Document:

AGREEMENT FOR FINANCIAL PUBLIC SUPPORT / RETAIL SUPPORT

This INVESTOR RELATION SERVICES  Agreement (this  "Agreement") is made effective
as of February 24, 2000,  by and between  "REMEDENT  USA,  INC." ET. AL, and THE
CHARTERBRIDGE  FINANCIAL  GROUP,  INC.  In  this  Agreement,  the  party  who is
contracting  to receive the services shall be referred to as "REMM" or "CLIENT",
and the party who will be providing the services  shall be referred to as "CFG".
CFG and "REMM" shall cumulatively referred to as "the parties" hereinafter.

1.   DESCRIPTION  OF SERVICES.  Beginning on February 24, 2000, CFG will provide
     the  following  services  (collectively,  the  "Services")  to enhance REMM
     visibility and market value:

          A.   Produce   (Concept,   Research,   Writing,   Printing)  a  CLIENT
               Shareholder Communication/Investor Relations piece which shall be
               distributed   Bi-monthly  (Every  Other  Month).   This  Investor
               Relations   (hereinafter  referred  to  as  "IR")  piece  include
               relevant  milestone  updates,  contract  news,   earnings/revenue
               growth updates, and financing news about CLIENT;

          B.   Distribute to selective CFG  shareholders  via e-mail CLIENT news
               and information;

          C.   Monitor OTC Internet Message Boards regarding CLIENT;

          D.   Add CLIENT information to Interactive CFG portfolio page website;

          E.   Participate  in  CLIENT  due  diligence  presentation  to  market
               makers;

          F.   Schedule live monthly  radio  interview  featuring  CLIENT (to be
               scheduled pursuant to availability);

          G.   Assist  in  drafting  press  releases  as is  appropriate  and in
               concert with CLIENT's milestones and newsworthy events;

          H.   Distribute press releases to CLIENT shareholders;

          I.   *Distribute  CLIENT  news  and  relevant  information  to  market
               makers,  financial media,  selected internet stock  pages/threads
               and OTC analyst community;

          J.   Present CLIENT to various media, periodical sources;

          K.   Provide general financial public relations support to CLIENT; and

          L.   **Feature Company in Monthly "Live-Chat" Internet Broadcasts.

     *CLIENT  agrees  to  complete  and  return  signed PR  Newswire  membership
     application  for  distribution  of press  releases  or provide PR  Newswire
     account number to CFG.

     **Additional   charge  of  $1,800  per  live  chat  plus   production   and
     internet/broadcast fees.

2.  PAYMENT FOR "IR"  PRODUCTION  SERVICES.  REMM will pay annually for services
described herein. The fees shall be payable as follows:

3.

               ****PLEASE REFER TO ATTACHED APPENDIX `A' FOR ****
                           ****CFG'S COMPENSATION****

4. REGISTRATION OF SHARES. CFG shall have `piggy-back'  registration  rights for
all shares issued in accordance  with this agreement.  Appropriate  registration
shall be delivered to CFG within 3 business days of filing.

5. TERM/TERMINATION. This Agreement is a quarterly agreement for the term of one
(1) year and shall terminate  automatically on February 23, 2001.  However,  the
CLIENT or CFG shall have the right to terminate the balance of this agreement at
any time after the 75th day following the mutual  execution of this Agreement by
the  parties,  providing  written  notice is given to the  other  party at least
fifteen  (15)  days  prior  to the  expiration  of the  current  quarter  of the
Agreement.  Quarterly payments of cash and/or stock shall become immediately due
and payable upon termination.

6. NON CIRCUMVENTION.  In and for valuable  consideration,  CLIENT hereby agrees
that CFG may introduce it (whether  written or oral,  data, or otherwise made by
CFG) to  Opportunities,  including,  without  limitation,  existing or potential
investors,  lenders  borrowers,  trust,  corporations,  unincorporated  business
entities.  CLIENT  further  acknowledges  and agrees  that the  identity  of the
subject  Opportunities,  and all other  information  concerning the  Opportunity
(including without limitation,  all mailing information,  phone and fax numbers,
email  addresses and other  contact  information)  introduced  hereunder are the
property of CFG, and shall be treated as confidential information.  CLIENT shall
not use such  information  except in the context of any joint  venture with CFG,
and never without CFG's prior written approval. CLIENT further agrees that they,
nor their company,  employees,  affiliates or assigns,  shall not enter into, or
any of its  affiliates,  or accept any  compensation or advantage in relation to
the  Opportunity  except as directly  through  CFG,  without  the prior  written
approval of CFG. CFG is relying on CLIENT assent to these terms and their intent
to be bound by the terms be evidence of their  signature.  Without CLIENT signed
assent to these  terms,  CFG would  introduce  any  Opportunity  or disclose any
confidential information to Second Party as herein described.

7.  CONFIDENTIALITY.  CFG will not at any time or in any manner, either directly
or indirectly,  use for the personal  benefit of CFG, or divulge,  disclose,  or
communicate  in any manner any  information  that is proprietary to REMM without
REMM's express written  consent.  CFG will protect such information and treat it
as strictly  confidential.  This provision  shall continue to be effective after
the termination of this Agreement.  Upon termination of this Agreement, CFG will
return to REMM all records, notes, documentation and other items that were used,
created, or controlled by CFG during the term of this Agreement.

8.  ENTIRE  AGREEMENT.  This  Agreement  contains  the entire  agreement  of the
parties,  and there are no other  promises or conditions in any other  agreement
whether oral or written.

9. SEVERABILITY.  If any provision of this Agreement shall be held to be invalid
or unenforceable for any reason,  the remaining  provisions shall continue to be
valid and enforceable.  If a court finds that nay provision of this Agreement is
invalid or  unenforceable,  but that by limiting such  provision it would become
valid and  enforceable,  then  such  provision  shall be  deemed to be  written,
construed, and enforced as so limited.

10.  COUNTERPARTS.  If any provision of this Agreement shall be held to be valid
or unenforceable for any reason,  the remaining  provisions shall continue to be
valid and  enforceable.  If a court finds that any provision of the Agreement is
invalid or  unenforceable,  but that by limiting such  provision it would become
valid and  enforceable,  then  such  provision  shall be  deemed to be  written,
construed, and enforced as so limited.

11. CHOICE OF LAW. This  Agreement  shall be governed by, and shall be construed
in accordance with, the laws of the State of California.

12.  ARBITRATION.  Any  controversy  or claim arising out of or relating to this
Agreement,  or the breach thereof, shall be settled by arbitration  administered
by the  American  Arbitration  in  accordance  with its  applicable  rules,  and
judgment upon an award  rendered by the  arbitrator  may be entered in any court
having jurisdiction thereof.

Party contracting services:          Service Provider:

REMEDENT USA, INC.                   THE CHARTERBRIDGE FINANCIAL GROUP, INC.

By:                                  By:
   ----------------------                ---------------------------------CONSULTING AGREEMENT AND FINDERS FEE AGREEMENT

This  Agreement is made and entered into as of this 9th day of August,  1999, by
and between REMEDENT USA, INC. a Nevada corporation (the "Company"), and RUBICON
CAPITAL PARTNERS, INC. (the "Consultant").

In consideration of and for the mutual promises and covenants  contained herein,
and for other good and  valuable  consideration,  the receipt of which is hereby
acknowledged, the parties hereto hereby agree as follows:

1. Purpose.  The Company hereby retains the Consultant during the term specified
in Section 2 hereof to render consulting  advice to the Company,  upon the terms
and conditions as set forth herein.

2. Term.  Subject  to the  provisions  of  sections  8, 10 and 23  hereof,  this
Agreement shall be effective for a period of twenty-four (24) months  commencing
August 9, 1999.

3. Duties of Consultant.  During the term of this Agreement, the Consultant will
provide the Company  with such  regular and  customary  consulting  advice as is
reasonably  requested by the Company,  provided that the Consultant shall not be
required to undertake  duties not reasonably  within the scope of the consulting
service  contemplated  by this  Agreement.  In performance of these duties,  the
Consultant  shall provide the Company with the benefits of its best judgment and
efforts.  It is understood and acknowledged by the parties that the value of the
Consultant's  advice is not measurable in any quantitative  manner, and that the
Consultant shall be obligated to render advice, upon the request of the Company,
in good faith,  but shall not be obligated to spend any specific  amount of time
in doing so.

Company  grants  Consultant  permission to act on Company's  behalf in assisting
Company  in its  business  reorganization,  recapitalization,  and  mergers  and
acquisition programs. Consultant's services shall be provided on a non-exclusive
basis. Consultant shall have no authority to bind the Company.  Consultant shall
provide its  services  on a  best-efforts  basis.  The  Consultant's  duties may
include, but will not necessarily be limited to:

          1.   Advise, assist and introduce the Company to various professionals
               with respect to documentation,  disclosure  policies and required
               statutory security law compliance.
          2.   Advise and assist the Company's financing during the term.
          3.   Advise and assist on the  expansion of the  Company's  management
               team to include qualified Board members, etc.
          4.   Assist in the  dissemination of corporate  information  regarding
               the Company to the investment community at large.
          5.   Arranging,  on behalf of the Company and its representatives,  at
               appropriate times, meetings with investment banks.
          6.   Assisting  in  the  Company's  financial   relations,   including
               discussions between the Company and the financial community.

4. Relationships  with Others. The Company  acknowledges that the Consultant and
its affiliates are in the business of providing  consulting advice (of all types
contemplated  by this  Agreement) to others.  Nothing herein  contained shall be
construed to limit or restrict the Consultant or its  affiliates  from rendering
such services or advice to others.

5.  Consultant's  Liability.  In the absence of negligence,  gross negligence or
willful misconduct on the part of the Consultant,  or the Consultant's breach of
this Agreement,  the Consultant shall not be liable to the Company,  for any act
or omission in the course of or in connection with the rendering or providing of
advice hereunder.  Except in those cases where the negligence,  gross negligence
or willful  misconduct of the Consultant or the breach by the Consultant of this
Agreement is alleged and proven,  the Company  agrees to defend,  indemnify  and
hold the Consultant  harmless as set forth in Exhibit A attached hereto and made
a part hereof.

6. Expenses. The company, upon receipt of appropriate supporting  documentation,
shall reimburse the Consultant for any and all reasonable out-of-pocket expenses
incurred  by  the  Consultant  in  connection  with  services  rendered  by  the
Consultant to the Company pursuant to this Agreement, including, but not limited
to,  hotel,   food  and  associated   expenses,   all  charges  for  travel  and
long-distance  telephone calls and all other expenses incurred by the Consultant
in connection with services  rendered by the Consultant to the Company  pursuant
to this  Agreement.  Expenses  payable  under this  Section 6 shall not  include
allocable  overhead expenses of the Consultant,  including,  but not limited to,
secretarial  charge and rent.  Expenses  that are  incurred on the behalf of the
Company in excess of $1,000 per month must be preapproved by the Company.

7. Consulting  Compensation.  As compensation for the consulting  services to be
rendered  by the  Consultant  to the Company  pursuant to Section 3 hereof,  the
Company  shall pay the  Consultant  an up front  consulting  fee of ten thousand
dollars  ($10,000 USD) to be paid within 60 days of signing of this agreement or
upon  closing  of the first  trench of  financing.  Consulting  compensation  is
separate from the Finders Fee  compensation  as explained  below in 7(A) through
7(C).

Finders Fee-Compensation.  Consultant shall be entitled to receive the following
compensation:

A.   Fees -- Subject to and  deferred  until the  Company  obtains  one  million
     dollars  ($1,000,000) of additional  financing from "Qualified Persons" (as
     defined  below) by October 1, 1999,  Company shall pay a finders fee of 15%
     (fifteen percent) of the total amount raised.

B.   Options -- Subject to and delivery  deferred until the Company  obtains one
     million  dollars  ($1,000,000)  of  additional  financing  from  "Qualified
     Persons" (as defined below) by October 1, 1999, Consultant shall be granted
     a three year option (the  "Option")  for the purchase of an amount equal to
     205 of the  Company's  stock  issued  pursuant to the o ne million  dollars
     ($1,000,000)  of  additional  financing  from  "Qualified  Persons" with an
     exercise price of one dollar ($1.30) per share (such being the market price
     of the common stock on the date  hereof).  The Options may be exercised via
     cashless exchange. The shares of common stock issuable upon exercise of the
     Option shall have full piggyback  registration rights and shall be included
     in a Registration  Statement on any form available under the Securities Act
     of 1933, as amended (the "Act") as soon as practicable  after or concurrent
     to any filed registration  statement.  The Company shall determine,  in its
     sole  discretion,  when and whether to file a  registration  statement  and
     which form to use in doing so. Said shares  underlying the options shall be
     restricted securities and subject to any and all lockup agreements that are
     placed upon the founders  shares of the Company  unless the Company and the
     Consultant  mutually agree to the contrary.  The number of options shall be
     adjusted  pursuant to a reasonable  anti-dilution  formula  approved by the
     parties hereto.

C.   Additional  Fees-Additional  Financings  --  Consultant  shall  receive the
     following  finders fees for the  following  additional  transactions  which
     close  during the term or during the twenty four month  period  immediately
     following thereafter:

(1)  Ten percent (10%) cash fee based upon the total  consideration  for any and
     all equity including debt convertible into equity from "Qualified  Persons"
     hereinafter  defined for the amount  between  $1,000,000  and $5,000,000 of
     financing,  five percent (5%) for the next  $5,000,000 of financing and two
     and one-half  percent  (2.5%) for amounts of financing  raised in excess of
     $10,000,000;

(2)  Two and one half percent  (2.5%) cash fees for any and all debt raised from
     "Qualified Persons" as defined herein (including warrant exercises) and;

(3)  Warrants  to purchase  shares of stock in the Company  equal to ten percent
     (10%) of the total consideration received by the Company pursuant to (C)(1)
     and/or equal to two and one half percent (2.5%) of the total  consideration
     if the  consideration is other cash pursuant to (2) herein of the shares or
     warrants issued or shares into which debt may be Converted exercisable by a
     price equal to the lesser of fair market value or the pricing of the shares
     of the equity or warrants  at the close of such  financing.  Said  warrants
     shall be  exercisable  for a period of three years and may be exercised via
     cashless exchange. The shares of common stock issuable upon exercise of the
     Warrants  shall  have  full  piggyback  registration  rights  and  shall be
     included  in a  Registration  Statement  on any form  available  under  the
     Securities Act of 1933, as amended (the "Act") as soon as practicable after
     or  concurrent  to any filed  registration  statement.  The  Company  shall
     determine, in its sole discretion,  when and whether to file a registration
     statement  and which form to use in doing so.  Said shares  underlying  the
     warrants shall be restricted  securities and subject to a lock-up agreement
     as defined 7(b).

For purposes of Section 7 herein,  the term  "Qualified  Person"  shall mean any
person with  respect to whom  Consultant  either  provides  an initial  personal
introduction  to the  Company  or, at the  request of the  Company,  advises and
assists the Company in arranging a financing for the Company.

8. Other  Advice.  In  addition  to the duties set out in Section 3 hereof,  the
Consultant  agrees to  furnish  advice to the  Company  in  connection  with the
acquisition of and/or merger with other companies, joint ventures with any third
parties.

In the event that the Consultant directly originates any such transactions for a
period of two (2) years from the date hereof,  the Company shall pay fees to the
Consultant as follows:

Finders Fee Associated with Other Transactions.

(a)  $1 to $5,000,000, 3% of monetary consideration, received by the Company.

(b)  Above $5,000,000  amount  calculated  pursuant to (a) of this  computation,
     plus 2 and 1/2% of excess over $5,000,000.

Legal consideration is defined, for purposes of this Agreement,  as the total of
cash and assets and property  received by the Company or its  shareholders  (all
valued at fair market value as agreed or, if not, by any independent appraiser),
irrespective of period of payment or terms.

9. Form of  Payment.  All fees due to the  Consultant  pursuant to Section 7 & 8
hereof are due and payable to the Consultant,  in cash or by certified check, at
the closing or  closings  of a  transaction  specified  in such  Section 8 or as
otherwise agreed between the parties hereto.

10. Limitation upon the Use of Advice and Services.

(a) No person or  entity,  other than the  Company  or any of its  subsidiaries,
shall be entitled to make use of or rely upon the advice of the Consultant to be
given  hereunder,  and the company shall not transmit such advice to others,  or
encourage  or  facilitate  the use of or  reliance  upon such  advice by others,
without the prior written consent of the Consultant.

(b) The use of the Consultant's name in any annual report or other report of the
Company,  or any  release or similar  document  prepared  by or on behalf of the
Company,  must have the prior  written  approval  of the  Consultant  unless the
company is  required  by law to include  the  Consultant's  name in such  annual
report, other report or release, in which event the Consultant will be furnished
with a copy of such annual  report,  other report or release using  Consultant's
name in advance of publication by or on behalf of the Company.

(c) The Consultant shall not use or disclose confidential information,  which it
learns about the Company as a result of its engagement hereunder, except as such
use or  disclosure  as may be  required  for  Consultant  to perform  its duties
hereunder.  All information is to be preapproved,  a  confidentiality  agreement
will be signed and a list of intended investors will be provided to the Company.

11.  Indemnification.  Since  the  Consultant  will be  acting  on behalf of the
Company in connection with its engagement hereunder,  the Company and Consultant
have entered into a separate indemnification agreement substantially in the form
attached  hereto  as  Exhibit A and dated  the date  hereof,  providing  for the
indemnification of Consultant by the Company.  The Consultant has entered into t
his Agreement in reliance on the indemnities  set forth in such  indemnification
agreement.

12. Severability. Every provision of this Agreement is intended to be severable.
If any term or  provision  hereof is deemed  unlawful or in valid for any reason
whatsoever, such unlawfulness or invalidity shall not affect the validity of the
remainder of this Agreement.

13. Waiver of Breach.  The waiver by a party hereto of a breach of any provision
of  this  Agreement  shall  not  operate  or be  construed  as a  waiver  of any
subsequent breach of this Agreement.

14. Assignment.  Except as otherwise provided herein, the rights and benefits of
the parties  contained  in this  Agreement  shall inure to the benefit of and be
binding   upon   the   successors,   assigns,   administrators,   and   personal
representatives of the parties hereto.  Consultant's duties under this Agreement
shall be non-delegable without the prior written consent of the Company. Neither
party shall have the right to assign this  Agreement or any obligation set forth
hereunder without the written consent of the other party, which consent will not
be unreasonably  withheld;  provided  however,  that consultant may without such
consent assign any or all rights to any compensation  hereunder  (whether direct
or  contingent)  if  accomplished  in  compliance  with Section 18 hereof and in
accordance with any and all applicable laws.

15. Compliance with Law. During the Term,  Consultant shall comply with all laws
and regulations applicable to Consultant in the conduct of his business.

16. Incorporation by Reference. The Confidentiality Agreement attached hereto as
an exhibit is incorporated herein by reference in its entirety.

17.  Arbitration.  Any  controversy  or claim  arising out of or relating to any
interpretation,  breach or dispute  concerning any of the terms or provisions of
this  Agreement,  which  disagreement is not settled within thirty days after it
arises, shall be settled by binding arbitration in California in accordance with
the laws of the State of  California  and under the rules then  obtaining of the
American  Arbitration  Association  and judgment upon the award rendered in said
arbitration  shall be final  and may be  entered  in any  court of the  State of
California  having  jurisdiction  thereof.  Any party  hereto may apply for such
arbitration.

18.  Attorneys  Fees. In the event that an action at law or in equity is brought
to enforce the provisions of this Agreement or to prevent a breach thereof,  the
successful  party in such action or arbitration  proceeding shall be entitled to
an award of attorney's fees and other costs as shall be established by the court
or pursuant to a binding arbitration proceeding.

19.  Applicable  Law.  This  Agreement  shall  be  construed  as a whole  and in
accordance  with its fair  meaning.  This  Agreement  shall  be  interpreted  in
accordance with the laws of the State of California.

20. Entire Agreement.  This Agreement,  together with the documents and exhibits
referred  to herein,  embodies  the entire  understanding  among the parties and
merges all prior discussions or communications among them, and no party shall be
bound by any definitions,  conditions, warranties, or representations other than
as expressly stated in this Agreement,  or as subsequently set forth in writing,
signed by the duly authorized representatives of all of the parties hereto.

21. No Oral Change;  Waiver.  This Agreement may only be changed,  modified,  or
amended in writing by the mutual consent of the parties  hereto.  The provisions
of this  Agreement  may only be  waived  in or by  writing  signed  by the party
against whom enforcement of any waiver is sought.

22.  Conflict  of  Interest.   Company  acknowledges  that,  in  the  course  of
Consultant's  non-exclusive  services and the term, Consultant may now or in the
future have  certain  potential or actual  conflicts  of  interest.  Without the
Company's  written  consent,  Consultant  shall  not  engage  in any  commercial
activity or transaction that may result in any actual or potential  conflicts to
the  extent  such  conflicts  may  reasonably  prove  to  be  substantially  and
materially injurious to the Company.  Notwithstanding any provision contained in
this Agreement to the contrary, if Consultant so engages without such consent in
any commercial activity or transaction  (consulting or otherwise) with any third
party that may reasonably result in such injury (whether actual or potential) to
the Company,  then the Company may terminate  this  Agreement  immediately  upon
written notice and thereafter,  the Company shall have no further  obligation to
compensate Consultant hereunder.

23.  Termination.  Either party may terminate  this  Agreement with fifteen days
prior  written  notice.  All  compensation  shall  be  pro-rated  to the date of
termination.  If the Company closes any  transaction  with any Qualified  Person
referred  to Company by  Consultant  prior to  termination,  during the 24 month
period  following any  termination of this  Agreement,  the Consultant  shall be
entitled to receive any and all  compensation  and  consideration  provided  for
hereunder as if the transaction(s) closed during the term hereof.

24. Interpretation. Each of the parties acknowledge that it has been represented
by  independent  counsel of its choice  throughout  all  negotiations  that have
preceded the execution of this Agreement, and that it has executed the same with
consent  and upon the  advice of said  independent  counsel.  Each party and its
counsel  cooperated in the drafting and  preparation  of this  Agreement and the
documents  referred to herein,  and any and all drafts relating thereto shall be
deemed the work  product of the  parties  and may not be  construed  against any
party by reason of its preparation.  Accordingly, any rule of law, including but
not limited to any decision that would require interpretation of any ambiguities
in this Agreement against the party that drafted it, is of no application and is
hereby expressly waived.  The provisions of this Agreement shall be construed as
a whole and in accordance  with its fair meaning to affect the intentions of the
parties and this Agreement.

25. Miscellaneous.

(a) Any notice or other  communication  between the parties hereto shall be sent
by certified or registered mail, postage prepaid,  if to the Company,  addressed
to it at Remedent USA, Inc.  Attention:  Ms. Rebecca Inzumza with a copy to Mark
Rinehart, Esq. Salt Lake City, UT, or, if to the Consultant,  addressed to it at
8255 Vickers Street, Suite B, San Diego 92111, Attention: George Malasek, with a
copy to  William M. Aul,  Esq.,  4275  Executive  Square,  Suite 800,  La Jolla,
California  92037,  or to such address as may hereafter be designated in writing
by one party to the other. Such notice or other communication shall be deemed to
be given on the date of receipt.

(b) If, during the term hereof,  the Consultant shall cease to do business,  the
provisions  hereof relating to the duties of the Consultant and  compensation by
the  Company as it  applies to the  Consultant  shall  thereupon  cease to be in
effect,  except for the Company's  obligation  of payment for services  rendered
prior thereof.  This Agreement  shall survive any merger of,  acquisition of, or
acquisition by the Consultant and, after any such merger or  acquisition,  shall
be  binding  upon the  Company  and the  corporation  surviving  such  merger or
acquisition.

(c) This Agreement  embodies the entire agreement and understanding  between the
Company  and the  Consultant  and  supersedes  any and all  negotiations,  prior
discussions and preliminary and prior agreements and  understandings  related to
the central subject matter hereof.

(d) This  Agreement has been duly  authorized,  executed and delivered by and on
behalf of the Company and the Consultant.

(e) This Agreement and the rights  hereunder may not be assigned by either party
(except by  operation of law) and shall be binding upon and inure to the benefit
of  the   parties   and  their   respective   successors,   assigns   and  legal
representatives.

(f) This Agreement may be executed in two or more  counterparts,  in original or
facsimile  form,  each of which  shall be deemed an  original,  but all of which
together shall constitute but one and same agreement.

Very truly yours,

REMEDENT USA, INC.

By:  /s/ Rebecca Inzunza
   ---------------------------
      Ms. Rebecca Inzunza
      President

CONFIRMED AND AGREED TO:

RUBICON CAPITAL PARTNERS, INC.

By:  /s/ George Malasek
    ----------------------------
      Mr. George Malasek
      Managing Director

By: /s/ Kenneth Yonika
   ----------------------------
      Mr. Kenneth Yonika
      Managing Director

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