Document:

<PAGE>

                                                                    EXHIBIT 10.9

                     OPTICAL COMMUNICATION PRODUCTS, INC.

                            STOCK OPTION AGREEMENT

          THIS AGREEMENT is effective as of June 28, 1993, by and between
Optical Communication Products, Inc. (the "Company") and ______________
("Optionee");

          WHEREAS, the Board of Directors of the Company (the "Board") has
authorized granting to Optionee a stock option (the "Option") to purchase shares
of common stock, no par value ("Common Stock"), of the Company in accordance
with and on the terms and conditions hereinafter stated;

          NOW, THEREFORE, it is hereby agreed:

      1.  Grant of Option.  The Company hereby grants to Optionee the option to
          ---------------
purchase all or any part of ____________ shares of Common Stock of the Company
at the price of $0.01 per share. The date of grant of this Option is the date
first set forth above. The shares which may be purchased under this Option are
referred to as the "Shares." This option shall be treated for federal income tax
purposes as a non-qualified option (rather than on incentive stock option as
defined in Section 422 of the Internal Revenue Code of 1986, as amended).

      2.  Exercise.
          --------

          (a)  This Option shall be exercisable as follows:

          This Option shall become first exercisable in part at the end of the
first year following the date of grant; thereafter, the Optionee may purchase by
exercise of this Option an aggregate of up to twenty-five percent (25%) of the
total number of Shares subject to this Option until the end of the next year; an
aggregate of up to fifty percent (50%) of such Shares until the end of the year
following that; an aggregate of up to seventy-five percent (75%) of such Shares
until the end of the year following that, in each case calculated to the nearest
full share.  Each of the years just mentioned shall be a period ending on an
anniversary date of this Agreement.  At any time on or after the fourth such
anniversary date until this Option expires, the Optionee may

                                       1
<PAGE>

purchase all or any part of the Shares subject to this Option which Optionee
theretofore has not purchased.

          (b)  This Option shall remain exercisable as to all of such Shares
until ten (10) years from the date of grant of this Option, unless this Option
has expired or terminated earlier in accordance with the provisions hereof.
Shares as to which this Option becomes exercisable pursuant to the foregoing
provision may be purchased at any time prior to expiration of this Option.

          (c)  Notwithstanding the preceding provisions of this paragraph, upon
delivery of notice from the Company of the pendency of dissolution or
liquidation of the Company or a reorganization, merger, or consolidation of the
Company with one or more corporations as a result of which the Company will not
be the surviving corporation or a sale of substantially all the assets and
property of the Company to another person (a "Terminating Event") , this Option
shall be exercisable as to those Shares with respect to which installments, if
any, have then accrued. Thirty (30) days after delivery of said notice, this
Option or any portion hereof not exercised shall terminate, unless provision be
made in connection with the Terminating Event for assumption of this Option or
for substitution of new options for this Option covering an equivalent amount of
stock of a successor employer corporation, or a parent or subsidiary corporation
thereof, solely at the election of such successor corporation or parent or
subsidiary corporation, with appropriate adjustments as to number and kind of
shares and prices.

          (d)  This Option shall be subject to adjustments in price and number
of shares to reflect any stock split, stock dividend, recapitalization,
reincorporation, or similar event (other than those specified in (c) above), to
preserve, but not increase, the benefits of the Optionee, so that immediately
after such event the Optionee shall be entitled, upon payment to the Company

                                       2
<PAGE>

of the aggregate exercise price under this Option, to receive that number of
shares or other property that Optionee would have received had Optionee
exercised this Option in full immediately prior to such event.

      3.  Exercise of Option.  This Option may be exercised by written notice
          ------------------
delivered to the Company stating the number of Shares with respect to which this
Option is being exercised, together with a check (which the Board may require to
be a cashier's or certified check) or cash in the amount of the purchase price
of such shares.  Not less than ten (10) Shares may be purchased at any one time
unless the number purchased is the total number which nay be purchased under
this Option, or any installment thereof.  Upon exercise, Optionee shall make
appropriate arrangements and shall be responsible for the satisfaction of any
federal and state taxes then due.

      4.  Cessation of Employment (Other Than Death or Total Disability). Except
          --------------------------------------------------------------
as provided in Section 5 hereof, if Optionee shall cease to be employed by the
Company or an affiliate for any reason other than Optionee's permanent and total
disability or death, this Option shall expire thirty (30) days after the date on
which the Optionee ceases employment or on the date specified in Section 2
hereof, whichever is earlier. Before such expiration, Optionee shall have the
right to exercise this Option only as to those Shares with respect to which
installments, if any, had accrued under Section 2 hereof at the date of
termination of employment. Optionee shall be deemed to be employed if Optionee
is an employee, director or consultant of the Company or an affiliate.

      5.  Nontransferability; Death or Total Disability of Optionee.  This
          ---------------------------------------------------------
Option shall be exercisable during Optionee's lifetime only by Optionee and may
not be transferable, except (i) by will or the laws of descent and distribution
and (ii) this option may be assigned in whole or

                                       3
<PAGE>

in part during Optionee's lifetime to one or more members of Optionee's family
or to a trust established for the exclusive benefit of one or more such family
members or to Optionee's former spouse to the extent such assignment is in
connection with the Optionee's estate plan or pursuant to a domestic relations
order. Irrespective of whether this Option is held by Optionee or a permitted
transferee, if Optionee dies or is permanently and totally disabled while
employed by the Company or an affiliate, this Option shall expire one (1) year
after the date of Optionee's death, or permanent and total disability, or on the
day specified in Section 2 hereof, whichever is earlier. After Optionee's death
but before such expiration, the persons to whom Optionee's rights under this
Option shall have passed by will or by the applicable laws of descent and
distribution, or a person lawfully entitled to act for him, shall have the right
to exercise this Option only as to those Shares, if any, for which installments
had accrued under Section 2 hereof as of the date on which Optionee ceased to be
employed by the Company or a subsidiary corporation. Shares purchased by such
persons shall be subject to all the terms and provisions of this Agreement.

      6.  Employment.  This agreement shall not obligate the Company or an
          ----------
affiliate to employ Optionee for any period, nor shall it interfere in any way
with the right of the Company or an affiliate to reduce Optionee's compensation
or to terminate the employment of Optionee.

      7.  Privileges and Restrictions of Stock Ownership.
          ----------------------------------------------

          (a)  Optionee shall have no rights as a stockholder with respect to
Common Stock of the Company subject to this Option until the date of issuance of
stock certificates to Optionee. Except as provided in Section 2(d) of this
Option, no adjustment will be made for dividends or other rights for which the
record date is prior to the date such stock certificates are issued.

                                       4
<PAGE>

          (b)  By accepting this Option, Optionee, for himself and his
transferees by will or the laws of descent and distribution, agrees that any and
all shares issued upon exercise of this Option shall be acquired for investment
and not for sale or for distribution, that each notice of the exercise of any
portion of the Option shall be accompanied by a representation and agreement in
writing, signed by the person entitled to exercise the same, that the Shares are
being acquired in good faith for investment and not for sale or for distribution
and that any and all certificates representing Shares purchased on the exercise
of this Option may have affixed thereto an appropriate legend indicating that
such Shares have not been registered under the Securities Act of 1933, as
amended, and are subject to certain restrictions on transfer, and shall be
subject to such restrictions on transfer, and related legends, as in the opinion
of counsel may be reasonably prudent under the circumstances, provided, however,
                                                              --------  -------
that if the Shares subject to this Option are registered under the Securities
Act of 1933, as amended, and if other applicable laws do not require similar
restrictions at the time, the requirements set forth in this Section 7 shall be
of no force and effect, and the Optionee may acquire such Shares without giving
such a representation.

      8.  Notification of Sale.  Optionee agrees that Optionee, or any person
          --------------------
acquiring shares upon exercise of this Option, will notify the company not more
than five (5) days after any sale or disposition of such Shares.

      9.  Notices.  Notices delivered under the Agreement shall be delivered to
          -------
the Company at its principal office (attention: President), and to the Optionee
at such address as Optionee shall designate to the Company.

     10.  Market Stand-Off Provisions.
          ---------------------------

          (a)  In connection with any underwritten public offering by the
Company of its equity securities pursuant to an effective registration statement
filed under the Securities Act of

                                       5
<PAGE>

1933, Optionee shall not sell, make any short sale of, loan, hypothecate,
pledge, grant any option for the purchase of, or otherwise dispose or transfer
for value or otherwise agree to engage in any of the foregoing transactions with
respect to, any of the Shares without the prior written consent of the Company
or its underwriters. Such limitations shall be in effect for such period of time
from and after the effective date of such registration statement as may be
requested by the Company or such underwriters up to a maximum period of one
hundred-eighty (180) days. The limitations of this Section 10 shall remain in
effect for the two-year period immediately following the effective date of the
Company's initial public offering and shall thereafter terminate and cease to
have any force or effect. in order to enforce the limitations of this Section
10, the Company may impose stop-transfer instructions with respect to the Shares
until the end of the applicable stand-off period.

          (b)  In the event of any stock dividend, stock split, recapitalization
or other change affecting the Company's outstanding Common Stock effected as a
class without receipt of consideration, then any new, substituted or additional
securities distributed with respect to the shares purchased under the Option
shall be immediately subject to the provisions of this Section 10, to the same
extent the Shares are at such time covered by such provisions.

      11. Right of First Refusal.
          ----------------------

          (a)  The Company is hereby granted the right of first refusal (the
"First Refusal Right"), exercisable in connection with any proposed transfer of
the shares, including any sale, assignment, pledge, encumbrance or other
disposition for value of the Shares intended to be made by the Optionee.

          (b)  In the event the Optionee desires to accept a bona fide third-
party offer for the transfer of any or all of the Shares acquired under the
Option (the shares subject to such offer

                                       6
<PAGE>

to be hereinafter called the "Target Shares"), Optionee shall promptly (i)
deliver to the corporate Secretary of the Company written notice (the
"Disposition Notice") of the terms and conditions of the offer, and (ii) provide
satisfactory proof that the disposition of the Target Shares to such third-party
offeror would not be in contravention of the applicable provisions of federal
and state securities laws.

         (c)  The Company (or its assignees) shall, for a period of 25 days
following receipt at the Disposition Notice, have the right to purchase any or
all of the Target Shares specified in the Disposition Notice upon the same terms
and conditions specified therein, exercisable by delivery of written notice (the
"Exercise Notice") to Optionee. If such right is exercised with respect to any
or all of the Target Shares specified in the Disposition Notice, then the
Company (or its assignees) shall effect the purchase of the Target shares,
including payment of the purchase price, not more than 5 business days after
delivery of the Exercise Notice; and at such time Optionee shall deliver to the
Company the certificates representing the Target Shares to be purchased, each
certificate to be properly endorsed for transfer.

         (d)  in the event the Exercise Notice is not given to Optionee within
25 days following the date of the Company's receipt of the Disposition Notice,
Optionee shall have a period of 30 days thereafter in which to sell or otherwise
dispose of the Target Shares to the third-party offeror identified in the
Disposition Notice upon terms and conditions (including the purchase price) no
more favorable to such third-party offeror than those specified in the
Disposition Notice. The third-party offeror shall acquire the Target Shares free
and clear of the Company's First Refusal Right hereunder, but the acquired
shares shall remain subject to the market stand-off provisions of Section 10. In
the event Optionee does not effect such sale or disposition of the Target Shares
within the specified 30 day period, the Company's First Refusal

                                       7
<PAGE>

Right shall continue to be applicable to any subsequent disposition of the
Target Shares by Optionee until such right lapses in accordance with paragraph
(e).

         (e)  The First Refusal Right shall lapse upon a firm commitment
underwritten public offering, pursuant to an effective registration statement
under the Securities Act of 1933, covering the offer and sale of the Company's
Common Stock in the aggregate amount of at least $5,000,000, but shall remain in
full force and effect to the extent the Shares are at the time covered by such
right in the event of any stock dividend, stock split, recapitalization or other
transaction affecting the Company's outstanding Common Stock as a class effected
without receipt of consideration, and upon a merger, consolidation or reverse
merger involving the Company. However, the market stand-off provisions of
Section 10 shall continue to remain in full force and effect following the lapse
of the First Refusal Right hereunder.

          IN WITNESS WHEREOF, the parties hereto have executed this Agreement.

                                 OPTICAL COMMUNICATION PRODUCTS, INC

                                 By:_____________________________________

                                 OPTIONEE:

                                 By:_____________________________________

                                       8
<PAGE>

                Schedule of Substantially Identical Agreements
                ----------------------------------------------
                         1993 Stock Option Agreements
                         ----------------------------

The filed agreement is substantially identical in all material respects to the
Company's agreements with the following optionees except for the material
details set forth below:

Optionee                    Options                    Signature
--------                    -------                    ---------

1. Muoi Van Tran            82,530                     /s/ Muoi Van Tran

2. Mohammad Ghorbanali      54,097                     /s/ Mohammad Ghorbanali

3. Susie L. Nemeti          22,590                     /s/ Susie L. Nemeti<PAGE>

                                                                 EXHIBIT (10)(d)

<PAGE>

<TABLE>
<CAPTION>
                                                      PLATINUM INVESTOR III                                     AMERICAN
                                                VARIABLE UNIVERSAL LIFE INSURANCE                                  GENERAL
                                                     SUPPLEMENTAL APPLICATION                                      FINANCIAL GROUP

                                         AMERICAN GENERAL LIFE INSURANCE COMPANY, ("AGL")
                                         Home Office: Houston, Texas

                                         Member of American General Financial Group. American General Financial Group is the
                                         marketing name for American General Corporation and its subsidiaries.

                                         (This supplement must accompany the appropriate application for life insurance.)
<S>                                            <C>         <C>                                                <C>         <C>
------------------------------------------------------------------------------------------------------------------------------------
APPLICANT INFORMATION -- SUPPLEMENT TO THE APPLICATION ON THE LIFE OF
------------------------------------------------------------------------------------------------------------------------------------

                                       ---------------------------------       --------------------------------------
                                       Name of proposed insured                Date of application for life insurance
------------------------------------------------------------------------------------------------------------------------------------
INITIAL ALLOCATION PERCENTAGES
------------------------------------------------------------------------------------------------------------------------------------
INVESTMENT OPTIONS: In the "Premium Allocation" column, indicate how each premium received is to be allocated. In the "Deduction
                    Allocation" column, indicate which investment options are to be used for the deduction of monthly account
                    charges. Total allocations in each column must equal 100%. Use whole percentages only.

                                              PREMIUM    DEDUCTION                                             PREMIUM     DEDUCTION
                                            ALLOCATION  ALLOCATION                                            ALLOCATION  ALLOCATION
                                            ----------  ----------                                            ----------  ----------
AIM VARIABLE INSURANCE FUNDS                                      NEUBERGER BERMAN ADVISERS MANAGEMENT TRUST
AIM V.I. International Equity Division (260)   ___%        ___%   Mid-Cap Growth Division (286)                  ___%       ___%
AIM V.I. Value Division (261)                  ___%        ___%   NORTH AMERICAN FUNDS VARIABLE PRODUCT SERIES I
AMERICAN CENTURY VARIABLE PORTFOLIOS, INC.                        International Equities Division (263)          ___%        ___%
VP Value Division (262)                        ___%        ___%   MidCap Index Division (264)                    ___%        ___%
AYCO SERIES TRUST                                                 Money Market Division (265)                    ___%        ___%
AYCO Large Cap Growth Fund I Division (270)    ___%        ___%   Nasdaq-100 Index Division (266)                ___%        ___%
DREYFUS INVESTMENT PORTFOLIOS                                     Science & Technology Division (269)            ___%        ___%
MidCap Stock Division (273)                    ___%        ___%   Small Cap Index Division (268)                 ___%        ___%
DREYFUS VARIABLE INVESTMENT FUND                                  Stock Index Division (267)                     ___%        ___%
Quality Bond Division (271)                    ___%        ___%   PIMCO VARIABLE INSURANCE TRUST
Small Cap Division (272)                       ___%        ___%   PIMCO Real Return Bond Division (288)          ___%       ___%
FIDELITY VARIABLE INSURANCE PRODUCTS FUND                         PIMCO Short-Term Bond Division (287)           ___%       ___%
VIP Asset Manager Division (277)               ___%        ___%   PIMCO Total Return Bond Division (289)         ___%       ___%
VIP Contrafund Division (276)                  ___%        ___%   PUTNAM VARIABLE TRUST
VIP Equity-Income Division (274)               ___%        ___%   Putnam VT Diversified Income Division (290)    ___%       ___%
VIP Growth Division (275)                      ___%        ___%   Putnam VT Growth & Income Division (291)       ___%       ___%
JANUS ASPEN SERIES--SERVICE SHARES                                Putnam VT Int'l Growth & Income Division (292) ___%       ___%
Aggressive Growth Division (280)               ___%        ___%   SAFECO RESOURCE SERIES TRUST
International Growth Division (278)            ___%        ___%   Equity Division (293)                          ___%       ___%
Worldwide Growth Division (279)                ___%        ___%   Growth Opportunities Division (294)            ___%       ___%
J.P. MORGAN SERIES TRUST II                                       THE UNIVERSAL INSTITUTIONAL FUNDS, INC.
J.P. Morgan Small Company Division (281)       ___%        ___%   Equity Growth Division (295)                   ___%       ___%
MFS VARIABLE INSURANCE TRUST                                      High Yield Division (296)                      ___%       ___%
MFS Capital Opportunities Division (284)       ___%        ___%   VANGUARD VARIABLE INSURANCE FUND
MFS Emerging Growth Division (282)             ___%        ___%   High Yield Bond Division (297)                 ___%       ___%
MFS New Discovery Division (285)               ___%        ___%   REIT Index Division (298)                      ___%       ___%
MFS Research Division (283)                    ___%        ___%   VAN KAMPEN LIFE INVESTMENT TRUST
                                                                  Strategic Stock Division (299)                 ___%       ___%
                                                                  WARBURG PINCUS TRUST
                                                                  Small Company Growth Division (300)            ___%       ___%
                                                                  AGL DECLARED FIXED INTEREST ACCOUNT (301)      ___%       ___%
                                                                  Other: ___________________________________     ___%       ___%
                                                                                                                 100%       100%
------------------------------------------------------------------------------------------------------------------------------------
AGLC 0198-00                                                                                                            Page 1 of 4
</TABLE>

<PAGE>

<TABLE>
<S>                                            <C>                                                                        <C>
------------------------------------------------------------------------------------------------------------------------------------
DOLLAR COST AVERAGING
------------------------------------------------------------------------------------------------------------------------------------
DOLLAR COST       ($5,000 MINIMUM BEGINNING ACCUMULATION VALUE) An amount can be systematically transferred from the [Money
AVERAGING:        Market Division] and transferred to one or more of the investment options below. The [AGL Declared Fixed
                  Interest Account] is not available for Dollar Cost Averaging. Please refer to the prospectus for more
                  information on the Dollar Cost Averaging option.

                  DAY OF THE MONTH FOR TRANSFERS: __________________________ (Choose a day of the month between 1-28.)
                  FREQUENCY OF TRANSFERS:      [_] Monthly         [_] Quarterly      [_] Semiannually         [_] Annually
                  TRANSFER $__________________ ($100 MINIMUM, WHOLE DOLLARS ONLY)

 AIM VARIABLE INSURANCE FUNDS                                         NEUBERGER BERMAN ADVISERS MANAGEMENT TRUST
 AIM V.I. International Equity Division (260) $______                 Mid-Cap Growth Division (286)                  $______
 AIM V.I. Value Division (261)                $______                 NORTH AMERICAN FUNDS VARIABLE PRODUCT SERIES I
 AMERICAN CENTURY VARIABLE PORTFOLIOS, INC.                           International Equities Division (263)          $______
 VP Value Division (262)                      $______                 MidCap Index Division (264)                    $______
 AYCO SERIES TRUST                                                    Nasdaq-100 Index Division (266)                $______
 AYCO Large Cap Growth Fund I Division (270)  $______                 Science & Technology Division (269)            $______
 DREYFUS INVESTMENT PORTFOLIOS                                        Small Cap Index Division (268)                 $______
 MidCap Stock Division (273)                  $______                 Stock Index Division (267)                     $______
 DREYFUS VARIABLE INVESTMENT FUND                                     PIMCO VARIABLE INSURANCE TRUST
 Quality Bond Division (271)                  $______                 PIMCO Real Return Bond Division (288)          $______
 Small Cap Division (272)                     $______                 PIMCO Short-Term Bond Division (287)           $______
 FIDELITY VARIABLE INSURANCE PRODUCTS FUNDS                           PIMCO Total Return Bond Division (289)         $______
 VIP Asset Manager Division (277)             $______                 PUTNAM VARIABLE TRUST
 VIP Contrafund Division (276)                $______                 Putnam VT Diversified Income Division (290)    $______
 VIP Equity-Income Division (274)             $______                 Putnam VT Growth & Income Division (291)       $______
 VIP Growth Division (275)                    $______                 Putnam VT Int'l Growth & Income Division (292) $______
 JANUS ASPEN SERIES-SERVICE SHARES                                    SAFECO RESOURCE SERIES TRUST
 Aggressive Growth Division (280)             $______                 Equity Division (293)                          $______
 International Growth Division (278)          $______                 Growth Opportunities Division (294)            $______
 Worldwide Growth Division (279)              $______                 THE UNIVERSAL INSTITUTIONAL FUNDS, INC.
 J.P. MORGAN SERIES TRUST II                                          Equity Growth Division (295)                   $______
 J.P. Morgan Small Company Division (281)     $______                 High Yield Division (296)                      $______
 MFS VARIABLE INSURANCE TRUST                                         VANGUARD VARIABLE INSURANCE FUND
 MFS Capital Opportunities Division (284)     $______                 High Yield Bond Division (297)                 $______
 MFS Emerging Growth Division (282)           $______                 REIT Index Division (298)                      $______
 MFS New Discovery Division (285)             $______                 VAN KAMPEN LIFE INVESTMENT TRUST
 MFS Research Division (283)                  $______                 Strategic Stock Division (299)                 $______
                                                                      WARBURG PINCUS TRUST
                                                                      Small Company Growth Division (300)            $______
                                                                      Other: ___________________________________     $______
------------------------------------------------------------------------------------------------------------------------------------
AUTOMATIC REBALANCING
------------------------------------------------------------------------------------------------------------------------------------
AUTOMATIC      ($5,000 MINIMUM BEGINNING ACCUMULATION VALUE) Variable division assets will be automatically rebalanced based
REBALANCING:   on the premium percentages designated on Page 1 of this form. If the AGL Declared Fixed Interest Account has been
               designated for premium allocation, the rebalancing will be based on the proportion allocated to the variable
               divisions. Please refer to the prospectus for more information on the Automatic Rebalancing option.

               CHECK HERE FOR AUTOMATIC REBALANCING FREQUENCY:      [_] Quarterly          [_] Semiannually            [_] Annually

               NOTE: Automatic Rebalancing is not available if the Dollar Cost Averaging option has been chosen.
------------------------------------------------------------------------------------------------------------------------------------
MODIFIED ENDOWMENT CONTRACT
------------------------------------------------------------------------------------------------------------------------------------
CONTRACT:   If any premium payment causes the policy to be classified as a modified endowment contract under Section 7702A of the
            United States Internal Revenue Code, there may be potentially adverse U.S. tax consequences. Such consequences include:
            (1) withdrawals or loans being taxed to the extent of gain; and (2) a 10% penalty tax on the taxable amount. In order to
            avoid modified endowment status, I request any excess premium that could cause such status to be refunded.
                                                                                                                    [X] YES   [ ] NO
------------------------------------------------------------------------------------------------------------------------------------
AGLC 0198-00                                                                                                           Page 2 of 4
</TABLE>

<PAGE>

<TABLE>
<S>                                                                                                                  <C>      <C>
------------------------------------------------------------------------------------------------------------------------------------
DEATH BENEFIT COMPLIANCE TEST
------------------------------------------------------------------------------------------------------------------------------------
                   [_] Guideline Premium Test           [_] Cash Value Accumulation Test
------------------------------------------------------------------------------------------------------------------------------------
SPECIFIED AMOUNT
------------------------------------------------------------------------------------------------------------------------------------
Base Coverage $_____________________ plus Supplemental Coverage $____________________ = Total Specified Amount $____________________
------------------------------------------------------------------------------------------------------------------------------------
TELEPHONE AUTHORIZATION
------------------------------------------------------------------------------------------------------------------------------------
                      I (or we, if Joint Owners), hereby authorize American General Life Insurance Company ("AGL") to act on
                      telephone instructions to transfer values among the variable divisions and the AGL Declared Fixed Interest
                      Account and to change allocations for future purchase payments and monthly deductions given by:

INITIAL APPROPRIATE
BOX HERE:             [_]     Policy Owner(s) - If Joint Owners, either of us acting independently.
                      [_]     Policy Owner(s) or the Agent/Registered Representative who is appointed to represent AGL and the firm
                              authorized to service my policy.

                      AGL and any person designated by this authorization will not be responsible for any claim, loss or expense
                      based upon telephone instructions received and acted on in good faith, including losses due to telephone
                      instruction communication errors. AGL's liability for erroneous transfers and allocations, unless clearly
                      contrary to instructions received, will be limited to correction of the allocations on a current basis. If an
                      error, objection or other claim arises due to a telephone transaction, I will notify AGL in writing within
                      five working days from receipt of confirmation of the transaction from AGL. I understand that this
                      authorization is subject to the terms and provisions of my variable universal life insurance policy and its
                      related prospectus. This authorization will remain in effect until my written notice of its revocation is
                      received by AGL at its home office.
------------------------------------------------------------------------------------------------------------------------------------
SUITABILITY
------------------------------------------------------------------------------------------------------------------------------------
ALL QUESTIONS MUST
BE ANSWERED.          1. Have you, the Proposed Insured or Owner (if different), received the
                         variable universal life insurance policy prospectus and the prospectuses
                         describing the investment options?                                            [_] yes   [_] no

                         (IF "YES," PLEASE FURNISH THE PROSPECTUS DATES.)

                              Variable Universal Life Insurance Policy Prospectus:            _______________
                              Supplements (if any):                                           _______________

                      2. Do you understand and acknowledge:

                         a. THAT THE POLICY APPLIED FOR IS VARIABLE, EMPLOYS THE USE OF
                            SEGREGATED ACCOUNTS WHICH MEANS THAT YOU NEED TO RECEIVE
                            AND UNDERSTAND CURRENT PROSPECTUSES FOR THE POLICY AND THE
                            UNDERLYING ACCOUNTS?                                                       [_] yes   [_] no

                         b. THAT ANY BENEFITS, VALUES OR PAYMENTS BASED ON PERFORMANCE OF
                            THE SEGREGATED ACCOUNTS MAY VARY: AND                                      [_] yes   [_] no

                            (1)  ARE NOT GUARANTEED BY THE COMPANY, ANY OTHER INSURANCE
                                 COMPANY, THE U.S. GOVERNMENT OR ANY STATE GOVERNMENT?                 [_] yes   [_] no

                            (2)  ARE NOT FEDERALLY INSURED BY THE FDIC, THE FEDERAL RESERVE
                                 BOARD OR ANY OTHER AGENCY, FEDERAL OR STATE?                          [_] yes   [_] no

                         c. THAT IN ESSENCE, ALL RISK IS BORNE BY THE OWNER EXCEPT FOR FUNDS
                            PLACED IN THE AGL DECLARED FIXED INTEREST ACCOUNT?                         [_] yes   [_] no

                         d. THAT THE POLICY IS DESIGNED TO PROVIDE LIFE INSURANCE COVERAGE AND TO
                            ALLOW FOR THE ACCUMULATION OF VALUES IN THE SEGREGATED ACCOUNTS?           [_] yes   [_] no

                         e. THE AMOUNT OR DURATION OF THE DEATH BENEFIT MAY INCREASE OR
                            DECREASE, DEPENDING ON THE INVESTMENT EXPERIENCE OF THE
                            SEPARATE ACCOUNT?                                                          [_] yes   [_] no

                         f. THE POLICY VALUES MAY INCREASE OR DECREASE, DEPENDING ON THE
                            INVESTMENT EXPERIENCE OF THE SEPARATE ACCOUNT, THE AGL DECLARED
                            FIXED INTEREST ACCOUNT ACCUMULATION, AND CERTAIN EXPENSE
                            DEDUCTIONS?                                                                [_] yes   [_] no

                        3. Do you believe the Policy you selected meets your insurance and
                           investment objectives and your anticipated financial needs?                 [_] yes   [_] no

------------------------------------------------------------------------------------------------------------------------------------
AGLC 0198-00                                                                                                           Page 3 of 4
</TABLE>

<PAGE>

<TABLE>
<S>                                                                                                                  <C>      <C>
------------------------------------------------------------------------------------------------------------------------------------
YOUR SIGNATURE
------------------------------------------------------------------------------------------------------------------------------------
SIGNATURES              Signed at (city, state)
                        ------------------------------------------------------------------------------------------------------------

                        Print name of Broker/Dealer
                        ------------------------------------------------------------------------------------------------------------

                        X Registered representative                     State license #                         Date
                        ---------------------------------------------   -------------------------------------   --------------------

                        X Primary proposed insured                                                              Date
                        -------------------------------------------------------------------------------------   --------------------

                        X Owner                                                                                 Date
                        (If different from Proposed Insured)
                        -------------------------------------------------------------------------------------   --------------------

                        X Joint Owner                                                                           Date
                        (If applicable)
                        -------------------------------------------------------------------------------------   --------------------
-------------------------------------------------------------------------------------------------------------   --------------------
AGLC 0198-00                                                                                                            Page 4 of 4
</TABLE>

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00016-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00016-of-00352.parquet"}]]