Document:

Exhibit 10.2

THIS NOTE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "ACT"), OR APPLICABLE STATE LAW, AND NO INTEREST THEREIN MAY BE
SOLD, DISTRIBUTED, ASSIGNED, OFFERED, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT AS
OTHERWISE SET FORTH HEREIN AND UNLESS (A) THERE IS AN EFFECTIVE REGISTRATION
STATEMENT UNDER THE ACT AND APPLICABLE STATE SECURITIES LAWS COVERING ANY SUCH
TRANSACTION, (B) THE COMPANY RECEIVES AN OPINION OF LEGAL COUNSEL FOR THE HOLDER
SATISFACTORY TO THE COMPANY STATING THAT SUCH TRANSACTION IS EXEMPT FROM
REGISTRATION OR (C) THE COMPANY OTHERWISE SATISFIES ITSELF THAT SUCH TRANSACTION
IS EXEMPT FROM REGISTRATION.

September 27, 2004                                                             $
                                   ZONES, INC.

                     UNSECURED, SUBORDINATED PROMISSORY NOTE

     Zones, Inc., a Washington corporation (the "Company"), for value received,
promises to pay to ____________ (the "Holder") the principal sum of $__________,
(the "Principal Amount"), in accordance with the terms of this Note. This Note
is one of three notes issued pursuant to that certain Interest Termination and
Settlement Agreement, by and among the Company, Christina Corley, Robert
Frauenheim, individually and as Trustee of the Robert Frauenheim Declaration of
Trust Dated September 17, 1997, and Daniel Frauenheim (the "Interest Holders"),
dated September 27, 2004 (the "Settlement Agreement"), and in full cancellation
of the Promissory Notes and termination of the Contingent Payments (as defined
in the Stock Purchase Agreement). Capitalized terms used but not defined herein
shall have the meanings given such terms in that certain Stock Purchase
Agreement by and among the Company, the Interest Holders and Christina Corley,
as the Seller Representative, dated as of March 31, 2003 (the "Stock Purchase
Agreement").

     The following is a statement of the rights of the Holder and the conditions
to which this Note is subject, to which the Holder, by the acceptance of this
Note, agrees:

1.       Principal Amount and Interest; Payment; Prepayment

     (a) Principal Amount and Interest. Interest shall accrue on the unpaid
Principal Amount at the rate of, as of the date of any determination, the
greater of (A) the highest "prime rate" published in the "Money Rates" column of
The Wall Street Journal on the first business day of the month, plus 1/4%, or
(B) four and one-half percent (4.50%) ("Interest"), measured from the date set
forth above. Interest will be computed on the basis of a 365-day year. Subject
to the presence or absence of any claim for indemnification or offset pursuant
to Article IX of the Stock Purchase Agreement, as described in Section 2 below,
the Company will make payments on accrued interest and the outstanding Principal
Amount (as it may have been adjusted pursuant to the provisions hereof) in
accordance with the payment schedule set forth on attached Exhibit A.

<PAGE>

     (b) Prepayment. The Company may at any time prepay in whole or in part the
Principal Amount and any accrued and unpaid Interest thereon without penalty.

     (c) Withholding. The Sellers acknowledge that the Company may be required
to withhold on payments of Interest if the Sellers do not provide the Company
with properly completed and executed Forms W-9 and hereby authorize the Company
to withhold as required by law.

2.       Note Subject to Stock Purchase Agreement

     This Note is expressly subject to the Stock Purchase Agreement, as amended,
and the Settlement Agreement, and shall be treated as a "Promissory Note" for
purposes of Article IX of the Stock Purchase Agreement.

3.       Subordination

     (a) Senior Debt. This Note and any amounts that may become due hereunder
are "Junior Liabilities" as defined in that certain Subordination Agreement
dated March 31, 2003, excecuted by the Holder, in favor of GE Distribution
Finance (fka Transamerica Commercial Finance Corporation) and its successors and
assigns ("GE"). This Note and any amounts that may become due hereunder are also
be subordinate to payment of any and all of the Company's indebtedness at any
time to IBM Credit Corporation (together with the Company's liabilitis to GE,
the "Senior Indebtedness"). In the event the Company from time to time enters
into agreements for debt financing with different lenders to provide financing
which will substitute for or replace the debt financing provided by the Senior
Indebtedness or the then existing successor lender, Holder agrees to subordinate
Holder's rights under this Note on such terms and conditions as such substitute
lender or lenders may reasonably request.

     (b) Undertaking. By its acceptance of this Note, Holder agrees to execute
and deliver such additional documents relating to subordination of this Note and
the relationship of the Holder to the lender of the Senior Indebtedness as may
be reasonably requested from time to time by the Company or the lender of any
Senior Indebtedness in order to implement, supplement, modify, or amplify the
provisions of this Section 3.

<PAGE>

4.       Transfer of Note; Restrictions on Transfer

     This Note may be transferred or assigned only with the consent of the
Company. In addition, this Note may be transferred only in compliance with
applicable federal and state securities laws and only upon surrender of the
original Note for registration of transfer, duly endorsed, or accompanied by a
duly executed written instrument of transfer in form satisfactory to the
Company. A new Note for like Principal Amount and Interest will be issued to,
and registered in the name of, the transferee. Interest and Principal Amount are
payable only to the registered holder of the Note. The Holder agrees to provide
a Form W-9 to the Company upon request.

5.       Events of Default

     The term "Event of Default" as used in this Note means any of the following
events:

     (i) Company at any time fails to pay any payment due on this Note within
fifteen (15) days after Company receives written notice from Holder that such
payment is past due; or

     (ii) Company fails to make any payment of principal or interest when due on
any indebtedness in excess of $50,000 owed to any creditor holding a security
interest in the assets of the Company, including, without limitation, the Senior
Indebtedness, which Company fails to cure within the applicable cure period;
provided however, it shall not be considered a default hereunder if Company, in
good faith, is withholding payment to a creditor in connection with a dispute;
or

     (iii) Company is served with petition for relief under 11 U.S.C. ss. 101 et
seq. or any similar federal or state statute, or an action is commenced to
appoint a receiver or trustee for all or substantially all of Company's
property, and Company fails to cause such proceeding to be dismissed within
sixty (60) days after it is instituted against Company; or

     (iv) Company files any petition for relief under 11 U.S.C. ss. 101 et seq.,
or any similar federal or state statute, Company makes a general assignment of
its assets for the benefit of its creditors, or Company consents to the
appointment of a receiver or trustee for all or substantially all of Company's
property.

6.       Miscellaneous

         6.1      Remedies

     The Company and all endorsers of this Note hereby waive notice,
presentment, protest and notice of dishonor.

<PAGE>

         6.2      Holder as Owner

     The Company may deem and treat the holder of record of this Note as the
absolute owner for all purposes regardless of any notice to the contrary.

         6.3      No Shareholder Rights

     This Note shall not entitle the Holder to any voting rights or any other
rights as a shareholder of the Company or to any other rights except the rights
stated herein.

         6.4      Shareholders, Officers and Directors Not Liable

     In no event shall any shareholder, officer or director of the Company be
liable for any amounts due or payable pursuant to this Note.

         6.5      Notices

     Unless otherwise provided, any notice under this Note shall be given in
writing and shall be deemed effectively given (a) upon personal delivery to the
party to be notified, (b) upon confirmation of receipt by fax by the party to be
notified, (c) one business day after deposit with a reputable overnight courier,
prepaid for overnight delivery and addressed as set forth below, or at such
other address as such party may designate by ten days' advance written notice to
the other party given in the foregoing manner.

         If to the Holder:

                       To the address or number last furnished in writing to the
                       Company by the Holder

         If to the Company:

                           Zones, Inc.
                           1102 15th Street, SW, Suite 102
                           Auburn, WA 98001
                           Fax:  (425) 430-3626
                           Attn:  Firoz Lalji

         6.6      Amendments and Waivers

     Any term of this Note may be amended and the observance of any term may be
waived (either generally or in a particular instance and either retroactively or
prospectively) only with the written consent of the Company and the Holder (or
the Seller Representaive as provided in the Stock Purchas Agreement). Any
amendment or waiver shall be binding on each future Holder and the Company.

<PAGE>

         6.7      Governing Law; Arbitration; Jurisdiction; Venue

     This Note shall be subject to the provisions of Section 11.8 of the Stock
Purchase Agreement.

         6.8      Successors and Assigns

     The terms and conditions of this Note shall inure to the benefit of and be
binding on the respective successors and assigns of the parties.

         6.9      Severability

     If one or more provisions of this Note are held to be unenforceable under
applicable law, such provision shall be excluded from this Note, and the balance
of this Note shall be interpreted as if such provision were so excluded and
shall be enforceable in accordance with its terms.

     ORAL AGREEMENTS OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO
FORBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON
LAW.

                                                     ZONES, INC.

                                                     By:____________________
                                                     Name:__________________
                                                     Its:___________________

AGREED AND ACCEPTED:

_________________________
 ("HOLDER")

<PAGE>

                                    EXHIBIT A

                                Payment Schedule

<TABLE>
<CAPTION>

---------------------------------------------------------- -------------------------------------------------------

Date                                                       Principal Amount of Payment Due
---------------------------------------------------------- -------------------------------------------------------
---------------------------------------------------------- -------------------------------------------------------

<S>     <C>
October 1, 2004
---------------------------------------------------------- -------------------------------------------------------
---------------------------------------------------------- -------------------------------------------------------

March 15, 2005
---------------------------------------------------------- -------------------------------------------------------
---------------------------------------------------------- -------------------------------------------------------

April 28, 2005
---------------------------------------------------------- -------------------------------------------------------
---------------------------------------------------------- -------------------------------------------------------

October 1, 2005
---------------------------------------------------------- -------------------------------------------------------
---------------------------------------------------------- -------------------------------------------------------

March 15, 2006
---------------------------------------------------------- -------------------------------------------------------
---------------------------------------------------------- -------------------------------------------------------

April 25, 2006
---------------------------------------------------------- -------------------------------------------------------
---------------------------------------------------------- -------------------------------------------------------

                                                    TOTAL
---------------------------------------------------------- -------------------------------------------------------
</TABLE>Exhibit 10.1

                                 NORTH FORK BANK
                                 PROMISSORY NOTE

PRINCIPAL: $500,000.00                                  DATE: September 27, 2004

PROMISE TO PAY: The undersigned, jointly and severally if more that none signer,
does herby promise to pay to the order of NORTH FORK BANK (the "Bank") at its
offices at 245 Love Lane, Mattituck, New York, or at any of its branches, the
sum of FIVE HUMDRED THOUSAND AND 00/100 ($500,000.00) DOLLARS or the aggregate
unpaid principal amount of all advances made to the undersigned by the Bank,
whichever is less, plus the interest thereon, from the date hereof in the manner
set below.

RATE AND PAYMENT: Interest only on the unpaid principal balance hereof at the
rate of North Fork Bank's Prime Rate plus 1.00% payable on October 1, 2004 and
on the first day of each month thereafter until August 1, 2005, when all unpaid
principal and interest shall be due in full. All interest payments shall be made
by automatic debit from an account maintained at the Bank in which borrower
shall maintain balances sufficient to pay the monthly interest payments. Account
#2984003125.

Payments shall be applied first to interest on unpaid principal balances to the
date payment is received by the Bank and then to reduction of principal. If the
interest rate is based on the Bank's announced Prime Rate, the interest rate
shall change when the Prime Rate changes and nothing herein shall prevent the
Bank from loaning money at less than Prime on such terms and conditions as it
deems advisable. Interest shall be calculated on a 360-day year and actual
number of days elapsed.

GRID NOTE: The Borrower may borrow, repay in whole or in part, and reborrow on a
revolving basis amounts up to the lesser of $500,000.00 or the availability
under the borrowing bas as hereinafter defined. However, the Bank reserves the
right to make or decline any request for an advance in its sole discretion and
may condition the availability of an advance upon, among other things, the
maintenance of a satisfactory financial condition. Borrower authorizes the Bank
to keep record of the amounts and dates of all advances and repayments
hereunder, which record shall, in the absence of manifest error, be conclusive
as to the outstanding principal amount due hereunder; provided, however, that
the failure to record any advance or repayment shall not limit or otherwise
affect the obligation affect the obligation of Borrower under this Note.

PREPAYMENT: Prepayment in whole or in part may be made at any time without
penalty. Any prepayment will be applied in inverse order of maturity and will
not defer the payment schedule.

DEFAULT INTEREST RATE: The unpaid principal sum due under this Note shall bear
interest at a rate equal to five (5%) per centum above the Rate set forth above
on and after the occurrence of any event of default and until the entire
principal sum hereof has been fully paid, both before or after the entry of any
judgment with respect to such event, but in no event shall the rate either
before or after the occurrence of an event of default exceed the highest rate of
interest, if any, permitted under applicable New York or Federal Law.

RIGHT OF OFFSET: If any payment is not made on time, or if the entire balance
becomes due and payable and is not paid, all or part of the amount due may be
offset out of any account or other property which the undersigned has at the
bank or any affiliate of the Bank without prior notice or demand. This provision
is in addition to and not in limitation of any right of common law or by
statute.

LATE CHARGES: Undersigned will pay a charge of 4% of the amount of any payment
which is not made within 10 days of when due, or, if applicable, which cannot be
debited from its account due to insufficient balance on the due date.

<PAGE>

SECURITY: A security interest in and assignment and pledge of all monies,
deposits, or other sums now or hereafter held by the bank on deposit in
safekeeping, transit or otherwise, at any time credited by or due from Bank to
the undersigned, or in which the undersigned shall have an interest.

This Note is secured by all personal property now owned or hereafter acquired by
the Debtor including but not limited to all goods, consumer goods, farm
products, inventory, equipment, furniture, money, instruments, accounts,
accounts receivable, contract rights, documents, chattel paper and general
intangibles, all of which collectively is the "Collateral".

All products of Collateral and all additions and accessions to, replacements of,
insurance or condemnation proceeds of, and documents covering Collateral, all
property received wholly or partly in trade or exchange for Collateral, all
leases of Collateral and all rents, revenues, issues, profits and proceeds
arising from the sale, lease, license, encumbrance, collection, or any other
temporary or permanent disposition, of the Collateral or any interest therein.

FINANCIAL STATEMENTS:

Borrower shall furnish to the Bank the following:

a)    As soon as available, but in no event later than 120 days of reporting
      date, with annual reviewed financial statements, including balance sheets
      as of the last day of the fiscal year, statements of income and retained
      earnings and statements of cash flows for such fiscal year each prepared
      in accordance with generally accepted accounting principles, consistently
      applied for the period and prior periods by an independent certified
      public accountant satisfactory to the Bank.

b)    As soon as available, on an annual basis, with the most current copies of
      the 10-QSB and 10-KSB statements.

c)    As soon as available, but in no event later than 90 days after filing,
      with a copy of the most recently filed corporate federal tax return.

d)    As soon as available, but in no event later than the 15th day of every
      month, with a current accounts receivable aging report, prepared in a form
      acceptable to the Bank, along with a completed borrowing base certificate
      as evidenced by the attached Exhibit "A".

Irwin Balaban, Hebert Goldman and Lawrence Klein shall furnish to the Bank the
following:

a)    As soon as available, on an annual basis, with annual updated personal
      financial statements each prepared on North Fork Bank form.

b)    As soon as available, but in no event later than 90 days after filing,
      with signed copies of the most recently filed personal federal tax
      returns.

FINANCIAL COVENANTS: The Borrower and or Guarantor (the "Parties") herby agree
that as long as the commitment remains in effect, the promissory note together
with accrued interest thereon remains unpaid, and any other amounts, including
but not limited to late charges and fees, are due and owing to the Bank, the
Parties shall maintain at all times, the following financial covenants measured
in accordance with generally accepted accounting principles ("GAAP")
consistently applied:

The borrowing base shall not exceed 80% of eligible accounts receivable, defined
as accounts receivable not aged more than 90 days for invoice date.

DEFAULT: The Bank may declare the entire unpaid balance of the Note due and
payable on the happening of any of the following events:

            (a) Failure to pay any amount required by this Note when due, or any
other obligation owed to the Bank by the undersigned or any Guarantor, or, if
applicable, failure to have sufficient funds in its account for loan payments to
be debited on the due date.

            (b) Failure to perform or keep or abide by any term, covenant or
condition contained in this Note, any Guaranty or any other document given to
the Bank in connection with this loan;

            (c) The filing of a bankruptcy proceeding, assignment for the
benefit of creditors, issuance of a judgment execution, garnishment, or levy
against, or the appointment of a representative of any kind for the commencement
of any proceeding for relief from indebtedness by or against the undersigned or
any Guarantor;

            (d) The happening of any event which, in the judgment of the Bank,
adversely affects Borrower's or Guarantor's ability to repay or the value of an
collateral;

<PAGE>

            (e) If any written representation or statement made to the Bank by
Borrower or Guarantors in untrue;

            (f) If any written representation or warranty made to the Bank by
Borrower or Guarantors is breached;

            (g) The occurrence of a default under any Guaranty or any other
document or instrument given to the Bank in connection with the loan;

            (h) Death or inability to manage the affairs of any individual
borrower or guarantor, dissolution or a change in composition of a partnership
borrower; dissolution, merger, or consolidation of a corporate borrower;

            (i) Failure to provide any financial information on request or
permit an examination of books and records;

            (j) Failure to maintain North Fork Bank as primary depository at all
times for the duration of all exposures.

Notwithstanding the foregoing, the balance of this Note shall become immediately
due and payable upon the occurrence of any of the events set forth in(c) above,
and, if this is a demand note, the Bank may declare the valance of this Note due
at any time.

ATTORNEYS FEES: In the event the Bank retains counsel with respect to
enforcement of this Note or any other document or instrument given to the Bank,
the undersigned agrees to pay the Bank's reasonable attorneys fees (whether or
not an action is commenced and whether or not in the court of original
jurisdiction, appellate court, bankruptcy court, or otherwise).

MISCELLANEOUS: Delay or failure of the Bank to exercise any of its rights under
this Note shall not be deemed a waiver thereof. No waiver of any condition or
requirement shall operate as a waiver of any other subsequent condition or
requirement. The Bank or any other holder of this Note does not have to present
it before requiring payment. The undersigned waives trial by jury with respect
to any action arising out of or relating to this Note. This Note may not be
modified or terminated orally. This Note shall be governed by the laws of the
State of New York without regard to its conflicts of laws rules. The undersigned
irrevocably consents to the jurisdiction and venue of the New York State Supreme
Court, Suffolk County in any action concerning this note. The Bank may accept
partial payments marked "in Full" without waiving any of its rights hereunder.
Any payments made after maturity or acceleration will not reinstate the Note.
The Note is binding upon the undersigned, its heirs, successors and assigns.

IN WITNESS WHEREOF, the undersigned has singed this note on the 27th day of
September, 2004.

                                            BY: /s/ Irwin Balaban
                                                --------------------------
                                                IRWIN BALABAN, President

                                            BY: /s/ Herbert Goldman
                                                --------------------------
                                                HERBERT GOLDMAN, Treasurer

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