Document:

<PAGE>

                                                                     EXHIBIT 4.2
                                                                     -----------

                   CardioDynamics International Corporation
                       6175 Nancy Ridge Drive, Suite 300
                              San Diego, CA 92121

                              September 10, 2001

The Allen E. Paulson Living Trust
c/o Paulson Enterprises
P.O. box 9660
Rancho Santa Fe, California 92067
Attention:  J. Michael Paulson and Edward White

Ladies and Gentlemen:

Reference is made to the determination by the Board of Directors of
CardioDynamics International Corporation (the "Company") to register for resale
by the Trust of up to three million (3,000,000) shares of the Company's Common
Stock owned by the Trust (the "Shares") from time to time. It is intended that
any such resale(s) shall be made in one or more privately-negotiated
transactions from and after effectiveness of such registration through December
31, 2001 and thereafter to be made in public or private transactions subject to
the limitations contained in the next-to-last paragraph below.

In consideration of the agreements and covenants contained in this letter
agreement (the "Agreement"), the Company hereby agrees to file with the
Securities and Exchange Commission ("SEC"), within thirty (30) days of the date
hereof, a registration statement with respect to resale of the Shares for resale
under the Securities Act of 1933, as amended (the "Securities Act").  The
Company further agrees to use its best efforts to cause such registration
statement to be declared effective within 90 days following the date of filing
the registration statement and to keep such registration statement effective for
a period of two (2) years or until such Shares have been sold by the Trust or
are otherwise eligible for resale absent registration under the Securities Act.
The Trust hereby agrees to reimburse the Company upon receipt of a written
request therefor (and evidence thereof reasonably satisfactory to the Trust),
for all of the Company's direct, out-of-pocket expenses (up to a maximum of
$25,000 in the aggregate) that the Company incurs in connection with the
registration of the Shares, including without limitation, all filing,
registration and accounting fees and the fees and disbursements of its counsel.

Further, in the event that we introduce any purchasers of Shares to the Trust,
then as compensation for (i) our introduction of such purchasers to the Trust,
(ii) fees and expenses we incurred in connection with such introduction, and
(iii) the otherwise unreimbursed fees and expenses related to the registration
of the Shares as well as the devotion of management time to and opportunity cost
associated with preparation and review of the documents associated with the
registration of the Shares, the Trust hereby agrees to pay to the Company, in
cash at the time of the Settlement Date of any sale effected under the
registration statement, a fee equal to three and one-half percent (3 1/2 %) of
the gross purchase price paid by the Purchasers for the Shares.

Whenever required to effect the registration of the Shares pursuant to this
Agreement  the Company shall, as expeditiously as reasonably possible:

          (a)  Prepare and file with the SEC such amendments and supplements to
such registration statement and the prospectus used in connection with such
registration statement as may be necessary to comply with the provisions of the
Securities Act with respect to the disposition of all securities covered by such
registration statement.

<PAGE>

          (b)  Furnish to the Trust such number of copies of a prospectus, in
conformity with the requirements of the Securities Act, and such other documents
as the Trust may reasonably request in order to facilitate the disposition of
the Shares owned by it that are included in such registration statement.

          (c)  Use its best efforts to register and qualify the Shares covered
by such registration statement under such other securities or Blue Sky laws of
such jurisdictions as shall be reasonably requested by the Trust, provided that
the Company shall not be required in connection therewith or as a condition
thereto to qualify to do business or to file a general consent to service of
process in any such states or jurisdictions.

          (d)  Notify the Trust at any time when a prospectus relating to the
registration statement filed under this Agreement is required to be delivered
under the Securities Act of the happening of any event as a result of which the
prospectus included in such registration statement, as then in effect, includes
an untrue statement of a material fact or omits to state a material fact
required to be stated therein or necessary to make the statements therein not
misleading in the light of the circumstances then existing.

In the event any Shares are included in a registration statement under this
Agreement:

          (i)  To the extent permitted by law; the Company will indemnify and
hold harmless The Trust, each Trustee of the Trust, each person, if any, who
controls the Trust within the meaning of the Securities Act or the Securities
Exchange Act of 1934, as amended, (the "1934 Act"), against any losses, claims,
                                        --------
damages, or Liabilities (joint or several) to which they may become subject
under the Securities Act, the 1934 Act or other federal or state law, solely
insofar as such losses, claims, damages, or liabilities (or actions in respect
thereof) arise out of or are based upon any of the following statements,
omissions or violations (collectively a "Violation"):
                                         ---------

               (x)  any untrue statement or alleged untrue statement of a
          material fact contained in such registration statement, including any
          preliminary prospectus or final prospectus contained therein or any
          amendments or supplements thereto;

               (y)  the omission or alleged omission to state therein a material
          fact Company required to be stated therein, or necessary to make the
          statements therein not misleading, or

               (z)  any other violation or alleged violation by the Company of
          the Securities Act, the 1934 Act, any federal or state securities law
          or any rule or regulation promulgated under the Securities Act, the
          1934 Act or any federal or state securities law in connection with the
          offering covered by such registration statement;

and the Company will reimburse the Trust, and each such Trustee of the Trust or
controlling person for any legal or other expenses reasonably incurred by them,
as incurred, in connection with investigating or defending any loss, claim,
damage, liability or action arising out of or based upon a Violation; provided,
                                                                      --------
however, that the indemnity agreement contained in this paragraph shall not
-------
apply to amounts paid in settlement of any such loss, claim, damage, liability
or action if such settlement is effected without the consent of the Company
(which consent shall not be unreasonably withheld), nor shall the indemnity
agreement contained in this paragraph apply to any such loss, claim, damage,
liability or action to the extent that it arises out of or is based upon a
Violation which occurs based upon information concerning the indemnified person
or entity contained in the "Selling Shareholder" or "Plan of Distribution"
portions of a prospectus contained within a registration statement to the extent
such information has been approved by the Trust or its counsel prior to the time
of effectiveness of such registration statement.
<PAGE>

          (ii)   To the extent permitted by law, the Trust will indemnify and
hold harmless the Company, each of its directors, each of its officers who have
signed the registration statement, each person, if any, who controls the Company
within the meaning of the Securities Act, against any losses, claims, damages or
liabilities (joint or several) to which the Company or any such director,
officer, controlling person may become subject under the Securities Act, the
1934 Act or other federal or state law, insofar as such losses, claims, damages
or liabilities (or actions in respect thereto) arise out of or are based upon
any Violation, in each case to the extent (and only to the extent) that such
Violation occurs based upon information concerning the Trust contained in the
"Selling Shareholder" or "Plan of Distribution" portions of a prospectus
contained within a registration statement to the extent such information has
been approved by the Trust or its counsel prior to the time of effectiveness of
such registration statement; and the Trust will reimburse any legal or other
expenses reasonably incurred by the Company or any such director, officer, or
controlling person in connection with investigating or defending any such loss,
claim, damage, liability or action; provided, however, that the indemnity
                                    --------  -------
agreement contained in this paragraph shall not apply to amounts paid in
settlement of any such loss, claim, damage, liability or action if such
settlement is effected without the consent of the Trust, which consent shall not
be unreasonably withheld; and provided, further, that the total amounts payable
                              --------  -------
in indemnity by a the Trust under this paragraph in respect of any Violation
shall not exceed the net proceeds received by the Trust in the registered
offering out of which such Violation arises.

          (iii)  Promptly after receipt by an indemnified party under this
paragraph of notice of the commencement of any action (including any
governmental action), such indemnified party will, if a claim in respect thereof
is to be made against any indemnifying party under this paragraph, deliver to
the indemnifying party a written notice of the commencement thereof and the
indemnifying party shall have the right to participate in, and, to the extent
the indemnifying party so desires, jointly with any other indemnifying party
similarly noticed, to assume the defense thereof with counsel mutually
satisfactory to the parties; provided, however, that an indemnified party shall
                             --------  -------
have the right to retain its own counsel, with the fees and expenses to be paid
by the indemnifying party, if representation of such indemnified party by the
counsel retained by the indemnifying party would be inappropriate due to actual
or potential conflict of interests between such indemnified party and any other
party represented by such counsel in such proceeding.  The failure to deliver
written notice to the indemnifying party within a reasonable time of the
commencement of any such action shall relieve such indemnifying party of
liability to the indemnified party under this paragraph to the extent the
indemnifying party is prejudiced as a result thereof, but the omission so to
deliver written notice to the indemnified party will not relieve it of any
liability that it may have to any indemnified party otherwise than under this
paragraph.

          (iv)   In order to provide for just and equitable contribution to
joint liability under the Securities Act in any case in which either (A) the
Trust, any Trustee of the Trust or controlling person of the Trust exercising
rights under this Agreement, makes a claim for indemnification pursuant to this
paragraph but it is judicially determined (by the entry of a final judgment or
decree by a court of competent jurisdiction and the expiration of time to appeal
or the denial of the last right of appeal) that such indemnification may not be
enforced in such case notwithstanding the fact that this paragraph provides for
indemnification in such case, or (B) contribution under the Securities Act may
be required on the part of the Trust or any such controlling person in
circumstances for which indemnification is provided under this paragraph; then,
and in each such case, the Company and the Trust will contribute to the
aggregate losses, claims, damages or liabilities to which they may be subject
(after contribution from others) in such proportion as is just and equitable in
recognition of the relative benefit to and fault of the contributing parties;
provided, however, that, in any such case: (I) the Trust will not be required to
--------  -------
contribute any amount in excess of the sale price of all such Shares offered and
sold by the Trust pursuant to such registration statement; and (II) no person or
entity guilty of fraudulent misrepresentation (within the meaning of Section
11(f) of the Securities Act) will be entitled to contribution from any person or
entity who was not guilty of such fraudulent misrepresentation.
<PAGE>

          (v)  The obligations of the Company and the Trust under this paragraph
shall survive until the fifth anniversary of the completion of any offering of
Shares in a registration statement, regardless of the expiration of any statutes
of limitation or extensions of such statutes.

The Trust shall not make public resales of the Shares or any other shares of the
Company's Common Stock from the date hereof through and including December 31,
2001.  Thereafter, any and all public resales by the Trust of the Shares or any
other shares of Company's Common Stock shall be limited to a maximum aggregate
of five hundred thousand (500,000) such shares per calendar month.  For purposes
of the foregoing limitation, a sale shall be deemed to have occurred at the
point in time when the Trust becomes legally bound to sell shares of the
Company's Common Stock at a fixed or determinable price, regardless of the
settlement date for such sale.  The registration statement shall provide for a
Plan of Distribution of the Shares reasonably satisfactory to the Trust and its
counsel including public as well as private resale of the Shares.  From and
after December 31, 2001, the indemnification and contribution obligations of the
parties hereto as set forth in this Agreement shall extend to any preliminary
prospectus included in such registration statement used in effecting any public
resale of the Shares or any portion thereof.

Please execute and return this Agreement (which may be executed in counterparts)
to the undersigned to concur that (i) this sets forth the Trust's complete and
entire understanding with regard to the subjects described within, and (ii) that
this Agreement may not be amended or modified except in a writing executed on
behalf of both the Company and the Trust.  By execution hereof, we both further
agree that this Agreement is to be governed by and construed in accordance with
the laws of the State of California, as applied to contracts among California
residents, made and to be performed entirely within the State of California.

                                    CardioDynamics International Corporation

                                    a California corporation

                                    By: /s/ Michael K. Perry
                                        -----------------------------------
                                        Name:  Michael K. Perry
                                        Title: Chief Executive Officer

Accepted and agreed as of September 10, 2001:
The Allen E. Paulson Living Trust

By: /s/ J. Michael Paulson
    ----------------------
    Name: J. Michael Paulson, Co-Trustee

By: /s/ Edward White
    ----------------
    Name: Edward White, Co-Trustee<PAGE>

                                                                    EXHIBIT 10.1

                                                                  EXECUTION COPY

                                AMENDMENT NO. 4
                                      TO
                     AMENDED AND RESTATED CREDIT AGREEMENT

     This AMENDMENT NO. 4 TO AMENDED AND RESTATED CREDIT AGREEMENT, dated as of
July 26, 2001 (this "Amendment"), by and among WORKFLOW MANAGEMENT, INC.
                     ---------
("Workflow"), DATA BUSINESS FORMS LIMITED ("DBF" and, together with Workflow,
  --------                                  ---
the "Borrowers"), FLEET NATIONAL BANK ("FNB"), the other lending institutions
     ---------                          ---
party thereto (together with FNB, the "Lenders") and FNB as administrative agent
                                       -------
for the Lenders (the "Agent"), amends certain provisions of the Amended and
                      -----
Restated Credit Agreement, dated as of March 10, 2000, among the Borrowers, the
Lenders, the Agent and the other parties thereto, as amended by Amendment No. 1,
dated as of April 27, 2000, Amendment No. 2, dated as of September 29, 2000 and
Amendment No. 3, dated as of December 6, 2000 (as may be further amended,
restated, modified or supplemented and in effect from time to time, the "Credit
                                                                         ------
Agreement"). Capitalized terms used herein without definition shall have the
---------
meanings assigned to such terms in the Credit Agreement.

     WHEREAS, the Borrowers have requested that 1) the Collateral Agent release
its first priority mortgage lien on five parcels of Mortgaged Property in
connection with a contemplated sale lease-back transaction between the Borrowers
and Palm Beach Capital Partners, LLC (the "Sale-Leaseback"), 2) requested that
                                           --------------
the Total Revolving Commitment be permanently reduced by $10,000,000 effective
April 30, 2002 (the "2002 Reduction"), 3) requested permission to adjust
                     --------------
Consolidated EBITDA by the amount of certain non-recurring, restructuring-
related charges incurred during the fiscal year ended April 30, 2001 (the
"Adjustment") and 4) a Canadian swingline facility be added to the existing
 ----------
Credit Agreement (the "Canadian Swingline");
                       ------------------

     WHEREAS, the Agent and the Lenders have agreed, subject to the terms and
conditions contained herein, to consent to the addition of a Canadian Swingline,
to the Sale-Leaseback, the 2002 Reduction and the Adjustment; and the Borrowers,
the Agent and the Lenders agree to amend certain provisions of the Credit
Agreement as provided more fully herein below; and

     NOW THEREFORE, in consideration of the mutual agreements contained in the
Credit Agreement and herein and for other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged, the parties hereto
hereby agree as follows:

     (S)1.  Consents and Waivers.
            --------------------

     Section 8.02(e) of the Credit Agreement permits Workflow and its
Subsidiaries to sell or otherwise dispose of assets (including pursuant to a
sale-leaseback transaction) for cash, provided that the aggregate cash proceeds
from all such sales shall not exceed $10,000,000 in any two consecutive fiscal
year period of Workflow. The Borrowers have informed the Agent that, upon
consummation of the Sale-Leaseback, Workflow and/or its Subsidiaries would
receive approximately $9,100,000 in cash proceeds. Such amount, when added to
the aggregate amount
<PAGE>

                                       2

of cash proceeds received by Workflow and its Subsidiaries during the fiscal
year ended April 30, 2000, would exceed the limitation set forth in Section
8.02(e).

     Subject to the satisfaction of the terms and conditions set forth herein
and otherwise to the terms and conditions of the Credit Agreement as amended
hereby, the Agent and the Lenders party hereto hereby consent to the Sale-
Leaseback. Nothing contained in this paragraph shall be construed as a waiver of
the provisions of Section 3.03 of the Credit Agreement as amended hereby, and
the Net Cash Proceeds received in connection with the Sale-Leaseback shall be
applied to prepay the outstanding Revolving Loans and permanently reduce the
Total Revolving Commitment in accordance with the provisions of such Section
3.03 as amended hereby.

     (S)2.  Amendments to the Credit Agreement.  Subject to the satisfaction of
            ----------------------------------
the conditions set forth in Section 5 of this Amendment, the Credit Agreement is
hereby amended as follows:

     A.     Regarding the Sale-Leaseback
     -----------------------------------

     (i)    Section 3.03(b) is hereby amended by (A) inserting, in clause (i)(x)
of such Section, the parenthetical "(excluding the Palm Beach Sale-Leaseback)"
immediately following the first occurrence of the words "Asset Sale" in such
clause and (B) inserting, in clause (i)(y) of such Section, the parenthetical
"(excluding the Palm Beach Sale-Leaseback)" immediately following the first
occurrence of the words "Asset Sale" in such clause.

     (ii)   Section 3.03 is amended by inserting the following new clause (g):

            "(g)  (i) On the date of receipt by Workflow and/or any of its
     Subsidiaries (other than a Canadian Credit Party) of Cash Proceeds from the
     Palm Beach Sale-Leaseback, the Dollar Revolving Loans shall be prepaid on
     such date by an amount equal to the Net Cash Proceeds from the Palm Beach
     Sale-Leaseback, such prepayment to be applied pro rata in accordance with
     each Lender's Dollar Percentage, and (ii) on the date of receipt by any
     Canadian Credit Party and/or any of its Subsidiaries of Cash Proceeds from
     the Palm Beach Sale Leaseback, the Canadian Revolving Loans shall be
     prepaid on such date by an amount equal to the Net Cash Proceeds from the
     Palm Beach Sale-Leaseback, such prepayment to be applied pro rata in
     accordance with each Lender's Canadian Percentage and (iii) on the date of
     receipt by Workflow and/or any of its Subsidiaries of Cash Proceeds from
     the Palm Beach Sale-Leaseback, the Total Revolving Commitment shall be
     permanently reduced on such date by an amount equal to $10,000,000, of
     which $6,300,000 shall reduce the Total Dollar Revolving Sub-Commitment and
     $3,700,000 shall reduce the Total Canadian Sub-Commitment. The reductions
     to the Total Dollar Revolving Sub-Commitment and the Total Canadian Sub-
     Commitment referred to in clause (iii) shall reduce each Lenders'
     respective Dollar Revolving Sub-Commitment and Canadian Sub-Commitment
     based on the Dollar Percentages and Canadian Percentages of each Lender, as
     applicable."

     (iii)  Section 8.02(e) of the Credit Agreement is hereby amended by A)
deleting the figure "$10,000,000" and replacing it with the figure "$15,000,000"
and B) inserting the following parenthetical immediately before the semicolon at
the end of such Section, "(excluding any cash proceeds received pursuant to a
sale of assets permitted under 8.02(k))".
<PAGE>

                                       3

     (iv)   Section 10 of the Credit Agreement is hereby further amended by
inserting the following new definition in its appropriate place in the
alphabetical order:

            "Fourth Amendment Effective Date" shall mean July 27, 2001."

            "Released Collateral" shall mean each of the following parcels of
     Real Property: 1) 290 Guthrie Avenue, Dorval, Quebec, Lot 875-230 of the
     Parish of Lachine, Registration Division of Montreal, owned by DBF; 2) 855
     Boulevard Industrial, Granby, Quebec, Lot 558-63 of the Township of Granby,
     Registration Division of Shefford, owned by DBF; 3) Huxley Envelope
     Building, Industrial Park Boulevard, Mt. Pocono, Pennsylvania, Monroe
     County, owned by Pocono Envelope Corp.; 4) 3701 East Virginia Beach
     Boulevard, Norfolk, Virginia, City of Norfolk, owned by SFI of Delaware;
     and 5) 171 Heller Place, Bellmawr, New Jersey, owned by Pathway Real
     Estate, L.C."

            "Palm Beach Sale-Leaseback" shall mean the sale-leaseback
     transactions with respect to the Released Collateral entered into between
     certain of the Credit Parties and Palm Beach Capital Partners, LLC on or
     about July 27, 2001."

     B.     Regarding the 2002 Reduction
     -----------------------------------

     (i)    Section 3.03 of the Credit Agreement is hereby further amended by
inserting the following new clause (f) (and relettering the existing clause (f)
as clause (g)):

           "(f)   The Total Revolving Commitment shall be permanently reduced on
     April 30, 2002, by ten million Dollars ($10,000,000), of which $8,700,000
     shall reduce the Total Dollar Revolving Sub-Commitment and the Canadian
     Dollar Equivalent of $1,300,000 shall reduce the Total Canadian Sub-
     Commitment."

     C.     Regarding the Adjustment
     -------------------------------

     Section 10 of the Credit Agreement is hereby amended by inserting,
immediately before the period at the end of the definition of "Consolidated
EBITDA", the following new proviso:

         "; provided further that, for the limited purpose of calculating the
            -------- -------
     Leverage Ratio and the Consolidated Interest Coverage Ratio, and to the
     extent not otherwise considered an extraordinary loss of the type referred
     to in clause (iii) of the definition of Consolidated EBIT, Consolidated
     EBITDA shall be adjusted by adding thereto non-recurring charges of
     Workflow and its Subsidiaries taken or to be taken during the fiscal year
     ended April 30, 2001 and thereafter in connection with their general
     corporate restructuring, such adjustments not to exceed in the aggregate
     $10,000,000."

     D.     Regarding Senior Leverage Ratio
     --------------------------------------

     (i)    Section 8.09(b) of the Credit Agreement is hereby amended and
restated in its entirety as follows:

            "(b)  The Borrowers will not permit the Senior Leverage Ratio of
Workflow as at April 30, 2002 and any time thereafter to be greater than
3.50:1.00."
<PAGE>

                                       4

     E.     Regarding the Canadian Swingline
     ---------------------------------------

     (i)    Section 1.01(a)(v) of the Credit Agreement is hereby amended by
inserting the following new proviso immediately before the semicolon at the end
of such Section:

     "provided however that subject to the limitations set forth in this Section
      --------
     1.01(c) or (e), as the case may be, 1) the aggregate outstanding Swingline
     Loans plus all outstanding Dollar Revolving Loans made by Fleet may exceed
     its Dollar Revolving Sub-Commitment then in effect and 2) the aggregate
     outstanding Canadian Swingline Loans plus all outstanding Canadian
     Revolving Loans made by the Canadian Co-Agent may exceed its Canadian Sub-
     Commitment as then in effect.

     (ii)   Section 1.01(a)(vii) of the Credit Agreement is hereby amended and
restated in its entirety as follows:

            "(vii)  shall not, in the case of Canadian Revolving Loans, exceed
     for all Canadian Lenders at the time of the making of any such Canadian
     Revolving Loans, and after giving effect thereto, that aggregate principal
     amount or Face Amount, as the case may be, of such Canadian Revolving Loans
     (for this purpose, using the Dollar Equivalent of the principal amount or
     Face Amount, as the case may be, thereof) which, when added to the sum of
     (I) the Dollar Equivalent of the aggregate principal amount or Face Amount,
     as the case may be, of all other Canadian Revolving Loans then outstanding
     and (II) the Dollar Equivalent of the aggregate principal amount of all
     Canadian Swingline Loans then outstanding, equals the lesser of (i) Total
     Canadian Sub-Commitment at such time and (ii) the Canadian EBITDA Sublimit
     at such time;"

     (iii)  Section 1.01 is hereby amended by inserting the following new clause
(e) immediately following existing clause (d):

            "(e)    (A)    Subject to an upon the terms and conditions set forth
     herein, the Canadian Co-Agent in its individual capacity agrees to make, at
     any time and from time to time on and after the Effective Date and prior to
     the Swingline Expiry Date, a revolving loan or revolving loans to DBF (each
     a "Canadian Swingline Loan" and, collectively, the "Canadian Swingline
     Loans"), which Canadian Swingline Loans:

                    (i)    shall be made and maintained in Canadian Dollars and
          as Canadian Prime Rate Loans;

                    (ii)   may be repaid and reborrowed in accordance with the
          provisions hereof;

                    (iii)  shall not be made (or required to be made) on any
          date if (A) after giving effect thereto, the Aggregate Revolving
          Credit Exposure would exceed the Total Revolving Commitment at such
          time, (B) after giving effect thereto, the Canadian Co-Agent's
          Revolving Credit Exposure exceeds the Canadian Co-Agent's Revolving
          Commitment, (C) after giving effect thereto, the principal amount of
          all Canadian Swingline Loans outstanding exceeds the Maximum Canadian
          Swingline Amount, or (D) after giving effect thereto, the aggregate
          principal amount or Face Amount, as the case may be, of all Canadian
<PAGE>

                                       5

          Loans then outstanding exceeds the Total Canadian Sub-Commitment as
          then in effect; and

               (iv) shall not exceed in aggregate principal amount at any time
          outstanding the Maximum Canadian Swingline Amount.

               (B)  The Canadian Co-Agent shall not be obligated to make any
     Canadian Swingline Loans at a time when a Lender Default exists unless the
     Canadian Co-Agent has entered into arrangements satisfactory to it and DBF
     to eliminate the Canadian Co-Agent's risk with respect to the Defaulting
     Canadian Lender's or Canadian Lenders' participation in such Canadian
     Swingline Loans, including by cash collateralizing each such Defaulting
     Canadian Lender's Canadian Percentage of the outstanding Canadian Swingline
     Loans. The Canadian Co-Agent will not make a Canadian Swingline Loan after
     it has received written notice from DBF, any other Credit Party or the
     Required Lenders stating that a Default or an Event of Default exists until
     such time as (x) the Canadian Co-Agent shall have received a written notice
     of (i) rescission of such notice from the party or parties originally
     delivering the same or (ii) the waiver of such Default or Event of Default
     from the Required Lenders or (y) the cure of such Default or Event of
     Default.

               (C)  On any Business Day, the Canadian Co-Agent may, in its sole
     discretion, give notice to the Canadian Lenders that its outstanding
     Canadian Swingline Loans shall be funded with a Borrowing of Canadian
     Revolving Loans (provided that each such notice shall be deemed to have
     been automatically given upon the occurrence of a Default or an Event of
     Default under Section 9.05 or upon the exercise of any of the remedies
     provided in the last paragraph of Section 9), in which case a Borrowing or
     Borrowings of Canadian Revolving Loans, as the case may be, constituting
     Canadian Prime Rate Loans (each such Borrowing or Borrowings, collectively,
     a "Mandatory Borrowing") shall be made on the immediately succeeding
     Business Day by all Canadian Lenders pro rata based on each Canadian
     Lender's Canadian Percentage, and the proceeds thereof shall be applied
     directly to repay the Canadian Co-Agent for such outstanding Canadian
     Swingline Loans. Each Canadian Lender hereby irrevocably agrees to make
     Canadian Revolving Loans upon one Business Day's notice pursuant to each
     Mandatory Borrowing in the amount and in the manner specified in the
     preceding sentence and on the date specified in writing by the Canadian Co-
     Agent notwithstanding (i) that the amount of the Mandatory Borrowing may
     not comply with the Minimum Borrowing Amount otherwise required hereunder,
     (ii) whether any conditions specified in Section 5 are then satisfied,
     (iii) whether a Default or an Event of Default has occurred and is
     continuing, (iv) the date of such Mandatory Borrowing and (v) the amount
     of, or termination of, the Total Revolving Commitment at such time. In the
     event that any Mandatory Borrowing cannot for any reason be made on the
     date otherwise required above (including, without limitation, as a result
     of the commencement of a proceeding under the equivalent of the Bankruptcy
     Code in effect in Canada in respect of DBF), each Canadian Lender (other
     than the Canadian Co-Agent) hereby agrees that it shall forthwith purchase
     (as of the date the Mandatory Borrowing would otherwise have occurred, but
     adjusted for any payments received from DBF on or after such date and prior
     to such purchase) from the Canadian Co-Agent such participations in the
     outstanding Canadian Swingline Loans as shall be necessary to cause such
     Canadian Lenders to share in such Canadian Swingline Loans ratably based
<PAGE>

                                       6

     upon their respective Canadian Percentages, provided that (x) all interest
                                                 --------
     payable on the Canadian Swingline Loans shall be for the account of the
     Canadian Co-Agent until the date as of which the respective participation
     is required to be purchased and, to the extent attributable to the
     purchased participation, shall be payable to the participant from and after
     such date and (y) at the time any purchase of participations pursuant to
     this sentence is actually made, the purchasing Canadian Lender shall be
     required to pay the Canadian Co-Agent interest on the principal amount of
     the participation purchased for each day from and including the day upon
     which the respective participation would otherwise have occurred to but
     excluding the date of payment for such participation at the prevailing
     interbank rate for late payments for the first day and at the rate
     otherwise applicable to Canadian Revolving Loans maintained as Canadian
     Prime Rate Loans hereunder for each day thereafter.

     (v)    Section 1.03(b)(ii) of the Credit Agreement is hereby amended by
inserting a comma after the words "Mandatory Borrowings" as first used in such
Section, followed by the phrase "of the type referred to in Section 1.01(c)(C),"
immediately after such comma.

     (v)    Section 1.03(d) of the Credit Agreement is amended by deleting the
first parenthetical in such Section in its entirety and replacing it with the
following new parenthetical: "(in the case of a Borrowing of Canadian Revolving
Loans or Canadian Swingline Loans)".

     (vi)   Section 1.03 of the Credit Agreement is further amended by inserting
the following new clause (e):

            "(e)    (i)  Whenever DBF desires to incur Canadian Swingline Loans
     hereunder, DBF shall give the Canadian Co-Agent no later than 10:00 a.m.
     (Toronto time) on the day such Canadian Swingline Loan is to be incurred,
     written notice (or telephonic notice promptly confirmed in writing) of such
     Canadian Swingline Loan. Each such notice shall be irrevocable and shall
     specify in each case (x) the date of such incurrence (which shall be a
     Business Day) and (y) the aggregate principal amount of the Canadian
     Swingline Loan requested to be made.

            (ii)    Mandatory Borrowings, of the type referred to in Section
     1.01(e)(C), shall be made upon the notice specified in Section 1.01(e)(C),
     with DBF irrevocably agreeing, by its incurrence of any Canadian Swingline
     Loan, to the making of Mandatory Borrowings as set forth in such Section
     1.01(e)(C)."

     (vii)  The first paragraph of Section 1.05(a) of the Credit Agreement is
hereby amended and restated in its entirety as follows:

            "(a)    No later than 1:00 P.M. (New York time) on the date
     specified in each Notice of Borrowing (or (v) in the case of Swingline
     Loans, no later than 2:00 P.M. (New York time) on the date specified in the
     notice delivered pursuant to Section 1.03(b), (w) in the case of Mandatory
     Borrowings referred to in Section 1.01(c)(C), no later than 12:00 Noon (New
     York time) on the date specified in Section 1.01(c)(C), (x) in the case of
     Canadian Swingline Loans, no later than 2:00 P.M. (Toronto time) on the
     date specified in the notice delivered pursuant to Section 1.03(c), (y) in
     the case of Mandatory Borrowings referred to in Section 1.01(e)(C), no
     later than 12:00 Noon (Toronto time) on the date specified in Section
     1.01(e)(C), or (z) in the case of
<PAGE>

                                       7

     Competitive Bid Loans, no later than 1:00 P.M. (New York time) on the date
     specified pursuant to Section 1.04(a)), each Revolver Lender (or, in the
     case of a Borrowing of Canadian Revolving Loans, each Canadian Lender) will
     make available its pro rata share of each Borrowing requested to be made on
     such date (or (x) in the case of Swingline Loans, Fleet shall make
     available the full amount thereof, (y) in the case of Canadian Swingline
     Loans, the Canadian Co-Agent shall make available the full amount thereof,
     and (y) in the case of Competitive Bid Loans, the respective Bidder Lenders
     which are to make such Competitive Bid Loans in accordance with Section
     1.04(e) shall make available their respective amounts thereof) in the
     manner provided below:"

     (viii) The first sentence of Section 1.05(a)(ii) of the Credit Agreement is
hereby amended by inserting a comma immediately after the words "Payment Office
and" followed by the phrase "except for Canadian Revolving Loans made pursuant
to a Mandatory Borrowing,".

     (ix)   The first sentence of Section 1.06(a) of the Credit Agreement is
hereby amended by deleting the word "and" which appears immediately before
romanette (v) in such Section and replacing it with a comma and inserting the
following new romanette (vi) immediately before the period at the end of such
sentence:

            " and (iv) if Canadian Swingline Loans, by a promissory note duly
     executed and delivered by DBF substantially in the form of Exhibit C-6,
     with blanks appropriately completed in conformity herewith (the "Canadian
     Swingline Note")."

     (x)    Section 1.06(a) of the Credit Agreement is further amended by
amending and restating clause (y) in the last sentence of such Section as
follows:

            "(y)    each Borrower agrees to execute and deliver a Dollar
     Revolving Note, a Canadian Revolving Note, the Swingline Note, the Canadian
     Swingline Note, a Dollar Term Note and a Canadian Term Note, as the case
     may be, evidencing the Dollar Revolving Loans, the Canadian Revolving
     Loans, the Swingline Loans, the Canadian Swingline Loans, the Dollar Term
     Loan or the Canadian Term Loan, respectively, of such Lender to such
     Borrower."

     (xi)   Section 1.06 is further amended by inserting the following new
clause (f) in the appropriate alphabetical order (and relettering the existing
clause (f) as clause (g)):

            "(e)    The Canadian Swingline Note issued to the Canadian Co-Agent
     shall (i) be executed by DBF, (ii) be payable to the order of the Canadian
     Co-Agent and be dated the Fourth Amendment Effective Date, (iii) be in a
     stated principal amount (expressed in Canadian Dollars) which exceeds by
     25% (as of the date of issuance of such Canadian Swingline Note) the
     Maximum Canadian Swingline Amount; provided that if, because of
                                        --------
     fluctuations in exchange rates after the Fourth Amendment Effective Date,
     the amount of the Canadian Swingline Note of DBF held by the Canadian Co-
     Agent would not be at least as great as the outstanding principal amount of
     Canadian Swingline Loans
<PAGE>

                                       8

     made by the Canadian Co-Agent to DBF and evidenced thereby, the Canadian
     Co-Agent may request (and in such case DBF shall promptly executed and
     deliver) a new Canadian Swingline Note in an amount equal to the greater of
     (x) that amount (expressed in Canadian Dollars) which at that time exceeds
     by 25% the Maximum Canadian Swingline Amount or y) the then outstanding
     principal amount of all Canadian Swingline Loans made by the Canadian Co-
     Agent to DBF, (iv) be payable in Canadian Dollars in the outstanding
     principal amount of the Canadian Swingline Loans evidenced thereby, (v)
     mature on the Swingline Expiry Date, (vi) bear interest as provided in
     Section 1.09(c) in respect of the Canadian Prime Rate Loans evidenced
     thereby, (vii) be subject to voluntary prepayment as provided in Section
     4.01, and mandatory prepayment as provided in Section 4.02, and (viii) be
     entitled to the benefits of this Agreement and the other Credit Documents."

     (xii)  Section 1.08 of the Credit Agreement is hereby amended by inserting,
in the first sentence of such Section following the reference to Section
1.01(c)(C), the words "and Section 1.01(e)(C)".

     (xiii) Section 1.09(f) of the Credit Agreement is hereby amended by
inserting the words ", Canadian Swingline Loans" immediately following each
repetition of the words "Canadian Revolving Loans" throughout such Section.

     (xiv)  Section 1.11(a)(iv) of the Credit Agreement is hereby amended by
inserting the words " or Canadian Swingline Loans" immediately following the
words "Canadian Revolving Loans".

     (xv)   Clause (z) contained in the last sentence of Section 1.11(a) is
hereby amended by inserting the words "and Canadian Swingline Loans" immediately
following each repetition of the words "Canadian Revolving Loans" in such clause
(z).

     (xvi)  Section 1.14(a) is hereby amended by deleting the proviso following
clause (iii) in such Section and replacing it with the following new proviso:

            "provided that (A) at the time of any replacement pursuant to this
             --------
     Section 1.14, the Replacement Lender shall enter into one or more
     Assignment and Assumption Agreements pursuant to Section 12.04(b) (and with
     the assignment fee payable pursuant to said Section 12.04(b) to be paid by
     the Replacement Lender) pursuant to which the Replacement Lender shall
     acquire the entire Revolving Commitment (including any Canadian Sub-
     Commitment), Dollar Term Loan Commitment and all outstanding Loans of, and
     in each case participations in Swingline Loans, Canadian Swingline Loans
     and Letters of Credit by, the Replaced Lender and, in connection therewith,
     shall pay (w) to the Replaced Lender in respect thereof an amount (in the
     respective currencies in which such Obligations are denominated) equal to
     the sum of (I) an amount equal to the principal of (including, without
     limitation, the Face Amount of Bankers' Acceptance Loans), and all accrued
     interest on, all outstanding Loans of the Replaced Lender, (II) an amount
     equal to all Unpaid Drawings that have been funded by (and not reimbursed
     to) such Replaced Lender, together with all then unpaid interest with
     respect thereto at such time and (III) an amount equal to all accrued, but
     theretofore unpaid, Fees owing to the Replaced Lender pursuant to Section
     3.01, (x) to the Letter of Credit Issuer an amount equal to such Replaced
     Lender's Dollar Percentage of any Unpaid Drawing (which at such time
     remains an Unpaid Drawing) to the extent such amount was not theretofore
     funded by such Replaced Lender, (y) to Fleet an amount equal to such
     Replaced Lender's Dollar Percentage of any Mandatory Borrowing referred to
     in Section 1.01(c)(C) to the extent such amount was not theretofore funded
     by such Replaced Lender and (z) to the Canadian Co-Agent an amount equal to
     such Replaced Lender's Canadian Percentage of
<PAGE>

                                       9

     any Mandatory Borrowing referred to in Section 1.01(e)(C) to the extent
     such amount was not theretofore funded by such Replaced Lender and (B) all
     obligations of the Borrowers owing to the Replaced Lender (other than those
     specifically described in clause (A) above in respect of which the
     assignment purchase price has been, or is concurrently being, paid) shall
     be paid in full to such Replaced Lender concurrently with such
     replacement."

     (xvii)   Section 1.16(a)(v) of the Credit Agreement is hereby amended and
restated in its entirety as follows:

     "(v) at no time shall DBF be permitted to request an extension of credit in
     the form of Canadian Revolving Loans or Canadian Swingline Loans if, after
     giving effect thereto, the aggregate principal (and Face Amount, as
     applicable) of outstanding Canadian Revolving Loans and Canadian Swingline
     Loans (for this purpose, using the Dollar Equivalent of the principal
     and/or Face Amount, as appropriate, of Canadian Revolving Loans and
     Canadian Swingline Loans) would at any time exceed the Total Canadian Sub-
     Commitment as then in effect; and"

     (xviii)  Section 1.16(b) of the Credit Agreement is hereby amended by
inserting the words "or Canadian Swingline Loans" immediately following the
words "Canadian Revolving Loans" which appear in the second parenthetical
contained in romanette (i) of the proviso of such Section.

     (xix)    Section 1.17(a) of the Credit Agreement is hereby amended by
deleting the first and second sentences thereof and replacing it with the
following new sentences:

     "Unless terminated earlier pursuant to the provisions of this Agreement,
     DBF may request Canadian Revolving Loans and Canadian Swingline Loans
     during the Canadian Revolver Period after the Canadian Effective Date. On
     the Canadian Term Out Date, no Lender shall have any further commitment to
     make Canadian Revolving Loans or Canadian Swingline Loans to DBF; the
     outstanding Canadian Swingline Loans shall be funded with a Mandatory
     Borrowing of Canadian Revolving Loans in accordance with the provisions of
     Section 1.01(e)(C) and the outstanding aggregate principal amount of all
     Canadian Revolving Loans shall convert into the Canadian Term Loan in
     accordance with this Section 1.17."

     (xx)     Section 1.17(b) of the Credit Agreement is hereby amended by
inserting the words "and the Canadian Swingline Loans" immediately following
each repetition of the words "Canadian Revolving Loans" in such Section.

     (xxi)    Section 4.01(i) of the Credit Agreement is hereby amended by (A)
deleting the word "or" which appears in the following clause contained in such
Section, "whether Dollar Revolving Loans, Canadian Loans, Term Loans or
Swingline Loans" and replacing it with a comma and (B) inserting the words "or
Canadian Swingline Loans" immediately after the words "Swingline Loans"
appearing in such clause and (C) inserting the words "and Canadian Swingline
Loans" immediately after the words "except in the case of Swingline Loans".

     (xxii)   Section 4.02(a)(i) of the Credit Agreement is hereby amended by
deleting the first sentence thereof and replacing it with the following new
sentence:
<PAGE>

                                       10

     "If on any day the Aggregate Revolving Credit Exposure exceeds the Total
     Revolving Commitment as then in effect, Workflow shall prepay on such day
     the principal of outstanding Swingline Loans and, after all Swingline Loans
     have been prepaid in full or if no Swingline Loans are outstanding, then
     DBF shall prepay on such day the principal of outstanding Canadian
     Swingline Loans and, after all Canadian Swingline Loans have been prepaid
     in full or if no Canadian Swingline Loans are outstanding, then the
     Borrowers shall prepay on such day the principal of outstanding Revolving
     Loans and Canadian Term Loans (other than Bankers' Acceptance Loans where
     the underlying Bankers Acceptances have not yet matured) (allocated between
     Dollar Revolving Loans, on the one hand, and Canadian Revolving Loans or
     Canadian Term Loans, on the other, as the Borrowers may elect) in an amount
     (for this purpose, using the Dollar Equivalent of payments in Canadian
     Dollars made with respect to Canadian Loans) equal to such excess."

     (xxiii)  Section 4.02(a)(i) of the Credit Agreement is further amended by
inserting, in the second sentence thereof, the words "Canadian Swingline Loans,"
immediately after the phrase "outstanding Swingline Loans,".

     (xiv)    Section 4.02(a)(ii) of the Credit Agreement is amended by deleting
the first sentence thereof and replacing it with the following new sentence:

     "If on any day the Dollar Equivalent of the aggregate outstanding principal
     amount (or Face Amount, as the case may be) of Canadian Loans made to DBF
     exceeds the lesser of the Total Canadian Sub-Commitment and the Canadian
     EBITDA Sublimit as then in effect, DBF agrees to prepay on such day the
     principal of outstanding Canadian Swingline Loans and, after all Canadian
     Swingline Loans have been prepaid in full or if no Canadian Swingline Loans
     are outstanding, then DBF shall prepay on such day the principal of
     outstanding Canadian Loans (other than Bankers' Acceptance Loans where the
     underlying Bankers' Acceptances have not yet matured) in an amount equal to
     such excess over the lesser of the Total Canadian Sub-Commitment and the
     Canadian EBITDA Sublimit."

     (xxv)    Section 4.02(a)(ii) of the Credit Agreement is further amended by
inserting, in the second sentence thereof, the words "Canadian Swingline Loans
and" immediately after the words "after giving effect to the prepayment in full
of all such outstanding".

     (xxvi)   Section 4.02(d) of the Credit Agreement is hereby amended by
inserting, in romanette (i) of such Section, the words "and Canadian Swingline
Loans" immediately following the words "Swingline Loans".

     (xxvii)  Section 5.17 of the Credit Agreement is hereby amended by
inserting the following new sentence immediately before the last sentence of
such Section:

     "The Canadian Co-Agent shall have received the notice satisfying the
requirements of Section 1.03(e)(i) with respect to each incurrence of Canadian
Swingline Loans."
<PAGE>

                                       11

     (xxviii)   Section 10 of the Credit Agreement is hereby amended by
inserting, in the appropriate place in the alphabetical order, the following new
definitions, or, if such definition already exists, by amending and restating
such existing definition in its entirety as follows:

                "Aggregate Revolving Credit Exposure" shall mean, at any time,
     the sum of (I) the aggregate principal amount of all Revolving Loans and
     Canadian Term Loans then outstanding (for this purpose, using the Dollar
     Equivalent of the principal amount or Face Amount, as the case may be, of
     each Canadian Loan then outstanding) plus (II) the aggregate principal
     amount of all Swingline Loans and Competitive Bid Loans then outstanding
     plus (III) the aggregate amount of all Letter of Credit Outstandings at
     such time plus (IV) the Dollar Equivalent of the principal amount of all
     Canadian Swingline Loans then outstanding."

                "Borrowing" shall mean and include (i) the incurrence of
     Swingline Loans from Fleet on a given date, (ii) the incurrence of one Type
     of Dollar Revolving Loan by Workflow from all of the Lenders on a pro rata
                                                                       --------
     basis on a given date (or resulting from conversions on a given date),
     having in the case of Eurodollar Loans the same Interest Period, provided,
     that Base Rate Loans that are Dollar Revolving Loans incurred pursuant to
     Section 1.11(b) shall be considered part of any related Borrowing of
     Eurodollar Loans that are Dollar Revolving Loans, (iii) the incurrence of
     one Type of Canadian Revolving Loan by DBF from all of the Canadian Lenders
     on a pro rata basis on a given date, having in the case of Bankers'
          --------
     Acceptance Loans, underlying Bankers' Acceptances with the same maturities,
     (iv) a Competitive Bid Borrowing, (v) the incurrence of one Type of Dollar
     Term Loan by Workflow from all of the Dollar Term Lenders on a pro rata
                                                                    --- ----
     basis on the Effective Date (or resulting from conversion on a given date),
     having in the case of Eurodollar Loans the same Interest Period, provided,
     that Base Rate Loans that are Term Loans incurred pursuant to Section
     1.11(b) shall be construed part of any related Borrowing of Eurodollar
     Loans that are Term Loans, (vi) the incurrence of one Type of Canadian Term
     Loan by DBF from all of the Canadian Lenders on a pro rata basis on the
                                                       --- ----
     Canadian Term Out Date (or resulting from conversion on a given date),
     having in the case of Bankers' Acceptance Loans the same maturity date, and
     (v) the incurrence of Canadian Swingline Loans from the Canadian Co-Agent
     on a given date."

                "Canadian Loans" shall mean the Canadian Revolving Loans, the
     Canadian Term Loans and the Canadian Swingline Loans."

                "Canadian Prime Rate Loans" shall mean (i) each Canadian
     Swingline Loan, (ii) each Canadian Revolving Loan designated or deemed
     designated as such by DBF at the time of the incurrence thereof or
     conversion thereto and (iii) Canadian Term Loans designated or deemed
     designated as such by DBF at the time of the incurrence thereof or
     conversion thereto."

                "Canadian Swingline Loan" shall have the meaning provided in
     Section 1.01(e)."

                "Canadian Swingline Note" shall have the meaning provided in
     Section 1.06(a)."
<PAGE>

                                       12

                "Loan" shall mean each Revolving Loan, each Swingline Loan, each
     Canadian Swingline Loan, each Competitive Bid Loan and each Term Loan."

                "Mandatory Borrowing" shall have the meaning provided in Section
     1.01(c)(C) or Section 1.01(e)(C), as the context requires."

                "Maximum Canadian Swingline Amount" shall mean the Canadian
     Dollar Equivalent of $1,000,000. The Maximum Canadian Swingline Amount is a
     sub-limit of the Total Canadian Sub-Commitment and not an additional
     commitment."

                "Minimum Borrowing Amount" shall mean (i) for Revolving Loans or
     Term Loans that are maintained as Base Rate Loans, $500,000; (ii) for
     Revolving Loans or Term Loans that are maintained as Eurodollar Loans,
     $2,500,000; (iii) for Swingline Loans, $250,000; (iv) for Canadian
     Swingline Loans, Cdn $250,000; (v) for Loans that are maintained as
     Canadian Prime Rate Loans, Cdn $250,000; (v) in the case of Bankers'
     Acceptance Loans, the amount specified in Annex III; and (vi) in the case
     of Competitive Bid Loans, $5,000,000."

                "Revolving Credit Exposure" shall mean, for any Lender at any
     time, the sum of (i) the aggregate principal amount of all Revolving Loans
     or Canadian Term Loans made by such Lender (and its Affiliates, if any,
     acting as a Canadian Lender, and, for this purpose, using the Dollar
     Equivalent of the principal amount or Face Amount, as the case may be, of
     all Canadian Loans then outstanding from such Lender or any Affiliate
     thereof acting as a Canadian Lender) plus (ii) the product of (A) such
     Lender's Dollar Percentage and (B) the sum of (x) the aggregate amount of
     all Letter of Credit Outstandings at such time and (y) the aggregate
     principal amount of all Swingline Loans then outstanding plus (iii) the
     product of (A) such Lender's Canadian Percentage and (B) the Dollar
     Equivalent of the aggregate principal amount of all Canadian Swingline
     Loans then outstanding."

                "Total Canadian Sub-Commitment" shall mean, at any time, but
     otherwise subject to the provisions of Section 1.16, the sum of the
     Canadian Sub-Commitments of all Canadian Lenders at such time; provided,
     that in no event shall the Total Canadian Sub-Commitment exceed at any time
     the least of (x) $50,000,000, (y) the sum of the Canadian Sub-Commitments
     of the various Canadian Lenders, as then in effect (after giving effect to
     any reductions to such Canadian Sub-Commitments from time to time pursuant
     to Sections 3.02, 3.03, 4.02(e) and/or 9), or (z) the Total Revolving
     Commitment at such time."

                "Utilized Revolving Commitment" with respect to any Lender, at
     any time, shall mean an amount equal to the sum of (I) the aggregate
     principal amount of all Revolving Loans, Canadian Term Loans, Swingline
     Loans and Canadian Swingline Loans made by such Lender (including any
     Affiliate of any such Lender acting as a Canadian Lender) and then
     outstanding (taking the Dollar Equivalent of the principal amount or Face
     Amount, as the case may be, in the case of Canadian Loans then outstanding)
     plus (II) such Lender's Dollar Percentage of the Letter of Credit
     Outstandings at such time plus (III) the product of (A) the aggregate
     principal amount of all Competitive Bid Loans made by such Lender and then
     outstanding and (B) such Lender's Dollar Percentage of the Total Revolving
     Commitment."
<PAGE>

                                       13

                "Utilized Total Revolving Commitment" shall mean, at any time,
     an amount equal to the sum of (I) the aggregate outstanding principal
     amount or Face Amount, as the case may be, of all Revolving Loans and
     Canadian Term Loans at such time (for this purpose, taking the Dollar
     Equivalent thereof in the case of Canadian Loans then outstanding) plus
     (II) the aggregate principal amount of all Swingline Loans and the Dollar
     Equivalent of all Canadian Swingline Loans then outstanding plus (III) the
     then aggregate amount of all Letter of Credit Outstandings plus (IV) the
     aggregate principal amount of all Competitive Bid Loans then outstanding."

     (xxix)     Section 12.12(a) of the Credit Agreement is hereby amended by
amending and restating clause (y) in the proviso of such Section as follows:

     "(y) without the consent of Fleet or the Canadian Co-Agent, as the case may
     be, amend or modify the obligation of Fleet to make Swingline Loans or the
     Canadian Co-Agent to make Canadian Swingline Loans, the terms of any
     Swingline or Canadian Swingline Loans or the obligations of the Lenders to
     fund Mandatory Borrowings, or"

     (S)3.      Affirmation and Acknowledgment.  Each Borrower hereby ratifies
                ------------------------------
and confirms all of its Obligations to the Lenders, the Collateral Agent, the
Canadian Co-Agent and the Agent, including, without limitation, the Loans and
the Letter of Credit Outstandings, and each Borrower hereby affirms its absolute
and unconditional promise to pay to the Lenders the Loans made to it and all
other amounts due under the Credit Agreement as amended hereby. Each Borrower
hereby confirms that the Obligations are and remain secured pursuant to the
Security Documents and pursuant to all other instruments and documents executed
and delivered by each Borrower as security for the Obligations.

     (S)4.      Representations and Warranties.  Each Borrower hereby
                ------------------------------
represents and warrants to the Lenders, the Collateral Agent, the Canadian Co-
Agent and the Agent as follows:

     (a)        The execution and delivery by each Borrower of this Amendment
and the performance by each Borrower of its obligations and agreements under
this Amendment and the Credit Agreement as amended hereby are within the
corporate authority of such Borrower, have been duly authorized by all necessary
corporate proceedings on behalf of such Borrower, and do not and will not
contravene any provision of law, statute, rule or regulation to which such
Borrower is subject or any of such Borrower's charter, other incorporation
papers, by-laws or any stock provision or any amendment thereof or of any
agreement or other instrument binding upon such Borrower.

     (b)        Each of this Amendment and the Credit Agreement as amended
hereby constitutes legal, valid and binding obligations of each Borrower,
enforceable in accordance with their respective terms, except as limited by
bankruptcy, insolvency, reorganization, moratorium or other laws relating to or
affecting generally the enforcement of creditors' rights.

     (c)        No approval or consent of, or filing with, any governmental
agency or authority is required to make valid and legally binding the execution,
delivery or performance by each Borrower of this Amendment or the Credit
Agreement as amended hereby.
<PAGE>

                                       14

     (d)        The representations and warranties contained in (S)6 of the
Credit Agreement are true and correct at and as of the date made and as of the
date hereof, except to the extent of changes resulting from transactions
contemplated or permitted by the Credit Agreement and the other Credit Documents
and changes occurring in the ordinary course of business that singly or in the
aggregate are not materially adverse, and to the extent that such
representations and warranties relate expressly to an earlier date.

     (e)        Each Borrower has performed and complied in all material
respects with all terms and conditions herein required to be performed or
complied with by it prior to or at the time hereof, and as of the date hereof,
before and after giving effect to the provisions hereof, there exists no Event
of Default or Default.

     (S)5.      Conditions to Effectiveness.  This Amendment shall become
                ---------------------------
effective upon the satisfaction of the following conditions precedent:

                (a) This Amendment and, if so requested by the Canadian Co-
Agent, a Canadian Swingline Note, shall have been duly executed and delivered by
the respective parties hereto and thereto and each of such Loan Documents shall
be in full force and effect and shall be in form and substance satisfactory to
the Agent.

                (b) Receipt by the Agent of financial statements and
certificates required pursuant to the terms of Section 7.01(a) and (e) the
Credit Agreement.

                (c) Leasehold mortgages on the Real Property constituting
Released Collateral shall have been duly executed and delivered to the Agent by
the respective parties thereto, and each of such leasehold mortgages shall be in
form and substance satisfactory to the Agent.

                (d) All proceedings in connection with the transactions
contemplated by this Amendment and all other documents incident thereto shall be
reasonably satisfactory in substance and in form to the Required Lenders and to
the Agent. All corporate action necessary for the valid execution, delivery and
performance by each Borrower of this Amendment and each of the related documents
to which it is or is to become a party, shall have been duly and effectively
taken, and evidence thereof, in form and substance satisfactory to the Agent
shall have been provided to the Agent upon its request therefor.

                (d) Payment to the Agent of fees and expenses of the Agent's
special counsel in connection with the transactions contemplated by this
Amendment; and

                (e) Workflow shall have paid the Amendment Fee to the Agent for
the pro rata account of the Approving Lenders (as such terms are defined in
    --- ----
Section 6 below) in accordance with Section 6 hereof.

     (S)6.      Amendment Fee.  On the effective date of this Amendment Workflow
                -------------
shall pay to the Agent for the pro rata account of the "Approving Lenders" (as
                               --- ----
defined herein) an amendment fee (the "Amendment Fee") in the amount of 10 basis
                                       -------------
points multiplied by the sum of (a) such Approving Lenders' Revolving Commitment
plus (b) such Approving Lenders' Dollar Term Loan Commitment (before giving
----
effect to any reduction in Total Revolving Commitment referred to herein). The
"Approving Lenders" shall be all of the Lenders who have executed and delivered
this Amendment to the Agent on or before 5:00 p.m. (Boston time) on Thursday,
July
<PAGE>

                                       15

26, 2001, provided that no Lender shall be an "Approving Lender" unless this
          --------
Amendment becomes effective.

     (S)7.      No Implied Waivers.  Nothing contained in the foregoing
                ------------------
consents, waivers or amendments shall be construed to imply a willingness on the
part of the Agent and the Banks to grant any similar or other future consents,
waivers or amendments. The consents, waivers and amendments contained in this
Amendment are limited strictly to their terms, shall apply only to the specific
matters and events described herein, shall not extend to or affect any of the
Credit Parties' other obligations contained in the Credit Agreement or any other
Credit Document. Nothing contained herein shall be deemed to be a waiver of, or
shall in any way impair or prejudice, any rights of the Agent or the Lenders
under the Credit Agreement or any other Credit Document.

     (S)8.      Miscellaneous Provisions.
                ------------------------

     (a)        Except as expressly amended hereby, all of the terms, conditions
and provisions of the Credit Agreement and all documents, instruments and
agreements related thereto shall remain the same. It is declared and agreed by
each of the parties hereto that the Credit Agreement, as amended hereby, shall
continue in full force and effect, and that this Amendment and the Credit
Agreement shall be read and construed as one instrument.

     (b)        This Amendment is intended to take effect as an agreement under
seal and shall be construed according to and governed by the laws of the
Commonwealth of Massachusetts.

     (c)        This Amendment may be executed in any number of counterparts,
but all such counterparts shall together constitute but one instrument. In
making proof of this Amendment, it shall not be necessary to produce or account
for more than one counterpart signed by each party hereto by and against which
enforcement hereof is sought.

     (d)        Each Borrower hereby agrees to pay to the Agent, on demand by
the Agent, all reasonable out-of-pocket costs and expenses incurred or sustained
by the Agent in connection with the preparation of this Amendment (including
legal fees).
<PAGE>

     IN WITNESS WHEREOF, the parties hereto have executed this Amendment as a
document under seal as of the date first above written.

                              WORKFLOW MANAGEMENT, INC.

                              By_______________________________
                                    Name:
                                    Title:

                              DATA BUSINESS FORMS LIMITED

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              FLEET NATIONAL BANK
                              Individually and as Agent

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              BANK ONE, N.A.

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              COMERICA BANK

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              BANK OF AMERICA

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              UNION BANK OF CALIFORNIA, N.A.

                              By: NOT A PARTY TO THIS AGREEMENT
                                  -----------------------------
                                    Name:
                                    Title:
<PAGE>

                              NATIONAL CITY BANK

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              LASALLE BANK NATIONAL
                              ASSOCIATION

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              CHEVY CHASE BANK, F.S.B.

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              TORONTO-DOMINION BANK

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              NATIONAL BANK OF CANADA

                              By_______________________________
                                    Name:
                                    Title:
<PAGE>

                              BANK OF MONTREAL

                              By: NOT A PARTY TO THIS AGREEMENT
                                  -----------------------------
                                    Name:
                                    Title:

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00029-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00029-of-00352.parquet"}]]