Document:

[General Lock-up]

                                 LOCK-UP LETTER

                                 April 18, 2001

Board of Directors

Gentlemen:

         By virtue of the execution of this letter  agreement (the  "Agreement")
the  undersigned  individual  and/or  entity  (hereinafter  referred  to as  the
"Shareholder"), as record and beneficial owner of the number of shares of Common
Stock,  $.0001 par value per share and/or  options to acquire  common shares set
forth  opposite  the  Shareholder's  name  at the  end of  this  Agreement  (the
"Shares"), of eAutoClaims.com, Inc., a Nevada corporation (the "Company") hereby
represents and warrants to the Company as follows:

     a)   The  undersigned  has full  power  and  authority  to enter  into this
          Agreement and to restrict the  transferability  and saleability of the
          Shares;

     b)   The  undersigned's  compliance  with the terms and  conditions of this
          Agreement   will  not  conflict  with  any   instrument  or  agreement
          pertaining to the Shares or the transaction  contemplated  herein; and
          will not conflict in,  result in a breach of, or  constitute a default
          under any instrument to which the Shareholder is a party;

     c)   The  undersigned  owns the Shares  free and clear of any and all liens
          and encumbrances.

         By  virtue  of  the   execution  of  this   Agreement   and  solely  in
consideration  for the  Company's  utilizing  its  best  efforts  to  cause  the
preparation  and filing with the Securities and Exchange  Commission (the "SEC")
of a Registration  Statement on Form SB-2 (the  "Registration  Statement") under
the  Securities  Act of 1933,  as amended  (the  "Act"),  causing the same to be
ordered  effective by the SEC; and the  undertaking by Dirks & Company,  Inc. to
act as underwriter  (the  "Underwriter")  in connection  with the offering of an
aggregate of 1,000,000  Units,  each Unit  consisting  of three shares of common
stock and four common stock purchase warrants (the "Units") on a firm commitment
basis," and the execution of an Underwriting  Agreement  between the Underwriter
and the  Company,  the terms and  conditions  of which are  hereby  incorporated
herein by  reference  and  which  document  is  hereinafter  referred  to as the
"Underwriting Agreement"; the Shareholder hereby agrees with the Underwriter and
the Company as follows:

         Pursuant to the applicable  paragraphs of the  Underwriting  Agreement,
the shareholder agrees that he shall not sell any unregistered  stock,  pursuant
to Rule 144 or otherwise,  for a period of two hundred  seventy (270) days after
the date of the final and  definitive  prospectus,  without the prior consent of
the Underwriter.

<PAGE>

         Nothing in this Agreement  shall,  or shall be deemed to,  restrict the
right and option of the  Shareholder  to sell all or any portion of the Units to
any other individual,  firm or entity in a private  transaction  exempt from the
registration  provisions of the Act and pursuant to the terms of a duly executed
investment letter. By virtue of the execution of this Agreement, the Shareholder
manifests his agreement and  understanding  that any purchaser of the Units in a
private  transaction  must execute and deliver to the  Shareholder an investment
letter wherein he agrees to hold the Units for a one (1) year period  commencing
from the date of such sale and  without the benefit of any period of time during
which the Shareholder held the Units.

         In the event the proposed  offering  described  in this lock-up  letter
does not close for any reason then this lock-up letter shall be null and void.

                                                     Very truly yours,

No. of Units _______________                ______________________________
                                                  Name of Stockholder

No. of Options _____________
                                            ------------------------------
                                                      Signature

                                            ------------------------------
                                                   Street Address

                                            ------------------------------
                                              City, State and Zip Code

                                            ------------------------------
                                                    Telephone NumberTHE  SECURITY  REPRESENTED  BY THIS  AGREEMENT  HAS BEEN  ACQUIRED  FOR
INVESTMENT  AND  NOT  WITH A  VIEW  TO,  OR IN  CONNECTION  WITH,  THE  SALE  OR
DISTRIBUTION  THEREOF.  NO SUCH SALE OR DISTRIBUTION  MAY BE EFFECTED WITHOUT AN
EFFECTIVE  REGISTRATION  STATEMENT  RELATED  THERETO  OR AN  OPINION  OF COUNSEL
SATISFACTORY  TO THE COMPANY THAT SUCH  REGISTRATION  IS NOT REQUIRED  UNDER THE
SECURITIES ACT OF 1933.

                             STOCK OPTION AGREEMENT
                             ----------------------

         THIS STOCK OPTION AGREEMENT (this "Agreement") is made and entered into
as of _____ of April,  2001,  by and  between  eAUTOCLAIMS.COM,  INC.,  a Nevada
corporation (the "Corporation"), and _______________ ("Optionee").

                              W I T N E S S E T H:
                               -------------------

         WHEREAS,  Optionee  is a  valuable  and  trusted  key  employee  of the
Corporation,  and the  Corporation  considers it  desirable to give  Optionee an
added incentive to advance the Corporation's interests; and

         WHEREAS,  the corporation has determined to grant Optionee the right to
acquire certain stock of the Corporation pursuant to the terms and conditions of
this Agreement;

         NOW,  THEREFORE,  in  consideration  of the foregoing  recitals and the
mutual  covenants and  conditions  hereinafter  set forth and the sum of Ten and
00/100  dollars  ($10.00),  the  receipt  of which is hereby  acknowledged,  the
parties hereto agree as follows:

         1. Option;  Number of Shares;  Price. The Corporation hereby grants, to
Optionee the right acquire eight hundred eighty thousand  (880,000)  shares (the
"Shares") of the common stock of the Corporation  ("Common Stock") at a purchase
price of One Cent ($.01) per share (the "Purchase Price") ("Option"). The Option
and the right to acquire all or any portion of the Shares  shall be  exercisable
upon certain events set forth in this Agreement, and is subject to the terms and
conditions  stated in this  Agreement.  It is intended  that the Option will not
qualify for  treatment  as an incentive  stock  option under  Section 422 of the
Internal Revenue Code of 1986, as amended (the "Code").

         2.  Term of Agreement.  This  Agreement,  and Optionee's  right to
exercise the Option in whole or in part, shall expire in ten (10) years on April
__, 2011, unless the parties mutually agree to otherwise honor this Option.

<PAGE>

         3.  Merger;  Consolidation  or Sale of  Assets;  Acceleration;  Initial
Public  Offering.  Upon  the  reorganization,  merger  or  consolidation  of the
Corporation in which the  Corporation is not the surviving  entity,  or upon the
dissolution  or  liquidation  of the  Corporation,  or upon  the  sale of all or
substantially  all the assets of the  Corporation  in a transaction or series of
related transactions (each of the foregoing is referred to herein as a "Material
Transaction"),  Optionee  shall have the right to exercise the unexpired  Option
with respect to all the Shares.  The Corporation shall give the Optionee written
notice  at least  thirty  (30)  days  prior to the  consummation  of a  Material
Transaction.  Upon receipt of such notice from the Corporation, the Optionee may
exercise  the  unexpired  Option  and  make  payment  of the  exercise  price in
accordance  with the  procedures  described  in Section 5 below by  delivering a
written  notice  to  the  Corporation  at  least  five  (5)  days  prior  to the
consummation of the Material Transaction. Unless otherwise provided by the Board
of Directors of the Corporation, if the Optionee does not exercise the Option or
only exercises the Option in part,  then upon the  consummation  of the Material
Transaction,  the  Option  (or the  portion  of the  unexercised  Option)  shall
automatically expire and be of no further force or effect.

         4. No  Rights  of  Shareholder.  Optionee  shall  have no  rights  as a
shareholder  of any Shares or Common Stock  covered by the Option until the date
an entry  evidencing  such  ownership is made in the stock transfer books of the
Corporation (the "Exercise  Date").  The Corporation will make no adjustment for
dividends  (ordinary  or  extraordinary,  whether in cash,  securities  or other
property) or distributions of other rights for which the record date is prior to
the Exercise Date.

         5.  Restrictive  Legends.  Optionee  hereby  acknowledges  that federal
securities law and the securities law of the state in which Optionee resides may
require the placement of certain restrictive legends upon the Shares issued upon
exercise of the Option,  and Optionee hereby consents to the placing of any such
legends  upon  certificates  evidencing  the Shares as the  Corporation,  or its
counsel, may deem reasonably necessary;  provided, however, that any such legend
shall be removed when no longer applicable.

         6.       Notices.  All  notices  and  other  communications  hereunder
shall be in writing and shall be deemed to have been duly given if  delivered or
mailed first class, postage prepaid:

                  If to Corporation:        eAutoclaims.com, Inc.
                                            2708 Alternate 19 North, Suite 604
                                            Palm Harbor, FL 34683

                  If to Optionee:
                                            ---------------------------

                                       2
<PAGE>

         7.       Withholding.  At the  time  the  Option  is  exercised,  in
whole or in part,  or at any time  thereafter  as requested by the Company,  the
Optionee  shall make adequate  provision  for federal and state tax  withholding
obligations of the Company,  if any, which arise upon exercise of the Option, in
whole or in part.

         8.       Certificate  Registration.  The  certificate  or  certificates
for the shares as to which the Option shall be exercised  shall be registered in
the name of the person or persons exercising the Option.

         9.  Effect  of  Change  in Stock  Subject  to the  Option.  Appropriate
adjustments  shall  be made by the  Board of  Directors  of the  Company  in the
number, exercise price and class of shares of stock subject to the Option in the
event of a stock  dividend,  stock  split,  reverse  stock  split,  combination,
reclassification or like change in the capital structure of the Company.

         10.      Binding  Effect.  This Option  Agreement  shall  inure to the
benefit of and be binding upon the parties  hereto and their  respective  heirs,
executors, administrators, successors and assigns.

         IN WITNESS  WHEREOF,  the  Corporation  and Optionee have executed this
Agreement as of the date first above written.

                                                     CORPORATION:

                                                     eAUTOCLAIMS.COM, INC.,
                                                     a Nevada corporation

                                                     By:
                                                        ------------------------
                                                              Eric Seidel
                                                              President

                                                     OPTIONEE:

                                                     Print Name:
                                                                ----------------

                                       3

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