Document:

<PAGE>
                                                                   Exhibit 10.15

                 SECOND AMENDMENT AND REAFFIRMATION OF GUARANTY
                         (SoftBank Capital Partners LP)

         THIS SECOND AMENDMENT AND REAFFIRMATION OF GUARANTY (this "Amendment")
is made and executed as of the 7th day of January, 2005, by SOFTBANK CAPITAL
PARTNERS LP (the "Guarantor"), and SILICON VALLEY BANK, a California chartered
bank, its successors and assigns (the "Bank").

                                    RECITALS

         WHEREAS, the Bank has agreed to make a certain committed revolving line
of credit (the "Loan") in the maximum outstanding principal amount of Twelve
Million Dollars ($12,000,000) to ODIMO INCORPORATED., a corporation organized
and in good standing in the State of Delaware, ASHFORD.COM, INC., a corporation
organized and in good standing in the State Delaware and D.I.A. MARKETING, INC.,
a corporation organized and in good standing in the State of Florida
(individually and collectively, the "Borrower"), pursuant to that certain Loan
and Security Agreement dated July 31, 2004 by and between the Borrower and the
Bank (as amended restated, modified, substituted, extended and renewed from time
to time, the "Loan Agreement");

         WHEREAS, the Borrower has requested and the Bank has agreed, among
other amendments, to increase the maximum outstanding principal amount of the
Loan for the period of January through August of each year from Seven Million
Dollars ($7,000,000) to Ten Million Dollars ($10,000,000) in accordance with the
terms of that certain Second Loan Modification Agreement of even date herewith,
by and between Bank and Borrower (the "Second Amendment") and that certain
Second Amended and Restated Revolving Promissory Note dated of even date
herewith, from Borrower in favor of the Lender (the "Second Amended and Restated
Promissory Note")

         WHEREAS, in connection with the Loan, the Guarantor executed and
delivered to Bank its Unconditional Guaranty dated July 31, 2004 from the
Guarantor in favor of the Bank (as amended, restated, modified, substituted,
extended and renewed from time to time, the "Guaranty");

         WHEREAS, the Bank is not willing to increase the Loan, or make other
amendments to the Loan Agreement unless the Guarantor unconditionally reaffirms
its joint and several obligations under the Guaranty and consents to such
amendments; and

         WHEREAS, the Guarantor will benefit directly from the Bank's agreement
to increase the Loan.

                                    AGREEMENT

         NOW THEREFORE, as an inducement for the Bank to increase the Loan, and
for other good and valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the parties do hereby agree as follows:

<PAGE>

         1. Capitalized terms used herein and not otherwise defined shall have
the meanings ascribed to them in the Guaranty.

         2. The Recitals set forth hereinabove are hereby incorporated by this
reference with the same force and effect as it fully set forth herein.

         3. Guarantor has requested and Bank has agreed to amend the Guaranty as
provided in this Amendment as follows:

                  (i) Section 10(d) and (e) of the Guaranty are hereby amended
and restated in their entirety as follows:

                           10. The Guarantor will do all of the following:

                                    d) Deliver to Bank: (i) as soon as
                  available, but no later than thirty (30) days after the last
                  day of each calendar month, a compliance certificate signed by
                  a Responsible Officer in the form of Exhibit A, (ii) as soon
                  as available, but no later than thirty (30) days after the
                  last day of each calendar month, Guarantor prepared unaudited
                  monthly financial statements and (iii) as soon as available,
                  but no later than one hundred twenty (120) days after the end
                  of Guarantor's fiscal year, Guarantor prepared unaudited
                  financial statements prepared under generally accepted
                  accounting principles, consistently applied.

                                    e) Maintain as of the last day of each
                  month, on a consolidated basis with SOFTBANK Capital Advisors
                  Fund LP and SOFTBANK Capital Partners LP (collectively with
                  the Guarantor, the "SOFTBANK Guarantors"), a minimum of
                  Twenty-Four Million Dollars ($24,000,000) of unrestricted cash
                  plus callable capital, net of all Contingent Liabilities (as
                  defined in the Agreement) of the SOFTBANK Guarantors.

         4. EXHIBIT A (Compliance Certificate), to the Guaranty is hereby
replaced in its entirety with EXHIBIT A attached hereto.

         5. The Guarantor acknowledges and agrees that pursuant to the Second
Amendment and that certain Second Amended and Restated Promissory Note the
maximum outstanding principal amount of the Loan for the period of January
through August of each year shall increase from Seven Million Dollars
($7,000,000) to Ten Million Dollars ($10,000,000) and hereby consents to such
extension. The Guarantor does hereby unconditionally reaffirm all of its
obligations to the Bank under the Guaranty including, without limitation, the
payment and performance of the guaranteed obligations as set forth in the
Guaranty.

         6. The Guarantor certifies that the representations and warranties
contained in its Guaranty remain true, correct and complete in all material
respects as of the date hereof with the same force and effect as if made on the
date hereof and that it has no offsets, counterclaims or defenses to any of its
obligations under the Guaranty as modifies hereby.

         7. Except as modified hereby, the Guaranty remains unmodified and in
full force and effect.

                                       2
<PAGE>

         IN WITNESS WHEREOF, the undersigned Guarantor has executed and
delivered this Amendment as of the day and year first hereinabove written.

                                     GUARANTOR:

                                     SOFTBANK CAPITAL PARTNERS LP

                                     By: SOFTBANK CAPITAL PARTNERS LLC, its
                                         sole General Partner

                                         By: /s/ Steven J. Murray
                                             -----------------------------------
                                             Name: Steven J. Murray
                                             Title: Administrative Member

                                     BANK:

                                     SILICON VALLEY BANK

                                     By: /s/ Dale Kirkland
                                         ---------------------------------------
                                     Name: Dale Kirkland
                                     Title: Senior Vice President

                                       3
<PAGE>

                                    EXHIBIT A
                             COMPLIANCE CERTIFICATE

TO:               SILICON VALLEY BANK
                  3003 Tasman Drive
                  Santa Clara, CA 95054

FROM:             SOFTBANK CAPITAL PARTNERS LP
                  SOFTBANK CAPITAL LP
                  SOFTBANK CAPITAL ADVISORS FUND LP
                  53 State Street
                  Boston, MA  02109

         Re:      Unconditional Guaranties made in favor of Silicon Valley Bank
                  ("Bank") in connection with Bank's loans to ODIMO, INC.,
                  ASHFORD.COM, INC., and D.I.A. MARKETING, INC. (collectively,
                  "Borrower")

         The undersigned manager (the "Officer") of SOFTBANK Capital Partners
LLC (the "Company"), as the sole General Partner of each of SOFTBANK Capital
Partners LP, SOFTBANK Capital LP and SOFTBANK Capital Advisors Fund LP
(collectively, "Guarantors"), certifies that under the terms and conditions of
each Unconditional Guaranty made by Guarantor in favor of Bank (each, a
"Guaranty"), (i) Guarantors are in complete compliance for the period ending
_______________ with all required covenants except as noted below and (ii) all
representations and warranties in each Guaranty are true and correct on this
date. Attached are the required documents supporting the certification. The
Officer certifies that these are prepared in accordance with Generally Accepted
Accounting Principles (GAAP) consistently applied from one period to the next
except as explained in an accompanying letter or footnotes. The Officer
acknowledges that no borrowings may be requested by Borrower at any time or date
of determination that any Guarantor is not in compliance with any of the terms
of any Guaranty, and that compliance is determined not just at the date this
certificate is delivered.

PLEASE INDICATE COMPLIANCE STATUS BY CIRCLING YES/NO UNDER "COMPLIES" COLUMN.

<TABLE>
<CAPTION>

Reporting Covenant                                            Required                   Complies
------------------                                            --------                   --------

<S>                                                           <C>                       <C>      <C>
All Guarantors:
         Monthly CC                                           Monthly within 30 days    Yes       No
         Monthly Financial Statements with CC                 Monthly within 30 days    Yes       No

SOFTBANK Capital Partner LP only:
         Audited Financial Statements with CC                 Annually within 120 days  Yes       No

SOFTBANK Capital LP and SOFTBANK Capital
  Advisors Fund LP only:
Company Prepared Financial Statements with CC                 Annually within 120 days  Yes       No

</TABLE>

                                       4
<PAGE>

<TABLE>
<CAPTION>

Financial Covenant                                            Required           Actual           Complies
------------------                                            --------           ------           --------

<S>                                                           <C>                <C>            <C>      <C>
Maintain on a consolidated basis, measured on the
last day of each month:
  Minimum unrestricted cash and callable capital,
  net of contingent liabilities (see breakdown below)         $24,000,000       $__________      Yes     No

(1) Unrestricted Cash:                  $___________
(2) Callable Capital:                   $___________
(3) Contingent Liabilities:             $___________
(4) Item #1 plus #2, minus #3:          $___________

</TABLE>

<TABLE>
<CAPTION>

<S>                                                                  <C>
COMMENTS REGARDING EXCEPTIONS: See Attached.                         BANK USE ONLY

                                                                     Received by:
                                                                     --------------------------------------
Sincerely,                                                                         AUTHORIZED SIGNER

                                                                     Date:
                                                                     --------------------------------------
-------------------------------------
SIGNATURE                                                            Verified:
                                                                     --------------------------------------
                                                                                   AUTHORIZED SIGNER

-------------------------------------
TITLE

                                                                     Date:
                                                                     -------------------------------------

-------------------------------------                                Compliance Status:         Yes     No
DATE

</TABLE>

                                       5
<PAGE>

                 SECOND AMENDMENT AND REAFFIRMATION OF GUARANTY
                           (SoftBank Capital Advisors)

         THIS SECOND AMENDMENT AND REAFFIRMATION OF GUARANTY (this "Amendment")
is made and executed as of the 7th day of January, 2005, by SOFTBANK CAPITAL
ADVISORS FUND LP (the "Guarantor"), and SILICON VALLEY BANK, a California
chartered bank, its successors and assigns (the "Bank").

                                    RECITALS

         WHEREAS, the Bank has agreed to make a certain committed revolving line
of credit (the "Loan") in the maximum outstanding principal amount of Twelve
Million Dollars ($12,000,000) to ODIMO INCORPORATED., a corporation organized
and in good standing in the State of Delaware, ASHFORD.COM, INC., a corporation
organized and in good standing in the State Delaware and D.I.A. MARKETING, INC.,
a corporation organized and in good standing in the State of Florida
(individually and collectively, the "Borrower"), pursuant to that certain Loan
and Security Agreement dated July 31, 2004 by and between the Borrower and the
Bank (as amended restated, modified, substituted, extended and renewed from time
to time, the "Loan Agreement");

         WHEREAS, the Borrower has requested and the Bank has agreed, among
other amendments, to increase the maximum outstanding principal amount of the
Loan for the period of January through August of each year from Seven Million
Dollars ($7,000,000) to Ten Million Dollars ($10,000,000) in accordance with the
terms of that certain Second Loan Modification Agreement of even date herewith,
by and between Bank and Borrower (the "Second Amendment") and that certain
Second Amended and Restated Revolving Promissory Note dated of even date
herewith, from Borrower in favor of the Lender (the "Second Amended and Restated
Promissory Note");

         WHEREAS, in connection with the Loan, the Guarantor executed and
delivered to Bank its Unconditional Guaranty dated July 31, 2004 from the
Guarantor in favor of the Bank (as amended, restated, modified, substituted,
extended and renewed from time to time, the "Guaranty");

         WHEREAS, the Bank is not willing to increase the Loan, or make other
amendments to the Loan Agreement unless the Guarantor unconditionally reaffirms
its joint and several obligations under the Guaranty and consents to such
amendments; and

         WHEREAS, the Guarantor will benefit directly from the Bank's agreement
to increase the Loan.

                                    AGREEMENT

         NOW THEREFORE, as an inducement for the Bank to increase the Loan, and
for other good and valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the parties do hereby agree as follows:

<PAGE>

         8. Capitalized terms used herein and not otherwise defined shall have
the meanings ascribed to them in the Guaranty.

         9. The Recitals set forth hereinabove are hereby incorporated by this
reference with the same force and effect as it fully set forth herein.

         10. Guarantor has requested and Bank has agreed to amend the Guaranty
as provided in this Amendment as follows:

                  (i) Section 10(d) and (e) of the Guaranty are hereby amended
and restated in their entirety as follows:

                           10. The Guarantor will do all of the following:

                                    d) Deliver to Bank: (i) as soon as
                  available, but no later than thirty (30) days after the last
                  day of each calendar month, a compliance certificate signed by
                  a Responsible Officer in the form of Exhibit A, (ii) as soon
                  as available, but no later than thirty (30) days after the
                  last day of each calendar month, Guarantor prepared unaudited
                  monthly financial statements and (iii) as soon as available,
                  but no later than one hundred twenty (120) days after the end
                  of Guarantor's fiscal year, Guarantor prepared unaudited
                  financial statements prepared under generally accepted
                  accounting principles, consistently applied.

                                    e) Maintain as of the last day of each
                  month, on a consolidated basis with SOFTBANK Capital Advisors
                  Fund LP and SOFTBANK Capital Partners LP (collectively with
                  the Guarantor, the "SOFTBANK Guarantors"), a minimum of
                  Twenty-Four Million Dollars ($24,000,000) of unrestricted cash
                  plus callable capital, net of all Contingent Liabilities (as
                  defined in the Agreement) of the SOFTBANK Guarantors.

         11. EXHIBIT A (Compliance Certificate), to the Guaranty is hereby
replaced in its entirety with EXHIBIT A attached hereto.

         12. The Guarantor acknowledges and agrees that pursuant to the Second
Amendment and that certain Second Amended and Restated Promissory Note the
maximum outstanding principal amount of the Loan for the period of January
through August of each year shall increase from Seven Million Dollars
($7,000,000) to Ten Million Dollars ($10,000,000) and hereby consents to such
extension. The Guarantor does hereby unconditionally reaffirm all of its
obligations to the Bank under the Guaranty including, without limitation, the
payment and performance of the guaranteed obligations as set forth in the
Guaranty.

         13. The Guarantor certifies that the representations and warranties
contained in its Guaranty remain true, correct and complete in all material
respects as of the date hereof with the same force and effect as if made on the
date hereof and that it has no offsets, counterclaims or defenses to any of its
obligations under the Guaranty as modifies hereby.

         14. Except as modified hereby, the Guaranty remains unmodified and in
full force and effect.

                                       2
<PAGE>

         IN WITNESS WHEREOF, the undersigned Guarantor has executed and
delivered this Amendment as of the day and year first hereinabove written.

                                     GUARANTOR:

                                     SOFTBANK CAPITAL ADVISORS FUND LP

                                     By: SOFTBANK CAPITAL PARTNERS LLC, its
                                         sole General Partner

                                         By: /s/ Steven J. Murray
                                             -----------------------------------
                                             Name: Steven J. Murray
                                             Title: Administrative Member

                                     BANK:

                                     SILICON VALLEY BANK

                                     By: /s/ Dale Kirkland
                                         ---------------------------------------
                                         Name: Dale Kirkland
                                         Title: Senior Vice President

                                       3
<PAGE>
                                    EXHIBIT A
                             COMPLIANCE CERTIFICATE

TO:               SILICON VALLEY BANK
                  3003 Tasman Drive
                  Santa Clara, CA 95054

FROM:             SOFTBANK CAPITAL PARTNERS LP
                  SOFTBANK CAPITAL LP
                  SOFTBANK CAPITAL ADVISORS FUND LP
                  53 State Street
                  Boston, MA  02109

         Re:      Unconditional Guaranties made in favor of Silicon Valley Bank
                  ("Bank") in connection with Bank's loans to ODIMO, INC.,
                  ASHFORD.COM, INC., and D.I.A. MARKETING, INC. (collectively,
                  "Borrower")

         The undersigned manager (the "Officer") of SOFTBANK Capital Partners
LLC (the "Company"), as the sole General Partner of each of SOFTBANK Capital
Partners LP., SOFTBANK Capital LP and SOFTBANK Capital Advisors Fund LP
(collectively, "Guarantors"), certifies that under the terms and conditions of
each Unconditional Guaranty made by Guarantor in favor of Bank (each, a
"Guaranty"), (i) Guarantors are in complete compliance for the period ending
_______________ with all required covenants except as noted below and (ii) all
representations and warranties in each Guaranty are true and correct on this
date. Attached are the required documents supporting the certification. The
Officer certifies that these are prepared in accordance with Generally Accepted
Accounting Principles (GAAP) consistently applied from one period to the next
except as explained in an accompanying letter or footnotes. The Officer
acknowledges that no borrowings may be requested by Borrower at any time or date
of determination that any Guarantor is not in compliance with any of the terms
of any Guaranty, and that compliance is determined not just at the date this
certificate is delivered.

PLEASE INDICATE COMPLIANCE STATUS BY CIRCLING YES/NO UNDER "COMPLIES" COLUMN.

<TABLE>
<CAPTION>

Reporting Covenant                                            Required                   Complies
------------------                                            --------                   --------

<S>                                                           <C>                       <C>      <C>
All Guarantors:
         Monthly CC                                           Monthly within 30 days    Yes       No
         Monthly Financial Statements with CC                 Monthly within 30 days    Yes       No

SOFTBANK Capital Partner LP only:
         Audited Financial Statements with CC                 Annually within 120 days  Yes       No

SOFTBANK Capital LP and SOFTBANK Capital
  Advisors Fund LP only:
Company Prepared Financial Statements with CC                 Annually within 120 days  Yes       No

</TABLE>

                                       4
<PAGE>

<TABLE>
<CAPTION>

Financial Covenant                                            Required           Actual           Complies
------------------                                            --------           ------           --------

<S>                                                           <C>                <C>            <C>      <C>
Maintain on a consolidated basis, measured on the
last day of each month:
  Minimum unrestricted cash and callable capital,
  net of contingent liabilities (see breakdown below)         $24,000,000       $__________      Yes     No

(1) Unrestricted Cash:                  $___________
(2) Callable Capital:                   $___________
(3) Contingent Liabilities:             $___________
(4) Item #1 plus #2, minus #3:          $___________

</TABLE>

<TABLE>
<CAPTION>

<S>                                                                  <C>
COMMENTS REGARDING EXCEPTIONS: See Attached.                         BANK USE ONLY

                                                                     Received by:
                                                                     --------------------------------------
Sincerely,                                                                         AUTHORIZED SIGNER

                                                                     Date:
                                                                     --------------------------------------
-------------------------------------
SIGNATURE                                                            Verified:
                                                                     --------------------------------------
                                                                                   AUTHORIZED SIGNER

-------------------------------------
TITLE

                                                                     Date:
                                                                     -------------------------------------

-------------------------------------                                Compliance Status:         Yes     No
DATE

</TABLE>

                                       5
<PAGE>

                 SECOND AMENDMENT AND REAFFIRMATION OF GUARANTY
                              (SoftBank Capital LP)

         THIS SECOND AMENDMENT AND REAFFIRMATION OF GUARANTY (this "Amendment")
is made and executed as of the 7th day of January, 2005, by SOFTBANK CAPITAL LP
(the "Guarantor"), and SILICON VALLEY BANK, a California chartered bank, its
successors and assigns (the "Bank").

                                    RECITALS

         WHEREAS, the Bank has agreed to make a certain committed revolving line
of credit (the "Loan") in the maximum outstanding principal amount of Twelve
Million Dollars ($12,000,000) to ODIMO INCORPORATED., a corporation organized
and in good standing in the State of Delaware, ASHFORD.COM, INC., a corporation
organized and in good standing in the State Delaware and D.I.A. MARKETING, INC.,
a corporation organized and in good standing in the State of Florida
(individually and collectively, the "Borrower"), pursuant to that certain Loan
and Security Agreement dated July 31, 2004 by and between the Borrower and the
Bank (as amended restated, modified, substituted, extended and renewed from time
to time, the "Loan Agreement");

         WHEREAS, the Borrower has requested and the Bank has agreed, among
other amendments, to increase the maximum outstanding principal amount of the
Loan for the period of January through August of each year from Seven Million
Dollars ($7,000,000) to Ten Million Dollars ($10,000,000) in accordance with the
terms of that certain Second Loan Modification Agreement of even date herewith,
by and between Bank and Borrower (the "Second Amendment") and that certain
Second Amended and Restated Revolving Promissory Note dated of even date
herewith, from Borrower in favor of the Lender (the "Second Amended and Restated
Promissory Note");

         WHEREAS, in connection with the Loan, the Guarantor executed and
delivered to Bank its Unconditional Guaranty dated July 31, 2004 from the
Guarantor in favor of the Bank (as amended, restated, modified, substituted,
extended and renewed from time to time, the "Guaranty");

         WHEREAS, the Bank is not willing to increase the Loan, or make other
amendments to the Loan Agreement unless the Guarantor unconditionally reaffirms
its joint and several obligations under the Guaranty and consents to such
amendments; and

         WHEREAS, the Guarantor will benefit directly from the Bank's agreement
to increase the Loan.

                                    AGREEMENT

         NOW THEREFORE, as an inducement for the Bank to increase the Loan, and
for other good and valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the parties do hereby agree as follows:

<PAGE>

         15. Capitalized terms used herein and not otherwise defined shall have
the meanings ascribed to them in the Guaranty.

         16. The Recitals set forth hereinabove are hereby incorporated by this
reference with the same force and effect as it fully set forth herein.

         17. Guarantor has requested and Bank has agreed to amend the Guaranty
as provided in this Amendment as follows:

                  (i) Section 10(d) and (e) of the Guaranty are hereby amended
and restated in their entirety as follows:

                           10. The Guarantor will do all of the following:

                                    d) Deliver to Bank: (i) as soon as
                  available, but no later than thirty (30) days after the last
                  day of each calendar month, a compliance certificate signed by
                  a Responsible Officer in the form of Exhibit A, (ii) as soon
                  as available, but no later than thirty (30) days after the
                  last day of each calendar month, Guarantor prepared unaudited
                  monthly financial statements and (iii) as soon as available,
                  but no later than one hundred twenty (120) days after the end
                  of Guarantor's fiscal year, Guarantor prepared unaudited
                  financial statements prepared under generally accepted
                  accounting principles, consistently applied.

                                    e) Maintain as of the last day of each
                  month, on a consolidated basis with SOFTBANK Capital Advisors
                  Fund LP and SOFTBANK Capital Partners LP (collectively with
                  the Guarantor, the "SOFTBANK Guarantors"), a minimum of
                  Twenty-Four Million Dollars ($24,000,000) of unrestricted cash
                  plus callable capital, net of all Contingent Liabilities (as
                  defined in the Agreement) of the SOFTBANK Guarantors.

         18. EXHIBIT A (Compliance Certificate), to the Guaranty is hereby
replaced in its entirety with EXHIBIT A attached hereto.

         19. The Guarantor acknowledges and agrees that pursuant to the Second
Amendment and that certain Second Amended and Restated Promissory Note the
maximum outstanding principal amount of the Loan for the period of January
through August of each year shall increase from Seven Million Dollars
($7,000,000) to Ten Million Dollars ($10,000,000) and hereby consents to such
extension. The Guarantor does hereby unconditionally reaffirm all of its
obligations to the Bank under the Guaranty including, without limitation, the
payment and performance of the guaranteed obligations as set forth in the
Guaranty.

         20. The Guarantor certifies that the representations and warranties
contained in its Guaranty remain true, correct and complete in all material
respects as of the date hereof with the same force and effect as if made on the
date hereof and that it has no offsets, counterclaims or defenses to any of its
obligations under the Guaranty as modifies hereby.

         21. Except as modified hereby, the Guaranty remains unmodified and in
full force and effect.

                                       2
<PAGE>

         IN WITNESS WHEREOF, the undersigned Guarantor has executed and
delivered this Amendment as of the day and year first hereinabove written.

                                     GUARANTOR:

                                     SOFTBANK CAPITAL LP

                                     By: SOFTBANK CAPITAL PARTNERS LLC, its
                                         sole General Partner

                                         By: /s/ Steven J. Murray
                                             -----------------------------------
                                             Name: Steven J. Murray
                                             Title: Administrative Member

                                     BANK:

                                     SILICON VALLEY BANK

                                     By: /s/ Dale Kirkland
                                         ---------------------------------------
                                         Name: Dale Kirkland
                                         Title: Senior Vice President

                                       3

<PAGE>

                                    EXHIBIT A
                             COMPLIANCE CERTIFICATE

TO:               SILICON VALLEY BANK
                  3003 Tasman Drive
                  Santa Clara, CA 95054

FROM:             SOFTBANK CAPITAL PARTNERS LP
                  SOFTBANK CAPITAL LP
                  SOFTBANK CAPITAL ADVISORS FUND LP
                  53 State Street
                  Boston, MA  02109

         Re:      Unconditional Guaranties made in favor of Silicon Valley Bank
                  ("Bank") in connection with Bank's loans to ODIMO, INC.,
                  ASHFORD.COM, INC., and D.I.A. MARKETING, INC. (collectively,
                  "Borrower")

         The undersigned manager (the "Officer") of SOFTBANK Capital Partners
LLC (the "Company"), as the sole General Partner of each of SOFTBANK Capital
Partners LP., SOFTBANK Capital LP and SOFTBANK Capital Advisors Fund LP
(collectively, "Guarantors"), certifies that under the terms and conditions of
each Unconditional Guaranty made by Guarantor in favor of Bank (each, a
"Guaranty"), (i) Guarantors are in complete compliance for the period ending
_______________ with all required covenants except as noted below and (ii) all
representations and warranties in each Guaranty are true and correct on this
date. Attached are the required documents supporting the certification. The
Officer certifies that these are prepared in accordance with Generally Accepted
Accounting Principles (GAAP) consistently applied from one period to the next
except as explained in an accompanying letter or footnotes. The Officer
acknowledges that no borrowings may be requested by Borrower at any time or date
of determination that any Guarantor is not in compliance with any of the terms
of any Guaranty, and that compliance is determined not just at the date this
certificate is delivered.

PLEASE INDICATE COMPLIANCE STATUS BY CIRCLING YES/NO UNDER "COMPLIES" COLUMN.

<TABLE>
<CAPTION>

Reporting Covenant                                            Required                   Complies
------------------                                            --------                   --------

<S>                                                           <C>                       <C>      <C>
All Guarantors:
         Monthly CC                                           Monthly within 30 days    Yes       No
         Monthly Financial Statements with CC                 Monthly within 30 days    Yes       No

SOFTBANK Capital Partner LP only:
         Audited Financial Statements with CC                 Annually within 120 days  Yes       No

SOFTBANK Capital LP and SOFTBANK Capital
  Advisors Fund LP only:
Company Prepared Financial Statements with CC                 Annually within 120 days  Yes       No

</TABLE>

                                       4
<PAGE>

<TABLE>
<CAPTION>

Financial Covenant                                            Required           Actual           Complies
------------------                                            --------           ------           --------

<S>                                                           <C>                <C>            <C>      <C>
Maintain on a consolidated basis, measured on the
last day of each month:
  Minimum unrestricted cash and callable capital,
  net of contingent liabilities (see breakdown below)         $24,000,000       $__________      Yes     No

(1) Unrestricted Cash:                  $___________
(2) Callable Capital:                   $___________
(3) Contingent Liabilities:             $___________
(4) Item #1 plus #2, minus #3:          $___________

</TABLE>

<TABLE>
<CAPTION>

<S>                                                                  <C>
COMMENTS REGARDING EXCEPTIONS: See Attached.                         BANK USE ONLY

                                                                     Received by:
                                                                     --------------------------------------
Sincerely,                                                                         AUTHORIZED SIGNER

                                                                     Date:
                                                                     --------------------------------------
-------------------------------------
SIGNATURE                                                            Verified:
                                                                     --------------------------------------
                                                                                   AUTHORIZED SIGNER

-------------------------------------
TITLE

                                                                     Date:
                                                                     -------------------------------------

-------------------------------------                                Compliance Status:         Yes     No
DATE

</TABLE>

                                       5<PAGE>

                                                                     EXHIBIT 4.1

                         INCORPORATED UNDER THE LAWS OF
                             The State of Tennessee

                           WILSON BANK HOLDING COMPANY
                               LEBANON, TENNESSEE

THIS CERTIFIES THAT ____________________________ IS THE OWNER OF _____________
Shares of TWO DOLLARS PAR each of the Capital Stock of WILSON BANK HOLDING
COMPANY, LEBANON, TENNESSEE transferable only on the books of the Corporation by
the holder hereof in person or by Attorney, upon surrender of this Certificate
properly endorsed.

      IN WITNESS WHEREOF, the said corporation has caused this Certificate to be
signed by its duly authorized officers and to be sealed with the Seal of the
Corporation this day of A.D. 20__

_________________________                                _______________________
Chairman                                                             President

                              SHARES $2.00 PAR EACH

<PAGE>

_________________________                                _______________________

      THE FOLLOWING ABBREVIATIONS, WHEN USED IN THE INSCRIPTION ON THE FACE OF
THIS CERTIFICATE, SHALL BE CONSTRUED AS THOUGH THEY WERE WRITTEN OUT IN FULL
ACCORDING TO APPLICABLE LAWS OR REGULATIONS:

TEN COM   - AS TENANTS IN COMMON     UNIF GIFT MIN ACT - ______CUSTODIAN ______.
                                                         (Cust.)         (Minor)
TEN ENT   - AS TENANTS BY THE                            UNDER UNIFORM GIFTS TO
            ENTIRETIES                                   MINORS
                                                         ACT _________
JT TEN    - AS JOINT TENANTS WITH                             (State)
            RIGHT OF SURVIVORSHIP
            AND NOT AS TENANTS IN COMMON
            ADDITIONAL ABBREVIATIONS MAY ALSO BE USED THOUGH NOT IN THE ABOVE
            LIST.

FOR VALUE RECEIVED _________ HEREBY SELL, ASSIGN AND TRANSFER UNTO

________________________________________________________________________________
             PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS OF ASSIGNEE
________________________________________________________________________________
________________________________________________________________________________

____________________________________________________________________ SHARES
OF THE COMMON STOCK REPRESENTED BY THE WITHIN CERTIFICATE, AND DO HEREBY
IRREVOCABLY CONSTITUTE AND APPOINT
______________________________________________________ ATTORNEY,
TO TRANSFER THE SAID STOCK ON THE BOOKS OF THE WITHIN-NAMED CORPORATION WITH
FULL POWER OF SUBSTITUTION IN THE PREMISES.

DATED ____________________________

SIGNATURE GUARANTEED BY:

___________________________

NOTICE: THE SIGNATURE TO THIS ASSIGNMENT MUST CORRESPOND WITH THE NAME AS
WRITTEN UPON THE FACE OF THE CERTIFICATE IN EVERY PARTICULAR, WITHOUT ALTERATION
OR ENLARGEMENT, OR ANY CHANGE WHATEVER.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00076-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00076-of-00352.parquet"}]]