Document:

Letter Agreement, dated November 25, 2003

 Exhibit 10.4(a) 
  

			
	

	  	IDT Puerto Rico & Co.
	  	5108 Ganges Street,
	  	El Paraiso Industrial Park,
	  	Rio Piedras, Puerto Rico 00926
	  	P (787) 620-0440
	  	F (787) 620-0431

  
 CONFIDENTIAL 
  
 November 26, 2003 
  
 Mr. Yu Wen Ching 
 American Telecom Services Corporation 
 1191 Huntington Drive, Suite 311 
 Duarte, CA 91010-2400 
  

	Re:	Letter Agreement 

	    	Our Reference# 15995: 

  
 Dear Mr. Yu: 
  
 This Letter Agreement (“Agreement”), effective as of the date executed by the last to sign of the parties (“Effective Date”), between IDT Puerto
Rico & Co. (“IDT”), a Puerto Rico corporation, located at Ganges Plaza, 108 Ganges Street, El Paraiso Industrial Park, Rio Piedras, Puerto Rico 00926, and American Telecom Services Corporation a Delaware corporation
(“Customer”) located at 1191 Huntington Drive, Suite 311, Duarte CA 91010-2400 memorializes the obligations of the parties in connection with cordless landline telephone sets including a pre-programmed prepaid residential service account
button (“Telephones”) provided by Customer. IDT, through one or more of its Affiliates, provides long distance telecommunication and debit platform services, customer services and wholesale minutes (“Services”) to support prepaid
long distance telecommunication services accounts (“Account” or “Accounts”). Customer desires to purchase Accounts from IDT with such Services. The Telephones shall be linked to the Services through a programmed key on the
Telephone sets. The Telephones shall be distributed to Customer’s retail outlets and subsequent resale to consumers (“End Users”). The term “Affiliate” means an entity controlling, controlled by, or under common control with
the specified Party, with control meaning (a) owning directly or indirectly more than 50% of the outstanding voting equity interests of an entity or (b) having the right directly or indirectly to appoint a majority of members of the board
or other body which directs the management and policies of an entity. 
  

	1.	CUSTOMER OBLIGATIONS. 

  

	 	(a)	Upon execution of this Agreement, Customer will use commercially reasonable efforts to provide the product functionality for the Telephones as set forth in the attached Exhibit D.
Subject to Section 5 below, Customer further agrees to design the packaging for the Telephones combined with the Accounts provided by IDT as mutually agreed upon by the parties. Customer acknowledges that the Accounts and any retail packaging
or materials relating to the same shall include information necessary to comply with FCC regulations as mutually agreed upon by the parties and provided for by IDT. 

  

	 	(b)	Customer agrees to provide all End User customer and technical support relating to the Telephones and any related hardware functionality. 

  

 IDT Legal Forms; Letter
Agreement 

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	 	(c)	Customer shall specify, in writing from time to time, to IDT (the “Account Order”) the aggregate number of initial Accounts to be produced by IDT, the denominations of the
Accounts, the number of each such denomination to be produced by account value, and Customer’s production centers to which IDT shall deliver the Accounts to be packaged with the Telephone sets. 

  

	 	(d)	If at the point of termination of the Agreement under Section 12 or 13 below, the number of Accounts unactivated is more than [Subject to a request for confidential
treatment; Separately filed with the Commission] Accounts, then for all Accounts above [Subject to a request for confidential treatment; Separately filed with the Commission] the charge shall be [Subject to a request for confidential
treatment; Separately filed with the Commission] per Account up to a maximum charge of [Subject to a request for confidential treatment; Separately filed with the Commission]. 

  

	 	(e)	Customer will reimburse IDT for active Accounts lost due to theft, loss or other casualty occurring following delivery of the Accounts to Customer based on the wholesale value of
the Promotional Minutes. Upon notification of Accounts being stolen, IDT shall terminate the account and. any unused value in the Account will not be billed to Customer. 

  

	 	(f)	Customer will use commercially reasonable efforts to resolve all End User disputes regarding Telephones within a commercially reasonable amount of time. 

  

	2.	IDT OBLIGATIONS.  

  

	 	(a)	During the term and subject to the terms and conditions contained herein, IDT agrees to provide Customer with the functionality as described in the technical requirements schedule
at Exhibit D, which is executed and delivered by the Parties (the “Technical Requirements”). Customer or IDT may deem it necessary or appropriate from time to time to add other functionality, reduce, or change the scope of IDT’s
responsibilities (a “Service Change”). Either Party may make a proposal for a Service Change, whereupon the Parties shall mutually evaluate feasibility, manner and timing for implementation, impact on pricing, impact on performance
requirements and all other relevant matters. A Service Change shall not be implemented unless and until the Service Change is approved by both Parties. If the Service Change is approved by the Parties, the Service Change shall be implemented by IDT
within a timeframe mutually agreed upon by the parties. An approved Service Change shall be set forth in a written amendment to the applicable Technical Requirements, which amendment shall be signed by authorized representatives of the Parties.

  

	 	(b)	In compliance with regulatory requirements, IDT will provide End Users with notice that Services are being provided by IDT, as follows: “Services provided by IDT” or
“Service powered by IDT,” at IDT’s discretion. 

  

	 	(c)	IDT will use commercially reasonable efforts to resolve all End User disputes regarding Services within a commercially reasonable amount of time. 

  

	 	(d)	 Subject to FCC and other applicable regulations and compliance with Customer notice and consent requirements, IDT agrees to use commercially reasonable efforts to
provide Customer with End User information. Neither party shall market additional products or services to the End 

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Users using the information collected from End Users, as set forth in the Technical Requirements under this Agreement, without the prior written agreement of
the other party. 

  

	3.	REPORTS. IDT shall provide to Customer the reports described in the Technical Requirements at the frequencies provided therein. In addition,
from time to time, Customer may identify additional reports to be generated by IDT and delivered to Customer on an ad hoc or periodic basis. To the extent IDT must dedicate significant labor or resources to the preparation of additional reports that
can only be manually generated or to the implementation of system changes to permit such reports to be electronically generated (other than those set forth in the Technical Requirements), Customer shall reimburse IDT at IDT’s standard time and
material rates for costs incurred by IDT in connection therewith. 

  

	4.	DEACTIVATION. IDT reserves the right to terminate Services to any Account if it determines, in its sole discretion, that End-Users of such Accounts are
actually or allegedly engaged in activities that are illegal, fraudulent or wrongful or which may be harmful to IDT in any way. Customer will be entitled to a refund for the value of the unused portion of any such terminated Accounts. Customer shall
receive a monthly report of all such deactivated Accounts, as set forth in the Technical Requirements. 

  

	5.	MARKETING AND DISTRIBUTION. Customer will use its best efforts to promote, market and distribute the Services in conjunction with
Customer’s Telephones under this Agreement. Customer shall have discretion to decide the methods and channels used to market, promote and distribute the Services. Nothing herein shall limit Customers right to promote, market and distribute
other Telephones that are not bundled with the Services provided by IDT. Customer shall be solely responsible for any expenses associated with marketing and distributing the Accounts and shall submit all promotional, marketing, inserts at Exhibit B
and advertising materials (“Materials”) to IDT for review and approval prior to any use or dissemination. IDT will review and respond to approval requests on Materials in writing within a reasonable period of time, not to exceed five
(5) business days, and will provide the reasons for any rejection. Without limiting the foregoing, IDT shall have the right to approve or reject any marketing or promotional initiatives that require a financial contribution from IDT. Customer
acknowledges that the provision of Services by IDT is regulated by the Federal Communications Commission and applicable state regulatory commissions (“Regulatory Authorities”). Any such materials used or disseminated by Customer must
comply with IDT’s tariffs filed with such Regulatory Authorities, all regulations promulgated by such Regulatory Authorities and any other applicable laws or regulations. IDT agrees to provide Customer with all disclosures required by
Regulatory Authorities that are to be included with the Telephones in a timeframe sufficient to permit Customer to include the disclosures with the Telephones. 

  

	6.	EXCLUSIVITY. IDT agrees that during the Term of this Agreement, IDT will sell Services for use with cordless landline phones in retail outlets
where the Customer has received a purchase order or has a pending agreement for the distribution of the Services in conjunction with the Telephones only in cooperation with Customer. Subject to the above limitation, IDT reserves the right to sell
Services to a competitor of Customer provided that IDT does not create its own brand for such purposes. 

  

	9.	RATES. For each Prepaid Calling Minute used by an End User, IDT shall deduct from such End User’s account a flat fee per minute of Service used (the
“Flat Fee”). 

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	 	(a)	For domestic calls originating within the Continental United States and terminating anywhere within the Continental United States, the Flat Fee shall be $.039 per Prepaid Calling
Minute, exclusive of any payphone surcharge and any charge for calls made by End Users from other than their home telephone number. Other than the Flat Fee, and unless otherwise agreed to by the parties, no additional charges, costs or fees of any
type may be levied or charged on the Service, including, but not limited to, federal, state or local taxes or fees, shall be charged to the End User or Customer (all state, federal and local taxes or fees are included in the Flat Fee and any such
obligations shall the responsibility of IDT). 

  

	 	(b)	For international calls originating in the United States and terminating outside the United States, the Flat Fee per minute shall be determined according to the destination called,
as set forth on Exhibit C hereto. The Parties may change said international rates on mutual agreement from time to time. Recognizing that the international rates may fluctuate due to factors beyond the parties’ control, Customer agrees that IDT
may from time to time submit notice of proportionate changes to the international rates set forth in Exhibit C with explanation in writing to Customer and may only change such rates when IDT corporate-wide cost change dictates that such change must
be made. IDT must immediately notify Customer in writing of all changes affecting the 25 highest traffic volume countries. Rates for other jurisdictions shall be as set forth at Exhibit C. Other than the Flat Fee for international calls, and unless
otherwise agreed to by the parties, no additional charges, costs or fees of any type which may be levied or charged on the Service, including, but no limited to, federal, stat or local taxes or fees, shall be charged to the End User or Customer (all
state, federal and local taxes are included in the Flat Fee and any such obligations shall be the responsibility of IDT). 

  

	10.	FEES AND INVOICING.  

  

	 	(a)	Upon activation by an End User, Customer agrees to pay IDT a sum equal to seventy-five percent (75%) of the total value of minutes made available to an End User
(“Promotional Minutes”). IDT will invoice Customer for Promotional Minutes every two (2) weeks for the initial value of the activated Accounts, less the discount applied. Payment from Customer shall be due within fourteen
(14) days from date of invoice (“Due Date”). Invoices will be based upon data collected by IDT relating to number of activated Accounts, and the dollar face value of activated Accounts. All payments shall be made to IDT via wire
transfer or, with Customer’s consent, by IDT initiated ACH transfer. Any non-disputed payments not received by the Due Date will bear interest at a rate of one and one-half percent (1 1/2 %) per month from the Due Date until paid in full. A deposit (“Deposit”) in an amount to be mutually agreed upon shall be due from Customer
before any Accounts are activated. If a payment is not made within fourteen (14) days of the Due Date, then, in addition to any other remedy available to IDT under this Agreement or at law or equity, IDT may deduct or offset the payment amount
from the Deposit and Recharge Amount due to Customer, provided that the payment is not the subject of a good faith dispute between the parties. Promotional Minutes shall expire not later than ninety (90) days after first use if the End User
does not recharge the Account within that period. 

  

	 	(b)	 With regard to Accounts that are recharged by End Users (“Recharge Accounts”), IDT shall be responsible for maintaining all billing, collection and
transaction records with respect to the End User’s renewal and use of the Service, including, but not limited to, all records with respect to payment by a End User through adding cash value to such End User’s Account. IDT agrees to pay
Customer twenty-five percent (25%) of the Net Revenues collected from End Users on 

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Recharge Accounts. The term “Net Revenues” means gross revenues less any documented chargebacks, refunds, losses due to fraud and any transaction
fees as detailed in the attached Schedule 10(b) incurred by IDT. All payments to Customer on Recharge Accounts shall be made to Customer via wire transfer within seven (7) days of collection from End Users, provided that no such payment shall
be made for a sum less than $1,000, in which case the amount shall be accrued in an account earmarked for Customer and paid with the next payment due to Customer. 

  

	 	(c)	Each party hereto shall maintain reasonably complete, clear and accurate records of all information required to determine the amounts of any payments or transactions under the
Agreement. Each party hereto, upon giving thirty (30) days prior written notice to the other party hereto, and no more than once during any twelve (12) month period, may conduct, at reasonable times during regular business hours and
subject to the Confidentiality Obligations of Section 20, and inspection and audit of the portions of such books and records of the other party as is necessary to verify that such payments, including the amounts thereof, have been made in
accordance with the terms hereof. 

  

	12.	TERM. This Agreement shall continue from the date this Agreement was entered into until the second anniversary of the date on which the first Account is
activated (“Initial Term”) and shall automatically renew for one (1) year terms unless terminated by either party upon at least thirty (30) days written notice prior to the expiration of the Initial Term or any subsequent term
(the Initial Term and any subsequent terms shall collectively be referred to as the “Term”). IDT will be ready to provide Services to support a commercial launch by October 31, 2003. 

  

	13.	 TERMINATION. This Agreement may be terminated prior to its expiration upon the occurrence of any of the following: (a) by either party,
if one of the parties shall be declared insolvent or bankrupt; (b) by the non-breaching party, if the other party materially breaches this Agreement which breach is not cured within thirty (30) days of written notice thereof to the
breaching party (except for non-payment by Customer, which is addressed in Section 9 hereof); (c) by IDT or Customer, upon a determination by any governmental authority with jurisdiction over the parties that the provision of the
Telephones and/or Services under this Agreement in the jurisdictions in which the Telephones are being distributed is contrary to existing laws, rules or regulations; (d) by either party if the functionality required under the Technical
Requirements at Exhibit D is impossible or highly impractical, provided that prior to terminating the Agreement pursuant to subsection (c) or (d), the party electing to terminate shall provide written notice to the other party setting forth in
reasonable detail the factual basis for such termination and the parties agree in good faith to attempt to create a solution or workaround, or modify the Technical Requirements or the Services to eliminate the requirement creating the basis for such
termination in a manner mutually agreeable for a period of no less than ten (10) business days after the receipt of such notice and if such agreement is reached or the factual basis for such termination is otherwise resolved, then the Agreement
shall not be terminated. Upon termination of this Agreement for any reason, Customer shall immediately cease production of the Telephones with Service provided by IDT. Should Customer decide, in its sole discretion, to have IDT continue to activate
promotional minutes in Inventory, Customer shall provide IDT with a final accounting setting forth the number of units in retail inventory (“Inventory Units”). IDT will continue to support promotional minutes on Inventory Units until all
units are sold, provided that Customer shall retain the sum of $50,000 in escrow with an escrow agent mutually agreed upon by the parties to cover the cost of the promotional minutes (less a fifteen percent discount) due and payable to IDT. Subject
to Section 2(d), and with the exception of promotional minutes on Inventory Units, Customer and IDT further agree to use commercially reasonable efforts to migrate service on Telephones to 

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another licensed telecommunications provider. IDT will migrate programs by either porting over 800 access if there will be a full migration, or by providing
new 800 number for customers calling to recharge. ATS, at its sole cost and expense, shall notify all recharge customers in writing of the change in providers. Notwithstanding anything to the contrary in this Agreement, Customer’s payment
obligations under Section 10(a) above shall survive termination until all Inventory Units are sold and IDT is paid in full for promotional minutes. Should Customer decide, in its sole discretion, to have IDT discontinue activation of
promotional minutes in Inventory, then Customer shall immediately recall all Inventory Units as of the date of said election and shall agree to indemnify and hold IDT as set forth in Section 19 below. 

  

	14.	COMMITMENT LEVEL. The Customer agrees that, in aggregate, the Accounts under this Agreement shall yield the following minimum units commitment
for the relevant time periods (“Commitment Level”) specified herein: 

  

			
	 Milestone

	  	Unit Sold

	 8 months after Effective Date
	  	40,000
	 16 months after Effective Date
	  	150,000

  
 In the event that the
Customer fails to achieve the minimum Commitment Level for the relevant time period, then IDT, at its sole discretion, shall have the right to (i) terminate the Agreement without further obligation or (ii) re-negotiate the Agreement or
specific terms (pricing). 
  

	15.	Ownership of Intellectual Property Rights. IDT shall be the sole and exclusive owner of all right, title and interest in and to all patents, copyrights, trademarks, trade
secrets or other proprietary rights (“Intellectual Property Right”) its owns, including those relating to the Services, the prepaid calling card platform (“IDT System”) and all enhancements made thereto as a result of this
Agreement and any Technical Requirements. Customer acknowledges that the IDT System constitutes valuable trade secrets of IDT and constitutes Confidential Information under this Agreement. Customer shall be the sole and exclusive owner of all right,
title and interest (including, without limitation, all Intellectual Property Rights) in and to the Telephones (“Customer System”). IDT acknowledges that the Customer System constitutes valuable trade secrets of Customer and Confidential
Information under this Agreement. Nothing in this Agreement shall be deemed to grant to one party, by implication, estoppel or otherwise, license rights, ownership rights or any other Intellectual Property Rights in any materials owned by the other
Party or any affiliate of the other Party. Neither Party shall attempt to register the Intellectual Property Rights of the other Party, or cause any claim, lien or encumbrance to attach to any Intellectual Property Rights of the other Party nor
decompile or reverse engineer any proprietary of the other Party. To the extent that Customer acquires any patent or other Intellectual Property Rights, Customer shall grant to IDT a royalty-free, nonexclusive, nontransferable right and license
under any such patent or resulting patent for the term of the Agreement. 

  

	16.	 INSURANCE. Each Party shall obtain and maintain, at its own cost, the insurance coverages that are described on Schedule 16 as being its
respective responsibility. These insurance coverages do not create or imply any limitation of liability. The Party which is responsible for obtaining and maintaining certain insurance coverages shall provide the other Party with certificates of such

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insurance coverages promptly following the date that this Agreement has been executed by both Parties. Each insurance certificate shall provide that the
insurance policy shall not be subject to termination without at least thirty (30) days prior written notice to the certificate holder. A Party responsible for obtaining and maintaining property insurance coverage shall use all reasonable
efforts to ensure that the policy contains a provision or endorsement which waives the insurance company’s right of subrogation against the other Party and its employees, agents, directors and officers in the event of any loss or damage from
events within the coverage of the insurance policy. 

  

	17.	USE OF MARKS. Any and all trademarks and trade names that IDT uses are and shall remain the exclusive property of IDT. Customer
has no rights therein and shall not reproduce or use any corporate names, trademarks, service marks, trade names or logos of IDT (collectively “Marks”) without IDT’s express prior written consent. IDT hereby grants Customer a license
to use IDT’s name and logo for the purpose of marketing the Products during the Term or for the period during which IDT provides Services, as contemplated by this Agreement. 

  

	18.	REPRESENTATIONS & WARRANTIES. Each party represents and warrants that: (a) it is duly organized, validly existing and in good
standing under the laws of the jurisdiction in which it is organized; (b) it has all necessary power and authority to enter into this Agreement and to perform all its obligations hereunder; (c) neither the execution, deliver, or
performance of this Agreement will (i) result in the breach of, or constitute a default under, the terms of any material contract to which it is a party or by which it is bound; (ii) violate its charter or by-laws; or (iii) require
the consent or approval of any third party; and (d) it will perform its obligations hereunder in compliance with all applicable laws, rules and regulations. Customer further represents and warrants that the Telephones do not infringe any
Intellectual Property Rights of any third party. EXCEPT FOR WARRANTIES EXPRESSLY MADE IN THIS AGREEMENT, EACH OF IDT AND CUSTOMER MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, TO CUSTOMER OR IDT (AS APPLICABLE), OR TO ANY OTHER PERSON,
INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES REGARDING THE MERCHANTABILITY, SUITABILITY, ORIGINALITY, QUALITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT OR OTHERWISE (IRRESPECTIVE OF ANY PREVIOUS COURSE OF DEALINGS BETWEEN THE PARTIES OR
CUSTOM OR USAGE OF TRADE), OR RESULTS TO BE DERIVED FROM THE USE OF ANY SOFTWARE, SERVICES, HARDWARE OR OTHER MATERIALS PROVIDED UNDER THIS AGREEMENT. 

  

	19.	 INDEMNIFICATION. Customer shall defend, indemnify and hold IDT at its affiliates harmless from any claims, demands, liabilities, losses,
damages, judgments or expenses related thereto arising out of (i) its breach of the terms of this Agreement, (ii) Customer’s marketing or distribution of the Telephones and/or the Services, including, without limitation, claims of
fraud, misrepresentation or theft arising there from, (iii) any misconduct on the part of Customer, (iv) Customer’s misuse or unauthorized use of the Marks, (v) the design and packaging of the Telephones, and (vi) any claim
by a third party that the Telephones, or any portion or combination thereof contemplated under this Agreement, infringes any patent, copyright, trademark, trade secret, or other proprietary right of a third party, and (vi) any claim by a third
party relating to failure to activate promotional minutes following Termination under Section 13, where Customer has elected to have IDT discontinue service on promotional minutes relating to Inventory Units. In the event IDT acts in good faith
in the Customer’s best interest to fulfill the terms of this Agreement in compliance with a request by Customer or to protect Customer from any loss due to fraudulent use, theft of services or harm to Customer’s reputation, Customer shall
indemnify and hold IDT harmless from any claims, demands, 

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liabilities, losses, damages, judgments or expenses related thereto. IDT shall defend, indemnify and hold Customer harmless from any claims, demands,
liabilities, losses, damages, judgments or expenses related thereto arising out of (i) its breach of the terms of this Agreement, (ii) IDT’s misuse or unauthorized use of the Customer’s Marks, and (iiiv) any claim by a third
party that the Services infringe any Intellectual Property Right of a third party. 

  

	20.	CONFIDENTIALITY. Each of Customer and IDT acknowledges that, in the course of dealings between the parties, it will acquire information about the other party,
its business activities and operations, its technical and rate information, of a highly confidential and proprietary nature (“Confidential Information”). Each of Customer and IDT shall hold such Confidential Information in strict
confidence and shall not reveal the same for a period of five (5) years after the termination of this Agreement, except for any information which is: generally available to or known to the public; known to such party prior to the negotiations
leading to this Agreement; or independently developed by such party outside the scope of this Agreement. Neither party shall be in breach of its confidentiality obligations hereunder if the Confidential Information is disclosed pursuant to a
subpoena, judicial or governmental order or requirement, provided that the disclosing party= only makes such disclosure to the extent required and, prior to making such disclosure, takes all reasonable steps to provide prompt and sufficient notice
to the other party so that the other party may contest and/or limit such requirement, subpoena or order. Each of Customer and IDT shall safeguard the Confidential Information of the disclosing party to the same extent that it safeguards its own
confidential materials or data relating to its own business. Except as provided above, neither Customer nor IDT shall reveal any such Confidential Information without the disclosing party’s express prior written consent. The parties agree that
an impending or existing violation of these confidentiality provisions would cause to the disclosing party irreparable injury for which it would have no adequate remedy at law and the disclosing party may be entitled to obtain immediate injunctive
relief prohibiting such violation, in addition to any other rights and remedies available to it. 

  

	21.	LIMITATION OF LIABILITY. IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER PARTY OR ANY THIRD PARTY IN ANY RESPECT FOR ANY
INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, RELIANCE OR PUNITIVE DAMAGES, WHETHER IN TORT, CONTRACT OR PRODUCT LIABILITY, NOR SHALL EITHER PARTY BE LIABLE FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS OPPORTUNITIES OR ANY
OTHER COMMERCIAL DAMAGE OF ANY KIND OR NATURE WHATSOEVER. EXCEPT WITH REGARD TO ANY INTENTIONAL MISCONDUCT BY A PARTY, INDEMNIFICATION OR CONFIDENTIALITY OBLIGATIONS OF EITHER PARTY. IN NO EVENT SHALL THE LIABILITY OF EITHER PARTY WITH RESPECT TO
ANY TELEPHONES OR SERVICES PROVIDED HEREUNDER EXCEED THE AGGREGATE AMOUNT PAYABLE UNDER THE TERMS OF THIS AGREEMENT RELATING TO THE SPECIFIC CARDS GIVING RISE TO ANY CLAIM, WHETHER IN CONTRACT, TORT OR OTHER LEGAL THEORY. 

 

	22.	APPROVAL. Whenever prior approval or consent is required in this Agreement, the approval or consent shall be memorialized in writing.

  

	23.	PUBLICITY. Neither party, without the prior written consent of the other party, will make any news release or other public statement or disclosure regarding
the existence of the terms and conditions of all or any part of this Agreement or any discussions or negotiations relating thereto, except as may be required by applicable securities laws, but only upon reasonable advance notice to, and consultation
with, the other party. 

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	24.	FORCE MAJEURE. IDT shall not be liable or deemed to be in default for any delay or failure in performance under this Agreement or interruption
of Services resulting, directly or indirectly, from any cause beyond its reasonable control. Neither Party shall be liable to the other Party or be deemed to be in breach of this Agreement (other than Customer’s obligation to pay Charges owed
IDT pursuant to this Agreement) by reason of any Excusable Delay. A Party experiencing an Excusable Delay in its performance shall immediately notify the other Party by telephone (to be confirmed in writing within three days after the inception of
the Excusable Delay) and shall describe in reasonable detail the circumstances causing such Excusable Delay. The Party experiencing Excusable Delay shall be excused from performance of such obligations so affected by the Excusable Delay event for
the period during which the Excusable Delay event continues and for such time thereafter as is reasonably necessary to overcome the effects of such Excusable Delay. Both Parties shall use all reasonable efforts to overcome or work around the
Excusable Delay event as soon as reasonably practicable. The term “Excusable Delay” shall mean a delay in performance or failure to perform which is due to an event beyond the reasonable control of a Party and shall include, without
limitation, (a) acts of God, weather conditions, explosion, flood, earthquake, or fire; (b) war or threat of war, sabotaging, riot, revolution, civil disturbance or requisition; (c) acts, restrictions, regulations, prohibitions or
measures of any kind on the part of any governmental authority; (d) import and export regulations or embargos; or (e) strikes, lockouts, or other industrial actions or trade disputes. 

  

	25.	CHOICE OF LAW. This Agreement shall be governed by and construed in accordance with the laws of the State of New Jersey for
contracts executed and to be performed entirely in such State. Subject to and without limiting the provisions of Paragraph 25, exclusive jurisdiction for litigation of any dispute, controversy or claim arising out of, in connection with, or in
relation to this Agreement, or the breach thereof, shall be only in the New Jersey state or federal court having competent jurisdiction. 

  

	26.	ARBITRATION. The parties shall use their best efforts to resolve any disputes between them within a thirty (30) day period, with respect to any disputed
amount of payment due hereunder, payment in full of such amount within ninety (90) days shall be deemed to satisfactorily resolve such dispute. Disputes arising out of this Agreement shall be submitted to binding arbitration pursuant to the
rules of the American Arbitration Association before one arbitrator selected jointly by the Customer and IDT; provided, however, that if the parties fail to select an arbitrator within thirty (30) days after initiation of arbitration, the
American Arbitration Association shall make such selection. The arbitrator shall be governed by the laws of the State of New York in the settlement of any dispute submitted to him or her. The arbitration shall be held in the County and City of New
York. The arbitrator’s award shall be final and judgment may be entered upon it in any court having jurisdiction thereof. 

  

	27.	ENTIRE AGREEMENT; AMENDMENT. This Agreement constitutes the entire agreement between the parties with respect to the subject
matter hereof and supersedes all previous proposals, negotiations, representations, commitments writings and all other communications between the parties, both oral and written. No change, amendment, modification, termination or attempted waiver of
any of the provisions hereof shall be binding unless in writing and signed by an authorized signatory of both parties hereto. 

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	28.	NOTICE. Any notice required to be given by either party to the other shall be deemed given upon receipt only when mailed first class mail or by nationally
recognized overnight courier service, duly addressed and with proper postage, if in writing addressed to the party to whom notice is being given at the address of such party set forth above. 

  

	29.	ASSIGNMENT. This Agreement is not assignable by either party hereto without the consent of the other party. Notwithstanding the foregoing, either party may
assign this Agreement to any of its affiliates or subsidiaries without Customer’s consent; provided that the party assigning the Agreement shall remain liable for the performance of such affiliate or subsidiary. 

  

	30.	SEVERABILITY/WAIVER. If any provision of this Agreement is determined by a court of competent jurisdiction to be invalid or unenforceable, such
determination shall not affect the validity or enforceability of any other part or provision of this Agreement. No waiver by any party of any breach of any provision hereof shall constitute a waiver of any other breach of that or any other provision
hereof. 

  
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 Please acknowledge your acceptance of the above Agreement by signing where indicated below. 
  
 Sincerely, 
  

	
	
	IDT PUERTO RICO & CO.
	
	   /s/

	 By

	
	 President and CEO

	 Name, Title, Date

  
 Enclosure (as stated) 
  
 AGREED TO AND ACCEPTED: 
  
 AMERICAN TELECOM SERVICES CORPORATION 
  

	
	 /s/ Yu Wen Ching

	 By

	 Yu Wen Ching, President

	 Name, Title, Date

	
	 By

	 Name, Title, Date

 EXHIBIT A 
 GENERAL INFORMATION 
  
 1. SERVICES 

	Dialing	Capabilities:            X Domestic            X
International 

	Account	Type:                     XRetail X
Promotional            X Rechargeable 

 Account Denomination: Promotional
offerings shall be in minute denominations and retail recharges shall be in dollar denominations. 
  
 2. EXPIRATION DATES 
  
 Activated Accounts will be deactivated three (3) months following their last use unless End User has made any form of Payment on their Account. 
  
 3. DISCOUNT 
  
 Customer’s discount is [Subject to a request for confidential treatment; Separately
filed with the Commission] of the retail face value of an Account. Account Discounts given by Customer to its Customers shall not impact Customer’s payments to IDT. 
  
 4. CARD ORDER PROTOCALS 
  
 Customer shall submit all Account orders to IDT via email. 
  
 5. OTHER 
  
 End Users may request and be provided with printed call detail and payment records by IDT at
a cost agreed to by the parties. This will be paid for by the End User and shall not be a liability for Customer. 

 SCHEDULE 10(b) 
 TRANSACTION FEES 
  
 Fee Schedule

  

			
	 Transaction Type

	  	 Fee

		
	 Per Settled Card Sales Record
	  	 *

		
	 Per T&E Card Sales Record
	  	 *

		
	 Rejected Transaction
	  	 *

		
	 Per All Audio Response Unit Authorization
	  	 *

		
	 Per All CPU Authorization
	  	 *

		
	 Per All Full Authorization Reversal
	  	 *

		
	 Per All Online Authorization
	  	 *

		
	 Per All Partial Authorization Reversal
	  	 *

		
	 Per All Reauthorization
	  	 *

		
	 Per All Verification
	  	 *

		
	 Per All Voice Authorization
	  	 *

		
	 Per All Voice AVS Authorization
	  	 *

		
	 Per All POS Authorization
	  	 *

		
	 Per All POS Item Deposit
	  	 *

		
	 PNS POS Reject
	  	 *

		
	 Per BankCards Chargebacks Processed
	  	 *

		
	 Per BankCards Chargebacks Represented
	  	 *

		
	 Per BankCards Collection
	  	 *

		
	 Per BankCards Pre-Arbitration & Compliance
	  	 *

		
	 Per JCB Chargebacks Processed
	  	 *

		
	 Per JCB Chargebacks Represented
	  	 *

		
	 Per ACH Funds Transfer
	  	 *

		
	 ECP Rejected Transaction Fee
	  	 *

		
	 Per ECP ACH Dishonored Returned Processed/Represented
	  	 *

		
	 Per ECP ACH Returned Processed/Represented
	  	 *

		
	 Per ECP ACH Transaction
	  	 *

		
	 Per ECP Deposit Check (Facsimile Draft) Deposit
	  	 *

		
	 Per ECP Deposit Matching
	  	 *

		
	 Per ECP Dishonored Paper Return Processed/Represented
	  	 *

		
	 Per ECP Facsimle Draft Return Processed/Represented
	  	 *

		
	 Per ECP Notification of Change
	  	 *

		
	 Per ECP Prenote Transaction
	  	 *

		
	 Per ECP Redeposit ACH
	  	 *

		
	 Per ECP Redeposit Paper
	  	 *

		
	 Per ECP Validation
	  	 *

		
	 Per ECP Verification
	  	 *

		
	 Wire Funds Transfer
	  	 *

		
	 Network Administration
	  	 *

	*	[Subject to a request for confidential treatment; Separately filed with the Commission] 

									
	 	  	Account (SE)
Number

	  	Company Name

	  	Discount Rate -
Contract

	  	Payment
Frequency
Description

	 AMERICAN EXPRESS
	  	 	  	 	  	 	  	 
					
	 DISCOVER
	  	 	  	 	  	 	  	 
					
	 DINNERS
	  	 	  	 	  	 	  	 
					
	 VISA
	  	 	  	 	  	 	  	 
					
	 	  	 	  	 	  	 	  	 
					
	 	  	 	  	 	  	 	  	 
					
	 	  	 	  	 	  	 	  	 
					
	 MASTERCARD
	  	 	  	 	  	 	  	 

 SCHEDULE 16 
 INSURANCE 

 EXHIBIT B 
 INSTRUCTIONAL INSERTS 
  
 ATC/IDT Service Instructions and Instructional Inserts 
  
 Payment Instructions 
  
 Activating the free service 
  
 Setup instructions for promotional prepaid residential long distance service: 
  
 Step 1: Plug telephone into wall-jack and charge handset for 24 hours. 
  
 Step 2: Press the “Talk” button for dial tone and then press the “LDS” button for immediate connection to service
platform 
  
 Step 3: Provide the customer service representative or automated
system with activation information (confirmation of home telephone number, the name of the retailer where the telephone was purchased and the PIN number that is included on the accompanying calling card). 
  
 Once you have provided the required information, you will be able to use your promotional
minutes as prepaid residential long distance service, directly from your new telephone, or as a calling card from any other telephone1. 
  
 Making the first
payment 
  
 Each time that you make a call during the promotional period, you
will be told the amount of minutes left for promotional calling; when the balance on your promotional minutes reaches zero, or at any time thereafter, you will be automatically routed to an IDT customer service representative where you will have the
opportunity to make a payment in the amount that you choose (between $10 and $100), allowing for continued use of your prepaid residential long distance service and the accompanying calling card. 
  
 You may choose then to make a payment at any time, in order to continue to recharge your
prepaid residential long distance service. 
  
 If you opt to continue using the
service , you will speak with a live customer service representative or interact with an automated system that will take your credit card information, name, and billing address. This information will be used to process your initial payment and will
be stored in our system for all future payments. You will have the opportunity to change the information that we have on record at any time. 
 recharge: Adding funds to the account 
  

	1	A service charge will be applied to all calls made from any telephone outside of the home. 

 Following your initial payment or at any time of your choosing, you may instruct the customer service representative to
automatically charge your credit card for a prescribed amount between $10 and $50 after the balance falls below $5.00, allowing for uninterrupted service. 
  
 As an alternative, you will be notified when your prepaid balance falls below $5.00 and will then be able to access an automated system to manually add funds to your
account. 
 Adding promotional services that are bundled with an expansion handset 
  
 Some expansion handsets that you purchase will come with additional free
minutes. To add these free minutes to your existing account, simply choose the customer service option after pressing your LDS button and give the representative your expansion set PIN and the telephone number that is associated with your account.
They will immediately credit your account with the appropriate value. 
  
 Moving? 
  
 Just press the LDS
button and speak with a customer service representative. They will verify your existing information and set your service up to work at your new location. 

 Calling 
  
 Calling from the phone 
  
 Dialing instructions for Prepaid Residential Long Distance Service: 
  
 Step 1: Press the “Talk” button to hear dial tone 
  
 Step 2: Press the “LDS” button to access the
prepaid residential long distance platform 
  
 Step 3: At prompt, dial: 
  
 For Domestic calls and calls to Canada,
dial 1 + Area Code + Local Number. 
 For International calls, dial 011 + Country Code + City Code + Local Number. 
 Calling from a remote location 
  
 Dialing Instructions for the Mobile Calling Card: 
  

	 	1.	Dial 1-800-837-5780, wait for greeting. 

  

	 	2.	Enter PIN # from your Mobile Calling Card when prompted: 

  

	 	3.	At prompt, dial: 

  
 For Domestic calls and calls to Canada, dial 1 + Area Code + Local Number. 
 For International calls, dial 011 + Country Code + City Code + Local Number. 
 For additional calls, don’t hang up. Just press the [#] key 3 times and wait for prompt, then dial as described in step 3. 
  
 Inserts and Language 
  
 Back of the calling card 
  
 The following image is the standard back of an IDT calling card. It should be
used as a model for the travel card. The “XXXXX Card,” in the sample image should be replaced with “Mobile Calling Card.” 
  
 Note: Please ignore the text that is contained in the image as the image is in place for the purpose of displaying the suggested layout. The text that
should be used is typed below the image. You will notice that it is very similar to that which is contained in the image. 

 

 
  
 The text to be used
is as follows: 
  
 Dialing Instructions for the
IDT Card: 
  

	 	1.	Dial 1-800-837-5780, wait for greeting. 

  

	 	2.	Enter PIN # from your IDT card when prompted: 

  
 PIN #: XXX-XXX-XXXX 
  

	 	3.	At prompt, dial: 

  
 For Domestic calls and calls to Canada, dial 1 + Area Code + Local Number. For International calls, dial 011 + Country Code + City Code + Local
Number. For additional calls, don’t hang up. Just press the [#] key 3 times and wait for prompt, then dial as described in step 3. 
  
 Service provided by IDT®. The IDT logo is a registered trademark of IDT Corporation. Card expires 90 days from last use or payment. Calls must be made from a touch-tone phone. Payphone surcharge is 65 cents. All
calls made from telephones other than that registered as the home location will be charged a 25 cent access fee. Prepaid fees are non-refundable. Not responsible for loss, theft or unauthorized use of card or PIN number. Directory Assistance
Surcharge is 75 cents. If you are unable to resolve a complaint with IDT, you have the right to contact the state regulatory agency which has jurisdiction where this card was purchased. ©2003 IDT Corporation. All rights reserved. 
  
 For Customer Service, call 1-888-757-6545. 
  
 S/N #: XXXXXXXXX 
  
 Expansion Set Insert 
  
 Note: this text will appear as an insert in the packaging of a stand-alone
expansion handset. 

 Your new expansion handset comes
with  50            minutes of free calling. To add these minutes to your existing account, simply choose the customer service option after pressing the LDS button
(on any handset). Once connected, tell the representative that you have purchased a new handset and would like to add the free minutes to your account. The representative will ask you for you handset PIN and the telephone number that is associated
with your account. Your handset PIN is XXX-XXXX-XXXX. The minutes will be credited to your account. 
  
 THIS IS NOT A CALLING CARD 
  
 Privacy disclaimer 
  
 An insert in the packaging will include the following text: 
  
 Important Information: 
  
 Recent changes in government regulations allow IDT Corporation, its subsidiaries and affiliates to use information about your current telecommunications
services to make recommendations on the products and services that will best meet your communications needs in the future, unless you notify us otherwise. 
  
 What information are we talking about? We are talking about certain information regarding the telecommunications services that you buy from IDT
Corporation; Including, the types of services you receive, the way we provide these services to you, and calling and billing records. 
  
 How can we use this information to help you? IDT Corporation will be able to use the information about your current service to let you know about
innovative service proposals that can enhance or replace your current services. Using that information, IDT Corporation may even be able to make you one of the first to know about emerging technology or new offerings, including local service, long
distance, wireless, Internet and many other services. You may also receive savings on these products and services, and you may be able to combine all these items on one monthly bill. Unless you notify us that you do not approve, we can use this
information to your benefit! 
  
 Who will use this
information? Only those companies or subsidiaries that now or in the future sell IDT Corporation services, including our agents and authorized sales representatives will use this information. For your convenience, we refer to all of those
companies and subsidiaries as “IDT Corporation,” including IDT Communications and American Telecom Corporation, and any other current or future direct or indirect subsidiaries of IDT Corporation. 
  
 Will IDT Corporation protect this information? Absolutely. Regardless
of whether you approve or disapprove our use of this information, you have a right to have your account treated confidentially and IDT Corporation has a duty, under federal law to protect the confidentiality of that information. Here is one other
thing you need to know. You can always change your mind about IDT Corporation’s use of this information simply by calling us. Your instructions to us will remain in effect until you tell us you have changed your mind. Whatever your choice, IDT
Corporation will continue to provide you with the same high quality of service you currently receive. 

 What do you have to do? Nothing. Unless you call us to tell us not to use your information, we
will use your information selectively to send you news and updates on the IDT Corporation products and services specifically designed to add ease and convenience to your unique lifestyle. However, if you prefer that we use your information only to
provide you with information on the types of IDT Corporation products and services to which you already subscribe, give us a call at 1-888-757-6545 within the next 30 days. After 30 days, you may still contact our business office at any time to
register your choice regarding information sharing between IDT Corporation companies or subsidiaries, for IDT Corporation marketing purposes. Whatever you decide will not affect the IDT Corporation products and services that you now use. Nor will it
impact the quality of your service. But it may make you ineligible to receive information about IDT Corporation’s new products and services, promotions, and packaged offerings. 
  
 We look forward to serving you even more effectively with new communications opportunities and solutions from IDT
Communications, the company you know you can rely on. 
  
 IDT
Corporation, its affiliates and authorized agents are changing the way we use customer information in order to offer you products and services. Customer information includes where, when, and to whom a customer places a call, as well as the types of
telecommunications services to which the customer subscribes and the extent to which the service is used. Your customer information also includes how you use those services and the related billing of those services. For example, we could use your
customer information to advise you of products that may be of interest to you, like DSL with Internet or long distance, even if you do not currently have any services from those IDT Corporation affiliates. If these uses of your customer information
are acceptable, then no further action on your part is required. 
  
 Protecting the privacy of your service and usage records is your right and our duty under federal law. We are required to inform you that you can direct us not to use any of the information about the services you receive from IDT
Corporation or its affiliates to offer additional products and services, please call 1-888-757-6545 and follow the prompts within 30 days or receiving this notice. If you do not restrict our use of your customer information by calling 1-888-757-6545
within 30 days, we can use your customer information to offer you products and services that you may find valuable based on your existing services. You may also call this number at any time after the initial 30-day period to restrict the use of your
customer information. There is no charge for electing to restrict your information. Restricting your information will not affect the products you currently have from IDT Corporation and may not eliminate all marketing contacts. Even if you restrict
the use of your information, it may be used to market services to you when you call us to inquire about such services. Your election is valid until after you affirmatively revoke or limit it. 
  
 IDT Corporation, its affiliates and authorized agents will not sell, trade,
or share your customer information with anyone outside of IDT Corporation, or others authorized to represent us to offer products and services, except as authorized by law. 
  
 The employees and management of all the IDT Corporation companies would like to thank you for your continued business. We
are proud to carry on our long tradition of providing our community with reliable, technologically advanced and affordable telecommunications services. 

 International calling rates 
  
 Note: an insert will include this rate information and some of it may appear
on the outside packaging. In each place where it appears, we must footnote the disclaimer below stating that they are subject to change. 
  
 The following rates apply to the              most frequently called international
destinations: 
  

							
	 Country

	  	Rate per min.

	  	Country

	  	Rate per min.

	 	  	 	  	 	  	 
	 	  	 	  	 	  	 
	 	  	 	  	 	  	 
	 	  	 	  	 	  	 
	 	  	 	  	 	  	 
	 	  	 	  	 	  	 
	 	  	 	  	 	  	 
	 	  	 	  	 	  	 
	 	  	 	  	 	  	 

	*	This price list is effective as of              and is subject to change at any time without notice. you may
receive the most current international rates by calling customer service at 1-888-757-6545 

 EXHIBIT C 
 RATES 
  

											
	 Assumptions
	  	 	  	 	  	 	  	 	  	 
	 *
	  	*	  	 	  	 	  	 	  	 
	 *
	  	*	  	*	  	 	  	 	  	 
	 *
	  	*	  	*	  	 	  	 	  	 
	 *
	  	*	  	 	  	 	  	 	  	 
	 *
	  	*	  	 	  	 	  	 	  	 
	 *
	  	*	  	 	  	 	  	 	  	 
	 *
	  	*	  	 	  	 	  	 	  	 
	 *
	  	*	  	 	  	*	  	*	  	 
	 *
	  	*	  	 	  	 	  	 	  	 
	 * [Subject to a request for confidential treatment; Separately filed with the Commission]
	  	 

  

												
	 	  	 	 	RETAIL RATES TO END-USER

	 	  	 	 	Originating From the U.S.:

	 *

	  	*

	 	Rate

	  	minutes
p/$5 card

	  	minutes
p/$10 card

	  	minutes
p/$20 card

	 Afghanistan
	  	*	 	$	0.8749	  	5	  	11	  	22
	 Albania
	  	*	 	$	0.2275	  	21	  	43	  	87
	 Albania Cellular
	  	*	 	$	0.2371	  	21	  	42	  	84
	 Albania,Tirana
	  	*	 	$	0.1998	  	25	  	50	  	100
	 Algeria
	  	*	 	$	0.2549	  	19	  	39	  	78
	 American Samoa
	  	*	 	$	0.1488	  	33	  	67	  	134
	 Andorra
	  	*	 	$	0.1128	  	44	  	88	  	177
	 Angola
	  	*	 	$	0.3281	  	15	  	30	  	60
	 Anguilla
	  	*	 	$	0.2685	  	18	  	37	  	74
	 Antigua
	  	*	 	$	0.3173	  	15	  	31	  	63
	 Argentina
	  	*	 	$	0.0984	  	50	  	101	  	203
	 Argentina Cellular
	  	*	 	$	0.1158	  	43	  	86	  	172
	 Argentina,B.A.
	  	*	 	$	0.0653	  	76	  	153	  	306
	 Argentina,Santa Fe
	  	*	 	$	0.1002	  	49	  	99	  	199
	 Armenia
	  	*	 	$	0.3121	  	16	  	32	  	64
	 Armenia Cellular
	  	*	 	$	0.3736	  	13	  	26	  	53
	 Armenia,Yerevan
	  	*	 	$	0.2125	  	23	  	47	  	94
	 Aruba
	  	*	 	$	0.2079	  	24	  	48	  	96
	 Ascension Island
	  	*	 	$	0.8508	  	5	  	11	  	23
	 Atlantic Ocean
	  	*	 	$	6.0852	  	—  	  	1	  	3
	 Atlantic West
	  	*	 	$	5.3866	  	—  	  	1	  	3
	 Australia
	  	*	 	$	0.0684	  	73	  	146	  	292
	 Australia Cellular
	  	*	 	$	0.2635	  	18	  	37	  	75
	 Australia,Adelaide
	  	*	 	$	0.0684	  	73	  	146	  	292
	 Australia,Brisbane
	  	*	 	$	0.0681	  	73	  	146	  	293
	 Australia,Canberra
	  	*	 	$	0.0682	  	73	  	146	  	293
	 Australia,Melbourne
	  	*	 	$	0.0702	  	71	  	142	  	284
	 Australia,Perth
	  	*	 	$	0.0682	  	73	  	146	  	293
	 Australia,Sydney
	  	*	 	$	0.0679	  	73	  	147	  	294
	 Austria
	  	*	 	$	0.0669	  	74	  	149	  	299
	 Austria Cellular
	  	*	 	$	0.3241	  	15	  	30	  	61
	 Austria,Vienna
	  	*	 	$	0.0593	  	84	  	168	  	337
	 Azerbaijan
	  	*	 	$	0.2616	  	19	  	38	  	76
	 Azerbaijan Cell
	  	*	 	$	0.2811	  	17	  	35	  	71
	 Bahamas
	  	*	 	$	0.1765	  	28	  	56	  	113
	 Bahrain
	  	*	 	$	0.3256	  	15	  	30	  	61

											
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Bahrain, Cellular
	  	*	 	$0.3197	  	15	  	31	  	62
	 Bangladesh
	  	*	 	$0.3527	  	14	  	28	  	56
	 Bangladesh Cellular
	  	*	 	$0.3358	  	14	  	29	  	59
	 Bangladesh, Chittagong
	  	*	 	$0.3256	  	15	  	30	  	61
	 Bangladesh, Dhaka
	  	*	 	$0.1970	  	25	  	50	  	101
	 Bangladesh, Syhlet
	  	*	 	$0.3140	  	15	  	31	  	63
	 Barbados
	  	*	 	$0.3066	  	16	  	32	  	65
	 Barbados Cellular
	  	*	 	$0.3070	  	16	  	32	  	65
	 Belarus
	  	*	 	$0.3100	  	16	  	32	  	64
	 Belarus Cellular
	  	*	 	$0.3577	  	13	  	27	  	55
	 Belgium
	  	*	 	$0.0636	  	78	  	157	  	314
	 Belgium Cellular
	  	*	 	$0.3279	  	15	  	30	  	60
	 Belgium, Antwerp
	  	*	 	$0.0659	  	75	  	151	  	303
	 Belgium, Brussels
	  	*	 	$0.0616	  	81	  	162	  	324
	 Belize
	  	*	 	$0.3099	  	16	  	32	  	64
	 Belize, Belize City
	  	*	 	$0.3095	  	16	  	32	  	64
	 Benin
	  	*	 	$0.2801	  	17	  	35	  	71
	 Bermuda
	  	*	 	$0.1713	  	29	  	58	  	116
	 Bhutan
	  	*	 	$0.2327	  	21	  	42	  	85
	 Bolivia
	  	*	 	$0.3407	  	14	  	29	  	58
	 Bolivia Cellular
	  	*	 	$0.3447	  	14	  	29	  	58
	 Bolivia, Cochabamba
	  	*	 	$0.1702	  	29	  	58	  	117
	 Bolivia, La Paz
	  	*	 	$0.1814	  	27	  	55	  	110
	 Bolivia, Santa Cruz
	  	*	 	$0.2037	  	24	  	49	  	98
	 Bosnia and Herzegovina
	  	*	 	$0.2700	  	18	  	37	  	74
	 Bosnia and Herzegovina Cellular
	  	*	 	$0.2913	  	17	  	34	  	68
	 Botswana
	  	*	 	$0.1567	  	31	  	63	  	127
	 Brazil
	  	*	 	$0.1890	  	26	  	52	  	105
	 Brazil Cellular
	  	*	 	$0.3797	  	13	  	26	  	52
	 Brazil, Brasilia
	  	*	 	$0.1439	  	34	  	69	  	138
	 Brazil, Brasilia Cellular
	  	*	 	$0.3598	  	13	  	27	  	55
	 Brazil, Rio Dejanero
	  	*	 	$0.0781	  	63	  	127	  	255
	 Brazil, Rio Dejanero Cellular
	  	*	 	$0.2212	  	22	  	45	  	90
	 Brazil, Sao Paulo
	  	*	 	$0.0702	  	71	  	142	  	284
	 Brazil, Sao Paulo Cellular
	  	*	 	$0.2245	  	22	  	44	  	89
	 British Virgin Islands
	  	*	 	$0.2336	  	21	  	42	  	85
	 Brunei
	  	*	 	$0.1465	  	34	  	68	  	136
	 Brunei Cellular
	  	*	 	$0.1476	  	33	  	67	  	135
	 Bulgaria
	  	*	 	$0.1604	  	31	  	62	  	124
	 Bulgaria Cellular
	  	*	 	$0.3090	  	16	  	32	  	64
	 Bulgaria, Sofia
	  	*	 	$0.0857	  	58	  	116	  	233
	 Burkina Faso
	  	*	 	$0.3402	  	14	  	29	  	58
	 Burundi
	  	*	 	$0.2426	  	20	  	41	  	82
	 Burundi, Bujumbura
	  	*	 	$0.2518	  	19	  	39	  	79
	 Cambodia
	  	*	 	$0.5368	  	9	  	18	  	37
	 Cambodia Cellular
	  	*	 	$0.5802	  	8	  	17	  	34
	 Cambodia, Phnom Penh
	  	*	 	$0.5073	  	9	  	19	  	39
	 Cameroon
	  	*	 	$0.3809	  	13	  	26	  	52
	 Cameroon Cell
	  	*	 	$0.3895	  	12	  	25	  	51
	 Cameroon, Douala
	  	*	 	$0.3446	  	14	  	29	  	58

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Canada
	  	*	 	$	0.0585	  	85	  	170	  	341
	 Cape Verde Islands
	  	*	 	$	0.4695	  	10	  	21	  	42
	 Cayman Islands
	  	*	 	$	0.2266	  	22	  	44	  	88
	 Central African Republic
	  	*	 	$	0.3597	  	13	  	27	  	55
	 Chad
	  	*	 	$	0.4762	  	10	  	21	  	42
	 Chile
	  	*	 	$	0.0816	  	61	  	122	  	245
	 Chile Audiotex
	  	*	 	$	0.2239	  	22	  	44	  	89
	 Chile Cellular
	  	*	 	$	0.0759	  	65	  	131	  	263
	 Chile, Easter Island
	  	*	 	$	0.0961	  	52	  	104	  	208
	 Chile, Santiago
	  	*	 	$	0.0736	  	67	  	135	  	271
	 China
	  	*	 	$	0.0770	  	64	  	129	  	259
	 China Cellular
	  	*	 	$	0.0849	  	58	  	117	  	235
	 China, Beijing
	  	*	 	$	0.0706	  	70	  	141	  	283
	 China, Chengdu
	  	*	 	$	0.0757	  	66	  	132	  	264
	 China, Dalian
	  	*	 	$	0.0752	  	66	  	132	  	265
	 China, Fuzhou
	  	*	 	$	0.0789	  	63	  	126	  	253
	 China, Guandong
	  	*	 	$	0.0788	  	63	  	126	  	253
	 China, Shanghai
	  	*	 	$	0.0745	  	67	  	134	  	268
	 China, Shenzhen
	  	*	 	$	0.0749	  	66	  	133	  	266
	 China, South
	  	*	 	$	0.0838	  	59	  	119	  	238
	 Colombia
	  	*	 	$	0.1557	  	32	  	64	  	128
	 Colombia Cellular
	  	*	 	$	0.1593	  	31	  	62	  	125
	 Colombia, Bogota
	  	*	 	$	0.1121	  	44	  	89	  	178
	 Comoros
	  	*	 	$	0.4123	  	12	  	24	  	48
	 Congo
	  	*	 	$	0.2856	  	17	  	35	  	70
	 Cook Islands
	  	*	 	$	0.9397	  	5	  	10	  	21
	 Costa Rica
	  	*	 	$	0.1425	  	35	  	70	  	140
	 Costa Rica Cellular
	  	*	 	$	0.1536	  	32	  	65	  	130
	 Costa Rica, San Jose
	  	*	 	$	0.1430	  	34	  	69	  	139
	 Croatia
	  	*	 	$	0.1225	  	40	  	81	  	163
	 Croatia Cellular
	  	*	 	$	0.3553	  	14	  	28	  	56
	 Cuba
	  	*	 	$	1.0269	  	4	  	9	  	19
	 Cuba, Guantanamo Bay
	  	*	 	$	0.5887	  	8	  	16	  	33
	 Cyprus
	  	*	 	$	0.1963	  	25	  	50	  	101
	 Cyprus Cellular
	  	*	 	$	0.2994	  	16	  	33	  	66
	 Czech Republic
	  	*	 	$	0.0904	  	55	  	110	  	221
	 Czech Republic Cell
	  	*	 	$	0.2733	  	18	  	36	  	73
	 Czech Republic, Prague
	  	*	 	$	0.0767	  	65	  	130	  	260
	 Denmark
	  	*	 	$	0.0677	  	73	  	147	  	295
	 Denmark Cellular
	  	*	 	$	0.2674	  	18	  	37	  	74
	 Denmark, Copenhagen
	  	*	 	$	0.0685	  	73	  	146	  	292
	 Diego Garcia
	  	*	 	$	1.0379	  	4	  	9	  	19
	 Djibouti
	  	*	 	$	0.4722	  	10	  	21	  	42
	 Dominica
	  	*	 	$	0.3173	  	15	  	31	  	63
	 Dominican Republic
	  	*	 	$	0.1408	  	35	  	71	  	142
	 Dominican Republic Audiotex
	  	*	 	$	0.1435	  	34	  	69	  	139
	 Dominican Republic Cell
	  	*	 	$	0.1417	  	35	  	70	  	141
	 Ecuador
	  	*	 	$	0.2357	  	21	  	42	  	84
	 Ecuador Cellular
	  	*	 	$	0.2638	  	18	  	37	  	75
	 Ecuador Otecel Cellular
	  	*	 	$	0.2597	  	19	  	38	  	77

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Ecuador Porta Cellular
	  	*	 	$	0.2628	  	19	  	38	  	76
	 Ecuador, Cuenca
	  	*	 	$	0.2054	  	24	  	48	  	97
	 Ecuador, Guayaquil
	  	*	 	$	0.2075	  	24	  	48	  	96
	 Ecuador, Portoviejo
	  	*	 	$	0.2178	  	22	  	45	  	91
	 Ecuador, Quito
	  	*	 	$	0.2639	  	18	  	37	  	75
	 Egypt
	  	*	 	$	0.3641	  	13	  	27	  	54
	 Egypt Cellular
	  	*	 	$	0.3203	  	15	  	31	  	62
	 Egypt, Alexandria
	  	*	 	$	0.3644	  	13	  	27	  	54
	 Egypt, Cairo
	  	*	 	$	0.3618	  	13	  	27	  	55
	 El Salvador
	  	*	 	$	0.2205	  	22	  	45	  	90
	 El Salvador Cell
	  	*	 	$	0.2361	  	21	  	42	  	84
	 Equatorial Guinea
	  	*	 	$	0.3885	  	12	  	25	  	51
	 Eritrea
	  	*	 	$	0.6903	  	7	  	14	  	28
	 Estonia
	  	*	 	$	0.0934	  	53	  	107	  	214
	 Estonia Cellular
	  	*	 	$	0.2398	  	20	  	41	  	83
	 Estonia, Tallin
	  	*	 	$	0.0757	  	66	  	132	  	264
	 Ethiopia
	  	*	 	$	0.5651	  	8	  	17	  	35
	 Ethiopia, Addis Ababa
	  	*	 	$	0.3301	  	15	  	30	  	60
	 Ethiopia, Cellular
	  	*	 	$	0.6580	  	7	  	15	  	30
	 Faeroe Islands
	  	*	 	$	0.1648	  	30	  	60	  	121
	 Falkland Islands
	  	*	 	$	0.6920	  	7	  	14	  	28
	 Fiji Islands
	  	*	 	$	0.4367	  	11	  	22	  	45
	 Finland
	  	*	 	$	0.0758	  	65	  	131	  	263
	 Finland Cellular
	  	*	 	$	0.2385	  	20	  	41	  	83
	 Finland, Helsinki
	  	*	 	$	0.0758	  	66	  	132	  	264
	 France
	  	*	 	$	0.0619	  	80	  	161	  	322
	 France Cell
	  	*	 	$	0.2831	  	17	  	35	  	70
	 France, Paris
	  	*	 	$	0.0593	  	84	  	168	  	337
	 French Antilles
	  	*	 	$	0.2896	  	17	  	34	  	69
	 French Guiana
	  	*	 	$	0.3048	  	16	  	32	  	65
	 French Polynesia
	  	*	 	$	0.4070	  	12	  	24	  	49
	 Gabon Republic
	  	*	 	$	0.2566	  	19	  	38	  	77
	 Gambia
	  	*	 	$	0.2960	  	16	  	33	  	67
	 Georgia
	  	*	 	$	0.1693	  	29	  	59	  	118
	 Georgia Audiotext
	  	*	 	$	0.1489	  	33	  	67	  	134
	 Georgia, Tsiblis
	  	*	 	$	0.1100	  	45	  	90	  	181
	 Germany
	  	*	 	$	0.0640	  	78	  	156	  	312
	 Germany Cellular
	  	*	 	$	0.2889	  	17	  	34	  	69
	 Germany Cellular-D1
	  	*	 	$	0.2889	  	17	  	34	  	69
	 Germany Cellular-D2
	  	*	 	$	0.2886	  	17	  	34	  	69
	 Germany Cellular-Eplus
	  	*	 	$	0.3027	  	16	  	33	  	66
	 Germany Cellular-Viag
	  	*	 	$	0.2845	  	17	  	35	  	70
	 Germany, Berlin
	  	*	 	$	0.0650	  	76	  	153	  	307
	 Germany, Dusseldorf
	  	*	 	$	0.0696	  	71	  	143	  	287
	 Germany, Frankfurt
	  	*	 	$	0.0620	  	80	  	161	  	322
	 Germany, Hamburg
	  	*	 	$	0.0640	  	78	  	156	  	312
	 Ghana
	  	*	 	$	0.1708	  	29	  	58	  	117
	 Ghana Cellular
	  	*	 	$	0.2495	  	20	  	40	  	80
	 Ghana, Accra
	  	*	 	$	0.1397	  	35	  	71	  	143
	 Ghana, Kumasi
	  	*	 	$	0.1658	  	30	  	60	  	120

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Ghana, Tema
	  	*	 	$	0.1575	  	31	  	63	  	127
	 Gibraltar
	  	*	 	$	0.1233	  	40	  	81	  	162
	 Greece
	  	*	 	$	0.1100	  	45	  	90	  	181
	 Greece Cellular
	  	*	 	$	0.2500	  	20	  	40	  	80
	 Greece, Athens
	  	*	 	$	0.0976	  	51	  	102	  	204
	 Greece, Athens Special Services
	  	*	 	$	0.1001	  	49	  	99	  	199
	 Greenland
	  	*	 	$	0.5433	  	9	  	18	  	36
	 Grenada
	  	*	 	$	0.3280	  	15	  	30	  	60
	 Guadeloupe
	  	*	 	$	0.2702	  	18	  	37	  	74
	 Guadeloupe, Guadeloupe Cell
	  	*	 	$	0.2528	  	19	  	39	  	79
	 Guam
	  	*	 	$	0.1113	  	44	  	89	  	179
	 Guatemala
	  	*	 	$	0.2545	  	19	  	39	  	78
	 Guatemala Cellular
	  	*	 	$	0.2756	  	18	  	36	  	72
	 Guatemala, Guatemala City
	  	*	 	$	0.2581	  	19	  	38	  	77
	 Guatemala, Guatemala City Cellular
	  	*	 	$	0.2791	  	17	  	35	  	71
	 Guinea
	  	*	 	$	0.2376	  	21	  	42	  	84
	 Guinea-Bissau
	  	*	 	$	0.7988	  	6	  	12	  	25
	 Guyana
	  	*	 	$	0.4827	  	10	  	20	  	41
	 Guyana Audiotext
	  	*	 	$	0.5193	  	9	  	19	  	38
	 Guyana, Georgetown
	  	*	 	$	0.4870	  	10	  	20	  	41
	 Haiti
	  	*	 	$	0.2972	  	16	  	33	  	67
	 Haiti Audiotext
	  	*	 	$	0.4565	  	10	  	21	  	43
	 Haiti, Port-au-Prince
	  	*	 	$	0.2989	  	16	  	33	  	66
	 Honduras
	  	*	 	$	0.5103	  	9	  	19	  	39
	 Honduras Cellular
	  	*	 	$	0.5272	  	9	  	18	  	37
	 Hong Kong
	  	*	 	$	0.0678	  	73	  	147	  	294
	 Hong Kong 8528
	  	*	 	$	0.0674	  	74	  	148	  	296
	 Hong Kong 8529
	  	*	 	$	0.0680	  	73	  	147	  	294
	 Hong Kong Cellular
	  	*	 	$	0.0677	  	73	  	147	  	295
	 Hong Kong Special Services
	  	*	 	$	0.0680	  	73	  	147	  	294
	 Hungary
	  	*	 	$	0.1141	  	43	  	87	  	175
	 Hungary Cellular
	  	*	 	$	0.3000	  	16	  	33	  	66
	 Hungary, Budapest
	  	*	 	$	0.0994	  	50	  	100	  	201
	 Iceland
	  	*	 	$	0.1526	  	32	  	65	  	131
	 Iceland Cellular
	  	*	 	$	0.2158	  	23	  	46	  	92
	 India
	  	*	 	$	0.5071	  	9	  	19	  	39
	 India Cellular
	  	*	 	$	0.5123	  	9	  	19	  	39
	 India, 911
	  	*	 	$	0.5106	  	9	  	19	  	39
	 India, Ahmadabad
	  	*	 	$	0.4238	  	11	  	23	  	47
	 India, Bangalore
	  	*	 	$	0.3219	  	15	  	31	  	62
	 India, Baroda
	  	*	 	$	0.5250	  	9	  	19	  	38
	 India, Bombay
	  	*	 	$	0.3612	  	13	  	27	  	55
	 India, Bombay PLUS
	  	*	 	$	0.5160	  	9	  	19	  	38
	 India, Calcutta
	  	*	 	$	0.3680	  	13	  	27	  	54
	 India, Gujarat
	  	*	 	$	0.5077	  	9	  	19	  	39
	 India, Hyderabad
	  	*	 	$	0.4127	  	12	  	24	  	48
	 India, Jaipur
	  	*	 	$	0.5084	  	9	  	19	  	39
	 India, Karnataka
	  	*	 	$	0.5198	  	9	  	19	  	38
	 India, Kirala
	  	*	 	$	0.4836	  	10	  	20	  	41
	 India, Ludihana
	  	*	 	$	0.5181	  	9	  	19	  	38
	 India, Madras
	  	*	 	$	0.2791	  	17	  	35	  	71

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 India, New Delhi
	  	*	 	$	0.3383	  	14	  	29	  	59
	 India, Pune
	  	*	 	$	0.5026	  	9	  	19	  	39
	 India, Punjab
	  	*	 	$	0.4922	  	10	  	20	  	40
	 Indian Ocean
	  	*	 	$	2.8338	  	1	  	3	  	7
	 Indonesia
	  	*	 	$	0.1687	  	29	  	59	  	118
	 Indonesia Cellular
	  	*	 	$	0.2872	  	17	  	34	  	69
	 Indonesia, Jakarta
	  	*	 	$	0.1011	  	49	  	98	  	197
	 Indonesia, Surabaya
	  	*	 	$	0.1432	  	34	  	69	  	139
	 Iran
	  	*	 	$	0.1737	  	28	  	57	  	115
	 Iran Cellular
	  	*	 	$	0.2532	  	19	  	39	  	78
	 Iran Tehran
	  	*	 	$	0.1440	  	34	  	69	  	138
	 Iraq
	  	*	 	$	0.6640	  	7	  	15	  	30
	 Ireland
	  	*	 	$	0.0623	  	80	  	160	  	320
	 Ireland Cell
	  	*	 	$	0.3041	  	16	  	32	  	65
	 Ireland, Dublin
	  	*	 	$	0.0629	  	79	  	158	  	317
	 Israel
	  	*	 	$	0.0803	  	62	  	124	  	248
	 Israel Cellular
	  	*	 	$	0.1994	  	25	  	50	  	100
	 Israel Cellular Special
	  	*	 	$	0.1986	  	25	  	50	  	100
	 Israel, Jerusalem
	  	*	 	$	0.0803	  	62	  	124	  	249
	 Israel, Tel Aviv
	  	*	 	$	0.0803	  	62	  	124	  	249
	 Italy
	  	*	 	$	0.0650	  	76	  	153	  	307
	 Italy Cellular
	  	*	 	$	0.3156	  	15	  	31	  	63
	 Italy, Milan
	  	*	 	$	0.0643	  	77	  	155	  	311
	 Italy, Rome (Vatican City)
	  	*	 	$	0.0648	  	77	  	154	  	308
	 Ivory Coast
	  	*	 	$	0.2967	  	16	  	33	  	67
	 Ivory Coast, Abidjan
	  	*	 	$	0.2118	  	23	  	47	  	94
	 Ivory Coast, Cellular
	  	*	 	$	0.2993	  	16	  	33	  	66
	 Jamaica
	  	*	 	$	0.3336	  	14	  	29	  	59
	 Jamaica, Kingston
	  	*	 	$	0.2983	  	16	  	33	  	67
	 Japan
	  	*	 	$	0.0807	  	61	  	123	  	247
	 Japan Cellular
	  	*	 	$	0.2651	  	18	  	37	  	75
	 Japan, Nagoya
	  	*	 	$	0.0815	  	61	  	122	  	245
	 Japan, Okinawa
	  	*	 	$	0.0853	  	58	  	117	  	234
	 Japan, Osaka
	  	*	 	$	0.0909	  	55	  	110	  	220
	 Japan, Osaka Military
	  	*	 	$	0.0853	  	58	  	117	  	234
	 Japan, Sapporo
	  	*	 	$	0.0821	  	60	  	121	  	243
	 Japan, Tokyo
	  	*	 	$	0.0758	  	65	  	131	  	263
	 Japan, Tokyo Military
	  	*	 	$	0.0788	  	63	  	126	  	253
	 Jordan
	  	*	 	$	0.2703	  	18	  	36	  	73
	 Jordan Cellular
	  	*	 	$	0.2724	  	18	  	36	  	73
	 Jordan, Amman
	  	*	 	$	0.2635	  	18	  	37	  	75
	 Kazakhstan
	  	*	 	$	0.2695	  	18	  	37	  	74
	 Kenya
	  	*	 	$	0.3033	  	16	  	32	  	65
	 Kenya Cellular
	  	*	 	$	0.3420	  	14	  	29	  	58
	 Kenya, Mombassa
	  	*	 	$	0.2744	  	18	  	36	  	72
	 Kenya, Nairobi
	  	*	 	$	0.1630	  	30	  	61	  	122
	 Kiribati
	  	*	 	$	0.9750	  	5	  	10	  	20
	 Kuwait
	  	*	 	$	0.2022	  	24	  	49	  	98
	 Kuwait Cellular
	  	*	 	$	0.2024	  	24	  	49	  	98
	 Kyrgystan
	  	*	 	$	0.2678	  	18	  	37	  	74
	 Kyrgystan Cellular
	  	*	 	$	0.2689	  	18	  	37	  	74
	 Laos
	  	*	 	$	0.3727	  	13	  	26	  	53

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Latvia
	  	*	 	$	0.2701	  	18	  	37	  	74
	 Latvia Cellular
	  	*	 	$	0.5345	  	9	  	18	  	37
	 Lebanon
	  	*	 	$	0.2376	  	21	  	42	  	84
	 Lebanon Cell
	  	*	 	$	0.3864	  	12	  	25	  	51
	 Lesotho
	  	*	 	$	0.1459	  	34	  	68	  	137
	 Liberia
	  	*	 	$	0.2538	  	19	  	39	  	78
	 Libya
	  	*	 	$	0.2403	  	20	  	41	  	83
	 Liechtenstein
	  	*	 	$	0.4288	  	11	  	23	  	46
	 Lithuania
	  	*	 	$	0.1901	  	26	  	52	  	105
	 Lithuania Cellular
	  	*	 	$	0.2442	  	20	  	40	  	81
	 Luxembourg
	  	*	 	$	0.1057	  	47	  	94	  	189
	 Luxemburg Cellular
	  	*	 	$	0.1704	  	29	  	58	  	117
	 Macao
	  	*	 	$	0.2099	  	23	  	47	  	95
	 Macao Cellular
	  	*	 	$	0.2122	  	23	  	47	  	94
	 Macedonia
	  	*	 	$	0.3223	  	15	  	31	  	62
	 Macedonia, Cellular
	  	*	 	$	0.3313	  	15	  	30	  	60
	 Madagascar
	  	*	 	$	0.4505	  	11	  	22	  	44
	 Madagascar Cellular
	  	*	 	$	0.4936	  	10	  	20	  	40
	 Malawi
	  	*	 	$	0.1542	  	32	  	64	  	129
	 Malawi Cellular
	  	*	 	$	0.1682	  	29	  	59	  	118
	 Malaysia
	  	*	 	$	0.0837	  	59	  	119	  	239
	 Malaysia Cellular
	  	*	 	$	0.0965	  	51	  	103	  	207
	 Malaysia, Johor Bahru
	  	*	 	$	0.0836	  	59	  	119	  	239
	 Malaysia, Kuala Lumpur
	  	*	 	$	0.0839	  	59	  	119	  	238
	 Malaysia, Penang
	  	*	 	$	0.0835	  	59	  	119	  	239
	 Maldives
	  	*	 	$	0.4636	  	10	  	21	  	43
	 Mali
	  	*	 	$	0.3765	  	13	  	26	  	53
	 Malta
	  	*	 	$	0.2107	  	23	  	47	  	94
	 Malta, Cellular
	  	*	 	$	0.2384	  	20	  	41	  	83
	 Marshall Islands
	  	*	 	$	0.6318	  	7	  	15	  	31
	 Mauritania
	  	*	 	$	0.3723	  	13	  	26	  	53
	 Mauritius
	  	*	 	$	0.4214	  	11	  	23	  	47
	 Mexico
	  	*	 	$	0.2050	  	24	  	48	  	97
	 Mexico City
	  	*	 	$	0.0750	  	66	  	133	  	266
	 Mexico, Guadalajara
	  	*	 	$	0.0776	  	64	  	128	  	257
	 Mexico, Monterrey
	  	*	 	$	0.1063	  	47	  	94	  	188
	 Mexico, Puebla
	  	*	 	$	0.1055	  	47	  	94	  	189
	 Micronesia
	  	*	 	$	0.5753	  	8	  	17	  	34
	 Moldova
	  	*	 	$	0.1926	  	25	  	51	  	103
	 Moldova Audiotext
	  	*	 	$	0.1926	  	25	  	51	  	103
	 Monaco
	  	*	 	$	0.2385	  	20	  	41	  	83
	 Monaco Cellular
	  	*	 	$	0.2402	  	20	  	41	  	83
	 Mongolia
	  	*	 	$	0.3369	  	14	  	29	  	59
	 Montserrat
	  	*	 	$	0.4042	  	12	  	24	  	49
	 Montserrat Audiotext
	  	*	 	$	0.3923	  	12	  	25	  	50
	 Morocco
	  	*	 	$	0.3955	  	12	  	25	  	50
	 Morocco Cellular
	  	*	 	$	0.4590	  	10	  	21	  	43
	 Morocco, Casablanca
	  	*	 	$	0.3707	  	13	  	26	  	53
	 Morocco, Meknes
	  	*	 	$	0.4147	  	12	  	24	  	48
	 Morocco, Rabat
	  	*	 	$	0.3824	  	13	  	26	  	52
	 Mozambique
	  	*	 	$	0.3207	  	15	  	31	  	62
	 Mozambique, Cellular
	  	*	 	$	0.3304	  	15	  	30	  	60

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Myanmar (Burma)
	  	*	 	$	0.6149	  	8	  	16	  	32
	 Namibia
	  	*	 	$	0.1586	  	31	  	63	  	126
	 Nauru
	  	*	 	$	0.5708	  	8	  	17	  	35
	 Nepal
	  	*	 	$	0.4791	  	10	  	20	  	41
	 Nepal Cellular
	  	*	 	$	0.5179	  	9	  	19	  	38
	 Nepal, Kathmandu
	  	*	 	$	0.4112	  	12	  	24	  	48
	 Neth. Antilles Cellular
	  	*	 	$	0.3218	  	15	  	31	  	62
	 Netherlands
	  	*	 	$	0.0609	  	82	  	164	  	328
	 Netherlands Antilles
	  	*	 	$	0.2591	  	19	  	38	  	77
	 Netherlands Antilles, Curacao
	  	*	 	$	0.2854	  	17	  	35	  	70
	 Netherlands Antilles, Curacao Cellular
	  	*	 	$	0.3211	  	15	  	31	  	62
	 Netherlands Antilles, St. Martin
	  	*	 	$	0.2146	  	23	  	46	  	93
	 Netherlands Cellular
	  	*	 	$	0.3559	  	14	  	28	  	56
	 Netherlands, Amsterdam
	  	*	 	$	0.0609	  	82	  	164	  	328
	 Netherlands, Rotterdam
	  	*	 	$	0.0615	  	81	  	162	  	325
	 Nevis
	  	*	 	$	0.4374	  	11	  	22	  	45
	 New Caledonia
	  	*	 	$	0.4255	  	11	  	23	  	47
	 New Zealand
	  	*	 	$	0.0732	  	68	  	136	  	273
	 New Zealand Cellular
	  	*	 	$	0.3092	  	16	  	32	  	64
	 New Zealand, Aukland
	  	*	 	$	0.0721	  	69	  	138	  	277
	 Nicaragua
	  	*	 	$	0.3362	  	14	  	29	  	59
	 Nicaragua Cellular
	  	*	 	$	0.3343	  	14	  	29	  	59
	 Nicaragua, Managua
	  	*	 	$	0.4278	  	11	  	23	  	46
	 Niger
	  	*	 	$	0.3020	  	16	  	33	  	66
	 Niger Cellular
	  	*	 	$	0.3175	  	15	  	31	  	62
	 Nigeria
	  	*	 	$	0.3918	  	12	  	25	  	51
	 Nigeria Cellular
	  	*	 	$	0.4870	  	10	  	20	  	41
	 Nigeria, Ilorin
	  	*	 	$	0.3907	  	12	  	25	  	51
	 Nigeria, Lagos
	  	*	 	$	0.1861	  	26	  	53	  	107
	 Nigeria, Lagos Special Services
	  	*	 	$	0.1782	  	28	  	56	  	112
	 Nigeria, Lagos Urban
	  	*	 	$	0.1873	  	26	  	53	  	106
	 Nigeria, Urban Cities
	  	*	 	$	0.3745	  	13	  	26	  	53
	 Niue
	  	*	 	$	0.8748	  	5	  	11	  	22
	 No. Mariana Islands
	  	*	 	$	0.2838	  	17	  	35	  	70
	 North Korea
	  	*	 	$	0.7452	  	6	  	13	  	26
	 Norway
	  	*	 	$	0.0635	  	78	  	157	  	314
	 Norway Cellular
	  	*	 	$	0.2838	  	17	  	35	  	70
	 Oman
	  	*	 	$	0.4535	  	11	  	22	  	44
	 Pakistan
	  	*	 	$	0.5084	  	9	  	19	  	39
	 Pakistan Cellular
	  	*	 	$	0.5184	  	9	  	19	  	38
	 Pakistan Lahore Cellular
	  	*	 	$	0.5134	  	9	  	19	  	38
	 Pakistan, Islamabad
	  	*	 	$	0.5060	  	9	  	19	  	39
	 Pakistan, Karachi
	  	*	 	$	0.4863	  	10	  	20	  	41
	 Pakistan, Karachi Region
	  	*	 	$	0.4900	  	10	  	20	  	40
	 Pakistan, Lahore
	  	*	 	$	0.5047	  	9	  	19	  	39
	 Palau
	  	*	 	$	0.5551	  	9	  	18	  	36
	 Palestine
	  	*	 	$	0.1083	  	46	  	92	  	184

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Panama
	  	*	 	$	0.2661	  	18	  	37	  	75
	 Panama Cellular
	  	*	 	$	0.4184	  	11	  	23	  	47
	 Panama, Panama City
	  	*	 	$	0.2655	  	18	  	37	  	75
	 Papua New Guinea
	  	*	 	$	0.2501	  	19	  	39	  	79
	 Paraguay
	  	*	 	$	0.2510	  	19	  	39	  	79
	 Paraguay Cell
	  	*	 	$	0.3564	  	14	  	28	  	56
	 Paraguay, Asuncion
	  	*	 	$	0.1627	  	30	  	61	  	122
	 Paraguay, Urban
	  	*	 	$	0.2828	  	17	  	35	  	70
	 Peru
	  	*	 	$	0.1918	  	26	  	52	  	104
	 Peru Cellular
	  	*	 	$	0.3793	  	13	  	26	  	52
	 Peru, Lima
	  	*	 	$	0.0906	  	55	  	110	  	220
	 Peru, Lima Cellular
	  	*	 	$	0.3509	  	14	  	28	  	56
	 Philippines
	  	*	 	$	0.2054	  	24	  	48	  	97
	 Philippines Cellular
	  	*	 	$	0.4360	  	11	  	22	  	45
	 Philippines Spec. Serv.
	  	*	 	$	0.2071	  	24	  	48	  	96
	 Philippines, Cebu
	  	*	 	$	0.2051	  	24	  	48	  	97
	 Philippines, Manila Spec. Serv.
	  	*	 	$	0.2051	  	24	  	48	  	97
	 Philippines, Manilla
	  	*	 	$	0.2049	  	24	  	48	  	97
	 Poland
	  	*	 	$	0.1576	  	31	  	63	  	126
	 Poland Cellular
	  	*	 	$	0.3507	  	14	  	28	  	57
	 Poland, Warsaw
	  	*	 	$	0.1523	  	32	  	65	  	131
	 Portugal
	  	*	 	$	0.0863	  	57	  	115	  	231
	 Portugal Cellular
	  	*	 	$	0.3351	  	14	  	29	  	59
	 Portugal, Lisbon
	  	*	 	$	0.0775	  	64	  	129	  	258
	 Portugal, Madeira Islands
	  	*	 	$	0.0830	  	60	  	120	  	240
	 Portugal, Porto
	  	*	 	$	0.0822	  	60	  	121	  	243
	 Puerto Rico
	  	*	 	$	0.0848	  	58	  	117	  	235
	 Qatar
	  	*	 	$	0.5238	  	9	  	19	  	38
	 Qatar Cellular
	  	*	 	$	0.5661	  	8	  	17	  	35
	 Reunion Island
	  	*	 	$	0.6224	  	8	  	16	  	32
	 Romania
	  	*	 	$	0.2351	  	21	  	42	  	85
	 Romania Cellular
	  	*	 	$	0.2866	  	17	  	34	  	69
	 Romania, Bucharest
	  	*	 	$	0.1301	  	38	  	76	  	153
	 Russia
	  	*	 	$	0.1288	  	38	  	77	  	155
	 Russia Cellular
	  	*	 	$	0.1335	  	37	  	74	  	149
	 Russia Overlay
	  	*	 	$	0.1447	  	34	  	69	  	138
	 Russia, Moscow
	  	*	 	$	0.0600	  	83	  	166	  	333
	 Russia, Moscow Suburb
	  	*	 	$	0.0802	  	62	  	124	  	249
	 Russia, Outer St. Petersburg
	  	*	 	$	0.0737	  	67	  	135	  	271
	 Russia, Rostovdon
	  	*	 	$	0.1322	  	37	  	75	  	151
	 Russia, St. Petersburg
	  	*	 	$	0.0689	  	72	  	145	  	290
	 Rwanda
	  	*	 	$	0.2699	  	18	  	37	  	74
	 San Marino
	  	*	 	$	0.1036	  	48	  	96	  	192
	 Sao Tome
	  	*	 	$	1.3363	  	3	  	7	  	14
	 Saudi Arabia
	  	*	 	$	0.3199	  	15	  	31	  	62
	 Saudi Arabia Cellular
	  	*	 	$	0.3500	  	14	  	28	  	57
	 Saudi Arabia, Dhahran
	  	*	 	$	0.2057	  	24	  	48	  	97
	 Saudi Arabia, Jeddah
	  	*	 	$	0.1244	  	40	  	80	  	160
	 Saudi Arabia, Riyadh
	  	*	 	$	0.1297	  	38	  	77	  	154

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Senegal
	  	*	 	$	0.3537	  	14	  	28	  	56
	 Senegal Cellular
	  	*	 	$	0.3527	  	14	  	28	  	56
	 Senegal, Dakar
	  	*	 	$	0.3146	  	15	  	31	  	63
	 Serbia-Yugoslavia
	  	*	 	$	0.2043	  	24	  	48	  	97
	 Serbia-Yugoslavia Cellular
	  	*	 	$	0.2661	  	18	  	37	  	75
	 Serbia-Yugoslavia, Belgrade
	  	*	 	$	0.2030	  	24	  	49	  	98
	 Seychelles Islands
	  	*	 	$	0.4261	  	11	  	23	  	46
	 Sierra Leone
	  	*	 	$	0.4813	  	10	  	20	  	41
	 Sierra Leone, Freetown
	  	*	 	$	0.4384	  	11	  	22	  	45
	 Singapore
	  	*	 	$	0.0554	  	90	  	180	  	361
	 Singapore Cellular
	  	*	 	$	0.0601	  	83	  	166	  	332
	 Slovakia
	  	*	 	$	0.1393	  	35	  	71	  	143
	 Slovakia Cellular
	  	*	 	$	0.2819	  	17	  	35	  	70
	 Slovakia, Bratislava
	  	*	 	$	0.1166	  	42	  	85	  	171
	 Slovenia
	  	*	 	$	0.1531	  	32	  	65	  	130
	 Slovenia Cellular
	  	*	 	$	0.2844	  	17	  	35	  	70
	 Solomon Islands
	  	*	 	$	1.1972	  	4	  	8	  	16
	 Somalia
	  	*	 	$	0.9379	  	5	  	10	  	21
	 South Africa
	  	*	 	$	0.1403	  	35	  	71	  	142
	 South Africa Cell
	  	*	 	$	0.3155	  	15	  	31	  	63
	 South Africa, Cape Town
	  	*	 	$	0.1382	  	36	  	72	  	144
	 South Africa, Durban
	  	*	 	$	0.1382	  	36	  	72	  	144
	 South Africa, Johannesburg
	  	*	 	$	0.1380	  	36	  	72	  	144
	 South Korea
	  	*	 	$	0.0766	  	65	  	130	  	261
	 South Korea Cellular
	  	*	 	$	0.1649	  	30	  	60	  	121
	 South Korea, Seoul
	  	*	 	$	0.0767	  	65	  	130	  	260
	 South Korea, Seoul Cellular
	  	*	 	$	0.0811	  	61	  	123	  	246
	 Spain
	  	*	 	$	0.0611	  	81	  	163	  	327
	 Spain Cellular
	  	*	 	$	0.3190	  	15	  	31	  	62
	 Spain, Barcelona
	  	*	 	$	0.0614	  	81	  	162	  	325
	 Spain, Madrid
	  	*	 	$	0.0571	  	87	  	175	  	350
	 Sri Lanka
	  	*	 	$	0.3897	  	12	  	25	  	51
	 Sri Lanka Cellular
	  	*	 	$	0.4179	  	11	  	23	  	47
	 Sri Lanka, Colombo
	  	*	 	$	0.4024	  	12	  	24	  	49
	 St. Helena
	  	*	 	$	0.7869	  	6	  	12	  	25
	 St. Kitts
	  	*	 	$	0.3645	  	13	  	27	  	54
	 St. Lucia
	  	*	 	$	0.3516	  	14	  	28	  	56
	 St. Pierre & Miquelon
	  	*	 	$	0.2888	  	17	  	34	  	69
	 St. Vincent
	  	*	 	$	0.3988	  	12	  	25	  	50
	 Sudan
	  	*	 	$	0.4487	  	11	  	22	  	44
	 Suriname
	  	*	 	$	0.4706	  	10	  	21	  	42
	 Suriname Cellular
	  	*	 	$	0.4799	  	10	  	20	  	41
	 Swaziland
	  	*	 	$	0.2342	  	21	  	42	  	85
	 Sweden
	  	*	 	$	0.1115	  	44	  	89	  	179
	 Sweden Cellular
	  	*	 	$	0.2771	  	18	  	36	  	72
	 Sweden, Stockholm
	  	*	 	$	0.0602	  	83	  	166	  	332
	 Switzerland
	  	*	 	$	0.0678	  	73	  	147	  	295
	 Switzerland Cellular
	  	*	 	$	0.3297	  	15	  	30	  	60
	 Switzerland, Zurich
	  	*	 	$	0.0670	  	74	  	149	  	298
	 Syria
	  	*	 	$	0.5192	  	9	  	19	  	38

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Taiwan
	  	*	 	$	0.0758	  	65	  	131	  	263
	 Taiwan Cellular
	  	*	 	$	0.2526	  	19	  	39	  	79
	 Taiwan, Taipei
	  	*	 	$	0.0730	  	68	  	137	  	274
	 Tajikistan
	  	*	 	$	0.2911	  	17	  	34	  	68
	 Tanzania
	  	*	 	$	0.3840	  	13	  	26	  	52
	 Tanzania, Dar Es Salaam
	  	*	 	$	0.2863	  	17	  	34	  	69
	 Thailand
	  	*	 	$	0.1895	  	26	  	52	  	105
	 Thailand Cellular
	  	*	 	$	0.2049	  	24	  	48	  	97
	 Thailand, Bangkok
	  	*	 	$	0.1033	  	48	  	96	  	193
	 Togo
	  	*	 	$	0.3608	  	13	  	27	  	55
	 Tokelau
	  	*	 	$	0.8051	  	6	  	12	  	24
	 Tonga Islands
	  	*	 	$	0.5890	  	8	  	16	  	33
	 Trinidad
	  	*	 	$	0.2358	  	21	  	42	  	84
	 Trinidad Off Net
	  	*	 	$	0.2383	  	20	  	41	  	83
	 Trinidad Special Services
	  	*	 	$	0.2394	  	20	  	41	  	83
	 Trinidad, Port Of Spain
	  	*	 	$	0.2331	  	21	  	42	  	85
	 Tunisia
	  	*	 	$	0.3740	  	13	  	26	  	53
	 Tunisia Cellular
	  	*	 	$	0.3838	  	13	  	26	  	52
	 Turkey
	  	*	 	$	0.2599	  	19	  	38	  	76
	 Turkey Cellular
	  	*	 	$	0.3139	  	15	  	31	  	63
	 Turkey, Ankara
	  	*	 	$	0.1648	  	30	  	60	  	121
	 Turkey, Istanbul
	  	*	 	$	0.1333	  	37	  	74	  	149
	 Turkmenistan
	  	*	 	$	0.3173	  	15	  	31	  	63
	 Turks & Caicos Islands
	  	*	 	$	0.3041	  	16	  	32	  	65
	 Tuvalu
	  	*	 	$	1.9806	  	2	  	5	  	10
	 Uganda
	  	*	 	$	0.2450	  	20	  	40	  	81
	 Uganda Cellular
	  	*	 	$	0.2444	  	20	  	40	  	81
	 Uganda, Kampala
	  	*	 	$	0.2472	  	20	  	40	  	80
	 Ukraine
	  	*	 	$	0.2421	  	20	  	41	  	82
	 Ukraine Cellular
	  	*	 	$	0.2140	  	23	  	46	  	93
	 Ukraine, Kharkov
	  	*	 	$	0.2036	  	24	  	49	  	98
	 Ukraine, Kiev
	  	*	 	$	0.1594	  	31	  	62	  	125
	 Ukraine, Kiev Region
	  	*	 	$	0.1590	  	31	  	62	  	125
	 Ukraine, Lviv
	  	*	 	$	0.1990	  	25	  	50	  	100
	 Ukraine, Odessa
	  	*	 	$	0.1915	  	26	  	52	  	104
	 United Arab Emirates
	  	*	 	$	0.3507	  	14	  	28	  	57
	 United Arab Emirates Cellular
	  	*	 	$	0.3585	  	13	  	27	  	55
	 United Kingdom
	  	*	 	$	0.0563	  	88	  	177	  	355
	 United Kingdom Cellular
	  	*	 	$	0.2506	  	19	  	39	  	79
	 United Kingdom, London
	  	*	 	$	0.0567	  	88	  	176	  	352
	 United States Alaska
	  	 	 	$	0.058	  	 	  	 	  	 
	 United States Hawaii
	  	 	 	$	0.058	  	 	  	 	  	 
	 Uruguay
	  	*	 	$	0.2631	  	19	  	38	  	76
	 Uruguay Cellular
	  	*	 	$	0.3313	  	15	  	30	  	60
	 Uruguay Montevideo
	  	*	 	$	0.1810	  	27	  	55	  	110
	 US Virgin Islands
	  	*	 	$	0.0829	  	60	  	120	  	241
	 Uzbekistan
	  	*	 	$	0.2304	  	21	  	43	  	86
	 Vanuatu Republic
	  	*	 	$	1.1181	  	4	  	8	  	17
	 Venezuela
	  	*	 	$	0.2376	  	21	  	42	  	84

												
	 	  	 	 	 RETAIL RATES TO END-USER

	 	  	 	 	 Originating From the U.S.:

	 *
	  	 *
	 	     Rate    
	  	 minutes
p/$5 card
	  	 minutes
p/$10 card
	  	 minutes
p/$20 card

	 Venezuela Cellular
	  	*	 	$	0.3744	  	13	  	26	  	53
	 Venezuela, Caracas
	  	*	 	$	0.1226	  	40	  	81	  	163
	 Venezuela, Caracas Audiotex
	  	*	 	$	0.1244	  	40	  	80	  	160
	 Venezuela, Cristbol
	  	*	 	$	0.2180	  	22	  	45	  	91
	 Venezuela, Maracaibo
	  	*	 	$	0.1905	  	26	  	52	  	105
	 Venezuela, Valencia
	  	*	 	$	0.1770	  	28	  	56	  	113
	 Vietnam
	  	*	 	$	0.7045	  	7	  	14	  	28
	 Vietnam Cellular
	  	*	 	$	0.7166	  	6	  	13	  	27
	 Vietnam Ho Chi Min Cellular
	  	*	 	$	0.7246	  	6	  	13	  	27
	 Vietnam, Ba Ria Vung Tau
	  	*	 	$	0.7334	  	6	  	13	  	27
	 Vietnam, Can Tho
	  	*	 	$	0.7448	  	6	  	13	  	26
	 Vietnam, Hanoi
	  	*	 	$	0.6852	  	7	  	14	  	29
	 Vietnam, Ho Chi Min
	  	*	 	$	0.6926	  	7	  	14	  	28
	 Vietnam, Khanh Hoa
	  	*	 	$	0.6556	  	7	  	15	  	30
	 Wallis & Futuna Islands
	  	*	 	$	0.6957	  	7	  	14	  	28
	 Western Samoa
	  	*	 	$	0.5103	  	9	  	19	  	39
	 Yemen
	  	*	 	$	0.4289	  	11	  	23	  	46
	 Zaire
	  	*	 	$	0.3369	  	14	  	29	  	59
	 Zaire Cellular
	  	*	 	$	0.3855	  	12	  	25	  	51
	 Zambia
	  	*	 	$	0.2085	  	23	  	47	  	95
	 Zambia, Lusaka
	  	*	 	$	0.2051	  	24	  	48	  	97
	 Zambia, PTT
	  	*	 	$	0.1910	  	26	  	52	  	104
	 Zimbabwe
	  	*	 	$	0.1043	  	47	  	95	  	191
	 Zimbabwe Cellular
	  	*	 	$	0.1176	  	42	  	85	  	170
	 Zimbabwe, Harare
	  	*	 	$	0.1032	  	48	  	96	  	193

	*	[Subject to a request for confidential treatment; Separately filed with the Commission] 

 EXHIBIT D 
 TECHNICAL REQUIREMENTS 
  
 IDT 

			
	 ATS phone product
	  	Version 3                                
		
	 Project outline
	  	 

  
 Product functionality:

  
 ATC will sell cordless phones utilized in homes and small
businesses. These phones will come packaged with an inactive calling card; additionally the phone will feature a L.D.S (Long Distance Service) button. When the user presses the LDS button the phone will automatically dial the IDT platform.

  
 When using the platform for the first time the user will be
prompted for: 
  

	 	1)	A store name/Vendor (supplied by End User) 

  

	 	2)	An account number (11 digit number supplied by IDT and printed and packaged by ATC) 

  

	 	3)	The phone ANI. 

  
 Once this information is captured, and provided that Customer orders a minimum of [Subject to a request for confidential treatment; Separately filed
with the Commission], the user will be allowed to use a value of promotional minutes determined by Customer (promotional minutes billed to ATC at 3.9 cents per minute [Subject to a request for confidential treatment; Separately filed with the
Commission]) that have been pre-provisioned on the account, not added at activation. The user will then be able to use the “LDS” button and/or calling card until promotional minute depletion. The user will be prompted via standard IVR
to recharge when the balance reaches five dollars. The amount of the promo minutes will be less then the amount of the threshold, therefore, all calls made with promo minutes will be prompted for recharge. 
  
 Below are the responsibilities for each party. Underlined items are potentially possible are
not currently in place. These items will be discussed in further detail at the end of the document. 
  
 IDT Responsibilities: 
  

	 	a.	Customer Service or IVR 

  

	 	a.	Collect ANI, PIN, and Store name 

  

	 	b.	Join pre-created PIN and ANI 

  

	 	c.	Activate 100 free promo minutes 

  

	 	d.	Accept and facilitate incoming activation and recharge PINs via IVR or Customer Service. 

  

	 	e.	Track Calls 

  

	 	i.	This paid service is available for a fee at customer request. 

  

	 	ii.	ATC outbound surveys are available for a fee at customer request. 

  

	 	f.	Charge and accept payment 

  

	 	i.	Post activation 

  

	 	1.	Accept and charge users account via credit card 

  

	 	a.	Setup Auto recharge at users request 

  

	 	b.	Setup ability for IVR recharge 

  

	 	2.	Accept and charge users account via ECP 

  

	 	b.	Platform 

  

	 	a.	Set target balance and notification prompt for recharging the account 

  

	 	b.	Transfer user to CS rep or IVR for recharging. 

  

	 	i.	After 1st time charge setup the account ability
to recharge via IVR. 

  

	 	c.	Recharging 

  

	 	i.	Auto Recharge 

	 	1.	Preset amount recharged when account hits preset threshold 

  

	 	ii.	IVR Recharge 

  

	 	1.	User interacts with IVR to recharge account 

  

	 	iii.	Assisted Recharge 

  

	 	1.	User interacts with CS rep to recharge account 

  

	 	d.	Setup Account expiration: 

  

	 	i.	Utilizing existing expiration policies 

  

	 	e.	Setup Surcharge for all calls made via calling card with appropriate surcharges as required and directed 

  

	 	i.	DNIS Surcharge 

  

	 	f.	Upon Calling from ATC phone 

  

	 	i.	After a customer activates the phone/account but has not charged the account 

  

	 	1.	User is prompted via IVR to recharge the account 

  

	 	a.	If yes, the user is transferred to Customer Service or IVR so the billing information can be captured 

  

	 	b.	If no, the user is prompted to enter the number they wish to call 

  

	 	ii.	After a customer has charged and/or recharged the account 

  

	 	1.	User is prompted to enter the number they wish to dial or press a predetermined keypad button to go to customer service. 

  

	 	g.	Upon Calling from any phone via calling card (see “f” above as procedure is the same) 

  

	 	c.	Debit/Operations 

  

	 	a.	Utilize appropriate Anti-Fraud procedures to catch fraud 

  

	 	b.	Utilize existing reports. 

  

	 	i.	How many accounts have been activated by Vendor by user 

  

	 	ii.	How many accounts have been recharged by Vendor by user 

  
 i.e. 
  

							
	 Vendor

	  	Customer Area-
code &Exchange

	  	$ Charged
(period)

	  	 $ Charged
 (Total-life of
 account)

	 *
	  	*	  	*	  	*

	*	[Subject to a request for confidential treatment; Separately filed with the Commission] 

  

	 	c.	Creation of program 

  

	 	d.	Creation of 2 access numbers 

  

	 	i.	Branded IDT service access number hard coded into phone hardware (number TBD) 

  

	 	ii.	Branded IDT service access number printed on calling card (number TBD) 

  

	 	e.	Generate Calling Card PINs 

  
 ATC Responsibilities 
  

	 	a.	Product Creation 

  

	 	a.	Create Hardware, including hard coding preset LDS button pointed to our platform 

  

	 	b.	Produce Packaging and IDT marketing 

  

	 	c.	Produce physical calling card with our pins 

  

	 	d.	Supply number of Pin’s to create 

  

	 	e.	If Pin’s have different values ATC must manage accounts 

  

	 	b.	Promotional card 

  

	 	a.	Purchase promotional cards/accounts at 3.9 cents per minute less negotiated [Subject to a request for confidential treatment; Separately filed with the Commission] discount.

	 	c.	Customer Experience 

  

	 	a.	Give general guidelines and script for Customer Service to follow 

  

	 	d.	Reporting 

  

	 	a.	Supply any and all detailed specifications for reports required by them. 

  

	 	e.	Vendor List 

  

	 	a.	All vendors selling product. 

  
 Customer Experience – FLOW (phone activation) 
  

	 	a.	Customer purchases ATC cordless phone with IDT (LDS) feature built in. 

  

	 	b.	Customer presses the “talk” button followed by the LDS button on the ATC phone. 

  

	 	a.	Customer is automatically directed to the IDT platform (DNIS) 

  

	 	i.	Customer chooses to “charge” the product (via rep or IVR) 

  

	 	ii.	Customer enters all necessary information. 

  

	 	b.	Customer hangs up and is now allowed to utilize free promotional minutes 

  

	 	i.	Customer presses LDS button 

  

	 	1.	The phone automatically calls the platform 

  

	 	2.	ANI recognition allows the user to directly enter the number they wish to dial or be transferred to a rep for account “Charging”. 

  

	 	3.	Call completes as standard until promotional minutes run out 

  

	 	a.	Prompted with each call to “charge” the account. 

  

	 	ii.	Customer goes to another phone and utilizes the phone card provided. 

  

	 	1.	The incoming call IVR requests the PIN 

  

	 	a.	User enters information 

  

	 	2.	The incoming call IVR requests the number to dial or transfer to CS. 

  

	 	a.	User enters information 

  

	 	b.	Call completes as standard until promotional minutes run out 

  

	 	c.	Each call into the platform this way is surcharged $.025 

  

	 	c.	Customer balance hits targeted point 

  

	 	i.	IVR prompts user to recharge the account 

  

	 	ii.	Platform gives user the option to recharge at this point 

  

	 	1.	If Yes, Call is directed to CS where necessary information is collected. 

  

	 	2.	If validate via fraud procedure account is credited 

  

	 	iii.	User declines to recharge 

  

	 	1.	Continues to use up remainder of balance, prompted to recharge with each call 

  

	 	d.	Users balance runs out. 

  

	 	i.	Upon hitting the “LDS” button is automatically transferred to CS 

  

	 	ii.	Upon utilizing the calling card is automatically transferred to CS 

  
 Current Issues 

					
	 Issue

	  	 Proposed Solution

	  	 Development Impact

	 	  	* - Denotes item is not currently available	  	 
			
	 Store Name (or ID) Capture
	  	 Customer Service rep verbally receives information and enters it to d-base
	  	 Create drop down menu with all known vendors, from which a rep can select

			
	 Automated Activation
	  	 Develop IVR*
  
 Utilize customer service to capture activation information
	  	 *Phase II upon development

			
	 Track Calls
	  	 Integrate UDB for call tracking purposes *
  
 Rep manual logging *
	  	 *At customer purchase

			
	 Reporting
	  	 Text, comma delimited or Excel Spreadsheet depending on report as currently done*
	  	 *Phase II will customize if volume warrants

			
	 Expiration
	  	 Expirations will not be altered.
	  	 *Phase II if volume warrants

			
	 Additional promo minutes –added when an existing customer buys an extension phone
	  	 Have a customer service rep add credit or select a pre-defined field to add 100 additional promo
minutes.
  
 This is as opposed to adding
a new account
	  	 *Phase II if volume warrants

  
 PHASE
II 
  

	 	-	Custom Expiration 

	 	-	Automated Activation 

	 	    	Custom reportingLetter Agreement, dated September 28, 2005

 Exhibit 10.5 
  
 This Agreement (“Agreement”), effective as of the date executed by the last to sign of the parties (“Effective Date”),
between SunRocket, Inc. (“Service Provider” hereinafter referred to as “SP”), a Delaware corporation, located at 8615 Westwood Center Drive, Vienna, Virginia 22182, and American Telecom Services, Inc., a Delaware corporation
(“ATS”) located at 2466 Peck Road, City of Industry, CA 90601 memorializes the obligations of the parties in connection with VoIP hardware (“Telephones” and/or “Telephone”) provided by ATS, associated with the ATS
System (“ATS System”) as described in Appendix A and future versions of the Telephone to be continuously reviewed and approved by the Parties from time to time. Such approval may not be unreasonably withheld or delayed. SP provides
Internet Phone services to consumers, including communications and customer services (“Services”) to support customer accounts (“Account” or “Accounts”). The Telephones shall be preconfigured to support an SP Service
Account. The Telephones shall be distributed to retail outlets and subsequent resale to consumers (“End Users”) throughout the United States. 
  

	 	1.	ATS Obligations. 

  

	 	a.	Upon execution of this Agreement, ATS will use commercially reasonable efforts to configure its Telephones to work with the SP Services. ATS will use commercially reasonable efforts
to provide engineering and technical configuration support to SP as necessary to ensure its Telephones can support SP service features and quality standards. ATS will also ensure that the appropriate SP mark or marks (as determined by SP) are placed
on each of the Telephones and any supporting equipment when inventory considerations and design specifications permit, at ATS’s sole discretion. 

  

	 	b.	ATS further agrees to design the packaging and packaging inserts for the Telephones. ATS will ensure that the appropriate SP mark or marks (as determined by SP) will be placed on
all packaging and packaging inserts. SunRocket, with ATS cooperation and guidance, will provide all information and design for service offering inserts and information pertaining to the service offering for the packaging. ATS acknowledges that any
retail packaging or materials shall include any information necessary to comply with FCC and FTC regulations as mutually agreed upon by the parties and provided for by SP. 

  

	 	c.	ATS will provide SP with all documentation and training materials associated with its Telephones so that SP can provide first level customer support. ATS further agrees to provide
second level support and troubleshooting assistance for SP technical support. The account servicing obligations of each party, including the hours during which each party must provide such support, are described in Appendix E.

	 	d.	ATS shall specify, via email from time to time, to SP (the “Account Order”) the aggregate number of initial “Activation Codes” to be provisioned by SP to be
included on the packaging inserts. The Activation Codes will be the unique identifier entered into the SP database prior to activation and will be used by ATS to associate the hardware unique identifier and the retailer as well as the rate plans to
be made available to ATS End Users by SP as set forth in Appendix B. Once the request is made, SP will make commercially reasonable efforts to provide the Activation Codes within ten (10) business days following the request. ATS will match the
Activation Codes with a unique identifier to be designated to each individual Telephone “MAC Address” that will be returned to SP in a mutually agreed-upon file format. SP will make commercially reasonable efforts to match and activate
each Activation Code to the corresponding MAC Address within twenty-one (21) business days of the receipt of the MAC addresses. 

  

	 	e.	ATS will use commercially reasonable efforts to resolve all End User disputes regarding Telephones within a commercially reasonable amount of time. 

  

	 	2.	SP Obligations. 

  

	 	a.	During the term and subject to the terms and conditions contained herein, SP agrees to provide Telephone users with Services. 

  

	 	b.	SP will use commercially reasonable efforts to resolve all End User disputes regarding Services within a commercially reasonable amount of time. 

  

	 	c.	Subject to FCC and FTC requirements, SP agrees to provide ATS with End User information as described in Appendix D, section 3. 

  

	 	d.	SP at its sole discretion may offer non-ATS hardware to End Users provided that (i) ATS does not make similar functioning hardware available to SP within [Subject to a request
for confidential treatment; Separately filed with the Commission] of availability date of the similar functioning non-ATS hardware, or (ii) it is not within [Subject to a request for confidential treatment; Separately filed with the
Commission] of the Account activation and ATS has not provided such hardware to SP as prescribed in section (d) (i). SP agrees to notify ATS in writing and in a timely manner if SP is pursuing or considering to pursue new End User hardware which
may be made available to End Users to support current or future Services. 

  

	 	e.	SP may offer additional telecom services or Services to ATS generated End Users provided that the applicable Commission as set forth in Section 

  

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9 below shall apply to any revenues associated with such a sale, during the period in which such a Commission would apply pursuant to the terms herein, in
the event that it markets additional telecom services or Services to such End Users without the expressed written consent of ATS. Services may include, but will not be limited to those set forth in Appendix F, but SP shall make commercially
reasonable efforts to make those services available to ATS at the same time to market to new End Users through its approved channels. 

  

	 	3.	Reports. SP shall provide to ATS the reports described in Appendix D, section 3 at the frequencies provided therein. In addition, from time to time, ATS may identify
additional reports to be generated by SP and delivered to ATS on an ad hoc or periodic basis. 

  

	 	4.	Deactivation. SP reserves the right to terminate Services to any Account if it determines, in its sole discretion, that End-Users of such Accounts are actually or allegedly
engaged in activities that are illegal, fraudulent or wrongful or which may be harmful to SP in any way. ATS shall receive a monthly report of all such deactivated Accounts and SP shall make commercially reasonable efforts to provide reasons for
such deactivations. SP may also terminate End Users for non-payment or if they are violating the terms of SP’s “Terms of Service” as set forth on the SunRocket.com website and as may change from time to time as set forth in Appendix I
herein. 

  

	 	5.	Marketing and Distribution. ATS will use its commercially reasonable efforts to promote, market and distribute the Services in conjunction with the ATS System under this
Agreement. ATS shall have discretion to decide the methods and channels used to market, promote and distribute the Services through those retailers set forth in Appendix G although ATS may distribute the Services in conjunction with ATS Telephones
through retailers not set forth in Appendix G, subject to SP written approval that may not be unreasonably withheld or delayed. Nothing herein shall limit ATS’ right to promote, market and distribute other Telephones that are not bundled with
the Services provided by SP, nor SP’s right to promote and distribute other hardware or Services not bundled with the ATS System, subject to any exclusivity provisions contained in Section 12 below except as provided in Section 2(d). ATS shall
be solely responsible for the development of all promotional and marketing materials, inserts and advertising materials (“Materials”) except as set forth in section 1 (b) above. Without limiting the foregoing, ATS may not produce or
utilize any marketing materials, promotional initiatives or advertisements for the Service unless approved by SP in writing in advance, and such approval or rejection must take place in a timely manner and approval may not be unreasonably withheld
or delayed. Should SP require certain disclosures required by Regulatory Authorities to be included with the Telephones in the packaging, SP agrees to provide ATS with such information in a timeframe sufficient to permit ATS to include the
disclosures with the Telephones. 

  

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	 	6.	PAYMENT METHODS FOR SUBSCRIBERS. SP agrees to accept payment via credit card and debit card. More payment methodologies such as ACH and Pay Pal may be added in the future,
but may require an additional fee, paid by the End User, for the use of Services. 

  

	 	7.	MARKETING CO-OP PAYMENTS. SP agrees to pay [Subject to a request for confidential treatment; Separately filed with the Commission] for each activated Account to ATS as
a “Marketing Co-op Payment.” Such payments will be allocated by ATS for the promotion and marketing of Services at ATS’ sole discretion. On a regular and timely basis, ATS will provide SP in advance with a summary plan for spending
allocations and purposes, plus regular performance reports when specified. SP shall have the right to approve or reject all marketing or promotional materials that include the SP Marks as defined in Section 18 below, such approval must be made
within 48 hours of acknowledged receipt of the materials and may not be unreasonably delayed or withheld. At ATS’ sole discretion, ATS may allocate up to [Subject to a request for confidential treatment; Separately filed with the
Commission] of the Agent Fees as set forth in section 10 below as an additional Marketing Co-op Payment. ATS and SP agree to establish a joint interest bearing operating bank account where these funds will be maintained, from which ATS may
disburse funds and SP may audit such disbursements. 

  

	 	8.	KEY CITY FUNDS. ATS may designate up to [Subject to a request for confidential treatment; Separately filed with the Commission] retailers (“Strategic
Accounts”) from Appendix G, for which “Key City Funds” and special Agent Fees (as defined in Section 10 and Appendix B) would apply. Upon acceptable notification of the shipment of Telephones and related equipment to and their arrival
at a Strategic Account, SP and ATS agree to each commit two-hundred and fifty thousand dollars ($250,000) to service the initial Strategic Accounts as “Key City Funds” to be allocated by ATS, at its sole discretion, for marketing purposes
designated for Strategic Accounts. For each of the Strategic Accounts, the Parties agree to each allocate an additional two-hundred and fifty thousand dollars ($250,000) (“Additional Key City Funds”) within thirty (30) days following the
activation of the [Subject to a request for confidential treatment; Separately filed with the Commission] Account sold through that Strategic Account. Key City Funds will be contributed into the joint bank account referenced in Section 7,
from which ATS may disburse funds and SP may audit such disbursements. 

  

	 	9.	SERVICE COMMISSIONS. SP shall be responsible for maintaining all billing, collection and transaction records with respect to the End User’s use of the Service. For the
first $30 in monthly Net Revenue per End User, SP agrees to pay ATS twenty-five percent (25%) of the Net Revenues for any Account activated in the first year following the Effective Date and twenty-two percent (22%) for all Accounts created
thereafter (“Commission”). For monthly Net Revenue per End 

  

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User exceeding $30, SP agrees to pay ATS fifteen percent (15%) of the Net Revenue in excess of $30. The term “Net Revenues” means gross revenues
less any service credits and taxes and regulatory mandated fees incurred by SP. All payments to ATS shall be made via wire transfer on the 25th day of each month for the prior month’s activity, provided that no such payment shall be made for a sum less than $10,000, in which case the amount shall be accrued in an account earmarked for
ATS and paid with the next payment due to ATS. Each payment shall be accompanied by a detailed report that includes a month-to-date activity summary for the covered period, listed by Account as formatted in Appendix D. 

 

	 	10.	AGENT FEES. SP agrees to pay ATS an Agent Fee (“Agent Fee”) for each activated Account according to the table as set forth in Appendix B. All payments to ATS shall
be made to ATS via wire transfer on the 25th day of each month for the prior month’s activity, provided that no
such payment shall be made for a sum less than $10,000, in which case the amount shall be accrued in an account earmarked for ATS and paid with the next payment due to ATS. ATS agrees that the Agent Fee will be refunded for End Users who cancel
their Service within thirty-one (31) days following activation. Any such returned Agent Fee will be offset from payments due in the next payment period. Each payment shall be accompanied by a detailed report that includes a month-to-date activity
summary for the covered period, listed by Account. 

  

	 	11.	RATES AND SERVICE PLANS. SP agrees to make at least [Subject to a request for confidential treatment; Separately filed with the Commission] Service plans available to
End Users as set forth in Appendix C. The parties may agree to offer End Users additional Service plans from time to time and will reach an agreed upon Agent Fee prior to the introduction of that plan that provides ATS with an Agent Fee, Marketing
Coop Payment, Commission and Rebate that is no less than that which is set forth for the lowest Service plan herein. 

  

	 	12.	EXCLUSIVITY. 

  

	 	a.	SP acknowledges that the Limited Edition service plan as set forth in Appendix C, or any other similar sub-$10 plan, will be made available exclusively with the ATS Telephone from
the Effective Date until the end of 2005. However, should SP determine to continue to offer the Limited Edition plan or any similar sub-$10 plan, whether directly or indirectly, ATS will have the right to promote the same plan for the period in
which SP offers it, subject to the Term of this Agreement and any other limitations herein. If a total of 10,000 or more Accounts are activated between the Effective Date and December 31, 2005 because of ATS efforts pursuant to this Agreement, ATS
will be granted the exclusive right to market such sub-$10 plan through the retailers listed in Appendix G through June 30, 2006. If a total of 100,000 or more accounts are activated between the Effective Date and June 30, 2006 because of ATS
efforts pursuant to this Agreement, ATS will be granted the exclusive right 

  

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to market such sub-$10 plan through the retailers listed in Appendix G through December 31, 2006. Should SP’s costs shift upward at a rate that is
greater than fifteen percent (15%) that they can document for ATS, the parties will work together to modify the sub-$10 plan to create an alternate promotional service plan. Provided that ATS is still entitled to exclusivity on the sub-$10 plan,
such exclusivity would be applied to the alternate service plan. 

  

	 	b.	ATS will be granted the exclusive right to market those rate plans specified in Appendix C to those retail chains specified in Appendix G for a period beginning on the Effective
Date and lasting six months. If an average of at least one half of one Account is being activated per week per store in a particular retail chain during months five and six of this period, ATS will be granted an extension of this exclusivity period
for that particular chain for an additional six months. After the second six month period, ATS will be granted an extension of exclusivity in the account that performs with a 25% increase in the number of Accounts from the prior six month period.
The volume for calculating the six month period will be calculated by taking fifty percent (50%) of the Account activations during the prior twelve month period. 

  

	 	13.	REBATES. SunRocket agrees to pay ATS [Subject to a request for confidential treatment; Separately filed with the Commission] of the redemption value of any rebates
offered on phone master base station units and/or combination package containing the master base station unit and any number of expansion units up to a maximum advertised rebate of [Subject to a request for confidential treatment; Separately
filed with the Commission]. SunRocket agrees to pay ATS [Subject to a request for confidential treatment; Separately filed with the Commission] of the redemption value of any rebates offered on phone expansion units up to a maximum
advertised rebate of [Subject to a request for confidential treatment; Separately filed with the Commission] (“Rebate”). ATS will invoice SP for the Rebate deposit prior to SP making any Rebate redemption payments. All payments to
ATS shall be made to ATS via wire transfer on a bi-weekly basis, based on documented redemption. 

  

	 	14.	RECORDS. Each party hereto shall maintain reasonably complete, clear and accurate records of all information required to determine the amounts of any payments or transactions
under the Agreement. Each party hereto, upon giving thirty (30) days prior written notice to the other party hereto, and no more than once during any twelve (12) month period, may conduct, at reasonable times during regular business hours and
subject to the Confidentiality Obligations of Section 21, an inspection and audit of the portions of such books and records of the other party as is necessary to verify that such payments, including the amounts thereof, have been made in accordance
with the terms hereof. 

  

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	 	15.	TERM. This Agreement shall continue from the date this Agreement was entered into until the third anniversary of the date on which the first Account is activated
(“Initial Term”). If at least [Subject to a request for confidential treatment; Separately filed with the Commission] Accounts have been activated between the Effective Date and the last day of the Initial Term because of ATS
efforts pursuant to this Agreement, ATS shall have the option to extend the Initial Term for one year, subject to written notice to SP. Should ATS exercise this option, section 16 (b) (relating to certain SP payments prior to the expiration of the
Term of this Agreement) shall be considered null and void, and SP shall not be required to make any payments to ATS pursuant thereto. SP will make commercially reasonable efforts to provide Services to support a pilot program supporting not more
than five thousand (5,000) End Users by August 15, 2005 and a full commercial launch by September 30, 2005. 

  

	 	16.	TERMINATION. 

  

	 	a.	This Agreement may be terminated prior to its expiration upon the occurrence of any of the following: (a) by the non-breaching party, if the other party materially breaches this
Agreement which breach is not cured within thirty (30) days of written notice thereof to the breaching party; (b) by SP or ATS, upon a determination by any governmental authority with jurisdiction over the parties that the provision of the
Telephones and/or Services under this Agreement in the jurisdictions in which the Telephones are being distributed is contrary to existing laws, rules or regulations; the party electing to terminate shall provide written notice to the other party
setting forth in reasonable detail the factual basis for such termination and the parties agree in good faith to attempt to create a solution or workaround, or modify the Services to eliminate the requirement creating the basis for such termination
in a manner mutually agreeable for a period of no less than ten (10) business days after the receipt of such notice and if such agreement is reached or the factual basis for such termination is otherwise resolved, then the Agreement shall not be
terminated. Upon termination of this Agreement for any reason, ATS shall immediately cease production of the Telephones with Service provided by SP. Should ATS decide, in its sole discretion, to have SP continue to activate Accounts in Inventory,
ATS shall provide SP with a final accounting setting forth the number of units in retail inventory (“Inventory Units”). SP will continue to support such promotional minutes on Inventory Units until all units are sold, ATS and SP further
agree to use commercially reasonable efforts to migrate service on Telephones to another service provider including the transfer of all relevant and needed user records and any phone numbers used to fulfill any obligations under this Agreement.
Should ATS decide, in its sole discretion, to have SP discontinue activation of Accounts in Inventory, then ATS shall immediately recall all Inventory Units as of the date of said election and shall agree to indemnify and hold SP harmless as set
forth in Section 20 below. 

  

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	 	b.	SP agrees to pay ATS a fee equal to [Subject to a request for confidential treatment; Separately filed with the Commission] of Service revenues for the preceding two (2)
months prior to the date of the Termination or expiry of the Term of this Agreement. For those End Users who activated their Services in the preceding twelve (12) months prior to the date of the Termination or expiry of the Term of this Agreement,
SP agrees to pay ATS an additional [Subject to a request for confidential treatment; Separately filed with the Commission] of Service revenues for the preceding two (2) months, unless ATS materially breaches this Agreement.

  

	 	17.	OWNERSHIP OF INTELLECTUAL PROPERTY RIGHTS. SP shall be the sole and exclusive owner of all right, title and interest in and to all patents, copyrights, trademarks, trade
secrets or other proprietary rights (“Intellectual Property Rights”) its owns. ATS acknowledges that the SP System constitutes valuable trade secrets of SP and constitutes Confidential Information under this Agreement. ATS shall be the
sole and exclusive owner of all right, title and interest (including, without limitation, all Intellectual Property Rights) in and to the ATS System. SP acknowledges that the ATS System constitutes valuable trade secrets of ATS and Confidential
Information under this Agreement. Nothing in this Agreement shall be deemed to grant to one party, by implication, estoppel or otherwise, license rights, ownership rights or any other Intellectual Property Rights in any materials owned by the other
Party or any affiliate of the other Party. Neither Party shall attempt to register the Intellectual Property Rights of the other Party, or cause any claim, lien or encumbrance to attach to any Intellectual Property Rights of the other Party nor
decompile or reverse engineer any proprietary of the other Party. To the extent that ATS acquires any patent or other Intellectual Property Rights, ATS shall grant to SP a royalty-free, nonexclusive, nontransferable right and license under any such
patent or resulting patent for the term of the Agreement. 

  

	 	18.	 INSURANCE. Each Party shall obtain and maintain, at its own cost, the insurance coverages that are described in Appendix H as being its respective
responsibility. These insurance coverages do not create or imply any limitation of liability. The Party which is responsible for obtaining and maintaining certain insurance coverages shall provide the other Party with certificates of such insurance
coverages promptly following the date that this Agreement has been executed by both Parties. Each insurance certificate shall provide that the insurance policy shall not be subject to termination without at least thirty (30) days prior written
notice to the certificate holder. A Party responsible for obtaining and maintaining property insurance coverage shall use all commercially 

  

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reasonable efforts to ensure that the policy contains a provision or endorsement which waives the insurance company’s right of subrogation against the
other Party and its employees, agents, directors and officers in the event of any loss or damage from events within the coverage of the insurance policy. 

  

	 	19.	USE OF MARKS. Any and all trademarks and trade names that SP uses are and shall remain the exclusive property of SP. ATS has no rights therein and shall not reproduce or use
any corporate names, trademarks, service marks, trade names or logos of SP (collectively “Marks”) without SP’s express prior written consent. SP hereby grants ATS a limited, royalty-free license to use SP’s name and logo for the
purpose of marketing the Products and Services during the Term of this Agreement, on all inserts, advertising, packaging, product and point of purchase, subject to the requirement of SP’s prior written approval as specified above.

  

	 	20.	REPRESENTATIONS & WARRANTIES. Each party represents and warrants that: (a) it is duly organized, validly existing and in good standing under the laws of the jurisdiction
in which it is organized; (b) it has all necessary power and authority to enter into this Agreement and to perform all its obligations hereunder; (c) neither the execution, delivery, or performance of this Agreement will (i) result in the breach of,
or constitute a default under, the terms of any material contract to which it is a party or by which it is bound; (ii) violate its charter or by-laws; or (iii) require the consent or approval of any third party; and (d) it will perform its
obligations hereunder in compliance with all applicable laws, rules and regulations. ATS further represents and warrants that the Telephones do not infringe any Intellectual Property Rights of any third party. EXCEPT FOR WARRANTIES EXPRESSLY MADE IN
THIS AGREEMENT, EACH OF SP AND ATS MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, TO ATS OR SP (AS APPLICABLE), OR TO ANY OTHER PERSON, INCLUDING, WITHOUT LIMITATION, ANY WARRANTIES REGARDING THE MERCHANTABILITY, SUITABILITY,
ORIGINALITY, QUALITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT OR OTHERWISE (IRRESPECTIVE OF ANY PREVIOUS COURSE OF DEALINGS BETWEEN THE PARTIES OR CUSTOM OR USAGE OF TRADE), OR RESULTS TO BE DERIVED FROM THE USE OF ANY SOFTWARE, SERVICES,
HARDWARE OR OTHER MATERIALS PROVIDED UNDER THIS AGREEMENT. 

  

	 	21.	INDEMNIFICATION. Each of ATS and SP shall defend, indemnify and hold the other and its affiliates harmless from any claims, demands, liabilities, losses, damages, judgments
or expenses related thereto arising out of (i) its breach of the terms of this Agreement, (ii) its marketing or facilitation of the Services or provision of the Telephones or the ATS System, including, without limitation, claims of fraud,
misrepresentation or theft arising there from, (iii) any misconduct 

  

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on its part, (iv) its misuse or unauthorized use of the Marks, (v) any claim by a third party that the Services (in which case SP indemnifies), Telephones
(in which case ATS indemnifies), or ATS System (in which case ATS indemnifies), or any portion or combination thereof contemplated under this Agreement, infringes any patent, copyright, trademark, trade secret, or other proprietary right of a third
party, and (vi) its violation of FCC, trademark, telemarketing or privacy laws. In the event each acts in good faith in the other’s best interest to fulfill the terms of this Agreement in compliance with a request by the other or to protect the
other from any loss due to fraudulent use, theft of services or harm to the other’s reputation, each party shall indemnify and hold the other harmless from any claims, demands, liabilities, losses, damages, judgments or expenses related
thereto. 

  

	 	22.	MANNER OF CONDUCTING BUSINESS. ATS and SP agree that, at all times during the term of this Agreement, each party shall: conduct its business in a manner that reflects
favorably on the Services and the ATS System; make no false or misleading representation with regard to each other or the Services or ATS System; and conduct its business and the performance of its obligations under this Agreement in compliance with
all applicable laws and regulations including all laws relating to tax, currency exchange, export, and commercial corrupt practices. 

  

	 	23.	CONFIDENTIALITY. “Confidential Information” means and all information which is of a confidential, proprietary, or trade secret nature, whether or not marked as
confidential, that is furnished or disclosed by either party (“Disclosing Party”) to the other Party (“Receiving Party”) under this Agreement, including the specific business terms of the Agreement, business plans, technical
data, performance data, programs, contracts, client lists, financial information, sales and marketing plans, business information, and any other information that is marked as “Confidential,” “Proprietary,” “Trade
Secret,” or in some other manner to indicate its confidential, proprietary, or trade secret nature. Each of ATS and SP shall hold such Confidential Information in strict confidence and shall not reveal the same for a period of five (5) years
after the termination of this Agreement, except for any information which is: generally available to or known to the public without violation of this Agreement; known to such party prior to the negotiations leading to this Agreement; or
independently developed by such party outside the scope of this Agreement. Neither party shall be in breach of its confidentiality obligations hereunder if the Confidential Information is disclosed pursuant to a subpoena, judicial or governmental
order or requirement (including the applicable disclosure requirements of the Federal securities laws and the rules and regulations of the Securities and Exchange Commission promulgated thereunder in the event that SP or ATS, as applicable, shall
file a registration statement to initiate a public offering of its securities during the term of this Agreement), provided that the disclosing party only makes such disclosure to the extent required and, prior to making such disclosure, takes all
reasonable steps to 

  

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provide prompt and sufficient notice to the other party so that the other party may contest and/or limit such requirement, subpoena or order. Each of ATS and
SP shall safeguard the Confidential Information of the disclosing party to the same extent that it safeguards its own confidential materials or data relating to its own business, and in any event with no less than a reasonable standard of care.
Except as provided above, neither ATS nor SP shall reveal any such Confidential Information without the disclosing party’s express prior written consent. The parties agree that an impending or existing violation of these confidentiality
provisions would cause to the disclosing party irreparable injury for which it would have no adequate remedy at law and the disclosing party may be entitled to obtain immediate injunctive relief prohibiting such violation, in addition to any other
rights and remedies available to it. 

  

	 	24.	LIMITATION OF LIABILITY. IN NO EVENT SHALL EITHER PARTY BE LIABLE TO THE OTHER PARTY OR ANY THIRD PARTY IN ANY RESPECT FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL,
EXEMPLARY, RELIANCE OR PUNITIVE DAMAGES, WHETHER IN TORT, CONTRACT OR PRODUCT LIABILITY, NOR SHALL EITHER PARTY BE LIABLE FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS OPPORTUNITIES OR ANY OTHER COMMERCIAL DAMAGE OF ANY KIND OR NATURE
WHATSOEVER. EXCEPT WITH REGARD TO ANY LIABILITY THAT RESULTS FROM INTENTIONAL MISCONDUCT BY A PARTY, INTELLECUTAL PROPERTY INDEMNIFICATION OBLIGATIONS, OR BREACH OF CONFIDENTIALITY OBLIGATIONS, IN NO EVENT SHALL THE LIABILITY OF EITHER PARTY WITH
RESPECT TO ANY TELEPHONES OR SERVICES PROVIDED HEREUNDER EXCEED THE AGGREGATE AMOUNT PAYABLE UNDER THE TERMS OF THIS AGREEMENT RELATING TO THE SPECIFIC ACCOUNTS GIVING RISE TO ANY CLAIM, WHETHER IN CONTRACT, TORT OR OTHER LEGAL THEORY. IN THE EVENT
THAT EITHER PARTY PROVES THAT A FRIVOLOUS LAW SUIT HAS BEEN INITIATED, THEN SUBJECT TO THE RULING OF AN ARBITRATOR, RULE 11 MAY APPLY. 

  

	 	25.	APPROVAL. Whenever prior approval or consent is required in this Agreement, the approval or consent shall be memorialized in writing. 

  

	 	26.	PUBLICITY. Neither party, without the prior written consent of the other party, will make any news release or other public statement or disclosure regarding the existence of
the terms and conditions of all or any part of this Agreement or any discussions or negotiations relating thereto, except as may be required by applicable securities laws, but only upon reasonable advance notice to, and consultation with, the other
party. 

  

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	 	27.	FORCE MAJEURE. Neither Party shall be liable to the other Party or be deemed to be in breach of this Agreement by reason of any Excusable Delay. A Party experiencing an
Excusable Delay in its performance shall immediately notify the other Party by telephone (to be confirmed in writing within three days after the inception of the Excusable Delay) and shall describe in reasonable detail the circumstances causing such
Excusable Delay. The Party experiencing Excusable Delay shall be excused from performance of such obligations so affected by the Excusable Delay event for the period during which the Excusable Delay event continues and for such time thereafter as is
reasonably necessary to overcome the effects of such Excusable Delay. Both Parties shall use all commercially reasonable efforts to overcome or work around the Excusable Delay event as soon as reasonably practicable. The term “Excusable
Delay” shall mean a delay in performance or failure to perform which is due to an event beyond the reasonable control of a Party and shall include, without limitation, (a) acts of God, weather conditions, explosion, flood, earthquake, or fire;
(b) war or threat of war, sabotaging, riot, revolution, civil disturbance or requisition; (c) acts, restrictions, regulations, prohibitions or measures of any kind on the part of any governmental authority; (d) import and export regulations or
embargos; or (e) strikes, lockouts, or other industrial actions or trade disputes. 

  

	 	28.	CHOICE OF LAW. This Agreement shall be governed by and construed in accordance with the laws of the State of New York for contracts executed and to be performed entirely in
such State. 

  

	 	29.	ARBITRATION. The parties shall use their commercially reasonable efforts to resolve any disputes, controversies or claims arising out of, in connection with, or in
relation to this Agreement, or the breach thereof (each, a “Dispute”). If SP and ATS cannot resolve any Dispute to their mutual satisfaction within a thirty (30) day period after the commencement of such efforts, then, in each such
instance, the Dispute shall be submitted to binding arbitration pursuant to the rules of the American Arbitration Association before one arbitrator selected jointly by the ATS and SP; provided, however, that if the parties fail to select an
arbitrator within thirty (30) days after initiation of arbitration, the American Arbitration Association shall make such selection. The arbitrator shall be governed by the laws of the State of New York in the settlement of any dispute submitted to
him or her. The arbitration shall be held in the County and City of New York. The arbitrator’s award shall be final and judgment may be entered upon it in any court having jurisdiction thereof. Arbitration as provided in this paragraph 29 shall
be the sole and exclusive remedy for any Dispute. 

  

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	 	30.	ENTIRE AGREEMENT; AMENDMENT. This Agreement constitutes the entire agreement between the parties with respect to the subject matter hereof and supersedes all previous
proposals, negotiations, representations, commitments writings and all other communications between the parties, both oral and written. No change, amendment, modification, termination or attempted waiver of any of the provisions hereof shall be
binding unless in writing and signed by an authorized signatory of both parties hereto. 

  

	 	31.	NOTICE. Any notice required to be given by either party to the other shall be deemed given upon receipt only when mailed first class mail or by nationally recognized
overnight courier service, duly addressed and with proper postage, if in writing addressed to the party to whom notice is being given at the address of such party set forth above. 

  

	 	32.	ASSIGNMENT. This Agreement is not assignable by either party hereto without the consent of the other party. Notwithstanding the foregoing, either party may assign this
Agreement to any of its affiliates or subsidiaries without the consent of the other Party; provided that the party assigning the Agreement shall remain liable for the performance of such affiliate or subsidiary. 

  

	 	33.	SEVERABILITY/WAIVER. If any provision of this Agreement is determined by a court of competent jurisdiction to be invalid or unenforceable, such determination shall not affect
the validity or enforceability of any other part or provision of this Agreement. No waiver by any party of any breach of any provision hereof shall constitute a waiver of any other breach of that or any other provision hereof.

  

	 	34.	EXPORT COMPLIANCE. ATS agrees to comply with all applicable export control legislation. Certain parts of the ATS System may be subject to United States export laws prior to
import to or export from another country in accordance with the Export Administration Regulations. ATS agrees to comply with such laws and regulations. Diversion contrary to U.S. law is prohibited and will be a breach of this Agreement.

  

	 	35.	SURVIVAL. The representations, warranties, limitations of liability, confidentiality, accrued payment obligations, and indemnities set forth in this Agreement shall survive
the expiration or other termination hereof. 

  

	 	36.	EXECUTION. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original, and all counterparts shall constitute

  

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but one and the same instrument, sufficient evidence of which for all purposes shall be any set containing counterparts executed by both Parties. The Parties
agree that such counterparts may delivered by facsimile and that such facsimile counterparts shall evidence a binding agreement. 

  
 [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 
  

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 Please acknowledge your acceptance of the above Agreement by signing where indicated below. 
  
 Sincerely, 
  
 American Telecom Services Inc. 
  

	
	 By:                                      
                                        
                  

	
	 Adam Somer, President Communications Services

	
	 Date:                                     
                                        
               

	
	 AGREED TO AND ACCEPTED:

	
	 SUNROCKET, INC.

	
	 By:                                      
                                        
                  

	
	 Name,
Title:                                       
                                      
 

	
	 Date:                                     
                                        
               

  

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 Appendix A: The ATS System 
  
 The ATS System is a multi-handset cordless broadband phone. The master unit connects directly, using an RJ-45 connection, into the End
User’s modem or router. Each master unit is able to connect with multiple extension handsets. The extension handsets receive their network connection by communicating with the master unit using radio. Their bases only serve to re-charge their
battery. This phone, and future phones within this classification includes systems that have multiple handset configurations regardless of the radio technology that is used. 
  

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 Appendix B: Agent Fees 
  
 The following table sets forth the Agent Fee schedule for payments to be made by SP to ATS: 
  

					
	 $24.95 & $199 Plans
 (Signature
Edition)

	  	 Strategic Accounts

	  	 Non-Strategic Accounts

	 2005
	  	$50, plus 50% of retailer agent fees after the first $10, up to a maximum retailer agent fee of $90. (Maximum SP fee: $90)	  	$50, plus 50% of retailer agent fees after the first $30, up to a maximum retailer agent fee of $70. (Maximum SP fee: $70)
			
	 2006 and beyond
	  	$50, plus 50% of retailer agent fees after the first $30, up to a maximum retailer agent fee of $70. (Identical to “Non-Strategic Accounts”.)	  	Same as above
			
	 $9.95 & $99 Plans
 Limited
Edition

	  	 Strategic Accounts

	  	 Non-Strategic Accounts

	 2005 and beyond
	  	The lesser of $60 or the fee that would apply for the $24.95 & $199 plans	  	Same as Strategic Accounts
			
	 2006 and beyond
	  	$50	  	Same as Strategic Accounts

  

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 Appendix C: Rate Plans 
  
 The following rate plans will be available to SP and ATS Service users on the Effective Date: 
  
 [Subject to a request for confidential treatment; Separately filed with the
Commission] 
  
 Signature Edition: $24.95 per month

  

	 	•	 	Unlimited outbound minutes to U.S. & Canada 

  

	 	•	 	$3 monthly allowance for International calls 

  

	 	•	 	Unlimited inbound minutes 

  

	 	•	 	Two U.S. phone numbers with voicemail 

  

	 	•	 	12+ free calling features** 

  

	 	•	 	Two free Directory Assistance calls each month 

  

	 	•	 	Enhanced 911 (where available) 

  

	 	•	 	Bottom-Line Pricing (no extra charges for taxes or fees) 

  

	 	•	 	Options:  

  

	 	•	 	Extra phone number with voicemail ($3/month) 

  
 Annual Edition: $199.00 per year* 
  

	 	•	 	Unlimited outbound minutes to U.S. & Canada 

  

	 	•	 	$3 monthly allowance for International calls 

  

	 	•	 	Unlimited inbound minutes 

  

	 	•	 	Two U.S. phone numbers with voicemail 

  

	 	•	 	12+ free calling features** 

  

	 	•	 	Two free Directory Assistance calls each month 

  

	 	•	 	Enhanced 911 (where available) 

  

	 	•	 	Bottom-Line Pricing (no extra charges for taxes or fees) 

  

	 	•	 	Options:  

  

	 	•	 	Extra phone number with voicemail ($30/year) 

  

	 	E	Customer canceling early will receive a prorated credit card refund for full unused months. 

  
 [Subject to a request for confidential treatment; Separately filed with the Commission] 
  

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 Appendix D: General Functions 
  

	1.	Incoming Call Rate Centers, Area Codes and Geographic Availability 

  
 The Service is designed for End Users who use the Service in geographic locations for which SP can provide Enhanced 911 (E911) emergency support, which
will initially be limited to the geographic coverage region for the rate centers associated with the available SP phone numbers. Enhanced 911 provides access to emergency dispatch operators, who will automatically receive location and call-back
information with the call. 
  
 By the date of the pilot program
described in Section 14, SP will provide coverage to a minimum of 1,500 rate centers in the U.S. By the date of the full commercial launch described in Section 14, SP will provide coverage to a minimum of 2,500 rate centers in the U.S. At the
request of ATS, SP will make commercially reasonable efforts to expand the service coverage to geographic areas associated with key retailer locations. 
  

	2.	Local Number Portability 

  
 Local number portability (the service that allows consumers to have their phone number moved from their previous service provider to SP) is currently
available to all users in serviceable areas provided that the consumer’s existing provider supports this function. Local number portability will continue to be made available to all users in serviceable areas and will be made available to
existing users as it becomes possible in their area. 
  

	3.	Reporting 

  

	 	a.	Service Usage 

  
 SP will provide ATS with reports, bi-weekly, available online, in an extensible format, reporting the vendor, the customer area code and exchange, the
amount that the customer charged during that period and the total amount charged by that user in a month to date and year to date report. Charges will be broken down to show what charges are related to the basic service plan and which charges are
related to additional services. 
  
 The following diagram shows
the expected view to be represented in the report: 
  

																			
	Vendor

	 	Customer
Area - code
&Exchange

	 	 Basic
services
$ Charged
(period)
 Below *

	 	 Basic
services
$ Charged
 (Total-life
of account)
Below *

	 	Additional
services
$ Charged
(period)
Below *

	 	 Additional
services
$ Charged
 (Total-life
of account)
Below *

	 	 Basic
services
$ Charged
(period)
 Above *

	 	 Basic
services
$ Charged
 (Total-life
of account)
Above *

	 	Additional
services
$ Charged
(period)
Above *

	 	 Additional
services
$ Charged
 (Total-life of
account)
Above *

	*	 	*	 	*	 	*	 	*	 	*	 	*	 	*	 	*	 	*

	*	[Subject to a request for confidential treatment; Separately filed with the Commission] 

  

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 In addition, from time to time, ATS may identify additional reports to be generated by SP and delivered
to ATS on an ad hoc or periodic basis. 
  

	 	b.	Deactivated Accounts 

  
 SP will provide ATS with a report, bi-weekly, available online, in extensible format, detailing the number of deactivated Accounts and specifying to the
best of its ability, the reason for each deactivation. 
  

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 Appendix E: Service Obligations 
  
 All customer services issues will first be directed to SR customer service
via web, email or telephone. SR will handle all issues related to technical support, billing and general customer service and will use its commercially reasonable efforts to provide this service in accordance with its current service level standards
of operation. SR’s current customer service level standards are as follows: 
  

			
	 Hours of operation:
	  	 
	 Billing, General Customer
	  	 
	 And Technical issues:
	  	 8 a.m. to 12 p.m. Monday to Friday

	 	  	 8 a.m. to 12 p.m. Saturday

	 	  	 8 a.m. to 12p.m. Sunday

		
	 Hold times:
	  	80% of all customer calls will be answered within 90 seconds with a maximum hold time average in any 24 hour period of 10 minutes
		
	 E-mail response time:
	  	 Max: 24 Hours (not including auto-responder)

  
 In the event that for any reason SR
provided customer service does not comply with the levels of service described above, SR will take immediate action to rectify and improve the level of service to be consistent with existing standards. Maximum “hold times” above mentioned
will not include aggregate hold times as a result of a required transfer of customer service to ATS as described below. 
  
 When a customer inquiry is received that involves issues or problems related to the products provided by ATS, SR will use its commercially reasonable efforts to
troubleshoot the problem using troubleshooting guidelines provided by ATS. ATS aggress to provide ongoing training and support to SR customer service representatives in an effort to equip them to answers questions related to ATS products.

  
 Product (ATS) Returns: 
  
 ATS agrees to handle all aspects of ATS product returns regardless of the reason for the
return. In no instance shall SR be required to take physical possession of or remedy defects or other issues related to ATS devices or products. In the event SR inadvertently receives ATS product returns, SR will immediately forward the returns to
ATS at the location specified by ATS. Additionally, in the event SR receives a request to accept return of an ATS product, the request will be forwarded to ATS for resolution following the 2nd level support escalation described above. 
  

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 Appendix F: Services 
  

	 	•	 	Additional local numbers 

  

	 	•	 	Additional remote numbers 

  

	 	•	 	Enhanced fax 

  

	 	•	 	International calling 

  

	 	•	 	Mobile services 

  

	 	•	 	Ring tones 

  

	 	•	 	Directory assistance 

  

	 	•	 	Broadband data 

  

	 	•	 	Voice mail 

  

	 	•	 	Extra domestic minutes (long distance and local) 

  

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 Appendix G: Retailers 
  

	 	•	 	Best Buy 

  

	 	•	 	Target 

  

	 	•	 	Wal-Mart 

  

	 	•	 	Fry’s 

  

	 	•	 	CVS 

  

	 	•	 	Walgreen’s 

  

	 	•	 	Brooks/Eckerds 

  

	 	•	 	Rite Aid 

  

	 	•	 	Long’s 

  

	 	•	 	Kmart/Sears (distributor Transzact) 

  

	 	•	 	Comp USA 

  

	 	•	 	JC Penney 

  

	 	•	 	JC Penney Direct 

  

	 	•	 	Duane Reade 

  

	 	•	 	L&R Distribution 

  

	 	•	 	Bed Bath and Beyond 

  

	 	•	 	Linens and Things 

  

	 	•	 	Benny’s 

  

	 	•	 	BJ’s 

  

	 	•	 	Costco 

  

	 	•	 	Sam’s Club 

  

	 	•	 	Big Y Food 

  

	 	•	 	Ralph’s Food 

  

	 	•	 	Kroger 

  

	 	•	 	Albertsons 

  

	 	•	 	Federated Department Stores 

  

	 	•	 	Circuit City 

  

	 	•	 	Mervyns 

  

	 	•	 	Radio Shack 

  

	 	•	 	QVC 

  

	 	•	 	HSN 

  

	 	•	 	NBC/Value Vision 

  

	 	•	 	Shop@Home 

  

	 	•	 	AARP 

  

	 	•	 	Tiger Direct 

  

	 	•	 	Office Depot 

  

	 	•	 	Office Max 

  

	 	•	 	Staples 

  

	 	•	 	Home Depot 

  

	 	•	 	Lowe’s 

  

	 	•	 	M Block 

  

	 	•	 	Meijer 

  

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	 	•	 	Publix 

  

	 	•	 	Amazon.com 

  

	 	•	 	Staples 

  

	 	•	 	Stop N Shop 

  

	 	•	 	Wakefern 

  

	 	•	 	Pathmark 

  

	 	•	 	Kohls 

  

	 	•	 	dot.com affiliate of traditional mass market retailer 

  

	 	•	 	Brands Mart 

  

	 	•	 	Hi Fi Buys 

  

	 	•	 	Fred Meyers 

  

	 	•	 	Safeway 

  

	 	•	 	Sharper Image 

  

	 	•	 	Buy.com 

  

	 	•	 	J&R Music 

  

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 Appendix H: Insurance 
  
 Within ten (10) business days of Effective Date: 
  

	 	•	 	$1 million minimum per occurrence 

  

	 	•	 	Aggregate of not less than $2 million 

  
 Each Party will name the other Party as an insured party under this policy by the date stipulated above. 
  
 By September 1, 2005: 
  

	 	•	 	$3 million minimum per occurrence 

  

	 	•	 	Aggregate of not less than $20 million 

  
 Each Party will name the other Party as an insured party under this policy by the date stipulated above. 
  

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 Appendix I: SunRocket Terms of Service 
  
 SunRocket Subscriber Agreement 
  
 This is an agreement (“Agreement”) between SunRocket, Inc. (“we”,
“us” or “SunRocket”) and you, an end user (“you” or “user”) of SunRocket’s Personal Internet Phone Service (the “Service”) as described herein. By establishing, activating, using or paying for
the Service, you acknowledge that you have read and understood these terms, you agree to the terms and conditions in this Agreement, and you represent that you are of legal age to enter this Agreement and become bound by its terms, including
those pertinent to 911 Emergency Dialing, and to the prices, charges and conditions provided to you in association with your enrollment, including marketing materials and the SunRocket website, which are incorporated herein by reference. This
Agreement governs the Service and any device, website or software used in conjunction with the Service. 
  
 Service Requirements. The Service requires a telephone adapter (the “Adapter”) obtained through SunRocket or a third party that allows you to place and receive calls through a regular telephone by
using your high-speed Internet connection. SunRocket does not provide or support your high-speed Internet connection, which you need to supply at your own expense. We recommend that your high-speed connection has a capacity of at least 90 Kbps
upstream and downstream. Since the Service depends on your high-speed connection, the correct configuration of the Adapter, and an adequate power supply, SunRocket does not guarantee continuous availability. You acknowledge and understand
that the Service will not function in the absence of electrical power or if there is an interruption of your high-speed Internet connection. A power failure may require you to reset or reconfigure equipment in order to restore the Service.

  
 Service Limitations. You understand and acknowledge that the Service
may not be compatible with all non-voice communications equipment, including but not limited to, home security systems, medical monitoring equipment, fax machines, satellite television systems and computer modems. You waive any claim against
SunRocket for interference or disruption of such services and equipment. 
  
 Service Term. The Service is offered on a month-to-month basis, beginning on the date SunRocket activates Service, and terms of this Agreement automatically renew on a monthly basis. SunRocket also offers the Service for twelve
consecutive months pursuant to the optional SunRocket Annual EditionSM, described in greater detail below. You may cancel the Service at any time by contacting SunRocket according to the procedure described on the SunRocket website. If you cancel
Service prior to the end of a monthly term, you will be responsible for paying the full month’s charges to the end of the then-current monthly term, including applicable fees and usage charges. Expiration of the term or cancellation of Service
does not excuse you from paying all unpaid, accrued charges due in relation to the Agreement. You will not receive a partial credit for any prepaid monthly service charge for any days remaining in your cancellation month. 
  

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 Your Responsibility. You acknowledge and agree that you are fully responsible for all use on your account, and you
accept full liability and responsibility for the actions of anyone who uses the Service via your account with or without your permission. You should safeguard your usernames and passwords, as well as the identifier of the Adapter (referred to as the
“MAC address”) which SunRocket uses to authenticate usage on your account. Some of your calls may be transmitted over the public Internet, and you acknowledge that you are aware that the Internet is not a secure network, and that third
parties may be able to intercept, monitor, or corrupt information you transmit over the Internet. 
  
 911 EMERGENCY DIALING 
  
 PLEASE READ THIS
INFORMATION REGARDING 911 VERY CAREFULLY. BY ACTIVATING AND PAYING FOR THE SERVICE, YOU ACKNOWLEDGE AND AGREE TO THE LIMITATIONS OF SUNROCKET 911 EMERGENCY DIALING SERVICE, AND UNDERSTAND THE DISTINCTIONS BETWEEN SUCH SERVICE AND TRADITIONAL 911 or
E911 CALLS. You agree to notify any user who may place calls using your Service, including any household residents or guests who may be present in your household, of the limitations of SunRocket 911 Emergency Dialing. We recommend that you
maintain an alternative means of accessing emergency services in the event of Service disruption for any reason. 
  
 SunRocket 911 Service. SunRocket 911 Emergency Dialing is not available in all areas. To activate this service where available, you must register the physical
location of your Adapter with SunRocket, and that location must be within the geographic serving area of a Public Safety Answering Point (“PSAP”) to which SunRocket has enabled for this service. If you fail to activate and properly
configure 911 Emergency Dialing, the Service will not support 911 Emergency Dialing, and you acknowledge and agree to this requirement. 911 Emergency Dialing will not function until you receive notification from SunRocket, via electronic
mail, website notation or some other means, that 911 Emergency Dialing has been successfully enabled for your Service, and you acknowledge and agree to this requirement. 
  
 Service Address. You provide the address for which you are ordering the Service (“Service Address”) during the registration
process, which will be utilized by SunRocket in the establishment and operation of 911 Emergency Dialing as part of the Service. Failure to provide the correct and proper Service Address may result in misdirecting 911 calls to the incorrect PSAP or
emergency operator and/or the failure to reach the correct location and render emergency service when requested. You acknowledge that 911 dialing will not function properly if you move your Adapter to another Service Address, either temporarily or
permanently, unless the new Service Address has been properly recorded and is in an area for which SunRocket provides 911 Emergency Dialing. You may change your Service Address by following the procedures specified on the SunRocket website. The
change of Service Address will not be effective until the change has been confirmed to you by SunRocket, via email or other written correspondence. Change of Service Address will take a minimum of ten business days to properly update the 911
emergency databases. 
  

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 Enhanced 911 (“E911”). In certain areas in which SunRocket provides 911 Emergency Dialing, SunRocket
provides E911 capabilities, if you have activated and properly configured 911 Emergency Dialing. When the caller dials 911 on a SunRocket-enabled phone with E911 service, SunRocket will automatically deliver the location information you provided at
the time of activation, or as subsequently and properly updated, validated and acknowledged by SunRocket, to the PSAP with the 911 call. If the location information you provided is incorrect, the emergency call may be misdirected to a PSAP that does
not serve your location, which as a result may be unable to render sufficient emergency service. You acknowledge that you are solely responsible for maintaining accurate physical location information on your SunRocket account. If you move your
SunRocket equipment to another location, you must update your Service Address in accordance with the instructions on the SunRocket website. 
  
 Basic 911. In some areas in which SunRocket provides 911 Emergency Dialing, SunRocket may not support E911, and your physical location information may not be
automatically delivered to the PSAP with the 911 call. The PSAP or local emergency dispatcher receiving a non-E911 emergency call may not be able to capture and/or retain automatic number or location information. This means that the dispatcher may
not know the phone number or physical location of the person who is making the 911 call. Therefore, a caller dialing 911 using SunRocket may need to immediately tell the dispatcher the location of the emergency, and the caller must not
prematurely disconnect the line, since the dispatcher may not have the phone number to call back the caller. If the caller is unable to speak or sufficiently describe the location, the emergency dispatcher may not be able to render emergency service
to the appropriate location. 
  
 911 Service Limitations. 911 Emergency
Dialing will not function if the Adapter is not configured correctly or if your SunRocket Service is not functioning for any reason, including, but not limited to, a power outage, high-speed service outage, or any suspension or disconnection
of your SunRocket Service. If there is a power outage, you may be required to reset or reconfigure your equipment in order to reactivate SunRocket Service, including 911 Emergency Dialing. For technical reasons associated with the possibility of
network congestion in the event of a local disaster, there is a greater possibility that a SunRocket 911 call will produce a busy signal, fail to be completed, or experience longer connection times, as compared to traditional 911 calls. 

 
 Acknowledgement. You understand and acknowledge that SunRocket 911 Emergency
Dialing has certain characteristics that distinguish it from traditional, legacy, circuit-switched 911 service. These characteristics may make SunRocket unsuitable to some users. You should carefully evaluate your circumstances when deciding
to activate SunRocket service. You acknowledge that it is your responsibility to determine the technology or combination of technologies best suited to meet your emergency calling needs, and to make the necessary provisions for access to emergency
calling services, such as maintaining a conventional phone line or wireless phone as a backup means of completing emergency calls. 
  

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 Suspension of Your Account. You acknowledge and understand that a Service outage due to suspension of your account
as a result of billing issues or any other reason, including, but not limited to, those reasons described elsewhere in this Agreement, will prevent all service, including Emergency 911 Dialing. 
  
 Indemnification. You acknowledge and understand that SunRocket will not be liable for any
Service outage and/or inability to dial 911 using SunRocket or to access an emergency service personnel due to the characteristics and limitation of SunRocket Service set forth in this document. You agree to defend, indemnify, and hold harmless
SunRocket, its officers, directors, employees, affiliates and agents and any other service provider who furnishes services to you in connection with the Service, from any and all claims, losses, damages, fines, penalties, costs and expenses
(including, without limitation, reasonable attorney fees) by, or on behalf of, you or any third party user of the Service relating to the failure or outage of the Service, including those related to 911 dialing. You acknowledge that SunRocket
does not offer Lifeline service, and that we strongly recommend that you always have an alternative means of accessing emergency service. This provision supplements the general indemnification provision found below. 
  
 USE OF SERVICE 
  
 Resale and Transfer. You are expressly prohibited from reselling or transferring the Service, equipment and/or software to any other
person for any purpose, without express written permission from SunRocket in advance. 
  
 Residential Use. The Service is intended for residential use. You are expressly prohibited from using the Service for autodialing, telemarketing (including without limitation charitable or political solicitation or polling),
continuous or extensive call forwarding, fax broadcast, fax blasting or any other activity that results in excessive usage inconsistent with normal residential or home office usage patterns. If SunRocket determines, in its sole discretion, that you
are reselling the Service, allowing persons residing outside of your household to regularly use the Service, or that your Service is being used for any of the aforementioned activities, SunRocket reserves the right to immediately terminate without
notice or modify the Service and to assess additional charges for each month in which excessive usage occurred. 
  
 Calling Limitations. SunRocket does not support certain call types offered by traditional phone services, including, but not limited to, 0+ calling (including
without limitation collect or third party billing), 900 and 976 calls and 10-10 “dial-around” calls. The Service may not support 311, 511 and/or other x11 services (other than 911 and 411) in some or all Service areas. 
  

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 Local Number Portability. If you transfer an existing phone number which is currently subscribed to a carrier
other than SunRocket, the following terms and conditions apply: (1) you hereby authorize SunRocket to notify your local telephone company of your decision to switch your local services to SunRocket and to transfer your telephone number, and
represent that you are authorized to take this action; (2) you acknowledge and agree that you must successfully install and activate your Adapter prior to the date that the number switch becomes effective; and (3) SunRocket has the right to refuse
to import a number if, in its sole discretion, it does not have the infrastructure to support the number. 
  
 Network Disruption. You are expressly prohibited from any use of the Service or any other action that causes a disruption in the network integrity of SunRocket or its vendors, whether directly or indirectly.
SunRocket, in its sole discretion, may terminate your Service without advance notice if it determines you are responsible for such disruptions. 
  
 Telephone Number. You may not sell any telephone number assigned by SunRocket (“Number”). Upon termination of the Service, SunRocket may, in its sole
discretion, release a Number that was ported in from a previous service provider to SunRocket by you and used in connection with your Service provisioned by SunRocket to your new service provider, if such new service provider is able to accept such
Number, provided that your entire account has been terminated, that you have paid all charges due to SunRocket, and that you request the transfer upon terminating your account. 
  
 Use Outside the United States. The Service is intended for use in the United States. If you remove the Adapter to a country other
than the United States, you do so at your sole risk, including the risk that such activity violates local laws in the country where you do so. Use of the Service is expressly prohibited wherever its use violates local laws, and you are personally
liable for any such violations. SunRocket reserves the right to terminate your Service immediately and without notice if it determines that you are using the Service in violation of applicable local laws. 
  
 Unlawful Use. You agree to use the Service only for lawful purposes. You are expressly
prohibited from using the Service to transmit or receive any communication or material of any kind when in SunRocket’s sole judgment the transmission, receipt or possession of such communication or material would constitute, or encourages
conduct that would constitute, a criminal offense, give rise to a civil liability, or otherwise violate any applicable laws. You are expressly prohibited from using the Service or Adapter for any abusive or fraudulent purpose, including using the
Service in a way that interferes with our ability to provide Service to you or other customers or avoids your obligation to pay for communications services. SunRocket, in its sole discretion, may terminate your Service without advance notice if it
believes you have violated the aforementioned restrictions. You are liable for any and all use of the Service by any person using the Service provided to you and agree to indemnify and hold harmless SunRocket against any and all liability for any
such use. If SunRocket, in its sole discretion, believes that you have violated the aforementioned restrictions, SunRocket may forward personally identifiable information to the appropriate authorities for investigation and prosecution and you
hereby consent to such forwarding. 
  

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 Tampering. You agree not to change the electronic serial number or equipment identifier of the Adapter, or to
perform a factory reset of the Adapter, without express written permission from SunRocket in each instance which SunRocket, in its sole discretion, may deny. You agree not to disrupt the Service or make any use of the Service that is inconsistent
with its intended purpose or to attempt to do so. SunRocket, in its sole discretion, may terminate your Service without advance notice should you tamper with the device. Theft of Service. You agree to notify SunRocket immediately if the Adapter is
stolen or if you become aware at any time that your Service is being stolen or fraudulently used. You must provide a detailed description of the circumstances of the theft or stolen or fraudulent use of the Service and supply any additional
documentation reasonably requested by SunRocket. Failure to do so in a timely manner may result in the termination of your Service and additional charges. 
  
 Alternative Interface Devices. If you decide to use the Service through an interface device not provided or supported by SunRocket, which SunRocket reserves the
exclusive right to prohibit, you warrant and represent that you possess all required rights, including software and/or firmware licenses, to use that interface device with the Service and you will indemnify and hold harmless SunRocket and its
vendors against any and all liability arising out of your use of such alternative interface device with the Service. SunRocket has no obligation to support or service the use of such alternative interface devices in any way, and in its sole
discretion may decline to provide the configuration information required to allow the device to effectuate the Service. 
  
 Copyright, Trademark, and Unauthorized Use. The Service and Adapter and any firmware or software used to provide the Service or provided to you in conjunction with
providing the Service, or embedded in the Adapter, and all Services, information, documents and materials on SunRocket’s website are protected by copyright, trademark or other intellectual property laws and international treaty provisions. All
websites, corporate names, service marks, trademarks, trade names, logos and domain names (collectively “Marks”) of SunRocket are and shall remain the exclusive property of SunRocket and nothing in this Agreement shall grant you the right
or license to use such Marks. You acknowledge that you are not given any license to use the firmware or software used to provide the Service or provided to you in conjunction with providing the Service, or embedded in the Adapter, other than a
nontransferable, revocable license to use such firmware or software strictly in accordance with the terms and conditions of the Agreement, and that the Adapter is exclusively for use in connection with the Service. 
  
 Audit and Law Enforcement. SunRocket reserves the right to audit your use of the
Service to enforce the provisions of this Agreement. SunRocket reserves the right to track and monitor your Service and usage subject to the requirements of the United States Patriot Act and other laws and appropriate law enforcement processes. You
acknowledge and agree that this Agreement is sufficient notice to you of such monitoring to the extent any notice is required under applicable federal or state law. 
  

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 CHARGES AND PAYMENTS 
  
 Billing. You must provide a valid credit card number when the Service is activated. You authorize SunRocket to charge automatically to your credit card any amounts
payable by you in connection with your use of the Service. Your right to use the Service is subject to any limits established by your credit card issuer. Your charges and credits issued will appear on an online billing statement that you may access
from the SunRocket website. You give SunRocket permission to obtain authorization for use of your credit card from your credit card issuer. If the card expires, you close your credit card account, your billing address changes, or the card is
cancelled and replaced owing to loss or theft, you must advise SunRocket at once. Your initial use of the Service authorizes SunRocket to charge the credit card account number on file with SunRocket, updated by any changed information related to
card expiration, replacement, or substitution. This authorization remains valid until 30 days after SunRocket receives your notice to terminate SunRocket’s authority to charge your credit card, whereupon SunRocket will charge you for any
outstanding charges and terminate the Service. SunRocket bills all charges and applicable taxes monthly in advance (except for usage-based charges, which will be billed monthly in arrears, plus any other charges which SunRocket chooses to bill in
arrears) to your credit card or other then-authorized payment option. SunRocket reserves the right to bill at more frequent intervals if the amount due at any time exceeds $50. All charges will be billed according to the rates and terms set forth in
published materials and found on the SunRocket website. 
  
 Commencement of
Billing. You understand that you are responsible for self-installation of the Adapter and any configuration of the Service once you receive the Adapter. If the Adapter is shipped to you by SunRocket, your Service is considered active five days
after the shipment date or on the day you activate the Service, whichever comes first (the “Activation Date”). You are encouraged to promptly complete installation of the Service since you will be responsible for full payment for the
charges on your SunRocket bill even if you have not yet installed the Adapter and used the Service at the time the bill is rendered. 
  
 Risk-Free Trial Guarantee. From time to time, SunRocket may offer a Risk-Free Trial Guarantee (“Trial Guarantee”), the duration (the “Trial
Period”) and terms of which may vary according to the terms of specific sales promotions as described in the promotional literature or on the website, which is applicable only to your first-ordered account. (You will not qualify for the Trial
Guarantee program if you cancel and subsequently re-establish a SunRocket account at the same or another location.) Under the terms of this Trial Guarantee, if it applies, SunRocket may refund some or all charges, excluding applicable taxes,
provided the terms described below are satisfied. SunRocket reserves the right to terminate or revoke this Trial Guarantee at any time, without prior notice. In order to be entitled to this program, you must: (1) cancel the Service within the
specified number of days in the Trial Period after the Activation Date; and (2) return the Adapter(s) undamaged and in original condition within seven days of Service cancellation, with all original packaging, documentation and accessory materials.
No refund of usage charges will apply, including but not limited to, international calling and directory assistance 

  

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charges. Equipment must be returned with a valid return authorization number obtained from SunRocket customer service, following prescribed procedures. You
are responsible for the cost and risk of return shipping, unless otherwise specified in the terms of the promotional offer that applied to your enrollment and activation. 
  
 SunRocket Annual EditionSM. The annual service fee associated with the optional SunRocket Annual EditionSM plan represents payment for twelve consecutive months of Service commencing on the
Activation Date. You will be responsible for any additional charges for services or usage not covered by the plan, billed on a monthly basis. If you cancel the Service prior to the end of the annual period, you will receive a refund on a prorated
fee basis for remaining full month periods, less outstanding charges. At the conclusion of the annual period, your Service will automatically revert to the month-to-month plan covering the equivalent service features, unless you choose to renew the
SunRocket Annual EditionSM at the then-current renewal price. 
  
 Price
and Price Changes. Prices and charges relating to the Service are posted on the SunRocket website. We may change the prices and charges for the Service from time to time. We may decrease prices without providing advance notice. Increases to the
prices or charges for the Service are effective no sooner than fifteen days (1) after posted on the SunRocket website or (2) you are otherwise notified of the changes. 
  
 Failure to Pay. We may suspend, restrict, or cancel the Services and this Agreement, if you do not make payments for current or prior
bills by the required due date. Service suspension or cancellation will result in your loss of the number associated with the Service. 
  
 Late Payment Charge. We may add interest charges to any past-due amounts at the lower of 1.5% per month or the maximum rate allowed by law, prorated for each day
payment is past due. Acceptance of late or partial payments (even if marked “Paid in Full” or with other restrictions) shall not waive any of our rights to collect the full amount of your charges for the Service. You agree to reimburse us
for reasonable attorneys’ fees and any other costs associated with collecting delinquent or dishonored payments. If charges cannot be processed through your credit card, we will charge you an additional $15.00. If the state where you receive
the Service requires a different fee, we will charge you that amount. 
  
 Taxes. You are responsible for, and must pay, any applicable federal, state, local or other governmental sales, use, excise, public utility or other taxes, fees or charges now in force or enacted in the future, that arise from or as
a result of your subscription or use or payment for the Service or associated equipment. These amounts are in addition to payment for the Service or equipment and will be billed to your credit card as set forth in this Agreement. If you are exempt
from payment of such charges, you must provide documentation satisfactory to us that you are exempt. Tax exemption will only apply from and after the date SunRocket receives this documentation. Taxes will be in the amounts specified by federal,
state and local authorities. 
  

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 SunRocket Bottom-Line PricingSM. If your service plan qualifies for SunRocket Bottom-Line PricingSM, all applicable federal, state, local or other governmental taxes
and charges will be included in the Bottom-Line Price specified for your service plan. The specified Bottom-Line Price represents the sum of SunRocket effective charges and all applicable governmental charges. Service plans qualifying for SunRocket
Bottom-Line PricingSM are not available where prohibited by law. Service Interruption. You acknowledge and agree that credit allowances for interruption of the Service will not be provided. 
  
 Billing Disputes. You must notify SunRocket within seven days after receiving your
credit card statement if you dispute any SunRocket charges on that statement or such dispute will be deemed waived. 
  
 SERVICE CANCELLATION 
  
 You may cancel the Service at any time by notifying SunRocket according to the procedures given on the SunRocket website. You remain fully liable for accrued charges outstanding at the time of termination, and you
authorize SunRocket to process these charges to your credit card. If you received an Adapter directly from SunRocket at no additional charge and you cancel your SunRocket Service within one year of the Activation Date, SunRocket reserves the right
to request that you return the equipment to us at our expense. 
  
 INDEMNIFICATION 
  
 You agree to defend, indemnify, and hold
SunRocket, its affiliates, and agents and any other service provider who furnishes services to you or enables us to furnish services to you in connection with this Agreement or the Service, harmless from claims or damages relating to or arising out
of the Service, the Adapter or its installation, or this Agreement, including, but not limited to, 911 Emergency Dialing or dialing associated with a security system. 
  
 You agree that SunRocket should not be and is not responsible for any third party claims against us that arise from your use of the Service.
Further, you agree to reimburse us for all of our costs and expenses related to the defense of any such claims, including attorneys’ fees, unless such claims are based on our willful misconduct or gross negligence. 
  
 LIMITATIONS OF LIABILITY 
  
 BY ENROLLING IN, ACTIVATING, USING OR PAYING FOR THE SERVICE, YOU AGREE THAT YOU HAVE READ
THIS AGREEMENT AND UNDERSTAND THE LIMITATIONS OF SUNROCKET SERVICE DESCRIBED HEREIN. 
  
 SUNROCKET’S LIABILITY TO YOU ON ACCOUNT OF ANY ACT OR OMISSION OF SUNROCKET RELATED TO THIS AGREEMENT, INCLUDING ACTS OR 

  

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OMISSIONS RELATED TO 911 EMERGENCY DIALING, SHALL BE LIMITED TO ACTUAL DAMAGE TO REAL OR TANGIBLE PERSONAL PROPERTY, OR BODILY INJURY OR DEATH PROXIMATELY
CAUSED BY SUNROCKET’S INTENTIONAL MISCONDUCT OR RECKLESSNESS. EXCEPT FOR DAMAGES THAT ARE THE DIRECT RESULT OF SUNROCKET’S WILLFUL OR INTENTIONAL MISCONDUCT, YOU WILL NOT BE ENTITLED TO ANY OTHER DAMAGES, INCLUDING INDIRECT, INCIDENTAL,
CONSEQUENTIAL, SPECIAL, PUNITIVE OR EXEMPLARY DAMAGES, REGARDLESS OF THE FORM OF ACTION. SUNROCKET AND OUR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS AND REPRESENTATIVES WILL HAVE NO LIABILITY WHATSOEVER FOR ANY DAMAGES OR MODIFICATIONS TO,
OR LOSS OR DESTRUCTION OF, ANY OF YOUR SOFTWARE, FILES, DATA OR PERIPHERALS. FURTHERMORE, AND NOTWITHSTANDING THE FOREGOING, IN NO CIRCUMSTANCES WILL THE AGGREGATE LIABILITY OF SUNROCKET OR ITS AFFILIATES ARISING WITH RESPECT TO THIS AGREEMENT
EXCEED THE TOTAL AMOUNTS PAID BY USER IN THE TWELVE MONTHS UNDER THIS AGREEMENT IMMEDIATELY PRECEDING THE CLAIM. 
  
 WARRANTY LIMITATIONS 
  
 EXCEPT FOR THE LIMITED WARRANTY SET FORTH IN THE MATERIALS ACCOMPANYING THE EQUIPMENT, WE MAKE NO WARRANTIES OF ANY KIND REGARDING THE SERVICE, ADPATER, OR ANY OTHER EQUIPMENT AND EXPRESSLY DISCLAIM ANY IMPLIED
WARRANTIES, INCLUDING ANY WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT, OR ANY WARRANTIES THAT THE SERVICE WILL MEET CUSTOMER REQUIREMENTS. WE ALSO MAKE NO WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED
OR ERROR FREE. WE DO NOT AUTHORIZE ANYONE, INCLUDING, BUT NOT LIMITED TO, SUNROCKET EMPLOYEES, AGENTS, OR REPRESENTATIVES, TO MAKE A WARRANTY OF ANY KIND ON OUR BEHALF AND YOU SHOULD NOT RELY ON ANY SUCH STATEMENT. 
  
 DISPUTE RESOLUTION BY BINDING ARBITRATION 
  
 IT IS IMPORTANT THAT YOU READ THIS ENTIRE SECTION CAREFULLY. THIS SECTION PROVIDES FOR
RESOLUTION OF DISPUTES THROUGH FINAL AND BINDING ARBITRATION BEFORE A NEUTRAL ARBITRATOR INSTEAD OF IN A COURT BY A JUDGE OR JURY OR THROUGH A CLASS ACTION. 
  

Any dispute or claim between you and SunRocket arising out of or relating in any way to the Service or the Adapter provided in connection with this Agreement shall be
resolved by arbitration before a single arbitrator administered by the American Arbitration Association in accordance with its Commercial Arbitration Rules. The arbitrator’s decision shall be final and binding. In conducting the arbitration and
making any award, 

  

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the arbitrator shall be bound by and strictly enforce the terms of this Agreement and may not limit, expand, or otherwise modify its terms. Without limiting
the foregoing, the parties agree that no arbitrator has the authority to award relief in excess of what this Agreement provides. 
  
 NO DISPUTE MAY BE JOINED WITH ANOTHER LAWSUIT, OR IN AN ARBITRATION WITH A DISPUTE OF ANY OTHER PERSON, OR RESOLVED ON A CLASS-WIDE BASIS. THE ARBITRATOR MAY NOT AWARD
DAMAGES THAT ARE BARRED BY THIS AGREEMENT, INCLUDING PUNITIVE OR EXEMPLARY DAMAGES OR ATTORNEYS’ FEES. YOU AND SUNROCKET BOTH WAIVE ANY CLAIMS FOR AN AWARD OF DAMAGES THAT ARE EXCLUDED UNDER THIS AGREEMENT. 
  
 The arbitration shall be conducted in English in the Commonwealth of Virginia and judgment on
the arbitration award may be entered into any court having jurisdiction thereof. Either you or SunRocket may seek any interim or preliminary relief from a court of competent jurisdiction in the Commonwealth of Virginia, necessary to protect the
rights or property of you or SunRocket pending the completion of arbitration. 
  
 YOU ACKNOWLEDGE THAT THIS ARBITRATION PROVISION CONSTITUTES A WAIVER OF ANY RIGHT TO A JURY TRIAL. 
  
 MISCELLANEOUS 
  
 General Provisions. This Agreement does not provide any third party with a remedy, claim, or right of reimbursement. Failure by SunRocket to enforce any provision(s) of this Agreement shall not be construed as
a waiver of any provision or right. This Agreement, and all other aspects of the use of the Service and the SunRocket website, shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its
choice of law rules. This governing law provision applies no matter where you reside, or where you use or pay for the Service. This Agreement constitutes the entire agreement between us and supersedes all prior agreements, understandings, statements
or proposals concerning the Service, including representations, whether written or oral. No written or oral statement, advertisement, or service description not expressly contained in the Agreement will be allowed to contradict, explain, or
supplement it. Neither you nor SunRocket is relying on any representations or statements by the other party or any other person that are not included in this Agreement. If any provision in this Agreement is found to be invalid or unenforceable, the
remaining provisions shall remain in full force and effect. 
  
 Events Beyond
Our Control. SunRocket will not be responsible to you for any delay, failure in performance, loss or damage due to fire, explosion, power blackout, earthquake, volcanic action, flood, the weather elements, strike, embargo, labor disputes, civil
or military authority, war, acts of God, acts or omissions of carriers or suppliers, acts of regulatory or governmental agencies, or other causes beyond our reasonable control. 
  

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 Assignment. We can assign all or part of our rights or duties under this Agreement without notifying you. If we do
that, we have no further obligations to you. You may not assign this Agreement or the Service without our prior written consent. 
  
 Privacy. SunRocket Service utilizes, in whole or in part, the public Internet and third party networks to transmit voice and other communications. SunRocket is not
liable for any lack of privacy which may be experienced with regard to the Service. Please refer to our Privacy Policy applicable to you on the SunRocket website for additional information. 
  
 Survival. The provisions of this Agreement relating to indemnification (including
those relating to 911 Emergency Dialing), limitations on liability, warranty limitations, billings and your obligations to pay for the Service provided, including any additional usage charges, shall survive any termination of this Agreement or
termination of the Service. 
  
 Changes to this Agreement. SunRocket may
change this Agreement from time to time. Any changes will be posted at the Terms of Service section of the SunRocket website, currently located at www.sunrocket.com. Notice will be considered received by you and any such changes will become
binding and effective on the date the changes are posted to the SunRocket website, except in the case of changes to the prices or charges, when we will comply with our notice commitments described above. IF YOU CONTINUE TO BE ENROLLED IN, USE, OR
PAY FOR THE SERVICE AFTER ANY CHANGES IN THE PRICES, CHARGES, TERMS OR CONDITIONS, YOU AGREE TO THE CHANGES. The Agreement as posted supersedes all previously agreed to electronic and written terms of service. 
  
 Where required by law, customers who cancel their service within the first three days, or
seven days, as applicable, following acceptance of this Agreement will be refunded all charges incurred with respect to their account. 
  
 SunRocket, Inc. 
 8615 Westwood Center Drive 
 Vienna, VA 22182 
  

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