Document:

<PAGE>

                                                                   EXHIBIT 10.21

                                     LEASE

                                BY AND BETWEEN

                             CP VENTURE THREE LLC,

                     A DELAWARE LIMITED LIABILITY COMPANY

                                      AND

                         HARRY'S FARMERS MARKET, INC.,

                             A GEORGIA CORPORATION
<PAGE>

                                     INDEX

<TABLE>
<CAPTION>
Section           Description                                                                    Page
-------           -----------                                                                    ----
<S>                                                                                              <C>
ARTICLE 1 - BASIC LEASE PROVISIONS AND EXHIBITS.................................................      1
   Section 1.1 - Summary of the Basic Lease Provisions..........................................      1
   ---------------------------------------------------
   Section 1.2 - Significance of Basic Lease Information........................................      6
   -----------------------------------------------------
ARTICLE 2 - LANDLORD'S GRANT OF POSSESSION AND QUIET ENJOYMENT..................................      6
   Section 2.1 -  Demise........................................................................      6
   ---------------------
   Section 2.2 - Use of Common Areas............................................................      7
   ---------------------------------
   Section 2.3 - Construction/Possession........................................................      7
   -------------------------------------
   Section 2.4 - Quiet Enjoyment................................................................      8
   -----------------------------
   Section 2.5 - Statement of Lease Term........................................................      8
   -------------------------------------
ARTICLE 3 - RENT................................................................................      8
   Section 3.1 - Fixed Minimum Rent.............................................................      8
   --------------------------------
   Section 3.2 - Percentage Rent Based Upon Gross Receipts......................................      8
   -------------------------------------------------------
   Section 3.3 - Gross Receipts Defined.........................................................      9
   ------------------------------------
   Section 3.4 - Tenant's Records and Inspection Rights.........................................      9
   ----------------------------------------------------
   Section 3.5 - Reports by Tenant..............................................................     10
   -------------------------------
   Section 3.6 - Additional Rent and Address for Payment........................................     10
   -----------------------------------------------------
ARTICLE 4 - OPERATING COSTS, TAXES..............................................................     10
   Section 4.1 - Operating Costs................................................................     10
   -----------------------------
   Section 4.2 - Taxes..........................................................................     13
   -------------------
ARTICLE 5 - ADVERTISING AND PROMOTION...........................................................     13
   Section 5.1 - Advertisements.................................................................     13
   ----------------------------
ARTICLE 6 - UTILITIES...........................................................................     13
   Section 6.1 - Utilities......................................................................     13
   -----------------------
ARTICLE 7 - INSTALLATION, MAINTENANCE, OPERATION AND REPAIR.....................................     14
   Section 7.1 - Tenant Installation of Fixtures and Other Changes..............................     14
   ---------------------------------------------------------------
   Section 7.2 - Non-Premises Maintenance by Landlord...........................................     14
   --------------------------------------------------
   Section 7.3 - Premises Maintenance By Tenant.................................................     15
   --------------------------------------------
   Section 7.4 - Signs, Awnings and Canopies....................................................     15
   -----------------------------------------
   Section 7.5 -  Liens.........................................................................     16
   --------------------
   Section 7.6 - Employee Parking...............................................................     16
   ------------------------------
   Section 7.7 - Surrender of Premises..........................................................     16
   -----------------------------------
ARTICLE 8 - INSURANCE...........................................................................     16
   Section 8.1 - Tenant's Coverage..............................................................     16
   -------------------------------
   Section 8.2 - Increase in Fire or Environmental Insurance Premium............................     18
   -----------------------------------------------------------------
   Section 8.3. - Landlord's Coverage...........................................................     18
   ----------------------------------
   Section 8.4 - Indemnification................................................................     18
   -----------------------------
   Section 8.5 - Waiver of Subrogation..........................................................     18
   -----------------------------------
ARTICLE 9 - DAMAGE AND DESTRUCTION..............................................................     19
   Section 9.1 - Fire, Explosion or Other Casualty..............................................     19
   -----------------------------------------------
   Section 9.2 - Landlord's and Tenant's Work...................................................     19
   ------------------------------------------
ARTICLE 10 - CONDEMNATION.......................................................................     20
   Section 10.1 - Condemnation..................................................................     20
   ---------------------------
   Section 10.2 - Condemnation Award............................................................     20
   ---------------------------------
   Section 10.3 - Landlord's and Tenant's Work..................................................     20
   -------------------------------------------
ARTICLE 11 - DEFAULT AND REMEDIES...............................................................     20
   Section 11.1 - Default.......................................................................     20
   ----------------------
   Section 11.2 - Remedies......................................................................     22
   -----------------------
   Section 11.3 - Reentry by Landlord...........................................................     23
   ----------------------------------
   Section 11.4 - General.......................................................................     23
   ----------------------
   Section 11.5 - Bankruptcy....................................................................     23
   -------------------------
   Section 11.6 - Attorneys' Fees...............................................................     24
   ------------------------------
   Section 11.7 - Landlord's Default............................................................     24
   ---------------------------------
ARTICLE 12 - ASSIGNMENT AND SUBLETTING..........................................................     24
   Section 12.1 - Covenant Not to Assign or Sublet Without Consent..............................     24
   ---------------------------------------------------------------
</TABLE>

                                       i
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<TABLE>
<S>                                                                                          <C>
   Section 12.2 - Conditions for Landlord's Consent to Assign or Sublease...................   25
   ----------------------------------------------------------------------
   Section 12.3 - Assignment in Violation of Article........................................   25
   -------------------------------------------------
ARTICLE 13 INTENTIONALLY DELETED............................................................   26
ARTICLE 14 - RIGHT OF ENTRY.................................................................   26
   Section 14.1 - Reasonable Right of Entry.................................................   26
   ----------------------------------------
ARTICLE 15 - SUBORDINATION, ATTORNMENT AND ESTOPPEL CERTIFICATES............................   26
   Section 15.1 - Subordination.............................................................   26
   ----------------------------
   Section 15.2 - Attornment................................................................   26
   -------------------------
   Section 15.3 - Estoppel Certificates.....................................................   27
   ------------------------------------
ARTICLE 16 - HOLDING OVER...................................................................   27
   Section 16.1 - Holding Over..............................................................   27
   ---------------------------
ARTICLE 17 - HAZARDOUS SUBSTANCES...........................................................   27
   Section 17.1 - Hazardous Substances......................................................   27
   -----------------------------------
ARTICLE 18 - CONDITIONS OF LANDLORD-TENANT RELATIONSHIP.....................................   28
   Section 18.1 - Conditions of Landlord-Tenant Relationship................................   28
   ---------------------------------------------------------
</TABLE>

Exhibit "A"   -     Description of Shopping Center
Exhibit "B"   -     Site Plan of Shopping Center
Exhibit "C"   -     Rules and Regulations
Exhibit "D"   -     Use Restrictions
Exhibit "E"   -     Exclusive Use Restrictions

                               ii
<PAGE>

                                   ARTICLE 1
                      BASIC LEASE PROVISIONS AND EXHIBITS

Section 1.1 - Summary of the Basic Lease Provisions
---------------------------------------------------

     (a)    DATE OF LEASE AND SIGNING BY LANDLORD:    June 16, 2000.

     (b)    NAME OF LANDLORD:             ADDRESS OF LANDLORD:

            CP Venture Three LLC,         c/o Cousins Properties Incorporated
            a Delaware limited liability  Attn: Corporate Secretary
            company                       2500 Windy Ridge Parkway, Suite 1600
                                          Atlanta, Georgia 30339-5683

     (c)    NAME OF TENANT:               ADDRESS OF TENANT:

            HARRY'S FARMERS               1180 Upper Hembree Road
            MARKET, INC., a               Roswell, Georgia 30076
            Georgia corporation           Attn: Mr. John Branch

     (d)    NAME OF GUARANTOR:            ADDRESS OF GUARANTOR:

            N/A                           N/A

     (e)    PERMITTED USE: For the operation of an upscale specialty market as a
typical Harry's In A Hurry is operated, including the sale at retail for on-
premises and off-premises consumption of perishable hot and cold food products
including fresh fruits, vegetables, meats, poultry, seafood; fresh baked goods;
freshly made ready-to-eat, ready-to-heat and ready-to-cook prepared foods; deli,
cheese and dairy products; and specialty, gourmet non-perishable food products;
incidentally for the sale of floral items, natural health and beauty care items,
wine and beer. Tenant will be permitted to have indoor and outdoor seating areas
(with no waiter/waitress service), not to exceed an aggregate of 1,000 square
feet of gross leasable area, within which customers may consume prepared foods
purchased at the Premises. Tenant shall in no event have a restaurant within the
Premises. Other than the foregoing, the Premises shall be used for no other
purpose.

Landlord hereby represents and warrants to Tenant that, to the best of
Landlord's knowledge and belief, Tenant's proposed use of the Premises as a
Harry's In A Hurry in a manner which is typical of other existing Harry's In A
Hurry stores located in and around the metropolitan Atlanta, Georgia area as of
the date hereof, does not violate any other lease within the Shopping Center nor
any easement, restrictive covenant or other similar agreement recorded in the
Real Property Records in the County in which the Premises are located or which
are otherwise binding upon Landlord or the Premises.

Landlord covenants and agrees that from and after the date hereof it shall not
lease or sell any portion of the Shopping Center in a manner which would permit
the tenant, occupant or owner thereof to operate an upscale specialty market
similar to the Permitted Use set forth in this 1.1(e). . Landlord hereby
covenants and agrees that no other premises in the Shopping Center shall be used
for the following "Prohibited Uses": skating rink, bowling alley, adult
entertainment facility (i.e., featuring nude or semi-nude dancing or
entertainment); massage parlor, adult bookstore, pinball or electronic game room
or so-called "head shop", funeral parlor, flea market, bingo parlor, sales of
automobiles, or car wash. The foregoing provision shall not prohibit the
operation of other businesses in the Shopping Center which have pinball machines
or electronic games as an incidental part of their business. In no event will
Landlord operate or allow the operation of a restaurant in the tenant space
immediately adjacent to the Premises; in addition, Landlord will not operate nor
allow the operation of a discotheque, cocktail lounge, dance hall, night club or
amusement gallery or a gymnasium, health spa, boxing or karate school or
facility or other athletic facility or health club of any nature in the tenant
spaces of approximately 5,000 square feet on the side of the Premises without
Tenant's
<PAGE>

prior written consent, which shall not be unreasonably withheld or delayed. In
addition, in the event a billiard parlor is located in the Shopping Center,
Landlord agrees it shall be an upscale billiard parlor.

Tenant shall have the right to create an outdoor seating area with a limited
number of tables, chairs and umbrellas, subject to Landlord's prior, written
approval of the type of furniture used and, with respect to outdoor seating, the
placement of the same, which approval shall not be unreasonably withheld. For
the purposes of this Lease, Tenant shall insure such outdoor seating area as if
such area were a part of the Premises. All of such furniture shall be properly
maintained by Tenant and replaced at reasonable intervals. Further, Tenant shall
be responsible for maintaining trash pick-up and other housekeeping duties
within Tenant's outdoor seating area in a manner consistent with the maintenance
standards of the Common Areas of the Shopping Center. In the event that
Landlord, in its reasonable discretion, determines that Tenant is not properly
maintaining such patio area, Landlord may, in the event Tenant does not cure
such default within ten (10) days of the date of Landlord's written notice to
Tenant specifying such default, either (i) require Tenant to remove such outdoor
seating area and all personal property and furniture therein, or (ii) elect to
perform Tenant's responsibilities with respect to maintenance, repair and
replacement of the outdoor seating area and the personal property and furniture
therein on behalf of and at the expense of Tenant, in which event all costs and
expenses incurred by Landlord shall be Additional Rent hereunder and such
amounts, together with an administrative fee of twenty percent (20%) of the
costs incurred by Landlord on Tenant's behalf, shall be reimbursed by Tenant to
Landlord within ten (10) days of a written demand therefor.

     (f)    TENANT'S TRADE NAME:  Harry's In A Hurry.

     (g)    SHOPPING CENTER: THE AVENUE PEACHTREE CITY ("Shopping Center")
described in Exhibit "A" attached hereto and made a part hereof. The term
             -----------
Shopping Center shall include any land and improvements adjacent to the Shopping
Center which Landlord elects in its discretion to include as part of the
Shopping Center, from and after the time designated by Landlord in a written
notice to Tenant, provided that such property is substantially open and
operating as a shopping center or a shopping center outparcel at the time such
designation is effective.

     (h)  THE PREMISES: The commercial space within the Shopping Center in the
approximate location crosshatched on the "Site Plan" attached hereto as Exhibit
                                                                        -------
"B" and made a part hereof and designated as Space Number 1280; said Premises
---
containing approximately 13,656 square feet.

Landlord acknowledges that Tenant desires to construct, at its sole cost and
expense, shopping cart corrals for temporary storage of shopping carts in the
Common Areas by customers. Tenant shall submit conceptual drawings for shopping
cart corrals to be placed in the Common Areas, which drawings shall be subject
to Landlord's reasonable review and approval. Once conceptual drawings are so
approved, the plans and specifications for Tenant's Work shall include the
shopping cart corrals and the provisions of the Handbook shall apply to the
construction thereof. Tenant expressly agrees to promptly and diligently remove
any shopping carts from the Common Areas and the shopping cart corrals which are
utilized by its employees or customers. All such shopping carts shall be stored
within the Premises or in the cart corrals and shall not be permitted to remain
in the Common Areas.

     (i)    COMMENCEMENT DATE: This Lease shall be effective and in full force
upon execution by the parties hereto. The Lease Term begins and the first Rent
is due on the "Commencement Date" which shall be the earlier of: (i) one hundred
twenty (120) days after written notice to Tenant by Landlord in accordance with
this Lease that Landlord's Work is substantially complete in accordance with the
Handbook (as hereinafter defined) and the Premises are available to Tenant ready
for Tenant's Work, or (ii) the date Tenant opens for business in the Premises;
however, Tenant shall otherwise comply with the terms hereof as of the date the
Premises are available to Tenant ready for Tenant's Work and Tenant covenants
and agrees to commence Tenant's Work within thirty (30) days after Landlord
gives such notice to Tenant that the Premises are available to Tenant for
Tenant's Work (but not prior to receipt by Tenant of approval of Tenant's
Working Drawings as provided in the Handbook).

                                       2
<PAGE>

Tenant's failure to commence the Tenant's Work by the date which is thirty (30)
days after the date of Landlord's notice to Tenant as set forth in clause (i) of
this subsection 1.1(i), Tenant's cessation of the Tenant's Work for a period in
excess of thirty (30) days after commencement thereof, or Tenant's failure to
open for business by the date which is sixty (60) days after the Commencement
Date shall, upon the occurrence of any of such events, constitute a default for
which Tenant shall receive written notice from Landlord and thirty (30) days
within which to cure such default and no other or further notice and cure period
shall be applicable (notwithstanding any other provision of this Lease to the
contrary); provided further, however, Tenant agrees that Tenant shall cooperate
with Landlord to effect a joint opening of the Shopping Center, and in
connection therewith, Landlord shall give notice to Tenant of the "Grand Opening
Date" of the Shopping Center on the date upon which the Premises are delivered
by Landlord to Tenant and, if such Grand Opening Date shall be a date subsequent
to the date set forth in clause (i) of this subsection (i.e., later than the
date which is 120 days after the date the Premises are delivered to Tenant),
Tenant shall delay the opening of its business from the date Tenant otherwise
would have been ready to open for business or required to open for business
under the provisions of this subsection, and Tenant shall open for business on
such Grand Opening Date designated by Landlord, and such Grand Opening Date in
such circumstances shall be the Commencement Date under this Lease (including
for the purposes of commencement of payment of Rent); provided further, however,
in the event the date set for the Grand Opening Date is later than the date
which is one hundred twenty (120) days after the date upon which the Premises
are delivered by Landlord to Tenant, Tenant shall be permitted to delay
commencement of the Tenant's Work, at Tenant's sole option, to the date which is
one hundred twenty (120) days prior to the scheduled Grand Opening Date.
Landlord shall not be responsible or liable to Tenant or those claiming by,
through or under Tenant for loss or damage caused by or resulting from a delayed
Commencement Date and opening for business by reason of Landlord's efforts to
effect a joint opening of the Shopping Center. In no event shall Tenant open for
business before Landlord opens the Shopping Center to the public. This Lease
shall automatically terminate in the event the Premises are not available to
Tenant ready for Tenant's Work within three (3) years after the date of this
Lease. In the event Landlord fails to so deliver the Premises and this Lease is
terminated, Landlord shall reimburse Tenant for the actual, reasonable costs
incurred by Tenant in connection with the preparation of this Lease and the
Premises, not to exceed $100,000.00. Landlord and Tenant agree to execute that
certain "Delivery of Possession Date Certificate" and "Opening and Termination
Date Declaration" included in the Handbook of Tenant Information.

     (j)  YEAR: The first "Year" shall be that period commencing on the
Commencement Date and ending on the twelve (12) month anniversary of the first
day of the calendar month after the Commencement Date, unless the Commencement
Date occurs on the first day of the month and in such case, such Year shall end
on the twelve (12) month anniversary of the Commencement Date. If the
Commencement Date occurs on a day other than the first of a month, for Fixed
Minimum Rent purposes, the first Year of the Lease Term shall be the number of
days from the Commencement Date through the last day of the month of the
Commencement Date plus twelve (12) calendar months. Each twelve (12) month
period ending on the twelve (12) month anniversary of the end of the first Year
shall be a "Year" for purposes of this Lease.

     (k)  LEASE TERM AND EXTENSION RIGHTS: Approximately fifteen (15) years
beginning on the Commencement Date and expiring on the fifteenth (15th)
anniversary of the Commencement Date, but if the Commencement Date is not the
first day of a calendar month, the Lease Term will expire on the last day of the
calendar month in which the anniversary of the Commencement Date occurs.

Provided Tenant is not then in default hereof beyond any applicable cure period,
is operating for business in the entire Premises for Tenant's Permitted Use at
the time of the exercise of the extension option, and has achieved Gross
Receipts in excess of $7,800,000.00 from the Premises in any twelve (12) month
period within the 13/th/, 14/th/ and 15/th/ Years, Tenant shall have the option
to extend the Lease Term for three (3) additional periods of five (5) years
each. Said option shall be exercised, if at all, by written notice to Landlord
given not less than one hundred eighty (180) days and not more than one (1) year
prior to the expiration of the then current Lease Term. All terms and conditions
contained herein that are then applicable shall

                                       3
<PAGE>

apply during the option period with exception of the annual Fixed Minimum Rent
and the Percentage Rent Breakpoints which shall be as scheduled in Sections
1.1(p) and 1.1(r) hereof.

     (l)  HANDBOOK OF TENANT INFORMATION: Prior to the execution of this Lease,
Tenant has received from Landlord the Handbook of Tenant Information (the
"Handbook") which contains provisions regarding construction within the
Premises, including, but not limited to, Landlord's Work, Tenant's Work, and
Construction Rules and Regulations. The contents of the Handbook are subject to
change at Landlord's reasonable discretion and upon reasonable prior, written
notice to Tenant; provided, however, any such change shall be of no force or
effect unless (A) such change is effective as to all of the tenants of the
Shopping Center and does not apply only to Tenant's then current use of the
Premises; (B) such change does not materially increase Tenant's obligations
hereunder or materially reduce Landlord's obligations hereunder, (C) such change
does not materially interfere with Tenant's rights under this Lease or Tenant's
ability to operate its business and (D) such change does not materially alter
the protections and benefits of the rules and regulations as currently drafted.
Tenant shall abide by and comply with all terms, conditions, rules and
regulations set forth in the Handbook.

     (m)  LANDLORD'S WORK: The construction work to be substantially completed
by Landlord prior to delivering notice to Tenant that the Premises are available
to Tenant ready for Tenant's Work, a description of which is contained in the
Handbook.

     (n)  TENANT'S WORK: All construction work other than Landlord's Work which
is required to complete the Premises to a finished condition ready for the
conduct of Tenant's business. Tenant's Work shall be performed in a good and
workmanlike manner in conformity with all governmental codes, statutes, rules
and regulations and by a duly licensed and insured contractor or subcontractor
who meets the criteria set forth in the Handbook. Tenant's Work shall be
governed by the terms and conditions set forth in the Handbook. Upon completion
of Tenant's Work in accordance with the Handbook, warranties (one year minimum)
on all of Tenant's Work and the equipment installed therein as a part of
Tenant's Work (provided, however, a warranty with a five (5) year minimum shall
be provided on the air conditioning compressor) shall be provided to Landlord by
Tenant. Except in the event that Tenant implements a store-wide self maintenance
and service program which is comparable to the service provided by commercial
service companies, Tenant will also provide to Landlord a photocopy of an
executed maintenance and service contract for Tenant's heating, ventilation and
air conditioning system, which contract shall be subject to Landlord's
reasonable approval as to the content and the contracting party providing such
service.

Provided Tenant is not then in default and is open for business in the Premises
in accordance with the terms of this Lease, Landlord will contribute towards the
cost of Tenant's Work a Construction Allowance in the amount of SEVEN HUNDRED
FIFTY THOUSAND and NO/100ths DOLLARS ($750,000.00). Said allowance shall be paid
at the point of 30%, 60% and 100% of completion of the Tenant's Work as provided
in the Handbook. In the event Landlord incurs costs as a result of Tenant's
failure to comply with the terms of this Lease, Landlord may reduce the amount
of the Construction Allowance otherwise payable to Tenant by the actual and
reasonable amount of such costs.

In the event Tenant subsequently defaults in any of its obligations under the
Lease and (if applicable) fails to timely cure such default, in addition to all
other rights and remedies available to Landlord, Tenant shall immediately pay to
Landlord the Construction Allowance Reimbursement (as hereinafter defined).

Notwithstanding any other provision of this Lease to the contrary, Landlord
agrees that Tenant may elect at any time during the Term of this Lease, as such
Term may be extended, to pay to Landlord the entire Construction Allowance
Reimbursement (as such term is hereinafter defined), in which event, from and
after the date upon which such Construction Allowance Reimbursement is paid, the
Fixed Minimum Rent and Percentage Rent shall be adjusted as follows:

          (a)  The Fixed Minimum Rent for the remaining portion of the then
          current Year, following the date on which the Construction Allowance
          Reimbursement

                                       4
<PAGE>

          is paid, shall increase by $1.00 per square foot per year of gross
          leaseable area in the Premises.

          (b)  The maximum amounts set forth for Fixed Minimum Rent in Section
          1.1(p) shall be increased by $1.00 per square foot per year of gross
          leaseable area in the Premises for all subsequent Years remaining in
          the Term (including all Option Periods).

          (c)  No Percentage Rent shall be payable for periods after the date
          upon which the Construction Allowance Reimbursement is paid.

          (d)  The Construction Allowance Reimbursement shall equal the
          Construction Allowance plus the Interest Payment (with the Interest
          Payment to be reduced, if applicable, by the Capped Percentage Rent
          Payment) where:

               (i)    The Construction Allowance is equal to $750,000.00 (unless
          a lesser amount is actually paid by Landlord to Tenant);

               (ii)   The Interest Payment is equal to the interest accrued on
          the Construction Allowance at the rate of 11.5% per annum, on a non-
          compounded basis, from the date the Construction Allowance is paid by
          Landlord to Tenant through the date the Construction Allowance
          Reimbursement is paid by Tenant to Landlord; and

               (iii)  The Capped Percentage Rent Payment is equal to that
          amount, if any, of Percentage Rent paid in each Year (or partial Year)
          in excess of $23,898.00 for such Year (or partial Year) on a
          cumulative basis for all Years (or partial Years) prior to the date
          upon which the Construction Allowance Reimbursement is paid.

     (o)  CONSUMER PRICE INDEX: If applicable, the Index known as "United States
Bureau of Labor Statistics, [Revised] Consumer Price Index (CPI), United States
City Average for all Urban Consumers (1982-84=100). If discontinued, Landlord
shall designate a reasonable alternative and comparable Consumer Price Index.

     (p)  FIXED MINIMUM RENT: The sum due and payable each Year as defined in
Section 1.1(j) and calendar month during the Lease Term, subject to adjustment
as provided herein, is: (i) for and with respect to the first Year at the annual
rate of $177,528.00 (monthly rate of $14,794.00) payable in monthly
installments; and (ii) the Fixed Minimum Rent for each Year of the Lease Term
(as extended) after the first Year shall be determined as follows: For purposes
of this computation, the term "Base Month" shall mean the calendar month which
is four (4) months prior to the first full month of the first Year and the term
"Comparison Month" shall mean the calendar month which is four (4) months prior
to the first full month of the Year for which the Fixed Minimum Rent is being
computed. The Fixed Minimum Rent for each Year of the Lease Term after the first
Year of the Lease Term shall be equal to the Fixed Minimum Rent on an annual
basis for the first Year as set forth in Section 1.1(p)(i) immediately above
(disregarding any rental abatement or concessions) plus an amount equal to the
product of fifteen (15.0) times the percentage increase in the Consumer Price
Index for the Comparison Month as compared to the Consumer Price Index for the
Base Month, multiplied by the Fixed Minimum Rent for the first Year as set forth
in Section 1.1(p)(i) immediately above (disregarding any rental abatement or
concessions). Notwithstanding the foregoing, in no event shall the Fixed Minimum
Rent for a Year be less than the Fixed Minimum Rent for the prior Year
(disregarding any rental abatement or concessions) and in no event shall the
Fixed Minimum Rent for such Year be greater than the following amounts
(increased as otherwise provided in this Lease) for the Years shown:

                                       5
<PAGE>

YEAR              $/SF     ANNUAL FIXED MINIMUM RENT MONTHLY RENT
----              ----     --------------------------------------

1-5              $13.00           $177,528.00          $14,794.00
6-10             $14.30           $195,280.80          $16,273.00
11-15            $15.73           $214,808.88          $17,900.74

Option Periods:
16-20            $17.30           $236,248.80          $19,687.40
21-25            $19.03           $259,873.68          $21,656.14
26-30            $20.94           $285,956.64          $23,829.72

     (q)  PERCENTAGE RENT RATE: The Percentage Rent Rate shall be computed as
follows:

          (a)  With respect to Percentage Rent on Gross Receipts from
     $5,500,000.00 to $7,500,000.00, the Percentage Rent Rate shall be 5%.

          (b)  With respect to Percentage Rent paid on Gross Receipts from
     $7,500,001.00 to $9,000,000.00, the Percentage Rent Rate shall be 4%.

          (c)  With respect to Percentage Rent paid on Gross Receipts from
     $9,000,001.00 and above, the Percentage Rent Rate shall be 2%.

     (r)  PERCENTAGE RENT BREAKPOINT:  $5,500,000.00

     (s)  COOPERATING BROKER:  None.

     (t)  OPENING SECURITY:  None.

     (u)  GRAND OPENING CHARGE:  None.

     (v)  PROMOTION CHARGE:  See Section 5.1.

     (w)  PREPAID RENT: Fourteen Thousand Seven Hundred Ninety-Four and
NO/100ths DOLLARS ($14,794.00) payable upon Tenant's execution of this Lease to
be applied to the first installment(s) of Fixed Minimum Rent due hereunder.

     (x)  SECURITY DEPOSIT:  None.

Section 1.2 - Significance of Basic Lease Information
-----------------------------------------------------

All of the provisions, covenants and conditions set forth in the remainder of
this Lease and all exhibits and attachments hereto, are by this reference
incorporated into this Article 1 as if the same were set forth at length in
Article 1. Each reference in the remainder of the Lease and exhibits and other
attachments to any provisions in Article 1 will be construed to incorporate all
of the terms provided under this provision. In the event of any conflict between
a provision in Article 1 and the remainder of this Lease or exhibits or other
attachments, the latter will control.

                                   ARTICLE 2
              LANDLORD'S GRANT OF POSSESSION AND QUIET ENJOYMENT

Section 2.1 -  Demise
---------------------

In consideration of the Rent and the covenants and agreements contained in this
Lease, Landlord leases the Premises to Tenant, and Tenant hereby rents the
Premises from Landlord and covenants and agrees that Tenant shall continuously
operate its business in accordance with the Permitted Use and subject to the
terms and conditions of this Lease, including the Rules and Regulations set
forth in Exhibit "C" attached hereto and made a part hereof, the restrictions
         -----------
set forth in Exhibit "D" and Exhibit "E" attached hereto and made a part hereof,
             -----------     -----------
matters of public record, public or private restrictions affecting Landlord or
the Shopping

                                       6
<PAGE>

Center and all applicable governmental rules and regulations. Tenant shall
comply with (i) all governmental laws, rules and regulations related to its
occupancy and use of the Premises, including the Americans with Disabilities
Act, and (ii) the terms and conditions of any document or matter which is of
public record or of which Landlord has notified Tenant and which affects
Landlord or the Shopping Center. Except for Tenant's right to install signage as
provided in this Lease and the Handbook, the parties hereto agree that this
Lease shall confer no rights with regard to the exterior walls of the building
of which the Premises forms a part or the subsurface of the land under or the
air space over the Premises. Landlord hereby reserves the right to install,
maintain, use, repair and replace pipes, cables, duct work, conduits, utility
lines and wires through hung ceiling space and column space adjacent to and in
demising partitions and columns, through attic space, in or beneath the floor
slab or above or below the Premises, whether serving the Premises or other parts
of the Shopping Center, and Landlord agrees to use reasonable efforts not to
adversely interfere with the business operations of Tenant within the Premises.

Section 2.2 - Use of Common Areas
---------------------------------

Tenant may use the Common Area with others subject, however, to the terms and
conditions of this Lease and to the Rules and Regulations contained in Exhibit
                                                                       -------
"C" attached hereto and made a part hereof.  "Common Areas" mean all
---
improvements, facilities and areas from time to time furnished by Landlord for
the non-exclusive use of the occupants of the Shopping Center, their officers,
agents, employees and customers. The Common Areas shall be solely controlled by
Landlord. Landlord may alter the size, scope and configuration of the Shopping
Center and any portion(s) of the Common Areas, including, the construction of
other buildings or improvements in the Shopping Center and the construction of
parking facilities, provided only that the size, access and location of the
Premises and the parking facilities shall not be materially, adversely impaired.

Notwithstanding any other provision of this Lease to the contrary, Landlord
covenants and agrees as follows: (i) Landlord shall not erect any buildings
within the area shown as the "No Build Area" on Exhibit "B" hereof, (ii)
                                                -----------
Landlord shall maintain or cause to be maintained a parking ratio of not less
than 3.8 parking spaces per one thousand (1,000) square feet of leaseable floor
area in the Shopping Center, and (iii) Landlord shall maintain or cause to be
maintained not less than ninety percent (90%) of the parking spaces within the
area shown as the "No Build Area" on Exhibit "B" attached hereto and made a part
                                     -----------
hereof by this reference.  For the purposes of this Lease, the reference to
"leaseable floor area" shall mean the floor area of all buildings in the
Shopping Centers less the number of square feet of floor area contained in
                 ----
public restrooms, common corridors, leasing or management offices, elevators,
and storage areas (not leased to a tenant).

Section 2.3 - Construction/Possession
-------------------------------------

Landlord's delivery to Tenant of the Premises in substantial compliance with all
of the terms of this Lease for the commencement of Tenant's Work establishes
acceptance of the Premises by Tenant in satisfactory condition and in full
compliance with all of Landlord's covenants and obligations. For the purposes
hereof, if a certificate of occupancy is issued by the governing authority for
either the Premises or the building of which the Premises is a part upon the
completion of the Landlord's Work, then Landlord shall obtain the same prior to
delivery of the Premises to Tenant if the Tenant's Work cannot commence without
the issuance of such certificate of occupancy. In all events, Landlord shall
obtain any such certificate of occupancy with regard to the Landlord's Work in a
timely manner so as not to delay Tenant's Work or Tenant's opening for business.
Subject to the terms and conditions of this Lease and the Handbook, Landlord
shall perform Landlord's Work at its cost and expense. Tenant shall accept
possession upon substantial completion of Landlord's Work; provided, however,
Landlord shall remain liable for any Punchlist (as hereinafter defined) items.
Within thirty (30) days after Tenant's acceptance of the Premises, Landlord and
Tenant shall walk through the Premises and prepare a written punchlist
describing apparent defects in materials and workmanship which do not comply
with the requirements of this Lease (the "Punchlist"). Landlord shall, at its
cost and expense, properly repair or restore the items which are described on
the Punchlist within thirty (30) days of the date such Punchlist is delivered to
Landlord, or if any item listed on the Punchlist shall not be repairable within
such thirty (30) day period, then

                                       7
<PAGE>

Landlord shall commence such repair or restoration within said thirty (30) days
and thereafter diligently pursue such repair or restoration until complete, but
in no event later than ninety (90) days from the date of delivery of the
Punchlist. Additionally, if within one (1) year of the date on which the Tenant
shall accept possession of the Premises, Tenant shall discover any latent defect
in Landlord's work with respect to the Premises which was not discoverable
through a thorough inspection of the Premises at the time the Punchlist was
prepared, Tenant shall provide Landlord with written notice of such latent
defect prior to the expiration of such one (1) year period. Landlord shall at
its sole cost and expense, promptly repair or restore any such latent defects of
which it timely receives notice. No representations or inducements respecting
the condition of the Premises have been made to Tenant by Landlord or its
authorized representatives except as provided in this Lease. Tenant may measure
the floor area of the Premises within sixty (60) days after the Commencement
Date and if the floor area varies from that in Section 1.1(h) by more than two
percent (2%), Tenant shall promptly inform Landlord within such sixty (60) day
period and the Premises shall be remeasured to determine its actual area. If the
Premises' finally agreed area shall change from that in Section 1.1(h) by more
than two percent (2%), then the Fixed Minimum Rent and all calculations in this
Lease based upon floor area shall be duly and promptly modified. Floor area
shall be measured as provided in Section 4.1. No representations have been made
to Tenant that any other tenants have leased or will continue to lease space
within the Shopping Center or that Tenant has any product exclusive unless
stated herein to the contrary. Tenant shall perform Tenant's Work in accordance
with the Handbook and shall install such first class stock, fixtures and
equipment and perform such other work as shall be necessary to prepare the
Premises for the opening and continuous operation of business. Tenant shall pay
for temporary utilities from the date when the Premises is made available to
Tenant for Tenant's Work (or from the date when Tenant commences to perform its
Tenant's Work, if earlier) until the Commencement Date.

Notwithstanding anything to the contrary in this Lease, Tenant shall not be
obligated to accept the Premises in the event that (A) the Premises contain less
than thirteen thousand (13,000) rentable square feet or (B) the Premises contain
in excess of fifteen thousand (15,000) rentable square feet.

Section 2.4 - Quiet Enjoyment
-----------------------------

Upon paying all sums due from Tenant to Landlord and performing and observing
all of Tenant's covenants and obligations, Tenant, subject to the provisions
hereof, shall peacefully and quietly have, hold and enjoy the Premises
throughout the Lease Term without interference by Landlord.

Section 2.5 - Statement of Lease Term
-------------------------------------

Upon Landlord's request, Tenant shall execute and deliver a written statement
specifying the Commencement Date and the expiration date of the Lease Term.

                                   ARTICLE 3
                                     RENT

Section 3.1 - Fixed Minimum Rent
--------------------------------

Tenant covenants and agrees to pay to Landlord, in lawful money of the United
States, Fixed Minimum Rent as provided in Section 1.1 in advance without demand,
deduction or set-off whatsoever on the first (1st) day of each calendar month
during the Lease Term. Fixed Minimum Rent for any partial calendar month during
the Lease Term shall be prorated on a per diem basis. Fixed Minimum Rent for any
Year which is shorter or longer than twelve (12) calendar months shall be based
upon the monthly Fixed Minimum Rent set forth in Section 1.1(p), with such rent
for any partial month being prorated based upon a thirty (30) day month basis.

Section 3.2 - Percentage Rent Based Upon Gross Receipts
-------------------------------------------------------

In addition to Fixed Minimum Rent, Tenant covenants and agrees to pay to
Landlord as Percentage Rent a sum equal to the product of Tenant's "Gross
Receipts" (as hereinafter

                                       8
<PAGE>

defined) for any Year in excess of the Percentage Rent Breakpoint multiplied by
the Percentage Rent Rate. Such Percentage Rent shall be due and payable before
the tenth (10th) day of each month following the month in which Gross Receipts
for the Year, or partial Year, exceed the Percentage Rent Breakpoint for that
Year (or partial Year). Tenant's obligation for the payment of Percentage Rent
shall survive the expiration or earlier termination of this Lease. As a material
inducement to Landlord entering into this Lease, Tenant covenants to: (i)
operate in the Premises only under the Trade Name in Section 1.1, (ii) except
for federal holidays and as otherwise expressly provided in this Lease in
Section 11.1(b), continuously use, occupy and operate the whole of the Premises
for the retail sale of its goods or services solely in accordance with its
Permitted Use during the minimum hours of 10:00 A.M. to 9:00 P.M. Monday through
Saturday, and 12 noon to 6:00 P.M. Sunday (iii) report Gross Receipts in
accordance with Section 3.5 and (iv) not own, operate or be financially
interested in, either directly or indirectly (by itself or with others), a
business which employs the same or similar trade name and operates for the same
or similar purpose as Tenant's Permitted Use hereunder, within a radius of seven
(7) miles of the Shopping Center, except for existing stores as of the date
hereof; provided, however, in the event the Construction Allowance Reimbursement
is paid, the foregoing radius restriction shall be reduced to three (3) miles.
Without limiting Landlord's other available remedies, should Tenant breach the
covenant set forth in subparagraph (iv) above, Landlord may, (a) enjoin the
operation of a store in violation hereof, and (b) include all Gross Receipts
generated by any such store as Gross Receipts in calculating the Percentage Rent
due under this Lease.

Section 3.3 - Gross Receipts Defined
------------------------------------

"Gross Receipts" is the total gross proceeds from business done in or from the
Premises including, without limitation, the entire sales price of merchandise
and goods sold, charges for services and rentals, consignment proceeds and value
received from bartering from the Premises by Tenant and all permitted licensees,
concessionaires, assignees and sublessees of Tenant, regardless whether by
check, credit card, charge account, exchange or otherwise and irrespective of
whether such sales are made by Tenant, its successors, licensees or
concessionaires, as a consignee, trustee or agent of a third party and
irrespective of whether Tenant retains the total of all such sales as its own
property. Gross Receipts includes the sale, rental, bartering and consignment of
goods, wares, merchandise and services performed on or at the Premises, plus all
orders taken or received at the Premises or sales completed by delivery at or
from the Premises, whether such orders be filled from the Premises or elsewhere,
and whether such sales be made by means of mechanical or other vending devices
in the Premises in the period when made. Sales made via the Internet will be
included in Gross Receipts if the merchandise is picked up or shipped from the
Premises. Gross Receipts excludes refunds or allowances made on merchandise
claimed to be defective or unsatisfactory, provided they shall have previously
been included in Gross Receipts, discounts provided to employees (not to exceed
2% of Gross Receipts) interstore transfers, insurance proceeds, and any sales,
use or gross receipts tax imposed by any governmental unit or authority directly
on sales and collected from customers, provided that the amount thereof is added
to the selling price or absorbed therein and is paid by Tenant to such
governmental authority.

Section 3.4 - Tenant's Records and Inspection Rights
----------------------------------------------------

At Tenant's principal place of business, and for a period of thirty-six (36)
months subsequent to the end of any Year, Tenant shall maintain full and
accurate ledgers, records, and detailed documentation of all Gross Receipts.
Landlord or its accountant may, during normal business hours, examine all such
documentation upon at least ten (10) days prior written notice. If Landlord's
examination discloses that the actual Gross Receipts exceeds the amount
reported, then Tenant shall pay Landlord all additional Percentage Rent due
Landlord and if the excess of Gross Receipts so disclosed shall be more than
three percent (3%) of the amount reported, Tenant shall pay to Landlord the
reasonable accounting fees and expenses incurred by Landlord in connection with
such examination; provided that such accountants are not paid on a contingency
basis based on a percentage of the discrepancy determined. If more than two (2)
examinations reveal a five percent (5%) or more discrepancy, Landlord may
declare this Lease in default at any time within ninety (90) days after the date
upon which Landlord discovers such discrepancy.

                                       9
<PAGE>

Section 3.5 - Reports by Tenant
-------------------------------

Within fifteen (15) days after the end of the preceding calendar month, Tenant
shall provide Landlord an accurate written statement, signed by Tenant, stating
its Gross Receipts from the Premises along with payment of the Percentage Rent
due if any. Within sixty (60) days after the end of each Year, Tenant shall
provide Landlord with an accurate written statement setting forth the Gross
Receipts from the Premises for such Year. Such statement shall be certified by a
Public Accountant of Tenant's choice, or by a duly authorized agent of Tenant
and Tenant shall provide true and correct copies of its state sales tax reports.

Section 3.6 - Additional Rent and Address for Payment
-----------------------------------------------------

In addition to Fixed Minimum Rent and Percentage Rent, all other payments due
and payable by Tenant hereunder, including, but not limited to, Tenant's
proportionate share of "Operating Costs" (as hereinafter defined), are known as
"Additional Rent" and such sums shall be due and payable on demand, together
with interest thereon as provided below. Fixed Minimum Rent, Percentage Rent and
Additional Rent are herein sometimes referred to as "Rent". Should Tenant fail
to make any payment of Rent, such unpaid amounts shall bear interest from the
due date thereof to the date of payment at the rate which is the lesser of
eighteen percent (18%) per annum or the maximum interest rate permitted by law.
Tenant also shall pay as Additional Rent a fee of Two Hundred Dollars ($200.00)
for processing of late payments. Notwithstanding the foregoing provisions to the
contrary, Landlord agrees that, with respect to the first two (2) late payments
of Rent made within a Lease Year, the foregoing interest and late fee shall not
be imposed unless Tenant shall fail to pay such payment of Rent within ten (10)
days after written notice of such default is given by Landlord to Tenant. Rent
shall be due at the address specified by Landlord for notices hereunder, or at
such other address designated in writing by Landlord.

                                   ARTICLE 4
                            OPERATING COSTS, TAXES

Section 4.1 - Operating Costs
-----------------------------

Along with Fixed Minimum Rent and as part of Additional Rent, Tenant covenants
to pay its share of all costs of operating, managing, maintaining, repairing and
insuring the Common Areas and other portions of the Shopping Center which are
the responsibility of Landlord (collectively, "Operating Costs"). The term
"Operating Costs" shall include, without limitation, the costs of repairing,
replacing, resurfacing and restriping all parking facilities, lots, driveways
and walkways; costs of repair and replacement of all canopies, lighting, fences,
escalators, elevators, stairways, roof membranes and flashings; costs of
maintaining, repairing and replacing on and off-site storm water drainage,
retention and filtration systems serving the Shopping Center; an administrative
fee equal to fifteen percent (15%) of Operating Costs; (including salaries,
unemployment taxes, social security taxes and benefits) of the property manager
and other personnel involved in the operation and maintenance of the Shopping
Center, reduced for any cost allocations among other properties serviced by such
personnel; office expenses which are attributable to such Common Area operation
and maintenance function; costs of security personnel; costs of rental
equipment; costs of all types of insurance carried by Landlord, including
commercial general liability insurance, worker's compensation insurance and all-
risk insurance with respect to the buildings and improvements in the Shopping
Center, including rent loss insurance maintained by Landlord; costs of
alterations to the Common Areas required as a result of changes in laws,
governmental regulations, or interpretations of laws or regulations after the
date of opening of the Shopping Center; costs of water, sewer and other
utilities; costs of illumination and maintenance of Shopping Center signs
whether on or off the Shopping Center site and the illumination and maintenance
of off-site traffic signal lights and/or directional lights; costs of cleaning,
sweeping, refuse disposal and ice and snow clearance; costs of fire protection;
costs of landscape maintenance and replacement, including without limitation
landscape maintenance within buffer areas and road right-of-way areas adjacent
to the Shopping Center; personal property taxes, if any, on personal property
which is used at the Shopping Center; fees required for required licenses and
permits; costs of maintenance required of Landlord by this Lease, including
Article 7 hereof; costs allocated to the Shopping Center, if any, pursuant to
any public or private arrangements or

                                       10
<PAGE>

agreements, including, without limitation, any easement agreements and any cost
sharing agreements; costs of enforcing rules and regulations established by
Landlord for the Shopping Center; and the amortization of capital improvements.
The amortization includible with respect to a capital expenditure in a given
year shall be equal to the amount that would have been payable in such year on a
loan taken out at the time of the capital expenditure and in the amount of the
capital expenditure, where the annual interest rate on such loan was 12% and
where such loan required full amortization of principal and interest over the
useful life of such capital item, with equal monthly amortization payments.
Notwithstanding any other provisions of this Lease to the contrary, Operating
Costs shall not include any capital expenditures incurred during the first ten
(10) Lease Years. Costs of operation, repair and maintenance shall include the
depreciation of equipment, but shall not include the cost of the original
investment therein and shall not include the original cost of construction of
the Common Areas.

Notwithstanding anything to the contrary in this Lease, Operating Costs shall
specifically exclude the following:

          (i)     the cost of any special work or service performed for any
tenant (including Tenant, provided Tenant shall be responsible for payment of
such costs as provided in this Lease) at such tenant's cost, including, without
limitation, any utilities provided after normal operating hours;

          (ii)    the cost of correcting defects in construction

          (iii)   compensation paid to officers and executives of Landlord [but
it is understood that the Shopping Center manager and other on-site employees
below the grade of manager may carry a title such as vice president and the
salaries and related benefits of these officers/employees of Landlord would be
allowable Operating Costs only to the extent such salary is directly applicable
to work or services performed for the benefit of the Shopping Center];

          (iv)    the cost of any items for which Landlord is reimbursed by
insurance, condemnation or otherwise;

          (v)     the cost of any additions, changes, replacements, and other
items which are made in order to prepare for a new tenant's occupancy;

          (vi)    the cost of repairs incurred by reason of fire or other
casualty reimbursed or which Landlord is entitled to reimbursement by insurance
proceeds under policies maintained, or which should have been maintained, by
Landlord (other than Landlord's deductible);

          (vii)   insurance premiums to the extent Landlord may be directly
reimbursed therefor, except for premiums reimbursed pursuant to the terms of
this Lease;

          (viii)  interest on debt or amortization payments on any mortgage or
deed to secure debt including any principal payments and closing costs and
rental under any ground lease or other underlying lease;

          (ix)    any real estate brokerage commissions or other costs incurred
in procuring tenants or any fee in lieu of such commission;

          (x)     any advertising expenses incurred in connection with the
marketing of any rentable space;

          (xi)    rental payments for base building equipment such as HVAC
equipment and elevators;

          (xii)   any expenses for repairs or maintenance which are covered by
warranties and service contracts, to the extent such maintenance and repairs are
made at no cost to Landlord;

                                       11
<PAGE>

          (xiii)  legal expenses arising out of the original construction of the
improvements relating to the Shopping Center (or any expansion thereof) or the
entering into or enforcement of the provisions of any lease of space within the
Shopping Center, including without limitation this Lease (however, Tenant shall
be responsible for payment of such costs relating to this Lease as provided in
this Lease);

          (xiv)   management fees other than as expressly provided herein
(Tenant's obligation for a management fee contribution is set forth above);

          (xv)    any fines or penalties due to violation of law or late
payments by Landlord (unless due to Tenant's failure to timely make payments
hereunder);

          (xvi)   any expenses arising from a dispute with another tenant;

          (xvii)  any costs due to the presence of Hazardous Substances in the
Shopping Center (provided, however, the foregoing is not intended to exclude
from Operating Costs cleanup costs of any ordinary nature such as paint
spillage, the leaking of oil or gas from vehicles in the parking lot, or the
like);

          (xviii) any bad debt expense; and

          (xix)   in the event Tenant provides its own dumpster rental and trash
removal service, then Operating Costs shall exclude costs for trash removal and
dumpster rental.

Tenant's share of Operating Costs shall be determined by the following formula:

       Square Footage of Premises x Operating Costs for Shopping Center
       ----------------------------------------------------------------
                       Square Footage of Shopping Center

The "Square Footage of Shopping Center" shall be the total square footage of the
Shopping Center. For purposes of this Section 4.1, "Square Footage of Shopping
Center" shall not include the square footage of any anchor tenant which shall be
defined for purposes hereof to be any single tenant or group of affiliated
tenants which occupies not less than 30,000 square feet of floor area in the
Shopping Center (in one space or in multiple spaces), however, and for purposes
of calculating Tenant's share of such Operating Costs, any contribution to such
Operating Costs by such "anchor tenant(s)" shall be deducted from Operating
Costs prior to the determination of Tenant's share. For purposes of this Section
4.1, "Square Footage of Shopping Center" also shall not include the square
footage of any public restroom, the on-site property manager's office, the area
within any stairways, stairwells or elevators. The floor area of the Premises is
measured from the center line of demising walls and to the exterior faces of
exterior walls or windows. Landlord shall estimate these costs annually and
Tenant covenants to pay one-twelfth (1/12th) of such estimated amounts monthly
and Landlord shall provide to Tenant a written reconciliation of actual
Operating Costs to payments received from Tenant within six (6) months after the
end of the Operating Cost accounting year. Any excess payments by Tenant shall
be applied towards the next month's (or months') Operating Costs, and any
shortage shall be paid to Landlord with Tenant's next Rent payment. Tenant's
share of Operating Costs shall be prorated for any Operating Cost accounting
year hereunder. If any item of Operating Costs is attributable to less than all
of the tenants in the Shopping Center (the "Affected Tenants") as a result of
other tenants paying such costs separately in connection with their premises,
the denominator of the above fraction, solely for purposes of allocating such
item of cost, shall be reduced to include only the square footage of the
Affected Tenants.

Landlord's books and records pertaining to the calculation of Operating Costs
for any Year may be audited by a reputable accounting firm which is not
compensated on a contingency basis based upon the amount of discrepancy
determined, at Tenant's expense. Such audit shall be conducted during reasonable
business hours at Landlord's office where Landlord's books and records are
maintained. Tenant shall cause a written report to be prepared by its accounting
firm following any such audit and shall provide Landlord with a copy of such
report promptly after receipt thereof by Tenant. If Landlord's calculation of
Tenant's share of Operating Costs for the audited Year was incorrect, then
Tenant shall be entitled to a prompt refund of any overpayment or Tenant shall
promptly pay to Landlord the amount of any

                                       12
<PAGE>

underpayment, as the case may be. If Landlord's calculation of Tenant's share of
Operating Costs for the audited Year resulted in Tenant being overcharged by an
amount exceeding five percent (5%) of the amount which Tenant should have been
charged, then Landlord shall promptly reimburse Tenant for the cost of such
audit. Tenant agrees that the results of any such audit shall remain
confidential and shall not be disclosed by Tenant to any third party, unless
compelled to do so by a court of competent jurisdiction.

Section 4.2 - Taxes
-------------------

Throughout the Lease Term, Tenant shall pay monthly as Additional Rent one
twelfth (1/12th) its share of Taxes. "Taxes" mean all federal, state, local,
governmental, special district and special service area taxes, charges,
assessments and any other government charges, surcharges and levies, general and
special, ordinary or extraordinary, including business license fees or charges
(including interest thereon whenever same may be payable in installments) which
Landlord shall pay or be obligated to pay arising out of the use, occupancy,
ownership, leasing, management, repair or replacement of the Shopping Center,
any appurtenance thereto or any property, fixtures or equipment thereon. Taxes
also include the costs (including, without limitation, fees of attorneys,
consultants or appraisers) of any negotiation, contest or appeal pursued by or
on behalf of Landlord and relating to the Shopping Center. Taxes exclude any
income, transfer, profit, inheritance or franchise tax which may be imposed upon
Landlord. Tenant's share of Taxes shall be computed by multiplying Taxes by the
fraction utilized in Section 4.1 hereof. Landlord shall estimate Taxes annually
and by May 1 of the succeeding year shall reconcile actual Taxes with payments
received from Tenant. Should Taxes be underestimated, Tenant shall pay any
deficiency with the next payment of Fixed Minimum Rent and Landlord shall
appropriately adjust its estimates. Any excess payments shall be credited
against Tenant's next payment of Taxes. In addition to Tenant's proportionate
share of any Taxes, in the event there is imposed at any time during the Lease
Term a tax upon and/or measured by the Rent payable by Tenant under this Lease,
whether by way of a sales or use tax or otherwise, Tenant shall be responsible
for the payment of such tax and shall pay same on or prior to the due date
thereof; provided, however, that the foregoing shall not include any
inheritance, estate, succession, transfer, gift or income tax imposed on or
payable by Landlord.

                                   ARTICLE 5
                           ADVERTISING AND PROMOTION

Section 5.1 - Advertisements
----------------------------

Tenant expressly agrees to advertise Tenant's business in the Premises in
newspaper, radio and other media, all of which advertising must specifically
include reference to The Avenue Peachtree City location (and such advertising
may include references to Tenant's other store locations). Tenant agrees to
expend not less than $13,656.00 per Year for such advertising, which amount
shall increase at the beginning of each Operating Cost accounting year
commencing January 1, 2002 by the percentage equal to the percentage increase of
the Consumer Price Index from the first day of the Lease Term to the first day
of the then applicable Operating Cost accounting year. In no event, however, and
notwithstanding any decrease in the Consumer Price Index, shall the amount to be
expended by Tenant at any time be reduced. If Tenant shall refuse or neglect to
purchase such advertising, Landlord may submit copy consisting of Tenant's Trade
Name and address and Landlord may pay for the same; and in such event, Tenant
agrees to reimburse and pay Landlord upon demand, all such sums so expended
which shall be deemed to be Additional Rent for the purposes of enforcement and
collection.

                                   ARTICLE 6
                                   UTILITIES

Section 6.1 - Utilities
-----------------------

Tenant shall contract and pay for all utilities used or consumed in the
Premises, including any tap-in, connection and metering fees which may be
charged by the applicable utility supplier. Landlord shall cause utilities to be
installed in accordance with the provisions of the Handbook. Landlord may elect
to supply one or more utility services to Tenant, so long as

                                       13
<PAGE>

Landlord's rates are competitive with alternative suppliers' rates. If Tenant
fails to pay such charges when due, then Landlord may pay such charge on behalf
of Tenant, with any such amount paid by Landlord being repaid by Tenant to
Landlord, promptly upon demand, or at Landlord's option, deducted from Tenant's
Security Deposit, along with an administrative charge of Fifty and No/100ths
Dollars ($50.00). Landlord is not responsible for any interruptions or
curtailment in utility services unless caused by the act of Landlord's agents or
employees or by Landlord's failure to comply with its repair obligations under
this Lease and if so caused, Rent shall abate from and after a period of twenty-
four hours until services are restored and Landlord shall use prompt and
reasonable efforts to restore said utility.

                                   ARTICLE 7
                INSTALLATION, MAINTENANCE, OPERATION AND REPAIR

Section 7.1 - Tenant Installation of Fixtures and Other Changes
---------------------------------------------------------------

Tenant shall install first class trade fixtures and equipment required to
operate its business. All trade fixtures, refrigeration units, display racks and
cases, signs or other personal property installed in the Premises by Tenant
shall remain its property and may be removed at any time, provided that the
removal thereof does not cause, contribute to or result in Tenant's default
hereunder. The term "trade fixtures" excludes carpeting, floor coverings, wall
coverings or similar permanent, non-movable improvements, all of which shall
become the property of Landlord upon surrender of the Premises. Tenant shall
perform no structural work, no exterior work and no other work costing more than
$10,000.00 in the aggregate per Year, without the prior written approval of
Landlord. Any work permitted shall be at Tenant's sole cost and expense and be
done in a good and workmanlike manner in compliance with all governmental
requirements and the Handbook without any liens attaching to the Premises or the
Shopping Center. Upon the conclusion of any work by Tenant, whether or not
Landlord's consent thereto is required, Tenant will promptly provide Landlord
with a copy of the shop drawings with respect to the work performed.

Notwithstanding anything to the contrary in this Lease, Landlord expressly
waives any and all statutory Landlord's liens or any other liens which Landlord
may have or otherwise acquire by law with respect to Tenant's personal property.
It is specifically acknowledged that Tenant shall not be obligated to return the
Premises to the condition that existed when Landlord delivered the Premises to
Tenant, but Tenant will seal or cap openings, piping or wiring in the Premises
remaining after such removal of its fixtures. Tenant may assign, lien, encumber,
mortgage or create a security interest in or upon or lease its equipment, trade
fixtures, inventory or other property in the Premises without the consent of
Landlord. To the extent Landlord may have a lien on or security interest in the
trade fixtures, equipment, inventory or other personal property of Tenant,
pursuant to this Lease, by law or otherwise, Landlord hereby waives and agrees
not to assert such lien or security interest. Upon written request of Tenant,
Landlord agrees to provide Tenant within fifteen (15) days of such request, a
written waiver in form reasonably satisfactory to Landlord, Tenant and any
lender of Tenant or any lessor of any such property evidencing Landlord's waiver
of any rights it has or may have in Tenant's trade fixtures, equipment,
inventory or other property.

Section 7.2 - Non-Premises Maintenance by Landlord
--------------------------------------------------

Landlord shall keep the exterior supporting walls, foundations, roof, sprinkler
system (if any), gutters and downspouts of the Premises in good repair. Landlord
shall not be required to repair, maintain, alter or perform any other repairs to
the Premises including any plumbing, ventilating, electrical, air conditioning
or other mechanical installations, but, to the extent not caused by the action
or inaction of Tenant or its agents, employees or independent contractors,
Landlord shall repair (or cause to be repaired by the respective utility
provider) the plumbing, sanitary sewer, electrical, gas and water lines up to
their entry point into the Premises. Landlord shall maintain and keep in good
repair the Common Areas within the Shopping Center. Except as provided in
Article 9 hereof and except for the Landlord's Work, Landlord shall have no duty
to make any repairs in the Premises resulting from (a) any alterations,
modifications or improvements made by or on behalf of Tenant, (b) the
installation of Tenant's property, fixtures (trade or otherwise), equipment or
inventory, (c) Tenant's use or occupancy of the Premises in violation hereof, or
(d) the acts or omissions of Tenant, its employees,

                                       14
<PAGE>

agents, contractors, subtenants, invitees, licensees or customers. Should
Landlord perform any repair, maintenance or alteration as a result of the acts
or omissions of Tenant or its employees, agents, contractors, subtenants,
invitees, licensees or customers, the cost(s) incurred by Landlord in connection
therewith will be promptly reimbursed by Tenant.

In the event Landlord fails to perform any maintenance to the Premises required
to be performed by Landlord pursuant to this Section 7.2 and, as a result,
Tenant's ability to operate for business within the Premises is adversely
affected, and if such failure shall continue without correction for a period of
thirty (30) days after notice thereof to Landlord, Tenant shall have the right
to perform such maintenance work on Landlord's behalf. Notwithstanding anything
contained in the immediately preceding sentence to the contrary, if Landlord in
good faith and exercising due diligence commences to fulfill or perform such
maintenance within said thirty (30) day period, but due to the nature of the
work, such maintenance cannot be reasonably completed within such thirty (30)
day period, then Landlord shall have such additional time as is reasonably
necessary to cure such default as long as Landlord continuously and diligently
proceeds to cure the same until completion (provided, however, the foregoing
cure periods are subject to the provisions of Section 11.7 regarding emergency
conditions). Tenant shall have the right to offset the reasonable and actual
costs incurred by Tenant against payments of Fixed Minimum Rent hereunder (at an
amount not to exceed 50% of Fixed Minimum Rent) until Tenant is reimbursed in
full.

Section 7.3 - Premises Maintenance By Tenant
--------------------------------------------

Except for Landlord's maintenance responsibilities as provided in Section 7.2,
Tenant shall, at Tenant's expense, keep the Premises, including, but not limited
to, all doors, door frames, windows, window frames, plate glass, storefronts,
plumbing and sewer facilities within the Premises, fixtures, ventilating and air
conditioning and electrical systems, walls, floors and ceiling in good order,
condition and repair and in a clean, pleasant, sightly, sanitary and safe
condition and free from loiterers. If Tenant fails to do so Landlord, after
notice and an opportunity to cure as provided in this Lease, may perform these
duties and Tenant agrees to reimburse Landlord the reasonably and actually
incurred costs upon ten (10) days request, or at Landlord's option, Landlord may
deduct such costs from Tenant's existing Security Deposit. Tenant shall make any
and all additions, improvements, alterations and repairs to or on the Premises,
other than those required for load-bearing interior walls and the roof,
foundation or exterior walls, required by any lawful authorities or insurers.
Landlord may deal directly with any authorities respecting their requirements
for additions, improvements, alterations or repairs. Through a licensed or
qualified contractor, Tenant shall cause to be performed all maintenance on the
Premises and its systems and equipment, other than the sprinkler system, in a
good and workmanlike manner including the monthly changing of heating,
ventilating and air conditioning filters and lubrications, adjustments, and
inspections and shall provide evidence of such maintenance within thirty (30)
days of Landlord's request. Tenant, at its expense, shall retrofit, replace
and/or repair such systems, equipment and all components thereof as required to
maintain such systems in good working order and repair. Upon prior notice,
Landlord, through an independent contractor, may undertake HVAC maintenance at
competitive rates and charge Tenant for such maintenance as Additional Rent and
in such event, Tenant covenants to pay such charges. Any and all roof
penetrations and sprinkler changes required by Tenant's Work or for Tenant to
comply with this Section 7.3 shall be made at Tenant's cost but at a competitive
price by Landlord's independent roofing and sprinkler contractors, respectively.

All parts of the interior of the Premises, including the storefront, shall be
painted or otherwise decorated and refurbished (including, but not limited to,
floor covering and wall covering) by Tenant as and when reasonably necessary as
determined by Landlord, but at least once every five (5) Years following the
Commencement Date.

Section 7.4 - Signs, Awnings and Canopies
-----------------------------------------

No exterior door, wall or window signs, awnings or canopies nor any lighting or
protruding object or any decoration, lettering or advertising matter on any
exterior door, wall or window of the Premises is permitted without Landlord's
written consent. Tenant shall maintain any local authority and Landlord approved
sign, decoration, lettering or advertising matter in good

                                       15
<PAGE>

condition and repair and shall obtain any and all permits or licenses required
by applicable governmental authorities. Tenant's exterior signs shall be subject
to the provisions of the Handbook. Landlord agrees that Tenant shall be
permitted to seek a variance permitting a sign on each of the three (3) exterior
walls of the Premises. In addition, Landlord agrees that, in the event a pylon
sign is constructed for the Shopping Center, Tenant shall be permitted to place
a panel thereon in a position not lower than the third position thereon.
Landlord makes no representation or warranty that a pylon sign will be
constructed for the Shopping Center.

Section 7.5 -  Liens
--------------------

Tenant shall not create or permit to be created or to remain, and Tenant shall
promptly discharge, at its sole cost and expense, any lien, encumbrance or
charge upon the Premises or Shopping Center arising from any use or occupancy of
the Premises by Tenant or by reason of any labor, service or material furnished
or claimed to have been furnished to or for the benefit of Tenant or by reason
of any construction or repairs by or at the direction of Tenant. Notice is
hereby given that Landlord shall not be liable for the cost and expense of any
labor, services or materials furnished or to be furnished with respect to the
Premises at or by the direction of Tenant or anyone holding the Premises by,
through or under Tenant and that no laborer's, mechanic's or materialmen's or
other lien for any such labor, services or materials shall attach to or affect
the interest of Landlord in and to the Shopping Center. Nothing contained in
this Lease shall be deemed or construed in any way as constituting the consent
or request of Landlord, express or implied, by inference or otherwise, to any
contractor, subcontractor, laborer or materialman for the performance of any
labor or the furnishing of any materials for any improvements or repairs to or
of the Premises, nor as giving Tenant any right, power or authority on behalf of
Landlord to contract for or permit the rendering of any services or the
furnishing of any materials that would give rise to the filing of any lien
against the Shopping Center. Tenant shall discharge by bond or otherwise within
thirty (30) days of notice of its existence, any lien, encumbrance or other
charge arising in violation of this Section; provided, however, Tenant shall be
permitted a reasonable period of time to dispute any such lien in good faith and
in accordance with all applicable laws as long as such lien is not subject to
foreclosure.

Section 7.6 - Employee Parking
------------------------------

Tenant covenants and agrees to cause its employees to park only in such places
as provided and designated by Landlord for employee parking. On or before the
Commencement Date, Tenant shall furnish Landlord with the license numbers of
each employee automobile, and Tenant shall provide to Landlord updated lists of
employee automobiles as changes in personnel occur. Tenant shall pay Landlord
ten dollars ($10.00) per day for each such automobile parked outside of the
designated parking areas. Landlord agrees that Landlord will not designate any
portion of the Protected Parking Area for employee parking.

Section 7.7 - Surrender of Premises
-----------------------------------

Upon termination, Tenant shall surrender the Premises in substantially the same
condition as the date Tenant opened for business, reasonable wear and tear and
loss due to casualty and condemnation excepted, and shall surrender all keys for
the Premises to Landlord at the Premises. Tenant must remove all its trade
fixtures, signage and personal property and, if requested in writing at least
sixty (60) days in advance, any other installation, alterations or improvements
made by Tenant and shall repair any damage caused thereby.

                                   ARTICLE 8
                                   INSURANCE

Section 8.1 - Tenant's Coverage
-------------------------------

Tenant shall obtain and maintain in full force during the Lease Term the
following insurance coverages with respect to the Premises:

     (a)  Commercial general liability insurance, with contractual liability
broad form general liability endorsement, insuring Tenant, Landlord and any
other person designated by

                                       16
<PAGE>

Landlord, against any and all liability for injury to or death of a person or
persons and for damage to property occasioned by or arising out of any
construction work being done on the Premises, or arising out of the condition,
use, or occupancy of the Premises, or in any way occasioned by or arising out of
the activities of Tenant, its agents, contractors, employees, guests, invitees
or licensees in the Premises or the Shopping Center, the limits of such policy
or policies to be in amounts not less than Two Million Dollars ($2,000,000.00)
for each occurrence combined single limit. Such insurance shall, in addition,
extend to any liability of Tenant arising out of the indemnities provided for in
this Lease. The dollar amounts set forth above shall be escalated as of the
beginning of each option period of the Lease Term to an amount equal to the
product of the initial dollar amount multiplied by a fraction, the numerator of
which is the Consumer Price Index at the beginning of such period and the
denominator of which is the Consumer Price Index on the Commencement Date.

     (b)  All-risk or "special form" property insurance in an amount adequate to
cover loss of the replacement value of all personal property, decorations, trade
fixtures, furnishings, equipment, alterations, Tenant's leasehold improvements
and betterments, and all other contents located or placed therein.

     (c)  Boiler or Machinery Insurance covering all pressure vessels, boilers,
air conditioning equipment, or similar equipment, if any, in, on, adjoining,
above or beneath the Premises, in the amount of Five Hundred Thousand Dollars
($500,000.00).

     (d)  Business Interruption Insurance covering those risks referred to in
subparagraphs (b) and (c) above and in an amount sufficient to replace one
year's lost gross earnings, such earnings being defined as the difference
between Gross Receipts and the cost of goods sold.

     (e)  Plate glass insurance covering the full replacement value of the plate
glass in the Premises.

     (f)  Workers' Compensation Insurance covering all persons employed,
directly or indirectly, in connection with any work performed by Tenant or any
repair or alteration authorized by this Lease or consented to by Landlord, and
all employees and agents of Tenant with respect to whom death or bodily injury
claims could be asserted against Landlord or Tenant, as required by laws of the
State where the Premises are located or of the United States.

     (g)  Such other types of insurance in form and amount which Landlord shall
reasonably deem to be prudent for Tenant to carry.

All of the aforesaid insurance except the Workers' Compensation Insurance
required by subparagraph (f) above shall name Landlord and any designee(s) of
Landlord, to the extent of their interests in the property covered, as
additional insureds and Tenant, and shall be written by one or more responsible
insurance companies satisfactory to Landlord and in form satisfactory to
Landlord; all such insurance may be carried under a blanket policy covering the
Premises and any other of Tenant's stores (provided such blanket policies meet
the requirements of this Section 8.1); all such insurance shall contain
endorsements as follows: Such insurance may not be canceled or amended with
respect to Landlord or its designees or the Premises except upon thirty (30)
days' prior written notice by the insurance company to Landlord and any such
designees; Tenant shall be solely responsible for payment of premiums and
Landlord or its designees shall not be required to pay any premium for such
insurance; however, in the event of any loss to Landlord covered by such policy,
Landlord or its designees shall be paid directly by the insurance company. The
minimum limits of the commercial general liability policy herein set forth shall
in no way limit or diminish Tenant's liability hereunder. Tenant shall deliver
to Landlord at least fifteen (15) days prior to the time such insurance is first
required to be carried by Tenant, but in no event later than ten (10) days prior
to the commencement of Tenant's Work, and thereafter at least fifteen (15) days
prior to the expiration of such policy, either a duplicate original or a
certificate of insurance on all policies procured by Tenant in compliance with
its obligations hereunder, together with evidence satisfactory to Landlord of
the payment of the premiums therefor. If Tenant fails to obtain and provide any
or all of the aforesaid insurance, then Landlord may, but shall not be required
to,

                                       17
<PAGE>

purchase such insurance on behalf of Tenant and add the cost of such insurance
as Additional Rent payable with the next due installment of Fixed Minimum Rent.

The minimum limits of the commercial general liability policy of insurance
hereinbefore set forth shall be subject to increase, not more than once in any
five (5) year period, in order to reflect commercially reasonable limits. Within
thirty (30) days after demand therefor by Landlord, Tenant shall furnish
Landlord with evidence of Tenant's compliance with such demand.

Tenant agrees, at its own expense, to comply with all rules and regulations of
the Fire Insurance Rating Organization having jurisdiction of the Premises and
to comply with all requirements imposed by Landlord's insurance carrier, if any.
If gas is used in the Premises, Tenant shall install at its expense both manual
and automatic gas cut-off devices.

Section 8.2 - Increase in Fire or Environmental Insurance Premium
-----------------------------------------------------------------

Tenant shall not keep, use, sell or offer for sale in or upon the Premises any
article or service which may be prohibited by or materially increase the
premiums under Landlord's property or liability insurance policy or which is
prohibited by any local, state or federal agency.

Section 8.3. - Landlord's Coverage
----------------------------------

Landlord shall maintain or cause to be maintained the following insurance:

     (a)  Landlord shall keep the Shopping Center, the building of which the
Premises is a part and the portion of the Premises maintained or constructed by
Landlord and the other improvements located in the Shopping Center insured
against damage and destruction by fire, vandalism and other perils in the amount
of the full replacement value of all improvements located in the Shopping
Center. The insurance shall include standard fire and extended coverage with an
"all risks" endorsement.

     (b)  Liability insurance in the commercial general liability form (or
reasonable equivalent thereto) covering the Shopping Center against claims for
personal injury, bodily injury or death and property damage occurring upon, in
or about the Shopping Center, such insurance to be written on an occurrence
basis (not a claims-made basis) to be in combined single limits amounts not less
than $3,000,000 and to have general aggregate limits of not less than $5,000,000
for each policy year. The insurance coverage required under this subparagraph
(b) shall, in addition, extend to any liability of Landlord arising out of the
indemnities provided for in this Lease and, if necessary, such policy shall
contain a contractual endorsement to that effect.

Section 8.4 - Indemnification
-----------------------------

Tenant covenants and agrees to protect, defend, indemnify and hold Landlord
harmless from and against any and all claims, damages, liabilities or expenses
arising out of or from (i) any occurrence within the Premises, (ii) any act,
omission or negligence of Tenant, its sublessees, assignees, licensees or
concessionaires or any of their respective agents, contractors and employees.
Tenant shall maintain a contractual liability endorsement to its commercial
general liability insurance policy, specifically endorsed to cover the indemnity
provision of this Section.

Landlord covenants and agrees to protect, defend, indemnify and hold Tenant
harmless from and against any and all claims, damages, liabilities or expenses
for personal liability or property damage occurring within the Premises or the
Shopping Center arising out of or from any act, omission or negligence of
Landlord, its agents, contractors and employees. Landlord shall maintain a
contractual liability endorsement to its commercial general liability insurance
policy, specifically endorsed to cover the indemnity provision of this section.

Section 8.5 - Waiver of Subrogation
-----------------------------------

                                       18
<PAGE>

Landlord and Tenant hereby release each other and each party's officers,
directors, employees and agents from liability or responsibility for any loss or
damage to their respective property covered by insurance policies, or which
would have been covered by insurance if the party had complied with the terms
and provisions of this Lease. This release shall apply to Landlord and Tenant
and anyone claiming through or under Landlord or Tenant, by way of subrogation
or otherwise, even if the occurrence was caused by the fault or negligence of
Landlord or Tenant or anyone under their control. Each of Landlord and Tenant
shall cause any property damage insurance which it maintains in respect of the
Premises to contain a provision whereby the insurer waives any rights of
subrogation against the other party.

                                   ARTICLE 9
                            DAMAGE AND DESTRUCTION

Section 9.1 - Fire, Explosion or Other Casualty
-----------------------------------------------

Tenant shall immediately give notice to Landlord of any damage to the Premises.
If the Premises alone are damaged by a fire, explosion or other casualty (an
Occurrence) the damage, except as expressly hereinafter provided to the
contrary, shall promptly be repaired by Landlord subject to the terms of this
Section. Landlord shall not be required to repair or replace Tenant's
improvements, alterations and additions, inventory, fixtures, furniture,
furnishings, floor coverings, equipment and other personal property. If such
damage occurs and (i) Landlord is not required to repair as provided above, or
(ii) the Premises shall be damaged to the extent of fifty percent (50%) or more
of the cost of replacement within the last two (2) Years of the Term of this
Lease and Tenant does not, within thirty (30) days of the Occurrence,
irrevocably exercise its next option, if any, to extend the Lease Term, or (iii)
the building of which the Premises are a part is damaged to the extent of
twenty-five percent (25%) or more of the cost of replacement, or (iv) the
buildings (taken in the aggregate) in the Shopping Center shall be damaged to
the extent of more than twenty-five percent (25%) of the cost of replacement,
Landlord may repair or rebuild the Premises or the building(s), or terminate
this Lease upon notice of such election in writing to Tenant within ninety (90)
days after the Occurrence; provided, however, this Lease shall not be terminated
unless all other leases of tenants affected by such casualty are likewise
terminated. In the event of an Occurrence, if this Lease is not otherwise
terminated and if either (x) in Landlord's judgment restoration of the Premises
cannot be completed within one (1) year of the Occurrence or (y) the Occurrence
happens within the last two (2) years of the term of the Lease and Tenant does
not within thirty (30) days of the Occurrence irrevocably exercise its next
option, if any, to extend the Lease Term, then Landlord may elect to terminate
this Lease by written notice to Tenant given within ninety (90) days of the
Occurrence. If the Occurrence renders any portion of the Premises untenantable
in Tenant's reasonable opinion and Tenant does not utilize any such portion
rendered untenantable, a proportionate abatement of the Rent shall be allowed
from the Occurrence date until the date Landlord shall substantially complete
Landlord's repair and restoration work with respect to the Premises, said
proportion to be computed on the basis of the relation which the gross square
footage of the untenantable space bears to the floor area of the Premises. If
the Premises is rendered untenantable in Tenant's reasonable opinion, Tenant may
elect to cease its business operations in the entire Premises, and Rent shall
cease until Landlord shall substantially complete the repair and restoration
work with respect to the Premises. If any Occurrence precludes twenty-five
percent (25%) or more of the Premises' use by Tenant and less than twelve (12)
months remain on the then current Lease Term, notwithstanding any of the other
provisions of this Section, Landlord shall have the right to terminate this
Lease by written notice to Tenant unless Tenant, within thirty (30) days of the
Occurrence, irrevocably exercises its next option, if any, to extend the Lease
Term. In the event of any Occurrence affecting Tenant's ability to operate,
Tenant's Percentage Rent, if any is so payable, under the above circumstances
for the purpose of Section 3.2 hereof and the computation of Percentage Rent
shall be based upon an adjusted Percentage Rent Breakpoint which is decreased in
the same proportion as Fixed Minimum Rent has been abated pursuant to this
Section.

Section 9.2 - Landlord's and Tenant's Work
------------------------------------------

Upon an Occurrence, Landlord need only effect repairs as are necessary to place
the Premises in the same condition as when possession was initially delivered to
Tenant, to the extent of

                                       19
<PAGE>

insurance proceeds paid by the insurance company specifically for such repair.
Landlord shall carry replacement cost insurance with a reputable insurance
company licensed in the State of Georgia; provided, however, Landlord shall not
be required to rebuild or restore any portion of Tenant's Work not covered by
Landlord's policy (which shall be a replacement cost policy upon the permanent
improvements). Immediately thereafter, Tenant shall, at Tenant's expense,
promptly perform Tenant's Work and shall repair or replace its inventory,
fixtures, personal property, and if applicable shall promptly reopen for
business.

                                  ARTICLE 10
                                 CONDEMNATION

Section 10.1 - Condemnation
---------------------------

If any or part of the Premises is rendered unusable because of a taking via
eminent domain (or via a deed in lieu thereof), or if any part of the Shopping
Center is taken and its continued operation is not in Landlord's opinion
economical, this Lease shall terminate as of the date possession is taken by the
condemning authority. Further, if as a result of a taking the parking ratio for
the Shopping Center is reduced below 3.8 parking spaces per one thousand (1,000)
square feet of leaseable floor area in the Shopping Center or in the event
access to the Shopping Center from Highway 54 is terminated, then Tenant shall
have the option to terminate this Lease by delivering written notice thereof to
Landlord not later than sixty (60) days after the date of the taking. Any
termination of this Lease by Tenant shall not be effective earlier than the date
of taking of possession by the governmental entity. In the event of a partial
taking which does not result in the termination of this Lease, Fixed Minimum
Rent and the Percentage Rent Breakpoint shall be proportionately reduced
according to the part of the Premises remaining usable by Tenant.

Section 10.2 - Condemnation Award
---------------------------------

All compensation awarded or paid upon a total or partial taking of the Premises
or the Shopping Center shall belong to and be the property of Landlord without
any participation by Tenant. Nothing herein shall be construed to preclude
Tenant from prosecuting any claim directly against the condemning authority for
loss of business, for damage to, and cost of removal of, trade fixtures,
furniture and other personal property belonging to Tenant, and for the
unamortized cost of leasehold improvements to the extent same were installed at
Tenant's expense (and not with the proceeds of a construction allowance provided
by Landlord), provided, however, that no such claim shall diminish or adversely
affect Landlord's award. In no event shall Tenant have or assert a claim for the
value of any unexpired term of this Lease. Subject to the foregoing provisions
of this Section 10.2, Tenant hereby assigns to Landlord any and all of Tenant's
right, title and interest in or to any compensation awarded or paid as a result
of any such taking.

Section 10.3 - Landlord's and Tenant's Work
-------------------------------------------

If this Lease is not terminated as provided above, Landlord shall promptly
repair such structural portions of the Premises (including portions of the
Tenant's Work, to the extent that condemnation proceeds are awarded to Landlord
for the same) as may be necessary for Tenant to operate its business, to the
extent of condemnation proceeds made available to Landlord specifically for such
purpose. Promptly following such repair, Tenant shall, at Tenant's expense,
perform Tenant's Work required pursuant to the attached Handbook of Tenant
Information to the extent any condemnation proceeds are awarded to Tenant for
the same and shall timely open and operate and otherwise conform to the
requirements of this Lease.

                                  ARTICLE 11
                             DEFAULT AND REMEDIES

Section 11.1 - Default
----------------------

Tenant shall be in default under this Lease upon the occurrence of any of the
following acts, events or conditions:

                                       20
<PAGE>

     (a)  The Fixed Minimum Rent, Percentage Rent, Additional Rent or any other
sum of money payable under this Lease is not paid when due and such failure is
not cured within ten (10) days of the date upon which written notice of such
failure is given by Landlord to Tenant [however, such notice and cure period
shall not be given more than two (2) times in any twelve (12) month period];

     (b)  Tenant shall fail to open for business in the Premises as required by
this Lease, or shall cease its business operation at the Premises, except as
expressly permitted herein, for a period of three (3) consecutive days, or ten
(10) non-consecutive days during any Year, or shall abandon or vacate all or any
portion of the Premises for a period of three (3) consecutive days, or ten (10)
non-consecutive days during any Year (subject to closures due to casualty,
condemnation or a remodeling of the Premises, which closure due to remodeling
shall be for a reasonable time given the nature and extent of the remodeling,
but in no event greater than 120 days); provided, however, in the event Tenant
ceases operations at any time after the 5th Year in excess of the foregoing
permitted time periods, then Tenant shall be permitted to pursue a sublessee or
assignee for a period of eighteen (18) months without being deemed to be in
default under this Lease due to such closure; provided that:

          (i)  Tenant is using good faith efforts to enter into an assignment or
     subletting of this Lease; and

          (ii) Landlord shall have the right during such eighteen (18) month
     period to elect to recapture the Premises and terminate this Lease upon
     thirty (30) days prior written notice to Tenant; provided, however, Tenant
     shall have the right to nullify such termination in the event Tenant gives
     written notice to Landlord that Tenant intends to reopen for business
     within the Premises and Tenant, in fact, reopens for business within such
     thirty (30) day period.

     (c)  The failure or refusal of Tenant, at any time during the Lease Term,
to fulfill or perform any other covenant, agreement or obligation of Tenant
hereunder if such failure or refusal shall continue without correction for a
period of thirty (30) days after notice thereof to Tenant, provided that if such
covenant, agreement or obligation shall be of such nature that it can be
fulfilled or performed and if Tenant in good faith commences to fulfill or
perform same within said thirty (30) day period, but due to the nature of same
it could not be reasonably fulfilled or performed within said thirty (30) day
period exercising due diligence, a default by Tenant shall not be deemed to have
occurred if Tenant is then diligently pursuing the fulfillment or performance of
the covenant, agreement or obligation and shall thereafter continuously and
diligently proceed therewith until completion;

     (d)  The initiation of any proceeding whereupon the estate or interest of
Tenant in the Premises, or any portion thereof, or in this Lease is levied upon
or attached if such proceeding is not vacated, discharged or bonded within sixty
(60) days after the date of such levy or attachment;

     (e)  The entry of any decree or order for relief by a court having
jurisdiction in the Premises in respect of Tenant or any guarantor of Tenant's
obligations ("Guarantor") in an involuntary case under the federal bankruptcy
laws, as now or hereafter constituted, or any other applicable federal or state
bankruptcy, insolvency or other similar law, or the appointment of a receiver,
liquidator, assignee, custodian, trustee, sequestrator (or similar official) of
Tenant or any Guarantor or for any substantial part of the assets of Tenant or
any Guarantor, or the entry of any decree or order with respect to winding-up or
liquidation of the affairs of Tenant or any Guarantor, if any such decree or
order continues unstayed and in effect for a period of sixty (60) consecutive
days; or

     (f)  The commencement by Tenant or any Guarantor of a voluntary case under
the federal bankruptcy laws, as now or hereafter constituted, or any other
applicable federal or state bankruptcy, insolvency or other similar law, or the
consent by Tenant or any Guarantor to the appointment of or possession by a
receiver, liquidator, assignee, trustee, custodian, sequestrator (or other
similar official) of Tenant or any Guarantor or for any substantial part of the
assets of Tenant or such Guarantor, or any assignment made by Tenant or any
Guarantor for the benefit of creditors.

                                       21
<PAGE>

Section 11.2 - Remedies
-----------------------

Upon the occurrence of a default by Tenant, Landlord shall have the option to do
and perform any one or more of the following in addition to, and not in
limitation of, any other remedy or right permitted it by law or in equity or by
this Lease:

     (a)  Landlord, with or without terminating this Lease, may perform, correct
or repair any condition which shall constitute a failure on Tenant's part to
keep, observe, perform or satisfy, and take, on behalf of Tenant, whatever steps
Landlord deems necessary to cure such default, and Landlord may reenter the
Premises for such purposes, and Tenant shall fully reimburse and compensate
Landlord on demand for all costs and expenses actually and reasonably incurred
by Landlord in such performance, correction or repair, including, without
limitation, accrued interest from the date of demand until date of payment at
the rate specified in Section 3.7 hereof.

     (b)  Landlord, with or without terminating this Lease, may immediately or
at any time thereafter demand in writing that Tenant vacate the Premises and
thereupon Tenant shall vacate the Premises and remove therefrom all property
thereon belonging to or placed on the Premises by, at the direction of, or with
consent of Tenant within ten (10) business days of receipt by Tenant of such
notice from Landlord, whereupon Landlord shall have the right to reenter and
take possession of the Premises. Any such demand, reentry and taking possession
of the Premises by Landlord shall not of itself constitute an acceptance by
Landlord of a surrender of this Lease or of the Premises by Tenant and shall not
of itself constitute a termination of this Lease by Landlord.

     (c)  Landlord, with or without terminating this Lease, may immediately or
at any time thereafter reenter the Premises and remove therefrom Tenant and all
property belonging to or placed on the Premises by, at the direction of, or with
consent of Tenant. Any such reentry and removal by Landlord shall not of itself
constitute an acceptance by Landlord of a surrender of this Lease or of the
Premises by Tenant and shall not of itself constitute a termination of this
Lease by Landlord.

     (d)  Landlord, with or without terminating this Lease, may immediately, or
at any time thereafter, relet the Premises or any part thereof for such term or
terms (which may be for a term extending beyond the Lease Term), at such rental
or rentals and upon such other terms and conditions as Landlord in its sole
discretion may deem advisable, and Landlord may make any alterations,
redecorations or repairs to the Premises which it may deem reasonably necessary
or proper to facilitate such reletting; and Tenant shall pay all costs of such
reletting including, but not limited to, the reasonable cost of any such
alterations, redecorations and repairs made to the Premises, actual and
reasonable attorneys' fees, reasonable brokerage commissions and lease
assumptions; and if this Lease will not have been terminated, Tenant shall
continue to pay all Percentage Rent with respect to Gross Receipts made through
the date Tenant is dispossessed and all Fixed Minimum Rent, Additional Rent and
all other charges due under this Lease up to and including, without limitation,
the date of beginning of payment of rent by any subsequent tenant of part or all
of the Premises, and thereafter Tenant shall pay monthly during the remainder of
the Lease Term the difference, if any, between the rent and other charges
collected from any such subsequent tenant or tenants and the Fixed Minimum Rent,
Additional Rent and other charges reserved in this Lease, but Tenant shall not
be entitled to receive any excess of any such rents collected over the Fixed
Minimum Rent and Additional Rent reserved herein. For purposes of this Section
11.2(d), the term "costs of reletting" shall include any and all repairs,
redecorations, alterations, or other physical improvements to the Premises,
actual and reasonable attorneys' fees associated with the reletting, brokerage
commissions, free rent and any other costs reasonably associated with reletting
the Premises.

     (e)  Landlord may immediately or at any time thereafter terminate this
Lease, and this Lease shall be deemed to have been terminated upon receipt by
Tenant of written notice of such termination. Upon such termination, Landlord
shall recover from Tenant all damages Landlord may suffer by reason of such
termination, all arrearages in Rent, costs, charges, Additional Rent,
assessments, and reimbursements, the cost (including, without limitation, court
costs and actual and reasonable attorneys' fees) of recovering possession of the
Premises,

                                       22
<PAGE>

and, in addition thereto, Landlord may declare to be due and payable
immediately, the then present value (calculated with a discount factor of eight
percent [8%] per annum) of the difference between (x) the entire amount of Fixed
Minimum Rent, Percentage Rent, Additional Rent and other charges and assessments
which in Landlord's reasonable determination would become due and payable during
the remainder of the Lease Term (in the absence of the termination of this
Lease), and (y) the then fair market rental value of the Premises for the
remainder of the Lease Term. For purposes of the preceding sentence, it shall be
deemed that the Percentage Rent for any period after the termination of this
Lease would have been at a monthly rate equal to the average monthly Percentage
Rent which Tenant was obligated to pay to Landlord under this Lease from the
Commencement Date to the date of such termination, or during the preceding three
(3) full Years, whichever period is shorter. Upon the acceleration of such
amounts, Tenant agrees to pay the same at once, in addition to all Fixed Minimum
Rent, Percentage Rent, costs, charges, Additional Rent, assessments, and
reimbursements theretofore due; provided, however, that such payment shall not
constitute a penalty or forfeiture, but shall constitute liquidated damages for
Tenant's failure to comply with the terms and provisions of this Lease (Landlord
and Tenant agreeing that Landlord's actual damages in such event are impossible
to ascertain and that the amount set forth above is a reasonable estimate
thereof).

     (f)  Tenant specifically acknowledges and agrees that Landlord shall have
the right to continue to collect Fixed Minimum Rent after any termination
(whether said termination occurs through eviction proceedings or as a result of
some other early termination pursuant to this Lease) for the remainder of the
Lease Term, less any amounts collected by Landlord from the reletting of the
Premises, but in no event shall Tenant be entitled to receive any excess of any
such rents collected over the Fixed Minimum Rent. In addition to the collection
of Fixed Minimum Rent, Landlord shall also be entitled to interest thereon at
the rate specified in Section 3.7 hereof. Such payment shall not constitute a
penalty or forfeiture, but shall constitute liquidated damages based upon
Tenant's failure to comply with the terms and provisions of this Lease (Landlord
and Tenant agreeing that Landlord's actual damages in such event are impossible
to ascertain and that the amount set forth above is a reasonable estimate
thereof).

Section 11.3 - Reentry by Landlord
----------------------------------

If Landlord reenters the Premises or terminates this Lease pursuant to any of
the provisions of this Lease, Tenant hereby waives all claims for damages which
may be caused by such reentry or termination by Landlord unless due to
Landlord's negligence or willful misconduct. No reentry or taking possession of
the Premises by Landlord or any other action taken by or on behalf of Landlord
shall be construed to be an acceptance of a surrender of this Lease or an
election by Landlord to terminate this Lease.

Section 11.4 - General
----------------------

No course of dealing between Landlord and Tenant or any failure or delay on the
part of Landlord in exercising any rights of Landlord under Section 11.2 hereof
or under any other provisions of this Lease shall operate as a waiver of any
rights of Landlord hereunder, at law or in equity or under any other provisions
of this Lease, nor shall any waiver of a default on one occasion operate as a
waiver of any subsequent default or of any other default. No express waiver
shall affect any condition, covenant, rule, or regulation other than the one
specified in such waiver and that one only for the time and in the manner
specifically stated. The exercise by Landlord of any one or more of the rights
and remedies provided in this Lease shall not prevent the subsequent exercise by
Landlord of any one or more of the other rights and remedies herein provided.
All remedies provided for in this Lease are cumulative and may, at the election
of Landlord, be exercised alternatively, successively, or in any other manner
and are in addition to any other rights provided for or allowed by law or in
equity.

Section 11.5 - Bankruptcy
-------------------------

If Landlord cannot terminate this Lease or Tenant's right of possession because
of the application of bankruptcy or similar laws, then Tenant, as a debtor in
possession or on behalf of any trustee for Tenant, shall: (i) within the
statutory time, assume or reject this Lease and (ii) not seek or request any
extension or adjournment of any application to assume or reject this

                                       23
<PAGE>

Lease by Landlord. In such event, Tenant or any trustee for Tenant may only
assume this Lease if (A) it cures or provides adequate assurance that it will
promptly cure any default hereunder, (B) it compensates or provides adequate
assurance that Tenant will promptly compensate Landlord for any actual pecuniary
loss to Landlord resulting from Tenant's defaults, including without limitation
accrued interest as set forth in Section 3.7 and attorneys' fees as a result of
such default, and (C) it provides adequate assurance of performance during the
Lease Term of all of the terms, covenants and provisions of this Lease to be
performed by Tenant. In no event after the assumption of this Lease shall any
then-existing default remain uncured for a period in excess of the earlier of
ten (10) days or the time period set forth herein. Adequate assurance of
performance shall include, without limitation, adequate assurance (1) of the
source of payment of Rent reserved hereunder, (2) that any Percentage Rent due
hereunder will not decline from the levels anticipated, and (3) that the
assumption of this Lease will not breach any provision hereunder.

Section 11.6 - Attorneys' Fees
------------------------------

In case of any action or proceeding brought to enforce the terms and provisions
of this Lease, the unsuccessful party in any such action or proceeding shall pay
for all costs, expenses and actual and reasonable attorneys' fees incurred by
the prevailing party or its agents or both in enforcing the covenants and
agreements of this Lease upon the entry of a final nonappealable judgment.

If any Fixed Minimum Rent, Percentage Rent, or Additional Rent is collected by,
through or with the advice of any attorney-at-law, Tenant shall pay Landlord's
actual and reasonable attorneys' fees and costs of collection.

Notwithstanding anything in this Lease to the contrary, in the event Landlord or
Tenant shall be entitled to receive from the other attorneys' fees and expenses
pursuant to the terms of this Lease, then in such event Landlord or Tenant, as
the case may be, shall be entitled to receive only its actual and reasonable
attorneys' fees charged on an hourly basis actually incurred and expenses
actually incurred.

Section 11.7 - Landlord's Default
---------------------------------

Landlord shall be in default under this Lease upon the failure or refusal of
Landlord, at any time during the Lease Term, to fulfill or perform any covenant,
agreement or obligation of Landlord hereunder if such failure or refusal shall
continue without correction for a period of thirty (30) days after notice
thereof to Landlord, provided that if such covenant, agreement or obligation
shall be of such a nature that it can be fulfilled or performed and if Landlord
in good faith commences to fulfill or perform same within said thirty (30) day
period, but due to the nature of same it could not be reasonably fulfilled or
performed within said thirty (30) day period exercising due diligence, a default
by Landlord shall not be deemed to have occurred if Landlord is then diligently
pursuing the fulfillment or performance of the covenant, agreement or obligation
and shall thereafter continuously and diligently proceed therewith until
completion; provided, however, Landlord shall not be entitled to a grace period
in excess of what is reasonable under the circumstances in the event that such
failure or refusal causes an emergency condition in Tenant's reasonable
discretion. In the event of such a default by Landlord which is not cured within
the applicable cure period, then Tenant shall be entitled to deduct the actual
and reasonable costs of the remedy or cure thereof from the next payments of
Fixed Minimum Rent (not to exceed 50% of Fixed Minimum Rent) until Tenant is
repaid in full, without limitation of Tenant's rights available in law and
equity.

                                  ARTICLE 12
                           ASSIGNMENT AND SUBLETTING

Section 12.1 - Covenant Not to Assign or Sublet Without Consent
---------------------------------------------------------------

Tenant covenants that it will not assign, mortgage or encumber this Lease, nor
sublease the Premises, or permit the Premises or any part of the Premises to be
used or occupied by others whether voluntarily or by operation of law, without
the prior written consent of Landlord in each instance. If Tenant is not an
individual, a change in the controlling ownership of Tenant,

                                       24
<PAGE>

directly or indirectly, shall be deemed to be an assignment of this Lease;
provided, however, the sale of Tenant's stock on a publicly traded stock
exchange shall not be deemed to be an assignment of this Lease. If Tenant
complies with Section 12.2 below, Landlord shall not unreasonably withhold its
consent to the assignment or sublease.

Notwithstanding any other provision contained in this Lease to the contrary,
Tenant shall be permitted to assign this Lease or sublease the Premises, in
whole but not in part, without the consent of Landlord but upon not less than
thirty (30) days prior notice to Landlord to any (a) entity into which or with
which Tenant merges or consolidates, (b) parent, subsidiary or affiliate of
Tenant, or (c) transferee which acquires all or substantially all of the assets
or outstanding membership interests, partnership interests, shares of capital
stock or other ownership interests of Tenant, as long as the corporation into or
with which Tenant has merged or consolidated or such transferee, as contemplated
in (a) and (c) hereof, succeeds to all or substantially all of Tenant's store
locations as of the date thereof and provided that the tangible net worth of
such entity or transferee shall be equal to the greater of (i) the tangible net
worth of Tenant as of the date of this Lease, or (ii) the tangible net worth of
Tenant as of the date of the assignment of this Lease. For the purposes of this
section a "subsidiary" or "affiliate" of Tenant shall mean:

     (i)  an "affiliate" shall mean any corporation or other entity which,
directly or indirectly, controls or is controlled by or is under control with
Tenant. For this purpose, "control" shall mean possession, directly or
indirectly, of the power to direct or cause the direction of the management and
policies of such corporation or other entity, whether through the ownership of
voting securities (or other ownership interests) or by contract or otherwise.

     (ii) a "subsidiary" shall mean any corporation or other entity more than
50% of whose outstanding stock (or other ownership interests) shall, at the
time, be owned directly or indirectly by Tenant or its parent.

Section 12.2 - Conditions for Landlord's Consent to Assign or Sublease
----------------------------------------------------------------------

The granting of consent by Landlord to any proposed assignment or subletting
shall be preconditioned upon the fulfillment of the following requirements: (1)
Landlord shall be provided with at least thirty (30) days written notice prior
to any proposed assignment or subletting; (2) Tenant shall remain primarily
liable under this Lease; (3) Any proposed assignee or sublessee shall assume, in
a written instrument acceptable to Landlord, all of the obligations and
undertakings of Tenant under this Lease; (4) No use shall be employed in
connection with the Premises other than the Permitted Use set forth in this
Lease; (5) The Premises shall remain intact unless Landlord agrees to the
contrary; (6) In Landlord's reasonable judgment the proposed assignee or
subtenant shall have a good reputation in the area, shall be financially capable
of fulfilling its obligation under this Lease, and shall have experience in
successfully operating an upscale business of the type and size which such
proposed assignee or subtenant proposes to conduct in the Premises; (7) In
Landlord's sole judgment the prospect of Percentage Rent must be comparable to
that of Tenant and the Rents from the subtenant or assignee shall be equal to
those paid by Tenant for Fixed Minimum Rent, Percentage Rent (unless Tenant has
paid the Construction Allowance Reimbursement, in which event Percentage Rent
shall not be a significant factor) and Additional Rent; (8) In Landlord's sole
judgment any use of the Premises permitted hereunder by the proposed
sublessee/assignee will not violate or create any potential violation of any
laws, nor will it violate any other agreements affecting the Premises, the
Shopping Center or Landlord; (9) Tenant shall pay all actual and reasonable
attorney's fees or other costs associated with Landlord's review and approval of
a prospective assignee or sublessee; and (10) Tenant will not sublet or assign
to an existing Shopping Center tenant.

Section 12.3 - Assignment in Violation of Article
-------------------------------------------------

No occupancy by any party other than Tenant or collection of Rent by Landlord
will be deemed (i) a waiver of the provisions of this Article; or (ii) the
acceptance of the assignee, subtenant or occupant as tenant, or (iii) a release
of Tenant from the further performance by Tenant of covenants on the part of
Tenant contained in this Lease. The consent by Landlord to an assignment or
sublease shall not relieve Tenant from obtaining Landlord's prior written
consent

                                       25
<PAGE>

in writing to any further assignment or sublease. No permitted subtenant shall
assign or encumber its sublease or further sublease all or any portion of its
subleased space, or otherwise permit the subleased space or any part of its
subleased space to be used or occupied by others.

                                  ARTICLE 13
                             INTENTIONALLY DELETED

                                   ARTICLE 14
                                 RIGHT OF ENTRY

Section 14.1 - Reasonable Right of Entry
----------------------------------------

Landlord or its agents may enter the Premises upon reasonable notice and during
business hours (except in the event of an emergency or Tenant's default) for any
reasonable purpose and to bring and store necessary repair materials without any
liability to Tenant. Landlord shall use reasonable efforts to prevent any
disruption to Tenant's business caused by such entry. During the four (4) months
before the end of the Lease Term or any renewal term, Landlord may place upon
the Premises "To Let" or "For Rent" notices.

                                  ARTICLE 15
              SUBORDINATION, ATTORNMENT AND ESTOPPEL CERTIFICATES

Section 15.1 - Subordination
----------------------------

Tenant agrees that this Lease and all rights of Tenant hereunder are and shall
be subject and subordinate to any ground or underlying lease which may now or
hereafter be in effect regarding the Premises or the Shopping Center, to any
mortgage now or hereafter encumbering the Premises or the Shopping Center, to
all advances made or hereafter to be made upon the security of such mortgage, to
all amendments, modifications, renewals, consolidations, extensions, and
restatements of such mortgage, and to any replacements and substitutions for
such mortgage; provided, however, such ground lessor or mortgagee and Tenant
shall enter into a subordination, non-disturbance and attornment agreement in a
commercially reasonable form whereby such ground lessor or mortgagee
acknowledges this Lease and agrees that, provided Tenant is not in default
hereunder (after the expiration of any applicable notice and grace period), this
Lease shall not be terminated nor shall Tenant's occupancy of the Premises be
disturbed as a result of any breach of or default under such underlying ground
lease or mortgage or as a result of the foreclosure of the lien of any such
mortgage. As of the date of this Lease, the Shopping Center is unencumbered.
Tenant shall execute promptly such instrument or certificates as may be
reasonably required to carry out the intent hereof, whether said requirement is
that of Landlord or any other party in interest, including, without limitation,
any mortgagee. If any mortgagee or lessee under a ground or underlying lease
elects to have this Lease superior to its mortgage or lease and signifies its
election in the instrument creating its lien or lease or by separate recorded
instrument, then this Lease shall be superior to such mortgage or lease, as the
case may be. The term "mortgage", as used in this Lease, includes any deed to
secure debt, deed of trust or security deed and any other instrument creating a
lien in connection with any other method of financing or refinancing. The term
"mortgagee", as used in this Lease, refers to the holder(s) of the indebtedness
secured by a mortgage.

Section 15.2 - Attornment
-------------------------

In the event any proceedings are brought for the foreclosure of, or in the event
of exercise of the power of sale under, any mortgage covering the Premises or
the Shopping Center, or in the event the interests of Landlord under this Lease
shall be transferred by reason of deed in lieu of foreclosure or other legal
proceedings, or in the event of termination of any lease under which Landlord
may hold title, Tenant shall, at the option of the transferee or purchaser at
foreclosure or under power of sale, or the lessor of the Landlord upon such
lease termination, as the case may be (sometimes hereinafter called "such
person"), attorn to such person and shall recognize and be bound and obligated
hereunder to such person as the Landlord under this Lease. Tenant's obligation
to attorn to such person shall survive the exercise of any such power of sale,
foreclosure or other proceeding. Landlord and Tenant agree that notwithstanding
that this

                                       26
<PAGE>

Lease is expressly subject and subordinate to any mortgages, any mortgagee, its
successors and assigns, or other holder of a mortgage or of a note secured
thereby, may sell the Premises or the Shopping Center, in the manner provided in
the mortgage and may, at the option of such mortgagee, its successors and
assigns, or other holder of the mortgage or note secured thereby, make such sale
of the Premises or Shopping Center subject to this Lease.

Section 15.3 - Estoppel Certificates
------------------------------------

Within ten (10) business days after request therefor by Landlord, Tenant agrees
to execute and deliver to Landlord in recordable form an estoppel certificate
addressed to Landlord, any mortgagee or assignee of Landlord's interest in, or
purchaser of, the Premises or the Shopping Center or any part thereof,
certifying (if such be the case) that this Lease is unmodified and is in full
force and effect (and if there have been modifications, that the same is in full
force and effect as modified and stating said modifications); that there are no
defenses or offsets against the enforcement thereof or stating those claimed by
Tenant; and stating the date to which Rent and other charges have been paid.
Such certificate shall also include such other factual information as may
reasonably be required by such mortgagee, proposed mortgagee, assignee,
purchaser or Landlord.  Any such certificate may be relied upon by Landlord, any
mortgagee, proposed mortgagee, assignee, purchaser and any other party to whom
such certificate is addressed.  The failure of Tenant to respond, as set forth
herein, shall be an acknowledgment by Tenant that the terms of such estoppel
certificate are correct and, in addition, such failure shall be a material
default by Tenant.

                                  ARTICLE 16
                                 HOLDING OVER

Section 16.1 - Holding Over
---------------------------

Tenant may not remain within the Premises after the day of Lease expiration
without Landlord's written approval.  With Landlord's approval, Tenant shall
become a tenant at will and any such holding over shall not constitute an
extension of this Lease.  During such holding over, Tenant shall pay one hundred
fifty percent (150%) of the Rent in effect as of the expiration date.  If Tenant
holds over without Landlord's written consent, Tenant also shall be a tenant at
sufferance and shall pay twice the then effective Rent until Tenant surrenders
possession.  Nothing contained herein shall be interpreted to grant permission
to Tenant to holdover or to deprive Landlord of any rights and remedies with
respect thereto.

                                   ARTICLE 17
                              HAZARDOUS SUBSTANCES

Section 17.1 - Hazardous Substances
-----------------------------------

     (a)  Other than ordinary substances utilized by Tenant in the course of
business (such as cleaning supplies and the like), neither Tenant, its
successors or assigns, nor any permitted assignee, sublessee, licensee or other
person or entity acting at the direction or with the consent of Tenant shall (i)
manufacture, treat, use, store or dispose of any "Hazardous Substance" (as
hereinafter defined) on the Premises, the Shopping Center or any part thereof or
(ii) permit the "release" (as hereinafter defined) of a Hazardous Substance on
or from the Premises, the Shopping Center or any part thereof unless the
manufacturing, treatment, use, storage, disposal, or release of a Hazardous
Substance is approved in writing by Landlord. Tenant shall observe all
governmental laws, rules and regulations related to Hazardous Substances.
Landlord may inspect the Premises at any time and audit Tenant records or
procedures related to Hazardous Substances in order to determine if Tenant is in
compliance with such laws, rules and regulations, provided such inspections and
audits are not disruptive to Tenant's business. Landlord shall have no liability
for failure to inspect or audit or for failing to discover any noncompliance
with laws, rules and regulations.

     (b)  Tenant covenants, at its cost and expense, to protect, indemnify,
defend and save Landlord harmless against and from any and all damages, losses,
liabilities, obligations, penalties, claims, litigation, demands, defenses,
judgments, suits, proceedings, costs, or expenses of any kind or nature
(including, without limitation, actual and reasonable attorney's

                                       27
<PAGE>

fees and expert's fees) which may at any time be imposed upon, incurred by or
asserted or awarded against Landlord arising from or out of any Hazardous
Substance on, in, under or affecting the Premises, the Shopping Center or any
part thereof as a result of any act or omission by Tenant, its successors or
assigns, or any assignee, permitted sublessee licensee or other person or entity
acting at the direction, knowledge or implied consent of Tenant.

     (c)  The term "Hazardous Substance" shall mean any waste, substance or
material (i) identified in Section 101(14) of the Comprehensive Environmental
Response, Compensation and Liability Act of 1980, as the same may be amended
form time to time (herein called "CERCLA"), or (ii) determined to be hazardous,
toxic, a pollutant or contaminant, under federal, state, or local statute, law,
ordinance, rule, regulation or judicial or administrative order or decision, as
the same may be amended from time to time, including, but not limited to,
petroleum and petroleum products. The term "release" shall have the meaning
given to such term in Section 101(22) of CERCLA.

     (d)  Landlord hereby represents to Tenant that as of the date of execution
of this Lease (i) to the best of Landlord's knowledge, but without investigation
or inquiry, the Premises and the Shopping Center do not contain any Hazardous
Substances which would cause the Premises or the Shopping Center to be in
violation of any environmental laws, regulations, ordinances or rules or which
would constitute an environmental hazard of any type under applicable law; and
(ii) Landlord has received no written notice alleging that conditions at the
Premises or the Shopping Center are in violation of any environmental laws,
regulations, ordinances or rules. Landlord covenants, at its cost and expense,
to protect, indemnify, defend and save Tenant harmless against and from any and
all damages, losses, liabilities, obligations, penalties, claims, litigation,
demands, defenses, judgments, suits, proceedings, costs or expenses of any kind
or nature (including, without limitation, attorney's fees and expert's fees)
which may at any time be imposed upon, incurred by, asserted or awarded against
Tenant as a result of the breach by Landlord of the representations made in the
preceding sentence. If the Premises are contaminated in any manner with
Hazardous Substances as of the date the Premises are made available to Tenant
for Tenant's Work and such contamination is due to the act of Landlord or its
employees, agents or contractors, and if either (x) clean-up, removal and/or
remediation of such contamination is required by laws, codes or regulations of
applicable governmental authorities or (y) such contamination has or will have a
substantial adverse effect on the operation of Tenant's business at the
Premises, Tenant shall give prompt written notice to Landlord of such
contamination, and Landlord agrees that Landlord shall, at Landlord's sole cost
and expense, clean-up, remove and/or remediate such contamination in accordance
with all laws, codes and regulations of applicable governmental authorities.

                                  ARTICLE 18
                  CONDITIONS OF LANDLORD-TENANT RELATIONSHIP

Section 18.1 - Conditions of Landlord-Tenant Relationship
---------------------------------------------------------

     (a)  The Landlord's acceptance of some act in violation of the terms of
this Lease shall not prevent the Landlord from insisting upon the strict
performance of that term at any other time. Time is of the essence of this
Lease.

     (b)  No payment by Tenant or receipt by Landlord of a lesser amount than
the Rent stated shall be other than on account. Any endorsement or statement on
a check or any accompanying letter is void, and Landlord may accept such check
or payment without prejudice to right or remedy at law or in equity or provided
in this Lease.

     (c)  This Lease is the sole agreement concerning the Premises and the
Shopping Center. All prior negotiations, considerations and representations have
been incorporated herein. No course of prior dealings between the parties or
their officers, agents or affiliates shall be relevant or admissible to
supplement, explain or vary any of the terms of the Lease. No subsequent
alteration, amendment, change or addition to this Lease shall be binding upon
Landlord or Tenant unless reduced to writing and signed by them. No course of
conduct shall constitute an amendment.

                                       28
<PAGE>

     (d)  Landlord and Tenant are not partners or joint venturers.

     (e)  If Landlord or Tenant is delayed, hindered or prevented from
performing any act or thing required hereunder by reason of strikes, lock-outs,
labor troubles, casualties, inability to procure labor, materials, failure or
lack of utilities, governmental laws or regulations, riots, insurrection, war,
acts of God, or other causes beyond the reasonable control of either, the
delayed party shall not be liable and the period of performance of any such act
shall be extended for a period equivalent to the period of such delay. The
foregoing is inapplicable to the payment of Rent and Additional Rent unless due
to an act arising after Tenant's mailing and affecting the physical delivery of
the payment.

     (f)  Any writing required to be given under this Lease shall be delivered
by either United States certified mail, postage prepaid, return receipt
requested, or overnight courier service and shall be addressed (i) if to
Landlord, at the address provided in Section 1.1(b) for Landlord or at such
other address as Landlord may designate by written notice and (ii) if to Tenant,
at the address provided in Section 1.1(c) for Tenant or at such other address as
Tenant shall designate by written notice. Notices shall be effective upon
delivery unless delivery is refused or cannot be made, in which event notice
shall be effective three (3) business days after mailing. Facsimile notices
shall be effective upon receipt if confirmed within twenty-four (24) hours by
any of the foregoing methods.

     (g)  The captions, section numbers, article numbers and index appearing are
for convenience and do not define, limit, construe or describe the scope or
intent of such Sections of this Lease nor in any way affect this Lease.

     (h)  "Tenant" shall mean each and every entity or person executing this
Lease as a non-disclosed agent or if an agency relationship is disclosed then
Tenant shall be the principal unless stated to the contrary or unless the agent
is without authority to bind the principal to this Lease.

     (i)  Tenant and Landlord warrant that they have had no dealings with any
broker or agent in connection with this Lease except Cousins MarketCenters, Inc.
and Cooperating Broker, if any, whose commission shall be paid as provided in
Section 1.1(s), and Landlord and Tenant covenant to pay, hold harmless and
indemnify each other from and against any and all cost, expense or liability for
any compensation, commissions and charges claimed by any broker or agent
utilized by the indemnitor with respect to this Lease or the negotiation
thereof.

     (j)  The remainder of this Lease shall be enforceable if any section or
clause is found invalid or unenforceable.

     (k)  The submission of this Lease to a prospective Tenant is not an offer,
a reservation of or option for the Premises, and this Lease becomes effective as
a Lease only upon execution and delivery thereof by Landlord and Tenant.

     (l)  The Laws of the state in which the Shopping Center is located shall
govern the validity, performance and enforcement of this Lease.

     (m)  This Lease is binding upon any and all successors in title and assigns
of Landlord and Tenant.

     (n)  Any obligation which by its nature is due after this Lease expires,
shall survive the Lease's termination.

     (o)  Tenant and Landlord hereby waive trial by jury in any action,
proceeding or counterclaim brought by one party against the other on any matter
whatsoever arising out of or in any way connected with this Lease, the
relationship of Landlord and Tenant created hereby, the Tenant's use or
occupancy of the Premises and/or any claim for injury or damage.

     (p)  Landlord shall have no personal liability with respect to the
provisions of this Lease. If Landlord is in default with respect to its
obligations under this Lease, Tenant shall look solely to the equity of Landlord
in and to the Shopping Center and the proceeds thereof

                                       29
<PAGE>

for the satisfaction of Tenant's remedies, if any. It is expressly understood
and agreed that Landlord's liability under the terms of this Lease shall in no
event exceed the amount of its interest in and to said Shopping Center. In no
event shall any partner of Landlord nor any joint venturer of Landlord be
personally liable with respect to any of the provisions of this Lease. In the
event of any sale or sales of the Premises (and the property on which same is
situated) or of any ground lease thereof, Landlord shall remain liable for all
covenants and obligations of Landlord arising prior to the date of such sale or
ground lease, and Landlord shall be and hereby is entirely freed and relieved of
all covenants and obligations of Landlord arising from and after the date of
such sale or ground lease, but only in the event such purchaser or ground lessee
shall assume the covenants and obligations of Landlord contained in the Lease
arising from and after the date of such sale or ground lease.

     (q)  Highlighted language, if any, shall be of no greater or lesser force
and effect than the remainder of this Lease. Any stricken language shall be
treated as though it did not exist.

     (r)  Except as expressly set forth herein to the contrary, any improvement
or alteration to the Premises required because of Tenant's actual or
contemplated use of the Premises shall be Tenant's obligation to undertake and
complete at its expense.

     (s)  If Tenant is a corporation, the individual(s) executing this Lease
warrants that s/he has full authority to execute and to bind the Tenant to its
terms and conditions pursuant to a current resolution of the Tenant's Board of
Directors, which resolution shall be promptly provided upon request. The person
executing this lease on behalf of Landlord does hereby represent and warrant
that Landlord is a duly-authorized and validly existing corporation, that
Landlord is qualified to do business in the State of Georgia, that Landlord has
full rights, power and authority to enter into this Lease and that each person
signing on behalf of Landlord is authorized to do so.

     (t)  Cousins MarketCenters, Inc. is being paid by Landlord.

     (u)  Within sixty (60) days after the end of each of Tenant's fiscal years
during the Lease Term, Tenant shall deliver to Landlord a copy of its financial
statements for such year, including balance sheet, profit and loss statement and
any other reports normally generated as part of Tenant's financial statements.

     (v)  This Lease shall create the relationship of landlord and tenant only
between Landlord and Tenant and no estate shall pass out of Landlord. Tenant
shall have only a usufruct, not subject to levy and sale and not assignable in
whole or in part by Tenant except as herein provided.

     IN WITNESS WHEREOF, the parties hereto have executed this Lease under seal
this day and year first above written.

                                        LANDLORD:

                                        CP VENTURE THREE LLC, a
/s/ Witness                             Delaware limited liability company
-----------------------------------
Witness                                 By:  CP Venture LLC, a Delaware
                                             limited liability company, Managing
                                             Member

                                        By:  Cousins Properties Incorporated, a
                                             Georgia corporation, Development
                                             Manager

                                        By: /s/ Joel T. Murphy
                                           -------------------------------
                                        Name: Joel T. Murphy
                                             -----------------------------
                                        Its: Senior Vice President
                                            ------------------------------

                                       30
<PAGE>

                                                  [CORPORATE SEAL]

                                        TENANT:

                                        HARRYS FARMERS MARKET, INC.,
                                        a Georgia corporation

/s/ Witness                             By: /s/ John D. Branch
---------------------                      ----------------------------------
Witness                                 Name:  John D. Branch
                                             --------------------------------
                                        Title: Senior Vice President and CFO
                                              -------------------------------

                                        Attest: /s/ Barbara N. Worrell
                                               ------------------------------
                                        Name:  Barbara N. Worrell
                                             --------------------------------
                                        Title: Assistant Secretary
                                              -------------------------------

SIGNATURE MUST BE WITNESSED/ATTESTED.

                                                  [CORPORATE SEAL]

                                       31<PAGE>

                                                                   EXHIBIT 10.22

                             EMPLOYMENT AGREEMENT

     This Employment Agreement (the "Agreement") is made and entered into as of
January 25, 2001 by and between Harry's Farmers Market, Inc., a Georgia
corporation (the "Company"), and Jim Drummond, a resident of the United Kingdom
("Executive").

     WHEREAS, the Company desires to employ Executive in accordance with the
terms of this Agreement, and Executive desires to accept such employment in
accordance with the terms and conditions of this Agreement;

     NOW THEREFORE, in consideration of the foregoing and of the mutual
covenants and agreements set forth herein, and other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereto agree as follows:

     1.   Definitions
          -----------

          "Area" means a twenty (20) mile radius from any of the Company's
locations on the date hereof.

          "Business of the Company" means the business of owning and operating
concept megastores and convenience stores specializing in perishable food
products.

          "Change in Control" means the occurrence of any of the following
events:

          (a)  individuals who, at the Effective Date, constitute the Board (the
     "Incumbent Directors") cease for any reason to constitute at least a
     majority of the Board, provided that any person becoming a director after
     the Effective Date and whose election or nomination for election was
     approved by a vote of at least a majority of the Incumbent Directors then
     on the Board (either by a specific vote or by approval of the proxy
     statement of the Company in which such person is named as a nominee for
     director, without written objection to such nomination) shall be an
     Incumbent Director; provided, however, that no individual initially elected
     or nominated as a director of the Company as a result of an actual or
     threatened election contest (as described in Rule 14a-11 under the
     Securities Exchange Act of 1934, as amended (the "1934 Act")) ("Election
     Contest"), or other actual or threatened solicitation of proxies or consent
     by or on behalf of any "person" (as such term is defined in Section 3(a)(9)
     of the 1934 Act and as used in Section 13(d)(3) and 14(d)(2) of the 1934
     Act) other than the Board ("Proxy Contest"), including by reason of any
     agreement intended to avoid or settle
<PAGE>

     any Election Contest or Proxy Contest, shall be deemed an Incumbent
     Director;

          (b)  any person is or becomes a "beneficial owner" (as defined in Rule
     13d-3 under the 1934 Act), directly or indirectly, of securities of the
     Company representing 50% or more of the combined voting power of the
     Company's then outstanding securities eligible to vote for the election of
     the Board (the "Company Voting Securities"); provided, however, that the
     event described in this paragraph (b) shall not be deemed to be a Change in
     Control of the Company by virtue of any of the following acquisitions: (A)
     any acquisition by a person who is on the Effective Date the beneficial
     owner of 25% or more of the outstanding Company Voting Securities; (B) an
     acquisition by the Company which reduces the number of Company Voting
     Securities outstanding and thereby results in any person acquiring
     beneficial ownership of more than 25% of the outstanding Company Voting
     Securities; provided, that if after such acquisition by the Company such
     person becomes the beneficial owner of additional Company Voting Securities
     that increases the percentage of outstanding Company Voting Securities
     beneficially owned by such person, a Change in Control of the Company shall
     then occur; (C) an acquisition by an employee benefit plan (or related
     trust) sponsored or maintained by the Company or any Parent or Subsidiary;
     (D) an acquisition by an underwriter temporarily holding securities
     pursuant to an offering of such securities; or (E) an acquisition pursuant
     to a Non-Qualifying Transaction (as defined in paragraph (c) below) in
     which Company Voting Securities are acquired from the Company, if a
     majority of the Incumbent Directors approve a resolution providing
     expressly that the acquisition pursuant to this clause (E) does not
     constitute a Change in Control of the Company under this paragraph (b); or

          (c)  the consummation of a reorganization, merger, consolidation,
     statutory share exchange or similar form of corporate transaction involving
     the Company that requires the approval of the Company's stockholders,
     whether for such transaction or the issuance of securities in the
     transaction (a "Reorganization"), or the sale or other disposition of all
     or substantially all of the Company's assets to an entity that is not an
     affiliate of the Company (a "Sale"), unless immediately following such
     Reorganization or Sale: (A) more than 50% of the total voting power of (x)
     the corporation resulting from such Reorganization or the corporation which
     has acquired all or substantially all of the assets of the Company (in
     either case, the "Surviving Corporation"), or (y) if applicable, the
     ultimate parent corporation that directly or indirectly has beneficial
     ownership of 100% of the voting securities eligible to elect directors of
     the Surviving Corporation (the "Parent Corporation"), is represented by the
     Company Voting Securities that were outstanding immediately prior to such
     Reorganization or Sale (or, if applicable, is represented by shares into
     which such Company Voting Securities were

                                       2
<PAGE>

     converted pursuant to such Reorganization or Sale), and such voting power
     among the holders thereof is in substantially the same proportion as the
     voting power of such Company Voting Securities among the holders thereof
     immediately prior to the Reorganization or Sale; (B) no person (other than
     (x) the Company, (y) any employee benefit plan (or related trust) sponsored
     or maintained by the Surviving Corporation or the Parent Corporation, or
     (z) a person who immediately prior to the Reorganization or Sale was the
     beneficial owner of 25% or more of the outstanding Company Voting
     Securities) is the beneficial owner, directly or indirectly, of 25% or more
     of the total voting power of the outstanding voting securities eligible to
     elect directors of the Parent Corporation (or, if there is no Parent
     Corporation, the Surviving Corporation), and (C) at least a majority of the
     members of the board of directors of the Parent Corporation (or, if there
     is no Parent Corporation, the Surviving Corporation) following the
     consummation of the Reorganization or Sale were Incumbent Directors at the
     time of the Board's approval of the execution of the initial agreement
     providing for such Reorganization or Sale (any Reorganization or Sale which
     satisfies all of the criteria specified in (A), (B) and (C) above shall be
     deemed to be a "Non-Qualifying Transaction").

          "Competing Enterprise" means any person or entity, corporation,
partnership, joint venture or other enterprise or business engaged in the same
Business as the Company or a substantially similar business.

          "Confidential Information" means all information regarding the
Company, its activities, business or customers that is the subject of reasonable
efforts by the Company to maintain its confidentiality and that is not generally
disclosed by practice or authority to persons not employed by the Company.
"Confidential Information" shall include, but is not limited to, sales and
marketing techniques and plans, lists of contact data, customer lists and
databases, contractor, supplier and vendor lists and related information,
consultant lists and databases, technical data relating to the Company's
products or techniques, prices paid by customers or paid to suppliers, financial
or business plans and data concerning the Company, and management planning
information. "Confidential Information" shall not include information that has
                                              ---
become generally available to the public by the act of one who has the right to
disclose such information without violating any right or privilege of the
Company. This definition shall not limit any definition of "confidential
information" or any equivalent term under state or federal law.

          "Restricted Period" means the Term of this Agreement plus a period
extending until two (2) years from the termination of Executive's employment
with the Company for any reason whatsoever.

          "Trade Secret" means all information, without regard to form,
including, but not limited to, technical or nontechnical data, a formula, a
pattern, a

                                       3
<PAGE>

compilation, a program, a device, a method, a technique, a drawing, a process,
financial data, financial plans, product plans, distribution lists, a list of
actual or potential customers, or a list of actual or potential contractors,
consultants and recruits, which is not commonly known by or available to the
public and which information:  (A) derives economic value, actual or potential,
from not being generally known to, and not being readily ascertainable by proper
means by, other persons who can obtain economic value from its disclosure or
use; and (B) is the subject of efforts that are reasonable under the
circumstances to maintain its secrecy. "Trade Secrets" shall not include
information that has become generally available to the public by the act of one
who has the right to disclose such information without violating any right or
privilege of Company.  Without limiting the foregoing Trade Secret means any
item of Confidential Information that constitutes a "trade secret(s)" under the
common law or statutory law of the State of Georgia.

     2.   Effective Date.  This Agreement will be effective as of January 25,
          --------------
2001 (the "Effective Date").

     3.   Basic Employment Provisions.
          ---------------------------

          (a)  Employment and Term. The Company hereby employs Executive as the
               -------------------
Chief Operating Officer of the Company, and Executive hereby agrees to be
employed by the Company for a period and time commitment of three (3) years,
commencing on the Effective Date (the "Initial Term"), unless terminated earlier
as provided in Section 5 of this Agreement. Following the Initial Term, this
Agreement and Executive's employment hereunder shall automatically renew from
year to year (each a "Renewal Term") unless either the Company or Executive
shall notify the other in writing not later than ninety (90) days prior to the
Initial Term or the then current Renewal Term that such party elects for this
Agreement and Executive's employment hereunder to terminate at the end of the
Initial Term or such Renewal Term, as applicable. As used herein, "Term" means
the Initial Term and any subsequent Renewal Term.

          (b)  Duties.  Executive shall be subject to the direction and
               ------
supervision of the Board of Directors of the Company (the "Board") and shall
have those duties and responsibilities that are assigned to him during the Term
by the Board, which shall be performed to the satisfaction of the Board.

          (c)  Performance. Executive accepts such employment, and agrees during
               -----------
the Term to the following:

               (i)    to devote substantially all of Executive's effort, time,
energy, and skill (reasonable vacation and absences due to illness excepted)
during regular business hours to the duties of his employment hereunder;

                                       4
<PAGE>

               (ii)   to faithfully, loyally, and industriously perform such
duties subject to the supervision of the Board of Directors of the Company;

               (iii)  to diligently follow and implement all lawful management
policies and decisions of the Company that are communicated to Executive; and

               (iv)   that he will be an officer of the Company and will have a
fiduciary duty to act in the best interests of the Company.

          (d)  During the Term of this Agreement, Executive shall not engage in
any other business or professional activity, whether or not such activity is
pursued for gain, profit, or other pecuniary advantage, that shall interfere
with his ability to perform reasonable exclusive services under this Agreement;
but this shall not be construed as preventing Executive from (i) investing his
personal assets in businesses which do not compete with the Business of the
Company or any affiliate thereof in such form or manner as will not require any
services on the part of Executive in the operations or the affairs of the
entities in which such investments are made and in which his participation is
solely that of an investor; or (ii) purchasing securities in any corporation
whose securities are regularly traded on a national securities exchange,
provided that such purchase does not result in Executive collectively owning
beneficially at any time five (5%) percent or more of the voting securities of
any Competing Enterprise or any affiliate thereof. Nothing in this provision is
intended to restrict Executive from participating in, belonging to or servicing
organizations or events or from engaging in activities, so long as such
activities do not interfere with Executive's employment under this Agreement or
relate to services that compete with the Business of the Company.

          (e)  Executive represents and warrants to the Company that he is not a
party to or bound by any restriction, contractual or otherwise, that would
prevent, limit, or restrict Executive from the full and complete performance of
his duties hereunder.

     4.   Compensation.
          ------------

          (a)  Salary. In consideration of the services rendered by Executive
               ------
pursuant to this Agreement, the Company shall pay to Executive salary at the
annual rate of Two Hundred Fifty Thousand Dollars ($250,000) (the "Base
Salary"), which Base Salary will be reviewed periodically by the Compensation
Committee of the Company's Board of Directors and which may be increased by the
Compensation Committee, subject to approval of the Company's Board of Directors.
The Base Salary shall be paid in accordance with the Company's standard payroll
practices in effect from time to time. All amounts payable to Executive
hereunder shall be subject to such deductions and withholdings as are required
by law.

                                       5
<PAGE>

          (b)  Options. Except for an option (the "Option") to purchase an
               -------
aggregate of two hundred thousand (200,000) shares of the Class A Common Stock
of the Company pursuant to that Non-Qualified Stock Option Agreement between the
Company and Executive dated as of the date hereof (the "Option Agreement"), the
remuneration and benefits set forth in this Section 4 shall be the only
compensation payable to Executive with respect to his employment hereunder, and
Executive shall not be entitled to receive any compensation in addition to that
set forth in this Section 4 or under the Option Agreement for any services
rendered by him in any capacity to the Company or any affiliate thereof unless
agreed to in writing by the Company or such affiliate thereof.

          (c)  Welfare Benefits.  To the extent Executive is eligible to
               ----------------
participate, Executive also shall have the right to participate in all benefits
under the welfare benefit plans, practices, policies and programs provided by
the Company, including, without limitation, medical, hospitalization, dental,
disability income, life or other similar insurance plans maintained by the
Company from time to time to the extent that Executive's position, tenure,
salary, age, health and other qualifications make him eligible to participate,
and such other fringe benefits as are provided to other senior management
executives of the Company, provided that the Company shall not be required to
adopt or continue any insurance plans or fringe benefit plans. Executive also
shall have the right to reimbursement for all reasonable business travel,
entertainment and other business expenses incurred by Executive in connection
with his employment by the Company and in accordance with the policies,
practices and procedures of the Company to the extent generally applicable to
its senior executives, and in sufficient detail to comply with Internal Revenue
Service Regulations.

          (d)  Lodging and Transportation.  During Executive's Term of
               --------------------------
employment, the Company shall pay all expenses associated with Executive's
lodging in Atlanta, including, but not limited to, rent or hotel charges, for
the lesser of (i) six (6) months from the Effective Date or (ii) the date
Executive begins receiving rental income on his property in the United Kingdom.
The Company also shall pay a car allowance to Executive of $600 per month and
shall purchase, or reimburse Executive for, up to five (5) business class
tickets per year for Executive's use for return visits to the United Kingdom.

          (e)  Immigration Expenses.  The Company shall pay or reimburse
               --------------------
Executive for all costs and expenses associated with Executive obtaining and
maintaining a visa to work in the United States.

     5.   Termination of Employment.
          -------------------------

          (a)  Death, Retirement or Disability.  Executive's employment shall
               -------------------------------
terminate automatically upon Executive's death or Retirement during the
Employment Period.  For purposes of this Agreement, "Retirement" shall mean

                                       6
<PAGE>

normal retirement as defined in the Company's then-current retirement plan, or
if no such retirement plan exists, "Retirement" shall mean voluntary termination
after age 65 with ten years of service.  If the Company determines in good faith
that the Disability of Executive has occurred during the Employment Period
(pursuant to the definition of Disability set forth below), the Company may give
Executive written notice of its intention to terminate Executive's employment.
In such event, Executive's employment with the Company shall terminate effective
on the 30th day after receipt of such written notice by Executive (the
"Disability Effective Date") if Executive shall not have returned to full-time
performance of Executive's duties within thirty (30) days of receipt of such
notice.  For purposes of this Agreement, "Disability" shall mean a mental or
physical disability as determined by the Board of Directors of the Company in
accordance with standards and procedures similar to those under the Company's
employee long-term disability plan.  At any time that the Company does not
maintain such a long-term disability plan, Disability shall mean the inability
of Executive, as determined by the Board, to substantially perform, with or
without reasonable accommodation, the essential functions of his regular duties
and responsibilities due to a medically determinable physical or mental illness
which has lasted (or can reasonably be expected to last) for a period of six
consecutive months.

          (b)  Termination by the Company. The Company may terminate Executive's
               --------------------------
employment during the Employment Period for any reason, with or without cause,
upon six (6) months written notice; provided, however, the Company may request
that Executive immediately cease, or cease in less than six (6) months,
provision of services to the Company.

          (c)  Termination by Executive.  Executive's employment may be
               ------------------------
terminated by Executive for any reason upon six (6) months written notice.

          (d)  Notice of Termination.  Any termination by the Company or by
               ---------------------
Executive shall be communicated by Notice of Termination to the other party
hereto given in accordance with Section 13 of this Agreement.  For purposes of
this Agreement, a "Notice of Termination" means a written notice which specifies
the termination date (which date shall be not less than six (6) months after the
giving of such notice, subject to the Company's right to request that Executive
cease the provision of services at an earlier date).

          (e)  Date of Termination.  "Date of Termination" means (i) if
               -------------------
Executive's employment is terminated other than by reason of death or
Disability, the date specified in the Notice of Termination, which shall not be
less than six (6) months after the date of delivery of the Notice of
Termination, or (ii) if Executive's employment is terminated by reason of death
or Disability, the Date of Termination will be the date of death or the
effective date of the Disability, as the case may be.

                                       7
<PAGE>

     6.   Obligations of the Company upon Termination.
          -------------------------------------------

          If Executive's employment is terminated for any reason during the
Employment Period, this Agreement shall terminate without further obligations on
the part of the Company to Executive, other than the payment of the following:

          (a)  the Company shall pay to Executive a lump sum cash payment within
30 days after the Date of Termination of (i) Executive's Base Salary earned
through the Date of Termination to the extent not theretofore paid, and (ii)
unless Executive has elected a different payout date in a prior deferral
election, any compensation previously deferred by Executive (together with any
accrued interest or earnings thereon) to the extent not theretofore paid (the
sum of the amounts described in clauses (i) and (ii) shall be hereinafter
referred to as the "Accrued Obligations"); and

          (b)  If Executive is terminated by the Company for any reason other
than for cause, Executive shall be entitled to receive a further lump sum cash
payment from the Company, within 30 days after the Date of Termination, equal to
50% of Executive's Base Salary in effect on the Date of Termination (the
"Severance Payment"). However, the Company shall be entitled to reduce the
Severance Payment by an amount equal to (i) the difference between the Fair
Market Value of the Company's Class A Common Stock, as such term is defined in
the Option Agreement, on the Date of Termination, and the Exercise Price, as
such term is defined in the Option Agreement, (ii) multiplied by the number of
option shares that have vested as of the Date of Termination. Notwithstanding
the aforementioned, in no case shall Executive be responsible to pay the Company
any amounts under this Section 6(c), nor shall the Company be obligated to pay
an amount under this Section 6(c) higher than the Severance Payment.

     7.   Ownership, Non-Disclosure and Non-Use of Confidential Information and
          ---------------------------------------------------------------------
Trade Secrets.
-------------

          Executive and the Company understand and agree that the Confidential
Information and Trade Secrets constitute valuable assets of the Company and its
affiliated entities, for which the Company has provided good and valuable
consideration, and may not be converted to Executive's own use. Accordingly,
Executive acknowledges and agrees that all Trade Secrets, and physical
embodiments thereof, are confidential to and shall be and remain the sole and
exclusive property of the Company, and that any Trade Secrets produced by
Executive and used by the Company during Executive's employment shall be
considered "works for hire" as such term is defined in 17 U.S.C. Section 101,
the ownership and copyright of which shall be vested solely in the Company.
Executive hereby agrees that Executive shall not, directly or indirectly, at any
time during the Restricted Period reveal, divulge, or disclose to any Person not
expressly authorized by the Company any Confidential Information, and Executive
shall not, directly or

                                       8
<PAGE>

indirectly, at any time during the Restricted Period use or make use of any
Confidential Information in connection with any business activity other than
that of the Company. Throughout the term of this Agreement and at all times
after the date that this Agreement terminates for any reason, Executive shall
not, directly or indirectly, transmit or disclose any Trade Secret of the
Company to any Person, and shall not make use of any such Trade Secret, directly
or indirectly, for himself or for others, without the prior written consent of
the Company. The parties acknowledge and agree that this Agreement is not
intended to, and does not, alter either the Company's rights or Executive's
obligations under any state or federal statutory or common law regarding trade
secrets and unfair trade practices.

     Anything herein to the contrary notwithstanding, Executive shall not be
restricted from disclosing or using Confidential Information that is required to
be disclosed by law, court order or other legal process; provided, however, that
in the event disclosure is required by law, Executive shall provide the Company
with prompt notice of such requirement so that the Company may seek an
appropriate protective order prior to any such required disclosure by Executive.

     8.   Nonsolicitation and Noncompetition Covenants. Executive covenants that
          --------------------------------------------
he will during the term of the Restricted Period observe the following separate
and independent covenants:

          (a)  Executive will not, without the prior written consent of the
Company, either directly or indirectly, within the Area, be employed by any
Competing Enterprise as the Chief Operating Officer of the Competing Enterprise
or any affiliate of the Competing Enterprise or in a position having duties
similar to that of a Chief Operating Officer, either on a full or part time
basis.

          (b)  Executive will not, without the Company's prior written consent,
either directly or indirectly, on Executive's own behalf or in the service or on
behalf of others, solicit the termination of employment with the Company of, or
attempt to solicit the termination of employment with the Company of, any person
employed by the Company or who was employed by the Company during the six (6)
month period preceding the Date of Termination, whether or not such employee is
or was a full-time or a temporary employee of the Company and whether or not
such employment is or was pursuant to written agreement and whether or not such
employment is or was at will.

     9.   Enforcement of Restrictive Covenants.
          ------------------------------------

          (a)  Executive acknowledges and agrees that the Company is engaged in
the Business of the Company in and throughout the Area and that Executive
oversees the Company's operations in and throughout the Area. Furthermore,
Executive acknowledges and agrees that by virtue of the training, duties, and
responsibilities attendant with Executive's employment by the Company

                                       9
<PAGE>

and the special knowledge of the business and operations of the Company that
Executive will have as a consequence of Executive's employment, great loss and
irreparable damage would be suffered by the Company if Executive should breach
or violate any of the terms or provisions of the covenants and agreements set
forth in Sections 7 and 8 of this Agreement. Executive and the Company
understand and agree that the provisions of Sections 7 and 8 of this Agreement
are not intended to eliminate Executive's post-employment competition with the
Company per se, nor is it intended to impair or infringe upon Executive's right
to work, earn a living, or acquire and possess property from the fruits of his
labor. Executive hereby acknowledges that the post-employment restrictions set
forth in Sections 7 and 8 are reasonable and that they do not, and will not,
unduly impair his ability to earn a living after the termination of this
Agreement. Executive further acknowledges and agrees that each such covenant and
agreement is reasonably necessary to protect and preserve the interest of the
Company. Therefore, in addition to all the remedies provided at law or in
equity, Executive agrees and consents that the Company shall be entitled to seek
in a court of law, upon good cause shown, a temporary restraining order and a
permanent injunction to prevent a breach or contemplated breach of any of the
covenants or agreements of Executive contained in Sections 7 and 8 of this
Agreement. The existence of any claim, demand, action or cause of action of
Executive against the Company shall not constitute a defense to the enforcement
by the Company of any of the covenants or agreements in Sections 7 and 8 of this
Agreement whether predicated upon this Agreement or otherwise, and shall not
constitute a defense to the enforcement by the Company of any of its rights
hereunder.

          (b)  Severability of Covenants.  Executive acknowledges and agrees
               -------------------------
that the restrictive covenants in Sections 7 and 8 of this Agreement are
reasonable and valid in time and scope and in all other respects. The covenants
set forth in this Agreement shall be considered and construed as separate and
independent covenants. Accordingly, should any part or provision of any covenant
be held invalid, void or unenforceable in any court of competent jurisdiction,
such invalidity, voidness or unenforceability shall not render invalid, void or
unenforceable any other part or provision of this Agreement. If any portion of
the foregoing provisions is found to be invalid or unenforceable by a court of
competent jurisdiction because its duration, the territory, the definition of
activities or the definition of information covered is considered to be invalid
or unreasonable in scope, the invalid or unreasonable term shall be redefined,
or a new enforceable term provided, such that the intent of the Company and
Executive in agreeing to the provisions of this Agreement will not be impaired
and the provision in question shall be enforceable to the fullest extent of the
applicable laws.

          (c)  Attorneys' Fees.  In any action relating to the enforcement of
               ---------------
the restrictive covenants, the prevailing party in such action shall be entitled
to be paid any and all costs and expenses incurred by him or it in enforcing or
establishing his or its rights thereunder, including, without limitation,
reasonable attorneys' fees

                                       10
<PAGE>

actually incurred, whether suit be brought or not, and whether or not incurred
in trial, arbitration, bankruptcy or appellate proceedings.

     10.  Assignment.  This Agreement and the rights and obligations of the
          ----------
Company and Executive hereunder may not be assigned by either Executive or the
Company; provided, however, that the Company may assign this Agreement to an
affiliate.

     11.  No Violation.  Executive represents and warrants to the Company that
          ------------
the execution, delivery and performance of this Agreement by Executive does not,
with or without the giving of notice or the passage of time, or both, conflict
with, result in a default, right to accelerate or loss of rights under any
provision of any agreement or understanding to which Executive or, to the best
knowledge of Executive, any of Executive's affiliates are a party or by which
Executive or, to the best knowledge of Executive, Executive's affiliates may be
bound or affected.

     12.  Captions.  The captions, headings and arrangements used in this
          --------
Agreement are for convenience only and do not in any way affect, limit or
amplify the provisions hereof.

     13.  Notices.  All notices required or permitted to be given hereunder
          -------
shall be in writing and shall be deemed delivered when actually received or, if
mailed, whether or not actually received, two days after deposited in the United
States mail, postage prepaid, registered or certified mail, return receipt
requested, addressed to the party to whom notice is being given at the specified
address or at such other address as such party may designate by notice:

          If to Executive:

               Jim Drummond

               ____________________________
               ____________________________
               ____________________________

          If to Company:

               Harry's Farmers Market, Inc.
               1180 Upper Hembree Road
               Roswell, Georgia 30076
               Attention: Harry A. Blazer
               Telephone: (770) 751-3364
               Facsimile: (770) 772-9055

                                       11
<PAGE>

          With a copy (which shall not constitute notice) to:

               Alston & Bird LLP
               One Atlantic Center
               1201 West Peachtree Street
               Atlanta, Georgia 30309-3424
               Attention: John L. Latham, Esq.
               Telephone: (404) 881-7000
               Facsimile: (404) 881-7777

     14.  Invalid Provisions. If any provision of this Agreement is held to be
          ------------------
illegal, invalid or unenforceable under present or future laws, such provision
shall be fully severable, and this Agreement shall be construed and enforced as
if such illegal, invalid or unenforceable provision had never constituted a part
of this Agreement; the remaining provisions of this Agreement shall remain in
full force and effect and shall not be affected by the illegal, invalid or
unenforceable provision or by its severance from this Agreement.

     15.  Entire Agreement; Amendments. Except for the Option Agreement, this
          ----------------------------
Agreement contains the entire agreement of the parties hereto with respect to
the subject matter hereof and supersedes all prior agreements and
understandings, if any, relating to the subject matter hereof. This Agreement
may be amended only by an instrument in writing duly executed by an officer of
the Company and by Executive.

     16.  Counterparts. This Agreement may be executed in multiple counterparts,
          ------------
each of which shall constitute an original, and all of which together shall
constitute one and the same agreement.

     17.  Governing Law. This Agreement shall be construed and enforced
          -------------
according to the laws of the State of Georgia.

     18.  Waiver.  The waiver by Company of any breach of this Agreement by
          ------
Executive shall not be effective unless in writing, and no such waiver shall
operate or be construed as a waiver of the same or another breach on a
subsequent occasion.

                        [Signatures on Following Page]

                                       12
<PAGE>

     IN WITNESS WHEREOF, the parties hereto have executed and delivered this
Agreement as of the date first above written.

                                    HARRY'S FARMERS MARKET, INC.

                                    By:    /s/ Harry A. Blazer
                                       -----------------------------------------
                                    Name:  Harry A. Blazer
                                    Title: President and Chief Executive Officer

                                    EXECUTIVE:

                                           /s/ Jim Drummond
                                    --------------------------------------------
                                    Name:  Jim Drummond

                                       13

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