Document:

EXHIBIT 10.1

 

 

 

CTBC CORPORATE BANKING

 

General Agreement for Omnibus
Credit Lines

  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

(For General Credit
use 2013.10 version)             

 

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(General Agreement for Omnibus Credit Lines)

 

The undersigned (the “Customer”),
hereby applies for an omnibus credit line with CTBC Bank Co., Ltd. (including its head office and branches, hereinafter referred
to as the “Bank”) and agrees to the terms and conditions of this General Agreement for Omnibus Credit Lines (this “Agreement”)
with the following total omnibus credit line (exclusive of the credit lines extended under and pursuant to any and all syndicated
loans):

 

■
NT$90,000,000                    or its equivalent amount in foreign currency

 

□
____________________ only.

(hereinafter referred to as the “Omnibus Credit Line”
or the “Facility”, which is applicable to the total aggregate of all individual credit lines), to be provided for
the use by the Customer in its application for any loan from the Bank under this Omnibus Credit Line. Unless otherwise agreed
between the Customer and the Bank in a separate agreement or otherwise set forth in any documents, certificates, instruments,
or materials submitted by the Customer to the Bank for the purpose of obtaining a credit line, this Agreement is applicable to
all transactions undertaken between the Customer and the Bank, with the following terms and conditions:

A: Common
Provisions

Article 1. This Omnibus Credit Line sets forth the maximum amount of the credit line extended by the Bank to the
Customer for the agreed-upon purposes under each separate extension of credit lines. Within the amount allocated under this
Omnibus Credit Line, the Bank may establish individual credit lines for individual credit purposes subject to the individual
maximum credit limits, as set forth in the relevant portions of this Agreement. The aggregate sum of these individual credit
lines is permitted to exceed the Omnibus Credit Line; however, at each actual drawdown, if the amount that has already been
drawn by the Customer previously, together with the amount being drawn at the time, exceeds the Omnibus Credit Line,
then notwithstanding that the amount being drawn at the time does not exceed its individual credit line, the total amount
that can be drawn by the Customer will be subject to the limitations set forth by the Omnibus Credit Line; except that within
the limitations set forth by the Omnibus Credit Line and the applicable individual credit line, the Customer may use those
credit lines as a line of revolving credit. 

If the amounts drawn involve foreign
currency, the calculation of the Omnibus Credit Line and individual credit line will be based on the prevailing exchange rates
set forth by the Bank at the time of that drawdown. If a fluctuation in the exchange rate causes the amount disbursed or advanced
by the Bank to exceed the Omnibus Credit Line or individual credit line set forth in this Agreement, the Customer shall be jointly
and severally liable to repay the excess portion.

Article
2. In its sole discretion, if the Bank determines that the Customer’s use of proceeds is improper, the Customer suffers a
decline in its credit standing, the Customer fails to provide collateral as requested, or as otherwise required by any operational
need of the Bank, the Bank may, from time to time, terminate the drawdown by the Customer, or decrease any of the credit lines
extended hereunder. If any controversy or dispute with a third party arises as a result thereof, the Customer shall be fully liable
for any and all costs, expenses, losses and damages and fully compensate and indemnify the Bank for any and all such losses and
damages thereof.

Article 3. Unless
otherwise required by the law, none of the repayment obligations of any indebtedness arising from any, IOUs, drafts, notes, promissory
notes, bills of exchange, cheques, negotiable instruments, letters of credit, purchase orders, endorsed negotiable instruments,
or other documents or instruments provided by the Customer to the Bank for the purpose of drawing on a credit line will be satisfied
and discharged until all indebtedness drawn under this Agreement is satisfied and discharged.

If the Customer has any questions
regarding the amount of the indebtedness, the Customer agrees that such amount shall be confirmed in accordance with the Bank’s
account cards, account books, account ledgers, vouchers, computer-produced information, other documents, certificates, correspondences
or photocopies of the same.

Article 4. Except as otherwise set
forth herein, the contents, creation, discharge, scope and any other rights over the collateral provided hereunder will be handled
in accordance with the applicable laws and agreements.

Article 5. This Agreement becomes
effective on the date of its execution; except that, if, prior to that date, the Bank has disbursed or advanced any funds, issued
any letters of guarantee, or extended any facilities, the terms and conditions contained herein will be retroactively effective
as of the date of those actions.

Notwithstanding that the Bank has approved any request
for renewal of this Agreement by the Customer, prior to the execution of that new or renewed agreement, the terms and conditions
of this Agreement remains in full force and effect.

Article 6.
Except those that are otherwise set forth herein to take precedent, all agreements, instruments, documents, or materials by or
between the Customer and the Bank are incorporated herein as an integral part hereof and has the same effect as this Agreement.

The Customer agrees to abide by
all current and future laws and regulations, as well as any other current or future policies, guidelines or regulations set forth
by the Bank, the relevant bankers’ association, and the relevant authority of financial operations.

Article 7.
The indebtedness created hereunder, unless the parties otherwise agree to use _______________ law as the governing law with respect
to, and applied to the essential of establishment, method and validity hereof, is governed by the laws of the Republic of China.

 

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The place of performance of this
Agreement is the location of the Bank. For any and all litigations concerning dispute or controversy arising from or in connection
with this agreement, except for matters subject to exclusive jurisdiction being given to specific court in applicable laws, the
Parties agree that the district court of law in the jurisdiction where the Bank’s Head Office or its _______ Branch is located,
or the Customer’s property is in existence, or Taipei District Court, Taiwan shall be the court of first instance.

Article 8.
This Agreement, its application form, all documents, instruments, and materials used to obtain credit lines, and all collateral
related documents and instruments are executed in both Chinese and English. If there is any conflict or discrepancy between the
Chinese and English versions hereof and thereof, the Chinese version will prevail.

Article 9. (Provisions for Information
Sharing between a Financial Holding Company and its Subsidiaries)

1.For cross-selling purposes, the
Customer agrees that the Bank may furnish the Customer’s information (including, without limitation, its basic, account,
credit, investment, and insurance information) to the financial holding company that the Bank is a part of, or to the subsidiaries
controlled by that financial holding company, as determined by the provisions of the Financial Holding Company Act, for mutual
disclosure, transfer, and sharing.

2.The contents and scope of the information
referred to hereinabove are as follows:

(1) Basic Information: including,
without limitation, name, date of birth, identification number, contact telephone number, and address.

(2) Account Information: including,
without limitation, account numbers or other numbers of comparable function, credit card numbers, savings account numbers, trading
account numbers, savings and loan amounts, and other trading information, and financial statements.

(3) Credit Information: including,
without limitation, records of dishonored checks, cancellation records, rejection records, and other operational information.

(4) Investment Information: including,
without limitation, objectives, amounts, timing, of investments and sales of investments information.

(5) Insurance Information: including,
without limitation, insurance types, periods, insured amounts, premium payment methods, claims processing, records of refusals
to insure, and other information.

3.The Customer understands and
agrees that the Bank, the financial holding company that the Bank is a part of, and the subsidiaries controlled by that financial
holding company, as determined by the provisions of the Financial Holding Company Act, may, in accordance with their business objectives
and as permitted by the law, collect, process by computer, transmit internationally, and use (including for the purposes of administrative
research, promotion, or distribution of consumer reports, etc.) the Customer’s personal information.

4.The Customer also agrees that
the Bank, the financial holding company that the Bank is a part of, or the subsidiaries controlled by that financial holding company,
as determined by the provisions of the Financial Holding Company Act, may designate a third party to process that information.
The Customer further consents and agrees to any and all disclosure of the information set forth in the item 1 of this Article
to that third party designated by the Bank, the financial holding company that the Bank is a part of, or the subsidiaries controlled
by that financial holding company, as determined by the provisions of the Financial Holding Company Act.

B: General Provisions

Article
1. (Scope of Indebtedness)

All indebtedness, whether set
forth herein or elsewhere, means all indebtedness arising from loans, advances, acceptance, note payments, guarantee, bank guarantee,
overdraft, discount, purchase of clean bills, issuance of letters of credit, import and export negotiation, import and export foreign
exchange business, account receivables financing agreement, financial derivatives trading agreement, credit card agreement, merchant
agreement, and all other indebtedness arising from business dealings with the Bank, including interest, default interest, penalties,
processing fees, indemnity for damages and other relevant expenses.

Article 2. (Joint and Several
Liability)

If the Customer, together with
any other debtor or debtors, jointly present the Bank with one or more agreements or invoices for the purpose of drawing a loan,
notwithstanding that the Bank has advanced or disbursed funds only to those other debtors, it will be deemed as if the Bank disbursed
the funds to the Customer. The Customer shall acknowledge that indebtedness as its own and agrees to be jointly and severally liable
for that indebtedness.

Disbursement of funds to any
one or more Customers will be deemed as disbursed to all Customers jointly and severally. Each Customer acknowledges the indebtedness
as its own and agrees to be jointly and severally liable for that indebtedness.

Article 3. (Notification
of Modified Items and Document Delivery)

If there is any agreement, amendment,
modification or addition to the name, organization, constituent documents, chop specimen, authorized representative, representative’s
scope of representation, or any other matters, the Customer shall inform and obtain approval from the Bank for those changes or
cancellations of any chop specimen that is no longer effective but was furnished to the Bank earlier. Prior to obtaining the approval
from the Bank for those changes and cancellation of the chop specimen, the chop specimen originally provided to the Bank remains
in full force and effective. The Customer shall take full responsibility and be liable for any transactions undertaken by the Bank
based on any such chop specimen.

If delivered by mail, courier, or
personally delivered to the last known address of the recipient or its representative, any notices or request for repayment or
communication made under or pursuant to a provision contained herein will be deemed to be duly delivered and received. However,
if the recipient or its representative changes its address, or those notices, requests or communications cannot be delivered for
any reason attributable to the recipient or its representative, and neither the recipient nor its representative has so notified
the Bank, the aforementioned notices, requests, or communications will then be deemed to be duly delivered and received once sent
by the Bank, via post, to the last known address of the recipient or its representative and the normal time required for mail delivery
has elapsed.

 

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The Customer agrees to exempt the Bank from any and
all notice obligations, if the Bank entrusts its creditor’s rights against the Customer (or assets) to a trust or a special
purpose company or vehicle for the purposes of securitizing its financial assets.

Article
4. (Interest)

The interest rate will be established
according to the individual credit agreement, or Drawdown Application or other related documents and instruments. If there is no
such agreement, the interest rate will be determined and established by adding 4% per annum to the Bank’s annual Base Rate
at the time of the creation of that indebtedness.

With respect to the aforementioned interest rate, the
Bank may make any adjustments in conformity with any adjustment in its Base Rate or any agreed-upon interest rate, and that adjustment
will be effective upon the Bank’s publication or notification. Unless otherwise agreed, any and all interest must be paid
on a monthly basis. If any interest payment is delinquent for one year and is still unpaid despite the Bank’s warning, the
Bank may roll such delinquent interest over into the principal of the indebtedness.

Article 5. (Acceleration)

If any of the following occurs
with respect to the indebtedness owed by the Customer to the Bank, except items (6) ~ (9) in which case the Bank shall give a prior
notice or demand with a reasonable cure period, the Bank in its discretion may then immediately suspend the credit extension to
the Customer, or reduce the credit line, or shorten the credit extension term , or declare all principal and interest amounts immediately
due and payable:

1. Any failure to
repay any principal or indebtedness when due under the specific Agreement;

2. Any
filing for composition, bankruptcy, or reorganization by the applicable law, or rejection and notification by the Bills
Clearing House, ceasing of business operation, settlement of all indebtedness; 

3. Any failure to
provide collateral as previously agreed;

4. In
the event of the death of an individual Customer, the heir or successor of the Customer declares a limited inheritance or
waives rights to inherit;

5. The
Customer’s assets are confiscated as a result of a criminal case or investigation.

6. Any failure to
make any interest payment for any indebtedness;

7. The
collateral is attached, lost or destroyed, loses its value, or becomes insufficient to secure the creditor’s
rights;

8. The
Customer’s actual use of proceeds deviates from the use approved by the Bank;

9. Any compulsory
execution, provisional seizure, provisional injunction or precautionary measure resulting in the Bank unable to be secured or
repaid; or

10. In addition to the circumstances specified in
the above items, the occurrence of any event specified in any agreement, whereby the Bank, for the purpose of maintaining its
secured creditor’s rights, demands the acceleration of repayment (whether or not any notification is required.)

Article 5-1.

The Customer agrees that if the
Customer is in breach of any of the following provision(s), the Bank shall have right to immediately suspend the credit extension
to the Customer, or reduce the credit line, or shorten the credit extension term , and/or declare all principal and interest amounts
immediately due and payable:

		1.	The Guarantor who is a member of Board of Directors or Board of Supervisors of the Customer
or any Corporate Legal Representative of the Customer and guarantees all or any part of said credit line quits or is removed from
office voluntarily or involuntarily; or occurs any of following events: restructure, bankruptcy, liquidation, death, being declared
and put under custody or assistance, or being declared totally or partially incompetent at law. On the occurrence of any of afore-mentioned
events, the Customer shall at latest before the end of the immediately next business day inform the Bank via telephone, fax, or
mail of said event forthwith, and notify the Bank in writing of full particulars of said event in three (3) days. Upon request
of the Bank, the Customer shall provide to the Bank the required documents which show that qualified party/parties have agreed
to take the position and assume the obligations of P/Note Guarantor, and/or the collateral(s) acceptable to the Bank have been
transferred, registered, or otherwise encumbered in favor of the Bank.

		2.	If the person who guarantees all or any part of the Customer’s said credit line has determined
to terminate his/her/its guarantee, in case such person’s guarantee is of definite period, the Customer shall provide to
the Bank the required documents within 30 days prior to the end of the guarantee period, in case such person’s guarantee
is of indefinite period, the Customer shall provide to the Bank the required documents in 5 days of receipt of the Bank’s
notification, which show that the original Guarantor has agreed to continue or other qualified party/parties have agreed to take
the position and assume the obligations of P/Note Guarantor, and/or the collateral(s) acceptable to the Bank have been transferred,
registered, or otherwise encumbered in favor of the Bank.

Article 6. (Substitution of
Guarantor)

Based on a tangible fact (or due to the occurrence
of an event set forth in any of the acceleration clauses contained in Article 5 of the General Provisions hereof), if the Bank
determines that any guarantor’s credit standing is deficient and there is a need to substitute or replace one or more guarantors,
immediately upon receiving that notice from the Bank, the Customer shall substitute or replace that guarantor or guarantors. The
original guarantor or guarantors shall have their guarantee obligations discharged by notice of the Bank, only after the new guarantor
or guarantors enter into that new guarantee agreement and the permission from any and all remaining original guarantors, who have
not been substituted or replaced. However, if it is agreed that the new guarantor or guarantors shall not be obligated to the indebtedness
incurred by the Customer prior to their substitution or replacement, the guarantee obligation of the original guarantor or guarantors
will not be discharged until that indebtedness has been fully repaid, satisfied and discharged and the relevant substitution or
replacement is completed.

 

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Article 7. (Set-Off )

Irrespective of the term of repayment
for any indebtedness by the Customer to the Bank, if the Customer breaches any of the provisions contained herein or elsewhere,
the Bank may debit any and all deposits of the Customer with the Bank or accelerate the repayment term of any and all indebtedness
of the Bank to the Customer prior to its maturity date (except for any checking deposits which are not terminated). The Bank may
further set off those amounts against any and all indebtedness incurred by the Customer to the Bank. 

The Customer understands and
agrees that, the checking deposit agreement entered into by and between the Customer will be terminated upon the event that: if
there is a breach of any provision contained in any agreement or documents by and between the Customer and the Bank, and the Bank
accelerates the maturity date, in accordance with the provisions contained therein. In the event that the checking deposit is so
terminated, the Bank shall immediately return any and all balance in such checking deposit account and set it off against any and
all indebtedness incurred by the Customer to the Bank. 

The set off set forth in the
preceding paragraphs will become effective upon the act of debiting from the applicable accounts. Concurrently, any and all savings
vouchers, passbooks, checks, or other vouchers issued by the Bank to the Customer will also be annulled to the extent of that set-off.

If any of the following
events occurs, the Bank shall not exercise its right to set off:

1. If there is
any law or regulation prohibiting the Bank from exercising its set off right.

2. If it is
otherwise agreed that the Bank shall not exercise its set off right.

3. If there exists a
management of other’s affair without mandate, or there is any agreement with a third party under and pursuant to which
the Bank shall make payments to the Customer.

Article 8. (Supervision, Audit, Review, and
Furnishing Information)

The Customer agrees to the Bank’s
right, but not obligation, to supervise the Customer’s use of proceeds from the credit line, audit Customer’s operations
and finances, and examine and supervise the status and preservation of the collateral. The Customer further agrees to the Bank’s
or Joint Credit Information Center’s review of its account ledgers, financial statements (including its consolidated financial
statements reflecting its affiliated businesses), documents, files and records. Each of the Bank or Joint Credit Information Center
may also request the Customer to periodically submit the credit approval data, or request the Customer to provide financial statements,
certified by an audited accountant recognized by the Bank, or the working paper thereof.

Neither the Bank nor the Joint Credit Information Center
will be obligated to conduct supervision, audit, or review. If the Bank determines that there is a need for the Customer to improve
its financial condition, the Bank may then restrict the Customer’s distribution of profits and earnings and request the Customer
to undertake recapitalization or other action to improve its financial condition.

Article 9. (Defect, Damage or Loss of any Negotiable
Instruments and IOUs)

If, for any reason that cannot be attributed to the Bank,
any loss or damage occurs to any IOUs, notes, negotiable instruments, or any other debt certificates that are signed, endorsed,
accepted, or guaranteed by the Customer, or if a change, revision, or alteration is made to any such debt certificates for which
the Bank cannot be held responsible, then, other than those account ledgers, vouchers, computer-produced documents, and photocopies
of transmitted records that the Customer has proved to be inaccurate and corrected by the Bank, the Customer consents to the content
and description within all such records. The Customer further agrees to repay the various fees, charges, costs, expenses, penalties,
principal and interest of the indebtedness on the maturity date, or, if requested by the Bank, rectify or provide new or additional
IOUs, notes, negotiable instruments, or any other debts certificates prior to the maturity date.

Article 10. (Provision of Credit Information)

The Customer agrees that the Bank, for the purposes
of understanding and determining the Customer’s credit standing and determining the credit line to be extended, or for any
other purpose necessary or appropriate to the Bank’s operational objectives, may furnish the Customer’s basic, financial,
savings, exchange, customs declaration, personal credit card usage, credit transaction, credit investigation, personal line of
credit, negotiable instruments credit information, and any other such personal credit information related to the Agreement, to
the Bank, other financial institutions, affiliates, Taiwan Depository and Clearing Corporation, Financial Information Service Co.,
Ltd., National Credit Card Center, Joint Information Credit Center, Small and Medium Business Credit Guarantee Fund, the Overseas
Chinese Credit Guarantee Fund, any assignee (potential assignee) of Bank’s loan, participant (potential participant) of Bank’s
loan, or any other Bank’s authorized agents. In accordance with the Bank’s registered business scope and its Articles
of Incorporation and the purposes set forth herein, the Bank may further collect, computer-process, internationally transmit, and
use any and all such personal information of the Customer. The Bank may further request such personal information of the Customer
from the aforementioned institutions or agencies.

If the Customer is restricted or prohibited from providing
the aforementioned information due to the laws of its place of business or registration (such as Hong Kong or other off-shore jurisdiction),
the Customer nevertheless agrees that the Bank, its head office, or any of its branches, may, in compliance with the scope of its
registered business, manage, control, or disclose information with respect to the total credit line, outstanding balance, and other
relevant information.

Article 11. (Exchange Rate for Foreign Currency Repayment)

If the Customer fails to perform its repayment obligations
denominated in foreign currency, the Customer shall repay, on the maturity date, the principal and interest in New Taiwan Dollars,
converted according to the Bank’s then published spot exchange rate to sell that currency, or in its original currency. If
the Customer delays its repayment for any reason, then it shall also pay the default interest and penalties incurred and pursuant
to the relevant provisions.

 

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Article 12. (Authorization)

Customer’s authorization: the Customer authorizes
the Bank to fill in the maturity date for any and all of Customer’s IOUs, or promissory notes, that is within the Bank’s
custody, control, or possession. 

Any and all transactions undertaken between the Customer
and the Bank will be deemed effective if signed or chopped in accordance with any one of the authorized signatures or chops specimen
(i.e. the chop specimen registered with the Ministry of Economic Affairs), or any other specimen of chop or signature furnished
by the Customer to the Bank in accordance with relevant agreements.

Article 13. (Default Penalties)

If the Customer fails to pay interest on time, fails
to repay the principal when due, fails to repay the principal and interest in installments, or fails to perform any of its repayment
obligations whatsoever, penalty or penalties will be calculated from the time of the default to the time of repayment and will
be assessed as follows:

Default Penalty with Respect to Repayment
in Installments:

For any installment repayment delayed for a period of
less than 180 days (inclusive): the repayment amount due in that period (including the amortized principal + interest due) x agreed
interest rate x days delayed / 365 days x 1.1.

For any repayments delayed for more than 180 days: the
repayment amount due in that period (including the amortized principal + interest due) x agreed interest rate x days delayed /
365 days x 1.2.

Default penalty for failure of any
repayment of principal when due:

For failure of any repayment of principal when due for
less than 180 days (inclusive): the total outstanding unpaid principal on the maturity date x agreed interest rate x days defaulted
/ 365 days x 0.1.

For failure of any repayment of principal when due for
more than 180 days: the total outstanding unpaid principal on the maturity date x agreed interest rate x days defaulted / 365 days
x 0.2.

Article 14. (Application Provision) 

If the Customer’s repayment or the amount automatic
debited by the Bank under or pursuant to the relevant provisions contained herein is not sufficient to cover Customer’s total
indebtedness, the repayment or the amount debited by the Bank shall be applied in the following order: miscellaneous fees, charges,
costs, and expenses (including Bank advanced insurance premium for collateral), default penalties, interest, default interest,
and the principal; except that if the amount advanced by the Bank pursuant to the forgoing provision is an insurance premium in
fire or earthquake risks, the Customer consents that the Bank may make the application thereof after six months from the date the
funds were advanced or disbursed. However, if the Customer’s debts are payable and due, the Customer intentionally delays
the repayment, or other event arises that severely decreases the Customer’s credit standing, this provision will not apply.

Article 15. (Other Costs and Expenses)

If the Bank conducts collection or initiates any legal
proceedings as a result of the Customer’s failure to repay on time, the Customer agrees to be jointly and severally liable
for the investigation costs and expenses, warehouse charges, transportation costs, attorneys’ fees (to retain counsel), and
any other costs or expenses incurred by the Bank for the purpose of executing or securing its creditor’s rights against the
Customer, unless the court adjudicates against the Bank.

Article 16. (Risk Control of Financial Holding Company)

1. The Customer agrees
that the Bank may furnish the Customer’s information (including, without limitation, the basic personal information,
account information or credit information) to the financial holding company that the Bank belongs to for mutual disclosure,
transfer and sharing.

2. The Customer understands
and agrees that the Bank and the financial holding company that the Bank belongs to may, for the purpose of risk control
other purposes to the extent permitted by the law, collect, process by computer, transmit internationally, and use the
Customer’s personal information (including, without limitation, for the purposes of risk control and administrative
research).

3. The Customer also agrees that
the Bank and the financial holding company that the Bank belongs to may designate a third party to process the transaction with
the Customer or the Customer’s information. The Customer further consents and agrees to any and all disclosure of the information
set forth in the item 1 of this Article to that third party designated by the Bank and the financial holding company that the
Bank belongs to.

C: Security
Provisions

Article 1. (No Defect)

Each of the Customer and collateral provider represents
and warrants that the Customer or collateral provider, as the case may be, has all rights and title to the collateral. There is
no lien, charge or encumbrance on the collateral by any third party. If a controversy or dispute arises, the Customer or collateral
provider shall be solely responsible for handling the matter and the Bank shall have no part in that controversy or dispute.

The Customer or collateral provider, as the case may
be, represents and warrants that all movable assets provided as collateral, and storage location thereof, match the information
shown on the collateral list. If any documents or instruments of title such as bills-of-lading or warehouse receipts are provided
as collateral, the name, type, quality, quantity, format, and other conditions listed therein match the information shown on the
collateral list.

If any documents or instruments of title such as bills-of-lading
or warehouse receipts are provided as collateral and the listed quality or quantity deviates from its actual condition in that
the quality is different, the number is less than represented, or it is otherwise false or inaccurate, either the indebtedness
must be repaid immediately or the collateral must be supplemented or replaced by the Customer or collateral provider, in order
to match or be comparable to the listed collateral, irrespective of whether the collateral was stored in the Bank’s self-operated
warehouse, unless the deviation can be attributed to the Bank’s willful misconduct or gross negligence.

 

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Article 2. (Storage and Safeguarding of the Movable Assets)

If the collateral is a movable asset, the Bank may determine
its storage location and safeguarding method, and inspect it at any time. If the Customer or collateral provider, as the case may
be, improperly stores or safeguards the collateral, within the designated time period by the Bank, the Bank may give notice to
the Customer or collateral provider, as the case maybe, to move the collateral or rectify the situation, and the Customer or collateral
provider shall then act so immediately. Unless it is attributable to the fault of the Bank, the Bank will not be liable for any
loss or damage incurred due to any movement or non-movement of the collateral, while it is in the possession, custody or control
of the Bank.

Article 3. (Responsibility of Safeguarding)

The Bank is not responsible for any loss or damage of
the collateral while it is in the Bank’s possession, custody or control unless that adverse condition is caused by Bank’s
willful misconduct or gross negligence. If the Bank is held to be responsible for any loss or damages as a result of its breach
of a provision contained herein, the Bank’s duty of care will, nevertheless, be subject to the limit of no willful misconduct
or gross negligence.

Article 4. (Limitations on the Disposal of Movable Assets
and the Obligations for Use and Safeguarding)

Prior to the full repayment of the secured indebtedness
and without the written consent of the Bank, the Customer or collateral provider, as the case may be, shall not transfer, mortgage,
pledge, lease, pawn, move, or otherwise dispose the collateral.

If there is a need for any change, improvement, enhancement,
or abandonment of the collateral, the Customer may do so only after the written consent of the Bank has been obtained. If any change
to the registration is required, the Customer or collateral provider, as the case may be, agrees to take all necessary and proper
actions relating to the change in registration and bear all related costs and expenses.

The Customer or collateral provider, as the case may
be, agrees to use and safeguard the collateral in conformity with the duty of a good administrator, and not to neglect to repair,
maintain, or undertake any other safeguarding measures. The Customer shall bear any and all costs, expenses, fees, and charges
relating to the taxes, repair, maintenance, or preservation of the collateral.

Article 5. (Replacement or Supplement of the Collateral)

If the collateral is lost, damaged, destroyed, or decreased
in value for whatever reason that is not attributable to the Bank, the Customer or the collateral provider, as the case may be,
agrees to immediately replace or supplement the collateral, as requested and approved by the Bank, or immediately repay all indebtedness.

Article 6. (Procedures and Insurance)

In conformity with all laws, regulations, and provisions
contained herein and therein, the Customer or collateral provider, as the case may be, shall provide proper storage, pay all taxes
and insurance (including, without limitation, any renewal or additional coverage), deliver, manage, move, or handle any other tasks
relating to the collateral. The Customer or collateral provider, as the case may be, shall bear all related costs, expenses, and
taxes.

If the collateral is insurable, the Customer or collateral
provider, as the case may be, shall designate the Bank as the beneficiary, and duly insure the collateral against fire or any other
risks requested by the Bank, at the costs and expenses of that Customer or collateral provider. If the Customer fails to initiate
or renew any insurance coverage, the Bank, at its sole discretion, may insure or renew the policy against the risk of fire or any
other risks, claims, liabilities, losses, or damages. The Customer shall then immediately reimburse the Bank for the funds advanced
to pay the insurance premium and relevant interest, otherwise the Bank may deem and include the funds advanced and relevant interest
payment due as an integral part of the indebtedness so secured by the collateral with equal claim of priority. For the avoidance
of doubt, the Bank has the right, but not the obligation, to initiate or renew the aforementioned insurance.

If the collateral is lost or destroyed, the Customer
or collateral provider, as the case may be, shall immediately repay the indebtedness in full, or, subject to the Bank’s approval,
provide additional collateral. The Customer or collateral provider, as the case may be, shall not then refuse to repay the indebtedness
in full for any reason including, without limitation, the delay, rejection, or insufficiency of the insurance compensation by the
insurance company.

Article 7. (Restrictions on the Disposal of Immovable Assets and
Joint Security)

If the collateral is a piece of real property, the Customer
or collateral provider, as the case may be, shall not construct, renovate, demolish, or undertake any other action that may decrease
the value of the collateral, without the prior written consent of the Bank. If any mortgages, superficies or leases are created
or that piece of real property suffers any losses, damages, or decreases in value after it has become a security interest, the
Customer or collateral provider, as the case may be, shall immediately and accurately informed that situation to the Bank in writing.
If the Bank suffers any losses or damages due to any breach of the terms and covenants or any inaccuracy in the representation
made by the Customer or collateral provider, as the case may be, that Customer or collateral provider shall be fully liable for
all civil or criminal responsibilities arising therefrom.

The Bank shall have the full security interest in the
foregoing collateral, irrespective of when or the order in which it is provided. The interest secured includes all past and present
indebtedness and any indebtedness hereafter created because of the business transaction between the Bank and the Customer. The
Bank has the right to set the maximum lien thereof at a value that is 120% of the indebtedness.

 

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Article 8. (Return or Replacement
of Collateral and its Certificates)

Any person who requests the Bank to return or replace
the collateral, its title certificates, or other related documents or instruments, by tendering the receipt, certificate of custody,
account passbook, specimen, or other certificates or invoices initially issued by the Bank to the Customer or collateral provider,
as the case may be, is deemed the duly authorized representative of that Customer or collateral provider. The Bank may then return
or replace the collateral accordingly.

Article 9. (Note Receivable)

If the Customer indorses and transfers a negotiable instrument
to the Bank as collateral or repayment of the indebtedness, the Customer agrees to the following:

1. For the convenience of
bookkeeping, the Bank may collect the payment made pursuant to that negotiable instrument, accrue it to certain amount, and
set it off against the Customer’s indebtedness. The Customer remains liable for any balance of the indebtedness, if
any.

2. After the Bank has
collected the payment made pursuant to the aforementioned negotiable instrument upon its maturity, subject to the
Bank’s prior written consent, the Customer may again provide security by deliver another negotiable instrument of equal
or greater value than the one collected by the Bank. The Bank shall then remit, credit, and deposit that amount in the
Customer’s account with the Bank or another financial institution. The Customer remains liable for any balance of any
and all indebtedness according to its terms and conditions in the related IOUs or negotiable instruments.

3. If the aforementioned
negotiable instrument is not accepted or honored, and the Customer fails to handle the situation in a designated time of
period or cannot be notified, the Bank may settle the collection matter with that obligor of such negotiable instrument at an
amount less than its face value, at the Bank’s sole discretion or depending on the financial condition of the obligor
of that negotiable instrument.

Article 10. (Notification of Collateral Modification and Collection
of Interest or Compensatory Fees)

In the event that any change occurs in the collateral
such as a loss, damage or decrease in value, or any interest, any compensation for eminent domain, or for any other reason which
shall be compensated by a third party, the Customer shall notify that situation to the Bank immediately. The Bank has the right,
but not the obligation, to collect that fund and set it off against the Customer’s indebtedness, and the Customer shall not
collect that fund without the Bank’s prior written consent. If the Bank incurs any loss or damage due to failure of the notification
with respect thereto, the Customer shall be liable for any and all losses or damages related thereto.

Article 11. (Partial Repayment)

In the circumstance that there is a partial repayment
of the indebtedness, without Bank’s prior written consent, a joint and several debtor or collateral provider, as the case
may be, shall not request the Bank to return the collateral in equal proportion pursuant to that repayment. If any change to the
registration is thereafter required, that Customer or collateral provider shall be liable for any and all related costs and expenses.

Article 12. (Registration Expenses)

If the collateral provided by the Customer or the collateral
provider, as the case may be, requires certain registration or title transfer, the Customer or collateral provider, as the case
may be, agrees to process the registration or transfer of title immediately and furnishes the Bank all such documents, instruments
or materials. That Customer or collateral provider shall also bear all costs and expenses with respect thereto.

Article 13:
(Causes of Confirmation of Secured Credit Rights)

If the amount of the encumbrance
created on the collaterals is the maximum mortgage amount and/or maximum pledge amount, the Bank may unilaterally suspend the credit
extensions or transactions and refrain from engaging in other credit extensions or transactions in case of the occurrence of any
of the following events:

(1) The
original date of confirmation of the credit rights is due.

(2) The
modification of the scope of the secured credit rights or another event causes the original credit rights to stop arising.

(3) The
legal relationship from which the secured credit rights arise has been terminated or has extinguished as a result of another event.

(4) The
Bank refuses to allow any credit rights to continue to arise, or there is an instance under Article 881-5 or 881-7 of the Civil
Code where the Customer (including the jointly and severally liable borrower) or the collateral provider requests for confirmation.

(5) The
Bank petitions for a ruling to auction the collaterals, or requests for the assignment of the ownership of the collaterals according
to the provision of Article 873-1 of the Civil Code, or the making of an agreement according to the provision of Article 878 of
the Civil Code.

(6)
The collaterals are attached by the court upon another creditor’s petition for compulsory execution, and the Bank is aware
of, or has been notified by the execution court of this fact. However, this restriction shall not apply to the circumstance where
the attachment on the collaterals is revoked.

(7)
The Customer, the jointly and severally liable debtor, or the mortgagor/pledgor is adjudicated bankrupt by the court. However,
this restriction shall not apply to the circumstance where the court’s adjudication is annulled and the annulment is confirmed.

(8) There
is an instance as mentioned in Article 881-10 of the Civil Code.

(9) There
are other circumstances which cause the original credit rights to be confirmed.

The Customer or the collateral
provider irrevocably agrees that, where it asserts confirmation of the credit rights secured by a maximum mortgage amount/ maximum
pledge amount, such assertion shall be made in writing and posted or delivered to the Credit Risk Unit of the Corporate Banking
Department of the Bank’s head office, and that the assertion shall become effective only on the day after the date on which
it was served on the Bank’s head office.

 

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D: Individually Negotiated Clauses

For exclusive use by the Customer (including, without
limitation any and all co-makers of negotiable instrument, collateral providers, or makers of promissory notes issued to secure
each drawdown):

	The
    Customer(s) hereby represents and warrants that I have had a reasonable time and opportunity to reviewed all the provisions
    contained in this Agreement, and I have specifically negotiated the following provisions: (1) Articles 1, 5, and 9 of the
    Common Provisions; (2) Articles 1, 2, 5, 6, 7, 10, 12, 14, 15 and 16 of the General Provisions, and (3) Articles 6, 12and 13
    of the Security Provisions.  The Customer(s) fully understand the content of all the provisions contained herein
    and consent to the terms and conditions hereof. The Customer(s) hereby execute this Agreement by the following chop or
    signature.
	
        (Chop)

         

         

         

         

         

         

         
	 	 
	
         

         

         

         

         

         

         

         
	 	 

E: Base Interest Rate

One: 3-Month Base Rate Benchmark

“Base Rate” means the
monthly average interest rate of “90-day secondary market interest rate of commercial papers” plus the “Bank’s
operation costs”.

1. The information is sourced
from the TWCPBA FIXING RATE published daily by the Thomson & Reuters.

2. The adjustment will be made
once every three months:

	I Interest Rate Effective Date	1/13 ~ 4/12	4/13 ~ 7/12	7/13 ~ 10/12	10/13 ~ 1/12
	II Sample Date	12/1 ~ 12/31	3/1 ~ 3/31	6/1 ~ 6/30	9/1 ~ 9/30

(1)“3-Month
Base Rate” is adjusted and announced by the Bank on each January 13, April 13, July 13, and October 13 of each year.

(2)“90-day
secondary market interest rate of commercial papers” means the average monthly rates of 90-day commercial paper secondary
market taken on each March, June, September, and December of each year (which shall be the arithmetic average with the averages
rounded to the nearest hundredth).

3.
“Bank’s operation costs” means that Banks’ operation costs as adjusted on April 13th of each year and
published on the Bank’s website,

4. If the
“Base Rate” adjustment date falls on a weekend or holiday, the adjustment will be postponed to the first business
day immediately following the purported adjustment date and that date will be deemed the adjustment date with respect
thereto.

5. If an event of Force
Majeure occurs that results in the Base Rate of the Bank to deviate from the market rate, the Bank has the right to
change the composition formula of its Base Rate; on the condition that, at least 10 days prior to that change and subject to
the approval from the Central Bank of China, the Bank first publishes the changed composition formula of the Base Rate at the
Bank’s business locations, its website, in the newspaper, magazine or other mass media.

Two: 1-Month Base Rate Benchmark

“Base Rate” means the
monthly average interest rate of “90-day secondary market interest rate of commercial papers” plus the “Bank’s
operation costs”.

1. The information is sourced
from the TWCPBA FIXING RATE published daily by the Thomson & Reuters

2. The adjustment will be made
once every month:

	I Interest Rate Effective Date	the 13th day of current month ~ the 12th day of next month
	II Sample Date	the 1st day of the month prior to the interest rate taking effect ~ the last day of that month

(1)“1-Month Base Rate”
is s adjusted and announced by the Bank at the 13th day of each month.

(2)“90-day secondary market
interest rate of commercial papers” means the monthly average rate shall be determined based upon the average rate of the
month prior to the instant effective month (which shall be the arithmetic average with the averages rounded to the nearest hundredth).

3.
“Bank’s operation costs” means that Banks’ operation costs as adjusted on April 13th of each year and
published on the Bank’s website,

4. If the
“1-Month Base Rate” adjustment date falls on a weekend or holiday, the adjustment will be postponed to the first business
day immediately following the purported adjustment date and that date will be deemed the adjustment date with respect thereto.

5.
If an event of Force Majeure occurs that results in the Base Rate of the Bank to deviate from the market rate, the Bank
has the right to change the composition formula of its Base Rate; on the condition that, at least 10 days prior to that change
and subject to the approval from the Central Bank of China, the Bank first publishes the changed composition formula of the Base
Rate at the Bank’s business locations, its website, in the newspaper, magazine or other mass media.

 

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Three: 3-Month Index 1 Rate Benchmark

The “Index 1 Rate” is
composed of the monthly average of the One-Year New Taiwan Dollar IRS Interest Rate.

1. The information is sourced
from the TWDIRS1 AVG RATE published daily by the Thomson & Reuters

2. The adjustment will be made
once every three months:

	IInterest Rate Effective Date	1/13 ~ 4/12	4/13 ~ 7/12	7/13 ~ 10/12	10/13 ~ 1/12
	II Sample Date	12/1 ~ 12/31	3/1 ~ 3/31	6/1 ~ 6/30	9/1 ~ 9/30

(1) “3-Month
Index 1 Rate” is adjusted and announced by the Bank on each January 13, April 13, July 13, and October13 of each year.

(2) The
monthly average interest rate of the One-Year New Taiwan Dollar IRS Interest Rate is the average of the monthly rates of
one-year New Taiwan Dollar IRS interest rate taken on each March, June, September, and December of each year (which shall be
the arithmetic average with the averages rounded to the nearest hundredth).

3. If the
“Index 1 Rate” adjustment date falls on a weekend or holiday, that adjustment will be postponed to the first
business day immediately following the purported adjustment date and that date will be deemed the adjustment date with
respect thereto.

4. If an
event of Force Majeure occurs that results in the Index 1 Rate to deviate from the market rate, the Bank shall have
the right to change the pricing index to the Base Rate; on the condition that, at least 10 days prior to that change, the
Bank first publishes that change at the Bank’s business locations, its website, in the newspaper, magazine or other
mass media.

Four: 1-Month Index 1 Rate Benchmark

The “Index 1 Rate” is
composed of the monthly average of the One-Year New Taiwan Dollar IRS Interest Rate.

1. The information is sourced
from the TWDIRS1 AVG RATE published daily by the Thomson & Reuters.

2. The adjustment will be made
once every months:

	I Interest Rate Effective Date	the 13th day of Current Month ~ the 12th day of Next Month
	II Sample Date	the 1st day of the month prior to the interest rate taking effect ~ the last day of that month

(1) “1-Month Index 1
Rate” is adjusted and announced by the Bank at the 13th day of each month.

(2) The monthly average
interest rate of the One-Year New Taiwan Dollar IRS Interest Rate shall be determined based upon the average rate of the
month prior to the instant effective month (which shall be the arithmetic average with the averages rounded to the nearest
hundredth).

3. If the
“Index 1 Rate” adjustment date falls on a weekend or holiday, that adjustment will be postponed to the first
business day immediately following the purported adjustment date and that date will be deemed the adjustment date with
respect thereto.

4. If an
event of Force Majeure occurs that results in the Bank’s Index 1 Rate to deviate from the market rate, the Bank
shall have the right to change the pricing index to the Base Rate; on the condition that, at least 10 days prior to that
change, the Bank first publishes that change at the Bank’s business locations, its website, in the newspaper, magazine
or other mass media.

F: Special Provisions for Individual Credit Lines

General Credit Line Agreement:

Article 1 (Credit Line)

This credit line is limited to the amount agreed upon
between the Customer and the Bank.

Article 2. (Term of Credit Facility)

The term under and pursuant hereto shall begin on the
date hereof and terminate on either the date the Customer fully performs all of its obligations hereunder or on a date otherwise
agreed by the Bank and the Customer.

Article 3. (Interest, Repayment Procedure,
and Administrative Fees)

Payment and repayment under and pursuant hereto shall
be made by the Customer in accordance with the method set forth by the Bank or as agreed by the Bank and the Customer.

Overdraft Agreement:

Article 1. (Overdraft Account)

Beginning on the date hereof, the Customer shall utilize
any and all overdrafts from the checking deposit account that the Customer opened with Bank by issuing a cheque or cheques, or
any other negotiable instrument approved by the Bank. The Customer shall also repay all overdrafts occurred prior to the date hereof
in accordance with the terms and conditions hereof.

Article 2. (Interest)

The interest rate of the aforementioned overdrafts will
be calculated by using the annual interest rate agreed by or between the Customer and the Bank on a monthly basis, and rolled over
into the account overdrafted. If the principal and interest amounts exceed the agreed overdraft limit, the Customer shall immediately
repay the excess amount.

Article 3. (Term of Overdraft and
Penalties)

The term of the overdraft begins
on the date hereof and terminate on the agreed upon date, whereupon the Customer shall immediately repay the full amounts of the
principal and interest. Any and all default interest and penalties incurred therein will be calculated in accordance with the agreed
interest rate.

If the Bank determines that the Customer’s use
of the overdraft proceeds is improper, or if any other reason exists, the Bank may, at any time, decrease the overdraft limit or
refuse to honor cheques or other negotiable instruments and further notify and request the repayment of the overdraft amounts of
principal and interest within one month, irrespective of any repayment period set forth herein or elsewhere. The Customer shall
then immediately comply therewith and thereto without objection. The Customer shall bear full responsibility of any controversy
or dispute with a third party arising as a result therefrom, and if the Bank incurs any loss or damage as a result thereof, the
Customer shall further compensate and indemnify the Bank for any and all costs and expenses thereof.

 

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Guarantee Agreement:

Article 1. (Counter Party, Scope, Limits, Responsibilities
and Term)

The Customer hereby delegates the
Bank to act as a guarantor and provide any third party (hereinafter referred to as the “Third Party Creditor”) with
the guarantee documents and instruments in accordance with the following terms and conditions:

1. Scope
of the Guarantee: the scope of the guarantee herein is as set forth in the guarantee documents or instruments issued by the
Bank.

2. Limit
of the Guaranteed Amount: the guarantee amount herein is limited to the amount agreed between the Customer and the Bank.

3.
Responsibilities of the Guarantee: if the Customer fails to perform any term or condition under or pursuant to any agreement
between the Customer and the Third Party Creditor, upon receiving written notice from the Third Party Creditor with respect
thereto, the Bank shall immediately perform its guarantor’s obligations as a primary obligor without the right of
benefit of discussion or other objection.

4. Term
of the Guarantee: the term herein is as set forth in the guarantee documents or instruments issued by the Bank.

5. Other delegation items
shall comply with any and all terms and conditions set forth in the agreement between the Customer and Third Party Creditor
or the request by the Third Party Creditor.

Article 2. (Term)

The term of this agreement begins on the date hereof
and terminates on the date that the Customer fully performed all of its obligations and repay all of its indebtedness. During the
term of this agreement, the Customer has the discretion to request the Bank to provide guarantee at once, in multiple instances,
or as a revolving guarantee facility within the limits of the guaranteed amount. All the guarantee documents or instruments signed
by the Bank during the term of this agreement will be valid and effective. If the Bank disburses or advances any guarantee payment
subsequent to the term hereof, the Customer shall remain fully liable to reimburse the Bank for the full amount.

Article 3. (Guarantee Service Fees)

The guarantee service fee referenced herein must be paid
according to the Bank’s approved rate and relevant rules of the Bank; provided, however, the minimum charge will be NT$1,000.
If the Bank provides the guarantee in multiple instances or as a revolving facility, the fees must be paid according to the Bank’s
regulations applicable thereto. The guarantee service fee must be paid in full prior to the Bank’s signing of the guarantee
documents or instruments; otherwise the Bank may refuse to sign those documents or instruments. All taxes payable or to be withheld
must be the paid or withheld by the Customer. If any exchange settlement fees, loan administration fees, postage, telephone charges,
or any and all other costs and expense is incurred, the Customer shall also be liable thereto and reimburse the Bank in full.

Article 4. (Service Fees Prior to
Termination of Guarantee Obligation)

If the Customer fails to perform its obligations to the
Third Party Creditor during the term of the Bank’s guarantee period, or the Customer fails to file for an extension thereof,
or fails to be granted an extension thereof by the Bank, the Customer shall then immediately perform its obligations and pay the
aforementioned guarantee service fees on that portion of the obligation that the Customer fails to perform to the Third Party Creditor
(to be evidenced by the books and records of the Bank and as calculated by the remaining amounts of guarantee that the Bank has
disbursed or advanced after deducting the amounts of the repayment that has been waived by the Third Party Creditor in writing).
If the Customer defaults its reimbursement of the amounts of guarantee payment previously disbursed or advanced by the Bank for
a period less than six months, the guarantee service fees will be calculated on a six months basis; if the Customer defaults for
more than six months but less than one year, that fee will be calculated on a twelve months basis and so on based on a six months
unit. The guarantee service fee must be paid within seven days after its maturity. If the guarantee period is shortened, the paid
fees will not be refunded.

Article 5. (Principal, Interest, and
Penalty for Advanced Funds)

If the Bank disburses or advances funds in connection
with the delegated guaranteed payment and any other charges for delay payment, interest, penalties, delayed interest, or any other
costs or expenses related to the guarantee, the Customer shall immediately reimburse the amounts disbursed or advanced by the Bank,
notwithstanding that the amounts so disbursed or advanced by the Bank exceeds the limit of the guarantee amount. The Customer shall
further repay the Bank interest payment on the amounts so disbursed or advanced by the Bank at the interest rate that is the Bank’s
Base Rate plus 4% per annum. If the Bank adjusts any of its relevant interest rate subsequent to the date of the funds were disbursed
or advanced, the Customer shall repay the Bank in accordance with the newly established Primate Rate plus 4% per annum calculated
from the date of that adjustment and pay any and all penalties calculated and applied from the date of the funds were disbursed
or advanced by the Bank.

Article 6. (Fluctuation of Foreign Currency
Exchange Rate)

If the guaranteed amount is calculated based on a foreign
currency, the risk of exchange rate fluctuation shall be borne by the Customer. If the Bank incurs any loss or damage as a result
of exchange rate fluctuations, Customer agrees to fully compensate and indemnify the Bank thereof. Except as otherwise agreed,
the conversion of the foreign currency guaranteed amount into New Taiwan Dollars will be calculated based on the most adverse exchange
rate during the guarantee period, or as otherwise determined by the Bank.

Article 7. (Payment of Taxes)

If the Bank guarantees the tax payment of any of Customer’s
raw export materials, work-in-process, or finished goods, and if all or a part of the taxed materials are not processed or exported
by the end of the guarantee period, the Customer shall apply for an extension thereof with the Ministry of Finance and immediately
pay all remaining taxes payable to the customs administration. The Customer shall further pay the charges for delay payment, calculated
by compounding daily 0.05% of the taxable amount, for the period beginning on the date that tax payment is incurred to the date
that that tax payment is fully paid. Otherwise, the Bank may pay the tax payment on Customer’s behalf, and either dispose
of the collateral or request reimbursement from the Customer or request the contribution from other joint and several guarantors.

Article 8. (Unconditional Performance of
Guarantee)

If the Customer fails to perform its obligations to the
Third Party Creditor as agreed, immediately upon the Bank’s receipt of a written notice to fulfill its guarantee obligations
by that Third Party Creditor, the Bank may unconditionally perform its guarantee obligations, based on the documents and instruments
signed by the Bank under and pursuant hereto. The Customer shall not defend its reimbursement obligation to the Bank by setting
up any defenses that it has against that Third Party Guarantor or due to any war, natural disaster, or other Force Majeure
event.

 

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Agreement for Acceptance and Guarantee of Negotiable Instruments:

Article 1. (Term)

The term of this agreement begins on
the date hereof and terminates on the date the Customer fully performs all of its obligations and repays all of its indebtedness
hereunder.

Article 2. (Amount)

The amount hereof is as set forth in the documents, agreements
and instruments (revolving or non-revolving) presented by the Customer to the Bank, under this agreement, for acceptance of bills
of exchange or payment of guaranteed promissory notes.

Article 3. (Time Limits on Acceptances or
Guarantees of Negotiable Instruments)

With respect to the application to the Bank for acceptance
of any bills of exchange or payment for any guaranteed promissory notes, the period between the date that the Bank undertakes to
accept or guarantee and the maturity date of the relevant bill of exchange or promissory note shall not exceed the agreed period.
The Bank shall be the drawee or the paying agent of the drawee and the Bank’s place of business shall be the place of the
payment.

Article 4. (Advanced Interest and Default
Penalties)

If the Customer requests the Bank to accept or guarantee
the payment of a negotiable instrument, prior to the maturity date thereof, the Customer shall deposit sufficient funds into the
Customer’s account with the Bank for the purpose of making the payment thereof. If that deposit is delayed for any reason,
and the Bank advances any funds thereof, after receipt of notice from the Bank, the Customer shall immediately reimburse the Bank
for the funds so advanced and any applicable interest, penalties, fees, charges, costs and expenses thereof. The interest rate
will be calculated form the date of Bank’s advance and will be calculated based on the Bank’s Base Rate at that date
plus 4% per annum. If the Bank adjusts its relevant interest rate, that portion of the interest on or after the adjustment date
will be calculated based on Bank’s newly adjusted Base Rate plus 4% per annum. The Customer shall also pay any and all penalties
in accordance with the Bank’s policies, regulations and guidelines.

Article 5. (Service Fees)

The Customer shall
pay the Bank any and all service fees incurred by the Customer to the Bank pursuant to the provisions contained herein or in the
Bank’s policies, regulations or guidelines. The payment must be made at once at the time of the acceptance or guarantee,
provided that the amount thereof shall be more than NT$1,000.

Article 6. (Reimbursement of the
Advances)

Notwithstanding that the Bank advanced
the funds subsequent to the agreed upon acceptance date or the guarantee period, the Customer shall compensate and reimburse the
Bank for the performance of all of its obligations resulting therefrom under or pursuant to the Customer’s request.

If the Bank advances any funds or suffers any losses
or damages as a result of its performance in compliance with the Customer’ instruction to accept or guarantee one or more
negotiable instruments, irrespective of whether the Customer is at fault, the Customer shall immediately repay the amounts of the
negotiable instrument, delay interest, penalties and all other fees, charges, costs, and expenses, and shall compensate and reimburse
the Bank for all losses and damages incurred thereby, unconditionally and without any objection.

Agreement for Delegation to Draw Domestic
Letters of Credit:

Article
1. The term of this agreement begins on the date hereof and terminates on the date the Customer fully performed all of its obligations
and repay all of its indebtedness. With respect to a draft issued under a letter of credit that is issued pursuant to a provision
contained herein, notwithstanding that the maturity date of that draft is subsequent to the expiration of the term hereof, the
Customer remains liable for all obligations thereof.

When the Customer applies to the
Bank for the issuance of a letter of credit, the Customer shall deliver to the Bank the relevant application form and all other
documents, instruments or materials requested by the Bank as well as apply for an advance of funds from the Bank. The Customer
agrees to repay each of the indebtedness incurred by the Bank in connection with the issuance of the letters of credit thereof
by the Bank.

Article
2. The domestic letters of credit referred herein mean the domestic sight letters of credit or domestic usance letters of
credit, as the case may be. The term of the draft issued under the domestic usance letters of credit shall not exceed the
agreed time period.

Article 3. The Customer acknowledges
that the amounts set forth in its application for the issuance of letter of credit and all interest and charges resulting there
from are the amounts that the Bank advances or guarantees the payment on behalf of the Customer. By the application for the issuance
of a letter of credit or any or all documents or instruments relating to the draft there under, the Customer authorizes the Bank
to pay any amount shown on the relevant drafts drawn under each of the letters of credit.

Article 4. In every instance
that the Customer applies for the issuance of a letter of credit, it shall first deliver to the Bank a promissory note which does
not require a certificate of protest for its enforcement and where the Bank serves as the paying agent. That promissory note is
served as the repayment method for all of the Customer’s indebtedness incurred hereunder.

Article 5. The Customer
acknowledges that the promissory note that was delivered to Bank pursuant to the foregoing Article 4 is the method by which
the Customer shall repay its indebtedness created hereunder, which method is the indirect payment method under the Civil
Code, and shall exist in conjunction with the indebtedness incurred hereby.

Article
6. In accordance with the Bank’s review and determination, if the drafts and all related documents, presented in accordance
with the provisions set forth in the letter of credit issued pursuant to this Agreement match the form and substance set forth
in that letter of credit, the Bank shall immediately advance, or accept and advance, the issued amounts thereto. Irrespectively
of whether the Customer is notified orally or in writing, the Customer shall repay with interest all funds advanced within 10 days
from the date of that advance. Interest payable for the advanced amounts will be calculated based on the Base Rate of the Bank
at the date of the advance, plus 4% per annum. In the circumstance of acceptance, the Customer shall then deposit the amounts in
equivalent to the issued amounts to an account opened with the Bank prior to the maturity date. If the aforementioned period has
expired, and the Customer fails to repay or deposit those amounts, the Customer shall immediately pay the interest, calculated
according to the Bank’s New Taiwan Dollar Base Rate plus 4% per annum, plus all penalties incurred in accordance with the
Bank’s policies, regulations, and guidelines.

Notwithstanding any controversy
or dispute arising from the discovery that the aforementioned drafts or documents related thereto, were forged, changed or altered,
or there exists any other reason, (including, without limitations, the instance where the product quality or quantity deviates
from what is shown on the documents or instruments), the Bank shall not be responsible thereto, and the Customer shall not, for
any reason, object to or refuse payment.

 

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Article 7. Upon receipt of notice
from the Bank, the Customer shall immediately pay any and all charges and expenses incurred in connection with the application
and issuance of letters of credit.

Article 8. So long as it is
not attributable to the fault of the Bank, the Bank shall not be responsible for any error or delay occurred during the transmission
of the letter of credit issued pursuant hereto by the transmission agency, any error in interpreting any technical terminology
thereto, any delay in arriving at the place of delivery, any losses, damages, deterioration or destruction, whether in quality,
volume, or value of the documents or the goods shown on the documents, any losses or damages occurred during their transportation
or subsequent to their arrival at the place of delivery resulting from the insufficiency of the insured amount or the lack of insurance
thereof, any hindrance, confiscation, or detention by a third party or for any other reason or reasons whatsoever. Notwithstanding
the occurrence of any of the above event, the Customer shall pay the full issued amount under that letter of credit.

Article 9. If any losses or
damages occur to the purchased goods shown on the letter of credit resulting from any failure to perform, delivery, or delay by
the beneficiary of the letter of credit, or resulting from any other force majeure event, the Customer shall bear all responsibility.

Article 10. If any matter with
respect to the operation, responsibilities, or obligations under the letter of credit is not provided herein, the Customer
agrees that the Uniform Customs and Practice for Documentary Credits set forth by the International Chamber of Commerce, and
the INCOTEREMS shall be incorporated therein as an integral part thereof. The Customer agrees to be bound by those terms.

Article 11. The Customer
agrees to duly insure, with sufficient loss benefit, all merchandise or inventory set forth under each letter of credit, or
any collateral provided by the Customer. Subject to the Bank’s prior approval, the Customer shall name the Bank as the
beneficiary to that insurance (or include the specific clauses in connection with the mortgage or any other lien therein) .
All fees, charges, costs, and expenses relating thereto are for the account of the Customer. If the Customer delays in
insuring or fails to renew the policies, the Bank has the right, but not the obligation, to advance funds for the insurance
premium or any other fees and expenses thereof. The Customer shall repay any and all funds advanced by the Bank. If the
Customer delays in repaying the funds, the Customer shall be liable for any and all interest incurred pursuant to Article 6
of this agreement.

Article 12. The Customer
agrees to provide all transport documents, all purchased goods shown on each letter of credit, and all other collateral
provided hereto, as a security for the indebtedness under each draft issued pursuant to any letter of credit. This Agreement
constitutes the conclusive proof of the creation of that security interest. The aforementioned purchased goods include,
without limitation, all income from sales thereof after value-added process (including cash or notes). If the aforementioned
goods has been processed for export, the Customer agrees to undertake export negotiation at the Bank in order to repay its
indebtedness as set forth herein.

Article 13. In the event that
the collateral is in the danger of being lost, damaged, deteriorated, destroyed, or its value has declined for any other
reason or reasons, the Customer agrees to immediately supplement it by providing additional collateral. If the Bank deems it
necessary, the Bank may dispose the collateral in any manner to set off any proceeds received thereby against any principal
or interest of the Bank’s advanced funds and any and all costs and expenses incurred in connection thereto.

Article 14. If the Customer
fails to perform any obligation under the provisions contained herein, or the Bank deems that the Customer unable to repay
its indebtedness when due, the Bank may, at any time, request the Customer to repay each indebtedness, and directly dispose
the collateral, without notifying the Customer, to effectuate any set-off of the Bank’s advanced funds, and any and all
fees, charges, costs, or expenses incurred in connection thereto. If the Customer has any other property deposited with the
Bank, the Bank may further retain that property and directly effectuate any set-off thereof.

Agreement for Delegation to Draw Sight Letters of Credit:

Article 1. The Customer shall
apply to the Bank for the issuance of letters of credit by submitting the relevant application form and apply for the Bank to
advance funds in foreign currency. The Customer shall repay each indebtedness created pursuant to the provisions contained
herein. The Customer shall not object by reason of other application for letter of credit or for any other reasons.

Article 2. The funds drawn
down pursuant to this agreement may be drawn in other foreign currency. The interest on these foreign currency draw downs
shall be calculated according to the interest rate used by the Bank for other foreign currency advances and Articles 7 and 8
hereof. If the amounts advanced by the Bank exceeds the amounts set forth herein as a result of exchange rate fluctuation or
any other reasons, the Customer and guarantor, if any shall immediately repay the excess portion.

Article 3. The Customer authorizes the Bank to pay the draft
issued under and pursuant to each issued letter of credit.

Article 4. The Customer shall
deliver to the Bank each import permit (or the second slip of the specialized application for the issuance of letters of
credit for permit-exempt goods). The Customer stipulates that the amount advanced by Bank includes the difference between
amount shown on the foreign exchange settlement receipt or trade certificate and the foreign exchange settlement amounts,
(i.e. the unsettled exchange amounts), as well as all applicable interest, penalties, and related fees and charges. The
Customer further agrees to use the foreign exchange settlement receipt or trade certificate for verification, and shall raise
no objections.

Article 5. The Customer
agrees to provide the transport documents and import goods under each letter of credit as collateral for the indebtedness
created under each letter of credit. This agreement constitutes the conclusive proof of the creation of that security
interest. If the Customer fails to repay the advanced amounts pursuant hereto, or the Bank determines that the Customer is
unable to repay those amounts when due as a result of a decline in its financial standing, the Bank may declare and claim
those imported goods from the Customs Administration and auction or freely dispose those goods (in its sole discretion with
respect to the method, time, price thereof), as well as other collateral provided to the Bank as security, to set off the
Bank’s advanced amount and any and all other fees and charges incurred thereof (including taxes, warehouse rent, and
transport fees disbursed in declaring and claiming of the goods). If there is any insufficiency thereof, the Customer shall
jointly remain responsible thereof.

 

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Article
6. The Customer shall repay each advanced amounts and pay each interest payment within ten days after the receipt of notice
in writing or orally from the Bank upon the arrival of the transport documents under each letter of credit. The Customer
shall further repay the Bank either by its own foreign currency or by settling a foreign exchange based on the Bank’s
spot exchange selling rate on the date of the repayment; except if any of the following events occurs, the repayment method
will be as set forth therein:

1. If the
transport documents arrive prior to the arrival of the goods, the Customer may provide verification documents from the
shipping company and make repayment within three days after the arrival of the goods. But if the goods have not arrived
thirty days after the Bank has issued the notice in connection with the arrival of transport documents, the Customer shall
immediately repay in full.

2. If the
goods arrive prior to the arrival of the transport documents, and a delivery against letter of guarantee is required to be
undertaken, the Customer shall immediately make repayment. This shall also apply when the endorsement on the countersigned
bill-of-lading is provided upon application.

3. If the
letter of credit has expired but the transport documents received after that date conform to the conditions during
negotiation, the Customer shall immediately repay in full.

4. If the goods are shipped
in installment, the Customer shall repay the Bank’s advanced amount in proportion to the goods shipped in each
installment as set forth in each transport document. In the event that the multiple shipments are shipped by air, the
Customer agrees to repay the advance on the letter of credit in lump sum, unless otherwise approved by the Bank.

Article 7. If the Bank
advances funds, the interest on the advance shall be calculated beginning the date of the Bank’s actual advance and
terminating on the repayment date determined herein. (If the letter of credit contains a provision authorizing a deduction,
the date of the Bank’s actual advance shall be the date of that deduction. If the letter of credit does not contain a
provision authorizing the deduction, the date of the Bank’s actual advance shall be the date of the Bank’s
book-entry and issuance of payment notification.) The interest shall be calculated by the rate of interest as agreed by the
Bank and the Customer on the relevant advance date, and shall be settled and paid in lump sum with the repayment of each
advance.

Article 8. If the Customer
delays the repayment of each advanced funds and interest thereof, the Customer shall pay default interest calculated
according to the greater of the Bank’s “New Taiwan Dollar Base Rate plus 4% per annum” or “Foreign
Exchange Credit Line Rate of Interest”, beginning on the date of the delay. The Customer further agrees to pay any
penalties incurred thereof.

Article 9. If the Bank issues
a letter of guarantee for delivery of goods or endorses a countersigned bill-of-lading at the Customer’s application
and request, and the product name, format, unit price, total price, or delivery terms and conditions deviates from those
contained in the later arriving transport documents, the Customer shall pay any supplementary payments and handle all other
tasks in accordance with the transport documents. If the Bank incurs any losses or damages as a result of the discrepancy
between the contents of the documents endorsed by the Bank and the transport documents received, the Customer shall
compensate and indemnify the Bank for any and all losses and damages therefrom. This application for letter of guarantee or
endorsement of a countersigned bill-of-lading, as the case may be, is incorporated herein by reference and made a part
hereof. The Customer shall abide by all terms and conditions therein.

Article 10. If the Bank
incurs any losses or damages in the goods (including goods in transit) under each letter of credit, as a result of the
seller’s (letter of credit beneficiary’s) failure to perform its obligation, late delivery of goods, or other
force majeure event, the Customer shall bear the responsibility and fully indemnify the Bank. If the letter of credit
beneficiary is unable to receive the whole or a portion of the amount under each letter of credit, or the letter of credit
has expired, the Bank may reclaim the funds to set it off against Bank’s advanced funds under each letter of
credit.

Article 11. The Customer
shall obtain the Banks consent with respect to the types of the insurance and relevant insurance conditions for the insurance
of the goods set forth in each letter of credit. If the goods are imported pursuant to FOB, C&F, or other similar pricing
conditions, the Customer shall duly insure the goods, name the Bank as beneficiary, and provide the originals of the
insurance policy and insurance premium invoice to the Bank for safekeeping. The Customer shall bear any and all related
insurance costs and expenses. If the Customer delays insuring or fails to renew the policy, the Bank has the right, but not
the obligation, to advance funds and insure the goods on Customer’s behalf. The Customer shall repay any and all funds
advanced by the Bank. If the Customer delays it repayment, the Bank may roll that amount to Customer’s total
indebtedness, and the Customer shall pay interest and penalties in accordance with Articles 7 and 8 of this agreement.

Article 12. Any person who
requests the Bank to return or replace the collateral by tendering records of the import documents or certificate of custody
initially received by the Customer, shall be deemed as the duly authorized representative of the Customer, and the Bank shall
be entitled to so return or replace the collateral. The Customer shall bear full responsibility for any controversy or
dispute arising there from.

Article 13. So long as it is
not attributable to the fault of the Bank, the Bank shall not be responsible for any error or delay occurred during the
transmission of the letter of credit issued pursuant hereto by the transmission agency, any error in interpreting any
technical terminology thereto, any delay in arriving at the place of delivery, any losses, damages, deterioration or
destruction, whether in quality, volume, or value of the documents or the goods shown on the documents, any losses or damages
occurred during their transportation or subsequent to their arrival at the place of delivery resulting from the insufficiency
of the insured amount or the lack of insurance thereof, any hindrance, confiscation, or detention by a third party or for any
other reason or reasons whatsoever. Notwithstanding the occurrence of any of the above event, the Customer shall pay the full
issued amount under that letter of credit.

Article 14. The Customer
acknowledges that it shall, in accordance with the repayment date set forth in Article 2, repay the Bank for any acceptance
or payment undertaken following verification that the draft and all related documents issued under the letter of credit
provisions in this Agreement conform to the terms and conditions set forth in the letter of credit. Notwithstanding any
controversy or dispute arising from the discovery that the aforementioned drafts or documents related thereto, were forged,
changed or altered, or there exist any other reason or reasons, (including, without limitations, the instances where the
product quality or quantity deviates from what is shown on the documents or instruments), the Bank shall not be responsible
thereto, and the Customer shall not, for any reason, object to or refuse payment.

Article 15. If matters with
respect to the operation, responsibilities, or obligations under the letter of credit are not provided herein, the Customer
agrees that the Uniform Customs and Practice for Documentary Credits set forth by the International Chamber of Commerce, and
the INCOTEREMS shall be incorporated therein as an integral part thereof. The Customer agrees to be bound by those terms.

 

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Agreement for Delegation to Draw Usance Letters of Credit:

Article 1. Each time the
Customer applies to the Bank for the issuance of a usance letter of credit, the Customer shall provide the relevant
application form with the Bank. The Customer acknowledges that the amount paid by the Bank for foreign guarantee or advanced
by the Bank on behalf of the Customer shall include the difference between amount shown on the foreign exchange settlement
receipt or the trade certificate and the foreign exchange settlement amount ( i.e., the unsettled exchange amount) within the
agreed limit, as well as applicable interest, penalties, and related fees and charges. The Customer further agrees to use the
foreign exchange settlement receipt or trade certificate for verification, and agrees to repay each indebtedness according to
the provisions set forth herein.

Article 2. If the Customer
purchases goods in a jurisdiction where the legal currency is not US dollar, the Customer may apply for issuance of usance
letters of credit in other foreign currency. But the total amount in each usance letter of credit shall be converted into
U.S. dollars by using an exchange rate specified by the Bank, and the revolving amount shall be within the agreed limit. If
the Bank’s advanced amount exceeds the agreed limit due to exchange rate fluctuation or other reasons, the Customer
shall be responsible for repaying the excess portion.

Article 3. In addition to the
collateral provided in accordance with the agreement with the Bank the Customer agrees to provide the transport documents and
import goods in each letter of credit, as collateral for each letter of credit. This agreement constitutes the conclusive
proof of the creation of that security interest. If the Bank deems that the Customer may be unable to make payment due to a
decline in its financial standing after arrival of the goods, the Bank may claim the goods and execute its security interest.
The Bank may further auction or, at its discretion with respect to method, time, and price, dispose of the goods. If there is
any insufficiency, the Customer agrees to pay the difference thereof. The Customer further agrees to immediately repay any
and all other advanced fees and charges incurred in the claiming of the goods, including taxes, warehouse rent, and transport
fees.

Article 4. If a revolving
usance letter of credit is issued hereunder, the maximum period may not exceed the agreed number of days, and the repayment
date shall be determined according to the expiry of the draft or payment provided in the letter of credit issuance
application form. If the Bank makes advances, the interest on the advance shall be calculated beginning the date of the
Bank’s actual advance. (If the letter of credit contains a deduction authorization provision, the date of the
Bank’s actual advance shall be the date of deduction. If the letter of credit does not contain a deduction
authorization provision, the date of the Bank’s actual advance shall be the date of the Bank’s book-entry and
issuance of payment notification.) The interest shall be calculated by the interest rate as agreed by the Bank and the
Customer on the relevant advance date, and shall be settled and paid in lump sum with the repayment of each advance.

Article 5. The Customer shall
immediately handle the tasks of declaring and claiming the goods upon the arrival of each transport document issued under the
letters of credit pursuant hereto. If the Bank incurs any loss or damage as a result of the Customer’s delay or failure
to handle the matter, the Customer shall compensate and indemnify the Bank for any and all losses and damages thereof. The
Customer shall further handle the matters according to the Bank’s instruction, and shall raise no objections.

Article 6. The Customer shall repay
the principal and interest on each advance no later than the usance letter of credit repayment date. The Customer shall repay the
Bank in either original currency or New Taiwan Dollars converted by using the Bank’s spot exchange selling rate on the date
of the repayment. If the Customer delays in repaying, the Customer shall pay default interest and penalties calculated according
to the greater of the Bank’s “New Taiwan Dollar Base Rate plus 4% per annum” or “Foreign Exchange Credit
Line Rate of Interest”, beginning on the date of the delay.

Article 7. If the Bank issues
a letter of guarantee for delivery of goods or endorses a countersigned bill-of-lading at the Customer’s application
and request, and the product name, format, unit price, total price, or delivery terms and conditions deviates from those
contained in the later arriving transport documents, the Customer shall pay any supplementary payments and handle all other
tasks in accordance with the transport documents. If the Bank incurs any losses or damages as a result of the discrepancy
between the contents of the document endorsed by the Bank and the transport document received, the Customer shall compensate
and indemnify the Bank for any and all losses and damages therefrom. This application for letter of guarantee or endorsement
of a countersigned bill-of-lading, as the case may be, is incorporated herein by reference and made a part hereof. The
Customer shall abide by all terms and conditions therein.

Article 8. If the Customer
applies for issuance of a usance letter of credit, it shall first convert the agreed amount or the indebtedness amount under
each letter of credit into New Taiwan Dollars by using the exchange rate determined by the Bank. The Customer shall at once
or in multiple instances, as the case may be, issue a promissory note in which a monetary institution is the paying agent and
does not require the certificate of protest for its enforcement. The Customer shall deliver that promissory note to the Bank
as a back-up for repayment. If the Customer is unable to perform the above, the Bank may independently execute its rights
against the promissory note in accordance with the Law of Negotiable Instruments. In the event that the promissory note
amount is insufficient to repay the indebtedness due to foreign exchange rate fluctuation, or the interest claimed by the
foreign bank exceeds the interest calculated according to Article 4, the Customer agrees to pay any insufficiency
thereof.

Article 9. The Customer shall
obtain the Banks consent with respect to the types of the insurance and relevant insurance conditions for the insurance of
the goods set forth in each letter of credit. If the goods are imported pursuant to FOB, C&F, or other similar pricing
conditions, the Customer shall duly insure the goods, name the Bank as beneficiary, and provide the originals of the
insurance policy and insurance premium invoice to the Bank for safekeeping. The Customer shall bear any and all related
insurance costs and expenses. If the Customer delays insuring or fails to renew the policy, the Bank has the right, but not
the obligation, to advance funds and insure the goods on Customer’s behalf. The Customer shall repay any and all funds
advanced by the Bank. If the Customer delays it repayment, the Bank may roll that amount to Customer’s total
indebtedness, and the Customer shall pay interest and penalties in accordance with Articles 4 and 6 of this agreement.

Article 10. If the Bank
incurs any losses or damages in the goods (including goods in transit) under each letter of credit, as a result of the
seller’s (letter of credit beneficiary’s) failure to perform its obligation, late delivery of goods, or other
force majeure event, the Customer shall bear the responsibility and fully indemnify the Bank. If the letter of credit
beneficiary is unable to receive the whole or a portion of the amount under each letter of credit, or the letter of credit
has expired, the Bank may reclaim the funds to set it off against Bank’s advanced funds under each letter of
credit.

 

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Loan Agreement for Import Collection on Purchased Goods:

Article 1. If the Customer
repays the purchase price for imported goods by way of collection, the Customer shall apply for an advance in foreign
currency from the Bank and provide the related documents. The Customer shall repay each indebtedness according to the
provisions set forth herein.

Article 2. The amount set
forth herein may be drawn in a foreign currency, and its interest will be calculated according to interest rate used by the
Bank in providing foreign currency advances, and subject to Articles 5 and 8 of this Agreement. If, as a result of exchange
rate fluctuation or other reasons, the amount advanced by the Bank exceeds the amount set forth in this Agreement, the
Customer shall repay the excess portion.

Article 3. The Customer
authorizes the Bank to pay the amount under the bill of exchanges pursuant to a document against acceptance or document
against payment method.

Article 4. The Customer shall
deliver to the Bank each import permit (or the second slip of the specialized application for the issuance of letters of
credit for permit-exempt goods). The Customer stipulates that the amount advanced by Bank includes the difference between
amount shown on the foreign exchange settlement receipt or trade certificate and the foreign exchange settlement amount (i.e.
the unsettled exchange amount), as well as applicable interest, penalties, and related fees and charges. The Customer further
agrees to use the foreign exchange settlement receipt or trade certificate for verification, and shall raise no
objections.

Article 5. The maximum period
for foreign currency advances pursuant to this Agreement shall not exceed the agreed number of days, and interest shall be
calculated by using the agreed rate of interest, beginning on the date of the advance by the Bank.

Article 6. The Customer shall
immediately handle the tasks of declaring and claiming the goods upon the arrival of each transport document issued under the
letters of credit pursuant hereto. If the Bank incurs any loss or damage as a result of the Customer’s delay or failure
to handle the matter, the Customer shall compensate and indemnify the Bank for any and all losses and damages thereof. The
Customer shall further handle the matters according to the Bank’s instruction, and shall raise no objections.

Article 7. The Customer
agrees to provide the transport documents and import goods under each letter of credit as collateral for all of the
Customer’s indebtedness hereunder. This agreement constitutes the conclusive proof of the creation of that security
interest. If the Customer fails to repay the advance amounts pursuant hereto, or the Bank determines that the Customer is
unable to repay those amounts when due as a result of a decline in its financial standing, the Bank may declare and claim
those imported goods from the Customs Administration and auction or freely dispose those goods (in its sole discretion with
respect to the method, time, price thereof) as well as other collateral provided to the Bank as security, to set off the
Bank’s advanced amount and any and all other fees and charges incurred thereof (including taxes, warehouse rent, and
transport fees disbursed in declaring and claiming of the goods). If there is any insufficiency thereof, the Customer shall
jointly remain responsible thereof.

Article 8. If the Customer is
delayed in repaying each advance and applicable interest, the Customer agrees to pay default interest and penalties
calculated according to the greater of the Bank’s “New Taiwan Dollar Base Rate plus 4%” or “Foreign
Exchange Credit Line Rate of Interest”, beginning on the date of the delay.

Article 9. If the Bank issues
a letter of guarantee for delivery of goods or endorses a countersigned bill-of-lading at the Customer’s application
and request, and the product name, format, unit price, total price, or delivery terms and conditions deviates from those
contained in the later arriving transport documents, the Customer shall pay any supplementary payments and handle all other
tasks in accordance with the transport documents. If the Bank incurs any losses or damages as a result of the discrepancy
between the contents of the document endorsed by the Bank and the transport document received, the Customer shall compensate
and indemnify the Bank for any and all losses and damages therefrom. This application for letter of guarantee or endorsement
of a countersigned bill-of-lading, as the case may be, is incorporated herein by reference and made a part hereof. The
Customer shall abide by all terms and conditions therein.

Article 10. If the Bank
incurs any losses or damage as a result of seller’s (foreign exporter’s) failure to perform any provision, delay
in delivery of goods, or other force majeure event, in any imported goods (including goods in transit), the Customer shall
bear the responsibility and fully indemnify the Bank.

Article 11. The Customer
shall obtain the Banks consent with respect to the types of the insurance and relevant insurance conditions for the insurance
of the goods set forth in each letter of credit. If the goods are imported pursuant to FOB, C&F, or other similar pricing
conditions, the Customer shall duly insure the goods, name the Bank as beneficiary, and provide the originals of the
insurance policy and insurance premium invoice to the Bank for safekeeping. The Customer shall bear any and all related
insurance costs and expenses. If the Customer delays insuring or fails to renew the policy, the Bank has the right, but not
the obligation, to advance funds and insure the goods on Customer’s behalf. The Customer shall repay any and all funds
advanced by the Bank. If the Customer delays it repayment, the Bank may add that amount to Customer’s total
indebtedness, and the Customer shall pay interest and penalties in accordance with Articles 5 and 8 of this agreement.

Article 12. Any person who
requests the Bank to return or replace the collateral by tendering the import documents or certificate of custody received by
the Customer, shall be deemed as the duly authorized representative of the Customer. The Bank shall be entitled to return or
replace the collateral, and if any controversy or dispute arises therefrom, the Customer shall bear full responsibility.

 

Agreement for Conversion of Currency in Foreign
Currency Facility:

The Customer has previously requested the Bank
to issue letters of credit or provide foreign currency facility by entering into the “Delegation to Draw Usance Letters of
Credit Agreement”, “Delegation to Draw Sight Letters of Credit Agreement”, and related documents (hereinafter
referred to, jointly or severally, as the “Original Agreements”). As a result of Bank’s approval to convert any
foreign currency facility undertaken in the Original Agreements, the Customer hereby enters into this Agreement, and agrees to
abide by the following terms and conditions:

Article 1. The Customer
shall pay the balance of any foreign currency facility undertaken in the Original Agreements by the agreed currency, converted
at the mutually agreed exchange rate, in accordance with the contents of the “Application Form for Conversion of Currency
in Foreign Currency Facility” presented by the Customer.

Article 2. The collateral
provided for the indebtedness under the original financing remains as the collateral provided for the indebtedness following
the currency conversion. The maturity date and repayment method remain the same as set forth in the Original Agreements.

Article 3. The Customer agrees to
calculate the facility interest, before and after the conversion, by using the Bank’s prevailing rate of interest and
markup applicable to the relevant currencies in that facility. The Customer further agrees to pay the Bank in New Taiwan
Dollars, as converted at the Bank’s prevailing spot exchange selling rate on the date of the repayment. If the Customer
delays in repayment, the Bank may collect penalties calculated according to the Original Agreements.

 

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Export Negotiation Agreement:

Article 1. Within the amount
agreed by the Customer and the Bank, the Bank may undertake negotiation or discounts with the Customer in accordance with
domestic or foreign negotiable drafts or export documents signed or endorsed by the Customer. The parties hereby agree to the
following: any and all provisions set forth in this Agreement shall be effective and valid forever and applicable at any
time. Any and all negotiated drafts and/or documents signed or endorsed by the Customer shall comply with the provisions set
forth in this Agreement, irrespective of whether the negotiation or discount was conducted with the Bank directly or through
any other person. Unless otherwise requested by the Bank, it shall be unnecessary to re-execute this Agreement for each
negotiation or discount.

Article 2. The Customer
hereby agrees to provide the transport documents used to apply for negotiation/discount, and other relevant goods, as the
collateral to secure any and all negotiated or discounted amount, interest, and any and all other expenses incurred by the
Bank to negotiate or discount drafts and/or documents signed or endorsed by the Customer.

Article 3. The Customer
acknowledges that any negotiation or discount undertaken by the Bank to the Customer is in the nature of an advance, not in
the nature of an outright purchase, and the Bank retains its claim for repayment rights against the Customer at any time. If
the Bank’s discount bank, correspondent bank, or any bank associated with the letter of credit refuses to process the
draft and/or document following the Bank’s negotiation or discount due to a discrepancy between the terms and
conditions of the letter of credit and the draft and/or documents, or the issuing bank refuses to make payment, or a
difference in quality or quantity of the goods is discovered at the point of delivery or other venue, the Customer agrees to
bear full responsibility. The Customer shall repay the negotiation/discount amount, interest (calculated by using the
Bank’s then interest rate in foreign currency loan on the date of the negotiation), and any and all accompanying costs
and expenses after receipt of notice from the Bank. The Customer authorizes the Bank to provide a letter of guarantee to the
issuing bank or accepting bank, without notice to the Customer as the Bank or its correspondent bank deems necessary. The
Customer agrees to bear full responsibility for this guarantee.

Article 4. If any bank
associated with the letter of credit, such as the paying bank, issuing bank, accepting bank, or confirming bank, is unable to
repay the indebtedness and is therefore declared bankrupt, attached, subject to provisional attachment or injunction,
auctioned, or apply for bankruptcy or settlement of its own accord, the Customer shall repay the negotiation/discount amount,
interest, and any and all related fees to the Bank immediately upon receipt of notice from the Bank.

Article 5. If the negotiated
draft and/or relevant document is lost or damaged in transit, or is deemed to be lost or damaged, or is failed to be
delivered to the place of payment as a result of accident, such as mis-delivery, the Customer shall, without going through
any legitimate proceeding, draw a new draft and/or relevant document according to the Bank’s records immediately upon
receipt of notice from the Bank or, if so requested by the Bank, immediately repay the negotiation/discount amount and any
and all related fees.

Article 6. The Customer
authorizes the Bank or its corresponding bank to deliver the negotiated draft and/or relevant document by any method deemed
appropriate by the Bank or its corresponding bank.

Article 7. If the negotiated
draft is defective in anyway, resulting in the failure to establish amount payable under the draft or due to statute of
limitation or a procedure defect results in the discharge of amount payable thereunder, the Customer nevertheless shall repay
to the Bank the face amount of that draft, as well as any interest accrued after the maturity date and any and all related
fees and charges.

Article 8. If the Bank
suffers any loss or damage as a result of a defective document, the Customer shall indemnify the Bank for any and all losses
and damages thereof.

Article 9. Notwithstanding
any forgery or theft of the Customer’s signatures or chops used in the draft or any other document, if the Bank deems
that the signature or chop conforms to the specimen preserved at the Bank or on the draft or other documents previously used
by the Customer, the Customer shall bear full responsibility and indemnify the Bank for any and all losses or damages
thereof.

Article 10. The Customer
hereby authorizes any manager or representative of the Bank, or the current holder of the aforementioned draft and/or
documents, to conduct any act (but not obligated to act) to fully insure the collateral or the draft or any other documents
related thereto, including, without limitation, robbery, piracy or fire insurance. Any and all insurance premium and related
expenses shall be borne by the Customer. The Bank shall have a priority claim to the draft, documents or collateral for an
amount including the aforementioned fees. The Bank may dispose the collateral to secure their repayment or for payment to any
third party who has advanced the insurance premium or other fees. This shall not affect the Bank’s claims against other
the debtors of the draft. The Bank may further sell a portion of the collateral in order to pay the necessary transportation,
insurance, and other expenses, and may process any and all necessary matters on the Customer’s behalf and charge the
related fees. The Customer shall move the goods to a public or private wharf or warehouse in compliance with the instruction
of the payer or acceptor, unless the Bank otherwise object to it.

Article 11. The Customer
hereby authorizes any manager or representative of the Bank, or the current holder of the aforementioned draft and/or
documents, to accept the conditional acceptance by the payer. After the draft maturity date and repayment of the draft
amount, the Bank may use the draft as the collateral document and deliver it to the payer or acceptor. This authorization is
also applicable to participated acceptance, but in the event that the payer stops disbursement prior to payment or
acceptance, declares bankruptcy, or liquidates, the relevant matter shall be processed according to the following
provisions.

Article 12. If deemed
appropriate by the Bank, the acceptor of a draft, or other representative, the Bank is hereby authorized (but is not
obligated) to deliver the goods in multiple shipments to any other person, at any time prior to the draft maturity date. But
in the event that all of the goods or a portion thereof are delivered, an equivalent amount must be collected, and the amount
must be in reasonable proportion to either the price indicated on the invoice or the amount indicated on the draft as the
collateral.

 

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Article 13. If the presented
draft is rejected by the acceptor or the payer refuses to make payment upon the maturity date, the Customer waives its right
to issue a certificate of protest, or, the payer or acceptor stops disbursement prior to the maturity date, declares
bankruptcy, or undertakes liquidation measures, then any manager or representative of the Bank, or the current holder of the
aforementioned bill of exchange and/or documents, is hereby duly authorized to sell all or a part of the collateral by a
method deemed appropriate by the Bank or draft holder, irrespective of whether the draft has been conditionally accepted by
the Acceptor. The aforementioned agent may further use these proceeds to repay the draft and its wiring fees after deducting
relevant charges and commission fees. If a balance remains, the Bank or draft holder may use the amount to repay other drafts
of the Customer (irrespective of whether there is collateral), or any amount owed to the Bank or any other unsettled amount
with the Bank. In the event that the insured goods incur damage or loss, the Customer authorizes the Bank to collect the
insurance compensation and process the balance, after deduction of administrative fees, in similar fashion to the selling of
goods, in accordance with the above provision.

Article 14. If the net
proceeds from sale of the goods are insufficient to repay the above negotiation/discount amount (including the loss incurred
through exchange rate settlement), the Bank, or any manager or representative thereof, or the current holder of the draft
and/or documents, may issue another draft for collection of any insufficiency, provided that the claim for such insufficiency
to other endorsers will not be affected. The Customer hereby agrees the bill issued by the Bank or the holder of the draft
and/or relevant documents shall be the certificate of the loss as a result of selling of goods. The Customer shall repay in
full upon presentation of that draft.

Article 15. Notwithstanding
any sale of goods, the Customer hereby authorizes the Bank, any manager or representative of the Bank, or the holder of the
draft, before the draft maturity date, to accept the request by the payer or the acceptor to deliver to the payer or the
acceptor the bill-of-lading or other relevant documents after receipt of payment. If the Bank or the holder of the draft
allows payment before the draft maturity date, the relevant discount shall be calculated according to normal rate at place of
payment.

Article 16. In the
circumstance of document against acceptance bill, the Customer authorizes the Bank to deliver the bill-of-lading or relevant
document which is attached to the draft as collateral to the acceptor after the acceptance. Under such instance, if the draft
is due and the acceptor refuses to pay the amount due, the Customer is responsible for any and all losses and damages
resulting therefrom. The Customer shall compensate the Bank for all or part of the amount shown on the draft or any
additional exchange and processing fees. The Customer shall also further indemnify the Bank for any loss or damage
therefrom.

Article 17. With respect to the
operation, responsibilities, or obligations under the letter of credit, the Customer agrees that the Uniform Customs and
Practice for Documentary Credits set forth by the International Chamber of Commerce, and the INCOTEREMS shall be incorporated
therein as an integral part thereof. The Customer agrees to be bound by those terms.

Agreement for Purchase of Foreign Currency Bills:

Article 1. The amount of
purchasing of foreign currency bills shall be limited to the amount agreed between the Customer and the Bank.

Article 2. There are no
forgery, alteration, or other defects in the Customer’s application to the Bank for the purchase of foreign currency
bills. If the Bank thereafter incurs loss or damage as a result of the above, the Customer shall bear full
responsibility.

Article 3. If the Customer
applies to the Bank for the purchase of a foreign currency bill, and the bill is lost or destroyed after delivery from the
Bank as a result of any reason not attributable to the Bank (including the foreign agent bank), the Customer shall
immediately repay the bill amount or provide the Bank with another foreign currency bill of comparable amount, and shall not
cause the Bank to incur any loss or damage.

Article 4. If any purchased
foreign currency bill is dishonored and therefore rejected, the Bank has no obligation to process a certificate of protest or
undertake any other measures to secure the legal rights against the bill, unless otherwise delegated through written request
and approved by the Bank.

Article 5. The Bank may
select at its sole discretion any corresponding bank to act as the collecting bank. Notwithstanding that the Customer has
requested the appointment of a collecting bank, the Bank may nevertheless freely change its appointment.

Article 6. For the purpose
of loss prevention, securing its creditor’s rights, or adhering to the banking practice, the Bank may inscribe any
words or symbols on the front or back of any purchased foreign currency bill. If the inscribed bill is rejected, the Bank has
no obligation to return the bill to its original form, and may return it in marked form to the Customer.

Article 7. The interest
payable on foreign currency bills purchased by the Bank shall be calculated by using the Bank’s specified rate of
interest on the date of disbursement, beginning on the date of disbursement and plus, at the Bank’s discretion, any
interest applicable during the accounting period for the collected bill and deducted in advance. The service charge, postage
and telephone fees, and research fees shall be calculated and disbursed by using the Bank’s specified rate, and any
insufficiency shall be supplemented.

Article 8. If the Bank
cannot collect the amount on its foreign currency bill or the amount is withdrawn after credited into account due to
rejection or dispute, irrespective of the reason, the Customer shall immediately repay the bill amount upon receiving notice
from the Bank. The Customer shall further pay interest, calculated by using the foreign exchange credit line rate of interest
on the date of the repayment, and any and all other fees. If the Customer delays or fails to make repayment, the Customer
shall, in addition to paying default interest calculated by using the aforementioned rate of interest, pay breach penalties,
calculated by using the amount of the bill and beginning the supposed date of repayment.

Article 9. The Customer
agrees to abide by the provisions of the “Uniform Rules for Collection—ICC Publication” published by the
International Chamber of Commerce, and further agrees to abide by the regulations set forth by the competent authority.

Export Loan Agreement:

Article 1. The amount under
this facility is limited to the amount agreed between the Customer and the Bank. The use of the proceeds is limited to
payment of export financing and the Customer shall not use the proceeds for any other purpose. The Bank may make proper
inspection at any time and the Customer shall not object thereto.

Article 2. The term of this
facility shall begin on the date hereof and end on the agreed date. To apply for the revolving drawdown, the Customer shall
submit the drawdown confirmation, export letter of credit export collection or other export related documents or materials.
The maximum period for each loan shall not exceed the agreed number of days. Unless otherwise requested by the Bank, this
agreement need not be re-executed.

 

    	18

    	 

    

 

Article 3. The interest payable
for each loan will be calculated according to the interest rate shown on the drawdown confirmation or other related document
or agreement.

Article 4. If the Customer
fails to repay prior to the maturity date, the Customer shall pay interest accrued from the date of the default calculated by
using the Bank’s Base Rate plus 4% per annum. If the Bank adjusts its interest, the Customer shall pay the interest
accrued from the date of that adjustment calculated together with any and all penalties, which interest shall be calculated
by using the Bank’s new annual Base Rate plus 4% per annum.

Article 5. If the Customer
delegates the Bank to handle export foreign exchange settlement or export collection, any foreign exchange received there
from shall be irrevocably delegated to the Bank for repayment of the loan on the negotiation date or the book-entry
notification date of the collected funds, remitted funds, or collected amount under clean bills. The Customer shall conduct
the aforementioned export negotiation, export collection, or remitted funds with the Bank in order to secure the source of
the loan repayment.

Article 6. If the negotiable
instruments, purchase orders, letters of credit, and other such documents provided by the Customer pursuant to a provision
hereunder have had its payment collected in full prior to the applicable maturity dates, the Customer and guarantor agree
that the Bank may prematurely set off the corresponding loan.

Article 7. If the Customer
applies to the Bank for export negotiation and the payment was refused abroad, or funds under export collection are not
collected at maturity date, or other instances where the foreign buyers fail to pay according to the agreement, the Customer
and guarantor shall repay immediately and unconditionally.

G: Notification of Personal Information Protection

Considering confidentiality of the collection
of the Customer’s personal information, according to Article 8, paragraph 1 of the Personal Information Protection Act of
TAIWAN (hereinafter referred to as the “PIPA”) ( if indirectly collect according to Article 9, paragraph 1 of the PIPA),
the Bank shall clearly inform the Customer following issues:

1. With
regard to the Customer’s personal information to be collected by the Bank, please refer to the Annex for detail purpose of
collection, classification of personal information and period, areas, parties and way of the use of the Customer’s personal
information. 

	Description of Specific Purpose for Collection	Specific Purpose and Code of Business	022 Foreign exchange business/ 067 Credit card, cash card, debit card or electronic stored value card   business/ 082 Overall management of depositing and borrowing operation of deposit accounts and loan accounts/ 088 Loan approval and credit extension business/ 106 Credit extension business/ 111 Finance bills business/ 126 Creditor’s rights discounting and acquisition business/ 154 Credit investigation/ 181 Other business registered as scope of business or prescribed in the Articles of Incorporation
	Specific Purpose and Code in Common	040 Marketing/ 059 Financial collect, process and use the information according to the laws and regulatory requirements/ 060 Financial dispute resolution/ 063 Collection, processing and utilization of personal information made by a non-government agency in respect of its statutory obligation/ 069 Affairs in relation to the management of contracts, quasi-contracts, or other legal relationships/ 090 Consumer, customer management and service/ 091 Consumer protection/ 098 Commercial and technical information/ 104 Account management and creditor’s right trading business/ 136 Information (communication) and database management/ 137 Information and communication security and management/ 157 Investigation, statistics and research analysis/ 182 Other consulting and advisory services
	
        Classification of the

        personal information

        collected
	Name, I.D. card number, gender, date of birth, contact information, account information, transaction information and other information detailed in the relevant applications, agreements, contract, or from the business, accounts or services provided to the Customer or from third parties. (e.g., the Joint Credit Information Center) 
	Period of using the personal information	
        (1) Within time period of specific purpose.

        (2) Retention
        period in accordance with the relevant laws/regulations (such as Business Entity Accounting Act etc.)or in line with business needs
        or individual contracts.( the longer period to be applied).

	Area of using the personal information	The location of the parties indicated in the column of “Parties of using the personal information”.
	Parties of using the personal information	
        (1) The Bank (including the service provider
        engaged with the Bank)

        (2) The institution using the information in compliance with
        regulations (such as the parent company of the Bank or the financial holdings the Bank belonging to)

        (3) The institutions in relation to relevant business (such as
        correspondent banks, Joint Credit Information Center, National Credit Card Center of R.O.C., The Taiwan Clearing House, Financial
        Information Service Co., Ltd., credit guarantee institutions, credit card international organizations, credit card acquirers, engaged
        stores, Taiwan Depository and Clearing Corporation, Small and Medium Business Credit Guarantee Fund, The Overseas Chinese Credit
        Guarantee Fund, any assignee (potential assignee) of Bank’s loan, participant (potential participant) of Bank’s loan,
        or any other Bank’s authorized agents

        (4) Legally investigation authority or financial supervisory
        authority

        (5) Parties
        agreed by the Customer (such as the Bank’s jointly marking or Customer information sharing companies, the Bank’s business
        cooperative units)

2. According
to Article 3 of the PIPA, the Customer may exercise the following rights with respect to the Customer’s personal information
collected by the Bank:

		(a)	Save in the exceptional circumstances as provided in Article 10 of the PIPA, the Customer may
inquire and request for a review or make duplications of the Customer’s personal information. However, the Bank may charge
necessary handling fee in terms of Article 14 of the PIPA.

		(b)	The Customer may request to supplement or correct the Customer’s personal information.
However, according to Article 19 of the Enforcement Rules of the PIPA, the Customer shall give an appropriate statement of the
reasons and facts for such request.

 

    	19

    	 

    

 

		(c)	According to Article 11, paragraph 4 of the PIPA, the Customer may request the Bank to discontinue
collection, processing or use of the Customer’s personal information where a violation of this Act occurred during collecting,
processing or using the Customer’s personal information.

		(d)	According to Article 11, paragraph 2 of the PIPA, the Customer may request the Bank to discontinue
processing or using the Customer’s personal information in the event of a dispute regarding the accuracy of personal information.
However, the preceding sentence may not be applicable when it is necessary for the performance of an official duty or fulfillment
of a legal obligation and has been recorded, or when it is agreed by the Customer in writing.

		(e)	According to Article 11, paragraph 3 of the PIPA, the Customer may request the Bank to delete,
discontinue processing or using the Customer’s personal information when the specific purpose no longer exists or time period
expires. However, the preceding sentence may not be applicable when it is necessary for the performance of an official duty or
fulfillment of a legal obligation, or when it is agreed by the Customer in writing.

3. If the
Customer wish to exercise the various rights as provided in the aforesaid Article 3 of the PIPA, the Customer may make inquiry
to the Bank’s Customer Service Department (0800-024-365) about the methods to exercise such rights.

4.
The Customer may decide whether or not to provide the related classifications of Customer’s
personal information. However, the Bank may not be able to proceed with the necessary business review or operation for providing
the relevant service (or better service) to the Customer if the Customer decide not to provide the information.

5. In the
event that the information the Customer has provided to the Bank includes the personal information of a third party, the Customer
shall let the third party to know through appropriate means that his/her personal information would be provided to the Bank within
the scope of this Notification.

(Other agreements):

	
         

         

         

         

         

         

         

         

         

         

         

 

 

To: CTBC Bank Co., Ltd.

 

 

    	20

    	 

    

 

	
        (Signature and Original
        Specimen)

 

Name:

 

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those with a chop specimen is not
required to provide the address):

Bank’s Verification Date:

 

	
        (Signature and Original
        Specimen)

 

(also act as a Co-Maker) 

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original
        Specimen)

 

(also act as a Co-Maker)

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address):

 

Bank’s Verification Date:

 

	
        (Signature and Original
        Specimen)

 

(also act as a Co-Maker)

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original Specimen)

 

(also act as a Co-Maker) 

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original
        Specimen)

 

(also act as a Co-Maker)

Name
 :

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original Specimen)

 

(also act as a Co-Maker)

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original
        Specimen)

 

(also act as a Maker of Non-CTBC-titled
Promissory Note)

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

    	21

    	 

    

 

	
        (Signature and Original
        Specimen)

 

(also act as a Maker of Non-CTBC-titled
Promissory Note)

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original Specimen)

 

(also act as a Maker of Non-CTBC-titled
Promissory Note)

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

  

	
        (Signature and Original Specimen)

 

(also act as a Maker of Non-CTBC-titled Promissory Note)

Name:

(Representative
or Statutory Agent) 

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original
        Specimen)

 

(also act as a Collateral Provider)

Name:

(Representative
or Statutory Agent)

(Uniform Invoice Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original
        Specimen)

 

(also act as a Collateral Provider)

Name:

(Representative or Statutory Agent)

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	
        (Signature and Original
        Specimen)

 

(and acting as Promissory Note Guarantor)

Name:

(Representative or Statutory Agent)

(Uniform Invoice
Number) 

Address (those
with a chop specimen is not required to provide the address): 

Bank’s Verification Date:

 

	(Officer
    in Charge	 	(Handled by)	 	Bank’s Verification	 

 

Attention:
If any of the above person has not reached the legal age, his/her statutory agent shall also sign and chop under the “Customer
Signature” column.

 

 

Date:

 

    	22

    	 

    

 

(SPECIMEN AGREEMENT AND
AUTHORIZATION)

 

I/We hereby acknowledge the following signature and chop specimen
represent this company (individual)/ the representative of this company, and acknowledge that, unless otherwise notified in writing,
these specimens will effectively represent (act as agent for) this company (individual), and further represent (act as agent for)
this company (individual) in the following transactions engaged with the Bank:

1. As signature and chop
specimen for various negotiable instruments, IOU and for any and all other verification purposes.

2. The pledge or mortgage
of this company’s (individual’s) land, factory, building, or machinery or equipment, and the transfer and
delivery of various securities to the Bank.

3. Execution of
agreements, letters of guarantee, invoices, receipts and any and all other documents, instruments or material necessary for
transaction, as well as undertaking any guarantee or endorsement.

4. Processing of foreign
exchange credit facilities with the Bank and any and all other transactional documents.

5. I/We hereby agree that,
other than the numeric amounts written in traditional Chinese characters, any set of the parties’ signatures and chops
is effective in making any change, modification, alteration or amendment. If any losses or damages resulted therefrom, this
company (individual) will bear all responsibilities.

(For the exclusive use of the Co-Maker,
Collateral Provider, Maker of Promissory Note or Guarantor Issued to Secure Each Drawdown)

	
        The undersigned
        hereby agrees that the following specimens are valid and effective, if:

        □ One
        set of specimen is required if only one set of specimen is provided herein.

        □ One
        set of specimen is required if two sets of specimen are provided herein. 

        □

	(一)SIGNATURE SPECIMEN 	(二)SIGNATURE SPECIMEN 	(Date
of Change/Cancellation)
	
         

         

	(Handled
by)
	
         

         

	(Officer in Charge
	
         

         

	
        The undersigned
        hereby agrees that the following specimens are valid and effective, if:

        □ One
        set of specimen is required if only one set of specimen is provided herein.

        □ One
        set of specimen is required if two sets of specimen are provided herein. 

        □

	(一)SIGNATURE SPECIMEN 	(二)SIGNATURE SPECIMEN 	(Date
of Change/Cancellation)
	
         

         

	(Handled
by)
	
         

         

	(Officer
in Charge)
	
         

         

	
        The undersigned
        hereby agrees that the following specimens are valid and effective, if:

        □ One
        set of specimen is required if only one set of specimen is provided herein.

        □ One
        set of specimen is required if two sets of specimen are provided herein. 

        □

	(一)SIGNATURE SPECIMEN 	(二)SIGNATURE SPECIMEN 	 (Date of Change/Cancellation)
	
         

         

	 (Handled by)
	
         

         

	 (Officer in Charge)
	
         

         

 

    	23

    	 

    

 

 

	
        The undersigned
        hereby agrees that the following specimens are valid and effective, if:

        □ One
        set of specimen is required if only one set of specimen is provided herein.

        □ One
        set of specimen is required if two sets of specimen are provided herein. 

        □

	(一)SIGNATURE SPECIMEN 	(二)SIGNATURE SPECIMEN 	(Date of Change/Cancellation)
	
         

         

	(Handled by)
	
         

         

	(Officer in Charge)
	
         

         

	
        The undersigned
        hereby agrees that the following specimens are valid and effective, if:

        □ One
        set of specimen is required if only one set of specimen is provided herein.

        □ One
        set of specimen is required if two sets of specimen are provided herein. 

        □

	(一)SIGNATURE SPECIMEN 	(二)SIGNATURE SPECIMEN 	(Date of Change/Cancellation)
	
         

         

	(Handled by)
	
         

         

	(Officer in Charge)
	
         

         

	
        The undersigned
        hereby agrees that the following specimens are valid and effective, if:

        □ One
        set of specimen is required if only one set of specimen is provided herein.

        □ One
        set of specimen is required if two sets of specimen are provided herein. 

        □

	(一)SIGNATURE SPECIMEN 	(二)SIGNATURE SPECIMEN 	 (Date of Change/Cancellation)
	
         

         

	 (Handled by)
	
         

         

	 (Officer in Charge)
	
         

         

	
        The undersigned
        hereby agrees that the following specimens are valid and effective, if:

        □ One
        set of specimen is required if only one set of specimen is provided herein.

        □ One
        set of specimen is required if two sets of specimen are provided herein. 

        □

	(一)SIGNATURE SPECIMEN 	(二)SIGNATURE SPECIMEN 	
         

        (Date of Change/Cancellation)

	
         

         

	 (Handled by)
	
         

         

	 (Officer in Charge)
	
         

         

 

    	24

    	 

    

 

 

 

 

 

 

CTBC CORPORATE BANKING

 

 

Agreement for Individually

 

Negotiated Terms and
Conditions

 

 

 

 

 

 

 

 

 

 

 

    	25

    	 

    

 

(Agreement for Individually Negotiated Terms
and Conditions)

 

The parties hereto hereby agree that within
the applicable scope all transactions entered or to be entered into by and between the undersigned (the “Customer”)
and CTBC Bank Co., Ltd. (including its head office and branches, hereinafter the “Bank”), shall be in compliance with
the Bank’s relevant regulations, guidelines and rules and the following terms and conditions; the Customer further undertakes
all responsibilities arising herefrom:

 

Chapter One:Authorization for
Automatic Deductions From the Account

Article 1.In connection
with the transaction by and between the Customer and the Bank, the Customer hereby authorizes the Bank to debit the deposit of
the Customer in the following selected accounts opened with the Bank to repay all principal and interest incurred on any New Taiwan
Dollar or foreign currency loans, foreign currency settlement, domestic or international transaction processing fees, default interests,
penalties and any other fees, charges, costs and expenses. The Customer shall promptly deliver to the Bank any requisite certificate
or account records thereto, without any objection whatsoever.

 

V Credit Extension: □Demand
Deposit□ Acct No. 015540343445

 

V Foreign Exchange:□Foreign
Currency Demand Deposit □ Acct No. 015131097236

 

In addition, with respect to any
closing payment, fees, charges, costs, expenses, losses or damages arising from any transactions relating to any “General
Agreement for Financial Transaction” or ISDA, as the case may be, the Customer hereby authorizes the Bank to deduct and pay
any deposit from the Customer’s following selected accounts, on each payment or repayment date. Any conversion of currency
shall be converted at a rate determined by the Bank based on the fair market value principle. The Customer shall promptly deliver
to the Bank any requisite certificate or account records thereto, without any objection whatsoever.

 

□
Foreign Currency Demand Deposit Acct No. ___________________________________

 

□
New Taiwan Dollar Demand Deposit Acct No. ___________________________________ 

 

□ OBU Demand Deposit
Acct No. ______________________________________ 

 

Article 2.The Bank is not required
to provide the demand deposit record book or the withdrawal slip when making the foregoing authorized deduction and payment from
the Customer’s account. The amount of any balance in the aforementioned account shall be determined by the balance shown
on the Bank’s record or the balance as reflected in the computer data file.

Article 3.The
Customer shall not raise any objection to the Bank’s foregoing deduction and payment and shall be solely responsible for
any and all disputes and controversies arising therefrom, without any costs or expenses to the Bank.

The Customer hereby waives any and all claims of rights,
objections or defences with respect to the aforementioned items and events.

 

    	26

    	 

    

 

Chapter Two:Reserve Account

Article 1.The
Customer agrees to deposit into the following Reserve Account at the Bank any proceeds from its notification of any third party
for payments, any payments received in connection with the acceptance or payment of any notes, and any other remittance (or deposit)
in connection with any and all accounts receivable factoring agreement, endorsement or assignment of notes receivable, and other
credit extension transactions entered into by and between the Customer and Bank.

 

(Demand Deposit Acct No. ___________________,
Acct Name _______________________).

 

Article 2.For
the convenience of accounts processing, when the proceeds from third party payments, acceptance or payment of notes, and remittance
(or deposit) accrue to a certain amount, the Bank may deduct, apply and set-off the aforementioned proceeds to any and all indebtedness
of the Customer. The Customer remains liable for any deficiency thereof.

Article
3.The Customer represents that all notes receivable it provides to the Bank have been, or will be, obtained from actual and genuine
business transactions. If there is a misrepresentation (including the existence of any borrowed notes, exchanged notes, note collected
in advance, guarantee notes or any other notes obtained not in connection with a genuine business transaction) that results in
the Bank not being immediately paid upon Bank’s presentation for acceptance or payment, the Customer shall promptly repay
that amount to the Bank.If any third party makes any payments by notes including, but not
limited to, payment by checks, the Bank may endorse those notes in the name of the Customer and deposit those notes into the aforementioned
Reserve Account.

Article 4.After
the aforementioned notes receivable, upon maturity, have been deposited into those accounts by the Bank, subject to the Bank’s
consent, if the Customer, in accordance with the foregoing procedures, provides to the Bank other notes receivable at equal or
greater value than those accepted notes receivable, the Bank may transfer the proceeds colleted therefrom into the Customer’s
checking account (or __________ account) with account No. ____________ opened with the Bank. The Customer remains fully liable
for any and all indebtedness it owed to the Bank in the form of notes, IOUs, etc.

Article 5.If the
aforementioned notes receivable are not accepted, upon notification, the Customer shall replace those notes with cash in the equivalent
amount. If the Customer fails to so handle or cannot be notified, in addition to requesting the Customer to immediately repay all
indebtedness, the Bank may settle any payment of those notes with the obligors of those notes at an amount lower than their face
value depending on the obligor’s financial standing.

Chapter Three:Adjustment of
Credit Line

The Customer has applied to the
Bank for the extension of credit lines. The Customer agrees that, within the period of the extension, the Bank has the right to
adjust or amend the amount, purpose, or conditions of Customer’s credit line in accordance with the Bank’s credit approval
standards or procedures. If the amount, purpose or conditions of Customer’s credit line is adjusted downward, the Customer
agrees to repay the difference resulting from that downward adjustment or provide cash guarantee of that difference within 30 days
of the date that notice is sent from the Bank. The Customer agrees that its covenant hereof with respect to the aforementioned
credit approval standards and procedures constitutes a provision of any credit agreement executed by and between the Customer and
the Bank. If the Customer breaches that covenant and fails to repay within the period prescribed by the Bank in the notice, with
respect to the entire indebtedness owed by the Customer to the Bank, the Bank may, at any time, cease or decrease the credit line
extended to the Customer, shorten the credit line extension period or declare the entire principal and interest immediately due
and payable. If any controversy or dispute with a third party arises therefrom. the Customer shall be solely responsible in the
handling of those controversies or disputes, and shall compensate and indemnify the Bank for any fees, charges, costs, expenses,
losses or damages arising therefrom.

Chapter Four:Finance or Operation

For the purpose of maintaining
normal operation and securing source of repayment to the Bank, the Customer shall maintain certain financial or operating conditions
during the period it transacts with the Bank. The Customer further agrees that such conditions shall be incorporated into any credit
agreement entered by and between the Customer and the Bank. If the Customer breaches the foregoing provisions and fails to cure
it within the prescribed period set forth in the notice from the Bank, with respect the entire indebtedness owed by the Customer
to the Bank, the Bank may at any time cease or decrease the credit line extended to the Customer, shorten the credit line extension
period or declare the entire principal and interest immediately due and payable.

(Finance
or Operation Conditions Promised by the Customer are as follow):

	
         

Chapter Five:Real Property 

To guarantee and secure repayment
of all debts owed to the Bank, the Customer provides the Bank with the real property (the detail as specified in the relevant mortgage
agreement) as collateral under a maximum-amount mortgage, which has completed its mortgage registration with the Land Registry
Office (No. _____) on _____.

To secure the rights and interests
of the Bank, the Customer hereby agrees to the following terms and conditions in connection with the mortgaged real property (including
unregistered buildings):

 

    	27

    	 

    

 

Article 1.No Lease Warranty

At the time the
mortgage is created, there are no leases, rights of use, or other rights of a third party with respect to the mortgaged collateral,
and the mortgaged collateral was not occupied by any third party. The Customer shall not create any such encumbrance on the collateral,
lease, or lend the collateral to any third party or engage in any kind of act that may diminish the value of the collateral without
obtaining the prior consent the Bank. If the Customer breaches the foregoing provisions in any way and the Banks suffers losses
or damages as a result thereof, the Customer shall be liable to compensation and indemnify the Bank for the full amount thereof.

Article 2.Warranty on Lease (Collateral Provider)

The Customer covenants
not to undertake any change to the lease agreement, extension of the term thereof, or alteration, revision or amendment of any
of the leasing conditions thereof without obtaining the Bank’s consent first. The Customer shall avoid the application of
Article 451 of the Civil Code in all circumstances. If the Bank disposes of (seizes) the collateral, the Customer agrees to promptly
and unconditionally cancel or terminate the lease with the tenant. Unless agreed by the Bank, the Customer shall not grant any
third party any right on the collateral or engage in any kind of act that diminishes the value of the collateral. If the Customer
breaches the foregoing provision and the Bank suffers any losses or damages as a result thereof, the Customer shall be liable to
compensate and indemnify the Bank for the full amount thereof.

Article 3.Warranty on Lease (Tenant)

The Customer covenants
not to undertake any change to the lease agreement, extension of the term thereof, or alteration, revision or amendment of any
of the leasing conditions thereof without obtaining the Bank’s consent first. The Customer shall avoid the application of
the Article 451 of the Civil Code in all circumstances. If the Bank disposes of (seizes) the collateral, the lease shall be deemed
unconditionally cancelled or terminated, and the tenant shall promptly and voluntarily vacate the premises, any property left behind
will be deemed abandoned and relinquished, those properties will be subject to the disposal of the Bank, without objection. All
rights or interests of the tenant with respect thereto have been waived. The aforementioned real property owned by the tenant is
for the purpose of ______________ and has no sub-lease existing thereon.

Article 4.Warranty on Vacant Land

Unless prior written consent from
the Bank has been obtained, before the Bank waives its mortgagee rights, no building or other construction may be built on the
mortgaged land lots, and the condition of the land lots shall be maintained. Upon the approval by the Bank, immediately upon the
completion of the construction, the Customer shall undertake to mortgage the completed building or construction to the Bank at
first priority lien position. The Customer covenants not to change the project applicant during the construction period. If the
Customer breaches the foregoing provisions, the Customer shall unconditionally honor any requests from the Bank, which requests
may include, but not limited to, demolishing the unregistered buildings or constructions on the mortgaged property, compensate
or indemnify the Bank for any losses or damages arising therefrom, or repay the indebtedness immediately.

Article 5.Mortgage of Unregistered Buildings

If there is any
unregistered building or construction (including accessories at the ground level or additionally built unit on the top) erected
on the collateral at the time of the creation of the mortgage, and the Customer is the original project applicant/owner or has
the right of use, the Customer agrees to mortgage that unregistered building or construction to the Bank. If the Bank enforces
its mortgagee rights, the Customer will comply and cooperate with any disposition of that collateral by the Bank.

Article 6.Waiver of Construction Lien

With respect
to all of the aforementioned land lots, buildings or completed improvements mortgaged to the Bank by the developer/project applicant
as collateral for the extension of any credit line, the contractor agrees to unconditionally waive any contractor’s lien
thereto and the rights to request for the lien registration. Without objections, the contractor shall have no right to claim contractor’s
lien or any other rights from the Bank or successors of the Bank.

	
         

         

         

         

 

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Article 7.Ownership Registration within the
Prescribed Period of Time

The mortgaged real properties include
the following additionally built units whose ownership registration has not been completed. The Customer hereby represents and
warrants that the customer is the original project applicant/owner of those buildings or construction and has the right of disposal
and use. The Customer covenants to complete ownership registration of that building or construction within ____ months and immediately
mortgage it to the Bank at the first priority lien position. If the Bank enforces its mortgagee rights on the collateral prior
to completion of the aforementioned process, the Customer will comply and cooperate with any disposition or that collateral by
the Bank.

The unregistered buildings
are listed as follow:

	
         

         

         

         

Article 8.Warranty on Loan for Use

There is no
lease between the Customer and the owner. Upon request by the owner or the Bank to return the collateral, or when the Bank applies
for compulsory enforcement and foreclose on the collateral in accordance with the law, the Customer agrees to promptly and unconditionally
return the following real property borrowed or occupied.

	
         

         

         

         

Article 9.Proof Documents for Relatives

___________ is
a minor (date of birth: ____). For the needs of long-term development, the parents of that minor wishes to apply for a loan from
the Bank; we (three relatives other than the parents) hereby confirm that the aforementioned loan and mortgage are for the benefit
of that minor.

Article 10.No Construction Lien

With respect to
the mortgaged collateral, all debts owed by the Customer to all contractors who may hold contractor’s liens (including those
who built or made major improvements to the collateral building) in relation to construction have been repaid in full, and no construction
lien exists. If it is later discovered that the Customer has submitted fraudulent information, the Customer shall be criminally
liable and shall compensate and indemnify the Bank for any and all losses or damages suffered by the Bank.

Article 11.No Rent Control

At the time the
mortgage is created, the land lots thereunder are self-owned. There is no effective rent control agreements entered and no other
lease relationship has been in existence (including, but not limited to, the 0.375% maximum rent restriction for the statutory
farmers).

Article 12.Warranty
on Private Residence

The mortgaged
collateral is the sole self-owned residence of the Customer (including its spouse and children); the Customer shall be criminally
liable for submitting fraudulent information, and shall immediately repay the indebtedness in accordance with the Bank’s
policies, guidelines, or regulations.

Article 13. Causes of Confirmation
of Secured Credit Rights

If the amount of the
encumbrance created on the collaterals is the maximum mortgage amount and/or maximum pledge amount, the Bank may unilaterally suspend
the credit extensions or transactions and refrain from engaging in other credit extensions or transactions in case of the occurrence
of any of the following events:

 (a) The original date of confirmation of the credit rights is due.

 (b) The modification of the scope of the secured credit rights or another event causes the original credit rights to stop arising.

(c)
The legal relationship from which the secured credit rights arise has been terminated or has extinguished as a result of another
event.

(d)
The Bank refuses to allow any credit rights to continue to arise, or there is an instance under Article 881-5 or 881-7 of the Civil
Code where the Customer (including the jointly and severally liable borrower) or the collateral owner requests for confirmation.

 

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(e)
The Bank petitions for a ruling to auction the collaterals, or requests for the assignment of the ownership of the collaterals
according to the provision of Article 873-1 of the Civil Code, or the making of an agreement according to the provision of Article
878 of the Civil Code.

(f)
The collaterals are attached by the court upon another creditor’s petition for compulsory execution, and the Bank is aware
of, or has been notified by the execution court of this fact. However, this restriction shall not apply to the circumstance where
the attachment on the collaterals is revoked.

 (g) The Customer (including the jointly and severally liable debtor) or the mortgagor is adjudicated bankrupt by the court. However, this restriction shall not apply to the circumstance where the court’s adjudication is annulled and the annulment is confirmed.

(h)
There is an instance as mentioned in Article 881-10 of the Civil Code.

(i)
There are other circumstances which cause the original credit rights to be confirmed.

The Customer or the
collateral provider irrevocably agrees that, where it asserts confirmation of the credit rights secured by a maximum mortgage amount/
maximum pledge amount, such assertion shall be made in writing and posted or delivered to the Credit Risk Unit of the Corporate
Banking Department of the Bank’s head office, and that the assertion shall become effective only on the day after the date
on which it was served on the Bank’s head office.

Chapter Six:Construction Financing

Article 1.Waiver
of Construction Lien

The Customer (hereinafter the “Contractor”)
has constructed/made major improvements to buildings owned by ___________ (hereinafter the “Project Applicant”) located
on land lot No. ________ located in ______ Hsien (City) _______ Town (District) _______ Sec. _______ Sub-sec. The Project Applicant
has provided or has covenanted to provide the aforementioned land lots and buildings or completed buildings after the completion
of improvements as collateral to secure the Bank’s extension of credit. The Contractor unconditionally agrees to waive any
contractor’s lien it may have in connection with the aforementioned buildings, and shall not claim the existence of contractor’s
lien to the Bank.

Article 2.Not
to Grant Junior Lien

The Customer has mortgaged to the Bank _____ pieces of
land lots with land lots No. ___________ located in ______ Hsien (City) _______ Town (District) _______ Sec. _______ Sub-sec, and
certain project applicant has constructed buildings on the mortgaged land lots. To secure the Bank’s rights, the Customer
hereby warrants that, during the period of construction by the project applicant, it shall not grant junior liens on the collateral
to any third party; if the Customer breaches this warranty, the Bank is entitled to repossess the mortgaged land lots.

Article 3.Warranty on Vacant Land

The Customer has applied to the Bank for the financing
to purchase land lots No. ___________ located in ______ Hsien (City) _______ Town (District) _______ Sec. _______ Sub-sec. If the
Customer fails acquired that land lot prior to _____ year _____ month _____ date and mortgaged it to the Bank at first priority
lien position, the Customer shall repay in full the original loan principal and interest before _____ year _____ month _____ date.
Any breach of the foregoing provision will result in a waiver of the term or repayment granted therewith. This provision is a part
of the acceleration clauses with respect to the Bank’s right to lengthen or shorten the credit line extension period as it
sees fit, or declare the entire indebtedness immediately due and payable.

The list of land lots is as follows:

	
         

         

         

         

Article 4.Warranty by the Project Applicant

The original borrower provided land lot No. _______ (_______
ping) as collateral to the loan with the Bank in the amount of NTD _______________. The Customer has or will construct buildings
on the mortgaged land lots. To secure the Bank’s interests, the Customer hereby warrants that it shall not change the identity
of the project applicant without obtaining prior written consent from the Bank.

	
         

         

         

         

 

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Article 5.Warrant on Providing Collateral after
Construction

To guarantee the repayment in full of the indebtedness
owed by itself or any third party __________ to the Bank, the Customer has mortgaged its real property (please refer to the Mortgage
Agreement for details) to the Bank at the first priority lien position with maximum mortgage amount at NTD ____________________,
which mortgage was registered with the Land Registry Office (No. _____________) on _____ year _____ month _____ day. The Customer
plans to construct buildings on that collateral land lots. The Customer hereby agrees to immediately mortgage the buildings constructed
on the land lots to the Bank at the first priority lien position after the completion of the construction and registration. Prior
to completion of such process, in the event that the Bank enforces its mortgagee rights, the Bank may, at its discretion, dispose
of the aforementioned buildings to secure repayment.

Article 6. Notification of Change of Contractor
and Abandonment of Right of Detention

The Customer agrees that in case contractor of construction
has changed, the Customer shall forthwith notify the Bank of the facts and procure agreement and undertaking from the succeeding
contractor, in which the succeeding contractor shall warrant and agree to abandon its right of detention at law. If the Customer
fails to observe provision in this (6) Article, the Bank shall have right at any time to terminate or limit the Customer’s
credit line, shorten the credit line period, and/or enforce the acceleration clause herein to have the principal and accrued interest,
if any, become due and payable instantly.

Chapter Seven:
Certificate for Provision of Collateral and Pledge Agreement

In order to secure all indebtedness
to the Bank under Article 1 below whether present (including debts incurred in the past and currently not yet repaid) or future,
owed by the Customer himself or the third party, , to the extent under the maximum pledge in an amount of NTD (or its equivalent
amount in foreign currency), the Customer hereby provides the collateral or the beneficiary right to the trust asset as listed
in the attached collateral list to the Bank, and agrees to comply with the following terms and conditions:

Article 1: Scope of Debts to
be Secured

The indebtedness,
to the extent of the maximum amount secured by the pledge, owed by the debtor, the jointly and severally liable debtor and the
pledgor to the pledgee at present (including debts incurred in the past and currently not yet repaid) and in future, including
loans, advances, acceptance, bills, guarantee, bank guarantee, overdraft, discount, purchase of clean bills, issuance of letters
of credit, import and export negotiation, import and export foreign exchange business, accounts receivable financing agreement,
financial derivatives trading agreement, credit card agreement, merchant agreement and indebtedness arising from the basic legal
relationship in respect of the businesses which may be conducted by a bank (including principal, interest, default interest, penalties,
processing fees), and expenses for obtaining the subject of execution, expenses for safeguarding the pledge rights, insurance premium
for the collaterals advanced by the pledgee, and indemnity for damages in connection with the non-performance of obligations arising
from the aforesaid legal relationship.

Article 2: Joint Indebtedness

If the Customer and other debtors
jointly issue an agreement, a receipt or bill to the Bank for the purpose of obtaining a loan, notwithstanding that the Bank has
appropriated payment only to the other debtors who have jointly issued the agreement, receipt or bill, it shall be deemed that
the Bank has appropriated payment to the Customer, and the Customer shall acknowledge the indebtedness as its own and agree to
bear the liability for repayment of the indebtedness jointly and severally. An appropriation of payment to one or several of the
Customer s shall also be deemed to be an appropriation of payment to all of the jointly and severally liable borrowers, and the
Customer shall acknowledge the indebtedness as its own and agree to bear the liability for repayment of the indebtedness jointly
and severally.

Article 3: Date of Confirmation of Secured
Credit Rights

The date of confirmation of the
secured credit rights is _____ (year) ______ (month) ____ (day) (i.e., the day preceding the date of expiry of the term of pledge).

 

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Article 4: Causes of Confirmation
of Secured Credit Rights

If the amount of
the encumbrance created on the collaterals is the maximum mortgage amount and/or maximum pledge amount, the Bank may unilaterally
suspend the credit extensions or transactions and refrain from engaging in other credit extensions or transactions in case of the
occurrence of any of the following events:

 (a) The original date of confirmation of the credit rights is due.

 (b) The modification of the scope of the secured credit rights or another event causes the original credit rights to stop arising.

(c)
The legal relationship from which the secured credit rights arise has been terminated or has extinguished as a result of another
event.

(d)
The Bank refuses to allow any credit rights to continue to arise, or there is an instance under Article 881-5 or 881-7 of the Civil
Code where the Customer (including the jointly and severally liable borrower) or the collateral owner requests for confirmation.

(e)
The Bank petitions for a ruling to auction the collaterals, or requests for the assignment of the ownership of the collaterals
according to the provision of Article 873-1 of the Civil Code, or the making of an agreement according to the provision of Article
878 of the Civil Code.

(f)
The collaterals are attached by the court upon another creditor’s petition for compulsory execution, and the Bank is aware
of, or has been notified by the execution court of this fact. However, this restriction shall not apply to the circumstance where
the attachment on the collaterals is revoked.

 (g) The Customer, the jointly and severally liable debtor, or the mortgagor/pledgor is adjudicated bankrupt by the court. However, this restriction shall not apply to the circumstance where the court’s adjudication is annulled and the annulment is confirmed.

(h)
There is an instance as mentioned in Article 881-10 of the Civil Code.

(i)
There are other circumstances which cause the original credit rights to be confirmed.

The Customer or the
collateral provider irrevocably agrees that, where it asserts confirmation of the credit rights secured by a maximum mortgage amount/
maximum pledge amount, such assertion shall be made in writing and posted or delivered to the Credit Risk Unit of the Corporate
Banking Department of the Bank’s head office, and that the assertion shall become effective only on the day after the date
on which it was served on the Bank’s head office.

Article 5: Acceleration

In the event of any
of the following circumstances in connection with the indebtedness owed by the Customer to the Bank, except items (f) ~ (i) in
which case the Bank shall give a prior notice or demand with a reasonable cure period, the Bank may at any time immediately suspend
the credit extension to the Customer, or reduce the credit line, or shorten the credit extension term, or declare all principal
and interest amounts immediately due and payable:

		(a)	The Customer fails to repay any indebtedness or to repay the principal thereof in installments
as agreed.

		(b)	The Customer petitions for composition, adjudication of bankruptcy or reorganization; the Clearinghouse
has made a public announcement that it has refused dealings with the Customer; the Customer has suspended operation or is in the
process of liquidation.

		(c)	The Customer fails to provide the collaterals to fulfill its original obligation as agreed.

		(d)	The Customer died and his/her successors have declared limited succession or abandonment of
succession.

		(e)	The court adjudicates confiscation of the Customer’s principal assets as a result of a
criminal offense.

		(f)	The Customer fails to pay interest on any indebtedness as agreed.

		(g)	The collaterals have been attached; or have extinguished, decreased in value, or become insufficient
to secure the credit rights.

		(h)	The Customer’s actual use of the funds with respect to the indebtedness owed to the Bank
does not conform to the use thereof as approved by the Bank.

		(i)	The collaterals are subject to compulsory execution or provisional attachment, provisional disposition
or other safeguard measures, which makes it likely that the Bank may not be indemnified.

		(j)	In addition to the circumstances specified in the above items, other circumstances which are
concertedly stipulated in an agreement as having an acceleration effect (with or without notice), as required by the Bank for the
purpose of safeguarding its credit rights.

Article 6: Warranty

The Customer positively represents
that it has lawful ownership of all the collaterals provided, and that other persons do not have any rights therein. In the event
of any dispute, the Customer shall deal with the dispute unilaterally without involving the Bank.

The Customer warrants that:

		(a)	The chattels provided as collateral and their place of storage are the same as specified on the
Detailed Chart of Collaterals.

		(b)	Where the collaterals are instruments of title such as bills of lading, warehouse receipts, etc.,
the name, type, quality, quantity, specifications and condition of the goods represented by the said instruments are consistent
with the description of same on the said instruments.

 

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		(c)	Where the collaterals are instruments of title such as bills of lading, warehouse receipts, etc.,
and the quality or quantity of the goods as specified on the documents is found to be inconsistent with the actual quality or quantity
of the goods, or where there are other false representations, the Customer shall, regardless of whether the said goods are stored
in a warehouse operated by the Bank itself or in another warehouse, immediately replace or supplement the goods to make them consistent
with or equivalent to the collaterals as specified on the said documents, or repay all the indebtedness, unless the Customer can
prove that such inconsistencies are attributable to the Bank’s willfulness or gross negligence.

Article 7: Storage of Chattels and Pledgee’s
Safekeeping Liability

Where the collaterals are chattels,
the Bank has the right to determine their storage location and safekeeping method, and to inspect them at any time. If the Customer’s
place of storage and method of management with respect to the collaterals are inappropriate, the Bank may notify the Customer to
move the collaterals to another place or rectify the situation, and the Customer shall immediately act accordingly. When the Bank
takes possession of the collaterals according to the law, the Bank shall not be held liable for any mistake in connection with
the decision to move the collaterals, or any damages sustained from the non-movement of the collaterals, unless there is an event
the liability for which is attributable to the Bank.

Where the collaterals are possessed
and safekept by the Bank, the Bank does not bear any liability for the same unless there is willfulness or gross negligence on
the part of the Bank. Where there is an event the cause of which is attributable to the Bank according to this Agreement, the Bank’s
duty of care shall be limited to willfulness or gross negligence before the Bank may be held liable.

Article 8: Restrictions on Disposal
of Collaterals and Duty of Care for Their Use and Safekeeping

Prior to the repayment of the secured
indebtedness, the Customer shall not transfer, mortgage, pledge, lease, pawn, move, or otherwise dispose of the collaterals on
its own accord without the Bank’s written consent.

If the Customer r intends to change,
improve, increase or abandon the collaterals, the Customer may do so only after obtaining the Bank’s written consent. If
it is necessary to attend to an amendment of the registration particulars, the Customer agrees to attend immediately to all procedures
necessary for the application for amending the registration particulars at his expense.

The Customer agrees to exercise the
care due of a good administrator and use the collaterals properly and safekeep them carefully, and not to neglect any acts to repair
or maintain the collaterals which are necessary for safekeeping them. All taxes, repair costs, etc. relating to the collaterals
shall be borne and paid by the Customer accordingly.

Article 9: Replacement
or Supplement of Collaterals

If the collaterals
provided by the Customer are damaged, have extinguished, have turned bad, have depreciated in value, or are likely to be in the
aforesaid circumstances for causes not attributable to the Bank, the Customer agrees to immediately replace them with collaterals
approved by the Bank, or provide supplemental or additional collaterals approved by the Bank, or repay all the indebtedness owed
to the Bank.

Article10:
Notice of Change in Collaterals and Collection of Interest or Compensatory Fees

In the event of any change in the
collaterals provided by the Customer such as damage, extinguishment, depreciation in value, or interest arising therefrom, or requisition
for public use, or other causes which shall be compensated by a third party, the Customer shall immediately notify the Bank. Although
the Bank has no obligation to collect such interest or compensation, it may nevertheless do so unilaterally and apply the same
to set off the indebtedness owed by the Customer or the debtor, the jointly and severally liable debtor, or the Customer, but the
Customer shall not collect such interest or compensation on his own accord without the Bank’s consent. If the Bank shall
suffer any damage as a result of the Customer’s negligence in giving the aforesaid notice to the Bank, the liability for
indemnity shall be borne by the Customer.

Article 11:
Return or Replacement of Collaterals and Certificates

Any person holding a receipt, or
certificate of custody, or account passbook issued by the Bank to the Customer, or a document of receipt signed by the Customer,
or the Customer’s seal, may go the Bank to request for the return or replacement of the collaterals, or amendment of the
certificate of rights, or other relevant documents. Such person shall be deemed to be the Customer’s agent, and the Bank
may permit the return or replacement of the same.

Article 12:
Method of Repayment, Partial Repayment

The Customer shall repay the indebtedness
in accordance with the original term, amount, and interest rate as agreed with respect to the various debts.

Where the Customer repays a part
of the secured indebtedness and requests the Bank to return a part of the collateral proportionately, the return of collateral
shall be made only after the Bank has given its consent thereto and, if it is necessary to amend the registration particulars,
the expenses therefor shall be borne by the Customer.

 

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Article 13: Procedures
and Insurance

The Customer agrees to attend to
the warehousing, tax payment, fine payment, insurance (including renewal of insurance cover and procuring additional cover), delivery,
management, movement or other procedures with respect to the collaterals which are necessary according to the law or agreement,
and the relevant expenses and taxes shall be borne by the Customer.

If the collaterals are insurable,
the Customer shall designate the Bank as the preferential beneficiary, request the insurance company to insert a special pledge
clause in the insurance policy, and procure appropriate insurance cover against fire risks or other risks as requested by the Bank,
and the expenses therefor shall be borne by the Customer. If it is deemed to be necessary by the Bank, the Bank may unilaterally
procure insurance cover, or renew the insurance cover against fire risks or other risks on behalf of the Customer, and the Customer
shall immediately repay the principal and interest in respect of the insurance premium advanced by the Bank, failing which the
Bank may include the principal and interest in respect of the insurance premium advanced by the Bank in the scope of the secured
indebtedness for preferential settlement. However, the Bank has no obligation to procure or renew any insurance cover on behalf
of the Customer.

If the collaterals have extinguished,
regardless of any reason the insurance company may use to refuse or defer indemnity payment or whether the indemnity payment is
insufficient, the Customer shall immediately repay all the indebtedness, or provide other collaterals approved by the Bank.

Article 14: Bills
Receivable

Where the debtor or the Customer
provides, endorses and transfers bills receivable to the Bank as a means for securing or repaying the indebtedness owed to the
Bank, the Customer agrees to the following:

		(a)	In order to facilitate bookkeeping, the Bank may, after the bills are cashed and the payments have
been booked and accrued to a certain amount, unilaterally apply the accrued payment to set off various debts owed by the debtor
or the Customer and, in case of any deficiency, the Customer shall still bear the liability for repayment of the indebtedness
in full.

		(b)	After a bill receivable as mentioned above has matured and the Bank has cashed and booked the payment,
the debtor or the Customer may, subject to the Bank’s consent, deliver to the Bank in the aforementioned manner another bill
receivable having a value greater than, or equivalent to that of the bill receivable which has already been cashed, and the Bank
may transfer the aforesaid cash amount to the account of the debtor or the Customer at the Bank, or remit the same to the account
of the debtor or the Customer at another financial institution. With respect to all the indebtedness owed by the Customer to the
Bank, the Customer shall still bear the liability for repayment in full according to the terms and conditions of the relevant to
the bills, IOUs, etc. issued by it.

		(c)	If a bill receivable as mentioned above is not accepted and cashed, and the debtor or the Customer
fails to attend to the matter within the prescribed period as notified by the Bank, or if notice cannot be served on the debtor
, the jointly and severally liable debtor, or the Customer, the Bank may, depending on the economic condition of the debtor under
the bill, conclude a settlement with the debtor under the bill for any amount which is less than the face value of the bill.

Article 15: Time
Deposit Certificates, Composite Investment Products

When the date of repayment of a loan
of the Customer is due, or when the Customer’s time limitation benefit with respect to the loan has extinguished, the Customer
shall repay the principal and interest in full. If the Customer cannot make repayment, the Customer agrees and hereby authorizes
that the Bank may unilaterally rescind the contracts for the pledged time deposit certificates or composite investment products,
and apply all the proceeds and gains on the products realized from the rescission of the contracts to set off the principal, interest,
default interest, penalties and various expenses. The Customer has no objection whatsoever to the time of rescission of the contracts
by the Bank and the manner of disposal, but the Bank shall notify the Customer after the rescission of the contracts.

If there is any balance left after
the set-off, the Bank may apply such balance to set off all other indebtedness owed by the Customer to the Bank on a preferential
basis, and the Customer further agrees that the Bank may transfer the remaining funds back to the Customer’s account at the
Bank which was designated by the Customer at the time it subscribed for the products. Furthermore, the collateral certificate issued
by the Bank shall be nullified immediately and the Customer has no objection whatsoever thereto.

Article
16: Beneficial Rights in Trust Properties

		(a)	At the time of execution of this Agreement, the Customer shall notify the trustee to complete the
registration of the pledge created on the trust beneficial rights and, if there is any certificate representing such rights, the
Customer shall deliver it to the Bank at the same time. Without the Bank’s prior written consent, the Customer shall not
replace the collaterals on the trust beneficial rights provided by the Customer. If there is any replacement, the collaterals after
the replacement shall prevail.

 

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		(b)	If the trust benefits represented by the trust beneficial rights shall increase due to an increment
in the trust properties as a result of the management and utilization of the trust properties, or as a result of additional trust
properties delivered by the settlor, the said additional part shall also fall within the scope of the pledge created in the present
instance.

		(c)	After the creation of the pledge, the Customer shall not, without the Bank’s prior written
consent, modify the trust agreement arbitrarily, take delivery of the trust properties, terminate the trust agreement, change the
beneficiary, dispose of the rights of the beneficiary of the trust, or do any legal act to cause the Bank’s pledge to extinguish.

		(d)	When the Bank executes the pledge on the trust beneficial rights, the Customer shall, in addition
to releasing the Bank from the obligation to notify the Customer of the execution of the pledge, agree without any objection to
the time and manner of disposal of the trust beneficial rights by the Bank. If there is any balance left after the disposal, the
Bank may apply such balance to set off all other indebtedness owed by the Customer to the Bank on a preferential basis. Furthermore,
the Customer agrees that the Bank may transfer the remaining funds back to the Customer’s account at the Bank, and that the
Customer shall unconditionally coordinate with the Bank in attending to all necessary procedures for completing the transaction
without any objection.

		(e)	The creation of the pledge on the trust beneficial rights shall not affect the performance and
management of the trust agreement.

		(f)	A photocopy of this Agreement shall be delivered to the trustee for pledge registration purposes.

Article 17:
Stocks Pending Listing on Taiwan Securities Exchange

			With respect to a stock which the Customer has provided to the Bank to secure all the indebtedness
owed to the Bank, the Customer agrees that if the listing of the said stock on the Taiwan Securities Exchange is delayed and the
stock cannot be traded publicly, or if the listing of the said stock is cancelled by the regulatory agency for other reasons, the
Customer shall, regardless of whether its indebtedness has matured, make up the difference resulting from the fall in the price
of the stock by providing additional collaterals which are approved by the Bank, or repay the indebtedness within one month from
the date of receipt of the Bank’s notice. Otherwise, the Customer shall waive its time limitation benefit and unconditionally
agree to the disposal or sale of the collaterals by the Bank. Furthermore, the Customer also agrees to commission the Bank with
full authority to dispose of, or sell the collaterals at the time, in the manner, and at the price as determined by the Bank to
set off the indebtedness.

Article 18:
Disposal of Non-Listed Securities

When there is a fall in the spot
price of a stock provided by the Customer or when there is a deterioration of the business, finances or credit of the stock issuing
company which, from the Bank’s point of view, may impair the Bank’s rights and interests, the Customer agrees to provide
supplemental collaterals, or repay the loan in installments, or replace the collaterals within the deadline as notified by the
Bank, regardless of whether the loan has matured or not. Otherwise, the Customer’s time limitation benefit with respect to
the indebtedness owed to the Bank will extinguish, and all the indebtedness owed to the Bank will be considered as having matured,
and the Customer shall agree that the Bank may unilaterally dispose of or sell the collaterals to set off the principal and interest
owed to the Bank. As for the manner and price of disposal of the collaterals, the Customer agrees to commission the Bank with full
authority to deal with the same. Furthermore, the Customer agrees that this Agreement may be used to prove such authorization,
and that it will not revoke the commission before the indebtedness is repaid in full.

Article 19: Collateral
Maintenance Rate (TSE/GreTai Listed Securities)

To meet the Bank’s requirement
to safeguard its credit rights as a result of its credit extension dealings with the Customer, the Customer agrees to exert its
best effort to maintain the value of the collaterals in case of a fluctuation of the value of the collaterals during the credit
extension term, and the Customer further agrees to deal with such an event according to the following agreed terms:

		(a)	The collateral maintenance rate in connection with the credit extended to the Customer shall be
the collateral maintenance rate of the whole account calculated on the basis of the total balance of the Customer’s credit
line. The maintenance rate is: Current market price of TSE listed securities provided as collateral/Total balance of credit line
x 100%.

 

    	35

    	 

    

 

		(b)	When the collateral maintenance rate is lower than ___ % due to a fluctuation of the market price
of the collaterals, the Bank shall notify the Customer to make payment to make up the difference.

		(c)	If the collateral maintenance rate of the whole account still fails to reach the maintenance rate
as stipulated in item (b) within two business days after the Bank has notified the Customer, and the Customer does not attend to
payment to make up the difference, the Customer’s time limitation benefit with respect to the indebtedness owed to the Bank
will extinguish, and all the indebtedness shall be considered as having matured. Commencing from the said business day, the Bank
may auction or sell the collaterals on the open market to set off the principal and interest owed to the Bank. As for the manner
and price of disposal of the collaterals, the Customer agrees to commission the Bank with full authority to deal with the same
and to apply this provision to prove such authorization.

		(d)	If the collateral maintenance rate of the whole account shall rise back to the maintenance rate
as stipulated in item (b) or above within two business days after the Bank has notified the Customer, the Bank may not dispose
of the collaterals for the time being although the Customer has not attended to payment to make up the difference. However, on
any business day thereafter when the collateral maintenance rate of the whole account is lower than the maintenance rate as stipulated
in item (b), the Customer shall automatically attend to the supplemental payment on the current day. Otherwise, the Bank shall
have the right to dispose of the collaterals commencing from that day.

		(e)	If the collateral maintenance rate of the whole account shall rise back to the maintenance rate
as stipulated in item (b) plus 30% or above although the Customer has not attended to payment to make up the difference or has
only attended to payment of a part thereof, or if the aggregate amount of the consecutive payments made by the Customer is sufficient
to make up the difference as notified by the Bank before the disposal of the collaterals, the Bank will cancel the record of the
said demand for supplemental payment; provided, however, that the Bank has the right to be released from the restriction of this
item.

		(f)	The Bank agrees that the interest arising from a collateral provided by the Customer shall be collected
by the Customer. However, the Customer agrees that, commencing from the 7th business day prior to the ex-right/ex-dividend
date on which the said interest will arise, the reference price of the collateral on the ex-right/ex-dividend date shall be used
as the standard for calculating the collateral maintenance rate of the whole account.

		(g)	If there is a deterioration of the business, finances or credit of the Customer or the issuing
company which, form the Bank’s point of view, may impair the Bank’s rights and interests and the interests of the borrower
or the Customer, the borrower or the Customer agrees that the Bank may auction the collaterals according to Article 892 of the
Civil Code and replace the collaterals with the proceeds realized from the auction, if the Bank shall determine from an evaluation
conducted by itself that such circumstance may impair its credit rights.

Under urgent circumstances, the
Customer or pledgor, as the case may be, agree to release the Bank from its obligation to give notice with respect to the auction
stated in the preceding paragraph.

Whether to conduct an auction as
stated in the first paragraph is at the Bank’s discretion; the Bank is not obligated to conduct such auction.

Article 20: Transfer
of the Ownership of the Collateral

Where the date of repayment of the
indebtedness secured by this pledge is due but the indebtedness is not repaid, the pledgee may request the Customer to transfer
the ownership of the collaterals to the pledgee, and to deliver the collaterals to the pledgee for possession. If registration
of the assignment of the ownership of the said collaterals is required, the Customer shall, at the pledgee’s request, unconditionally
agree to coordinate with the pledgee in attending to all the procedures therefor, and the Customer shall not delay in complying
with the aforesaid request of the pledgee for any reason.

With respect to the value of the
collaterals the ownership of which is transferred, the Customer agrees to use the results of the appraisal conducted by an impartial
appraisal organization as the basis for ascertaining the value thereof. The relevant appraisal fee shall be shared equally by both
parties and, unless otherwise agreed, the payment of taxes and burden of expenses in connection with the transfer of the ownership
shall be dealt with according to the provisions of the relevant tax laws or customs.

Article 21: Place
of Performance

The place of performance of this
Agreement is the place of business of the Bank.

 

    	36

    	 

    

 

Article 22: Service
of Notice or Demand

Any demand or notice arising from
this Agreement, if sent by post or delivered by special messenger to the address which was last notified by the recipient of the
demand letter or notice or its representative shall be deemed to have been duly served. However, where the recipient or its representative
has moved from the said last-notified address, or there are other causes attributable to the recipient or its representative thereby
making it impossible to effect service at its last-notified address, and the recipient or its representative did not give any prior
notice to the Bank, then the aforesaid demand or notice shall be deemed to have been served on the recipient after the Bank has
posted it to the address which was last notified by the recipient or its representative and the passage of the normal postal delivery
time.

The Customer irrevocably
agrees that, where it asserts confirmation of the credit rights secured by a maximum pledge amount according to Article 4, such
assertion shall be made in writing and posted or delivered to the Credit Risk Unit of the Corporate Banking Department of the Bank’s
head office, and the assertion shall become effective only on the day after the date on which it was served on the Bank’s
head office.

Article 23: Governing Law and Jurisdiction

With respect to the Customer’s
obligations arising from this Agreement, the laws of the Republic of China shall govern the requisites, manner and effect in connection
with the establishment of the legal acts of the Customer, unless there is another agreement which stipulates that __________ law
shall apply.

The place of performance of this
Agreement is the place where the Bank is located. The Customer agrees with the Bank that, in the event he is involved in any litigation
by reason of this Agreement, the district court at the place where the Bank’s head office or its ________ Branch is located,
or the Taiwan Taipei District Court, shall have jurisdiction over such litigation as the court of first instance; provided, however,
where the law has special provisions relating to special jurisdiction, such provisions shall apply.

Article
24: This Agreement are executed in both Chinese and English. If there is any conflict or discrepancy between the Chinese and English
versions hereof and thereof, the Chinese version will prevail.

Article 25: Matters
Not Dealt with by this Agreement

Matters which are not dealt with
by this Agreement shall be dealt with in accordance with the provisions of the Bank’s General Agreement For Omnibus Credit
Lines, the Guarantee Agreement, the Trust Agreement, or other agreements.

Chapter Eight:Provisions for Information Sharing
between Chinatrust Financial Holding Company and its Subsidiaries

Article 1.For cross-selling purposes,
the Customer agrees that the Bank may furnish the Customer’s information (including, without limitation, its basic, account,
credit, investment, and insurance information) to the financial holding company that the Bank is a part of, or to the subsidiaries
controlled by that financial holding company, as determined by the provisions of the Financial Holding Company Act, for mutual
disclosure, transfer, and sharing.

Article 2.The contents
and scope of the information referred to hereinabove are as follows:

1.Basic Information:
including, without limitation, name, date of birth, identification number, contact telephone number, and address.

2.Account Information:
including, without limitation, account numbers or other numbers of comparable function, credit card numbers, savings account numbers,
trading account numbers, savings and loan amounts, and other trading information, and financial statements.

3.Credit Information:
including, without limitation, records of dishonored checks, cancellation records, rejection records, and other operational information.

4.Investment
Information: including, without limitation, objectives, amounts, timing, of investments and sales of investments information.

5.Insurance Information: including,
without limitation, insurance types, periods, insured amounts, premium payment methods, claims processing, records of refusals
to insure, and other information.

Article 3.The Customer understands
and agrees that the Bank, the financial holding company that the Bank is a part of, and the subsidiaries controlled by that financial
holding company, as determined by the provisions of the Financial Holding Company Act, may, in accordance with their business objectives
and as permitted by the law, collect, process by computer, transmit internationally, and use (including for the purposes of administrative
research, promotion , or distribution of consumer reports, etc.) the Customer’s personal information.

Article 4.The Customer also agrees
that the Bank, the financial holding company that the Bank is a part of, or the subsidiaries controlled by that financial holding
company, as determined by the provisions of the Financial Holding Company Act, may designate a third party to process that information.
The Customer further consents and agrees to any and all disclosure of the information set forth in the foregoing Article 1 of this
Chapter to that third party designated by the Bank, the financial holding company that the Bank is a part of, or the subsidiaries
controlled by that financial holding company, as determined by the provisions of the Financial Holding Company Act.

 

    	37

    	 

    

 

Chapter Nine:Penalties
for Early Repayments

With respect to the credit facility
by and between the Customer and the Bank in the amount of NTD (or foreign currency) __________,the Customer hereby undertakes that,
except for the loan to be repaid in installments, within ____ years form the drawdown date in accordance with the Agreement, if
the Customer intends to make early repayment in full or in part, it shall notify the Bank by a two-month prior written notice,
and make additional payment to the Bank at ____% of the outstanding balance before repayment or the amount of the partial repayment
as penalty for early repayment.

Article 1.Among
the documents executed by and between the Customer and the Bank for the relevant transactions, the Customer has received one copy
of the following selected documents:

1.V Credit Extension
Specimen Card         2.V Promissory Notes

3.V General
Agreement for Omnibus Credit Lines         4.VAgreement for Individually
Negotiated Terms and Conditions

5.□
Supplementary Agreement for General Agreement for Omnibus Credit Lines 6.□Drawdown Application

7.□          8.□

9.□          10.□

11.□          12.□

13.□          14.□

15.□          16.□

Article 2.In addition to complying
with the preceding general terms and conditions, the Customer shall comply with other financing agreements or documents executed
pursuant to different terms and conditions by the Customer or its related parties (for example, joint and several guarantors).
The Customer shall have no objections even if copies of such agreements or documents have not been obtained. In witness thereof,
the parties hereby represent herein.

Chapter Eleven:Other Special Terms and Conditions

	
         

         

 

To: CTBC Bank Co., Ltd.

 

    	38

    	 

    

 

List of Collateral:      Collateral Provider:

	Name	Type	Quantity	Remark
	
         

         
	 	 	 
	
         

         
	 	 	 
	
         

         
	 	 	 
	
         

         
	 	 	 

 

 

List of Collateral:      Collateral Provider:

	Name	Type	Quantity	Remark
	
         

         
	 	 	 
	
         

         
	 	 	 
	
         

         
	 	 	 
	
         

         
	 	 	 
	 	 	 	 

 

List of Collateral:      Collateral
Provider:

	Name	Type	Quantity	Remark
	
         

         
	 	 	 
	
         

         
	 	 	 
	
         

         
	 	 	 
	
         

         
	 	 	 
	 	 	 	 

 

List of Collateral:      Collateral Provider:

	Name	Type	Quantity	Remark
	
         

         
	 	 	 
	
         

         
	 	 	 
	
         

         
	 	 	 
	
         

         
	 	 	 

 

    	39

    	 

    

 

	 	 	 	 
	
        Customer: Date: [  yy] [  mm]
[  dd]

         

         

         

        agrees to Articles ( ), ( ), ( ), ( ) of
        Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), (
        ) of Chapter ( ),

	
        Customer: Date: [  yy] [  mm]
[  dd]

         

         

         

        agrees to Articles ( ), ( ), ( ), ( ) of
        Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), (
        ) of Chapter ( ),

	
        Customer: Date: [  yy] [  mm]
[  dd]

         

         

         

        agrees to Articles ( ), ( ), ( ), ( ) of
        Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), (
        ) of Chapter ( ),

	
        Customer: Date: [  yy] [  mm]
[  dd]

         

         

         

        agrees to Articles ( ), ( ), ( ), ( ) of
        Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), (
        ) of Chapter ( ),

	
        Customer: Date: [  yy] [  mm]
[  dd]

         

         

         

        agrees to Articles ( ), ( ), ( ), ( ) of
        Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), (
        ) of Chapter ( ),

	
        Customer: Date: [  yy] [  mm]
[  dd]

         

         

         

        agrees to Articles ( ), ( ), ( ), ( ) of
        Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), ( ) of Chapter ( ), Articles ( ), ( ), ( ), (
        ) of Chapter ( ),

 

	(Officer in Charge	 	(Handled by)	 	Bank’s Verification	 

Attention :If the Customer has not reached the legal age, the
Customer’s statutory agent shall also sign and chop under the “Customer’s Signature” column.

Date:

 

    	40

    	 

    

 

Notification of Credit Line

 

The next annual review will take place on November 30, 2015.

	I. Credit Grantee Name and Joint Guarantor
	
        Credit Grantee Name

        Business Registration Number/ID Number

        Responsible Person
	
        Applied Optoelectronics, Inc. (AOI)

        Taiwan Branch

        28410552

        Lin Zhixiang
	Joint guarantor	 
	Co-drawer	 
	Drawer of Promissory Note with bank as its paying agent	 

 

II. Credit Line (excluding Financial
Transaction Limit)

 

(1) Credit Line Approval

	Type of Credit Line	Product Type	Amount of Credit Line	Period (Months)	Interest Rate/Service Charge
	Comprehensive credit line	Short-term loan and importing O/A	TWD 90,000 ,000	12	
        1. TWD: corporate interest rate swap index (month) + 1.5% (Currently,
        CTBC's corporate interest rate swap index is 0.91% and will be adjusted month by month.)

        2. Foreign currency: 1M COF + 1.8%

        (Currently, CTBC's 1M COF is 0.60% and will be adjusted month by
        month.)

        3. O/A and outward remittance service
        charges: USD 10/transaction

        4. An inward remittance is free of any service charge.

 

    	41

    	 

    

 

(2) Terms and Conditions of Credit Granting

	General Conditions	
        1.     
        Short-term loans can be remitted only to suppliers, and each short-term loan is available for a maximum of 120 days.

        2.     
        The importing O/A financing quota can be provided in 100%. Each such loan can be used for a maximum of 120 days and be remitted
        only to suppliers (For details, see the attachment). If there are new suppliers, such loans can be available only after being approved
        by CTBC.

        3.     
        The importing O/A quota can be used only after the transaction lists or relevant invoices are provided.

        4.     
        The inward remittance must reach USD 5,000,000 (including the related party AOI US) upon each quarterly review.

        5.     
        The accumulated deposit upon each quarterly review must reach USD 1,000,000.

        6.     
        CTBC will check AOI Taiwan Branch’s responsible person Lin Zhixiang's potential liabilities as surety during the review
        (on May 31, 2015). If Lin Zhixiang has stood guarantee for AOI Taiwan Branch in any case, Lin shall be deemed as the guarantor
        of this case.

	Special Conditions	1.       Please kindly provide a Direct Account in order to remit money to CTBC.

 

(3) Notes:

		1.	After your company signs this notification, as the market changes, our bank reserves the rights
to approve or reject your application for withdrawing or using the quota based on the original interest rate/service charge. If
your company indeed demands funds, your company can apply for withdrawing the credit line only after both parties otherwise negotiate
the interest rate/service charge or the credit line and record them to relevant funding application documents. For matters not
mentioned herein, please refer to our bank's credit granting contract and relevant rules.

 

		2.	For the abovementioned credit line, please provide relevant board’s meeting minutes.

 

 

CTBC Bank Co., Ltd.

 

January 6, 2015

 

    	42EXHIBIT 10.1

AMENDMENT NO. 1 TO
AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT

AMENDMENT NO. 1 TO AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT, dated January 9, 2015, by and among SpartanNash Company, a Michigan corporation, formerly known as Spartan Stores, Inc. (“Parent”), Spartan Stores Distribution, LLC, a Michigan limited liability company (“Stores Distribution”), Market Development, LLC, a Michigan limited liability company (“MDC”), SpartanNash Associates, LLC, a Michigan limited liability company (“Associates”), Family Fare, LLC, a Michigan limited liability company (“Family Fare”), MSFC, LLC, a Michigan limited liability company (“MSFC”), Seaway Food Town, Inc., a Michigan corporation (“Seaway”), The Pharm of Michigan, Inc., a Michigan corporation (“Pharm”), Valley Farm Distributing Co., an Ohio corporation (“Valley Farm”), Gruber’s Real Estate, LLC, a Michigan limited liability company (“Gruber RE”), Prevo’s Family Markets, Inc., a Michigan corporation (“Prevo”), Custer Pharmacy, Inc., a Michigan corporation (“Custer”), Spartan Properties Management, Inc. (formerly known as Buckeye Real Estate Management Co.), an Ohio corporation (“SPM”), Spartan Stores Fuel, LLC, a Michigan limited liability company (“Spartan Fuel”), Nash-Finch Company, a Delaware corporation, as surviving corporation of the merger with SS Delaware, Inc. (“Nash-Finch”), Nash Brothers Trading Company, a Delaware corporation (“Nash Brothers”), T.J. Morris Company, a Georgia corporation (“T.J. Morris”), Super Food Services, Inc., a Delaware corporation (“Super Food”), U Save Foods, Inc., a Nebraska corporation (“U Save”), Hinky Dinky Supermarkets, Inc., a Nebraska corporation (“Hinky Dinky”), GTL Truck Lines, Inc., a Nebraska corporation (“GTL”), Erickson’s Diversified Corporation, a Wisconsin corporation (“Erickson’s”), Grocery Supply Acquisition Corp., a Delaware corporation (“Grocery Supply”), MDV SpartanNash, LLC, a Delaware limited liability company (“MDV”, and together with Parent, Stores Distribution, MDC, Associates, Family Fare, MSFC, Seaway, Pharm, Valley Farm, Gruber RE, Prevo, Custer, SPM, Spartan Fuel, Nash-Finch, Nash Brothers, T.J. Morris, Super Food, U Save, Hinky Dinky, GTL, Erickson’s and Grocery Supply, each individually a “Borrower” and collectively, “Borrowers”) and any Person that at any time becomes a party to the Loan Agreement as a guarantor (each individually a “Guarantor” and collectively, “Guarantors”), the parties to the Loan Agreement (as hereinafter defined) from time to time as lenders (each individually, a “Lender” and collectively, “Lenders”) and Wells Fargo Capital Finance, LLC, a Delaware limited liability company, in its capacity as agent for Lenders (in such capacity, “Administrative Agent”).

W I T N E S S E T H :

WHEREAS, Borrowers and Guarantors have entered into financing arrangements with Agent and Lenders pursuant to which Lenders (or Administrative Agent on behalf of Lenders) have made and may make loans and advances and provide other financial accommodations to Borrowers as set forth in the Amended and Restated Loan and Security Agreement, dated as of November 19, 2013, by and among Borrowers, Guarantors, Agent and Lenders, (as the same now exists and is amended and supplemented pursuant hereto and may hereafter be further amended, modified, supplemented, extended, renewed, restated or replaced, the “Loan Agreement”) and the other Financing Agreements; and

	
 
	
 
	
 

 

 

WHEREAS, Borrowers and Guarantors have requested that Administrative Agent and Lenders agree to certain amendments to the Loan Agreement, and Administrative Agent and Lenders are willing to agree to such amendments, subject to the terms and conditions herein; and

WHEREAS, by this Amendment No. 1, Borrowers, Guarantors, Administrative Agent and Lenders desire and intend to evidence such amendments;

NOW THEREFORE, in consideration of the foregoing, the mutual agreements and covenants contained herein and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:

1.Definitions.

(a)Additional Definitions.  As used herein, "Amendment No. 1" shall mean Amendment No. 1 to Amended and Restated Loan and Security Agreement, dated January 9, 2015, by and among Borrowers, Guarantors, Administrative Agent and Lenders, as amended, modified, supplemented, extended, renewed, restated or replaced, and the Loan Agreement and the other Financing Agreements shall be deemed and are hereby amended to include, in addition and not in limitation, such definition.  

(b)Amendments to Definitions.

(i)Applicable Margin.   The definition of “Applicable Margin” set forth in the Loan Agreement is hereby amended by deleting the interest rate grid therein and replacing it with the following:

								
	
 

“Tier
	
 

Monthly Average 

Excess Availability         
	
Applicable Eurodollar Rate
Margin for Tranche A Revolving Loans

 
	
Applicable Eurodollar Rate
 Margin for Tranche A-1 Revolving Loans

 
	
Applicable
Eurodollar Rate Margin for Tranche A-2 Term Loans
	
Applicable
Base Rate Margin for Tranche A Revolving Loans
	
Applicable
Base Rate Margin for Tranche A-1 Revolving Loans
	
Applicable
Base Rate Margin for Tranche A-2 Term Loans

	
1

 
	
Greater than 66 2/3% of the Maximum Credit

 
	

1.25% 
	

2.50% 
	

5.25%
	

.25%
	

1.50%
	

4.25%

	
2
	
Less than or equal to 66 2/3% of the Maximum Credit and greater than 33 1/3% of the  Maximum Credit

	
 

 

1.50%
	
 

 

2.75%
	

5.25%
	

.50%
	

1.75%
	

4.25%

	
 
	
2
	
 

 

 

	
3
	
Less than or equal to 33 

1/3%  of the Maximum Credit

 
	
 

1.75%
	
 

3.00%
	
 

5.25%
	
 

.75%
	

2.00%
	
 

4.25%”

 

(c)Interpretation.  For purposes of this Amendment No. 1, unless otherwise defined herein, all capitalized terms used herein shall have the respective meanings assigned to such terms in the Loan Agreement.

2.Schedule 1.145; Non-Operating Assets.  Schedule 1.145 to the Loan Agreement is hereby deleted in its entirety and replaced with the Schedule 1.145 attached as Exhibit A hereto.

3.Minimum Applicable Margin.  Notwithstanding anything contained in the Loan Agreement to the contrary and notwithstanding the amount of the Monthly Average Excess Availability, for the month of December, 2014 and for each succeeding month prior to the month commencing June 1, 2015, in no event shall the Applicable Margin be less than the percentages set forth in Tier 2 of the interest rate grid set forth in the definition of Applicable Margin for the applicable category of Loans.  

4.Financial Statements and Other Information.  Section 9.6(a)(i) of the Loan Agreement is hereby amended by deleting the phrase “and unaudited consolidating financial statements (including balance sheets and statements of income and loss)” and replacing it with the following new phrase:  “and unaudited consolidating statements of income and loss”.

5.Sale of Assets, Etc.  Section 9.7(b) of the Loan Agreement is hereby amended by (a) deleting the reference to “or” at the end of clause (xiv) thereof, (b) deleting the period at the end of clause (xv) thereof and adding “; or” at the end thereof and (c) adding the following new clause (xvi) at the end thereof:

“(xvi) so long as no Event of Default has occurred and is continuing or would immediately result therefrom, transfers of assets (A) from any Borrower to any other Borrower and (B) from any Guarantor to any Borrower or any other Guarantor.”

6.Indebtedness.  Section 9.9 of the Loan Agreement is hereby amended by adding the following new clause (p) at the end thereof: 

“(p) Indebtedness of any Borrower or Guarantor arising after the Effective Date in the ordinary course of the business of such Borrower or Guarantor pursuant to guarantees in favor of third parties by such Borrower or Guarantor of the obligations of its customers (other than guarantees of lease obligations referenced in Section 9.9(i) above), provided, that, (i) as of the date of entering into such guarantee, and after giving effect thereto, Excess Availability shall be not less than fifteen (15%) percent of the Maximum Credit, (ii) the aggregate principal amount of such guarantees under this Section 9.9(p) at any time outstanding shall not exceed $25,000,000 and (iii) as of the date of entering into any such guarantee and after giving effect thereto, no Default or Event of Default shall exist or have occurred;”

	
 
	
3
	
 

 

 

7.Formation of Subsidiaries.  As of March 30, 2014, the reference to “March 30, 2014” set forth in the last sentence of Section 9.24 of the Loan Agreement is hereby deleted and replaced with “June 30, 2015”.

8.Term.  Section 13.1 of the Loan Agreement is hereby amended by deleting the reference to “NOVEMBER 19, 2018” contained in clause (a) therein and replacing it with “JANUARY 9, 2020”.

9.Representations and Warranties.  Each Borrower and Guarantor hereby represents and warrants to Administrative Agent and Lenders the following (which shall survive the execution and delivery of this Amendment No. 1), the truth and accuracy of which are a continuing condition of the making of Loans and providing Letter of Credit Accommodations to Borrowers:

(a)This Amendment No. 1 and each other agreement or instrument to be executed and delivered by the Borrowers and Guarantors pursuant hereto have been duly authorized, executed and delivered by all necessary action on the part of each of the Borrowers and Guarantors which is a party hereto and thereto and, if necessary, their respective stockholders, members and managers and is in full force and effect as of the date hereof, as the case may be, and the agreements and obligations of each of the Borrowers and Guarantors, as the case may be, contained herein and therein, constitute the legal, valid and binding obligations of each of the Borrowers and Guarantors, respectively, enforceable against them in accordance with their terms, except as enforceability is limited by bankruptcy, insolvency, reorganization, moratorium or other laws relating to or affecting generally the enforcement of creditors’ rights and except to the extent that availability of the remedy of specific performance or injunctive relief is subject to the discretion of the court before which any proceeding therefor may be brought.

(b)The execution, delivery and performance of this Amendment No. 1 (a) are all within each Borrower’s and Guarantor’s corporate or limited liability company powers and (b) are not in contravention of law or the terms of any Borrower’s or Guarantor’s certificate or articles of incorporation, by laws, or other organizational documentation, or any indenture, agreement or undertaking to which any Borrower or Guarantor is a party or by which any Borrower or Guarantor or its property are bound.

(c)All of the representations and warranties set forth in the Amended Loan Agreement and the other Financing Agreements are true and correct in all material respects (except that such materiality qualifier shall not be applicable to any representations and warranties that already are qualified or modified by materiality in the text thereof) on and as of the date hereof, as if made on the date hereof, except to the extent any such representation or warranty is made as of a specified date, in which case such representation or warranty shall have been true and correct in all material respects (except that such materiality qualifier shall not be applicable to any representations and warranties that already are qualified or modified by materiality in the text thereof) as of such date.

(d)No Default or Event of Default exists or has occurred and is continuing.

	
 
	
4
	
 

 

 

10.Condition Precedent.  The amendments contained herein shall only be effective upon the satisfaction of each of the following conditions precedent in a manner satisfactory to Administrative Agent:

(a)receipt by Administrative Agent of counterparts of this Amendment No. 1, duly authorized, executed and delivered by the parties hereto (including all Lenders required for the amendments provided for herein); 

(b)receipt by Administrative Agent of a true and correct copy of any consent, waiver or approval (if any) to or of this Amendment No. 1, which any Borrower is required to obtain from any other Person; and

(c)No Default or Event of Default shall exist or have occurred and be continuing. 

11.Effect of this Amendment.  Except as expressly amended pursuant hereto, no other changes or modifications to the Financing Agreements are intended or implied, and, in all other respects, the Financing Agreements are hereby specifically ratified, restated and confirmed by all parties hereto as of the effective date hereof.  To the extent that any provision of the Loan Agreement or any of the other Financing Agreements are inconsistent with the provisions of this Amendment No. 1, the provisions of this Amendment No. 1 shall control.  By executing this Amendment No. 1, each Borrower is deemed to execute the Amended Loan Agreement and to be bound by the terms and conditions thereof.

12.Further Assurances.  Borrowers and Guarantors shall execute and deliver such additional documents and take such additional action as may be reasonably requested by Administrative Agent to effectuate the provisions and purposes of this Amendment No. 1.

13.Governing Law.  The validity, interpretation and enforcement of this Amendment No. 1 and the other Financing Agreements (except as otherwise provided therein) and any dispute arising out of the relationship between the parties hereto, whether in contract, tort, equity or otherwise, shall be governed by the internal laws of the State of Illinois but excluding any principles of conflicts of law or other rule of law that would cause the application of the law of any jurisdiction other than the laws of the State of Illinois.

14.Binding Effect.  This Amendment No. 1 shall be binding upon and inure to the benefit of each of the parties hereto and their respective successors and assigns.

15.Headings.  The headings listed herein are for convenience only and do not constitute matters to be construed in interpreting this Amendment No. 1.

Counterparts.  This Amendment No. 1 may be executed in any number of counterparts, each of which shall be an original, but all of which taken together shall constitute one and the same agreement.  Delivery of an executed counterpart of this Amendment No. 1 by telefacsimile or other electronic method of transmission shall have the same force and effect as the delivery of an original executed counterpart of this Amendment No. 1.  Any party delivering an executed counterpart of this Amendment No. 1 by telefacsimile or other electronic method of transmission shall also deliver an original executed counterpart, but the failure to do so shall not affect the validity, enforceability or binding effect of such agreement.

 

	
 
	
5
	
 

 

 

IN WITNESS WHEREOF, the parties hereto have caused this Amendment No. 1 to be duly executed and delivered by their authorized officers as of the day and year first above written.

		
	
ADMINISTRATIVE AGENT

WELLS FARGO CAPITAL FINANCE, LLC, as Administrative Agent

By:__________________________________

Title:________________________________

 

 

12020518
	
BORROWERS

SPARTANNASH COMPANY, formerly known as Spartan Stores, Inc.

By:__________________________________

Title:________________________________

	
	
 

 

 

	
 

 

 

 

 

 

 

 
	
SPARTAN STORES DISTRIBUTION, LLC
MARKET DEVELOPMENT, LLC
SPARTANNASH ASSOCIATES, LLC
FAMILY FARE, LLC
MSFC, LLC
SEAWAY FOOD TOWN, INC.
THE PHARM OF MICHIGAN, INC.
VALLEY FARM DISTRIBUTING CO.
GRUBER’S REAL ESTATE LLC
PREVO’S FAMILY MARKETS, INC.
CUSTER PHARMACY, INC.
SPARTAN PROPERTIES MANAGEMENT, INC.
SPARTAN STORES FUEL, LLC

By:__________________________________

Title:________________________________

 

NASH-FINCH COMPANY

NASH BROTHERS TRADING COMPANY 

T. J. MORRIS COMPANY 

SUPER FOOD SERVICES, INC. 

U SAVE FOODS, INC. 

HINKY DINKY SUPERMARKETS, INC. 

GTL TRUCK LINES, INC. 

ERICKSON’S DIVERSIFIED CORPORATION 

GROCERY SUPPLY ACQUISITION CORP. 
MDV SPARTANNASH, LLC

 

By:__________________________________

Title:________________________________

	

	
 

	
3501905.4
	
7
	
 

 

 

	

	
LENDERS

WELLS FARGO CAPITAL FINANCE, LLC, as a Lender

By:__________________________________

Title:________________________________

BANK OF AMERICA, N.A.,
as a Lender

 

By:

Name:

Title:

 

PNC BANK, NATIONAL ASSOCIATION,
as a Lender

 

By:

Name:

Title:

BMO HARRIS BANK N.A.,
as a Lender

 

By:

Name:

Title:

 

FIFTH THIRD BANK,
as a Lender

 

By:

Name:

Title:

 

JPMORGAN CHASE BANK, N.A.,
as a Lender

 

By:

Name:

Title:

 

 

 

 

 

 

	
3501905.4
	
8
	
 

 

 

 

CITIZENS BUSINESS CAPITAL, A DIVISION OF CITIZENS BANK, N.A.,
as a Lender

 

By:

Name:

Title:

 

REGIONS BANK,
as a Lender

 

By:

Name:

Title:

 

MUFG UNION BANK, NATIONAL ASSOCIATION, as a Lender

 

By:

Name:

Title:

 

U.S. BANK NATIONAL ASSOCIATION,
as a Lender

 

By:

Name:

Title:

 

 

	
3501905.4
	
9
	
 

 

 

EXHIBIT A

 

SCHEDULE 1.145

 

Operating Assets

 

 

				
	
Address
	
City
	
State
	
Description

	
522 Hancock St. N
	
Ottumwa
	
IA
	
Retail Property

	
NEC Hwy 34 and S 221st St
	
Glenwood
	
IA
	
Land

	
962 Main St. E
	
Galesburg
	
IL
	
Retail Property

	
201 11th St N 
	
Monmouth
	
IL
	
Retail Property

	
Lots 1 & 3
	
Plymouth
	
IN
	
Retail Outlots

	
2800 Stanton Dr. & 3000 Tatham Rd.
	
Bridgeport
	
MI
	
Vacant Land

	
124 E. Front Street
	
Adrian
	
MI
	
Pharmacy

	
1778 84ths St (8451 Burlingame)
	
Byron Center
	
MI
	
Land

	
4010 W Vienna Rd & 12079 N Jennings Rd
	
Clio
	
MI
	
Land

	
Beecher Road
	
Flint
	
MI
	
Land

	
North Holly Road
	
Grand Blanc
	
MI
	
Land

	
Ludington Corners Shopping Center
	
Ludington
	
MI
	
Shopping Center

	
5539-5559 West US-10
	
Ludington
	
MI
	
Commercial Land

	
5539-5559 West US-10
	
Ludington
	
MI
	
Retail Outlot

	
205 Washington Ave. E
	
Hutchinson
	
MN
	
Retail Property

	
7646 Dodge St  Crossroads Plaza
	
Omaha
	
NE
	
Retail Property

	
770 N 114th St
	
Omaha
	
NE
	
Retail Property

	
6300 Creek Road
	
Blue Ash
	
OH
	
Distribution Center

	
800 and 1020 Ford
	
Maumee
	
OH
	
Distribution Center

	
Tracy Road & Arbor Drive
	
Northwood
	
OH
	
Industrial Land

	
410 Wheeling St.
	
Oregon
	
OH
	
Pharmacy

	
801 Dixie Hwy.
	
Rossford
	
OH
	
Pharmacy

	
4223 South Avenue
	
Toledo
	
OH
	
Food Town WH

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