Document:

<PAGE>

                                                                   EXHIBIT 10.8

                              EMPLOYMENT AGREEMENT

     THIS AGREEMENT is made as of the 1st day of April, 2000, by and among
PINNACLE NATIONAL BANK (Proposed) (the "Bank"), a proposed national bank;
PINNACLE FINANCIAL CORPORATION (proposed), a bank holding company incorporated
under the laws of the State of Tennessee (the "Company") (collectively, the Bank
and the Company are referred to hereinafter as the "Employer"), and HUGH M.
QUEENER, a resident of the State of Tennessee (the "Executive").

                                    RECITALS:

     The Employer desires to employ the Executive as Executive Vice President
and Chief Administrative Officer of the Bank and the Company and the Executive
desires to accept such employment.

     The parties previously entered into an employment agreement, also dated as
of April 1, 2000, that they wish to restate primarily for the purpose of
revising certain change-in-control provisions.

     In consideration of the above premises and the mutual agreements
hereinafter set forth, the parties hereby agree as follows:

1.   DEFINITIONS. Whenever used in this Agreement, the following terms and
their variant forms shall have the meaning set forth below:

     1.1 "AGREEMENT" shall mean this Agreement and any exhibits incorporated
herein together with any amendments hereto made in the manner described in this
Agreement.

     1.2 "AFFILIATE" shall mean any business entity which controls the Company,
is controlled by or is under common control with the Company.

     1.3 "BUSINESS OF THE EMPLOYER" shall mean the business conducted by the
Employer, which is the business of commercial banking.

     1.4  "CAUSE" shall mean:

          1.4.1 With respect to termination by the Employer:

               (a) a material breach of the terms of this Agreement by the
          Executive, including, without limitation, failure by the Executive to
          perform his duties and responsibilities in the manner and to the
          extent required under this Agreement, which remains uncured after the
          expiration of thirty (30) days following the delivery of written
          notice of such breach to the Executive by Employer. Such notice shall
          (i) specifically identify the duties that the Board of Directors of
          either the Company or the Bank

<PAGE>

          believes the Executive has failed to perform, (ii) state the facts
          upon which such Board of Directors made such determination, and (iii)
          be approved by a resolution passed by two-thirds (2/3) of the
          directors then in office;

               (b) conduct by the Executive that amounts to fraud, dishonesty or
          willful misconduct in the performance of his duties and
          responsibilities hereunder;

               (c) arrest for, charged in relation to (by criminal information,
          indictment or otherwise), or conviction of the Executive during the
          Term of this Agreement of a crime involving breach of trust or moral
          turpitude;

               (d) conduct by the Executive that amounts to gross and willful
          insubordination or inattention to his duties and responsibilities
          hereunder; or

               (e) conduct by the Executive that results in removal from his
          position as an officer or executive of Employer pursuant to a written
          order by any regulatory agency with authority or jurisdiction over
          Employer.

             1.4.2 With respect to termination by the Executive:

               (a) a material modification to the Executive's job title(s) or
          position(s) of responsibility or the scope of his authority or
          responsibilities under this Agreement without the Executive's written
          consent, which modification is not cured to the reasonable
          satisfaction of the Executive within thirty (30) days after written
          notice thereof from the Executive to the Board of Directors of either
          the Bank or the Company;

               (b) a change in supervision so that the Executive no longer
          reports to the person(s) or entity to whom he reported immediately
          after the Effective Date, which change in supervision is effected
          without the Executive's written consent;

               (c) a change in supervisory authority so that the holder of any
          position who normally reported to the Executive immediately after the
          Effective Date no longer reports to the Executive on a regular basis,
          which change in supervisory authority is effected without the
          Executive's written consent;

               (d) any change in the Executive's office location such that the
          Executive is required to report regularly to a location that is beyond
          a 25-mile radius from the Executive's office location determined
          immediately after the Effective Date, which change in office location
          is effected without the Executive's written consent; and

               (e) any material reduction in salary, bonus opportunity or other
          benefits provided for in Section 4 below from the level in effect
          immediately prior to the Change of Control.

      1.5 "CHANGE OF CONTROL" means any one of the following events:

                                       2
<PAGE>

               (a) the acquisition by any person or persons acting in concert of
          the then outstanding voting securities of either the Bank or the
          Company, if, after the transaction, the acquiring person (or persons)
          owns, controls or holds with power to vote forty percent (40%) or more
          of any class of voting securities of either the Bank or the Company,
          as the case may be;

               (b) within any twelve-month period (beginning on or after the
          Effective Date) the persons who were directors of either the Bank or
          the Company immediately before the beginning of such twelve-month
          period (the "Incumbent Directors") shall cease to constitute at least
          a majority of such board of directors; provided that any director who
          was not a director as of the Effective Date shall be deemed to be an
          Incumbent Director if that director were elected to such board of
          directors by, or on the recommendation of or with the approval of, at
          least two-thirds of the directors who then qualified as Incumbent
          Directors; and provided further that no director whose initial
          assumption of office is in connection with an actual or threatened
          election contest (as such terms are used in Rule 14a-11 of Regulation
          14A promulgated under the Securities Exchange Act of 1934) relating to
          the election of directors shall be deemed to be an Incumbent Director;

               (c) a reorganization, merger or consolidation, with respect to
          which persons who were the stockholders of the Bank or the Company, as
          the case may be, immediately prior to such reorganization, merger or
          consolidation do not, immediately thereafter, own more than fifty
          percent (50%) of the combined voting power entitled to vote in the
          election of directors of the reorganized, merged or consolidated
          company's then outstanding voting securities; or

               (d) the sale, transfer or assignment of all or substantially all
          of the assets of the Company and its subsidiaries to any third party.

     1.6 "COMPANY INFORMATION" means Confidential Information and Trade Secrets.

     1.7 "CONFIDENTIAL INFORMATION" means data and information relating to the
business of the Bank or the Company (which does not rise to the status of a
Trade Secret) which is or has been disclosed to the Executive or of which the
Executive became aware as a consequence of or through the Executive's
relationship to the Employer and which has value to the Employer and is not
generally known to its competitors. Confidential Information shall not include
any data or information that has been voluntarily disclosed to the public by the
Employer (except where such public disclosure has been made by the Executive
without authorization) or that has been independently developed and disclosed by
others, or that otherwise enters the public domain through lawful means.

     1.8 "DISABILITY" shall mean the inability of the Executive to perform each
of his material duties under this Agreement for the duration of the short-term
disability period under the Employer's policy then in effect as certified by a
physician chosen by the Employer and reasonably acceptable to the Executive.

                                       3
<PAGE>

     1.9 "EFFECTIVE DATE" shall mean the date April 1, 2000.

     1.10 "INITIAL TERM" shall mean that period of time commencing on April 1,
2000 (the "Beginning Date") and running until the close of business on the last
business day immediately preceding the third anniversary of the Beginning Date.

     1.11 "TERM" shall mean the last day of the Initial Term or most recent
subsequent renewal period.

     1.12 "TRADE SECRETS" means Employer information including, but not limited
to, technical or nontechnical data, formulas, patterns, compilations, programs,
devices, methods, techniques, drawings, processes, financial data, financial
plans, product plans or lists of actual or potential customers or suppliers
which:

          (a) derives economic value, actual or potential, from not being
     generally known to, and not being readily ascertainable by proper means by,
     other persons who can obtain economic value from its disclosure or use; and

          (b) is the subject of efforts that are reasonable under the
     circumstances to maintain its secrecy.

2.   DUTIES.

     2.1 POSITION. The Executive is employed initially as Executive Vice
President and Chief Administrative Officer of the Bank and the Company and,
subject to the direction of the Board of Directors of the Bank or the Company or
its designees, shall perform and discharge well and faithfully the duties which
may be assigned to him from time to time by the Bank or the Company in
connection with the conduct of its business. The duties and responsibilities of
the Executive are set forth on EXHIBIT A attached hereto.

     2.2 FULL-TIME STATUS. In addition to the duties and responsibilities
specifically assigned to the Executive pursuant to Section 2.1 hereof,
the Executive shall:

          (a) devote substantially all of his time, energy and skill during
     regular business hours to the performance of the duties of his employment
     (reasonable vacations and reasonable absences due to illness excepted) and
     faithfully and industriously perform such duties;

          (b) diligently follow and implement all reasonable and lawful
     management policies and decisions communicated to him by the Board of
     Directors of either the Bank or the Company; and

          (c) timely prepare and forward to the Board of Directors of either the
     Bank or the Company all reports and accountings as may be requested of the
     Executive.

                                       4
<PAGE>

     2.3 PERMITTED ACTIVITIES. The Executive shall devote his entire business
time, attention and energies to the Business of the Employer and shall not
during the Term be engaged (whether or not during normal business hours) in any
other business or professional activity, whether or not such activity is pursued
for gain, profit or other pecuniary advantage; but this shall not be construed
as preventing the Executive from:

          (a) investing his personal assets in businesses which (subject to
     clause (b) below) are not in competition with the Business of the Employer
     and which will not require any services on the part of the Executive in
     their operation or affairs and in which his participation is solely that of
     an investor;

          (b) purchasing or otherwise acquiring an ownership interest in any
     entity provided that such interest shall not result in him collectively
     owning beneficially at any time five percent (5%) or more of any entity or,
     to the extent applicable, five percent (5%) or more of the stock, capital
     or profits of any entity in competition with the Business of the Employer;
     and

          (c) participating in civic and professional affairs and organizations
     and conferences, preparing or publishing papers or books or teaching so
     long as the Board of Directors of either the Bank or the Company approves
     of such activities prior to the Executive's engaging in them.

Notwithstanding the foregoing provisions of this Section 2.3, the Executive may
provide services to any entity and may engage in such additional investment
activities to the extent such services and such additional investment activities
have been expressly approved in writing by the Board of Directors of either the
Bank or the Company.

3.   TERM AND TERMINATION.

     3.1 TERM. This Agreement shall remain in effect for the Term. While this
Agreement remains in effect it shall automatically renew each day after the
Effective Date so that the Term remains a three-year term from day-to-day
hereafter unless the Employer or the Executive gives written notice to the other
of its intent that the automatic renewals shall cease. In the event such notice
of non-renewal is properly given, this Agreement and the Term shall expire on
the third anniversary of the thirtieth (30th) day following the date such
written notice is received.

     3.2 TERMINATION. During the Term, the employment of the Executive under
this Agreement may be terminated only as follows:

         3.2.1 By the Employer:

               (a) In the event that the Bank fails to receive its regulatory
          charter, or the Company fails to raise the necessary capital required
          to open the Bank, and should the Company's Founders decide to forgo
          future efforts to open the Bank,

                                       5
<PAGE>

          in which event the Employer shall be required to continue to meet its
          obligation to the Executive under Section 4.1 until December 31, 2000;

               (b) For Cause, upon written notice to the Executive pursuant to
          Section 1.4.1 hereof, where the notice has been approved by a
          resolution passed by two-thirds of the directors of either the Bank or
          the Company then in office;

               (c) Without Cause at any time, provided that the Bank shall give
          the Executive thirty (30) days' prior written notice of its intent to
          terminate, in which event the Employer shall be required to continue
          to meet its obligations to the Executive under Section 4.1 for a
          period equal to the remaining Term of the Agreement; or

               (d) Upon the Disability of Executive at any time, provided that
          the Employer shall give the Executive thirty (30) days' prior written
          notice of its intent to terminate, in which event, the Employer shall
          be required to continue to meet its obligations under Section 4.1 for
          a period of six (6) months or until the Executive begins receiving
          payments under the Company's long-term disability policy, whichever
          occurs first.

         3.2.2 By the Executive:

               (a) For Cause, in which event the Employer shall be required to
          continue to meet its obligations under Section 4.1 for a period equal
          to the lesser of (i) twelve (12) months following the termination or
          (ii) the remaining Term of the Agreement; or

               (b) Without Cause or upon the Disability of the Executive,
          provided that the Executive shall give the Employer sixty (60) days'
          prior written notice of his intent to terminate.

         3.2.3 At any time upon mutual, written agreement of the parties.

         3.2.4 Notwithstanding anything in this Agreement to the contrary, the
       Term shall end automatically upon the Executive's death.

     3.3 CHANGE OF CONTROL. If the Executive terminates his employment with the
Employer under this Agreement for Cause within twelve (12) months following a
Change of Control, the Executive, or in the event of his subsequent death, his
designated beneficiaries or his estate, as the case may be, shall receive, as
liquidated damages, in lieu of all other claims, a severance payment equal to
three (3) times the Executives then current Base Salary and target bonus amount
to be paid in full on the last day of the month following the date of
termination. The Executive and his immediate family will continue to receive the
health insurance plan benefits then in effect for employees of the Company
and/or the Bank for a period of three years to include payment of the Employer
funded portion of the plan. The Executive will also receive tax assistance,
advice and filing preparation services from a qualified accounting firm of his

                                       6
<PAGE>

choice for a period of three years at a cost to the Company and/or the Bank not
to exceed $2,500 per year.

     3.4 EFFECT OF TERMINATION. Upon termination of the Executive's employment
hereunder, the Employer shall have no further obligations to the Executive or
the Executive's estate with respect to this Agreement, except for the payment of
salary and bonus amounts, if any, accrued pursuant to Sections 4.1 and 4.2
hereof and unpaid as of the effective date of the termination of employment and
payments set forth in Sections 3.2.1(a),(c) or (d); Section 3.2.2(a); Section
3.3; Section 3.5 and/or Section 4.4, as applicable. Nothing contained herein
shall limit or impinge upon any other rights or remedies of the Employer or the
Executive under any other agreement or plan to which the Executive is a party or
of which the Executive is a beneficiary.

     3.5 TAX INDEMNITY. In the event it shall be determined that any payment or
benefits by the Employer to the Executive (a "Payment") would subject the
Executive to an excise tax under Section 4999 of the Internal Revenue Code (the
"Code") (or any successor federal tax law), or any interest or penalties are
incurred or paid by the Executive with respect to such excise tax (any such
excise tax, together with any interest and penalties, are hereinafter
collectively referred to as the "Excise Tax"), then the Executive shall be
entitled to an additional payment from the Employer as is necessary (after
taking into account all federal, state and local taxes (regardless of type,
whether income, excise or otherwise) imposed upon the Executive as a result of
the receipt of the payment contemplated by this Agreement) and any reduction in
such taxes of the Executive as a result of the payment of the related Excise
Tax) to place the Executive in the same after-tax position the Executive would
have been in had no Excise Tax been imposed upon or incurred or paid by the
Executive (the "Tax Indemnity"). The Employer's outside auditor shall determine,
utilizing such reasonable assumptions as it considers necessary, whether a
Payment would subject the Executive to the Excise Tax within thirty (30) days
after receipt of a written request from the Employer or the Executive in which
the requesting party verifies that a Payment has been made and requests an
appropriate determination. The requesting party shall provide the other party
with a copy of any such written request. The outside auditor shall determine
whether a Tax Indemnity obligation exists and, if so, the amount of the Tax
Indemnity and shall provide supporting documentation to both the Employer and
the Executive. The Employer shall pay the Executive any Tax Indemnity so
determined in a lump sum in cash within thirty (30) days following the release
of the related determination by the outside auditor; provided, however, that any
such payment may be reduced by applicable legal withholdings. In the event that
the Internal Revenue Service subsequently assesses an Excise Tax that is greater
than the tax previously calculated by the outside auditor, the Employer shall
make an additional Tax Indemnity payment, as calculated by the outside auditor
in a manner consistent with the provisions of this Section 3.5, to the Executive
within thirty (30) days of the date of such assessment.

4.   COMPENSATION. The Executive shall receive the following salary and
benefits during the Term, except as otherwise provided below:

     4.1 BASE SALARY. During the Initial Term, the Executive shall be
compensated at a base rate of $160,000 per year (the "Base Salary"). The
obligation for payment of Base Salary shall be apportioned between the Company
and the Bank as they may agree from time to time in their sole

                                       7
<PAGE>

discretion. The Executive's Base Salary shall be reviewed by the Board of
Directors of the Bank and the Company at least annually, and the Executive shall
be entitled to receive annually an increase in such amount, if any, as may be
determined by the Board of Directors of the Bank or the Company based on its
evaluation of Executive's performance. Base Salary shall be payable in
accordance with the Employer's normal payroll practices.

     4.2 INCENTIVE COMPENSATION. The Executive shall be entitled to annual bonus
compensation, if any, as determined by the Board of Directors of the Company or
the Bank pursuant to any incentive compensation program as may be adopted from
time to time by the Company or the Bank.

     4.3 STOCK OPTIONS. The Company will establish a stock incentive plan
contemporaneously with the initial public offering of the Company's common
stock. The Company will grant to the Executive pursuant to such stock incentive
plan, consistent with applicable provisions of the Internal Revenue Code, an
incentive stock option to purchase, at a per share purchase price equal to
$10.00, 30,000 shares of the Company's common stock. The option generally will
become vested and exercisable in twenty percent (20%) increments, commencing on
the first anniversary of the option grant date, which shall be the closing date
for the Company's initial public offering, and continuing for the next four
successive anniversaries; provided, however, that, in the event of a Change of
Control, the option shall become fully vested and exercisable; provided further,
that in the event of a Change of Control prior to the third anniversary of the
date the Bank opens for business, the option shall become vested and exercisable
at a rate no more rapidly than thirty-three and one-third percent (33 1/3%) per
year over the first three anniversaries of the date the Bank opens for business.
The option shall expire generally upon the earlier of one (1) year following
termination of employment or upon the tenth anniversary of the option grant
date. The option will be issued by the Employer pursuant to the Company's stock
incentive plan and subject to the terms of a related stock option agreement. The
Executive shall be eligible for future option grants so long as the Company
maintains a stock incentive plan and shall participate in future grants at a
level that is commensurate with the relative levels of participation by all
other senior management employees of the Employer.

     4.4 HEALTH INSURANCE.

          (a) The Employer shall reimburse the Executive for the cost of premium
     payments paid by the Executive for the Executive's current health insurance
     covering the Executive and the members of his immediate family until the
     first to occur of the following:

               (i) such time as the Company adopts a health insurance plan for
          employees of the Company and/or the Bank;

               (ii) the Company and the Bank abandon their organizational
          efforts; or

               (iii) December 31, 2000.

                                       8
<PAGE>

               (b) In the event of termination by the Executive for Cause
          (Section 3.2.3(a)), the Employer shall reimburse Executive for the
          cost of premium payments paid by the Executive to continue his then
          existing health insurance for himself and his eligible dependents as
          provided by the Employer for a period of three (3) months following
          the date of termination of employment.

               (c) In the event of a termination by the Employer without Cause
          (Section 3.2.1(c)), the Employer shall reimburse the Executive for the
          cost of premium payments paid by the Executive to continue his then
          existing health insurance for himself and his eligible dependents as
          provided by Employer for a period of twelve (12) months following the
          date of termination of employment.

     4.5 AUTOMOBILE. Beginning as of the month in which the Bank receives
preliminary charter approval, the Employer will provide Executive with an
automobile allowance of $750 per month.

     4.6 BUSINESS EXPENSES; MEMBERSHIPS. The Employer specifically agrees to
reimburse the Executive for:

               (a) reasonable and necessary business (including travel) expenses
          incurred by him in the performance of his duties hereunder, as
          approved by the Board of Directors of either the Bank or the Company;
          and

               (b) beginning as of the Effective Date, the dues and business
          related expenditures, including initiation fees, associated with
          membership in a single civic association both as selected by the
          Executive and in professional associations which are commensurate with
          his position; provided, however, that the Executive shall, as a
          condition of reimbursement, submit verification of the nature and
          amount of such expenses in accordance with reimbursement policies from
          time to time adopted by the Employer and in sufficient detail to
          comply with rules and regulations promulgated by the Internal Revenue
          Service.

     4.7 VACATION. On a non-cumulative basis, the Executive shall be entitled to
four (4) weeks of vacation in each successive twelve-month period during the
Term, during which his compensation shall be paid in full.

     4.8 LIFE INSURANCE. The Employer will provide the Executive with access to
term life insurance coverage at competitive rates at such time as the Company
develops a life plan for employees of the Company and/or Bank, providing a death
benefit of not less than $650,000, payable to such beneficiary or beneficiaries
as the Executive may designate.

     4.9 TAX PREPARATION SERVICES. The Employer will provide the Executive with
tax preparation services annually through a qualified accounting firm of the
Executive's choice at an annual cost not to exceed $2,500.

                                       9
<PAGE>

     4.10 BENEFITS. In addition to the benefits specifically described in this
Agreement, the Executive shall be entitled to such benefits as may be available
from time to time to executives of the Bank similarly situated to the Executive.
All such benefits shall be awarded and administered in accordance with the
Bank's standard policies and practices. Such benefits may include, by way of
example only, profit-sharing plans, retirement or investment funds, dental,
health, life and disability insurance benefits and such other benefits as the
Bank deems appropriate.

     4.11 WITHHOLDING. The Employer may deduct from each payment of compensation
hereunder all amounts required to be deducted and withheld in accordance with
applicable federal and state income, FICA and other withholding requirements.

5.   COMPANY INFORMATION.

     5.1 OWNERSHIP OF COMPANY INFORMATION. All Company Information received or
developed by the Executive while employed by the Employer will remain the sole
and exclusive property of the Employer.

     5.2 OBLIGATIONS OF THE EXECUTIVE. The Executive agrees:

          (a) to hold Company Information in strictest confidence;

          (b) not to use, duplicate, reproduce, distribute, disclose or
     otherwise disseminate Company Information or any physical embodiments of
     Company Information; and

          (c) in any event, not to take any action causing or fail to take any
     action necessary in order to prevent any Company Information from losing
     its character or ceasing to qualify as Confidential Information or a Trade
     Secret.

In the event that the Executive is required by law to disclose any Company
Information, the Executive will not make such disclosure unless (and then only
to the extent that) the Executive has been advised by independent legal counsel
that such disclosure is required by law and then only after prior written notice
is given to the Company when the Executive becomes aware that such disclosure
has been requested and is required by law. This Section 5 shall survive for a
period of twelve (12) months following termination of this Agreement for any
reason with respect to Confidential Information, and shall survive termination
of this Agreement for any reason for so long as is permitted by applicable law,
with respect to Trade Secrets.

     5.3 DELIVERY UPON REQUEST OR TERMINATION. Upon request by the Employer, and
in any event upon termination of his employment with the Employer, the Executive
will promptly deliver to the Employer all property belonging to the Employer,
including, without limitation, all Company Information then in his possession or
control. The Executive agrees that the covenant contained in Section 5 of this
Agreement are of the essence of this Agreement; that the covenant is reasonable
and necessary to protect the business, interests and properties of the Employer.

                                       10
<PAGE>

6. SEVERABILITY. The parties agree that each of the provisions included in this
Agreement is separate, distinct and severable from the other provisions of this
Agreement and that the invalidity or unenforceability of any Agreement provision
shall not affect the validity or enforceability of any other provision of this
Agreement. Further, if any provision of this Agreement is ruled invalid or
unenforceable by a court of competent jurisdiction because of a conflict between
the provision and any applicable law or public policy, the provision shall be
redrawn to make the provision consistent with and valid and enforceable under
the law or public policy.

7. NO SET-OFF BY THE EXECUTIVE. The existence of any claim, demand, action or
cause of action by the Executive against the Employer, or any Affiliate of the
Employer, whether predicated upon this Agreement or otherwise, shall not
constitute a defense to the enforcement by the Employer of any of its rights
hereunder.

8. NOTICE. All notices and other communications required or permitted under this
Agreement shall be in writing and, if mailed by prepaid first-class mail or
certified mail, return receipt requested, shall be deemed to have been received
on the earlier of the date shown on the receipt or three (3) business days after
the postmarked date thereof. In addition, notices hereunder may be delivered by
hand or overnight courier, in which event the notice shall be deemed effective
when delivered. All notices and other communications under this Agreement shall
be given to the parties hereto at the following addresses:

               (i)  If to the Employer, to it at:

                    ________________________________________

                    ________________________________________

                    ________________________________________

               (ii) If to the Executive, to him at:

                    ________________________________________

                    ________________________________________

                    ________________________________________

9. ASSIGNMENT. Neither party hereto may assign or delegate this Agreement or any
of its rights and obligations hereunder without the written consent of the other
party to this Agreement.

10. WAIVER. A waiver by one party to this Agreement of any breach of this
Agreement by the other party to this Agreement shall not be effective unless in
writing, and no waiver shall operate or be construed as a waiver of the same or
another breach on a subsequent occasion.

11. ARBITRATION. Any controversy or claim arising out of or relating to this
contract, or the breach thereof, shall be settled by binding arbitration in
accordance with the Commercial Arbitration Rules of the American Arbitration
Association. Judgment upon the award rendered by the arbitrator may be entered
only in a state court of Tennessee or the federal court for the Middle

                                       11
<PAGE>

District of Tennessee. The Employer and the Executive agree to share equally the
fees and expenses associated with the arbitration proceedings.

12. ATTORNEYS' FEES. In the event that the parties have complied with this
Agreement with respect to arbitration of disputes and litigation ensues between
the parties concerning the enforcement of an arbitration award, the party
prevailing in such litigation shall be entitled to receive from the other party
all reasonable costs and expenses, including without limitation attorneys' fees,
incurred by the prevailing party in connection with such litigation, and the
other party shall pay such costs and expenses to the prevailing party promptly
upon demand by the prevailing party.

13. APPLICABLE LAW. This Agreement shall be construed and enforced under and in
accordance with the laws of the State of Tennessee.

14. INTERPRETATION. Words importing any gender include all genders. Words
importing the singular form shall include the plural and vice versa. The terms
"herein", "hereunder", "hereby", "hereto", "hereof" and any similar terms refer
to this Agreement. Any captions, titles or headings preceding the text of any
article, section or subsection herein are solely for convenience of reference
and shall not constitute part of this Agreement or affect its meaning,
construction or effect.

15. ENTIRE AGREEMENT. This Agreement embodies the entire and final agreement of
the parties on the subject matter stated in this Agreement. No amendment or
modification of this Agreement shall be valid or binding upon the Employer or
the Executive unless made in writing and signed by both parties. All prior
understandings and agreements relating to the subject matter of this Agreement,
including, but not limited to, that certain employment agreement between the
Bank and the Executive previously signed by the parties and also dated as of
April 1, 2000, are hereby expressly terminated and superseded.

16. RIGHTS OF THIRD PARTIES. Nothing herein expressed is intended to or shall be
construed to confer upon or give to any person, firm or other entity, other than
the parties hereto and their permitted assigns, any rights or remedies under or
by reason of this Agreement.

17. SURVIVAL. The obligations of the Executive pursuant to Section 5 shall
survive the termination of the employment of the Executive hereunder for the
period designated under each of those respective sections.

18. JOINT AND SEVERAL. The obligations of the Bank and the Company to Executive
hereunder shall be joint and several.

                  [Remainder of Page Intentionally Left Blank]

                                       12
<PAGE>

         IN WITNESS WHEREOF, the Employer and the Executive have executed and
delivered this Agreement as of the date first shown above.

                                   THE BANK:

                                   PINNACLE NATIONAL BANK (PROPOSED)

                                   By:
                                      ------------------------------------------
                                   Print Name:
                                              ----------------------------------
                                   Title:
                                         ---------------------------------------

                                   THE COMPANY:

                                   PINNACLE FINANCIAL CORPORATION

                                   By: /S/ M. TERRY TURNER
                                      ------------------------------------------
                                   Print Name: M. TERRY TURNER
                                              ----------------------------------
                                   Title:PRESIDENT & CEO
                                         ---------------------------------------

                                   THE EXECUTIVE:

                                       /S/ HUGH M. QUEENER
                                   ---------------------------------------------
                                   HUGH M. QUEENER

                                       13
<PAGE>

                                    EXHIBIT A

                         INITIAL DUTIES OF THE EXECUTIVE

                                            CHIEF ADMINISTRATIVE OFFICER

FUNCTION:

Has overall responsibility for the bank's operations and fiscal record keeping.
Also has responsibility for the bank's consumer loan portfolio and asset
quality. Maintains cash accounts, oversees budget preparation, regulatory agency
reporting, and shareholder reporting. Prepares financial and other reports on a
periodic basis for the Board and Senior Management.

AREAS OF ACCOUNTABILITY:

OPERATIONS:

1.   Responsible for due from and due to banking activities including balance
     levels and incoming and outgoing wire transfers. Also, manages the bank's
     daily reserve and cash position.

2.   Responsible for the accounts payable function for the bank.

3.   Keeps informed of new developments in technology and ideas affecting the
     overall operating efficiency of the bank and makes modifications as
     appropriate.

4.   Has overall responsibility for maintaining appropriate risk tolerance
     levels to include final approval and override authority on requests made by
     bank officers for payment of the NSF items, overdrafts, and cash items.
     Also responsible for the identification of kite suspects and the review of
     items drawn against uncollected funds.

5.   Has overall responsibility for the bank's consumer loan portfolio and asset
     quality.

6.   Responsible for all loan operation functions to include consumer,
     commercial and real estate loan operations.

7.   Serves as the bank's CRA Officer and, as such, formulates and maintains a
     program designed to ensure optimum compliance with the Community
     Reinvestment Act (CRA) and the Home Mortgage Disclosure Act (HMDA).

8.   Keeps informed of new and pending laws and regulations affecting the bank's
     policies and procedures and initiates changes as appropriate.

9.   Responsible for all deposit operation functions to include item processing,
     courier services, and data processing.

                                       14
<PAGE>

10.  Supervises Human Resource Administration.

COMPLIANCE:

1.   Manages the audit function to ensure proper operational and functional
     controls, and adherence to corporate policies and procedures.

2.   Coordinates all regulatory examinations and audit and accounting work.

3.   Establishes and implements all operating procedures to insure proper
     internal controls.

4.   Develops, implements, and maintains an effective compliance program to
     insure that the bank is in full compliance with all applicable laws and
     regulations.

5.   Acts as the bank's Security Officer to insure compliance with the
     requirements of the Bank Security Act.

FINANCIAL REPORTS AND PLANNING:

1.   Responsible for the preparation of financial statements, including balance
     sheets, profit and loss statements and statements of sources and uses of
     funds as required by external auditors, SEC, OCC, and other regulatory
     agencies.

2.   Manages the accounting practices of the bank, keeping proper ledger records
     in order to determine an accurate financial picture.

3.   Responsible for the preparation of financial reports, which monitor
     Asset/Liability management and interest rate risk. These monthly reports
     should include at a minimum the bank's liquidity position and liquidity
     ratios, net interest margin, deposit and loan volume trends and interest
     rates, and an inventory of securities.

4.   Along with the CEO, manages the bank's investment portfolio to maximize
     yield and insure adequate liquidity. This includes proper pledging of
     securities for public funds.

5.   Develops, implements, and controls the profit plan including the tax
     planning for the year in order to maximize cash management and funds
     available for investment. Also, analyzes results compared to the profit
     plan to identify potential problems and develops possible revenue producing
     strategies.<PAGE>

                                                                   EXHIBIT 10.10

[GRAPHIC OMMITED]

             AGREEMENT OF SALE FOR HARDWARE AND THIRD PARTY SOFTWARE

                               Date: June 19, 2000

     SELLER                                    PURCHASER
-------------------------------------------------------------------------------
  SER MACROSOFT, INC.                          PINNACLE FINANCIAL PARTNERS
  2523 PRODUCT COURT                           3401 WEST END AVE. SUITE 306
  ROCHESTER HILLS, MI  48309                   NASHVILLE, TN  37203
  PHONE:   (248) 853-5353                      PHONE:   (615) 250-1801
  FAX:     (248) 853-7140                      E-MAIL:  HQ37027@AOL.COM

  ATTN:  DAN SMITH                             ATTN:  HUGH QUEENER

1.   SELLER agrees to sell, and the PURCHASER agrees to purchase, the equipment
     listed below (the "Equipment")

<TABLE>

<CAPTION>

  QTY       PART NO.                      DESCRIPTION                                  PURCHASE PRICE        TOTAL
------------------------------------------------------------------------------------------------------------------------
<S>         <C>         <C>                                                               <C>                  <C>
   1        MSH-xxxx    CHECK, DOCUMENT, AND REPORTS MANAGER DATABASE SERVER-DELL         5,460.00             5,460.00
                        PowerEdge 2400, 667 MHz, 512 MB RAM,  9 GB HD, Windows NT
                        Server(10 users), kbrd, mouse, 15"monitor, CD-ROM, 10/100
                        Base-T NIC,  APC Smart UPS 1400 Watt
   1        MSH-xxxx    DELL 35/70 DLT Tape Drive                                         4,595.00             4,595.00
   1       MSR1518-54   MacroStor 1500 54GB usable -Desktop with (5) 18GB Disks,          7,995.00             7,995.00
                        PCI RAID card, Cable
   1        MSH-4410    Backup Exec V8 CD NT                                                795.00               795.00
   1        MSH-4412    Backup Exec V8 NT SQL Server Option                                 795.00               795.00
   1        MSW-3282    Microsoft SQL Server v7.0 with 10 user licenses                   1,999.00             1,999.00
   1        MSH-5700    Plextor 820T CD Recorder                                            525.00               525.00
   1        MSH-4152    Adaptec 2940 SCSI card with software                                275.00               275.00
   1        MSH-4100    HP 8100 Laser Printer (32ppm)                                     3,299.00             3,299.00
   1        MSH-xxxx    CHECK MANAGER AUTOFILE/STATEMENTS PC - DELL Optiplex GX110        1,160.00             1,160.00
                        Desktop PC: Pentium -Registered Trademark- III processor
                        667MHz, 256K Cache, 64MB, 17" Monitor, 6.4GB Hard Drive,
                        1.44MB Floppy Drive, Keyboard, Mouse, CD-ROM, NIC,
                        Windows 98
   1        MSH-xxxx    DOCUMENT MANAGER SCAN PC - DELL Optiplex GX110 Desktop            1,160.00             1,160.00
                        PC:  Pentium -Registered Trademark- III processor
                        667MHz, 256K Cache, 64MB,  17" Monitor, 6.4GB Hard
                        Drive, 1.44MB Floppy Drive, Keyboard,
                        Mouse, CD-ROM, NIC,  Windows 98
   1        MSH-6050    MacroSoft ISIS Interface Kit - includes SCSI card & cable           395.00               395.00
   1        MSH-0320    Panasonic KV-ss25 Duplex Scanner                                  3,195.00             3,195.00
   2        MSH-6100    MacroSoft Remote Support Kit (includes Carbon Copy32,               400.00               800.00
                        External 56K Modem & cable)
------------------------------------------------------------------------------------------------------------------------
                                                                         EQUIPMENT TOTAL:                    $32,448.00

</TABLE>

                                  Page 1 of 3
<PAGE>

<TABLE>

<CAPTION>

         <S>                                                                                                <C>
         PAYMENT SCHEDULE
         1.  10% of Total Upon Placement of the Order                                                         $3,244.80
         2.  10% of Total Upon Preliminary OCC Approval                                                       $3,244.80
         3.  40% of Total Due August 21,2000                                                                 $12,979.20
         4.  40% Upon Installation                                                                           $12,979.20
         EQUIPMENT TOTAL                                                                                     $32,448.00

</TABLE>

ANTICIPATED DELIVERY DATE:  60 - 90 DAYS
                            ------------

2.   TERMS OF PAYMENT. Terms of payment are as indicated above.

3.   DELIVERY, INSTALLATION AND INSURANCE. SELLER shall deliver and PURCHASER
     shall accept delivery of the Equipment at the present Equipment location.
     All transportation, rigging and drayage charges, installation and insurance
     costs will be paid by PURCHASER.

4.   TAXES. In addition to all charges specified in this Agreement, PURCHASER
     shall pay or reimburse SELLER for all federal, state, local or other taxes
     not based on SELLER's net income or net worth, including, but not limited
     to, sales, use, privilege and property taxes, or amounts levied in lieu
     thereof, based on charges payable under this Agreement or based on the
     Equipment, its use or any services performed hereunder, whether such taxes
     are not or hereafter imposed under the authority of any federal, state,
     local or other taxing jurisdiction. In the event PURCHASER is purchasing
     for resale, a duly executed resale tax exemption certificate for the state
     where delivery takes place shall be delivered to SELLER on or before the
     anticipated delivery date set out above.

5.   REMEDIES, RISK OR LOSS, DAMAGES. Failure to pay the purchase price of any
     Equipment when due shall give SELLER the right, without liability, to
     repossess that Equipment with or without notice, and to avail itself of any
     legal remedy. The risk of loss or damage shall be upon the PURCHASER after
     delivery of the Equipment to the carrier. In the event that PURCHASER fails
     to pay for the Equipment when due, and SELLER elects to repossess the
     Equipment, SELLER shall be entitled, at its option, to liquidated damages
     of twenty percent (20%) of the purchase price of such Equipment and, if it
     shall so elect, in addition, may recover its actual loss. If the amounts
     due to SELLER from the PURCHASER hereunder are not paid when due, there
     shall be added to the amount due to SELLER hereunder a service charge of
     two percent (2%) of the remaining balance for each month or fraction
     thereof that said monies are past due, and the amount of all attorney's
     fees actually incurred by SELLER in collecting such amounts or in
     repossessing any Equipment.

6.   TITLE. SELLER warrants and represents that at the time of delivery it will
     have good title to the aforementioned Equipment free and clear of all liens
     and encumbrances of whatever kind and description and that there will exist
     no liens or property interests against or in such Equipment other than
     SELLER's. Title to the Equipment is to remain vested in SELLER until the
     full purchase price thereof shall have been paid.

7.   WARRANTY. (a) SELLER passes through to PURCHASER all manufacturer's
     warranties, if any, which warrant the Equipment against defect in material
     and workmanship for a period as specified by the manufacturer, from date of
     original installation under normal use and service. (b) PURCHASER's
     exclusive remedy for breach of the Equipment warranty above is with the
     manufacturer, who will either repair of replace, at its option, any item of
     Equipment which fails during the warranty period because of a defect in
     workmanship or material during the warranty period (provided PURCHASER has
     promptly reported the failure to SELLER in writing).

8.   LIMITATION OF LIABILITY, DISCLAIMER OR WARRANTIES. SELLER SHALL HAVE NO
     LIABILITY TO PURCHASER FOR ANY CLAIM, LOSS OR DAMAGE CAUSED OR ALLEGED TO
     BE CAUSED DIRECTLY, INDIRECTLY, INCIDENTALLY OR CONSEQUENTLY BY THE
     EQUIPMENT, BY ANY INADEQUACY THEREOF OR DEFICIENCY OR DEFECT THEREIN, BY
     ANY INCIDENT WHATSOEVER IN CONNECTION THEREWITH, ARISING IN STRICT
     LIABILITY, NEGLIGENCE OR OTHERWISE, OR IN ANY WAY RELATED TO OR ARISING OUT
     OF THIS AGREEMENT, DURABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR USE
     WITH RESPECT TO THE EQUIPMENT AND EXPRESSLY DISCLAIMS THE SAME.

9.   SECURITY INTEREST. SELLER reserves and PURCHASER grants a purchase money
     security interest in the Equipment in the amount of the purchase price.
     This interest will be satisfied by payment in full. A copy of this
     Agreement may be filed with appropriate authorities at any time after
     signature of the PURCHASER on a financing statement in order to perfect
     SELLER's security interest. Such filing does not constitute acceptance of
     this Agreement by SELLER. Prior to payment in full of the purchase price,
     at the request of SELLER, PURCHASER will execute financing statements
     satisfactory to SELLER covering the Equipment. PURCHASER will not, and will
     not attempt to, sell or transfer any of the Equipment prior to payment in
     full of the purchase price.

10.  OPTION TO TERMINATE. In the event the PURCHASER refuses or is unable to
     accept delivery of the Equipment SELLER shall have the right (a) to
     terminate this Agreement on five (5) days notice to the PURCHASER, (b) to
     take immediate possession of

                                  Page 2 of 3
<PAGE>

     the Equipment and (c) to retain and apply all money paid hereunder to the
     date of said notice toward liquidated damages; and, if it shall so elect,
     in addition, it may recover its actual losses.

11.  SUBSTITUTION. SELLER may substitute comparable equipment for the Equipment
     shown above if it is in the best interest of both PURCHASER and SELLER to
     do so. Any such substituted Equipment will meet or exceed the
     specifications of the Equipment.

12.  NON-SPECIFIED FEATURES. If the Equipment delivered contains any features
     not specified herein, PURCHASER grants SELLER, at SELLER's option and
     expense, the right to remove or deactivate any such features.

13.  APPLICABLE LAW. The laws of the State of Michigan shall govern this
     Agreement.

14.  ENTIRE AGREEMENT. This Agreement constitutes the entire agreement between
     the PURCHASER and SELLER with respect to the purchase and sale of the
     Equipment and any representations or statements not contained in this
     Agreement shall not be binding upon MACRO as a warranty or otherwise. The
     foregoing terms and conditions shall prevail notwithstanding any variance
     with the terms and conditions of any order submitted by the PURCHASER in
     respect of the Equipment. This Agreement shall not be binding upon SELLER
     unless signed on its behalf by a duly authorized officer at its principal
     office in Rochester Hills, Michigan.

ACCEPTED BY PURCHASER:                     ACCEPTED BY SELLER:

PINNACLE FINANCIAL PARTNERS                SER MACROSOFT, INC.

By:    ________________________________    By:   ______________________________

Title: ________________________________    Title:______________________________

Date:  ________________________________    Date: ______________________________

                                  Page 3 of 3
<PAGE>

[GRAPHIC OMITTED]

2523 PRODUCT COURT                                                (248) 853-5353
ROCHESTER HILLS, MI 48309                                    FAX  (248) 853-7140

                                                 Reference Number:  1226MF061900

                          GENERAL TERMS AND CONDITIONS

SECTION 1. DEFINITIONS
     (a) AGREEMENT. This agreement consists of these Terms and Conditions and
License Agreement attached hereto. These Terms and Conditions are general terms
and conditions for the licensing of Licensor's (SER MacroSoft) proprietary
computer software products. More than one License Agreement may incorporate
these Terms and Conditions by reference. Each License Agreement, taken together
with these Terms and Conditions, shall constitute a separate Agreement and shall
be considered independent of any other agreements between the parties which
incorporate these Terms and Conditions.
     (b) PRODUCT. The term "Product" means one or more of Licensor's (SER
Macrosoft's) proprietary computer software programs identified in the License
Agreement, all related materials, documentation and information received by
Licensee from Licensor and the published specifications of the Product. The
License Agreement may identify more than one Product or more than one copy of
any Product.

SECTION 2.  LICENSE
     (a) GRANT OF LICENSE. Licensor hereby grants to Licensee and Licensee
hereby accepts from Licensor a non-exclusive, nontransferable license to use the
Product in accordance with this Agreement during the term specified in Section
3. Licensee acknowledges and agrees that the Product is the proprietary
information and trade secret of the Licensor and that this Agreement grants
Licensee no title or rights of ownership in the Product.
     (b) RESTRICTIONS ON USE. Licensee is authorized to use the Product only for
Licensee's internal purposes and only on one network at a time (including
Internet access to the same network) at the sites specified in the License
Agreement. Licensee agrees that it will not use or permit the Product to be used
in any manner, whether directly or indirectly, that would enable Licensee's
customers or any other person or entity to use the Product on more than one
network at a time.
     (c) DOCUMENTATION. Licensor shall provide Licensee with the Product in a
machine readable form and the User Guide for the Product.
     (d) PROPRIETARY MARKINGS. Licensee agrees not to remove or destroy any
proprietary markings or confidential legends placed upon or contained within the
Product or any related materials or documentation.

SECTION 3.  TERM
     The license granted under this Agreement shall commence upon the delivery
of the Product to Licensee and shall continue for the license term specified on
the License Agreement hereof unless sooner terminated in accordance with the
provisions of this Agreement.

SECTION 4. MAINTENANCE AND SUPPORT
     (a) MAINTENANCE AND SUPPORT SERVICES. Subject to the terms, conditions and
charges set forth in this Section, Licensor will provide Licensee with
maintenance and support services for the Product as follows: (i) Licensor will
provide such assistance as is necessary to cause the Product to perform in
accordance with its current published specifications; (ii) Licensor will provide
such improvements, enhancements, extensions and other changes to the Product
developed by Licensor as are determined by Licensor to be suitable to the uses
made of the Product by Licensee ("Improvements"); and (iii) Licensor will
provide updates to the Product if and as required to cause it to operate under
new versions or releases of the operating system(s) specified in the Products
current published specifications so long as such updates are technically
practical.
     (b) MAINTENANCE AND SUPPORT CHARGES FOR SUBSEQUENT YEARS. Licensor will
continue to provide Licensee with maintenance and support services as described
in subsection (a) above, provided Licensee pays Licensor in advance the annual
maintenance and support charges then in effect.
     (c) RENEWAL. For each such subsequent year, Licensor's obligation to
provide maintenance and support services and Licensee's obligation to pay
maintenance and support charges then in effect shall be automatically renewed,
unless either Licensor or Licensee has given the other at least 30 days prior
written notice canceling Licensor's maintenance and support. If there is an
increase in annual maintenance and support charges over the preceding year,
Licensee may also prevent such automatic renewal by giving Licensor written
notice of cancellation within 15 days of receipt of Licensor's invoice showing
such increase.
     (d) LIMITATIONS ON LICENSOR'S OBLIGATIONS. Licensee understands and agrees
that Licensor may develop and market new or different computer programs, which
use part or all of the Product and which performs all or part of the functions,
performed by the Product. Nothing contained in this Agreement gives Licensee any
rights with respect to such new or different computer programs. Any failure by
Licensor to provide ongoing annual maintenance and support shall not constitute
grounds for terminating this Agreement but shall be only a basis for terminating
the party's future obligations with respect to maintenance and support.

SECTION 5. WARRANTY
     (a) Unless stated otherwise in the License Agreement, Licensor hereby
warrants that the Product, as delivered by

                                  Page 1 of 3
<PAGE>

Licensor, if properly installed, is capable of operating in substantial
conformance with the Product's current published specifications.

     EXCEPT AS SPECIFICALLY PROVIDED IN THIS SECTION, LICENSOR MAKES NO
WARRANTIES EITHER EXPRESS OR IMPLIED AS TO ANY MATTER WHATSOEVER, INCLUDING,
WITHOUT LIMITATION, THE CONDITION OF THE PRODUCT, ITS MERCHANTABILITY, OR ITS
FITNESS FOR ANY PARTICULAR PURPOSE.
(b) MILLENIUM COMPLIANCE. Licensor warrants
that the (1) Product's to be provided under this Agreement are Year 2000
Compliant, that (2) the Product's provided under this Agreement will not be
adversely affected by Year 2000 Compliance and that (3) Licensor has taken all
good faith and necessary steps to insure that it is in compliance with the
foregoing warranties. "Year 2000 Compliance" means that the Product will be able
to (i) consistently accept date input, provide date output and perform
calculations on dates before, during, and after January 1, 2000; (ii) the
Product will operate accurately and without interruption before, during and
after January 1, 2000 without any change in operations associated with the
advent of the new century; (iii) the Product will respond to two digit date
input in a way that resolves any ambiguity as to century in a disclosed, defined
and predetermined manner; (iv) and the Product will be capable of storing and
providing output of date information in ways that are unambiguous as to century.

SECTION 6.  TRADE SECRET, PATENT AND COPYRIGHT INDEMNIFICATION
     Licensor agrees to pay Licensee all damages awarded by a court of competent
jurisdiction against Licensor for infringement of any existing United States
patent or copyright and for misuse of any existing trade secret asserted against
Licensee by virtue of Licensee's use of the Product as delivered and maintained
by Licensor, provided Licensor is given prompt written notice of the particulars
of any such claim and the right to control and direct the investigation,
preparation and defense and settlement of each such claim and further provided
that Licensee shall fully cooperate with Licensor in connection with the
foregoing and provide Licensor with all information and documentation within its
possession. Should the Product as delivered by Licensor become or in Licensor's
opinion, be likely to become, the subject or a claim of infringement of a patent
or copyright, Licensor may at its option and expense either (a) procure for
Licensee the right to continue to use the Product as contemplated hereunder, or
(b) replace or modify the Product and/or modify its use to make its use
hereunder non-infringing. If neither option is reasonably available to Licensor,
then this Agreement may be terminated at the option of either party hereto
without further obligation or liability except as provided in Sections 8, 9, and
10 (c) hereof. Licensor shall have no liability for any claim of infringement of
any patent or copyright or misuse of trade secret based on Licensee's use or
combination of the Product with products not supplied by Licensor as part of the
Product.

SECTION 7. LIMITATION OF LIABILITY AND UPON TIME TO SUE
     (a) MODIFICATION OF PRODUCT BY LICENSEE. Any modification of the
Product by Licensee or any failure by Licensee to implement any improvements or
Updates to the Product as supplied by Licensor shall void Licensor's maintenance
and support obligations under Section 4, Licensor's warranty under Section 5 and
Licensor's indemnity under Section 6 above, unless Licensee has obtained prior
written authorization from Licensor permitting modification or failure to
implement.
     (b) LIMITATIONS ON LICENSOR'S LIABILITY, EXCEPT AS PROVIDED IN SECTION
6 ABOVE.
 LICENSOR SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL
OR ANY OTHER DAMAGES ARISING OUT OF LICENSEE'S USE OF THE PRODUCT OR THE
MARKETING, DELIVERY, INSTALLATION, FURNISHING, MAINTAINENCE OR SUPPORT OF THE
PRODUCT BY LICENSOR. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF
INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO ABOVE LIMITATION MAY NOT APPLY TO YOU.
If for any reason any of the foregoing limitations of liability is voided or is
not effective, or if any remedy hereunder fails of its essential purpose,
Licensee agrees that (except as provided in Section 6 above) Licensor's
liability for damages, if any, shall not exceed the charges paid to Licensor by
Licensee for use of the Product under this Agreement. No action, regardless of
form, arising out of any of the transactions under this Agreement may be brought
by Licensee more than one year after such action occurred.

SECTION 8. PAYMENT; TAXES
     (a) PAYMENT. Licensor will invoice Licensee for the amount due on delivery
of the Product as specified in the License Agreement. Subsequent charges will be
invoiced at the beginning of the period to which they apply. All other payments
shall be due and payable within 30 days after Licensee's receipt of an invoice
from Licensor. Licensee's obligation to pay all accrued charges shall survive
the expiration or termination of this Agreement.
     (b) TAXES. In addition to all charges specified in this Agreement, Licensee
shall pay or reimburse Licensor for all federal, state, local or other taxes not
based on Licensor's net income or net worth, including, but not limited to,
sales, use, privilege and property taxes, or amounts levied in lieu thereof,
based on charges payable under this Agreement or based on the Product, its use
or any services performed hereunder, whether such taxes are not or hereafter
imposed under the authority of any federal, state, local or other taxing
jurisdiction.

SECTION 9. CONFIDENTIALITY; NONDISCLOSURE
     Licensee hereby agrees that (a) the Product received by Licensee from
Licensor under this Agreement, whether received orally, in writing, or in any
other medium, is and shall be treated as the confidential property or Licensor:
(b) Licensee shall exercise at least the same degree of care to safeguard the
confidentiality of the Product as Licensee would exercise to safeguard
Licensee's confidential property, provided said safeguard is reasonable
according to industry standards: and (c) neither the Product nor any part
thereof received by Licensee from Licensor under this Agreement shall be
duplicated (except for normal security backup purposes) or in any way disclosed
to others, in whole or in part without the prior written permission of Licensor.
Such prohibition on disclosure shall not apply to disclosures by Licensee to its
employees provided such disclosures are reasonably necessary to Licensee's use
of the Product, and provided further that Licensee shall take all reasonable
steps to ensure that the Product is not duplicated or disclosed by such
employees in contravention of this Agreement. It is expressly understood and
agreed that the obligations of this Section shall survive the expiration or
termination of the Agreement or any provision thereof.

                                  Page 2 of 3
<PAGE>

SECTION 10. TERMINATION
     (a) BASIS FOR TERMINATION BY LICENSOR. Licensor shall have the right to
terminate this Agreement without further obligation or liability to Licensee if
(i) Licensee is delinquent in making payments of any sum due under this
Agreement, with the exception of maintenance and support fees covered in Section
4 herein, and continues to be delinquent for a period of thirty (30) days after
the last day on which such payment is due, (ii) Licensee commits any other
breach of this Agreement and fails to remedy such breach within thirty (30) days
after written notice by Licensor of such breach.
     (b) BASIS FOR TERMINATION BY LICENSEE. Licensee shall have the right,
without further obligation or liability to Licensor (except as specified in
Section 4, 8, 9, and 10(c) hereof) to terminate this Agreement; (i) if Licensor
commits any breach of this Agreement and fails to remedy such breach within
thirty (30) days after written notice by Licensee of such breach.
     (c) DISPOSITION OF PRODUCT ON TERMINATION. Upon the termination of this
Agreement for any reason, the license and all other rights granted to Licensee
hereunder shall immediately cease, and Licensee shall immediately; (i) return
the Product to Licensor together with all reproductions and modifications of the
Product and all copies of any documentation, notes and other materials
respecting the Product; (ii) purge all copies of the Product or any portion
thereof from all CPU's and from any computer storage device or medium on which
Licensee has placed the Product; and (iii) give Licensor a written certification
that Licensee has complied with all of its obligations under this Section.
Licensor's cancellation of this Agreement and/or repossession of the Product
shall be without prejudice to any other remedies that Licensor may lawfully
have.

SECTION 11. GENERAL
     (a) WAIVER, AMENDMENT OR MODIFICATION. The waiver, amendment or
modification of any provision of this Agreement or any right, power or remedy
hereunder shall not be effective unless made in writing and signed by the party
against whom enforcement of such waiver, amendment or modification is sought.
The terms of this Agreement shall not be amended or changed by the terms of any
purchase order or acknowledgment even though Licensor may have accepted or
signed such documents. No failure or delay by either party in exercising any
right, power or remedy with respect to any of its rights hereunder shall operate
as a waiver thereof or as to any future breach.
     (b) NOTICE. Any notice or communication required or permitted hereunder
shall be given in writing to the other party at the address stated in the
License Agreement, or at such other address as shall be given by either party to
the other in writing. Such notice shall be deemed to have been given or made
when delivered personally or when received as evidenced by a return receipt,
properly addressed and postage prepaid, certified with return receipt, in the
United States mail.
     (c) ENTIRE AGREEMENT. This agreement constitutes the entire agreement
between the parties in connection with the subject matter hereof and supersedes
all prior and contemporaneous agreements, understandings, negotiations and
discussions, whether oral or written, of the parties, and there are not
warranties, representations and/or agreements between the parties in connection
with the subject matter hereof except as specifically set forth or referred to
herein.
     (d) SUCCESSORS AND ASSIGNS. All the terms and provisions of this
Agreement shall be binding upon and inure to the benefit of the parties hereto,
and their successors and assigns and legal representatives, except that Licensee
may not assign this Agreement nor any right granted hereunder, in whole or in
part, without Licensor's prior written consent.
     (e) GOVERNING LAW; SERVICEABILITY. The validity, construction and
performance of this Agreement and the legal relations among the parties to this
Agreement shall be governed by and construed in accordance with the laws of the
State of Michigan. If any provision of this Agreement or the applications of any
such provision shall be held by a tribunal of competent jurisdiction to be
contrary to law, the remaining provision of this Agreement shall continue in
full force and effect.
         (f) COMPLIANCE WITH THE LAW. Licensee agrees that it will comply with
all federal, state and local laws and regulations governing the use of the
Product.

Agreed:    PINNACLE FINANCIAL PARTNERS

Signature: _______________________________________

Position:  _______________________________________

Date:      _______________________________________

                                  Page 3 of 3
<PAGE>

[GRAPHIC OMITTED]

2523 PRODUCT COURT                                                (248) 853-5353
ROCHESTER HILLS, MI 48309                                    FAX  (248) 853-7140

SALESPERSON:  DAN SMITH                                     DATE:  JUNE 19, 2000

                                LICENSE AGREEMENT

This License Agreement between SER MacroSoft, Inc. (Licensor), a Delaware
Corporation and the Licensee identified below consists of this License
Agreement, Attachments A and B to License Agreement, and Licensor's General
Terms and Conditions Reference Number: 1226MF0619, which are incorporated by
this reference.

In accordance with the provisions of this Agreement, Licensor will provide
Licensee with the Products listed below, as specified in Licensor's current
Product Documentation, for use by Licensee only in its computing facilities at
the following site(s): PINNACLE FINANCIAL PARTNERS, 3401 WEST END AVE.
SUITE 306, NASHVILLE, TN 37203.

TERM OF LICENSE:  Perpetual

SOFTWARE LICENSED AND LICENSE FEES:

<TABLE>

<CAPTION>

   QTY    PRODUCT NUMBER           SOFTWARE DESCRIPTION                        LICENSE FEE       TOTAL         ANNUAL
                                                                                                             MAINTENANCE
-------------------------------------------------------------------------------------------------------------------------
<S>         <C>          <C>                                                    <C>             <C>            <C>
    1        SYN-D003    Synergy 2000 Document Manager- SA  (This is an         $13,000.00      $13,000.00     $1,950.00
                         entry level system which does not support more than
                         10 concurrent users)
    2        SYN-D002    Synergy 2000 Document Manager- Client Access             3,000.00        3,000.00        900.00
                         License for (10) concurrent users
    1        SYN-D032    Synergy 2000/ Smart Indexes                              2,490.00        2,490.00        375.00
    1        SYN-D041    Synergy 2000/ DSIS-25 Scanner Interface LIST               495.00          495.00        225.00
                         $1,495.00
    1        SYN-R003    Synergy 2000 Report Manager-SA includes Reports         13,000.00       13,000.00      1,950.00
                         Squeeze and  Reports Log (This is an entry level
                         system which does not support more than 10
                         concurrent users)
    2        SYN-R002    Synergy 2000 Reports Manager-Client Access License       3,000.00        3,000.00        900.00
                         for (10) concurrent users
    1        SYN-C003    Synergy 2000 Check Manager-SA (This is an entry         10,000.00       10,000.00      1,500.00
                         level system which does not support more than 10
                         concurrent users)
    2        SYN-C002    Synergy 2000 Check Manager-Client Access License         3,000.00        3,000.00        900.00
                         for (10) concurrent users
    1        SYN-C020    Check Manager Autofile                                   2,000.00        2,000.00        300.00
    1        SYN-C010    Check Manager Statement Print LIST $24,000.00           17,500.00       17,500.00      3,600.00
-------------------------------------------------------------------------------------------------------------------------
                                                                         TOTAL LICENSE FEE     $ 67,485.00
                           SYSTEM PREPARATION, INSTALLATION AND TRAINING (14 DAYS ON SITE)     $ 14,000.00
                                                                       CONSULTING SERVICES     $ 10,000.00
                                                                                     TOTAL     $ 91,485.00

ANNUAL MAINTENANCE AND SUPPORT SERVICES:

The first ninety days of Maintenance and Support Services are included in the License Fees.                   $12,600.00
First payment due ninety days after installation and annually thereafter.
</TABLE>

                                  Page 1 of 2
<PAGE>

<TABLE>

<CAPTION>

LICENSE FEE PAYMENT SCHEDULE:
<S>       <C>                                                                                    <C>
          1.  10% of Total Upon Placement of the Order                                            $  9,148.50
          2.  10% of Total Upon Preliminary OCC Approval                                          $  9,148.50
          or August 21, 2000, whichever occurs first.
          3.  40% of Total Due August 21,2000                                                     $ 36,594.00
          4.  40% Upon Installation                                                               $ 36,594.00
          Total License Fee                                                                       $ 91,485.00

</TABLE>
ADDITIONAL TERMS AND CONDITIONS

1.   Upon written customer acceptance of Program Products herein, Licensor
     agrees to place source code for said program products on deposit with an
     acceptable escrow agent. The Licensee shall have access to the source code
     if Licensor or its successor should cease to market and support the
     licensed program products. The Licensee's usage of the source code shall be
     limited solely to the support of their usage of the program product.

2.   Transportation, meal and lodging expenses for installation/training
     personnel are additional and will be billed separately. If additional
     support days are required, they will be billed at the rate of $1,000.00 per
     day plus per diem expenses.

<TABLE>

<S>             <C>                                              <C>                    <C>
LICENSEE:       PINNACLE FINANCIAL PARTNERS                       LICENSOR:             SER MACROSOFT, INC.
                3401 WEST END AVE. SUITE 306                                            2523 PRODUCT COURT
                NASHVILLE, TN  37203                                                    ROCHESTER HILLS, MI 48309

                ----------------------------------                              ----------------------------------
                               Signature                                                         Signature

                ----------------------------------                              ----------------------------------
                               Name                                                              Name

                ----------------------------------                              ----------------------------------
                               Position                                                          Position

                Date: _________________________                                 Date: _________________________

</TABLE>

                                  Page 2 of 2

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00011-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00011-of-00352.parquet"}]]