Document:

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                  GENWORTH LIFE AND ANNUITY INSURANCE COMPANY

                    EARNINGS PROTECTOR DEATH BENEFIT RIDER

This rider is added to the Contract. It provides for an optional death benefit,
which is added to the Death Benefit payable under your Contract.

Earnings Protector Death Benefit

Earnings Protector Death Benefit if all Annuitant(s) are age 70 or younger at
issue:

The Earnings Protector Death Benefit is equal to 40% of earnings defined as
(a) minus (b), where:

   (a) is the Contract Value as of the first Valuation Day as of which we have
       receipt of due proof of death and all required forms at our Home Office;
       and

   (b) is the sum of Purchase Payments paid adjusted for withdrawals, including
       surrender charges and premium taxes.

The Earnings Protector Death Benefit, as calculated above, cannot exceed 70% of
Purchase Payments paid adjusted for withdrawals, including surrender charges
and premium taxes. Purchase Payments, other than the initial Purchase Payment,
paid within 12 months of death are not included in this calculation. The
Earnings Protector Death Benefit will never be less than zero.

Earnings Protector Death Benefit if any Annuitant(s) is age 71 or older at
issue:

The Earnings Protector Death Benefit is equal to 25% of earnings defined as
(a) minus (b), where:

   (a) is the Contract Value as of the first Valuation Day as of which we have
       receipt of due proof of death and all required forms at our Home Office;
       and

   (b) is the sum of Purchase Payments paid adjusted for withdrawals, including
       surrender charges and premium taxes.

The Earnings Protector Death Benefit, as calculated above, cannot exceed 40% of
Purchase Payments paid adjusted for withdrawals, including surrender charges
and premium taxes. Purchase Payments, other than the initial Purchase Payment,
paid within 12 months of death are not included in this calculation. The
Earnings Protector Death Benefit will never be less than zero.

When the Earnings Protector Death Benefit will be calculated:

The Earnings Protector Death Benefit will be calculated as of the first
Valuation Day as of which we have receipt of due proof of death and all
required forms at our Home Office.

Rider Charge

There will be a charge made for this rider, as shown on the Contract Data
Pages, while it is in effect. The charge will be calculated and deducted in
arrears. The charge is calculated [quarterly] as a percentage of the Contract
Value on that date and deducted [quarterly] from the Contract Value. If a
spouse is added as Joint Annuitant after the Contract is issued, a new charge
for the rider may apply. This new charge may be higher than the charge
previously applied for this rider. On the day the rider and/or the Contract
terminates, the charge for this rider will be calculated, prorata, and deducted.

The charge for this rider will be deducted from the Contract Value
proportionately across the Subaccounts and Guarantee Account in which you are
invested.

P5431 01/09                           1

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When this Rider is Effective

The effective date of this rider is the Contract Date unless another effective
date is shown on the Contract Data Pages. This rider may not be terminated
prior to the Annuity Commencement Date. When Income Payments begin, this rider
and its corresponding charge will terminate. If the Contract is surrendered or
otherwise terminated, this rider will terminate. If the contract is terminated
and later reinstated, this rider cannot be reinstated without our approval.

If a Joint Annuitant is added to the Contract after the date this rider is
issued, the calculation of benefits provided pursuant to this rider will be
determined based on the age of the Annuitant(s) on the date the Joint Annuitant
is added to the Contract.

Change of Ownership

In the event that the underlying Contract is assigned or sold, unless under a
court ordered assignment, this rider will terminate on such date of sale or
assignment.

Issue Age

This rider is only available if all Annuitants are age [75 or younger] on the
Contract Date.

Spousal Continuation

Upon the death of any Annuitant, if the designated beneficiary is a surviving
spouse who is an Annuitant and elects to continue the Contract, this rider will
continue. For purposes of this provision, all references to age at issue will
mean the age of all Annuitant(s) on the date the rider was issued. All
references to "sum of Purchase Payments paid" and "Purchase Payments paid" will
mean the Contract Value determined for the continued Contract on the same
Valuation Day after all benefits are paid under the Contract and any riders as
a result of the first death of an Annuitant.

Upon the death of any Annuitant, if the designated beneficiary is a surviving
spouse who is not an Annuitant, elects to continue the Contract and is age [75
or younger] on the date of the Annuitant's death, this rider will continue. The
charge for this rider may change. The charge for this rider and the calculation
of benefits provided pursuant to this rider when continued will be determined
based on the age of the surviving spouse on the date of the Annuitant's death.
For purposes of this provision, all references to age at issue will mean the
age of the surviving spouse on the date of death of the Annuitant. All
references to "sum of Purchase Payments paid" and "Purchase Payments paid" will
mean the Contract Value determined for the continued Contract on the same
Valuation Day after all benefits are paid under the Contract and any riders as
a result of the first death of an Annuitant.

For Genworth Life and Annuity Insurance Company,

                                                      /s/ Pamela S. Schutz
                                                  ------------------------------
                                                       [Pamela S. Schutz]
                                                            President

P5431 01/09                           2<PAGE>

                  GENWORTH LIFE AND ANNUITY INSURANCE COMPANY

                     JOINT OWNER AND ANNUITANT ENDORSEMENT

This endorsement is added to the Contract.

The Contract to which this endorsement is attached is amended by deleting the
Joint Owner and the Annuitant provisions in their entirety and replacing them
with the following:

Joint Owner

If the Owner is an individual (natural person), a Joint Owner may be named at
issue. The Joint Owner must be the Owner's spouse. If the Owner marries after
issue, the Owner may add his or her spouse as a Joint Owner after issue and
prior to the Annuity Commencement Date, provided that we receive the request to
add the spouse as a Joint Owner with satisfactory proof of marriage within one
year of the date of marriage. The Joint Owner has an undivided interest in the
Contract with the same ownership rights as the Owner. The Joint Owner and the
Owner share ownership equally with the right of survivorship. If either the
Owner or Joint Owner dies, the decedent's interest will pass to the survivor,
subject to the Death Provisions. Joint Owners are not permitted if the Owner is
a non-natural entity.

Annuitant

An Annuitant must be named. An Annuitant must be an individual (natural
person). If the Owner is a natural person, the Owner must also be an Annuitant
and may name his or her spouse as Joint Annuitant at issue. A Joint Owner must
also be a Joint Annuitant. If the Owner marries after issue, the Owner may add
his or her spouse as a Joint Annuitant after issue and prior to the Annuity
Commencement Date, provided that we receive the request to add the spouse as a
Joint Annuitant with satisfactory proof of marriage within one year of the date
of marriage and the Joint Annuitant meets the age requirements of the Contract
and any added optional riders. A non-natural entity Owner must name an
Annuitant at issue and may name the Annuitant's spouse as a Joint Annuitant.

If any Annuitant dies before the Annuity Commencement Date and the surviving
Owner is a natural person, the selected payment option will change to a single
Annuitant plan. If any Annuitant dies before the Annuity Commencement Date and
the Owner is a non-natural entity, the selected payment option will end.

For Genworth Life and Annuity Insurance Company,

                                                      /s/ Pamela S. Schutz
                                                  ------------------------------
                                                       [Pamela S. Schutz]
                                                            President

P5425 01/09                            1Employment Agreement - Joseph Redling

 Exhibit 10.17 
 SECOND AMENDMENT 
 TO THE 
 EMPLOYMENT AGREEMENT 
 (Joseph M. Redling) 
 THIS SECOND AMENDMENT, dated as of December 29, 2008 (the “Second Amendment”), is between NutriSystem, Inc., a Delaware
corporation (the “Company”), and Joseph M. Redling (the “Executive”). 
 RECITALS 
 WHEREAS, the Company and the Executive previously entered into an Employment Agreement, dated August 6, 2007, (the “Employment
Agreement”), and an Amendment, dated as of April 7, 2008, to the Employment Agreement (the “First Amendment”) that set forth the terms and conditions of the Executive’s employment with the Company; 
 WHEREAS, the Company and the Executive desire to amend the Employment Agreement and the First Amendment to comply with the requirements of section 409A
of the Internal Revenue Code of 1986, as amended, and the final regulations issued thereunder; and 
 WHEREAS, Section 14 of the
Employment Agreement provides that the Employment Agreement may be amended pursuant to a written amendment executed between the Executive and the Company. 
 NOW, THEREFORE, the Company and the Executive, each intending to be legally bound hereby, agree that, effective December 29, 2008, the Employment Agreement and First Amendment shall be amended as follows:

 A. Termination without Cause or Non-Renewal by the Company. Subsections (1) through (5) of Section 12 of the
Employment Agreement, and Part G of the First Amendment amending subsection (1) of the Employment Agreement, are hereby amended in their entirety to read as follows: 
 “(1) within 30 days following the Executive’s termination date, the Company will pay to the Executive a lump sum cash severance payment (the “Severance Payment”) in the amount equal to the
sum of: 
 (i) the greater of 12 months or the remainder (up to only a maximum of 24 months) of the Employment Term, of the
sum of (x) the Salary then in effect, plus (y) the Annual Bonus (calculated as equal to 100% of Salary) then in effect; 

 (ii) a pro rated amount of the Annual Bonus (calculated at 100% of Salary) from the first
day of the calendar year in which the termination occurred through the date of termination; and 
 (iii) the value of the
premium cost to the Company to continue the Executive on the Company’s group life and AD&D policy for the 12 month period following the Executive’s termination date; and 
 (2) the Executive’s group heathcare coverage will be continued for 12 months, at the Executive’s normal contribution rates; and 
 (3) all unvested shares of the Initial Stock Grant shall become vested; and 
 (4) the entire Performance Stock Grant shall become vested, except to the extent that vesting opportunities pursuant to the Performance Stock Grant have passed and the Executive’s opportunity to earn the
associated shares irrevocably has been lost; and 
 (5) the Executive and the Company will enter into, and the Executive must not revoke, a
mutual general release, which shall be a condition to the receipt of the termination benefits under this Section.” 
 B.
Section 409A of the Code. The first sentence of Section 18 of the Employment Agreement as added by Part H of the First Amendment is hereby amended in its entirety to read as follows: 
 “To the maximum extent permitted under section 409A of the Code and its corresponding regulations, the severance benefits payable under this
Agreement are intended to meet the requirements of the short-term deferral exemption under section 409A of the Code and the ‘separation pay exception’ under Treas. Reg. §1.409A-1(b)(9)(iii).” 
 C. Section 409A of the Code. A new paragraph is hereby added to the end of Section 18 of the Employment Agreement as added by Part H of
the First Amendment to read as follows: 
 “All reimbursements provided under this Agreement shall be made or provided in accordance with
the requirements of section 409A of the Code, including, where applicable, the requirement that (i) any reimbursement shall be for expenses incurred during the Executive’s lifetime (or during a shorter period of time specified in this
Agreement), (ii) the amount of expenses eligible for reimbursement during a calendar year may not affect the expenses eligible for reimbursement to be provided in any other calendar year, (iii) the reimbursement of an eligible expense will
be made on or before the last day of the calendar year following the year in which the expense is incurred, and (iv) the right to 
  

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 reimbursement is not subject to liquidation or exchange for another benefit. Any tax gross-up payments to
be made hereunder shall be made not later than the end of Executive’s taxable year next following Executive’s taxable year in which the related taxes are remitted to the taxing authority.” 
 D. Excise Tax. The first two sentences of Paragraph 3 of Appendix A of the Employment Agreement are hereby amended in their entirety to read as
follows: 
 “An initial Tax Gross-Up Payment shall be made to the Executive on the date that any payment (which for this purpose includes
the acceleration of vesting of any equity rights held by the Executive) is subject to the Excise Tax, and within ten (10) days after each date that any portion of any Total Payment becomes subject to the Excise Tax (each such date is referred
to as a “Payment Date”). If the amount of the Excise Tax cannot be fully determined by the Payment Date, the Company shall pay to the Executive by the Payment Date an estimate of such payment, determined by the Company reasonably and in
good faith, and the Company shall pay to the Executive the remainder of such payment (if any) as soon as the amount thereof can be determined but in no event later than twenty (20) days after the Payment Date.” 
 E. Effect on Employment Agreement and First Amendment. In all respects not modified by this Amendment, the Employment Agreement and the First
Amendment are hereby ratified and confirmed. 
 IN WITNESS WHEREOF, the Company and the Executive agree to the terms of the foregoing Second
Amendment, effective as of the date first written above. 
  

			
	NUTRISYSTEM, INC.
		
	By:	 	 /s/    David D. Clark

	 Name:
	 	David D. Clark
	 Title:
	 	Chief Financial Officer
	
	 EXECUTIVE
  

	 /s/    Joseph M. Redling

	 Name:
	 	Joseph M. Redling

  

 3

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