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                                                                    EXHIBIT 10.4

                           THE BOSPHOROUS GROUP, INC.
                       318 NORTH CARSON STREET, SUITE 208
                          CARSON CITY, NEVADA 89701 USA
                            DMCCLORY@BOSPHOROUS.NET

                        INDEPENDENT CONSULTING AGREEMENT

This Agreement is made this 1st day of August 2002 by and between Centergistic
Solutions, Inc., a California corporation (CSI), and The Bosphorous Group, Inc.,
a Nevada corporation (TBG).

TBG agrees to serve CSI and its owners, shareholders and affiliates, as private
placement and/or investment banking consultants in an effort to assist CSI in
the sale of its business, the private or public placement of bridge financing,
debt, common or preferred stock ("the financing"). Accordingly, the parties
agree as follows:

     1.  TBG will work closely with CSI executives to provide advisory
         consulting services to CSI on a progressive basis for the following
         anticipated six phases of the assignment: I. Preparation and Packaging
         to create an Investor Information Memorandum and PowerPoint for
         preliminary bank selection; II. Bank Introduction Presentations to
         obtain indications of funding interest; III. Bank Selection and
         Engagement for anticipated public market listing and funding
         commitment; IV. Listing Preparation with the bank, including an
         analyst's research report and the exchange's admission document; V.
         Syndicate Selling with the bank to solicit institutional subscriptions
         for the funding through a road show; VI. Listing and Funding of CSI's
         shares on a stock exchange with the bank in an IPO or other
         transaction.

     2.  CSI will pay TBG a nonrefundable monthly retainer of US$5,000 for
         provision of the above advisory consulting services, commencing on
         August 1, 2002 and continuing on the first of each successive month for
         an estimated four months thereafter. In addition, CSI shall reimburse
         TBG for all reasonable business expenses, providing such expenses are
         approved in advance by CSI. CSI shall reimburse TBG within 30 days of
         presentation of such expenses.

     3.  CSI will have the absolute right to accept or reject any offer received
         from prospective purchasers, investors, partners, or merger proposals
         submitted by TBG. Finders' Fees as defined

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     INDEPENDENT CONSULTING AGREEMENT, AUGUST 1, 2002 (CONT'D 2 OF 3)

         below shall be payable by CSI to TBG only if a transaction initiated by
         a party introduced by TBG is consummated.

     4.  This agreement shall be in effect from the date first written above and
         continue thereafter until terminated by either party upon 30 days
         written notice.

     5.  TBG shall use its best efforts to negotiate with prospective
         purchasers/investors/partners. CSI will furnish material in the form of
         a draft offering document, based on information compiled and supplied
         by CSI.

     6.  During the term of this agreement, and for 24 months thereafter, CSI
         agrees to pay TBG a Finders' Fee in cash at the closing of the sale or
         financing between CSI and purchasers, investors, lenders and affiliates
         introduced to CSI by TBG. The 5% Finders' Fee shall be determined by
         multiplying 0.05 times the gross purchase price in the event of the
         sale of the CSI business, or times the net proceeds received by CSI
         from investors or lenders introduced by TBG. The net proceeds shall be
         calculated by deducting the sales commissions and investment banking
         fees payable by CSI to such investors or lenders, from the gross
         proceeds.

     7.  During the term of this agreement, and for 24 months thereafter, CSI
         agrees to issue to TBG Finders' Fee warrants to purchase common stock
         in an amount equal to 5% of the debt, common or preferred stock
         purchased as a result of each financing by an investor introduced to
         CSI by TBG. Such warrants shall have an exercise term of 5 years from
         the date of issuance and shall be exercisable at a price equal to the
         price per share determined by the independent appraisal commissioned by
         CSI's ESOT dated December 2001.

     8.  During the negotiations of this agreement, TBG can seek to obtain
         interest from potential candidates. CSI agrees not to circumvent TBG by
         attempting to contact or deal directly with any parties referred or
         introduced by TBG, for a period of 24 months, unless TBG authorizes and
         approves such in writing. This agreement is exclusive only for CSI
         funding and listings connected to a European-based stock exchange,
         including but not limited to LSE's AIM or the EuroNext system. This
         agreement is non-exclusive for any other non-European financings
         which CSI may pursue independently.

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INDEPENDENT CONSULTING AGREEMENT, AUGUST 1, 2002 (CONT'D 3 OF 3)

     9.  CSI shall indemnify TBG, its officers, directors, employees, and agents
         for any liability, claim, or expense, including any reasonable
         attorney's fees, arising out of or in connection with this agreement or
         the services of TBG hereunder, except to the extent attributed to the
         negligence or willful misconduct of TBG.

     10. This agreement shall be interpreted under the laws of the State of
         California. Any controversy, dispute or claim between the parties
         relating to this agreement shall be resolved by binding arbitration in
         accordance with the rules of the American Arbitration Association.

     11. TBG undertakes no representation, express or implied, that it will
         effect the sourcing of investment partners as a result of this
         agreement. The duties of TBG shall not include legal and accounting,
         which shall be prepared by CSI at its own expense. CSI shall furnish
         TBG complete, accurate and historic business information and shall
         promptly inform TBG of any changes, which may materially affect its
         business or TBG services under this agreement.

     12. By signing this agreement, CSI's signing party represents that he has
         the unconditional authority of its Board of Directors to enter into
         this agreement on behalf of CSI.

     13. This is the entire agreement between the parties pertaining to its
         subject matter and supersedes all prior agreements, representations,
         and undertakings of the parties. No modifications of this agreement
         shall be binding unless agreed in writing by the parties.

Please indicate your acceptance of this agreement by executing and returning the
enclosed copy.

CENTERGISTIC SOLUTIONS, INC.                      THE BOSPHOROUS GROUP, INC.

BY: /s/ Ricardo Brutocao                          BY: /s/ Daniel J. McClory
    --------------------------                        --------------------------
NAME: Ricardo Brutocao                            NAME: Daniel J. McClory
TITLE: President                                  TITLE: President
DATE: 8/1/02                                      DATE: 8/1/02<PAGE>

                                                                    EXHIBIT 10.5

                           THE BOSPHOROUS GROUP, INC.
                       318 NORTH CARSON STREET, SUITE 208
                          CARSON CITY, NEVADA 89701 USA
                             DMCCLORY@BOSPHOROUS.NET

                        INDEPENDENT CONSULTING AGREEMENT

This Agreement is made this 1st day of October 2003 by and between Centergistic
Solutions, Inc., a California corporation (CSI), and The Bosphorous Group, Inc.,
a Nevada corporation (TBG).

TBG agrees to serve CSI and its owners, shareholders and affiliates, as
investment banking consultants in an effort to assist CSI in the listing of its
shares on a stock exchange, the sale of its business, the private or public
placement of financing, debt, common or preferred stock ("the financing").
Accordingly, the parties agree as follows:

      1.        TBG will work closely with CSI executives as requested to
            provide advisory consulting services to CSI on a progressive basis
            for the following anticipated six phases of the assignment,
            including but not limited to: I. Preparation and Packaging to create
            an Investor Information Memorandum and PowerPoint for preliminary
            broker and investor selection; II. Broker and Investor Introduction
            Presentations to obtain indications of public listing and funding
            interest; III. Broker Selection and Engagement for public listing
            and funding commitment; IV. Listing Preparation with the broker,
            including an analyst's research report and the SEC as well as the
            exchange's application document; V. Syndicate Selling with the
            broker to solicit subscriptions for the funding through a road show;
            VI. Listing and Secondary Funding of CSI's shares on a stock
            exchange with the broker and subsequent investors in a secondary
            fundraise or other transaction.

      2.        CSI will hire TBG's Daniel J. McClory as an employee and pay
            McClory US$1,000 per month, as well as pay the costs of
            participation in CSI's medical benefits program for McClory and his
            family. CSI will pay TBG a nonrefundable Success Advisory Fee of
            US$12,500 upon receipt by CSI of US$1,000,000 or greater in
            financing following the date of this Agreement. CSI will pay TBG a
            second nonrefundable Success Advisory Fee of US$12,500 upon receipt
            by CSI of US$2,000,000 or greater in aggregate financing following
            the date of this Agreement. Finally, CSI will pay TBG a third
            nonrefundable Success Advisory Fee of US$12,500 upon receipt by CSI
            of US$3,000,000 or greater in aggregate financing

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      following the date of this Agreement. Each of these three Success Advisory
      Fees of US$12,500 shall be payable in registered and unrestricted stock of
      CSI, calculated at the rate of US$3.18 per share, based on the most recent
      financing completed by CSI prior to the date of this Agreement, and as
      adjusted for splits. In addition, CSI shall pre-pay or reimburse TBG for
      all reasonable business expenses, providing such expenses are approved in
      advance by CSI. CSI shall reimburse TBG within 15 days of presentation of
      such expenses.

      3.        CSI will have the absolute right to accept or reject any offer
            received from prospective sponsoring investment banks, investors,
            partners, or merger proposals submitted by TBG. Finders' Fees as
            defined below shall be payable by CSI to TBG only if a transaction
            initiated or completed by TBG is consummated.

      4.        This Agreement shall be in effect from the date first written
            above and continue thereafter for nine (9) months. However, it may
            be terminated by either party with 30 days written notice.

      5.        TBG shall use its best efforts to negotiate with prospective
            sponsoring brokers, investment banks, investors and partners. CSI
            will furnish material in the form of a draft offering document,
            based on information compiled and supplied by CSI.

      6.        During the term of this agreement, and for 18 months following
            termination, CSI agrees to pay TBG a Finders' Fee in cash at the
            closing of the sale or financing between CSI and purchasers,
            investors, lenders and affiliates introduced to CSI by TBG. The
            purchasers, lenders and affiliates must directly invest in CSI, and
            not through any party other than TBG. The 5% Finders' Fee shall be
            determined by multiplying 0.05 times the gross purchase price in the
            event of the sale of the CSI business, or times the proceeds
            received by CSI from investors or lenders introduced by TBG.

      7.        During the term of this agreement, and for 18 months following
            termination, CSI agrees to issue to TBG Finders' Fee warrants to
            purchase common stock in an amount equal to 5% of the debt, common
            or preferred stock purchased as a result of each financing by an
            investor introduced to CSI by TBG. The purchasers, lenders and
            affiliates must directly invest in CSI, and not through any party
            other than TBG. Such warrants shall have an exercise term of 5 years
            from the date of issuance, shall allow for their cashless exercise,
            and shall be exercisable at a price equal

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            to the price per share of the financing from the TBG-introduced
            investor.

      8.        Notwithstanding the above, at TBG's discretion, any portion of
            the amounts listed above in the Finders' Fee section 6 may be
            applied toward the purchase of unrestricted, freely-tradable CSI
            stock, subject to any restrictions placed by an underwriter, at the
            then-current round price.

      9.        During the negotiations of this agreement, TBG can seek to
            obtain interest from potential listing sponsors and investment
            candidates. CSI agrees not to circumvent TBG by attempting to
            contact or deal directly with any parties referred or introduced by
            TBG, for a period of 18 months, unless TBG authorizes and approves
            such in writing.

      10.       CSI shall indemnify TBG, its officers, directors, employees, and
            agents for any liability, claim, or expense, including any
            reasonable attorney's fees, arising out of or in connection with
            this agreement or the services of TBG hereunder, except to the
            extent attributed to the negligence or willful misconduct of TBG.

      11.       TGB shall indemnify CSI, its officers, directors, employees, and
            agents for any liability, claim, or expense, including any
            reasonable attorney's fees, arising out of or in connection with
            this agreement or the services of TBG hereunder, except to the
            extent attributed to the negligence or willful misconduct of CSI.

      12.       This agreement shall be interpreted under the laws of the State
            of California. Any controversy, dispute or claim between the parties
            relating to this agreement shall be resolved by binding arbitration
            in accordance with the rules of the American Arbitration Association
            in Orange County, California.

      13.       TBG undertakes no representation, express or implied, that it
            will effect the sourcing of investment partners as a result of this
            agreement. The duties of TBG shall not include legal and accounting,
            which shall be prepared by CSI at its own expense. CSI shall furnish
            TBG complete, accurate and historic business information and shall
            promptly inform TBG of any changes, which may materially affect its
            business or TBG services under this agreement.

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      14.       By signing this agreement, CSI's signing party represents that
            he has the unconditional authority of its Board of Directors to
            enter into this agreement on behalf of CSI.

      15.       This is the entire agreement between the parties pertaining to
            its subject matter and supersedes all prior agreements,
            representations, and undertakings of the parties. No modifications
            of this agreement shall be binding unless agreed in writing by the
            parties.

Please indicate your acceptance of this agreement by executing and returning the
enclosed copy.

CENTERGISTIC SOLUTIONS, INC.                THE BOSPHOROUS GROUP, INC.

BY:____________________                     BY:_____________________

RICARDO G. BRUTOCAO                         DANIEL J. McCLORY

CHAIRMAN AND CEO                            PRESIDENT

DATE:__________________                     DATE:___________________

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