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                                                                    Exhibit 10.1

                                    SUBLEASE

AGREEMENT OF SUBLEASE ("SUBLEASE) made this 28 day of August, 2003, between
LUMBERMENS MUTUAL CASUALTY COMPANY, an Illinois insurance company
("Sublandlord"), and THE J JILL GROUP INC., a Delaware corporation
("Subtenant").

NOW, THEREFORE, in consideration of the premises and the mutual undertakings,
covenants, promises, and agreements of the parties, IT IS AGREED AS FOLLOWS:

1.       SUBLEASE

         1.1   National Fire Protection Association ("Landlord") and Sublandlord
entered into a lease ("Initial Lease") made the 27th day of April, 1999, as
amended by a commencement date agreement ("Commencement Agreement") dated
January 5, 2000 for certain premises containing approximately 29,305 rentable
square feet ("Leasehold") in the building located at Four Batterymarch Park,
Quincy, Massachussets ("Building"), [collectively, the Initial Lease and
Commencement Agreement as amended from time to time, are referred to herein as
the "Lease"] a copy of which Lease is attached hereto and made a part hereof as
EXHIBIT "A". Sublandlord hereby leases to Subtenant and Subtenant hereby leases
from Sublandlord the entire Leasehold ("Subleased Premises") along with the
appurtenant rights described in Section 2.2 of the Lease. For purposes of this
Sublease, all measurements stated herein shall be deemed accurate and binding
and conclusive.

         1.2   This Sublease is expressly made subject and subordinate to all
the terms, covenants and conditions of said Lease which are incorporated herein
by reference. Except as expressly provided for to the contrary in this Sublease,
Sublandlord and Subtenant hereby agree that the incorporated provisions of the
Lease which refer to the "Landlord" shall in this Sublease be deemed to refer to
Landlord and Sublandlord, and which refer to "Tenant" shall in this Sublease be
deemed to refer to Subtenant, and that references to "Premises" in the Lease
shall in this Sublease be deemed to refer to the Subleased Premises. Subtenant
agrees to use the Subleased Premises in accordance with the terms, covenants and
conditions of said Lease, and not do or omit to do anything which will breach
any of the terms, conditions and covenants thereof. Subtenant further agrees to
assume during the Term hereof the obligation for performance of all
Sublandlord's obligations under the Lease, except as may be specifically
modified by this Sublease, with respect only to the Subleased Premises, and
except in respect to the amount of Base Monthly Rent (as defined below) to be
paid and Sections 4.1, 4.2, 4.3, 4.4, the 2nd paragraph of Section 10.3, Section
13.2, the parenthetical starting with "(provided however" to the end of the 2nd
sentence of Section 14.6(b) [with the exception that such provisions shall apply
as between Sublandlord and Subtenant for the benefit of Subtenant in the context
of obtaining non-disturbance protections, as applicable, in connection with any
Sublandlord leasehold financing encumbering Sublandlord's interest in the Lease
and/or Leasehold], Section 14.11, the words "provided that Tenant" through the
end of the 1st sentence of Section 14.15 [with the exception that such
provisions shall apply as between Sublandlord and Subtenant for the benefit of
Subtenant in the context of obtaining non-disturbance protections, as
applicable, in connection with any Sublandlord leasehold financing encumbering
Sublandlord's interest in the Lease and/or Leasehold], the words "in addition to
the SNDA" from the 2nd sentence of Section 14.15 [with the exception that such
provisions shall apply as between Sublandlord and Subtenant for the benefit of
Subtenant in the context of obtaining non-disturbance protections, as
applicable, in connection with any Sublandlord leasehold financing encumbering
Sublandlord's interest in the Lease and/or Leasehold], the 4th sentence of
Section 14.15 [with the exception that Sublandlord warrants and represents that,
as of the execution of this Sublease by Sublandlord, Sublandlord has not entered
into any leasehold financing encumbering

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Sublandlord's interest in the Lease and/or Leasehold], Sections 14.22, 14.24(b),
14.30, 14.31, 14.33, 14.34, 14.35 and 14.36 of the Lease as well as Exhibits
CDA, SP, TD, NOL and Schedule 10.2 and Attachment to Schedule 10.2 to the Lease
to which Subtenant shall have no rights, benefits or entitlements as between
Sublandlord and Subtenant pursuant to the assumption provisions of this
sentence. Sublandlord has not offered nor conveyed any rights not afforded
Sublandlord by Landlord under the Lease.

         1.3   Subtenant has no authority to contact or make any agreement with
Landlord concerning the Subleased Premises or the Lease, and Subtenant shall not
make any payment of Rent or other charges to Landlord but only to Sublandlord
except as otherwise agreed in writing by Sublandlord, Subtenant and Landlord;
the Lease describes Landlord's duties; and Sublandlord is not obligated to
perform Landlord's duties. If Landlord fails to perform its duties, Subtenant
shall promptly provide notice to Sublandlord, then Sublandlord shall promptly
notify Landlord and demand that Landlord comply with the Lease. If following the
making of such demand, and the expiration of any applicable notice and cure
periods granted to the Landlord, Landlord shall fail to perform its obligations
under the Lease, then Subtenant shall have the right to take such action in its
own name against Landlord reasonably necessary to enforce Landlord's obligations
under the Lease, and if such action against Landlord in Subtenant's name is
barred by reason of lack of privity, non-assignability or otherwise, Subtenant
may bring such action, after prior written notice and consent not to be
unreasonably withheld, simultaneously in Subtenant's and in Sublandlord's name,
and Sublandlord shall execute all documents reasonably required in connection
therewith, provided (i) the same is without cost and expense to Sublandlord,
(ii) Subtenant shall indemnify, defend and hold harmless Sublandlord from any
claims, losses, damages, liabilities and expenses arising from such action, and
(iii) Subtenant shall use commercially reasonable and diligent efforts as soon
as reasonably possible in such action to withdraw Sublandlord as a party to such
action, whether by consent of the parties to the action or by judicial
determination so long as the Subtenant may maintain the action in its own name,
and in such event Sublandlord shall reasonably cooperate at no cost to
Sublandlord with Subtenant's efforts to pursue such action. In no event shall
Sublandlord incur any liability, be responsible nor shall there be any set-off,
deduction or abatement of Rent arising from Landlord's failure to comply with
its duties.

               1.4 Provided Subtenant is not in default beyond all applicable
notice and cure periods under this Sublease, Sublandlord agrees, as follows: (a)
Sublandlord will not exercise its options contained in Sections 14.34 and 14.35
of the Lease, and (b) Sublandlord will not enter into any agreement with the
Landlord under the Lease which (x) materially adversely affects any of
Landlord's obligations under the Lease to the extent the same benefit Subtenant
hereunder, or any of Sublandlord's obligations as tenant under the Lease to the
extent the same are incorporated hereunder as obligations of Subtenant, or (y)
which terminates the Lease prior to the expiration date set forth therein with
respect to the Subleased Premises or any voluntary surrender of Sublandlord's
rights as tenant under the Lease that would affect a termination or expiration
thereof with respect to the Subleased Premises, without Subtenant's prior
written consent, which consent shall not to be unreasonably withheld conditioned
or delayed, provided however if Subtenant's rights under this Sublease are not
materially adversely affected then Subtenant's consent shall not be required and
Sublandlord shall provide Subtenant with a copy of the fully executed agreement
which affects any such agreement. Each party shall promptly upon receipt or
delivery thereof, using commercially reasonable and due diligence, provide the
other party with copies of all notices, demands, statements and other
communications it receives from or delivers to Landlord with respect to the
Lease to the extent they relate in any way to the Subleased Premises and/or
either party's rights under this Sublease.

2.       TERM; POSSESSION.

         2.1   The term ("Term") of this Sublease shall commence on August 15,
2003

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("Commencement Date") and shall expire on October 31, 2009 ("Expiration Date"),
unless sooner terminated pursuant to the terms hereof or the Lease.
Notwithstanding the foregoing, it is expressly understood and agreed by
Subtenant that this Sublease is subject to approval of Landlord pursuant to the
provisions of the Lease. In the event this Sublease is not approved by Landlord,
Sublandlord shall not be liable to Subtenant for any costs, expenses (including,
without limitation, attorneys fees and expenses) or for any damages in any
manner whatsoever, and this Sublease shall be null and void and of no force and
effect ab initio.

         2.2   Subject to receipt of a fully executed Sublease agreement, the
Deposit, the Prepaid Rent, insurance certificates required by the Lease and this
Sublease and Landlord's consent to this Sublease including, without limitation,
execution by Landlord, Sublandlord and Subtenant of a written consent to this
Sublease, Sublandlord shall tender to Subtenant possession of the Subleased
Premises on the Commencement Date set forth in Section 2.1 above. If tender of
possession of the Subleased Premises by Sublandlord to Subtenant is delayed
through no fault of Sublandlord beyond the date stated in the preceding
sentence, including, without limitation, any delay occasioned by the approval by
Landlord and execution by all parties of a written consent to this Sublease, the
Sublease shall remain in full force and effect, except that Commencement Date
and Abatement Period (as hereinafter defined) only shall be extended on a day to
day basis for the period until possession shall be tendered to Subtenant unless
such delay is caused by act, omission or misconduct of Subtenant (it being
agreed that neither the dates applicable for calculation of the Monthly Base
Rent set forth in Section 3.1 below nor the Expiration Date shall be so
extended). If the Commencement Date is extended pursuant to this paragraph,
Sublandlord and Subtenant shall execute an addendum to this Sublease stating the
actual Commencement Date.

3.       RENT; DEPOSIT; PREPAID RENT

         3.1   Subtenant shall pay rent ("Base Monthly Rent") to Sublandlord in
monthly installments in advance on the first (1st) day of each month without
offset, deduction, or abatement and without notice, as follows: (a) for the
first thirty-six (36) months of the Term at the rate of $19.75 per rentable
square feet of the Subleased Premises, and (b) for months thirty-seven (37)
through the end of the Term at the rate of $20.75 per rentable square feet of
the Subleased Premises. For purposes of calculating Base Monthly Rent only, the
following measurements shall be applied for the Subleased Premises, as follows:
(a) commencing with the Commencement Date through and including February 2004,
the measurement of 9,700 rentable square feet, (b) commencing with March 1, 2004
through and including August 31, 2004, the measurement of 19,400 rentable square
feet, and (c) commencing with September 1, 2004 through the end of the Term, the
measurement of 29,305 rentable square feet, such measurements to be deemed
binding and conclusive for all purposes with respect to Subtenant. Base Monthly
Rent only shall be waived for the first full calendar month of the Term
("Abatement Period").

         Commencing on the Commencement Date, Subtenant shall also pay as
Additional Rent hereunder one hundred percent of the amount of Operating
Expenses (as defined in the Lease) and Taxes (as defined in the Lease) which
shall be calculated pursuant to the provisions of Sections 8 and 9 of the Lease
as if Subtenant were the "Tenant" under the Lease, with the exception that the
definitions of Base Taxes and Base Operating Expenses applicable to calculation
of such amounts to be paid by Subtenant hereunder shall be, as follows: (a) Base
Taxes shall be the fiscal year July 1, 2003 through June 30, 2004 as opposed to
the definition stated in the Lease, and (b) Base Operating Expenses shall be
calendar year 2004 as opposed to the definition stated in the Lease. Subtenant
shall pay, as Additional Rent, along with each installment of Base Monthly Rent
hereunder, Taxes and Operating Expenses in monthly estimated payments as
provided for in the Lease, and within ten (10) days after demand any shortage
thereof due

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based upon Landlord's annual reconciliation statement. Subtenant agrees that
Sublandlord may rely upon Landlord's statement to Sublandlord setting forth the
itemization and calculation of all amounts of Operating Expenses and Taxes, a
copy of which shall be provided to Subtenant, which as between Sublandlord and
Subtenant shall be binding and conclusive upon Subtenant relating to the amounts
stated therein. Subtenant agrees that Sublandlord may rely upon Landlord's
statement to Sublandlord setting forth the itemization and calculation of all
amounts of the applicable Additional Rent pursuant to the Lease which shall as
between Sublandlord and Subtenant shall be binding and conclusive upon Subtenant
relating to the amounts stated therein, The failure of Sublandlord to render a
statement thereof shall not be construed as a waiver of any such charges, and
the obligations of Subtenant pursuant to this paragraph shall survive the
expiration or earlier termination of the Sublease. Notwithstanding anything to
the contrary in the foregoing, if Subtenant shall reasonably dispute any amounts
or the calculations set forth on Landlord's statements, then on condition
Subtenant fully and timely pays to Sublandlord the sums demanded as due and
owing by Landlord and Sublandlord, Subtenant shall have the right at its sole
cost and expense to enforce Sublandlord's review and audit rights pursuant to
Section 9.2(c) of the Lease, provided further Subtenant shall not cause any
default under the Lease in its efforts of enforcing such review and audit
rights, and further provided Subtenant shall not settle any such dispute without
Sublandlord's prior written consent. Subtenant shall, upon the giving and
receiving, as applicable, of all notices to and from Landlord with respect
thereto, deliver copies of all notice with respect to such review and audit
rights as well as any proposed agreements to Sublandlord. Sublandlord shall
reasonably cooperate at no cost to Sublandlord with Subtenant's enforcement of
such review and audit rights. If as a result of such review and audit performed
by Subtenant, a credit or refund is due from Landlord for overpayments by
"Tenant" under the Lease, then Sublandlord shall be entitled to all such credits
or refunds for periods prior to or after the Term of this Sublease, which
obligation shall survive the expiration or earlier termination of this Sublease.

         Subtenant shall pay all sales tax on Rent, if any, with each monthly
installment of Rent (as hereinafter defined). All sums to be paid by Subtenant
other than Rent shall be payable on demand, or if some other time period is
expressly provided for in this Sublease or as incorporated herein in the Lease
within such period, as additional rent ("Additional Rent") (collectively herein
"Base Monthly Rent" and "Additional Rent" are referred to as "Rent"). If the
Commencement Date falls on a day other than the first (1st) day of a month, the
Rent for the month in which the Commencement Date occurs shall be prorated based
upon the number of days in such month. Subtenant shall pay all Rent to
Sublandlord at the address designated by Sublandlord as specified in Article 12
hereof or at such other location designated in writing by Sublandlord.

         3.2 Subtenant shall, concurrently with execution of this Sublease,
deliver to Sublandlord a security deposit ("Deposit") in the amount of
$50,673.23, and the amount of $15,964.58 to be applied toward the second month's
Base Monthly Rent ("Prepaid Rent") as it becomes due. The Deposit shall be held
by Sublandlord to insure Subtenant's performance of all of its obligations under
the Sublease. Sublandlord shall have the right from time to time without
prejudice to any other remedy Sublandlord may have on account hereof, to apply
the Deposit, or any part thereof, to Sublandlord's damages arising from any
default beyond all applicable notice and cure periods on the part of Subtenant.
Provided Subtenant shall have fully and timely complied with all of the terms,
covenants and conditions of this Sublease, Sublandlord shall return the Deposit,
or remainder thereof not previously applied, to Subtenant on the expiration or
earlier termination of the Term and surrender by Subtenant of possession of the
Subleased Premises to Sublandlord. Sublandlord may hold the Deposit without any
obligation to pay interest thereon and may commingle the Deposit with
Sublandlord's other funds. If Sublandlord conveys Sublandlord's interest under
this Sublease, the Deposit, or any part thereof not previously applied, may be
turned over by

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Sublandlord to Sublandlord's grantee, whereupon, Subtenant agrees to look solely
to such grantee for application and return of the Deposit in accordance
herewith. At Subtenant's option, the Deposit may be provided by Subtenant in the
form of an irrevocable standby letter of credit ("Letter of Credit") in the
amount of $50,673.23 issued by a financial institution acceptable to Sublandlord
in its sole discretion naming Sublandlord as beneficiary in form acceptable to
Sublandlord containing terms, covenants and conditions including, without
limitation, the following: (a) upon default by Subtenant beyond all applicable
notice and cure periods by Subtenant under this Sublease, Sublandlord may draw
upon the Letter of Credit upon demand without any further notice or approval to
or by Subtenant, and (b) the Letter of Credit shall be for a term which is the
entire Term of this Sublease, provided however the Letter of Credit may be for a
term which is less than the entire Term of this Sublease on condition that the
Letter of Credit include a provision that such Letter of Credit shall
automatically renew for consecutive successive periods for the balance of the
Term of this Sublease unless the issuing lender shall provide Sublandlord
written notice at least thirty (30) days prior to the expiration of the then
current term of such Letter of Credit notifying Sublandlord that such Letter of
Credit shall not be automatically renewed at the expiration of the then
applicable term thereof, in which event Subtenant agrees to provide a
replacement Letter of Credit which satisfies all of the aforesaid terms,
covenants and conditions to Sublandlord on or before the expiration of the term
of the then applicable Letter of Credit.

4.       SERVICES; UTILITIES. Subject to Section 1.3 above, Subtenant shall look
solely to Landlord to furnish services required under the Lease, and in no event
whatsoever shall Subtenant look to Sublandlord to furnish any services or shall
this Sublease be construed to create any obligation on Sublandlord to furnish
any services. Subtenant shall at all times cooperate with Landlord and
Sublandlord and abide by all regulations and requirements established from time
to time by Landlord for the proper functioning and protection of the heating,
ventilating and air conditioning systems, utilities and other services necessary
for the operation of the Subleased Premises and/or Building. Subtenant agrees to
provide access to the Subleased Premises to Landlord, its agents and contractors
for the performance of janitorial services, and to otherwise comply with the
provisions of the Lease. Subtenant shall not be entitled to any diminution,
reduction or abatement of Rent, or to any compensation, or to claim that this
Sublease or any obligation of Sublandlord hereunder has been affected,
diminished or terminated, due to any interruption, stoppage or curtailment of
any services to be provided by Landlord unless any of the foregoing is provided
to Sublandlord under the Lease, in which event Subtenant shall be entitled to
the foregoing hereunder to the same extent provided in the Lease, but only to
the extent received by Sublandlord and to the extent applicable to the Subleased
Premises only and further provided neither Subtenant nor its employees, agents,
invitees and/or contractors are at fault, directly or indirectly, for such
events which are the basis of such diminution, reduction, abatement or
compensation. Subtenant agrees to promptly notify Sublandlord of any
interruption, diminution, delay or discontinuance of services. Subtenant shall
pay within ten (10) days after demand by Sublandlord or Landlord, unless a
shorter time period is provided for in the Lease in which event such shorter
period shall apply, all charges related to any standard as well as additional
(non-standard) utilities and/or services to the Subleased Premises requested by
Subtenant for which extra costs are attributable. The provisions of this Section
4 shall survive the expiration or earlier termination of this Sublease.

5.       USE. The Subleased Premises shall be used and occupied by Subtenant for
the use set forth in the Lease and for no other purposes. Subtenant shall fully
and promptly comply with the requirements of all present and future laws, rules,
orders, ordinances and regulations applicable to the Subleased Premises to the
same extent and in the same form as required of "Tenant" under the Lease. If
Subtenant receives any notice of violation of any of the foregoing, Subtenant
shall give prompt notice thereof to Sublandlord.

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6.       CONDITION OF SUBLEASED PREMISES; SURRENDER; HOLDOVER.

6.1      Sublandlord warrants and represents that as of the Commencement Date,
to Sublandlord's actual knowledge, as follows: (a) the Lease is in full force
and effect, a copy of which is attached hereto as EXHIBIT "A", and (b) to
Sublandlord's actual knowledge, no default beyond all applicable notice and cure
periods exists on the part of any party to the Lease and that Sublandlord has
neither received from nor sent to Landlord notice in connection with a default
for which the cure period as of the execution by Sublandlord of this Sublease
has not yet expired. Subtenant accepts the Subleased Premises in their "AS-IS,
WHERE-IS" condition. Except as expressly provided for in this Sublease,
Subtenant acknowledges that it is not relying on any representation or warranty
whatsoever of Sublandlord or its agents and/or employees as to the condition,
sufficiency, size, measurement or permitted uses of the Subleased Premises. Upon
the expiration or earlier termination of the Term, Subtenant shall, at its sole
cost and expense, quit and surrender the Subleased Premises in as good a
condition as when possession was delivered to Subtenant including, without
limitation, removal of all Alterations (as defined below) made by or on behalf
of Subtenant, damage thereto by fire or other casualty and normal wear and tear
excepted, but only to the extent required or permitted, as applicable, under the
Lease. Subtenant shall have no obligation to remove any Alterations in the
Subleased Premises as of the Commencement Date no install by or on behalf of
Subtenant. Notwithstanding anything to the contrary in this Sublease, the
Subleased Premises shall be cleaned in accordance with the cleaning
specifications attached to the Lease by Sublandlord at its cost on or before the
Commencement Date, provided however Subtenant shall not be entitled to any delay
of the Commencement Date, abatement, reduction, offset, or diminution of rent,
or damages nor shall be any constructive or actual eviction arising from the
performance, lack of and/or any delay in performing such work.

         6.2   Subtenant shall not holdover after the expiration of the Term,
such possession shall be construed a tenancy at sufferance and Subtenant shall
remain liable to Sublandlord for daily use and occupancy at the rate of two (2)
times the per diem Rent then in effect during the last month of the Term; and
shall save, protect, defend (by counsel acceptable to Sublandlord) and hold
Sublandlord harmless for all damages including, without limitation,
consequential damages, arising from such holdover.

7.       REPAIRS; ALTERATIONS; MECHANIC'S LIENS.

         7.1   Subtenant shall be responsible for the payment of all repair
costs in and to the Subleased Premises and the Building which would otherwise
have been the responsibility of Sublandlord, including, without limitation,
costs for any repairs due to work performed by Subtenant, the installation, use
or operation of the Subleased Premises by Subtenant, the moving of any property
of Subtenant in or out of the Subleased Premises and/or the Building, and/or any
act, omission, neglect or misuse of the Subtenant or any of its employees,
agents, contractors, invitees or licensees; and any fees due to Landlord under
the Lease in connection with the performance of such repairs.

         7.2   Subtenant shall comply with all provisions of this Sublease and
the Lease governing alterations, additions and improvements made by or on behalf
of Subtenant to the Subleased Premises (collectively, "Alterations") and all
other work to be performed by or on behalf of Subtenant to the Subleased
Premises. All work to be performed by or for Subtenant and Alterations
including, without limitation, construction and preparation of the Subleased
Premises for Subtenant's occupancy ("Subtenant's Initial Improvements"), shall
be at Subtenant's sole cost and expense and subject to Sublandlord's and
Landlord's prior written consent, which consent shall be governed by the terms,

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covenants and conditions of the Lease. Subtenant acknowledges that neither
Landlord nor Sublandlord shall be responsible for performing or the cost of
Subtenant's Initial Improvements.

         7.3   Subtenant shall keep the Subleased Premises, Building and all
parts thereof at all times free of mechanic's liens and any other lien for
labor, services, supplies, equipment or material purchased or procured, directly
or indirectly, by or for Subtenant. Subtenant further agrees that Subtenant
shall promptly pay, satisfy, bond against and/or discharge all liens of
contractors, subcontractors, mechanics, laborers, materialmen, and other items
of like character caused, directly or indirectly, by or for Subtenant, and will
indemnify, defend (by counsel acceptable to Sublandlord) and hold Sublandlord
harmless against all costs and expenses incurred in the defense of any suit in
discharging the Premises, Building or any part thereof from any liens,
judgments, or encumbrances caused by Subtenant. All materialmen, contractors,
mechanics and laborers are hereby charges with notice that they must look solely
to the Subtenant, and not to Sublandlord, Landlord or their interest in the
Subleased Premises, Leasehold or Building, to secure the payment of any bill for
work done or material furnished at the request or instruction of Subtenant.

8.       INDEMNIFICATION; INSURANCE; CASUALTY.

         8.1   Except to the extent arising from Sublandlord's or its agents',
employees', invitees', and/or contractors' acts, omissions, negligence or
misconduct, Subtenant shall indemnify, defend (by counsel acceptable to
Sublandlord) and hold Sublandlord harmless against any and all claims, losses,
damages, liabilities and expenses arising from Subtenant's use or occupancy of
the Subleased Premises or arising from any acts, omissions, neglect or fault of
Subtenant or Subtenant's agents, employees, contractors or invitees within the
Subleased Premises, or arising from Subtenant's failure to comply with the
terms, covenants and/or conditions of this Sublease, and to the extent
incorporated herein, the Lease. All personal property placed or moved into the
Subleased Premises or Building shall be at the risk of Subtenant or the owner
thereof, and Sublandlord shall not be liable to Subtenant for any damage to said
personal property, but only to the extent of the waiver of subrogation provided
for in Section 8.3 below. In the event Sublandlord shall be made a party to any
litigation commenced against Subtenant for which Subtenant is obligated to
indemnify Sublandlord as provided herein, then Subtenant shall save, indemnify,
defend (by counsel acceptable to Sublandlord) and hold Sublandlord harmless in
connection with such litigation and any appeal thereof.

         8.2   Except to the extent arising from Subtenant's or its agents',
employees', invitees', and/or contractors' acts, omissions, negligence or
misconduct, Sublandlord shall indemnify, defend (by counsel acceptable to
Subtenant) and hold Subtenant harmless against any and all claims, losses,
damages, liabilities and expenses arising from Sublandlord's use or occupancy of
the Leasehold (excluding the Subleased Premises) or arising from any acts,
omissions, neglect or fault of Sublandlord or Sublandlord's agents, employees,
contractors or invitees within the Leasehold (excluding the Subleased Premises),
or arising from Sublandlord's failure to comply with the terms, covenants and/or
conditions of this Sublease and/or (to the extent not assumed by Subtenant
pursuant to this Sublease) the Lease. In the event Subtenant shall be made a
party to any litigation commenced against Sublandlord for which Sublandlord is
obligated to indemnify Subtenant as provided herein, then Sublandlord shall
save, indemnify, defend (by counsel acceptable to Subtenant) and hold Subtenant
harmless in connection with such litigation and any appeal thereof.

         8.3   Subtenant shall, at its sole cost and expense, maintain during
the Term of this Sublease each of the following insurance policies: (a)
commercial general liability insurance, covering bodily injury, property damage,
personal injury and advertising liability including premises operations,
completed

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operations, product liability and blanket contractual liability, with limits of
not less than $1 Million per occurrence and $3 Million in the aggregate, (b)
commercial automotive liability, including owned, non-owned and hired vehicles
with limits of not less than $1 Million per occurrence, (c) "All Risk" property
insurance insuring all of Subtenant's personal property, equipment, trade
fixtures and improvements against damage or destruction due to risk including,
but not limited to, fire, vandalism, malicious mischief, flood, earthquake,
insuring Subtenant for full replacement cost, (d) Subtenant worker's
compensation insurance in compliance with applicable state and federal laws, and
(e) employers liability insurance with a limit of liability of not less than
$500,000.00. Each of the aforesaid Subtenant's insurance policies shall be upon
terms and conditions as approved by Sublandlord, provided however Subtenant
agrees to maintain such policies with amounts, terms and conditions which shall
be in compliance with the requirements of the Lease should the Lease
requirements exceed those required in this Subleaseand shall be written with
insurance companies having an A.M. Best Rating of at least A-, VII, licensed to
do business in the state where the Sublease Premises is located and acceptable
to Sublandlord. Subtenant shall include Sublandlord and Landlord as "additional
insureds" on all liability insurance policies required to be maintained by
Subtenant, shall provide for a waiver of subrogation against Sublandlord and
Landlord on all property insurance policies required to be maintained by
Subtenant, shall provide Sublandlord with certificates of insurance for all
policies required of Subtenant pursuant to this Sublease and the Lease no later
than ten (10) days after full execution of the Sublease and upon each renewal,
and shall provide Sublandlord notices and other documents provided to Landlord
in satisfaction of the requirements of the Lease at such time as the same are
provided to the Landlord. Subtenant's liability shall not be limited by the
amount of insurance coverage to be maintained by Subtenant hereunder. All
policies shall be primary over any coverage held by Sublandlord and contain a
provision that the policy will not be cancelled, failed to be renewed or
materially altered without thirty (30) days prior written notice to Sublandlord.
If Subtenant elects to self-insure any of the insurance required of Subtenant
hereunder, then the self-insured shall be considered an insurance carrier for
purposes of this paragraph. Each self-insured retention(s) and/or deductible
amounts shall be treated as though they were recoverable under required
insurance. No property or assets of Sublandlord's partners, principals,
subsidiaries or parent companies, disclosed or undisclosed, shall be subject to
levy, execution or other enforcement procedure for the satisfaction of
Subtenant's remedies.

         8.4 If the Lease is terminated with respect to the Subleased Premises
by Landlord or Sublandlord pursuant to Section 12 of the Lease as a result of
fire or other casualty, to the Premises or any part thereto, this Sublease shall
similarly terminate at the same time. Sublandlord shall notify Subtenant of any
such termination of the Lease promptly after receipt of notice thereof from
Landlord. In the event the Premises or the Subleeased Premises are damaged or
destroyed by fire or other casualty and the Lease shall not be terminated, this
Sublease shall continue in full force and effect. Subtenant shall not have the
right to terminate this Sublease in the event the Subleased Premises are damaged
or destroyed by fire or other casualty but shall have the rent abatement
benefits of Sublandlord, if any, with respect to the Subleased Premises (based
on the rent due under this Sublease) pursuant to Section 12 of the Lease. If, as
a result of a fire or other casualty, Sublandlord shall have a right under the
Lease to terminate the Lease, Sublandlord and Subtenant agree that Sublandlord
may exercise such termination right without the consent of Subtenant and, if so
terminated then, this Sublease shall similarly terminate on the date immediately
preceding the effective date of such termination. Sublandlord agrees to furnish
Subtenant with a copy of such termination notice simultaneously with sending
such notice to Landlord.

9.       ASSIGNMENT. Subtenant shall neither assign nor encumber any of its
rights under this Sublease or with respect to the Subleased Premises nor
re-sublet or permit any other person or entity to use or occupy all of any
portion of the Subleased Premises without the prior written consent of
Sublandlord (which consent shall be subject to the provisions of the Lease as if
Sublandlord were "Landlord"

                                      - 8 -
<Page>

thereunder and Subtenant were "Tenant" thereunder and otherwise shall not be
unreasonably withheld, conditioned or delayed), and without the prior written
consent of Landlord (which consent shall be governed by the provisions of the
Lease). Notwithstanding the foregoing and as may be provide in the Lease by
incorporation provisions of this Sublease, Subtenant shall have the right,
subject to Landlord's prior written consent (which consent shall be governed by
the provisions of the Lease) without the prior consent of Sublandlord to assign
this Sublease or to sublet all or any portion of the Subleased Premises to any
entity which: (a) controls, is controlled by or under common control with
Subtenant; or (b) is Subtenant's successor through merger, reorganization or
consolidation (collectively, "Subtenant Affiliate"); or (c) acquires
substantially all of the assets of Subtenant; provided however, it is expressly
understood and agreed by Subtenant that conditions to no prior consent by
Sublandlord are as follows: (i) Subtenant shall not be released with respect to
the obligations under the Sublease arising from a permitted assignment or
sublease to a Subtenant Affiliate, (ii) Subtenant shall provide Sublandlord at
least thirty (30) days prior written notice of such an assignment or sublease,
(iii) Subtenant shall provide to Sublandlord along with the notice provided for
in sub-section (ii) a duplicate original of all assignment or sublease, as
applicable, agreements and documentation executed by all applicable parties in
which the Subtenant Affiliate or acquiring entity, as appropriate, shall assume
all of Subtenant's obligations under this Sublease such that, by way of example
and not limitation, in the event of a sublease to the extent applicable to the
portion of the Subleased Premises being subleased to the Subtenant Affiliate or
in the event of an assignment then all of Subtenant's obligations under this
Sublease, and (iv) the Tenant Affiliate or acquiring entity, as appropriate,
must have a net worth (as evidenced by reasonable financial documentation if
requested by Sublandlord) equal or greater than the greater of (x) Subtenant's
net worth on the Commencement Date of this Sublease or (y) Subtenant's net worth
on the effective date of such assignment or sublease, as applicable. As used
herein, "control" shall mean the possession directly or indirectly of the power
to direct or cause the direction of the management and policies of such entity
through ownership of the voting shares or by contract or otherwise.

10.      DEFAULT BY SUBLANDLORD. If Sublandlord shall fail to comply with the
Lease for more than thirty (30) days after written notice from Subtenant and
such failure materially effects Subtenant's possession of the Subleased
Premises, then Subtenant shall provide Sublandlord and Landlord a second notice,
and Sublandlord and Landlord shall have thirty (30) days from receipt of such
second notice to cure said failure. If Sublandlord or Landlord have commenced
curing within such period and continue to diligently prosecute curing said
default such period shall be extended for such period as Sublandlord and/or
Landlord continue to diligently prosecute said default.

11.      DEFAULT BY SUBTENANT; REMEDIES.

         11.1  In addition to all of the rights and remedies that Sublandlord
may exercise against Subtenant under the terms of this Sublease (and/or by law)
in the event of Subtenant's default, Sublandlord shall be entitled to exercise
against Subtenant all of such other and further rights and remedies as the
"Landlord" may exercise against the "Tenant" under the Lease with regard to the
Subleased Premises, provided however, it is the intent of the parties hereto
that for all instances in which "Tenant" under the Lease is entitled to either a
cure or grace period that for purposes of this Sublease as between Sublandlord
and Subtenant only such cure or grace period shall be reduced by two (2)
business days in each instance.

         11.2  The prevailing party shall be awarded all costs and expenses
including, without limitation, reasonable attorneys' fees, arising from
enforcement of the provisions of this Sublease. The remedies described in this
section and the Lease are cumulative and in addition to and without waiver of
all remedies allowed Sublandlord by this Sublease, case law, common law and/or
statute now or hereafter in

                                      - 9 -
<Page>

effect, and are not mutually exclusive. Subtenant agrees that the rights and
remedies granted Sublandlord in this section are commercially reasonable.

         11.3  INTENTIONALLY DELETED.

12.      NOTICE. All notices shall be in writing, and if to Subtenant shall be
sent by nationally recognized reputable overnight courier requiring signature of
addressee upon delivery, or by registered mail, return receipt requested,
postage prepaid, addressed to Subtenant at Four Batterymarch Park, Quincy,
Massachussets, with a copy to Foley Hoang LLP, 155 Seaport Boulevard, Boston, MA
02210 Attn: David Pierson, Esq., and if to Sublandlord shall be sent by
nationally recognized reputable overnight courier requiring signature of
addressee upon delivery, or by registered mail, return receipt requested,
postage prepaid, addressed to 1 Kemper Drive, Real Estate 11SE, Long Grove, IL
60049, Attention: Real Estate Department, with copy to Business Integration
Group, 1131 W. Warner Road - Suite 102, Attn: Lease Administration Department,
Tempe, AZ 85284, or to such other address as either party shall designate by
written notice to the other. Notice shall be deemed given upon receipt or
refusal to accept same.

13.      RIGHT OF ENTRY. In addition to the rights of entry granted to the
Landlord under the Lease with regard to the Subleased Premises, Sublandlord
and/or any of its agents shall have the right upon reasonable prior notice (oral
or written) [except in the event of an emergency in which practical, if any,
notice shall be required] to enter the Subleased Premises during all reasonable
hours to examine the same, and/or to make any repairs, alterations, improvements
or additions pursuant to the terms of this Sublease, and/or to effect any cure
of Subtenant's default (which Sublandlord has elected to cure) pursuant to the
provisions of this Sublease, and/or to exhibit the Subleased Premises to third
parties, including, without limitation, mortgagees. In addition, Sublandlord
shall be entitled (but not obligated) to enter the Subleased Premises at any
time without notice in the event of an emergency.

14.      ESTOPPEL STATEMENT. Each party agrees to deliver to the requesting
party or to its designee within fourteen (14) days after request a statement in
writing certifying (a) that this Sublease is unmodified and in full force and
effect (or if there have been modifications, that the Sublease as modified is in
full force and effect and stating the modifications); (b) the dates to which the
Rent and other charges have been paid; (c) that the requesting party is not in
default under any provisions of this Sublease, or if in default, the nature
thereof in detail; and (d) other matters reasonably requested by the requesting
party and/or its designee. Each party understands and agrees that the requesting
party and its designee may rely on the statements contained in such estoppel
statement. In the event Subtenant fails to execute and deliver such estoppel
statement within the such fourteen (14) day period, then in addition to
Sublandlord's rights and remedies for failure to timely deliver such estoppel
statement, such estoppel statement shall be deemed to be a conclusive admission
by Subtenant that this Sublease is in full force and effect, free of any set-off
and free of any default on Landlord's and Sublandlord's part. without releasing
Subtenant from its obligation to complete, execute and deliver same.

15.      ENTIRE AGREEMENT. This Sublease contains the entire agreement and
understanding between the parties hereto with respect to the Subleased Premises,
and there are no other terms, covenants, obligations, or representations, oral
or written, of any kind whatsoever. Sublandlord and Subtenant have participated
fully in the negotiation and preparation hereof, and this Sublease shall not be
more strictly construed against either of the parties hereto. This Sublease may
not be cancelled, changed or altered in any way unless in writing executed by
Sublandlord and Subtenant (and Landlord if required by the Lease).

16.      SUCCESSORS AND ASSIGNS. This Sublease shall be binding upon, and shall
inure to the benefit of, the parties hereto, their respective heirs,
administrators, and permitted successors and assigns.

                                     - 10 -
<Page>

17.      NO WAIVER. The failure of Sublandlord to insist in any instance upon
the strict performance or observance of any obligation by Subtenant hereunder,
or to exercise any right or option contained herein shall not be construed as a
waiver or relinquishment for the future of any such obligation by Subtenant or
any right or option of Sublandlord. Sublandlord's receipt and acceptance of Rent
or other amounts, or both, or Sublandlord's acceptance of performance of any
other obligation by Subtenant , with knowledge of the Subtenant's breach of any
provision of this Sublease shall not be deemed a waiver of such breach.

18.      WAIVER OF JURY TRIAL; RIGHT TO COUNTERCLAIM. SUBTENANT AND SUBLANDLORD
EACH HEREBY WAIVE ANY RIGHT THAT EITHER MAY HAVE TO TRIAL BY JURY IN ANY SUMMARY
PROCEEDING OR OTHER ACTION OR COUNTERCLAIM ARISING OUT OF OR IN ANY WAY
CONNECTED WITH THIS SUBLEASE, WITH THE RELATIONSHIP OF SUBLANDLORD TO SUBTENANT,
OR WITH THE SUBLEASED PREMISES AND THE USE AND OCCUPANCY THEREOF. SUBTENANT
HEREBY WAIVES ANY AND ALL RIGHTS TO ASSERT OR INTERPOSE A COUNTERCLAIM, OFFSET
OR DEDUCTION OF WHATEVER NATURE IN ANY PROCEEDING, ACTION OR OTHERWISE TO
RECOVER OR OBTAIN POSSESSION OF THE SUBLEASED PREMISES.

19.      AUTHORITY. If Sublandlord or Subtenant sign as a corporation,
partnership or other firm or entity, each of the persons executing this Sublease
on behalf of the Sublandlord or Subtenant do hereby covenant and warrant that
Sublandlord and Subtenant, as applicable, are duly authorized to transact
business, are in good standing and existing, and are qualified to do business in
the where the Subleased Premises is located; that the Sublandlord and Subtenant,
as applicable, have full right and authority to enter into this Sublease; and
that the persons signing on behalf of the entity have been duly authorized to do
so.

20.      BROKER. Both parties warrant and represent to each other that each
party did not authorize any broker, salesman, agent or finder to act on its
behalf in connection with the consummation of this Sublease other than Cushman &
Wakefield of Massachusetts, Inc. and Insignia/ESG ("Broker") whose fee shall be
paid by Sublandlord pursuant to separate agreement, and agree to hold the other
party harmless from any claims by any broker, salesman, agent or finder on such
party's behalf other than Broker arising out of this transaction. The provisions
of this paragraph shall survive the expiration or earlier termination of this
Sublease.

21.      MISCELLANEOUS. This Sublease shall in all aspects be governed by the
laws of the state where the Sublease Premises is located. Except with respect to
any costs arising from obtaining Landlord's initial consent to this Sublease,
any costs arising from Sublandlord's or Landlord's consent shall be borne by
Subtenant, whether or not consent is given. Time shall be of the essence with
respect to the performance of all Subtenant's obligations hereunder. Capitalized
terms used but not defined herein shall have the meanings set forth in the
Lease. Captions are inserted only as a matter of convenience and for reference
and in no way define, limit or describe the scope of this Sublease nor the
intent of any provision thereof. Neither this Sublease nor any notice or
memorandum thereof shall be recorded by Subtenant.

22: FURNITURE/EQUIPMENT. Subtenant acknowledges and agrees that Sublandlord has
left remaining in the Subleased Premises certain furniture, fixtures, equipment,
and assorted personal property as shown on the "Inventory" attached hereto and
made a part hereof as EXHIBIT "B" (collectively, "Equipment") which shall be
deemed to be a part of the property subleased by Subtenant hereunder in its
"AS-IS, WHERE-IS" condition, it being understood and agreed that there is no
warranty, maintenance contract or other maintenance, repair and/or replacement
with respect to the Equipment being provided by Sublandlord nor shall
Sublandlord be responsible or liable in any way or manner to Sub-Subtenant with
respect to the Equipment including, without limitation, for failure to maintain,
repair or replace the Equipment or for malfunctions of the Equipment. Subtenant
shall be liable for and shall pay before delinquency, taxes levied against the
Equipment and any personal property and trade fixtures placed by Subtenant in
the Subleased Premises which shall become due

                                     - 11 -
<Page>

and payable for periods during the Term, which obligation shall survive the
expiration or earlier termination of this Sublease. If any such taxes are levied
against Landlord or Sublandlord, whether directly or indirectly, or the
Subleased Premises, or if the assessed value of the Building or Subleased
Premises is increased by the inclusion of such Equipment, personal property or
trade fixtures, upon written notice from Sublandlord, Subtenant shall pay to
Sublandlord the amount of the taxes based upon the increased assessments which
shall become due and payable for periods during the Term, which obligation shall
survive the expiration or earlier termination of this Sublease. Effective on the
Commencement Date, ownership of the Equipment shall deemed transferred to
Subtenant without any additional writing or other agreement between Sublandlord
and Subtenant [it being agreed that Subtenant shall be responsible for and shall
pay before delinquency any and all taxes associated with such transfer of
ownership of the Equipment, if any], and such Equipment shall be removed by
Subtenant from the Subleased Premises and all damage caused by the removal
thereof repaired, at Subtenant's sole cost and expense, at the expiration or
earlier termination of this Sublease; provided however, upon request by
Subtenant, Sublandlord shall execute and deliver a bill of sale ("Bill of Sale")
for the Equipment in the form attached hereto and made a part hereof as EXHIBIT
"C". Subtenant shall at all times during the Term maintain, at its sole cost and
expense, property insurance as required in this Sublease with respect to the
Equipment. Sublandlord and Subtenant acknowledge and agree that this Sublease
may be executed by such parties prior to determination of the aforesaid
Inventory exhibit, and in such event Sublandlord hereby agrees to perform an
inventory walk-thru and inspection on a date reasonably mutually agreeable to
Sublandlord and Subtenant to be conducted at the Subleased Premises at a time
selected by Sublandlord and reasonably agreeable to Subtenant wherein Subtenant
or it's designee shall be present to attend and observe, at which time
Sublandlord and Subtenant shall mutually prepare and execute the Inventory list
which shall then be deemed the Inventory exhibit for this Sublease and deemed
attached hereto and made a part hereof as EXHIBIT "B". Failure of Subtenant to
attend the walk-thru inspection shall be deemed a waiver of Subtenant's right to
so attend and mutually prepare the Inventory, and in such event the Inventory
prepared by Sublandlord shall be deemed binding and conclusive and shall be
deemed attached hereto and made a part hereof as EXHIBIT "B".

                            [EXECUTION PAGE FOLLOWS]

                                     - 12 -
<Page>

IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the
date, month, and year first above written.

SUBLANDLORD: LUMBERMENS MUTUAL CASUALTY COMPANY

<Table>
<S>                                                  <C>
By:     /s/ William A. Hickey                        By: /s/ Steven R. Miller
        ------------------------------------------       ----------------------------------------
Title:  William A. Hickey, Chief Financial Officer   Title: Steven R. Miller, Real Estate Officer
        ------------------------------------------       ----------------------------------------
Date:                                                Date:
        ------------------------------------------         --------------------------------------
</Table>

SUBTENANT: THE J JILL GROUP, INC.
By:      /s/ Olga L. Conley
         ------------------
Title:   CFO
         ---
Date:    8-28-03
         -------

The undersigned, Landlord under the Lease in Exhibit "A", hereby consents to the
subletting of the Subleased Premises on the terms and conditions contained in
this Sublease and does not release Sublandlord from any of its obligations under
the Lease. This consent shall apply only to this Sublease and shall not be
deemed a consent to any other sublease.

LANDLORD: NATIONAL FIRE PROTECTION ASSOCIATION

By:      -----------------------------
Title:   -----------------------------
Date:    -----------------------------

LIST OF EXHIBITS:
A    LEASE
B    INVENTORY
C    BILL OF SALE

                                     - 13 -
<Page>

                                   EXHIBIT "A"

                                      LEASE

                                 (SEE ATTACHED)

                                     - 14 -

<Page>

                                                             DRAFT DATED 4/27/99

                                 Lease Agreement

        THIS INSTRUMENT IS A LEASE, dated as of April 27, 1999, in which the
Landlord and the Tenant are the parties hereinafter named, and which relates to
space in a building (the "Building") known as Four Batterymarch Park located in
Batterymarch Park, Quincy, MA. The parties to this instrument hereby agree with
each other as follows:

                                    ARTICLE I
                             BASIC LEASE PROVISIONS

1.1     INTRODUCTION

        The following sets forth basic data and, where appropriate, constitutes
        definitions of the terms hereinafter listed.

1.2     BASIC DATA

        LANDLORD:   National Fire Protection Association (NFPA)

        LANDLORD'S ORIGINAL ADDRESS: One Batterymarch Park, Quincy, MA 02269
        Attention: James M. Shannon

        TENANT:     Lumbermens Mutual Casualty Company, an Illinois corporation,
                    doing business as Kemper Insurance Company

        TENANT'S ORIGINAL ADDRESS: One Kemper Drive
                                   Long Grove, Illinois 60049

        GUARANTOR: [NONE]

        BASIC RENT: Years 1 and 2 of the Term:
                          $791,235.00 annually; $65,936.25 monthly (based upon a
                          rate of $27.00 per square foot of the Premises
                          Rentable Area per annum)
                    Years 3 and 4 of the Term:
                          $820,540.00 annually; $68,378.33 monthly (based upon a
                          rate of $28.00 per square foot of the Premises
                          Rentable Area per annum)

<Page>

                    Years 5, 6 and 7 of the Term:
                          $864,497.50 annually; $72,041.46 monthly (based upon a
                          rate of $29.50 per square foot of the Premises
                          Rentable Area per annum)
                    Years 8, 9 and 10 of the Term:
                          $879,150.00 annually; $73,262.50 monthly (based upon a
                          rate of $30.00 per square foot of the Premises
                          Rentable Area per annum)
                    Basic Rent may be adjusted and/or abated pursuant to
                    Section 12.1

        PREMISES RENTABLE AREA: 29,305 square feet located on a portion of the
        third floor of the Building, as shown on EXHIBIT FP hereto. Premises
        Rentable Area includes a common area factor of 1.16. The useable square
        feet within the Premises is 25,263 square feet.

        PERMITTED USES: General office uses.

        ESCALATION FACTOR: as computed in accordance with the Escalation Factor
        Computation.

        PLAN APPROVAL DATE: April 15, 1999

        SCHEDULED COMPLETION DATE: December 1, 1999

        INITIAL TERM: Ten (10) years commencing on the Commencement Date and
        expiring at the close of the day immediately preceding the tenth
        anniversary of the Commencement Date, except that if the Commencement
        Date shall be other than the first day of a calendar month, the
        expiration of the Initial Term shall be at the close of the day on the
        last day of the calendar month in which such tenth anniversary shall
        fall.

        SECURITY DEPOSIT: NONE

        BASE OPERATING EXPENSES: Base Operating Expenses shall be the actual
        Operating Expenses for the Property for calendar year 2000 (provided
        that, if during any portion of calendar year 2000, less than 95% of the
        Building Rentable Area was occupied by tenants or if the Building was in
        operation for only a portion of such year, actual operating expenses
        incurred shall be reasonably extrapolated by Landlord to the estimated
        operational expenses that would have been incurred if the Building were
        in operation for the entire year and 95% occupied for such year, and
        such extrapolated amount shall, for the purposes hereof, be deemed to be
        the Base Operating Expenses.

                                        2
<Page>

        BASE TAXES: Base Taxes shall be the actual Taxes for the Property for
        the period July 1, 1999 through June 30, 2000 (provided that if the
        assessment for such period does not reflect the assessment for the
        completed improvements for the Property, Base Taxes shall be
        appropriately adjusted when the completed improvements have been fully
        assessed).

        COMMERCIAL GENERAL LIABILITY INSURANCE: $2,000,000 per occurrence
        (combined single limit) and $5,000,000 annual aggregate.

1.3     ADDITIONAL DEFINITIONS

        BUILDING RENTABLE AREA: 159,161 square feet

        BUSINESS DAYS: All days except Sunday, New Year's Day, Martin Luther
        King Day, Washington's Birthday, Memorial Day, Independence Day, Labor
        Day, Columbus Day, Veteran's Day, Thanksgiving Day, Christmas Day (and
        the following day when any such day occurs on Sunday) and such other
        days that are in the future recognized as Federal or Commonwealth of
        Massachusetts holidays.

        COMMENCEMENT DATE: As defined in Section 4.1.

        DEFAULT OF TENANT: As defined in Section 13.1.

        ESCALATION CHARGES: The amounts prescribed in Sections 8.1 and 9.2.

        ESCALATION FACTOR COMPUTATION: Premises Rentable Area divided by the
        greater of (i) ninety-five percent (95%) of Building Rentable Area or
        (ii) Building Rentable Area which is actually leased on an average
        annual basis.

        LANDLORD'S WORK: As defined in Section 4.2.

        OPERATING EXPENSES: As determined in accordance with Section 9.1.

        OPERATING YEAR: As defined in Section 9.1.

        PREMISES: A portion of the Building as shown on EXHIBIT FP annexed
        hereto.

        PROPERTY: The Building and the land parcels on which it is located
        (including adjacent sidewalks).

        TAX YEAR: As defined in Section 8.1.

        TAXES: As determined in accordance with Section 8.1.

                                        3
<Page>

        TENANT'S DELAY: As defined in Section 4.2.

        TENANT'S PLANS: As defined in Section 4.2.

        TENANT'S REMOVABLE PROPERTY: As defined in Section 5.2.

        TERM OF THIS LEASE: The Initial Term and any extension thereof in
        accordance with the provisions hereof.

                                   ARTICLE II
                         PREMISES AND APPURTENANT RIGHTS

2.1     LEASE OF PREMISES

        Landlord hereby demises and leases to Tenant for the Term of this Lease
        and upon the terms and conditions hereinafter set forth, and Tenant
        hereby accepts from Landlord, the Premises subject to all of the terms,
        covenants and conditions contained in this Lease.

2.2     APPURTENANT RIGHTS AND RESERVATIONS

        a.   Tenant shall have, as appurtenant to the Premises, (i) the
             non-exclusive right to use, and permit its invitees to use, in
             common with others, public or common lobbies, hallways, stairways,
             and elevators and common walkways necessary for access to the
             Building, and if the portion of the Premises on any floor includes
             less than the entire floor, the common toilets, corridors and
             elevator lobby of such floor; but such rights shall always be
             subject to reasonable rules and regulations from time to time
             established by Landlord pursuant to Section 14.7 and to the right
             of Landlord to designate and change from time to time areas and
             facilities so to be used and (ii) at no additional charge to
             Tenant, 3.74 parking spaces per 1,000 square feet of Premises
             Rentable Area on a non-exclusive, first-come, first-served basis,
             such spaces to be available in a surface level parking lot and .26
             parking spaces per 1,000 square feet of Premises Rentable Area in
             the parking garage located under the Building, on a non-exclusive,
             first-come, first-served basis. With respect to parking spaces,
             Landlord reserves the right to institute a tag or sticker system to
             monitor compliance by Tenant and others of use of the tag or
             sticker system to monitor compliance by Tenant and others of use of
             the parking spaces. The Premises shall be designated a non-smoking
             area and Tenant will comply, and cause its employees and invitees
             to comply, with reasonable Building regulations regarding
             non-smoking areas.

                                        4
<Page>

        b.   Excepted and excluded from the Premises are the ceiling, floor and
             all perimeter walls of the Premises, except the inner surfaces
             thereof, but the entry doors to the Premises are a part thereof;
             and Tenant agrees that Landlord shall have the right to place in
             the Premises (but in such manner as to reduce to a minimum
             interference with Tenant's use of the Premises) utility lines,
             pipes and the like, in, over and upon the Premises. Tenant shall
             install and maintain, as Landlord may require, proper access panels
             in any hung ceilings or walls as may be installed by Tenant in the
             Premises to afford access to any facilities above the ceiling or
             within or behind the walls.

                                   ARTICLE III
                                   BASIC RENT

3.1     BASIC RENT

        a.   Tenant agrees to pay to Landlord, or as directed by Landlord,
             commencing on the Commencement Date without offset, abatement
             (except as otherwise specifically provided in this Lease),
             deduction or demand, the Basic Rent. Such Basic Rent shall be
             payable in equal monthly installments, in advance, on the first day
             of each and every calendar month during the Term of this Lease, at
             Landlord's Original Address, or at such other place as Landlord
             shall from time to time designate by written notice. Until notice
             of some other designation is given, Basic Rent and all other
             charges for which provision is herein made shall be paid by
             remittance payable to the Landlord, at Landlord's Original Address,
             or at such other place or Landlord shall from time to time
             designate by written notice.

        b.   Basic Rent for any partial month shall be prorated on a daily
             basis, and if the Term of this Lease commences on a day other than
             the first day of a calendar month, the first payment which Tenant
             shall make to Landlord shall be payable on the Commencement Date
             and shall be equal to a proportionate part of the monthly
             installment of Basic Rent for the partial month from the
             Commencement Date to the last day of the month in which such
             Commencement Date occurs plus the installment of Basic Rent for the
             succeeding calendar month. In addition to any charges pursuant to
             Section 14.18, Tenant shall pay as additional rent a late charge
             equal to 5% of the amount of any Basic Rent payment not paid when
             due; provided, however, that no such charge shall be payable in
             connection with the first payment of Basic Rent not paid when due
             during any three (3) calendar year period

                                        5
<Page>

             provided that such payment is made within five (5) days of written
             notice of such non-payment from Landlord.

                                   ARTICLE IV
                                  TERM OF LEASE

4.1     COMMENCEMENT DATE

        The Commencement Date shall be the later to occur of:

        a.   The Scheduled Completion Date; or

        b.   The day following the date on which the Premises are ready for
             occupancy as provided in Section 4.2.

Notwithstanding the foregoing, except as provided in Article 4.2(e), if Tenant's
personnel shall occupy all or any part of the Premises for the conduct of its
business prior to the Commencement Date as determined pursuant to the preceding
sentence, such date of occupancy shall, for all purposes of this Lease, be the
Commencement Date.

4.2     PREPARATION OF THE PREMISES

        a.   Landlord and Tenant hereby approve (i) the floor plan dated August
             7, 1998, as last revised on April 28, 1999 prepared by The
             Environments Group, and (ii) the Scope Documents Package dated
             October 14, 1998, each of which are attached hereto as EXHIBIT SP
             and incorporated herein by this reference (collectively, the "Space
             Plans"). Based upon the Space Plans, Landlord shall cause to be
             prepared, or at Tenant's option, Tenant's architect shall prepare,
             design development documents ("Design Documents"). In the event
             Landlord causes to be prepared the Design Documents, Tenant shall
             review and approve the Design Documents in writing within seven (7)
             days of delivery thereof to Tenant. In the event Tenant elects to
             have its architect prepare the Design Documents, Landlord shall
             provide Tenant with an allowance of $0.45 per square foot of
             Premises Rentable Area for the cost of Tenant's architect to
             prepare the Design Documents ("Design Documents Allowance"). Upon
             receipt by Landlord of a statement from Tenant indicating the
             amount due to the architect retained by Tenant to prepare the
             Design Documents, Landlord shall promptly reimburse Tenant for such
             amount not to exceed the Design Documents Allowance. Based upon the
             Space Plans and the Design Documents, Landlord shall, at its sole
             cost and expense, cause to be prepared construction documents
             ("Construction Documents"). Tenant shall review the Construction
             Documents and either approve or submit

                                        6
<Page>

             in writing to Landlord any revisions within seven (7) days of
             delivery thereof to Tenant. If Tenant submits revisions to
             Landlord, Tenant shall review and approve the revised Construction
             Documents within four (4) business days of delivery thereof to
             Tenant. Any disapproval or revisions by Tenant of the Construction
             Documents or, in the event Landlord causes the Design Documents to
             be prepared, the Design Documents on a basis inconsistent with the
             Space Plans shall constitute a Tenant Delay and in no event shall
             such disapproval or revisions increase the cost of the work set
             forth in the Space Plans. In the event that Tenant's architect
             prepares the Design Documents, any inconsistency with the Space
             Plans shall constitute a Tenant Delay and in no case shall such
             inconsistency increase the cost of the work set forth in the Space
             Plans. Landlord shall exercise all reasonable efforts to cause the
             tenant improvement work to be built in accordance with the Space
             Plans, Design Documents and the Construction Documents
             (collectively, the "Landlord's Work"). Tenant shall have no claim
             against Landlord for failure so to complete such Landlord's Work
             except as provided in paragraph (d) of this Section 4.2. Landlord
             shall perform the Landlord's Work at its sole cost and expense. If
             Tenant requests any change in Landlord's Work, Landlord shall
             notify Tenant within three (3) business days of the cost thereof.
             Tenant shall notify Landlord within three (3) business days of
             receipt of Landlord's statement of the change order cost as to
             whether Tenant authorizes Landlord to proceed with the change
             order. In the absence of such notice, Landlord shall not proceed
             with the change order, and Tenant's request therefor shall be
             deemed withdrawn. Any increase in the cost of Landlord's Work
             resulting from a change by Tenant in any of the Landlord's Work
             thereof shall be paid to Landlord either 100% in advance or on such
             other schedule as Landlord may in its discretion determine, such
             determination to be made by Landlord at the time of its approval of
             such changes to Landlord's Work. Tenant shall, if requested by
             Landlord, execute a work letter confirming such excess costs prior
             to the time Landlord shall be required to commence work.

        b.   Notwithstanding anything to the contrary set forth herein, the
             Landlord's Work shall not include a refrigerator, microwave,
             icemaker or accordion partition with header.

        c.   The Premises shall be deemed ready for occupancy on the first day
             as of which:

             i.      Landlord's Work (including the base building work specified
                     in Exhibit SP) has been completed except for items of work
                     (and, if applicable, adjustment of equipment and fixtures)
                     which can be

                                        7
<Page>

                     completed after occupancy has been taken which will not
                     materially interfere with Tenant's use and its ability to
                     open, operate and conduct business within the Premises
                     (i.e., so-called "punch list" items),

             ii.     Tenant has been given notice of the date that Landlord's
                     Work was or will be completed, such notice to be given by
                     Landlord to Tenant at least two (2) weeks' prior to the
                     anticipated date of completion,

             iii.    Either a temporary or permanent certificate of occupancy or
                     an equivalent use or occupancy permit for the Premises and
                     the Building ( a "Certificate of Occupancy") shall be
                     issued by the building inspector within the municipality
                     where the Building is being constructed; provided that if a
                     temporary Certificate of Occupancy is issued, Landlord
                     shall use diligent efforts to obtain appropriate extensions
                     prior to the expiration of the same. In the event that the
                     temporary Certificate of Occupancy expires and, as a result
                     thereof, Tenant is prohibited by the building inspector
                     from occupying the Premises for the Permitted Uses, Tenant
                     shall (in addition to the remedy provided in Article
                     4.2(d)) be entitled to an abatement in Basic Rent and
                     Escalation Charges for the period during which it is so
                     prohibited from occupying the Premises,

             iv.     The common areas on the first (1st) and third (3rd) floors
                     of the Building are substantially complete, and

             v.      All life safety electrical plumbing, HVAC, water and
                     elevator services ("Critical Building Services") are
                     available to the Premises.

        The determination as to whether the Premises are ready for occupancy
        shall be made by ADD, Inc. (or such other architect as may be selected
        by Landlord) and shall be conclusive and binding on Landlord and Tenant.
        On the day prior to Tenant's move-in to the Premises, Landlord, or its
        designee, and Tenant, or it designee, shall determine in writing the so
        called "punch list" items described in Paragraph 4.2 (c)(i), above.
        Landlord shall complete within thirty (30) days or as soon as conditions
        permit all "punch list" items and Tenant shall afford Landlord access to
        the Premises for such purposes. All telephone installation in the
        Premises shall be the responsibility of the Tenant. Failure of delay of
        such installation shall not delay the above completion date.

                                        8
<Page>

        d.   If the Premises shall not be ready for occupancy within ninety (90)
             days following the Scheduled Completion Date (which period shall be
             extended automatically one day for each day of delay in the
             Premises being ready for occupancy resulting from force majeure or
             Tenant's Delay or both), Tenant shall have the right to terminate
             this Lease by giving notice to Landlord of Tenant's desire so to do
             within thirty (30) days after the expiration of such period; and,
             upon the giving of such notice, this Lease shall cease and come to
             an end without further liability or obligation on the part of
             either party unless, within such 30-day period, Landlord
             substantially completes Landlord's Work (as defined in Article 4.2
             (c)); and such right of termination shall be Tenant's sole and
             exclusive remedy at law or in equity for Landlord's failure so to
             complete such Landlord's Work within such time. If the Premises
             shall not be ready for occupancy by the Scheduled Completion Date
             (which period shall be extended automatically for periods of force
             majeure and Tenant's Delay), and this Lease shall not have been
             terminated, Tenant shall receive a credit against Basic Rent next
             due for each day following the Scheduled Completion Date (as
             extended as aforesaid) that the Premises are not ready for
             occupancy.

             As used herein, the term "force majeure" shall mean a time
             extension equal to the aggregate of any delays when the party
             required to perform the respective obligation is prevented from
             doing so, despite the exercise of reasonable diligence, and such
             delay is caused by: (i) Acts of God, (ii) changes in government
             regulations, (iii) casualty, (iv) strike, lockouts or other such
             labor difficulties (unless such strike, lockout or labor difficulty
             is caused by the use of non-union labor other than the use of
             non-union labor by Tenant), (v) extraordinary weather conditions,
             including earthquakes and hurricanes, and other natural disasters,
             (iv) an inability to obtain supplies or parts for which there are
             no available substitutions, (vii) failure of power, (viii) riots,
             wars, acts of public enemy or insurrections, (ix) fires, explosions
             or (x) other acts reasonably beyond such parties' control, but in
             no event shall the term include economic or financing difficulties
             or delays by contractors or subcontractors which are not directly
             attributable to one or more of the matters listed in the preceding
             items (i) through (x), inclusive.

        e.   Landlord shall permit Tenant access to the Premises for a period of
             at least fourteen (14) calendar days prior to the Commencement
             Date, without requiring payment of Basic Rent or other charges, for
             the limited purpose of allowing Tenant or its contractors to
             install fixtures and wiring for data and telephone services when
             such access may be provided without material interference with the
             remaining Landlord Work provided that any such work to be performed
             by Tenant or its

                                        9
<Page>

             contractors during such period shall (i) not interfere with the
             remaining Landlord Work, (ii) be coordinated with the remaining
             Landlord Work in such a manner as to maintain harmonious labor
             relations and not cause any work stoppage or damage to the Premises
             or the Building and (iii) not interfere with Building construction
             or operation. Tenant hereby acknowledges that Landlord will be
             using union labor in connection with its Work in the Premises and
             the Building and Tenant agrees not to employ or permit the use of
             any labor or otherwise take any action which might result in a
             labor dispute involving personnel providing services in the
             Building pursuant to arrangements with Landlord.

        f.   If a delay shall occur in the date the Premises are ready for
             occupancy pursuant to paragraph (c) as the result of any of the
             following (a "Tenant's Delay"):

             i.      Any request by Tenant that Landlord delay in the
                     commencement or completion of Landlord's Work for any
                     reason;

             ii.     Any change by Tenant in any of Landlord's Work, which, in
                     Landlord's reasonable judgment, causes a delay in
                     Landlord's completion of Landlord's Work;

             iii.    Any other act or omission of Tenant or its officers,
                     agents, servants or contractors which, in Landlord's
                     reasonable judgment, causes a delay in Landlord's
                     completion of Landlord's Work; or

             iv.     Any reasonably necessary displacement of any of Landlord's
                     Work from its place in Landlord's construction schedule
                     resulting from any of the causes for delay referred to in
                     clauses i., ii., and iii. of this paragraph and the fitting
                     of such Work back into such schedule; or

             v.      Any act or omission of Tenant in violation of paragraph (e)
                     above.

             A delay by Tenant shall not ripen into a Tenant Delay unless and
             until Landlord shall have notified Tenant in writing (the "Notice
             of Tenant's Delay") of the act, omission or failure to act which
             Landlord alleges as the basis for such Tenant Delay. The Notice of
             Tenant's Delay shall describe such act, omission or failure in
             reasonable detail and shall be deemed effective when transmitted by
             facsimile to those parties identified on Exhibit TD attached hereto
             at the facsimile number set forth beside the name for each such
             party. The Tenant's Delay shall

                                       10
<Page>

             begin to accrue on the day that the facsimile is so transmitted.
             Landlord's facsimile transmission log shall be conclusive evidence
             of the giving of the Notice of Tenant's Delay. Landlord shall be
             required to give only one (1) Notice of Tenant's Delay with respect
             to any continuing act, omission or failure (it being agreed that
             multiple Notices shall not be required for any particular act,
             omission or failure to give rise to a Tenant's Delay equal to the
             number of days that such act, omission or failure continues).

             If and to the extent that a Tenant's Delay shall occur, then Tenant
             shall, from time to time, and within twenty (20) days after demand
             therefor, pay the Landlord as an additional charge for each day of
             such delay equal to the amount of Basic Rent, Escalation Charges
             and other charges that would have been payable hereunder calculated
             on a per diem basis for the number of days in the month in which
             the Commencement Date would have occurred had the Commencement Date
             occurred prior to such delay. Tenant also shall pay to Landlord
             with twenty (20) days of invoice therefor, any additional costs
             incurred by Landlord in completing the work to the extent that such
             costs are reasonably attributable to Tenant's Delay.

4.3     CONCLUSIVENESS OF LANDLORD'S PERFORMANCE; WARRANTIES

        Except to the extent to which Tenant shall have given Landlord written
        notice (including punchlist items), not later than the end of the second
        full calendar month next beginning after the Commencement Date, of
        respects in which Landlord has not performed Landlord's Work, Tenant
        shall be deemed to have acknowledged that all Landlord's Work has been
        completed to Tenant's satisfaction and that Tenant has waived any claim
        that Landlord has failed to perform any of Landlord's Work. Landlord
        agrees to correct any defect due to faulty workmanship or materials in
        Landlord's Work, provided Tenant shall have given written notice of such
        defects to Landlord prior to the first anniversary of the Commencement
        Date. From and after the expiration of such twelve (12) month period,
        Tenant shall be entitled to the benefit of any applicable warranties
        obtained by Landlord from third parties with respect to Landlord's Work
        provided that Tenant shall be solely responsible for enforcing such
        warranties directly against the party providing the same.

4.4     COMMENCEMENT DATE AGREEMENT

        Within thirty (30) days after the commencement of the Term of this
Lease, Landlord and Tenant shall execute a Commencement Date Agreement in the
form attached hereto as Exhibit CDA and made a part hereof, confirming the
Building Rentable Area, the Premises Rentable Area, the Commencement Date,
Expiration

                                       11
<Page>

Date and the Basic Rent per annum during the Term of this Lease. The
Commencement Date Agreement shall not be recorded with the Registry of Deeds.

                                    ARTICLE V
                                 USE OF PREMISES

5.1     PERMITTED USE

        a.   Tenant agrees that the Premises shall be used and occupied by
             Tenant only for Permitted Uses and for no other purpose.

        b.   Tenant agrees to conform to the following provisions during the
             Term of this Lease:

             i.      Tenant shall cause all freight to be delivered to or
                     removed from the Building and the Premises in accordance
                     with reasonable rules and regulations established by
                     Landlord therefor;

             ii.     Tenant will not place on the exterior of the Premises
                     (including both interior and exterior surfaces of windows
                     and doors) or on any part of the Building outside the
                     Premises, any sign, symbol, advertisement or the like
                     visible to public view outside of the Premises without the
                     prior consent of Landlord, which Landlord may give or
                     withhold in its sole discretion. Landlord shall provide
                     building standard signage on the entry door to the Premises
                     provided that Tenant has submitted to Landlord a plan or
                     sketch of the sign to be placed on such entry doors and
                     that such plan or sketch is reasonably acceptable to
                     Landlord. In addition, Landlord agrees to maintain a tenant
                     directory in the lobby of the Building in which will be
                     placed, at Landlord's expense, Tenant's name and the
                     location of the Premises in the Building. Tenant shall have
                     the use of a pro-rata number of the strips on the tenant
                     directory, based on the ratio of the Premises Rentable Area
                     to the Building.

             iii.    Tenant shall not perform any act or carry on any practice
                     which may injure the Premises, or any other part of the
                     Building, or cause any offensive odors or loud noise or
                     constitute a nuisance or a menace to any other tenant or
                     tenants or other persons in the Building; and

             iv.     Tenant shall not operate any cooking apparatus (except for
                     coffee making equipment, microwave or toaster ovens within
                     employee

                                       12
<Page>

                     break areas of the Premises), or locate more than two (2)
                     vending machines in the Premises.

5.2     INSTALLATIONS AND ALTERATIONS BY TENANT

        a.   Tenant shall make no alterations, additions or improvements
             (collectively, "Improvements") in or to the Premises without
             Landlord's prior written consent provided that subsequent to the
             completion of the initial Landlord Work, Landlord's consent shall
             not be required if such Improvements (i) are non-structural and do
             not exceed in the aggregate a cost of $15,000 or (ii) are of a
             decorating nature (i.e., carpeting, painting, wallpaper)
             irrespective of the cost. With respect to Improvements requiring
             Landlord's consent, Landlord shall not unreasonably withhold,
             condition or delay its consent for non-structural Improvements to
             the Premises. All Improvements shall:

             i.      Be performed in a good and workmanlike manner and in
                     compliance with all applicable laws;

             ii.     Be made only by contractors or mechanics approved by
                     Landlord which consent shall not be unreasonably withheld,
                     conditioned or delayed provided that Tenant agrees not to
                     employ or permit the use of any labor or otherwise take any
                     action which might result in a labor dispute involving
                     personnel providing services in the Building pursuant to
                     arrangements made by Landlord;

             iii.    Be made at Tenant's sole expense and at such times and in
                     such manner as Landlord may from time to time reasonably
                     designate; and

             iv.     Become part of the Premises and the property of Landlord.
                     Tenant agrees not to employ or permit the use of any labor
                     or otherwise take any action which might result in a labor
                     dispute involving personnel providing services in the
                     Building pursuant to arrangements made by Landlord.

        b.   All articles of personal property and all business fixtures,
             machinery and equipment and furniture owned or installed by Tenant
             solely at its expense in the Premises ("Tenant's Removable
             Property") shall remain the Property of Tenant and shall be removed
             by Tenant at any time prior to the expiration of this Lease,
             provided that Tenant, at its expense, shall repair any damage to
             the Premises and the Building caused by such removal.

                                       13
<Page>

        c.   Notice is hereby given that Landlord shall not be liable for any
             labor or materials furnished or to be furnished to Tenant upon
             credit, and that no mechanic's or other lien for any such labor or
             materials shall attach to or affect the reversion or other estate
             or interest of Landlord in and to the Premises. Whenever and as
             often as any mechanic's lien shall have been filed against the
             Property based upon any act or interest of Tenant or of anyone
             claiming through Tenant, Tenant shall forthwith take such action by
             bonding, deposit or payment as will remove or satisfy the lien.
             Landlord shall have the option, but not the obligation, of
             removing, bonding over or paying such lien if Tenant has not done
             so within fifteen (15) days following Landlord's notice to Tenant
             of the filing of the same, and any amounts paid by Landlord
             therefor shall be paid to Landlord within 10 business days after
             invoice therefor as additional rent hereunder.

        d.   Tenant shall not be obligated to remove at the end of the Term of
             this Lease (i) any Improvement unless Landlord specifies an
             Improvement for removal at the time Landlord consents to such
             Improvement or (ii) any improvements built by Landlord as part of
             the initial fit-up of the Premises which would customarily be
             considered standard tenant improvement (collectively referred to
             herein as "Building Standard Office Improvements").

                                   ARTICLE VI
                            ASSIGNMENT AND SUBLETTING

6.1     PROHIBITION

        a.   Tenant covenants and agrees that neither this Lease nor the term
             and estate hereby granted, nor any interest herein or therein, will
             be assigned, mortgaged, pledged, encumbered or otherwise
             transferred and that neither the Premises nor any part thereof will
             be encumbered in any manner by reason of any act or omission on the
             part of Tenant, or used or occupied or permitted to be used or
             occupied, by anyone other than Tenant, or for any use or purpose
             other than a Permitted Use, or be sublet (which term, without
             limitation, shall include granting of concessions, licenses and the
             like) in whole or in part, without, in each instance, having first
             received the express written consent of Landlord which, in the case
             of any subletting (except to another tenant in the Building or
             other buildings owned by Landlord or its beneficiaries), will not
             be unreasonably withheld, conditioned or delayed. In all other
             cases, Landlord's consent may be withheld in its sole discretion.
             The foregoing restrictions shall not be applicable to an assignment
             of this Lease or a subletting of the Premises by Tenant to (i) a
             subsidiary

                                       14
<Page>

             wholly owned by Tenant, (ii) a controlling corporation (which owns
             a majority of the outstanding stock of Tenant), (iii) or any other
             corporation, the stock in which is wholly owned by the stockholders
             of Tenant or (iv) to any entity resulting from a sale, buy-out,
             merger or consolidation with Tenant (each of the entities described
             in the foregoing clauses (i)-(iv) being referred to herein as an
             "Affiliate") provided that Tenant shall prior to the effective date
             of such assignment provide to Landlord evidence reasonably
             satisfactory to Landlord that, as of the date of such assignment,
             the assignee shall have a net worth equal to or greater than that
             of Tenant as of the date of execution of this Lease. It shall be a
             condition of the validity of any assignment, whether with the
             consent of Landlord or to an Affiliate, that the assignee agrees
             directly with Landlord, by written instrument in form reasonably
             satisfactory to Landlord, to be bound by all the obligations of
             Tenant hereunder including, without limitation, the provisions
             restricting assignment and subletting set forth in this Article VI.
             No assignment or subletting shall relieve Tenant from its
             obligations hereunder and Tenant shall remain fully and primarily
             liable therefor.

        b.   If this Lease be assigned, or if the Premises or any part thereof
             be sublet or occupied by anyone other than Tenant, Landlord may, at
             any time following a default by Tenant hereunder beyond applicable
             notice and grace periods, collect rent and other charges from the
             assignee, subtenant or occupant, and apply the net amount collected
             to the rent and other charges herein reserved, but no such
             assignment, subletting, occupancy or collection shall be deemed a
             waiver of this covenant, or the acceptance of the assignee,
             subtenant or occupant as a tenant or a release of Tenant from the
             further performance by Tenant of its obligations hereunder. The
             consent by Landlord to an assignment or subletting shall in no way
             be construed to relieve Tenant or any successor from obtaining the
             express consent in writing of Landlord to any further assignment or
             subletting except as may otherwise be provided in this Article VI.
             No assignment or subletting and no use of the Premises, including
             without limitation by an Affiliate, shall affect Permitted Uses.

6.2     EXCESS PAYMENTS

        If:

             i.      The rent and other sums received by Tenant on account of a
                     sublease of all or any portion of the Premises exceeds the
                     Basic Rent and Escalation Charges allocable to the space
                     subject to the sublease (in the proportion of the area of
                     such space to the entire

                                       15
<Page>

                     Premises) plus actual out-of-pocket expenses incurred by
                     Tenant in connection with Tenant's subleasing of such
                     space, including brokerage commissions to a licensed
                     broker, rent concession allowances which are reasonable and
                     customary in the Quincy/Braintree market and the cost of
                     preparing such space for occupancy by the subtenant, Tenant
                     shall pay to Landlord, as an additional charge, 50% of such
                     excess, monthly as received by Tenant; or

             ii.     Any payment received by Tenant on account of any assignment
                     of this Lease exceeds the actual out-of-pocket expenses
                     incurred by Tenant in connection with such assignment,
                     including brokerage commissions to a licensed broker, rent
                     concession allowances which are reasonable and customary in
                     the Quincy/Braintree market and the cost of preparing space
                     for the assignee, Tenant shall pay to Landlord, as an
                     additional charge, 50% of such excess when received by
                     Tenant.

             Notwithstanding any other provision of this Article VI, if Tenant
        shall intend to assign this Lease to a party other than an Affiliate of
        Tenant or intend to enter into a sublease with a party other than an
        Affiliate of Tenant for substantially all of the Premises for
        substantially all of the remaining Term of this Lease, Tenant shall so
        notify Landlord in writing (which notice shall state the earliest
        effective date intended by Tenant for such proposed assignment or
        subletting), and Landlord may elect to terminate this Lease by giving
        notice to Tenant of such election not later than fifteen (15) business
        days after receiving such notice from Tenant, whereupon this Lease shall
        terminate on and as of the earliest effective date of such subletting or
        assignment, as such date was set forth in the notice from Tenant, with
        the same force and effect as if such date were the date originally
        established as the expiration date hereof.

                                   ARTICLE VII
             RESPONSIBILITY FOR REPAIRS AND CONDITIONS OF PREMISES;
                      SERVICES TO BE FURNISHED BY LANDLORD

7.1     LANDLORD REPAIRS

        a.   Except as otherwise provided in this Lease, Landlord agrees to keep
             in a first class manner consistent with other first class buildings
             in the greater suburban Boston market, and in good order, condition
             and repair the roof, public areas (including common areas and the
             parking garage), exterior walls (including glass on exterior
             Building walls) and structure of the Building (including plumbing,
             mechanical and electrical

                                       16
<Page>

             systems), all insofar as they affect the Premises, except that
             Landlord shall in no event be responsible to Tenant for the
             condition of glass in and about the Premises or for the doors
             leading to the Premises, or for any condition in the Premises or
             the Building caused by any act or neglect of Tenant, its invitees
             or contractors. Landlord shall not be responsible to make any
             improvements or repairs to the Building other than as expressly in
             this Section 7.1 provided, unless expressly provided otherwise in
             this Lease or unless such repairs are due to the acts or negligence
             of Landlord, its agents, employees or contractors.

        b.   Landlord shall never be liable for any failure to make repairs
             which, under the provisions of this Section 7.1 or elsewhere in
             this Lease, Landlord has undertaken to make unless Tenant has given
             notice to Landlord of the need to make such repairs, and Landlord
             has failed to commence to make such repairs within thirty (30) days
             after receipt of such notice (or, in the case of emergency, within
             such shorter period as may be reasonable in the circumstances), or
             fails to proceed with reasonable diligence to complete such
             repairs. Upon such failure, Tenant shall have the right, but not
             the obligation, to make such repair, whereupon Landlord shall
             forthwith reimburse Tenant for the reasonable costs incurred by
             Tenant upon receipt of an invoice from Tenant. In no event shall
             Tenant have a right of offset or abatement of Basic Rent or other
             amounts due hereunder.

7.2     TENANT'S AGREEMENT

        a.   Tenant will keep neat and clean and maintain in good order,
             condition and repair the Premises and every part thereof, excepting
             only those repairs for which Landlord is responsible under the
             terms of this Lease, reasonable wear and tear of the Premises, and
             damage by fire or other casualty and as a consequence of the
             exercise of the power of eminent domain; and shall surrender the
             Premises, at the end of the term, in such condition. Without
             limitation, Tenant shall maintain and use the Premises in
             accordance with all directions, rules and regulations of the proper
             officers of governmental agencies having jurisdiction, and shall,
             at Tenant's own expense, obtain all permits, licenses and the like
             required by applicable law, except that Landlord shall obtain, at
             its cost and expense, a Certificate of Occupancy for the Premises
             as specified in Section 4.2 hereof. Tenant shall be responsible for
             the cost of repairs which may be made necessary by reason of damage
             to common areas in the Building by Tenant, Tenant's independent
             contractors, or Tenant's invitees.

                                       17
<Page>

        b.   If repairs are required to be made by Tenant pursuant to the terms
             hereof, Landlord may demand that Tenant make the same within 30
             days after written notice, and if Tenant refuses or neglects to
             commence such repairs within such 30 day period or to complete the
             same within a reasonable time thereafter provided Tenant commence
             such repairs within such 30 day period and diligently pursues
             completion thereof (provided that such repairs shall be completed
             within 90 days following Landlord's initial notice), Landlord may
             (but shall not be required to do so) make or cause such repairs to
             be made and shall not be responsible to Tenant for any loss or
             damage that may accrue to Tenant's stock or business by reason
             thereof. If Landlord makes or causes such repairs to be made,
             Tenant agrees that Tenant shall within 30 days after written demand
             (which demand shall include a reasonably detailed statement of
             Landlord's expenses and, if applicable, invoices from contractors
             and suppliers), pay to Landlord the cost thereof as an additional
             charge hereunder. If Landlord has paid the contractors and
             suppliers prior to seeking payment from Tenant hereunder (but
             without the requirement to do so), Landlord shall provided evidence
             of such payment to Tenant together with its statement for payment
             hereunder.

7.3     FLOOR LOAD - HEAVY MACHINERY

        a.   Tenant shall not place a load upon any floor in the Premises
             exceeding 100 lbs. (live load) per square foot of usable area.
             Landlord reserves the right to reasonably prescribe the weight and
             position of all business machines and mechanical equipment,
             including safes, which shall be placed so as to distribute the
             weight. Business machines and mechanical equipment shall be placed
             and maintained by Tenant at Tenant's expense in settings
             sufficient, in Landlord's reasonable judgment, to absorb and
             prevent vibration, noise and annoyance. Tenant shall not move any
             safe, heavy machinery, heavy equipment, freight, bulky matter or
             fixtures into or out of the Building without Landlord's prior
             consent, which consent shall not be unreasonably withheld,
             conditioned or delayed and may include a requirement to provide
             insurance in such amounts as Landlord may reasonably deem necessary
             to protect the common areas of the Building affected during such
             move.

        b.   If any such safe, machinery, equipment, freight, bulky matter or
             fixtures requires special handling, Tenant agrees to employ only
             persons holding a Master Rigger's License to do such work, and that
             all work in connection therewith shall comply with applicable laws
             and regulations. Any such moving shall be at the sole risk and
             hazard of Tenant, and Tenant will exonerate, indemnify and save
             Landlord harmless against

                                       18
<Page>

             and from any liability, loss, injury, claim or suit resulting
             directly or indirectly from such moving, unless such liability,
             loss, injury, claim or suit resulting from such moving is due to
             the negligence or willful misconduct of Landlord or Landlord's
             agents, employees or contractors.

        c.   Except in the case of emergency or a scheduled closing of the
             Building, Landlord shall provide to Tenant (subject to reasonable
             security procedures which may be imposed by Landlord) access to the
             Building, an elevator and the loading dock, twenty-four hours per
             day, 365 days per year.

7.4     BUILDING SERVICES

        a.   Landlord shall, on Business Days from 8:00 a.m. to 6:00 p.m.
             (except on Saturdays only from 8:00 a.m. to 1:00 p.m.), furnish
             heating and cooling as normal seasonal changes may require to
             provide reasonably comfortable space temperature and ventilation
             for occupants of the Premises under normal business operation at an
             occupancy of not more than one person per 150 square feet of Usable
             Floor Area and an electrical load not exceeding 4.5 watts per
             square foot of Usable Floor Area. If Tenant shall require air
             conditioning, heating or ventilation outside the hours and days
             above specified, Landlord shall furnish such service and Tenant
             shall pay therefor such reasonable charges to be applied in
             non-discriminatory manner as may from time to time be in effect
             (without imposition by Landlord of any administrative fee for
             electric service for overtime HVAC). In the event Tenant introduces
             into the Premises personnel or equipment which overloads the
             capacity of the Building system or in any other way interferes with
             the system's ability to perform adequately its proper functions,
             supplementary systems may, if and as needed, in Landlord's
             reasonable discretion, be provided by Landlord, at Tenant's expense
             provided that Landlord has first notified Tenant of the overload
             and has given Tenant a reasonable opportunity to remove such excess
             personnel or equipment prior to installing the supplementary
             systems. Except in the case of emergency, Landlord shall provide to
             Tenant (subject to reasonable security procedures which may be
             imposed by Landlord) access to the Building, an elevator and a
             loading dock twenty-four (24) hours a day, three hundred sixty-five
             (365) days a year).

        b.   Landlord shall also provide:

             i.      Hot water for lavatory purposes and cold water (at
                     temperatures supplied by the City of Quincy) for drinking,
                     lavatory and toilet purposes. If Tenant uses water for any
                     purpose other than for

                                       19
<Page>

                     ordinary lavatory and drinking purposes, Landlord may
                     assess a reasonable charge (not to exceed the actual cost
                     of the additional water) for the additional water so used
                     or install a water meter and thereby measure Tenant's water
                     consumption for all purposes. In the latter event, Tenant
                     shall pay the cost of the meter and the cost of
                     installation thereof and shall keep such meter and
                     installation equipment in good working order and repair.
                     Tenant agrees to pay for water consumed, as shown on such
                     meter, together with the sewer charge based on such meter
                     charges, as and when bills are rendered and if Tenant is in
                     default in making such payment, Landlord may pay such
                     charges and collect the same from Tenant, within ten (10)
                     days after written demand therefor, as an additional charge
                     hereunder. All piping and other equipment and facilities
                     required for use of water outside the Building core will be
                     installed and maintained by Landlord at Tenant's sole cost
                     and expense.

             ii.     After 7:00 p.m. cleaning and janitorial services to the
                     Premises, provided the same are kept in order by Tenant, in
                     accordance with the cleaning standards set forth in EXHIBIT
                     CS attached hereto.

             iii.    Passenger elevator service from the existing passenger
                     elevator system in common with Landlord and other tenants
                     of the Building.

7.5     ELECTRICITY

        a.   Landlord shall supply electricity to the Premises to supply a
             requirement not to exceed 4.5 watts per square foot of usable area
             for standard single-phase 120 volt alternating current and Tenant
             agrees in its use of the Premises not to exceed such requirement
             and that its total connected lighting load will not exceed the
             maximum from time to time permitted under applicable governmental
             regulations. In connection with Landlord's Work, Landlord shall
             purchase and install, at Tenant's expense, which expense shall be
             reasonable and shall be included in the Tenant Improvement
             Allowance, all lamps, tubes, bulbs, starters and ballasts for all
             original fluorescent tubes within the Premises. All other bulbs,
             tubes and lighting fixtures for the Premises shall be provided (at
             a reasonable cost) and installed by Landlord at Tenant's cost and
             expense. In order to assure that the foregoing requirements are not
             exceeded and to avert possible adverse affect on the Building's
             electric system, Tenant shall not, without Landlord's prior
             consent, connect any fixtures, appliances or equipment to the
             Building's electric distribution

                                       20
<Page>

             system other than typewriters, pencil sharpeners, adding machines,
             hand-held or desk-top calculators, dictaphones and a computer
             network connected with personal computers.

        b.   Landlord shall install at Tenant's expense, which expense shall be
             reasonable and included in the Tenant Improvement Allowance, a
             separate meter which shall measure electric consumption (including
             electricity consumed in connection with the operation of the
             variable-air-volume (VAV) boxes used to heat and cool the Premises)
             in the Premises. Tenant shall pay as additional rent all amounts
             billed by the applicable utility company when due directly to the
             utility company. If, for any reason, such utility charges are not
             separately metered at any time during the Term, Tenant shall pay as
             additional rent all reasonably allocated charges attributable to
             the furnishing of electricity to the Premises, which charges shall
             not exceed Landlord's actual costs therefor.

                                  ARTICLE VIII
                                REAL ESTATE TAXES

8.1     PAYMENTS ON ACCOUNT OF REAL ESTATE TAXES

        a.   For the purposes of this Article, the term "Tax Year" shall mean
             the twelve (12) month period commencing on the July 1 immediately
             preceding the Commencement Date and each twelve (12) month period
             thereafter during the Term of this Lease; and the term "Taxes"
             shall mean real estate taxes assessed with respect to the Property
             for any Tax Year. The term "Taxes" shall not include inheritance
             taxes, gift taxes, transfer taxes, franchise taxes, excise taxes,
             net income taxes, profit taxes, capital levies, late payment
             charges and penalties (to the extent that Tenant has made all
             payments of Taxes required hereunder in a timely fashion), or
             special assessments levied against assets other than real estate
             (provided that real estate betterments and assessments shall be
             included in Taxes, so long as the same are paid in installments
             over the longest period permitted by the assessing authority).

        b.   In the event that for any reason, Taxes shall be greater during any
             Tax Year than Base Taxes, Tenant shall pay to Landlord, as an
             Escalation Charge, an amount equal to:

             i.      The excess of Taxes over Base Taxes, multiplied by,

                                       21

<Page>

             ii.     The Escalation Factor, such amount to be apportioned for
                     any fraction of a Tax Year in which the Commencement Date
                     falls or the Term of this Lease ends.

        c.   Estimated payments by Tenant on account of Taxes shall be made
             monthly and at the time and in the fashion herein provided for the
             payment of Basic Rent. The monthly amount so to be paid to Landlord
             shall equal to one-twelfth (1/12) of the amount required to be paid
             (if any) by Tenant pursuant to Paragraph b. above for the preceding
             Tax Year. Promptly after receipt by Landlord of bills for such
             Taxes, Landlord shall advise Tenant of the amount thereof and the
             computation of Tenant's payment on account thereof. If estimated
             payments theretofore made by Tenant for the Tax Year covered by
             such bills exceed the required payments on account thereof for such
             Tax Year, Landlord shall credit the amount of overpayment against
             subsequent obligations of Tenant on account of real estate taxes
             (or refund such overpayment if the Term of this Lease has ended and
             Tenant has no further obligation to Landlord); but if the required
             payments on account thereof for such Tax Year are greater than
             estimated payments theretofore made on account thereof for such Tax
             Year, Tenant shall make payment to Landlord within thirty (30) days
             after being so advised by Landlord. Landlord shall have the same
             rights and remedies for the nonpayment by Tenant of any payments
             due on account of such Taxes as Landlord has hereunder for the
             failure of Tenant to pay Basic Rent.

8.2     ABATEMENT

        If Landlord shall receive any tax refund or reimbursement of Taxes or
        sum in lieu thereof with respect to any Tax Year, then out of any
        balance remaining thereof after deducting Landlord's expenses reasonably
        incurred in obtaining such refund, Landlord shall pay to Tenant an
        amount equal to such refund or reimbursement or sum in lieu thereof
        (exclusive of interest) multiplied by the Escalation Factor and adjusted
        for any partial year; provided, that in no event shall Tenant be
        entitled to receive more than the amount of any payments made by Tenant
        on account of real estate Tax increases for such Tax Year pursuant to
        Paragraph b. of Section 8.1 or to receive any payment if Taxes for any
        Tax Year are less than Base Taxes.

                                       22
<Page>

8.3     ALTERNATE TAXES

        a.   If some method or type of taxation shall replace the current method
             of assessment of real estate taxes, or the type thereof, the Tenant
             agrees that Tenant shall pay an equitable share of the same
             computed in a fashion consistent with the method of computation
             herein provided, to the end that Tenant's share thereof shall be,
             to the maximum extent practicable, comparable to that which Tenant
             would bear under the foregoing provisions.

        b.   If a tax (other than a Federal or State net income tax) is assessed
             on account of the rents or other charges payable by Tenant to
             Landlord under this Lease, Tenant agrees to pay the same within
             twenty (20) days after billing therefor, unless applicable law
             prohibits the payment of such tax by Tenant. Landlord shall have
             the same rights and remedies for nonpayment by Tenant of any such
             amounts as Landlord has hereunder for the failure of Tenant to pay
             Basic Rent.

                                   ARTICLE IX
                               OPERATING EXPENSES

9.1     DEFINITIONS

        For the purposes of this Article, the following terms shall have the
        following respective meanings:

        OPERATING YEAR: Each calendar year in which any part of the Term of this
        Lease shall fall.

        OPERATING EXPENSES: The aggregate costs or expenses reasonably incurred
        by Landlord with respect to the operation, administration, cleaning,
        repair, maintenance and management of the Property including, without
        limitation, those items enumerated in EXHIBIT OC annexed hereto,
        provided that, if during any portion of the Operating Year for which
        Operating Expenses are being computed, less than 95% of the Building
        Rentable Area was occupied by tenants, actual operating expenses
        incurred shall be reasonably extrapolated by Landlord on an item basis
        to the estimated operational expenses that would have been incurred if
        the Building were 95% occupied for such Operating Year, and such
        extrapolated amount shall, for the purposes hereof, be deemed to be the
        Operating Expenses for such Operating Year. In no event shall Landlord
        collect more than 100% of Operating Expenses (subject to Landlord's
        right throughout the year to collect estimated payments, with the
        measurement of Landlord's collections being made at the time of annual
        reconciliation of payments of Operating Expenses hereunder).

                                       23
<Page>

9.2     TENANT'S PAYMENT

        a.   In the event that Operating Expenses for any Operating Year shall
             be greater than Base Operating Expenses, Tenant shall pay to
             Landlord, as an Escalation Charge, an amount equal to:

             i.      The excess of the Operating Expenses for such Operating
                     Year over and above Base Operating Expenses, multiplied by,

             ii.     The Escalation Factor, such amount to be apportioned for
                     any Operating Year in which the Commencement Date falls or
                     the Term of this Lease ends.

        b.   Reasonable estimated payments by Tenant on account of Operating
             Expenses shall be paid by Tenant monthly and at the time and in the
             fashion herein provided for the payment of Basic Rent. Landlord
             shall use reasonable efforts to provide to Tenant thirty (30) days
             prior to each Operating Year a reasonably detailed budget,
             consistently applied from year to year, for anticipated Operating
             Expenses, provided, however, that any delay or failure on the part
             to Landlord to provide such budget shall not affect or excuse the
             obligations of Tenant to make all payments required hereunder at
             the times specified herein. The monthly amount so to be paid to
             Landlord shall be sufficient to provide Landlord by the end of each
             Operating Year a sum equal to Tenant's required payments (if any)
             on account of Operating Expenses for the preceding Operating Year.
             By no later than June 30 after the end of each Operating Year,
             Landlord shall submit to Tenant a reasonably detailed accounting of
             Operating Expenses, consistently applied from year to year, for
             such Operating Year, and Landlord shall certify the accuracy
             thereof. If estimated payments theretofore made for such Operating
             Year by Tenant exceed Tenant's required payment on account thereof
             for such Operating Year, according to such statement, Landlord
             shall credit the amount of overpayment against subsequent
             obligations of Tenant with respect to Operating Expenses (or refund
             such overpayment if the Term of this Lease has ended and Tenant has
             no further obligation to Landlord); but, if the required payments
             on account thereof for such Operating Year are greater than the
             estimated payments (if any) theretofore made on account thereof for
             such Operating Year, Tenant shall make payment to Landlord within
             thirty (30) days after being so advised by Landlord. Landlord shall
             have the same rights and remedies for the nonpayment by Tenant of
             any payments due on account of Operating Expenses as Landlord has
             hereunder for the failure of Tenant to pay Basic Rent.

                                       24
<Page>

        c.   Tenant shall have the right, no more often than once in an
             Operating Year, exercisable within one hundred twenty (120) days
             following the delivery to Tenant of the accounting referred to in
             Paragraph 9.2(b) and upon reasonable prior notice to Landlord to
             inspect Landlord's books and records relating to Operating Expenses
             and Taxes for the Operating Year covered by such accounting. Tenant
             acknowledges and agrees that only employees of Tenant, or Tenant's
             certified public accountant or accounting firm (provided that such
             accountant or accounting firm is then responsible for Tenant's
             general corporate accounting), or a real estate service provider
             engaged generally by Tenant for real estate facilities management
             purposes (but not a third party engaged in the business of review
             of leasehold charges and payments) may conduct any such inspection,
             which inspection shall occur at such place and time (during normal
             business hours) as Landlord may reasonably designate. Tenant shall
             pay for all reasonable expenses incurred by Landlord in connection
             with, and relating directly to, Tenant's inspection of Landlord's
             books and records if such audit does not disclose an overpayment by
             Tenant of five percent (5%) or more. Landlord shall reimburse
             Tenant for its reasonable expenses incurred in connection with the
             audit if the audit reveals overcharges of five percent (5%) or
             more. In any event, Landlord shall reimburse Tenant the amount of
             any overpayment.

                                    ARTICLE X
                    INDEMNITY AND PUBLIC LIABILITY INSURANCE

10.1    TENANT'S INDEMNITY

        To the maximum extent this Agreement may be made effective according to
        law, Tenant agrees to indemnify and save harmless Landlord from and
        against all claims, actions or proceedings of whatever nature arising
        from any act, omission or negligence of Tenant or Tenant's contractors,
        licensees agents, servants or employees or arising from any accident,
        injury or damage whatsoever caused to any person, or to the property of
        any person, occurring after the date of this Lease until the end of the
        Term of this Lease and thereafter, so long as Tenant is in occupancy of
        any part of the Premises, in or about the Premises, or arising from any
        accident, injury or damage occurring outside of the Premises but on the
        Property, where such accident, damage or injury results or is claimed to
        have resulted from an act or omission on the part of Tenant or Tenant's
        agents or employees or independent contractors. This indemnity and hold
        harmless agreement shall include indemnity against all reasonable costs,
        expenses and liabilities incurred in or in connection with any such
        claim, action or proceeding brought thereon, and the defense thereof.

                                       25
<Page>

10.2    LANDLORD'S INDEMNITY

        To the maximum extent this agreement may be made effective according to
        law, and except to the extent caused by the acts or omissions of Tenant
        or its agents, employees or independent contractors, Landlord agrees to
        indemnify and save harmless Tenant from and against all claims, actions
        or proceedings of whatever nature arising from the negligence or willful
        misconduct of Landlord or Landlord's contractors, licensees, agents,
        servants or employees occurring after the date of this Lease until the
        end of the Term of this Lease. This indemnity and hold harmless
        agreement shall include indemnity against all costs, expenses and
        liabilities incurred in or in connection with any such claim, action or
        proceeding brought thereon, and the defense thereof.

10.3    TENANT'S INSURANCE

        Tenant agrees to maintain in full force from the date upon which Tenant
        first enters the Premises for any reason, throughout the Term of this
        Lease, and thereafter so long as Tenant is in occupancy of any part of
        the Premises, a commercial general liability policy of insurance under
        which Tenant is the named insured and under which Landlord and
        Landlord's lenders, if any, are named as additional insured. Each such
        policy shall be non-cancelable and non-amendable with respect to
        Landlord and Landlord's said designees without thirty (30) days prior
        notice to Landlord and shall be in at least the amounts of the
        Commercial General Liability Insurance specified in Section 1.2, and a
        duplicate original or certificate thereof shall be delivered to
        Landlord. In addition, Tenant shall maintain worker's compensation
        insurance in at least statutory limits covering all of Tenant's
        employees working in the Premises.

        Notwithstanding anything to the contrary contained herein, provided that
        Kemper Insurance Company is the Tenant under this Lease, Tenant shall
        have the right to self-insure any risks for which Tenant is required to
        carry a policy of insurance pursuant to the provisions of this Lease,
        provided that Tenant shall comply with the provisions of Schedule 10.2
        attached hereto and made a part hereof. If at any time during the term
        of this Lease, Tenant is not in compliance with the requirements of
        Schedule 10.2, Tenant shall immediately supply Landlord with the policy
        of insurance required under the first paragraph hereof.

10.4    TENANT'S RISK

        To the maximum extent this Agreement may be made effective according to
        law, Tenant agrees to use and occupy the Premises and to use such other
        portions of the Buildings as Tenant is herein given the right to use at
        Tenant's own risk; and Landlord shall have no responsibility or
        liability for any loss of

                                       26
<Page>

        or damage to Tenant's Removable Property, unless caused by the
        negligence or willful misconduct of Landlord or Landlord's contractors,
        licensees, agents, servants or employees. The provisions of this Section
        shall be applicable from and after the execution of this Lease and until
        the end of the Term of this Lease, and during such further period as
        Tenant may use or be in occupancy of any part of the Premises or of the
        Building.

10.5    INJURY CAUSED BY THIRD PARTIES

        To the maximum extent this Agreement may be made effective according to
        law, Tenant agrees that Landlord shall not be responsible or liable to
        Tenant, or to those claiming by, through or under Tenant, for any loss
        or damage that may be occasioned by or through the acts or omissions of
        persons occupying adjoining premises or any part of the Premises
        adjacent to or connecting with the Premises or any part of the Property
        or otherwise, unless caused by the negligence or willful misconduct of
        Landlord or Landlord's contractors, licensees, agents, servants or
        employees.

10.6    LANDLORD'S INSURANCE

        Landlord shall maintain at all times during the Term of this Lease
        insurance against: (i) physical damage to the Building and the Tenant
        Improvements (excluding Tenant's furniture, fixtures, equipment, and
        other personal property), in an amount not less than the full
        replacement cost of the property insured, and covering the risks
        customarily covered under a "Causes of Loss-Special Form" (formerly
        known as "all risk") policy (including flood and earthquake damage
        coverage), subject to a commercially reasonable deductible, (ii)
        commercial general liability insurance (including contractual liability
        coverage for bodily injury and property damage) in an amount of not less
        than $10,000,000 on a combined single limit basis, and (iii) worker's
        compensation insurance in at least statutory limits. Landlord shall name
        Tenant as an additional insured on its comprehensive general liability
        insurance policy, and such policy shall be non-cancelable and
        non-amendable with respect to Tenant's interest thereunder without
        thirty (30) days prior notice to Tenant. Landlord shall deliver to
        Tenant certificates as to the insurance required hereunder upon request
        therefor.

                                   ARTICLE XI
                          LANDLORD'S ACCESS TO PREMISES

11.1    LANDLORD'S RIGHTS

        Landlord shall have the right upon reasonable prior written notice to
        Tenant (except in the case of emergency where no notice shall be
        required) to enter

                                       27
<Page>

        the Premises at all reasonable hours for the purpose of inspecting or
        making repairs to the same, and Landlord shall also have the right upon
        reasonable prior written notice to Tenant to make access available at
        all reasonable hours to prospective or existing mortgages, purchasers or
        tenants of any part of the Property. Any access by Landlord shall not
        unreasonably disturb or interfere with Tenant's conduct of business at
        the Premises or quiet use and enjoyment of the Premises.

                                   ARTICLE XII
                           FIRE, EMINENT DOMAIN, ETC.

12.1    ABATEMENT OF RENT

        If the Premises shall be damaged by fire or other casualty in the
        Building, Basic Rent and Escalation Charges payable by Tenant shall
        abate proportionately for the period in which, by reason of such damage,
        there is substantial interference with Tenant's use of the Premises,
        having regard to the extent to which Tenant may be required to
        discontinue Tenant's use of all or a portion of the Premises, but such
        abatement or reduction shall end if and when Landlord shall have
        substantially restored the Premises to the condition in which they were
        immediately prior to such damage including Tenant Improvements and
        alterations. If the Premises or the appurtenant rights and reservations
        for which Tenant may have an entitlement per Section 2.2 of this Lease
        shall be materially and adversely affected by any exercise of the power
        of eminent domain, Basic Rent and Escalation Charges payable by Tenant
        shall be justly and equitably abated and reduced according to the nature
        and extent of the loss of use thereof suffered by Tenant.

12.2    RIGHT OF TERMINATION

        If the Premises or the Property are substantially damaged by fire or
        casualty (the term "substantially damaged" meaning damage of such a
        character that the same cannot, in ordinary course, reasonably be
        expected to be repaired within six (6) months from the time that repair
        work would commence), or, if as a result of any exercise of the right of
        eminent domain more than thirty percent (30%) of the Building or the
        Property is taken or a material portion of the parking is taken or there
        is a material impact on access to the Property or Tenant's use of the
        Premises is materially impaired (collectively, a "Taking"), then either
        party shall have the right to terminate this Lease (even if Landlord's
        entire interest in the Premises may have been divested) by giving to the
        other party notice of such party's election so to do within ninety (90)
        days after the occurrence of such casualty or the effective date of such
        Taking, whereupon this Lease shall terminate thirty (30) days after the
        date of such

                                       28
<Page>

        notice with the same force and effect as if such date were the date
        originally established as the expiration date hereof.

12.3    RESTORATION

        If this Lease shall not be terminated pursuant to Section 12.2, Landlord
        shall thereafter use due diligence to restore the Premises to its
        condition prior to the casualty or Taking (to the extent feasible),
        including tenant improvements, provided that Landlord's obligation shall
        be limited to the amount of insurance proceeds available therefor. If,
        for any reason (including, without limitation, insufficiency or
        unavailability of insurance proceeds), such restoration shall not be
        substantially completed within six (6) months from the time that repair
        work would commence in the case of damage by fire or casualty or from
        the effective date of the Taking, as applicable (which six (6) month
        period may be extended for such periods of time as Landlord is prevented
        from proceeding with completing such restoration for reasons of force
        majeure, but in no event for more than an additional three (3) months),
        Tenant shall have the right to terminate this Lease by giving notice to
        Landlord thereof within thirty (30) days after the expiration of such
        period (as so extended). Upon the giving of such notice, this Lease
        shall cease and come to an end without further liability or obligation
        on the part of either party unless, within such thirty (30) day period,
        Landlord substantially completes such restoration. Such right of
        termination shall be Tenant's sole and exclusive remedy at law or in
        equity for Landlord's failure so to complete such restoration.

12.4    AWARD

        Landlord shall have and hereby reserves and excepts, and Tenant hereby
        grants and assigns to Landlord, all rights to recover for damage to the
        Property and the leasehold interest hereby created, and to compensation
        accrued or hereafter to accrue by reason of such taking, damage or
        destruction, and by way of confirming the foregoing, Tenant hereby
        grants and assigns, and covenants with Landlord to grant and assign to
        Landlord, all rights to such damages or compensation. Nothing contained
        herein shall be construed to prevent Tenant from prosecuting in any
        condemnation proceedings a claim for the value of any of Tenant's
        Removable Property installed in the Premises by Tenant at Tenant's
        expense and for relocation expenses. Landlord hereby agrees that it will
        not prosecute in any condemnation proceeding a claim for the value of
        Tenant's removable property installed in the Premises by Tenant at
        Tenant's expense or for any relocation expenses incurred or to be
        incurred by Tenant.

                                  ARTICLE XIII
                                     DEFAULT

                                       29
<Page>

13.1    TENANT'S DEFAULT

        a.   If at any time subsequent to the date of this Lease any one or more
             of the following events (herein referred to as a "Default of
             Tenant") shall happen:

             i.      Tenant shall fail to pay the Basic Rent, Escalation Charges
                     or other charges hereunder when due and such failure shall
                     continue for five (5) Business Days after notice to Tenant
                     from Landlord; or

             ii.     Tenant shall neglect or fail to perform or observe any
                     other covenant herein contained on Tenant's part to be
                     performed or observed and Tenant shall fail to remedy the
                     same within thirty (30) days after notice to Tenant
                     specifying such neglect or failure, or if such failure is
                     of such a nature that Tenant cannot reasonably remedy the
                     same within such thirty (30) day period, Tenant shall fail
                     to commence promptly to remedy the same and to prosecute
                     such remedy to completion with diligence and continuity; or

             iii.    Tenant's leasehold interest in the Premises shall be taken
                     on execution or by other process of law directed against
                     Tenant not discharged within sixty (60) days after the
                     commencement thereof; or

             iv.     Tenant shall make an assignment for the benefit of
                     creditors or shall file a voluntary petition in bankruptcy
                     or shall be adjudicated bankrupt or insolvent, or shall
                     file any petition or answer seeking any reorganization,
                     arrangement, composition, readjustment, liquidation,
                     dissolution or similar relief for itself under any present
                     or future Federal, State or other statute, law or
                     regulation for the relief of debtors, or shall seek or
                     consent to or acquiesce in the appointment of any trustee,
                     receiver or liquidator of Tenant or of all or any
                     substantial part of its properties, or shall admit in
                     writing its inability to pay its debts generally as they
                     become due; or

             v.      A petition shall be filed against Tenant in bankruptcy or
                     under any other law seeking any reorganization,
                     arrangement, composition, readjustment, liquidation,
                     dissolution, or similar relief under any present or future
                     Federal, State or other statute, law or regulation and
                     shall remain undismissed or unstayed for an aggregate of
                     sixty (60) days (whether or not consecutive), or if

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                     any debtor in possession (whether or not Tenant) trustee,
                     receiver or liquidator of Tenant or of all or any
                     substantial part of its properties or of the Premises shall
                     be appointed without the consent or acquiescence of Tenant
                     and such appointment shall remain unvacated or unstayed for
                     an aggregate of sixty (60) days (whether or not
                     consecutive);

             vi.     Or if Tenant dissolves or is dissolved or liquidated or
                     adopts any plan or commences any proceeding, the result of
                     which is intended to include dissolution or liquidation;

             vii.    Or if Tenant fails to supply the insurance required under
                     Section 10.2 within five (5) Business Days after notice to
                     Tenant from Landlord;

             viii.   Then in any such case:

                     (1)     If such Default of Tenant shall occur prior to the
                             Commencement Date, this Lease shall IPSO FACTO, and
                             without further act on the part of Landlord,
                             terminate; and

                     (2)     If such Default of Tenant shall occur after the
                             Commencement Date, Landlord may terminate this
                             Lease by notice to Tenant, specifying a date not
                             less than fifteen (15) days after the giving of
                             such notice on which this Lease shall terminate and
                             this Lease shall come to an end on the date
                             specified therein as fully and completely as if
                             such date were the date herein originally fixed for
                             the expiration of the Term of this Lease (Tenant
                             hereby waiving any rights of redemption under
                             M.G.L. c. 186, or otherwise), and Tenant will then
                             quit and surrender the Premises to Landlord, but
                             Tenant shall remain liable as hereinafter provided.

        b.   If this Lease shall have been terminated as provided in this
             Article, or if any execution or attachment shall be issued against
             Tenant or any of Tenant's property whereupon the Premises shall be
             taken or occupied by someone other than Tenant, then Landlord may
             re-enter the Premises by summary proceedings, ejectment or
             otherwise, and remove and dispossess Tenant and all other persons
             and any and all property from the same, as if this Lease had not
             been made.

        c.   In the event of any termination, Tenant shall pay the Basic Rent,
             Escalation Charges and other sums payable hereunder up to the time
             of

                                       31
<Page>

             such termination, and thereafter Tenant, until the end of what
             would have been the Term of this Lease in the absence of such
             termination, and whether or not the Premises shall have been
             re-let, shall be liable to Landlord for, and shall pay to Landlord,
             as current damages, the Basic Rent, Escalation Charges and other
             sums which would be payable hereunder if such termination had not
             occurred, less the net proceeds, if any, of any re-letting of the
             Premises, after deducting all reasonable expenses in connection
             with such re-letting, including, without limitation, all
             repossession costs, brokerage commissions, legal expenses,
             attorneys' fees, advertising, expenses of employees, alteration
             costs and expenses of preparation for such re-letting. Tenant shall
             pay such current damages to Landlord monthly on the days which the
             Basic Rent would have been payable hereunder if this Lease had not
             been terminated.

        d.   At any time after such termination, whether or not Landlord shall
             have collected any such current damages, Landlord may demand, as
             liquidated final damages and in lieu of all such current damages
             beyond the date of such demand, and Tenant shall pay to Landlord an
             amount equal to the excess, if any, of the Basic Rent, Escalation
             Charges and other sums as hereinbefore provided which would be
             payable hereunder from the date of such demand (assuming that, for
             the purposes of this paragraph, annual payments by Tenant on
             account of Taxes and Operating Expenses would be the same as the
             payments required for the immediately preceding Operating or Tax
             Year) for what remained, over the Term of this Lease if the same
             remained in effect, over the then fair net rental value of the
             Premises for the same period.

             Nothing contained in this Lease shall limit or prejudice the right
             of Landlord to prove for and obtain in proceedings for bankruptcy
             or insolvency by reason of the termination of this Lease, an amount
             equal to the maximum allowed by any statute or rule of law in
             effect at the time when, and governing the proceedings in which,
             the damages are to be proved, whether or not the amount be greater,
             equal to or less than the amount of the loss or damages referred to
             above.

        e.   In case of any Default by Tenant, Landlord may re-enter the
             Premises by summary proceedings, ejectment, or otherwise, and
             Landlord may:

             i.      Re-let the Premises or any part or parts thereof, either in
                     the name of Landlord or otherwise, for a term or terms
                     which may at Landlord's option be equal to or less than or
                     exceed the period which would otherwise have constituted
                     the balance of the Term of this Lease and may grant
                     concessions or free rent to the extent

                                       32
<Page>

                     that Landlord considers advisable and necessary to re-let
                     the same; and

             ii.     May make such reasonable alterations, repairs and
                     decorations in the Premises as Landlord in its reasonable
                     judgment considers advisable and necessary for the purpose
                     of re-letting the Premises; and the making of such
                     alterations, repairs and decorations shall not operate or
                     be construed to release Tenant from liability hereunder as
                     aforesaid. Landlord shall in no event be liable in any way
                     whatsoever for failure to re-let the Premises, or, in the
                     event that the Premises are re-let, for failure to collect
                     the rent under such re-letting, provided that Landlord
                     shall use commercially reasonable efforts to relet the
                     Premises. Tenant hereby expressly waives any and all rights
                     of redemption granted by or under any present or future
                     laws in the event of Tenant being evicted or dispossessed,
                     or in the event of Landlord obtaining possession of the
                     Premises, by reason of the violation by Tenant of any of
                     the covenants and conditions of this Lease.

        f.   Intentionally Omitted.

        g.   The specified remedies to which Landlord may resort hereunder are
             not intended to be exclusive of any remedies or means of redress to
             which Landlord may at any time be entitled lawfully, and Landlord
             may invoke any remedy (including the remedy of specific
             performance) allowed at law or in equity as if specific remedies
             were not herein provided for.

        h.   All reasonable costs and expenses incurred by or on behalf of
             Landlord (including, without limitation, attorneys' fees and
             expenses) in enforcing its rights hereunder or occasioned by any
             Default of Tenant shall be paid by Tenant.

13.2    LANDLORD'S DEFAULT

        Landlord shall in no event be in default in the performance of any of
        Landlord's obligations hereunder unless and until Landlord shall have
        failed to perform such obligations within thirty (30) days, or such
        additional time as is reasonably required to correct any such default
        provided Landlord commences curing such default within such 30 day
        period and continues to diligently prosecute to completion the cure of
        such default, after notice by Tenant to Landlord specifying wherein
        Landlord has failed to perform any such obligations. In the event that
        Tenant undertakes a cure of a default of Landlord hereunder following
        such notice, Landlord shall reimburse Tenant

                                       33
<Page>

        for its reasonable costs incurred in such cure within thirty (30) days
        after delivery to Landlord of an itemized statement therefor, provided
        that in no event shall Tenant have any right to abatement, set-off or
        other excuse for nonperformance hereunder with respect thereto.

                                   ARTICLE XIV
                          MISCELLANEOUS PROVISIONS AND
                          TENANT'S ADDITIONAL CONVENTS

14.1    EXTRA HAZARDOUS USE

        Tenant covenants and agrees that Tenant will not do or permit anything
        to be done in or upon the Premises, or bring in anything or keep
        anything therein, which shall increase the rate of property or liability
        insurance on the Premises or of the Building above the standard rate
        applicable to premises occupied for Permitted Uses; and Tenant further
        agrees that, in the event that Tenant shall do any of the foregoing,
        Tenant will pay to Landlord, within twenty (20) days of Landlord's
        written demand therefor, any such increase resulting therefrom, which
        shall be due and payable as an additional charge hereunder.

14.2    WAIVER

        a.   Failure on the part of Landlord or Tenant to complain of any action
             or non-action on the part of the other, no matter how long the same
             may continue, shall never be a waiver by Tenant or Landlord,
             respectively, of any of the other's rights hereunder. Further, no
             waiver at any time of any of the provisions hereof by Landlord or
             Tenant shall be construed as a waiver of any of the other
             provisions hereof, and a waiver at any time of any of the
             provisions hereof shall not be construed as a waiver at any
             subsequent time of the same provisions. The consent or approval of
             Landlord or Tenant to or of any action by the other requiring such
             consent or approval shall not be construed to waive or render
             unnecessary Landlord's or Tenant's consent or approval to or of any
             subsequent similar act by the other.

        b.   No payment by Tenant or Landlord, or acceptance by Landlord or
             Tenant, of a lesser amount than shall be due from Tenant to
             Landlord or Landlord to Tenant shall be treated otherwise than as a
             payment on account. The acceptance by Landlord or Tenant of a check
             for a lesser amount with an endorsement or statement thereon, or
             upon any letter accompanying such a check, that such lesser amount
             is payment in full, shall be given no effect, and Landlord or
             Tenant may accept such check without prejudice to any other rights
             or remedies which Landlord or Tenant may have against Tenant or
             Landlord.

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<Page>

14.3    COVENANT OF QUIET ENJOYMENT

        Tenant, subject to the terms and provisions of this Lease, on payment of
        the Basic Rent and Escalation Charges and other charges hereunder and
        observing, keeping and performing all of the other terms and provisions
        of this Lease on Tenant's part to be observed, kept and performed, shall
        lawfully, peaceably and quietly have, hold, occupy and enjoy the
        Premises during the term hereof, without hindrance or ejection by
        Landlord or any persons lawfully claiming under Landlord to have title
        to the Premises superior to Tenant; the foregoing covenant of quiet
        enjoyment is in lieu of any other covenant, express or implied.

14.4    LANDLORD'S LIABILITY

        a.   No owner of the Property shall be liable under this Lease except
             for breaches of Landlord's obligations occurring while owner of the
             Property. The obligations of Landlord shall be binding upon the
             assets of Landlord which comprise the Property but not upon other
             assets of Landlord. No individual partner, trustee, stockholder,
             officer, director, employee, member or beneficiary of Landlord
             shall be personally liable under this Lease and Tenant shall look
             solely to Landlord's interest in the Property in pursuit of its
             remedies upon an event of default hereunder, and the general assets
             of Landlord and of the individual partners, trustees, stockholders,
             officers, employees, members or beneficiaries of Landlord shall not
             be subject to levy, execution or other enforcement procedure for
             the satisfaction of the remedies of Tenant.

        b.   With respect to any services or utilities to be furnished by
             Landlord to Tenant, Landlord shall in no event be liable for
             failure to furnish the same when prevented from doing so by strike,
             lockout, breakdown, accident, order or regulation of or by any
             governmental authority, or failure of supply, or inability by the
             exercise of reasonable diligence to obtain supplies, parts or
             employees necessary to furnish such services, or because of war or
             other emergency, or for any cause beyond Landlord's reasonable
             control, or for cause due to any act or neglect of Tenant or
             Tenant's servants, agents, employees, licensees or any person
             claiming by, through or under Tenant.

        c.   In no event shall Landlord ever be liable to Tenant for any
             indirect or consequential damages suffered by Tenant from whatever
             cause.

14.5    NOTICE TO MORTGAGEE

                                       35
<Page>

        After receiving notice from Landlord and any person, firm or other
        entity that it holds a mortgage which includes the Premises as part of
        the mortgaged premises, no notice from Tenant to Landlord shall be
        effective unless and until a copy of the same is given to such holder
        (provided Tenant shall have been furnished with written notice of the
        name and address of such holder), and the curing of any of Landlord's
        defaults by such holder shall be treated as performance by Landlord.

14.6    ASSIGNMENT OF RENTS AND TRANSFER OF TITLES

        a.   With reference to any assignment by Landlord of Landlord's interest
             in this Lease, or the rents payable hereunder, conditional in
             nature or otherwise, which assignment is made to the holder of a
             mortgage on property which includes the Premises, Tenant agrees
             that the execution thereof by Landlord, and the acceptance thereof
             by the holder of such mortgage shall never be treated as an
             assumption by such holder of any of the obligations of Landlord
             hereunder unless such holder shall, by written notice sent to
             Tenant, specifically otherwise elect and that, except as aforesaid,
             such holder shall be treated as having assumed Landlord's
             obligations hereunder only upon foreclosure of such holder's
             mortgage and the taking of possession of the Premises.

        b.   In no event shall the acquisition of title to the Property by a
             purchaser which, simultaneously therewith, leases the entire
             Property back to the seller thereof be treated as an assumption by
             operation of law or otherwise, of Landlord's obligations hereunder,
             but Tenant shall look solely to such seller-lessee, and its
             successors from time to time in title, for performance of
             Landlord's obligations hereunder. In any event, this Lease shall be
             subject and subordinate to the lease between such purchaser-lessor
             and seller-lessee (provided, however, that the purchaser-lessor
             shall take title to the Property subject to this Lease); provided,
             however, that such purchaser-lessor shall have executed and
             delivered to Tenant a recognition agreement whereby such
             purchaser-lessor agrees to recognize this Lease as a direct lease
             between such purchaser-lessor and Tenant on the terms and
             conditions of this Lease in the event of the termination of the
             lease between the purchaser-lessor and the seller-lessee. For all
             purposes, such seller-lessee, and its successors in title, shall be
             the Landlord hereunder unless and until Landlord's position shall
             have been assumed by such purchaser-lessor.

        c.   Tenant hereby agrees that, except as provided in paragraph b. of
             this Section, in the event of any transfer of title to the Property
             by Landlord, Landlord shall thereafter be entirely freed and
             relieved from the performance and observance of all covenants and
             obligations hereunder.

                                       36
<Page>

        d.   Tenant hereby agrees not to look to the mortgagee, as mortgagee,
             mortgagee in possession, or successor in title to the property, for
             accountability for any security deposit required by the Landlord
             hereunder, unless said sums have actually been received by said
             mortgagee as security for the tenant's performance of this Lease.

        e.   Tenant shall not pay rent more than one month in advance.

14.7    RULES AND REGULATIONS

        Tenant shall abide by the rules and regulations set forth on EXHIBIT D
        hereto and any other reasonable rules and regulations established by
        Landlord from time to time, it being agreed that such rules and
        regulations will be established and applied by Landlord in a
        non-discriminatory fashion, such that all rules and regulations shall be
        generally applicable to other tenants of the Building. Landlord agrees
        to use reasonable efforts to insure that any such rules and regulations
        are uniformly enforced, but Landlord shall not be liable to Tenant for
        violation of the same by any other tenant or occupant of the Building,
        or persons having business with them. In the event of any conflict
        between this Lease and such rules and regulations, the terms of this
        Lease shall prevail.

14.8    ADDITIONAL CHARGES

        If Tenant shall fail to pay when due any sums under this Lease
        designated as an additional charge, Landlord shall have the same rights
        and remedies as Landlord has hereunder for failure to pay Basic Rent.

14.9    INVALIDITY OF PARTICULAR PROVISIONS

        If any term or provision of this Lease, or the application thereof to
        any person or circumstance shall, to the extent, be invalid or
        unenforceable, the remainder of this Lease, or the application of such
        term or provision to persons or circumstances other than those as to
        which it is held invalid or unenforceable, shall not be affected
        thereby, and each term and provision of this Lease shall be valid and be
        enforced to the fullest extent permitted by law.

14.10   PROVISIONS BINDING, ETC.

        Except as herein otherwise provided, the terms hereof shall be binding
        upon and shall inure to the benefit of the successors and assigns,
        respectively, of Landlord and Tenant and, if Tenant shall be an
        individual, upon and to his heirs, executors, administrators, successors
        and assigns. Each term and each provision of this Lease to be performed
        by both parties to this Lease shall be

                                       37
<Page>

        construed to be both a covenant and a condition. The reference contained
        to successors and assigns of Tenant is not intended to constitute a
        consent to assignment by Tenant, but has reference only to those
        instances in which Landlord may later give consent to a particular
        assignment as required by those provisions of Article VI hereof.

14.11   RECORDING

        Landlord and Tenant agree not to record this Lease, but each party
        hereto agrees, contemporaneously with the execution of this Lease, to
        execute a so-called Notice of Lease in the form of EXHIBIT NOL attached
        hereto and incorporated herein. In no event shall such document set
        forth the rent or other charges payable by Tenant under this Lease; and
        any such document shall expressly state that it is executed pursuant to
        the provisions contained in this Lease, and is not intended to vary the
        terms and conditions of this Lease. Upon termination of this Lease,
        Tenant and Landlord shall execute an instrument in recordable form
        acknowledging the date of termination.

14.12   NOTICES

        Whenever, by the terms of this Lease, notices shall or may be given
        either to Landlord or to Tenant, such notice shall be in writing and
        addressed as follows:

        IF INTENDED FOR LANDLORD:

             Address to Landlord at Landlord's Original Address (or to such
             other address or addresses as may from time to time hereafter be
             designated by Landlord by like written notice).

        WITH A COPY TO:

             Katharine E. Bachman, Esq., Hale and Dorr LLP, 60 State Street,
             Boston, MA 02109

        IF INTENDED FOR TENANT:

             Address to Tenant at Tenant's Original Address (or to such other
             address or addresses as may from time to time hereafter be
             designated by Landlord by like written notice).

        WITH A COPY TO:

                                       38
<Page>

             Leslie Robert Evans & Associates, P.A., 375 South County Road,
             Suite 218, Palm Beach, FL 33480.

        All such notices so addressed shall be effective (i) when delivered, if
        hand delivered, or (ii) one (1) day after deposit with a recognized
        overnight delivery service or (iii) three (3) days after deposit with
        the U.S. Postal Service if mailed by registered or certified mail,
        postage prepaid, return receipt requested.

14.13   WHEN LEASE BECOMES BINDING

        The submission of this document for examination and negotiation does not
        constitute an offer to lease, or a reservation of, or option for, the
        Premises, and this document shall become effective and binding only upon
        the execution and delivery hereof by both Landlord and Tenant. All
        negotiations, considerations, representations and understandings between
        Landlord and Tenant are incorporated herein and this Lease expressly
        supersedes any proposals or other written documents relating hereto.
        This Lease may be modified or altered only by written agreement executed
        by Landlord and Tenant, and no act or omission of any employee or agent
        of either party shall alter, change or modify any of the provisions
        hereof.

14.14   PARAGRAPH HEADINGS

        The paragraph headings throughout this instrument are for convenience
        and reference only, and the words contained therein shall in no way be
        held to explain, modify, amplify or aid in the interpretation,
        construction or meaning of the provisions of this Lease.

14.15   RIGHTS OF MORTGAGEE

        This Lease shall be subject and subordinate to any mortgage from time to
        time encumbering the Property, whether executed and delivered prior to
        or subsequent to the date of this Lease, provided that Tenant shall have
        received a commercially reasonable subordination, non-disturbance and
        attornment agreement in recordable form executed by the holder of any
        such mortgage ("SNDA"). In confirmation of such subordination, Tenant
        shall execute, in addition to the SNDA, such instruments in confirmation
        of the foregoing agreement as such holder may reasonably request. In the
        event that any mortgagee or its respective successor in title shall
        succeed to the interest of Landlord, then this Lease shall continue in
        full force and effect and Tenant shall and does hereby agree to attorn
        to such mortgagee or successor and to recognize such mortgagee or
        successor as its Landlord. Landlord represents that as of the date of
        execution of this Lease there is no mortgage encumbering the Building or
        the Property.

                                       39
<Page>

14.16   ESTOPPEL CERTIFICATE

        Landlord and Tenant agree from time to time, within twenty (20) days of
        the receipt of a written request by the other party, to execute,
        acknowledge and deliver to the requesting party a statement in writing
        certifying that this Lease is unmodified and in full force and effect
        and, if Tenant is the requesting party, that there are no uncured
        defaults of Tenant under this Lease, and if Landlord is the requesting
        party, that Tenant has no defenses, offsets or counterclaims against its
        obligations to pay the Base Rent, Escalation Charges and other charges
        hereunder and to perform its other covenants under this Lease and that
        there are no uncured defaults of the Landlord or Tenant under this Lease
        (or, if there have been any modifications that the same is in full force
        and effect as modified and stating the modifications and, if there are
        any defenses, offsets, counterclaims, or defaults, setting them forth in
        reasonable detail), and the dates to which the Base Rent, Escalation
        Charges and other charges hereunder have been paid. Any such statement
        delivered pursuant to this Section 14.16 may be relied upon by a
        prospective purchaser or mortgagee of the Premises or any prospective
        assignee of any mortgagee of the Premises or any prospective assignee of
        Tenant's interest in the Premises, as the case may be. Failure of a
        party to respond to such request within such twenty (20) day period
        shall be a Default under this Lease.

14.17   SECURITY DEPOSIT

        Intentionally omitted.

14.18   REMEDYING DEFAULTS; LATE PAYMENTS

        If Tenant shall at any time default beyond applicable notice and cure
        periods in the performance of any obligation under this Lease, Landlord
        shall have the right, but not the obligation, to enter upon the Premises
        and to perform such obligation notwithstanding the fact that no specific
        provision for such substituted performance is made in the Lease with
        respect to such default. In performing such obligation, Landlord may
        make any payment of money or perform any other act. In the event of the
        exercise of such right by Landlord, Tenant agrees to pay to Landlord
        forthwith within thirty (30) days after written notice accompanied, if
        applicable, by an itemized written statement with copies of invoices,
        all such sums, together with interest thereon at a rate equal to 3% over
        the prime rate in effect from time to time, as published in the Wall
        Street Journal (but in no event less than 18% per annum or more than the
        maximum rate allowed by law), as an additional charge. Any payment of
        Basic Rent, Escalation Charges or other charges payable hereunder not
        paid when due shall bear interest at a rate equal to 3% over the prime
        rate in effect from time to time, as published in the Wall Street
        Journal (but in no event less

                                       40
<Page>

        than 18% per annum or more than the maximum rate allowed by law) from
        the due date thereof, as an additional charge.

14.19   HOLDING OVER

        Any holding over by Tenant after the expiration of the term of this
        Lease shall be treated as a daily tenancy at sufferance at a rate equal
        to 1 1/2 times the Basic Rent plus Escalation Charges and other charges
        herein provided (prorated on a daily basis) and shall otherwise be on
        the terms and conditions set forth in this Lease as far as applicable.
        Landlord shall make no claim against Tenant for consequential damages
        occasioned by any holdover of Tenant during the first thirty (30) days
        thereof.

14.20   WAIVER OF SUBROGATION

        Insofar as, and to the extent that, the following provision may be
        effective without invalidating or making it impossible to secure
        insurance coverage obtainable from responsible insurance companies doing
        business in the locality in which the Property is located (even though
        extra premium may result therefrom) Landlord and Tenant mutually agree
        that, with respect to any hazard, the loss from which is covered by
        insurance then being carried by them, respectively, the one carrying
        such insurance and suffering such loss releases the other of and from
        any and all claims with respect to such loss to the extent of the
        insurance proceeds paid with respect thereto; and they further mutually
        agree that their respective insurance companies shall have no right of
        subrogation against the other on account thereof.

14.21   SURRENDER OF PREMISES

        Upon the expiration or earlier termination of the Term of this Lease,
        Tenant shall peaceably quit and surrender to Landlord the Premises in
        neat and clean condition and in good order, condition and repair,
        together with all alterations, additions and improvements which may have
        been made or installed in, on or to the Premises prior to or during the
        Term of this Lease, excepting only ordinary wear and use and damage by
        fire or other casualty for which, under other provisions of this Lease,
        Tenant has no responsibility of repair or restoration. Tenant shall
        remove all of Tenant's Removable Property and (i) to the extent
        specified by Landlord pursuant to Paragraph 5.2, all Improvements made
        by Tenant and (ii) with respect to improvements made by Tenant not
        requiring Landlord's consent; and Tenant shall repair any damages to the
        Premises or the Building caused by such removal. Notwithstanding
        anything in this Lease to the contrary, Tenant shall have no obligation
        to remove Building Standard Office Improvements from the Premises. Any
        of Tenant's Removable Property which shall remain in the Building or on
        the Premises

                                       41
<Page>

        after the expiration or termination of the Term of this Lease shall be
        deemed conclusively to have been abandoned, and either may be retained
        by Landlord as its property or may be disposed of in such manner as
        Landlord may see fit, at Tenant's sole cost and expense.

14.22   BROKERAGE

        Landlord and Tenant each warrant and represent to the other that they
        have dealt with no broker except Cushman & Wakefield and Lynch Murphy
        Walsh & Partners ("Brokers") in connection with the consummation of this
        Lease. Each party hereto agrees that if any person or entity, other than
        the Brokers makes a claim for brokerage commissions, and such claim is
        made by, through or on account of any acts or alleged acts of said party
        or its representatives, said party will protect, indemnify, defend and
        hold the other party free and harmless from and against any and all
        loss, liability, cost, damage and expense (including reasonable
        attorneys' fees) in connection therewith. Landlord shall be responsible
        for all sums due to the Brokers in connection with this Lease.

14.23   SUBSTITUTE SPACE

        Intentionally omitted.

14.24   ENVIRONMENTAL COMPLIANCE

        a.   Tenant shall not cause any hazardous or toxic wastes, hazardous or
             toxic substances or hazardous or toxic materials (collectively,
             "Hazardous Materials") to be used, generated, stored or disposed of
             on, under or about, or transported to or from, the Premises
             (collectively, "Hazardous Materials Activities") without first
             receiving Landlord's written consent, which may be withheld for any
             reason and revoked at any time. If Landlord consents to any such
             Hazardous Materials Activities, Tenant shall conduct them in strict
             compliance (at Tenant's expense) with all applicable Regulations,
             as hereinafter defined, and using all necessary and appropriate
             precautions. Landlord shall not be liable to Tenant for any
             Hazardous Materials Activities by Tenant, Tenant's employees,
             agents, contractors, licensees or invitees, whether or not
             consented to by Landlord. Tenant shall indemnify, defend with
             counsel reasonably acceptable to Landlord and hold Landlord
             harmless from and against any claims, damages, costs and
             liabilities, arising out of Tenant's Hazardous Materials
             Activities. For purposes hereof, Hazardous Materials shall include
             but not be limited to substances defined as "hazardous substances,"
             "toxic substances," or "hazardous wastes" in the federal
             Comprehensive Environmental Response, Compensation and Liability
             Act of 1980, as amended; the federal

                                       42
<Page>

             Hazardous Materials Transportation Act, as amended; and the federal
             Resource Conservation and Recovery Act, as amended ("RCRA"); those
             substances defined as "hazardous wastes" in the Massachusetts
             Hazardous Waste Facility Siting Act, as amended (Massachusetts
             General Laws Chapter 21D); those substances defined as "hazardous
             materials" or "oil" in Massachusetts General Laws Chapter 21E, as
             amended; and as such substances are defined in any regulations
             adopted and publications promulgated pursuant to said laws
             (collectively, "Regulations"). Prior to using, storing or
             maintaining any Hazardous Materials on or about the Premises,
             Tenant shall provide Landlord with a list of the types and
             quantities thereof, and shall update such list as necessary for
             continued accuracy. Tenant shall also provide Landlord with a copy
             of any Hazardous Materials inventory statement required by any
             applicable Regulations, and any update filed in accordance with any
             applicable Regulations. If Tenant's activities violate or create a
             risk of violation of any Regulations, Tenant shall cease such
             activities immediately upon notice from Landlord. Tenant shall
             immediately notify Landlord both by telephone and in writing of any
             spill or unauthorized discharge of Hazardous Materials or of any
             condition constituting an imminent hazard under any Regulations.
             Landlord, Landlord's representatives and employees may, upon
             reasonable prior written notice (except in the case of emergency
             where no notice shall be required) enter the Premises at any time
             during the Term to inspect Tenant's compliance herewith, and may
             disclose any violation of any Regulations to any governmental
             agency with jurisdiction. Nothing herein shall prohibit Tenant form
             using minimal quantities of cleaning fluid and office supplies
             which may constitute Hazardous Materials but which are customarily
             present in premises devoted to office use, provided that such use
             is in compliance with all applicable laws and subject to all of the
             other provisions of this SECTION 14.24.

        b.   Landlord hereby warrants, represents and agrees that there will be
             no Hazardous Materials present on or in the Property or any part
             thereof (including, without limitation, the groundwater) as of the
             date upon which the Premises are ready for occupancy by Tenant.
             Landlord further agrees that Landlord will not permit or
             voluntarily suffer the use, generation, storage or disposal of any
             Hazardous Material on the Property during the Term of this Lease,
             except for cleaning products and office supplies which are
             customarily present within first-class office buildings similar to
             the Building. In the event that the Property or any part or area
             thereof becomes contaminated with any Hazardous Material during or
             before the Term of this Lease Landlord shall promptly notify Tenant
             and, at Landlord's sole cost, remediate, to the

                                       43
<Page>

             full extent required by law, such contamination. In the event that
             the Property or any part or area thereof becomes contaminated with
             any Hazardous Material during or before the Term of this Lease, to
             the extent that such contamination arose from the acts or omissions
             of Landlord or its employees, agents, contractors, licensees or
             invitees, Landlord shall indemnify, defend and hold Tenant harmless
             from any claim, loss or liability arising from or in connection
             with such contamination including, without limitation, costs of
             analysis, removal, remediation and restoration. In the event that
             the presence of Hazardous Materials did not arise from the acts of
             Tenant or its employees, agents, contractors, licensees or invitees
             and the presence of Hazardous Materials is determined by a
             qualified professional in the field of environmental study as
             posing a threat to the health of any employee, agent or invitee of
             Tenant, and Tenant ceases to use the Premises or any part thereof
             due to the presence of Hazardous Materials, Tenant shall be
             entitled to an abatement in Rent and Escalation Charges due under
             this Lease with respect to the period during which Tenant ceased to
             use the Premises or some part thereof. In the case of a cessation
             of use of only a part of the Premises, such abatement shall be
             apportioned on the basis of the area of the portion of the Premises
             as to which use has ceased.

14.25   EXHIBITS

        Exhibits D, OC, CS, SP, FP, TD, NOL, CDA and Schedule 10.2 attached
        hereto are hereby incorporated by reference as fully as if set forth
        herein in full.

14.26   GOVERNING LAW

        This Lease shall be governed exclusively by the provisions hereof and by
        the Laws of the Commonwealth of Massachusetts, as the same may from time
        to time exist.

14.27   EVIDENCE OF AUTHORITY.

        Landlord and Tenant shall, simultaneously with the execution of this
        Lease, deliver to each other a Secretary's Certificate or similar
        instrument evidencing that the execution of this Lease by the respective
        party has been properly authorized and that the individual executing
        this Lease on its behalf is authorized to do so.

14.28   REMEDIES CUMULATIVE.

                                       44
<Page>

        Any and all rights and remedies which either party may have under this
        Lease, and at law and equity, shall be cumulative and shall not be
        deemed inconsistent with each other, and any two or more of all such
        rights and remedies may be exercised at the same time insofar as
        permitted by law.

14.29   WAIVER OF JURY TRIAL.

        Landlord and Tenant hereby waive trial by jury in any action, proceeding
        or counterclaim brought by either of the parties hereto against the
        other, on or in respect to any matter whatsoever arising out of or in
        any way connected with this Lease, the relationship of Landlord and
        Tenant hereunder, Tenant's use or occupancy of the Premises, and/or
        claim of injury or damages.

14.30   ROOF RIGHTS.

        Subject to such reasonable restrictions as Landlord may require and
        subject to the execution by Tenant of a commercially reasonable license
        agreement, but without rent or other charge, Landlord shall not
        unreasonably withhold, condition or delay its consent to a request by
        Tenant to maintain on the roof of the Building one (1) satellite dish
        and to connect the same to the Premises by appropriate wiring, provided
        that Landlord shall be entitled to impose such restrictions on the size
        and location of such satellite dish as Landlord may determine in its
        reasonable discretion, and further provided that such satellite dish
        shall provide service to Tenant only and to no other party. Tenant shall
        be solely responsible for compliance with all applicable laws,
        ordinances and regulations with respect to the installation and
        maintenance of the satellite dish.

14.31   STORAGE SPACE.

        Subject to availability, Tenant shall have the opportunity to lease from
        Landlord during the Term of this Lease a maximum of 1500 square feet of
        storage space located on the parking level of the Building at the rate
        of $10.00 per square foot.

14.32   BUILDING NAME.

        The Building is currently known as Four Batterymarch Park. Landlord
        hereby reserves the right to change the name of the Building, but agrees
        not to change the name of the Building to that of any insurance company.

14.33   YEAR 2000 COMPLIANCE.

                                       45
<Page>

        Landlord warrants to Tenant that all necessary Building equipment,
        software and appliances, including but not limited to elevators,
        heating, ventilating and air conditioning systems, card key access
        systems, door locks, energy management systems, sprinkler systems, fire
        detection and life safety systems and other Building systems will remain
        fully functional and perform their normal operations on and after the
        Commencement Date, as well as on and after January 1, 2000, without
        interruptions or malfunctions as a result of the passage from the year
        1999 to the year 2000. If Landlord has actual knowledge that any
        repairs, alterations or replacements must be made to any of the
        aforesaid equipment, software or appliances in order to prevent or
        eliminate any such interruptions or malfunctions in the services or
        operations provided thereby, Landlord will cause any such repairs,
        alterations or replacements to be promptly and timely made and the cost
        of any such repairs, alterations or replacements will be paid by
        Landlord.

                     OPTION TO EXTEND; RIGHT OF FIRST OFFER

14.34   TENANT'S OPTION TO EXTEND THE TERM OF THIS LEASE

        Provided that at the time of the exercise of this option and at the
beginning of the extension period (i) Tenant is not in default under this Lease
beyond applicable notice and cure periods, and (ii) this Lease has otherwise not
been terminated, then Tenant shall have a one time option to extend the Term for
one (1) period of five (5) years commencing at the expiration of the Term (the
"Extension Option"). If Tenant chooses to exercise such option Tenant shall do
so by written notice to Landlord ("Tenant's Extension Notice") given no earlier
than eighteen (18) and no later than twelve (12) months prior to the expiration
of the Term of this Lease. Failure of Tenant to exercise such option in a timely
manner shall terminate Tenant's right to lease and occupy the Premises beyond
the Term, and shall terminate all further rights under the Extension Option set
forth in this Section 15.1. The terms and conditions of this Lease during any
such extension shall be the same as contained in this Lease except that Landlord
shall have no obligation to make, or to provide any allowance for, tenant
improvements as may be described in this Lease, and the Basic Rent shall be
adjusted to be the greater of (i) ninety-five percent (95%) of the then Fair
Market Rent (defined below) or (ii) the Basic Rent charged during the year
immediately preceding the extension period, and Tenant shall have no additional
options to extend the Term except as described herein. At the time of adjustment
of the Basic Rent hereunder, Base Operating Expenses hereunder shall be adjusted
to a base year of calendar year 2009, and Bases Taxes shall be adjusted to a
base year of the fiscal year ending June 30,2009.

        No later than fifteen (15) days after the date Landlord receives
Tenant's Extension Notice (the "Landlord's Response Date"), Landlord shall
propose a fair market rent for the Premises (the "Landlord's Proposed Fair
Market Rent") and give

                                       46
<Page>

written notice thereof to Tenant. "Fair Market Rent" for purposes of this Lease
shall mean the rental income that the Premises would most probably command on
the open market as indicated by current rentals being paid for comparable space
within the geographic area (including the Building) in which the Building is
located (as of the time such rental will become effective), giving due
consideration to all matters as are customarily and appropriately considered by
landlords and tenants engaged in leasing similar space in the geographic area in
which the Building is located as of the time of such determination and the terms
of this Lease.

        Tenant shall notify Landlord in writing within thirty (30) days of the
date of Landlord's notice containing Landlord's Proposed Fair Market Rent as to
whether Tenant is accepting or rejecting Landlord's Proposed Fair Market Rent
("Tenant's Notice"). If Tenant fails to provide Tenant's Notice to Landlord
within such thirty (30) day period, Tenant shall be deemed to have accepted
Landlord's Proposed Fair Market Rent, which shall be the Fair Market Rent for
the purposes of the first paragraph of this Section. If Tenant rejects
Landlord's Proposed Fair Market Rent (a "Tenant's Objection Notice"), Tenant
shall propose a fair market rent for the Premises in such notice (the "Tenant's
Proposed Fair Market Rent"). Landlord and Tenant shall attempt to reach
agreement with respect to the Fair Market Rent within fifteen (15) days of the
date of Tenant's Objection Notice. If Landlord and Tenant fail to agree within
such fifteen (15) day period, the Fair Market Rent shall be determined by the
appraisal procedure described below.

        Unless Landlord and Tenant have agreed in writing to the Fair Market
Rent within fifteen (15) days after Tenant's Objection Notice, Landlord and
Tenant, within twenty-five (25) days after Tenant's Objection Notice, shall
jointly appoint a single MAI appraiser with experience in commercial real estate
including at least ten (10) years of experience in appraising office space in
the metropolitan office rental market in which the Building is located and who
is hereinafter referred to as an "appraiser." Within five (5) days after the
appointment of such appraiser Landlord and Tenant shall each provide a written
summary of their respective determinations of the Landlord's and Tenant's
Proposed Fair Market Rent, together with any supporting information which it
deems relevant to such determination to the appraiser promptly upon his/her
appointment. Within thirty (30) days of the appointment of the appraiser, the
appraiser shall notify both Landlord and Tenant of its determination of the Fair
Market Rent. If the appraiser's determination of the Fair Market Rent is equal
to the Landlord's or Tenant's Proposed Fair Market Rent or within the range
between the Landlord's and Tenant's Proposed Fair Market Rent, then the
appraiser's determination of the Fair Market Rent will be the Fair Market Rent.
If the appraiser's determination of the Fair Market Rent exceeds both the
Landlord's and Tenant's Proposed Fair Market Rent, then the higher of either the
Landlord's or Tenant's Proposed Fair Market Rent shall be the Fair Market Rent.
If the appraiser's determination of the Fair Market Rent is lower than both the
Landlord's and Tenant's

                                       47
<Page>

Proposed Fair Market Rent, then the lower of either the Landlord's or Tenant's
Proposed Fair Market Rent shall be the Fair Market Rent.

        If Landlord and Tenant cannot agree on the identity of the appraiser,
then either party on behalf of both may apply to the President of the New
England Chapter of the American Institute of Real Estate Appraisers (or its
successor), or on its failure or inability to appoint an appraiser within ten
(10) days of the application to that person to act, to a court of competent
jurisdiction, for the appointment of an appraiser to serve as the appraiser. The
appraiser shall within thirty (30) days of his or her appointment make his or
her determination of the Fair Market Rent.

        The Fair Market Rent of the Premises, determined in accordance with the
provisions of this section, shall be binding and conclusive on Tenant and
Landlord.

        The cost and expense of the appraiser shall be shared equally by Tenant
and Landlord. If, for any reason, the decision of the appraiser pursuant to this
Section shall not be determined before the commencement of the extension period,
then Tenant shall pay Base Rent in monthly installments at the greater of (i)
the rate in effect immediately prior to the commencement of such extension
period or (ii) the average of the Landlord's Proposed Fair Market Rent and the
Tenant's Proposed Fair Market Rent until such decision of the appraiser shall be
made, and upon the decision by the appraiser an appropriate adjustment shall be
made, retroactive to the first day of such extension.

        In no event shall the date by which Tenant must exercise the Extension
Option be extended for purposes of this Section. Time is of the essence with
respect to this Extension Option.

14.35   TENANT'S RIGHT OF EARLY EXPIRATION

        Subject to the conditions specified in this section and provided that
Tenant shall not be in default under this Lease beyond applicable notice and
cure periods as of the date of Tenant's expiration notice or as of the
expiration date described below, Tenant shall have the right to elect to cause
the Term of this Lease to expire effective as of the last day of the seventh
(7th) Lease Year, as if this date was the expiration date of the Term of this
Lease as otherwise provided for herein, by giving at least twelve (12) calendar
months prior written notice to Landlord specifying Tenant's desire to so
accelerate the expiration date of this Lease (the "Termination Notice"). Tenant
shall pay to Landlord a termination fee (the "Termination Fee") equal to the sum
of (i) the value of all unamortized transaction costs (as reasonably determined
by Landlord, the "Transaction Costs") and (ii) three (3) months Basic Rent. The
payment of Basic Rent shall be made simultaneously with the giving of the
Termination Notice and the payment of the Transaction Costs shall be made within
thirty (30) days after written demand by Landlord, which demand shall be

                                       48
<Page>

accompanied by an itemized statement of such Transaction Costs. Payment of the
Termination Fee as aforesaid shall be a condition to the effectiveness of the
Termination Notice. Time shall be of the essence with respect to this Section
15.2.

14.36   RIGHTS OF FIRST OFFER.

        14.36.1  Landlord is in the process of marketing for lease the third
floor of the Building which is the subject of this Section 14.36.1 (the "Third
Floor Offer Space"). The provisions of this Section shall not apply to the
initial leasing of the Third Floor Offer Space after the date hereof or to any
rights of extension contained in such initial lease(s), nor shall this Section
14.36.1 apply to any other portion of the Building.

        Provided that there is at least one year remaining in the Term of this
Lease, that Tenant is not in default in the performance or observance of any of
the terms and provisions of this Lease on the part of Tenant to be performed or
observed beyond applicable grace and cure periods, and provided that the initial
tenant occupying the Third Floor Offer Space under a lease between Landlord and
DM Management Company has not exercised its prior rights of first offer as to
the Third Floor Offer Space (as to which the rights of Tenant under this Section
14.36.1 shall be expressly subordinate), if Landlord intends to market for lease
all or any portion of the Third Floor Offer Space and such space is at the time
subject to Tenant's rights under this Section, then Landlord will present a term
sheet (the "Third Floor Offer") for the leasing of such space to Tenant at fair
market rent, as reasonably determined by Landlord, and on such other reasonable
and customary terms and conditions for comparable first class office buildings
in the Boston, Massachusetts geographic area as Landlord may determine. Except
as otherwise set forth in the Third Floor Offer, the Third Floor Offer to lease
such space shall be on the terms and conditions set forth herein.

        Upon its receipt of the Third Floor Offer, Tenant shall have ten (10)
business days to accept or reject the Third Floor Offer. If Tenant accepts the
Third Floor Offer within said ten (10) business day period, Landlord and Tenant
shall execute an amendment to this Lease which incorporates the Third Floor
Offer Space on the terms set forth therein within thirty (30) days of Tenant's
acceptance of said Third Floor Offer. In the event that Tenant does not accept
said Third Floor Offer within said ten (10) business day period or Landlord and
Tenant do not execute a lease on the terms therein set forth within said thirty
(30) day period, then Landlord shall have the right to lease to any other party
said Third Floor Offer Space on such terms and conditions not materially more
favorable than those contained in the Third Floor Offer. As used herein,
"materially more favorable" shall include a rental rate less than ninety percent
(90%) of that contained in the Third Floor Offer.

                                       49
<Page>

        14.36.2 Landlord has leased the fourth floor of the Building to DM
Management Company. This Section 14.36.2 shall apply to any portion of the
fourth floor which may become available after the expiration or termination of
the DM Management Company lease (the "Fourth Floor Offer Space"). The provisions
of this Section shall not apply to any rights of extension in the DM Management
Company lease, nor to any renewal thereof, nor shall this Section 14.36.2 apply
to any other portion of the Building.

Provided that Tenant has not previously rejected a Fourth Floor Offer from
Landlord, that there is at least one year remaining in the Term of this Lease
and that Tenant is not in default in the performance or observance of any of the
terms and provisions of this Lease on the part of Tenant to be performed or
observed beyond applicable grace and cure periods, if Landlord intends to market
for lease all or any portion of the Fourth Floor Offer Space and such space is
at the time subject to Tenant's rights under this Section, then Landlord will
present a term sheet (the "Fourth Floor Offer") for the leasing of such space to
Tenant at fair market rent, as reasonably determined by Landlord, and on such
other reasonable and customary terms and conditions for comparable first class
office buildings in the Boston, Massachusetts geographic area as Landlord, and
on such other reasonable and customary terms and conditions for comparable first
class office building in the Boston, Massachusetts geographic area as Landlord
may determine. Except as otherwise set forth in the Fourth Floor Offer, the
Fourth Floor Offer to lease such space shall be on the terms and conditions set
forth herein.

        Upon its receipt of the Fourth Floor Offer, Tenant shall have ten (10)
business days to accept or reject the Fourth Floor Offer. If Tenant accepts the
Fourth Floor Offer within said ten (10) business day period, Landlord and Tenant
shall execute an amendment to this Lease which incorporates the Fourth Floor
Offer Space on the terms set forth therein within thirty (30) days of Tenant's
acceptance of said Fourth Floor Offer. In the event that Tenant does not accept
said Fourth Floor Offer within said ten (10) business day period or Landlord and
Tenant do not execute a lease on the terms therein set forth within said thirty
(30) day period, then Landlord shall have the right to lease to any other party
said Fourth Floor Offer Space on such terms and conditions not materially more
favorable than those contained in the Fourth Floor Offer. As used herein,
"materially more favorable" shall include a rental rate less than ninety percent
(90%) of that contained in the Fourth Floor Offer.

                            [Signatures on Next Page]

                                       50
<Page>

        IN WITNESS WHEREOF, Landlord and Tenant have caused this Lease to be
duly executed, under seal, by persons hereunto duly authorized, in multiple
copies, each to be considered an original hereof, as of the date first set forth
above.

LANDLORD:                                TENANT:

NATIONAL FIRE PROTECTION                 LUMBERMENS MUTUAL CASUALTY COMPANY
ASSOCIATION

By: /s/ [ILLEGIBLE]                      By:  /s/ [ILLEGIBLE]
   ------------------------------           ---------------------------------
Title:  President and CEO                Title:  Senior Vice President

    /s/ [ILLEGIBLE]                      By:  /s/ [ILLEGIBLE]
---------------------------------           ---------------------------------
          Sr. V. P.                      Title: REAL ESTATE OFFICER

                                       51
<Page>

                                   EXHIBIT CDA

                           COMMENCEMENT DATE AGREEMENT

                                  See attached

                                       52
<Page>

                           COMMENCEMENT DATE AGREEMENT

        THIS COMMENCEMENT DATE AGREEMENT is entered into this _____________ day
of _____________, 1999, by and between NATIONAL FIRE PROTECTION ASSOCIATION
("Landlord") and LUMBERMANS MUTUAL CASUALTY COMPANY, an Illinois corporation,
doing business as Kemper Insurance Company ("Tenant").

                                   WITNESSETH:

        WHEREAS, on April ____, 1999, Landlord and Tenant entered into a Lease
Agreement (the "Lease") covering certain premises located on a portion of the
third floor of the office building known as Four Batterymarch Park, located in
Batterymarch Park, Quincy, Massachusetts (the "Demised Premises"), as shown on
Exhibit FP to the Lease; and

        WHEREAS, Section 4.4 of the Lease requires Landlord and Tenant to
execute a Commencement Date Agreement, confirming the Building Rentable Area,
the Premises Rentable Area, the Commencement Date, the Expiration Date and the
Basic Rent per annum during the Term of the Lease.

        NOW, THEREFORE, in consideration of the foregoing, of the mutual
promises of the parties hereto contained herein, and of other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereto agree as follows:

1.      In accordance with the provisions of Section 4.4 of the Lease, Landlord
        and Tenant hereby confirm each of the following:

        1.1  The Building Rentable Area is _____________;

        1.2  The Premises Rentable Area is _____________;

        1.3  The Commencement Date of the Lease is _____________, ____;

        1.4  The Expiration Date of the Lease is _____________, 20___; and

        1.5  The Basic Rent per annum during the Initial Term of the Lease is as
             follows:

             Years 1 and 2:        $_____________
             Years 3 and 4:        $_____________
             Years 5, 6 and 7:     $_____________

                                       53
<Page>

             Years 8,9 and 10:     $_____________

2.      Terms not defined herein shall have the meaning provided therefor in the
        Lease.

3.      Except as provided herein, all other terms and conditions of the Lease
        remain in full force and effect.

        The foregoing Commencement Date Agreement is hereby agreed to by
Landlord and Tenant who have executed this Commencement Date Agreement as of the
date first above written.

                                         TENANT:

WITNESS/ATTEST:                          LUMBERMANS MUTUAL CASUALTY
                                         COMPANY, an Illinois corporation, doing
                                         business as Kemper Insurance Company

                                         By:
----------------------                         ---------------------------------
                                               Name:
                                               Title:

                                         By:
----------------------                         ---------------------------------
                                               Name:
                                               Title:

                                         LANDLORD:

WITNESS/ATTEST:                          NATIONAL FIRE PROTECTION
                                         ASSOCIATION

                                         By:
----------------------                         ---------------------------------
                                               Name:
                                               Title:

                                       54
<Page>

                                   EXHIBIT CS

                             CLEANING SPECIFICATIONS

A.      PREMISES

        DAILY ON BUSINESS DAYS:

        1.   Empty and clean all waste receptacles and ash trays and remove
             waste material from the Premises; wash receptacles as necessary.

        2.   Sweep and dust mop all uncarpeted areas using a dust-treated mop.

        3.   Spot vacuum all rugs and carpeted areas.

        4.   Hand dust and wipe clean with treated cloths all horizontal
             surfaces including furniture, office equipment, window sills, door
             ledges, chair rails and counter tops, within normal reach.

        5.   Wash clean all water fountains.

        6.   Upon completion of cleaning, all lights will be turned off and
             doors locked, leaving the Premises in an orderly condition.

        WEEKLY:

        Vacuum all rugs and carpeted areas.

        QUARTERLY:

        Render high dusting not reached in daily cleaning to include:

        1.   Dusting all pictures, frames, charts, graphs and similar wall
             hangings.

        2.   Dusting all vertical surfaces, such as walls, partitions, doors and
             ducts.

        3.   Dusting all pipes and high moldings.

B.      LAVORATORIES

        DAILY ON BUSINESS DAYS:

        1.   Sweep and damp mop floors.

                                      CS-1
<Page>

        2.   Clean all mirrors, powder shelves, dispensers and receptacles,
             bright work, flushmeters, pipes and toilet seat hinges.

        3.   Wash both sides of all toilet seats.

        4.   Wash all basin, bowls and urinals.

        5.   Dust and clean all powder room fixtures.

        6.   Empty and clean paper towel and sanitary disposal receptacles.

        7.   Remove waste paper and refuse.

        8.   Refill tissue holders, soap dispensers, towel dispensers, vending
             sanitary dispensers; materials to be furnished by Landlord.

        9.   A sanitizing solution will be used in all lavatory cleaning.

        MONTHLY:

        1.   Machine scrub lavatory floors.

        2.   Wash all partitions and tile walls in lavatories.

C.      MAIN LOBBY, BUILDING EXTERIOR AND CORRIDORS

        DAILY ON BUSINESS DAY:

        1.   Sweep and wash all floors.

        2.   Wash all rubber mats.

        3.   Clean elevators, wash or vacuum floors, wipe down walls and doors.

        4.   Spot clean any metal work inside lobby.

        5.   Spot clean any metal work surrounding building entrance doors.

        MONTHLY:

        All resilient tile floors in public areas to be treated equivalent to
        spray buffing.

                                      CS-2
<Page>

        QUARTERLY:

        Windows washed inside and outside - weather permitting.

D.      MISCELLANEOUS SERVICES

        Tenant requiring services in excess of those described above shall
        request same through Landlord, at Tenant's expense.

Initialed for Identification

LANDLORD:                                TENANT:
         ------------------------               ----------------------------

                                      CS-3
<Page>

                                   EXHIBIT OC

                      ITEMS INCLUDED IN OPERATING EXPENSES

Without limitation, Operating Expenses shall include:

1.      All expenses incurred by Landlord or Landlord's agents which shall be
        directly related to employment of personnel, including amounts incurred
        for wages, salaries and other compensation for services, payroll, social
        security, unemployment and similar taxes, workmen's compensation
        insurance, disability benefits, pensions, hospitalization, retirement
        plans and group insurance, uniforms and working clothes and the cleaning
        thereof, and expenses imposed on Landlord or Landlord's agents pursuant
        to any collective bargaining agreement for the services of employees of
        Landlord or Landlord's agents in connection with (and only to the extent
        such personnel are actually performing) the operation, repair,
        maintenance, cleaning, management and protection of the Property, and
        its mechanical systems including, without limitation, day and night
        supervisors, property manager, accountants, bookkeepers, janitors,
        carpenters, engineers, mechanics, electricians and plumbers and
        personnel engaged in supervision of any of the persons mentioned above;
        provided that, if any such employee is also employed on other property
        of Landlord, such compensation shall be suitably prorated among the
        Property and such other properties.

2.      The cost of services, materials and supplies furnished to the Building
        or tenants thereof or used in the operation, repair, maintenance,
        cleaning, management and protection of the Property.

3.      The cost of replacements for tools and other similar equipment used in
        the repair, maintenance, cleaning and protection of the Property,
        provided that, in the case of any such equipment used jointly on other
        property of Landlord, such costs shall be suitably prorated among the
        Property and such other properties and of establishment of reasonable
        reserves relating to operation and maintenance of the Property.

4.      Where the Property is managed by Landlord or an affiliate of Landlord, a
        sum equal to the amounts customarily charged by management firms in the
        Boston area for similar properties, but in no event more than four
        percent (4%) of gross annual income of the Property, whether or not
        actually paid, or where otherwise managed, the amounts accrued for
        management, together with amounts accrued for reasonable legal and other
        professional fees relating to the Property, but excluding such fees and
        commissions paid in connection with

                                      OC-1
<Page>

        services rendered for securing or renewing leases and for matters not
        related to the normal administration and operation of the Building.

5.      Premiums for insurance against damage or loss to the Building from such
        hazards as shall from time to time be generally required by
        institutional mortgages in the Quincy area for similar properties,
        including, but not by way of limitation, insurance covering loss of rent
        attributable to any such hazards, and public liability insurance.

6.      Omitted.

7.      Costs for electricity, water and sewer use charges, and other utilities
        supplied to the Property and not paid for directly by tenants.

8.      Betterment assessments (including interest charged thereon) provided the
        same are apportioned equally over the longest period permitted by law.

9.      Amounts paid to independent contractors for services, materials and
        supplies furnished for the operation, repair, maintenance, cleaning and
        protection of the Property.

        Operating Expenses shall exclude the following:

        (a)  The cost of capital improvements, repairs or replacements to the
             Building except for those that (a) reduce operating expenses of the
             Building, but only to the extent of such cost saving, or (b) are
             required by law; provided, however, such capital improvements,
             repairs and replacements shall be amortized over a reasonable
             period of time in accordance with generally accepted accounting
             principles;

        (b)  Payments for rented equipment, the cost of which equipment would
             constitute a capital expenditure if the equipment were purchased,
             except equipment rented for maintenance and repair of the Building
             which shall be a permitted Operating Expense;

        (c)  The cost of correcting defects as to which Landlord is responsible
             pursuant to Section 4.3 of this Lease;

        (d)  Depreciation and amortization, except to the extent provided above;

        (e)  Interest, mortgage charges and real estate taxes;

                                      OC-2
<Page>

        (f)  Any items to the extent such items are reimbursable to Landlord by
             Tenant (other than through additional rent), by other tenants or
             occupants of the Building, or by any third parties;

        (g)  Salaries of officers, executives and employees of Landlord not
             connected with the operation of the Building, provided that if any
             officer, executive or employee of Landlord or a managing agent
             performs duties with respect to the Building, then a fair and
             equitable portion of the wages and fringe benefits for such
             officer, executive or employee as determined by Landlord shall be
             allocated to the Building and included in Operating Expenses;

        (h)  All costs related to the preparation of any portion of the Building
             for occupancy by a tenant or other occupant;

        (i)  Any cost incurred by the negligent acts or omissions of Landlord,
             its agents and employees;

        (j)  Advertising and promotional expenses associated with the marketing
             of vacant space in the Building;

        (k)  Legal fees and expenses incurred by Landlord, except to the extent
             that such fees and expenses were incurred in connection with
             contracts and the enforcement thereof, for services which are
             provided to Tenant and available to all tenants in the Building;

        (l)  Costs and expenses incurred by Landlord in connection with the
             repair of damage to the Building caused by fire or other casualty,
             insured or required to be insured against hereunder.

        (m)  Insurance premiums to the extent any unusual tenant activity causes
             Landlord's existing insurance premiums to increase or requires
             Landlord to purchase additional insurance, but only to the extent
             such additional cost can be identified by the insurer;

        (n)  The cost of installing any specialty service such as a cafeteria,
             retail store, newsstand, concession or athletic club;

        (o)  The cost of any item for which Landlord is reimbursed through
             condemnation awards;

        (p)  Management fees in excess of the greater of (i) those reasonable
             and customary for comparable properties in the geographic area in
             which

                                      OC-3
<Page>

             the Building is located or (ii) four (4) percent of gross annual
             income from the Property;

        (q)  Costs incurred due to violation by Landlord or any other tenant of
             the Building of any lease or any laws, rules, regulations or
             ordinances applicable to the Building;

        (r)  The cost of any work or services performed for any tenant of the
             Building, whether at the expense of Landlord or such tenant, to the
             extent that such work or services are in excess of the work or
             services which Landlord would be required to furnish other tenants
             of the Building at the expense of Landlord;

        (s)  The cost of any electricity and other utilities consumed in
             premises let to other tenants in the Building in excess of the
             amounts provided without cost to Tenant under this Lease on a per
             square foot of Premises Rentable Area basis;

        (t)  The cost of electricity or other utilities contracted for directly
             between any other tenant of the Building and the utility company
             supplying such electricity or utilities;

        (u)  Any bad debt loss, rent loss, or reserves for bad debts or rent
             loss;

        (v)  Charitable or political contributions;

        (w)  Amounts paid as ground rental or rental or other charges under any
             ground lease or other lease having priority in right over the Lease
             or under or in connection with any license or easement;

        (x)  Costs and expenses incurred by Landlord in connection with the
             repair of damage to the Building caused by risks insured or
             required to be insured against hereunder, except that expenses
             incurred by reason of deductible amounts under insurance policies
             may be included up to an aggregate sum of $25,000 per year;

        (y)  The cost of installing, any specialty service such as a cafeteria,
             retail store, newsstand, concession or athletic club;

        (z)  Expenses in connection with claims for personal injury or property
             damage alleged to have arisen from or in connection with the
             existence, condition or operation of the Building, including
             without limitation costs incurred in connection with the defense of
             such claims, except that

                                      OC-4
<Page>

             expenses incurred by reason of deductible amounts under insurance
             policies may be included up to the aggregate sum of $25,000 per
             year;

        (aa) Cost associated with the operation of the business of the
             partnership or entity which constitutes the Landlord, or the
             operation of any parent, subsidiary or affiliate of Landlord, as
             the same are distinguished from the costs of operation of the
             Building, including without limitation partnership or entity
             accounting and legal matters, costs of defending any lawsuits with
             any mortgagee, cost of selling, syndicating, financing, mortgaging
             or hypothecating any of Landlord's interest in the Building, and
             costs of any disputes between Landlord and its employees or
             disputes of Landlord with third-party building management;

        (bb) Fines, penalties and interest on fines or penalties;

        (cc) Costs incurred in connection with investigating, assessing,
             removing, encapsulating or otherwise remediating or abating
             asbestos or other hazardous or toxic materials or other forms of
             contamination in or on the Building or on or under the Property or
             any part thereof (including without limitation groundwater
             contamination);

        (dd) Cost of any works of fine art (as distinguished from mass-produced
             decorative items) or temporary exhibits in the Building;

        (ee) Any costs representing an amount paid to a landlord-related
             corporation or entity which are in excess of the amount which would
             be paid in the absence of such relationship;

        (ff) All expenses in connection with the marketing, renting or leasing
             of space in the Building, including without limitation, leasing
             commissions, finder's fees, architect's fees, space planning fees,
             advertising expenses and other expenses incurred in connection with
             leasing or renting negotiations and transactions with present or
             prospective tenants or other occupants of the Building;

        (gg) Expenses incurred in connection with the consideration of approval
             of subleases or assignments of leases by tenants;

        (hh) Expenses incurred by Landlord in connection with the transfer or
             disposition of the Property or the Building or any ground
             underlying or overriding lease, including without limitation,
             transfer taxes, brokerage commissions, finder's fees, legal fees
             and closing costs.

                                      OC-5
<Page>

        (ii) Expenses in connection with the design, installation, operation,
             maintenance, repair or replacement of telecommunications equipment
             or facilities unless such equipment or facilities are available for
             us by Tenant on substantially the same basis as they are made
             available to other tenants of the Building.

Initialed for Identification

LANDLORD:                                TENANT:
         ------------------------               -------------------------------

                                      OC-6
<Page>

                                    Exhibit D

                              RULES AND REGULATIONS

The following Rules and Regulations have been formulated for the safety and well
being of all Tenants of the Building and to insure compliance with all municipal
and other requirements. Strict adherence to these Rules and Regulations is
necessary to guarantee that each and every Tenant will enjoy a safe and
undisturbed occupancy in the Building in accordance with the lease. Any
continuing violation of these Rules and Regulations by a Tenant, after notice
from the Landlord, shall constitute a Default under the Lease.

1.      The sidewalks, entrances, loading dock, atrium, elevators, vestibules,
        stairways, corridors, or other parts of the Building not occupied by any
        Tenant shall not be obstructed or encumbered by any Tenant or used for
        any purpose other than ingress and egress and to from the Premises. The
        Landlord shall have the right to control and operate and public portions
        of the Building and the facilities furnished for common use of the
        Tenants, in such manner as the Landlord reasonably deems best for the
        benefit of the Tenants generally.

2.      No drapes, blinds, shades or screens shall be attached to or hung in, or
        used in connection with, any window or door of the Premises, without the
        prior written consent of the Landlord.

3.      No bicycles, vehicles or animals, birds or pets of any kind shall be
        brought into or kept in or about the Premises, and no cooking (other
        than in a microwave oven, toaster oven or coffee maker) shall be done or
        permitted by any Tenant on the Premises. No Tenant shall cause or permit
        any unusual or objectionable odors to be produced upon or penetrate from
        the Premises.

4.      No inflammable, combustible or explosive fluid, chemical or substance
        shall be kept upon the Premises, except for office and cleaning supplies
        of a type, and in quantities, commonly found in general office uses in
        the vicinity of the Premises.

5.      No additional locks or bolts of any kind shall be places upon any of the
        doors, nor shall any changes be made in existing locks or the mechanism
        thereof to the doors leading to the corridors or main halls. All
        entrance doors shall be kept closed during business hours except as they
        may be used for ingress or egress. Each Tenant shall, upon the
        termination of his tenancy, restore to the Landlord all keys either
        furnished to, or otherwise procured by such Tenant and in the event of
        the loss of any keys so furnished, such Tenant shall pay to the Landlord
        the cost thereof.

                                       D-1
<Page>

6.      No furniture, equipment or other bulky matter of any description shall
        be received into the Building or carried in the elevators except in the
        manner and during the reasonable times approved by Landlord. Tenant
        shall obtain Landlord's determination prior to moving said property into
        the Building. All moving of furniture, equipment, and other material
        within the public areas shall be under the direct reasonable control and
        supervision of Landlord who shall, however, not be responsible for any
        damage to or charges for moving the same unless such damages or charges
        result from the negligence of Landlord or Landlord's employees or
        agents. Landlord shall have the sole right to determine if Tenant's
        property can be safely transported in the elevators.

7.      The Landlord reserves the right to exclude from the Building at all
        times any person who is not known or does not properly identify himself
        to the building management or security service. Landlord may, at its
        option, require all persons admitted to or leaving the Building between
        the hours of 6:00 PM and 7:00 AM, Monday through Friday, and on
        Saturdays after 1:00 PM to register. Each Tenant shall be responsible
        for all persons for whom they authorize entry into or exit out of the
        Building.

8.      The Premises shall not, at any time, be used for lodging or sleeping or
        for any immoral or illegal purposes.

9.      Canvassing, soliciting and peddling in the Building is prohibited and
        each Tenant shall cooperate to prevent the same.

10.     Landlord does not maintain suite finishes which are non standard, such
        as bathrooms, wallpaper, special lights, etc. However, should the need
        for repairs of items not maintained by Landlord arise, Landlord will, at
        Tenant's request and expense, arrange for the work to be done.

11.     All Tenants and visitors are expected to observe all safety features and
        traffic laws in the park which include:

        -     A speed limit of 20 m.p.h.

        -     All stop signs are to be obeyed

        -     Automobiles are not be left in the roadway at anytime

        -     Automobiles are not to be left in the parking lot overnight or
              weekends.

        -     Automobiles should be parked within marked lanes. Reserved parking
              and parking for the handicap signs should be respected.

                                       D-2
<Page>

12.     Landlord may, upon request by any Tenant, waive the compliance by such
        Tenant of any of the foregoing Rules and Regulations, provided that:

        (i)   No waiver shall be effective unless signed by Landlord or
              Landlord's authorized agent.

        (ii)  Any such waiver shall not relieve such Tenant from the obligation
              to comply with such Rules or Regulations in the future unless
              expressly consented to by Landlord, and;

        (iii) No waiver granted to any Tenant shall relieve any other Tenant
              from the obligation of complying with the foregoing Rules and
              Regulations unless such other Tenant has received a similar waiver
              in writing from Landlord.

                                        Initialed for Identification

                                        Landlord:
                                                 -----------------------

                                        Tenant:
                                               -------------------------

                                       D-3
<Page>

                                   Exhibit SP

                                   SPACE PLANS

                                  See attached.

<Page>

                                                                  4 BATTERYMARCH

October 14, 1998

SCOPE DOCUMENT PACKAGE
Project:      Kemper Insurance Braintree Branch Relocation
Project No.   8100-11

The following information is for the landlord's design and construction document
development for the above mentioned tenant. The information within is not
considered final and is not intended to be all inclusive. Construction documents
are to be submitted to The Environments Group for final review and approval.

Please direct any questions regarding these matters to:   Mr. Dennis W. Zoladz
                                                          The Environments Group
                                                          (312) 644-5080
                                                          (312) 644-5299 FAX

SCOPE DOCUMENT PACKAGE

--------------------------------------------------------------------------------

1.      SPACE PLAN / TENANT STANDARDS:

        A.    See attached Kemper approved space plan dated October 14, 1998.

        B.    Refer to Landlord's building standards and tenant work letter as
              amended by Kemper for specifications.

2.      PARTITIONS:

        A.    Demising: Provide building standard partitions.

        B.    Interior: Provide building standard partitions.

3.      DOOR/FRAMES/HARDWARE:

        A.    Provide building standard doors/frames/hardware, unless otherwise
              noted. Hardware to be ADA compliant.

        B.    Suite Entry: Provide building standard door, frame, and sidelight
              detail. Entry door to have closer and lockset.

        C.    Reception to Office Space: Provide building standard door and
              frame. Provide electronic card reader system with electronic
              release button at adjacent systems furniture workstation. Provide
              closer at door/frame. Provide "pass-thru" glass as shown.
              Pass-thru to consist of clear, tempered or laminated glass at
              approximately 42 inches above finished floor (coordinate with
              systems furniture panel height), and top of pass-thru to extend to
              align with the top of the adjacent door frame. Allow approximately
              6 inches of open space between glass and a plastic laminate
              transaction top (transaction top to align with face of drywall at
              office side to ensure flush condition of workstation as shown) for
              "passing-thru" items.

                                        1
<Page>

October 14,1998

SCOPE DOCUMENT PACKAGE
Project:      Kemper Insurance Braintree Branch Relocation
Project No.   8100-11

        D.    Sidelights: Provide 18 inch wide, floor to height to match top of
              door frame, clear tempered or laminated glass sidelight, at
              locations indicated on plan. Blinds are NOT to be installed at
              sidelights.
        E.    Provide ADA compliant latchsets at each door. Provide locksets at
              each of the following:

              1.  Entry Door
              2.  Reception Door
              3.  Computer/Telephone Room

        F.    Coat Hooks: Provide one coat hook at each private office. Mount at
              room side of door, center of door, approximately 5'-3" A.F.F.

4.      LIGHTING:

        A.    Provide building standard three lamp, deep cell parabolic, 18
              cell, 2 X 4 fixtures, or 9 cell 2 X 2 fixtures as required, with
              electronic ballast, or equal.

5.      CEILING SYSTEM:

        A.    Provide building standard lay in system.

6.      FLOORING/BASE:

        A.    Carpet: Carpet: Shaw 60279 Website, Color 79470 Celestial,
              broadloom. Provide at all areas unless noted otherwise.

        B.    Carpet: Shaw Commercial Origins, Color 50110 Fog 10511, Broadloom.
              Provide at Managing Attorney, Executive Private Office and
              conference room.

        C.    Vinyl Composition Tile: Armstrong, Imperial Texture Tile, Excelon
              51927 Field Gray, 12" X 12", 1/8" gauge. Locate at:

              1. Storage Room
              2.  Breakroom

              Provide VPI Conductive floor tile, CON-16 Cloud, in
              Computer/Telephone Room.

        D.    Wall Base: 2 1/2" high VPI Arctic Night. Straight at carpet areas,
              coved at areas with VCT.

                                        2
<Page>

October 14, 1998

SCOPE DOCUMENT PACKAGE
Project:      Kemper Insurance Braintree Branch Relocation
Project No.   8100-11

7.      WALL FINISHES:

        A.    Paint: Benjamin Moore 974 or equal. Eggshell at all walls.
              Semi-gloss at door frames, if applicable. Provide at all areas
              unless noted otherwise.

        B.    Vinyl Wallcovering: Vicretex Coco Bisque, CA 21-14-DS, Type 2,54"
              W., 2102 or equal. Locate at:

              1.  Managing Attorney Private Office
              2.  Conference Room
              3.  Reception Area

8.      SIGNAL/POWER/DATA LOCATION PLAN:

        A.    As noted on plans dated October 14, 1998.

9.      BREAKROOM:

        A.    Provide the following appliances:

              1.  Full size refrigerator; white.
              2.  Icemaker located below base cabinet.
              3.  Microwave; locate at ADA compliant height.
              4.  Coffeemaker by tenant. Copper water line NOT required.
              5.  Hot Water Heater.

        B.    Provide double bowl stainless steel sink with gooseneck faucet and
              ADA compliant 4" wrist blades. Construct sink cabinet at ADA
              height, allowing ADA access; wrap pipes for ADA compliance.

10.     MILLWORK:

        A.    In wall blocking for reception signage is NOT required.

        B.    Transaction top: See notes regarding pass thru. Provide plastic
              laminate to match wallcovering color. Ease any outside edges of
              top.

        C.    Breakroom:

              1.  Countertop at Base Cabinet: Pionite AT991-Suede Wheat Fiber.
              2.  Base and Wall Cabinets: Formica 933-58 Mission White or Equal.

        D.    Provide ADA compliant 4 inch wire pulls at cabinets.

                                        3
<Page>

October 14, 1998

SCOPE DOCUMENT PACKAGE
Project:      Kemper Insurance Braintree Branch Relocation
Project No.   8100-11

        E.    Install at least 5% of total wall cabinets to achieve 48 inches
              AFF to bottom shelf, per ADA.

        F.    Coordinate space between base cabinet and wall cabinet to
              accommodate tenant's coffee maker. (Verify with tenant)

        G.    Coat rod and shelf: Provide proportion of rod and shelf within
              closet at ADA compliant height as required.

11.     WINDOW TREATMENT:

        A.    Perimeter window lines to have building standard, building
              furnished and installed, thin slat horizontal blinds, or equal.

12.     LIGHT SWITCHING:

        A.    Provide switch at each enclosed room. Provide building standard
              distribution for open area. Switches to be located within ADA
              compliant height range. Prefer thermostats to be located centered
              above light switches, at 48 inches AFF, where the two functions
              occur in the same room.

13.     EXIT SIGNS:

        A.    Provide building standard per local and national codes.

14.     LIFE SAFETY SYSTEMS:

        A.    Provide building standard per local and national codes.

        B.    Provide fire extinguishers as required.

        C.    Ensure ADA compliance.

15.     GENERAL:

        A.    All finishes to be approved by The Environments Group prior to
              order and installation.

        B.    Open floor furniture is Steelcase. Panels are not powered. Refer
              to electrical specification package.

                                        4
<Page>

October 14, 1998

SCOPE DOCUMENT PACKAGE
Project:      Kemper Insurance Braintree Branch Relocation
Project No.   8100-11

        C.    7 X 24 Air conditioning is required for the Computer / Telephone
              Room. Provide separate unit and thermostat for room. Locate unit
              away from any equipment shown to avoid leakage / malfunction of
              drain.

                                        5
<Page>

                                   EXHIBIT FP

                                   FLOOR PLAN

                                  See attached.

<Page>

                                    [GRAPHIC]

4 Batterymarch Park, Quincy
--------------------------------------------------------------------------------
4/28/99

<Page>

                                                                     [ILLEGIBLE]

                           COMMENCEMENT DATE AGREEMENT

     THIS COMMENCEMENT DATE AGREEMENT is entered into this 5th day of January,
2000, by and between NATIONAL FIRE PROTECTION ASSOCIATION ("Landlord") and
LUMBERMANS MUTUAL CASUALTY COMPANY, an Illinois corporation, doing business as
Kemper Insurance Company ("Tenant").

                                   WITNESSETH:

     WHEREAS, on April 27, 1999, Landlord and Tenant entered into a Lease
Agreement (the "Lease") covering certain premises located on a portion of the
third floor of the office building known as Four Batterymarch Park, located in
Batterymarch Park, Quincy, Massachusetts (the "Demised Premises"), as shown on
Exhibit FP to the Lease; and

     WHEREAS, Section 4.4 of the Lease requires Landlord and Tenant to execute a
Commencement Date Agreement, confirming the Building Rentable Area, the Premises
Rentable Area, the Commencement Date, the Expiration Date and the Basic Rent per
annum during the Term of the Lease.

     NOW, THEREFORE, in consideration of the foregoing, of the mutual promises
of the parties hereto contained herein, and of other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged, the
parties hereto agree as follows:

1.   In accordance with the provisions of Section 4.4 of the Lease, Landlord and
     Tenant hereby confirm each of the following:

     1.1  The Building Rentable Area is 159,161 square feet;

     1.2  The Premises Rentable Area is 29,305 square feet;

     1.3  The Commencement Date of the Lease is November 22, 1999;

     1.4  The Expiration Date of the Lease is November 30, 2009; and

     1.5  The Basic Rent per annum during the Initial Term of the Lease is as
          follows:

          Years 1 and 2:        $  791,235.00
          Years 3 and 4:        $  820,540.00
          Years 5, 6 and 7:     $  864,497.50

                                       53
<Page>

          Years 8, 9 and 10:    $  879,150.00

2.   Terms not defined herein shall have the meaning provided therefor in the
     Lease.

3.   Except as provided herein, all other terms and conditions of the Lease
     remain in full force and effect.

     The foregoing Commencement Date Agreement is hereby agreed to by Landlord
and Tenant who have executed this Commencement Date Agreement as of the date
first above written.

                                   TENANT:

WITNESS/ATTEST:                    LUMBERMANS MUTUAL CASUALTY
                                   COMPANY, an Illinois corporation, doing
                                   business as Kemper Insurance Company

                                   By:  /s/ Steven R. Miller
------------------                      ----------------------------------
                                        Name:  Steven R. Miller
                                        Title: Corporate Real Estate Manager

                                   By:
------------------                      ----------------------------------
                                        Name:
                                        Title:

                                   LANDLORD:

WITNESS/ATTEST:                    NATIONAL FIRE PROTECTION
                                   ASSOCIATION

                                   By:  [ILLEGIBLE]
------------------                      ----------------------------------
                                        Name: [ILLEGIBLE]
                                        Title: Sr. V.P. and Gen. Counsel

                                       54
<Page>

                                   EXHIBIT "B"

                                    INVENTORY

                                 (SEE ATTACHED)

                                      -15-
<Page>

                                    Inventory

two countertop microwave ovens

one refrigerator

one built-in dishwasher

one built-in ice machine

Items 1 - 167, inclusive, listed on Business Office Systems Proposal
K00750 23-2000 (Purchase Order No. KEM12273) dated 06/19/03 attached hereto and
made a part hereof

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               1
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>         <C>     <C>                     <C>                                                  <C>         <C>
                              BRAINTREE, MA QUINCY - NEW FACILITY
                              BUYER: NEAL MORSE/847-320-2503
                              P.O.#KEM12273

  1           10.00   CF-D-2430-6-N-B??D      SERIES 24" x 30" x 26.5" MODULAR TABLE ON
                                              CASTERS LAMINATE; BEIGE NEBULA 4624-60, BASE: BLACK,
                                              T-MOLD: BLACK

  2            1.00   TQ24C5L48               STARTER UNIT CLOSED L UPRIGHT 48" X 24" X 88"

  3            2.00   TQ24O5L42               STARTER UNIT OPEN L UPRIGHT 42" X 24" X 88"

  4            3.00   TQ24O5T42               ADD ON UNIT OPEN T UPRIGHT 42" X 24" X 88"

  5            1.00   A771-1741               HB SYNC, PNEU, BHA, ADJ W/O CAPSHARD
                                              CASTERS, BACK LOCK

  6            1.00   A831-1741               MB SYNC, PNEU, BHA, ADJ W/O CAPSHARD
                                              CASTERS, BACK LOCK

  7            1.00   AKA-M-SLIDE-BBKEMPER    ???-SLIDE-BBKEMPER ARTICULATING KYBRD
                                              PLATFORM, SLIDE MOU

  8            1.00   CW-30                   COUNTERWEIGHT, 950 SERIES 30" LATERAL FILE

  9            1.00   CW-42                   COUNTERWEIGHT, 950 SERIES 42" LATERAL FILE

  10           1.00   HGBN-0004               MULTI-PURPOSE STORAGE BIN 4-INCH
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               2
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>          <C>    <C>                     <C>                                                  <C>         <C>
  11           1.00   HGBN-0008               MULTI-PURPOSE STORAGE BIN 8-INCH

  12           2.00   HGMB-0002               MAILBOX, GRID MOUNT

  13           2.00   HGRT-0001               REFERENCE TRAY, GRID MOUNT

  14           1.00   LFRS-430-LD0F           4-HI LATERAL FILE, RADIUS CASE 30 INCHES

  15           1.00   LFRS-442-LD0F           4-HI LATERAL FILE, RADIUS CASE 42 INCHES

  16           3.00   LSET-3                  STANDARD LOCK PLUG & KEY LOCK SET (QTY 3)

  17           1.00   MAC-0001                MAKE-A-CORNER

  18           2.00   PDM-24-DLN              MOBILE PEDESTAL DRAWER 24"

  19           2.00   RBMP-0072               MAIN BEAM - POWERED - 72"

  20           2.00   RCT-4230                WORK SURFACE - REGULAR, MAIN BEAM 42" X 30"

  21           1.00   REFE-0005               FLOOR ENTRY CONDUIT 1/2" DIA.

  22           1.00   RFEC-0002               FLOOR POWER & COMMUNICATIONS COVER

  23           1.00   RIF-0012                INFEED - 12 FEET

  24           2.00   RMB-0072                MINI BEAM STARTER 72"

  25           1.00   RMBP-0090               MINI BEAM TO R POST CONNECT KIT

  26           2.00   RMC-0072                MINI BEAM PAD 72"
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               3
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>          <C>    <C>                     <C>                                                  <C>         <C>
  27           2.00   RMLP-0018               MINI BEAM L POST 18"

  28           2.00   RMT-7824                WORK SURFACE - REGULAR, MINI BEAM 78" X 24"

  29           3.00   ROSU-0036               OVERHEAD STORAGE - 36" STORAGE UNIT

  30           5.00   RPC-0072                PAD, TACKABLE, MAIN BEAM 72"

  31           2.00   RPCR-0002               PCR DUPLEX

  32           1.00   RPG-0036                GRID FOR 36" PAD

  33           3.00   RPOS-0001               UNIVERSAL POST

  34           7.00   RRA-0072                RAILS 72"

  35           2.00   RRC-0003                RECEPTACLE, COMMON GRND TRIPLEX 1 CIRCUIT

  36           3.00   RUS-0024-M              MINI BEAM UPPER POST, ONE HIGH 24"

  37           5.00   RUS-0028                MAIN BEAM UPPER POST, TWO HIGH 28"

  38           3.00   RUS-0038-M              MINI BEAM UPPER POST, TWO HIGH 38"

  39           1.00   SPLA-5413               MODESTY PANEL, PERFORATED 14" X 72"
                                              MINI BEAM MOUNT

  40           3.00   0521                    SORTER, 59-1/16"w X 28-1/8"d 5 BINS
                                              w X 2 BINS h

  41           1.00   0521                    SORTER, 59-1/16"w X 28-1/8"d 5 BINS
                                              w X 2 BINS h 8 BINS STN

  42           8.00   735.05                  INDEX LABELS PKG OF 10
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               4
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>         <C>     <C>                     <C>                                                  <C>         <C>
  43           4.00   865.1                   RISER 59-1/16w X 13-3/4d

  44           1.00   T3150                   TABLE, 31-5/8w X 59-1/16d, CLSD
                                              SIDE/BACK BASE SHELF 8 DWR

  45           6.00   T3150                   TABLE, 31-5/8w X 59-1/16d, CLSD
                                              SIDE/BACKBASE SHLF INTERM SH

  46           1.00   T3150                   TABLE, 31-5/8w X 59d-1/16, CLSD
                                              SIDE/BACK BASESHELF/SLIDE DOOR

  47           3.00   240                     BRAYTON SWATHMORE CHAIR WOOD LEG

  48           1.00   50-2020L                BRAYTON SWATHMORE BEVELED TABLE 20" X 20"X 20"

  49           1.00   PX-48-BL-SF             ETEX VISUAL BOARD 48" X 48" 2ND FLIP
                                              W/ TEARBAR TACK, PR

  50           1.00   13333-3036              TABLE TOP 13333 SERIES 30" X 36" RECTANGULAR

  51           2.00   13333-3060              TABLE TOP 13333 SERIES 30" X 60" RECTANGULAR

  52           4.00   2402-222                TABLE BASE 2400 SERIES FOR 30" X 60" TABLE TOP

  53           1.00   2402-2228               TABLE BASE 2400 SERIES FOR 36" X 30" TABLE TOP

  54           1.00   24CT-1300-60RD          24CT SERIES CONFERENCE TABLE 60" ROUND

  55          54.00   24FT-1333-3060          FOLDING TABLES 24FT SERIES 30"x 60" RECTANGULAR
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               5
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  56           9.00   CS-42                   CABINET STORAGE SHELF 42"

  57          38.00   CW-30                   COUNTERWEIGHT, 950 SERIES 30" LATERAL FILE

  58           5.00   CW-36                   COUNTERWEIGHT, 950 SERIES 36" LATERAL FILE

  59         123.00   CW-42                   COUNTERWEIGHT, 950 SERIES 42" LATERAL FILE

  60           1.00   HTR-0036                ROUND TABLE 36"

  61           1.00   HTS-3030                SQUARE CONFERENCE TABLE 30" X 30"

  62          24.00   LBR-436                 4-HIGH BOOKCASE - 36" RADIUS CASE

  63           6.00   LBR-436                 4-HIGH BOOKCASE - 36" RADIUS CASE

  64          22.00   LFRS-430-LD0F           4-HI LATERAL FILE, RADIUS CASE 30 INCHES

  65          16.00   LFRS-430-LD0F           4-HI LATERAL FILE, RADIUS CASE 30 INCHES

  66           5.00   LFRS-436-LD0F           4-HI LATERAL FILE, RADIUS CASE 36 INCHES

  67         121.00   LFRS-442-LD0F           4-HI LATERAL FILE, RADIUS CASE 42 INCHES

  68           2.00   LFRS-442-LD0F           4-HI LATERAL FILE, RADIUS CASE 42 INCHES

  69           2.00   LHRS-242-LDCF           CREDENZA, RADIUS CASE, 42 INCHES
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               6
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  70           9.00   LSRS-442-LB             4-HI STORAGE, RADIUS CASE, 42"

  71           1.00   SCF1-2472-JJN           STEEL CREDENZA 24" X 72" -FULL BACK
                                              PANEL-NO GROMMETS-NO VS

  72          17.00   RBMN-0036               MAIN BEAM - NON-POWERED - 36"

  73           2.00   RBMP-0048               MAIN BEAM - POWERED - 48"

  74         108.00   RBMP-0072               MAIN BEAM - POWERED - 72"

  75           1.00   RBMP-0096               MAIN BEAM - POWERED - 96"

  76         128.00   RCT-4230                WORK SURFACE - REGULAR, MAIN BEAM 42" X 30"

  77           1.00   RCT-4830                WORK SURFACE - REGULAR, MAIN BEAM 48" X 30"

  78          18.00   RCT-7224                WORK SURFACE - REGULAR, MAIN BEAM 72" X 24"

  79          35.00   REFE-0005               FLOOR ENTRY CONDUIT 1/2" DIA.

  80           6.00   REFE-0010               FLOOR ENTRY CONDUIT 1" DIA.

  81          41.00   RFEC-0002               FLOOR POWER & COMMUNICATIONS COVER

  82          47.00   RIF-0012                INFEED - 12 FEET

  83         102.00   RMB-0072                MINI BEAM STARTER 72"

  84          57.00   RMBP-0090               MINI BEAM TO R POST CONNECT KIT

  85         101.00   RMC-0072                MINI BEAM PAD 72"
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               7
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  86          82.00   RMLP-0018               MINI BEAM L POST 18"

  87           5.00   RMPT-0001               MINI BEAM SINGLE POST

  88         112.00   RMT-7824                WORK SURFACE - REGULAR, MINI BEAM 78" X 24"

  89         189.00   ROSU-0036               OVERHEAD STORAGE - 36" STORAGE UNIT

  90           4.00   RPC-0048                PAD, TACKABLE, MAIN BEAM 48"

  91         259.00   RPC-0072                PAD, TACKABLE, MAIN BEAM 72"

  92           2.00   RPC-0096                PAD, TACKABLE, MAIN BEAM 96"

  93         150.00   RPCR-0002               PCR DUPLEX

  94         130.00   RPG-0036                GRID FOR 36" PAD

  95         169.00   RPOS-0001               UNIVERSAL POST

  96           4.00   RRA-0048                RAILS 48"

  97         360.00   RRA-0072                RAILS 72"

  98           2.00   RRA-0096                RAILS 96"

  99         131.00   RRC-0003                RECEPTACLE, COMMON GRND TRIPLEX 1 CIRCUIT

  100         20.00   RSPT-6030               WORK SURFACE, SEMI-SUSPENDED,
                                              CONVERGENT, 60" X 30"

  101         17.00   RSPT-7236-B             WORK SURFACE, SEMI-SUSPENDED,
                                              CONVERGENT, 72" X 36"
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               8
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  102          1.00   RTT-1272                COUNTER TOP, FOR 72" RAIL

  103          3.00   RUS-0014                MAIN BEAM UPPER POST, ONE HIGH 14"

  104         75.00   RUS-0024-M              MINI BEAM UPPER POST, ONE HIGH 24"

  105        227.00   RUS-0028                MAIN BEAM UPPER POST, TWO HIGH 28"

  106        228.00   RUS-0038-M              MINI BEAM UPPER POST, TWO HIGH 38"

  107        147.00   LSET-3                  STANDARD LOCK PLUG & KEY LOCK SET (QTY 3)

  108         67.00   LSET-6                  STANDARD LOCK PLUG & KEY LOCK SET (QTY 6)

  109          7.00   LSET-9                  STANDARD LOCK PLUG & KEY LOCK SET (QTY 9)

  110          1.00   CACC-1830-4             CONF CADDY W/ADJUSTABLE SHELF

  111          1.00   CBS-68BO                BOAT SLAB BASE - 48" X 168"
                                              CAMERON, PROFILE, TRIPOLI

  112          8.00   HCLP-3028-A             CABINET, LOWER W/PED DRAWERS 30 INCHES

  113          8.00   HCSD-0003               CABINET SHELF DIVIDER PACKAGE OF 3

  114          8.00   HCUO-3056               OPEN CABINET, UPPER, 1 SHELF 30" X 56"

  115          8.00   HCWB-0002               CABINET TO WORKSURFACE BRACKET

  116         33.00   HGBN-0004               MULTI-PURPOSE STORAGE BIN 4-INCH

  117         33.00   HGBN-0008               MULTI-PURPOSE STORAGE BIN 8-INCH
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               9
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  118        129.00   HGMB-0002               MAILBOX, GRID MOUNT

  119        129.00   HGRT-0001               REFERENCE TRAY, GRID MOUNT

  120        130.00   PDM-24-DLN              MOBILE PEDESTAL DRAWER 24"

  121         14.00   PDS-24-JLN              SUSPENDED PEDESTAL DRAWER 24"

  122         17.00   PDX-24-JLN              FIXED PEDESTAL DRAWER 24"

  123         12.00   A771-1141               HB SYNC, PNEU, BHA, CANT W/O CAPSHARD
                                              CASTERS, BACK LOCK

  124          5.00   A771-1741               HB SYNC, PNEU, BHA, ADJ W/O CAPSHARD
                                              CASTERS, BACK LOCK

  125        115.00   A831-1741               MB SYNC, PNEU, BHA, ADJ W/O CAPSHARD
                                              CASTERS, BACK LOCK

  126          6.00   A871-1141               HB SYNC, PNEU, BHA, CANT W/O CAPSHARD
                                              CASTERS, BACK LOCK

  127         17.00   A871-1741               HB SYNC, PNEU, BHA, ADJ W/O CAPSHARD
                                              CASTERS, BACK LOCK

  128         25.00   C500-270E               SLED BASE SIDE, UPHL SHELL, VINYL
                                              CAPS, GLIDES

  129         42.00   C500-270E               SLED BASE SIDE, UPHL SHELL, VINYL
                                              CAPS, GLIDES

  130         24.00   M600-2210               4-LEG STACKER, ARMS, UPHL OUTER

  131         20.00   M600-2210               4-LEG STACKER, ARMS, UPHL OUTER

  132          2.00   MPRV-CART               STACKING CART
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                              10
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>         <C>     <C>                     <C>                                                  <C>         <C>
  133         65.00   AKA-M-SLIDE-BBKEMPER    ???-SLIDE-BBKEMPER ARTICULATING KYBRD PLATFORM,
                                              SLIDE MOU

  134          1.00   A/TFX/LC/1929           NEVERS, TELEPHONE/FAX STAND 19" X 19" X 29"

  135         18.00   3267                    PARAGON FULL BACK GUEST CHAIR

  136          6.00   6117                    CASIMIR GUEST CHAIR

  137          5.00   75-11222MCT             111 3/4 MODULAR CABINET TOP

  138          6.00   75-1822MBFC             BOX/BOX/FILE PEDESTAL (22" DEEP)

  139         17.00   75-1822MFFC             FILE/FILE PEDESTAL (22" DEEP)

  140          2.00   75-1829MFFC             FILE\FILE PEDESTAL 29 1/2" DEEP

  141          6.00   75-3722FS               OPEN SHELL WITH 10" SHELF

  142          6.00   75-4822ER               48" EXECUTIVE BRIDGE RETURN

  143          3.00   75-60BCBMFCNX           PRAXIS BOOKCASE 36" X 60"

  144          4.00   75-7236EBT/CB5          BULLET TABLE WITH ENDS 72" X 36"

  145          2.00   75-7242SHEL             MODULAR BOW-SHAPED SHELL

  146          5.00   75-7418HDW              74" OVERHEAD STORAGE UNIT

  147          1.00   75-9322MCT              93 1/8 MODULAR CABINET TOP

  148          6.00   75-ECD                  CENTER DRAWER

  149          2.00   CBD-MFCY                CONFERENCE TABLE BASE 18" X 2.5"
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                              11
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>         <C>     <C>                     <C>                                                  <C>         <C>
  150          3.00   CB-MFCM                 VENEER CYLINDER BASE

  151          3.00   CT-48-MFCNG4            48"ROUND CONFERENCE TOP

  152          1.00   CT-7236-MFCNG1          CONFERENCE TABLE 36" X 72"

  153          1.00   CU-1822CUBE-MFCN        CUBE END TABLE 18" X 18" X 22"

  154          6.00   TL-1                    TASKLIGHT

  155          1.00   V1828P-2FCPL            8900plus VERTICAL FILE 18 "X 28 5/8"X 26 7/8"

  156         30.00   V1828P-4FCPL            8900plus SERIES VERTICAL FILE 18"X 28 5/8"X
                                              50 7/8"

  157         31.00   WS-CW                   COUNTERWEIGHT FOR VERTICAL FILES

  158          6.00   HCLP-3028-A             CABINET, LOWER W/PED DRAWERS 30 INCHES

  159          6.00   HCSD-0003               CABINET SHELF DIVIDER PACKAGE OF 3

  160          6.00   HCUO-3056               OPEN CABINET, UPPER, 1 SHELF 30" X 56"

  161          6.00   HCWB-0002               CABINET TO WORKSURFACE BRACKET

  162          1.00   CACB-1873-4             TRIPOLI CONFERENCE BUFFET

  163          1.00   CAVD-4848-FSC           VISUAL DISPLAY BOARD, 48" X 48"

  164         65.00   MAC-0001                MAKE-A-CORNER

  165         15.00   RMTP-0024               MINI BEAM T POST 24"

  166          6.00   SPLA-5413               MODESTY PANEL, PERFORATED 14" X 72" MINI BEAM
                                              MOUNT
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                              12
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>          <C>    <C>                     <C>                                                  <C>         <C>
  167          1.00   XL01-3835               PROFILE SERIES, BOAT TABLE TOP 48" X 168"

  168          1.00   FREIGHT                 CHARGES

  169          1.00   LABOR                   TO RECEIVE, DELIVER AND INSTALL ALL PRODUCTS
                                              DURING NORMAL WORKING HOURS.
                                              ATTN: SEAN CLEVELAND.
</Table>

     Accepted by:
                 -------------------------------------------------

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

                                   EXHIBIT "C"

                                  BILL OF SALE

         LUMBERMENS MUTUAL CASUALTY COMPANY D/B/A KEMPER INSURANCE COMPANIES,
having an address of One Kemper Drive, Attn: Real Estate Dept. 11SE, Long Grove,
Illinois (the "Seller") for and in consideration of the sum of Ten ($10.00)
Dollars cash in hand paid, the receipt and sufficiency of which is hereby
acknowledged, has bargained, sold and delivered and by these presents does
bargain, sell and deliver unto THE J JILL GROUP, INC., a Delaware corporation,
having an address of Four Batterymarch Park, Quincy, Massachussets (the "Buyer")
the personal property, fixtures, equipment and furniture more particularly
described on EXHIBIT "A" attached hereto and made a part hereof (collectively,
"Equipment") in its "AS-IS" condition and, except as otherwise expressly stated
herein, without any warranty or representation, express or implied, in any way,
it being understood and agreed by Buyer that there is no warranty, maintenance
contract or other maintenance, repair and/or replacement with respect to the
Equipment being sold by Seller nor shall Seller be responsible or liable in any
way or manner to Buyer with respect to the Equipment including, without
limitation, for malfunctions of the Equipment. The Seller warrants the right and
title to said Equipment unto the Buyer against the claims of all persons
claiming by, through or under the Seller. Buyer shall assume and pay and hold
the Seller harmless from any taxes which may be incurred as a result of this
transaction.

         TO HAVE AND TO HOLD the said Equipment above described unto the Buyer,
its successors and assigns, forever.

         IN WITNESS WHEREOF, the undersigned has set its hand and affixed its
seals all as of the _____day of ____________, 20__.

ATTEST/WITNESS:                 LUMBERMENS MUTUAL CASUALTY COMPANY D/B/A
                                KEMPER INSURANCE COMPANIES

                                BY:
-------------------                 -----------------------------
                                                         (Title)

STATE OF ILLINOIS )
                               )ss.
COUNTY OF ___________)

         I,__________________, an officer duly authorized to administer oaths
and take acknowledgements, hereby certify that on this ____ day of ________,
20___ the _____________ of LUMBERMENS MUTUAL CASUALTY COMPANY D/B/A KEMPER
INSURANCE COMPANIES personally appeared before me and is known to me to be the
person described in and who executed the foregoing Bill of Sale, and
acknowledged before me that he/she executed the same freely and voluntarily in
the capacity and for the purpose therein expressed.

         Witness my hand and official seal this ___ day of ___________, 20___.

                                                    ----------------------------
                                                    Notary Public

   My commission expires:

                                     - 16 -
<Page>

                           EXHIBIT "A" TO BILL OF SALE

                                    INVENTORY

                                 (see attached)

                                     - 17 -
<Page>

                                    Inventory

two countertop microwave ovens

one refrigerator

one built-in dishwasher

one built-in ice machine

Items 1 - 167, inclusive, listed on Business Office Systems Proposal K00750
23-2000 (Purchase Order No. KEM12273) dated 06/19/03 attached hereto and made a
part hereof

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               1
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>         <C>     <C>                     <C>                                                  <C>         <C>
                              BRAINTREE, MA QUINCY - NEW FACILITY
                              BUYER: NEAL MORSE/847-320-2503
                              P.O.#KEM12273

  1           10.00   CF-D-2430-6-N-B???      ??? SERIES 24" X 30" X 26.5" MODULAR TABLE ON
                                              CASTERS LAMINATE; BEIGE NEBULA 4624-60,
                                              BASE: BLACK, T-MOLD: BLACK

  2            1.00   TQ24C5L48               STARTER UNIT CLOSED L UPRIGHT 48" X 24" X 88"

  3            2.00   TQ24O5L42               STARTER UNIT OPEN L UPRIGHT 42" X 24" X 88"

  4            3.00   TQ24O5T42               ADD ON UNIT OPEN T UPRIGHT 42" X 24" X 88"

  5            1.00   A771-1741               HB SYNC, PNEU, BHA, ADJ W/O CAPSHARD
                                              CASTERS, BACK LOCK

  6            1.00   A831-1741               MB SYNC, PNEU, BHA, ADJ W/O CAPSHARD
                                              CASTERS, BACK LOCK

  7            1.00   AKA-M-SLIDE-BBKEMPER    ???-SLIDE-BBKEMPER ARTICULATING KYBRD PLATFORM,
                                              SLIDE MOU

  8            1.00   CW-30                   COUNTERWEIGHT, 950 SERIES 30" LATERAL FILE

  9            1.00   CW-42                   COUNTERWEIGHT, 950 SERIES 42" LATERAL FILE

  10           1.00   HGBN-0004               MULTI-PURPOSE STORAGE BIN 4-INCH
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               2
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>          <C>    <C>                     <C>                                                  <C>         <C>
  11           1.00   HGBN-0008               MULTI-PURPOSE STORAGE BIN 8-INCH

  12           2.00   HGBM-0002               MAILBOX, GRID MOUNT

  13           2.00   HGRT-0001               REFERENCE TRAY, GRID MOUNT

  14           1.00   LFRS-430-LD0F           4-HI LATERAL FILE, RADIUS CASE 30 INCHES

  15           1.00   LFRS-442-LD0F           4-HI LATERAL FILE, RADIUS CASE 42 INCHES

  16           3.00   LSET-3                  STANDARD LOCK PLUG & KEY LOCK SET (QTY 3)

  17           1.00   MAC-0001                MAKE-A-CORNER

  18           2.00   PDM-24-DLN              MOBILE PEDESTAL DRAWER 24"

  19           2.00   RBMP-0072               MAIN BEAM - POWERED - 72"

  20           2.00   RCT-4230                WORK SURFACE - REGULAR, MAIN BEAM 42" X 30"

  21           1.00   REFE-0005               FLOOR ENTRY CONDUIT 1/2" DTA.

  22           1.00   RFEC-0002               FLOOR POWER & COMMUNICATIONS COVER

  23           1.00   RIF-0012                INPEED - 12 FEET

  24           2.00   RMB-0072                MINI BEAM STARTER 72"

  25           1.00   RMBP-0090               MINI BEAM TO R POST CONNECT KIT

  26           2.00   RMC-0072                MINI BEAM PAD 72"
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               3
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>          <C>    <C>                     <C>                                                  <C>         <C>
  27           2.00   RMLP-0018               MINI BEAM L POST 18"

  28           2.00   RMT-7824                WORK SURFACE - REGULAR, MINI BEAM 78" X 24"

  29           3.00   ROSU-0036               OVERHEAD STORAGE - 36" STORAGE UNIT

  30           5.00   RPC-0072                PAD, TACKABLE, MAIN BEAM 72"

  31           2.00   RPCR-0002               PCR DUPLEX

  32           1.00   RPG-0036                GRID FOR 36" PAD

  33           3.00   RPOS-0001               UNIVERSAL POST

  34           7.00   RRA-0072                RAILS 72"

  35           2.00   RRC-0003                RECEPTACLE, COMMON GRND TRIPLEX 1 CIRCUIT

  36           3.00   RUS-0024-M              MINI BEAM UPPER POST, ONE HIGH 24"

  37           5.00   RUS-0028                MAIN BEAM UPPER POST, TWO HIGH 28"

  38           3.00   RUS-0038-M              MINI BEAM UPPER POST, TWO HIGH 38"

  39           1.00   SPLA-5413               MODESTY PANEL, PERFORATED 14" X 72"
                                              MINI BEAM MOUNT

  40           3.00   0521                    SORTER, 59-1/16"w X 28-1/8"d 5 BINS w X 2 BINS h

  41           1.00   0521                    SORTER, 59-1/16"w X 28-1/8"d 5 BINS w X 2 BINS h 8
                                              BINS STN

  42           8.00   735.05                  INDEX LABELS PKG OF 10
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               4
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>         <C>     <C>                     <C>                                                  <C>         <C>
  43           4.00   865.1                   RISER 59-1/16w X 13-3/4d

  44           1.00   T3150                   TABLE, 31-5/8w X 59-1/16d, CLSD SIDE/BACK BASE
                                              SHELF 8 DWR

  45           6.00   T3150                   TABLE, 31-5/8w X 59-1/16d, CLSD SIDE/BACKBASE SHLF
                                              INTERM SH

  46           1.00   T3150                   TABLE, 31-5/8w X 59d-1/16, CLSD SIDE/BACK
                                              BASESHELF/SLIDE DOOR

  47           3.00   240                     BRAYTON SWATHMORE CHAIR WOOD LEG

  48           1.00   50-2020L                BRAYTON SWATHMORE BEVELED TABLE 20" X 20"X 20"

  49           1.00   PX-48-BL-SF             ETEX VISUAL BOARD 48" X 48" 2ND FLIP W/ TEARBAR
                                              TACK, PR

  50           1.00   13333-3036              TABLE TOP 13333 SERIES 30" X 36" RECTANGULAR

  51           2.00   13333-3060              TABLE TOP 13333 SERIES 30" X 60" RECTANGULAR

  52           4.00   2402-222                TABLE BASE 2400 SERIES 30" X 60" TABLE TOP

  53           1.00   2402-2228               TABLE BASE 2400 SERIES 36" X 30" TABLE TOP

  54           1.00   24CT-1300-60RD          24CT SERIES CONFERENCE TABLE 60" ROUND

  55          54.00   24FT-1333-3060          FOLDING TABLES 24FT SERIES 30"X 60" RECTANGULAR
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               5
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  56           9.00   CS-42                   CABINET STORAGE SHELF 42"

  57          38.00   CW-30                   COUNTERWEIGHT, 950 SERIES 30" LATERAL FILE

  58           5.00   CW-36                   COUNTERWEIGHT, 950 SERIES 36" LATERAL FILE

  59         123.00   CW-42                   COUNTERWEIGHT, 950 SERIES 42" LATERAL FILE

  60           1.00   HTR-0036                ROUND TABLE 36"

  61           1.00   HTS-3030                SQUARE CONFERENCE TABLE 30" X 30"

  62          24.00   LBR-436                 4-HIGH BOOKCASE - 36" RADIUS CASE

  63           6.00   LBR-436                 4-HIGH BOOKCASE - 36" RADIUS CASE

  64          22.00   LFRS-430-LD0F           4-HI LATERAL FILE, RADIUS CASE 30 INCHES

  65          16.00   LFRS-430-LD0F           4-HI LATERAL FILE, RADIUS CASE 30 INCHES

  66           5.00   LFRS-436-LD0F           4-HI LATERAL FILE, RADIUS CASE 36 INCHES

  67         121.00   LFRS-442-LD0F           4-HI LATERAL FILE, RADIUS CASE 42 INCHES

  68           2.00   LFRS-442-LD0F           4-HI LATERAL FILE, RADIUS CASE 42 INCHES

  69           2.00   LHRS-242-LDCF           CREDENZA, RADIUS CASE, 42 INCHES
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               6
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  70           9.00   LSRS-442-LB             4-HI STORAGE, RADIUS CASE, 42"

  71           1.00   SCF1-2472-JJN           STEEL CREDENZA 24" X 72"-FULL BACK PANEL-NO
                                              GROMMETS-NO VS

  72          17.00   RBMN-0036               MAIN BEAM - NON-POWERED - 36"

  73           2.00   RBMP-0048               MAIN BEAM - POWERED - 48"

  74         108.00   RBMP-0072               MAIN BEAM - POWERED - 72"

  75           1.00   RBMP-0096               MAIN BEAM - POWERED - 96"

  76         128.00   RCT-4230                WORK SURFACE - REGULAR, MAIN BEAM 42" X 30"

  77           1.00   RCT-4830                WORK SURFACE - REGULAR, MAIN BEAM 48" X 30"

  78          18.00   RCT-7224                WORK SURFACE - REGULAR, MAIN BEAM 72" X 24"

  79          35.00   REFE-0005               FLOOR ENTRY CONDUIT 1/2" DIA.

  80           6.00   REFE-0010               FLOOR ENTRY CONDUIT 1" DIA.

  81          41.00   REFC-0002               FLOOR POWER & COMMUNICATIONS COVER

  82          47.00   RIF-0012                INFEED - 12 FEET

  83         102.00   RMB-0072                MINI BEAM STARTER 72"

  84          57.00   RMBP-0090               MINI BEAM TO R POST CONNECT KIT

  85         101.00   RMC-0072                MINI BEAM PAD 72"
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               7
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  86          82.00   RMLP-0018               MINI BEAM L POST 18"

  87           5.00   RMPT-0001               MINI BEAM SINGLE POST

  88         112.00   RMT-7824                WORK SURFACE - REGULAR, MINI BEAM 78" X 24"

  89         189.00   ROSU-0036               OVERHEAD STORAGE - 36" STORAGE UNIT

  90           4.00   RPC-0048                PAD, TACKABLE, MAIN BEAM 48"

  91         259.00   RPC-0072                PAD, TACKABLE, MAIN BEAM 72"

  92           2.00   RPC-0096                PAD, TACKABLE, MAIN BEAM 96"

  93         150.00   RPCR-0002               PCR DUPLEX

  94         130.00   RPG-0036                GRID FOR 36" PAD

  95         169.00   RPOS-0001               UNIVERSAL POST

  96           4.00   RRA-0048                RAILS 48"

  97         360.00   RRA-0072                RAILS 72"

  98           2.00   RRA-0096                RAILS 96"

  99         131.00   RRC-0003                RECEPTACLE, COMMON GRND TRIPLEX 1 CIRCUIT

  100         20.00   RSPT-6030               WORK SURFACE, SEMI-SUSPENDED, CONVERGENT,
                                              60" X 30"

  101         17.00   RSPT-7236-B             WORK SURFACE, SEMI-SUSPENDED, CONVERGENT,
                                              72" X 36"
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               8
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  102          1.00   RTT-1272                COUNTER TOP, FOR 72" RAIL

  103          3.00   RUS-0014                MAIN BEAM UPPER POST, ONE HIGH 14"

  104         75.00   RUS-0024-M              MINI BEAM UPPER POST, ONE HIGH 24"

  105        227.00   RUS-0028                MAIN BEAM UPPER POST, TWO HIGH 28"

  106        228.00   RUS-0038-M              MINI BEAM UPPER POST, TWO HIGH 38"

  107        147.00   LSET-3                  STANDARD LOCK PLUG & KEY LOCK SET (QTY 3)

  108         67.00   LSET-6                  STANDARD LOCK PLUG & KEY LOCK SET (QTY 6)

  109          7.00   LSET-9                  STANDARD LOCK PLUG & KEY LOCK SET (QTY 9)

  110          1.00   CACC-1830-4             CONF CADDY W/ADJUSTABLE SHELF

  111          1.00   CBS-68BO                BOAT SLAB BASE - 48" X 168" CAMERON, PROFILE,
                                              TRIPOLI

  112          8.00   HCLP-3028-A             CABINET, LOWER W/PED DRAWERS 30 INCHES

  113          8.00   HCSD-0003               CABINET SHELF DIVIDER PACKAGE OF 3

  114          8.00   HCUO-3056               OPEN CABINET, UPPER, 1 SHELF 30" X 56"

  115          8.00   HCWB-0002               CABINET TO WORKSURFACE BRACKET

  116         33.00   HGBN-0004               MULTI-PURPOSE STORAGE BIN 4-INCH

  117         33.00   HGBN-0008               MULTI-PURPOSE STORAGE BIN 8-INCH
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                               9
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>        <C>      <C>                     <C>                                                  <C>         <C>
  118        129.00   HGMB-0002               MAILBOX, GRID MOUNT

  119        129.00   HGRT-0001               REFERENCE TRAY, GRID MOUNT

  120        130.00   PDM-24-DLN              MOBILE PEDESTAL DRAWER 24"

  121         14.00   PDS-24-JLN              SUSPENDED PEDESTAL DRAWER 24"

  122         17.00   PDX-24-JLN              FIXED PEDESTAL DRAWER 24"

  123         12.00   A771-1141               HB SYNC, PNEU, BHA, CANT W/O CAPSHARD CASTERS,
                                              BACK LOCK

  124          5.00   A771-1741               HB SYNC, PNEU, BHA, ADJ W/O CAPSHARD CASTERS,
                                              BACK LOCK

  125        115.00   A831-1741               MB SYNC, PNEU, BHA, ADJ W/O CAPSHARD CASTERS,
                                              BACK LOCK

  126          6.00   A871-1141               HB SYNC, PNEU, BHA, CANT W/O CAPSHARD CASTERS,
                                              BACK LOCK

  127         17.00   A871-1741               HB SYNC, PNEU, BHA, ADJ W/O CAPSHARD CASTERS,
                                              BACK LOCK

  128         25.00   C500-270E               SLED BASE SIDE, UPHL SHELL, VINYL CAPS, GLIDES

  129         42.00   C500-270E               SLED BASE SIDE, UPHL SHELL, VINYL CAPS, GLIDES

  130         24.00   M600-2210               4-LEG STACKER, ARMS, UPHL OUTER

  131         20.00   M600-2210               4-LEG STACKER, ARMS, UPHL OUTER

  132          2.00   MPRV-CART               STACKING CART
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                              10
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>         <C>     <C>                     <C>                                                  <C>         <C>
  133         65.00   AKA-M-SLIDE-BBKEMPER    ???-SLIDE-BBKEMPER ARTICULATING
                                              KYBRD PLATFORM, SLIDE MOU

  134          1.00   A/TFX/LC/1929           NEVERS, TELEPHONE/FAX STAND 19" X 19" X 29"

  135         18.00   3267                    PARAGON FULL BACK GUEST CHAIR

  136          6.00   6117                    CASIMIR GUEST CHAIR

  137          5.00   75-11222MCT             111 3/4 MODULAR CABINET TOP

  138          6.00   75-1822MBFC             BOX/BOX/FILE PEDESTAL (22" DEEP)

  139         17.00   75-1822MFFC             FILE/FILE PEDESTAL(22" DEEP)

  140          2.00   75-1829MFFC             FILE\FILE PEDESTAL 29 1/2" DEEP

  141          6.00   75-3722FS               OPEN SHELL WITH 10" SHELF

  142          6.00   75-4822ER               48" EXECUTIVE BRIDGE RETURN

  143          3.00   75-60BCBMFCNX           PRAXIS BOOKCASE 36" X 60"

  144          4.00   75-7236EBT/CB5          BULLET TABLE WITH ENDS 72" X 36"

  145          2.00   75-7242SHEL             MODULAR BOW-SHAPED SHELL

  146          5.00   75-7418HDW              74" OVERHEAD STORAGE UNIT

  147          1.00   75-9322MCT              93 1/8 MODULAR CABINET TOP

  148          6.00   75-ECD                  CENTER DRAWER

  149          2.00   CBD-MFCY                CONFERENCE TABLE BASE 18" X 2.5"
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
   740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                  PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                     www.bos.com                                   CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                              11
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>         <C>     <C>                     <C>                                                  <C>         <C>
  150          3.00   CB-MFCM                 VENEER CYLINDER BASE

  151          3.00   CT-48-MFCNG4            48"ROUND CONFERENCE TOP

  152          1.00   CT-7236-MFCNG1          CONFERENCE TABLE 36" X 72"

  153          1.00   CU-1822CUBE-MFCN        CUBE END TABLE 18" X 18" X 22"

  154          6.00   TL-1                    TASKLIGHT

  155          1.00   V1828P-2FCPL            8900plus VERTICAL FILE 18 "X 28 5/8"X 26 7/8"

  156         30.00   V1828P-4FCPL            8900plus SERIES VERTICAL FILE 18"X 28 5/8"X
                                              50 7/8"

  157         31.00   WS-CW                   COUNTERWEIGHT FOR VERTICAL FILES

  158          6.00   HCLP-3028-A             CABINET, LOWER W/PED DRAWERS 30 INCHES

  159          6.00   HCSD-0003               CABINET SHELF DIVIDER PACKAGE OF 3

  160          6.00   HCUO-3056               OPEN CABINET, UPPER, 1 SHELF 30" X 56"

  161          6.00   HCWB-0002               CABINET TO WORKSURFACE BRACKET

  162          1.00   CACB-1873-4             TRIPOLI CONFERENCE BUFFET

  163          1.00   CAVD-4848-FSC           VISUAL DISPLAY BOARD, 48" X 48"

  164         65.00   MAC-0001                MAKE-A-CORNER

  165         15.00   RMTP-0024               MINI BEAM T POST 24"

  166          6.00   SPLA-5413               MODESTY PANEL, PERFORATED 14" X 72"
                                              MINI BEAM MOUNT
</Table>

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL

<Page>

[BOS LOGO]                                                              PROPOSAL

BUSINESS OFFICE SYSTEMS. INC.                         A HAWORTH PREFERRED DEALER

<Table>
<S>                                                                <C>
     740 HILLTOP DRIVE, ITASCA, ILLINOIS 60143-1326                PROPOSAL NUMBER
         PHONE 630.773.7777 FAX 630.773.7733                              K00750   23-200
                  www.bos.com                                      CUSTOMER PURCHASE ORDER NO
SOLD TO                              SHIP TO                                    KEM12273
                                       KEMPER                      SALESPERSON
  KEMPER NATIONAL INSURANCE            4 BATTERY MARCH PARK                   KIMBERLY PETERSON
  ONE KEMPER DRIVE                     3RD FLOOR                   DATE
  LONG GROVE, IL 60049                 QUINCY           MA 02169             06/19/03
                                       ATTN: DICK SHANNON / MARK   PAGE
                                                                              12
</Table>

<Table>
<Caption>
ITEM #     QUANTITY       MODEL NUMBER                         DESCRIPTION                         UNIT SELL   TOTAL SELL
  <S>          <C>    <C>                     <C>                                                  <C>         <C>
  167          1.00   XL01-3835               PROFILE SERIES, BOAT TABLE TOP 48" X 168"

  168          1.00   FREIGHT                 CHARGES

  169          1.00   LABOR                   TO RECEIVE, DELIVER AND INSTALL ALL PRODUCTS
                                              DURING NORMAL WORKING HOURS.
                                              ATTN: SEAN CLEVELAND.
</Table>

Accepted by:
            --------------------------------------------------

              THIS DOCUMENT IS SUBJECT TO THE TERMS AND CONDITIONS
                       APPEARING ON THE ATTACHED DOCUMENT
ORIGINAL PROPOSAL
<Page>

                           COMMENCEMENT DATE AGREEMENT

         Agreement ("Commencement Agreement") made this 29 day of September,
2003, between LUMBERMENS MUTUAL CASUALTY COMPANY, an Illinois insurance company
("Sublandlord"), and THE J JILL GROUP INC., a Delaware corporation
("Subtenant").

         WHEREAS, Sublandlord and Subtenant entered into a sublease dated as of
September, 2003 ( "Sublease") relating to that certain premises containing
approximately 29,305 rentable square feet ("Subleased Premises") in the building
located at Four Batterymarch Park, Quincy, Massachussets ("Building") [All
capitalized terms not otherwise defined herein shall have the meanings ascribed
to them in the Sublease];

         WHEREAS, the Term of the Sublease has commenced;  and

         WHEREAS, pursuant to Paragraph 2 of the Sublease, the parties desire to
confirm the dates of Commencement Date;

         NOW, THEREFORE, in consideration of the mutual covenants herein
contained, Sublandlord and Subtenant agree, as follows:

a) Subtenant is in possession of, and has accepted, the Subleased Premises
   described by the Sublease.
b) The Sublease Term commenced on, and the Commencement Date is,
   September 15, 2003.
c) The Sublease Term will expire on, and the Expiration Date is, on
   October 31, 2009, unless sooner terminated.
d) The Sublease is in full force and effect and is hereby ratified and
   confirmed.

         IN WITNESS WHEREOF, Sublandlord and Subtenant have caused this
Commencement Agreement to be duly executed on the date first written above.

Subtenant:                                Sublandlord:

THE J JILL GROUP INC.                     LUMBERMENS MUTUAL CASUALTY
                                          COMPANY D/B/A KEMPER INSURANCE
                                          COMPANIES

By: /s/ OLGA L. CONLEY                    By: /s/ STEVEN R. MILLER
    -------------------------------           --------------------------
    Name:  Olga L. Conley                    Name:  Steven R. Miller
    Title: Chief Financial Officer           Title: Real Estate Officer

<Page>

                               CONSENT TO SUBLEASE

         THIS CONSENT TO SUBLEASE ("Consent Agreement") dated as of August 28,
2003 is made with reference to that certain sublease (the "Sublease") dated
August 28, 2003 by and between Lumbermens Mutual Casualty Company ("Tenant") and
The J. Jill Group, Inc. ("Subtenant"), and is entered into between the foregoing
parties and National Fire Protection Association ("Landlord"), having an address
at One Batterymarch Park, Quincy, MA with reference to the following facts:

         A. Landlord and Tenant are the parties to that certain Lease (the
"Master Lease") dated as of April 27, 1999 respecting certain premises
("Premises") known as 29,305 square feet located on a portion of the third
floor, located in the building ("Building") known as Four Batterymarch Park
located in Batterymarch Park, Quincy, MA.

         B. Tenant and Subtenant wish to enter into the Sublease respecting the
Premises described therein (the "Sublease Premises").

         C. The Master Lease provides that Tenant may not enter into any
sublease without Landlord's prior written approval.

         D. Tenant and Subtenant have herewith presented the fully-executed
Sublease to Landlord for Landlord's approval, and Landlord is willing to approve
the same, upon all of the terms and conditions hereinafter appearing.

         NOW, THEREFORE, for good and valuable consideration, the parties hereto
agree as follows:

         1. Neither the Master Lease, the Sublease nor this Consent shall be
deemed to grant Subtenant any rights whatsoever against Landlord. Subtenant
hereby acknowledges and agrees that its sole remedy for any alleged or actual
breach of its rights in connection with the Sublease Premises (as defined in the
Sublease) shall be solely against Tenant.

         2. This Consent shall not release Tenant from any existing or future
duty, obligation or liability to Landlord pursuant to the Master Lease, nor
shall this Consent change, modify or amend the Master Lease in any manner,
except as expressly stated herein. This consent shall not be deemed Landlord's
consent to any further subleases.

         3.

         (a) In the event of Master Lease Termination (as hereinafter defined)
prior to the termination of the Sublease, at Landlord's option, Subtenant agrees
to attorn to Landlord and to recognize Landlord as Subtenant's landlord under
the Sublease, under the terms and conditions and at the rental rate specified in
the Sublease, and for the then remaining term of the Sublease, except that
Landlord shall not be bound by any provision of the Sublease which in any way
increases Landlord's duties, obligations or liabilities to Subtenant beyond
those owed to Tenant under the Master Lease. Subtenant agrees to execute and
deliver at any time and from time to time, upon request of Landlord, any
instruments which may be necessary or appropriate to

                                       1
<Page>

evidence such attornment. Landlord shall not: (i) be liable to Subtenant for any
act, omission or breach of the Sublease by Tenant, (ii) be subject to any
offsets or defenses which Subtenant might have against Tenant, (iii) be bound by
any rent or additional rent which Subtenant might have paid in advance to
Tenant, or (iv) be bound to honor any rights of Subtenant in any security
deposit made with Tenant except to the extent Tenant has turned over such
security deposit to Landlord. Tenant hereby agrees that in the event of Master
Lease Termination, Tenant shall immediately pay or transfer to Landlord any
security deposit then held by Tenant not applied by Tenant or due to Tenant
under the Sublease arising from Subtenant's default and/or failure to comply
with or fully and timely perform Subtenant's obligations under the Sublease.
Landlord shall have the right, in Landlord's sole discretion, to elect not to
have Subtenant attorn to Landlord and, in this event, the Sublease shall be
deemed terminated on the date of Master Lease Termination and, Landlord shall
have no obligation to permit Subtenant to continue to occupy the Premises. In
the event that the Landlord elects not to have Subtenant attorn to Landlord,
then Subtenant shall have the option to lease the Sublease Premises at the then
fair market rate for the Sublease Premises (which, absent agreement between
Landlord and Subtenant, shall be determined pursuant to the procedure set forth
in section 14.34 of the Lease) for a term equal to the greater of the remainder
of the term of the Sublease or the remainder of the term of that certain lease
agreement dated September, 1998 between Landlord and Subtenant.

         (b) "Master Lease Termination" means any event, which by voluntary or
involuntary act or by operation of law, might cause or permit the Master Lease
to be terminated, expired, cancelled, foreclosed against, or otherwise come to
an end, including but not limited to (1) a default by Tenant under the Master
Lease of any of the terms or provisions thereof; (2) foreclosure proceedings
brought by the holder of any mortgage or trust deed to which the Master Lease is
subject; or (3) the termination of Tenant's leasehold estate by dispossession
proceeding or otherwise.

         (c) In the event of attornment hereunder, Landlord's liability shall be
limited to matters arising during Landlord's ownership of the Building, and in
the event that Landlord (or any successor owner) shall convey or dispose of the
Building to another party, such party shall thereupon be and become landlord
hereunder and shall be deemed to have fully assumed and be liable for all
obligations of this Consent or the Sublease to be performed by Landlord which
first arise after the date of conveyance, including the return of any security
deposit, and Tenant shall attorn to such other party, and Landlord (or such
successor owner) shall, from and after the date of conveyance, be free of all
liabilities and obligations hereunder not then incurred. The liability of
Landlord to Subtenant for any default by landlord under this Consent or the
Sublease after such attornment, or arising in connection with Landlord's
operation, management, leasing, repair, renovation, alteration, or any other
matter relating to the Building or the Sublease Premises, shall be limited to
the interest of the Landlord in the Building (and proceeds thereof). Under no
circumstances shall any present or future general partner of Landlord (if
Landlord is a partnership) have any liability for the performance of Landlord's
obligations under this Consent or the Sublease.

         4. In addition to Landlord's rights under Section 3 hereof, in the
event Tenant is in default beyond all applicable notice and cure periods under
any of the terms and provisions of the Master Lease, Landlord may elect to
receive directly from Subtenant all sums due or payable to Tenant by Subtenant
pursuant to the Sublease, and upon receipt of Landlord's notice,

                                       2
<Page>

Subtenant shall thereafter pay to Landlord any and all sums becoming due or
payable under the Sublease and Tenant shall receive from Landlord a
corresponding credit for such sums against any payments then due or thereafter
become due from Tenant. Tenant agrees that any such sums paid by Subtenant shall
be deemed applied against any sums owed by Subtenant under the Sublease. Except
in the event of a Master Lease Termination and attornment to Landlord in
accordance with Section 3 above, neither the service of such written notice nor
the receipt of such direct payments shall cause Landlord to assume any of
Tenant's duties, obligations and/or liabilities under the Sublease, nor shall
such event impose upon Landlord the duty or obligation to honor the Sublease,
nor subsequently to accept Subtenant's attornment pursuant to Section 3(a)
hereof.

         5. Subtenant hereby acknowledges that it has read and has knowledge of
all of the terms, provisions, rules and regulations of the Master Lease and
agrees not to do or omit to do anything which would cause Tenant to be in breach
of the Master Lease. Any such act or omission shall also constitute a breach of
this Consent Agreement and shall entitle Landlord to recover any damage, loss,
cost or expense which it thereby suffers, from Subtenant, whether or not
Landlord proceeds against Tenant.

         6. In the event of any litigation between the parties hereto with
respect to the subject matter hereof, the unsuccessful party agrees to pay the
successful party all costs, expenses and reasonable attorney's fees incurred
therein by the successful party, which shall be included as a part of the
judgment therein rendered.

         7. This Consent Agreement shall be binding upon and inure to the
benefit of the parties' respective successors and assigns, subject to all
agreements and restrictions contained in the Master Lease, the Sublease and
herein with respect to subleasing, assignment, or other transfer. The agreements
contained herein constitute the entire understanding between the parties with
respect to the subject matter hereof, and supersede all prior agreements,
written or oral, inconsistent herewith. No amendment, modification or change
therein will be effective unless Landlord shall have given its prior written
consent thereto. This Consent Agreement may be amended only in writing, signed
by all parties hereto.

         8. Notices required or desired to be given hereunder shall be given by
either receipted overnight courier or United States mail, by certified mail,
return receipt requested, postage prepaid, addressed to the Landlord at the
address set forth above, to Tenant at the address set forth in EXHIBIT "A"
attached hereto and made a part hereof and to Subtenant at the address of the
the Sublease Premises, respectively, and shall be deemed given upon receipt or
refusal thereof. Any party may change its address for notice by giving notice in
the manner hereinabove provided.

         As a condition to the effectiveness of Landlord's consent to the
Sublease, Tenant agrees to pay Landlord concurrently with Tenant's delivery of
an executed counterpart hereof, Two Hundred-Fifty Dollars ($250.00) in
reimbursement of Landlord's reasonable attorneys' fees and administrative
expenses incurred in connection with this Consent Agreement, as additional rent.

         9. Tenant shall also promptly pay to Landlord any share of bonus rents,
or other items required under the Master Lease in connection with subleases.

                                       3
<Page>

         10. Tenant and Subtenant agree to indemnify and hold Landlord harmless
from and against any loss, cost, expense, damage or liability, including
reasonable attorneys' fees, incurred as a result of a claim by any person or
entity (i) that it is entitled to a commission, finder's fee or like payment in
connection with the Sublease or (ii) relating to or arising out of the Sublease
or any related agreements or dealings.

         11. Tenant agrees to hold any and all payments due under the Sublease
as a trust fund to be applied first to the satisfaction of all of Tenant's
obligations under the Master Lease and hereunder before using any part thereof
for any other purpose.

         IN WITNESS WHEREOF, the following parties have executed this Consent to
Sublease as of the date first above written.

                                      TENANT:

                                      Lumbermens Mutual Casualty Company

                                      By: /s/ WILLIAM A. HICKEY
                                          ---------------------------------
                                      Name Typed: WILLIAM A. HICKEY
                                                  -------------------------
                                      Title: CHIEF FINANCIAL OFFICER
                                             ------------------------------

                                      By: /s/ STEVEN R. MILLER
                                          ---------------------------------
                                      Name Typed: STEVEN R. MILLER
                                                  -------------------------
                                      Title: REAL ESTATE OFFICER
                                             ------------------------------

                                      SUBTENANT:

                                      The J. Jill Group, Inc.

                                      By: /s/ OLGA L. CONLEY
                                          ---------------------------------
                                      Name Typed: OLGA L. CONLEY
                                                  -------------------------
                                      Title: CFO
                                             ------------------------------

                                      LANDLORD:

                                      National Fire Protection Association

                                      By: /s/ BRUCE MULLEN
                                          --------------------------------
                                      Name Typed: BRUCE MULLEN
                                                  ------------------------
                                      Title: CFO
                                             -----------------------------

                                       4
<Page>

                                   EXHIBIT "A"

KEMPER NOTICE ADDRESSES:

1)   KEMPER INSURANCE COMPANIES
     ONE KEMPER DRIVE
     ATTN: REAL ESTATE DEPARTMENT, 11SE
     LONG GROVE, ILLINOIS 60049QuickLinks
 -- Click here to rapidly navigate through this document

 
 

Exhibit 4.4    
    

                       ,
2003                   

 
 

EXCHANGE AGENT AGREEMENT    
    

Bank
of New York

101 Barclay Street, 8W

New York, New York 10286 

Attention:
Corporate Trust Administration 

Ladies
and Gentlemen: 

        TransDigm Inc.,
a Delaware corporation (the "Company"), proposes to make an offer (the "Exchange Offer") to exchange all of its outstanding 83/8% Senior
Subordinated Notes due 2011 (the "Old Securities") for its 83/8% Senior Subordinated Notes due 2011 (the "New Securities"). The terms and conditions of the Exchange Offer as currently
contemplated are set forth in a prospectus (the "Prospectus") included in the Company's Registration Statement on Form S-4 (File No. 333-108340), as amended,
filed with the Securities and Exchange Commission. The Prospectus is proposed to be distributed to all record holders of the Old Securities. The Old Securities and the New Securities are collectively
referred to herein as the "Securities". 

        The
Company hereby appoints The Bank of New York to act as exchange agent (the "Exchange Agent") in connection with the Exchange Offer. References hereinafter to "you" shall refer to The
Bank of New York. 

        The
Exchange Offer is expected to be commenced by the Company on or about November    , 2003. The Letter of Transmittal accompanying the Prospectus (or in the case of
book-entry securities, the Automated Tender Offer Program ("ATOP") of the Book-Entry Transfer Facility (as defined below)) is to be used by the holders of the Old Securities to
accept the Exchange Offer and contains instructions with respect to the delivery of certificates for Old Securities tendered in connection therewith. 

        The
Exchange Offer shall expire at 5:00 p.m., New York City time, on            , 2003 or on such subsequent date or time to which the Company may extend the Exchange Offer
(the "Expiration Date"). Subject to the terms and conditions set forth in the Prospectus, the Company expressly reserves the right to extend the Exchange Offer from time to time and may extend the
Exchange Offer by giving oral (promptly confirmed in writing) or written notice to you before 9:00 a.m., New York City time, on the business day following the previously scheduled Expiration
Date. 

        The
Company expressly reserves the right to amend or terminate the Exchange Offer, and not to accept for exchange any Outstanding Notes not theretofore accepted for exchange, upon the
occurrence of any of the conditions of the Exchange Offer specified in the Prospectus under the caption "The Exchange Offer—Conditions to the Exchange Offer." The Company will give oral
(promptly confirmed in writing) or written notice of any amendment, termination or nonacceptance to you as promptly as practicable. 

        In
carrying out your duties as Exchange Agent, you are to act in accordance with the following instructions: 

        1.     You
will perform such duties and only such duties as are specifically set forth in the section of the Prospectus captioned "The Exchange Offer" or as specifically set
forth herein; provided, however, that in no way will your general duty to act in good faith be discharged by the foregoing. 

        2.     You
will establish a book-entry account with respect to the Old Securities at The Depository Trust Company (the "Book-Entry Transfer Facility")
for purposes of the Exchange Offer within two business days after the date of the Prospectus, and any financial institution that is a participant in the Book-Entry Transfer Facility's
systems may make book-entry delivery of the Old Securities by causing 

 

the
Book-Entry Transfer Facility to transfer such Old Securities into your account in accordance with the Book-Entry Transfer Facility's procedure for such transfer. 

        3.     You
are to examine each of the Letters of Transmittal and certificates for Old Securities (or confirmation of book-entry transfer into your account at the
Book-Entry Transfer Facility) and any other documents delivered or mailed to you by or for holders of the Old Securities to ascertain whether: (i) the Letters of Transmittal and any
such other documents are duly executed and properly completed in accordance with instructions set forth therein; and (ii) the Old Securities have otherwise been properly tendered. In each case
where the Letter of Transmittal or any other document has been improperly completed or executed or any of the certificates for Old Securities are not in proper form for transfer or some other
irregularity in connection with the acceptance of the Exchange Offer exists, you will endeavor to inform the presenters of the need for fulfillment of all requirements and to take any other action as
may be reasonably necessary or advisable to cause such irregularity to be corrected. 

        4.     With
the approval of the President or Chief Financial Officer of the Company (such approval, if given orally, to be promptly confirmed in writing) or any other party
designated in writing by such an officer, you are authorized to waive any irregularities in connection with any tender of Old Securities pursuant to the Exchange Offer. 

        5.     Tenders
of Old Securities may be made only as set forth in the Letter of Transmittal and in the section of the Prospectus captioned "The Exchange Offer—How to
Tender", and Old Securities shall be considered properly tendered to you only when tendered in accordance with the procedures set forth therein. 

        Notwithstanding
the provisions of this Section 5, Old Securities which the President or Chief Financial Officer of the Company shall approve as having been properly tendered shall
be considered to be properly tendered (such approval, if given orally, shall be promptly confirmed in writing). 

        6.     You
shall advise the Company with respect to any Old Securities received subsequent to the Expiration Date and accept its instructions with respect to disposition of such
Old Securities. 

        7.     You
shall accept tenders: 

        (a)   in
cases where the Old Securities are registered in two or more names only if signed by all named holders; 

        (b)   in
cases where the signing person (as indicated on the Letter of Transmittal) is acting in a fiduciary or a representative capacity only when proper evidence of his or
her authority so to act is submitted; and 

        (c)   from
persons other than the registered holder of Old Securities, provided that customary transfer requirements, including payment of any applicable transfer taxes, are
fulfilled. 

        You
shall accept partial tenders of Old Securities where so indicated and as permitted in the Letter of Transmittal and deliver certificates for Old Securities to the registrar for
split-up and return any untendered Old Securities to the holder (or such other person as may be designated in the Letter of Transmittal) as promptly as practicable after expiration or
termination of the Exchange Offer. 

        8.     Upon
satisfaction or waiver of all of the conditions to the Exchange Offer, the Company will notify you (such notice, if given orally, to be promptly confirmed in
writing) of its acceptance, promptly after the Expiration Date, of all Old Securities properly tendered and you, on behalf of the Company, will exchange such Old Securities for New Securities and
cause such Old Securities to be cancelled. Delivery of New Securities will be made on behalf of the Company by you at the rate of $1,000 principal amount of New Securities for each $1,000 principal
amount of the corresponding series of Old Securities tendered promptly after notice (such notice if given orally, to be promptly confirmed in writing) of acceptance of said Old Securities by the
Company; provided, however, that in all cases, Old 

2

 

Securities
tendered pursuant to the Exchange Offer will be exchanged only after timely receipt by you of certificates for such Old Securities (or confirmation of book-entry transfer into
your account at the Book-Entry Transfer Facility), a properly completed and duly executed Letter of Transmittal (or manually signed facsimile thereof) with any required signature
guarantees and any other required documents. You shall issue New Securities only in denominations of $1,000 or any integral multiple thereof. 

        9.     Tenders
pursuant to the Exchange Offer are irrevocable, except that, subject to the terms and upon the conditions set forth in the Prospectus and the Letter of
Transmittal, Old Securities tendered pursuant to the Exchange Offer may be withdrawn at any time prior to the Expiration Date. 

        10.   The
Company shall not be required to exchange any Old Securities tendered if any of the conditions set forth in the Exchange Offer are not met. Notice of any decision by
the Company not to exchange any Old Securities tendered shall be given (if given orally, to be promptly confirmed in writing) by the Company to you. 

        11.   If,
pursuant to the Exchange Offer, the Company does not accept for exchange all or part of the Old Securities tendered because of an invalid tender, the occurrence of
certain other events set forth in the Prospectus under the caption "The Exchange Offer—Conditions to the Exchange Offer" or otherwise, you shall as soon as practicable after the expiration
or termination of the Exchange Offer return those certificates representing unaccepted Old Securities (or effect appropriate book-entry transfer), together with any related required
documents and the Letters of Transmittal relating thereto that are in your possession, to the persons who deposited them. 

        12.   All
certificates representing reissued Old Securities, unaccepted Old Securities or New Securities shall be forwarded by first-class mail. 

        13.   You
are not authorized to pay or offer to pay any concessions, commissions or solicitation fees to any broker, dealer, bank or other persons or to engage or utilize any
person to solicit tenders. 

        14.   As
Exchange Agent hereunder you: 

        (a)   shall
not be liable for any act, omission to act or sufferance to exist, unless the same constitutes your own gross negligence or willful misconduct, and in no event
shall you be liable to a security holder, the Company or any third party for any special, punitive, indirect or consequential loss or damages of any kind whatsoever, or lost profits, arising in
connection with this Agreement even if you have been advised of the likelihood of such loss or damage and regardless of the form of action; 

        (b)   shall
have no duties or obligations other than those expressly set forth herein or as may be subsequently agreed to in writing between you and the Company and no implied
duties or obligations shall be read into this Agreement against you. No provision in this Agreement shall require you to expend or risk your own funds or otherwise incur financial liability in the
performance of any of your duties, or in the exercise of your rights and powers hereunder; 

        (c)   will
be regarded as making no representations and having no responsibilities as to the validity, sufficiency, value or genuineness of any of the certificates or the Old
Securities represented thereby deposited with you pursuant to the Exchange Offer, and will not be required to and will make no representation as to the validity, value or genuineness of the New
Securities or the Exchange Offer; 

        (d)   shall
not be obligated to take any legal action hereunder which might in your judgment involve any expense or liability, unless you shall have been furnished with
indemnity satisfactory to you; 

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        (e)   may
conclusively rely on and shall be fully protected in acting in reliance upon any certificate, instrument, opinion, notice, letter, telegram or other document or
security delivered to you and believed by you to be genuine and to have been signed or presented by the proper person or persons; 

        (f)    may
act upon any tender, statement, request, document, agreement, certificate or other instrument whatsoever not only as to its due execution and validity and
effectiveness of its provisions, but also as to the truth and accuracy of any information contained therein, which you shall in good faith believe to be genuine or to have been signed or presented by
the proper person or persons; 

        (g)   may
conclusively rely on and shall be fully protected in acting upon written or oral instructions from any authorized officer of the Company; 

        (h)   may
consult with counsel of your selection with respect to any questions relating to your duties and responsibilities as Exchange Agent and the advice or opinion of such
counsel shall be full and complete authorization and protection in respect of any action taken, suffered or omitted to be taken by you hereunder in good faith and in accordance with the advice or
opinion of such counsel; 

        (i)    shall
not advise any person tendering Old Securities pursuant to the Exchange Offer as to the wisdom of making such tender or as to the market value or decline or
appreciation in market value of any Old Securities; 

        (j)    you
shall not be liable for any action taken, suffered or omitted by you in good faith and believed by you to be authorized or within the discretion or rights or powers
conferred upon you by this Agreement; and 

        (k)   you
shall not be responsible or liable for any failure or delay in the performance of your obligations under this Agreement arising out of or caused, directly or
indirectly, by circumstances beyond your reasonable control, including without limitation, acts of God, earthquakes, fires, floods, wars, civil or military disturbances, terrorist acts, sabotage,
epidemics, riots, interruptions, loss or malfunctions of utilities, computer (hardware or software) or communications service, accidents, labor disputes, and acts of civil or military authority or
governmental actions, it being understood that you shall use reasonable
efforts which are consistent with accepted practices in the banking industry to resume performance as soon as practicable under the circumstances. 

        15.   You
shall take such action as may from time to time be requested by the Company (and such other action as you may deem appropriate) to furnish copies of the Prospectus,
Letter of Transmittal and the Notice of Guaranteed Delivery (as defined in the Prospectus) or such other forms as may be approved from time to time by the Company, to all persons requesting such
documents and to accept and comply with telephone requests for information relating to the Exchange Offer, provided that such information shall relate only to the procedures for accepting (or
withdrawing from) the Exchange Offer and not the merits of the Exchange Offer. The Company will furnish you with copies of such documents on your request. All other requests for information relating
to the Exchange Offer shall be directed to the Company, Attention: Gregory Rufus, Vice President and Chief Financial Officer. 

        16.   You
shall advise by facsimile transmission or e-mail Sean Maroney, the Manager of Financial Reporting of the Company (at the facsimile number
(216) 289-4937 and e-mail address smaroney@transdigm.com), and Debra Cotter, at Willkie Farr & Gallagher LLP (at the facsimile number
(212) 728-9955 and e-mail address dcotter@willkie.com), and such other person or persons as the Company may request, daily (and more frequently during the week
immediately preceding the Expiration Date if requested) up to and including the Expiration Date, as to the number of Old Securities which have been tendered pursuant to the Exchange Offer and the
items received by you pursuant to this Agreement, separately reporting and giving cumulative totals as to items properly 

4

 

received
and items improperly received. In addition, you will also inform, and cooperate in making available to, the Company or any such other person or persons upon oral request made from time to
time prior to the Expiration Date of such other information as they may reasonably request. Such cooperation shall include, without limitation, the granting by you to the Company and such person as
the Company may request of access to those persons on your staff who are responsible for receiving tenders, in order to ensure that immediately prior to the Expiration Date the Company shall have
received information in sufficient detail to enable it to decide whether to extend the Exchange Offer. You shall prepare a final list of all persons whose tenders were accepted, the aggregate
principal amount of Old Securities tendered, the aggregate principal amount of Old Securities accepted and deliver said list to the Company. 

        17.   Letters
of Transmittal and Notices of Guaranteed Delivery shall be stamped by you as to the date and, after the expiration of the Exchange Offer, the time, of receipt
thereof and shall be preserved by you for a period of time at least equal to the period of time you preserve other records pertaining to the transfer of securities. You shall dispose of unused Letters
of Transmittal and other surplus materials in accordance with your normal practices. 

        18.   For
services rendered as Exchange Agent hereunder, you shall be entitled to such compensation as agreed to in writing between you and the Company. The provisions of this
section shall survive the termination of this Agreement. 

        19.   You
hereby acknowledge receipt of the Prospectus and the Letter of Transmittal. Any inconsistency between this Agreement, on the one hand, and the Prospectus and the
Letter of Transmittal (as they may be amended from time to time), on the other hand, shall be resolved in favor of the latter two documents, except with respect to your duties, liabilities and
indemnification as Exchange Agent. 

        20.   The
Company covenants and agrees to fully indemnify and hold you harmless against any and all loss, liability, cost or expense, including reasonable attorneys' fees and
expenses, incurred without gross negligence or willful misconduct on your part, arising out of or in connection with any act, omission, delay or refusal made by you in reliance upon any signature,
endorsement, assignment, certificate, order, request, notice, instruction or other instrument or document believed by you to be valid, genuine and sufficient and in accepting any tender or effecting
any transfer of Old Securities believed by you in good faith to be authorized, and in delaying or refusing in good faith to accept any tenders or effect any transfer of Old Securities or in otherwise
accepting or performing your duties hereunder or in being or acting as Exchange Agent. In each case, the Company shall be notified by you, by letter or facsimile transmission, of the written assertion
of a claim against you or of any other action commenced against you, promptly after you shall have received any such written assertion or shall have been served with a summons in connection therewith,
provided, however, that the failure to give such notice shall not affect the indemnification provided for hereunder except to the extent the Company has been prejudiced as a result of such failure.
The Company shall be entitled to participate at its own expense in the defense of any such claim or other action and, if the Company so elects, the Company shall assume the defense of any suit brought
to enforce any such claim. In the event that the Company shall assume the defense of any such suit, the Company shall not be liable for the fees and expenses of any additional counsel thereafter
retained by you, so long as the Company shall retain counsel satisfactory to you to defend such suit, and so long as you have not determined, in your reasonable judgment, that a conflict of interest
exists between you and the Company. You shall not enter into a settlement or other compromise with respect to any indemnified loss, liability or expense without the prior written consent of the
Company, which shall not be unreasonably withheld or delayed. The provisions of this section shall survive the termination of this Agreement. 

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        21.   You
shall arrange to comply with all requirements under the tax laws of the United States, including those relating to missing Tax Identification Numbers, and shall file
any appropriate reports with the Internal Revenue Service. 

        22.   You
shall deliver or cause to be delivered, in a timely manner to each governmental authority to which any transfer taxes are payable in respect of the exchange of Old
Securities, the Company's check in the amount of all transfer taxes so payable; provided, however, that you shall reimburse the Company for amounts refunded to you in respect of your payment of any
such transfer taxes, at such time as such refund is received by you. 

        23.   This
Agreement shall be governed by and construed in accordance with the laws of the State of New York (including without limitation Section 5-1401 of
the New York General Obligations Law or any successor to such statute); and shall inure to the benefit of, and the obligations created hereby shall be binding upon, the successors and assigns of each
of the parties hereto. 

        24.   The
parties hereto hereby irrevocably submit to the venue and jurisdiction of any New York State or federal court sitting in the Borough of Manhattan in New York City in
any action or proceeding arising out of or relating to this Agreement, and the parties hereby irrevocably agree that all claims in respect of such action or proceeding arising out of or relating to
this Agreement, shall be heard and determined in such a New York State or federal court. The parties hereby consent to and grant to any such court jurisdiction over the persons of such parties and
over the subject matter of any such dispute and agree that delivery or mailing of any process or other papers in the manner provided herein, or in such other manner as may be permitted by law, shall
be valid and sufficient service thereof. 

        25.   This
Agreement may be executed in two or more counterparts, including via facsimile, each of which shall be deemed to be an original and all of which together shall
constitute one and the same agreement. 

        26.   In
case any provision of this Agreement shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in
any way be affected or impaired thereby. 

        27.   This
Agreement shall not be deemed or construed to be modified, amended, rescinded, cancelled or waived, in whole or in part, except by a written instrument signed by a
duly authorized representative of the party to be charged. This Agreement may not be modified orally. Any inconsistency between this Agreement and the tender documents, including the Letter of
Transmittal and the Notice of Guaranteed Delivery, as they may from time to time be supplemented or amended, shall be resolved in favor of the latter, except with respect to the duties, liabilities
and indemnification of you as Exchange Agent. 

        28.   Unless
otherwise provided herein, all notices, requests and other communications to any party hereunder shall be in writing (including facsimile or similar writing) and
shall be given to such party, addressed to it, at its address or telecopy number set forth below: 

If
to the Company: 

TransDigm Inc.

26380 Curtiss Wright Parkway

Richmond Heights, OH 44143 

Facsimile:(216) 289-4937

Attention: W. Nicholas Howley 

6

 

If
to the Exchange Agent: 

The
Bank of New York

101 Barclay Street, 8W

New York, New York 10286 

Facsimile:
(212) 815-5707

Attention: Corporate Trust Administration 

        29.   Unless
terminated earlier by the parties hereto, this Agreement shall terminate 90 days following the Expiration Date. Notwithstanding the foregoing, Sections 18
and 20 shall survive the termination of this Agreement. Except as otherwise set forth herein, upon any termination of this Agreement, you shall promptly deliver to the Company any certificates for
Securities, funds or property then held by you as Exchange Agent under this Agreement. 

        This
Agreement shall inure to the benefit of and the obligations created hereby shall be binding upon the successors and assigns of the parties hereto. This Agreement shall be effective
as of the date hereof. 

[Remainder
of Page Intentionally Left Blank] 

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        Please
acknowledge receipt of this Agreement and confirm the arrangements herein provided by signing and returning the enclosed copy. 

	 	 	TRANSDIGM INC.
	

 	
 	
By:	

 Name:  Gregory Rufus

Title:    Vice President and Chief

             Financial Officer

Accepted
as of the date

first above written: 

	THE BANK OF NEW YORK, as Exchange Agent
	

By:	
 	

 	
 	

 
	 	 	
 Name:

Title:	 	 

8

QuickLinks

Exhibit 4.4

EXCHANGE AGENT AGREEMENT

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