Document:

<PAGE>
                                                                        4(f)(27)

                   AMENDMENT NO. 13 TO CONTRIBUTION AGREEMENT

         This AMENDMENT NO. 13 TO CONTRIBUTION AGREEMENT ("Amendment No. 13"),
dated as of December 11, 2001, is made between CREDIT ACCEPTANCE CORPORATION, a
Michigan corporation ("CAC") and CAC FUNDING CORP., a Nevada corporation
("Funding").

         On July 7, 1998, CAC and Funding entered into a Contribution Agreement
pursuant to which CAC did assign, transfer and convey to Funding a pool of Loans
constituting the Contributed Property, and Funding did use such loans as
collateral to obtain financing from unrelated parties. On certain dates starting
with June 30, 1999 and ending with December 11, 2001, CAC and Funding entered
into Amendments No. 1 through No. 12 to the Contribution Agreement to provide
for the transfer by CAC to Funding of additional Loans and related property.
Funding now desires to acquire additional Loans and related property from CAC
identified herein, including CAC's rights in the Dealer Agreements and Contracts
securing payment of such Loans and the Collections derived therefrom during the
full term of this Agreement, and CAC desires to transfer, convey and assign such
additional Loans and related property to Funding upon the terms and conditions
hereinafter set forth. CAC has agreed to service the Loans and related property
to be transferred, conveyed and assigned to Funding. The additional Loans and
related property contributed to Funding under this Amendment No. 13 are
allocated to the July 2001 Funding.

         In consideration of the premises and the mutual agreements set forth
herein, it is hereby agreed by and between CAC and Funding as follows:

         SECTION 1. Definitions. All capitalized terms used herein shall have
the meanings specified in the Contribution Agreement, as amended, or if not so
specified, the meaning specified in, or incorporated by reference into, the
Security Agreement or the Note Purchase Agreement, as each may be amended
through the date hereof, and shall include in the singular number the plural and
in the plural number the singular. All accounting terms not specifically defined
herein or therein shall be construed in accordance with GAAP. All terms used in
Article 9 of the Relevant UCC, and not specifically defined herein, are used
herein as defined in such Article 9. In addition, the following capitalized
terms shall have the meanings shown in this Section:

         "Additional Contributed Property" means (i) all Loans, including,
without limitation, all monies due or to become due, and all monies received,
with respect thereto on or after the Cut-Off Date and all Related Security
therefor (including all of CAC's right, title and interest in and to the vehicle
retail installment sales contracts identified on Schedule 1 attached hereto),
(ii) all Collections and (v) and all proceeds (including "proceeds" as defined
in the UCC) of any of the foregoing.

         "Closing Date" means December 11, 2001.

         "Contribution Agreement" means the Contribution Agreement between CAC
and Funding dated July 7, 1998, as amended.
<PAGE>
         "Cut-Off Date" means December 1, 2001.

         "Loans" shall mean all amounts owing to CAC on account of advances made
by CAC pursuant to Dealer Agreements entered into between CAC and a new or used
automobile and/or light-duty truck dealer, including servicing charges,
insurance charges and service policies and all related finance charges, late
charges, and all other fees and charges charged to any such dealer, which Loans
are related to those vehicle retail installment sales contracts identified on
Schedule 1 attached hereto and are payable from Collections.

         SECTION 2. Contribution and Sale of Additional Contributed Property.
(a) Upon the terms and subject to the conditions set forth herein (i) CAC hereby
assigns, transfers and conveys to Funding, and Funding hereby accepts from CAC,
on the terms and subject to the conditions specifically set forth herein, all of
CAC's right, title and interest, in, to and under the Additional Contributed
Property conveyed on the Closing Date. Such sale, assignment, transfer and
conveyance does not constitute an assumption by Funding of any obligations of
CAC or any other Person to Obligors or to any other Person in connection with
the Loans or under any Related Security, Dealer Agreement or other agreement and
instrument relating to the Loans.

         (b)      In connection with any such foregoing conveyance, CAC agrees
to record and file on or prior to the Closing Date, at its own expense, a
financing statement or statements with respect to the Additional Contributed
Property conveyed by CAC hereunder meeting the requirements of applicable state
law in such manner and in such jurisdictions as are necessary to perfect and
protect the interests of Funding created hereby under the Relevant UCC (subject,
in the case of Related Security constituting returned inventory, to the
applicable provisions of Section 9-330 of the Relevant UCC) against all
creditors of and purchasers from CAC, and to deliver either the originals of
such financing statements or a file-stamped copy of such financing statements or
other evidence of such filings to Funding on the Closing Date.

         (c)      CAC agrees that from time to time, at its expense, it will
promptly execute and deliver all instruments and documents and take all actions
as may be necessary or as Funding may reasonably request in order to perfect or
protect the interest of Funding in the Loans and other Additional Contributed
Property purchased hereunder or to enable Funding to exercise or enforce any of
its rights hereunder. CAC shall, upon request of Funding, obtain such additional
search reports as Funding shall request. To the fullest extent permitted by
applicable law, Funding shall be permitted to sign and file continuation
statements and amendments thereto and assignments thereof without CAC's
signature. Carbon, photographic or other reproduction of this Agreement or any
financing statement shall be sufficient as a financing statement.

         (d)      It is the express intent of CAC and Funding that the
conveyance of the Loans and other Additional Contributed Property by CAC to
Funding pursuant to this Amendment No. 13 be construed as a complete transfer of
such Loans and other Additional Contributed Property by CAC to Funding. Further,
it is not the intention of CAC and Funding that such conveyance be deemed a
grant of a security interest in the Loans and other Additional Contributed
Property by CAC to

                                       2
<PAGE>
Funding to secure a debt or other obligation of CAC. However, in the event that,
notwithstanding the express intent of the parties, the Loans and other
Additional Contributed Property are construed to constitute property of CAC,
then (i) this Amendment No. 13 also shall be deemed to be, and hereby is, a
security agreement within the meaning of the Relevant UCC; and (ii) the
conveyance by CAC provided for in this Amendment No. 13 shall be deemed to be,
and CAC hereby grants to Funding, a security interest in, to and under all of
CAC's right, title and interest in, to and under the Additional Contributed
Property, to secure the rights of Funding set forth in this Amendment No. 13 or
as may be determined in connection therewith by applicable law. CAC and Funding
shall, to the extent consistent with this Amendment No. 13, take such actions as
may be necessary to ensure that, if this Amendment No. 13 were deemed to create
a security interest in the Loans and other Additional Contributed Property, such
security interest would be deemed to be a first priority perfected security
interest in favor of Funding under applicable law and will be maintained as such
throughout the term of this Agreement.

         (e)      In connection with such conveyance, CAC agrees to deliver to
Funding on the Closing Date, one or more computer files or microfiche lists
containing true and complete lists of all Dealer Agreements and Loans conveyed
to Funding on the Closing Date, and all Contracts securing all such Loans,
identified by account number, dealer number, and pool number and Outstanding
Balance as of the Cut-Off Date. Such file or list shall be marked as Schedule 1
to this Amendment No. 13, shall be delivered to Funding as confidential and
proprietary, and is hereby incorporated into and made a part of this Amendment
No. 13.

         SECTION 3. Consideration. The consideration for the Loans and other
Additional Contributed Property conveyed on the Closing Date to Funding by CAC
under this Amendment No. 13 shall be reflected as by a credit on the books and
records of Funding of an amount of additional contributed capital in the form of
shareholders' equity with respect to the Shares previously issued to CAC, which
amount shall be equal to the aggregate principal amount of the Loans as of the
Cut-Off Date that are contributed by CAC to Funding on the Closing Date.

         SECTION 4. Representations and Warranties. CAC represents and warrants
to Funding as of the Closing Date that:

                  (a)      Corporate Existence and Power. CAC is a corporation
         duly organized, validly existing and in good standing under the laws of
         its jurisdiction of incorporation and has all corporate power and all
         material governmental licenses, authorizations, consents and approvals
         required to carry on its business in each jurisdiction in which its
         business is now conducted. CAC is duly qualified to do business in, and
         is in good standing in, every other jurisdiction in which the nature of
         its business requires it to be so qualified, except where the failure
         to be so qualified or in good standing would not have a material
         adverse effect.

                  (b)      Corporate and Governmental Authorization;
         Contravention. The execution, delivery and performance by CAC of this
         Amendment No. 13 are within its corporate powers, have been duly
         authorized by all necessary corporate action, require no action by or

                                       3
<PAGE>
         in respect of, or filing with, any Official Body or official thereof
         (except for the filing by Seller of UCC financing statements as
         required by this Amendment No. 13), and do not contravene, or
         constitute a default under, any provision of applicable law, rule or
         regulation or of the Articles of Incorporation or Bylaws or of any
         agreement, judgment, injunction, order, writ, decree or other
         instrument binding upon CAC, or result in the creation or imposition of
         any Adverse Claim on the assets of CAC or any of its subsidiaries
         (except those created by this Agreement).

                  (c)      Binding Effect. This Amendment No. 13 constitutes the
         legal, valid and binding obligation of CAC, enforceable against it in
         accordance with its terms, subject to applicable bankruptcy,
         insolvency, moratorium or other similar laws affecting the rights of
         creditors generally.

                  (d)      Perfection. CAC is the owner of all of the Loans and
         the other Additional Contributed Property, free and clear of all
         Adverse Claims. On or prior to the Closing Date, all financing
         statements and other documents required to be recorded or filed in
         order to perfect and protect the ownership interest of Funding in and
         to the Loans and the other Additional Contributed Property against all
         creditors of and purchasers from CAC will have been duly filed in each
         filing office necessary for such purpose and all filing fees and taxes,
         if any, payable in connection with such filings shall have been paid in
         full.

                  (e)      Accuracy of Information. All information heretofore
         furnished by CAC to Funding, the Agent, Kitty Hawk and any Bank
         Investor for purposes of or in connection with this Amendment No. 13
         and the Contribution Agreement or any transaction contemplated hereby
         or thereby is, and all such information hereafter furnished by CAC to
         Funding, the Agent, Kitty Hawk and any Bank Investor will be, true and
         accurate in every material respect, on the date such information is
         stated or certified.

                  (f)      Tax Status. CAC has filed all material tax returns
         (federal, state and local) required to be filed and has paid or made
         adequate provision for the payment of all taxes, assessments and other
         governmental charges.

                  (g)      Action, Suits. There are no actions, suits or
         proceedings pending, or to the knowledge of CAC, threatened against or
         affecting CAC or any Affiliate of CAC or its properties, in or before
         any court, arbitrator or other body, which may, individually or in the
         aggregate, have a material adverse effect on CAC or the Additional
         Contributed Property.

                  (h)      Place of Business. The principal place of business
         and chief executive office of CAC is in Southfield, Michigan, and the
         office where CAC keeps all of its Records is at the address listed in
         Section 9.3 of the Contribution Agreement, or such other locations
         notified to Funding in accordance with the Contribution Agreement in
         jurisdictions where all actions required by the terms of this Amendment
         No. 13 and the Contribution Agreement have been taken and completed.

                                       4
<PAGE>

                  (i)      Good Title. Upon the contribution of the Loans and
         related property to Funding pursuant to this Amendment No. 13, Funding
         shall acquire all of CAC's ownership and other interest in each Loan
         (and in the Related Security, Collections and proceeds with respect
         thereto) and in the Related Security, Collections and proceeds with
         respect thereto, in each case free and clear of any Adverse Claim.

                  (j)      Tradenames, Etc. As of the date hereof CAC has not,
         within the last five (5) years, operated under any tradenames other
         than its corporate name, nor has it changed its name, merged with or
         into or consolidated with any other corporation or been the subject of
         any proceeding under Title 11, United States Code (Bankruptcy).

                  (k)      Nature of Loans, Contracts. Each Loan represented by
         CAC to be an Eligible Loan, or included in the calculation of the
         Aggregate Outstanding Eligible Loan Balance, at the time of such
         representation, or at the time of such calculation, as applicable, in
         fact satisfies the definition of "Eligible Loan" set forth in the
         Security Agreement. Each Contract classified as an "Eligible Contract"
         (or included in any aggregation of balances of "Eligible Contracts") by
         CAC satisfies at the time of such classification the definition of
         "Eligible Contract" set forth in the Security Agreement.

                  (l)      Amount of Loans. As of the Cut-Off Date, as reported
         in the loan servicing system of CAC, the Aggregate Outstanding Eligible
         Loan Balance was not less than $296,132,276.21 and the Aggregate
         Outstanding Eligible Loan Balance with respect to the Loans being
         conveyed hereunder was not less than $8,781,411.88.

                  (m)      Collection Guidelines. Since July 7, 1998, there have
         been no material changes in the Collection Guidelines other than as
         permitted hereunder and under the Security Agreement. Since such date,
         no material adverse change has occurred in the overall rate of
         collection of the Loans.

                  (n)      Collections and Servicing. Since July 7, 1998, there
         has been no material adverse change in the ability of the Servicer to
         service and collect the Loans.

                  (o)      Not an Investment Company. CAC is not, and is not
         controlled by, an "investment company" within the meaning of the
         Investment Company Act of 1940, as amended, or each is exempt from all
         provisions of such Act.

                  (p)      ERISA. Each of CAC and its ERISA Affiliates is in
         compliance in all material respects with ERISA and no lien exists in
         favor of the Pension Benefit Guaranty Corporation on any of the Loans.

                  (q)      Bulk Sales. No transaction contemplated by this
         Amendment No. 13 requires compliance with any bulk sales act or similar
         law.

                                       5
<PAGE>
                  (r)      Preference; Voidability. The transfer of the Loans,
         Collections, Related Security and other Additional Contributed Property
         by the Servicer to Funding, has not been made for or on account of an
         antecedent debt owed by Funding to CAC, or by CAC to Funding, and
         neither of such transfers is or may be voidable under any Section of
         the Bankruptcy Reform Act of 1978 (11 U.S.C.ss.ss.101 et seq.), as
         amended. After giving effect to the transfer of the Additional
         Contributed Property hereunder, CAC will not be insolvent.

                  (s)      Consents, Licenses, Approvals. With respect to each
         Dealer Agreement and each Loan and Contract and all other Additional
         Contributed Property, all consents, licenses, approvals or
         authorizations of or registrations or declarations with any
         Governmental Authority required to be obtained, effected or given by
         CAC, in connection with the conveyance of such Loan, Contract or other
         Additional Contributed Property to Funding have been duly obtained,
         effected or given and are in full force and effect.

                  (t)      Schedule 1. Schedule 1 to this Amendment No. 13 is
         and will be an accurate and complete listing of all Dealer Agreements
         and Loans in all material respects and all Contracts securing such
         Loans on the date each such Dealer Agreement, Contract and Loan was
         added to Schedule 1, and the information contained therein with respect
         to the identity of such Dealer Agreements and Loans and all Contracts
         securing such Loans and the Outstanding Balances thereunder and under
         the related Contracts is and will be true and correct in all material
         respects as of each such date.

                  (u)      Adverse Selection. No selection procedure believed by
         CAC to be adverse to the interests of Funding has been or will be used
         in selecting the Dealer Agreements or the Loans (it being expressly
         understood that the Loans consist of closed pools of Loans under the
         related Dealer Agreements).

                  (v)      Use of Proceeds. No proceeds of any contribution
         hereunder will be used for a purpose that violates, or would be
         inconsistent with, Regulations T, U or X promulgated by the Board of
         Governors of the Federal Reserve System.

The representations and warranties set forth in this Section 4 shall survive the
conveyance of the Additional Contributed Property to Funding, and termination of
the rights and obligations of Funding and CAC under this Amendment No. 13. Upon
discovery by Funding or CAC of a breach of any of the foregoing representations
and warranties, the party discovering such breach shall give prompt written
notice to the other within three Business Days of such discovery.

         SECTION 5. Reaffirmation of Covenants, etc. CAC and Funding each
reaffirm to the other the covenants, undertakings, agreements and obligations
set forth in Articles V and VI of the Contribution Agreement as is the same were
set forth herein in full and made applicable to the Additional Contributed
Property.

                                       6
<PAGE>
         SECTION 6. Effectiveness. This Amendment No. 13 shall become effective
on November 2, 2001.

         SECTION 7. Governing Law. THIS AGREEMENT SHALL BE GOVERNED BY AND
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF MICHIGAN.

         SECTION 8. Counterparts. This Amendment No. 13 may be executed in two
or more counterparts including telecopy transmission thereof (and by different
parties on separate counterparts), each of which shall be an original, but all
of which together shall constitute one and the same instrument.

         SECTION 9. Headings. The headings herein are for purposes of reference
only and shall not otherwise affect the meaning or interpretation of any
provision hereof.

         SECTION 10. Ratification. Except as expressly affected by the
provisions hereof, the Contribution Agreement, as amended hereby, shall remain
in full force and effect in accordance with its terms and is hereby ratified and
confirmed by the parties hereto. On and after the date hereof, each reference in
the Contribution Agreement to "this Agreement", "hereunder", "herein" or words
of like import shall mean and be a reference to the Contribution Agreement as
amended by this Amendment No. 13.

                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

                                       7
<PAGE>
         IN WITNESS WHEREOF, Funding and CAC each have caused this Amendment No.
13 to the Contribution Agreement to be duly executed by their respective
officers as of the day and year first above written.

                              CAC FUNDING CORP.

                              By:  /S/ Matthew F. Hilzinger
                                 --------------------------------------
                              Name: Matthew F. Hilzinger
                              Title: Chief Financial Officer

                              CREDIT ACCEPTANCE CORPORATION,
                              individually and as Servicer

                              By:  /S/ Matthew F. Hilzinger
                                 --------------------------------------
                              Name: Matthew F. Hilzinger
                              Title: Chief Financial Officer

Acknowledged and agreed as
of the date first above written:

KITTY HAWK FUNDING CORPORATION

By:  /S/ Andy Yan
    -----------------------------
Name: Andy Yan
Title: Vice President

BANK OF AMERICA, N.A., as Agent

By:  /S/ Christopher G. Young
     ----------------------------
Name: Christopher G. Young
Title: Vice President

                                       8<PAGE>
                                                                        4(f)(28)

                               AMENDMENT NO. 1 TO
                     AMENDED AND RESTATED SECURITY AGREEMENT

         AMENDMENT NO. 1 TO AMENDED AND RESTATED SECURITY AGREEMENT (this
"Amendment"), dated as of October 17, 2001, among KITTY HAWK FUNDING
CORPORATION, a Delaware corporation, as a secured party (together with its
successors and assigns, the "Company"), CAC FUNDING CORP., a Nevada corporation,
as debtor (together with its successors and assigns, the "Debtor"), CREDIT
ACCEPTANCE CORPORATION, a Michigan corporation, individually and as servicer
(together with its successors and assigns, the "Servicer"), and BANK OF AMERICA,
N.A., a national banking association ("Bank of America"), individually, as
collateral agent (together with its successors and assigns in such capacity, the
"Collateral Agent"), as Agent and as Bank Investor, amending that certain
Amended and Restated Security Agreement (as amended to the date hereof, the
"Security Agreement"), dated as of July 20, 2001, among the Company, the Debtor,
the Servicer and Bank of America, individually and as Collateral Agent, and, for
the purposes of Section 3 hereof, setting forth certain agreements among the
parties to the Note Purchase Agreement dated as of July 7, 1998, as amended (the
"Note Purchase Agreement").

                  WHEREAS, on the terms and conditions set forth herein, the
parties to the Security Agreement wish to amend the Security Agreement and set
forth certain other agreements as provided herein.

                  NOW, THEREFORE, the parties hereby agree as follows:

                  SECTION 1. Defined Terms. As used in this Amendment
capitalized terms have the same meanings assigned thereto in the Security
Agreement.

                  SECTION 2.  Amendment.

         (a)               The Security Agreement is hereby amended by adding
 the following as Section 5.1(f):

                  "(f) Prepayment. The Debtor may, on the day preceding any
         Remittance Date deposit into the Collection Account an amount which,
         when taken together with the amount then on deposit in the Collection
         Account and the Reserve Account (before giving effect to any deposit
         described in this

<PAGE>
         Section 5.1(f)), shall be sufficient to pay all amounts outstanding
         under the Note Purchase Agreement, the Note and any other Transaction
         Document. If such deposit is made into the Collection Account pursuant
         to this Section 5.1(f), the Collateral Agent shall withdraw on the next
         Remittance Date all funds on deposit in the Collection Account and the
         Reserve Account and pay such amounts to the Company, the Bank Investors
         and any Noteholder, as applicable. Upon such payment in full to the
         appropriate Persons of all amounts outstanding under the Note Purchase
         Agreement, the Note and any other Transaction Document, the Collateral
         Agent shall release its lien and security interest in the Collateral
         and shall execute and deliver such documents, instruments and financing
         statements, prepared by and at the expense of the Debtor, as are
         necessary or reasonably requested by the Debtor to evidence such
         release."

                  SECTION 3. No Subsequent Fundings. The Debtor, the Company,
and the Bank Investor agree that in the event the Debtor shall have exercised
its right pursuant to section 5.1(f) of the Security Agreement to pay in full
all amounts outstanding under the Note Purchase Agreement, the Note and any
other Transaction Document and all such amounts shall have been paid in full to
the appropriate Person(s), the Company and the Bank Investors shall thereupon
have no further obligation to make any Subsequent Fundings under the Note
Purchase Agreement.

                  SECTION 4. Representations and Warranties. The Debtor hereby
makes to the Collateral Agent, the Company and the Bank Investors, on and as of
the date hereof, all of the representations and warranties set forth in Sections
3.1 and 3.2 of the Security Agreement, except that to the extent that any of
such representations and warranties expressly relate to an earlier date, such
representations and warranties shall be true and correct as of such earlier
date.

                  SECTION 5. Effectiveness. This Amendment shall become
effective as of July 21, 2001, provided, however, that this Amendment shall
cease to be effective if the Secured Parties shall not have received, on or
prior to November 17, 2001, a "true sale" opinion of Dykema Gossett PLLC,
counsel to the Debtor, satisfactory to the Agent and its counsel.

                  SECTION 6. Costs and Expenses. The Debtor shall pay all of the
Company's, the Bank Investors' and the Collateral Agent's cost and expenses
(including out of pocket expenses and reasonable attorneys fees and
disbursements) incurred by them in connection with the preparation, execution
and delivery of this Amendment.

                                       2
<PAGE>
                  SECTION 7. Governing Law. THIS AMENDMENT SHALL BE GOVERNED BY
AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK.

                  SECTION 8. Severability; Counterparts. This Amendment may be
executed in any number of counterparts and by different parties hereto in
separate counterparts, each of which when so executed shall be deemed to be an
original and all of which when taken together shall constitute one and the same
instrument. Any provisions of this Amendment which are prohibited or
unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective
to the extent of such prohibition or unenforceability without invalidating the
remaining provisions hereof, and any such prohibition or unenforceability in any
jurisdiction shall not invalidate or render unenforceable such provision in any
other jurisdiction.

                  SECTION 9. Captions. The captions in this Amendment are for
convenience of reference only and shall not define or limit any of the terms or
provisions hereof.

                  SECTION 10. Ratification. Except as expressly affected by the
provisions hereof, the Security Agreement as amended shall remain in full force
and effect in accordance with its terms and ratified and confirmed by the
parties hereto. On and after the date hereof, each reference in the Security
Agreement to "this Agreement", "hereunder", "herein" or words of like import
shall mean and be a reference to the Security Agreement as amended by this
Amendment.

                                       3
<PAGE>
                  IN WITNESS WHEREOF, the parties hereto have executed and
delivered this Amendment No.1 to the Amended and Restated Security Agreement as
of the date first written above.

                                       4

<PAGE>
                          CAC FUNDING CORP., as Debtor

                          By: /S/ Robert R. Krakowiak
                             ------------------------
                          Name: Robert R. Krakowiak
                          Title:   Treasurer

                                CREDIT
                          ACCEPTANCE CORPORATION, Individually and as
                          Servicer

                          By: /S/ Robert R. Krakowiak
                             ------------------------
                          Name: Robert R. Krakowiak
                          Title:   Treasurer

                          KITTY HAWK FUNDING CORPORATION,
                           as Company

                          By: /S/ Andy Yan
                             -------------
                          Name: Andy Yan
                          Title: Vice President

                          BANK OF AMERICA, N.A., individually,
                          as Collateral Agent

                          By: /S/ Michelle M. Heath
                             ----------------------
                          Name: Michelle M. Heath
                          Title: Managing Director

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00036-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00036-of-00352.parquet"}]]