Document:

EX-10.5

 Exhibit 10.5 
  

 
 July 15, 2015 

PRIVATE AND CONFIDENTIAL 
 John Herbert 

 

	Re:	 Compensation Arrangements 

Dear Mr. Herbert: 
 We are writing to you today in order to
confirm the terms of your compensation as a member of the Board of Directors (the “Board”) of Caliber Home Loans, Inc. (the “Company”). These terms are subject to future modification by the Company. 

As compensation for your service on the Board, you shall be paid a fee in the amount of $75,000 per calendar year, on a
pro-rated basis, commencing on the date you are formally appointed to the Board. The foregoing fees are payable in cash and will be paid to you quarterly in arrears. 

In addition to the foregoing, you shall be covered by the Company’s errors and omissions insurance policy as a member of the Board, and your reasonable,
documented, out-of-pocket travel and other expenses incurred in connection with your activities as a member of the Board shall be reimbursed to you by the Company from time to time. 

CALIBER HOME LOANS, INC. 
  

			
	By:	 	 /s/ Joe Anderson

		 	Joe Anderson
		 	Chief Executive Officer and Board Chair

 Agreed to an accepted as of the date first written above: 

 

	
	 /s/ John Herbert

	Name:EX-10.6

 Exhibit 10.6 

CALIBER HOME LOANS, INC. 

October 8, 2015 
 PRIVATE AND CONFIDENTIAL 

George Jones 
  

	Re:	 Compensation Arrangements 

Dear Mr. Jones: 
 We are writing to you today in order to
confirm the current terms of your compensation as a member of the Board of Directors (the “Board”) of Caliber Home Loans, Inc. (the “Company”). These terms are subject to future modification by the Company. 

As compensation for your service on the Board, you shall be paid a fee in the amount of $12,500 per month commencing on the date you are formally appointed to
the Board. The foregoing fees are payable in cash and will be paid to you quarterly in arrears. 
 In addition to the foregoing, you shall be covered by the
Company’s errors and omissions insurance policy as a member of the Board, and your reasonable, documented, out-of-pocket travel and other expenses incurred in connection with your activities as a member
of the Board shall be reimbursed to you by the Company from time to time. 
 CALIBER HOME LOANS, INC. 

 

			
	By:	 	 /s/ Joe Anderson

		 	Name: JOE ANDERSON
		 	Title: CEO

 Agreed to an accepted as of the date first written above: 

 

	
	 /s/ George Jones

	Name: George JonesEX-10.7

 Exhibit 10.7 

EMPLOYMENT AGREEMENT 

This EMPLOYMENT AGREEMENT (the “Agreement”) is entered into as of the 8th day of February, 2016 between Caliber Home Loans,
Inc. (the “Company”), and Sanjiv Das (the “Executive”) (each of the foregoing individually a “Party” and collectively the “Parties”). 

WHEREAS, the Company wishes to employ the Executive and the Executive wishes to be employed by the Company, in each case, on the terms and
conditions set forth herein. 
 NOW, THEREFORE, in consideration of the covenants, promises and representations set forth herein, and for
other good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the Parties hereto, intending to be legally bound, hereby agree as follows: 

1. Employment. The Executive’s employment hereunder shall commence on February 15, 2016, or such other date as may be mutually
agreed between the Parties (the “Effective Date”) and end on the date the Executive’s employment is terminated pursuant to Section 5 hereof (the “Employment Period”). During the Employment Period, the
Executive will devote his full business time and use his best efforts to advance the business and welfare of the Company and its subsidiaries and affiliates and will not engage in (i) any other employment or business activities, or
(ii) any other activities for any direct or indirect remuneration that would be harmful or detrimental to the business and affairs of the Company or that would interfere with his duties hereunder. The foregoing, however, shall not preclude the
Executive from (A) serving on civic or charitable boards or committees, managing personal investments, or engaging in such other activities as the Board of Directors of the Company or its equivalent (such entity, the “Board”)
may approve from time to time, nor (B) owning up to five percent (5%) of any class of equity securities of any corporation having a class of equity securities registered pursuant to the Securities Exchange Act of 1934, as amended, which are
publicly owned and regularly traded on any national securities exchange or over-the-counter market, in each case so long as such activities do not interfere with the
performance of the Executive’s responsibilities hereunder. 
 2. Position. During the Employment Period, the Executive shall
serve as Chief Executive Officer of the Company and shall report directly to the Board. During the Employment Period, the Executive shall also serve as a member of the Board and in such other capacities as may be reasonably requested from time to
time by the Board consistent with the Executive’s position and shall render such other services for the Company as the Board may from time to time reasonably request and as shall be consistent with the Executive’s position and
responsibilities. 
 3. Compensation. 

(a) Base Salary. During the Employment Period, the Executive shall receive a base salary at a rate of $1,500,000 per annum, which shall
be paid in accordance with the customary payroll practices of the Company, and shall be subject to review from time to time as determined by the Board or a committee thereof (the “Base Salary”), provided however that the Base Salary
shall not be reduced without the Executive’s express advance approval. 

 (b) Annual Bonus. In addition to the Base Salary, during each calendar year of the
Employment Period, the Executive shall be eligible to earn an annual cash performance bonus, with a target bonus amount equal to not less than 150% of his then annual Base Salary (the “Performance Bonus”), based on attainment of
certain performance criteria established by the Board or a committee thereof in consultation with the Executive. Any Performance Bonus shall be paid to the Executive in accordance with the Company’s standard practice, subject to the
Executive’s continued employment with the Company through the date of actual payment, which unless otherwise stated in this paragraph or in Section 5, is a condition to payment hereunder. Notwithstanding anything herein to the contrary,
the sum of the Executive’s Base Salary and actual Performance Bonus for each of the 2016 and 2017 calendar years shall be no less than $3,750,000, subject to the Executive’s continued employment with the Company through the end of each
such year. In addition, the Performance Bonus earned pursuant to this Section 3(b) for each of the 2016 and 2017 calendar years shall be paid to the Executive no later than March 15 of the year following the year with respect to which such
Performance Bonus relates. 
 (c) Additional Payment. Executive shall receive a payment of $5,075,000 (the “One-Time Payment”), to be paid in two equal installments (the first of which shall be paid no later than the 30th day after the Effective Date and the
second of which shall be paid no later than the 120th day after the Effective Date), which payment shall be subject to all applicable tax withholdings and paid in accordance with the customary
payroll practices of the Company. If the Executive’s employment is terminated by the Company with Cause (as defined below) or if the Executive resigns from employment without Good Reason (as defined below), in each case prior to the second
anniversary of the Effective Date, then the Executive shall, on the Date of Termination (as defined below), repay to the Company an amount in cash equal to the number of full months between the Date of Termination and the second anniversary of
Effective Date multiplied by the One-Time Payment divided by twenty-four (24). 
 (d) Long-Term
Incentive Opportunity. Concurrently herewith, the Executive is receiving a long-term incentive award pursuant to a separate letter agreement (such letter agreement, the “LTIP”) from LSF6
Mid-Servicer Holdings, LLC, a parent entity of the Company. 
 (e) Participation in Benefit
Plans. During the Employment Period, the Executive (and where permitted, his dependents) shall be entitled to receive all perquisites and participate in all benefit plans and programs maintained by the Company that are available generally to its
similarly-situated senior executives; provided, however, that the Executive’s right to receive such perquisites and participate in such plans and programs shall not affect the Company’s right to amend or terminate the general
applicability of such perquisites, plans and programs. The Company may, in its sole discretion and from time to time, amend, eliminate or establish benefit programs as it deems appropriate. 

(f) Expenses. The Company shall reimburse the Executive for all reasonable travel and other business expenses incurred by him in the
performance of his duties to the Company in accordance with the Company’s applicable expense reimbursement policies and procedures that may be in effect from time to time. In addition, the Company shall reimburse the Executive for certain
expenses reasonably incurred in connection with the Executive’s relocation to the Irving, Texas area, as mutually agreed by the Company and the Executive. 

  
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 (g) Vacation. During the Employment Period, the Executive shall be entitled to four
(4) weeks of paid vacation during each calendar year in accordance with the Company’s policies, pro-rated, in the case of any partial year, for the actual number of days that the Executive was
employed by the Company during such calendar year. 
 4. Location of Employment. As of the Effective Date, the Executive’s
principal business location shall be at the Company’s offices in Irving, Texas; provided, however, that the Executive will be required to travel and spend time at the Company’s other offices as reasonably required by the Company and
consistent with his position, duties and responsibilities. The Executive hereby agrees to relocate to the Dallas, Texas area within a timeframe following the Effective Date mutually agreed by the Company and the Executive. 

5. Termination of Employment. Subject to the further provisions of this Section 5, the Employment Period and the Executive’s
employment hereunder may be terminated by either Party at any time and for any or no reason; provided, however, that the Company and the Executive will be required to give written notice of any termination of the Executive’s employment
as set forth in this Section 5. Notwithstanding any other provision of this Agreement, the provisions of this Section 5 shall exclusively govern the Executive’s rights to compensation and benefits upon termination of employment with
the Company. 
 (a) Notice of Termination. Any termination or resignation of the Executive’s employment by the Company or by the
Executive, as applicable, under this Section 5 (other than termination of employment as a result of the Executive’s death or Disability (as defined below)) shall be communicated by a written notice (a “Notice of
Termination”) to the other Party hereto (i) indicating whether the termination is for or without Cause (as defined below) or the resignation is for or without Good Reason (as defined below), (ii) indicating the specific termination
provision in this Agreement relied upon, and (iii) specifying a date of termination (the “Date of Termination”), which, if submitted by the Executive, shall be thirty (30) days following the date of such notice (or the
first business day following the last day of the Cure Period, in the case of Executive’s resignation for Good Reason), or such other date as mutually agreed by the Company and the Executive. 

(b) Accrued Rights. Upon a termination of the Executive’s employment for any reason, the Executive (or the Executive’s
estate) shall be entitled to receive the sum of the Executive’s Base Salary through the Date of Termination not theretofore paid (payable within 30 days of the Date of Termination); any unreimbursed business expenses; and any amount arising
from the Executive’s participation in, or benefits under, any employee benefit plans, programs or arrangements (including without limitation, any disability or life insurance benefit plans, programs or arrangements, but excluding, for the
avoidance of doubt any rights under the LTIP), which amounts shall be payable in accordance with the terms and conditions of such employee benefit plans, programs or arrangements (collectively, the “Accrued Rights”). 

(c) Termination by the Company without Cause or Resignation For Good Reason. If the Executive’s employment shall be terminated by
the Company without Cause (and not by reason of Executive’s death or Disability), or by the Executive for Good Reason, then, in addition to the Accrued Rights, the Company shall (subject to the Executive’s execution, within twenty-one (21) days following receipt thereof, of a waiver and general release of claims in 

  
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 substantially the form attached hereto as Exhibit A, and such waiver and general release of claims
becoming effective and irrevocable in accordance with its terms): 
 (1) pay to Executive any Performance Bonus earned by the Executive
pursuant to Section 3(b) for any calendar year completed prior to the Date of Termination that remains unpaid as of the Date of Termination (payable at the same time as annual bonuses are paid to executives generally but no later than March 15
of the year following the year in which the Date of Termination occurs); 
 (2) pay to Executive, at the time annual bonuses are paid to
other Company executives, but no later than March 15 of the year following the year in which the Date of Termination occurs, an annual Performance Bonus for the calendar year of termination (based on actual performance for such year) in a lump sum
amount pro-rated based on the number of days in the calendar year of termination from January 1st (or for the 2016 calendar year, the Effective Date)
through the Date of Termination; and 
 (3) pay to the Executive an amount equal to the Base Salary plus actual Performance Bonus for the
calendar year prior to the Date of Termination (or, if such termination occurs prior to December 31, 2016, the target Performance Bonus for 20 I 6), which amount shall be paid in substantially equal installments in accordance with the Company’s
regular payroll practices over a period of twelve (12) months following the Date of Termination. 
 Notwithstanding the foregoing, the Company shall
not be obligated to continue to make any such payments described in this Section 5(c) if after the Date of Termination the Executive violates any of the restrictive covenants set forth in Section 6. Following the Executive’s
termination of employment by the Company without Cause (and not by reason of Executive’s death or Disability), or by the Executive for Good Reason, except as set forth in this Section 5(c), the Executive shall have no further rights to any
compensation or any other benefits under this Agreement. 
 (i)     “Cause” shall be deemed to exist
if any of the following items shall apply: (i) a material breach of any agreement between the Executive and the Company or any affiliate, including, without limitation, a breach by the Executive of the Executive’s obligations under this
Agreement; (ii) willful misconduct by the Executive in the performance of his duties to the Company or a material violation by the Executive of any written policies of the Company; (iii) the Executive’s failure to follow any lawful
directive of either (A) the Board, or (B) any of the two (2) designated representatives of the Company’s ownership who has been specifically identified to Executive in writing as a person who has primary responsibility for the
operations and results of the Company; (iv) a breach of any fiduciary duty which the Executive owes to the Company or any affiliate in his capacity as an employee, officer or director; (v) the conviction or plea of guilty or no contest by
the Executive with respect to (A) a felony or (B) a crime involving embezzlement, dishonesty, moral turpitude, or intentional and actual fraud; (vi) the Executive’s use of illicit drugs or other illicit substances or the repeated
abuse of alcohol; or (vii) the Executive’s unexplained absence from work for more than ten (10) days in any twelve (12) month period (vacation, reasonable personal leave, reasonable sick leave, and Disability excepted); or
(viii) achievement by the Company of results at a level that is less than 75% of the level anticipated under the Board-approved annual operating plan for the Company (as adjusted 

  
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from time to time in consultation with the Executive; provided, however, that the Company will not unreasonably withhold its approval of any such adjustments proposed by the Executive) for four
(4) consecutive fiscal quarters. In each such case of Cause, the Company shall provide the Executive with written notice of the grounds for a Cause termination within sixty (60) days of the initial occurrence thereof, and except with
respect to item (v) relating to conviction or such other events that are not curable, the Executive shall have a period of thirty (30) days to cure after receipt of the written notice (the “Cure Period”). If the alleged Cause
event has not been cured (to the extent curable) at the end of the Cure Period, the Executive’s termination of employment for Cause will be effective on the first business day following the last day of the Cure Period. 

(ii)     “Good Reason” shall be deemed to exist if, without the Executive’s consent: (i) there
is a material diminution in the duties, responsibilities, title or authority of the Executive, or the Executive no longer reports directly to the Board; (ii) there is a material reduction in the Executive’s then Base Salary or annual
Performance Bonus opportunity, unless such reduction applies to all similarly situated executives of the Company; (iii) there is any material breach by the Company of this Agreement, or (iv) the Company moves the Executive’s primary
location of employment and the distance between the Employee’s residence and new primary business location is at least 50 miles greater than the distance between the Executive’s residence and former primary business location. In each such
case of Good Reason, the Executive shall provide the Company with written notice of the grounds for a Good Reason termination within sixty (60) days of the initial occurrence thereof, and the Company shall have a period of thirty (30) days
to cure after receipt of the written notice (the “Cure Period”). Resignation by the Executive following the Company’s cure or before the expiration of the Cure Period shall constitute a voluntary resignation and not a
termination or resignation for Good Reason. If the alleged Good Reason event has not been cured at the end of the Cure Period, the Executive’s termination of employment for Good Reason will be effective on the first business day following the
last day of the Cure Period. 
 (d)     Termination by the Company for Cause; Resignation Without Good Reason. If
the Executive’s employment shall be terminated by the Company for Cause or upon the Executive’s resignation without Good Reason, the Executive shall only be entitled to receive the Accrued Rights. Following the Executive’s termination
of employment by the Company for Cause or upon the Executive’s resignation without Good Reason, except as set forth in this Section 5(d), the Executive shall have no further rights to any compensation or any other benefits under this
Agreement. 
 (e)     Disability or Death. The Employment Period and the Executive’s employment hereunder
shall terminate immediately upon the Executive’s death and may be terminated by the Company if the Executive becomes physically or mentally incapacitated and is therefore unable for a period of one hundred twenty (120) consecutive days to
perform the essential functions of Executive’s position, with or without a reasonable accommodation (such incapacity is hereinafter referred to as “Disability”), in each case, in a manner consistent with applicable state and
federal law. Upon termination of the Executive’s employment hereunder by reason of his Disability or death, the Executive or the Executive’s estate or guardian (as the case may be) shall only be entitled to receive: (i) the Accrued
Rights; (ii) any Performance Bonus earned by the Executive pursuant to Section 3(b) for any calendar year completed prior to the 

  
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Date of Termination that remains unpaid as of the Date of Termination ( payable at the same time as annual bonuses are paid to executives generally but no later than March 15 of the year
following the year in which the Date of Termination occurs); (iii) at the time annual bonuses are paid to other Company executives, but no later than March 15 of the year following the year in which the Date of Termination occurs, an annual
Performance Bonus for the calendar year of termination (based on actual performance for such year) in a lump sum amount pro-rated based on the number of days in the calendar year of termination from January
lst (or for the 2016 calendar year, the Effective Date) through the Date of Termination; and (iv) such additional payments, if any, as determined by the Board in its sole and absolute discretion. Following the termination of the
Executive’s employment by reason of the Executive’s Disability or death, except as set forth in this Section 5(e), the Executive shall have no further rights to any compensation or any other benefits under this Agreement. 

(f)     Return of Property. Upon cessation of the Executive’s employment with the Company for any reason,
whether voluntary or involuntary, the Executive shall immediately deliver to the Company (i) all physical, computerized, electronic or other types of records, documents, proposals, notes, lists, files and any and all other materials, including
computerized and electronic information, that refers, relates or otherwise pertains to the Company or any affiliate of the Company (or business dealings thereof) that are in the Executive’s possession, subject to the Executive’s control or
held by the Executive for others; and (ii) all property or equipment that the Executive has been issued by the Company or any affiliate of the Company during the course of his employment or property or equipment thereof that the Executive
otherwise possesses, including any computers, pagers and other devices, except that the Executive shall be permitted to retain his address books. The Executive acknowledges that he is not authorized to retain any physical, computerized, electronic
or other types of copies of any such physical, computerized, electronic or other types of records, documents, proposals, notes, lists, files or materials, and is not authorized to retain any other property or equipment of the Company or any
affiliate of the Company; provided, however, the Executive may retain copies of documents relating to any employee benefit plans applicable to the Executive and income records to the extent necessary for the Executive to prepare the Executive’s
individual tax returns. The Executive further agrees that the Executive will immediately forward to the Company (and thereafter destroy any physical or electronic copies thereof) any business information relating to the Company or any affiliate of
the Company that has been or is inadvertently directed to the Executive following the Executive’s last day of employment. The provisions of this Section 5(f) are in addition to any other written obligations on the subjects covered herein
that the Executive may have with the Company and its affiliates, and are not meant to and do not excuse such obligations. Upon the termination of his employment with the Company and its subsidiaries, the Executive shall, upon the Company’s
request, promptly execute and deliver to the Company a certificate (in form and substance satisfactory to the Company) to the effect that the Executive has complied with the provisions of this Section 5(f). 

(g)     Resignation of Offices. Promptly following any termination of the Executive’s employment with the
Company (other than by reason of the Executive’s death), the Executive shall be deemed to have resigned from all positions that the Executive may then hold as an employee, officer or director of the Company or any affiliate of the Company. 

  
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 (h)     Further Assurances; Cooperation. Following the
termination of the Executive’s employment with the Company, the Executive shall execute any and all documents reasonably requested by the Company to secure the Company’s right to any Work Product (as defined in Section 6(b)), and the
Executive agrees to make himself available as reasonably requested by the Company with respect to, and to use reasonable efforts to cooperate in conjunction with, any litigation or investigation arising from events that occurred during the
Executive’s employment with the Company and its affiliates (whether such litigation or investigation is then pending or subsequently initiated) involving the Company or any affiliate of the Company, including providing testimony and preparing
to provide testimony if so requested by the Company. The Company shall reimburse the Executive for any reasonable travel and other expenses incurred in connection with cooperation provided under this Section 5(h) in accordance with this
Company’s applicable expense reimbursement policies and procedures. 
 6.      Restrictive Covenants. 

(a)     Confidential Information. During the course of the Executive’s employment with the Company, the
Executive will be given access to and receive Confidential Information (as defined below) regarding the business of the Company and its affiliates. The Executive agrees that the Confidential Information constitutes a protectable business interest of
the Company and its affiliates and covenants and agrees that at all times during the Executive’s employment with the Company, and at all times following the Executive’s termination, the Executive will not, directly or indirectly, use or
disclose any Confidential Information other than in the good faith performance of his duties hereunder. As used in this Agreement, the term “Confidential Information” means any and all confidential, proprietary or trade secret
information of the Company or an affiliate not within the public domain, whether disclosed, directly or indirectly, verbally, in writing (including electronically) or by any other means in tangible or intangible form, including that which is
conceived or developed by the Executive, applicable to or in any way related to: (i) the present or future business activities, products and services, and customers of the Company or its affiliates; (ii) the research and development of the
Company or its affiliates; or (iii) the business of any client or vendor of the Company or its affiliates. Such Confidential Information includes the following property or information of the Company or its affiliates, by way of example and
without limitation, trade secrets, processes, formulas, data, program documentation, customer lists, designs, drawings, algorithms, source code, object code, know-how, improvements, inventions, licenses,
techniques, all plans or strategies for marketing, development and pricing, business plans, financial statements, profit margins and all information concerning existing or potential clients, suppliers or vendors. Confidential Information of the
Company also means all similar information disclosed to any member of the Company by third parties that is subject to confidentiality obligations. The Company shall not be required to advise the Executive specifically of the confidential nature of
any such information, nor shall the Company be required to affix a designation of confidentiality to any tangible item, in order to establish and maintain its confidential nature. Notwithstanding the preceding to the contrary, Confidential
Information shall not include general industry information or information that is publicly available or readily discernable from publicly available products or literature; information that the Executive lawfully acquires from a source other than the
Company or its affiliates or any client or vendor of the Company or any of its affiliates (provided that such source is not bound by a confidentiality agreement with the Company or any of its affiliates); information that is required to be disclosed
pursuant to any 

  
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law, regulation, rule of any governmental body or authority, or stock exchange, or court order; or information that solely reflects employee’s own skills, knowledge, know-how and experience gained prior to employment or service and outside of any connection to or relationship with the Company or any of its affiliates. 

(b)     Intellectual Property Ownership. The Executive hereby assigns to the Company all rights, including, without
limitation, copyrights, patents, trade secret rights, and other intellectual property rights associated with any ideas, concepts, techniques, inventions, processes, works of authorship, Confidential Information or trade secrets (i) developed or
created by the Executive, solely or jointly with others, during the course of performing work for or on behalf of the Company or any affiliate of the Company, whether as an employee or independent contractor, at any time during the Employment
Period, (ii) that the Executive conceives, develops, discovers or makes in whole or in pmt during the Executive’s employment by the Company that relate to the business of the Company or any affiliate of the Company or the actual or
demonstrably anticipated research or development of the Company or any affiliate of the Company, or (iii) that the Executive conceives, develops, discovers or makes in whole or in part during or after the Executive’s employment by the
Company that are made through the use of any trade secrets of the Company or the use of the equipment, facilities, supplies, or time of the Company or any affiliate of the Company, or that result from any work the Executive performs for the Company
or any affiliate of the Company (collectively, the “Work Product”). Without limiting the foregoing, to the extent possible, all software, compilations and other original works of authorship included in the Work Product will be
considered a “work made for hire” as that term is defined in Title 17 of the United States Code. If, notwithstanding the foregoing, the Executive for any reason retains any right, title or interest in or relating to any Work Product, the
Executive agrees promptly to assign, in writing and without any requirement of further consideration, all such right, title, and interest to the Company. Upon request of the Company at any time during or after the Employment Period, the Executive
will take such further actions, including execution and delivery of instruments of conveyance, as may be appropriate to evidence, perfect, record or otherwise give full and proper effect to any assignments of rights under or pursuant to this
Agreement. The Executive will promptly disclose to the Company any such Work Product in writing. 
 (c)     Agreement
Not to Compete. The Executive acknowledges that the Company has spent significant time, effort and resources protecting its Confidential Information and customer goodwill. The Executive further acknowledges that the Confidential Information is
of significant competitive value to the Company in the industry in which it competes, and that the use or disclosure, even if inadvertent, of such Confidential Information for the benefit of a competitor would cause significant damage to the
legitimate business interests of the Company. Accordingly, in order to protect the legitimate business and customer goodwill interests of the Company, to protect that Confidential Information against inappropriate use or disclosure, and in
consideration for the Executive’s employment and the benefits provided to the Executive (including, without limitation, the benefits payable to the Executive pursuant to this Agreement), the Executive agrees that during the period commencing on
the Effective Date and ending on the date that is twelve (12) months after the Date of Termination of this Agreement (the “Restricted Period”), without the prior written consent of the Company (which consent shall be exercised
in the Company’s sole and absolute discretion) the Executive shall not directly or indirectly (including, without limitation, as an employee, officer, director, owner, consultant, manager, or 

  
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independent contractor) engage in or be employed by or otherwise provide services for compensation to any entity that offers the same or substantially similar products or services as the Company
or any of its subsidiaries offered or took steps toward offering during the Employment Period., within any state, province or region (whether in the United States or in any country) in which the Company, any subsidiary of the Company, or any
affiliate of the Company that is under the common control with the Company (collectively, the “Company Group”) conducts such business as of the Date of Termination (a “Competing Business”). The foregoing, however,
shall not prevent the Executive’s passive ownership of up to five percent (5%) or less of the equity securities of any publicly traded company. 

(d)     Agreement Not to Solicit Employees. The Executive agrees that during the Restricted Period, the Executive
shall not, directly or indirectly, solicit, recruit or hire any person who is as of the Date of Termination (or was within twelve (12) months prior to the Date of Termination) an employee of the Company or an affiliate (provided, however, that
the foregoing provision shall not prohibit solicitations made by the Executive to the general public or the Executive’s serving as a reference for any such employee upon request). 

(e)     Agreement Not to Solicit Business Contacts. The Executive agrees that during the Restricted Period, the
Executive will not (other than in the good faith performance of his duties hereunder) directly or indirectly (i) solicit or encourage any client, customer with respect to whom the Company made specific business development efforts, supplier,
licensee, licensor, landlord or other business relation of the Company and/or any of its affiliates (each a “Business Contact”) to terminate or diminish its relationship with them; or (ii) seek to persuade any such Business
Contact to conduct with anyone else any business or activity conducted, or to the Executive’s knowledge, under consideration by the Company and/or any of its affiliates as of the Date of Termination that such Business Contact conducts or could
conduct with the Company and/or any of its affiliates. 
 (f)    
Non-Disparagement. The Executive shall not, during the Restricted Period, disparage the Company (or any affiliate) in any way. During the Restricted Period, the Company shall not (and shall use
reasonable efforts to procure that its directors and officers, its affiliates and the respective directors and officers or such affiliates shall not) disparage the Executive in any way that materially and adversely affects him or his reputation.
Notwithstanding the foregoing, this Section shall not prohibit either Party from rebutting claims or statements made by any other person. 

(g)     Enforcement. The Executive acknowledges that he has carefully read and considered all the terms and
conditions of this Agreement, including the restraints imposed upon him pursuant to this Section 6. The Executive agrees that each of the restraints contained herein are necessary for the protection of the goodwill, Confidential Information and
other legitimate interests of the Company; that each and every one of these restraints is reasonable in respect to subject matter, length of time and geographic area; and that these restraints, individually or in the aggregate, will not prevent him
from obtaining other suitable employment during the period in which the Executive is bound by such restraints. The Executive further acknowledges that, were he to breach any of the covenants contained in this Section 6, the damage to the
Company would be irreparable. The Executive therefore agrees that the Company, in addition to any other 

  
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remedies available to it, shall be entitled to injunctive relief against any breach or threatened breach by the Executive of any of said covenants. 

7.     Severability. If any portion or provision of this Agreement shall to any extent be declared illegal or
unenforceable by a court of competent jurisdiction, then the remainder of this Agreement, or the application of such portion or provision in circumstances other than those as to which it is so declared illegal or unenforceable, shall not be affected
thereby, and each portion and provision of this Agreement shall be valid and enforceable to the fullest extent permitted by law. 

8.     Mutual Drafting. Each Party has had the opportunity to be represented by counsel of its choice in
negotiating this Agreement. This Agreement shall therefore be deemed to have been negotiated and prepared at the joint request, direction and construction of the Parties, at arm’s length, with the advice and participation of counsel, and shall
be interpreted in accordance with its terms without favor to either Party, and no presumption or burden of proof shall arise favoring or disfavoring either Party by virtue of the authorship of any of the provisions of this Agreement. 

9.     Section 409A of the Internal Revenue Code. Notwithstanding anything contained in this
Agreement to the contrary, to the maximum extent permitted by applicable law, amounts payable to the Executive pursuant to Section 5 are intended to be made in reliance upon Treas. Reg.§
1.409A-1(b)(4) (short-term deferral). If and only to the extent that any payment or benefit is determined to constitute nonqualified deferred compensation subject to Section 409A of the Internal Revenue
Code of 1986, as amended (“Section 409A”), no amounts payable under this Agreement upon the Executive’s termination of employment shall be payable unless the Executive’s termination of employment constitutes a
“separation from service” within the meaning of Treas. Reg. § 1.409A-1(h). Furthermore, if the Executive is a Specified Employee (as defined for purposes of Section 409A), with respect to any amount or
benefit payable or due by reason of a separation from service that constitutes nonqualified deferred compensation within the meaning of Section 409A (after taking into account all applicable exemptions), such amounts or benefits shall not
commence until after the end of the six continuous month period following the date of the Executive’s separation from service, in which case, all payments and benefits delayed pursuant to this section (whether they would have otherwise been
payable in a single sum or in installments in the absence of such delay) shall be paid or reimbursed to the Executive in a lump-sum cash payment on the first day of the seventh month following the date of the
Executive’s separation from service. The Company and the Executive intend that their exercise of authority or discretion under this Agreement shall comply with Section 409A. If any provision of this Agreement does not satisfy the
requirements of Section 409A, such provision shall nevertheless be applied in a manner consistent with those requirements. If any provision of this Agreement would subject the Executive to additional tax or interest under Section 409A, the
Company shall reform the provision. However, the Company shall maintain to the maximum extent practicable the original intent of the applicable provision without subjecting the Executive to additional tax or interest, and the Company shall not be
required to incur any additional compensation expense as a result of the reformed provision. In no event whatsoever shall the Company be liable for any tax, interest or penalties that may be imposed on the Executive under Section 409A, unless
the direct result of the Company’s breach of its obligations hereunder. Notwithstanding the foregoing, no particular tax result for the Executive with respect to any 

  
 10 

 
income recognized by the Executive in connection with this Agreement is guaranteed. Neither the Company nor any of its affiliates shall have any obligation to indemnify or otherwise hold the
Executive harmless from any or all such taxes, interest, or penalties, or liability for any damages related thereto. The Executive acknowledges that he has been advised to obtain independent legal, tax or other counsel in connection with
Section 409A. Each payment under this Agreement is intended to be a “separate payment” and not a series of payments for purposes of Section 409A. Any payments or reimbursements of any expenses provided for under this Agreement
shall be made in accordance with Treas. Reg. § l.409A-3(i)(l)(iv). With respect to reimbursements or in-kind benefits provided under this Agreement: (a) the
Company will not provide for cash in lieu of a right to reimbursement or in-kind benefits to which the Executive has a right under this Agreement, (b) any reimbursement or provision of in-kind benefits made during the Executive’s lifetime (or such shorter period prescribed by a specific provision of this Agreement) shall be made not later than December 31st of the year following the year in
which the Executive incurs the expense, and (c) in no event will the amount of expenses so reimbursed, or in-kind benefits provided, by the Company in one year affect the amount of expenses eligible for
reimbursement or in-kind benefits to be provided, in any other taxable year. All references in this Agreement to Section 409A include rules, regulations, and guidance of general application issued by the
Department of the Treasury under Section 409A. 
 10.     Governing Law. This Agreement shall be construed
and enforced under and be governed in all respects by the laws of the State of Texas, without regard to the conflict of laws principles thereof. 

11.    Binding Arbitration. 

(a)     Generally. The Executive and the Company agree that any controversy or claim arising out of or relating to
this Agreement, the LTIP, the employment relationship between the Executive and the Company, or the termination thereof, including the arbitrability of any controversy or claim, which cannot be settled by mutual agreement will be finally settled by
binding arbitration in accordance with the Expedited Arbitration Procedures of Judicial Arbitration & Mediation Service, Inc. (“JAMS”), as set forth in Section 16.1 et seq. of the JAMS rules, or any successor provision
thereto, as follows: Any Party aggrieved will deliver a notice to the other Party setting forth the specific points in dispute. Any points remaining in dispute twenty (20) days after the giving of such notice may, upon ten (10) days’
notice to the other party, be submitted to JAMS arbitration conducted before a single neutral arbitrator in Dallas, Texas. The arbitrator shall be appointed by agreement of the parties hereto or, if no agreement can be reached, by JAMS. The
arbitrator may enter a default decision against any Party who fails to participate in the arbitration proceedings. Notwithstanding the foregoing, a Patty who seeks equitable relief, including injunctive relief, shall not be obligated to utilize the
arbitration proceedings required hereunder and instead may seek such relief in any state or federal court sitting in Dallas, Texas. 

(b)     Binding Effect. The decision of the arbitrator on the points in dispute will be final, unappealable and
binding, and judgment on the award may be entered in any court having jurisdiction thereof. The arbitrator shall only be authorized to interpret the provisions of this Agreement, and shall not amend, change or add to any such provisions. The Parties
agree that this provision has been adopted by the Parties to rapidly and inexpensively resolve any 

  
 11 

 
disputes between them and that this provision will be grounds for dismissal of any court action commenced by either Party with respect to this Agreement, other than post-arbitration actions
seeking to enforce an arbitration award or proceedings seeking equitable relief as permitted under Section 11 (a). In the event that any court determines that this arbitration procedure is not binding, or otherwise allows any litigation
regarding a dispute, claim, or controversy covered by this Agreement to proceed, the Parties hereto hereby waive any and all right to a trial by jury in or with respect to such litigation. 

(c)     Fees and Expenses. Except as otherwise provided in this Agreement or by applicable law, the arbitrator will
be authorized to apportion its fees and expenses as the arbitrator deems appropriate and the arbitrator will be authorized to award the prevailing party its fees and expenses (including attorneys’ fees). In the absence of any such apportionment
or award, each Party will bear its own expenses and the fees of its own attorney. 
 (d)     Confidentiality. The
Parties and the arbitrator will keep confidential, and will not disclose to any person, except the parties’ advisors and legal representatives, or as may be required by law or to enforce in court an arbitrator’s award, the existence of any
controversy under this Section II, the referral of any such controversy to arbitration or the status or resolution thereof. 

(e)     Waiver. The Executive acknowledges that arbitration pursuant to this Agreement includes all controversies
or claims of any kind (e.g., whether in contract or in tort, statutory or common law, legal or equitable) now existing or hereafter arising under any federal, state, local or foreign law, including, but not limited to, the Age Discrimination in
Employment Act, Title VII of the Civil Rights Act of 1964, the Civil Rights Act of 1866, the Employee Retirement Income Security Act, the Family and Medical Leave Act, the Americans With Disabilities Act and all similar federal, state and local
laws, and the Executive hereby waives all rights thereunder to have a judicial tribunal and/or a jury determine such claims. 

(t)     Acknowledgment. The Executive acknowledges that before agreeing to participate in this Agreement, the
Executive has had the opportunity to consult with any attorney or other advisor of the Executive’s choice, and that this provision constitutes advice from the Company to do so if the Executive chooses. The Executive further acknowledges that
the Executive has agreed to enter into this Agreement of the Executive’s own free will, and that no promises or representations have been made to the Executive by any person to induce the Executive to enter into this Agreement other than the
express terms set forth herein. The Executive further acknowledges that the Executive has read this Agreement and understands all of its terms, including the waiver of rights set forth in this Section II. 

12.     Indemnification. The Company shall, to the maximum extent permitted by under the law of the jurisdiction of
incorporation of the Company, indemnify the Executive against expenses, judgments, fines, settlements and other amounts actually and reasonably incurred by the Executive in connection with any threatened, pending or completed action, suit,
arbitration, alternative dispute mechanism, inquiry, judicial, administrative or legislative hearing, investigation or proceeding arising by reason of the fact that the Executive, is or was an officer or director of the Company or any other member
of the Company Group. Expenses incurred in defending any such proceeding by the Executive that the Company is required to indemnify as 

  
 12 

 
set forth above shall be paid or reimbursed by the Company promptly upon receipt by it of an undertaking of the Executive to repay such expenses if it should ultimately be determined that the
Executive was not entitled to be indemnified by the Company. During the Employment Period, the Company will maintain a directors and officers liability insurance policy covering the Executive. 

13.     Assignment. Neither the Company nor the Executive may make any assignment of this Agreement or any interest
herein, by operation of law or otherwise, without the prior written consent of the other; provided, however, that the Company may assign its rights and obligations to any affiliate of the Company or to a successor to the business of the
Company or all or substantially all of the assets of the Company without the consent of the Executive. This Agreement shall inure to the benefit of and be binding upon the Company and the Executive, their respective successors, executors,
administrators, heirs and permitted assigns. 
 14.     Waiver. No waiver of any provision hereof shall be
effective unless made in writing and signed by the waiving Party. The failure of either Party to require the performance of any term or obligation of this Agreement, or the waiver by either Party of any breach of this Agreement, shall not prevent
any subsequent enforcement of such term or obligation or be deemed a waiver of any subsequent breach. 
 15.    
Notices. Any and all notices, requests, demands and other communications provided for by this Agreement shall be in writing and shall be effective when delivered in person, consigned to a reputable national courier service or deposited in the
United States mail, postage prepaid, registered or certified, and addressed to the Executive at his last known address on the books of the Company or, in the case of the Company, at its principal place of business, attention of the Legal Department
or to such other address as any Party may specify by notice to the other actually received. 
 16.     Entire
Agreement. This Agreement, along with the LTIP, constitutes the entire agreement between the Parties hereto pertaining to the subject matter hereof and supersedes all prior and contemporaneous agreements, understandings, negotiations and
discussions, whether oral or written, of the Parties with respect to such subject matter. 
 17.     Amendment.
This Agreement may be amended or modified only by a written instrument signed by the Executive and by an expressly authorized representative of the Company. 

18.     Headings. The headings and captions in this Agreement are for convenience only, and in no way define or
describe the scope or content of any provision of this Agreement. 
 19.     Counterparts. This Agreement may be
executed in two or more counterparts, each of which shall be an original and all of which together shall constitute one and the same instrument. 

[Remainder of page is intentionally blank] 

  
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 IN WITNESS WHEREOF, the Parties hereto, intending to be legelly bound hereby. have hereunto
set their hands, effective as of the Effective Date. 
  

	
	 /s/ Sanjiv Das

	Sanjiv Das            feb 8/ 2016

 
					
	
	Caliber Home Loans, Inc.
		
	By:	 	 /s/ Kyle Volluz

		 	Name:	 	Kyle Volluz
		 	Title:	 	Member, Board of Directors

  
 SIGNATURE PAGE TO
EMPLOYMENT AGREEMENT 

 Exhibit A 

WAIVER AND GENERAL RELEASE OF CLAIMS 

This WAIVER AND GENERAL RELEASE OF CLAIMS (this “Agreement”) is entered into as of this
             day of             , 20    , by and between
                     (“Executive”) and Caliber Home Loans, Inc. (the “Company”). 

 

	 	1.	 General Release by Executive. 

 

	 	a.	 In consideration of the payments (less all applicable federal, state and local withholdings) set forth in
Section 5(c) of that certain Employment Agreement, dated February 8, 2016, by and between the Company and Executive (the “Employment Agreement”), Executive, on behalf of himself and his agents, heirs, executors, successors and
assigns, knowingly and voluntarily releases, remises, and forever discharges the Company, LSF6 Mid -Servicer Holdings, LLC, Lone Star Fund V (U.S.), L.P, and Lone Star Fund VI (U.S.), L.P., and each of their respective parents, subsidiaries or
affiliates, together with each of their current and former principals, officers, directors, partners, shareholders, agents, representatives and employees, and each of their respective affiliates, and each of the above listed person’s heirs,
executors, successors and assigns whether or not acting in his or her representative, individual or any other capacity (collectively, the “Releasees”), to the fullest extent permitted by law, from any and all debts, demands,
actions, causes of actions, accounts, covenants, contracts, agreements, claims, damages, costs, expenses, omissions, promises, and any and all claims and liabilities whatsoever, of every name and nature, known or unknown, suspected or unsuspected,
both in law and equity (“Claims”), which Executive ever had, now has, or may hereafter claim to have against the Releasees by reason of any matter, cause or thing whatsoever arising from the beginning of time to the time he signs
this Agreement (the “General Release”). The General Release shall apply to any Claim of any type, including, without limitation, any Claims with respect to Executive’s entitlement to any wages, bonuses, benefits, payments, or
other forms of compensation; any claims of wrongful discharge, breach of contract, breach of the covenant of good faith and fair dealing, violation of public policy, defamation, personal injury, or emotional distress; any Claims of any type that
Executive may have arising under the common law; any Claims under Title VII of the Civil Rights Act of 1964, the Civil Rights Act of 1991, the Age Discrimination in Employment Act of 1967, the Older Workers Benefit Protection Act, the Americans With
Disabilities Act, the Family and Medical Leave Act, the Employee Retirement Income Security Act, the Fair Labor Standards Act, the federal Workers’ Adjustment and Retraining Notification Act, the Sarbanes-Oxley Act, each as amended; and any
other federal, state or local statutes, regulations, ordinances or common law, or under any policy, agreement, contract, understanding or promise, written or oral, formal or informal, between any of the Releasees and Executive, and shall further
apply, without limitation, to any and all Claims in connection with, related to or arising out of Executive’s employment relationship, or the termination of his employment, with the Company or any Releasee. 

 

	 	b.	 Executive intends that this general release extend to any and all Claims of any kind or character related to
the Company, and Executive, on behalf of himself, his agents, heirs, executors, successors and assigns, therefore expressly waives any and all rights granted by federal or state law or regulation that may limit the release of unknown claims.

	 	c.	 Except as provided in Section 5(c) of the Employment Agreement, Executive acknowledges and agrees that the
Company has fully satisfied any and all obligations owed to him arising under the Employment Agreement, and no further sums are owed to him by the Company or by any of the other Releasees at any time under the Employment Agreement. Executive
represents and warrants that Executive has not filed, and Executive will not file, any lawsuit or institute any proceeding, charge, complaint or action asserting any claim released by this Agreement before any federal, state, or local administrative
agency or court against any Releasee, concerning any event occurring prior to the signing of this Agreement. Nothing in this Agreement, however, shall be construed as prohibiting Executive from filing a charge or complaint with the Equal Employment
Opportunity Commission (“EEOC”) or participating in an investigation or proceeding conducted by the EEOC, although Executive hereby agrees that he is waiving any right he may have to benefit in any manner from any relief (whether
monetary or otherwise) arising out of any such investigation or proceeding conducted by the EEOC. Executive also hereby agrees that nothing contained in this Agreement shall constitute or be treated as an admission of liability or wrongdoing by any
of the Releasees. 

  

	 	d.	 Nothing in this Section 1 shall be deemed to release (i) Executive’s right to enforce the terms of
this Agreement or the Employment Agreement (other than the claims released hereunder), (ii) Executive’s rights, if any, to any vested benefits as of Executive’s last day of employment with the Company under the terms of an employee
compensation or benefit plan, program or agreement in which Executive is a participant, (iii) Executive’s rights to indemnification under any indemnification agreement he has with the Company or any other Releasee, under the Employment
Agreement and/or under the Company’s or any Releasee’s charter or bylaws, or to whatever coverage Executive may have under the Company’s or any Releasee’s directors’ and officers’ insurance policy for acts and omissions
when Executive was an officer or director of the Company or of any Releasee, or (iv) any claim that cannot be waived under applicable law, including any rights to workers’ compensation or unemployment insurance. 

 

	 	2.	 General Release by Company. 

 

	 	a.	 In consideration of Executive’s release set forth in paragraph 1 hereon, the Company, on behalf of itself
and its subsidiaries and their respective successors and assigns, knowingly and voluntarily releases, remises, and forever discharges Executive, to the fullest extent permitted by law, from any and all Claims, which the Company ever had, now has, or
may hereafter claim to have against Executive by reason of any matter, cause or thing whatsoever arising from the beginning of time to the time he signs this Agreement (the “General Release”). The General Release shall apply to any
Claim of any type, including, without limitation, any Claims the Company may have arising under any federal, state or local statutes, regulations, ordinances or common law, or under any policy, agreement, contract, understanding or promise, written
or oral, formal or informal, between the Company and Executive, and shall further apply, without limitation, to any and all Claims in connection with, related to or arising out of Executive’s employment relationship, or the termination of his
employment, with the Company. 

  
 3 

	 	b.	 The Company intends that this general release extend to any and all Claims of any kind or character related to
Executive, and the Company, on behalf of itself and its subsidiaries, affiliates, successors and assigns, therefore expressly waives any and all rights granted by federal or state law or regulation that may limit the release of unknown claims.

  

	 	c.	 The Company represents and warrants that the Company has not filed, and the Company will not file, any lawsuit
or institute any proceeding, charge, complaint or action asserting any claim released by this Agreement before any federal, state, or local administrative agency or court against Executive, concerning any event occurring prior to the signing of this
Agreement. The Company also hereby agrees that nothing contained in this Agreement shall constitute or be treated as an admission of liability or wrongdoing by Executive. 

 

	 	d.	 Nothing in this Section 2 shall be deemed to release (i) the Company’s and its affiliates’
rights to enforce the terms of this Agreement or the Employment Agreement (other than the claims released hereunder), or (ii) any claim that cannot be waived under applicable law. 

 

	 	3.	 Consultation with Attorney: Voluntary Agreement. The Company advises Executive to consult with an
attorney of his choosing prior to signing this Agreement. Executive understands and agrees that he has the right and has been given the opportunity to review this Agreement and, specifically, the General Release in Section 1 above, with an attorney.
Executive also understands and agrees that he is under no obligation to consent to the General Release set forth in Section 1 above. Executive acknowledges and agrees that the payments set forth in Section 5(c) of the Employment Agreement are
sufficient consideration to require him to abide with his obligations under this Agreement, including but not limited to the General Release set forth in Section 1 . Executive represents that he has read this Agreement, including the General Release
set forth in Section 1 and understands its terms and that he enters into this Agreement freely, voluntarily, and without coercion. 

  

	 	4.	 Effective Date: Revocation. Executive acknowledges and represents that he has been given at least twenty-one (21) days during which to review and consider the provisions of this Agreement and, specifically, the General Release set forth in Section 1 above, although he may sign and return it sooner if he so
desires. Executive further acknowledges and represents that he has been advised by the Company that he has the right to revoke this Agreement for a period of seven (7) days after signing it. Executive acknowledges and agrees that, if he wishes
to revoke this Agreement, be must do so in a writing, signed by him and received by the Company no later than 5:00 p.m. local time on the seventh (7th) day of the revocation period. If the last day of the revocation period falls on a Saturday,
Sunday or holiday, the last day of the revocation period will be deemed to be the next business day. If no such revocation occurs, the General Release and this Agreement shall become effective on the eighth (8th) day following his execution of this
Agreement (the “Release Effective Date”). Executive further 

  
 4 

	 	
acknowledges and agrees that, in the event that he revokes this Agreement, it shall have no force or effect, and he shall have no right to receive any severance payment pursuant to
Section 5(c) of the Employment Agreement. 

  

	 	5.	 Warranty Against Prior Transfer of Released Claims. Executive hereby represents and warrants to the
Releasees that Executive is the sole owner of any Claims that Executive may now have or in the past had against any of the Releasees and that Executive has not assigned, transferred, or purported to assign or transfer any such Claim to any person or
entity. The Company hereby represents and warrants to Executive that the Company is the sole owner of any Claims that the Company may now have or in the past had against Executive and that the Company has not assigned, transferred, or purported to
assign or transfer any such Claim to any person or entity. 

  

	 	6.	 Severability. In the event that any one or more of the provisions of this Agreement shall be held to be
invalid, illegal or unenforceable, the validity, legality and enforceability of the remainder of the Agreement shall not in any way be affected or impaired thereby. 

 

	 	7.	 Waiver. No waiver by either party of any breach by the other party of any condition or provision of this
Agreement to be performed by such other party shall be deemed a waiver of any other provision or condition at the time or at any prior or subsequent time. This Agreement and the provisions contained in it shall not be construed or interpreted for or
against either party because that party drafted or caused that party’s legal representative to draft any of its provisions. 

  

	 	8.	 Governing Law. This Agreement shall be construed and enforced under and be governed in all respects by
the laws of the State of Texas, without regard to the conflict of laws principles thereof. 

  

	 	9.	 Headings. All descriptive headings in this Agreement are inserted for convenience only and shall be
disregarded in construing or applying any provision of this Agreement. 

  

	 	10.	 Counterparts. This Agreement may be executed in counterparts, each of which shall be deemed an original
but all of which together shall constitute one and the same instrument. 

 [signature page follows] 

  
 5

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