Document:

Exhibit 10.5

                            STOCK PURCHASE AGREEMENT
                            ------------------------

     THIS STOCK PURCHASE AGREEMENT, ("Agreement") entered into on this the 12th
day of March, 2004, by and between VISTA EXPLORATION CORPORATION, a Colorado
corporation with its principal place of business located at 11011 King Street,
Suite 260, Overland Park, Kansas 66210, (hereinafter referred to as "Vista"),
ICOP DIGITAL, INC., a Nevada corporation with its principal place of business
located at 11011 King Street, Suite 260, Overland Park, Kansas 66210,
(hereinafter referred to as "ICOP"), KENNETH L. McCOY, an individual, ROSALIND
McCOY, an individual, DARRIN McCOY, an individual, RAYMOND McCOY, an individual,
(KENNETH L. McCOY, ROSALIND McCOY, DARRIN McCOY and RAYMOND McCOY hereinafter
collectively referred to as the "McCoys") and MCCOY'S LAW LINE, INC., a Kansas
corporation, with its principal place of business located at 15 South Highland,
Chanute, Kansas 66720 (hereinafter referred to as "McCoy's Law Line").

                               W I T N E S S E T H

     WHEREAS, pursuant to that certain agreement dated February 5, 2003,
(hereinafter referred to as "McCoy's Law Line Acquisition Agreement") the McCoys
conveyed 500,000 shares of common stock, constituting all of the issued and
outstanding shares of McCoy's Law Line to ICOP prior to its past merger in
exchange for the issuance of 700,000 shares of $.001 par value common stock of
ICOP; and

     WHEREAS, pursuant to the terms of the McCoy's Law Line Acquisition
Agreement, McCoy's Law Line became a wholly owned subsidiary of ICOP and the
McCoys were issued 700,000 shares of ICOP stock; and

     WHEREAS, on or about February 5, 2003, Kenneth L. McCoy, individually as
Lessor and ICOP as Lessee, entered into that certain Commercial and Industrial
Lease Agreement, (hereinafter the "Lease Agreement") with regard to the property
located at 15 South Highland, Chanute, Kansas 66720; and

     WHEREAS, on or about May 1, 2003 ICOP and Kenneth L. McCoy individually
entered into that certain Executive Employment Agreement, (hereinafter the
"Employment Agreement"); and

     WHEREAS, on or about December 23, 2003, Kenneth L. McCoy, Rosalind McCoy
and Darrin McCoy executed certain Intellectual Property Assignment,
Nondisclosure and Noncompete Agreements (hereinafter the "Intellectual Property
Assignments"); and

     WHEREAS, as of February 24, 2004, McCoy's Law Line had accumulated bank
debt related to its operations of approximately $450,000.00 plus interest from
the Community National Bank of Chanute, Kansas; and

     WHEREAS, in February 2004 ICOP, after approval, was merged into a wholly
owned subsidiary of Vista with ICOP the surviving corporation with new
certificates issued to the McCoys in exchange for their prior ICOP certificates;
and

<PAGE>

     WHEREAS, it is the desire of the parties to enter into an agreement under
the terms of which the McCoys will reacquire all of the issued and outstanding
shares of McCoy's Law Line (500,000 shares) in exchange for the conveyance of
700,000 shares of ICOP to ICOP.

     WHEREAS, ICOP, as a capital contribution to McCoy's Law Line, will pay the
sum of $450,000.00 to Community National Bank of Chanute, Kansas, as later set
forth.

     NOW, THEREFORE, in consideration of the above and foregoing premises and
the mutual covenants and agreements contained herein, the parties hereto agree
as follows:

     Section 1. Exchange of Shares and Payments. Prior to the Closing Date as
defined herein, ICOP will have put into McCoy's Law Line additional capital in
the amount of Four Hundred and Fifty Thousand and 00/100 Dollars ($450,000.00)
payable not only to McCoy's Law Line but also to the Community National Bank of
Chanute, Kansas. Simultaneously therewith, McCoy's will convey in the aggregate
700,000 shares of ICOP Common Stock represented by the certificates set forth
above to ICOP. Kenneth L. McCoy will simultaneously execute documentation
transferring or assigning all existing options to acquire 500,000 shares of ICOP
Common Stock subject to the terms under which such options were granted.
Simultaneously therewith, ICOP will convey to the McCoys all of the shares of
McCoy's Law Line as follows:

SHAREHOLDER                                 NUMBER OF SHARES
-----------                                 ----------------

KENNETH L. McCOY                            175,000 shares
ROSALIND McCOY                              145,000 shares
DARRIN McCOY                                160,000 shares
RAYMOND McCOY                                 20,000 shares
Total                                       500,000

     Section 2. Escrow, Agreements, and Validity - McCoys. In anticipation of
closing, McCoys will execute and place into escrow with the firm of Evans &
Mullinix, P.A., the following items and agreements:

          a. 700,000 shares of ICOP Common Stock;

          b. Executed Stock Powers conveying such shares to ICOP;

          c. Agreement canceling the Stock Option held by Kenneth L. McCoy to
acquire 500,000 shares of ICOP Common Stock;

          d. The resignation of Kenneth L. McCoy as a member of the Board of
Directors of Vista and ICOP;

          e. Agreements signed by McCoy terminating the Lease Agreement and
Employment Agreement with ICOP;

          f. Agreements signed by the McCoys concerning Releases and
Indemnifications.

                                       2

<PAGE>

     Section 3. Escrow, Agreements, and Validity - ICOP, Vista. ICOP and Vista,
pending closing, agree to place in escrow with the firm of Evans & Mullinix,
P.A., the following items:

          a. $450,000.00 payable to McCoy's Law Line and Community National Bank
of Chanute, Kansas;

          b. 500,000 shares of McCoy's Law Line;

          c. Executed Stock Powers conveying such shares to the McCoys;

          d. Agreements relating to Indemnification and Releases of the McCoys;
and

          e. Modifications to Intellectual Property Assignments.

     Section 4. Operation of McCoy's Law Line Prior to Closing. The parties
hereto acknowledge and agree that McCoy's Law Line shall be operated, prior to
closing, in its ordinary course of business.

     Section 5. Closing. Subject to the terms and conditions of this Agreement,
on the date (the "Closing Date") to be selected by ICOP, but not later than
March 31, 2004.

     Section 6. Retention of Unrelated Shares. Kenneth L. McCoy, Rosalind McCoy
and Darrin McCoy are in the aggregate, the holders of 950,000 shares of ICOP
common stock unrelated to the McCoy's Law Line Acquisition Agreement and nothing
contained in this Agreement shall be construed as obligating them to transfer
such shares to ICOP or otherwise, and any executed Releases or Indemnifications
by them do not pertain to their rights under these retained shares.

     Section 7. Tax Returns and Audits. The parties acknowledge and agree that
ICOP and McCoy's Law Line shall file consolidated tax returns for the tax year
ending December 31 2003 and further, McCoy's Law Line shall cooperate with any
pending or future audits of ICOP or McCoy's Law Line reasonably requested or
required by ICOP. All tax reporting for McCoy's Law Line for the tax year 2004
and all subsequent tax years shall be the responsibility of McCoy's Law Line.

     Section 8. Notices. All notices, requests, demands and other communications
hereunder shall be deemed to have been duly given if delivered by hand or
mailed, certified or registered mail, return receipt requested, with postage
prepaid:

                  If to ICOP or Vista:

                           Vista Exploration Corporation
                           ICOP Digital, Inc.
                           c/o Charles A. Ross, Sr.
                           11011 King Street, Suite 260
                           Overland Park, KS  66210

                                       3

<PAGE>

                  If to McCoys or McCoy's Law Line:

                           McCoy's Law Line, Inc.
                           c/o Kenneth L. McCoy
                           15 South Highland
                           Chanute, KS  66720

                           Kenneth L. McCoy
                           12825 220th Road
                           Chanute, KS  66720

                           Rosalind McCoy
                           12825 220th Road
                           Chanute, KS  66720

                           Darrin McCoy
                           306 South Tennessee
                           Chanute, KS  66720

                           Raymond McCoy
                           8583 Granbury Place
                           Cordova, TN  38018

Each party may designate by notice in writing a new address to which any notice,
demand, request or communication may thereafter be so given, served or sent.
Each notice, demand, request or communication which shall be mailed or delivered
in the manner described above shall be deemed sufficiently given, served or sent
and received for all purposes at such time as it is delivered to the addressee
(with the return receipt, the delivery receipt or other affidavit of messenger
being deemed conclusive evidence of such delivery) or at such time as delivery
is refused by the addressee upon presentation.

     Section 9. Other Provisions.

          a. Governing Law. This Agreement shall be construed and interpreted
according to the laws of the State of Kansas.

          b. Entire Agreement. Agreement and Modification: This Agreement,
including all attachments hereto, constitutes the entire agreement of the
parties.

          c. Consents; Other Action. The parties shall each use their reasonable
best efforts to take any such action or actions as may be required by law,
regulation, rule or otherwise in order to carry out the transactions
contemplated herein and to cause the condition precedent to be satisfied,
whether such action is required at or following closing.

                                       4

<PAGE>

          d. Titles and Headings. The titles and headings contained in this
Agreement are inserted for convenience only and shall not affect in any way the
meaning or interpretation of this Agreement.

          e. Binding Effect and Survival. This Agreement shall be binding upon
and inure to the benefit of the parties named herein and their respective
successors and assigns. The warranties and covenants contained herein shall
survive the closing and remain in full force and effect.

          f. Fees and Expenses. Each party hereto shall bear its own fees and
expenses incident to this Agreement and the transactions contemplated
thereunder, including all legal and accounting fees and disbursements.

          g. Execution in Counterparts. To facilitate execution, this Agreement
may be executed in as many counterparts as may be required; and it shall not be
necessary that the signatures of, or on behalf of, each party, or that the
signatures of all persons required to bind any party, appear on each
counterpart; but it shall be sufficient that the signature of, or on behalf of,
each party, or that the signatures of the persons required to bind any party,
appear on one or more of the counterparts. All counterparts shall collectively
constitute a single agreement. It shall not be necessary in making proof of this
Agreement to produce or account for more than a number of counterparts
containing the respective signatures of, or on behalf of, all of the parties
hereto.

     IN WITNESS WHEREOF, the parties have executed this Agreement on the date
first written above.

                          Vista:                VISTA EXPLORATION CORPORATION,
                                                a Colorado corporation

                                                /s/  Charles A. Ross, Sr.
                                                -------------------------------
                                                CHARLES A. ROSS, SR.,
                                                Chairman and CEO

                          ICOP:                 ICOP DIGITAL, INC.,
                                                a Nevada corporation

                                                /s/  Charles A. Ross, Sr.
                                                -------------------------------
                                                CHARLES A. ROSS, SR.,
                                                Chairman and CEO

                                       5

<PAGE>

                          McCoys:               /s/  Kenneth L. McCoy
                                                -------------------------------
                                                KENNETH L. McCOY, an individual

                                                /s/  Rosalind McCoy
                                                -------------------------------
                                                ROSALIND McCOY, an individual

                                                /s/  Darrin McCoy
                                                -------------------------------
                                                DARRIN McCOY, an individual

                                                /s/  Raymond McCoy
                                                -------------------------------
                                                RAYMOND McCOY, an individual

                          McCoy's Law Line:     MCCOY'S LAW LINE, INC.,
                                                a Kansas corporation

                                                /s/  Kenneth L. McCoy
                                                KENNETH L. McCOY, President

                                       6Exhibit 10.8

 

FIFTH  AMENDMENT

TO 

MORTGAGE

WAREHOUSE  LOAN  AND  SECURITY

AGREEMENT  

This Fifth Amendment to Mortgage Warehouse Loan
and Security Agreement (this "Amendment"), made by and between FIRST
PREFERENCE MORTGAGE CORP., a Texas corporation ("Borrower"), COLONIAL
BANK, an Alabama banking corporation, as lender ("Lender"), is dated as of
the th day of April, 2003. 

R  E  C  I  T  A  L  S:  

Pursuant to that certain Mortgage
Warehouse Loan and Security Agreement dated as of December 28, 2000, as amended
by that certain First Amendment to Mortgage Warehouse Loan and Security
Agreement dated as of February 20, 2001, that certain Second Amendment to
Mortgage Warehouse Loan and Security Agreement dated as of April 10, 2001, that
certain Third Amendment to Mortgage Warehouse Loan and Security Agreement dated
as of August 29, 2001 and that certain Fourth Amendment to Mortgage Warehouse
Loan and Security Agreement dated as of October 31, 2002 (as heretofore
amended, the "Agreement"), Lender made available to Borrower, subject to the
terms and conditions thereof, a revolving line of credit loan in the maximum
aggregate principal amount not to exceed $45,000,000.00 (the "Line of Credit").

Borrower has requested that Lender agree
to increase the maximum principal amount available under the Line of Credit
from $45,000,000.00 to $50,000,000.00 on a temporary basis, and to make certain
other changes, and Lender is willing to do so, but only on the express
condition, among others, that Borrower enters into this Agreement, pursuant to
which the Agreement shall be amended and modified. 

NOW, THEREFORE, in consideration of the
premises and agreements contained herein, and for good and valuable
consideration, the receipt and sufficiency of which are acknowledged by the
parties hereto, the parties hereto do hereby agree, each with the other, as
follows: 

1. If not otherwise defined herein or the
context shall not expressly indicate otherwise, all capitalized terms which are
used herein shall have their respective meanings given to them in the Agreement.

2. Section 1.1 (Defined Terms) of the
Agreement is hereby amended as follows: 

(A) By amending
and restating the definition of "Commitment" to read in its entirety as
follows: 

"Commitment" shall mean the commitment of
Lender to make Advances to Borrower which Advances in the aggregate, subject to
each applicable Sublimit, shall not exceed (i) $50,000,000.00 at any time
outstanding prior to July 31, 2003 or  (ii) $45,000,000.00 at any time
outstanding on or after July 31, 2003. The Commitment shall automatically
decrease on July 31, 2003 without notice or other action of any kind on the
part of Borrower, Lender or any other Person. 

(B) By amending and restating the definition of
"Maturity Date"
to read in its entirety as follows:  

"Maturity Date"
shall mean July 31, 2003; provided, that upon the written request of Borrower
to Lender, Lender may elect to extend the Maturity Date on such terms and
conditions as it deems appropriate in its sole discretion. 

 

 

(C) By amending and restating the definition of
"Sublimit A" to read in its entirety as follows: 

"Sublimit A" shall mean a portion of the Line
of Credit up to but not exceeding $50,000,000.00 prior to July 31, 2003 or
$45,000,000.00 on or after July 31, 2003, which shall be available to warehouse
Sublimit A Mortgage Loans. 

(D) By amending and restating the definition of
"Sublimit B" to read in its entirety as follows: 

"Sublimit B" shall mean a portion of the Line
of Credit up to but not exceeding $12,500,000.00 (increasing to $17,500,000.00
during the last five (5), followed by the first five (5) Banking Days of each
month) prior to July 31, 2003, or $11,250,000.00 (increasing to $15,750,000.00
during the last five (5), followed by the first five (5) Banking Days of each
month) on or after July 31, 2003, which shall be available to warehouse
Sublimit B Mortgage Loans. 

(E) By amending and restating the definition of
"Sublimit C" to read in its entirety as follows: 

"Sublimit C" shall mean a portion of the Line
of Credit up to but not exceeding $5,000,000.00 prior to July 31, 2003 or
$4,500,000.00 on or after July 31, 2003, which shall be available to warehouse
Sublimit C Mortgage Loans. 

(F) By amending and restating the definition of
"Sublimit D" to read in its entirety as follows: 

"Sublimit D"
shall mean a portion of the Line of Credit up to but not exceeding $1,250,000.00
prior to July 31, 2003 or $1,125,000.00 on or after July 31, 2003, which shall
be available to warehouse Sublimit D Mortgage Loans. 

3. Section 2.4 (Note) of the
Agreement is hereby amended to delete the term "$45,000,000.00" therefrom and
to substitute the term "$50,000,000.00" in lieu thereof. Notwithstanding the
face amount of the Note, the parties acknowledge that the Commitment shall
automatically decrease to $45,000,000.00 on and after July 31, 2003. 

4. Section 6.3 (Special Financial
Covenants) of the Agreement is hereby amended and restated in its entirety to
read as follows: 

Section 6.3 Special Financial Covenants.

Borrower hereby covenants and agrees that,
as long as any Obligations remain unpaid or the Commitment hereunder is outstanding,
the following special financial covenants shall be applicable to Borrower and
tested monthly at the end of each calendar month as set forth below: 

 

2

 

 

(a) Tangible
Net Worth. Borrower's Tangible Net Worth shall not be less than
$3,600,000.00 until July 31, 2003, and shall not be less than $3,500,000.00 on
and after July 31, 2003. 

(b) Adjusted
Tangible Net Worth. Borrower's Adjusted Tangible Net Worth shall not be
less than $3,400,000.00 until July 31, 2003, and shall not be less than
$3,200,000.00 on and after July 31, 2003. 

(c) Adjusted
Leverage Ratio. Borrower's Adjusted Leverage Ratio shall not be greater
than 15:1.0. 

(d) Current Ratio. Borrower's
Current Ratio shall not be less than 1.0:1.0. 

5. This Amendment shall become effective
as of the date first written above, provided that the Lender shall have
received by such date the following items, all of which must be in form and
content satisfactory to Lender in its sole discretion: 

(A) This
Amendment executed by Borrower and Lender (whether such parties shall have
signed the same or different counterparts); 

(B) A
Fourth Amendment to Promissory Note executed by Borrower and Lender (the "Note
Amendment") (whether such parties shall have signed the same or different
counterparts); 

(C) An
executed affidavit, in form satisfactory to Lender, regarding the execution of
this Agreement by Borrower outside the State of Florida; 

(D)
Certificates of even date herewith signed by the President and Chief Executive
Officer and/or Secretary or Assistant Secretary of Borrower, as appropriate,
certifying (1) the
authorizing resolutions of Borrower, (2) that the organizational documents of
Borrower previously delivered to the Lender remain in full force and effect
with no modification or amendments except as disclosed in said Certificate, (3)
that all representations and warranties previously made to Lender remains true,
complete and accurate, and (4) that no Event of Default or Potential Default
has occurred and is continuing; 

(E) A confirmation of even date
  herewith from Guarantor with respect to his Guaranty; 

(F) If required by Lender, good
  standing certificates/certificates of existence of a recent date for
Borrower from the State of Texas and each other state in which Borrower
conducts its business 

(G) If
required by Lender, a third party operations audit, the results of which must
be satisfactory to Lender; 

(H) If
required by Lender, such UCC and other lien searches as Lender shall request,
showing no Liens which have priority over Lender's first priority security
interest in the Collateral; and 

(I) Such
other certificates, instruments, opinions and documents (if any) that Lender
shall reasonably request. 

 

3

 

 

6.
Notwithstanding the execution of this Amendment and the Note Amendment, all of
the indebtedness evidenced by the Note (as amended by the Note Amendment) shall
remain in full force and effect, and any collateral described in any agreement
providing security for any obligation of Borrower so defined to include the
Note shall remain subject to the liens, pledges, security interests and
assignments of any such agreements as security for the indebtedness evidenced
by the Note (as amended by the Note Amendment) and all other indebtedness
described therein. Nothing herein in this Amendment shall be construed to
constitute a novation of the indebtedness evidenced by the Note or to release,
satisfy, discharge or otherwise affect or impair in any manner whatsoever (1)
the validity or enforceability of the indebtedness evidenced by the Note (as
amended by the Note Amendment); (2) the liens, pledges, security interests,
assignments and conveyances affected by the Agreement, the other Loan Documents
and any other agreement securing such Note (as amended by the Note Amendment),
or the priority thereof; (3) the liability of any maker, endorser, surety,
guarantor or other Person that may now or hereafter be liable under or on
account of the Note or any agreement securing such Note; or (4) any other
security or instrument now or hereafter held by Lender as security for as
evidence of any of the above-described indebtedness. In no way limiting the
foregoing, Borrower acknowledges and agrees that the indebtedness evidenced by
the Note (as amended by the Note Amendment) is and shall remain secured by the
collateral described in the Agreement and the other Loan Documents. 

7. In order to induce Lender to
  enter into this Amendment, Borrower represents and warrants that: 

(A) The execution, delivery and
  performance by Borrower of this Amendment, the Note Amendment and the other documents contemplated
hereby to which Borrower is a party are within its corporate powers, has been
duly authorized by all necessary corporate action and is not in contravention
of any law, rule or regulation, or any judgment, decree, writ, injunction,
order to award of any arbitrator, court or governmental authority, or of the
terms of Borrower's certificate of incorporation or bylaws, or of any contract
or undertaking to which Borrower is a party or by which Borrower or its
property is or may be bound or affected. 

(B) Each of
this Amendment, the Note Amendment and the other documents contemplated hereby
to which Borrower is a party is a legal, valid and binding obligation of
Borrower, enforceable against Borrower in accordance with its terms. 

(C) No
consent, approval or authorization of or declaration, registration or filing
with any governmental authority or any nongovernmental person or entity,
including without limitation any creditor or stockholder of Borrower, is required
on the part of Borrower in connection with the execution, delivery and
performance of this Amendment, the Note Amendment or the other documents or the
transactions contemplated hereby or as a condition to the legality, validity or
enforceability of this Amendment or the Note Amendment. 

(D) After
giving effect to the amendments to the Agreement contained in this Amendment,
the representations and warranties contained in Article 5 of the Agreement and
in the other Loan Documents are true and correct on and as of the date hereof
with the same force and effect as if made on and as of the date hereof, no
Event of Default or Potential Default exists or has occurred and is continuing
on the date hereof, and no material adverse change has occurred in the financial
condition of Borrower since the date of the last financial statements submitted
by Borrower to Lender pursuant to the Agreement. 

                       
8. If Borrower shall fail to
perform or observe any term, covenant or agreement in this Amendment, or any
representation or warranty made by Borrower in this Amendment shall prove to
have been incorrect in any material
respect when made, such occurrence shall be deemed to constitute an Event of
Default. 

4

 

9. This Amendment shall be
governed by and construed in accordance with the laws of the State of Florida. 

10. Borrower agrees to pay the
reasonable fees and expenses of counsel for Lender, in connection with the
negotiation and preparation of this Amendment and the documents referred to
herein and the consummation of the transactions contemplated hereby, and in
connection with advising Lender as to its rights and responsibilities with
respect thereto. 

11. Unless otherwise expressly
modified or amended hereby, all terms and conditions of the Agreement shall
remain in full force and effect, and the same, as amended hereby, are hereby
ratified and confirmed in all respects. From and after the effective date
hereof, all references in the Agreement, and any other document or instrument
entered into in connection therewith, to the Agreement shall be deemed to be
references to the Agreement as amended by this Amendment. 

12. This Amendment shall inure to
and be binding upon and enforceable by Borrower and Lender and their respective
successors and assigns. 

13. This Amendment may be executed
in one or more counterparts, each of which when executed and delivered shall
constitute an original. All such counterparts shall together be deemed to be
one and the same instrument. 

14. Further, the parties may
execute facsimile copies of this Amendment and the facsimile signature of any
such party shall be deemed an original and fully binding on said party;
provided, however, any party executing this Amendment by facsimile signature
agrees to promptly provide an original executed copy of this Amendment to
Lender. Further, the parties may execute facsimile copies of this Amendment and
the facsimile signature of any such party shall be deemed an original and fully
binding on said party; provided, however, any party executing this Amendment by
facsimile signature agrees to promptly provide an original executed copy of
this Amendment to Lender. 

[Remainder of Page
Intentionally Left Blank.] 

 

 

 

5

 

 

 

 

IN WITNESS WHEREOF, the parties hereto have
duly executed this Amendment, by and through their respective duly authorized
officers as of the day and year first above written. 

	
   	
  BORROWER:
  
	
   	
   
  
	
   	
        FIRST PREFERENCE MORTGAGE CORP.
  
	
   	
   
	
  [CORPORATE SEAL] 

  	
  By: _________________________________

  
	

  	
  Name: 

  	
  David W. Mann 

  
	
  ATTEST: 

  	
  Its: 

  	
  President and Chief Executive Officer 

  

 

By: _____________________

Name: Cathy Davis

Its: Secretary

STATE OF TEXAS

COUNTY OF McLENNAN

On this ______ day
of April, 2003, personally appeared David W. Mann, as President and Chief
Executive Officer of First Preference Mortgage Corp., a Texas corporation
("Borrower"), and before me executed the attached Fifth Amendment to Mortgage
Warehouse Loan and Security Agreement, by and between Colonial Bank, as Lender,
and Borrower. 

IN WITNESS
WHEREOF, I have hereunto set my hand and official seal in the County and
State last aforesaid. 

  	 	
      
 

      
	 	

Signature of Notary
Public-State of Alabama 

      
	 	 
	 	
      
 

      
	 	Print Name: Notary Public, State of Alabama 
	 	

Personally Known
_______________________ 

      
	 	Produced Identification________________
	 	Type of Identification:_________________
	 	   
	 	

 (NOTARIAL SEAL) 

      

 6

 

 

	
   	
  LENDER:
  
	
   
	
   	
  COLONIAL BANK              
  

	
   	
   
	
   	
  By: 

  	
  
 

  
	
   	
  Name: 

  	
  Amy J. Nunneley 

  
	
   	
  Its: 

  	
  Senior Vice President 

  

STATE OF ALABAMA 

COUNTY OF JEFFERSON 

On
this _____ day of April, 2003, personally appeared Amy J. Nunneley, as Senior
Vice President of Colonial Bank, an Alabama banking corporation, and before me
executed the attached Fifth Amendment to Mortgage Warehouse Loan and Security
Agreement, by and between Colonial Bank, as Lender, and First Preference
Mortgage Corp., as Borrower. 

IN
WITNESS WHEREOF, I have hereunto set my hand and official seal in the
County and State last aforesaid. 

  	 	
      
 

      
	 	

Signature of Notary
Public-State of Alabama 

      
	 	 
	 	
      
 

      
	 	Print Name: Notary Public, State of Alabama 
	 	

Personally Known
_______________________ 

      
	 	Produced Identification________________
	 	Type of Identification:_________________
	 	   
	 	

 (NOTARIAL SEAL) 

      

 

 

 

 

7

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