Document:

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                                                                   Exhibit 10.55

                           TRAFFIC CARRIAGE AGREEMENT
________________________________________________________________________________

          This TRAFFIC CARRIAGE AGREEMENT ("Agreement") is hereby made and
entered into, as of this 16th day of October, 2000 (the Effective Date), by and
between IPVoice.com, Inc. ("Company" or "IPVC"), a corporation organized in the
United States ("U.S.") under the laws of the State of Arizona with its principal
offices located at 7585 East Redfield Road, Suite 202, Scottsdale, AZ 85260, and
Telic Communications, Inc., ("Customer"), a Delaware Corporation with its
principal offices located at 226 East 54th Street, NY, NY 10022. Company and
Customer are also referred to herein each as a "Party" and collectively as the
"Parties."

                                   RECITALS:

          WHEREAS, Company provides intercity transport of telecommunications
traffic with or without local origination and/or termination on a
carrier-to-carrier basis; and

          WHEREAS, Customer provides end-to-end voice and/or data services to
subscribing individuals and/or entities; and

          WHEREAS, Customer desires, pursuant to the terms and conditions set
forth herein, to purchase from Company traffic carriage services and Company is
willing, pursuant to the terms and conditions set forth herein, to provide the
requested services to Customer.

          NOW, THEREFORE, in consideration of the premises and the mutual
covenants, agreements, undertakings, representations and warranties set forth
herein, and subject to the terms and conditions hereof, the Parties hereby agree
as follows:

1. TRAFFIC CARRIAGE SERVICES

     1.1 Customer hereby orders from Company, and Company hereby agrees to
provide to Customer, at the rates and connectivity in accordance with the terms
and conditions set forth in this Agreement, the Traffic Carriage Services (the
Services) identified on attached Schedules and/or incorporated by reference
herein, which shall include one or more of the following connectivity, equipment
and/or IPVC Gateway requirements:

          (1) Type 1
              Transport            (i) Receipt of traffic delivered by Customer
                                       ("Customer Traffic") over Customer-
                                       provided transmission facilities
                                       ("Interconnection Facilities")
                                       interconnected with:

                                   (a) IPVC switching facility operated and
                                       maintained by Company ("Switching
                                       Facility").

                                   (b) Customer purchase of IPVC Gateway located
                                       at the customers origination and/or
                                       termination site (ii) conversion, as
                                       necessary, by Company of the Customer
                                       Traffic from circuit-switched to
                                       packetized; (iii) delivery of the
                                       Customer Traffic by Company to a
                                       designated Switching Facility, (iv)

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             [*Portions of the document have been omitted and filed separately
               with the Commission under a request for confidential treatment.]

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                           TRAFFIC CARRIAGE AGREEMENT
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                                    conversion, as necessary, by Company of the
                                    Customer Traffic from packetized to circuit-
                                    switched; and (v) delivery of the Customer
                                    Traffic by Company to Interconnection
                                    Facilities interconnected with the
                                    terminating Switching Facility. Intercity
                                    transport without origination or termination
                                    shall be referred to herein as Type I
                                    Interconnection Service.

         (2) Type 2
             Transport
             (With
             Origination only): (i) Receipt of Customer Traffic delivered by
                                Customer from the public switched telephone
                                network ("PSTN") over non-feature group
                                facilities at a local switching node operated
                                and maintained by Company ("Switching Node");
                                (ii) conversion, as necessary, by Company of the
                                Customer Traffic from circuit-switched to
                                packetized; (iii) delivery of the Customer
                                Traffic by Company over Company's Network to a
                                designated Switching Facility, (iv) conversion,
                                as necessary, of the Customer Traffic by Company
                                from packetized to circuit-switched; and (v)
                                delivery of the Customer Traffic by Company to
                                Interconnection Facilities interconnected with
                                the terminating Switching Facility and/or IPVC
                                customer purchased Gateway. Transport with local
                                origination only shall be referred to herein as
                                Type II Interconnection Service.

          (3) Type III
              Transport
              (With
              Termination
              only):            (i) Receipt of Customer Traffic delivered by
                                Customer over Interconnection Facilities
                                interconnected with a Switching Facility; (ii)
                                conversion, as necessary, by Company of the
                                Customer Traffic from circuit- switched to
                                packetized; (iii) delivery of the Customer
                                Traffic by Company over the Network to a
                                designated Switching Node, (iv) conversion, as
                                necessary, of the Customer Traffic by Company
                                from packetized to circuit-switched; and (v)
                                delivery of the Customer Traffic by Company over
                                non-feature group facilities to the PSTN for
                                termination at the called party location.
                                Transport with local termination only shall be
                                referred to herein as Type III Interconnection
                                Service.

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                           TRAFFIC CARRIAGE AGREEMENT
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          (4)  Type IV
               Transport           (i) Receipt of Customer Traffic delivered by
               (With               Customer from the PSTN over non-feature group
               Origination and     facilities at a pre-designated company or
               Terminating)        customer Switching Node; (ii) conversion,
                                   and/or purchase of IPVC gateway as necessary,
                                   by Company of the Customer Traffic from
                                   circuit-switched to packetized;
                                   (iii) delivery of the Customer Traffic by
                                   Company over the Network to a designated
                                   company and/or customer Switching Node,
                                   (iv) conversion, and/or purchase of IPVC
                                   gateway as necessary, of the Customer
                                   Traffic by Company from packetized to
                                   circuit-switched; and (v) delivery of the
                                   Customer Traffic by Company over non-feature
                                   group facilities to the PSTN for termination
                                   at the called party location. Transport with
                                   both origination and termination shall be
                                   referred to herein as Type IV Intercon-
                                   nection Service.

     1.2  Set forth on Schedule B (Domestic) or Schedule C (International),
attached hereto and incorporated by reference herein, is a list of the
Switching Facilities by geographic location and a list of the Switching Nodes
with the geographic areas associated therewith in which local origination
and/or local termination services are available (the "Service Areas").

     1.3  Company reserves the right, in its sole discretion, to add and delete
Switching Facilities and Switching Nodes from Schedules B and C, hereto;
provided, however, that Company shall exercise reasonable, good faith efforts to
provide Customer with ninety (90) days' written notice in the event it deletes a
Switching Facility or a Switching Node from the Schedules B and C lists. Company
reserves the right to block or otherwise decline to accept Customer Traffic
originating in or destined for any geographic location other than a Service Area
identified on Schedules B and C.

     1.4  Customer shall gain no right, title or interest in the Switching
Facilities, the Switching Nodes or the Network, and Company shall gain no
right, title or interest in the Interconnection Facilities or software, by
virtue of their performance of their respective obligations under this
Agreement.

     1.5  Company may provide the Services to other entities utilizing the
Switching Facilities, the Switching Nodes or the Network, and Customer
acknowledges and agrees that nothing in this Agreement shall be deemed to
prohibit or otherwise limit Company from providing the Services to other
entities utilizing the Switching Facilities, the Switching Nodes or the Network.

     1.6  The Services ordered hereunder are subject to credit approval. On the
Effective Date, Customer shall complete and submit to Company the credit
application attached hereto as Appendix A.

2.   NETWORK INTERCONNECTION
     -----------------------

     2.1  Customer is responsible for all costs associated with the physical
connection of Interconnection Facilities to the IPVC Switching Facilities and
agrees to cooperate with IPVC in the

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                           TRAFFIC CARRIAGE AGREEMENT

installation, operation, repair and maintenance of the Interconnection
Facilities (Type I Service, Type II Service, Type III Service and Type IV
Service).

     2.2 Circuit capacity, signaling interfaces and format, and other
interconnection specifications for the Interconnection Facilities shall be as
reasonably designated by Company, based on good faith consultation with
Customer, reflective of Company's reasonable judgment regarding the most
efficient and cost effective manner of transporting the Customer Traffic.
Company shall provide Customer with such quantities of ports in the Switching
Facilities as Customer shall reasonably request up to the maximum number of
ports listed on Schedule A, hereto. Company may from time to time, but is not
obligated to, unilaterally increase the maximum number of ports available to
Customer.

     2.3 Except as expressly provided otherwise herein, Company shall be solely
responsible for, and shall bear the entire cost of, interconnecting the Network
and the Switching Nodes with the PSTN within the Service Areas so as to provide,
as appropriate, origination and/or termination of Customer Traffic in
conjunction with Type II Service, Type III Service and Type IV Service.

3.   NETWORK OPERATION

     3.1 Customer shall be solely responsible for, and shall bear the entire
cost of, operating, maintaining and repairing the Interconnection Facilities
and shall do so in a manner consistent with industry standards.

     3.2 Company shall be solely responsible for, and shall bear the entire cost
of, operating, maintaining and repairing the Switching Facilities, the Switching
Nodes and the Transport Network, and shall do so in a manner consistent with
industry standards. To the extent technologically and economically feasible,
reasonable and appropriate, Company may from time to time, but shall not be
obligated to, modify the configuration and capabilities of, and make such other
hardware and software modifications and upgrades to, the Switching Facilities
and/or the Switching Nodes as shall be reasonably required to accommodate the
Interconnection Facilities and the Customer Traffic. Company shall notify
Customer as far in advance as practicable, and consult with Customer in good
faith, before relocating or modifying the Switching Facilities or the Switching
Nodes.

     3.3 Company shall exercise its reasonable best efforts to ensure the
continuous operation of the Switching Facilities, the Switching Nodes and the
Network. In the event that Company fails to maintain a reasonable blocking
standard, or one or more of the Switching Facilities, one or more of the
Switching Nodes and/or the Network, or a substantial part thereof, is out of
service for a continuous period of twenty-four (24) hours or more, or for
seventy-two (72) hours within any thirty (30) day period, it shall take such
actions as are necessary and appropriate to remedy these deficiencies, subject
to reasonable economic and technical constraints. In the event Company fails to
timely act in response to a Customer request, Customer may terminate this
Agreement pursuant to Section 10, hereof.

     3.4 Company shall provide network monitoring and technical support for the
Services on a twenty-four (24) hour/seven (7) day a week basis.

     3.5 In response to a trouble report received from Customer, Company shall
provide a status report to Customer. For non-critical troubles, Company shall
escalate in four (4) hour intervals the involvement of Company personnel
through intervening supervisory personnel to the Vice President and

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                           TRAFFIC CARRIAGE AGREEMENT
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General Manager until the troubles have been resolved. For critical troubles,
Company shall promptly involve Customers account representative and escalate the
involvement of Company personnel in one (1) hour intervals. Critical troubles
shall include outages involving a Switching Facility or more than twenty-five
percent (25%) of the Network. Company shall use the same escalation procedures
in the event that it detects an outage through its network monitoring and shall
promptly notify Customer of any critical troubles.

4.   TERM

     4.1  This Agreement shall be effective as of the Effective Date and shall
continue in full force and effect for [***] unless earlier terminated pursuant
to Section 10, hereof. This Agreement shall be automatically renewed for [***]
unless a Party notifies the other Party in writing of its intent not to renew
the Agreement [***] prior to termination of the initial term or the then current
renewal term of the Agreement. The initial and all renewal terms shall be
referred to collectively herein as the Term.

     4.2  Customer acknowledges that this Agreement and the performance of
Company hereunder are contingent upon Company's ability to obtain, retain and
maintain use of the Switching Facilities, the Switching Nodes and the Network at
rates and on terms and conditions acceptable to Company; and may be subject to
orders, regulations, rules and policies of the Federal Communications Commission
(FCC) and pertinent state regulatory commissions (State Commissions). In the
event that Company is unable to obtain, retain or maintain use of the Switching
Facilities, the Switching Nodes and the Network at rates and on terms and
conditions reasonably acceptable to Company or performance under this Agreement
by Company is held by the FCC, one or more State Commissions, or a court of
competent jurisdiction to violate any order, regulation, rule or policy of the
FCC or a State Commission, Company may terminate this Agreement, pursuant to
Section 10, hereof, without further liability to Customer. Company may also
terminate this Agreement at any time without liability to Customer in the event
that the Company's provision of any of the Services is deemed to be a common
carrier service or that the Company's provision of Type II, Type III or Type IV
Service, the extent provided hereunder, is deemed to be a telecommunications
service.

5.   ADDITIONAL RESPONSIBILITIES OF COMPANY

     5.1  Company shall not discriminate against Customer, the Interconnection
Facilities and/or the Customer Traffic in operating the Switching Facilities,
the Switching Nodes and/or the Network and/or in transiting traffic through the
Switching Facilities, the Switching Nodes and/or over the Network.

     5.2  Company shall be solely responsible for, and shall bear the entire
cost of, interacting with the FCC and the State Commissions with respect to,
securing such governmental licenses, permits and other approvals and
authorizations as shall be necessary for the installation and operation of, and
ensuring the ongoing compliance with all pertinent legal and regulatory
requirements of, the Switching Facilities, the Switching Nodes and the Network.

     5.3  To the best of its ability and knowledge, Company shall act in a
lawful, ethical and honest manner at all times in performing its obligations
under this Agreement. Without limiting the

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                           TRAFFIC CARRIAGE AGREEMENT
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generality of the above, Company shall in performing its obligations under this
Agreement act in accordance with all laws, statutes and ordinances, all orders
of courts of competent jurisdiction, and all rules, regulations, policies and
orders of the FCC and pertinent State Commissions, to the extent such laws,
statutes, ordinances, orders, policies, rules and regulations are applicable to
the Services, the Switching Facilities, the Switching Nodes, the Network or
Company's activities hereunder.

     5.4  At the reasonable request of Customer, Company shall no less
frequently than monthly provide to Customer in electronic or paper form such
usage data as Customer shall reasonably require to invoice its customers monthly
for originating and terminating calls.

     5.5  During the Term and for one (1) year thereafter, Company shall not,
without the prior written consent of Customer, solicit, induce, attempt to
employ, or employ any officer or employee of Customer.

6.   ADDITIONAL RESPONSIBILITIES OF CUSTOMER
     ---------------------------------------

     6.1  Individuals and entities with respect to whose traffic Company
provides the Services shall be customers of Customer (End Users) and not of
Company, and Customer shall be solely responsible for dealing with End Users.
Without limiting the generality of the above, Customer shall be responsible for
contracting with End Users for the provision of service, ordering, modifying and
terminating services for End Users, billing End Users and collecting amounts so
billed, performing customer service functions for End Users, including
responding to customer inquiries and complaints, reporting service outages and
other troubles, and ensuring that End Users utilize the Services only for lawful
purposes. Company shall not be required to deal directly with End Users.
Notwithstanding the above, Customer shall promptly report to Company all
complaints received from End Users which may have resulted from Company's
provision of the Services.

     6.2  Customer shall be solely responsible for, and shall bear the entire
cost of, interacting with the FCC and the State Commissions with respect to,
securing such governmental licenses, permits and other approvals and
authorizations as shall be necessary for the installation and operation of, and
ensuring the ongoing compliance with all pertinent legal and regulatory
requirements of, the Customer Traffic and the Interconnection Facilities.

     6.3  Customer shall not use, or allow the Services to be used, for any
unlawful or fraudulent purpose or in a manner, which will interfere with the use
of the Services, the Switching Facilities, the Switching Nodes or the Network by
others.

     6.4  On the Effective Date, and thereafter on or before the last day of
each calendar month during the Term, Customer shall provide Company with a
written forecast of anticipated monthly level of Customer Traffic during the
immediately following calendar month.

     6.5  During the Term and for one (1) year thereafter, Customer shall not,
without the prior written consent of Company, solicit, induce, attempt to
employ, or employ any officer or employee of Company.

     6.6  During the Term, Customer shall maintain all insurance and/or bonds
required by law. Customer shall furnish Company with certificates of insurance
on the Effective Date.

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                           TRAFFIC CARRIAGE AGREEMENT
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7.   RATES AND CHARGES

     7.1  Company shall charge Customer, and Customer shall pay to Company, the
usage-sensitive, recurring and non-recurring rates and charges set forth on
Schedule C, attached hereto and incorporated by reference herein, for the
Services provided by Company to Customer. The rates and charges set forth on
Schedule C are in lieu of any other tariffed or contractual discounts, special
pricing or term/volume commitments.

     7.2  Company may add to charges assessed pursuant to Section 7.1 above, any
duty, levy or tax imposed by any governmental authority with respect to the
Services, excepting only taxes on or measured by the income of Company unless
Customer provides Company with valid and appropriate tax exemption certificates
for all applicable jurisdictions (federal, state and local). Customer shall be
responsible for properly charging taxes to End Users and for the proper and
timely reporting and payment of applicable taxes to the taxing authorities, and
shall defend and indemnify Company from payment and reporting of all applicable
federal, state and local taxes, including, but not limited to, gross receipts
taxes, surcharges, franchise fees, occupational, excise and other taxes (and
penalties and interest thereon), relating to the Services. Customer shall not be
excused from paying Company for the Services provided to Customer because all or
a portion of such Services were fraudulently used.

     7.3  In computing usage-sensitive charges, usage of the Services shall be
[***] usage increment for domestic termination.

     7.4  Company may pass through to Customer any amounts paid by it, directly
or indirectly, to (i) governmental authorities, (ii) entities acting on behalf
of governmental authorities, or (iii) local exchange carriers in conjunction
with its provision of the Services, including, without limitation, access
charges, regulatory fees, and assessments associated with universal service,
number administration, number portability, and telecommunications relay service,
as well as amounts it is required to pay to other entities as a result of
federal or state regulatory mandates, including, without limitation, payphone
service providers. Company reserves the right, upon written notice to Customer,
to increase the rates and charges set forth on any Schedule, hereto, in a
proportionate amount, in the event that the rates and charges paid by Company
for the services and facilities used to provide the Services are increased.

     7.5  Immediately following the end of the Ramp-up Period set forth on
Schedule A, hereto Customer shall be liable for the monthly minimum usage charge
set forth on Schedule A (Minimum Monthly Commitment). In the event that Customer
fails to satisfy the Minimum Monthly Commitment in a given month, Customer shall
be billed in the amount of the Minimum Monthly Commitment rather than for its
actual usage of the Services.

8.   PAYMENT TERMS

     8.1  Rates and charges for the Services shall be pre-paid on estimated
weekly usage with a true-up at the end of the week. Usage sensitive charges can
or shall be billed in arrears. Recurring charges shall be billed in advance.
Nonrecurring charges shall be billed upon completion of the associated activity
on a weekly basis.

          8.2  All charges shall be due and payable upon receipt of invoice
bearing those

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                           TRAFFIC CARRIAGE AGREEMENT

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charges, unless otherwise specified (the Due Date). Payments shall be considered
past due if not received by Company on or before the Due Date. A late payment
charge not to exceed one and one-half percent (1.5%) of the past due balance may
be applied by Company to any amount not paid by Customer on or before the Due
Date. All payments shall be made by wire transfer:

               Direct to:                    Wells Fargo Bank N.A.

                                                     [***]

               Beneficiary Bank (BBF):       Wells Fargo Banks
                                             Scottsdale Airpark Office
                                             Cost Center Branch: CC 2410

               Beneficiary (BNF):            IPVoice.com, Inc.
                                             7585 East Redfield Road
                                             Suite 202
                                             Scottsdale, AZ 85260

                                                     [***]

                                                     [***]

     8.3  In the event that Customer in good faith disputes a charge, it shall
so notify Company in writing, including in such notice an explanation and all
available supporting documentation (the Notice). Company shall respond to the
Notice within thirty (30) days of its receipt thereof and thereafter Company and
Customer shall attempt in good faith to resolve the dispute. In the event that
the Parties are unable to resolve the dispute, either Party may submit the
matter to arbitration pursuant to Section 17, hereof, in which event, the
dispute shall be resolved through binding arbitration. Customer shall pay all
disputed amounts in accordance with Section 8.2, above, subject to resolution of
the dispute. All invoices not disputed by Customer within thirty (30) days of
Customer's receipt thereof shall be final and binding upon Customer.

9.   SECURITY
     --------

     9.1  In order to reasonably safeguard Company's interests, Customer shall
provide Company on the Effective Date with a suitable deposit as a guarantee of
payment of invoices for its use of the Services and the performance by Customer
of its obligations hereunder (Security Deposit"). The initial Security Deposit
shall be as set forth on Schedule A, hereto. The Security Deposit may be in the
form of cash or such irrevocable commercial letter of credit, bond, or other
instrument, or assurance as shall be reasonably acceptable to Company.

     9.2  Company may require an increase in the Security Deposit at anytime
during the Term if (i) the amount of the Security Deposit is less than the
aggregate amount Company has billed Customer for use of the Services during the
immediately [***] preceding months, (ii) Customer fails to timely pay bills
rendered by it on [***] occasions during any [***] period, or (iii) Company
reasonably believes that due to Customers financial condition, additional
security is required to safeguard its interests.

     9.3  Company may draw upon the Security Deposit at any time for payment of
any overdue and undisputed charges or other overdue amounts owed to it by
Customer. In the event that Company so

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draws upon the Security Deposit, Customer shall be required within five (5)
business days of written notice of such draw to replenish the amount drawn by
Company. Upon termination or expiration of this Agreement, Company may draw upon
the Security Deposit for payment of Customer's final bill or any other amounts
then owed to it by Customer.

10.  TERMINATION/DEFAULT

     10.1 This Agreement may be terminated without liability to the terminating
Party: (i) at any time by mutual agreement of the Parties; (ii) by Company upon
one (1) day written notice to Customer in the event that Customer fails to pay
to Company any amount due Company by the Due Date, if such breach is not cured
within the five (5) day notice period; (iii) by Company upon five (5) days
written notice to Customer in the event that Customer fails, directly or
indirectly, to satisfy its Minimum Monthly Commitment, if such breach is not
cured within the five (5) day notice period; (iv) by Company upon written notice
in the event that Customer fails to provide on the Effective Date, or increase
or replenish within five (5) days following Company's request therefore, the
Security Deposit; (v) by Company upon written notice to Customer in the event of
a transfer of a controlling interest in Customer; (vi) by Company upon written
notice to Customer pursuant to Section 4.2, hereof; (vii) by Customer upon
thirty (30) days written notice to Company pursuant to Section 3.3, hereof, if
Company has not remedied the deficiency within said thirty (30) day notice
period; (viii) by Customer upon thirty (30) days written notice to Company in
the event that Company increases the rates for the Services pursuant to the
final clause of Section 7.4, hereof, by in excess of twenty five percent (25%);
(ix) by either Party upon written notice to the other Party pursuant to Section
11.2, hereof; (x) by the non-breaching Party upon thirty (30) days written
notice to the breaching Party in the event of a material breach of this
Agreement by the other Party, if such material breach is not cured within the
thirty (30) day notice period; or (xi) immediately upon written notice by a
Party upon institution by or against the other Party of any proceeding for
relief under the Bankruptcy Code, or the appointment by a court of competent
jurisdiction of a receiver of the other Party's property.

     10.2 In the event of a material breach by the Customer under this
Agreement, the Company, in addition to having the right to terminate this
Agreement without liability, may pursue such other remedies as may be available
to it at law or in equity. In the event of a material breach by Customer of this
Agreement, including, but not limited to, failure by Customer to timely pay any
amount due to Company, Company may immediately, at its sole discretion and
without liability to Customer, also (i) suspend the provision of the Services to
Customer; (ii) withhold from Customer delivery of billing records; and (iii)
draw upon the Security Deposit.

     10.3 Neither termination nor expiration of this Agreement shall relieve a
Party of liabilities previously accrued hereunder.

11.  LIMITATIONS ON LIABILITY

     11.1 EXCEPT AS OTHERWISE EXPRESSLY PROVIDED HEREIN, NEITHER PARTY MAKES ANY
WARRANTY, EITHER EXPRESS OR IMPLIED, TO THE OTHER PARTY CONCERNING THE
FACILITIES AND SERVICES PROVIDED HEREUNDER, INCLUDING, WITHOUT LIMITATION,
WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE.

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     11.2 THERE SHALL BE NO LIABILITY FOR DAMAGES, COSTS OR CLAIMS ARISING FROM
ANY EVENT THAT PREVENTS A PARTY FROM PERFORMING ITS OBLIGATIONS UNDER THIS
AGREEMENT IF THAT EVENT IS BEYOND THE REASONABLE CONTROL AND WITHOUT THE FAULT
OR NEGLIGENCE OF THE PARTY. WITHOUT DIMINISHING THE GENERALITY OF THE ABOVE,
NEITHER PARTY SHALL BE LIABLE FOR ANY DAMAGES, COSTS OR CLAIMS ARISING FROM
SERVICES, FACILITIES OR EQUIPMENT NOT FURNISHED BY IT. ANY EVENT BEYOND THE
REASONABLE CONTROL AND WITHOUT THE FAULT OR NEGLIGENCE OF A PARTY SHALL
CONSTITUTE AN EXCUSABLE DELAY; PROVIDED, HOWEVER, THAT THE AFFECTED PARTY SHALL
PROMPTLY NOTIFY THE OTHER PARTY OF THE NATURE OF SUCH DELAY AND ITS ESTIMATED
DURATION. IN SUCH EVENT, THE PERFORMANCE OBLIGATIONS OF THE AFFECTED PARTY SHALL
BE EXTENDED FOR A PERIOD OF TIME EQUAL TO THE DURATION OF THE DELAY. IN THE
EVENT A DELAY CONTINUES FOR MORE THAN SIXTY (60) DAYS AND SUCH DELAY HAS A
MATERIAL ADVERSE IMPACT ON THE OTHER PARTY, SAID OTHER PARTY MAY, AT ITS OPTION,
TERMINATE THIS AGREEMENT WITHOUT FURTHER LIABILITY BY WRITTEN NOTICE TO THE
AFFECTED PARTY.

     11.3 IN NO EVENT SHALL A PARTY BE LIABLE FOR ANY INDIRECT, SPECIAL,
INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING PROFITS) REGARDLESS OF THE FORM
OF ACTION, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, ARISING
OUT OF THE PERFORMANCE OF THIS AGREEMENT.

     11.4 In the event of a full or partial service outage of the Network
(Service Outage), Company shall provide Customer with a credit equal to [***];
provided, however, that a Credit shall not be due in conjunction with Service
Outages (i) caused by equipment, facilities, or services provided by Customer;
(ii) caused by scheduled maintenance or repair activities; or (iii) outage
caused by other offnet carriers. A Service Outage shall commence when the
Network ceases operation in whole or part and shall end when the Network
resumes full operation.

     11.5 Except as expressly provided otherwise in this Section 10, each of
Company and Customer shall be liable to the other Party for any failure to
fully perform its obligations hereunder.

12.  INDEMNIFICATION

     12.1 Customer hereby agrees to defend, indemnify, and hold harmless
Company and Company's parents, employees, officers, managers, agents,
affiliates and subsidiaries from all claims and liabilities, including costs
and expenses and reasonable attorney's fees attributed to, arising out of or
resulting from (i) a material breach of this Agreement by Customer, including,
but not limited to, a failure of any Customer representation or warranty to be
true and correct in any material respect, or the negligence or willful
misconduct of Customer or Customer's parents, employees, officers, managers,
agents, affiliates or subsidiaries; (ii) the sale, use, adequacy, and
availability of the services provided by Customer to End Users; (iii)
allegations of libel, slander, infringement or copyright arising from or out of
material transmitted by Customer or End Users using the Services; (iv)
allegations of infringement of

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patents arising from use in connection with the Services, of apparatus and
systems of Customer or End Users; and/or (v) allegations of trademark
infringement and/or unfair competition arising from or associated with use of
the Services by Customer or End Users.

13.  PROPRIETARY INFORMATION\CONFIDENTIALITY

     13.1 Each Party acknowledges that during the Term the other Party (the
"Proprietary Party") may disclose to it, or it may receive in performing its
obligations under this Agreement, information which is considered proprietary,
confidential and/or competitively-sensitive by the Proprietary Party
("Proprietary Information") and agrees to take all reasonable and necessary
steps to preserve the confidentiality of all Proprietary Information, whether
communicated by the Proprietary Party, or received, in writing, electronically,
orally or otherwise. Proprietary Information shall include information and data
regarding or relating to present or future pricing, discount policies,
marketing strategies, commission plans, business plans and projections, sales
goals, profit margins, financial data, markets and suppliers, legal and
regulatory data, prospective and/or actual regulatory strategies, technical
information, techniques, new ideas, inventions, developments,
names/addresses/telephone numbers of Subscribers, credit histories and trade
names of End Users, rates of attrition, and such other confidential
engineering, technical, financial, business, marketing, promotional and sales
data as a Disclosing Party shall designate as "proprietary," either in writing
or orally, all of which are hereby identified and acknowledged to be
Proprietary Information. Proprietary Information shall also include information
and data Company obtains by virtue of its provision of the Services to
Customer. This Agreement and its contents shall also be deemed to be
Proprietary Information of both Parties.

     13.2 The receiving Party shall use at least the same degree of care and
discretion it uses with regard to its own proprietary or confidential
information to prevent the disclosure, unauthorized use or publication of
Proprietary Information, including, but not limited to taking steps to: (i)
advise all receiving Party employees with access to the Proprietary Information
of the obligation to protect the Proprietary Information; and (ii) restrict
disclosure of the Proprietary Information solely to its employees with a need
to know and not disclose such Proprietary Information to any other parties. The
Proprietary Information shall neither be used, nor allowed to be used, by the
receiving Party for any purpose other than to facilitate the performance by the
receiving Party of its obligations hereunder nor shall the Proprietary
Information be disclosed to any third party without the Proprietary Party's
prior written consent.

     13.3 This Section 13 shall not apply to (i) information which at the time
of disclosure was generally available to the public; (ii) information which
subsequent to its disclosure by the Proprietary Party to the receiving Party, is
published or otherwise becomes available to the public through any means other
than an act or omission of the receiving Party; (iii) information which was
previously known to the receiving Party free of any obligation to keep it
confidential or which is subsequently developed in good faith by the receiving
Party; and (iv) information rightfully acquired in good faith from a third party
on a non-confidential basis without breach of an agreement to maintain said
information in confidence. A receiving Party may disclose Proprietary
Information (i) if required to do so by law; or (ii) if ordered to do so by a
court or other governmental authority of competent jurisdiction; provided,
however, that a receiving Party shall provide the Proprietary Party prior
written notice of any such disclosure and exercise its best efforts, consistent
with sound business practice, to both afford the Proprietary Party an
opportunity to contest the disclosure and to limit the extent of the disclosure
to the maximum extent practicable.

                                       11

                                  Confidential

<PAGE>   12
                           TRAFFIC CARRIAGE AGREEMENT
-------------------------------------------------------------------------------

     13.4      Proprietary Information disclosed to a Party is and shall remain
the property of the Proprietary Party. By disclosing Proprietary Information,
the Proprietary Party does not relinquish any of its proprietary rights and
interests therein and hereby specifically reserves all such proprietary rights
and interests to said Proprietary Information. A Party shall return (or, with
the consent of the Proprietary Party, which shall not be unreasonably withheld,
destroy) all Proprietary Information and all copies thereof, including, without
limitation, written and electronic copies, as well as all summaries, notes or
other documents, materials or things containing Proprietary Information, to the
Proprietary Party promptly upon the reasonable written request of the
Proprietary Party and upon termination of this Agreement.

     13.5      The obligations set forth in this Section 13 shall survive any
termination of this Agreement.

14.  RELATIONSHIP OF PARTIES

     14.1      This Agreement constitutes each Party as an independent
contractor and not as a general or special agent or representative of the other
Party. Neither does this Agreement create a partnership or joint venture nor
confer on a Party status, power, or authority other than to the extent
expressly provided herein. Neither Party shall have any rights by virtue of
this Agreement in any other business ventures of the other Party or any
revenues, profits or losses derived there from.

15.  INTELLECTUAL PROPERTY

     15.1      Each Party retains the right, title and interest of the other
Party in and to its name, service marks, trademarks and copyrights (Trademarks)
and acknowledges that the other Party's Trademarks and the registrations thereof
are good, valid and enforceable in law and equity. Each Party agrees not to
engage in any activities, directly or indirectly, which may contest, dispute or
otherwise impair the right, title and interest of the other Party in and to its
Trademarks. Neither Party shall acquire or claim any right, title or interest in
or to the other Party's Trademarks through the performance of its or the other
Party's obligations under this Agreement.

16.  ARBITRATION

     16.1      Arbitrations under this Agreement shall be conducted in
accordance with the United States Arbitration Act (Title 9, U.S. Code),
notwithstanding any choice of law provision in this Agreement, and under the
Commercial Arbitration Rules of the American Arbitration Association ("AAA").
The arbitration shall be conducted in Maricopa County, Arizona. The decision of
the arbitrator shall be final and binding upon the parties. Judgment upon the
arbitration award may be entered in any court having jurisdiction. In rendering
any decision or making findings of fact the arbitrator shall apply the express
intentions of the parties set forth in this Agreement and the laws of the State
of Arizona, including, without limitation, any applicable statutes, regulations
and binding judicial decisions, as such would be applied by the courts of the
State of Arizona and the United States District Court for the State of Arizona.

                                       12
                                  Confidential
<PAGE>   13
                           TRAFFIC CARRIAGE AGREEMENT
--------------------------------------------------------------------------------

17.  MISCELLANEOUS

     17.1 ASSIGNMENT.  This Agreement may not be assigned by a Party without the
prior written consent of the other Party, which consent shall not be
unreasonably withheld, and any attempted assignment without such consent shall
be void; provided, however, that Company may, without Customers consent, assign
its right to receive payment hereunder and the assignee shall thereafter have
the rights, powers and remedies of the Company; provided further that Customer
shall be deemed to consent to any assignment of this Agreement by Company to an
Affiliate so long as that assignment is undertaken in good faith.

     17.2 GOVERNING LAW.  THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF ARIZONA, APPLICABLE TO AGREEMENTS MADE
AND TO BE ENTIRELY PERFORMED WITHIN THE STATE OF ARIZONA, WITHOUT REGARD TO ITS
PRINCIPLES OF CHOICE OF LAW. THE PARTIES AGREE THAT ANY ACTION TO ENFORCE OR
INTERPRET THE TERMS OF THIS AGREEMENT SHALL BE INSTITUTED AND MAINTAINED ONLY IN
THE FEDERAL DISTRICT COURT FOR THE STATE OF ARIZONA, OR IF JURISDICTION IS NOT
AVAILABLE IN FEDERAL COURT, THEN A STATE COURT LOCATED IN MARICOPA COUNTY,
ARIZONA. CUSTOMER HEREBY CONSENTS TO THE JURISDICTION AND VENUE OF SUCH COURTS
AND WAIVES ANY RIGHT TO OBJECT TO SUCH JURISDICTION AND VENUE.

     17.3 NOTICES.  All notices, demands, requests, solicitations of consent or
approval, and other communications required or permitted hereunder shall be in
writing and shall be deemed to have been given when received by hand delivery,
telecopy (followed by notice transmitted, postage prepaid, by U.S. registered or
certified mail, return receipt requested), or overnight delivery service, with
acknowledged receipt, addressed to the other Party at the addresses listed below
for that Party, or to such other addresses which such Party shall have given for
such purpose by notice hereunder.

IF TO CUSTOMER:                    WITH A COPY TO (shall not constitute Notice):
telic.net                              N/A
226 East 54th Street
NY, NY 10022
Facsimile: 212.758.7465
Attn: Eric Hernaez

IF TO COMPANY:                     WITH A COPY TO (shall not constitute Notice):

IPVoice.com, Inc.                  Jennings, Strouss & Salmon
7585 East Redfield Road,           One Renaissance Square
     Suite 202                     Two North Central Avenue, Suite 1600
Scottsdale, Arizona 85260          Phoenix, AZ 85004
Facsimile: 480-948-1218            Facsimile: 602-495-2647
Attn: Barbara S. Will,             Attn: I. Douglas Dunipace
     President, COO

                                       13
                                  Confidential
<PAGE>   14
                           TRAFFIC CARRIAGE AGREEMENT
-------------------------------------------------------------------------------

     17.4  AMENDMENT AND WAIVER. Unless otherwise provided herein, this
Agreement may be amended only by an instrument in writing duly executed by the
Parties. Any waiver by any Party of any breach of, or failure to, comply with
any provision of this Agreement by the other Party shall not be construed as,
or constitute, a continuing waiver of such provision, or a waiver of any other
provision hereof.

     17.5  THIRD PARTIES. This Agreement shall be binding upon and inure to the
benefit of the Parties hereto, and their respective assigns (as permitted
hereunder), heirs, successors and legal representatives. It is not the intent
of the Parties that there be any third party beneficiaries of this Agreement,
and this Agreement is exclusively for the benefit of the Parties hereto or
their respective assigns.

     17.8  SURVIVAL. The covenants and agreements contained in this Agreement
with respect to payment of amounts due, confidentiality, indemnification and
non-solicitation shall survive termination and expiration of this Agreement.
The rights and obligations under this Agreement shall survive any merger or
sale of a Party and shall be binding upon the successors and permitted assigns
of each Party.

           IN WITNESS WHEREOF, the Parties have caused this TRAFFIC CARRIAGE
AGREEMENT to be executed as of the day and year first above written.

                                        COMPANY

                                        IP VOICE.COM, INC.

                                        By:   /s/ Barbara S. Will
                                              ---------------------------
                                        Name: Barbara S. Will, President

                                        CUSTOMER

                                        TELIC, COMMUNICATIONS, INC.

                                        By:   /s/ Eric M. Hernaez
                                              ---------------------------
                                        Eric M. Hernaez, President

                                       14

                                  Confidential

<PAGE>   15
                           TRAFFIC CARRIAGE AGREEMENT
--------------------------------------------------------------------------------

                                   SCHEDULE A

                              Terms and Conditions
--------------------------------------------------------------------------------

Interconnection Type of service requirements      Type III

Pricing plan for service Options in combination
of Tier 1, 2, 3, 4                                Tier 2 (Alliance Partner
                                                  concessions granted)

Term:                                             Initial:       [***]
                                                  Renewal:       [***]
                                                  Number of
                                                  Renewal Terms: [***]

MultiCom
License of Software:                                  Yes     X  No
                                                  ---        ---
Ramp-up Period:                                   [***]

Payment Terms:                                    Pre-Paid

Initial Security Deposit:                         [***]
                                                  (Can be increased at
                                                  Company's sole discretion as
                                                  usage grows)

--------------------------------------------------------------------------------

Detailed description of Type of Service:

Type I:

Type II:

Type III: Hardware cross-connect, traffic transport & termination.

Type IV:

                                       15
                                  Confidential

--------------------------------------------------------------------------------

<PAGE>   16
                           TRAFFIC CARRIAGE AGREEMENT

--------------------------------------------------------------------------------

                                  SCHEDULE B-1

                                    Company

                    Switching Facilities and Switching Nodes

--------------------------------------------------------------------------------

Switching Facilities:

     Location                           Service Area
     All Company On-net Markets         NPA\NXX list provided

     Atlanta
     Chicago
     Dallas
     Los Angeles
     Miami
     New York
     Phoenix
     London

Switching Nodes:

     Service Area
     All Company On-net Markets         NPA\NXX list provided

<TABLE>
<CAPTION>
Lata   Service Area          Area Codes              Lata   Service Area             Area Codes
----   ------------          ----------              ----   ------------             -------------------
<S>    <C>                   <C>                     <C>    <C>                      <C>
128    E. Mass               617, 781                132    New York Metro           914, 212, 516, 718,
133    Poukeepsi, NY         914, 845                                                347, 646, 917, 315
140    Buffalo, NY           716                     222    Delaware Valley, NJ      908
224    North Jersey          732, 201, 908           226    Capital, PA              717, 814
228    Philadelphia, PA      215, 610, 484, 267      234    Pittsburgh, PA           412, 724, 878
236    Washington, DC        202                     238    Baltimore, MD            443, 410
224    Roanoke, VA           540                     250    Lynchburg, VA            804
254    Charleston, WV        304                     320    Cleveland, OH            216, 440
325    Akron, OH             330, 234                328    Dayton, OH               937
334    Auburn, IN            219                     336    Indianapolis, IN         317
340    Detroit, MI           810, 248, 734, 313      346    Lansing, MI              517
348    Grand Rapids, MI      616, 231                356    SE/Milwaukee, WI         262, 414
358    Chicago, IL           312, 630, 773           362    Cairo, IL                618
420    Asheville, NC         828                     422    Charlotte, NC            704, 980
424    Greensboro, NC        336                     426    Raleigh, NC              919
428    Wilmington, NC        910                     430    Greenville, SC           864
432    Florence, SC          843                     436    Charleston, SC           843
438    Atlanta, GA           770, 706, 678, 404      440    Savannah, GA             912
</TABLE>

                                       16
                                  Confidential

--------------------------------------------------------------------------------

<PAGE>   17
                           TRAFFIC CARRIAGE AGREEMENT
________________________________________________________________________________

<TABLE>
<CAPTION>
Lata   Service Area        Area Codes   Lata   Service Area        Area Codes
----   ------------        ----------   ----   ------------        ----------
<S>    <C>                 <C>          <C>    <C>                 <C>
442    Augusta, GA         912, 706     444    Albany, GA          912
446    Macon, GA           912          448    Pensacola, FL       850
450    Panama City, FL     850          452    Jacksonville, FL    904
454    Gainesville, FL     813, 352     456    Daytona Beach, FL   407, 904
458    Orlando, FL         407, 321     460    Miami, FL           954, 305
462    Louisville, KY      502          464    Owensboro, KY       270
466    Winchester, KY      859          468    Memphis, TN         901
470    Nashville, TN       615          472    Chattanooga, TN     423
474    Knoxville, TN       865          476    Birmingham, AL      205
477    Huntsville, AL      256          480    Mobile, AL          334
490    New Orleans, LA     504          520    St. Louis, MO       314
521    Westphalia, MO      573          524    Kansas City, MO     816
552    Dallas, TX          214, 817     560    Houston, TX         713, 281, 832
628    Minneapolis, MN     612, 651,    730    Los Angeles, CA     213, 323, 909
                           763, 952
732    San Diego, CA       858          920    Connecticut, CT     203, 860, 475, 959
922    Cincinnati, OH      513          939    Fort Myers, FL      941
949    Fayetteville, NC    910          951    Rocky Mount, NC     252
952    Tampa, FL           813          953    Tallahassee, FL     904, 850
956    Bristol, TN         423          978    Olney, IL           618
</TABLE>

                                       17
                                  Confidential

<PAGE>   18
                           TRAFFIC CARRIAGE AGREEMENT

-------------------------------------------------------------------------------

                                  SCHEDULE B-2
                                    Customer
                    Switching Facilities and Switching Nodes

--------------------------------------------------------------------------------

Switching Facilities:

               Location                                Service Area
               All Company On-net Markets              NPA\NXX list provided

Switching Nodes:

               Location                                Service Area
               All Company On-net Markets              NPA\NXX list provided

                                       18
                                  Confidential

<PAGE>   19
                           TRAFFIC CARRIAGE AGREEMENT

-------------------------------------------------------------------------------

                                   SCHEDULE C

                               RATES AND CHARGES

-------------------------------------------------------------------------------

Usage Sensitive Charges                     (see Schedule D for On Net LATAs)

          ON NET TERMINATION PRICING
          --------------------------

          0 - 150,000 minutes                [***]     per minute on net

          151,000 - 200,000 minutes          [***]     per minute on net
                                             Tier 5

          200,001 - 1,000,000 minutes        [***]     per minute on net
                                             Tier 4

          1,000,001 - 3,000,000 minutes      [***]     per minute on net
                                             Tier 3

          3,000,001 - 5,000,000 minutes      [***]     per minute on net
                                             Tier 2

          5,000,001 + minutes                [***]     per minute on net
                                             Tier 1

OFF NET TERMINATION PRICING
---------------------------

          All Off Net LATAs                  [***]     per minute off net

                                       19
                                  Confidential

<PAGE>   20
                           TRAFFIC CARRIAGE AGREEMENT
--------------------------------------------------------------------------------

                                   SCHEDULE C

                         Rates and Charges (continued)

Toll Free 800 Origination (including termination)           [***]

(1) CALLS TERMINATING IN THE FOLLOWING CITIES HAVE THE FOLLOWING SURCHARGES
(COMPANY AGREES TO WAIVE CHARGES SHOULD THE CHARGES BE WAIVED TO COMPANY BY
COMPANY'S SUPPLIERS):

Metro New York City (does not include New Jersey) --     Day -- [***]
                                                         Evening -- [***]
                                                         Night/Weekend -- [***]

Metro Chicago --                                         [***]

San Diego --                                             Day -- [***]
                                                         Evening -- [***]
                                                         Night/Weekend -- [***]

Columbus, OH --                                          [***]

DOMESTIC GATEWAYS AND EQUIPMENT                                $0

INTERNATIONAL GATEWAYS AND EQUIPMENT                           $0

MULTICOM MONTHLY FEES                                          $0

RECURRING MONTHLY CHARGES                                      TO BE DETERMINED

NON-RECURRING CHARGES                                          TO BE DETERMINED

PER MINUTE BILLING INCREMENTS

     Initial minute                                            [***]

     Subsequent Minutes                                        [***]

                                       20
                                  Confidential

<PAGE>   21
                           TRAFFIC CARRIAGE AGREEMENT

--------------------------------------------------------------------------------

                                   SCHEDULE D

                     IPVC On-Net LATA LIST WITH AREA CODES

--------------------------------------------------------------------------------

                     On Net Pricing     [***]

                     All Others         [***]

<TABLE>
<CAPTION>
On Net Lata                             Area Codes               Route
--------------------------------------------------------------------------------
<S>                                     <C>                      <C>
132 NEW YORK METRO NEW YORK             914, 212, 516            MIA
133 POUGHKEEPSIE NEW YORK               914                      MIA
134 ALBANY NEW YORK                     315                      MIA
136 SYRACUSE NEW YORK                   315                      MIA
138 BINGHAMTON NEW YORK                 716                      MIA
140 BUFFALO NEW YORK                    716                      MIA
224 NORTH JERSEY NEW JERSEY             732, 201, 908            MIA
226 CAPITAL PENNSYLVANIA                717, 814                 MIA
228 PHILADELPHIA PENNSYLVANIA           215, 610                 MIA
230 ALTOONA PENNSYLVANIA                814                      MIA
234 PITTSBURG PENNSYLVANIA              234                      MIA
236 WASHINGTON DC                       703                      MIA
238 BALTIMORE MARYLAND                  443                      MIA
248 RICHMOND VIRGINIA                   804                      MIA
252 NORFOLK VIRGINIA                    757                      MIA
320 CLEVELAND OHIO                      216                      MIA
324 COLUMBUS OHIO                       614                      MIA
336 INDIANAPOLIS INDIANA                317                      MIA
340 DETROIT MICHIGAN                    810, 248, 734            MIA
348 GRAND RAPIDS MICHIGAN               616, 231                 MIA
358 CHICAGO ILLINOIS                    312                      CHI
422 CHARLOTTE NORTH CAROLINA            704                      MIA
424 GREENSBORO NORTH CAROLINA           336                      MIA
426 RALEIGH NORTH CAROLINA              919                      MIA
438 ATLANTA GEORGIA                     404, 770, 706, 678       ATL
</TABLE>

                                       21
                                  Confidential
<PAGE>   22
                           TRAFFIC CARRIAGE AGREEMENT
--------------------------------------------------------------------------------

<TABLE>
<S>                                        <C>                           <C>
   440 SAVANNAH GEORGIA                    912                           MIA
   442 AUGUSTA GEORGIA                     912                           MIA
   444 ALBANY GEORGIA                      912                           MIA
   446 MACON GEORGIA                       912                           MIA
   452 JACKSONVILLE FLORIDA                904                           MIA
   454 GAINESVILLE FLORIDA                 813                           MIA
   456 DAYTONA BEACH FLORIDA               407, 904                      MIA
   458 ORLANDO FLORIDA                     407                           MIA
   460 SOUTHEAST FLORIDA                   954, 305                      MIA
   468 MEMPHIS TENNESSEE                   901                           MIA
   470 NASHVILLE TENNESSEE                 615                           MIA
   490 NEW ORLEANS LOUISIANA               504                           MIA
   520 ST LOUIS MISSOURI                   314                           MIA
   524 KANSAS CITY MISSOURI                816                           MIA
   552 DALLAS TEXAS                        214, 817                      DAL
   558 AUSTIN TEXAS                        512                           MIA
   560 HOUSTON TEXAS                       713                           MIA
   566 SAN ANTONIO TEXAS                   210                           MIA
   628 MINNEAPOLIS MINNESOTA               612, 651                      MIA
   656 DENVER COLORADO                     303                           MIA
   660 UTAH                                801                           MIA
   664 NEW MEXICO                          505                           MIA
   666 PHOENIX ARIZONA                     602, 480, 623                 PHX
   672 PORTLAND OREGON                     503                           MIA
   674 SEATTLE WASHINGTON                  206                           MIA
   721 PAHRUMP NEVADA                      702                           MIA
   722 SAN FRANCISCO CALIFORNIA            415, 650                      MIA
   730 LOS ANGELES CALIFORNIA              213, 323, 606, 909            MIA
   732 SAN DIEGO CALIFORNIA                858                           MIA
   734 BAKERSFIELD CALIFORNIA              606                           MIA
   736 MONTEREY CALIFORNIA                 408                           MIA
   738 STOCKTON CALIFORNIA                 408                           MIA
   920 CONNECTICUT                         203, 860                      MIA
   922 CINCINNATI OHIO                     513                           MIA
   924 ERIE PENNSYLVANIA                   814                           MIA
   928 CHARLOTTESVILLE VIRGINIA            804                           MIA
</TABLE>

                                       22
                                  Confidential
<PAGE>   23
                           TRAFFIC CARRIAGE AGREEMENT
--------------------------------------------------------------------------------

952 TAMPA FLORIDA                  813                 MIA
953 TALLAHASSEE FLORIDA            904                 MIA
974 ROCHESTER NEW YORK             315, 716            MIA

  IPVC.com is not responsible for any errors and/or charges incurred based on
                                this LATA list.
                       Calls billed in [***] increments.

                                       23
                                  Confidential
<PAGE>   24
                           TRAFFIC CARRIAGE AGREEMENT
_______________________________________________________________________________

                               IPVOICE.COM, INC.

CONSUMER CREDIT APPLICATION

          Name:____________________________________________
          Address:_________________________________________
          City, State & Zip________________________________

          Type of Business:________________________________
          Circle One:
            C-Corporation   S-Corporation Partnership  LLC  Sole Proprietorship

          Date Established:________________________________
          Employer Identification Number:__________________

          Contact Person & Title:__________________________
          Phone:_____________________ Fax:_________________
          Email:____________________________

     BANK INFORMATION

          Name:____________________________________________
          Contact Person:__________________________________

          Branch Location:_________________________________
          Phone:______________________ Fax:________________
          Account Number:__________________________________

     TRADE REFERENCES

          Name:____________________________________________
          Contact Person:__________________________________
          Account Number:__________________________________
               Phone:___________________ Fax:______________________

          Name:____________________________________________
          Contact Person:__________________________________
          Account Number:__________________________________
               Phone:___________________ Fax:______________________

          Name:____________________________________________
          Contact Person:__________________________________
          Account Number:__________________________________
               Phone:___________________ Fax:______________________

                                IPVOICE.COM,INC.

                                       24
                                  Confidential
<PAGE>   25
                           TRAFFIC CARRIAGE AGREEMENT
--------------------------------------------------------------------------------

     CONSUMER CREDIT APPLICATION (CONTINUED)

     We are providing the above information for the purpose of obtaining credit
     and do hereby warranty that it is true. We hereby authorize the references
     listed above to release financial information, including bank account
     information, and credit reports to IPVoice.com, Inc.

     -------------------------------                      ----------------------
               Signature                                           Title

     -------------------------------                      ----------------------
              Printed Name                                         Date

     Please return completed form to:   IPVoice.com, Inc. -- Account Manager
                                        7585 East Redfield Road, Suite 202
                                        Scottsdale, AZ 85260

                                       25
                                  Confidential<PAGE>   1
                                                                   EXHIBIT 10.57

Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT
--------------------------------------------------------------------------------

This SERVICE AGREEMENT ("Agreement") is hereby made and entered into, as of
this 1st day of November, 2000 (the Effective Date), by and between
IPVOICE.COM, INC. a Nevada Corporation, ("IPVoice"), having its principal place
of business at 7585 East Redfield Road, Suite 202, Scottsdale, AZ 85260 and
BLUESHIFT TELECOM, INC. ("Blueshift") having its principal place of business at
853 Sanders Road, Suite 180, Northbrook, IL 60062. IPVoice and Blueshift are
also referred to herein each as a "Party" and collectively as the "Parties."

In consideration of the mutual promises contained herein, the parties agree as
follows:

1.   SERVICES. Blueshift hereby orders, and IPVoice hereby agrees to provide,
the Services, as specifically described on schedule A, attached hereto and
incorporated by reference herein, as revised from time to time by IPVoice in
accordance with generally applicable changes in IPVoice's service offerings. The
Services will be provided at the rates, and in accordance with the terms and
conditions, set forth in this Agreement and on Schedule A. IPVoice reserves the
right to increase or decrease pricing, change or discontinue the distribution or
licensing of any and all Products at any time and to cancel any service order
for such discontinued products upon thirty (30) days written notice and without
liability of any kind. Any reference to "Service" herein means Flat Rate Product
Sets. IPVoice can act as agent on behalf of Blueshift in placing orders with
such carriers and other entities, as shall be reasonably necessary for IPVoice
if IPVoice chooses to provide an extended Services offering to Blueshift.

2.   TERM. This Agreement shall be effective as of the Effective Date, shall
continue in full force and effect for the term set forth on Schedule A, hereto,
unless earlier terminated, and shall be automatically renewed for one or more
of the renewal terms set forth Schedule A, unless a Party notifies the other
Party in writing of its intent not to renew at least ninety (90) days prior to
termination of the then current term of this Agreement (the "Term"). In the
event, however, that IPVoice is unable to maintain such agreements and
facilities as shall be necessary to provide the Services at rates and on terms
and conditions reasonable acceptable to Blueshift, or IPVoice's performance
under this Agreement is held by the Federal Communications Commission (FCC),
one or more state regulatory commissions (State Commissions), or a court of
competent jurisdiction to violate any FCC or State Commission order,
regulation, rule or policy, IPVoice may terminate this Agreement.

3.   ADDITIONAL RESPONSIBILITIES OF IPVOICE. IPVoice shall establish, and from
time to time may amend, reasonable service order processing forms and
procedures, shall accept and process orders for the Services submitted by
Blueshift on such forms and in conformance with such procedures, and shall not
unreasonably discriminate against orders for the Services submitted by
Blueshift. No order for the Services shall be binding upon IPVoice unless and
until such order has been approved and accepted by IPVoice. IPVoice shall
exercise reasonable, good faith efforts (i) to provide at the request of
Blueshift the Services to Blueshift's retail customers ("Subscribers") on a
timely basis; (ii) to secure, operate and maintain, or caused to be operated
and maintained, such services and facilities as shall be necessary to provide
the Services; and (iii) to maintain all necessary and appropriate relationships
with network and other service providers. IPVoice shall provide the Services in
accordance with generally accepted industry standards. IPVoice shall provide
Blueshift with such support as shall be reasonable and appropriate.

                                    1 of 28

Confidential

[* Portions of the document have been omitted and filed separately with the
   Commission under a request for confidential treatment.]

<PAGE>   2
Blueshift Telecom, Inc.                                      IPVoice.com, Inc.
                               SERVICE AGREEMENT

-------------------------------------------------------------------------------

4.   ADDITIONAL RESPONSIBILITIES OF BLUESHIFT. Blueshift shall use its best
efforts to market the Services. In so doing, Blueshift shall act in a lawful,
ethical and honest manner at all times, and shall resell the Services in
accordance with all applicable laws, statutes and ordinances, orders of courts
of competent jurisdiction, and rules, regulations, policies and orders of the
FCC and State Commissions, as well as other regulatory and governmental
authorities. Without limiting the generality of the above, Blueshift shall (i)
secure and maintain such regulatory authorizations as shall be necessary and
appropriate for the provision of the Services to Subscribers, (ii) not use the
Services, or knowingly allow the Services to be used, for any unlawful or
fraudulent purpose or in a manner which will interfere with the use of the
Services by others, and (iii) promptly report to IPVoice all complaints received
from Subscribers regarding the Services. On the Effective Date, and monthly
thereafter on or before the last day of each month, Blueshift shall provide
IPVoice with a written forecast of anticipated usage of the Services during the
immediately following three months. From time to time, at IPVoice's written
request, Blueshift shall promptly meet with IPVoice to discuss, and shall
provide IPVoice such information as IPVoice shall reasonably request regarding
activities undertaken by Blueshift pursuant to this Agreement.

End users who subscribe to services provided by Blueshift using the Services
(Subscribers) shall be Subscribers of Blueshift and not of IPVoice, and
Blueshift shall be solely responsible for billing, taxing and providing
Subscribers. Without limiting the generality of the above, Blueshift shall be
responsible for contracting with, ordering, modifying and terminating services
for, billing, collecting from, and performing Blueshift service functions for
(including, without limitation, responding to Subscribers' inquiries and
complaints, reporting service outages and other troubles) Subscribers. Except
for mutually agreed upon facilities for IPVoice supplied Technical Support for
Internet access, IPVoice shall not deal directly with Subscribers. Upon
Blueshift's signing, IPVoice will give Blueshift access to its account interface
with its MultiCom(TM) software, which can support order entry, agent management
and billing functions. IPVoice will provide technical training at mutually
agreed upon facilities. During the Term and for one (1) year thereafter,
Blueshift and IPVoice shall not, without the written consent of both parties,
solicit, induce, and attempt to employ, or employ any officer or employee of the
other party.

5.   RATES AND CHARGES. IPVoice shall charge Blueshift, and Blueshift shall pay
to IPVoice, the usage-sensitive, recurring and non-recurring rates and charges
set forth on Schedule A, hereto, for the Services. If Blueshift discovers
fraudulent use of the Services, it shall promptly notify IPVoice. Blueshift
shall be responsible for properly charging taxes to Subscribers and for the
proper and timely reporting and payment of applicable taxes to the taxing
authorities.

6.   CHARGES AND PAYMENT TERMS. Charges for Services shall be determined
according to the Service and Pricing Schedules except as is specifically
provided in this Agreement.

Flat Rate Products

                                    2 of 28
Confidential

<PAGE>   3
Blueshift Telecom, Inc.                                     IPVoice.com, Inc.

                               SERVICE AGREEMENT

-------------------------------------------------------------------------------

Rates, Fees and charges for Flat Rate Products, as specified on Schedule A,
shall be pre-paid by wire transfer to IPVoice before activations of Subscriber
accounts for these products. Blueshift can batch process Subscriber accounts for
payment daily or weekly.

Usage Sensitive charges
(LOC) Letter of Credit or pre-payment with true-up at the end of a billing cycle
must be posted by Blueshift on estimated usage on products referred to in
Schedules B and C. Blueshift shall make all payments due hereunder within five
(5) days after date of invoice. Usage sensitive minutes shall be billed weekly.
Non-recurring charges shall be billed either in advance or upon completion of
the associated activity. All invoices for recurring charges or products such as;
flat rate, calling card, pre-paid or debit cards, local loop, private lines, or
dedicated services shall be billed ten (10) to thirty (30) days in advance
unless otherwise specified on Schedules A, B or C hereto (the "Due Date").
Payments shall be considered "Past Due" if not received by IPVoice seven (7)
days after receipt of Invoice. Past Due charges will result in the associated
Subscribers' accounts being turned off by either or both Parties. A late charge
not to exceed one percent (1%) per month of the past due balance may be applied
by IPVoice to any amount, including a disputed amount provided the dispute is
settled in favor of IPVoice, not paid by Blueshift on or before the Due Date.
Blueshift shall make all payments to IPVoice by wire transfer to such account at
such financial institution as designated by Schedule A or as IPVoice shall from
time to time designate. In the event that Blueshift in good faith disputes a
charge, it shall submit with timely payment of the undisputed amounts due, a
written notice containing the disputed charge and describing disputed charge.
IPVoice shall respond to said notice within 10 days of its receipt of the notice
and thereafter IPVoice and Blueshift shall attempt in good faith to resolve the
dispute. Disputes shall not be cause for Customers to delay payment of the
undisputed balance to IPVoice according to the terms outlined.

During the periods set forth in this section the amount being disputed will not
be considered Past Due. In the event that the Parties are unable to resolve the
dispute, either Party may submit the matter to arbitration pursuant to Section
14, hereof, in which event, the dispute shall be resolved through binding
arbitration. Blueshift shall pay all disputed amounts in accordance with this
Section 6 subject to resolution of the dispute. All invoices not disputed by
Blueshift within ten (10) days of Blueshift's receipt thereof shall be final and
binding upon Blueshift.

7.   TERMINATION/DEFAULT. This Agreement may be terminated without liability to
the terminating Party: (i) at any time by mutual agreement of the Parties; (ii)
by IPVoice (a) upon five (5) business days written notice in the event that
Blueshift fails to pay any amount due IPVoice within ten (10) days of receipt of
invoice, if such breach is not cured within the notice period; (b) upon written
notice in the event that Blueshift fails to provide on the Effective Date, or
increase or replenish within five (5) business days following IPVoice's request
therefore, the Security Deposit; (c) upon written notice pursuant to Article 2
hereof; or (d) upon five (5) business days written notice in the event
that Blueshift engages in fraudulent activity or injuries the reputation of
IPVoice in reselling the Services if Blueshift does not cease engaging in such
conduct within the notice period; (iii) by the non-breaching Party upon five
(5) business days written notice in the event of a material breach by the other
Party if such material breach is not cured within thirty

                                    3 of 28

Confidential

<PAGE>   4
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT
________________________________________________________________________________

(30) days of written notice of the breach by the terminating Party; (iv) by
Blueshift (a) if IPVoice is unable to provide service in required areas or (b)
upon written notice pursuant to Article 2 hereof; or (v) immediately upon
written notice by a Party upon institution by or against the other Party of any
proceeding for relief under the Bankruptcy Code, the insolvency of the other
Party or the appointment by a court of competent jurisdiction of a receiver of
the other Party's property. In the event of a material breach by a Party under
this Agreement, the other Party may pursue such other remedies as may be
available to it at law or in equity. Neither termination nor expiration of this
Agreement shall relieve a Party of liabilities previously accrued hereunder.

8.   SERVICE OUTAGE OR DELAYS. IPVoice shall not be liable for any damages or
penalties for delay in delivery when such delay is due to the elements, acts of
God, delays in transportation, strikes, fire, or any other causes beyond the
reasonable control of IPVoice. In the event of loss of the Services (Service
Outage), [***]

9.   INDEMNIFICATION. Each Party hereby agrees to defend, indemnify, and hold
harmless the other Party's parents, shareholders, employees, officers,
directors, managers, agents, affiliates and subsidiaries from all claims and
liabilities, including costs and expenses and reasonable attorney's fees
attributed to, arising out of or resulting from a material breach of this
Agreement by the indemnifying Party.

10.  PROPRIETARY INFORMATION/CONFIDENTIALITY. Each Party acknowledges that
during the Term one Party (the "Proprietary Party") may disclose to the other
Party (the "Receiving Party"), or it may receive in performing its obligations
under this Agreement, information which is considered proprietary, confidential
and/or competitively-sensitive by the Proprietary Party ("Proprietary
Information") and agrees to take all reasonable and necessary steps to preserve
the confidentiality of all Proprietary Information, whether communicated by the
Proprietary Party, or received, in writing, electronically, orally or otherwise.
Proprietary information shall include information and data regarding or relating
to present or future pricing, discount policies, marketing strategies,
commission plans, business plans and projections, sales goals, profit margins,
financial data, markets and suppliers, legal and regulatory data, prospective
and/or actual regulatory strategies, technical information, techniques, new
ideas, inventions, developments, names/addresses/telephone numbers of
Subscribers, credit histories and trade names of Subscribers, rates of
attrition, and such other confidential engineering, technical, financial,
business, marketing, promotional and sales data as a Disclosing Party shall
designate as "proprietary," either in writing or orally, all of which are hereby
identified and acknowledged to be Proprietary Information. This Agreement and
its contents shall be deemed to be Proprietary Information of both Parties.
Proprietary Information shall not include (i) information which at the time of
disclosure was generally available to the public; (ii) information which
subsequent to its disclosure by the Proprietary Party to the Receiving Party, is
published or otherwise becomes available to the public through any means other
than an act or omission of the Receiving Party; (iii) information which was
previously known to the receiving Party free of any obligation to keep it
confidential or which is subsequently developed in good faith by the Receiving
Party; and (iv) information rightfully acquired in good faith from a third party
on a non-confidential basis without breach of an agreement to maintain said
information in confidence. Proprietary Information disclosed to a Party is and
shall remain the property of the Proprietary Party. By disclosing Proprietary
Information, the Proprietary Party does not

                                    4 of 28

Confidential

<PAGE>   5
Blueshift Telecom, Inc.                                      IPVoice.com, Inc.
                               SERVICE AGREEMENT
-------------------------------------------------------------------------------

relinquish any of its proprietary rights and interests therein and hereby
specifically reserves all such proprietary rights and interests to said
Proprietary Information. A Party shall return (or, with the consent of the
Proprietary Party, which shall not be unreasonable withheld, destroy) all
Proprietary Information and all copies thereof, including, without limitation,
written and electronic copies, as well as all summaries, notes or other
documents, materials or things containing Proprietary Information, to the
Proprietary Party promptly upon the reasonable written request of the
Proprietary Party and upon the termination of this Agreement.

Proprietary Information shall not be used, or allowed to be used, by the
Receiving Party for any purpose other than to facilitate its performance under
this Agreement or disclosed to any third party without the Proprietary Party's
prior written consent. The Receiving Party shall use at least the same degree of
care and discretion it uses with regard to its own proprietary or confidential
information to prevent the disclosure, unauthorized use or publication of
Proprietary Information, including, but not limited to taking steps to: (i)
advise all Receiving Party employees with access to the Proprietary Information
of the obligation to protect the Proprietary Information; and (ii) restrict
disclosure of the Proprietary Information solely to its employees with a need to
know. A Receiving Party may disclose Proprietary Information (i) if required to
do so by law; or (ii) if ordered to do so by a court or other governmental
authority of competent jurisdiction; provided, however, that the Receiving
Party shall provide the Proprietary Party prior written notice of any such
disclosure and exercise commercially reasonable efforts to both afford the
Proprietary Party an opportunity to contest the disclosure and to limit the
extent of the disclosure to the maximum extent practicable. The obligations set
forth in this Section 12 shall survive termination of this Agreement.

11.  RELATIONSHIP OF PARTIES. This Agreement constitutes Blueshift only as an
independent contractor and not as a general or special agent or representative
of IPVoice.

12.  TRADEMARKS. Blueshift recognizes the right, title and interest of IPVoice
in and to its name, service marks, trademarks and copyrights ("IPVoice
Trademarks"), acknowledges that the IPVoice Trademarks and the registration
thereof are good, valid and enforceable in law and equity, and agrees, during
the Term and thereafter, not to engage in any activities, directly or
indirectly, which may contest, dispute or otherwise impair the right, title and
interest of IPVoice in and to the IPVoice Trademarks. Blueshift shall not
acquire or claim any right, title or interest in or to the IPVoice Trademarks
through purchase and use of the Services, and nothing in this Agreement shall
constitute a general license authorizing the use of the IPVoice Trademarks
without IPVoice's prior written approval and then only to the extent and in the
manner so approved and subject to such rules and regulations as IPVoice shall
from time to time promulgate in its sole discretion.

IPVoice recognizes the right, title and interest of Blueshift in and to its
name, service marks, trademarks and copyrights ("Blueshift Trademarks"),
acknowledges that the Blueshift Trademarks and the registration thereof are
good, valid and enforceable in law and equity, and agrees, during the Term and
thereafter, not to engage in any activities, directly or indirectly, which may
contest, dispute or otherwise impair the right, title and interest of Blueshift
in and to the Blueshift Trademarks. IPVoice shall not acquire or claim any
right, title or interest in or to the Blueshift Trademarks through purchase and
use of the Services, and nothing in this Agreement shall constitute a general
license authorizing the use of the Blueshift Trademarks without Blueshift's
prior written approval and then only to the extent and in the manner so approved
and subject to such rules and regulations as Blueshift shall from time to time
promulgate in its sole discretion.

                                    5 of 28

Confidential
<PAGE>   6
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT

13.  ARBITRATION.  Arbitrations under this Agreement shall be conducted in
accordance with the United States Arbitration Act (Title 9, US Code),
notwithstanding any choice of law provision in this Agreement, and under the
Commercial Arbitration Rules of the American Arbitration Association ("AAA").
The arbitration shall be conducted in the City of the defending Party's
jurisdiction. The decision of the arbitrator shall be final and binding upon
the Parties. Judgment upon the arbitration award may be entered in any court
having jurisdiction. In rendering any decision or making findings of fact the
arbitrator shall apply the express intentions of the Parties set forth in this
Agreement and the laws of the State of Arizona, including, without limitation,
any applicable statutes, regulations and binding judicial decisions, as such
would be applied by the courts of the State of Arizona and the United States
District Court for Arizona.

14.  MISCELLANEOUS.  All notices an other communications required or permitted
hereunder shall be in writing and shall be deemed to have been given when
received by hand delivery, telecopy (followed by notice transmitted, postage
prepaid, by US registered or certified mail, return receipt requested), or
overnight delivery service, with acknowledged receipt, addressed to the other
Party at the address first above written for that Party, or to such other
addresses as such Party shall have given for such purpose by notice hereunder.
Unless otherwise provided herein, this Agreement may be amended only by an
instrument in writing duly executed by all Parties. Any waiver by any Party of
any breach of or failure to comply with any provision of this Agreement by the
other Party shall not be construed as, or constitute, a continuing waiver of
such provision, or a waiver of any other provision hereof. If any provision or
provisions of this Agreement are determined to be invalid or contrary to any
existing or future law, statute or ordinance of any jurisdiction or any order,
rule or regulation of a court or regulatory or other governmental authority of
competent jurisdiction, such invalidity shall not impair the operation of or
affect those provisions in any other jurisdiction or any other provisions hereof
which are valid, and the invalid provisions shall be construed in such manner
as shall be as similar in terms to such invalid provisions as may be possible,
consistent with applicable law. This Agreement may not be assigned by a Party
without the prior written consent of the other Party. The rights and
obligations under this Agreement shall survive any merger or sales of a Party
and shall be binding upon and inure to the benefit of the Parties hereto, and
their respective assigns, heirs, successors and legal representatives. It is
not the intent of the Parties that there be any third party beneficiaries of
this Agreement, and this Agreement is exclusively for the benefit of the
Parties hereto or their respective assigns. The Parties covenant to one another
to execute and deliver such further instruments and do such further reasonable
acts and things as may reasonably be required to carry out the intent and
purposes of this Agreement.

THIS AGREEMENT SETS FORTH THE ENTIRE UNDERSTANDING OF THE PARTIES WITH RESPECT
TO THE SUBJECT MATTER HEREOF AND SUPERSEDES ALL PRIOR AGREEMENT AND COLLATERAL
COVENANTS, ARRANGEMENTS, COMMUNICATIONS, REPRESENTATIONS AND WARRANTIES,
WHETHER ORAL OR WRITTEN, BY EITHER PARTY (OR ANY OFFICER, DIRECTOR, EMPLOYEE OR
REPRESENTATIVE OF THEREOF) WITH RESPECT TO THE SUBJECT MATTER HEREOF. THIS
AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE
STATE OF ARIZONA, APPLICABLE TO AGREEMENTS MADE AND TO BE ENTIRELY PERFORMED
THEREIN, WITHOUT REGARD TO ITS PRINCIPLES OF CHOICE OF LAW. THE PARTIES AGREE
THAT ANY ACTION TO ENFORCE OR INTERPRET THE TERMS OF THIS

                                    6 of 28

Confidential

<PAGE>   7
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT

--------------------------------------------------------------------------------

AGREEMENT SHALL BE INSTITUTED AND MAINTAINED ONLY IN THE FEDERAL DISTRICT COURT
FOR ARIZONA, OR IF JURISDICTION IS NOT AVAILABLE IN FEDERAL COURT, THAN A STATE
COURT LOCATED IN ARIZONA. BLUESHIFT HEREBY CONSENTS TO THE JURISDICTION AND
VENUE OF SUCH COURTS AND WAIVES ANY RIGHT TO OBJECT TO SUCH JURISDICTION AND
VENUE.

Confidential                        7 OF 28

<PAGE>   8
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT
-------------------------------------------------------------------------------

This Agreement may be signed in any number is counterparts, each of which shall
be an original for all purposes, but all of which together shall constitute one
agreement.

IN WITNESS WHEREOF, the Parties have caused this SERVICE AGREEMENT to be
executed as of the day and year first above written.

BLUESHIFT TELECOM, INC.                 IPVoice.com, Inc.

----------------------------------      ----------------------------------

By: /s/ Paul R. Chessick                By: /s/ Barbara S Will
    ------------------------------          ------------------------------

Name: Paul R. Chessick                  Name: Barbara S Will
      ----------------------------            ----------------------------

Title: President                        Title President & COO
       ---------------------------            ----------------------------

Date: 11/7/00                           Date: 11/7/00
      ----------------------------            ----------------------------

Confidential                        8 of 28

<PAGE>   9
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.
                               SERVICE AGREEMENT
--------------------------------------------------------------------------------

                                   SCHEDULE A

                               SERVICE AGREEMENT

TERM

Initial:  [***]
Renewal:  [***]

SERVICE:

[***]
[***]
Other Products and Services may be requested by Blueshift and shall be added
upon approval by IPVoice. notice.

FLAT RATE PRODUCT NUMBER ONE

Flat rate unlimited long distance service via local access for residential
Subscribers.

Product must originate on net locations:

     Location and/or Territory:
     -------- ------ ----------
     New York                 Los Angeles         Miami
     Chicago                  Dallas
     Atlanta                  Phoenix

     As other locations are added by IPVoice they will become available to
     Blueshift. Should Blueshift pre-market an area and obtain a minimum of
     [***] new customers, IPVoice, to the best of its ability, will add new
     facility to accommodate the growing customer base.

Termination to the 48 contiguous United States.

Termination to additional areas may be requested by Blueshift and shall be
considered by IPVoice. IPVoice will in all cases attempt to turn Blueshift's
requests around in a timely manner.

Confidential                        9 of 28

<PAGE>   10
Blueshift Telecom, Inc.                                       IPVoice.com, Inc.

                               SERVICE AGREEMENT
_______________________________________________________________________________

PAYMENT AND TERMS

Flat rate programs are designed to be paid 30 day in advance so fees and first
month's payment are collected up front.

Transactions can be done daily.

Once payment has been received in association with identifying Blueshift
Subscriber to be activated IPVoice will activate Blueshift accounts with best
effort to do same day transactions.

IPVOICE.COM.,INC. ROUTING INSTRUCTIONS

Direct to:          Wells Fargo Bank N.A.
                    [***]

Beneficiary Bank (BBK):
                    Wells Fargo Bank
                    Scottsdale Airpark Office
                    Cost Center Branch: CC2410

Beneficiary (BNF):
                    IPVoice.com, Inc.
                    7585 East Redfield Road, Suite 202
                    Scottsdale, AZ 85260

                    [***]
                    [***]

FEES:

[***]
[***]

     Pre-Paid Monthly Base Fee per Subscriber for flat rate unlimited long
distance service via local access:

          Subscribers

Confidential                        10 of 28

<PAGE>   11
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT

--------------------------------------------------------------------------------

          1 to 500,000             [***]
          500,000 to 1,500,000     [***]
          1,500,000 to 2,500,000   [***]
          2,500,000 and up         [***]

Blueshift will have access to MultiCom(TM) for all order entry, billing,
account maintenance, and customer care.
IPVoice will train Blueshift on MultiCom.
Rates for usage-based products are listed in Schedule B.

                                    11 of 28
Confidential

--------------------------------------------------------------------------------

<PAGE>   12
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT

--------------------------------------------------------------------------------

                                   SCHEDULE B

                            Usage Sensitive Charges

(Refer to Schedule C-1 for list of On-Net NPA/NXX and Schedule C-2 for list of
On-Net LATAs)

Origination from On-Net NPA/NXX to On-Net LATA Termination: [***] on net

Origination from On-Net NPA/NXX to Off-Net LATA Termination: [***] off net

Origination from Toll Free Number to On-Net LATA Termination: [***]

Origination from Toll Free Number to Off-Net LATA Termination: [***]

Minutes will be billed in the following increments:

     Domestic: [***]
     International: [***]

                                    12 of 28
Confidential

--------------------------------------------------------------------------------

<PAGE>   13
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT

--------------------------------------------------------------------------------

                                  Schedule B-1

                          On-Net Originating NPA/NXXs

   *TO BE COMPLETED BY IPVOICE BEFORE FINALIZATION & EXECUTION OF AGREEMENT*

<TABLE>
<CAPTION>
================================================================================
 LATA Service    NPA         NXX          LATA Service    NPA         NXX
     Area                                     Area
================================================================================
<S>            <C>     <C>               <S>            <C>     <C>

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

--------------------------------------------------------------------------------

================================================================================
</TABLE>

                                    13 of 28
Confidential

<PAGE>   14
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                                     SERVICE AGREEMENT
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------

                                        SCHEDULE B-2

                                  On-Net Terminating LATAs
-------------------------------------------------------------------------------------------------------
LATA SERVICE AREA             AREA CODES                LATA SERVICE AREA            AREA CODES
-------------------------------------------------------------------------------------------------------
<S>                           <C>                      <C>                        <C>
128 E. Mass                   617, 781                 132 New York Metro         914, 212, 516, 718
-------------------------------------------------------------------------------------------------------
133 Poukeepsi, NY             914, 845, 347, 646, 917
-------------------------------------------------------------------------------------------------------
140 Buffalo, NY               716                      222 Delaware Valley, NJ    908
-------------------------------------------------------------------------------------------------------
224 North Jersey              732, 201, 908            226 Capital, PA            717, 814
-------------------------------------------------------------------------------------------------------
228 Philadelphia, PA          215, 610, 484            234 Pittsburgh, PA         412, 724, 267
-------------------------------------------------------------------------------------------------------
236 Washington, DC            202                      238 Baltimore, MD          443,410
-------------------------------------------------------------------------------------------------------
224 Roanoke, VA               540                      250 Lynchburg, VA          804
-------------------------------------------------------------------------------------------------------
254 Charleston, WV            304                      320 Cleveland, OH          216, 440
-------------------------------------------------------------------------------------------------------
325 Akron, OH                 330, 234                 328 Dayton, OH             937
-------------------------------------------------------------------------------------------------------
334 Auburn, IN                219                      336 Indianapolis, IN       317
-------------------------------------------------------------------------------------------------------
340 Detroit, MI               810, 248, 734            346 Lansing, MI            517, 313
-------------------------------------------------------------------------------------------------------
348 Grand Rapids, MI          616, 231                 356 SE/Milwaukee, WI       262, 414
-------------------------------------------------------------------------------------------------------
358 Chicago, IL               312, 630, 773            362 Cairo, IL              618
-------------------------------------------------------------------------------------------------------
420 Asheville, NC             828                      422 Charlotte, NC          704, 980
-------------------------------------------------------------------------------------------------------
424 Greensboro, NC            336                      426 Raleigh, NC            919
-------------------------------------------------------------------------------------------------------
428 Wilmington, NC            910                      430 Greenville, SC         864
-------------------------------------------------------------------------------------------------------
432 Florence, SC              843                      436 Charleston, SC         843
-------------------------------------------------------------------------------------------------------
438 Atlanta, GA               770, 706, 678            440 Savannah, GA           912, 404
-------------------------------------------------------------------------------------------------------
442 Augusta, GA               912, 706                 444 Albany, GA             912
-------------------------------------------------------------------------------------------------------
446 Macon, GA                 912                      448 Pensacola, FL          850
-------------------------------------------------------------------------------------------------------
450 Panama City, FL           850                      452 Jacksonville, FL       904
-------------------------------------------------------------------------------------------------------
454 Gainesville, FL           813, 352                 456 Daytona Beach, FL      407, 904
-------------------------------------------------------------------------------------------------------
458 Orlando, FL               407, 321                 460 Miami, FL              954, 305
-------------------------------------------------------------------------------------------------------
462 Louisville, KY            502                      464 Owensboro, KY          270
-------------------------------------------------------------------------------------------------------
466 Winchester, KY            859                      468 Memphis, TN            901
-------------------------------------------------------------------------------------------------------
470 Nashville, TN             615                      472 Chattanooga, TN        423
-------------------------------------------------------------------------------------------------------
474 Knoxville, TN             865                      476 Birmingham, AL         205
-------------------------------------------------------------------------------------------------------
477 Huntsville, AL            256                      480 Mobile, AL             334
-------------------------------------------------------------------------------------------------------
490 New Orleans, LA           504                      520 St. Louis, MO          314
-------------------------------------------------------------------------------------------------------
521 Westphalia, MO            573                      524 Kansas City, MO        816
-------------------------------------------------------------------------------------------------------
552 Dallas, TX                214, 817                 560 Houston, TX            713, 281, 832
-------------------------------------------------------------------------------------------------------
628 Minneapolis, MN           612, 651                 730 Los Angeles, CA        213, 323, 909, 763, 952
-------------------------------------------------------------------------------------------------------
732 San Diego, CA             858                      920 Connecticut, CT        203, 860
-------------------------------------------------------------------------------------------------------
922 Cincinnati, OH            513                      939 Fort Myers, FL         941
-------------------------------------------------------------------------------------------------------
949 Fayetteville, NC          910                      951 Rocky Mount, NC        252
-------------------------------------------------------------------------------------------------------
952 Tampa, FL                 813                      953 Tallahassee, FL        904, 850
-------------------------------------------------------------------------------------------------------
956 Bristol, TN               423                      978 Olney, IL              618
-------------------------------------------------------------------------------------------------------
</TABLE>
                                    14 of 28
Confidential
<PAGE>   15
Blueshift Telecon, Inc.                                       IPVoice.com, Inc.

                               SERVICE AGREEMENT

-------------------------------------------------------------------------------

                                   SCHEDULE C

          Last revised: 10/25/00

<TABLE>
<CAPTION>
       COUNTRY                            C/C                      IPVC RATES
                                                                     (TPMD)
-----------------------------------------------------------------------------
<S>                             <S>                              <S>
Afghanistan                                93                         [***]
Albania                                   355                         [***]
Algeria                                   213                         [***]
American Samoa                            684                         [***]
Andorra                                   376                         [***]
Angola                                    244                         [***]
Anguilla                                 1264                         [***]
Antarctica - Scott                        672                         [***]
Antarctica - Casey                       6720                         [***]
Antarctica - Casey                      67212                         [***]
Antigua and Barbuda                      1268                         [***]
Antigua and Barbuda - Mobile            1268723                       [***]
Antigua and Barbuda - Mobile            1268464                       [***]
Argentina                                  54                         [***]
Argentina - Buenos Aires                  541                         [***]
Argentina - Mendoza                      5461                         [***]
Argentina - Mobile                        54-                         [***]
                                 115, 116, 117, 118, 140              [***]
                                 141, 142, 1443, 144, 145,            [***]
                                 147, 149, 153, 154, 155,             [***]
                                 156, 167, 193, 197, 50,              [***]
                                 55, 59, 60, 63, 67, 69               [***]
Armenia                                   374                         [***]
Armenia - Mobile                         3741                         [***]
Aruba                                    2978                         [***]
Ascension                                 247                         [***]
Australia                                  61                         [***]
Australia - Adelaide                      618                         [***]
Australia - Brisbane                      617                         [***]
Australia - Canberra                      616                         [***]
Australia - Melbourne                     613                         [***]
Australia - Mobile                        61-                         [***]
                                 14, 15, 17, 18, 19, 40,              [***]
                                        41, 42                        [***]
Australia - Sydney                        612                         [***]
Austria                                    43                         [***]
</TABLE>

                                    15 of 28

Confidential

<PAGE>   16
Blueshift Telecom, Inc.                                     IPVoice.com, Inc.

                               SERVICE AGREEMENT

<TABLE>
<S>                                    <C>                                                     <C>

                Austria - Mobile                43-663, 664, 676, 560, 599                     [***]
                Austria - Vienna                           431                                 [***]
                      Azerbaijan                           994                                 [***]
                         Bahamas                           1242                                [***]
                         Bahrain                           973                                 [***]
                      Bangladesh                           880                                 [***]
      Bangladesh - Dhaka (Dacca)                           8802                                [***]
             Bangladesh - Mobile                           8801                                [***]
                        Barbados                           1246                                [***]
                         Belarus                           375                                 [***]
                         Belgium                            32                                 [***]
              Belgium - Brussels                           322                                 [***]
                Belgium - Mobile                           32-                                 [***]
                                        17, 18, 45, 47, 49, 70, 72, 73, 75, 77, 78, 88,        [***]
                                                       95, 96, 98                              [***]
                          Belize                           501                                 [***]
                           Benin                           229                                 [***]
                         Bermuda                           1441                                [***]
                          Bhutan                           975                                 [***]
                         Bolivia                           591                                 [***]
            Bolivia - Cochabamba                          59142                                [***]
                Bolivia - La Paz                           5912                                [***]
                Bolivia - Mobile                           5911                                [***]
            Bolivia - Santa Cruz                          59133                                [***]
         Bosnia and Herzegovinia                           387                                 [***]
                        Botswana                           267                                 [***]
                          Brazil                            55                                 [***]
                 Brazil - Mobile            55-110, 111, 119, 216, 217, 219, 619               [***]
         Brazil - Rio de Janeiro                           5521                                [***]
Brazil - Rio de Janeiro - Mobile                     55-216, 217, 219                          [***]
              Brazil - Sao Paulo                           5511                                [***]
     Brazil - Sao Paulo - Mobile                     55-110, 111, 119                          [***]
          British Virgin Islands                           1284                                [***]
                          Brunei                            673                                [***]
                 Brunei - Mobile                        673-2, 6, 8                            [***]
                        Bulgaria                            359                                [***]
               Bulgaria - Mobile                     359-79, 1, 48, 88                         [***]
                    Burkina Faso                            226                                [***]
                         Burundi                            257                                [***]
                Burundi - Mobile                           25729                               [***]
                        Cambodia                            855                                [***]

</TABLE>

                                    16 of 28

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<PAGE>   17
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                               SERVICE AGREEMENT

<TABLE>
<CAPTION>
<S>                                        <C>                   <C>
                    Cambodia - Mobile        855-11,12,16        [***]
                             Cameroon             237            [***]
                               Canada              1             [***]
                     Canada - Alberta            1403            [***]
            Canada - British Columbia            1250            [***]
Canada - British Columbia - Vancouver           1250604          [***]
                    Canada - Manitoba            1204            [***]
               Canada - New Brunswick            1506            [***]
                Canada - Newfoundland            1709            [***]
                 Canada - Nova Scotia            1902            [***]
      Canada - Ontario - Fort William            1807            [***]
          Canada - Ontario - Hamilton            1905            [***]
            Canada - Ontario - London            1519            [***]
         Canada - Ontario - North Bay            1705            [***]
           Canada - Ontario - Toronto            1416            [***]
           Canada - Quebec - Montreal            1514            [***]
Canada - Quebec - Montreal (suburban)            1450            [***]
        Canada - Quebec - Quebec City            1418            [***]
          Canada - Quebec - Sherbooke            1819            [***]
                Canada - Saskatchewan            1306            [***]
   Canada - The Northwest Territories            1819            [***]
   Canada - The Northwest Territories            1867            [***]
                   Cape Verde Islands             238            [***]
                       Cayman Islands            1345            [***]
             Central African Republic             236            [***]
                                 Chad             235            [***]
                                Chile             56             [***]
                    Chile - Audiotext        56-000,90,91        [***]
                       Chile - Mobile             569            [***]
                                China             86             [***]
             China - Beijing (Peking)            8610            [***]
                       China - Mobile            8613            [***]
                     China - Shanghai            8621            [***]
                     Christmas Island      6189100, 6189164      [***]
                          Coco Island      6189101, 6189162      [***]
                             Columbia             57             [***]
                   Columbia - Armenia            5760            [***]
               Columbia - Barranquila            5758            [***]
                    Columbia - Bogota             571            [***]
</TABLE>

                                    17 of 28

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<PAGE>   18
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT
--------------------------------------------------------------------------------

<TABLE>
<S>                           <C>                                <C>
Columbia - Cali                      572326                           [***]
Columbia - Cartagena                   5759                           [***]
Columbia - Medellin                     574                           [***]
Columbia - Mobile                       573                           [***]
Columbia - Palmira                     5731                           [***]
Columbia - Pereira                     5761                           [***]
Comoros                                 269                           [***]
Congo                                   242                           [***]
Cook Islands                            682                           [***]
Costa Rica                              506                           [***]
Costa Rica - Mobile           506-3,283,284                           [***]
Croatia                                 385                           [***]
Croatia - Mobile               38598, 38599                           [***]
Cuba                                     53                           [***]
Cyprus                                  357                           [***]
Cyprus - Mobile                        3579                           [***]
Czech Republic                          420                           [***]
Czech Republic - Mobile                4206                           [***]
Czech Republic - Prague                4202                           [***]
Denmark                                  45                           [***]
Denmark - Mobile              45-2,30,40,50                           [***]
Diego Garcia                            246                           [***]
Djibouti                                253                           [***]
Djibouti - Mobile                     25380                           [***]
Dominica                               1767                           [***]
Dominican Republic                     1809                           [***]
Easter Island                            56                           [***]
Ecuador                                 593                           [***]
Ecuador - Guayaquil                    5934                           [***]
Ecuador - Mobile                       5939                           [***]
Ecuador - Quito                        5932                           [***]
Ecuador - Salinas                      5934                           [***]
Egypt                                    20                           [***]
Egypt - Cairo                           202                           [***]
Egypt - Mobile                         2012                           [***]
El Salvador                             503                           [***]
El Salvador - Mobile                   5038                           [***]
Equatorial Guinea                       240                           [***]
Eritrea                                 291                           [***]
Estonia                                 372                           [***]
Estonia - Mobile                       3725                           [***]
</TABLE>

                                    18 of 28

Confidential
<PAGE>   19
Blueshift Telecom, Inc.                                       IPVoice.com, Inc.

                               SERVICE AGREEMENT

-------------------------------------------------------------------------------

<TABLE>
<S>                                <C>                                     <C>
                       Ethiopia                  251                       [***]
         Ethiopia - Addis Adaba                  2511                      [***]
               Ethiopia - Assab                  2513                      [***]
           Ethiopia - Dire Dawa                  2515                      [***]
              Ethiopia - Mobile                 25192                      [***]
               Falkland Islands                  500                       [***]
                  Faroe Islands                  298                       [***]
                           Fiji                  679                       [***]
                        Finland                  358                       [***]
               Finland - Mobile             358-4,5,6,7,8                  [***]
                         France                   33                       [***]
                France - Mobile                  336                       [***]
                 France - Paris                  331                       [***]
                French Antilles                  596                       [***]
   French Antilles - Martinique                 59687                      [***]
                  French Guyana                  594                       [***]
               French Polynesia                  689                       [***]
                          Gabon                  241                       [***]
                         Gambia                  220                       [***]
                        Georgia             7881,7883,995                  [***]
                        Germany                   49                       [***]
               Germany - Berlin                  4930                      [***]
           Germany - Dusseldorf                 49211                      [***]
            Germany - Frankfurt                  4969                      [***]
              Germany - Hamburg                  4940                      [***]
               Germany - Mobile              49-161,17,18                  [***]
               Germany - Munich                  4989                      [***]
                          Ghana                  233                       [***]
                  Ghana - Accra                 23321                      [***]
                 Ghana - Mobile    233-20,22,23,24,25,26,27,28,29          [***]
                     Gilbraltar                  350                       [***]
                         Greece                   30                       [***]
                Greece - Athens                  301                       [***]
                Greece - Mobile               309, 3010                    [***]
              Greece - Salonika                  3031                      [***]
                      Greenland                  299                       [***]
             Greenland - Mobile               2994, 2995                   [***]
         Grenada and Carriacuou                  1473                      [***]
               Grenadin Islands                  784                       [***]
               Grenadin Islands                  262                       [***]
 Grenadin Islands - St. Vincent               1809, 1784                   [***]
</TABLE>
                                    19 of 28
Confidential

<PAGE>   20
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT

--------------------------------------------------------------------------------

<TABLE>
<S>                                           <C>                                     <C>
Grenadin Islands - Union Island                             1809, 1784                [***]
                     Guadeloupe                                590                    [***]
                           Guam                                671                    [***]
                 Guantanamo Bay                                 53                    [***]
    Guantanamo Bay - All Points                                5399                   [***]
                      Guatemala                                502                    [***]
             Guatemala - Mobile                          502-20,30,70,90              [***]
                         Guinea                                224                    [***]
             Guinea - Audiotext                          224-1,5,6,7,8,9              [***]
                  Guinea-Bissau                                245                    [***]
                         Guyana                                592                    [***]
                Guyana - Mobile                             592-2,5,8                 [***]
                          Haiti                                509                    [***]
                 Haiti - Mobile                          509251,3,4,5,6               [***]
                       Honduras                                504                    [***]
              Honduras - Mobile                                5049                   [***]
                      Hong Kong                                852                    [***]
             Hong Kong - Mobile                           852-1,6,7,8,9               [***]
                        Hungary                                 36                    [***]
               Hungary - Mobile                            36-20,30,60                [***]
                        Iceland                                354                    [***]
                          India                                 91                    [***]
                 India - Bombay                                9122                   [***]
                 India - Madras                                9144                   [***]
                 India - Mobile                 91-44,111,118,1190,1192,1193,1194,    [***]
                                                     1195,1196,1197,1198,1199         [***]
              India - New Delhi                                9111                   [***]
                      Indonesia                                 62                    [***]
            Indonesia - Jakarta                                6221                   [***]
             Indonesia - Mobile                            62-28,82,81                [***]
 Inmarsat - East Atlantic Ocean                                871                    [***]
        Inmarsat - Indian Ocean                                873                    [***]
       Inmarsat - Pacific Ocean                                872                    [***]
 Inmarsat - West Atlantic Ocean                                874                    [***]
                           Iran                                 98                    [***]
                           Iraq                                964                    [***]
                        Ireland                                353                    [***]
               Ireland - Dublin                                3531                   [***]
               Ireland - Mobile                                3538                   [***]
                        Iridium                                881                    [***]
                         Israel                                972                    [***]
</TABLE>

                                    20 of 28

Confidential

<PAGE>   21
Blueshift Telecom, Inc.                                IPVoice.com, Inc.

                               SERVICE AGREEMENT
------------------------------------------------------------------------
<TABLE>
<S>                                       <C>                                               <C>

          Israel - Mobile                                  9725                             [***]
  Israel - Tel Aviv-Jaffa                                  9723                             [***]
                    Italy                                   39                              [***]
            Italy - Genoa                                  3910                             [***]
            Italy - Milan                                  392                              [***]
           Italy - Mobile                 39-033, 320, 328, 329, 330, 335, 336,             [***]
                                          337, 338, 339, 347, 348, 349, 360, 368            [***]
            Italy - Turin                                  3911                             [***]
              Ivory Coast                                  225                              [***]
                  Jamaica                                  1876                             [***]
                    Japan                                   81                              [***]
         Japan - Military                             813117, 816117                        [***]
           Japan - Mobile             81-10, 13, 14, 15, 16, 17, 19, 20, 30, 31, 40,        [***]
                                                  50, 60, 61, 70, 80, 90                    [***]
            Japan - Osaka                                  816                              [***]
            Japan - Tokyo                                  813                              [***]
   Japan - Tokyo (on net)                               8133, 8135                          [***]
                   Jordan                                  962                              [***]
           Jordan - Amman                                  9626                             [***]
          Jordan - Mobile                                 96279                             [***]
               Kazakhstan                                  731                              [***]
               Kazakhstan                                  732                              [***]
                    Kenya                                  254                              [***]
          Kenya - Nairobi                                  2542                             [***]
                 Kiribati                                  686                              [***]
             Korea, North                                  850                              [***]
             Korea, South                                   82                              [***]
    Korea, South - Mobile                      82-11, 16, 17, 18, 19, 27, 1                 [***]
                   Kuwait                                  965                              [***]
          Kuwait - Mobile                                  9659                             [***]
                Kygyzstan                                  996                              [***]
       Kygyzstan - Mobile                     966-31, 32, 34, 35, 36, 37, 39                [***]
                     Laos                                  856                              [***]
                   Latvia                                  371                              [***]
                  Lebanon                                  961                              [***]
         Lebanon - Mobile                                  9613                             [***]
                  Lesotho                                  266                              [***]
                  Liberia                                  231                              [***]
         Liberia - Mobile                                 23128                             [***]

</TABLE>

                                    21 of 28

Confidential

<PAGE>   22
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                                   SERVICE AGREEMENT
--------------------------------------------------------------------------------
<TABLE>
<S>                                 <C>                                            <C>
                         Libya                        218                          [***]
                 Liechtenstein                     423,4175                        [***]
                 Liechtenstein                       4175                          [***]
            Lithuania - Mobile      370-79, 85, 86, 87, 88, 89, 90, 98, 99         [***]
                    Luxembourg                       352                           [***]
                         Macau                       853                           [***]
Macedonia, Federal Republic of                       389                           [***]
                    Madagascar                       261                           [***]
           Madagascar - Mobile                      26132                          [***]
                        Malawi                       265                           [***]
                      Malaysia                        60                           [***]
        Malaysia - Joho Baharu                       607                           [***]
       Malaysia - Kuala Lumpur                       603                           [***]
             Malaysia - Mobile                       6010                          [***]
                      Maldives                       960                           [***]
                          Mali                       223                           [***]
                         Malta                       356                           [***]
              Marshall Islands                       692                           [***]
                    Mauritania                       222                           [***]
                     Mauritius                       230                           [***]
                       Mayotte                       2696                          [***]
 Mexico - Guadalajara Off Peak                  523, 5236, 525                     [***]
     Mexico - Guadalajara Peak                  523, 5236, 525                     [***]
Mexico - Mexico City (non AT&T)
                      Off Peak                       5259                          [***]
Mexico - Mexico City (non AT&T)
                          Peak                       5259                          [***]
 Mexico - Mexico City Off Peak                       5251                          [***]
 Mexico - Mexico City Off Peak                       5252                          [***]
 Mexico - Mexico City Off Peak                       5253                          [***]
 Mexico - Mexico City Off Peak                       5254                          [***]
 Mexico - Mexico City Off Peak                       5255                          [***]
 Mexico - Mexico City Off Peak                       5256                          [***]
 Mexico - Mexico City Off Peak                       5257                          [***]
 Mexico - Mexico City Off Peak                       5258                          [***]
     Mexico - Mexico City Peak                       5251                          [***]
     Mexico - Mexico City Peak                       5252                          [***]
     Mexico - Mexico City Peak                       5253                          [***]
     Mexico - Mexico City Peak                       5254                          [***]
     Mexico - Mexico City Peak                       5255                          [***]
     Mexico - Mexico City Peak                       5256                          [***]
</TABLE>
                                    22 of 28
Confidential
<PAGE>   23
Blueshift Telecom, Inc.                                     IPVoice.com, Inc.

                               SERVICE AGREEMENT
-----------------------------------------------------------------------------
<TABLE>
<S>                               <C>                        <C>
   Mexico - Mexico City Peak         5257                    [***]
   Mexico - Mexico City Peak         5258                    [***]
 Mexico - Monterrey Off Peak         5282                    [***]
 Mexico - Monterrey Off Peak         5283                    [***]
     Mexico - Monterrey Peak         5282                    [***]
     Mexico - Monterrey Peak         5283                    [***]
           Mexico 1 Off Peak          52                     [***]
               Mexico 1 Peak          52                     [***]
          Mexico 10 Off Peak         5281                    [***]
          Mexico 10 Off Peak         5282                    [***]
          Mexico 10 Off Peak         5283                    [***]
              Mexico 10 Peak         5281                    [***]
              Mexico 10 Peak         5282                    [***]
              Mexico 10 Peak         5283                    [***]
          Mexico 11 Off Peak         5231                    [***]
          Mexico 11 Off Peak         5236                    [***]
          Mexico 11 Off Peak         5238                    [***]
              Mexico 11 Peak         5231                    [***]
              Mexico 11 Peak         5236                    [***]
              Mexico 11 Peak         5238                    [***]
           Mexico 2 Off Peak          52                     [***]
               Mexico 2 Peak          52                     [***]
           Mexico 3 Off Peak          52                     [***]
               Mexico 3 Peak          52                     [***]
           Mexico 4 Off Peak          52                     [***]
               Mexico 4 Peak          52                     [***]
           Mexico 5 Off Peak          52                     [***]
               Mexico 5 Peak          52                     [***]
           Mexico 6 Off Peak          52                     [***]
               Mexico 6 Peak          52                     [***]
           Mexico 7 Off Peak          52                     [***]
               Mexico 7 Peak          52                     [***]
           Mexico 8 Off Peak          52                     [***]
               Mexico 8 Peak          52                     [***]
           Mexico 9 Off Peak         525                     [***]
               Mexico 9 Peak         525                     [***]
Micronesia, Federated States         691                     [***]
                     Moldova      373, 3739                  [***]
            Moldova - Mobile        3738                     [***]
                      Monaco      377, 3393                  [***]
                    Mongolia        9761                     [***]

</TABLE>

                                    23 of 28

Confidential

<PAGE>   24
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT

--------------------------------------------------------------------------------

<TABLE>
<S>                                <C>                           <C>
              Montserrat                   1664                  [***]
                 Morocco                    212                  [***]
              Mozambique                    258                  [***]
                 Myanmar                     95                  [***]
                 Namibia                    264                  [***]
                   Nauru                    674                  [***]
                   Nepal                    977                  [***]
             Netherlands                     31                  [***]
 Netherlands - Amsterdam                    3120                 [***]
    Netherlands - Mobile                  316, 319               [***]
    Netherlands Antilles                    599                  [***]
       Nevis & St. Kitts                    1869                 [***]
           New Caledonia                    687                  [***]
             New Zealand                     64                  [***]
    New Zealand - Mobile                 6421, 6425              [***]
               Nicaragua                    505                  [***]
      Nicaragua - Mobile                 5058, 5059              [***]
                   Niger                    227                  [***]
                 Nigeria                    234                  [***]
         Nigeria - Lagos                    2341                 [***]
Nigeria - Lagos - Mobile            2341-288,470,774,775         [***]
        Nigeria - Mobile             234-090,470,774,775         [***]
                    Niue                    683                  [***]
          Norfolk Island                   6723                  [***]
                  Norway                     47                  [***]
         Norway - Mobile           47-90,91,92,93,94,95,96       [***]
                    Oman                    968                  [***]
                Pakistan                     92                  [***]
       Pakistan - Mobile                    923                  [***]
                   Palau                    680                  [***]
               Palestine                    970                  [***]
                  Panama                    507                  [***]
         Panama - Mobile              507-6,612,613,614          [***]
    Panama - Panama City                    5072                 [***]
        Papua New Guinea                    675                  [***]
                Paraguay                    595                  [***]
     Paraguay - Asuncion                   59521                 [***]
       Paraguay - Mobile                59597, 59598             [***]
                    Peru                     51                  [***]
             Peru - Lima                     511                 [***]
</TABLE>

                                    24 of 28

Confidential

<PAGE>   25
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT

<TABLE>
<S>                                 <C>                                          <C>
Peru-Mobile                                  51-                                 [***]
                                    15,16,18,19,246,346,446,546,646,74           [***]
                                    6,846,946,349,449,549,649,749,849,           [***]
                                             949                                 [***]
Philippines                                  63                                  [***]
Philippines-Manila                          632                                  [***]
Philippines-Manila (Bayantel)               6324                                 [***]
Philippines-Mobile                           63-                                 [***]
                                    241,242,275,291,30,40,50,60,70,80,           [***]
                                              9                                  [***]
Poland                                       48                                  [***]
Poland-Mobile                           48-26,50,69,90                           [***]
Poland-Warsaw                               4822                                 [***]
Portugal                                     351                                 [***]
Portugal-Lisbon                             35119                                [***]
Portugal-Madalena                           35192                                [***]
Portugal-Madeira Islands                   351910                                [***]
Portugal-Mobile                     351-931,933,936,676,929,937                  [***]
Puerto Rico                                  1787                                [***]
Qatar                                         974                                [***]
Reunion Island                                262                                [***]
Romania                                        40                                [***]
Romania-Bucharest                             401                                [***]
Russia-Nakhoda                               7423                                [***]
Russia-Sakhalin                              7424                                [***]
Russia (off peak) Daily 10am-2am                7                                [***]
                         EST SWO
Russia (peak) Daily 2am-10am EST                7                                [***]
                             SW1
Russia-Mobile - 7+901 (Off Peak)             7901                                [***]
Russia-Mobile - 7+901 (Peak)                 7901                                [***]
Russia-Moscow - 7+095 (Off Peak)             7095                                [***]
Russia-Moscow - 7+095 (Peak)                 7095                                [***]
Russia-Moscow - 7+096 (Off Peak)             7096                                [***]
Russia-Moscow - 7+096 (Peak)                 7096                                [***]
Russia-Moscow - 7+097 (Off Peak)             7097                                [***]
Russia-Moscow - 7+097 (Peak)                 7097                                [***]
Russia-Overlay (Off Peak)                      75                                [***]
Russia-Overlay (Peak)                        7402                                [***]
Russia-Overlay (Off Peak)                    7402                                [***]
Russia-Overlay (Peak)                          75                                [***]
Russia-St. Petersburg - (Peak)               7812                                [***]
Russia-St. Petersburg - (Off Peak)           7812                                [***]
</TABLE>
                                    25 of 28

Confidential

<PAGE>   26
Blueshift Telecom, Inc.                                     IPVoice.com, Inc.

                               SERVICE AGREEMENT
-----------------------------------------------------------------------------
<TABLE>
<S>                                      <C>                              <C>

                          Rwanda               250                               [***]
                 Saipan/Marianas               670                               [***]
                      San Marino               378                               [***]
                        Sao Tome               239                               [***]
                    Saudi Arabia               966                               [***]
           Saudi Arabia - Mobile             96655                               [***]
                Senegal Republic               221                               [***]
        Senegal Republic - Dakar              2218                               [***]
             Serbia, Republic of               381                               [***]
                      Seychelles               248                               [***]
             Seychelles - Mobile            2485, 2487                           [***]
                    Sierra Leone               232                               [***]
                       Singapore                65                               [***]
              Singapore - Mobile               659                               [***]
                        Slovakia               421                               [***]
                        Slovenia               386                               [***]
                 Solomon Islands               677                               [***]
                         Somalia               252                               [***]
                    South Africa                27                               [***]
     South Africa - Johannesburg              2711                               [***]
           South Africa - Mobile            27-82, 810, 83                       [***]
                           Spain                34                               [***]
               Spain - Barcelona              3493                               [***]
                  Spain - Madrid               341                               [***]
                 Spain - Melilla             34952                               [***]
                  Spain - Mobile               346                               [***]
                       Sri Lanka                94                               [***]
              Sri Lanka - Mobile               947                               [***]
                      St. Helena               290                               [***]
                       St. Lucia              1758                               [***]
          St. Pierre et Miquelon               508                               [***]
                           Sudan               249                               [***]
                        Suriname               597                               [***]
                       Swaziland               268                               [***]
                          Sweden                46                               [***]
                 Sweden - Mobile           46-10, 70, 73                         [***]
                     Switzerland                41                               [***]
            Switzerland - Mobile                41-
                                       076, 077, 078, 079, 086, 20,
                                   40, 50, 70, 74, 76, 77, 78, 79, 80, 90        [***]
                           Syria               963                               [***]
                          Taiwan               886                               [***]
</TABLE>

                                    26 of 28

Confidential

<PAGE>   27
Blueshift Telecom, Inc.                                IPVoice.com, Inc.

                               SERVICE AGREEMENT
-------------------------------------------------------------------------

<TABLE>
<S>                                     <C>                                            <C>

                  Taiwan - Mobile                        8869                          [***]
                  Taiwan - Taipei                        8862                          [***]
                       Tajikistan                     992, 73772                       [***]
                         Tanzania                        255                           [***]
                         Thailand                         66                           [***]
               Thailand - Bangkok                        662                           [***]
                Thailand - Mobile                        661                           [***]
                             Togo                        228                           [***]
                          Tokelau                        690                           [***]
                            Tonga                        676                           [***]
              Trinidad and Tobago                        1868                          [***]
                          Tunisia                        216                           [***]
                           Turkey                         90                           [***]
   Turkey - Istanbul (Asian side)                       90216                          [***]
Turkey - Istanbul (European side)                       90212                          [***]
                  Turkey - Mobile                        905                           [***]
                     Turkmenistan                 9993, 73632, 7378                    [***]
          Turkmenistan - Ashgabad                       99312                          [***]
         Turks and Caicos Islands                        1649                          [***]
                           Tuvalu                        688                           [***]
                           Uganda                        256                           [***]
                          Ukraine                        380                           [***]
                   Ukraine - Kiev                       38044                          [***]
                 Ukraine - Mobile                       38050                          [***]
                 Ukraine - Mobile                       38068                          [***]
             United Arab Emirates                        971                           [***]
 United Kingdom - London Off Peak                    44171, 44181                      [***]
     United Kingdom - London Peak                    44171, 44182                      [***]
 United Kingdom - Mobile Off Peak                        44-                           [***]
                                        03,04,7,7,8,9,1399,05,07,08,2,3,4,5,6          [***]
     United Kingdom - Mobile Peak                        44-                           [***]
                                        03,04,7,7,8,9,1399,05,07,08,2,3,4,5,7          [***]
        United Kingdom - Off Peak                         44                           [***]
            United Kingdom - Peak                         44                           [***]
                    United States                         1                            [***]
           United States - Alaska                        1907                          [***]
           United States - Hawaii                        1808                          [***]
                          Uruguay                        598                           [***]
                US Virgin Islands                      340, 822                        [***]
                       Uzbekistan                 73712, 73662, 7375                   [***]

</TABLE>

                                    27 of 28

Confidential

<PAGE>   28
Blueshift Telecom, Inc.                                        IPVoice.com, Inc.

                               SERVICE AGREEMENT
-------------------------------------------------------------------------------

<TABLE>
<S>                                <C>                           <C>
                                             998                 [***]
Vanuatu                                      678                 [***]
Vatican City-All Points                     396698               [***]
Venezuela                                     58                 [***]
Venezuela-Barquisimeto                      5851                 [***]
Venezuela-Caracas                            582                 [***]
Venezuela-Cristbol                          5876                 [***]
Venezuela-Maracay                           5843                 [***]
Venezuela-Mobile                         5814, 5813              [***]
Vietnam-Ho Chi Minh City                     848                 [***]
Vietnam-Ho Chi Minh City-Mobile           848-1,5,8,9            [***]
Vietnam-Mobile                               849                 [***]
Vietnam, Socialist Republic of                84                 [***]
Wallis & Futuna Islands                      681                 [***]
Western Samoa                                685                 [***]
Yemen                                        967                 [***]
Zaire                                        243                 [***]
Zaire-Mobile                                2438                 [***]
Zambia                                       260                 [***]
Zimbabwe                                     263                 [***]
</TABLE>

                                    28 of 28

Confidential

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00020-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00020-of-00352.parquet"}]]