Document:

Exhibit  10.2             Agreement  with  Hamilton,  Lehrer  &  Dargan,  P.A.

                             ATTORNEY FEE AGREEMENT
                             ----------------------

THIS AGREEMENT made this 13th day of August 2001, by and between National Beauty
Corp.  (hereinafter "CLIENT"), and Hamilton, Lehrer & Dargan, P.A., (hereinafter
ATTORNEY).

1.  CLIENT  retains  ATTORNEY  to  represent CLIENT as Attorney at Law regarding
Corporate/Securities  related matters and authorizes and empowers ATTORNEY to do
all  things  reasonably  necessary  to  complete  corporate  and  securities
transactions  with  CLIENT'S  consent  (other  than  in  connection with capital
raising  transactions) until  October  31,  2001  including  specifically:

i)     review  of  corporate  documents;
ii)    preparation  of  8-K;  and
iii)   review  and  assistance in the preparation of 10Q for the period ended
       June  30,  2001.

2.     On  the  basis  of the time expended by ATTORNEY, ATTORNEY's fee shall be
10,000  shares  of  common  stock of National Beauty Corp  All referenced shares
shall  be  registered  pursuant  to a Registration Statement on Form S-8. CLIENT
shall also be responsible for costs incurred including, but not limited to, long
distance  phone calls, transcripts, photocopies, postage, filing fees, and costs
of  newspaper  publications.  Advanced  costs  that  are not expended during the
course  of the representation are to be returned to the client at the conclusion
of  the  representation,  unless ATTORNEY and CLIENT agree otherwise in writing.

3.     All  legal  services will be performed by the ATTORNEY after consultation
and  authorization  from  the  CLIENT.

4.     BY EXECUTING THIS AGREEMENT, COMPANY ACKNOWLEDGES THAT THE SERVICES TO BE
RENDERED  HEREBY ARE NOT IN CONNECTION WITH THE OFFER OR SALE OF SECURITIES IN A
CAPITAL  RAISING  TRANSACTION  AND  DO  NOT  DIRECTLY  OR  INDIRECTLY PROMOTE OR
MAINTAIN  A  MARKET  FOR  THE  SECURITIES  OF  THE  COMPANY.

5.     All payments for fees and expenses are due upon presentation of invoices.

6.     The  ATTORNEY is authorized to take all actions, which the ATTORNEY deems
advisable  on  behalf of the CLIENT.   The ATTORNEY agrees to notify the Company
promptly  of  all  significant  developments  in regard to representation of the
CLIENT.

7.     CLIENT   will  fully  cooperate  with  the  ATTORNEY  and  provide  all
information  known  to  the  CLIENT  or available to the Company, which, in the
opinion  of  the  ATTORNEY,  would aid the ATTORNEY in representing the CLIENT.

8.     The  ATTORNEY agrees to use its best efforts in representing the Company.

9.     This  writing  with  exhibits  includes  the entire agreement between the
CLIENT   and the ATTORNEY regarding this matter.  This Plan can only be modified
with  another  written  agreement  signed by the CLIENT  and the ATTORNEY.  This
Plan  shall  be  binding  upon the CLIENT  and the ATTORNEY and their respective
heirs,  legal  representatives  and  successors  in  interest.

10.     CLIENT  understands  and  agrees  that  ATTORNEY  has  made no guarantee
regarding  the  successful  outcome  or  termination  of  the engagement and all
expressions pertaining thereto are matters of opinion. Should it be necessary to
institute  legal  proceedings  for  the collection of any part of the ATTORNEY'S
compensation  or  costs  as set forth above, then CLIENT agrees to pay all court
costs  and  reasonable  attorneys  fees  with  regard to the collection of same.

IN  WITNESS  WHEREOF,  the  parties  have executed this Agreement the date first
mentioned  above.

ACCEPTED:
Hamilton,  Lehrer  &  Dargan,  P.A.               National  Beauty  Corp.
By:  /s/  Brenda  Hamilton                     By:      /s/Ed  Roth  President
       -------------------                             -----------------------
          Brenda  Hamilton  Atty.                           Ed  Roth-President<page> 1

               EXHIBIT 4.4   NEWBERRY FEDERAL SAVINGS BANK
                             DIRECTOR DEFERRED COMPENSATION PLAN

<page> 2

                          NEWBERRY FEDERAL SAVINGS BANK
                       DIRECTOR DEFERRED COMPENSATION PLAN

1.     Purpose.    The  purpose of the Plan is to provide an opportunity for the
       -------
members of the Board of Directors of Newberry  Federal Savings Bank (the "Bank")
to defer receipt of  compensation  earned in their capacity as a director of the
Bank  until a future  date.  The  ability to defer  compensation  under the Plan
applies to all compensation  received by directors for services  provided to the
Bank or its parent holding company,  DutchFork Bancshares,  Inc.  ("DutchFork"),
including  retainers,  regular meeting fees, special meeting fees, and committee
fees.

2.  Participation.  Each  director of the Bank may elect to become a participant
    -------------
("Participant")  under this Plan by  submitting a deferral  election to the Bank
not later than December 31 of the year  preceding the year or years to which the
election  relates.  For  purposes of calendar  year 2001, a director may make an
election  to defer  compensation  otherwise  payable for the balance of the year
during  the 30-day  period  following  the  effective  date of this  Plan.  Such
election  shall be made on the form  specified by the Bank from time to time for
such purpose. Following the first day of the year to which the election relates,
the election shall be  irrevocable  with respect to such year but may be revoked
as to any subsequent year covered by the election prior to the first day of such
year.

3.      Deferred Compensation.
        ---------------------

        (a) A Participant may defer all or any portion of the  compensation  (in
increments of at least five percent) otherwise payable in the year(s) covered by
his election.

        (b) Each  director  who,  as of the  effective  date of this  Plan,  was
eligible to receive a  retirement  benefit  under the Bank's  prior  policy (the
"Prior  Policy")  relating to retired  directors (as reflected in the minutes of
the Board of  Directors  of the Bank) may elect to waive  participation  in such
arrangement and, in lieu of any benefit otherwise payable thereunder,  receive a
credit to their Stock Unit  Account (as  described  below) in an amount equal to
the Bank's accrued  benefit  obligation with respect to such benefit as of March
31, 2001. The number of Stock Units credited  pursuant to an election under this
Section 3(b) shall be  determined  under  Section 4(b) of the Plan.  An election
under this Section 3(b) shall be  irrevocable  once made,  and each  participant
shall acknowledge on his election form that the election constitutes a waiver of
benefits under the Prior Policy.

4.      Crediting of Stock Units and Distribution.
        -----------------------------------------

        (a) Each  Participant's  deferred  compensation  (other  than an  amount
credited  pursuant to an  election  under  Section  3(b)) shall be credited to a
Participant's  account in the form of Stock  Units  (rounded  up to the  nearest
whole share) on a quarterly basis as of March 31st,  June 30th,  September 30th,
December 31st of each calendar year by dividing the  Participant's  deferrals at
the end of each quarter by the last reported  sales price per share of DutchFork
Bancshares,  Inc.  common stock as reported on the Nasdaq National Market on the
last day the common stock was traded at the end of each quarter (rounding to the
nearest whole share).

<page> 3

        (b) An amount credited to a Participant's Stock Unit Account pursuant to
an election under Section 3(b) shall be credited to a  Participant's  account in
accordance with a method established by the Bank in good faith for such purpose.

        (c) An adjustment shall be made to each Participant's Stock Unit Account
to  reflect  any stock  dividend  or stock  split or similar  adjustment  that a
Participant  would  have  received  had he been the  owner on the  record  date,
applicable  to such  event,  of a number of shares of common  stock equal to the
Stock Units credited to the Participant's Stock Unit Account.

5.      Distribution.
        ------------

        (a) Amounts credited to a Participant's accounts under the Plan shall be
distributed  in DutchFork  common stock on the basis of one share for each Stock
Unit upon the earlier of:

               (i)    Sixty (60) days  after the first business day  following a
               Participant's termination of service;

               (ii) Sixty (60) days after the date specified by the  Participant
               in a written request to the Committee to receive all or a portion
               of his or her  account  balance  in a  single  lump  sum  payment
               because  the  Participant  is   experiencing   an   unforeseeable
               emergency or severe financial  hardship beyond the control of the
               Participant. The Committee shall determine whether to permit such
               a withdrawal and, based upon the Participant's  application,  the
               amount necessary to satisfy the hardship; or

               (iii) Sixty (60) days after the date specified by the Participant
               in his or her deferral election form.

        (b)  Amounts  credited  to  a  Participant   under  the  Plan  shall  be
distributed in a lump sum payment or in approximately equal monthly,  quarterly,
or annual  installments  over a period  of time not to exceed  five (5) years as
designated by the  Participant on his or her deferral form.  Such election shall
be made at least  one year  prior to the date on which  the  Participant  ceases
participation  in the Plan.  In the event that upon  termination  of service,  a
Participant does not have a valid  distribution  election on file with the Bank,
the Participant shall receive a lump sum distribution. The Bank may, in its sole
discretion, modify a Participant's distribution schedule at any time.

        (c)  Benefits  received  under this Plan shall be payable  solely in the
form of DutchFork common stock.

        (d)  Notwithstanding  anything in this Plan to the contrary,  if, at any
time, a court or the Internal  Revenue  Service  determines  that an amount in a
Participant's  Stock  Unit  Account  is  includible  in the gross  income of the
Participant and subject to tax, the Bank may, in its sole

                                        2

<page> 4

discretion,  permit a lump sum  distribution  of an amount  equal to the  amount
determined to be includible in the Participant's gross income.

6.  Participant's  Rights  Unsecured.  The right of any Participant to receive a
    --------------------------------
distribution  under this Plan shall be an  unsecured  claim  against the general
assets of the Bank. A director  may not  encumber or assign his  deferred  fees.
From time to time,  the Bank may acquire (but shall be under no obligation to do
so), through an irrevocable  grantor's trust,  shares of the outstanding  common
stock  in  anticipation  of  distributions  under  the  Plan.  The Bank may also
contribute  cash or other assets to such a trust in  anticipation of its benefit
obligations under this Plan. However, in no event shall any Participant have any
rights in or against  such  assets.  All such assets  shall  constitute  general
assets of the Bank.

7.   Account  Statements.  At  least  annually,  the  Bank  will  furnish   each
     -------------------
Participant  with a statement  setting forth the number of units credited to his
Stock Unit Account under this Plan.

8. Amendments to the Plan. The Board of Directors of the Bank may amend the Plan
   ----------------------
at any time,  without the consent of the  Participants  or their  beneficiaries,
provided, however, that no amendment shall divest any Participant or beneficiary
of rights to which he would have been  entitled if the Plan had been  terminated
on the effective date of such amendment.

9.    Termination of Plan.  The Board of Directors of the Bank may terminate the
      -------------------
Plan at any time.  Upon  termination  of the Plan,  distributions  in respect to
credits  to a  Participant's  Stock Unit  Account as of the date of  termination
shall be made in a lump sum.

10.  Designation of a Beneficiary.  In the event that a Participant  dies before
     ----------------------------
full payment of all amounts are credited to his Stock Unit Account,  the balance
of the Account shall be distributed in accordance with the  Participant's  valid
election or as otherwise provided by the Plan.

11.     Expenses.  Costs of administration of the Plan will be paid by the Bank.
        --------

12.     Governing Law.   All  questions pertaining to the construction, validity
        -------------
and effect of the Plan shall be determined  in  accordance  with the laws of the
United  States and to the extent not  preempted by such laws, by the laws of the
State of South Carolina.

13.     Administration.
        --------------

        (a) The Board of  Directors  shall  have full  power  and  authority  to
interpret  the Plan,  to  prescribe,  amend and  rescind  any  rules,  forms and
procedures as it deems necessary or appropriate for the proper administration of
the Plan and to make any other determinations and to take any other such actions
as it deems  necessary  or  advisable in carrying out its duties under the Plan.
All  action  taken by the Board  arising  out of,  or in  connection  with,  the
administration of the Plan or any rules adopted thereunder, shall, in each case,
be within its sole discretion,  and shall be final,  conclusive and binding upon
the Bank, the Board, all Participants, all beneficiaries of Participants and all
persons and entities having an interest therein.

                                        3

<page> 5

        (b) The Bank shall  indemnify and hold harmless each member of the Board
from any and all claims, losses, damages,  expenses (including counsel fees) and
liability arising from any act or omission of such member,  except when the same
is due to gross negligence or willful misconduct.

        (c) Any decisions,  actions or interpretations to be made under the Plan
by the Bank or the Board (other than in the administration of the Plan) shall be
made in its  sole  discretion,  not in any  fiduciary  capacity  and need not be
uniformly applied to similarly situated  individuals and shall be final, binding
and conclusive on all persons interested in the Plan.

                                                   NEWBERRY FEDERAL SAVINGS BANK

                                                   /s/ J. Thomas Johnson
                                                   -----------------------------
                                                   For the Board of Directors

                                        4

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00029-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00029-of-00352.parquet"}]]