Document:

EMPLOYMENT
      AGREEMENT

    

    THIS
      EMPLOYMENT AGREEMENT (“Agreement”) is entered into as of November 1, 2006 to be
      effective as of the date services were first rendered, by Solana Technologies,
      Inc., a Nevada corporation (the “Company”) and Kim McCaffrey (the
“Executive”).

    

    WHEREAS,
      the Company desires to retain the services of a President of the Company and
      the
      Executive desires to render such services on the terms and conditions set forth
      herein;

    

    NOW,
      THEREFORE, in consideration of the mutual promises contained herein, the receipt
      and sufficiency of which is hereby acknowledged, the parties agree as
      follows:

    

    1. Employment
      Term.
      The
      Company employs the Executive and the Executive accepts employment by the
      Company for one year, upon the terms and subject to the conditions set forth
      in
      this Agreement. Employment may be sooner terminated under other terms of this
      Agreement. The period of the Executive’s employment by the Company hereunder is
      referred to herein as the “Employment Term”.

    

    2. Responsibilities
      and Reporting.
      The
      Executive shall devote the Executive's time, efforts, attention and skill to,
      and shall perform faithfully, loyally and efficiently the Executive's duties
      as
      the President of the Company. Executive shall have such responsibilities and
      duties as may, from time to time, be designated by the Company. The
      Executive
      shall report to the Company’s Chief Executive Officer. Further, the Executive
      will punctually and faithfully perform and observe all rules and regulations
      which the Company may now or shall hereafter reasonably establish governing
      the
      Executive's conduct and the conduct of the Company's business which are
      consistent with this Agreement. 

    

    3. Compensation;
      Benefits.
      In
      consideration of the services rendered to the Company by the Executive, the
      Company shall provide the Executive will the following compensation and benefits
      during the Employment Term:

    

    (a)
      Salary.
      

    

    (i)
      The
      Company will pay the Executive a salary at the annual rate of $120,000 (the
      “Salary”). 

    

    (ii)
      The
      Salary shall be payable in accordance with the normal payroll practices of
      the
      Company then in effect. The Salary, and all other forms of compensation paid
      to
      the Executive hereunder, shall be subject to all applicable taxes required
      to be
      withheld by the Company pursuant to federal, state or local law. The Executive
      shall be solely responsible for income taxes imposed on the Executive by reasons
      of any cash or non-cash compensation and benefits provided by this Agreement.
      

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    (b)
      Bonus.
      The
      Company will pay the Executive (together with the Company’s Vice
      President-Engineering) a quarterly bonus (the “Bonus”) equal to the excess, if
      any, of (x) the Applicable Percentage (as defined below) of the cumulative
      earnings before interest, taxes, depreciation and amortization of the Company
      (calculated without reduction for any fees paid by the Company to Monarch Bay
      Management Company, LLC), as determined by Company, from the date hereof through
      the end of such fiscal quarter (“Cumulative EBITDA”), minus (y) the cumulative
      amount of Bonus that has been paid to Executive and the Company’s Vice
      President-Engineering for prior periods. The Bonus will be payable within 45
      days following the end of each fiscal quarter. The “Applicable Percentage”
means:

    

      
        	
                %

              	 	
                Cumulative
                  EBITDA

              
	
                20%

              	 	
                if
                  Cumulative EBITDA is less than the product of (i) $100,000, multiplied
                  by
                  (ii) the number of quarters elapsed during Employment Term
                  

              
	 	 	 
	
                22%

              	 	
                if
                  Cumulative EBITDA equals or is greater than (i) the product of
                  (x)
                  $100,000, multiplied by (y) the number of quarters elapsed during
                  Employment Term, and is less than (ii) the product of (x) $250,000,
                  multiplied by (y) the number of quarters elapsed during Employment
                  Term

              
	 	 	 
	
                24%

              	 	
                if
                  Cumulative EBITDA equals or is greater than the product of (i)
                  $250,000,
                  multiplied by (ii) the number of quarters elapsed during Employment
                  Term

              

      

    

    

    The
      allocation of the Bonus between Executive and the Company’s Vice
      President-Engineering will be determined by Executive. Bonus targets will be
      adjusted, as may be agreed by the Company and Executive, for each fiscal year
      beginning with the fiscal year commencing January 1, 2008.

    

    (c)
      Options.
      The
      Company will grant to Executive an option to purchase a number of shares of
      the
      Company’s common stock equal to 14% of the number of currently outstanding
      shares of common stock. The exercise price of such option will be $.025 per
      share. The option will vest 20% upon grant, and thereafter equally per quarter
      over the next succeeding eight quarters, and, so long as you continue to be
      employed by the Company. The option will remain exercisable during the
      Employment Term and for a period of 90 days thereafter; provided that upon
      any
      termination of Executive’s employment pursuant to clause (vi) of Paragraph 4
      below, the option will remain exercisable through the Expiration Date (as
      defined below).

    

    (d)
      Expenses
      and Benefits.
      

    

    (i)
      The
      Executive will be entitled to the following time off from work with pay: (A)
      all
      legal and religious holidays, and (B) three weeks vacation per annum. The
      Executive shall arrange for vacations in advance at such time or times as shall
      be mutually agreeable to the Executive and the Company’s Chief Executive
      Officer. The Executive may not receive pay in lieu of vacation. 

     

    
      
        
        

      

      
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    (ii)
      The
      Company will provide the Executive with, or reimburse the Executive for the
      cost
      of obtaining, medical and dental insurance for Executive. The Executive may
      participate in all other employee benefit plans and/or arrangements adopted
      by
      the Company relating to pensions, hospital, medical, dental, disability and
      life
      insurance, deferred salary and savings plans, and other similar employee benefit
      plans or arrangements to the extent that the Executive meets the eligibility
      requirements for any such plan as in effect from time to time. 

    

    (iii)
      The
      Company will provide the Executive with a car allowance of $1,000 per month.
      In
      addition, the Company will pay, or the Executive will receive reimbursement
      by
      the Company, for reasonable and customary business and out-of-pocket expenses
      incurred by the Executive in connection with the performance by the Executive
      of
      the Executive's duties under this Agreement in accordance with the Company's
      policies and practices for reimbursement of such expenses, as in effect from
      time to time, including, without limitation, reasonable and necessary travel,
      lodging, entertainment and meals incurred by the Executive in furtherance of
      the
      Company's business and at the Company's request. 

    

    4. Termination
      of Employment.
      The
      Executive's employment hereunder shall terminate upon the earliest to occur
      of
      any the following events, on the dates and at the times specified below:

    

    (i)
      the
      close of business on the date that is two years after the effective date of
      this
      Agreement, unless renewed in writing by the Company and the Executive (the
      “Expiration Date”); 

    

    (ii)
      the
      close of business on the date of the Executive's death (“Death”); 

    

    (iii)
      the
      close of business on the Termination Date (as defined below) specified in the
      Notice of Termination (as defined below) which the Company shall have delivered
      to the Executive due to the Executive's Disability. “Disability” shall mean if
      (i) the Executive is absent from work for 30 calendar days in any twelve-month
      period by reason of illness or incapacity whether physical or otherwise) or
      (ii)
      the Company reasonably determines that the Executive is unable to perform his
      duties, services and responsibilities by reason of illness or incapacity
      (whether physical or otherwise) for a total of 30 calendar days in any
      twelve-month period during the Employment Term. The Executive agrees, in the
      event of any dispute under this Section, and after receipt by the Executive
      of
      such Notice of Termination from the Company, to submit to a physical examination
      by a licensed physician selected by the Company. The Executive may seek a second
      opinion from a licensed physician acceptable to the Company. If the results
      of
      the first examination and the second examination are different, a licensed
      physician selected by the physicians who have performed the first and second
      examinations shall perform a third physical examination of the Executive, the
      result of which shall be determinative for purposes of this
      Section;

    

    (iv)
      the
      close of business on the Termination Date specified in the Notice of Termination
      which the Executive shall have delivered to the Company to terminate his
      employment (“Voluntary Termination”);

     

    
      
        
        

      

      
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    (v)
      the
      close of business on the Termination Date specified in the Notice of Termination
      which the Company shall have delivered to the Executive to terminate the
      Executive's employment for Cause. “Cause” as used herein means termination based
      on (i) the Executive's material breach of this Agreement, (ii) conviction of
      the
      Executive for (a) any crime constituting a felony in the jurisdiction in which
      committed, (b) any crime involving moral turpitude whether or not a felony),
      or
      (c) any other criminal act against the Company involving dishonesty or willful
      misconduct intended to injure the Company (whether or not a felony), (iii)
      substance abuse by the Executive, (iv) the failure or refusal of the Executive
      to follow one or more lawful and proper directives of the Board of Directors
      delivered to the Executive in writing, or (v) willful malfeasance or gross
      misconduct by the Executive which discredits or damages the Company;
      and

    

    (vi)
      the
      close of business on the Termination Date specified in the Notice of Termination
      which the Company shall have delivered to the Executive to terminate the
      Executive's employment other than for Cause.

    

    Any
      purported termination by the Company or the Executive (other than by reason
      of
      Death or on the Expiration Date) shall be communicated by written Notice of
      Termination to the other. As used herein, the term “Notice of Termination” shall
      mean a notice which indicates the specific termination provision in this
      Agreement relied upon and sets forth in reasonable detail the facts and
      circumstances claimed to provide a basis for termination of the Executive's
      employment under the provision so indicated. After receipt of a Notice of
      Termination related to a Voluntary Termination, the Executive shall continue
      to
      be available to the Company on a part-time basis at reasonable and customary
      hourly rates to assist in the necessary transition.

    

    As
      used
      herein, the term “Termination Date” shall mean, (i) in the case of Death, the
      date of the Executive's death, (ii) in the case of expiration of the term
      hereof, the Expiration Date, or (iii) in all other cases, the date specified
      in
      the Notice of Termination.

    

    Upon
      the
      termination of Executive’s employment, the Company shall pay to the Executive
      within five (5) days all sums due hereunder earned prior to or on the
      Termination Date; provided that upon any termination of Executive’s employment
      pursuant to clause (vi) of this Paragraph 4, the Company shall pay the Executive
      the balance of the Salary payable for the period from the Termination Date
      through the Expiration Date.

    

    5. Employee
      Covenants. 

    

    (a)
      Trade
      Secrets and Proprietary Information.
      The
      Executive agrees and understands that due to the Executive's position with
      the
      Company, the Executive will be exposed to, and has received and will receive,
      confidential and proprietary information of the Company or relating to the
      Company's business or affairs collectively, the “Trade Secrets”), including but
      not limited to technical information, product information and formulae,
      processes, business and marketing plans, strategies, customer information,
      other
      information concerning the Company's services or products, promotions,
      development, financing, expansion plans, business policies and practices and
      other forms of information considered by the Company to be proprietary and
      confidential and in the nature of trade secrets. Trade Secrets shall not include
      any such information which (A) was known to the Executive prior to his
      employment by the Company or (B) was or becomes generally available to the
      public other than disclosure by the Executive in violation of the provisions
      of
      this Section. Except to the extent that the proper performance of the
      Executive's duties, services and responsibilities hereunder may require
      disclosure, the Executive agrees that during the Employment Term and at all
      times thereafter the Executive will keep such Trade Secrets confidential and
      will not disclose such information, either directly or indirectly, to any third
      person or entity without the prior written consent of the Company. This
      confidentiality covenant has no temporal, geographical or territorial
      restriction. On the Termination Date unless the Executive remains as an employee
      of the Company thereafter (in which case, on the date which the Executive is
      no
      longer an employee of the Company), the Executive will promptly supply to the
      Company all property, keys, notes, memoranda, writings, lists, files, reports,
      customer lists, correspondence, tapes, disks, cards, surveys, maps, logs,
      machines, technical data, formulae or any other tangible product or document
      which has been produced by, received by or otherwise submitted to and retained
      by the Executive in the course of his employment with the Company. Any material
      breach of the terms of this Paragraph shall be considered Cause.

     

    
      
        
        

      

      
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    (b)
      Prohibited
      and Competitive Activities.
      The
      Executive and the Company recognize that due to the nature of the Executive's
      engagement hereunder and the relationship of the Executive to the Company,
      the
      Executive has had and will have access to, has had and will acquire, and has
      assisted and may continue to assist in, developing confidential and proprietary
      information relating to the business and operations of the Company and its
      affiliates, including, without limitation, Trade Secrets. The Executive
      acknowledges that such information has been and will be of central importance
      to
      the business of the Company and its affiliates and that disclosure of it to,
      or
      its use by, others (including, without limitation, the Executive (other than
      with respect to the Company's business and affairs)) could cause substantial
      loss to the Company. 

    

    The
      Executive and the Company also recognize that an important part of the
      Executive's duties will be to develop good will for the Company and its
      affiliates through the Executive's personal contact with Clients (as defined
      below), employees, and others having business relationships with the Company,
      and that there is a danger that this good will, a proprietary asset of the
      Company, may follow the Executive if and when the Executive's relationship
      with
      the Company is terminated. The Executive accordingly agrees that the Executive
      will not at any time during the Employment Term or for a period of twelve months
      thereafter : (A) (other than in the course of the Executive's employment)
      disclose or furnish to any other person or, directly or indirectly, use for
      the
      Executive's own account or the account of any other person, any Trade Secrets,
      no matter from where or in what manner he may have acquired such Trade Secrets,
      and the Executive shall retain all such Trade Secrets in trust for the benefit
      of the Company, its affiliates and the successors and assigns of any of them,
      (B) directly or through one or more intermediaries, solicit for employment
      or
      recommend to any subsequent employer of the Executive the solicitation for
      employment of, any person who, at the time of such solicitation, is employed
      by
      the Company or any affiliate, (C) directly or indirectly, whether for the
      Executive's own account or for the account of any other person, solicit, divert,
      or endeavor to entice away from the Company or any entity controlled by the
      Company, or otherwise engage in any activity intended to terminate, disrupt,
      or
      interfere with, the Company's or any of its affiliates’ relationships with,
      Clients, or otherwise adversely affect the Company's or any of its affiliates'
      relationships with Clients or other business relationships of the Company or
      any
      affiliate thereof, or (D) publish or make any statement critical of the Company
      or any shareholder or affiliate of the Company or in any way adversely affect
      or
      otherwise malign the business or reputation of any of the foregoing persons
      (any
      activity described in clause (A), (B), (C) or (D) of this Section being referred
      to as a Prohibited Activity”); provided, however, that if in the written opinion
      of counsel, the Executive is legally compelled to disclose Trade Secrets to
      any
      tribunal or else stand liable for contempt or suffer other similar censure
      or
      penalty, then the disclosure to such tribunal of only those Trade Secrets which
      such counsel advises in writing are legally required to be disclosed shall
      not
      constitute a Prohibited Activity provided that the Executive shall give the
      Company as much advance notice of such disclosure as is reasonably practicable.
      As used herein, the term “Clients” shall mean those persons who, at any time
      during the Executive's course of employment with the Company (including, without
      limitation, prior to the date of this Agreement) are or were clients or
      customers of the Company or any affiliate thereof or any predecessor of any
      of
      the foregoing.

     

    
      
        
        

      

      
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    (c)
      Remedies.
      The
      Executive agrees that any breach of the terms of this Section would result
      in
      irreparable injury and damage to the Company for which the Company would have
      no
      adequate remedy at law. The Executive therefore agrees that in the event of
      said
      breach or any threat of breach, the Company shall be entitled to an immediate
      injunction and restraining order to prevent such breach and/or threatened breach
      and/or continued breach by the Executive and/or any and all persons and/or
      entities acting for and/or with the Executive, without having to prove damages.
      The terms of this paragraph shall not prevent the Company from pursuing any
      other available remedies to which the Company may be entitled at law or in
      equity for any breach or threatened breach hereof, including but not limited
      to
      the recovery of damages from the Executive. The provisions of this Section
      5
      shall survive any termination of this Agreement. 

    

    (d)
      Proprietary
      Information and Inventions.
      The
      Executive agrees that any and all inventions, discoveries, improvements,
      processes, formulae, business application software, patents, copyrights and
      trademarks made, developed, discovered or acquired by him prior to and during
      the Employment Term, solely or jointly with others or otherwise, which relate
      to
      the business of the Company, and all knowledge possessed by the Executive
      relating thereto collectively, the “Inventions”), shall be fully and promptly
      disclosed to the Board of Directors and to such person or persons as the Board
      of Directors shall direct and the Executive irrevocably assigns to the Company
      all of the Executive's right, title and interest in and to all Inventions of
      the
      Company and all such Inventions shall be the sole and absolute property of
      the
      Company and the Company shall be the sole and absolute owner thereof. The
      Executive agrees that he will at all times keep all Inventions secret from
      everyone except the Company and such persons as the Board of Directors may
      from
      time to time direct. The Executive shall, as requested by the Company at any
      time and from time to time, whether prior to or after the expiration of the
      Employment Term, execute and deliver to the Company any instruments deemed
      necessary by the Company to effect disclosure and assignment of the Inventions
      to the Company or its designees and any patent applications (United States
      or
      foreign) and renewals with respect thereto, including any other instruments
      deemed necessary by the Company for the prosecution of patent applications,
      the
      acquisition of letters patent and/or the acquisition of patents or copyrights
      in
      any and all countries and to vest title thereto in the Company or its
      nominee.

     

    
      
        
        

      

      
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    6. Representations
      and Warranties of the Executive.
      The
      Executive represents and warrants to the Company that:

    

    (i)
      The
      Executive's employment by the Company as contemplated will not conflict with,
      and will not be constrained by, any prior or current employment, consulting
      agreement or relationship, whether written or oral; and

    

    (ii)
      The
      Executive does not possess confidential information arising out of any
      employment, consulting agreement or relationship with any person or entity
      other
      than the Company which could be utilized in connection with the Executive's
      employment by the Company.

    

    7. Binding
      Effect or Assignment. This
      Agreement shall inure to the benefit of and be binding upon the parties and
      their respective heirs, executors, representatives, estates, successors and
      assigns, including any successor or assign to all or substantially all of the
      business and/or assets of the Company, whether direct or indirect, by purchase,
      merger, consolidation, acquisition of stock, or otherwise; provided, however,
      that no party hereto shall assign all or any portion of the such party’s rights
      or obligations under this Agreement without the prior written consent of the
      other party.

    

    8. Notices.
      All
      notices and other communications given or made pursuant hereto shall be in
      writing and shall be deemed to have been duly given or made as of the date
      delivered, mailed or transmitted, and shall be effective upon
      receipt.

    

    9. Amendment
      and Modification.
      No
      provision of this Agreement may be modified, waived or discharged unless such
      waiver, modification or discharge is agreed to in writing and signed by each
      of
      the Executive and the Company. No such waiver or discharge by either party
      hereto at any time or any waiver or discharge of any breach by the other party
      hereto of, or compliance with, any condition or provision of this agreement
      to
      be performed by such other party, shall be deemed a waiver or discharge of
      similar or dissimilar provisions or conditions, or a waiver or discharge of
      any
      breach of any provisions, at the same or at any prior or subsequent
      time.

    

    10. Governing
      Law. This
      Agreement shall be governed by and construed and enforced in accordance with
      the
      laws of California without giving effect to the conflict of law principles
      of
      that state.

    

    11. Severability.
      In the
      event that any one or more of the provisions of this Agreement shall be held
      to
      be invalid, illegal or unenforceable in any respect, such invalidity, illegality
      or unenforceability shall not affect any other portion of this Agreement, and
      this Agreement shall be construed as if such provision had never been contained
      herein.

     

    
      
        
        

      

      
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    12. Withholding
      Taxes.
      Notwithstanding anything contained herein to the contrary, all payments required
      to be made hereunder by the Company to the Executive, or his estate or
      beneficiaries, shall be subject to the withholding of such amounts as the
      Company may reasonably determine it should withhold pursuant to any applicable
      federal, state or local law or regulation.

    

    13. Arbitration
      of Disputes. The
      parties hereto mutually consent to the resolution by arbitration of all claims
      and controversies arising out of or relating to this Agreement.

    

    14. Counterparts.
      This
      Agreement may be executed in any number of counterparts, each of which shall
      be
      deemed to be an original, but all of which together shall constitute one and
      the
      same instrument.

    

    15. Entire
      Agreement.
      This
      Agreement constitutes the entire agreement between the parties and supersedes
      any and all prior agreements, written or oral, understandings and arrangements,
      either oral or written, between the parties with respect to the subject matter,
      and shall, as of the date hereof, constitute the only employment agreement
      between the parties.

    

    16. Further
      Assurances.
      Each
      party shall do and perform, or cause to be done and performed, all further
      acts
      and things and shall execute and deliver all other agreements, certificates,
      instruments, and documents as any other party reasonably may request in order
      to
      carry out the intent and accomplish the purposes of this Agreement and the
      consummation of the transactions contemplated.

    

    17. Construction.
      The
      headings in this Agreement are for reference purposes only and shall not limit
      or otherwise affect the meaning or interpretation of this
      Agreement.

    

    [continued
      on following page]

     

    
      
        
        

      

      
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    IN
      WITNESS WHEREOF, the undersigned have caused this Agreement to be executed
      as of
      the date first above written.

     

    
      	 	 	 
	 	
              “Company”

              Solana
                Technologies, Inc.

            
	 
 	 
 	 
 
	 	By:  	 
	 	 	
              
                

              

              
                Name:
                  David Walters

                Title:
                  Chairman and Chief Executive Officer

                 

                
                  “Executive”

                  Kim
                    McCaffrey

                

              

            
	 	 	
            
	 	 	 
	 	By:	 

              

            

    

     

    
      
        
        

      

      
        9INDEMNIFICATION
      AGREEMENT

    

    This
      Indemnification Agreement ("AGREEMENT") is entered into as of the 31st day
      of
      December, 2006 by and between FINANCIAL SYSTEMS GROUP, INC., a Delaware
      corporation (the "COMPANY") and DAVID WALTERS ("INDEMNITEE").

    

    RECITALS

     

    A.
      The
      Company and Indemnitee recognize the continued difficulty in obtaining liability
      insurance for its directors, officers, employees, agents and fiduciaries, the
      significant increases in the cost of such insurance and the general reductions
      in the coverage of such insurance.

    

    B.
      The
      Company and Indemnitee further recognize the substantial increase in corporate
      litigation in general, subjecting directors, officers, employees, agents and
      fiduciaries to expensive litigation risks at the same time as the availability
      and coverage of liability insurance has been severely limited.

    

    C.
      Indemnitee does not regard the current protection available as adequate under
      the present circumstances, and Indemnitee and other directors, officers,
      employees, agents and fiduciaries of the Company may not be willing to continue
      to serve in such capacities without additional protection. 

    

    D.
      The
      Company desires to attract and retain the services of highly qualified
      individuals, such as Indemnitee, to serve the Company and, in part, in order
      to
      induce Indemnitee to continue to provide services to the Company, wishes to
      provide for the indemnification and advancing of expenses to Indemnitees to
      the
      maximum extent permitted by law.

    

    E.
      In
      view of the considerations set forth above, the Company desires that Indemnitee
      be indemnified by the Company as set forth herein. 

    

    NOW,
      THEREFORE, the Company and Indemnitee hereby agree as follows:

    

    1.
      Indemnification.

    

    (a)
      Indemnification of Expenses. The Company shall indemnify to the fullest extent
      permitted by law if Indemnitee was or is or becomes a party to or witness or
      other participant in, or are threatened to be made a party to or witness or
      other participant in, any threatened, pending or completed action, suit,
      proceeding or alternative dispute resolution mechanism, or any hearing, inquiry
      or investigation that Indemnitee in good faith believes might lead to the
      institution of any such action, suit, proceeding or alternative dispute
      resolution mechanism, whether civil, criminal, administrative, investigative
      or
      other (hereinafter a "CLAIM") by reason of (or arising in part out of) any
      event
      or occurrence related to the fact that Indemnitee is or was a director, officer,
      employee, agent or fiduciary of the Company, or any subsidiary of the Company,
      or is or was serving at the request of the Company as a director, officer,
      employee, agent or fiduciary of another corporation, partnership, joint venture,
      trust or other enterprise, or by reason of any action or inaction on the part
      of
      Indemnitee while serving in such capacity (hereinafter an "INDEMNIFIABLE EVENT")
      against any and all expenses (including attorneys' fees and all other costs,
      expenses and obligations incurred in connection with investigating, defending,
      being a witness in or participating in (including on appeal), or preparing
      to
      defend, be a witness in or participate in, any such action, suit, proceeding,
      alternative dispute resolution mechanism, hearing, inquiry or investigation),
      judgments, fines, penalties and amounts paid in settlement (if such settlement
      is approved in advance by the Company, which approval shall not be unreasonably
      withheld) of such Claim and any federal, state, local or foreign taxes imposed
      on Indemnitees as a result of the actual or deemed receipt of any payments
      under
      this Agreement (collectively, hereinafter "EXPENSES"), including all interest,
      assessments and other charges paid or payable in connection with or in respect
      of such Expenses. Such payment of Expenses shall be made by the Company as
      soon
      as practicable but in any event no later than twenty days after written demand
      by Indemnitees therefor is presented to the Company.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    (b)
      Reviewing Party. Notwithstanding the foregoing, (i) the obligations of the
      Company under Section 1(a) shall be subject to the condition that the Reviewing
      Party (as described in Section 10(e) hereof) shall not have determined (in
      a
      written opinion, in any case in which the Independent Legal Counsel referred
      to
      in Section 1(c) hereof is involved) that Indemnitee would not be permitted
      to be
      indemnified under applicable law, and (ii) the obligation of the Company to
      make
      an advance payment of Expenses to Indemnitee pursuant to Section 2(a) (an
      "EXPENSE ADVANCE") shall be subject to the condition that, if, when and to
      the
      extent that the Reviewing Party determines that Indemnitee would not be
      permitted to be so indemnified under applicable law, the Company shall be
      entitled to be reimbursed by Indemnitee (who hereby agree to reimburse the
      Company) for all such amounts theretofore paid; provided, however, that if
      Indemnitee has commenced or thereafter commenced legal proceedings in a court
      of
      competent jurisdiction to secure a determination that Indemnitee should be
      indemnified under applicable law, any determination made by the Reviewing Party
      that Indemnitee would not be permitted to be indemnified under applicable law
      shall not be binding and Indemnitee shall not be required to reimburse the
      Company for any Expense Advance until a final judicial determination is made
      with respect thereto (as to which all rights of appeal therefrom have been
      exhausted or lapsed). The Indemnitee's obligation to reimburse the Company
      for
      any Expense Advance shall be unsecured and no interest shall be charged thereon.
      If there has not been a Change in Control (as defined in Section 10(c) hereof),
      the Reviewing Party shall be selected by the Board of Directors, and if there
      has been such a Change in Control (other than a Change in Control which has
      been
      approved by a majority of the Company's Board of Directors who were directors
      immediately prior to such Change in Control), the Reviewing Party shall be
      the
      Independent Legal Counsel referred to in Section 1(c) hereof. If there has
      been
      no determination by the Reviewing Party or if the Reviewing Party determines
      that Indemnitee substantively would not be permitted to be indemnified in whole
      or in part under applicable law, Indemnitee shall have the right to commence
      litigation seeking an initial determination by the court or challenging any
      such
      determination by the Reviewing Party or any aspect thereof, including the legal
      or factual bases therefor, and the Company hereby consents to service of process
      and to appear in any such proceeding. Any determination by the Reviewing Party
      otherwise shall be conclusive and binding on the Company and
      Indemnitee.

     

    
      
        
        

      

      
        1

        
          

        

      

      
        
        

      

    

     

    (c)
      Change in Control. The Company agrees that if there is a Change in Control
      of
      the Company (other than a Change in Control which has been approved by a
      majority of the Company's Board of Directors who were directors immediately
      prior to such Change in Control) then, with respect to all matters thereafter
      arising concerning the rights of Indemnitees to payments of Expenses and Expense
      Advances under this Agreement or any other agreement or under the Company's
      Certificate of Incorporation or Bylaws as now or hereafter in effect,
      Independent Legal Counsel (as defined in Section 10(d) hereof) shall be selected
      by Indemnitees and approved by the Company (which approval shall not be
      unreasonably withheld). Such counsel, among other things, shall render its
      written opinion to the Company and Indemnitee as to whether and to what extent
      Indemnitee would be permitted to be indemnified under applicable law and the
      Company agrees to abide by such opinion. The Company agrees to pay the
      reasonable fees of the Independent Legal Counsel referred to above and to fully
      indemnify such counsel against any and all expenses (including attorneys' fees),
      claims, liabilities and damages arising out of or relating to this Agreement
      or
      its engagement pursuant hereto.

    

    (d)
      Mandatory Payment of Expenses. Notwithstanding any other provision of this
      Agreement other than Section 9 hereof, to the extent that Indemnitee has been
      successful on the merits or otherwise, including, without limitation, the
      dismissal of an action without prejudice, in defense of any action, suit,
      proceeding, inquiry or investigation referred to in Section (1)(a) hereof or
      in
      the defense of any claim, issue or matter therein, Indemnitee shall be
      indemnified against all Expenses incurred by Indemnitee in connection
      therewith.

    

    2.
      Expenses; Indemnification Procedure.

    

    (a)
      Advancement of Expenses. The Company shall advance all Expenses incurred by
      Indemnitee. The advances to be made hereunder shall be paid by the Company
      to
      Indemnitee as soon as practicable but in any event no later than twenty days
      after written demand by Indemnitee therefor to the Company.

    

    (b)
      Notice/Cooperation by Indemnitee. Indemnitee shall, as a condition precedent
      to
      Indemnitee's right to be indemnified under this Agreement, give the Company
      notice in writing as soon as practicable of any Claim made against Indemnitee
      for which indemnification will or could be sought under this Agreement. Notice
      to the Company shall be directed to the Chief Executive Officer of the Company
      at the address shown on the signature page of this Agreement (or such other
      address as the Company shall designate in writing to Indemnitee). In addition,
      Indemnitee shall give the Company such information and cooperation as it may
      reasonably require and as shall be within Indemnitee's power.

     

    
      
        
        

      

      
        2

        
          

        

      

      
        
        

      

    

     

    (c)
      No
      Presumptions; Burden of Proof. For purposes of this Agreement, the termination
      of any Claim by judgment, order, settlement (whether with or without court
      approval) or conviction, or upon a plea of nolo contendere, or its equivalent,
      shall not create a presumption that Indemnitee did not meet any particular
      standard of conduct or have any particular belief or that a court has determined
      that indemnification is not permitted by applicable law. In addition, neither
      the failure of the Reviewing Party to have made a determination as to whether
      Indemnitee has met any particular standard of conduct or had any particular
      belief, nor an actual determination by the Reviewing Party that Indemnitee
      has
      not met such standard of conduct or did not have such belief, prior to the
      commencement of legal proceedings by Indemnitee to secure a judicial
      determination that Indemnitee should be indemnified under applicable law, shall
      be a defense to Indemnitee's claim or create a presumption that Indemnitee
      has
      not met any particular standard of conduct or did not have any particular
      belief. In connection with any determination by the Reviewing Party or otherwise
      as to whether Indemnitee is entitled to be indemnified hereunder, the burden
      of
      proof shall be on the Company to establish that Indemnitee is not so
      entitled.

     

    (d)
      Notice to Insurers. If, at the time of the receipt by the Company of a notice
      of
      a Claim pursuant to Section 2(b) hereof, the Company has liability insurance
      in
      effect which may cover such Claim, the Company shall give prompt notice of
      the
      commencement of such Claim to the insurers in accordance with the procedures
      set
      forth in the respective policies. The Company shall thereafter take all
      necessary or desirable action to cause such insurers to pay, on behalf of
      Indemnitee, all amounts payable as a result of such action, suit, proceeding,
      inquiry or investigation in accordance with the terms of such
      policies.

    

    (e)
      Selection of Counsel. In the event the Company shall be obligated hereunder
      to
      pay the Expenses of any Claim, the Company shall be entitled to assume the
      defense of such Claim with counsel approved by Indemnitee, which approval shall
      not be unreasonably withheld, upon the delivery to Indemnitee of written notice
      of its election so to do. After delivery of such notice, approval of such
      counsel by Indemnitee and the retention of such counsel by the Company, the
      Company will not be liable to Indemnitee under this Agreement for any fees
      of
      counsel subsequently incurred by Indemnitee with respect to the same Claim;
      provided that, (i) Indemnitee shall have the right to employ Indemnitee's
      counsel in any such Claim at Indemnitee's expense and (ii) if (A) the employment
      of counsel by Indemnitee has been previously authorized by the Company, (B)
      Indemnitee shall have reasonably concluded that there is a conflict of interest
      between the Company and Indemnitee in the conduct of any such defense, or (C)
      the Company shall not continue to retain such counsel to defend such Claim,
      then
      the fees and expenses of Indemnitee's counsel shall be at the expense of the
      Company. The Company shall have the right to conduct such defense as it sees
      fit
      in its sole discretion, including the right to settle any claim against
      Indemnitee without the consent of the Indemnitee.

     

    
      
        
        

      

      
        3

        
          

        

      

      
        
        

      

    

     

    3.
      Additional Indemnification Rights; Nonexclusivity.

    

    (a)
      Scope. The Company hereby agrees to indemnify Indemnitee to the fullest extent
      permitted by law, notwithstanding that such indemnification is not specifically
      authorized by the other provisions of this Agreement, the Company's Certificate
      of Incorporation, the Company's Bylaws or by statute. In the event of any change
      after the date of this Agreement in any applicable law, statute or rule which
      expands the right of a Delaware corporation to indemnify a member of its Board
      of Directors or an officer, employee, agent or fiduciary, it is the intent
      of
      the parties hereto that Indemnitee shall enjoy by this Agreement the greater
      benefits afforded by such change. In the event of any change in any applicable
      law, statute or rule which narrows the right of a Delaware corporation to
      indemnify a member of its Board of Directors or an officer, employee, agent
      or
      fiduciary, such change, to the extent not otherwise required by such law,
      statute or rule to be applied to this Agreement, shall have no effect on this
      Agreement or the parties' rights and obligations hereunder except as set forth
      in Section 8(a) hereof. 

    

    (b)
      Nonexclusivity. The indemnification provided by this Agreement shall be in
      addition to any rights to which Indemnitee may be entitled under the Company's
      Certificate of Incorporation, its Bylaws, any agreement, any vote of
      stockholders or disinterested directors, the General Corporation Law of the
      State of Delaware, or otherwise. The indemnification provided under this
      Agreement shall continue as to Indemnitee for any action Indemnitee took or
      did
      not take while serving in an indemnified capacity even though Indemnitee may
      have ceased to serve in such capacity.

    

    4.
      No
      Duplication of Payments. The Company shall not be liable under this Agreement
      to
      make any payment in connection with any Claim made against Indemnitee to the
      extent Indemnitee has otherwise actually received payment (under any insurance
      policy, Certificate of Incorporation, Bylaw or otherwise) of the amounts
      otherwise indemnifiable hereunder.

    

    5.
      Partial Indemnification. If Indemnitee is entitled under any provision of this
      Agreement to indemnification by the Company for some or a portion of Expenses
      incurred in connection with any Claim, but not, however, for all of the total
      amount thereof, the Company shall nevertheless indemnify Indemnitee for the
      portion of such Expenses to which Indemnitee is entitled.

    

    6.
      Mutual
      Acknowledgment. Both the Company and Indemnitee acknowledge that in certain
      instances, Federal law or applicable public policy may prohibit the Company
      from
      indemnifying its directors, officers, employees, agents or fiduciaries under
      this Agreement or otherwise. Indemnitee understands and acknowledges that the
      Company has undertaken or may be required in the future to undertake with the
      Securities and Exchange Commission to submit the question of indemnification
      to
      a court in certain circumstances for a determination of the Company's right
      under public policy to indemnify Indemnitee.

     

    
      
        
        

      

      
        4

        
          

        

      

      
        
        

      

    

     

    7.
      Liability Insurance. The Company shall, from time to time, make the good faith
      determination whether or not it is practicable for the Company to obtain and
      maintain a policy or policies of insurance with reputable insurance companies
      providing the officers and directors of the Company with coverage for losses
      from wrongful acts, or to ensure the Company's performance of its
      indemnification obligations under this Agreement. Among other considerations,
      the Company will weigh the costs of obtaining such insurance coverage against
      the protection afforded by such coverage. In all policies of directors' and
      officers' liability insurance, Indemnitee shall be named as an insured in such
      a
      manner as to provide Indemnitee the same rights and benefits as are accorded
      to
      the most favorably insured of the Company's directors, if Indemnitee is a
      director; or of the Company's officers, if Indemnitee is not a director of
      the
      Company but is an officer; or of the Company's key employees, if Indemnitee
      is
      not an officer or director but is a key employee. Notwithstanding the foregoing,
      the Company shall have no obligation to obtain or maintain such insurance if
      the
      Company determines in good faith that such insurance is not reasonably
      available, if the premium costs for such insurance are disproportionate to
      the
      amount of coverage provided, if the coverage provided by such insurance is
      limited by exclusions so as to provide an insufficient benefit, or if Indemnitee
      is covered by similar insurance maintained by a subsidiary or parent of the
      Company.

    

    8.
      Exceptions. Any other provision herein to the contrary notwithstanding, the
      Company shall not be obligated pursuant to the terms of this Agreement:

    

    (a)
      Excluded Action or Omissions. To indemnify Indemnitee for Expenses resulting
      from acts, omissions or transactions for which Indemnitee is prohibited from
      receiving indemnification under this Agreement or applicable law;

    

    (b)
      Claims Initiated by Indemnitee. To indemnify or advance expenses to Indemnitee
      with respect to Claims initiated or brought voluntarily by Indemnitee and not
      by
      way of defense, except (i) with respect to actions or proceedings brought to
      establish or enforce a right to indemnification under this Agreement or any
      other agreement or insurance policy or under the Company's Certificate of
      Incorporation or Bylaws now or hereafter in effect relating to Claims for
      Indemnifiable Events, (ii) in specific cases if the Board of Directors has
      approved the initiation or bringing of such Claim, or (iii) as otherwise
      required under Section 145 of the Delaware General Corporation Law, regardless
      of whether Indemnitee ultimately is determined to be entitled to such
      indemnification, advance expense payment or insurance recovery, as the case
      may
      be;

    

    (c)
      Lack
      of Good Faith. To indemnify Indemnitee for any expenses incurred by Indemnitee
      with respect to any proceeding instituted by Indemnitee to enforce or interpret
      this Agreement, if a court of competent jurisdiction determines that each of
      the
      material assertions made by Indemnitee in such proceeding was not made in good
      faith or was frivolous; or 

    

    (d)
      Claims Under Section 16(b). To indemnify Indemnitee for expenses and the payment
      of profits arising from the purchase and sale by Indemnitee of securities in
      violation of Section 16(b) of the Securities Exchange Act of 1934, as amended,
      or any similar successor statute.

     

    
      
        
        

      

      
        5

        
          

        

      

      
        
        

      

    

     

    9.
      Period
      of Limitations. No legal action shall be brought and no cause of action shall
      be
      asserted by or in the right of the Company against Indemnitee, Indemnitee's
      estate, spouse, heirs, executors or personal or legal representatives after
      the
      expiration of two years from the date of accrual of such cause of action, and
      any claim or cause of action of the Company shall be extinguished and deemed
      released unless asserted by the timely filing of a legal action within such
      two-year period; provided, however, that if any shorter period of limitations
      is
      otherwise applicable to any such cause of action, such shorter period shall
      govern. 

    

    10.
      Construction of Certain Phrases.

    

    (a)
      For
      purposes of this Agreement, references to the "Company" shall include, in
      addition to the resulting corporation, any constituent corporation (including
      any constituent of a constituent) absorbed in a consolidation or merger which,
      if its separate existence had continued, would have had power and authority
      to
      indemnify its directors, officers, employees, agents or fiduciaries, so that
      if
      Indemnitee is or was a director, officer, employee, agent or fiduciary of such
      constituent corporation, or is or was serving at the request of such constituent
      corporation as a director, officer, employee, agent or fiduciary of another
      corporation, partnership, joint venture, employee benefit plan, trust or other
      enterprise, Indemnitee shall stand in the same position under the provisions
      of
      this Agreement with respect to the resulting or surviving corporation as
      Indemnitee would have with respect to such constituent corporation if its
      separate existence had continued.

    

    (b)
      For
      purposes of this Agreement, references to "other enterprises" shall include
      employee benefit plans; references to "fines" shall include any excise taxes
      assessed on Indemnitee with respect to an employee benefit plan; and references
      to "serving at the request of the Company" shall include any service as a
      director, officer, employee, agent or fiduciary of the Company which imposes
      duties on, or involves services by, such director, officer, employee, agent
      or
      fiduciary with respect to an employee benefit plan, its participants or its
      beneficiaries; and if Indemnitee acted in good faith and in a manner Indemnitee
      reasonably believed to be in the interest of the participants and beneficiaries
      of an employee benefit plan, Indemnitee shall be deemed to have acted in a
      manner "not opposed to the best interests of the Company" as referred to in
      this
      Agreement.

    

    (c)
      For
      purposes of this Agreement a "Change in Control" shall be deemed to have
      occurred if, on or after the date of this Agreement, (i) any "person" (as such
      term is used in Sections 13(d) and 14(d) of the Securities Exchange Act of
      1934,
      as amended), other than a trustee or other fiduciary holding securities under
      an
      employee benefit plan of the Company acting in such capacity or a corporation
      owned directly or indirectly by the stockholders of the Company in substantially
      the same proportions as their ownership of stock of the Company, becomes the
      "beneficial owner" (as defined in Rule 13d-3 under said Act), directly or
      indirectly, of securities of the Company representing more than 50% of the
      total
      voting power represented by the Company's then outstanding Voting Securities,
      (ii) during any period of two consecutive years, individuals who at the
      beginning of such period constitute the Board of Directors of the Company and
      any new director whose election by the Board of Directors or nomination for
      election by the Company's stockholders was approved by a vote of at least two
      thirds (2/3) of the directors then still in office who either were directors
      at
      the beginning of the period or whose election or nomination for election was
      previously so approved, cease for any reason to constitute a majority thereof,
      or (iii) the stockholders of the Company approve a merger or consolidation
      of
      the Company with any other corporation other than a merger or consolidation
      which would result in the Voting Securities of the Company outstanding
      immediately prior thereto continuing to represent (either by remaining
      outstanding or by being converted into Voting Securities of the surviving
      entity) at least 80% of the total voting power represented by the Voting
      Securities of the Company or such surviving entity outstanding immediately
      after
      such merger or consolidation, or the stockholders of the Company approve a
      plan
      of complete liquidation of the Company or an agreement for the sale or
      disposition by the Company of (in one transaction or a series of related
      transactions) all or substantially all of the Company's assets.

     

    
      
        
        

      

      
        6

        
          

        

      

      
        
        

      

    

     

    (d)
      For
      purposes of this Agreement, "Independent Legal Counsel" shall mean an attorney
      or firm of attorneys, selected in accordance with the provisions of Section
      1(c)
      hereof, who shall not have otherwise performed services for the Company or
      Indemnitees within the last three years (other than with respect to matters
      concerning the rights of Indemnitees under this Agreement, or of other
      indemnitees under similar indemnity agreements).

    

    (e)
      For
      purposes of this Agreement, a "Reviewing Party" shall mean any appropriate
      person or body consisting of a member or members of the Company's Board of
      Directors or any other person or body appointed by the Board of Directors who
      is
      not a party to the particular Claim for which Indemnitee are seeking
      indemnification, or Independent Legal Counsel.

    

    (f)
      For
      purposes of this Agreement, "Voting Securities" shall mean any securities of
      the
      Company that vote generally in the election of directors.

    

    11.
      Counterparts. This Agreement may be executed in one or more counterparts, each
      of which shall constitute an original.

    

    12.
      Binding Effect; Successors and Assigns. This Agreement shall be binding upon
      and
      inure to the benefit of and be enforceable by the parties hereto and their
      respective successors, assigns, including any direct or indirect successor
      by
      purchase, merger, consolidation or otherwise to all or substantially all of
      the
      business and/or assets of the Company, spouses, heirs, and personal and legal
      representatives. The Company shall require and cause any successor (whether
      direct or indirect by purchase, merger, consolidation or otherwise) to all,
      substantially all, or a substantial part, of the business and/or assets of
      the
      Company, by written agreement in form and substance satisfactory to Indemnitee,
      expressly to assume and agree to perform this Agreement in the same manner
      and
      to the same extent that the Company would be required to perform if no such
      succession had taken place. This Agreement shall continue in effect with respect
      to Claims relating to Indemnifiable Events regardless of whether Indemnitee
      continues to serve as a director, officer, employee, agent or fiduciary of
      the
      Company or of any other enterprise at the Company's request.

     

    
      
        
        

      

      
        7

        
          

        

      

      
        
        

      

    

     

    13.
      Attorneys' Fees. In the event that any action is instituted by Indemnitee under
      this Agreement or under any liability insurance policies maintained by the
      Company to enforce or interpret any of the terms hereof or thereof, Indemnitee
      shall be entitled to be paid all Expenses incurred by Indemnitee with respect
      to
      such action, regardless of whether Indemnitee is ultimately successful in such
      action, and shall be entitled to the advancement of Expenses with respect to
      such action, unless, as a part of such action, a court of competent jurisdiction
      over such action determines that each of the material assertions made by
      Indemnitee as a basis for such action was not made in good faith or was
      frivolous. In the event of an action instituted by or in the name of the Company
      under this Agreement to enforce or interpret any of the terms of this Agreement,
      Indemnitee shall be entitled to be paid all Expenses incurred by Indemnitee
      in
      defense of such action (including costs and expenses incurred with respect
      to
      Indemnitee's counterclaims and cross-claims made in such action), and shall
      be
      entitled to the advancement of Expenses with respect to such action, unless,
      as
      a part of such action, a court having jurisdiction over such action determines
      that each of Indemnitee's material defenses to such action was made in bad
      faith
      or was frivolous.

    

    14.
      Notice. All notices and other communications required or permitted hereunder
      shall be in writing, shall be effective when given, and shall in any event
      be
      deemed to be given (a) five (5) days after deposit with the U.S. Postal Service
      or other applicable postal service, if delivered by first class mail, postage
      prepaid, (b) upon delivery, if delivered by hand, (c) one business day after
      the
      business day of deposit with Federal Express or similar overnight courier,
      freight prepaid, or (d) one day after the business day of delivery by facsimile
      transmission, if delivered by facsimile transmission, with copy by first class
      mail, postage prepaid, and shall be addressed if to Indemnitee, at the
      Indemnitee's address as set forth beneath Indemnitee's signature to this
      Agreement and if to the Company at the address of its principal corporate
      offices (attention: Secretary) or at such other address as such party may
      designate by ten days' advance written notice to the other party
      hereto.

    

    15.
      Consent to Jurisdiction. The Company and Indemnitee each hereby irrevocably
      consent to the jurisdiction of the courts of the State of Delaware for all
      purposes in connection with any action or proceeding which arises out of or
      relates to this Agreement and agree that any action instituted under this
      Agreement shall be commenced, prosecuted and continued only in the Court of
      Chancery of the State of Delaware in and for New Castle County, which shall
      be
      the exclusive and only proper forum for adjudicating such a claim.

     

    
      
        
        

      

      
        8

        
          

        

      

      
        
        

      

    

     

    16. Severability.
      The provisions of this Agreement shall be severable in the event that any of
      the
      provisions hereof (including any provision within a single section, paragraph
      or
      sentence) are held by a court of competent jurisdiction to be invalid, void
      or
      otherwise unenforceable, and the remaining provisions shall remain enforceable
      to the fullest extent permitted by law. Furthermore, to the fullest extent
      possible, the provisions of this Agreement (including, without limitations,
      each
      portion of this Agreement containing any provision held to be invalid, void
      or
      otherwise unenforceable, that is not itself invalid, void or unenforceable)
      shall be construed so as to give effect to the intent manifested by the
      provision held invalid, illegal or unenforceable.

    

    17.
      Choice of Law. This Agreement shall be governed by and its provisions construed
      and enforced in accordance with the laws of the State of Delaware, as applied
      to
      contracts between Delaware residents, entered into and to be performed entirely
      within the State of Delaware, without regard to the conflict of laws principles
      thereof.

    

    18.
      Subrogation. In the event of payment under this Agreement, the Company shall
      be
      subrogated to the extent of such payment to all of the rights of recovery of
      Indemnitee who shall execute all documents required and shall do all acts that
      may be necessary to secure such rights and to enable the Company effectively
      to
      bring suit to enforce such rights. 

    

    19.
      Amendment and Termination. No amendment, modification, termination or
      cancellation of this Agreement shall be effective unless it is in writing signed
      by both the parties hereto. No waiver of any of the provisions of this Agreement
      shall be deemed or shall constitute a waiver of any other provisions hereof
      (whether or not similar) nor shall such waiver constitute a continuing
      waiver.

    

    20.
      Integration and Entire Agreement. This Agreement sets forth the entire
      understanding between the parties hereto and supersedes and merges all previous
      written and oral negotiations, commitments, understandings and agreements
      relating to the subject matter hereof between the parties hereto.

    

    21.
      No
      Construction as Employment Agreement. Nothing contained in this Agreement shall
      be construed as giving Indemnitee any right to be retained in the employ of
      the
      Company or any of its subsidiaries.

    

    IN
      WITNESS WHEREOF, the parties hereto have executed this Agreement as of the
      date
      first above written. 

     

    
      	 	 	 
	 	
              FINANCIAL
                SYSTEMS GROUP, INC.

              a
                Delaware corporation

            
	 
 	 
 	 
 
	 	By:  	
            
	 	
              
                

              

              Name: _________________________________

              Title:
                __________________________________

            

    

     

    
      
        
        

      

      
        9

        
          

        

      

      
        
        

      

    

     

    AGREED
      TO
      AND ACCEPTED BY:

     

     

    _________________________________________

     

    
      
        
        

      

      
        10

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