Document:

EXHIBIT 4.1

<PAGE>
                         SUBSEQUENT TRANSFER INSTRUMENT

                  Pursuant to this Subsequent Transfer Instrument (the
"Instrument"), dated August 10, 2000, among Superior Bank FSB, as seller (the
"Seller"), LaSalle Bank National Association, as indenture trustee (the
"Indenture Trustee") and AFC Trust Series 2000-2, issuer of the AFC Mortgage
Loan Asset Backed Notes, Series 2000-2, as purchaser (the "Issuer"), and
pursuant to the Sale and Servicing Agreement, dated as of June 1, 2000, by and
among Superior Bank FSB, as Seller and Servicer, the Issuer and the Indenture
Trustee (the "Sale and Servicing Agreement"), the Seller and the Issuer agree to
the sale by the Seller and the purchase by the Issuer, and pledge by the Issuer
to the Indenture Trustee, of the Mortgage Loans listed on the attached Schedule
of Mortgage Loans (the "Subsequent Mortgage Loans").

                  Capitalized terms used and not defined herein have their
respective meanings as set forth in the Sale and Servicing Agreement.

                  Section 1.        Conveyance of Subsequent Mortgage Loans.
                                    ---------------------------------------

                  (a) The Seller, upon receipt of the purchase price therefor,
does hereby sell, transfer, assign, set over and convey to the Issuer, without
recourse, all of its right, title and interest in and to the Subsequent Mortgage
Loans, excepting the Seller's Yield, and including all amounts due on the
Subsequent Mortgage Loans after the related Subsequent Cut-off Date, and all
items with respect to the Subsequent Mortgage Loans to be delivered pursuant to
Section 2.04 of the Sale and Servicing Agreement; provided, however that the
Seller reserves and retains all right, title and interest in and to amounts
(including Prepayments, Curtailments and Excess Payments) due or accrued on the
Subsequent Mortgage Loans on or prior to the related Subsequent Cut-off Date.
The Seller, contemporaneously with the delivery of this Agreement, has delivered
or caused to be delivered to the Indenture Trustee or, if a Custodian has been
appointed pursuant to Section 6.12 of the Indenture to the Custodian each item
set forth in Section 2.04 of the Sale and Servicing Agreement. The transfer to
the Issuer by the Seller of the Subsequent Mortgage Loans identified on the
Mortgage Loan Schedule shall be absolute and is intended by the Seller, the
Servicer, the Issuer, the Indenture Trustee, the Noteholders and the
Certificateholders to constitute and to be treated as a sale by the Seller to
the Issuer.

                  (b) The Issuer hereby grants to the Indenture Trustee, as
trustee for the benefit of the Noteholders and the Note Insurer, all of the
Issuer's right, title and interest in and to the Subsequent Mortgage Loans and
the proceeds thereof under the Related Documents, excepting the Seller's Yield
and all amounts due or accrued on the Subsequent Mortgage Loans on or prior to
the related Subsequent Cut-off Date.

                  (c) The expenses and costs relating to the delivery of the
Subsequent Mortgage Loans, this Instrument and the Sale and Servicing Agreement
shall be borne by the Seller.

                  (d) Additional terms of the sale are set forth on Attachment A
hereto.

<PAGE>

                  Section 2.        Representations and Warranties; Conditions
                                    Precedent.
                                    ------------------------------------------

                  (a) The Seller, contemporaneously with the delivery of this
Agreement, hereby affirms the representations and warranties set forth in
Section 3.02 of the Sale and Servicing Agreement that relate to the Subsequent
Mortgage Loans as of the date hereof. The Seller hereby confirms that each of
the conditions set forth in Section 2.10(b), and as applicable, Section 2.10(c)
or Section 2.10(d), of the Sale and Servicing Agreement are satisfied as of the
date hereof.

                  (b) All terms and conditions of the Sale and Servicing
Agreement are hereby ratified and confirmed; provided, however, that in the
event of any conflict the provisions of this Instrument shall control over the
conflicting provisions of the Sale and Servicing Agreement.

                  Section 3.        Recordation of Instrument.
                                    -------------------------

                  To the extent permitted by applicable law, this Instrument, or
a memorandum thereof if permitted under applicable law, is subject to
recordation in all appropriate public offices for real property records in all
of the counties or other comparable jurisdictions in which any or all of the
properties subject to the Mortgages are situated, and in any other appropriate
public recording office or elsewhere, such recordation to be effected by the
Servicer at the Noteholders' expense on direction of the Note Insurer or the
related Majority Noteholders, but only when accompanied by an Opinion of Counsel
to the effect that such recordation materially and beneficially affects the
interests of the Noteholders or is necessary for the administration or servicing
of the Mortgage Loans.

                  Section 4.        Governing Law.
                                    -------------

                  This Instrument shall be construed in accordance with the laws
of the State of New York and the obligations, rights and remedies of the parties
hereunder shall be determined in accordance with such laws, without giving
effect to principles of conflicts of law.

                  Section 5.        Counterparts.
                                    ------------

                  This Instrument may be executed in one or more counterparts
and by the different parties hereto on separate counterparts, each of which,
when so executed, shall be deemed to be an original; such counterparts,
together, shall constitute one and the same instrument.

                  Section 6.        Successors and Assigns.
                                    ----------------------

                  This Instrument shall inure to the benefit of and be binding
upon the Seller, the Issuer and the Indenture Trustee and their respective
successors and assigns.

                  Section 7.        Limitation of Liability.
                                    -----------------------

                  It is expressly understood and agreed by the parties hereto
that (a) this Agreement is executed and delivered by Wilmington Trust Company,
not individually or personally but solely as Owner Trustee (in such capacity,
the "Owner Trustee") under the Trust Agreement, in the exercise

<PAGE>

of the powers and authority conferred and vested in it under the Trust
Agreement, (b) each of the representations, undertakings and agreements herein
made on the part of the Owner Trustee is made and intended not as personal
representations, undertakings and agreements by Wilmington Trust Company but is
made and intended for the purpose for binding only the Owner Trustee and (c)
under no circumstances shall Wilmington Trust Company be personally liable for
the payment of any indebtedness or expenses of the Owner Trustee or be liable
for the breach or failure of any obligation, representation, warranty or
covenant made or undertaken by the Owner Trustee under this Agreement or the
other related documents.

                                       SUPERIOR BANK FSB

                                       By:/s/ John Soricelli
                                          --------------------------------------
                                       Name:  John Soricelli
                                       Title: Vice President

                                       LASALLE BANK NATIONAL
                                       ASSOCIATION, as Indenture Trustee

                                       By:/s/ Barbara L. Marik
                                          --------------------------------------
                                       Name:  Barbara L. Marik
                                       Title: Assistant Vice President

                                       AFC TRUST SERIES 2000-2

                                       By: Wilmington Trust Company, not in
                                           its individual capacity but solely as
                                           Owner Trustee

                                       By: /s/ Kathleen A. Pedilini
                                          --------------------------------------
                                       Name:  Kathleen A. Pedilini
                                       Title: Administrative Account Manager

Attachments
-----------

         A.       Additional terms of the sale.
         B.       Schedule of Subsequent Mortgage Loans.

<PAGE>

<TABLE>
<CAPTION>
                            AFC MORTGAGE LOAN ASSET BACKED CERTIFICATES, SERIES 2000-2
                                       ATTACHMENT A TO SUBSEQUENT TRANSFER
                                              INSTRUMENT FOR GROUP 1
                                                   Series 2000-2
                                                  August 10, 2000

<S>                                                                                             <C>
A.

     1.       Subsequent Cut-off Date:                                                          August 9, 2000

     2.       Pricing Date:                                                                     _______________

     3.       Subsequent Transfer Date:                                                         August 10, 2000

     4.       Aggregate Principal Balance of the Group 1 Subsequent
              Mortgage Loans as of the Subsequent Cut-off Date:                                 $340,562.39

     5.       Purchase Price for Group 1 Subsequent Mortgage Loans                              $340,562.39

     6.       Amount for deposit into the Group 1 Interest Coverage
              Account in respect of Subsequent Mortgage Loans that are
              Deferred Payment Loans                                                            $0

     7.       Aggregate Principal Balance of Group 1 Subsequent
              Mortgage Loans that are Permanent Buydown Companion
              Loans                                                                             $0

B.   I.       As to the Group 1 Subsequent Mortgage Loans the subject of
              this Instrument (excluding any Permanent Buydown
              Companion Loans)

     1.       Longest original term to maturity:                                                300 months

     2.       Shortest original term to maturity:                                               120 months

     3.       Lowest Mortgage Rate:                                                             10.750%

     4.       Greatest Combined Loan-to-Value Ratio:                                            99.250%

     5.       Greatest Principal Balance of Single Loan                                         $63,251.06

     5a.      Greatest Principal Balance of any other Group 1 Mortgage
              Loan                                                                              $63,251.06

     6.       Percentage with a first payment date not later than November
              1, 2000                                                                           100%

     7.       Last first payment date                                                           August 1, 2000

     8.       Percentage of Mortgage Loans purchased from any single
              unaffiliated third party                                                          0.00%

     II.      As to all Group 1 Mortgage Loans (other than any Permanent
              Buydown Companion Loans), upon final transfer of all Group
              1 Subsequent Mortgage Loans:

<PAGE>

     1.       Percentage with a first payment date no later than
              _____________                                                                                %
                                                                                                ----------

     2.       WAC                                                                               11.588%

     3.       WAM (remaining)                                                                   258.16 months

     4.       Weighted Average CLTV                                                              76.95%

     5.       Balloon Loans                                                                     24.95 %

     6.       Non-owner occupied Mortgaged Properties                                           9.06 %

     7.       Single Zip Code Concentration                                                     0.51 %

     8.       Condominiums                                                                      3.11 %

     9.       Single Family Properties                                                          76.67 %

     10.      Multifamily and Mixed Use Properties                                              5.28 %

     11.      Manufactured Homes                                                                13.99 %

     12.      Commercial Properties                                                             0.96

     13.      First Liens`                                                                      77.26

     14.      Percentage with an outstanding balance greater than $500,000                      2.86

     15.      WA months since origination on Subsequent Transfers                               1.47 months

     16.      Percentage with a first payment date on or prior to October 1,
              2000                                                                              100%

     17.      Greatest Principal Balance of Single Loan                                         $1,160,250.00

     18       Greatest Principal Balance of any other Group 1 Mortgage
              Loans                                                                             $770,250.00

     19.      SAM Loans (included only in the Initial Pool)                                     5.59
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
                             AFC MORTGAGE LOAN ASSET BACKED CERTIFICATES, SERIES 2000-2
                                        ATTACHMENT A TO SUBSEQUENT TRANSFER
                                               INSTRUMENT FOR GROUP 2
                                                    Series 2000-2
                                                   August 10, 2000

<S>                                                                                               <C>
A.

     1.       Subsequent Cut-off Date:                                                            August 9, 2000

     2.       Pricing Date:                                                                       _______________

     3.       Subsequent Transfer Date:                                                           August 10, 2000

     4.       Aggregate Principal Balance of the Group 2 Subsequent
              Mortgage Loans as of the Subsequent Cut-off Date:                                   $17,952,389.35

     5.       Purchase Price for Group 2 Subsequent Mortgage Loans:                               $17,952,389.35

     6.       Amount for deposit into the Group 2 Interest Coverage Account
              in respect of Subsequent Mortgage Loans that are Deferred
              Payment Loans                                                                       $10,249.24

B.   I.       As to the Group 2 Subsequent Mortgage Loans the subject of
              this Instrument:

     1.       Longest original term to maturity:                                                  360 months

     2.       Shortest original term to maturity:                                                 300 months

     3.       Lowest Gross Margin:                                                                3.750%

     4.       Lowest Maximum Mortgage Rate:                                                       13.500%

     4a.      Greatest Maximum Mortgage Rate                                                      20.375%

     5.       Greatest LTV.:                                                                      95.000%

     6.       Greatest Principal Balance:                                                         $482,564.50

     7.       Percentage with a first payment date not later than November 1,
              2000:                                                                               100%

     8.       WA number of months since origination                                               1.09

     9.       Last first payment date                                                             September 1, 2000

    10.       Percentage of Mortgage Loans purchased from any single
              unaffiliated third party                                                            1.89%

     II.      As to all Group 2 Mortgage Loans, upon final transfer of all
              Group 2 Subsequent Mortgage Loans:

     1.       Weighted Average Gross Margin                                                       6.507 %

<PAGE>

     2.       WAM (remaining)                                                                     356.96 months

     3.       Weighted Average LTV.                                                               79.95%

     4.       Non-owner occupied Mortgaged Properties                                             6.42%

     5.       Single Zip Code Concentration                                                       .29%

     6.       Condominiums and PUDS                                                               5.34%

     7.       Single Family                                                                       84.75%

     8.       Multifamily                                                                         0%

     9.       Mixed Use                                                                           0%

     10.      Commercial                                                                          0%

     11.      Manufactured Homes                                                                  9.91%

     12.      First Liens                                                                         100%

     13.      WA Months since origination on Subsequent Transfers                                 1.17 months

     14.      Percentage with first payment due date on or prior to October 1,
              2000                                                                                100%

     15.      SAM Loans                                                                           0

     16.      Weighted Average Maximum Mortgage Rate                                              17.544

     17.      Weighted Average Coupon                                                             11.286

     18.      Greatest Principal Balance                                                          $680,000.00
</TABLE>

<PAGE>

                 ATTACHMENT B TO SUBSEQUENT TRANSFER INSTRUMENT

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                  SALE SCHEDULE - GROUP 1                            Page 1  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF GROUP 1 FIXED RATE MORTGAGES - SETTLEMENT 8/10/2000

                                                                                                                       Principal
                                                                                                                 Zip   Balance at
Pool ID    Inv     Account       Name                         Address                       City          State Code  Origination
-----------------------------------------------------------------------------------------------------------------------------------
<S>        <C>    <C>         <C>                          <C>                           <C>              <C>   <C>   <C>
   247-17  900    800586497   KINDALL GREGORY DEAN         3234 WEST AVENUE              GULF BREEZE       FL   32561    14,900.00
   247-17  901    803564939   CLIFTON BRYAN S              914 FIDDLERS GREEN ROAD       BASSETT           VA   24055    30,600.00
                 ------------------------------------------                                                           -------------
                           2  Sale Total                                                                                 45,500.00

   247-38  905    8000763659  WIPPERLING DEBRA             312 LOCUST STREET             ODEBOLT           IA   51458    27,900.00
                 ------------------------------------------                                                           -------------
                           1  Sale Total                                                                                 27,900.00

   247-67  900    661541219   BUTLER ROLAND JR             7008 FOREST PARK BLVD         HOPKINSVILLE      KY   42240    12,100.00
   247-67  900    661542472   BANKS JESSIE GENIE JR        168 TAUNTON PLACE             BUFFALO           NY   14216    12,000.00
   247-67  900    800320590   TALLENT STEVEN M             4346 HEIDELBERG               SAINT LOUIS       MO   63123    17,905.00
   247-67  900    800435653   KASSON M REXANNA             3209 WEST 21ST STREET         LAWRENCE          KS   66047    12,968.00
   247-67  900    800943797   HALL DAVID L                 1921 CANBY HILLS ROAD         KNOXVILLE         TN   37923    19,900.00
   247-67  900    800961195   HANNAN HOWARD W              909 20TH ST NW                MINOT             ND   58703    20,300.00
   247-67  900    803000405   SCHLEICHER FRED FRANCIS      670 SOUTH 13TH STREET         INDIANA           PA   15701    63,900.00
   247-67  900    5100020295  HEISE ERIC M                 12832 ROYAL GRAND             REDFORD           MI   48239    18,800.00
   247-67  900    5200001930  GRAVES ERIC JAMES            1625 LILLIAN CIRCLE           COLUMBIA          TN   38401    16,200.00
   247-67  900    5200051612  SCHNEIDER HAROLD C           7411 BIRCH ST                 CRYSTAL LAKE      IL   60014    17,800.00
   247-67  900    5200052891  FALKSTROM DIANE L            2946 LOCUST STREET            SEWARD            IL   61077    17,000.00
   247-67  900    5200053766  DUNEGAN PATRICK K            315 SOUTH WALNUT STREET       KIMBALL           NE   69145    12,800.00
   247-67  900    5400000542  FRANTTI MICHAEL E            565 CEDAR ST                  CALUMET           MI   49913    10,900.00
   247-67  900    5500003461  LOHMAN LINDA J               139 DREXHALL LANE             GREECE            NY   14612    16,500.00
   247-67  900    5700221566  OLSON KATHLEEN A             7716 LEAFPLUM DRIVE           LA VISTA          NE   68128    16,400.00
                 ------------------------------------------                                                           -------------
                          15  Sale Total                                                                                285,473.00

                          18  Grand Total Group 1                                                                       358,873.00
</TABLE>

<TABLE>
<CAPTION>
                 Cut-off Date Cut-off Date     First                                     Original Current     Scheduled
                  Principal     Companion     Payment    Maturity     Rem       Date       LTV    Mortgage     Payment
Pool ID    Inv     Balance      Loan Bal.      Date        Date       Term       Due      Ratio     Rate     Int & Prin
--------------------------------------------------------------------------------------------------------------------------
<S>        <C>   <C>          <C>           <C>         <C>          <C>        <C>      <C>      <C>        <C>
   247-17  900      14,020.78          0.00 03/23/1998  02/23/2018   210.48     11/23/00   95.0    15.375          200.34
   247-17  901      30,503.90          0.00 07/28/2000  06/28/2025   298.62      8/28/00   81.8    12.500          333.65
                 ---------------------------                        ---------            ---------------------------------
                    44,524.68          0.00                          270.86                86.0    13.405          533.99

   247-38  905      27,888.62          0.00 08/01/2000  07/01/2015   178.72       9/1/00   90.0    12.300          293.44
                 ---------------------------                        ---------            ---------------------------------
                    27,888.62          0.00                          178.72                90.0    12.300          293.44

   247-67  900      10,256.79          0.00 10/01/1997  09/01/2007    84.72       9/1/00   97.3    15.375          198.00
   247-67  900      11,105.44          0.00 11/01/1997  10/01/2012   145.71       9/1/00   96.2    13.125          152.82
   247-67  900      14,439.45          0.00 09/22/1997  08/22/2007    84.39      9/22/00   95.2    13.625          273.98
   247-67  900      11,103.26          0.00 01/08/1998  12/08/2007    87.95       9/8/00   96.5    16.000          217.23
   247-67  900      17,725.98          0.00 08/01/1998  07/01/2008    94.68       9/1/00   96.6    15.490          327.05
   247-67  900      17,715.23          0.00 09/01/1998  08/01/2008    95.70       8/1/00   98.8    12.750          300.11
   247-67  900      63,251.06          0.00 02/12/2000  01/12/2020   233.10      9/12/00   73.4    13.500          771.51
   247-67  900      17,690.28          0.00 09/21/1998  08/21/2013   156.36      8/21/00   96.1    12.990          237.74
   247-67  900      15,723.49          0.00 10/21/1998  09/21/2023   277.38      8/21/00   92.0    10.750          155.86
   247-67  900      17,711.93          0.00 08/06/1999  07/06/2024   286.85       9/6/00   94.2    14.250          217.68
   247-67  900      16,846.16          0.00 09/17/1999  08/17/2019   228.23     10/17/00   94.9    15.250          227.00
   247-67  900      12,689.07          0.00 10/27/1999  09/27/2019   229.58      9/27/00   99.4    14.250          161.50
   247-67  900      10,611.58          0.00 02/07/1998  01/07/2023   268.93       8/7/00   95.5    13.975          131.00
   247-67  900      14,935.36          0.00 11/28/1998  10/28/2008    98.60      8/28/00   99.6    13.250          248.80
   247-67  900      16,344.01          0.00 10/09/1999  09/09/2024   288.99       8/9/00   96.4    14.750          206.88
                 ---------------------------                        ---------            ---------------------------------
                   268,149.09          0.00                          189.50               90.9     13.830        3,827.16

                   340,562.39          0.00                          199.26               90.2     13.649        4,654.59
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                SALE SCHEDULE A - GROUP 2                            Page 1  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF ADJUSTABLE RATE MORTGAGES - SETTLEMENT 8/10/2000

Pool ID    Inv    Account       Name                               Address                            City                State
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>   <C>         <C>                                <C>                                <C>                    <C>
   332-14  901   802329276   ZUCKOFSHE VIRGINIA                 208 WINDWARD COURT NORTH           PORT JEFFERSON          NY
   332-14  901   802474403   LOPEZ GASTON F                     2035 NAHUNTA ROAD LOT#6            PIKEVILLE               NC
   332-14  901   802800821   FERGUSON DENNIS                    4 GRANDVIEW AVENUE                 WALLINGFORD             CT
   332-14  901   802852624   DABBS SAMUEL KEN                   9201 HONDA DRIVE                   WILLOW SPRINGS          NC
   332-14  901   802945519   WALTERS JOYCE                      57 OAK WOOD LANE                   TAR HEEL                NC
   332-14  901   802947655   JOHNSON BEATRICE                   4110 JENNINGS STATION RD           ST LOUIS                MO
   332-14  901   803012251   PATTON LINDA BOYD                  1914 RONALD THARRINGTON RD         LOUISBURG               NC
   332-14  901   803165893   CLIFF DOROTHY                      689 EAST 24TH STREET               PATERSON                NJ
   332-14  901   803192491   COLEMAN KATHRYN                    15760 SE 156TH PLACE ROAD          WEIRSDALE               FL
   332-14  901   803207117   MURRAY MICHAEL P                   69 ACORN STREET                    BRIDGEPORT              CT
   332-14  901   803244938   BURRIS LENARD E                    8135 BROOKS ROAD                   KENLY                   NC
   332-14  901   803287770   SHUMAN FRANK E                     801-803 CENTER STREET              WILLIAMSPORT            PA
   332-14  901   803290667   MORRIS MARGUARITE                  47 NORTH EDITH                     PONTIAC                 MI
   332-14  901   803320415   SOSA ANGELA                        4145 FRYER                         THE COLONY              TX
   332-14  901   803337468   MICHALOWSKI LEONARD                225 3RD STREET                     WEATHERLY               PA
   332-14  901   803344316   BRAGG HOWARD                       4635 CHATSWORTH                    DETROIT                 MI
   332-14  901   803345560   SMITH NEIL W                       52 MONROE STREET                   SWEDESBORO              NJ
   332-14  901   803373109   RUSHTON STEVE                      124 KUDZU LANE                     ANGIER                  NC
   332-14  901   803373257   BUTTGEN ROSEMARY O                 5111 5TH AVENUE SOUTH              SAINT PETERSBURG        FL
   332-14  901   803375062   BLAIR SCOTT                        1408 NORTHEAST 18TH PLACE          CAPE CORAL              FL
   332-14  901   803378603   FRISINA RICHARD                    1231 STEAMER AVENUE                MANAHAWKIN              NJ
   332-14  901   803385301   FARMER ROCHAEL                     1205 WEST WISCONSIN AVE            SOUTHERN PINES          NC
   332-14  901   803401215   NUBY WALTER T                      535 WEST BOSTON AVENUE             YOUNGSTOWN              OH
   332-14  901   803404284   PATTERSON ROXANNE T                159 POOL ST                        BIDDEFORD               ME
   332-14  901   803406610   DUVALL KENNETH L                   3320 BARDSTOWN ROAD UNIT 1         LOUISVILLE              KY
   332-14  901   803408046   CLAY DAWN M                        405 SOUTH DIVISION STREET          CASHMERE                WA
   332-14  901   803413988   FRISCH SHARON A                    564 HOLT ROAD                      WEBSTER                 NY
   332-14  901   803414127   REID MARY ANN                      718 KROUSE AVENUE                  WILLIAMSPORT            PA
   332-14  901   803419001   DRAKE CHERISE                      7813 CLAYBURN                      DETROIT                 MI
   332-14  901   803424787   BANEY CARL W                       205 SUNSET DRIVE                   SELINSGROVE             PA
   332-14  901   803449842   TURNER JAMES R                     2380 COUNTY ROAD 13                CLIFTON SPRINGS         NY
   332-14  901   803460161   CRAY RICHARD J                     2620 SOUTH CHADWICK STREET         PHILADELPHIA            PA
   332-14  901   803462357   BROOKS TYNNETIA                    2622 BONAFFON STREET               PHILADELPHIA            PA
   332-14  901   803465434   HALL SAMANTHA                      14593 N LOCUST ST                  CARBON                  IN
   332-14  901   803465780   BUSS DONNA LYNN                    263 GARFIELD AVENUE                LAWRENCE HARBOR         NJ
   332-14  901   803472067   HARRIS JUSTINE                     770 NORTH EUCLID                   ST LOUIS                MO
   332-14  901   803473669   CASTILLO CHRISTINE EILEEN          3035 ROBERTS                       SAGINAW                 MI
   332-14  901   803474923   SWIFT ROBERT G                     82450 RED BLUFF ROAD               SEASIDE                 OR
   332-14  901   803478643   DUNHAM KEVIN                       124 EAST DUVAL STREET              PHILADELPHIA            PA
   332-14  901   803480276   HENNINGER LISA M                   4318 MITCHELL STREET               PHILADELPHIA            PA
   332-14  901   803487206   KAUFF DAVID R                      110 PINE AVENUE                    OAKHILL                 WV
   332-14  901   803492784   BRADDOCK KENNETH                   3905 PROCTOR AVE                   FLINT                   MI
   332-14  901   803494707   PAYNE JILL                         8834 S PAULINA                     CHICAGO                 IL
   332-14  901   803498369   YEFKO RICHARD A                    224 CAMERON STREET                 PLYMOUTH                PA
   332-14  901   803498393   HEICHER MICHAEL W                  385 ROUNDTOP ROAD                  MIDDLETOWN              PA
   332-14  901   803503036   RICKWELL MELINDA J                 324 ROCKLEDGE ROAD                 FORT MYERS              FL
   332-14  901   803506864   HENSON MELANIE L                   902 COUNTY ROAD 194                BRYANT                  AL
   332-14  901   803515329   SNEAD MICHAEL A                    19457 STRATHMOOR                   DETROIT                 MI
   332-14  901   803518976   HAMMEN JACOB F                     356 FERDINAND STREET               SCRANTON                PA
   332-14  901   803536259   TEMPLE BETTY R                     2118 GENESSE STREET                TOLEDO                  OH
   332-14  901   803541556   FOOTE JUDY L                       337 SMOKETOWN ROAD                 LEWISBURG               PA
   332-14  901   803542042   SMITH GENE                         11 NORTHWEST 32 AVENUE             FORT LAUDERDALE         FL
   332-14  901   803542075   EVANS DENNIS                       2105 COUNTY RD                     AZTEC                   NM
   332-14  901   803543628   MCKINNEY TERESA J                  2 RR BOX 281                       LADOGA                  IN
   332-14  901   803548171   ASHLEY RHONDA L                    577 EAST 200 SOUTH                 HARTFORD CITY           IN
   332-14  901   803549070   HOLLOMAN RAYFIELD                  5601 TREMONT STREET                BRISTOL                 PA
   332-14  901   803552520   PAGE NACHO L                       1721 NORTH 24TH STREET             NEW CASTLE              IN
</TABLE>

<TABLE>
<CAPTION>
                                      Principal    Cut-off Date     First                  Initial   Minimum   Maximum
                              Zip     Balance at     Principal     Payment     Maturity   Mortgage   Mortgage  Mortgage   Gross
Pool ID    Inv    Account     Code   Origination      Balance        Date        Date       Rate       Rate      Rate     Margin
----------------------------------------------------------------------------------------------------------------------------------
<S>      > <C>   <C>         <C>     <C>           <C>            <C>         <C>         <C>        <C>       <C>        <C>
   332-14  901   802329276   11777      144,000.00    143,435.41  10/01/1999  09/01/2029   10.750      9.750    16.750     6.750
   332-14  901   802474403   27863       73,875.00     73,797.89  04/01/2000  03/01/2030   13.500     12.500    19.500     8.000
   332-14  901   802800821   06492       81,250.00     81,119.35  02/01/2000  01/01/2030   13.125     12.125    19.125     8.625
   332-14  901   802852624   27592       91,200.00     91,068.12  05/01/2000  04/01/2030   11.000     10.000    17.000     5.750
   332-14  901   802945519   28337       41,600.00     41,559.74  05/01/2000  04/01/2030   11.500     10.500    17.500     5.750
   332-14  901   802947655   63121       31,500.00     31,451.91  04/01/2000  03/01/2030   10.750      9.750    16.750     5.500
   332-14  901   803012251   27549       99,300.00     99,261.59  08/01/2000  07/01/2030   10.625      9.625    16.625     5.750
   332-14  901   803165893   07504      117,000.00    116,957.13  08/01/2000  07/01/2030   10.875      9.875    16.875     6.300
   332-14  901   803192491   32195       36,000.00     35,957.58  06/01/2000  05/01/2025   13.750     12.750    19.750     7.750
   332-14  901   803207117   06606       47,515.00     47,463.69  06/01/2000  05/01/2030   11.000     10.000    17.000     6.000
   332-14  901   803244938   27542       91,600.00     91,579.05  08/01/2000  07/01/2030   13.000     12.000    19.000     7.250
   332-14  901   803287770   17701       49,500.00     49,483.74  08/01/2000  07/01/2030   11.375     10.375    17.375     6.650
   332-14  901   803290667   48342       47,120.00     47,120.00  09/01/2000  08/01/2030   12.750     11.750    18.750     7.250
   332-14  901   803320415   75056       84,800.00     84,800.00  09/01/2000  08/01/2030   12.875     11.875    18.875     7.500
   332-14  901   803337468   18255       34,950.00     34,934.95  08/01/2000  07/01/2030   10.125      9.125    16.125     5.500
   332-14  901   803344316   48224       54,000.00     53,956.00  07/01/2000  06/01/2030   11.500     10.500    17.500     6.275
   332-14  901   803345560   08085       76,400.00     76,400.00  09/01/2000  08/01/2030   12.250     11.250    18.250     7.250
   332-14  901   803373109   27501      108,000.00    107,975.30  08/01/2000  07/01/2030   13.000     12.000    19.000     7.250
   332-14  901   803373257   33707       48,000.00     47,973.89  07/01/2000  06/01/2030   12.250     11.250    18.250     7.500
   332-14  901   803375062   33909       68,000.00     68,000.00  09/01/2000  08/01/2030   12.750     11.750    18.750     7.750
   332-14  901   803378603   08050       96,500.00     96,425.03  07/01/2000  06/01/2030   10.625      9.625    16.625     6.050
   332-14  901   803385301   28387       68,400.00     68,400.00  09/01/2000  08/01/2030   10.500      9.500    16.500     5.750
   332-14  901   803401215   44511       40,000.00     39,990.33  07/01/2000  06/01/2030   12.750     11.750    18.750     7.800
   332-14  901   803404284   04005      140,000.00    139,938.07  08/01/2000  07/01/2030   10.000      9.000    16.000     4.750
   332-14  901   803406610   40218       30,175.00     30,157.66  06/01/2000  05/01/2030   12.000     11.000    18.000     7.050
   332-14  901   803408046   98815      142,800.00    142,800.00  09/01/2000  08/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803413988   14580       82,800.00     82,730.26  07/01/2000  06/01/2030   10.250      9.250    16.250     5.750
   332-14  901   803414127   17701       41,400.00     41,386.40  08/01/2000  07/01/2030   11.375     10.375    17.375     6.650
   332-14  901   803419001   48228       53,875.00     53,861.59  08/01/2000  07/01/2030   12.375     12.375    18.375     7.150
   332-14  901   803424787   17870       54,000.00     54,000.00  09/01/2000  08/01/2030   10.750      9.750    16.750     6.000
   332-14  901   803449842   14432       85,600.00     85,555.97  09/01/2000  08/01/2030   12.500     11.500    18.500     7.500
   332-14  901   803460161   19145       73,100.00     73,070.96  08/01/2000  07/01/2030   10.500      9.500    16.500     5.450
   332-14  901   803462357   19142       20,000.00     19,993.61  08/01/2000  07/01/2030   11.500     10.500    17.500     6.900
   332-14  901   803465434   47837       23,920.00     23,920.00  09/01/2000  08/01/2030   12.750     11.750    18.750     7.750
   332-14  901   803465780   08879       70,000.00     70,000.00  09/01/2000  08/01/2030   12.000     11.000    18.000     6.500
   332-14  901   803472067   63108       22,400.00     22,400.00  09/01/2000  08/01/2030   13.125     12.125    19.125     7.900
   332-14  901   803473669   48601       18,500.00     18,500.00  09/01/2000  08/01/2030   12.250     11.250    18.250     7.500
   332-14  901   803474923   97138      154,000.00    153,767.13  07/01/2000  06/01/2030   10.375      9.375    16.375     5.500
   332-14  901   803478643   19144       24,960.00     24,931.55  06/01/2000  05/01/2030   10.750      9.750    16.750     6.430
   332-14  901   803480276   19128       57,600.00     57,589.21  08/01/2000  07/01/2030   13.875     12.875    19.875     8.900
   332-14  901   803487206   25901      104,000.00    103,953.51  07/01/2000  06/01/2030   13.125     12.125    19.125     8.200
   332-14  901   803492784   48504       41,600.00     41,600.00  09/01/2000  08/01/2030   12.500     11.500    18.500     6.750
   332-14  901   803494707   60620       75,200.00     75,200.00  09/01/2000  08/01/2030   11.250     10.250    17.250     5.500
   332-14  901   803498369   18651       59,750.00     59,750.00  09/01/2000  08/01/2030    9.875      8.875    15.875     5.375
   332-14  901   803498393   17057       92,300.00     92,276.38  08/01/2000  07/01/2030   12.500     11.500    18.500     7.100
   332-14  901   803503036   33905       50,025.00     49,999.25  07/01/2000  06/01/2030   12.500     11.500    18.500     7.375
   332-14  901   803506864   35958      148,850.00    148,850.00  09/01/2000  08/01/2030   11.250     10.250    17.250     6.000
   332-14  901   803515329   48235       94,400.00     94,400.00  09/01/2000  08/01/2030   12.500     11.500    18.500     7.500
   332-14  901   803518976   18508       52,650.00     52,612.28  07/01/2000  06/01/2030   11.000     10.000    17.000     6.250
   332-14  901   803536259   43605       23,250.00     23,235.87  09/01/2000  08/01/2030   11.750     10.750    17.750     7.000
   332-14  901   803541556   17837       93,600.00     93,600.00  09/01/2000  08/01/2030   12.625     11.625    18.625     7.250
   332-14  901   803542042   33311       94,400.00     94,357.09  07/01/2000  06/01/2030   13.375     12.375    19.375     8.250
   332-14  901   803542075   87401      147,900.00    147,851.42  08/01/2000  07/01/2030   11.375     10.375    17.375     6.750
   332-14  901   803543628   47954       40,500.00     40,484.75  09/01/2000  08/01/2030   10.750      9.750    16.750     6.000
   332-14  901   803548171   47348       88,200.00     88,140.18  09/01/2000  08/01/2030   11.250     10.250    17.250     6.500
   332-14  901   803549070   19007       83,700.00     83,700.00  09/01/2000  08/01/2030   10.250      9.250    16.250     5.750
   332-14  901   803552520   47362       30,000.00     30,000.00  08/01/2000  07/01/2030   11.000     10.000    17.000     5.750
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                SALE SCHEDULE A - GROUP 2                            Page 2  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF ADJUSTABLE RATE MORTGAGES - SETTLEMENT 8/10/2000

Pool ID    Inv    Account       Name                               Address                            City                State
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>   <C>         <C>                                <C>                                <C>                    <C>
   332-14  901   803556950   FRANKIAN GREGORY P                 27 LEGION AVENUE                   CUMBERLAND              RI
   332-14  901   803557107   RICHARD WALTER                     3181-85 BELMONT                    HAMTRAMCK               MI
   332-14  901   803557495   BUSH RHONDA J                      2056 ATKINSON                      DETROIT                 MI
   332-14  901   803561091   GOFF GWENDOLYN D                   943 MULBERRY LN                    ST LOUIS                MO
   332-14  901   803561406   SHULER ANGELA DELOIS               556 E CONGRESS AVENUE              FORT WAYNE              IN
   332-14  901   803561869   SHENBERGER BERNICE M               7129 CARLISLE PIKE                 YORK SPRINGS            PA
   332-14  901   803561893   WASHINGTON LISA                    298 S ANDERSON                     PONTIAC                 MI
   332-14  901   803565480   ANDERSON JEFFREY A                 26 RIDGE STREET                    PITTSTON                PA
   332-14  901   803565597   CRUZ WANDA I                       21 BRIARWOOD DRIVE                 MIDDLE SMITHFIELD TP    PA
   332-14  901   803567973   EDWARDS DENNIS R                   4444 N 26TH STREET                 MILWAUKEE               WI
   332-14  901   803569821   ALBAKAL AMER                       20576 SYRACUSE                     DETROIT                 MI
   332-14  901   803570183   RODREICK DAVID L                   1428 CAPERS ROAD                   LADSON                  SC
   332-14  901   803571413   MUNROE DOLORES                     115-13 174TH STREET                ST ALBANS               NY
   332-14  901   803573252   HAIMOWITZ RICHARD SCOTT            18 ELLIOT STREET                   MERRICK                 NY
   332-14  901   803573856   PARKER SARAH J                     31 BEAN RD                         COLCHESTER              VT
   332-14  901   803575091   WHITE RANDALL WAYNE                598 WHITE ROAD                     PORTLAND                TN
   332-14  901   803580562   LIVINGSTON STEVEN                  408 MONROE ST                      ROCKFORD                IL
   332-14  901   803581206   RODRIGUEZ DONNA                    2025 10TH STREET                   SARASOTA                FL
   332-14  901   803583152   ALLEN RICHARD L                    955 LITTLE ROCK ROAD               HEBER SPRINGS           AR
   332-14  901   803585512   ALLEN CLIFFORD H                   508 ILLINOIS ROUTE 2               DIXON                   IL
   332-14  901   803587658   CABAN ANDREA                       2139 W 10TH ST                     CLEVELAND               OH
   332-14  901   803587674   HEALEY THOMAS L                    2316 BIRNEY AVENUE                 SCRANTON                PA
   332-14  901   803588474   MORRISON GARY R                    722 CEDAR AVE                      ALBERT LEA              MN
   332-14  901   803588847   FOX RENEE M                        1122 DELOS ST                      AKRON                   OH
   332-14  901   803594894   GOODRICH GWENDOLYN L               407 STATE STREET                   FAIRMONT                WV
   332-14  901   803597178   ROGERS PAMELA                      18634 DEAN                         DETROIT                 MI
   332-14  901   803599232   FORCIER KENNETH EARL               23910 GLENWOOD ST                  CLINTON TWP             MI
   332-14  901   803600386   FERGUSON MARY F                    109 MARTIN STREET                  FRANKLIN TOWNSHIP       NJ
   332-14  901   803600410   GAINES MICHELLE LEE                LOT 8 CHESTNUT DRIVE               JACKSON TOWNSHIP        PA
   332-14  901   803600964   HOFER ROBERT                       90 FARMERS AVENUE                  LINDENHURST             NY
   332-14  901   803604222   MCCOY MICHAEL                      9760 HIGHWAY 902                   SILER CITY              NC
   332-14  901   803605856   ROST JEFFREY A                     1901 KANSAS AVENUE                 WHITE OAK               PA
   332-14  901   803612332   HILL LORI A                        447 WASHINGTON ST                  CROOKSVILLE             OH
   332-14  901   803616408   TURNER ALLAYNE                     5274 GOLF VALLEY WAY               STONE MOUNTAIN          GA
   332-14  901   803618396   HORN BRIAN                         3026 HENRY                         INKSTER                 MI
   332-14  901   803619121   KOHLER GENE R                      147 PILOTTOWN ROAD                 PEACH BOTTOM            PA
   332-14  901   803620798   PENDER THOMAS                      494 ROBERTS AVE                    MARION                  OH
   332-14  901   803621929   SMITH ERIC D                       3026 MATHEWS STREET                BALTIMORE               MD
   332-14  901   803622224   WALKER HENRY                       709 JOHNSON ST                     LANSING                 MI
   332-14  901   803622604   GANDEE HAROLD D                    1263 ROUND LAKE RD                 WHITE LAKE              MI
   332-14  901   803622984   GREEN RACHELE                      12071 ROBSON                       DETROIT                 MI
   332-14  901   803624907   COOK MARTIN L                      2508 NORTH FIFTH STREET            HARRISBURG              PA
   332-14  901   803625482   PONTOSKI ARLENE                    RD #3 BOX 152-54                   TAMAQUA                 PA
   332-14  901   803626472   MIDGETT JOHN W                     674 DIVISION STREET                HUNTINGTON              IN
   332-14  901   803626894   FIGUEROA NICHOLAS                  147-149 DUER STREET                NORTH PLAINFIELD        NJ
   332-14  901   803632868   MACKESSY ROBERT                    114 EAST LINCOLN STREET            MARION                  IN
   332-14  901   803633122   PHILLIPS JACK                      4287 EASTLAWN                      WAYNE                   MI
   332-14  901   803633429   WILLIAMS DEBBIE E                  309 PATTON DRIVE                   AMERICUS                GA
   332-14  901   803634146   JOHNSON LAURA                      2084 62ND AVENUE SOUTH             ST PETERSBURG           FL
   332-14  901   803634757   BERNOR ALFRED ANTHONY              129 E GLASS RD                     ORTONVILLE              MI
   332-14  901   803638493   LEGERLOTZ RONALD                   76 S GRANT STREET                  MANHEIM                 PA
   332-14  901   803639582   KNEISZLER JASON J                  2250 310TH AVE                     MORA                    MN
   332-14  901   803640606   HELMS ADRIAN L                     4702 N RITTER AVE                  INDIANAPOLIS            IN
   332-14  901   803641497   BETHEA SAMUEL O K                  2156 BARHAMVILLE ROAD              COLUMBIA                SC
   332-14  901   803642248   SCHOENHERR MICHAEL A               17824 LINCOLN DR                   ROSEVILLE               MI
   332-14  901   803643212   WHITESIDE CATHY ANN                1055 N ALTON AVE                   INDIANAPOLIS            IN
   332-14  901   803644541   CLARK JOHN C                       8099 EAST 100 NORTH                AVON                    IN
   332-14  901   803645357   HIRSCHFELD ELIZABETH               150 OXFORD STREET                  HARTFORD                CT
</TABLE>

<TABLE>
<CAPTION>
                                      Principal    Cut-off Date     First                  Initial   Minimum   Maximum
                              Zip     Balance at     Principal     Payment     Maturity   Mortgage   Mortgage  Mortgage   Gross
Pool ID    Inv    Account     Code   Origination      Balance        Date        Date       Rate       Rate      Rate     Margin
----------------------------------------------------------------------------------------------------------------------------------
<S>        <C>   <C>         <C>     <C>           <C>            <C>         <C>         <C>        <C>       <C>        <C>
   332-14  901   803556950   02864      105,000.00    104,964.56  08/01/2000  07/01/2030   11.250     10.250    17.250     5.750
   332-14  901   803557107   48212       80,000.00     80,000.00  08/01/2000  07/01/2030   13.625     12.625    19.625     8.900
   332-14  901   803557495   48206       99,000.00     99,000.00  08/01/2000  07/01/2030   11.750     10.750    17.750     7.025
   332-14  901   803561091   63130      108,120.00    108,120.00  09/01/2000  08/01/2030   11.250     10.250    17.250     6.000
   332-14  901   803561406   46806       14,000.00     13,988.83  08/01/2000  07/01/2030   10.500      9.500    16.500     5.000
   332-14  901   803561869   17372       84,000.00     83,973.16  08/01/2000  07/01/2030   11.500     10.500    17.500     6.250
   332-14  901   803561893   48342       27,200.00     27,200.00  09/01/2000  08/01/2030   11.500     10.500    17.500     5.750
   332-14  901   803565480   18640      145,800.00    145,800.00  09/01/2000  08/01/2030   10.250      9.250    16.250     5.750
   332-14  901   803565597   18301       70,400.00     70,383.43  08/01/2000  07/01/2030   12.875     11.875    18.875     7.600
   332-14  901   803567973   53209       45,050.00     45,050.00  09/01/2000  08/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803569821   48234       28,000.00     28,000.00  09/01/2000  08/01/2030   12.875     11.875    18.875     7.500
   332-14  901   803570183   29456      112,500.00    112,462.02  08/01/2000  07/01/2030   11.250     10.250    17.250     6.500
   332-14  901   803571413   11434      142,000.00    142,000.00  09/01/2000  08/01/2030    9.000      8.000    15.000     4.750
   332-14  901   803573252   11566      148,470.00    148,439.70  08/01/2000  07/01/2030   13.500     12.500    19.500     7.875
   332-14  901   803573856   05446       69,300.00     69,272.47  08/01/2000  07/01/2030   10.500      9.500    16.500     5.750
   332-14  901   803575091   37148       37,000.00     37,000.00  09/01/2000  08/01/2030   10.500      9.500    16.500     4.750
   332-14  901   803580562   61101       43,300.00     43,288.92  08/01/2000  07/01/2030   12.500     11.500    18.500     7.650
   332-14  901   803581206   34237       54,000.00     53,982.74  08/01/2000  07/01/2030   11.500     10.500    17.500     6.875
   332-14  901   803583152   72543       44,500.00     44,500.00  09/01/2000  08/01/2030   10.250      9.250    16.250     5.500
   332-14  901   803585512   61021       58,450.00     58,450.00  09/01/2000  08/01/2030   11.625     10.625    17.625     6.900
   332-14  901   803587658   44113       65,600.00     65,600.00  09/01/2000  08/01/2030   11.250     10.250    17.250     5.750
   332-14  901   803587674   18505      102,000.00    102,000.00  09/01/2000  08/01/2030   11.250     10.250    17.250     5.500
   332-14  901   803588474   56007       40,625.00     40,625.00  09/01/2000  08/01/2030   12.250     11.250    18.250     6.750
   332-14  901   803588847   44306       46,500.00     46,500.00  09/01/2000  08/01/2030   12.000     11.000    18.000     7.250
   332-14  901   803594894   26554       28,800.00     28,800.00  09/01/2000  08/01/2030    9.625      8.625    15.625     4.250
   332-14  901   803597178   48343       30,550.00     30,543.94  08/01/2000  07/01/2030   13.625     12.625    19.625     8.150
   332-14  901   803599232   48035       80,750.00     80,750.00  09/01/2000  08/01/2030   11.125     10.125    17.125     6.250
   332-14  901   803600386   08873      117,000.00    116,974.71  07/01/2000  06/01/2030   13.250     12.250    19.250     8.250
   332-14  901   803600410   19360      130,900.00    130,900.00  09/01/2000  08/01/2030   12.000     11.000    18.000     6.750
   332-14  901   803600964   11757      136,800.00    136,800.00  09/01/2000  08/01/2030   11.625     10.625    17.625     6.875
   332-14  901   803604222   27344       88,000.00     87,977.48  08/01/2000  07/01/2030   12.500     11.500    18.500     7.500
   332-14  901   803605856   15131       56,950.00     56,923.82  07/01/2000  06/01/2030   13.000     12.000    19.000     7.250
   332-14  901   803612332   43731       49,500.00     49,460.48  09/01/2000  08/01/2030   10.500      9.500    16.500     5.750
   332-14  901   803616408   30088      108,000.00    108,000.00  08/01/2000  07/01/2030   11.875     10.875    17.875     7.150
   332-14  901   803618396   48141       39,000.00     39,000.00  09/01/2000  08/01/2030   12.500     11.500    18.500     7.000
   332-14  901   803619121   17503       95,000.00     94,946.73  08/01/2000  07/01/2030    8.875      7.875    14.875     4.620
   332-14  901   803620798   43302       55,250.00     55,250.00  09/01/2000  08/01/2030    9.375      8.375    15.375     3.750
   332-14  901   803621929   21218       41,600.00     41,584.33  08/01/2000  07/01/2030   13.875     12.875    19.875     9.125
   332-14  901   803622224   48906       51,500.00     51,488.23  08/01/2000  07/01/2030   13.000     12.000    19.000     7.450
   332-14  901   803622604   48386      135,000.00    135,000.00  08/01/2000  07/01/2030   13.375     12.375    19.375     8.150
   332-14  901   803622984   48227       42,000.00     42,000.00  08/01/2000  07/01/2030   11.500     10.500    17.500     6.900
   332-14  901   803624907   17110       32,900.00     32,900.00  09/01/2000  08/01/2030   11.875     10.875    17.875     6.750
   332-14  901   803625482   18252      124,100.00    124,050.69  08/01/2000  07/01/2030   10.500      9.500    16.500     6.250
   332-14  901   803626472   46750       63,900.00     63,875.95  08/01/2000  07/01/2030   10.750      9.750    16.750     6.000
   332-14  901   803626894   07060       81,690.00     81,673.32  08/01/2000  07/01/2030   13.500     12.500    19.500     7.775
   332-14  901   803632868   46952       37,000.00     37,000.00  09/01/2000  08/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803633122   48184       90,900.00     90,900.00  09/01/2000  08/01/2030   11.875     10.875    17.875     7.150
   332-14  901   803633429   31709       84,600.00     84,600.00  09/01/2000  08/01/2030   10.000      9.000    16.000     5.250
   332-14  901   803634146   33712       60,720.00     60,720.00  09/01/2000  08/01/2030   12.500     11.500    18.500     7.750
   332-14  901   803634757   48462       72,800.00     72,800.00  09/01/2000  08/01/2030   12.000     11.000    18.000     6.500
   332-14  901   803638493   17545       75,000.00     75,000.00  09/01/2000  08/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803639582   55051       85,000.00     85,000.00  09/01/2000  08/01/2030   10.250      9.250    16.250     5.250
   332-14  901   803640606   46226       72,250.00     72,250.00  09/01/2000  08/01/2030   12.125     11.125    18.125     7.250
   332-14  901   803641497   29204       56,000.00     56,000.00  09/01/2000  08/01/2030   10.125      9.125    16.125     5.250
   332-14  901   803642248   48066       97,600.00     97,600.00  09/01/2000  08/01/2030   13.000     12.000    19.000     8.000
   332-14  901   803643212   46222       63,750.00     63,750.00  09/01/2000  08/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803644541   46123      114,750.00    114,750.00  09/01/2000  08/01/2030   12.500     11.500    18.500     6.750
   332-14  901   803645357   06105      400,000.00    400,000.00  09/01/2000  08/01/2030   11.500     10.500    17.500     6.800
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                SALE SCHEDULE A - GROUP 2                            Page 3  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF ADJUSTABLE RATE MORTGAGES - SETTLEMENT 8/10/2000

Pool ID    Inv    Account       Name                               Address                            City                State
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>   <C>         <C>                                <C>                                <C>                    <C>
   332-14  901   803646751   FINNEGAN MARK E                    5 COOPER LANE                      STAFFORD                CT
   332-14  901   803646959   BOND JABIE                         2532 NORTH GALE ST                 INDIANAPOLIS            IN
   332-14  901   803648526   BECKETT LISA DEANN                 32520 OLD NATIONAL ROAD            BARNESVILLE             OH
   332-14  901   803649425   DOBBS DANIEL                       8112 SHADY GROVE RD                SURFSIDE BEACH          SC
   332-14  901   803649466   HADNOTT HAROLD                     403 RICHARDSON AVENUE              HIGH POINT              NC
   332-14  901   803650662   NETZER MARTIN                      KLEINHANS RD BLOOMING GROV         HAWLEY                  PA
   332-14  901   803651322   MIDCALF COREY                      1315 PINEWOOD                      TOLEDO                  OH
   332-14  901   803652320   NEWSUAN CATHERINE M                719 SOUTH MARVINE STREET           PHILADELPHIA            PA
   332-14  901   803654748   MCKENZIE RADCLIFFE A               15863 SORRENTO                     DETROIT                 MI
   332-14  901   803657154   MCNICHOLAS TIMOTHY                 1336 EAST 16TH AVENUE              COLUMBUS                OH
   332-14  901   803657527   SCHLAK TIMOTHY                     1456 WILSON                        SAGINAW                 MI
   332-14  901   803659192   LONG MICHEL ANGLO                  11735 MINOCK                       DETROIT                 MI
   332-14  901   803659333   SANCHEZ ARMANDO                    674 ROSEWOOD AVENUE                MARTINSVILLE            VA
   332-14  901   803660125   WILSON EASTON E                    115 121 SHERWOOD AVENUE            BRIDGEPORT              CT
   332-14  901   803660869   HAMILTON KENT L                    4993 WEST 8TH STREET               GREELEY                 CO
   332-14  901   803662212   COOK SHAREEDA D                    169 KATRIN CIRCLE NORTH            NEW CASTLE              DE
   332-14  901   803664069   ALJABERY MAHDI K                   6834 RUTLAND                       DETROIT                 MI
   332-14  901   803664101   PERSIN LESLIE M                    2362 SANDERS PLACE                 BLOOMFIELD HILLS        MI
   332-14  901   803664333   GELMISI JOHN T                     24251 WEATHERVANE                  NOVI                    MI
   332-14  901   803664994   MARRERO IRIS DAVILA-               340 FAIRVIEW AVENUE                LANCASTER               PA
   332-14  901   803666130   SCARBOROUGH JEFFERY M              1735 WATTS RD                      LORIS                   SC
   332-14  901   803666544   SEYMOUR TERRY L                    3015 KNIGHT AVE                    ROCKFORD                IL
   332-14  901   803666874   DUKES TANYANA                      10089 BRITAIN                      DETROIT                 MI
   332-14  901   803667914   FITZPATRICK JEANNE E               2465 NORTHSIDE DRIVE #6-60         CLEARWATER              FL
   332-14  901   803668706   ARTILES GRISELDA                   721 WEST PHILADELPHIA STRE         YORK                    PA
   332-14  901   803669043   JAMESON EDWARD T                   111 PERKINS ROAD                   RYE BEACH               NH
   332-14  901   803669878   FABER MICHAEL                      100 OLD AUBURN ROAD                DERRY                   NH
   332-14  901   803670454   LOCKLEAR PHILLIP                   48 SUNSET ROAD                     LUMBERTON               NC
   332-14  901   803670850   MAYS CONSUELA                      18980 OAKFIELD                     DETROIT                 MI
   332-14  901   803671262   GREENE SARAH M                     1100 ANDROS ROAD                   RICHMOND                VA
   332-14  901   803671585   ROSENBERGER STUART                 611 PARK ST                        TAMA                    IA
   332-14  901   803671692   SCHUH JAMES C                      1 SAW BUCK CIRCLE                  HORSHAM                 PA
   332-14  901   803672260   CLARK SHARON R                     RR 2 BOX 324                       POLAND                  IN
   332-14  901   803672518   WHITE DELORA                       17529 WENDY                        TAYLOR                  MI
   332-14  901   803672617   FRANKS VICTOR                      3123 REED STREET                   FORT WAYNE              IN
   332-14  901   803674373   HUSEMAN WILLIAM C                  6 FLORAL AVE                       FT MITCHELL             KY
   332-14  901   803675438   METCALF ROBERT                     655 TALCOTTVILLE ROAD              VERNON                  CT
   332-14  901   803677822   PETTIT JANICE R                    850 SOUTH 200 EAST                 LAYTON                  UT
   332-14  901   803679117   UMLAND SCOTT                       42 WARD STREET                     WEST ISLIP              NY
   332-14  901   803681188   HEGAMIN GEORGE                     11817 MIDDLEBURY DRIVE             TAMPA                   FL
   332-14  901   803681840   THOMAS JEANETTE                    2204 E 73RD ST                     CLEVELAND               OH
   332-14  901   803684349   GUERRERO JULIAN                    3318 WEST MICHIGAN STREET          INDIANAPOLIS            IN
   332-14  901   803686534   MARTIN NORMA J                     1106 NORTH MORTON AVENUE           EVANSVILLE              IN
   332-14  901   803689595   WARD DIANE R                       1111 SOUTH 3RD AVENUE              YAKIMA                  WA
   332-14  901   803694512   ESCALANTE CHERYL                   4265 ELKINS                        LANCASTER               TX
   332-14  901   803698000   PERRONE PAUL J                     173 ALLEN ROAD                     SUMMIT                  NY
   332-14  901   803700277   VACIRCA VITO F                     14 WOOD STREET                     MAHOPAC                 NY
   332-14  901   803701283   BELL MARTA E                       267 RITCHLAND                      INDIANAPOLIS            IN
   332-14  901   803701291   SUMMERS TONY J                     2575 COUNTY ROAD 4990              WILLOW SPRINGS          MO
   332-14  901   803701465   WASHINGTON ESTHER B                2944 N 26TH ST                     MILWAUKEE               WI
   332-14  901   803702141   SHAVCE KAREN                       21221 GORDON                       ST CLAIR SHORES         MI
   332-14  901   803702661   HARRIS KEVIN W                     1034 ELLIOT                        GRAND RAPIDS            MI
   332-14  901   803709542   SEDLAR KENNETH P                   5311 HAMMOND                       TOLEDO                  OH
   332-14  901   803710789   MARTINEZ GUILLERMO C               15267 LOCUST LANE                  NAMPA                   ID
   332-14  901   803713031   SILPSART SANTI                     14390 UNIFORM DRIVE                CENTREVILLE             VA
   332-14  901   803715929   MUROSKY MICHAEL                    802 & 804 WAYNE STREET             ERIE                    PA
   332-14  901   803717768   MUNGER WILLIAM E                   1376 EMPORIA STREET                AURORA                  CO
   332-14  901   803718378   BENTLEY NICOLE L                   12535 GREINER                      DETROIT                 MI
</TABLE>

<TABLE>
<CAPTION>
                                      Principal    Cut-off Date     First                  Initial   Minimum   Maximum
                              Zip     Balance at     Principal     Payment     Maturity   Mortgage   Mortgage  Mortgage   Gross
Pool ID    Inv    Account     Code   Origination      Balance        Date        Date       Rate       Rate      Rate     Margin
----------------------------------------------------------------------------------------------------------------------------------
<S>        <C>   <C>         <C>     <C>           <C>            <C>         <C>         <C>        <C>       <C>        <C>
   332-14  901   803646751   06076      103,900.00    103,879.39  08/01/2000  07/01/2030   13.625     12.625    19.625     8.200
   332-14  901   803646959   46218       32,000.00     31,982.59  09/01/2000  08/01/2030   12.250     11.250    18.250     6.750
   332-14  901   803648526   43713       80,000.00     80,000.00  09/01/2000  08/01/2030    9.250      8.250    15.250     4.150
   332-14  901   803649425   29575      117,000.00    117,000.00  08/01/2000  07/01/2030   11.250     10.250    17.250     6.500
   332-14  901   803649466   27260       70,000.00     70,000.00  08/01/2000  07/01/2030   11.500     10.500    17.500     6.500
   332-14  901   803650662   18428      102,400.00    102,357.06  08/01/2000  07/01/2030   10.250      9.250    16.250     5.600
   332-14  901   803651322   43607       27,000.00     27,000.00  09/01/2000  08/01/2030   11.250     10.250    17.250     6.000
   332-14  901   803652320   19147       42,000.00     42,000.00  09/01/2000  08/01/2030   12.250     11.250    18.250     7.500
   332-14  901   803654748   48227       56,000.00     55,987.20  08/01/2000  07/01/2030   13.000     12.000    19.000     8.000
   332-14  901   803657154   43211       54,400.00     54,390.92  08/01/2000  07/01/2030   14.375     13.375    20.375     9.375
   332-14  901   803657527   48603       89,100.00     89,078.45  08/01/2000  07/01/2030   12.750     11.750    18.750     8.050
   332-14  901   803659192   48228       46,500.00     46,500.00  09/01/2000  08/01/2030   11.750     10.750    17.750     6.250
   332-14  901   803659333   24112       76,457.50     76,457.50  09/01/2000  08/01/2030   11.125     10.125    17.125     6.250
   332-14  901   803660125   06605       81,000.00     81,000.00  09/01/2000  08/01/2030   10.625      9.625    16.625     6.350
   332-14  901   803660869   80634       84,500.00     84,465.50  09/01/2000  08/01/2030   10.375      9.375    16.375     5.250
   332-14  901   803662212   19720      121,500.00    121,500.00  08/01/2000  07/01/2030   10.750      9.750    16.750     6.000
   332-14  901   803664069   48228       73,980.00     73,953.62  08/01/2000  07/01/2030   11.000     10.000    17.000     6.250
   332-14  901   803664101   48302      140,250.00    140,216.07  09/01/2000  08/01/2030   12.750     11.750    18.750     7.000
   332-14  901   803664333   48374      163,800.00    163,800.00  08/01/2000  07/01/2030   13.125     12.125    19.125     7.900
   332-14  901   803664994   17603       63,750.00     63,750.00  09/01/2000  08/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803666130   29569      127,800.00    127,754.43  08/01/2000  07/01/2030   11.000     10.000    17.000     6.250
   332-14  901   803666544   61101       61,200.00     61,200.00  09/01/2000  08/01/2030   12.500     11.500    18.500     6.750
   332-14  901   803666874   48224       74,800.00     74,774.46  08/01/2000  07/01/2030   11.125     10.125    17.125     6.250
   332-14  901   803667914   33761       32,200.00     32,200.00  09/01/2000  08/01/2030   12.000     11.000    18.000     6.750
   332-14  901   803668706   17404       37,060.00     37,051.28  08/01/2000  07/01/2030   12.875     11.875    18.875     7.150
   332-14  901   803669043   03871       69,200.00     69,183.73  08/01/2000  07/01/2030   12.875     11.875    18.875     7.500
   332-14  901   803669878   03038      124,150.00    124,126.74  08/01/2000  07/01/2030   13.875     12.875    19.875     8.625
   332-14  901   803670454   28360       75,600.00     75,580.65  08/01/2000  07/01/2030   12.500     11.500    18.500     7.500
   332-14  901   803670850   48235       56,000.00     56,000.00  09/01/2000  08/01/2030   11.500     10.500    17.500     6.500
   332-14  901   803671262   23225       68,000.00     68,000.00  09/01/2000  08/01/2030   11.500     10.500    17.500     6.500
   332-14  901   803671585   52339       45,600.00     45,600.00  08/01/2000  07/01/2030   13.875     12.875    19.875     8.900
   332-14  901   803671692   19044      126,300.00    126,300.00  09/01/2000  08/01/2030   12.500     11.500    18.500     8.000
   332-14  901   803672260   47868       43,000.00     43,000.00  09/01/2000  08/01/2030    9.875      8.875    15.875     5.000
   332-14  901   803672518   48180       66,400.00     66,400.00  09/01/2000  08/01/2030   13.500     12.500    19.500     8.450
   332-14  901   803672617   46806       34,000.00     33,977.56  09/01/2000  08/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803674373   41017      104,000.00    103,956.38  08/01/2000  07/01/2030   10.250      9.250    16.250     5.500
   332-14  901   803675438   06606       20,000.00     19,994.12  08/01/2000  07/01/2030   11.875     10.875    17.875     6.350
   332-14  901   803677822   84041      106,350.00    106,350.00  09/01/2000  08/01/2030   10.125      9.125    16.125     6.000
   332-14  901   803679117   11795      135,000.00    135,000.00  09/01/2000  08/01/2030   10.500      9.500    16.500     5.750
   332-14  901   803681188   33626      316,800.00    316,800.00  08/01/2000  07/01/2030   10.625      9.625    16.625     5.850
   332-14  901   803681840   44103       50,000.00     50,000.00  09/01/2000  08/01/2030   12.000     11.000    18.000     6.500
   332-14  901   803684349   46222       56,000.00     56,000.00  08/01/2000  07/01/2030   11.000     10.000    17.000     5.250
   332-14  901   803686534   47711       52,000.00     52,000.00  09/01/2000  08/01/2030   12.750     11.750    18.750     7.750
   332-14  901   803689595   98902       58,000.00     58,000.00  09/01/2000  08/01/2030   12.000     11.000    18.000     7.250
   332-14  901   803694512   75134       42,415.00     42,415.00  09/01/2000  08/01/2030    9.500      8.500    15.500     4.500
   332-14  901   803698000   12175       51,000.00     50,974.25  08/01/2000  07/01/2030    9.375      8.375    15.375     4.750
   332-14  901   803700277   10541      255,200.00    255,200.00  09/01/2000  08/01/2030   12.250     11.250    18.250     7.300
   332-14  901   803701283   46222       48,000.00     48,000.00  08/01/2000  07/01/2030    9.750      8.750    15.750     5.250
   332-14  901   803701291   65793      112,000.00    112,000.00  09/01/2000  08/01/2030   12.375     11.375    18.375     7.000
   332-14  901   803701465   53206       26,000.00     26,000.00  09/01/2000  08/01/2030   11.500     10.500    17.500     6.250
   332-14  901   803702141   48081      117,600.00    117,577.97  08/01/2000  07/01/2030   13.875     12.875    19.875     8.900
   332-14  901   803702661   49507       85,000.00     85,000.00  09/01/2000  08/01/2030   12.750     11.750    18.750     7.000
   332-14  901   803709542   43611       25,000.00     25,000.00  09/01/2000  08/01/2030   10.500      9.500    16.500     4.750
   332-14  901   803710789   83686      128,000.00    128,000.00  08/01/2000  07/01/2030    9.750      8.750    15.750     5.750
   332-14  901   803713031   20121      176,200.00    176,117.80  08/01/2000  07/01/2030    9.750      8.750    15.750     6.000
   332-14  901   803715929   16503       76,500.00     76,445.19  09/01/2000  08/01/2030   11.000     10.000    17.000     6.250
   332-14  901   803717768   80010       65,000.00     65,000.00  09/01/2000  08/01/2030   11.625     10.625    17.625     6.250
   332-14  901   803718378   48205       42,000.00     42,000.00  09/01/2000  08/01/2030   12.250     11.250    18.250     6.750
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                SALE SCHEDULE A - GROUP 2                            Page 4  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF ADJUSTABLE RATE MORTGAGES - SETTLEMENT 8/10/2000

Pool ID    Inv    Account       Name                               Address                            City                State
--------------------------------------------------------------------------------------------------------------------------------
<S>        <C>   <C>         <C>                                <C>                                <C>                    <C>
   332-14  901   803718766   ANTHONY DATREENA R                 2015 NORTH DEARBORN                INDIANAPOLIS            IN
   332-14  901   803722552   RIVERA JOSE                        18025 SOUTHWEST 13TH STREE         PEMBROKE PINES          FL
   332-14  901   803723584   HOLDER L LLOYD                     441 MUSSEY AVE                     ELYRIA                  OH
   332-14  901   803724053   MCCANN WALTER L                    507 W TRAIL ST                     JACKSON                 MI
   332-14  901   803725688   EVANO DOROTHY                      4008 JONESTOWN ROAD                HARRISBURG              PA
   332-14  901   803726041   SOTO OSCAR                         14231 SOUTHWEST 31 STREET          MIAMI                   FL
   332-14  901   803726223   ANCAR BIENVILLE                    1519 SUMNER STREET                 NEW ORLEANS             LA
   332-14  901   803727171   SALAMI HASSAN                      7435 THEISEN                       DEARBORN                MI
   332-14  901   803730340   STEPHENS CHELLENE M                3333 PHYLLIS STREET                JACKSONVILLE            FL
   332-14  901   803730928   RODGERS WILLIAM L                  3516 OAKMOUNT AVENUE               BALTIMORE               MD
   332-14  901   803731066   POWELL ROGER D                     610 RILEY LANE                     DELTA                   CO
   332-14  901   803731603   RYAN JOSEPH                        513 17TH STREET                    GREELEY                 CO
   332-14  901   803731801   RYAN JOSEPH                        523 46TH AVENUE                    GREELEY                 CO
   332-14  901   803734664   HAMMOND DARREN W                   6825 15TH STREET SOUTH             ST PETERSBURG           FL
   332-14  901   803734789   SMITH BOBBY                        9411 BETHUNE DRIVE                 THONOTOSASSA            FL
   332-14  901   803737196   STEFKO WENDY ANNE                  623 SOUTH 14TH STREET              CATASAUQUA              PA
   332-14  901   803737881   VAN BUREN VERNE W                  8217 AKRON RD                      ROYALTON                NY
   332-14  901   803737964   DAVIS JEROME                       9803 ASHBURTON DR                  CHARLOTTE               NC
   332-14  901   803742287   GODFREY KEITH A                    4902 MONTROSE                      LONGVIEW                TX
   332-14  901   803744952   FAHARI KERAMAT                     253 MULWAUKEE AVE                  DUNEDIN                 FL
   332-14  901   803745553   MORT GARY C                        1100 TOPPING                       KANSAS CITY             MO
   332-14  901   803747005   STRUNTZ WILLIAM J                  15205 SCARLETT COURT               CUMBERLAND              MD
   332-14  901   803748474   SMILEY DAWN                        1275 COLORADO BLVD 2               DENVER                  CO
   332-14  901   803748979   VOJTUSH GEORGE G                   577 BOWHALL ROAD                   PAINESVILLE TWP         OH
   332-14  901   803750843   GONZALEZ CARL K                    2140 HARMON COVE TOWER             SECAUCUS                NJ
   332-14  901   803751668   GEORGE KATHY                       1011 SULLIVANT AVE                 COLUMBUS                OH
   332-14  901   803754860   CHAMBERS BETTY J                   4916 MIDLINE ROAD                  BALTIMORE               MD
   332-14  901   803764596   AMBROZIC ROSEMARIE S               10380 DUNSFORD                     LITTLETON               CO
   332-14  901   803765239   CLEMONS TAMEICO                    8634 AUBURN                        DETROIT                 MI
   332-14  901   803766195   DOPAZO ARTURO                      1541 BRICKELL AVENUE #T108         MIAMI                   FL
   332-14  901   803767672   HALL ANTHONY                       1909 WEST ELLIOTT STREET           LAKELAND                FL
   332-14  901   803768878   ZAMOR ANTOINE                      531 JANSEN AVENUE                  AVENEL                  NJ
   332-14  901   803772953   WILLIAMSON JUANITA M               9801 EAST MUNCIE                   SELMA                   IN
   332-14  901   803773563   LEHNERZ GREGG A                    4510 SOUTH PENNSYLVANIA ST         ENGLEWOOD               CO
   332-14  901   803775352   NELSON JAMES W                     561 SANDY RIDGE CHURCH RD          ELLERBE                 NC
   332-14  901   803777069   WELLS RICHARD J                    820 LAKSHORE DRIVE                 CULVER                  IN
   332-14  901   803781129   DUNCAN MARJORIE E                  937 SOUTH 14TH STREET              ALLENTOWN               PA
   332-14  901   803781269   PHILLIPS JAMES                     425 SAINT NICHOLAS AVE             DAYTON                  OH
   332-14  901   803783026   HUFF DAVID L                       911 LAKEVIEW DRIVE                 NINEVEH                 IN
   332-14  901   803797703   RAMDWAR KENNETH                    122 COOPER STREET                  BROOKLYN                NY
                ------------------------------------------------
                        213  Sale Total

   332-15  901   1000071165  JOHNSON DARRYL                     78768 WESTLAND ROAD                HERMISTON               OR
   332-15  901   1000074706  SEVERSON JAMES J                   1395 DOE VALLEY RD                 GUFFEY                  CO
   332-15  901   1000075422  DEMILLE TOM A                      771 IRONWOOD DRIVE                 EAGLE POINT             OR
                ------------------------------------------------
                          3  Sale Total

                        216  Grand Total Group 2
</TABLE>

<TABLE>
<CAPTION>
                                      Principal    Cut-off Date     First                  Initial   Minimum   Maximum
                              Zip     Balance at     Principal     Payment     Maturity   Mortgage   Mortgage  Mortgage   Gross
Pool ID    Inv    Account     Code   Origination      Balance        Date        Date       Rate       Rate      Rate     Margin
----------------------------------------------------------------------------------------------------------------------------------
<S>        <C>   <C>         <C>     <C>           <C>            <C>         <C>         <C>        <C>       <C>        <C>
   332-14  901   803718766   46218       33,750.00     33,750.00  08/01/2000  07/01/2030   11.500     10.500    17.500     6.000
   332-14  901   803722552   33029      108,000.00    107,949.61  08/01/2000  07/01/2030    9.750      8.750    15.750     4.500
   332-14  901   803723584   44035      117,000.00    117,000.00  09/01/2000  08/01/2030   10.500      9.500    16.500     5.750
   332-14  901   803724053   49203       56,000.00     56,000.00  09/01/2000  08/01/2030   13.125     12.125    19.125     8.100
   332-14  901   803725688   17111       40,000.00     39,985.74  08/01/2000  07/01/2030   11.000     10.000    17.000     6.000
   332-14  901   803726041   33175      160,000.00    160,000.00  08/01/2000  07/01/2030   11.875     10.875    17.875     6.500
   332-14  901   803726223   70114       63,750.00     63,729.30  08/01/2000  07/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803727171   48126      106,000.00    106,000.00  09/01/2000  08/01/2030   11.000     10.000    17.000     5.750
   332-14  901   803730340   32205       44,100.00     44,100.00  09/01/2000  08/01/2030   11.250     10.250    17.250     6.000
   332-14  901   803730928   21215       36,000.00     35,989.41  08/01/2000  07/01/2030   11.875     10.875    17.875     7.375
   332-14  901   803731066   81416      101,600.00    101,553.28  09/01/2000  08/01/2030   13.000     12.000    19.000     8.000
   332-14  901   803731603   80631       75,600.00     75,576.50  08/01/2000  07/01/2030   11.625     10.625    17.625     7.000
   332-14  901   803731801   80361       90,400.00     90,400.00  09/01/2000  08/01/2030   11.375     10.375    17.375     6.500
   332-14  901   803734664   33705       99,450.00     99,450.00  09/01/2000  08/01/2030    9.250      8.250    15.250     4.250
   332-14  901   803734789   33592       50,400.00     50,400.00  09/01/2000  08/01/2030   12.500     11.500    18.500     7.500
   332-14  901   803737196   18032       72,000.00     71,972.89  08/01/2000  07/01/2030   10.750      9.750    16.750     6.000
   332-14  901   803737881   14094      116,000.00    116,000.00  09/01/2000  08/01/2030   10.000      9.000    16.000     5.000
   332-14  901   803737964   28216      149,831.00    149,831.00  08/01/2000  07/01/2030    7.500      6.500    13.500     3.750
   332-14  901   803742287   75602       66,300.00     66,277.00  08/01/2000  07/01/2030   11.125     10.125    17.125     6.250
   332-14  901   803744952   34698       50,000.00     50,000.00  09/01/2000  08/01/2030    9.875      8.875    15.875     5.250
   332-14  901   803745553   64126       26,000.00     26,000.00  09/01/2000  08/01/2030   12.000     11.000    18.000     7.250
   332-14  901   803747005   21502       89,200.00     89,116.42  09/01/2000  08/01/2030    9.750      8.750    15.750     6.250
   332-14  901   803748474   80206       75,000.00     75,000.00  09/01/2000  08/01/2030   11.500     10.500    17.500     6.000
   332-14  901   803748979   44077      120,700.00    120,700.00  09/01/2000  08/01/2030   12.250     11.250    18.250     6.500
   332-14  901   803750843   07094      405,400.00    405,400.00  09/01/2000  08/01/2030   10.500      9.500    16.500     5.500
   332-14  901   803751668   43223       36,000.00     34,310.56  09/01/2000  08/01/2030   11.250     10.250    17.250     5.500
   332-14  901   803754860   21206       52,000.00     51,956.21  09/01/2000  08/01/2030   10.250      9.250    16.250     5.250
   332-14  901   803764596   80246      264,796.00    264,796.00  09/01/2000  08/01/2030   11.500     10.500    17.500     6.750
   332-14  901   803765239   48228       55,000.00     55,000.00  09/01/2000  08/01/2030   12.250     11.250    18.250     7.500
   332-14  901   803766195   33129      242,250.00    242,250.00  08/01/2000  07/01/2030   10.250      9.250    16.250     5.000
   332-14  901   803767672   33805       59,100.00     59,100.00  09/01/2000  08/01/2030   12.750     11.750    18.750     7.750
   332-14  901   803768878   07001      186,915.00    186,858.47  08/01/2000  07/01/2030   11.750     10.750    17.750     6.750
   332-14  901   803772953   47383       27,950.00     27,950.00  09/01/2000  08/01/2030   11.500     10.500    17.500     6.250
   332-14  901   803773563   80110      121,500.00    121,454.26  08/01/2000  07/01/2030   10.750      9.750    16.750     6.000
   332-14  901   803775352   28338       99,000.00     99,000.00  09/01/2000  08/01/2030    8.125      7.125    14.125     5.400
   332-14  901   803777069   46511      212,000.00    211,911.10  08/01/2000  07/01/2030   10.250      9.250    16.250     5.000
   332-14  901   803781129   18103       87,106.00     87,083.80  08/01/2000  07/01/2030   12.500     11.500    18.500     7.000
   332-14  901   803781269   45404       33,800.00     33,800.00  09/01/2000  08/01/2030   11.500     10.500    17.500     6.250
   332-14  901   803783026   46164      104,550.00    104,519.24  08/01/2000  07/01/2030   11.875     10.875    17.875     6.125
   332-14  901   803797703   11207      152,000.00    151,934.53  08/01/2000  07/01/2030   10.125      9.125    16.125     5.250
                -------------       -----------------------------                         ----------------------------------------
                        213          17,617,700.50 17,611,997.53                           11.442     10.445    17.442     6.481

   332-15  901   1000071165  97636      110,925.00    110,662.53  02/01/2000  01/01/2030   11.375     11.375    29.750     7.125
   332-15  901   1000074706  80820      108,750.00    108,605.03  04/01/2000  03/01/2030   11.375     10.375    29.750     7.250
   332-15  901   1000075422  97524      121,300.00    121,124.26  05/01/2000  04/01/2030    9.625      9.625    26.250     7.125
                -------------       -----------------------------                         ----------------------------------------
                          3             340,975.00    340,391.82                           10.752     10.433    28.505     7.165

                        216          17,958,675.50 17,952,389.35                           11.428     10.444    17.651     6.494
</TABLE>

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                    SALE SCHEDULE B - GROUP 2                        Page 5  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF ADJUSTABLE RATE MORTGAGES - SETTLEMENT 8/10/2000

                                                          Principal      Type of    Scheduled    Cut-off Date   Original   Next
                                                         Balance at     Mortgaged    Payment       Principal      LTV   Adjustment
Pool ID      Account       Name                          Origination    Property    Int & Prin      Balance      Ratio     Date
------------------------------------------------------------------------------------------------------------------------------------
<S>         <C>         <C>                              <C>            <C>         <C>          <C>            <C>     <C>
332-14      802329276   ZUCKOFSHE VIRGINIA                  144,000.00      2          1,344.22      143,435.41   80.0  09/01/2001
332-14      802474403   LOPEZ GASTON F                       73,875.00      7            846.17       73,797.89   75.0  03/01/2002
332-14      802800821   FERGUSON DENNIS                      81,250.00      1            906.73       81,119.35   62.9  01/01/2002
332-14      802852624   DABBS SAMUEL KEN                     91,200.00      7            868.52       91,068.12   80.0  04/01/2002
332-14      802945519   WALTERS JOYCE                        41,600.00      7            411.96       41,559.74   80.0  04/01/2002
332-14      802947655   JOHNSON BEATRICE                     31,500.00      1            294.05       31,451.91   75.0  03/01/2002
332-14      803012251   PATTON LINDA BOYD                    99,300.00      7            917.63       99,261.59   80.0  07/01/2002
332-14      803165893   CLIFF DOROTHY                       117,000.00      3          1,103.18      116,957.13   90.0  07/01/2003
332-14      803192491   COLEMAN KATHRYN                      36,000.00      7            426.48       35,957.58   76.5  05/01/2003
332-14      803207117   MURRAY MICHAEL P                     47,515.00      2            452.50       47,463.69   85.0  05/01/2002
332-14      803244938   BURRIS LENARD E                      91,600.00      7          1,013.28       91,579.05   80.0  07/01/2002
332-14      803287770   SHUMAN FRANK E                       49,500.00      3            485.48       49,483.74   90.0  07/01/2003
332-14      803290667   MORRIS MARGUARITE                    47,120.00      1            512.05       47,120.00   64.9  08/01/2002
332-14      803320415   SOSA ANGELA                          84,800.00      1            929.78       84,800.00   80.0  08/01/2002
332-14      803337468   MICHALOWSKI LEONARD                  34,950.00      1            309.94       34,934.95   75.0  07/01/2002
332-14      803344316   BRAGG HOWARD                         54,000.00      3            534.76       53,956.00   90.0  06/01/2002
332-14      803345560   SMITH NEIL W                         76,400.00      1            800.59       76,400.00   80.0  08/01/2002
332-14      803373109   RUSHTON STEVE                       108,000.00      7          1,194.70      107,975.30   80.0  07/01/2002
332-14      803373257   BUTTGEN ROSEMARY O                   48,000.00      1            502.99       47,973.89   75.0  06/01/2002
332-14      803375062   BLAIR SCOTT                          68,000.00      1            738.95       68,000.00   80.0  08/01/2002
332-14      803378603   FRISINA RICHARD                      96,500.00      1            891.75       96,425.03   75.9  06/01/2002
332-14      803385301   FARMER ROCHAEL                       68,400.00      1            625.68       68,400.00   90.0  08/01/2002
332-14      803401215   NUBY WALTER T                        40,000.00      1            434.68       39,990.33   80.0  06/01/2002
332-14      803404284   PATTERSON ROXANNE T                 140,000.00      1          1,228.60      139,938.07   80.0  07/01/2002
332-14      803406610   DUVALL KENNETH L                     30,175.00      2            310.38       30,157.66   85.0  05/01/2002
332-14      803408046   CLAY DAWN M                         142,800.00      1          1,400.53      142,800.00   85.0  08/01/2003
332-14      803413988   FRISCH SHARON A                      82,800.00      1            741.97       82,730.26   84.9  06/01/2003
332-14      803414127   REID MARY ANN                        41,400.00      1            406.04       41,386.40   90.0  07/01/2003
332-14      803419001   DRAKE CHERISE                        53,875.00      1            569.77       53,861.59   95.0  07/01/2002
332-14      803424787   BANEY CARL W                         54,000.00      1            504.08       54,000.00   87.8  08/01/2002
332-14      803449842   TURNER JAMES R                       85,600.00      1            913.57       85,555.97   78.5  08/01/2002
332-14      803460161   CRAY RICHARD J                       73,100.00      1            668.67       73,070.96   85.0  07/01/2002
332-14      803462357   BROOKS TYNNETIA                      20,000.00      1            198.06       19,993.61   80.0  07/01/2003
332-14      803465434   HALL SAMANTHA                        23,920.00      1            259.94       23,920.00   80.0  08/01/2002
332-14      803465780   BUSS DONNA LYNN                      70,000.00      1            720.03       70,000.00   64.8  08/01/2002
332-14      803472067   HARRIS JUSTINE                       22,400.00      1            249.98       22,400.00   70.0  08/01/2003
332-14      803473669   CASTILLO CHRISTINE EILEEN            18,500.00      1            193.86       18,500.00   74.0  08/01/2002
332-14      803474923   SWIFT ROBERT G                      154,000.00      7          1,394.33      153,767.13   75.1  06/01/2003
332-14      803478643   DUNHAM KEVIN                         24,960.00      3            233.00       24,931.55   80.0  05/01/2002
332-14      803480276   HENNINGER LISA M                     57,600.00      1            676.79       57,589.21   80.0  07/01/2002
332-14      803487206   KAUFF DAVID R                       104,000.00      1          1,160.62      103,953.51   80.0  06/01/2002
332-14      803492784   BRADDOCK KENNETH                     41,600.00      1            443.98       41,600.00   80.0  08/01/2002
332-14      803494707   PAYNE JILL                           75,200.00      1            730.39       75,200.00   80.0  08/01/2002
332-14      803498369   YEFKO RICHARD A                      59,750.00      1            518.84       59,750.00   87.8  08/01/2003
332-14      803498393   HEICHER MICHAEL W                    92,300.00      1            985.08       92,276.38   65.0  07/01/2003
332-14      803503036   RICKWELL MELINDA J                   50,025.00      1            533.90       49,999.25   75.0  06/01/2003
332-14      803506864   HENSON MELANIE L                    148,850.00      1          1,445.72      148,850.00   65.0  08/01/2002
332-14      803515329   SNEAD MICHAEL A                      94,400.00      1          1,007.49       94,400.00   80.0  08/01/2002
332-14      803518976   HAMMEN JACOB F                       52,650.00      1            501.40       52,612.28   90.0  06/01/2002
332-14      803536259   TEMPLE BETTY R                       23,250.00      1            234.69       23,235.87   75.0  08/01/2002
332-14      803541556   FOOTE JUDY L                         93,600.00      1          1,008.04       93,600.00   79.3  08/01/2002
332-14      803542042   SMITH GENE                           94,400.00      1          1,071.99       94,357.09   80.0  06/01/2002
332-14      803542075   EVANS DENNIS                        147,900.00      7          1,450.55      147,851.42   85.0  07/01/2003
332-14      803543628   MCKINNEY TERESA J                    40,500.00      1            378.06       40,484.75   90.0  08/01/2002
332-14      803548171   ASHLEY RHONDA L                      88,200.00      1            856.65       88,140.18   90.0  08/01/2003
332-14      803549070   HOLLOMAN RAYFIELD                    83,700.00      1            750.04       83,700.00   90.0  08/01/2003
332-14      803552520   PAGE NACHO L                         30,000.00      1            285.70       30,000.00   75.0  07/01/2003
</TABLE>

                         Current      Property
                         Mortgage     Value at       Owner
Pool ID      Account       Rate      Origination   Occupied
-------------------------------------------------------------
332-14      802329276     10.750        180,000.00     Y
332-14      802474403     13.500         98,500.00     Y
332-14      802800821     13.125        129,000.00     Y
332-14      802852624     11.000        114,000.00     Y
332-14      802945519     11.500         52,000.00     Y
332-14      802947655     10.750         42,000.00     Y
332-14      803012251     10.625        124,125.00     Y
332-14      803165893     10.875        130,000.00     Y
332-14      803192491     13.750         47,000.00     Y
332-14      803207117     11.000         55,900.00     Y
332-14      803244938     13.000        114,500.00     Y
332-14      803287770     11.375         55,000.00     Y
332-14      803290667     12.750         72,500.00     Y
332-14      803320415     12.875        106,000.00     Y
332-14      803337468     10.125         46,600.00     Y
332-14      803344316     11.500         60,000.00     Y
332-14      803345560     12.250         95,500.00     Y
332-14      803373109     13.000        135,000.00     Y
332-14      803373257     12.250         64,000.00     Y
332-14      803375062     12.750         85,000.00     Y
332-14      803378603     10.625        127,000.00     Y
332-14      803385301     10.500         76,000.00     Y
332-14      803401215     12.750         50,000.00     Y
332-14      803404284     10.000        175,000.00     Y
332-14      803406610     12.000         35,500.00     Y
332-14      803408046     11.375        168,000.00     Y
332-14      803413988     10.250         97,500.00     Y
332-14      803414127     11.375         46,000.00     Y
332-14      803419001     12.375         56,710.00     Y
332-14      803424787     10.750         61,500.00     Y
332-14      803449842     12.500        109,000.00     Y
332-14      803460161     10.500         86,000.00     Y
332-14      803462357     11.500         25,000.00     Y
332-14      803465434     12.750         29,900.00     Y
332-14      803465780     12.000        108,000.00     Y
332-14      803472067     13.125         32,000.00     Y
332-14      803473669     12.250         25,000.00     Y
332-14      803474923     10.375        205,000.00     Y
332-14      803478643     10.750         31,200.00     N
332-14      803480276     13.875         72,000.00     Y
332-14      803487206     13.125        130,000.00     Y
332-14      803492784     12.500         52,000.00     Y
332-14      803494707     11.250         94,000.00     Y
332-14      803498369      9.875         68,000.00     Y
332-14      803498393     12.500        142,000.00     Y
332-14      803503036     12.500         66,700.00     Y
332-14      803506864     11.250        229,000.00     Y
332-14      803515329     12.500        118,000.00     Y
332-14      803518976     11.000         58,500.00     Y
332-14      803536259     11.750         31,000.00     Y
332-14      803541556     12.625        118,000.00     Y
332-14      803542042     13.375        118,000.00     Y
332-14      803542075     11.375        174,000.00     Y
332-14      803543628     10.750         45,000.00     Y
332-14      803548171     11.250         98,000.00     Y
332-14      803549070     10.250         93,000.00     Y
332-14      803552520     11.000         40,000.00     N

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                    SALE SCHEDULE B - GROUP 2                        Page 6  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF ADJUSTABLE RATE MORTGAGES - SETTLEMENT 8/10/2000

                                                          Principal      Type of    Scheduled    Cut-off Date   Original   Next
                                                         Balance at     Mortgaged    Payment       Principal      LTV   Adjustment
Pool ID      Account       Name                          Origination    Property    Int & Prin      Balance      Ratio     Date
------------------------------------------------------------------------------------------------------------------------------------
<S>         <C>         <C>                              <C>            <C>         <C>          <C>            <C>     <C>
332-14      803556950   FRANKIAN GREGORY P                  105,000.00      1          1,019.82      104,964.56   75.0  07/01/2002
332-14      803557107   RICHARD WALTER                       80,000.00      3            924.21       80,000.00   80.0  07/01/2002
332-14      803557495   BUSH RHONDA J                        99,000.00      1            999.32       99,000.00   90.0  07/01/2002
332-14      803561091   GOFF GWENDOLYN D                    108,120.00      1          1,050.13      108,120.00   67.1  08/01/2003
332-14      803561406   SHULER ANGELA DELOIS                 14,000.00      1            128.06       13,988.83   31.1  07/01/2003
332-14      803561869   SHENBERGER BERNICE M                 84,000.00      1            831.84       83,973.16   56.0  07/01/2002
332-14      803561893   WASHINGTON LISA                      27,200.00      1            269.36       27,200.00   80.0  08/01/2002
332-14      803565480   ANDERSON JEFFREY A                  145,800.00      1          1,306.51      145,800.00   90.0  08/01/2003
332-14      803565597   CRUZ WANDA I                         70,400.00      1            771.89       70,383.43   80.0  07/01/2002
332-14      803567973   EDWARDS DENNIS R                     45,050.00      1            441.83       45,050.00   85.0  08/01/2002
332-14      803569821   ALBAKAL AMER                         28,000.00      1            307.00       28,000.00   80.0  08/01/2002
332-14      803570183   RODREICK DAVID L                    112,500.00      7          1,092.67      112,462.02   92.0  07/01/2002
332-14      803571413   MUNROE DOLORES                      142,000.00      1          1,142.56      142,000.00   74.7  08/01/2002
332-14      803573252   HAIMOWITZ RICHARD SCOTT             148,470.00      1          1,700.59      148,439.70   54.9  07/01/2002
332-14      803573856   PARKER SARAH J                       69,300.00      1            633.91       69,272.47   87.8  07/01/2003
332-14      803575091   WHITE RANDALL WAYNE                  37,000.00      1            338.45       37,000.00   46.2  08/01/2003
332-14      803580562   LIVINGSTON STEVEN                    43,300.00      1            462.12       43,288.92   84.9  07/01/2002
332-14      803581206   RODRIGUEZ DONNA                      54,000.00      1            534.76       53,982.74   90.0  07/01/2002
332-14      803583152   ALLEN RICHARD L                      44,500.00      1            398.76       44,500.00   50.5  08/01/2003
332-14      803585512   ALLEN CLIFFORD H                     58,450.00      1            584.41       58,450.00   84.9  08/01/2002
332-14      803587658   CABAN ANDREA                         65,600.00      3            637.15       65,600.00   80.0  08/01/2002
332-14      803587674   HEALEY THOMAS L                     102,000.00      1            990.69      102,000.00   80.0  08/01/2002
332-14      803588474   MORRISON GARY R                      40,625.00      1            425.71       40,625.00   65.0  08/01/2003
332-14      803588847   FOX RENEE M                          46,500.00      1            478.30       46,500.00   75.0  08/01/2003
332-14      803594894   GOODRICH GWENDOLYN L                 28,800.00      1            244.80       28,800.00   80.0  08/01/2002
332-14      803597178   ROGERS PAMELA                        30,550.00      1            352.93       30,543.94   65.0  07/01/2002
332-14      803599232   FORCIER KENNETH EARL                 80,750.00      1            776.64       80,750.00   85.0  08/01/2003
332-14      803600386   FERGUSON MARY F                     117,000.00      1          1,317.15      116,974.71   78.0  06/01/2002
332-14      803600410   GAINES MICHELLE LEE                 130,900.00      1          1,346.45      130,900.00   85.0  08/01/2002
332-14      803600964   HOFER ROBERT                        136,800.00      1          1,367.78      136,800.00   80.0  08/01/2002
332-14      803604222   MCCOY MICHAEL                        88,000.00      1            939.19       87,977.48   80.0  07/01/2003
332-14      803605856   ROST JEFFREY A                       56,950.00      1            629.98       56,923.82   85.0  06/01/2002
332-14      803612332   HILL LORI A                          49,500.00      1            452.80       49,460.48   90.0  08/01/2003
332-14      803616408   TURNER ALLAYNE                      108,000.00      1          1,100.52      108,000.00   90.0  07/01/2002
332-14      803618396   HORN BRIAN                           39,000.00      1            416.23       39,000.00   62.9  08/01/2002
332-14      803619121   KOHLER GENE R                        95,000.00      1            755.86       94,946.73   76.0  07/01/2003
332-14      803620798   PENDER THOMAS                        55,250.00      1            459.54       55,250.00   85.0  08/01/2003
332-14      803621929   SMITH ERIC D                         41,600.00      1            488.79       41,584.33   80.0  07/01/2003
332-14      803622224   WALKER HENRY                         51,500.00      1            569.69       51,488.23   83.0  07/01/2002
332-14      803622604   GANDEE HAROLD D                     135,000.00      1          1,533.04      135,000.00   79.4  07/01/2002
332-14      803622984   GREEN RACHELE                        42,000.00      1            415.92       42,000.00   56.7  07/01/2002
332-14      803624907   COOK MARTIN L                        32,900.00      1            335.25       32,900.00   70.0  08/01/2002
332-14      803625482   PONTOSKI ARLENE                     124,100.00      1          1,135.19      124,050.69   89.9  07/01/2002
332-14      803626472   MIDGETT JOHN W                       63,900.00      1            596.49       63,875.95   90.0  07/01/2002
332-14      803626894   FIGUEROA NICHOLAS                    81,690.00      3            935.69       81,673.32   85.9  07/01/2002
332-14      803632868   MACKESSY ROBERT                      37,000.00      1            362.88       37,000.00   82.2  08/01/2002
332-14      803633122   PHILLIPS JACK                        90,900.00      1            926.27       90,900.00   90.0  08/01/2002
332-14      803633429   WILLIAMS DEBBIE E                    84,600.00      1            742.43       84,600.00   90.0  08/01/2002
332-14      803634146   JOHNSON LAURA                        60,720.00      1            648.04       60,720.00   80.0  08/01/2003
332-14      803634757   BERNOR ALFRED ANTHONY                72,800.00      1            748.83       72,800.00   65.0  08/01/2002
332-14      803638493   LEGERLOTZ RONALD                     75,000.00      1            735.57       75,000.00   85.2  08/01/2002
332-14      803639582   KNEISZLER JASON J                    85,000.00      1            761.69       85,000.00   68.5  08/01/2003
332-14      803640606   HELMS ADRIAN L                       72,250.00      1            750.13       72,250.00   85.0  08/01/2003
332-14      803641497   BETHEA SAMUEL O K                    56,000.00      1            496.62       56,000.00   80.0  08/01/2002
332-14      803642248   SCHOENHERR MICHAEL A                 97,600.00      1          1,079.65       97,600.00   80.0  08/01/2002
332-14      803643212   WHITESIDE CATHY ANN                  63,750.00      1            625.24       63,750.00   85.0  08/01/2003
332-14      803644541   CLARK JOHN C                        114,750.00      1          1,224.68      114,750.00   85.0  08/01/2002
332-14      803645357   HIRSCHFELD ELIZABETH                400,000.00      1          3,961.16      400,000.00   80.0  08/01/2002
</TABLE>

                         Current      Property
                         Mortgage     Value at       Owner
Pool ID      Account       Rate      Origination   Occupied
-------------------------------------------------------------
332-14      803556950     11.250        140,000.00     Y
332-14      803557107     13.625        100,000.00     Y
332-14      803557495     11.750        110,000.00     Y
332-14      803561091     11.250        161,000.00     Y
332-14      803561406     10.500         45,000.00     Y
332-14      803561869     11.500        150,000.00     Y
332-14      803561893     11.500         34,000.00     Y
332-14      803565480     10.250        162,000.00     Y
332-14      803565597     12.875         88,000.00     Y
332-14      803567973     11.375         53,000.00     Y
332-14      803569821     12.875         35,000.00     Y
332-14      803570183     11.250        122,225.00     Y
332-14      803571413      9.000        190,000.00     Y
332-14      803573252     13.500        270,000.00     Y
332-14      803573856     10.500         78,900.00     Y
332-14      803575091     10.500         80,000.00     Y
332-14      803580562     12.500         51,000.00     Y
332-14      803581206     11.500         60,000.00     Y
332-14      803583152     10.250         88,000.00     Y
332-14      803585512     11.625         68,800.00     Y
332-14      803587658     11.250         82,000.00     Y
332-14      803587674     11.250        127,500.00     Y
332-14      803588474     12.250         62,500.00     Y
332-14      803588847     12.000         62,000.00     Y
332-14      803594894      9.625         36,000.00     Y
332-14      803597178     13.625         47,000.00     Y
332-14      803599232     11.125         95,000.00     Y
332-14      803600386     13.250        150,000.00     Y
332-14      803600410     12.000        154,000.00     Y
332-14      803600964     11.625        171,000.00     Y
332-14      803604222     12.500        110,000.00     Y
332-14      803605856     13.000         67,000.00     Y
332-14      803612332     10.500         55,000.00     Y
332-14      803616408     11.875        120,000.00     Y
332-14      803618396     12.500         62,000.00     Y
332-14      803619121      8.875        125,000.00     Y
332-14      803620798      9.375         65,000.00     Y
332-14      803621929     13.875         52,000.00     Y
332-14      803622224     13.000         62,000.00     Y
332-14      803622604     13.375        170,000.00     Y
332-14      803622984     11.500         74,000.00     N
332-14      803624907     11.875         47,000.00     N
332-14      803625482     10.500        137,900.00     Y
332-14      803626472     10.750         71,000.00     Y
332-14      803626894     13.500         95,000.00     Y
332-14      803632868     11.375         45,000.00     Y
332-14      803633122     11.875        101,000.00     Y
332-14      803633429     10.000         94,000.00     Y
332-14      803634146     12.500         75,900.00     Y
332-14      803634757     12.000        112,000.00     Y
332-14      803638493     11.375         88,000.00     Y
332-14      803639582     10.250        124,000.00     Y
332-14      803640606     12.125         85,000.00     Y
332-14      803641497     10.125         70,000.00     Y
332-14      803642248     13.000        122,000.00     Y
332-14      803643212     11.375         75,000.00     Y
332-14      803644541     12.500        135,000.00     Y
332-14      803645357     11.500        500,000.00     Y

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                    SALE SCHEDULE B - GROUP 2                        Page 7  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF ADJUSTABLE RATE MORTGAGES - SETTLEMENT 8/10/2000

                                                          Principal      Type of    Scheduled    Cut-off Date   Original   Next
                                                         Balance at     Mortgaged    Payment       Principal      LTV   Adjustment
Pool ID      Account       Name                          Origination    Property    Int & Prin      Balance      Ratio     Date
------------------------------------------------------------------------------------------------------------------------------------
<S>         <C>         <C>                              <C>            <C>         <C>          <C>            <C>     <C>
332-14      803646751   FINNEGAN MARK E                     103,900.00      1          1,200.31      103,879.39   79.9  07/01/2003
332-14      803646959   BOND JABIE                           32,000.00      1            335.33       31,982.59   62.7  08/01/2002
332-14      803648526   BECKETT LISA DEANN                   80,000.00      1            658.14       80,000.00   60.6  08/01/2003
332-14      803649425   DOBBS DANIEL                        117,000.00      7          1,136.38      117,000.00   90.0  07/01/2002
332-14      803649466   HADNOTT HAROLD                       70,000.00      3            693.20       70,000.00   70.0  07/01/2002
332-14      803650662   NETZER MARTIN                       102,400.00      1            917.61      102,357.06   80.0  07/01/2003
332-14      803651322   MIDCALF COREY                        27,000.00      1            262.24       27,000.00   65.8  08/01/2003
332-14      803652320   NEWSUAN CATHERINE M                  42,000.00      1            440.12       42,000.00   75.0  08/01/2002
332-14      803654748   MCKENZIE RADCLIFFE A                 56,000.00      1            619.47       55,987.20   80.0  07/01/2002
332-14      803657154   MCNICHOLAS TIMOTHY                   54,400.00      1            660.75       54,390.92   80.0  07/01/2002
332-14      803657527   SCHLAK TIMOTHY                       89,100.00      1            968.24       89,078.45   90.0  07/01/2002
332-14      803659192   LONG MICHEL ANGLO                    46,500.00      1            469.38       46,500.00   75.0  08/01/2002
332-14      803659333   SANCHEZ ARMANDO                      76,457.50      1            735.35       76,457.50   84.0  08/01/2003
332-14      803660125   WILSON EASTON E                      81,000.00      5            748.52       81,000.00   90.0  08/01/2002
332-14      803660869   HAMILTON KENT L                      84,500.00      1            765.07       84,465.50   65.0  08/01/2003
332-14      803662212   COOK SHAREEDA D                     121,500.00      1          1,134.18      121,500.00   90.0  07/01/2002
332-14      803664069   ALJABERY MAHDI K                     73,980.00      1            704.53       73,953.62   90.0  07/01/2002
332-14      803664101   PERSIN LESLIE M                     140,250.00      1          1,524.09      140,216.07   85.0  08/01/2002
332-14      803664333   GELMISI JOHN T                      163,800.00      2          1,827.97      163,800.00   70.0  07/01/2002
332-14      803664994   MARRERO IRIS DAVILA-                 63,750.00      1            625.24       63,750.00   85.0  08/01/2002
332-14      803666130   SCARBOROUGH JEFFERY M               127,800.00      7          1,217.07      127,754.43   90.0  07/01/2002
332-14      803666544   SEYMOUR TERRY L                      61,200.00      1            653.16       61,200.00   85.0  08/01/2002
332-14      803666874   DUKES TANYANA                        74,800.00      1            719.41       74,774.46   85.0  07/01/2003
332-14      803667914   FITZPATRICK JEANNE E                 32,200.00      2            331.21       32,200.00   70.0  08/01/2002
332-14      803668706   ARTILES GRISELDA                     37,060.00      1            406.34       37,051.28   85.0  07/01/2002
332-14      803669043   JAMESON EDWARD T                     69,200.00      1            758.73       69,183.73   30.7  07/01/2003
332-14      803669878   FABER MICHAEL                       124,150.00      1          1,458.74      124,126.74   65.0  07/01/2003
332-14      803670454   LOCKLEAR PHILLIP                     75,600.00      1            806.85       75,580.65   80.0  07/01/2003
332-14      803670850   MAYS CONSUELA                        56,000.00      1            554.56       56,000.00   80.0  08/01/2002
332-14      803671262   GREENE SARAH M                       68,000.00      1            673.40       68,000.00   85.0  08/01/2002
332-14      803671585   ROSENBERGER STUART                   45,600.00      1            535.79       45,600.00   80.0  07/01/2002
332-14      803671692   SCHUH JAMES C                       126,300.00      1          1,347.95      126,300.00   79.9  08/01/2002
332-14      803672260   CLARK SHARON R                       43,000.00      1            373.39       43,000.00   79.6  08/01/2003
332-14      803672518   WHITE DELORA                         66,400.00      1            760.55       66,400.00   80.0  08/01/2002
332-14      803672617   FRANKS VICTOR                        34,000.00      1            333.46       33,977.56   82.9  08/01/2003
332-14      803674373   HUSEMAN WILLIAM C                   104,000.00      1            931.95      103,956.38   80.0  07/01/2002
332-14      803675438   METCALF ROBERT                       20,000.00      2            203.80       19,994.12   33.3  07/01/2002
332-14      803677822   PETTIT JANICE R                     106,350.00      1            943.14      106,350.00   79.9  08/01/2003
332-14      803679117   UMLAND SCOTT                        135,000.00      1          1,234.90      135,000.00   90.0  08/01/2003
332-14      803681188   HEGAMIN GEORGE                      316,800.00      8          2,927.54      316,800.00   90.0  07/01/2002
332-14      803681840   THOMAS JEANETTE                      50,000.00      3            514.31       50,000.00   64.9  08/01/2002
332-14      803684349   GUERRERO JULIAN                      56,000.00      1            533.30       56,000.00   80.0  07/01/2003
332-14      803686534   MARTIN NORMA J                       52,000.00      1            565.08       52,000.00   80.0  08/01/2002
332-14      803689595   WARD DIANE R                         58,000.00      1            596.60       58,000.00   73.4  08/01/2003
332-14      803694512   ESCALANTE CHERYL                     42,415.00      1            356.65       42,415.00   85.0  08/01/2003
332-14      803698000   PERRONE PAUL J                       51,000.00      1            424.19       50,974.25   75.0  07/01/2002
332-14      803700277   VACIRCA VITO F                      255,200.00      1          2,674.23      255,200.00   80.0  08/01/2002
332-14      803701283   BELL MARTA E                         48,000.00      1            412.39       48,000.00   80.0  07/01/2003
332-14      803701291   SUMMERS TONY J                      112,000.00      1          1,184.48      112,000.00   80.0  08/01/2003
332-14      803701465   WASHINGTON ESTHER B                  26,000.00      3            257.48       26,000.00   68.4  08/01/2002
332-14      803702141   SHAVCE KAREN                        117,600.00      1          1,381.78      117,577.97   80.0  07/01/2002
332-14      803702661   HARRIS KEVIN W                       85,000.00      1            923.69       85,000.00   84.1  08/01/2002
332-14      803709542   SEDLAR KENNETH P                     25,000.00      1            228.68       25,000.00   33.3  08/01/2003
332-14      803710789   MARTINEZ GUILLERMO C                128,000.00      1          1,099.72      128,000.00   80.0  07/01/2003
332-14      803713031   SILPSART SANTI                      176,200.00      8          1,513.83      176,117.80   89.8  07/01/2002
332-14      803715929   MUROSKY MICHAEL                      76,500.00      5            728.53       76,445.19   90.0  08/01/2002
332-14      803717768   MUNGER WILLIAM E                     65,000.00      1            649.90       65,000.00   52.0  08/01/2003
332-14      803718378   BENTLEY NICOLE L                     42,000.00      1            440.12       42,000.00   62.6  08/01/2003
</TABLE>

                         Current      Property
                         Mortgage     Value at       Owner
Pool ID      Account       Rate      Origination   Occupied
-------------------------------------------------------------
332-14      803646751     13.625        129,900.00     Y
332-14      803646959     12.250         51,000.00     Y
332-14      803648526      9.250        132,000.00     Y
332-14      803649425     11.250        130,000.00     Y
332-14      803649466     11.500        100,000.00     N
332-14      803650662     10.250        128,000.00     Y
332-14      803651322     11.250         41,000.00     Y
332-14      803652320     12.250         56,000.00     Y
332-14      803654748     13.000         70,000.00     Y
332-14      803657154     14.375         68,000.00     Y
332-14      803657527     12.750         99,000.00     Y
332-14      803659192     11.750         62,000.00     N
332-14      803659333     11.125         91,000.00     Y
332-14      803660125     10.625         90,000.00     Y
332-14      803660869     10.375        130,000.00     Y
332-14      803662212     10.750        135,000.00     Y
332-14      803664069     11.000         82,200.00     Y
332-14      803664101     12.750        165,000.00     Y
332-14      803664333     13.125        234,000.00     Y
332-14      803664994     11.375         75,000.00     Y
332-14      803666130     11.000        142,000.00     Y
332-14      803666544     12.500         72,000.00     Y
332-14      803666874     11.125         88,000.00     Y
332-14      803667914     12.000         46,000.00     Y
332-14      803668706     12.875         43,600.00     Y
332-14      803669043     12.875        225,000.00     Y
332-14      803669878     13.875        191,000.00     Y
332-14      803670454     12.500         94,500.00     Y
332-14      803670850     11.500         70,000.00     Y
332-14      803671262     11.500         80,000.00     Y
332-14      803671585     13.875         57,000.00     Y
332-14      803671692     12.500        157,900.00     Y
332-14      803672260      9.875         54,000.00     Y
332-14      803672518     13.500         83,000.00     Y
332-14      803672617     11.375         41,000.00     Y
332-14      803674373     10.250        130,000.00     Y
332-14      803675438     11.875         60,000.00     Y
332-14      803677822     10.125        133,000.00     Y
332-14      803679117     10.500        150,000.00     Y
332-14      803681188     10.625        352,000.00     Y
332-14      803681840     12.000         77,000.00     Y
332-14      803684349     11.000         70,000.00     Y
332-14      803686534     12.750         65,000.00     Y
332-14      803689595     12.000         79,000.00     Y
332-14      803694512      9.500         49,900.00     Y
332-14      803698000      9.375         68,000.00     Y
332-14      803700277     12.250        319,000.00     Y
332-14      803701283      9.750         60,000.00     N
332-14      803701291     12.375        140,000.00     Y
332-14      803701465     11.500         38,000.00     Y
332-14      803702141     13.875        147,000.00     Y
332-14      803702661     12.750        101,000.00     Y
332-14      803709542     10.500         75,000.00     Y
332-14      803710789      9.750        160,000.00     N
332-14      803713031      9.750        196,000.00     Y
332-14      803715929     11.000         85,000.00     Y
332-14      803717768     11.625        125,000.00     Y
332-14      803718378     12.250         67,000.00     Y

<PAGE>

<TABLE>
<CAPTION>
ALLIANCE FUNDING                                                    SALE SCHEDULE B - GROUP 2                        Page 8  8/23/00
A DIVISION OF SUPERIOR BANK FSB    2000-2 3RD SUBSEQUENT TRANSFER OF ADJUSTABLE RATE MORTGAGES - SETTLEMENT 8/10/2000

                                                          Principal      Type of    Scheduled    Cut-off Date   Original   Next
                                                         Balance at     Mortgaged    Payment       Principal      LTV   Adjustment
Pool ID      Account       Name                          Origination    Property    Int & Prin      Balance      Ratio     Date
------------------------------------------------------------------------------------------------------------------------------------
<S>         <C>         <C>                              <C>            <C>         <C>          <C>            <C>     <C>
332-14      803718766   ANTHONY DATREENA R                   33,750.00      1            334.22       33,750.00   73.3  07/01/2003
332-14      803722552   RIVERA JOSE                         108,000.00      1            927.89      107,949.61   80.0  07/01/2003
332-14      803723584   HOLDER L LLOYD                      117,000.00      1          1,070.24      117,000.00   90.0  08/01/2003
332-14      803724053   MCCANN WALTER L                      56,000.00      4            624.95       56,000.00   80.0  08/01/2002
332-14      803725688   EVANO DOROTHY                        40,000.00      1            380.93       39,985.74   36.3  07/01/2002
332-14      803726041   SOTO OSCAR                          160,000.00      1          1,630.40      160,000.00   80.0  07/01/2003
332-14      803726223   ANCAR BIENVILLE                      63,750.00      1            625.24       63,729.30   85.0  07/01/2002
332-14      803727171   SALAMI HASSAN                       106,000.00      3          1,009.46      106,000.00   70.6  08/01/2002
332-14      803730340   STEPHENS CHELLENE M                  44,100.00      1            428.33       44,100.00   70.0  08/01/2003
332-14      803730928   RODGERS WILLIAM L                    36,000.00      1            366.84       35,989.41   75.0  07/01/2003
332-14      803731066   POWELL ROGER D                      101,600.00      1          1,123.90      101,553.28   80.0  08/01/2002
332-14      803731603   RYAN JOSEPH                          75,600.00      3            755.88       75,576.50   70.0  07/01/2002
332-14      803731801   RYAN JOSEPH                          90,400.00      1            886.61       90,400.00   80.0  08/01/2002
332-14      803734664   HAMMOND DARREN W                     99,450.00      1            818.15       99,450.00   82.8  08/01/2003
332-14      803734789   SMITH BOBBY                          50,400.00      1            537.90       50,400.00   80.0  08/01/2003
332-14      803737196   STEFKO WENDY ANNE                    72,000.00      1            672.11       71,972.89   90.0  07/01/2002
332-14      803737881   VAN BUREN VERNE W                   116,000.00      1          1,017.98      116,000.00   85.9  08/01/2003
332-14      803737964   DAVIS JEROME                        149,831.00      1          1,047.64      149,831.00   80.9  07/01/2003
332-14      803742287   GODFREY KEITH A                      66,300.00      1            637.66       66,277.00   85.0  07/01/2003
332-14      803744952   FAHARI KERAMAT                       50,000.00      1            434.17       50,000.00   80.0  08/01/2002
332-14      803745553   MORT GARY C                          26,000.00      1            267.44       26,000.00   74.2  08/01/2003
332-14      803747005   STRUNTZ WILLIAM J                    89,200.00      1            766.37       89,116.42   84.9  08/01/2003
332-14      803748474   SMILEY DAWN                          75,000.00      2            742.72       75,000.00   75.0  08/01/2002
332-14      803748979   VOJTUSH GEORGE G                    120,700.00      1          1,264.81      120,700.00   85.0  08/01/2003
332-14      803750843   GONZALEZ CARL K                     405,400.00      2          3,708.35      405,400.00   84.9  08/01/2002
332-14      803751668   GEORGE KATHY                         36,000.00      3            349.65       34,310.56   80.0  08/01/2002
332-14      803754860   CHAMBERS BETTY J                     52,000.00      1            465.97       51,956.21   80.0  08/01/2003
332-14      803764596   AMBROZIC ROSEMARIE S                264,796.00      8          2,622.25      264,796.00   85.0  08/01/2002
332-14      803765239   CLEMONS TAMEICO                      55,000.00      1            576.34       55,000.00   74.3  08/01/2003
332-14      803766195   DOPAZO ARTURO                       242,250.00      2          2,170.80      242,250.00   85.0  07/01/2002
332-14      803767672   HALL ANTHONY                         59,100.00      1            642.24       59,100.00   80.9  08/01/2002
332-14      803768878   ZAMOR ANTOINE                       186,915.00      1          1,886.74      186,858.47   85.0  07/01/2002
332-14      803772953   WILLIAMSON JUANITA M                 27,950.00      1            276.79       27,950.00   65.0  08/01/2003
332-14      803773563   LEHNERZ GREGG A                     121,500.00      1          1,134.18      121,454.26   90.0  07/01/2002
332-14      803775352   NELSON JAMES W                       99,000.00      1            735.07       99,000.00   90.0  08/01/2003
332-14      803777069   WELLS RICHARD J                     212,000.00      1          1,899.73      211,911.10   80.0  07/01/2003
332-14      803781129   DUNCAN MARJORIE E                    87,106.00      1            929.65       87,083.80   65.9  07/01/2002
332-14      803781269   PHILLIPS JAMES                       33,800.00      1            334.72       33,800.00   65.0  08/01/2003
332-14      803783026   HUFF DAVID L                        104,550.00      1          1,065.37      104,519.24   85.0  07/01/2003
332-14      803797703   RAMDWAR KENNETH                     152,000.00      3          1,347.97      151,934.53   80.0  07/01/2002
          -------------------------------------------------------------            -------------------------------------
                  213   Sale Total                       17,617,700.50               173,882.66   17,611,997.53  80.0

332-15     1000071165   JOHNSON DARRYL                      110,925.00      7          1,087.92      110,662.53   75.0  01/01/2003
332-15     1000074706   SEVERSON JAMES J                    108,750.00      7          1,066.59      108,605.03   75.0  03/01/2002
332-15     1000075422   DEMILLE TOM A                       121,300.00      7          1,031.04      121,124.26   78.7  04/01/2003
          -------------------------------------------------------------            -------------------------------------
                    3   Sale Total                          340,975.00                 3,185.55      340,391.82  76.3

                    216 Grand Total Group 2              17,958,675.50               177,068.21   17,952,389.35  80.0
</TABLE>

                         Current      Property
                         Mortgage     Value at       Owner
Pool ID      Account       Rate      Origination   Occupied
-------------------------------------------------------------
332-14      803718766     11.500         46,000.00     N
332-14      803722552      9.750        135,000.00     Y
332-14      803723584     10.500        130,000.00     Y
332-14      803724053     13.125         70,000.00     Y
332-14      803725688     11.000        110,000.00     N
332-14      803726041     11.875        200,000.00     Y
332-14      803726223     11.375         75,000.00     Y
332-14      803727171     11.000        150,000.00     Y
332-14      803730340     11.250         63,000.00     Y
332-14      803730928     11.875         48,000.00     N
332-14      803731066     13.000        127,000.00     Y
332-14      803731603     11.625        108,000.00     N
332-14      803731801     11.375        113,000.00     Y
332-14      803734664      9.250        120,000.00     Y
332-14      803734789     12.500         63,000.00     Y
332-14      803737196     10.750         80,000.00     Y
332-14      803737881     10.000        135,000.00     Y
332-14      803737964      7.500        185,000.00     Y
332-14      803742287     11.125         78,000.00     Y
332-14      803744952      9.875         62,500.00     N
332-14      803745553     12.000         35,000.00     Y
332-14      803747005      9.750        105,000.00     Y
332-14      803748474     11.500        100,000.00     Y
332-14      803748979     12.250        142,000.00     Y
332-14      803750843     10.500        477,000.00     Y
332-14      803751668     11.250         45,000.00     Y
332-14      803754860     10.250         65,000.00     Y
332-14      803764596     11.500        311,525.00     Y
332-14      803765239     12.250         74,000.00     Y
332-14      803766195     10.250        285,000.00     Y
332-14      803767672     12.750         73,000.00     Y
332-14      803768878     11.750        219,900.00     Y
332-14      803772953     11.500         43,000.00     N
332-14      803773563     10.750        135,000.00     Y
332-14      803775352      8.125        110,000.00     Y
332-14      803777069     10.250        265,000.00     Y
332-14      803781129     12.500        132,000.00     Y
332-14      803781269     11.500         52,000.00     N
332-14      803783026     11.875        123,000.00     Y
332-14      803797703     10.125        190,000.00     Y
          -----------------------------------------
                  213     11.442     22,453,785.00

332-15     1000071165     11.375        147,900.00     Y
332-15     1000074706     11.375        145,000.00     Y
332-15     1000075422      9.625        154,000.00     Y
          -----------------------------------------
                    3     10.752        446,900.00

                    216   11.428     22,900,685.00AGREEMENT

                            To Establish and Operate

             Coin Communications Ltd., a Co-operative Joint Venture

This AGREEMENT, signed this 10th day of April, A.D. 2000,

BETWEEN:       ZHONG-NAN TIEN COMPANY, a privately owned company in China
               (hereinafter called ZNT),

                                              OF THE FIRST PART
AND
               CHINA COHY COMMUNICATIONS CORPORATION, a USA corporation
               incorporated in Delaware (hereinafter called CCCC),

                                              OF THE SECOND PART
AND
               CHINA ENTERPRISE INVESTMENT COMPANY, a privately-owned company
               in China (hereinafter called CEIC),

                                              OF THE THIRD PART

WHEREAS the parties hereto desire to establish a co-operative joint venture in
China, to be named COHY COMMUNICATIONS LTD. (hereinafter called CCL);

     NOW THEREFORE THIS AGREEMENT WITNESSETH in consideration of the mutual
covenants and agreements hereinafter contained, the parties hereto mutually
covenant and agree together as follows:

     1. The parties hereto covenant and agree to cause to be incorporated a
cooperative China (10%) - USA (90%) joint venture with authorized capital of
$2,500,000 under the laws of China, with its operations in China, with articles
of incorporation and bylaws to be agreed upon, named CCL. Its life shall be 25
years.

     2. The parties hereto covenant and agree that the primary purpose for
establishing the joint venture is to assume the Railway TV System's development,
production and sale project from CEIC who has funded its concept development
stage.

     3. The parties hereto covenant and agree that the business of CCL will be
to: develop manufacture and market wireless controlled closed-circuit TV
communications systems and equipment for Chinese railway trains and stations,
and, fibre optic exchange equipment for telecom installations in China together
with related business activities, some of which are yet to be identified.

                                                                     Page 1 of 1
<PAGE>

     4. The parties hereto covenant and agree to establish a strategic alliance
with Cohy Enterprise Investment Co. Ltd. (CEIC) for the purposes of providing
CCL with the documentation, test results, contracts, facilities and personnel
required to manage and operate its business in an effective and profitable
manner.

     5. The parties hereto covenant and agree that a Board of Directors of three
(3) or more members will be responsible for managing CCL. The parties further
covenant and agree that CCCC will appoint the majority of Board members and
select the Chairman/CEO and Chief Financial Officer. ZNT will select the Vice
Chairman/General Manager and Chief Engineer.

     6. The parties hereto covenant and agree that, for the Board of CCL, the
respective representatives of ZNT are: Chairperson Ms. Jiang Min and Patent
Co-Holder Mr. Zhang Jian; and, for CCCC: Chairman Liang Bao Hua, Vice-Chairman &
CEO Ben Leboe, President and COO Wu Rong Guang and Executive Vice President
Kevin Nagel. Others may be substituted or added on approval by TNT and CCCC.

     7. The parties hereto covenant and agree that 80% of CCL's net profit will
be distributed to its joint venture partners, and, that 20% of net profit will
be retained for statutory and contingency reserves.

     8. ZNT covenants and agrees to contribute $250,000 on the closing date, in
exchange for a 10% ownership interest in CCL.

     9. CCCC covenants and agrees to contribute $2,250,000 from a planned
private placement or public offering, on the closing date, in exchange for a 90%
ownership interest in CCL. Furthermore, CCCC covenants and agrees to manage the
newly established joint venture company, and to acquire the Railway TV project
documentation, test results, contracts and business arrangements from CEIC for
an amount equal to CEIC's costs, up to $550,000, which, is payable in common
shares of CCCC valued at the same price as is proposed to be offered to the
public.

     10. CEIC and ZNT covenants and agrees to provide CCL with the rights to use
its patented wireless, closed-circuit TV system together with all of the
agreements that they have organized to become the exclusive supplier of the
wireless TV system to the railways of China, and, all other markets.
Furthermore, CEIC covenants and agrees to provide CCL with the required
facilities, documentation, test results, contracts and personnel to effectively
manage and operate the business of CCL. Accordingly, CEIC will deliver to CCL
all management and control of the patented TV system; supply facilities and
production employees to CCL on a contractual basis at cost; and, provide CCL
with the rights to manufacture and sell, without restriction, its self-designed
inter-exchange telecom equipment, digital exchange equipment and fibre digital
telecommunications equipment.

     11. The parties hereto agree upon the closing date that the respective
equity and voting interests of the parties shall be as follows:

                CCCC    90% (via $2.25 million authorized capital)
                TNT     10% (via $250,000 authorized capital)

                                                                     Page 2 of 2
<PAGE>

In the event that any party owns more or less than the interest described above
as a result of amendments approved by TNT and CCCC, the parties agree to adjust
their voting interest accordingly.

     12. The parties further acknowledge that this AGREEMENT reflects the
understanding of the parties and that such further and other documents and
documentation shall be necessary to effect the incorporation of CCL.
Furthermore, the parties agree individually to assist, as may be required, in
both the formation of CCL and the sale of CCCC's common shares as described
herein.

     13. The parties hereto agree to use their best efforts to obtain the
approval and consent of regulatory authorities in China and USA according to the
terms and conditions of this agreement and to provide such documents as may be
reasonably required to evidence such approval and consent.. The parties further
agree to form CCL, as herein described, without delay and at the earliest
possible date.

     14. The parties further acknowledge that this AGREEMENT and any subsequent
agreements shall be construed and interpreted pursuant to the laws of China.

     15. The parties agree that the closing date shall be a date that is
consistent with the dates for payment of funds identified in the Chinese
Cooperative Joint Venture By-Laws, or, a later date as agreed to by the parties.

     IN WITNESS WHEREOF the parties hereto set their hands, this 10th day of
April, 2000.

                         /s/ Jiang Min
                         ---------------------------------------------
                         Zhong -- Nan Tien Company
                         Per: Ms. Jiang Min, Chairperson

                         /s/ Ben Leboe
                         ---------------------------------------------
                         China Cohy Communications Corporation
                         Per: Mr. Ben Leboe, President

                         /s/ Liang Bao
                         ---------------------------------------------
                         Cohy Enterprise Investment Company (CHIC)
                         Per: Mr, Liang Bao, Chairman

                                                                     Page 3 of 3

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00014-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00014-of-00352.parquet"}]]