for any reason, except where resulting from any
                           occurrence specified in paragraph (b) below:

                                  Page 8 of 18

<PAGE>

                           (i)      the air-conditioning services of the
                                    Premises fail to maintain the average
                                    temperature of the air within the
                                    air-conditioned areas of the Premises
                                    between 20(degree)C and 25(degree)C
                                    (inclusive) for a period in excess of 48
                                    hours where:

                                    (A)     the Tenant does not tamper with the
                                            thermostats, obstruct
                                            air-conditioning outlets or
                                            interfere in any way with the
                                            operation of the system; and

                                    (B)     the Tenant does not, without the
                                            prior consent of the Landlord,
                                            introduce heat dissipating equipment
                                            to the Premises which is
                                            inconsistent with the use of the
                                            Premises for office accommodation or
                                            take any other action which Is
                                            detrimental to the .operation and
                                            performance of the air-conditioning
                                            system; or

                           (ii)     all of the lift's servicing the Premises
                                    fail for a period exceeding 48 hours,

                           and each of the following occurs:

                           (iii)    the Tenant gives the Landlord written notice
                                    specifying details of the failure of the
                                    service; and

                           (iv)     the. Landlord has not commenced substantial
                                    steps towards rectifying the failure within
                                    48 hours (excluding weekends and public
                                    holidays) of receipt of the notice referred
                                    to in paragraph (iii),

                           subject to paragraph (e), the Tenant shall be
                           entitled to up to a full day's rebate of the Rent
                           payable for each day or part thereof that such
                           failure continues beyond the date of the notice given
                           by the Tenant pursuant to paragraph (Iii) and the
                           Tenant may deduct such rebate from rental payments
                           without being in breach of its obligations to pay
                           Rent."

                  (b)      The provisions of this clause 25 are subject to the
                           provision that the failure of the relevant service is
                           not caused by:

                           (i)      any negligent or wilful actor omission of
                                    the Tenant or the Tenant's Employees and
                                    Agents;

                           (ii)     any legislative provisions requiring the
                                    non-operation of the relevant Service;

                           (iii)    strike action by air-conditioning or lift
                                    maintenance operators not limited to the
                                    Building;

                           (iv)     explosion, earthquake, aircraft, riot, civil
                                    commotion, fire, flood lightning, storm or
                                    tempest; or

                           (v)      non-supply of electricity, power, water or
                                    other services or systems by any authority
                                    not due to non-payment or other default by
                                    the Landlord.

                                  Page 9 of 18

<PAGE>

                  (c)      Where the Tenant wishes to claim a rebate, the Tenant
                           must serve a notice (.Rebate Notice) that It intends
                           to claim a rebate, providing details of the basis for
                           calculating the rebate. If the Landlord disputes,
                           in-writing, the Rebate Notice, then the matter must
                           be determined by an expert. .

                  (d)      If the Landlord fails to respond to the Rebate Notice
                           within 10 Business Days after receipt of the Rebate
                           Notice, the Tenant can claim the rebate. If the
                           Landlord disputes, in writing, the Rebate Notice,
                           then any adjustment of the amount of the rebate must
                           be delayed, pending resolution of the dispute by an
                           expert. Once the matter has been determined by an
                           expert, any necessary adjustment in the rental
                           payments for the rebate can be made .

                  (e)      In determining the amount of the rebate available
                           under paragraph (a), the following matters must be
                           taken into consideration:

                           (i)      the failure must have significantly and
                                    adversely affected the conduct of the
                                    Tenant's Business in the Premises;

                           (ii)     the duration of the affectation to the
                                    Tenant's Business; and

                           (iii)    the proportion of the Premises affected.'.

3.       REFERENCE SCHEDULE

<TABLE>
<S>                               <C>
ITEM 1                            RENT
(definition of Rent in            $239,520 per annum (GST exclusive)
clause 1.1 and clause 2 of the    [subject to survey]
Memorandum)
ITEM 1A                           RENT-FREE PERIOD
(Definition of Rent-free Period   1 March 2004 -- 30 April 2004
in clause 1.1 and clause 2.3)

ITEM 2                            DAY OF MONTH ON WHICH RENT INSTALLMENTS ARE DUE
(definition of Rent Day in        First
clause 1.1 and clause 2 of the
Memorandum)

ITEM 3                            RENT REVIEW DATES
(definition of Rent Review        Not applicable
Date in clause 1.1 and clause
3 of the Memorandum)

ITEM 3A                           DATES AND AMOUNTS OR PERCENTAGES OF SET RENT INCREASES
(clause 2.4)                      1 March 2005 - Fixed increase 3.5%
                                  1 March 2008 - Fixed increase 3.5%
                                  1 March 2007 - Fixed Increase 3.5%
                                  1 March 2008 - Fixed Increase 3.5%
                                  1 March 2009 - Fixed Increase 3.5%

ITEM 4                            OUTGOINGS YEAR
(definition of Outgoings Year     30 June
in clause 1.1 and clause 4 of
the Memorandum)
</TABLE>

                                  Page 10 of 18

<PAGE>

<TABLE>
<S>                               <C>
ITEM 5                            TENANT'S PERCENTAGE OF OUTGOINGS
(clause 4 of the Memorandum)      1.66%

ITEM 6                            CLEANING CHARGE
(definition of Cleaning Charge    $592.56 per month
in clause 1.1 and clause 4.9 of
the Memorandum)

ITEM 7                            INTEREST RATE
(clause 5.6 and clause 22.4 of    3% above the Commonwealth Bank's Overdraft Reference Rate
the Memorandum)

ITEM 8                            PUBLIC LIABILITY INSURANCE.
(clause 6 of the Memorandum)      $20,000,000

ITEM 9                            PERMITTED USE
(definition of Permitted Use in   General commercial offices
clause 1.1 and clause 8 of the
Memorandum)

ITEM 10                           RESTRICTED ACCESS HOURS
(clauses 4.8 and 13.2 of the      From 6pm to 8am Monday to Friday and all .day Saturday,
Memorandum)                       Sunday and public holidays.

ITEM 11                           REDECORATION REQUIREMENTS AND DATES
(clause 11.4 of the               (a) REDECORATION REQUIREMENTS AND DATES
Memorandum)
                                     (i)   wash down the inside surfaces of the Premises;
                                           and

                                     (ii)  paint, stain, wallpaper or otherwise treat all
                                           surfaces inside the Premises in the same way that
                                           those surfaces were painted, stained, wallpapered
                                           or otherwise treated when last redecorated with
                                           the Landlord's approval or, if the Premises have
                                           not been redecorated with the Landlord's
                                           approval, then as they were at the Commencement
                                           Date; and

                                     (iii) replace curtains, blinds and other furnishings
                                           and decorations which are, in the Landlord's
                                           opinion, acting reasonably, worn or damaged.

                                  (b) REDECORATION DATES:

                                     (i)   If the Tenant does not exercise the option to
                                           renew In clause 23; the redecoration date is 30
                                           April 2010 or the date the Tenant ceases to
                                           occupy the Premises, whichever is earlier.
</TABLE>

                                  Page 11 of 18

<PAGE>

<TABLE>
<S>                               <C>      <C>
                                     (ii)  If the Tenant does exercise the option to renew
                                           in clause 23, the Tenant will not be required to
                                           redecorate the Premises, until the new lease
                                           granted under the option has expired, or on the
                                           date the Tenant ceases to occupy the Premises,
                                           whichever is earlier.

ITEM 12                           LANDLORD'S ADDRESS FOR SERVICE
(clause 19 of the                 Address: Level 21
Memorandum)                                         83 Clarence Street
                                                    Sydney NSW 2000
                                  Facsimile No:     (02) 9249 9121

                                  TENANT'S ADDRESS FOR SERVICE
                                  Address: Suite 1, Level 8 ,
                                                    Zenith Centre
                                                    821 Pacific Highway
                                                    Chatswood NSW 2067
                                  Facsimile No:              (please Complete)

                                  GUARANTOR'S ADDRESS FOR SERVICE

                                  Not applicable

ITEM 13                           BANK GUARANTEE
(definition of Bank Guarantee     An amount equal to 6 months of Rent and
in clause 1.1 and clause 21 of
the Memorandum)                   Tenant's Contribution (including GST):

ITEM 14                           GUARANTOR
(definition of Guarantor in       Not applicable '
clause 1.1 and clause 22 of
the Memorandum)

ITEM 15                           PARTICULARS OF NEW LEASE
(clause 23 of the
Memorandum)                       term:                      5 years
                                  commencement date:         1 May 2010 .
                                  expiry date:               30 April 2015
                                  rent review dates:
                                  1 May 2010 - Market Review (Clause 3)
                                  1 May 2011 - Fixed increase 4% (Clause 2.3)
                                  1 May 2012 - Fixed increase 4% (Clause 2.3)
                                  1 May 2013 - Fixed increase 4% (Clause 2.3)
                                  1 May 2014 - Fixed increase 4% (Clause 2.3)

                                  (a) REDECORATION REQUIRED ON EACH
REDECORATION DATE:

                                     (i) wash down the inside surfaces of the Premises;
                                         and
</TABLE>

                                  Page 12 of 18

<PAGE>

<TABLE>
<S>                               <C>      <C>
                                     (ii)  paint, stain, wallpaper or otherwise treat all
                                           surfaces inside the Premises in the same way that
                                           those surfaces were painted, stained, wallpapered
                                           or otherwise on the earlier of either the
                                           Commencement of the Term or if this lease is the
                                           renewal under any option as at the date on which
                                           the Tenant first occupied the Premises as they
                                           were at the Commencement Date; and

                                     (iii) replace curtains, blinds and other furnishings
                                           and decorations which are, In the Landlord's
                                           opinion acting reasonably, worn or damaged.

                                  (b) REDECORATION DATES:

                                      30 April 2015, or the date the Tenant ceases to
                                      occupy the Premises, whichever is earlier.
</TABLE>

                                  Page 13 of 18

<PAGE>

We certify this dealing to be correct for the purposes of the Real Properly Act
1800.

EXECUTED as a deed.

EXECUTION BY THE LANDLORD'

SIGNED SEALED and DELIVERED on
behalf of PERPETUAL TRUSTEE
COMPANY LIMITED by its attorneys
under power of attorney
registered book 4409 No. 16
in the presence of:

                                         /s/ G. Ujdur
                                         ---------------------------------------
                                         Signature

/s/ Michelle Coines                      Goran Ujdur
-------------------------------------    ---------------------------------------
Witness                                  Print name

Michelle Coines                          /s/ Ben Keen
-------------------------------------    ---------------------------------------
Print name                               Signature

                                         Ben Keen
                                         ---------------------------------------
                                         Print name

EXECUTION BY RESPONSIBLE ENTITY

SIGNED SEALED and DELIVERED on
behalf of DEUTSCHE ASSET
MANAGEMENT (AUSTRALIA)
LIMITED by its attorneys under
power of attorney registered book
4429 No. 292 in the presence of:

                                         /s/ G. Ujdur
                                         ---------------------------------------
                                         Signature

/s/ Michelle Coines                      Goran Ujdur
-------------------------------------    ---------------------------------------
Witness                                  Print name

Michelle Coines                          /s/ Ben Keen
-------------------------------------    ---------------------------------------
Print name                               Signature

                                         Ben Keen
                                         ---------------------------------------
                                         Print name

                                  Page 14 of 18

<PAGE>

EXECUTION BY THE TENANT

EXECUTED BY
CORVU AUSTRALASIA PTY LIMITED

                                         /s/ Troy M. Rollo
                                         ---------------------------------------
                                         Signature

/s/ Justin M. MacIntosh                  Troy M. Rollo
-------------------------------------    ---------------------------------------
Witness                                  Print name

Director, CEO                            Director
-------------------------------------    ---------------------------------------
Office held                              Office held

                                  Page 15 of 18

<PAGE>

ANNEXURE A TO LEASE
PARTIES:  PERPETUAL TRUSTEE COMPANY LIMITED (ACN 000 001 007) (LANDLORD)
AND CORVU AUSTRALASIA PTY LIMITED (ABN 22 050 043 699) (TENANT)

DATED:                                      2004

The provisions of the lease apply to these Rules:

1.       The Tenant may not:

         (a)      smoke in the Building;

         (b)      put up signs, notices, advertisements, blinds. or awnings,
                  antennae or receiving dishes or install vending or amusement
                  machines without the Landlord's approval;

         (c)      hold auction, bankrupt or fire sales in the Premises;

         (d)      keep an animal or bird on the Premises; .

         (e)      use a business name which includes words connecting the
                  business name with the Building without the Landlord's
                  approval;

         (f)      remove floor coverings from where they were originally laid in
                  the Premises without the Landlord's approval;

         (g)      do anything to the floor coverings in the Building which
                  affects any guarantee in connection with them if the Landlord
                  has given the Tenant a notice setting out the relevant terms
                  of the guarantee;

         (h)      use any method of heating, cooling or lighting the Premises
                  other than those provided or approved by the Landlord;

         (i)      use the escalators or passenger lifts to carry goods or
                  equipment;

         (j)      operate a musical instrument, radio, television or other
                  equipment that can be heard outside the Premises;

         (k)      throw anything out of any part of the Building or down lift
                  wells;

         (I)      move heavy or bulky objects through the Building without the
                  Landlord's approval;

         (m)      obstruct or interfere with:

                  (i)      windows in the Premises except by internal blinds or
                           curtains approved by the Landlord;

                  (ii)     any air vents, air conditioning ducts or skylights In
                           the Premises; or.

<TABLE>
<CAPTION>
<S>                    <C>                    <C>                   <C>
/s/ (illegible)        /s/ (illegible)        /s/ (illegible)       /s/ Troy M. Rollo
-------------------    -------------------    -------------------   -------------------
Signing                Countersigning         Director              Director
Attorney               Attorney
</TABLE>

                                  Page 16 of 18

<PAGE>

                  (iii)    the Common Areas; or

         (n)      interfere with directory boards provided by the Landlord.

2.       The Tenant must:

         (a)      put up signs in the Premises prohibiting smoking if required
                  by the Landlord;

         (b)      if the Landlord approves the Tenant's use of a business name
                  which is connected with the Building, terminate any right it
                  has to use that business name on the date it must vacate the
                  Premises;

         (c)      secure the Premises when they are unoccupied and comply with
                  the Landlord's directions about Building security;

         (d)      if there are directory boards, submit the form in which it
                  requires its name and description to appear on them to the
                  Landlord for- Its approval, make whatever changes the Landlord
                  reasonably requires and pay the Landlord on demand the .cost
                  of placing that information on the directory boards; and

         (e)      comply with any directions of the Landlord in connection with
                  the disposal of or recycling of rubbish.

EXECUTION BY THE LANDLORD'

SIGNED SEALED and DELIVERED on behalf
of PERPETUAL TRUSTEE COMPANY LIMITED by
its attorneys under power of attorney
registered book 4409 No. 16 in the
presence of:

                                         /s/ G. Ujdur
                                         ---------------------------------------
                                         Signature

/s/ Michelle Coines                      Goran Ujdur
-------------------------------------    ---------------------------------------
Witness                                  Print name

Michelle Coines                          /s/ Ben Keen
-------------------------------------    ---------------------------------------
Print name                               Signature

                                         Ben Keen
                                         ---------------------------------------
                                         Print name

                                  Page 17 of 18

<PAGE>

EXECUTION BY RESPONSIBLE ENTITY

SIGNED SEALED and DELIVERED on behalf
of DEUTSCHE ASSET MANAGEMENT (AUSTRALIA)
LIMITED by its attorneys under power of
attorney registered book 4429 No. 292 in
the presence of:

                                         /s/ G. Ujdur
                                         ---------------------------------------
                                         Signature

/s/ Michelle Coines                      Goran Ujdur
-------------------------------------    ---------------------------------------
Witness                                  Print name

Michelle Coines                          /s/ Ben Keen
-------------------------------------    ---------------------------------------
Print name                               Signature

                                         Ben Keen
                                         ---------------------------------------
                                         Print name

EXECUTION BY THE TENANT

EXECUTED BY
CORVU AUSTRALASIA PTY LIMITED

                                         /s/ Troy M. Rollo
                                         ---------------------------------------
                                         Signature

/s/ Justin M. MacIntosh                  Troy M. Rollo
-------------------------------------    ---------------------------------------
Witness                                  Print name

Director, CEO                            Director
-------------------------------------    ---------------------------------------
Office held                              Office held

                                  Page 18 of 18

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