Document:

Exhibit 10.1

 

SOFTWARE
LICENSE AND SERVICES AGREEMENT

 

THIS
SOFTWARE LICENSE AND SERVICES AGREEMENT and the Exhibits attached hereto (collectively, the "Agreement") is entered
into by and between MYECHECK, INC., a Wyoming corporation ("MYECHECK"), and INTERPAY, a Nevada corporation ("Licensee"),
on September 1, 2013 (the "Effective Date"). In consideration of the mutual covenants and conditions contained herein,
the parties agree as follows:

 

1. DEFINITIONS.
The following definitions apply throughout this Agreement:

 

1.1
"Documentation" means MyECheck's published user manuals relating to the Software as of the Effective Date or as it relates
to any Modification or Major Release as of the date of delivery of each Modification or Major Release, as applicable.

 

1.2
"Error" means any failure of the Software to operate in conformance with the Documentation in any material respect.

 

1.3
"Maintenance" shall mean the services provided by MyECheck to Licensee as set forth in Section 7 and Exhibit B attached
hereto.

 

1.4
"Modification" means any revisions, enhancements, bug fixes, patches, Error resolutions and all other changes to the
Software required to insure that the Software operates in conformance with the Documentation and Specifications.

 

1.5
"Order" means the form forwarded by MyECheck, substantially equivalent to Exhibit A to this Agreement, to purchase a
license to use Software or to purchase Maintenance under this Agreement.

 

1.6
"Production" means Licensee's use of the Software to provide e-commerce functionality to Licensee's customers (or potential
customers) through a live Licensee service or Licensee customer, partner or affiliate service.

 

1.7
"Professional Services Agreement" means the agreement attached hereto as Exhibit C and all written statements of work
signed by Licensee and related thereto.

 

1.8
"Software" means the software modules listed in Exhibit A and any Major Releases, Modifications, interim releases, bug
fixes and patches applicable to such software modules.

 

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1.9
"Source Code" means the Software fully documented in its source code (i.e., human readable) form; (ii) a compiler, similar
computer program or any other software which is necessary to convert the source code form into the object code form of the Software;
and (iii) runtime software necessary to execute the source code form of the Software, including but not limited to interpreters
and templates. Also for the purposes of this Agreement, "Commentary" shall include explanations, flow charts, schematics,
algorithms, subroutine descriptions, class and object descriptions, memory and overlay maps, statements of principles of operations,
architecture standards, data flow descriptions, class, base-class and sub-class descriptions, data structures and control logic
of the software and any other documentation of the source code form of the Software, all in sufficient detail to enable a trained
programmer through study of such materials to maintain and/or modify the software without undue experimentation.

 

2.
LICENSE GRANT. Subject to the terms and conditions of this Agreement, including Exhibit A hereto, MyECheck hereby grants
to Licensee (and its successors and assigns as permitted herein) a perpetual, non-sublicensable, non-exclusive, non-transferable
(except as otherwise expressly set forth herein), enterprise-wide right and license to use, maintain, modify, enhance and create
derivative works from the Software (in object code form only and only in accordance with the Documentation) and the Documentation
for Licensee's business use in accordance with the provisions of Section 3, and to make as many backup (non-use other than for
disaster testing and recovery purposes) copies as may be necessary, provided that Licensee shall keep a record of each such backup
copy and the location of its storage, and shall provide any and all such records to MyECheck upon request. Licensee must reproduce
and include any and all copyright, proprietary and any other notices that appear on the original Software and any media therefore
on any copies made by Licensee. Licensee may exercise its rights hereunder through third party subcontractors for the sole purpose
of assisting Licensee in its permitted use of the Software; provided, however, that each such third party subcontractor must agree
in a legally binding writing, to which MyECheck is a named third party beneficiary, to be bound by terms and conditions at least
as protective of and beneficial to MyECheck as those set forth herein.

 

3. RESTRICTIONS
ON USE.

 

3.1
Proprietary Rights. Licensee acknowledges that the Software, its structure, organization and Source Code, and the Documentation
are the property and constitute valuable trade secrets of MyECheck and its suppliers. Licensee agrees not to: (a) decompile or
disassemble the Software, separate the Software into its component parts, or in any way attempt to reconstruct or discover any
source code or algorithms of the Software by any means whatsoever; (b) remove any product identification, trademark, copyright,
confidentiality, proprietary or other notice contained on or within the Software; (c) modify or create any derivative works from
the Software or any part thereof, except to the extent that the Software provides for user-modifiable components (d) except as
otherwise permitted herein, sell, sublicense, lease, rent, loan, assign, convey or otherwise transfer the Software or any component
thereof; (e) otherwise copy or use the Software for any purpose or in any manner not expressly permitted in this Agreement; or
(f) knowingly permit or encourage any third party to do any of the foregoing. All assistance requested by Licensee for integration
with existing or proposed Licensee systems or software shall be provided by MyECheck in accordance with Section 7. All rights
in and to the Software and Documentation not expressly granted to Licensee in this Agreement are reserved by MyECheck and its
suppliers.

 

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3.2
Restrictions. Licensee shall use the Software only on the operating system specified in Exhibit A; provided, however, that a breach
of this sentence by Licensee shall not be considered a material breach.

 

4.
ORDERING AND DELIVERY. An Order will be binding on both parties when signed by authorized representatives of Licensee. Each Order
shall include the following information: (a) the Software licensed or to which Support and Maintenance shall apply, and (b) the
applicable fees. No additional or different terms in any purchase order or similar document shall modify the terms of this Agreement.
For purposes of this Agreement, initial delivery of the Software and Documentation will be deemed to have occurred upon MyECheck
providing Licensee with a password to access a web page from which Licensee may download the Software and Documentation. The Software
will be deemed accepted upon initial delivery, subject to the warranties in Section 9.

 

5.
LICENSE FEES AND PAYMENT. Licensee shall pay to MyECheck the license fees for the Software set forth in Exhibit A (the "License
Fees"). All fees hereunder exclude all applicable sales, use, value-added, property and other taxes, including duties and
similar mandatory payments, and Licensee will be responsible for payment of all such taxes (other than taxes based on MyECheck's
net income), and any related penalties and interest, arising from the payment of such fees, the delivery or license of the Software,
or the provision of any services to Licensee. All amounts under this Agreement are in U.S. dollars and payment must be made in
such. Licensee will make all payments of amounts due under this Agreement to MyECheck free and clear of, and without reduction
for, any withholding taxes. If Licensee is legally required to make any such withholding from any payment due to MyECheck under
this Agreement, the sum payable by Licensee upon which such withholding is based shall be increased to the extent necessary to
ensure that, after such withholding, MyECheck receives an amount equal to the amount MyECheck would have received in the absence
of such withholding. Licensee will provide MyECheck with official receipts issued by the appropriate taxing authority, or such
other evidence as MyECheck may reasonably request, to establish that such taxes have been paid. MyECheck reserves the right to
charge interest on any overdue amounts at a rate of one and one-half percent (1.5%) per month or the maximum rate permitted by
applicable law, whichever is less, from the due date until paid plus reasonable costs incurred in collection (including reasonable
attorneys' fees).

 

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6. OWNERSHIP
OF DERIVATIVE WORKS.

 

Derivative
Works. Any and all derivative works to the Software which are created pursuant to this Agreement shall be owned by MyECheck, but
Licensee shall have the same rights and licenses to such derivative works as Licensee has to the Software.

 

7. MAINTENANCE.

 

7.1
Maintenance Terms. Maintenance provided by MyECheck shall be pursuant to MyECheck's standard maintenance terms, a copy of which
is attached hereto as Exhibit B. Maintenance shall be provided solely to the Maintenance site set forth in Exhibit A.

 

7.2
Maintenance Fees and Payment. Licensee shall pay to MyECheck the Maintenance fee set forth in Exhibit A for Maintenance for twelve
(12) months from the Effective Date. Additional periods in one year increments and shall be priced at MyECheck's then-current
standard license fee; provided, however, that in no event shall Licensee's Maintenance fee relating to the licenses purchased
by Licensee on the Effective Date increase by more than ten percent (10%) from year to year after the second consecutive 12 month
term of licensing . Licensee's payment of Maintenance fees shall be due in advance, on the first day of each month, (prorated
for partial months). In the event that Maintenance is discontinued or suspended, to reinstate or renew Maintenance Licensee must
first pay MyECheck Maintenance fees for the interim period during which Maintenance was discontinued or suspended and MyECheck
may in its sole discretion elect not to accept such renewal or reinstatement.

 

8.
SERVICES. Services (other than support and maintenance services provided pursuant to Exhibit B), if any, to be provided to Licensee
by MyECheck shall be under the terms of Exhibit C attached hereto ("Services Exhibit").

 

9. WARRANTY.

 

9.1
Limited Software Warranty. MyECheck represents, warrants, and covenants that:

 

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MyECheck
warrants to the original end user (“Customer”), and not to subsequent end users, of the Extreme Networks software
product (“Software”) that for ninety (90) days from the date of installation of the Software from MyECheck, the Software
shall substantially conform with the specification for the Software at the (“Documentation”). MyECheck does not warrant
(i) that the Software is error free, (ii) that Customer will be able to operate the Software without problems or interruptions
or (iii) that the Software will be free of vulnerability to intrusion or attack. Except for the limited warranty set forth in
this section, the Software is provided “AS IS.”

 

9.2
Disclaimer. EXCEPT FOR THE LIMITED REPRESENTATIONS, WARRANTIES, AND COVENANTS EXPRESSLY STATED HEREIN, THE SOFTWARE, DOCUMENTATION
AND MAINTENANCE, AS WELL AS ALL SERVICES, ARE PROVIDED "AS IS," AND MYECHECK AND ITS SUPPLIERS HEREBY EXPRESSLY DISCLAIM
ANY AND ALL WARRANTIES OF ANY KIND OR NATURE, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION THE IMPLIED
WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. EXCEPT FOR THE LIMITED REPRESENTATIONS,
WARRANTIES AND COVENENANTS EXPRESSLY STATED HEREIN, MYECHECK AND ITS SUPPLIERS DO NOT WARRANT OR REPRESENT THAT THE SOFTWARE,
DOCUMENTATION OR MAINTENANCE WILL BE FREE FROM BUGS OR THAT THEIR USE WILL BE UNINTERRUPTED OR ERROR-FREE, OR MAKE ANY OTHER REPRESENTATIONS
REGARDING THE USE, OR THE RESULTS OF THE USE, OF THE SOFTWARE OR DOCUMENTATION IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY,
OR OTHERWISE. Licensee ACKNOWLEDGES THAT MYECHECK IS NOT RESPONSIBLE FOR AND WILL HAVE NO LIABILITY FOR HARDWARE, SOFTWARE OR
OTHER ITEMS OR ANY SERVICES PROVIDED BY ANY PERSON OR ENTITY OTHER THAN MYECHECK OR ITS EMPLOYEES, AGENTS OR CONTRACTORS OR FOR
NETWORK FAILURE. Licensee FURTHER ACKNOWLEDGES THAT IT HAS RELIED ON NO WARRANTIES OTHER THAN THE EXPRESS WARRANTIES SET FORTH
IN THIS AGREEMENT.

 

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10.
CONFIDENTIALITY. In the course of performing this Agreement, the parties may disclose to each other Confidential Information.
"Confidential Information" shall mean any and all non-public technical and non-technical information provided by either
party to the other, including but not limited to (i) patent and patent applications; (ii) trade secrets; and (iii) proprietary
information including, but not limited to, ideas, sketches, techniques, drawings, works of authorship, models, inventions, know-how,
processes, apparatuses, equipment, algorithms, software programs, software source documents, and formulae related to the current,
future and proposed products and services of each of the parties, and including, without limitation, their respective information
concerning research, experimental work, development, design details and specifications, engineering, financial information, procurement
requirements, purchasing, manufacturing, customer lists, investors, employees, business and contractual relationships, business
forecasts, sales, merchandising, marketing plans and information the disclosing party provides regarding third parties. All Confidential
Information shall remain the sole property of the disclosing party, and the receiving party shall have no interest in or rights
with respect thereto except as expressly set forth in this Agreement. Each party agrees: (i) not to use any Confidential Information
of the other party for any purpose except in the performance of its obligations under this Agreement or as otherwise expressly
permitted hereunder; (ii) to disclose such Confidential Information only to employees (or third party subcontractors permitted
under this Agreement) who have a need to know such Confidential Information for purposes of this Agreement and who are under a
duty of confidentiality no less restrictive than that set forth herein; (iii) to protect such Confidential Information from unauthorized
use, access or disclosure in the same manner that it protects its own similar Confidential Information, but in no event with less
care than a reasonably prudent business would exercise and (iv) to promptly notify the other party of any actual or potential
unauthorized access to or use of Confidential Information. The foregoing restrictions on disclosure shall not apply with respect
to any information which: (a) was or becomes generally known or publicly available through no act or failure to act on the part
of the receiving party; (b) is known by the receiving party without restrictions on disclosure at the time of receiving such information
as evidenced by its records; (c) is rightfully furnished to the receiving party without restrictions on disclosure by a third
party without a breach of such third party's obligations of confidentiality; or (d) is required by law to be disclosed by the
receiving party, provided that the receiving party: (x) gives the disclosing party prompt written notice of such requirement prior
to such disclosure; (y) provides assistance in obtaining an order protecting Confidential Information from disclosure; and (z)
discloses information only to the extent required by law. Licensee further agrees not to disclose to any third party any performance
information (including, without limitation, benchmarks) relating to the Software except as otherwise expressly contemplated herein.
This Section 10 will survive any termination of the Agreement for a period of three (3) years with respect to non-technical information
and in perpetuity with respect to technical information, including the Software, the Documentation and any code.

 

11.
MYECHECK INDEMNITY. MyECheck agrees to indemnify, defend and hold harmless Licensee, its officers, directors, employees and agents
from and against all damages and costs (including reasonable attorneys' fees) finally awarded against Licensee (or finally settled
upon) and arising from or relating to:

 

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(i)
any claim brought against Licensee by a third party alleging that the Software directly infringes any patent, copyright, trademark
or other intellectual property right or misappropriates any trade secret (recognized as such under the Uniform Trade Secrets Act).
The parties acknowledge and agree that MyECheck's obligations under this item (i) of this Section 11 are conditioned upon Licensee
providing MyECheck: (a) prompt written notice of the existence of such claim, suit, action or proceeding (each a "claim");
provided that a failure of the Licensee to promptly notify MyECheck shall not relieve MyECheck of liability hereunder except to
the extent that MyECheck 's defenses to such claim are materially impaired by such failure to promptly notify; (b) sole control
over the defense or settlement of such claim, it being agreed that MyECheck shall not enter into any settlement imposing any liability
or obligation on Licensee without Licensee's prior written consent; and (c) assistance at MyECheck's request and sole expense,
to the extent reasonably necessary for the defense or settlement of such claim. If any claim that MyECheck is obligated to defend
has occurred or, in MyECheck's opinion, is likely to occur, MyECheck may, at its option and expense either (1) obtain for Licensee
the right to continue to use the applicable Software, (2) replace or modify the Software so it becomes non-infringing, without
materially adversely affecting the Software's specified functionality, or (3) if (1) or (2) are not readily available after using
reasonable commercial efforts or, if neither of the foregoing options is commercially reasonable, refund all fees paid by Customer
and terminate this Agreement; provided that termination pursuant to this subsection 11(ii)(3) shall be deemed a termination by
Licensee for cause. Notwithstanding the foregoing, MyECheck shall not indemnify, defend or hold harmless Licensee for any claims
solely based on: (a) any Licensee or third party intellectual property or software incorporated in or combined with the Software
where in the absence of such incorporated or combined item, there would not have been infringement, but excluding any third party
software or intellectual property incorporated into the Software at MyECheck's discretion; (b) Software which has been altered
or modified by Licensee, by any third party or by MyECheck at the request of Licensee (where MyECheck had no discretion as to
the implementation of modifications to the Software or Documentation directed by Licensee), where in the absence of such alteration
or modification the Software would not be infringing; or (c) use of any version of the Software with respect to which MyECheck
has made available a non-infringing updated, revised or repaired subsequent version or other applicable update, patch or fix;

 

(ii)
the use of MyECheck's premises by Licensee employees pursuant to this Agreement; or

 

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(iii)
any claim of personal injury or tangible personal property damage (excluding data) of whatsoever nature or kind arising, in whole
or in part, out of, as a result of, or in connection with the gross negligent or willful misconduct of MyECheck, its employees,
subcontractors or agents. Furthermore, MyECheck agrees to maintain commercial general liability insurance of at least $2.5 million,
covering MyECheck's obligations contained herein on a claims-made basis with coverage for at least one year from the date of completion
of the services. The provisions of this Section 11 herein shall survive for a period of one year following the earlier of (a)
completion of the Maintenance services or (b) termination of this Agreement.

 

12.
Licensee INDEMNITY. Licensee agrees to indemnify, defend and hold harmless MyECheck from and against all damages and costs (including
reasonable attorneys' fees) finally awarded against MyECheck (or finally settled upon) and arising from: (i) any claim of personal
injury or tangible personal property damage (excluding data) of whatsoever nature or kind arising, in whole or in part, out of,
as a result of, or in connection with the gross negligent or willful misconduct of Licensee, its employees, subcontractors or
agents; (ii) any claim brought against MyECheck by a third party alleging that the Licensee Materials (as defined in Exhibit C)
directly infringe any U.S. copyright or trademark or misappropriate any trade secret (recognized as such under the Uniform Trade
Secrets Act) in existence as of the Effective Date; or (iii) any claim brought against MyECheck by a third party arising from
or relating to any modification of the Software by Licensee or any use of the Software other than as permitted under this Agreement.
The parties acknowledge and agree that Licensee's obligations under this section are conditioned upon MyECheck providing Licensee:
(1) prompt written notice of the existence of such claim, suit, action or proceeding (each a "claim"); (2) sole control
over the defense or settlement of such claim; and (3) assistance at Licensee's request to the extent reasonably necessary for
the defense of such claim. The foregoing sets forth Licensee's sole and exclusive obligation and MyECheck's sole and exclusive
remedy for any claim of intellectual property infringement or misappropriation relating to the Licensee Materials. Notwithstanding
the foregoing, Licensee shall not indemnify, defend or hold harmless MyECheck for any claims arising from: (a) any MyECheck intellectual
property or software incorporated in or combined with the Licensee Materials where in the absence of such incorporated or combined
item, there would not have been infringement; (b) Licensee Materials which have been altered or modified by MyECheck (other than
in response to a request by Licensee), where in the absence of such alteration or modification the Licensee Materials would not
be infringing; (c) use of an any version of the Licensee Materials for which Licensee has made available an updated, revised or
repaired subsequent version; or (d) the gross negligence or willful misconduct of MyECheck or any of its agents, subcontractors
or employees. Upon notice of any claim of infringement or upon reasonable belief of the likelihood of such a claim, Licensee shall
have the right, at its option, to: (x) obtain the rights to continued use of the Licensee Materials; (y) substitute other suitable,
functionally-equivalent, non-infringing materials; or (z) replace or modify the Licensee Materials or their design so that they
are no longer infringing. Furthermore, Licensee agrees to maintain commercial general liability insurance
of at least $2.5 million, covering Licensee's obligations contained herein on a claims-made basis with coverage
for at least one year from the date of completion of the services. The provisions of this Section 12
herein shall survive for a period of one year following the earlier of (a) completion of the Maintenance services or (b) termination
of this Agreement.

 

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13.
Limitation of Liability. EXCEPT FOR ANY BREACH OF SECTION 9 OR WITH REGARD TO ANY DUTY OR OBLIGATION REQUIRED PURSUANT TO SECTION
11 OR 12 OR WITH REGARD TO ANY ACT OF GROSS NEGLIGENCE OR WILLFUL MISCONDUCT, AND TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW,
NEITHER PARTY HERETO NOR ITS SUPPLIERS SHALL BE LIABLE FOR ANY LOSS OF USE OR GOODWILL, INTERRUPTION OF BUSINESS, LOSS OR INACCURACY
OF BUSINESS INFORMATION, LOST PROFITS, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR ANY INDIRECT, SPECIAL, INCIDENTAL,
EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY KIND REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE),
STRICT PRODUCT LIABILITY, OR OTHERWISE, EVEN IF IT OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. EXCEPT
FOR ANY BREACH OF SECTION 3.1 OR 9 OR WITH REGARD TO ANY DUTY OR OBLIGATION REQUIRED PURSUANT TO SECTION 11 OR 12 OR WITH REGARD
TO ANY FEE PAYMENT OBLIGATIONS OR ACT OF GROSS NEGLIGENCE, BAD FAITH OR WILLFUL MISCONDUCT, IN NO EVENT SHALL EITHER PARTY'S LIABILITY
TO THE OTHER ARISING FROM OR RELATING TO THIS AGREEMENT EXCEED THE AMOUNT OF LICENSE FEES RECEIVED BY MYECHECK UNDER THIS AGREEMENT.
THE EXISTENCE OF ONE OR MORE CLAIMS WILL NOT ENLARGE THIS LIMIT. THE PARTIES ACKNOWLEDGE AND AGREE THAT THIS SECTION IS AN ESSENTIAL
ELEMENT OF THE AGREEMENT AND THAT IN ITS ABSENCE, THE ECONOMIC TERMS OF THIS AGREEMENT WOULD BE SUBSTANTIALLY DIFFERENT.

 

14. TERM
AND TERMINATION.

 

14.1
Term. This Agreement shall remain in effect unless and until terminated as provided herein.

 

14.2
Termination. Licensee may terminate this Agreement at any time for any reason following thirty (30) days notice to MyECheck. Either
party may terminate this Agreement if the other party fails to cure any breach of this Agreement within thirty (30) days after
receiving notice of the occurrence of such breach (or immediately in the case of a material breach of a material term within Section
3 or Section 9).

 

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14.3
Effects of Termination. Upon termination of this Agreement for any reason, any amounts owed under this Agreement will be immediately
due and payable all rights and licenses granted under this Agreement will immediately cease to exist, and Licensee must promptly
discontinue all use of the Software and Documentation. Upon termination Licensee shall erase all copies of the Software and Documentation
from Licensee's computers, return to MyECheck or destroy all copies of the Software and Documentation on tangible media in Licensee's
possession or control and certify in writing to MyECheck that it has fully complied with these requirements.

 

14.4
Survival. Sections 1, 3, 5, 6, 9, 10, 11, 12, 13, 14 and 15 shall survive any termination hereof.

 

15. GENERAL.

 

15.1
Independent Contractors. The relationship of MyECheck and Licensee established by this Agreement is that of independent contractors,
and nothing contained in this Agreement shall be construed to: (i) give either party the power to direct and control the day-to-day
activities of the other, (ii) constitute the parties as partners, joint venturers, co-owners or otherwise as participants in a
joint or common undertaking, or (iii) allow either party to create or assume any obligation on behalf of the other party for any
purpose whatsoever.

 

15.2
Compliance with Laws. Each party will comply with all applicable export and import control laws and regulations in its use of
the Software and will not export or re-export the Software without all required United States and foreign government licenses.

 

15.3
Press Release. The parties shall issue their respective or mutually agreed press release(s) by each party regarding Licensee's
engagement of MyECheck and use of the Software pursuant to this Agreement (excluding any press release regarding any Letter of
Intent). MyECheck may develop and, with the Licensee's prior written consent (such consent not to be unreasonably withheld or
delayed) publish a case study, highlighting the main benefits provided by MyECheck and the Software, when the first Licensee site
goes into Production. MyECheck agrees not to publicly issue any press release without Licensee's prior approval (which approval
will not be unreasonably withheld or delayed).

 

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15.4
Notices. Any notice required or permitted hereunder shall be in writing and delivered in person or by means evidenced by a delivery
receipt to the address specified below and will be effective upon receipt. Either party may change its contact information upon
written notice to the other party.

 

15.5
Assignment. This Agreement may not be assigned or transferred by Licensee (in whole or in part and whether voluntarily, involuntarily,
or by operation of law) without the prior written consent of MyECheck and any attempt to do so shall be null and void and of no
effect. Notwithstanding the foregoing, Licensee may assign this Agreement to an entity that acquires or succeeds to all or substantially
all of Licensee's business and assets (a “Successor") by providing thirty (30) days prior written notice to MyECheck,
and provided that: (i) MyECheck does not reasonably consider such Successor a direct competitor; and (ii) such assignment is in
writing and states that such Successor is accepting all obligations of Licensee under this Agreement and agrees to be bound by
and discharge each of the Agreement's terms, conditions, and obligations as if it were the original party hereto.

 

15.6
Governing Law. This Agreement shall be deemed to have been made and performed in, and shall be construed pursuant to the laws
of the State of California, excluding application of its conflict of laws principles. In the event MyECheck initiates any legal
proceeding with regard to the interpretation or enforcement of this Agreement, the parties hereby agree to submit to the exclusive
jurisdiction of the appropriate state and federal courts of the State of California. In the event that Licensee initiates any
legal proceeding with regard to the interpretation or enforcement of this Agreement, the parties hereby agree to submit to the
exclusive jurisdiction of the appropriate state and federal courts of the State of California, County of El Dorado. Each party
irrevocably waives, to the maximum extent permitted by applicable law, any objection that it may now or hereafter have to the
laying of venue for any such proceeding brought in such courts and any claims that any proceeding brought in any such court has
been brought in an inconvenient forum. If either party retains counsel for the purpose of enforcing or preventing the breach or
threatened breach of any provision contained herein or otherwise retains counsel to enforce any right or remedy it may have, then
the prevailing party will be entitled to be promptly reimbursed by the non-prevailing party for all reasonable costs, fees and
expenses, including reasonable attorneys' fees, expended or so incurred by the prevailing party. The United Nations Convention
on Contracts for the International Sale of Goods is specifically disclaimed and shall not apply to this Agreement.

 

15.7
Remedies. Each party recognizes and agrees that there is no adequate remedy at law for a threatened or actual breach of Section
3, Section 6, Section 10 or Section 15.3, that such a breach would irreparably harm the non-breaching party and that such non-breaching
party is entitled to seek equitable relief (including an injunction) with respect to any such breach or potential breach, in addition
to any other remedies available at law.

 

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15.8
Waivers and Amendments. Any waiver of or amendment to the terms of this Agreement shall be effective only if made in writing and
signed by an authorized and duly empowered representative of each of the parties hereto. No failure to exercise, and no delay
in exercising any right hereunder will operate as a waiver thereof, nor will any single or partial exercise of any right hereunder
preclude further exercise of any right hereunder.

 

15.9
Reference. Upon MyECheck's reasonable request (or the reasonable request of a third party directed to Licensee by MyECheck), Licensee
may act as a reference for MyECheck, including taking reference calls from prospective MyECheck customers to discuss the merits
of the Software and to share Licensee's experience working with MyECheck.

 

15.10
Severability. If any provision of this Agreement is found by a court of competent jurisdiction to be unenforceable or invalid,
that provision shall be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible
under applicable law and the remaining provisions shall remain in full force and effect. Licensee agrees that Section 13 will
remain in effect notwithstanding the enforceability or unenforceability of any provision of Section 9.

 

15.11
Confidentiality of Agreement. Neither party will disclose any terms of this Agreement, including prices or discounts, to anyone
other than its attorneys, accountants or other professional advisors or to any investor or potential investor who agrees to maintain
the confidentiality of such information. Notwithstanding the foregoing, either party may make limited disclosure of the terms
of this Agreement to the extent required by law, provided that the disclosing party: (i) provides the non-disclosing party reasonable
prior notice of such disclosure, and (ii) uses its best efforts to protect and limit the disclosure of such information to the
extent possible. Notwithstanding the foregoing, Licensee agrees that MyECheck may acknowledge Licensee as a MyECheck customer.

 

15.12
Construction. Section headings in this Agreement are for convenience only and are not to be used in interpreting this Agreement.
As used in this Agreement, the word "including" means "including but not limited to". The parties acknowledge
and agree that no implied rights or licenses are conveyed by this Agreement, that all rights are specific to the parties and do
not extend to their parents, subsidiaries or affiliates and that all rights in and to the Software not expressly granted to Licensee
in this Agreement are reserved by MyECheck and its suppliers.

 

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15.13
Promotion. Each party hereby grants to the other party a nonexclusive, non-transferable, right and license to display such party's
trademarks and logo (subject to the terms and conditions of such party's standard trademark usage guidelines) for purposes of
reference and acknowledgement.

 

15.14
Counterparts. This Agreement may be executed in counterparts, each of which will be considered an original, but all of which together
will constitute the same instrument. Execution and delivery of this Agreement may be evidenced by facsimile transmission.

 

15.15
Inspection Rights. Upon reasonable notice and under the confidentiality terms of Section 10 MyECheck shall have the right once
per year to reasonably inspect the Licensee's premises and relevant records to determine compliance with this Agreement.

 

15.16
Force Majeure. Any delay in the performance of any duties or obligations of either party (except the payment of money owed) will
not be considered a breach of this Agreement if such delay is caused by a labor dispute, market shortage of materials, fire, earthquake,
flood or any other event beyond the control of such party, provided that such party uses reasonable efforts, under the circumstances,
to resume performance as soon as reasonably practicable.

 

15.17
U.S. Government Rights. The Software is a "commercial item," as that term is defined at 48 C.F.R. 2.101 (Oct. 1995),
consisting of "commercial computer software" and "commercial computer software documentation," as such terms
are used in 48 C.F.R. 12.212 (Sept. 1995). Consistent with 48 C.F.R. 12.212 and 48 C.F.R. 227.7202-1 through 227.7202-4 (June
1995) (or an equivalent provision, e.g., in supplements of various U.S. government agencies, as applicable), all U.S. Government
users acquire the Software with only those rights set forth herein.

 

15.18
Section 365(n) of Internal Revenue Code. All rights and licenses granted under or pursuant to this Agreement by MyECheck to Licensee
are, and shall otherwise be deemed to be, for purposes of Section 365(n) of the United States Bankruptcy Code (the "Code"),
licenses to rights to "intellectual property" as defined under the Code. The parties agree that Licensee, as licensee
of such rights under this Agreement, shall retain and may fully exercise all of its rights and elections under the Code. The parties
further agree that, in the event of the commencement of bankruptcy proceeding by or against MyECheck under the Code, Licensee
shall be entitled to retain all of its rights under this Agreement.

 

    	13

    	 

    

 

15.19
Parties Advised by Counsel. This Agreement has been negotiated between parties who are sophisticated and knowledgeable in the
matters contained herein and who have been represented by legal counsel. The provisions of this Agreement shall be interpreted
in a reasonable manner to effect the intentions of the parties and any rule of law (including Section 1654 of the California Civil
Code and any other authority of any jurisdiction of similar effect) which would require interpretation of any ambiguities in this
Agreement against the drafting party is not applicable and is hereby waived. 

 

15.20
Entire Agreement. Both parties agree that this Agreement, along with the Exhibits hereto, is the complete and exclusive statement
of the mutual understanding of the parties and supersedes and cancels all previous and contemporaneous written and oral agreements
and communications relating to the subject matter of this Agreement.

 

15.21
Remedies. The rights and remedies of each party as set forth in this Agreement are not exclusive and are in addition to any other
rights and remedies available to it in law or in equity.

 

IN
WITNESS WHEREOF, the parties have caused their duly authorized representatives to enter into this Agreement, effective as of the
Effective Date.

 

	MYECHECK, INC.	 	Licensee INTERPAY INC
	 	 	 

	BY:	 	 	BY:	 

	PRINT NAME: Ed  Starrs	 	PRINT NAME:   Ken Lelek
	TITLE:   CEO	 	TITLE:   President
	 	 	 
	ADDRESS FOR NOTICE:	 	ADDRESS FOR NOTICE:
	MyECheck, Inc.	 	Interpay, Inc.
	3941 Park Dr., Suite 20-179	 	1525 Tynebridge Lane
	El Dorado Hills, CA 95762	 	Whistler, BC V0N 1B1
	USA	 	Canada
	Phone: (916) 365-6963	 	Phone:     (604) 628-1726

 

    	14

    	 

    

  

EXHIBIT
A

 

 SOFTWARE
MODULES

LICENSE
FEES

 

	SOFTWARE LICENSE FEE 	$75,000.00 payable

 within seven
    (7) days.

 

TRANSACTION
FEES

 

Transaction
1 through 200,000 per calendar month  $0.25

 

Transaction
200,001 and over per calendar month   $0.20

 

To run on
Linux, Apache, & PGSQL

 

		·	Patent
                                         enabling x9 file creation software (checkEngine) [compiled C code, multi threaded]

 

		·	Database
                                         Schema for payment system [for PGSQL]

 

		·	Web
                                         application for transaction collection and processing

 

		·	Bank
                                         and Merchant reporting engine

 

		·	Web
                                         based merchant reporting

 

		·	Web
                                         based Administration (minimal)

 

Licensor
owns certain proprietary software technology to create mobile apps that enable and facilitate electronic payment of funds from
a consumer’s bank account without need for the use of a check, a credit card, or a debit card that conform to ANSI X9 standards.

 

Licensor will deliver the
following to Licensee:

 

(A)
A mobile app (“App”) that is accessible and downloadable for devices running Android, Blackberry, iOS, and Windows
to be used to make mobile payments to a corresponding terminal, and supported by software developed by Licensor.

 

    	15

    	 

    

  

(B)
The App will be customized with security features designed to help enable users to conform with Federal and State of California
laws to process payments for Medical Marijuana, Gambling, and General Retail. This may entail three separate versions of the App.

 

(C) The App will be fully branded pursuant to Licensee’s specifications, including the App name, color schemes, and logo.

 

(D)
The App will run and operate on Licensor’s MyEcheck software to process payments including transaction fees payable to Licensor.

 

(E) Licensor shall implement, administer, host, and maintain the App and the software for the corresponding terminal.

 

    	16

    	 

    

  

EXHIBIT
B

 

MAINTENANCE
EXHIBIT

 

1.
SCOPE OF COVERAGE. Upon payment of applicable fees, MyECheck will provide consulting and maintenance services pursuant to this
Exhibit ("Maintenance") for a period of twelve (12) months following the date of execution of this agreement.

 

2.
MAINTENANCE SERVICES. Subject to the terms of this Exhibit and Licensee's payment of all Maintenance fees, MyECheck will provide
the following:

 

2.1.
Severity Levels. MyECheck will use commercially reasonable efforts to acknowledge and address, as described below, reported and
reproducible material errors in the Software which prevent the Software from performing substantially in accordance with the Documentation
(each an "error or issue"). MyECheck recognizes three severity levels of Software errors or issues:

 

(a)
Severity 1 - Major System Impact. The Software suffers an error or issue which cannot be reasonably circumvented and which either
(i) prevents Licensee from being able to execute transactions through the Software or (ii) otherwise so substantially impairs
the performance of the Software as to effectively render it unusable. MyECheck will use commercially reasonable efforts to acknowledge
any such reported error or issue as promptly as possible (but in no event longer than two (2) hours) and, if Licensee is using
the Software in Production, will work 24 hours a day, 7 days a week using commercially reasonable efforts to promptly address
and remedy such error or issue.

 

(b)
Severity 2 - Moderate System Impact. The Software suffers an error or issue (which is not of Severity 1) which cannot be reasonably
circumvented and which substantially impairs the use of one or more portions or features of the Software required by Licensee
to perform necessary business functions. MyECheck will acknowledge any such reported error or issue promptly, but in no event
longer than within four (4) hours and, if Licensee is using the Software in Production, will use commercially reasonable efforts
to address and remedy such error with timeliness corresponding to the severity of the impact of such error on Licensee's business
operation, including but not limited to working continually to address and remedy such error during MyECheck's normal Maintenance
hours.

 

(c)
Severity 3 - Minor System Impact. The Software suffers an error or issue (which is not of Severity 1 or Severity 2) which impairs
the use of one or more portions or features of the Software, but the reported error or issue can be reasonably circumvented. MyECheck
will acknowledge any such reported error or issue within one (1) business day and will work during MyECheck's normal Maintenance
hours to provide the appropriate resolution.

 

    	17

    	 

    

 

(d)
Resolution. Except as otherwise expressly set forth herein, MyECheck will use commercially reasonable efforts to resolve each
reported error or issue with the Software by providing either: (i) a reasonable work around, which may consist of specific administrative
steps or alternative programming calls; (ii) an object code patch to the Software; or (iii) a specific action plan regarding how
MyECheck intends to address the reported error or issue and an estimate on how long it may take to remedy or work around the error
or issue. Licensee acknowledges that in order to perform Maintenance, MyECheck may require access to and a copy of code in Licensee's
possession (or that of Licensee's system integrator or consultants) relating to the Software or which may impact the performance
of the Software. Licensee agrees to provide access, assistance and information to MyECheck as required to resolve errors or issues
with the Software.

 

2.2
Available Updates. At no additional cost to Licensee, MyECheck will deliver to Licensee, as made commercially available by MyECheck,
bug fixes, Maintenance updates and Major Releases for the Software ("Updates"), which will thereafter be considered
"Software" for all purposes except for Section 8.1 of the Agreement. At its expense and as deemed appropriate by MyECheck
in its sole discretion, MyECheck will furnish Licensee with revised Documentation (including release notes identifying each change)
with each Update.

 

2.3
Other Errors and Issues. If Licensee reports an error or issue with the Software that is not of Severity 1, 2 or 3, MyECheck shall
use commercially reasonable efforts to acknowledge such error or issue. If Licensee reports an error or issue with the Software
that is not of Severity 1, 2 or 3 and that is scheduled by MyECheck to be addressed in a later Update, MyECheck may address such
error or issue in such Update. Licensee agrees to pay MyECheck at MyECheck's standard rates for all effort expended towards resolution
of any error or issue which is later determined to result from any cause other than an error or issue in the Software.

 

3. SUPPORT
LINES.

 

3.1
First Line Support. Licensee shall establish and maintain the organization and processes to provide first line support directly
to any of Licensee's customers. MyECheck shall have no obligation to provide any first line support to Licensee's customers. First
line support shall include: (a) a direct response to Licensee's customers with respect to problems or inquiries concerning the
performance, functionality or operation of the Software; (b) a diagnosis of problems or performance deficiencies in the Software;
and (c) a resolution of problems or performance deficiencies in the Software.

 

    	18

    	 

    

  

3.2
Second Line Support. MyECheck shall maintain the organization and processes necessary to provide second line support for the Software
to Licensee. Such second line support shall be provided to Licensee only if, after reasonable commercial effort, Licensee is unable
to diagnose and/or resolve problems or performance deficiencies in the Software. Second line support will be provided to up to
two (2) designated and trained representatives of Licensee. MyECheck shall have no obligation to provide second line support directly
to any of Licensee's customers. In order to assist MyECheck in providing such second line support, Licensee will provide MyECheck
with the ability to access Licensee's site(s) which utilize the Software (including but not limited to configuration information
and error logs) and provide assistance to MyECheck in order to facilitate MyECheck's use of remote administration tools relating
to the Software.

 

4.
SERVICE LIMITATIONS. The Maintenance does not include, nor will MyECheck be obligated to provide, services required as a result
of: (a) any modification, reconfiguration or maintenance of the Software not performed or recommended by MyECheck; (b) any use
of the Software on a system that does not meet MyECheck 's minimum standards for such as set forth in the applicable Documentation;
(c) any third party hardware or software not supported or embedded by MyECheck; (d) any configuration of the Software (or hardware
configurations) other than as recommended by MyECheck; or (e) any error caused by Licensee's or any third party's negligence,
abuse, misapplication, or use of Software other than as expressly permitted under the Agreement.

 

5.
TERM AND TERMINATION. This Maintenance Exhibit shall remain in effect for one (1) year from the Effective Date. This Maintenance
Exhibit shall automatically renew for additional one (1) year periods, unless either party provides notice of cancellation of
Maintenance to the other party at least thirty (30) days prior to the anniversary date of this Agreement. Licensee may terminate
this Exhibit B if MyECheck materially breaches the terms of this Exhibit B and such breach remains uncured for thirty (30) days
after written notice. The expiration or termination of this Exhibit shall not terminate or otherwise affect the Agreement.

 

    	19

    	 

    

 

EXHIBIT
C

 

SERVICES
EXHIBIT

 

1.
STATEMENT OF WORK. MyECheck may render services, working individually or with Licensee and/or third parties retained by Licensee,
(the "Services") to Licensee on a time and materials basis as may be agreed upon in a written Statement of Work signed
by both parties. If Services are to be provided on Licensee premises, Licensee shall provide safe and adequate space, power, network
connections and other resources and assistance as requested by MyECheck.

 

2.
PROJECT ADMINISTRATION. The Technical Contact (as set forth in the Agreement) for Licensee shall provide MyECheck all assistance
and guidance reasonably requested by MyECheck for the performance of the Services. Licensee acknowledges that the timely performance
of the Services is dependent both on reasonable access to and assistance by Licensee, including the Licensee Technical Contact.
MyECheck acknowledges that the success of Licensee's business shall depend on MyECheck's ability to provided the Services on a
timely basis in accordance with the dates specified by Licensee, and shall use all reasonable efforts to complete all Services
efficiently and on or ahead of schedule

 

3.
COMPENSATION. MyECheck shall be paid fees on a time and materials basis in accordance with Statement of Work signed by both parties.
Licensee shall also reimburse MyECheck for reasonable travel, lodging, meal and other expenses reasonably incurred while providing
the Services. MyECheck shall provide Licensee with accurate invoices detailing the consulting hours, fees and expense reimbursements
due MyECheck. Licensee payment for Services and expenses shall be due thirty (30) days from the date of invoice. The parties agree
that Licensee shall not be charged nor shall it be liable for any travel time incurred in connection herewith.

 

4.
THIRD PARTY SOFTWARE. Licensee acknowledges that in order for MyECheck to perform the Services, Licensee may need to obtain additional
third party services ("Third Party Services") or third party technology ("Third Party Technology"). Licensee
agrees that the rights and licenses with respect to Third Party Technology and Third Party Services shall be under terms set forth
in the pertinent purchase, license or services agreements between Licensee and the vendors of such Third Party Software or Third
Party Services. Licensee shall execute and comply with appropriate purchase, license, or services agreements with respect to any
Third Party Software or Third Party Services. Any amounts payable to third party vendors or service providers under such agreements
are the sole responsibility of Licensee and shall be paid directly by Licensee to such third party vendors or service providers.

 

    	20

    	 

    

  

5.
LICENSE TO Licensee MATERIALS. Licensee acknowledges that in order to perform the Services, MyECheck may require access to and
use of certain software or other materials of Licensee or Licensee's suppliers (including access to code relating to the Software
or that may effect the performance of the Software) ("Licensee Materials"). Licensee grants to MyECheck a royalty-free,
non-exclusive license to access and use the Licensee Materials (including through subcontractors) as required for MyECheck's performance
of the Services hereunder.

 

6.
RIGHTS AND OWNERSHIP. To the extent that any modification, enhancement, extension, interface or derivative work to the Software
or any other deliverable is produced through the Services, Licensee shall have the same rights in such (both the source and object
code form) as Licensee has in the Software. Licensee acknowledges and agrees that other than the Third Party Software and the
Licensee Materials, MyECheck owns all computer programs, utilities and intellectual property which aid MyECheck in performing
the Services or which are produced as a result of the Services.

 

7.
Independent Contractors. MyECheck agrees that it shall be considered an independent contractor and that it shall not be deemed
to be an employee of Licensee. MyECheck and its employees, agents and contractors performing services hereunder shall not be entitled
to any employee benefits of Licensee.

 

MyECheck
Professional Services Statement of Work

 

    	21

    	 

    

 

PROJECT
ASSIGNMENT

 

This
Project Assignment is issued in accordance with, and shall be governed by, the terms herein and the terms and conditions of the
Software License and Services Agreement entered into between the parties on September 1, 2013

 

	Client
    Code:	Project
    Code:	 

 

	Client
    Name: Licensee	Project
    Name:	 

 

MyECheck
Consulting Director:

Name:
Ed Starrs

Address:
3941 Park Dr. Suite 20-179, El Dorado Hills, CA 95762

Phone: (916) 222-4376

Fax: (866) 419-0363                               Mobile
Phone:(916) 365-6963

E-mail:
ed.starrs@MyECheck.com

 

MyECheck
Project Manager

Name:
Steve Blandford

Address:
2624 Alana Ct., Cameron Park, CA 95682

Phone: (916) 222-8555

Fax:
( )

Mobile
Phone:(916) 671-4349

Email:
steve.blandford@MyECheck.com

 

Licensee
Project Manager:

Name:
Ken Lelek

Title:
President

Address:
1525 Tynebridge Lane, Whistler, BC Canada

E-mail: ken@cleangoal.com

Fax:
_____________________________________________

Mobile:
___________________________________________

Email:
____________________________________________

 

Licensee
Billing Contact:

Name:
(same)

Title:
______________________________________________

Address:
____________________________________________

Phone:
_____________________________________________

E-mail:
_____________________________________________

Fax:
________________________________________________

Mobile:
_____________________________________________

Email:
_____________________________________________

 

    	22

    	 

    

   

License:

 

Licensee
("Licensee") understands that in order to commence the work contemplated in this Project Assignment, Licensee and MyECheck
must have negotiated and executed a Software License and Services Agreement.

 

Project
Objective:

 

MyECheck
Consulting Services will provide general and technical consulting services to Licensee on a monthly fee basis to assist with the
implementation of MyECheck Software. This Statement of Work covers all work performed by MyECheck Professional Services until
September 1, 2014. Rates of MyECheck Professional Services resources will be at the rates described below. The support provided
herein will include but not be limited to the following areas:

 

		o	Oversight

		o	Project
                                         management best practices, and reusable interfaces/customizations

		o	CIS/merchandising
                                         advisory

		o	Environment
                                         architecture advisory

		o	Template
                                         design and development advisory

		o	Customization
                                         design and development advisory

		o	Interface
                                         design and development advisory

		o	Call
                                         center design and development advisory

		o	General
                                         subject matter expertise

 

Members
from MyECheck Professional Services will be assigned in various rolls to support Licensee in its implementation of the MyECheck
system. MyECheck Professional services staff will be assigned to support Licensee in its implementation of the MyECheck system
for the Public Launch. The involvement of these consultants will range from part time to full time. MyECheck will direct the extent
of the involvement that is necessary, and Licensee agrees to devote such resources as MyECheck shall reasonably direct. However,
minimal time from the MyECheck Consulting Director and at least part time involvement from a Consulting Manager will be mandatory.
The primary goal of the MyECheck Professional services personnel is the support of Licensee in the successful implementation of
the MyECheck system.

 

    	23

    	 

    

 

MyECheck
Software consultants will work at various location including MyECheck offices and on site at Licensee specified offices, and offsite
as required.

 

Mr.
Ed Starrs Consulting Director, is assigned as the MyECheck Consulting Director for Licensee and is the main MyECheck contact for
the Project. Steve Blandford is the project Manager and will manage the daily operation of the project.

 

In Scope:

		•	implementation
                                         of MyECheck system

		•	branding
                                         for customer

		•	bank
                                         & merchant integration support

		•	custom
                                         work for customers industry specific needs [vertical integration with other technologies]

		•	ongoing
                                         system maintenance and build-out

		•	training
                                         of staff in operational use

		•	consulting
                                         with technical staff about systems administration

		•	consulting
                                         with technical staff about systems engineering

		•	consulting
                                         with technical staff about systems security and anti-fraud technologies

 

Out of Scope:

 

		•	Responsibility
                                         for any formal deliverables other than those agreed upon by Licensee and MyECheck Software
                                         during the course of the project.

		•	Responsibility
                                         for managing or creating any product data, prices, promotions, and content (graphics,
                                         HTML, copy).

 

Project
Requirements:

 

		•	Licensee
                                         will provide knowledgeable personnel during the project who are familiar with the project
                                         requirements.

 

		•	Licensee
                                         will provide network/server administrator assistance when MyECheck installs any software,
                                         and provide any needed network linkage to any existing databases.

 

    	24

    	 

    

  

		•	MyECheck
                                         technical resources will be provided desktop space, connection to the development environment
                                         and network, telephones, and analog line for connection to the MyECheck network while
                                         working on site.

 

		•	Licensee
                                         will provide as needed roles (creative, data loads, DBA and system admin).

 

Project
Staffing for MyECheck Resources:

 

Project
staffing level will be determined by MyECheck. The staffing level is elastic and may be changed by MyECheck based upon project
requirements without notice or penalty. Licensee is engaging MyECheck Professional services roles and not specific staff.

 

Roles and
Responsibilities:

 

Steve
Blandford will serve as the MyECheck Project Director, and will provide guidance to the project based on other past and current
MyECheck consulting projects, as well as general project experience. He will serve as the key point of contact for project specific
MyECheck resource needs and to serve as the first point of escalation beyond the MyECheck on site project team.

 

Mr.
Blandford will offer best practice design experience in the areas of Licensee system merchandising functionality, site design,
back end integration design, Licensee project phase task planning (design, build, test, performance test, go live support), and
help provide general project reviews and observations using previous MyECheck project and general project experience. MyECheck
will also serve to facilitate Tech Support readiness, Licensee engineer requirements gathering, Licensee release acceptance planning,
Licensee implementation issue escalation, and is responsible to Licensee for managing onsite MyECheck consultants.

 

MyECheck
will assign, at the Client's request, consultants and/or senior consultants to assist the Licensee team, to work on gap analysis,
architecture, CIS advisory, template development, customization, backend integration design and development, mentoring, and as
needed. These resources can work on specific development tasks as assigned by the Licensee project management and the MyECheck
Consulting Manager. These resources can also serve as a leveraged resources for other development team members on MyECheck technical
issues regarding site development, most specifically questions relating to the use of the MyECheck system API's and template development.

 

    	25

    	 

    

  

MyECheck
may assign a part time Principal Consultant or consulting manager to serve as the Solution Architect, initially working on gap
analysis and architecture (for new development), complex development and customization, backend integration design and development,
mentoring, and then as needed.

 

From
time to time, MyECheck may provide additional strategic, part time resources with specific expertise for specific, well-defined,
reasons, tasks, or advice, in 1 or 2 day efforts. These part time resources would be project & time specific and would be
agreed to between MyECheck and Licensee before such resources would be assigned.

 

Project
Organization:

 

The
MyECheck Software project team is organized as follows. All MyECheck Professional Services report to the Project Manager. The
Project Manager reports to the Consulting Director.

 

Consulting
Rates:

 

All
work will be on a month fee basis for full time availability, or billed hourly per the following rates. Rates are not subject
to change before: September 1, 2014. If the rates change, MyECheck will notify the client prior to the change.

 

	Per Month for 12 Months	$500.00

 

Or

 

	Hourly (Subject to Scheduling
    and Availability)	$125.00/Hour

 

Project
Pricing and Expenses:

 

MyECheck
shall incur all reasonable expenses in the performance of the services contained herein including but not limited to contractors
and consultants used for software development, testing, quality assurance and deployment during the term of this agreement.

 

From
time to time there may be a need for Licensee to incur certain expenses. Notwithstanding anything else to the contrary contained
herein, any single expense in excess of three hundred dollars ($500) must be pre-approved in writing (or by email) by Licensee
or it shall not be deemed a reimbursable expense.

 

    	26

    	 

    

  

Billing
schedule:

 

Billing
is monthly and payment is due on the first day of each month for services to be provided that month, and shall be transferred
by wire transfer to the account number provided by the MyECheck Consulting Director.

 

MyECheck
reserves the right to discontinue the provision of services under this Statement of Services in the event that Client fails to
continue to make timely payment of fees and expenses due hereunder. A late fee of Prime plus 3% annualized will be assessed for
payment beyond 30 days.

 

Non-Solicitation
of Employees:

 

During
the term of this Agreement and for a period of one (1) year following completion of work hereunder, neither party shall solicit
employment of any current or prior employee of the other.

 

Signatures:

 

EACH
PARTY ACKNOWLEDGES THAT IT HAS READ THIS STATEMENT OF WORK, UNDERSTANDS IT AND AGREES TO BE BOUND BY ITS TERMS AND CONDITIONS.
FURTHER, EACH PARTY AGREES THAT, ALONG WITH THE APPLICABLE SOFTWARE LICENSE AND SERVICES AGREEMENT, THIS STATEMENT OF WORK AND
APPLICABLE CHANGE ORDERS ARE THE COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN THE PARTIES RELATING TO THE SERVICES
DESCRIBED HEREIN, WHICH SUPERSEDES ALL PROPOSALS OR PRIOR AGREEMENTS, ORAL OR WRITTEN, AND ALL OTHER COMMUNICATIONS BETWEEN THE
PARTIES RELATING TO THE SUBJECT MATTER HEREOF.

 

THE
SIGNATURE BELOW ACKNOWLEDGES THAT EACH PARTY HAS AUTHORIZED AND APPROVED THIS ORDER IN ACCORDANCE WITH THE TERMS AND CONDITIONS
SET FORTH IN THE AGREEMENT. WHETHER OR NOT CUSTOMER ISSUES A PURCHASE ORDER, THIS SIGNATURE IS CUSTOMER'S EXPRESS AUTHORIZATION
AND COMMITMENT TO PAY MYECHECK FOR THE PRODUCTS AND/OR SERVICES HEREIN IN ACCORDANCE WITH THE PAYMENT SCHEDULE FOR THIS ORDER.
IF NO PAYMENT TERMS HAVE BEEN SPECIFIED ELSEWHERE, PAYMENTS ARE DUE NET 30 DAYS FROM INVOICE DATE. CUSTOMER AGREES THAT THESE
TERMS WILL CONTROL OVER ANY CONFLICTING TERMS ON ANY CUSTOMER PURCHASE ORDER.

 

    	27

    	 

    

 

CUSTOMER
MAY TERMINATE ANY PROFESSIONAL SERVICES STATEMENT OF WORK HEREUNDER AT ANY TIME BY PROVIDING MYECHECK WITH WRITTEN NOTICE THIRTY
(30) WORKING DAYS PRIOR TO TERMINATION. THIS NOTICE IS REQUIRED REGARDLESS OF WHETHER WORK HAS STARTED OR NOT. IN THE EVENT THAT
CUSTOMER TERMINATES EITHER A PROFESSIONAL SERVICES STATEMENT OF WORK OR SERVICES TO BE PERFORMED HEREUNDER, CUSTOMER SHALL REMAIN
OBLIGATED TO PAY MYECHECK SOFTWARE FOR THE SERVICES PERFORMED, OR TO BE PERFORMED FOR THE REMAINDER OF THE TERM OF THE AGREEMENT.

 

	ACCEPTED
    BY:  Licensee	  ACCEPTED
    BY: MyECheck Inc.

 

	Signed:	/s/
    Ken Lelek	 	By:	/s/
    Ed Starrs	 
	 	 	 	 	 	 
	Name:	Ken Lelek	 	Name:	Ed Starrs	 
	 	 	 	 	 	 
	Title:	President	 	Title:	President	 
	 	 	 	 	 	 
	Date:	September 1, 2013	 	Date:	September 1, 2013	 

 

    	28Exhibit 10.2

 

SOFTWARE LICENSE AND SERVICES
AGREEMENT

 

THIS SOFTWARE
LICENSE AND SERVICES AGREEMENT and the Exhibits attached hereto (collectively, the "Agreement") is entered into by and
between MYECHECK, INC., a Wyoming corporation ("MYECHECK"), and Sierra Global, LLC, Nevis limited liability company
("Licensee"), on November 23, 2013 (the "Effective Date"). In consideration of the mutual covenants and conditions
contained herein, the parties agree as follows:

 

1. DEFINITIONS. The following definitions apply throughout
this Agreement:

 

1.1 "Documentation"
means MyECheck's published user manuals relating to the Software as of the Effective Date or as it relates to any Modification
or Major Release as of the date of delivery of each Modification or Major Release, as applicable.

 

1.2 "Error"
means any failure of the Software to operate in conformance with the Documentation in any material respect.

 

1.3 "Maintenance"
shall mean the services provided by MyECheck to Licensee as set forth in Section 7 and Exhibit B attached hereto.

 

1.4 "Modification"
means any revisions, enhancements, bug fixes, patches, Error resolutions and all other changes to
the Software required to insure that the Software operates in conformance with the Documentation and Specifications. 

 

1.5
"Order" means the form forwarded by MyECheck, substantially equivalent to Exhibit A to this Agreement, to purchase
a license to use Software or to purchase Maintenance under this Agreement.

 

1.6 "Production" means Licensee's
use of the Software to provide e-commerce functionality to Licensee's customers (or potential
customers) through a live Licensee service or Licensee customer, partner or affiliate service.

 

1.7 "Professional
Services Agreement" means the agreement attached hereto as Exhibit C and all written
statements of work signed by Licensee and related thereto.

 

1.8 "Software"
means the software modules listed in Exhibit A and any Major Releases, Modifications, interim releases, bug fixes and patches applicable
to such software modules.

 

    	1

    	 

    

 

1.9 "Source
Code" means the Software fully documented in its source code (i.e., human readable) form; (ii) a compiler, similar computer
program or any other software which is necessary to convert the source code form into the object code form of the Software; and
(iii) runtime software necessary to execute the source code form of the Software, including but not limited to interpreters and
templates. Also for the purposes of this Agreement, "Commentary" shall include explanations, flow charts, schematics,
algorithms, subroutine descriptions, class and object descriptions, memory and overlay maps, statements of principles of operations,
architecture standards, data flow descriptions, class, base-class and sub-class descriptions, data structures and control logic
of the software and any other documentation of the source code form of the Software, all in sufficient detail to enable a trained
programmer through study of such materials to maintain and/or modify the software without undue experimentation.

 

2. LICENSE
GRANT. Subject to the terms and conditions of this Agreement, including Exhibit A hereto,
MyECheck hereby grants to Licensee (and its successors and assigns as permitted herein) a perpetual, non-sublicensable,
non-exclusive, non-transferable (except as otherwise expressly set forth herein), enterprise-wide right and license to use, maintain,
modify, enhance and create derivative works from the Software (in object code form only and only in accordance with the Documentation)
and the Documentation for Licensee's business use in accordance with the provisions of Section 3, and to make as many backup (non-use
other than for disaster testing and recovery purposes) copies as may be necessary, provided that Licensee shall keep a record of
each such backup copy and the location of its storage, and shall provide any and all such records to MyECheck upon request. Licensee
must reproduce and include any and all copyright, proprietary and any other notices that appear on the original Software and any
media therefore on any copies made by Licensee. Licensee may exercise its rights hereunder through third party subcontractors for
the sole purpose of assisting Licensee in its permitted use of the Software; provided, however, that each such third party subcontractor
must agree in a legally binding writing, to which MyECheck is a named third party beneficiary, to be bound by terms and conditions
at least as protective of and beneficial to MyECheck as those set forth herein.

 

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3. RESTRICTIONS ON USE.

 

3.1 Proprietary
Rights. Licensee acknowledges that the Software, its structure, organization and Source Code, and the Documentation are the property
and constitute valuable trade secrets of MyECheck and its suppliers. Licensee agrees not to: (a) decompile or disassemble the Software,
separate the Software into its component parts, or in any way attempt to reconstruct or discover any source code or algorithms
of the Software by any means whatsoever; (b) remove any product identification, trademark, copyright,
confidentiality, proprietary or other notice contained on or within the Software; (c) modify or create any derivative works from
the Software or any part thereof, except to the extent that the Software provides for user-modifiable components (d) except as
otherwise permitted herein, sell, sublicense, lease, rent, loan, assign, convey or otherwise transfer the Software or any component
thereof; (e) otherwise copy or use the Software for any purpose or in any manner not expressly permitted in this Agreement; or
(f) knowingly permit or encourage any third party to do any of the foregoing. All assistance requested by Licensee for integration
with existing or proposed Licensee systems or software shall be provided by MyECheck in accordance with Section 7. All rights in
and to the Software and Documentation not expressly granted to Licensee in this Agreement are reserved by MyECheck and its suppliers.

 

3.2 Restrictions.
Licensee shall use the Software only on the operating system specified in Exhibit A; provided, however, that a breach of this sentence
by Licensee shall not be considered a material breach.

 

4. ORDERING
AND DELIVERY. An Order will be binding on both parties when signed by authorized representatives of Licensee. Each Order shall
include the following information: (a) the Software licensed or to which Support and Maintenance shall apply, and (b) the applicable
fees. No additional or different terms in any purchase order or similar document shall modify the terms of this Agreement. For
purposes of this Agreement, initial delivery of the Software and Documentation will be deemed to have occurred upon MyECheck providing
Licensee with a password to access a web page from which Licensee may download the Software and Documentation. The Software will
be deemed accepted upon initial delivery, subject to the warranties in Section 9.

 

5.
LICENSE FEES AND PAYMENT. Licensee shall pay to MyECheck the license fees for the Software set forth in Exhibit A (the "License
Fees"). All fees hereunder exclude all applicable sales, use, value-added, property and other taxes, including duties and
similar mandatory payments, and Licensee will be responsible for payment of all such taxes (other than taxes based on MyECheck's
net income), and any related penalties and interest, arising from the payment of such fees, the delivery or license of the Software,
or the provision of any services to Licensee. All amounts under this Agreement are in U.S. dollars and payment must be made in
such. Licensee will make all payments of amounts due under this Agreement to MyECheck free and clear of, and without reduction
for, any withholding taxes. If Licensee is legally required to make any such withholding from any payment due to MyECheck under
this Agreement, the sum payable by Licensee upon which such withholding is based shall be increased to the extent
necessary to ensure that, after such withholding, MyECheck receives an amount equal to the amount MyECheck would have received
in the absence of such withholding. Licensee will provide MyECheck with official receipts issued by the appropriate taxing authority,
or such other evidence as MyECheck may reasonably request, to establish that such taxes have been paid. MyECheck reserves the right
to charge interest on any overdue amounts at a rate of one and one-half percent (1.5%) per month or the maximum rate permitted
by applicable law, whichever is less, from the due date until paid plus reasonable costs incurred in collection (including reasonable
attorneys' fees). 

 

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6. OWNERSHIP OF DERIVATIVE WORKS.

 

Derivative
Works. Any and all derivative works to the Software which are created pursuant to this Agreement shall be owned by MyECheck, but
Licensee shall have the same rights and licenses to such derivative works as Licensee has to the Software.

 

7. MAINTENANCE.

 

7.1 Maintenance
Terms. Maintenance provided by MyECheck shall be pursuant to MyECheck's standard maintenance terms, a copy of which is attached
hereto as Exhibit B. Maintenance shall be provided solely to the Maintenance site set forth in Exhibit A.

 

7.2
Maintenance Fees and Payment. Licensee shall pay to MyECheck the Maintenance fee set forth in Exhibit A for Maintenance for twelve
(12) months from the Effective Date. Additional periods in one year increments and shall be priced at MyECheck's then-current
standard license fee; provided, however, that in no event shall Licensee's Maintenance fee relating
to the licenses purchased by Licensee on the Effective Date increase by more than ten percent
(10%) from year to year after the second consecutive 12 month term of licensing . Licensee's payment of Maintenance fees shall
be due in advance, on the first day of each month, (prorated for partial months). In the event that Maintenance is discontinued
or suspended, to reinstate or renew Maintenance Licensee must first pay MyECheck Maintenance fees for the interim period during
which Maintenance was discontinued or suspended and MyECheck may in its sole discretion elect not to accept such renewal
or reinstatement.

 

8. SERVICES.
Services (other than support and maintenance services provided pursuant to Exhibit B), if any, to
be provided to Licensee by MyECheck shall be under the terms of Exhibit C attached hereto ("Services Exhibit"). 

 

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9. WARRANTY.

 

9.1   Limited Software Warranty.  MyECheck
represents, warrants. and covenants that:

 

MyECheck warrants to the original
end user ("Customer"), and not to subsequent end users, of the Extreme Networks software product ("Software")
that for ninety (90) days from the date of installation of the Software from MyECheck, the Software shall substantially conform
with the specification for the Software at the ("Documentation"). MyECheck does not warrant (i) that the Software is
error free, (ii) that Customer will be able to operate the Software without problems or interruptions or (iii) that the Software
will be free of vulnerability to intrusion or attack. Except for the limited warranty set forth in this section, the Software
is provided "AS IS."

 

9.2
Disclaimer. EXCEPT FOR THE LIMITED REPRESENTATIONS, WARRANTIES, AND COVENANTS EXPRESSLY STATED HEREIN, THE
SOFTWARE, DOCUMENTATION AND MAINTENANCE, AS WELL AS ALL SERVICES, ARE PROVIDED "AS IS," AND MYECHECK AND ITS
SUPPLIERS HEREBY EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF ANY KIND OR NATURE, WHETHER EXPRESS, IMPLIED OR STATUTORY,
INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR
PURPOSE. EXCEPT FOR THE LIMITED REPRESENTATIONS, WARRANTIES AND COVENENANTS EXPRESSLY STATED HEREIN, MYECHECK AND ITS
SUPPLIERS DO NOT WARRANT OR REPRESENT THAT THE SOFTWARE, DOCUMENTATION OR MAINTENANCE WILL BE FREE FROM BUGS OR
THAT THEIR USE WILL BE UNIN IERRUPTED OR ERROR-FREE, OR MAKE ANY
OTHER REPRESENTATIONS REGARDING THE USE, OR THE RESULTS OF THE USE, OF THE SOFTWARE OR
DOCUMENTATION IN TERMS OF CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. Licensee ACKNOWLEDGES THAT MYECHECK IS NOT
RESPONSIBLE FOR AND WILL HAVE NO LIABILITY FOR HARDWARE, SOFTWARE OR OTHER ITEMS OR ANY SERVICES PROVIDED BY ANY PERSON OR
ENTITY OTHER THAN MYECHECK OR ITS EMPLOYEES, AGENTS OR CONTRACTORS OR FOR NETWORK FAILURE. Licensee FURTHER ACKNOWLEDGES THAT
IT HAS RELIED ON NO WARRANTIES OTHER THAN THE EXPRESS WARRANTIES SET FORTH IN THIS AGREEMENT.

 

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10. CONFIDENTIALITY. In the course
of performing this Agreement, the parties may disclose to each other Confidential Information. "Confidential
Information" shall mean any and all non-public technical and non-technical information provided by either party to the other,
including but not limited to (i) patent and patent applications; (ii) trade secrets; and (iii) proprietary information including,
but not limited to, ideas, sketches, techniques, drawings, works of authorship, models, inventions,
know-how, processes, apparatuses, equipment, algorithms, software programs, software source documents, and formulae related to
the current, future and proposed products and services of each of the parties, and including, without limitation, their respective
information concerning research, experimental work, development, design details and specifications, engineering, financial information,
procurement requirements, purchasing, manufacturing, customer lists, investors, employees, business and contractual relationships,
business forecasts, sales, merchandising, marketing plans and information the disclosing party provides regarding third parties.
All Confidential Information shall remain the sole property of the disclosing party, and the receiving party shall have no interest
in or rights with respect thereto except as expressly set forth in this Agreement. Each party agrees: (i) not to use any Confidential
Information of the other party for any purpose except in the performance of its obligations under this Agreement or as otherwise
expressly permitted hereunder; (ii) to disclose such Confidential Information only to employees (or third party subcontractors
permitted under this Agreement) who have a need to know such Confidential Information for purposes of this Agreement and who are
under a duty of confidentiality no less restrictive than that set forth herein; (iii) to protect such Confidential Information
from unauthorized use, access or disclosure in the same manner that it protects its own similar Confidential Information, but in
no event with less care than a reasonably prudent business would exercise and (iv) to promptly notify the other party of
any actual or potential unauthorized access to or use of Confidential Information. The foregoing restrictions on disclosure shall
not apply with respect to any information which: (a) was or becomes generally known or publicly available
through no act or failure to act on the part of the receiving party; (b) is known by the receiving
party without restrictions on disclosure at the time of receiving such information as evidenced by its records; (c) is rightfully
furnished to the receiving party without restrictions on disclosure by a third party without a breach of such third party's obligations
of confidentiality; or (d) is required by law to be disclosed by the receiving party, provided that the receiving party: (x) gives
the disclosing party prompt written notice of such requirement prior to such disclosure; (y) provides assistance in obtaining an
order protecting Confidential Information from disclosure; and (z) discloses information only to the extent required by law. Licensee
further agrees not to disclose to any third party any performance information (including, without limitation, benchmarks) relating
to the Software except as otherwise expressly contemplated herein. This Section 10 will survive any termination of the Agreement
for a period of three (3) years with respect to non-technical information and in perpetuity with respect
to technical information, including the Software, the Documentation and any code. 

 

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11.
MYECHECK INDEMNITY. MyECheck agrees to indemnify, defend and hold harmless Licensee, its officers, directors, employees and agents
from and against all damages and costs (including reasonable attorneys' fees) finally awarded
against Licensee (or finally settled upon) and arising from or relating to: 

 

(i)
any claim brought against Licensee by a third party alleging that the Software directly infringes any patent, copyright, trademark
or other intellectual property right or misappropriates any trade secret (recognized as such under the Uniform Trade Secrets Act).
The parties acknowledge and agree that MyECheck's obligations under this item (i) of this Section 11 are conditioned upon Licensee
providing MyECheck: (a) prompt written notice of the existence of such claim, suit, action or proceeding (each a "claim");
provided that a failure of the Licensee to promptly notify MyECheck shall not relieve MyECheck of liability hereunder except to
the extent that MyECheck 's defenses to such claim are materially impaired by such failure to promptly notify; (b) sole control
over the defense or settlement of such claim, it being agreed that MyECheck shall not enter into any settlement imposing any liability
or obligation on Licensee without Licensee's prior written consent; and (c) assistance at MyECheck's request and sole expense,
to the extent reasonably necessary for the defense or settlement of such claim. If any claim that MyECheck is obligated to defend
has occurred or, in MyECheck's opinion, is likely to occur, MyECheck may, at its option and expense either (1) obtain for Licensee
the right to continue to use the applicable Software, (2) replace or modify the Software so it becomes non-infringing, without
materially adversely affecting the Software's specified functionality, or (3) if (1) or (2) are not readily available after using
reasonable commercial efforts or, if neither of the foregoing options is commercially reasonable, refund all fees paid by Customer
and terminate this Agreement; provided that termination pursuant to this subsection 11
(ii)(3) shall be deemed a termination by Licensee for cause. Notwithstanding the foregoing, MyECheck shall not indemnify, defend
or hold harmless Licensee for any claims solely based on: (a) any Licensee or third party intellectual property or software
incorporated in or combined with the Software where in the absence of such incorporated or combined
item, there would not have been infringement, but excluding any third party software or intellectual
property incorporated into the Software at MyECheck's discretion; (b) Software which has been
altered or modified by Licensee, by any third party or by MyECheck at the request of Licensee (where MyECheck had no discretion
as to the implementation of modifications to the Software or Documentation directed by Licensee), where in the absence of such
alteration or modification the Software would not be infringing; or (c) use of any version of the Software with respect to which
MyECheck has made available a non-infringing updated, revised or repaired subsequent version or other applicable update, patch
or fix; 

 

(ii) the
use of MyECheck's premises by Licensee employees pursuant to this Agreement; or

 

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(iii) any claim of personal injury
or tangible personal property damage (excluding data) of whatsoever nature or kind arising, in whole
or in part, out of, as a result of, or in connection with the gross negligent or willful misconduct of MyECheck, its employees,
subcontractors or agents. Furthermore, MyECheck agrees to maintain commercial general liability insurance of at least $2.5 million,
covering MyECheck's obligations contained herein on a claims-made basis with coverage for at least one year from the date of completion
of the services. The provisions of this Section 11 herein shall survive for a period of one year following the earlier of (a) completion
of the Maintenance services or (b) termination of this Agreement. 

 

12.
Licensee INDEMNITY. Licensee agrees to indemnify, defend and hold harmless MyECheck from and against all damages and costs (including
reasonable attorneys' fees) finally awarded against MyECheck (or finally settled upon) and arising from: (i) any claim of personal
injury or tangible personal property damage (excluding data) of whatsoever nature or kind arising, in whole or in part, out of,
as a result of, or in connection with the gross negligent or willful misconduct of Licensee, its employees, subcontractors or
agents; (ii) any claim brought against MyECheck by a third party alleging that the Licensee Materials (as defined in Exhibit C)
directly infringe any U.S. copyright or trademark or misappropriate any trade secret (recognized as such under the Uniform Trade
Secrets Act) in existence as of the Effective Date; or (iii) any claim brought against MyECheck by a third party arising from
or relating to any modification of the Software by Licensee or any use of the Software other than as permitted under this Agreement.
The parties acknowledge and agree that Licensee's obligations under this section are conditioned
upon MyECheck providing Licensee: (1) prompt written notice of the existence of such claim, suit, action or proceeding (each a
"claim"); (2) sole control over the defense or settlement of such claim; and (3) assistance at
Licensee's request to the extent reasonably necessary for the defense of such claim. The foregoing sets forth Licensee's sole
and exclusive obligation and MyECheck's sole and exclusive remedy for any claim of intellectual property infringement or misappropriation
relating to the Licensee Materials. Notwithstanding the foregoing, Licensee shall not indemnify, defend or hold harmless MyECheck
for any claims arising from: (a) any MyECheck intellectual property or software incorporated in or combined with the Licensee
Materials where in the absence of such incorporated or combined item, there would not have been
infringement; (b) Licensee Materials which have been altered or modified by MyECheck (other than in response to a request by Licensee),
where in the absence of such alteration or modification the Licensee Materials would not be infringing; (c) use of an any version
of the Licensee Materials for which Licensee has made available an updated, revised or repaired subsequent version; or (d) the
gross negligence or willful misconduct of MyECheck or any of its agents, subcontractors or employees. Upon notice of any claim
of infringement or upon reasonable belief of the likelihood of such a claim, Licensee shall have the right, at its option, to:
(x) obtain the rights to continued use of the Licensee Materials; (y) substitute other suitable, functionally-equivalent,
non-infringing materials; or (z) replace or modify the Licensee Materials or their design so that they are no longer infringing.
Furthermore, Licensee agrees-to maintain commercial general liability on a
claims made basis with coverage for at least one year from the date of                             
.. The provisions of this Section 12 herein shall survive for a period of one year following the earlier of (a) completion
of the Maintenance services or (b) termination of this Agreement.

 

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13. Limitation
of Liability. EXCEPT FOR ANY BREACH OF SECTION 9 OR WITH REGARD TO ANY DUTY OR OBLIGATION REQUIRED PURSUANT TO SECTION 11 OR 12
OR WITH REGARD TO ANY ACT OF GROSS NEGLIGENCE OR WILLFUL MISCONDUCT, AND TO THE EXTENT NOT PROHIBITED BY APPLICABLE LAW, NEITHER
PARTY HERETO NOR ITS SUPPLIERS SHALL BE LIABLE FOR ANY LOSS OF USE OR GOODWILL, INTERRUPTION OF BUSINESS, LOSS OR INACCURACY OF
BUSINESS INFORMATION, LOST PROFITS, COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR ANY INDIRECT, SPECIAL, INCIDENTAL,
EXEMPLARY OR CONSEQUENTIAL DAMAGES OF ANY KIND REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE),
STRICT PRODUCT LIABILITY, OR OTHERWISE, EVEN IF IT OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. EXCEPT
FOR ANY BREACH OF SECTION 3.1 OR 9 OR WITH REGARD TO ANY DUTY OR OBLIGATION REQUIRED PURSUANT
TO SECTION 11 OR 12 OR WITH REGARD TO ANY FEE PAYMENT OBLIGATIONS OR ACT OF GROSS NEGLIGENCE, BAD FAITH OR WILLFUL MISCONDUCT,
IN NO EVENT SHALL EITHER PARTY'S LIABILITY TO THE OTHER ARISING FROM OR RELATING TO THIS AGREEMENT EXCEED THE AMOUNT OF LICENSE
FEES RECEIVED BY MYECHECK UNDER THIS AGREEMENT. THE EXISTENCE OF ONE OR MORE CLAIMS WILL NOT ENLARGE THIS LIMIT. THE PARTIES ACKNOWLEDGE
AND AGREE THAT THIS SECTION IS AN ESSENTIAL ELEMENT OF THE AGREEMENT AND THAT IN ITS ABSENCE, THE ECONOMIC TERMS OF THIS AGREEMENT
WOULD BE SUBSTANTIALLY DIFFERENT.

 

14. ‘TERM AND TERMINATION.

 

14.1 Term.
This Agreement shall remain in effect unless and until terminated as provided herein.

 

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14.2 Termination.
Licensee may terminate this Agreement at any time for any reason following thirty (30) days notice to MyECheck. Either party may
terminate this Agreement if the other party fails to cure any breach of this Agreement within thirty (30) days after receiving
notice of the occurrence of such breach (or immediately in the case of a material breach of a material term within Section 3 or
Section 9).

 

14.3 Effects
of Termination. Upon termination of this Agreement for any reason, any amounts owed under this Agreement will be immediately due
and payable all rights and licenses granted under this Agreement will immediately cease to exist, and Licensee must promptly discontinue
all use of the Software and Documentation. Upon termination Licensee shall erase all copies of the Software and Documentation from
Licensee's computers, return to MyECheck or destroy all copies of the Software and Documentation on tangible media in Licensee's
possession or control and certify in writing to MyECheck that it has fully complied with these requirements.

 

14.4 Survival.
Sections 1, 3, 5, 6, 9,   10, 11, 12, 13, 14 and    15 shall survive any termination hereof.

 

15. GENERAL.

 

15.1 Independent
Contractors. The relationship of MyECheck and Licensee established by this Agreement is that of independent contractors, and nothing
contained in this Agreement shall be construed to: (i) give either party the power to direct and control the day-to-day activities
of the other, (ii) constitute the parties as partners, joint venturers, co-owners or otherwise as participants in a joint or common
undertaking, or (iii) allow either party to create or assume any obligation on behalf of the other party for any purpose whatsoever.

 

15.2 Compliance
with Laws. Each party will comply with all applicable export and import control laws and regulations in its use of the Software
and will not export or re-export the Software without all required United States and foreign government licenses.

 

15.3 Press
Release. The parties shall issue their respective or mutually agreed press release(s) by each party regarding Licensee's engagement
of MyECheck and use of the Software pursuant to this Agreement (excluding any press release regarding any Letter of Intent). MyECheck
may develop and, with the Licensee's prior written consent (such consent not to be unreasonably withheld or delayed) publish a
case study, highlighting the main benefits provided by MyECheck and the Software, when the first Licensee site goes into Production.
MyECheck agrees not to publicly issue any press release without Licensee's prior approval (which approval will not be unreasonably
withheld or delayed).

 

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15.4 Notices.
Any notice required or permitted hereunder shall be in writing and delivered in person or by means evidenced by a delivery receipt
to the address specified below and will be effective upon receipt. Either party may change its contact information upon written
notice to the other party.

 

15.5 Assignment.
This Agreement may not be assigned or transferred by Licensee (in whole or in part and whether voluntarily, involuntarily, or
by operation of law) without the prior written consent of MyECheck and any attempt to do so shall be null and void and of no effect.
Notwithstanding the foregoing, Licensee may assign this Agreement to an entity that acquires or succeeds to all or substantially
all of Licensee's business and assets (a "Successor") by providing thirty (30) days prior written notice to MyECheck,
and provided that: (i) MyECheck does not reasonably consider such Successor a direct competitor; and (ii) such assignment is in
writing and states that such Successor is accepting all obligations of Licensee under this Agreement and agrees to be bound by
and discharge each of the Agreement's terms, conditions, and obligations as if it were the original party hereto.

 

15.6 Governing Law. This Agreement
shall be deemed to have been made and performed in, and shall be construed pursuant to the laws of the State of California. excluding
application of its conflict of laws principles. In the event MyECheck initiates any legal proceeding with regard to the interpretation
or enforcement of this Agreement, the parties hereby agree to submit to the exclusive jurisdiction of the appropriate state and
federal courts of the State of California. In the event that Licensee initiates any legal proceeding with regard to the interpretation
or enforcement of this Agreement, the parties hereby agree to submit to the exclusive jurisdiction of the appropriate state and
federal courts of the State of California, County of El Dorado. Each party irrevocably waives, to the maximum extent permitted
by applicable law, any objection that it may now or hereafter have to the laying of venue for any such proceeding brought in such
courts and any claims that any proceeding brought in any such court has been brought in an inconvenient forum. If either party
retains counsel for the purpose of enforcing or preventing the breach or threatened breach of any provision contained herein or
otherwise retains counsel to enforce any right or remedy it may have, then the prevailing party will be entitled to be promptly
reimbursed by the non-prevailing party for all reasonable costs, fees and expenses, including reasonable attorneys' fees, expended
or so incurred by the prevailing party. The United Nations Convention on Contracts for the International
Sale of Goods is specifically disclaimed and shall not apply to this Agreement. 

 

15.7
Remedies. Each party recognizes and agrees that there is no adequate remedy at law for a threatened or actual breach of
Section 3, Section 6. Section 10 or Section 15.3, that such a breach would irreparably haiiii the non-breaching party and that
such non-breaching party is entitled to seek equitable relief (including an injunction) with respect to any such breach or potential
breach, in addition to any other remedies available at law.

 

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15.8 Waivers
and Amendments. Any waiver of or amendment to the terms of this Agreement shall be effective only if made in writing and signed
by an authorized and duly empowered representative of each of the parties hereto. No failure to exercise, and no delay in exercising
any right hereunder will operate as a waiver thereof, nor will any single or partial exercise of any right hereunder preclude further
exercise of any right hereunder.

 

15.9 Reference.
Upon MyECheck's reasonable request (or the reasonable request of a third party directed to Licensee by MyECheck), Licensee
may act as a reference for MyECheck, including taking reference calls from prospective MyECheck customers to discuss the merits
of the Software and to share Licensee's experience working with MyECheck.

 

15.10
Severability. If any provision of this Agreement is found by a court of competent jurisdiction to be unenforceable or invalid,
that provision shall be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible
under applicable law and the remaining provisions shall remain in full force and effect. Licensee agrees that Section 13 will remain
in effect notwithstanding the enforceability or unenforceability of any provision of Section 9.

 

15.11
Confidentiality of Agreement. Neither party will disclose any terms of this Agreement, including prices or discounts, to
anyone other than its attorneys, accountants or other professional advisors or to any investor or potential investor who
agrees to maintain the confidentiality of such information. Notwithstanding the foregoing, either party may make limited
disclosure of the terms of this Agreement to the extent required by law, provided that the disclosing party: (i) provides the
non-disclosing party reasonable prior notice of such disclosure, and (ii) uses its best efforts to protect and limit the
disclosure of such information to the extent possible. Notwithstanding the foregoing, Licensee agrees that MyECheck may
acknowledge Licensee as a MyECheck customer.

 

15.12 Construction. Section
headings in this Agreement are for convenience only and are not to be used in interpreting this Agreement. As used in this Agreement,
the word "including" means "including but not limited to". The parties acknowledge and agree that no implied
rights or licenses are conveyed by this Agreement, that all rights are specific to the parties and do not extend to their parents,
subsidiaries or affiliates and that all rights in and to the Software not expressly granted to Licensee in this Agreement are reserved
by MyECheck and its suppliers.

 

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15.13 Promotion.
Each party hereby grants to the other party a nonexclusive, non-transferable, right and license to display such party's trademarks
and logo (subject to the terms and conditions of such party's standard trademark usage guidelines) for purposes of reference and
acknowledgement.

 

15.14 Counterparts.
This Agreement may be executed in counterparts, each of which will be considered an original, but all of which together will constitute
the same instrument. Execution and delivery of this Agreement may be evidenced by facsimile transmission.

 

15.15 Inspection
Rights. Upon reasonable notice and under the confidentiality terms of Section 10 MyECheck shall have the right once per year to
reasonably inspect the Licensee's premises and relevant records to determine compliance with this Agreement.

 

15.16 Force
Majeure. Any delay in the performance of any duties or obligations of either party (except the payment of money owed) will not
be considered a breach of this Agreement if such delay is caused by a labor dispute, market shortage of materials, fire, earthquake,
flood or any other event beyond the control of such party, provided that such party uses reasonable efforts, under the circumstances,
to resume performance as soon as reasonably practicable.

 

15.17
U.S. Government Rights. The Software is a "commercial item," as that term is defined at 48 C.F.R. 2.101 (Oct. 1995),
consisting of "commercial computer software" and "commercial computer software documentation," as such terms
are used in 48 C.F.R. 12.212 (Sept. 1995). Consistent with 48 C.F.R. 12.212 and 48 C.F.R. 227.7202-1 through 227.7202-4 (June 1995)
(or an equivalent provision, e.g., in supplements of various U.S. government agencies, as applicable), all U.S. Government users
acquire the Software with only those rights set forth herein.

 

15.18 Section
365(n) of Internal Revenue Code. All rights and licenses granted under or pursuant to this Agreement by MyECheck to Licensee
are, and shall otherwise be deemed to be, for purposes of Section 365(n) of the United States Bankruptcy Code (the "Code"),
licenses to rights to "intellectual property" as defined under the Code. The parties agree that Licensee, as licensee
of such rights under this Agreement, shall retain and may fully exercise all of its rights and elections under the Code. The parties
further agree that, in the event of the commencement of bankruptcy proceeding by or against MyECheck under the Code, Licensee shall
be entitled to retain all of its rights under this Agreement.

 

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15.19 Parties Advised by Counsel.
This Agreement has been negotiated between parties who are sophisticated and knowledgeable in the matters contained herein and
who have been represented by legal counsel. The provisions of this Agreement shall be interpreted in a reasonable manner to effect
the intentions of the parties and any rule of law (including Section 1654 of the California Civil Code and any other authority
of any jurisdiction of similar effect) which would require interpretation of any ambiguities in this Agreement against the drafting
party is not applicable and is hereby waived.

 

15.20 Entire
Agreement. Both parties agree that this Agreement, along with the Exhibits hereto, is the complete and exclusive statement of the
mutual understanding of the parties and supersedes and cancels all previous and contemporaneous written and oral agreements and
communications relating to the subject matter of this Agreement.

 

15.21 Remedies.
The rights and remedies of each party as set forth in this Agreement are not exclusive and are in addition to any other rights
and remedies available to it in law or in equity.

 

IN WITNESS
WHEREOF, the parties  have caused their duly authorized representatives to enter into this Agreement,
effective as of the Effective Date.

 

	MYECHECK, INC.	 	Licensee SIERRA GLOBAL LLC
	 	 	 
	/s/ Ed Starrs	 	/s/ Matt Hanson
	 	 	 
	PRINT NAME: Ed Starrs 	 	PRINT NAME:  Matt Hanson 
	TITLE:  CEO	 	TITLE:  Managing Director
	 	 	 
	ADDRESS FOR NOTICE: 	 	ADDRESS FOR NOTICE: 
	MyECheck, Inc.	 	Sierra Global, LLC
	3941 Park Dr., Suite 20-179 	 	Hunkins Waterfront Plaza, Suite 556
	El Dorado Hills, CA 95762 	 	 Main Street, Charlestown
	USA	 	St. Kitts and Nevis 
	Phone: (916) 365-6963	 	Phone: US (916) 542-7127

 

    	14

    	 

    

 

EXHIBIT A

 

SOFTWARE MODULES

LICENSE FEES

 

	SOFTWARE LICENSE FEE	$350,000.00

 

TRANSACTION FEES

 

Transaction 1 through 200,000
per calendar month        $0.25

 

Transaction 200,001 and over
per calendar month          $0.20

 

To run on Linux, Apache, & PGSQL

 

Patent enabling x9 file creation
software (checkEngine) [compiled C code, multi threaded]

 

		•	Database Schema for payment system [for PGSQL]

 

		•	Web application for transaction collection and processing

 

		•	Bank and Merchant reporting engine

 

		•	Web based merchant reporting

 

		•	Web based Administration (minimal)

 

Licensor owns certain proprietary
software technology to create mobile apps that enable and facilitate electronic payment of funds from a consumer's bank account
without need for the use of a check, a credit card, or a debit card that conform to ANSI X9 standards.

 

Licensor will deliver
the following to Licensee:

 

(A)  A mobile app
  ("App") that is accessible and downloadable for devices running Android,
Blackberry, iOS, and Windows to be used to make mobile payments to a corresponding terminal, and supported by
software developed by Licensor.

 

    	15

    	 

    

 

(B) The App will be customized with security features designed
to help enable users to conform with Federal and State of California laws to process payments for Medical Marijuana, Gambling,
and General Retail. This may entail three separate versions of the App.

 

(C) The
App will be fully branded pursuant to Licensee's specifications, including the App name, color schemes, and logo.

 

(D) The
App will run and operate on Licensor's MyEcheck software to process payments including transaction fees payable to Licensor.

 

(E) Licensor
shall implement, administer, host, and maintain the App and the software for the corresponding terminal.

 

    	16

    	 

    

 

EXHIBIT B 

 

MAINTENANCE EXHIBIT

 

1. SCOPE
OF COVERAGE. Upon payment of applicable fees, MyECheck will provide consulting and maintenance services pursuant to this Exhibit
("Maintenance") for a period of twelve (12) months following the date of execution of this agreement.

 

2. MAINTENANCE
SERVICES. Subject to the terms of this Exhibit and Licensee's payment of all Maintenance fees, MyECheck will provide the following:

 

2.1. Severity
Levels. MyECheck will use commercially reasonable efforts to acknowledge and address, as described below, reported and reproducible
material errors in the Software which prevent the Software from performing substantially in accordance with the Documentation (each
an "error or issue"). MyECheck recognizes three severity levels of Software errors or issues:

 

(a) Severity 1 - Major System Impact. The Software suffers an error or issue which cannot be reasonably circumvented and which either (i)
prevents Licensee from being able to execute transactions through the Software or (ii) otherwise so substantially impairs the performance
of the Software as to effectively render it unusable. MyECheck will use commercially reasonable efforts to acknowledge any such
reported error or issue as promptly as possible (but in no event longer than two (2) hours) and, if Licensee is using the Software
in Production, will work 24 hours a day, 7 days a week using commercially reasonable efforts to promptly address and remedy such
error or issue.

 

(b) Severity
2 - Moderate System Impact. The Software suffers an error or issue (which is not of Severity 1) which cannot be reasonably
circumvented and which substantially impairs the use of one or more portions or features of the Software
required by Licensee to perform necessary business functions. MyECheck will acknowledge any such reported error or issue
promptly, but in no event longer than within four (4) hours and, if Licensee is using the Software in Production, will use commercially
reasonable efforts to address and remedy such error with timeliness corresponding to the severity of the impact of such error on
Licensee's business operation, including but not limited to working continually to address and remedy such error during MyECheck's
normal Maintenance hours.

 

    	17

    	 

    

 

(c) Severity
3 - Minor System Impact. The Software suffers an error or issue (which is not of Severity 1 or Severity 2) which impairs
the use of one or more portions or features of the Software, but the reported error or issue can be reasonably circumvented. MyECheck
will acknowledge any such reported error or issue within one (1) business day and will work during MyECheck's normal Maintenance
hours to provide the appropriate resolution.

 

(d) Resolution.
Except as otherwise expressly set forth herein, MyECheck will use commercially reasonable efforts to resolve each reported error
or issue with the Software by providing either: (i) a reasonable work around, which may consist of specific administrative steps
or alternative programming calls; (ii) an object code patch to the Software; or (iii) a specific action plan regarding how MyECheck
intends to address the reported error or issue and an estimate on how long it may take to remedy or work around the error or issue.
Licensee acknowledges that in order to perform Maintenance, MyECheck may require access to and a copy of code in Licensee's possession
(or that of Licensee's system integrator or consultants) relating to the Software or which may impact the performance of the Software.
Licensee agrees to provide access, assistance and information to MyECheck as required to resolve errors or issues with the Software.

 

2.2 Available
Updates. At no additional cost to Licensee, MyECheck will deliver to Licensee, as made commercially available by MyECheck, bug
fixes, Maintenance updates and Major Releases for the Software ("Updates"), which will thereafter be considered "Software"
for all purposes except for Section 8.1 of the Agreement. At its expense and as deemed appropriate by MyECheck in its sole discretion,
MyECheck will furnish Licensee with revised Documentation (including release notes identifying each change) with each Update.

 

2.3 Other
Errors and Issues. If Licensee reports an error or issue with the Software that is not of Severity 1, 2 or 3, MyECheck shall use
commercially reasonable efforts to acknowledge such error or issue. If Licensee reports an error or issue with the Software that
is not of Severity 1, 2 or 3 and that is scheduled by MyECheck to be addressed in a later Update, MyECheck may address such error
or issue in such Update. Licensee agrees to pay MyECheck at MyECheck's standard rates for all effort expended towards resolution
of any error or issue which is later determined to result from any cause other than an error or issue in the Software.

 

3. SUPPORT LINES.

 

3.1 First
Line Support. Licensee shall establish and maintain the organization and processes to provide first line support directly to any
of Licensee's customers. MyECheck shall have no obligation to provide any first line support to Licensee's customers. First line
support shall include: (a) a direct response to Licensee's customers with respect to problems or inquiries concerning the performance,
functionality or operation of the Software; (b) a diagnosis of problems or performance deficiencies in the Software; and (c) a
resolution of problems or performance deficiencies in the Software.

 

    	18

    	 

    

 

3.2 Second Line Support. MyECheck
shall maintain the organization and processes necessary to provide second line support for the Software to Licensee. Such second
line support shall be provided to Licensee only if, after reasonable commercial effort, Licensee is unable to diagnose and/or resolve
problems or performance deficiencies in the Software. Second line support will be provided to up to two (2) designated and trained
representatives of Licensee. MyECheck shall have no obligation to provide second line support directly to any of Licensee's customers.
In order to assist MyECheck in providing such second line support, Licensee will provide MyECheck with the ability to access Licensee's
site(s) which utilize the Software (including but not limited to configuration information and error logs) and provide assistance
to MyECheck in order to facilitate MyECheck's use of remote administration tools relating to the Software.

 

4. SERVICE LIMITATIONS. The
Maintenance does not include, nor will MyECheck be obligated to provide, services required as a result of: (a) any modification,
reconfiguration or maintenance of the Software not performed or recommended by MyECheck; (b) any use of the Software on a system
that does not meet MyECheck 's minimum standards for such as set forth in the applicable Documentation; (c) any third party hardware
or software not supported or embedded by MyECheck; (d) any configuration of the Software (or hardware configurations) other than
as recommended by MyECheck; or (e) any error caused by Licensee's or any third party's negligence,
abuse, misapplication, or use of Software other than as expressly permitted under the Agreement.

 

5. TERM AND TERMINATION. This
Maintenance Exhibit shall remain in effect for one (1) year from the Effective Date. This Maintenance Exhibit shall automatically
renew for additional one (1) year periods, unless either party provides notice of cancellation of Maintenance to the other
party at least thirty (30) days prior to the anniversary date of this Agreement. Licensee may terminate this Exhibit B if MyECheck
materially breaches the terms of this Exhibit B and such breach remains uncured for thirty (30) days
after written notice. The expiration or termination of this Exhibit shall not terminate or otherwise affect the Agreement. 

 

    	19

    	 

    

 

EXHIBIT C

 

SERVICES EXHIBIT

 

1.   STATEMENT
OF WORK. MyECheck may render services, working individually or with Licensee and/or third parties retained by Licensee, (the "Services")
to Licensee on a time and materials basis as may be agreed upon in a written Statement of Work signed by both parties. If Services
are to be provided on Licensee premises, Licensee shall provide safe and adequate space, power, network connections and other resources
and assistance as requested by MyECheck.

 

2. PROJECT
ADMINISTRATION. The Technical Contact (as set forth in the Agreement) for Licensee shall provide MyECheck all assistance and guidance
reasonably requested by MyECheck for the performance of the Services. Licensee acknowledges that the timely performance of the
Services is dependent both on reasonable access to and assistance by Licensee, including the Licensee Technical Contact. MyECheck
acknowledges that the success of Licensee's business shall depend on MyECheck's ability to provided the Services on a timely basis
in accordance with the dates specified by Licensee, and shall use all reasonable efforts to complete all Services efficiently and
on or ahead of schedule

 

3. COMPENSATION.
MyECheck shall be paid fees on a time and materials basis in accordance with Statement of Work signed by both parties. Licensee
shall also reimburse MyECheck for reasonable travel, lodging, meal and other expenses reasonably incurred while providing the Services.
MyECheck shall provide Licensee with accurate invoices detailing the consulting hours, fees and expense reimbursements due MyECheck.
Licensee payment for Services and expenses shall be due thirty (30) days from the date of invoice. The parties agree that Licensee
shall not be charged nor shall it be liable for any travel time incurred in connection herewith.

 

4. THIRD
PARTY SOFTWARE. Licensee acknowledges that in order for MyECheck to perform the Services, Licensee may need to obtain additional
third party services ("Third Party Services") or third party technology ("Third Party Technology"). Licensee
agrees that the rights and licenses with respect to Third Party Technology and Third Party Services shall be under teiins set forth
in the pertinent purchase, license or services agreements between Licensee and the vendors of such Third Party Software or Third
Party Services. Licensee shall execute and comply with appropriate purchase, license, or services agreements with respect to any
Third Party Software or Third Party Services. Any amounts payable to third party vendors or service providers under such agreements
are the sole responsibility of Licensee and shall be paid directly by Licensee to such third party vendors or service providers.

 

    	20

    	 

    

 

5. LICENSE
TO Licensee MATERIALS. Licensee acknowledges that in order to perform the Services, MyECheck may require access to and use of certain
software or other materials of Licensee or Licensee's suppliers (including access to code relating to the Software or that may
effect the performance of the Software) ("Licensee Materials"). Licensee grants to MyECheck a royalty-free, nonexclusive
license to access and use the Licensee Materials (including through subcontractors) as required for MyECheck's performance of the
Services hereunder.

 

6. RIGHTS
AND OWNERSHIP. To the extent  that  any modification, enhancement, extension, interface or
derivative work to the Software or any other deliverable is produced through the Services, Licensee shall have the same rights
in such (both the source and object code form) as Licensee has in the Software. Licensee acknowledges and agrees that other than
the Third Party Software and the Licensee Materials, MyECheck owns all computer programs, utilities and intellectual property which
aid MyECheck in performing the Services or which are produced as a result of the Services.

 

7. Independent
Contractors. MyECheck agrees that it shall be considered an independent contractor and that it shall not be deemed to be an employee
of Licensee. MyECheck and its employees, agents and contractors performing services hereunder shall not be entitled to any employee
benefits of Licensee.

 

MyECheck Professional Services Statement of Work

 

    	21

    	 

    

 

PROJECT ASSIGNMENT

 

This Project
Assignment is issued in accordance with, and shall be governed by, the terms herein and the terms and conditions of the Software
License and Services Agreement entered into between the parties on September 1, 2013

 

	Client Code:	Project Code:
	 	 
	Client Name: Licensee	Project Name:

 

	MyECheck Consulting Director: 	 
	 	Name: Ed Starrs 	 
	 	Address: 3941 Park Dr. Suite 20-179, El Dorado Hills, CA 95762 
	 	Phone: (916) 222-4376	 
	 	Fax:   (866) 419-0363	Mobile Phone:(916) 365-6963
	 	E-mail: ed.starrs@MyECheck.com 	 

 

	MyECheck Project Manager 
	 	Name: Steve Blandford 
	 	Address: 2624 Alana Ct., Cameron Park, CA 95682 
	 	Phone: (916) 222-8555
	 	Fax: ( )
	 	Mobile Phone:(916) 671-4349 
	 	Email: steve.blandford@MyECheck.com 

 

	Licensee Project Manager: 
	 	Name: Matt Hanson 
	 	Title: Managing Director 
	 	Address:  Hunkins Waterfront Plaza, Suite 556, Main St, Charlestown, Nevis 
		E-mail: sierragloball1c@yahoo.com
		Fax: 
	 	Mobile: 
	 	Email:

 

	Licensee Billing Contact: 
	 	Name: (same) 
	 	Title: 
	 	Address: 
	 	Phone:
	 	 E-mail: 
	 	Fax: 
	 	Mobile:
	 	Email: 

 

    	22

    	 

    

 

License:

 

Licensee   ("Licensee')
understands that in order to commence the work contemplated in this Project Assignment, Licensee and MyECheck must have negotiated
and executed a Software License and Services Agreement.

 

Project Objective:

 

MyECheck Consulting Services
will provide general and technical consulting services to Licensee on a monthly fee basis to assist with the implementation of
MyECheck Software. This Statement of Work covers all work performed by MyECheck Professional Services until September 1, 2014.
Rates of MyECheck Professional Services resources will be at the rates described below. The support provided herein will include
but not be limited to the following areas:

 

		o	Oversight

		o	Project management best practices, and reusable interfaces/customizations

		o	CIS/merchandising advisory

		o	Environment architecture advisory

		o	Template design and development advisory

		o	Customization design and development advisory

		o	Interface design and development advisory

		o	Call center design and development advisory

		o	General subject matter expertise

 

Members
from MyECheck Professional Services will be assigned in various rolls to support Licensee in its implementation of the
MyECheck system. MyECheck Professional services staff will be assigned to support Licensee in its implementation of the
MyECheck system for the Public Launch. The involvement of these consultants will range from part time to full time. MyECheck
will direct the extent of the involvement that is necessary, and Licensee agrees to devote such resources as MyECheck shall
reasonably direct. However, minimal time from the MyECheck Consulting Director and at least part time involvement from a
Consulting Manager will be mandatory. The primary goal of the MyECheck Professional services personnel is the support of
Licensee in the successful implementation of the MyECheck system.

 

    	23

    	 

    

 

MyECheck Software consultants
will work at various location including MyECheck offices and on site at Licensee specified offices, and offsite as required.

 

Mr. Ed Starrs
Consulting Director, is assigned as the MyECheck Consulting Director for Licensee and is the main MyECheck contact for the Project.
Steve Blandford is the project Manager and will manage the daily operation of the project.

 

In Scope:

•  implementation of MyECheck system

•  branding for customer

•  bank & merchant integration support

•  custom work for customers industry specific
needs [vertical integration with other technologies]

•  ongoing system maintenance and build-out

•  training of staff in operational use

•  consulting with technical staff about systems
administration

•  consulting with technical staff about systems
engineering

•  consulting with technical staff about systems
security and anti-fraud technologies

 

Out of Scope:

 

		•	Responsibility for any formal deliverables other than
those agreed upon by Licensee and MyECheck Software during the course of the project.

		•	Responsibility for managing or creating any product
data, prices, promotions, and content (graphics, HTML, copy).

 

Project Requirements:

 

		•	Licensee will provide knowledgeable personnel during
the project who are familiar with the project requirements.

 

		•	Licensee will provide network/server administrator
assistance when MyECheck installs any software, and provide any needed network linkage to any existing databases.

 

    	24

    	 

    

 

		•	MyECheck technical resources will be provided desktop space, connection to the development
                                                                                    environment and network, telephones, and analog line for connection to the MyECheck network while working on site.

 

		•	Licensee will provide as needed roles (creative, data
loads, DBA and system admin).

 

Project Staffing for MyECheck Resources:

 

Project
staffing level will be determined by MyECheck. The staffing level is elastic and may be changed by MyECheck based upon project
requirements without notice or penalty. Licensee is engaging MyECheck Professional services roles and not specific staff.

 

Roles and Responsibilities:

 

Steve Blandford
will serve as the MyECheck Project Director, and will provide guidance to the project based on other past and current MyECheck
consulting projects, as well as general project experience. He will serve as the key point of contact for project specific MyECheck
resource needs and to serve as the first point of escalation beyond the MyECheck on site project team.

 

Mr. Blandford
will offer best practice design experience in the areas of Licensee system merchandising functionality, site design, back end integration
design, Licensee project phase task planning (design, build, test, performance test, go live support), and help provide general
project reviews and observations using previous MyECheck project and general project experience. MyECheck will also serve to facilitate
Tech Support readiness, Licensee engineer requirements gathering, Licensee release acceptance planning, Licensee implementation
issue escalation, and is responsible to Licensee for managing onsite MyECheck consultants.

 

MyECheck
will assign, at the Client's request, consultants and/or senior consultants to assist the Licensee team, to work on gap analysis,
architecture, CIS advisory, template development, customization, backend integration design and development, mentoring, and as
needed. These resources can work on specific development tasks as assigned by the Licensee project management and the MyECheck
Consulting Manager. These resources can also serve as a leveraged resources for other development team members on MyECheck technical
issues regarding site development, most specifically questions relating to the use of the MyECheck system API's and template development.

 

    	25

    	 

    

 

MyECheck may assign a part time
Principal Consultant or consulting manager to serve as the Solution Architect, initially working on gap analysis and architecture
(for new development), complex development and customization, backend integration design and development, mentoring, and then as
needed.

 

From time to time, MyECheck may
provide additional strategic, part time resources with specific expertise for specific, well-defined, reasons, tasks, or advice,
in 1 or 2 day efforts. These part time resources would be project & time specific and would be agreed to between MyECheck and
Licensee before such resources would be assigned.

 

Project Organization:

 

The MyECheck Software project team is organized as
follows. All MyECheck Professional Services report to the Project Manager. The Project Manager reports to the Consulting
Director.

 

Consulting Rates:

 

All work will be on a month fee
basis for full time availability, or billed hourly per the following rates. Rates are not subject to change before: September 1,
2014. If the rates change, MyECheck will notify the client prior to the change.

 

	Per Month for 12 Months	$2000.00

 

Or

 

	Hourly (Subject to Scheduling and Availability)	$125.00/Hour

 

Project Pricing and Expenses:

 

MyECheck shall incur all reasonable
expenses in the performance of the services contained herein including but not limited to contractors and consultants used for
software development, testing, quality assurance and deployment during the term of this agreement.

 

From time
to time there may be a need for Licensee to incur certain expenses. Notwithstanding anything else to the contrary contained herein,
any single expense in excess of three hundred dollars ($500) must be pre-approved in writing (or by email) by Licensee or it shall
not be deemed a reimbursable expense.

 

    	26

    	 

    

 

Billing schedule:

 

Billing
is monthly and payment is due on the first day of each month for services to be provided that month, and shall be transferred by
wire transfer to the account number provided by the MyECheck Consulting Director.

 

MyECheck reserves the right to discontinue the
provision of services under this Statement of Services in the event that Client fails to
continue to make timely payment of fees and expenses due hereunder. A late fee of Prime plus 3% annualized will be
assessed for payment beyond 30 days.

 

Non-Solicitation of Employees:

 

During the term of this Agreement
and for a period of one (1) year following completion of work hereunder, neither party shall solicit employment of any current
or prior employee of the other.

 

Signatures:

 

EACH
PARTY ACKNOWLEDGES THAT IT HAS READ THIS STATEMENT OF WORK, UNDERSTANDS IT AND AGREES TO BE BOUND BY ITS TERMS AND
CONDITIONS. FURTHER, EACH PARTY AGREES THAT, ALONG WITH THE APPLICABLE SOFTWARE LICENSE AND SERVICES AGREEMENT, THIS
STATEMENT OF WORK AND APPLICABLE CHANGE ORDERS ARE THE COMPLETE AND EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN THE PARTIES
RELATING TO THE SERVICES DESCRIBED HEREIN, WHICH SUPERSEDES ALL PROPOSALS OR PRIOR
AGREEMENTS, ORAL OR WRITTEN, AND ALL OTHER COMMUNICATIONS BETWEEN THE PARTIES RELATING TO THE SUBJECT
MATTER HEREOF.

 

THE SIGNATURE
BELOW ACKNOWLEDGES THAT EACH PARTY HAS AUTHORIZED AND APPROVED THIS ORDER IN ACCORDANCE WITH THE TERMS AND CONDITIONS SET FORTH
IN THE AGREEMENT. WHETHER OR NOT CUSTOMER ISSUES A PURCHASE ORDER, THIS SIGNATURE IS CUSTOMER'S EXPRESS AUTHORIZATION AND COMMITMENT
TO PAY MYECHECK FOR THE PRODUCTS AND/OR SERVICES HEREIN IN ACCORDANCE WITH THE PAYMENT SCHEDULE FOR THIS ORDER. IF NO PAYMENT TERMS
HAVE BEEN SPECIFIED ELSEWHERE, PAYMENTS ARE DUE NET 30 DAYS FROM INVOICE DATE. CUSTOMER AGREES THAT THESE TERMS WILL CONTROL OVER
ANY CONFLICTING TERMS ON ANY CUSTOMER PURCHASE

 

    	27

    	 

    

 

ORDER.

 

CUSTOMER MAY
TERMINATE ANY PROFESSIONAL SERVICES STATEMENT OF WORK HEREUNDER AT ANY TIME BY PROVIDING MYECHECK WITH WRITTEN NOTICE THIRTY (30)
WORKING DAYS PRIOR TO TERMINATION. THIS NOTICE IS REQUIRED REGARDLESS OF WHETHER WORK HAS STARTED OR NOT. IN THE EVENT THAT CUSTOMER
TERMINATES EITHER A PROFESSIONAL SERVICES STATEMENT OF WORK OR SERVICES TO BE PERFORMED HEREUNDER, CUSTOMER SHALL REMAIN OBLIGATED
TO PAY MYECHECK SOFTWARE FOR THE SERVICES PERFORMED, OR TO BE PERFORMED FOR THE REMAINDER OF THE TERM OF THE AGREEMENT.

 

	ACCEPTED BY: Licensee	ACCEPTED BY: MyECheck Inc.
	 	 	 	 	 
	Signed: 	/s/ Matt Hanson	 	By:	/s/ Edward R. Starrs
	 	 	 	 	 
	Name: 	Matt Hanson	 	Name: 	Edward R. Starrs
	 	 	 	 	 
	Title: 	Managing Director	 	Title:	CEO
	 	 	 	 	 
	Date:  	November 23, 2013	 	Date: 	November 23, 2013

 

    	28

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