Document:

<PDF>
begin 644 l92979aex10-5pdf.pdf
M)5!$1BTQ+C(-)>+CS],-"C(Y(#`@;V)J#3P\(`TO3&EN96%R:7IE9"`Q(`TO
M3R`S,2`-+T@@6R`W,S0@,C0P(%T@#2],(#0W-S$V(`TO12`Q.3(U,"`-+TX@
M-B`-+U0@-#<P,3@@#3X^(`UE;F1O8FH-("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("!X<F5F#3(Y
M(#$V(`TP,#`P,#`P,#$V(#`P,#`P(&X-"C`P,#`P,#`V-C<@,#`P,#`@;@T*
M,#`P,#`P,#DW-"`P,#`P,"!N#0HP,#`P,#`Q,3(X(#`P,#`P(&X-"C`P,#`P
M,#$R-#(@,#`P,#`@;@T*,#`P,#`P,C`S,B`P,#`P,"!N#0HP,#`P,#`R-S(Y
M(#`P,#`P(&X-"C`P,#`P,#,R-3$@,#`P,#`@;@T*,#`P,#`P,S8S."`P,#`P
M,"!N#0HP,#`P,#`V-3`P(#`P,#`P(&X-"C`P,#`P,#8V,C@@,#`P,#`@;@T*
M,#`P,#`Q,S,U,B`P,#`P,"!N#0HP,#`P,#$T,#,T(#`P,#`P(&X-"C`P,#`P
M,30T-3@@,#`P,#`@;@T*,#`P,#`P,#<S-"`P,#`P,"!N#0HP,#`P,#`P.34S
M(#`P,#`P(&X-"G1R86EL97(-/#P-+U-I>F4@-#4-+TEN9F\@,C@@,"!2(`TO
M4F]O="`S,"`P(%(@#2]0<F5V(#0W,#`X(`TO241;/&,X834Y,S(T,6-A-S0P
M,#4X-35F.31B,35A-C0U-34V/CQC.&$U.3,R-#%C83<T,#`U.#4U9CDT8C$U
M838T-34U-CY=#3X^#7-T87)T>')E9@TP#24E14]&#2`@("`@#3,P(#`@;V)J
M#3P\(`TO5'EP92`O0V%T86QO9R`-+U!A9V5S(#$W(#`@4B`-+TI4(#(W(#`@
M4B`-/CX@#65N9&]B:@TT,R`P(&]B:@T\/"`O4R`Q,3(@+T9I;'1E<B`O1FQA
M=&5$96-O9&4@+TQE;F=T:"`T-"`P(%(@/CX@#7-T<F5A;0T*2(EB8&!@9F!@
MNL?`PL#`G\K`QX``?$`Q$.28P,!P=T'$HS8/=8X6!H9995D@62:3F/:56PZW
MS_)I7PE$.J[F7;,9&#HZ&AA8@`1C1P<#!#%(='0@Z08"`0:&#9.!-`\0\X)%
MBAAX&1T86#U4"LZPN(8W\)V;T,>4*_4QL(&!`2#``*WQ)>`-96YD<W1R96%M
M#65N9&]B:@TT-"`P(&]B:@TQ,S0@#65N9&]B:@TS,2`P(&]B:@T\/"`-+U1Y
M<&4@+U!A9V4@#2]087)E;G0@,3<@,"!2(`TO4F5S;W5R8V5S(#,R(#`@4B`-
M+T-O;G1E;G1S(#,W(#`@4B`-+TUE9&EA0F]X(%L@,"`P(#8Q,B`W.3(@72`-
M+T-R;W!";W@@6R`P(#`@-C$R(#<Y,B!=(`TO4F]T871E(#`@#3X^(`UE;F1O
M8FH-,S(@,"!O8FH-/#P@#2]0<F]C4V5T(%L@+U!$1B`O5&5X="!=(`TO1F]N
M="`\/"`O1C(@,S0@,"!2("]&-B`S,R`P(%(@/CX@#2]%>'1'4W1A=&4@/#P@
M+T=3,2`S."`P(%(@/CX@#3X^(`UE;F1O8FH-,S,@,"!O8FH-/#P@#2]4>7!E
M("]&;VYT(`TO4W5B='EP92`O5'EP93$@#2]&:7)S=$-H87(@,S(@#2],87-T
M0VAA<B`Q.#$@#2]7:61T:',@6R`R-3`@,S,S(#4U-2`U,#`@-3`P(#$P,#`@
M.#,S(#(W."`S,S,@,S,S(#4P,"`U-S`@,C4P(#,S,R`R-3`@,C<X(`TU,#`@
M-3`P(#4P,"`U,#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`U,#`@,S,S(#,S,R`U
M-S`@-3<P(#4W,"`U,#`@#3DS,"`W,C(@-C8W(#<R,B`W,C(@-C8W(#8Q,2`W
M-S@@-S<X(#,X.2`U,#`@-S<X(#8V-R`Y-#0@-S(R(#<W."`--C$Q(#<W."`W
M,C(@-34V(#8V-R`W,C(@-S(R(#$P,#`@-S(R(#<R,B`V-C<@,S,S(#(W."`S
M,S,@-3@Q(#4P,"`-,S,S(#4P,"`U-38@-#0T(#4U-B`T-#0@,S,S(#4P,"`U
M-38@,C<X(#,S,R`U-38@,C<X(#@S,R`U-38@-3`P(`TU-38@-34V(#0T-"`S
M.#D@,S,S(#4U-B`U,#`@-S(R(#4P,"`U,#`@-#0T(#,Y-"`R,C`@,SDT(#4R
M,"`R-3`@#3(U,"`R-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R-3`@,C4P(#(U
M,"`R-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`-,C4P(#(U,"`R-3`@,C4P(#(U
M,"`R-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R-3`@,C4P
M(`TR-3`@,C4P(#4P,"`U,#`@,C4P(#(U,"`R-3`@,C4P(#(U,"`W-#<@,C4P
M(#(U,"`R-3`@,C4P(#(U,"`R-3`@#3(U,"`U-S`@,C4P(#(U,"`R-3`@-34V
M(%T@#2]%;F-O9&EN9R`O5VEN06YS:45N8V]D:6YG(`TO0F%S949O;G0@+TE%
M2$5"0BM4:6UE<RU";VQD(`TO1F]N=$1E<V-R:7!T;W(@,S8@,"!2(`T^/B`-
M96YD;V)J#3,T(#`@;V)J#3P\(`TO5'EP92`O1F]N="`-+U-U8G1Y<&4@+U1Y
M<&4Q(`TO1FER<W1#:&%R(#,R(`TO3&%S=$-H87(@,3@Q(`TO5VED=&AS(%L@
M,C4P(#,S,R`T,#@@-3`P(#4P,"`X,S,@-S<X(#$X,"`S,S,@,S,S(#4P,"`U
M-C0@,C4P(#,S,R`R-3`@,C<X(#4P,"`--3`P(#4P,"`U,#`@-3`P(#4P,"`U
M,#`@-3`P(#4P,"`U,#`@,C<X(#(W."`U-C0@-38T(#4V-"`T-#0@.3(Q(`TW
M,C(@-C8W(#8V-R`W,C(@-C$Q(#4U-B`W,C(@-S(R(#,S,R`S.#D@-S(R(#8Q
M,2`X.#D@-S(R(#<R,B`U-38@#3<R,B`V-C<@-34V(#8Q,2`W,C(@-S(R(#DT
M-"`W,C(@-S(R(#8Q,2`S,S,@,C<X(#,S,R`T-CD@-3`P(#,S,R`--#0T(#4P
M,"`T-#0@-3`P(#0T-"`S,S,@-3`P(#4P,"`R-S@@,C<X(#4P,"`R-S@@-S<X
M(#4P,"`U,#`@-3`P(`TU,#`@,S,S(#,X.2`R-S@@-3`P(#4P,"`W,C(@-3`P
M(#4P,"`T-#0@-#@P(#(P,"`T.#`@-30Q(#`@,"`P(#`@#3`@,"`P(#`@,"`P
M(#`@,"`P(#`@,"`P(#`@,"`P(#,S,R`T-#0@-#0T(#`@,"`P(#`@,"`P(#`@
M,"`P(#`@,"`-,C4P(#`@-3`P(#4P,"`P(#`@,"`P(#`@-S8P(#`@,"`P(#,S
M,R`P(#`@,"`U-C0@,"`P(#`@-3`P(%T@#2]%;F-O9&EN9R`O5VEN06YS:45N
M8V]D:6YG(`TO0F%S949O;G0@+TE%2$5!4"M4:6UE<RU2;VUA;B`-+T9O;G1$
M97-C<FEP=&]R(#,U(#`@4B`-/CX@#65N9&]B:@TS-2`P(&]B:@T\/"`-+U1Y
M<&4@+T9O;G1$97-C<FEP=&]R(`TO07-C96YT(#8Y.2`-+T-A<$AE:6=H="`V
M-C(@#2]$97-C96YT("TR,3<@#2]&;&%G<R`S-"`-+T9O;G1"0F]X(%L@+3$V
M."`M,C$X(#$P,#`@.#DX(%T@#2]&;VYT3F%M92`O245(14%0*U1I;65S+5)O
M;6%N(`TO271A;&EC06YG;&4@,"`-+U-T96U6(#@T(`TO6$AE:6=H="`T-3`@
M#2]#:&%R4V5T("@O<"]Q=6]T961B;&QE9G0O9F]U<B]P87)E;G)I9VAT+T4O
M4R]4+W$O9FEV92]5+V<O0B]R+W-P86-E+U8O8B]S:7@O0R]S979<#65N+V$O
M<R]C+VPO1"]C;VUM82]T+V5I9VAT+U@O92]'+VAY<&AE;B]U+W%U;W1E9&)L
M<FEG:'0O;FEN92]F+UDO22]V+W!E<EP-:6]D+V-O;&]N+V@O4"]&+W<O9"]I
M+W-E;6EC;VQO;B],+W!E<F-E;G0O3B]Y+WIE<F\O:B]-+VQE<W,O86UP97)S
M86YD+VXO7`UO;F4O02]K+T\O>B]T=V\O;2]Q=6]T97)I9VAT+W@O=&AR964O
M;R]P87)E;FQE9G0O4B]U;F1E<G-C;W)E*0TO1F]N=$9I;&4S(#,Y(#`@4B`-
M/CX@#65N9&]B:@TS-B`P(&]B:@T\/"`-+U1Y<&4@+T9O;G1$97-C<FEP=&]R
M(`TO07-C96YT(#8Y.2`-+T-A<$AE:6=H="`V-S8@#2]$97-C96YT("TR,#4@
M#2]&;&%G<R`R-C(Q-S@@#2]&;VYT0D)O>"!;("TQ-C@@+3(Q."`Q,#`P(#DS
M-2!=(`TO1F]N=$YA;64@+TE%2$5"0BM4:6UE<RU";VQD(`TO271A;&EC06YG
M;&4@,"`-+U-T96U6(#$S.2`-+UA(96EG:'0@-#8Q(`TO0VAA<E-E="`H+WIE
M<F\O6"]-+W!A<F5N<FEG:'0O5"]U+V]N92](+UDO3R]!+T(O=B]M+U$O0R]O
M+V0O4B]C+T0O;"].+WDO<"]%+V4O4R]'7`TO<&5R8V5N="]A;7!E<G-A;F0O
M;B]F:79E+U4O22]P97)I;V0O<B]S<&%C92]H+U`O1B]S+V$O<&%R96YL969T
M+VDO3"]T*0TO1F]N=$9I;&4S(#0R(#`@4B`-/CX@#65N9&]B:@TS-R`P(&]B
M:@T\/"`O3&5N9W1H(#(X,#@@/CX@#7-T<F5A;0T*,2!G"B]'4S$@9W,*,2!I
M(`HQ."XR,2`W-S,N.#4@-3<U+C<V("TU,C@N,C0@<F4*9@I"5`HO1C(@,2!4
M9@HQ,B`P(#`@,3(@,C4N-C4@-S4Q+C<W(%1M"C`@9PHP(%1C"C`@5'<**"`I
M5&H*+T8V(#$@5&8*,3`N,#<Y(#`@,"`Q,"XP-SD@,C<T+C4S(#<R-2XQ,R!4
M;0HM,"XP,#`Q(%1C"C`N,#`P,2!4=PHH15A(24))5"`Q,"XU*51J"BTW+C@S
M-#$@+3(N-C0S,2!41`HH5$A%($=/3T1914%2(%1)4D4@)B!254)"15(@0T]-
M4$%.62E4:@HU+C<V,C4@+3(N-C0S,2!41`HH1U)!3E0@04=2145-14Y4*51J
M"BTU+C8Q.38@+3$N,C,X,B!41`HH4$521D]234%.0T4@15%52519(%!,04X@
M54Y)5"!'4D%.5"E4:@HO1C(@,2!49@HM,3<N,#`Q-B`M,BXU-S$W(%1$"C`@
M5'<**$YA;64I5&H*,"`M,2XQ,3DR(%1$"C`@5&,**%1I=&QE("E4:@HP("TR
M+C4R-#$@5$0**$1E87)?7U]?7U]?7U]?7U]?7U\Z("E4:@I4*@HH("`@("!4
M:&4@,3DY-R!097)F;W)M86YC92!);F-E;G1I=F4@4&QA;B!O9B!4:&4@1V]O
M9'EE87(@5&ER92`F(%)U8F)E<B!#;VUP86YY(%PH=&AE()-#;VUP86YYE%PI
M('=A<R!A9&]P=&5D(&5F9F5C=&EV92!!<')I;"`Q-"P@*51J"C`@+3$N,3$Y
M,2!41`HH,3DY-R!<*'1H92"34&QA;I1<*2X@02!C;W!Y(&]F('1H92!0;&%N
M(&ES(&%T=&%C:&5D+B!!="!T:&4@1&5C96UB97(@,RP@,C`P,2!M965T:6YG
M(&]F('1H92!#;VUP96YS871I;VX@0V]M;6ET=&5E(&]F('1H92!";V%R9"!O
M*51J"C4R+C@W-S(@,"!41`HH9B`I5&H*+34R+C@W-S(@+3$N,3$Y,B!41`HH
M1&ER96-T;W)S+"!Y;W4@=V5R92!A=V%R9&5D(&$@4&5R9F]R;6%N8V4@17%U
M:71Y(%!L86X@56YI="!'<F%N="!<*&5A8V@@56YI="!E<75I=F%L96YT(&EN
M('9A;'5E('1O(&]N92!S:&%R92!O9B!#;VUM;VX@4W1O8VL@;V8I5&H*-3,N
M,34Q,B`P(%1$"B@@=&AE("E4:@HM-3,N,34Q,B`M,2XQ,3DQ(%1$"BA#;VUP
M86YY7"D@87,@9F]L;&]W<SH@*51J"C$R+C4R-2`M,2XQ,3DR(%1$"C$T+C<U
M,30@5&,*6R@@("DQ,S0W-RXT*"`I751*"E0J"C`@5&,*6RA$871E(&]F($=R
M86YT*2TY-3`S+CDH("DM-SDT,2XS*$1E8V5M8F5R(#,L(#(P,#$I751*"C`@
M+3$N,C$T-"!41`I;*$YU;6)E<B!O9B!5;FET<R!'<F%N=&5D*2TT-S4T+C,H
M("DM,3(W-"@@*5U42@I4*@I;*%!E<F9O<FUA;F-E(%!E<FEO9"DM-S`S,BXQ
M*"`I+34S.3,N-"@Q+3$M,#(@=&AR;W5G:"`Q,BTS,2TP-"E=5$H*+3$R+C4R
M-2`M,BXU,C0Q(%1$"B@@("`@(%1H92!N=6UB97(@;V8@4&5R9F]R;6%N8V4@
M17%U:71Y(%!L86X@56YI=',@<W!E8VEF:65D(&%B;W9E(%PH=&AE()-5;FET
M<Y1<*2!W:&EC:"!Y;W4@=VEL;"!E87)N(&%T('1H92!E;F0@;V8@=&AE('1H
M<F5E+7EE87(I5&H*-3$N,#8W-"`P(%1$"B@@*51J"BTU,2XP-C<T("TQ+C$Q
M.3(@5$0**%!E<F9O<FUA;F-E(%!E<FEO9"!S<&5C:69I960@86)O=F4@7"AT
M:&4@DU!E<F9O<FUA;F-E(%!E<FEO9)1<*2!W:6QL(&)E(&1E=&5R;6EN960@
M8GD@86YD(&-O;G1I;F=E;G0@=7!O;B!T:&4@97AT96YT('1O('=H:6-H("E4
M:@I4*@HH4&5R9F]R;6%N8V4@1V]A;',@87)E(&%C:&EE=F5D+B!4:&4@;G5M
M8F5R(&]F(%5N:71S(&%C='5A;&QY(&5A<FYE9"!M87D@8F4@861J=7-T960@
M8F5T=V5E;B`P(&%N9"`Q-3`E(&]F('1H92!N=6UB97(@;V8@56YI=',@*51J
M"E0J"BAS=&%T960@86)O=F4L(&1E<&5N9&EN9R!O;B!T:&4@;&5V96P@;V8@
M86-H:65V96UE;G0@;V8@4&5R9F]R;6%N8V4@1V]A;',N(%!A>6UE;G0@;V8@
M=&AE(%5N:71S(&5A<FYE9"!W:6QL(&)E(&UA9&4@87,@<')O=FED960@*51J
M"C4R+C0P,3(@,"!41`HH=6YD97(@*51J"BTU,BXT,#$R("TQ+C$Q.3(@5$0*
M*'1H92!'96YE<F%L(%1E<FUS(&%N9"!#;VYD:71I;VYS+B!4:&4@4&5R9F]R
M;6%N8V4@365A<W5R92P@4&5R9F]R;6%N8V4@1V]A;',@86YD($1I<W1R:6)U
M=&EO;B!38VAE9'5L92!F;W(@=&AE(%!E<F9O<FUA;F-E(%!E<FDI5&H*-3,N
M.#<R,2`P(%1$"BAO9"`I5&H*+34S+C@W,C$@+3$N,3$Y,B!41`HH9F]R('EO
M=7(@4&5R9F]R;6%N8V4@17%U:71Y(%!L86X@56YI="!'<F%N="!A<F4@9&5S
M8W)I8F5D(&%T($%N;F5X($$N("E4:@HP("TR+C4R-#$@5$0**%1H92!';V]D
M>65A<B!4:7)E("8@4G5B8F5R($-O;7!A;GDI5&H*,"`M,2XQ,3DR(%1$"B@@
M("`@("`@("`@($1E8V5M8F5R(#,L(#(P,#$@*51J"C`@+3(N-3(T(%1$"B@@
M("E4:@I4*@HH1W)A;G0@06=R965M96YT(')E8V5I=F5D(&%N9"!A9W)E960@
M=&\Z("E4:@HU+C4W,B`M,BXU,C0@5$0*,3<N-38Q,B!48PI;*"`@*30T-3(N
M."@@*5U42@I%5`HP+C4@1PHP($H@,"!J(#`N,C0@=R`Q,"!-(%M=,"!D"C(V
M,2XP.2`R.3$N-CD@;0HX,2XX,2`R.3$N-CD@;`HX,2XX,2`R.3$N-CD@;0HX
M,2XX,2`R.3$N,C$@;`I3"C`N.3`R($<*.#$N.#$@,CDQ+C(Q(&T*,C8Q+C`Y
M(#(Y,2XR,2!L"C(V,2XP.2`R.3$N,C$@;0HR-C$N,#D@,CDQ+C8Y(&P*4PI"
M5`HQ,"XP-SD@,"`P(#$P+C`W.2`R-C$N,S,@,C@T+C(U,#$@5&T*,"!48PHH
M("E4:@I%5`HP+C4@1PHU,S`N,S<@,CDQ+C8Y(&T*,SDU+CDW(#(Y,2XV.2!L
M"C,Y-2XY-R`R.3$N-CD@;0HS.34N.3<@,CDQ+C(Q(&P*4PHP+CDP,B!'"C,Y
M-2XY-R`R.3$N,C$@;0HU,S`N,S<@,CDQ+C(Q(&P*-3,P+C,W(#(Y,2XR,2!M
M"C4S,"XS-R`R.3$N-CD@;`I3"D)4"C$P+C`W.2`P(#`@,3`N,#<Y(#$U-2XT
M.2`R-S(N.3<P,2!4;0HQ."XX,C,R(%1W"ELH1W)A;G1E92DM-S,S-BXR*"!$
M871E*5U42@HQ,RXQ,C`S("TR+C4R-#$@5$0*,"!4=PHH6"TQ,"XU+3$I5&H*
M150*96YD<W1R96%M#65N9&]B:@TS."`P(&]B:@T\/"`-+U1Y<&4@+T5X=$=3
M=&%T92`-+U-!(&9A;'-E(`TO4TT@,"XP,B`-+T]0(&9A;'-E(`TO0D<@-#$@
M,"!2(`TO54-2(#0P(#`@4B`-+TA4("]$969A=6QT(`TO5%(@+TED96YT:71Y
M(`T^/B`-96YD;V)J#3,Y(#`@;V)J#3P\("]&:6QT97(@+T9L871E1&5C;V1E
M("],96YG=&@@-C8S,B`O4W5B='EP92`O5'EP93%#(#X^(`US=')E86T-"DB)
M?%0)4%17%OV?[M_=LK3:G\_R6_]O-9J)J"QN(&B!!@1%BTUQEP::'1JZ6Q9;
M%@$1;#9)D$4E*!!`11!%-$R"#.Y`%)&PN(\&F=%,QJ2<^SN/*:?15$VFRIIZ
M]>Y[]>J=6_?<]\[!,;X1AN,XZ>7NZ>[F8Q,0&:M0+_13QLKC)H^7<5*,FX%S
M,XTXAL=9\SG6U`*YH+C?]OUF03#5^#N=[D,T%4+#5+@[O6/&C#L2C,!Q467=
MJ38[._M%=G;+URCC4U21X1$:V9]"/I/9.SDN73`9E[^/3I/1R4[F%JH,5LC\
M4]0:1:Q:YA47HE3%*U5RC2)TD4SF%A,C\YO,H);Y*=0*5:+A]'VILDBU3"[3
MJ.2ABEBY*EJF#)-Y1\8I-2GQ"IG;6ID\+M16J9)%&G#J/<'JR-!(N2I2H?X=
M^Y[F^^T?:6.X86`"/F9FA$TWQ68+L/D8MI"/+>9C3CCFBF&KK;%(#$O",$]#
MZS`>1F!7\$S\*HZ,'(R41IE&-48_\>;PU+Q1OA5_+W^$$!'YQ,\"6X%.T"*T
M%IX2B431HK$I`5/ZC07&OL:=)C*3!)/GIKM,;YI9F"69]8AWB*^*AZ8&3[TV
MS7K:L6FOICM*3"19DD>D*]EK;F+>3#%4*/74PL_BG.4RRTS+OUNY6_U@O=6Z
MGQ;3N?0[F5@FYN)UC5#6=/0T1-36-$IN#H&JMG<($NK(]@R]#2>DD-$<9#[+
MHW'M.)B-PGS@_;*Z))PMCZ;.-X9O6^:.V"7K==U?M76!_VM6#C]2H8+8Z&#%
M<FE@2D6YEB7?951H4\MW2I'Q?#3STWD#$9>`&@;;7UE#_NK<TH,5S('*LH.M
MTJ[ZRO*3;$$>>O-O(Z)#8,!MA1=4J*;J+X]'8$%?59I6>YL]G%R8L9=&?&=D
M[,R(.:>TSL![\',UQ)V6M+V\,PKV5\COH(GKHFZUU%ZXV!RYU=%^1WPJDW0A
MJ;.#YE8C2PK%)`I:<K_.4=`;-SC%*9@MMW8-A`^(>AK'VG^BA[S;5\\+7+9F
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MAH=UI8&)&M@VP"BZO?I]3Z5KK6`5PG5(.9=&)38KW7P8L>P`8(Z)$K!K)8,>
MHUD46?W_"R6#_E@J;+Z-M\(A7BN44MYPZ+90+,L`'MX//!Y,SS"PKCY[K.54
M0EULK$H5K6C25K/BU#J]I`ZO>07EKWA0J&<H,"]`16M=\E`V,D?F>9#Y\$X!
M%($Y6\='WG*4A(R161O2@#=XMX$&S,!8#DG(FQ7K*O6?&2A'&EIE;`$-E0+7
MI",=+/=:F%6`/.V(5.&);IVN3-JD2TAD)[8*W<+R?/,8L6Z(.SF(P]@S'J>$
MF51:,>$=FIP;)D59`G"!SXGV;YZ,O:6!;W_';O'"[<@FEJG.(;I.-`Z-2<&X
MUG:+:Y#]DD4L\D"^1#I'"\6IS=S8#0G<&U4,D'=A(3RF[A;4YC0GBWJBRMQ4
MM&NPRR+&1]&]4ZK59"L#_YI3`_9@^AQF@]6RL_+C+/FT[^+7%[OH"_%_0Y2G
M0PRR#&$J#Q+UE6TC8]+!YLU;;%VWV\49R()V?0_GFR0I.P_9(V0R%P-::B[G
MNUN`OI_P)=9#DY"\A)R'A60R.+\1(L\>"F4+(!/&B0*!.+6%NSJ*`]?/`R_N
M`05;!$>^U'U9R)Y[D5E"[,O(S$B0(H4`X6@_D9U;>."P%+"#X+X#+:&1V,U_
M';,I_M9Z:8@N;G_X-^I1<`"CMV#](J,AJ)/U&5AXS+E")$ZMY_B7(?LHWC0.
M13_R.#^]*X5RLM`JM`[MIE'8FP5@#![-L/@^T"N'9ODGID<%,%4@_@=(P:->
MA()1*_6V\=-/$+$ST-O5<Q!<;I36E):R-;7-7S1)Q>6)W/@@_A7GQN,VZ>=3
M$P*!=G?0)\>RB,XSQQMZI1`K0-LFQHE>`43H9Q.&:O3B>DGWD/L@*.\&#)'C
M$`&]%/D"A$YML6ZT^PZY]XJ=O<,,.3[6T7JZCD%V:`6ULL\)IC&&2RO.`+_S
M^\1KB'[%DL-=#0_:7M)#&_H0L73>IGDKSD<^<3,`'=8&QRRAR>$'W%RJX_25
M'X;/;@I8[!^F4#'A)QVNCM#BJD3(NLCQZ_'&EY#]FG=]#P4E1V$>^$$$#<XV
M0*"IR,(98<C:Z3(2`?WME>,M[4Q!W@%5@.'3YX18PW704RFYZ6G[F;V)\I0H
MZ:P],&7HT<GQ)V"M0X$^K-C%(#;(!Y[D(?`LR2"8`?_\F.;(:H3X'].BRWOQ
MPR\?,J2WDO'_FK2`AC-EH[W]]!.?LL2,[;D!88UII__'`B+^:P&DW3DNZJ,Z
MAY#R1+R>*^9Q9VY0$RMA$V>8Q!WA1#':2VP0<I.+F,-U5;#U`K<T":_4K^7I
M-U=1NPM3CT3?1P5<KU62`(5.I"?OCEFM45FG)._-TQX2)<.V*F'B#EW;D<**
MXG+V,DPAH%)PP88XG%H>I:7#H@Z%,<GPA7`BS6!)((3_L%FM05&<633C./VY
M:ZDKO2/2G>JV-`IBRBC1(*+X@!B?B>(3R4.-A0%!"`Y#\W[)P#`S("#@S$#S
M&-YO!,2@*$IT7<@NOE:-LB9B-MDUKLE$UMM3WV1KO\94W*K=ZK\S]YSOW'//
MO74P"=>IIL*@013:H;L32MH%T054=M#9EP.B6TL=KNJ_9IE3UC#.K2@@)=Y;
M3_X_BN@6B"X'KF/,]^R2,MY$?GBF^%$E*!EX`_N;EW"XF8*]^!OU]TVZM!:>
MCKF0<"[,A\$,GI*^85M<7CLGF2=:3.9RKLALK&#ITS>>"7BR_.DC^==S9$))
M/=)/G0K"3^EX1=JM3H<8E98*RP@SZ&(V-GNQ>#6YM*9@#3;!F@6P%#8_A.DF
M(Q]7IHH(]P_`TUCL@B>/$E^_UC-TJH/OZKY<WL?"M)N^LZOY<5V%=NEK^:W/
M[!(%"CK<.@/:*;AR#_:`&VCPFZ#`QWA<1=&E`KJ;69PV+L#;*0FKLC@Z'`*E
M(76Y0>P%EX&H?6>Y:UMLR[T9W(-S#)N"4PI:N*E00"`ZH+L+3G00E*=V**UJ
MMM&QTC]@I3J2FO=14`2>SN+Y!F,7#T8$"_4/<BQ));YN59"HH0)2TXZ2-RZ$
M:*JEQ%#!`4N!LB;!R\)74]DP1^6LH^@V`0WJ;)DK9%Y^FO1-A%>L(+6CJ1!,
M7'/U)7!A5;>-?BH=)8E(:J/5:7&Q/BR>2VHW%.15<_#J_]9^\&OMMY%/2N+J
M+-+T9A$%Y,:6W&8@$L%<_>T<6UJQMQO1,JD3!LN@M=.E"2AIUI.#-;3D"(+G
M:EP81PWKRG.6,?@M=&B=YAW\QAQ0P0;(!_?!QQP]!K,N>/C7\E54!AQ2Q5"1
MF6&ZC,,?-,]C\2=X!O8E#79MV-J_C?>[`<J(IRPMP01PNVSFX0-TH\;4DT>V
MND%T3!05@.S*LAG0)U)K3$>+OF2DK>A^=<&M7$[$?0)Z\%_V?4O_2VM.23_*
MXM!1T$L"$[<*U(L'T^TOY8P2I%9T%M:JHBGL&K@I"WNRR^*,G;P4@>Y5%PP3
M?*G^%P**'JG,KG0\DVL%4_A3IPDG2"85WBM0?\FJR%C).#T1?D6;N$I'E$P1
MT=I<;>5/C#3'A,#D/*TR4U`@_4EE<NZD?)(35_XB]Z8\S8F[\F/NV?('CW/C
MMDW7.F:3`25X;_;09QR[9<`4@>A<EX$1@T?UR$E+,2J\2J`ZK;J@+MZYY?\!
M,V1D!6FS\XRJ5*JBX#=->8,%,@!9U_]N4[201OH!I82?D]2D7_/`%4(A'GN3
ML%A&/F\\"<?C4)B'76$#WS81*^=^`U$@@'+$;@?E<BS@J+E>6,F_L&)E)_3)
MD_:#'1+(I#VA1ZPD5&X=*TX)D/WE;]!X9[YXL)\IWG*+@8U(;Q-S;.S84%G7
M:;[4VM/U)4,_`1K_KA]S'"ZEX-T`=7.QL:$'YNGQ'/PZ9@PAVEBC2>#&DPRZ
MVJ!51B1LDF5$A[NH/F`Z6A93BP]`_LSS13##!@P#"[%/A1>'ZREZ1$#7CUG2
MU\B$5F=IE\MJ-8C(-R]-_#,#06C`!.GXJ@J64O039[#T4%U_HJ"_"URSL1LA
MX*GWSB'0P40]1Y?BQD-(^E$I;2?WJ99*U>LTD=$[6]YC%R_:CBF/H8^^V\6#
M^U)K:""S\^-`7\SN@1F]`J>A&O`GJDK*6E1:P36<"[W#PISA[[_F83\>+0=/
MYH_G&_O&AA;[E'+5U+B#I7]V*\HK(-0.H16_7R;M$=7>N2GB,",57D0PH2X.
M3ZC@;50F^*F<5ZE,[*>RD9BKK!5A`GO1F4VMR=8LDFUV!LE=[Y$<HN*9'7[N
M43KD`P(G"M3U+%O\+`97H>5I8<DQW/M'`@^O9/%:`_!#/-Q"-TI.WLLG`T9B
MZ([.G+J&P5^@]\C>)0NWQ`!;[W-@1F.EEKN%LJV*9-<JK(Z52L<6N?Q^@>K0
MMV8?8+3Q^_69''9W*O$"^%:E.1_796&:1-.`/+NB@'KU92E=BR#'^=E,"P71
MTN6&.V;SV5RW\5F0)Z_(L5'IV"S73!>HEIRVG'!&B(_5'.&P"G/[KZC6/XYK
M+F<:;,8+1E+QDH`NZRKT=NQ)XGW)3+P8[USAF9J\(\M-@"01'32%Y#8Q8N.I
MBAH.)H/'8SQ+9=6T[HQCPJ,,0=E$KCX1[3X>:SYX">^`VIED,C9>'ZW)[<][
M20B&20YLEPE%"E1CASX\Z5C*L52>N$2+/2!:E7XR0RQFZJJ-GYD(H68!G<FR
M9,N$7/&.F7@M6I6MF2_OV"LB6FQ,+KW)P"X$'J"]]J_FO#:"@Z?W*0Q2ME+*
MQM/5?<[L(#1U-.UST&EAA<VE_=&Z!^`Q0J*U$Z:I([)3PA,Y77IX<@P;<J2Q
ME^SIEN(!6-#'D2W]H3H]-3E-RQXQU-?SL!O]P?`#GL_13_"D]P,^3BB);*P1
M*ROX$SJ+A6GL*&MNZ$WUY]Y%]!CVWK0DU)U9?R'DXJ7^SN9VSO]X=TX9:VTT
MGNOFIZ8U29,'89FE)];EVE<0^X@>(3?_;?7G>4-E3>RW;:\MW)!`&H.B`TZV
M\MX)ZI"QJ#[8<@6\_O8\$!">LFK7-DTFIX=+E,ZDHIW!\7N3@I,G)2!C?I$A
MG^TQ:"-X\MJ;DJI>47U7*<V&1>H]H2'[_%GO=7?(->/^76-[__&XB$(^/R8_
MIO33&I-;@\DJ5C%ER8T1%9PU^D/+(9:<E)/D%/-ZOO'^R!>G@;I(:%\P6*7?
MUKT@7OL08K^B6^'O=O6AC(-'][,;_`=@/KPZ?&Z@]]SA=PIX^@@LP+7J]3I#
M>1<C#2&9ZWF9:]`XU\)?N>)%J#XLPKR/Q?]AN]J#FCJS>%F:?'3J0LLU`O=V
M[Z7KH]-59Y7=[4KKH[6T0E<17[Q?\H;P5`@AN4`20TA(0@+AD5Q`("`!`<$(
M5/&!X*I89ZVX@E;15%?7T:Y=;7?VNSN?.[-?<-?^LS/WGSMSSOF=[[Q^Y[R^
M"@'DAY+ATE+G[/!P#]Z9PH4FK8#(/WOP1,O)5B_\K*LPOQ^"(8_NJY[\*KA.
ME%&<O"6("OMP!'Y6R<#+0NBG")E837V$W@I'V]`O;P3C[7;9>?C.X48&W8:K
M1']I<?9,4;<:0^/J\>VIY_CW^N%>A\</+D]XB8\4(1_H)1PV3TS1X^:/1ZEV
MN[5W,*EG%PK5H\]V,<'B.^B*<*-,%::E66CEP*^--8>F27@%>@-OE/]'N.+&
M7@E<V0USG&:'KV,F_^[ZBS#Z9H^#F`TDQ@*?KA7UM74<'J;Q[[BR4_]8ZS6K
M.Z5+)".W)*$W:"R!A)G'#C/$;/(D'R*ZXK0/W6M!9$&)YI,M&XH>W**).X'P
MV@F1<R.0EQDM$BP8R*666+*H32OCT)L[!A,N%#'$]8Z@]?H*&5EPJ+*G@B;F
M`J,SXU,PQES2\X?PPW-0X"B?#333Q/RW2%0GR#/$U=K)]F,C[4:Z;DC33)W[
MP0E?.ZTZJ+3C@Y'CJ<F7^;[N@N$N8IZ7<Z*8!J49$U`<.%8#WT0^VV/%,5DO
MR['VO^68N)#BVE<I?B$&FY7J/6H<M%P.Q)JEYILDK`(G1YQ<+S75F1;*H%BP
M4:J)U6")+."]'@/[-$V5PG>?^W[S_`,7\0^\>"HYX><F3>N?2`A!=6V4-%H:
M)0M@@=%J-=JHEH,U$0QBP099U38M3?A?XO^-+PJI33S4U]G9ZRBQYV6Q8LQ\
MZU'^(#_7/+E@^M&":>B1*`K6[XRA,Y47DRFIA"W.."$=AZ*19_`-AD\`FMJH
MTJBR*'F`'!BY5UB$OPR>^;\0V/=U'/S4AH-VQT7<K%\"*SAAJ4&08RRQC)`P
M#&\S--HJ:)8UJ-1D187V`"UE83XG+#2FU4=?1JMAI']OCP#Z0LJA/TMQ*+D<
MC%H.*%0'%&PYDYH=L3LS5V?TYW\+JG%'\9&RR/+8EQW58+!2SCIY(O-"`O8<
MT(4JZ(5`_M/MR5,7,=RQ!"HXX8Y:F>4\R3]>4'_F5H]<4&_^2;T(["ZKB*C&
MG!2,]?VLZ@G?>RZXU?TM?H<X=>];46B>+K4&YVH?![(,.<93)#P"S"<FKTZT
MIH71*`]\4:Q-=+=(,0=2#+FU-TAH!H.=@[CS_FR(B&90)OB#7!=3A24*.%!D
M%"35&_HZ29@"9LM_7+H^?/M^"3VJR!W]@MJ3(DZ,8.:`&CL[GR"+9^,KO&3`
M:&E\F8>M"S7J9U5.^=YVP1`7<?SV0U$$6Q'O!L_B0%1M><L`"0?!\-'#[7W4
MA;;,<`:E@TU%F@RW1!HN1E,E-T[",@!]0GH2(M*S$F+I6PMP-]UPB0MPIJ97
M<$H''^3PZ'T(;0\]H8Y/%B$R&'D@'T0]7`9%<-4,9+Z'RU??1WY,ZXMP$5I4
M#+?._C@U\=6C,UCL+;0T-#V:\49Y;7!'/^_%J2[ZSKE@R3UB?@[YB9*K)6$:
M6@8U;>!3>1/>(-8"\8!#<8R"S#48B&=WP*8[01L38@LDC,XHN`ZJL)M_BY/&
MR>)8=PH;&O4-U)%:62I#S+NTHJ-UYQQ#%/0VHP^*T>:UTIS=\6-V-W8KW#G-
MO^VH+O7MN@?E+KPUON`WB#K3BJW1%'K[??0S1*.5<R$/IF=&^UH9,PH7QI07
M?ZS%CBEL(+&QS'22Q),`5Y!)K15L1G=%-6*]/$KJI2Z3Z5@J*.W)(P;;_/GD
M]?DGAI`"]P'"P;\_#6M6?>5[PT5,WW")=LFUNY4X`6H.1!NS35=)P@I+0/^7
MI[MH8KJK,>L(U64[V#U0VI&=GET:$L_H'BQP76]L:4Q9K!R_U=C0]+].].Y7
M=IHE_#:[JM3WS*5P*\R>B;,2A^#7\(J(:*R&OQ`HA$1?M5:C5LERVY.H7R6'
M[?ID*N-2%D/TG,\1])>U[Q>3.^/EV>]+[Y^MI.5"(AVML0*BIZ'.5-M,&1QC
MTN/4Y?G1^Q>S'+%]#-&'7KLLR.BLZFTG#W4XI[X\+EG>B3M-.<$OZO>8P3QB
MP3RR`M.(16]6TQF1;$EZFE=)24E5):DU:HTU]%DT*7QOI/#,B?&!L2ZZHDE0
MH2@K$5/1^@N'&>A\!KR5YRMM_!*;[S47_!R7-+Y!]I\6;=?I[$,D_`X%R<",
MSB1))8GCJ!+DJ)6J`W1)85YY'A6FNH3OOEMH13GHT_7KMI/(#-[]9O](VTF3
MTTF/C0G6`:-.0$C'6X_:)FU>WO42?@_G<9!/].2+W-S'L,+NFDY5,9D9@M9D
MKZ27PP:!UE+%-9/=G;5=1II#T2QHKVFOXO*&0KY#;-<VK^068W4#5=]@[VEB
MX&(XVW6AOF5P8?.LE\"S$KB1\^CXU^\\^:^Q?19T:=JK]Y.5586*??1:M.\C
MF"-@G55-;61O=^V`&=M/8L&(IDD]C`1K4)Q_`EP<`8DCI,-NLKO10UG0K;-4
MM,=!"CWQS[:9E?54G;G)@1_].E3_%2D$F3:CVD)93(W.%@;2\'MNV-S841_`
M`3PF8)\$4YE'*Y_B":>NBTR:YDJ6E*BJ<]V#+($#,D.A(?T\6@RC_>_"119K
M7]^8(8!#02QHK;'72$A%E2K\-[2T-V6ZC>SH-K9AAU)9,&!HUH^$/T;+_)$0
M!8L3RG6%V@`6+L?V)/HV'=-DZZAKH&]!'P%>$%R_?\Z?Y'QM_%YBF"]PAYQB
MA?V&%J645%6(E87T!K0/`5@GT-:K6ZQDSQ&#W?"?`:U)JF6?T;FT;7K1=[;?
M71(S<W;KUTA5)_^6"Y<3+JC+F5L@'=N9VBHOO*%P4?;>:]O/?I?:)_==[X?.
M+&"=/J-7DN]1]\H?4BL9#\UF_F'V75JTLI_5MKHU1U'ZMQS;]X4_-%EG_7[/
MWO&;BW4NV\%)_6NO2'^78_L][X\F:\T/7F"S^8?K=X;?#-_;N\N%MFU*^2[_
M`D0(;Q'V^*X/[+OQ,.0V6GJZ2%D<K5NT9,VL;9O3IQ:VM'5U=<AUM7=T=4JW
MM$R8,F_VCK-;Y86=OA?/(T$]V.9VH,T,0BN_RZ=L>@$BA$.$%QSYX0HT9N74
MNV<O2=T+G%%2E%63D+R^<>FD"3T]?7(]_7T]O=*3)K4U553'>2;*"W=\;ZT@
M03U?[<R?6C-_ETW]7MS-]GW6Y#\U/>RU,W^$3?T>-Y/C=U[/C^+)WP6Z.9=S
MW>?^T2'R_:<H`!M:#/T*96YD<W1R96%M#65N9&]B:@TT,"`P(&]B:@T\/"`O
M1G5N8W1I;VY4>7!E(#`@+T1O;6%I;B!;(#`@,2!=("]286YG92!;("TQ(#$@
M72`O0FET<U!E<E-A;7!L92`Q-B`-+U-I>F4@6R`R-38@72`O3&5N9W1H(#4R
M-R`O1FEL=&5R("]&;&%T941E8V]D92`^/B`-<W1R96%M#0I(B0```O_]@`"`
M@($!@8&"`H*"@P.#@X0$A(2%!86%A@:&AH<'AX>("(B(B0F)B8H*BHJ+"XN+
MC`R,C(T-C8V.#HZ.CP^/CY`0D)"1$9&1DA*2DI,3DY.4%)24E165E986EI:7
M%Y>7F!B8F)D9F9F:&IJ:FQN;FYP<G)R='9V=GAZ>GI\?GY^@(*"@H2&AH:(B
MHJ*C(Z.CI"2DI*4EI:6F)J:FIR>GIZ@HJ*BI*:FIJBJJJJLKJZNL+*RLK2VM
MK:XNKJZO+Z^OL#"PL+$QL;&R,K*RLS.SL[0TM+2U-;6UMC:VMK<WM[>X.+BX
MN3FYN;HZNKJ[.[N[O#R\O+T]O;V^/KZ^OS^_O\!`P,#!0<'!PD+"PL-#P\/$
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M_/S]??W]_G[^_O]___\"#`#GK#\0"F5N9'-T<F5A;0UE;F1O8FH--#$@,"!O
M8FH-/#P@+T9U;F-T:6]N5'EP92`P("]$;VUA:6X@6R`P(#$@72`O4F%N9V4@
M6R`P(#$@72`O0FET<U!E<E-A;7!L92`X("]3:7IE(%L@,C4V(%T@#2],96YG
M=&@@,C<Q("]&:6QT97(@+T9L871E1&5C;V1E(#X^(`US=')E86T-"DB)```!
M__X``0(#!`4&!P@)"@L,#0X/$!$2$Q05%A<8&1H;'!T>'R`A(B,D)28G*"DJ
M*RPM+B\P,3(S-#4V-S@Y.CL\/3X_0$%"0T1%1D=(24I+3$U.3U!14E-45597
M6%E:6UQ=7E]@86)C9&5F9VAI:FML;6YO<'%R<W1U=G=X>7I[?'U^?X"!@H.$
MA8:'B(F*BXR-CH^0D9*3E)66EYB9FIN<G9Z?H*&BHZ2EIJ>HJ:JKK*VNK["Q
MLK.TM;:WN+FZN[R]OK_`P<+#Q,7&Q\C)RLO,S<[/T-'2T]35UM?8V=K;W-W>
MW^#AXN/DY>;GZ.GJZ^SM[N_P\?+S]/7V]_CY^OO\_?[_`@P`K?9_@0IE;F1S
M=')E86T-96YD;V)J#30R(#`@;V)J#3P\("]&:6QT97(@+T9L871E1&5C;V1E
M("],96YG=&@@-#4T.2`O4W5B='EP92`O5'EP93%#(#X^(`US=')E86T-"DB)
M7%0)4!1G&NUFF&Y0'&':UMACNF=57`UB1DT02ED!)0$%%%!<`AX3#C,R,-C#
M+;`JM\,`'E$0S:HTL`BH',JE&(E*#(J"4>.N1VE6S<:CC+I^/?Y3M=N#9LO:
MZJZO_OJJWO>^]][?C6/V=AB.X\I`_P!_/S^W%;K$.*.[GT$?:^MZB"I,G(2+
M']J)K$P<9R]R3N/1`I3T)OO-?#E[`/^/R?2V.I%0.Q:NNO1-HIJ5F!S''?8*
M#6T:S>Q9&LV\18;D3%ZW_JL4]?28&>K97IZ?SK35>2/5RU:]-&K?6,.7<>KP
M3&-*7*)1'9@48^"3#;PV)2YVEEKMJ]>KPVP3C.JP.&,<GR9U1S95ZXQJK3J%
MU\;&)6KY!+4A7AVD2S*D9";'J7T_5VN38C\V\&J=A#.F?FG4Q>JTO"[.^`YK
M4SER>D\TADL/1N"8(XZ-Q3`7'!N/89,=,'='S`O'_#!LL1T6B&/!]EBX/?8%
MAFDD]S![C,0NXGOQ2W:8W1_LTNU:9#+9:ME#>Q_[;^0N\C3Y$R**V$7<(@/(
M0^1KA_4.OSK&.#X:-6=4Y6C7T:5.+DZ13OUCV#%;QEQ58(IOQCJ.#1O;Y\PX
M%SE?<)GA4J0<A2P*Z14_S.F"O5T9O:!KV=FM!&<@(*)I"!QA11-U8S/5L=FB
M?D2W]$/XS5/EH5D^GR'./\+4]E<6.=;1BT\%WX9I`Q!P=TAW>NX,I$`D8ED)
M!BO%(3J.R"_(RR_D\@N717^J6I%:597!47<W5Z9G546K`I';`K3(NW_5(+A?
M@=#7>9P$*]Z_NZ1:U7QR=U4#9RY!SZQ6>1\A0=Q$5_K\-?C\_*ZO<PLKV<K"
MZBV)C.]2-&M^0N:!1E8!:9N>__$&W*^!O";E!>`JI/6G/J>RQ&OB/-I(GBZH
M*HEGHM:N3(AED1MLD%\\>/_$;>:,=A`I62IW]I18-&;-OI@CH1R5%9B`Q@>A
M"0P:_6OHX]]NG6UH9:EN;4O[ZA]5^\[M.-G.F<WMETM+T_=\D/J7]$V\*EI_
M[(R6N_C`9.K[Y[ZZW;LZRQUJ2"K+^G<TE^XX4/-M`]NSJ&U9[\*6R(GIR0D9
M>I5[`$RXS%&YH(!'=$_];N%LLV]DV+I-R5M9X]\B!WL9!:I#"RPO\"Z0R^"\
M90F]@D=:Y(PZ&:]ZM`&RD0M;3WYT/G(8!`;.#73<^8[]'0)^$D8ZTGT":*4H
M.YG;!MB`LL&%-9!/EI]:C`0&G5NZUC-<@EARP1MO!V]9^S#MA$4?C>_I;CG:
MTQ77&AVU/F8-JU#GUELFUN,U,`<FP1P9#`-/!VY=6IC&IA=N7A^O6I4U`%,X
MR"3OF$`YV',@%+FQJ!N-IM'JIV@JC`/U/?""`,A'3N`P>1I23D$5TE13C65F
M.@XA,%TFAM30T[?6#7+B8!:)*A`NWTA6-C?OJ5*UFM;RG)4F@XMCD4,I:Q1'
MDPIUWO=B/E"XZ'A3!C/$+AH.$R>`DJ/KQ$?HZ=7"&X6#B1._33D3&<)X!:;J
MV*"P^Y^IUF4D&,(NZ7^")2_!#B8\7?[#&H$+:`G>KJEP4)@$\&D5OTC'=UD6
MR"S^`AU5LJEYS6MD%`]]8"`0;^U,],G1K<R;R,-:@=29H\I:F.KJ]OJK+*02
M50F-OLG,ALQMP84L#S^1UF+83/\+BIZC(KFBWR3PC3#0`+4-O*!\"9^`!KP0
M"SY4$NR#QW0#0:5>+/XY&TUA0G+G(#MM9G4G*Y;:'RHMK>U546FW#B[W=TW5
M(H9#I59'&JX35"*L+Q]Z>I<!8O*I>56LF:2.'*\$>2W(&-"@=>7A++K`$UW%
MQTL"&6L&&9)0%%[`*C)Z+(Y-^$GP%ST$F<459M*S/'T2O57Z!7NO:KGX@8+'
M_0QXMX([3`/B+G+\Y`@K0&XRP6_9FI:\\4\G9ZM0/)J*-&@M6@9*Y`DY,.[F
M#W=^Y"3S^"/BRV9)WA/P@*_!C])7C8<K!%3L!$R2&\3`+`WXH286G2.H?3S9
M6M11$L)8MY#QZ4E!+*6'$G&0/KAMFS"@`I]#2*=!>7.7(ONHK?O;N!$##T-O
M,S0VCQCH`1ZU0`A4.G6TVL+1_Y,9K"\.*V"I=%Z\3;9!K%R*S2W(=>,,U9*,
M/1T<%)+/>A.1RQZN%AYN)+*1\Y\WNI4Z0#9Y8G]Y'ZB&>33YD"1XM?4:H2B7
MKL/9]PC=!2!KJ&?4'1MA=W'[^X0\6`72ORS&?(F!'!*4U7Y>NSD!'O)$SOSL
MQ<C9[$`]>\MR!GSJ@J8<9&LDD@%"`0LSFJ!4$,DFY3'PA].@B1<HT5($;31Z
MS!-7BAI+EC*3R76;$N>BT`(P#X-/&\P$5Y9Z]2X?[O_ST2,6>:!(Y`?VR!_*
M.$J\#ZKZYAX.*/)V3=F%'=+_<:&D[4PW'!;P?TO*"L!#9C$)=,2.K\K[&3&#
MO-A9=J*,%=`O/-E1W"4)13&H`&+(2UWF#EO_`4\>+SI1LL1FP/*$PHA\R8`'
M`AFQ/;[\>P:RH`!ED2'Q11$V8WXA%2C))%@(`0>Y1"02`KVB/*9LP$9TN:>T
MVRP-?,&37<7=[QR-+5II^X1>D&]3MV""\A5X4,D6):332022KP[W1&ZJ@-2=
M/9RH)W\^7#ID6^HWGNP<284Z9KOOB<7A^2R5S(O7204\>+O`J^-B/7PL>^,N
MT(&[4LO^P8@AY+U&\W?E$KR"1-%6/8H6]7*TG2>&"_?GK&*L!C(T-]O;IB]7
M(#TK,FN&&#'.3$*9]9Z\CH`R\;G<;/TOW54:%%5VA>V0[DM,1@W/Y^AKYSV=
MC(@FC#HC-(YC$1%U1@R;*(B","X(-(O=-#`*(GLWW6PV(IMLW4#;K(I"JZ!A
M<9D"C8):+F@I@XY.C-M,Y;S.I2JYKT>K4I7*C_?KWG?N]YWSG4TG^3I6[2.0
M?81('J@2K<N(9+KY-=V4I7(6)!DEJ_6)U:,,_PG)TF3>;_*DN(E_+#E77#]:
M0EZ.5J"Q[*-1/@P>T"#\BG<7XPB%I*Q2O6Z`HRR3L>CKN"R?+-:F%>OL%E$;
M$<H_8:T=/\?J2,.\#NR)'9=GXS3LCMVS(6T<'#O`$^9Q+;_&F[$+_@C'XCVP
M""\@+2`<%L$"V`.QV`4^PILYF\C-;3#01D3^BDCA"U*27A#,XT;)NI+D_#$&
MO!',UIW7#;7;W[>4CK21ZH`W5*QD296EQA3HKSEFM8R9]$:;4@^F9;!9.9J\
MX$Q[Z@7D\7?I.EU96:OT0?MN+,$S0F/Q!_D<(8$]P3^IAA!Q>$>$2J8LUEC\
M&SH[,2E[GY1*WKBFY<EN#OYX\@W0X,&\1_N.S0$\\PY>!"[;6,J"/48@2%LJ
M'>XM:;C!X5?6SO<.X:CD__8)N?O.+:Q0YD\U0Z^0UV2X<04O<*?&"&03_X(V
M%^67]DOOGPISQ+,"5?C#/([WPC?IM!3=L50.A\`)<5_56S-,9Z@Q^!+OU:\E
MCE!(!G/-&A?!"U\DJ==G$AT\-:)?!`9!C0AVXJMB")=,"R+Q8\P.;:8D$)&D
M^ZWO<6J"3^;C:(B)0<DY.2D)L=M;5DJI.]A?CN=ZAVA=P'T%=RU:/"P_J_R*
M.9CCA'_'4L\PY0?BUTE<+-::))6%1<=JS9;('Z6P<0@^^!Y$[A<CJSB\\*:8
MNBD[G5S7QPSW'[\`4R]CM/88*Z04_^]F44LC;";4`YKL^"-&>G61,O\1PQO0
M]=RW.35XN;U)HH$0\>0+B1J'B$V2&EC^MNA&H?VD`<F4&@]!Z58T+;G'*C**
M_@&?P^UN.ZN?U8W&\0K)X]RCD=YDJD!>&NQ,(O&)%MA!%L:%/+TJY.E3!1K(
M;M#(&#R.\)2&O5V[6?_AY]G=TLOCU7V]W&E+^<0E!D;1U?K2?KTM6C6)_`RC
MJ-+J;F?U%%XI4$BZU4UY<B9>JR72^HQ=#(O%:<?4Q66,J49[2<CFEZ1"::H4
MM7((QMVS\1J\+R(D,B<RA[3N`B/:6Q!2V,94E]8_!#OVQ/G7V%5\Y$#IOG0F
M/DX3J!:*EA'%Y1_(W_(`;X#VV63B450W/M4+$X*MCIF%@NGSCO!9=8=F%Q,?
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MHB$C9K,V>$!_63LT*NOP=,8?>Y/>,_WQ?)AY[VKG\!EN6E#J@*J>GSH`ZPV$
MCQ/(@*-ZJ!3>W$7[YVM,C0P_BJ.5J#^W-F\+@[U0@S*RW4?J[.2&/<A%[/B#
M[.'MIJ83[>P&1*5\5U6B@QD5]N0@^`?ZT![?D)5:F'7Q1?F3D8$Z[SQ60#T*
M/AVP7`#.`0/3[<`-VFA@6^LZVLH4JF)6'Z,-U,GM?\++Z(3DO3M\I7]2O7FD
MYJ!(TJ<^2"84#RE&2YVQ$W9_L_KU_<'F9U<(":V!=[A&*(BN$ZLL<':\V4`'
M:[NJ.-`A^-67YH#`,-6F;2RTX@`E.IE9KM[.3!Y&P?MS([)8)60;4$B1VE3/
M0`TJZ>KI[-,%Q+$X!^U)W1^E)N=II$L^(&\L,]R&)0Z780EV)&YZ!GH#O:LP
ML\[,\#,$NR>R*K)"&7P6;=NOCB`+`F0B:BD.Y*UD8@]KCCS3U=K2W179%A8:
M%1'.VBQ:[0VB:P2NS5*ZV<3Q$]A?B7KRMQ_B"#[EH8B=-C-D9[)1C#`XC/S"
M4/AFSJ5ZK/T&>JM.:R;;12$B94_@ZA<:YQO*-J<H^I=*93M\E*F<1D+UC.)-
M2F3*;5`'"A"#53E1V<1VE@'M*LPB%,B_-4C?V=O5KPV*%L@G:.7;!/('#6AW
M049=L^`<_>G>TWW:0+EPKM3*@S7D/`.]\S\!=^L78)2%;R?^S]>:#398=VRP
M7,,(%)9`L=B@=&:79=J\]3]1(/?_;QSFI9KY58)Z%L(R6&@'?X9O:9`4O;QU
MI<H7?XJI3-=U*[4_P106+YR%9XUC,4$T=X)L$W.`<_X9?XBYY63MI=EI03B\
M%MS[^:F#!/=M<LL5G&R-)@I>TN4G!RPWR8HCVZ3&OU\1H+JB9>_B3GI[OKSD
M'@/S451K4_R`],V3)V1G<G6Z+EL9$QJU7_#RV%6!VIEL?<IN9E*#ODE/#Q&H
M-1`!R;0&&(0%+H_)>P^)C\K@G('V+DBKN,)0)O!#-[OK*ECJ2G.>[T5I;_FI
M!D-*W_H-H3[R1,%NV3WLIT3'<PTY6P67;57E1@O1JQ;&M]16WJW%P6A,>`7L
MW\/JJ`EX!O=H6*!"F>K<M&^3OZG;3KK6DJ]\/^?PIY!1O(2)28S8*K0J.^7/
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M(<[??5F;%C8LG2JU>%G/TEZLQN^6J`QC+6TI\L^4KF^;/D&^OV_"%*FY#6OB
M_%LC:K.7Q9YYN>#(=\F]<M\U?RC.VSNG=R'0"17S?EK,^ETUG>W[@DE_2OO8
M:V?^")OZ/6XFQ^^\GA_%D[\+='/*+7"N%/_/P_E=GKN'A^]GFLB/SZ(`.)W!
M0`IE;F1S=')E86T-96YD;V)J#3$@,"!O8FH-/#P@#2]4>7!E("]086=E(`TO
M4&%R96YT(#$W(#`@4B`-+U)E<V]U<F-E<R`R(#`@4B`-+T-O;G1E;G1S(#,@
M,"!2(`TO365D:6%";W@@6R`P(#`@-C$R(#<Y,B!=(`TO0W)O<$)O>"!;(#`@
M,"`V,3(@-SDR(%T@#2]2;W1A=&4@,"`-/CX@#65N9&]B:@TR(#`@;V)J#3P\
M(`TO4')O8U-E="!;("]01$8@+U1E>'0@72`-+T9O;G0@/#P@+T8R(#,T(#`@
M4B`O1C8@,S,@,"!2("]&,3(@,38@,"!2(#X^(`TO17AT1U-T871E(#P\("]'
M4S$@,S@@,"!2(#X^(`T^/B`-96YD;V)J#3,@,"!O8FH-/#P@+TQE;F=T:"`U
M,#,T(#X^(`US=')E86T-"C$@9PHO1U,Q(&=S"C$@:2`*,3@N,C$@-S<S+C@U
M(#4W-2XW-B`M-#DU+C$R(')E"F8*0E0*+T8R(#$@5&8*,3`N,#<Y(#`@,"`Q
M,"XP-SD@,C4N-C4@-S8T+C<S(%1M"C`@9PHP(%1C"C`@5'<**"`@("`@("`@
M("`@("`@("`@("E4:@HO1C8@,2!49@HR,BXV,C$R("TR+C4Y-34@5$0*+3`N
M,#`P,2!48PHP+C`P,#$@5'<**$=204Y4($%'4D5%345.5"E4:@HR+C8T,S$@
M+3$N,C,X,B!41`HP(%1C"C`@5'<**%PH0V]N=&EN=65D7"DI5&H*+3(U+C(V
M-#,@+3(N-C0S,2!41`HH1V5N97)A;"!497)M<R!A;F0@0V]N9&ET:6]N<RE4
M:@HO1C(@,2!49@HP("TR+C4W,3<@5$0**"`@("`@,2X@("`@(%1H92!097)F
M;W)M86YC92!%<75I='D@4&QA;B!5;FET($=R86YT(&9O<B!T:&4@;G5M8F5R
M(&]F(%5N:71S('-P96-I9FEE9"!A8F]V92!I<R!G<F%N=&5D('1O('EO=2!U
M;F1E<BP@86YD(&=O=F5R;F4I5&H*-3`N-S,V-"`P(%1$"BAD(&)Y('1H92`I
M5&H*+34P+C<S-C0@+3$N,3$Y,B!41`HH=&5R;7,@86YD(&-O;F1I=&EO;G,@
M;V8L('1H92!0;&%N(&%N9"!T:&ES($=R86YT($%G<F5E;65N="X@66]U<B!E
M>&5C=71I;VX@86YD(')E='5R;B!O9B!T:&4@96YC;&]S960@8V]P>2!O9B!T
M:&ES($=R86YT($%G<F5E;2E4:@HU,BXP-CDS(#`@5$0**&5N="`I5&H*+34R
M+C`V.3,@+3$N,3$Y,2!41`HH8V]N<W1I='5T97,@>6]U<B!A9W)E96UE;G0@
M=&\L(&%N9"!A8V-E<'1A;F-E(&]F+"!A;&P@=&5R;7,@86YD(&-O;F1I=&EO
M;G,@;V8@=&AE(%!L86X@86YD('1H:7,@1W)A;G0@06=R965M96YT+B!9;W4@
M86QS;R!A9W)E92E4:@HU,2XR,S4T(#`@5$0**"!T:&%T('EO=2`I5&H*+34Q
M+C(S-30@+3$N,3$Y,B!41`HH:&%V92!R96%D(&%N9"!U;F1E<G-T86YD('1H
M92!P<F]V:7-I;VYS(&]F('1H92!0;&%N+"!T:&ES($=R86YT($%G<F5E;65N
M="!A;F0@06YN97@@02X@*51J"C`@+3(N-3(T,2!41`HH("`@("`R+B`@("`@
M06QL(')I9VAT<R!C;VYF97)R960@=7!O;B!Y;W4@=6YD97(@=&AE('!R;W9I
M<VEO;G,@;V8@=&AI<R!'<F%N="!!9W)E96UE;G0@87)E('!E<G-O;F%L('1O
M('EO=2!A;F0L(&YO(&%S<VEG;F5E+"!T<BE4:@HT.2XS-S8U(#`@5$0**&%N
M<V9E<F5E(&]R("E4:@HM-#DN,S<V-2`M,2XQ,3DR(%1$"BAO=&AE<B!S=6-C
M97-S;W(@:6X@:6YT97)E<W0@<VAA;&P@86-Q=6ER92!A;GD@<FEG:'1S(&]R
M(&EN=&5R97-T<R!W:&%T<V]E=F5R('5N9&5R('1H:7,@1W)A;G0@06=R965M
M96YT+"!W:&EC:"!I<R!M861E(&5X8VQU<VEV*51J"C4P+C8X,#0@,"!41`HH
M96QY(&9O<B!T:&4@*51J"BTU,"XV.#`T("TQ+C$Q.3(@5$0**&)E;F5F:70@
M;V8@>6]U(&%N9"!T:&4@0V]M<&%N>2!E>&-E<'0@8GD@=VEL;"!O<B!T:&4@
M;&%W<R!O9B!D97-C96YT(&%N9"!D:7-T<FEB=71I;VXN("E4:@HP("TR+C4R
M-"!41`HH("`@("`S+B`@("`@07,@9G5R=&AE<B!C;VYS:61E<F%T:6]N(&9O
M<B!T:&4@56YI=',@9W)A;G1E9"!T;R!Y;W4@:&5R975N9&5R+"!Y;W4@;75S
M="!R96UA:6X@:6X@=&AE(&-O;G1I;G5O=7,@96UP;&]Y(&]F('1H92!#;RE4
M:@HU,"XQ,C@U(#`@5$0**&UP86YY(&]R("E4:@HM-3`N,3(X-2`M,2XQ,3DR
M(%1$"BAO;F4@;W(@;6]R92!O9B!I=',@<W5B<VED:6%R:65S('5N=&EL($1E
M8V5M8F5R(#,Q+"`R,#`T+"!T:&4@96YD(&]F('1H92!097)F;W)M86YC92!0
M97)I;V0N($%N>2!5;FET<R!E87)N960@=VEL;"!B92!P<F]R871E9"!I*51J
M"C4Q+C$R-30@,"!41`HH;B!T:&4@*51J"BTU,2XQ,C4T("TQ+C$Q.3(@5$0*
M*&5V96YT(&]F('EO=7(@9&5A=&@L(%)E=&ER96UE;G0@7"AD969I;F5D(&%S
M('1E<FUI;F%T:6]N(&]F(&5M<&QO>6UE;G0@870@86YY(&%G92!A9G1E<B`S
M,"!O<B!M;W)E('EE87)S+"!O<B!A="!A9V4@-34@;W(@;VQD97(@*51J"C4P
M+C<V,30@,"!41`HH=VET:"!A="`I5&H*+34P+C<V,30@+3$N,3$Y,B!41`HH
M;&5A<W0@,3`@>65A<G,@;V8@8V]N=&EN=6]U<R!S97)V:6-E('=I=&@@=&AE
M($-O;7!A;GD@86YD(&ET<R!S=6)S:61I87)I97-<*2!O<B!$:7-A8FEL:71Y
M(%PH9&5F:6YE9"!A<R!T97)M:6YA=&EO;B!O9B!E;7!L;WEM96YT*51J"C4Q
M+C(Q,C0@,"!41`HH('=H:6QE("E4:@HM-3$N,C$R-"`M,2XQ,3DR(%1$"BAR
M96-E:79I;F<@8F5N969I=',@=6YD97(@82!L;VYG+71E<FT@9&ES86)I;&ET
M>2!I;F-O;64@<&QA;B!M86EN=&%I;F5D(&)Y('1H92!#;VUP86YY(&]R(&]N
M92!O9B!I=',@<W5B<VED:6%R:65S7"D@<')I;W(@=&\@8V]M<"E4:@HU,2XR
M.34S(#`@5$0**&QE=&EO;B!O9B`I5&H*+34Q+C(Y-3,@+3$N,3$Y,B!41`HH
M=&AE(%!E<F9O<FUA;F-E(%!E<FEO9"X@06YY('!R;W)A=&EO;B!I<R!B87-E
M9"!O;B!T:&4@;&%S="!D87D@>6]U('=O<FME9"X@3F]T:&EN9R!C;VYT86EN
M960@:&5R96EN('-H86QL(')E<W1R:6-T('1H92!R:6=H="!O9BE4:@HU,"XU
M.3@T(#`@5$0**"!T:&4@*51J"BTU,"XU.3@T("TQ+C$Q.3(@5$0**$-O;7!A
M;GD@;W(@86YY(&]F(&ET<R!S=6)S:61I87)I97,@=&\@=&5R;6EN871E('EO
M=7(@96UP;&]Y;65N="!A="!A;GD@=&EM92P@=VET:"!O<B!W:71H;W5T(&-A
M=7-E+B`I5&H*,"`M,BXU,C0@5$0**"`@("`@-"X@("`@(%EO=2!W:6QL(&9O
M<F9E:70@=&AE(')I9VAT('1O(')E8V5I=F4@86YY(&1I<W1R:6)U=&EO;B!O
M<B!P87EM96YT('5N9&5R('1H:7,@1W)A;G0@:68@>6]U(&5N=&5R(&EN=&\@
M82!R96QA=&EO;G-H:7`I5&H*-#<N-S$R-R`P(%1$"B@@96ET:&5R(&%S(&%N
M("E4:@HM-#<N-S$R-R`M,2XQ,3DR(%1$"BAE;7!L;WEE92P@8V]N<W5L=&%N
M="P@86=E;G0@;W(@:6X@86YY(&UA;FYE<B!W:&%T<V]E=F5R('=I=&@@86X@
M96YT:71Y('1H870@<V5L;',@<')O9'5C=',@:6X@8V]M<&5T:71I;VX@=VET
M:"!P<F]D=6-T<R!S;VQD(&)Y*51J"C4Q+C$X-30@,"!41`HH('1H92`I5&H*
M+34Q+C$X-30@+3$N,3$Y,B!41`HH0V]M<&%N>2!A;F0@:71S('-U8G-I9&EA
M<FEE<R!W:71H:6X@<VEX(&UO;G1H<R!A9G1E<B!T:&4@96%R;&EE<B!O9B!<
M*#%<*2!T:&4@9&%T92!Y;W4@<F5C96EV92!Y;W5R(&1I<W1R:6)U=&EO;B!O
M9B!5;FET<R!E87)N960@*51J"C0Y+CDP-34@,"!41`HH;W(@7"@R7"D@=&AE
M("E4:@HM-#DN.3`U-2`M,2XQ,3DR(%1$"BAD871E('EO=2!C96%S92!T;R!B
M92!A;B!E;7!L;WEE92!O9B!T:&4@0V]M<&%N>2!O<B!O;F4@;V8@:71S('-U
M8G-I9&EA<FEE<RX@*51J"C`@+3(N-3(T,2!41`HH("`@("`U+B`@("`@5&AE
M(&YU;6)E<B!O9B!5;FET<R!E87)N960@=VEL;"!B92!P86ED(&%S(&9O;&QO
M=W,Z("E4:@HP("TR+C4T-SD@5$0*6R@@*2TQ-#$V+C@H("`@("!<*&%<*2!%
M86-H(%5N:70@96%R;F5D('=I;&P@8F4@=F%L=65D(&%T(&$@9&]L;&%R(&%M
M;W5N="!E<75A;"!T;R!T:&4@1F%I<B!-87)K970@5F%L=64@;V8@=&AE($-O
M;6UO;B!3=&]C:R!<*&%S(&1E9FEN960@8F5L*5U42@HU,BXS-S4R(#`@5$0*
M*&]W7"D@*51J"B]&,3(@,2!49@HM-3`N-S`X-"`M,2XQ,3DR(%1$"BAO;B!$
M96-E;6)E<B`S,2P@,C`P-"P@7"AT:&4@*51J"B]&,B`Q(%1F"C$Q+C0Q,R`P
M(%1$"BB3*51J"B]&,3(@,2!49@HP+C0T-"`P(%1$"BA5;FET(%9A;'5E*51J
M"B]&,B`Q(%1F"C0N-#$U-B`P(%1$"BB4*51J"B]&,3(@,2!49@HP+C0T-"`P
M(%1$"BA<*2XI5&H*+3$X+C,X,S,@+3(N-30W.2!41`I;*"`I+3$T,38N."@@
M("`@(%PH8EPI(%1H92!#;VUP86YY('=I;&P@<&%Y('1O('EO=2!A;B!A;6]U
M;G0@97%U86P@=&\@-3`E(&]F('1H92!5;FET(%9A;'5E(&UU;'1I<&QI960@
M8GD@=&AE('1O=&%L(&YU;6)E<B!O9B!5;FET<R!E87)N960@:2E=5$H*-3(N
M.#4R,B`P(%1$"BAN("E4:@HM-3$N,3@U-"`M,2XQ,3DR(%1$"BAC87-H(&%N
M9"!A;B!A;6]U;G0@92E4:@I%5`IQ"C0R+C0U(#,T.2XP-2`U-#0N,S(@+3$Q
M+C(X(')E"E<J(&X*0E0*,3`N,#<Y(#`@,"`Q,"XP-SD@,3(Y+C(Q,C8@,S,Y
M+CDS,#$@5&T**'$I5&H*150*40I"5`HQ,"XP-SD@,"`P(#$P+C`W.2`Q,S0N
M,C4Q-B`S,SDN.3,P,2!4;0HH=6%L('1O(#4P)2!O9B!T:&4@=&]T86P@;G5M
M8F5R(&]F('5N:71S(&5A<FYE9"!I;B!S:&%R97,@;V8@=&AE($-O;6UO;B!3
M=&]C:R!O9B!T:&4@0V]M*51J"D54"G$*-#(N-#4@,S0Y+C`U(#4T-"XS,B`M
M,3$N,C@@<F4*5RH@;@I"5`HQ,"XP-SD@,"`P(#$P+C`W.2`T.3<N,#,S.2`S
M,SDN.3,P,2!4;0HH<"E4:@I%5`I1"D)4"C$P+C`W.2`P(#`@,3`N,#<Y(#4P
M,BXP-S,@,S,Y+CDS,#$@5&T**&%N*51J"D54"G$*-#(N-#4@,S0Y+C`U(#4T
M-"XS,B`M,3$N,C@@<F4*5RH@;@I"5`HQ,"XP-SD@,"`P(#$P+C`W.2`U,3$N
M-3@V-R`S,SDN.3,P,2!4;0HH>2E4:@I%5`I1"D)4"C$P+C`W.2`P(#`@,3`N
M,#<Y(#4Q-BXV,C4X(#,S.2XY,S`Q(%1M"B@@7"AT:&4@*51J"B]&,B`Q(%1F
M"C(N,#4T."`P(%1$"BB3*51J"B]&,3(@,2!49@HP+C0T-"`P(%1$"BA#;VUM
M;VX@*51J"BTT.2XU-#0U("TQ+C$Q.3(@5$0**%-T;V-K*51J"B]&,B`Q(%1F
M"C(N,C<W."`P(%1$"BB4*51J"B]&,3(@,2!49@HP+C0T-"`P(%1$"BA<*2!L
M97-S('-U8V@@=VET:&AO;&1I;F<@86YD('!A>7)O;&P@=&%X97,@87,@=&AE
M($-O;7!A;GD@<VAA;&P@9&5T97)M:6YE('1O(&)E(&YE8V5S<V%R>2!O<B!A
M<'!R;W!R:6%T92!<*'=I=&AH;VQD:6YG(&%N9"`I5&H*+3(N-S(Q."`M,2XQ
M,3DR(%1$"BAP87ER;VQL('1A>&5S('1O(&)E(&1E9'5C=&5D(&9R;VT@=&AE
M(&-A<V@@<&]R=&EO;B!O9B!T:&4@<&%Y;65N=%PI(&EN($9E8G)U87)Y(&]F
M(#(P,#4[('!R;W9I9&5D+"!H;W=E=F5R+"!T:&%T(&YO='=I=&AS=&%N9&EN
M9RE4:@HU,2XU-S$S(#`@5$0**"!T:&4@*51J"BTU,2XU-S$S("TQ+C$Q.3(@
M5$0**&9O<F5G;VEN9RP@>6]U(&UA>2!E;&5C="P@8GD@9&5L:79E<FEN9R!A
M('=R:71T96X@;F]T:6-E(&]F('EO=7(@96QE8W1I;VX@=&\@=&AE($-O;7!A
M;GD@;F]T(&QA=&5R('1H86XI5&H*,C0N,S,U-R`M,BXU,C0@5$0**%@M,3`N
M-2TR*51J"D54"F5N9'-T<F5A;0UE;F1O8FH--"`P(&]B:@T\/"`-+U1Y<&4@
M+U!A9V4@#2]087)E;G0@,3<@,"!2(`TO4F5S;W5R8V5S(#4@,"!2(`TO0V]N
M=&5N=',@-B`P(%(@#2]-961I84)O>"!;(#`@,"`V,3(@-SDR(%T@#2]#<F]P
M0F]X(%L@,"`P(#8Q,B`W.3(@72`-+U)O=&%T92`P(`T^/B`-96YD;V)J#34@
M,"!O8FH-/#P@#2]0<F]C4V5T(%L@+U!$1B`O5&5X="!=(`TO1F]N="`\/"`O
M1C(@,S0@,"!2("]&,3(@,38@,"!2(#X^(`TO17AT1U-T871E(#P\("]'4S$@
M,S@@,"!2(#X^(`T^/B`-96YD;V)J#38@,"!O8FH-/#P@+TQE;F=T:"`V,C`X
M(#X^(`US=')E86T-"C$@9PHO1U,Q(&=S"C$@:2`*,3@N,C$@-S<S+C@U(#4W
M-2XW-B`M-#,R(')E"F8*0E0*+T8Q,B`Q(%1F"C$P+C`W.2`P(#`@,3`N,#<Y
M(#(U+C8U(#<V-"XW,R!4;0HP(&<*,"!48PHP(%1W"B@@("`@("`@("`@("`@
M("`@("`I5&H*,"`M,BXU-#<Y(%1$"ELH("DM,30Q-BXX*$UA<F-H(#,P+"`R
M,#`T+"!T;R!D969E<B!A;&P@;W(@82!S<&5C:69I960@=VAO;&4@<&5R8V5N
M=&%G92!O9B!T:&4@869O<F5S86ED(%5N:71S(&5A<FYE9"!U;G1I;"!T:&4@
M3W!T:6]N86P@1&5F97)R86P@1&%T92!<*&$I751*"C4Q+C8R,#,@,"!41`HH
M<R`I5&H*+30Y+CDU,S4@+3$N,3$Y,B!41`HH9&5F:6YE9"!B96QO=UPI+"!I
M;B!W:&EC:"!E=F5N="!T:&4@86UO=6YT("E4:@I%5`IQ"C0R+C0U(#<S-BXX
M.2`U-#0N,S(@+3$Q+C(X(')E"E<J(&X*0E0*,3`N,#<Y(#`@,"`Q,"XP-SD@
M,C$W+C8V.#,@-S(W+C<W(%1M"BAY*51J"D54"E$*0E0*,3`N,#<Y(#`@,"`Q
M,"XP-SD@,C(R+C<P-S,@-S(W+C<W(%1M"BAO=2!E;&5C="!T;R!D969E<B!<
M*'=H:6-H('-H86QL(&)E(&4I5&H*150*<0HT,BXT-2`W,S8N.#D@-30T+C,R
M("TQ,2XR."!R90I7*B!N"D)4"C$P+C`W.2`P(#`@,3`N,#<Y(#,U.2XP,#,Y
M(#<R-RXW-R!4;0HH<2E4:@I%5`I1"D)4"C$P+C`W.2`P(#`@,3`N,#<Y(#,V
M-"XP-#,@-S(W+C<W(%1M"BAU86P@=&\@=&AE("E4:@I%5`IQ"C0R+C0U(#<S
M-BXX.2`U-#0N,S(@+3$Q+C(X(')E"E<J(&X*0E0*,3`N,#<Y(#`@,"`Q,"XP
M-SD@-#`T+C`W,S,@-S(W+C<W(%1M"BAP*51J"D54"E$*0E0*,3`N,#<Y(#`@
M,"`Q,"XP-SD@-#`Y+C$Q,C0@-S(W+C<W(%1M"BAR;V1U8W0@;V8@544@>"!0
M1$4L('=H97)E(%5%(&4I5&H*150*<0HT,BXT-2`W,S8N.#D@-30T+C,R("TQ
M,2XR."!R90I7*B!N"D)4"C$P+C`W.2`P(#`@,3`N,#<Y(#4T,RXT-3,W(#<R
M-RXW-R!4;0HH<2E4:@I%5`I1"D)4"C$P+C`W.2`P(#`@,3`N,#<Y(#4T."XT
M.3(X(#<R-RXW-R!4;0HH=6%L<R!T:&4@*51J"BTU,"XR,#<T("TQ+C$Q.3(@
M5$0**&YU;6)E<B!O9B!5;FET<R!E87)N960@86YD(%!$12!E<75A;',@=&AE
M('!E<F-E;G1A9V4L(&5X<')E<W-E9"!A<R!A(&1E8VEM86PL(&]F('1H92!5
M;FET<R!E87)N960@>6]U(&5L96-T('1O(&1E9F5R7"D@=VEL;"!B92`I5&H*
M5"H**&-R961I=&5D(&EN($9E8G)U87)Y(&]F(#(P,#4@=&\@86X@86-C;W5N
M="!M86EN=&%I;F5D(&EN('1H92!R96-O<F1S(&]F('1H92!#;VUP86YY(%PH
M=&AE("E4:@HO1C(@,2!49@HS-BXQ-38W(#`@5$0**),I5&H*+T8Q,B`Q(%1F
M"C`N-#0T(#`@5$0**$]P=&EO;F%L($1E9F5R<F5D($%M;W5N="E4:@HO1C(@
M,2!49@HQ,"XX,R`P(%1$"BB4*51J"B]&,3(@,2!49@HP+C0T-"`P(%1$"BA<
M*2!A;F0@=VEL;"!B92`I5&H*+30W+C@W-#<@+3$N,3$Y,B!41`HH8V]N=F5R
M=&5D(&EN=&\@1&5F97)R86P@56YI=',N(%1H92!A;6]U;G0@;V8@<W5C:"!D
M969E<G)A;"!W:6QL(&)E(')E9'5C960L(&EF(&YE8V5S<V%R>2P@=&\@<&%Y
M('-U8V@@=&%X+"!P87ER;VQL(&%N9"!O=&AE<B`I5&H*5"H**'=I=&AH;VQD
M:6YG(&]B;&EG871I;VYS(&%S('1H92!#;VUP86YY('-H86QL(&1E=&5R;6EN
M92!T;R!B92!N96-E<W-A<GD@;W(@87!P<F]P<FEA=&4N*51J"BTQ+C8V-C@@
M+3(N-30W.2!41`I;*"`I+3$T,38N."@@("`@(%PH8UPI($YO='=I=&AS=&%N
M9&EN9R!T:&4@9F]R96=O:6YG+"!T:&4@0V]M<&5N<V%T:6]N($-O;6UI='1E
M92!O9B!T:&4@0F]A<F0@;V8@1&ER96-T;W)S(&UA>2P@870@:71S('-O;&4@
M96QE8W1I;VXL(&%T(&%N>2E=5$H*-3$N.#<Y,R`P(%1$"B@@=&EM92`I5&H*
M+34P+C(Q,C0@+3$N,3$Y,2!41`HH86YD(&9R;VT@=&EM92!T;R!T:6UE(')E
M<75I<F4@=&AA="!T:&4@<&%Y;65N="!O9B!T:&4@96YT:7)E+"!O<B!A;GD@
M<&]R=&EO;B!O9B!T:&4L(%5N:70@5F%L=64@;V8@86YY(&YU;6)E<B!O9B!T
M:&4@56YI=',@96%R;BE4:@HU,"XT-3DT(#`@5$0**&5D("E4:@HM-3`N-#4Y
M-"`M,2XQ,3DR(%1$"BAS:&%L;"!B92!D969E<G)E9"!U;G1I;"!T:&4@3W!T
M:6]N86P@1&5F97)R86P@1&%T92P@;W(@<W5C:"!L871E<B!D871E(&%S(&ET
M('-H86QL(&1E96T@87!P<F]P<FEA=&4L(&EN(&]R9&5R(&9O<B!T:&4@0V]M
M<&%N>2!T*51J"C0Y+C0X-#4@,"!41`HH;R`I5&H*+30Y+C0X-#4@+3$N,3$Y
M,B!41`HH8V]N9F]R;2!T;R!T:&4@<F5Q=6ER96UE;G1S(&]F(%-E8W1I;VX@
M,38R7"AM7"D@;V8@=&AE($EN=&5R;F%L(%)E=F5N=64@0V]D92!<*'1H92`I
M5&H*+T8R(#$@5&8*,S(N.38S(#`@5$0**),I5&H*+T8Q,B`Q(%1F"C`N-#0T
M(#`@5$0**%)E<75I<F5D($1E9F5R<F%L($%M;W5N="E4:@HO1C(@,2!49@HQ
M,"XW-S0@,"!41`HHE"E4:@HO1C$R(#$@5&8*,"XT-#0@,"!41`HH7"DN($%N
M>2!297%U:7)E9"`I5&H*+30T+C8R-2`M,2XQ,3DR(%1$"BA$969E<G)A;"!!
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M;VX@=&AE(&1A=&4@;V8@<W5C:"!D969E<G)A;"XI5&H*+3$N-C8V."`M,BXU
M,C0@5$0**"`@("`@-BX@("`@($%S('5S960@:&5R96EN+"!T:&4@=&5R;3H@
M7"@Q7"D@*51J"B]&,B`Q(%1F"C$T+CDT,#8@,"!41`HHDRE4:@HO1C$R(#$@
M5&8*,"XT-#0@,"!41`HH1&5F97)R86P@56YI="E4:@HO1C(@,2!49@HU+C,U
M.#4@,"!41`HHE"E4:@HO1C$R(#$@5&8*,"XT-#0@,"!41`HH(&UE86YS(&%N
M(&5Q=6EV86QE;G0@=&\@82!H>7!O=&AE=&EC86P@<VAA<F4@;V8@=&AE($-O
M;6UO;B!3=&]C:SL@7"@R7"D@*51J"B]&,B`Q(%1F"C(X+C8X.#0@,"!41`HH
MDRE4:@HO1C$R(#$@5&8*,"XT-#0@,"!41`HH1F%I<B`I5&H*+34P+C,Q.30@
M+3$N,3$Y,B!41`HH36%R:V5T(%9A;'5E(&]F('1H92!#;VUM;VX@4W1O8VLI
M5&H*+T8R(#$@5&8*,30N-3@P-R`P(%1$"BB4*51J"B]&,3(@,2!49@HP+C0T
M-"`P(%1$"B@@;65A;G,L(&EN(')E<W!E8W0@;V8@86YY(&1A=&4@;VX@;W(@
M87,@;V8@=VAI8V@@82!D971E<FUI;F%T:6]N('1H97)E;V8@:7,@8F5I;F<@
M;W(@=&\@8F4@;6%D92P@=&AE("E4:@HM,34N,#(T-B`M,2XQ,3DR(%1$"BAA
M=F5R86=E(&]F('1H92!H:6=H(&%N9"!L;W<@<&5R('-H87)E('-A;&4@<')I
M8V5S(&]F('1H92!#;VUM;VX@4W1O8VL@;VX@=&AE($YE=R!9;W)K(%-T;V-K
M($5X8VAA;F=E($-O;7!O<VET92!4<F%N<V%C=&EO;G,@5&%P*51J"C4T+C$U
M,C$@,"!41`HH92`I5&H*+34T+C$U,C$@+3$N,3$Y,B!41`HH;VX@<W5C:"!D
M871E(&]R+"!I9B!T:&4@0V]M;6]N(%-T;V-K('=A<R!N;W0@=')A9&5D(&]N
M('-U8V@@9&%T92P@=&AE(&YE>'0@<')E8V5D:6YG(&1A>2!O;B!W:&EC:"!T
M:&4@0V]M;6]N(%-T;V-K('=A<R!T<F%D960@;RE4:@HU,RXR.30R(#`@5$0*
M*&X@*51J"BTU,RXR.30R("TQ+C$Q.3(@5$0**'1H92!.97<@66]R:R!3=&]C
M:R!%>&-H86YG93L@7"@S7"D@*51J"B]&,B`Q(%1F"C$T+C,R.#<@,"!41`HH
MDRE4:@HO1C$R(#$@5&8*,"XT-#0@,"!41`HH1&EV:61E;F0@17%U:79A;&5N
M="E4:@HO1C(@,2!49@HX+C,P-#(@,"!41`HHE"E4:@HO1C$R(#$@5&8*,"XT
M-#0@,"!41`HH(&UE86YS+"!W:71H(')E<W!E8W0@=&\@96%C:"!D:79I9&5N
M9"!P87EM96YT(&1A=&4@9F]R('1H92!#;VUM;VX@4W1O8VLL(&%N("E4:@HM
M,C,N-3(P.2`M,2XQ,3DQ(%1$"BAA;6]U;G0@97%U86P@=&\@=&AE(&-A<V@@
M9&EV:61E;F0@<&5R('-H87)E(&]F($-O;6UO;B!3=&]C:R!W:&EC:"!I<R!P
M87EA8FQE(&]N('-U8V@@9&EV:61E;F0@<&%Y;65N="!D871E.R!<*#1<*2`I
M5&H*+T8R(#$@5&8*-#8N-S8W."`P(%1$"BB3*51J"B]&,3(@,2!49@HP+C0T
M-"`P(%1$"BA/<'1I;VYA;"!$969E<G)A;"`I5&H*+30W+C(Q,3<@+3$N,3$Y
M,B!41`HH1&%T92E4:@HO1C(@,2!49@HQ+C@X-S@@,"!41`HHE"E4:@HO1C$R
M(#$@5&8*,"XT-#0@,"!41`HH(&UE86YS('1H92!F:7)S="!B=7-I;F5S<R!D
M87D@;V8@=&AE('1W96QF=&@@;6]N=&@@9F]L;&]W:6YG('1H92!M;VYT:"!D
M=7)I;F<@=VAI8V@@>6]U(&-E87-E('1O(&)E(&5M<&QO>65D(&)Y('1H92!#
M;VUP86YY+"!O<BE4:@HU,BXV-3<R(#`@5$0**"`I5&H*+34T+CDX.2`M,2XQ
M,3DQ(%1$"BAO;F4@;V8@:71S('-U8G-I9&EA<GD@8V]M<&%N:65S+"!F;W(@
M86YY(')E87-O;B!<*'=H971H97(@4F5T:7)E;65N="P@1&ES86)I;&ET>2P@
M9&5A=&@L('9O;'5N=&%R>2!T97)M:6YA=&EO;B!O<B!O=&AE<G=I<V4[(%PH
M-5PI*51J"C4P+C4T,S0@,"!41`HH("E4:@HO1C(@,2!49@HP+C(U(#`@5$0*
M*),I5&H*+T8Q,B`Q(%1F"C`N-#0T(#`@5$0**$]P=&EO;F%L("E4:@HM-3$N
M,C,W-"`M,2XQ,3DR(%1$"BA$969E<G)A;"!5;FET*51J"B]&,B`Q(%1F"C4N
M,S4X-2`P(%1$"BB4*51J"B]&,3(@,2!49@HP+C0T-"`P(%1$"B@@;65A;G,@
M96%C:"!$969E<G)A;"!5;FET(')E<W5L=&EN9R!F<F]M(&%N>2!/<'1I;VYA
M;"!$969E<G)E9"!!;6]U;G0L(&EN8VQU9&EN9R!$:79I9&5N9"!%<75I=F%L
M96YT<R!C<F5D:71E9"!I;B`I5&H*+34N.#`R-2`M,2XQ,3DQ(%1$"BAR97-P
M96-T('1H97)E;V8[(&%N9"!<*#9<*2`I5&H*+T8R(#$@5&8*.2XU-3$Q(#`@
M5$0**),I5&H*+T8Q,B`Q(%1F"C`N-#0T(#`@5$0**%)E<75I<F5D($1E9F5R
M<F%L(%5N:70I5&H*+T8R(#$@5&8*.2XR-S0R(#`@5$0**)0I5&H*+T8Q,B`Q
M(%1F"C`N-#0T(#`@5$0**"!M96%N<R!E86-H($1E9F5R<F%L(%5N:70@<F5S
M=6QT:6YG(&9R;VT@86YY(%)E<75I<F5D($1E9F5R<F5D($%M;W5N="P@:6YC
M;'5D:6YG("E4:@HM,3DN-S$S,B`M,2XQ,3DR(%1$"BA$:79I9&5N9"!%<75I
M=F%L96YT<R!C<F5D:71E9"!I;B!R97-P96-T('1H97)E;V8N($%L;"!C;VUP
M=71A=&EO;G,@<F5L871I;F<@=&\@1&5F97)R86P@56YI=',L(&9R86-T:6]N
M<R!O9B!S:&%R97,@;V8@0V]M;6]N(%-T*51J"C4Q+C`W,30@,"!41`HH;V-K
M(&%N9"`I5&H*+34Q+C`W,30@+3$N,3$Y,B!41`HH1&EV:61E;F0@17%U:79A
M;&5N=',@=VEL;"!B92!R;W5N9&5D+"!I9B!N96-E<W-A<GDL('1O('1H92!F
M;W5R=&@@9&5C:6UA;"!P;&%C92X@*51J"C`@+3(N-3(T,2!41`HH("`@("`W
M+B`@("`@16%C:"!$969E<G)A;"!5;FET('=I;&P@8F4@8W)E9&ET960@=VET
M:"!O;F4@1&EV:61E;F0@17%U:79A;&5N="!O;B!E86-H(&1A=&4@;VX@=VAI
M8V@@8V%S:"!D:79I9&5N9',@87)E('!A:60@;VX@<RE4:@HU,"XR.3$T(#`@
M5$0**&AA<F5S(&]F("E4:@HM-3`N,CDQ-"`M,2XQ,3DR(%1$"BAT:&4@0V]M
M;6]N(%-T;V-K(%PH86YD(&5A8V@@9G)A8W1I;VX@;V8@82!$969E<G)A;"!5
M;FET('-H86QL(&)E(&-R961I=&5D('=I=&@@82!L:6ME(&9R86-T:6]N(&]F
M(&$@1&EV:61E;F0@17%U:79A;&5N=%PI+B!$:79I9&4I5&H*-3$N,#DV-"`P
M(%1$"BAN9"`I5&H*+34Q+C`Y-C0@+3$N,3$Y,B!41`HH17%U:79A;&5N=',@
M7"AA;F0@9G)A8W1I;VYS('1H97)E;V8L(&EF(&%N>5PI('=I;&P@8F4@875T
M;VUA=&EC86QL>2!T<F%N<VQA=&5D(&EN=&\@1&5F97)R86P@56YI=',@8GD@
M9&EV:61I;F<@=&AE(&1O;&QA<B!A;6]U;G0@*51J"C0Y+C<S.#4@,"!41`HH
M;V8@<W5C:"`I5&H*+30Y+C<S.#4@+3$N,3$Y,B!41`HH1&EV:61E;F0@17%U
M:79A;&5N=',@8GD@=&AE($9A:7(@36%R:V5T(%9A;'5E(&]F('1H92!#;VUM
M;VX@4W1O8VL@;VX@=&AE(&1A=&4@=&AE(')E;&5V86YT($1I=FED96YD($5Q
M=6EV86QE;G1S(&%R92!A8V-R=65D('1O("E4:@HU,BXW,S<R(#`@5$0**'EO
M=7(@*51J"BTU,BXW,S<R("TQ+C$Q.3(@5$0**&%C8V]U;G0N(%1H92!N=6UB
M97(@;V8@1&5F97)R86P@56YI=',@7"AA;F0@86YY(&9R86-T:6]N<R!T:&5R
M96]F7"D@<F5S=6QT:6YG('=I;&P@8F4@8W)E9&ET960@=&\@>6]U<B!A8V-O
M=6YT(%PH:6X@;&EE=2!O9B`I5&H*,C8N,#`R-2`M,BXU,C0Q(%1$"BA8+3$P
M+C4M,RE4:@I%5`IE;F1S=')E86T-96YD;V)J#3<@,"!O8FH-/#P@#2]4>7!E
M("]086=E(`TO4&%R96YT(#$W(#`@4B`-+U)E<V]U<F-E<R`X(#`@4B`-+T-O
M;G1E;G1S(#D@,"!2(`TO365D:6%";W@@6R`P(#`@-C$R(#<Y,B!=(`TO0W)O
M<$)O>"!;(#`@,"`V,3(@-SDR(%T@#2]2;W1A=&4@,"`-/CX@#65N9&]B:@TX
M(#`@;V)J#3P\(`TO4')O8U-E="!;("]01$8@+U1E>'0@72`-+T9O;G0@/#P@
M+T8Q,B`Q-B`P(%(@/CX@#2]%>'1'4W1A=&4@/#P@+T=3,2`S."`P(%(@/CX@
M#3X^(`UE;F1O8FH-.2`P(&]B:@T\/"`O3&5N9W1H(#4W,C$@/CX@#7-T<F5A
M;0T*,2!G"B]'4S$@9W,*,2!I(`HQ."XR,2`W-S,N.#4@-3<U+C<V("TT-S8N
M-C0@<F4*9@I"5`HO1C$R(#$@5&8*,3`N,#<Y(#`@,"`Q,"XP-SD@,C4N-C4@
M-S8T+C<S(%1M"C`@9PHP(%1C"C`@5'<**"`@("`@("`@("`@("`@("`@("E4
M:@HP("TR+C4R-"!41`HH=&AE(&1O;&QA<B!A;6]U;G0@;V8@<W5C:"!$:79I
M9&5N9"!%<75I=F%L96YT7"D@86YD('-H86QL(&-O;G1I;G5A;&QY(&)E(&1E
M;F]M:6YA=&5D(&EN($1E9F5R<F%L(%5N:71S('5N=&EL(&-O;G9E<G1E9"!F
M;W(@<&%Y;64I5&H*-3$N.3,R,R`P(%1$"BAN="!A<R`I5&H*+34Q+CDS,C,@
M+3$N,3$Y,B!41`HH<')O=FED960@:6X@=&AI<R!'<F%N="!!9W)E96UE;G0N
M("E4:@HP("TR+C4R-"!41`HH("`@("`X+B`@("`@268@>6]U(&AA=F4@9'5L
M>2!E;&5C=&5D('1O(')E8V5I=F4@<&%Y;65N="!O9B!A;&P@;W(@82!S<&5C
M:69I960@<&5R8V5N=&%G92!O9B!Y;W5R($1E9F5R<F%L(%5N:71S(&]N('1H
M92!/<'1I;VYA;"E4:@HT."XY-34V(#`@5$0**"!$969E<G)A;"!$871E("E4
M:@HM-#@N.34U-B`M,2XQ,3DR(%1$"BA<*&]R(&EF('!A>6UE;G0@;V8@86YY
M(&]F('1H92!$969E<G)A;"!5;FET<R!H87,@8F5E;B!D969E<G)E9"!U;G1I
M;"!T:&4@3W!T:6]N86P@1&5F97)R86P@1&%T92!P=7)S=6%N="!T;R!T:&4@
M8V]N=F5R<VEO;B!T:&5R92E4:@HU,"XT-30T(#`@5$0**&]F(&EN=&\@*51J
M"BTU,"XT-30T("TQ+C$Q.3(@5$0**%)E<75I<F5D($1E9F5R<F%L(%5N:71S
M7"DL('EO=2!M87D@96QE8W0L(&%T('1H92!T:6UE(&%N9"!I;B!T:&4@;6%N
M;F5R('-P96-I9FEE9"!B96QO=RP@=&\@<F5C96EV92!S=6-H($1E9F5R<F%L
M(%5N:71S(&EN(%PH,5PI(&$I5&H*-3`N-#4U-"`P(%1$"B@@;'5M<"!S=6T@
M*51J"BTU,"XT-34T("TQ+C$Q.3(@5$0**&]N('1H92!F:69T:"!B=7-I;F5S
M<R!D87D@9F]L;&]W:6YG('1H92!/<'1I;VYA;"!$969E<G)A;"!$871E+"!O
M<B!<*#)<*2!I;B!A('-E<FEE<R!O9B!N;W0@;&5S<R!T:&%N(&9I=F4@7"@U
M7"D@;W(@;6]R92!T:&%N('1E;B!<*"E4:@HT."XX,3DV(#`@5$0**#$P7"D@
M86YN=6%L("E4:@HM-#@N.#$Y-B`M,2XQ,3DQ(%1$"BAI;G-T86QL;65N=',@
M8V]M;65N8VEN9R!O;B!T:&4@9FEF=&@@8G5S:6YE<W,@9&%Y(&9O;&QO=VEN
M9R!T:&4@3W!T:6]N86P@1&5F97)R86P@1&%T92P@;W(@7"@S7"D@82!S<&5C
M:69I960@<&5R8V5N=&%G92!O9B!Y;W5R($0I5&H*-3$N,S<T,R`P(%1$"BAE
M9F5R<F%L("E4:@HM-3$N,S<T,R`M,2XQ,3DR(%1$"BA5;FET<R!O;B!T:&4@
M9FEF=&@@8G5S:6YE<W,@9&%Y(&9O;&QO=VEN9R!T:&4@3W!T:6]N86P@1&5F
M97)R86P@1&%T92!A;F0@=&AE(&)A;&%N8V4@;V8@>6]U<B!$969E<G)A;"!5
M;FET<R!I;B!I;G-T86QL;65N=',@87,@*51J"C4P+C,T.#0@,"!41`HH<W!E
M8VEF:65D(&EN("E4:@HM-3`N,S0X-"`M,2XQ,3DR(%1$"BAC;&%U<V4@7"@R
M7"D@;V8@=&AI<R!S96YT96YC92X@*51J"C`@+3(N-3(T(%1$"B@@("`@(#DN
M("`@("!/;B!T:&4@3W!T:6]N86P@1&5F97)R86P@1&%T92!<*'1O('1H92!E
M>'1E;G0@>6]U(&AA=F4@;F]T(&5L96-T960@=&\@<F5C96EV92!P87EM96YT
M(&EN(&EN<W1A;&QM96YT<UPI+"!T:&4@=VAO;&4@1&4I5&H*-#DN-38Y-2`P
M(%1$"BAF97)R86P@56YI=',@*51J"BTT.2XU-CDU("TQ+C$Q.3(@5$0**'1H
M96X@:6X@>6]U<B!A8V-O=6YT(%PH=VAI8V@@:&%V92!N;W0@8F5E;B!D97-I
M9VYA=&5D(&9O<B!P87EM96YT(&EN(&EN<W1A;&QM96YT<UPI('=I;&P@8F4@
M8V]N=F5R=&5D(&%T('EO=7(@96QE8W1I;VX@7"AW:&EC:"!E;&4I5&H*-3$N
M,C`X-"`P(%1$"BAC=&EO;B`I5&H*+34Q+C(P.#0@+3$N,3$Y,B!41`HH<VAA
M;&P@8F4@;6%D92!I;B!W<FET:6YG(&]N(&]R(&)E9F]R92!T:&4@;&%S="!D
M87D@;V8@=&AE('-E=F5N=&@@;6]N=&@@<')I;W(@=&\@=&AE(&UO;G1H(&1U
M<FEN9R!W:&EC:"!T:&4@3W!T:6]N86P@1&5F97)R86P@1"E4:@HU,2XP.3DT
M(#`@5$0**&%T92`I5&H*+34Q+C`Y.30@+3$N,3$Y,B!41`HH;V-C=7)S7"DL
M(&EN=&\@7"@Q7"D@82!L:6ME(&YU;6)E<B!O9B!S:&%R97,@;V8@=&AE($-O
M;6UO;B!3=&]C:RP@;W(@7"@R7"D@82!D;VQL87(@86UO=6YT(&1E=&5R;6EN
M960@8GD@;75L=&EP;'EI;F<@=&AE(&YU;6)E<B!O9B!W*51J"C4R+C`W,C,@
M,"!41`HH:&]L92`I5&H*+34R+C`W,C,@+3$N,3$Y,B!41`HH1&5F97)R86P@
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M92!E>'!R97-S960@87,@82!P97)C96YT86=E(&\I5&H*-3(N-38W,B`P(%1$
M"BAF('1H92`I5&H*+34R+C4V-S(@+3$N,3$Y,B!41`HH1&5F97)R86P@56YI
M=',@=&\@8F4@<&%I9"!I;B!S:&%R97,@;V8@=&AE($-O;6UO;B!3=&]C:UPI
M+B!);B!A8V-O<F1A;F-E('=I=&@@>6]U<B!E;&5C=&EO;BP@=VET:&EN(&9I
M=F4@8G5S:6YE<W,@9&%Y<R!F;VQL;W=I;F<I5&H*-3$N-#,R,R`P(%1$"B@@
M=&AE("E4:@HM-3$N-#,R,R`M,2XQ,3DQ(%1$"BA/<'1I;VYA;"!$969E<G)A
M;"!$871E('EO=2!W:6QL(&)E('!A:60@7"AA7"D@<W5C:"!N=6UB97(@;V8@
M<VAA<F5S(&]F('1H92!#;VUM;VX@4W1O8VLL(%PH8EPI('-U8V@@86UO=6YT
M(&]F(&-A<V@L(&]R(%PH8UPI('1H92!E;&5C*51J"C4Q+C<P-C,@,"!41`HH
M=&5D("E4:@HM-3$N-S`V,R`M,2XQ,3DR(%1$"BAC;VUB:6YA=&EO;B!O9B!S
M:&%R97,@;V8@0V]M;6]N(%-T;V-K(&%N9"!C87-H+"!T:&4@86UO=6YT<R!O
M9B!W:&EC:"!S:&%L;"!B92!D971E<FUI;F5D(&EN(&%C8V]R9&%N8V4@=VET
M:"!T:&4@<')E8V5D:6YG('-E;G1E*51J"C4S+C$R-3(@,"!41`HH;F-E+B`I
M5&H*+34S+C$R-3(@+3$N,3$Y,B!41`HH268@>6]U(&1I9"!N;W0@;6%K92!A
M;B!E;&5C=&EO;B!A<R!T;R!T:&4@9F]R;2!O9B!P87EM96YT(&]N(&]R(&)E
M9F]R92!T:&4@<F5Q=6ER960@9&%T92P@>6]U('=I;&P@<F5C96EV92!P87EM
M96YT(&EN('-H87)E<R!O9BE4:@HU,"XV-3$T(#`@5$0**"!T:&4@*51J"BTU
M,"XV-3$T("TQ+C$Q.3(@5$0**$-O;6UO;B!3=&]C:RX@06YY(&9R86-T:6]N
M(&]F(&$@1&5F97)R86P@56YI="!W:6QL(&)E('!A:60@=&\@>6]U(&]N('1H
M92!R96QE=F%N="!D871E(&EN(&-A<V@L('1H92!A;6]U;G0@;V8@=VAI8V@@
M<VAA;&P@8F4@8V$I5&H*-3$N,S0X,R`P(%1$"BAL8W5L871E9"`I5&H*+34Q
M+C,T.#,@+3$N,3$Y,B!41`HH:6X@=&AE(&UA;FYE<B!S<&5C:69I960@86)O
M=F4N("E4:@HP("TR+C4R-"!41`HH("`@("`Q,"X@("`@($EF('EO=2!D97-I
M<F4@=&\@<F5C96EV92!P87EM96YT(&]F('EO=7(@1&5F97)R86P@56YI=',@
M;W(@82!P;W)T:6]N('1H97)E;V8@:6X@86YN=6%L(&EN<W1A;&QM96YT<RP@
M>6]U(&UA>2!E;&5C="E4:@HT."XY-3@V(#`@5$0**"!<*&)Y(&1E;&EV97)I
M;F<@*51J"BTT."XY-3@V("TQ+C$Q.3(@5$0**'1O('1H92!#;VUP86YY(&$@
M=W)I='1E;B!N;W1I8V4@;V8@>6]U<B!E;&5C=&EO;BP@=VAI8V@@<VAA;&P@
M<W!E8VEF>2!T:&4@;G5M8F5R(&]F(&%N;G5A;"!I;G-T86QL;65N=',L(&YO
M="!L871E<B!T:&%N($1E8V5M8F4I5&H*-3$N,S(Q,R`P(%1$"BAR(#,Q(&]F
M("E4:@HM-3$N,S(Q,R`M,2XQ,3DR(%1$"BAT:&4@8V%L96YD87(@>65A<B!W
M:&EC:"!I<R!T=V\@8V%L96YD87(@>65A<G,@<')I;W(@=&\@=&AE('EE87(@
M9'5R:6YG('=H:6-H('1H92!/<'1I;VYA;"!$969E<G)A;"!$871E(&]C8W5R
M<UPI('1O(')E8V5I=F4@86QL+"E4:@HU,"XR,#(T(#`@5$0**"!O<B!A("E4
M:@HM-3`N,C`R-"`M,2XQ,3DR(%1$"BAS<&5C:69I960@=VAO;&4@<&5R8V5N
M=&%G92!O9BP@=&AE($1E9F5R<F%L(%5N:71S(&EN('EO=7(@86-C;W5N="!<
M*'=H:6-H('=O=6QD(&]T:&5R=VES92!B92!S8VAE9'5L960@9F]R(&1I<W1R
M:6)U=&EO;B!O;B!T:&4@3RE4:@HU,2XT.#0S(#`@5$0**'!T:6]N86P@*51J
M"BTU,2XT.#0S("TQ+C$Q.3(@5$0**$1E9F5R<F%L($1A=&5<*2!I;B!N;W0@
M;&5S<R!T:&%N(&9I=F4@7"@U7"D@;W(@;6]R92!T:&%N('1E;B!<*#$P7"D@
M86YN=6%L(&EN<W1A;&QM96YT<RP@<&%Y86)L92!C;VUM96YC:6YG(&]N('1H
M92!F:69T:"!B=7-I;F5S<R!D82E4:@HU,"XU.3<T(#`@5$0**'D@*51J"BTU
M,"XU.3<T("TQ+C$Q.3(@5$0**&9O;&QO=VEN9R!T:&4@3W!T:6]N86P@1&5F
M97)R86P@1&%T92!A;F0@=&AE<F5A9G1E<B!O;B!T:&4@9FEF=&@@8G5S:6YE
M<W,@9&%Y(&9O;&QO=VEN9R!E86-H(&%N;FEV97)S87)Y('1H97)E;V8@=6YT
M:6P@<&%I9"!I;B`I5&H*-3`N,3<Y-2`P(%1$"BAF=6QL+B!9;W4@*51J"BTU
M,"XQ-SDU("TQ+C$Q.3(@5$0**&UA>2!A;'-O(&5L96-T(%PH:6X@=W)I=&EN
M9R!O;B!O<B!B969O<F4@=&AE(&QA<W0@9&%Y(&]F('1H92!S979E;G1H(&UO
M;G1H('!R:6]R('1O('1H92!M;VYT:"!D=7)I;F<@=VAI8V@@=&AE($]P=&EO
M;F%L($1E9F5R<F%L*51J"C4P+C8X,C0@,"!41`HH($1A=&4@*51J"BTU,"XV
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M;R!T:&4@*51J"C4Q+C`W,30@,"!41`HH=&]T86P@*51J"BTU,2XP-S$T("TQ
M+C$Q.3(@5$0**&YU;6)E<B!O9B!$969E<G)A;"!5;FET<R!C<F5D:71E9"!T
M;R!Y;W5R(&%C8V]U;G0@;VX@=&AE($]P=&EO;F%L($1E9F5R<F%L($1A=&4L
M(&]R(&]N('1H92!A;FYI=F5R<V%R>2!T:&5R96]F('=H:6-H(&ES('1H92!F
M:68I5&H*-3`N-3DS-"`P(%1$"BAT:"!B=7-I;F5S<R`I5&H*+34P+C4Y,S0@
M+3$N,3$Y,B!41`HH9&%Y('!R:6]R('1O('1H92!D871E('-U8V@@:6YS=&%L
M;&UE;G0@:7,@9'5E(&%N9"!P87EA8FQE+"!A<R!T:&4@8V%S92!M87D@8F4L
M(&1I=FED960@8GD@=&AE(&YU;6)E<B!O9B!A;FYU86P@:6YS=&%L;&UE;G1S
M(')E;2E4:@HU,"XX-#DT(#`@5$0**&%I;FEN9R`I5&H*+34P+C@T.30@+3$N
M,3$Y,B!41`HH7"AI;F-L=61I;F<@=&AE(&%N;G5A;"!I;G-T86QL;65N="!T
M:&5N(&)E:6YG(&-A;&-U;&%T960@9F]R('!A>6UE;G1<*2!T;R!B92!P86ED
M+B!);B!R97-P96-T(&]F(&5A8V@@:6YS=&%L;&UE;G0L('1H92!N=6UB97(@
M;V8@*51J"C4P+C(P.30@,"!41`HH1&5F97)R86P@*51J"BTU,"XR,#DT("TQ
M+C$Q.3(@5$0**%5N:71S('!A>6%B;&4@<VAA;&PL(&EN(&%C8V]R9&%N8V4@
M=VET:"!Y;W5R(&5L96-T:6]N+"!B92!C;VYV97)T960@:6YT;R!<*#%<*2!A
M(&QI:V4@;G5M8F5R(&]F("E4:@HR-BXP,#(U("TR+C4R-"!41`HH6"TQ,"XU
M+30I5&H*150*96YD<W1R96%M#65N9&]B:@TQ,"`P(&]B:@T\/"`-+U1Y<&4@
M+U!A9V4@#2]087)E;G0@,3<@,"!2(`TO4F5S;W5R8V5S(#$Q(#`@4B`-+T-O
M;G1E;G1S(#$R(#`@4B`-+TUE9&EA0F]X(%L@,"`P(#8Q,B`W.3(@72`-+T-R
M;W!";W@@6R`P(#`@-C$R(#<Y,B!=(`TO4F]T871E(#`@#3X^(`UE;F1O8FH-
M,3$@,"!O8FH-/#P@#2]0<F]C4V5T(%L@+U!$1B`O5&5X="!=(`TO1F]N="`\
M/"`O1C$R(#$V(#`@4B`^/B`-+T5X=$=3=&%T92`\/"`O1U,Q(#,X(#`@4B`^
M/B`-/CX@#65N9&]B:@TQ,B`P(&]B:@T\/"`O3&5N9W1H(#0Q-S0@/CX@#7-T
M<F5A;0T*,2!G"B]'4S$@9W,*,2!I(`HQ."XR,2`W-S,N.#4@-3<U+C<V("TT
M,#`N-38@<F4*9@I"5`HO1C$R(#$@5&8*,3`N,#<Y(#`@,"`Q,"XP-SD@,C4N
M-C4@-S8T+C<S(%1M"C`@9PHP(%1C"C`@5'<**"`@("`@("`@("`@("`@("`@
M("E4:@HP("TR+C4R-"!41`HH<VAA<F5S(&]F('1H92!#;VUM;VX@4W1O8VLL
M(%PH,EPI(&$@9&]L;&%R(&%M;W5N="!D971E<FUI;F5D(&)Y(&UU;'1I<&QY
M:6YG('1H92!N=6UB97(@;V8@=VAO;&4@1&5F97)R86P@56YI=',@8W)E9&ET
M960@=&\@>6]U<B`I5&H*,"`M,2XQ,3DR(%1$"BAA8V-O=6YT(&)Y('1H92!&
M86ER($UA<FME="!686QU92!O9B!T:&4@0V]M;6]N(%-T;V-K(&]N('1H92!R
M96QE=F%N="!A;FYI=F5R<V%R>2!O9B!T:&4@3W!T:6]N86P@1&5F97)R86P@
M1&%T92!<*&]R('1H92!/<'1I;VYA;"E4:@HU,BXR.3`S(#`@5$0**"`I5&H*
M+34R+C(Y,#,@+3$N,3$Y,B!41`HH1&5F97)R86P@1&%T92!I;B!T:&4@8V%S
M92!O9B!T:&4@9FER<W0@:6YS=&%L;&UE;G1<*2P@;W(@7"@S7"D@=&AE(&5L
M96-T960@8V]M8FEN871I;VX@;V8@<VAA<F5S(&]F('1H92!#;VUM;VX@4W1O
M8VL@86YD(&-A<V@L('1H92E4:@HU,"XR-C,T(#`@5$0**"!A;6]U;G1S(&]F
M("E4:@HM-3`N,C8S-"`M,2XQ,3DQ(%1$"BAW:&EC:"!S:&%L;"!B92!D971E
M<FUI;F5D(&EN('1H92!M86YN97(@<W!E8VEF:65D(&%B;W9E+B!!;GD@9G)A
M8W1I;VX@;V8@1&5F97)R86P@56YI="!W:6QL(&)E('!A:60@=&\@>6]U(&]N
M('1H92!R96QE=F%N="!D871E*51J"C4P+CDP,30@,"!41`HH(&EN(&-A<V@L
M("E4:@HM-3`N.3`Q-"`M,2XQ,3DR(%1$"BAT:&4@86UO=6YT(&]F('=H:6-H
M('-H86QL(&)E(&-A;&-U;&%T960@:6X@=&AE(&UA;FYE<B!S<&5C:69I960@
M86)O=F4N("E4:@HP("TR+C4R-#$@5$0**"`@("`@,3$N("`@("!9;W4@=VEL
M;"!B92!R97%U:7)E9"!T;R!S871I<V9Y(&%L;"!&961E<F%L+"!S=&%T92!A
M;F0@;&]C86P@=&%X(&%N9"!P87ER;VQL('=I=&AH;VQD:6YG(&]B;&EG871I
M;VYS+"!A;F0@86YY(&]T:&4I5&H*-#@N,CDV-B`P(%1$"BAR('=I=&AH;VQD
M:6YG("E4:@HM-#@N,CDV-B`M,2XQ,3DQ(%1$"BAO8FQI9V%T:6]N<RP@87)I
M<VEN9R!I;B!R97-P96-T(&]F(&%N>2!D:7-T<FEB=71I;VX@;V8@<VAA<F5S
M(&]F('1H92!#;VUM;VX@4W1O8VL@;W(@8V%S:"!T;R!Y;W4N(%1O('1H92!E
M>'1E;G0@=&AE<F4@:7,@<W5F9FEC*51J"C0Y+C8U-S4@,"!41`HH:65N="!C
M87-H("E4:@HM-#DN-C4W-2`M,2XQ,3DR(%1$"BAA=F%I;&%B;&4L('-U8V@@
M=VET:&AO;&1I;F<@;V)L:6=A=&EO;G,@=VEL;"!B92!D961U8W1E9"!F<F]M
M('EO=7(@9&ES=')I8G5T:6]N+B!4;R!T:&4@97AT96YT('1H92!A;6]U;G0@
M;V8@8V%S:"!T;R!B92!D:7-T<FEB*51J"C4P+C,U,S0@,"!41`HH=71E9"!I
M<R!N;W0@*51J"BTU,"XS-3,T("TQ+C$Q.3(@5$0**'-U9F9I8VEE;G0@=&\@
M<V%T:7-F>2!A;&P@=VET:&AO;&1I;F<@;V)L:6=A=&EO;G,L('EO=2!M87D@
M96QE8W0@:6X@=W)I=&EN9R!O;B!O<B!B969O<F4@=&AE(&QA<W0@9&%Y(&]F
M('1H92!S979E;G1H(&UO;G1H('!R:6\I5&H*-#DN-#,V-2`P(%1$"BAR('1O
M('1H92`I5&H*+30Y+C0S-C4@+3$N,3$Y,2!41`HH;6]N=&@@9'5R:6YG('=H
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M;VX@=&AE(')E;&5V86YT(&%N;FEV92E4:@HU,BXQ-38S(#`@5$0**')S87)Y
M("E4:@HM-3(N,34V,R`M,2XQ,3DR(%1$"BAO9B!T:&4@3W!T:6]N86P@1&5F
M97)R86P@1&%T92!I9B!P87EM96YT(&ES(&EN(&EN<W1A;&QM96YT<R!O<B!O
M;B!T:&4@3W!T:6]N86P@1&5F97)R86P@1&%T92!I;B!T:&4@8V%S92!O9B!T
M:&4@9FER<W0@:6YS=&%L;&UE*51J"C0Y+C0S,34@,"!41`HH;G0@;W(@*51J
M"BTT.2XT,S$U("TQ+C$Q.3(@5$0**'!A>6UE;G0@:6X@=&AE(&9O<FT@;V8@
M82!L=6UP('-U;2X@*51J"C`@+3(N-3(T(%1$"B@@("`@(#$R+B`@("`@26X@
M=&AE(&5V96YT(&]F('EO=7(@9&5A=&@@870@86YY('1I;64@<')I;W(@=&\@
M=&AE($]P=&EO;F%L($1E9F5R<F%L($1A=&4L('EO=7(@86-C;W5N="!B86QA
M;F-E('=I;&P@8F4@<&%I9"!I;B!C*51J"C0X+C4Y-C8@,"!41`HH87-H(&EN
M(&$@;'5M<"`I5&H*+30X+C4Y-C8@+3$N,3$Y,B!41`HH<W5M(&]N('1H92!F
M:69T:"!B=7-I;F5S<R!D87D@9F]L;&]W:6YG('1H92!/<'1I;VYA;"!$969E
M<G)A;"!$871E+B!);B!T:&4@979E;G0@;V8@>6]U<B!D96%T:"!A="!A;GD@
M=&EM92!F;VQL;W=I;F<@=&AE($]P=&EO;BE4:@HU,"XY,#4T(#`@5$0**&%L
M("E4:@HM-3`N.3`U-"`M,2XQ,3DQ(%1$"BA$969E<G)A;"!$871E(&%N9"!P
M<FEO<B!T;R!T:&4@9&ES=')I8G5T:6]N(&]F('EO=7(@86-C;W5N="P@=&AE
M(&5N=&ER92!B86QA;F-E(&]F('EO=7(@86-C;W5N="!S:&%L;"!B92!P86ED
M(&EN(&-A<V@@;VX@=&AE(&%N*51J"C0Y+C4Y-34@,"!41`HH;FEV97)S87)Y
M(&]F("E4:@HM-#DN-3DU-2`M,2XQ,3DR(%1$"BAT:&4@3W!T:6]N86P@1&5F
M97)R86P@1&%T92!N97AT(&9O;&QO=VEN9R!Y;W5R(&1A=&4@;V8@9&5A=&@N
M("E4:@HP("TR+C4R-#$@5$0**"`@("`@,3,N("`@("!);B!T:&4@979E;G0@
M;V8@86YY('-T;V-K(&1I=FED96YD+"!S=&]C:R!S<&QI="P@<F5C87!I=&%L
M:7IA=&EO;BP@;65R9V5R+"!S<&QI="UU<"P@<W!I;BUO9F8@;W(@;W1H97(@
M8VAA;F=E(&%F9F4I5&H*-#<N-#,Q-R`P(%1$"BAC=&EN9R!T:&4@0V]M;6]N
M("E4:@HM-#<N-#,Q-R`M,2XQ,3DR(%1$"BA3=&]C:R!O9B!T:&4@0V]M<&%N
M>2P@=&AE($1E9F5R<F%L(%5N:71S(&EN('EO=7(@86-C;W5N="!S:&%L;"!B
M92!A9&IU<W1E9"!I;B!T:&4@<V%M92!M86YN97(@86YD('!R;W!O<G1I;VX@
M87,@=&AE(&-H86YG92!T;R!T*51J"C4Q+C0X-S,@,"!41`HH:&4@*51J"BTU
M,2XT.#<S("TQ+C$Q.3(@5$0**$-O;6UO;B!3=&]C:RX@*51J"C`@+3(N-3(T
M(%1$"B@@("`@(#$T+B`@("`@06YY(&YO=&EC92!T;R!Y;W4@=6YD97(@=&AI
M<R!'<F%N="!!9W)E96UE;G0@<VAA;&P@8F4@<W5F9FEC:65N="!I9B!I;B!W
M<FET:6YG(&%N9"!I9B!D96QI=F5R960@=&\@>6]U(&]R(&UA:6QE9"!B*51J
M"C0X+C@W.#8@,"!41`HH>2!R96=I<W1E<F5D("E4:@HM-#@N.#<X-B`M,2XQ
M,3DR(%1$"BAM86EL(&1I<F5C=&5D('1O('EO=2!A="!T:&4@861D<F5S<R!O
M;B!R96-O<F0@:6X@=&AE($5X96-U=&EV92!#;VUP96YS871I;VX@1&5P87)T
M;65N="X@06YY(&YO=&EC92!T;R!T:&4@0V]M<&%N>2!U;F1E<B!T:&ES($=R
M*51J"C4R+C4Y.3(@,"!41`HH86YT("E4:@HM-3(N-3DY,B`M,2XQ,3DR(%1$
M"BA!9W)E96UE;G0@<VAA;&P@8F4@<W5F9FEC:65N="!I;B!W<FET:6YG(&%N
M9"!I9B!D96QI=F5R960@=&\@=&AE($5X96-U=&EV92!#;VUP96YS871I;VX@
M1&5P87)T;65N="!O9B!T:&4@0V]M<&%N>2!I;B!!:W)O;BP@3VAI*51J"C4R
M+C<V-C(@,"!41`HH;RP@;W(@*51J"BTU,BXW-C8R("TQ+C$Q.3(@5$0**&UA
M:6QE9"!B>2!R96=I<W1E<F5D(&UA:6P@9&ER96-T960@=&\@=&AE($-O;7!A
M;GD@9F]R('1H92!A='1E;G1I;VX@;V8@=&AE($5X96-U=&EV92!#;VUP96YS
M871I;VX@1&5P87)T;65N="!A="`Q,30T($5A<W0@36%R:V4I5&H*-3(N-SDS
M,B`P(%1$"BAT("E4:@HM-3(N-SDS,B`M,2XQ,3DR(%1$"BA3=')E970L($%K
M<F]N+"!/:&EO(#0T,S$V+3`P,#$N($5I=&AE<B!Y;W4@;W(@=&AE($-O;7!A
M;GD@;6%Y+"!B>2!W<FET=&5N(&YO=&EC92P@8VAA;F=E('1H92!A9&1R97-S
M+B`I5&H*,C8N,#`R-2`M,BXU,C0@5$0**%@M,3`N-2TU*51J"D54"F5N9'-T
M<F5A;0UE;F1O8FH-,3,@,"!O8FH-/#P@#2]4>7!E("]086=E(`TO4&%R96YT
M(#$W(#`@4B`-+U)E<V]U<F-E<R`Q-"`P(%(@#2]#;VYT96YT<R`Q-2`P(%(@
M#2]-961I84)O>"!;(#`@,"`V,3(@-SDR(%T@#2]#<F]P0F]X(%L@,"`P(#8Q
M,B`W.3(@72`-+U)O=&%T92`P(`T^/B`-96YD;V)J#3$T(#`@;V)J#3P\(`TO
M4')O8U-E="!;("]01$8@+U1E>'0@72`-+T9O;G0@/#P@+T8R(#,T(#`@4B`O
M1C8@,S,@,"!2("]&,3(@,38@,"!2(#X^(`TO17AT1U-T871E(#P\("]'4S$@
M,S@@,"!2(#X^(`T^/B`-96YD;V)J#3$U(#`@;V)J#3P\("],96YG=&@@,S8P
M-R`^/B`-<W1R96%M#0HQ(&<*+T=3,2!G<PHQ(&D@"C$X+C(Q(#<W,RXX-2`U
M-S4N-S8@+3<U-2XW-B!R90IF"D)4"B]&,3(@,2!49@HQ,"XP-SD@,"`P(#$P
M+C`W.2`R-2XV-2`W-C0N-S,@5&T*,"!G"C`@5&,*,"!4=PHH("`@("`@("`@
M("`@("`@("`@*51J"B]&-B`Q(%1F"C(U+C4W,SD@+3(N-3DU-2!41`HM,"XP
M,#`Q(%1C"C`N,#`P,2!4=PHH04Y.15@@02E4:@HM-"XS,#DY("TR+C8T,S$@
M5$0**%!%4D9/4DU!3D-%($U%05-54D4I5&H*+T8Q,B`Q(%1F"BTR,2XR-C,Y
M("TR+C4W,3<@5$0*,"!48PHP(%1W"BA4:&4@4&5R9F]R;6%N8V4@365A<W5R
M92!F;W(@-3`E(&]F('1H92!U;FET<R!G<F%N=&5D(&ES(%1O=&%L(%-H87)E
M:&]L9&5R(%)E='5R;B!<*%134EPI+B!5;FET(&1I<W1R:6)U=&EO;G,@;6%Y
M(')A;F=E(&9R;VT@,"!T;R`I5&H*-3(N,S<V,B`P(%1$"B@Q-3`E("E4:@HM
M-3(N,S<V,B`M,2XQ,3DQ(%1$"BAO9B`U,"4@;V8@=&AE('5N:71S(&=R86YT
M960@8F%S960@;VX@=&AE(&%V97)A9V4@86YN=6%L(%134B!P97)F;W)M86YC
M92!F;W(@=&AE('1H<F5E+7EE87(@<&5R9F]R;6%N8V4@<&5R:6]D(')E;&%T
M:79E('1O('1H92!S*51J"C4Q+C4P.#,@,"!41`HH96QE8W1E9"`I5&H*+34Q
M+C4P.#,@+3$N,3$Y,B!41`HH<&5E<B!C;VUP86YI97,@7"AT:&4@*51J"B]&
M,B`Q(%1F"C@N,S`R,B`P(%1$"BB3*51J"B]&,3(@,2!49@HP+C0T-"`P(%1$
M"BA3)E`@075T;R!087)T<R`F($5Q=6EP;65N="!#;VUP86YI97,I5&H*+T8R
M(#$@5&8*,38N.#`U-2`P(%1$"BB4*51J"B]&,3(@,2!49@HP+C0T-"`P(%1$
M"BA<*2X@5%-2('=I;&P@8F4@8V%L8W5L871E9"!F;W(@96%C:"!Y96%R(&]F
M('1H92!P97)F;W)M86YC92!P97)I;V0@87,@=&AE("E4:@HM,C4N.3DU-B`M
M,2XQ,3DR(%1$"BAS=&]C:R!P<FEC92!A<'!R96-I871I;VX@<&QU<R!D:79I
M9&5N9',@9&EV:61E9"!B>2!T:&4@<W1O8VL@<')I8V4@870@=&AE(&)E9VEN
M;FEN9R!O9B!T:&4@>65A<BX@5&AE('-T;V-K('!R:6-E('5S960@9F]R('1H
M92!C*51J"C0Y+C<S-C4@,"!41`HH86QC=6QA=&EO;B`I5&H*+30Y+C<S-C4@
M+3$N,3$Y,B!41`HH=VEL;"!B92!T:&4@8VQO<VEN9R!A=F5R86=E(&9O<B!T
M:&4@=&5N(&)U<VEN97-S(&1A>7,@<')I;W(@=&\@=&AE(&)E9VEN;FEN9R!A
M;F0@=&AE(&5N9"!O9B!E86-H('EE87(@;V8@=&AE('!E<F9O<FUA;F-E('!E
M<FEO9"E4:@HU,"XT,#`T(#`@5$0**"X@*51J"BTU,"XT,#`T("TR+C4R-"!4
M1`HH5&AE(%!E<F9O<FUA;F-E($UE87-U<F4@9F]R(#4P)2!O9B!T:&4@=6YI
M=',@9W)A;G1E9"!I<R!2971U<FX@;VX@26YV97-T960@0V%P:71A;"!<*%)/
M24-<*2X@56YI="!D:7-T<FEB=71I;VYS(&UA>2!R86YG92!F<F]M(#`@*51J
M"C4R+C0X-S(@,"!41`HH=&\@*51J"BTU,BXT.#<R("TQ+C$Q.3(@5$0**#$U
M,"4@;V8@-3`E(&]F('1H92!U;FET<R!G<F%N=&5D(&)A<V5D(&]N('1H92!A
M;FYU86P@879E<F%G92!23TE#('!E<F9O<FUA;F-E(&9O<B!T:&4@=&AR964M
M>65A<B!P97)F;W)M86YC92!P97)I;V0N(%)/24,@=VEL;"`I5&H*-3,N,C`S
M,B`P(%1$"BTP+C`P,#$@5&,**&)E("E4:@HM-3,N,C`S,B`M,2XQ,3DR(%1$
M"C`@5&,**&-A;&-U;&%T960@87,@=&AE($-O;7!A;GDI5&H*+T8R(#$@5&8*
M,3`N-S0W(#`@5$0**)(I5&H*+T8Q,B`Q(%1F"C`N,S,S(#`@5$0**',@14))
M5"!D:79I9&5D(&)Y(&ET<R!4;W1A;"!);G9E<W1M96YT('=I=&@@5&]T86P@
M26YV97-T;65N="!C;VYS:7-T:6YG(&]F(&1E8G0@<&QU<R!E<75I='DN("E4
M:@HO1C8@,2!49@HQ,RXR,#@@+3(N-3DU-2!41`HH4&%Y;W5T(%-C:&5D=6QE
M*51J"BTS+C<S.#4@+3(N-C0S,2!41`HH4F5T=7)N(&]N($EN=F5S=&5D($-A
M<&ET86P@7"@U,"5<*2E4:@HO1C$R(#$@5&8*+34N,C,X-B`M,2XQ-C8X(%1$
M"C8N,C(V."!48PI;*"`@*3$W-C(N,2@@*30R-C(N,R@@*38P,C0N-"@@("E=
M5$H*+T8V(#$@5&8*-RXT,SD@,"`P(#<N-#,Y(#(R-BXW-R`U,3@N.3<P,2!4
M;0HP+C`P,#$@5&,**%)/24,I5&H*+T8Q,B`Q(%1F"C$Q+C@W,C4@+3`N,#,R
M,R!41`HP(%1C"B@@*51J"B]&-B`Q(%1F"C8N-C<X,R`P+C`S,C,@5$0**%!A
M>6]U="E4:@I%5`HP+C4@9PHQ-SDN.3<@-3$Q+C`U(#$Q,BXU-B`M,"XT."!R
M90IF"D)4"B]&,3(@,2!49@HW+C0S.2`P(#`@-RXT,SD@,S$U+C`Y(#4Q,"XS
M,S`Q(%1M"C`@9PHH("E4:@I%5`HP+C4@9PHS,3DN-C4@-3$Q+C`U(#$Q,BXU
M-B`M,"XT."!R90IF"D)4"C$P+C`W.2`P(#`@,3`N,#<Y(#(R-RXT.2`T.3DN
M-3,P,2!4;0HP(&<*,BXQ-34@5'<*6R@Q,RXV*2TQ,BXR*"4I+3,X.#$N-R@@
M("DM,C@S,RXV*#$U,"4I751*"C`@+3$N,C$T-"!41`I;*#$R+C8I+3$R+C(H
M)2DM,S@X,2XW*"`@*2TR.#,S+C8H,3,U)2E=5$H*5"H*6R@Q,2XV*2TQ,BXR
M*"4I+3,X.#$N-R@@("DM,C@S,RXV*#$R,"4I751*"E0J"ELH,3`N-BDM,3(N
M,B@E*2TS.#@Q+C<H("`I+3(X,S,N-B@Q,#`E*5U42@HP+C4@+3$N,C$T-"!4
M1`I;*#DN-BDM,3(N,2@E*2TS.#@Q+C<H("`I+3,S,S,N-B@Y,"4I751*"E0J
M"ELH."XV*2TQ,BXQ*"4I+3,X.#$N-R@@("DM,S,S,RXV*#@P)2E=5$H*5"H*
M6R@W+C8I+3$R+C$H)2DM,S@X,2XW*"`@*2TS,S,S+C8H-S`E*5U42@HM,"XU
M-S$U("TQ+C(Q-#0@5$0*6R@\-RXV*2TQ.2XV*"4I+3,X.#$N-R@@("DM,S@S
M,RXW*#`E*5U42@HO1C8@,2!49@HP+C@S,S0@+3(N-3DU-2!41`HP(%1W"BA4
M;W1A;"!3:&%R96AO;&1E<B!2971U<FX@7"@U,"5<*2E4:@HO1C$R(#$@5&8*
M+34N-#<V-R`M,2XQ-C8X(%1$"C(P+C<P-#0@5&,*6R@@("DR,#`P,2XY*"`I
M,C`R-C,N.2@@*3$Y-#4T+C,H("E=5$H*+T8V(#$@5&8*-RXT,SD@,"`P(#<N
M-#,Y(#(V-"XV.2`S-C8N-3<P,2!4;0HP(%1C"BA!8VAI979E;65N="E4:@HO
M1C$R(#$@5&8*,3<N,#`R,B`M,"XP,S(S(%1$"B@@*51J"B]&-B`Q(%1F"C$N
M.3`S-2`P+C`S,C,@5$0**%!A>6]U="E4:@I%5`HP+C4@9PHQ-SDN.3<@,S4X
M+C8U(#(Q,"XY-B`M,"XT."!R90IF"D)4"B]&,3(@,2!49@HW+C0S.2`P(#`@
M-RXT,SD@,SDQ+C$W(#,U-RXY,S`Q(%1M"C`@9PHH("E4:@I%5`HP+C4@9PHT
M,#`N-S<@,S4X+C8U(#,Q+C0T("TP+C0X(')E"F8*0E0*,3`N,#<Y(#`@,"`Q
M,"XP-SD@,3<Y+CDW(#,T-RXQ,S`Q(%1M"C`@9PI;*#<U=&@@4&5R8V5N=&EL
M92!O<B!'<F5A=&5R*2TQ,#4Y-RXS*"`I+3$Q,S$N,2@@*2TQ,2XY*#$U,"4I
M751*"C`@+3$N,C$T-"!41`I;*#8P=&@@4&5R8V5N=&EL92!O<B!'<F5A=&5R
M*2TQ,#4Y-RXS*"`I+3$Q,S$N,2@@*2TQ,2XY*#$R,"4I751*"E0J"ELH-3!T
M:"!097)C96YT:6QE(&]R($=R96%T97(I+3$P-3DW+C,H("DM,3$S,2XQ*"`I
M+3$Q+CDH,3`P)2E=5$H*5"H*6R@T,'1H(%!E<F-E;G1I;&4@;W(@1W)E871E
M<BDM,3`U.3<N,R@@*2TQ,3,Q+C$H("DM-3$R*#@P)2E=5$H*5"H*6R@S,'1H
M(%!E<F-E;G1I;&4@;W(@1W)E871E<BDM,3`U.3<N,R@@*2TQ,3,Q+C$H("DM
M-3$R*#8P)2E=5$H*5"H*6RA,97-S(%1H86X@,S!T:"!097)C96YT:6QE*2TQ
M,#4T,"XS*"`I+3$Q,S$N,2@@*2TQ,#$R*#`E*5U42@HQ,"XV.3$U("TR+C4R
M-"!41`HH6"TQ,"XU+38I5&H*150*96YD<W1R96%M#65N9&]B:@TQ-B`P(&]B
M:@T\/"`-+U1Y<&4@+T9O;G0@#2]3=6)T>7!E("]4>7!E,2`-+T9I<G-T0VAA
M<B`S,B`-+TQA<W1#:&%R(#$X,2`-+U=I9'1H<R!;(#(U,"`S,S,@-#`X(#4P
M,"`U,#`@.#,S(#<W."`Q.#`@,S,S(#,S,R`U,#`@-38T(#(U,"`S,S,@,C4P
M(#(W."`U,#`@#34P,"`U,#`@-3`P(#4P,"`U,#`@-3`P(#4P,"`U,#`@-3`P
M(#(W."`R-S@@-38T(#4V-"`U-C0@-#0T(#DR,2`--S(R(#8V-R`V-C<@-S(R
M(#8Q,2`U-38@-S(R(#<R,B`S,S,@,S@Y(#<R,B`V,3$@.#@Y(#<R,B`W,C(@
M-34V(`TW,C(@-C8W(#4U-B`V,3$@-S(R(#<R,B`Y-#0@-S(R(#<R,B`V,3$@
M,S,S(#(W."`S,S,@-#8Y(#4P,"`S,S,@#30T-"`U,#`@-#0T(#4P,"`T-#0@
M,S,S(#4P,"`U,#`@,C<X(#(W."`U,#`@,C<X(#<W."`U,#`@-3`P(#4P,"`-
M-3`P(#,S,R`S.#D@,C<X(#4P,"`U,#`@-S(R(#4P,"`U,#`@-#0T(#0X,"`R
M,#`@-#@P(#4T,2`R-3`@,C4P(`TR-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R
M-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R-3`@#3(U,"`R
M-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R-3`@,C4P(#(U
M,"`R-3`@,C4P(#(U,"`-,C4P(#4P,"`U,#`@,C4P(#(U,"`R-3`@,C4P(#(U
M,"`W-C`@,C4P(#(U,"`R-3`@,C4P(#(U,"`R-3`@,C4P(`TU-C0@,C4P(#(U
M,"`R-3`@-3`P(%T@#2]%;F-O9&EN9R`O5VEN06YS:45N8V]D:6YG(`TO0F%S
M949O;G0@+TE%2$5!4"M4:6UE<RU2;VUA;B`-+T9O;G1$97-C<FEP=&]R(#,U
M(#`@4B`-/CX@#65N9&]B:@TQ-R`P(&]B:@T\/"`-+U1Y<&4@+U!A9V5S(`TO
M2VED<R!;(#,Q(#`@4B`Q(#`@4B`T(#`@4B`W(#`@4B`Q,"`P(%(@,3,@,"!2
M(%T@#2]#;W5N="`V(`T^/B`-96YD;V)J#3$X(#`@;V)J#3P\(`TO1'0@*$0Z
M,C`P,C`S,3$Q,#$Q-#DI#2]*5$T@*$1I<W1I;&QE<BD-/CX@#65N9&]B:@TQ
M.2`P(&]B:@TO5&AI<R`-96YD;V)J#3(P(#`@;V)J#3P\(`TO0U`@*$1I<W1I
M;&QE<BD-+T9I(#$Y(#`@4B`-/CX@#65N9&]B:@TR,2`P(&]B:@T\/"`-+U(@
M6R`V,#`@-C`P(%T@#3X^(`UE;F1O8FH-,C(@,"!O8FH-/#P@#2]*5$8@,"`-
M+TU"(%L@,"`P(#8Q,B`W.3(@72`-+U(@,C$@,"!2(`TO5R!;(#`@-2!=(`T^
M/B`-96YD;V)J#3(S(#`@;V)J#3P\(`TO1FD@6R`R,"`P(%(@72`-+U`@6R`R
M,B`P(%(@72`-/CX@#65N9&]B:@TR-"`P(&]B:@T\/"`-+T1M(%L@-C$R(#<Y
M,B`V,3(@-SDR(%T@#3X^(`UE;F1O8FH-,C4@,"!O8FH-/#P@#2]-92`R-"`P
M(%(@#3X^(`UE;F1O8FH-,C8@,"!O8FH-/#P@#2]$(%L@,C,@,"!2(%T@#2]-
M4R`R-2`P(%(@#2]4>7!E("]*;V)4:6-K971#;VYT96YT<R`-/CX@#65N9&]B
M:@TR-R`P(&]B:@T\/"`-+T$@6R`Q."`P(%(@72`-+T-N(%L@,C8@,"!2(%T@
M#2]6(#$N,3`P,#$@#3X^(`UE;F1O8FH-,C@@,"!O8FH-/#P@#2]#<F5A=&EO
M;D1A=&4@*$0Z,C`P,C`S,3$Q,#$Q-#DI#2]0<F]D=6-E<B`H06-R;V)A="!$
M:7-T:6QL97(@-"XP-2!F;W(@5VEN9&]W<RD-+TUO9$1A=&4@*$0Z,C`P,C`S
M,3$Q,#$Q-#DM,#4G,#`G*0T^/B`-96YD;V)J#7AR968-,"`R.2`-,#`P,#`P
M,#`P,"`V-34S-2!F#0HP,#`P,#$Y,#DY(#`P,#`P(&X-"C`P,#`P,3DR-3`@
M,#`P,#`@;@T*,#`P,#`Q.3,W-2`P,#`P,"!N#0HP,#`P,#(T-#8R(#`P,#`P
M(&X-"C`P,#`P,C0V,3,@,#`P,#`@;@T*,#`P,#`R-#<R-R`P,#`P,"!N#0HP
M,#`P,#,P.3@X(#`P,#`P(&X-"C`P,#`P,S$Q,SD@,#`P,#`@;@T*,#`P,#`S
M,3(T,B`P,#`P,"!N#0HP,#`P,#,W,#$V(#`P,#`P(&X-"C`P,#`P,S<Q-S`@
M,#`P,#`@;@T*,#`P,#`S-S(W-"`P,#`P,"!N#0HP,#`P,#0Q-3`R(#`P,#`P
M(&X-"C`P,#`P-#$V-38@,#`P,#`@;@T*,#`P,#`T,3<X,B`P,#`P,"!N#0HP
M,#`P,#0U-#0S(#`P,#`P(&X-"C`P,#`P-#8R,S(@,#`P,#`@;@T*,#`P,#`T
M-C,S,"`P,#`P,"!N#0HP,#`P,#0V,SDT(#`P,#`P(&X-"C`P,#`P-#8T,3<@
M,#`P,#`@;@T*,#`P,#`T-C0V.2`P,#`P,"!N#0HP,#`P,#0V-3`Y(#`P,#`P
M(&X-"C`P,#`P-#8U.#4@,#`P,#`@;@T*,#`P,#`T-C8T,"`P,#`P,"!N#0HP
M,#`P,#0V-C@Y(#`P,#`P(&X-"C`P,#`P-#8W,C4@,#`P,#`@;@T*,#`P,#`T
M-C@P,B`P,#`P,"!N#0HP,#`P,#0V.#8Y(#`P,#`P(&X-"G1R86EL97(-/#P-
M+U-I>F4@,CD-+TE$6SQC.&$U.3,R-#%C83<T,#`U.#4U9CDT8C$U838T-34U
M-CX\8SAA-3DS,C0Q8V$W-#`P-3@U-68Y-&(Q-6$V-#4U-38^70T^/@US=&%R
0='AR968-,3<S#24E14]&#3\_
`
end

</PDF><PAGE>

                                                                  Exhibit 10 (g)
                              EMPLOYMENT AGREEMENT

         AGREEMENT by and between COMPASS BANCSHARES, INC., a Delaware
corporation (the "Company"), and Clayton D. Pledger (the "Executive"), dated
March 1, 1998.

         The Board of Directors of the Company (the "Board"), has determined
that it is in the best interests of the Company and its shareholders to assure
that the Company will have the continued dedication of the Executive,
notwithstanding the possibility, threat or occurrence of a Change of Control (as
defined in Section 2) of the Company. The Board believes it is imperative to
diminish the inevitable distraction of the Executive by virtue of the personal
uncertainties and risks created by a pending or threatened Change of Control and
to encourage the Executive's full attention and dedication to the Company
currently and in the event of any threatened or pending Change of Control, and
to provide the Executive with compensation and benefits arrangements upon a
Change of Control which ensure that the compensation and benefits expectations
of the Executive will be satisfied and which are competitive with those of other
corporations. Therefore, in order to accomplish these objectives, the Board has
caused the Company to enter into this Agreement.

         NOW, THEREFORE, IT IS HEREBY AGREED AS FOLLOWS:

         1.       CERTAIN DEFINITIONS.

                  (a) The "Effective Date" shall mean the first date during the
         Change of Control Period (as defined in Section 1(b)) on which a Change
         of Control occurs. Anything in this Agreement to the contrary
         notwithstanding, if a Change of Control occurs and if the Executive's
         employment with the Company is terminated prior to the date on which
         the Change of Control occurs, and if it is reasonably demonstrated by
         the Executive that such termination of employment (i) was at the
         request of a third party who has taken steps reasonably calculated to
         effect the Change of Control or (ii) otherwise arose in connection with
         or anticipation of the Change of Control, then for all purposes of this
         Agreement the "Effective Date" shall mean the date immediately prior to
         the date of such termination of employment.

                  (b) The "Change of Control Period" shall mean the period
         commencing on the date hereof and ending on the third anniversary of
         such date; provided, however, that commencing on the date one year
         after the date hereof, and on each annual anniversary of such date
         (such date and each annual anniversary thereof shall be hereinafter
         referred to as the "Renewal Date"), the Change of Control Period shall
         be automatically extended so as to terminate three years from such
         Renewal Date, unless at least 60 days prior to the Renewal Date the
         Company shall give notice to the Executive that the Change of Control
         Period shall not be so extended.

         2.       CHANGE OF CONTROL. For the purpose of this Agreement, a
"Change of Control" shall mean:

                  (a) The acquisition by any individual, entity or group (within
         the meaning of Section 13(d)(3) or 14(d)(2) of the Securities Exchange
         Act of 1934, as amended (the

                                       1
<PAGE>

         "Exchange Act")) (a "Person") of beneficial ownership (within the
         meaning of Rule 13d-3 promulgated under the Exchange Act) of 20% or
         more of either (i) the then outstanding shares of common stock of the
         Company (the "Outstanding Company Common Stock") or (ii) the combined
         voting power of the then outstanding voting securities of the Company
         entitled to vote generally in the election of directors (the
         "Outstanding Company Voting Securities"); provided, however, that the
         following acquisitions shall not constitute a Change of Control: (i)
         any acquisition directly from the Company (excluding an acquisition by
         virtue of the exercise of a conversion privilege), (ii) any acquisition
         by the Company, (iii) any acquisition by any employee benefit plan (or
         related trust) sponsored or maintained by the Company or any
         corporation controlled by the Company or (iv) any acquisition by any
         corporation pursuant to a reorganization, merger or consolidation, if,
         following such reorganization, merger or consolidation, the conditions
         described in clauses (i), (ii) and (iii) of subsection (c) of this
         Section 2 are satisfied; or

                  (b) Individuals who, as of the date hereof, constitute the
         Board (the "Incumbent Board") cease for any reason to constitute at
         least a majority of the Board; provided, however, that any individual
         becoming a director subsequent to the date hereof whose election, or
         nomination for election by the Company's shareholders, was approved by
         a vote of at least a majority of the directors then comprising the
         Incumbent Board shall be considered as though such individual were a
         member of the Incumbent Board, but excluding, for this purpose, any
         such individual whose initial assumption of office occurs as a result
         of either an actual or threatened election contest (as such terms are
         used in Rule 14a-11 of Regulation 14A promulgated under the Exchange
         Act) or other actual or threatened solicitation of proxies or consents
         by or on behalf of a Person other than the Board; or

                  (c) Approval by the shareholders of the Company of a
         reorganization, merger or consolidation, in each case, unless,
         following such reorganization, merger or consolidation, (i) more than
         60% of, respectively, the then outstanding shares of common stock of
         the corporation resulting from such reorganization, merger or
         consolidation and the combined voting power of the then outstanding
         voting securities of such corporation entitled to vote generally in the
         election of directors is then beneficially owned, directly or
         indirectly, by all or substantially all of the individuals and entities
         who were the beneficial owners, respectively, of the Outstanding
         Company Common Stock and Outstanding Company Voting Securities
         immediately prior to such reorganization, merger or consolidation in
         substantially the same proportions as their ownership, immediately
         prior to such reorganization, merger or consolidation, of the
         Outstanding Company Common Stock and Outstanding Company Voting
         Securities, as the case may be, (ii) no Person (excluding the Company,
         any employee benefit plan (or related trust) of the Company or such
         corporation resulting from such reorganization, merger or consolidation
         and any Person beneficially owning, immediately prior to such
         reorganization, merger or consolidation, directly or indirectly, 20% or
         more of the Outstanding Company Common Stock or Outstanding Voting
         Securities, as the case may be) beneficially owns, directly or
         indirectly, 20% or more of, respectively, the then outstanding shares
         of common stock of the corporation resulting from such reorganization,

                                       2
<PAGE>

         merger or consolidation or the combined voting power of the then
         outstanding voting securities of such corporation entitled to vote
         generally in the election of directors and (iii) at least a majority of
         the members of the board of directors of the corporation resulting from
         such reorganization, merger or consolidation were members of the
         Incumbent Board at the time of the execution of the initial agreement
         providing for such reorganization, merger or consolidation; or

                  (d) Approval by the shareholders of the Company of (i) a
         complete liquidation or dissolution of the Company or (ii) the sale or
         other disposition of all or substantially all of the assets of the
         Company, other than to a corporation, with respect to which following
         such sale or other disposition, (A) more than 60% of, respectively, the
         then outstanding shares of common stock of such corporation and the
         combined voting power of the then outstanding voting securities of such
         corporation entitled to vote generally in the election of directors is
         then beneficially owned, directly or indirectly, by all or
         substantially all of the individuals and entities who were the
         beneficial owners, respectively, of the Outstanding Company Common
         Stock and Outstanding Company Voting Securities immediately prior to
         such sale or other disposition in substantially the same proportion as
         their ownership, immediately prior to such sale or other disposition,
         of the Outstanding Company Common Stock and Outstanding Company Voting
         Securities, as the case may be, (B) no Person (excluding the Company
         and any employee benefit plan (or related trust) of the Company or such
         corporation and any Person beneficially owning, immediately prior to
         such sale or other disposition, directly or indirectly, 20% or more of
         the Outstanding Company Common Stock or Outstanding Company Voting
         Securities, as the case may be) beneficially owns, directly or
         indirectly, 20% or more of, respectively, the then outstanding shares
         of common stock of such corporation and the combined voting power of
         the then outstanding voting securities of such corporation entitled to
         vote generally in the election of directors and (C) at least a majority
         of the members of the board of directors of such corporation were
         members of the Incumbent Board at the time of the execution of the
         initial agreement or action of the Board providing for such sale or
         other disposition of assets of the Company.

         3.       EMPLOYMENT PERIOD. The Company hereby agrees to continue the
Executive in its employ, and the Executive hereby agrees to remain in the employ
of the Company, in accordance with the terms and provisions of this Agreement,
for the period commencing on the Effective Date and ending on the third
anniversary of such date (the "Employment Period"). Nothing contained herein
shall be construed as conferring upon the Executive any right to continue to be
employed by the Company prior to the Effective Date, as defined in Section 1(a),
unless this agreement is modified in writing as provided for in Section 11(a).

         4.       TERMS OF EMPLOYMENT.

                  (a)      POSITION AND DUTIES.

                           (i) During the Employment Period, (A) the Executive's
         position (including status, offices, titles and reporting
         requirements), authority, duties and responsibilities shall be at least
         commensurate in all material respects with the most significant of
         those held, exercised and assigned at any time during the 90-day period
         immediately preceding the Effective Date and (B) the Executive's
         services shall be performed at the location where the Executive was
         employed immediately preceding the Effective Date.

                                       3
<PAGE>

                           (ii) During the Employment Period, and excluding any
         periods of vacation and sick leave to which the Executive is entitled,
         the Executive agrees to devote reasonable attention and time during
         normal business hours to the business and affairs of the Company and,
         to the extent necessary to discharge the responsibilities assigned to
         the Executive hereunder, to use the Executive's reasonable best efforts
         to perform faithfully and efficiently such responsibilities. To the
         extent permitted by the Code of Conduct of the Company then applicable
         during the Employment Period it shall not be a violation of this
         Agreement for the Executive to (A) serve on corporate, civic or
         charitable boards or committees, (B) deliver lectures, fulfill speaking
         engagements or teach at educational institutions and (C) manage
         personal investments, so long as such activities do not significantly
         interfere with the performance of the Executive's responsibilities as
         an employee of the Company in accordance with this Agreement. It is
         expressly understood and agreed that to the extent that any such
         activities were permitted by the Code of Conduct prior to the Effective
         Date and have been conducted by the Executive prior to the Effective
         Date, the continued conduct of such activities (or the conduct of
         activities similar in nature and scope thereto) subsequent to the
         Effective Date shall not thereafter be deemed to interfere with the
         performance of the Executive's responsibilities to the Company.

                  (b)      COMPENSATION.

                           (i) BASE SALARY. During the Employment Period, the
         Executive shall receive an annual base salary ("Annual Base Salary"),
         which shall be paid in equal installments on a bi-monthly basis, at
         least equal to twenty-four times the highest bi-monthly base salary
         paid or payable to the Executive by the Company or its affiliated
         companies in respect of the twelve-month period immediately preceding
         the month in which the Effective Date occurs. During the Employment
         Period, the Annual Base Salary shall be reviewed at least annually and
         shall be increased at any time and from time to time as shall be
         substantially consistent with increases in base salary generally
         awarded in the ordinary course of business to other peer executives of
         the Company and its affiliated companies. Any increase in Annual Base
         Salary shall not serve to limit or reduce any other obligation to the
         Executive under this Agreement. Annual Base Salary shall not be reduced
         after any such increase and the term Annual Base Salary as utilized in
         this Agreement shall refer to Annual Base Salary as so increased. As
         used in this Agreement, the term "affiliated companies" shall include
         any company controlled by, controlling or under common control with the
         Company.

                           (ii) ANNUAL BONUS. In addition to Annual Base Salary,
         the Executive shall be awarded, for each calendar year ending during
         the Employment Period, an annual bonus (the "Annual Bonus") in cash at
         least equal to the greater of (A) the annualized bonus payable to the
         Executive for the year in which the Effective Date occurs or (B) the
         average annualized (for any year with respect to which the Executive
         has been employed by the Company for less than twelve full months)
         bonus paid or payable, including by reason of any deferral, to the
         Executive by the Company and its affiliated companies in respect of the
         three calendar years immediately preceding the calendar year in which
         the Effective Date occurs (the

                                       4
<PAGE>

         "Recent Average Bonus"). Each such Annual Bonus shall be paid no later
         than the end of February of the year next following the year for which
         the Annual Bonus is awarded, unless the Executive shall elect to defer
         the receipt of such Annual Bonus.

                           (iii) INCENTIVE, SAVINGS AND RETIREMENT PLANS. During
         the Employment Period, the Executive shall be entitled to participate
         in all incentive, savings and retirement plans, practices, policies and
         programs applicable generally to other peer executives of the Company
         and its affiliated companies, but in no event shall such plans,
         practices, policies and programs provide the Executive with incentive
         opportunities (measured with respect to both regular and special
         incentive opportunities, to the extent, if any, that such distinction
         is applicable), savings opportunities and retirement benefit
         opportunities, in each case, less favorable, in the aggregate, than the
         most favorable of those provided by the Company and its affiliated
         companies for the Executive under such plans, practices, policies and
         programs as in effect at any time during the 90-day period immediately
         preceding the Effective Date or if more favorable to the Executive,
         those provided generally at any time after the Effective Date to other
         peer executives of the Company and its affiliated companies.

                           (iv) LEAVE PROGRAMS. During the Employment Period,
         the Executive shall be eligible for participation in and shall receive
         all benefits under leave programs provided by the Company and its
         affiliated companies (including, without limitation, sick leave,
         short-term disability, emergency leave, jury duty, military leave, and
         family and medical leave) to the extent applicable generally to other
         peer executives of the Company and its affiliated companies, but in no
         event shall such programs provide the Executive with benefits which are
         less favorable, in the aggregate, than the most favorable of such
         programs in effect for the Executive at any time during the 90-day
         period immediately preceding the Effective Date or, if more favorable
         to the Executive, those provided generally at any time after the
         Effective Date to other peer executives of the Company and its
         affiliated companies.

                           (v) WELFARE BENEFIT PLANS. During the Employment
         Period, the Executive and/or the Executive's family, as the case may
         be, shall be eligible for participation in and shall receive all
         benefits under welfare benefit plans, practices, policies and programs
         provided by the Company and its affiliated companies (including,
         without limitation, medical, prescription, dental, disability, salary
         continuance, employee life, group life, accidental death and travel
         accident insurance plans and programs) to the extent applicable
         generally to other peer executives of the Company and its affiliated
         companies, but in no event shall such plans, practices, policies and
         programs provide the Executive with benefits which are less favorable,
         in the aggregate, than the most favorable of such plans, practices,
         policies and programs in effect for the Executive at any time during
         the 90-day period immediately preceding the Effective Date or, if more
         favorable to the Executive, those provided generally at any time after
         the Effective Date to other peer executives of the Company and its
         affiliated companies.

                           (vi) EXPENSES. During the Employment Period, the
         Executive shall be entitled to receive prompt reimbursement for all
         reasonable employment expenses incurred by the Executive in accordance
         with the most favorable policies, practices and procedures of the
         Company and its affiliated companies in effect for the Executive at any
         time during the 90-day period immediately preceding the Effective Date
         or, if more favorable to the Executive, as in effect generally at any
         time thereafter with respect to other peer executives of the Company
         and its affiliated companies.

                                       5
<PAGE>

                           (vii) FRINGE BENEFITS. During the Employment Period,
         the Executive shall be entitled to fringe benefits in accordance with
         the most favorable plans, practices, programs and policies of the
         Company and its affiliated companies in effect for the Executive at any
         time during the 90-day period immediately preceding the Effective Date
         or, if more favorable to the Executive, as in effect generally at any
         time thereafter with respect to other peer executives of the Company
         and its affiliated companies.

                           (viii) OFFICE AND SUPPORT STAFF. During the
         Employment Period, the Executive shall be entitled to an office or
         offices of a size and with furnishings and other appointments, and to
         exclusive personal secretarial and other assistance, at least equal to
         the most favorable of the foregoing provided to the Executive by the
         Company and its affiliated companies at any time during the 90-day
         period immediately preceding the Effective Date or, if more favorable
         to the Executive, as provided generally at any time thereafter with
         respect to other peer executives of the Company and its affiliated
         companies.

                           (ix) VACATION. During the Employment Period, the
         Executive shall be entitled to paid vacation and other vacation
         benefits in accordance with the most favorable plans, policies,
         programs and practices of the Company and its affiliated companies as
         in effect for the Executive at any time during the 90-day period
         immediately preceding the Effective Date or, if more favorable to the
         Executive, as in effect generally at any time thereafter with respect
         to other peer executives of the Company and its affiliated companies.

         5.       TERMINATION OF EMPLOYMENT.

                  (a) DEATH OR DISABILITY. The Executive's employment shall
         terminate automatically upon the Executive's death during the
         Employment Period. If the Company determines in good faith that the
         Disability of the Executive has occurred and has continued for a period
         of 180 consecutive days during the Employment Period (pursuant to the
         definition of Disability set forth below), it may give to the Executive
         written notice in accordance with Section 12(b) of its intention to
         terminate the Executive's employment. In such event, the Executive's
         employment with the Company shall terminate effective on the 30th day
         after receipt of such notice by the Executive (the "Disability
         Effective Date"), provided that, within the 30 days after such receipt,
         the Executive shall not have returned to full-time performance of the
         Executive's duties. For purposes of this Agreement, a "Disability"
         shall occur when a physician confirms, because of sickness or injury,
         that the Executive cannot perform each of the material duties of his or
         her regular

                                       6
<PAGE>

         occupation.

                  (b) CAUSE. The Company may terminate the Executive's
         employment during the Employment Period for Cause. For purposes of this
         Agreement, "Cause" shall include (i) a willful and material violation
         of applicable banking laws and regulations, (ii) dishonesty, (iii)
         theft, (iv) fraud, (v) embezzlement, (vi) commission of a felony or a
         crime involving moral turpitude, (vii) substantial dependence or
         addiction to alcohol or any drug, (viii) conduct disloyal to the
         Company or its affiliates or (ix) willful disregard of lawful
         instructions or directions of the officers or directors of the Company
         or its affiliates relating to a material matter.

                  (c) GOOD REASON; WINDOW PERIOD. The Executive's employment may
         be terminated (i) during the Employment Period by the Executive for
         Good Reason or (ii) during the Window Period by the Executive without
         any reason. For purposes of this Agreement, the "Window Period" shall
         mean the 30-day period immediately following the first anniversary of
         the Effective Date. For purposes of this Agreement, "Good Reason" shall
         mean:

                      (i) the assignment to the Executive of any duties
                  inconsistent in any respect with the Executive's position
                  (including status, offices, titles and reporting
                  requirements), authority, duties or responsibilities as
                  contemplated by Section 4(a) or any other action by the
                  Company which results in a diminution in such position,
                  authority, duties or responsibilities, excluding for this
                  purpose an isolated, insubstantial and inadvertent action not
                  taken in bad faith and which is remedied by the Company
                  promptly after receipt of notice thereof given by the
                  Executive;

                      (ii) any failure by the Company to comply with any of the
                  provisions of Section 4(b), other than an isolated,
                  insubstantial and inadvertent failure not occurring in bad
                  faith and which is remedied by the Company promptly after
                  receipt of notice thereof given by the Executive;

                      (iii) the Company's requiring the Executive to be based at
                  any office or location other than that described in Section
                  4(a)(i)(B);

                      (iv) any purported termination by the Company of the
                  Executive's employment otherwise than as expressly permitted
                  by this Agreement; or

                      (v) any failure by the Company to comply with and satisfy
                  Section 10(c).

For purposes of this Section 5(c), any good faith determination of "Good Reason"
made by the Executive shall be conclusive.

                  (d) NOTICE OF TERMINATION. Any termination by the Company for
         Cause, or by the Executive without any reason during the Window Period
         or for Good Reason, shall be communicated by Notice of Termination to
         the other party hereto given in accordance with Section 11(b). For
         purposes of this Agreement, a "Notice of Termination" means a

                                       7
<PAGE>

         written notice which (i) indicates the specific termination provision
         in this Agreement relied upon, (ii) to the extent applicable, sets
         forth in reasonable detail the facts and circumstances claimed to
         provide a basis for termination of the Executive's employment under the
         provision so indicated and (iii) if the Date of Termination (as defined
         below) is other than the date of receipt of such notice, specifies the
         termination date (which date shall not be more than 15 days after the
         giving of such notice). The failure by the Executive or the Company to
         set forth in the Notice of Termination any fact or circumstance which
         contributes to a showing of Good Reason or Cause shall not waive any
         right of the Executive or the Company hereunder or preclude the
         Executive or the Company from asserting such fact or circumstance in
         enforcing the Executive's or the Company's rights hereunder.

                  (e) DATE OF TERMINATION. "Date of Termination" means (i) if
         the Executive's employment is terminated by the Company for Cause, or
         by the Executive during the Window Period or for Good Reason, the date
         of receipt of the Notice of Termination or any later date specified
         therein, as the case may be, (ii) if the Executive's employment is
         terminated by the Company other than for Cause or Disability, the Date
         of Termination shall be the date on which the Company notifies the
         Executive of such termination and (iii) if the Executive's employment
         is terminated by reason of death or Disability, the Date of Termination
         shall be the date of death of the Executive or the Disability Effective
         Date, as the case may be.

         6.       OBLIGATIONS OF THE COMPANY UPON TERMINATION.

                  (a) GOOD REASON OR DURING THE WINDOW PERIOD; OTHER THAN FOR
         CAUSE, DEATH OR DISABILITY. If, during the Employment Period, the
         Company shall terminate the Executive's employment other than for Cause
         or Disability or the Executive shall terminate employment either for
         Good Reason or without any reason during the Window Period:

                      (i) the Company shall pay to the Executive in a lump sum
                  in cash within 30 days after the Date of Termination the
                  aggregate of the following amounts:

                          A. the sum of (1) the amount of any Compensation for
                      services rendered previously earned through the Date of
                      Termination to the extent not theretofore paid and (2) any
                      compensation previously deferred by the Executive
                      (together with any accrued interest or earnings thereon)
                      and any accrued vacation pay, in each case to the extent
                      not theretofore paid (the sum of the amounts described in
                      clauses (1) and (2) shall be hereinafter referred to as
                      the "Accrued Obligations" and are hereby agreed to
                      constitute reasonable compensation for services rendered);
                      and

                          B. two hundred percent (200%) of (x) the Executive's
                      Annual Base Salary as of the Date of Termination and (y)
                      the Executive's Bonus Amount, determined in accordance
                      with this provision (the "Severance Amount"). The
                      Executive's "Bonus Amount" shall mean the average of the
                      annual bonus paid or payable for the two calendar years
                      ended prior to

                                       8
<PAGE>

                      the Effective Date (or such lesser number of years, if
                      any, in which the Executive was eligible to receive an
                      annual bonus) and the maximum potential annual bonus the
                      Executive is eligible to earn during the calendar year in
                      which the Effective Date occurs.

                      (ii) for the remainder of the Employment Period, or such
                  longer period as any plan, program, practice or policy may
                  provide, the Company shall continue benefits to the Executive
                  and/or the Executive's family at least equal to those which
                  would have been provided to them in accordance with the plans,
                  programs, practices and policies described in Section 4(b)(v)
                  if the Executive's employment had not been terminated in
                  accordance with the most favorable plans, practices, programs
                  or policies of the Company and its affiliated companies as in
                  effect and applicable generally to other peer executives and
                  their families during the 90-day period immediately preceding
                  the Effective Date or, if more favorable to the Executive, as
                  in effect generally at any time thereafter with respect to
                  other peer executives of the Company and its affiliated
                  companies and their families, provided, however, that if the
                  Executive becomes reemployed with another employer and is
                  eligible to receive medical and other welfare benefits under
                  another employer provided plan, the medical and other welfare
                  benefits described herein shall be secondary to those provided
                  under such other plan during such applicable period of
                  eligibility (such continuation of such benefits for the
                  applicable period herein set forth shall be hereinafter
                  referred to as "Welfare Benefit Continuation"). For purposes
                  of determining eligibility of the Executive for retiree
                  benefits pursuant to such plans, practices, programs and
                  policies, the Executive shall be considered to have remained
                  employed until the end of the Employment Period and to have
                  retired on the last day of such period; and

                      (iii) to the extent not theretofore paid or provided, the
                  Company shall timely pay or provide to the Executive and/or
                  the Executive's family any other amounts or benefits required
                  to be paid or provided or which the Executive and/or the
                  Executive's family is eligible to receive pursuant to this
                  Agreement and under any plan, program, policy or practice or
                  contract or agreement of the Company and its affiliated
                  companies as in effect and applicable generally to other peer
                  executives and their families during the 90-day period
                  immediately preceding the Effective Date or, if more favorable
                  to the Executive, as in effect generally thereafter with
                  respect to other peer executives of the Company and its
                  affiliated companies and their families (such other amounts
                  and benefits shall be hereinafter referred to as the "Other
                  Benefits"); and

                      (iv) any stock options held by the Executive pursuant to
                  the 1989 Long Term Incentive Stock Option Agreement or any
                  other stock option agreement with Company (the "Option
                  Agreements") shall remain exercisable following the Effective
                  Date and during the Employment Period notwithstanding any
                  provision in the Option Agreements to the contrary. Further,
                  any covenant not to compete in an Option Agreement shall
                  become null and void as of the Effective Date. Notwithstanding
                  any provision herein deemed to be to the contrary, nothing
                  herein shall extend the maximum period of time in which the
                  Executive shall have the right to exercise such options.

                                       9
<PAGE>

                  (b) DEATH. If the Executive's employment is terminated by
         reason of the Executive's death during the Employment Period, this
         Agreement shall terminate without further obligations to the
         Executive's legal representatives under this Agreement, other than for
         (i) payment of Accrued Obligations (which shall be paid to the
         Executive's estate or beneficiary, as applicable, in a lump sum in cash
         within 30 days of the Date of Termination) and the timely payment or
         provision of the Welfare Benefit Continuation and Other Benefits
         (excluding, in each case, Death Benefits (as defined below)) and (ii)
         payment to the Executive's estate or beneficiary, as applicable, in a
         lump sum in cash within 30 days of the Date of Termination of an amount
         equal to the Severance Amount.

                  (c) DISABILITY. If the Executive's employment is terminated by
         reason of the Executive's Disability during the Employment Period, this
         Agreement shall terminate without further obligations to the Executive,
         other than for (i) payment of Accrued Obligations (which shall be paid
         to the Executive in a lump sum in cash within 30 days of the Date of
         Termination) and the timely payment or provision of the Welfare Benefit
         Continuation and Other Benefits (excluding, in each case, Disability
         Benefits (as defined below)) and (ii) payment to the Executive in a
         lump sum in cash within 30 days of the Date of Termination of an amount
         equal to the greater of (A) the Severance Amount and (B) the present
         value (determined as provided in Section 280G(d)(4) of the Code) of any
         cash amount to be received by the Executive as a disability benefit
         pursuant to the terms of any plan, policy or arrangement of the Company
         and its affiliated companies, but not including any proceeds of
         disability insurance covering the Executive to the extent paid for
         directly or on a contributory basis by the Executive (which shall be
         paid in any event as an Other Benefit) (the benefits included in this
         clause (B) shall be hereinafter referred to as the "Disability
         Benefits").

                  (d) CAUSE; OTHER THAN FOR GOOD REASON. If the Executive's
         employment shall be terminated for Cause during the Employment Period,
         this Agreement shall terminate without further obligations to the
         Executive other than the obligation to pay to the Executive Annual Base
         Salary through the Date of Termination plus the amount of any
         compensation previously deferred by the Executive, in each case to the
         extent theretofore unpaid. If the Executive terminates employment
         during the Employment Period, excluding a termination either for Good
         Reason or without any reason during the Window Period, this Agreement
         shall terminate without further obligations to the Executive, other
         than for Accrued Obligations and the timely payment or provision of
         Other Benefits. In such case, all Accrued Obligations shall be paid to
         the Executive in a lump sum in cash within 30 days of the Date of
         Termination.

         7. NON-EXCLUSIVITY OF RIGHTS. Except as provided in Sections 6(a)(ii),
6(b) and 6(c), nothing in this Agreement shall prevent or limit the Executive's
continuing or future participation in any plan, program, policy or practice
provided by the Company or any of its affiliated companies and for which the
Executive may qualify, nor shall anything herein limit or otherwise affect such
rights as the Executive may have under any contract or agreement with the
Company or any of its affiliated companies. Amounts which are vested benefits or
which the Executive is otherwise entitled to receive under any plan, policy,
practice or program of or any contract or agreement with the Company or any of
its affiliated companies at or subsequent to the Date of Termination shall be
payable in accordance with such plan, policy, practice or program or

                                       10
<PAGE>

contract or agreement except as explicitly modified by this Agreement.

         8.       FULL SETTLEMENT; RESOLUTION OF DISPUTES.

                  (a) The Company's obligation to make the payments provided for
         in this Agreement and otherwise to perform its obligations hereunder
         shall not be affected by any set-off, counterclaim, recoupment, defense
         or other claim, right or action which the Company may have against the
         Executive or others, except as provided in Section 8(b) of this
         Agreement. In no event shall the Executive be obligated to seek other
         employment or take any other action by way of mitigation of the amounts
         payable to the Executive under any of the provisions of this Agreement
         and, except as provided in Section 6(a)(ii), such amounts shall not be
         reduced whether or not the Executive obtains other employment. The
         Company agrees to pay promptly as incurred, to the full extent
         permitted by law, all legal fees and expenses which the Executive may
         reasonably incur as a result of any contest (regardless of the outcome
         thereof) by the Company, the Executive or others of the validity or
         enforceability of, or liability under, any provision of this Agreement
         or any guarantee of performance thereof (including as a result of any
         contest by the Executive about the amount of any payment pursuant to
         this Agreement), plus in each case interest on any delayed payment at
         the applicable Federal rate provided for in Section 7872(f)(2)(A) of
         the Code.

                  (b) If there shall be any dispute between the Company and the
         Executive (i) in the event of any termination of the Executive's
         employment by the Company, whether such termination was for Cause, or
         (ii) in the event of any termination of employment by the Executive,
         whether Good Reason existed, then, unless and until there is a final,
         nonappealable judgment by a court of competent jurisdiction declaring
         that such termination was for Cause or that the determination by the
         Executive of the existence of Good Reason was not made in good faith,
         the Company shall pay all amounts, and provide all benefits, to the
         Executive and/or the Executive's family or other beneficiaries, as the
         case may be, that the Company would be required to pay or provide
         pursuant to Section 6(a) as though such termination were by the Company
         without Cause or by the Executive with Good Reason; provided, however,
         that the Company shall not be required to pay any disputed amounts
         pursuant to this paragraph except upon receipt of an undertaking by or
         on behalf of the Executive to repay all such amounts to which the
         Executive is ultimately adjudged by such court not to be entitled.

         9.       CERTAIN ADDITIONAL PAYMENTS BY THE COMPANY.

                  (a) Anything in this Agreement to the contrary
         notwithstanding, in the event it shall be determined that any payment
         or distribution by the Company to or for the benefit of the Executive
         (whether paid or payable or distributed or distributable pursuant to
         the terms of this Agreement or otherwise, but determined without regard
         to any additional payments required under this Section 9) (a "Payment")
         would be subject to the excise tax imposed by Section 4999 of the Code
         or if any interest or

                                       11
<PAGE>

         penalties are incurred by the Executive with respect to such excise tax
         (such excise tax, together with any such interest and penalties, are
         hereinafter collectively referred to as the "Excise Tax"), then the
         Executive shall be entitled to receive an additional payment (a
         "Gross-Up Payment") in an amount such that after payment by the
         Executive of all taxes (including any interest or penalties imposed
         with respect to such taxes), including, without limitation, any income
         taxes (and any interest and penalties imposed with respect thereto) and
         Excise Tax imposed upon the Gross-Up Payment, the Executive retains an
         amount of the Gross-Up Payment equal to the Excise Tax imposed upon the
         Payments.

                  (b) Subject to the provisions of Section 9(c), all
         determinations required to be made under this Section 9, including
         whether and when a Gross-Up Payment is required and the amount of such
         Gross-Up Payment and the assumptions to be utilized in arriving at such
         determination, shall be made by an accounting firm selected by the
         Company (the "Accounting Firm") which shall provide detailed supporting
         calculations both to the Company and the Executive within 15 business
         days of the receipt of notice from the Executive that there has been a
         Payment, or such earlier time as is requested by the Company. In the
         event that the Accounting Firm is serving as accountant or auditor for
         the individual, entity or group effecting the Change of Control, the
         Executive shall appoint another nationally recognized accounting firm
         to make the determinations required hereunder (which accounting firm
         shall then be referred to as the Accounting Firm hereunder). All fees
         and expenses of the Accounting Firm shall be borne solely by the
         Company. Any Gross-Up Payment, as determined pursuant to this Section
         9, shall be paid by the Company to the Executive within five days of
         the receipt of the Accounting Firm's determination. If the Accounting
         Firm determines that no Excise Tax is payable by the Executive, it
         shall furnish the Executive with a written opinion that failure to
         report the Excise Tax on the Executive's applicable federal income tax
         return would not result in the imposition of a negligence or similar
         penalty. Any determination by the Accounting Firm shall be binding upon
         the Company and the Executive. As a result of the uncertainty in the
         application of Section 4999 of the Code at the time of the initial
         determination by the Accounting Firm hereunder, it is possible that
         Gross-Up Payments which will not have been made by the Company should
         have been made ("Underpayment"), consistent with the calculations
         required to be made hereunder. In the event that the Company exhausts
         its remedies pursuant to Section 9(c) and the Executive thereafter is
         required to make a payment of any Excise Tax, the Accounting Firm shall
         determine the amount of the Underpayment that has occurred and any such
         Underpayment shall be promptly paid by the Company to or for the
         benefit of the Executive.

                  (c) The Executive shall notify the Company in writing of any
         claim by the Internal Revenue Service that, if successful, would
         require the payment by the Company of the Gross-Up Payment. Such
         notification shall be given as soon as practicable but no later than
         ten business days after the Executive is informed in writing of such
         claim and shall apprise the Company of the nature of such claim and the
         date on which such claim is requested to be paid. The Executive shall
         not pay such claim prior to the expiration of the 30-day period
         following the date on which it gives such notice to the Company (or
         such shorter period ending on the date that any payment of taxes with
         respect to such claim is due). If the Company notifies the Executive in
         writing prior to the expiration of such period that it desires to
         contest such claim, the Executive shall:

                      (i) give the Company any information reasonably requested
                  by the Company relating to such claim,

                      (ii) take such action in connection with contesting such

                                       12
<PAGE>

                  claim as the Company shall reasonably request in writing from
                  time to time, including, without limitation, accepting legal
                  representation with respect to such claim by an attorney
                  reasonably selected by the Company,

                      (iii) cooperate with the Company in good faith in order
                  effectively to contest such claim, and

                      (iv) permit the Company to participate in any proceedings
                  relating to such claim;

         provided, however, that the Company shall bear and pay directly all
         costs and expenses (including additional interest and penalties)
         incurred in connection with such contest and shall indemnify and hold
         the Executive harmless, on an after-tax basis, for any Excise Tax or
         income tax (including interest and penalties with respect thereto)
         imposed as a result of such representation and payment of costs and
         expenses. Without limitation on the foregoing provisions of this
         Section 9(c), the Company shall control all proceedings taken in
         connection with such contest and, at its sole option, may pursue or
         forgo any and all administrative appeals, proceedings, hearings and
         conferences with the taxing authority in respect of such claim and may,
         at its sole option, either direct the Executive to pay the tax claimed
         and sue for a refund or contest the claim in any permissible manner,
         and the Executive agrees to prosecute such contest to a determination
         before any administrative tribunal, in a court of initial jurisdiction
         and in one or more appellate courts, as the Company shall determine;
         provided, however, that if the Company directs the Executive to pay
         such claim and sue for a refund, the Company shall advance the amount
         of such payment to the Executive, on an interest-free basis, and shall
         indemnify and hold the Executive harmless, on an after-tax basis, from
         any Excise Tax or income tax (including interest or penalties with
         respect thereto) imposed with respect to such advance or with respect
         to any imputed income with respect to such advance; and further
         provided that any extension of the statute of limitations relating to
         payment of taxes for the taxable year of the Executive with respect to
         which such contested amount is claimed to be due is limited solely to
         such contested amount. Furthermore, the Company's control of the
         contest shall be limited to issues with respect to which a Gross-Up
         Payment would be payable hereunder and the Executive shall be entitled
         to settle or contest, as the case may be, any other issue raised by the
         Internal Revenue Service or any other taxing authority.

                  (d) If, after the receipt by the Executive of an amount
         advanced by the Company pursuant to Section 9(c), the Executive becomes
         entitled to receive any refund with respect to such claim, the
         Executive shall (subject to the Company's complying with the
         requirements of Section 9(c)) promptly pay to the Company the amount of
         such refund (together with any interest paid or credited thereon after
         taxes applicable thereto). If, after the receipt by the Executive of an
         amount advanced by the Company pursuant to Section 9(c), a
         determination is made that the Executive is not entitled to any refund
         with respect to such claim and the Company does not notify the
         Executive in writing of its intent to contest such denial of refund
         prior to the expiration of 30 days after such determination, then such
         advance shall be forgiven and shall not be required to be repaid and
         the amount of such advance shall offset, to the extent thereof, the
         amount of Gross-Up Payment required to be paid.

                                       13
<PAGE>

         10.      SUCCESSORS.

                  (a) This Agreement is personal to the Executive and without
         the prior written consent of the Company shall not be assignable by the
         Executive otherwise than by will or the laws of descent and
         distribution. This Agreement shall inure to the benefit of and be
         enforceable by the Executive's legal representatives.

                  (b) This Agreement shall inure to the benefit of and be
         binding upon the Company and its successors and assigns.

                  (c) The Company will require any successor (whether direct or
         indirect, by purchase, merger, consolidation or otherwise) to all or
         substantially all of the business and/or assets of the Company to
         assume expressly and agree to perform this Agreement in the same manner
         and to the same extent that the Company would be required to perform it
         if no such succession had taken place.

         11.      MISCELLANEOUS.

                  (a) This Agreement shall be governed by and construed in
         accordance with the laws of the State of Delaware, without reference to
         principles of conflict of laws. The captions of this Agreement are not
         part of the provisions hereof and shall have no force or effect. This
         Agreement may not be amended or modified otherwise than by a written
         agreement executed by the parties hereto or their respective successors
         and legal representatives.

                                       14
<PAGE>

                  (b) All notices and other communications hereunder shall be in
         writing and shall be given by hand delivery to the other party or by
         registered or certified mail, return receipt requested, postage
         prepaid, addressed as follows:

                           If to the Executive:     7607 Gunston Place
                                                    ----------------------------
                                                    Vestavia Hills, AL 35242
                                                    ----------------------------

                                                    ----------------------------

                                                    ----------------------------

                           If to the Company:       Compass Bancshares, Inc.
                                                    15 South 20th Street
                                                    Birmingham, Alabama  35233

                           Attention:               D. Paul Jones, Jr.

         or to such other address as either party shall have furnished to the
         other in writing in accordance herewith. Notice and communications
         shall be effective when actually received by the addressee.

                  (c) The invalidity or unenforceability of any provision of
         this Agreement shall not affect the validity or enforceability of any
         other provision of this Agreement.

                  (d) The Company may withhold from any amounts payable under
         this Agreement such Federal, state or local taxes as shall be required
         to be withheld pursuant to any applicable law or regulation.

                  (e) The Executive's or the Company's failure to insist upon
         strict compliance with any provision hereof or any other provision of
         this Agreement or the failure to assert any right the Executive or the
         Company may have hereunder, including, without limitation, the right of
         the Executive to terminate employment for Good Reason pursuant to
         Section 5(c)(i)-(v), shall not be deemed to be a waiver of such
         provision or right or any other provision or right of this Agreement.

                  (f) The Executive and the Company acknowledge that, except as
         may otherwise be provided under any other written agreement between the
         Executive and the Company, the employment of the Executive by the
         Company is "at will" and, prior to the Effective Date, may be
         terminated by either the Executive or the Company at any time.
         Moreover, if prior to the Effective Date, the Executive's employment
         with the Company terminates, then the Executive shall have no further
         rights under this Agreement.

         IN WITNESS WHEREOF, the Executive has hereunto set the Executive's hand
and, pursuant to the authorization from its Board of Directors, the Company has
caused these presents to be executed in its name on its behalf, all as of the
day and year first above written.

                                       15
<PAGE>

WITNESS:                             EXECUTIVE:

/s/ Charlee Nichols                  /s/ Clayton D. Pledger
---------------------------          --------------------------------------
                                     Clayton D. Pledger

ATTEST:                              COMPASS BANCSHARES, INC.

By:  /s/ Daniel B. Graves            By:  /S/ Jerry W. Powell
     -----------------------         --------------------------------------
Its: /s/ Assistant Secretary         Title:  General Counsel and Secretary
     -----------------------         --------------------------------------

                                       16

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00034-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00034-of-00352.parquet"}]]