Document:

EXHIBIT 10.10

           AMENDMENT TO EXTENSION AND MODIFICATION OF LOANS AGREEMENT
           ----------------------------------------------------------

     This  Amendment  to  Extension  and  Modification  of  Loans  Agreement
("Amendment")  is made and entered into on this 26th day of August, 2003, by and
among SOUTHTRUST BANK, a state banking corporation, formerly known as SouthTrust
Bank,  N.A.  and  SouthTrust Bank, National Association, whose address is 112 W.
23rd  Street, Panama City, FL 32405 (the "Bank"); DONAL R. MYRICK, an individual
whose  place  of residence is 511 Circle Avenue, Ft. Walton Beach, Florida 32548
(collectively,  the  "Guarantor");  and  SPECTRUM  SCIENCE  &  SOFTWARE, INC., a
Florida  corporation  having  its principal place of business at 91 Hill Avenue,
Ft.  Walton  Beach,  Florida  32548  (the  "Company").

RECITALS.
---------

     A.   The parties described above entered into an Extension and Modification
          of  Loans  Agreement on the 31st day of January, 2003, a copy of which
          is  attached  hereto  and  made a part hereof as Exhibit A ("Extension
          Agreement").

     B.   The  parties  have  elected to amend certain portions of the Extension
          Agreement  and  have  elected  to  reduce  the  Amendments to writing.

     Now,  therefore  in  consideration of the mutual covenants contained herein
and  other good and viable consideration the receipt and sufficiency of which is
hereby  acknowledged,  each  of  the  parties  agrees  as  follows:

1.     Paragraph  1(B)  is  hereby  amended  so  as  to  read in its entirety as
follows:

     "The  loans which are outstanding as between the Bank and Obligors are more
     specifically  described  in  the  First Forbearance Agreement, described in
     1(A)  above  and  in  Paragraph  2  of  this Agreement and are collectively
     referred  to  herein  as  the  Loans."

2.     Paragraph  1(E)  is  hereby  amended  so  as  to  read in its entirety as
follows:

     As  of  August  18,  2003,  the total amounts due and owing on the Loans as
     principal and interest are described on Exhibit B hereto. The amounts shown
     on  Exhibit  B  do  not  include  late  fees,  attorneys' fees and costs of
     collection  or  other  obligations  associated  with  the  Loans.

3.     Paragraph  1(G)  is  hereby  amended  so  as  to  read in its entirety as
follows:

     The Obligors have requested that the Bank enter into an agreement extending
     the  maturity  date  of  the  Loans.

                                       74
<PAGE>

4.     Paragraph  2  is hereby amended so as to read in its entirety as follows:

     The  maturity  date of the each of the Loans is hereby extended through and
     until  close of business September 25, 2003 (the "Extended Maturity Date"),
     at which time all then unpaid principal and all accrued and unpaid interest
     under  each  of  the  Loans shall be due and payable by the Obligors to the
     Bank.

5.     Paragraph  3(A)  is  hereby  deleted  in  its  entirety and notation made
"intentionally  left  blank".

6.     Paragraph 3(B) shall be amended so as to read in its entirety as follows:

     In  the  event  that  during  the  period  between  August 26, 2003 and the
     Extended  Maturity  Date, funds shall come into the Spectrum Demand Deposit
     Account No. 68284672 (the "DDA Account"), the Bank shall have the right but
     not  the  obligation to set off from the DDA Account the sum of $60,000.000
     as  a  payment to be applied by the Bank to the Loans in such manner as the
     Bank  shall  elect.

7.     Paragraph  3(C)  shall  be  amended  so  as  to  read  in  its  entirety:

     During  the  period  from  the  date of this Agreement through the Extended
     Maturity  Date, the Obligor shall maintain current, all regularly scheduled
     payments  of  principal  and  interest  on  the  following  Loans:

     (a)  Loan  Number  42463,  which  had  an  original  principal  balance  of
          $198,900.00,  with  a  current  principal  balance  of  $190,465.38;

     (b)  Loan  Number  45643,  which  had  an  original  principal  balance  of
          $274,704.68,  with  a  current  principal  balance of $130,198.58; and

     (c)  Loan  Number  50578,  which  had  an  original  principal  balance  of
          $1,691,151.31,  with  a  current  principal  balance of $1,552,528.16.

8.     Paragraph  3(D)  is  hereby  deleted  in  its  entirety and notation made
"intentionally  left  blank."

9.     Paragraph  12  is  hereby  amended  as  follows:

     In the 8th line, the words "the date of this Agreement" are deleted and the
     following  is  inserted:  "through  September  25,  2003".

10.     In  all  respects  other than as amended hereby, the Extension Agreement
remains  in  full  force  and  effect according to all of its unamended original
terms  and  conditions.

                                       75
<PAGE>

11.     Those  persons  executing  this  Amendment,  for  and  on  behalf of the
company,  hereby warrant and represent that they hold the offices for which they
are  identified and that they have the full authority to bind the company to all
of  the  terms  and  conditions of this Amendment and the Extension Agreement as
amended.

      IN  WITNESS WHEREOF, the parties have caused this Agreement to be executed
as  of  the  first  date  set  forth  above.

Signed,  sealed  and  delivered
in  the  presence  of:

                                              SOUTHTRUST  BANK

                                              By:  /S/  Russell  R.  Enfinger
-------------------------------                    --------------------------
(name)                                        Russell  R.  Enfinger
                                              Senior  Vice  President

                                              GUARANTOR

                                              /S/  Donal  R.  Myrick
-------------------------------               --------------------------
(name)                                        Donal  R.  Myrick

-------------------------------
(name)

                                              SPECTRUM SCIENCES & SOFTWARE, INC.

                                              By:    /S/  Donal  R.  Myrick
-------------------------------                      --------------------------
(name)                                        (name)  Donal  R.  Myrick
                                              Its:  President

-------------------------------
(name)
                                              and

                                       76
<PAGE>

                                              By:  /S/  Donald  L  Garrison
-------------------------------                    ----------------------------
(name)                                        (name)  Donald  L.  Garrison
                                              Its:   Chief  Operating  Officer

------------------------------
(name)

STATE  OF  FLORIDA
COUNTY  OF  BAY

     The  foregoing  instrument  was  acknowledged before me this _______ day of
___________, 2003, by Russell R. Enfinger, as Senior Vice President of the Bank,
on  behalf  of  the  Bank,  who:  (notary  MUST  check  applicable  line)

_____     is  personally  known  to  me.
_____     produced  a  current  Florida  driver's  license  as  identification.
_____     produced  _____________________________  as  identification.

                                      --------------------------
                                      Notary  Public
                                      My  Commission  Expires:

STATE  OF
COUNTY  OF

     The  foregoing  instrument  was  acknowledged  before me this ______ day of
________,  2003,  by  Donal  R.  Myrick,  individually,  who: (notary MUST check
applicable  line)

_____     is  personally  known  to  me.
_____     produced  a  current  driver's  license  as  identification.
_____     produced  _____________________________  as  identification.

                                      --------------------------
                                      Notary  Public
                                      My  Commission  Expires:

                                       77
<PAGE>

STATE  OF  FLORIDA
COUNTY  OF

     The  foregoing  instrument  was  acknowledged  before me this ______ day of
________,  2002,  by  Donal  R.  Myrick,  as  President  of  Spectrum Sciences &
Software,  Inc.,  a  Florida  corporation,  on  behalf  of the corporation, who:
(notary  MUST  check  applicable  line)

_____     is  personally  known  to  me.
_____     produced  a  current  Florida  driver's  license  as  identification.
_____     produced  _____________________________  as  identification.

                                      --------------------------
                                      Notary  Public
                                      My  Commission  Expires:

STATE  OF
COUNTY  OF

     The  foregoing  instrument  was  acknowledged before me this _______ day of
________,  2003,  by  Donald  L.  Garrison,  Chief Operating Officer of Spectrum
Sciences,  who:  (notary  MUST  check  applicable  line)

_____     is  personally  known  to  me.
_____     produced  a  current  driver's  license  as  identification.
_____     produced  _____________________________  as  identification.

                                      --------------------------
                                      Notary  Public
                                      My  Commission  Expires:

                                       78
<PAGE>EXHIBIT 10.11

        SECOND AMENDMENT TO EXTENSION AND MODIFICATION OF LOANS AGREEMENT
        -----------------------------------------------------------------

     This  Second  Amendment  to  Extension  and Modification of Loans Agreement
("Second  Amendment")  is made and entered into on this 10th of September, 2003,
by  and  among  SOUTHTRUST  BANK, a state banking corporation, formerly known as
SouthTrust  Bank,  N.A. and SouthTrust Bank, National Association, whose address
is  112  W. 23rd Street, Panama City, FL 32405 (the "Bank"); DONAL R. MYRICK, an
individual  whose  place  of  residence  is 511 Circle Avenue, Ft. Walton Beach,
Florida  32548 (collectively, the "Guarantor"); and SPECTRUM SCIENCE & SOFTWARE,
INC.,  a  Florida  corporation having its principal place of business at 91 Hill
Avenue,  Ft.  Walton  Beach,  Florida  32548  (the  "Company").

RECITALS.
---------

     A.   The parties described above entered into an Extension and Modification
          of  Loans  Agreement  on  the  31st  day  of January, 2003 ("Extension
          Agreement").

     B.   The  parties amended the Extension Agreement by a document executed on
          August  26,  2003,  ("First  Amendment").

     C.   The  parties have elected to further amend the Extension Agreement and
          have  elected  to  reduce  such  amendment  to  writing.

     Now,  therefore  in  consideration of the mutual covenants contained herein
and  other good and viable consideration the receipt and sufficiency of which is
hereby  acknowledged,  each  of  the  parties  agrees  as  follows:

1.     Paragraph  1(F)  is  hereby  deleted in its entirety and notation is made
"intentionally  left  blank."

2.     Paragraph  11  No  Waiver is hereby amended by inserting the following in
                      ----------
line  3  after  the  words  "Loan  Documents":

     "or  the  Extension  Agreement  or  any  of  the  Prior  Agreements.

3.     In  all respects other than as amended hereby and by the First Amendment,
the Extension Agreement remains in full force and effect according to all of its
unamended  original  terms  and  conditions.

4.     Those  persons  executing this Second Amendment, for and on behalf of the
company,  hereby warrant and represent that they hold the offices for which they
are  identified and that they have the full authority to bind the company to all
of  the  terms  and  conditions of this Amendment and the Extension Agreement as
amended.

                                       79
<PAGE>

5.     This  document  may  be  executed  in  counterparts.

      IN  WITNESS WHEREOF, the parties have caused this Agreement to be executed
as  of  the  first  date  set  forth  above.

Signed,  sealed  and  delivered
in  the  presence  of:

                                              SOUTHTRUST  BANK

                                              By:  /S/  Russell  R.  Enfinger
-------------------------------                    --------------------------
(name)                                        Russell  R.  Enfinger
                                              Senior  Vice  President

                                              GUARANTOR

     /S/  Leann  Sanders                      /S/  Donal  R.  Myrick
-------------------------------               --------------------------
(name)                                        Donal  R.  Myrick

-------------------------------
(name)

                                              SPECTRUM SCIENCES & SOFTWARE, INC.

     /S/  Leann  Sanders                      By:    /S/  Donal  R.  Myrick
-------------------------------                      --------------------------
(name)                                        (name)  Donal  R.  Myrick
                                              Its:  President

-------------------------------
(name)
                                              and

                                       80
<PAGE>

     /S/  Leann  Sanders                      By:  /S/  Donald  L  Garrison
-------------------------------                    ----------------------------
(name)                                        (name)  Donald  L.  Garrison
                                              Its:   Chief  Operating  Officer

------------------------------
(name)

STATE  OF  FLORIDA
COUNTY  OF  BAY

     The  foregoing  instrument  was  acknowledged before me this _______ day of
___________, 2003, by Russell R. Enfinger, as Senior Vice President of the Bank,
on  behalf  of  the  Bank,  who:  (notary  MUST  check  applicable  line)

_____     is  personally  known  to  me.
_____     produced  a  current  Florida  driver's  license  as  identification.
_____     produced  _____________________________  as  identification.

                                      --------------------------
                                      Notary  Public
                                      My  Commission  Expires:

STATE  OF
COUNTY  OF

     The  foregoing  instrument  was  acknowledged  before me this ______ day of
________,  2003,  by  Donal  R.  Myrick,  individually,  who: (notary MUST check
applicable  line)

_____     is  personally  known  to  me.
_____     produced  a  current  driver's  license  as  identification.
_____     produced  _____________________________  as  identification.

                                       /S/  Virginia  Taylor
                                      --------------------------
                                      Notary  Public
                                      My  Commission  Expires:

                                       81
<PAGE>

STATE  OF  FLORIDA
COUNTY  OF

     The  foregoing  instrument  was  acknowledged  before me this ______ day of
________,  2002,  by  Donal  R.  Myrick,  as  President  of  Spectrum Sciences &
Software,  Inc.,  a  Florida  corporation,  on  behalf  of the corporation, who:
(notary  MUST  check  applicable  line)

_____     is  personally  known  to  me.
_____     produced  a  current  Florida  driver's  license  as  identification.
_____     produced  _____________________________  as  identification.

                                       /S/  Donal Myrick
                                      --------------------------
                                      Notary  Public
                                      My  Commission  Expires:

STATE  OF
COUNTY  OF

     The  foregoing  instrument  was  acknowledged before me this _______ day of
________,  2003,  by  Donald  L.  Garrison,  Chief Operating Officer of Spectrum
Sciences,  who:  (notary  MUST  check  applicable  line)

_____     is  personally  known  to  me.
_____     produced  a  current  driver's  license  as  identification.
_____     produced  _____________________________  as  identification.

                                       /S/  Donal Myrick
                                      --------------------------
                                      Notary  Public
                                      My  Commission  Expires:

                                       82
<PAGE>

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