Document:

Agency Sales Agreement

 Exhibit 10.1 
  

			
	

	 	 
	 	

		
	 	 	AGENCY SALES AGREEMENT

  
 This agreement is made
and entered into by and between INTERSTATE MOTOR CLUB, INC., a Georgia corporation, hereinafter referred to as “Club,” and The Money Tree, Inc., hereinafter referred to as “Master Agent,” and the parties covenant and agree
as follows: 
  
 1. CONSIDERATION: The consideration for this agreement is the
mutual promises and benefits contained herein, the sufficiency of which is acknowledged. 
  
 2. APPOINTMENT: The club hereby appoints Master Agent as its agent in the following territory: N/A. In no manner shall the territory be considered as exclusive territory by Master Agent. 
  
 3. MASTER AGENT AUTHORITY: Master Agent and its Sub-Agents (if any) will solicit and sell
memberships in the Club and the Agents will use only those applications, membership certificates, advertising materials, forms and business solicitation materials provided by the Club. After receiving a signed application and membership fee along
with any other required document, Agents may bind Club to the buying member for the benefits in the membership certificate. 
  
 4. MASTER AGENT AGREES: During the term of this agreement (a) to comply with all state laws pertaining to the sale of a motor or auto club membership; (b) to comply with
the sales policies of the club as stated in the Sales Guide; (c) to not compete in the territory during the period of term hereof by selling or offering memberships in any other auto or motor club; (d) to keep the terms of this agreement, all forms
and supplies, and information made available to agent strictly confidential; (e) to keep safe and account all monies coming into agents hand belong to Club; (f) to extend no credit on behalf of or in the name of the Club; (g) to make no promises or
contracts in the name of the Club concerning the payment of any benefits to any member; (h) to submit all applications for membership within 30 days of receipt by agent; and (i) to protect the business reputations of the Club. 
  
 5. COMMISSIONS: Master Agent shall receive by deduction or remittance a sum equal to
Ninety percent (90%) of the membership fees collected by Agent. The Club agrees to pay an additional 0% to any Sub-agents who produce sales for the Master Agent. This commission will be paid by the 25th of the following month. The Master Agent agrees to remit membership certificates based on an end of the month close out. The
Master Agent will remit the membership certificates along with Ten percent (10%) of the membership fees by the 10th of each month. 
  
 The Club agrees to pay for the licensing of
Master Agent and the Agent’s managers known as Sub-Agents. 
  

 6. CLUB PROMISES: To provide all benefits of the Club and to pay all legal and proper requests for benefits to members
within a reasonable time at its expense and to save Agent harmless and to indemnify agent for all such requests for membership benefits. After a club membership is sold, no Agent shall have any responsibility regarding that membership and the Agent
shall perform no services nor process any requests for benefits regarding said membership. The agent’s duties cease upon the sale of a membership in which all paperwork is properly executed. If the Agent is contacted by a member regarding
benefits or otherwise the Agents will instruct the member to contact the Club due to the fact that the Club is solely responsible for processing requests for benefits and performing all other duties concerning memberships. 
  
 7. RELATIONSHIP OF PARTIES: Nothing herein shall be construed as creating an employment of
Master Agent or Sub-agent by Club or creating a partnership between Agents and Club. Agents are at all times and shall remain independent contractors. 
  
 8. TERM: This agreement shall remain in full force and effect until terminated by either party upon written notice. 
  
 9. The agents agree not to sign up any person for club membership who cannot read and write.
However, the Club will accept such membership if it is countersigned by a friend or relative of the customer and notated by their signature, a date and social security number. 
  
 10. The Club will reject any and all (x) signatures unless they are properly countersigned which verifies that a second party was present
during the sale. 
  
 11. Only customers who own or operate vehicles for
transportation are eligible to purchase motor club membership. 
  
 12. The Agents
agree to a full refund of membership dues for any ineligible membership sale. 
  
 13. ARBITRATION CLAUSE: Any and all disputes or disagreements rising between the parties out of this agreement upon which an amicable understanding cannot be reached, shall be decided by arbitration in accordance with the procedural rules
of the American Arbitration Association as presently published and existing. The parties agree to be bound by the decision of the arbitrator(s). The arbitration proceeding shall take place in Bainbridge, Georgia unless another location is mutually
agreed to by the parties. The cost and expenses of the arbitrators shall be shared equally by the parties. Each party shall be responsible for its own costs and expenses in presenting the dispute for arbitration. 
  
 WITNESS OUR HANDS THIS 9th day of DECEMBER 1994. 
  

					
	 INTERSTATE MOTOR CLUB, INC.
	 	 	 	 MASTER AGENT

			
	 /s/ Debby Inlon
	 	 	 	 /s/ Vance R. Martin

	 President or Sales Representative
	 	 	 	 PresidentForm of Service Agreement

  
 Exhibit 10.2

  
 SERVICE AGREEMENT 
  
 AGREEMENT made as of the 8th day of January, 1997 by and between THE MONEY TREE OF GEORGIA, INC., a Georgia corporation (hereinafter referred to as “TMT GA”), 114 South Broad
Street, Bainbridge, GA 31717 and CASH CHECK INC. OF GA., a Georgia corporation hereinafter referred to as “Cash Check”), 114 South Broad Street, Bainbridge, GA 31717. 
  
 W I T N E S S E T H : 
  
 WHEREAS, TMT GA is in the business of making personal loans to individuals and is desirous of entering into a relationship with Cash Check with Cash Check
being the preparer and electronic return originator of tax returns; and 
  
 WHEREAS, Cash Check is desirous of entering into the arrangement with TMT GA in order to prepare and electronically file tax returns for Customers of TMT GA who desire such services. 
  
 NOW, THEREFORE, in consideration of the mutual promises and covenants
contained herein, TMT GA and Cash Check hereby agree as follows: 
  
 1. 
  
 RETENTION OF SERVICES 
  

	A.	TMT GA hereby retains the services of Cash Check to prepare and act as electronic return originator for Customers of TMT GA and to others who come into TMT GA offices.

  

	B.	 Cash Check shall establish, control, and maintain its own policies and procedures relating to the preparing and electronically filing of tax returns for the 

  

	 	 
Customers. These policies and procedures shall be subject to adoption and revision in the sole discretion of Cash Check. 

  

	C.	Cash Check shall use diligent and expeditious efforts in fulfilling the preparation and electronic filing needs of the Customers and shall perform all services, acts, and things
connected therewith. 

  
 2. 
  
 TERMS OF AGREEMENT 
  
 The terms of this Agreement shall commence as of the 8th day of January, 1997, and shall continue for a period of one year, and shall be automatically renewed for consecutive periods
of one year unless terminated as provided herein. 
  
 3.

  
 OBLIGATIONS OF THE PARTIES 
  

	A.	Throughout the Term, TMT GA and Cash Check shall appoint, on a continuous basis approximately 20 employees of TMT GA (the “shared employees”) who shall have responsibility
of assisting Cash Check in the following areas: 

  

	 	1)	Assisting Customers in preparing tax returns; 

  

	 	2)	Handling the in-office processing of tax returns and preparation; 

  

	 	3)	Maintaining a supply of forms and documents related to the preparation and electronic filing of tax returns; 

  

	 	4)	Doing such other acts as are necessary or desirable in the connection of preparing and electronically filing tax returns for Customers. 

  

	B.	 Cash Check shall bear the sole responsibility of training the Shared Employees in the various policies and procedures used by Cash Check in preparing and 

  

	 	 
electronically filing tax returns and securing all necessary licenses for preparing and electronically filing tax returns. Cash Check shall have full and
complete authority over the services to be rendered by the Shared Employees in performance of duties on behalf of Cash Check. 

  

	C.	Cash Check shall comply with all applicable federal and state laws and regulations relating to or governing the preparation and electronic filing of tax returns.

  
 4. 
  
 COMMISSION 
  
 In exchange for services of the Shared Employees and the use of TMT GA’s office equipment and other shared expenses,
Cash Check shall pay a commission to TMT GA on the basis of 90% of net income per month per branch. The foregoing commission shall be paid by Cash Check to TMT GA within thirty days after the last working day of each month. The commission will be
reviewed on an annual basis and may be adjusted for the next renewal period as agreed to by both parties. 
  
 5. 
  
 TERMINATION 
  
 During the Term and any extensions
thereof, this Agreement may be terminated by either party upon 180 days prior written notice of termination to the other. 
  
 6. 
  
 WARRANTIES AND REPRESENTATIONS 
  
 Each party warrants and represents to the other that it has the full right and authority to enter into this Agreement and that neither party has made any representations to the other than as specifically set forth in
this Agreement. 
  

 7. 
  
 INDEMNIFICATION 
  
 Cash Check hereby agrees to indemnify and hold TMT GA harmless from any claims, damages, suits, loss, liability, expense (including cost of suit and
attorney’s fees), without limitation arising out of the preparation and/or electronic filing of tax returns for any Customer and any other act by Cash Check and/or Shared Employees, servants or agents of Cash Check committed pursuant to terms
of this Agreement. 
  
 8. 
  
 MISCELLANEOUS PROVISIONS 
  

	A.	Cash Check shall not assign its rights and obligations under this Agreement, in whole or in part, without the prior written consent of TMT GA. 

  

	B.	No failure of either party to insist upon the strict performance of any term hereof or to exercise any right, power or remedy consequent upon a breach thereof shall constitute a
waiver of any such breach or any such term. 

  

	C.	If any term or provision of this Agreement or any application thereof shall be invalid or unenforceable, the remainder of this Agreement and any other application of such term of
provision shall not be affected thereby. 

  

	D.	This Agreement contains the complete understanding between the parties and supercedes all other prior agreements between the parties. Neither this Agreement nor any provision
thereof may be changed, waived, discharged, or terminated except by an instrument in writing. All the terms and provisions of this Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective successors and
assigns. 

  

	E.	All notices or statements required under the terms of this Agreement shall be addressed to such party at the applicable address set forth above or to such other address as said
party may from time to time designate. All notices or statements shall be in writing and shall be served by personal delivery or by mail or telegraph, all charges pre-paid. The date of personal delivery, mailing, or of deposit in a telegraph office,
whichever shall be first, shall be deemed the date such notice is effective. 

  

	F.	Nothing contained herein shall be construed to constitute the parties hereto as partners or joint ventures, nor shall any similar relationship be deemed to exist between them.
Neither party shall hold itself out contrary to terms of this paragraph or have the right or power to make any contract or other agreement, assume or create any obligation or responsibility on the part of the other unless specifically authorized in
this Agreement. Neither Cash Check nor TMT GA shall become liable for a representation, act or omission of the other contrary to the provisions hereof. 

  

	G.	The headings in this Agreement are for convenience of reference only and shall not limit or otherwise affect the meaning hereof. 

  

	H.	This Agreement shall be governed by and construed in accordance with the laws of Georgia. 

  

 IN WITNESS WHEREOF, the parties hereto have set their hands and seals, as of the day and year first above
written. 
  

			
	 	 	THE MONEY TREE OF GEORGIA, INC.
		
	By:	 	 /s/ Vance R. Martin

	 	 	 President

		
	 	 	(IMPRESS CORPORATE SEAL)
		
	 	 	 CASH CHECK INC. OF GA.

		
	By:	 	 /s/ Vance R. Martin

	 	 	 President

		
	 	 	(IMPRESS CORPORATE SEAL)

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