Document:

Extension Letter, dated March 9, 2010

 Exhibit 10.1 
 March 9, 2010 
 American Capital, Ltd. 
 2 Bethesda Metro Center 
 14th Floor 
 Bethesda, MD 20814 
 Attn: Compliance Officer

 Weil, Gotshal & Manges LLP 
 767 Fifth Avenue 
 New York, NY 10153 

			
	Attn:	  	 Christopher Aidun
 Jeffrey
Tanenbaum
 Debra Dandeneau

 Ladies and Gentlemen: 
 Reference is made to the Lock Up Agreement, dated as of November 20, 2009 (the
“Lock Up”), by and among American Capital, Ltd., a Delaware corporation (the “Company”), and each of the creditors party thereto (the “Consenting Creditors”). Capitalized terms not otherwise defined
herein shall have the meanings ascribed to such terms in the Lock Up. This letter is to confirm that the Company and the Administrative Agent hereby agree to extend the date of “March 15, 2010” to “March 31, 2010” in both
Section 4(ii)(A)(1) and Section 4(ii)(A)(2) of the Lock Up in accordance with the terms therein. 
 If the above
correctly reflects our understanding with respect to the foregoing matters, please so confirm by signing the enclosed copy of this letter. 
  

			
	Very truly yours,
	
	WACHOVIA BANK, N.A., as Administrative Agent
		
	By:	 	 /s/ Mike Romanzo

	Name:	 	Mike Romanzo
	Title:	 	Director

 Agreed to and accepted as of the date first set forth above: 
  

			
	AMERICAN CAPITAL, LTD.
		
	By:	 	 /s/ Samuel A. Flax

	Name:	 	Samuel A. Flax
	Title:	 	Executive Vice President and General Counself10q0110ex10i_prevention.htm

     

    Exhibit 10.1

    
      AGREEMENT

      AGREEMENT
dated March 8, 2010, by and between Scott Goldsmith, with an address at 2770 S.
Maryland Pkwy., Las Vegas, NV 89109 (“Goldsmith”), Paragon Capital LP, with an
address at 110 East 59th St.,
29th
Floor, New York, NY 10022 (“Paragon”) and Prevention Insurance.com, a Nevada
corporation (“PVNC”) to complete matters relating to the acquisition of common
stock of PVNC by Paragon (the “Agreement”).

      WHEREAS,
the parties entered into a letter agreement dated December 28, 2007 (the
“Original Letter Agreement”), which Original Letter Agreement served as Schedule
A to that certain Stock Purchase Agreement, effective December 31, 2007, by and
between Paragon and PVNC, pursuant to which Paragon acquired a majority of the
issued and outstanding shares of common stock of PVNC, and which Original Letter
Agreement was amended by subsequent letter agreements, including letter
agreements dated August 12, 2008 (the “August 2008 Letter”) and October 31, 2008
(the Original Letter Agreement, together with all subsequent letter agreements,
collectively, the “Letter Agreement”); and

      WHEREAS,
the parties subsequently entered into an Agreement and Release, dated February
5, 2008 (the “Agreement and Release”); and

      WHEREAS,
the parties desire to fully satisfy all outstanding conditions and issues
between them as relates to the Letter Agreement and any other agreement between
or among Goldsmith, PVNC and Paragon.

      NOW,
THEREFORE, IT IS HEREBY STIPULATED AND AGREED by and between the parties hereto,
in consideration of the mutual covenants and premises set forth herein (the form
and adequacy of such consideration being hereby acknowledged), that any and all
matters between Goldsmith, on the one hand, and Paragon and/or PVNC, on the
other hand, are satisfied upon the following terms and conditions:

       

      
        
           

        

        
           

          
            

          

        

        
           

        

      

       

       

       

      
        	
                1.  

              	
                Upon
      the execution and delivery hereof, PVNC shall deliver to Goldsmith the sum
      of sixty-five thousand dollars
($65,000).

              

      

      
        	
                2.  

              	
                Upon
      the execution and delivery hereof, and solely as an accommodation to PVNC,
      Paragon shall sell, transfer and assign to Goldsmith warrants (the
      “Warrants”) with an exercise price of $0.01 per share to purchase ten
      million (10,000,000) shares of PVNC common stock, par value $.01 per share
      (“Common Stock”), which Warrants are included in Exhibit I to this
      Agreement. PVNC agrees to recognize Goldsmith as the record owner of the
      Warrants upon such transfer.

              

      

      
        	
                3.  

              	
                PVNC
      also agrees to amend the term of the Warrant to extend the expiration date
      thereof by an additional two years.

              

      

      
        	
                4.  

              	
                In
      consideration of the foregoing, Goldsmith relinquishes in all respects any
      right he may have had under the Letter Agreement or otherwise to receive
      four million (4,000,000) warrants to purchase Common
  Stock.

              

      

      
        	
                5.  

              	
                Goldsmith
      acknowledges that upon performance of Paragon and PVNC’s obligations
      hereunder, all obligations of Paragon and PVNC to Goldsmith in the Letter
      Agreement, the Agreement and Release, and any other agreement between
      Goldsmith and either or both of PVNC and Paragon have been satisfied in
      all respects.

              

      

      
        	
                6.  

              	
                Goldsmith’s
      indemnification obligations contained in Section 7 of the Agreement and
      Release shall continue in full force and effect and are incorporated by
      reference herein as if a part
hereof.

              

      

      
        	
                7.  

              	
                Section
      3 of the August 2008 Letter is hereby replaced with the following
      language:

                
                  “The
      Company agrees that the $400,000 amount to be paid to Goldsmith shall be
      made through the issuance of 1,600,000 shares of common stock (the
      “Goldsmith Shares”).”

                  No
      agreements between Goldsmith, Paragon and PVNC subsequent to the August
      2008 Letter shall alter the sentence above in form or
      substance.

                

              

      

       

      
        	
                8.  

              	
                The
      parties agree that the Goldsmith Shares have been properly delivered to
      Goldsmith as per Section 3 of the August 2008 Letter and that Goldsmith is
      not entitled to receive any other shares of Common Stock from PVNC or
      Paragon except for shares of Common Stock deliverable to Goldsmith by PVNC
      upon exercise of the Warrants.

              

      

      
        	
                9.  

              	
                The
      parties agree that the Goldsmith Shares are subject to adjustment for
      stock splits, reverse stock splits, stock dividends, combinations,
      recapitalizations or otherwise.

              

      

      
        	
                10.  

              	
                All
      shares of Common Stock owned by Goldsmith and acquired pursuant to this
      Agreement (including shares of Common Stock issuable upon exercise of the
      Warrants) shall have piggyback registration rights for six months starting
      on the date of this Agreement.  PVNC agrees to use its
      commercially reasonable best efforts to cause the restrictive legend on
      such shares of Common Stock to be removed at such time as such shares are
      able to be publicly sold with no restrictions with regard to prospectus
      delivery, holding period, affiliate status, any requirement for PVNC to
      remain current in its periodic SEC filings or
  otherwise.

              

      

       

       

       

      
        
           

        

        
           

          
            

          

        

        
           

        

      

       

      
        	
                11.  

              	
                In
      consideration of the obligations and duties assumed hereunder by PVNC and
      Paragon, Goldsmith and any related party hereby release and discharge PVNC
      and Paragon, and their heirs, executors, administrators, successors,
      assigns, and each and every one of their present or former subsidiaries,
      affiliates, directors, shareholders, officers, employees, attorneys,
      agents, members, managers, general and limited partners and affiliates
      thereof and representatives (collectively, “Related PVNC/Paragon Persons”)
      from any and all actions, causes of action, claims, suits, debts, dues,
      sums of money, accounts, reckonings, bonds, bills, specialties, covenants,
      contracts, controversies, agreements, promises, variances, trespasses,
      damages, judgments, executions, and demands whatsoever, in law, admiralty
      or equity which Goldsmith and any related party ever had, now has or
      hereafter can, shall or may have against PVNC, Paragon and Related
      PVNC/Paragon Persons, that arose by reason of any matter, cause or event
      whatsoever from the beginning of the world to the day of the date of this
      Agreement, other than with respect to the obligations of Paragon and PVNC
      under this Agreement.

              

      

      
        	
                12.  

              	
                This
      Agreement  shall be binding upon and inure to the benefit of the
      parties and their respective executors, administrators, legal
      representatives, heirs, and permitted successors, transferees, and
      assigns.

              

      

      
        	
                13.  

              	
                This
      Agreement shall be governed by the laws of the State of New York, without
      regard to conflict of law rules thereof.  Any litigation with
      respect to this Agreement shall be properly venued only in a federal or
      state court situated in the City of New York.  The losing party
      in any cause of action shall be responsible for paying the reasonable
      attorneys fees and expenses of the winning party within one month of a
      court decision.

              

      

       

       

       

      
        
           

        

        
           

          
            

          

        

        
           

        

      

       

      
        	
                14.  

              	
                This
      Agreement, the Letter Agreement and the Agreement and Release contain the
      entire understanding and agreement by and between the parties with respect
      to the subject matter hereof, and supersede any prior understandings, oral
      or written, between the parties with respect to the subject matter
      hereof.  Any inconsistency between the terms of this Agreement
      and the terms of the Letter Agreement or the Agreement and Release shall
      be resolved in favor of this
Agreement.

              

      

      
        	
                15.  

              	
                This
      Agreement may not be modified or amended in any way except by written
      agreement signed by all the parties
hereto.

              

      

      
        	
                16.  

              	
                The
      parties agree that this Agreement has been jointly drafted by them with
      the assistance of counsel selected by them, and that this Agreement shall
      not be construed in favor of, or against, any of the parties
      hereto.

              

      

      
        	
                17.  

              	
                Failure
      by a party hereto to exercise any of its rights hereunder shall not be
      construed as a waiver of such right(s), unless such waiver is in a writing
      signed by the party to be charged.

              

      

      
        	
                18.  

              	
                The
      provisions of this Agreement shall be deemed severable, so that if any
      provision shall be determined to be illegal or unenforceable, the
      remaining provisions hereof shall be enforced in
  full.

              

      

      
        	
                19.  

              	
                This
      Agreement may be executed in counterparts all of which, when taken
      together, shall constitute the entire
Agreement.

              

      

      
        	
                20.  

              	
                Each
      of the parties hereto shall hereafter, at the request of any other party,
      execute and deliver such further documents and agreements, and do such
      further acts and things as may be reasonably necessary or expedient to
      carry out the provisions of this
Agreement.

              

      

      

      [THE
REMAINDER OF THIS PAGE HAS BEEN INTENTIONALLY LEFT BLANK]

       

      
        
           

        

        
           

          
            

          

        

        
           

      

       

      IN
WITNESS WHEREOF, the parties hereby have executed this Agreement as of the date
first above written.

      PARAGON
CAPITAL LP

      By:
Paragon Capital Advisors LLC

            General
Partner

      By:/s/ Alan P.
Donenfeld                                           

           Alan
P. Donenfeld, Managing Member

      

      PREVENTION
INSURANCE.COM

      By:/s/ Alan P.
Donenfeld                                                  

           Alan
P. Donenfeld, President

           And
Chief Executive Officer

       

      /s/ Scott
Goldsmith                                                               

      SCOTT
GOLDSMITH

      

      STATE OF
NEW
YORK                   )

                                                                
   ) ss.:

      COUNTY OF
NEW
YORK                )

      

      On this
____ day of February, 2010, before me personally came Alan P. Donenfeld, to me
known, who, being by me duly sworn, did depose and say that he is the President
of Prevention Insurance.com, the corporation described in and which executed the
above instrument, and the Managing Member of  Paragon Capital Advisors
LLC which is the General Partner of Paragon Capital LP, the limited partnership
described in and which executed the above instrument and that he signed his name
thereto by authority of said corporation and limited partnership,
respectively.

      

      ______________________

      Notary
Public

       

      STATE OF
______________          )

                                                                  
  )ss.:

      COUNTY OF
_____________        )

      

      On this
____ day of February, 2010, before me personally came Scott Goldsmith, to me
known, who, being by me duly sworn, did depose and say that he did sign his name
to the above instrument.

       

      ____________________

      Notary
Public

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