Document:

EX-10.1

Exhibit 10.1

Gentlemen:

In consideration of certain payments to NACCO Materials Handling Group, Inc. (“NMHG”), as set forth
on Payment Schedule A hereto, from General Electric Capital Corporation (“GECC”); NMHG and GECC
hereby agree to maintain the following agreements: (i) that certain Restated and Amended Joint
Venture and Shareholder Agreement between them, as amended through the Third Amendment, dated July
1, 2008 (the “JV Agreement”), including, without limitation Exhibit H thereto (“Listing of NMHG
Competitors”); (ii) that certain Canadian Country Agreement (the “Canadian Agreement”), dated July
1, 2008 and (iii) that certain International Operating Agreement , as amended through the Seventh
Amendment, dated July 1, 2008 (the “IOA”), including, without limitation, Exhibit C thereto
(“Schedule of NMHG Competitors”) all, with the following mutually agreed upon modifications and
understandings:

	 	(I)	 	GECC hereby agrees not to enter into any legal partnership, joint venture or similar
joint ownership arrangement with either or both of Mitsubishi Caterpillar Forklift
America, Inc. or Mitsubishi Heavy Industries (collectively referred to herein as “MCFA”)
that is similar to any joint venture arrangement that NMHG may have with GECC related to
the financing of materials handling equipment;
	 
	 	(II)	 	Pursuant to the terms of this agreement; NMHG hereby agrees that GECC is not
precluded by the terms of either the JV Agreement and Exhibit H thereto or the IOA and
Exhibit C thereto, from doing business with MCFA and may continue to do business with MCFA
on such terms and conditions as GECC and MCFA shall agree, provided that GECC complies
with paragraph (I) hereof (including pursuant to any existing arrangements) and provided
further that GECC and MCFA do not expand their existing arrangement with MCFA to cover the
financing of materials handling equipment outside of the US and Canada. Nothing herein
shall preclude GECC or its affiliates from financing MCFA equipment on a non-programmatic
basis;
	 
	 	(III)	 	GECC hereby agrees to use reasonable efforts to ensure that GE employees in the
sales, risk and credit functions who work on NMHG transactions will not work on MCFA
transactions while such employees are working on NMHG transactions; provided that this
restriction shall not apply to any GECC employee who has managerial responsibility for
more than one program. GECC further agrees that it shall hold in strict confidence and
shall not disclose to MCFA (or any of its employees) any information relating to NMHG’s
business, including without limitation, any information relating to

 

 

	 	 	 	the financing arrangement between NMHG and GECC. Nothing contained herein shall
restrict GECC’s ability to transfer, reassign to another program or terminate any GECC
employee; and
	 
	 	(IV)	 	GECC hereby agrees not to syndicate NMHG transactions or new originations to any of
the Listing of NMHG Competitors as set forth on Exhibit H to the JV Agreement or to any
NMHG Competitor as set forth on Exhibit C to the IOA.

The parties hereto hereby agree that all terms and conditions of the JV Agreement, Canadian Country
Agreement and IOA not specifically modified hereby shall remain in full force and effect. This
agreement shall become effective on the date first set forth here below.

IN WITNESS WHEREOF; the parties intending to be mutually bound hereto, hereby agree to execute this
agreement by the duly authorized persons set forth below.

	 	 	 
	NACCO MATERIALS HANDLING GROUP, INC.
	By:

	 	/s/ Jeffrey C. Mattern
	Name:  

	 	Jeffrey C. Mattern
	Title:

	 	Treasurer
	Date:

	 	October 15, 2008
	 
	 	 
	 
	 	 
	GENERAL ELECTRIC CAPITAL CORPORATION
	By:

	 	/s/ R. Scott Barber
	Name:

	 	R. Scott Barber
	Title:

	 	General Manager
	Date:

	 	October 15, 2008

 

 

PAYMENT SCHEDULE A

A payment of US$ 4,000,000 and an increase in the JV Agreement origination fee paid to NACCO of 10
basis points (“bpts”) (from 90 bpts to 100bpts) on all US retail loan and lease originations; to
run until the expiration of the Base Term of the JV Agreement (as defined therein); unless sooner
terminated by mutual agreement.EX-10.8.3

EXHIBIT 10.8.3

FOURTH AMENDMENT TO AMENDED AND RESTATED LOAN AGREEMENT

     THIS FOURTH AMENDMENT TO AMENDED AND RESTATED LOAN AGREEMENT is made and entered into as of
October 16, 2008 (“Amendment”) by and among PDG Environmental, Inc., a Delaware corporation
(“Parent”), Project Development Group, Inc., a Pennsylvania corporation (“Project”), Enviro-Tech
Abatement Services, Co., a North Carolina corporation (“Enviro-Tech”), and PDG, Inc., a
Pennsylvania corporation (“PDG”), (Parent, Project, Enviro-Tech and PDG collectively, the “Initial
Borrowers”), Flagship Restoration, Inc., a Delaware corporation (“Flagship”), and Servestec, Inc.,
a Florida corporation (Initial Borrowers, Flagship and Servestec, collectively, the “Borrowers”)
and The Huntington National Bank, successor in interest to Sky Bank (“Bank”).

     WHEREAS, the Bank has provided certain loans to Borrowers pursuant to the terms of a an
Amended and Restated Credit Agreement dated as of June 9, 2006, as amended by a Waiver and First
Amendment to Amended and Restated Loan Agreement dated as of May 15, 2007, and Second Amendment to
Amended and Restated Loan Agreement dated as of July 31, 2007, and Third Amendment to Amended and
Restated Loan Agreement dated September 2, 2008 between the Borrowers and the Bank (together with
all prior and future amendments, extensions, modifications and restatements thereof, the “Credit
Agreement”); and

     WHEREAS, the loans made in accordance with the Credit Agreement (“Loans”) are evidenced by (i)
the Facility A Note in the original principal amount of $400,000, (ii) the Facility D Note in the
maximum aggregate amount of $15,000,000, and (iii) the Facility F Loans in the original principal
amount of $400,000 executed by Borrowers in favor of the Bank; and

     WHEREAS, the indebtedness and obligations evidenced by the Notes are secured by, among other
things, Borrowers’ accounts, accounts receivable, the proceeds and products of the foregoing, and
all other property identified in the Security Agreements executed by Borrowers in favor of the Bank
(together with all prior and future amendments, extensions, modifications and restatements thereof,
collectively the “Security Agreements”) and Borrowers’ real property and all other property
identified in the Open-End Mortgage and Security Agreement executed by Project in favor of the Bank
(together with all prior and future amendments, extensions, modifications and restatements thereof,
collectively, the “Mortgage”); and

     WHEREAS, the Credit Agreement, the Notes, the Security Agreements, the Mortgage and this
Amendment, and any and all other documents, agreements, and instruments entered into in connection
with any of the foregoing are collectively referred to as the “Loan Documents”; and

     WHEREAS, the Borrowers have requested the Bank to increase the Facility D Loan Amount, as
defined in the Credit Agreement, on a temporary basis; and

1

 

     WHEREAS, the Bank is willing to amend certain provisions of the Loan Documents subject to the
terms and conditions set forth in this Amendment; and

     NOW THEREFORE, the parties hereto for good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, and intending to be legally bound, covenant and agree
as follows:

1. Affirmation of Recitals. The recitals set forth above are true and correct and
incorporated herein by reference.

2. Definitions. All capitalized terms used herein, but not otherwise defined, shall have
the meaning ascribed to such terms in the Loan Documents.

3. Amendments to Certain Definitions in Section 1.01 of the Credit Agreement. Effective
from and after the date hereof, the following provisions of Section 1.01 of the Credit Agreement
shall be amended as follows:

	 	(i)	 	The following defined term “Facility D Loan Amount” shall be amended and
restated as follows:
	 
	 	 	 	“Facility D Loan Amount” shall mean:

	 	(a)	 	For the period commencing on the Third Amendment Date through and
including October 16, 2008, the Facility D Loan Amount shall be an amount not to
exceed $15,000,000;
	 
	 	(b)	 	For the period commending October 17, 2008 and continuing through
February 27, 2009, the Facility D Loan Amount shall be an amount not to exceed
$16,500,000;
	 
	 	(c)	 	For the period commencing February 28, 2009, and continuing through May
30, 2009, the Facility D Loan Amount shall be an amount not to exceed $15,000,000;
	 
	 	(d)	 	For the period commencing May 31, 2009, and continuing through November
29, 2009, the Facility D Loan Amount shall be an amount not to exceed $14,500,000;
and
	 
	 	(e)	 	For the period commencing November 30, 2009 and continuing through the
Facility D Expiry Date, the Facility D Loan Amount shall be an amount not to exceed
$14,000,000.

	 	(ii)	 	The defined term “Facility D Note” shall mean the Seventh Amended and Restated
Facility D Note dated as of the Fourth Amendment Date, as the same may be increased,
decreased, amended, restated, modified or supplemented from time to time.
	 
	 	(iii)	 	The following defined term “Fourth Amendment Date” shall be inserted into
Section 1.01 of the Credit Agreement in appropriate alphabetical order:
	 
	 	 	 	“Fourth Amendment Date” shall mean October 16, 2008.”

2

 

4. Lien Searches. No later than October 30, 2008, Borrowers shall provide lien searches
satisfactory to the Bank in all respects on each of the Borrowers , which lien searches shall
confirm that the Bank has a first lien security interest in all the assets of the Borrowers,
subject only to liens permitted under the Loan Agreement. The cost of such searches shall be borne
by the Borrowers in accordance with Section 11 of this Amendment.

5. Representations and Warranties.

	 	(i)	 	Each Borrower has and will continue to have corporate power and authority to
execute, deliver and perform the provisions of this Amendment, the other Loan
Documents, and the Credit Agreement as amended hereby and to execute and deliver the
instruments required by the provisions of the Credit Agreement as amended hereby to be
executed and delivered by it; and all such action has been duly and validly authorized
by all necessary corporate proceedings on the part of each Borrower.
	 
	 	(ii)	 	The execution and delivery of this Amendment and the carrying out of this
Amendment, the other Loan Documents, and the Credit Agreement as amended hereby will
not violate any provisions of law or the articles of incorporation or bylaws of any
Borrower or of any agreement or other instrument to which any Borrower is a party or by
which it is bound or to which it is subject.
	 
	 	(iii)	 	This Amendment and the other Loan Documents, which have been duly and validly
executed and delivered by Borrowers, and the Credit Agreement as amended hereby,
constitute legal, valid and binding obligations of each Borrower enforceable in
accordance with the terms hereof and thereof.
	 
	 	(iv)	 	The representations and warranties by the Borrowers contained in the Credit
Agreement and the other Loan Documents are correct and accurate on and as of the date
hereof.
	 
	 	(v)	 	No event has occurred and is continuing and no condition exists which
constitutes an Event of Default or Potential Default.

6. Collateral. The Obligations shall continue to be secured by a first priority security
interest in and lien upon all of the Borrowers’ inventory, accounts, accounts receivable, and the
proceeds and products thereof, and all of the other property that may be identified in the Security
Agreement and the Mortgage. In no event shall the Borrowers suffer or permit any payment or
performance bonds to encumber any accounts receivable arising from any work, jobs or project other
than those accounts receivable directly arising from the specific bonded work, jobs or projects.

3

 

7. Conditions to this Amendment. The obligation of the Bank to enter into this Amendment
and to continue to make any loan or advance under the Credit Agreement is subject to the
satisfaction of the following further conditions:

     (a) This Amendment and the Facility D Note shall have been duly executed by the Borrowers and
delivered to the Bank.

     (b) Corporate resolutions and other certifications by or on behalf of the Borrowers, in form
and substance required by the Bank in its sole and absolute discretion and such resolutions and
certifications shall have been delivered to the Bank on the date of this Amendment;

     (c) The Borrowers shall pay to the Bank the Amendment Fee and all other fees provided for in
Section 11 hereof on the date of this Amendment; and

     (d) The Borrowers shall provide an opinion of counsel in form and substance satisfactory to
the Bank.

8. Acknowledgment of No Claims. Each of the Borrowers acknowledges and agrees that it (a)
has no claims, counterclaims, setoffs, actions or causes of action of any kind or nature whatsoever
against the Bank or any of its directors, officers, employees, agents, attorneys, legal
representatives, successor or assigns, that directly or indirectly arise out of or are based upon
or in any manner connected with any Prior Related Event, (b) certifies that there is no impairment
of the validity or enforceability of this Amendment or any of the Loan Documents to which it is a
party, and (c) hereby waives and releases the same. As used herein the term “Prior Related Event”
means any transaction, event, circumstance, action, failure to act or occurrence of any sort or
type, whether known or unknown, which occurred, existed, was taken, was permitted or begun prior to
the execution of this Amendment and occurred, existed, was taken, was permitted or begun in
accordance with, pursuant to or by virtue of any of the terms of this Amendment or any of the Loan
Documents (or prior iterations thereof), or which was related or connected in any manner, directly
or indirectly, to the loans made or secured pursuant thereto or evidenced thereby.

9. No Bankruptcy Intent. Each of the Borrowers represents and warrants that it has no
present intent (i) to file any voluntary petition under any chapter of the Bankruptcy Code, title
11 U.S.C., or in any manner seek relief, protection, reorganization, liquidation or dissolution, or
similar relief for borrowers under any other state, local, federal or other insolvency laws, either
at the present time, or at any time hereafter, or (ii) directly or indirectly to cause any
involuntary petition to be filed against any Borrower, or directly or indirectly to cause any
Borrower to become the subject of any proceedings pursuant to any other state, federal or other
insolvency law providing for the relief of borrowers, either at the present time, or at any time
hereafter, or (iii) directly or indirectly to cause any interest of any Borrower to become the
property of any bankrupt estate or the subject of any state, federal or other bankruptcy,
dissolution, liquidation or insolvency proceedings.

10. No Fraudulent Intent. Neither the execution and delivery of this Amendment, nor the
performance of any actions required hereunder or described herein is being consummated by any
Borrower with or as a result of any actual intent by such Borrower to hinder, delay or defraud any
entity to which such Borrower is not or will hereafter become indebted.

4

 

11. Amendment Fee; Reimbursement of Expenses.

     The Borrowers, jointly and severally, agree to pay the Bank an amendment fee of $18,750 (the
“Amendment Fee”) on the Fourth Amendment Date. In addition, Borrowers, jointly and severally,
agree to pay or cause to be paid and save the Bank harmless against liability for the payment of
all out-of-pocket expenses incurred by the Bank, including without limitation, appraisals,
environmental consultants, accountants and other professional experts or independent contractor
fees, costs and expenses and fees and expenses of legal counsel (including inside counsel) (a)
arising in connection with the development, preparation, printing, execution, administration,
interpretation and performance of this Amendment and any of the Loan Documents, (b) relating to any
requested amendments, waivers or consents pursuant to the provisions hereof or thereof whether or
not such are implemented, and (c) arising in connection with the enforcement of this Amendment or
any Loan Documents, including the proof and allowability of any claim arising thereunder, whether
in bankruptcy or receivership proceedings or otherwise and monitoring and otherwise participating
in any bankruptcy, receivership or similar proceeding involving or affecting the Borrower or any
other person or entity which may have any liability for any of the obligations of the Borrower
under this Amendment and the Loan Documents.

12. Notices. Any notice or other written communication required hereunder shall be in
writing and shall be deemed to have been validly delivered (a) upon deposit in the United States
mail, with proper postage prepaid, (b) by hand delivery, or (c) by overnight express mail courier,
and addressed to the party to be notified at the following address or to such other address as each
party may designate for himself or herself in writing by like notice:

	 	 	 
	To the Borrowers or any of them:

	 	To the Bank:
	 
	 	 
	PDG Environmental, Inc.

1386 Beulah Road, Building 801

Pittsburgh, PA 15235

Attention: John C. Regan

	 	The Huntington National Bank

Pitt Times Building

336 Fourth Avenue, Suite 2

Pittsburgh , PA 15222

Attention: Richard M. Collins

Vice President
	 
	 	 
	with a copy to:

	 	with a copy to:
	 
	 	 
	James D. Chiafullo, Esq.

Cohen & Grigsby, P.C.

625 Liberty Avenue

Pittsburgh, PA 15222

	 	Suzanne Ewing, Esq.

Buchanan Ingersoll & Rooney

20th Floor, One Oxford Centre

Pittsburgh, PA 15219

5

 

13. Due Authority; Valid and Binding. Each of the Borrowers represents that its execution
and delivery of this Amendment and the carrying out of this Amendment and the Loan Documents to
which it is a party, as amended hereby, will not violate any provisions of the law, its articles of
incorporation or bylaws, or of any agreement or other instrument to which it is a party or by which
it is bound or to which it is subject. Each of the Borrowers further represent that this Amendment
has been duly authorized by all necessary action and this Amendment and the Loan Documents to which
it is a party, as amended, constitute legal, valid and binding obligations of such party,
enforceable in accordance with the terms hereof.

14. Entire Agreement; Governing Law. This Amendment sets forth the entire agreement
relating to the subject matter hereof and supersedes all prior statements, agreements and
understandings, whether written or oral, relating thereto. None of the provisions hereof may be
waived, changed or terminated, except by a writing signed by the parties hereto. This Amendment
and the respective rights and obligations created hereby shall be interpreted in accordance with
and governed by the laws of the Commonwealth of Pennsylvania applicable to contracts made and to be
wholly performed within such Commonwealth. The paragraph titles contained in this Amendment are
and shall be without substantive meaning or content of any kind whatsoever and are not a part of
the agreement to the parties hereto.

15. Jurisdiction and Venue. The parties hereto agree that the United States District Court
for the Western District of Pennsylvania and the Court of Common Pleas of Allegheny County,
Pennsylvania, may have jurisdiction to hear and determine any claims or disputes as to matters
pertaining to this Amendment or any matter arising therefrom. The parties hereto hereby expressly
submit and consent in advance to such jurisdiction and venue in any proceeding commenced against
the parties in either of such courts. Notwithstanding the foregoing, the parties hereto reserve to
themselves the right to assert federal court jurisdiction based upon diversity of citizenship or
any other basis upon which such federal jurisdiction may be properly claimed and asserted and, to
such end, reserve to themselves the right to remove any action commenced in the Court of Common
Pleas of Allegheny County, Pennsylvania, to the United States District Court for the Western
District of Pennsylvania if such removal be authorized by law.

16. WAIVER OF JURY TRIAL. THE PARTIES HERETO EACH WAIVE THEIR RIGHT TO TRIAL BY JURY IN
ANY CONTROVERSY ARISING OUT OF OR RELATING TO THIS AMENDMENT.

17. ACKNOWLEDGMENT OF DISCLOSURE AND WAIVER OF CONFESSION OF JUDGMENT RIGHTS. (a) EACH OF
THE BORROWERS HEREBY ACKNOWLEDGES AND AGREES THAT THE NOTE CONTAINS PROVISIONS UNDER WHICH THE BANK
MAY ENTER JUDGMENT BY CONFESSION AGAINST THE BORROWERS. EACH OF THE BORROWERS BEING FULLY AWARE OF
ITS RIGHTS TO PRIOR NOTICE AND A HEARING ON THE VALIDITY OF ANY JUDGMENT OR OTHER CLAIMS THAT MAY
BE ASSERTED AGAINST IT BY THE BANK HEREUNDER BEFORE JUDGMENT IS ENTERED, IT HEREBY FREELY AND
KNOWINGLY WAIVES THESE RIGHTS AND EXPRESSLY AGREES AND
CONSENTS TO THE BANK ENTERING JUDGMENT AGAINST IT BY CONFESSION PURSUANT TO THE TERMS THEREOF.

6

 

     (b) EACH OF THE BORROWERS ALSO ACKNOWLEDGES AND AGREES THAT THE NOTE CONTAINS PROVISIONS UNDER
WHICH THE BANK, TO THE EXTENT PERMITTED BY APPLICABLE LAW MAY, AFTER ENTRY OF JUDGMENT AND WITHOUT
EITHER NOTICE OR A HEARING, ATTACH, LEVY OR OTHERWISE SEIZE PROPERTY OF THE BORROWERS IN FULL OR
PARTIAL PAYMENT OF THE JUDGMENT, BEING FULLY AWARE OF ITS RIGHTS AFTER JUDGMENT IS ENTERED
(INCLUDING, WITHOUT LIMITATION, THE RIGHT TO MOVE TO OPEN OR STRIKE THE JUDGMENT), EACH OF THE
BORROWERS HEREBY FREELY, KNOWINGLY AND INTELLIGENTLY WAIVES THESE RIGHTS AND EXPRESSLY AGREES AND
CONSENTS TO THE BANK’S TAKING SUCH ACTIONS AS MAY BE PERMITTED UNDER APPLICABLE STATE AND FEDERAL
LAW WITHOUT PRIOR NOTICE TO IT.

18. Time is of the Essence. Time shall be of the strictest essence in the performance of
each and every one of the Borrowers’ obligations hereunder including, without limitation, the
obligations to make payments to the Bank, to furnish information to the Bank and to comply with all
reporting information.

19. No Waiver of Rights under the Loan Documents. The Bank expressly reserves any and all
rights and remedies available to it under this Amendment, the Loan Documents, any other agreement
or at law or in equity or otherwise. No failure to exercise, or delay by the Bank in exercising
any right, power or privilege hereunder or under any of the Loan Documents shall preclude any other
or further exercise thereof, or the exercise of any other right, power or privilege. The rights
and remedies provided in this Amendment and the Loan Documents are cumulative and not exhaustive of
each other or of any right or remedy provided by law or equity or otherwise. No notice to or
demand upon any Borrower in any instance shall, in itself, entitle any Borrower to constitute a
waiver of any right of the Bank to take any other or further action in any circumstance without
notice or demand.

20. No Commitment. This Amendment is not intended as a commitment by the Bank to modify
the Loan Documents in any respect or otherwise, except to the extent expressly set forth herein,
and the Bank hereby specifically confirms that it makes no such commitment and specifically advises
that no action should be taken by any Borrower based upon any understanding that such a commitment
exists or on any expectation that any such commitment will be made in the future.

21. No Third Party Beneficiaries. This Amendment is made for the sole benefit and
protection of the Bank and the Borrowers and their respective successors and permitted assigns. By
execution of this Amendment, the Bank does not intend to assume and is not hereby assuming any
obligation to any third party. No third party shall be or shall be deemed a beneficiary of this
Amendment.

7

 

22. Marshalling; Payments Set Aside. The Bank shall not be under any obligation to
marshall any assets in favor of any Borrower or any other person or against or in payment of any or
all of the Obligations. To the extent that a payment or payments are made to the Bank or the Bank
enforces any of its liens, and such payment or payments or the proceeds of such enforcement or any
part thereof are subsequently invalidated, declared to be fraudulent or preferential, set aside,
recovered from, disgorged by or are required to be refunded, repaid or otherwise restored to the
Borrowers, or any of them, a trustee, receiver or any other person under any law including, without
limitation, any bankruptcy law, state or federal law, common law or equitable cause, then to the
extent of any such restoration, the obligation or part thereof and any lien relating thereto
originally intended to be satisfied shall be revived and continued in full force and effect as if
such payment had not been made or such enforcement had not occurred.

23. Voluntary Agreement. Each of the Borrowers represents and warrants that it is
represented by legal counsel of its choice and that it has consulted with counsel regarding this
Amendment, that it is fully aware of the terms contained herein and that it has voluntarily and
without coercion or duress of any kind entered into this Amendment.

24. Severability. In case any one or more of the provisions of this Amendment should be
invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the
remaining provisions contained herein shall not in any way be affected or impaired thereby, and
such invalid, illegal or unenforceable provision shall be deemed modified to the extent necessary
to render it valid while most nearly preserving its original intent.

25. Counterparts. This Amendment may be executed in one or more counterparts, each of
which shall be deemed to be an original but all of which together shall constitute one and the same
instrument.

26. Binding Agreement. This Amendment shall be binding upon and shall inure to the benefit
of the Borrowers and the Bank and their respective heirs, successors and assigns; provided,
however, that the Borrowers may not assign any of their rights or duties hereunder without
the prior written consent of the Bank.

[SIGNATURES APPEAR ON THE NEXT PAGE.]

8

 

     WITNESS the due execution hereof with the intent to be legally bound.

	 	 	 	 	 	 	 
	ATTEST:	 	PDG ENVIRONMENTAL, INC.
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	By:

	 	 	 	By:
	 	/s/ John C. Regan
	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	ATTEST:	 	PROJECT DEVELOPMENT GROUP, INC.
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	By:

	 	 	 	By:
	 	/s/ John C. Regan
	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	ATTEST:	 	ENVIRO-TECH ABATEMENT SERVICES, CO.
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	By:

	 	 	 	By:
	 	/s/ John C. Regan
	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	ATTEST:	 	PDG, INC.
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	By:

	 	 	 	By:
	 	/s/ John C. Regan
	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	ATTEST:	 	FLAGSHIP RESTORATION, INC.
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	By:

	 	 	 	By:
	 	/s/ John C. Regan
	 

	 	 
	 	 	 	 

9

 

	 	 	 	 	 	 	 
	ATTEST:	 	SERVESTEC, INC.
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	By:

	 	 	 	By:
	 	/s/ John C. Regan
	 

	 	 
	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	ATTEST:	 	THE HUNTINGTON NATIONAL BANK
	 
	 	 	 	 	 	 
	 
	 	 	 	 	 	 
	By:

	 	 	 	By:
	 	/s/ Richard M. Collins
	 

	 	 
	 	 	 	 
	 

	 	 	 	 	 	Richard M. Collins, Vice President

10

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