Document:

EXHIBIT 10.6

                        PINECREST INVESTMENT GROUP, INC.
                              EMPLOYMENT AGREEMENT

     Agreement, effective as of January 1, 2000, by and between David B. Howe,
an individual currently residing at 2008 Alder Way Tampa, Florida 33510, (the
"Executive"), and Pinecrest Investment Group, Inc., a Florida corporation
maintaining business offices at 1211 Tech Blvd., Suite 101, Tampa, Florida 33619
(the "Corporation").

                             BACKGROUND INFORMATION
                             ----------------------

     The Corporation wishes to secure the employment services of the Executive
for a definite period of time and upon the particular terms and conditions
hereinafter set forth. The Executive is willing to be so employed. Accordingly,
the parties agree as follows:

                              OPERATIVE PROVISIONS
                              --------------------

     1. Employment and Term.
        --------------------

     The Corporation hereby employs Executive and the latter hereby accepts
employment by the Corporation for the five year period commencing January 1,
2000 (the "Commencement Date"), which employment shall be automatically extended
for unlimited successive one year periods (each a "Successor Term") unless it is
terminated during the pendency of any such Term, whether Initial or Successor,
by the occurrence of one of the events described in Section 8. hereof, or at the
end of any such Term by one party furnishing the other with written notice, at
least 60 days prior to the expiration of such Term, of an intent to terminate
this Agreement upon the expiration of such Term.

     2. Duties.
        -------

         During the Term of this Agreement,  whether  Initial or Successor,  the
Executive  shall render to the  Corporation  services as its President and Chief
Executive  Officer,  and shall  perform such duties as may be  designated by and
subject to the supervision of the  Corporation's  Board of Directors,  and shall
serve in such  additional  capacities  appropriate to his  responsibilities  and
skills as shall be designated by the Corporation, through action of its Board of
Directors.  During such period,  the  Executive  shall devote his full  business
attention,  time and energies to the operations  and affairs of the  Corporation
(subject  to the terms of Section 7.  below),  and will use his best  efforts to
promote the interests and  reputation of the  Corporation;  provided that he may
pursue such  noncompetitive  activities during weekday evenings and on weekends,
such  as  teaching,   consulting  or  other  remunerative  or   non-remunerative
activities, as do not interfere, to any degree, with the complete performance of
his obligations hereunder. Any question of interpretation, which may arise under
the  preceding  provison,   shall  be  resolved  by  majority  decision  of  the
Corporation's Board of Directors. Hours of service to the Corporation during the
Term of this  Agreement  shall be a  minimum  of 40 per week  and  otherwise  as
reasonably  determined by the Corporation's Board of Directors.  The Corporation
shall not,  without  his  consent,  remove the  Executive's  principal  place of
business from Florida.

<PAGE>

     3. Base Compensation.
        ------------------

     For the services to be rendered by the Executive under this Agreement the
Corporation shall pay him, while he is rendering such services and performing
his duties hereunder, and the Executive shall accept as periodic payment for
such service, a base compensation (inclusive of any amounts subject to federal
or state employment related withholding requirements) of $156,000 per annum,
which amount will be payable in arrears in substantially equal semi monthly
installments coinciding with the Corporation's normal employment compensation
payment cycle or pursuant to such other arrangements as the parties may agree
upon (the "Base Compensation"). Such Base Compensation shall be reviewed as of
each anniversary of the Commencement Date and may then be increased to take into
account increases, if any, in the annual cost of living, or in recognition of
the Corporation's attainment of operational goals, all as determined by action
of the Corporation's Board of Directors; but under no condition may the
Executive's Base Compensation be decreased below the figure then being paid him
regardless of any change in or diminution of the Executive's duties owed to the
Corporation.

     4. Vacation: Fringe Benefits: Reimbursement of Expenses.
        -----------------------------------------------------

     The Executive shall be entitled to 4 weeks of fully paid vacation during
the first annual period of his employment hereunder and to 4 weeks during each
successive annual period occurring within the Term of this Agreement, whether
Initial or Successor. The timing of vacation periods shall be within the
discretion of the Corporation's Board of Directors, reasonably exercised so as
not to unnecessarily inconvenience the Executive.

     During his period of employment hereunder, the Executive shall further be
entitled to (a) such leave by reason of physical or mental disability or
incapacity and to such participation in individual or group medical, health,
disability, dental and life insurance programs; pension, profit sharing and
other retirement benefit plans; and any other fringe benefits, both for the
Executive and his family, as the Corporation may make generally available to its
most senior executive employee from time to time; and (b) reimbursement for all
normal and reasonable expenses necessarily incurred by him in the performance of
his obligations hereunder, subject in each case to such reasonable
substantiation requirements as may be imposed by the Corporation.

     5. Bonus / Insentive Pay
        ---------------------

     Employee shall earn a bonus, on a pro-rata basis, for meeting the Revenues,
Gross Profit and Net Operating Profit guideline indicated in Exhibit A attached
hereto and made a part hereof. Thresholds shall be calculated pursuant to GAAP
(Generally Accepted Accounting Principles) and as indicated in Exhibit A except
that Net Operating Profit shall be calculated as follows: Net Operating Profit
shall be the Net Profit before federal, state and local income taxes, determined
in accordance with GAAP and adjusted to exclude: (i) any bonus or incentive
payments paid to officers, directors, and/or stockholders; (ii) any
extraordinary gains or losses (including, but not limited to, gains or losses in
disposition of assets); (iii) any deficiency of federal and state income taxes

<PAGE>

paid in a prior year; and (iv) depreciation. The Bonus shall be calculated
within thirty days after the end of each quarter. One-half of the Annually
Disbursable Bonus shall be disbursed to Employee within forty-five (45) days
after the end of the quarter, and the Bonus, paid annually, shall be disbursed
within 90 days after the end of the 60th month from the inception of this
Agreement or as otherwise indicated in this Agreement. If Net Operating Profit
drops below 50% of projections, No bonus will be paid.

     6. Stock Options.
        --------------

     Employee shall be entitled to incentive qualified stock options in the
amount of the market bid price. This price will be determined by the average of
the 10 business days prior to granting the option. Employee shall be entitled to
receive shares equivalent to 7% of the outstanding shares at the date of
granting the option. (See attached Option Agreeement)

     7. Proprietary Interests.
        ----------------------

     During or after the expiration of his term of employment with the
Corporation, the Executive shall not communicate or divulge to, or use for the
benefit of, any individual, association, partnership, trust, corporation or
other entity except the Corporation, any proprietary or confidential information
of the Corporation received by the Executive by virtue of such employment,
without first being in receipt of the Corporation's written consent to do so;
provided that nothing contained herein shall restrict the Executive's use or
disclosure of such information known to the public (other than that which he may
have disclosed in breach of this Agreement), or as required by law (so long as
the Executive gives the Corporation prior notice of such required disclosure).

     8. Restrictive Covenant.
        ---------------------

          a. Scope of Covenant. Subject to the provisions of Section 10e. below
     (the occurrence of which shall render this ss.8. ineffective), the
     Executive shall not (1) within any geographical area while employed by the
     Corporation; or (2) within any state within which the Corporation is
     actively engaged in the conduct of its business, during the two year period
     following termination of such employment, engage or become interested in,
     directly or indirectly, as owner, shareholder, partner, co-venturer,
     director, officer, employee, agent, consultant or otherwise, any activity
     which is then engaged in by the Corporation, nor, during the two year
     post-termination period, employ or attempt to employ any employee of the
     Corporation, or otherwise encourage or attempt to encourage any employee of
     the Corporation to leave the Corporation's employ.

          b. Confidentiality: Disclosure; Proprietary Information. The Executive
     acknowledges that all records with respect to customers serviced by the
     Corporation or with respect to employees of the Corporation ("Associated
     Employees") and lists of customers or proposed customers of the
     Corporation, or of Associated Employees, and all personal, financial or

<PAGE>

     business information concerning the customers or proposed customers of the
     Corporation or of Associated Employees, obtained by the Executive during
     the course of the Executive's employment by the Corporation, are valuable
     and unique and are proprietary assets of the Corporation. During the
     Executive's employment by the Corporation and following the termination
     thereof; the Executive will not at any time disclose any of the records,
     lists or information previously described in this subsection, nor utilize
     the same for any reason not previously authorized in writing by the
     Corporation.

          c. Divisibility of Covenant Period. If any portion of the restrictive
     covenant contained herein is held to be unreasonable, arbitrary or against
     public policy, each covenant shall be considered divisible both as to time
     and geographic area, such that each month within the specified period shall
     be deemed a separate period of time and each state shall be deemed a
     separate geographical area, resulting in an intended requirement that the
     longest lesser time and largest lesser geographic area determined not to be
     unreasonable, arbitrary or against public policy shall remain effective and
     be specifically enforceable against the Executive.

          d. Covenant Independent. Each restrictive covenant on the part of the
     Executive set forth in this Agreement shall be construed as a covenant
     independent of any other covenant or provision of this Agreement or any
     other agreement which the Executive may have, whether fully performed or
     executory, and the existence of any claim or cause of action by the
     Executive against the Corporation, whether predicated upon another covenant
     or provision of this Agreement or otherwise, shall not constitute a defense
     to the enforcement by the Corporation of any other covenant.

          e. Court Proceedings. In any action or proceeding by the Corporation
     relating to or involving the enforcement of this covenant, the Executive
     hereby waives any and all right to a trial by jury with respect to the
     action, proceeding, or other litigation resulting from or involving the
     enforcement of this covenant. Further, in any action or proceeding by the
     Corporation to obtain a temporary restraining order and/or preliminary
     injunction, the Executive hereby agrees to waive the necessity of the
     Corporation posting an injunction bond in order to obtain a temporary
     restraining order and/or preliminary injunction. Should the Corporation's
     action for a temporary restraining order and/or motion for preliminary
     injunction be granted in whole or in part and should the Corporation be
     ultimately unsuccessful in obtaining a permanent injunction to enforce the
     covenant, the Executive hereby waives any and all rights the Executive may
     have against the Corporation for any injuries or damages, including
     consequential damages, sustained by the Executive and arising directly or
     indirectly from the issuance of the temporary restraining order and/or
     preliminary injunction.

          f. Indemnification. The Executive hereby agrees to indemnify and hold
     the Corporation harmless from and against any losses, claims, damages or
     expenses, and/or all costs of prosecution or defense of his rights
     hereunder, whether in judicial proceedings, including appellate
     proceedings, or whether out of court, including without limiting the
     generality of the foregoing, attorney's fees, and all costs and expenses of

<PAGE>

     litigation, arising from or growing out of the Executive's breach or
     threatened breach of any covenant contained herein.

          g. Extension of Covenant Period. The period of time during which the
     Executive is prohibited from engaging in the practices identified in a.
     above shall be extended by any length of time during which the Executive is
     in breach of such covenants.

          h. Survival of Covenants. All restrictive covenants contained in this
     Agreement shall survive the termination of this Agreement.

     9. Remedies for Breach of Obligations.
        -----------------------------------

          The parties agree that the services of the Executive are of a
personal, specific, unique and extraordinary character and cannot be readily
replaced by the Corporation. They further agree that in the course of performing
his services, the Executive will have access to various types of proprietary
information of the Corporation, which, if released to others or used by the
Executive other than for the benefit of the Corporation, in either case without
the Corporation's consent, could cause the Corporation to suffer irreparable and
continuing injury. Therefore, the obligations of the Executive established under
ss.7. and 8. hereof shall be enforceable by the Corporation both at law and in
equity, by injunction, specific performance, damages or other remedy; and the
right of the Corporation to obtain any such remedy shall be cumulative and not
alternative and shall not be exhausted by any one or more uses thereof.

    10. Termination of Employment.
        --------------------------

          a. Death. The Executive's employment hereunder shall terminate in the
event of the Executive's death. Except for any salary and benefits accrued,
vested and unpaid as of the date of any such termination and except for any
benefits to which the Executive or his heirs or personal representatives may be
entitled under and in accordance with the terms of any employee benefit plan,
policy or program maintained by the Corporation, the Corporation shall be under
no further obligation hereunder to the Executive or to his heirs or personal
representatives, and the Executive or his heirs or personal representatives no
longer shall be entitled to receive any payments or any other rights or benefits
under this Agreement.

          b. Disability. The Corporation may terminate the Executive's
employment hereunder for disability if an independent physician mutually
selected by the Executive (or his legal representative) and the Board of
Directors or its designee (or, upon an inability of such parties to effect the
selection within a period often days, by the independent certified public
accounting firm then serving the Corporation) shall have determined that the
Executive has been substantially unable to render to the Corporation services of
the character contemplated by Section 2. of this Agreement, by reason of a
physical or mental illness or other condition, for more than 30 consecutive days
or for shorter periods aggregating more than 45 days in any period of 12
consecutive months (excluding in each case days on which the Executive shall be
on vacation). In the event of such disability, the Executive shall be entitled
to receive any salary and benefits accrued, vested and unpaid as of the date of
any such termination and any benefits to which the Executive may be entitled

<PAGE>

under and in accordance with the terms of any employee benefit plan, policy or
program maintained by the Corporation; and upon the Executive's receipt of such
salary and benefits the Corporation shall be under no further obligation
hereunder to the Executive and the Executive no longer shall be entitled to
receive any payments or any other rights or benefits under this Agreement.

          c. Termination by the Corporation for Cause. The Corporation may
terminate the Executive's employment hereunder for "Cause." For purposes of this
Agreement, "Cause" shall mean any of the following:

               i. The Executive's repeated willful misconduct or gross
          negligence;

               ii. The Executive's repeated conscious disregard of his
          obligations hereunder or of any other written duties reasonably
          assigned to him by the Board of Directors;

               iii.The Executive's repeated conscious violation of any provision
          of the Corporation's bylaws or of its other stated policies, standards
          or regulations;

               iv. The Executive's commission of any act involving fraud or
          moral turpitude; or

               v. A determination that the Executive has demonstrated a
          dependence upon any addictive substance, including alcohol, controlled
          substances, narcotics or barbiturates;

provided, however, that if the Board of Directors of the Corporation desires to
terminate the Executive for any of the reasons set forth in: (1) clause (i),
(ii) or (iii) of this Section 10c., the Corporation must be able to demonstrate
that, within the 60 day period immediately following the alleged occurrence of
each proscribed act or omission preceding the act or omission upon which it is
basing its right to effect a termination for Cause, it furnished to the
Executive a written description of the allegedly proscribed act or omission and
a statement advising him that the Corporation views such conduct as being of the
type which could lead to a termination of the Executive for Cause; (2) clause
(ii) or (iii) of this Section 10c., the Board must be able to demonstrate that
the Executive has been furnished with a copy of the written duty, bylaw
provision, policy, standard or regulation, the violation of which the Executive
is being accused, at a time prior to the alleged commission of the violation; or
(3) clause (iv) or (v) of this Section 10c., the Board shall first be required
to obtain an opinion from Corporation counsel to the effect that there is an
adequate basis upon which either such determination may be made. Except for any
salary and benefits accrued, vested and unpaid as of the date of any such
termination, the Corporation shall be under no further obligation hereunder to
the Executive and the Executive no longer shall he entitled to receive any
payments or any other rights or benefits under this Agreement.

          d. Termination by the Corporation Other Than for Cause. The
Corporation may terminate the Executive's employment hereunder upon the
expiration of the Initial Term or any Successor Term, provided that notice of
termination is furnished as set forth in Section 1, or at any time prior to the

<PAGE>

expiration of any successor Term, upon 30 days notice to the Executive, and
subject, in either event, to the right of the Executive, within such
notification period, to effect his own Good Reason termination as described in
subsection e. below. In the event of either such termination, the Executive
shall be entitled to receive any salary and benefits accrued, vested and unpaid
as of the date of any such termination and any benefits to which the Executive
may be entitled under and in accordance with the terms of any employee benefit
plan, policy or program maintained by the Corporation, as well as, in the event
that the Executive shall have timely effected a Good Reason termination, those
benefits authorized under the provisions of subsection e.; and following his
receipt of such salary and benefits the Corporation shall be under no further
obligation hereunder to the Executive and the Executive no longer shall be
entitled to receive any payments or any other rights or benefits under this
Agreement.

          e. Termination by the Executive for Good Reason. Notwithstanding
anything herein to the contrary, the Executive shall be entitled to terminate
his employment hereunder for "Good Reason" without breach of this Agreement. For
purposes of this Agreement, "Good Reason" shall exist upon the occurrence of any
of the following, in each case without the Corporation first being in receipt of
the Executive's written consent:

               i. A material change in the title or a substantial elimination of
          the duties and responsibilities of the Executive;

               ii. A material breach by the Corporation of its obligations
          hereunder;

               iii. A decision by the Corporation to effect an early termination
          of the Executive's employment under this Agreement pursuant to the
          applicable provisions of Section 10d. above.

          In the event of a Good Reason termination by the Executive, the
Executive shall nonetheless be entitled to continue to receive from the
Corporation his Base Compensation for the succeeding two month period. Except
for such continuing entitlement to compensation following any such termination,
and except for any salary and benefits accrued, vested and unpaid as of the date
of any such termination, the Executive no longer shall be entitled to receive
any payments or any other rights or benefits under this Agreement, and the
Corporation shall have no further obligation hereunder to the Executive
following any such termination.

               f. Termination by the Executive for other Than Good Reason. The
Executive may terminate his employment hereunder upon the expiration of the
Initial Term or any Successor Term, provided that notice of termination is
provided as set forth in Section 1. In the event of such termination, the
Executive shall be entitled to receive any salary and benefits accrued, vested
and unpaid as of the date of any such termination and any benefits to which the
Executive may be entitled under and in accordance with the terms of any employee
benefit plan, policy or program maintained by the Corporation; and following his
receipt of such salary and benefits to the Corporation shall be under no further
obligation hereunder to the Executive and the Executive no longer shall be
entitled to receive any payments or any other rights or benefits under this
Agreement.

<PAGE>

               g. Life and Disability Insurance Coverage. If termination of
employment is due to any reason other than death, the Executive shall have the
right, subject to receiving approval of the Corporation (which shall not be
unreasonably withheld), to purchase any policy of insurance on his life or
insuring against his disability which is owned by the Corporation, the exercise
of which right shall be made by notice furnished to the Corporation within 30
days subsequent to the date of termination. The purchase price of each policy of
life insurance shall be the sum of its interpolated terminal reserve value
(computed as of the closing date) and the proportional part of the gross premium
last paid before the closing date which covers any period extending beyond that
date; or if the policy to be purchased shall not have been in force for a period
sufficient to generate an interpolated terminal reserve value, the price shall
be an amount equal to all net premiums paid as of the closing date. The purchase
price of each disability income policy shall be the sum of its cash value and
the proportional part of the gross premium last paid before the closing date,
which covers any period extending beyond that date. The purchase of any
insurance policy by the Executive shall be closed as promptly as may be
practicable after the giving of notice, in no event to exceed 30 days therefrom.

     11. Indebtedness of Executive.

     If, during the course of his employment, the Executive becomes indebted to
the Corporation for any reason, the Corporation shall, if it so elects, have the
right to set-off and to collect any sums due it from the Executive out of any
amounts which it may owe to the Executive for unpaid compensation. In the event
that this Agreement terminates for any reason, all sums owed by the Executive to
the Corporation shall become immediately due and payable.

     12. Miscellaneous Provisions.

          a. Notice: All notices or other communications required or permitted
to be furnished pursuant to this Agreement shall be in writing and shall be
considered as properly furnished if hand delivered, mailed from within the
United States by certified or registered mail, or sent by prepaid telegram to
the recipient party at the address appearing in the preamble to this Agreement
or to such other address as any such party may have designated by like notice
forwarded to the other party hereto. Change of address notices shall be deemed
furnished when received. All other notices shall be deemed furnished when
mailed, telegraphed or hand delivered.

          b. Non-Assignability: Neither this Agreement nor any right or interest
hereunder shall be assignable by the Corporation or the Executive, but shall
inure to the benefit of and be binding upon the legal representatives and
successors in interest of each.

<PAGE>

          c. Entire Agreement: This Agreement, and any other document referenced
herein, constitute the entire understanding of the parties hereto with respect
to the subject matter hereof; and no amendment, modification or alteration of
the terms hereof shall be binding unless the same be in writing, dated
subsequent to the date hereof and duly approved and executed by each of the
parties hereto.

          d. Enforceability: If any term or condition or this agreement shall be
invalid or unenforceable to any extent or in any application, then the remainder
of this agreement, and such term or condition except to such extent or in such
application, shall not be affected thereby and each and every term and condition
of this agreement shall be valid and enforced to the fullest extent and in the
broadest application permitted by law.

          e. Application of Florida Law Jurisdiction: This Agreement, and the
application or interpretation thereof; shall be governed exclusively by its
terms and by the laws of the State of Florida. Venue shall be deemed located in
Hillsborough County, Florida. The parties agree that, irrespective of any
wording that might be construed to be in conflict with this paragraph, this
agreement is one for performance in Florida, The parties to this agreement agree
that they waive any objection, constitutional, statutory or otherwise, to a
Florida Court's taking jurisdiction of any dispute between them. By entering
into this agreement, the parties, and each of them understand that they might be
called upon to answer a claim asserted in a Florida court.

          f. Counterparts: This Agreement may be executed by any number of
counterparts, each of which shall be deemed an original, but all of which
together shall constitute one and the same instrument.

          g. Binding Effect: Each of the provisions and agreements herein
contained shall be binding upon and inure to the benefit of the personal
representatives, devisees, heirs, successors, transferees and assigns of the
respective parties hereto.

          h. Legal Fees and Costs: If a legal action is initiated by any party
to this Agreement against another, arising out of or relating to the alleged
performance or non-performance of any right or obligation established hereunder,
or any dispute concerning the same, any and all fees, costs and expenses
reasonably incurred by each successful party or his or its legal counsel in
investigating, preparing for, prosecuting, defending against, or providing
evidence, producing documents or taking any other action in respect of; such
action shall be the joint and several obligation of and shall be paid or
reimbursed by the unsuccessful party(ies).

<PAGE>

          i. Beneficiary: As used herein, the term "Beneficiary" shall mean the
person or persons (who may be designated contingently or successively and who
may be an entity other than an individual, including an estate or trust)
designated on a written form prescribed by the Board of Directors to receive the
expiration of Agreement or death benefits described in Section 10. above. Each
Beneficiary designation shall be effective only when filed with the secretary of
the Corporation during the Executive's lifetime. Each Beneficiary designation
filed with the Secretary will cancel all designations previously so filed. If
the Executive fails to properly designate a Beneficiary or if the Beneficiary
predeceases the Executive or dies before complete distribution of the benefit
has been made, the Corporation shall distribute the benefit (or balance thereof)
to the Executive's probate estate.

In witness whereof; the parties have executed this Agreement.

                                    PINECREST INVESTMENT GROUP, INC.

                                By: /s/  David B. Howe
                                    --------------------------------------------
                                         David B. Howe, President

                                    EXECUTIVE

                                    /s/  David B. Howe
                                    --------------------------------------------
                                         David B. HoweAGREEMENT AND PLAN OF REORGANIZATION

          THIS AGREEMENT AND PLAN OF REORGANIZATION (the "Agreement") is made
this 26th day of January, 2000, among CraftClick.com, Inc., a Utah corporation
("CraftClick"); craftnetvillage.com, Inc., a Wisconsin corporation
("Craftnet"); and all of the stockholders of  Craftnet as listed on Exhibit A
hereto and who execute and deliver a copy of the Agreement (the "Craftnet
Stockholders").

                       W I T N E S S E T H:

                             RECITALS

          WHEREAS, the respective Boards of Directors of CraftClick and
Craftnet  have adopted resolutions pursuant to which CraftClick shall acquire
and the Craftnet Stockholders shall exchange 100% of the outstanding common
stock of Craftnet; and

          WHEREAS, the sole consideration for 100% interest in Craftnet shall
be the exchange of $0.001 par value common stock of CraftClick (which shares
are all "restricted securities" as defined in Rule 144 of the Securities and
Exchange Commission) as outlined in Exhibit A; and

          WHEREAS, the Craftnet Stockholders shall acquire in exchange the
"restricted securities" of CraftClick in a reorganization, and to the extent
applicable or available, within the meaning of Sections 368(a)(1)(B), 351 or
other available sections, laws or rules and regulations of the Internal
Revenue Code of 1986, as amended;

          NOW, THEREFORE, in consideration of the mutual covenants and
promises contained herein, it is agreed:

                             Section 1

                         Exchange of Stock

            1.1     Number of Shares.  The Craftnet Stockholders agree to
transfer to CraftClick at the closing (the "Closing") 100% of the outstanding
securities of Craftnet, listed in Exhibit A, which is attached hereto and
incorporated herein by reference (the "Craftnet Shares"), in exchange for
750,000 shares of common stock of CraftClick, also as outlined in Exhibit A.

            1.2     Delivery of Certificates by Craftnet Stockholders.  The
transfer of the Craftnet Shares by the Craftnet Stockholders shall be effected
by the delivery to CraftClick at the Closing of stock certificate or
certificates representing the transferred shares duly endorsed in blank or
accompanied by stock powers executed in blank with all signatures witnessed or
guaranteed to the satisfaction of CraftClick and with all necessary transfer
taxes and other revenue stamps affixed and acquired at the Craftnet
Stockholders' expense.

            1.3     Further Assurances.  At the Closing and from time to time
thereafter, the Craftnet Stockholders shall execute such additional
instruments and take such other action as CraftClick may request in order to
exchange and transfer clear title and ownership in the Craftnet Shares to
CraftClick.

            1.4     Additional Assets to be Conveyed to and/or Included in the
Assets of Craftnet on Closing.  In addition to the assets presently evidenced
in the financial statements of Craftnet, Craftnet and the Craftnet
Stockholders shall convey and/or assign to Craftnet the web site
www.Craftnetvillage.com and all related assets, all intellectual property
related to the this web site and/or the present or contemplated business
operations of Craftnet, including, but not limited to its registered members
and mailing lists, all domain names registered to its business and/or which
relate in any way to its business and the entire content of such web site.
The execution and delivery by Craftnet and the Craftnet Stockholders of this
Agreement shall be deemed to be an assignment and conveyance of such
additional assets, free and clear of any liens or encumbrances.

            1.5     Covenant Not to Compete and Use of Confidential
Information.  By the execution and delivery of this Agreement, the Craftnet
Stockholders covenant and agree not to compete with CraftClick in any manner
whatsoever relating to the past, present or known proposed business of
Craftnet for a period of two years from the date hereof without the express
written permission of CraftClick; and, the Craftnet Stockholders shall not
divulge, use or otherwise deal with or utilize any of the property, assets or
business of Craftnet, including the assets outlined in Section 1.4 above,
without qualification, without the express written permission of CraftClick.

            1.6     Waiver of Buy-Sell Agreement Regarding Craftnet.  Craftnet
and the Craftnet Stockholders agree that the terms and provisions of that
certain Buy-Sell Agreement by, between and among them, which is dated June 19,
1998, and as amended, shall not be applicable to this Agreement, and
accordingly, each hereby waives such terms and conditions in their entirety.

            1.7     Indemnification and Hold Harmless of Associated Bank Debt.
The Craftnet Stockholders agree to and do hereby, by the execution and
delivery of this Agreement, assume, indemnify and hold CraftClick harmless
from and against any and all principal and interest due and owing by each or
any of them or Craftnet to the Associated Bank, in the approximate amount of
$14,635, as reflected in the financial statements of Craftnet attached hereto
and referred to in Section 4.4 hereof.

            1.8     Tax Free Exchange.  This Agreement shall, to the extent
applicable or available, be made within the meaning of Sections 368(a)(1)(B),
351 or other available sections, laws or rules and regulations of the Internal
Revenue Code of 1986, as amended; however, there is no assurance that the
exchange contemplated by this Agreement will be "tax free," and neither
CraftClick nor its attorneys or agents have made any representations to the
contrary.

            1.9     Closing.  The Agreement will be deemed to be completed on
receipt of the signatures of the Craftnet Stockholders owning not less than
95% of the outstanding securities of Craftnet, and on acceptance thereof by
CraftClick, as evidence by its execution and delivery of the Agreement by its
President, or other duly authorized officer.

                             Section 2

                              Closing

          The Closing contemplated by Section 1 shall be held at the offices
of Leonard W. Burningham, Esq., Suite 205 Hermes Building, 455 East 500 South,
Salt Lake City, Utah 84111, on or before ten days following the execution and
delivery of this Agreement, unless another place or time is agreed upon in
writing by the parties.  The Closing may be accomplished by wire, express mail
or other courier service, conference telephone communications or as otherwise
agreed by the respective parties or their duly authorized representatives.

                             Section 3

           Representations and Warranties of CraftClick

          CraftClick represents and warrants to, and covenants with, the
Craftnet Stockholders and Craftnet as follows:

            3.1     Corporate Status.  CraftClick is a corporation duly
organized, validly existing and in good standing under the laws of the State
of Utah and is licensed or qualified as a foreign corporation in all states in
which the nature of its business or the character or ownership of its
properties makes such licensing or qualification necessary.  CraftClick is a
publicly held company, having previously and lawfully offered and sold a
portion of its securities in accordance with applicable federal and state
securities laws, rules and regulations.

            3.2     Capitalization.  The current pre-Agreement authorized
capital stock of CraftClick consists of 300,000,000 shares of $0.001 par value
common voting stock, of which approximately 13,252,945 shares  are issued and
outstanding, all fully paid and non-assessable; and 5,000,000 shares of $0.001
par value preferred stock, 100,000 shares of which have been designated as
Series A Convertible Preferred Stock, redeemable and convertible into 10
shares of common stock, and which are the only shares of CraftClick preferred
stock which are issued and outstanding.    There are various outstanding
options, warrants or calls pursuant to which CraftClick is obligated to issue
additional shares of its authorized and unissued common stock; and there are
no options, warrants or calls to purchase any authorized but unissued shares
of preferred stock.

            3.3     Financial Statements.  The financial statements of
CraftClick furnished to the Craftnet Stockholders and Craftnet, consisting of
audited financial statements for the years ended March 31, 1999 and 1998, and
the period ended September 30, 1999, attached hereto as Exhibit B and
incorporated herein by reference, are correct and fairly present the financial
condition of CraftClick at such dates and for the periods involved; such
statements were prepared in accordance with generally accepted accounting
principles consistently applied, and no material change has occurred in the
matters disclosed therein, except as indicated in Exhibit C, which is attached
hereto and incorporated herein by reference.  Such financial statements do not
contain any untrue statement of a material fact or omit to state a material
fact necessary in order to make the statements made, in light of the
circumstances under which they were made, not misleading.

            3.4     Undisclosed Liabilities.  CraftClick has no liabilities of
any nature except to the extent reflected or reserved against in its balance
sheets, whether accrued, absolute, contingent or otherwise, including, without
limitation, tax liabilities and interest due or to become due, except as set
forth in Exhibit C.

            3.5     Interim Changes.  Since the date of its balance sheets,
except as set forth in Exhibit C, there have been no (1) changes in financial
condition, assets, liabilities or business of CraftClick which, in the
aggregate, have been materially adverse; (2) damages, destruction or losses of
or to property of CraftClick, payments of any dividend or other distribution
in respect of any class of stock of CraftClick, or any direct or indirect
redemption, purchase or other acquisition of any class of any such stock; or
(3) increases paid or agreed to in the compensation, retirement benefits or
other commitments to its employees.

            3.6     Title to Property.  CraftClick has good and marketable
title to all properties and assets, real and personal, reflected in its
balance sheets, and the properties and assets of CraftClick are subject to no
mortgage, pledge, lien or encumbrance, except for liens shown therein or in
Exhibit C, with respect to which no default exists.

            3.7     Litigation.  There is no litigation or proceeding pending,
or to the knowledge of CraftClick, threatened, against or relating to
CraftClick, its properties or business, except as set forth in Exhibit C.
Further, no officer, director or person who may be deemed to be an "affiliate"
of CraftClick is party to any material legal proceeding which could have an
adverse effect on CraftClick (financial or otherwise), and none is party to
any action or proceeding wherein any has an interest adverse to CraftClick.

            3.8     Books and Records.  From the date of this Agreement to the
Closing, CraftClick will (1) give to the Craftnet Stockholders and Craftnet or
their respective representatives full access during normal business hours to
all of CraftClick's offices, books, records, contracts and other corporate
documents and properties so that the Craftnet Stockholders and Craftnet or
their respective representatives may inspect and audit them; and (2) furnish
such information concerning the properties and affairs of CraftClick as the
Craftnet Stockholders and Craftnet or their respective representatives may
reasonably request.

            3.9     Tax Returns.  CraftClick has filed all federal and state
income or franchise tax returns required to be filed or has received currently
effective extensions of the required filing dates.

            3.10     Confidentiality.  Until the Closing (and thereafter if
there is no Closing), CraftClick and its representatives will keep
confidential any information which they obtain from the Craftnet Stockholders
or from Craftnet concerning the properties, assets and business of Craftnet.
If the transactions contemplated by this Agreement are not consummated by
January 31, 2000, CraftClick will return to Craftnet all written matter with
respect to Craftnet obtained by CraftClick in connection with the negotiation
or consummation of this Agreement.

           3.11     Corporate Authority.  CraftClick has full corporate power
and authority to enter into this Agreement and to carry out its obligations
hereunder and will deliver to the Craftnet Stockholders and Craftnet or their
respective representatives at the Closing a certified copy of resolutions of
its Board of Directors authorizing execution of this Agreement by CraftClick's
officers and performance thereunder, and that the directors adopting and
delivering such resolutions are the duly elected and incumbent directors of
CraftClick.

           3.12     Due Authorization.  Execution of this Agreement and
performance by CraftClick hereunder have been duly authorized by all requisite
corporate action on the part of CraftClick, and this Agreement constitutes a
valid and binding obligation of CraftClick and performance hereunder will not
violate any provision of the Articles of Incorporation, Bylaws, agreements,
mortgages or other commitments of CraftClick.

           3.13     Environmental Matters.  CraftClick has no knowledge of any
assertion by any governmental agency or other regulatory authority of any
environmental lien, action or proceeding, or of any cause for any such lien,
action or proceeding related to the business operations of CraftClick or
CraftClick' predecessors.  In addition, to the best knowledge of CraftClick,
there are no substances or conditions which may support a claim or cause of
action against CraftClick or any of CraftClick' current or former officers,
directors, agents or employees, whether by a governmental agency or body,
private party or individual, under any Hazardous Materials Regulations.
"Hazardous Materials" means any oil or petrochemical products, PCB's,
asbestos, urea formaldehyde, flammable explosives, radioactive materials,
solid or hazardous wastes, chemicals, toxic substances or related materials,
including, without limitation, any substances defined as or included in the
definition of "hazardous substances," "hazardous wastes," "hazardous
materials," or "toxic substances" under any applicable federal or state laws
or regulations.  "Hazardous Materials Regulations" means any regulations
governing the use, generation, handling, storage, treatment, disposal or
release of hazardous materials, including, without limitation, the
Comprehensive Environmental Response, Compensation and Liability Act, the
Resource Conservation and Recovery Act and the Federal Water Pollution Control
Act.

           3.14     Access to Information Regarding Craftnet.  CraftClick
acknowledges that it has been delivered copies of what has been represented to
be documentation containing all material information respecting Craftnet and
Craftnet's present and contemplated business operations, potential
acquisitions, management and other factors; that it has had a reasonable
opportunity to review such documentation and discuss it, to the extent
desired, with its legal counsel, directors and executive officers; that it has
had, to the extent desired, the opportunity to ask questions of and receive
responses from the directors and executive officers of Craftnet, and with the
legal and accounting firms of Craftnet, with respect to such documentation;
and that to the extent requested, all questions raised have been answered to
CraftClick's complete satisfaction.

                             Section 4

       Representations, Warranties and Covenants of Craftnet
                  and the Craftnet Stockholders

          Craftnet and the Craftnet Stockholders represent and warrant to,
and covenant with, CraftClick as follows:

            4.1     Ownership.  The Craftnet Stockholders respectively own the
Craftnet Shares, free and clear of any liens or encumbrances of any type or
nature whatsoever, and each has full right, power and authority to convey the
Craftnet Shares owned without qualification.

            4.2     Corporate Status.  Craftnet is a corporation duly
organized, validly existing and in good standing under the laws of the State
of Wisconsin and is licensed or qualified as a foreign corporation in all
states or foreign countries and provinces in which the nature of Craftnet's
business or the character or ownership of Craftnet properties makes such
licensing or qualification necessary.

            4.3     Capitalization.  The authorized capital stock of Craftnet
consists of 9,000 shares of common stock, no par value per share, of which
1,250 shares are issued and outstanding, all fully paid and non-assessable.
Except as otherwise provided herein, there are no outstanding options,
warrants or calls pursuant to which any person has the right to purchase any
authorized and unissued common stock or other securities of Craftnet.

            4.4     Financial Statements.  The financial statements of
Craftnet furnished to CraftClick, consisting of unaudited balance sheets for
the period ended January 25, 2000, and the year ended December 31, 1999,
attached hereto as Exhibit D and incorporated herein by reference, are correct
and fairly present the financial condition of Craftnet as of these dates and
for the periods involved; such statements were prepared in accordance with
generally accepted accounting principles consistently applied, and no material
change has occurred in the matters disclosed therein, except as indicated in
Exhibit E, which is attached hereto and incorporated herein by reference.
These financial statements do not contain any untrue statement of a material
fact or omit to state a material fact necessary in order to make the
statements made, in light of the circumstances under which they were made, not
misleading.

            4.5     Undisclosed Liabilities.  Craftnet has no material
liabilities of any nature except to the extent reflected or reserved against
in its balance sheets, whether accrued, absolute, contingent or otherwise,
including, without limitation, tax liabilities and interest due or to become
due, except as set forth in Exhibit E attached hereto and incorporated herein
by reference.

            4.6     Interim Changes.  Since the date of its balance sheets,
except as set forth in Exhibit E, there have been no (1) changes in the
financial condition, assets, liabilities or business of Craftnet, in the
aggregate, have been materially adverse; (2) damages, destruction or loss of
or to the property of Craftnet, payment of any dividend or other distribution
in respect of the capital stock of Craftnet, or any direct or indirect
redemption, purchase or other acquisition of any such stock; or (3) increases
paid or agreed to in the compensation, retirement benefits or other
commitments to their employees.

            4.7     Title to Property.  Craftnet has good and marketable title
to all properties and assets, real and personal, proprietary or otherwise,
reflected in its balance sheets, and the properties and assets of Craftnet are
subject to no mortgage, pledge, lien or encumbrance, except as reflected in
the balance sheet or in Exhibit E, with respect to which no default exists.

            4.8     Litigation.  There is no litigation or proceeding pending,
or to the knowledge of Craftnet, threatened, against or relating to Craftnet
or its properties or business, except as set forth in Exhibit E.  Further, no
officer, director or person who may be deemed to be an "affiliate" of Craftnet
is party to any material legal proceeding which could have an adverse effect
on Craftnet (financial or otherwise), and none is party to any action or
proceeding wherein any has an interest adverse to Craftnet.

            4.9     Books and Records.  From the date of this Agreement to the
Closing, the Craftnet Stockholders will cause Craftnet to (1) give to
CraftClick and its representatives full access during normal business hours to
all of its offices, books, records, contracts and other corporate documents
and properties so that CraftClick may inspect and audit them; and (2) furnish
such information concerning the properties and affairs of Craftnet as
CraftClick may reasonably request.

            4.10     Tax Returns.  Craftnet has filed all federal and state
income or franchise tax returns required to be filed or has received currently
effective extensions of the required filing dates.

            4.11     Confidentiality.  Until the Closing (and continuously if
there is no Closing), Craftnet, the Craftnet Stockholders  and their
representatives will keep confidential any information which they obtain from
CraftClick concerning its properties, assets and business.  If the
transactions contemplated by this Agreement are not consummated by January 31,
2000, Craftnet and the Craftnet Stockholders will return to CraftClick all
written matter with respect to CraftClick obtained by them in connection with
the negotiation or consummation of this Agreement.

            4.12     Investment Intent.  The Craftnet Stockholders are
acquiring the shares to be exchanged and delivered to them under this
Agreement for investment and not with a view to the sale or distribution
thereof, and the Craftnet Stockholders have no commitment or present intention
to sell or otherwise dispose of the CraftClick shares.  The Craftnet
Stockholders shall execute and deliver to CraftClick on the Closing an
Investment Letter attached hereto as Exhibit F and incorporated herein by
reference, acknowledging the "unregistered" and "restricted" nature of the
shares of CraftClick being received under the Agreement in exchange for the
Craftnet Shares; receipt of certain material information regarding CraftClick;
and whereby each is compromising and/or waiving any claims each has or may
have against Craftnet under any federal or state securities laws, rules or
regulations or otherwise, by reason of the purchase of any securities of
Craftnet by each or any of them prior to the Closing of the Agreement, or for
any other reason whatsoever.

            4.13     Corporate Authority.  Craftnet has full corporate power
and authority to enter into this Agreement and to carry out its obligations
hereunder and will deliver to CraftClick or its representative at the Closing
a certified copy of resolutions of its Board of Directors authorizing
execution of this Agreement by its officers and performance thereunder.

            4.14     Due Authorization.  Execution of this Agreement and
performance by Craftnet hereunder have been duly authorized by all requisite
corporate action on the part of Craftnet, and this Agreement constitutes a
valid and binding obligation of Craftnet and performance hereunder will not
violate any provision of the Articles of Incorporation, Bylaws, agreements,
mortgages or other commitments of Craftnet.

            4.15     Environmental Matters.  Craftnet and the Craftnet
Stockholders have no knowledge of any assertion by any governmental agency or
other regulatory authority of any environmental lien, action or proceeding, or
of any cause for any such lien, action or proceeding related to the business
operations of Craftnet or its predecessors.  In addition, to the best
knowledge of Craftnet, there are no substances or conditions which may support
a claim or cause of action against Craftnet or any of its current or former
officers, directors, agents, employees or predecessors, whether by a
governmental agency or body, private party or individual, under any Hazardous
Materials Regulations.  "Hazardous Materials" means any oil or petrochemical
products, PCB's, asbestos, urea formaldehyde, flammable explosives,
radioactive materials, solid or hazardous wastes, chemicals, toxic substances
or related materials, including, without limitation, any substances defined as
or included in the definition of "hazardous substances," "hazardous wastes,"
"hazardous materials," or "toxic substances" under any applicable federal or
state laws or regulations.  "Hazardous Materials Regulations" means any
regulations governing the use, generation, handling, storage, treatment,
disposal or release of hazardous materials, including, without limitation, the
Comprehensive Environmental Response, Compensation and Liability Act, the
Resource Conservation and Recovery Act and the Federal Water Pollution Control
Act.

            4.16 Access to Information Regarding CraftClick.  Craftnet and the
Craftnet Stockholders acknowledge that they have been delivered copies of what
has been represented to be documentation containing all material information
respecting CraftClick and its present and contemplated business operations,
potential acquisitions, management and other factors; that they have had a
reasonable opportunity to review such documentation and discuss it, to the
extent desired, with their legal counsel, directors and executive officers;
that they have had, to the extent desired, the opportunity to ask questions of
and receive responses from the directors and executive officers of CraftClick,
and with the legal and accounting firms of CraftClick, with respect to such
documentation; and that to the extent requested, all questions raised have
been answered to their complete satisfaction.

                             Section 5

         Conditions Precedent to Obligations of Craftnet
                  and the Craftnet Stockholders

          All obligations of Craftnet and the Craftnet Stockholders under
this Agreement are subject, at their option, to the fulfillment, before or at
the Closing, of each of the following conditions:

            5.1     Representations and Warranties True at Closing.  The
representations and warranties of CraftClick contained in this Agreement shall
be deemed to have been made again at and as of the Closing and shall then be
true in all material respects and shall survive the Closing.

            5.2     Due Performance.  CraftClick shall have performed and
complied with all of the terms and conditions required by this Agreement to be
performed or complied with by it before the Closing.

            5.3     Officers' Certificate.  Craftnet and the Craftnet
Stockholders shall have been furnished with a certificate signed by the
President of CraftClick, in such capacity, attached hereto as Exhibit G and
incorporated herein by reference, dated as of the Closing, certifying (1) that
all representations and warranties of CraftClick contained herein are true and
correct; and (2) that since the date of the financial statements (Exhibit B
hereto), there has been no material adverse change in the financial condition,
business or properties of CraftClick, taken as a whole.

                             Section 6

         Conditions Precedent to Obligations of CraftClick

          All obligations of CraftClick under this Agreement are subject, at
CraftClick's option, to the fulfillment, before or at the Closing, of each of
the following conditions:

            6.1     Representations and Warranties True at Closing.  The
representations and warranties of Craftnet and the Craftnet Stockholders
contained in this Agreement shall be deemed to have been made again at and as
of the Closing and shall then be true in all material respects and shall
survive the Closing.

            6.2     Due Performance.  Craftnet and the Craftnet Stockholders
shall have performed and complied with all of the terms and conditions
required by this Agreement to be performed or complied with by them before the
Closing.

            6.3     Officers' Certificate.  CraftClick shall have been
furnished with a certificate signed by the President of Craftnet, in such
capacity, attached hereto as Exhibit H and incorporated herein by reference,
dated as of the Closing, certifying (1) that all representations and
warranties of Craftnet and the Craftnet Stockholders contained herein are true
and correct; and (2) that since the date of the financial statements (Exhibit
D), there has been no material adverse change in the financial condition,
business or properties of Craftnet, taken as a whole.

            6.4     Books and Records.  The Craftnet Stockholders or the Board
of Directors of Craftnet shall have caused Craftnet to make available all
books and records of Craftnet.

            6.5     Stockholder's Consent.  Craftnet Stockholders owning not
less than 95% of the outstanding securities of Craftnet shall have executed
and delivered the Agreement.

                             Section 7

                            Termination

          Prior to Closing, this Agreement may be terminated (1) by mutual
consent in writing; (2) by either the directors of CraftClick or Craftnet and
the Craftnet Stockholders if there has been a material misrepresentation or
material breach of any warranty or covenant by the other party; or (3) by
either the directors of CraftClick or Craftnet and the Craftnet Stockholders
if the Closing shall not have taken place, unless adjourned to a later date by
mutual consent in writing, by the date fixed in Section 2.

                             Section 8

                        General Provisions

            8.1     Further Assurances.  At any time, and from time to time,
after the Closing, each party will execute such additional instruments and
take such action as may be reasonably requested by the other party to confirm
or perfect title to any property transferred hereunder or otherwise to carry
out the intent and purposes of this Agreement.

            8.2     Waiver.  Any failure on the part of any party hereto to
comply with any of the obligations, agreements or conditions hereunder may be
waived in writing by the party to whom such compliance is owed.

            8.3     Brokers.  Each party represents to the other parties
hereunder that no broker or finder has acted for he or it in connection with
this Agreement, and agrees to indemnify and hold harmless the other parties
against any fee, loss or expense arising out of claims by brokers or finders
employed or alleged to have been employed by he or it.

            8.4     Notices.  All notices and other communications hereunder
shall be in writing and shall be deemed to have been given if delivered in
person or sent by prepaid first-class registered or certified mail, return
receipt requested, as follows:

               If to CraftClick:             432 Culver Blvd.
                                             Playa Del Rey, California 90393

                         With a copy to:     Leonard W. Burningham, Esq.
                                             455 East 500 South, #205
                                             Salt Lake City, Utah 84111

               If to Craftnet:               219 North Milwaukee Street
                                             Milwaukee, Wisconsin 53202
               If to the Craftnet
               Stockholders:                 To the address listed on
                                             Exhibit A

            8.5     Entire Agreement.  This Agreement constitutes the entire
agreement between the parties and supersedes and cancels any other agreement,
representation or communication, whether oral or written, between the parties
hereto relating to the transactions contemplated herein or the subject matter
hereof.

            8.6      Headings.  The section and subsection headings in this
Agreement are inserted for convenience only and shall not affect in any way
the meaning or interpretation of this Agreement.

            8.7     Governing Law.  This Agreement shall be governed by and
construed and enforced in accordance with the laws of the State of Utah,
except to the extent pre-empted by federal law, in which event (and to that
extent only), federal law shall govern.

            8.8     Assignment.  This Agreement shall inure to the benefit of,
and be binding upon, the parties hereto and their successors and assigns.

            8.9      Counterparts.  This Agreement may be executed
simultaneously in two or more counterparts, each of which shall be deemed an
original, but all of which together shall constitute one and the same
instrument.

            8.10     Default.  In the event of any default hereunder, the
prevailing party in any action to enforce the terms and provisions hereof
shall be entitled to recover reasonable attorney's fees and related costs, and
any action to arising under this Agreement shall be brought in the federal or
state courts of the county and state in which CraftClick maintains its
principal place of business, unless CraftClick otherwise agrees in writing by
CraftClick.

          IN WITNESS WHEREOF, the parties have executed this Agreement and
Plan of Reorganization effective the day and year first above written.

                            CRAFT CLICK.COM, INC.

Date: 1/26/00.              By/s/Sandip Seth
                              Sandip Seth, President

                            CRAFTNETVILLAGE.COM, INC.

Date: 1/26/00.              By/s/Kenneth W. Stark
                              Kenneth W.  Stark, President

CRAFTNETVILLAGE.COM, INC. STOCKHOLDERS

Date: 1/26/00               /s/John P. Halusan
                            John P. Halusan

Date: 1/26/00               /s/Christopher G. Larson
                            Christopher G. Larson

Date: 1/26/00               /s/James A. Lund
                            James A. Lund

Date: 1/26/00               /s/Gregory P. Pederson
                            Gregory P. Pederson

Dated: 1/26/00              /s/Kenneth W. Stark
                            Kenneth W. Stark
<PAGE>
                            EXHIBIT A

                                                       Number of Shares of
                         Number of Shares                  CraftClick
                             Owned of                         to be
      Name                   Craftnet                 Received in Exchange

John P. Halusan                280                            168,750
4220 South Ravina Drive
Greenfield, WI  53221

Christopher G. Larson          390                            232,500
2179 N. 63rd Street
Wauwatosa, WI  53213

James A. Lund                   50                             30,000
2727 S. Waukesha Road
West Allis, WI  53227

Gregory P. Pederson            250                            150,000
2856 S. 50th Street
Milwaukee, WI 53213

Kenneth W. Stark               280                            168,750
830 N. 117th Street
Wauwatosa, WI 53226

                             1,250                            750,000
<PAGE>

                            EXHIBIT B

                       CRAFTCLICK.COM, INC.

                       FINANCIAL STATEMENTS

                       FOR THE YEARS ENDED
                     MARCH 31, 1999 and 1998
                               AND
                        SEPTEMBER 30, 1999

 These reports and filings are available upon request or online at
http://www.sec.gov
<PAGE>
                            EXHIBIT C

          None.
<PAGE>
                            EXHIBIT D

                    CRAFTNETVILLAGE.COM, INC.

                       FOR THE PERIOD ENDED
                        JANUARY 25, 2000
                        AND THE YEAR ENDED
                        DECEMBER 31, 1999
<PAGE>
                           CRAFTNETVILLAGE.COM
                            Income Statement
                          01/01/00 to 01/31/00

                                        Period      %      YTD        %
Income
    SALES - INTERNET                   $3,503.40    56.1  $3,503.40      56.1
    SALES - OTHER                         100.00     1.6     100.00       1.6
    SALES-SPONSORSHIPS                  2,500.00    40.0   2,500.00      40.0
    SALES-LINKS                           900.00    14.4     900.00      14.4
    SALES DISCOUNTS                       (18.00)   -0.3     (18.00)     -0.3
    SHIPPING CHARGES                       13.35     0.2      13.35       0.2
    SHIPPING CHARGES PAID                (751.50)  -12.0    (751.50)    -12.0
                                        6,247.25   100.0   6,247.25     100.0
Cost of Sales
    PRODUCT MERCHANDISE                 1,641.88    26.3   1,641.88      26.3
    OUTSIDE SERVICES                   (2,500.00)  -40.0  (2,500.00)    -40.0
                                         (858.12)  -13.7    (858.12)    -13.7
Gross Margin                            7,105.37   113.7   7,105.37     113.7
Operating Expenses
    SALES SALARIES                      4,771.38    76.4   4,771.38      76.4
    SALARIES-OFFICE & CLERICAL          1,914.63    30.6   1,914.63      30.6
    INSURANCE-GROUP HEALTH                524.25     8.4     524.25       8.4
    INSURANCE-GROUP DENTAL                 34.09     0.5      34.09       0.5
    FICA TAX EXPENSE                      269.54     4.3     269.54       4.3
    FEDERAL UNEMPLOYMENT TAX EXP           34.77     0.6      34.77       0.6
    STATE UNEMPLOYMENT TAX EXPENSE        132.60     2.1     132.60       2.1
    MEDICARE EXPENSE                       63.03     1.0      63.03       1.0
    BUSINESS TRAVEL                       183.38     2.9     183.38       2.9
    BUSINESS MEALS                         72.00     1.2      72.00       1.2
    PARKING/TOLLS                         140.00     2.2     140.00       2.2
    POSTAGE                                11.89     0.2      11.89       0.2
    EXPRESS MAIL                           40.50     0.6      40.50       0.6
    LEGAL FEES                            381.42     6.1     381.42       6.1
    OFFICE SUPPLIES                        95.03     1.5      95.03       1.5
    RENTAL - BUILDING                     700.00    11.2     700.00      11.2
    TELEPHONE - AMERITECH                 215.91     3.5     215.91       3.5
    TELEPHONE - FRONTIER                  129.07     2.1     129.07       2.1
                                        9,713.49   155.5   9,713.49     155.5
Other Expenses
    FEDERAL INCOME TAX                    129.32     2.1     129.32       2.1
                                          129.32     2.1     129.32       2.1
Net income (loss)
                                     $ (2,737.44)  -43.8 $(2,737.44)    -43.8

<PAGE>
                          CRAFTNETVILLAGE.COM
                              Balance Sheet
                             as of 01/26/00

Assets

Current Assets
    CASH - ASSOCIATED BANK                              $ 1,669.57
    PETTY CASH                                              250.00
    ACCOUNTS RECEIVABLE-TRADE                            14,615.72
    PREPAID INSURANCE                                       752.00

                                                                    17,287.29
Fixed Assets
    FURNITURE & FIXTURES                                    242.86
    COMPUTER EQUIPMENT                                    1,564.35
    COMPUTER SOFTWARE                                     3,028.64
    A/D - FURNITURE & FIXTURES                              (81.78)
    A/D - COMPUTER EQUIPMENT                               (524.60)
    A/D - COMPUTER SOFIWARE                              (2,041.52)

                                                                     2,187.95
Total Assets                                                       $19,475.24

Liabilities & Equity

Current Liabilities
    ACCOUNTS PAYABLE                                       $560.79
    ASSOCIATED- CURRENT PORTION                          14,265.66
    SALARIES PAYABLE                                      2,612.32
    I/C PAYABLE - STARKMEDIA                             13,868.50
    SALES TAX PAYABLE - MILWAUKEE                            13.66
    SALES TAX PAYABLE - OTHER                                 4.19
    STATE INCOME TAX PAYABLE                                (25.00)

                                                                    31,300.12
Owners'Equity
    PAID IN CAPITAL > PAR                                27,500.00
    RETAINED EARNINGS (AAA)                             (15,354.47)
    DISTRIBUTIONS TO SHAREHOLDERS                        (2,147.00)
    Prior income                                        (19,085.97)
    Current income                                       (2,737.44)

                                                                   (11,824.88)
Total Liabilities & Equity                                        $ 19,475.24
<PAGE>
                            EXHIBIT E

          None.
<PAGE>
                            EXHIBIT F

Interwest Transfer Co.
1981 East Murray-Holladay Rd.
P. O. Box 17136
Salt Lake City, Utah  84117

Craftclick.com, Inc.
432 Culver Blvd.
Playa Del Rey, California 90393

Re:       Exchange of shares of Craftnetvillage.com, Inc., a
          Wisconsin corporation ("Craftnet"), for shares of
          Craftclick.com, Inc., a Utah corporation ("Craftclick
          or "the Company")

Dear Ladies and Gentlemen:

          Pursuant to that certain Agreement and Plan of Reorganization (the
"Agreement") between the undersigned, Craftnet and Craftclick, I acknowledge
that I have approved this exchange; that I am aware of all of the terms and
conditions of the Agreement; that I have received and personally reviewed a
copy of any and all material documents regarding the Company, including, but
not limited to Articles of Incorporation, Bylaws, minutes of meetings of
directors and stockholders, financial statements and the Company's Annual and
Quarterly and Current Reports filed with the Securities and Exchange
Commission for the past twelve months which can be reviewed in the Edgar
Archives at www.sec.gov.  I represent and warrant that no director or officer
of the Company or any associate of either has solicited this exchange; that I
am an "accredited investor" as that term is known under the Rules and
Regulations of the Securities and Exchange Commission; and/or, I represent and
warrant that I have sufficient knowledge and experience to understand the
nature of the exchange and am fully capable of bearing the economic risk of
the loss of my entire cost basis.  I hereby compromise and waive any claims I
have or may have against Craftnet under any federal or state securities laws,
rules or regulations or otherwise, by reason of the purchase of any securities
of Craftnet by me prior to the Closing of the Agreement, or for any other
reason whatsoever.

          I understand that you have and will make books and records of your
Company available to me for my inspection in connection with the contemplated
exchange of my shares, and that I have been encouraged to review the
information and ask any questions I may have concerning the information of any
director or officer of the Company or of the legal and accounting firms for
the Company.  I understand that the accounting firm for Craftclick is Mantyla,
McReynolds & Assoc., 5872 South 900 East, #250, Salt Lake City, Utah 84121;
Telephone: (801) 269-1818; and that legal counsel for Craftclick is Leonard W.
Burningham, Esq., 455 East 5th South, Suite 205, Salt Lake City, Utah 84111,
Telephone #801-363-7411.

          I also understand that I must bear the economic risk of ownership
of any of the Craftclick shares for a long period of time, the minimum of
which will be one (1) year, as these shares are "unregistered" shares and may
not be sold unless any subsequent offer or sale is registered with the United
States Securities and Exchange Commission or otherwise exempt from the
registration requirements of the Securities Act of 1933, as amended (the
"Act"), or other applicable laws, rules and regulations.

          I intend that you rely on all of my representations made herein
and those in the personal questionnaire (if applicable) I provided to Craftnet
for use by Craftclick as they are made to induce you to issue me the shares of
Craftclick under the Agreement, and I further represent (of my personal
knowledge or by virtue of my reliance on one or more personal
representatives), and agree as follows, to-wit:

          1.   That the shares being acquired are being received for
investment purposes and not with a view toward further distribution;

          2.   That I have a full and complete understanding of the phrase
"for investment purposes and not with a view toward further distribution";

          3.   That I understand the meaning of "unregistered shares" and
know that they are not freely tradeable;

          4.   That any stock certificate issued by you to me in connection
with the shares being acquired shall be imprinted with a legend restricting
the sale, assignment, hypothecation or other disposition unless it can be made
in accordance with applicable laws, rules and regulations;

          5.   I agree that the stock transfer records of your Company
shall reflect that I have requested the Company not to effect any transfer of
any stock certificate representing any of the shares being acquired unless I
shall first have obtained an opinion of legal counsel to the effect that the
shares may be sold in accordance with applicable laws, rules and regulations,
and I understand that any opinion must be from legal counsel satisfactory to
the Company and, regardless of any opinion, I understand that the exemption
covered by any opinion must in fact be applicable to the shares;

          6.   That I shall not sell, offer to sell, transfer, assign,
hypothecate or make any other disposition of any interest in the shares being
acquired except as may be pursuant to any applicable laws, rules and
regulations;

          7.   I fully understand that my shares which are being exchanged
for shares of the Company are "risk capital," and I am fully capable of
bearing the economic risks attendant to this investment, without
qualification; and

          8.   I also understand that without approval of counsel for
Craftclick, all shares of Craftclick to be issued and delivered to me in
exchange for my shares of Craftnet shall be represented by one stock
certificate only and which such stock certificate shall be imprinted with the
following legend or a reasonable facsimile thereof on the front and reverse
sides thereof:

          The shares of stock represented by this certificate
          have not been registered under the Securities Act of
          1933, as amended, and may not be sold or otherwise
          transferred unless compliance with the registration
          provisions of such Act has been made or unless
          availability of an exemption from such registration
          provisions has been established, or unless sold
          pursuant to Rule 144 under the Act.

          Any request for more than one stock certificate must be
accompanied by a letter signed by the requesting stockholder setting forth all
relevant facts relating to the request.  Craftclick will attempt to
accommodate any stockholders' request where Craftclick views the request is
made for valid business or personal reasons so long as in the sole discretion
of Craftclick, the granting of the request will not facilitate a "public"
distribution of unregistered shares of common voting stock of Craftclick.

          You are requested and instructed to issue a stock certificate as
follows, to-wit:

          James A. Lund and Katie Lund JTRS   30,000
          (Name(s) and Number of Shares)

          2727 Wauhesha Road
          (Address)

          West Allis, WI 53227
          (City, State and Zip Code)

          If joint tenancy with full rights of survivorship is
          desired, put the initials JTRS after your names.

          Dated this 26th day of January, 2000.

                              Very truly yours,

                              /s/James A. Lund
<PAGE>
         John Halusan and Elizabeth Halusan JTRS  168,750
          (Name(s) and Number of Shares)

          5214 S. 25th Street
          (Address)

          Milwaukee, WI 53221
          (City, State and Zip Code)

          If joint tenancy with full rights of survivorship is
          desired, put the initials JTRS after your names.

          Dated this 26th day of January, 2000.

                              Very truly yours,

                              /s/John Halusan
<PAGE>
          Christopher G. Larson   Jennifer K. Brock JTRS  232,500
          (Name(s) and Number of Shares)

          2179 N. 63rd Street
          (Address)

          Wauwatosa, WI 53213
          (City, State and Zip Code)

          If joint tenancy with full rights of survivorship is
          desired, put the initials JTRS after your names.

          Dated this 26th day of January, 2000.

                              Very truly yours,

                              /s/Christopher G. Larson
<PAGE>
          Gregory P. Pedersen         150,000
          (Name(s) and Number of Shares)

          2856 S. 50th Street
          (Address)

          Milwaukee, WI 53219
          (City, State and Zip Code)

          If joint tenancy with full rights of survivorship is
          desired, put the initials JTRS after your names.

          Dated this 26th day of January, 2000.

                              Very truly yours,

                              /s/Gregory P. Pedersen
<PAGE>
          Kenneth W. Stark and Penny L. Stark
          (Name(s) and Number of Shares)

          830 N. 117th Street
          (Address)

          Wauwatosa, WI 53226
          (City, State and Zip Code)

          If joint tenancy with full rights of survivorship is
          desired, put the initials JTRS after your names.

          Dated this 26th day of January, 2000.

                              Very truly yours,

                              /s/Kenneth W. Stark
<PAGE>
                           EXHIBIT G

                CERTIFICATE OF OFFICER PURSUANT TO

               AGREEMENT AND PLAN OF REORGANIZATION

          The undersigned, the President of Craftclick.com, Inc., a Utah
corporation ("Craftclick"), represents and warrants the following as required
by the Agreement and Plan of Reorganization (the "Agreement") between
Craftclick and Craftnetvillage.com, Inc., a Wisconsin corporation
("Craftnet"), and the stockholders of Craftnet (the "Craftnet Stockholders"):

          1.   That he is the President of Craftclick and has been
authorized and empowered by its Board of Directors to execute and deliver this
Certificate to Craftnet and the Craftnet Stockholders.

          2.   Based on his personal knowledge, information, belief and
opinions of counsel for Craftclick regarding the Agreement:

              (i)   All representations and warranties of Craftclick
                    contained within the Agreement are true and correct;

             (ii)   Craftclick has complied with all terms and provisions
                    required of it pursuant to the Agreement; and

            (iii)   There have been no material adverse changes in the
                    financial position of Craftclick as set forth in its
                    financial statements for the periods ended March 31,
                    1999 and 1998,  and September 30, 1999, except as set
                    forth in Exhibit C to the Agreement.

                              CRAFTCLICK.COM, INC.

                              By/S/Sandip Seth
                                   Sandip Seth, President
<PAGE>
                            EXHIBIT H

                CERTIFICATE OF OFFICER PURSUANT TO

               AGREEMENT AND PLAN OF REORGANIZATION

          The undersigned, the President of Craftnetvillage.com, Inc., a
Wisconsin corporation ("Craftnet"), represents and warrants the following as
required by the Agreement and Plan of Reorganization (the "Agreement") between
Craftnet, its stockholders (the "Craftnet Stockholders") and Craftclick.com,
Inc., a Utah corporation ("Craftclick"):

          1.   That he is the President of Craftnet and has been authorized
and empowered by its Board of Directors to execute and deliver this
Certificate to Craftclick.

          2.   Based on his personal knowledge, information, belief:

              (i)   All representations and warranties of Craftnet
                    contained within the Agreement are true and correct;

             (ii)   Craftnet has complied with all terms and provisions
                    required of it pursuant to the Agreement; and

            (iii)   There have been no material adverse changes in the
                    financial position of Craftnet as set forth in its
                    unaudited balance sheets for the period ended January
                    25, 2000, and the year ended Decembe 31, 1999, except
                    as set forth in Exhibit E to the Agreement.

                              CRAFTNETVILLAGE.COM, INC.

                              By/S/Kenneth W. Stark
                                Kenneth W. Stark, President

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