Document:

Exhibit 10.3

    

  

  

  TRADEMARK LICENSE AGREEMENT

  This TRADEMARK LICENSE AGREEMENT (this “Agreement”) is entered into as of August 1,
    2022 (the “Effective Date”), by and between Fortress Transportation and Infrastructure Investors LLC, a Delaware limited liability company (“Licensor”), and
    FTAI Infrastructure Inc., a Delaware corporation (“Licensee”). Licensor and Licensee are sometimes referred to herein individually as a “Party,” and
    collectively as the “Parties.” Capitalized terms used but not otherwise defined herein shall have the respective meanings set forth or referenced in Section 1.

  RECITALS

  WHEREAS, prior to the Effective Date, Licensor and Licensee were Affiliates of each other;

  WHEREAS, pursuant to the Separation and Distribution Agreement, dated August 1, 2022, between Licensor and Licensee (the “Separation Agreement”), Licensor and Licensee are being
      separated and Licensee is being established as an independent publicly traded company;

  WHEREAS, this Agreement is an “Ancillary Agreement” (as defined in the Separation Agreement) within the meaning of the Separation Agreement;

  WHEREAS, Licensor is the owner of certain trademarks, service marks and trade names that both Licensor and Licensee use in connection with their respective businesses; and

  WHEREAS, Licensee desires to obtain from Licensor and Licensor wishes to grant to Licensee, on the terms and conditions set forth in this Agreement, a license to use said trademarks, service marks and trade names in connection with
      the continued operation by Licensee of its business from after the closing of said Separation Agreement.

  NOW, THEREFORE, in consideration of the foregoing and the covenants and agreements set forth below and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and intending to be
      legally bound hereby, the Parties hereby agree as follows:

  
    	
            

            

          	
            Section 1.

          	
            Definitions.  As used in this
                Agreement, the following terms shall have the following meanings.

          

  

  “Action” means any demand, claim, action, suit, countersuit, arbitration, litigation,
    inquiry, proceeding or investigation by or before any Governmental Authority or any arbitration or mediation tribunal or authority.

  “Affiliate” means, with respect to any specified Person, any other Person that
    directly, or indirectly through one or more intermediaries, controls, is controlled by, or is under common control with, the specified Person; provided, however, that Licensor and Licensee shall not be deemed Affiliates of each other.
    For this purpose, “control” of a Person means the possession, directly or indirectly, of the power to direct or cause the direction of the management or policies of such Person, whether through ownership of voting securities, by contract or otherwise.

   

  

  
    
      

  

  “Business” shall have the meaning set forth in the Separation Agreement.

  “Business Day” means a day other than a Saturday, a Sunday or a day on which banking
    institutions located in the State of New York are authorized or obligated by applicable Law or executive order to close.

  “FTAI Management Agreement” has the meaning set forth in the Separation Agreement.

  “Governmental Authority” means any U.S. federal, state, local or non-U.S. court,
    government, department, commission, board, bureau, agency, official or other regulatory, administrative or governmental authority.

  “Law” means any law, statute, ordinance, code, rule, regulation, order, writ,
    proclamation, judgment, injunction or decree of any Governmental Authority.

  “Licensed Marks” means the trademark and service mark FTAI, including U.S. Reg. No.
    4,881,567, in each case used in conjunction or combination with the word “Infrastructure”.

  “Licensed Names” means corporate and trade names consisting of or including the
    Licensed Marks.

  “Licensed Services” means the Business and natural evolutions and extensions of the
    Business outside of the Licensor Exclusive Field.

  “Licensor Exclusive Field” means aviation and offshore equipment leasing.

  “Licensor Logo” means the following logo:, or any design
    confusingly similar thereto.

  “Losses” means any and all damages, losses, deficiencies, liabilities, obligations,
    penalties, judgments, settlements, claims, payments, interest costs, taxes, fines and expenses (including the costs and expenses of any and all Actions and demands, assessments, judgments, settlements and compromises relating thereto and attorneys’,
    accountants’, consultants’ and other professionals’ fees and expenses incurred in the investigation, defense, litigation or arbitration thereof or the enforcement of rights hereunder).

  “Person” means an individual, a partnership, a corporation, a limited liability
    company, an association, a joint stock company, a trust, a joint venture, a union, an unincorporated organization or a governmental entity or any department, agency or political subdivision thereof.

  “Territory” means worldwide.

   

  

  
    
      

  

  
    	 	
            Section 2.1

          	
            Interpretation. In this
                Agreement, unless the context clearly indicates otherwise:

          

  

  (a)            words used in the singular include the plural and words used in the plural include the singular;

  (b)            the words “include,” “includes” and “including” shall be deemed to be followed by the words “without limitation”;

  (c)            the word “or” shall have the inclusive meaning represented by the phrase “and/or”;

  (d)            relative to the determination of any period of time, “from” means “from and including,” “to” means “to but excluding” and “through”
      means “through and including”;

  (e)            reference to any agreement, instrument or other document means such agreement, instrument or other document as amended, supplemented
      and modified from time to time to the extent permitted by the provisions thereof and by this Agreement;

  (f)            reference to any Law means such Law (including any and all rules and regulations promulgated thereunder) as amended, modified,
      codified or reenacted, in whole or in part, and in effect at the time of determining compliance or applicability; and

  (g)            references to any Person include such Person’s successors and assigns but, if applicable, only if such successors and assigns are
      permitted by this Agreement.

  
    	 	
            Section 3.

          	
            Grant and Scope of License.

          

     

    

  

  3.1            Grant of License.  Subject to the terms and conditions of this Agreement, Licensor hereby
      grants to Licensee, and Licensee hereby accepts, a non-exclusive, non-sublicensable (unless sublicensed in compliance with Section 3.2), royalty-free license to use the Licensed Marks in the Territory on or in connection with the
      Licensed Services, including in the Licensed Names.

  3.2            Sublicense Rights.  Licensee may sublicense the rights granted to it herein to its Affiliates and to third parties (but with respect
      to third parties solely for the benefit of Licensee and its Affiliates and not for the independent use of such third parties) (“Sublicensees”).  Licensee shall be responsible for ensuring compliance by
      all Sublicensees with all of the terms and conditions of this Agreement applicable to Licensee.

  3.3            Limited Purpose.  Licensee shall not use or sublicense (i) FTAI other than in conjunction or combination with the word
      “Infrastructure,” (ii) FTAI in conjunction or combination with the word “Aviation” or similar words, (iii) FTAI in connection with the Licensor Logo, or (iv) the Licensed Marks in connection with any goods, services or activities other than the
      Licensed Services.

   

    

  
    
      

  

  3.4            Reserved Rights of Licensor.  All rights not expressly granted herein to Licensee are specifically reserved to Licensor, including
      the right to use or authorize others to use the Licensed Marks in connection with goods or services.

  
    	 	
            Section 4.

          	
            Use of Licensed Marks.

          

     

    

  

  4.1            Form of Use.

  (a)            Licensee shall use the Licensed Marks only in the form and presentation in use by Licensee in the Business during the twelve (12)
      months prior to the Effective Date or that have been approved in advance, in writing, by Licensor (such approval not to be unreasonably withheld, conditioned or delayed).

  (b)            Licensee agrees to comply with reasonable rules set forth from time to time by Licensor with respect to the appearance and manner of
      use of the Licensed Marks in connection with the Licensed Services.

  4.2            Marking.  Licensee shall include, where appropriate and as requested by Licensor, agreed-to
      trademark markings or legends for the Licensed Marks.  Licensee shall comply with all applicable Laws pertaining to the proper use and designation of trademarks and service marks.

  
    	 	
            Section 5.

          	
            Quality Control.

          

     

    

  

  5.1            Quality Control.  Licensee shall ensure that all Licensed Services conform to the quality
      standards historically associated with the services of Licensor and Licensee on and in connection with which the Licensed Marks have been used prior to the Effective Date, and with such quality and brand standards as Licensor may reasonably request
      after the Effective Date and communicate in writing to Licensee.  The Parties acknowledge that Licensee has acquired all the necessary and appropriate knowledge, skill, experience and expertise to enable it to provide Licensed Services in compliance
      with Licensor’s existing quality standards and in compliance with all applicable Laws, and acknowledge and agree that, as a result thereof, Licensor may reasonably rely on Licensee to regularly ensure that all Licensed Services comply with such
      quality standards and Laws.

  5.2            Inspection.  Licensor shall have the right to inspect the Licensed Services and uses of the
      Licensed Marks by Licensee to confirm that such Licensed Services comply with the quality standards set forth in Section 5.1.  Licensee shall cooperate with Licensor, as reasonably requested by Licensor, in connection with any
      such inspection by Licensor.

  
    	 	
            Section 6.

          	
            Compliance with Law.  Licensee
                shall comply with all applicable Laws pertaining to its use of the Licensed Marks, including all Licensed Services on or in connection with which the Licensed Marks are used.

          

     

    

  

  
    	 	
            Section 7.

          	
            Licensor’s Maintenance of Licensed Marks.  Licensee agrees to cooperate with Licensor or its representatives by timely obtaining and/or submitting to Licensor or its representatives, as requested by Licensor, documents, information, specimens, verified or sworn
                statements, assignments or other documents reasonably believed by Licensor to be necessary in order to maintain such registrations or prosecute applications for registration of the Licensed Marks for the Licensed Services.  Licensor shall
                give Licensee notice of any such registrations or applications that Licensor does not intend to maintain or further prosecute, and Licensee shall give Licensor notice of any additional applications that Licensee believes should be filed for
                the Licensed Marks for the Licensed Services.  It shall be Licensor’s right to determine in the first instance whether, when and in what jurisdictions additional applications for registration of the Licensed Marks for the Licensed Services
                shall be filed and whether existing such applications or registrations shall be further prosecuted or maintained; provided, however, that if Licensee and Licensor disagree regarding any such issues, Licensor shall file,
                prosecute or maintain such applications or registrations in Licensor’s name if Licensee pays for all costs and expenses, including all attorneys’ fees and filing fees, associated with such applications or registrations; and provided further
                that the foregoing obligation on Licensor’s part shall not be applicable if Licensor believes in good faith that such application, prosecution or maintenance will be unsuccessful, is unnecessary, or would otherwise cause damage or risk to
                Licensor, the Licensed Marks, or Licensee.

          

     

    

    
      
        

    

  

  
    	 	
            Section 8.

          	
            Ownership.

          

     

    

  

  8.1            Ownership of Licensed Marks.  Licensee acknowledges that, as between Licensor and Licensee,
      Licensor is and will remain the sole and exclusive owner of all right, title and interest in and to the Licensed Marks.  Licensee agrees that any goodwill in the Licensed Marks resulting from Licensee’s or its Sublicensees’ use of the Licensed Marks
      under this Agreement will inure solely to the benefit of Licensor and will not create any right, title or interest of Licensee or its Sublicensees (including any ownership right by Licensee or any Sublicensee) in or to the Licensed Marks in the
      Territory.

  8.2            No Contest.  During the term of this Agreement and thereafter, Licensee shall not contest,
      oppose or challenge Licensor’s ownership of the Licensed Marks or the validity thereof.  Licensee will do nothing to impair Licensor’s ownership or rights in the Licensed Marks.  In particular, Licensee shall not register or attempt to register any
      of the Licensed Marks or any marks confusingly similar to any of the Licensed Marks, alone or with other words or designs, for any goods or services, in any jurisdiction, and will not oppose or contest Licensor’s application(s) to register,
      registration(s) or permitted use(s) of the Licensed Marks in any jurisdiction.

  8.3            Adverse Use and Enforcement.

  (a)            Notice.  Each Party shall promptly notify the other Party in writing of any legal proceeding
      or action instituted against such Party arising out of the use of the Licensed Marks.  Licensee shall also promptly notify Licensor in writing should Licensee learn of use by an unauthorized third party of any mark that may be confusingly similar to,
      infringe or otherwise violate Licensor’s rights in the Licensed Marks.

  (b)            Enforcement.  As between the Parties, Licensor shall have the sole right (but not the
      obligation) to control enforcement of any infringement or other violation (“Infringement”) of the Licensed Marks against any third party and to control the defense of any claim by a third party that the
      use of the Licensed Marks Infringes a third party’s rights; provided that to the extent any such Infringement adversely affects Licensee’s rights hereunder in a material respect then, at the reasonable request of Licensee, the Parties shall
      reasonably consult and cooperate with each other with respect thereto.  To the extent requested by Licensee, the costs reasonably incurred by Licensor in connection with any action taken with respect to such Infringement claims shall be borne by
      Licensee.  At the request of Licensor, Licensee shall provide reasonable assistance in connection with such Infringement claims.

   

    

  
    
      

  

  Section 9.                          Indemnification

  9.1            By Licensor.  Licensor shall defend, indemnify and hold harmless Licensee and its Affiliates
      and their respective officers, directors and employees, shareholders, attorneys, successors and assigns (“Related Parties”), against all Losses to the extent arising out of or in connection with any
      actual or threatened Actions instituted or asserted against Licensee or its Related Parties arising out of Licensor’s use or license of the Licensed Marks (other than to Licensee and its Sublicensees).  Licensee shall reasonably cooperate in the
      defense of such claim at Licensor’s expense.  Licensee may participate in any such claim at its own expense with counsel of its choosing.

  9.2            By Licensee.  Licensee shall defend, indemnify and hold harmless Licensor and its Related
      Parties, against all Losses to the extent arising out of or in connection with any actual or threatened Actions instituted or asserted against Licensor or its Related Parties arising out of Licensee’s or its Sublicensees’ use or sublicense of the
      Licensed Marks.  Licensor shall reasonably cooperate in the defense of such claim at Licensee’s expense.  Licensor may participate in any such claim at its own expense with counsel of its choosing.

  
    	 	
            Section 10.

          	
            Term and Termination.

          

     

    

  

  10.1            Term.  The term of this Agreement shall commence on the Effective Date and shall continue
      until the expiration or earlier termination of the Management Agreement, unless this Agreement is terminated at an earlier time in accordance with the provisions of this Agreement.

  10.2            Termination.

  (a)            Breach by Licensee.  In the event that Licensee materially breaches this Agreement, Licensor
      may terminate this Agreement and the license granted in this Agreement by giving notice in writing to Licensee of the breach.  In the event Licensee does not correct or eliminate the breach within thirty (30) days from the date of receipt of such
      notice, this Agreement, including Licensee’s license to use the Licensed Marks and right to use the Licensed Names, shall terminate.

  (b)            Breach by Licensor.  In the event Licensor breaches any of its representations or material obligations under this Agreement,
      Licensee may terminate this Agreement and the license granted in this Agreement by giving notice in writing to Licensor of the breach.  In the event Licensor does not correct or eliminate the breach within thirty (30) days from the date of receipt of
      such notice, this Agreement, including Licensee’s license to use the Licensed Marks and right to use the Licensed Names, shall terminate.

   

    

  
    
      

  

  10.3            Automatic Termination.  In the event that Licensee dissolves or liquidates or ceases to
      engage in its business, or files a petition in bankruptcy, or is adjudicated a bankrupt or otherwise seeks relief under or pursuant to any bankruptcy, insolvency or reorganization statute or proceeding, or if a petition in bankruptcy is filed against
      it and is not discharged within ninety (90) days thereafter or if Licensee makes an assignment for the benefit of its creditors or if a custodian, receiver or trustee is appointed for it or for a substantial portion of its business or assets and such
      appointment is not discharged within ninety (90) days thereafter (hereinafter individually and/or collectively referred to as “Bankruptcy or Related Proceedings”), then this Agreement will terminate
      automatically.  In the event of Licensor’s Bankruptcy or Related Proceedings, Licensor and/or its custodian, receiver, or trustee retains the right to reject and terminate this Agreement in its entirety.

  10.4            Effect of Termination.  In the event of any termination of this Agreement under any
      circumstance, Licensee and its Sublicensees shall discontinue all use of the Licensed Marks, including all use of the Licensed Names, within nine (9) months of such termination, and shall use the Licensed Marks during such nine (9) month period in
      compliance with all terms and conditions of this Agreement.  After such nine (9) month period, Licensee thereafter will cease and forever desist from all use of the Licensed Marks and the Licensed Names and shall not use any mark, name, designation
      or design confusingly similar to any of the Licensed Marks or Licensed Names anywhere in the world. 

  10.5            Survival.  The provisions of Sections 8.1 and 8.2, 9, 10.4
      and 11 of this Agreement shall survive termination of this Agreement regardless of the reason for termination.

  
    	 	
            Section 11.

          	
            Miscellaneous.

          

     

    

  

  11.1            Confidentiality.  Each Party shall use commercially reasonable efforts, consistent with its general practices, to maintain the
      confidentiality of any non-public information of the other Party or its Affiliates provided to or accessed by such Party under or in connection with this Agreement.

  11.2            Amendment and Waivers.

  (a)            This Agreement may not be amended except by an agreement in writing signed by both Parties.

  (b)            Any term or provision of this Agreement may be waived, or the time for its performance may be extended, by the Party entitled to the
      benefit thereof and any such waiver shall be validly and sufficiently given for the purposes of this Agreement if it is in writing signed by an authorized representative of such Party. No delay or failure in exercising any right, power or remedy
      hereunder shall affect or operate as a waiver thereof; nor shall any single or partial exercise thereof or any abandonment or discontinuance of steps to enforce such a right, power or remedy preclude any further exercise thereof or of any other
      right, power or remedy. The rights and remedies hereunder are cumulative and not exclusive of any rights or remedies that either Party would otherwise have.

  11.3            Entire Agreement.  This Agreement and the Separation Agreement constitute the entire
      agreement and understanding between the Parties with respect to the subject matter hereof and supersede all prior negotiations, agreements, commitments, writings, courses of dealing and understandings with respect to the subject matter hereof.

   

    

  
    
      

  

  11.4            Notices. All notices, requests, permissions, waivers and other communications hereunder shall be in writing and shall be deemed to
      have been duly given (a) five (5) Business Days following sending by registered or certified mail, postage prepaid, (b) when sent, if sent by email (with confirmation of transmission) if sent during normal business hours of the recipient, and on the
      next Business Day if sent after normal business hours of the recipient, (c) when delivered, if delivered personally to the intended recipient, and (d) one (1) Business Day following sending by overnight delivery via a national courier service and, in
      each case, addressed to a Party at the following address for such Party:

  (a)          If to Licensor:

  Fortress Transportation and Infrastructure Investors LLC

    c/o Fortress Investment Group

    1345 Avenue of the Americas, 45th Floor

    New York, New York 10105

    Attention: Joseph Adams; Kevin Krieger

    Email: jadams@fortress.com; kkrieger@fortress.com

  (b)          If to Licensee:

  FTAI Infrastructure Inc.

    1345 Avenue of the Americas, 45th Floor

    New York, New York 10105

    Attention: Kenneth Nicholson; BoHee Yoon

  Email: knicholson@fortress.com; byoon@fortress.com

  11.5            Counterparts; Electronic Delivery. This Agreement may be executed in multiple counterparts,
      each of which when executed shall be deemed to be an original, but all of which together shall constitute one and the same agreement. Execution and delivery of this Agreement or any other documents pursuant to this Agreement by facsimile, .pdf or
      other electronic means shall be deemed to be, and shall have the same legal effect as, execution by an original signature and delivery in person.

  11.6            Severability. If any term or other provision of this Agreement is determined by a
      nonappealable decision by a court, administrative agency or arbitrator to be invalid, illegal or incapable of being enforced by any rule of law or public policy, all other conditions and provisions of this Agreement shall nevertheless remain in full
      force and effect so long as the economic or legal substance of the Transactions is not affected in any manner materially adverse to either Party. Upon such determination that any term or other provision is invalid, illegal or incapable of being
      enforced, the court, administrative agency or arbitrator shall interpret this Agreement so as to affect the original intent of the Parties as closely as possible in an acceptable manner to the end that the transactions contemplated hereby are
      fulfilled to the fullest extent possible. If any sentence in this Agreement is so broad as to be unenforceable, the provision shall be interpreted to be only as broad as is enforceable.

   

    

  
    
      

  

  
    
      11.7            Assignability; Binding Effect. This Agreement shall be binding upon and inure to the benefit of the Parties and their successors and permitted assigns; provided, however, that the
          rights and obligations of Licensee under this Agreement shall not be assignable, in whole or in part, by Licensee without the prior written consent of Licensor (such consent not to be unreasonably withheld, conditioned or delayed) and any attempt
          to assign any rights or obligations under this Agreement without such consent shall be null and void.

    

     
     

       

     

   
  
    
      11.8            Governing Law. This Agreement shall be governed by, and construed and enforced in accordance with, the substantive Laws of the State of New York, without regard to any conflicts of law provisions thereof that would result in the application
          of the Laws of any other jurisdiction.

    

     

       

  

   
  
    
      11.9            Construction. This Agreement shall be construed as if jointly drafted by the Parties and no rule of construction or strict interpretation shall be applied against either Party. The Parties represent that this Agreement is entered into with
          full consideration of any and all rights which the Parties may have. The Parties have relied upon their own knowledge and judgment. The Parties have had access to independent legal advice, have conducted such investigations they thought
          appropriate, and have consulted with such other independent advisors as they deemed appropriate regarding this Agreement and their rights and asserted rights in connection therewith. The Parties are not relying upon any representations or
          statements made by the other Party, or such other Party’s employees or representatives, regarding this Agreement, except to the extent such representations are expressly set forth or incorporated in the Separation Agreement.

    

     

       

  

   
  
    
      11.10            Title and Headings. Titles and headings to
          Sections and Articles are inserted for the convenience of reference only and are not intended to be a part of or to affect the meaning or interpretation of this Agreement.

    

  

   
  

  

  
    
      

  

  IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed by their respective officers as of the date first set forth
    above.

  
    	

          	

          	
            FORTRESS TRANSPORTATION & 

            INFRASTRUCTURE INVESTORS LLC

          
	
             

          	
             

          	
             

          	
             

          
	
             

          	
             

          	By:	
            /s/ Joseph P. Adams Jr.

          
	
             

          	
             

          	
             

          	Name: Joseph P. Adams Jr. 
	
             

          	
             

          	
             

          	Title: Chief Executive Officer 
	
             

          	
             

          	
             

          	
             

          
	
             

          	
             

          	
            FTAI INFRASTRUCTURE INC.

          
	
             

          	
             

          	
             

          	
             

          
	 	 	By:

          	
            /s/ Kenneth Nicholson

          
	 	 	 	Name: Kenneth Nicholson 
	 	 	 	Title: Chief Executive OfficerDocument

SIGNIFY HEALTH, INC.
EXECUTIVE SEVERANCE PLAN
1.Purpose
Signify Health, Inc., a Delaware corporation (the “Company”), and its subsidiaries may provide severance payments under this Signify Health, Inc. Executive Severance Plan (the “Plan”) to an eligible executive or other key employee whose employment is terminated by the Company or the Employer (as defined below) and who meets the eligibility requirements defined below. The purpose of the Plan is to provide severance payments and benefits to participants who experience an involuntary termination of employment in connection with, or as set forth in the Plan otherwise unrelated to, a Change in Control (as defined below) of the Company. This document constitutes both the written instrument under which the Plan is maintained and the required summary plan description for the Plan.
The Plan is effective as of July 27, 2022 (the “Effective Date”). 
2.Definitions
(a)“Administrator” means the Compensation Committee of the Board, unless and to the extent another duly authorized committee is designated by the Board. If there is no Compensation Committee of the Board and the Board does not designate another committee, references herein to the “Committee” shall refer to the Board, or any person to whom the Administrator has delegated any authority or responsibility with respect to the Plan, but only to the extent of such delegation.
(b)“Board” means the Board of Directors of the Company.
(c)“Cause” means (i) a Participant’s indictment for, conviction of, or a plea of guilty or nolo contendere to, a (A) felony or (B) any crime of moral turpitude; (ii) a Participant’s embezzlement, breach of fiduciary duty or fraud with regard to any member of the Company Group or any of their respective assets or businesses; (iii) a Participant’s continued failure to perform the duties of Participant’s position, in the reasonable judgment of the Board; (iv) a Participant’s dishonesty, willful misconduct, or illegal conduct relating to the affairs of any member of the Company Group or any of their respective customers; (v) a Participant’s breach of a material provision of any contractual obligation to any member of the Company Group; or (vi) other conduct by the Participant that may be harmful to the business, interests, or reputation of a Company Group member, including any material violation of a Company Group policy. With respect to clauses (iii), (iv), (v), and (vi) above, the Company or the Employer, as applicable, shall provide ten (10) days written notice to the Participant of its intent to terminate for Cause, and during such ten (10) day period the Participant shall have a right to cure (if curable). If not cured within such period (as determined in the reasonable judgment of the Board), the termination of the Participant’s service will be effective upon the date immediately following the expiration of the ten (10) day notice period. Notwithstanding anything to the contrary contained herein, the Participant’s right to cure as set forth above shall not apply if there are habitual or repeated breaches by the Participant. 
(d)“Change in Control” means the definition ascribed to such term in the Company’s 2021 Long-Term Incentive Plan, as may be amended from time to time, or any successor to that plan.
    

(e)“Change in Control Termination” means a Participant’s employment with the Company Group is terminated (i) by a Company Group member without Cause or (ii) by the Participant for Good Reason, in either case within 24 months following a Change in Control.

(f)“Code” means the Internal Revenue Code of 1986, as amended, and the rules and regulations promulgated thereunder.
(g)“Company Group” means the Company and each of its subsidiaries and affiliates (including the Employer).
(h)“Compensation Committee” means the Compensation & Talent Committee of the Board.
(i)“Disability” means a physical or mental condition that, after reasonable accommodation, has prevented a Participant from performing satisfactorily his or her duties hereunder for a period of at least (i) 120 consecutive days or (ii) 180 non-consecutive days in any 365 day period; provided that if and to the extent that the Participant’s disability is a trigger for the payment of “deferred compensation” (as defined in Section 409A), “Disability” means that the Participant is “disabled” as defined in Section 409A(a)(2)(C) of the Code.
(j)“Employer” means the member of the Company Group that employs the Participant.
(k)“Executive Leadership Team” means, unless otherwise determined by the Administrator from time to time in its sole discretion, the following Company roles reporting directly to the Company’s Chief Executive Officer (“CEO”):  Chief People Officer, General Counsel, Chief Medical Officer, Chief Technology Officer, Chief Product Officer, Chief Value-based Solutions Officer and SVP, Strategic Initiatives.

(l)“Equity Awards” means a Participant’s outstanding stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares, performance stock units, limited liability company interests (including synthetic interests) and any other Company Group equity or equity-based compensation awards.
(m)“Good Reason” means (A) a material diminution in a Participant’s duties, authorities, and responsibilities that is inconsistent with the Participant’s position; (B) a material reduction by a Company Group member in the Participant’s base salary or target bonus opportunity, other than any such reduction that applies generally to similarly situated employees of the Company Group; or (C) the relocation of the Participant’s principal place of employment to a location outside a 50 mile radius from its immediately prior location; provided that, for the avoidance of doubt, clause (C) shall not give rise to Good Reason in the event the Participant is provided with a remote work arrangement including, without limitation, in lieu of relocation, or the Participant returns from a remote work location to the Participant’s previous principal place of employment; provided further that, in each case, (x) the Participant shall provide the Company with written notice specifying the circumstances alleged to constitute Good Reason within 60 days following the first occurrence of such circumstances; (y) the Company shall have 30 days following receipt of such notice to cure such circumstances; and (z) if the Company has not cured such circumstances within such 30-day period, the Participant shall terminate his or her employment or service not later than 30 days after the end of such 
    

30-day period. For the avoidance of doubt, if the Participant does not deliver a written notice to the Company specifying the circumstances alleged to constitute Good Reason within 60 days following the first occurrence of such circumstances, the event will no longer constitute Good Reason. 
(n) “Non-Change in Control Termination” means a Participant’s employment with the Company Group is terminated (i) by a Company Group member without Cause or (ii) by the Participant for Good Reason, in either case other than within 24 months following the Change in Control.

(o)“Qualifying Termination” means, unless otherwise provided in a Participation Agreement, (i) for Participants other than Key Employees, a Change in Control Termination or a Non-Change in Control Termination and (ii) for Participants who are Key Employees, a Change in Control Termination, in each case, subject to the  the limitations set forth in Section 3.

(p)“Participation Agreement” has the meaning set forth in Section 3. 
(q)“Release” means an effective general release and waiver of claims against each member of the Company Group and each of their respective shareholders, officers, employees, directors, agents, attorneys, insurers, benefit plans, benefit plan administrators, and all of their predecessors, successors and assigns.
(r)“Release Effective Date” means the date on which the revocation period set forth in a Release (if any) expires without the releasor therein having revoked the Release, and the Release becomes non-revocable. 
(s)“Termination Date” means the date on which a Participant’s employment with the Company Group has terminated. 
(t)“Tier” means the tier of Severance Benefits a Participant is entitled to receive under the Plan pursuant to Section 4, depending on the rank and title of the Participant on the date the right to Severance Benefits is triggered, as set forth below (unless otherwise set forth in a Participant’s Participation Agreement):
a.“Tier 1” applies to the CEO.
b.“Tier 2” applies to the Company’s Chief Financial Officer and the Company’s Chief Operating Officer.
c.“Tier 3” applies to (i) any member of the Company’s Executive Leadership Team (each, an “ELT Member”) and (ii) each other key employee of the Company Group identified on Schedule I hereto (as such Schedule I may be supplemented from time to time by the Administrator) (each, a “Key Employee”), in each case unless otherwise determined by the Administrator from time to time in its sole discretion.
3.Eligibility
As of the Effective Date, the CEO, the Chief Operating Officer, the Chief Financial Officer, each ELT Member and each Key Employee will be eligible to receive severance benefits under the Plan (each such eligible executive or key employee, a “Participant”), 
    

subject in each case to the Participant having signed and delivered to the Company, within the time set by the Company, a participation agreement (the “Participation Agreement”) in a form provided by the Company. 
A Participant will be eligible for the severance payments and benefits provided under the Plan if the Participant experiences a Qualifying Termination. For clarity, a Participant will not experience a Qualifying Termination if the Participant’s employment terminates for any reason not expressly specified as a Qualifying Termination, including (a) by the Company or the Employer for Cause, (b) due to the Participant’s Disability, (c) due to the Participant’s death, (d) due to the Participant’s voluntary retirement, (e) due to the Participant’s voluntary resignation without Good Reason, (f) upon or in connection with the Participant’s acceptance of employment with any division, subsidiary, affiliate or managed entity of any member of the Company Group or (g) due to the sale of the Employer (or any other member of the Company Group) or any business unit, facility, division or subsidiary thereof, to the extent the Participant is offered substantially equivalent employment by the purchaser or successor thereto. 
If a Participant indicates an intention to resign and the Company or the Employer decides to accept the resignation at an earlier date, the Participant will not, for that reason, be entitled to severance under the Plan.
4.Severance Payments and Benefits
Upon a Participant’s Qualifying Termination, subject to Section 6 below, the Participant will be entitled to receive the following severance payments and benefits (the “Severance Benefits”): 
(i)   an amount equal to the Participant’s then-current base salary, multiplied by the “Severance Multiplier” set forth below; 
(ii)   solely with respect to Tier 1 Participants, an amount equal to the Participant’s then-current target annual bonus, multiplied by the “Severance Multiplier” set forth below;
(iii)   (A) in the case of a Change in Control Termination, an amount equal to the Participant’s annual bonus for the bonus performance period during which the Participant’s employment terminates, calculated based on the greater of (x) target performance and (y) actual performance achieved through the end of the applicable performance period, or (B) in the case of a Non-Change in Control Termination, as applicable, an amount equal to the Participant’s annual bonus for the bonus performance period during which the Participant’s employment terminates, calculated based on actual performance achieved through the end of the applicable performance period, in the case of either (A) or (B) above, pro-rated for the number of calendar days during such performance period during which the Participant was employed, payable when such bonuses are normally paid or, if later, upon the Release Effective Date;
 
(iv)   if the Participant is eligible for and properly elects health care continuation coverage pursuant to the Consolidated Omnibus Budget Reconciliation Act of 1985 (“COBRA”), payment of or reimbursement for the cost of the Participant’s COBRA premium payments (for the Participant and the Participant’s dependents) (less the portion of any such premiums that the Participant would have been required to pay for the Participant and the Participant’s dependents had the Participant continued to be 
    

employed) (the “Healthcare Continuation”) for a period ending on the earlier of (A) 18 months following the Termination Date and (B) the date on which the Participant become eligible for health coverage from a subsequent employer; and
(v)   any earned but unpaid bonus in respect of the most-recent bonus performance period ending prior to the Termination Date (the “Prior Earned Bonus”), payable when the bonus would have normally been paid or, if later, upon the Release Effective Date.
The amounts set forth in clause (i) and, if applicable, clause (ii), shall be paid in substantially equal installments over the applicable “Severance Period” set forth below in accordance with the Employer’s regular payroll practices; provided, however, that (x) no payments shall be made until the Release Effective Date, (y) if the period during which the Participant may execute the Release begins in one calendar year and ends in the next calendar year, then the payments will not commence until the second calendar year and (z) any such payments that are delayed pursuant to clauses (x) or (y) above will instead be made in the first payroll period to occur after the Release Effective Date and the start of the second calendar year (if applicable).
Unless otherwise provided in a Participant’s Participation Agreement, the Severance Multiplier and Severance Period shall be as follows:
									
	Participant	Severance Multiplier	Severance Period
	Tier 1	1.5	18 months
	Tier 2	1.5	18 months
	Tier 3	1	12 months

5.Treatment of Equity Awards
Upon a Participant’s Qualifying Termination, the treatment of the Participant’s Equity Awards shall be governed by the terms of the applicable plan or award agreement pursuant to which such award was granted or any successor to such plan or award agreement, as applicable.
6.Participation: Requirement of Release and Waiver and Compliance with Covenants
In order to be eligible to receive the payments and benefits as outlined in Section 4, a Participant must: (a) sign and deliver to the Company, within the time set by the Company, an effective Release in a form provided by the Company (and not revoke the Release following delivery of the Release to the Company, if revocation is permitted); and (b) comply, and continue to comply, with the terms of the Release and of any non-competition, non-solicitation, non-disparagement, confidentiality, or other restrictive covenant obligation owed to any member of the Company Group, for the applicable duration of each such covenant. For the avoidance of doubt, in the event of a Participant’s breach of the terms of any restrictive covenant obligation to any member of the Company Group, including under the Participant’s Equity Award agreements with any member of the Company Group, the Participant shall not be entitled to any further payments or benefits under the Plan, and the Participant may (in the discretion of the Compensation Committee) be obligated to repay any amounts previously paid under the Plan and any other payments or benefits previously provided under the Plan may be subject to recovery 
    

pursuant to the Signify Health, Inc Clawback Policy or any similar policy adopted by the Company.   
7.Calculation of Severance Payment
Unless otherwise set forth in a Participation Agreement, Severance Benefits are determined based on the Participant’s Tier as of the Participant’s Termination Date, as determined in accordance with Section 4, and are subject to withholding of applicable federal, state and/or local taxes as required by law. 
The Company shall have the discretion, from time to time and on a case-by-case basis, to provide any additional benefits, whether under the Plan or any other plan or arrangement, as it deems necessary or appropriate. In no event shall the provision of any such benefit for one Participant create a precedent or require that any other Participant be provided such benefit, either under the Plan or any other plan or arrangement.
8.Non-Duplication of Benefits; Survival of Other Benefits. 
Notwithstanding any other provision in the Plan to the contrary, if the Participant is entitled to any severance or similar benefits outside of the Plan by operation of applicable law or under any employment agreement, offer letter or other Company (or other member of the Company Group)-sponsored plan, policy, contract or arrangement (a “Company Severance Policy”), the Participant’s benefits and payments provided under the Plan will be reduced by the value of the severance or similar benefits that the Participant receives by operation of applicable law or under any applicable Company Severance Policy, all as determined by the Administrator in the Administrator’s discretion. For the avoidance of doubt, nothing in the Plan shall affect a Key Employee’s eligibility to receive severance payments or benefits under an applicable Company Severance Policy in connection with a Non-Change in Control Termination.
 
9.Section 409A
To the extent any payments or benefits under the Plan are subject to Section 409A of the Code (“Section 409A”), the Plan shall be interpreted and administered to the maximum extent possible to comply with Section 409A. For purposes of any payments or benefits under the Plan subject to Section 409A:
(a)The Participant shall not be considered to have terminated employment with the Company Group unless the Participant would be considered to have incurred a “separation from service” within the meaning of Section 409A.
(b)Each separate payment to be made or benefit to be provided under the Plan shall be construed as a separate identified payment for purposes of Section 409A.

(c)If the Participant is a “specified employee” within the meaning of Section 409A at the time of the Participant’s separation from service, to the extent required under Section 409A to avoid accelerated taxation and tax penalties, any amounts payable during the six-month period immediately following the Participant’s separation from service shall instead be paid on the first business day after the date that is six months following the Participant’s separation from service (or, if earlier, the Participant’s date of death).
    

The Company makes no representation that payments described in the Plan will be exempt from or comply with Section 409A.
10.Section 280G
In the event that the severance and other benefits provided for in the Plan or otherwise payable to a Participant under any other plan or arrangement (i) constitute “parachute payments” within the meaning of Section 280G of the Code (“280G Payments”), and (ii) but for this Section 10, would be subject to the excise tax imposed by Section 4999 of the Code (the “Excise Tax”), then the 280G Payments will be either:
(a)delivered in full, or
(b)delivered as to such lesser extent which would result in no portion of such benefits being subject to the Excise Tax, 
whichever of the foregoing amounts, taking into account the applicable federal, state and local income taxes and the excise tax imposed by Section 4999 of the Code, results in the receipt by Participant on an after-tax basis, of the greatest amount of benefits, notwithstanding that all or some portion of such benefits may be taxable under Section 4999 of the Code. If a reduction in the 280G Payments is necessary so that no portion of such benefits are subject to the Excise Tax, reduction will occur in the following order: (i) cancellation of awards granted “contingent on a change in ownership or control” (within the meaning of Section 280G of the Code); (ii) a pro rata reduction of (A) cash payments that are subject to Section 409A as deferred compensation and (B) cash payments not subject to Section 409A; (iii) a pro rata reduction of (A) employee benefits that are subject to Section 409A as deferred compensation and (B) employee benefits not subject to Section 409A; and (iv) a pro rata cancellation of (A) accelerated vesting equity awards that are subject to Section 409A as deferred compensation and (B) equity awards not subject to Section 409A. In the event that acceleration of vesting of equity awards is to be cancelled, such acceleration of vesting will be cancelled in the reverse order of the date of grant of a Participant’s equity awards.
Unless the Participant and the Company otherwise agree in writing, any determination required under this Section 10 will be made in writing by the Company’s independent public accountants or such other person or entity to which the parties mutually agree (the “Firm”), whose determination will be conclusive and binding upon Participant and the Company. For purposes of making the calculations required by this Section 10, the Firm may make reasonable assumptions and approximations concerning applicable taxes and may rely on reasonable, good faith interpretations concerning the application of Sections 280G and 4999 of the Code. The Participant and the Company will furnish to the Firm such information and documents as the Firm may reasonably request in order to make a determination under this Section 10. The Company will bear all costs the Firm may incur in connection with any calculations contemplated by this Section 10.
11.Accrued Amounts.
In the event of any termination of employment for any reason, as of the Termination Date, the Participant shall be entitled to: (i) any base salary earned but not paid through the Termination Date, paid on the next regularly scheduled payroll date following such termination, (ii) any unreimbursed business expenses that are otherwise reimbursable and (iii) all other vested accrued benefits, if any, due to the Participant, as determined in 
    

accordance with the plans, policies and practices of the Company Group and applicable law. 
12.Plan Administration
Signify Health, Inc. is the named fiduciary of the Plan and shall administer the Plan, acting through the Administrator. The Administrator shall administer the Plan in accordance with its terms and shall have all powers necessary to carry out the provisions of the Plan not otherwise reserved to the Company.
Not in limitation, but in amplification of the powers and duties specified in the Plan, the Administrator shall:
(a)have all powers to administer the Plan, within its sole discretion.
(b)have total and complete discretion to interpret the Plan and to determine all questions arising in the administration, interpretation and application of the Plan, including the power to construe and interpret the Plan; to decide all questions relating to an individual’s eligibility for benefits and the amounts thereof; to make such adjustments which it deems necessary or desirable to correct any mathematical or accounting errors; and to determine the amount, form and timing of any distribution to be made hereunder.
(c)correct any defect, supply any omission or reconcile any inconsistency in such manner and to such extent as the Administrator shall deem necessary to carry out the purposes of the Plan.

(d)have fact finder discretionary authority to decide all facts relevant to the determination of eligibility for benefits or participation; have the discretion to make factual determinations as well as decisions and determinations relating to the amount and manner of allocations and distribution benefits; and in making such decisions, be entitled to, but need not rely upon, information supplied by a Participant or representative thereof.

(e)have total and complete discretion to adopt, publish, and enforce such rules as the Administrator shall deem necessary and proper for the efficient administration of the Plan.

All determinations by Signify Health, Inc. referred to in the Plan shall be made by Signify Health, Inc. in its capacity as settlor of the Plan.
13.General Provisions
Except to the extent that federal law governs, the Plan will be construed, administered and enforced in accordance with the laws of the State of Delaware.
Any provision in the Plan that is prohibited or unenforceable by reason of applicable law in any jurisdiction shall be ineffective, but only in that jurisdiction and only to the extent of such prohibition or unenforceability, without invalidating or affecting the remaining provisions of the Plan.
Participants may not assign or transfer the benefits provided under the Plan. Any successor to the Company (whether by purchase, merger, consolidation, liquidation or 
    

other transaction) will assume the obligations under the Plan and agree expressly to perform the obligations under the Plan in the same manner and to the same extent as the Company would be required to perform such obligations in the absence of a succession. For all purposes under the Plan, the term “Company” will include any successor to the Company that becomes bound by the terms of the Plan by operation of law, or otherwise.
Nothing in the Plan shall be construed as conferring any right upon a Participant with respect to the continuation of employment, or interfere with the right of the Employer or any member of the Company Group to terminate a Participant’s employment at any time.
For the avoidance of doubt, no severance payment made under the Plan shall be considered as creditable “compensation” under any benefit plan maintained by the Employer or any member of the Company Group, unless specifically provided for under the applicable plan documents or required by applicable law.
If the Employer or any member of the Company Group is obligated by the Worker Adjustment and Retraining Notification Act or any other similar non-U.S., state, or local law (“WARN”) to provide Participants compensation or benefits upon a plant closing or mass layoff, then any benefits provided under the Plan will be reduced or offset by the amount of the compensation and benefits Participants receive under WARN.
14.PLAN INFORMATION
(Information required by the Employee Retirement Income Security Act of 1974)
						
	Plan Name
Signify Health, Inc. Executive Severance Plan
	Type of Welfare Plan
Severance Pay

	Employer Identification Number

	Plan Year Ends
December 31

	Plan Number
Plan [•]
Plan Sponsor
Signify Health, Inc.

Agent for Service of Legal Process
General Counsel

	Administrator
Compensation & Talent Committee
 Signify Health, Inc.
 800 Connecticut Avenue
 Norwalk, CT 06854

15.Cost and Funding of the Plan
The Company (or the Employer) will pay benefits of the Plan out of the general assets of the Company (or the Employer, as applicable), at no cost to the Participant.
16.Changing or Terminating the Plan
The Company, by action of the Compensation Committee, reserves the right to amend or terminate the Plan or the benefits provided hereunder at any time, subject to the 
    

provisions of this Section 16. Any amendment or termination of the Plan will be in writing. Once a Participant has incurred a Qualifying Termination, no amendment or termination of the Plan may, without that Participant’s written consent, reduce or alter to the detriment of the Participant, the payments and benefits to which the Participant is entitled. 
In addition and notwithstanding the preceding provisions of this Section 16, for the period beginning on the date that the Company executes a definitive agreement, which if consummated would result in a Change in Control, and ending on the second anniversary of such Change in Control, the Company may not, without a Participant’s written consent, amend or terminate the Plan in any way, nor take any other action under the Plan, which (i) prevents that Participant from becoming eligible for payments or benefits under the Plan, or (ii) reduces or alters to the detriment of the Participant the payments or benefits available under the Plan to the Participant (including, without limitation, imposing additional conditions). The provisions of the preceding sentence will no longer apply if the definitive agreement is terminated without the Change in Control having been consummated. Any action of the Company in amending or terminating the Plan will be taken in a non-fiduciary capacity.
17.ERISA Rights
Participants in the Signify Health, Inc. Executive Severance Plan have certain rights and protections under the Employee Retirement Income Security Act of 1974 (“ERISA”). ERISA provides that Participants are entitled to:
(a)examine, without charge, at the Administrator’s office and at other specified locations, all documents governing the Plan; and
(b)obtain, upon written request to the Administrator, copies of documents governing the operation of the Plan, including a copy of the latest annual report (Form 5500) filed by the Plan with the U.S. Department of Labor and available at the Public Disclosure Room of the Employee Benefits Security Administration. The Administrator may make a reasonable charge for the copies.
18.Prudent Actions by Plan Fiduciaries
In addition to creating rights for Participants, ERISA imposes duties upon the people who are responsible for the operation of the Plan. The people who operate the Plan, called “fiduciaries,” have a duty to administer the Plan prudently and solely in the interest of the Participants and beneficiaries. No one, including an Employer, or any other person, may fire a Participant or otherwise discriminate against any Participant in any way to prevent a Participant from obtaining a benefit or exercising a Participant’s rights under ERISA.
19.Filing a Claim
If a Participant disagrees with the determination or payment of such Participant’s benefits, or if a Participant has any questions about receiving these benefits, such Participant should contact the Administrator in writing at the address set forth in the Plan Information above.
20.Time Frame for Claim Determinations Regarding Benefits
If a Participant receives an adverse benefit determination (i.e., any denial, reduction, or termination of a benefit, or a failure to provide or make a payment), the Administrator 
    

will notify the Participant of the adverse determination within a reasonable period of time, but not later than 90 days after receiving such Participant’s written claim. This 90-day period may be extended for up to an additional 90 days if the Administrator (i) determines that special circumstances require an extension of time for processing the claim, and (ii) notifies the Participant, before the initial 90-day period expires, of the special circumstances requiring the extension of time and the date by which the Plan expects to render a determination.
In the event an extension is necessary due to a Participant’s failure to submit necessary information, the Plan’s time frame for making a benefit determination on review is stopped from the date the Administrator sends the Participant the extension notification until the date the Participant responds to the request for additional information.
21.If a Participant Receives an Adverse Benefit Determination
The Administrator will provide a Participant with a notification of any adverse benefit determination that will set forth:
(a)the specific reason(s) for the adverse benefit determination;
(b)reference to the specific Plan provisions on which the benefit determination is based;
(c)a description of any additional material or information necessary for the Participant to perfect the claim and an explanation of why that material or information is necessary; and
(d)a description of the Plan’s appeal procedures and time limits applicable to such procedures, including a statement of the Participant’s right to bring a civil action under ERISA after an adverse determination on appeal to the Administrator.

22.Procedures for Appealing an Adverse Benefit Determination
A Participant, or a Participant’s authorized representative, has 60 days following the receipt of a notification of an adverse benefit determination within which to appeal the determination.
A Participant has the right to:
(a)submit written comments, documents, records and other information relating to the claim for benefits;
(b)request reasonable access to, and copies of all documents, records and other information relevant to the Participant’s claim for benefits. Note that a reasonable charge will be made for copies of the Plan document. For this purpose, a document, record, or other information is treated as “relevant” to a claim if it:
i.was relied upon in making the benefit determination;
ii.was submitted, considered, or generated in the course of making the benefit determination, regardless of whether such document, record or other information was relied upon in making the benefit determination; or
    

iii.demonstrates compliance with the administrative processes and safeguards required in making the benefit determination; and
(c)a review that takes into account all comments, documents, records, and other information submitted by the Participant relating to the claim, regardless of whether such information was submitted or considered in the initial benefit determination.
The Administrator will notify the Participant of the Plan’s benefit determination on review within a reasonable period of time, but not later than 60 days after receipt of the Participant’s request for review by the Plan. This 60-day period may be extended for up to an additional 60 days if the Administrator both determines that special circumstances require an extension of time for processing the claim, and notifies the Participant, before the initial 60-day period expires, of the special circumstances requiring the extension of time and the date by which the Plan expects to render a determination on review.
In the event that an extension is necessary due to the Participant’s failure to submit necessary information, the Plan’s time frame for making a benefit determination on review is stopped from the date the Administrator sends the Participant the extension notification until the date such Participant responds to the request for additional information.
The Administrator’s notice of an adverse benefit determination on appeal will contain all of the following information:
(a)the specific reason(s) for the adverse benefit determination;
(b)reference to the specific Plan provisions on which the benefit determination is based;
(c)a statement that the Participant is entitled to receive, upon request, reasonable access to, and copies of, all documents, records, and other information relevant to the Participant’s claim. Note that a reasonable charge will be made for copies of the Plan document; and
(d)a statement describing the Participant’s right to obtain the information about such procedures, and a statement of the Participant’s right to bring an action under ERISA.
The Participant must exhaust the Plan’s administrative claims and appeals procedure before bringing a suit in either state or federal court. Similarly, failure to follow the Plan’s prescribed procedures in a timely manner will also cause the Participant to lose the Participant’s right to sue regarding an adverse benefit determination.
23.Assistance with Questions
If the Participant has any questions about the Plan, the Participant should contact the Administrator. If the Participant has any questions about this statement or about the Participant’s rights under ERISA, or if the Participant needs assistance in obtaining documents from the Administrator, the Participant should contact the nearest office of the Employee Benefits Security Administration, U.S. Department of Labor, listed in the Division of Technical Assistance and Inquiries, Employee Benefits Security Administration U.S. Department of Labor, 200 Constitution Avenue, NW, Washington, DC 20210. The Participant may also obtain certain publications about the Participant’s 
    

rights and responsibilities under ERISA by calling the publications hotline of the Employee Benefits Security Administration.

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