Document:

Form of Notice and Nonqualified Stock Option Agreement

 Exhibit 10.295 
 THE CHARLES SCHWAB CORPORATION 
 2004 STOCK INCENTIVE PLAN 

NOTICE OF STOCK OPTION GRANT 

You have been granted the following option to purchase Common Stock of The Charles Schwab Corporation (“Schwab”) under the Charles
Schwab Corporation 2004 Stock Incentive Plan (the “Plan”): 
  

			
	Name of Grantee:	  	Joseph R. Martinetto
		
	Total Number of Shares Granted:	  	33342
		
	Exercise Price Per Share:	  	20.97
		
	Grant Date:	  	May 18, 2007
		
	Expiration Date:	  	May 18, 2014
		
	Accelerated Vesting on Retirement:	  	Yes
		
	Vesting Schedule:	  	So long as you remain employed in good standing by Schwab or its subsidiaries and subject to the terms of the Nonqualified Stock Option Agreement, you will acquire the right to
exercise this option (become “vested” in this option) on the following dates and in the following amounts:

 Number of shares that will vest on Vest Date 

8335 on 05/18/2008
 8336
on 05/18/2009
 8335 on 05/18/2010
 8336 on 05/18/2011
 You and Schwab agree that this option is granted under and governed by the terms and
conditions of the Plan and the Nonqualified Stock Option Agreement, both of which are made a part of this notice. Please review the Nonqualified Stock Option Agreement and the Plan carefully, as they explain the terms and conditions of this option.
You agree that Schwab may deliver electronically all documents relating to the Plan or this option (including, without limitation, prospectuses required by the Securities and Exchange Commission) and all other documents that Schwab is required to
deliver to its stockholders. 

 THE CHARLES SCHWAB CORPORATION 

2004 STOCK INCENTIVE PLAN 
 NONQUALIFIED STOCK OPTION AGREEMENT 
  

			
	Tax Treatment	  	This option is a nonqualified stock option and is not intended to qualify as an incentive stock option under federal tax laws.
		
	Vesting	  	Subject to the provisions of this Agreement, this option becomes vested in installments as described in the Notice of Stock Option Grant.
		
	Accelerated
Vesting	  	 This option will become fully exercisable if your service with Schwab and its subsidiaries terminates on account of your death or
disability.
  
 If “Yes” appears next to “Accelerated Vesting on
Retirement” in the Notice of Stock Option Grant, this option will become fully exercisable if your service with Schwab and its subsidiaries terminates on account of your retirement provided that your retirement occurs at least two years after
the Grant Date indicated in the Notice of Stock Option Grant.
  
 If, prior to
the date your service terminates, Schwab is subject to a “change in control” (as defined in the Plan document), this option will become fully exercisable immediately preceding the change in control. If Schwab’s
Compensation Committee (or its delegate) (the “Compensation Committee”) determines that a change in control is likely to occur, Schwab will advise you and this option will become fully exercisable as of the date 10 days prior
to the anticipated date of the change in control.

		
	Definition of
Disability	  	For all purposes of this Agreement, “disability” means that you have a disability such that you have been determined to be eligible for benefits under
Schwab’s long-term disability plan.
		
	Definition of
Retirement	  	 For all purposes of this Agreement, “retirement” will mean:

 
 •    any termination
of employment with Schwab and its subsidiaries with the exception of U.S. Trust Corporation or its subsidiaries for any reason other than death at any time after you attain age 50, but only if, at the time of your termination, you have been credited
with at least 7 years of service; and
  

•    any termination of employment from U.S. Trust Corporation or its subsidiaries for any
reason other than death at any time after (1) you attain age 65, (2) the sum of your age and credited years of service, at the time of your termination, is equal to or greater than 80, or (3) you attain age 60, but only if, at the time of your
termination, you have been credited with at least 10 years of service.

			
		
		  	The phrase “years of service” above has the same meaning given to it under the SchwabPlan Retirement Savings and Investment Plan (or any successor
plan).
		
	Exercise
Procedures	  	You or your representative may exercise this option by following the procedures prescribed by Schwab. If this option is being exercised by your representative, your representative must
furnish proof satisfactory to Schwab of your representative’s right to exercise this option. After completing the prescribed procedures, Schwab will cause to be issued the shares purchased, which will be registered in the name of the person
exercising this option.
		
	Forms of
Payment	  	 When you submit your notice of exercise, you must include payment of the option exercise price for the shares you are purchasing. Payment
may be made in one of the following forms:
  
 •    Cash, your personal check, a cashier’s check or a money order.
 •    Shares of Schwab stock that are surrendered to Schwab. These shares will be valued at their fair market value on the date when the new shares are purchased.

•    By delivery (in a manner prescribed by Schwab) of an irrevocable direction to Charles
Schwab & Co., Inc. to sell shares of Schwab stock (including shares to be issued upon exercise of this option) and to deliver all or part of the sale proceeds to Schwab in payment of all or part of the exercise price.

		
	Term	  	This option expires no later than the Expiration Date specified in the Notice of Stock Option Grant but may expire earlier upon your termination of service, as described
below.
		
	Termination of
Service	  	 This option will expire on the date three months following the date of your termination of employment with Schwab and its subsidiaries for
any reason other than on account of death, disability or retirement. The terms “disability” and “retirement” are defined above.
  

If you cease to be an employee of Schwab and its subsidiaries by reason of your disability or death, then this option will expire on the first anniversary of
the date of your death or disability.
  
 If you cease to be an employee of
Schwab and its subsidiaries by reason of your retirement, then this option will expire on the second anniversary of the date of your retirement.

		
	Effect of
Entitlement to
Severance	  	If you are entitled to severance benefits under The Charles Schwab Severance Pay Plan (or any successor plan), then vesting of this option shall be determined under the terms of that
plan.

			
		
	Cancellation of
Options	  	To the fullest extent permitted by applicable laws, this option will immediately be cancelled and expire in the event that Schwab terminates your employment on account of conduct
contrary to the best interests of Schwab, including, without limitation, conduct constituting a violation of law or Schwab policy, fraud, theft, conflict of interest, dishonesty or harassment. The determination whether your employment has been
terminated on account of conduct inimical to the best interests of Schwab shall be made by Schwab in its sole discretion.
		
	Restrictions on
Exercise and
Issuance or
Transfer of
Shares	  	You cannot exercise this option and no shares of Schwab stock may be issued under this option if the issuance of shares at that time would violate any applicable law, regulation or
rule. Schwab may impose restrictions upon the sale, pledge or other transfer of shares (including the placement of appropriate legends on stock certificates) if, in the judgment of Schwab and its counsel, such restrictions are necessary or desirable
to comply with applicable law, regulations or rules.
		
	Stockholder
Rights	  	You, or your estate or heirs, have no rights as a stockholder of Schwab until you have exercised this option by giving the required notice to Schwab and paying the exercise price. No
adjustments are made for dividends or other rights if the applicable record date occurs before you exercise this option, except as described in the Plan.
		
	No Right to
Employment	  	Nothing in this Agreement will be construed as giving you the right to be retained as an employee, consultant or director of Schwab and its subsidiaries for any specific duration or at
all.
		
	 Transfer of

Option
	  	 In general, only you may exercise this option prior to your death. You may not transfer or assign this option, except as provided below.
For instance, you may not sell this option or use it as security for a loan. If you attempt to do any of these things, this option will immediately become invalid. You may, however, dispose of this option in your will or in a beneficiary
designation.
  
 You may transfer this option as a gift to one or more family
members. For this purpose, “family member” means a child, stepchild, grandchild, parent, stepparent, grandparent, spouse, former spouse, sibling, niece, nephew, mother-in-law, father- in-law, son-in-law, daughter-in-law,
brother-in-law or sister-in-law (including adoptive relationships), any individual sharing your household, e.g., a domestic partner, other than a tenant or employee, a trust in which one or more of these individuals have more than 50% of the
beneficial interest, a foundation in which you or one or more of these persons control the management of assets, and any entity in which you or one or more of these persons own more than 50% of the voting
interest.

			
		  	 Schwab may, in its sole discretion, allow you to transfer this option under a domestic relations order in settlement of marital or
domestic property rights.
  
 In order to transfer this option, you and the
transferee(s) must execute the forms prescribed by Schwab, which include the consent of the transferee(s) to be bound by this Agreement.

		
	Limitation on
Payments	  	 If a payment from the Plan would constitute an excess parachute payment or if there have been certain securities law violations, then your
award may be reduced or cancelled and you may be required to disgorge any profit that you have realized from your award.
  
 If a disqualified individual receives a payment or transfer under the Plan that would constitute an excess parachute payment under the Internal Revenue Code of 1986, as amended (the
“Code”), such payment will be reduced, as described below. Generally, someone is a “disqualified individual” if he or she is (a) an officer of Schwab, (b) a member of the group consisting of the
highest paid 1% of the employees of Schwab or, if less, the highest paid 250 employees of Schwab, or (c) a 1% stockholder of Schwab. For purposes of the section on “Limitation on Payments,” the term “Schwab” will
include affiliated corporations to the extent determined by the Auditors in accordance with section 280G(d)(5) of the Code.
  
 In the event that the independent auditors most recently selected by the Schwab Board of Directors (the “Auditors”) determine that any payment or transfer in the nature of
compensation to or for your benefit, whether paid or payable (or transferred or transferable) pursuant to the terms of the Plan or otherwise (a “Payment”), would be nondeductible for federal income tax purposes because of the
provisions concerning “excess parachute payments” in section 280G of the Code, then the aggregate present value of all Payments will be reduced (but not below zero) to the Reduced Amount; provided, however, that the Compensation Committee
may specify in writing that the award will not be so reduced and will not be subject to reduction under this section.
  
 For this purpose, the “Reduced Amount” will be the amount, expressed as a present value, which maximizes the aggregate present value of the Payments without causing any Payment to be
nondeductible by Schwab because of section 280G of the Code.
  
 If the Auditors
determine that any Payment would be nondeductible because of section 280G of the Code, then Schwab will promptly give you notice to that effect and a copy of the detailed calculation and of the Reduced Amount. You may then elect, in your discretion,
which and how much of the Payments will be eliminated or reduced (as long as after such election, the aggregate present value of the Payments equals the Reduced Amount). You will advise Schwab in writing of your election within 10 days of receipt of
the notice. If you do not make such an election within the 10-day period, then Schwab

			
		  	 may elect which and how much of the Payments will be eliminated or reduced (as long as after such election the aggregate present value of
the Payments equals the Reduced Amount). Schwab will notify you promptly of its election. Present value will be determined in accordance with section 280G(d)(4) of the Code. The Auditors’ determinations will be binding upon you and Schwab and
will be made within 60 days of the date when a Payment becomes payable or transferable.
  
 As promptly as practicable following these determination and elections, Schwab will pay or transfer to or for your benefit such amounts as are then due to you under the Plan, and will promptly pay or
transfer to or for your benefit in the future such amounts as become due to you under the Plan.
  
 As a result of uncertainty in the application of section 280G of the Code at the time of an initial determination by the Auditors, it is possible that Payments will have been made by Schwab which should not
have been made (an “Overpayment”) or that additional Payments which will not have been made by Schwab could have been made (an “Underpayment”), consistent in each case with the calculation of the
Reduced Amount. In the event that the Auditors, based upon the assertion of a deficiency by the Internal Revenue Service against you or Schwab which the Auditors believe has a high probability of success, determine that an Overpayment has been made,
such Overpayment will be treated for all purposes as a loan to you which you will repay to Schwab on demand, together with interest at the applicable federal rate provided in section 7872(f)(2) of the Code. However, no amount will be payable by you
to Schwab if and to the extent that such payment would not reduce the amount which is subject to taxation under section 4999 of the Code. In the event that the Auditors determine that an Underpayment has occurred, such Underpayment will promptly be
paid or transferred by Schwab to or for your benefit, together with interest at the applicable federal rate provided in section 7872(f)(2) of the Code.

		
	Claims
Procedure	  	You may file a claim for benefits under the Plan by following the procedures prescribed by Schwab. If your claim is denied, generally you will receive written or electronic
notification of the denial within 90 days of the date on which you filed the claim. If special circumstances require more time to make a decision about your claim, you will receive notification of when you may expect a decision. You may appeal the
denial by submitting to the Plan Administrator a written request for review within 30 days of receiving notification of the denial. Your request should include all facts upon which your appeal is based. Generally, the Plan Administrator will provide
you with written or electronic notification of its decision within 90 days after receiving the review request. If special circumstances require more time to make a decision about your request, you will receive notification of when you may expect a
decision.

			
		
	Plan
Administration	  	The Plan Administrator has discretionary authority to make all determinations related to this option and to construe the terms of the Plan, the Notice of Stock Option Grant and this
Agreement. The Plan Administrator’s determinations are conclusive and binding on all persons.
		
	Right to
Replace Option
with SARs	  	The Compensation Committee shall have the right to replace this option (or any portion of this option) to the extent outstanding with a Stock Appreciation Right subject to
substantially the same terms and conditions contained in this Agreement to be settled in shares of Schwab stock on a one-to-one basis; provided, that this provision shall not become effective if it would cause Schwab to recognize compensation
expense.
		
	Adjustments	  	In the event of a stock split, a stock dividend or a similar change in Schwab stock, the Compensation Committee, in its discretion, may adjust the number of shares covered by this
option and the exercise price per share.
		
	Severability	  	In the event that any provision of this Agreement is held invalid or unenforceable, the provision will be severable from, and such invalidity or unenforceability will not be construed
to have any effect on, the remaining provisions of this Agreement.
		
	Applicable Law	  	This Agreement will be interpreted and enforced under the laws of the State of California (without regard to their choice-of-law provisions), as such laws are applied to contracts
entered into and performed in California.
		
	The Plan and
Other
Agreements	  	The text of the Plan is incorporated in this Agreement by reference. This Agreement and the Plan constitute the entire understanding between you and Schwab regarding this option. Any
prior agreements, commitments or negotiations concerning this option are superseded. This Agreement may be amended only by another written agreement approved by the Compensation Committee and signed by both parties. If there is any inconsistency or
conflict between any provision of this Agreement and the Plan, the terms of the Plan will control. Nothing in this Agreement gives you the ability to negotiate or change the key terms and conditions described above, in the Notice of Stock Option
Grant and in the Plan.The Charles Schwab Severence Pay Plan

 Exhibit 10.349 

 
  

 
 THE CHARLES SCHWAB 

SEVERANCE PAY PLAN 

(As Amended and Restated Effective May 1, 2012) 
  

 
  

 TABLE OF CONTENTS 

 

							
	ARTICLE 1 - PURPOSE OF PLAN	  	 	1	  
		
	ARTICLE 2 - DEFINITIONS	  	 	1	  
		
	ARTICLE 3 - PARTICIPATION	  	 	7	  
			
	    3.1	  	Commencement of Participation	  	 	7	  
			
	    3.2	  	Termination of Participation	  	 	7	  
		
	ARTICLE 4 - EFFECT ON OTHER BENEFITS	  	 	8	  
			
	    4.1	  	Eligibility for Benefits	  	 	8	  
			
	    4.2	  	Paid Time Off Benefits	  	 	8	  
		
	ARTICLE 5 - NOTICE PERIOD	  	 	8	  
			
	    5.1	  	Notice Period	  	 	8	  
			
	    5.2	  	Participants Requested to Work During Notice Period	  	 	8	  
			
	    5.3	  	Acceleration of Termination Date	  	 	8	  
		
	ARTICLE 6 - BENEFITS	  	 	9	  
			
	    6.1	  	Non-Officers Severance Pay	  	 	9	  
			
	    6.2	  	Officer Severance Pay	  	 	10	  
			
	    6.3	  	Group Health Plan Coverage Payment and Long-Term Awards	  	 	11	  
			
	    6.4	  	Additional Provisions Related to Severance Benefits	  	 	11	  
		
	ARTICLE 7 - FUNDING	  	 	13	  
		
	ARTICLE 8 - ADMINISTRATION	  	 	13	  
			
	    8.1	  	Administrator’s Authority	  	 	13	  
			
	    8.2	  	Claims for Benefits	  	 	14	  
			
	    8.3	  	Indemnification	  	 	14	  
		
	ARTICLE 9 - AMENDMENT AND TERMINATION	  	 	15	  
		
	ARTICLE 10 - MISCELLANEOUS	  	 	15	  
		
	ARTICLE 11 - EXECUTION	  	 	16	  
		
	APPENDIX A	  	 	A	  

  
 i. 

 ARTICLE 1 - PURPOSE OF PLAN 

The purpose of this Plan is to set forth the terms and conditions under which severance pay and other severance benefits will be provided
to employees of the Company. This Plan is intended to constitute an employee welfare benefit plan within the meaning of section 3(1) of ERISA, and is intended to memorialize the provisions of the Company’s severance pay program.

 The effective date of this restatement is May 1, 2012. The rights of any person whose Notice Period Start Date is prior
to the Restated Effective Date shall be determined solely under the terms of the Plan provisions as in effect on such date, unless such person is thereafter reemployed and again becomes a Participant. The rights of any other person shall be
determined solely under the terms of this restated Plan, except as may be otherwise required by law. 
 This Plan is not
intended to constitute a “nonqualified deferred compensation plan” within the meaning of section 409A of the Internal Revenue Code of 1986, as amended (the “Code”). In the event that that any benefit hereunder is deemed by the
Administrator to be subject to section 409A of the Code, the Administrator may modify such benefit as it deems necessary to comply with, or to qualify for an exemption from, Code section 409A. 

ARTICLE 2 - DEFINITIONS 
  

	 	A.	“Administrator” means Schwab or such person or committee as may be appointed from time to time by Schwab to supervise the administration of the Plan.

  

	 	B.	“Affiliate” means any company which is a member of a controlled group of corporations (within the meaning of section 414(b) of the Code) or a group of trades
or businesses under common control (within the meaning of section 414(c) of the Code) that includes the Company. 

  

	 	C.	 “Base Salary” means the Participant’s annual “pay rate” maintained under the authoritative system of record used to produce
the Participant’s regular semi-monthly pay. Base Salary shall be determined as of the Participant’s Notice Period Start Date. Unless included by the Company in a Participant’s “pay rate,” Base Salary shall exclude all other
earnings or paid amounts such as bonuses, overtime, commissions, differentials, variable pay, incentive pay, the value of employee benefits, and any other amounts that are treated as “other earnings” under the Company’s payroll
system. In the case of an Eligible Employee who is classified by the Administrator as a branch manager or a financial consultant of a retail, national or satellite branch, the Administrator may determine, in its sole discretion, that such
individual’s Base Salary, for purposes of calculating Severance Benefits, shall be supplemented with the amount that the 

  
 1 

	 	
Administrator determines, in its sole discretion, to be the Participant’s “practice service” payment in effect as of the Participant’s Notice Period Start Date and as
annualized by the Administrator. The Administrator shall have sole discretionary authority to determine a Participant’s Base Salary for all purposes, and the Administrator’s discretionary determinations shall be conclusive and binding on
all persons. 

  

	 	D.	“Code” means the Internal Revenue Code of 1986, as amended. 

  

	 	E.	“Company” means The Charles Schwab Corporation, a Delaware corporation, and (unless the context requires otherwise) any Participating Company.

  

	 	F.	“Comparable Position” means a position that is comparable, as determined by the Administrator in its sole and absolute discretion taking into account such
factors as it deems appropriate including without limitation the similarity of duties and salary and any increase in the commuting distance to the individual’s principal place of employment, provided that a position will not fail to be a
“Comparable Position” unless it would result in a material negative change within the meaning of Treas. Reg. section 1.409A-1(n)(2)(i) or any successor thereto. 

 

	 	G.	“Corporate Transaction” means a merger, acquisition, spin-off, stock sale, sale of assets or portions of a business, outsourcing of all or any portion of a
business or any other similar corporate transaction. 

  

	 	H.	“Eligible Employee” means an individual classified by the Administrator as a Regular Employee on a payroll in the United States who has incurred a Job
Elimination. The term “Eligible Employee” shall not include (i) individuals employed pursuant to the terms of a collective bargaining agreement between the Company or an Affiliate and a bargaining unit representing such individuals;
(ii) an employee who is on an unpaid leave of absence and has no right to reinstatement under applicable law upon completion of the leave; and (iii) any individual who the Administrator, in its sole discretion, determines to be covered by
a Guaranteed Payments Arrangement or any arrangement that, by its terms, makes the individual ineligible for Plan benefits. Notwithstanding the foregoing, the Administrator may, in its sole discretion, determine that an individual who is a party to
a Guaranteed Payments Arrangement may be eligible to receive benefits under Section 6.4(g). 

  

	 	I.	“Guaranteed Payments Arrangement” is any guarantee or agreement, offer letter, policy, arrangement or plan (regardless of whether it is written or oral) that
provides for guaranteed payments of any nature, severance benefits of any kind, cash payments representing the value of stock options or restricted stock, and/or similar amounts. 

  
 2 

	 	J.	“Job Elimination” means involuntary termination of employment solely on account of changes in the Company’s operations or organization that result in the
elimination of the employee’s job, as determined by the Administrator in its sole and absolute discretion taking into account such factors as it deems appropriate including without limitation (i) a relocation or dissolution of a portion of
the business of the Company; (ii) a withdrawal by the Company from a segment of a market served by the Company; (iii) the elimination of one or more Company product lines; (iv) an elimination, reduction, or change in the
Company’s need for one or more specialized skills provided by the employee; (v) an organizational change in the Company, including without limitation a business redesign, reorganization or consolidation; (vi) a significant change in
the Company’s systems or technology; and (vii) a reduction in the Company’s staffing levels. Notwithstanding anything to the contrary contained herein, a Job Elimination shall not result (A) from retirement, death or voluntary
resignation (whether or not in response to changes in the Company’s operations or organization or in an individual’s title, duties, responsibilities, compensation or benefits) prior to Notice of Eligibility; (B) if the Company or any
successor employer or successor organization offers the employee a Comparable Position; (C) from termination prior to or after Notice of Eligibility on account of unsatisfactory performance, failure of a condition of employment, breach of any
agreement to which the employee and the Company are parties, or violation of any law, regulation, or Company policy (including but not limited to the Code of Business Conduct and Ethics, Compliance Manual, and HR Policies); (D) where, in
connection with a Corporate Transaction, an employee is employed in the same or a substantially similar position at the closing of the Corporate Transaction or the employee is offered a Comparable Position; (E) from the employee’s failure
to return to work within the time required following an approved leave of absence; (F) from a change in employment that results from a natural disaster, unforeseeable governmental action, act of war, or other similar unanticipated business
disaster; (G) from a transfer of employment among the Company and any of its Affiliates; (H) where, in connection with the outsourcing of all or any a portion of a business, the employee is offered a Comparable Position; and (I) from
the Company’s modification or termination of any telecommuting arrangement. 

  

	 	K.	“Long-Term Award” means a long-term award outstanding as of the Participant’s Termination Date and granted under the plan of a Participating Company that
provides for long-term or stock-based awards. 

  

	 	L.	“Non-Officer” means an Eligible Employee who is not an Officer. 

  
 3 

	 	M.	“Notice of Eligibility” means a written or electronic notice, in a form approved by the Administrator, provided to an Eligible Employee that there will be a
Job Elimination and that he or she is eligible for Severance Benefits under the Plan. 

  

	 	N.	“Notice Period” means a sixty (60) calendar day period commencing on the date specified in the Notice of Eligibility. Except as provided in
Section 5.2, Participants are relieved from job responsibilities during the Notice Period and generally are not required to report to work. Also during the Notice Period, all Compliance, Human Resources and Information Security policies and
procedures that applied to Participants before receiving Notice of Eligibility continue in full force and effect and Participants remain subject to those policies and procedures. Participants will continue to receive Base Salary and to participate
in certain employee benefits. Except as otherwise provided under the applicable bonus or incentive plan, Participants shall not be eligible for bonuses and other incentive pay during the Notice Period. In all cases, non-production-based bonuses will
be pro-rated to reflect the Participant’s service prior to the Notice Period Start Date and will be subject to discretionary adjustments by the Company in its sole and absolute discretion. 

 

	 	O.	“Notice Period Start Date” means the first day of the Notice Period. 

 

	 	P.	“Officer” means an Eligible Employee who is classified by the Company as an “officer” based on job grade, designation and such other factors the
Company deems relevant. 

  

	 	Q.	“Participant” means any person who is participating in the Plan as provided in Article 3. 

 

	 	R.	“Participating Company” means the Company and any Affiliate that participates in the Plan (as determined by the Company or Schwab in its sole discretion). A
current list of Participating Companies is set forth in Appendix A. Notwithstanding the foregoing, if a Participating Company ceases to be an Affiliate by reason of a Corporate Transaction, then such entity shall cease to be a Participating Company
upon the closing of such Corporate Transaction. Notwithstanding anything to the contrary in this Plan, no benefits shall be payable under the Plan on account of any employment termination (actual or constructive) that occurs on or after the closing
of such Corporate Transaction in which such entity ceases to be a Participating Company. 

  

	 	S.	“Plan” means The Charles Schwab Severance Pay Plan. 

  

	 	T.	 “Regular Employee” means an individual on a payroll in the United States who (i) is directly employed and paid by the Company and on
whose 

  
 4 

	 	
behalf the Company withholds income tax from his or her compensation; (ii) has regular full-time or part-time employment with the Company; and (iii) is considered and classified by the
Company as a “regular employee.” Notwithstanding the foregoing, a “Regular Employee” shall not include any of the following: 

 (A)    a temporary or seasonal employee, intern, co-op or floater; 
 (B)    an agency temporary or leased employee; 

(C)    an employee on an unpaid leave of absence who does not have a job guarantee upon completion of the leave;

 (D)    an individual who is not directly paid by the Company through its payroll system (without regard
to his or her common law employment status); 
 (E)    consultants, contingent workers, independent
contractors, persons who have signed independent contractor, consultant or vendor agreement(s) or provide services to the Company pursuant to an independent contractor, consultant or vendor agreement, or pursuant to an agreement with any third
party, irrespective of whether any such individuals are determined by any third party (including without limitation any court, arbitrator or governmental or regulatory agency) to constitute an employee of the Company or any Affiliate (including but
not limited to, a common law employee, a joint employee or a leased employee); and 
 (F)    persons
(including but not limited to those identified in subparagraphs (A) through (E)) not otherwise considered by the Company to be a Regular Employee, irrespective of whether any such individuals are deemed by a court, arbitrator or government
agency or other third party to be an employee of the Company or any Affiliate (including but not limited to, a common law employee, a joint employee or a leased employee). 
 If, during any period, the Company has not treated an individual as a common law employee and, for that reason, has not withheld income and employment taxes with respect to that individual, then that
individual shall not be a Regular Employee for that period, even if the individual is determined, retroactively, to have been a common law employee during all or any portion of that period by the Internal Revenue Service or other third party or
pursuant to a court decree, judgment or settlement in a judicial proceeding or otherwise. 
  

	 	U.	“Restated Effective Date” means May 1, 2012. 

  
 5 

	 	V.	“Return Date” means the date specified in the Participant’s Notice of Eligibility by which the Participant must sign and return a Severance Agreement.

  

	 	W.	“Revocation Period” means the seven calendar day (or other longer legally required calendar day) period immediately following the date the Participant signs
the Severance Agreement during which a Participant who is either: (i) at least forty (40) years old; or (ii) is under forty (40) years old and is employed in a state that requires a specific Revocation Period, may revoke his or
her signed Severance Agreement. To be effective, a written request to revoke must be received by the Administrator (as defined by applicable law) no later than 5:00 p.m. PST on the seventh calendar day (or other longer period required by law) from
the date the Participant signed the Severance Agreement or, if mailed, be postmarked no later than the seventh calendar day (or other longer period required by law) from the date the Participant signed the Severance Agreement.

  

	 	X.	“Schwab” means Charles Schwab & Co., Inc., a California corporation. 

 

	 	Y.	“Severance Agreement” means a written agreement in a form satisfactory to the Administrator in exchange for payment of Severance Benefits as provided in
Article 6. In the sole discretion of the Administrator, such agreement may include without limitation, but is not limited to, provisions relating to (i) non-disparagement and non-disclosure; (ii) non-solicitation of customers, clients and
employees; (iii) use of confidential and proprietary information; (iv) return of company property; (v) cooperation with investigations, arbitrations, and litigation; (vi) release and waiver of all legal claims; and
(vii) authorized deductions (if any). To be effective, a Severance Agreement must be signed and returned by the Return Date (and not revoked during any applicable Revocation Period). Severance Agreements are not required to be identical among
Participants. 

  

	 	Z.	 “Severance Benefits” means all payments and benefits provided for in this Plan, including but not limited to all salary and benefits for
periods during which a Participant remains an employee after being provided a Notice of Eligibility (such as the Notice Period), all forms of compensation and/or benefits of any kind for or in connection with such periods, and all other amounts paid
or payable to Participants in accordance with the Plan. The Severance Benefits a Participant may be eligible for are gross amounts from which applicable taxes, withholding and appropriate deductions will be taken, including but not limited to,
deduction of any outstanding amount owed to the Company by the Participant regardless of the reason for or source of the amount due. In order to receive Severance Benefits under Article 6, a Participant must timely sign and return (and not revoke,
where a Revocation Period applies) a Severance Agreement. All Severance Benefits shall be applied toward satisfaction of the Company’s 

  
 6 

	 	
WARN obligations, if any, and shall constitute WARN notice and/or WARN benefits where WARN applies. 

  

	 	AA.	“Severance Period” means the period of time determined by adding, to the Participant’s Termination Date, the number of business days or months for which
the Participant is eligible to receive severance pay under Section 6.1 or 6.2. 

  

	 	BB.	“Termination Date” means the earlier of (i) last day that the Participant is employed by the Company; or (ii) day that the Participant’s Notice
Period ends (as it may be accelerated under Article 5). 

  

	 	CC.	“WARN” means the Federal Worker Adjustment Retraining and Notification Act, as amended, and any applicable state plant or facility closing or mass layoff law.
In the event WARN applies to a Participant, any Notice Period and/or Severance Period, and all compensation and all benefits of any kind due or paid with respect to either are also deemed to constitute WARN notice and/or WARN benefits, and will be
applied toward satisfying the Company’s obligations under WARN. 

  

	 	DD.	“Year of Service” means each 365 calendar day period of service completed by a Participant while a Regular Employee including any service commencing on the
Participant’s date of hire and ending on (and including) the Participant’s Notice Period Start Date and any service prior to a break in service for any reason other than Job Elimination. Periods less than 365 calendar days will be
calculated as a percentage of a 365-calendar day period. A Participant will receive credit for service with a predecessor employer that was acquired by the Company or an Affiliate if such service must be credited for purposes of an “employee
benefit plan” within the meaning of ERISA under the applicable purchase agreement. Except as provided in Section 6.4(a), a Participant’s Years of Service shall exclude service previously used to determine a Participant’s
severance benefits under this Plan, any predecessor plan or any other Affiliate-sponsored severance arrangement. 

ARTICLE 3 – PARTICIPATION 
 3.1.    Commencement of Participation. An Eligible Employee will become a Participant as of the date he or she is issued a Notice of Eligibility. 

3.2    Termination of Participation. A Participant’s participation in the Plan shall terminate on the
earlier of (i) the date when his or her entire Plan benefit has been paid; (ii) the date that his or her participation ends under Section 5.3(b) or 6.4(b); or (iii) the date after the Return Date when the Participant does not
sign and return his or her Severance Agreement or revokes his or her signed Severance Agreement in accordance with any applicable Revocation Period. 

  
 7 

 ARTICLE 4 - EFFECT ON OTHER BENEFITS 

4.1.    Eligibility for Benefits. A Participant’s eligibility for all employee benefits (including
without limitation medical, dental and vision insurance) will cease in accordance with the terms of each respective plan no later than the last day of the month that includes the Termination Date except as may be otherwise required by applicable
law. 
 4.2    Paid Time Off Benefits. A Participant will continue accruing paid time off benefits
until the Termination Date. The rate of accrual during the Notice Period will be the same as the rate of accrual prior to the Participant’s Notice of Eligibility. 
 ARTICLE 5 - NOTICE PERIOD 
 5.1    Notice
Period. Following an Eligible Employee’s Notice of Eligibility, the Participant will enter a Notice Period for a period of sixty (60) calendar days. Except as provided in Section 5.2, during the Notice Period Participants shall
not be required to report to work but shall remain subject to the Company’s policies and procedures. If WARN is applicable to a Participant, the Notice Period and all compensation (including but not limited to salary/wages, benefits and benefit
plan participation) attributable to the Notice Period shall constitute WARN notice and the payment of WARN benefits, respectively, and will be applied against any notice period or other payments that would otherwise be due to satisfy the
Company’s obligations under WARN. 
 5.2    Participants Requested to Work During Notice Period.
If a Participant is requested to work during the Notice Period, then the Participant will be entitled to Severance Benefits only if the Participant continues to perform his or her assigned duties and responsibilities to the satisfaction of the
Company through the date established by the Company in its discretion. 
 5.3    Acceleration of
Termination Date. The Termination Date, which is originally established as the end of the 60 day Notice Period, will be accelerated or otherwise changed if any of the following events occur: 

(a)    If, prior to the end of the Notice Period, a Participant resigns or otherwise obtains an external position or
acts as an employee, consultant or independent contractor or as a sole proprietor of a business or acts as an officer, director, or partner in another public or privately held company. In that case, the Participant is required to notify the
Administrator immediately, the end of the Notice Period and the Termination Date will be accelerated to coincide with the next day after the Participant resigned or otherwise obtained that position. The Participant will receive a payment reflecting
the balance of the Base Salary attributable to the unused portion of the original Notice Period; however, no payment will be made for the value of bonuses, or other incentive compensation or the value of other employee benefits that might otherwise
have been received if the Termination Date had not been accelerated. The Participant remains 

  
 8 

 
eligible to sign and return the applicable Severance Agreement by the Return Date in order to obtain additional Severance Benefits under Article 6. 

(b)    Except as provided in Section 5.2 as determined by the Administrator, if a Participant provides
substantial services to the Company or any Affiliate as an employee (full-time, part-time or seasonal), consultant or independent contractor of the Company or any Affiliate within the Notice Period (without regard to whether the end of the Notice
Period has been accelerated pursuant to Section 5.3(a)), his or her Termination Date under the Plan will be cancelled or accelerated (as appropriate), his or her participation will end, and the Participant will no longer be eligible to receive
any Severance Benefits or any payment of any kind for compensation (including benefits) otherwise attributable to the unused portion of the Notice Period. If a Participant already received payment of lump sum severance pay under Section 6.1,
6.2 and/or 6.3 (as applicable), the Participant will be required, except as the Administrator otherwise determines in its sole discretion, to repay the lump sum severance pay, including the COBRA payment, in full, as a condition of employment or
providing services. In addition, if a Participant already received a lump sum payment for the unused portion of the Notice Period under Section 5.3(a), the Participant is required, except as the Administrator otherwise determines in its sole
discretion, to repay the amount by which this lump sum payment exceeds the amount the Participant would have received if the payment had been calculated based on the number of business days that actually elapsed between the beginning of the Notice
Period and the date of his or her commencement of service, as a condition of employment or providing services. 
 ARTICLE 6 -
BENEFITS 
 Upon being provided with a Notice of Eligibility, a Participant becomes eligible to receive the Severance
Benefits described in Sections 6.1, 6.2, and 6.3 (as applicable) only if the Participant returns to the Administrator a signed Severance Agreement no later than the Return Date. If a Revocation Period applies, a Participant’s eligibility to
receive these Severance Benefits also is conditioned upon the Participant not revoking (or attempting to revoke) the Severance Agreement during the Revocation Period. Subject to those conditions and such other conditions set forth in this Plan, the
Participant will be entitled to receive the benefits set forth in Sections 6.1, 6.2, and 6.3 (as applicable). 

6.1    Non-Officer Severance Pay. 
 A Non-Officer Participant employed by a Participating Company as of his or her Notice of Eligibility will be eligible to receive a lump sum severance pay benefit equal to the amount of the
Participant’s Base Salary that would have been payable for ten business days multiplied by the Participant’s full Years of Service plus the number of business days for the Participant’s partial Years of Service shown in the table in
(i) below, but in no event more than the amount of Base Salary that would have been payable to the Participant for 220 business days. 
 (i) The Participant will receive credit for a partial Year of Service 

  
 9 

 
(after aggregation of partial years), based on the following table: 
  

			
	   Length of Partial Year
	  	    Number of Business Days
	   Less than 3 months
	  	3 days
	   At least 3 months but less than 6 months
	  	5 days
	   At least 6 months but less than 9 months
	  	7 days
	   At least 9 months but less than 12 months
	  	10 days

 (ii) The minimum Severance Benefit shall be determined by the Participant’s job grade on the Notice
Period Start Date based on the following table: 
  

			
	   Job Grade
	  	    Minimum Severance Benefit
	   Individual Contributor (52-55)
	  	22 business days
	   Sr. Individual Contributor/Team Lead (56)
	  	44 business days
	   Manager (57)
	  	66 business days
	   Sr. Manager (58 – 59)
	  	88 business days
	   Director (60, U1 and U2)
	  	110 business days

 6.2    Officer Severance Pay. 

An Officer Participant employed by a Participating Company as of his or her Notice of Eligibility will be eligible to receive a lump sum
severance pay benefit in the following amounts. For Vice Presidents, the amount of the Participant’s Base Salary that would have been payable for ten business days multiplied by the Participant’s full Years of Service, but in no event less
than the amount of Base Salary that would have been payable to the Participant for five months (110 business days) and no more than the amount of Base Salary that would have been payable to the Participant for 10 months (220 business days). For
Senior Vice Presidents or Executive Vice Presidents, the amount of the Participant’s Base Salary that would have been payable for 15 business days multiplied by the Participant’s full Years of Service, but in no event less than the amount
of Base Salary that would have been payable to the Participant for seven months (154 business days) and no more than the amount of Base Salary that would have been payable to the Participant for 12 months (264 business days). 

The Participant who is a Vice President also will receive credit for a partial Year of Service (after aggregation of partial years),
based on the following table: 
  

			
	   Length of Partial Year
	  	    Number of Business Days
	   Less than 3 months
	  	3 days
	   At least 3 months but less than 6 months
	  	5 days
	   At least 6 months but less than 9 months
	  	7 days
	   At least 9 months but less than 12 months
	  	10 days

 The Participant who is a Senior Vice President or Executive Vice President also will receive credit for a
partial Year of Service (after aggregation of partial years), based 

  
 10 

 
on the following table: 
  

			
	   Length of Partial Year
	  	    Number of Business Days
	   Less than 3 months
	  	3 days
	   At least 3 months but less than 6 months
	  	7 days
	   At least 6 months but less than 9 months
	  	11 days
	   At least 9 months but less than 12 months
	  	15 days

 6.3    Group Health Plan Coverage Payment and Long-Term Awards. 

(a)    A Participant who becomes entitled to receive Severance Benefits will be eligible to receive a single lump
sum payment to cover a portion of the cost of group health plan coverage for the Participant and his or her enrolled spouse, domestic partner and dependents (“Dependents”). The amount of such payment shall be based on the period of time
for which the Participant is eligible to receive severance pay and COBRA rates for group health plan coverage in effect for the Participant and his or her Dependents as of the Participant’s Notice of Eligibility, without regard to changes in
COBRA rates or coverage after Notice of Eligibility. 
 (b)    If an Officer Participant becomes entitled
to Severance Benefits, then: 
 (i) The portion of each of the Participant’s Long-Term Awards, except performance-based
restricted stock or similar awards designed to meet the requirements for performance-based compensation under Section 162(m) of the Code, that would have vested if the Participant had remained employed during the Severance Period shall be
vested as soon as administratively practicable after the Participant’s Termination Date and the Participant shall be treated as if he or she continued in employment during the Severance Period for purposes of determining whether the Participant
vests in any performance-based restricted stock or similar award, subject to subparagraph (iii) below; and 
 (ii) The
determination of whether the Participant has satisfied the conditions of “retirement” under each Long-Term Award agreement (to the extent applicable) shall be made as of his or her Termination Date, without regard to the Participant’s
Severance Period. 
 (iii) The Severance Period shall not modify or extend the exercise period of any Long-Term Award, and,
except as set forth in Section 6.3(b)(i), the Plan shall not provide any benefit with respect to any Long-Term Award. 

6.4    Additional Provisions Related to Severance Benefits. 

(a)    If a Participant receives severance benefits under this Plan, any predecessor plan or any other
Affiliate-sponsored severance arrangement and if the Participant subsequently provides services to the Company or an Affiliate, then any 

  
 11 

 
Severance Benefits that may become payable to the Participant under this Plan following the date of recommencement of service shall be based solely on the Participant’s Years of Service
following the date of such recommencement; provided, however, the Administrator shall have the discretionary authority to suspend the application of this provision to a Participant who repaid more than 80% of his or her Severance Benefits pursuant
to Section 5.3(b) or 6.4(d). 
 (b)    Notwithstanding anything to the contrary contained herein,
(i) an employee or Participant whose employment with the Company (or an Affiliate) is terminated before or after receipt of Notice of Eligibility for any reason other than Job Elimination shall not be entitled to receive any Severance Benefits
hereunder, and (ii) a Participant shall lose eligibility to receive Severance Benefits if (A) after receipt of Notice of Eligibility, the employee fails to work satisfactorily at the request of the Company through the date it specifies; or
(B) the Company becomes aware of circumstances which could or would have caused a Participant’s termination from employment including but not limited to misconduct or any violation of law, regulation or Company policy. 

(c)    Lump sum benefits payable pursuant to Section 6.1, 6.2 or 6.3(a) shall be paid during the next payroll
processing cycle that follows the later of (i) the date the Severance Agreement is received, assuming it is signed and returned to the Administrator in the required time and is not revoked in accordance with any applicable Revocation Period; or
(ii) the Termination Date, as it may be accelerated under Article 5 or 6. All payments made pursuant to this Plan shall be paid no later than March 15th of the calendar year immediately following the year the Termination Date occurs. 

(d)    If a Participant receives payment of any or all of his or her Severance Benefit under Section 6.1, 6.2
and/or 6.3 and after his Termination Date subsequently provides substantial services to the Company or any Affiliate as an employee, consultant or independent contractor (other than pursuant to a Corporate Transaction), the Participant will be
required, except as the Administrator otherwise determines in its sole discretion, as a condition of reemployment or otherwise providing services, to repay the amount (if any) by which the lump sum payment (including COBRA payments) exceeds the
amount the Participant would have received if such payment had been calculated based on the number of business days that have actually elapsed between the Termination Date and the date that the Participant started to provide such services. The
repayment obligation is applicable regardless of whether the Participant’s severance pay was paid under Section 6.1, 6.2 and/or 6.3(a); provided, however, the repayment obligation shall not apply to benefits provided under
Section 6.3(b). Repayment of a pro rata share of severance benefits does not affect the validity of the Severance Agreement. 
 (e)    Notwithstanding anything to the contrary contained in this Plan, in the event WARN is applicable to a Participant: (i) any Notice Period and/or Severance Benefits paid or
payable to the Participant will be deemed to constitute and shall be attributed to WARN notice and/or WARN benefits; (ii) all Severance Benefits under this Plan will be reduced and/or offset by any notice, payments or benefits to which the

  
 12 

 
Participant may be entitled under WARN; and (iii) all Severance Benefits under this Plan will be reduced and/or offset by any amount of paid days and/or paid benefits in lieu of notice the
Participant is given or is required to be given by the Company to satisfy its obligations under WARN. A Severance Agreement is not required for receipt of WARN benefits. 
 (f)    Notwithstanding anything to the contrary contained herein, the Company may revoke a Participant’s Severance Agreement during any applicable Revocation Period. 

(g)    Notwithstanding anything to the contrary contained herein, the Administrator shall have the authority, in its
sole discretion, to provide benefits under the Plan to an individual who is a party to a Guaranteed Payments Arrangement on such terms as determined in the Administrator’s sole discretion. 

(h)    Notwithstanding anything to the contrary contained herein, a Participant shall be deemed to be employed by a
Participating Company for purposes of benefits under Article 6 in the event that such Participant, as of his or her Notice of Eligibility, is designated by the Company, in its sole and absolute discretion, as a dual employee providing fund
administration services to the Excelsior Funds. 
 ARTICLE 7 - FUNDING 

The amount required to be paid as Severance Benefits under this Plan shall be paid from the general assets of the Company at the time
such Severance Benefits are to be paid. 
 ARTICLE 8 - ADMINISTRATION 

8.1    Administrator’s Authority. The administration of the Plan shall be under the supervision of the
Administrator. It shall be the responsibility of the Administrator to assure that the Plan is carried out in accordance with its terms. The Administrator shall have full power and sole discretionary authority to administer, interpret and construe
the Plan, and to determine all claims for benefits, subject to the requirements of ERISA. The Administrator’s actions, interpretations and determinations shall be final and binding on all concerned and, in the event of judicial review, shall be
entitled to the maximum deference allowed by law. The Administrator shall have discretionary authority: 

(a)    To make and enforce such rules and regulations as it deems necessary or proper for the efficient
administration of the Plan; 
 (b)    To interpret and construe the Plan, its interpretation and
construction thereof to be final and conclusive on all persons claiming benefits under the Plan; 

  
 13 

 (c)    To decide all questions concerning the Plan and the eligibility
of any person to participate in the Plan; 
 (d)    To compute the amount of benefits which will be payable
to any Participant in accordance with the provisions of the Plan, and to determine the person or persons to whom such benefits will be paid; 
 (e)    To authorize the payment of benefits; 

(f)    To appoint such agents, counsel, accountants, consultants and actuaries as may be required to assist in
administering the Plan; and 
 (g)    To allocate and delegate its responsibilities under the Plan and to
designate other persons to carry out any of its responsibilities under the Plan, and such allocation, delegation or designation to be by written instrument and in accordance with Section 405 of ERISA. 

The interpretations and determinations of the Administrator shall be final and binding and are not required to be uniform among similarly
situated individuals. The Administrator also reserves the right to provide additional benefits, in the Administrator’s sole discretion. Determinations to be made in the discretion of the Company are made by the Company in its non-fiduciary
capacity, with regard to the best interests of the Company, and are not required to be uniform among similarly situated individuals. In administering the Plan, the Administrator shall be entitled, to the extent permitted by law, to rely conclusively
on all tables, valuations, certificates, opinions and reports which are furnished by any accountant, counsel or other expert who is employed or engaged by the Administrator. Schwab shall be the “named fiduciary” for purposes of section
402(a)(1) of ERISA with authority to control and manage the operation and administration of the Plan, and shall be responsible for complying with all of the reporting and disclosure requirements of Part 1 of Subtitle B of Title I of ERISA.

 8.2    Claims for Benefits. No person shall be entitled to benefits under this Plan unless the
Administrator has determined that he or she is entitled to them. All applications for benefits, and all inquiries concerning the Plan or present or future rights to benefits under the Plan, must be submitted to the Administrator in accordance with
the established claims procedure set forth in the summary plan description. Notwithstanding anything to the contrary in this Plan, no person shall have a colorable claim for vested or unvested benefits under this Plan unless the Administrator
(i) has determined that the person has incurred a Job Elimination; and (ii) has issued to the person a Notice of Eligibility. 
 8.3    Indemnification. The Company agrees to indemnify, defend and hold harmless to the fullest extent permitted by law any employee serving as or on behalf of the
Administrator or as a member of a committee designated as Administrator (including any employee or former employee who formerly served as Administrator or as a member of such committee) against all liabilities, damages, costs and expenses (including
attorneys’ fees and amounts paid in settlement of any claims approved by the Company) 

  
 14 

 
occasioned by any act or omission to act in connection with the Plan, if such act or omission is in good faith. 
 ARTICLE 9 - AMENDMENT AND TERMINATION 
 The Plan and/or any of its terms
may be amended, suspended or terminated at any time with or without prior notice by action of the Board of Directors of Schwab or the Company or their respective delegates. Schwab’s Executive Vice President – Human Resources shall have the
authority to adopt amendments that do not materially increase the cost of the Plan. 
 ARTICLE 10 - MISCELLANEOUS

 Except where otherwise indicated by the context, any masculine terminology used herein shall also include the feminine
and vice versa, and the definition of any term herein in the singular shall also include the plural, and vice versa. 
 This
Plan shall not be deemed to constitute a contract between the Company and any Eligible Employee or to be a consideration or an inducement for the employment of any Eligible Employee. Nothing contained in this Plan shall be deemed to give any
Eligible Employee the right to be retained in the service of the Company or to interfere with the right of the Company to discharge any Eligible Employee at any time, irrespective of the effect which such discharge shall have upon such individual as
an Eligible Employee of this Plan. 
 This Plan shall be construed and enforced according to federal law, except where not
preempted, by the laws of the State of California other than its laws respecting choice of law. 

  
 15 

 ARTICLE 11 - EXECUTION 

To record the amendment and restatement of the Plan to read as set forth herein effective as of May 1, 2012, Charles
Schwab & Co., Inc. has caused its authorized officer to execute the same this 27th day of April 2012. 
 CHARLES SCHWAB & CO., INC.

  

					
			
	By:	 	Jay L. Allen	 	        /s/ Jay L. Allen          
          

 Title: The Executive Vice President - Human Resources and Employee Services 

  
 16 

 APPENDIX A 
 (May 1, 2012) 
 brokersXpress, LLC 
 Charles Schwab & Co., Inc. 
 Charles Schwab Bank 

Charles Schwab Investment Advisory, Inc. 

Charles Schwab Investment Management, Inc. 

Compliance11, Inc. 
 Open E Cry, LLC 

optionsXpress, Inc. 
 Optionetics, Inc.

 Performance Technologies, Inc. 

Schwab International Holdings, Inc. 
 Schwab
Private Client Investment Advisory, Inc. 
 Schwab Retirement Plan Services Company 
 Schwab Retirement Plan Services, Inc. 
 Schwab Retirement Technologies, Inc. 

Windhaven Investment Management, Inc. 

  
 A

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