Document:

Supplemental Retirement Plan

 EXHIBIT NO. 10.33 – FIDELITY FEDERAL SAVINGS BANK 
 SUPPLEMENTAL RETIREMENT PLAN, AS AMENDED 
  

 FIDELITY FEDERAL SAVINGS BANK 
 SUPPLEMENTAL RETIREMENT PLAN 
  
 PROPOSED AMENDMENT NO. 4 
  
 Pursuant to resolutions of the Board of Directors of Fidelity Federal Savings Bank, dated January 22, 2003, and pursuant to the authority of Section 5.1 of the Fidelity Federal Savings Bank Supplemental Retirement Plan (the
‘Plan”), the Plan is hereby amended, effective as of the Effective Time, as defined in the Agreement and Plan of Reorganization By and Among MAF Bancorp, Inc. and Fidelity Bancorp, Inc. dated December 16, 2002 (the “Merger
Agreement”), as follows: 
  

	 	1.	A new Section 2.2(e) shall be added to the Plan to read as follows: 

  
 “(e) Special Distribution Provision for Raymond S. Stolarczyk. Notwithstanding any provision herein to the contrary, the
amount of the lump sum Supplemental Benefit payable to Raymond S. Stolarczyk shall not exceed $1,471,345. This amount shall be paid or caused to be paid by the Bank in five (5) equal annual installments commencing within five (5) business days
following the Effective Time, as defined in the Agreement and Plan of Reorganization By and Among MAF Bancorp, Inc. and Fidelity Bancorp, Inc. dated December 16, 2002, together with an earnings credit on any unpaid amounts at the rate of MidAmerica
Bank, fsb’s cost of funds (adjusted quarterly and compounded annually until paid) provided that upon a change in control of MAF Bancorp, Inc. (“MAF”), as defined in MAF’s 2000 Stock Option Plan any unpaid amounts shall be paid in
one lump sum at the time of such change in control.” 
  

	 	2.	A new Section 2.2(f) shall be added to the Plan to read as follows: 

  
 “(f) Special Distribution Provision for Thomas E. Bentel. Notwithstanding any provision herein to the contrary, the amount of
the lump sum Supplemental Benefit payable to Thomas E. Bentel shall not exceed $531,228. This amount shall be paid or caused to be paid by the Bank immediately prior to the Effective Time, as defined in the Agreement and Plan of Reorganization By
and Among MAF Bancorp, Inc. and Fidelity Bancorp, Inc. dated December 16, 2002, unless, prior thereto, Mr. Bentel elected to defer payment, in which case the applicable amount, together with an earnings credit at the rate of MidAmerica Bank,
fsb’s cost of funds (adjusted quarterly and compounded annually until paid) shall be paid within 30 days after the first to occur of his termination of employment or a change in control of MAF Bancorp, Inc. (“MAF’), as defined in
MAF’s 2000 Stock Option Plan.” 
  

 This Fourth Amendment, along with the First, Second and Third Amendments to the Plan, contain all the
amendments that have been made to the Plan through January 22, 2003, and no other changes to the Plan, including past administrative practices that might conflict with the written provisions of this Plan or the Plan amendments, will have any effect
on the benefits, options, rights or features of this Plan. 
  
 The
undersigned hereby certifies that the above amendment has been duly authorized and remains in full force and effect 
  

	
	 FIDELITY FEDERAL SAVINGS BANK

	
	 /s/ Judith K. Leaf, Corp. Secty

	

	 
	 Date: 1-23-03

  

 EXHIBIT A 
  

FIDELITY FEDERAL SAVINGS BANK 
 SUPPLEMENTAL RETIREMENT PLAN 
  
 AMENDMENT
NO. 3 
  
 Pursuant to resolutions of the Board of
Directors of Fidelity Federal Sayings Bank, dated December 16, 2002, and pursuant to the authority of Section 5.1 of the Fidelity Federal Savings Bank Supplemental Retirement Plan (the “Plan”), the Plan is hereby amended, effective
December 16, 2002, as follows: 
  
 1. Section 1.2 of the
Plan is amended by replacing the definitions of the terms “Accrued Benefit,” “Compensation,” “Qualified Plan,” “Retirement Date,” and “Supplemental Benefit,” with the following definitions:

  
 “Accrued Benefit” shall mean
the Supplemental Benefit of a Participant. 
  
 “Compensation” shall have the same meaning as the term “Earnings” in the Qualified Plan, provided that (a) the limits of Code Section 401(a)(17) will not apply to the definition of Compensation for this Plan, and
(b) Compensation for the purposes of this Plan will include bonuses paid to Participants in this Plan up to a maximum of twenty percent (20%) of the Participant’s base salary for the applicable year. 
  
 “Qualified Plan” shall mean the Fidelity
Federal Savings Bank Retirement Plan (As Amended and Restated as of September 1, 1997), as amended from time to time. 
  
 “Retirement Date” shall mean the date a Participant terminates employment after his early, normal or late retirement date
as defined in the Qualified Plan. 
  
 “Supplemental Benefit” on any date for a Participant who is actively employed shall be the amount that would be calculated for the Participant under Section 2.2(a) or 2.2(b), whichever is applicable, if the Participant was
to cease his employment on that date. For a Participant who is not actively employed, the Supplemental Benefit is the amount of benefit calculated when that Participant ceased active employment. 
  
 2. Section 2.2 of the Plan is amended to read as follows: 
  
 2.2 Retirement Benefit. Each Participant shall be
eligible to receive a retirement benefit under this Plan according to the following terms and conditions: 
  
 (a) Benefit at or After Normal Retirement Date. For a Participant who terminates employment at or after his Normal Retirement Date,
the annual Supplemental Benefit payable under this Plan in the Normal Form 

  

 
shall be the amount in subsection (a)(1) below, reduced by the amount of subsection (a)(2) below, where subsections (a)(1) and (2) are: 
  

	 	(1)	The Participant’s Average Compensation multiplied by 55%. 

  

	 	(2)	The benefit actually payable to the Participant from the Qualified Plan, converted to an Actuarial Equivalent benefit payable in the Normal Form starting on his Normal Retirement
Date. 

  
 (b) Benefit Before
Normal Retirement Date. For a Participant who terminates employment before his Normal Retirement Date, the annual Supplemental Benefit payable under this Plan in the Normal Form and commencing on his Normal Retirement Date shall be the amount in
subsection (b)(1) below, reduced by the amount of subsection (b)(2) below, where subsections (b)(1) and (2) are: 
  

	 	(1)	The Participant’s Average Compensation multiplied by 55%, further multiplied by a fraction (which will never be greater than 1), the numerator of which is the number of his
completed Years of Participation at his date of termination and the denominator of which is the number of his expected completed Years of Participation projected to his Normal Retirement Date. 

  

	 	(2)	The benefit actually payable to the Participant from the Qualified Plan, converted to an Actuarial Equivalent benefit payable in the Normal Form starting on his Normal Retirement
Date. 

  
 (c) Commencement of
Payments. A Participant who terminates employment can elect to begin receiving payments from this Plan any time after his benefit from this Plan can be calculated (i.e. after he has made a final election as to the amount and timing of any
benefits actually payable from the Qualified Plan). If payments from this Plan begin before his Normal Retirement Date then they will be reduced so they are the Actuarial Equivalent of the Supplemental Benefit that would be payable to him at his
Normal Retirement Date. 
  
 (d) Form of
Payment. Benefits from this Plan shall be paid in the Normal Form unless the Participant, with the consent of the Administrator, elects an alternative form of payment. Such alternative form of payment may include a joint and survivor annuity, a
single life annuity, an annuity for a term certain, or installments for a period of no less than five years, but shall not include a lump sum payment. Any alternative form of payment shall be the Actuarial 

  

 
Equivalent of the Normal Form of benefit. The Administrator shall have complete discretion whether or not to pay the Supplemental Benefit in the form
requested by the Participant 
  
 3. Section 5.1 of the Plan is
amended by adding the following sentence to the end of Section 5.1: 
  
 Notwithstanding anything in this Plan to the contrary, the Board may amend the Plan to change, clarify or reduce any Accrued Benefit or any other option, right or feature of this Plan for any Participant if the
amendment has the written consent of the Participant. 
  
 This
Third Amendment, along with the First and Second Amendment to the Plan, contain all the amendments that have been made to the Plan through September 27, 2002, and no other changes to the Plan, including any past administrative practices that might
conflict with the written provisions of this Plan or the Plan amendments, will have any effect on the benefits, options, rights or features of this Plan. 
  
 The undersigned hereby certifies that the above amendment has been duly authorized and remains in full force and effect. 
  

			
	FIDELITY FEDERAL SAVINGS BANK
	
	 /s/ Judith K. Leaf

	

	 Secretary

		
	Date:	 	 December 16, 2002

  

 3 

 FIDELITY FEDERAL SAVINGS BANK 
 SUPPLEMENTAL RETIREMENT PLAN 
  
 Amendment No. 2 
  
 Pursuant to resolutions of the Board of Directors of Fidelity Federal Savings Bank, dated March 18, 2002, and pursuant to the authority of Section 5.1 of the Supplemental Retirement Plan (the “Plan”), the Plan is hereby amended,
effective April 1, 2002, as follows: 
  
 1. The name of the Plan
is revised to read “Fidelity Federal Savings Bank Supplemental Retirement Plan.” 
  
 2. A new Section 6.8 is added to the Plan to read as follows: 
  
 “6.8 Merger or Consolidation. Notwithstanding any provisions of the Plan to me contrary, upon a Change in Control, as defined
herein, each Participant’s Accrued Benefit, as of the effective date of the Change in Control, will be paid in a lump sum to the Participant. For purposes of the Plan, a “Change in Control” shall mean an event of a nature that: (i)
would be required to be reported in response to Item 1(a) of the current report on Form 8-K, as in effect on the date hereof, pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 (the “Exchange Act”); or (ii) results in a
Change in Control of the Employer or Fidelity Bancorp, Inc. (the “Holding Company”) within the meaning of the Home Owners’ Loan Act of 1933 as amended and the Rules and Regulations promulgated by the Office of Thrift Supervision (or
its predecessor agency), as in effect on the date hereof (provided, that in applying the definition of change in control or presumptive change in control or acting in concert or presumptive acting in concert as set forth under the Rules and
Regulations of the OTS, ownership by a person or group, including a presumptive group, of at least 15% of the voting stock of the Employer or the Holding Company shall be required, and provided further that ownership of stock by a tax qualified
employee benefit plan of the Employer or the Holding Company shall not be subject to presumptions of control or acting in concert); or (iii) without limitation such a Change in Control shall be deemed to have occurred at such time as (A) any
“person” (as the term is used in Sections 13(d) and 14(d) of the Exchange Act) is or becomes the “beneficial owner” (as defined in Rule 13d-3 under the Exchange Act), directly or indirectly, of securities of the Employer or the
Holding Company representing 20% or more of the Employer’s or the Holding Company’s outstanding securities except for any securities of the Employer purchased by the Holding Company in connection with the conversion of the Employer to the
stock form and any securities purchased by any tax qualified employee benefit plan of the Employer; or (B) individuals who constitute the Board on the date hereof (the “Incumbent Board”) cease for any reason to constitute at least a
majority thereof, provided that any person becoming a director subsequent to the date hereof whose election was approved by a vote of at least three-quarters of the directors comprising the Incumbent Board, or whose nomination for election by the
Holding Company’s 

  

 
stockholders was approved by the same Nominating Committee serving under an Incumbent Board, shall be, for purposes of this clause (B), considered as though
he were a member of the Incumbent Board; or (C) a plan of reorganization, merger, consolidation, sale of all or substantially all of the assets of the Employer or Holding Company or similar transaction occurs in which the Employer or Holding Company
is not the resulting entity; or (D) a proxy statement soliciting proxies from shareholders of the Holding Company, by someone other than the current management of the Holding Company, seeking stockholder approval of a plan of reorganization, merger
or consolidation of the Holding Company or Employer or similar transaction with one or more corporations as a result of which the outstanding shares of the class of securities then subject to the plan or transaction are exchanged for or converted
into cash or property or securities not issued by the Employer or the Holding Company shall be distributed; or (E) a tender offer is made for 20% or more of the voting securities of the employer or the Holding Company.” 
  
 The undersigned hereby certifies the above amendment has been duly
authorized, and remains in full force and effect. 
  

			
	
	 /s/ Judith K. Leaf

	

	 Secretary

		
	 Date:
	 	 4-01-02

  

 2 

 FIRST AMENDMENT TO THE 
 FIDELITY FEDERAL SAVINGS 
 BANK OF CHICAGO 
 SUPPLEMENTAL RETIREMENT PLAN 
  
 WHEREAS, Fidelity Federal Savings Bank of Chicago (the “Employer”) adopted the Fidelity Federal Savings Bank of Chicago Supplemental Retirement
Plan (the “Plan”) effective as of January 1, 1989; 
  
 WHEREAS, pursuant to Section 5.1 of the Plan, the Board of Directors of Fidelity Federal Bank of Chicago reserved the right to amend the Plan at any time; and 
  
 WHEREAS, the Employer desires to modify the preretirement death benefit provided under the Plan for participants who are
uninsurable or fail to follow the application procedures established by the insurance company selected by the Employer; 
  
 NOW, THEREFORE, BE IT RESOLVED: 
  
 That Section 2.3(a) of the Plan shall be amended, effective January 1, 1990, by adding the following paragraph at the end thereof: 
  
 Notwithstanding any other provisions of this Section 2.3, if a Participant
dies prior to the time his benefits under this Plan have commenced and, at the time of his death, insurance is being used as a reserve to provide Preretirement Death Benefits under this Section and such insurance does not cover that Participant
(because he is uninsurable, he declined to follow the procedures for obtaining coverage under such insurance, or for any other reason), then: 
  
 (1) the Preretirement Death Benefit calculated as provided above in this Section 2.3(8) shall not be provided on behalf of such Participant; and

  
 (2) the Preretirement Death Benefit payable on behalf of such
Participant instead shall equal his Accrued Benefit calculated in accordance with the formula in Section 2.2, using the earlier of his date of death or his actual separation from service date as the date as of which his benefit shall be determined.

  

 IN WITNESS WHEREOF, this First Amendment, having been duly adopted, is hereby executed by a duly
authorized officer of the Employer on this 16th day of January, 1990. 
  

			
	 
		
	By:	 	 /s/ Raymond S. Stolarczyk Pres. & CEO

	 	 	

	 	 	Name and Title

  

 TABLE OF CONTENTS 
  

					
	 	  	 	  	PAGE

		
	 INTRODUCTION
	  	3
		
	 ARTICLE I – GENERAL
	  	3
			
	 1.1
	  	Effective Date	  	3
	 1.2
	  	Definitions	  	3
		
	 ARTICLE II – BENEFITS
	  	6
			
	 2.1
	  	Eligibility for Benefits	  	6
	 2.2
	  	Retirement Benefit	  	7
	 2.3
	  	Preretirement Death Benefit	  	9
	 2.4
	  	Disability	  	10
	 2.5
	  	Benefit Accrual and Vesting	  	11
	 2.6
	  	Claim Procedure	  	11
	 2.7
	  	Arbitration	  	13
		
	 ARTICLE III – CONTRIBUTIONS
	  	14
			
	 3.1
	  	Contribution Formula	  	14
		
	 ARTICLE IV – ADMINISTRATION
	  	14
			
	 4.1
	  	Administrator	  	14
	 4.2
	  	Duties of the Administrator	  	15
		
	 ARTICLE V – AMENDMENT AND TERMINATION
	  	15
			
	 5.1
	  	Amendment and Termination of the Plan	  	15
		
	 ARTICLE VI – MISCELLANEOUS PROVISIONS
	  	16
			
	 6.1
	  	No Creation of Other Rights or Guarantee of Employment	  	16
	 6.2
	  	Benefits	  	16
	 6.3
	  	Governing Law	  	17
	 6.4
	  	Severability	  	17
	 6.5
	  	Notification of Addresses	  	17
	 6.6
	  	Incapacity	  	18
	 6.7
	  	Participant Contributions	  	19

  

 FIDELITY FEDERAL SAVINGS BANK OF CHICAGO 
  
 SUPPLEMENTAL RETIREMENT PLAN 
  
 INTRODUCTION 
  
 Fidelity Federal Savings Bank of Chicago (the “Employer”) has
established the Fidelity Federal Savings Bank of Chicago Supplemental Retirement Plan (the “Plan”) for the benefit of selected employees and consultants. It is intended that at all times this Plan constitute an unfunded employee pension
plan within the meaning of the Employee Retirement Income Security Act of 1974, as amended from time to time (“ERISA”), and that each Participant enjoying rights under this Plan shall remain an unsecured creditor of the Employer.

  
 ARTICLE I 
  
 GENERAL 
  
 1.1 Effective Date. The provisions of this Plan shall be effective as
of January 1, 1989. The rights of any person whose status as an employee of or consultant to the Employer has terminated shall be determined pursuant to the Plan, if any, as in effect on the date such individual terminated employment with the
Employer. 
  
 1.2 Definitions. Except as may be clearly
required otherwise by the context, capitalized terms that are used in this Plan shall have the meaning assigned to them in this Section 1.2. Feminine or neuter pronouns shall be substituted 

  

 - 3 - 

 
for those of the masculine form, and the plural shall be substituted for the singular, in any place or places herein where the context may require such
substitution or substitutions. 
  
 “Accrued
Benefit” shall mean the Supplemental Benefit of a Participant payable in the Normal Form which is multiplied by a fraction (not greater than one), the numerator of which is the number of his completed Years of Participation on the date of
determination and the denominator of which is the number of his expected completed Years of Participation projected to his Normal Retirement Date. 
  
 “Actuarial Equivalent” shall mean a benefit of equal value, based on the UP-84 Mortality Table and an interest rate equal to the PBGC
interest rate applicable to immediate annuities in effect on the first day of such Plan Year. 
  
 “Administrator” shall mean the person or entity designated as the administrator of this Plan in Section 4.1. 
  
 “Average Compensation” shall mean a Participant’s average Compensation earned during the three consecutive Years of Participation in
which the Participant received the highest aggregate Compensation or the average Compensation during the total Years of Participation if the Participant has completed less than three Years of Participation. 
  

 - 4 - 

 “Beneficiary” shall mean the person or entity designated by the Participant in
accordance with the rules and regulations adopted by the Administrator. 
  
 “Board” shall mean the board of directors of Fidelity Federal Savings Bank of Chicago. 
  
 “Code” shall mean the Internal Revenue Code of 1986, as amended from time to time. 
  
 “Compensation” shall mean the total compensation earned
while the Participant is participating in the Plan during a Plan Year for services rendered for the Employer, including deferred compensation, but not including amounts contributed to a tax qualified retirement plan, a nonqualified retirement plan
or a statutory welfare benefit plan on behalf of any Participant. 
  
 “Employer” shall mean Fidelity Federal Savings Bank of Chicago. 
  
 “Normal Retirement Date” shall mean the date on which the Participant attains age 65. 
  
 “Normal Form” shall mean a 20 year term certain annuity payable monthly. 
  
 “Participant” shall mean a Participant in this Plan who is eligible to participate in accordance with the
terms of Section 2.1. 
  

 - 5 - 

 “Plan” shall mean Fidelity Federal Savings Bank of Chicago Supplemental Retirement Plan
as embodied in this instrument and amended from time to time. 
  
 “Plan Year” shall mean the 12-month period beginning on January 1 and ending December 31. 
  
 “Preretirement Death Benefit” shall mean the benefit payable under Section 2.3. 
  
 “Qualified Plan” shall mean the Fidelity Federal Savings
Bank Retirement Trust. 
  
 “Retirement Date”
shall mean the date a Participant terminates employment after his early, normal or late retirement date as defined in the Fidelity Savings Bank Retirement Trust. 
  
 “Supplemental Benefit” shall mean the benefit payable under Section 2.2(a). 
  
 “Year of Participation” shall mean the number of calendar
years completed by an employee of the Employer, while he is a Participant in the Plan. 
  
 ARTICLE II 
  
 BENEFITS 
  
 2.1 Eligibility for
Benefits. A highly compensated management employee of the Employer who performs services for the Employer may become a Participant in this Plan at such time as such individual is designated by the Board. The Board shall 

  

 - 6 - 

 
have sole discretion in selecting individuals who may participate in the Plan, and the length of time during which an individual may continue as a
Participant under the Plan. 
  
 2.2 Retirement Benefit.
Each Participant shall be eligible to receive a retirement benefit under this Plan according to the following terms and conditions: 
  
 (a) The annual Supplemental Benefit payable under this Plan commencing at the Normal Retirement Date shall be 55% of the Average
Compensation of the Participant as of his Retirement Date, reduced by the Actuarial Equivalent of the benefit actually payable to the Participant under the Qualified Plan. 
  
 (b) For purposes of calculating the Supplemental Benefit, the Participant’s benefit under the Qualified
Plan shall be determined at the time the Participant separates from service taking into account the Participant’s actual retirement date, the date such Participant elects to commence benefit payments under the Qualified Plan, and the form of
benefit elected under the Qualified Plan. In addition, the terms of the Qualified Plan as in effect at the time of the Participant’s actual retirement shall govern the calculation of the benefit offset hereunder. 
  
 (c) A Participant who separates from service prior to his
Normal Retirement Date shall be entitled to a benefit equal to the Actuarial Equivalent of the Participant’s Accrued Benefit determined at the time of separation from service. 
  

 - 7 - 

 (d) A Participant’s Supplemental Benefit under paragraph (b) or Accrued Benefit
under paragraph (c) shall be paid in the form of a 20 year term certain monthly annuity unless the Participant, with the consent of the Administrator, elects an alternative form of payment. Such alternative form of payment may include a joint and
survivor annuity, a single life annuity, an annuity for a term certain (other than a 20 year term certain) or installments for a period of no less than five years, but shall not include a lump sum payment. Any alternative form of payment shall be
the Actuarial Equivalent of the Normal Form of benefit. The Administrator shall have complete discretion whether or not to pay the Supplemental Benefit in the form requested by the Participant. 
  
 (e) Time of Payment. The payment of a
Participant’s Supplemental Benefit or Accrued Benefit shall commence as of the later of (i) the first day of the first month coincident with or next following the Participant’s Retirement Date or (ii) the first day of the first month coincident with or next following the Participant’s termination of employment with the Employer. Payment of a Supplemental Benefit to a Participant will terminate with the payment made on the first day of
the month in which the Participant dies, unless the form of payment to the Participant provides for continuation of payments following his death, in which event payments will continue in accordance with such form. 
  

 - 8 - 

 2.3 Preretirement Death Benefit. 
  
 (a) If a Participant dies prior to the time benefits under this Plan have commenced, the amount of his
Preretirement Death Benefit shall be equal to the value of his Supplemental Benefit, calculated as if such Participant had terminated employment on his Normal Retirement Date assuming the Participant’s future compensation increases five percent
(5%) per annum until the Participant’s Normal Retirement Date. For purposes of calculating the Preretirement Death Benefit under this paragraph (a), the Participant’s benefit under the Qualified Plan shall be calculated as if such
Participant had continued to accrue benefits until his Normal Retirement Date assuming his future compensation increases five percent (5%) per annum until the Participant’s Normal Retirement Date. Except as otherwise provided in this paragraph
(a), calculation of the Preretirement Death Benefit under this paragraph (a) shall be performed in accordance with the method described in Section 2.2 hereof. 
  

(b) The Participant’s Preretirement Death Benefit shall be paid to his Beneficiary. In the event the Participant has not filed a
designation of Beneficiary or has revoked all such designations, or if the Participant’s designated Beneficiary predeceased him (or having survived him, shall die prior to complete distribution of the Participant’s Preretirement Death
Benefit), the undistributed portion thereof shall be paid to the executor or administrator of the estate of the deceased Participant. 
  

 - 9 - 

 (c) The amount of the Preretirement Death Benefit, as calculated in paragraph (a) shall
be paid in the form of a 20 year term certain annuity, unless the Administrator, in its sole discretion, shall designate an alternative form. Payment of the Preretirement Death Benefit shall commence as soon as administratively feasible following
the Participant’s death. 
  
 2.4 Disability.

  
 (a) Upon the disability of a Participant
prior to his Normal Retirement Date, he shall be entitled to a benefit equal to the Actuarial Equivalent of the Participant’s Accrued Benefit, calculated as if such Participant had terminated employment on that date. 
  
 (b) For purposes of this Section, the term
“disability” shall have the same meaning as in the Qualified Plan. 
  
 (c) The Participant’s disability benefit as calculated in paragraph (a) shall be paid in the form of a 20 year term certain annuity, unless the Administrator, in its sole discretion, shall designate an alternative form. Payment of a disability benefit shall
commence as soon as administratively feasible following the Participant’s disability. 
  

 - 10 - 

 2.5 Benefit Accrual and Vesting. 
  
 (a) Except as provided in Section 2.1 or paragraph (b) of this Section 2.5, a Participant shall at all times
be 100 percent vested in his Accrued Benefit. 
  
 (b) Notwithstanding paragraph (a) above, at the sole discretion of the Administrator, the Participant shall forfeit all rights to the benefits described in this Plan and the Employer shall have no further obligation hereunder, if (i) the
Participant voluntarily terminates employment with the Employer prior to the Participant’s Normal Retirement Date (other than on account of death or disability) and the Participant within three years after such termination is employed in the
same or similar business as that of the Employer, anywhere within a ten (10) mile radius of any office of the Employer, which is competitive with the business of the Employer or (ii) the Participant’s employment with the Employer is terminated
for cause as defined in paragraph (c) below. 
  
 (c) For purposes of paragraph (b) above, “cause” shall mean acts of willful malfeasance or gross negligence in a matter of material importance to the Employer. 
  
 2.6 Claim Procedure. 
  
 (a) A Participant or Beneficiary or other person who believes that he is being denied a benefit to which he is entitled (hereinafter
referred to as “Claimant”) may file a 

  

 - 11 - 

 
written request for such benefit with the Administrator setting forth his claim. The request must be addressed to: Administrator of the Supplemental
Retirement Plan, Fidelity Federal Savings Bank of Chicago, 5455 West Belmont Avenue, Chicago, Illinois 60641. 
  
 (b) Upon receipt of a claim, the Administrator shall advise the Claimant that a reply will be forthcoming within 90 days and shall in fact
deliver such reply within such period. However, the Administrator may extend the reply period for an additional 90 days for reasonable cause. If the claim is denied in whole or in part, the Administrator will adopt a written opinion using language
calculated to be understood by the Claimant setting forth: 
  

	 	1.	the specific reason or reasons for denial, 

  

	 	2.	the specific references to pertinent Plan provisions on which the denial is based, 

  

	 	3.	a description of any additional material or information necessary for the Claimant to perfect the claim and an explanation why such material or such information is necessary,

  

	 	4.	appropriate information as to the steps to be taken if the Claimant wishes to submit the claim for review, and 

  

	 	5.	the time limits for requesting a review under Subsections 2.6(c) and 2.6(d) below. 

  
 (c) Within sixty days after the receipt by the Claimant of the written opinion described above, the Claimant
may request in writing that the Chief Executive Officer review the determination of the Administrator. Such request must be 

  

 - 12 - 

 
addressed to: Chief Executive Officer, Fidelity Federal Savings Bank of Chicago, 5455 West Belmont Avenue, Chicago, Illinois 60641. The Claimant or his duly
authorized representative may, but need not, review the pertinent documents and submit issues and comments in writing for consideration by the Chief Executive Officer. If the Claimant does not request a review of the Administrator’s
determination by the Chief Executive Officer within such sixty-day period, he shall be barred and estopped from challenging the Administrator’s determination. 
  
 (d) Within sixty days after the Chief Executive Officer’s receipt of a request for review, he will
review the Administrator’s determination. After considering all materials presented by the Claimant, the Chief Executive Officer will render a written opinion, written in a manner calculated to be understood by the Claimant, setting forth the
specific reasons for the decision and containing specific references to the pertinent Plan provisions on which the decision is based. If special circumstances require that the sixty-day time period be extended, the Chief Executive Officer will so
notify the Claimant and will render the decision as soon as possible but not later than 120 days after receipt of the request for review. 
  
 2.7 Arbitration. If the claim procedure in Section 2.6 does not resolve a controversy or claim under the Plan, such controversy or claim shall be
settled by arbitration in accordance with the laws of the State of Illinois by three 

  

 - 13 - 

 
arbitrators, one of whom shall be appointed by the Employer, one by the Participant and the third of whom shall be appointed by the first two arbitrators. If
the first two arbitrators cannot agree on the appointment of a third arbitrator, then the third arbitrator shall be appointed by the Chief Judge of the United States Court of Appeals for the Seventh Circuit. The arbitration shall be conducted in
accordance with the rules of the American Arbitration Association, except with respect to the selection of arbitrators which shall be conducted as provided in this Section 2.7. Judgment upon the award rendered by the arbitrators may be entered in
any court having jurisdiction thereof. 
  
 ARTICLE III

  
 CONTRIBUTIONS 
  
 3.1 Contribution Formula. It is intended that this Plan shall, at all
times, remain an unfunded plan within the meaning of ERISA and Section 402(b) of the Code. Nevertheless, the Employer may set aside reserves from time to time for the purpose of using such reserves to pay benefits under the Plan. At no time shall a
Participant or his Beneficiary have any interest in reserves set aside to pay benefits. 
  
 ARTICLE IV 
  
 ADMINISTRATION 
  
 4.1
Administrator. The Administrator of this Plan shall be a committee, to consist of the three persons that the Board 

  

 - 14 - 

 
shall from time to time designate. A decision of a majority of the then committee members shall govern. In the event that the Board fails to designate a
committee, the Board shall be the Administrator of the Plan. No Participant shall make any decision or take any action as an Administrator, committee member or Board member, covering exclusively his own benefits under the Plan. 
  
 4.2 Duties of the Administrator. The Administrator shall administer
this Plan in accordance with its terms and purposes. The Administrator shall have authority in its sole discretion to interpret the Plan, to make any necessary rules and regulations, and to determine benefits under the Plan. 
  
 ARTICLE V 
  
 AMENDMENT AND TERMINATION 
  
 5.1 Amendment and Termination of the Plan. The Board reserves the right to amend or terminate this Plan at any time
for whatever purposes it may deem appropriate. Notwithstanding the previous sentence, no such amendment or termination shall result in the forfeiture of Accrued Benefits under the Plan. Such Accrued Benefits shall be calculated as set forth in
Section 2.2 hereof. If the Board shall amend this Plan to provide for a reduction in benefits payable hereunder, the benefits accrued at the time such amendment is made shall be determined without regard to such amendment, by assuming the
Participant retires on the date such amendment is made, and 

  

 - 15 - 

 
that the benefit is calculated at that time. If the Board shall terminate this Plan prior to the time a Participant retires, such Participant’s Accrued
Benefits shall be determined by assuming the Participant retires on the date the termination is effective, and that the Supplemental Benefit is calculated at that time. 
  
 ARTICLE VI 
  
 MISCELLANEOUS PROVISIONS 
  
 6.1 No Creation of Other Rights or Guarantee of Employment. The Employer, in adopting this Plan, shall not be held to create or vest in any
Participant or any other person any interest, pension or benefits other than the benefits specifically provided herein. Nothing contained in this Plan shall be construed as a contract of employment or deemed to give any Participant the right to be
retained in the employ of the Employer or any equity or other interest in the assets, business or affairs of the Employer. 
  
 6.2 Benefits. No Participant, Beneficiary, surviving spouse or other person hereunder shall have an interest in assets of the Employer used to make
contributions or pay benefits, and any such Participant, Beneficiary, surviving spouse or other person shall have only the rights of a general unsecured creditor of the Employer with respect to any rights under the Plan. No benefits under this Plan
shall be subject in any manner to anticipation, alienation, sale, transfer, 

  

 - 16 - 

 
assignment, pledge, encumbrance or charge, by either a Participant or his Beneficiary, and any attempt to anticipate, alienate, sell, transfer, assign,
pledge, encumber or charge the same shall be void. Prior to the time that distributions are to be made hereunder, the Participants, their spouses, Beneficiaries, heirs-at-law and legal representatives shall have no right to receive cash or other
things of value from the Employer from or as a result of this Plan. 
  
 6.3 Governing Law. The provisions of this Plan shall be construed according to the laws of the State of Illinois to the extent that such laws are not preempted by ERISA and regulations thereunder. 
  
 6.4 Severability. If any provision of this Plan shall be held illegal
or invalid for any reason, said illegality or invalidity shall not affect the remaining parts of this Plan, but this Plan shall be construed and enforced as if said illegal or invalid provision had never been included herein. 
  
 6.5 Notification of Addresses. Each Participant and each Beneficiary
shall file with the Administrator from time to time in writing his post office address and each change of post office address. Any communication, statement or notice addressed to the last post office address filed with the Administrator (or if no
such address was filed with the Administrator, then to the last post office address of the Participant or Beneficiary as shown on the Employer’s records) 

  

 - 17 - 

 
shall be binding on the Participant and his Beneficiary for all purposes of this Plan, and neither the Administrator nor the Employer shall be obliged to
search for or ascertain the whereabouts of any Participant or Beneficiary. If the location of a Participant or Beneficiary is not made known to the Administrator within three (3) years after the date on which any payment of the Participant’s
Supplemental Benefit may be made, payment may be made as though the Participant had died at the end of the three-year period. If, within one additional year after such three-year period has elapsed, or, within three years after the death of a
Participant, the Administrator is unable to locate any Beneficiary of the Participant, the Employer shall have no further obligation to pay any benefit hereunder to such Participant or Beneficiary or any other person and such benefit shall be
irrevocably forfeited. 
  
 6.6 Incapacity. If, in the
opinion of the Administrator, a person to whom a benefit is payable is unable to care for his affairs because of illness, accident or any other reason, any payment due the person, unless prior claim therefor shall have been made by a duly qualified
guardian or other duly appointed and qualified representative of such person, may be paid to some member of the person’s family, or to some party who, in the opinion of the Administrator, has incurred expense for such person. Any such payment
shall be a payment for the account of such person and shall be a complete discharge of any liability. 
  

 - 18 - 

 6.7 Participant Contributions. There shall be no contributions to the Plan by Participants.

  
 IN WITNESS WHEREOF, this Plan is executed below by the duly
appointed officers of the Employer on this 17th day of OCTOBER, 1989. 
  

			
	FIDELITY FEDERAL SAVINGS BANK OF CHICAGO
		
	BY:	 	 /s/ Raymond S. Stolarczyk, Pres. & CEO

	 	 	

	 	 	 
		
	BY:	 	 /s/ Thomas E. Bentel, Exec. VP & COO

	 	 	

	 	 	 

  

			
	 WITNESS:

	
	 /s/ Lindalee Hansen

	

	DATE:	 	Oct. 17, 1989

  

 - 19 -Form of Employment Agreement

 EXHIBIT NO. 10.34 – FORM OF EMPLOYMENT AGREEMENT, AS 
 AMENDED, BETWEEN MAF BANCORP, INC. AND ALLEN KORANDA, 
 KENNETH KORANDA AND JERRY WEBERLING 
  
 The
attached Employment Agreement dated April 19, 1990, as amended, between MAF Bancorp, Inc. and Allen Koranda is substantially identical in all material respects (except as otherwise noted below) with the other contracts listed below which are not
being filed. By action of the Board of Directors of MAF Bancorp, Inc., the term of each of these agreements has been extended to December 31, 2006. 
  
 Parties to Employment Agreement: 
  
 MAF Bancorp, Inc. and Kenneth Koranda (1) 
  
 MAF Bancorp, Inc. and Jerry A. Weberling (1) 
  

	(1)	Section 3(a) of the Employment Agreements provide for minimum annual salaries of $227,000 and $115,000 for Messrs. K. Koranda and Weberling, respectively. Section 6(b) of the
Employment Agreements provide for minimum monthly disability benefit amounts of $14,187.50 and $7,187.50 for Messrs. K. Koranda and Weberling, respectively. 

  

 MAF BANCORP, INC. 
  
 EMPLOYMENT AGREEMENT 
  
 This AGREEMENT is made effective as of April 19, 1990 by and between MAF Bancorp, Inc. (the “Holding Company”), a corporation organized under
the laws of the State of Delaware, with its principal administrative office at 55th & Holmes Streets, Clarendon Hills, Illinois, and Allen H. Koranda (“Executive”). Any reference to “Bank” herein shall mean Mid America
Federal Savings Bank or any successor thereto. 
  
 WHEREAS, the
Holding Company wishes to assure itself of the services of Executive for the period provided in this Agreement; and 
  
 WHEREAS, Executive is willing to serve in the employ of the Holding Company on a full-time basis for said period. 
  
 NOW, THEREFORE, in consideration of the mutual convenants herein contained,
and upon the other terms and conditions hereinafter provided, the parties hereby agree as follows: 
  
 1. POSITION AND RESPONSIBILITIES. 
  
 During the period of his employment hereunder, Executive agrees to serve as Chairman of the Board of Directors and Chief Executive Officer of the Holding Company. During said period, Executive also agrees to serve, if
elected, as an officer and director of any subsidiary or affiliate of the Holding Company. Failure to reelect Executive as Chief Executive Officer or failure to nominate Executive to the Board of Directors or failure to elect the Executive as the
Chairman of the Board if elected as a director, without the consent of the Executive shall constitute a breach of this Agreement. 
  
 2. TERMS AND DUTIES. 
  
 (a) The period of Executive’s employment under this Agreement shall be deemed to have commenced as of the date first above written and shall continue
for a period of sixty (60) full calendar months thereafter. Commencing on the third anniversary date of this Agreement, and continuing at each anniversary date thereafter, the Agreement shall automatically renew for an additional year such that the
remaining term shall be three (3) years unless written notice is provided to Executive at least ten (10) days and not more than twenty (20) days prior to such anniversary date, that his employment shall cease at the end of twenty-four (24) months
following the next anniversary date. 
  
 (b) During the period of
his employment hereunder, except for periods of absence occasioned by illness, reasonable vacation periods, and reasonable leaves of absence, Executive shall devote substantially all his business time, attention, skill, and efforts to the faithful

 performance of his duties hereunder including activities and services related to the organization, operation and
management of the Holding Company; provided, however, that with the approval of the Board of Directors of the Holding Company (“Board”), as evidenced by a resolution of such Board, from time to time, Executive may serve, or continue to
serve, on the boards of directors of, and hold any other offices or positions in, companies or organizations, which, in such Board’s judgment, will not present any conflict of interest with the Holding Company, or materially affect the
performance of Executive’s duties pursuant to this Agreement. 
  
 (c) In the event that Executive’s duties and responsibilities with respect to the Bank are temporarily or permanently terminated pursuant to Sections 8 or 16 of the Employment Agreement dated April 19, 1990, between Executive and the
Bank (“Bank Agreement”) and the course of conduct upon which such termination is based would not constitute grounds for Termination for Cause under Section 8 of this Agreement, then Executive shall assume such duties and responsibilities
formerly performed at the Bank as part of his duties and responsibilities as Chief Executive Officer and Chairman of the Board of Directors of the Holding Company and receive the compensation benefits provided hereunder by the Holding Company.
Nothing in this provision shall be interpreted as restricting the Holding Company’s right to remove Executive for Cause in accordance with Section 8 of this Agreement. 
  
 3. COMPENSATION AND REIMBURSEMENT. 
  
 (a) The compensation specified under this Agreement shall constitute the salary and benefits paid for the duties described in Section 2(b). The Holding
Company shall pay Executive as compensation a salary of not less than $239,000 per year (“Base Salary”). Such salary shall be payable semi-monthly. During the period of this Agreement, Executive’s salary shall be reviewed at least
annually; the first such review will be made no later than December 31, 1990. Such review shall be conducted by a Committee designated by the Board, and such Committee may increase said salary. In addition to the salary provided in this Section
3(a), the Holding Company shall provide Executive at no cost to Executive with all such other benefits as are provided uniformly to permanent full-time employees of the Holding Company and the Bank. 
  
 (b) The Holding Company will provide Executive with employee benefit plans,
arrangements and perquisites substantially equivalent to those in which Executive was participating or otherwise deriving benefit from immediately prior to the beginning of the term of this Agreement, and the Holding Company will not, without
Executive’s prior written consent, make any changes in such plans, arrangements or perquisites which would adversely affect Executive’s rights or benefits thereunder. Without limiting the generality of the foregoing provisions of this
Subsection (b), Executive will be entitled to participate in or receive benefits under any employee benefit plans including retirement plans, pension plans, profit-sharing plans, deferred compensation plans, health-and- accident plan, medical
coverage or any other employee benefit plan or arrangement made available by the Holding Company in the future to its senior executives and management employees, subject to and on a basis consistent with the terms, conditions and overall
administration of such plans and arrangements. Executive will be entitled to incentive compensation and bonuses as provided in any plan of the Holding Company in which Executive is eligible to participate. Nothing paid to the Executive under any
such plan or 

 arrangement will be deemed to be in lieu of other compensation to which the Executive is entitled under this Agreement.

  
 (c) In addition to the Base Salary provided for by paragraph
(a) of this Section 3, the Holding Company shall pay or reimburse Executive for all reasonable travel and other reasonable expenses incurred by Executive performing his obligations under this Agreement and may provide such additional compensation in
such form and such amounts as the Board may from time to time determine. 
  
 (d) In the event that Executive assumes additional duties and responsibilities pursuant to Section 2(c) of this Agreement by reason of one of the circumstances contained in Section 2(c) of this Agreement, and the
Executive receives or will receive less than the full amount of compensation and benefits formerly entitled to him under the Bank Agreement, the Holding Company shall assume the obligation to provide Executive with his compensation and benefits in
accordance with the Bank Agreement less any compensation and benefits received from the Bank, subject to the terms and conditions of this Agreement, including the Termination for Cause provisions in Section 8. 
  
 4. PAYMENTS TO EXECUTIVE UPON TERMINATION OF EMPLOYMENT. 
  
 The provisions of this Section shall in all respects be subject to the terms
and conditions stated in Sections 8 and 16. 
  
 (a) Upon the
occurrence of an Event of Termination (as herein defined) during the Executive’s term of employment under this Agreement, the provisions of this Section shall apply. As used in this Agreement, an “Event of Termination” shall mean and
include any one or more of the following:(i) the termination by the Holding Company of Executive’s full-time employment hereunder for any reason other than a Change in Control, as defined in Section 5(a) hereof or for Cause, as defined in
Section 8 hereof; (ii) Executive’s resignation from the Holding Company’s employ, upon any (A) failure to elect or reelect Executive as the Chief Executive Officer or failure to nominate or renominate Executive to the Board of Directors or
failure to elect or reelect Executive as Chairman of the Board if elected as a director, (B) material change in Executive’s function, duties, or responsibilities, which change would cause Executive’s position to become one of lesser
responsibility, importance, or scope from the position and attributes thereof described in Section 1, above, (and any such material change shall be deemed a continuing breach of this Agreement), (C) liquidation, dissolution, consolidation, or merger
of the Holding Company in which the Holding Company is not the resulting entity or transfer of all or substantially all of the assets of Holding Company in which the Holding Company is not the resulting entity, or (D) breach of this Agreement by the
Holding Company. Upon the occurrence of any event described in clauses (A), (B), (C) or (D), above, Executive shall have the right to elect to terminate his employment under this Agreement by resignation upon not less than sixty (60) days prior
written notice given within a reasonable period of time not to exceed, except in case of a continuing breach, four calendar months after the event giving rise to said right to elect. 
  
 (b) Upon the occurrence of an Event of Termination, the Holding Company shall pay Executive, or, in the event of his
subsequent death, his beneficiary or beneficiaries, or his estate, 

 as the case may be, as severance pay or liquidated damages, or both, a sum equal to the greater of three (3) times the
average of the three (3) preceding years’ Base Salary paid to the Executive or the salary payable to the Executive for the remaining term of this Agreement; provided, however, that if the Bank is not in compliance with its minimum
capital requirements, such payments shall be deferred until such time as the Bank is in capital compliance. At the discretion of the Executive, such payments shall be made in a lump sum immediately upon the occurrence of an Event of Termination,
subject only to the proviso above, or paid monthly during thirty-six (36) months following the Executive’s termination. 
  
 (c) Upon the occurrence of an Event of Termination, the Holding Company will cause to be continued life, health and disability coverage substantially
identical to the coverage maintained by the Holding Company for Executive prior to his termination. Such coverage shall cease upon the earlier of Executive’s employment by another employer or thirty six (36) months. 
  
 (d) On an annual basis on January 2, or if January 2 is not a regular
business day, then on the next such regular business day, of each year, Executive shall elect whether, in the event amounts are payable under Section 4(b) hereof, such amounts shall be paid in a lump sum or on a pro rata basis pursuant to such
section. Such election shall be irrevocable for the year for which such election is made. 
  
 5. CHANGE IN CONTROL 
  
 (a) No benefit shall be payable under this Section 5 unless there shall have been a Change in Control of the Holding Company, as set forth below. For purposes of this Agreement, a “Change in Control” of Holding Company shall mean
an event of a nature that: (i) would be required to be reported in response to Item 1 of the current report on Form 8-K, as in effect on the date hereof, pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 (the “Exchange
Act”); or (ii) results in a Change in Control of the Bank or the Holding Company within the meaning of the Home Owners’ Loan Act of 1933, as amended, and the Rules and Regulations promulgated by the Office of Thrift Supervision (or its
predecessor agency), as in effect on the date hereof, including Section 574 of such regulations; or (iii) without limitation such a Change in Control shall be deemed to have occurred at such time as (a) any “person” (as the term is used in
Sections 13(d) and 14(d) of the Exchange Act) is or becomes the “beneficial owner” (as defined in Rule 13d-3 under the Exchange Act), directly or indirectly, of securities or makes an offer to purchase securities of the Holding Company
representing 20% or more of the Holding Company’s outstanding securities ordinarily having the right to vote at the election of directors except for securities purchased by any employee stock ownership plan and trust of the Bank; or (b)
individuals who constitute the Board on the date hereof (the “Incumbent Board”) cease for any reason to constitute at least a majority thereof, provided that any person becoming a director subsequent to the date hereof whose election was
approved by a vote of at least three-quarters of the directors comprising the Incumbent Board, or whose nomination for election by the Holding Company’s shareholders was approved by the same Nominating Committee serving under an Incumbent
Board, shall be, for purposes of this clause (b), considered as though he were a member of the Incumbent Board; or (c) a merger, consolidation or sale of all or substantially all the assets of the Holding Company occurs; or (d) a proxy statement
shall be distributed soliciting 

 proxies from stockholders of the Holding Company, by someone other than the current management of the Holding Company,
seeking stockholder approval of a plan of reorganization, merger or consolidation of the Holding Company or Bank with one or more corporations as a result of which the outstanding shares of the class of securities then subject to the Plan are
exchanged for or converted into cash or property or securities not issued by the Bank or Holding Company; or (e) a tender offer is made for 20% or more of the outstanding securities of the Bank or Holding Company. 
  
 (b) If any of the events described in Section 5(a) hereof constituting a
Change in Control have occurred or the Board of the Holding Company has determined that a Change in Control has occurred, Executive shall be entitled to the benefits provided in paragraphs (c), (d), (e), (f) and (g) of this Section 5 upon his
subsequent termination of employment at any time during the term of this Agreement (regardless of whether such termination results from his resignation or his dismissal), unless such termination is because of his death, disability or for cause. Upon
the Change in Control, Executive shall have the right to elect to terminate his employment with the Holding Company at any time during the term of this Agreement. 
  
 (c) Upon the occurrence of a Change in Control followed by the Executive’s termination of employment, the Holding
Company shall pay Executive, or in the event of his subsequent death, his beneficiary or beneficiaries, or his estate, as the case may be, as severance pay or liquidated damages, or both, a sum equal to three (3) times the average of the three (3)
preceding years’ Base Salary paid to the Executive. At the discretion of the Executive, such payment may be made in a lump sum immediately upon a Change in Control and termination of employment of Executive or paid monthly during the thirty-six
(36) months following the Executive’s termination. 
  
 (d)
Upon the occurrence of a Change in Control followed by the Executive’s termination of employment, the Holding Company will cause to be continued life, health and disability coverage substantially identical to the coverage maintained by the Bank
for the Executive prior to his severance. Such coverage shall cease upon the earlier of Executive’s employment by another employer or thirty-six (36) months. 
  
 (e) Upon the occurrence of a Change in Control, the Executive will have such rights as specified in the Holding
Company’s Incentive Stock Option Plan or any other employee benefit plan with respect to options and such other rights as may have been granted to Executive under such plans. 
  
 (f) Upon the occurrence of a Change in Control, the Executive will be entitled to the benefits under the Bank’s
Management Recognition and Retention Plans. 
  
 (g)
Notwithstanding the preceding paragraphs of this Section 5, in the event that: 
  

	 	(i)	the aggregate payments or benefits to be made or afforded to Executive under said paragraphs (the “Termination Benefits”) would be deemed to include

 an “excess parachute payment” under Section 280G of the Code or any successor
thereto, and 
  

	 	(ii)	 	if such Termination Benefits were reduced to an amount (the “Non-Triggering Amount”), the value of which is one dollar ($1.00) less than an amount equal to three (3) times
Executive’s “base amount”, as determined in accordance with said Section 280G, and the Non-Triggering Amount would be greater than the aggregate value of the Termination Benefits (without such reduction) minus the amount of tax
required to be paid by Executive thereon by Section 4999 of the Code, then the Termination Benefits shall be reduced to the Non-Triggering Amount. The allocation of the reduction required hereby among the Termination Benefits provided by the
preceding paragraphs of this Section 5 shall be determined by the Executive. In the event that Executive receives the Non-Triggering Amount pursuant to this paragraph (g) and it is subsequently determined by the Internal Revenue Service or judicial
authority that Executive is deemed to have received an amount in excess of the Non-Triggering Amount, the Holding Company shall pay to Executive an amount equal to the value of the payments or benefits in excess of the Non-Triggering Amount he is so
deemed to have received. 

  
 (h) On an annual basis
on January 2, or if January 2 is not a regular business day, then on the next such regular business day, of each year, Executive shall elect whether, in the event amounts are payable under Section 5(c) hereof, such amounts shall be paid in a lump
sum or on a pro rata basis pursuant to such section. Such election shall be irrevocable for the year for which such election is made. 
  
 6. TERMINATION FOR DISABILITY 
  
 (a) If, as a result of Executive’s incapacity due to physical or mental illness, he shall have been absent from his duties with the Holding Company
on a full-time basis for six (6) consecutive months, and within thirty (30) days after written notice of potential termination is given he shall not have returned to the full-time performance of his duties, the Holding Company may terminate
Executive’s employment for “Disability.” 
  
 (b)
The Holding Company will pay Executive, as disability pay, a monthly payment equal to the greater amount of three-quarters (3/4) of Executive’s monthly rate of Base Salary on the effective date of such termination or $14,937.50. These
disability payments shall commence 
  

 on the effective date of Executive’s termination and will end on the earlier of (i) the date Executive returns to
the full-time employment of the Holding Company in the same capacity as he was employed prior to his termination for Disability and pursuant to an employment agreement between Executive and the Holding Company; (ii) Executive’s full-time
employment by another employer; (iii) Executive attaining the normal age of retirement; or (iv) Executive’s death. Notwithstanding any other provision to the contrary, the Bank may apply any proceeds from disability income insurance for
Executive which was paid for by the Bank or Holding Company as partial satisfaction of its obligation under this Section. The disability payments will be in addition to any benefit payable from any qualified or non-qualified retirement plans, stock
benefit plans or other programs maintained by the Bank or Holding Company. 
  
 (c) The Holding Company will cause to be continued life, health and disability coverage substantially identical to the coverage maintained by the Holding Company for the Executive prior to his termination for
Disability. This coverage shall cease upon the earlier of (i) the date Executive returns to the full-time employment of the Holding Company, in the same capacity as he was employed prior to his termination for Disability and pursuant to an
employment agreement between Executive and the Holding Company; (ii) Executive’s full-time employment by another employer; (iii) Executive’s attaining the normal age of retirement, or (iv) the Executive’s death. 
  
 (d) Notwithstanding the foregoing, there will be no reduction in the
compensation otherwise payable to Executive during any period during which Executive is incapable of performing his duties hereunder by reason of temporary disability. 
  
 7. TERMINATION UPON RETIREMENT 
  
 Termination by the Holding Company of the Executive based on “Retirement” shall mean termination in accordance with any retirement arrangement
established with Executive’s consent with respect to him. Upon termination of Executive upon Retirement, Executive shall be entitled to all benefits under any retirement plan of the Holding Company and other plans to which Executive is a party.
In addition, the Holding Company will cause to be continued health coverage substantially identical to the coverage maintained by the Holding Company and the Bank for Executive prior to his Retirement until his death. 
  
 8. TERMINATION FOR CAUSE 
  
 The term “Termination for Cause” shall mean termination upon intentional failure to perform stated duties,
personal dishonesty which results in loss to the Holding Company or one of its affiliates or willful violation of any law, rule, regulation or final cease and desist order which results in substantial loss to the Holding Company or one of its
affiliates or any material breach of this Agreement. For purposes of this Section, no act, or the failure to act, on Executive’s part shall be “willful” unless done, or omitted to be done, not in good faith and without reasonable
belief that the action or omission was in the best interest of the Holding Company or its affiliates. Notwithstanding the foregoing, Executive shall not be deemed to have 
  

 been terminated for Cause unless and until there shall have been delivered to him a copy of a resolution duly adopted by
the affirmative vote of not less than a majority of the members of the Board at a meeting of the Board called and held for that purpose (after reasonable notice to Executive and an opportunity for him, together with counsel, to be heard before the
Board), finding that in the good faith opinion of the Board, Executive was guilty of conduct justifying termination for Cause and specifying the particulars thereof in detail. The Executive shall not have the right to receive compensation or other
benefits for any period after termination for Cause. Any stock options granted to Executive under any stock option plan of the Bank, the Holding Company or any subsidiary or affiliate thereof, shall become null and void effective upon
Executive’s receipt of Notice of Termination for Cause pursuant to Section 9 hereof, and shall not be exercisable by Executive at any time subsequent to such Termination for Cause. 
  
 9. NOTICE 
  
 Any purported termination by the Holding Company or by Executive shall be communicated by Notice of Termination to the other party hereto. 
  
 For purposes of this Agreement, a “Notice of Termination” shall
mean a written notice which shall indicate the specific termination provision in this Agreement relied upon and shall set forth in detail the facts and circumstances claimed to provide a basis for termination of Executive’s employment under the
provision so indicated. “Date of Termination” shall mean (A) if Executive’s employment is terminated for Disability, thirty (30) days after a Notice of Termination is given (provided that he shall not have returned to the performance
of his duties on a full-time basis during such thirty (30) day period), and (B) if his employment is terminated for any other reason, the date specified in the Notice of Termination (which, in the case of a Termination for Cause, shall not be less
than thirty (30) days from the date such Notice of Termination is given); provided that if, within thirty (30) days after any Notice of Termination is given, the party receiving such Notice of Termination notifies the other party that a dispute
exists concerning the termination, the Date of Termination shall be the date on which the dispute is finally determined, either by mutual written agreement of the parties, by a binding arbitration award, or by a final judgement, order or decree of a
court of competent jurisdiction (the time for appeal therefrom having expired and no appeal having been perfected) and provided further that the Date of Termination shall be extended by a notice of dispute only if such notice is given in good faith
and the party giving such notice pursues the resolution of such dispute with reasonable diligence. Notwithstanding the pendency of any such dispute, the Holding Company will continue to pay Executive his full compensation in effect when the notice
giving rise to the dispute was given (including, but not limited to, Base Salary) and continue him as a participant in all compensation, benefit and insurance plans in which he was participating when the notice of dispute was given, until the
dispute is finally resolved in accordance with this Agreement. Amounts paid under this Section are in addition to all other amounts due under this Agreement and shall not be offset against or reduce any other amounts due under this Agreement.

  
 10. POST-TERMINATION OBLIGATIONS. 
  

 (a) All payments and benefits to Executive under this Agreement shall be subject to Executive’s
compliance with paragraph (b) of this Section 10 during the term of this Agreement and for one (1) full year after the expiration or termination hereof. 
  
 (b) Executive shall, upon reasonable notice, furnish such information and assistance to the Bank as may reasonably be required by the Holding Company in
connection with any litigation in which it or any of its subsidiaries or affiliates is, or may become, a party. 
  
 11. NON-DISCLOSURE. 
  
 Executive recognizes and acknowledges that the knowledge of the business activities and plans for business activities of the Holding Company and
affiliates thereof, as it may exist from time to time, is a valuable, special and unique asset of the business of the Bank. Executive will not, during or after the term of his employment, disclose any knowledge of the past, present, planned or
considered business activities of the Bank or affiliates thereof to any person, firm, corporation, or other entity for any reason or purpose whatsoever. Notwithstanding the foregoing, Executive may disclose any knowledge of banking, financial and/or
economic principles, concepts or ideas which are not solely and exclusively derived from the business plans and activities of the Holding Company. In the event of a breach or threatened breach by the Executive of the provisions of this Section, the
Holding Company will be entitled to an injunction restraining Executive from disclosing, in whole or in part, the knowledge of the past, present, planned or considered business activities of the Holding Company or affiliates thereof, or from
rendering any services to any person, firm, corporation, other entity to whom such knowledge, in whole or in part, has been disclosed or is threatened to be disclosed. Nothing herein will be construed as prohibiting the Bank from pursuing other
remedies available to the Holding Company for such breach or threatened breach, including the recovery of damages from Executive. 
  
 12. SOURCE OF PAYMENTS. 
  
 All payments provided in this Agreement shall be paid in cash or check from the general funds of the Holding Company. The Holding Company guarantees
payment and provision of all amounts and benefits due to the Executive under the Employment Agreement by and between the Bank and the Executive, if any amounts and benefits due from the Bank are not timely paid or provided by the Bank, such amounts
and benefits shall be paid or provided by the Holding Company. 
  
 13. EFFECT
ON PRIOR AGREEMENTS AND EXISTING BENEFIT PLANS. 
  
 This
Agreement contains the entire understanding between the parties hereto and supersedes any prior employment agreement between the Holding Company or any predecessor of the Holding Company and Executive, except that this Agreement shall not affect or
operate to reduce any benefit or compensation inuring of Executive of a kind elsewhere provided. No provision of this Agreement shall be interpreted to mean that Executive is subject to receiving fewer benefits than those available to him without
reference to this Agreement. 
  

 14. EFFECT OF ACTION UNDER BANK AGREEMENT. 
  
 Notwithstanding any provision herein to the contrary, to the extent that compensation payments and benefits are paid to or
received by Executive under the Employment Agreement dated April 19, 1990, between Executive and the Bank, such compensation payments and benefits paid by the Bank will be deemed to satisfy the corresponding obligations of the Holding Company under
this Agreement. 
  
 15. NO ATTACHMENT. 
  
 (a) Except as required by law, no right to receive payments under this
Agreement shall be subject to anticipation, commutation, alienation, sale, assignment, encumbrance, charge, pledge, or hypothecation, or to execution, attachment, levy, or similar process or assignment by operation of law, and any attempt, voluntary
or involuntary, to affect any such action shall be null, void, and of no effect. 
  
 (b) This Agreement shall be binding upon, and inure to the benefit of, Executive and the Holding Company and their respective successors and assigns. 
  
 16. MODIFICATION AND WAIVER. 
  
 (a) This Agreement may not be modified or amended except by an instrument in writing signed by the parties hereto. 
  
 (b) No term or condition of this Agreement shall be deemed to have been
waived, nor shall there be any estoppel against the enforcement of any provision of this Agreement, except by written instrument of the party charged with such waiver or estoppel. No such written waiver shall be deemed a continuing waiver unless
specifically stated therein, and each such waiver shall operate only as to the specific term or condition waived and shall not constitute a waiver of such term or condition for the future of as to any act other than that specifically waived.

  
 17. SEVERABILITY. 
  
 If, for any reason, any provision of this Agreement, or any part of any
provision, is held invalid, such invalidity shall not affect any other provision of this Agreement or any part of such provision not held so invalid, and each such other provision and part thereof shall to the full extent consistent with law
continue in full force and effect. 
  
 18. HEADINGS FOR REFERENCE ONLY.

  
 The headings of sections and paragraphs herein are
included solely for convenience of reference and shall not control the meaning or interpretation of any of the provisions of this Agreement. 
  

 19.   GOVERNING LAW. 
  
 This Agreement and its validity, interpretation, performance and enforcement shall be governed by the laws of Delaware.

  
 20.   ARBITRATION. 
  
 Any dispute or controversy arising under or in connection with this
Agreement shall be settled exclusively by arbitration in accordance with the rules of the American Arbitration Association then in effect. Judgment may be entered on the arbitrator’s award in any court having jurisdiction; provided, however,
that Executive shall be entitled to seek specific performance of his right to be paid until the Date of Termination during the pendency of any dispute or controversy arising under or in connection with this Agreement. 
  
 21.   PAYMENT OF LEGAL FEES. 
  
 All reasonable legal fees paid or incurred by Executive pursuant to any
dispute or question of interpretation relating to this Agreement shall be paid or reimbursed by the Holding Company. 
  
 22.   INDEMNIFICATION 
  
 The Holding Company shall provide Executive (including his heirs, executors and administrators) with coverage under a standard directors’ and
officers’ liability insurance policy at its expense, or in lieu thereof, shall indemnify Executive (and his heirs, executors and administrators) to the fullest extent permitted under Delaware law against all expenses and liabilities reasonably
incurred by him in connection with or arising out of any action, suit or proceeding in which he may be involved by reason of his having been a director or officer of the Holding Company (whether or not he continues to be a director or officer at the
time of incurring such expenses or liabilities), such expenses and liabilities to include, but not be limited to, judgments, court costs and attorneys’ fees and the cost of reasonable settlements, such settlements to be approved by the Board of
Directors of the Holding Company, if such action is brought against Executive in his capacity as a officer or director of the Holding Company. However, such indemnification shall not extend to matters as to which Executive is finally adjudged to be
liable for willful misconduct in the performance of his duties. 
  
 SIGNATURES 
  
 IN WITNESS WHEREOF, the Holding
Company has caused this Agreement to be executed and its seal to be affixed hereunto by its duly authorized officer, and Executive has signed this Agreement, on the 19th day of April, 1990. 
  

									
	ATTEST:	 	 	 	 MAF BANCORP, INC.

				
	 /s/ Carolyn Pihera      

	 	 	 	By:	 	 /s/   Kenneth Koranda  

	 Secretary
	 	 	 	 	 	President
	 	 	 	 	 	 	 
				
	 (SEAL)
	 	 	 	 	 	 
				
	 WITNESS
	 	 	 	 	 	 
				
	 /s/ Michael J. Janssen    

	 	 	 	 	 	 /s/ Allen Koranda    

	 	 	 	 	 	 	 Executive

  

 AMENDMENT TO EMPLOYMENT AGREEMENT OF ALLEN KORANDA 
  
 The undersigned, in consideration of their mutual promises and other good and valuable
consideration, hereby agree to amend the Employment Agreement of Allen Koranda dated April 19, 1990 (the “Agreement”) by adding the following two new sentences to the end of Section 5(a) of the Agreement: 
  
 However, notwithstanding anything contained in this section to the contrary, a Change in
Control shall not be deemed to have occurred as a result of an event described in (i), (ii) or (iii) (a), (c) or (e) above which resulted from an acquisition or proposed acquisition of stock of the Holding Company by a person, as defined in the
OTS’ Acquisition of Control Regulations (12 C.F.R. Section 574)(the “Control Regulations”), who was an executive officer of the Holding Company on January 19, 1990 and who has continued to serve as an executive officer of the Holding
Company as of the date of the event described in (i), (ii) or (iii)(a), (c) or (e) above (an “incumbent officer”). In the event a group of individuals acting in concert satisfies the definition of “person” under the Control
Regulations, the requirements of the preceding sentence shall be satisfied, and thus a change in control shall not be deemed to have occurred, if at least one individual in the group is an incumbent officer. 
  
 IN WITNESS WHEREOF, the parties hereto have executed this Amendment effective this August 28,
1990. 
  

									
	 ATTEST:
	 	 	 	 MAF BANCORP, INC.

					
	By:	 	 /s/ Carolyn Pihera      

	 	 	 	By:	 	 /s/   Kenneth Koranda  

	 	 	Corporate Secretary	 	 	 	 	 	President
			
	 	 	 	 	 EMPLOYEE 

					
	 	 	 	 	 	 	By:	 	 /s/ Allen Koranda     

	 	 	 	 	 	 	 	 	 

  
  

 Amendment to Employment Agreement of Allen Koranda 
  
 The undersigned, in consideration of their mutual promises and other good and valuable
consideration, hereby agree to amend the Employment Agreement of Allen Koranda dated April 19, 1990, as amended, (the “Agreement”), by adding a new sentence after the first sentence of Section 1 of the Agreement as shown below, and by
revising Section 2(a) to read as shown below, both such amendments to be effective as of the date shown below. 
  
 (Add after first sentence of Section 1) 
  
 The Executive shall render administrative and management services to the Holding Company such as are customarily performed by persons in a similar executive capacity.

  
 (Revised Section 2(a)) 
  
 2.     TERMS AND DUTIES

  
 (a) The period of Executive’s employment under this Agreement shall
be deemed to have commenced as of the date first above written and shall continue for a period of sixty (60) full calendar months thereafter. Commencing on the third anniversary date of this Agreement, and continuing at each anniversary date
thereafter, the board of directors of the Holding Company (“Board”) may extend the Agreement an additional year. The Board will review the Agreement and the Executive’s performance annually for purposes of determining whether to
extend the Agreement, and the results thereof shall be included in the minutes of the Board’s meeting. In the event the Executive chooses not to renew the Agreement for an additional period, the Executive shall provide the Holding Company with
written notice at least ten (10) days and not more than twenty (20) days prior to such anniversary date. If either the Holding Company or the Executive chooses not to renew the Agreement, the Executive’s employment shall terminate at the end of
the remaining term of the Agreement. 
  
 In WITNESS WHEREOF, the parties hereto
have executed this Amendment effective this August 10, 1992. 
  

									
	 ATTEST:
	 	 	 	 MAF BANCORP, INC.

					
	By:	 	 /s/ Carolyn Pihera      

	 	 	 	By:	 	 /s/   Kenneth Koranda  

	 	 	Corporate Secretary	 	 	 	 	 	President
			
	 	 	 	 	 EMPLOYEE 

					
	 	 	 	 	 	 	By:	 	 /s/ Allen Koranda     

	 	 	 	 	 	 	 	 	 

 Amendment to Employment Agreement of Allen Koranda 
  
 The undersigned, in consideration of their mutual promises and other good and valuable
consideration, hereby agree to amend the Employment Agreement of Allen Koranda dated April 19, 1990, as amended, (the “Agreement”), as shown below. Such amendments shall be effective as of the date shown below. 
  

	1.	Section 4(b) shall be revised to read as follows: 

  
 Upon the occurrence of an Event of Termination, the Holding Company shall pay Executive, or in the event of his subsequent death, his beneficiary or
beneficiaries, or his estate, as the case may be, as severance pay or liquidated damages, or both, a sum equal to the greater of (A) three (3) times the average of the three preceding years compensation paid to the Executive or (B) the compensation
payable to the Executive for the remaining term of this Agreement; provided, however, that if the Bank is not in compliance with its minimum capital requirements, such payments shall be deferred until such time as the Bank is in
capital compliance. For purposes of the preceding sentence, compensation shall include only Base Salary plus payments made under the MAF Bancorp Executive Annual Incentive Plan (or such other annual cash incentive plan in effect with respect to
years ending prior to July 1, 1993). At the discretion of the Executive, such payments shall be made in a lump sum immediately upon the occurrence of an Event of Termination, subject to only the proviso above or paid monthly during the thirty-six
(36) months following the Executive’s termination. 
  

	2.	Section 5(c) shall be revised to read as follows: 

  
 Upon the occurrence of a Change in Control followed by the Executive’s termination of employment, the Holding Company shall pay Executive, or in the
event of his subsequent death, his beneficiary or beneficiaries, or his estate, as the case may be, as severance pay or liquidated damages, or both, a sum equal to three (3) times the average of the three preceding years compensation paid to the
Executive. For purposes of the preceding sentence, compensation shall include only Base Salary plus payments made under the MAF Bancorp Executive Annual Incentive Plan (or such other annual cash incentive plan in effect with respect to years ending
prior to July 1, 1993). At the discretion of the Executive, such payment may be made in a 
 lump sum immediately upon a Change in Control and
termination of employment of Executive or paid monthly during the thirty-six (36) months following the Executive’s termination. 
  
 IN WITNESS WHEREOF, the parties hereto have executed this Amendment effective this December 20, 1995. 
  

									
	 ATTEST:
	 	 	 	 MAF BANCORP, INC.

					
	By:	 	 /s/ Carolyn Pihera      

	 	 	 	By:	 	 /s/   Kenneth Koranda  

	 	 	 Corporate Secretary
	 	 	 	 	 	 President

  

									
	 	 	 	 	 EMPLOYEE

					
	 	 	 	 	 	 	By:	 	 /s/ Allen Koranda

  

 Amendment to Employment Agreement of Allen Koranda 
  
 The undersigned, in consideration of their mutual promises and other good and valuable
consideration, hereby agree to amend the Employment Agreement of Allen Koranda dated April 19, 1990, as amended, (the “Agreement”), as shown below. Such amendment shall be effective as of the date shown below. 
  
 Section 5(g) shall be revised to read as follows: 
  
 Notwithstanding the preceding paragraphs of this Section 5, in the event it shall be
determined that any payment or distribution of any type to or for the benefit of the Executive by the Holding Company, any of its affiliates, or any person who acquires ownership or effective control of the Holding Company or ownership of a
substantial portion of the Holding Company’s assets (within the meaning of Section 280G of the Code, and the regulations thereunder) or any affiliate of such person, whether paid or payable or distributed or distributable pursuant to the terms
of this Agreement or otherwise (the “Total Payments”), is subject to the excise tax imposed by Section 4999 of the Code or any similar successor provision or any interest or penalties with respect to such excise tax (such excise tax,
together with any such interest and penalties, are collectively referred to as the “Excise Tax”), then, except in the case of a Deminimus Excess Amount (as described below), the Executive shall be entitled to receive an additional payment
(a “Gross-Up Payment”) in an amount such that after payment by the Executive of all taxes imposed upon the Gross-Up Payment (including any federal, state and local income, payroll or excise taxes and any interest or penalties imposed with
respect to such taxes), the Executive retains an amount of the Gross-Up Payment equal to the Excise Tax imposed upon the Total Payments (not including any Gross-Up Payment). 
  
 In the event that the amount by which the present value of the Total Payments which constitute “parachute payments” (within the
meaning of Section 280G of the Code)(the “Parachute Payments”) exceeds three (3) times the Executive’s “base amount” (within the meaning of Section 280G of the Code)(the “Base Amount”) is less than 3% of the amount
determined under Section 5(c) of this Agreement, such excess shall be deemed to be a Deminimus Excess Amount and the Executive shall not be entitled to a Gross-Up Payment. In such an instance, the Parachute Payments shall be reduced to an amount
(the “Non-Triggering Amount”), the value of which is one dollar ($1.00) less than an amount equal to three (3) times Executive’s Base Amount; provided that such reduction shall not be made unless the Non-Triggering Amount would be
greater than the aggregate value of the Parachute Payments (without such reduction) minus the amount of Excise Tax required to be paid by Executive thereon. The reduction required hereby shall be made by reducing the amount payable under Section
5(c) of this Agreement. 
  
  

 1 

 All determinations as to the portion, if any, of the Total Payments which constitute Parachute Payments, whether a
Gross-Up Payment is required, the amount of such Gross-Up Payment, the amount of any reduction, and any amounts relevant to the foregoing paragraphs of this Section 5(g) shall be made by an independent accounting firm selected by the Holding
Company, which may be the accounting firm then regularly retained by the Holding Company (the “Accounting Firm”). The Accounting Firm shall provide its determination (the “Determination”), together with detailed supporting
calculations, regarding the amount of any Gross-Up Payment and any other relevant matter, both to the Holding Company and the Executive, within five (5) days of a date of termination, if applicable, or such earlier time as is requested by the
Holding Company or the Executive (if the Executive reasonably believes that any of the Total Payments may be subject to the Excise Tax). Any determination by the Accounting Firm shall be binding upon the Holding Company and the Executive. As a
result of uncertainty in the application of Sections 280G and 4999 of the Code at the time of the initial determination by the Accounting Firm hereunder, or as a result of a subsequent determination by the Internal Revenue Service or a judicial
authority, it is possible that the Holding Company should have made Gross-Up Payments (“Underpayment”), or that Gross-Up Payments will have been made by the Holding Company which should not have been made (“Overpayments”). In
either such event, the Accounting Firm shall determine the amount of the Underpayment or Overpayment that has occurred. In the case of the Underpayment, the amount of such Underpayment shall be promptly paid by the Holding Company to or for the
benefit of the Executive. In the case of an Overpayment, the Executive shall, at the direction and expense of the Holding Company, take such steps as are reasonably necessary (including the filing of returns and claims for refund), follow reasonable
instructions from, and procedures established by, the Holding Company, and otherwise reasonably cooperate with the Holding Company to correct such Overpayment, including repayment of such Overpayment to the Holding Company. 
  
 Effect of Certain Accounting Rules. The Executive acknowledges that it is in the Holding
Company’s and Bank’s best interests to remain eligible to account for any business combination into which they may become a party under the “pooling-of-interests” method of accounting. The Holding Company does not believe that
any provision of the foregoing Amendment to Employment Agreement will affect the Holding Company’s or Bank’s ability to so account for any business combination. Due to the uncertainties associated with the accounting rules governing the
pooling-of-interests method, however, it is possible that the provisions of this Amendment may impact the Holding Company’s or Bank’s ability to use pooling-of-interests accounting for business combinations. Accordingly, in the event the
Board of Directors determines it to be in the best interests of the Holding Company or Bank to account for a business combination under the pooling-of-interests method and, in the written opinion of the Accounting Firm referred to above, if any
provision of this Amendment makes a business combination to which the Holding Company or Bank is a party ineligible for pooling-of interests accounting under the provisions of APB Opinion No. 16, as modified or amended, that but for such provision
of this Amendment to Employment Agreement would otherwise be eligible for such accounting treatment, then the Holding Company and Executive agree that the terms of this Amendment shall be rescinded to the extent necessary to enable the business
combination to so qualify for such accounting treatment. 
  
  

 2 

 IN WITNESS WHEREOF, the parties have executed this Amendment effective this October 26, 1999. 
  

									
	 ATTEST:
	 	 	 	 MAF BANCORP, INC.

					
	By:	 	 /s/ Carolyn Pihera      

	 	 	 	By:	 	 /s/ Kenneth Koranda    

	 	 	Carolyn Pihera	 	 	 	 	 	Kenneth Koranda  
	 	 	Corporate Secretary	 	 	 	 	 	President
			
	 	 	 	 	 EMPLOYEE 

					
	 	 	 	 	 	 	By:	 	 /s/ Allen Koranda     

	 	 	 	 	 	 	 	 	Allen Koranda

  

 Amendments to MAF Bancorp Employment Agreement 
  
 Section 4(c) shall be revised to read as follows: 
  
 Upon the occurrence of an Event of Termination, the Holding Company will cause to be
continued life, health and disability coverage substantially identical to the coverage maintained by the Bank for Executive and his or her dependents prior to this termination. Such coverage shall cease upon the earlier of Executive’s obtaining
similar coverage by another employer or thirty-six (36) months from the date of Executive’s termination. In the event the Executive obtains new employment and receives less coverage for life, health or disability, the Holding Company shall
provide coverage substantially identical to the coverage maintained by the Bank for the Executive and his or her dependents prior to termination for a period of thirty-six (36) months from the date of Executive’s termination. 
  
 Section 5(d) shall be revised to read as follows: 
  
 Upon the occurrence of a Change in Control followed at any time during the term of this
Agreement by the Executive’s voluntary or involuntary termination of employment, the Holding Company will cause to be continued life, health and disability coverage substantially identical to the coverage maintained by the Bank for Executive
and his or her dependents prior to his severance. Such coverage shall cease upon the earlier of Executive’s obtaining similar coverage by another employer or thirty-six (36) months from the date of Executive’s termination. In the event the
Executive obtains new employment and receives less coverage for life, health or disability, the Holding Company shall provide coverage substantially identical to the coverage maintained by the Bank for the Executive and his or her dependents prior
to termination for a period of thirty- six (36) months from the date of Executive’s termination. 
  
 IN WITNESS WHEREOF, the parties have executed this Amendment effective this December 20, 2000. 
  

									
	 ATTEST:
	 	 	 	 MAF BANCORP, INC.

					
	By:	 	 /s/ Carolyn Pihera      

	 	 	 	By:	 	 /s/ Kenneth Koranda    

	 	 	Carolyn Pihera	 	 	 	 	 	Kenneth Koranda  
	 	 	Corporate Secretary	 	 	 	 	 	President
			
	 	 	 	 	 EMPLOYEE 

					
	 	 	 	 	 	 	By:	 	 /s/ Allen Koranda     

	 	 	 	 	 	 	 	 	Allen Koranda

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00063-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00063-of-00352.parquet"}]]