Document:

Form of Dealer Agreement and Schedule

 Exhibit 10.8 
  

			
	

 	  	NICHOLAS FINANCIAL, INC.
	  	Automobile Dealer Retail Agreement

 Non-Recourse Dealer Retail Agreement 

The undersigned Dealer proposes to sell to the undersigned Nicholas Financial, Inc. (NFI), from time to time, Promissory Notes, Security Agreements, Retail
Installment contracts, Conditional Sales Contracts, or other instruments hereinafter referred to as “Contracts”, evidencing installment payment obligations owing Dealer arising from the time sale of motor vehicle(s) and secured by such
Contracts. It is understood that NFI shall have the sole discretion to determine which Contracts it will purchase from Dealer. 
  

	1.	Dealer represents and warrants that Contracts submitted to NFI for purchase shall represent valid, bona fide sales for the respective amount therein set forth in such Contracts and that such Contracts represent sales of
motor vehicles owned by the Dealer and are free and clear of all liens and encumbrances. 

  

	2.	Upon purchase by NFI of any contracts hereunder from dealer, dealer shall endorse and assign to NFI the obligations and all pertinent security, security instruments, along with such provisional endorsements as may be
stipulated for such contracts purchased by NFI. 

  

	3.	This Agreement, and sums payable hereunder, may not be assigned by Dealer without written consent of NFI. 

  

	4.	Dealer acknowledges that NFI charges an acquisition fee and a $75.00 loan processing charge on all contracts purchased and funded by NFI. The acquisition fee and loan processing charge are taken from Dealer Proceeds and
are Non-Refundable. The amount is disclosed on each transaction and is set by Nicholas Financial, Inc. 

  

	5.	Perfection of Security Interest: For each Contract purchased by NFI, Dealer shall, within 20 days of the date of the Contract or within a lesser time period if required by applicable law, file and record
all documents necessary to properly perfect the valid and enforceable first priority security interest of NFI in the Vehicle and shall send NFI all security interest filing receipts. A Contract shall be subject to Repurchase for the life of the
Contract if NFI suffers a loss due to the Dealership’s failure to (1) file and record, within 20 days of the date of the Contract or within a lesser time period if required by applicable law, all documents required to properly perfect the
valid and enforceable first priority security interest of NFI in the Vehicle; (2) send NFI the filing receipts reflecting said perfection. 

  

	6.	Indemnity: As a separate and cumulative obligation, Dealer shall defend and hold NFI harmless from any and all claims, defenses, offsets, damages, suits, administrative or other proceedings, cost
(including reasonable attorney’s fees), expenses, losses, and liabilities. (Collectively Claims) arising out of connected with or relating to the Contract or the goods or services sold there under. Timing of indemnification is within 7 days of
demand by NFI. 

  

	7.	Add-on Products and Services:  

  

	 	a.	Defined. “Add-on Products and Services,” or “APS,” shall mean service contracts, mechanical breakdown contracts, GAP contracts, credit life and credit accident and health insurance. In
addition, the term shall include other products and services acceptable to and approved in writing by NFI from time to time. 

  

	 	b.	Cancellation of APS. If APS has been sold by the Dealer and financed in a Contract purchased by NFI, Dealer agrees that such APS shall be cancelable upon demand by Buyer. Upon such cancellation, Dealer shall
immediately notify NFI that the Buyer has canceled the APS. Upon cancellation, Buyer shall be entitled to a refund of the unearned portion of the cash price of the APS as provided in the APS Contract or as may otherwise be required by law, whichever
is greater. As between NFI and Dealer, Dealer agrees to pay to NFI, as appropriate, any refund due to Buyer under the terms of an APS Contract. Dealer’s liability under this Section shall be limited to the amount Dealer collected and retained
or otherwise received, directly or indirectly, in connection with the sale of the APS. 

  

	8.	Privacy: Dealer shall not make any unauthorized disclosure of, or use any personal information of individual consumers which it receives from NFI or on NFI’s behalf other than to carry out the
purposes for which such information is received. NFI and Dealer shall comply in all respects with all applicable requirements of Title V of the Gramm-Leach-Bliley Act of 1999 and its implementing regulations. 

 

	9.	No Provisions hereof may be modified, changed or supplemented, unless both parties agree to the amendment in writing. 

  

							
	Nicholas Financial, Inc.	  	Dealer:	 	  

	By:	 	  
	  	By:	 	  

	Date:	 	  
	  	Date:	 	  

	
	
	
	DEALER NAME
	#1 USA AUTO MARKET LLC
	12K & UNDER MOTORS
	1ST CHOICE AUTO BROKERS LLC
	1ST CHOICE AUTO SALES INC
	1ST CHOICE CAROLINA CARS
	1ST CHOICE MOTORS
	1ST CLASS AUTO SALES
	1ST STOP MOTORS INC
	247 AUTO SALES
	27 MOTORS
	2ND CHANCE AUTO OF ALABAMA LLC
	301CARSALES.COM
	31 W AUTO BROKERS INC
	3J AUTO SALES
	40 HIGHWAY AUTO SALES LLC
	4042 MOTORS LLC
	4042 MOTORSPORTS LLC
	5 POINTS AUTO MASTERS
	5 STAR AUTO SALES
	5 STAR AUTO SALES
	5 STAR INDY AUTO LLC
	60 WEST AUTO SALES LLC
	83 AUTO SALES LLC
	A & D MOTORS, INC.
	A & S GRAND AVE
	A 1 AUTO SALES INC
	A LOT OF USED CARS
	A LUXURY AUTO
	A PLUS CAR SALES & RENTALS INC
	A.R.J.‘S AUTO SALES, INC
	A-1 AUTO GROUP LLC
	A1 MOTORS INC
	A1 MOTORS LLC
	AAA AUTOMOTIVE LLC
	AAA MOTORS, INC.
	AAB INTERNATIONAL AUTO SALES
	AACC AUTO CAR SALES, INC
	ABBY’S AUTOS, INC.
	ABERNETHY CHRYSLER JEEP DODGE
	ACCURATE AUTOMOTIVE OF
	ACTIVE AUTO SALES
	ADAMSON FORD LLC

	
	ADS AUTO DISCOUNT SALES INC
	ADVANCE AUTO WHOLESALE, INC.
	DEALER NAME
	ADVANCED AUTO & TRUCK
	ADVANCED AUTO BROKERS, INC.
	ADVENTURE SUBARU LLC
	AFFORDABLE AUTO MOTORS, INC
	AFFORDABLE AUTO SALES
	AIRPORT CHRYSLER DODGE JEEP
	AJ’S AUTO
	AK IMPORTS AUTO SALES
	AL PIEMONTE SUZUKI INC
	ALABAMA DIRECT AUTO
	ALFA AUTO MALL LLC
	ALFA MOTORS
	ALL ABOUT AUTO’S INC
	ALL AMERICAN AUTO MART
	ALL CARS LLC
	ALL IN ONE AUTOMOTIVE GROUP
	ALL SEASON AUTO SALES LLC
	ALL STAR AUTO SALES
	ALL STAR DODGE CHRYSLER JEEP
	ALL STAR MOTORS INC
	ALLAN VIGIL FORD
	ALLANS SHOWCASE
	ALLEN TURNER AUTOMOTIVE
	ALLIANCE AUTO SALES LTD
	ALLSTAR MOTORS, INC.
	ALMA CHEVROLET BUICK GMC
	ALPHA MOTORS LLC
	AL’S AUTO MART
	ALTERNATIVES
	ALWAYS APPROVED AUTO LLC
	AMERICAN AUTO SALES OF CLOVER
	AMERICAN AUTO SALES WHOLESALE
	AMERICAN PRESTIGE AUTOS INC
	AMERICAN SALES & LEASING INC
	AMERIFIRST AUTO CENTER, INC.
	AMG AUTO SALES INC
	AMS CARS
	ANDERSON MOTORS
	ANDY MOHR BUICK PONTIAC GMC
	ANDY MOHR CHEVROLET, INC.
	ANDY MOHR FORD, INC.
	ANDY MOHR TOYOTA

  

 

	
	ANDYS AUTO SALES
	ANGRY CARS
	DEALER NAME
	ANSWER ONE MOTORS
	ANTHONY PONTIAC GMC BUICK INC
	ANTHONY WAYNE AUTO SALES
	ANTIQUE MOTORS
	APPROVAL AUTO CREDIT INC.
	AR MOTORSPORTS INC
	ARAK AUTO SALES & SERVICES INC
	ARB WHOLESALE CARS INC
	ARC AUTO LLC
	ARCH AUTO SALES
	ARDMORE AUTO SALES LLC
	ARENA AUTO SALES
	ARES FINANCIAL SERVICES LLC
	ARMSTRONG FORD OF HOMESTEAD
	ASHEBORO HONDA MAZDA
	ATA TRUCK & AUTO SALES
	ATCHINSON FORD SALES
	ATL AUTO TRADE INC
	ATL AUTOS .COM
	ATLANTA BEST USED CARS LLC
	ATLANTA LUXURY MOTORS INC
	ATLANTA UNIQUE AUTO SALES INC
	ATLANTA USED CARS CENTER, INC
	ATLANTIS RENT A CAR AND
	AUCTION DIRECT USA
	AURORA MOTOR CARS
	AUTO ACCEPTANCE CENTER
	AUTO AMERICA
	AUTO BANK
	AUTO BANK OF KANSAS CITY INC
	AUTO BANK, INC.
	AUTO BROKERS, INC.
	AUTO CENTERS NISSAN INC
	AUTO CENTERS ST CHARLES LLC
	AUTO CITY LLC
	AUTO CLUB OF MIAMI
	AUTO CONCEPTS
	AUTO CREDIT
	AUTO CREDIT & FINANCE CORP
	AUTO DIRECT
	AUTO DIRECT COLUMBUS OH
	AUTO DIRECT PRE-OWNED

	
	AUTO ENTERPRISE CO
	AUTO EXCHANGE
	DEALER NAME
	AUTO EXCHANGE
	AUTO EXCHANGE OF DURHAM
	AUTO EXPRESS
	AUTO EXPRESS CREDIT INC
	AUTO EXPRESS ENTERPRISE INC
	AUTO FINDERS, INC.
	AUTO GALAXY INC
	AUTO ICONS LLC
	AUTO IMPORTS FL INC
	AUTO IQ INC
	AUTO LAND AUTO SALES INC
	AUTO LIAISON INC
	AUTO LIBERTY OF ARLINGTON
	AUTO LINE, INC.
	AUTO LIQUIDATORS OF TAMPA, INC
	AUTO MALL OF TAMPA INC
	AUTO MASTERS AUTO SALES LLC
	AUTO MASTERS OF NASHVILLE LLC
	AUTO MAX
	AUTO MEGA STORE LLC
	AUTO NETWORK OF THE TRIAD LLC
	AUTO NETWORK, INC.
	AUTO OPTION LLC
	AUTO PARK CORPORATION
	AUTO PASS SALES & SERVICE CORP
	AUTO PLAZA USA
	AUTO PLUS OF SMITHVILLE LLC
	AUTO POINT USED CAR SALES
	AUTO PORT
	AUTO PROFESSION CAR SALES 2
	AUTO PROFESSIONAL CAR SALES
	AUTO RITE, INC
	AUTO SALES OF WINTER GARDEN
	AUTO SELECT
	AUTO SELECT INC
	AUTO SELECTION OF CHARLOTTE
	AUTO SENSATION USA, INC.
	AUTO SOURCE
	AUTO SOURCE CAROLINA LLC
	AUTO SPECIALISTS
	AUTO SPORT, INC.
	AUTO STOP INC

 
 

	
	AUTO TRADEMARK
	AUTO TRUST LLC
	DEALER NAME
	AUTO UNION OF MIAMI INC
	AUTO VILLA
	AUTO VILLA OUTLET
	AUTO VILLA WEST
	AUTO VILLAGE
	AUTO WAREHOUSE INC
	AUTO WEEKLY SPECIALS
	AUTO WISE AUTO SALES
	AUTO WORLD
	AUTO WORLD
	AUTOBRANCH
	AUTODRIVE, LLC
	AUTOLANTA COLLECTION
	AUTOMAC USA INC
	AUTOMALL 59
	AUTOMART #1 LLC
	AUTOMATCH USA LLC
	AUTOMAX
	AUTOMAX
	AUTOMAX AUTO SALES INC
	AUTOMAX CHRYSLER DODGE JEEP
	AUTOMAX OF ANDERSON
	AUTOMAX OF GREENVILLE
	AUTOMOBILE COMMODITY LLC
	AUTOMOTIVE DIRECT USA INC
	AUTOMOTIVE GROUP OF OFALLON/CO
	AUTONATION IMPORTS AUTO SALES
	AUTONET GROUP LLC
	AUTONOMICS
	AUTOPLEX
	AUTOPLEX IMPORT
	AUTOQUICK, INC.
	AUTORAMA PREOWNED CARS
	AUTOS BEST INC
	AUTOS DIRECT INC
	AUTOS DIRECT ONLINE
	AUTOS R US
	AUTOSHOW SALES AND SERVICE
	AUTOSPORTS
	AUTOWAY CHEVROLET
	AUTOWAY FORD OF BRADENTON
	AUTOWORLD USA

	
	AVENUE AUTO AND RV
	AVERY AUTO SALES INC
	DEALER NAME
	AVIS FORD
	AXELROD PONTIAC
	B & B ELITE AUTO SALES LLC
	B & W MOTORS
	BAKER’S BODY SHOP
	BALLAS BUICK GMC
	BALLPARK AUTO LLC
	BANK AUTO SALES
	BARBIES AUTOS CORPORATION
	BARGAIN SPOT CENTER
	BARNES USED CARS LLC
	BARRY BROWN MOTORS LLC
	BARTOW FORD COMPANY
	BARTS CAR STORE
	BARTS CAR STORE INC
	BARTS CAR STORE INC
	BASELINE AUTO SALES, INC.
	BATES FORD INC
	BAUCOM MOTORS LLC
	BEACH AUTO KINGS
	BEACHSIDE RIDE
	BEACHUM AND LEE FORD INC
	BEAU TOWNSEND FORD
	BEAU TOWNSEND NISSAN, INC.
	BEDFORD AUTO WHOLESALE
	BEECHMONT FORD
	BEEJAY AUTO SALES INC
	BEFORD AUTO
	BEHLMANN BUICK GMC CADILLAC
	BEHLMANN ST PETERS PREOWNED
	BELAIR ROAD DISCOUNT AUTO
	BELLS AUTO SALES
	BELL’S AUTO SALES
	BENJI AUTO SALES CORP
	BENSON CADILLAC NISSAN, INC.
	BENSON FORD MERCURY
	BENSON HYUNDAI LLC
	BENSON NISSAN
	BEREA AUTO MALL
	BERGER CHEVROLET
	BERKELEY FORD
	BESSEMER AL AUTOMOTIVE LLC

 
 

	
	BEST AUTO SELECTION INC
	BEST BUY AUTO MART LLC II
	 DEALER NAME
 BEST BUY AUTO SALES OF
TAMPA

	BEST BUY MOTORS LLC
	BEST CARS KC INC
	BEST CHEVROLET
	BEST DEAL AUTO SALES
	BEST KIA
	BEST PRICE DEALER INC
	BEST VALUE AUTO SALES INC
	BESTWAY AUTO BROKERS LLC
	BETTER AUTOMALL LLC
	BEV SMITH KIA
	BEXLEY MOTORCAR COMPANY LLC
	BIARTI AUTO SALES LLC
	BIG BLUE AUTOS, LLC
	BIG BOYS TOYS FLORIDA LLC
	BIG CHOICES AUTO SALES INC
	BIG M CHEVROLET
	BIG O DODGE OF GREENVILLE, INC
	BILL BLACK CHEVROLET,
	BILL ESTES CHEVROLET
	BILL KAY FORD INC
	BILL MAC DONALD FORD INC
	BILL OWENS AUTO SALES
	BILL STANFORD PONT CAD OLDS GM
	BILLS & SON AUTO SALES INC
	BILLS AUTO SALES & LEASING,LTD
	BILLY RAY TAYLOR AUTO SALES
	BILTMORE MOTOR CORP.
	BIRMINGHAM WHOLESALE AUTO LLC
	BLEECKER BUICK-GMC INC
	BLEECKER CHRYSLER DODGE JEEP
	BLOOMINGTON AUTO CENTER
	BLOSSOM CHEVROLET, INC.
	BLUE SPRINGD FORD SALES INC
	BLUE SPRINGS SALES INC
	BLUESLADE MOTOR CARS LLC
	BOB BOAST DODGE
	BOB HOOK OF SHELBYVILLE, LLC
	BOB JEANNOTTE BUICK GMC TRUCK
	BOB KING MITSUBISHI
	BOB KING’S MAZDA
	BOB MAXEY FORD

	
	BOB MAXEY LINCOLN-MERCURY
	BOB PULTE CHEVROLET GEO, INC.
	 DEALER NAME
 BOB STEELE CHEVROLET
INC.

	BOBB CHRYSLER DODGE JEEP RAM
	BOBB SUZUKI
	BOBBY LAYMAN CHEVROLET, INC.
	BOBBY MURRAY TOYOTA
	BOBILYA CHRYSLER PLYMOUTH
	BOMMARITO CHEVROLET MAZDA
	BONANZA AUTO CENTER INC
	BONIFACE HIERS MAZDA
	BOOMERS TRUCKS & SUVS LLC
	BORCHERDING ENTERPRISE, INC
	BOSAK HONDA
	BOULEVARD AUTO EXCHANGE 2 INC
	BOWDEN MOTORS INC
	BOYD AUTOMOTIVE
	BRADLEY CHEVROLET, INC.
	BRAD’S USED CARS
	BRAMLETT PONTIAC INC
	BRANDON AUTO MALL FIAT
	BRANDON HONDA
	BRANDON MITSUBISHI
	BRANNON HONDA
	BRAZIL AUTO MALL INC
	BRECKENRIDGE MOTORS EAST LLC
	BREVARD VALUE MOTORS
	BRICKELL HONDA BUICK & GMC
	BROMAR LLC
	BROMLEY AUTO SALES, LLC
	BRONDES FORD MAUMEE LTD
	BROOKS AUTO SALES
	BROTHERS CHEVROLET OLDSMOBILE
	BROWN MOTOR SALES
	BROWN’S AUTO SALES
	BRYANT AUTO SALES INC
	BUCKEYE CITY AUTOMOTIVE GROUP
	BUCKEYE FORD LINCOLN MERC OF O
	BUCKEYE NISSAN, INC.
	BUD LAWRENCE INC
	BUSH AUTO PLACE
	BUY IT RIGHT AUTO SALES LLC
	BUY RIGHT AUTO SALES INC
	BUYERS CHOICE AUTO CENTER LLC

 
 

	
	BUZZ KARZ LLC
	BYERLY FORD-NISSAN, INC
	 DEALER NAME
 BYERS CHEVROLET
LLC

	BYERS DELAWARE
	BYERS KIA
	C & J AUTO WORLD LLC
	C & N AUTO SALES LLC
	C & S SALES
	CADILLAC OF NOVI INC
	CALDERONE CAR AND TRUCK
	CALIFORNIA AUTO CONNECTION INC
	CALVARY CARS & SERVICE, INC
	CAMPBELL CHEVOFBOWLGREENKYINC
	CAMPBELL MOTORS, INC.
	CANCILA MARTY DODGE CHRYSLER J
	CANDY’S AUTO WORLD INC
	CANNON BUICK-MITSUBISHI
	CAPITAL AUTO BROKERS
	CAPITAL BUICK PONTIAC GMC LLC
	CAPITAL MOTORS
	CAPITAL MOTORS LLC
	CAPITAL MOTORS LLC
	CAPITOL AUTO SALES, INC.
	CAPITOL CADILLAC
	CAR AMERICA LLC
	CAR BAZAAR INC OF FRANKLIN
	CAR BIZ OF TENNESSEE
	CAR CENTRAL
	CAR CHOICE
	CAR CHOICE ENTERPRISE II INC
	CAR CITY USA LLC
	CAR CONCEPTS REMARKETING
	CAR CONNECTION
	CAR COUNTRY
	CAR CREDIT INC
	CAR CREDIT XPRESS
	CAR DEPOT
	CAR FACTORY OUTLET
	CAR FINDERS, LLC
	CAR MART FL.COM
	CAR NATION
	CAR SOURCE, LLC.
	CAR STARS
	CAR YEP LLC

	
	CAR ZONE
	CARDINAL MOTORS INC
	 DEALER NAME
 CARDIRECT LLC

	CAREY PAUL HONDA
	CARISMA AUTO GROUP
	CARMART AUTO SALES
	CARMART AUTO SALES INC
	CARMART AUTO SALES, INC.
	CARMART AUTOMALL LLC
	CARMAXX LLC
	CAROLINA AUTO EXCHANGE
	CAROLINA AUTO SPORTS
	CAROLINA FAMILY MOTORS INC
	CAROLINA MOTORCARS
	CARPLUS AUTO SALES INC
	CARPORT SALES & LEASING, INC.
	CARROLLTON MOTORS
	CARS & CREDIT OF FLORIDA
	CARS & TRUCKS
	CARS 4 LESS LLC
	CARS DIRECT
	CARS GONE WILD II LLC
	CARS N CARS, INC.
	CARS OF JAX INC
	CARS PLUS CREDIT LLC
	CARS PLUS LLC
	CARS TO GO AUTO SALES AND
	CARS TRUCKS & MORE INC
	CARS UNLIMITED
	CARS YOU CAN TRUST
	CARSMART AUTO SALES LLC
	CARSMART, INC.
	CARTROPIX
	CARXPRESS
	CARZ N TRUX
	CARZ, INC.
	CARZZ AUTO SALES INC
	CAS SALES & RENTALS
	CASH AUTO SALES LLC
	CASTRIOTA CHEVROLET GEO INC.
	CAVALIER AUTO SALES INC
	CC MOTORS INC
	CD S AUTOMOTIVE INC
	CENTRAL 1 AUTO BROKERS

 
 

	
	CENTRAL FLORIDA EXPORTS, INC.
	CENTRAL MOTOR WERKS, INC
	 DEALER NAME
 CENTRAL PONTIAC
INC.

	CENTURY BUICK
	CERTIFIED AUTO CENTER
	CERTIFIED AUTO DEALERS
	CERTIFIED NATIONWIDE
	CHAMPION CHEVROLET
	CHAMPION OF DECATUR, INC.
	CHAMPION PREFERRED AUTOMOTIVE
	CHAMPION TRUCK CENTER LLC
	CHARLES BARKER PREOWNED OUTLET
	CHARLOTTE MOTOR CARS LLC
	CHARS CARS LLC
	CHASE AUTO GROUP
	CHATHAM PARKWAY TOYOTA
	CHESAPEAKE AUTO GROUP
	CHESTATEE FORD INC
	CHEVROLET BUICK OF QUINCY INC.
	CHEVROLET OF DUBLIN
	CHICAGO AUTO DEPOT INC
	CHICAGO AUTO SOURCE INC
	CHICAGO MOTORS INC
	CHRIS CARROLL AUTOMOTIVE
	CHRIS LEITH AUTOMOTIVE INC
	CHRIS MOTORS AUTO SALES
	CHRIS SPEARS PRESTIGE AUTO
	CHRYSLER JEEP OF DAYTON
	CINCINNATI AUTO WORKS
	CIRCLE CITY ENTERPRISES, INC.
	CITY AUTO SALES
	CITY IMPORT GALLERY LLC
	CITY MOTORS FLORIDA LLC
	CITY STYLE IMPORTS INC
	CITY TO CITY AUTO SALES, LLC
	CITY USED CARS, INC
	CJ’S AUTO STORE
	CJ’S AUTO STORE WEST
	CLARK CARS INC
	CLARKSVILLE AUTO SALES
	CLASSIC BUICK OLDSMOBILE
	CLASSY AUTO SALES CORP
	CLAY COOLEY TOYOTA OF HAZELWOO
	CLEAN CARS

	
	CLEARANCE AUTO STORE
	CLEARWATER CARS INC
	 DEALER NAME
 CLEARWATER
TOYOTA

	CLIFF & SONS AUTO SALES
	CLIFT BUICK GMC
	CMS AUTO BROKERS LLC
	COASTAL AUTO GROUP INC. DBA
	COASTAL AUTO, INC.
	COBRA SALES LLC
	COCONUT CREEK HYUNDAI
	COGGIN HONDA
	COGGIN NISSAN
	COLE FORD LINCOLN LLC
	COLE VALLEY MOTOR COMPANY
	COLUMBUS AUTO RESALE, INC
	COLUMBUS AUTO SOURCE
	COLUMBUS AUTO WAREHOUSE LLC
	COLUMBUS CAR TRADER
	COMMONWEALTH DODGE LLC
	CONCOURS AUTO SALES, INC.
	CONEXION AUTO SALES
	CONWAY HEATON INC
	CONWAY IMPORTS AUTO SALES
	COOK & REEVES CARS INC
	COOK MOTOR COMPANY
	COOKE’S AUTO SALES
	COOK-WHITEHEAD FORD, INC
	COPELAND MOTOR COMPANY
	CORAL WAY AUTO SALES INC
	CORLEW CHEVROLET CADILLAC OLDM
	CORPORATE FLEET MANAGEMENT
	CORTEZ MOTORS
	COTTAGEVILLE MOTOR SALES INC
	COUCH MOTORS LLC
	COUGHLIN AUTOMOTIVE- PATASKALA
	COUGHLIN CHEVROLET- NEWARK
	COUGHLIN FORD OF CIRCLEVILLE
	COUGHLIN LONDON AUTO INC
	COUGLIN CHEVROLET BUICK CADILL
	COUNTRY HILL MOTORS INC
	COUNTRY HILL MOTORS, INC.
	COUNTRYSIDE FORD OF CLEARWATER
	COURTESY CHRYSLER DODGE JEEP
	COURTESY CHRYSLER JEEP DODGE

 
 

	
	 COURTESY FORD

	 COURTESY NISSAN

	 DEALER NAME

COURTESY TOYOTA

	 COWBOYS WHOLESALE INC

	 COX AUTO SALES

	 COX CHEVROLET INC

	 COYLE CHEVROLET

	 CRABBS AUTO SALES

	 CRAIG & BISHOP, INC.

	 CRAIG & LANDRETH INC

	 CRAMER HONDA OF VENICE

	 CRAMER TOYOTA OF VENICE

	 CREDIT CARS USA

	 CREDIT MASTER AUTO SALE INC

	 CREDIT SOLUTION AUTO SALES INC

	 CREDIT UNION REMARKETING

	 CREDITXPRESS AUTO SALES INC

	 CRENCOR LEASING & SALES

	 CRESTMONT HYUNDAI, LLC

	 CRM MOTORS, INC.

	 CRONIC CHEVROLET OLDSMOBILE

	 CRONIC CHEVROLET, OLDSMOBILE-

	 CROSS KEYS AUTO INC

	 CROSSROADS AUTO SALES INC

	 CROSSROADS FORD INC

	 CROWN ACURA

	 CROWN AUTO & FLEET SERVICES

	 CROWN AUTO GROUP INC

	 CROWN AUTOS

	 CROWN BUICK GMC

	 CROWN EUROCARS INC

	 CROWN HONDA

	 CROWN KIA

	 CROWN KIA

	 CROWN MITSUBISHI

	 CROWN MOTORS INC

	 CROWN NISSAN

	 CROWN NISSAN

	 CRUISER AUTO SALES

	 CUNNINGHAM MOTORS

	 CURRIE MOTORS FRANKFORT INC

	 CURRY HONDA

	 CUSTOM CAR CARE

	 D & D ALL AMERICAN AUTO SALES

	
	 D & J MOTORS, INC.

	 DADE CITY AUTOMAX

	 DEALER NAME

DAILEYS USED CAR SALES LLC

	 DAN CUMMINS CHV BUICK PONTIAC

	 DAN TUCKER AUTO SALES

	 DANE’S AUTO SALES LLC

	 DAS AUTO

	 DAVCO AUTO LLC

	 DAVE SINCLAIR LINCOLN

	 DAVES JACKSON NISSAN

	 DAVID RICE AUTO SALES

	 DAVID SMITH AUTOLAND, INC.

	 DAWSONS AUTO & TRUCK SALES INC

	 DAYTON ANDREWS DODGE

	 DAYTON ANDREWS INC.

	 DBA AUTONATION CHEVROLET

	 DEACON JONES AUTO PARK

	 DEACON JONES NISSAN LLC

	 DEALERS CHOICE MOTOR COMPANY

	 DEALS 4 U AUTO LLC

	 DEALS ON WHEELS

	 DEALZ AUTO TRADE

	 DEALZ ON WHEELZ LLC

	 DEAN SELLERS, INC.

	 DEFOUW CHEVROLET, INC.

	 DELRAY HONDA

	 DELUCA TOYOTA INC

	 DELUXE MOTORS, INC.

	 DENNIS AUTO POINT

	 DENNY’S AUTO SALES, INC.

	 DEPENDABLE MOTOR VEHICLES INC

	 DEPUE AUTO SALES INC

	 DEREK MOTORCAR CO INC

	 DESTINYS AUTO SALES

	 DETROIT AUTO PARTS LLC

	 DETROIT II AUTOMOBILES

	 DEWEY BARBER’S F1 MOTORCARS

	 DEWITT MOTORS

	 DI LUSSO MOTORCARS

	 DIANE SAUER CHEVROLET, INC.

	 DICK BROOKS HONDA

	 DICK MASHETER FORD, INC.

	 DICK SCOTT NISSAN, INC.

	 DICK WICKSTROM CHEVROLET INC

 
 

	
	DIMMITT CHEVROLET
	DIRECT AUTO EXCHANGE, LLC
	DEALER NAME
	DIRECT MOTORSPORT LLC
	DISCOUNT AUTO SALES
	DISCOVERY AUTO CENTER LLC
	DISCOVERY AUTO GROUP
	DIVERSIFIED AUTO SALES
	DIXIE IMPORT INC
	DIXIE WAY MOTORS INC
	DM MOTORS, INC.
	DODGE OF ANTIOCH INC
	DON AYERS PONTIAC INC
	DON FRANKLIN CHEVROLET, BUICK
	DON HINDS FORD, INC.
	DON JACKSON CHRYSLER DODGE
	DON JACKSON IMPORTS CARS INC
	DON JOSEPH TOYOTA SCION
	DON MARSHALL CHYSLER CENTER
	DON MEALEY CHEVROLET
	DON REID FORD INC.
	DON WOOD AUTOMOTIVE LTD
	DORAL CARS OUTLET
	DOWNTOWN BEDFORD AUTO
	DRAKE MOTOR COMPANY
	DREAM AUTOS GARAGE
	DRIVE NOW AUTO SALES
	DRIVER SEAT AUTO SALES LLC
	DRIVERIGHT AUTO SALES, INC.
	DRIVEWAY MOTORS
	DRIVEWAYCARS.COM
	DRY RIDGE TOYOTA
	DUBLIN CADILLAC NISSAN GMC
	DUVAL CARS LLC
	DUVAL FORD
	DYNASTY MOTORS
	E & R AUTO SALES INC
	EAGLE LAKE CARS
	EAGLE ONE AUTO SALES
	EARL TINDOL FORD, INC.
	EASLEY MITSUBISHI’S THE
	EAST ANDERSON AUTO SALES
	EAST BEACH AUTO SALES
	EAST COAST SPORTS AND IMPORTS
	EASTERN SHORE AUTO BROKERS INC

	
	EASTGATE MOTORCARS, INC
	EASY AUTO AND TRUCK
	DEALER NAME
	EASY FINANCE AUTO
	EAZY RIDE AUTO SALES LLC
	ECONO AUTO SALES INC
	ECONOMIC AUTO SALES INC
	ECONOMY MOTORS LLC
	ECONOMY MOTORS, INC
	ED MARTIN PONTIAC GMC
	ED NAPLETON HONDA
	ED TILLMAN AUTO SALES
	ED VOYLES HONDA
	ED VOYLES HYUNDAI
	ED VOYLES KIA OF CHAMBLEE
	EDDIE ANDRESON MOTORS
	EDDIE MERCER AUTOMOTIVE
	EDGE MOTORS
	EDWARDS CHEVROLET CO
	EJ’S QUALITY AUTO SALES, INC.
	ELITE AUTO SALES OF MIAMI INC
	ELITE AUTO SALES OF ORLANDO
	ELITE AUTO WHOLESALE
	ELITE AUTOMOTIVE GROUP
	ELITE CAR SALES WEST INC
	ELITE MOTORS, INC.
	ELYRIA BUDGET AUTO SALES INC
	EMJ AUTOMOTIVE REMARKETING
	EMPIRE AUTO SALES & SERVICE
	EMPIRE AUTOMOTIVE GROUP
	ENON AUTO SALES
	ENTERPRISE
	ENTERPRISE CAR SALES
	ENTERPRISE CAR SALES
	ENTERPRISE CAR SALES
	ENTERPRISE CAR SALES
	ENTERPRISE CAR SALES
	ENTERPRISE LEASING COMPANY
	ENTERPRISE LEASING COMPANY
	ERNEST MCCARTY FORD
	ERNEST MOTORS, INC.
	ERNIE PATTI AUTO LEASING &
	ERWIN CHRYSLER PLYMOUTH DODGE
	ESTERO BAY CHEVROLET INC
	ESTLE CHEVROLET CADILLAC

 
 

	
	EVANS AUTO SALES
	EVERYDAY AUTO SALES
	 DEALER NAME
 EXCEL AUTO
SALES

	EXCLUSIVE AUTOMOTIVE LLC
	EXCLUSIVE MOTOR CARS LLC
	EXCLUSIVE MOTORCARS LLC
	EXECUTIVE AUTO SALES
	EXECUTIVE CARS LLC
	EXECUTIVE MOTORS
	EXPRESS AUTO SALES
	EXPRESS AUTO SALES LLC
	EXPRESS MOTORS LLC
	EXTREME DODGE DODGE TRUCK
	EZ AUTO & TRUCK PLAZA II INC
	E-Z WAY CAR SALES & RENTALS
	FAIRLANE FORD SALES, INC.
	FAITH MOTORS, INC.
	FALCONE AUTOMOTIVE
	FAME FINANCE COMPANY
	FAMILY KIA
	FANELLIS AUTO
	FANTASTIC 4 AUTO SALES
	FAST AUTO SALES, LLC
	FASTLANE AUTO CREDIT INC
	FENTON NISSAN OF BLUE SPRINGS
	FENTON NISSAN OF LEE’S SUMMIT
	FERMAN CHEVROLET
	FERMAN CHRYSLER JEEP DODGE AT
	FERMAN CHRYSLER PLYMOUTH
	FERMAN NISSAN
	FIAT OF SAVANNAH
	FIAT OF SOUTH ATLANTA
	FIAT OF WINTER HAVEN
	FINDLAY CHRY DODGE JEEP RAM
	FIREHOUSE MOTORS
	FIRKINS C.P.J.S.
	FIRKINS NISSAN
	FIRST AUTO CREDIT
	FIRST CHOICE AUTOMOTIVE INC
	FIRST STOP AUTO SALES
	FIRST UNION AUTOMOTIVE LLC
	FISCHER NISSAN INC.
	FITZGERALD MOTORS, INC.
	FIVE STAR CAR & TRUCK

	
	FIVE STAR DODGE
	FIVE STARS SPORT CARS INC
	 DEALER NAME
 FL PRICE BUSTER AUTO
SALES

	FLAMINGO AUTO SALES
	FLETCHER CHRYSLER PRODUCTS INC
	FLORENCE AUTO MART INC
	FLORIDA AUTO EXCHANGE
	FLORIDA CARS USA
	FLORIDA FINE CARS INC
	FLORIDA TRUCK SALES
	FLOW COMPANIES OF BURLINGTON
	FLOW HONDA
	FLOW MOTORS
	FMC AUTO SALES INC
	FORD OF PORT RICHEY
	FOREMAN MOTORS, INC.
	FORT WALTON BEACH
	FORT WAYNE AUTO CONNECTION LLC
	FORT WAYNE NISSAN INFINITI
	FORTUNE MOTOR GROUP
	FRANK MYERS AUTO SALES, INC
	FRANK SHOOP CHEVY BUICK PONTIA
	FRED ANDERSON KIA
	FRED ANDERSON NISSAN OF RALEIG
	FREEDOM AUTO SALES
	FREEDOM FORD, INC.
	FREEWAY MOTORCARS, INC.
	FRIENDLY FINANCE AUTO SALES
	FRITZ ASSOCIATES
	FRONTIER MOTORS INC
	FRONTLINE AUTO SALES
	FT. WALTON MITSUBISHI
	G & J MOTORSPORTS INC
	G & R AUTO SALES CORP
	G & W MOTORS INC
	G BROTHERS AUTO BROKERS INC
	GABE ROWE NISSAN
	GAINESVILLE MITSUBISHI
	GANLEY CHEVROLET, INC
	GANLEY CHRYSLER JEEP DODGE INC
	GANLEY EAST, INC
	GANLEY, INC
	GARY SMITH FORD
	GARY YEOMANS FORD

 
 

	
	GARYS I-75 AUTO SALES LLC
	GASTONIA NISSAN, INC
	 DEALER NAME
 GATES CHEV PONT GMC
BUICK

	GATES NISSAN, LLC
	GATEWAY AUTO PLAZA
	GATEWAY AUTOMOTIVE SALES &
	GATEWAY BUICK GMC
	GATOR CHRYSLER-PLYMOUTH, INC.
	GATOR TRUCK CENTER INC
	GATORLAND TOYOTA
	GENE GORMAN & ASSOC. INC. DBA
	GENERAL AUTO LLC
	GENTHE AUTOMOTIVE-EUREKA LLC
	GEOFF ROGERS AUTOPLEX
	GEORGE WEBER CHEVROLET CO
	GEORGETOWN AUTO SALES
	GEORGIA AUTO WORLD LLC
	GEORGIA CHRYSLER DODGE
	GERMAIN FORD
	GERMAIN TOYOTA
	GERMAIN TOYOTA
	GERWECK NISSAN
	GET DOWN MOTORS INC
	GETTEL HYUNDAI
	GETTEL NISSAN OF SARASOTA
	GETTEL TOYOTA
	GINN MOTOR COMPANY
	GLADSTONE AUTO INC
	GLASSMAN OLDSMOBILE, INC.
	GLEN BURNIE AUTO EXCHANGE, INC
	GLENDALE CHRYSLER JEEP INC
	GLENN BUICK GMC TRUCKS
	GLOBAL AUTO EXPO INC
	GLOBAL MOTORS INC
	GLOBAL PRE-OWNED INC
	GLOBE AUTO SALES
	GLOVER AUTO SALES
	GMOTORCARS INC
	GMT AUTO SALES, INC
	GOLDEN OLDIES
	GOLLING CHRYSLER JEEP
	GOOD BAD NO CREDIT AUTO SALES
	GOOD CARS
	GOOD CARS

	
	GOOD MOTOR COMPANY
	GOOD MOTOR COMPANY LLC
	 DEALER NAME
 GOOD RIDES INC

	GOOD TO GO AUTO SALES, INC.
	GOODMAN CHEV OLDS CAD NISSAN
	GR MOTOR COMPANY
	GRACE AUTOMOTIVE LLC
	GRAINGER NISSAN
	GRANT CAR CONCEPTS
	GRANT MOTORS CORP.
	GRAVITY AUTOS ATLANTA
	GRAVITY AUTOS ROSWELL
	GREAT BRIDGE AUTO SALES
	GREAT INVESTMENT MOTORS
	GREAT LAKES CHRYSLER DODGE JEE
	GREAT LAKES HYUNDAI, INC.
	GREEN LIGHT CAR SALES
	GREEN TREE TOYOTA
	GREENLIGHT MOTORS, LLC
	GREEN’S TOYOTA
	GREENWISE MOTORS
	GREER NISSAN
	GREG SWEET CHEVY BUICK OLDS
	GREG SWEET FORD INC
	GRIFFIN FORD SALES, INC.
	GRIMALDI AUTO SALES INC
	GROGANS TOWNE CHRYSLER
	GROUND ZERO MIAMI CORPORATION
	GROW AUTO FINANCIAL INC
	GTO AUTO SALES INC
	GUARANTEE AUTOMAXX CORPORATION
	GULF ATLANTIC WHOLESALE INC
	GULF COAST AUTO BROKERS, INC.
	GULF SOUTH AUTOMOTIVE
	GUPTON MOTORS INC
	GWINNETT PLACE NISSAN
	GWINNETT SUZUKI
	H & H AUTO SALES
	H & H AUTO SALES
	HAGGERTY BUICK GMC INC
	HAIMS MOTORS INC
	HALLMAN AUTOMOTIVE
	HAMILTON CHEVROLET INC

 
 

	
	HAMMCO INC
	HAMMERHEAD MOTORS LLC
	 DEALER NAME
 HANNA IMPORTS

	HANS AUTO
	HAPPY AUTO MART
	HAPPY CARS INC
	HARBOR CITY AUTO SALES, INC.
	HARBOR NISSAN
	HARDIE’S USED CARS, LLC
	HARDIN COUNTY HONDA
	HARDY CHEVROLET
	HARRIET SALLEY AUTO GROUP LLC
	HARTLEY MOTORS INC
	HATCHER’S AUTO SALES
	HAVANA FORD INC.
	HAWK FORD OF OAK LAWN
	HAWKINSON NISSAN LLC
	HEADQUARTER TOYOTA
	HEARTLAND CHEVROLET
	HEATH’S EXOTIC CARS AND
	HENDERSONVILLE AUTO BROKERS
	HENDRICK CHRYSLER DODGE JEEP
	HENDRICK HONDA
	HENDRICK HYUNDAI NORTH
	HENDRICKSCARS.COM
	HENNESSY MAZDA PONTIAC
	HERITAGE AUTOMOTIVE GROUP
	HERITAGE CADILLAC-OLDS, INC.
	HERITAGE MOTOR COMPANY
	HERITAGE NISSAN
	HERRINGTON AUTOMOTIVE
	HIBDON MOTOR SALES
	HIGH Q AUTOMOTIVE CONSULTING
	HIGHLINE IMPORTS, INC.
	HIGHWAY 31 AUTO SALES LLC
	HILL NISSAN INC
	HILLTOP MOTORS
	HILTON HEAD MITSUBISHI
	HOGSTEN AUTO WHOLESALE
	HOLIDAY MOTORS
	HOLLYWOOD IMPORTS
	HOLLYWOOD MOTOR CO #1
	HOLLYWOOD MOTOR CO #3
	HOLLYWOOD MOTOR SALES

	
	HOMESTEAD MOTORS
	HOMETOWN AUTO MART, INC
	 DEALER NAME
 HONDA CARS OF
BRADENTON

	HONDA CARS OF ROCK HILL
	HONDA MALL OF GEORGIA
	HONDA MARYSVILLE
	HONDA OF CONYERS
	HONDA OF FRONTENAC
	HONDA OF GAINESVILLE
	HONDA OF MENTOR
	HONDA OF OCALA
	HONDA OF TIFFANY SPRINGS
	HONDA VOLVO OF JOLIET
	HONEYCUTT’S AUTO SALES, INC.
	HOOVER AUTOMOTIVE LLC
	HOOVER CHRYSLER PLYMOUTH DODGE
	HOOVER MITSUBISHI CHARLESTON
	HOOVER TOYOTA, LLC
	HORACE G ILDERTON
	HORIZON CARS
	HOWARD AUTO GROUP
	HT MOTORS INC
	HUBERT VESTER CHEVROLET
	HUBLER AUTO PLAZA
	HUBLER FINANCE CENTER
	HUBLER FORD LINCOLN MERCURY
	HUBLER MAZDA SOUTH
	HUDSON AUTO SALES
	HUGH WHITE HONDA
	HUNT AUTOMOTIVE, LLC
	HUNTER SUBARU HYUNDAI
	HUSTON MOTORS INC.
	HUTCHINSON PONTIAC GMC
	HWY 150 BUYERS WAY, INC.
	HYMAN AUTO OUTLET, LLC
	HYUNDAI OF BRADENTON
	HYUNDAI OF GREER
	HYUNDAI OF LOUISVILLE
	HYUNDAI OF NICHOLASVILLE
	HYUNDIA OF ORANGE PARK
	HZF PLAINWELL
	I 95 TOYOTA & SCION
	I GOT A DEAL USED CARS

 
 

	
	IDEAL AUTO
	IDEAL USED CARS INC
	 DEALER NAME
 IMAGINE CARS

	IMPERIAL MOTORS
	IMPERIAL SALES & LEASING INC
	IMPEX AUTO SALES
	IMPORT’S LTD
	IMPORTS OF TIDEWATER II
	INDIAN RIVER LEASING CO
	INDY AUTO LAND LLC
	INDY AUTO MAN LLC
	INDY LUXURY AUTO
	INTEGRITY AUTO PLAZA LLC
	INTEGRITY AUTO SALES
	INTEGRITY AUTO SALES INC
	INTEGRITY AUTOMOTIVE
	INTERCAR
	INTERNATIONAL AUTO LIQUIDATORS
	INTERNATIONAL AUTO OUTLET
	INTERNATIONAL AUTO WHOLESALERS
	INTERNATIONAL FINE CARS LLC
	INTERSTATE MOTORS LLC
	J & C AUTO SALES
	J & J FINANCE AND LEASING INC
	J & J MOTORS INC
	J & M AFFORDABLE AUTO, INC.
	J AND J MOTORSPORTS LLC
	J&B AUTO SALES & BROKERAGE
	J&M AUTOMOBILES CORP
	J.W. TRUCK SALES, INC.
	JACK DEMMER FORD, INC.
	JACK MAXTON CHEVROLET INC
	JACK MAXTON CHEVROLET, INC
	JACK MAXTON USED CARS
	JACK MILLER AUTO PLAZA LLC
	JACK MILLER KIA
	JACK STONES CREEKSIDE SALES
	JACKIE MURPHY’S USED CARS
	JACKSONVILLE AUTO SALES LLC
	JADES AUTO SALE INC
	JAKE SWEENEY CHEVROLET, INC
	JAKE SWEENEY CHRYSLER JEEP
	JAKES USED CARS LLC
	JAKMAX

	
	JARRARD PRE-OWNED VEHICLES
	JARRETT FORD OF PLANT CITY
	 DEALER NAME
 JARRETT GORDON FORD
INC

	JAX AUTO WHOLESALE, INC.
	JAY CHEVROLET, INC
	JAY HONDA
	JAY WOLFE AUTO OUTLET
	JAY WOLFE HONDA
	JC AUTOMAX
	JC LEWIS FORD, LLC
	JDF AUTO
	JEFF DRENNEN FORD
	JEFF SCHMITT COLUMBUS INC
	JEFF WYLEF CHEVROLET OF
	JEFF WYLER DIXIE CHEVROLET
	JEFF WYLER DIXIE HONDA
	JEFFREY P. HYDER
	JEFFREYS AUTO EXCHANGE
	JEMS AUTO SALES INC
	JENISON MOTOR SALES LLC
	JENKINS ACURA
	JENKINS NISSAN, INC.
	JERRY HAGGERTY CHEVROLET INC
	JERRY WILSON’S MOTOR CARS
	JESSE’S AUTO SALES INC
	JEWEL AUTO SALES
	JIDD MOTORS INC
	JIM BURKE NISSAN
	JIM BUTLER AUTO PLAZA
	JIM COGDILL DODGE CO
	JIM DOUGLAS SALES AND SERVICE
	JIM KEIM FORD
	JIM M LADY OLDSMOBILE INC
	JIM ORR AUTO SALES
	JIM SKINNER FORD INC
	JIM SOUTHWORTH FORD INC
	JIM WHITE HONDA
	JIM WOODS AUTOMOTIVE, INC.
	JIMMIE VICKERS INC.
	JIMMY SMITH PONTIAC BUICK GMC
	JK AUTOMOTIVE GROUP LLC
	JMC AUTO BROKERS INC
	JODECO AUTO SALES
	JOE FIRMENT CHEVROLET

 
 

	
	 JOE KIDD AUTOMOTIVE INC

	 JOE WINKLE’S AUTO SALES LLC

	DEALER NAME
	 JOHN BELL USED CARS INC

	 JOHN BLEAKLEY FORD

	 JOHN HIESTER CHEVROLET

	 JOHN HINDERER HONDA

	 JOHN JENKINS, INC.

	 JOHN JONES AUTOMOTIVE

	 JOHN SNYDER AUTO MART, INC.

	 JOHNNY WRIGHT AUTO SALES LLC

	 JOHNNYS MOTOR CARS LLC

	 JOHNSON AUTOPLEX

	 JOHNSON HYUNDAI OF CARY INC

	 JOSEPH CHEVROLET OLDSMOBILE CO

	 JOSEPH MOTORS

	 JOSEPH TOYOTA INC.

	 JPL AUTO EMPIRE

	 JT AUTO INC.

	 JULIANS AUTO SHOWCASE, INC.

	 JUST-IN-TIME AUTO SALES INC

	 K & M SUZUKI

	 K T AUTO SALES LLC

	 KACHAR’S USED CARS, INC.

	 KAHLER AUTO SALES LLC

	 KALER LEASING SERVICES INC

	 KARGAR, INC.

	 KASPER CHRYSLER DODGE JEEP

	 KATHY’S KARS

	 KC TREND AUTO

	 KCK AUTO SALES

	 KDK AUTO BROKERS

	 KEFFER PRE-OWNED SOUTH

	 KEFFER VOLKSWAGEN

	 KEITH HAWTHORNE HYUNDAI, LLC

	 KEITH PIERSON TOYOTA

	 KELLEY BUICK GMC INC

	 KELLY & KELLY INVESTMENT CO IN

	 KELLY FORD

	 KEN GANLEY NISSAN INC

	 KEN LUGIBIHL AUTO & TRUCK

	 KENDALL MITSUBISHI

	 KENDALL TOYOTA

	 KENNYS AUTO SALES, INC

	 KEN’S AUTOS

	
	 KENS KARS

	 KERRY TOYOTA

	DEALER NAME
	 KEY CHRYLSER PLYMOUTH INC

	 KIA ATLANTA SOUTH

	 KIA AUTO SPORT

	 KIA COUNTRY OF SAVANNAH

	 KIA OF CANTON

	 KIA OF GASTONIA

	 KIA TOWN CENTER

	 KIN FOLK AUTO SALES

	 KING AUTOMOTIVE, LLC

	 KING MOTORS

	 KING SUZUKI OF HICKORY LLC

	 KINGS AUTO GROUP INC

	 KINGS AUTOMOTIVE INC

	 KING’S COLONIAL FORD

	 KINGS FORD, INC

	 KINGS HONDA

	 KINGS OF QUALITY AUTO SALES

	 KIRTLAND CAR COMPANY, INC.

	 KISTLER FORD, INC

	 KLASSIC CARS LLC

	 KMAX INC

	 KNAPP MOTORS

	 KNE MOTORS, INC.

	 KNH WHOLESALE

	 KNOX BUDGET CAR SALES & RENTAL

	 KOE-MAK CORP

	 KOETTING FORD INC

	 KUHN MORGAN TOYOTA SCION

	 KUNES COUNTY FORD OF ANTIOCH

	 LA AUTO STAR, INC.

	 LAFONTAINE AUTO GROUP

	 LAGRANGE MOTORS

	 LAKE HARTWELL HYUNDAI

	 LAKE NISSAN SALES, INC.

	 LAKE NORMAN MOTORS LLC

	 LAKE PLACID MOTOR CAR, INC

	 LAKE ST LOUIS AUTO

	 LAKE WALES CHRSYLER DODGE

	 LAKELAND AUTO MALL

	 LAKELAND TOYOTA INC.

	 LAKESIDE MOTORS

	 LALLY ORANGE BUICK PONTIAC GMC

 
 

	
	 LANCASTER AUTOMOTIVE

	 LANCASTERS AUTO SALES, INC.

	DEALER NAME
	 LANDERS MCLARTY SUBARU

	 LANDMARK AUTO INC

	 LANDMARK CDJ OF MONROE, LLC

	 LANDMARK MOTOR COMPANY

	 LANE 1 MOTORS

	 LANG CHEVROLET COMPANY

	 LANIGAN’S AUTO SALES

	 LARICHE CHEVROLET

	 LARRY JAY IMPORTS, INC

	 LARRY ROESCH-CHRYSLER JEEP INC

	 LASCO FORD INC

	 LATIN MOTORS INTERNATIONAL LLC

	 LAWRENCEBURG CHEVROLET INC

	 LCA AUTO WHOLESALES, LTD

	 LEBANON FORD LINCOLN

	 LEE’S AUTO SALES, INC

	 LEG MOTORS LLC

	 LEGENDS AUTO MART

	 LEITH MITSUBISHI

	 LEITH PREOWNED

	 LEXUS OF SARASOTA

	 LEXUS RIVER CENTER

	 LGE CORP

	 LIBERTY AUTO CITY INC

	 LIBERTY AUTO OUTLET INC

	 LIBERTY FORD SOLON, INC.

	 LIBERTY FORD, INC

	 LIBERTY MOTORS LLC

	 LIBERTY USED MOTORS INC

	 LIBERTYVILLE CHEVROLET LLC

	 LIGHTHOUSE AUTO SALES

	 LIONS MOTORS CORP

	 LIPTON TOYOTA

	 LMN AUTO INC

	 LOCHMANDY AUTOS

	 LOKEY NISSAN

	 LONDOFF JOHNNY CHEVROLET INC

	 LONGSTREET AUTO

	 LONGWOOD KIA MITSUBISHI

	 LOU FUSZ MITSUBISHI ST. PETERS

	 LOU FUSZ MOTOR CO

	 LOUDON MOTORS, INC

	
	 LOVELADY MOTOR COMPANY INC

	 LUCKY CARS

	DEALER NAME
	 LUCKY LINE MOTORS INC

	 LUCKY MOTORS OF TAMPA INC

	 LUXOR AUTOMOTIVE INC

	 LUXURY AUTO DEPOT

	 LUXURY AUTO LINE LLC

	 LUXURY CARS & FINANCIAL, INC.

	 LUXURY CARS OUTLET

	 LUXURY FLEET LEASING LLC

	 LUXURY IMPORTS AUTO SALES

	 LUXURY IMPORTS OF NASHVILLE

	 LUXURY MOTOR CAR COMPANY

	 LYNN HINES USED CARS

	 LYNN LAYTON CHEVROLET

	 LYONS CHEVROLET BUICK GMC INC

	 M & M AUTO GROUP INC

	 M & M AUTO SUPER STORE

	 M & M AUTO WHOLESALERS, LLC

	 M & M AUTO, INC.

	 M & S AUTO SALES

	 M.D.V. INTERNATIONAL AUTO CORP

	 MA & PAS AUTO SALES & SERVICE

	 MACATAWA AUTO & FINANCE CO

	 MACHADO AUTO SELL LLC

	 MAGIC IMPORTS OF

	 MAGIC MOTORS CENTER

	 MAHER CHEVROLET INC

	 MAINLAND AUTO SALES INC

	 MAINSTREET AUTOMART LLC

	 MALOY AUTOMOTIVE LLC

	 MAN OF GOD AUTO SALES LLC

	 MANASSAS AUTO TRUCK & TRACTOR

	 MANASSAS AUTOMOBILE GALLERY

	 MARANATHA AUTO

	 MARCH MOTORS INC.

	 MARCHANT CHEVROLET INC

	 MARIETTA AUTO MALL CENTER

	 MARIETTA AUTO SALES

	 MARK SWEENEY BUICK PONTIAC GMC

	 MARK THOMAS FORD

	 MARKAL MOTORS INC

	 MARKS AUTO SALES

	 MARLOZ OF HIGH POINT

 
 

	
	MARSHALL FORD
	MARTINS USED CARS INC
	 DEALER NAME
 MARTY FELDMAN
CHEVY

	MASHALLAH IMPORTS LLC
	MASTER CAR INTERNATIONAL, INC
	MASTER CARS
	MATHEWS BUDGET AUTO CENTER
	MATHEWS FORD INC.
	MATHEWS FORD OREGON, INC
	MATIA MOTORS, INC
	MATRIX AUTO SALES, INC.
	MATT CASTRUCCI
	MATTHEWS MOTORS 2 INC
	MATTHEWS MOTORS INC.
	MAXIE PRICE CHEVROLETS OLDS,
	MAXIMUM DEALS, INC.
	MAXKARS MOTORS
	MAYSVILLE AUTO SALES
	MAZDA SAAB OF BEDFORD
	MC AUTO
	MCABEE MOTORS
	MCCLUSKY AUTOMOTIVE LLC
	MCDONALD GMC CADILLAC INC
	MCFADDEN FRIENDLY MOTORS INC
	MCFARLAND CHEVROLET-BUICK, INC
	MCGHEE AUTO SALES INC.
	MCJ AUTO SALES OF CENTRAL FLOR
	MCKENNEY CHEVROLET
	MCKENZIE MOTOR COMPANY, INC,
	MCPHAILS AUTO SALES
	MCVAY MOTORS, INC.
	MD AUTO GROUP LLC
	MEADE BROTHERS AUTO LLC
	MECHANICSVILLE TOYOTA
	MEDINA AUTO BROKERS
	MEDINA AUTO BROKERS
	MEDLIN MOTORS, INC.
	MEGA AUTO SALES LLC
	MELRAY MOTORS CORP
	MELROSE PARK AUTO MALL
	MEMBERS SALES AND LEASING INC
	MENTOR NISSAN
	MERCEDES- BENZ OF BEDFORD
	MERLIN AUTOS LLC

	
	METRO HONDA
	METRO KIA
	 DEALER NAME
 METRO USED
CARS

	METROCARS MIAMI
	MGM AUTO SALES
	MGM AUTO SALES INC
	MIA REPOS LLC
	MIAMI AUTO SHOW LLC
	MIAMI AUTO WHOLESALE
	MIAMI CARS INTERNATIONAL INC
	MICHAEL’S AUTO SALES CORP
	MICHAEL’S IMPORTS
	MID AMERICA AUTO EXCHANGE INC
	MID AMERICA AUTO GROUP
	MID ATLANTIC AUTO SALES INC
	MID CITY MOTORS OF LEE COUNTY
	MID LAKE MOTORS INC.
	MID RIVERS MOTORS
	MIDDLE TENNESSEE AUTO MART LLC
	MIDFIELD MOTOR COMPANY, INC.
	MIDSTATE MOTORS
	MID-TOWN MOTORS LLC
	MIDWAY AUTO GROUP
	MIDWAY MOTORS
	MIDWEST AUTO STORE LLC
	MIDWEST FINANCIAL SERVICES
	MIDWEST MOTORS & TIRES
	MIDWESTERN AUTO SALES, INC.
	MIG CHRYSLER DODGE JEEP RAM
	MIGENTE MOTORS INC
	MIKE ANDERSON USED CAR SUPER
	MIKE BASS FORD
	MIKE CASTRUCCI FORD OF ALEX
	MIKE CASTRUCCI FORD SALES
	MIKE PRUITT HONDA, INC
	MIKE WILSON CHEVROLET
	MIKES TRUCKS AND CARS
	MILES AUTO SALES
	MILESTONE MOTORS, L.L.C.
	MILLENIUM AUTO SALES
	MILTON DODGE CHRYSLER JEEP
	MILTON MARTIN HONDA
	MINIVAN SOURCE, INC.
	MINT AUTO SALES

 
 

	
	MINTON MOTOR CARS II LP
	MIRA AUTO SALES LLC
	 DEALER NAME
 MIRACLE CHRYSLER DODGE
JEEP

	MITCHELL COUNTY FORD LLC
	MITCHELL MOTOR COMPANY INC
	MITCHELL MOTORS
	MJ AUTO SALES
	MJ AUTO SALES
	MLC MOTORCARS
	MNS AUTO LLC
	MODERN CHEVROLET
	MODERN CORP
	MODERN TOYOTA
	MONARCH CAR CORP
	MONROE DODGE/CHRYSLER INC.
	MONZON AUTO SALES INC
	MOODY MOTORS
	MORNING STAR MOTORS
	MORRIS IMPORTS LLC
	MORRISVILLE AUTO SALES
	MORROWS AUTO SALES
	MOTOR CAR CONCEPTS II
	MOTOR CARS HONDA
	MOTORCARS
	MOTORCARS TOYOTA
	MOTORMART LLC
	MOTORMAX OF GRAND RAPIDS
	MOTORS DRIVEN INC
	MOTORSALESDIRECT.COM
	MOTORSPORTS UNLIMITED INC
	MOTORVATION MOTOR CARS
	MR DEALS AUTO SALES & SERVICE
	MR WHOLESALER INC
	MULLEN AUTO SALES LLC
	MULLINAX FORD OF PALM BEACH
	MURPHY AUTO CENTER OF
	MURRAY’S USED CARS
	MY CAR LLC
	MYEZAUTOBROKER.COM LLC
	MYLENBUSCH AUTO SOURCE LLC
	N & D AUTO SALES, INC.
	N T I
	NALLEY HONDA
	NAPLETON’S HYUNDAI

	
	NAPLETON’S MID RIVERS CHRYSLER
	NAPLETONS NISSAN/NAPLETONS
	 DEALER NAME
 NAPLETON’S RIVER OAKS
CHRYSLER

	NAPLETON’S RIVER OAKS KIA
	NASH CHEVROLET COMPANY
	NATIONAL ADVANCE CORP
	NATIONAL ADVANCE CORP
	NATIONAL AUTO CREDIT INC
	NATIONAL AUTOMOTIVE, INC
	NATIONAL CAR MART, INC
	NATIONAL MOTORS, INC.
	NATIONAL ROAD AUTOMOTIVE LLC
	NATIONWIDE AUTOMOTIVE GROUP
	NEIL HUFFMAN VW
	NELSON AUTO SALES
	NELSON MAZDA
	NEUHOFF AUTO SALES
	NEW CARLISLE CHRYSLER JEEP
	NEW GENERATION MOTORS INC
	NEWPORT AUTO GROUP
	NEWPORT UNIVERSAL GROUP CORP
	NEWTON’S AUTO SALES, INC.
	NEXT CAR INC
	NEXT GEAR AUTOMOTIVE LLC
	NICE AUTO GROUP LLC
	NICHOLAS DATA SERVICES, INC.
	NICHOLS DODGE, INC.
	NICK MAYER LINCOLN MERCURY INC
	NICK MAYERS MARSHALL FORD LINC
	NICKS AUTO MART
	NIMNICHT PONTIAC
	NISSAN OF MELBOURNE
	NISSAN ON NICHOLASVILLE
	NORTH ATLANTA AUTO SUPERSTORE
	NORTH ATLANTA MOTORS LLC
	NORTH BROTHERS FORD, INC
	NORTHEND MOTORS INC
	NORTHPOINTE AUTO SALES
	NORTHSIDE AUTO
	NORTHTOWNE MOTORS
	NORTHWEST MOTORS INC
	NOURSE CHILLICOTHE
	NUMBER ONE IN RADIO ALARMS INC
	NUOVO INIZIO OF FLORIDA, INC.

 
 

	
	 O C WELCH FORD LINCOLN MERCURY

	 OAKES AUTO INC

	DEALER NAME
	 OBRIEN FORD MERCURY

	 OCEAN HONDA

	 O’CONNORS AUTO OUTLER

	 O’DANIEL AUTOMART INC

	 OFF LEASE FINANCIAL, INC.

	 OFFLEASE AUTOMART LLC

	 O’HARE MOTOR CARS

	 OHIO AUTO CREDIT

	 OHIO AUTO SALES

	 OHIO AUTO WAREHOUSE

	 OKOLONA MOTOR SALES

	 OLATHE FORD SALES, INC.

	 OLD SOUTH SALES INC.

	 OLDHAM MOTOR COMPANY LLC

	 OLYMPIC SALES & SERVICE

	 ON THE ROAD AGAIN, INC.

	 ON TRACK AUTO MALL, INC.

	 ONYX MOTORS

	 ORANGE PARK AUTO MALL

	 ORANGE PARK DODGE

	 ORANGE PARK TRUCKS

	 ORLANDO AUTOS

	 ORLANDO HYUNDAI

	 OSCAR MOTORS CORPORATION

	 OT AUTO SALES

	 OV AUTO FARM

	 OVERFLOW MOTORS LLC

	 OXMOOR CHRYSLER DODGE JEEP RAM

	 OXMOOR FORD LINCOLN MERCURY

	 OXMOOR TOYOTA

	 P & G FINANCE & AUTO SALES

	 P & P AUTOMOTIVE LLC

	 PACE CAR

	 PACE CHEVROLET BUICK GMC

	 PALM BAY FORD

	 PALM BAY MOTORS

	 PALM BEACH AUTO DIRECT

	 PALM CHEVROLET

	 PALM KIA

	 PALMETTO 57 NISSAN

	 PALMETTO FORD

	 PALMETTO WHOLESALE MOTORS

	
	 PANAMA CITY AUTOMOTIVE

	 PAQUET AUTO SALES

	DEALER NAME
	 PARADISE MOTOR SPORTS

	 PARAMOUNT AUTO

	 PARK AUTO MALL, INC

	 PARK AUTO PLAZA LLC

	 PARKS AUTOMOTIVE, INC

	 PARKWAY FORD, INC.

	 PARKWAY MITSUBISHI

	 PARKWAY MOTORS INC

	 PATRIOT AUTOMOTIVE LLC

	 PAUL CERAME KIA

	 PAUL CLARK ENTERPRISES INC

	 PAUL MILLER FORD, INC.

	 PAYLESS AUTO DEALS LLC

	 PAYLESS AUTO OF TULLAHOMA

	 PAYLESS CARS SALES GREENSBORO

	 PAYLESS MOTORS LLC

	 PCT ENTERPRISES OF FLORIDA LLC

	 PEAK AUTOMOTIVE

	 PEGGY’S AUTO SALES

	 PELHAM’S AUTO SALES

	 PENNINGTON AUTOMOTIVE

	 PENSACOLA AUTO BROKERS, INC

	 PEREZ SALES & SERVICE, INC

	 PERFORMANCE CHEVROLET BMW

	 PERFORMANCE CHRYSLER JEEP DODG

	 PERFORMANCE GMC OF

	 PERFORMANCE TOYOTA

	 PETE MOORE CHEVROLET, INC

	 PETE MOORE IMPORTS, INC

	 PETERS AUTO SALES, INC.

	 PG MOTORS LLC

	 PHENOMENAL ENTERPRISES LLC

	 PHILIP MOTORS INC

	 PHILLIPS BUICK PONTIAC GMC INC

	 PHILLIPS TOYOTA

	 PHOENIX MOTORS

	 PHOENIX SPECIALTY MOTORS CORP

	 PIEDMONT AUTO SALES INC

	 PILES CHEV-OLDS-PONT-BUICK

	 PINEVILLE IMPORTS

	 PINNACLE AUTO SALES

	 PLAINFIELD AUTO SALES, INC.

 
 

	
	 PLAINFIELD FAMILY AUTO & REPAI

	 PLATINA CARS AND TRUCKS INC

	 DEALER NAME

PLATINUM AUTO EXCHANGE INC

	 PLATTNER’S

	 PLAZA LINCOLN MERCURY

	 PLAZA MOTORS, INC.

	 PLAZA PONTIAC BUICK GMC INC

	 POGUE CHEVROLET INC

	 PORT MOTORS

	 PORTAL AUTOMOTIVE INC

	 POWER PONTIAC GMC OLDSMOBILE

	 POWERBUY MOTORS

	 PRADO AUTO SALES

	 PRECISION AUTO CENTER

	 PREFERRED AUTO

	 PREMIER AUTO BROKERS, INC.

	 PREMIER AUTO EXCHANGE

	 PREMIER AUTO GROUP

	 PREMIER AUTO SALES

	 PREMIER FORD LINCOLN MERCURY

	 PREMIER MAZDA/CDJ AUTOMOTIVE

	 PREMIERE CHEVROLET, INC.

	 PREMIUM AUTO BY RENT

	 PREMIUM MOTORS LLC

	 PREMIUM MOTORS OF FLORIDA LLC

	 PRESTIGE AUTO BROKERS

	 PRESTIGE AUTO EXCHANGE

	 PRESTIGE AUTO MALL

	 PRESTIGE AUTO MALL

	 PRESTIGE AUTO SALES II INC

	 PRESTIGE ECONOMY CARS INC

	 PRESTIGE MOTORS

	 PRESTIGE MOTORS OF VIERA

	 PRESTON AUTO OUTLET

	 PRICE RIGHT STERLING HEIGHTS

	 PRICED RIGHT AUTO, INC.

	 PRICED RIGHT CARS, INC

	 PRIDE AUTO SALES

	 PRIME MOTORS INC

	 PRIME MOTORS, INC.

	 PROCAR

	 PROFESSIONAL AUTO SALES

	 PT AUTO WHOLESALE

	 Q AUTOMOTIVE BRANDON FL LLC

	
	 QUALITY IMPORTS

	 QUALITY MOTORS

	 DEALER NAME

QUALITY MOTORS LLC

	 QUALITY USED CARS LLC

	 R & B CAR COMPANY

	 R & Z AUTO SALES

	 R AND R MOTORS

	 R.K. CHEVROLET

	 RADER CAR CO INC

	 RAMOS AUTO LLC

	 RAMSEY MOTORS

	 RANDY MARION CHEVROLET OF

	 RANKL & RIES MOTORCARS, INC

	 RAY CHEVROLET

	 RAY LAETHEM BUICK GMC INC

	 RAY PEARMAN LINCOLN MERCURY

	 RAY SKILLMAN CHEVROLET

	 RAY SKILLMAN EASTSIDE

	 RAY SKILLMAN FORD INC.

	 RAY SKILLMAN NORTHEAST BUICK G

	 RAY SKILLMAN OLDSMOBILE AND

	 RAY SKILLMAN USED CAR

	 RAY SKILLMAN WESTSIDE

	 RAYMOND CHEVROLET KIA

	 RC AUTO CREDIT

	 RE BARBER FORD INC

	 REALITY AUTO SALES INC

	 REGAL PONTIAC, INC.

	 REGIONAL WHOLESALE

	 REID’S AUTO CONNECTION

	 REIDSVILLE NISSAN INC

	 REINEKE FORD LINCOLN MERCURY

	 RELIABLE TRUCK SALES

	 RENEWIT CAR CARE

	 REVOLUTION MOTORS LLC

	 RICART FORD USED

	 RICE AUTO SALES

	 RICH AUTO SALES LTD

	 RICHARD HUGES AUTO SALES

	 RICHARD KAY AUTOMOTIVE

	 RICK CASE CARS INC

	 RICK CASE MOTORS, INC.

	 RICK HENDRICK CHEVROLET

	 RICK HILL NISSAN INC

 
 

	
	RICK MATTHEWS BUICK PONTIAC
	RICKS AUTO SALES
	 DEALER NAME
 RIDE TIME,
INC.

	RIGHT HOUR AUTO SALES INC
	RIGHTWAY AUTOMOTIVE CREDIT
	RIGHTWAY AUTOMOTIVE CREDIT
	RIO AUTO GROUP
	RIOS MOTORS
	RIVER CITY AUTO SALES INC
	RIVERCHASE KIA
	RIVERGATE TOYOTA
	RIVERSIDE MOTORS, INC
	RIVERVIEW AUTO & WATERCRAFT
	RIVIERA AUTO SALES SOUTH, INC.
	RJ’S AUTO SALES
	RML HUNTSVILLE AL AUTOMOTIVE
	ROAD MASTER AUTO SALES LLC
	ROB CO AUTOMOTIVE LLC
	ROB PARTELO’S WINNERS
	ROBERT-ROBINSON CHEVROLET
	ROBERTS COMPANY MOTOR MART LLC
	ROCK ROAD AUTO PLAZA
	ROGER WILLIAMS AUTO SALES
	ROGER WILSON MOTORS INC
	ROME MOTOR SALES
	ROSE AUTOMOTIVE INC
	ROSE CITY MOTORS
	ROSE CITY MOTORS
	ROSE CITY MOTORS
	ROSE CITY MOTORS 2
	ROSEDALE AUTO SALES INC
	ROSEN HYUNDAI OF ALGONQUIN LLC
	ROSEN MAZDA
	ROSEN MAZDA OF LAKE VILLA
	ROSEN NISSAN
	ROSWELL MITSUBISHI
	ROUEN CHRYSLER DODGE JEEP INC
	ROUEN MOTORWORKS LTD
	ROUTE 4 BUDGET AUTO
	ROY O’BRIEN, INC
	ROYAL AUTO SALES
	ROYAL AUTOTEC INC
	ROYAL FAMILY MOTORS INC
	RP AUTOMOTIVE LLC

	
	RPM AUTO SALES
	RT 177 AUTO SALES INC
	 DEALER NAME
 RUSSELL AUTO
SALES

	S & M AUTO BROKERS INC
	S ANDREWS AUTO SALES INC
	S S & M AUTOMOTIVE
	S S AUTO INC
	SAM GALLOWAY FORD INC.
	SANDOVAL BUICK GMC INC
	SANDY’S AUTO SALES LLC
	SANSING CHEVROLET, INC
	SAPAUGH MOTORS INC
	SAULS MOTOR COMPANY, INC.
	SAVANNAH AUTO
	SAVANNAH AUTOMOTIVE GROUP
	SAVANNAH HYUNDAI
	SAVANNAH SPORTS AND IMPORTS
	SAVANNAH TOYOTA & SCION
	SCANLON IMPORTS, INC.
	SCHAFFER MOTOR SALES INC
	SCHAUMBURG HYUNDAI
	SCHIRRAS AUTO INC
	SELECT AUTO
	SELECT AUTO GROUP LLC
	SELECT AUTO NETWORK LLC
	SELECT AUTO SALES
	SELECT MOTORS OF TAMPA INC.
	SERRA AUTOMAX - DEACTIVATED
	SEVERITY MOTORSPORTS INC
	SHAD MITSUBISHI
	SHAFER PREFERRED MOTORS INC
	SHARP CARS OF INDY
	SHAWNEE MOTORS GROUP
	SHEEHAN PONTIAC
	SHEEHY FORD INC
	SHEEHY GLEN BURNIE INC.
	SHELBYVILLE CHRYSLER PRODUCTS
	SHERDAN ENTERPRISES LLC
	SHERMAN DODGE
	SHERWOOD OF SALISBURY INC
	SHOALS UNIVERSITY KIA
	SHOOK AUTO INC
	SHORELINE AUTO CENTER INC
	SHOW ME AUTO MALL INC

 
 

	
	SHOWCASE AUTOS, INC
	SHUTT ENTERPRISES INC
	 DEALER NAME
 SIESTACARS.COM
LLC

	SIGN & DRIVE AUTO SALES LLC
	SIGN & DRIVE MOTORS LLC
	SIGNATURE MOTORS USA LLC
	SIMON SAYS ETC CORP
	SIMPLE AUTO IMPORTS
	SIMS BUICK GMC NISSAN
	SINA AUTO SALES, INC.
	SINCLAIR DAVE LINCOLN MERCURY
	SMH AUTO
	SMITH MOTORS LLC
	SOMERSET MOTORS
	SOURCE AUTOMOTIVE INC
	SOUTH 71 AUTO SALES
	SOUTH BEACH MOTOR CARS
	SOUTH CHARLOTTE PREOWNED AUTO
	SOUTH COUNTY AUTO PLAZA
	SOUTH I-75 CHRYSLER DODGE JEEP
	SOUTH MIAMI FIAT
	SOUTH MOTORS HONDA
	SOUTHEAST JEEP EAGLE
	SOUTHERN CARS
	SOUTHERN CARS
	SOUTHERN CHEVROLET
	SOUTHERN DODGE CHRY JP RAM @ N
	SOUTHERN MOTOR COMPANY
	SOUTHERN STAR AUTOMOTIVE
	SOUTHERN STATES HYUNDAI
	SOUTHERN TRUST AUTO GROUP
	SOUTHERN TRUST AUTO SALES
	SOUTHFIELD JEEP-EAGLE, INC.
	SOUTHGATE FORD
	SOUTHPORT MOTORS
	SOUTHTOWN MOTORS
	SOUTHWEST AUTO SALES
	SPACE & ROCKET AUTO SALES
	SPIRIT CHEVROLET-BUICK INC.
	SPITZER DODGE
	SPITZER KIA
	SPITZER MOTOR CITY
	SPORT MITSUBISHI
	SPORTS AND IMPORTS, INC.

	
	SPORTS CENTER IMPORTS INC
	SRQ AUTO LLC
	 DEALER NAME
 STANFIELD AUTO
SALES

	STANFORD MOTOR VEHICLES LLC
	STAN’S CAR SALES
	STAR AUTOMOTIVE INC
	STAR MOTORS
	STARK AUTO GROUP
	STARK AUTO SALES
	STARMOUNT MOTORS LLC
	STARRS CARS AND TRUCKS, INC
	STATE AUT GROUP LLC
	STATELINE CHRYSLER DODGE JEEP
	STEARNS MOTORS OF NAPLES
	STEELY LEASE SALES
	STEPHEN A FINN AUTO BROKER
	STERLING AUTO SALES
	STEVE AUSTINS AUTO GROUP INC
	STEVE RAYMAN CHEVROLET, LLC
	STEWART AUTO GROUP OF
	STEWART MOTORS
	STIENER AUTOMOTIVE GROUP II
	STL CAR CREDIT
	STOKES BROWN TOYOTA SCION
	STOKES BROWN TOYOTA SCION
	STOKES HONDA CARS OF BEAUFORT
	STOKES KIA
	STOKES USED CAR CENTER
	STONE MOUNTAIN NISSAN
	STOUT SALES
	STRICKLAND AUTOMOTIVE INC
	STYKEMAIN CHEVROLET PONTIAC
	SUBARU CONCORD
	SUBARU OF DAYTON
	SUBARU OF KENNESAW LLC
	SUBARU OF MCDONOUGH, LLC
	SUBARU OF WICHITA LLC
	SUBURBAN AUTO SALES
	SUBURBAN CHRYSLER JEEP DODGE
	SUFFIELD MOTORS
	SUMMIT AUTOPLEX LLC
	SUMMIT PLACE KIA
	SUMMIT PLACE KIA MT. CLEMENS
	SUMMIT PRE-OWNED OF RALEIGH

 
 

	
	SUMTER CARS & TRUCKS
	SUN HONDA
	 DEALER NAME
 SUN TOYOTA

	SUNNY FLORIDA MOTORS, INC.
	SUNRAY AUTO SALES INC
	SUNRISE AUTOMOTIVE
	SUNRISE CHEVROLET
	SUNSET MOTORS
	SUNSHINE AUTO BROKERS INC
	SUNSTATE FORD
	SUNTRUP NISSAN VOLKSWAGEN
	SUPER AUTO SALES
	SUPER AUTOS MIAMI
	SUPER DEAL AUTO SALES LLC
	SUPERCARS OF CAROLINAS LLC
	SUPERIOR ACURA
	SUPERIOR CHEVROLET
	SUPERIOR KIA
	SUPERIOR PONTIAC BUICK GMC,INC
	SUPREME CARRIAGE LLC
	SUPREME MOTORS OF NASHVILLE
	SUSAN SCHEIN CHRYSLER PLYMOUTH
	SUSKI CHEVROLET BUICK INC
	SUTHERLAND CHEVROLET INC
	SUTHERLIN NISSAN OF FT. MYERS
	SUZUKI OF NASHVILLE
	SVG MOTORS LLC
	SW PREMIER MOTOR GROUP INC
	SWANNS RENTAL AND SALES INC
	SWEENEY BUICK PONTIAC GMC
	T & T MOTORS
	TAMERON AUTOMOTIVE GROUP
	TAMIAMI FORD, INC.
	TAMPA AUTO SOURCE INC
	TAMPA HONDA
	TAMPABAYAUTOS.NET
	TARGET AUTOMOTIVE
	TAYLOR AUTO SALES INC.
	TAYLOR MORGAN INC
	TAYLOR’S AUTO SALES
	TAZ AUTO UNLIMITED INC
	TEAM AUTO INC
	TEAM AUTOMOTIVE
	TEAM NISSAN OF MARIETTA

	
	TED CIANOS USED CAR CENTER
	TENA AUTOMOTIVE LLC
	 DEALER NAME
 TENNESSEE AUTO
SALES

	TENNESSEE AUTOPLEX, LLC
	TERRE HAUTE AUTO AND EQUIPMENT
	TERRY CULLEN CHEVROLET
	TERRY LABONTE CHEVROLET
	TERRY LEE HONDA
	THE 3445 CAR STORE, INC.
	THE AUTO BROKER
	THE AUTO GROUP LLC
	THE AUTO LIVERY
	THE AUTO PARK INC
	THE AUTO STORE
	THE AUTO STORE
	THE AUTOBLOCK
	THE BOULEVARD CAR LOT
	THE CAR BARN
	THE CAR CABANA OF
	THE CAR CENTER
	THE CAR COMPANY
	THE CAR COMPANY SUZUKI
	THE CAR CONNECTION, INC.
	THE CAR EXCHANGE
	THE CAR GUYS INC
	THE CAR MAN LLC
	THE CAR SHOPPE LLC
	THE CAR STATION LLC
	THE CAR STORE
	THE LUXURY AUTOHAUS INC.
	THE MINIVAN STORE
	THE MONTGOMERY GROUP LLC
	THE REPO STORE
	THE RITE CAR
	THE WHOLESALE OUTLET INC
	THOMAS & SON INC.
	THOMAS OF CAIRO, CHEV, PONT
	THOMASVILLE TOYOTA
	THORNTON CHEVROLET, INC
	THORNTON ROAD HYUNDAI
	THOROUGHBRED FORD INC
	THRIFTY OF GRAND RAPIDS
	TIDE AUTOS INC
	TIFFIN FORD LINCOLN MERCURY

 
 

	
	TILLMAN AUTO LLC
	TIM FRENCH SUPER STORES, LLC
	 DEALER NAME
 TIM LALLY CHEVROLET,
INC

	TIM SHORT CHEVY BUICK GMC OF
	TIM TOMLIN AUTOMOTIVE GROUP
	TIME TO BUY LLC
	TINCHER AUTO GROUP
	TINPUSHER LLC
	TKP AUTO SALES INC
	TNT AUTO SALES INC
	TOM EDWARDS, INC
	TOM GILL CHEVROLET
	TOM HOLZER FORD
	TOM STENHOUWER AUTO SALES INC
	TOM WOOD FORD
	TOMLINSON MOTOR COMPANY OF
	TONY ON WHEELS INC
	TOP CHOICE AUTO
	TOP GUN AUTO SALES LLC
	TOP HAT IMPORTS LLC
	TOP NOTCH AUTO BROKERS INC
	TOPLINE CARS CORP
	TOTAL CYCLE CARE INC
	TOURBILLION AUTO GROUP LLC
	TOWN & COUNTRY AUTO & TRUCK
	TOWN & COUNTRY AUTO SALES, LLC
	TOWN & COUNTRY FORD, INC.
	TOWN & COUNTRY FORD, INC.
	TOWN & COUNTRY MOTORS II
	TOWNE EAST AUTO
	TOWNSEND IMPORTS
	TOWNSEND MOTORS, INC
	TOYOTA OF CINCINNATI
	TOYOTA OF GASTONIA
	TOYOTA OF GREENVILLE, INC
	TOYOTA OF HOLLYWOOD
	TOYOTA OF LAKEWOOD
	TOYOTA OF LOUISVILLE, INC.
	TOYOTA OF MCDONOUGH
	TOYOTA OF MUNCIE
	TOYOTA OF TAMPA BAY
	TOYOTA ON NICHOLASVILLE
	TOYOTA WEST/SCION WEST
	TRAVERS AUTOMOTIVE INC

	
	TRI STATE USED AUTO SALES
	TRIAD AUTOPLEX
	 DEALER NAME
 TRI-CITY AUTO
MART

	TRI-COUNTY MOTORS
	TRINITY AUTOMOTIVE
	TRIPLE C AUTO INC
	TRIPLE D MOTORS LLC
	TROPICAL AUTO OUTLET
	TROPICAL AUTO SALES
	TROY FORD INC
	TRUCK TOWN INC
	TRUSSVILLE WHOLESALE AUTOS
	TRUST US AUTO SALES LLC
	TRYON AUTO MALL
	TWIN CITY CARS INC
	TWISTED METAL MOTORS LLC
	TYLER AUTOMOTIVE GROUP INC
	U.S. AUTO GROUP, INC.
	U-DRIVE AUTO LLC
	ULTIMATE AUTO DEALS INC
	ULTIMATE IMAGE AUTO, INC
	UNITED AUTO SALES
	UNITED LUXURY MOTORS LLC
	UNITED VEHICLE SALES
	UNIVERSAL AUTO PLAZA
	UNIVERSAL AUTO PLAZA LLC
	UNIVERSITY FORD NORTH
	UNIVERSITY HYUNDAI OF DECATUR
	UNIVERSITY KIA
	UNLIMITED AUTO GROUP INC
	UNLIMITED AUTOMOTIVE
	UNLIMITED MOTORS
	UNLIMITED MOTORS
	UNLIMITED MOTORS
	UPPER MARLBORO FORD LLC
	UPSTATE LIL BOYZ TOYZ LLC
	US 1 CHRYSLER DODGE JEEP
	USA AUTO & LENDING INC
	USA AUTO & TRUCK
	USA CHOPPERS
	USA MOTORCARS
	USED CAR FACTORY INC
	USED CAR SUPERMARKET
	USED CARS FORSALE LLC

 
 

	
	 V & S AUTO SALES LLC

	 V & V AUTO CENTER INC

	 DEALER NAME

VA CARS INC

	 VADEN NISSAN, INC.

	 VAN PAEMEL SALES

	 VANN YORK BARGAIN CARS LLC

	 VANN YORK PONTIAC BUICK GMC

	 VANN YORK PONTIAC, INC.

	 VANN YORK TOYOTA, INC

	 VANTAGE MOTORS LLC

	 VARSITY LINCOLN MERCURY

	 VEHICLES 4 SALES, INC.

	 VELOCITY MOTORS INC

	 VERACITY MOTOR COMPANY LLC

	 VESTAVIA HILLS AUTOMOTIVE

	 VIC BAILEY HONDA, INC.

	 VICKERS AUTOMOTIVE INC

	 VICTORIA MOTORS, LLC

	 VICTORY AUTO EXPRESS INC

	 VICTORY AUTO INC

	 VICTORY CHEVROLET BUICK

	 VICTORY CHEVROLET LLC

	 VICTORY HONDA OF MONROE

	 VICTORY MOTOR SALES INC

	 VIDAH MOTORSPORTS

	 VILLAGE AUTOMOTIVE

	 VIN DEVERS, INC

	 VINCE WHIBBS PONTIAC-GMC

	 VININGS ENTERPRISES INC

	 VINUP MOTORS

	 VIP AUTO ENTERPRISES INC

	 VIP AUTO GROUP, INC.

	 VIP ONE IMPORTS INC

	 VIRGINA MOTOR CO.

	 VIRGINIA DIRECT AUTO INC

	 VOGUE MOTOR CO INC

	 VOLUSIA AUTO SALES

	 VOLVO OF FT. MYERS

	 VULCAN MOTORS LLC

	 W & S AUTO CENTER INC

	 WABASH AUTO CARE INC

	 WADE FORD INC

	 WAGNER SUBARU

	 WALDEN AUTOMOTIVE ENTERPRISES

	
	 WALDROP MOTORS INC

	 WALKER FORD CO., INC.

	 DEALER NAME

WALT SWEENEY FORD, INC

	 WALTERBORO MOTOR SALES

	 WALTERS AUTO SALES AND RENTALS

	 WALT’S LIVE OAK FORD

	 WANTED WHEELS INC

	 WASHINGTON BLVD MOTORS

	 WAYNE AKERS FORD INC.

	 WAYNESVILLE AUTO MART

	 WEB AUTO BROKERS

	 WEBBER AUTOMOTIVE LLC

	 WEBER CHEVROLET CO

	 WEINE AUTO SALES EAST

	 WEINLE AUTO SALES

	 WEST BROTHERS FORD INC

	 WEST CLAY MOTOR COMPANY LLC

	 WEST HIGH AUTO LLC

	 WEST KENDALL TOYOTA

	 WEST MAIN MOTORS

	 WEST SIDE TOYOTA

	 WHEELS & DEALS AUTO SALES

	 WHEELS & DEALS AUTO SALES OF

	 WHEELS AUTO SALES

	 WHITE FORD CO., INC.

	 WHITEWATER MOTOR COMPANY INC

	 WHOLESALE AUTO BROKERS INC

	 WHOLESALE, INC

	 WILDCAT AUTO SALES

	 WILDWOOD MOTORS

	 WILLETT HONDA SOUTH

	 WILLS MOTOR SALES

	 WINDSOR AUTO SALES

	 WINTER PARK AUTO EXCHANGE INC

	 WINTER PARK AUTO MALL CORP

	 WMD MOTORS INC

	 WONDERGEM, INC

	 WOODBRIDGE MOTORS, INC.

	 WOODY ANDERSON FORD

	 WOODY SANDER FORD, INC.

	 WORLD AUTO NETWORK INC

	 WORLD AUTO, INC.

	 WORLD CAR CENTER & FINANCING

	 WORLDWIDE MOTORS LLC

 
 

	
	WORLEY AUTO SALES
	WOW CAR COMPANY
	 DEALER NAME
 WRIGHT’S AUTO
SALES

	WYRICK AUTO SALES
	XCITING AUTO SALES LLC
	XL1 MOTORSPORTS, INC
	XTREME MOTORS INC
	YARK AUTOMOTIVE GROUP, INC
	YERTON LEASING & AUTO SALES
	YES AUTO SALES INC
	YESHUA AUTO SALES LLC
	YOU SELECT AUTO SALES LLC
	YOUR DEAL AUTOMOTIVE
	YOUR KAR CO INC
	ZEIGLER CHEVROLET LLC
	ZOMBIE JOHNS KILLER DEALS LLCAmendment No. 4 to Second Amended and Restated Loan and Security Agreement

 Exhibit 10.16 

EXECUTION VERSION 

AMENDMENT NO. 4 TO LOAN AGREEMENT 

THIS AMENDMENT NO. 4 TO SECOND AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT dated as of January 30, 2015 (this
“Amendment”), is among NICHOLAS FINANCIAL, INC., a Florida corporation (the “Borrower”), BANK OF AMERICA, N.A., in its capacity as agent (in such capacity, the “Agent”), and each of the Lenders
party hereto. 
 RECITALS: 

A. The Borrower, the lenders from time to time party thereto (collectively, the “Lenders”) and the Agent have entered into a
Second Amended and Restated Loan and Security Agreement dated as of January 12, 2010 (as heretofore modified, supplemented or amended, the “Loan Agreement”). Capitalized terms used and not otherwise defined herein shall have
the meanings ascribed to them in the Loan Agreement. 
 B. The Borrower has requested that the Agent and the Lenders amend certain
provisions of the Loan Agreement and consent to the Borrower making an offer to the public to purchase between $50,000,000 and $70,000,000 of the Parent’s publicly traded shares of common stock. 

C. Subject to the terms and conditions set forth below, the Agent and the Lenders party hereto are willing to so amend the Loan Agreement and
consent to such Distribution. 
 In furtherance of the foregoing, the parties agree as follows: 

Section 1. AMENDMENTS. Subject to the covenants, terms and conditions set forth herein and in reliance upon the
representations and warranties set forth herein, the Loan Agreement is amended as follows: 
 (a) The existing
Section 1.1(b) of the Loan Agreement is deleted in its entirety and the following is inserted in lieu thereof: 
 “As of the
Amendment No.4 Effective Date, the Commitments and Pro Rata Shares for each of the Lenders are as set forth on Schedule 1.1 to this Agreement. On the Amendment No.4 Effective Date, the Lenders shall make full cash Settlement with each other
either directly or through the Agent, as the Agent may direct or approve, with respect to all assignments, reallocations and other changes in Commitments and each Lender’s Pro Rata Share of the Revolving Loans.” 

(b) The existing definition of “Allowable Term Contracts” in Section 1.2 of the Loan Agreement is
deleted in its entirety and the following definition is inserted in lieu thereof: 
 ““Allowable Term Contracts” means
(i) Eligible Contracts which are Direct Loan Contracts with initial terms which provide for a scheduled maturity date of greater than forty-eight (48) months and less than or equal to sixty (60) months from the date of execution and
(ii) Eligible Contracts of greater than sixty (60) months and less than 

 
or equal to seventy-two (72) months from the date of execution with respect to Eligible Contracts which are secured by a lien on a Vehicle which is less than eight model years old at the
time such Contract was originated (excluding the model year in effect at the time the Contract was originated).” 
 (c)
The existing definition of “Borrowing Base” in Section 1.2 of the Loan Agreement is deleted in its entirety and the following definition is inserted in lieu thereof: 

““Borrowing Base” means, at any time, an amount equal to (a) the lesser of (i) the Maximum
Revolver Amount or (ii) the sum of (x) the Net Contract Payments payable under all of the Borrower’s Allowable Term Contracts then outstanding times the applicable Advance Rate and (y) the Net Contract Payments payable
under all of the Borrower’s other Eligible Contracts then outstanding times the applicable Advance Rate; less (b) the sum of (i) the Bank Product Reserves and (ii) all other reserves which the Agent deems necessary
in the exercise of its reasonable credit judgment to maintain with respect to the Borrower’s account, including reserves for any amounts which the Agent or any Lender may be obligated to pay in the future for the account of the Borrower;
provided, however, (A) the Older Vehicle Contract Borrowing Base included in calculating the Borrowing Base shall not, at any time, exceed thirty percent (30%) of the Gross Contract Payments payable under all Eligible Vehicle
Contracts and the Oldest Vehicle Contract Borrowing Base included in calculating the Borrowing Base shall not, at any time, exceed five percent (5%) of the Gross Contract Payments payable under all Eligible Vehicle Contracts; and
provided, further, however, that the Gross Contract Payments payable under all Uninsured Contracts shall not constitute more than three percent (3%) of the Gross Contract Payments payable under all Eligible Vehicle
Contracts.” 
 (d) The existing definition of “Dealer Reserve Percentage” in Section 1.2 of
the Loan Agreement is deleted in its entirety and the following definition is inserted in lieu thereof: 

““Dealer Reserve Percentage” means the percent (to the extent positive), calculated as of the last day of
each month, equal to the remainder of (a) the quotient (expressed as a percentage) of (i) the aggregate amount paid by Borrower to third parties for the purchase of Contracts then outstanding, arising from the credit sale of Vehicles,
acquired by Borrower at any time prior to and including the date on which the calculation is made, divided by (ii) the aggregate “wholesale clean value” for all the Vehicles which are the subject of such Contracts,
minus (b) one hundred and five percent (105%). The “wholesale clean value” shall be (i) such value as specified in the National Auto Research Black Book (the “Black Book”) or (ii) the “clean
trade-in” value as specified in the National Automobile Dealers Association used car guide, in each case, as in effect at the time Borrower purchased the subject Contracts. In the event that the Black Book shall, at any time, cease to be
published, then the Agent shall thereafter select a comparable publication, as determined by the Agent in its sole discretion, for determining the foregoing calculation.” 

  
 2 

 (e) The existing definition of “Eligible Contract” in
Section 1.2 of the Loan Agreement is hereby amended by deleting clause (l) and clause (m) thereof in their entirety and inserting the following in lieu thereof: 

“(l) if the Contract is a Vehicle Contract, then: 

(i) the Contract is secured by a first priority, perfected security interest in a new or used Vehicle and the Borrower has
filed all documents with the department of motor vehicles and/or other appropriate agency of the state wherein the Vehicle is registered and paid all appropriate fees such that the Borrower is the registered first lien holder thereon; 

(ii) no funds used to pay any payment due under the Contract and no funds used to make the down payment for the Vehicle which
is the subject of the Contract, were borrowed by the Contract Debtor from the Borrower; 
 (iii) to the extent that the
Contract balance includes sums representing the financing of so-called “extended warranty plans,” such plans are (i) in substantial compliance with all applicable consumer credit laws, including any and all special insurance laws
relating thereto, and (ii) underwritten by (x) a major automobile manufacturer, or an affiliate thereof, or (y) an independent reputable and financially sound insurance company; 

(iv) the Vehicle securing repayment of the Contract is insured against loss, with coverages and policy limits reasonably
satisfactory to the Lender, including collision coverage; and 
 (v) at any one time outstanding, the Net Contract Payments
payable under Eligible Contracts secured by Vehicles which were more than 10 model years old at the inception thereof does not exceed 5% of the Net Contract Payments payable under all Eligible Vehicle Contracts;” 

“(m) If the Contract is a Direct Loan Contract then: 

(i) the original term of the Contract does not exceed sixty (60) months; 

(ii) (x) if the Contract is secured by a first priority, perfected security interest in a new or used Vehicle and the
Borrower has filed all documents with the department of motor vehicles and/or other appropriate agency of the state wherein the Vehicle is registered and paid all appropriate fees such that the Borrower is the registered first lien holder thereon,
the cash advance made in connection with such Contract does not exceed the lesser of (1) Twenty-Five Thousand Dollars ($25,000.00) or (2) 105% of the “wholesale clean value” of the Vehicle and, in each case, the unpaid principal
balance of such Contract and the aggregate principal 

  
 3 

 
balance of all other Contracts owing by such Contract Debtor does not exceed Twenty-Five Thousand Dollars ($25,000) or (y) in all other cases, any cash advance made in connection with the
Contract does not exceed Ten Thousand Dollars ($10,000.00) and the unpaid principal balance of the Contract and the aggregate principal balance of all other Contracts owing by a Contract Debtor does not exceed Ten Thousand Dollars ($10,000); 

(iii) if the Contract Debtor was or is a Contract Debtor under another Contract previously originated or acquired by the
Borrower, then the Contract Debtor’s payment history under such prior or current Contract was satisfactory (which, in the case of a prior Contract means that the Contract Debtor has paid such Contract in full); 

(iv) if the Contract Debtor is not a Contract Debtor under a Contract previously originated or acquired by the Borrower, then
the Contract Debtor’s credit history is satisfactory to the Agent, 
 (v) repayment of the Contract is secured by a
perfected security interest on the Contract Debtor’s personal property or real property provided the real property is taken as collateral out of an abundance of caution, and not as the primary collateral for the Contract; 

(vi) no portion of the loan evidenced by the Contract was made by the Borrower to the Contract Debtor for the purpose of
financing the Contract Debtor’s payment of a down payment on a Vehicle which is the subject of a motor vehicle retail installment contract or make any payment(s) necessary to cure any payment default or deficiency or otherwise to bring the
payments due under or with respect to any Contract current; 
 (vii) no portion of the loan evidenced by the Contract was
made by the Borrower for the purpose of providing funds to the Contract Debtor to pay amounts owing by the Contract Debtor on another Contract owing to the Borrower; and 

(viii) at any one time outstanding, the Gross Contract Payments payable under all Direct Loan Contracts does not exceed 10% of
the Gross Contract Payments payable under all Eligible Contracts;” 
 (f) The existing definition of “Maximum
Revolver Amount” in Section 1.2 of the Loan Agreement is deleted in its entirety and the following definition is inserted in lieu thereof: 

““Maximum Revolver Amount” means (i) prior to the Tender Offer Effective Date, $150,000,000.00 and
(ii) on the Tender Offer Effective Date and thereafter, $225,000,000.” 

  
 4 

 (g) The existing definition of “Older Vehicle Contract Borrowing
Base” in Section 1.2 of the Loan Agreement is deleted in its entirety and the following definition is inserted in lieu thereof: 

““Older Vehicle Contract Borrowing Base” means, as of any date of calculation, the amount of the Gross
Contract Payments under Eligible Vehicle Contracts which are secured by a lien on a Vehicle which is eight to ten model years old at the time such Contract was originated (excluding the model year in effect at the time the Contract was
originated).” 
 (h) The existing definition of “Oldest Vehicle Contract Borrowing Base” in Section
1.2 of the Loan Agreement is deleted in its entirety and the following definition is inserted in lieu thereof: 

““Oldest Vehicle Contract Borrowing Base” means, as of any date of calculation, the amount of the
Net Contract Payments payable under Eligible Vehicle Contracts which are secured by a lien on a Vehicle which more than ten model years old at the time such Contract was originated (excluding the model year in effect at the time the Contract was
originated).” 
 (i) The existing definition of “Stated Termination Date” in Section 1.2 of
the Loan Agreement is deleted in its entirety and the following definition is inserted in lieu thereof: 

““Stated Termination Date” means January 30, 2018.” 

(j) The following new definitions are inserted into Section 1.2 in proper alphabetical order: 

““Amendment No. 4 Effective Date” means January 30, 2015.” 

““Parent” means Nicholas Financial, Inc., a Canadian holding company.” 

““Tender Offer” means an offer by Borrower to the public to purchase shares of common stock of the Parent traded on
NASDAQ under the symbol NICK in a modified “Dutch auction” process, which is conditioned on (i) a sufficient number of shares being tendered for purchase such that the aggregate purchase price for all such tendered shares is not less
than $50,000,000 and (ii) the aggregate purchase price for all tendered shares that are purchased does not exceed 
 $70,000,000 (with
shares to all be purchased at the same price and at the lowest price that would satisfy the conditions set forth in these clauses (i) and (ii), the pro-rated purchasing of shares offered at such lowest price to the extent applicable and the
return of shares not so purchased). 
 ““Tender Offer Effective Date” means the date that all of the following
conditions are met (provided that all such conditions are met on or before May 29, 2015): 
 (i) the Tender Offer has been or is
contemporaneously completed in accordance with the offering documents, all applicable law, rules and regulations (including 

  
 5 

 
those of the Securities and Exchange Commission or other Governmental Authority) and all requirements of the depository or transfer agent, without any waivers, consents, amendments or
modifications that are not acceptable to the Agent and Lenders, and without any action or objection pending from any Person; 
 (ii) amended
and restated notes shall have been executed by Borrowers and delivered to each Lender that requests issuance of an amended and restated note; 

(iii) Borrower shall have paid to Agent a fee in the amount of $112,500, for the ratable benefit of each Lender whose Commitment is increasing
(as set forth on Schedule 1.1) on the date of the Tender Offer Effective Date, based on its share of the Commitment increase; 
 (iv)
the representations and warranties made by the Borrower in Article 8 of the Loan Agreement are true and correct on and as of the Tender Offer Effective Date (and after giving effect to all transactions to occur on the Tender Offer Effective
Date), except to the extent that such representations and warranties expressly relate to an earlier date in which case such representations and warranties are true and correct on and as of such earlier date; 

(v) Agent shall have received a favorable written opinion of counsel acceptable to Agent, as well as any local counsel to Borrower or Agent,
each addressed to Agent and each Lender and each substantially in form and substance reasonably satisfactory to the Agent; 
 (vi) at least 3
business days before the Tender Offer Effective Date, the Agent shall have received a certificate of a duly authorized officer of Borrower, in sufficient quantity for each of the Lenders, certifying (i) that attached copies of the certificate
or articles of incorporation and by-laws of the Borrower are true and complete, and in full force and effect, without amendment except as shown; (ii) that an attached copy of resolutions authorizing the increased borrowings and the Tender Offer
is true and complete, and that such resolutions are in full force and effect, were duly adopted, have not been amended, modified or revoked, and constitute all resolutions adopted with respect to the Tender Offer and this Amendment and
(iii) providing a calculation of Availability on the Tender Offer Effective Date and after giving effect to all transactions and Borrowings to occur or be made on such date ; 

(vii) Availability on the Tender Offer Effective Date and after giving effect to all transactions and Borrowings to occur or be made on such
date, shall not be less than 15,000,000. 
 (viii) Agent shall have received a certificate, in form and substance satisfactory to it and in
sufficient quantity for each of the Lenders, from a knowledgeable Senior Officer of Borrower Agent certifying that, no Default or Event of Default exists on the Tender Offer Effective Date prior to and immediately after giving effect to the
completion of the Tender Offer and the transactions and Borrowings to occur on the Tender Offer Effective Date; 

  
 6 

 (ix) Borrowers shall have paid all fees and expenses required to be paid to Agent and Lenders on
the Tender Offer Effective Date, including all reasonable and documented out-of-pocket legal fees and expenses of counsel to Agent. 

(k) The last sentence of Section 4.2 of the Loan Agreement is deleted in its entirety and the following is inserted
in lieu thereof: 
 “If this Agreement is terminated at any time prior to the Stated Termination Date, whether pursuant
to this Section or pursuant to Section 11.2, the Borrower shall pay to the Agent, for the account of the Lenders, an early termination fee equal to (i) one half of one percent (0.5%) of the Maximum Revolver Amount if such
termination occurs more than one year prior to the Stated Termination Date, or (ii) one quarter of one percent (0.25%) of the Maximum Revolver Amount if such termination occurs within the year prior to the Stated Termination Date.” 

(l) Section 6.7 of the Loan Agreement is hereby amended by deleting clause (e)(v) thereof in its entirety and
inserting the following is inserted in lieu thereof: 
 “(v) the “wholesale clean value” (as defined in Dealer
Reserve Percentage) for the Vehicle;” 
 (m) Section 6.7 of the Loan Agreement is hereby amended by inserting the
following new clause (h) at the end of clause (g) thereof, deleting “and (h)” and inserting in lieu thereof “and (i)” thereof: 

“(h) books and records consisting of data tape information prepared as of the close of business of the previous month, in form reasonably
satisfactory to Agent;” 
 (n) The existing Section 9.23 of the Loan Agreement is deleted in its entirety
and the following is inserted in lieu thereof: 
 “9.23 Limitation on Bulk Purchases. Borrower shall not, without
Agent’s prior written consent (which Agent may withhold in its sole and absolute discretion), acquire for a purchase price greater than $500,000 any Contracts as part of a Bulk Purchase Transaction, provided, however that Borrower may,
without the consent of Agent, acquire for a purchase price of $3,000,000 or less per annum Contracts as part of a Bulk Purchase Transaction provided the Borrower has Availability sufficient to consummate the Bulk Purchase Transaction prior to, and
without giving effect to, the Bulk Purchase Transaction. The phrase ‘Bulk Purchase Transaction’ shall mean the purchase, on a group or aggregate basis, of Contracts originated by third parties, in one or a series of related transactions,
from a seller or affiliated sellers, where Borrower’s decision to purchase the Contracts is based primarily on criteria other than the creditworthiness of the individual Contract Debtors who are the Contract obligors.” 

  
 7 

 (o) Section 9.31 of the Loan Agreement is hereby amended by deleting
the second sentence thereof in its entirety and inserting the following in lieu thereof: 
 “Without limiting the
generality of the foregoing, Borrower’s policy shall provide, as a minimum, that on the last business day of each month, the Borrower shall charge off the unpaid balance of any Contract with respect to which any payment due thereunder is 120
days or more past due as determined on a contractual basis.” 
 The amendments to the Loan Agreement set forth in this Section 1 are limited
to the extent specifically set forth above and no other terms, covenants or provisions of the Loan Agreement are intended to be affected hereby. 

Section 2. COMMITMENTS. A new Schedule 1.1 is attached hereto as Exhibit A setting forth the Commitments of
the Lenders as of the Amendment No.4 Effective Date and as of the Tender Offer Effective Date and upon each such date (or the next Business Day), the Lenders shall make full cash Settlement with each other either directly or through the Agent, as
the Agent may direct or approve so that each Lender’s funded portion of the Revolving Loans is equal to such Lender’s Pro Rata Share of the outstanding Revolving Loans on the Settlement Date. 

Section 3. CONSENT. Subject to the covenants, terms and conditions set forth herein and in reliance upon the
representations and warranties set forth herein, Agent and the Lenders party hereto hereby consent to the (i) making the Tender Offer on or after the Amendment No.4 Effective Date provided that no Default or Event of Default exists at the time
such offer is made and (ii) the purchase of the publicly traded common stock of the Parent in accordance with the Tender Offer on the Tender Offer Effective Date, subject to the conditions set forth in the definition thereof of. Such consent is
specifically limited as set forth in this Section 3 and shall not be deemed a waiver of, or consent to a departure from, any other term, covenant, provision or condition set forth in any of the Loan Documents 

Section 4.CONDITIONS PRECEDENT. The parties hereto agree that the amendments set forth in Section 1 and
Section 2 above (other than those amendments that take effect upon the Tender Offer Effective Date, which amendments shall only take effect upon satisfaction of the conditions set forth in the definition of Tender Offer Effective Date)
and the consent set forth in Section 3 above shall not be effective until the satisfaction of each of the following conditions precedent: 

(a) Documentation. The Agent shall have received (i) a counterpart of this Amendment, duly executed and delivered
by the Borrower and all of the Lenders then party to the Loan Agreement, and (ii) such other documents and certificates as the Agent or its counsel may reasonably request relating to the organization, existence and good standing of the
Borrower, the authorization of this Amendment and any other legal matters relating to the Borrower or the transactions contemplated hereby. 

(b) Notes. Amended and restated notes shall have been executed by Borrowers and delivered to each Lender that requests
issuance of an amended and restated note. 

  
 8 

 (c) Fees. Borrower shall have paid to Agent (i) a fee, for the ratable
benefit of each Lender, in an amount equal to $120,500; plus (ii) a fee in the amount of $44,250, for the ratable benefit of each Lender whose Commitment is increasing on the date of this Amendment, based on its share of the Commitment
increase. 
 (d) Fees and Expenses. All fees and expenses payable to the Agent, including the fees and expenses of
counsel to the Agent, shall have been paid in full. 
 Section 5. ADDITIONAL AGREEMENTS. Borrower agrees to
provide Agent with copies of all public announcements or filings made by Borrower or Parent or representative thereof in connection with the Tender Offer and all material notices, objections, actions or other communications received by Borrower or
Parent, or publicly filed by any Person, relating to the Tender Offer and such information as reasonably requested by Agent. 

Section 6. REPRESENTATIONS AND WARRANTIES. 

(a) In order to induce the Agent and the Lenders to enter into this Amendment, the Borrower represents and warrants to the
Agent and the Lenders as follows: 
 (i) The representations and warranties made by the Borrower in Article 8 of the
Loan Agreement are true and correct on and as of the date hereof, except to the extent that such representations and warranties expressly relate to an earlier date in which case such representations and warranties are true and correct on and as of
such earlier date. 
 (ii) Since the date of the Financial Statements delivered to the Lenders, no material adverse change
has occurred in the Borrower’s property, business, operations or conditions (financial or otherwise). 
 (iii) No
Default or Event of Default has occurred and is continuing or will exist after giving effect to this Amendment. 
 (b) In
order to induce the Agent and the Lenders to enter into this Amendment, the Borrower represents and warrants to the Agent and the Lenders that this Amendment has been duly authorized, executed and delivered by it and constitutes its legal, valid and
binding obligation. 
 Section 7. MISCELLANEOUS 

(a) Ratification and Confirmation of Loan Documents. The Borrower hereby consents, acknowledges and agrees to the
amendments set forth herein and hereby confirms and ratifies in all respects the Loan Documents to which the Borrower is a party. 

(b) Fees and Expenses. The Borrower shall pay on demand all reasonable costs and expenses of the Agent in connection
with the preparation, reproduction, execution, and delivery of this Amendment and any other documents prepared in connection herewith, including, without limitation, the reasonable fees and out-of-pocket expenses of counsel for the Agent. 

  
 9 

 (c) Headings. Section and subsection headings in this Amendment are
included herein for convenience of reference only and shall not constitute a part of this Amendment for any other purpose or be given any substantive effect. 

(d) Governing Law; Waiver of Jury Trial. This Amendment shall be governed by and construed in accordance with the laws
of the State of New York, and shall be further subject to the provisions of Sections 15.3 and 15.4 of the Loan Agreement. 

(e) Counterparts. This Amendment may be executed in any number of counterparts, each of which when executed and
delivered shall be deemed to be an original, and all of which when taken together shall constitute one and the same agreement. Delivery of an executed counterpart of a signature page of this Amendment by facsimile or electronic transmission
(including .pdf files) shall be effective as delivery of a manually executed counterpart hereof. 
 Entire Agreement.
This Amendment, together with all the Loan Documents (collectively, the “Relevant Documents”), sets forth the entire understanding and agreement of the parties hereto in relation to the subject matter hereof and supersedes any prior
negotiations and agreements among the parties relating to such subject matter. No promise, condition, representation or warranty, express or implied, not set forth in the Relevant Documents shall bind any party hereto, and no such party has relied
on any such promise, condition, representation or warranty. Each of the parties hereto acknowledges that, except as otherwise expressly stated in the Relevant Documents, no representations, warranties or commitments, express or implied, have been
made by any party to the other. None of the terms or conditions of this Amendment may be changed, modified, waived or canceled orally or otherwise except in a writing signed by the Agent for such purpose. 

(f) Enforceability. Should any one or more of the provisions of this Amendment be determined to be illegal or
unenforceable as to one or more of the parties hereto, all other provisions nevertheless shall remain effective and binding on the parties hereto. 

(g) Successors and Assigns. This Amendment shall be binding upon and inure to the benefit of the Borrower, the Agent,
each Lender and their respective successors and assigns (subject to Section 13.2 of the Loan Agreement). 
 [Remainder of
Page Intentionally Left Blank; Signature Pages Follow] 

  
 10 

 The following parties have caused this Amendment No. 4 to Loan Agreement to be executed as of the
date first written above. 
  

			
	“BORROWER”
	
	NICHOLAS FINANCIAL, INC.
		
	By:		 /s/ Ralph Finkenbrink

	Name:		 Ralph Finkenbrink

	Title:		 President & CEO

 Signature Page to Amendment No. 4 to 

Loan Agreement – Nicholas Financial, Inc. 

 
			
	“AGENT”
	
	BANK OF AMERICA, N.A., as the Agent
		
	By:		 /s/ Bruce Jenks

	Name:		 Bruce Jenks

	Title:		 Vice President

 Signature Page to Amendment No. 4 to 

Loan Agreement – Nicholas Financial, Inc. 

 
			
	“LENDERS”
	
	BANK OF AMERICA, N.A., as a Lender
		
	By:		 /s/ Bruce Jenks

	Name:		 Bruce Jenks

	Title:		 Vice President

 Signature Page to Amendment No. 4 to 

Loan Agreement – Nicholas Financial, Inc. 

 
			
	FIRST TENNESSEE BANK NATIONAL ASSOCIATION, as a Lender
		
	By:		 /s/ Micah Dickey

	Name:		 Micah Dickey

	Title:		 Vice President

 Signature Page to Amendment No. 4 to 

Loan Agreement – Nicholas Financial, Inc. 

			
	WELLS FARGO BANK, NATIONAL ASSOCIATION, as a Lender
		
	By:		 /s/ Casey P. Johnson

	Name:		 Casey P. Johnson

	Title:		 Senior Vice President

 Signature Page to Amendment No. 4 to 

Loan Agreement – Nicholas Financial, Inc. 

 
			
	BMO HARRIS BANK, N.A., as a Lender
		
	By:		 /s/ Michael S. Cameli

	Name:		 Michael S. Cameli

	Title:		 SVP

 Signature Page to Amendment No. 4 to 

Loan Agreement – Nicholas Financial, Inc. 

 EXHIBIT A 

SCHEDULE 1.1 to Loan and Security Agreement 

COMMITMENTS OF LENDERS: 
 (i) PRIOR TO THE
TENDER OFFER EFFECTIVE DATE 
  

									
	 Lender
	  	Revolver
Commitment	 	  	Pro
Rata
share	 
	 Bank of America, N.A.
	  	$	67,000,000	  	  	 	44.67	% 
	 First Tennessee Bank National Association
	  	$	33,250,000	  	  	 	22.16	% 
	 Wells Fargo Bank, National Association
	  	$	30,000,000	  	  	 	20.00	% 
	 BMO Harris Bank, N.A
	  	$	19,750,000	  	  	 	19.67	% 
	 TOTAL
	  	$	150,000,000	  	  	 	100	% 

 (ii) ON AND AFTER THE TENDER OFFER EFFECTIVE DATE 

 

									
	 Lender
	  	Revolver
Commitment	 	  	Pro
Rata
share	 
	 Bank of America, N.A.
	  	$	90,000,000	  	  	 	40.00	% 
	 First Tennessee Bank National

Association
	  	$	35,000,000	  	  	 	15.55	% 
	 Wells Fargo Bank, National

Association
	  	$	60,000,000	  	  	 	26.67	% 
	 BMO Harris Bank, N.A
	  	$	40,000,000	  	  	 	17.78	% 
	 TOTAL
	  	$	225,000,000	  	  	 	100	% 

 Schedule 1.1 to Amendment No. 4 to 

Loan Agreement

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