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                                                                    Exhibit 10.1

                           MASTER SERVICES AGREEMENT

     THIS MASTER SERVICES AGREEMENT ("Master Agreement") is made as of October
3, 2005 by and between Edentify, Inc., with its principal place of business at
74 West Broad Street, Suite 350, Bethlehem, Pennsylvania, 18018 ("Edentify"),
and Seisint, Inc., with its principal place of business at 6601 Park of Commerce
Blvd., Boca Raton, Florida 33487 ("Seisint").

     WHEREAS, Edentify wishes to engage Seisint to perform certain services in
connection with Edentify's ongoing activities to assist its customers in
connection with the detection and prevention of fraud; and

     WHEREAS, Seisint wishes to perform such services in accordance with the
terms and conditions of this Master Agreement (and any Schedules entered into
concurrently with or subsequent to this Master Agreement);

     NOW, THEREFORE, for and in consideration of the mutual promises and
covenants set forth herein, and other good and valuable consideration, the
receipt and sufficiency of which is hereby acknowledged, the parties hereto do
hereby agree as follows:

1. DEFINITIONS

For the purposes of this Agreement, all capitalized terms will have the meaning
ascribed to them as follows or as otherwise set forth in this Agreement:

1.1   "AGREEMENT" means the Master Agreement and any SOW attached as a Schedule
      to the Master Agreement, each of which is incorporated into and made a
      part of this Agreement.

1.2   "AFFILIATES" means with respect to any person or entity, any other person
      now existing or existing in the future, that directly or indirectly
      through one or more intermediaries, controls, is controlled by or is under
      common control with that person or entity.

1.3   "CHANGE OF CONTROL" means the purchase, merger or other transaction
      regarding a Party whereby a third party assumes control of such Party. For
      purposes of this definition, "control" shall mean the ability to direct
      the management or policies of a Party by ownership, contract or otherwise.

1.4   "CONFIDENTIAL INFORMATION" includes (without limitation) the Seisint
      Databases, Intellectual Property of the Parties, the data provided by
      either Party to the other in connection with performance of this
      Agreement, information regarding each Parties' business processes, methods
      and plans, any business or technical information of a Party or its
      customers, including but not limited to any information relating to a
      Party's or its customers' product plans, designs, costs, finances,
      marketing plans, business opportunities, personnel, research, development
      or know-how. Confidential Information does not include information which
      (i) is already known by the recipient, (ii) becomes, through no act or
      fault of the recipient, publicly known or available, (iii) is received by
      recipient from a third party without a restriction on disclosure or use,
      (iv) is independently developed by recipient without reference to the
      Confidential Information or (v) is required to be disclosed as a result of
      legal process or government regulation.

1.5   "DERIVATIVE" means a revision, modification, translation, abridgment,
      condensation, expansion or any other form in which pre-existing works of a
      Party may be recast, transformed, or adapted.

1.6   "EFFECTIVE DATE" means the date, as first set forth, of this Master
      Agreement or any SOW, as

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      applicable.

1.7   "FEES" means the charge owned by Edentify to Seisint for Services rendered
      in accordance with an SOW.

1.8   "EDENTIFY MARKS" means all corporate names, domain names, trademarks,
      service marks and logos owned by Edentify.

1.9   "INTELLECTUAL PROPERTY" means all (a) patents, (b) trademarks, service
      marks, domain names, trade dress, logos, trade names and corporate names,
      (c) copyrights, (d) computer software and data, (e) trade secrets and
      confidential business information, whether patentable or un-patentable and
      whether or not reduced to practice, know-how, manufacturing and production
      processes and techniques, research and development information,
      copyrightable works, financial, marketing and business data, pricing and
      cost information, business and marketing plans and customer and supplier
      lists and information, (f) applications and registrations related to any
      of the foregoing, (g) other proprietary rights relating to any of the
      foregoing, and (h) copies and tangible embodiments thereof.

1.10  "MARKS" means the Edentify trademarks and service marks, or the Seisint
      trademarks or service marks, as applicable.

1.11  "MASTER AGREEMENT" means this Master Services Agreement. The Master
      Agreement's terms and conditions shall be controlling and shall supersede
      where applicable conflicting terms and conditions as may be contained in
      an SOW, unless specifically noted in an SOW that such conflicting terms or
      conditions as may be contained therein control.

1.12  "PARTIES" means both Edentify and Seisint collectively.

1.13  "PARTY" means either Edentify or Seisint individually.

1.14  "SCHEDULE" means the documents attached to the Agreement and signed by the
      Parties, if any, delineating Services to be provided by Seisint and the
      duties of Edentify in connection with those Services.

1.15  "SCOPE OF WORK (SOW)" means the Services as described in the Schedules to
      this Master Agreement. Each SOW shall be in addition to the terms and
      conditions of the Master Agreement.

1.16  "SEISINT DATABASES" means the databases Seisint maintains or accesses
      during the performance of the Services set forth in an SOW.

1.17  "SEISINT MARKS" means all corporate names, domain names, trademarks,
      service marks and logos owned by Seisint.

1.18  "SERVICES" means the work or functions performed by Seisint as described
      in each SOW.

1.19  "TERM" means the length of time wherein this Master Agreement or an SOW
      shall remain in full force and effect, unless earlier terminated as a
      result of a breach of this Master Agreement or an SOW. If an applicable
      SOW's Term is longer than the Term of this Master Agreement, then the Term
      of this Master Agreement shall be automatically extended to run
      contemporaneously with the Term of such SOW.

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2. SEISINT OBLIGATIONS

Seisint shall provide to Edentify the Services described in each duly executed
SOW. Seisint will, unless otherwise noted in a particular SOW, be responsible
for configuring its hardware and software in order to facilitate the
performance of its respective obligations under this Agreement and each SOW.

3. EDENTIFY OBLIGATIONS

Edentify will timely and diligently cooperate with Seisint to perform such
duties and take such actions as are necessary for Seisint to provide the
Services detailed in each SOW, and Edentify shall at all times act in good faith
and abide by the terms and conditions of this Agreement.

4. PAYMENT OF FEES

Edentify shall pay the Fees due under this Agreement as specified in the
applicable SOW. All Fees are exclusive of any sales, use or other tax related
to Seisint's performance of Services. Edentify will be responsible for
assessing and remitting to the appropriate taxing authority any sales, use or
other tax related to the performance of Services by Seisint regardless of
whether that tax is currently existing or later enacted. Notwithstanding the
foregoing, neither party will be responsible for taxes imposed on the revenues
or income of the other party.

5. INTELLECTUAL PROPERTY

5.1  Each Party shall at all times retain full and complete ownership in and to
     all Intellectual Property and Derivatives thereof existing as of the
     Effective Date, and to all Intellectual Property and Derivatives thereafter
     created by a Party outside the scope of the obligations specifically
     identified in an SOW. Furthermore, there are no implied licenses under this
     Master Agreement or any SOW. Any rights not expressly granted under this
     Master Agreement or an SOW is reserved by the owner of the Intellectual
     Property.

5.2  Neither Party shall use the other party's Marks without the other Party's
     consent, nor upon the expiration or termination of this Master Agreement
     will either Party continue any use of the other Party's Marks.
     Notwithstanding consent of use, title to and ownership of Party's Marks
     will remain with the owner of a Mark, and a party using the Marks of
     another Party shall not take any action inconsistent with the other Party's
     right, title and interest in and to the Marks.

5.3  Neither Party shall reverse engineer, decompile or disassemble the
     algorithms, source or object code of the other Party or any portion
     thereof, nor otherwise attempt to create or derive the algorithms, source
     object code of the other Party for any reason whatsoever. Each party
     acknowledges and agrees that unauthorized reproduction, use, or disclosure
     of such technology or any party thereof is likely to cause irreparable
     injury to the owner of such technology, who shall therefore be entitled to
     injunctive relief to enforce these restrictions, in addition to any other
     remedies available at law, in equity, or under this Agreement, and without
     the need to post bail even if ordinarily required.

6. WARRANTIES

6.1  Seisint warrants that (i) it, and each of the agents that it uses to
     provide and perform the Services, as applicable, have the necessary
     knowledge, skills, experience, qualifications and resources to provide and
     perform the Services in accordance with the terms of this Master Agreement
     and each SOW; (ii) the performance of the Services in each SOW does not
     infringe upon or

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          misappropriate the Intellectual Property of any third party and (iii)
          the performance of the Services shall be in accordance with the
          specifications set forth in any SOW attached hereto.

6.2       Each Party warrants to the other Party that it has the right to enter
          into this Master Agreement and each SOW, and that it has the
          requisite authority to perform the Services and obligations set forth
          therein.

6.3       Seisint does not warrant that the Services as described in each SOW
          will operate uninterrupted or error-free, however, the Services shall
          operate substantially as described therein and in any and all written
          materials provided by Seisint to Edentify and Seisint shall take
          commercially reasonable steps to mitigate the effects of a material
          interference with the operations of the business of Edentify. Except
          as specifically set forth herein or in any SOW, Seisint does not make
          and hereby disclaims any warranty, express or implied, with respect to
          the Services provided hereunder.

6.4       Each Party warrants that it will comply, to the extent required,
          with all applicable laws and regulations, including (without
          limitation) the Gramm-Leach-Bliley Act (15 U.S.C. Section 6801 et
          seq.) ("GLBA") and the Driver's Privacy Protection Act (18 U.S.C.
          Section 2721 et seq.) ("DPPA"), regarding the performance of their
          obligations under this Master Agreement and each SOW, including
          without limitation, developing (if necessary) and implementing
          commercially reasonable measures to protect, as required by applicable
          law, the security and confidentiality of Confidential Information
          received from the other party. Notwithstanding the foregoing, Edentify
          acknowledges that some of the data maintained in the Seisint Databases
          is subject to the provisions of the GLBA and DPPA, and hereby agrees
          that Edentify shall at all times have a permissible purpose to access
          such regulated information.

6.5       EXCEPT AS EXPRESSLY PROVIDED OTHERWISE IN THIS AGREEMENT, EACH PARTY
          PROVIDES ALL DATA, SERVICES, AND INFORMATION TO THE OTHER PARTY "AS
          IS," AND EACH PARTY DISCLAIMS ALL WARRANTIES AND CONDITIONS, EXPRESS,
          IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION THE IMPLIED
          WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS
          FOR A PARTICULAR PURPOSE, AND ADDITIONALLY WITH RESPECT TO DATA AND
          INFORMATION, CORRECTNESS AND COMPLETENESS WITH RESPECT TO SUCH DATA
          AND INFORMATION.

7.  ACCOUNT MANAGERS

Each Party will assign an account manager, or other person with equivalent
responsibilities within its respective organization, to be the principal point
of contact for all communications related to such Party's performance.

8.  TERM AND TERMINATION

8.1       Unless earlier terminated as provided in this Master Agreement, the
          Term of this Master Agreement will begin on the Effective Date and
          continue until December 31, 2008. The Term shall automatically renew
          for successive one (1) year renewal Terms unless either Party notifies
          the other Party in writing that it intends not to renew at least
          ninety (90) days prior to the expiration of the initial Term or any
          renewal Term or this Master Agreement is otherwise terminated as
          provided herein. Upon the expiration of this Master Agreement, or the
          earlier termination hereof for any reason (i) all license rights
          granted in this Agreement to one party by the other will terminate;
          (ii) each Party will promptly pay the other Party for all amounts
          accrued

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(c) the use by Seisint or its Affiliates of any Edentify Intellectual Property,
provided that such use was in accordance with the terms and conditions of this
Agreement or as otherwise permitted or approved by Edentify;

(d) any agreement, arrangement, understanding or course of dealing between
Edentify or its Affiliates and any third party;

(e) any use of information received by Edentify (or any third party receiving
such information from or through Edentify) furnished by or through Seisint.

As a condition precedent to receiving the above-described indemnification,
Seisint shall: (i) give Edentify notice of the relevant claim as soon as
practicable, but in all events, within a period of time that will not prejudice
the rights of Edentify, (ii) cooperate with Edentify, at Edentify's expense, in
the defense of that claim, and (iii) give Edentify the right to control the
defense and settlement of any claim, except that Edentify will not enter into
any settlement that (a) involves a remedy other than the payment of money by
Edentify, or (b) any admission on behalf of Seisint without Seisint's prior
written approval, which shall not be unreasonably withheld. Seisint will have
the right to participate in the defense at its expense.

Seisint Indemnification. Seisint shall protect, defend, indemnify and hold
Edentify and each of its Affiliates and the officers, directors, agents,
representatives, employees, successors and assigns, of each, harmless from and
against any and all Loss, by whomsoever asserted, arising directly or
indirectly from, out of, or based on:

(a) any failure by Edentify to perform any of the agreements, terms, covenants
or conditions of this Agreement to be performed by Edentify or any breach of any
representation or warranty made by Edentify in this Agreement. In the event that
the third party claim is based upon allegations of intellectual property or
patent infringement, then Seisint will promptly, at its sole option and expense
and in addition to its obligations under the foregoing paragraph (i) modify the
manner in which it performs, uses or otherwise receives the Services to make
the provision, use or receipt of the Services non-infringing, provided that the
functionality of the Services is not compromised, or (ii) procure the right to
continue providing the Services, all in the case of an infringement claim
against the provision of Seisint's data or technology without any additional
cost to Edentify; PROVIDED, HOWEVER, that if options (i) and (ii) are
commercially impracticable, then either Party may terminate the applicable SOW
with sixty (60) days prior written notice.

(b) the failure of Seisint or its Affiliates to comply with applicable law;

(c) the use of Edentify or its Affiliates of any Seisint Intellectual Property,
provided that such use was in accordance with the terms and conditions of this
Agreement or as otherwise permitted or approved by Seisint;

(d) any agreement, arrangement, understanding or course of dealing between
Seisint or its Affiliates and any third party; or

(e) any use, by Seisint or its affiliates and representatives, in violation of
this Agreement, of Confidential Information received by Seisint under this
Agreement.

As a condition precedent to receiving the above-described indemnification,
Edentify shall: (i) give Seisint notice of the relevant claim as soon as
practicable, but in all events, within a period of time that will not prejudice
the rights of Seisint, (ii) cooperate with Seisint, at Seisint's expense, in the
defense of that claim, and (iii) give Seisint the right to control the defense
and settlement of any claim, except that Seisint will not enter into any
settlement that (a) involves a remedy other than the payment of money by
Seisint, or (b) any admission on behalf of Edentify without Edentify's prior
written approval, which shall not be unreasonably withheld. Edentify will have
the right to participate in the defense at its expense.

11. LIABILITY LIMITS

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          as of the date of termination; (iii) each Party will cease using and
          return, or certify the destruction of, the other Party's Confidential
          Information, and (iv) the Parties shall take such other actions, or
          cease from acting, as reasonably required due to such termination.
          Sections 5, 9, 10, 11, 12 and 14.1, 14.6, 14.7 and 14.10 will survive
          expiration or termination of this Agreement.

    8.2   If one Party is in breach of a material provision of this Agreement,
          then the non-breaching party may terminate this Agreement by providing
          fifteen (15) business days written notice thereof to the other party;
          PROVIDED, HOWEVER, that the breaching party shall have fifteen (15)
          days from receipt of written notice to cure the breach or to dispute
          the existence of a breach in accordance with paragraph 9 of this
          Agreement. If a Party disputes the existence of a breach, the
          provisions of paragraph 9 shall control. Notwithstanding the
          foregoing, if Edentify has breached, or Seisint reasonably and in good
          faith suspects that Edentify has breached, Section 6.4 herein or
          Section 10 of SOW 1 hereto, Seisint may suspend the provision of
          Services hereunder, upon the provision of three (3) business days
          advance written notice to Edentify, and until Seisint can reasonably
          determine whether a breach has occurred.

    8.3   In the event either Party ceases conducting business in the ordinary
          course; makes a general assignment for the benefit of its creditors;
          files a petition seeking or acquiescing in any relief for itself under
          any present or future federal, state or other statute or law relating
          to bankruptcy, insolvency or other relief for debtors; seeks or
          consents to or acquiesces in the appointment of any trustee, receiver
          or liquidator of all or any part of its business or property; this
          Agreement may be automatically and immediately terminated by either
          Party upon written notice to the other Party.

9.   DISPUTE RESOLUTION
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In the event of any dispute between the Parties, the aggrieved Party may
provide written notice of such dispute to the office of the CEO of the other
party, and the CEO's of the Parties shall confer within thirty (30) days of
such notice and attempt in good faith to resolve the dispute. Neither party
shall bring any action to enforce its rights under this Master Agreement or an
SOW until it has given such notice and concluded that the CEO is unable to
resolve the Parties' dispute.

10.  INDEMNIFICATION
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Edentify Indemnification.    Edentify shall protect, defend, indemnify and
hold Seisint and each of its Affiliates and the officers, directors, agents,
representatives, employees, successors and assigns of each, harmless from and
against any and all third-party claims, damages, losses. liabilities,
obligations, settlements, injunctions, suits, actions, counterclaims,
proceedings, liens, demands, charges, fines, penalties, costs and expenses of
every kind and nature (whether based on tort, breach of contract, product
liability, patent or copyright infringement or otherwise), including, without
limitation, reasonable fees and expenses of attorneys and other professionals,
and disbursements which may be imposed on, incurred by or asserted against the
persons hereby required to be indemnified (but not against any of the same to
the extent that a negligent or willful act or omission of any such person was
the cause of same) (collectively, "Loss"), by whomsoever asserted, arising
directly or indirectly from, out of, or based on:

(a)  any failure by Edentify to perform any of the agreements, terms,
covenants or conditions of this Agreement to be performed by Edentify or any
breach of any representation or warranty made by Edentify in this Agreement;

(b)  the failure of Edentify or its Affiliates to comply with applicable law;

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Neither Seisint, nor any of its third-party data providers shall be liable to
Edentify (or to any person claiming through Edentify to whom Edentify may have
provided data received from Seisint) for any loss or injury arising out of or
caused in whole or in part by Seisint's reasonable acts or omissions in
procuring, compiling, collecting, interpreting, reporting, communicating, or
delivering the Services.

The Parties agree that the other Party's aggregate liability for any and all
loses or injuries arising out of any act or omission of such Party in connection
with anything to be done or furnished under this Agreement, regardless of the
cause of the loss or injury, and regardless of the nature of the legal or
equitable right claimed to have been violated, shall never exceed the amounts
paid under this Agreement; provided, however, that such limitation of liability
shall not apply to either Party's indemnification obligation detailed in Section
10 (Indemnification), Section 12 (Confidentiality) or Section 5 (Intellectual
Property) hereof, and Edentify covenants and promises that it will not sue
Seisint for an amount greater than such sum even if Edentify and/or third
parties were advised of the possibility of such damages.

Neither party will be liable to the other party or any third party for any
special, exemplary, punitive, indirect, multiple, incidental or consequential
damages, including (without limitation) lost profits, arising out of or in
connection with this Master Agreement or an SOW whether based in contract, tort
(including, without limitation, negligence) or on any other legal or equitable
grounds; provided, however, that such limitations, shall not apply to liability
arising from a claim pursuant to Section 10 (Indemnification), Section 12
(Confidentiality) or Section 5 (Intellectual Property).

12. CONFIDENTIAL INFORMATION

12.1 Each party will protect the other party's Confidential Information with at
     least the same level of care that it uses to protect its own information of
     a similar nature, but in no event less than a reasonable standard of care
     for the type of Confidential Information, and (a) will not disclose the
     Confidential Information to third parties, or (b) use the Confidential
     Information for any purpose not specifically permitted hereby. In the event
     that the receiving Party of Confidential Information becomes legally
     compelled (by legal process, by any federal or state law or regulation) to
     disclose any Confidential Information, it will provide the disclosing Party
     with prompt prior written notice of such requirement so that the disclosing
     Party may seek a protective order or other appropriate remedy. In the event
     that such protective order or other remedy is not obtained, the receiving
     Party shall disclose only that portion of such Confidential Information
     that it is advised by its legal counsel is legally required to be disclosed
     and to use reasonable efforts to obtain assurance of confidential treatment
     of the Confidential Information to be disclosed, if and to the extent such
     treatment is possible. Each party acknowledges that breach of this Section
     12 could cause irreparable harm to the other party for which monetary
     damages may be difficult to ascertain or an inadequate remedy. Each party
     therefore agrees that the disclosing party may, in addition to any other
     rights and remedies, seek injunctive relief for any violation or breach of
     this Section.

12.2 For purposes of this Agreement, Confidential Information shall be deemed to
     include the existence, terms and nature of this Agreement and the business
     arrangement that it contemplates; provided, however, that notwithstanding
     anything to the contrary herein, Seisint may, in its sole discretion,
     disclose or publicize the existence and nature of this Agreement and the
     business arrangement that it contemplates to any third party or parties.
     Furthermore, Edentify may disclose this Agreement without consent as
     required by applicable securities laws and regulations, and with the prior
     written consent of Seisint, on a case by case basis, Edentify may disclose
     the existence of this Agreement for security compliance and select business
     purposes.

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13.  INSURANCE

Upon execution of this Master Agreement, Edentify shall purchase and maintain
during the Term of this Agreement, a business general liability insurance
policy, upon which Seisint is named as an Additional Insured, from a grade A or
higher insurance company authorized to conduct business in the State of Florida,
and that such insurance policy have coverage in amounts not less than one
million dollars (US$1,000,000.00) per claim, two million dollars
(US$2,000,000.00) aggregate. Edentify will notify Seisint in writing before any
changes, modifications, or cancellations are made to such policy, and Edentify
shall provide copies of such policies to Seisint.

14. GENERAL.

14.1   GOVERNING LAW. This Master Agreement and each SOW will be governed and
       construed in accordance with the laws of the State of Florida, without
       effect to conflict of law principles. Additionally, any action brought
       pursuant to the terms and conditions of this Agreement shall be brought
       within the jurisdiction of the courts of Palm Beach County, Florida.

14.2   SEVERABILITY; HEADINGS. If any provision in this Master Agreement or an
       SOW is held to be invalid or unenforceable for any reason, the remaining
       provisions thereof will continue in full force without being impaired or
       invalidated in any way. Headings are for reference purposes only and in
       no way define, limit, construe or describe the scope or extent of a
       section.

14.3   FORCE MAJEURE. Except as otherwise provided herein, if performance under
       this Master Agreement or an SOW is interfered with by any condition
       beyond a Party's reasonable control, the affected Party, upon giving
       prompt notice to the other Party, will be excused from performance to the
       extent of the condition. In the event a force majeure interferes with
       Seisint's performance of the Service, (i) Seisint will immediately take
       commercially reasonable steps to mitigate the force majeure as quickly as
       commercially reasonable to do so, and (ii) if the force majeure continues
       for ninety (90) or more days, Edentify at its sole option may terminate
       this Agreement.

14.4   INDEPENDENT CONTRACTORS. The Parties are independent contractors, and no
       agency, partnership, joint venture, employee-employer or
       franchiser-franchisee relationship is intended or created by this Master
       Agreement or an SOW. Neither Party will make any warranties or
       representations on behalf of the other Party, except as approved in
       writing by the other Party.

14.5   NON-SOLICITATION. Each Party is prohibited from, directly or indirectly,
       soliciting employees or contractors of the other Party during the term or
       performance of this Master Agreement and for a period of one (1) year
       following the termination date of this Master Agreement. For purposes
       hereof, the term "solicit" shall not include the following activities:
       (i) advertising for employment in any bulletin board (including
       electronic bulletin boards), newspaper, trade journal or other
       publication available for general distribution to the public; (ii)
       participation in any hiring fair or similar event open to the public not
       targeted at the employees or contractors of the other Party; and (iii)
       negotiating with and/or offering employment to any employee or contractor
       of the other Party who initially contacts such Party or who engages in
       discussions with such Party as a result of any of the activities included
       in clauses (i) and (ii). Such Party may employ any employee or contractor
       of the other provided that such Party has not solicited such employee in
       contravention of this Section 14.5.

14.6   NOTICE. Any notices under this Master Agreement will be given to the
       appropriate individual or officer as set forth in this Section, or at
       another address as a Party specifies in writing. Notice

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       will be deemed given: (i) upon personal delivery; (ii) if sent by fax,
       upon confirmation of receipt; or (iii) if sent by a reputable overnight
       courier with tracking capabilities, one (1) day after the date of
       mailing.

       If to Edentify:                    With a copy to:
       Edentify, Inc.                     Flamm, Boroff & Bacine, P.C.

       74 West Broad St.                  794 Penllyn Pike
       Suite 350                          Blue Bell, PA 19422
       Bethlehem, PA 18018

       Phone: (610) 814-6830              Phone: (267) 419-1500
       Fax: (610) 814-6836                Fax: (267) 419-1560
       Email:tmdefranco@edentify.us       Email: kvennera@flammlaw.com
       Attn: Chief Executive Officer      Attn: Kenneth R. Vennera, Esq.

       If to Seisint:                     With a copy to:
       Seisint Inc.                       Seisint Inc.
       6601 Park of Commerce Blvd         6601 Park of Commerce Blvd
       Boca Raton, FL 33487,              Boca Raton, FL 33487
       Phone: 561-999-4403                Phone: 561-999-4510
       Fax: 561-999-4496                  Fax: 561-999-4677
       Email: legalhelp@seisint.com       Email: jswift@seisint.com
       Attn: Legal Department             Attn: Jim Swift, COO

14.7   ASSIGNMENT. Neither Party may assign this Master Agreement or an SOW in
       whole or in part without the prior written consent of the other Party,
       such consent not to be unreasonably withheld; PROVIDED, HOWEVER, that
       Seisint may assign this Master Agreement without consent to an Affiliate.
       For purposes of this Agreement, a Change of Control of either Party shall
       constitute an assignment. In the event the purchaser is not a competitor
       of the other Party, such Party agrees not to unreasonably withhold
       consent.

14.8   ATTORNEYS FEES. The prevailing Party in any action, claim or lawsuit
       brought pursuant to this Agreement is entitled to payment of all
       reasonable attorney fees and costs expended by such prevailing Party in
       association with such action, claim or law suit.

4.9    NO THIRD PARTY BENEFICIARIES. There are no third party beneficiaries of
       this Master Agreement other than as specifically detailed for
       indemnification purposes in Section 10.

14.10  ENTIRE AGREEMENT; WAIVER. This Master Agreement and each duly executed
       SOW sets forth the entire understanding and agreement of the Parties, and
       supercede any and all oral or written agreements or understandings
       between the parties, as to the subject matter of the Master Agreement and
       each SOW. Modifications, amendments or changes to the Master Agreement,
       an SOW or the Services rendered shall only be made by a writing signed by
       both Parties. The waiver of a breach of any provision of this Master
       Agreement or an SOW will not operate or be interpreted as a waiver of any
       other or subsequent breach.

14.11  COUNTERPARTS. This Master Agreement and each SOW may be executed in one
       or more counterparts, each of which will be deemed an original and all of
       which will be taken together and deemed to be one instrument.

                                       9
<PAGE>

     Wherefore the Parties hereto by the signatures below intend to be bound by
the terms and conditions hereof as of the Effective Date.

     EDENTIFY, INC.                     SEISINT INC.

     By: /s/ Terrence DeFranco          By: /s/ James P. Swift
         ---------------------------        ---------------------------

     Name: Terrence DeFranco            Name: James P. Swift
           -------------------------          -------------------------

     Title: CEO                         Title: COO
            ------------------------           ------------------------

     Date: 10/3/05                      Date: 10/3/05
           -------------------------          -------------------------

                                       10<PAGE>
                                                                    EXHIBIT 10.2

* - CERTAIN MATERIAL HAS BEEN OMITTED PURSUANT TO A REQUEST FOR CONFIDENTIAL
    TREATMENT AND THAT MATERIAL HAS BEEN FILED SEPARATELY.

                                    SOW 1 TO

                            MASTER SERVICES AGREEMENT

           SOW FOR KEYING AND IDENTITY ASSESSMENT PROCESSING SERVICES

                  This SOW is made as of October 3, 2005 by and between
         Edentify, Inc., with its principal place of business at 74 West Broad
         Street, Suite 350, Bethlehem, Pennsylvania 18018 ("Edentify"), and
         Seisint, Inc., with its principal place of business at 6601 Park of
         Commerce Blvd, Boca Raton, Florida 33487 ("Seisint").

                  Whereas the Parties have entered into a Master Agreement of
         even date herewith, into which this SOW is intended to be incorporated;

                  Now, therefore, in consideration for the terms and conditions
         of the Master Agreement, and the Fees and Services as described herein,
         the Parties agree to the following:

         1.   DEFINITIONS

         1.1      "ASSESSMENT SERVER(s)" means one or more servers owned by
                  Seisint and maintained within the Seisint Data Center, each of
                  which has the Edentify Assessment Module and the Edentify Key
                  Generation Module installed, and with which Seisint shall
                  perform the Keying and Identity Assessment Processing. The
                  Assessment Server(s) shall be high-performance Intel-based
                  computer(s) running MS Windows (XP Pro or Server 2003) at 3.2
                  Ghz or greater.

         1.2      "CONFIRMING MATCH" means A Reference Record which is scored by
                  the Identity Assessment Processing as an acceptable variation
                  of a given Input Record.

         1.3      "ECL" means Seisint's proprietary programming language.

         1.4      "EDENTIFY ASSESSMENT MODULE" means Edentify's proprietary
                  algorithms and all third party software required for Identity
                  Assessment Processing; specifically including, but not limited
                  to, the     *     from    *      Inc. and a customized version
                  of the      *     product developed in conjunction with

         1.5      "EDENTIFY DATABASE SERVER" means a server, owned by Seisint
                  and housed within the Seisint Data Center, which shall be used
                  to store the Edentify Reference Database. The Edentify
                  Database Server shall use an * database, and may require

         1.6      "EDENTIFY KEY" means the unique identifier created by the
                  Keying process.

         1.7      "EDENTIFY KEY GENERATION MODULE" means Edentify's proprietary
                  algorithm for Keying.

         1.8      "EDENTIFY PRODUCTS" means those products or services offered
                  by Edentify that are derived from or incorporate any aspects
                  of (a) the Identity Assessment Processing or (b) the Edentify
                  Key Generation and Update Services (each of the foregoing
                  being defined in Section 2.1 hereof) performed pursuant to
                  this Agreement.

         1.9      "EDENTIFY REFERENCE DATABASE" means the database contained in
                  the Edentify Database

                                       1
<PAGE>
                  Server and which stores the Edentify Keys derived from the
                  Seisint Databases and corresponding Reference Records.

         1.10     "FILE" means the grouping of Records to form an embodiment of
                  information regarding more than a single individual.

         1.11     "IDENTITY ASSESSMENT PROCESSING" means the processing, as set
                  forth in this SOW, of Edentify Keys contained in the Edentify
                  Reference Database against Input Records using the Edentify
                  Assessment Module for the Rating of Input Records.

         1.12     "INPUT RECORDS" means the Name/SSN pairings provided by
                  Edentify that have been derived from Edentify's customer's
                  records, and which shall be input into the Assessment
                  Server(s) for Identity Assessment Processing. Input Records
                  must contain SSN/Name Pairings directly extracted from
                  Edentify's customers records, not permutations or variations
                  thereof.

         1.13     "KEYING" (OR "KEYED") means generation of identifiers, using
                  the Edentify Key Generation Module, that describe the contents
                  of the Reference Record.

         1.14     "NO MATCH" means an Input record which returns no
                  corresponding SSN/Name Pairing in the Seisint Databases.

         1.15     "OTHER SOURCE" means a non Public Records source including,
                  but not limited to, utility company sources such as power,
                  telephone, water and sewer companies.

         1.16     "POSSIBLE" OR "POSSIBLES" means all Confirming and Suspect
                  Matches of an Input Record to one or more Reference Records.
                  Each Input Record may have up to 50 Possibles.

         1.17     "PUBLIC RECORDS" means data from a local, state or federal
                  agency.

         1.18     "RATING" refers to a step in the Identity Assessment
                  Processing in which the set of Possibles (each with an
                  assigned Score) observed relative to each Input Record are
                  evaluated and assigned to categories of risk indicators to
                  that Input Record. The Rating process may be unique to each
                  client or transaction type and is incorporated into the
                  reporting template.

         1.19     "RECORD" or "Records" means a subpart(s) of a File containing
                  A single instance of information on a single identity.

         1.20     "REFERENCE RECORD(s)" means the set of Records associated with
                  corresponding Edentify Keys derived from the Seisint
                  Databases, each of which is to include: (i) Social Security
                  Number; (ii) Full Name; (iii) number of occurrences of the
                  SSN/Name Pairing in the Seisint Databases; (iv) the source of
                  the SSN/Name Pairing; (v) the date that the first occurrence
                  of such SSN/Name Pairing was established with Seisint or its
                  data provider; and (vi) the last date such SSN/Name Pairing
                  was established, confirmed or updated with Seisint or its data
                  provider. From 3 to 5 Edentify Keys may be generated for each
                  Record from the Seisint Databases.

         1.21     "SCORE" means a numerical attribute assigned to each similar
                  Reference Record during

                                       2
<PAGE>
                  the first stage of the Identity Assessment Processing
                  reflecting that Reference Record's similarity to the Input
                  Record. The resulting Score is used to determine the
                  Possibles.

         1.22     "SEISINT DATA CENTER" means a data center location operated
                  and controlled by Seisint.

         1.23     "SSN/NAME PAIRING" means a unique coupling of a social
                  security number and a full name that either Party obtains from
                  a data source.

         1.24     "SUSPECT MATCH" means an Input Record which has a
                  corresponding SSN/Name Pairing in the Seisint Databases
                  relative to an Input Record which is Scored by the Identity
                  Assessment Processing as an unacceptable variation of the
                  Input Record and which is flagged by the Identity Assessment
                  Processing as a potential subject of manipulation.

2.   SCOPE OF WORK

2.1      Beginning on the agreed upon start date, allowing for a reasonable
         implementation period after the Effective Date, Seisint shall perform
         the following processing services, a diagram of which is attached
         hereto as Exhibit A:

         A. Edentify Key Generation and Update Services. Seisint shall provide
            all hardware, operating software (excluding the Edentify Key
            Generation Module, which shall be provided by Edentify), and data
            center needs, necessary for the development, implementation and
            maintenance of the Edentify Database Server and Edentify Reference
            Database. The Edentify Database Server shall be housed within the
            secured Seisint Data Center and shall only be accessible by Seisint,
            and its employees and agents. Edentify shall provide Seisint with
            the Edentify Key Generation Module, which Seisint shall install on
            the Assessment Server(s), as described below, and which Seisint
            shall use solely for the purposes of generating Edentify Keys from
            the Seisint Databases to populate the Edentify Reference Database.
            All resulting Edentify Keys shall be stored in the Edentify
            Reference Database, within the Edentify Database Server, along with
            the corresponding Reference Records. The Edentify Key Generation and
            Update Service shall be repeated on a quarterly basis to allow for
            the Keying of new Records that may be introduced into the Seisint
            Databases as result of the receipt of updates from its data vendors
            (the "Quarterly Key Build Process"). Seisint shall be responsible
            for the commercially reasonable maintenance of the Edentify Database
            Server throughout the Term of this SOW.

         B. Identity Assessment Processing Services. Seisint shall provide all
            hardware, operating software (excluding the Edentify Assessment
            Module, which shall be provided by Edentify), and data center needs,
            necessary for the development, implementation and maintenance of one
            or more, but in no event more than 5, Assessment Server(s). The
            Assessment Server(s) shall be housed within the secured Seisint Data
            Center and shall only be accessible by Seisint, and its employees
            and agents, except through a limited secure connection as
            specifically contemplated below. Each Assessment Server shall be
            connected via a high speed connection to the Edentify Database
            Server. Unless and until a secure connection is established between
            Edentify and the Assessment Server(s) as contemplated in Section 2.3
            hereof, Edentify shall provide Seisint with Input Records via
            encrypted batch submissions, in a mutually agreed upon format, which
            Seisint shall decrypt and use to perform the Identity Assessment
            Processing.

                                       3
<PAGE>
            Seisint shall perform the Identity Assessment Processing of Input
            Records to derive resulting Input Record Ratings. The Identity
            Assessment Processing shall comprise the following:

                i)  The Edentify Assessment Module will derive, in a single
                    pass, a Score and Rating information for each Input Record
                    relative the Edentify Keys in the Edentify Reference
                    Database by comparing all possible permutations of the Input
                    Record to the Seisint data represented by the Edentify Keys
                    stored in the Edentify Reference Database.

                ii) The Edentify Assessment Module will return the following
                    data for each Input Record:

                    a)   the number of occurrences of that unique SSN/Name
                         Pairing in the Seisint Databases based on exact matches
                         of full name and SSN;

                    b)   the number of Confirming Matches found in the Edentify
                         Reference Database relative to each Input Record;

                    c)   the number of Suspect Matches found in the Edentify
                         Reference Database relative to each Input Record;

                    d)   a flag indicating the sources of the Possibles set
                         forth in (b) and (c) above. Seisint shall categorize
                         the sources of the Possibles for each Input Record
                         based on two sources: i) Public Records, ii) Other
                         Sources, or iii) both Public Records and Other Sources;

                    e)   the date the first occurrence of such unique SSN/Name
                         Pairing referred to in (a) above was established with
                         Seisint or its data provider; and

                    f)   the last date such unique SSN/Name Pairing referred to
                         in (a) above was established, confirmed or updated with
                         Seisint or its data provider.

                iii) The data set forth in Section 2.1(B)(ii) above, shall be
                appended to the associated Input Record and returned to
                Edentify.

            At no time shall Edentify have access to Seisint's SSN/Name data,
            the contents of the Seisint Databases, the Edentify Reference
            Database, or the Edentify Database Server.

            Seisint shall not use the Input Records or other customer data
            provided by Edentify hereunder for any purpose not specifically
            permitted hereby, and shall not integrate such information into the
            Seisint Databases for any purpose.

            C. Seisint shall perform the processing services set forth above in
               accordance with the service levels set forth in Appendix I,
               attached hereto and incorporated herein by reference.

                                       4
<PAGE>
2.2      Edentify shall provide Seisint with any changes or updates to the
         Edentify Key Generation Module or Edentify Assessment Module in a cd or
         dvd format, and Seisint shall, upon the reasonable request of Edentify,
         upload such changes or updates pursuant to the instructions provided by
         Edentify. Upon completion of the upload, Seisint shall destroy or
         return such cd or dvd to Edentify. To the extent that Seisint or its
         agents have exclusive control over the process of uploading changes or
         updates to the Edentify Key Generation Module or Edentify Assessment
         Module and further, to the extent that Seisint or its agents
         negligently perform such uploading task despite accurate and detailed
         instructions provided by Edentify, and further, wherein Edentify's
         instructions were not the cause of errors being generated as a result
         of the faulty upload, Seisint shall be liable for any errors generated
         by Seisint's negligence in such uploading, as well as any cost or time
         overruns incurred to correct such errors; provided, however, that
         Seisint shall only be liable where Edentify has provided Seisint with
         timely, accurate, and sufficiently detailed instructions regarding any
         requested upload or update to the Edentify Key Generation Module or
         Edentify Assessment Module and has provided Seisint with such updates
         and instructions as to allow Seisint sufficient time to install, test,
         and implement such update prior to use in a production environment.

2.3      Seisint shall, upon Edentify's request and pursuant to a subsequently
         executed SOW to the Master Agreement, provide Edentify with a limited
         secure connection to the Assessment Server(s) to be used solely by
         Edentify for the purpose of transmitting Input Records to the
         Assessment Server(s) and receiving the results of the Identity
         Assessment Processing; provided, however, that such connection will not
         be provided unless and until Seisint, in its sole reasonable
         discretion, has determined that the connection is secure. For purposes
         of this SOW, all submissions of Input Records shall be encrypted batch
         submissions.

2.4      The Edentify Key Generation Module, Edentify Assessment Module, and
         Input Records shall be delivered to Seisint in a mutually agreed upon
         format and media. Seisint may, if necessary to perform the Services,
         translate the Edentify Key Generation Module and/or Edentify Assessment
         Module into ECL upon the prior written consent of Edentify.

2.5      Notwithstanding any other statement contained herein, Edentify shall
         not, at any time: (i) retain or store any Edentify Keys derived from
         the Seisint Databases; (ii) use the Edentify Keys or any data received
         from Seisint hereunder to create a referential database to the Seisint
         Databases; or (iii) use any of the services or data provided by Seisint
         hereunder to develop a competing product to Seisint's Databases or
         services. Furthermore, Edentify shall not attempt to derive any Seisint
         data from the reverse engineering or other analysis of the Edentify
         Keys derived from the Seisint Databases.

2.6      Edentify shall not, during the Term of this SOW, use the Services
         provided hereunder to develop a product which competes with Seisint, or
         use the services or data of a competitor of Seisint to develop or
         maintain any product that competes with Seisint.

3. LICENSE

Edentify hereby grants to Seisint, a revocable (only to the extent this SOW 1 is
terminable pursuant to the Agreement), world-wide, paid-up, non-transferable,
royalty-free restricted license, without the right to sublicense, to use the
Edentify Key Generation Module and the Edentify Assessment Module, and any
changes or updates thereto, during the Term of this SOW solely for purposes of
performing the Services contemplated herein.

                                       5
<PAGE>
* - CERTAIN MATERIAL HAS BEEN OMITTED PURSUANT TO A REQUEST FOR CONFIDENTIAL
    TREATMENT AND THAT MATERIAL HAS BEEN FILED SEPARATELY.

    4 FEES

    4.1 In consideration for the development and implementation of the Edentify
        Database Server, Assessment Server(s), and required operating
        infrastructure, and the initial run of the Edentify Key Generation
        Service, Edentify shall pay to Seisint a Fee of * (the "Implementation
        Fee"). Such Implementation Fee will be payable in two equal
        installments, with the first payment delivered on the Effective Date,
        and the second payment delivered on or before 30 days from the date of
        the December 31, 2005 invoice from Seisint.

    4.2 In consideration for the ongoing Services provided to Edentify
        hereunder, including the maintenance of the Edentify Database Server and
        Assessment Server(s) and all subsequent runs of the Edentify Key
        Generation and Update Service and Identify Assessment Processing
        Services, Edentify shall pay to Seisint Fees as follows:

                        Calendar Year           Annual License Fee

                        2006                    $     *
                        2007                    $     *
                        2008                    $     *

        Such payments shall be made in equal quarterly installments due on or
        before the last day of each quarter, beginning on March 31, 2006. If
        this SOW is extended as provided in Section 9 hereof, for each one (1)
        year renewal Term, the applicable Annual License Fee will be * more than
        the previous year's Annual License Fee.

    5   REVENUE SHARING

    5.1 During the term of this Agreement, Edentify will pay to Seisint a
        percentage of the Gross Revenue received by Edentify in connection with
        sales of any and all Edentify Products as follows:

                                       *

                                       6
<PAGE>
            Such payments shall be made to Seisint by the earlier of: (i)
            forty-five (45) days from the date of the respective invoice to the
            Edentify customer purchasing such Edentify Products; or (ii) sixty
            (60) days from the date the batch of Input Records related to such
            Edentify Products is processed. As used herein, "Gross Revenue"
            means the sum of all payments received, without any reduction or
            deduction for costs of goods or services, commissions or expenses of
            Edentify, from its customers from the sale of the Edentify Products.
            "Annual Gross Revenue" means the Gross Revenue received by Edentify
            during the twelve (12) month period beginning on the Effective Date
            hereof, and during each twelve (12) month period thereafter
            beginning at zero at the start of each twelve (12) month period. For
            avoidance of doubt, the revenue share percentages set forth above
            shall be interpreted as being stepped, and shall not be applied
            under any circumstance retroactively.

    5.2     During the Term of this SOW, Edentify shall at all times keep and
            maintain, in accordance with generally accepted accounting
            principles, accurate, complete and up-to-date books and records
            pertaining to its rights and obligations under Section 5. Upon no
            less than fifteen (15) business days prior written notice given to
            Edentify, Seisint shall have the right to conduct a reasonable audit
            and review the books and records of Edentify and certify Edentify's
            compliance with all of the financial terms and revenue sharing
            obligations as contemplated by this Section 5. Such audit shall be
            performed by an independent third party auditor. Underpayments and
            refunds due shall be paid within thirty (30) days of delivery of the
            final results of the audit to Edentify (such delivery, hereinafter,
            the "Audit Delivery Date"), provided however, that if Edentify
            disputes such audit because it believes, in good faith with
            supported reasons that the audit is incorrect by more than 20%, then
            Edentify shall provide Seisint with written notice of its dispute
            within ten (10) business days of the Audit Delivery Date, in which
            case underpayments and refunds shall be due within ten (10) business
            days following the final resolution of such dispute in accordance
            with Section 9 of the Master Agreement. The costs and expenses
            associated with any audit (including revisions thereto) or
            certification conducted under this Section shall be borne entirely
            by Seisint, unless an underpayment of more than 20% is discovered,
            in which case Edentify shall be responsible for the costs and
            expenses associated with the audit (and/or such revisions).

    5.3     The audits shall be conducted in a manner that does not disrupt,
            delay or interfere with Edentify's performance of its business in
            any material respect. It is understood that as a normal routine,
            Seisint's auditors, inspectors and regulators will have access to
            all data, software and systems files that are germane to the audit.
            Edentify will cooperate fully with Seisint or its designee in
            connection with Seisint's audit functions.

                                       7
<PAGE>
6 RIGHT TO RESELL

Prior to any resale by Seisint of the Edentify Products, the Parties shall
negotiate in good faith an appropriate agreement for the license to resell such
products under terms and conditions, if applicable, no less favorable than any
other reseller of Edentify's Products of a similar size and nature as Seisint.

7 PRODUCT DEVELOPMENT

Seisint and Edentify shall work together in good faith on future product
development and customer specific marketing initiatives.

8 COOPERATION WITH SALES EFFORTS

8.1      During the term of this SOW, Seisint shall, upon reasonable request and
         to the extent commercially reasonable and in compliance with Seisint's
         security policies and procedures, cooperate with Edentify's sales
         efforts of Edentify Products, including: (i) completing security
         questionnaires required by certain of Edentify's customers, and (ii)
         providing copies of Seisint's security procedures to certain of
         Edentify's customers. Additionally, in Seisint's sole reasonable
         discretion, on a case by case basis, Seisint may allow certain of
         Edentify's customers to conduct a site visit of Seisint's facilities in
         accordance with Seisint's security policies and procedures; provided,
         however, that Seisint shall notify Edentify of Seisint's decision
         regarding whether such site visit shall be permitted as promptly as
         reasonable in light of the circumstances, but in no event later than
         one (1) week from the date of request to Seisint.

8.2      To the extent an Edentify customer reasonably requests an audit of
         Seisint's books, records, facilities, or sytems in connection with the
         purchase of Edentify Products, Seisint agrees to consider such request
         in light of Seisint's standard security policies and procedures and to
         evaluate in good faith whether to allow such an audit as if the
         requesting party were a direct Seisint customer; provided, however,
         that Seisint shall notify Edentify of Seisint's decision regarding
         whether such audit shall be permitted as promptly as reasonable in
         light of the circumstances, but in no event later than one (1) week
         from the date of request to Seisint.

9 TERM

Unless earlier terminated as provided in the Master Agreement, the Term of this
SOW will begin on the Effective Date and continue until December 31, 2008. The
Term shall automatically renew for successive one (1) year renewal Terms unless
either Party notifies the other Party in writing that it intends not to renew at
least ninety (90) days prior to the expiration of the initial Term or any
renewal Term or this SOW is otherwise terminated as provided in the Agreement.

10 CERTIFICATION OF PERMISSIBLE USE

Edentify shall only use the Services and information contained therein in
connection with its provision of fraud detection consulting services to its
customers.

                                       8
<PAGE>
11 INTELLECTUAL PROPERTY

Edentify warrants and agrees that it has the full right and authority to provide
Seisint with access to and a license to use the Edentify Key Generation Module
and Edentify Assessment Module and each and every component and update thereof.
Furthermore, Edentify shall protect, defend, indemnify and hold Seisint and each
of its Affiliates and the officers, directors, agents, representatives,
employees, successors and assigns of each, harmless from and against any and all
Loss, by whomsoever asserted, arising directly or indirectly from, out of, or
based on the use by Seisint or its Affiliates of the Edentify Key Generation
Module or Edentify Assessment Module, provided that such use was in accordance
with the terms and conditions of this SOW or as otherwise permitted or approved
by Edentify in writing.

Seisint shall own all right, title, and interest in all Seisint Intellectual
Property and Derivatives based upon Seisint Intellectual Property created within
the scope of this SOW and any Intellectual Property created or derived by
Seisint pursuant to this Agreement, including the Edentify Keys derived from the
application of the Edentify Key Generation Module to the Seisint Databases;
provided however, that upon termination of this Agreement, both Parties shall
destroy all Edentify Keys in their possession that were derived from the Seisint
Databases. Edentify shall own all right, title and interest in Edentify
Intellectual Property, including the Edentify Key Generation Module. Edentify
shall acquire no rights to the Seisint Databases, the Edentify Reference
Database, the Edentify Database Server or the Assessment Server(s) pursuant to
this Agreement.

                         [Signatures on following page]

                                       9
<PAGE>
         Wherefore the Parties hereto set their hands intending to be bound by
the terms and conditions hereof.

              EDENTIFY, INC.                               SEISINT, INC.

By: /S/ TERRENCE DeFRANCO                    By: /S/ JAMES P. SWIFT
   --------------------------------             --------------------------------

Name:  TERRENCE DeFRANCO                     Name:  JAMES P. SWIFT
     ------------------------------               ------------------------------

Title  CEO                                   Title  COO
     ------------------------------               ------------------------------

Date   10/3/05                               Date   10/3/05
    -------------------------------              -------------------------------

                                       10
<PAGE>
*- CERTAIN MATERIAL HAS BEEN OMITTED PURSUANT TO A REQUEST FOR CONFIDENTIAL
   TREATMENT AND THAT MATERIAL HAS BEEN FILED SEPARATELY.

                               EXHIBIT A TO SOW 1

                               DIAGRAM OF SERVICES

                                       *

                                       11
<PAGE>
* - CERTAIN MATERIAL HAS BEEN OMITTED PURSUANT TO A REQUEST FOR CONFIDENTIAL
    TREATMENT AND THAT MATERIAL HAS BEEN FILED SEPARATELY.

                               APPENDIX I TO SOW 1

                                 Service Levels

                                       *

                                       12

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