Document:

Exhibit 10.1

     

    Exhibit 10.1

    
 

    CONSULTING
      AGREEMENT

    

    This
      Consulting Agreement (the “Agreement”), is made on this day, October 4, 2006,
      and effective August 1, 2006 between Systems Evolution, Inc. an Idaho
      corporation, 10777 Westheimer Road, Suite 810, Houston Texas 77042, (hereinafter
      referred to as the “Company”) and Rhodes Holding, LLC, 3331 Summer Bay Drive,
      Sugar Land, Texas 77478 (the “Consultant”).

    

    WHEREAS,
      the Company requires the Services (as defined herein) and as set forth herein;
      

    

    WHEREAS,
      Consultant is qualified to provide the Company with the Services and is desirous
      to perform such Services for the Company; and

    

    WHEREAS,
      the Company wishes to induce Consultant to provide the Services and wishes
      to
      contract with the Consultant regarding the same and compensate Consultant in
      accordance with the terms herein;

    

    NOW,
      THEREFORE,
      in
      consideration of the mutual covenants hereinafter stated, it is agreed as
      follows:

    

    1. APPOINTMENT.

    

    The
      Company hereby engages Consultant and Consultant agrees to render the Services
      to the Company as a consultant upon the terms and conditions hereinafter set
      forth.

    

    2. TERM.

    

    Subject
      to Section 8(a), the term of this Consulting Agreement shall begin as of the
      date of the Effective Date, and shall terminate 36 months thereafter
      (hereinafter, the "Term"). 

    

    3. SERVICES.

    

    During
      the term of this Agreement, Consultant shall provide the Company with the
      following “Services.” Services shall be limited to making recommendations and
      offering advice to the Company’s Officers, Directors and other key Company
      personnel. 

    

       a. During
      the term of this Agreement, Consultant shall provide the Company with the
      following “Services”:

    

    i. The
      Managing Member of Consultant, Robert C. Rhodes, shall serve as the Company’s
      President, Chief Executive Officer and Chief Financial Officer and also serve
      as
      a Director of the Company. Except with respect to the matters specified in
      this
      paragraph, Mr. Rhodes will devote sufficient working time and efforts to
      adequately attend the business and affairs of the Company. However, Mr. Rhodes
      will not work full time and the Company agrees that Mr. Rhodes may have outside
      business activities, including, but not limited to, the operation of Rhodes
      Holdings, LLC. In addition, Mr. Rhodes shall not be precluded from:
      (a) from engaging in appropriate civic, charitable or religious activities;
      (b) from serving on the boards of directors of other entities, including
      other public companies, with the consent of the Company, which consent shall
      not
      be unreasonably withheld; (c) from providing incidental assistance to
      family members on matters of family business, so long as the foregoing
      activities and service do not conflict with Mr. Rhodes' responsibilities to
      the
      Company; and (d) from completing, managing and supervising Mr. Rhodes’
personal business affairs.

     

    

    4. COMPENSATION. In
      connection with this Agreement, the foregoing shall be referred to as
“Compensation.” All Compensation due to be delivered and/or paid to Consultant
      pursuant to this Agreement shall be deemed completely earned, due, payable
      and
      non-assessable as of the date the Compensation is due to or vested in
      Consultant. Compensation shall consist of the following:

    

    a. Base
      Salary. $200,000
      cash per year payable in 12 monthly installments.

    

    b. Bonus. $100,000
      cash bonus upon the following:

    

    SEVI
      generating at least $600,000 operating income over each 12 month fiscal year
      period beginning June 1, 2006. Bonus pro rated from $600,000 to $300,000, with
      no bonus paid below $300,000 in operating income.

    

    c. Stock
      award. In
      exchange for forgiving the currently payable and outstanding $100,000 bonus
      authorized by the SEVI Board of Directors, in lieu of the above referenced
      Bonus
      opportunity for the next three years, and to induce Consultant to enter into
      this agreement, 100,000,000 restricted common shares of Systems Evolution Inc.
      are awarded to Consultant. If Consultant discontinues providing services to
      the
      Company voluntarily within the term of this agreement, Consultant is required
      to
      repay such shares in their entirety to the Company. If the Company releases
      Consultant from this agreement or the Consultant dies, Consultant or the
      Consultant’s Heirs will not be required to repay said shares.

    

    c. Expenses. The
      Company will reimburse (monthly) Consultant for all reasonable and necessary
      expenses incurred by Consultant in connection with the Company's business
      including: entertainment, airfare, automobile (except business travel within
      the
      Harris County metro area, which shall be at Consultant’s expense), hotel and
      miscellaneous expenses incurred by Consultant. 

     

    5. REPRESENTATIONS
      AND WARRANTIES OF COMPANY.

    

      The
      Company hereby represents, warrants and agrees as follows:

      

    a. This
      Agreement has been authorized, executed and delivered by the Company and, when
      executed by the Consultant will constitute the valid and binding agreement
      of
      the Company enforceable against the Company in accordance with its terms, except
      as enforcement thereof may be limited by bankruptcy, insolvency or
      reorganization, moratorium or other similar laws relating to or affecting
      creditors’ rights generally or by general equitable principles. 

      

    b. The
      financial statements, audited and unaudited (including the notes thereto)
      provided to Consultant, (the “Financial Statements”), will present fairly the
      financial position of the Company as of the dates indicated and the results
      of
      operations and cash flows of the Company for the periods specified. Such
      Financial Statements will be prepared in conformity with generally accepted
      accounting principles applied on a consistent basis throughout the periods
      involved except as otherwise stated therein. 

    

    c. The
      Company is validly organized, existing and with active status under the laws
      the
      State of Idaho.

    

    d. The
      securities to be issued to Consultant, if any, have all been authorized for
      issuance and when issued, delivered and tendered to the Consultant by the
      Company will be validly issued, fully paid and non-assessable.

      

    e. Since
      date of the most recent of the Financial Statements, there has not been any
      (A)
      material adverse change in the business, properties, assets, rights, operations,
      condition (financial or otherwise) or prospects of the Company, (B) transaction
      that is material to the Company, except transactions in the ordinary course
      of
      business, (C) obligation that is material to the Company, direct or contingent,
      incurred by the Company, except obligations incurred in the ordinary course
      of
      business, (D) change that is material to the Company or in the common shares
      or
      outstanding indebtedness of the Company, or (E) dividend or distribution of
      any
      kind declared, paid, or made in respect of the common shares. 

    

    f. The
      Company shall be deemed to have been made a continuing representation of the
      accuracy of any and all facts, material information and data which it supplies
      to Consultant and acknowledges its awareness that Consultant will rely on such
      continuing representation in disseminating such information and otherwise
      performing its advisory functions. Consultant in the absence of notice in
      writing from the Company will rely on the continuing accuracy of material,
      information and data supplied by the Company. Consultant represents that he
      has
      knowledge of and is experienced in providing the aforementioned
      services.

    

    6. INDEMNIFICATION. 
      The
      Company agrees to indemnify the Consultant and hold it harmless against any
      losses, claims, damages or liabilities incurred by the Consultant, in connection
      with, or relating in any manner, directly or indirectly, to the Consultant
      rendering the Services in accordance with the Agreement, unless it is determined
      by a court of competent jurisdiction that such losses, claims, damages or
      liabilities arose out of the Consultant’s breach of this Agreement, sole
      negligence, gross negligence, willful misconduct, dishonesty, fraud or violation
      of any applicable law. Additionally, the Company agrees to reimburse the
      Consultant immediately for any and all expenses, including, without limitation,
      attorney fees, incurred by the Consultant in connection with investigating,
      preparing to defend or defending, or otherwise being involved in, any lawsuits,
      claims or other proceedings arising out of or in connection with or relating
      in
      any manner, directly or indirectly, to the rendering of any Services by the
      Consultant in accordance with the Agreement (as defendant, nonparty, or in
      any
      other capacity other than as a plaintiff, including, without limitation, as
      a
      party in an interpleader action). The Company further agrees that the
      indemnification and reimbursement commitments set forth in this paragraph shall
      extend to any controlling person, strategic alliance, partner, member,
      shareholder, director, officer, employee, agent or subcontractor of the
      Consultant and their heirs, legal representatives, successors and assigns.
      The
      provisions set forth in this Section shall survive any termination of this
      Agreement.

    

    7. COMPLIANCE
      WITH SECURITIES LAWS.
      The
      Company understands that any and all compensation outlined in this Agreement
      shall be paid solely and exclusively as consideration for the aforementioned
      consulting efforts made by Consultant on behalf of the Company as an independent
      contractor. The Parties to be performing the services outlined in this Agreement
      are natural persons. Consultant has been engaged to provide the Company with
      traditional “public company” business, technical and related business services.
      Consultant’s engagement does not involve the marketing of any Company securities
      nor is Consultant being hired to raise money for the Company.

    

    8. MISCELLANEOUS.

    

    a. Termination:
      This
      Agreement may be terminated by either Party for any reason at any time
      (hereinafter referred to as a “Termination”).

    

    b. Modification:
      This
      Agreement sets forth the entire understanding of the Parties with respect to
      the
      subject matter hereof. This Agreement may be amended only in writing signed
      by
      both Parties.

    

    c. Notices:
      Any
      notice required or permitted to be given hereunder shall be in writing and
      shall
      be mailed or otherwise delivered in person to the Parties at the addresses
      set
      forth above.

    

    d. Waiver:
      Any
      waiver by either party of a breach of any provision of this Agreement shall
      not
      operate as or be construed to be a waiver of any other breach of that provision
      or of any breach of any other provision of this Agreement. The failure of a
      party to insist upon strict adherence to any term of this Consulting Agreement
      on one or more occasions will not be considered a waiver or deprive that party
      of the right thereafter to insist upon adherence to that term of any other
      term
      of this Consulting Agreement.

    

    e. Severability:
      If any
      provision of this Agreement is invalid, illegal, or unenforceable, the balance
      of this Consulting Agreement shall remain in effect. If any provision is
      inapplicable to any person or circumstance, it shall nevertheless remain
      applicable to all other persons and circumstances. If any compensation provision
      is deemed unenforceable or illegal, then in the case of the delivery of common
      stock to the Consultant, Consultant shall be entitled to receive a cash benefit
      equal to the value of the common stock that would have been tendered had such
      a
      provision not been illegal or unenforceable.

    

    f. Arbitration:
      Any
      dispute or other disagreement arising from or out of this Agreement shall be
      submitted to arbitration under the rules of the American Arbitration Association
      and the decision of the arbiter(s) shall be enforceable in any court having
      jurisdiction thereof. Arbitration shall occur only in Harris County, Texas.
      The
      interpretation and the enforcement of this Agreement shall be governed by Texas
      Law as applied to residents of the State of Texas relating to contracts executed
      in and to be performed solely within the State of Texas. 

    

    g. Governing
      Law:
      The
      subject matter of this Agreement shall be governed by and construed in
      accordance with the laws of the State of Texas (without reference to its choice
      of law principles), and to the exclusion of the law of any other forum, without
      regard to the jurisdiction in which any action or special proceeding may be
      instituted. EACH PARTY HERETO AGREES TO SUBMIT TO THE PERSONAL JURISDICTION
      AND
      VENUE OF THE STATE AND/OR FEDERAL COURTS LOCATED IN THE COUNTY OF HARRIS, TEXAS
      FOR RESOLUTION OF ALL DISPUTES ARISING OUT OF, IN CONNECTION WITH, OR BY REASON
      OF THE INTERPRETATION, CONSTRUCTION, AND ENFORCEMENT OF THIS AGREEMENT, AND
      HEREBY WAIVES THE CLAIM OR DEFENSE THEREIN THAT SUCH COURTS CONSTITUTE AN
      INCONVENIENT FORUM. AS A MATERIAL INDUCEMENT FOR THIS AGREEMENT, EACH PARTY
      SPECIFICALLY WAIVES THE RIGHT TO TRIAL BY JURY OF ANY ISSUES SO TRIABLE. If
      it
      becomes necessary for any party to institute legal action to enforce the terms
      and conditions of this Agreement, the prevailing party shall be awarded
      reasonable attorneys fees, expenses and costs.

    

    h. Specific
      Performance:
      The
      Company and the Consultant shall have the right to demand specific performance
      of the terms, and each of them, of this Agreement.

    

    i. Execution
      of the Agreement:
      The
      Company, the party executing this Agreement on behalf of the Company, and the
      Consultant, have the requisite corporate power and authority to enter into
      and
      carry out the terms and conditions of this Agreement, as well as all
      transactions contemplated hereunder. All corporate proceedings have been taken
      and all corporate authorizations and approvals have been secured which are
      necessary to authorize the execution, delivery and performance by the Company
      and the Consultant of this Agreement. This Agreement has been duly and validly
      executed and delivered by the Company and the Consultant and constitutes a
      valid
      and binding obligation, enforceable in accordance with the respective terms
      herein. Upon delivery of this Agreement, this
      Agreement, and the other agreements and exhibits referred to herein, will
      constitute the valid and binding obligations of Company,
      and
      will be enforceable in accordance with their respective terms. Delivery may
      take
      place via facsimile transmission.

    

    j. Joint
      Drafting and Reliance on Independent Counsel.
      This
      Agreement shall be deemed to have been drafted jointly by the Parties hereto,
      and no inference or interpretation against any one party shall be made solely
      by
      virtue of such party allegedly having been the draftsperson of this Agreement.
      The Parties have each conducted sufficient and appropriate due diligence with
      respect to the facts and circumstances surrounding and related to this
      Agreement. The Parties expressly disclaim all reliance upon, and prospectively
      waive any fraud, misrepresentation, negligence or other claim based on
      information supplied by the other Party, in any way relating to the subject
      matter of this Agreement. 

    

    k. Acknowledgments
      and Assent.
      The
      Parties acknowledge that they have been given at least ten (10) days to consider
      this Agreement and that they were advised to consult with an independent
      attorney prior to signing this Agreement and that they have in fact consulted
      with counsel of their own choosing prior to executing this Agreement. The
      Parties may revoke this Agreement for a period of three (3) days after signing
      this Agreement, and the Agreement shall not be effective or enforceable until
      the expiration of this three (3) day revocation period. The Parties agree that
      they have read this Agreement and understand the content herein, and freely
      and
      voluntarily assent to all of the terms herein.

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    SIGNATURE
      PAGE

    

    IN
      WITNESS WHEREOF, this Agreement has been executed by the Parties as of the
      date
      first above written.

    

    

    
      	
              SYSTEMS
                EVOLUTION, INC.

               

               

              /s/
                Robert C. Rhodes

              _________________________________

              By:
                Robert C. Rhodes

              Chief
                Executive Officer

              Systems
                Evolution Inc.

            	
               

               

               

              /s/
                Robert C. Rhodes

              ___________________________________

              By:
                Robert C. Rhodes

              Managing
                Member

              Rhodes
                Holdings, LLC

            
	
               

               

              /s/
                Patrick L. Anderson

              _________________________________

              By:
                Patrick L. Anderson

              Head
                of the Board Compensation Committee

              Systems
                Evolution Inc. Board Member

            	 

    

    

    A
      FACSIMILE COPY OF THIS AGREEMENT SHALL HAVE THE SAME LEGAL EFFECT AS AN ORIGINAL
      OF THE SAME.Exhibit 4.1

 Exhibit 4.1 
 PRICING INSTRUMENT 
 WHEREAS, the parties named herein desire to enter into certain Program Documents
(as defined herein) contained herein, each such document (unless otherwise specified in such document) dated as of the date of the Pricing Supplement (attached to this Pricing Instrument as Exhibit C) (the “Pricing Supplement”), relating
to the issuance by Genworth Global Funding Trust 2006-F (the “Trust”) of extendible Notes to investors under the secured medium-term notes program sponsored by Genworth Life and Annuity Insurance Company (“GLAIC”); 
 WHEREAS, the Trust is a trust and will be organized under and its activities will be governed by the provisions of the Trust Agreement (set forth in
Section A of this Pricing Instrument), dated as of the date of the Pricing Supplement, by and between the parties thereto indicated in Section E herein; 
 WHEREAS, certain expense and indemnification arrangements between GLAIC and The Bank of New York as prior trustee (the “Prior Trustee”), on behalf of itself and on behalf of the Trust, are governed pursuant
to the provisions of the Expense and Indemnity Agreement dated as of December 7, 2005, by and between GLAIC and the Prior Trustee; 
 WHEREAS, certain expense and indemnification arrangements between GLAIC and U.S. Bank National Association as successor trustee (the “Successor Trustee”), on behalf of itself and on behalf of the Trust, are governed pursuant to
the provisions of the Expense and Indemnity Agreement dated as of October 1, 2006, by and between GLAIC and the Successor Trustee; 
 WHEREAS, certain licensing arrangements between the Trust and Genworth Financial, Inc. will be governed pursuant to the provisions of the License Agreement dated as of October 28, 2005, by and between the Trust and Genworth Financial,
Inc.; 
 WHEREAS, certain custodial arrangements for the Funding Agreement will be governed pursuant to the provisions of the Custodial
Agreement (the “Custodial Agreement”) dated as of December 7, 2005 by and among SunTrust Bank, acting as custodian (the “Custodian”), the Indenture Trustee and the Trust; 
 WHEREAS, the Notes will be issued pursuant to the Indenture (set forth in Section B of this Pricing Instrument), dated as of the Original Issue Date, by
and between the parties thereto indicated in Section E herein; 
 WHEREAS, the sale of the Notes will be governed by the Terms Agreement (set
forth in Section C of this Pricing Instrument), dated as of the date of the Pricing Supplement, by and among the parties thereto indicated in Section E herein; and 
 WHEREAS, certain agreements relating to the Notes and the Funding Agreement are set forth in the Coordination Agreement (set forth in Section D of this Pricing Instrument), dated as of the date of the Pricing
Supplement, by and among the parties thereto indicated in Section E herein. 
 All capitalized terms used herein and not otherwise defined
will have the meanings set forth in the Indenture. 
  

 1 

 SECTION A 
 TRUST AGREEMENT 
 This TRUST AGREEMENT (this “Trust Agreement”), dated as of the date of the
Pricing Supplement, is entered into by and between GSS Holdings II, Inc., a Delaware corporation, as trust beneficial owner (the “Trust Beneficial Owner”), and The Bank of New York, a New York banking corporation, as Trustee (the
“Trustee”). 
 W I T N E S S E T H: 
 WHEREAS, the Trust Beneficial Owner and the Trustee desire to authorize the issuance of a Trust Beneficial Interest and a series of Notes in connection with the entry into this Trust Agreement; 
 WHEREAS, all things necessary to make this Trust Agreement a valid and legally binding agreement of the Trustee and the Trust Beneficial Owner,
enforceable in accordance with its terms, have been done; 
 WHEREAS, the parties intend to provide for, among other things, (i) the
issuance and sale of the Notes (pursuant to the Indenture, the Distribution Agreement and the related Terms Agreement) and the Trust Beneficial Interest, (ii) the use of the proceeds of the sale of the Notes and Trust Beneficial Interest to
acquire the Funding Agreement, and (iii) all other actions deemed necessary or desirable in connection with the transactions contemplated by this Trust Agreement; and 
 WHEREAS, the parties hereto desire to incorporate by reference those certain Standard Trust Terms, dated as of December 8, 2005, and attached to the
Pricing Instrument as Exhibit A (the “Standard Trust Terms”). 
 NOW, THEREFORE, in consideration of the agreements and obligations
set forth herein and for other good and valuable consideration, the sufficiency of which are hereby acknowledged, each party hereby agrees as follows: 
 ARTICLE 1 
 Section 1.01 Incorporation by Reference. All terms, provisions and agreements set
forth in the Standard Trust Terms (except to the extent expressly modified herein) are hereby incorporated herein by reference with the same force and effect as though fully set forth herein. All capitalized terms not otherwise defined herein
(including the recitals hereof) shall have the meanings set forth in the Standard Trust Terms (the Standard Trust Terms and this Trust Agreement, collectively, the “Trust Agreement”). To the extent that the terms set forth in Article 2 of
this Trust Agreement are inconsistent with the terms of the Standard Trust Terms, the terms set forth in Article 2 herein shall apply. 
  

 A-1 

 ARTICLE 2 
 Section 2.01 Name. The Trust created and governed by this Trust Agreement shall be the trust specified in the Pricing Instrument. The name of the Trust shall be the name specified in the first paragraph of
the Pricing Instrument, as such name may be modified from time to time by the Trustee following written notice to the Trust Beneficial Owner. 
 Section 2.02 Jurisdiction. The Trust is hereby organized in, and formed under and pursuant to, the laws of the jurisdiction specified in the Pricing Supplement. 
 Section 2.03 Initial Capital Contribution and Ownership. The Trust Beneficial Owner has paid or has caused to be paid to, or to an account at
the direction of, the Trustee, on the date hereof, the sum of $15 (or, in the case of Notes issued with original issue discount, such amount multiplied by the issue price of the Notes as specified in the Pricing Supplement). The Trustee hereby
acknowledges receipt in trust from the Trust Beneficial Owner, as of the date hereof, of the foregoing contribution, which shall be used along with the proceeds from the sale of the series of Notes to purchase the Funding Agreement. Upon the
creation of the Trust and the registration of the Trust Beneficial Interest in the Securities Register (as defined in the Trust Agreement) by the Trust Registrar in the name of the Trust Beneficial Owner, the Trust Beneficial Owner shall be the sole
beneficial owner of the Trust. 
 Section 2.04 Acknowledgment. The Trustee, on behalf of the Trust, expressly acknowledges its
duties and obligations set forth in the Standard Trust Terms incorporated herein by reference. 
 Section 2.05 Additional Terms.

 None. 
 Section 2.06
Pricing Instrument; Execution and Incorporation of Terms. 
 The parties hereto will enter into the Trust Agreement by executing the
Pricing Instrument. 
 By executing the Pricing Instrument, the Trustee and the Trust Beneficial Owner hereby agree that the Trust Agreement
will constitute a legal, valid and binding agreement between the Trustee and the Trust Beneficial Owner. 
 All terms relating to the Trust
or the series of Notes not otherwise included herein will be as specified in the Pricing Instrument or Pricing Supplement, as indicated herein. 
 Section 2.07 Governing Law. This Trust Agreement will be governed by, and construed in accordance with, the laws of the jurisdiction specified in the Pricing Supplement. 
 Section 2.08 Counterparts. The Trust Agreement, through the Pricing Instrument, may be executed in any number of counterparts, each of which
counterparts shall be deemed to be an original, and all of which counterparts shall constitute but one and the same instrument. 
  

 A-2 

 SECTION B 
 INDENTURE 
 This INDENTURE (this “Indenture”) is entered into as of the Original Issue Date by and
between the Genworth Global Funding Trust specified in the Pricing Instrument (the “Trust”) and The Bank of New York Trust Company, National Association, as indenture trustee (the “Indenture Trustee”). 
 The Bank of New York Trust Company, National Association, in its capacity as Indenture Trustee, hereby accepts its role as Registrar, Paying Agent,
Transfer Agent and Calculation Agent hereunder. 
 References herein to “Indenture Trustee,” “Registrar,” “Transfer
Agent,” “Paying Agent” or “Calculation Agent” shall include the permitted successors and assigns of any such entity from time to time. 
 W I T N E S S E T H: 
 WHEREAS, the Trust has duly authorized the execution and delivery of this Indenture
to provide for the issuance of Notes; 
 WHEREAS, all things necessary to make this Indenture a valid and legally binding agreement of the
Trust and the other parties to this Indenture, enforceable in accordance with its terms, have been done, and the Trust proposes to do all things necessary to make the Notes, when executed by the Trust and authenticated and delivered pursuant hereto,
valid and legally binding obligations of the Trust as hereinafter provided; and 
 WHEREAS, the parties hereto desire to incorporate by
reference those certain Standard Indenture Terms, dated as of December 8, 2005, and attached to the Pricing Instrument as Exhibit B (the “Standard Indenture Terms”). 
 NOW, THEREFORE, for and in consideration of the premises and the purchase of the Notes by the Holders thereof, it is mutually covenanted and agreed by
each of the parties hereto as follows: 
 ARTICLE 1 
 Section 1.01 Incorporation by Reference. All terms, provisions and agreements set forth in the Standard Indenture Terms (except to the extent expressly modified herein) are hereby incorporated herein by
reference with the same force and effect as though fully set forth herein. All capitalized terms not otherwise defined herein (including the recitals hereof) shall have the meanings set forth in the Standard Indenture Terms (the Standard Indenture
Terms and this Indenture, collectively, the “Indenture”). To the extent that the terms set forth in Article 2 of this Indenture are inconsistent with the terms of the Standard Indenture Terms, the terms set forth in Article 2 herein shall
apply. 
  

 B-1 

 ARTICLE 2 
 Section 2.01 Agreement to be Bound. Each of the Trust, the Indenture Trustee, the Registrar, the Transfer Agent, the Paying Agent and the Calculation Agent hereby agrees to be bound by all of the terms,
provisions and agreements set forth in the Indenture, with respect to all matters contemplated in the Indenture, including, without limitation, those relating to the issuance of the below-referenced Notes. 
 Section 2.02 Designation of the Trust, the Notes and the Funding Agreement. The Trust created by the Trust Agreement specified in the Pricing
Instrument and referred to herein is the Genworth Global Funding Trust specified in the Pricing Instrument. The Notes issued by the Trust and governed by the Indenture shall be the Notes specified in the Pricing Supplement. The Funding Agreement
designated hereby is the Funding Agreement designated in the Pricing Supplement, effective as of the Original Issue Date, between the Trust and Genworth Life and Annuity Insurance Company. 
 Section 2.03 Additional Terms. For purposes of this Indenture, the first sentence of Section 2.04(c) of the Standard Indenture Terms is
hereby amended and restated as follows: “In connection with the redemption by the Trust of the Notes under Section 2.04(a), upon receipt by the Trust of notice of redemption of all or a portion of the Funding Agreement from GLAIC, which
notice from GLAIC shall be given at such time as shall enable the Trust to provide the Indenture Trustee with the notice contemplated by Section 2.04(f) and shall specify the redemption date for the Notes, the Trust will promptly give written
notice of such redemption to the Indenture Trustee and the Indenture Trustee will give written notice to the Holders in accordance with Section 1.06 upon not less than five (5) Business Days prior to the date set for such redemption.”

 Section 2.04 Pricing Instrument; Execution and Incorporation of Terms. The parties hereto will enter into this Indenture by
executing the Pricing Instrument. 
 By executing the Pricing Instrument, the Indenture Trustee, the Registrar, the Transfer Agent, the
Paying Agent, the Calculation Agent and the Trust hereby agree that the Indenture will constitute a legal, valid and binding agreement between the Indenture Trustee, the Registrar, the Transfer Agent, the Paying Agent, the Calculation Agent and the
Trust. 
 All terms relating to the Trust or the Notes not otherwise included herein will be as specified in the Pricing Instrument or
Pricing Supplement, as indicated herein. 
 Section 2.05 Counterparts. This Indenture, through the Pricing Instrument, may be
executed in any number of counterparts, each of which counterparts shall be deemed to be an original, and all of which counterparts shall constitute one and the same instrument. 
 [Remainder of Page Left Intentionally Blank] 
  

 B-2 

 SECTION C 
 TERMS AGREEMENT 
 This TERMS AGREEMENT (this “Terms Agreement”) is entered into as of the date of
the Pricing Supplement by and among Genworth Life and Annuity Insurance Company (“GLAIC”), the Genworth Global Funding Trust specified in the Pricing Instrument (the “Trust”) and the Agents specified in the Pricing Supplement
(the “Agents”). 
 W I T N E S S E T H: 
 WHEREAS, GLAIC and the Agents have entered into that certain Distribution Agreement dated December 9, 2005 (the “Distribution Agreement”). 
 NOW, THEREFORE, in consideration of the mutual promises set forth herein and other good and valuable consideration, the sufficiency and receipt of which
are hereby acknowledged, each of the parties hereby agrees as follows: 
 ARTICLE 1 
 Section 1.01 Incorporation by Reference. The provisions of the Distribution Agreement and the related definitions (unless otherwise specified
herein) are incorporated by reference herein and shall be deemed to have the same force and effect as if set forth in full herein. 
 ARTICLE
2 
 Section 2.01 Addition of Trust as Party to Distribution Agreement. 
 Pursuant to Section 1 of the Distribution Agreement, each of the undersigned parties hereby acknowledges and agrees that the Trust, upon execution
hereof by the Trust and the other parties to this Terms Agreement, shall become a Trust for purposes of the Distribution Agreement in accordance with the terms thereof, in respect of the Notes, with all the authority, rights, powers, duties and
obligations of a Trust under the Distribution Agreement. The Trust confirms that any agreement, covenant, acknowledgment, representation or warranty under the Distribution Agreement applicable to the Trust is made by the Trust at the date hereof,
unless another time or times are specified in the Distribution Agreement, in which case such agreement, covenant, acknowledgment, representation or warranty shall be deemed to be confirmed by the Trust at such specified time or times. 
 All references to Section 9 (Indemnification) of the Distribution Agreement to “solely with respect to the applicable Agent(s) or
Co-Agent(s)” will include all of such Agent’s or Co-Agent’s directors and officers and each person, if any, who controls such Agent or Co-Agent within the meaning of Section 15 of the Securities Act of 1933, as amended or
Section 20 of the Securities Exchange Act of 1934, as amended. All references in the Distribution Agreement to the “Registration Statement”, the “Institutional Base Prospectus”, the “Retail Base Prospectus”, any
“preliminary prospectus”, the “Time of Sale Prospectus” and the “Prospectus” shall also be deemed to include all documents incorporated by reference therein. 
  

 C-1 

 Section 2.02 Purchase of Notes as Principal. 
 (a) Subject in all respects to the terms and conditions of the Distribution Agreement, the Trust hereby agrees to sell to each Agent and each Agent
hereby agrees to purchase, severally and not jointly, the Notes having the terms specified in the Pricing Supplement relating to such Notes. 
 (b) In connection with any purchase of Notes from the Trust by the Agent(s) as principal, the parties agree that the items specified on Schedule I of the Pricing Instrument will be delivered as of the Settlement Date. 
 Section 2.03 Termination. Upon the termination of this Terms Agreement pursuant to Section 13(b) of the Distribution Agreement the
undersigned parties hereby agree to allocate the expenses reasonably incurred prior to or in connection with such termination as follows: 
 The expenses will be borne by GLAIC. 
 Section 2.04 Applicable Time. For purposes of the Distribution Agreement, the
Applicable Time shall be 3:49 pm EST, October 2, 2006. 
 Section 2.05 Governing Law. This Terms Agreement shall be governed
by and construed in accordance with the laws of the State of New York without regard to the principles of conflicts of laws thereof. 
 Section 2.06 Notices. For purposes of Section 14 of the Distribution Agreement, the Trust’s communications details are as set forth in Section D of the Pricing Instrument. 
 Section 2.07 Additional Terms. Each Agent, severally and not jointly, represents, warrants and covenants with or to (as the case may be) the
Trust and the Company that it has not offered, sold or delivered and it will not offer, sell or deliver, any of the Notes, in or from any jurisdiction except under circumstances that are reasonably designed to result in compliance with the
applicable securities laws and regulations thereof. 
 Section 2.08 Pricing Instrument; Execution and Incorporation of Terms.

 The parties hereto will enter into this Terms Agreement by executing the Pricing Instrument. 
 By executing the Pricing Instrument, each party hereto agrees that this Terms Agreement will constitute a legal, valid and binding agreement by and among
such parties. 
 All terms relating to the Trust or the Notes not otherwise included in this Terms Agreement will be as specified in the
Pricing Instrument or Pricing Supplement, as indicated herein. 
 Section 2.09 Counterparts. This Terms Agreement, through the
Pricing Instrument, may be executed in any number of counterparts, each of which counterparts shall be deemed to be an original, and all of which counterparts shall constitute but one and the same instrument. 
  

 C-2 

 EXHIBIT A 
 Free Writing Prospectus (attached) 
  

 C-3 

 SECTION D 
 COORDINATION AGREEMENT 
 This COORDINATION AGREEMENT (this “Coordination Agreement”), dated as of
the date of the Pricing Supplement, is entered into by and among Genworth Life and Annuity Insurance Company (“GLAIC”), the Genworth Global Funding Trust specified in the Pricing Instrument (the “Trust”), SunTrust Bank, in its
capacity as custodian of the Funding Agreement (the “Custodian”) and JPMorgan Chase Bank, N.A., as indenture trustee (the “Indenture Trustee”). 
 W I T N E S S E T H 
 WHEREAS, the Trust will enter into the Funding Agreement with GLAIC, effective as of
the Original Issue Date specified in the Pricing Supplement; 
 WHEREAS, the Agent(s) (as defined in the Distribution Agreement) will sell
the Notes in accordance with the Registration Statement; 
 WHEREAS, the Trust intends to issue the Notes in accordance with the Indenture,
to collaterally assign to, and grant a security interest in, the Funding Agreement to and in favor of the Indenture Trustee in accordance with the Indenture to secure payment of the Notes; and 
 WHEREAS, the Custodian will hold the Funding Agreement on behalf of the Indenture Trustee pursuant to the terms of the Custodial Agreement. 

NOW, THEREFORE, to give effect to the agreements and arrangements established under the Terms Agreement included in the Pricing Instrument, as
applicable, the Trust Agreement, the Indenture and the Notes, and in consideration of the agreements and obligations set forth herein and for other good and valuable consideration, the sufficiency of which are hereby acknowledged, each party hereby
agrees as follows: 
 ARTICLE 1 
 Section 1.01 Delivery of the Funding Agreement. The Trust hereby authorizes the Custodian, on behalf of the Indenture Trustee, to receive the Funding Agreement from GLAIC pursuant to the assignment of the Funding Agreement (the
“Assignment”), to be entered into on the Original Issue Date, included in the closing instrument dated as of the Original Issue Date (the “Closing Instrument”). 
 Section 1.02 Issuance and Purchase of the Notes. 
 (a) Delivery of the Funding Agreement to the Custodian, on behalf of the Indenture Trustee, pursuant to the Assignment or execution of the cross-receipt contained in the Closing Instrument shall be confirmation of
payment by the Trust for the Funding Agreement. 
 (b) The Trust hereby directs the Indenture Trustee, upon receipt of the Funding Agreement
by the Custodian, on behalf of the Indenture Trustee and pursuant to the Assignment, 

  

 D-1 

 
(i) to authenticate the certificates representing the Notes (the “Certificates”) in accordance with the Indenture and (ii) to (A) deliver
each relevant Certificate to the clearing system or systems identified in each such Certificate, or to the nominee of such clearing system, or the custodian thereof, for credit to such accounts as the Agent(s) may direct, or (B) deliver each
relevant Certificate to the purchasers thereof as identified by the Agent(s). 
 ARTICLE 2 
 Section 2.01 Directions Regarding Periodic Payments. As registered owner of the Funding Agreement as collateral securing payments on the
Notes, the Indenture Trustee will receive payments on the Funding Agreement on behalf of the Trust. The Trust hereby directs the Indenture Trustee to use such funds to make payments on behalf of the Trust pursuant to the Trust Agreement and the
Indenture. 
 Section 2.02 Maturity of the Funding Agreement. Upon the maturity of the Funding Agreement and the return of funds
thereunder, the Trust hereby directs the Indenture Trustee to set aside from such funds an amount sufficient for the repayment of the outstanding principal on the Notes and Trust Beneficial Interest when due. 
 ARTICLE 3 
 Section 3.01
Officer’s Certificates. GLAIC hereby agrees to deliver an Officer’s Certificate, a copy of which is attached hereto as Exhibit D, on a quarterly basis to any rating agency currently rating the Program. The Trust hereby agrees
to deliver an Officer’s Certificate, a copy of which is attached to the Pricing Instrument as Exhibit E, on a quarterly basis to any rating agency currently rating the Program. 
 Section 3.02 Filings. GLAIC hereby covenants to file, or cause to be filed, in a timely manner on behalf of the Trust all reports,
certifications or similar filings required under the Securities Exchange Act of 1934, as amended. 
 ARTICLE 4 
 Section 4.01 No Additional Liability. Nothing in this Coordination Agreement shall impose any liability or obligation on the part of any
party to this Coordination Agreement to make any payment or disbursement in addition to any liability or obligation such party has under the Program Documents, except to the extent that a party has actually received funds which it is obligated to
disburse pursuant to this Coordination Agreement. 
 Section 4.02 No Conflict. This Coordination Agreement is intended to be in
furtherance of the agreements reflected in the documents related to the Program Documents, and not in conflict. To the extent that a provision of this Coordination Agreement conflicts with the provisions of one or more Program Documents, the
provisions of such Program Documents shall govern. 
 Section 4.03 Governing Law. This Coordination Agreement shall be governed
by and construed in accordance with the laws of the State of New York without regard to the principles of conflicts of laws thereof. 
  

 D-2 

 Section 4.04 Severability. If any provision in this Coordination Agreement shall be invalid,
illegal or unenforceable, such provision shall be deemed severable from the remaining provisions of this Coordination Agreement and shall in no way affect the validity or enforceability of such other provisions of this Coordination Agreement.

 Section 4.05 Notices. All demands, notices and communications under this Coordination Agreement shall be in writing and shall
be deemed to have been duly given upon receipt at the addresses set forth below: 
 To the Trust: 
 Genworth Global Funding Trust 2006-F 
 c/o The
Bank of New York 
 101 Barclay Street, Floor 8E 
 New York, New York 10286 
 Attention: Corporate Trust Division, Dealing and Trading 
 Facsimile: (212) 815-2850 
 with a copy
to: 
 Genworth Global Funding Trust 2006-F 
 c/o U.S. Bank National Association 
 Corporate Trust Services 
 209 S. LaSalle Street, Suite 300 
 Chicago,
Illinois 60604 
 Attention: Patricia Child, VP 
 Facsimile: (312) 325-8905 
 To the Indenture Trustee: 
 JPMorgan Chase Bank, N.A. 
 227 W. Monroe
Street, Suite 2600 
 Chicago, Illinois 60606 
 Attention: Worldwide Securities Services 
 Facsimile: (312) 267-5201 
 with a copy to: 
 The Bank of New York Trust
Company, National Association. 
 227 W. Monroe Street, Suite 2600 
 Chicago, Illinois 60606 
 Attention: Global
Corporate Trust Division 
 Facsimile: (312) 267-5201 
 To GLAIC: 
 Genworth Life and Annuity Insurance Company 
 6610 West Broad Street 
 Richmond, Virginia
23230 
 Attention: Treasurer 
 Facsimile: (804) 662-7777 
  

 D-3 

 with a copy to: 
 Genworth Life and Annuity Insurance Company 
 6610 West Broad Street 
 Richmond, Virginia 23230 
 Attention: Heather
Harker, Esq. 
 Facsimile: (804) 281-6005 
 To the Custodian: 
 SunTrust Bank 
 919 East Main Street 
 Richmond, Virginia
23219 
 Attention: Retirement Services 
 Facsimile: (804) 782-7439 
 or at such other address as shall be designated by any such party in a written notice to the other parties.

 ARTICLE 5 
 Section 5.01
Pricing Instrument; Execution and Incorporation of Terms. 
 The parties to this Coordination Agreement will enter into this
Coordination Agreement by executing the Pricing Instrument. 
 By executing the Pricing Instrument, each party hereto agrees that this
Coordination Agreement will constitute a legal, valid and binding agreement by and among the Trust, GLAIC, the Custodian and the Indenture Trustee. 
 All terms relating to the Trust or the Notes not otherwise included in this Coordination Agreement will be as specified in the Pricing Instrument or Pricing Supplement, as indicated herein. 
 Section 5.02 Counterparts. This Coordination Agreement, through the Pricing Instrument, may be executed in any number of counterparts, each
of which counterparts shall be deemed to be an original, and all of which counterparts shall constitute but one and the same instrument. 
 Section 5.03 Capitalized Terms. All capitalized terms used herein and not otherwise defined in this Coordination Agreement will have the meanings set forth in the Indenture. 
 [Remainder of Page Left Intentionally Blank] 
  

 D-4 

 SECTION E 
 MISCELLANEOUS AND EXECUTION PAGES 
 This Pricing Instrument may be executed by each of the parties hereto in
any number of counterparts, and by each of the parties hereto on separate counterparts, each of which counterparts, when so executed and delivered, shall be deemed to be an original, but all such counterparts shall together constitute but one and
the same instrument. 
 Each signatory, by its execution hereof, does hereby become a party to each of the agreements or indenture identified
for such party as of the date specified in such agreements or indenture. 
 IN WITNESS WHEREOF, the undersigned have executed this Pricing
Instrument with respect to the Notes as of the date first written above. 
  

					
	GENWORTH LIFE AND ANNUITY INSURANCE COMPANY (in executing below agrees and becomes a party to (i) the Terms Agreement set forth in Section C herein and (ii) the Coordination
Agreement set forth in Section D herein)
		
	By:	 	 /s/ Pamela C. Asbury

		 	Name:	 	Pamela C. Asbury
		 	Title:	 	Vice President

 [Execution Page 1 of 3] 
  

 E-1 

					
	THE GENWORTH GLOBAL FUNDING TRUST DESIGNATED IN THIS PRICING INSTRUMENT (in executing below agrees and becomes a party to the Indenture set forth in Section B
herein)
	
	By: U.S. Bank National Association, not in its individual capacity but solely in its capacity as Trustee of the Trust
		
	By:	 	 /s/ Patricia M. Child

		 	Name:	 	Patricia M. Child
		 	Title:	 	Vice President
	
	THE GENWORTH GLOBAL FUNDING TRUST DESIGNATED IN THIS PRICING INSTRUMENT (in executing below agrees and becomes a party to (i) the Terms Agreement set forth in Section C herein
and (ii) the Coordination Agreement set forth in Section D herein)
	
	By: The Bank of New York, not in its individual capacity but solely in its capacity as Trustee of the Trust
		
	By:	 	 /s/ Joseph A. Lloret

		 	Name:	 	Joseph A. Lloret
		 	Title:	 	Assistant Vice President
	
	THE BANK OF NEW YORK (in executing below agrees and becomes a party to the Trust Agreement set forth in Section A herein), as Trustee
		
	By:	 	 /s/ Joseph A. Lloret

		 	Name:	 	Joseph A. Lloret
		 	Title:	 	Assistant Vice President
	
	THE BANK OF NEW YORK (in executing below acknowledges and agrees to Section 5.01 of the Trust Agreement set forth in Section A herein), in its individual
capacity
		
	By:	 	 /s/ Joseph A. Lloret

		 	Name:	 	Joseph A. Lloret
		 	Title:	 	Assistant Vice President

 [Execution Page 2 of 3] 
  

 E-2 

					
	GSS HOLDINGS II, INC. (in executing below agrees and becomes a party to the Trust Agreement set forth in Section A herein), as Trust Beneficial Owner
		
	By:	 	 /s/ Andrew L. Stidd

		 	Name:	 	Andrew L. Stidd
		 	Title:	 	Vice President
	
	JPMORGAN CHASE BANK, N.A. (in executing below agrees and becomes a party to the Coordination Agreement set forth in Section D herein), as Indenture Trustee
		
	By:	 	 /s/ R. Tarnas

		 	Name:	 	R. Tarnas
		 	Title:	 	Authorized Officer
	
	THE BANK OF NEW YORK TRUST COMPANY, NATIONAL ASSOCIATION (in executing below agrees and becomes a party to the Indenture set forth in Section B herein), as Indenture Trustee,
Registrar, Transfer Agent, Paying Agent and Calculation Agent
		
	By:	 	 /s/ R. Tarnas

		 	Name:	 	R. Tarnas
		 	Title:	 	Vice President
	
	SUNTRUST BANK (in executing below agrees and becomes a party to the Coordination Agreement set forth in Section D herein), as Custodian
		
	By:	 	 /s/ Richard J. Owens III

		 	Name:	 	Richard J. Owens III
		 	Title:	 	AVP / Trust Officer
	
	MORGAN STANLEY & CO. INCORPORATED (in executing below agrees and becomes a party to the Terms Agreement set forth in Section C herein)
		
	By:	 	 /s/ Michael Fusco

		 	Name:	 	Michael Fusco
		 	Title:	 	Executive Director

 [Execution Page 3 of 3] 
  

 E-3 

 EXHIBIT A 
 Standard Trust Terms 
 As filed as Exhibit 4.5 to the Registration Statement on Form S-3 (File No. 333-128718), filed
by Genworth Life and Annuity Insurance Company with the Securities and Exchange Commission (the “Commission”) on September 30, 2005, as amended by Amendment No. 1, filed with the Commission on December 8, 2005. 

 

 A-1 

 EXHIBIT B 
 Standard Indenture Terms 
 As filed as Exhibit 4.1 to the Registration Statement on Form S-3 (File No. 333-128718),
filed by Genworth Life and Annuity Insurance Company with the Securities and Exchange Commission (the “Commission”) on September 30, 2005, as amended by Amendment No. 1, filed with the Commission on December 8, 2005.

  

 B-1 

 EXHIBIT C 
 Pricing Supplement 
 As filed with the Securities and Exchange Commission pursuant to Rule 424(b) under the Securities Act,
dated as of September 28, 2006, with respect to the Notes to be issued by the Trust. 
  

 C-1 

 EXHIBIT D 
 Genworth Life and Annuity Insurance Company 
 Officer’s Certificate 
 The undersigned, an officer of Genworth Life and Annuity Insurance Company, a stock life insurance company operating under a charter granted by the
Commonwealth of Virginia (“GLAIC”), does hereby certify to Standard & Poor’s Ratings Services, a division of The McGraw-Hill Companies, Inc., in such capacity and on behalf of GLAIC, to the knowledge of the undersigned and
after reasonable inquiry, that: 
  

	 	1.	each of the representations and warranties of GLAIC contained in each Expense and Indemnity Agreement entered into in connection with the Registration Statement (defined below), and
each Funding Agreement issued in connection with the Program (the “Specified Agreements”) (other than any representation or warranty expressly made as of a date prior to the date hereof) are true and correct on and as of the date hereof,
with the same effect as though such representation or warranty had been made on and as of the date hereof; 

  

	 	2.	no default under any of the Specified Agreements and no event or any condition which, with notice or lapse of time or both, would become a default, has occurred and is continuing as
of the date hereof; 

  

	 	3.	GLAIC has performed and complied with, in all material respects, all of the agreements, covenants, obligations and conditions applicable to GLAIC required by the Specified
Agreements to be performed or complied with by GLAIC on or before the date hereof; 

  

	 	4.	the Registration Statement filed on Form S-3 (File No. 333-128718) (the “Registration Statement”) by GLAIC has been declared effective by the Securities and Exchange
Commission (the “Commission”) under the Securities Act of 1933, as amended (the “Act”) and no stop order suspending the effectiveness of the Registration Statement has been issued and no proceedings for that purpose have been
commenced by or are pending before or contemplated by the Commission; 

  

	 	5.	all filings, if any, required by Rule 424 and Rule 430A under the Act have been made in a timely manner; 

  

	 	6.	since [l]1, the Trusts organized in connection with the program contemplated by the Registration Statement have issued the following series of Notes:

 [List each series of Notes] [(collectively, the “Designated Notes”)]; and 
  

	 	7.	the Funding Agreements issued in connection with the Designated Notes have been executed and delivered by GLAIC in accordance with the terms and conditions of the Program Documents.

	1	This certificate to be signed quarterly. 

  

 D-1 

 Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in the
Standard Indenture Terms attached as Exhibit 4.1 to the Registration Statement. 
 IN WITNESS WHEREOF, the undersigned has executed this
Certificate as of the [l] day of [l]
200[l]. 
  

			
	[Name], in [his/her] capacity as an authorized officer of Genworth Life and Annuity Insurance Company
		
	By:	 	  

		 	Name:
		 	Title:

  

 D-2 

 EXHIBIT E 
 Genworth Global Funding Trusts 
 Trustee Officer’s Certificate 
 The Bank of New York, not in its individual capacity but solely in its capacity as trustee acting on behalf of each common law trust organized under the
laws of the State of Illinois (in such capacity, the “Trustee,” and each such common law trust being referred to herein as a “Trust”) in connection with the program contemplated by the Registration Statement filed on Form S-3
(File No. 333-128718) by Genworth Life and Annuity Insurance Company with the Securities and Exchange Commission (the “Commission”) on September 30, 2005, as amended by Amendment No. 1, filed with the Commission on
December 8, 2005 (the “Registration Statement”), does hereby certify to Standard & Poor’s Ratings Services, a division of The McGraw-Hill Companies, Inc., in such capacity and on behalf of each Trust, to the knowledge of
the Trustee without any independent investigation, that: 
  

	 	1.	each of the representations and warranties of each Trust contained in the Notes issued in connection with the Program, each Indenture entered into in connection with the
Registration Statement and the Expense and Indemnity Agreement concerning the Trusts (the “Specified Agreements”) (other than any representation or warranty expressly made as of a date prior to the date hereof) are true and correct on and
as of the date hereof, with the same effect as though such representation or warranty had been made on and as of the date hereof; 

  

	 	2.	no default under any of the Specified Agreements and no event or any condition which, with notice or lapse of time or both, would become a default, has occurred and is continuing as
of the date hereof; 

  

	 	3.	each Trust has performed and complied with, in all material respects, all of the agreements, covenants, obligations and conditions applicable to such Trust required by the Specified
Agreements to be performed or complied with by such Trust on or before the date hereof; 

  

	 	4.	the Notes issued in connection with the Program have been issued, in all material respects, in accordance with the terms and conditions of the Program Documents; and

  

	 	5.	each Funding Agreement has been executed and delivered by the related Trust in accordance with the terms and conditions of the Program Documents. 

 Capitalized terms used herein and not otherwise defined herein shall have the meanings set forth in the Standard Indenture Terms attached as Exhibit 4.1
to the Registration Statement. In no event shall The Bank of New York in its personal corporate capacity (or any officer of the Trustee in his or her personal capacity) have any liability for any of the certifications or statements contained in this
Trustee Officer’s Certificate, such liability being solely that of each Trust. 
  

 E-1 

 IN WITNESS WHEREOF, the undersigned has executed this Certificate as of the [l] day of [l], 200[l]. 
  

			
	The Bank of New York, not in its individual capacity but solely in its capacity as Trustee acting on behalf of each Trust
		
	By:	 	  

		 	Name:
		 	Title:

  

 E-2 

 SCHEDULE I 
 Terms Agreement Specifications 
 In connection with Section 3(a)(iv) of the Distribution Agreement, the Program under
which the Notes are issued is rated Aa3 by Moody’s Investors Service, Inc. (“Moody’s”) and AA- by Standard & Poor’s Rating Services, a division of The McGraw-Hill Companies, Inc. (“S&P”). Genworth Life
and Annuity Insurance Company (“GLAIC”) expects that the Notes will be rated Aa3 by Moody’s and AA- by S&P. GLAIC’s financial strength rating is Aa3 by Moody’s and AA- by S&P. 
 In accordance with Section 2.02(b) of the Terms Agreement and in connection with the purchase of Notes from the Trust by the Agent(s) as principal, the following
items will be delivered on or prior to the Settlement Date: None. 
 All capitalized terms used herein and not otherwise defined herein will
have the meanings set forth in the Distribution Agreement. 
  

 I-1

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