Document:

Exhibit 10.35

                              EMPLOYMENT AGREEMENT
                              --------------------

                  This Employment Agreement ("Agreement") is made as of the 28th
day of February 2002 by and between Intercallnet, Inc., a Florida corporation
(the "Company") and George A. Pacinelli ("Employee"), with reference to the
following facts and circumstances:

                  WHEREAS, the Company and Employee had previously entered into
an Employment Agreement dated October 1, 2001; and

                  WHEREAS, the Company and Employee now wish to supplant and
supersede the aforesaid Employment Agreement dated October 1, 2001 by entering
into this Employment Agreement;

                  NOW, THEREFORE, in consideration of the premises and the
mutual covenants hereinafter contained, the parties hereto agree as follows:

                  Article 1. Employment
                             ----------

                  The Company hereby employs Employee and Employee hereby
accepts employment with the Company for an initial period of five (5) years
commencing from October 1, 2001 and ending on September 30, 2006 and for
additional periods of two (2) years each commencing at the end of the initial
period and each additional period; provided, however, that the Company or
Employee may terminate such employment, without cause and each at its sole
discretion, at the end of the initial period or at the end of any additional
period by giving notice to such effect to the other party at least one (1) year
prior to the end of the applicable period. As used herein, the phrase
"Employment Period" refers to and shall mean the actual period of employment of
Employee by the Company and/or its subsidiaries hereunder, whether for the
periods provided above, or terminated earlier as hereinafter provided or
extended by mutual agreement between the Company and Employee.

                  Article 2. Duties
                             ------

                  2.1 During the Employment Period, Employee shall serve (i) as
a director of the Company and (ii) as the President of the Company. The Board of
Directors (the "Board") of the Company recognizes that the Employee's
contribution to the growth and success of the Company has been, and believes
will continue to be, substantial, and desires to assure the Company of the
Employee's present and continued employment in an executive capacity and to
compensate him therefore. As the President of the Company, Employee shall
exercise final management authority and responsibility for all activities of the
Company in accordance with the policies and procedures set by the Chairman,
Board of Directors and/or stockholders of the Company.

<PAGE>

                  2.2 In consideration of the obligations of the Company
hereunder, Employee hereby agrees to devote during the Employment Period
substantially all of his productive time, ability and attention to the
performance of his duties under this Agreement, provided however that this shall
not preclude Employee from conducting occasional activities for or on behalf of
his own company, ETC, Inc.

                  2.3 Employee represents and warrants to the Company that there
are no agreements or arrangements, whether written or oral, in effect which
would lawfully prevent Employee from rendering services to the Company during
the Employment Period. Employee further represents, warrants and agrees with the
Company that as of the date hereof he has not made, and will not make during the
Employment Period, any commitment or do any act in conflict with this Agreement,
or take any action that might divert from the Company any opportunity which
would be in the scope of any present business of the Company.

                  Article 3. Compensation and Benefits
                             -------------------------

                  3.1 As base compensation for Employee's services hereunder the
Company shall pay to Employee a base salary equal to at least the following:

         (i)      for the period from October 1, 2001 through September 30,
                  2002, the amount of one hundred and eighty two thousand
                  dollars ($182,000) per year;

         (ii)     for the period from October 1, 2002 through September 30,
                  2003, the amount of two hundred thousand two hundred dollars
                  ($200,200) per year;

         (iii)    for the period from October 1, 2003 through September 30,
                  2004, the amount of two hundred and twenty thousand two
                  hundred dollars ($220,200) per year;

         (iv)     for the period from October 1, 2004 through September 30,
                  2005, the amount of two hundred and twenty two thousand two
                  hundred and forty two dollars ($242,242) per year;

         (v)      for the period from October 1, 2005 through September 30,
                  2006, the amount of two hundred and sixty six thousand four
                  hundred and sixty six dollars ($266,466) per year; and

         (vi)     thereafter for each subsequent year an amount equal to the
                  previous year's salary plus twenty percent (20%) of such
                  previous year's salary.

                  Such compensation shall be payable in accordance with the
Company's payroll policies and procedures.

                  3.2 (a) As additional incentive compensation for Employee's
services hereunder, the Company shall pay to Employee in respect of each full
fiscal year of the Company which commences within the Employment Period an
amount equal to thirty percent (30%) of a "bonus pool" equal to ten percent
(10%) of "earnings before income taxes depreciation and amortization" (EBITDA)

                                       2
<PAGE>

(as hereinafter defined in subsection (b)) of the Company for such fiscal year
in excess of one million four hundred and twenty five thousand dollars
($1,425,000). Such additional compensation shall be paid within thirty (30) days
after the date of receipt by the Company of financial statements, certified by
the independent public accountants at the time engaged by the Company. The
amount of additional compensation payable in respect of any such fiscal year
shall not be prorated if the Employment Period terminates during such fiscal
year.

                  (b) At the end of each fiscal year of the Company covered by
Section 3.2(a), the Company's independent public accountants shall prepare and
submit to the Company and Employee an audited financial statement covering the
operations of the Company for such year and setting forth, among other things,
the "earnings before income taxes depreciation amortization" (EBITDA) of the
Company for that year as hereinafter defined. Each such financial statement
shall be prepared in accordance with generally accepted accounting principles
and generally accepted auditing standards consistently applied and shall be
accompanied by a Report of the Company's independent public accountants auditing
such financial statement to the effect that such financial statement was
prepared in accordance with generally accepted accounting principles and
generally accepted auditing standards. For the purposes of Section 3.2(a), the
"earnings before income taxes depreciation and amortization" of the Company for
any fiscal year of the Company shall mean the consolidated gross revenues and
income of the Company and its consolidated subsidiaries for such fiscal year
remaining after deduction therefrom of (i) all normal cost and expense
deductions determined in accordance with generally accepted accounting
principles and generally accepted auditing standards consistently applied and
appropriately deductible from gross revenues under such principles and standards
and (ii) an amount equal to the amount of base compensation paid to Employee by
the Company during such fiscal year under Section 3.1 (but no deduction for any
additional compensation paid or payable to Employee at any time under this
Agreement), but excluding (A) any provision for any United States Federal, state
or local income taxes or for any foreign income taxes in respect of such fiscal
year, (B) any depreciation and/or amortization and (C) any profit or loss, as
the case may be, resulting from unusual and nonrecurring items which are not
identifiable with, or do not result from, the business operations of the Company
and its subsidiaries. For purposes of this Section 3.2, the "fiscal year" of the
Company means the annual period for which the Company files its Federal income
tax returns.

                  3.3 Nothing herein shall prevent the compensation provided for
in Section 3.1 and/or Section 3.2 from being increased at any time by the
consent and agreement of the Company and Employee, as approved by the Board of
Directors of the Company; and nothing herein shall prevent Employee from being
entitled to receive any bonus or additional compensation which may be voted or
approved by the Board of Directors of the Company. If any substantial entity
shall be added to the Company during the Employment Period, then the parties
hereto agree to negotiate in good faith to determine whether any further
compensation to Employee is appropriate as a result of duties Employee
undertakes on behalf of the Company with respect to such entity.

                                       3
<PAGE>

                  3.4 It is understood and agreed that all amounts to be paid by
the Company to Employee under this Agreement shall be subject only to deductions
for Federal, State and local payroll and other taxes and charges (including,
without limitation, income taxes, FICA, etc.) and to such other deductions in
respect to Company benefits.

                  3.5 Any compensation otherwise payable to Employee under this
Agreement in respect of any period during which Employee is receiving amounts
for loss of earnings or the like under any Company insurance plan or policy
and/or under any government program shall be reduced by such amounts.

                  Article 4. Options
                             -------

                  4.1 (a) On May 29, 2001, the Company granted to Employee a
non-qualified option under the Company's 2001 Stock Option Plan to purchase from
the Company three hundred thousand (300,000) shares of the Company's Common
Stock at the price of $0.05 per share.

                  (b) On the effective date of this Agreement, the Company shall
grant to Employee a non-qualified option under the Company's 2001 Stock Option
Plan to purchase from the Company an additional two hundred and fifty thousand
(250,000) shares of the Company's Common Stock as follows:

                  (i) 100,000 shares at the price of $0.50 per share, to vest
                  one (1) year after the effective date of this Agreement;
                  (ii) 100,000 shares at the price of $0.75 per share, to vest
                  two (2) years after the effective date of this Agreement; and
                  (iii) 50,000 shares at the price of $1.00 per share, to vest
                  three (3) years after the effective date of this Agreement.

                  (c) The stock option agreements and other documents relating
to all such stock options shall be modified to provide for the immediate vesting
of all such stock options upon the occurrence of a Business Combination as
defined under Article 8.

                  4.2 If at any time during the Employment Period or thereafter,
the Company should make a public offering of its Common Stock and should
accordingly register such offering under the Securities Act, the Company shall
offer to include in such registration the offering by Employee of all or any of
the shares of the Company's Common Stock then held by such Employee upon such
terms and conditions as shall be agreed to by the Company and Employee at such
time. In the event that any registration pursuant to this section shall be, in
whole or in part, an underwritten public offering of Company Common Stock
initiated by the Company, the number of shares of all the security holders,
other than the Company but including Employee, to be included in such an
underwriting may be reduced (pro rata among all the security holders, other than
the Company, based upon the number of shares to be included therein by such
holders) if and to the extent that the managing underwriter shall be of the

                                       4
<PAGE>

opinion that such inclusion would adversely affect the marketing of the
securities to be sold by the Company therein, provided, however, that such
number of shares of Employee to be included therein shall not be reduced if any
shares are to be included in such underwriting other than (i) shares offered for
the account of the Company or (ii) shares purchased prior to the initial public
offering at a price of $1.25 or more per share, or (iii) shares of the Company's
Chairman and Chief Operating Officer to be included therein, and provided,
further, however, that in connection with an underwritten public offering
initiated by the Company, in no event may less than twenty percent (20%) of the
total number of shares of Common Stock to be included in such underwriting be
made available for (i) shares of Employee to be included therein, (ii) shares
purchased prior to the initial public offering at a price of $1.25 or more per
share, and (iii) shares of the Company's Chairman and Chief Operating Officer to
be included therein. The provisions of this paragraph 4.5 and Employee's rights
hereunder shall be applicable to each and every public offering of the Company's
Common Stock after the commencement date of the Employment Period. Excluding
underwriting discounts and selling commissions applicable to the sale of
Employee's stock, any and all expenses incurred by Employee in connection with
such offering of his stock, including, without limitation, registration fees,
underwriters commissions, Employee's legal counsel fees, etc., shall be paid by
the Company and Employee shall have no liability whatsoever therefor.

                  Article 5. Benefits
                             --------

                  5.1 No later than December 31, 2002, the Company shall obtain
and pay for life insurance on Employee in the amount of one million dollars
($1,000,000). The proceeds of such insurance shall be payable and paid to
Employee's beneficiary in accordance with Section 6.2. After December 31, 2002
and until the end of the Employment Period, the Company shall obtain and pay for
disability insurance on Employee providing for monthly payments to Employee of
at least $9,100 in the case of Employee becoming permanently disabled as defined
in Section 6.3. All terms and conditions in this paragraph 5.1 are subject to
the determination by the Company's Board of Directors that the payment of such
benefit is financial feasible.

                  5.2 Except as otherwise expressly provided herein, during the
Employment Period, Employee shall be covered by and participate in the Company's
various benefits as in effect from time to time, including, without limitation,
the Company's medical benefits plan and long term disability plan, as and to the
extent customarily provided by the Company to its other most senior executives
and shall be entitled to paid vacation in accordance with the Company's then
current vacation policy.

                  Article 6. Death and Disability
                             --------------------

                  6.1 It is understood and acknowledged that Employee's efforts
expended to date and to be hereafter expended are necessary in order for the
Company to achieve any significant growth and success. Accordingly, if during
the Employment Period Employee should become permanently disabled (as defined in
Section 6.3) or should die (i) any and all amounts which would have been paid to
Employee under Article 3 had he not become disabled or died shall be paid in

                                       5
<PAGE>

full to Employee, or, in the case of his death, to Employee's beneficiary in
accordance with Section 6.2 and (ii) Employee, or, in the case of his death,
Employee's beneficiary (determined as set forth in Section 6.2), shall have the
full right to exercise the options set forth in Article 4; provided, however,
that for the purposes of this Section 6.1 only, the Employment Period shall end
at the end of the then current Employment Period in which such disability or
death occurs and shall not be automatically extended for any additional period,
without any requirement that the Company give written notice of termination at
the end of such Employment Period in accordance with Article 1.

                  6.2 Whenever any of the provisions of this Agreement require
the payment of any amount and/or distribution of any options or stock to
Employee's beneficiary, such payment and/or distribution shall be made to such
individual or individuals, and in such shares, as Employee shall last have
designated by written notice to the Company or, in the absence of an effective
designation, to his widow or, if she shall not then be living, to his children
in equal shares or, if no such child shall then be living, to his descendants in
equal shares per stirpes. If no such beneficiary shall be living when any such
payment and/or distribution is required to be made, such payment and/or
distribution shall be made to Employee's estate. Employee may, in the manner
provided above, change any such designation from time to time, may designate
successor beneficiaries and may make separate designations in respect of each
provision of this Agreement under which any such payment may be made.

                  6.3 For the purposes of this Agreement, Employee shall be
deemed to have become permanently disabled if Employee should be unable, due to
physical or mental incapacity, to substantially perform Employee's duties and
responsibilities under this Agreement for a period of one hundred eighty (180)
consecutive days.

                  Article 7. Termination
                             -----------

                  7.1 Subject to the provisions of this Article 7, Employee's
employment with the Company may be terminated at any time (i) by the Company,
"For Cause" or "Without Cause", by giving written notice of termination to
Employee, in the manner provided in Article 11, no later than sixty (60)
calendar days prior to the date elected by the Company as the termination date,
or (ii) (i) by Employee, by written resignation, in the manner provided in
Article 11, no later than sixty (60) calendar days prior to the date elected by
Employee as the resignation date; the Employment Period shall end and terminate
on the aforesaid termination date or resignation date, as the case may be.

                  7.2 Termination "For Cause".
                      -----------------------

                  (a) For the purposes of this Agreement, "For Cause" is defined
as a termination for: (i) willful breach of confidentiality, non-disclosure or
non-compete obligations to the Company; (ii) conviction of, or plea of nolo
contendere to, any felony involving dishonesty or moral turpitude; or (iii)
conviction for fraud, embezzlement or other act of dishonesty that causes
material injury to the Company or any of its affiliates.

                                       6
<PAGE>

                  (b) If Employee's employment with the Company should be
terminated by the Company "For Cause", Employee shall not be entitled to receive
any base compensation under Section 3.1 after the date of such termination;
however, Employee's rights and benefits under all other Articles and Sections of
this Agreement shall continue for a period of no longer than three (3) months.
Employee's right to purchase shares of the Company's stock under Article 4 shall
continue to be governed by the Employee's stock option agreements.

                  7.3 Termination "Without Cause" or Certain Resignation.
                      --------------------------------------------------

                  (a) For the purposes of this Agreement, "Without Cause" is
defined as a termination for any reason other than "For Cause".

                  (b) If Employee's employment with the Company should be
terminated by the Company "Without Cause", or if Employee should resign his
employment with the Company because of demotion from President of the Company
then in such case:

                  (i) Employee shall be entitled to receive any and all amounts
                  which would have been paid to Employee (i.e., base
                  compensation and additional incentive compensation) under
                  Article 3, as in effect on the date immediately prior to
                  Employee's termination hereunder, had his employment had not
                  been so terminated shall be paid in full to Employee until the
                  end of eighteen (18) months from such termination date (with
                  regard to the additional incentive compensation, such
                  compensation shall be determined based upon the fiscal year in
                  which such termination date occurs and the amount of such
                  additional compensation as so determined shall be payable for
                  each fiscal year which commences within such period);

                  (ii) Employee shall have the full right to exercise the
                  options and purchase shares set forth in Article 4 in
                  accordance with terms of the applicable stock option
                  agreement;

                  (iii) In lieu of the payments provided in (i) of this Section
                  7.3, Employee may elect in writing the payment to Employee by
                  the Company of a lump sum settlement in an amount equal to
                  eighty percent (80%) of the total aggregate payments that
                  would have been payable under such (i) of this Section 7.3;
                  and

                  (iv) Employee's rights and benefits under all other Articles
                  and Sections of this Agreement shall continue in accordance
                  with the terms and provisions thereof, including, without
                  limitation, Employee's rights and benefits under Article 5.

                                       7
<PAGE>

                  7.4 Resignation by Employee
                      -----------------------

                  If Employee should resign his employment with the Company for
any reason other than demotion from President of the Company or a Business
Combination, then in such case, the Company shall have no liability or
obligation to Employee hereunder or otherwise in respect of his employment other
than the obligation to pay to Employee any accrued and unpaid base compensation
under Section 3.1 as of the date of termination plus such additional
compensation as shall be due to Employee under Section 3.2 in respect of any
fiscal year in which such resignation occurs and the amount of such additional
compensation in respect of such fiscal year shall not be prorated even though
such resignation occurs within such fiscal year. Employee's right to purchase
shares of the Company's stock under Article 4 shall continue to be governed by
the Employee's stock option agreements.

                  Article 8. Business Combination
                             --------------------

                  8.1 For purposes of this Article 8, a "Business Combination"
shall mean (i) the merger or consolidation of the Company with or into, the sale
or other transfer of all or substantially all of the assets and/or business of
the Company to any person or entity, or (ii) the ownership, directly and
indirectly, of one (1) share more than fifty percent (50%) of the total voting
capital stock of the Company then issued and outstanding by any person or
entity.

                  8.2 It is expressly recognized by the parties that a Business
Combination would necessarily result in the material alteration or diminishment
of Employee's position and responsibilities. Therefore, if, during the
Employment Period, there shall occur, with or without the consent of the
Company, a Business Combination, (i) all options and rights then owned by
Employee to purchase shares of the Company's Common Stock shall immediately vest
and (ii) Employee shall have the right to terminate his obligations under this
Agreement and the Employment Period by giving written notice in the manner
provided in Article 11 within thirty (30) calendar days after the effective date
of the Business Combination. It is expressly recognized that Employee's position
with the Company and agreement to be bound by the terms of this Agreement
represent a commitment in terms of Employee's personal and professional career
which cannot be reduced to monetary terms and necessarily constitutes a
forbearance of options now and in the future open to Employee in the Company's
areas of endeavor. Accordingly, in the event that Employee elects to terminate
under this Article 8 his obligations under this Agreement because of a Business
Combination:

         (a)      Employee shall be under no obligation whatever to seek other
                  employment opportunities during any period between termination
                  of this Agreement under this Article 8 and expiration of
                  Employee's unexpired Employment Period as it existed at the
                  time of termination, and Employee shall not be obligated to
                  accept any other employment opportunity, which may be offered
                  to Employee during such period.

                                       8
<PAGE>

         (b)      During the period commencing from the termination date
                  hereunder and ending eighteen (18) months thereafter, Employee
                  shall receive for each year of such period on a semi-monthly
                  basis, an amount equal to one hundred percent (100%) of
                  Employee's annual compensation (i.e., base compensation and
                  additional incentive compensation) under Article 3 as in
                  effect on the date immediately prior to Employee's termination
                  hereunder (with regard to the additional incentive
                  compensation, same shall be determined hereunder based upon
                  the results of the fiscal year which ended no earlier than six
                  (6) months prior to the termination date; otherwise, the
                  results of the last fiscal year to commence before the
                  termination date shall be used).

         (c)      In lieu of the semi-monthly payments provided in (b) of this
                  Section 8.2, Employee may elect in writing the payment to
                  Employee by the Company of a lump sum settlement in an amount
                  equal to eighty percent (80%) of the total aggregate payments
                  that would have been payable under such (b) of this Section
                  8.2.

         (d)      All of Employee's rights under this Agreement shall continue
                  in full force and effect in accordance with their terms.

                  The payments to be made to Employee under (b) or (c) above of
this Section 8.2 shall be in lieu of Employee's rights to receive payments under
Article 3; however, notwithstanding Employee's election to terminate under this
Article 8 his obligations under this Agreement because of a Business
Combination, Employee's rights and benefits under all other Articles and
Sections of this Agreement shall continue in accordance with the terms and
provisions thereof, including, Employee's rights and benefits under Article 5.

                  8.3 Employee's termination of his obligations under this
Agreement by reason of a Business Combination as described in this Article 8 and
the receipt by Employee of any amounts pursuant to Section 8.2 shall not
preclude (i) Employee's continued employment with the Company, or the surviving
entity in any Business Combination, on such terms as shall be negotiated between
the Company (or such surviving entity) and Employee following such termination
or (ii) Employee's employment by any other party after the date of such
termination.

                  Article 9. Non-Compete and Non-Solicitation
                             --------------------------------

                  9.1 (a) During the Employment Period and for eighteen (18)
months after the termination of the Employment Period (whether by expiration,
termination "For Cause" under Section 7.2, termination "Without Cause" or
Certain Resignation under Section 7.3, termination by Employee under Section
7.4, termination by Employee under Article 8 or termination for any other reason
or cause whatsoever), and only for such period, Employee agrees that, subject to
the Company fulfilling its obligations under this Agreement, including, without
limitation, the Company's obligations under Articles 7 and 8, he will not,
directly or indirectly, engage, undertake or participate in (as an employee,
principal, partner, stockholder, consultant or otherwise) in the State of

                                       9
<PAGE>

Florida and/or in the country of Antigua and Barbuda in the business of
providing independent call center services for third parties; provided, however,
that nothing herein contained shall prohibit the ownership of not more than five
percent (5%) of the stock of any corporation whose stock is listed on a national
securities exchange; and provided, further, that notwithstanding anything herein
to the contrary Employee may perform and do such acts and provide such services
for the benefit of the Company as may be requested by the Company from time to
time.

                  (b) If the time and/or geographical limits provided for in
Subsection 9.1(a) shall be held invalid or unenforceable by a competent court,
then in such case such limits shall be modified to such periods and/or such
geographical areas, as the case may be, as shall be determined to be valid and
enforceable by such court.

                  9.2 During the Employment Period and for eighteen (18) months
after the termination of the Employment Period (whether by expiration,
termination "For Cause" under Section 7.2, termination "Without Cause" or
Certain Resignation under Section 7.3, termination by Employee under Section
7.4, termination by Employee under Article 8 or termination for any other reason
or cause whatsoever), and only for such period, Employee agrees that, subject to
the Company fulfilling its obligations under this Agreement, including, without
limitation, the Company's obligations under Articles 7 and 8, he will not,
directly or indirectly, for Employee's benefit or the benefit of a third party,
initiate any offer of employment to, or to solicit the services of, any employee
of the Company or initiate any discussions relating to the possible employment
of, or the utilization of services of, any such employee.

                  Article 10. No Adequate Remedy
                              ------------------

                  The parties declare that it is impossible to measure in money
the damages which will accrue to either party by reason of a failure to perform
any of the obligations under this Agreement. Therefore, if either party shall
institute any action or proceeding to enforce the provisions hereof, such person
against whom such action or proceeding is brought hereby waives the claim or
defense that such party has an adequate remedy at law, and such person shall not
urge in any such action or proceeding the claim or defense that such party has
an adequate remedy at law.

                  Article 11. Notices
                              -------

                  Any notice, request, consent, waiver or other communication
given, made or withdrawn pursuant to this Agreement to be effective shall be in
writing or by telegram, telex or other electronic written communication and
shall be effective (a) same day when delivered personally to Employee or to the
Company, as the case may be, by hand or courier service or (b) three (3)
business days after deposit in the mail, sent certified, postage prepaid, or (c)
same day when sent by telex or other electronic written communication,
answerback or other acknowledgement of receipt received, addressed as provided
below, or to such other address as may be designated by any party hereto giving
or changing its address:

                                       10
<PAGE>

                           If to Employee, to:

                           George A. Pacinelli
                           2520 Jardin Drive
                           Weston, Florida 33327

                           If to the Company, to:

                           Intercallnet, Inc.
                           6340 NW 5th Way
                           Fort Lauderdale, Florida 33309

                  Article 12. Personal Agreement and Confidential
                              -----------------------------------

                  12.1 This Agreement is personal. Employee shall not have the
right to assign, sell, pledge or otherwise dispose of his rights and obligations
under this Agreement without the Company's prior written consent and then only
in accordance with such consent.

                  12.2 It is understood and agreed by the parties hereto that
the matters described in this Agreement and the terms and conditions of this
Agreement shall be treated as confidential by Employee and the Company and shall
not be disclosed or made available by Employee or the Company to any third party
without the prior written consent of the other party hereto and then only to the
extent and only in accordance with the conditions set forth in any such consent.

                  Article 13. Miscellaneous Provisions
                              ------------------------

                  13.1 This Agreement contains the sole and complete agreement
concerning the arrangements between the parties and supersedes and replaces any
and all prior agreements, written and/or oral, between the parties; accordingly,
all of such prior agreements between the parties are null and void and without
any force or effect. Neither party has made any representation with respect to
the subject matter of this Agreement or any representations inducing the
execution and delivery hereof except such representations as are specifically
set forth herein and each of the parties hereto acknowledges that he or it has
relied on his or its own judgment in entering into this Agreement.

                  13.2 No waiver, amendment or modification of this Agreement or
of any covenant, condition or limitation herein contained shall be valid unless
in writing and duly executed by the party to be charged therewith and no
evidence of any waiver, amendment or modification shall be offered or received
in evidence in any proceeding, arbitration or litigation between the parties
hereto arising out of or affecting the Agreement, or the rights or obligations
of the parties hereunder, unless such waiver, amendment or modification is in
writing, duly executed as aforesaid. The parties further agree that the
provisions of this Section 13.2 may not be waived except as herein set forth.

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<PAGE>

                  13.3 The Article captions are inserted only as a matter of
convenience, and shall not be used in any manner to interpret the provisions
thereof.

                  13.4 This Agreement is executed and delivered in the State of
Florida and shall be construed and enforced in accordance with the laws and
decisions of that State, without reference to its choice of laws rules.

                  13.5 The effective date of this Agreement for all purposes
shall be the date first above written.

                  IN WITNESS WHEREOF, the parties hereto have executed this
Agreement or caused it to be executed in their name and on their behalf by their
respective representatives thereunto duly authorized as of the date first above
written.

                                    Employer:

                                    Intercallnet, Inc.

                                    By:      /s/ Scott R. Gershon
                                             ------------------------------
                                             Scott R. Gershon
                                             Chief Executive Officer

                                    Employee:

                                    By:      /s/ George A. Pacinelli
                                             ------------------------------
                                             George A. Pacinelli
                                             President

                                       12Exhibit 10.36
                              EMPLOYMENT AGREEMENT
                              --------------------

                  This Employment Agreement ("Agreement") is made as of the 28th
day of February 2002 by and between Intercallnet, Inc., a Florida corporation
(the "Company") and Stephanie L. Brady ("Employee"), with reference to the
following facts and circumstances:

                  WHEREAS, the Company and Employee had previously entered into
an Employment Agreement dated October 1, 2001; and

                  WHEREAS, the Company and Employee now wish to supplant and
supersede the aforesaid Employment Agreement dated October 1, 2001 by entering
into this Employment Agreement;

                  NOW, THEREFORE, in consideration of the premises and the
mutual covenants hereinafter contained, the parties hereto agree as follows:

                  Article 1. Employment
                             ----------

                  The Company hereby employs Employee and Employee hereby
accepts employment with the Company for an initial period of three (3) years
commencing from October 1, 2001 and ending on September 30, 2004 and for
additional periods of one (1) year each commencing at the end of the initial
period and each additional period; provided, however, that the Company or
Employee may terminate such employment, without cause and each at its sole
discretion, at the end of the initial period or at the end of any additional
period by giving notice to such effect to the other party at least six (6)
months prior to the end of the applicable period. As used herein, the phrase
"Employment Period" refers to and shall mean the actual period of employment of
Employee by the Company and/or its subsidiaries hereunder, whether for the
periods provided above, or terminated earlier as hereinafter provided or
extended by mutual agreement between the Company and Employee.

                  Article 2. Duties
                             ------

                  2.1 During the Employment Period, Employee shall serve as
Chief Financial Officer of the Company. The Board of Directors (the "Board") of
the Company recognizes that the Employee's contribution to the growth and
success of the Company has been, and believes will continue to be, substantial,
and desires to assure the Company of the Employee's present and continued
employment in an executive capacity and to compensate her therefor.

                  2.2 In consideration of the obligations of the Company
hereunder, Employee hereby agrees to devote during the Employment Period
substantially all of her productive time, ability and attention to the
performance of her duties under this Agreement.

<PAGE>

                  2.3 Employee represents and warrants to the Company that there
are no agreements or arrangements, whether written or oral, in effect which
would lawfully prevent Employee from rendering services to the Company during
the Employment Period. Employee further represents, warrants and agrees with the
Company that as of the date hereof she has not made, and will not make during
the Employment Period, any commitment or do any act in conflict with this
Agreement, or take any action that might divert from the Company any opportunity
which would be in the scope of any present business of the Company.

                  Article 3. Compensation and Benefits
                             -------------------------

                  3.1 As base compensation for Employee's services hereunder the
Company shall pay to Employee a base salary equal to at least the following:

         (i)      for the period from October 1, 2001 through September 30,
                  2002, the amount of one hundred and eighteen thousand dollars
                  ($118,000) per year;

         (ii)      for the period from October 1, 2002 through September 30,
                   2003, the amount of one hundred and twenty nine thousand
                   eight hundred dollars ($129,800) per year;

         (iii)     for the period from October 1, 2003 through September 30,
                   2004, the amount of one hundred and forty two thousand seven
                   hundred and eighty dollars ($142,780) per year; and

         (iv)      thereafter for each subsequent calendar year an amount equal
                   to the previous year's salary plus twenty percent (20%) of
                   such previous year's salary.

                  Such compensation shall be payable in accordance with the
Company's payroll policies and procedures.

                  3.2 (a) As additional incentive compensation for Employee's
services hereunder, the Company shall pay to Employee in respect of each full
fiscal year of the Company which commences within the Employment Period an
amount equal to fifteen percent (15%) of a "bonus pool" equal to ten percent
(10%) of "earnings before income taxes depreciation amortization" (EBITDA) (as
hereinafter defined in subsection (b)) of the Company for such fiscal year in
excess of one million four hundred and twenty five thousand dollars
($1,425,000). Such additional compensation shall be paid within thirty (30) days
after the date of receipt by the Company of financial statements, certified by
the independent public accountants at the time engaged by the Company. The
amount of additional compensation payable in respect of any such fiscal year
shall not be prorated if the Employment Period terminates during such fiscal
year.

                  (b) At the end of each fiscal year of the Company covered by
Section 3.2(a), the Company's independent public accountants shall prepare and
submit to the Company and Employee an audited financial statement covering the
operations of the Company for such year and setting forth, among other things,
the "earnings before income taxes depreciation amortization" (EBITDA) of the
Company for that year as hereinafter defined. Each such financial statement

                                       2
<PAGE>

shall be prepared in accordance with generally accepted accounting principles
and generally accepted auditing standards consistently applied and shall be
accompanied by a Report of the Company's independent public accountants auditing
such financial statement to the effect that such financial statement was
prepared in accordance with generally accepted accounting principles and
generally accepted auditing standards. For the purposes of Section 3.2(a), the
"earnings before income taxes depreciation and amortization" of the Company for
any fiscal year of the Company shall mean the consolidated gross revenues and
income of the Company and its consolidated subsidiaries for such fiscal year
remaining after deduction therefrom of (i) all normal cost and expense
deductions determined in accordance with generally accepted accounting
principles and generally accepted auditing standards consistently applied and
appropriately deductible from gross revenues under such principles and standards
and (ii) an amount equal to the amount of base compensation paid to Employee by
the Company during such fiscal year under Section 3.1 (but no deduction for any
additional compensation paid or payable to Employee at any time under this
Agreement), but excluding (A) any provision for any United States Federal, state
or local income taxes or for any foreign income taxes in respect of such fiscal
year, (B) any depreciation and/or amortization and (C) any profit or loss, as
the case may be, resulting from unusual and nonrecurring items which are not
identifiable with, or do not result from, the business operations of the Company
and its subsidiaries. For purposes of this Section 3.2, the "fiscal year" of the
Company means the annual period for which the Company files its Federal income
tax returns.

                  3.3 Nothing herein shall prevent the compensation provided for
in Section 3.1 and/or Section 3.2 from being increased at any time by the
consent and agreement of the Company and Employee, as approved by the Board of
Directors of the Company; and nothing herein shall prevent Employee from being
entitled to receive any bonus or additional compensation which may be voted or
approved by the Board of Directors of the Company. If any substantial entity
shall be added to the Company during the Employment Period, then the parties
hereto agree to negotiate in good faith to determine whether any further
compensation to Employee is appropriate as a result of duties Employee
undertakes on behalf of the Company with respect to such entity.

                  3.4 It is understood and agreed that all amounts to be paid by
the Company to Employee under this Agreement shall be subject only to deductions
for Federal, State and local payroll and other taxes and charges (including,
without limitation, income taxes, FICA, etc.) and to such other deductions in
respect to Company benefits.

                  3.5 Any compensation otherwise payable to Employee under this
Agreement in respect of any period during which Employee is receiving amounts
for loss of earnings or the like under any Company insurance plan or policy
and/or under any government program shall be reduced by such amounts.

                  Article 4. Options

                  4.1 (a) On June 29, 2001, the Company granted to Employee a
non-qualified option under the Company's 2001 Stock Option Plan to purchase from
the Company one hundred thousand (100,000) shares of the Company's Common Stock
at the price of $0.50 per share.

                                       3
<PAGE>

                  (b) On the effective date of this Agreement, the Company shall
grant to Employee a non-qualified option under the Company's 2001 Stock Option
Plan to purchase from the Company an additional fifty thousand (50,000) shares
of the Company's Common Stock at the price of $0.75 per share and to vest as
follows:

                  (i) 16,667 shares to vest one (1) year after the effective
                  date of this Agreement;
                  (ii) 16,667 shares to vest two (2) years after the effective
                  date of this Agreement; and
                  (iii) 16,666 shares to vest three (3) years after the
                  effective date of this Agreement.

                  (c) The stock option agreements and other documents relating
to all such stock options shall be modified to provide for the immediate vesting
of all such stock options upon the occurrence of a Business Combination as
defined under Article 8.

                  Article 5. Benefits
                             --------

                  5.1 The Company shall obtain and pay for disability insurance
on Employee providing for monthly payments to Employee of at least $5,900 in the
case of Employee becoming permanently disabled as defined in Section 6.3. All
terms and conditions in this paragraph 5.1 are subject to the determination by
the Company's Board of Directors that the payment of such benefit is financial
feasible.

                  5.2 Except as otherwise expressly provided herein, during the
Employment Period, Employee shall be covered by and participate in the Company's
various benefits as in effect from time to time, including, without limitation,
the Company's medical benefits plan and long term disability plan, as and to the
extent customarily provided by the Company to its other most senior executives
and shall be entitled to paid vacation in accordance with the Company's then
current vacation policy.

                  Article 6. Death and Disability
                             --------------------

                  6.1 It is understood and acknowledged that Employee's efforts
expended to date and to be hereafter expended are necessary in order for the
Company to achieve any significant growth and success. Accordingly, if during
the Employment Period Employee should become permanently disabled (as defined in
Section 6.3) or should die Employee, or, in the case of her death, Employee's
beneficiary (determined as set forth in Section 6.2), shall have the full right
to exercise the options set forth in Article 4; provided, however, that for the
purposes of this Section 6.1 only, the Employment Period shall end at the end of
the then current Employment Period in which such disability or death occurs and
shall not be automatically extended for any additional period, without any
requirement that the Company give written notice of termination at the end of
such Employment Period in accordance with Article 1.

                                       4
<PAGE>

                  6.2 Whenever any of the provisions of this Agreement require
the distribution of any options or stock to Employee's beneficiary, such
distribution shall be made to such individual or individuals, and in such
shares, as Employee shall last have designated by written notice to the Company
or, in the absence of an effective designation, to her widow or, if he shall not
then be living, to her children in equal shares or, if no such child shall then
be living, to her descendants in equal shares per stirpes. If no such
beneficiary shall be living when any such payment and/or distribution is
required to be made, such payment and/or distribution shall be made to
Employee's estate. Employee may, in the manner provided above, change any such
designation from time to time, may designate successor beneficiaries and may
make separate designations in respect of each provision of this Agreement under
which any such payment may be made.

                  6.3 For the purposes of this Agreement, Employee shall be
deemed to have become permanently disabled if Employee should be unable, due to
physical or mental incapacity, to substantially perform Employee's duties and
responsibilities under this Agreement for a period of one hundred eighty (180)
consecutive days.

                  Article 7. Termination
                             -----------

                  7.1 Subject to the provisions of this Article 7, Employee's
employment with the Company may be terminated at any time (i) by the Company,
"For Cause" or "Without Cause", by giving written notice of termination to
Employee, in the manner provided in Article 11, no later than sixty (60)
calendar days prior to the date elected by the Company as the termination date,
or (ii) by Employee, by written resignation, in the manner provided in Article
11, no later than sixty (60) calendar days prior to the date elected by Employee
as the resignation date; the Employment Period shall end and terminate on the
aforesaid termination date or resignation date, as the case may be.

                  7.2 Termination "For Cause".
                      -----------------------

                  (a) For the purposes of this Agreement, "For Cause" is defined
as a termination for: (i) willful breach of confidentiality, non-disclosure or
non-compete obligations to the Company; (ii) conviction of, or plea of nolo
contendere to, any felony involving dishonesty or moral turpitude; or (iii)
conviction for fraud, embezzlement or other act of dishonesty that causes
material injury to the Company or any of its affiliates.

                  (b) If Employee's employment with the Company should be
terminated by the Company "For Cause", Employee shall not be entitled to receive
any base compensation under Section 3.1 after the date of such termination;
however, Employee's rights and benefits under all other Articles and Sections of
this Agreement shall continue for a period of no longer than three (3) months.
Employee's right to purchase shares of the Company's stock under Article 4 shall
continue to be governed by the Employee's stock option agreements.

                                       5
<PAGE>

                  7.3 Termination "Without Cause" or Certain Resignation.
                      --------------------------------------------------

                  (a) For the purposes of this Agreement, "Without Cause" is
defined as a termination for any reason other than "For Cause".

                  (b) If Employee's employment with the Company should be
terminated by the Company "Without Cause", or if Employee should resign her
employment with the Company because of demotion from Chief Financial Officer of
the Company then in such case:

                  (i) Employee shall be entitled to receive any and all amounts
                  which would have been paid to Employee (i.e., base
                  compensation and additional incentive compensation) under
                  Article 3, as in effect on the date immediately prior to
                  Employee's termination hereunder, had her employment had not
                  been so terminated shall be paid in full to Employee until the
                  end of one year from such termination date (with regard to the
                  additional incentive compensation, such compensation shall be
                  determined based upon the fiscal year in which such
                  termination date occurs and the amount of such additional
                  compensation as so determined shall be payable for each fiscal
                  year which commences within such period);

                  (ii) Employee shall have the full right to exercise the
                  options and purchase shares set forth in Article 4 in
                  accordance with terms of the applicable stock option
                  agreement;

                  (iii) In lieu of the payments provided in (i) of this Section
                  7.3, Employee may elect in writing the payment to Employee by
                  the Company of a lump sum settlement in an amount equal to
                  eighty percent (80%) of the total aggregate payments that
                  would have been payable under such (i) of this Section 7.3;
                  and

                  (iv) Employee's rights and benefits under all other Articles
                  and Sections of this Agreement shall continue in accordance
                  with the terms and provisions thereof, including, without
                  limitation, Employee's rights and benefits under Article 5.

                  7.4 Resignation by Employee
                      -----------------------

                  If Employee should resign her employment with the Company for
any reason other than demotion from Chief Financial Officer of the Company or a
Business Combination, then in such case, the Company shall have no liability or
obligation to Employee hereunder or otherwise in respect of her employment other
than the obligation to pay to Employee any accrued and unpaid base compensation
under Section 3.1 as of the date of termination plus such additional
compensation as shall be due to Employee under Section 3.2 in respect of any
fiscal year in which such resignation occurs and the amount of such additional
compensation in respect of such fiscal year shall not be prorated even though
such resignation occurs within such fiscal year. Employee's right to purchase
shares of the Company's stock under Article 4 shall continue to be governed by
the Employee's stock option agreements.

                                       6
<PAGE>

                  Article 8. Business Combination
                             --------------------

                  8.1 For purposes of this Article 8, a "Business Combination"
shall mean (i) the merger or consolidation of the Company with or into, the sale
or other transfer of all or substantially all of the assets and/or business of
the Company to any person or entity, or (ii) the ownership, directly and
indirectly, of one (1) share more than fifty percent (50%) of the total voting
capital stock of the Company then issued and outstanding by any person or
entity.

                  8.2 It is expressly recognized by the parties that a Business
Combination would necessarily result in the material alteration or diminishment
of Employee's position and responsibilities. Therefore, if, during the
Employment Period, there shall occur, with or without the consent of the
Company, a Business Combination, (i) all options and rights then owned by
Employee to purchase shares of the Company's Common Stock shall immediately vest
and (ii) Employee shall have the right to terminate his obligations under this
Agreement and the Employment Period by giving written notice in the manner
provided in Article 11 within thirty (30) calendar days after the effective date
of the Business Combination. It is expressly recognized that Employee's position
with the Company and agreement to be bound by the terms of this Agreement
represent a commitment in terms of Employee's personal and professional career
which cannot be reduced to monetary terms and necessarily constitutes a
forbearance of options now and in the future open to Employee in the Company's
areas of endeavor. Accordingly, in the event that Employee elects to terminate
under this Article 8 his obligations under this Agreement because of a Business
Combination:

         (a)      Employee shall be under no obligation whatever to seek other
                  employment opportunities during any period between termination
                  of this Agreement under this Article 8 and expiration of
                  Employee's unexpired Employment Period as it existed at the
                  time of termination, and Employee shall not be obligated to
                  accept any other employment opportunity, which may be offered
                  to Employee during such period.

         (b)      During the period commencing from the termination date
                  hereunder and ending twelve (12) months thereafter, Employee
                  shall receive for each year of such period on a semi-monthly
                  basis, an amount equal to one hundred percent (100%) of
                  Employee's annual compensation (i.e., base compensation and
                  additional incentive compensation) under Article 3 as in
                  effect on the date immediately prior to Employee's termination
                  hereunder (with regard to the additional incentive
                  compensation, same shall be determined hereunder based upon
                  the results of the fiscal year which ended no earlier than six
                  (6) months prior to the termination date; otherwise, the
                  results of the last fiscal year to commence before the
                  termination date shall be used).

         (c)      In lieu of the semi-monthly payments provided in (b) of this
                  Section 8.2, Employee may elect in writing the payment to
                  Employee by the Company of a lump sum settlement in an amount
                  equal to eighty percent (80%) of the total aggregate payments
                  that would have been payable under such (b) of this Section
                  8.2.

                                       8
<PAGE>

         (d)      All of Employee's rights under this Agreement shall continue
                  in full force and effect in accordance with their terms.

The payments to be made to Employee under (b) or (c) above of this Section 8.2
shall be in lieu of Employee's rights to receive payments under Article 3;
however, notwithstanding Employee's election to terminate under this Article 8
his obligations under this Agreement because of a Business Combination,
Employee's rights and benefits under all other Articles and Sections of this
Agreement shall continue in accordance with the terms and provisions thereof,
including, Employee's rights and benefits under Article 5.

                  8.3 Employee's termination of his obligations under this
Agreement by reason of a Business Combination as described in this Article 8 and
the receipt by Employee of any amounts pursuant to Section 8.2 shall not
preclude (i) Employee's continued employment with the Company, or the surviving
entity in any Business Combination, on such terms as shall be negotiated between
the Company (or such surviving entity) and Employee following such termination
or (ii) Employee's employment by any other party after the date of such
termination.

                  Article  9. Non-Compete and Non-Solicitation
                              --------------------------------

                  9.1 (a) During the Employment Period and for one (1) year
after the termination of the Employment Period (whether by expiration,
termination "For Cause" under Section 7.2, termination "Without Cause" or
Certain Resignation under Section 7.3, termination by Employee under Section
7.4, temination by Employee under Article 8, or termination for any other reason
or cause whatsoever), and only for such period, Employee agrees that, subject to
the Company fulfilling its obligations under this Agreement, including, without
limitation, the Company's obligations under Article 7 and 8, she will not,
directly or indirectly, engage, undertake or participate in (as an employee,
principal, partner, stockholder, consultant or otherwise) in the State of
Florida and/or in the country of Antigua and Barbuda in the business of
providing independent call center services for third parties; provided, however,
that nothing herein contained shall prohibit the ownership of not more than five
percent (5%) of the stock of any corporation whose stock is listed on a national
securities exchange; and provided, further, that notwithstanding anything herein
to the contrary Employee may perform and do such acts and provide such services
for the benefit of the Company as may be requested by the Company from time to
time.

                  (b) If the time and/or geographical limits provided for in
Subsection 8.1(a) shall be held invalid or unenforceable by a competent court,
then in such case such limits shall be modified to such periods and/or such
geographical areas, as the case may be, as shall be determined to be valid and
enforceable by such court.

                  9.2 During the Employment Period and for one (1) year after
the termination of the Employment Period (whether by expiration, termination
"For Cause" under Section 7.2, termination "Without Cause" or Certain
Resignation under Section 7.3, termination by Employee under Section 7.4,
temination by Employee under Article 8 or termination for any other reason or

                                       9
<PAGE>

cause whatsoever), and only for such period, Employee agrees that, subject to
the Company fulfilling its obligations under this Agreement, including, without
limitation, the Company's obligations under Article 7 and 8, she will not,
directly or indirectly, for Employee's benefit or the benefit of a third party,
initiate any offer of employment to, or to solicit the services of, any employee
of the Company or initiate any discussions relating to the possible employment
of, or the utilization of services of, any such employee.

                  Article  10. No Adequate Remedy
                               ------------------

                  The parties declare that it is impossible to measure in money
the damages which will accrue to either party by reason of a failure to perform
any of the obligations under this Agreement. Therefore, if either party shall
institute any action or proceeding to enforce the provisions hereof, such person
against whom such action or proceeding is brought hereby waives the claim or
defense that such party has an adequate remedy at law, and such person shall not
urge in any such action or proceeding the claim or defense that such party has
an adequate remedy at law.

                  Article  11. Notices
                               -------

                  Any notice, request, consent, waiver or other communication
given, made or withdrawn pursuant to this Agreement to be effective shall be in
writing or by telegram, telex or other electronic written communication and
shall be effective (a) same day when delivered personally to Employee or to the
Company, as the case may be, by hand or courier service or (b) three (3)
business days after deposit in the mail, sent certified, postage prepaid, or (c)
same day when sent by telex or other electronic written communication,
answerback or other acknowledgement of receipt received, addressed as provided
below, or to such other address as may be designated by any party hereto giving
or changing its address:

                           If to Employee, to:

                           Stephanie L. Brady
                           7520 NW 28th Street
                           Margate, Florida 33063

                           If to the Company, to:

                           Intercallnet, Inc.
                           6340 NW 5th Way
                           Fort Lauderdale, Florida 33309

                                       10
<PAGE>

                  Article  12. Personal Agreement
                               ------------------

                  This Agreement is personal. Employee shall not have the right
to assign, sell, pledge or otherwise dispose of her rights and obligations under
this Agreement without the Company's prior written consent and then only in
accordance with such consent.

                  Article  13. Confidential
                               ------------

                  It is understood and agreed by the parties hereto that the
matters described in this Agreement and the terms and conditions of this
Agreement shall be treated as confidential by Employee and the Company and shall
not be disclosed or made available by Employee or the Company to any third party
without the prior written consent of the other party hereto and then only to the
extent and only in accordance with the conditions set forth in any such consent.

                  Article  14. Miscellaneous Provisions
                               ------------------------

                  14.1 This Agreement contains the sole and complete agreement
concerning the arrangements between the parties and supersedes and replaces any
and all prior agreements, written and/or oral, between the parties; accordingly,
all of such prior agreements between the parties are null and void and without
any force or effect. Neither party has made any representation with respect to
the subject matter of this Agreement or any representations inducing the
execution and delivery hereof except such representations as are specifically
set forth herein and each of the parties hereto acknowledges that she or it has
relied on her or its own judgment in entering into this Agreement.

                  14.2 No waiver, amendment or modification of this Agreement or
of any covenant, condition or limitation herein contained shall be valid unless
in writing and duly executed by the party to be charged therewith and no
evidence of any waiver, amendment or modification shall be offered or received
in evidence in any proceeding, arbitration or litigation between the parties
hereto arising out of or affecting the Agreement, or the rights or obligations
of the parties hereunder, unless such waiver, amendment or modification is in
writing, duly executed as aforesaid. The parties further agree that the
provisions of this Section 14.2 may not be waived except as herein set forth.

                  14.3 The Article captions are inserted only as a matter of
convenience, and shall not be used in any manner to interpret the provisions
thereof.

                  14.4 This Agreement is executed and delivered in the State of
Florida and shall be construed and enforced in accordance with the laws and
decisions of that State, without reference to its choice of laws rules.

                  14.5 The effective date of this Agreement for all purposes
shall be the date first above written.

                                       11
<PAGE>

                  IN WITNESS WHEREOF, the parties hereto have executed this
Agreement or caused it to be executed in their name and on their behalf by their
respective representatives thereunto duly authorized as of the date first above
written.

                                   Employer:

                                   Intercallnet, Inc.

                                   By:      /s/ George A. Pacinelli
                                            ------------------------
                                            George A. Pacinelli
                                            President

                                   Employee:

                                   By:      /s/ Stephanie L. Brady
                                            -----------------------
                                            Stephanie L. Brady
                                            Chief Financial Officer

                                       12

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