Document:

EX-10.10

 Exhibit 10.10 
 CONFIDENTIAL TREATMENT REQUESTED 
 INFORMATION FOR WHICH CONFIDENTIAL TREATMENT

 HAS BEEN REQUESTED IS OMITTED AND NOTED WITH “****”. 

AN UNREDACTED VERSION OF THIS 
 DOCUMENT HAS ALSO BEEN PROVIDED TO THE 
 SECURITIES AND EXCHANGE COMMISSION

 AMENDMENT NUMBER FOUR 
 to the 
 MASTER REPURCHASE AGREEMENT 

Dated as of March 24, 2010, 
 between 
 SIRVA MORTGAGE, INC. 

and 
 CITIBANK,
N.A. 
 This AMENDMENT NUMBER FOUR (this “Amendment Number Four”) is made this 23rd day of March, 2011, between
SIRVA MORTGAGE, INC. (“Seller”) and CITIBANK, N.A. (“Buyer”), to the Master Repurchase Agreement, dated as of March 24, 2010, between Seller and Buyer, as such agreement may be amended from time to time (the
“Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement. 
 RECITALS 
 WHEREAS, Seller and Buyer have agreed to extend the Termination
Date under the Agreement and to provide for the payment of a pro-rated Commitment Fee for such period, as more specifically set forth herein; and 
 WHEREAS, as of the date hereof, Seller represents to Buyer that Seller is in full compliance with all of the terms and conditions of the Agreement and each other Program Document and no Default or Event
of Default has occurred and is continuing under the Agreement or any other Program Document. 
 NOW THEREFORE, for good and
valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and for the mutual covenants herein contained, the parties hereto hereby agree as follows: 

SECTION 1. Amendments. (a) Effective as of March 23, 2011, Section 2 of the Agreement is hereby amended by deleting
the definition of “Termination Date” in its entirety and replacing it with the following: 

“Termination Date” shall mean May 15,2011 or such earlier date on which this Agreement shall
terminate in accordance with the provisions hereof or by operation of law. 
 (b) Effective as of March 23, 2011,
Section 4(c) of the Agreement IS hereby amended by adding the following language at the end of such section: 
 In connection with the extension of the Termination Date from March 23, 2011 to May 15, 2011, Seller agrees to pay to Buyer an additional commitment fee equal to $**** (the “March 2011
Additional Commitment Fee”), such payment to be made in Dollars, in immediately available funds, without deduction, set off or counterclaim, to Buyer on or prior to March 23, 2011. Buyer may, in its sole discretion, net such March 2011
Additional Commitment Fee from the proceeds of any Purchase Price paid to any Seller. The March 2011 Additional Commitment Fee is and shall be deemed to be fully earned and non-refundable when paid. 

SECTION 2. Fees and Expenses. Seller agrees to pay to Buyer all reasonable out of pocket costs and expenses incurred by Buyer in
connection with this Amendment Number Four (including all reasonable fees and out of pocket costs and expenses of the Buyer’s legal counsel) in accordance with Sections 23 and 25 of the Agreement. 

 SECTION 3. Representations. Seller hereby represents to Buyer that as of the date
hereof, Seller is in full compliance with all of the terms and conditions of the Agreement and each other Program Document and no Default or Event of Default has occurred and is continuing under the Agreement or any other Program Document.

 SECTION 4. Binding Effect; Governing Law. This Amendment Number Four shall be binding and inure to the benefit of the
parties hereto and their respective successors and permitted assigns. THIS AMENDMENT NUMBER FOUR SHALL BE CONSTRUED IN ACCORDANCE WITH, AND GOVERNED BY, THE LAWS OF THE STATE OF NEW YORK, WITHOUT GIVING EFFECT TO THE CONFLICT OF LAWS PRINCIPLES
THEREOF (EXCEPT FOR SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW). 
 SECTION 5. Counterparts. This Amendment
Number Four may be executed by each of the parties hereto on any number of separate counterparts, each of which shall be an original and all of which taken together shall constitute one and the same instrument. 

SECTION 6. Limited Effect. Except as amended hereby, the Agreement shall continue in full force and effect in accordance with its
terms. This Amendment Number Four shall be effective for only the time period set forth in Section 1 above and shall not be deemed to and shall not, operate as a waiver of any term of the Agreement. Reference to this Amendment Number Four need
not be made in the Agreement or any other instrument or document executed in connection therewith, or in any certificate, letter or communication issued or made pursuant to, or with respect to, the Agreement, any reference in any of such items to
the Agreement being sufficient to refer to the Agreement as amended hereby. 

  
 2 

 IN WITNESS WHEREOF, Seller and Buyer have caused this Amendment Number Four to be executed
and delivered by their duly authorized officers as of the day and year first above written. 
  

			
	SIRVA MORTGAGE, INC.
	(Seller)	 	
		
	By:	 	 /s/ Paul E. Klemme

	Name:	 	Paul E. Klemme
	Title:	 	President
	
	CITIBANK, N.A.
	(Buyer)	 	
		
	By:	 	 /s/ Peter D. Steinmetz

	Name:	 	Peter D. Steinmetz
	Title:	 	Vice President Citibank N.A.EX-10.11

 Exhibit 10.11 
 CONFIDENTIAL TREATMENT REQUESTED 
 INFORMATION FOR WHICH CONFIDENTIAL TREATMENT

 HAS BEEN REQUESTED IS OMITTED AND NOTED WITH “****”. 

AN UNREDACTED VERSION OF THIS 
 DOCUMENT HAS ALSO BEEN PROVIDED TO THE 
 SECURITIES AND EXCHANGE COMMISSION

 EXECUTION VERSION 
 AMENDMENT NUMBER FIVE 
 to the 

MASTER REPURCHASE AGREEMENT 
 Dated as of March 24, 2010, 
 between 

SIRVA MORTGAGE, INC. 
 and 
 CITIBANK, N.A. 

This AMENDMENT NUMBER FIVE (this “Amendment Number Five”) is made this 13th day of May, 2011, between SIRVA MORTGAGE,
INC. (“Seller”) and CITIBANK, N.A. (“Buyer”), to the Master Repurchase Agreement, dated as of March 24, 2010, between Seller and Buyer, as such agreement may be amended from time to time (the
“Agreement”). Capitalized terms used but not otherwise defined herein shall have the meanings assigned to such terms in the Agreement. 
 RECITALS 
 WHEREAS, Seller and Buyer have agreed to extend the Termination
Date under the Agreement, to provide for the payment of the Commitment Fee for such extension, and to make certain other modifications as more specifically set forth herein; and 

WHEREAS, as of the date hereof, Seller represents to Buyer that Seller is in full compliance with all of the terms and conditions of the
Agreement and each other Program Document and no Default or Event of Default has occurred and is continuing under the Agreement or any other Program Document. 
 NOW THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and for the mutual covenants herein contained, the parties hereto hereby agree as follows:

 SECTION I. Amendments, (a) Effective as of May 15, 2011, Section 2 of the Agreement is hereby amended
by deleting the definition of “Interest Period” in its entirety and replacing it with the following: 

“Interest Period” shall mean, with respect to any Transaction, the period commencing on the Purchase Date
with respect to such Transaction and ending on the calendar day prior to the related Repurchase Date. 
 (b) Effective as of
May 15, 2011, Section 2 of the Agreement is hereby amended by adding a new definition of “Quality Control Program” after the definition of “Records” to read in its entirety as follows: 

“Quality Control Program” shall have the meaning assigned to such term in Section 13(oo).

 (c) Effective as of May 15, 2011, Section 2 of the Agreement is hereby amended by adding a new definition of
“Related Credit Enhancement” after the definition of “Qualified Originator” to read in its entirety as follows: 
 “Related Credit Enhancement” shall have the meaning assigned to such term in Section 8(a). 
 (d) Effective as of May 15, 2011, Section 2 of the Agreement is hereby amended by deleting the definition of “Termination Date” in its entirety and replacing it with the following:

 “Termination Date” shall mean June 15, 2011 or such
earlier date on which this Agreement shall terminate in accordance with the provisions hereof or by operation of law. 
 (e)
Effective as of May 15, 2011, Section 4(c) of the Agreement is hereby amended by adding the following language at the end of such section: 
 In connection with the extension of the Termination Date from May 15, 2011 to June 15, 2011, Seller agrees to pay to Buyer an additional commitment fee equal to $**** (the “May 2011
Additional Commitment Fee”), such payment to be made in Dollars, in immediately available funds, without deduction, set off or counterclaim, to Buyer on or prior to May 17, 2011. Buyer may, in its sole discretion, net any portion of
such May 2011 Additional Commitment Fee from the proceeds of any Purchase Price paid to Seller. The May 2011 Additional Commitment Fee is and shall be deemed to be fully earned and non-refundable when paid. 

(f) Effective as of May 15, 2011, Section 8(a) of the Agreement is hereby amended by adding the following language after the
first paragraph of such Section 8(a): 
 Seller acknowledges and agrees that its rights with respect to the
Purchased Items (including without limitation, any security interest Seller may have in the Purchased Loans and any other collateral granted by Seller to Buyer pursuant to any other agreement) are and shall continue to be at all times junior and
subordinate to the rights of Buyer hereunder. Seller further acknowledges that it has no rights to the Servicing Rights related to the Purchased Loans. Without limiting the generality of the foregoing and for the avoidance of doubt, in the event
that Seller is deemed to retain any residual Servicing Rights, Seller grants, assigns and pledges to Buyer a first priority security interest in all of its rights, title and interest in and to the Servicing Rights as indicated hereinabove. In
addition, Seller, in its capacity as Servicer, further grants, assigns and pledges to Buyer a first priority security interest in and to all Servicing Records and rights to receive Servicing Records or other documents that constitute a part of the
Mortgage File or Servicing File with respect to any Purchased Loan, and all Income related to the Purchased Loans received by Seller, in its capacity as Servicer, and all rights to receive such Income, and all products, proceeds and distributions
relating to or constituting any or all of the foregoing (collectively, and together with the pledge of Servicing Rights in the immediately preceding sentence, the “Related Credit Enhancement”). The Related Credit Enhancement is
hereby pledged as further security for Seller’s Obligations to Buyer hereunder. 
 (g) Effective as of May 15, 2011,
Section 13(a) of the Agreement is hereby amended by adding a new subsection (x) following subsection (ix) to read as follows: 
 (x) Promptly after receipt by Seller of a request from Buyer, Seller shall provide copies of its latest Quality Control Program reports and all responses made by the management of Seller to address any
issues, risks, vulnerabilities or adverse findings contained in such Quality Control Program. 
 (h) Effective as of
May 15, 2011, Section 13 of the Agreement is hereby amended by adding the following new covenant as Section 13(oo): 

  
 2 

 (oo) Quality Control. Seller shall maintain an internal quality
control program that evaluates and monitors, on a regular basis, the overall quality of its servicing activities and that: ensures that the Mortgage Loans are serviced in accordance with Accepted Servicing Practices; guards against dishonest,
fraudulent, or negligent acts; and guards against errors and omissions by officers, employees, or other authorized persons (the “Quality Control Program”). 
 (i) Effective as of May 15, 2011, the Event of Default in Section 18(t) of the Agreement is hereby amended to read in its entirety as follows: 

(t) Seller shall cease to be approved by or its approval shall be revoked, suspended, rescinded, halted, eliminated,
withdrawn, annulled, repealed, voided or terminated by (i) Ginnie Mae as an approved issuer, (ii) HUD, pursuant to Sections 203 and 211 of the National Housing Act, (iii) the FHA, as an FHA Approved Mortgagee or servicer,
(iv) the VA as a VA Approved Lender, or (v) Fannie Mae or Freddie Mac as an approved seller/servicer or lender; or 

(j) Effective as of May 15, 2011, Section 18 of the Agreement is hereby amended by deleting the period at the end of Section
I8(dd) and replacing it with “; or” and adding the following new Events of Default as subsections (hh), (ii), (jj) and (kk) of such Section 18: 
 (hh) Seller receives a notice of denial from any Agency or any Agency terminates, revokes or suspends Seller’s approval to sell and service loans to such Agency (including but not limited to its
approval to use DU or LP to underwrite mortgage loans); or 
 (ii) Any Agency shall at any time cease to accept
delivery of any loan or loans from Seller under any program or notifies Seller that any such Agency shall cease acccpting loan deliveries from Seller; or 
 (jj) All or a portion of Seller’s servicing portfolio consisting of Fannie Mae or Freddie Mac loans is seized or the servicing of all or a portion of such loans is otherwise transferred away from
Seller; or 
 (kk) To the extent Seller has “delegated lender insurance authority” from HUD as of the
date hereof, such authority shall be revoked or suspended at any time by HUD. 
 (k) Effective as of May 15, 2011,
Section 41 of the Agreement is hereby amended to read in its entirety as follows: 
 41. INTENT 

Seller and Buyer recognize that each Transaction is a “repurchase agreement” as that term is defined in
Section 101(47)(A)(i) of Title 11 of the USC, a “securities contract” as that term is defined in Section 741(7)(A)(i) of Title 11 of the USC, and a “master netting agreement” as that term is defined in
Section 101(38A)(A) of Title 11 of the USC, and that the pledge of the Related Credit Enhancement in Section 8(a) hereof is intended to constitute “a security agreement or arrangement or other credit enhancement” that is
“related to” the Agreement and Transactions hereunder within the meaning of Sections 101(38A)(A), 101(47)(a)(v) and 741(7)(A)(x). 

  
 3 

 It is understood that Buyer’s right to liquidate the Purchased Loans
delivered to it in connection with the Transactions hereunder or to accelerate or terminate this Agreement or otherwise exercise any other remedies pursuant to Section 19 hereof is a contractual right to liquidate, accelerate or terminate such
Transaction as described in Sections 555, 559 and 561 of Title 11 of the USC. 
 (k) Effective as of May 15, 2011, Schedule
1 to the Agreement is hereby amended by adding the following new representations and warranties as subsections (mmm), (nnn) and (ooo) of such Schedule 1: 
 (mmm) Compliance with Interagency Guidance. Each Purchased Loan that is a “nontraditional mortgage loan” within the meaning of the Interagency Guidance on Nontraditional Mortgage Product
Risks, 71 FR 58609 (October 4, 2006), and that has a residential loan application date on or after September 13, 2007 (or, if such date cannot be determined, an origination date on or after October 1, 2007), complies in all respects with
such guidance, including any interpretations, applications or implementation plans with respect thereto that have been communicated and/or agreed to by an institution’s regulator, regardless of whether the Purchased Loan’s originator or
seller is subject to such guidance; 
 (nnn) Compliance with Subprime Statement. No Purchased Loan that is
an Adjustable Rate Mortgage Loan and that has a residential loan application date on or after September 13, 2007, is subject to the Interagency Statement on Subprime Mortgage Lending, 72 FR 37569 (July 10, 2007) as defined by Fannie Mae in the
Lender Letter 03-07 (August 15, 2007) or by Freddie Mac in Freddie Mac Single Family Advisory (September 7, 2007) and Freddie Mac Bulletin 2007-4); 
 (ooo) Underwriting Methodology. With respect to each Purchased Loan, the related originator has underwritten such Loan in accordance with the Underwriting Guidelines and determined, based on
verified and documented information at the time the loan was originated, that the borrower has a reasonable ability to repay the loan according to its terms, using a payment schedule that fully amortizes the loan over the term of the loan.

 SECTION 2. Fees and Expenses. Seller agrees to pay to Buyer all reasonable out of pocket costs and expenses incurred
by Buyer in connection with this Amendment Number Five (including all reasonable fees and out of pocket costs and expenses of the Buyer’s legal counsel) in accordance with Sections 23 and 25 of the Agreement. 

SECTION 3. Representations. Seller hereby represents to Buyer that as of the date hereof, Seller is in full compliance with all of
the terms and conditions of the Agreement and each other Program Document and no Default or Event of Default has occurred and is continuing under the Agreement or any other Program Document. 

SECTION 4. Binding Effect; Governing Law. This Amendment Number Five shall be binding and inure to the benefit of the parties
hereto and their respective successors and permitted assigns. THIS AMENDMENT NUMBER FIVE SHALL BE CONSTRUED IN ACCORDANCE WITH, AND GOVERNED BY, THE LAWS OF THE STATE OF NEW YORK, WITHOUT GIVING EFFECT TO THE CONFLICT OF LAWS PRINCIPLES THEREOF
(EXCEPT FOR SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW). 
 SECTION 5. Counterparts. This Amendment Number
Five may be executed by each of the parties hereto on any number of separate counterparts, each of which shall be an original and all of which taken together shall constitute one and the same instrument. 

  
 4 

 SECTION 6. Limited Effect. Except as amended hereby, the Agreement shall continue in
full force and effect in accordance with its terms. This Amendment Number Five shall be effective for only the time period set forth in Section 1 above and shall not be deemed to and shall not, operate as a waiver of any term of the Agreement.
Reference to this Amendment Number Five need not be made in the Agreement or any other instrument or document executed in connection therewith, or in any certificate, letter or communication issued or made pursuant to, or with respect to, the
Agreement, any reference in any of such items to the Agreement being sufficient to refer to the Agreement as amended hereby. 

  
 5 

 IN WITNESS WHEREOF, Seller and Buyer have caused this Amendment Number Five to be executed
and delivered by their duly authorized officers as of the day and year first above written. 
  

			
	SIRVA MORTGAGE, INC.
	(Seller)
		
	By:	 	 /s/ Paul E. Klemme

	Name:	 	Paul E. Klemme
	Title:	 	President
	
	CITIBANK, N.A.
	(Buyer)
		
	By:	 	 /s/ Peter D. Stetnmetz

	Name:	 	Peter D. Stetnmetz
	Title:	 	Vice President Citibank N.A.

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