Document:

<PAGE>
                                                                   Exhibit 10.12

                        TITLE PLANT MAINTENANCE AGREEMENT

This TITLE PLANT MAINTENANCE AGREEMENT (this "Agreement") dated as of _________,
2004 is entered into between PROPERTY INSIGHT, LLC, a California limited
liability company with its principal place of business at 601 Riverside Avenue,
Jacksonville, FL 32204 ("PI"); AMERICAN PIONEER TITLE INSURANCE COMPANY, a
Florida-domiciled title insurance company with its principal place of business
at 601 Riverside Avenue, Jacksonville, FL 32204 ("APTIC").

                              W I T N E S S E T H:

      WHEREAS, APTIC is a direct or indirect subsidiary of Fidelity National
Financial, Inc., a Delaware corporation ("FNF"); and

      WHEREAS, APTIC is engaged in the title insurance business, including
searching and examining titles to real property, and issuing or causing to be
issued policies of title insurance insuring interests in real property; and

      WHEREAS, in connection with its business, APTIC is the owner of several
'title plants', with each title plant consisting of a collection of data,
images, and/or indices, including indices of land records and copies of Official
Records and other materials and databases, relating to a particular geographic
area; and

      WHEREAS, certain of the title plants owned by APTIC is more particularly
described on the applicable schedule relating to such title plant attached to
EXHIBIT B (the "Title Plants"); and

      WHEREAS, APTIC desires to retain PI to provide the management, maintenance
and updating services (as more fully described below and in the schedules to
EXHIBIT B) for each of the Title Plants, and PI is willing to provide such
services, subject to the terms and conditions set forth herein, as of the
Effective Date (as defined in Section 10.12); and

      WHEREAS, simultaneous with the effectiveness of this Agreement, PI will
also enter into a Master Title Plant Access Agreement (the "Title Plant Access
Agreement") with Rocky Mountain Support Services, Inc., an Arizona corporation
with its principal place of business at 601 Riverside Avenue, Jacksonville, FL
32204 ("RMSS") and a direct or indirect subsidiary of FNF, pursuant to which
RMSS will obtain access from PI to the updated Title Plants, on behalf of APTIC
as well as other direct or indirect subsidiaries of FNF who are not owners of
the Title Plants but who desire access to one or more of the Title Plants from
time to time (collectively, the "FNF Affiliates"); and

      WHEREAS, also simultaneous with the effectiveness of this Agreement, RMSS
will enter into a Cost Sharing Agreement with the FNF Affiliates (including
APTIC), pursuant to which RMSS will distribute the costs and fees charged by PI
to RMSS for the title plant access of each of the FNF Affiliates under the Title
Plant Access Agreement, with each FNF Affiliate's share to be based on its title
plant access and usage; and
<PAGE>
      WHEREAS, as permitted by the terms and conditions of this Agreement, it is
anticipated that from time to time PI will enter into title plant access
agreements with third parties who desire to access one or more of the Title
Plants (including competitors of APTIC); and

      WHEREAS, PI is a direct or indirect subsidiary of Fidelity National
Information Services, a Delaware corporation ("FNIS");

      NOW, THEREFORE, in consideration of the mutual covenants and promises
contained herein, and for other good and valuable consideration, the receipt and
sufficiency of which is hereby acknowledged, the parties, intending to be
legally bound hereby, agree as follows:

                                   ARTICLE I.
                 RETENTION FOR UPDATING AND MAINTENANCE SERVICES

      Section 1.01 Retention of PI. As of the Effective Date, APTIC hereby
retains PI to provide the services described in Section 2.01 (the "Services")
for the Title Plants described in EXHIBIT B; and PI hereby accepts such
retention as to each of the Title Plants that are described in EXHIBIT B, all in
accordance with the terms and conditions of this Agreement. Without limiting the
foregoing, the parties acknowledge that PI may use employees, independent
contractors or consultants to provide the Services.

                                  ARTICLE II.
                                  THE SERVICES

      Section 2.01 PI Services. During the term of this Agreement, and subject
to the terms and conditions hereof, PI shall provide (or cause to be provided)
all of the services described in this Section 2.01.

      (a) Updating, Purging and Maintaining the Title Plants. After receiving
from APTIC all of the Title Plants as updated, purged and maintained up to the
Effective Date (as to each of the Title Plants, a "Base Title Plant" and
collectively the "Base Title Plants") as contemplated by Section 2.03(b), PI
shall periodically update and purge each of the Base Title Plants in accordance
with the specifications and the frequency and procedural requirements set forth
on the applicable schedule for such Title Plant included in EXHIBIT B. Each of
the Base Title Plants shall be sorted, stored, filed and maintained in the
format specified for such Base Title Plant on the applicable Title Plant
schedule to EXHIBIT B. PI shall extract pertinent information from the public
records and add such pertinent information to each Base Title Plant, and purge
outdated or irrelevant information, all in accordance with the specifications
set forth on the applicable Title Plant schedule to EXHIBIT B. Without limiting
or expanding the foregoing and as a non-contractual commitment, the parties
acknowledge that (i) the objective of these services is to maintain each of the
Title Plants in such a manner that it will at all times be current, accurate and
accessible, so as to provide an abstract and title evidence plant for the
geographic areas covered by the Title Plants, and (ii) the title plant updating
and maintenance services being provided by the former Aptitude Solutions
Division of APTIC (the "Division") as of the Effective Date are of a nature and
quality that satisfies these objectives. For sake of clarification, the parties
further acknowledge that, as between PI and APTIC, each of the Title Plants, as
so updated by PI, remains exclusively owned by APTIC.
<PAGE>
      (b) Manuals and Training. PI shall produce and maintain detailed
documentation designed to enable APTIC and its employees to understand the
nature and content of the Title Plants. This will include creating and
maintaining manuals and other documentation setting forth in reasonable detail a
description of the nature and content of the databases, indices and other
information and materials included in each Title Plant. Such manuals and
documentation are the property of PI and shall be returned to it upon
termination of PI's obligations to provide the Services under this Agreement,
provided that APTIC shall be provided with a copy of all manuals and
documentation, as updated and maintained to the date of such termination,
relating to each of the Title Plants.

      Section 2.02 Additional Obligations of PI in Performing Services.

      (a) Proprietary Systems. The parties acknowledge that in providing the
Services described herein, PI may utilize proprietary systems and software,
together with methodologies and technologies, developed, owned or licensed by it
(the "Proprietary Systems"), to process, store, extract and manipulate the data
and information in the Title Plants into a readily accessible and searchable
information system. APTIC acknowledges that, unless otherwise provided in this
Agreement (including without limitation Section 8.02) or agreed in writing by
the parties, APTIC has no ownership right, title or interest in the Proprietary
Systems, including any and all source code, object code and/or compiled code
that may be used in connection with constructing, processing, extracting or
manipulating the Title Plants. Nothing in this Section 2.02(a) shall affect any
ownership or other right that APTIC has in the intellectual property described
in Article IV.

      (b) Updated and Replacement Equipment and Systems. PI may, but is not
required to, from time to time acquire or develop additional hardware, software
or other equipment or systems in connection with the fulfillment of its
obligations hereunder. All such acquisitions shall be at the expense of PI and,
subject to Section 8.02, such hardware, software or other equipment or systems
so acquired shall be owned solely by PI, unless APTIC has agreed to compensate
PI for such acquired property, and APTIC will not have any ownership rights
therein, unless otherwise agreed by the parties.

      Section 2.03 Obligations and Rights of APTIC.

      (a) Exclusive Use of PI Services. With respect to the Services hereunder
that PI will provide to APTIC as of the Effective Date, APTIC agrees to use PI
exclusively for Services for the Title Plants described in EXHIBIT B at all
times during the applicable term of this Agreement, subject in all cases to the
termination provisions set forth in Article VIII. To the extent that, after the
Effective Date, PI has or acquires the right to update and maintain any other
title plant in a geographic location in which APTIC is doing business and is
receiving title plant updating and maintenance services from any other party
(other than PI or a direct subsidiary of APTIC), then, so long as the service
levels and pricing (including royalties) offered by PI for title plant updating
and maintenance services are as good or better than the service levels and
pricing in effect with such other party, if requested by PI, APTIC agrees to (x)
terminate its title plant updating and maintenance contract with such other
party at the earliest date permitted without incurring a termination fee or
penalty and (y) enter into a contract with PI for the provision of title plant
updating and maintenance services (similar to those provided hereunder).
<PAGE>
Furthermore, APTIC agrees that, so long as Services are being provided to it
hereunder, to the extent that (A) APTIC determines to enter into a service
arrangement with any other party (other than a direct subsidiary of APTIC) to
update and maintain any other title plants that are currently owned or may
hereafter be acquired by APTIC, and (B) the service levels and pricing
(including royalties) offered by PI for such title plant updating and
maintenance services are as good as or better than the service levels and
pricing offered by such other party, if requested by PI, APTIC agrees to obtain
such services from PI exclusively. If the service levels or pricing terms
offered by PI for title plant updating and maintenance services for additional
title plants pursuant to this Section 2.03(a) are not as good or better than
those offered by the other applicable party and if APTIC has otherwise complied
with the provisions of this Section 2.03(a), then nothing contained herein shall
restrict or limit the ability of APTIC to enter into any service arrangement
with another party to update and maintain its title plants.

      (b) Base Title Plant Provided. APTIC hereby agrees that, on the Effective
Date, it will make available to PI, all of the Base Title Plants (as more fully
specified in the applicable schedule for such Title Plant included in EXHIBIT B)
that comprise each of the Title Plants as of the Effective Date so that PI will
be able to perform the Services to APTIC and similar services to other customers
of PI.

      (c) Representations and Warranties Regarding Software and Title Plants.
APTIC hereby represents and covenants to PI, as to its Title Plants and Software
that:

            (i) APTIC owns, or has a license or right to use and sublicense to
      others, all of the Title Plants and Software, as more specifically
      identified on the applicable schedule for each Title Plant included in
      EXHIBIT B, free and clear of all liens, encumbrances and adverse claims.
      No proceedings are pending or, to the knowledge of APTIC, threatened which
      challenge its rights with respect to the Title Plants and Software, nor
      has any person or entity claimed or alleged any rights thereto.

            (ii) All of the Title Plants and Software meet the specifications
      set forth on EXHIBIT B, and APTIC has taken reasonable precautions to
      assure that the Title Plants and Software, as provided to PI on the
      Effective Date, are free of viruses or other contaminants that are
      designed to disable, lock, erase or otherwise interfere with normal use
      thereof.

            (iii) APTIC's use of the Title Plants and Software, including the
      licenses granted to PI pursuant to Article IV, does not infringe upon any
      intellectual property rights of any other person or entity.

            (iv) The schedules included in EXHIBIT B accurately describe all of
      the software, software programs, and software systems that are in use by
      APTIC (directly or indirectly through the Division) as of the Effective
      Date.

      (d) Compliance with Title Plant Access Agreement. APTIC acknowledges that
simultaneously herewith, PI has entered into the Title Plant Access Agreement
with RMSS, pursuant to which RMSS will obtain access from PI to the updated
Title Plants, on behalf of APTIC and other FNF Affiliates. The terms of the
access to the Title Plants are set forth in
<PAGE>
schedules and exhibits to the Title Plant Access Agreement. In connection with
such access, and as part of the consideration hereunder, APTIC agrees to abide
(and to cause RMSS to comply) with the terms of the Title Plant Access
Agreement, including the terms and conditions governing access to the Title
Plants.

      Section 2.04 Working Committee. Within 10 days following the effectiveness
of this Agreement, the parties shall establish a title plant working committee
who shall be empowered and authorized to work together to mutually agree to
adjust and/or refine (including additions or deletions) the specific services to
be provided hereunder, and whose members shall include one representative from
each of the parties to this Agreement. The working committee shall meet from
time to time as necessitated by the operation of this Agreement.

      Section 2.05 Errors.

      (a) Errors Discovered. Promptly upon the discovery of any error in the
information, in whatever form, contained in any Title Plant, APTIC shall
communicate in writing to PI, setting forth a detailed description of the error
and the means of locating the error within the applicable Title Plant and the
relevant search system. Upon receipt of such information, PI shall promptly
investigate the allegedly erroneous information and upon verification, shall
incorporate the correction into the applicable Title Plant(s).

      (b) Liability for Errors. Notwithstanding any provision to the contrary,
except in the event of PI's gross negligence or willful misconduct, PI shall
have no liability to APTIC for any error in any of the information provided in
the performance of the Services in connection with any of the Title Plants,
including without limitation the ordinary ongoing maintenance of the Title
Plants, and the periodic posting and updating title information in the Title
Plants, by PI. PI shall have no liability or responsibility to any customer of
APTIC, or to any person or entity to which APTIC may furnish such title
information, report, binder, guarantee or policy, by reason of any error in any
information furnished by PI hereunder. In the event that any such customer or
person shall claim or assert that PI has such liability by reason of any error
in the information that PI is required to furnish or has furnished under the
terms of this Agreement, APTIC shall indemnify and hold PI harmless from and
against such claim or demand, including the reasonable costs, expenses,
attorneys' fees and actual loss or losses incurred or sustained by reason of
such claim or assertion. When such a claim or assertion is made to PI, it shall
promptly give notice to APTIC, and APTIC shall have the right (if it so elects)
to provide for the defense of PI in any action or litigation based upon or
involving such claim or assertion, by counsel of APTIC's choosing and at APTIC's
expense, and to pursue such litigation to final determination. In such event,
APTIC shall also have the right, at its sole cost, whether or not any action or
litigation shall have resulted, to compromise or settle any such claim on behalf
of PI, except to the extent that such compromise or settlement involves terms
other than money damages or does not provide for a full release of claims for
the benefit of PI.

                                  ARTICLE III.
                            PERFORMANCE OF SERVICES

      Section 3.01 Performance of Services. PI and APTIC shall perform their
respective obligations hereunder with the same degree of care, skill, and
prudence customarily exercised for
<PAGE>
their own operations. Except as may be specifically noted in the description of
services to be performed in connection with a particular Title Plant (including
the service level requirements therefor) on it respective schedule to EXHIBIT B,
it is understood and agreed that, unless and until otherwise agreed by APTIC,
the Services provided to APTIC will be of a nature and quality reasonably
comparable to the Services performed by the Division during the fiscal year
immediately prior to the execution of this Agreement.

      Section 3.02 Use of Services. The parties agree to perform and use the
Services in accordance with all applicable federal, state, and local laws,
rules, regulations, and tariffs and in accordance with reasonable conditions,
rules, regulations and specifications which are or may be set forth in any
manuals, materials, documents, or instructions from the other parties, as
applicable. Each party reserves the right to take all actions in order to ensure
that the Services are provided in accordance with any applicable laws, rules,
regulations, and tariffs.

      Section 3.03 Authority. Each party to this Agreement will retain
discretion, control, and management over its respective business, including,
without limitation, (i) oversight and management, (ii) formulation and
implementation of policy decisions, (iii) supervision of the employment of
personnel, and (iv) payment of all financial obligations.

      Section 3.04 Officers and Directors. Nothing herein shall be construed to
restrict the officers and directors of PI or APTIC in the performance of their
respective duties or limit the exercise of their powers as prescribed by law or
otherwise.

                                  ARTICLE IV.
                  LICENSE OF TITLE PLANTS AND RELATED SOFTWARE

      Section 4.01 License to Use Title Plant Assets and Software.

      (a) Grant of Title Plant License. In consideration for the Services to be
provided by PI to APTIC pursuant to this Agreement, APTIC hereby grants to PI, a
perpetual, irrevocable, non-terminable, transferable, and nonexclusive worldwide
license (the "Title Plant License") to use, exploit, sell services from,
sublicense, operate, alter, modify, adapt, distribute, create derivative works
from, display, copy (for internal use and for use by third parties who have
entered into contracts with PI for access to the Title Plants), and access the
Title Plants, (including as updated and compiled through the Services),
including without limitation any use in connection with arrangements that may be
entered into by PI with other potential users of the Title Plants (including FNF
Affiliates as well as entities who may be competitors of APTIC) to provide such
users with rights to access the Title Plants, provided, however, that in no
event shall any such other user be granted any ownership rights in or to any of
the Title Plants.

      (b) Grant of Software License. In further consideration for the Services
to be provided by PI pursuant to this Agreement, APTIC hereby grants to PI, a
perpetual, irrevocable, non-terminable, transferable, and nonexclusive worldwide
license (the "Software License") to use, reproduce, exploit, sell services from,
sublicense, operate, alter, modify, adapt, distribute, create derivative works
from, display and access all of the software, software programs, and software
systems that are currently used by APTIC, either directly or through the
Division (the
<PAGE>
"Software"), as more fully identified on EXHIBIT B, and including the right to
create derivative and advanced works and the right to sublicense use of the
Software to other third parties. All right, title and interest, including
copyright, in the derivative works created by or at the direction of PI, as
between PI and APTIC, shall be owned by PI.

Section 4.02 Assignment of Existing Access Agreements. In further consideration
of the Services to be provided by PI pursuant to this Agreement, APTIC hereby
assigns to PI all of its right, title and interests in and to, and all of its
obligations to perform, all of the agreements in effect as of the Effective Date
pursuant to which APTIC has granted access to one or more of its Title Plants to
third parties (excluding FNF Affiliates), all of which are listed on the
applicable Title Plant schedules to EXHIBIT B. PI hereby agrees to perform the
obligations under all such agreements in accordance with the terms and
conditions set forth therein, and shall be entitled to all fees, compensation
and other payments under these agreements.

      Section 4.03 Royalties.

      (a) Calculation of the Royalty. In consideration for the grant of the
Title Plant License and the Software License (collectively the "Licenses"), and
subject to the royalty termination provisions set forth in Section 8.02(a)(iii),
so long as one or both of the Licenses are effective hereunder or PI is
otherwise entitled to access any of the Title Plants or the Software (including
during the period pending the effectiveness of a termination under Section
8.02), PI agrees to pay to APTIC a royalty (the "Royalty"), equal to the amounts
calculated in accordance with the tiered rate formula set forth on EXHIBIT A,
and subject to adjustment as described on EXHIBIT A.

      (b) Payment of the Royalty. On or before the 25th day of each calendar
month, PI shall pay to APTIC the Royalty, calculated in accordance with EXHIBIT
A for the immediately preceding calendar month, provided, that, as more fully
described in EXHIBIT A, the aggregate amount of the Royalty due and paid in each
fiscal year shall be reviewed at the end of each fiscal year with a view to
making adjustments, if appropriate, in accordance with the procedures set forth
on EXHIBIT A. All payments hereunder shall be in immediately available funds in
lawful US currency. APTIC shall provide PI with wire transfer or other payment
instructions for the Royalty.

      Section 4.04 Limitation of License. The parties acknowledge that, as to
each of the Title Plants and the Software, no right of ownership therein is
transferred to PI by the terms of this Agreement, other than with regard to
certain possible derivative works as expressly set forth in Section 4.01. Except
as otherwise contemplated in Section 4.01, as between the parties hereto, APTIC
retains ownership of and all rights of any kind whatsoever in the Title Plants
and the Software, including without limitation, rights in data structures, data,
written documentation, and all other attributes of any kind, whether such rights
are granted by the law of the United States or any state in the United States,
including common law, the law of any other national or international
jurisdiction, or by international treaty or convention.
<PAGE>
                                   ARTICLE V.
                                 CONFIDENTIALITY

      Section 5.01 Each party hereto may from time to time be provided with or
have access to information that is confidential and proprietary to the other
party hereto. Accordingly, each party agrees that (i) it will not reveal such
information or any of it, that is not otherwise generally available to the
public, to a third party without the prior written consent of the other party,
except as may be permitted by the grant of the sublicensing rights described
above or as required by law or as necessary to perform obligations or enforce
rights hereunder; (ii) that such information will be distributed only to those
of its own employees and officers and agents who have a reasonable need for it
in order to carry out the purposes of and exercise its rights under this
Agreement; (iii) that such information will not be used in any manner except for
the purpose provided; and (iv) that upon termination of this Agreement, all
documents containing such confidential or proprietary information upon request
will be returned promptly to the party to which such information belongs. Each
party shall take such steps as are reasonably necessary to protect the
confidential or proprietary information of the other. For purposes hereof,
confidential or proprietary information shall include, among other things,
customer lists and other customer information, and financial, technical, and
business information relating to one party and provided by such party to the
other, including without limitation any of the Title Plants, and the Proprietary
Systems.

                                  ARTICLE VI.
                             RELATIONSHIP OF PARTIES

      Section 6.01 Independent Contractors. Each of the parties hereto is an
independent contractor acting for its own account and is not authorized to make
any commitment or representation on the other's behalf unless authorized in
writing.

      Section 6.02 Competition. None of the parties shall have a duty to the
other party to refrain from engaging in the business of providing services
similar or identical to the business of the other party, nor shall either party
have a duty to the other party to refrain from engaging in the business of
providing services similar or identical to the Services hereunder to third
parties, provided in all cases that nothing herein shall permit APTIC (i) to
create or maintain a business or entity, a significant portion of whose business
is the updating and maintenance of title plants for non-affiliated parties, in
competition with PI, or (ii) to enter into a contract to receive title plant
updating and maintenance services from any third party unless APTIC has first
complied with the provisions of Section 2.03(a).

                                  ARTICLE VII.
                     DISCLAIMER AND LIMITATIONS OF LIABILITY

      Section 7.01 Limitations of Liability. THE LIABILITY OF EITHER PARTY FOR A
CLAIM ASSERTED BY THE OTHER PARTY BASED ON A BREACH OF ANY COVENANT UNDER,
AGREEMENT IN, OR UNDERTAKING REQUIRED BY, THIS AGREEMENT SHALL NOT EXCEED, IN
THE AGGREGATE, AN AMOUNT EQUAL TO THE "MAXIMUM LIABILITY AMOUNT" (AS HEREINAFTER
DEFINED) CALCULATED FOR THE FISCAL YEAR (SUBJECT TO THE LAST TWO SENTENCES OF
THIS
<PAGE>
SECTION) IMMEDIATELY PRIOR TO THE YEAR IN WHICH SUCH LIABILITY ARISES; PROVIDED
THAT THE MAXIMUM LIABILITY AMOUNT SHALL NOT BE APPLICABLE IN RESPECT OF ANY
CLAIMS BASED ON A PARTY'S (i) GROSS NEGLIGENCE, (ii) WILLFUL MISCONDUCT, (iii)
IMPROPER USE OR DISCLOSURE OF CONFIDENTIAL INFORMATION, (iv) VIOLATIONS OF LAW,
OR (v) INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OF A PERSON OR ENTITY WHO IS
NOT A PARTY HERETO OR THE SUBSIDIARY OF A PARTY HERETO. For purposes hereof,
"Maximum Liability Amount" means, for any fiscal year, the amount equal to 1.25%
of PI's annual gross revenues that are attributable to the use of the Title
Plants and/or use of the Software, as determined in accordance with generally
accepted accounting principles consistently applied throughout the applicable
period. In the event that liability hereunder shall arise during the first 2
calendar years of the effectiveness of this Agreement (i.e., arising any time
prior to December 31, 2005), for purposes of calculating the Maximum Liability
Amount, the amount of PI's annual gross revenues shall be equal to the product
of (x) the average monthly gross revenues that are attributable to the use of
the Title Plants and/or use of the Software for the entire period immediately
prior to the date on which such liability arises, multiplied by (y) 12. Without
limiting and subject to the foregoing and to Section 7.02, the parties
acknowledge that if the obligation to provide Services under this Agreement is
terminated pursuant to Sections 8.01(c), (e) or (h), then PI shall be liable for
compensatory damages in an amount equal to the actual increased marginal costs
incurred by APTIC in obtaining updated title plant information from the Title
Plants.

      Section 7.02 Disclaimer of Liability. NONE OF THE PARTIES HERETO SHALL BE
LIABLE TO THE OTHER PARTY FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR
CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF
BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION OR OTHER
PECUNIARY LOSSES, OR DAMAGES ARISING OUT OF LITIGATION OR GOVERNMENTAL
INVESTIGATION, OR ARISING FROM THIS AGREEMENT OR THE USE OR INABILITY TO USE ANY
OF THE TITLE PLANTS, EVEN IF ADVISED OF THE POSSIBILITY THEREOF, WHETHER
FORESEEN OR UNFORESEEN, FORESEEABLE OR UNFORESEEABLE. THE FOREGOING LIMITATIONS
OF LIABILITY SHALL APPLY REGARDLESS OF THE CAUSE OF ACTION UNDER WHICH SUCH
DAMAGES ARE SOUGHT, INCLUDING, WITHOUT LIMITATION, BREACH OF CONTRACT,
NEGLIGENCE, STRICT LIABILITY, OR OTHER TORT.

                                 ARTICLE VIII.
                              TERM AND TERMINATION

      Section 8.01 Termination. The obligation to provide Services under this
Agreement may be terminated by any of the following means (it being understood
that, notwithstanding any termination of the obligation to provide the Services,
the Licenses may be terminated only as provided in Section 8.02):

      (a) at any time by mutual agreement of the parties hereto, in which event
the obligation to provide Services under this Agreement shall terminate as of
the date specified by the parties;
<PAGE>
      (b) at any time by PI, if APTIC breaches any material warranty or fails to
perform any material obligation hereunder, and such breach is not remedied
within 30 days after written notice thereof to APTIC that is in default, in
which event the obligation to provide Services under this Agreement shall
terminate on the 20th business day following the expiration of such 30-day cure
period; provided that if the breach or default is of a nature that it cannot
reasonably be cured within a 30-day period and APTIC is actively pursuing a cure
in good faith, then no default shall be deemed to have occurred so long as the
default is cured as promptly as reasonably possible and in any event prior to
the first anniversary of the occurrence of such default;

      (c) at any time by APTIC, if PI breaches any material warranty or fails to
perform any material Service obligation owing hereunder, and such breach is not
remedied within 30 days after written notice thereof to PI, in which event the
obligation to provide Services under this Agreement shall terminate on the 20th
business day following the expiration of such 30-day cure period; provided that
if the breach or default is of a nature that it cannot reasonably be cured
within a 30-day period and PI is actively pursuing a cure in good faith, then no
default shall be deemed to have occurred so long as the default is cured as
promptly as reasonably possible and in any event prior to the first anniversary
of the occurrence of such default;

      (d) at any time by PI, if APTIC shall admit in writing its inability to,
or be generally unable to, pay its debts as such debts become due, or shall (1)
apply for or consent to the appointment of, or the taking of possession by, a
receiver, custodian, trustee, examiner or liquidator of itself or of all or a
substantial part of its property or assets, (2) make a general assignment for
the benefit of its creditors, (3) commence a voluntary case under the federal
Bankruptcy Code, (4) file a petition seeking to take advantage of any other law
relating to bankruptcy, insolvency, reorganization, liquidation, dissolution,
arrangement or winding-up, or composition or readjustment of debts, (5) fail to
controvert in a timely and appropriate manner, or acquiesce in writing to, any
petition filed against it in an involuntary case under the Bankruptcy Code or
(6) take any company action for the purpose of effecting any of the foregoing,
in which event the obligation to provide Services under this Agreement shall
terminate immediately;

      (e) at any time by APTIC, if PI shall admit in writing its inability to,
or be generally unable to, pay its debts as such debts become due, or shall (1)
apply for or consent to the appointment of, or the taking of possession by, a
receiver, custodian, trustee, examiner or liquidator of itself or of all or a
substantial part of its property or assets, (2) make a general assignment for
the benefit of its creditors, (3) commence a voluntary case under the federal
Bankruptcy Code, (4) file a petition seeking to take advantage of any other law
relating to bankruptcy, insolvency, reorganization, liquidation, dissolution,
arrangement or winding-up, or composition or readjustment of debts, (5) fail to
controvert in a timely and appropriate manner, or acquiesce in writing to, any
petition filed against it in an involuntary case under the Bankruptcy Code or
(6) take any company action for the purpose of effecting any of the foregoing,
in which event the obligation to provide Services under this Agreement shall
terminate immediately;

      (f) on or after the 5th anniversary of the Effective Date, by PI, upon 5
years' prior written notice to APTIC;
<PAGE>
      (g) on or after the 5th anniversary of the Effective Date, by APTIC, upon
5 years' prior written notice to PI;

      (h) at any time by APTIC if there has been a change in control of PI; it
being understood, that for purposes of this provision, "change of control" means
a reorganization, merger, share (or LLC ownership interest) exchange or
consolidation, or sale or other disposition of more than 50% of the LLC
ownership interests in, or all or substantially all of the assets or business
of, PI, other than a transaction in which no person or entity, other than FNIS
or an entity controlled by FNIS, will have beneficial ownership, directly or
indirectly, of 50% or more of the LLC ownership interests of PI or of the power
to appoint the LLC manager(s) or vote in the election of directors; or

      (i) upon 6 months prior written notice by APTIC to PI if there has been a
change in control of APTIC; it being understood, that for purposes of this
provision, "change of control" means a reorganization, merger, share exchange or
consolidation, or sale or other disposition of more than 50% of the voting
capital stock in, or all or substantially all of the assets or business of,
APTIC, other than a transaction in which no person or entity, other than FNF or
an entity controlled by FNF, will have beneficial ownership, directly or
indirectly, of 50% or more of the voting capital stock of APTIC or of the power
to vote the election of directors.

      Section 8.02 Effect of Termination.

      (a) Services and Licenses. Upon termination of the obligation to provide
Services or as to PI under this Agreement pursuant to Section 8.01 (the date on
which the termination of the obligation to provide Services under this Agreement
is effective being the "Service Termination Date"), then:

            (i) the obligations of the terminating or terminated party hereunder
      (except to the extent set forth in Section 8.03) shall immediately cease;
      and

            (ii) if the termination is pursuant to Sections 8.01 (c), (e), (f)
      or (h), then, with respect to APTIC, the Licenses granted to, and the
      rights to grant sublicenses and access to the Title Plants and the
      Software by, PI pursuant to Article IV shall terminate, effective as of
      the date of the latest expiration date of the third party contracts
      entered into by PI for title plant access to any of the Title Plants,
      provided that in no event shall the date for the termination of the
      Licenses hereunder be later that the 5th anniversary of the Service
      Termination Date, and provided, further, that, notwithstanding the Service
      Termination Date, Royalty payments in accordance with Section 4.03 for the
      access to and use of the Title Plants and the Software shall continue to
      be due and owing from PI until the date on which the Licenses are fully
      terminated and PI is no longer entitled to use or access any of the Title
      Plants or the Software; it being understood that after the Service
      Termination Date, PI shall not enter into any additional third party
      contracts for title plant access to any of the Title Plants nor shall PI
      extend or renew any such third party contract even if such extension or
      renewal would expire prior to the latest expiration date referred to above
      and the 5th anniversary of the Service Termination Date. So long as the
      obligation to provide Services to APTIC under this Agreement has not been
      terminated pursuant to Sections 8.01 (c), (e), (f) or (h), then the
      Licenses granted, and the rights to grant
<PAGE>
      sublicenses, to PI pursuant to Article IV shall continue to be in full
      force and effect and, except as provided in this Article VIII, be
      perpetual, non-terminable, and irrevocable; and

            (iii) if the termination is pursuant to Sections 8.01(b), (d), (g)
      or (i), then, (A) the Licenses granted to, and the rights to grant
      sublicenses and access to the Title Plants and the Software by, PI
      pursuant to Article IV shall thereafter be perpetual, non-terminable,
      irrevocable and fully-paid, effective as of the Service Termination Date,
      (B) PI shall be entitled to retain a copy of the Title Plants, as updated
      and maintained to the Service Termination Date, and (C) PI shall have no
      further obligation to pay any additional Royalty to APTIC as of the
      Service Termination Date. Without limiting the foregoing, it is understood
      by the parties that after the Service Termination Date, PI shall be
      permitted to enter into third party contracts for title plant access to
      any of the Title Plants and to extend or renew existing contracts, in each
      case, without payment of any Royalty to APTIC; and

            (iv) if the termination is pursuant to Section 8.01 (a), then the
      Licenses granted to, and the rights to grant sublicenses and access to the
      Title Plants and the Software by, PI pursuant to Article IV shall be
      effective or shall terminate as per the agreement of the parties in
      connection with such termination.

      (b) Return of Title Plants and Software; Licensed of New Software. If the
obligation to provide Services under this Agreement has been terminated then,
within 2 business days of the date on which such termination is effective:

            (i) Return of Title Plants and Software. PI shall make available to
      APTIC for which Services are being terminated (A) an original copy of each
      of the Title Plants, as updated and maintained to the date of termination,
      in a generally-accessible format or system that will permit APTIC to
      easily use and access the Title Plant, together with the Software, and (B)
      an original copy of each of the Title Plants, as updated and maintained to
      the date of termination, in the form and format utilized in PI's normal
      course of business, together with the Software and a copy of all of the
      software, software programs and software systems that are necessary or
      appropriate to permit APTIC to use and access the Title Plants (the "New
      Software"), including an irrevocable, non-terminable, transferable,
      non-exclusive and royalty-free worldwide license to use, reproduce,
      exploit, sell services from, sublicense, operate, alter, modify, adapt,
      distribute, create derivative works from, display and access the New
      Software, in each case effective from the date on which the New Software
      is delivered to APTIC; provided that (x) if the termination is pursuant to
      Sections 8.01 (c), (e), (f) or (h), then such license to use and access
      the New Software shall be perpetual, (y) if the termination is pursuant to
      Sections 8.01(b), (d), (g) or (i), then such license to use and access the
      New Software shall be effective for a one year period, and (z) if the
      termination is pursuant to Section 8.01(a), then such license to use and
      access the New Software shall be effective for that period mutually agreed
      among the parties; and

            (ii) License of Upgraded Software. Except as otherwise provided in
      Section 8.02(b)(i), if either PI, on the one hand, or APTIC, on the other,
      is the owner of, or has other licensable rights (including the right to
      transfer or sublicense) to, the software and
<PAGE>
      systems used to update, manage, maintain and access each of the Title
      Plants (the "Upgraded Software"), then, effective as of the date on which
      the termination is effective, either (A) if PI is the party who is the
      owner of, or has other licensable rights (including the right to transfer
      or sublicense) to, the Upgraded Software and the termination is pursuant
      to Sections 8.01 (c), (e), (f) or (h), then PI shall grant to APTIC a
      perpetual, irrevocable, non-terminable, transferable, and nonexclusive
      royalty-free worldwide license to use, reproduce, exploit, sell services
      from, sublicense, operate, alter, modify, adapt, distribute, create
      derivative works from, display and access the Upgraded Software; or (B) if
      APTIC is the party who is the owner of, or has other licensable rights
      (including the right to transfer or sublicense) to, the Upgraded Software
      and the termination is pursuant to Sections 8.01(b), (d), (g) or (i), then
      APTIC shall grant to PI a perpetual, irrevocable, non-terminable,
      transferable, and nonexclusive royalty-free worldwide license to use,
      reproduce, exploit, sell services from, sublicense, operate, alter,
      modify, adapt, distribute, create derivative works from, display and
      access the Upgraded Software; it being understood that (x) if PI is the
      party who is the owner of, or has other licensable rights (including the
      right to transfer or sublicense) to, the Upgraded Software and the
      termination is pursuant to Sections 8.01(b), (d), (g) or (i), then PI
      shall have no obligation to provide APTIC with any license or copy of, or
      use or access to, the Upgraded Software, and (y) if APTIC is the party(s)
      who is the owner of, or has other licensable rights (including the right
      to transfer or sublicense) to, the Upgraded Software and the termination
      is pursuant to Sections 8.01 (c), (e), (f) or (h), then APTIC shall have
      no obligation to provide PI with any license or copy of, or use or access
      to, the Upgraded Software. If required to license the Upgraded Software
      pursuant to this Section 8.02(b)(ii), then the applicable party agrees to
      make available to the other a copy of the Upgraded Software, together with
      instructions on its use and maintenance and, if reasonably requested,
      training and other assistance in learning to use the Upgraded Software. If
      PI, on the one hand, or APTIC, on the other, has rights from third parties
      to use and access the software and systems used to update, manage,
      maintain and access each of the Title Plants, which rights are not
      transferable or may not be sublicensed, then upon termination the
      applicable party will cooperate with the other in an effort to obtain
      rights in and to such software and systems from the third party owners.

      Section 8.03 Survival. Notwithstanding anything to the contrary in this
Agreement, the provisions of Section 2.05(b) (Liability for Errors), Article IV
(License of Title Plants and Related Software), Article V (Confidentiality),
Article VII (Disclaimer and Limitations of Liability) and this Article VIII
(Term and Termination) shall survive the expiration or termination of this
Agreement.

                                  ARTICLE IX.
                               DISPUTE RESOLUTION

      Section 9.01 Amicable Resolution. The parties mutually desire that
friendly collaboration will continue between them. Accordingly, they will try to
resolve in an amicable manner all disagreements and misunderstandings connected
with their respective rights and obligations under this Agreement, including any
amendments hereto. In furtherance thereof, in the event of any dispute or
disagreement (a "Dispute") between the parties in connection with this Agreement
(including, without limitation, any use of the Licenses or the termination of
the
<PAGE>
licenses granted hereby), then the Dispute, upon written request of either
party, will be referred for resolution to the Division Presidents of the
parties, who will have ten (10) days to resolve such Dispute.

      Section 9.02 Mediation. In the event any Dispute cannot be resolved in a
friendly manner as set forth in Section 9.01, the parties intend that such
Dispute be resolved by mediation. If the Division Presidents of the parties are
unable to resolve the Dispute as contemplated by Section 9.01, either party may
demand mediation of the Dispute by written notice to the other parties in which
case the parties will select a single mediator within ten (10) days after the
demand. No party may unreasonably withhold consent to the selection of the
mediator. Each party will bear its own costs of mediation but the parties will
share the costs of the mediator 50/50. The mediator will have twenty (20) days
from the date of referral to resolve any Dispute.

      Section 9.03 Arbitration. In the event that the Dispute is not resolved
pursuant to Section 9.01 or through mediation pursuant to Section 9.02, the
latter within thirty (30) days of the submission of the Dispute to mediation,
either party may submit the dispute to binding arbitration pursuant to this
Section 9.03. All Disputes submitted to arbitration pursuant to this Section
9.03 shall be resolved in accordance with the Commercial Arbitration Rules of
the American Arbitration Association, unless the parties involved mutually agree
to utilize an alternate set of rules, in which event all references herein to
the American Arbitration Association shall be deemed modified accordingly.
Expedited rules shall apply regardless of the amount at issue. Arbitration
proceedings hereunder may be initiated by either party by making a written
request to the American Arbitration Association, together with any appropriate
filing fee, at the office of the American Arbitration Association in Orlando,
Florida. All arbitration proceedings shall be held in the city of Jacksonville,
Florida in a location to be specified by the arbitrators (or any place agreed to
by the parties and the arbitrators). The arbitration shall be by a single
qualified arbitrator experienced in the matters at issue, such arbitrator to be
mutually agreed upon by the parties. If the parties fail to agree on an
arbitrator thirty (30) days after notice of commencement of arbitration, the
American Arbitration Association shall, upon the request of either party to the
dispute or difference, appoint the arbitrator. Any order or determination of the
arbitral tribunal shall be final and binding upon the parties to the arbitration
as to matters submitted and may be enforced by either party to the Dispute in
any court having jurisdiction over the subject matter or over either of the
parties. All costs and expenses incurred in connection with any such arbitration
proceeding (including reasonable attorneys' fees) shall be borne by the party
incurring such costs. The use of any alternative dispute resolution procedures
hereunder will not be construed under the doctrines of laches, waiver or
estoppel to affect adversely the rights of either party.

      Section 9.04 Commencement of Dispute Resolution Procedure. Notwithstanding
anything to the contrary in this Agreement, the parties are entitled to commence
a dispute resolution procedure under this Agreement, whether pursuant to this
Article IX or otherwise.
<PAGE>
                                   ARTICLE X.
                                  MISCELLANEOUS

      Section 10.01 Non-Exclusive Remedy. The parties acknowledge and agree that
money damages would not be a sufficient remedy for any breach of this Agreement
by either party or misuse of the Title Plants or the Software or any
confidential information of either party. Accordingly, nothing in Article IX or
this Article X will prevent either party from immediately seeking injunctive or
interim relief in such event. All actions for such injunctive or interim relief
shall be brought in a court of competent jurisdiction. In addition, the rights
and remedies of the parties provided in this Agreement shall not be exclusive
and are in addition to any other rights and remedies provided at law or in
equity.

      Section 10.02 Binding Effect. This Agreement shall be binding upon and
inure to the benefit of the successors and assigns of the parties hereto.
Neither of the parties may assign its respective rights and obligations under
this Agreement to any other person or entity without the prior written consent
of the other party hereto. Except as expressly provided in this Agreement, the
parties hereto intend that this Agreement shall not benefit or create any right
or cause of action in or on behalf of any person other than the parties hereto.

      Section 10.03 No Agency. Nothing in this Agreement shall be construed as
making either party the agent of the other or as creating a partnership, joint
venture or similar arrangement. As among the parties, each party shall be
responsible for the payment of compensation to its employees and those of its
subsidiaries, for any injury to them in the course of their employment, and for
withholding or payment of all federal, state and local taxes or contributions
imposed or required under unemployment insurance, social security and income tax
laws with respect to such persons.

      Section 10.04 Notices. All notices and other communications required or
permitted hereunder shall be in writing (including telefax) and shall be
delivered personally, delivered by facsimile transmission (with confirmation of
receipt immediately thereafter by telephone), sent by nationally recognized
overnight courier (marked for overnight delivery), addressed to the parties at
the address appearing on the first page of this Agreement or to such other
address as may be hereafter designated in writing hereunder by the respective
parties. Each party shall promptly advise the other in writing of any change of
address.

      Section 10.05 Severability. If any provision of this Agreement is held
illegal or unenforceable by any court of competent jurisdiction, such provision
shall be deemed separable from the remaining provisions of this Agreement and
shall not affect or impair the validity or enforceability of the remaining
provisions of this Agreement. The parties hereto agree to replace any such
illegal or unenforceable provision that has the most nearly similar permissible
economic or other effect.

      Section 10.06 Governing Law. This Agreement shall be governed by the laws
of the State of California, without regard to its conflicts of law principles.
<PAGE>
      Section 10.07 No Waiver. The failure of either party to enforce, in any
one or more instances, any of the terms or conditions of the Agreement shall not
be construed as a waiver of the future performance of any such term or
condition.

      Section 10.08 Force Majeure. No party shall be liable for its failure to
perform any of its obligations hereunder during any period in which such
performance is directly delayed by the occurrence of events beyond the control
of the failing party such as fire, explosion, flood, storm or the acts of God,
war, acts of terrorism, embargo, riot, or the intervention of any government
authority, provided that the party suffering the delay immediately notifies the
other parties of the delay.

      Section 10.09 Entire Agreement; Amendment. This Agreement constitutes the
entire agreement among the parties concerning the subject matter hereof and
supersedes all prior oral and written understandings and agreements between the
parties relating hereto. This Agreement may not be modified except in a writing
signed by the authorized representatives of the parties hereto.

      Section 10.10 Counterparts. This Agreement may be executed in one or more
counterparts, each of which shall be deemed to be an original, but all of which
together shall constitute one and the same instrument.

      Section 10.11 Title 11. Each of the licenses granted hereunder are, for
all purposes of Section 365(n) of Title 11 of the United States Code ("Title
11') and to the fullest extent permitted by law, a license of rights to
"intellectual property" as defined in Title 11. All parties agree that the
licensee of any rights under this Agreement shall retain and may fully exercise
all of its applicable rights and elections under Title 11.
<PAGE>
      Section 10.12 Effective Date. This Agreement shall be effective as of
business day (the "Effective Date") following the day on which (i) all insurance
regulatory approvals that are required are received and (ii) the prior notice
period applicable to all filings made to applicable title insurance regulators
has expired or been terminated or waived (by action of the regulator or
otherwise).

      IN WITNESS WHEREOF, the parties have caused their respective duly
authorized representatives to execute this Agreement as of the date first above
written.

                                    PROPERTY INSIGHT, LLC

                                    By_________________________________________
                                            Name:
                                            Title:

                                    AMERICAN PIONEER TITLE INSURANCE COMPANY

                                    By_________________________________________
                                            Name:
                                            Title:<PAGE>

                                                                   Exhibit 10.13

                            [PROPERTY INSIGHT LOGO]
                       MASTER TITLE PLANT ACCESS AGREEMENT

This Agreement is being executed for the purpose of providing Customer access to
certain records or data owned by Property Insight or its providers and to
certain services or software offered by or through Property Insight
(collectively, the "Services"), pertaining to real property in the County or
Counties as (each, a "County") set forth on the applicable County Schedule(s) or
to transactions relating to such real property. The terms of each County
Schedule, and all Appendixes thereto, are hereby incorporated into this
Agreement by this reference.

1. DEFINITIONS. (Note: Not all terms are applicable to all counties. See the
county schedules.)

(a) CUSTOMER. "Customer" or "Customers" means the customer specifically
indicated on the signature page of this Agreement, as well as each user
specifically identified on the Schedules hereto so long as such user is an
affiliate of the Customer so indicated on the signature page.

(b) DATABASES. "Databases" consist of certain designated records of Property
Insight accessible via an on-line system. The PI/GI Database includes the
property index ("PI") and the General Index (the "GI" and sometimes known as the
Individual/Corporation Index). Property Insight's Corporation, Limited
Partnership and Notary Inquiry System ("CPN System") contains certain
information provided to Property Insight by the Office of the Secretary of
State. The Image System contains electronic copies of certain Maps, Official
Records and Starters ("Image System"). The Tax Service Database consists of tax,
bond and assessment information. Property Insight may develop, or acquire the
right to offer access to, other Databases. If access to any such other Database
is made available by Property Insight to Customer, any special terms of such
access shall be as set forth in an amendment hereto or on an amended County
Schedule, as applicable.

(c) RECON TRACKING SERVICE. "Recon Tracking Service" consists of services for
the purpose of tracking deeds of trust and reconveyances ("Reconveyance Tracking
System"). The Reconveyance Tracking System is designed to meet the requirements
of California Civil Code Section 2941(b) (3), which sets forth a procedure in
which a title insurer that has processed a pay-off of a deed of trust, can
execute and record a Release of Obligation if the trustee does not record a
Reconveyance within a specified period of time.

(d) GROSS TITLE PREMIUMS. "Gross Title Premiums" means all premiums and other
fees charged by Customer for Title Orders (including cancellation fees), as well
as any other reports or products in which Title Records are used and from which
Customer generates income. To the extent applicable, such amounts shall be
determined and reported by Customer to Property Insight on a County-by-County
basis.

(e) INQUIRY(IES). "Inquiry(ies)" means any instance of accessing Property
Insight Databases including but not limited to, Inquiry by Date/Document
reference, General Index (AKA Individual/Corporation) and Property Information.
Each instance of such Inquiries may be counted separately to screen and/or to
printer.

(f) LOT BOOKS. "Lot Books" consist of copies of indices in tangible form of
recorded documents relating to parcels of real property in such County (for
example, Numbered Tracts, Alphabetical Tracts, Ranchos and Sectional Lands). Lot
Books may be available as specified in such schedule.

(g) MAPS. "Maps" consist of copies of diagrams and other graphic representations
of boundaries relating to parcels of real property in such County.

(h) OFFICIAL RECORDS. "Official Records" (excluding Maps) consist of copies of
items recorded in the County Recorders' Office.

(i) PC or PCs. "PC" or "PCs" means a single or group of terminals, workstations
or personal computers of all types including printers or any method of accessing
information from the Property Insight on-line Databases.

(j) PROVIDER. "Provider" means each of the persons which owns (or co-own) or
distributes, furnishes, licenses or otherwise makes available to Property
Insight information, software or other similar material which is made available
to, or which is used (directly or indirectly) by Customer under this Agreement.

(k) STARTERS. "Starters" consist of copies of previously issued title products,
which may include policies, commitments, preliminary reports, guarantees and
binders as such products may be further specified in applicable schedules
attached to this Agreement.

(l) TAX SERVICE. "Tax Service" means tax data made available to Customer either
by online databases or by manual access.

(m) TITLE ORDER. "Title Order" means an order, by a customer of Customer, of a
Title Search and an examination thereof which may result in the issuance of an
evidence of title (for example, a title policy, binder, guarantee, or
endorsements) or delivery of other reports or products in which Title Records
are used (for example, a preliminary report).

(n) TITLE PLANT. "Title Plant" means a currently maintained index of land
records and copies of Official Records and other materials related thereto,
excluding Starters, for a County.

(o) TITLE RECORDS. "Title Records" consist of land title records and materials
(including on-line accessible Databases, Tax and Assessment records, Lot Books,
Maps, portable media, Official Records and Starters). The Title Records shall
also include any additions and shall be subject to any deletions made through
Property Insight's customary daily input and purging procedures.

                                     - 1 -
<PAGE>

(p) TITLE SEARCH. "Title Search" means the functions of identifying, locating
and copying the proper accounts and documents (including information from
on-line accessible Databases, Lot Books, Maps, Official Records, and Starters)
which are necessary for examining, reporting on and otherwise issuing an
evidence of title on specific parcels of real property.

2.   SERVICES.

(a) Performance. Property Insight will perform the Services identified in each
County Schedule. Such Services are subject to the terms and conditions of this
Agreement, the terms and conditions set forth in the applicable County Schedule,
and all Appendixes thereto. As the posting of the computerized databases are
dependent upon the receipt of the recorded documents from the county(ies),
Property Insight shall make every attempt to maintain the currency of the
Property and General indexes in a commercially reasonable manner. Lot Books,
Maps, Official Records, Starters and other materials included in the Title
Records are maintained in one or more formats or media determined by Property
Insight (for example, on microfilm or paper or in electronic form as digital
files) and Property Insight reserves the right to modify any such format or
medium from time to time. Both parties recognize that Property Insight or its
Providers may in the future acquire records and materials through purchase,
lease, assignment or other method of transfer and that Property Insight may
restrict, or may be restricted from allowing, Customer from using such records
and materials. Any records and materials so acquired and restricted are not
included in this Agreement.

(b) Access. For each County selected on a County Schedule, Property Insight
grants Customer nonexclusive computerized title plant access during the normal
working hours of the local title plant operation. Consult the local operation
for their hours of operation. Additional service hours may be provided upon
request by Customer at the then prevailing hourly rate, as set by Property
Insight. Such access and services are subject to all the other provisions of
this Agreement.

(c) Joint Ownership. In certain Counties, selected Title Record information is
jointly owned by Property Insight's Providers and one or more other co-owners.
Customer access to any such jointly-owned information may be provided by a
County Schedule to this Agreement or by a separate agreement among Customer,
Property Insight and the joint owner(s). If jointly-owned information is made
available to Customer under this Agreement, the co-owner(s) is (are) identified
on the applicable County Schedule for such County. Co-Owners are protected
collectively with Property Insight by all appropriate provisions of this
Agreement wherever jointly-owned information is identified on the applicable
County Schedule. The term "Property Insight" in such circumstances shall include
the co-owner(s).

(d) Training. Property Insight will provide reasonable initial training in the
use of Property Insight on-line systems or products at no additional charge per
its then current training policies. Training may be provided by visits to
Customer's premises, by telephone, by Internet, or at a Property Insight office
location, at Property Insight's discretion. Customer is responsible for training
its new employees; however, additional training requested by Customer will be
scheduled and provided on a resources available basis at Property Insight's then
current fee.

(e) Special Services. In the event that Customer requests Property Insight to
supply special services, reports or items, Customer will pay the then-current
fees for Property Insight labor, out-of-pocket expenses paid or incurred and an
administrative fee. Property Insight will provide an estimate of such fees upon
request.

(f) No Other Services. Property Insight shall not be obligated to furnish any
information or service not specifically set forth in this Agreement or a County
Schedule, including without limitation: (a) any tax, bond or assessment
information; (b) any title engineer or other help for the purpose of verifying
or creating a legal description of land involved in Customer's Title Orders; or
(c) any parking facilities for Customer's employees.

(g) Plant Location. Property Insight shall have the right at any time to move
the physical location of each of the Property Insight on-line systems,
Databases, Title Records, or facilities from one location to any other location
upon three (3) months prior written notice.

(h) Posting of Office Information. In applicable counties, Property Insight
shall post office information entries to the databases within 24 hours of
receipt of the completed OI posting form. Property Insight posts OI entries as a
convenience to our customers and bears no liability for errors or omissions.

3.   FEES AND PAYMENT.

(a) Fees. The Customer indicated on the signature page of this Agreement shall,
on behalf of all Customers, pay Property Insight the fees for the Services
specified in the County Schedules. Any monthly minimum fee shall be due and
payable regardless of whether or not Customer finds it necessary to use the
applicable Service. The fees and charges do not include taxes. Customer will
pay, or reimburse, Property Insight for payment of, any applicable sales, use,
personal property or similar taxes and any government charges based on
transactions hereunder, exclusive of corporate income or franchise taxes based
on Property Insight's net income. Property Insight may increase the fees set
forth in each County Schedule as follows: (i) annually on the anniversary date
of the Agreement by the percentage amount indicated by the annual change in the
Consumer Price Index for urban wage earners and clerical workers for the
national average as compiled by the U.S. Department of Labor, Bureau of Labor
Statistics ("Index") for the twelve (12) months immediately preceding the
adjustment date, except where fees are based on Gross Title Premiums; (ii)
monthly where the cost increases to acquire documents or other media necessary
to create or provide the Title Records, except where fees are based on Gross
Title Premiums; and (iii) triennially on the anniversary date of this Agreement
to amounts which reflect the then current market rates for the Services for each
County charged by Property Insight to its other customers.

(b) Reports. For any Fees based upon Gross Title Premiums, Customer must furnish
a written report to Property Insight on or before the 10th day of each month
showing the information necessary to enable Property Insight to determine the
amount of Gross Title Premiums for the prior month. This information shall be
confidential to and used by Property Insight's auditors, accounting personnel
and management and shall not be used for other purposes by Property Insight. The
report form shall be designed and furnished by Property Insight and signed by an
officer of Customer.

(c) Due Date. Customer shall pay all sums which are due and payable to Property
Insight within 30 days after the invoice date, with the exception of fees based
on Gross Title Premiums (including any applicable minimum monthly fee) which are
due

                                     - 2 -
<PAGE>

and payable together with the report for such month on or before the 10th day of
each month. Customer will be in default under this Agreement whenever Customer
fails to pay any sum due to Property Insight for a period of fifteen (15) days
after the sum has become due and payable.

(d) Audit. Should any of Customer's fees be based on Gross Title Premiums,
Property Insight shall have the right to audit the accounts of Customer, at the
expense of Property Insight, in order to verify the correctness of the sums of
money being paid to Property Insight by Customer. These audits shall be
conducted so as not to unreasonably interfere with the normal business routine
of Customer. Upon request of Property Insight, Customer shall supply the
following to Property Insight at the end of each fiscal year: (i) a copy of
Customer's reports to the Insurance Commissioner of the State; or (ii) audited
financial statements for each County in which fees due hereunder are based upon
Customer's Gross Title Premiums in such County.

4. TERM.

(a) Term. Unless sooner terminated in accordance with the provisions hereof,
this Agreement shall continue in effect.

(b) Termination. The obligation to provide Services under this Agreement may be
terminated by any of the following means:

(1) at any time by mutual agreement of the parties hereto, in which event the
obligation to provide Services under this Agreement shall terminate as of the
date specified by the parties;

(2) as to Customer, at any time by Property Insight, if Customer breaches any
warranty or fails to perform any material obligation hereunder, and such breach
is not remedied within 30 days after written notice thereof to Customer, in
which event the obligation to provide Services under this Agreement shall
terminate on the 20th business day following the expiration of such 30-day cure
period; provided that if the breach or default is of a nature that it cannot
reasonably be cured within a 30-day period and Customer is actively pursuing a
cure in good faith, then no default shall be deemed to have occurred so long as
the default is cured as promptly as reasonably possible and in any event prior
to the first anniversary of the occurrence of such default; and provided,
further, that , to the extent that such breach or default concerns one or more,
but not all, of the Counties for which Services are provided hereunder, the
termination of the obligation to provide Services under this Agreement as to
such Counties shall not affect the effectiveness of this Agreement to the
obligations of Property Insight to the other Counties nor the obligations of
Customer regarding the other Counties (other than the County(ies) affected by
the default or breach) to Property Insight;

(3) as to Property Insight, at any time by Customer, if Property Insight
breaches any warranty or fails to perform any material Service obligation
hereunder, and such breach is not remedied within 30 days after written notice
thereof to Property Insight, in which event the obligations of Customer under
this Agreement shall terminate on the 20th business day following the expiration
of such 30-day cure period; provided that if the breach or default is of a
nature that it cannot reasonably be cured within a 30-day period and Property
Insight is actively pursuing a cure in good faith, then no default shall be
deemed to have occurred so long as the default is cured as promptly as
reasonably possible and in any event prior to the first anniversary of the
occurrence of such default; and provided, further, that, to the extent that such
breach or default concerns one or more, but not all, of the Counties for which
Services are provided hereunder, the termination of the obligations of Customer
under this Agreement as to such Counties shall not affect the effectiveness of
this Agreement to the obligations of Customer regarding the other Counties nor
the obligations of Property Insight (other than the county or counties affected
by the default or breach) to Customer;

(4) as to Customer, at any time by Property Insight, if Customer shall admit in
writing its inability to, or be generally unable to, pay its debts as such debts
become due, or shall (a) apply for or consent to the appointment of, or the
taking of possession by, a receiver, custodian, trustee, examiner or liquidator
of itself or of all or a substantial part of its property or assets, (b) make a
general assignment for the benefit of its creditors, (c) commence a voluntary
case under the federal Bankruptcy Code, (d) file a petition seeking to take
advantage of any other law relating to bankruptcy, insolvency, reorganization,
liquidation, dissolution, arrangement or winding-up, or composition or
readjustment of debts, (e) fail to controvert in a timely and appropriate
manner, or acquiesce in writing to, any petition filed against it in an
involuntary case under the Bankruptcy Code or (f) take any company action for
the purpose of effecting any of the foregoing, in which event as to Customer the
obligation to provide Services under this Agreement shall terminate immediately;

(5) as to Property Insight, at any time by Customer, if Property Insight shall
admit in writing its inability to, or be generally unable to, pay its debts as
such debts become due, or shall (a) apply for or consent to the appointment of,
or the taking of possession by, a receiver, custodian, trustee, examiner or
liquidator of itself or of all or a substantial part of its property or assets,
(b) make a general assignment for the benefit of its creditors, (c) commence a
voluntary case under the federal Bankruptcy Code, (d) file a petition seeking to
take advantage of any other law relating to bankruptcy, insolvency,
reorganization, liquidation, dissolution, arrangement or winding-up, or
composition or readjustment of debts, (e) fail to controvert in a timely and
appropriate manner, or acquiesce in writing to, any petition filed against it in
an involuntary case under the Bankruptcy Code or (f) take any company action for
the purpose of effecting any of the foregoing, in which event the obligations of
Customer under this Agreement shall terminate immediately;

(6) as to Customer, on or after the 5th anniversary of the date on which this
Agreement becomes effective (the "Effective Date"), by Property Insight, upon 5
years' prior written notice to Customer as to one or more Counties; provided
that the termination of the obligation to provide Services under this Agreement
as to such Counties shall not affect the effectiveness of this Agreement to the
obligations of Property Insight with respect to the other Counties nor the
obligations of Customer with regard to the other Counties;

(7) as to Property Insight, on or after the 5th anniversary of the Effective
Date, by Customer, upon 5 years' prior written notice to Property Insight as to
one or more Counties, provided that the termination of the obligation to provide
Services under this Agreement as to such Counties shall not affect the
effectiveness of this Agreement to the obligations of Property Insight with
respect to the other Counties nor the obligations of Customer with regard to the
other Counties; or

(8) as to Property Insight, at any time by Customer, if there has been a change
in control of Property Insight; it being understood, that for purposes of this
provision, "change of control" means a reorganization, merger, share (or LLC
ownership interest) exchange or consolidation, or sale or other disposition of
more than 50% of the LLC ownership interests in, or all or substantially all of
the assets or business of, Property Insight, other than a transaction in which
no person or entity, other than Fidelity National Information Solutions ("FNIS")
or an entity controlled by FNIS, will have beneficial ownership, directly or
indirectly, of 50% or more of the LLC ownership interests of Property Insight or
the power to appoint the LLC manager(s) or vote in the election of directors.

                                     - 3 -
<PAGE>

5. OWNERSHIP AND USE.

(a) Ownership. All Title Records and all programs, Databases, manuals and
documentation relating to any Service, Database or system (including without
limitation, compression, storage, and retrieval techniques and formats and any
enhancements made thereto) are and shall remain the property of Property Insight
or its Providers. Customer agrees to not make copies of such manuals and
documentation. Customer agrees to return all applicable Property Insight
property upon termination of this Agreement or of a County Schedule.

(b) Customer Use. Title Records made available to Customer under this Agreement
are to be used by Customer solely for the purpose of conducting Title Searches
of specific parcels of real property and examinations thereof in connection with
bona fide Title Orders of Customer. Without limiting the generality of the
foregoing, Customer agrees that access to the Title Records shall not be
utilized by Customer or any of its employees for the purpose of furnishing any
Title Record information to any other title insurance company, title company, or
any person, firm or corporation except Customer and Customer's customers in the
ordinary course of its business. However, Customer shall have the right to
utilize the Title Records to furnish the usual customer service as to inquiry by
customers of Customer as regards specific parcels of land or specific documents
covered in such Title Records; provided that Customer shall not deliver a copy
of any Starter not furnished to Property Insight by Customer to any other
person.

(c) No Tours or Demonstrations. Customer will not (1) conduct any 'tour' of, or
give access to, any facility where the Title Records are located, or (2)
demonstrate the use of the Property Insight on-line system or other systems, or
make the documentation for such systems available, except to train persons who
are authorized employees and contractors of Customer acting within the scope of
this Agreement provided, however, that Customer may in the course of its
business demonstrate such systems within Customer's own facilities.

(d) Nonexclusive Use. It is recognized by the parties that Property Insight
shall continue to use the Title Records in the usual and ordinary course of
business while at the same time furnishing services to Customer as well as
others.

(e) Advertisement of Use or Ownership. During the term of the Agreement,
Customer shall not publicize to the public that Customer owns any Title Records
or Property Insight Title Plant or has any interest therein except such rights
as are specifically granted to Customer by this Agreement. Likewise, during the
term of this Agreement, Property Insight shall not, in any advertisement or
publicity, state that Customer is dependent upon Property Insight for use of the
Title Records or any Property Insight facility. Property Insight may, however,
publicize to whatever extent it may desire, its ownership of the Title Records
and its facilities and services.

(f) Due Care. Customer agrees to exercise due care in the use of Property
Insight facilities, services, systems and information, so as to prevent loss or
damage. Each party agrees that it shall be liable to the other (and, if
applicable, its Providers) for any loss or damage to any property of the other
or any Providers arising out of a failure to exercise due care or arising out of
an intentional, dishonest or fraudulent act of an employee of such party.

(g) Customer Title Plant. Customer agrees that if at any time during the term of
this Agreement it elects to build or participate in the building of a Title
Plant or to continue the maintenance of its existing Title Plant for any County,
it shall do so without the use of any Title Records obtained from a Property
Insight facility or via any Property Insight on-line system. An election by
Customer to build or participate in the building of a Title Plant or the
maintenance of its existing Title Plant shall not discharge or relieve Customer
of any of its obligations under this Agreement.

(h) Compliance with Laws and Regulations. Customer agrees to use information
received from Property Insight in compliance with all applicable Federal, State
and local laws and regulations, including without limitation, the Federal Credit
Reporting Act (U.S.C.A. Title 15, Chapter 41, Subchapter III), as amended from
time to time.

(i) Exclusive Use of Property Insight Services. With respect to the Title Plant
access Services hereunder that Property Insight will provide to each Customer as
of the Effective Date, each Customer agrees to use Property Insight exclusively
for Title Plant access in all of the geographic locations described on the
schedules hereto at all times during the term of this Agreement, subject in all
cases to the termination provisions set forth in Section 4. To the extent that,
after the Effective Date, Property Insight has or acquires the right to obtain
Title Plant access for a geographic location in which a Customer is doing
business and is receiving Title Plant access from any other party (other than
Property Insight or a direct subsidiary of such Customer), then, so long as the
service levels and pricing offered by Property Insight for Title Plant access in
that geographic location are as good or better than the service levels and
pricing in effect with such other party, if requested by Property Insight, such
Customer agrees to (x) terminate its Title Plant access contract with such other
party at the earliest date permitted without incurring a termination fee or
penalty and (y) enter into a contract with Property Insight for the provision of
Title Plant access (similar to that provided hereunder) to the applicable
geographic location. Furthermore, each Customer agrees that, so long as Title
Plant access Services are being provided to it hereunder, to the extent that (A)
such Customer determines to enter into a service arrangement with any other
party (other than a direct subsidiary of such Customer) to obtain Title Plant
access in any geographic location not covered by the schedules to this
Agreement, (B) Property Insight can obtain access to Title Plants in that
geographic location, and (C) the service levels and pricing offered by Property
Insight for such Title Plant access in the applicable geographic location are as
good as or better than the service levels and pricing offered by such other
party, then if requested by Property Insight, such Customer agrees to obtain
such Title Plant access for the applicable geographic location from Property
Insight exclusively. If the service levels or pricing terms offered by Property
Insight for Title Plant access in such other geographic location(s) pursuant to
this Section are not as good or better than those offered by the other
applicable party and if the applicable Customer has otherwise complied with the
provisions of this Section, then nothing contained herein shall restrict or
limit the ability of such Customer to enter into any service arrangement with
another party to obtain Title Plant access in any other geographic location(s).

6.   DISCLAIMERS AND LIMITATION OF LIABILITY.

(a) Disclaimer of Liabilities. Except as expressly set forth herein, Property
Insight and Customer agree that Property Insight (and, if applicable, its
Providers) assumes no liability and shall not be held liable to Customer, or to
Customer's customers or insureds, or to any other person to whom Customer may
furnish any title policy, binder, guarantee, endorsement or other title
assurance, or any report or title information, by reason of any error or
omission or assertion of error or omission in any information (including any
Title Records obtained from a Property Insight facility or via an on-line system
and furnished to Customer by Property Insight) or resulting from the use of any
Service or deliverable. PROPERTY INSIGHT MAKES NO WARRANTY OR REPRESENTATION,
EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY OR
FITNESS FOR A PARTICULAR PURPOSE, CONCERNING THE

                                     - 4 -
<PAGE>

ACCURACY OR COMPLETENESS OF THE TITLE RECORDS MADE AVAILABLE TO CUSTOMER,
WHETHER IN TANGIBLE FORM OR VIA AN ON-LINE SYSTEM OR CONCERNING ANY PRODUCT.
Customer agrees that in no event shall Property Insight (and, if applicable, its
Providers) be liable for any lost profits or for any special, consequential or
exemplary damages, even if Property Insight has been advised of the possibility
of such damages.

(b) Limitation of Liability. In the event that Customer discovers an error,
defect or omission in any Title Record, Property Insight's sole obligation, and
Customer's exclusive remedy with respect thereto, is to replace such Title
Record with a duplicate copy of the applicable record if a better copy of the
record is available from the source.

(c) Third-Party Providers. Certain materials and information provided or made
available to Customer under this Agreement are obtained by Property Insight from
third party Providers. In the event that any such Provider fails to deliver (or
delays the delivery of) such material or information (through no fault of
Property Insight) or in the event that any such Provider materially and
adversely modifies the conditions or cost to Property Insight of obtaining such
material or information, then Property Insight, at its option, may: (i) use
reasonable efforts to seek alternative sources of supply on commercially
reasonable terms; or (ii) suspend or terminate its obligations to Customer under
this Agreement whether with respect to the portion of such Agreement which
relates thereto or with respect to the entire Agreement upon thirty (30) days
written notice; or (iii) notwithstanding any other provision of this Agreement
to the contrary, increase the applicable fees or charges upon thirty (30) days
written notice; or (iv) any combination of the foregoing. Property Insight will
incur no liability to Customer with respect to any action or omission under this
Section. In the event that Customer receives a notice pursuant to this Section
substituting a service or increasing the price thereof, then Customer may
terminate such service if it notifies Property Insight within thirty (30) days
after receipt of notice from Property Insight regarding such service.

(d) Injury or Property Damage. Property Insight shall not be liable for injuries
to any employees, guests or invitees of Customer nor for damage to property of
Customer caused by the conditions of any Property Insight facility, except for
injury or damage arising from Property Insight's gross negligence or willful
misconduct. Customer agrees to neither hold nor attempt to hold Property
Insight, its agents or employees liable for any injury or damage, either
proximate or remote, occurring through or caused by any repairs, alterations,
injury or accidents in or to the premises, or adjacent to the premises or in
other parts of the premises in which Title Records are stored, accessed or
located, whether by reason of the negligence or fault of Property Insight,
another customer or any other person. Property Insight shall not be liable for
any injury or damage occasioned by gas, smoke, rain, snow, wind, ice, hail,
water, lightning, earthquakes, war, civil disorder, strike, defective electrical
wiring or the breaking or stoppage of the plumbing or sewage upon or in the
building or adjacent premises, whether the breakdown or stoppage results from
freezing or otherwise and no matter how often injury or damage occurs

7. INDEMNIFICATION.

(a) Alleged Errors or Omissions. If Customer, or any customer of Customer or any
other person claims or asserts that Property Insight or its Providers have any
liability by reason of an error or omission in any information (including Title
Records obtained from any Property Insight facility or via an on-line system)
furnished to Customer by Property Insight or resulting from the use of any
Service or deliverable, Customer agrees to indemnify and hold Property Insight,
its affiliates and its Providers, and their respective directors, officers,
employees and agents (the "Indemnified Parties") harmless from and against the
claim or demand, including all costs, expenses, attorneys' fees and actual loss
or losses incurred or sustained by reason of the claim or assertion.

(b) Personal Injury and Property Damage. Customer accepts the premises where the
Title Records used by Customer are located and agrees to defend, indemnify and
hold the Indemnified Parties harmless from any and all claims, damages,
liabilities, losses or actions, including costs, expenses and attorneys' fees,
arising out of actions or claims by employees, guests or invitees of Customer,
by reason of death, injuries to person or damage to property arising out of or
relating to use of such premises or use of any equipment located on such
premises, except in instances where Property Insight has engaged in grossly
negligent activities or willful misconduct.

(c) Other Matters; Violation of Law. Customer will indemnify, defend and hold
harmless the Indemnified Parties, against and in respect to any and all claims,
damages, liabilities, losses or actions, including costs, expenses and
attorneys' fees, arising out of actions or claims which any Indemnified Party
may at any time suffer, incur, or become subject to as a result of or in
connection with any of the following: (i) the inaccuracy of any representation
made by Customer; (ii) Customer's breach of, or failure to perform, any of its
warranties, covenants, promises, or obligations arising under this Agreement; or
(iii) Customer's violation of any Federal, State or local law or regulation;
except in instances where Property Insight has engaged in grossly negligent
activities or willful misconduct.

(d) Procedures. When a claim or assertion is made, Property Insight agrees to
promptly give notice to Customer. Customer shall have the right, if it so
elects, to provide for the defense of Property Insight, in any action or
litigation based upon or involving the claim or assertion, by counsel of
Customer's own choosing, and approved in writing by Property Insight, at
Customer's own expense and to pursue litigation to final determination. Customer
shall also have the right, whether or not any action or litigation results, to
compromise or settle the claim on behalf of Property Insight but at the sole
cost of Customer.

8. GENERAL TERMS AND CONDITIONS.

(a) Force Majeure. If at any time either party to the Agreement is prevented
from performance when due (other than performance consisting of payment of
money) by a disaster such as or resulting from flood, hurricane, cyclone,
earthquake, fire or other event commonly referred to as an Act of God, causing
extensive destruction or damage; or by acts of war, riot, unlawful assembly,
strikes, explosions, peaceful protest gatherings or other similar events causing
or accompanied by a lack of access or extensive destruction; so that it is
impossible or unreasonably difficult for that party to perform, then its failure
to perform when performance is due shall be deemed excused. Provided, however,
that party must take all reasonable steps to remedy its non-performance or delay
in performance with the least possible delay, and by doing whatever may
reasonably be done to mitigate the adverse effect of its non-performance upon
the other party to this Agreement.

(b) Dispute Resolution. If either party institutes an action against the other
party for breach of this Agreement, at Property Insight's option, arbitration
shall be conducted in accordance with the Rules of Commercial Arbitration of the
American Arbitration Association ("AAA"). The arbitration shall be conducted in
Los Angeles by a single arbitrator. If the parties have not agreed to a mutually
acceptable arbitrator within thirty (30) days of the date of the notice to
arbitrate, the arbitrator shall be selected by the AAA from its regularly
maintained list of commercial arbitrators familiar with matters similar to the
subject of this Agreement. The

                                     - 5 -
<PAGE>

arbitrator shall conduct a single hearing for the purpose of receiving evidence
and shall render a decision within thirty (30) days of the conclusion of the
hearing. The parties shall be entitled to require production of documents prior
to the hearing in accordance with the procedures of the Federal Rule of Civil
Procedure, shall exchange a list of witnesses, and shall be entitled to conduct
up to five (5) depositions in accordance with the procedures of the Federal
Rules of Civil Procedure. The decision of the arbitrator shall be binding and
final. The arbitrator may award only compensatory damages, and not exemplary or
punitive damages. In the event a party asserts multiple claims or causes of
action, some but not all of which are subject to arbitration under law, any and
all claims subject to arbitration shall be submitted to arbitration in
accordance with this provision.

(c) Attorneys' Fees and Costs. If either party institutes an action against the
other party for breach of this Agreement, the successful party shall be entitled
to recover costs, expenses and attorneys' fees as the court (or if applicable,
the arbitrator) directs.

(d) Interpretation. This Agreement is to be construed under the laws of the
State of California; provided that the Services will be performed in accordance
with the laws of the State where such Services are performed. If any one or more
of the terms, provisions, promises, covenants or conditions of this Agreement,
or their application to any person, corporation, other business entity, or
circumstance is to any extent adjudged invalid, unenforceable, void or voidable
for any reason whatsoever by a court of competent jurisdiction, each and all of
the remaining terms, provisions, promises, covenants and conditions of this
Agreement and their application to other persons, corporations, business
entities, or circumstances shall not be affected and shall be valid and
enforceable to the fullest extent permitted by law. This Agreement shall not be
construed against the party preparing it, but shall be construed as if all
parties prepared this Agreement. The headings of each section and paragraph are
to assist in reference only and are not to be used in the interpretation of this
Agreement. Nothing contained in this Agreement is to be deemed to constitute an
association, partnership or joint liability between the parties. The parties
have no intention or thought to agree between themselves, or even to confer
together, as to fees or premiums to be charged by them to their customers, or as
to any other processes or practices of either party.

(e) Assignment or Transfer. This Agreement cannot be assigned, in whole or in
part, by Customer without the prior written consent of Property Insight, which
consent shall not be unreasonably withheld. If Customer's rights and benefits in
this Agreement are transferred in whole or in part by involuntary method, or by
operation of law, Property Insight shall have the right to terminate this
Agreement if the result is not satisfactory to Property Insight. Any assignment
in contravention of this Section shall be void. Property Insight may assign the
Agreement to any affiliated company by providing 30 day notice to the Customer.

(f) Benefit. This Agreement will be binding upon and inure to the benefit of the
parties hereto and their respective successors and permitted assigns. This
Agreement is solely for the benefit of the parties hereto and no third party
will have the right or claim to the benefits afforded either party hereunder.

(g) Compliance with Laws and Regulations. Customer agrees to use information
received from Property Insight in compliance with all applicable Federal, State
and local laws and regulations, including without limitation, the Federal Credit
Reporting Act (U.S.C.A. Title 15, Chapter 41, Subchapter III), as amended from
time to time.

(h) Survival. Following the expiration or termination of this Agreement, whether
by its terms, operation of law or otherwise, all terms, provisions or conditions
required for the interpretation of this Agreement or necessary for the full
observation and performance by each party hereto of all rights and obligations
arising prior to the date of expiration or termination, shall survive such
expiration or termination.

(i) Entire Agreement. This Agreement constitutes the entire agreement between
the parties pertaining to the subject contained in it and supersedes all prior
and contemporaneous agreements, both oral and written, representations and
understandings of the parties. No supplement, modification, or amendment of this
Agreement shall be binding unless executed in writing by the parties. No waiver
of any of the provisions of this Agreement is to be considered a waiver of any
other provision, whether or not similar, nor is any waiver to constitute a
continuing waiver. No waiver shall be binding unless set forth in a writing
executed by the party making the waiver. This Agreement may be executed
simultaneously in two or more counterparts, each of which shall be deemed an
original, but which together shall constitute one and the same instrument.

(i) Schedules. Each of the Schedules, Addenda and Exhibits attached to this
Agreement (initially or by way of amendment) are incorporated herein by
reference as if set forth in full.

(j) Notices. All written notices permitted or required to be given under this
Agreement may be personally delivered to the office of the other party(s), or
shipped via a nationally recognized overnight courier service, or mailed to the
office of the other party(s) by Certified United States Mail. Each notice shall
be addressed to the address set forth under the party's signature. Any notice
delivered hereunder will be effective on the date delivered when delivered
personally or by overnight courier, or on the third business day after mailing
if mailed by Certified United States Mail. Either party may, by written notice
to the other via first class mail, change its address for notices.

                                     - 6 -
<PAGE>

1. AGREEMENT EXECUTION INSTRUCTIONS:

      1.    This page must be executed to initiate this Agreement.

      2.    Each County Schedule must be executed to initiate access to the
            respective Counties.

            a.    Service and/or fee changes are affected by execution of a new
                  County Schedule.

            b.    Each County Schedule execution date is to be updated on the
                  County Schedule Index page.

IN WITNESS WHEREOF, the parties have executed this Exhibit as follows:

<TABLE>
<S>                                          <C>
Property Insight:                            Customer:

PROPERTY INSIGHT, LLC                        ROCKY MOUNTAIN SUPPORT SERVICES, INC.
601 Riverside  Avenue                        601 Riverside Ave.
Jacksonville, FL  32204                      Jacksonville, FL  32204
PHONE                                        Phone: (888) 934-3354

By: _________________________________        By: _________________________________

Title: ________________________________      Title: ________________________________

Print Name: ___________________________      Print Name: ___________________________

Email Address: ________________________      Email Address: ________________________

Date: ________________________________       Date: ________________________________

Address for Notices:                         Address for Notices:   [X] Same as above

PROPERTY INSIGHT                             ______________________________________
601 Riverside  Avenue
Jacksonville, FL  32204                      ______________________________________
ATTN:  President
PHONE:                                       ______________________________________
FAX:
                                             ATTN: ________________________________

With a copy to:                              PHONE: ______________________________

FIDELITY NATIONAL INFORMATION SERVICES       FAX: _________________________________
601 RIVERSIDE AVENUE
JACKSONVILLE, FL 32204
ATTN:  GENERAL COUNSEL
PHONE:
FAX:
</TABLE>

                                     - 7 -

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00071-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00071-of-00352.parquet"}]]