Document:

Exhibit 10.5

 

Agreement
of Exclusive Purchasing Right

 

Hereinafter mentioned the agreement of exclusive purchasing
right (Called “Agreement”) was signed at the District of Long Quan yi, Chengdu city, Sichuan province on, , 2020.

 

1. Chengdu Jiulin Technological Service Co., Ltd
is one of the company of foreign investment enterprise registered in China. Address of Registration: No.1666, 5-5-3 D2 Building
in the District of Economic-Technology Development. (“independent investment company of foreigner”)

 

	2. ChunLing Mao 	ID No.512925196903070049

 

	3. HaiBo Bai	 ID No.51292519780418335X

 

	4. XueFeng Huang	 ID No.512221197606137615

 

5. Sichuan Hengguang Insurance Agency Co., Ltd which
is established as the limited company regarding the Chinese Law. The legal registered address: The District of Economic-Technology Development
of Sichuan Chengdu. (District of Long Quan yi) No.1666 of Chenglong Road phase 2 (“the domestic capital company”)

 

Regarding the parties of the agreement, independent
investment company of foreigner, domestic capital company and shareholders of personal will be called as the different parties.

 

Regarding the following:

 

1. The shareholders of personal owns 100% shares of
the domestic capital company including shares and interest of 51% by ChunLing Mao, 30% by Haibo Bai and 19% by XueFeng Huang.

 

2. The independent investment company of foreigner
and the domestic capital company signed the Exclusive Management Consulting and Service Agreement on , ,2020, at the same day, a series
of brief agreement such as the loan agreement and the equity pledge agreement of shareholder was signed at the same day between the independent
investment company and existing shareholders.

 

    	 

    	 

    

 

Hereinafter
reach the agreement as following:

 

1.
The Equity transaction

 

1.1
Authorized right

 

Irrevocably authorized the independent investment
company has the right of purchasing shares from existing shareholders under the regulation of Chinese law regarding the Clause1.3 of this
agreement described price and following the procedure process of independent investment company regulated or have the irrevocable exclusive
right to purchase( partly or completely )the equity of current domestic capital company. There are no any party excluding the independent
investment company and designed person shall enjoy the right to purchase equity. The domestic capital company hereby agrees that the existing
shareholders grant the independent investment company such the right to purchase shares.

 

“The Person” was described in the paragraph
of agreement means individual, the company, joint venture, partnership, enterprise and trust or none corporate organization.

 

1.2 The Steps of practice

 

The independent investment company shall exercise
its right to purchase equity on their premise that it complies with the provisions of Chinese laws and regulations when practise the
right to purchase shares. The independent investment company shall give the written notice to the existing shareholders (the “Notice
of share purchase “), which shall be described as following:

 

(a) The independent investment
company’s decision to exercise the right of purchase;

 

(b) The share of equity that
the independent investment company plans to purchase from its existing shareholders. (“Target equity.”)

 

(c) Purchase day/ the
date of equity transfer.

 

1.3 The purchase price of equity.

 

Unless assessment is required by the law, otherwise
the Purchase price of target equity (“Equity Price”) should be the lowest price at the time of equity transferring
regarding the Chinese laws and regulations. However, if the independent investment company and the existing shareholders have
the extra agreement, it should be executed regarding to their extra agreement.

 

    	 

    	 

    

 

1.4
The target equity transferring

 

When
the independent investment company execute their right to purchase shares:

 

(a) Existing shareholders should be responsible for
calling on the meeting of domestic capital company hold the shareholders’ meeting on time Arrange to approve resolution of equity
transferring from existing shareholders to independent investment company and/or designed person.

 

(b) Existing shareholders should sign the Equity transferring
agreement with the independent investment company or designed person regarding the regulation notice of equity purchasing agreement.

 

(c) Relevant parties shall sign all of the required
contracts agreements documents at the same time, they should achieve all of required approvals and agreement by government and further
measures should be taken by all necessary actions without any security interest under the condition of transferring the effective ownership
of the target equity to the independent investment company or the designated person making the independent investment company or the
designated person become the resisted owner of the target equity. Regarding the purposes of this agreement and section clause, a “security
interest” is including security, mortgage, rights or interest of the third party, the options, acquisition, pre-emptive
right, right of set off, detention of the ownership or others guarantee arrangements etc. However, for the sake of clarity, it
is not included any security interest arising under the equity pledge agreement. According to the equity pledge agreement, in order to
make the existing shareholders guarantee domestic capital company pledged all equity of their share right to exclusive the management
consultant service agreement, and all other obligations under the structural agreements, they pledge all of the equity in the domestic
capital company to the independent investment company.

 

2.
Equity commitment

 

2.1
The commitment of domestic capital company

 

In
particular, domestic capital company are committed as following:

 

(a) Without the prior written consent of the independent
investment company, it cannot be supplemented, changed or modified in any form of articles of association of the domestic capital
company. Increase or decrease the registered capital and in other terms of changing its registered capital structure.

 

    	 

    	 

    

 

(b)
To maintain good financial and commercial standards and management, to maintain the company’s procedures, and to conduct the business
and conduct business prudently and effectively.

 

(c) If there is not received the prior written consent
of the independent investment company, the domestic capital company will not sell, transfer, pledge or dispose of any assets, business,
lawful income or beneficial interest and allow any other forms of security interest to be created at any time after the date of this
agreement was signed.

 

(d) If there is not received the prior written consent
of the independent investment company, the domestic capital company will not create, inherit, secure or permit the existence of any indebtedness,
but (I) debt arising in the normal or ordinary course of business rather than by way of borrowing; and (II) Except for debts disclosed
to the independent legal enterprise investment and agreed in writing by the independent legal enterprise investment. If there is not
received the prior written consent of the independent investment company, any loan or credit will not be granted to any person
by the domestic capital company.

 

(e) In the course of business operation, it has maintained
the asset value of the domestic capital company does not conduct any activities that may affect its operation and asset value

 

(f) If there is not the prior written consent of
independent investment company, any type of important contract won’t be allowed to signed. It’s not including the
normal business contract (for example, the value of a contract is above RMB 100,000- will be called the important contract.

 

(g) Without the prior written consent of independent
investment company, any type of loan or credit shall not be provided to any person.

 

(h)
At the request of the independent investment company, the domestic capital company shall provide all information about the operation
and financial status of the domestic company.

 

(i)
The insurance that the company buys and maintains from the insurance company accepted by the independent legal enterprise investment.
For this reason, the amount and type of insurance should be the same as that of operating similar businesses and owning similar assets
in the same region. The amount insured will be maintained by the company. It is consistent with the insurance type.

 

(j)
If there is not the prior written consent of independent investment company, Merge with or associate with or acquire or invest in any
person will not be allowed.

 

(k)
Inform the independent legal enterprise investment immediately of the occurrence or potential occurrence litigation and arbitration administrative
procedures related to assets business and income of domestic investment company.

 

    	 

    	 

    

 

(l)
In order to maintain the ownership of all assets of the domestic company, sign all necessary or appropriate documents, take all necessary
or appropriate actions and file all necessary or appropriate charges, and make necessary and appropriate defences to all negotiations.

 

(m)
Domestic Investment Company shall not distribute dividends in any form with prior written consent to an existing shareholder by the independent
legal enterprise investment. However, upon the independent legal enterprise investment’s request, all its attributable profits
shall be immediately distributed to the existing shareholders.

 

(n)
Regarding the requirement of the independent legal enterprise investment, It appointment that any person appointed by the
independent legal enterprise investment is a director of the domestic company.

 

2.2
The commitment from the shareholders of the company.

 

Existing
shareholders make the commitment as following:

 

(a)
If there is not the prior written consent of independent investment company, the memorandum of association of company shall not be supplemented,
altered or modified in any form of Increasing or decreasing the articles of association registered capital of the domestic capital company
or the registered capital structure of the company could be changed in any other ways .

 

(b)
If there is not the prior written consent of independent investment company, please don’t sell, transfer, mortgage or dispose of
the ownership or beneficial interest of any equity at any time from the date of this agreement signed, or to permit the creation of
any other security interest on it, but not including the pledge on the equity of the domestic capital company pursuant to the equity
pledge agreement;

 

(c)
If there is not the prior written consent of independent investment company, won’t approve domestic companies to merge or combine
with any person, or acquire any person or make investment to any person;

 

(d)
Must inform promptly the independent investment company anything regarding to will happen or may happen such as the litigation, arbitration
or administrative procedure of its equity.

 

(e)
Urge the general board meeting of shareholders of domestic capital company to vote and agree the transfer of the target equity specified
in this agreement.

 

    	 

    	 

    

 

(f)
To keep the ownership of target equity signature all of the necessary and appropriate documents or actively take all necessary measures
and appropriate action or make all necessary or appropriate charges to make necessary and proper defenses against all directors.

 

(g)
According to the requirements of the independent investment company, any person appointed by the independent investment company should
take up the posted of director of domestic capital company.

 

(h)
Regarding to the requirements of the independent investment company, it should transfer its equity and give up its shares to the independent
investment company or its designated representative at any time unconditional and immediately waive of the pre-emption rights
should be enjoyed by the existing shareholders, carrying out the aforesaid equity transferring to others shareholders.

 

(i)
Strictly comply with all provisions of this agreement or other contracts entered into jointly or separately by the existing shareholders
of the independent investment company and domestic capital company.

 

Making
faithfully perform all of obligations under such contract and do not perform any action/omission action which may affect the validity
and enforce capability of such contracts.

 

3.
The statement and guarantee from the existing shareholders and china Investment company

 

Shareholder
of china Investment Company on the date of this agreement signature and the date of transferring right of each shareholder. Independent
investment company and individually make statements and warranties as following:

 

3.1
Having the right to sign and exchange this agreement, In terms of this agreement and each assignment of agreement it is signed which
is a party will be constitute acting as legal, valid and binding its obligation and it can be regulated in accordance with the terms
of reinforcement.

 

3.2
Whether the signing of this agreement or any assignment agreement and delivery still under this agreement or any assignment agreement
performance of obligation will be impossible to:

 

(i)Result
in violation of any relevant Chinese laws.

 

(ii)Conflict
with articles of agreement or other organizational documents.

 

(iii)Lead
to the violation such as one side or any contract or document bounded on it and constitute a discriminating party or any violation under
the contract or document to which it is bound.

 

    	 

    	 

    

 

(iv)
Lead to the violation of the relevant law grant of any license and granted approval or any conditions.

 

(v)Lead
to the termination of any license and approval or any additional conditions.

 

3.3
Existing shareholders have good and marketable ownership of all assets and some shareholders have not set up any security right in the
above assets.

 

3.4
China investment company has no outstanding debt except for.

 

(i)Debt
incurred in the normal course of its business.

 

(ii)Disclosed
to china investment company except for the debts which was the written consent by the independent investment company.

 

3.5
CIC (domestic capital company) shall comply with all applicable laws and regulations.

 

3.6
There are not ongoing or pending projects which are not associated with domestic capital company, company assets or the company
related litigation arbitration and administrative procedures.

 

4.
Confidentiality.

 

The
parties acknowledge and confirm any obligations exchanged between them in connection with this agreement in terms of any oral or written
information is confidential.

 

Response
of all parties such information shall be kept confidential without the written consent of the other party disclosure any relevant
information with the exception of following: (a) Such information known or to be known by the public, but it will not by one of the
receiving parties to disclose the public without authorization. (b) Applicable laws or regulations Information to be disclosed.
(c) In connection with the transactions described in this agreement, either party, which need to be disclosed to their legal or
financial advisers, and the legal financial adviser is also required to comply with a confidentiality obligation similar to this
clause, such as the staff of either party. This Agreement shall be liable for breach of contract, regardless of the termination of
this Agreement for any reason but this clause will still keep in force.

 

5.
Taking effect into force and period of validity.

 

Agreement
signed with all parties the agreement shall come into force on the date of the agreement and shall be valid for 10 years, at
the option of independent investment company, it can be extended for another 10 years.

 

    	 

    	 

    

 

6.
Termination

 

6.1
Termination at maturity.

 

Unless
extended in accordance with the relevant provisions of this agreement.

 

This
agreement will terminate on the date of expiration.

 

6.2
Premature termination.

 

6.3
Termination clause

 

After
the termination of the agreement, the parties shall continue to be effective under the obligation & right of Clause of No.4 and No.7.

 

7.
Liability for breach of contract and compensation.

 

7.1
Liability for breach of contract.

 

The
parties agree and confirm that any side “Defaulting party” Making breach of any agreement under this agreement or substantial
non-performance and delays perform any of the obligations under this agreement means It is a breach of this agreement.

 

Other
non-defaulting parties or any party to the contract shall have the right to require the breaching party to pay the contract within
a reasonable period of time or to take the remedial measures. If the defaulting party or notify the defaulting party in writing
by the other party and put forward after remedy request within 10 days. Taking remedial measures, then the observant party has
the right to claim the defaulting party gives damages compensation.

 

7.2
Compensation.

 

Regarding
existing shareholders and the domestic capital company due to the execution of this agreement any litigation arising against the
independent proprietorship company any damage resulting from a claim or other claim, loss, obligation and expenses incurred full
amount of compensation to the independent investment company and protect the independent investment company from any liability,
shareholder and the domestic capital company caused by the behavior of any the third party acting as an existing shareholder or
domestic capital company for the damage and compensation towards independent investment companies.

 

8.
Applicable law and dispute resolution.

 

8.1
Applicable law.

 

Validity,
interpretation and performance of this Agreement, and the settlement of disputes under this Agreement shall be governed by China
(except Hong Kong SAR, Macao SAR and Hong Kong) is governed by the law of the people’s Republic of China.

 

    	 

    	 

    

 

8.2
Dispute resolution.

 

Due to the interpretation and performance of this
agreement. Any dispute arising out of this agreement shall be signed through friendly negotiation to solve it. If on one side send a written
notice to the other party for settlement through negotiation within 30 days after the dispute. It is still unresolved .Then either party
may settle the dispute to submit place of signing this agreement having jurisdiction court to deal with it in accordance with the law.

 

9. Change of law.

 

After this Agreement comes into effect If any central
or local legislative or executive body and any central or local laws and regulations amendments to the provisions of the regulations
and other normative documents Including the current laws, regulations and rules or other normative articles. It has been amended, supplemented
or abolished or the current law regulations or other normative documents explain or promulgated the detailed rules of the implementation
measures (referred to as amendment) or issue new laws and regulations or other normative documents (referred to as the new provisions)
in this case, the following conditions will be adopted.

 

9.1 If the amendment or new provision is later than
the effective date of this agreement effective The relevant laws, regulations, rules or other normative documents of the contract are
more beneficial to either party.(And the other side is not seriously or adversely affected.)Relevant institutions apply for the benefit
of these amendments or new regulations the parties shall make their best efforts in the near future to facilitate the approval
of the application.

 

9.2 If revised or new regulations the economic benefits
of the independent investment company under this agreement seriously affected directly or indirectly In addition, the parties cannot
solve the economic interests of the independent investment company in accordance with the provisions of this agreement adverse effect.
After the independent investment company notify other parties that all parties shall make all necessary amendments to this agreement
through timely consultation to maximize safeguard the economic interests of the independent investment company under this agreement.

 

    	 

    	 

    

 

10
Force majeure.

 

10.1 Force majeure is beyond the reasonable control
of one party with the reasonable attention of the affected party still inevitable any event which include but are not limited to natural
disaster. Extreme weather and climate such as storm above grade 8 level) Accidents (Public health emergency.) Including
Due to the epidemic situation and other reasons, home isolation or an executive order issued by the government under the condition
War, riot, etc., but Funds. Or insufficient financing shall not be regarded as beyond the reasonable control of one party.
The performance of this agreement is delayed or hindered by any force majeure event only if this part is delayed or hindered thing was
affected by the force majeure party, without any liability under this agreement to seek exemption from the obligations under this agreement
under the influence of force majeure Any obligation to perform under this agreement one party shall release the liability as soon as
possible and then inform the other party and let them know the procedure steps.

 

10.2 The party affected by the event of force majeure
shall not bear any responsibility under this agreement But only in the affected areas, it is reasonable and feasible in the near future
strive It is the party who seeks exemption from liability under the condition of performance of the agreement Exemption from travel and
only the part delayed or hindered travel It is believed that once such a case is found, the reason for exemption has been corrected or
remedied the parties agree to use their best efforts to resume the downward trend of this agreement responsibility fulfilment.

 

11
Other.

 

11.1
Notice.

 

Notices
under this Agreement shall be sent by hand delivery, fax or registered mail Notice, if sent by registered post, then the date of receipt
recorded on the receipt of registered mail It is the date of service If it is delivered by hand or by fax, the date on which it can be
sent shall be the date of delivery If it is sent by fax, it should be sent in after sending, the original shall be sent by registered
mail or by specially assigned person.

 

11.2
Further assurance.

 

The
parties agree to promptly sign and execute the provisions and purposes of this agreement, which is reasonably necessary or beneficial
to it and fails to perform the provisions and purposes of this agreement. Further action reasonably required or will be beneficial to
it.

 

11.3
Complete contract.

 

In
addition to the written amendments or amendments made after the signing of this agreement this Agreement constitutes the agreement between
the parties with respect to the subject matter of this agreement the entire contract reached by the project replace all previous oral
or written negotiations on whether the subject matter of this agreement is reached or not state and contracts.

 

    	 

    	 

    

 

11.4
Title.

 

The
headings of this Agreement are for convenience only and shall not be used to interpret or affected the provision meaning of this agreement.

 

11.5
Taxation.

 

All
taxes incurred by each party due to the signing and performance of this agreement and the cost shall be borne by each party separately.

 

11.6
Transfer by agreement.

 

Except
with the prior written consent of the independent proprietorship existing shareholders or domestic companies shall not transfer their
rights and obligation under this agreement to any the third party.

 

11.7
The divisibility of the protocol.

 

If
any provision of this agreement is inconsistent with relevant laws and lead to invalid and cannot be enforced invalid and It shall not
affect the legal effect of other provisions of this agreement.

 

11.8
Abstained.

 

Either
party may abstain from the terms and conditions of this agreement, but it must be made in writing and signed by all parties. In
general, the waiver of other party’s breach of contract under certain circumstances shall not be regarded as such party’s
breach of contract under other circumstance

 

11.9
Some modification and supplement.

 

The
parties shall amend and supplement this agreement by written agreement This agreement is duly signed by the parties The Amendment Agreement
and supplementary agreement are an integral part of this agreement, with the same legal effect as this agreement.

 

11.10
..Agreement text.

 

This
agreement is written in Chinese Signed in 5 originals each party shall hold one copy of this agreement.

 

    	 

    	 

    

 

Signature
page.

 

In
witness whereof, the parties have executed this Agreement as of the date first above written.

 

	Chengdu
    Jiu Ling Ke Fu Technology Co., Ltd. (Seal.)	 
	 	 	 
	Signature	 	 
	Name
    	JiuLing
    Zhang	 
	Job
title.    	Legal
    representative	 
	 	 	 
	Shareholder:	 	 
	 	 	 
	ChunLing Mao	 
	Signature	 	 
	 	 	 
	HaiBo Bai	 
	Signature	 	 
	 	 	 
	XueFeng Huang	 
	Signature	 	 
	 	 	 
	Sichuan
    Hengguang Insurance Agency Co., Ltd (Seal)	 
	 	 	 
	Signature:	 	 
	Name:	ChuanLing
    Mao	 
	Job
    title.	Legal
    representativeExhibit 10.6

 

Shareholders’
Voting Rights Entrustment Agreement

 

This
shareholder’s voting rights entrustment agreement (hereinafter referred to as the “Agreement”) is entered into by the
following parties in Longquanyi District, Chengdu City, Sichuan Province, China on 3rd December, 2020.

 

	1.	Chunling
    Mao, ID Number: 512925196903070049
	 	 
	2.	Haibo
    Bai, ID Number: 51292519780418335X
	 	 
	3.	Xuefeng
    Huang, ID Number: 512221197606137615
	 	 
	4.	Chengdu
    Jiulin Ke Fu Technological Co., Ltd. (hereinafter referred to as “Company A”) 
	 	 
	 	Registered
    address: No. 5#(3), 5thFloor, D2 Building, No. 1666, Section 2, Chenglong Avenue, Chengdu Economic and Technological Development
    Zone, Sichuan, China.
	 	 
	 	Legal
    representative: Jiulin Zhang
	 	 
	 	The
    unified social credit code: 91510112MA63FAPN76
	 	 
	5.	Sichuan
    Hengguang Insurance Agency Co., Ltd. (hereinafter referred to as “Company B”) 
	 	 
	 	Registered
    address: No. 1666, Section 2, Chenglong Avenue, Chengdu Economic and Technological Development Zone (Longquanyi District), Sichuan,
    China.
	 	 
	 	Legal
    representative: Chunlin Mao
	 	 
	 	The
    unified social credit code: 91510112762336643W

 

(In
the Agreement, each of the above parties is referred to as a party and collectively as the parties)

 

    	1/17

    	 

    

 

Whereas:

 

	1.	The
    existing shareholders are the registered legal shareholders of Company B, holding 100% of the equity of the company in total.
	 	 
	2.	The
    existing shareholders intend, respectively, to entrust the individual designated by Company A to exercise their voting rights in
    Company B, and Company A intends to appoint certain individual to accept such entrustment as well.

 

Through
amicable consultation, the parties hereby agree as follows:

 

	1.	Voting
    Rights Entrustment 

 

	 	1.1.	The
    existing shareholders irrevocably agree that after the signing of the Agreement, they will respectively sign the power of attorney
    in the form and content of Annex I hereto, and respectively authorize one director of Company A designated by Company A (hereinafter
    referred to as the “trustee”) to exercise their rights (hereinafter referred to as the “entrusted rights”)
    which they enjoy according to the law and articles of association made by Company B as shareholders of Company B. Those rights hereinabove
    are described as follows: 

 

	 	(a)	Propose
    to hold and attend the shareholders’ meeting according to the articles of Company B as the agent of the existing shareholders;
	 	 	 
	 	(b)	Exercise
    voting rights on behalf of the existing shareholders on all matters that need to be discussed and resolved by the shareholders’
    meeting, including but not limited to the appointment and election of Company B’s legal representative, directors and
    other senior managers to be appointed and removed by the shareholders;

 

    	2/17

    	 

    

 

	 	(c)	The
    voting rights of shareholders under other statutory or domestic company’s articles of association (including any other shareholders’
    voting rights after the articles of association are amended).
	 	 	 
	 	 	The
    authorization and entrustment are based on the premise that the trustee is a Chinese citizen and Company A agrees the authorization
    and entrustment hereinabove. The existing shareholders shall immediately appoint other Chinese citizens designated by Company A to
    exercise the above entrusted rights if and only if Company A issues a written notice to replace the trustee to the existing shareholders.
    Once the new entrustment is made, the previous entrustment will cease to be effective. Except the condition hereinabove, the existing
    shareholders shall not revoke the entrustment and authorization made to the trustee.

 

	 	1.2.	The
    trustee shall carefully and diligently perform the entrusted obligations in accordance with the law within the scope of authorization
    specified herein; the existing shareholders shall recognize and shoulder corresponding responsibilities for any legal consequences
    arising from the trustee’s exercise of the entrusted rights hereinabove.
	 	 	 
	 	1.3.	The
    existing shareholders hereby confirm that the trustee does not need to solicit the existing shareholders in advance when exercising
    the above entrusted rights. However, the trustee shall inform the existing shareholders in a timely manner after each resolution
    or proposal to hold an interim shareholders’ meeting is made.

 

	2.	Right
    to Know

 

	 	In
    order to exercise the entrusted rights under the Agreement, the trustee has the right to know and look through the operation, business,
    customers, finance, employees and other relevant information Company B. Company B shall fully cooperate in this regard.

 

    	3/17

    	 

    

 

	3.	Exercise
    of the Entrusted Rights

 

	 	3.1.	The
    existing shareholders shall provide sufficient assistance to the trustee in exercising the entrusted rights, including timely signing
    the resolutions of the shareholders’ meeting or other relevant legal documents made by the trustee when necessary (for example,
    to meet the requirements of documents submitted by government departments for approval, registration and filing).
	 	 	 
	 	3.2.	If,
    at any time during the term of the Agreement, the grant or exercise of the entrusted rights under the Agreement cannot be realized
    for any reason (except for the default of the existing shareholders or the company), each party shall immediately seek the most similar
    alternative to the provisions that cannot be realized, and sign a supplementary agreement to modify or adjust the terms hereof when
    necessary, so as to carry forward the Agreement.

 

	4.	Exemption
    and Compensation 

 

	 	4.1.	Each
    party confirms that under no circumstances shall Company B be required to assume any responsibility or make any economic or other
    compensation to other parties or any third party in connection with the exercise of the entrusted rights under the Agreement by the
    individual designated by Company A.
	 	 	 
	 	4.2.	The
    existing shareholders and Company B agree that Company B shall compensate Company A for all the losses it suffers or may suffer as
    a result of appointing the trustee to exercise the entrusted rights, including but not limited to any losses caused by litigation,
    recovery, arbitration, claim from any third party or administrative investigation and punishment by the government. However, if the
    loss is caused by the trustee’s intentional or gross negligence, such loss shall not be included in the compensation.

 

    	4/17

    	 

    

 

	5.	Representation
    and Warranty

 

	 	5.1.	Hereby
    representation and warranties should be executed by the existing shareholders respectively as follows:

 

	 	5.1.1.	Shareholders
    are Chinese citizens with full capacity; shareholders have full and independent legal status and legal capacity, and have been properly
    authorized to sign, deliver and perform the Agreement, and shareholders may be an independent litigation subject of one party.
	 	 	 
	 	5.1.2.	Shareholders
    have full rights and authorization to enter into and deliver the Agreement and all other documents to be executed by them in connection
    with the transactions described in the Agreement, and shareholders have full rights and authorization to complete the transactions
    described herein. They have legally and properly executed and handed over the Agreement, therefore, the Agreement constitutes a legal
    and binding obligation to them and may enforce them to perform in accordance with the terms hereof. 
	 	 	 
	 	5.1.3.	Shareholders
    are the registered legal shareholders of Company B when the Agreement comes into effect. Except for the rights set forth in the Agreement
    and the Loan Agreement, Equity Pledge Agreement and Right of Exclusive Purchase Right Agreement signed by the
    existing shareholders and Company A, there is no third-party rights in the entrusted rights. According to the Agreement, the trustee
    may fully exercise the entrusted rights in force in accordance with the articles of association of Company B.

 

	 	5.2.	Company
    A and Company B hereby respectively present and warrant as follows: 

 

	 	5.2.1.	They
    are limited liability companies properly registered and legally existing according to the law of their registration place, having
    independent legal personality; they have full and independent legal status and legal capacity to sign, deliver and perform the Agreement,
    and can be regarded as the litigation subject of one party independently. 

 

    	5/17

    	 

    

 

	 	5.2.2.	They
    have full rights and authorization within the company to enter into and deliver the Agreement and all other documents to be signed
    related to the transactions described in the Agreement They have full rights and authorization to complete the transactions herein.

 

	 	5.3.	Company
    B hereby further presents and warrants as follows:

 

	 	5.3.1.	The
    existing shareholders are the registered legal shareholders of Company B when the Agreement comes into effect. Except for the rights
    set forth in the Agreement and the Equity Pledge Agreement and Right of Exclusive Purchase Agreement signed by the
    existing shareholders, Company A and Company B, there is no third-party rights in the entrusted rights. According to the Agreement,
    the trustee may fully exercise the entrusted rights in force in accordance with the articles of association of Company B.

 

	6.	Term
                                            of Agreement 

 

		6.1.	Subject
                                            to the provisions of articles 6.2 and 6.3 hereof, the Agreement shall come into force from
                                            the date of formal signing by all parties hereto and shall be valid for ten (10) years unless
                                            otherwise the parties agree in writing to terminate the Agreement in advance, or terminate
                                            the Agreement in advance according to article 6.4 hereof. After the expiration hereof, the
                                            Agreement will be automatically renewed for one (1) year after the expiration of the Agreement,
                                            and so on unless Company A notifies the other parties thirty (30) days in advance that the
                                            Agreement will not be renewed.

 

		6.2.	Each
                                            party shall complete the approval and registration procedures for the extension of their
                                            respective term of operation within three months before expiration so as to maintain the
                                            validity hereof.

 

    	6/17

    	 

    

 

		6.3.	If
                                            any party of the existing shareholders transfers all the equity held of Company B with the
                                            prior consent of Company A, the party hereinabove shall no longer be a party to the Agreement,
                                            but the obligations and commitments of the other parties under the Agreement shall not be
                                            negatively affected. If, with the prior written consent of Company A, any existing shareholder
                                            transfers all or part of the equity held of Company B, the existing shareholder shall obtain
                                            the written confirmation of the equity assignee who agrees to carry on and perform all the
                                            responsibilities, obligations and commitments under the Agreement.

 

		6.4.	Termination

 

		(a)	Expiration
                                            termination

 

The
Agreement shall terminate on the expiration date unless otherwise renewed in accordance with relevant provisions hereof.

 

		(b)	Premature
                                            termination

 

During
the term of the Agreement, the existing shareholders or Company B shall not terminate the Agreement in advance unless Company A has gross
negligence, fraud, bankruptcy, dissolution or termination by operation of law; the Agreement will be terminated if Company A bankrupts
or dissolves by operation of law before the expiration date hereof. Despite the agreement hereinabove, Company A shall always have the
right to terminate the Agreement at any time by giving a written notice to the other parties 30 days in advance.

 

		(c)	Terms
                                            after termination

 

After
the termination hereof, the rights and obligations of the parties under article 7 and article 8 shall remain in force.

 

    	7/17

    	 

    

 

	7.	Confidentiality
                                            Obligation

 

Whether
the Agreement terminates or not, each party hereto shall keep strictly confidential the business secrets, proprietary information, customer
information and all other confidential information (hereinafter referred to as “confidential information”) of the other parties
obtained in the process of entering into and performing the Agreement. The information receiving party shall not disclose any confidential
information to any other third party except with the prior written consent of the information disclosing party or required by relevant
laws, regulations or listing needs; the receiving party shall not use, directly or indirectly, any confidential information hereinabove
except for performing the Agreement.

 

		7.1.	The
                                            following information is excluded from confidential information:

 

		(a)	Any
                                            information previously known by the receiving party through legal means with written evidence;

		(b)	Information
                                            goes to public domain but not the fault of the receiving party; or

		(c)	Information
                                            legally obtained by the receiving party from other channels after receiving the information.

 

		7.2.	The
                                            receiving party may disclose the confidential information to its relevant employees, agents
                                            or professionals employed, but the receiving party shall ensure that the personnel hereinabove
                                            comply with the relevant terms and conditions hereof and bear any liability arising from
                                            the violation of the relevant terms and conditions of the Agreement by the personnel.

 

		7.3.	Despite
                                            other provisions hereof, the effect of this article shall not be affected by the termination
                                            of the Agreement.

 

    	8/17

    	 

    

 

	8.	Liability
                                            for Breach of Contract and Compensation

 

		8.1.	The
                                            parties agree and confirm that if any party (“the breaching party”) substantially
                                            violates any article herein, or substantially fails to perform or delays in performing any
                                            obligation under the Agreement, it constitutes a breach of the Agreement (“the breach”),
                                            and the non-breaching party (“the observant party”) has the right to require
                                            the breaching party to make rectification or take remedial measures within a reasonable period
                                            of time. If the breaching party fails to rectify or take remedial measures within a reasonable
                                            period of time or within ten (10) days after the observant party gives a written notice to
                                            the breaching party and puts forward the request, then:

 

		(a)	Should
                                            the defaulting party be any existing shareholder or Company B, Company A has the right to
                                            terminate the Agreement and require the defaulting party to pay for damages;

 

		(b)	Should
                                            the defaulting party be Company A, the observant party has the right to claim damages from
                                            the defaulting party. However, unless otherwise stipulated by law, the observant party has
                                            no right to terminate or rescind the Agreement in any case.

 

		8.2.	Despite
                                            other provisions hereof, the effect of this article shall not be affected by the termination
                                            of the Agreement.

 

		8.3.	Compensation

 

The
existing shareholders shall fully compensate Company A for any loss, damage, obligation and/or expense caused by any lawsuit, claim or
other request against Company A from the performance hereof and shall protect Company A from any damage and loss caused by the act of
the existing shareholders or any third party at the request of shareholders hereinabove.

 

    	9/17

    	 

    

 

	9.	Applicable
                                            Law and Dispute Resolution 

 

		9.1.	Applicable
                                            law

 

The
Agreement shall be governed by the laws of China in terms of its formation, validity, interpretation, performance and the settlement
of disputes under the Agreement.

 

		9.2.	Dispute
                                            resolution.

 

Any
dispute caused by the interpretation and performance hereof shall be settled at first by the parties through amicable negotiation. If
the dispute hereinabove cannot be settled within thirty (30) days after one party sends a written notice demanding negotiation to the
other parties, any party may file a lawsuit to the people’s court with jurisdiction in the place where the Agreement is signed.

 

		10.	Change
                                            in Law

 

After
the Agreement comes into effect, if any central or local legislative or administrative organ in China modifies its terms of any laws,
regulations, rules or other normative documents, including the amendment, supplement or repeal of the existing laws, regulations, rules
or other normative documents, the interpretation and promulgation of implementation measures and rules of the existing laws, regulations,
rules or other normative documents (collectively referred to as “amendments”), or the promulgation of new laws, regulations,
rules or other normative documents (collectively referred to as “new provisions”), the following shall apply:

 

		10.1.	If
                                            the revised or newly implemented provisions are more beneficial to one party than the relevant
                                            laws, regulations, rules or other normative documents in force on the effective date of the
                                            Agreement (and the other parties are not seriously and adversely affected), the parties shall
                                            promptly apply for the benefits of the revised or newly implemented provisions from the relevant
                                            authorities (if necessary). The parties shall make their best efforts to obtain approval
                                            of the application hereinabove.

 

    	10/17

    	 

    

 

		10.2.	If
                                            the economic interests of Company A under the Agreement are directly or indirectly negatively
                                            affected due to the amendments or new provisions of related laws, regulations, rules or other
                                            normative documents, and the parties is unable to solve the adverse effects on the economic
                                            interests of Company A in accordance with the provisions hereof, the parties shall make all
                                            necessary modifications hereto through timely consultation after Company A informs the other
                                            parties, so as to maintain the economic interests of Company A to the maximum extent under
                                            the Agreement.

 

		11.	Force
                                            Majeure 

 

		11.1.	Force
                                            majeure event refers to any event beyond the reasonable control of one party, which remains
                                            unavoidable even under appropriate attention of the affected party, including but not limited
                                            to natural disasters (fire, flood, rainstorm above category 8 and other extreme weather),
                                            accidents [public health emergencies (including home quarantine caused by pandemic or other
                                            epidemic or administrative orders issued by the provincial government of Sichuan Province/municipal
                                            government of Chengdu City)], wars, riots and so forth. However, lack of credit, funds or
                                            financing shall not be deemed as beyond the reasonable control of a party. The party affected
                                            by force majeure event that desires to exempt from the performance of its obligations under
                                            the Agreement shall notify the other parties of such exemption at the earliest possible time
                                            and inform the other parties of the steps it may take to complete the performance.

 

		11.2.	If
                                            the performance hereof is delayed or hindered by any force majeure event hereinabove, the
                                            party affected by the force majeure shall bear no responsibility under the Agreement within
                                            the scope of such delayed or hindered performance. The party affected shall take appropriate
                                            measures to reduce or eliminate the negative impact from force majeure and shall make efforts
                                            to perform the delayed or hindered obligation under the Agreement. Once the force majeure
                                            hereinabove removes, the parties agree to execute their best efforts to resume performance
                                            under the Agreement.

 

    	11/17

    	 

    

 

	12.	Others

 

		12.1.	Notice

 

Notices
under the Agreement shall be sent by hand, fax or registered mail. If the notice is sent by registered mail, the date of receipt recorded
on the return receipt of the registered mail shall be the date of service; if it is sent by hand or fax, the date of sending shall be
the date of service. If it is sent by fax, the original shall be sent by registered mail or delivered by hand immediately after sending.

 

		12.2.	Further
                                            assurance

 

The
parties agree to promptly sign such documents and take such further actions as are reasonably necessary or beneficial for the implementation
of the provisions and the realization of the goals hereof.

 

		12.3.	Complete
                                            contract

 

The
Agreement constitutes the complete contract the parties made on the subject matter hereof, except for the written amendments, supplements
or modifications made after the signing hereof, and it supersedes all oral or written negotiations, representations and contracts on
the subject matter hereof reached before.

 

		12.4.	Heading

 

Headings
hereof are for convenience only and shall not be employed to interpret, explain or otherwise affect the meaning of the provisions of
the Agreement.

 

    	12/17

    	 

    

 

		12.5.	Tax

 

All
taxes and expenses incurred by each party as a result of the signing and performance hereof shall be borne by each party separately.

 

		12.6.	Assignment
                                            of agreement

 

The
existing shareholders or Company B shall not assign its rights and/or obligations under the Agreement to any third party except with
the prior written consent of Company A.

 

		12.7.	Severability
                                            of agreement

 

If
any provision hereof is invalid or unenforceable due to inconsistency with pertinent laws, such provision shall be invalid or unenforceable
only within the jurisdiction of pertinent laws, and it shall not affect the legal effect of other provisions hereof.

 

		12.8.	Abstention

 

Any
party hereto may abstain from the terms and conditions hereof. The abstention shall only be effective when made in writing and signed
by the parties. The abstention hereinabove of one party caused by the breach of another under certain circumstances shall not be deemed
as abstention of a similar breach of contract by that party under other circumstances.

 

		12.9.	Amendment
                                            and supplement to the agreement

 

The
parties shall amend and supplement the Agreement by written agreement. The amended and supplemented agreement related to the Agreement
signed by the parties are integral parts hereof and have the same legal effect as the Agreement.

 

		12.10.	Agreement
                                            text

 

The
Agreement is written in Chinese and signed in quintuplicate. Each party keeps one.

 

[No
text below]

 

    	13/17

    	 

    

 

Signature
Page (no text below)

 

	Chunling
    Mao	 
	Signature:
    	 	 
	 	 	 
	Haibo
    Bai	 
	Signature:
    	 	 
	 	 	 
	Xuefeng
    Huang	 
	Signature:
    	 	 
	 	 	 
	Chengdu
    Jiulin Ke Fu Technological Co., Ltd. (seal)	 
	 	 	 
	Signature:
    	 	 
	Name:	Jiulin
    Zhang	 
	Title:	legal
    representative	 
	 	 	 
	Sichuan
    Hengguang Insurance Agency Co., Ltd. (seal)	 
	 	 	 
	Signature:
    	 	 
	Name:
    	Chunling
    Mao	 
	Title:	legal
    representative	 

 

    	14/17

    	 

    

 

Power
of Attorney 

 

This
power of attorney (hereinafter referred to as the power of attorney) is signed by Chunling Mao (ID number: 512925196903070049) on 3rd
December, 2020, and is issued to: Chengdu Jiulin Ke Fu Technological Co., Ltd. (hereinafter referred to as the trustee):

 

I,
Chunling Mao, hereby authorize the trustee to act as my agent and exercise the following rights in my name as a shareholder of Sichuan
Hengguang Insurance Agency Co., Ltd. (hereinafter referred to as Company B):

 

		(1)	Propose
                                            to hold and attend the shareholders’ meeting in accordance with the articles of association
                                            of Company B on behalf of me;

 

		(2)	Exercise
                                            the right to vote on all matters discussed and resolved at the shareholders’ meeting
                                            on behalf of me, including but not limited to the appointment and election of the legal representative,
                                            directors and other senior managers of Company B whose position shall be appointed or removed
                                            by the shareholders’ meeting;

 

		(3)	Exercise
                                            other voting rights of shareholders under the articles of association of Company B (including
                                            any other shareholders’ voting rights after the amendment of the articles of association
                                            hereinabove).

 

I
hereby irrevocably confirm that all acts done by the trustee on behalf of me as the shareholder of Company B shall be deemed as my acts,
and all documents signed shall be deemed to be signed by me. Unless Company A requires to change the trustee to me, the validity of this
power of attorney will be extended to the expiration or premature termination of the Shareholder’s Voting Rights Entrustment Agreement
signed by Company A, Company B and the existing shareholders of Company B on 3rd December, 2020.

 

	 	Name:
    	Chunling
    Mao
	 	 	 
	 	Signature:
    	 
	 	 	 
	 	Date:
    	3rd
    December, 2020

 

    	15/17

    	 

    

 

Power
of Attorney 

 

This
power of attorney (hereinafter referred to as the power of attorney) is signed by Haibo Bai (ID number: 51292519780418335X) on 3rd
December, 2020, and is issued to: Chengdu Jiulin Ke Fu Technological Co., Ltd. (hereinafter referred to as the trustee):

 

I,
Haibo Bai, hereby authorize the trustee to act as my agent and exercise the following rights in my name as a shareholder of Sichuan Hengguang
Insurance Agency Co., Ltd. (hereinafter referred to as Company B):

 

		(1)	Propose
                                            to hold and attend the shareholders’ meeting in accordance with the articles of association
                                            of Company B on behalf of me;

 

		(2)	Exercise
                                            the right to vote on all matters discussed and resolved at the shareholders’ meeting
                                            on behalf of me, including but not limited to the appointment and election of the legal representative,
                                            directors and other senior managers of Company B whose position shall be appointed or removed
                                            by the shareholders’ meeting;

 

		(3)	Exercise
                                            other voting rights of shareholders under the articles of association of Company B (including
                                            any other shareholders’ voting rights after the amendment of the articles of association
                                            hereinabove).

 

I
hereby irrevocably confirm that all acts done by the trustee on behalf of me as the shareholder of Company B shall be deemed as my acts,
and all documents signed shall be deemed to be signed by me. Unless Company A requires to change the trustee to me, the validity of this
power of attorney will be extended to the expiration or premature termination of the Shareholder’s Voting Rights Entrustment Agreement
signed by Company A, Company B and the existing shareholders of Company B on 3rd December, 2020.

 

	 	Name:
    	Haibo Bai
	 	 	 
	 	Signature:
    	 
	 	 	 
	 	Date:
    	3rd
    December, 2020

 

    	16/17

    	 

    

 

Power
of Attorney 

 

This
power of attorney (hereinafter referred to as the power of attorney) is signed by Xuefeng Huang (ID number: 512221197606137615) on 2rd
December, 2020, and is issued to: Chengdu Jiulin Ke Fu Technological Co., Ltd. (hereinafter referred to as the trustee):

 

I,
Xuefeng Huang, hereby authorize the trustee to act as my agent and exercise the following rights in my name as a shareholder of Sichuan
Hengguang Insurance Agency Co., Ltd. (hereinafter referred to as Company B):

 

		(1)	Propose
                                            to hold and attend the shareholders’ meeting in accordance with the articles of association
                                            of Company B on behalf of me;

 

		(2)	Exercise
                                            the right to vote on all matters discussed and resolved at the shareholders’ meeting
                                            on behalf of me, including but not limited to the appointment and election of the legal representative,
                                            directors and other senior managers of Company B whose position shall be appointed or removed
                                            by the shareholders’ meeting;

 

		(3)	Exercise
                                            other voting rights of shareholders under the articles of association of Company B (including
                                            any other shareholders’ voting rights after the amendment of the articles of association
                                            hereinabove).

 

I
hereby irrevocably confirm that all acts done by the trustee on behalf of me as the shareholder of Company B shall be deemed as my acts,
and all documents signed shall be deemed to be signed by me. Unless Company A requires to change the trustee to me, the validity of this
power of attorney will be extended to the expiration or premature termination of the Shareholder’s Voting Rights Entrustment Agreement
signed by Company A, Company B and the existing shareholders of Company B on 2rd December, 2020.

 

	 	Name:
    	Xuefeng Huang
	 	 	 
	 	Signature:
    	 
	 	 	 
	 	Date:
    	2rd December, 2020

 

    	17/17

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00338-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00338-of-00352.parquet"}]]