Document:

EXHIBIT 10.32

                          EMPLOYMENT AGREEMENT

     This Agreement, entered in to this 6th  day of August 1999, is by and
between NetVoice Technologies, Corporation, a Nevada corporation
(hereinafter referred to as the "Company") and Garth Cook (hereinafter
referred to as "Employee") under the following terms and conditions:

                                RECITALS:
                                ---------

     WHEREAS, the Company and Employee desire to set forth the terms and
conditions on which (i) the Company shall employ Employee, (ii) Employee
shall render services to the Company or a subsidiary or parent of the
Company, and (iii) the Company shall compensate Employee for such services
to the Company; and

     WHEREAS, in connection with the employment of Employee by the Company,
the Company desires to restrict Employee's rights to compete with the
business of the Company;

     NOW, THEREFORE, in consideration of the mutual promises, covenants and
agreements hereinafter set forth, the parties hereto agree as follows:

     1.   EMPLOYMENT

          The Company hereby employs Employee and Employee hereby accepts
employment with the Company upon the terms and conditions hereinafter set
forth.

     2.   TERM

          2.1  The term of this Agreement (the "Term") shall be for a
period of one year commencing on the Effective Date (as defined in
subsection 2.3 below) of this Agreement, subject, however, to prior
termination as provided herein below, in Section 6.

          2.2  For purposes of extending the term of the relationship
between the Company and Employee, the parties agree to enter into good
faith negotiations within sixty (60) days prior to the termination of this
Agreement.  In the event that the parties are unable to reach an agreement
at such time as this Agreement terminates, this Agreement shall be
automatically terminated at the end of the term set forth in subsection 2.1
above.

          2.3  The effective date of this Agreement shall be August 1,
1999.

<PAGE>

     3.   DUTIES AND RESPONSIBILITIES

          3.1  Employee shall, during the Term of this Agreement, devote
his/her full attention and expend his/her best efforts, energies and
skills, on a full-time basis, to the business of the Company, any
corporation controlled by the Company (each a "Subsidiary"), and NetVoice
Technologies Corporation, the parent of the Company (hereinafter the
"Parent").

          3.2  During the Term of this Agreement, Employee shall serve as
the CFO and Treasurer of the Company or in such other capacity as
determined by the Board of Directors of the Company (hereinafter the
"Board").  In the performance of all of his/her responsibilities hereunder,
Employee shall be subject to all of the Company's policies, rules, and
regulations applicable to its employees of comparable status and shall
report directly to, and shall be subject to, the direction and control of
the executive officers and/or directors of the Company and shall perform
such duties as shall be assigned to him. In performing such duties,
Employee will be subject to and abide by, and will use his/her best efforts
to cause other employees of the Company to be subject to and abide by, all
policies and procedures developed by the Board or senior management of the
Company.

     4.   COMPENSATION

          4.1  For all services rendered by Employee under this Agreement,
the Company shall pay Employee during the term hereof a base salary at the
rate of $78,000 per year, payable in accordance with the Company's existing
payroll schedule.

          4.2  As a bonus for Employee entering into this Agreement, the
Company shall issue to Employee  50,000 shares of common stock on August 6,
1999.

          4.3  As additional compensation hereunder, Employee shall be
entitled to receive up to 250,000 shares of common stock as set forth
herein in accordance with Exhibit A  (hereinafter the "Quarterly Bonus
Payments").   Quarterly Bonus Payments shall vest on a pro-rata basis
throughout the quarter.

               (a)  EFFECT OF TERMINATION OF EMPLOYMENT WITH CAUSE,
          RESIGNATION  OR DEATH OR DISABILITY.  In the event that this
          Agreement is terminated with  cause or the employee resigns
          prior to the last day of any quarterly anniversary of the
          Effective Date of this Agreement, the obligation of the Company
          to grant any Quarterly Bonus Payment for such quarter will be the
          pro-rata share for such quarter. Any obligation for Quarterly
          Bonus Payments for future quarters, shall be null and void and
          Employee shall have no further rights to such stock bonuses.  In
          the event of the disability or death of Employee as set forth
          herein, Employee or the estate of the Employee shall continue to
          have the right to receive the Quarterly Bonus Payments hereunder
          until the expiration of the term of this Agreement

ii                                 -2-

<PAGE>

               (b).  Effect of Termination without Cause .

If there is any termination by the Company of the Employee's employment
(other than for Cause or disability), then Company shall issue all
Quarterly Bonus Payments in consideration of Employee's agreement to
release his/her rights as an Employee.  Additionally, the Company will pay
the employee a severence in the amount of forty-five (45) days payable as
part of normal  payroll of the Company or in a lump sum.

               (c.) Change in Control.  Upon any Change in Control, all
          Quarterly Bonus Payments shall vest and immediately be issuable.

"Change in Control" means:

          i.   An acquisition by any "person" or "group" (as those terms
are defined or used in Section 13(d) of the Securities Exchange Act of
1934, as amended (the "Exchange Act"), as enacted and in force on the date
hereof) of "beneficial ownership" (within the meaning of Rule 13d-3 under
the Exchange Act, as enacted and in force on the date hereof) of securities
of the Company or Parent representing 50% or more of the combined voting
power of Company's or Parent's securities then outstanding;

          ii.  A contested proxy solicitation of Company's or Parent's
shareholders that results in the contesting party obtaining the ability to
cast 50% or more of the votes entitled to be cast in an election of
directors of Company or Parent;

          iii. A merger, consolidation or other reorganization of Company
or Parent, except where shareholders of Company or Parent immediately prior
to consummation of any such transaction continue to hold at least a
majority of the voting power of the outstanding voting securities of the
legal entity resulting from or existing after any transaction and a
majority of the members of the Board of Directors of the legal entity
resulting from or existing after a transaction are former members of
Company's or Parent's Board of Directors;

          iv.  A sale, exchange, transfer or other disposition of
substantially all of the assets of Company or Parent to another entity,
except to an entity controlled, directly or indirectly, by Company or Parent;

          v.   A change in the composition of a 40% or more of the
Company's or Parent's Board of Directors, during any one year period.

               (b)  RESERVATION OF STOCK.  The Company shall cause the
          Parent to reserve for issuance of the stock bonuses set forth
          above the number of shares of common stock subject to such
          unissued stock bonuses.  The Parent may reserve either authorized
          but unissued shares or issued shares that have been reacquired by
          the Parent.

ii                                 -3-

<PAGE>

               (c)  DILUTION OR OTHER ADJUSTMENT.  In the event that the
          number of shares of common stock of the Parent from time to time
          issued and outstanding is increased pursuant to a stock split or
          a stock dividend, the number of shares of common stock thereafter
          to be issued pursuant to this provision shall be increased
          proportionately.  In the event that the number of shares of
          common stock of the Parent from time to time issued and
          outstanding is reduced by a combination or consolidation of
          shares, the number of shares of common stock to be issued
          pursuant hereto shall be reduced proportionately.  No fractional
          shares shall be issued, and any fractional shares resulting from
          the computations pursuant to this subparagraph shall be
          eliminated from the future Quarterly Bonus Payments.  No
          adjustment shall be made for cash dividends, for the issuance of
          additional shares of common stock for consideration approved by
          the Board of Directors of the Parent, or for the issuance to
          stockholders of rights to subscribe for additional common stock
          or other securities.

               (d)  Amendment.  This subsection 4.3 shall not be amended
          without the prior written consent of the Parent.  The Parent
          shall be deemed a third party beneficiary of this Agreement.

          4.4  SECURITIES LAW PROVISIONS.  The Company shall cause the
Parent to take all reasonable steps as it deems appropriate to permit
issuance of the shares of common stock as specified in this Section
pursuant to a valid exemption from registration or qualification under
applicable federal and state securities laws; PROVIDED, that in no event
shall the Parent be required to consent to the general service of process
or to qualify as a foreign corporation in any jurisdiction where the
Employee resides if such jurisdiction is different than the Employee's
present residence.  In order to comply with exemptions from the
registration requirements of the Securities Act of 1933, and certain state
securities statutes, the Parent may require the Employee to make certain
representations and execute and deliver to the Parent certain documents as
a condition to issuance of the shares of common stock hereunder, all in
form and substance satisfactory to the Parent as determined in its sole
discretion.  In the event the Parent reasonably determines that the shares
of common stock cannot be issued in compliance with applicable federal and
state securities laws in the absence of registration or qualification under
such statutes, neither the Parent nor the Company shall be under any
obligation to issue the shares of common stock pursuant hereto.  Neither
the Company nor the Parent is under any obligation to provide registration
rights in connection with any of the shares of common stock issued pursuant
to this Agreement.

          4.5  All compensation shall be subject to customary withholding
tax and other employment taxes as are required with respect to compensation
paid by a corporation to an employee.

     5.   ADDITIONAL EMPLOYEE COVENANTS

          5.1  CONFIDENTIAL INFORMATION.  Employee recognizes and
acknowledges that certain information, including, but not limited to,
information pertaining to the financial condition

ii                                 -4-

<PAGE>

of the Company, the Subsidiaries, and the Parent, their systems, methods of
doing business, agreements with customers or suppliers, or other aspects of
the business of such entities or which are sufficiently secret to derive
economic value from not being disclosed (hereinafter "Confidential
Information") may be made available or otherwise come into the possession
of Employee by reason of his/her employment with the Company.  Accordingly,
Employee agrees that he will not (either during or after the term of
his/her employment with the Company) disclose any Confidential Information
to any person, firm, corporation, association, or other entity for any
reason or purpose whatsoever or make use to his/her personal advantage or
to the advantage of any third party, of any Confidential Information,
without the prior written consent of the Board.  Employee shall, upon
termination of employment, return to the Company all documents which
reflect Confidential Information (including copies thereof).
Notwithstanding anything heretofore stated in this subsection 5.1,
Employee's obligations under this subsection 5.1 shall not, after
termination of Employee's employment with the Company, apply to information
which has become generally available to the public without any action or
omission of Employee (except that any Confidential Information which is
disclosed to any third party by an employee or representative of the
Company who is authorized to make such disclosure shall be deemed to remain
confidential and protectable under this subsection 5.1).

          5.2  RECORDS.  All files, records, memoranda, and other documents
regarding former, existing, or prospective customers of the Company or
relating in any manner whatsoever to Confidential Information or the
business of the Company (collectively ""Records"), whether prepared by
Employee or otherwise coming into his/her possession, shall be the
exclusive property of the Company.  All Records shall be immediately placed
in the physical possession of the Company upon the termination of
Employee's employment with the Company, or at any other time specified by
the Board.  The retention and use by the Employee of duplicates in any form
of Records after termination of Employee's employment with the Company is
prohibited.

          5.3  REMEDIES.  Employee hereby recognizes and acknowledges that
irreparable injury or damage shall result to the Company in the event of a
breach or threatened breach by Employee of any of the terms or provisions
of this Section 5, and Employee therefor agrees that the Company shall be
entitled to an injunction restraining Employee from engaging in any
activity constituting such breach or threatened breach.  Nothing contained
herein shall be construed as prohibiting the Company from pursuing any
other remedies available to the Company at law or in equity for such breach
or threatened breach, including, but not limited to, the recovery of
damages from Employee and, if Employee is an employee of the Company, the
termination of his/her employment with the Company in accordance with the
terms of this Agreement.

ii                                 -5-

<PAGE>

     6.   TERMINATION

          6.1  The Company may terminate the Employee's employment under
this Agreement at any time for cause.  "Cause" shall exist for such
termination if Employee (i) is adjudicated guilty of illegal activities of
consequence by a court of competent jurisdiction; (ii) commits any act of
fraud or intentional misrepresentation; (iii) has, in the reasonable
judgment of the Board, engaged in serious misconduct, which conduct has, or
would if generally known, materially adversely affect the good will or
reputation of the Company and which conduct the Employee has not cured or
altered to the satisfaction of the Board within ten (10) days following
notice by the Board to the Employee regarding such conduct; (iv) breaches
any of the provisions of this Agreement and which breach the Employee has
not cured or altered to the satisfaction of the Board within ten (10) days
following notice by the Board to the Employee regarding such breach; or (v)
has made any material misrepresentation to the Company.

          6.2  If the Company terminates the Employee's employment under
this Agreement pursuant to the provisions of subsection 6.1 hereof, the
Employee shall not be entitled to receive any compensation set forth in
Section 4 above following the date of such termination.

          6.3  If Employee's employment with the Company is terminated
within the first year of employment due to the death or permanent
disability of Employee or for any reason other than pursuant to the
provisions of subsection 6.1 above, the Employee shall continue to receive
compensation for one (1) month from the date of such termination (such
payments by the Company to be diminished, however, by the extent to which
the Employee receives compensation during such one (1) month period from a
third party employer) in an amount equal to the monthly compensation paid
Employee for the month prior to such termination.  If Employee's employment
with the Company is terminated within the second or third years of
employment due to the death or permanent disability of Employee or for any
reason other  than pursuant to the provisions of subsection 6.1 above, the
Employee shall continue to receive compensation for three (3) months from
the date of such termination (such payments by the Company to be
diminished, however, by the extent to which the Employee receives
compensation during such three (3) month period from a third party
employer) in an amount equal to the monthly compensation paid Employee for
the month prior to such termination.  Thereafter, the Employee shall not be
entitled to receive any compensation following the date of termination.

          6.4  EMPLOYEE'S DUTIES ON TERMINATION.  In the event of
termination of employment with the Company, Employee agrees to deliver
promptly to the Company all equipment, notebooks, documents, memoranda,
reports, files, samples, books, correspondence, lists, or other written or
graphic records, and the like, relating to the Company's business, which
are or have been in his/her possession or under his/her control.

ii                                 -6-

<PAGE>

     7.   EXPENSES

          7.1  Employee shall be entitled to reimbursement of all
reasonable expenses actually incurred in the course of his/her employment.
Employee shall submit such expenses on the Company's standardized expense
report form, provided by the Company, and shall attach thereto receipts for
all expenditures.  Automobile expenses shall be reimbursed at the maximum
mileage rate allowed by the Internal Revenue Service.

          7.2  The Company shall reimburse Employee within fifteen (15)
days after submission by Employee of his/her expense report.

     8.   THE COMPANY'S AUTHORITY

          Employee agrees to observe and comply with the reasonable rules
and regulations of the Company as adopted by the Board either orally or in
writing respecting performance of his/her duties and to carry out and
perform orders, directions, and policies stated by the Board, to him from
time to time, either orally or in writing.

     9.   PAID VACATION; SICK LEAVE; INSURANCE

          9.1  Following three (3) months from the Effective Date of this
Agreement, Employee shall be entitled to a paid vacation of two weeks
during the initial one-year term of this Agreement.  The Company and the
Employee shall negotiate in good faith the amount of paid vacation during
any extension of this Agreement.

          9.2  The Employee shall be entitled to reasonable periods of paid
sick leave during the term of this Agreement in accordance with the
Company's policy regarding such sick leave.

          9.3  Following thirty (30) days from the Effective Date of this
Agreement, the Company shall provide Employee, at the Company's expense,
participation in the group medical insurance plan of the Company as may be
provided by the Company from time to time to Company employees of
comparable status, subject to, and to the extent that, the Employee is
eligible under such benefit plans in accordance with their respective
terms.  The provision of such insurance coverage by the Company shall be
made for the Employee only, and shall not be provided for Employee's spouse
or dependents.

     10.  NONCOMPETITION

          10.1 During his/her employment, Employee shall not, directly or
indirectly, whether as an employee, director, owner, 5% or greater
stockholder, consultant, or partner (limited or general):

ii                                 -7-

<PAGE>

               (a)  engage in or have any interest in, any business that
competes with the business of the Company during such period, including the
business of the Company or its Subsidiaries.  The Company may, in its sole
discretion, give Employee written approval(s) to personally engage in any
activity or render any services referred to in this Section 10 if the
Company secures written assurances (satisfactory to the Company and its
counsel) from Employee, or any prospective employer(s) of Employee, that
the integrity of the Company's Confidential Information will not in any way
be jeopardized by such activities, provided that the burden of so
establishing the foregoing to the satisfaction of the Company and its
counsel shall be upon Employee;

               (b)  offer any of the products or services similar or in
competition with those offered by the Company; or

               (c)  otherwise compete or interfere with the activities of
the Company during the term of this Agreement or any extension thereof.

          10.2 REMEDIES.  Employee hereby recognizes and acknowledges that
irreparable injury or damage shall result to the Company in the event of a
breach or threatened breach by Employee of any of the terms or provisions
of this Section 10, and Employee therefor agrees that the Company shall be
entitled to an injunction restraining Employee from engaging in any
activity constituting such breach or threatened breach.  Nothing contained
herein shall be construed as prohibiting the Company from pursuing any
other remedies available to the Company at law or in equity for such breach
or threatened breach, including, but not limited to, the recovery of
damages from Employee and, if Employee is an employee of the Company, the
termination of his/her employment with the Company in accordance with the
terms of this Agreement.

     11.  MISCELLANEOUS

          11.1 The Company may, from time to time, apply for and take out,
in its own name and at its own expense, life, health, accident, disability
or other insurance upon the Employee in any sum or sums that it may deem
necessary to protect its interests, and the Employee agrees to aid and
cooperate in all reasonable respects with the Company in procuring any and
all such insurance, including without limitation, submitting to the usual
and customary medical examinations, and by filling out, executing and
delivering such applications and other instruments in writing as may be
reasonably required by an insurance company or companies to which an
application or applications for such insurance may be made by or for the
Company.  In order to induce the Company to enter into this Agreement, the
Employee represents and warrants to the Company that to the best of his/her
knowledge the Employee is insurable at standard (non-rated) premiums.

          11.2 This Agreement is a personal contract, and the rights and
interests of the Employee hereunder may not be sold, transferred, assigned,
pledged or hypothecated except as otherwise expressly permitted by the
provisions of this Agreement.  The Employee shall not under any
circumstances have any option or right to require payment hereunder
otherwise than in

ii                                 -8-

<PAGE>

accordance with the terms hereof.  Except as otherwise expressly provided
herein, the Employee shall not have any power of anticipation, alienation,
or assignment of payments contemplated hereunder, and all rights and
benefits of the Employee shall be for the sole personal benefit of the
Employee, and no other person shall acquire any right, title or interest
hereunder by reason of any sale, assignment, transfer, claim or judgment or
bankruptcy proceedings against the Employee; provided, however, that in the
event of the Employee's death, the Employee's estate, legal representative
or beneficiaries (as the case may be) shall have the right to receive all
of the benefit that accrued to the Employee pursuant to, and in accordance
with, the terms of this Agreement.

          11.3 The Company shall have the right to assign this Agreement to
any successor of substantially all of its business or assets, and any such
successor shall be bound by all of the provisions hereof.

     12.  CORPORATE APPROVALS

          The Company represents and warrants that the execution of this
Agreement by its corporate officer named below has been duly authorized by
the Board, is not in conflict with any Bylaw or other agreement and will be
a binding obligation of the Company, enforceable in accordance with its terms.

     IN WITNESS WHEREOF, the parties hereto have executed this Agreement as
of the date above written.

THE COMPANY:                       NetVoice Technologies, Corporation

                                   By
                                     ---------------------------------
                                   Its
                                      --------------------------------

EMPLOYEE:
                                   -----------------------------------

ii                                 -9-

<PAGE>

                                Exhibit A
                                ---------

Stock Grant
-----------

Shares earned                      Date
--------------                     ----

50,000                             8/06/99
175,000                            1/1/00
25,000                             3/1/00
25,000                             6/1/00
25,000                             1/1/01Exhibit 10.1

                              EMPLOYMENT AGREEMENT

This  Employment  Agreement (the  "Agreement") is entered into on August 1, 1999
between  MerchantOnline.com,  Inc a Florida Corporation (the "Company"), and Don
Hughes

1.       AGREEMENT TO EMPLOY AND ACCEPTANCE. The Company hereby agrees to employ
         the Employee,  and the Employee  hereby accepts said employment for the
         terms and on the terms and conditions set forth in this Agreement.

         Duties and  Responsibilities.  During the terms of this Agreement,  the
         Employee   shall   serve  as  Vice   President   and  Chief   Operating
         Officer--Technical  and  Development,  West  Coast  Operations  of  the
         Company.  In the  performance of his  responsibilities  hereunder,  the
         Employee  shall  report  directly to the  President  of the Company and
         shall  be  subject  to the  policies  and  direction  of the  Board  of
         Directors.

         During the term of this Agreement,  Employee's  service hereunder shall
         be exclusive to the Company,  provided  that he may continue to operate
         Right  Connection  and  associated  businesses  so  long as they do not
         interfere with his duties with the Company.  The duties of the Employee
         shall be  performed at an office of the Company in San Diego or at such
         other place within the State of California as shall be agreeable to the
         Employee. In the event the Company relocates, moves, or for any reason,
         is  transferred,  the Employee may elect to leave the Company,  and the
         Company will buy out the contract as provided in paragraph 4.3 herein.

         Employee  shall  have the  responsibilities  to  manage  the  Company's
         California  Technical  Operations , to manage and supervise all aspects
         of technical  operations and development of this  operation,  including
         staffing  and  equipment,  , to oversee  all  technical  employees  and
         supervise the systems and technical controls.

2.       COMPENSATION, BENEFITS AND EXPENSES.

2.1      SALARY.  During the term of this Agreement,  the Employee shall receive
         from the  Company a salary  (the  "Salary")  at the rate of $75,000 per
         year The  salary  will be  reviewed  periodically  (but  not less  than
         annually) by the Board of Directors and may be adjusted based on, among
         other  things,   performance  and  market   conditions  for  comparable
         positions and comparable companies.  Further if at any time the Company
         hires  another   employee  or  acquires  a  company  with  an  employee
         performing  substantially similar services to the Employee,  the Salary
         will be  promptly  increased  to  match  the  salary  of  such  person.
         Employee's annual salary will be payable in bi-weekly payments.

2.2      BONUS. During the term of this Agreement, the Employee shall receive an
         annual  bonus from the  Company of each year,  in such amount as shall,
         from  time to time,  be  determined  by the Board of  Directors  of the
         Company,  in its  good  faith  discretion,  but no  less  than  that of
         comparable employees.

2.3      STOCK  OPTIONS.  Employee shall receive  options to purchase  shares of
         Common Stock of the Company at various terms and conditions  determined
         by the Board of Directors of the Company from time to time, which shall
         be identical to comparable  employees,  whether  existing or from a new
         acquisition. Any and all options that were received from the Company by
         the  Employee  during  his  employment  with the  Company  shall not be
         subject to reverse stock splits.

<PAGE>

2.4      REGISTRATION RIGHTS.  Company shall agree to register any and all stock
         options on a pro-rata basis with other option holders  currently  being
         registered at any time the Company files a Registration  Statement.  In
         addition,  Company hereby agrees to register at least 25% of Employee's
         options  within  two (2)  years and 25% per year  thereafter  until all
         underlying   shares  have  been   registered.   In  the  absence  of  a
         Registration  Statement,  Company  agrees  to file an S-8  Registration
         Statement, if necessary.

2.5      BENEFITS.  The Company shall continue to make available to the Employee
         such benefits as are in accordance with the normal benefit practices of
         the Company.  This will include,  but not limited to, major medical and
         dental insurance for Employee and family. Employee's benefits shall not
         be reduced during the term oh his employment.

2.6      VACATION.  During the term of this Employment  Agreement,  the Employee
         shall be  entitled to four (4) week's  paid  annual  vacation  per year
         during the term of this  contract.  Any  vacation  not used during each
         year will be paid to the Employee at the end of each year.

2.7      EXPENSES.  The Company  shall pay or  reimburse  the  Employee  for all
         reasonable  expenses which are actually  incurred or paid by him in the
         performance of his service hereunder.

         2.7.1    MEMBERSHIPS.  Company  shall pay for Employee all  appropriate
                  professional  and  associate   membership  dues  necessary  or
                  appropriate for  fulfillment of Employee 's'  responsibilities
                  under this Agreement and agree to provide an annual  allowance
                  of not in excess  of  $2,000.00  for  payment  of social  club
                  memberships.

         2.7.2    PROFESSIONAL  SEMINARS.  Company shall afford Employee with 12
                  compensated   days  annually  for  the  purpose  of  attending
                  professional  seminars  necessary to enable Employee to obtain
                  and  maintain  licenses  and  certification   related  to  his
                  employment.  Company will pay all reasonable travel,  food and
                  lodging costs associated with attending such seminars.

3.       TERM AND TERMINATION.

3.1      TERM.  The Terms of this  Agreement  shall commence on the date of this
         Agreement and shall  continue  until the fifth  anniversary of the date
         hereof (the  "five-year  Term"),  unless sooner  terminated as provided
         herein.

3.2      DISABILITY.  In the event the Employee  becomes  disabled  (which shall
         mean that the  Employee  is unable,  because of  permanent  physical or
         mental  disability,   to  perform  her  services  or  similar  services
         hereunder), Employee's employment under this Agreement shall terminate.
         In  that  event,  the  Company  shall  pay  to  Employee  a  reasonable
         disability  benefit of fifty  (50%)  percent of his base salary for the
         balance of the five-year  term or 18 months,  whichever is greater,  in
         addition to any state disability benefits.

                                       2
<PAGE>

3.3      TERMINATION BY THE COMPANY  WITHOUT  CAUSE.  The Company shall have the
         right to terminate the Employee's employment without "cause" under this
         agreement,  without prior written notice to the Employee.  In the event
         the Company  terminates the Employee's  employment under this Agreement
         without cause, or if the Company is acquired and Employee's  employment
         is terminated,the  Employee shall be entitled to receive the greater of
         (i) three (3) times the annual  Salary then  payable to the Employee or
         (ii) the Salary for the balance of the five-year Term, and benefits for
         the lesser of one year or the balance of the Term. For purposes of this
         Section 3.3 and  Sections  3.4, 3.5 and 3.6 below,  "cause"  shall mean
         only a material breach of Employee's  obligations  under this Agreement
         which breach is not cured within thirty (30) days after written  notice
         thereof is given to the Employee.

3.4      TERMINATION BY THE COMPANY WITH CAUSE. The Company shall have the right
         to  terminate  the  Employee's  employment  under  this  Agreement  for
         "cause". If the Company terminates the Employee's employment under this
         Agreement  with cause,  the  Employee  shall be entitled to receive the
         full  salary  then  payable  to  the  Employee   through  the  date  of
         termination.

3.5      TERMINATION  BY EMPLOYEE  WITHOUT  CAUSE.  The Employee  shall have the
         right to terminate his employment under this Agreement,  without cause,
         effective  thirty days from the date written  notice of  termination is
         given by the Employee to the Company; provided, however, if the Company
         so  requests,  the  Employee  shall  continue in her  position for such
         period of time as the Company  shall request (up to a maximum of ninety
         days) to allow the Company reasonable time to replace the Employee.  In
         such event of termination by Employee,  Employee shall receive his full
         Salary to the date of termination or until said continuance.

3.6      TERMINATION  BY EMPLOYEE WITH CAUSE.  The Employee shall have the right
         to terminate his  employment  under this  Agreement,  by written notice
         thereof to the Company, at any time after the occurrence of a breach of
         this Agreement by the Company or any of its  subsidiaries  which is not
         cured within  thirty (30) days after notice  thereof by the Employee to
         the Company.  The Employee shall be required to mitigate damages or the
         amount of any payment provided for in this section.  By terminating the
         Agreement, Employee shall not be deemed to waive any rights it may have
         for claims against Employer.

4.       COVENANT NOT TO COMPETE. During the term of this Agreement, and for two
         (2) years after its termination,  Employee  promises and agrees that he
         shall not enter into any employment or business  relationship  (whether
         as a principal, agent, partner, employee,  investor, owner, consultant,
         board member or otherwise) with any company,  business  organization or
         individual  that is  engaged in the same or  similar  business  as that
         conducted by the Company or with any other  business that competes with
         the Company.  This Section 10 is effective regardless of the reason for
         the  termination  of  the  Agreement  and  regardless  of  whether  the
         Agreement  is  terminated  by the  Employee,  the Company or by its own
         terms. This restrictive covenant may be assigned to and enforced by any
         of  the  Company's   assignees  or  successors.   This  covenant  shall
         automatically  terminate upon a termination pursuant to Sections 3.3 or
         3.6.

                                       3
<PAGE>

5.       AGREEMENT NOT TO USE OR DISCLOSE TRADE SECRETS. During the term of this
         Agreement and a period of two (2) years  thereafter,  Employee promises
         and agrees  that he shall not  disclose  or utilize  any trade  secrets
         acquired  during  the  course of service  with the  Company  and/or its
         related business entities. As used herein, "trade secret" refers to the
         whole  or any  portion  or  phase  of  any  formula,  pattern,  device,
         combination of devices, or compilation of information which is for use,
         or is used,  in the  operation  of the  Company's  business  and  which
         provides  the  Company an  advantage,  or an  opportunity  to obtain an
         advantage,  over those who do not know or use it.  "Trade  secret" also
         includes  any  scientific,   technical,   or  commercial   information,
         including any design, list of suppliers,  list of customers, as well as
         pricing  information  or  methodology,  contractual  arrangements  with
         vendors or suppliers,  business  development  plans or  activities,  or
         Company financial  information.  This Section 5 is effective regardless
         of the reason for the  termination  of the Agreement and  regardless of
         whether the Agreement is terminated by the Employee,  the Company or by
         its  own  terms.  This  restrictive  covenant  may be  assigned  to and
         enforced by any of the Company's assignees or successors.

6.       AGREEMENT  NOT  TO  USE  OR  DISCLOSE   CONFIDENTIAL   OR   PROPRIETARY
         INFORMATION.  During the term of this Agreement and a period of two (2)
         years  thereafter,  Employee  promises  and  agrees  that he shall  not
         disclose  or  utilize  any  confidential  or  proprietary   information
         acquired  during  the  course of service  with the  Company  and/or its
         related business entities, Employee shall not divulge, communicate, use
         to the  detriment of the Company or for the benefit of any other person
         or  persons,  or misuse in any way,  any  confidential  or  proprietary
         information pertaining to the business of the Company. Any confidential
         or  proprietary  information  or  data  now or  hereafter  acquired  by
         Employee  with  respect to the  business  of the Company  (which  shall
         include,  but not be limited to,  information  concerning the Company's
         financial  condition,  prospects,  technology,   customers,  suppliers,
         methods of doing  business and promotion of the Company's  products and
         services)  shall be deemed a valuable,  special and unique asset of the
         Company that is received by Employee in confidence  and as a fiduciary.
         For  purposes  of  this   Agreement   "confidential   and   proprietary
         information"  means information  disclosed to Employee as a consequence
         of or through  his  employment  by the Company  (including  information
         conceived, originated, discovered or developed by Employee) prior to or
         after the date hereof and not generally  known or in the public domain,
         about  the  Company  or  its  business.  This  Section  6 is  effective
         regardless  of the  reason for the  termination  of the  Agreement  and
         regardless of whether the Agreement is terminated by the Employee,  the
         Company or by its own terms. This restrictive  covenant may be assigned
         to and enforced by any of the Company's assignees or successors.

7.       AGREEMENT NOT TO HIRE COMPANY EMPLOYEES.  If Employee leaves the employ
         of the Company or  terminates  this  Agreement,  Employee  promises and
         agrees that,  during the two (2) years following his departure from the
         Company,  Employee shall not, without the express written permission of
         the Company,  directly or indirectly employ as a consultant or employee
         any person who is employed as a  consultant  or employee of the Company
         at the  time  of  Employee's  termination,  or any  person  who  was an
         employee or consultant of the Company  during the six months  preceding
         Employee's  termination.  This Section 7 is effective regardless of the
         reason for the  termination  of the Agreement and regardless of whether
         the Agreement is terminated by the Employee,  the Company or by its own
         terms. This restrictive covenant may be assigned to and enforced by any
         of  the  Company's   assignees  or  successors.   This  covenant  shall
         automatically  terminate upon a termination pursuant to Sections 3.3 or
         3.6.

8.       INJUNCTIVE  RELIEF.  In  recognition  of  the  unique  services  to  be
         performed  by  Employee  and the  possibility  that  any  violation  by
         Employee  of  Section  4,  Section  5,  Section  6or  Section 7 of this
         Agreement may cause  irreparable or  indeterminate  damage or injury to
         Company,  Employee  expressly  stipulates  and agrees  that the Company
         shall be entitled,  upon five (5) days written  NOTICE to Employee,  to
         obtain  an  injunction   from  any  court  of  competent   jurisdiction
         restraining  any violation or threatened  violation of this  Agreement.
         Such  right  to an  injunction  shall  be in  addition  to,  and not in
         limitation  of, any other  rights or remedies  the Company may have for
         damages.

                                       4
<PAGE>

9.       JUDICIAL   MODIFICATION   OF   AGREEMENT.   The  Company  and  Employee
         specifically  agree  that a  court  of  competent  jurisdiction  (or an
         arbitrator,  as appropriate)  may modify or amend Section 4, Section 5,
         Section 6or Section 7 of this  Agreement  if  absolutely  necessary  to
         conform with  relevant law or binding  judicial  decisions in effect at
         the time the Company seeks to enforce any or all of said provisions.

10.      NOTICES. Any notice or other communication  required or permitted to be
         given  hereunder  shall be in  writing  and shall be given by  personal
         delivery  or  by  certified  mail,  return  receipt  requested,  or  by
         overnight delivery to the parties at the following addresses:

          Employee:        Don Hughes
                           8690 Aero Drive, Suite 312
                           San Diego, California 92123

          Company:         MerchantOnline.com, Inc
                           Att: Tarek Kirschen CEO
                           1600 S. Dixie Hwy
                           Suite #300
                           Boca Raton, FL 33432

         Notices shall be deemed given on the date of personal delivery,  on the
         next business day after delivery to the overnight  delivery company and
         three business days after the date of mailing, as the case may be.

11.      INTEGRATION;  AMENDMENT.  This Agreement and the documents  referred to
         herein set forth in full the terms of agreement between the parties and
         are intended as the full, complete and exclusive  Agreement  supersedes
         all   prior   discussions,   promises,   representations,   warranties,
         agreements and understandings  between the parties.  This Agreement may
         not be  modified or amended,  nor may any rights  hereunder  be waived,
         except in a writing signed by the party against whom enforcement of the
         modification, amendment or waiver is sought.

12.      WAIVERS.  Any waiver of any breach of this  Agreement  in a  particular
         instance  shall not operate as a waiver of  subsequent  breaches of the
         same or of a  different  kind.  Any  party's  exercise  or  failure  to
         exercise any rights under this Agreement in a particular instance shall
         not  operate as a waiver of the party's  right to exercise  the same or
         different rights in subsequent instances.

13.      SUCCESSORS AND ASSIGNS.  This Agreement shall be binding upon and shall
         inure to the benefit of the parties hereto and their respective  heirs,
         personal representatives,  successors and assigns;  provided,  however,
         that neither party may assign or transfer any rights hereunder  without
         the prior written consent of the other party.

                                       5
<PAGE>

14.      NO THIRD PARTY BENEFICIARIES. This Agreement does not create, and shall
         not be construed as creating,  any rights enforceable by any person not
         a party to this Agreement.

15.      SEPARABILITY.  If any provision of this Agreement is held by a court of
         competent  jurisdiction to be invalid,  illegal or  unenforceable,  the
         remaining  provisions of this Agreement  shall  nevertheless  remain in
         full force and effect.

16.      HEADINGS. The headings in this Agreement are solely for convenience and
         shall be given no effect in the construction for interpretation of this
         Agreement.

17.      Further  Assurances.  The parties  agree to  cooperate  fully with each
         other and take all further actions and execute all further documents as
         may from time to time be reasonably necessary to carry out the purposes
         of this Agreement.

18.      COUNTERPARTS.   This  Agreement  may  be  executed  in  any  number  of
         counterparts,   which  together  shall  constitute  one  and  the  same
         agreement.  A facsimile  copy and  signature  shall be  acceptable  and
         binding   between   the   parties  and  shall  be  deemed  an  original
         counterpart.

19.      GOVERNING  LAW.  This  Agreement is being  entered  into,  and shall be
         governed by, the internal  laws (and not the conflict of laws rules) of
         the State of California.

IN WITNESS WHEREOF,  this Agreement has been executed by the parties on the date
first above written.

Employee:

/s/ DON HUGHES
------------------------------
    Don Hughes

Company:

By:  /s/ TAREK KIRSCHEN
------------------------------
         Tarek Kirschen
                                       6

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00000-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00000-of-00352.parquet"}]]