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                                                                    Exhibit 10.1

                        [City National Bank Letterhead]

                                 REVOLVING NOTE
$10,000,000.00                                                Note#643-648/36232
                                                        Sherman Oaks, California
                                                                    May 31, 2001

     On July 1, 2002, Digital Insight Corporation, a Delaware corporation
("Borrower"), promises to pay to the order of City National Bank, a national
banking association ("CNB"), at its office in this city, in United States
Dollars and in immediately available funds, the principal sum of Ten Million
Dollars ($10,000,000.00) ("Revolving Credit Commitment"), or so much thereof as
may be advanced and be outstanding, with interest thereon to be computed on each
advance from the date of its disbursement at a rate computed on a basis if a
360-day year, actual days elapsed, equal to the "Prime Rate" of CNB, as it
exists from time to time, per year.  "Prime Rate" shall mean the rate most
recently announced by CNB at its principal office in Beverly Hills, California,
as its "Prime Rate."  Any change in the Prime Rate shall become effective on the
same business day on which the Prime Rate shall change, without prior notice to
Borrower.

     As provided herein, the principal of this Note may be borrowed, repaid and
reborrowed from time to time prior to maturity, provided at the time of any
borrowing no Event of Default (as hereinafter defined) exists, and provided
further that the total borrowings outstanding at any one time shall not exceed
the Revolving Credit Commitment less outstanding Letters of Credit.  Each
borrowing and repayment hereunder shall be noted in the books and records of
CNB.  The excess of borrowings over repayments shall evidence the principal
balance due hereon from time to time and at any time.  Borrowings hereunder
shall be presumed to have been made to or for the benefit of Borrower when made
a noted in such books and records.

     Interest accruing on this Note shall be payable on the last day of each
month, commencing May 31, 2001.

     A Commitment Fee shall be payable at the end of each fiscal quarter, in
arrears, and shall be equal to 0.25 percent (1/4%), computed on an annual basis
based upon a 360 day year, of the average of the daily differences between the
Revolving Credit Commitment and the aggregate of Revolving Credit Loans and
Letters of Credit outstanding.

     The occurrence of any of the following shall constitute an "Event of
Default" hereunder, if not cured after ten (10) days written notice thereof
given by CNB to Borrower:

1.  Failure to make any payment of principal or interest when due under this
    Note;

2.  Filing of a petition by or against Borrower under any provision of the
    Bankruptcy Code;

3.  Appointment of a receiver or an assignee for the benefit of creditors for
    Borrower;

4.  Commencement of dissolution or liquidation proceedings or the
    disqualification (under any applicable law or regulation) of Borrower;

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5.  Any financial statement provided by Borrower to CNB is materially false or
    misleading;

6.  Any material default in the payment of performance of any obligation, or an
    acceleration of any payment obligations based on any material default under
    any provision of any contract or instrument pursuant to which Borrower has
    incurred any obligation for borrowed money, any purchase obligation or any
    other liability of any kind to any person or entity, including CNB;

7.  Any sale or transfer of all or a substantial part of the assets of Borrower
    other than in the ordinary course of business;

8.  Any material violation, breach or default under this Note, any letter
    agreement, guaranty, security agreement, deed of trust, subordination
    agreement or any other contract or instrument executed in connection with
    this Note or securing this Note;

9.  Failure of Borrower to furnish CNB, within the times specified, the
    following statements:

    9.1  Within sixty (60) days after the end of each quarterly accounting
         period of each fiscal year, a copy of Borrower's Form 10-Q, or in lieu
         thereof, a financial statement consisting of not less than a balance
         sheet, income statement, reconciliation of net worth and statement of
         cash flows, with notes thereto, prepared in accordance with generally
         acceptable accounting principals consistently applied, which financial
         statement may be internally prepared;

    9.2  Within one hundred twenty (120) days after the close of each fiscal
         year, a copy of Borrower's Form 10-K, or in lieu thereof, a copy of the
         annual audit report for such year for Borrower and the Subsidiaries
         including therein a balance sheet, income statement, reconciliation of
         net worth and statement of cash flows, with notes thereto, the balance
         sheet, income statement and statement of cash flows to be audited by a
         certified public accountant acceptable to CNB, and certified by such
         accountants to have been prepared in accordance with generally
         acceptable accounting principals consistently applied and accompanied
         by Borrower's certification as to whether any event has occurred which
         constitutes an Event of Default, and if so, stating the facts with
         respect thereto;

    9.3  Prior to the consummation of an acquisition, a pro forma statement as
         to Borrower's compliance with the financial covenants set forth in
         Section 10, below, where such acquisition is valued at more that One
         Hundred Million Dollars ($100,000,000.00) on a pooling of interests
         basis or Twenty Million Dollars ($20,000,000.00) on a purchase basis;

    9.4  The Federal Income Tax Return for Borrower within ten (10) days after
         its filing of each Return, respectively; and

    9.5  Such additional information, reports, and/or statements as CNB may,
         from time to time, reasonably request.

10. Failure of Borrower to maintain the following:

    10.1 Tangible Net Worth of not less than $20,000,000.00 at all times;

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     10.2 A ratio of Total Senior Liabilities to Tangible Net Worth of not more
          than 1.5 to 1.0 at all times; and

     10.3 Quarterly operating losses, plus extraordinary charges and merger
          related acquisition costs including amortization of goodwill and
          deferred compensation (as it related to acquisitions), plus taxes,
          interest expense, and any one-time non-recurring items, not to exceed:

          10.3.1    $7,000,000.00 for the fiscal quarter ending June 30, 2001;

          10.3.2    $5,000,000.00 for the fiscal quarter ending September 30,
                    2001;

          10.3.3    $4,000,000.00 for the fiscal quarter ending December 31,
                    2001;

          10.3.4    $4,000,000.00 for the fiscal quarter ending March 31, 2002;
                    and

          10.3.5    $3,000,000.00 for the fiscal quarter ending thereafter.

     10.4 Liquid Assets at all times of not less than the greater of (a) Twice
          the amount of Revolving Credit Loans and other bank debt outstanding,
          or (b) the total Cash Expenditures.

     For purposes of this Note, the following terms have the following meanings:

     "Cash Expenditures" shall mean the difference between Liquid Assets at the
beginning and the end of the two (2) most recent fiscal quarters, if such Liquid
Assets are lower at the end of the two (2) most recent fiscal quarters.

     "Liquid Assets" shall mean the sum of cash, cash equivalents and Marketable
Securities held in Borrower's name upon which there is no security interest,
lien or other encumbrance.

     "Marketable Securities" shall mean "margin stock" as defined in Regulation
U of the Federal Reserve Board; bonds and other debt securities of United States
corporations not falling within the definition of "margin stock" with a credit
quality rating of at least A by Standard & Poors or A2 by Moody's; obligation of
the United States government or agencies thereof; and obligations of any state,
territory, municipality or local governmental subdivision or entity of the
United States, with a credit quality rating of at least A by Standard & Poors or
A2 by Moody's.

     "Subordinated Debt" shall mean indebtedness of Borrower or any Subsidiary
the repayment of principal and interest of which is subordinated to CNB, on
terms satisfactory to CNB.

     "Tangible Net Worth" shall mean the total of all assets appearing on a
balance sheet prepared in accordance with generally accepted accounting
principals consistently applied for Borrower and the Subsidiaries on a
consolidated basis, minus (a) all intangible assets, including without
limitation, unamortized debt discount, affiliate, employee and officer
receivables or advances, goodwill, research and development costs, patents,
trademarks, the excess of purchase price over underlying values of acquired
companies, any covenants not to compete, deferred charges, copyrights,
franchises and appraisal surplus; minus (b) all obligations which are required
by generally accepted accounting principals consistently applied to be reflected
as a liability on the consolidated balance sheet of Borrower and the
Subsidiaries; minus, (c) the amount, if any, at which shares of stock of a non-
wholly

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owned Subsidiary appear on the asset side of Borrower's consolidated balance
sheet, as determined in accordance with generally accepted accounting principals
consistently applied; minus (d) minority interests; and minus (e) deferred
income and reserves not otherwise reflected as a liability on the consolidated
balance sheet of Borrower and the Subsidiaries.

     "Total Senior Liabilities" shall mean, as of any date of determination, the
amount of all obligations that should be reflected as a liability on a
consolidated balance sheet of Borrower and the Subsidiaries prepared in
accordance with generally accepted accounting principals consistently applied,
less Subordinated Debt.

     Upon the occurrence of any Event of Default, CNB, at its option, may
declare all sums of principal and interest outstanding hereunder to be
immediately due and payable without presentment, demand, protest or notice of
dishonor all of which are expressly waived by Borrower, and CNB shall have no
obligation to make any further advances hereunder.  Borrower agrees to pay all
costs and expenses, including reasonable attorneys' fees (which counsel may be
CNB employees), expended or incurred by CNB (or allocable to CNB's in-house
counsel) in connection with the enforcement of this Note or the collection of
any sums due hereunder and irrespective of whether suit is filed.  Any principal
or interest not paid when due hereunder shall thereafter bear additional
interest from its due date at a rate of five percent (5%) per year higher than
the interest rate as determined and computed above, and continuing thereafter
until paid.

     This Note and all matters relating thereto, shall be governed by the laws
of the State of California.

"Borrower"                      Digital Insight Corporation, a
                                Delaware corporation

                                By:  /s/ Kevin McDonnell
                                   -------------------------------------------
                                Kevin McDonnell, Senior Vice President -
                                Finance, Chief Financial Officer and Secretary

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                                                                    Exhibit 10.2

                         [Digital Insight Letterhead]

April 17, 2001

Via U.S. Mail and Electronic Mail
Melvin Takata
855 Paseo Del Robledo
Thousand Oaks, CA   91360

Dear Mel:

We are pleased to offer you the position with Digital Insight Corporation (the
"Company" or "Digital Insight") of Senior Vice President and Chief Technology
Officer, commencing today, provided that we will not require your physical
presence in our office until a mutually agreed upon date no later than May 30,
2001.  We will work with you to resolve any transition issues relating to your
current employer, within the parameters as previously discussed.  In this
capacity you will report to me as President and Chief Operating Officer.  You
will be classified as an exempt, full time employee and receive an annual salary
of $200,000, which will be paid in accordance with the Company's normal pay
procedures. Additionally, you will be eligible to participate in the Company's
executive incentive program with targeted bonus compensation equal to 50% of
your annual salary. As further recognition of your value to us, your plan
participation will not be prorated for 2001.  The amount of the bonus award is
subject to the sole discretion of the Company Board of Directors, based upon
performance targets for the Company.   You will also be granted a sign on bonus
of $25,000.

Subject to board approval, you will be granted two stock options to purchase a
total of 175,000 shares of Digital Insight Common Stock.  The first option will
entitle you to purchase 50,000 shares at an exercise price of $7.75 per share--
yesterday's Nasdaq closing price of our Common Stock.  The second option, which
is subject to stockholder approval of our Stock Plan amendment at the next
annual meeting, will entitled you to purchase 125,000 shares. The exercise price
for the second option grant will be equal to the Nasdaq closing price of our
stock on the trading day immediately preceding the date of the stockholder
approval of our Stock Plan amendment. The shares underlying these options will
vest over a 48-month period with 25% vesting 12 months after your date of hire
and 1/48th of the total grant vesting monthly thereafter. These stock options
are subject to the terms and conditions of our stock option plan and will be
documented separately by our standard stock option agreements. In the event of a
"Change in Control" of the Company, 50% of the remaining unvested shares
underlying your options as of that date will be immediately vested. As used in
this offer, a "Change in Control" shall mean any of the following transactions
to which the Company is a party:

     (i)   a merger or consolidation in which the Company is not the surviving
           entity, except for (A) a transaction the principal purpose of which
           is to change the state of the Company's incorporation, or (B) a
           transaction in which the Company's stockholders immediately prior to
           such merger or consolidation hold (by virtue of securities received
           in exchange for their shares in the Company) securities of the
           surviving entity representing more than fifty percent (50%) of the
           total voting power of such entity immediately after such transaction;

     (ii)  the sale, transfer or other disposition of all or substantially all
           of the assets of the Company unless the Company's stockholders
           immediately prior to such sale, transfer or other disposition hold
           (by virtue of securities received in exchange for their shares in the
           Company) securities of the purchaser or other transfer representing
           more than fifty percent (50%) of the total voting power of such
           entity immediately after such transaction; or

     (iii) any reverse merger in which the Company is the surviving entity but
           in which the Company's stockholders immediately prior to such merger
           do not hold (by virtue of their shares in the Company held
           immediately prior to such transaction) securities of the Company
           representing more than fifty percent (50%) of the total voting power
           of the Company immediately after such transaction. Notwithstanding
           the foregoing, in the event the acceleration of the vesting of your
           option upon a Change in Control would prevent and acquisition from
           being treated as a "pooling-of-interests" for financial accounting
           purposes by the surviving

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           entity, and such treatment is a condition to the acquisition, the
           foregoing benefits will be equitably adjusted to the extent necessary
           to effectuate such pooling-of-interests treatment.

You will be eligible to receive company benefits enjoyed by all Digital Insight
employees in accordance with the eligibility terms and conditions of these
programs. As an executive officer of the Company you will be exempt from the
normal limits on paid time off that are defined in the Employee Handbook, and
the Company will not accrue paid time off for you. It is expected that you will
take paid time off as needed and at your discretion, subject only to the
approval of the President/Chief Operation Officer. Participation in the
Company's AXIS.ABLE Flex Benefits program will be effective as of your date of
hire. These programs will be reviewed with you in detail during your new hire
orientation.

As a condition of your employment with Digital Insight, you will be required to
sign an employee Nondisclosure Agreement which requires, among other provisions,
the assignment of all intellectual property and patent rights to any invention
made during your employment at the Company and non-disclosure of proprietary
information. You agree that, during the term of your employment with the
Company, you will not engage in any other employment, occupation, consulting or
other business activity directly related to the business in which the Company is
involved or becomes involved during the term of your employment, nor will you
engage in any other activities that conflict with your obligations to the
Company. As an employee of the Company, you will also be expected to abide by
other Company rules, regulations and policies and acknowledge in writing that
you have read the Company's Employee Handbook (once it has been made available
to you). Employment is also conditioned upon satisfactory results on a
background investigation.

For purposes of federal immigration law, you will be required to provide proof
of eligibility to work in the United States. Such documentation must be provided
to us within three (3) business days of your date of hire, or our employment
relationship with you may be terminated.

For clarification and the protection of both you and the Company, this letter
represents the sole agreement between you and Digital Insight.  It constitutes
and expresses the entire agreement regarding your employment.  Any previous
promises, representations or understanding relative to any terms and conditions
are not to be considered as part of this offer unless expressed here in writing.
It is understood that employment is at the mutual consent of the employee and
the Company.  Accordingly, either the employee or the company can terminate the
employment relationship at will, at any time, with or without cause or advance
notice, and without further obligation.

To accept this offer, please sign this letter below and return it to me via fax
at (818) 871-2939.

As you know Digital Insight is a growing company with a bright future.  I am
delighted to extend this offer to you, and look forward to working with you at
Digital Insight.

Best regards,                            Acceptance:

/s/ Dale R. Walker                       /s/ Mel Takata
------------------                       -------------
Dale Walker
President and Chief Operating Officer    Date: 4/17/01
                                               -------

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