Document:

Exhibit
10.1

 

CONSULTING
AGREEMENT

 

This
CONSULTING AGREEMENT (this “Agreement”)
is made and entered as of November 6, 2020 (the “Effective Date”), by and between Save Foods, Inc.,
a Delaware corporation (the “Company”),
and S.T. Sporting (1996) Ltd. (the “Consultant”).
Each of the Company and the Consultant shall additionally be referred to herein as a “Party”
and collectively, the “Parties”.

 

1.
Services; Term and Termination.

 

1.1.
Services. The services which will be provided by the Consultant shall be in the scope of, and shall include further terms
and conditions as specified in Exhibit A attached hereto (the “Services”).

 

1.2.
Commencement. The engagement hereunder shall commence on November 5, 2020
(the “Effective Date”).

 

1.3.
Term; Termination. This Agreement shall commence as of the Effective Date, and shall be in effect unless terminated by
either of the Parties at any time upon sixty (60) days prior written notice (the “Term”).

 

1.4.
Nothing in this Agreement shall be interpreted as preventing or restricting the Company from obtaining or seeking from any other
person services of the same nature as the Services, or otherwise from performing or seeking to perform any action or operation.

 

2.
Compensation.

 

2.1.
In full consideration for all Services under this Agreement, the Company shall pay the Consultant the amounts set forth in Exhibit
B attached hereto (the “Compensation”).

 

2.2.
The Compensation shall be paid to Consultant against an invoice issued by Consultant in accordance with applicable law, setting
forth, to the extent applicable, relevant calculations and the required reports, and to be paid by the Company within thirty (30)
days after the Company’s receipt of such invoice.

 

2.3.
The Consultant agrees to pay any and all taxes, fees, duties and/or other impositions that may be levied on Consultant pursuant
to relevant law in connection herewith, including, self-employment taxes, and to indemnify the Company in the event the Company
is required to pay any such taxes on behalf of the Consultant and/or anyone on the Consultant’s behalf.

 

2.4.
All sums payable under this Agreement shall be made in US Dollars and shall exclude VAT withholding tax and shall be inclusive
of all other taxes, duties, levies and like matters imposed by any governmental authority, which, if applicable, shall be paid
by the Consultant in accordance with applicable law. In the event that pursuant to any law or regulation, tax is required to be
withheld at source from any payment made to the Consultant, the Company shall withhold said tax in accordance with applicable
law.

 

2.5. The Compensation under Section ‎2 shall constitute the
total and exclusive compensation payable to Consultant for the Services rendered hereunder. Consultant shall not be entitled to
any other form of compensation, commission, fee, bonus, expenses reimbursement or any other form of payment in connection with
the Services.

 

3.
Confidentiality; Proprietary Rights; Non-Compete; Non Solicitation. For the purposes of this Section 3, unless
the context otherwise requires, the term “engagement with the Company” shall also include the engagement with
the Company, prior to the execution of this Agreement, and any engagement with any and all of the Company’s direct and indirect
existing and future affiliates, subsidiaries, parent or related corporations

 

    	 

    	2

    

 

3.1.
Confidentiality.

 

3.1.1.
Nondisclosure; Recognition of Company’s Rights. At all times during Consultant’s engagement and thereafter,
the Consultant will hold in confidence and will not disclose, use, lecture upon, or publish any of the Company’s Confidential
Information (as defined below), except as such use is required in connection with its engagement for the Company, or unless the
Company expressly authorizes in writing such disclosure or publication. The Consultant will obtain the Company’s written
approval before publishing or submitting for publication any material (written, oral, or otherwise) that relates to its engagement
with the Company and/or incorporates any Confidential Information. The Consultant hereby assigns to the Company any rights it
has or acquires in any and all Confidential Information and recognizes that all Confidential Information shall be the sole and
exclusive property of the Company and its assigns.

 

3.1.2.
For the purpose of this Agreement, “Confidential Information” shall mean any and all confidential knowledge,
data or information related to the Company’s business as conducted and/or as proposed to be conducted or its actual or demonstrably
anticipated research or development, including without limitation: (a) trade secrets, inventions, ideas, processes, computer source
and object code, data, formulae, programs, other works of authorship, graphics, creative works, data, methods, drawings, models,
text, photos, audio works, translation works, broadcasting works, animation works, algorithms, icons, symphonies, tunes, melodies,
sound effects, know-how, improvements, discoveries, developments, designs, and techniques; (b) information regarding products,
plans for research and development, marketing and business plans, budgets, financial statements, contracts, prices, suppliers,
and customers; (c) information regarding the skills and compensation of the Company’s consultants, contractors, and any
other service providers of the Company; and (d) the existence of any business discussions, negotiations, or agreements between
the Company and any third party. Confidential Information shall not include information or matter that the Consultant can document
that (a) was already known to the Consultant prior to disclosure as can be demonstrated by Consultant’s dated written records;
(b) is independently developed by the Consultant without reference to or use of the Confidential Information as can be demonstrated
by Consultant’s dated written records; or (c) which at the time of disclosure by the Company is generally available to the
public or thereafter becomes generally available to the public other than through a breach of any obligation under this Agreement
caused by an act or omission on the part of the Consultant.

 

3.1.3.
Third Party Information. The Consultant understands, in addition, that the Company has received and in the future will
receive from third parties confidential or proprietary information (the “Third Party Information”) subject
to a duty on the Company’s part to maintain the confidentiality of such information and to use it only for certain limited
purposes. During the term of Consultant’s engagement and thereafter, it will hold Third Party Information in strict confidence
and will not disclose to anyone (other than the Company personnel who need to know such information in connection with their work
for the Company) or use, except in connection with his/her work for the Company, Third Party Information, unless expressly authorized
by an officer of the Company in writing.

 

4.
Relationship; Warranties.

 

4.1.
Consultant shall at all times act as an independent contractor, and shall not be, and/or claim to be, an employee or agent of
the Company. Consultant warrants that he is aware that this Agreement is only an agreement for the provision of services on a
strictly contractual basis, and does not create employer-employee relations between him and the Company and does not confer upon
him any rights, except for those set forth herein explicitly. Without limitation of the foregoing, Consultant will (a) not enter
into any contract, agreement or other commitment, or incur any obligation or liability, in the name or otherwise on behalf of
the Company; (b) not be entitled to any worker’s compensation, pension, retirement, insurance or other benefits afforded
to employees of the Company; (c) provide for all applicable income tax and other withholding relating to Consultant’s compensation;
(d) pay all social security, unemployment and other employer taxes relating to Consultant’s compensation; (e) provide all
worker’s compensation and other insurance relating to Consultant’s engagement; and (f) perform all reporting, recordkeeping,
administrative and similar functions relating to Consultant’s compensation. The Company
is not restricted in otherwise contracting or engaging any partner by itself or through any third party.

 

4.2.
The Consultant represents and warrants that the execution and delivery of this Agreement, the performance of the Services and
the fulfillment of the terms hereof will not: (a) constitute, in whole or in part, a default, violation or breach under or conflict
in any way with any agreement, obligation, undertaking or commitment to which the Consultant is a party or by which he/she is
bound, including without limitation, any confidentiality, invention assignment or non-competition agreement and (b) do not require
the consent, permission or authorization of or notification to any person or entity.

 

    	 

    	3

    

 

4.3.
The Consultant hereby undertakes to comply with all Company disciplinary regulations, work rules, policies, procedures and objectives,
which are relevant to the performance of the Services or otherwise to consultants of the Company.

 

4.4.
The Consultant shall not solicit or accept in connection with the performance of the Services or in connection with the Company,
any gift, benefit, favor, loan, or any other thing of monetary value, from a person who is or is possibly connected, directly
or indirectly, to either the business of the Company, a competitor of the Company or a potential competitor of the Company.

 

4.5.
The Consultant shall take all necessary precautions to prevent the occurrence of any bodily injury or property damage, to the
Company, its employees or any third party, arising out of or resulting from the performance of the Services and shall be solely
responsible, and liable, for any such bodily injury or property damage.

 

5.
Miscellaneous. Consultant agrees that any breach of Section 3 above by it would cause irreparable damage
to the Company and that, in the event of such breach, the Company shall have, in addition to any and all remedies of law, the
right to an injunction, specific performance or other equitable relief to prevent the violation or threatened violation of the
Consultant’s obligations hereunder. Consultant shall at all times act as an independent contractor, and shall not be, and/or
claim to be, an employee of the Company. This Agreement is only an agreement for the provision of consulting services on a strictly
contractual basis, and does not create employer-employee relations between the Consultant and the Company and does not confer
upon the Consultant any rights, except for those set forth herein. This Agreement represents the only Agreement relating to this
subject matter between the Consultant and the Company. Consultant will not (by contract, operation of law or otherwise) assign
this Agreement or any right or interest in this Agreement without the prior written consent of the Company. Subject to the foregoing,
this Agreement will be fully binding upon, inure to the benefit of, and be enforceable by the parties and their respective successors,
assigns and legal representatives. This Agreement shall be construed and governed by New York law, excluding laws relating to
conflicts or choice of law. The Parties submit to the exclusive personal jurisdiction of the federal and state courts located
in the Southern District of New York in connection with any dispute or any claim related to any dispute. No modifications or amendments
to this Agreement can be made except in writing, signed by the Consultant and Company. Sections 3,4,5 shall survive termination
or expiration of this Agreement.

 

-
Signature Page Follows -

 

    	 

    	4

    

 

 

IN
WITNESS WHEREOF, the parties hereto have caused this Agreement to be duly executed and delivered on and as of the Effective
Date. This Agreement may be executed in two or more counterparts, each of which shall constitute an original and all of which
shall be deemed a single agreement.

 

	COMPANY:	 	CONSULTANT:
	 	 	 	 	 
	 	/s/
    Benad Goldwasser	 	 	/s/
    David Palach
	 	Save
    Foods, Inc.	 	 	S.T.
    Sporting (1996) Ltd.
	 	 	 	 	 
	By:	Benad
    Goldwasser	 	By:	David
    Palach
	Title	Chairman
    of the Board	 	Title	Owner

 

-
Signature Page to Consulting Agreement / Save Foods, Inc. -

 

    	 

    	5

    

 

Exhibit
A

 

Services

 

The
Services which shall be provided by Consultant pursuant to this Agreement shall include:

 

The
Consultant shall serve as the co-Chief Executive Officer of the Company, effective immediately as of the Effective Date.

 

-
Exhibit A to Consulting Agreement / Save Foods, Inc. –

 

    	 

    	6

    

 

Exhibit
B

 

Compensation

 

In
consideration for the Services rendered by the Consultant pursuant to this Agreement the Company shall pay the Consultant:

 

(i)
a monthly fee in the amount of US$ 8,000 (plus VAT, if required by law).

 

(ii)
an option grant subject to Company’s current equity incentive plan, the terms of which will be negotiated in good faith
between the Consultant and the Company’s board of directors.

 

collectively
(the “Compensation”).

 

-
Exhibit B to Consulting Agreement / Save Foods, Inc. –Exhibit 10.1

 

LOCK-UP AGREEMENT

 

This STOCKHOLDER LOCK-UP
AGREEMENT (this “Agreement”), dated as of November 10, 2020, is entered into by and among Triterras, Inc., a
Cayman Islands exempted company (“Holdco”), Netfin Acquisition Corp., a Cayman Islands exempted company (“Netfin”),
MVR Netfin LLC, a Nevada limited liability company, as the representative of Netfin (“Netfin Representative”),
IKON Strategic Holdings Fund, a Cayman Islands exempted company (along with any of its respective transferees, successors or assigns,
“IKON”) and Symphonia Strategic Opportunities Limited (along with any of its respective transferees, successors
or assigns,“SSOL”, and together with IKON, the “Stockholders” and each a “Stockholder”).
Capitalized terms used but not defined herein shall have the meaning given to such terms in the Business Combination Agreement
(as defined below).

 

WHEREAS, Netfin,
Holdco, Netfin Merger Sub, a Cayman Islands exempted company (“Netfin Merger Sub”), Netfin Representative and
the Stockholders are party to that certain Business Combination Agreement, dated July 29, 2020 (the “Business Combination
Agreement”), which provided, among other things, for the merger of Netfin Merger Sub with and into Netfin, with Netfin
continuing as the Surviving Netfin Company and wholly-owned subsidiary of Holdco, as a result of which, each issued and outstanding
ordinary share of Netfin immediately prior to the Netfin Merger Effective Time became no longer outstanding and automatically converted
into the right of the holder thereof to receive one ordinary share of Holdco and each outstanding warrant to purchase ordinary
shares of Netfin became exercisable for ordinary shares of Holdco on identical terms;

 

WHEREAS, at
the Closing and in accordance with the terms of the Business Combination Agreement, Holdco acquired indirect ownership of all of
the issued and outstanding shares of Triterras Fintech Pte. Ltd. from the Stockholders in exchange for a combination of cash and
Holdco Ordinary Shares.

 

WHEREAS, as
of the Closing, (i) the Stockholders will be the holders of Holdco Ordinary Shares (together with any Holdco Ordinary Shares are
thereafter issued to or otherwise acquired by such Stockholders, or for which such Stockholder otherwise becomes the record or
beneficial owner (within the meaning of Rule 13d-3 of the Exchange Act but excluding any such securities for which such Stockholder
does not have disposition power), prior to the termination of this Agreement being referred to herein as the “Subject
Securities”); and

 

WHEREAS, as
a condition to the willingness of Holdco, Netfin and Netfin Merger Sub to enter into the Business Combination Agreement, Netfin
has required that the Stockholders, and as an inducement and in consideration therefor, the Stockholders have agreed to, enter
into this Agreement.

 

NOW, THEREFORE,
in consideration of the foregoing and the respective representations, warranties, covenants and agreements set forth below and
for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto, intending
to be legally bound, do hereby agree as follows:

 

     

     

    

 

article
I

Lock-up

 

1.1 Lock-Up.
IKON hereby agrees that from the Closing until three (3) months after the Effective Time (the “10% Lock-Up Period”),
IKON shall not transfer, sell, assign, gift, hedge, pledge or otherwise dispose of (collectively, “Transfer”)
more than 10% of the Subject Securities held at the Effective Time (the “IKON Locked-Up Securities”) or any
security convertible into or exchangeable for such IKON Locked-Up Securities. SSOL and IKON hereby agree that from the Closing
until six (6) months after the Effective Time (the “90% Lock-Up Period”, and together with the 10% Lock-Up Period,
the “Lock-Up Periods”), SSOL shall not Transfer the Subject Securities held at the Effective Time (the “Remaining
Locked-Up Securities”, and together with the IKON Locked-Up Securities, the “Locked-Up Securities”)
or any security convertible into or exchangeable for such Remaining Locked-Up Securities. Each Stockholder hereby agrees that during
the applicable Lock-Up Period, such Stockholder shall not: (a) enter into any contract with respect to any Transfer of the Locked-Up
Securities or any interest therein (including any short sale), or grant any option to purchase or otherwise dispose of or enter
into any Hedging Transaction (as defined below) relating to the Locked-Up Securities, (b) grant or permit the grant of any proxy,
power of attorney or other authorization in or with respect to the Locked-Up Securities except to the extent consistent with this
Agreement or (c) deposit or permit the deposit of the Locked-Up Securities into a voting trust or enter into a tender, support,
voting or similar agreement or arrangement with respect to the Locked-Up Securities. The foregoing restrictions are expressly intended
to preclude the Stockholders from engaging in any Hedging Transaction or other transaction which is designed to or reasonably expected
to lead to or result in a Transfer of any Locked-Up Securities or the economic consequences of ownership of the Locked-Up Securities,
even if the Locked-Up Securities would be Transferred by someone other than the Stockholders. For purposes of this Agreement, “Hedging
Transaction” means any short sale (whether or not against the box) or any purchase, sale or grant of any right (including
any put or call option) with respect to any security (other than a broad-based market basket or index) that includes, relates to
or derives any significant part of its value from the Locked-Up Securities. Notwithstanding the foregoing, during its respective
Lock-Up Period each Stockholder may, (i) Transfer Locked-Up Securities: (A) by will, (B) by operation of Law, (C) for estate planning
purposes, (D) for charitable purposes or as charitable gifts or donations or (E) to any of its Affiliates or by distributions of
Locked-Up Securities to any of its limited partners, members or stockholders. Each transferee of the IKON Locked-Up Securities
or Locked-Up Securities pursuant to Clause (E) in the preceding sentence must agree in writing to be bound by the terms and conditions
of this Section 1.1; and (ii) Transfer Locked-Up Securities pursuant to a bona fide third party tender offer, merger,
consolidation or other similar transaction made to all holders of the Holdco Ordinary Shares involving a change of control of Holdco
or other similar transaction. Any discretionary waiver or termination of the restrictions of any other similar agreements by Holdco
shall automatically apply to the Stockholders.

 

    - 2 -

     

    

 

article
II

REPRESENTATIONS AND WARRANTIES OF STOCKHOLDERS

 

Each Stockholder represents and
warrants to Netfin and Holdco that:

 

2.1 Authorization;
Binding Agreement. Such Stockholder has full legal capacity, right and authority to execute and deliver this Agreement and
to perform its obligations hereunder. This Agreement has been duly and validly executed and delivered by such Stockholder, and
constitutes a valid and binding obligation of such Stockholder enforceable against such Stockholder in accordance with its terms,
except as such enforceability may be limited by applicable bankruptcy, insolvency, reorganization, moratorium or any other similar
Law affecting creditors’ rights generally and by general principles of equity (regardless of whether enforceability is considered
in a proceeding in equity or at Law) (the “Enforceability Exceptions”).

 

2.2 Non-Contravention.
The execution and delivery of this Agreement by such Stockholder does not, and the consummation by such Stockholder of the transactions
contemplated hereby will not, (i) conflict with, or result in any violation or breach of, any provision of the charter, bylaws,
or other organizational document of such Stockholder or any of its Subsidiaries, (ii) conflict with, or result in any violation
or breach of, or constitute (with or without notice or lapse of time, or both) a default (or give rise to a right of termination,
cancellation or acceleration of any obligation or loss of any material benefit) under, require a consent or waiver under, constitute
a change in control under, require the payment of a penalty under or result in the imposition of any Lien on such Stockholder’s
or any of its Subsidiaries’ assets under, any of the terms, conditions or provisions of any material Contract or other agreement,
instrument or obligation to which such Stockholder or any of its Subsidiaries is a party or by which any of them or any of their
properties or assets may be bound, or (iii) conflict with or violate any Law applicable to such Stockholder or any of its Subsidiaries
or any of its or their properties or assets in any material respect, in any such case as would reasonably be expected to impair,
prevent, or materially delay such Stockholder’s ability to enter into the transactions contemplated by this Agreement or
comply with the covenants contained in this Agreement.

 

2.3 Ownership of
Subject Securities; Total Shares. As of the Closing, such Stockholder will be the record or beneficial owner (as defined
in Rule 13d-3 under the Exchange Act) of its respective Subject Securities and will have good title to its respective Subject Securities
free and clear of any Lien (including any restriction on the right to vote or otherwise transfer such Subject Securities), except
as (a) provided hereunder, (b) pursuant to any applicable restrictions on transfer under the Securities Act and (c) subject to
any risk of forfeiture with respect to any Holdco Ordinary Shares granted to such Stockholder under an employee benefit plan of
Netfin. As of the Closing, no Person shall have any contractual or other right or obligation to purchase or otherwise acquire any
of the Subject Securities except subject to any risk of forfeiture with respect to any Holdco Ordinary Shares granted to such Stockholder
under an employee benefit plan of Netfin.

 

2.4 Reliance.
Such Stockholder has had the opportunity to review the Business Combination Agreement and this Agreement with counsel of such Stockholder’s
own choosing. Such Stockholder understands and acknowledges that Netfin and Holdco are entering into the Business Combination Agreement
in reliance upon such Stockholder’s execution, delivery and performance of this Agreement.

 

    - 3 -

     

    

 

article
III

REPRESENTATIONS
AND WARRANTIES OF HOLDCO AND NETFIN

 

Holdco and Netfin represent
and warrant to the Stockholders that:

 

3.1 Organization;
Authorization. Holdco is an exempted company, duly organized, validly existing and in good corporate standing (to the extent
such concepts are applicable) under the Cayman Islands. Netfin is an exempted company, duly organized, validly existing and in
good corporate standing (to the extent such concepts are applicable) under the Cayman Islands. Holdco and Netfin have all requisite
corporate power and authority to execute and deliver this Agreement and to perform their respective obligations hereunder. The
execution, delivery and performance of this Agreement by Holdco and Netfin and the consummation by Holdco and Netfin of the transactions
contemplated hereby have been duly and validly authorized by all necessary action by the boards of directors of Holdco and Netfin,
and no other proceedings by or on the part of Holdco or Netfin are necessary to authorize this Agreement, to perform its obligations
hereunder, or to consummate the transactions contemplated hereby.

 

3.2 Binding Agreement.
This Agreement has been duly authorized, executed and delivered by Holdco and Netfin and constitutes a valid and binding obligation
of each of Holdco and Netfin, enforceable against each of them in accordance with its terms, subject to the Enforceability Exceptions.

 

ARTICLE
IV

MISCELLANEOUS

 

4.1 Notices.
All notices and other communications hereunder shall be in writing and shall be deemed given if delivered personally, by facsimile
or email or sent by a nationally recognized overnight courier service, in each case, addressed in accordance with the provisions
of the Business Combination Agreement.

 

4.2 Termination.
This Agreement shall terminate automatically, without any notice or other action by any Person, upon the earliest of (a) the termination
of the Business Combination Agreement in accordance with its terms, (b) the date of any amendment to the Business Combination Agreement
that has an adverse effect on any Stockholder and (c) the expiration of the Lock-Up Periods. Upon termination of this Agreement,
no party shall have any further obligations or liabilities under this Agreement.

 

4.3 Amendments and
Waivers. Any provision of this Agreement may be amended or waived if such amendment or waiver is in writing and is signed,
in the case of an amendment, by each party to this Agreement or, in the case of a waiver, by the party against whom the waiver
is to be effective and the Netfin Representative (which consent may not be unreasonably withheld). No failure or delay by any party
in exercising any right, power or privilege hereunder shall operate as a waiver thereof nor shall any single or partial exercise
thereof preclude any other or further exercise thereof or the exercise of any other right, power or privilege.

 

    - 4 -

     

    

 

4.4 Binding Effect;
Benefit; Assignment. The provisions of this Agreement shall be binding upon and shall inure to the benefit of the parties
hereto and their respective successors and assigns. No provision of this Agreement is intended to confer any rights, benefits,
remedies, obligations or liabilities hereunder upon any person other than the parties hereto and their respective successors and
assigns. No party hereto may assign, delegate or otherwise transfer any of its rights or obligations under this Agreement without
the consent of the other parties hereto.

 

4.5 Governing Law;
Jurisdiction; Waiver of Jury Trial. This Agreement shall be governed and construed in accordance with the Law of the State
of New York without giving effect to the principles of conflicts of law thereof or of any other jurisdiction that would result
in the application of the Law of any other jurisdiction. Each of the parties hereby irrevocably submit to the exclusive jurisdiction
of the federal court sitting in the County of New York in the State of New York, and in respect of the transactions contemplated
hereby, and hereby waive, and agree not to assert, as a defense in any Action for the interpretation or enforcement hereof or thereof,
that it is not subject thereto or that such Action may not be brought or is not maintainable in said courts or that the venue thereof
may not be appropriate or that this Agreement or any such document may not be enforced in or by such courts, and the parties irrevocably
agree that all claims with respect to such Action shall be heard and determined in such courts. The parties hereby consent to and
grant any such court jurisdiction over the person of such parties and over the subject matter of such dispute and agree that mailing
of process or other papers in connection with any such Action in the manner provided in Section 4.1 or in such other manner
as may be permitted by applicable Law, shall be valid and sufficient service thereof. EACH OF THE PARTIES HERETO HEREBY KNOWINGLY,
INTENTIONALLY AND VOLUNTARILY IRREVOCABLY WAIVES ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY PROCEEDING (WHETHER BASED ON CONTRACT,
TORT OR OTHERWISE) ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THE ACTIONS OF HOLDCO,
NETFIN OR THE STOCKHOLDERS IN THE NEGOTIATION, ADMINISTRATION, PERFORMANCE AND ENFORCEMENT HEREOF.

 

4.6 Counterparts.
This Agreement may be signed in any number of counterparts, each of which shall be an original, with the same effect as if the
signatures thereto and hereto were upon the same instrument. The exchange of a fully executed Agreement (in counterparts or otherwise)
by electronic mail transmission (including in portable document format (pdf) or otherwise) or by facsimile shall be sufficient
to bind the parties hereto to the terms and conditions of this Agreement.

 

4.7 Entire Agreement.
This Agreement constitutes the entire agreement among the parties with respect to the subject matter of this Agreement and supersedes
all prior agreements and understandings, both oral and written, among the parties with respect to its subject matter.

 

4.8 Severability.
If any term, provision, covenant or restriction of this Agreement or the application thereof is held by a court of competent jurisdiction
or other Governmental Authority to be invalid, void or unenforceable, the remainder of the terms, provisions, covenants and restrictions
of this Agreement shall remain in full force and effect and shall in no way be affected, impaired or invalidated so long as the
economic or legal substance of the transactions contemplated hereby are not affected in any manner materially adverse to any party.
Upon such a determination, the parties shall negotiate in good faith to modify this Agreement so as to effect the original intent
of the parties as closely as possible in an acceptable manner in order that the transactions contemplated hereby be consummated
as originally contemplated to the fullest extent possible.

 

    - 5 -

     

    

 

4.9 Specific Performance.
The parties hereto agree that Holdco and Netfin would be irreparably damaged if for any reason the Stockholders fail to perform
any of their respective obligations under this Agreement and that Holdco and Netfin may not have an adequate remedy at Law for
money damages in such event. Accordingly, Holdco and Netfin shall be entitled to seek specific performance and injunctive and other
equitable relief to prevent breaches of this Agreement or to enforce specifically the performance of the terms and provisions hereof
in the federal court sitting in the County of New York in the State of New York, in addition to any other remedy to which they
are entitled at law or in equity, in each case without posting bond or other security, and without the necessity of proving actual
damages.

 

4.10 Headings.
The Section headings contained in this Agreement are inserted for convenience only and shall not affect in any way the meaning
or interpretation of this Agreement.

 

4.11 No Presumption.
The parties hereto have participated jointly in the negotiation and drafting of this Agreement and, in the event an ambiguity or
question of intent or interpretation arises, this Agreement shall be construed as jointly drafted by the parties hereto and no
presumption or burden of proof shall arise favoring or disfavoring any party hereto by virtue of the authorship of any provision
of this Agreement.

 

4.12 Further Assurances.
Each of the parties hereto will execute and deliver, or cause to be executed and delivered, all further documents and instruments
and use their respective reasonable best efforts to take, or cause to be taken, all actions and to do, or cause to be done, all
things necessary under applicable Law to perform their respective obligations as expressly set forth under this Agreement.

 

4.13 Interpretation.
Unless the context otherwise requires, as used in this Agreement: (a) the words “hereof,” “herein” and
“hereunder” and words of like import used in this Agreement shall refer to this Agreement as a whole and not to any
particular provision of this Agreement; (b) the use of the word “or” shall not be exclusive unless expressly indicated
otherwise; (c) whenever the words “include,” “includes” or “including” are used in this
Agreement, they shall be deemed to be followed by the words “without limitation,” whether or not they are in fact followed
by those words or words of like import; (d) any singular term in this Agreement shall be deemed to include the plural, and
any plural term the singular, (e) words denoting either gender shall include both genders as the context requires; (f) where
a word or phrase is defined herein or in the Business Combination Agreement, each of its other grammatical forms shall have a corresponding
meaning; (g) the terms “Article,” “Section” and “Schedule” refer to the specified Article,
Section or Schedule of or to this Agreement; (h) time is of the essence with respect to the performance of this Agreement;
(i) the word “party” shall, unless the context otherwise requires, be construed to mean a party to this Agreement and
any reference to a party to this Agreement or any other agreement or document contemplated hereby shall include such party’s
successors and permitted assigns; (j) a reference to any legislation or to any provision of any legislation shall include
any modification, amendment, re-enactment thereof, any legislative provision substituted therefor and all rules, regulations and
statutory instruments issued or related to such legislation; and (k) the word “will” shall be construed to have
the same meaning and effect as the word “shall.”

 

4.14 Capacity as
Stockholder. Nothing herein shall in any way restrict a director or officer of Holdco or Netfin (including, for the avoidance
of doubt, any director nominated by any Stockholder) in the exercise of his or her fiduciary duties as a director or officer of
Holdco or Netfin, as applicable, or prevent or be construed to create any obligation on the part of any director or officer of
Holdco or Netfin, as applicable, (including, for the avoidance of doubt, any director of Holdco or Netfin nominated by any Stockholder)
from taking any action in his or her capacity as such director or officer of Holdco or Netfin, as applicable.

 

4.15 No Agreement
Until Executed. Irrespective of negotiations among the parties or the exchanging of drafts of this Agreement, this Agreement
shall not constitute or be deemed to evidence a contract, agreement, arrangement or understanding between the parties hereto unless
and until (a) the Business Combination Agreement is executed by all parties thereto and (b) this Agreement is executed by all parties
hereto.

 

[Signature page follows]

 

    - 6 -

     

    

 

IN WITNESS WHEREOF, the parties hereto
have caused this Agreement to be duly executed as of the date first written above.

 

	 	TRITERRAS, INC.
	 	 	 
	 	By:	/s/ Srinivas Koneru
	 	Name:	Srinivas Koneru
	 	Title:	Chief Executive Officer
	 	 	 
	 	NETFIN ACQUISITION CORP.
	 	 	 
	 	By:	/s/ Richard Maurer
	 	Name:	Richard Maurer
	 	Title:	Chief Executive Officer
	 	 	 
	 	MVR NETFIN LLC
	 	 	 
	 	By:	/s/ Richard Maurer
	 	Name:	Richard Maurer
	 	Title:	Manager
	 	 	 
	 	TRITERRAS FINTECH PTE. LTD.
	 	 	 
	 	By:	/s/ Srinivas Koneru
	 	Name:	Srinivas Koneru
	 	Title:	Chief Executive Officer
	 	 	 
	 	Symphonia Strategic Opportunities Limited
	 	 	 
	 	By:	/s/ Srinivas Koneru
	 	Name:	Srinivas Koneru
	 	Title:	Authorized Signatory
	 	 	 
	 	IKON STRATEGIC HOLDINGS FUND
	 	 	 
	 	By:	/s/ Srinivas Koneru
	 	Name:	Srinivas Koneru
	 	Title:	Authorized Signatory

 

[Signature page to Lock-Up Agreement]

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00316-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00316-of-00352.parquet"}]]