Document:

<PAGE>

                                  EXHIBIT 10.18

                 LIVEWARE5, INC. AGREEMENT FOR SERVICES BETWEEN

                 LIVEWARE5, INC. AND THEHEALTHCHANNEL.COM, INC.

                              DATED MARCH 24, 2000

<PAGE>

                     LIVEware5, Inc. Agreement for Services

This service agreement entered this 24th day of March 2000 by and between
LIVEware5 Inc., an Iowa corporation with principle offices at 425 Second Ave.
SE, Suite 600 Cedar Rapids, IA 52401, hereafter referred to as LW5 and
thehealthchannel.com, Inc., a corporation with principle offices at 3101 West
Coast Highway, Suite 175 Newport Beach, CA 92663, hereafter referred to as
Reseller.

Whereas LW5 is a provider of online communication and learning technologies &
services including but not limited to online application for rich media
distribution and user collaboration, content development and production, and
hosting and network services; and

Whereas Reseller is a corporation that provides communication and distribution
channels to its' customers; and

Whereas RESELLER desires to use LW5's products & services for the development,
management and delivery of streaming media-based programming;

NOW THEREFORE, in consideration of the mutual covenants contained herein, the
parties hereto agree as follows:

1)    SCOPE OF WORK

The scope of work for deliverables is contained in its' entirety in this
"Agreement" (Agreement, Addendum A, and signed Customer Requirements Documents).
This is the complete understanding between the parties of deliverables being
contracted for under the terms of this Agreement. LW5 is committed to providing
these products and services, as described in this Agreement, within the
specified timeframe to RESELLER. RESELLER is committed to providing the
necessary internal support to LW5 to allow for the timely completion. Changes to
the scope of work are only binding when in writing and accepted by signature of
both parties.

2)   LICENSE AND RIGHTS

LW5 retains all licenses, title and rights to the services, service marks,
trademarks, and other materials that are provided to enable the delivery of
programs to RESELLER customers. This includes Intelligent Learning Network-TM-,
Question Retrieval System-TM-, KnowledgePortal-TM- and other marks and products
owned by LW5.

RESELLER retains all licenses, titles, and rights to the materials, service
marks and trademarks developed by or exclusively for the RESELLER that are
included on the RESELLER KnowledgePortal-TM-. RESELLER hereby acknowledges that
they have rights and ownership of the materials provided to LW5 for distribution
on the KnowledgePortal-TM-. If these materials are owned or delivered by a third
party, RESELLER assumes all responsibility for obtaining written authorization
as required from third parties, including speakers, affiliate corporations or
other parties to transmit these materials electronically via videoconferencing,
Internet delivery or other delivery technologies.

3)   MARKETING & PROMOTION

RESELLER is responsible for promoting the use of KnowledgePortal-TM- and LW5
services within their customer base and creating demand for streaming media
programming. RESELLER will use its' best efforts to build awareness and interest
for the services. LW5 will provide RESELLER with start up materials for customer
advertising of the products and services. RESELLER will then make copies and
provide their own materials to customers for the services. LW5 will provide
RESELLER with logos and other electronic artwork.

<PAGE>

LW5 is allowed to name RESELLER as a customer in LW5 marketing and presentation
materials, but not RESELLER's customer's unless specifically stated in writing
by RESELLER.

4)   NONEXCLUSIVE ARRANGEMENT

Nothing in this Agreement shall be construed to prevent either party from
entering into arrangements similar to this Agreement with any other entities.
Nothing in this Agreement shall be construed to prevent LW5 from providing
Services to any other entities.

5)   FEE SCHEDULE

The fees to be paid for products delivered and services performed under this
agreement are detailed in Addendum A- Scope of Work and/or any Custom Exhibit
created and agreed to by both parties for unique customer requirements.

6)   PAYMENT TERMS

RESELLER agrees to pay LW5 as follows:

Creation of RESELLER Knowledge Portal: Upon signing contract
Creation of RESELLER Customer Knowledge Portal: Upon signing contract
Hosting Charges: Net 30 days; invoiced monthly.
Streaming Participation (video streaming) Charges: Net 30 days; invoiced
monthly.
Application Development Services: 50% upfront; 50% at billed completion,
net 30 days.
Consulting Fees: Net 30 days; invoiced monthly.

The streaming service charges will be based on actual hours of usage and will be
accompanied by a detailed report of users, the programs they accessed and
participation for each KnowledgePortal.

LW5 will invoice RESELLER for Services and other expenses to be paid by RESELLER
within ten (10) business days after the end of each month. It is understood that
RESELLER will be a direct customer of LIVEware5 and will be responsible for
payment of services that LW5 provides to RESELLER for RESELLER and RESELLER
customers.

7)   REIMBURSEMENT FOR EXPENSES

If RESELLER requests LW5 to undertake activities in the marketing and
performance of services which are not typically provided to other resellers or
customers of LW5 without charge, RESELLER shall reimburse LW5 for all reasonable
expenses incurred by LW5 in the performance of such activities. RESELLER will be
notified by LW5 of activities that would be considered not typical and would
result in incremental expense recovery. LW5 will provide RESELLER an estimate of
those expenses in writing prior to the commencement of the activity.

8)   TERMS AND CONDITIONS

The term of this agreement is one (1) years from acceptance date and will
continue in effect until the earlier of:

         a)       Expiration or

         b)       mutual agreement of parties to termination, expressed in
                  writing or

         c)       a material breach by either party, which the breaching party
                  fails to cure within thirty (30) days after receipt of written
                  notice.

<PAGE>

This agreement shall be automatically renewed for successive one (1) year terms
unless written notice is given by either party within sixty (60) days prior to
the anniversary date.

9)   TERMINATION

The Agreement shall terminate upon the first to occur of (a) the expiration of
this agreement as outlined herein or (b) the other party's breach of material
provision of this Agreement, which breach has not been cured to the reasonable
satisfaction of the non-breaching party within thirty (30) days after the
non-breaching party notifies the breaching party, in writing, of such breach, or
(c) as otherwise provided in this Agreement. This agreement can be terminated
with ninety (90) days written notice by either party. All fees due shall be paid
immediately upon termination and any costs incurred to transfer materials to
RESELLER will be invoiced within sixty (60) days thereafter.

10)   INDEMNIFICATION

RESELLER and LW5 each shall indemnify, defend and hold harmless the other from
and against any and all claims for physical property damage, physical personal
injury or wrongful death to the extent that such claims arise out of the
negligence or willful misconduct of the respective indemnifying party, its
employees, agents, affiliates or contractors in connection with the provision of
Services or other performance pursuant to this Agreement. The indemnified party
shall promptly notify the indemnifying party in writing of any such claims.

11)  REPRESENTATIONS AND WARRANTIES

RESELLER hereby warrants, represents and agrees that:

a) RESELLER has complete power and authority to enter into this agreement.
b) RESELLER is under no restrictions or prohibition with respect to its rights
   to execute this contract and with its rights to perform the terms and
   provisions hereof.
c) RESELLER will pay all sums due third parties that provide materials or
   deliver programs materials or other products and services provided to LW5.

RESELLER shall not make nor permit its employees, agents or affiliates to make,
any misrepresentations as to the capabilities, specifications or functionality
of the Services, or any warranties with respect to the products and services
other than those that are authorized by LW5 in writing.

LW5 and RESELLER desire to enter into an arrangement whereby RESELLER will
engage its sales force to promote to its customers and prospective customers
(collectively termed "Customers") the streaming media services of LW5, in
exchange for the consideration and subject to the terms and conditions set forth
herein. It is expressly understood and agreed that the agency created herein is
a limited agency and RESELLER shall have only those rights and responsibilities
specifically described in this Agreement. No agency rights or responsibilities
shall arise by operation of law. RESELLER is not a legal representative of LW5
and LW5 is not a legal representative of RESELLER. Neither party is granted by
the terms or execution of this Agreement, or otherwise, any right or authority
to assume or create any responsibility on behalf of, or in the name of, the
other, or to bind in any manner what-so-ever.

LIVEware5 hereby warrants, represents and agrees that:

a) LW5 has the complete power and authority to enter into this agreement.
b) LW5 is under no restrictions or prohibition with respect to its rights to
   execute this contract and with its rights to perform the terms and
   provisions hereof.

<PAGE>

LW5 represents and warrants that the provision of services hereunder will not
infringe upon any United States patents, copyrights, trademarks or other
proprietary rights of third parties. LW5 shall indemnify, defend and hold
harmless RESELLER from and against any claims for infringement upon any
United States patents, copyrights, trademarks or other proprietary rights
brought by third parties with respect to Services; provided, however, that
RESELLER promptly notifies LW5 of any such claim.

THE FOREGOING WARRANTIES ARE IN LIEU OF ALL OTHER WARRANTIES, EXPRESS OR
IMPLIED, INCLUDLING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND
FITNESS FOR ANY PARTICULAR PURPOSE.

12.  CONFIDENTIALITY

The terms of this agreement are "Confidential" and, except as required by law,
shall not be disclosed to any other party without the written consent of the
non-disclosing party. Each party shall preserve in strict confidence information
such as trade secrets, strategic plans, proprietary information and other
sensitive information obtained in the course of execution of this agreement. For
a period of one (1) years after the termination or expiration of this Agreement
LW5 and RESELLER will not directly approach the other parties customers nor will
either party share confidential information that is not available publicly
during that time. In handling the other party's customer, LW5 will ensure all
information shared during the execution of Services that all information made
available is considered confidential.

13.   FORCE MAJEURE

Neither LW5 or RESELLER shall be held liable for any delay or failure to perform
any part of this Agreement (other than payment of amounts due hereunder) for any
cause beyond its control and without its fault or negligence, including but not
limited to acts of civil or military authority, government regulations,
embargoes, epidemics, wars, terrorist acts, riots, insurrections, fires,
explosions, nuclear accidents, strikes, extended power blackouts, natural
disasters or any law, regulation or of any government agency or court of
competent jurisdiction affecting either of the parties hereto in the performance
of their obligations hereunder. The parties' obligations, which cannot be
performed because of the force majeure event, will be suspended until the force
majeure is resolved. If such contingency occurs and continues for more than five
(5) business days, the non-delaying party may, without any liability or
associated costs to the other party, terminate the Services requested or any
portions thereof relating to the affected Services.

14.  LIMITATION OF LIABILITY

NEITHER PARTY SHALL BE LIABLE TO THE OTHER OR THROUGH THE OTHER FOR ANY
INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE OR SIMILAR DAMAGES, OR
FOR ANY LOST PROFITS OR BUSINESS OF ANY KIND OR NATURE WHATSOVERVER, REGARDLESS
OF THE FORM OF ACTION AND WHETHER EITHER PARTY HAS BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. WITH RESPECT TO THIRD PARTIES THAT USE SERVICES
THROUGH RESELLER, RESELLER SHALL INDEMNIFY, DEFEND AND HOLD HARMLESS LW5 FROM
AND AGAINST ANY CLAIMS FOR SUCH DAMAGES BROUGHT BY SUCH THIRD PARTIES. IN NO
EVENT WILL LW5'S LIABILITY UNDER THIS AGREEMENT EXCEED THE AMOUNTS PAID BY
RESELLER PURSUANT TO THIS AGREEMENT.

15.  MISCELLANEOUS

a.       NOTICES

All notices, reports, records or other communications which are required or
permitted to be given to the parties under this Agreement shall be sufficient in
all respects if given in writing and delivered in person, by facsimile, email,
by

<PAGE>

overnight courier or by registered or certified mail, postage prepaid, return
receipt requested, to the receiving party at the address set forth below.

Notice shall be deemed given on the date of delivery, in the case of personal
delivery or telecopy, or on the delivery or refusal date, as specified on the
return receipt, in the case of overnight courier or registered mail.

         If to LW5:                 LIVEware 5, Inc.
                                    Ms. Kimberley Lehrman
                                    PO Box 75002
                                    Cedar Rapids, IA  52401
                                    319/298-3455
                                    319/298-3457 (fax)

         With copy to:              Shuttlesworth & Ingersoll
                                    Mr. Dean Einck
                                    500 Firstar Bank Building
                                    Cedar Rapids, IA  52401
                                    319/365-9461

         If to RESELLER:            Thehealthchannel.com, Inc.
                                    3101 W. Coast Highway, Suite 75
                                    Newport Beach, CA  92663
                                    949/645-9970
                                    949/645-9728 (fax)

         With Copy to:              Horwitz & Beam
                                    Attn:  Lynne Bolduc
                                    Two Venture Plaza, Suite 350
                                    Irvine, CA  92618
                                    949/453-0300
                                    949/9614 (fax)

B.       APPLICABLE LAW

This agreement and its validity, construction and performance shall be governed
in all respects by the internal laws of the State of Iowa. All controversies
arising under this agreement shall be litigated in a court of competent
jurisdiction within the County of Linn, State of Iowa, and in no other venue.

C.       SEVERABILITY

If any term or provision of this Agreement shall, to any extent, be determined
to be invalid or unenforceable by court or body of competent jurisdiction, then
(i) both parties shall be relieved of all obligations arising under such
provision and this Agreement shall be deemed amended by modifying such provision
to the extent necessary to make it valid and enforceable while preserving its
intent, and (ii) the remainder of this Agreement shall be valid and enforceable.

D.       ASSIGNMENT

Neither party may assign this Agreement without the other party's prior written
consent not to be unreasonably withheld: provided, however, that any transfer or
issuance of capital stock shall not be deemed an assignment for purposes herein,
and further provided that LW5 may assign this Agreement to an affiliate, without
prior consent.

<PAGE>

IN WITNESS WHEREOF, the parties hereto have caused this agreement to be signed
as of the date first set forth above.

Thehealthchannel.com                         LIVEWARE5, INC.

BY:    /S/ RICHARD WOLPOW                    BY:    /S/ BRUCE LEHRMAN
       -----------------------------------          --------------------------

Date:  2/24/00                               Date:  3/24/00
       -----------------------------------          --------------------------

Name:  RICHARD WOLPOW                        Name:  BRUCE LEHRMAN
       -----------------------------------          --------------------------

Title: VICE PRESIDENT BUSINESS DEVELOPMENT   Title: PRESIDENT
       -----------------------------------          --------------------------

<PAGE>

                                   ADDENDUM A
                                  SCOPE OF WORK

CREATION OF "KNOWLEDGEPORTAL" AND THREADED DISCUSSION

LW5 will provide a URL address to Reseller to create a link from the Reseller or
Reseller's Customer site to LIVEware5's KnowledgePortal site. This site will be
customized with Reseller logo or customer logo, and Internet links, program
listings and descriptions. The initial set-up will be done by LW5. The link
establishes the interface through which customers will participate in streaming
media based programs.

<TABLE>
<CAPTION>

KNOWLEDGEPORTAL-TM-                         MSRP                          Reseller Cost

<S>                                       <C>                           <C>
Purchase                                    $15,000                       $10,000
12 Month Lease*                             $1,500/ month                 $1,000/ month
Reseller KnowledgePortal                                                  $10,000
Optional: Private Chat and Threaded
Discussion Setup                            $500                          $400

</TABLE>

* Minimum lease commitment is 12 months. First 3 payments can be applied to
purchase price.

HOSTING AND DISTRIBUTION SERVICES

LW5 will maintain a network of videoservers, WWW servers and necessary bandwidth
to support KnowledgePortal usage for Reseller customers worldwide. LW5 will
manage hardware, software and upgrades. Services will be available 24 hours per
day, 7 days per week under normal operating conditions. Catastrophic server or
bandwidth loss, which is out of LW5 control, will be reported within 24 hours to
Reseller.

The system has been designed using easy-to-follow database entries. LW5 will
set-up the KnowledgePortal with guidance from Reseller on content. A site
administrator can modify these templates at their discretion. LW5 will provide 4
hours of technical training at no charge to Reseller and Reseller Customers as
they learn to use and administer the KnowledgePortal. This training will be
accomplished using phone, videoconference and Internet communications or in LW5
offices.

<TABLE>
<CAPTION>

NETWORK COSTS- HOSTING                      MSRP                          Reseller Cost

<S>                                       <C>                           <C>
Hosting Service (Up to 50MB)                $50                           $50
Hosting Service (Additional increments of
50MB)                                       $25                           $25
Hosting Threaded Discussion                 $25                           $25

<CAPTION>

NETWORK COSTS- STREAMING                    MSRP                          Reseller Cost
<S>                                       <C>                           <C>
110K Audio/Video Stream                     $17                           $9
48K Audio/Video Stream                      $14                           $7
22K Audio/Video Stream                      $10                           $5
12K Audio Stream                            $8                            $4
Multibit rate Audio/Video Stream            $10                           $5

</TABLE>

<PAGE>

APPLICATION DEVELOPMENT SERVICES

LW5 provides varying levels of support for program development, production and
streaming program implementation. The following matrix describes these levels
and associated costs.

                        LIVEWARE5 INC. LEVELS OF SERVICE
<TABLE>
<CAPTION>
                                                                LEVEL I                       LEVEL II          LEVEL III
               FEATURE/ FUNCTION                            SELF-MANAGED KP                  CUSTOM KP        CUSTOM EVENT
<S>                                                        <C>                              <C>             <C>
STREAMING FUNCTIONALITY
     Audio Only                                                    X                             X           Will customize
     Audio/Video                                                   X                             X             any feature
     WMT                                                           X                             X           on a per event
     Real                                                          X                             X               basis.
     Multibit Rate Only
     Customer Defined Streams                                      X                             X             Client pays
     QCIF                                                          X                             X
     Bigger than QCIF                                                                            X
                                                                                                                for each
SIGNAL ACQUISITION                                                                                           custom feature.
     Automated Bridge Call
     Analog Port                                                   X                             X
     Point to Point Videoconference                                X                             X
     Multipoint Videoconference                                    X                             X
     Satellite                                                     X                             X
     Video/ Audio Tape                                             X                             X
     Onsite/ Studio Production                                                                   X

KNOWLEDGEPORTAL
    3rd Party KP
    Custom KP                                                      X                             X
    KP Integrated into customer website                                                                             X

APPLICATION DEVELOPMENT SERVICES
    Content Development                                                                          X
    Content Repurposing                                                                          X
    Network Support                                                                              X
    Production Support                                                                           X

TOOLS                                                                                            Templates modified
    Graphics/ PPT                                                  X                             X
    Slide Pushing                                                  X                             X
    Slide Caching                                                                                X
    Threaded Discussion                                                                          X
    Download Materials                                             X                             X
    Chat                                                                                         X
    Online Q&A                                                     X                             X
    Polling                                                                                      X
    Testing Database                                                                             X
    Testing- Formatted                                             X
    Evaluation Forms                                                                             X
    Whiteboard                                                                                   X

<PAGE>

    Memory Devices                                                                               X
    Hyperlinks                                                                                   X
    Case Studies                                                                                 X
    Role Plays                                                                                   X
    Simulations                                                                                  X
    Embedded Video                                                                               X
    Workbook                                                                                     X
    Indexing                                                                                     X
    Glossary                                                                                     X

</TABLE>

LEVEL I:         Program Set-Up: $750/ finished hr. MSRP
                 Reseller Cost: $500/ finished hr.
LEVEL II:        Program Set-Up: $2500/ finished hr. MSRP
                 Reseller Cost: $2000/ finished hr.
                 Production Support: Onsite support min. charge $2000 + travel
LEVEL III:       Complete, custom development
                 Costs TBD

Reseller Customers can contract for additional support at a rate of $250/ hour.

CANCELLATION POLICY

Application Development Service fees will be paid in full if work has been
completed but the program is not delivered. If work has not been completed, a
minimum of 25% of fees will be billed to the customer.

KnowledgePortal set-up fees will be paid in full if the site has been customized
and implemented for the Reseller or Reseller Customer.

THEHEALTHCHANNEL.COM                                 LIVEWARE5, INC.

BY: ____________________                             BY: _____________________

Date:    _________________                           Date:_____________________
Name:    _________________                           Name:____________________
Title: ___________________<PAGE>

                                  EXHIBIT 10.19

                                  OFFICE LEASE

<PAGE>

                   AMERICAN INDUSTRIAL REAL ESTATE ASSOCIATION

                                GUARANTY OF LEASE

         WHEREAS, Internet Exchange International, Inc., a California
Corporation, (hereinafter "Lessor"), and thehealthchannel.com, Inc., a Delaware
Corporation, (hereinafter "Lessee"), are about to execute a document entitled
"Lease" dated March 30, 2000 concerning the premises commonly known as 260
Newport Center Drive, Suite 250 and Suite 260, herein Lessor will lease the
premises to Lessee; and

         WHEREAS, Thomas P. Lonergan, (hereinafter "Guarantor") has a financial
interest in Lessee; and

         WHEREAS, Lessor would not execute the Lease if Guarantors did not
execute and deliver to Lessor this Guaranty of Lease.

         NOW, THEREFORE, in consideration of the execution of the foregoing
Lease by Lessor and as a material inducement to Lessor to execute said Lease,
Guarantors hereby jointly, severally, unconditionally and irrevocably guarantee
the prompt payment by Lessee of all rents and all other sums payable by Lessee
under said Lease and the faithful and prompt performance by Lessee of each and
every one of the terms, conditions and covenants of said Lease to be kept and
performed by Lessee.

         It is specifically agreed that the terms of the foregoing Lease may be
modified by agreement between Lessor and Lessee, or by a course of conduct, and
said Lease may be assigned by Lessor or any assignee of Lessor without consent
or notice to Guarantors and that this Guaranty shall guarantee the performance
of said Lease as so modified.

         This Guaranty shall not be released, modified or affected by the
failure or delay on the part of Lessor to enforce any of the rights or remedies
of the Lessor under said Lease, whether pursuant to the terms thereof or at law
or in equity.

         No notice of default need be given to Guarantors, it being specifically
agreed that the guarantee of the undersigned is a continuing guarantee under
which Lessor may proceed immediately against Lessee and/or against Guarantors
following any breach or default by Lessee after the enforcement of any rights
which Lessor may have as against Lessee under the terms of the Lease or at law
or in equity.

         Lessor shall have the right to proceed against Guarantors hereunder
following any breach or default by Lessee without first proceeding against
Lessee and without previous notice to or demand upon either Lessee or
Guarantors.

         Guarantors hereby waive (a) notice of acceptance of this Guaranty, (b)
demand of payment, presentation and protest, (c) all right to assert or plead
any statute of limitations

<PAGE>

relating to this Guaranty or the Lease, (d) any right to require the Lessor
to proceed against the Lessee or any other Guarantor or any other person or
entity liable to Lessor, (e) any right to require Lessor to apply to any
default, any security deposit or other security it may hold under the Lease,
(f) any right to require Lessor to proceed under any other remedy Lessor may
have before proceeding against Guarantors, (g) any right of subrogation.

         Guarantors do hereby subrogate all existing or future indebtedness of
Lessee to Guarantors to the obligations owed to Lessor under the Lease and this
Guaranty.

         If a Guarantor is married, such Guarantor expressly agrees that
recourse may be had against his or her separate property for all of the
obligations hereunder.

         The obligations of Lessee under the Lease to execute and deliver
estoppel statements and financial statements, as therein provided, shall be
deemed to also require the Guarantors hereunder to do and provide the same.

         The term "Lessor" refers to and means the Lessor named in the Lease and
also Lessor's successors and assigns. So long as Lessor's interest in the Lease,
the leased premises or the rents, issues and profits therefrom, are subject to
any mortgage or deed of trust or assignment of security, no acquisition by
Guarantors of the Lessor's interest shall affect the continuing obligation of
Guarantors under this Guaranty which all nevertheless continue in full force and
effect for the benefit of the mortgagee, beneficiary, trustee or assignee under
such mortgage, deed, trust or assignment and their successors and assigns.

         The term "Lessee" refers to and means the Lessee named in the Lease and
also Lessee's successors and assigns.

         In the event any action be brought by said Lessor against Guarantors
hereunder to enforce the obligation of Guarantors hereunder, the successful
party in such action shall pay to the prevailing party therein a reasonable
attorney's fee which shall be fixed by the court.

         IF THIS FORM HAS BEEN FILLED IN, IT HAS BEEN PREPARED FOR SUBMISSION TO
         YOUR ATTORNEY FOR HIS APPROVAL. NO REPRESENTATION OR RECOMMENDATION IS
         MADE BY THE AMERICAN INDUSTRIAL REAL ESTATE ASSOCIATION, THE REAL
         ESTATE BROKER OR ITS AGENTS OR EMPLOYEES AS TO THE LEGAL SUFFICIENCY,
         LEGAL EFFECT, OR TAX CONSEQUENCES OF THIS FORM OR THE TRANSACTION
         RELATING THERETO.

<PAGE>

                   AMERICAN INDUSTRIAL REAL ESTATE ASSOCIATION

                                STANDARD SUBLEASE

Parties. This Sublease, dated, for reference purposes only, March 30, 2000, is
made by and between Internet Exchange International, Inc., a California
Corporation ("Sublessor") and thehealthchannel.com, Inc., a Delaware Corporation
("Sublessee").

Premises. Sublessor hereby subleases to Sublessee and Sublessee hereby subleases
from Sublessor for the term, at the rental, and upon all of the conditions set
forth herein, that certain real property, including all improvements therein,
and commonly known by the street address of 260 Newport Center Drive, Suite 250
and Suite 260 located in the County of Orange, State of California and generally
described as 1,284 square feet ("Premises").

Term.

Term. The term of this Sublease shall be for approximately 16 months commencing
on April 8, 2000 and ending on July 31, 2001 unless sooner terminated pursuant
to any provision hereof.

Delay in Commencement. Sublessor agrees to use its best commercially reasonable
efforts to deliver possession of Premises by the commencement date. If, despite
said efforts, Sublessor is unable to deliver possession as agreed, the rights
and obligations of Sublessor and Sublessee shall be as set forth in Paragraph
3.3 of the Master Lease (as modified by Paragraph 7.3 of this Sublease).

Rent.

Base Rent. Sublessee shall pay to Sublessor as Base Rent for the Premises equal
monthly payments of $3,852.00 in advance, on the first day of each month of the
term hereof. Sublessee shall pay Sublessor upon the execution hereof $2,953.00
as Base Rent for April (April 8th - April 30th). The rental rate is broken down
as follows: Base rent and monthly purchase of furniture and equipment. (See item
14.) Base Rent for any period during the term hereof which is for less than one
month shall be a pro rata portion of the monthly installment.

Rent Defined. All monetary obligations of Sublessee to Sublessor under the terms
of this Sublease (except for the Security Deposit) are deemed to be rent
("Rent"). Rent shall be payable in lawful money of the United States to
Sublessor at the address stated herein or to such other persons or at such other
places as Sublessor may designate in writing.

Security Deposit. Sublessee shall deposit with Sublessor upon execution hereof
$3,852.00 as security for Sublessee's faithful performance of Sublessee's
obligations hereunder. The rights and obligations of Sublessor and Sublessee as
to said Security Deposit shall be as set forth in Paragraph 5 of the Master
Lease (as modified by Paragraph 7.3 of this Sublease).

Use.

Agreed Use. The Premises shall be used and occupied only for general office use
and for no other purpose.

<PAGE>

Compliance. Sublessor warrants that the improvements on the Premises comply with
all applicable covenants or restrictions of record and applicable building
codes, regulations and ordinances ("Applicable Requirements") in effect on the
commencement date. Said warranty does not apply to the use to which Sublessee
will put the Premises or to any alterations or utility installations made or to
be made by Sublessee. NOTE: Sublessee is responsible for determining whether or
not the zoning is appropriate for its intended use, and acknowledges that past
uses of the Premises may no longer be allowed. If the Premises do not comply
with said warranty, or in the event that the Applicable Requirements are
hereafter changed, the rights and obligations of Sublessor and Sublessee shall
be as provided in Paragraph 2.3 of the Master Lease (as modified by Paragraph
7.3 of this Sublease.)

Acceptance of Premises and Lessee.  Sublessee acknowledges that:

                  (a) it has been advised by Brokers to satisfy itself with
respect to the condition of the Premises (including but not limited to the
electrical, HVAC and fire sprinkler systems, security, environmental aspects,
and compliance with Applicable requirements), and their suitability for
Sublessee's intended use,

                  (b) Sublessee has made such investigation as it deems
necessary with reference to such matters and assumes all

Sublease in which event the terms of this Sublease document shall control over
the Master Lease. Therefore, for the purposes of this Sublease, wherever in the
Master Lease the word "Lessor" is used, it shall be deemed to mean the Sublessor
herein and wherever in the Master Lease the word "Lessee" is used, it shall be
deemed to mean the Sublessee herein.

During the term of this Sublease and for all periods subsequent for obligations
which have arisen prior to the termination of this Sublease, Sublessee does
hereby expressly assume and agree to perform and comply with, for the benefit of
Sublessor and Master Lessor, each and every obligation of Sublessor under the
Master Lease except for the following paragraphs which are excluded therefrom:

The obligations that Sublessee has assumed under Paragraph 7.4 hereof are
hereinafter referred to as the "Sublessee's Assumed Obligations." The
obligations that Sublessee has not assumed under Paragraph 7.4 hereof are
hereinafter referred to as the "Sublessor's Remaining Obligations."

Sublessee shall hold Sublessor free and harmless from all liability, judgments,
costs, damages, claims or demands, including reasonable attorneys fees, arising
out of Sublessee's failure to comply with or perform Sublessee's Assumed
Obligations.

Sublessor agrees to maintain the Master Lease during the entire term of this
Sublease, subject, however, to any earlier termination of the Master Lease
without the fault of the Sublessor, and to comply with or perform Sublessor's
Remaining Obligations and to hold Sublessee free and harmless from all
liability, judgments, costs, damages, claims or demands arising out of
Sublessor's failure to comply with or perform Sublessor's Remaining Obligations.

Sublessor represents to Sublessee that the Master Lease is in full force and
effect and that no default exists on the part of any Party to the Master Lease.

Assignment of Sublease and Default.

<PAGE>

Sublessor hereby assigns and transfers to Master Lessor the Sublessor's interest
in this Sublease, subject, however, to the provisions of Paragraph 8.2 hereof.

Master Lessor, by executing this document, agrees that until a Default shall
occur in the performance of Sublessor's Obligations under the Master Lease, that
Sublessor may receive, collect and enjoy the Rent accruing under this Sublease.
However, if Sublessor shall Default in the performance of its obligations to
Master Lessor then Master Lessor may, at its option, receive and collect,
directly from Sublessee, all Rent owing and to be owed under this Sublease.
Master Lessor shall not, by reason of this assignment of the Sublease nor by
reason of the collection of the Rent from the Sublessee, be deemed liable to
Sublessee for any failure of the Sublessor to perform and comply with
Sublessor's Remaining Obligations.

Sublessor hereby irrevocably authorizes and directs Sublessee upon receipt of
any written notice from the Master Lessor stating that a Default exists in the
performance of Sublessor's obligations under the Master Lease, to pay to Master
Lessor Rent due and to become due under the Sublease. Sublessor agrees that
Sublessee shall have the right to rely upon any such statement and request from
Master Lessor, and that Sublessee shall pay such Rent to Master Lessor without
any obligation or right to inquire as to whether such Default exists and
notwithstanding any notice from or claim from Sublessor to the contrary and
Sublessor shall have no right or claim against Sublessee for any such Rent so
paid by Sublessee.

No changes or modifications shall be made to this Sublease without the consent
of Master Lessor.

Consent of Master Lessor.

In the event that the Master Lease requires that Sublessor obtain the consent of
Master Lessor to any subletting by Sublessor, then this Sublease shall not be
effective unless, within ten days of the date hereof, Master Lessor signs this
Sublease thereby giving its consent to this Subletting.

In the event that the obligations of the Sublessor under the Master Lease have
been guaranteed by third parties then neither this Sublease, nor the Master
Lessor's consent, shall be effective unless, within 10 days of the date hereof,
said guarantors sign this Sublease thereby giving their consent to this
Sublease.

In the event that Master Lessor does give such consent then:

                  (a) Such consent shall not release Sublessor of its
obligations or alter the primary liability of Sublessor to pay the Rent and
perform and comply with all of the obligations of Sublessor to be performed
under the Master Lease.

                  (b) The acceptance of Rent by Master Lessor from Sublessee or
anyone else liable under the Master Lease shall not be deemed a waiver by Master
Lessor of any provisions of the Master Lease.

                  (c) The consent to this Sublease shall not constitute a
consent to any subsequent subletting or assignment.

                  (d) In the event of any Default or Sublessor under the Master
Lease, Master Lessor may proceed directly against Sublessor, any guarantors or
anyone else liable under the Master Lease or this Sublease without first
exhausting Master Lessor's remedies against any other person or entity liable
thereon to Master Lessor.

<PAGE>

                  (e) Master Lessor may consent to subsequent sublettings and
assignments of the Master Lease or this Sublease or any amendments or
modifications thereto without notifying Sublessor or anyone else liable under
the Master Lease and without obtaining their consent and such action shall not
relieve such persons from liability.

                  (f) In the event that Sublessor shall Default in its
obligations under the Master Lease, then Master Lessor, at its option and
without being obligated to do so, may require Sublessee to attorn to Master
Lessor in which event Master Lessor shall undertake the obligations of Sublessor
under this Sublease from the time of the exercise of said option to termination
of this Sublease but Master Lessor shall not be liable for any prepaid Rent nor
any Security Deposit paid by Sublessee, nor shall Master Lessor be liable for
any other Defaults of the Sublessor under the Sublease.

The signatures of the Master Lessor and any Guarantors of Sublessor at the end
of this document shall constitute their consent to the terms of this Sublease.

Master Lessor acknowledges that, to the best of Master Lessor's knowledge, no
Default presently exists under the Master Lease of obligations to be performed
by Sublessor and that the Master Lease is in full force and effect.

Master Lessor agrees that if Sublessee shall exercise any option or right of
first refusal granted to Sublessee by Master Lessor in connection with this
Sublease, or any option or right substantially similar thereto, either to extend
or renew the Master Lease, to purchase the Premises or any part thereof, or to
lease or purchase adjacent property which Master Lessor may own or which Master
Lessor has an interest, or if Broker is the procuring cause of any other lease
or sale entered into between Sublessee and Master Lessor pertaining to the
Premises, any part thereof, or any adjacent property which Master Lessor owns or
in which it has an interest, then as to any of said transactions, Master Lessor
shall pay to Broker a fee, in cash, in accordance with the schedule of Broker in
effect at the time of the execution of this Sublease.

Any fee due from Sublessor Master Lessor hereunder shall be due and payable upon
the exercise of any option to extend or renew, upon the execution of any new
lease, or, in the event of a purchase, at the close of escrow.

Any transferee of Sublessor's interest in this Sublease, or of Master Lessor's
interest in the Master Lease, by accepting an assignment thereof, shall be
deemed to have assumed the respective obligations of Sublessor or Master Lessor
under this Paragraph 10. Broker shall be deemed to be a third-party beneficiary
of this paragraph 10.

ATTORNEY'S FEES. If any party or the Broker named herein brings an action to
enforce the terms hereof or to declare rights hereunder, the prevailing party in
any such action, on trial and appeal, shall be entitled to his reasonable
attorney's fees to be paid by the losing party as fixed by the court.

ADDITIONAL PROVISIONS. [If there are no additional provisions, draw a line from
this point to the next printed word after the space left here. if there are
additional provisions, place the same here.]

Sublessee shall accept the suite in an "as is" condition and be responsible for
door and directory signage costs subject to the provision in the Lease document.

Rent shall be as follows: $2,334.00 monthly until July 31, 2000. Commencing
August 1, 2000 rent shall

<PAGE>

increase to $2,413.00 monthly until the end of the lease term. The remainder
rent shall be the amortized acquisition of furniture and equipment. (See
attached inventory list.)

ATTENTION: NO REPRESENTATION OR RECOMMENDATION IS MADE BY THE AMERICAN
INDUSTRIAL REAL ESTATE ASSOCIATION OR BY ANY REAL ESTATE BROKER AS TO THE LEGAL
SUFFICIENCY, LEGAL EFFECT, OR TAX CONSEQUENCES OF THIS SUBLEASE OR THE
TRANSACTION TO WHICH IT RELATES. THE PARTIES ARE URGED TO:

1. SEEK ADVICE OF COUNSEL AS TO THE LEGAL AND TAX CONSEQUENCES OF THIS SUBLEASE.

2. RETAIN APPROPRIATE CONSULTANTS TO REVIEW AND INVESTIGATE THE CONDITION OF THE
PREMISES, SAID INVESTIGATION SHOULD INCLUDE BUT NOT BE LIMITED TO: THE POSSIBLE
PRESENCE OF HAZARDOUS SUBSTANCES, THE ZONING OF THE PROPERTY, THE STRUCTURAL
INTEGRITY, THE CONDITION OF THE ROOF AND OPERATING SYSTEMS, AND THE SUITABILITY
OF THE PREMISES FOR SUBLESSEE'S INTENDED USE.

WARNING: IF THE SUBJECT PROPERTY IS LOCATED IN A STATE OTHER THAN CALIFORNIA,
CERTAIN PROVISIONS OF THE SUBLEASE MAY NEED TO BE REVISED TO COMPLY WITH THE
LAWS OF THE STATE IN WHICH THE PROPERTY IS LOCATED.

Executed at:
            -------------------------  ---------------------------------------

on:                                    By
   ----------------------------------    -------------------------------------

Address:                               By
        -----------------------------    -------------------------------------

-------------------------------------  "Sublessor" (Corporate Seal)

Executed at:
            -------------------------  ---------------------------------------

on:                                    By
   ----------------------------------    -------------------------------------

Address:                               By
        -----------------------------    -------------------------------------

-------------------------------------  "Sublessor" (Corporate Seal)

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