Document:

EXHIBIT 10.2
                              PROGINET CORPORATION

             CONFIDENTIAL INFORMATION AND NON-COMPETITION AGREEMENT

THIS  AGREEMENT  is made and entered into this __ day of (month,  year),  by and
between  PROGINET   CORPORATION,   a  Delaware   corporation   ("PROGINET")  and
___________ residing at _________("Employee").

BACKGROUND
----------

PROGINET   is  in   the   business   of   conceiving,   acquiring,   developing,
commercializing,  marketing,  and selling  and/or  licensing  computer  software
programs  and  providing  services  to  facilitate  and  enhance the use of such
programs by its customers.

As an employee of  PROGINET,  PROGINET  will  disclose to Employee  considerable
confidential,   proprietary,  and  trade  secret  information  relating  to  the
developments,  products,  markets, and customers of PROGINET,  all of which were
obtained at great effort and expense to PROGINET;

PROGINET  will  provide  training  to the  Employee  relating  to the  products,
markets, and customers of PROGINET. Such training will include the disclosure to
the  Employee of  confidential,  proprietary,  and trade secret  information  of
PROGINET and its customers,  and suppliers and will make the Employee  extremely
valuable to competitors of PROGINET; and

As a condition of Employee's  acceptance of employment  with PROGINET,  Employee
agrees to the non-competition  and  confidentiality  covenants contained herein,
and  recognizes  that such  covenants  are  essential to  PROGINET's  legitimate
business interests.

NOW, THEREFORE,  in consideration of these premises and the mutual covenants and
promises contained herein and of the  considerations  provided to Employee as an
employee  of  PROGINET,  and with the intent to be  legally  bound  hereby,  the
parties agree as follows:

1.       PROTECTION OF CONFIDENTIAL INFORMATION; RESTRICTIONS ON ACTIVITIES.

         A.       Employee  recognizes  and  acknowledges  that  he or she  will
                  perform unique  services for PROGINET as assigned from time to
                  time by PROGINET.  While  performing  such services,  PROGINET
                  will provide  Employee  with,  or Employee will have access to
                  confidential,  proprietary,  and trade secret  information  of
                  PROGINET,  all of which were  obtained  by  PROGINET  at great
                  effort and expense.  Such  information  must be  maintained in
                  confidence  by  Employee  to  protect  PROGINET's   legitimate
                  interests  in  its  investments  and  its  business.  Employee
                  acknowledges  that these  restrictions  are  required  for the
                  reasonable protection of PROGINET, and for PROGINET's reliance
                  on the confidence in Employee.

         B.       Employee  recognizes and acknowledges  that the  confidential,
                  proprietary,   and  trade  secret   information  of  PROGINET,
                  including (without limitation)  information regarding PROGINET
                  inventions,   discoveries,   acquisitions,   product  designs,
                  product  improvements,  product  flow  charts,  file  layouts,
                  formulas,  equipment,  marketing and business plans,  methods,
                  research,  source codes, object codes,  program  documentation
                  and  related  user  information   manuals,   as  well  as  its
                  confidential  customer  information,  including customer lists
                  and pricing policies (hereinafter referred to as "Confidential
                  Information"),  are valuable, special, and unique assets which
                  are  owned  by  PROGINET,   and,   along  with   confidential,
                  proprietary,  and trade secret information  disclosed by third
                  parties to  PROGINET,  are  regularly  used in the business of
                  PROGINET.  Employee  will not (except  with  PROGINET's  prior
                  written  consent),   while  in  the  employ  of  PROGINET,  or
                  thereafter,  directly  or  indirectly,  disclose  or allow the
                  disclosure  of any  Confidential  Information  to any  person,
                  firm, corporation, association, government (except as required
                  by law), or other entity for any reason or purpose whatsoever,
                  nor shall  Employee,  directly or indirectly,  make use of any
                  such  Confidential  Information for his or her own purposes or
                  for the
                                      -1-
<PAGE>

                  benefit of any  person,  firm,  corporation,  association,  or
                  other entity (except PROGINET) under any circumstances. During
                  the  term of his or her  assignment,  Employee  shall,  at the
                  request of PROGINET,  execute such assignments,  certificates,
                  or other  instruments  as PROGINET  may from time to time deem
                  necessary  or  desirable  to  evidence,   maintain,   perfect,
                  protect, enforce, or defend its rights, title and interests in
                  or to any such Confidential Information.

         C.       Employee   agrees  that  all   software   developed   and  all
                  Confidential  Information relating to PROGINET's business that
                  Consultant  shall use or  prepare  or come into  contact  with
                  shall  remain the sole and  exclusive  property  of  PROGINET.
                  Consultant further agrees to deliver such property to PROGINET
                  immediately  at the earlier of the  termination  of his or her
                  assignment by PROGINET or at the request of PROGINET.

2.       NON-COMPETITION BY CONSULTANT.

                  During  the  term  of  Employee's  assignment  with  PROGINET,
                  Employee  shall  not,  directly  or  indirectly,  either as an
                  employee,  employer,  consultant,  agent, principal,  partner,
                  stockholder (of more than ten percent (10%) of the outstanding
                  capital stock),  corporate officer,  director, or in any other
                  individual or representative  capacity,  engage or participate
                  in  any  business  that  is  in  competition,  in  any  manner
                  whatsoever, with the business of PROGINET.

3.       RESTRICTIONS ON POST-EMPLOYMENT ACTIVITIES.

         A.       Employee  recognizes that the limited  protection  afforded to
                  PROGINET  by the  covenants  contained  in this  Section 3 are
                  based upon the following:

                  (1)      PROGINET  has  expended  and will  continue to expend
                           substantial time, money, and effort in developing and
                           acquiring (i) computer  software programs and related
                           user information manuals and the expertise to produce
                           such in which the designs,  source and object  codes,
                           manuals,   and   specifications  are  valuable  trade
                           secrets,  and (ii) a valuable  list of customers  and
                           information about their technical problems and needs,
                           computer  software  purchasing and licensing  habits,
                           idiosyncrasies,   and  internal   computer   software
                           purchasing  and licensing  procedures  which are also
                           trade  secrets of PROGINET,  and (iii)  goodwill with
                           its customers and in the computer  products  industry
                           and business community in general;

                  (2)      Employee   will,   in  the   course  of  his  or  her
                           assignment,   be  personally  entrusted  with  and/or
                           exposed to Confidential Information;

                  (3)      PROGINET, during the term of this Agreement and after
                           its termination, will be engaged on a worldwide basis
                           in the highly  competitive  computer software program
                           industry  and  computer   software  program  services
                           industry  in which many  firms,  including  PROGINET,
                           compete;

                  (4)      PROGINET  will  further   develop  its   substantial,
                           worldwide  computer  software  business  through  the
                           development  and  acquisition  of  certain   patents,
                           copyrights,  technology, and associated trade secrets
                           and know-how, relating to computer software programs;

                  (5)      Employee  could become a competitor of PROGINET after
                           having access to PROGINET's  training and experience,
                           financial records,  contracts,  patents,  copyrights,
                           computer   software   technology,   and  Confidential
                           Information;

                  (6)      PROGINET may suffer great loss and  irreparable  harm
                           if Employee's  employment with PROGINET is terminated
                           and  thereafter  he  or  she  entered,   directly  or
                           indirectly, into competition with PROGINET.

                                      -2-
<PAGE>

         B.       In consideration of both the payments and benefits provided to
                  Employee as an Employee of PROGINET and under this  Agreement,
                  as well as the wide access  PROGINET will grant to Employee to
                  review and become familiar with the Confidential  Information,
                  Employee  agrees  that during and for a period of one (1) year
                  after termination of his or her employment, no matter what the
                  cause of that termination, he or she shall not for any reason,
                  directly or  indirectly,  whether as an employee,  consultant,
                  partner,  proprietor or investor, for himself or on behalf of,
                  or in conjunction with any person, partnership, or corporation
                  do any one or more of the following:

                  (1)      Engage in the marketing, solicitation,  licensing, or
                           selling  of any  product or  service  which  performs
                           functions  the  same  as,  similar  to,  or  directly
                           competitive with, those being marketed,  licensed, or
                           sold by PROGINET at the time of such  termination  to
                           any  customer  of  PROGINET   within  any  geographic
                           territory    to   which    Employee    was   assigned
                           responsibility  by  PROGINET  during the one (1) year
                           period prior to Employee's termination of employment.

                  (2)      Use any Confidential Information that was acquired by
                           Employee as an  employee of PROGINET  (i) in order to
                           acquire  a  competitive  advantage,  or  (ii)  in any
                           manner such that it would have a  detrimental  effect
                           upon PROGINET's business.

                  (3)      Engage in any  activity  for the purpose of inducing,
                           encouraging,   offering,   or   arranging   for   the
                           employment   or   engagement  by  anyone  other  than
                           PROGINET of any employee,  officer,  director, agent,
                           consultant,  or sales  representative  of PROGINET or
                           attempt to engage any of them in a manner which would
                           deprive PROGINET of their services or place them in a
                           conflict of interest with PROGINET.

         C.       PROGINET and Employee  agree that the  covenants  set forth in
                  this  Agreement  shall  accrue  to the  benefit  of  PROGINET,
                  irrespective  of any  reason  for  termination  of  Employee's
                  employment,  or  Employee's  performance  as  an  employee  of
                  PROGINET and that termination of this Agreement for any reason
                  shall not terminate Employee's obligations hereunder.

         D.       The  parties  acknowledge  that they have  attempted  to limit
                  Employee's  activities only to the extent necessary to protect
                  PROGINET's  legitimate  interests.  Consequently,  the parties
                  hereby  agree  that,  if the  scope or  enforceability  of the
                  covenants  contained in this Agreement are in any way disputed
                  at any time,  a court or other  trier of fact may  modify  and
                  enforce  the  covenants  to the extent  that it believes to be
                  reasonable under the circumstances existing at that time.

4.       DISCLOSURE OF INFORMATION TO PROGINET.

         Employee  further  agrees  that he or she  shall  not (i)  disclose  to
         PROGINET  or  its  employees  or  otherwise  use  in  connection   with
         Employee's  employment  with  PROGINET,  any  confidential  information
         obtained by Employee from  Employee's  prior employers or other persons
         for whom  Employee was a consultant  or (ii) in any other manner breach
         their terms of any such agreement or understanding  with any such prior
         employer or other person.

5.       FEDERAL REGULATIONS.

         Employee  shall  comply  with  United  States  Government   regulations
         applicable  to  contracts  between the  agencies  of the United  States
         Government (or their  contractors)  and PROGINET which relate either to
         patent rights or to the  safeguarding of information  pertaining to the
         defense of the United States.

6.       NOTICE TO SUBSEQUENT EMPLOYERS.

                                      -3-
<PAGE>

         Employee  agrees that upon  termination  of his or her  employment,  no
         matter  what the cause of that  termination,  he or she will notify any
         new  employer,  partner,  associate,  or  any  other  person,  firm  or
         corporation  with whom  Employee  becomes  associated  in any  business
         capacity whatsoever,  of the provisions of this Agreement, and PROGINET
         may give similar notice thereof.

7.       NOTICE OF PREVIOUS AGREEMENTS.

         Employee  confirms that he/she is not a party to or otherwise  bound by
         any other agreement restricting the use of information, confidential or
         otherwise, in the possession of Employee or relating to the transfer of
         any invention to any person or entity other than PROGINET.

8.       NOTICE.

         Any notice  required  under this  Agreement  shall be given in writing.
         Notice to the Employee shall be (i) delivered in person to Employee, or
         (ii) sent by a  recognized  air  courier  to  Employee's  residence  as
         reflected on the records of PROGINET.  Notice to PROGINET shall be sent
         by a recognized air courier to PROGINET's principal office.

9.       INJUNCTIVE RELIEF.

         Employee  acknowledges and agrees that it would be difficult and may be
         impossible to fully compensate  PROGINET for damages resulting from the
         breach or threatened  breach of the provisions of this  Agreement,  and
         accordingly  agrees that  PROGINET  shall be entitled to temporary  and
         injunctive relief, including temporary restraining orders,  preliminary
         injunctions,  and permanent  injunctions to enforce such  provisions in
         any  actions  or  proceedings  instituted  in any  court  of  competent
         jurisdiction.  This provision  with respect to injunctive  relief shall
         not, however, diminish PROGINET's right to claim and recover damages.

10.      DEFENSES.

         The  existence  of any  claim or cause of action  by  Employee  against
         PROGINET,  whether predicated on this Agreement or otherwise, shall not
         constitute a defense to the  enforcement  by PROGINET of the  covenants
         made by Employee herein.

11.      WAIVER.

         The failure of PROGINET to object to any conduct in violation of any of
         the covenants  made by Employee  herein shall not be deemed a waiver by
         PROGINET,  but PROGINET may, if it wishes,  specifically waive any part
         or all of those  covenants  to the extent that such waiver is set forth
         in writing duly authorized by an officer of PROGINET.

12.      GOVERNING LAW.

         The parties agree that this Agreement shall be interpreted and enforced
         in accordance with the laws of the State of New York,  exclusive of its
         provisions relating to conflicts of laws. In addition, the Employee and
         PROGINET hereby submit to the  jurisdiction of the federal and/or state
         courts,  as the case may be,  sitting in Nassau  County,  New York,  in
         connection with any action arising from or relating to the enforcement,
         interpretation or application of the terms of this Agreement.

                                      -4-
<PAGE>

13.      ASSIGNMENT.

         The parties agree that PROGINET may assign  Employee to render services
         to a subsidiary  or any other  related  company and in all events,  the
         obligations  contained  herein with respect to Employee  shall apply to
         PROGINET,  its  subsidiaries,  and any other company in which  PROGINET
         shall  have a  majority  interest.  Nothing  in  this  Agreement  shall
         preclude  PROGINET  from  consolidating  or  merging  into or with,  or
         transferring  all  or  substantially  all  of its  assets  to,  another
         corporation  which  assumes  this  Agreement  and all  obligations  and
         undertakings of PROGINET hereunder. Upon such a consolidation,  merger,
         or  transfer  of assets and  assumption,  the term  "PROGINET"  as used
         herein  shall  mean such other  corporation  and this  Agreement  shall
         continue  in full  force and  effect.  The  obligations  and  duties of
         Employee hereunder shall be personal and not assignable or delegable by
         Employee in any manner whatsoever.

14.      SEVERABILITY.

         In the event  that any  portion of this  Agreement  shall be held to be
         invalid or  unenforceable,  it is agreed that the same shall not affect
         any other portion of this  Agreement,  but that the remaining terms and
         conditions  or portions  thereof shall remain in full force and effect,
         and that if any aspect of the  restrictive  covenants of this Agreement
         shall  nevertheless be effective for such period of time and such areas
         as  may  be  determined  to  be  reasonable  by a  Court  of  competent
         jurisdiction.

15.      FINAL AGREEMENT.

         This Agreement supersedes any previous oral or written  communications,
         representations,  understandings,  or  agreements  between  the parties
         relating to the subject matter hereof.

         No  alterations,  amendments,  changes,  or additions to this Agreement
         shall be binding upon either party unless reduced to writing and signed
         by both parties.

16.      EMPLOYMENT-AT-WILL.

         The Employee should be aware that the policies and programs of PROGINET
         may be amended at any time,  and that,  depending  upon the  particular
         circumstances of a given situation,  PROGINETt's  actions may vary from
         written  policy.  As such, the contents of any policy,  procedures,  or
         other  documents,  DO  NOT  CONSTITUTE  THE  TERMS  OF  A  CONTRACT  OF
         EMPLOYMENT. Nothing contained in this document should be construed as a
         guarantee of continued employment.  Rather, employment with the Company
         is on an "at will" basis.  This means that the employment  relationship
         may be  terminated  at any time by either the  Employee or Proginet for
         any  reason  not  expressly  prohibited  by law.  Any  written  or oral
         statement to the contrary by a supervisor,  corporate  officer or other
         agent of  Proginet  is invalid  and  should  not be relied  upon by any
         employee or applicant for employment.

         THIS AGREEMENT IS NOT A CONTRACT FOR EMPLOYMENT OF THE EMPLOYEE.

IN WITNESS  WHEREOF,  the parties  intending to be legally bound hereby have set
their  hands  and seals  hereto on the day and year  first  above  written,  and
Employee hereby acknowledges receipt of a copy of this Agreement.

WITNESS:                                PROGINET CORPORATION

____________________________________    __________________________________(Seal)
                                                   (Company Official)
WITNESS:
____________________________________    Name:_____________________________(Seal)
                                                    (EMPLOYEE)

                                      -5-
<PAGE>

                                      -6-
<PAGE>
                                  SCHEDULE "A"

                                   INVENTIONS
                                MADE OR CONCEIVED
                               PRIOR TO EMPLOYMENT
                               -------------------

WITNESS:                                PROGINET CORPORATION

____________________________________    __________________________________(Seal)
                                                   (Company Official)
WITNESS:
____________________________________    Name:_____________________________(Seal)
                                                    (EMPLOYEE)

                                      -7-EXHIBIT 10.5
[PROGINET LOGO OMITTED]

               DISTRIBUTOR  AGREEMENT                                   3/23/00
--------------------------------------------------------------------------------

                                                            PROGINET CORPORATION
                                                           DISTRIBUTOR AGREEMENT

<PAGE>

0.   Recitals.................................................................3

1.   Ownership................................................................3

2.   Grant of Rights..........................................................3

3.   Term.....................................................................3

4.   Invoicing, Fees, and Payment Terms.......................................4

5.   Client(s) Software License Agreements....................................5

6.   Marketing Responsibilities and Other Duties of DISTRIBUTOR...............6

7.   Product Supply, Staffing and Education...................................6

8.   Technical Support........................................................6

9.   Reports and Audit Rights.................................................6

10.  Non-Compete..............................................................7

11.  Warranty and Indemnity...................................................7

12.  Termination..............................................................7

13.  Confidentiality..........................................................7

14.  Miscellaneous............................................................8

15.  Signatures...............................................................9

Exhibit A      Product Descriptions...........................................10

Exhibit B      Trademarks of Proginet Corporation.............................10

Exhibit C      Territories and Minimal Annual Quota...........................10

Exhibit D      Trial License Agreement........................................11

Exhibit E      Software and License Fees......................................12

Exhibit F      Distributor Program Levels.....................................13

Exhibit G      Distributor's Software License Agreement.......................14

Exhibit H      DISTRIBUTOR Function Requirements..............................15

Exhibit I      Termination Process............................................16

Exhibit J      Contract Summary Form..........................................18

<PAGE>

0.   RECITALS

     THIS DISTRIBUTOR AGREEMENT is made as of ------------, by and between
     Proginet Corporation, a Delaware corporation, having a principal place of
     business at 200 Garden City Plaza, Garden City, New York, 11530 USA
     ["PROGINET"], and ____________ a corporation organized under the laws of
     ------------ having a principal place of business at ------------
     ["DISTRIBUTOR"].

     WHEREAS, PROGINET is the owner and/or lawful licensor of certain PRODUCTS,
     including computer software programs, as such term is hereinafter defined;
     and

     NOW, THEREFORE, in consideration of the mutual promises and covenants as
     herein contained, it is agreed between DISTRIBUTOR and PROGINET as follows:

1.   OWNERSHIP

     A.   DISTRIBUTOR agrees that the PRODUCTS, as listed in EXHIBIT A,
          TRADEMARKS, as listed in EXHIBIT B, and all ideas, discoveries,
          inventions, programs, routines, sequences and works of authorship
          embodied therein, and all copyright, trade secret, and other right,
          title and interest therein, are the sole property of PROGINET, and
          that by this Agreement, DISTRIBUTOR shall gain no right, title or
          interest in the PRODUCTS. DISTRIBUTOR shall at all times represent
          that the PRODUCTS are the property of PROGINET and that DISTRIBUTOR is
          acting as an authorized DISTRIBUTOR for PROGINET.

2.   GRANT OF RIGHTS

     A.   Subject to the provisions of this Agreement, PROGINET hereby grants to
          DISTRIBUTOR the following non-exclusive, non-transferable rights in
          the TERRITORY (See EXHIBIT C):

          1.   the right to market and offer for sale licenses of PRODUCTS from
               PROGINET to CLIENT(S); 2. the right and license to use the
               PRODUCTS for demonstration purposes to the CLIENT(S); and

     B.   The rights referred to in SECTION 2.A herein above are subject to
          DISTRIBUTOR'S meeting of Minimum Annual Revenue Quotas for each
          TERRITORY as specified in EXHIBIT C hereto.

     C.   PROGINET reserves the right to market, license, sell, install and
          service the PRODUCTS for any CLIENT, either directly or through a
          related person or company in the TERRITORY. DISTRIBUTOR may register a
          prospect via a signed Trial License Agreement, attached as EXHIBIT D
          with Proginet. That prospect will be "protected" for a period of up to
          ninety (90) days.

     D.   Any dispute between DISTRIBUTOR and any other representative, agent or
          DISTRIBUTOR of PROGINET shall be arbitrated by PROGINET, in its sole
          discretion, in accordance with the written agreements between Proginet
          and its DISTRIBUTOR(s), and PROGINET'S then-current marketing
          policies. This relates only to DISTRIBUTOR to DISTRIBUTOR Disputes.
          PROGINET'S decision regarding such dispute shall be final and binding
          on the parties involved. PROGINET will establish and issue procedures
          to be followed by all parties to mitigate conflict between all such
          parties.

     E.   Any dispute, controversy or claim arising out of or in connection with
          this Agreement between DISTRIBUTOR and PROGINET, or any breach
          thereof, shall be settled exclusively and finally by arbitration in
          accordance with the commercial arbitration rules of the American
          Arbitration Association, and judgment upon such an award rendered by
          the arbitrator may be entered in any court having jurisdiction
          thereof. A decision of the arbitrator shall be binding and conclusive
          on the parties hereto and shall not be subject to any appeal. All
          limitations of liability set forth in this Agreement, shall be binding
          and given full force and effect in any such arbitration. The fees and
          expenses of any arbitration hereunder, including of the arbitrator,
          shall be advanced equally by the parties, and each party shall be
          responsible for its own attorneys' fees in connection with an
          arbitration. Notwithstanding the foregoing, the parties' final
          responsibility for all arbitration fees and related attorneys' fees
          and expenses shall be subject to the final decision of the arbitrator.

3.   TERM

     A.   The term of this Agreement shall be valid for an initial period of two
          years from the EFFECTIVE DATE. The EFFECTIVE DATE of the contract will
          be the Agreement date as depicted in the section above.

<PAGE>

4.   INVOICING, FEES, AND PAYMENT TERMS

     A.   PROGINET's recommended prices prevailing at the Effective Date are set
          out in EXHIBIT E. The "Recommended Retail Price" ("Fees") shall be
          binding upon the DISTRIBUTOR. However, the DISTRIBUTOR shall have the
          right to establish a different selling price upon written approval
          from PROGINET. Whether the price set with the customer is the
          "Recommended Retail Price" or a price that has been pre-approved in
          writing by PROGINET, the DISTRIBUTOR will receive the percentage of
          the sale as defined in EXHIBIT F. Proginet receives the remaining
          balance of the sale.

     B.   PROGINET shall provide DISTRIBUTOR from time to time with a list of
          its recommended prices for the resale of the Products, Maintenance,
          and other services ("Recommended Retail Prices").

     C.   DISTRIBUTOR will handle all invoicing of Customer, with a copy of the
          invoice being sent simultaneously to the Customer and to the following
          address:

          Proginet Corporation
          200 Garden City Plaza
          Garden City, New York 11530
          United States of America
          Attention: Accounts Receivable
          or via FAX to +1.516.248.3360

          The invoice will specify that payment is to be made directly to
          DISTRIBUTOR. PROGINET will bill DISTRIBUTOR the full license amount
          and provide a commission credit as specified in this agreement. Once
          payment is received, the DISTRIBUTOR will wire PROGINET's portion to
          the following bank account:

         Bank Name:                 CITIBANK NA
         Bank Address:              204 OLD COUNTRY ROAD
                                    MINEOLA, NEW YORK 11501
                                    USA
         ABA Number:                021000089
         Account Number::           234 14 118
         Company Name:              PROGINET CORPORATION

     D.   DISTRIBUTOR shall pay PROGINET within ten (10) calendar days after the
          date of DISTRIBUTOR's actual receipt of payment from CLIENT(S),
          customers, licensees or any other source from which PROGINET is due
          monies. DISTRIBUTOR shall make all payments to PROGINET's designated
          bank (as stated in 4C) via direct wire transfer in U.S. Dollars.

     E.   DISTRIBUTOR shall promptly notify PROGINET of all wire transfers by
          FAX. Payment is due in cleared funds at PROGINET's designated bank
          account.

     F.   In addition to any other rights belonging to PROGINET, a late fee of
          18% per annum is due from DISTRIBUTOR to PROGINET for every month or
          fraction thereof, for which payment is late, after the first thirty-
          (30) days. If PROGINET brings any proceeding for collection of any
          sums due or to enforce any provisions of the Agreement, DISTRIBUTOR
          shall pay to PROGINET all expenses incurred by PROGINET in such
          collection or enforcement including consul fees, and all monies that
          shall be deemed and awarded in such proceedings.

     G.   If DISTRIBUTOR should fail to remit payment(s) due PROGINET within the
          time period specified, PROGINET may, at its sole discretion, provide
          DISTRIBUTOR with fifteen (15) days written notice of PROGINET's intent
          to terminate this Agreement in accordance with SECTION 12 hereof.
          Termination by PROGINET for failure to remit payments(s) shall not
          excuse DISTRIBUTOR from its obligations to pay PROGINET the amounts
          due to PROGINET.

     H.   Maintenance fees paid by customer shall be recognized and earned
          according to the United States version of General Accepted Accounting
          Practices (GAAP), and can not be recognized by either party until they
          are earned. In the event of termination of this agreement, the
          unearned portion of Distributor portion of the maintenance for each
          customer that is held by DISTRIBUTOR must be returned to PROGINET.

     I.   DISTRIBUTOR shall bear all applicable taxes including but not limited
          to franchise sales, use, reason, property, ad valorem, value added,
          stamp or other taxies levies, customs, duties or other imposts or fees
          (hereinafter collectively called ("tax") levied by the government of
          the market areas, and DISTRIBUTOR shall pay any such tax directly.
          DISTRIBUTOR shall reimburse PROGINET for any additional local tax paid
          by Proginet. This tax clause will apply during and after termination
          of this agreement whenever PROGINET must pay and/or collect a tax from
          DISTRIBUTOR according to applicable law as interpreted by the revenue
          authorities of the taxing unit. DISTRIBUTOR shall hold PROGINET
          harmless for any taxes collected and not remitted to appropriate
          taxing authorities.

<PAGE>

     J.   In the event that funds are remitted by a customer in a currency other
          than U.S. Dollars, the following rules apply:

          1)   DISTRIBUTOR must remit to PROGINET a U.S. Dollar amount that has
               been converted to the specified amount in the signed contract
               between the distributor, client, and Proginet, and must use an
               exchange rate that falls within 30 days of the day the contract
               was signed.

          2)   If DISTRIBUTOR fails to lock in a rate within the 30 days as
               specified above, PROGINET will book the sale based on the rate on
               the 30th day following the signed contract. DISTRIBUTOR is
               obligated to pay the U.S. Dollar amount based on this locked
               rate.

5.   CLIENT(S) SOFTWARE LICENSE AGREEMENTS

     A.   All licenses of PRODUCTS from PROGINET to CLIENT (S) shall be pursuant
          to a Software License Agreement between DISTRIBUTOR , CLIENT (S), and
          Proginet. , and PROGINET will provide DISTRIBUTOR with a copy of our
          standard Software License Agreement (SLA).B. PROGINET recommends that
          DISTRIBUTOR use PROGINET's standard Software License Agreement (SLA).
          If DISTRIBUTOR does not use PROGINET's Standard Software License
          Agreement, then DISTRIBUTOR must sign an Affirmation that states that
          the Software License Agreement that is signed is consistent with
          PROGINET'S Standard Software License Agreement in all material aspects
          as they relate to definitions, ownership, license granted, general
          conditions, maintenance, services excluded, fees and payment terms,
          liability/warranty, escrow of source code, remedy limitations,
          non-disclosure, audit, governing law, compliance with laws,
          termination, modification, serviceability, assignment notice, and
          other provisions and counterparts. Similar to PROGINET's SLA, the
          DISTRIBUTOR'S SLA must be a tri-party agreement that is to be signed
          by the Customer, DISTRIBUTOR and PROGINET. This agreement is attached
          hereto as EXHIBIT G.

          As to local jurisdiction, it is agreed that the contract is in
          compliance with all business and legal issues and consistent with
          regional software license agreements. Any material diversion from any
          of the above sections must be reflected in writing to PROGINET at the
          time of license submission to PROGINET. Such license must be approved
          by Proginet, in writing, for such agreement to be binding.

     C.   The SOFTWARE LICENSE FEES and MAINTENANCE FEES at which DISTRIBUTOR
          offers the PRODUCTS for license are set forth in a price list annexed
          hereto as EXHIBIT E. EXHIBIT may, at any time, be changed by PROGINET
          upon thirty (30) days prior written notice to DISTRIBUTOR. Any offers
          that are documented to be outstanding will be honored by PROGINET at
          the early price levels.

     D.   PROGINET shall use its best efforts to communicate changes in its
          prices, terms, conditions and/or agreement forms to DISTRIBUTOR at
          least thirty (30) calendar days in advance of their becoming
          effective. In promoting licenses of PRODUCTS in the TERRITORY,
          DISTRIBUTOR shall quote to CLIENT (S) only the most recent terms,
          conditions and agreement forms, and shall quote PROGINET'S SOFTWARE
          LICENSE FEES and MAINTENANCE FEES for the PRODUCTS, separately, from
          each other and from DISTRIBUTOR'S quotes for any services as may be
          offered by DISTRIBUTOR to the CLIENT (S). Any offers made by
          DISTRIBUTOR on the basis of then current pricing shall be binding on
          Proginet for a period of ninety (90) days. Any prices which have been
          approved by Proginet, that are included in the customer contract for
          future upgrades will prevail over Proginet standard pricing.

     E.   A duplicate executed copy of each CLIENT (S) contract, shall be
          promptly furnished to PROGINET by DISTRIBUTOR. DISTRIBUTOR is to
          provide a copy of the executed Software License Agreement to PROGINET
          within five (5) days of the date of execution.

     F.   A PRODUCT license shall be considered complete upon:

          1.   the acceptance and signature by DISTRIBUTOR and PROGINET of an
               approved form Software License Agreement signed by the CLIENT;
               and
         2.   PROGINET'S timely receipt of a copy of a fully executed Software
              License Agreement; and Contract Summary Form (EXHIBIT J),
              including the Distributors Affirmation Form (if applicable), and
         3.   either (a) PROGINET'S receipt of payment in full of the SOFTWARE
              LICENSE FEES and first year's MAINTENANCE FEES or (b) PROGINET'S
              written approval of a schedule of payments of such fees
              specifically applicable to a particular CLIENT.

     G.   DISTRIBUTOR shall assist CLIENT (S) in the completion of Software
          License Agreements in the standard form provided by PROGINET and shall
          instruct CLIENT (S) to make all payments of SOFTWARE LICENSE FEES and
          MAINTENANCE FEES directly to DISTRIBUTOR. All Software License
          Agreements shall be subject to acceptance or rejection, by PROGINET,
          in its sole discretion.

<PAGE>

     H.   Each license granted under the Sales License Agreement authorizes the
          Licensee to use a single Licensed Program in machine readable form on
          a single Central Processing Unit (CPU) ("Designated CPU") or at a
          single workstation ("Seat") as set forth in Schedule "A". If the
          Designated CPUs cannot be used because of equipment malfunctions,
          Licensee may temporarily use a Licensed Product on another CPU at the
          Site. Licensee may, in case of emergency, temporarily use the Licensed
          Products on other CPUs at another location, subject to prior written
          notice to and written approval by Proginet. Licensee may replace or
          upgrade the Designated CPU upon written notice to and approval by
          Proginet, contingent upon the following paragraph.

     I.   If at the time a Designated CPU is replaced or upgraded, a license on
          the new Designated CPU would be at a greater cost than would a license
          on the original Designated CPU. The Licensee will be invoiced for the
          difference between the license fee for the original Designated CPU and
          the new Designated CPU.

6.   MARKETING RESPONSIBILITIES AND OTHER DUTIES OF DISTRIBUTOR

     A.   DISTRIBUTOR shall use its best efforts to promote and support licenses
          of PRODUCTS in the TERRITORY and to meet or exceed Minimum Annual
          Revenue Quotas in accordance with this Agreement.

     B.   DISTRIBUTOR SHALL PROVIDE ALL OF THE SERVICES SPECIFIED IN EXHIBIT F
          FOR THE LEVEL OF MEMBERSHIP SPECIFIED AND AGREED TO BY THE DISTRIBUTOR
          AND PROGINET IN EXHIBIT F, AND AS SPECIFIED IN SECTION 4B.

7.   PRODUCT SUPPLY, STAFFING AND EDUCATION

     A.   PROGINET will supply DISTRIBUTOR with the PRODUCTS, documentation, and
          technical information by electronic media, which may include compact
          discs, diskettes, tapes or other binary form.

     B.   PROGINET will maintain the PRODUCTS and supply DISTRIBUTOR with one
          copy of the revised PRODUCTS, documentation or such materials as may
          be reasonably requested by DISTRIBUTOR to enable DISTRIBUTOR to
          provide LEVEL ONE (1) SUPPORT,, as defined in Section 8Ato customers
          of the PRODUCTS in the TERRITORY.

8.   TECHNICAL SUPPORT

     A.   DISTRIBUTOR will be responsible for providing LEVEL ONE (1) SUPPORT.
          LEVEL ONE (1) SUPPORT includes communication directly with customers
          and prospective customers, including phone calls, faxes, and
          electronic mail that include questions relating to PRODUCTS
          functionality, computing environment, and pre-requisite software.
          DISTRIBUTOR shall be solely responsible for providing all CLIENTS in
          the TERRITORY with first level technical support. DISTRIBUTOR will
          collect diagnostic information from CLIENTS and prospective customers
          and forward such information electronically (machine-readable format)
          to PROGINET.

     B.   DISTRIBUTOR shall not incorporate, or authorize any other person to
          incorporate, any PRODUCTS, in whole or in part, in any other computer
          software PRODUCTS except with the prior written consent of PROGINET.

9.   REPORTS AND AUDIT RIGHTS

     A.   DISTRIBUTOR shall render the following written reports to PROGINET.

         1.   Commencing on the first full month after the effective date of
              this Agreement, during the remainder of the term of this
              Agreement, DISTRIBUTOR will provide, on or before the fifth (5TH)
              day of each month, a written Monthly Sales Report with information
              on all sales and trial activity. A section of this report will be
              dedicated to recommend PRODUCT enhancements with time parameters
              based on customer usage and feedback.
         2.   On a quarterly basis, the DISTRIBUTOR will provide on or before
              the fifth (5TH) day of the following month an analysis of the
              marketplace with changes from the previous quarter as well as a
              further review of sales performance within the marketplace with
              prior quarterly comparisons.

<PAGE>

10.  NON-COMPETE

     A.   During the term of this Agreement and any extensions or renewals
          hereof, DISTRIBUTOR, its principals, agents, and employees, will not
          directly or indirectly engage anywhere in the TERRITORY in the
          promotion, marketing, distribution, sale or licensing of, or act as
          sales agent, representative or distributor of, any computer software
          program or other product which competes with the PRODUCTS, or related
          PRODUCTS, or authorize any other person to engage in any of such acts;
          among other related PRODUCTS are expressly included IBM mainframe file
          transfer and security PRODUCTS for IBM or "plug compatible" mainframe
          computers, including any that use the "370," "390," "XA" or "ESA"
          architectures, and Microsoft Windows NT and related PRODUCTS. This is
          meant to only affect the period of this agreement. DISTRIBUTOR may
          work with a competitor of Proginet's if they wish to resign as a
          distributor of Proginet's Products.

     B.   DISTRIBUTOR shall not, without PROGINET'S prior written approval,
          directly or indirectly, engage in or have a financial interest in the
          production, reproduction, sale, licensing, distribution or servicing
          of any software, program or product which competes directly with the
          PRODUCTS.

11.  WARRANTY AND INDEMNITY

     A.   PROGINET REPRESENTS THAT THE PRODUCTS WILL SUBSTANTIALLY CONFORM TO
          ITS SPECIFICATIONS AS DESCRIBED IN THE USER MANUAL, BUT PROGINET DOES
          NOT WARRANT THAT THE PRODUCTS WILL BE ERROR-FREE.

     B.   DISTRIBUTOR AGREES AND ACKNOWLEDGES THAT THIS IS NEITHER A CUSTOM
          SOFTWARE AGREEMENT, NOR A CONTRACT TO DEVELOP SOFTWARE. PROGINET MAKES
          NO OTHER WARRANTY AS TO THE DESIGN, CAPABILITY, CAPACITY OR
          SUITABILITY OF ITS PRODUCTS. ANY STATEMENTS MADE BY PROGINET OR ITS
          EMPLOYEES, INCLUDING BUT NOT LIMITED TO, STATEMENTS REGARDING
          CAPACITY, SUITABILITY FOR USE, OR PERFORMANCE OF ITS PRODUCTS SHALL
          NOT BE DEEMED A WARRANTY OR REPRESENTATION BY PROGINET FOR ANY
          PURPOSE, NOR GIVE RISE TO ANY LIABILITY OR OBLIGATION OF PROGINET.
          PROGINET DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE PRODUCTS
          WILL MEET ANY LICENSEE'S REQUIREMENTS OR THAT THE OPERATION OF THE
          PRODUCTS WILL BE UNINTERRUPTED OR ERROR FREE.

     C.   THE ONLY WARRANTIES (AND REMEDIES FOR BREACH THEREOF) MADE BY PROGINET
          WITH RESPECT TO THE PRODUCTS SHALL BE THOSE MADE TO DISTRIBUTOR IN
          THIS AGREEMENT AND TO CLIENT(S) IN THE AUTHORIZED FORM OF SOFTWARE
          LICENSE AGREEMENT. DISTRIBUTOR SHALL NOT MAKE OR GIVE, AND SHALL
          INDEMNIFY, DEFEND AND HOLD PROGINET HARMLESS AGAINST ANY LOSS,
          LIABILITY OR EXPENSE (INCLUDING COSTS AND PROGINET'S REASONABLE
          ATTORNEYS' FEES) ARISING OUT OF OR IN CONNECTION WITH ANY
          REPRESENTATION, WARRANTY, PROMISE OR ASSURANCE MADE BY DISTRIBUTOR
          WITH RESPECT TO THE PRODUCTS. PROVIDED THAT DISTRIBUTOR FULFILLS ALL
          OF THE REQUIRED POLICIES AND PROCEDURES OF PROGINET, PROGINET AGREES
          TO HOLD DISTRIBUTOR HARMLESS OF ANY CLAIMS FROM CUSTOMERS IF PROGINET
          FAILS TO TAKE APPROPRIATE MEASURES TO FIX TECHNICAL PROBLEMS WHICH ARE
          CAUSING SEVERE PRODUCTION IMPACT AND/OR BUSINESS LOSS, DESPITE
          DISTRIBUTOR HAVING NOTIFIED PROGINET OFF SUCH A SITUATION, THROUGH
          PROGINET'S STANDARD PROBLEM REPORTING METHODS, AND ESCALATIONS.

     D.   IN NO EVENT SHALL PROGINET BE LIABLE FOR ANY CONSEQUENTIAL, INDIRECT,
          PUNITIVE, INCIDENTAL OR SPECIAL DAMAGES.

12.  TERMINATION

A.   For cause, due to breach of contract as outlined within this agreement,
     either party may terminate this Agreement, by giving the other party
     written notice to such effect, in which case this Agreement shall terminate
     ninety (90) days from and after the date of such notice, otherwise the
     Agreement shall be valid for the term described in Clause 3. Upon receipt
     of the Termination Letter, the process as described in EXHIBIT I
     TERMINATION PROCESS.

13.  CONFIDENTIALITY

     A.   DISTRIBUTOR agrees that the CONFIDENTIAL INFORMATION is confidential
          and may contain trade secrets belonging to or in the custody of
          PROGINET.

          1.   DISTRIBUTOR acknowledges that the PRODUCTS are proprietary,
               embody trade secrets and are not in the public domain and that
               PROGINET does not, by this Agreement, convey or otherwise give up
               any rights or OWNERSHIP of the PRODUCTS to DISTRIBUTOR or to
               anyone else.

          2.   DISTRIBUTOR acknowledges that the placement of a copyright,
               patent pending, patented or other similar notice within or on any
               media containing CONFIDENTIAL INFORMATION does not constitute
               publication or otherwise impair the confidential nature thereof.

          3.   DISTRIBUTOR further acknowledges that unauthorized use or
               disclosure of any of the CONFIDENTIAL INFORMATION will cause
               irreparable harm to PROGINET. Therefore, during the term of this
               Agreement and thereafter for so long as the CONFIDENTIAL
               INFORMATION is not in the public domain, through no act or
               failure to act on the part of DISTRIBUTOR,

<PAGE>

               DISTRIBUTOR shall: (a) use or disclose the CONFIDENTIAL
               INFORMATION only as authorized under this Agreement and only to
               the extent necessary to perform its obligations hereunder; (b)
               use reasonable care to prevent other parties from gaining access
               to the CONFIDENTIAL INFORMATION; (c) take all reasonable steps to
               prevent duplication of or unauthorized access to the CONFIDENTIAL
               INFORMATION by any employee of DISTRIBUTOR or other party; (d)
               under PROGINET authorization, allow its employees and/or agents
               access to the CONFIDENTIAL INFORMATION only for the fulfillment
               of DISTRIBUTOR'S obligations under this Agreement and, prior to
               allowing such access, notify each employee and any DISTRIBUTOR
               agent in writing of DISTRIBUTOR'S confidentiality obligations
               arising hereunder, and (e) ensure that all copyright, patent,
               trade or service confidentiality and nondisclosure labels or
               notices are applied in accordance with this Agreement and are not
               removed.

14.  MISCELLANEOUS

     A.   Neither PROGINET nor DISTRIBUTOR shall, without the other party's
          written consent, knowingly employ, solicit or offer employment to any
          employee, agent or contractor of the other party while DISTRIBUTOR is
          providing services to such other party.

     B.   It is expressly agreed that in the event of any breach of this
          Agreement by either party hereto, the non-breaching party may not have
          an adequate remedy at law and therefore, the parties agree that, in
          addition to the other remedies, such aggrieved party shall be entitled
          to injunctive or other equitable relief to enforce the performance
          hereof.

     C.   Neither this Agreement nor any of DISTRIBUTOR'S rights or duties
          hereunder shall be assigned or otherwise delegated or transferred by
          DISTRIBUTOR without PROGINET'S prior written consent.

     D.   This Agreement creates no relationship of joint ventures, partners,
          associates or parties hereto acting as principals. Distributor is an
          agent for Proginet.

     E.   If any provision of this Agreement is found to be illegal, invalid or
          unenforceable, such finding shall not affect the legality, validity or
          enforceability of the other provisions of this Agreement.

     F.   This Agreement and its exhibits shall constitute the entire agreement
          between the parties with respect to the subject matter hereof and
          supersedes all other agreements and understandings between the parties
          with respect to such subject matter.

     G.   This Agreement shall be governed by the laws of the State of New York,
          United States of America, without giving effect to principles of
          conflicts of laws.

<TABLE>
<CAPTION>

------------------------------------------------------- -----------------------------------------------------
DISTRIBUTOR                                             Proginet
------------------------------------------------------- -----------------------------------------------------
<S>                                                    <C>
                                                        Proginet Corporation
                                                        200 Garden City Plaza
                                                        Garden City, New York  11530
                                                        Attention: President
                                                        Tel: +1.516.248.2000
                                                        FAX: +1.516.248.4398
------------------------------------------------------- -----------------------------------------------------
                                                        With a copy to:
------------------------------------------------------- -----------------------------------------------------
                                                        Parker Chapin Flattau & Klimpl, LLP
                                                        1211 Avenue of the Americas
                                                        New York, New York 10036
                                                        Tel: +1.212.7046.6000
                                                        Fax: +1.212.704.6288
                                                        Attn: James Alterbaum, Esq.
------------------------------------------------------- -----------------------------------------------------

</TABLE>

<PAGE>

15.      SIGNATURES

IN WITNESS WHEREOF, PROGINET and DISTRIBUTOR each has caused this Agreement to
be executed on its behalf by its duly authorized officer.
<TABLE>
<CAPTION>

------------------------------------------------------ ------------------------------------------------------
<S>                                                   <C>
Agreed:                                                Agreed:
------------------------------------------------------ ------------------------------------------------------
                                                       PROGINET CORPORATION
------------------------------------------------------ ------------------------------------------------------

------------------------------------------------------ ------------------------------------------------------
Title                                                  Title
------------------------------------------------------ ------------------------------------------------------
Date                                                   Date:
------------------------------------------------------ ------------------------------------------------------
</TABLE>

<PAGE>

EXHIBIT A      PRODUCT DESCRIPTIONS

     (1)  SecurPass(TM) - a network utility that automatically synchronizes the
          security passwords of Windows NT LAN users with their corresponding
          mainframe passwords. This reduces the number of passwords users must
          use to get access to their applications or data.

          SecurPass is a security administration application, which enables
          disparate information security systems to work as one. SecurPass helps
          corporate security administrators, help desk staff and end users
          manage the complexities of multi-platform environments. SecurPass
          "harmonizes" native Microsoft Windows NT security with standard IBM
          mainframe, Novell, and UNIX security systems, providing password
          synchronization between different environments. SecurPass is the only
          solution of its kind, which does not require code at every desktop.

          SecurPass was jointly developed by Proginet and Microsoft,
          guaranteeing total support and compliance with Microsoft Windows NT,
          Microsoft BackOffice, and all other Microsoft components used in the
          enterprise.

     (2)  CyberFUSION(TM) - provides secure and reliable file transfer between
          internal and remote users, business partners and customers across both
          corporate networks and the Internet. CyberFUSION data transmissions
          combine enterprise-strength automation, remote execution,
          administration, and audit with industry standard encryption and
          compression.

     (3)  FUSION FTMS(TM)- a multi-protocol file transfer management system
          designed to improve the management and cost efficiencies of
          information transfer between distributed Windows NT LANs and MVS
          enterprise servers.

     (4)  IND$File(R) Plus - IND$File(R) Plus is an IBM mainframe based software
          product that allows a PC user to send and receive files to and from a
          mainframe computer.

<TABLE>
<CAPTION>

EXHIBIT B      TRADEMARKS OF PROGINET CORPORATION

---------------------------- -------------------------- -------------------------- --------------------------
<S>                         <C>                        <C>                        <C>
Proginet(TM)                    Fusion FTMS(TM)               Net/WrkNT(TM)                 Net/WrkVMS(TM)
---------------------------- -------------------------- -------------------------- --------------------------
Host.FTAM(TM)                   Fusion SERVER(TM)             Net/WrkWIN(TM)                NetWrk36(TM)
---------------------------- -------------------------- -------------------------- --------------------------
FTAM.FUSION(TM)                 SecurPass(TM)                 Net/Wrk6000(R)                NetWrkVISION(TM)
---------------------------- -------------------------- -------------------------- --------------------------
IND$File(R)                     CyberFUSION(TM)               Net/Wrk HPUX(TM)              Net/WrkSecure(TM)
---------------------------- -------------------------- -------------------------- --------------------------
IND$File(R) Plus                Net/Wrk400(R)                 Net/WrkMVS(TM)                Net/WrkOS2(TM)
---------------------------- -------------------------- -------------------------- --------------------------
</TABLE>

Trademarks of Novell Inc. under license to Proginet Corporation:

---------------------------- --------------------------
Network Navigator for MVS    NetWare Navigator
---------------------------- --------------------------

EXHIBIT C     TERRITORIES AND MINIMAL ANNUAL QUOTA

          The amount for each Minimum Annual Revenue Quota shall mean the amount
          of gross U.S. dollars actually collected and deposited by PROGINET for
          revenues received for new licenses of the Product during the
          applicable quota year. The following Minimum Annual Revenue Quotas
          shall commence on the effective date of this Agreement, and continue
          for each "quota year" thereafter for the term of this Agreement as
          indicated.
<TABLE>
<CAPTION>

------------------------------------------- -------------------------------------- ------------------------------
                TERRITORY                                YEAR ENDED                        MINIMUM QUOTA
<S>                                        <C>                                    <C>
------------------------------------------- -------------------------------------- ------------------------------

------------------------------------------- -------------------------------------- ------------------------------

------------------------------------------- -------------------------------------- ------------------------------

------------------------------------------- -------------------------------------- ------------------------------
</TABLE>

<PAGE>

EXHIBIT D     TRIAL LICENSE AGREEMENT

In accordance with the delivery and installation of the Proginet Software
Product, hereinafter referred to as "Product", Proginet Corporation, hereinafter
referred to as "Licensor", and --------------------------, hereinafter referred
to as "Trial Licensee", agree to the following:

1. Trial Licensee accepts the Product shipment on ________________ for
installation and evaluation for thirty (30) days at the Site listed below and on
the Central Processing Unit(s) listed below.

2. Trial Licensee acknowledges and agrees that the Product is proprietary to
Licensor, and Trial Licensee agrees to keep any and all information relating to
the use of the Product confidential, including, but not limited to, the Product,
documentation, specifications, flow charts, and logic diagrams. Trial Licensee
further agrees that it will not copy, distribute, or disclose any information
relating to the use of the Product to anyone other than those persons who
require disclosure to carry out their responsibilities. Trial Licensee will hold
any and all information in trust and confidence, and will not use any such
information to the detriment of Licensor in any manner.

3. Licensor will not be liable for any direct, indirect, special, or
consequential damages relating to the use of the Product.

4. Upon termination of the evaluation period, Trial Licensee shall either: (a)
enter into a License Agreement for the Product; or (b) discontinue using the
Product, return the Product and any related materials to Licensor, and delete
all copies of the Product from its computer libraries.

-------------------------------------------------------------------
To be completed by trial licensee:

<TABLE>
<CAPTION>

<S>                                               <C>
Trial Licensee                                     Address:
(Company):       --------------------------                -----------------------------------------------

Authorization                                             Date
Signature                                                               Phone
                ----------------------------------------                         -----------------------------
Name                                                                    Fax
                -----------------------------------------                         -----------------------------
Title                                                                   Email
                -----------------------------------------                         -----------------------------

Senior                                                    Date

Management
Signature                                                               Phone
                -----------------------------------------                         -----------------------------
Name                                                                    Fax
                -----------------------------------------                         -----------------------------
Title                                                                   Email
                -----------------------------------------                         -----------------------------

Technical                                                 Date

Contact
Signature                                                               Phone
                -----------------------------------------                         -----------------------------
Name                                                                    Fax
                -----------------------------------------                         -----------------------------
Title                                                                   Email
                -----------------------------------------                         -----------------------------

Date and Time of Installation               Yes         No (Trial Can Not Start Until this is received by
                                                        Proginet)
------------------------------------------- ----------- -------------------------------------------------------
Pre Installation Check list attached?
------------------------------------------- ----------- -------------------------------------------------------
</TABLE>

<PAGE>

EXHIBIT E     SOFTWARE AND LICENSE FEES

     The current Price List is attached to this document.

<PAGE>

EXHIBIT F     DISTRIBUTOR PROGRAM LEVELS

Proginet has two distributor program levels. They are defined in order to best
serve and support distributors as well as customers of Proginet Products. Each
Distributor level is to be agreed to upon signing of this agreement. All
distributor levels will be reviewed after six months.

The Program levels are as follows:

Distributor of Proginet will provide the following: 1) Lead generation, getting
potential customers that will use the software, 2) RFI/RFP Response 3) Trial
support, LEVEL ONE (1) SUPPORT, as defined in Section 8A during the trial
period, 4) Contract negotiations, getting the customer to sign the contract or
the sale. In return for these services, Distributor will receive the indicated
percentage of the purchase price of the software (excluding maintenance).

GOLD LEVEL Pure Sales Distributors participating in the Gold Program will
receive thirty five percent [35%] of the initial sales price. For this
DISTRIBUTOR will provide:

     1)   Lead generation, getting potential customers that will use the
          software,

     2)   RFI/RFP Response

     3)   Trial support, LEVEL ONE (1) SUPPORT as defined in Section 8A during
          the trial period

     4)   Contract negotiations, getting the customer to sign the contract for
          the sale.

     The on going billing, and support, will be handled directly by Proginet.
     Additional interaction with the customer on the part of the distributor is
     for the purposes of add-on sales, and as such come from the NLR percentage
     only. There is no maintenance fee paid by Proginet to the Distributor.

PLATINUM LEVEL Front Line Support - Distributors participating in the Platinum
Program will receive fifty percent [50%] of the initial sales price. For this
DISTRIBUTOR will provide:

     1)   Lead generation, getting potential customers that will use the
          software,

     2)   RFI/RFP Response

     3)   Trial support, LEVEL ONE (1) SUPPORTas defined in Section 8A during
          the trial period

     4)   Contract negotiations, getting the customer to sign the contract for
          the sale.

     Distributors participating at this level will handle billing and Level
     One-Customer Support Issues. The customer will call their Platinum
     Distributor with all inquiries and issues. The Platinum Distributor will
     pass all requests and/or problems onto Proginet and will keep the customer
     appraised of the status of any and all issues.

     The Platinum Distributor will receive fifty percent [50%] of all
     maintenance received for their customers, in addition to the
     predetermined
     percentage of the initial sales price. Platinum level support requirements
     are defined in the attached EXHIBIT H DISTRIBUTOR FUNCTION REQUIREMENTS,
     steps 1 - 9.

<TABLE>
<CAPTION>

-------------------------------------------------------------------------------------------------------------
         This Distributor Agreement is being signed for a _____________________ Level Distributor.
<S>                                                    <C>
-------------------------------------------------------------------------------------------------------------
Distributor                                             Proginet Corporation
------------------------------------------------------- -----------------------------------------------------

------------------------------------------------------- -----------------------------------------------------
</TABLE>

<PAGE>

EXHIBIT G     DISTRIBUTOR'S SOFTWARE LICENSE AGREEMENT

     To be attached if not using Proginet's Standard Software License Agreement.

<PAGE>

EXHIBIT H     DISTRIBUTOR FUNCTION REQUIREMENTS

Step 1: An issue is reported to the DISTRIBUTOR, via any of the problem
      reporting mechanisms (i.e. email, fax, phone, or web).

Step 2: A determination must be made whether this is a new call or an existing
      call. If it is a new call skip to step 5, if not continue with step 3.

Step 3: If this is an existing call, the individual that was working on the
     previous call should continue to work on the call, if that individual is
     available. This will make it easier to pick up the call were it was last
     left off. If the customer is reporting new information about the call, the
     customer support engineer should search the OASIS knowledge base to see if
     the new information has shed any light on the problem, and if there is
     already a known problem and resolution. If not the DISTRIBUTOR should
     review the customer's environment, settings and configuration to ensure
     that there are no errors.

Step 4:  Is issue solved.  If so go to step 13.  If no go to step 9.

Step 5: For issues reported via phone, the DISTRIBUTOR needs to collect the
     contact information and enter it into the OASIS database in real time. If
     the issue was reported via email or fax, or the web enter as much of the
     information below as is known.

<PAGE>

     If the company that the individual is calling from is not in the database,
     then this may be an indication that the customer does not have a support
     contract with Proginet. It is the DISTRIBUTOR's responsibility to confirm
     that the company is currently paying for support, or is currently trialing
     the product. If the company should be receiving support the DISTRIBUTOR
     should work out with the Proginet accounts receivable department the exact
     details of the support contract. If this company is a trial, then
     Proginet's customer support department should be provided with the
     appropriate documentation of the trial (TLA and pre-install checklist).

     For this step the DISTRIBUTOR should collect the following information:

          1.   Company
          2.   Contact information of the caller
          3.   Product in question, including the versions of all components in
               question (i.e. Net/Wrk 400 3.6 and Net/Wrk NT 2.7.0.6)
          4.   Any PTFs applied to our software
          5.   Platforms including version number of the operation system
          6.   Protocol being used (i.e. SNA or TCP/IP)
          7.   Brief Description

Step 6: After inputting the information in step 5 into the OASIS database the
     DISTRIBUTOR will be returned with a problem record number. For issues
     reported via phone inform the customer of the number before continuing. If
     the call was reported via email or fax, the DISTRIBUTOR should contact the
     customer and inform them that PROGINET has received their issue and
     PROGINET is working on it. When DISTRIBUTOR first makes contact with the
     customer be sure to inform them of the call number.

Step 7: The DISTRIBUTOR should search the knowledge base to see if the issue
     being reported is already a known problem with a resolution. If not the
     DISTRIBUTOR should review the customer's environment, settings and
     configuration to ensure that there are no user errors.

Step 8:  Is the issue solved?  If so go to step 13.  If not go to step 9.

Step 9: If at this point the DISTRIBUTOR is still not able to resolve the
     customer's problem , the DISTRIBUTOR will need to collect the appropriate
     diagnostic information. The type of information to collect will depend on
     the product, platform, and nature of the problem. If the DISTRIBUTOR is
     unsure of what diagnostics to collect, consult one of the members of
     Proginet's customer support team. At this point the DISTRIBUTOR should also
     collect any information that will be necessary to recreate the problem
     (i.e. batch jobs or parameter values specified in the interface).

Step 10: When the diagnostics collected in step 9 are received, the DISTRIBUTOR
     should review them to see if they indicate any configuration problems. The
     DISTRIBUTOR should contact, one of the members of Proginet's customer
     support team for the resolution if the DISTRIBUTOR is unfamiliar with the
     diagnostics or does not see anything.

     If the customer is able to recreate the problem, the DISTRIBUTOR should
     document exactly what needs to be done to recreate it and update the OASIS
     database with this information. If any batch jobs or configuration files
     were used in recreating the problem, these should be provided to Proginet.

Step 11: Is issue solved.  If so go to step 13.  If no go to step 12.

Step 12: Queue the issue to Proginet customer support team. Before you do this
     you should make sure that all of the information mentioned in Step 5 as
     well as what you determined from your review of the diagnostics. is clearly
     documented in the OASIS database. If the problem was recreated, clearly
     document all of the steps that were performed to recreate the problem,
     including batch jobs that were created.

     At this point the DISTRIBUTOR and Proginet have to make sure that the
     following take place:

     1.   When the issue is queued to Proginet, that the database is updated on
          the progress of the issue.

     2.   If additional information is required by Proginet, the DISTRIBUTOR
          must work with the customer to get this additional information.

     Step 13: Issue is solved: Once the customer has agreed that the issue is
          resolved then the DISTRIBUTOR should update OASIS and clearly identify
          that the issue has been resolved and the Customer has agreed to the
          resolution. The database must be updated to clearly indicate the issue
          and the resolution.

EXHIBIT I     TERMINATION PROCESS

     The following section will be enacted upon Termination of this Agreement by
     PROGINET or DISTRIBUTOR.

     1.   All rights granted to DISTRIBUTOR under or pursuant to this Agreement
          shall immediately cease, except as otherwise specifically provided in
          this Section and DISTRIBUTOR will cease holding itself out as a
          DISTRIBUTOR of the PRODUCTS. Upon the termination of this Agreement,
          the parties agree to continue their cooperation and to effect an
          orderly termination of their relationship. This will include
          DISTRIBUTOR being allowed to pursue and conclude all business, which
          was duly forecasted
<PAGE>

          before termination and is likely to be closed with in one hundred
          eight (180) days of termination notification.

     2.   All existing software license agreements and maintenance agreements
          shall be fully vested in PROGINET upon occasion of renewal, and
          DISTRIBUTOR shall have no further rights therein. DISTRIBUTOR shall
          provide a complete list of all customers using Proginet products,
          including what products and platforms are in use. Upon PROGINET's
          specific request, notify all existing CLIENT(S) and/or users of the
          PRODUCTS in the TERRITORY that such CLIENT(S) and/or users agreements
          run directly with PROGINET, and that all further payments and
          communications should be directed to PROGINET. In addition, PROGINET
          shall have the right to directly communicate such termination to all
          CLIENT(S) and assume full contact with such CLIENT(S) AND PROGINET
          shall have the right to contact CLIENT(S) and instruct that all
          SOFTWARE LICENSE FEES and MAINTENANCE FEES should be paid directly to
          PROGINET, DISTRIBUTOR shall immediately pay to PROGINET any amounts
          then owing from DISTRIBUTOR to PROGINET, including any pro rata
          maintenance monies that have not been earned by DISTRIBUTOR.
     3.   Unless otherwise agreed to in writing, or as specified above by
          PROGINET, DISTRIBUTOR shall immediately, as customer servicing is
          completed, return to PROGINET all of the following which, on the date
          of expiration or termination, are in DISTRIBUTOR'S possession or under
          its control: (i) all originals and copies of all PRODUCTS literature,
          price lists, customer lists, customer license and maintenance
          agreements, technical data PRODUCTS samples, drawings, designs and all
          documents and electronic media containing CONFIDENTIAL INFORMATION
          except those, if any, which DISTRIBUTOR is entitled to retain under
          DISTRIBUTOR'S LICENSE AGREEMENT; and (ii) a complete list of the names
          and addresses of all CLIENT(S) for whom DISTRIBUTOR is then supporting
          any of the PRODUCTS, additionally, The maintenance payments made by
          customers during the period of the distributor agreement, must be
          properly apportioned for the time of support provided by each of the
          parties. Under the Generally Accepted Accounting Principles (GAAP)
          guidelines, maintenance is categorized as Unearned monies which are
          earned for each month of covered support. Therefore the monies
          recognized each month from the payment are one twelfth of the total
          amount paid. By the end of the year for which maintenance is
          purchased, all monies are thereby recognized.

          All customer maintenance covered by the terminating agreement will be
          broken out to show the amount of monies earned by each party. This
          chart will then show what payments are required by the Partner to
          Proginet, or by Proginet to the Partner.

          Any maintenance that is not current and is late will be due and
          payable to the other party upon the signing of the letter of
          termination.

          Payment will be made by the appropriate party within thirty days of
          signing the Letter of Termination.

     4.   Together with the materials described above, DISTRIBUTOR shall deliver
          to PROGINET a document duly executed on behalf of DISTRIBUTOR
          certifying that no such materials are in DISTRIBUTOR'S possession or
          under its control DISTRIBUTOR shall also deliver to PROGINET as soon
          as possible any of the foregoing materials that come into
          DISTRIBUTOR'S possession or under its control after the expiration or
          termination of this Agreement.

     5.   DISTRIBUTOR shall immediately cease holding itself out as a
          representative of PROGINET, shall destroy all advertising and
          promotional literature, stationery and other materials within its
          possession or control bearing any TRADEMARKS, and shall destroy any
          and all signs or notices bearing TRADEMARKS or otherwise identifying
          DISTRIBUTOR as a representative of PROGINET, the PRODUCTS or the
          TELEPHONE SUPPORT.

     6.   Neither DISTRIBUTOR nor PROGINET is responsible for promises or lost
          opportunities made to other parties that are not fulfilled as a result
          of the termination of this agreement.

<PAGE>

                             CONTRACT SUMMARY FORM

Effective Date of Agreement:
                            -----------------------------------------

<TABLE>
<CAPTION>

<S>                                               <C>
Company:                                           Address:

                        --------------------------              -----------------------------------------------

Product:                                           Number of SecurPass
                                                   users (If applicable):
                        --------------------------                            ---------------------------------

Number of Servers:                                 CPUID's of all machines
                                                   running software:
    (CyberFUSION only)
                        ---------------------                            ---------------------------------

Total Sale Amount (USD):                                        Maintenance
                                                                Paid/Owed:
                                        -----------------------                      -------------------------
Amount remitted by customer:                                    Maintenance Period
                                                                Coverage:
                                        -----------------------                      --------------------------
Amount remitted by customer in USD                              Proginet's Portion
(If different from above):                                      of sale (USD):
                                        -----------------------                      --------------------------

Senior Management:                                        Phone
                                                                   ------------------------------
Name                                                      Fax
                -----------------------------------------          ------------------------------
Title                                                     Email
                -----------------------------------------          ------------------------------

Technical Contact:                                        Phone
                                                                   ------------------------------
Name                                                      Fax
                -----------------------------------------          ------------------------------
Title                                                     Email
                -----------------------------------------          ------------------------------

Administrative Contact:                                   Phone
                                                                   ------------------------------
Name                                                      Fax
                -----------------------------------------          ------------------------------
Title                                                     Email
                -----------------------------------------          ------------------------------
</TABLE>

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