Document:

EX-10.66

 Exhibit 10.66 

GUARANTY 
 THIS
GUARANTY is made and entered into as of January 18, 2016 by RISE CREDIT SERVICE OF TEXAS, LLC (hereinafter referred to as “CAB”), to and for the benefit of NCP FINANCE LIMITED PARTNERSHIP (hereinafter referred to as
“Lender”). 
 RECITALS 

WHEREAS, CAB desires to provide Lender with respect to Lender’s Ohio lending program a guaranty as further
described herein in furtherance of the credit services program of CAB, acting as a credit services organization and a credit access business, for providing credit services to borrowers, pursuant to the Credit Services Agreement dated the date hereof
between CAB and Lender (the “Services Agreement”), including issuing guaranties on behalf of borrowers to enhance their credit, and arranging loans between Lender and borrowers pursuant to Lender’s Texas lending program. 

NOW, THEREFORE, in consideration of the extension of credit by Lender under Lender’s Texas loan program to Texas borrowers and for
other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, CAB and Lender agree as follows: 
 1.
Guaranty. Pursuant to each credit services contract between CAB and each borrower with respect to loans offered by Lender under Lender’s Texas lending program (each a “Loan”), and regardless of whether the credit services
contract is cancelled, CAB agrees to, and hereby does, unconditionally guaranty, on behalf of the borrower, and for the benefit of Lender, the prompt payment of all amounts due under each Loan to Lender, including all principal and interest but
excluding accrued fees (the “Loan Guaranty Amount”). 
 2. Assignment. On the Specified Date (as hereinafter defined), CAB
will make payment to Lender on the guaranty for each defaulted Loan for the applicable Loan Guaranty Amount. Payment of the Loan Guaranty Amount shall be paid by ACH from CAB to Lender on a daily basis on the Specified Date (or next business day if
the Specified Date is not a business day). All such defaulted Loans will be assigned by Lender to CAB without recourse pursuant to a Master Assignment of Promissory Notes (the “Master Assignment”) to be executed by CAB and Lender
concurrently herewith. Following such assignment, all amounts paid by borrowers with respect to such defaulted Loans (including the proceeds of any new Loans made to borrowers by Lender for the purpose of refinancing such defaulted Loans) shall be
for the account of CAB. 
 The Specified Date shall be as follows: 

i. The Specified Date shall be the date following the second successive missed payment, or in the case of the final scheduled payment of any
Loan, the date following the due date of such final payment. 

 ii. For all other defaults or upon the death or bankruptcy of the borrower, the Specified Date
shall be the date of the default, or the date of the expiration of any applicable cure period, whichever is later. 
 3. Settlement.
The parties agree to settle all amounts due from one party to the other pursuant to this Agreement on a daily basis including any amounts owed by Lender to CAB as a result of CAB fees payable from Lender to CAB for loans funded. Any payment due from
one party to the other under this Agreement shall be made by an automatic clearinghouse transfer with next day settlement on the business day immediately succeeding the transaction date. The settlement, payment and assignment obligations of the
parties under this Agreement and the Services Agreement shall survive the termination of this Agreement and the Services Agreement will remain in effect as long as any Loans remain unpaid or any party owes any amount to the other party under the
Services Agreement or this Agreement. Except as may otherwise be agreed to in writing by CAB and Lender, in the event of any default by either party of its payment obligations under the Services Agreement or this Agreement, the non-defaulting party
shall have the right, but not the obligation, to offset against its outstanding payment obligations owing to the defaulting party an amount equal to the amount of the defaulting party’s outstanding payment obligations owing to the
non-defaulting party. 
 4. Governing Law; Arbitration; Consent to Jurisdiction. 

a. Governing Law and Jurisdiction. This Agreement shall be construed and performed in accordance with the laws of the State of Texas,
without reference to Texas choice of law or conflicts of law. All parties agree that any arbitration or litigation related to this Agreement or any dispute between the parties will be conducted in Montgomery County, Ohio, unless the parties mutually
agree on another location. Each party consents to subject matter jurisdiction, personal jurisdiction and venue in Montgomery County, Ohio. 

b. Arbitration. Any controversy or claim arising out of or relating to this Agreement, or the breach thereof, shall be settled by
binding arbitration administered by the American Arbitration Association (the “AAA”) under its Commercial Arbitration Rules, and any temporary or final judgment or award rendered by the arbitrator(s) may be entered in any state or federal
court in Montgomery County, Ohio. All parties expressly waive their right to a jury trial for any such claim. 
 c. Injunctive and Other
Relief. This agreement to arbitrate includes claims for injunctive relief, and the parties agree that the AAA has the jurisdiction and authority to grant temporary or preliminary injunctive relief pursuant to Rule 38 of the AAA Commercial
Arbitration Rules, but also subject to Rule 65(A) and (B) of the Ohio Rules of Civil Procedure. 
 The parties agree that the arbitrator(s) shall not
have the power to award punitive or exemplary damages for any claim or controversy. 
 d. Fees and Expenses. The parties agree that
the AAA Commercial Arbitration Rules govern the award of attorney fees and expenses, and hereby expressly permit the AAA arbitrator or panel to award reasonable and necessary attorney fees and expenses in their discretion to the prevailing party in
their discretion. 
  

  
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 e. Confidentiality. At the request of either party, the arbitration proceedings and any
award or judgment will be conducted in the utmost confidentiality; in such case all documents, testimony and records shall be received, heard and maintained by the arbitrator or panel in confidence, available for inspection only by the parties and
their respective attorneys and experts, who agree to maintain such information in confidence. 
 f. Joinder. Where applicable, all
disputes hereunder shall be joined in or consolidated with the related proceeding(s), if any, among Lender, NCP and any affiliated entities. 

5. Waiver. Neither party hereto shall be deemed to have waived any of its rights, powers or remedies hereunder except in an express
writing signed by an authorized agent or representative of the party to be charged with such waiver. 
 6. Counterparts. This
Guaranty may be executed and delivered by the parties hereto in any number of counterparts, each of which shall be deemed an original and all of which together shall constitute one and the same instrument. In proving this Guaranty in any judicial
proceedings, it shall not be necessary to produce or account for more than one such counterpart signed by the party against whom such enforcement is sought. Delivery of a signature hereto by facsimile transmission or by e-mail transmission of a
document in the form of an Adobe portable digital file (PDF) shall be as effective as delivery of a manually executed counterpart hereof, and any such facsimile or PDF signature shall be treated as an original signature to this Guaranty. 

7. Further Assurances. From time to time, the parties will execute and deliver to the other such additional documents and will provide
such additional information as either may reasonably require carrying out the terms of this Guaranty. 
 8. Amendments and Modifications;
Entire Agreement. This Guaranty may be amended or modified only by a writing signed by duly authorized representatives of each party and dated subsequent to the date hereof. This Guaranty constitute the entire agreement of the parties and shall
supersede and merge all prior communications, representations, or agreements, either oral or written, between the parties hereto and thereto with respect to the subject matter hereof and thereof, except where survival of prior written agreements is
expressly provided for herein or therein. 
 [SIGNATURE PAGE TO FOLLOW.] 

  
 Page 3 of 4

 IN WITNESS WHEREOF, CAB has executed this Guaranty as of the day and year first written
above. 
  

			
	 CAB:
  

RISE CREDIT SERVICE OF TEXAS, LLC

		
	 By:
	 	 /s/ Jason Harvison

	 Printed Name: Jason Harvison

	 Title: COO

  

			
	AGREED AND ACCEPTED:
	
	NCP FINANCE LIMITED PARTNERSHIP
		
	By:	 	 /s/ Stephen McAllister

	Printed Name: Stephen McAllister
	Title: CEO

  
 Page 4 of 4EX-10.67

 Exhibit 10.67 

PARENT GUARANTY 

THIS PARENT GUARANTY is made as of January 18, 2016, by RISE CREDIT, LLC and ELEVATE CREDIT, INC. (hereinafter
collectively referred to as “Guarantors”), to and for the benefit of NCP FINANCE LIMITED PARTNERSHIP, an Ohio limited partnership (hereinafter referred to as “Lender”). 

RECITALS 

WHEREAS, RISE CREDIT SERVICE OF TEXAS, LLC (“CAB”), an affiliate of Guarantors, has, on even date
herewith, entered into a Credit Services Agreement (as such agreement may be amended from time to time, the “Services Agreement”) with Lender. To induce Lender to enter into the Services Agreement, Guarantors have agreed to guaranty
the obligations of CAB under the Services Agreement, as further described herein. 
 NOW, THEREFORE, in consideration of the
premises recited above and of other good and valuable consideration, the receipt and sufficiency of all of which are hereby acknowledged by Guarantors; and for the purpose of inducing Lender to enter into the Services Agreement; and as long as CAB
or its successors or assigns continues to be obligated to Lender in any manner whatsoever pursuant to the Services Agreement, Guarantors 

1. Unconditionally and absolutely guarantee: (a) the due and punctual payment of all amounts due and payable from CAB to Lender under the
Services Agreement and the Guaranty from the CAB in favor of Lender (the “Guaranty”), including, but not limited to, all guaranty payment obligations, settlement payment obligations (as applicable) and indemnification payment
obligations of CAB; and (b) the due and punctual performance and observance by CAB of all other obligations, warranties, covenants, and duties of CAB set forth in the Services Agreement or the Guaranty (all of which amounts payable and the
terms, warranties, agreements, covenants and conditions, as the same may vary or be modified from time to time, being herein called the “Obligations”); and to this end, Guarantors covenant and agree to take all commercially
reasonable actions necessary to enable CAB to observe and perform and to refrain in a commercially reasonable manner from taking any action which would prevent CAB from observing and performing each and every such Obligation. 

2. Agree that this Guaranty shall be a continuing guaranty, shall be binding upon Guarantors, and upon their successors and assigns, and shall
remain in full force and effect, and shall not be discharged, impaired or affected by (a) the existence or continuance of any of the Obligations; (b) the existence or continuance of CAB as a legal entity; (c) any waiver, indulgence,
alteration, substitution, exchange, change in, modification or other disposition of any of the Obligations, all of which CAB is hereby expressly authorized to make from time to time without notice to Guarantors; (d) the acceptance by Lender of
any security for, or other guarantors upon, all or any part of the Obligations; or (e) any assignment or purported assignment of the Services Agreement or any or all of CAB’s obligations under the Services Agreement or the Guaranty.
Guarantors shall have the right to assert as a defense to its performance under this Guaranty any legal defense that CAB may assert as to the Obligations 

 
other than the invalidation of any Obligation or any document or agreement evidencing the Obligations or any of them under a theory of public policy, which defense Guarantor hereby expressly
waives. 
 3. Agree that Guarantors shall be held jointly and severally liable hereunder and Lender shall have the right to enforce this
Guaranty against Guarantors for and to the full amount of the Obligations, with or without enforcing or attempting to enforce this Guaranty against any other guarantor, without any obligation on the part of Lender, or anyone, at any time, to resort
to any collateral, security, property, liens or other rights or remedies whatsoever, and whether or not other proceedings or steps are pending or have been taken or have been concluded to enforce or otherwise realize upon the obligations,
properties, estates or security of CAB or any other guarantor; and the payment of any amount or amounts by Guarantors, pursuant to their obligations hereunder, shall not entitle Guarantors, either at law or otherwise, to any right, title or interest
(whether by way of subrogation or otherwise) in and to any of the Obligations, unless and until the full amount of the Obligations has been fully paid, all other Obligations have been fully performed and observed in accordance with their terms and
the Services Agreement has been terminated. 
 4. Waive diligence, presentment, protest, notice of dishonor, demand for payment, extension
of time of payment, notice of acceptance of this Guaranty, nonpayment at maturity and indulgences and notices of every kind, and consent to any and all forbearance and extensions of the time of payment of the Obligations, and further consent to any
and all changes in the terms, covenants and conditions thereof hereafter made or granted; it being the intention that Guarantors shall remain liable under this Guaranty until the Obligations shall have been fully repaid to Lender and the terms,
covenants and conditions thereof shall have been fully performed and observed by CAB, notwithstanding any act, omission or thing which might otherwise operate as a legal or equitable discharge of Guarantors. 

5. Represent that Guarantors have determined that the making of this Guaranty reasonably may be expected to benefit, directly and indirectly,
Guarantors. 
 6. Agree that this Guaranty shall inure to the benefit of and may be enforced by Lender and its successors and assigns. 

7. Governing Law and Jurisdiction. This Agreement shall be construed and performed in accordance with the laws of the State of Texas,
without reference to Texas choice of law or conflicts of law. All parties agree that any arbitration or litigation related to this Agreement or any dispute between the parties will be conducted in Montgomery County, Ohio, unless the parties mutually
agree on another location. Each party consents to subject matter jurisdiction, personal jurisdiction and venue in Montgomery County, Ohio. 

8. Arbitration. Any controversy or claim arising out of or relating to this Agreement, or the breach thereof, shall be settled by
binding arbitration administered by the American Arbitration Association (the “AAA”) under its Commercial Arbitration Rules, and any temporary or final judgment or award rendered by the arbitrator(s) may be entered in any state or federal
court in Montgomery County, Ohio. All parties expressly waive their right to a jury trial for any such claim. 

  
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 9. Injunctive and Other Relief. This agreement to arbitrate includes claims for injunctive
relief, and the parties agree that the AAA has the jurisdiction and authority to grant temporary or preliminary injunctive relief pursuant to Rule 38 of the AAA Commercial Arbitration Rules, but also subject to Rule 65(A) and (B) of the Ohio
Rules of Civil Procedure. 
 The parties agree that the arbitrator(s) shall not have the power to award punitive or exemplary damages for any claim or
controversy. 
 10. Fees and Expenses. The parties agree that the AAA Commercial Arbitration Rules govern the award of attorney fees
and expenses, and hereby expressly permit the AAA arbitrator or panel to award reasonable and necessary attorney fees and expenses in their discretion to the prevailing party in their discretion. 

11. Confidentiality. At the request of either party, the arbitration proceedings and any award or judgment will be conducted in the
utmost confidentiality; in such case all documents, testimony and records shall be received, heard and maintained by the arbitrator or panel in confidence, available for inspection only by the parties and their respective attorneys and experts, who
agree to maintain such information in confidence. 
 12. Joinder. Where applicable, all disputes hereunder shall be joined in or
consolidated with the related proceeding(s), if any, among Lender, CAB, Guarantor and any affiliated entities. 
 [SIGNATURE PAGE TO
FOLLOW.] 

  
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 Guarantor has executed this instrument as of the day and year first written above. 

 

			
	 GUARANTORS:
  

RISE CREDIT, LLC

		
	 By:
	 	 /s/ Jason Harvison

	 Its:
	 	 COO

	
	 ELEVATE CREDIT, INC.

		
	 By:
	 	 /s/ Jason Harvison

	 Its:
	 	 COO

 ACCEPTED: 

			
	
	NCP FINANCE LIMITED PARTNERSHIP
		
	 By:
	 	 /s/ Stephen McAllister

	 Its:
	 	 CEO

  
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