Document:

FREEDOM
      FINANCIAL HOLDINGS, INC.

     

    RESTRICTED
      STOCK AGREEMENT

     

    This
      Agreement
      is made
      as of September 30, 2006 in Fort Wayne, Indiana, between Freedom Financial
      Holdings, Inc., a Maryland corporation (the “Company”), and Brian Kistler
      (“Kistler”), an individual with a principal residence of 6461 N 100 E Ossian,
      Indiana 46777. 

     

    WHEREAS
      the
      Company desires to issue to Kistler and Kistler desires to acquire shares of
      Class B Preferred Stock of the Company as herein described on the terms and
      conditions hereinafter set forth.

     

    WHEREAS
      the
      issuance of Class B Preferred Stock hereunder is in connection with services
      rendered by Kistler for the Company.

     

    NOW,
      THEREFORE,
      the
      parties hereto agree as follows:

     

    1. Issuance
      of Stock.
      Pursuant
      the vesting schedule and satisfaction of the condition precedent to vesting
      in
      Section 3, the Company hereby agrees to issue to Kistler and Kistler hereby
      agrees to acquire an aggregate of 169,500 shares of the Company’s Class B
      Convertible Preferred Stock, $.001 par value, convertible to common stock,
      $.001
      par value in the aggregate (the “Shares”).

     

    2. Share
      Certificate.
      The
      Company shall promptly issue and deliver to Kistler a share certificate
      evidencing the Shares. The share certificate will bear the legends as described
      in Section 7, below.

     

    3. Vesting.
      The
      Shares shall vest pursuant to the following vesting schedule:

     

    (a) Vesting
      Schedule.

     

    
      	 	
              (1)

            	
              October
                1, 2007 - 56,500 Shares

            

    

     

    
      	 	
              (2)

            	
              October
                1, 2008 - 56,500 Shares

            

    

     

    
      	 	
              (3)

            	
              October
                1, 2009 - 56,500 Shares

            

    

     

    (b) Condition
      Precedent. Kistler hereby agrees to remain employed by the Company for a period
      of three (3) years from the date of execution of this Agreement. In the event
      that Kistler is not employed by the Company on each date listed in Section
      3(a),
      all of his right, title, and interest to the Shares indicated for such time
      period will be forfeited. 

     

    (c) Terms
      of
      Employment. The terms and conditions of Kistler’s employment shall be those as
      defined in the employment agreement between Kistler and the Company executed
      on
      August 1, 2006 whereby the parties agreed to employ Kistler as the Chief
      Executive Officer of the Company or any such agreement which amends or replaces
      the August 1, 2006 agreement.

     

    
      
         

      

      
         

        
          

        

      

      
         

      

    

     

    4. Restrictions
      on Transfer of Class B Preferred Shares Issued Pursuant to This
      Agreement.

     

    (a) The
      Shares being issued hereunder may not be sold, offered for sale, pledged,
      hypothecated or otherwise transferred in the absence of an effective
      Registration Statement under the Act with respect to such Shares or an opinion
      of counsel reasonably acceptable to the Company that such registration is not
      required. The Company shall not be required to transfer on its books any portion
      of such Shares issued hereunder which shall have been sold or transferred in
      violation of any of the provisions set forth in this Agreement, or to treat
      as
      the owner of such Shares or to accord the right to vote as such owner or to
      pay
      dividends to any transferee to whom such Shares shall have been so transferred.
      

    

    (b) Kistler
      understands and acknowledges that the Shares have not been registered under
      the
      Act and are deemed to constitute “restricted securities” under Rule 144
      promulgated under the Act. In this connection, Kistler warrants and represents
      to the Company that Kistler is acquiring the Shares for Kistler’s own account
      and Kistler has no present intention of distributing or selling said Shares
      except as permitted under the Act. Kistler further warrants and represents
      that
      Kistler has either (i) preexisting personal or business relationships with
      the
      Company or any of its officers, directors or controlling persons, or (ii) the
      capacity to protect his own interests in connection with the acquisition of
      the
      Shares by virtue of the business or financial expertise of Kistler or of any
      professional advisors to Kistler who are unaffiliated with and who are not
      compensated by the Company or any of its affiliates, directly or indirectly.
      Kistler further acknowledges that the exemption from registration under Rule
      144
      will not be available for at least one year from the date of acquisition of
      the
      Shares unless at least one year from the date of sale (i) a public trading
      market then exists for the Class B Preferred Stock of the Company, (ii) adequate
      information concerning the Company is then available to the public, and (iii)
      other terms and conditions of Rule 144 are complied with; and that any sale
      of
      the Shares may be made only in limited amounts in accordance with such terms
      and
      conditions. Kistler further represents and warrants that he is a bona fide
      resident of, and not a temporary resident of, and has his principal residence
      in
      the State of Indiana.

     

    (c) Kistler
      hereby agrees that if so requested by the Company or any representative of
      the
      underwriters in connection with any registration of the public offering of
      any
      securities of the Company under the Act, Kistler shall not sell, transfer or
      otherwise dispose of any Shares or other securities of the Company during a
      period of up to 180 days (as specified by such representative) following the
      effective date of a registration statement of the Company filed under the Act;
      provided, however, that such restriction shall only apply to the first two
      registration statements of the Company to become effective under the Act which
      include securities to be sold on behalf of the Company to the public in an
      underwritten public offering under the Act. The Company may impose stop-transfer
      instructions with respect to securities subject to the foregoing restrictions
      until the end of such 180-day period.

     

    5. Registration
      Rights.
      The
      Shares are subject to a registration rights agreement of even date between
      Kistler and the Company (the “Registration Rights Agreement”). Pursuant to the
      Registration Rights Agreement, common stock which underlies the Class B
      preferred shares will be registered pursuant to the Securities Act of 1933,
      as
      amended, (the “Act”) if the Company proposes to file a registration statement
      under the Act. 

     

    
      
         

      

      
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    6.  Conversion
      to Common Stock.
      Upon
      the effectiveness of a registration statement filed by the Company in connection
      with the public offering of the securities of the Company and upon election
      by
      Kistler to convert the Class B shares to common shares, the restrictions on
      transfer as described in Section 4 will not be applicable; applicable
      restrictions on transfer and sale will be those as defined in Section 3 of
      this
      Agreement and the Registration Rights Agreement. 

     

    7. Stock
      Certificate Legends.
      All
      stock certificates evidencing any shares of Class B Preferred Stock issued
      hereunder shall be endorsed with the following legends:

     

    (a) “THE
      SHARES REPRESENTED BY THIS CERTIFICATE ARE SUBJECT TO A RESTRICTED STOCK
      AGREEMENT SET FORTH IN AN AGREEMENT BETWEEN THE COMPANY AND THE REGISTERED
      HOLDER, OR THE PREDECESSOR IN INTEREST, A COPY OF WHICH IS ON FILE AT THE
      PRINCIPAL OFFICE OF THIS COMPANY. ANY TRANSFER OR ATTEMPTED TRANSFER OF ANY
      SHARES SUBJECT TO SUCH RESTRICTED STOCK AGREEMENT IS VOID WITHOUT THE PRIOR
      EXPRESS WRITTEN CONSENT OF THE ISSUER OF THESE SHARES.”

     

    (b) “THE
      SECURITIES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED UNDER THE
      SECURITIES ACT OF 1933 (THE “ACT”). THEY MAY NOT BE SOLD OR OFFERED FOR SALE OR
      OTHERWISE DISTRIBUTED UNLESS THE SECURITIES ARE REGISTERED UNDER THE ACT OR
      AN
      EXEMPTION THEREFROM IS AVAILABLE.”

     

    (c) Any
      other
      legend required to be placed thereon by the Company’s bylaws or applicable
      state, federal or foreign securities laws.

     

    8. Adjustment
      for Stock Split.
      All
      references to the number of Shares and the purchase price of the Shares in
      this
      Agreement shall be appropriately adjusted to reflect any stock split, stock
      dividend or other change in the Shares, which may be made by the Company after
      the date of this Agreement.

     

    9. Tax
      Consequences.
      Kistler
      understands that the Shares have been valued by the Board of Directors of the
      Company at One Dollar ($1.00) per Share (the “Issue Price”), and that the
      Company believes this valuation represents a fair attempt at reaching an
      accurate appraisal of their present worth. Kistler understands, however, that
      the Company can give no assurances that the Issue Price is in fact the fair
      market value of the Shares and that it is possible that the Internal Revenue
      Service could successfully assert that the value of the Shares on the date
      of
      purchase is greater than so determined. If the Internal Revenue Service were
      to
      succeed in a tax determination that the Shares had value greater than that
      upon
      which the transaction was based, the additional value could constitute ordinary
      income as of the date of its receipt. The additional taxes (and interest) due
      would be payable by Kistler, and there is no provision for the Company to
      reimburse him for that tax liability, and Kistler assumes all responsibility
      for
      such potential tax liability. Kistler has reviewed with Kistler’s own tax
      advisor the federal, state, local and foreign tax consequences of this
      investment and the transactions contemplated by this Agreement. Kistler is
      relying solely on such advisors and not on any statements or representations
      of
      the Company or any of its agents. Kistler understands that Kistler (and not
      the
      Company) shall be responsible for Kistler’s own tax liability that may arise as
      a result of the transactions contemplated by this Agreement. ACCORDINGLY,
      KISTLER SHALL BE RESPONSIBLE FOR THE PROPER AND TIMELY FILING OF ANY ELECTION
      PURSUANT TO SECTION 83(b) OF THE INTERNAL REVENUE CODE, AND ANY COMPARABLE
      STATE
      ELECTION, WHICH KISTLER ELECTS TO MAKE IN CONNECTION WITH THE TRANSACTION
      CONTEMPLATED BY THIS AGREEMENT, AND THE COMPANY SHALL HAVE NO OBLIGATION OR
      LIABILITY THEREFOR. An 83(b) Election Form is attached as Exhibit A hereto.
      The
      Company may withhold from Kistler’s wages, or require Kistler to pay, any
      applicable withholding or employment taxes resulting from the lapse of any
      restrictions imposed on the Shares.

     

    
      
         

      

      
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    10. General
      Provisions.

     

    (a) The
      rights and benefits of the Company under this Agreement shall be transferable
      to
      any one or more persons or entities, and all covenants and agreements hereunder
      shall inure to the benefit of, and be enforceable by the Company’s successors
      and assigns. Subject to the restrictions on transfer set forth herein, rights
      and obligations of Kistler under this Agreement shall be binding upon Kistler,
      his heirs, executors, administrators, successors and assigns. The rights and
      obligations of Kistler under this Agreement may only be assigned with the prior
      written consent of the Company.

     

    (b) Any
      notice, demand or request required or permitted to be given by either the
      Company or Kistler pursuant to the terms of this Agreement shall be in writing
      and shall be deemed given when delivered personally or deposited in the U.S.
      Mail, First Class with postage prepaid, and addressed to the parties at the
      addresses of the parties set forth at the end of this Agreement or such other
      address as a party may request by notifying the other in writing.

     

    (c) Nothing
      in this Agreement shall affect in any manner whatsoever the right or power
      of
      the Company, or a parent or subsidiary of the Company, to terminate Kistler’s
      employment for any reason, with or without cause.

     

    (d) Either
      party’s failure to enforce any provision or provisions of this Agreement shall
      not in any way be construed as a waiver of any such provision or provisions,
      nor
      prevent that party thereafter from enforcing each and every other provision
      of
      this Agreement. The rights granted both parties herein are cumulative and shall
      not constitute a waiver of either party’s right to assert all other legal
      remedies available to it under the circumstances.

     

    (e) Kistler
      agrees upon request to execute any further documents or instruments necessary
      or
      desirable to carry out the purposes or intent of this Agreement.

     

    (f) Kistler
      has reviewed this Agreement in its entirety, has had an opportunity to obtain
      the advice of counsel prior to executing this Agreement and fully understands
      all provisions of this Agreement.

     

    (g) This
      Agreement shall be governed by the laws of the State of Indiana and interpreted
      and determined in accordance with the laws of the State of Indiana, as such
      laws
      are applied by Indiana courts to contract made and to be performed entirely
      in
      Indiana by residents of that state.

     

    (h) Kistler
      acknowledges and agrees that the vesting of shares pursuant to Section 3 hereof
      is earned only by continuing service as an employee at the will of the Company.
      Kistler further acknowledges and agrees that this agreement, the transactions
      contemplated hereunder and the vesting schedule set forth herein do not
      constitute an express or implied promise of continued engagement as an employee
      for the vesting period, for any period, or at all, and shall not interfere
      with
      Kistler’s right or the Company’s right to terminate Kistler’s employment
      relationship at any time, with or without cause.

     

    
      
         

      

      
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    IN
      WITNESS WHEREOF,
      the
      parties have duly executed this Agreement as of the day and year first set
      forth
      above.

     

    
      	Freedom
              Financial Holdings, Inc. 	 	 	
              Kistler:

            
	 	 	 	 	 
	By:	
              //
                ss
                //

            	 	 	
              //
                ss
                //

            
	 	
              

              Robin
                Hunt, Secretary

            	 	 	
              

              Brian
                Kistler

            

    

     

    
      
         

      

      
        5Registration
      Rights Agreement

    Class
      B Convertible Preferred

     

    THIS
      REGISTRATION RIGHTS AGREEMENT is made as of the 30th
      day of
      September 2006 by and between Freedom Financial Holdings, Inc. (the “Company”),
      a corporation organized and existing under the laws of the State of Maryland
      having its principal place of business at Fort Wayne, Indiana and Brian Kistler,
      an individual, residing at 6461 N 100E, Ossian, Indiana 46777 who is referred
      to
      as the “Holder.”

    

    In
      consideration of the services performed for the Company by Holder, the Company
      shall issue to Holder, pursuant to a Restricted Stock Agreement, 169,500 shares
      of the Corporation's Class B Preferred Stock, $.001 par value, convertible
      to
      common stock, $.001 par value in the aggregate (the "Shares") the parties agree
      as follows:

    

    1.
       Definitions.
      For
      purposes of this Agreement:

    

    (a)
      The
      term "Act" means the Securities Act of 1933, as amended, together with all
      applicable regulations of the United States Securities and Exchange Commission
      ("SEC") promulgated thereunder.

    

    (b)
      The
      term "register," "registered," and "registration" refer to a registration
      effected by preparing and filing a registration statement or similar document
      in
      compliance with the Securities Act of 1933, as amended, and the declaration
      or
      ordering of effectiveness of such registration statement or
      document.

    

    (c)
      The
      term "Registerable Securities" means: (1) the Shares; and (2) any Common Stock,
      $.001 par value, of the Corporation issued as (or issuable upon the conversion
      or exercise of any warrant, right, or other security which is issued as) a
      dividend or other distribution with respect to, or in exchange for or in
      replacement of, any and all shares of the Corporation's preferred stock or
      debt
      instrument convertible by its terms into shares of the Corporation's Common
      Stock, $.001 par value, now or hereafter owned by the Holder, excluding in
      all
      cases, however, any Registerable Securities sold by a person in a transaction
      in
      which his or her rights under this Agreement are not assigned.

    

    (d)
      The
      number of shares of "Registerable Securities then outstanding" shall be
      determined by the number of shares of Common Stock which are outstanding, and
      the number of shares of Common Stock issuable pursuant to then exercisable
      or
      convertible securities which are, Registerable Securities.

    

    (e)
      The
      term "Holder" means any person owning or having the right to acquire
      Registerable Securities or any assignee thereof in accordance with Section
      11 of
      this Agreement.

    

    
      
         

      

      
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    2.
       Incidental
      or "Piggyback" Registration.

    

    If
      (but
      without any obligation to do so) the Corporation proposes to register (including
      for this purpose a registration effected by the Corporation for shareholders
      other than the Holder) any of its Common Stock or other securities under the
      Act
      in connection with the public offering of such securities solely for cash (other
      than a registration relating to the sale of securities to participants in a
      Corporation stock option, stock purchase or similar plan, or a registration
      on
      any form which does not include substantially the same information as would
      be
      required to be included in a registration statement covering the sale of the
      Registerable Securities), the Corporation shall, at that time, cause to be
      registered under the Act all of the Registerable Securities that such Holder
      is
      entitled to have registered pursuant to this Registration Rights Agreement
      and
      the Restricted Stock Agreement between the Company and Holder.

    

    3.
       Obligations
      of the Corporation.

    

    Whenever
      required under this Agreement to effect the registration of any Registerable
      Securities, the Corporation shall, as expeditiously as reasonably
      possible:

    

    (a)
      Prepare and file with the SEC a registration statement with respect to such
      Registerable Securities and use its best efforts to cause such registration
      statement to become effective, and, upon the request of the Holder of a majority
      of the Registerable Securities registered thereunder, keep such registration
      statement effective for up to 180 days.

    

    (b)
      Prepare and file with the SEC such amendments and supplements to such
      registration statement and the prospectus used in connection with such
      registration statement as may be necessary to comply with the provisions of
      the
      Act with respect to the disposition of all securities covered by such
      registration statement.

    

    (c)
      Furnish to the Holder such numbers of copies of a prospectus, including a
      preliminary prospectus, in conformity with the requirements of the Act, and
      such
      other documents as they may reasonably request in order to facilitate the
      disposition of Registerable Securities owned by them.

    

    (d)
      Use
      its best efforts to register and qualify the securities covered by such
      registration statement under such other securities or Blue Sky laws of such
      jurisdictions as shall be reasonably requested by the Holder, provided that
      the
      Corporation shall not be required in connection therewith or as a condition
      thereto to qualify to do business or to file a general consent to service of
      process in any such states or jurisdictions.

    

    (e)
      In
      the event of any underwritten public offering, enter into and perform its
      obligations under an underwriting agreement, in usual and customary form, with
      the managing underwriter of such offering. Each Holder participating in such
      underwriting shall also enter into and perform its obligations under such an
      agreement.

    

    (f)
      Notify each Holder of Registerable Securities covered by such registration
      statement at any time when a prospectus relating thereto is required to be
      delivered under the Act of the happening of any event as a result of which
      the
      prospectus included in such registration statement, as then in effect, includes
      an untrue statement of a material fact or omits to state a material fact
      required to be stated therein or necessary to make the statements therein not
      misleading in the light of the circumstances then existing.

    

    
      
         

      

      
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    (g)
      Furnish, at the request of any Holder requesting registration of Registerable
      Securities pursuant to this Agreement, on the date that such Registerable
      Securities are delivered to the underwriters for sale in connection with a
      registration pursuant to this Agreement, if such securities are being sold
      through underwriters, or, if such securities are not being sold through
      underwriters, on the date that the registration statement with respect to such
      securities becomes effective: (i) an opinion, dated such date, of the counsel
      representing the Corporation for the purposes of such registration, in form
      and
      substance as is customarily given to underwriters in an underwritten public
      offering, addressed to the underwriters, if any, and to the Holder requesting
      registration of Registerable Securities, and (ii) a letter dated such date,
      from
      the independent certified public accountants of the Corporation, in form and
      substance as is customarily given by independent certified public accountants
      to
      underwriters in an underwritten public offering, addressed to the underwriters,
      if any, and to the Holder requesting registration of Registerable
      Securities.

    

    4.
       Furnish
      Information.

    

    It
      shall
      be a condition precedent to the obligations of the Corporation to take any
      action pursuant to this Agreement with respect to the Registerable Securities
      of
      any selling Holder that such Holder shall furnish to the Corporation such
      information regarding itself, the Registerable Securities held by it, and the
      intended method of disposition of such securities as shall be required to effect
      the registration of such Holder's Registerable Securities.

    

    5.
       Expenses
      of Incidental or "Piggyback" Registration.

    

    The
      Corporation shall bear and pay all expenses incurred in connection with any
      registration, filing or qualification of Registerable Securities with respect
      to
      the registrations pursuant to Section 2 for each Holder (which right may be
      assigned as provided in Section 11), including without limitation all
      registration, filing, and qualification fees, printers and accounting fees
      relating or apportionable thereto and the fees and disbursements of one counsel
      for the selling Holder selected by them, but excluding underwriting discounts
      and commissions relating to Registerable Securities.

    

    6.
       Underwriting
      Requirements.

    

    In
      connection with any offering involving an underwriting of shares being issued
      by
      the Corporation, the Corporation shall not be required under Section 2 to
      include any of the Holder's securities in such underwriting unless they accept
      the terms of the underwriting as agreed upon between the Corporation and the
      underwriters selected by it, and then only in such quantity as will not, in
      the
      opinion of the underwriters, jeopardize the success of the offering by the
      Corporation. If the total amount of securities, including Registerable
      Securities, requested by Holder to be included in such offering exceeds the
      amount of securities sold other than by the Corporation that the underwriters
      reasonably believe compatible with the success of the offering, then the
      Corporation shall be required to include in the offering only that number of
      such securities, including Registerable Securities, which the underwriters
      believe will not jeopardize the success of the offering (the securities so
      included to be apportioned pro rata among the selling Holder according to the
      total amount of securities entitled to be included therein owned by each selling
      Holder or in such other proportions as shall mutually be agreed to by such
      selling Holder) but in no event shall: (i) the amount of securities of the
      selling Holder included in the offering be reduced below 50% of the total amount
      of securities included in such offering, unless such offering is the initial
      public offering of the Corporation's securities, in which case the selling
      Holder may be excluded if the underwriters make the determination described
      above and no other Holder's securities are included. For purposes of the
      preceding parenthetical concerning apportionment, for any selling Holder which
      is a partnership or corporation, the partners, retired partners and shareholders
      of such Holder, or the estates and family members of any such partners and
      retired partners and any trusts for the benefit of any of the foregoing persons
      shall be deemed to be a single "selling Holder," and any pro rata reduction
      with
      respect to such "selling Holder" shall be based upon the aggregate amount of
      shares carrying registration rights owned by all entities and individuals
      included in such "selling Holder," as defined in this sentence.

    

    
      
         

      

      
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    7.
       Delay
      of Registration.

    

    No
      Holder
      shall have any right to obtain or seek an injunction restraining or otherwise
      delaying any such registration as the result of any controversy that might
      arise
      with respect to the interpretation or implementation of this
      Agreement.

    

    8.
       Indemnification.

    

    In
      the
      event any Registerable Securities are included in a registration statement
      under
      this Agreement:

    

    (a)
      To
      the extent permitted by law, the Corporation will indemnify and hold harmless
      each Holder, any underwriters (as defined in the Act) for such Holder and each
      person, if any, who controls such Holder or underwriters within the meaning
      of
      the Act or the Securities Exchange Act of 1934, as amended (the "1934 Act"),
      against any losses, claims, damages, or liabilities (joint or several) to which
      they may become subject under the Act, the 1934 Act or other federal or state
      law, insofar as such losses, claims, damages, or liabilities (or actions in
      respect thereof) arise out of or are based upon any of the following statements,
      omissions or violations (collectively Violation): (i) any untrue statement
      or
      alleged untrue statement of a material fact contained in such registration
      statement, including any preliminary prospectus or final prospectus contained
      therein or any amendments or supplements thereto, (ii) the omission or alleged
      omission to state therein a material fact required to be stated therein, or
      necessary to make the statements therein not misleading, or (iii) any violation
      or alleged violation by the Corporation of the Act, the 1934 Act, any state
      securities law or any rule or regulation promulgated under the act, the 1934
      Act
      or any state securities law; and the Corporation will pay as incurred to each
      such Holder, underwriter or controlling person, any legal or other expenses
      reasonably incurred by them in connection with investigating or defending any
      such loss, claim, damage, liability or action; provided, however, that the
      indemnity agreement contained in this subsection 8(a) shall not apply to amounts
      paid in settlement of any such loss, claim, damage, liability or action if
      such
      settlement is effected without the consent of the Corporation (which consent
      shall not be unreasonably withheld), nor shall the Corporation be liable in
      any
      such case for any such loss, claim, damage, liability or action to the extent
      that it arises out of or is based upon a Violation which occurs in reliance
      upon
      and in conformity with written information furnished expressly for use in
      connection with such registration by any such Holder, underwriter or controlling
      person.

    

    
      
         

      

      
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    (b)
      To
      the extent permitted by law, each selling Holder will indemnify and hold
      harmless the Corporation, each of its directors, each of its officers who has
      signed the registration statement, each person, if any, who controls the
      Corporation within the meaning of the Act, any underwriter, any other Holder
      selling securities in such registration statement and any controlling person
      of
      any such underwriter or other Holder, against any losses, claims, damages,
      or
      liabilities (joint or several) to which any of the foregoing persons may become
      subject, under the Act, the 1934 Act or other federal or state law, insofar
      as
      such losses, claims, damages, or liabilities (or actions in respect thereto)
      arise out of or are based upon any Violation, in each case to the extent (and
      only to the extent) that such Violation occurs in reliance upon and in
      conformity with written information furnished by such Holder expressly for
      use
      in connection with such registration; and each such Holder will pay, as
      incurred, any legal or other expenses reasonably incurred by any person intended
      to be indemnified pursuant to this subsection 8(b), in connection with
      investigating or defending any such loss, claim, damage, liability or action;
      provided, however, that the indemnity agreement contained in this subsection
      8(b) shall not apply to amounts paid in settlement of any such loss, claim,
      damage, liability or action if such settlement is effected without the consent
      of the Holder, which consent shall not be unreasonably withheld; provided that
      in no event shall any indemnity under this subsection 8(b) exceed the gross
      proceeds from the offering received by such Holder.

    

    (c)
      Promptly after receipt by an indemnified party under this Section 8 of notice
      of
      the commencement of any action (including any governmental action), such
      indemnified party will, if a claim in respect thereof is to be made against
      any
      indemnifying party under this Section 10, deliver to the indemnifying party
      a
      written notice of the commencement thereof and the indemnifying party shall
      have
      the right to participate in, and, to the extent the indemnifying party so
      desires, jointly with any other indemnifying party similarly noticed, to assume
      the defense thereof with counsel mutually satisfactory to the parties; provided,
      however, that an indemnified party shall have the right to retain its own
      counsel, with the fees and expenses to be paid by the indemnifying party, if
      representation of such indemnified party by the counsel retained by the
      indemnifying party would be inappropriate due to actual or potential differing
      interests between such indemnified party and any other party represented by
      such
      counsel in such proceeding. The failure to deliver written notice to the
      indemnifying party within a reasonable time of the commencement of any such
      action, if prejudicial to its ability to defend such action, shall relieve
      such
      indemnifying party of any liability to the indemnified party under this Section
      8, but the omission so to deliver written notice to the indemnifying party
      will
      not relieve it of any liability that it may have to any indemnified party
      otherwise than under this Section 8.

    

    
      
         

      

      
        5

        
          

        

      

      
         

      

       

    

    (d)
      The
      obligations of the Corporation and Holder under this Section 8 shall survive
      the
      completion of any offering of Registerable Securities in a registration
      statement under this Agreement, and otherwise.

    

    9.  Reports
      Under Securities Exchange Act of 1934.

    

    With
      a
      view to making available to the Holder the benefits of Rule 144 promulgated
      under the Act and any other rule or regulation of the SEC that may at any time
      permit a Holder to sell securities of the Corporation to the public without
      registration the Corporation agrees to:

    

    (a)
      Make
      and keep public information available, as those terms are understood and defined
      in SEC Rule 144, at all times after 180 days after the effective date of the
      first registration statement filed by the Corporation for the offering of its
      securities to the general public;

    

    (b)
      File
      with the SEC in a timely manner all reports and other documents required of
      the
      Corporation under the Act and the 1934 Act; and

    

    (c)
      Furnish to any Holder, so long as the Holder owns any Registerable Securities,
      forthwith upon request: (i) a written statement by the Corporation that it
      has
      complied with the reporting requirements of SEC Rule 144 (at any time after
      180
      days after the effective date of the first registration statement filed by
      the
      Corporation), the Act and the 1934 Act (at any time after it has become subject
      to such reporting requirements), (ii) a copy of the most recent annual or
      quarterly report of the Corporation and such other reports and documents so
      filed by the Corporation, and (iii) such other information as may be reasonable
      requested in availing any Holder of any rule or regulation of the SEC which
      permits the selling of any such securities without registration or pursuant
      to
      such form.

    

    10.
       Assignment
      of Registration Rights.

    

    The
      rights to cause the Corporation to register Registerable Securities pursuant
      to
      this Agreement may be assigned by a Holder to a transferee or assignee of at
      least 10,000 shares of such securities provided the Corporation is, within
      a
      reasonable time after such transfer, furnished with written notice of the name
      and address of such transferee or assignee and the securities with respect
      to
      which such registration rights are being assigned; and provided, further, that
      such assignment shall be effective only if immediately following such transfer
      the further disposition of such securities by the transferee or assignees
      restricted under the Act. The foregoing 10,000 share limitation shall not apply,
      however, to transfers by an Holder to shareholders or partners of such Holder
      if
      all such transferees or assignees agree in writing to appoint a single
      representative as their attorney in fact for the purpose of receiving any
      notices and exercising their rights under this Agreement.

    

    
      
         

      

      
        6

        
          

        

      

      
         

      

    

    

    11.
       Amendment
      of Registration Rights.

    

    Any
      provision of this Agreement may be amended and the observance thereof may be
      waived (either generally or in a particular instance and either retroactively
      or
      prospectively), only with the written consent of the Corporation and the Holder
      of a majority of the Registerable Securities then outstanding. Any amendment
      or
      waiver effected in accordance with this paragraph shall be binding upon each
      Holder of any securities purchased under this Agreement at the time outstanding
      (including securities into which such securities are convertible), each future
      Holder of all such securities, and the Corporation.

    

    12.
       Termination
      of Registration Rights.

    

    No
      Holder
      shall be entitled to exercise any right provided for in this Agreement after
      three (3) years following the consummation of the sale of securities pursuant
      to
      a registration statement filed by the Corporation under the Act in connection
      with the initial firm commitment underwritten offering of its securities to
      the
      general public.

    

    13.  Termination
      of Prior Registration Rights.

    

    Any
      and
      all prior registration rights granted to any party hereto are hereby terminated
      in their entirety and are replaced in their entirety with the rights contained
      in this Agreement, effective on the date hereof. The provisions of this Section
      14 shall be effective as to and as against all Holder of Registerable Securities
      as defined herein.

    

    14.
       Miscellaneous.

    

    (a)
      Transfer; Successors and Assigns. The terms and conditions of this Agreement
      shall inure to the benefit of and be binding upon the respective successors
      and
      assigns of the parties. Nothing in this Agreement, express or implied, is
      intended to confer upon any party other than the parties hereto or their
      respective successors and assigns any rights, remedies, obligations, or
      liabilities under or by reason of this Agreement, except as expressly provided
      in this Agreement.

    

    (b)
      Governing Law. This Agreement shall be governed by and construed under the
      laws
      of the State of Indiana as applied to agreements among Indiana residents entered
      into and to be performed entirely within the State of Indiana.

    

    (c)
      Counterparts. This Agreement may be executed in two or more counterparts, each
      of which shall be deemed an original, but all of which together shall constitute
      one and the same instrument.

    

    (d)
      Titles and Subtitles. The titles and subtitles used in this Agreement are used
      for convenience only and are not to be considered in construing or interpreting
      this Agreement.

    

    (e)
      Notices. Unless otherwise provided, any notice required or permitted under
      this
      Agreement shall be given in writing and shall be deemed effectively given upon
      personal delivery to the party to be notified or upon deposit with the United
      States Post Office, by registered or certified mail, postage prepaid and
      addressed to the party to be notified at the address indicated for such party
      on
      the signature page hereof, or at such other address as such party may designate
      by 20 days’ advance written notice to the other parties.

    

    
      
         

      

      
        7

        
          

        

      

      
         

      

       

    

    (f)
      Amendments and Waivers. Other than as provided in Section 16 above, any term
      of
      this Agreement may be amended and the observance of any term of this Agreement
      my be waived either generally or in a particular instance and either
      retroactively or prospectively), only with the written consent of the
      Corporation and the Holder of a majority of the then outstanding Shares or
      Registerable Securities issued hereunder. Any amendment or waiver affected
      in
      accordance with this Section shall be binding upon each transferee of any Share
      or Registerable Securities, each future Holder of all such securities, and
      the
      Corporation.

    

    (g)
      Severability. If one or more provisions of this Agreement are held to be
      unenforceable under applicable law, such provision shall be excluded from this
      Agreement and the balance of the Agreement shall be interpreted as if such
      provision were so excluded and shall be enforceable in accordance with its
      terms.

    

    (h)
      Entire Agreement. This Agreement constitutes the entire agreement between the
      parties hereto pertaining to the subject matter hereof, and any and all other
      written or oral agreements existing between the parties hereto are expressly
      canceled.

    

    IN
      WITNESS WHEREOF, the parties have executed this Agreement as of the date first
      above written.

    
      	 	 	 
	FREEDOM
              FINANCIAL HOLDINGS, INC.	 
	 
 	 
 	 
 
	//ss//	 	
            
	Robin
              Hunt,
              Secretary	
            
	 	 
	HOLDER:	 
	 	 
	//ss//	 
	By:
              Brian
              Kistler	
            
	
              Print
                Name and Title: Brian Kistler, CEO

              Address:  
                6461
                N 100 East

                
                Ossian, IN 46777

            	 
	 	 

    

     

    
      
         

      

      
        8

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