Document:

Exhibit
        10.14

      STOCK
        OPTION AWARD AGREEMENT

      PURSUANT
        TO FIRST METROPLEX CAPITAL, INC.

      2005
        STOCK INCENTIVE PLAN

      

      

      Participant: 

       

      Grant
        Date:  (“Grant
        Date”)

       

      Plan
        under which Options are Granted: First
        Metroplex Capital, Inc. 2005 Stock Incentive Plan (“Plan”)

       

      Type
        of Options: Non-Qualified
        Stock Options

       

      Number
        of Shares to which Options are Granted: 

       

      Exercise
        Price per Share: $

       

      Vesting
        Schedule: The
        Options shall become vested in accordance with Schedule 1 hereto.

       

      

      THE
        COMPANY RECOMMENDS THAT PARTICIPANT CONSULT WITH HIS OR HER PERSONAL TAX
        ADVISOR
        PRIOR TO EXERCISING ANY OPTIONS. 

      

      IN
        WITNESS WHEREOF, the Company has executed and made effective this Option
        as of
        the Grant Date.

       

      
        	 	 	 
	 	FIRST
                METROPLEX CAPITAL, INC.
	 
 	 
 	 
 
	 	By:  	 
	 	
                

              
	 	 

      

      
        	 	 	 
	 	PARTICIPANT
	 
 	 
 	 
 
	 	 	Address: 
	 	
                
                  

                

                 

                
                  

                

                 

                
                  

                    

                
                

              
	 	 

      

       

       

      
        
           

        

        
           

          
            

          

        

        
           

        

      

      TERMS
        AND CONDITIONS

      TO
        THE STOCK OPTION AWARD

      PURSUANT
        TO THE FIRST METROPLEX CAPITAL, INC.

      2005
        STOCK INCENTIVE PLAN

      

      1.  Grant
        of the Option.
        The
        Company hereby grants to the Participant the right and option (“Option”) to
        purchase the aggregate number of shares of common stock, $.01 par value per
        share, of the Company (“Stock”) as set forth on page 1 (such number being
        subject to adjustment as provided herein) on the terms and conditions set
        forth
        in this Agreement and the Plan. The Option awarded under this Agreement may
        be
        exercised in whole at any time or in part from time to time, subject to the
        terms and conditions of this Agreement and the Plan. The Option granted under
        this Agreement is not intended to qualify as an “incentive stock option” under
        section 422 of the Internal Revenue Code of 1986, as amended (“Code”), and
        shall be so construed. The Participant shall have no obligation to exercise
        any
        Option granted by this Agreement.

       

      2.  Exercise
        Price.
        The
        price per share at which the Participant shall be entitled to purchase shares
        of
        Stock upon the exercise of this Option shall be the Exercise Price per Share
        set
        forth on page 1, subject to adjustment as provided in
        Paragraph ‎10
        (“Exercise Price”), which Exercise Price shall be not less than the Fair Market
        Value of a share of Stock on the date that the Option is granted.

       

      3.  Vesting
        and Term of the Option.

       

      (a)  General.
        The
        right to exercise the Option shall vest in the hands of the Participant as
        provided for on page 1 of this Agreement. Shares for which Options have vested
        shall be referred to as “Vested Shares.” Shares for which Options have not
        vested shall be referred to as “Nonvested Shares.” The respective numbers of
        Vested and Nonvested Shares shall adjust proportionately in accordance with
        any
        adjustments made pursuant to Paragraph ‎10
        of this
        Agreement. In addition, shares may become Vested Shares in accordance with
        Paragraphs ‎7,
        ‎13
        and
‎14.

       

      (b)  Exercisable
        for Whole Vested Shares Only.
        Subject
        to the relevant provisions and limitations contained herein, the Participant
        may
        exercise the Option to purchase all or part of whole Vested Shares. In no
        event
        shall the Participant be entitled to exercise the Option with respect to
        Nonvested Shares or a fraction of a Vested Share.

       

      (c)  Expiration.
        Notwithstanding any other provision contained herein to the contrary, the
        unexercised portion of the Option(s), if any, will automatically and without
        notice expire upon the earliest of: (i) ten (10) years following the
        Grant
        Date; (ii) the date determined pursuant to Paragraph ‎7
        of this
        Agreement; and (iii) the date determined pursuant to Paragraph ‎14
        of this
        Agreement. (“Expiration Date”) An Option will cease to be exercisable with
        respect to a share of Stock when the Participant purchases the
        share.

       

      4.  Method
        of Exercising Option.

       

      (a)  Subject
        to the provisions provided herein or incorporated by reference, the Participant
        may exercise the Option at any time on or prior to the Expiration Date with
        respect to all or any part of the Vested Shares by delivering to the Company,
        at
        its principal place of business, a written notice of exercise in substantially
        the form attached hereto as Exhibit
        A,
        accompanied by payment to the Company of the Exercise Price multiplied by
        the
        number of Vested Shares then being purchased. 

       

      (b)  The
        notice of exercise must be signed by the Participant; provided however, that
        if
        the Option is being exercised by a person or persons other than the Participant
        pursuant to Paragraph ‎7,
        the
        notice of exercise must be signed by such other person or persons and must
        be
        accompanied by proof acceptable to the Company of the legal right of such
        person
        or persons to exercise the Option. 

       

      
        
           

        

        
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      (c)  Upon
        acceptance of such notice and receipt of payment in full of the purchase
        price
        for the shares of Stock for which the Option is being exercised, the Company
        shall issue (or cause to be issued) a certificate evidencing the shares of
        Stock
        acquired as a result of the exercise of the Option.

       

      (d)  No
        purported exercise of an Option shall be effective and no shares of Stock
        shall
        be issued to the Participant upon exercise of the Option until: (i) the
        Exercise Price for the shares of Stock being purchased is paid in full in
        the
        manner provided in this Agreement; (ii) all applicable taxes required
        to be
        withheld have been paid in full; (iii) the approvals, if any, of all
        governmental authorities required in connection with the Option, or the issuance
        of Shares pursuant to this Agreement, have been received by the
        Company.

       

      5.  Method
        of Payment for Options.
        The
        Exercise Price shall be payable either in (i) United States dollars in cash
        or
        by check, bank draft, money order or wire transfer of good funds payable
        to the
        Company; (ii) upon conditions established by the Committee, by delivery of
        shares of Stock owned by the Participant for at least six (6) months prior
        to
        the date of exercise; or (iii) by a combination of (i) and (ii). 

       

      6.  Tax
        Withholding.
        As a
        condition to the exercise of this Option, the Company shall have the right
        to
        require that the Participant (or the recipient of any shares of Stock) remit
        to
        the Company an amount calculated by the Company to be sufficient to satisfy
        applicable federal, state, foreign or local withholding tax requirements
        (or
        make other arrangements satisfactory to the Company with regard to such taxes)
        prior to the delivery of any certificate evidencing shares of Stock. If
        permitted by the Company, either at the time of the grant of the Option or
        in
        connection with its exercise, the Participant may satisfy applicable withholding
        tax requirements by delivering a number of whole shares of Stock owned by
        the
        Participant for at least six (6) months prior to the date of exercise and
        having
        a Fair Market Value (determined on the date that the amount of tax to be
        withheld is to be fixed) at least equal to the aggregate amount required
        to be
        withheld.

       

      7.  Termination
        of
        Employment.

       

      (a)  For
        “Good Cause”.
        If the
        Participant’s employment agreement with the Bank, dated as of the date of this
        Agreement (“Employment Agreement”), is terminated for “Good Cause,” as defined
        in the Employment Agreement, during the term of this Option, any and all
        Options
        evidenced by this Agreement that have not vested as of the date the Employment
        Agreement is terminated shall expire immediately upon the termination thereof;
        and any and all Options evidenced by this Agreement that have vested as of
        the
        date of termination shall be exercisable for the period of time not to extend
        beyond the remainder of the term of the Options or three months from the
        date of
        termination, whichever is earlier. Any Option or portion thereof not exercised
        prior to such date shall expire at such time unless the Participant dies
        during
        such period, in which case the provisions of Paragraph ‎7(b)
        below
        shall govern. 

       

      (b)  Death.
        Upon
        the death of the Participant, any and all Options granted to the Participant
        pursuant to this Agreement that have not vested as of the date of the
        Participant’s death shall expire as of the date of the Participant’s death, and
        all Options held by the Participant that have vested as of the date of the
        Participant’s death may be exercised only by the Participant’s legal
        representatives, heirs, legatees, or distributees.

       

      (c)  Disability.
        If the
        Participant ceases to be an employee of the Bank during the term of this
        Option
        by reason of the Participant’s disability (as defined in section 22(e)(3) of the
        Code), any and all Options granted to the Participant pursuant to this Agreement
        that have not vested as of the date that the Participant ceases to be an
        employee shall expire as of such date; provided, however, that the Options
        held
        by the Participant that are exercisable as of the date that the Participant
        ceases to be an employee may be exercised only by the Participant or his
        guardian or legal representative.

       

      
        
           

        

        
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      (d)  Resignation.
        Upon
        the resignation by the Participant as an employee of the Bank during the
        term of
        this Option, any and all Options evidenced by this Agreement that have not
        vested as of the date that the Participant’s resignation becomes effective shall
        expire immediately upon the effectiveness thereof; and any and all Options
        evidenced by this Agreement that have vested as of the date that the
        Participant’s resignation becomes effective shall continue to be exercisable for
        the period of time otherwise set forth in this Agreement.

       

      (e)  Termination
        Other Than For “Good Cause”.
        If the
        Participant’s employment with the Bank is terminated during the term of this
        Option (i) by the Bank other than for “Good Cause” and (ii) other than as a
        result of Participant’s death or disability or Participant’s resignation, all
        Nonvested Shares shall be deemed to have become fully exercisable and vested
        to
        the full extent of the unexercised portion of the original grant immediately
        prior to the termination of Participant’s employment; and any and all such
        Options shall continue to be exercisable for the period of time otherwise
        set
        forth in this Agreement.

       

      8.  Nontransferability.
        The
        Option evidenced by this Agreement is nontransferable other than by will
        or the
        laws of descent and distribution and shall be exercisable during the lifetime
        of
        the Participant only by the Participant (or in the event of his disability
        (as
        defined in section 22(e)(3) of the Code), by his guardian or legal
        representative) and after his death, only by the Participant’s legal
        representatives, heirs, legatees, or distributees. 

       

      9.  Special
        Limitation on Exercise.
        Notwithstanding anything herein to the contrary, no purported exercise of
        this
        Option shall be effective without the approval of the Committee, which shall
        be
        a condition to the exercise of this Option and may be withheld to the extent
        that the exercise, either individually or in the aggregate together with
        the
        exercise of other previously exercised stock options and/or offers and sales
        pursuant to any prior or contemplated offering of securities, would, in the
        sole
        and absolute judgment of the Committee, require the filing of a registration
        statement with the United States Securities and Exchange Commission or with
        the
        securities commission of any state. If a registration statement is not in
        effect
        under the Securities Act of 1933 or any applicable state securities law with
        respect to the shares of Stock purchasable or otherwise deliverable under
        the
        Option, the Participant (i) shall deliver to the Company, prior to the exercise
        of the Option or as a condition to the delivery of Stock pursuant to the
        exercise of the Option exercise, such information, representations and
        warranties as the Company may reasonably request in order for the Company
        to be
        able to satisfy itself that the shares of Stock are being acquired in accordance
        with the terms of an applicable exemption from the securities registration
        requirements of applicable federal and state securities laws and (b) shall
        agree
        that the shares of Stock so acquired will not be disposed of except pursuant
        to
        an effective registration statement, unless the Company shall have received
        an
        opinion of counsel that such disposition is exempt from such requirement
        under
        the Securities Act of 1933 and any applicable state securities law.

       

      10.  Adjustments
        on Changes in Shares.
        In the
        event of any change in the outstanding shares of Stock by reason of any merger,
        reorganization, consolidation, recapitalization, stock dividend, stock split,
        reverse stock split, spinoff, combination or exchange of shares or other
        corporate change, the Committee, in its sole discretion, may make such
        substitution or adjustment, if any, as it deems to be equitable or appropriate,
        as to (i)
        the
        number or kind of shares subject to the Option; (ii) subject to the limitation
        contained in Paragraph ‎15,
        the
        Exercise Price applicable to the Option; (iii) any measure of performance
        that
        relates to the Option in order to reflect such change in the Stock and/or
        (iv)
        any other affected terms of the Option.

       

      
        
           

        

        
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      11.  Amendment
        and Termination.
        Subject
        to the terms and provisions of the Plan, this Agreement may be amended or
        terminated only by a written agreement executed by the Company and the
        Participant. The amendment or termination of the Plan shall not operate to
        modify the terms and conditions of this Agreement or any Option evidenced
        by
        this Agreement without the Participant’s consent, and, notwithstanding the
        termination of the Plan, such Agreement and Option shall be construed in
        accordance with the substantive provisions of the Plan as necessary to give
        effect this Agreement or any Option still in existence. 

       

      12.  Legend
        on Stock Certificates.
        Certificates evidencing the shares of Stock issued upon exercise of an Option,
        to the extent appropriate at the time, shall have noted conspicuously on
        the
        certificates a legend intended to give all persons full notice of the existence
        of the conditions, restrictions, rights and obligations set forth herein
        and in
        the Plan.

       

      13.  Change
        of Control.
        Notwithstanding any provision of this Agreement to the contrary, in the event
        of
        a Change of Control or an agreement to effect a Change of Control, all Nonvested
        Shares shall become fully exercisable and vested to the full extent of the
        unexercised portion of the original grant. The
        determination as to whether a Change of Control or an agreement to effect
        a
        Change in Control has occurred shall be made by the Committee and shall be
        conclusive and binding.

       

      14.  Minimum
        Capital Requirements.
        Notwithstanding any provision of this Agreement to the contrary, the Option
        granted under the Agreement shall expire, to the extent not exercised, within
        45
        days following the receipt of notice from the Bank’s state or primary federal
        regulator (“Regulator”) that (i) the Bank has not maintained its minimum capital
        requirements (as determined by the Regulator) and (ii) the Regulator is
        requiring termination or forfeiture of options. Upon receipt of such notice
        from
        the Regulator, the Company shall promptly notify each Participant that the
        Option issued under this Agreement has become fully exercisable and vested
        to
        the full extent of the grant and that the Participant must exercise the Option
        granted to him prior to the end of the 45-day period or such earlier period
        as
        may be specified by the Regulator or forfeit the Option. In case of forfeiture,
        the Participant shall have no cause of action, of any kind or nature, with
        respect to the forfeiture against the Company or any Affiliate. Neither the
        Company nor any Affiliate shall be liable to the Participant due to the failure
        or inability of the Company or any Affiliate to provide adequate notice to
        the
        Participant.

       

      15.  Repricing.
        The
        Committee shall not, without the further approval of the Board of Directors,
        (i)
        authorize the amendment of this Option to reduce the Exercise Price of this
        Option or (ii) grant a replacement Option upon the surrender and cancellation
        of
        this Option for the purpose of reducing the Exercise Price of this Option.
        Nothing contained in this section shall affect the right of the Committee
        to
        make any adjustment permitted under Paragraph ‎10.

       

      16.  No
        Rights as a Shareholder.
        Notwithstanding the exercise of an Option, a Participant shall have no rights
        as
        a shareholder with respect to shares covered by an Option until the date
        the
        certificates evidencing the shares of Stock are issued (as evidenced by the
        appropriate entry on the books of the Company or of a duly authorized transfer
        agent of the Company). No adjustment will be made for dividends or other
        rights
        the record date for which is prior to the date of issuance. Upon issuance
        of the
        certificates evidencing the shares of Stock acquired upon exercise of an
        Option,
        such shares of Stock shall be deemed to be transferred for purposes of section
        421 of the Code and the regulations promulgated thereunder.

       

      17.  Interpretation.
        When
        a
        reference is made in this Agreement to a Paragraph, Exhibit or Schedule,
        such
        reference will be to a Paragraph of, or Exhibit or Schedule to, this Agreement
        unless
        otherwise indicated. The headings contained
        in this Agreement are for convenience of reference only and will not affect
        in
        any way the meaning or interpretation of this Agreement or any Option. Whenever
        the words “include,”“includes” or “including” are used in this Agreement, they
        will be deemed to be followed by the words “without limitation.” The words
“hereof,”“herein” and “hereunder” and words of similar import when used in this
        Agreement will refer to this Agreement as a whole and not to any particular
        provision in this Agreement. Each use herein of the masculine, neuter or
        feminine gender will be deemed to include the other genders. Each use
        herein of
        the
        plural will include the singular and
        vice
        versa, in each case as the context requires or as is otherwise appropriate.
        The
        word “or” is used in the inclusive sense. Any agreement, instrument
        or statute
        defined or referred to herein or in any agreement or instrument that is referred
        to herein means such agreement, instrument or statute as from time to time
        amended, modified or supplemented, including (in the case of agreements or
        instruments) by waiver or consent and (in the case of statutes) by succession
        of comparable
        successor statutes and references to all attachments thereto and instruments
        incorporated therein. References to a person are also to its permitted
        successors or assigns. No
        provision of this Agreement is to be construed to require, directly or
        indirectly, any person to take any action, or omit to take any action, which
        action or omission would violate applicable law (whether statutory or common
        law), rule or regulation.

       

      
        
           

        

        
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      18.  Governing
        Law.
        The
        validity, construction and effect of this Agreement and any Option granted
        hereunder shall be determined in accordance with the laws of the State of
        Texas,
        without reference to the laws that might otherwise govern under applicable
        principles of conflicts of law. 

       

      19.  Notices.
        Any
        notice or other communication required or permitted to be made hereunder
        or by
        reason of the provisions of this Agreement shall be in writing, duly signed
        by
        the party giving such notice or communication and shall be deemed to have
        been
        properly delivered if delivered personally or by a recognized overnight courier
        service, or sent by first-class certified or registered mail, postage prepaid,
        as follows (or at such other address for a party as shall be specified by
        like
        notice): (i) if given to the Company, at its principal place of business,
        and
        (ii) if to the Participant, at the address set forth on page 1.
        Any
        notice properly given hereunder shall be effective on the date on which it
        is
        actually received by the party to whom it was addressed; provided however,
        that
        for a notice of exercise to be effective, such notice must be in conformity
        with
        the Plan and this Agreement, as determined by the Committee, in its discretion.
        

       

      20.  Entire
        Agreement.
        Subject
        to the terms and conditions of the Plan, this Agreement sets forth the entire
        agreement and understanding of the parties with regard to the Options granted
        hereby and supersedes all prior agreements, arrangements and understandings
        relating to the subject matter hereof. 

       

      21.  Incorporation
        By Reference; Relationship to Plan.
        This
        Agreement is being executed and delivered pursuant to the Plan, all of the
        terms
        of which are incorporated by reference into, and made a part of, this Agreement.
        To the extent not specifically provided in this Agreement or otherwise required
        by context, all capitalized terms used in this Agreement but not defined
        herein
        shall have the same meanings ascribed to them in the Plan. In the event of
        an
        irreconcilable conflict between the terms of the Plan and this Agreement,
        the
        terms of the Plan shall prevail. The Company shall provide a copy of the
        Plan to
        the Participant upon written request to the Company at its principal place
        of
        business. By the execution of this Agreement, the Participant that acknowledges
        this Agreement and the Options are subject to the terms and conditions of
        the
        Plan. 

       

      
        
           

        

        
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      EXHIBIT
        A

      

      NOTICE
        OF EXERCISE OF

      STOCK
        OPTION TO PURCHASE

      COMMON
        STOCK OF

      FIRST
        METROPLEX CAPITAL, INC.

      

      

       

      Participant
        Name:

       

      Address
        _____________________________________________

       

      ____________________________________________________

       

      Date
        __________________

       

      

      First
        Metroplex Capital, Inc.

      16000
        Dallas Parkway, Suite 125

      Dallas,
        Texas 75248

      Attn:
        President

      

      Re:   Exercise
        of Non-Qualified Stock Option

       

      Gentlemen:

      

      Subject
        to acceptance hereof by First Metroplex Capital, Inc. (“Company”) and pursuant
        to the provisions of the First Metroplex Capital, Inc. 2005 Stock Incentive
        Plan
        (“Plan”), I hereby give notice of my election to exercise options granted to me
        to purchase _________ shares of common stock of the Company under the Stock
        Option Award Agreement (“Agreement”) dated as of ____________. The purchase
        shall take place as of __________, _____ (“Exercise Date”). All capitalized
        terms used, but not otherwise defined, herein shall have the meanings given
        them
        in the Agreement. 

       

      On
        or
        before the Exercise Date, I will pay the applicable purchase price as
        follows:

       

      [
        ] by
        delivery of cash or check, bank draft, money order or wire transfer of good
        funds payable to the Company in the amount of $___________, which amount
        represents the full purchase price of the shares of Stock to be issued upon
        exercise hereof.

       

      [
        ] if
        permitted by the Committee, and upon any such conditions imposed by the
        Committee, by delivery of _________ whole shares of Stock owned by me for
        at
        least six (6) months prior to the Exercise Date.

       

      [
        ] by
        delivery of cash or check, bank draft, money order or wire transfer of good
        funds payable to the Company in the amount of $___________, which amount
        represents a portion of the purchase price of the shares of Stock to be issued
        upon exercise hereof and, if permitted by the Committee, and upon any such
        conditions imposed by the Committee, by delivery of _________ shares of Stock
        owned by me for at least six (6) months prior to the Exercise Date.

       

      
        
           

        

        
           

          
            

          

        

        
           

        

         

      

      The
        required federal, state, and local income tax withholding obligations, if
        any,
        on the exercise of the Option shall be satisfied on or before the Exercise
        Date
        in the manner provided in the Agreement. As soon as the stock certificate
        is
        registered in my name, please deliver it to me at address set forth
        above.

       

      Unless
        the shares to be issued upon the exercise of the Option evidenced by this
        notice
        are registered for issuance to and resale by me pursuant to an effective
        registration statement on Form S-8 (or successor form) filed under the
        Securities Act of 1933, as amended (“Securities Act”), I hereby represent,
        warrant, covenant, and agree with the Company as follows:

       

      1. The
        shares of Stock being acquired by me will be acquired for my own account
        without
        the participation of any other person, with the intent of holding the Stock
        for
        investment and without the intent of participating, directly or indirectly,
        in a
        distribution of the Stock and not with a view to, or for resale in connection
        with, any distribution of the Stock, nor am I aware of the existence of any
        distribution of the Stock.

       

      2. I
        am not
        acquiring the Stock based upon any representation, oral or written, by any
        person with respect to the future value of, or income from, the Stock but
        rather
        upon an independent examination and judgment as to the prospects of the
        Company.

       

      3. The
        Stock
        was not offered to me by means of publicly disseminated advertisements or
        sales
        literature, nor am I aware of any offers made to other persons by such
        means.

       

      4. I
        am able
        to bear the economic risks of the investment in the Stock, including the
        risk of
        a complete loss of my investment therein.

       

      5. I
        understand and agree that the Stock will be issued and sold to me without
        registration under any federal or state law relating to the registration
        of
        securities for sale, and will be issued and sold in reliance on the exemptions
        from registration under federal and applicable state securities
        laws.

       

      6. The
        Stock
        cannot be offered for sale, sold or transferred by me other than pursuant
        to an
        effective registration under the Securities Act or in a transaction otherwise
        in
        compliance with the Securities Act and evidence satisfactory to the Company
        of
        compliance with the applicable securities laws of other jurisdictions. The
        Company shall be entitled to rely upon an opinion of counsel satisfactory
        to it
        with respect to compliance with the above laws.

       

      7. The
        Company will be under no obligation to register the Stock or to comply with
        any
        exemption available for sale of the Stock without registration or filing,
        and
        the information or conditions necessary to permit routine sales of securities
        of
        the Company under Rule 144 under the Securities Act are not now available
        and no
        assurance has been given that it or they will become available. The Company
        is
        under no obligation to act in any manner so as to make Rule 144 available
        with
        respect to the Stock.

       

      8. I
        have
        and have had complete access to and the opportunity to review and make copies
        of
        all material documents related to the business of the Company, including,
        but
        not limited to, contracts, financial statements, tax returns, leases, deeds
        and
        other books and records. I have examined such of these documents as I wished
        and
        am familiar with the business and affairs of the Company. I realize that
        the
        purchase of the Stock is a speculative investment.

       

      9. I
        have
        had the opportunity to ask questions of and receive answers from the Company
        and
        any person acting on its behalf and to obtain all material information
        reasonably available with respect to the Company and its affairs. I have
        received all information and data with respect to the Company which I have
        requested and which I have deemed relevant in connection with the evaluation
        of
        the merits and risks of my investment in the Company.

       

      
        
           

        

        
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      10. I
        have
        such knowledge and experience in financial and business matters that I am
        capable of evaluating the merits and risks of the purchase of the Stock
        hereunder and I am able to bear the economic risk of such purchase.

       

      11. The
        agreements, representations, warranties and covenants made by me herein extend
        to and apply to all of the Stock issued to me pursuant to the Agreement,
        and the
        Company is entitled to rely on these agreements, representations, warranties
        and
        covenants in issuing the shares of Stock upon the exercise of the Option
        evidenced by this notice. Acceptance by me of the certificate representing
        such
        Stock shall constitute a confirmation by me that all such agreements,
        representations, warranties and covenants made herein shall be true and correct
        at that time.

       

      
        	 	 	 
	 	 
	 	 	Very truly yours,
	 
 	 
 	 
 
	 	 	 
	 	
                

              

      

      
AGREED
        TO AND ACCEPTED:

       

      FIRST
        METROPLEX CAPITAL, INC.

       

      

       

      By:
        _____________________________________________

       

      Name:
        ___________________________________________

       

      Title:
        ____________________________________________

       

      

       

      Date:__________________

      
        
           

        

        
          3

          
            

          

        

        
           

        

      

      SCHEDULE
        1

      

      VESTING
        SCHEDULE

      

      STOCK
        OPTION AWARD ISSUED PURSUANT TO THE

      FIRST
        METROPLEX CAPITAL, INC. 2005 STOCK INCENTIVE PLAN

      

      Except
        as
        otherwise expressly provided in the Agreement, the Options shall become vested
        in accordance with the following schedule:

       

      
        	
                 

                Percent
                  of Shares For 

                Which
                  Options Are Vested

              	 	
                 

                As
                  ofExhibit 10.1
                                 PROMISSORY NOTE

<TABLE>
<CAPTION>
------------------ --------------- --------------- --------------- --------------- --------------- --------------- ---------------
Principal          Loan Date       Maturity        Loan No.        Call/Coll       Account         Officer         Initials
------------------ --------------- --------------- --------------- --------------- --------------- --------------- ---------------
<S>                  <C>           <C>             <C>             <C>             <C>             <C>             <C>
   $100,000.00       09-14-2005      03-14-2006        11545                                           10009
------------------ --------------- --------------- --------------- --------------- --------------- --------------- ---------------
</TABLE>
  References in the shaded area are for Lender's use only and do not limit the
         applicability of this document to any particular loan or item.
Any item above containing "***" has been omitted due to text length limitations.

Borrower:    Pro Uro Care. Inc.           Lender:    Venture Bank
             One Carlson Parkway,                    5601 Green Valley Drive,
             Suite 124                               Suite 120
             Plymouth, MN 55447                      Bloomington, MN 55437
================================================================================
Principal                        Interest              Date of
Amount: $100,000.00              Rate: 8.000%          Note: September 14, 2005
   PROMISE TO PAY. Pro Uro Care,  Inc.  ("Borrower")  promises to pay to Venture
   Bank  ("Lender"),  or order, in lawful money of the United States of America,
   the principal amount of One Hundred Thousand & 00/100 Dollars  ($100,000.00),
   together  with  interest  at the  rate of  6.000%  per  annum  on the  unpaid
   principal balance from September 14, 2005, until paid in full.

   PAYMENT.  Borrower will pay this loan in one principal payment of $100,000.00
   plus interest on March 14, 2006.  This payment due on March 14, 2006, will be
   for all  principal  and all  accrued  interest  not yet  paid.  In  addition,
   Borrower will pay regular monthly payments of all accrued unpaid interest due
   as of each payment  date,  beginning  October 14, 2005,  with all  subsequent
   interest  payments to be due on the same day of each month after that. Unless
   otherwise  agreed or required by  applicable  law,  payments  will be applied
   first to any accrued unpaid interest;  then to principal;  then to any unpaid
   collection costs; and then to any late charges.  The annual interest rate for
   this Note is computed on a 365/360  basis;  that I., by applying the ratio of
   the  annual  interest  rate  over  a  year  of 360  days,  multiplied  by the
   outstanding  principal  balance,  multiplied by the actual number of days the
   principal  balance  is  outstanding.  Borrower  will pay  Lender at  Lender's
   address  shown  above or at such  other  place as  Lender  may  designate  in
   writing.

   PREPAYMENT.  Borrower  agrees  that all loan fees and other  prepaid  finance
   charges  are earned  fully as of the date of the loan and will not be subject
   to refund upon early payment  (whether  voluntary or as a result of default),
   except as otherwise  required by law. Except for the foregoing,  Borrower may
   pay without  penalty all or a portion of the amount owed  earlier  than it is
   due. Early payments will not, unless agreed to by Lender in writing,  relieve
   Borrower of  Borrower's  obligation  to continue to make  payments  under the
   payment  schedule.  Rather,  early payments will reduce the principal balance
   due.  Borrower  agrees not to send  Lender  payments  marked  "paid in full",
   "without  recourse",  or similar language.  If Borrower sends such a payment,
   Lender may accept it without  losing any of Lender's  rights under this Note,
   and Borrower will remain  obligated to pay any further amount owed to Lender.
   All written communications  concerning disputed amounts,  including any check
   or other  payment  instrument  that  indicates  that the payment  constitutes
   "payment  in  full"  of the  amount  owed  or  that is  tendered  with  other
   conditions or limitations or as full  satisfaction  of a disputed amount must
   be mailed or delivered to: Venture Bank, 5601 Green Valley Drive Bloomington,
   MN 55437.

   LATE CHARGE.  If a payment is 10 days or more late,  Borrower will be charged
   5.000% of the unpaid portion of the regularly scheduled payment.

   INTEREST AFTER  DEFAULT.  Upon default,  including  failure to pay upon final
   maturity,  Lender,  at its option,  may, if permitted  under  applicable law,
   increase the interest rate on this Note 4.000 percentage points. The interest
   rate will not exceed the maximum rate permitted by applicable law.

   DEFAULT.  Each of the following shall  constitute an event of default ("Event
   of Default") under this Note:

      Payment  Default.  Borrower  fails to make any payment when due under this
      Note.

      Other  Defaults.  Borrower  fails to comply  with or to perform  any other
      term,  obligation,  covenant or condition contained in this Note or in any
      of the  related  documents  or to  comply  with or to  perform  any  term,
      obligation, covenant or condition contained in any other agreement between
      Lender and Borrower.

      False  Statements.  Any  warranty,  representation  or  statement  made or
      furnished to Lender by Borrower or on Borrower's behalf under this Note or
      the related  documents is false or  misleading  in any  material  respect,
      either now or at the time made or furnished or becomes false or misleading
      at any time thereafter.

      Insolvency.  The  dissolution  or termination of Borrower s existence as a
      going business,  the insolvency of Borrower, the appointment of a receiver
      for any part of Borrower's  property,  any  assignment  for the benefit of
      creditors,  any  type of  creditor  workout,  or the  commencement  of any
      proceeding under any bankruptcy or insolvency laws by or against Borrower.

      Creditor  or  Forfeiture  Proceedings.   Commencement  of  foreclosure  or
      forfeiture  proceedings,   whether  by  judicial  proceeding,   self-help,
      repossession  or any other  method,  by any creditor of Borrower or by any
      governmental  agency  against  any  collateral  securing  the  loan.  This
      includes a garnishment of any of Borrower's  accounts,  including  deposit
      accounts,  with Lender.  However, this Event of Default shall not apply if
      there  is a  good  faith  dispute  by  Borrower  as  to  the  validity  or
      reasonableness  of the  claim  which  is the  basis  of  the  creditor  or
      forfeiture  proceeding  and if Borrower gives Lender written notice of the
      creditor or  forfeiture  proceeding  and deposits  with Lender monies or a
      surety  bond for the  creditor  or  forfeiture  proceeding,  in an  amount
      determined by Lender, in its sole discretion, as being an adequate reserve
      or bond for the dispute.

      Events  Affecting  Guarantor.  Any of the  preceding  events  occurs  with
      respect to any Guarantor of any of the  indebtedness or any Guarantor dies
      or becomes  incompetent,  or  revokes  or  disputes  the  validity  of, or
      liability under, any guaranty of the indebtedness  evidenced by this Note.
      In the event of a death,  Lender,  at its  option,  may,  but shall not be
      required to, permit the Guarantor's estate to assume  unconditionally  the
      obligations arising under the guaranty in a manner satisfactory to Lender,
      and, in doing so, cure any Event of Default.

      Change In Ownership.  Any change in ownership of twenty-five percent (25%)
      or more of the common stock of Borrower.

      Adverse Change. A material  adverse change occurs in Borrower's  financial
      condition,  or Lender  believes the prospect of payment or  performance of
      this Note is impaired.

      Insecurity. Lender in good faith believes itself insecure.

      Cure  Provisions,  If any  default,  other  than a default  in  payment is
      curable  and if  Borrower  has not been  given a notice of a breach of the
      same  provision of this Note within the preceding  twelve (12) months,  it
      may be cured if  Borrower,  after  receiving  written  notice  from Lender
      demanding cure of such default:  (1) cures the default within fifteen (15)
      days; or (2) if the cure requires more than fifteen (15) days, immediately
      initiates  steps which  Lender  deems in Lender's  sole  discretion  to be
      sufficient to cure the default and thereafter  continues and completes all
      reasonable and necessary steps sufficient to produce compliance as soon as
      reasonably practical.

   LENDER'S RIGHTS. Upon default, Lender may declare the entire unpaid principal
   balance on this Note and all accrued  unpaid  interest  immediately  due, and
   then Borrower will pay that amount.

<PAGE>

                                 PROMISSORY NOTE

Loan No: 11545                     (Continued)                            Page 2

================================================================================

   ATTORNEYS'  FEES;  EXPENSES.  Lender  may  hire or pay  someone  else to help
   collect  this Note if Borrower  does not pay.  Borrower  will pay Lender that
   amount.  This includes,  subject to any limits under applicable law, Lender's
   reasonable attorneys' fees and Lender's legal expenses,  whether or not there
   is a lawsuit,  including reasonable  attorneys' fees, expenses for bankruptcy
   proceedings  (including  efforts  to modify or vacate any  automatic  stay or
   injunction),  and appeals. If not prohibited by applicable law, Borrower also
   will pay any court costs, in addition to all other sums provided by law.

   GOVERNING LAW. This Note will be governed by federal law applicable to Lender
   and, to the extent not  preempted  by federal  law,  the laws of the State of
   Minnesota  without regard to its conflicts of law  provisions.  This Note has
   been accepted by Lender in the State of Minnesota.

   RIGHT OF SETOFF. To the extent permitted by applicable law, Lender reserves a
   right of setoff in all  Borrower's  accounts with Lender  (whether  checking,
   savings,  or some other account).  This includes all accounts  Borrower holds
   jointly with  someone else and all accounts  Borrower may open in the future.
   However,  this  does not  include  any IRA or Keogh  accounts,  or any  trust
   accounts for which setoff would be  prohibited  by law.  Borrower  authorizes
   Lender,  to the extent  permitted by applicable  law, to charge or setoff all
   sums owing on the  indebtedness  against any and all such  accounts,  and, at
   Lender's option, to administratively freeze all such accounts to allow Lender
   to protect Lender's charge and setoff rights provided in this paragraph.

   COLLATERAL. Borrower acknowledges this Note is secured by All Business Assets
   per Commercial  Security  Agreement  dated  03/31/05.  A Commercial  Guaranty
   signed by James S. Murphy dated 09/14/05.

   SUCCESSOR  INTERESTS.  The terms of this Note shall be binding upon Borrower,
   and upon Borrower's heirs, personal representatives,  successors and assigns,
   and shall inure to the benefit of Lender and its successors and assigns.

   GENERAL PROVISIONS.  Lender may delay or forgo enforcing any of its rights or
   remedies under this Note without  losing them.  Borrower and any other person
   who signs,  guarantees or endorses  this Note, to the extent  allowed by law,
   waive  presentment,  demand for  payment,  and notice of  dishonor.  Upon any
   change in the terms of this Note, and unless  otherwise  expressly  stated in
   writing,  no  party  who  signs  this  Note,  whether  as  maker,  guarantor,
   accommodation maker or endorser,  shall be released from liability.  All such
   parties agree that Lender may renew or extend  (repeatedly and for any length
   of time)  this loan or  release  any party or  guarantor  or  collateral;  or
   impair,  fail to realize upon or perfect  Lender's  security  interest in the
   collateral;  and take any other action deemed necessary by Lender without the
   consent of or notice to anyone.  All such  parties also agree that Lender may
   modify this loan  without  the consent of or notice to anyone  other than the
   party with whom the modification is made. The obligations under this Note are
   joint and several.

   SECTION DISCLOSURE.  To the extent not preempted by federal law, this loan is
   made under Minnesota Statutes, Section 47.59.

   PRIOR TO SIGNING THIS NOTE,  BORROWER READ AND  UNDERSTOOD ALL THE PROVISIONS
   OF THIS NOTE. BORROWER AGREES TO THE TERMS OF THE NOTE.

   BORROWER ACKNOWLEDGES RECEIPT OF A COMPLETED COPY OF THIS PROMISSORY NOTE.

   BORROWER:

   PRO URO Care, Inc.

   By: \S\ Maurice R. Taylor II
       ----------------------------
       Maurice R. Taylor II, Chairman & CEO
       of Pro Uro Care, Inc.

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