Document:

Exhibit 4.1

      NUMBER                                                      SHARES

        0

                                     [LOGO]

              INCORPORATED UNDER THE LAWS OF THE STATE OF DELAWARE

                              eCheapcard.com Corp.

                             TOTAL AUTHORIZED ISSUE
                    150,000,000 SHARES PAR VALUE $.0001 EACH
                                  COMMON STOCK

This is to Certify that _______________________________________ is the owner of
____________________________________ fully paid and non-assessable shares of the
above Corporation transferable only on the books of the Corporation by the
holder hereof in person or by duly authorized Attorney upon surrender of this
Certificate properly endorsed.

Witness, the seal of the Corporation and the signatures of its duly authorized
officers.

Dated

________________________________              __________________________________
                       SECRETARY                                       PRESIDENT

                               [GRAPHIC OMITTED]Exhibit 10.1

                             PARTICIPATION AGREEMENT

      Agreement made and entered into this__ day of ____________, 2000 by and
between eCheapcard.com Corp. having an address of 1330 Beacon Street, Suite 257
Brookline, MA 02446 (hereafter referred to as "eCheapcard") and ______________,
having an address of ____________________________________, (herein after
referred to as "Participant"),

      1. The terms and conditions of this Agreement are printed on the reverse
side of this page and are incorporated herein.

      2. Discount Programs:

      a. Participant agrees to provide eCheapcard's Members with the Core
Discount Program or the Custom Program, as agreed to by Participant and set
forth below.

      b. Core Discount Program: Participant agrees to honor the Core Discount
Program set forth in the Addendum when included in eCheapcard's printed business
publications and/or in an on-line/interactive or electronic medium.

      c. Custom Discount Program: Participant agrees to honor the Custom
Discount Program set forth in the Addendum when included in eCheapcard's printed
business publications and/or in an on-line/interactive or electronic medium.

                              Core Discount Program

Item or Service                    Part Number                Discount [%]

1.
2.
3.
4.
5.
6.
7.
8.
9.
10.

Custom Discount Program Item or Service

1.
2.
3.
4.
5.
6.
7.
8.
9.
10.

      The individual signing represents and warrants that he/she has obtained
all necessary authorization to enter into this Agreement on behalf of
Participant and has authority to bind Participant to the term and conditions set
forth herein.

By: ______________________________     By: _____________________________________
    eCheapcard.com                         Participant Authorized Representative

    Title: _______________________         Title: ______________________________

    Date: ________________________         Date: _______________________________

<PAGE>

                                Additional Terms

      1. Certain terms used in this Agreement are defined as follows:

      a. "Member" shall mean any individual, corporation, partnership, joint
venture, or other entity whether private or public, that fulfills the membership
requirements established by eCheapcard. The term "Group Member" shall mean any
Member that is an affiliated group having ten or more individuals.

      b. "Notice" shall mean a written communication sent by one party to this
Agreement to the other at the address given above unless otherwise specified
herein.

      c. "Discount Program" shall mean benefits offered Members in the form of a
reduction in Participant's retail pricing for goods or services made available
to eCheapcard's Members including group Members.

      2. Term: The Initial Term of the Agreement shall be six (6) months from
the date set forth above and shall continue thereafter unless and until either
Party provides a written Termination Notice sent certified mail to the other
Party.

      3. eCheapcard's Freedom to Publish: eCheapcard reserves the right to
include or not include Participant's Discount Program in any one or more of
eCheapcard's publications in any given year and shall have no liability for
failure to include Participant's Discount Program in any of its publications.
eCheapcard will determine the placement, the language and descriptive copy of
Participant's Discount Program. Participant authorizes eCheapcard's use of its
logo, trademark, service mark, photographs, etc. Participant represents and
warrants that it has the right to authorize such use.

      4. Participant's Obligations: Participant, its successors and assigns
agree(s) to honor all Discount Programs published prior to expiration of the
Full Term of this Agreement. Participant further agrees to be courteous to all
Members, to follow all eCheapcard rules, and to treat Members the same as other
customers.

      5. Remedies: Participant understands that failure to honor Discount
Programs properly presented at all times during Participant's normal business
hours could cause irreparable harm to eCheapcard. Participant therefore agrees
that eCheapcard shall have the right to seek injunctive relief, including
specific performance, and eCheapcard shall be entitled to receive reasonable
attorney's fees in the event of any breach by Participant. Further, Participant
agrees to hold harmless and indemnify eCheapcard from and against any losses,
claims, liability, cost, or expenses arising out of or relating to the sale of
any of Participant's goods or services, the breach of any representation or
warranty of Participant, or the default in performance of any term or covenant
to be performed by Participant.

      6. Continuation of Agreement: If, during the Term of this Agreement,
Participant sells its business or substantially all of its assets, Participant
covenants it will send Notice to eCheapcard by certified mail prior to the sale,
and will require the purchaser to honor Discount Programs in accordance with the
terms of this Agreement.

      8. Changes: Participant agrees to the obligations contained in the reverse
side of this Agreement which are made a part hereof and attached hereto.
Modification to this Agreement or the Discount Program can only be made in
writing. The Agreement governs only the eCheapcard Discount Programs and shall
not affect any other Agreement that may exist between the parties. No
representations of any kind or nature have been made by either party hereto to
the other except those expressly set forth in this Agreement.Exhibit 10.2

                                                                  LINE OF CREDIT
--------------------------------------------------------------------------------

1. CREDIT AGREEMENT - This Note evidences the obligations for loans made to
SONICSAFE.COM Corp. (the "Corporation") by Andre Danesh. The Corporation agrees
to repay to Andre Danesh the loans and the interest thereon and other charges as
provided in this Note. The aggregate amount of loans the corporation may request
under this Note that may be outstanding at any one time is not to exceed
$1,000,000.00 (the "Credit Limit") . Subject to the terms hereof, the
Corporation may borrow, prepay and reborrow after the date of this Note to the
close of business on the SECOND anniversary of the date hereof, or the
termination of this Note, whichever is earlier. As used in this Section, close
of business shall mean 3:00 P.M. Boston EST or EDT, as the case may be.

2. USE OF LOAN PROCEEDS - The Corporation may use the loans for any purpose.

3. METHOD OF BORROWING - Borrowings under this Note shall be made by written
request to Andre Danesh to advance funds to the Corporation.

4. AMOUNT OF BORROWING - Andre Danesh has agreed to advance funds to the
Corporation by deposit to the Corporation's checking account. The amount of the
advance may be in any amount up to the Credit Limit. Each Borrowing under this
Note may be in any amount remaining up to the available Credit Limit. Provided,
however, the minimum credit advance is $5,000.00.

5. FINANCE CHARGE - The Corporation agrees to pay a finance charge on the unpaid
loans made by Andre Danesh at the annual rate of nine (9%) percent.

6. PAYMENT PROMISE - Until the SECOND anniversary of the date of this Note or an
earlier termination of the right to borrow under this Note, the Corporation
agrees to pay a minimum payment on the loan by the due date shown on the monthly
billing statement. The minimum monthly payment will be .75% of the outstanding
principal balance at the close of the monthly billing.

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                                       2

After the SECOND anniversary of this Note, the outstanding principal balance
plus the finance charge that accrued thereon shall be due and payable.

      If Andre Danesh or his successor, has not received the full amount of any
payment within fifteen (15) calendar days after the date it is due, the
Corporation must pay a late charge equal to Five (5%) percent of the overdue
payment of principal and interest.

7. PREPAYMENTS - The Corporation may prepay any loans, in whole or in part, at
any time or from time to time, without penalty or premium.

8. APPLICATION OF PAYMENTS - Each payment received by Andre Danesh will first be
applied to any unpaid fees or expenses, then to any finance charges due, then to
outstanding principal, and finally to finance charges accrued but not yet due.

9. CONDITIONS OF EACH LOAN

      (a)   The obligation of Andre Danesh to make each loan under this Note is
            subject to the following conditions precedent:

            (i)   This Note shall have been executed by the Corporation and
                  delivered to him and shall be in full force and effect;

            (ii)  All documents and legal matters incident to the transaction
                  hereby contemplated shall be satisfactorily executed and
                  delivered.

      (b)   In addition, Andre Dnaesh can refuse to make additional extensions
            of credit or reduce the Corporation's Credit Limit if:

            (i)   He reasonably believes the Corporation will not be able to
                  meet the repayment requirements due to a material change in
                  its financial circumstances;

            (ii)  The Corporation is in default of a material obligation in this
                  Note;

<PAGE>
                                       3

            (iii) Government action prevents Andre Danesh from imposing the
                  annual percentage rate as provided.

            (iv)  A regulatory agency has notified the Corporation or Andre
                  Danesh that continued advances would constitute an unsafe and
                  unsound practice;

            (v)   An Event of Default has occurred.

10. DEFAULTS - The occurrence of any of the following events shall constitute an
Event of Default under this Note.

      (a)   The Corporation has not met the repayment terms of the Note.

11. REMEDIES - Upon any Event of Default, Andre Danesh may exercise any or all
of the following remedies without notice:

      (a)   declare this revolving credit commitment to be terminated, whereupon
            he shall no longer have any obligation to make the loans hereunder,
            and

      (b)   declare any and all indebtedness forthwith due and payable without
            presentment, demand, notice or protest, and

12. LENDER'S EXPENSES - The Corporation shall reimburse Andre Danesh for the
out-of-pocket expenses, including reasonable attorney's fees, incurred by him in
connection with the preparation of this Note and the making of the loans, as
stated below, and any additional expenses, including reasonable attorney's fees,
in connection with the collection of the loans.

13. TERMINATION - The Corporation's right to borrow under this Note will
terminate automatically on the SECOND anniversary of the date it is signed, or
may terminate earlier as provided in this Note. If the Corporation's right to
borrow is terminated, it must still pay the amount owed under the terms of this
Note.

14. MISCELLANEOUS

      (a)   Any signatory to this Note or endorser of it waives certain rights.
            Those rights are the right

<PAGE>
                                       4

            to require a demand for payment of amounts due (known as
            "presentment") and the right to require notice that amounts due have
            not been paid (known as "notice of dishonor").

      (b)   Notices required to be given under this Note will be deemed to have
            been sufficiently given or served for all purposes when sent by
            United States mail to the Corporation's address in the records of
            Andre Danesh and if to Andre Danesh at his address at 1330 Beacon
            Street, Brookline, MA 02446.

      (c)   Any guarantor, surety, or endorser of this Note is also obligated to
            pay the full amount owed and to keep all the promises made in this
            Note.

      (d)   No delay or failure to exercise any of Andre Danesh's rights under
            this Note will operate as a waiver of any present or future default
            or prevent him from enforcing any requirement of this Note later.

      (e)   This Note and the Corporation's rights, privileges and obligations
            hereunder may not be assigned to or assumed by any entity or person
            without the written consent of Andre Danesh which he may choose to
            withhold in his sole discretion. Any entity or person who is
            permitted by him to take over the rights and obligations under this
            Note will have all of the rights and must keep all of the promises
            made under this Note.

      (f)   Questions about this Note will be decided by Massachusetts and
            applicable federal law. If any term of this Note conflicts with
            applicable law, that term will be deemed to be modified to comply
            with the law and the validity of this Note shall not be affected.

<PAGE>
                                       5

      Agreed to and executed as a sealed instrument on this 4th day of May,
2000.

                                            Borrower
                                            SONICSAFE.COM Corp.

/s/ David Reznikow                          by: /s/ Andre Danesh
---------------------------                     --------------------------------
Witness                                         Lender Andre Danesh

/s/ David Reznikow                          by: /s/ Andre Danesh
---------------------------                     --------------------------------
Witness                                         Andre Danesh, President
                                                     SONICSAFE. COM

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