Document:

Exhibit 10.2

                        TOUR GUIDE AGREEMENT

THE PARTIES TO THIS AGREEMENT ARE:

The Company: "Amber Group Inc." 2360 Corporate Circle Suite 400, Henderson NV,
USA Tour Guide": Edgars Mihailovs, Brivibas Gatve 249 B-13 LV-1039 Riga Latvia

This Agreement sets forth the terms and conditions between Amber Group Inc.
("The Company") and users who set up a tour guide profile and create tours and
travel services offered for sale on the www.amber-touristguides.com (herein
referred to as "Tour Guide").

This Agreement explains the relationship between Tour Guide and Company, how
Tour Guide set up his/her profile, create tours and travel services for sale and
receive the money owed to Tour Guide by the Company. This agreement specifically
limits our liability.

You must read this Agreement before using the Site, creating a profile and
setting up tours and travel services for sale on amber-touristguides.com. Use of
the Site constitutes an agreement to all terms and conditions in this Agreement
and Tour Guide warrant that he/she understand, agree to and accept all terms and
conditions contained here.

1. GENERAL
Amber Group Inc. connects Tour Guide with travelers who are seeking to obtain
tours and travel related services. We do this through our website,
www.amber-touristguides.com ("Site"), which is a communications and payment
processing system for enabling this connection. As well as maintaining the
website, Amber Group Inc. handles customer service through telephone and email,
markets the website through various means including search engine optimization,
pay per click programs, public relations and advertising. Depending upon the
transaction processing model Tour Guide select, we may collect money on your
behalf and remit it to Tour Guide in a timely fashion.

Tour Guide understand that he/she is an independent contractor and he/she is not
an employee of Amber Group Inc. Further, Tour Guide agrees that the travelers
who we connect with Tour Guide are the customers of Amber Group Inc. and Tour
Guide will use your best efforts to ensure that any sales resulting from such
customers are processed through the Amber Group Inc. website, or such other
means as we mutually agree.

Tour Guide represents and warrant to Amber Group Inc. that Tour Guide is in
compliance with any licensing and legal restrictions that may be placed on the
delivery of any tours or travel related services.

2. ACCEPTANCE AS A TOUR GUIDE
Any individual or company who is able to enter into a legally binding and
enforceable contract may apply to become an Amber Group Inc. Tour Guide. Upon
application through the Site, Amber Group Inc. will begin the acceptance
process. Details of this process are posted on the Site and may include
telephone interviews, submission of documents, checking of references and
completion of training and examination.

3. USE OF SITE AND SERVICES

Tour Guide may use the Site to create a profile of yourself, set up web pages
that describe the tours Tour Guide provides and utilize the calendar to indicate
your availability.

Once these are complete, Amber Group Inc. will review them and publish them on
the Amber Group Inc. website. We will then begin collecting bookings and
appropriate payments on your behalf.
<PAGE>
4. BOOKING FEE
In order to compensate Amber Group Inc. for its services, Amber Group Inc.
charges a percentage of the cost of the tour. This percentage is set when your
application is accepted. Amber Group Inc. may reduce this fee at any time,
either permanently or for a limited period. It may be increased only upon 60
days notice to Tour Guide.

5. REFUNDS
Travelers may request a refund of the amount paid for a tour or tour service. In
the event that a refund is made, only the amount actually received by Amber
Group Inc. (if any), less our booking fee will be paid.

6. PAYMENTS TO TOUR GUIDE
If Amber Group Inc. collects the entire amount paid for the services Tour Guide
provide, we will pay Tour Guide, for all funds actually received by us, less our
booking fee, subject to any deductions for amounts withheld pursuant to section
10 above.

Any upfront costs specified by Tour Guide on tour description page will be paid
on a weekly basis. The amount collected for Tour Guide services, less our
booking fee will be paid once the tour has been delivered, on a weekly basis.
Tour Guide may request a change in payment method, from those currently
available.

7. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY AGREE THAT THE USE OF THIS SITE IS AT THE YOUR SOLE RISK. AMBER
GROUP INC DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE;
NOR DO WE MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE
OF THE SITE. THE SITE IS PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY
KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF
TITLE OR IMPLIED WARRANTIES OF MERCHANTIBILITY OR FITNESS FOR A PARTICULAR
PURPOSE.

8. LIMITATION OF LIABILITY AND REMEDIES
Under no circumstances will Amber Group Inc. be liable to Tour Guide for any
indirect, incidental, consequential, special or exemplary damages arising from
any provision of this Agreement. Furthermore, the TOTAL liability of Amber Group
Inc. arising with respect to this Agreement and the Site will not exceed the
total amounts collected by us and not yet paid to Tour Guide under this
Agreement. Any notice or other communication to be given hereunder will be in
writing and given by facsimile, postpaid registered or certified mail return
receipt requested, or electronic mail.

Some jurisdictions do not allow the disclaimer of implied warranties. In such
jurisdictions, the foregoing disclaimers may not apply to Tour Guide insofar as
they relate to implied warranties.

THE MAXIMUM TOTAL LIABILITY OF AMBER GROUP INC UNDER ANY CONTRACTUAL,
NEGLIGENCE, STRICT LIABILITY, OR OTHER REASON WILL BE LIMITED TO THE GREATER OF
(I) $1,000 OR (II) THE PAYMENTS WE HAVE RECEIVED ON YOUR BEHALF AND ARE UNPAID
TO YOU.

9. INDEMNIFICATION
Upon a request by Amber Group Inc, Tour Guide agrees to defend, indemnify, and
hold harmless Amber Group Inc. and other affiliated companies, and their
employees, contractors, officers, and directors from all liabilities, claims,
and expenses, including attorney's fees, that arise from your use or misuse of
this Site. Amber Group Inc. reserves the right, at its own expense, to assume
the exclusive defense and control of any matter otherwise subject to
indemnification by Tour Guide, in which event You will cooperate with Amber
Group Inc. in asserting any available defenses.

                                       2
<PAGE>
10. MODIFICATION OF THE TERMS OF THIS AGREEMENT
Amber Group Inc. reserves the right to make changes to this Agreement from time
to time. Amber Group Inc. shall provide notice to Tour Guide of any substantive
and/or material changes to this Agreement or any policies posted on the Site.
Such notice shall be by email and posting on the Site.

11. TERM OF AGREEMENT
This Agreement will become effective immediately your use of the Site and shall
remain effective unless terminated by either party as provided hereunder. Either
party may terminate this Agreement by providing the other with written or email
notice of such termination which shall be effective immediately upon delivery of
such notice to the other party. Furthermore, Amber Group Inc. may terminate this
Agreement immediately for any breach of this Agreement.

Should Tour Guide violate the terms of this Agreement, Amber Group Inc. reserves
the right to terminate your use of this Site immediately at its sole discretion.

12. LEGAL CLAIMS
For all disputes between Amber Group Inc. and Tour Guide relating to the Site,
this Agreement, transactions facilitated or conducted through the Site, tours
and travel services ordered or purchased through the Site, dealings between Tour
Guide and Amber Group Inc, or any related matters ("Disputes"), the parties will
attempt to find the least onerous solution to the Dispute. If a Dispute cannot
be resolved by the parties, then the Dispute must be resolved before a court of
competent jurisdiction.

This agreement constitutes the whole agreement between the parties and any
alteration must be in writing

/s/ Vadims Furss
-------------------------------------------
"Amber Group Inc" ("Company")/ VADIMS FURSS

/s/ Edgars Mihailovs
-------------------------------------------
"Tour Guide "  EDGARS MIHAILOVS

                                       3Ex 10.1 Third Amendment To Loan and Security Agreement

Exhibit 10.1
THIRD AMENDMENT   
TO LOAN AND SECURITY AGREEMENT
This Third Amendment to Loan and Security Agreement is entered into as of December 16, 2014 (this “Amendment”), by and between CITY NATIONAL BANK (“Bank”) and FIVE9, INC., a Delaware corporation (“Borrower”).
RECITALS
Borrower and Bank are parties to that certain Loan and Security Agreement dated as of March 8, 2013, as amended by that certain First Amendment to Loan and Security Agreement dated as of October 18, 2013 and that certain Consent and Second Amendment to Loan and Security Agreement dated as of February 20, 2014 (as the same may from time to time be further amended, modified, supplemented or restated, the “Agreement”).  
The parties desire to amend the Agreement in accordance with the terms of this Amendment.
NOW, THEREFORE, the parties agree as follows:
1.The following terms are added to Section 1.1 or amended, as follows:
“Revolving Line” means a credit extension of up to Twenty Million Dollars ($20,000,000).
“Revolving Maturity Date” means December 1, 2016.
 “Third Amendment Date” means December 16, 2014.
2.Section 2.3(a) is amended to read as follows: 
(a) Interest Rates.  Except as set forth in Section 2.3(b), (i) the Advances shall bear interest, on the outstanding Daily Balance thereof, at a rate per annum equal to one half of one percent (0.50%) above the Prime Rate and (ii) the Term Advance shall bear interest, on the outstanding Daily Balance thereof, at a rate per annum equal to one and one half percent (1.50%) above the Prime Rate.
3.Section 6.9 is amended to read as follows:  
6.9 Accounts.  Borrower shall at all times maintain (a) a majority of its cash and cash equivalents in the United States with Bank and (b) a balance of unrestricted cash with Bank of at least Seven Million Five Hundred Thousand Dollars ($7,500,000).  Borrower may maintain deposit accounts in countries outside the United States, provided the aggregate balance maintained in such accounts does not exceed more than five percent (5.0%) of the aggregate amounts paid to support Borrower’s operations in the ordinary course of business in those countries.  
4.Borrower shall pay Bank a fee of Thirty Thousand Dollars ($30,000) on the first anniversary of the Third Amendment Date.
5.Exhibit C (Borrowing Base Certificate) attached to the Agreement is replaced with Exhibit C (Borrowing Base Certificate) attached hereto.
6.Exhibit D (Compliance Certificate) attached to the Agreement is replaced with Exhibit D (Compliance Certificate) attached hereto.
7.Unless otherwise defined, all initially capitalized terms in this Amendment shall be as defined in the Agreement. The Agreement, as amended hereby, shall be and remain in full force and effect in accordance with its respective terms and hereby is ratified and confirmed in all respects.  Except as expressly set forth herein, the execution, delivery, and performance of this Amendment shall not operate as a waiver of, or as an amendment of, any right, power, or remedy of Bank under the Agreement, as in effect prior to the date hereof.  Borrower ratifies and reaffirms the continuing effectiveness of all agreements entered into in connection with the Agreement.

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8.Borrower represents and warrants that the representations and warranties contained in the Agreement are true and correct in all material respects as of the date of this Amendment (except to the extent such representations or warranties relate to a specific date), and that no Event of Default has occurred and is continuing.
9.This Amendment may be executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one instrument.
10.As a condition to the effectiveness of this Amendment, Bank shall have received, in form and substance reasonably satisfactory to Bank, the following:
(a)this Amendment;
(b)a First Amendment to Subordination Agreement;
(c)a certificate of the Secretary of Borrower with respect to incumbency and resolutions authorizing the execution and delivery of this Amendment; 
(d)an Affirmation of Guaranty;
(e)payment of a fee of Thirty Thousand Dollars ($30,000), plus payment of all Bank Expenses incurred through the date of this Amendment; and
(f)such other documents, and completion of such other matters, as Bank may reasonably deem necessary or appropriate.
[REMAINDER OF PAGE LEFT INTENTIONALLY BLANK]

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IN WITNESS WHEREOF, the undersigned have executed this Amendment as of the first date above written.
	
			
	 
	 
	"Borrower"
FIVE9, INC.
By:  /s/ Barry Zwarenstein                                              
Name:   Barry Zwarenstein                                             
Title:     CFO                                                                   

	 
	 
	"Bank"
CITY NATIONAL BANK 
By:   /s/ Larry Sherman                                                   
Name:   Larry Sherman                                                   
Title:     Vice President                                                    

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Exhibit C
BORROWING BASE CERTIFICATE
	
			
	Borrower:  FIVE 9, INC.
Commitment Amount:  $20,000,000
	 
	Lender: City National Bank

	
			
	MONTHLY RECURRING REVENUE
	 
	 

	1.Monthly Recurring Revenue (three months)
	 
	$___________

	2.Average dollar based retention rate (trailing 12 months)
	 
	___________%

	3.Product of No. 1 times No. 2
	 
	$___________

	4.Less: USF Reserve 
	 
	$___________

	5.Availability after USF Reserve  (#3 minus #4)
	 
	$___________

	 
	 
	 

	BALANCES
	 
	 

	6.Maximum Loan Amount
	 
	$20,000,000

	7.Total Funds Available [Lesser of #5 or #6]
	 
	$___________

	8.Present balance owing on Line of Credit
	 
	$___________

	9.Availability (#7 minus #8)
	 
	$___________

	 
	 
	 

The undersigned represents and warrants that the foregoing is true, complete and correct, and that the information reflected in this Borrowing Base Certificate complies with the representations and warranties set forth in the Loan and Security Agreement between the undersigned and City National Bank.
	
				
	FIVE 9, INC.
	 
	 

	 
	 
	 
	 

	 
	 
	 
	 

	By:
	 
	 
	 

	 
	Authorized Signer
	 
	 

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Exhibit D
COMPLIANCE CERTIFICATE
		
	TO:
	CITY NATIONAL BANK

		
	FROM:
	FIVE 9, INC.

The undersigned authorized officer of FIVE 9, INC. hereby certifies that in accordance with the terms and conditions of the Loan and Security Agreement between Borrower and Bank (the “Agreement”), (i) Borrower is in complete compliance for the period ending _______________ with all required covenants except as noted below and (ii) all representations and warranties of Borrower stated in the Agreement are true and correct in all material respects as of the date hereof (except to the extent that such representations and warranties expressly relate to an earlier specified date, in which case such representations and warranties shall have been true and correct in all material respects as of the date when made).  Attached herewith are the required documents supporting the above certification.  The Officer further certifies that these are prepared in accordance with Generally Accepted Accounting Principles (GAAP) and are consistently applied from one period to the next except as explained in an accompanying letter or footnotes.
Please indicate compliance status by circling Yes/No under “Complies” column.
	
							
	Reporting Covenant
	Required
	 
	Complies

	 
	 
	 
	 
	 

	Monthly Recurring Revenue Report/BBC
	Monthly within 30 days
	 
	Yes
	No

	Monthly financial statements + Compliance Cert.
	Monthly within 30 days
	 
	Yes
	No

	Annual financial statements (draft) 
	FYE within 180 days
	 
	Yes
	No

	Annual financial statements (CPA Audited) 
	FYE within 240 days
	 
	Yes
	No

	Cash balance in CNB Accounts
	Majority/$7,500,000 minimum
	 
	Yes
	No

	Financial projections
	Within 45 days of fiscal year beginning
	 
	Yes
	No

	IP Report
	Annual
	 
	Yes 
	No

	 
	 
	 
	 
	 

	Financial Covenant
	Required
	Actual
	 
	Complies

	 
	 
	 
	 
	 
	 

	None. 
	 
	 
	 
	 
	 

	 
	 
	 
	 
	 
	 

	Comments Regarding Exceptions:  See Attached.

	
								
	 
	 
	 
	BANK USE ONLY
	 

	 
	 
	 
	 
	 
	 
	 
	 

	 
	 
	 
	Received by: 
	 
	 

	Sincerely,
	 
	 
	 
	AUTHORIZED SIGNER
	 

	 
	 
	 
	 
	 
	 
	 
	 

	 
	 
	 
	Date: 
	 
	 

	 
	 
	 
	 
	 
	 

	 
	 
	 
	Verified: 
	 
	 

	SIGNATURE
	 
	 
	 
	AUTHORIZED SIGNER
	 

	 
	 
	 
	 
	 
	 
	 
	 

	 
	 
	 
	 
	 
	 
	 
	 

	 
	 
	 
	Date: 
	 
	 

	TITLE
	 
	 
	 
	 
	 
	 
	 

	 
	 
	 
	Compliance Status
	 
	Yes
	No
	 

	 
	 
	 
	 
	 
	 
	 
	 

	DATE
	 
	 
	 
	 
	 
	 
	 

5

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