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                                                                   Exhibit 10.16

                              NEUBERGER BERMAN INC.
                          EMPLOYEE STOCK PURCHASE PLAN

     1.   PURPOSE. The purpose of the Plan is to provide Employees of the
Company and its Designated Subsidiaries with an opportunity to purchase Common
Stock of the Company through accumulated payroll deductions. It is the intention
of the Company to have the Plan qualify as an "Employee Stock Purchase Plan"
under Section 423 of the Code. The provisions of the Plan, accordingly, shall be
construed so as to extend and limit participation in a manner consistent with
the requirements of that section of the Code.

     2.   DEFINITIONS.

          (a)  "BOARD" shall mean the Board of Directors of the Company.

          (b)  "CODE" shall mean the Internal Revenue Code of 1986, as amended.

          (c)  "Committee" shall mean the Compensation Committee of the Board,
          or such other committee as may be appointed by the Board, which shall
          be the administrative committee for the Plan.

          (d)  "COMMON STOCK" shall mean the Common Stock of the Company, $0.01
          par value per share.

          (e)  "COMPANY" shall mean Neuberger Berman Inc., a Delaware
          corporation.

          (f)  "COMPENSATION" shall mean all wages, salary, overtime, bonuses,
          and commissions.

          (g)  "DESIGNATED SUBSIDIARIES" shall mean the Subsidiaries which have
          been designated by the Board, from time to time in its sole discretion
          as eligible to participate in the Plan, as set forth on Schedule A
          attached hereto.

          (h)  "EMPLOYEE" shall mean any individual who is an employee of the
          Company or a Designated Subsidiary for purposes of tax withholding
          under the Code whose customary employment with the Company or any
          Designated Subsidiary is at least twenty (20) hours per week and who
          has been employed by the Company or any Designated Subsidiary for a
          period of at least one Year of Service. For purposes of the Plan, the
          employment relationship shall be treated as

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          continuing intact while the individual is on sick leave or other leave
          of absence approved by the Company. Where the period of leave exceeds
          90 days and the individual's right to reemployment is not guaranteed
          either by statute or by contract, the employment relationship will be
          deemed to have terminated on the 91st day of such leave.

          (i)  "ENROLLMENT DATE" shall mean the first Trading Day of each
          Offering Period.

          (j)  "EXCHANGE ACT" shall mean the Securities Exchange Act of 1934, as
          amended.

          (k)  "EXERCISE DATE" shall mean the last Trading Day of each Offering
          Period.

          (l)  "FAIR MARKET VALUE" shall mean, as of any date, the value of
          Common Stock determined as follows:

               (1) if the Common Stock is listed on a national securities
          exchange, the average of the high and low sales price on the primary
          exchange with which the Common Stock is listed and traded on such
          date, if such date is a Trading Day, or, if such date is not a Trading
          Day or if there is no such sale on that date, then on the last
          preceding Trading Day on which a sale was reported;

               (2) if the Common Stock is not listed on any national securities
          exchange but is quoted in the NASDAQ National Market System, the
          average of the high and low sales price reported on such date, or, if
          such date is not a Trading Day or if there is no such sale on that
          date, then on the last preceding Trading Day on which a sale was
          reported; or

               (3) if the Common Stock is not listed on a national securities
          exchange nor quoted in the NASDAQ National Market System on a last
          sale basis, the amount determined by the Committee to be the fair
          market value based upon a good faith attempt to value the Common Stock
          accurately and computed in accordance with applicable regulations of
          the Internal Revenue Service.

          (m)  "OFFERING PERIOD" shall mean, subject to the second sentence of
          Section 4 hereof, each fiscal quarter commencing on the first Trading
          Day on or after January 1, April 1, July 1, and October 1 and ending
          on or prior to the last calendar day of each such quarter;

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          PROVIDED, HOWEVER that, unless otherwise determined by the Committee,
          the first Offering Period shall commence on October 1, 2000 and shall
          end on December 31, 2000.

          (n)  "PARENT" shall mean a corporation which is a "parent
          corporation" of the Company within the meaning of section 424(e) of
          the Code.

          (o)   "PLAN" shall mean this Neuberger Berman Inc. Employee Stock
          Purchase Plan.

          (p)   "PURCHASE PRICE" shall mean an amount equal to 85% of the Fair
          Market Value of a share of Common Stock on the Exercise Date.

          (q)   "RESERVES" shall mean the number of shares of Common Stock
          covered by each option under the Plan which have not yet been
          exercised and the number of shares of Common Stock which have been
          authorized for issuance under the Plan but not yet placed under
          option.

          (r)   "Restricted Period" shall mean the one year period after
          purchase that the shares of Common Stock purchased hereunder shall be
          nontransferable and held by the Company as set forth in 9 hereof.

          (s)   "RETIREMENT" shall mean termination of employment with the
          Company or any Designated Subsidiary by an Employee on or after
          attainment of age 55; provided that as of the date of such employment
          termination, the sum of the Employee's age and Years of Service with
          the Company or a Designated Subsidiary equals or exceeds 70.

          (t)   "RULE 16B-3" shall mean Rule 16b-3 promulgated under the
          Exchange Act or any successor provision.

          (u)   "SUBSIDIARY" shall mean a corporation which is a "subsidiary
          corporation" of the Company within the meaning of section 424(f) of
          the Code.

          (v)   "TRADING DAY" shall mean a day on which national stock
          exchanges and NASDAQ are open for trading.

          (x)   "YEAR OF SERVICE" shall mean each complete twelve (12)
          consecutive month period of employment commencing with an Employee's
          date of hire by the Company or a Designated Subsidiary and each
          anniversary thereof.

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         3.       ELIGIBILITY.

                  (a) Each person who is an Employee, on a given Enrollment
Date, shall be eligible to participate in the Plan.

                  (b) Any provisions of the Plan to the contrary
notwithstanding, no Employee shall be granted an option under the Plan (i) if,
immediately after the grant, such Employee would own Common Stock (together with
stock owned by any other person or entity that would be attributed to such
Employee pursuant to section 424(d) of the Code) of the Company (including, for
this purpose, all shares of stock subject to any outstanding options to purchase
such stock, whether or not currently exercisable and irrespective of whether
such options are subject to the favorable tax treatment of section 421(a) of the
Code) possessing five percent (5%) or more of the total combined voting power or
value of all classes of stock of the Company or of any Parent or Subsidiary, or
(ii) which permits his or her rights to purchase stock under all employee stock
purchase plans (within the meaning of section 423 of the Code) of the Company
and its Parents and Subsidiaries to accrue at a rate which exceeds Twenty-Five
Thousand Dollars ($25,000) worth of Common Stock (determined at the Fair Market
Value of the Common Stock at the time such option is granted) for each calendar
year in which such option is outstanding at any time. The limitation described
in clause (ii) of the preceding sentence shall be applied in a manner consistent
with Section 423(b)(8) of the Code.

         4.       OFFERING PERIODS. The Plan shall be implemented by consecutive
Offering Periods continuing from the first Offering Period until terminated in
accordance with Section 19 hereof. The Board shall have the power to change the
duration of Offering Periods (including the commencement dates thereof) with
respect to future offerings without stockholder approval if such change is
announced at least twenty (20) days prior to the scheduled beginning of the
first Offering Period to be affected thereafter.

         5.       PARTICIPATION.

                  (a) An Employee may become a participant in the Plan for an
Offering Period by completing a subscription agreement authorizing payroll
deductions in the form of Exhibit A to this Plan and filing it with the
Committee no earlier than the first day and no later than the 25th day of the
month immediately prior to the applicable Enrollment Date, unless a later
time for filing the subscription agreement is set by the Board for all
Employees with respect to a given Offering Period.

                  (b) Payroll deductions for a participant shall commence on the
first payroll date on or following the Enrollment

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Date and shall end on the last payroll date in the Offering Period to which such
authorization is applicable, unless sooner terminated by the participant as
provided in Section 10 hereof.

         6.       PAYROLL DEDUCTIONS.

                  (a) At the time a participant files his or her subscription
agreement, he or she shall elect to have payroll deductions made on each pay day
during the Offering Period in an amount (expressed as a whole number percentage)
not exceeding ten percent (10%) of the Compensation which he or she receives on
each pay day during the Offering Period; PROVIDED, HOWEVER, that the maximum
number of shares and fractions thereof which may be purchased by any participant
during any Offering Period is the number of shares and fractions thereof having
an aggregate Purchase Price equal to (i) $10,000 minus (ii) the aggregate
Purchase Price of all shares of Common Stock and fractions thereof previously
purchased during such calendar year.

                  (b) All payroll deductions made for a participant shall be
credited to his or her account under the Plan and will be withheld in whole
percentages only. A participant may not make any additional payments into such
account.

                  (c) A participant may discontinue his or her participation in
the Plan with respect to any Offering Period only as provided in Section 10
hereof. Once an Offering Period has commenced, a participant may not increase or
decrease the rate of his or her payroll deductions for that Offering Period, but
may, during that Offering Period, increase or decrease the rate of his or her
payroll deductions for the next succeeding Offering Period, by completing or
filing with the Committee a new subscription agreement, no later than the 25th
day of the month immediately prior to the end of that Offering Period,
authorizing a change in payroll deduction rate. A participant's subscription
agreement shall remain in effect for successive Offering Periods unless
terminated as provided in Section 10 hereof.

                  (d) Notwithstanding the foregoing, a participant's payroll
deductions may be decreased to 0% (i) at any time, to the extent necessary to
comply with Section 423(b)(8) of the Code and Section 3(b) hereof, and (ii) for
each Offering Period, at such time during such Offering Period that the
aggregate Purchase Price of the shares of Common Stock and fractions thereof
previously purchased during the calendar year when added to the aggregate
Purchase Price of the shares of Common Stock and fractions thereof to be
purchased with respect to such then current Offering Period equals or would
exceed $10,000 in such calendar year. Subject to the preceding sentence, payroll
deductions shall recommence at the rate provided in such

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participant's subscription agreement at the beginning of the next succeeding
Offering Period, unless terminated by the participant as provided in Section 10
hereof.

                  (e) At the time the option is exercised, in whole or in part,
or at the time some or all of the Common Stock issued under the Plan is disposed
of, the participant must make adequate provisions for the Company's federal,
state, or other tax withholding obligations, if any, which arise upon the
exercise of the option or the disposition of the Common Stock. At any time, the
Company may, but will not be obligated to, withhold from the participant's
compensation the amount necessary for the Company to meet applicable withholding
obligations, including any withholding required to make available to the Company
any tax deductions or benefits attributable to sale or early disposition of
Common Stock by the Employee.

         7.       GRANT OF OPTION. On the Enrollment Date of each Offering
Period, each Employee participating in such Offering Period shall be granted an
option to purchase on the Exercise Date of such Offering Period (at the
applicable Purchase Price) up to a number of shares of the Company's Common
Stock and fractions thereof determined by dividing such Employee's payroll
deductions accumulated prior to such Exercise Date and retained in the
participant's account as of the Exercise Date by the applicable Purchase Price;
PROVIDED, HOWEVER, that the maximum number of shares and fractions thereof which
may be purchased by any participant during any Offering Period is the number of
shares and fractions thereof having an aggregate Purchase Price equal to (i)
$10,000 minus (ii) the aggregate Purchase Price of all shares of Common Stock
and fractions thereof previously purchased during such calendar year, and
PROVIDED, FURTHER, that such purchase shall be subject to the limitations set
forth in Sections 3(b) and 12 hereof. Exercise of the option shall occur as
provided in Section 8 hereof, unless the participant has withdrawn pursuant to
Section 10 hereof, and shall expire on the last day of the Offering Period.

         8.       EXERCISE OF OPTION. Unless a participant withdraws from the
Plan as provided in Section 10 hereof, his or her option for the purchase of
shares and fractions thereof will be exercised automatically on the Exercise
Date, and, subject to the limitations set forth in Sections 3(b), 7 and 12
hereof, the maximum number of full and fractional shares subject to option shall
be purchased for such participant at the applicable Purchase Price with the
accumulated payroll deductions in his or her account. During a participant's
lifetime, a participant's option to purchase shares and fractions thereof
hereunder is exercisable only by the participant.

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         9.       CREDITING OF SHARES AND DELIVERY OR SALE OF SHARES. As
promptly as practicable after each Exercise Date on which a purchase of shares
and fractions thereof occurs, the Company shall arrange for the full and
fractional shares of Common Stock purchased for each participant to be issued in
the name of each respective participant and held by the Company on behalf of
such participant. The shares of Common Stock so purchased hereunder shall be
held by the Company and shall be nontransferable for one year following the
Exercise Date (the "Restricted Period"); provided, however, that such shares
held by the Company may upon written notice to the Committee be used during the
Restricted Period as consideration in payment of the exercise price for any
stock options issued pursuant to the 1999 Neuberger Berman Inc. Stock Incentive
Plan (the "Option Plan"), but only to the extent that such plan allows for
payment of the exercise price for stock options using shares of Common Stock.
For purposes of keeping track of disqualifying dispositions of the shares of
Common Stock purchased hereunder, the Company shall continue to hold, for the
benefit of the participants, such shares following the expiration of the
Restricted Period until the second anniversary of the commencement of the
respective fiscal quarter with respect to which such shares were purchased (the
"Excess Holding Period"). During the Excess Holding Period, a participant may,
upon written notice to the Committee, use the shares being so held for such
participant to exercise stock options granted to such participant under the
Option Plan in the same manner as described above or request that such shares or
any number of them be sold into the open market. Within a reasonable period of
time following such a request for a sale of the shares into the open market, the
Company shall sell such number of shares into the open market and surrender the
cash proceeds thereof to the respective participant. On or immediately following
the expiration of the Excess Holding Period, the Company shall cause the shares
of Common Stock held during the Restricted Period and Excess Holding Period, and
not used to exercise stock options or sold into the open market, to be deposited
or credited in the brokerage account of each such participant at a brokerage
house designated by the Committee. The shares and fractional shares shall be
held in such brokerage account until such time as the participant, or his or her
designated beneficiary or estate in the event of a participant's death, requests
delivery of a stock certificate representing any full shares of Common Stock or
requests that any shares be sold and the proceeds therefrom be distributed to
such participant. Upon the request of a participant, or his or her designated
beneficiary or estate in the event of a participant's death, any fractional
shares of Common Stock will be distributed in cash in the form of a check having
a value equal to the value of such fractional shares.

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         10.      WITHDRAWAL; TERMINATION OF EMPLOYMENT.

                  (a) A participant may withdraw all but not less than all the
payroll deductions credited to his or her account and not yet used to exercise
his or her option under the Plan at any time prior to the Exercise Date of an
Offering Period by giving written notice to the Committee in the form of Exhibit
B to this Plan. All of the participant's payroll deductions credited to his or
her account will be paid to such participant promptly after receipt of notice of
withdrawal and such participant's option for the Offering Period will be
automatically terminated, and no further payroll deductions for the purchase of
shares will be made during the Offering Period. If a participant withdraws from
the Plan during an Offering Period, he or she may not resume participation until
the next Offering Period. He or she may resume participation for any other
Offering Period by delivering to the Company a new subscription agreement no
later than the 25th day of the month immediately prior to the Enrollment Date
for such Offering Period.

                  (b) Upon a participant's ceasing to be an Employee, for any
reason, he or she will be deemed to have elected to withdraw from the Plan and
the payroll deductions credited to such participant's account during the
Offering Period but not yet used to exercise the option will be distributed to
such participant or, in the case of his or her death, to the person or persons
entitled thereto under Section 14 hereof, and such participant's option will be
automatically terminated; PROVIDED, HOWEVER, that in the event a participant
ceases to be an Employee by reason of his or her death, disability or
Retirement, the participant or, in the case of death, the person or persons
entitled thereto under Section 14 hereof, may choose not to withdraw from the
Plan and allow the participant's option to be exercised on the next Exercise
Date based upon the payroll deductions credited to the participant's account as
of the date of termination. Any shares of Common Stock and fractions thereof
held by the Company or in the brokerage account of such participant shall remain
in such account until such participant or, in the case of his or her death, the
person or persons designated under Section 14 hereof, request that a certificate
representing the full shares be distributed and the fractional shares cashed-out
or that such shares be sold and the proceeds from the sale distributed to the
participant, or such other person.

                  (c) A participant's withdrawal from an Offering Period will
not have any effect upon his or her eligibility to participate in any similar
plan which may hereafter be adopted by the Company.

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         11.      INTEREST.

                  No interest or other increment shall accrue or be payable with
respect to any of the payroll deductions of a participant in the Plan.

         12.      STOCK.

                  (a) The maximum number of shares of Common Stock which shall
be made available for sale under the Plan shall be ________ shares, subject to
adjustment upon changes in capitalization of the Company as provided in Section
18 hereof. Such shares may be shares to be newly issued by the Company, shares
acquired on the open market solely for the purpose of satisfying the exercise of
options hereunder or treasury shares reacquired and held by the Company. If on a
given Exercise Date the number of shares with respect to which options are to be
exercised exceeds the number of shares then available under the Plan, the
Committee shall make a pro rata allocation of the shares remaining available for
purchase in as uniform a manner as shall be practicable and as it shall
determine to be equitable.

                  (b) No participant will have an interest or voting right in
shares covered by his option until such option has been exercised. All full
shares of Common Stock held by the Company or in a participant's brokerage
account on behalf of a participant shall be voted by such participant. Dividends
accruing on shares of Common Stock, if any, held by the Company or in a
participant's brokerage account shall be paid to such participant in the normal
course as if such participant held the shares. There shall be no voting or
dividend rights with respect to fractional shares.

                  (c) Shares of Common Stock and fractions thereof held by the
Company until deposited into a participant's brokerage account under the Plan
will be registered in the name of the participant.

         13.      ADMINISTRATION.

                  (a) ADMINISTRATIVE BODY. The Plan shall be administered by the
Committee. The Committee shall have full and exclusive discretionary authority
to construe, interpret and apply the terms of the Plan, to determine eligibility
and to adjudicate all disputed claims filed under the Plan. The Committee shall
also have authority to develop, amend and terminate rules governing the
operation of the Plan in conformity with the terms of the Plan. Every finding,
decision and determination made by the Committee shall, to the full extent
permitted by law, be final and binding upon all parties.

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                  (b) RULE 16B-3 LIMITATIONS. Notwithstanding the provisions of
Subsection (a) of this Section 13, in the event that Rule 16b-3 provides
specific requirements for the administrators of plans of this type, the Plan
shall be only administered by such a body and in such a manner as shall comply
with the applicable requirements of Rule 16b-3.

         14.      DESIGNATION OF BENEFICIARY.

                  (a) A participant may file a written designation of a
beneficiary who is to receive the rights to any shares of Common Stock and
fractions thereof held by the Company or in the participant's brokerage account
under the Plan in the event of such participant's death subsequent to an
Exercise Date on which the option is exercised but prior to distribution of such
shares to such participant. In addition, a participant may file a written
designation of a beneficiary who is to receive any cash from the participant's
account under the Plan or who may elect to exercise the option in the event of
the participant's death prior to an Exercise Date, as provided in Section 10
hereof.

                  (b) Such designation of beneficiary may be changed by the
participant at any time by written notice. In the event of the death of a
participant and in the absence of a beneficiary validly designated under the
Plan who is living at the time of such participant's death, the executor or
administrator of the estate of the participant shall have all the rights to the
cash, shares of Common Stock and fractions thereof and/or exercise of an option
attributable to such participant or his or her brokerage account under the Plan.

         15.      TRANSFERABILITY. Neither payroll deductions credited to a
participant's account nor any rights with regard to the exercise of an option or
to receive shares or fractions thereof under the Plan may be assigned,
transferred, pledged or otherwise disposed of in any way (other than by will,
the laws of descent and distribution or as provided in Section 14 hereof) by the
participant. Any such attempt at assignment, transfer, pledge or other
disposition shall be without effect, except that the Company may treat such act
as an election to withdraw from the Plan in accordance with Section 10 hereof.

         16.      USE OF FUNDS. All payroll deductions received or held by the
Company under the Plan may be used by the Company for any corporate purpose, and
the Company shall not be obligated to segregate such payroll deductions.

         17.      REPORTS. Individual accounts will be maintained for each
participant in the Plan. Statements of account will be made available to
participating Employees at least annually, within

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such time as the Committee may reasonably determine, which statements will set
forth the amounts of payroll deductions, the Purchase Price, the number of
shares and fractions thereof purchased and held on behalf of the participant.

         18.      ADJUSTMENTS UPON CHANGES IN CAPITALIZATION.

                  (a) CHANGES IN CAPITALIZATION. Subject to any required action
by the stockholders of the Company, the Reserves as well as the price per share
of Common Stock covered by each option under the Plan which has not yet been
exercised shall be proportionately adjusted for (i) any increase or decrease in
the number of issued shares of Common Stock resulting from a stock split,
reverse stock split, stock dividend, combination or reclassification of the
Common Stock, or any other increase or decrease in the number of shares of
Common Stock effected without receipt of consideration by the Company or (ii) in
the event of any change in applicable laws or any change in circumstances which
results in or would result in any substantial dilution or enlargement of the
rights granted to, or available for, participants in the Plan, or which
otherwise warrants equitable adjustment because it interferes with the intended
operation of the Plan; PROVIDED, HOWEVER, that conversion of any convertible
securities of the Company shall not be deemed to have been "effected without
receipt of consideration." Such adjustment shall be made by the Board, whose
determination in that respect shall be final, binding and conclusive. Except as
expressly provided herein, no issuance by the Company of shares of stock of any
class, or securities convertible into shares of stock of any class, shall
affect, and no adjustment by reason thereof shall be made with respect to, the
number or price of shares of Common Stock subject to an option.

                  (b) DISSOLUTION OR LIQUIDATION. In the event of the proposed
dissolution or liquidation of the Company, the Offering Period will terminate
immediately prior to the consummation of such proposed action, unless otherwise
provided by the Board.

                  (c) MERGER OR ASSET SALE. In the event of a proposed sale of
all or substantially all of the assets of the Company, or the merger of the
Company with or into another corporation, each option under the Plan shall be
assumed or an equivalent option shall be substituted by such successor
corporation or a parent or subsidiary of such successor corporation, unless the
Board determines, in the exercise of its sole discretion and in lieu of such
assumption or substitution, to shorten the Offering Period then in progress by
setting a new Exercise Date (the "New Exercise Date"). For purposes of this
paragraph, an option granted under the Plan shall be deemed to be assumed if,
following the sale of assets or merger, the option confers the

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right to purchase, for each share of Common Stock subject to the option
immediately prior to the sale of assets or merger, the consideration (whether
stock, cash or other securities or property) received in the sale of assets or
merger by holders of Common Stock for each share of Common Stock held on the
effective date of the transaction (and if such holders were offered a choice of
consideration, the type of consideration chosen by the holders of a majority of
the outstanding shares of Common Stock); PROVIDED, HOWEVER, that if such
consideration received in the sale of assets or merger was not solely common
stock of the successor corporation or its parent (as defined in Section 424(e)
of the Code), the Board may, with the consent of the successor corporation and
the participant, provide for the consideration to be received upon exercise of
the option to be solely common stock of the successor corporation or its parent
equal in Fair Market Value to the per share consideration received by holders of
Common Stock in the sale of assets or merger.

                  The Board may, if it so determines in the exercise of its sole
discretion, also make provision for adjusting the Reserves, as well as the price
per share of Common Stock covered by each outstanding option, in the event the
Company effects one or more reorganizations, recapitalizations, rights offerings
or other increases or reductions of shares of its outstanding Common Stock, and
in the event of the Company being consolidated with or merged into any other
corporation.

         19.      AMENDMENT OR TERMINATION.

                  (a) The Board may at any time and for any reason terminate or
amend the Plan. Except as provided in Section 18 hereof, no such termination may
adversely affect options previously granted; provided, that an Offering Period
may be terminated by the Board on any Exercise Date if the Board determines that
the termination of the Plan is in the best interests of the Company and its
stockholders. Except as provided in Section 18 hereof, no amendment may make any
change in any option theretofore granted which adversely affects the rights of
any participant. To the extent necessary to comply with Section 423 of the Code
(or any successor rule or provision or any other applicable law or regulation),
the Company shall obtain stockholder approval in such a manner and to such a
degree as required.

                  (b) Without stockholder consent and without regard to whether
any participant rights may be considered to have been "adversely affected," the
Board (or the Committee) shall be entitled to change the Offering Periods, limit
the frequency or number of changes in the amount withheld during an Offering
Period, establish the exchange ratio applicable to amounts

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withheld in a currency other than U.S. dollars, permit payroll withholding in
excess of the amount designated by a participant in order to adjust for delays
or mistakes in the Company's processing of properly completed withholding
elections, establish reasonable waiting and adjustment periods or accounting and
crediting procedures to ensure that amounts applied toward the purchase of
Common Stock for each participant properly correspond with amounts withheld from
the participant's Compensation, and establish such other limitations or
procedures as the Board (or the Committee) finds, in its sole discretion,
advisable and consistent with the Plan.

         20.      NOTICES. All notices or other communications by a participant
to the Company under or in connection with the Plan shall be deemed to have been
duly given when received in the form specified by the Company at the location,
or by the person, designated by the Company for the receipt thereof.

         21.      CONDITIONS UPON ISSUANCE OF SHARES. Shares shall not be issued
with respect to an option unless the exercise of such option and the issuance
and delivery of such shares pursuant thereto shall comply with all applicable
provisions of law, domestic or foreign, including, without limitation, the
Securities Act of 1933, as amended, the Exchange Act, the rules and regulations
promulgated thereunder and the requirements of any stock exchange upon which the
shares may then be listed, and shall be further subject to the approval of
counsel for the Company with respect to such compliance.

                  As a condition to the exercise of an option, the Company may
require the person exercising such option to represent and warrant at the time
of any such exercise that the shares are being purchased only for investment and
without any present intention to sell or distribute such shares if, in the
opinion of counsel for the Company, such a representation is required by any of
the aforementioned applicable provisions of law.

         22.      TERM OF PLAN. The Plan shall become effective upon the earlier
to occur of its adoption by the Board or its approval by the stockholders of the
Company. It shall continue in effect for a term of ten (10) years thereafter
unless sooner terminated under Section 19 hereof.

         23.      GOVERNING LAW. The Plan shall be governed by and construed in
accordance with the internal laws of the State of New York applicable to
contracts made and performed within such state, without regard to the principles
of conflicts of law thereof, except as such laws may be supplanted by the
federal laws of the United States of America, which laws shall then

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govern its effect and its construction to the extent they supplant New York law.

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                                    EXHIBIT A

                              NEUBERGER BERMAN INC.

                          EMPLOYEE STOCK PURCHASE PLAN

                             SUBSCRIPTION AGREEMENT

____     Original Application               Enrollment Date:

____     Change in Payroll Deduction Rate

____     Change of Beneficiary(ies)

1.       _______________________________________________________hereby elects to
         participate in the Neuberger Berman Inc. Employee Stock Purchase Plan
         (the "Stock Purchase Plan") and subscribes to purchase shares of the
         Company's Common Stock in accordance with this Subscription Agreement
         and the Stock Purchase Plan.

2.       I hereby authorize payroll deductions from each paycheck in the amount
         ___________ of % (a whole number not to exceed 10%) of my Compensation
         on each payday during the Offering Period in accordance with the Stock
         Purchase Plan. (Please note that no fractional percentages are
         permitted.)

3.       I understand that said payroll deductions will be accumulated for the
         purchase of shares of Common Stock and fractions thereof at the
         applicable Purchase Price determined in accordance with the Stock
         Purchase Plan. I understand that if I do not withdraw from an Offering
         Period, any accumulated payroll deductions will be used to
         automatically exercise my option on the Exercise Date.

4.       I have received a complete copy of the Stock Purchase Plan. I
         understand that my participation in the Stock Purchase Plan is in all
         respects subject to its terms.

5.       Shares and fractions thereof purchased for me under the Stock Purchase
         Plan should be issued in the name of (Employee
         Only):__________________________________

         ___________________________________________________________. I
         understand that shares and fractions thereof purchased by me under the
         Stock Purchase Plan will be held in an account for me by the Company or
         in an account maintained by a brokerage house designated by the
         Committee until I request

                                        1
<PAGE>

         delivery of such shares and cash-out of the fractional shares.

6.       I understand that, under current Federal income tax law, if I dispose
         of any shares received by me pursuant to the Stock Purchase Plan within
         two years after the Enrollment Date (i.e., within two years after the
         first day of the Offering Period during which I purchased such shares),
         I will be treated for Federal income tax purposes as having made a
         disqualifying disposition, and as having received ordinary income at
         the time of such disposition in an amount equal to the excess of the
         Fair Market Value of the shares at the time such shares were delivered
         to me over the price which I paid for the shares. The remainder of the
         gain, if any, recognized on such disqualifying disposition will be
         taxed as capital gain. I hereby agree to notify the Company in writing
         within 30 days after the date of any disqualifying disposition of my
         shares and I will make adequate provision for federal, state or other
         tax withholding obligations, if any, which arise upon such
         disqualifying disposition. The Company may, but will not be obligated
         to, withhold from my compensation the amount necessary to meet any
         applicable withholding obligation including any withholding necessary
         to make available to the Company any tax deductions or benefits
         attributable to sale or disqualifying disposition of Common Stock by
         me. ANY DISPOSITION OF SHARES ACQUIRED PURSUANT TO THE PLAN SHALL AT
         ALL TIMES BE SUBJECT TO ANY THEN CURRENT COMPANY POLICY ON SELLING
         SHARES OF THE COMPANY'S COMMON STOCK.

7.       I hereby agree to be bound by the terms of the Stock Purchase Plan. The
         effectiveness of this Subscription Agreement is dependent upon my
         eligibility to participate in the Stock Purchase Plan.

8.       In the event of my death, I hereby designate the following as my
         beneficiary(ies) to receive all payments and shares due me under the
         Stock Purchase Plan and/or to exercise any then-existing option on the
         Exercise Date immediately following my death pursuant to the terms of
         the Stock Purchase Plan:

                                        2
<PAGE>

Name: (Please Print)

________________________________________________________________________________
(Last)                          (First)            (Middle)

____________________________                 ___________________________________
Relationship                                 (Address)

                                       3
<PAGE>

Name: (Please Print)

________________________________________________________________________________
(Last)                          (First)            (Middle)

____________________________                 ___________________________________
Relationship                                 (Address)

Employee's Social

Security Number:                    ___________________________________

Employee's Address:                 ___________________________________

                                    ___________________________________

                                    ___________________________________

I UNDERSTAND THAT THIS SUBSCRIPTION AGREEMENT SHALL REMAIN IN EFFECT THROUGHOUT
SUCCESSIVE OFFERING PERIODS UNLESS TERMINATED BY ME.

Dated:_____________________         ___________________________________
                                    Signature of Employee

                                       4
<PAGE>

                                    EXHIBIT B

                              NEUBERGER BERMAN INC.
                          EMPLOYEE STOCK PURCHASE PLAN

                              NOTICE OF WITHDRAWAL

            The undersigned participant in the Neuberger Berman Inc.
Employee Stock Purchase Plan (the "Plan") hereby notifies the Company that he or
she hereby withdraws from the Plan. The undersigned understands that no payroll
deductions will be made for the purchase of shares in the Offering Period that
begins following the date hereof and for any succeeding Offering Periods and the
undersigned shall be eligible to participate in succeeding Offering Periods only
by delivering to the Company a new Subscription Agreement within the time period
set forth in Section 5 of the Plan.

                                             Name and Address of Participant

                                             _______________________________

                                             _______________________________

                                             _______________________________

                                             Signature:

                                             _______________________________

                                             Date: _________________________

                                        1
<PAGE>Prepared by MERRILL CORPORATION www.edgaradvantage.com

CATERPILLAR INC.

1996 STOCK OPTION AND LONG-TERM INCENTIVE PLAN

(Amended and Restated as of 06/07/2000)  

 Section 1.  Purpose  

    The Caterpillar Inc. 1996 Stock Option and Long-Term Incentive Plan ("Plan") is designed to attract and retain outstanding individuals as
directors, officers and key employees of Caterpillar Inc. and its subsidiaries (collectively, the "Company"), and to furnish incentives to such individuals through awards based upon the
performance of the Company and its stock. To this end, the Plan provides for grants of stock options, restricted stock, and performance awards, or combinations thereof, to non-employee
directors, officers and other key employees of the Company, on the terms and subject to the conditions set forth in the Plan. 

Section 2.  Shares Subject to the Plan  

 2.1  Shares Reserved for Issuance  

    Twenty-four million shares of Company common stock ("Shares") shall be available for issuance under the Plan either from authorized but unissued
Shares or from Shares acquired by the Company, including Shares purchased in the open market. An additional four million Shares authorized but unissued under prior Company stock option plans shall be
available for issuance under this Plan. 

 2.2  Stock Splits/Stock Dividends  

    In the event of a change in the outstanding Shares of the Company by reason of a stock dividend, recapitalization, merger, consolidation, split-up,
combination, exchange of shares, or similar event, the Compensation Committee ("Committee") of the Company's Board of Directors ("Board") shall take any action, which, in its discretion, it deems
necessary to preserve benefits under the Plan, including
adjustment to the aggregate number of Shares reserved for issuance under the Plan, the number and option price of Shares subject to outstanding options granted under the Plan and the number and price
of Shares subject to other awards under the Plan. 

 2.3  Reacquired Shares  

    If Shares issued pursuant to the Plan are not acquired by participants because of lapse, expiration or termination of an award, such Shares shall again become
available for issuance under the Plan. Shares tendered upon exercise of an option by a Plan participant may be added back and made available solely for future grants under the Plan. 

Section 3.  Administration  

    The Committee shall have the authority to grant awards under the Plan to officers and other key employees of the Company. Except as limited by the express
provisions of the Plan or by resolutions adopted by the Board, the Committee also shall have the authority and discretion to interpret the Plan, to establish and revise rules and regulations relating
to the Plan, and to make any other determinations that it believes necessary or advisable for administration of the Plan. 

    The
Committee shall be composed solely of members of the Board that are outside directors, as that term is defined in Section 162(m) of the Internal Revenue Code. The Committee
shall have no authority with respect to non-employee director awards under the Plan. 

1

Section 4.  Stock Options  

 4.1  Company Employees  

    (a)  Eligibility 

    The
Committee shall determine Company officers and employees to whom options shall be granted, the timing of such grants, and the number of shares subject to the option; provided that
the maximum number of Shares upon which options may be granted to any employee in any calendar year shall be 400,000. 

    (b)  Option
Exercise Price 

    The
exercise price of each option shall not be less than 100% of the fair market value of Shares underlying the option at the time the option is granted. The fair market value for
purposes of determining the exercise price shall be the mean between the high and low prices at which Shares are traded on the New York Stock Exchange the day the option is granted. In the event this
method for determining fair market value is not practicable, fair market value shall be determined by such other reasonable method as the Committee shall select. 

    (c)  Option
Exercise 

    Options
shall be exercisable in such installments and during such periods as may be fixed by the Committee at the time of grant. Options that are not incentive stock options as
defined in Section 4.1(f) of the Plan shall not be exercisable after the expiration of ten years from the date of grant. 

    Payment
of the exercise price shall be made upon exercise of all or a portion of any option. Such payment shall be in cash or by tendering Shares having a fair market value equal to
100% of the exercise price. The fair market value of Shares for this purpose shall be the mean between the high and low prices at which Shares are traded on the New York Stock Exchange on the date of
exercise. Upon exercise of an option, any applicable taxes the Company is required to withhold shall be paid to the Company. Shares to be received upon exercise may be surrendered to satisfy
withholding obligations. 

    (d)  Termination
of Employment 

    The
Committee may require a period of continued employment before an option can be exercised. That period shall not be less than one year, except that the Committee may permit a
shorter period in the event of termination of employment by retirement or death. 

    Termination
of employment with the Company shall terminate remaining rights under options then held; provided, however, that an option grant may provide that if employment terminates
after completion of a specific period, the option may be exercised during a period of time after termination. That period may not exceed sixty months where termination of employment is caused by
retirement or death or sixty days where termination results from any other cause. If death occurs after termination of employment but during the period of time specified, such period may be extended
to not more than sixty-six months after retirement, or thirty-eight months after termination of employment for any other cause. In the event of termination within two years after a Change
of Control as defined in Section 7.2 of the Plan, options shall be exercisable for a period of sixty months following the date of termination or for the maximum term of the option, whichever is
shorter. Notwithstanding the foregoing, the Committee may change the post-termination period of exercisability of an option provided that change does not extend the original maximum term
of the option. 

    (e)  Transferability
of Options 

(i)  Except
as otherwise permitted in Section 4.1(e)(ii), options shall not be transferable other than by will or the laws of descent and distribution or pursuant to a qualified
domestic relations order as defined by the Internal Revenue Code or the Employee Retirement Income Security Act. Options 

2

are exercisable during the holder's lifetime only by the holder, unless the holder becomes incapacitated or disabled, in which case the option may be exercised by the holder's authorized
representative. A holder may file with the Company a written designation of beneficiaries with the authority to exercise options in the event of the holder's death. 

    
(ii)  Notwithstanding the provisions of Section 4.1(e)(i), and in addition to the permissible transfers under that provision, options granted to persons at the level of Vice
President and above, as well as directors of this corporation and persons retired from those positions, may be transferred to any one or more "Permitted Transferees," as long as those options are not
incentive stock options as defined below. Options granted to employees below the level of Vice President may be transferred upon prior approval of the Company's Director of Compensation and Benefits
pursuant to the terms of this section. 

    
(iii)  For purposes of Section 4.1(e)(ii), the term "Permitted Transferees" shall mean the individual to whom the option is granted; the lineal descendants of the individual to
whom the option is granted; the spouses of the lineal descendants of the individual to whom the option is granted; the estate (and any trust that serves a distributive function of an estate) of the
individual to whom the option is granted; and all trusts, corporations, partnerships, limited liability companies and other entities in which, directly or indirectly, but for the exercise of a power
of appointment or the death of the survivor of the individuals who are Permitted Transferees, each owner of an equitable interest is an individual who is a Permitted Transferee. 

    (f)  Incentive
Stock Options 

    Incentive
stock options, as defined in Section 422 of the Internal Revenue Code, may be granted under the Plan. The decision to grant incentive stock options to particular
persons is within the Committee's discretion. Incentive stock options shall not be exercisable after expiration of ten years from the date of grant. The amount of incentive stock options vesting in a
particular year cannot exceed $100,000 per option recipient, based on the fair market value of the options on the date of grant; provided that any portion of an option that cannot be exercised as an
incentive stock option because of this limitation may be converted by the Committee to another form of option. The Board may amend the Plan to comply with Section 422 of the Internal Revenue
Code or other applicable laws and to permit options previously granted to be converted to incentive stock options. 

 4.2  Non-Employee Directors  

    (a)  Terms

    Options
with a term of ten years and one day are granted to each non-employee director for 4,000 Shares, effective as of the close of each annual meeting of
stockholders at which an individual is elected a director or following which such individual continues as a director. Options granted to non-employee directors shall become exercisable by
one-third at the end of each of the three successive one-year periods since the date of grant. The exercise price of each option shall be 100% of the fair market value of
Shares underlying the option on the date of grant. 

    (b)  Termination
of Directorship 

    An
option awarded to a non-employee director may be exercised any time within 60 months of the date the director terminates such status. In the event of a
director's death, the director's authorized representative may exercise the option within 60 months of the date of death, provided that if the director dies after cessation of director status,
the option is exercisable within 66 months of such cessation. In no event shall an option awarded to a non-employee director be exercisable beyond the expiration date of that
option. 

3

Section 5.  Restricted Stock  

 5.1  Company Employees  

    (a)  Eligibility 

    The
Committee may determine whether restricted stock shall be awarded to Company officers and employees, the timing of award, and the conditions and restrictions imposed on the award. 

    (b)  Terms

    During
the restriction period, the recipient shall have a beneficial interest in the restricted stock and all associated rights and privileges of a stockholder, including the right to
vote and receive dividends, subject to any restrictions imposed by the Committee at the time of grant. 

    The
following restrictions will be imposed on Shares of restricted stock until expiration of the restriction period: 

(i)  The
recipient shall not be entitled to delivery of the Shares; 

    
(ii)  None of the Shares issued as restricted stock may be transferred other than by will or by the laws of descent and distribution; and 

    
(iii)  Shares issued as restricted stock shall be forfeited if the recipient terminates employment with the Company, except for termination due to retirement after a specified age,
disability, death or other special circumstances approved by the Committee. 

    Shares
awarded as restricted stock will be issued subject to a restriction period set by the Committee of no less than two nor more than ten years. The Committee, except for
restrictions specified in the preceding paragraphs, shall have the discretion to remove any or all of the restrictions on a restricted stock award whenever it determines such action appropriate. Upon
expiration of the restriction period, the Shares will be made available to the recipient, subject to satisfaction of applicable tax withholding requirements. 

 5.2  Non-Employee Directors  

    (a)  On January 1 of each year, 400 Shares of restricted stock shall be granted to each director who is not currently an employee
of the Company. The stock will be subject to a restriction period of three years from the date of grant. During the restriction period, the recipient shall have a beneficial interest in the restricted
stock and all associated rights and privileges of a stockholder, including the right to vote and receive dividends. 

    The
following restrictions will be imposed on restricted stock until expiration of the restricted period: 

(i)  The
recipient shall not be entitled to delivery of the Shares; 

    
(ii)  None of the Shares issued as restricted stock may be transferred other than by will or by the laws of descent and distribution; and 

    
(iii)  Shares issued as restricted stock shall be forfeited if the recipient ceases to serve as a director of the Company, except for termination due to death, disability, or retirement
under the Company's Directors' Retirement Plan. 

    Upon
expiration of the restriction period, the Shares will be made available to the recipient, subject to satisfaction of applicable tax withholding requirements. 

    (b)  Each
January 1st, 350 shares of restricted stock, in addition to shares described in Section 5.2(a), shall be awarded to each director who is not
currently and has not been an employee of the Company. Shares awarded under this Section 5.2(b) will be held in escrow until the director terminates service with 

4

the Company. During the restriction period, the recipient shall have a beneficial interest in the restricted stock and all associated rights and privileges of a stockholder except as discussed below. 

    The
following restrictions will be imposed on restricted stock awarded under this Section 5.2(b) until it is made available to the recipient: 

(i)  The
recipient shall not receive dividends on the shares, but an amount equal to such dividends will be credited to the director's stock equivalent account in the Company's
Directors' Deferred Compensation Plan; 

    
(ii)  The recipient shall not be entitled to delivery of the shares; 

    
(iii)  None of the shares awarded may be transferred other than by will or by the laws of descent and distribution; and 

    
(iv)  The right to receive shares shall be subordinate to the claims of general creditors of the Company. 

    Upon
termination of service, restricted shares will be made available to the recipient subject to satisfaction of applicable tax withholding requirements; provided, however, that if
the recipient has not served on the Board for at least five years at the time of such termination, all restricted shares awarded under this Section 5.2(b) shall be forfeited. 

    Pursuant
to termination of the Company's Directors' Retirement Plan effective December 31, 1996, each director continuing in office was awarded an amount of restricted stock
equal to the accumulated value of past pension accruals as determined by the Company's actuary. Those shares will be subject to the same restrictions as shares awarded annually pursuant to this
Section 5.2(b). 

Section 6.  Performance Awards  

 6.1  Eligibility and Terms  

    The Committee may grant awards to officers and other key employees ("Performance Awards") based upon Company performance over a period of years ("Performance
Period"). The Committee shall have sole discretion to determine persons eligible to participate, the Performance Period, Company performance factors applicable to the award ("Performance Measures"),
and the method of Performance Award calculation. 

    At
the time the Committee establishes a Performance Period for a particular award, it shall also establish Performance Measures and targets to be attained relative to those measures
("Performance Targets"). Performance Measures may be based on any of the following factors, alone or in combination, as the Committee deems appropriate: (i) return on assets; (ii) return
on equity; (iii) return on sales; (iv) total shareholder return; (v) cash flow; (vi) economic value added; and (vii) net earnings. Performance Targets may include a
minimum, maximum and target level of performance with the size of Performance Awards based on the level attained. Once established, Performance Targets and Performance Measures shall not be changed
during the Performance Period; provided, however, that the Committee may eliminate or decrease the amount of a Performance Award otherwise payable to a participant. Upon completion of a Performance
Period, the Committee shall determine the Company's performance in relation to the Performance Targets for that period and certify in writing the extent to which Performance Targets were satisfied. 

 6.2  Payment of Awards  

    Performance Awards may be paid in cash, Shares of restricted stock (pursuant to terms applicable to restricted stock awarded to Company employees as described
in the Plan) or a combination thereof, as determined by the Committee. Performance Awards shall be made not later than 90 days following the end 

5

of the relevant Performance Period. The fair market value of a Performance Award payment to any individual employee in any calendar year shall not exceed $2.5 million. The fair market value of
Shares to be awarded shall be determined by the average of the high and low price of Shares on the New
York Stock Exchange on the last business day of the Performance Period. Federal, state and local taxes will be withheld as appropriate. 

 6.3  Termination  

    To receive a Performance Award, the participant must be employed by the Company on the last day of the Performance Period. If a participant terminates
employment during the Performance Period by reason of death, disability or retirement, a payout based on the time of employment during the Performance Period shall be distributed. Participants
employed on the last day of the Performance Period, but not for the entire Performance Period, shall receive a payout prorated for that part of the Performance Period for which they were participants.
If the participant is deceased at the time of Performance Award payment, the payment shall be made to the recipient's designated representative. 

Section 7.  Election to Receive Non-Employee Director Fees in Shares  

    Effective April 8, 1998, non-employee directors shall have the option of receiving all or a portion of their annual retainer fees, as well
as fees for attendance at meetings of the Board and committees of the Board (including any Committee Chairman stipend), in the form of Shares. 

    The
number of Shares that may be issued pursuant to such election shall be based on the amount of cash compensation subject to the election divided by the fair market value of one
Share on the date such cash compensation is payable. The fair market value shall be the mean between the high and low prices at which shares are traded on the New York Stock Exchange on payable date. 

    Shares
provided pursuant to the election shall be held in book-entry form by the Company on behalf of the non-employee director. Upon request, the Company
shall deliver Shares so held to the non-employee director. While held in book-entry form, the Shares shall have all associated rights and privileges, including voting rights
and the right to receive dividends. 

Section 8.  Change of Control  

 8.1  Effect on Grants and Awards  

    Unless the Committee shall otherwise expressly provide in the agreement relating to a grant or award under the Plan, upon the occurrence of a Change of Control
as defined below: (i) all options then outstanding under the Plan shall become fully exercisable as of the date of the Change of Control; (ii) all terms and conditions of restricted
stock awards then outstanding shall be deemed satisfied as of the date of the Change of Control; and (iii) all Performance Awards for a Performance Period not completed at the time of the
Change of Control shall be payable in an amount equal to the product of the maximum award opportunity for the Performance Award and a fraction, the numerator of which is the number of months that have
elapsed since the beginning of the Performance Period through the later of (A) the date of the Change of Control or (B) the date the participant terminates employment, and the
denominator of which is the total number of months in the Performance Period; provided, however, that if this Plan shall remain in force after a Change of Control, a Performance Period is completed
during that time, and the participant's employment has not terminated, this provision (iii) shall not apply. 

 8.2  Change of Control Defined  

    For purposes of the Plan, a "Change of Control" shall be deemed to have occurred if: 

    (a)  Any
person becomes the "beneficial owner" (as defined in Rule 13d-3 under the Exchange Act), directly or indirectly, of securities of the
Company representing 15 percent or more of the combined voting 

6

power of the Company's then outstanding common stock, unless the Board by resolution negates the effect of this provision in a particular circumstance, deeming that resolution to be in the best
interests of Company stockholders; 

    (b)  During
any period of two consecutive years, there shall cease to be a majority of the Board comprised of individuals who at the beginning of such period
constituted the Board; 

    (c)  The
shareholders of the Company approve a merger or consolidation which would result in the voting securities of the Company outstanding immediately prior thereto
continuing to represent (either by remaining outstanding or by being converted into voting securities of the surviving entity) less than fifty percent of the combined voting power of the voting
securities of the Company or such surviving entity outstanding immediately after such merger or consolidation; or 

    (d)  Company
shareholders approve a plan of complete liquidation of the Company or an agreement for the sale or disposition by the Company of all or substantially all
of its assets. 

Section 9.  Amendment and Termination  

    The Board may terminate the Plan at any time, except with respect to grants and awards then outstanding. The Board may amend the Plan without shareholder
approval, unless such approval is necessary to comply with applicable laws, including provisions of the Exchange Act or Internal Revenue Code. 

Section 10.  Regulatory Compliance  

    Notwithstanding any other provision of the Plan, the issuance or delivery of any Shares may be postponed for such period as may be required to comply with any
applicable requirements of any national securities exchange or any requirements under any other law or regulation applicable to the issuance or delivery of such Shares. The Company shall not be
obligated to issue or deliver any Shares if such issuance or delivery shall constitute a violation of any provision of any law or regulation of any governmental authority or national securities
exchange. 

Section 11.  Effective Date  

    The Plan shall be effective upon its approval by the Company's stockholders at the 1996 Annual Meeting of Stockholders. 

7

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