Document:

Exhibit
10.5

 

 

 

Contract
No.: SCXT2016(DXD)Zi. No.167-2-1

 

Trust Loan Contract

Supplementary Contract One

 

Borrower: Wuhan Kingold Jewelry Co.,
Ltd.

 

Legal Representative: Jia Zhihong

 

Address:
Special No. 15 of Huangpu Science and Technology Park, Jiang’an District, Wuhan City

 

Agent:

Fax: 027-65694977

Tel: 027-65694977

Postcode: 430023

 

Lender: Sichuan Trust Co., Ltd.

Legal Representative: MouYue

Address:
No.18, Second section of South Renmin Avenue, Jinjiang District,Chengdu

Agent: Zhu Pan

Tel: 0571-85238957

Fax: 0571-85238957

Postcode: 610016

 

    			 

     

    

 

WHEREAS:

 

		(1)	The lender, as the trustee of “Chuanxin-Kingold No.1 Single Trust” ( hereinafter referred
to as “this trust” or “the trust”), in accordance with the agreement in Chuanxin-KingoldNo.1 Single
Trust Contract, numbered 【SCXT2016(DXD)Zi. No.167-1】,
planned to make loans which are delivered by the consignor for the borrower as the RMB trust loan, which shall be used by the borrower
to purchase raw materials. The lender and borrower have signed Trust Loan Contract (hereinafter referred to as “original
contract”), numbered SCXT2016(DXD) Zi. No.167-2 at 7th September 2016. The lender has issued loan RMB [in small:
1,000,000,000.00; capital: one billion] yuan to borrower in accordance with original contract.

 

		(2)	The consignor has extended this trust one year by conclude and sign with consignee Chuanxin-KingoldNo.1
Single Trust Contract Supplementary Contract numbered [SCXT2016(DXD)Zi. No.167-1-1]. Relevant issues on trust loan shall be
agreed by future agreement of both of lender and borrower. Now all conditions under this contract are met and the lender agrees
to extend the duration of original contract 14 months.

 

In the contract, except that
there are other explanations or implications in the context of Chuanxin-KingoldNo.1 Single Trust Contract, numbered 【SCXT2016(DXD)Zi.
No.167-1】, the words and phrases in this contract bear the
same meanings with Chuanxin-KingoldNo.1 Single Trust Contract Supplementary Contract numbered [SCXT2016(DXD)Zi. No.167-1-1].

 

    			 

     

    

 

		1.	Article 2.1.2 and 2.1.3 in “Article 2.1 Amount and term of trust loans”, and Article
2.2.1 in “Article 2.2 The Expansion of Term”

 

		2.1.2	The total term of loans under this contract is 24 months, calculating from the first day when the
first sum of trust loan fund is disbursed to the borrower’s special loan account(specifically subject to the withdrawal application
for the loan). It is expected to be from 7th September 2016 to 7th September 2018(specifically subject to
the withdrawal application for the loan). If the condition agreed in article 6.2.5 occurs, the term of trust loans shall be calculated
from the setup of the trust plan.

 

		2.1.3	Except for additional agreement, when the starting day of the term of trust loans does not comply
with the actual disbursement day under this contract, the actual disbursement day shall prevail. Besides, the expiry date of loans
agreed in article 2.1.2 in this contract shall also be adjusted accordingly.

 

		(1)	The lender is entitled to issue loans by stages. The limit of each stage is 24 months or no more
than 24 months, and the expiry date of last stage loan should be before the expiry date for the total amount.

 

		2.2.1	The term of the trust loans under this contract shall not be expanded.

 

Revised
to:

 

		2.1.2	The total term of loans under this contract is 38 months, calculating from the first day when the
first sum of trust loan fund is disbursed to the borrower’s special loan account(specifically subject to the withdrawal application
for the loan). It is expected to be from 7th September 2016 to 7th November 2019(specifically subject to
the withdrawal application for the loan). If the condition agreed in article 6.2.5 occurs, the term of trust loans shall be calculated
from the setup of the trust plan.

 

		2.1.3	Except for additional agreement, when the starting day of the term of trust loans does not comply
with the actual disbursement day under this contract, the actual disbursement day shall prevail. Besides, the expiry date of loans
agreed in article 2.1.2 in this contract shall also be adjusted accordingly.

 

    			 

     

    

 

		(1)	The lender is entitled to issue loans by stages. The limit of each stage is 38 months or no more
than 38 months, and the expiry date of last stage loan should be before the expiry date for the total amount.

 

		2.2.1	The term of the trust loans under this contract shall be expanded with two parties’ consensus.

 

	2	Article 6.1 in “Article 6 interest”

 

	6.1	Trust loan interest rate
	 	 
	 	The trust loan interest rate under this contract is annual interest rate 8.46%.

 

Revised
to:

 

The trust loan interest rate of
first 24 months (included) under this contract is annual interest rate 8.46%.; after 24 months, the trust loan interest rate is
annual interest rate 8.1%.

 

	3	Article 6.3.1 in “Article 6 interest” of original contract
	 	 	 

		6.3.1	Within five days after each trust loan is issued and within five days after the loan is disbursed
for one year, the interest amount the borrower should pay to the lender=the principal of this term of loan*1.21%

 

Revised
to:

 

		6.3.1	Within five days after each trust loan is issued and within five days after the loan is disbursed
for one year, the interest amount the borrower should pay to the lender=the principal of this term of loan*1.21%.
	 	 	 
	 	 	Within five workdays after two
years since the issuance of each loan, the borrower shall pay the loaner interest=the principal of each loan*0.99%
	 	 	 

		4	Article 7.4“protection fund” in “Article 7 Repayment” of original contract
“Protection Fund” adds one item:

 

(5)
The items that are not involved in the agreement on protection fund subscription are subject to the provisions and
stipulations of method, notice, relevant laws and regulatory department. If the agreements are not complied with the above
provisions and stipulations since there are of newly issued or changed provisions and stipulations, the matters concerned the
protection fund subscription will be conducted in accordance with the adjusted laws or provisions.

 

    			 

     

    

 

		5	The borrower and the lender conduct notarial process on this contract and enforce it with effect
after signing this contract with consent. If the borrower does not or not fully perform his obligation under the main contract,
or the borrower does not or not fully perform his obligation under this contract, or when the hostage is realized as is agreed
in this contract happens, the lender is entitled to apply the people’s court with jurisdiction for compulsory execution with
this contract and executive certificate under notarization. The borrower should accept the compulsory execution and abstain the
right to defend on his own accord. The cost for compulsory execution process is assumed by the borrower.

 

		6.	This contract is effective after the legal representatives or authorized representatives of both
parties signed or sealed and stamped with official seal

 

		7.	This contract has three original copies, one copy belongs to the lender, and one copy is kept
by the borrower, and the rest is reserved for possible use, and each one has the same legal effect. 

 

(The remainder of this page is intentionally
left blank.)

 

    			 

     

    

 

(No text in this page, signing page of
No. SCXT2016(DXD)Zi. No.167-2-1 Trust Loan Contract)

 

The lender: Sichuan Trust Co., Ltd.(Seal)

 

Legal Representative or Authorized Representative
(Signature or Seal):

 

The borrower: Wuhan Kingold Jewelry Co.,
Ltd. (Seal)

 

Legal Representative or Authorized Representative
(Signature or Seal) :

 

Sign Date: 7 September 2018

 

Place of signing:Exhibit
10.6

 

 

 

Contract
No.: SCXT2016(DXD)Zi. No.168-2-1

 

Trust Loan Contract

Supplementary Contract One

 

Borrower: Wuhan Kingold Jewelry Co.,
Ltd.

 

Legal Representative: Jia Zhihong

 

Address:
Special No. 15 of Huangpu Science and Technology Park, Jiang’an District, Wuhan City

 

Agent:

Fax: 027-65694977

Tel: 027-65694977

Postcode: 430023

 

Lender: Sichuan Trust Co., Ltd.

Legal Representative: MouYue

Address:
No.18, Second section of South Renmin Avenue, Jinjiang District,Chengdu

Agent: Zhu Pan

Tel: 0571-85238957

Fax: 0571-85238957

Postcode: 610016

 

    			 

     

    

 

WHEREAS:

		(1)	The lender, as the trustee of “Chuanxin-Kingold No.1 Single Trust” ( hereinafter referred
to as “this trust” or “the trust”), in accordance with the agreement in Chuanxin-KingoldNo.1 Single
Trust Contract, numbered 【SCXT2016(DXD)Zi. No.168-1】,
planned to make loans which are delivered by the consignor for the borrower as the RMB trust loan, which shall be used by the borrower
to purchase raw materials. The lender and borrower have signed Trust Loan Contract (hereinafter referred to as “original
contract”), numbered SCXT2016(DXD) Zi. No.168-2 at 7th September 2016. The lender has issued loan RMB [in small:
500,000,000.00; capital: five hundred million] yuan to borrower in accordance with original contract.

 

		(2)	The consignor has extended this trust one year by conclude and sign with consignee Chuanxin-KingoldNo.1
Single Trust Contract Supplementary Contract numbered [SCXT2016(DXD)Zi. No.168-1-1]. Relevant issues on trust loan shall be
agreed by future agreement of both of lender and borrower. Now all conditions under this contract are met and the lender agrees
to extend the duration of original contract 14 months.

 

In the contract, except that
there are other explanations or implications in the context of Chuanxin-KingoldNo.1 Single Trust Contract, numbered 【SCXT2016(DXD)Zi.
No.168-1】, the words and phrases in this contract bear the
same meanings with Chuanxin-KingoldNo.1 Single Trust Contract Supplementary Contract numbered [SCXT2016(DXD)Zi. No.168-1-1].

 

    			 

     

    

 

		1.	Article 2.1.2 and 2.1.3 in “Article 2.1 Amount and term of trust loans”, and Article
2.2.1 in “Article 2.2 The Expansion of Term”

 

		2.1.2	The total term of loans under this contract is 24 months, calculating from the first day when the
first sum of trust loan fund is disbursed to the borrower’s special loan account(specifically subject to the withdrawal application
for the loan). It is expected to be from September 2016 to September 2018(specifically subject to the withdrawal application for
the loan). If the condition agreed in article 6.2.5 occurs, the term of trust loans shall be calculated from the setup of the trust
plan.

 

		2.1.3	Except for additional agreement, when the starting day of the term of trust loans does not comply
with the actual disbursement day under this contract, the actual disbursement day shall prevail. Besides, the expiry date of loans
agreed in article 2.1.2 in this contract shall also be adjusted accordingly.

 

		(1)	The lender is entitled to issue loans by stages. The limit of each stage is 24 months or no more
than 24 months, and the expiry date of last stage loan should be before the expiry date for the total amount.

 

		2.2.1	The term of the trust loans under this contract shall not be expanded.

 

Revised
to:

 

		2.1.2	The total term of loans under
this contract is 38 months, calculating from the first day when the first sum of trust loan fund is disbursed to the borrower’s
special loan account(specifically subject to the withdrawal application for the loan). It is expected to be from 7th
September 2016 to 7th November 2019(specifically subject to the withdrawal application for the loan). If the condition
agreed in article 6.2.5 occurs, the term of trust loans shall be calculated from the setup of the trust plan.

 

		2.1.3	Except for additional agreement, when the starting day of the term of trust loans does not comply
with the actual disbursement day under this contract, the actual disbursement day shall prevail. Besides, the expiry date of loans
agreed in article 2.1.2 in this contract shall also be adjusted accordingly.

 

    			 

     

    

 

		(1)	The lender is entitled to issue loans by stages. The limit of each stage is 38 months or no more
than 38 months, and the expiry date of last stage loan should be before the expiry date for the total amount.

 

		2.2.1	The term of the trust loans under this contract shall be expanded with two parties’ consensus.

 

2       Article
6.1 in “Article 6 interest”

 

6.1       Trust
loan interest rate

 

The trust loan interest rate under
this contract is annual interest rate 8.46%.

 

Revised
to:

 

The trust loan interest rate of
first 24 months (included) under this contract is annual interest rate 8.46%.; after 24 months, the trust loan interest rate is
annual interest rate 8.1%.

 

3       Article
6.3.1 in “Article 6 interest” of original contract

 

		6.3.1	Within five days after each trust loan is issued and within five days after the loan is disbursed
for one year, the interest amount the borrower should pay to the lender=the principal of this term of loan*1.21%

 

Revised
to:

 

		6.3.1	Within five days after each trust loan is issued and within five days after the loan is disbursed
for one year, the interest amount the borrower should pay to the lender=the principal of this term of loan*1.21%.

 

Within five workdays after two
years since the issuance of each loan, the borrower shall pay the loaner interest=the principal of each loan*0.99%

 

		4	Article 7.4 “protection fund” in “Article 7 Repayment” of original contract
“Protection Fund” adds one item:

 

(5)
The items that are not involved in the agreement on protection fund subscription are subject to the provisions and stipulations
of method, notice, relevant laws and regulatory department. If the agreements are not complied with the above provisions and stipulations
since there are of newly issued or changed provisions and stipulations, the matters concerned the protection fund subscription
will be conducted in accordance with the adjusted laws or provisions.

 

    			 

     

    

 

		5	The borrower and the lender conduct notarial process on this contract and enforce it with effect
after signing this contract with consent. If the borrower does not or not fully perform his obligation under the main contract,
or the borrower does not or not fully perform his obligation under this contract, or when the hostage is realized as is agreed
in this contract happens, the lender is entitled to apply the people’s court with jurisdiction for compulsory execution with
this contract and executive certificate under notarization. The borrower should accept the compulsory execution and abstain the
right to defend on his own accord. The cost for compulsory execution process is assumed by the borrower.

 

		6.	This contract is effective after the legal representatives or authorized representatives of both
parties signed or sealed and stamped with official seal

 

		7.	This contract has three original copies, one copy belongs to the lender, and one copy is kept by
the borrower, and the rest is reserved for possible use, and each one has the same legal effect.

 

(The remainder of this page is intentionally
left blank.)

 

    			 

     

    

 

(No text in this page, signing page of
No. SCXT2016(DXD)Zi. No.168-2-1 Trust Loan Contract)

 

The lender: Sichuan Trust Co., Ltd.(Seal)

 

Legal Representative or Authorized Representative
(Signature or Seal):

 

The borrower: Wuhan Kingold Jewelry Co.,
Ltd. (Seal)

 

Legal Representative or Authorized Representative
(Signature or Seal) :

 

Sign Date: 7th September 2018

 

Place of signing:

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