Document:

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                                                                   EXHIBIT 10.20

                              TAX SHARING AGREEMENT

     AGREEMENT, dated as of June 17, 1998, by and between Chicago Title
Corporation, a Delaware corporation ("CTC"), and Chicago Title and Trust
Company, an Illinois corporation ("CT&T").

                                   WITNESSETH:

     WHEREAS, CTC is the common parent corporation of an "affiliated group" of
corporations (the "CTC Group"), as that term is defined in section 1504(a) of
the Internal Revenue Code of 1986, as amended (the "Code"), which group includes
CT&T and any corporation that is or subsequently becomes a member of an
"affiliated group" of which CT&T would be the "common parent," as such terms are
defined in Section 1504(a) of the Code, if CT&T were owned by individuals (CT&T
and any present or future member of its affiliated group being referred to
herein as the "CT&T Group"); and

     WHEREAS, CTC and CT&T desire to agree on an equitable basis for determining
the amount to be paid by CT&T to CTC on account of the CT&T Group's inclusion in
the CTC Group's consolidated federal income tax returns.

     NOW, THEREFORE, in consideration of the premises and of the mutual
covenants contained herein, the parties hereto agree as follows:

     1. Inclusion in CTC Return. CT&T agrees to join, and -shall cause each
other member of the CT&T Group to join, in the filing of the CTC Group's
consolidated federal income tax return for each taxable year for which CT&T is
eligible to join in such filing. CT&T agrees to, and agrees to cause each member
of the CT&T Group to, file such consents, elections, and other documents and to
take such other action as may be necessary or appropriate to carry out the
purposes of this Agreement. CTC agrees that CTC shall timely file the CTC
Group's consolidated federal income tax return for each taxable year that CT&T
is a member of the CTC

<PAGE>

Group, and CTC shall pay the amount of tax imposed by Subtitle A or F of the
Code as reflected thereon or due with respect thereto.

     In all matters relating to the CTC Group's consolidated tax liability, CTC
is the agent for each member of the CTC Group, including CT&T. As said agent,
CTC has the sole authority and discretion to make any election for each member,
including any election that must be made to determine a member's separate
taxable income for purposes of computing the consolidated taxable income of the
CTC Group.

     2. The CT&T Group's Hypothetical Tax. For purposes of this Agreement, the
"CT&T Group's hypothetical tax" for any taxable year covered by this Agreement
shall be the federal income tax liability that the CT&T Group would have had for
such taxable year if the CT&T Group had filed its own consolidated federal
income tax return for such taxable year, taking into account any carryovers to,
or carrybacks from, other taxable years of the CT&T Group (or any member
thereof) that are available in such taxable year of the CT&T Group, or would
have been so available if the CT&T Group had filed its own consolidated (or
where applicable, separate) federal income tax returns for such other taxable
years, and the CT&T Group was subject to tax on all of its taxable income at the
applicable maximum rate specified in the Code but without the benefit of any
surtax exemption. In computing the CT&T Group's hypothetical tax: (1) there will
be eliminated from taxable income any intercompany dividends that would be
eliminated under Treasury Regulation Section 1.1502-14(a); (ii) intercompany
transactions between members of the CTC Group that would be deferred under
Treasury Regulation Section 1.1502-13 shall be deferred; (iii) in the case of
any item of income, gain, loss deduction or credit that is computed or subject
to a limitation only on a consolidated basis, including but not limited to,
charitable contributions, capital losses, foreign tax credits, research

                                        2

<PAGE>

and experimentation credit and Section 1231 gains and losses ("Consolidated
Items"), such Consolidated Items shall be taken into account by the CT&T Group
only if, and to the extent (determined by CTC on any reasonable basis), that a
Consolidated Item is taken into account and actually affects the amount of the
tax liability of the CTC Group; and (iv) in the case of the treatment of an item
subject to an election made only on a consolidated basis, the treatment will be
governed by the election made by CTC on the consolidated return. All
intercompany transactions (as defined in Treasury Regulation Section
1.1502-13(a)) between members of the CTC Group will be taken into account in
computing the CT&T Group's hypothetical tax at the time when such transactions
are required to be recognized by the CTC Group under Treasury Regulation Section
1.1502-13, and any Consolidated Item not initially taken into account in
computing the tax of the CT&T Group shall be taken into account by the CT&T
Group in the year, and to the extent, that such Consolidated Item is taken into
account by the CTC Group.

     3. Payment. With respect to each taxable year for which CT&T is at any time
a member of the CTC Group:

     a. On each due date for payment of any required installment of estimated
federal income tax (determined under Section 6655 of the Code) and on the due
date (determined without regard to any extensions) for filing the CTC Group
consolidated federal income tax return (determined under Section 6072 of the
Code), CT&T shall pay to CTC the federal income tax imposed by Subtitle A and F
of the Code on the CT&T Group's hypothetical tax that would have been payable on
such date if the CT&T Group were filing its own consolidated federal income tax
return for such taxable year. In computing CT&T's estimated federal income tax
payments, each payment shall be sufficient to avoid incurring any addition to
tax by the CT&T Group under Section 6655 of the Code by reason of an
underpayment by a "large corporation"

                                        3

<PAGE>

within the meaning of Section 6655(g)(2) of the Code and shall be consistent
with the elections permitted to be made under Section 6655(d) and (e) of the
Code as actually made by CTC, in its sole discretion, for such taxable year and
communicated to CT&T.

     b. On or prior to the date the CTC Group consolidated return is actually
filed for a taxable year, CT&T shall pay to CTC, or CTC shall pay to CT&T, as
the case may be, the difference between the CT&T Group's hypothetical tax for
such taxable year and the amount paid by CT&T to CTC pursuant to paragraph 3(a)
hereof for such taxable year. If the CT&T Group for such taxable year has a loss
or credit which could be carried back to and which would reduce the CT&T Group's
hypothetical tax (as adjusted) for any earlier taxable year for which the CT&T
Group was included in the CTC Group, then (x) if and to the extent that such
loss or credit is utilized to actually reduce the CTC Group's tax liability for
such current taxable year, CTC shall pay to CT&T on the date the CTC Group
consolidated return is actually filed for such taxable year the amount by which
the CT&T Group's hypothetical tax in such earlier taxable year is reduced by
reason of such carryback or (y) if and to the extent that such loss or credit is
actually carried back to an earlier taxable year of the CTC Group, CTC shall pay
to CT&T on the date any refund of tax is actually received the amount by which
the CT&T Group's hypothetical tax in such earlier year is reduced by reason of
such carryback together with any applicable interest.

     c. All payments required to be made by CT&T to CTC shall be made by (1)
either by wire transfer or the deposit of "immediately available funds" on the
required date of payment to the appropriate bank account as may be designated by
CTC for that purpose, provided that telephonic notice of any transfer is
provided to CTC, or (ii) any other method agreed to by the parties; provided
that, such method reflects an attempt in good faith to make a required payment
on the day when due. In the case of amounts payable by CTC to CT&T under

                                        4

<PAGE>

this Agreement, such amounts shall be paid under the same standards and
conditions as required of CT&T.

     4. Adjustments. CT&T agrees that CTC alone shall be responsible for, and
shall have sole and absolute discretion with respect to, claiming any deductions
or credits not claimed on the CTC Group consolidated return as filed, the filing
of any amended returns, agreeing to, contesting, or settling any adjustments to
the CTC Group's federal income tax liability for any taxable year covered by
this Agreement, and CTC shall pay any deficiencies in, or receive any refunds
of, the CTC Group's federal income tax liability for any such taxable year
resulting from a final determination by the Internal Revenue Service or the
courts, or from carrybacks or carryovers of the CTC Group from or to other
taxable years. On or prior to the date of payment or receipt or, if there is to
be no payment or receipt, then on or prior to the date on which there is an
adjustment in the CT&T Group's hypothetical tax resulting from a final
determination by the Internal Revenue Service or the courts, or from carrybacks
or carryovers of the CTC Group from other taxable years, CT&T shall pay to CTC
or CTC shall pay to CT&T, as the case may be, the amount necessary to reflect
all adjustments in the CT&T Group's hypothetical tax for any taxable year,
together with any interest and penalties fairly attributable thereto.

     5. Resolution of Disputes as to the CT&T Group's Hypothetical Tax. In the
event of a disagreement between the parties hereto as to the amount of the CT&T
Group's hypothetical tax for any taxable year covered by this Agreement, such
amount shall be determined by the independent certified public accountants who
audit CTC's certified financial statements at the time such dispute arises, and
the determination of such accountants shall be final and binding on the parties
hereto.

                                        5

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     6. CTC Indemnity. Provided that CT&T has made the payments required of CT&T
under this Agreement, CTC shall be liable for, and shall indemnify and hold
harmless CT&T and each member of the CT&T Group from and against any liabilities
for the taxes imposed by Subtitle A or F of the Code on the CTC Group for each
taxable year for which CT&T joined in the filing of the CTC Group consolidated
federal income tax return.

     7. Earnings and Profits and Characterization of Payments. Earnings and
profits of each member of the CTC Group shall be calculated by allocating the
federal income tax liability of the CTC Group to each member in accordance with
the method described in Section 1552(aX2) of the Code and the applicable
Treasury Regulations thereunder.

     8. Certain Combined State Taxes.

     a. In the case of any tax imposed by a State or political subdivision
thereof which (i) is imposed on, or measured by, gross or net receipts, income,
capital or net worth, including State and focal franchise or similar taxes
measured by net income, excluding any telecommunications, gross receipts (other
than taxes on gross receipts that are imposed in lieu of a tax on net receipts)
and other transactional taxes and (ii) are computed on a consolidated, unitary
or combined basis by reference to the income and/or activities of members of the
CTC Group other than members of the CT&T Group and members of the CT&T Group (a
"Combined Tax"), such Combined Tax shall be allocated between members of the CTC
Group other than members of the CT&T Group and members of the CT&T Group first
on the basis of, and to the extent that, the receipts, income, capital or net
worth of a member resulted in, or increased, such Combined Tax, with any
remaining Combined Tax allocated among the members on the basis which each
member's relative attribute (positive or negative) was taken into account in
determining the amount of the Combined Tax.

                                        6

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     b. Payments of Combined Tax among members of the CTC Group other than
members of the CT&T Group and members of the CT&T Group shall be made at the
times and in the amounts otherwise consistent with the provisions of Section 3
hereof.

     9. Miscellaneous Provisions.

     a. Entire Understanding. This Agreement contains the entire understanding
of the parties hereto with respect to the subject matter hereof. No alteration,
amendment or modification of any of the terms of this Agreement shall be valid
unless made by an instrument signed in writing by an authorized officer of each
of the parties hereto.

     b. Choice of Law. This Agreement shall be governed by and construed in
accordance with the laws of the State of Illinois applicable to agreements made
and to be performed entirely within such state.

     c. Further Assurances. The parties hereto shall execute and deliver such
further instruments and do such further acts and things (including, without
limitation, by causing their subsidiaries to execute and deliver such
instruments and to do such acts and things) as may be required to carry out the
intent and purpose of this Agreement. The parties each shall cooperate with the
other with respect to the preparation and filing of any tax return or the
conduct of any tax audit or other tax proceeding. If any party has possession of
documents or records which relate to, or could affect, any item of income, loss,
deduction, credit, tax basis or other tax attributes of any other party hereto,
such party shall take reasonable steps to preserve such documents or records for
the same period and to the same extent as such party preserves and protects its
own similar tax documents, and prior to destroying or discarding any such
records shall notify the party to whom the records relate and offer such party
the opportunity, at such parties' expense, to take possession or control of such
documents.

                                        7

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     IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
executed on the date indicated by their duly authorized officers effective as of
the date first above written, with execution in counterparts permitted.

                                        CHICAGO TITLE INSURANCE COMPANY

                                        By: /s/
                                            ------------------------------------
                                        Title: Authorized Officer
                                        Date:
                                              ----------------------------------

Attest:
        -----------------------------

                                        TICOR TITLE INSURANCE COMPANY

                                        By: /s/
                                            ------------------------------------
                                        Title: Authorized Officer
                                        Date:
                                              ----------------------------------

Attest:
        -----------------------------

                                        SECURITY UNION INSURANCE COMPANY

                                        By: /s/
                                            ------------------------------------
                                        Title: Authorized Officer
                                        Date:
                                              ----------------------------------

Attest:
        -----------------------------

                                        CHICAGO TITLE CREDIT SERVICES, INC.

                                        By: /s/
                                            ------------------------------------
                                        Title: Authorized Officer
                                        Date:
                                              ----------------------------------

Attest:
        -----------------------------

                                        CHICAGO TITLE FLOOD SERVICES, INC.

                                        By: /s/
                                            ------------------------------------
                                        Title: Authorized Officer
                                        Date:
                                              ----------------------------------

Attest:
        -----------------------------

                                        8

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                                        CHICAGO TITLE MARKET INTELLIGENCE, INC.

                                        By: /s/
                                            ------------------------------------
                                        Title: Authorized Officer
                                        Date:
                                              ----------------------------------

Attest:
        -----------------------------

                                        9<PAGE>
                                                                   EXHIBIT 10.21

                              TAX SHARING AGREEMENT

          AGREEMENT, dated as of May 13, 2004, by and between Fidelity National
Financial, Inc., a Delaware corporation ("FNF and its subsidiaries"), Chicago
Title and Trust Company, an Illinois corporation ("CT&T and its subsidiaries")
and Chicago Title Insurance Company of Oregon, a Oregon corporation.

                                   WITNESSETH:

          WHEREAS, FNF is the common parent corporation of an "affiliated group"
of corporations (the "FNF Group"), as that term is defined in section 1504(a) of
the Internal Revenue Code of 1986, as amended (the "Code"), which group includes
CT&T and any corporation that is or subsequently becomes a member of an
"affiliated group" of which CT&T would be the "common parent," as such terms are
defined in Section 1504(a) of the Code, if CT&T were owned by individuals (CT&T
and any present or future member of its affiliated group being referred to
herein as the "CT&T Group"); and

          WHEREAS, FNF and CT&T desire to agree on an equitable basis for
determining the amount to be paid by CT&T to FNF on account of the CT&T Group
which includes Chicago Title Insurance Company of Oregon's inclusion in the FNF
Group's consolidated federal income tax returns.

          NOW, THEREFORE, in consideration of the premises and of the mutual
covenants contained herein, the parties hereto agree as follows:

          1. Inclusion in FNF Return. CT&T agrees to join, and shall cause each
other member of the CT&T Group which includes Chicago Title Insurance Company of
Oregon to join, in the filing of the FNF Group's consolidated federal income tax
return for each taxable year for which CT&T is eligible to join in such filing.
CT&T agrees to, and agrees to cause each member of the CT&T Group which includes
Chicago Title Insurance Company of Oregon Inc.

<PAGE>

to, file such consents, elections, and other documents and to take such other
action as may be necessary or appropriate to carry out the purposes of this
Agreement. FNF agrees that FNF shall timely file the FNF Group's consolidated
federal income tax return for each taxable year that CT&T is a member of the FNF
Group, and FNF shall pay the amount of tax imposed by Subtitle A or F of the
Code as reflected thereon or due with respect thereto.

          In all matters relating to the FNF Group's consolidated tax liability,
FNF is the agent for each member of the FNF Group, including CT&T. As said
agent, FNF has the sole authority and discretion to make any election for each
member, including any election that must be made to determine a member's
separate taxable income for purposes of computing the consolidated taxable
income of the FNF Group.

          2. The CT&T Group's Hypothetical Tax. For purposes of this Agreement,
the "CT&T Group which includes Chicago Title Insurance Company of Oregon Inc.'s
hypothetical tax" for any taxable year covered by this Agreement shall be the
federal income tax liability that the CT&T Group which includes Chicago Title
Insurance Company of Oregon Inc. would have had for such taxable year if the
CT&T Group which includes Chicago Title Insurance Company of Oregon had filed
its own consolidated federal income tax return for such taxable year, taking
into account any carryovers to, or carrybacks from, other taxable years of the
CT&T Group which includes Chicago Title Insurance Company of Oregon (or any
member thereof) that are available in such taxable year of the CT&T Group which
includes Chicago Title Insurance Company of Oregon, or would have been so
available if the CT&T Group which includes Chicago Title Insurance Company of
Oregon had filed its own consolidated (or where applicable, separate) federal
income tax returns for such other taxable years, and the CT&T Group which
includes Chicago Title Insurance Company of Oregon was subject to tax on all of

                                        2

<PAGE>

its taxable income at the applicable maximum rate specified in the Code but
without the benefit of any surtax exemption. In computing the CT&T Group which
includes Chicago Title Insurance Company of Oregon's hypothetical tax: (i) there
will be eliminated from taxable income any intercompany dividends that would be
eliminated under Treasury Regulation Section 1.1502-14(a); (ii) intercompany
transactions between members of the FNF Group that would be deferred under
Treasury Regulation Section 1.1502-13 shall be deferred; (iii) in the case of
any item of income, gain, loss deduction or credit that is computed or subject
to a limitation only on a consolidated basis, including but not limited to,
charitable contributions, capital losses, foreign tax credits, research and
experimentation credit and Section 1231 gains and losses ("Consolidated Items"),
such Consolidated Items shall be taken into account by the CT&T Group which
includes Chicago Title Insurance Company of Oregon only if, and to the extent
(determined by FNF on any reasonable basis), that a Consolidated Item is taken
into account and actually affects the amount of the tax liability of the FNF
Group; and (iv) in the case of the treatment of an item subject to an election
made only on a consolidated basis, the treatment will be governed by the
election made by FNF on the consolidated return. All intercompany transactions
(as defined in Treasury Regulation Section 1.1502-13(a)) between members of the
FNF Group will be taken into account in computing the CT&T Group which includes
Chicago Title Insurance Company of Oregon's hypothetical tax at the time when
such transactions are required to be recognized by the FNF Group under Treasury
Regulation Section 1.1502-13, and any Consolidated Item not initially taken into
account in computing the tax of the CT&T Group which includes Chicago Title
Insurance Company of Oregon shall be taken into account by the CT&T Group which
includes Chicago Title Insurance Company of Oregon in the year, and to the
extent, that such Consolidated Item is taken into account by the FNF Group.

                                        3

<PAGE>

          3. Payment. With respect to each taxable year for which CT&T is at any
time a member of the FNF Group:

               a. On each due date for payment of any required installment of
          estimated federal income tax (determined under Section 6655 of the
          Code) and on the due date (determined without regard to any
          extensions) for filing the FNF Group consolidated federal income tax
          return (determined under Section 6072 of the Code), CT&T shall pay to
          FNF the federal income tax imposed by Subtitle A and F of the Code on
          the CT&T Group which includes Chicago Title Insurance Company of
          Oregon's hypothetical tax that would have been payable on such date if
          the CT&T Group which includes Chicago Title Insurance Company of
          Oregon were filing its own consolidated federal income tax return for
          such taxable year. In computing CT&T's estimated federal income tax
          payments, each payment shall be sufficient to avoid incurring any
          addition to tax by the CT&T Group which includes Chicago Title
          Insurance Company of Oregon under Section 6655 of the Code by reason
          of an underpayment by a "large corporation" within the meaning of
          Section 6655(g)(2) of the Code and shall be consistent with the
          elections permitted to be made under Section 6655(d) and (e) of the
          Code as actually made by FNF, in its sole discretion, for such taxable
          year and communicated to CT&T.

               b. On or prior to the date the FNF Group consolidated return is
          actually filed for a taxable year, CT&T shall pay to FNF, or FNF shall
          pay to CT&T, as the case may be, the difference between the CT&T Group
          which includes Chicago Title Insurance Company of Oregon's
          hypothetical tax for such

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<PAGE>

          taxable year and the amount paid by CT&T to FNF pursuant to paragraph
          3(a) hereof for such taxable year. If the CT&T Group which includes
          Chicago Title Insurance Company of Oregon for such taxable year has a
          loss or credit which could be carried back to and which would reduce
          the CT&T Group which includes Chicago Title Insurance Company of
          Oregon's hypothetical tax (as adjusted) for any earlier taxable year
          for which the CT&T Group which includes Chicago Title Insurance
          Company of Oregon Inc. was included in the FNF Group, then (x) if and
          to the extent that such loss or credit is utilized to actually reduce
          the FNF Group's tax liability for such current taxable year, FNF shall
          pay to CT&T on the date the FNF Group consolidated return is actually
          filed for such taxable year the amount by which the CT&T Group which
          includes Chicago Title Insurance Company of Oregon's hypothetical tax
          in such earlier taxable year is reduced by reason of such carryback or
          (y) if and to the extent that such loss or credit is actually carried
          back to an earlier taxable year of the FNF Group, FNF shall pay to
          CT&T on the date any refund of tax is actually received the amount by
          which the CT&T Group which includes Chicago Title Insurance Company of
          Oregon's hypothetical tax in such earlier year is reduced by reason of
          such carryback together with any applicable interest.

               c. All settlements under this Agreement shall be made within 30
          days of the filing of the applicable estimated or actual consolidated
          federal corporate income tax return with the Internal Revenue Service,
          except where a refund is due FNF, in which case, FNF will pay to CT&T
          Group which includes Chicago Title

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<PAGE>

          Insurance Company of Oregon the amounts due and owing within 30 days
          the receipt of the refund.

               d. All payments required to be made by CT&T to FNF shall be made
          by (i) either by wire transfer or the deposit of "immediately
          available funds" on the required date of payment to the appropriate
          bank account as may be designated by FNF for that purpose, provided
          that telephonic notice of any transfer is provided to FNF, or (ii) any
          other method agreed to by the parties; provided that, such method
          reflects an attempt in good faith to make a required payment on the
          day when due. In the case of amounts payable by FNF to CT&T under this
          Agreement, such amounts shall be paid under the same standards and
          conditions as required of CT&T.

               e. To help assure CT&T Group which includes Chicago Title
          Insurance Company of Oregon's enforceable right to recoup federal
          income taxes in the event of future net losses, an escrow account
          consisting of assets eligible as an investment for an Oregon insurance
          company shall be established and maintained by FNF in an amount equal
          to the excess of the amount paid by CT&T Group which includes Chicago
          Title Insurance Company of Oregon to FNF for federal income taxes over
          the actual payment made by FNF to the Internal Revenue Service. Escrow
          assets shall be released to FNF from the escrow account at such time
          as the permissible period for loss carrybacks has elapsed.

          4. Adjustments. CT&T agrees that FNF alone shall be responsible for,
and shall have sole and absolute discretion with respect to, claiming any
deductions or credits not claimed on the FNF Group consolidated return as filed,
the filing of any amended returns,

                                        6

<PAGE>

agreeing to, contesting, or settling any adjustments to the FNF Group's federal
income tax liability for any taxable year covered by this Agreement, and FNF
shall pay any deficiencies in, or receive any refunds of, the FNF Group's
federal income tax liability for any such taxable year resulting from a final
determination by the Internal Revenue Service or the courts, or from carrybacks
or carryovers of the FNF Group from or to other taxable years. On or prior to
the date of payment or receipt or, if there is to be no payment or receipt, then
on or prior to the date on which there is an adjustment in the CT&T Group which
includes Chicago Title Insurance Company of Oregon's hypothetical tax resulting
from a final determination by the Internal Revenue Service or the courts, or
from carrybacks or carryovers of the FNF Group from other taxable years, CT&T
shall pay to FNF or FNF shall pay to CT&T, as the case may be, the amount
necessary to reflect all adjustments in the CT&T Group which includes Chicago
Title Insurance Company of Oregon's hypothetical tax for any taxable year,
together with any interest and penalties fairly attributable thereto.

          5. Resolution of Disputes as to the CT&T Group's Hypothetical Tax. In
the event of a disagreement between the parties hereto as to the amount of the
CT&T Group which includes Chicago Title Insurance Company of Oregon's
hypothetical tax for any taxable year covered by this Agreement, such amount
shall be determined by the independent certified public accountants who audit
FNF's certified financial statements at the time such dispute arises, and the
determination of such accountants shall be final and binding on the parties
hereto.

          6. FNF Indemnity. Provided that CT&T has made the payments required of
CT&T under this Agreement, FNF shall be liable for, and shall indemnify and hold
harmless CT&T and each member of the CT&T Group which includes Chicago Title
Insurance Company of Oregon from and against any liabilities for the taxes
imposed by Subtitle A or F of the Code

                                        7

<PAGE>

on the FNF Group for each taxable year for which CT&T joined in the filing of
the FNF Group consolidated federal income tax return.

          7. Earnings and Profits and Characterization of Payments. Earnings and
profits of each member of the FNF Group shall be calculated by allocating the
federal income tax liability of the FNF Group to each member in accordance with
the method described in Section 1552(a)(2) of the Code and the applicable
Treasury Regulations thereunder.

          8. Certain Combined State Taxes.

               a. In the case of any tax imposed by a State or political
          subdivision thereof which (i) is imposed on, or measured by, gross or
          net receipts, income, capital or net worth, including State and local
          franchise or similar taxes measured by net income, excluding any
          telecommunications, gross receipts (other than taxes on gross receipts
          that are imposed in lieu of a tax on net receipts) and other
          transactional taxes and (ii) are computed on a consolidated, unitary
          or combined basis by reference to the income and/or activities of
          members of the FNF Group other than members of the CT&T Group which
          includes Chicago Title Insurance Company of Oregon and members of the
          CT&T Group which includes Chicago Title Insurance Company of Oregon
          Inc. (a "Combined Tax"), such Combined Tax shall be allocated between
          members of the FNF Group other than members of the CT&T Group which
          includes Chicago Title Insurance Company of Oregon Inc. and members of
          the CT&T Group which includes Chicago Title Insurance Company of
          Oregon Inc. first on the basis of, and to the extent that, the
          receipts, income, capital or net worth of a member resulted in, or
          increased, such Combined Tax, with any remaining Combined Tax
          allocated among the members

                                        8

<PAGE>

          on the basis which each member's relative attribute (positive or
          negative) was taken into account in determining the amount of the
          Combined Tax.

               b. Payments of Combined Tax among members of the FNF Group other
          than members of the CT&T Group and members of the CT&T Group which
          includes Chicago Title Insurance Company of Oregon Inc. shall be made
          at the times and in the amounts otherwise consistent with the
          provisions of Section 3 hereof.

          9. Miscellaneous Provisions.

               a. Entire Understanding. This Agreement contains the entire
          understanding of the parties hereto with respect to the subject matter
          hereof. No alteration, amendment or modification of any of the terms
          of this Agreement shall be valid unless made by an instrument signed
          in writing by an authorized officer of each of the parties hereto and
          approved by the Department of Insurance.

               b. Choice of Law. This Agreement shall be governed by and
          construed in accordance with the laws of the State of Oregon
          applicable to agreements made and to be performed entirely within such
          state.

               c. Further Assurances. The parties hereto shall execute and
          deliver such further instruments and do such further acts and things
          (including, without limitation, by causing their subsidiaries to
          execute and deliver such instruments and to do such acts and things)
          as may be required to carry out the intent and purpose of this
          Agreement. The parties each shall cooperate with the other with
          respect to the preparation and filing of any tax return or the conduct
          of any tax audit or other tax proceeding. If any party has possession
          of documents or

                                        9

<PAGE>

          records which relate to, or could affect, any item of income, loss,
          deduction, credit, tax basis or other tax attributes of any other
          party hereto, such party shall take reasonable steps to preserve such
          documents or records for the same period and to the same extent as
          such party preserves and protects its own similar tax documents, and
          prior to destroying or discarding any such records shall notify the
          party to whom the records relate and offer such party the opportunity,
          at such parties' expense, to take possession or control of such
          documents.

               d. Termination. Notwithstanding the termination of the Agreement,
          its provisions will remain in effect, with respect to any period of
          time during the tax year in which termination occurs, for which the
          income of the terminating party must be included in the consolidated
          return.

                    Notwithstanding its termination, all material including, but
          not limited to returns, supporting schedules, work papers,
          correspondence and other documents relating to the consolidated return
          shall be made available to any party to the agreement during regular
          business hours.

                                       10

<PAGE>

          IN WITNESS WHEREOF, the parties hereto have caused this Agreement to
be executed on the date indicated by their duly authorized officers effective as
of the date first above written, with execution in counterparts permitted.

                                        FIDELITY NATIONAL FINANCIAL, INC.

                                        By: /s/
                                            ------------------------------------
                                        Title: Authorized Officer
                                        Date:
                                              ----------------------------------

Attest:
        -----------------------------

                                        Chicago Title Insurance Company Of
                                        Oregon

                                        By: /s/
                                            ------------------------------------
                                        Title: Authorized Officer
                                        Date:
                                              ----------------------------------

Attest:
       ------------------------------

                                       11

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