Document:

Exhibit 10.17

                                 PROMISSORY NOTE

December 30, 2001                                                     $20,000.00

         1. PROMISSORY NOTE.   Subject to all the following terms and conditions
set forth in this  Promissory  Note (this  "Note"),  FinancialContent,  Inc.,  a
Delaware  corporation  (the "Company"),  for value received,  promises to pay to
Asia Pacific Ventures, (the "Holder"), in accordance with the provisions hereof,
on  September  30,  2002 the  principal  amount  of  (Twenty  Thousand  Dollars)
($20,000.00),  plus  interest  as set forth in  Section 2 below  accrued on such
unpaid and  principal  amount  from time to time  outstanding  until  paid.  All
payments of principal and/or interest under this Note will be made at the office
of the Company.

         2. INTEREST.   Interest under this Note shall accrue at the rate of 12%
per annum,  compounded annually,  from the date of such Note until paid in full.
Such  interest  shall only be payable upon the  repayment of all  principal  due
hereunder or as otherwise specified herein.

         3. ACCELERATION. Notwithstanding the provisions contained in this Note,
the entire  amount of  principal  advanced  to the  Company  under this Note and
remaining unpaid,  plus all unpaid interest on unpaid principal under this Note,
shall  immediately  be due and payable upon an Event of Default (as  hereinafter
defined).

         4. EVENTS OF DEFAULT.  If any of the following events shall occur (each
herein  individually  referred to as an "Event of  Default"),  the Company shall
immediately  provide  notice thereof to the Holder of this Note, who may declare
the entire unpaid  principal and accrued  interest on this Note  immediately due
and payable,  by written notice to the Company effective upon dispatch (provided
that upon the  occurrence of an event  described in subsection 5.1 or 5.2 below,
the entire unpaid principal and accrued interest on this Note shall  immediately
become due and payable), without any other presentment, demand, protest or other
notice of any kind or  character,  all of which  are  hereby  expressly  waived,
anything herein to the contrary notwithstanding:

            4.1. The institution by the Company of proceedings to be adjudicated
bankrupt or  insolvent,  or the consent by it to  institution  of  bankruptcy or
insolvency proceedings against it or the filing by it of a petition or answer or
consent seeking  reorganization or release under the Federal Bankruptcy Code, or
any other  similar  federal or state law,  or the consent by it to the filing of
any such  petition  or the  appointment  of a  receiver,  liquidator,  assignee,
trustee,  or other similar official,  of the Company, or of any substantial part
of its  property,  or the  making  by it of an  assignment  for the  benefit  of
creditors,  or the  admission by it in writing of its inability to pay its debts
generally as they become due or the taking of corporate action by the Company in
furtherance of any such actions; or

            4.2. If, within sixty (60) days after the  commencement of an action
against  the  Company  seeking  any  bankruptcy,   insolvency,   reorganization,
liquidation,  dissolution or similar relief under any present or future statute,
law or  regulation,  such action shall not have been  dismissed or all orders or
proceedings  thereunder  affecting the operations or the business of the Company
stayed,  or if the stay of any such order or proceeding  shall thereafter be set

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aside, or if, within sixty (60) days after the  appointment  without the consent
or  acquiescence  of the Company of any trustee,  receiver or  liquidator of the
Company or of all or any substantial part of the properties of the Company, such
appointment shall not have been vacated; or

            4.3. The Company  shall  have  defaulted  in payment of principal or
interest  under this Note and such  default  shall have  continued  for ten days
following written notice thereof from the Holder.

         5. REPRESENTATIONS. The Company hereby represents and warrants that:

            5.1. Organization  and  Good Standing.  The Company is a corporation
duly  organized,  validly  existing and in good  standing  under the laws of the
State of Delaware.

            5.2. Due Authorization,  Execution and Enforceability. The execution
and delivery by the Company of and the performance of its obligations under this
Note have been duly authorized by all necessary  corporate action on the part of
the Company and this Note has been duly and validly  executed  and  delivered by
the  Company  and  constitutes  a valid and  binding  agreement  of the  Company
enforceable in accordance with its terms.

            5.3. No Default or  Conflicts.  The  execution  and delivery of this
Note by the Company and the performance by the Company of its obligations  under
this Note do not and will not  conflict  with or result in a violation or breach
of, or require any consent,  approval,  authorization  or order  under,  (i) any
applicable law, statute, rule or regulation, judgment, injunction, order, decree
or agreement or (ii) the certificate of incorporation or bylaws of the Company.

         6. NO  RIGHTS  OR  LIABILITIES  AS  STOCKHOLDER.  This Note does not by
itself  entitle the Holder to any voting rights or other rights as a stockholder
of the Company

         7. AMENDMENT;  WAIVER.   Any term of this Note may be amended,  and the
observance  of any term of this Note may be  waived  (either  generally  or in a
particular  instance and either  retroactively or  prospectively) by the written
consent of the Company  and the  Holder.  Any  amendment  or waiver  effected in
accordance  with the previous  sentence shall be binding upon each future holder
or transferee  of this Note (or part  thereof) and the Company.  The Company and
all endorsers  and  guarantors  of this Note hereby waive  presentment,  demand,
protest,  notice of  dishonor,  notice of  non-payment,  notice of maturity  and
notice of protest for  nonpayment  of this Note and consent to any  extension or
postponement of the time of payment or any other indulgence.

         8. ASSIGNMENT.   This Note may not be  assigned or  transferred  by the
Holder without the prior written consent of the Company.

         9. SUCCESSORS  AND  ASSIGNS.   Subject  to  Section  8, all  covenants,
agreements and  undertakings  in this Note by or on behalf of any of the parties
shall bind and inure to the benefit of the respective  successors and assigns of
the parties whether so expressed or not.

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         10. TREATMENT OF NOTE.  To the extent  permitted by generally  accepted
accounting  principles,  the Company will treat,  account and report the Note as
debt and not equity for  accounting  purposes  and with  respect to any  returns
filed with federal, state or local tax authorities.

         11. HEADINGS. The headings in this Note are for purposes of convenience
of reference only, and shall not be used to interpret this Note.

         12. NOTICES.  Any notice,  request or other  communication  required or
permitted  hereunder  must be given in writing  and shall be deemed to have been
duly given when personally delivered or when deposited in the United States mail
by  registered  or  certified  mail,  postage  prepaid or sent via a  nationally
recognized  overnight  courier  service  to the  Company  or the Holder at their
respective addresses set forth below:

                  To the Company:

                  Cosmoz Infrastructurre Solutions, Inc.
                  199 California Drive, Suite 207
                  Millbrae, CA 94030
                  Attn: Wilfred Shaw, CEO
                  Fax: 650-652-3991

                  To the Holder:

                  Asia Pacific Ventures
                  Suite 1-3 16th Floor
                  Kinwick Centre
                  32 Hollywood Road
                  Central Hong Kong, Hong Kong

The Company or Holder may each by written notice so given change its address for
future notices hereunder.

         13. GOVERNING  LAW;  JURISDICTION.   This Note shall be  construed  and
enforced in accordance  with, and governed by, the internal laws of the State of
California, excluding that body of law applicable to conflicts of law.

         14. ATTORNEYS' FEES. The parties hereto shall pay their own legal fees.
If action is brought to enforce  the  provisions  of this Note,  the  prevailing
party shall be entitled to recover its reasonable costs and expenses,  including
legal fees and disbursements of counsel.

         15. TERMS BINDING.  By execution  hereof,  the Holder of this Note (and
each  subsequent  holder of this Note) accepts and agrees to be bound by all the
terms and conditions of this Note.

         16. SEVERABILITY.   In the event any one or more of the  provisions  of
this Note shall for any reason be held to be invalid,  illegal or unenforceable,
in whole or in part or in any  respect,  or in the event that any one or more of
the provisions of this Note operate or would prospectively operate to invalidate
this Note, then and in any such event,  such  provision(s)  only shall be deemed
null and void and shall not  affect  any  other  provision  of this Note and the
remaining  provisions of this Note shall remain  operative and in full force and
effect and in no way shall be affected, prejudiced or disturbed thereby.

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         17. ENTIRE  AGREEMENT.  This Note  constitutes  and contains the entire
agreement  of the  parties  and  supersedes  any  and  all  prior  negotiations,
correspondence,  understandings,  agreements,  duties or obligations between the
parties respecting the subject matter hereof.

         IN WITNESS  WHEREOF,  the parties have entered into this Note as of the
date first written above.

                                               FINANCIALCONTENT, INC.
                                               a Delaware corporation

                                               By:
                                                        -----------
                                               Name:    Wing Yu
                                               Title:   Chief Executive Officer

                                               ASIA PACIFIC VENTURES

                                               By:
                                                        ------------
                                               Name:
                                               Title:

                                       4Exhibit 10.18

            2002 Employee and Officer Retention and Recognition Plan

                                    ARTICLE I

                                   DEFINITIONS

         The  terms  used  in this  2002  Employee  and  Officer  Retention  and
Recognition Plan (the "Plan") shall,  unless otherwise  indicated or required by
the particular contest, have the following meaning:

1.1      Board.  The "Board" is the Board of Directors of the Company.

1.2      Common Stock.  "Common  Stock" is the Company's  common stock traded on
         the OTC Bulletin Board exchange.

1.3      Company.   The   "Company"  is   FinancialContent,   Inc.,  a  Delaware
         corporation  and,  except as otherwise  provided in Paragraphs 1.12 and
         6.2 with  respect  to a  Subsidiary  that  ceases to be such  under the
         circumstances  therein  described,  any successor in interest by way of
         consolidation, operation or law, merger or otherwise.

1.4      Compensation   Committee.   The   "Compensation   Committee"   is   the
         compensation  committee of the Board or such other similar committee as
         may in  the  future  be  designated  by  the  Board  to  perform  those
         functions.

1.5      Employee.  An  "Employee"  is a  full-time  permanent  employee  of the
         Company or one of its Subsidiaries.

1.6      Officers.  An "Officer" of the Company includes any individual  serving
         in  the   capacity  of  an  Officer  of  the  Company  or  one  of  its
         Subsidiaries.

1.7      Plan Period.  The "Plan Period" is the period  commencing  December 10,
         2001 and ending December 31, 2005.

1.8      Recipient.  A "Recipient"  is an Employee or Officer  designated by the
         Compensation  Committee to receive a  Restricted  Stock Award under and
         pursuant to the terms of the Plan.

1.9      Restricted Stock. "Restricted Stock" refers to the stock of the Company
         not  registered  pursuant to the  Securities  Act of 1933  ("Securities
         Act"), and subject to the limitations  under Rule 144 of the Securities
         Act.

1.10     Restricted  Stock  Award.  A  "Restricted  Stock  Award" is an award of
         shares of Restricted Stock upon and subject to the terms, restrictions,
         and conditions of this Plan.

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1.11     Subsidiary.  A "Subsidiary"  is any  corporation at least a majority of
         whose  securities  having  ordinary  voting  power for the  election of
         directors,  is at the time  owned  by the  Company  and/or  one or more
         Subsidiaries.

1.12     Termination.  "Termination"  is the  ceasing to be an  employee  of the
         Company or one of its  Subsidiaries,  irrespective  of cause or reason,
         including death,  permanent total disability,  or retirement.  If (1) a
         Subsidiary  is  sold,  merged,  consolidated,  or in any  other  manner
         transferred, or if, for any reason, the Company's ownership interest in
         the Subsidiary  decreases  below the level specified in Paragraph 1.11,
         (2) the Recipient's  primary  employment duties are with the Subsidiary
         at the time of the occurrence of such event, and (3) the Recipient does
         not, in  conjunction  therewith,  transfer  employment  directly to the
         Company or Subsidiary,  then the recipient  shall be considered to have
         terminated  his  employment  as of the date of the  occurrence  of such
         event.

                                   ARTICLE II

                                PURPOSE AND POWER

2.1      Purposes.  This Plan is being  adopted for the purpose of  establishing
         incentives  designed  to  recognize,  reward and retain  Employees  and
         Officers whose performance, contribution and skills are critical to the
         Company,  and who by their industry,  loyalty,  or exceptional  service
         contribute to the success of the enterprise.

2.2      Eligibility.  Only  Employees and Officers shall be eligible to receive
         Restricted  Stock  Awards under this Plan.  Determinations  as to which
         Employees  and Officers may become  Recipients as well as the amount of
         Restricted Awards shall be made by the Compensation Committee.

                                   ARTICLE III

                             ADMINISTRATION OF PLAN

3.1      General  Authority.  The Plan shall be administered by the Compensation
         Committee.  Without  limiting  the  generality  of the  foregoing,  but
         subject to the provisions of Paragraph 6.4, the Compensation  Committee
         shall have full and final authority in its discretion to:

         (a) Interpret  conclusively  the provisions of this Plan and decide all
             questions of fact arising in its application;

         (b) Adopt,  amend and rescind  rules and  regulations  relating to this
             Plan;

         (c) Determine  the  Employees  and  Officers to whom  Restricted  Stock
             Awards  shall be made and the amount of each such Restricted  Stock
             Award; and

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         (d) Make any other determination it deems necessary or advisable.

         (e) In the event an Employee or Officer  qualifying  to receive  shares
             under  the Plan  also  serves on the  Compensation  Committee,  the
             Board  will determine if such Employees and Officers will receive a
             Restricted Stock Award and the number of shares to issue.

         A majority of the Compensation  Committee shall constitute a quorum and
         the acts of a majority of the quorum shall be sufficient for the taking
         of any action

3.2      Committee Membership.  The Compensation  Committee shall be composed of
         two or more individuals.

                                   ARTICLE IV

                             SHARES SUBJECT TO PLAN

4.1      Maximum  amount  available.  The maximum number of shares of Restricted
         Shares which may be subject to  Restricted  Stock  Awards  hereunder is
         5,000,000 shares,  and it is further  understood that restricted shares
         falling  under  Rule  144 of the  Securities  Act of 1933  will be used
         hereunder.

         If Restricted Shares are forfeited for any reason, prior to the lapsing
         of the  applicable  restrictions,  the  forfeited  shares  shall become
         available for new Restricted  Stock Awards in accordance with the terms
         hereof.

4.2      Adjustments.  The  Restricted  Stock  Awards  shall be  adjusted by the
         Board,  but only in order to prevent  dilution or  enlargement  of such
         awards  in the  event  of a stock  dividend,  stock  split-up  or share
         combination,    exchange   of   shares,    recapitalization,    merger,
         consolidation,   acquisition   of   property   or  shares   separation,
         reorganization, liquidation, or the like of or by the Company.

4.3      Individual  Awards.  In no event  shall any  Recipient  be  entitled to
         receive  an  aggregated  total  of  more  than  20%  of the  shares  of
         Restricted Shares available under this plan.

                                    ARTICLE V

                             TERMS OF PARTICIPATION

5.1      Restricted  Stock Awards.  Restricted Stock Awards may be made prior to
         December 31, 2005.  Such awards may be made to any Employee or Officer,
         regardless of whether prior  Restricted  Stock Awards have been made to
         such person.

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5.2      Notice.   The  Compensation   Committee  shall  promptly  provide  each
         Recipient with written notice setting forth:

         (a) The amount of the Restricted Stock Award; and

         (b) The terms,  conditions and  restrictions  placed on the vesting and
             transferability of the restricted shares.

5.3      Governmental and other  Regulations.  The obligations of the Company to
         issue or transfer Restricted Shares awarded pursuant hereto are subject
         to compliance with all applicable  governmental  rules and regulations,
         and administrative action.

5.4      Restrictions  on  Transfer.  The  shares of  Restricted  Stock  awarded
         pursuant to this Plan are subject to the following restrictions:

         (a)  Stock  certificates  evidencing such shares shall be issued in the
              sole name of the Recipient (but shall be held by the Company until
              the  restrictions  shall have lapsed in  accordance  herewith) and
              shall bear a legend which, in part, shall provide that:

THESE  SECURITIES HAVE NOT BEEN REGISTERED  UNDER THE SECURITIES ACT OF 1933, AS
AMENDED  (THE  "SECURITIES  ACT"),  OR ANY STATE  SECURITIES  LAW, AND ARE BEING
OFFERED AND SOLD ONLY PURSUANT TO OFFERS AND SALES THAT OCCUR OUTSIDE THE UNITED
STATES  WITH THE  MEANING  OF  REGULATION  S UNDER  THE  SECUTITIES  ACT.  THESE
SECURITIES  MAY  NOT  BE  REOFFERED,  SOLD,  ASSIGNED,   TRANSFERRED,   PLEDGED,
ENCUMBERED,  OR  OTHERWISE  DISPOSED OF IN THE ABSENCE OF SUCH  REGISTRATION  OR
UNLESS THE TRANSACTION IS EXEMT FROM, OR NOT SUBJECT TO, REGISTRATION.

THE HOLDER OF THIS SECURITY BY ITS  ACCEPTANCE  HEREOF AGREES TO OFFER,  SELL OR
OTHERWISE TRANSFER THIS SECURITY, PRIOR TO THE DATE WHICH IS TWO (2) YEARS AFTER
THE  LATER OF THE  ORIGINAL  ISSUE  DATE  HEREOF  AND THE LAST DATE ON WHICH THE
COMPANY OR ANY  AFFILIATE OF THE COMPANY WAS THE OWNER OF THIS  SECURITY (OR ANY
PREDECESSOR  OF THIS  SECURITY),  ONLY (A) TO THE  COMPANY,  (B)  PURSUANT  TO A
REGISTRATION  STATEMENT  WHICH HAS BEEN DECLARED  EFFECTIVE  UNDER THE SECURITES
ACT, (C) PURSUANT TO OFFERS AND SALES TO NON-U.S. PERSONS THAT OCCUR OUTSIDE THE
UNITED  STATES  WITHIN THE MEANING OF  REGULATION S UNDER THE SECUITIES ACT IN A
TRANSACTION  MEETING THE  REQUIREMENTS  OF RULE 904 UNDER THE SECURITIES ACT, OR
(D) PURSUANT TO ANOTHER AVAILABLE  EXEMPTION FROM THE REGISTRATION  REQUIREMENTS

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OF THE SECURITES ACT SUBJECT TO THE COMPANY'S RIGHT PRIOR TO ANY OFFER, SALE, OR
TRANSFER  PURSUANT TO CLAUSE (C) OR (D) TO REQUIRE THE DELIVERY OF AN OPINION OF
COUSEL,  CERTIFICATES  AND/OR OTHER INFORMATION  REASONABLY  SATISFACTORY TO THE
COMPANY. THE HOLDER OF THIS SECURITY BY ITS ACCEPTANCE HEREOF FURTHER AGREES NOT
TO ENGAGE  IN  HEDGING  TRANSACTIONS  INVOLVING  THESE  SECURITIES  UNLESS  SUCH
TRANSACTIONS MEET THE REQUIREMENTS AND COMPLY WITH THE SECURITES ACT.

THE  SHARES  OF  FINANCIALCONTENT,  INC.  ("COMPANY")  STOCK  EVIDENCED  BY THIS
CERTIFICATE ARE SUBJECT THE TERMS AND RESTICTIONS OF THE COMPANY'S 2002 EMPLOYEE
AND OFFICER RETENTION AND RECOGNITION PLAN ("PLAN");  SUCH SHARES ARE SUBJECT TO
FOREFIETURE  OR  CANCELLATION  UNDER THE TERMS OF THE COMPANY'S  PLAN, AND THESE
SHARES  SHALL  NOT  BE  SOLD,  TRANSFERRED,  ASSIGNED,  PLEDGED,  ENCUMBERED  OR
OTHERWISE  ALIENATED OR  HYPOTHECATED  EXECTP PURSUANT TO THE PROVISIONS OF SAID
PLAN, A COPY OF WHICH IS AVAILABLE FROM THE COMPANY UPON REQUEST.

         (b)  No  such  shares  may be  sold,  transferred,  assigned,  pledged,
              encumbered or otherwise alienated or hypothecated,  unless,  until
              and then only to the  extent  that said  restrictions  shall  have
              lapsed in accordance with Paragraph 5.5 hereof.

5.4      Lapse of  Restrictions.  Subject to the  provision  of Article  VI, the
         restrictions  contained in Paragraph  5.4(a) and (c) hereof shall lapse
         as follows:

         (a)  Said  restrictions  shall lapse with  respect to all of the shares
              awarded  pursuant to a  Restricted  Stock Award one year after the
              date of issuance of the shares  awarded  pursuant to a  Restricted
              Stock Award is made, but only if on the date the  restrictions are
              to  lapse  the  Recipient  has  been an  employee  of the  Company
              continuously  from the time of the Restricted  Stock Award to such
              date of lapse.  Temporary  leaves of absence which are approved by
              the Company  shall not be  considered  a break in that  employee's
              continuous  employment  with  the  Company.  The  purpose  of  the
              restrictions  is to  provide an  incentive  to each  Recipient  to
              remain with the Company or one of its  Subsidiaries and to perform
              assigned tasks and  responsibilities  in a manner  consistent with
              the best interests of the Company and its stockholders.

         (b)  The Compensation Committee may not at any time accelerate or waive
              all or any  portion of  restrictions  remaining  in respect of the
              Restricted Stock Award.

         (c)  Only  in  the  event  of  Recipient's   death,   permanent   total
              disability, or retirement,  may the Compensation Committee, in its
              discretion,  elect to waive all or any portion of the restrictions
              remaining in respect of the Restricted Stock Award.

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5.5      Effect of Termination.  Except as otherwise  provided in Article VI, in
         the event of Termination,  all shares still subject to the restrictions
         hereof  shall be returned to or  cancelled  by the Company and shall be
         deemed to have been forfeited by the Recipient.

5.6      Rights  of  Stockholder.   Upon  issuance  of  the  stock  certificates
         evidencing the Restricted  Stock Award and subject to the  restrictions
         contained in Paragraph  5.4 hereof,  the  Recipient  shall have all the
         rights of a  stockholder  of the Company  with respect to the shares of
         Restricted Stock represented by said Restricted Stock Award,  including
         the  right to vote the  shares  and  receive  all  dividends  and other
         distributions paid or made with respect thereto.

                                   ARTICLE VI

                               MISCELLANEOUS TERMS

6.1      Termination and Amendment. The Board may terminate or amend the Plan at
         any time,  except that Restricted Stock Awards then  outstanding  shall
         not be adversely  affected  thereby  without the written consent of the
         respective Recipient holding such Awards.

         The  Board  may make  such  amendments  to the  Plan as it  shall  deem
         advisable  except  that the  approval  by a majority  of the  Company's
         stockholders,  present  or  represented  at  a  meeting  duly  held  in
         accordance  with  the  laws  of  Delaware  shall  be  required  for any
         amendment which would:

         (a)  Materially   modify  the   requirements   as  to  eligibility  for
              Restricted Stock Awards under the Plan;

         (b)  Materially  increase  the maximum  number of shares of  Restricted
              Stock available under Paragraph 4.1 hereof;

         (c)  Extend the period  during  which  Restricted  Stock  Awards can be
              granted beyond December 31, 2005; or

         (d)  Materially  increase the benefits accruing to Recipients under the
              Plan.

         The approval of the Company's stockholders for such amendments shall be
         solicited  in a manner  which  substantially  conforms to the rules and
         regulations in effect under Section 14 of the  Securities  Exchange Act
         of 1934.

6.2      Limitation  of  Liability  of  the  Company.  As  illustrative  of  the
         limitations  of  liability  of the  Company,  but  not  intended  to be
         exhaustive thereof, nothing in the Plan shall be construed to:

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         (a)  Give  any  employee  or  officer  of  the  Company  or  any of its
              Subsidiaries  any right to be granted any awards other than at the
              sole discretion of the Compensation Committee;

         (b)  Give any Recipient any rights whatsoever with respect to shares of
              Common Stock or Restricted  Stock except as specifically  provided
              in the Plan;

         (c)  Limit in any way the right of the Company or its  Subsidiaries  to
              terminate the employment of any Recipient at any time; or

         (d)  Be evidence of any agreement or understanding, express or implied,
              that  the  Company  or any of its  Subsidiaries  will  employ  any
              Recipient in any particular  position,  at any particular  rate of
              compensation, or for any particular period of time.

6.3      Non-exclusivity  of the Plan.  Nothing  contain  herein is  intended to
         amend, modify or rescind any previously approved  compensation plans or
         programs  entered into by the Company or any of its  Subsidiaries.  The
         Plan  shall  be in  addition  to any and all such  plans  or  programs.
         Neither the  adoption of this Plan by the Board not the  submission  of
         the Plan to the Company's  stockholders for approval shall be construed
         as creating any  limitations  on the power or authority of the Board to
         adopt   such  other   additional   incentive   or  other   compensation
         arrangements as the Board may deem necessary or desirable.

6.4      Effective  Date of the Plan.  The Plan shall be deemed  effective as of
         December 10, 2001.

6.5      Headings.  The headings of the Articles and their subparts in this Plan
         are for the  convenience  of  reading  only and are not  meant to be of
         substantive  significance and shall not add or detract from the meaning
         of such Article or subpart.

6.6      Other  Provisions.   The  following   provisions  are  also  in  effect
         hereunder:

         (a)  The use of the masculine  gender herein shall also include  within
              its meaning  the  feminine,  and the  singular  shall  include the
              plural,  and the plural  shall  include the  singular,  unless the
              contest clearly indicates to the contrary.

         (b)  All  expenses  of  administering  the  Plan  shall be borne by the
              Company.

         (c)  No person shall have any claim or right to receive an award if, in
              the  opinion of counsel,  such  receipt  conflicts  with law or is
              opposed to public policy.

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         (d)  The  place of  administration  of the Plan  shall be  conclusively
              deemed to be within  the State of  California,  and the  validity,
              construction,  interpretation,  administration  and  effect of the
              Plan and of its rules and  regulations  and the  rights of any and
              all  personnel  having or claiming  to have an interest  herein or
              hereunder  shall be governed  by and  determined  exclusively  and
              solely in accordance with the laws of the State of California.

         (e)  This Plan  shall be binding  upon and inure to the  benefit of the
              successors and assigns of the Company and each Subsidiary, whether
              by way of merger,  consolidation,  operation  of law,  assignment,
              purchase or other  acquisition of substantially  all of the assets
              or  business  of  the  Company  or any  Subsidiary  and  any  such
              successor or assign shall  absolutely and  unconditionally  assume
              all of the Company's and each Subsidiary's obligations hereunder.

Dated:                              By: /s/ Wing Yu
------                              ---------------
                                            Wing Yu, Chief Executive Officer

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00034-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00034-of-00352.parquet"}]]