Document:

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                                                                   EXHIBIT 10.15

                  ANNUAL INCENTIVE COMPENSATION PLAN FOR SELECT
                EMPLOYEES OF CRESCENT REAL ESTATE EQUITIES, LTD.

                                   ARTICLE 1
                                    THE PLAN

         1.1 This plan shall be known as the Annual Incentive Compensation Plan
for Select Employees of Crescent Real Estate Equities, Ltd.

         1.2 The purposes of the Plan are to foster attainment of the financial
and operating objectives of the Company and the Operating Partnership by
providing incentive to employees who contribute significantly to attainment of
those objectives; to promote individual accountability for achieving the annual
performance and operating goals of the Operating Partnership; to supplement the
Company's salary and benefit programs so as to provide overall compensation for
employees that is competitive with organizations with which the Company and the
Operating Partnership must compete for talent; and to assist the Company in
attracting and retaining employees who are important to its continued success.

         1.3 The Plan shall become effective on January 1, 2000.

                                   ARTICLE 2
                                  DEFINITIONS

         As used in the Plan, the next words and phrases shall have the next
meanings unless the context clearly requires otherwise:

         2.1 "Annual Incentive Opportunity" shall mean opportunity determined
under Article 5.

         2.2 "Base Salary" shall mean the annual rate of a Participant's base
compensation as of the last day of the Plan Year.

         2.3 "Board" shall mean the Board of Directors of the Company.

         2.4 "Committee" shall mean the Compensation Committee of the Board.

         2.5 "Company" shall mean the Crescent Real Estate Equities, Ltd.

         2.6 "Disability" shall have the meaning set forth in the Option Plan.

         2.7 "Employee" shall mean a salaried exempt employee of the Company.

         2.8 "Incentive Award" shall mean the amount earned by a Participant in
accordance with Article 8.

<PAGE>   2

         2.9 "Option Plan" shall mean the Second Amended and Restated 1995
Crescent Real Estate Equities Company Stock Incentive Plan, as such plan may be
amended from time to time.

         2.10 "Participant" shall mean one of the Employees identified in
Article 4.

         2.11 "Performance Dimension" shall mean an area identified pursuant to
Article 6 in which performance is measured for a position covered by the Plan
for purposes of calculating a Participant's Incentive Award.

         2.12 "Performance Dimension Weight" shall mean a weight assigned to a
Performance Dimension pursuant to Article 6.

         2.13 "Performance Measure" shall mean a measure of a Participant's
performance in a Performance Dimension identified pursuant to Article 7.

         2.14 "Performance Measure Criteria" shall mean a criteria or weight
assigned to a Performance Measure pursuant to Article 7.

         2.15 "Plan" shall mean the Annual Incentive Compensation Plan for
Select Employees of Crescent Real Estate Equities, Ltd.

         2.16 "Plan Year" shall mean the calendar year.

         2.17 "Retirement" shall mean termination of employment with the Company
at or after the age of 70.

                                   ARTICLE 3
                                 ADMINISTRATION

         3.1 The Plan shall be administered by the Committee. In addition to any
authority specifically granted elsewhere in the Plan, the Committee shall have,
subject to the provisions of the Plan, full and final discretionary authority to
interpret the Plan, to establish and revise rules, regulations and guides
relating to the Plan, to entertain appeals of Participants or beneficiaries
regarding alleged adverse determinations under the Plan and to make any other
determinations that it believes necessary or advisable for the administration of
the Plan. The Committee may delegate to any officer of the Company any such
responsibilities other than entertaining appeals of alleged adverse
determinations. Any references to the Committee in the Plan with respect to
responsibilities that have been delegated to an officer pursuant to this
subsection shall be understood to refer to that officer.

         3.2 All decisions and determinations by the Committee shall be final
and binding upon all parties, including shareholders, Participants,
beneficiaries and other Employees.

                                   ARTICLE 4
                           COVERAGE AND PARTICIPATION

         The Committee shall designate which positions shall be covered by the
Plan. Changes to the positions covered by the Plan shall not be effective any
earlier than the date on which they are

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adopted by the Committee. Employees occupying positions that are covered by the
Plan shall be Participants in the Plan. The Committee shall inform an Employee
that he or she has become a Participant as soon as practicable after he or she
begins to occupy a position that is covered by the Plan or, in the case of the
Plan Year beginning January 1, 2000, before the beginning of that Year.

                                   ARTICLE 5
                         ANNUAL INCENTIVE OPPORTUNITIES

         The Committee shall adopt an Annual Incentive Opportunity for each
position covered by the Plan before the beginning of each Plan Year or, in the
case of a position newly covered by the Plan, within 30 days of the date that
the position becomes covered. Each such Annual Incentive Opportunity shall be
expressed as a percentage of the Base Salary for the position. The Committee
shall provide each Participant with information regarding the Annual Incentive
Opportunities and the performance necessary to earn such opportunity that apply
to his or her position as soon as practicable after they are adopted.

                                   ARTICLE 6
                           PERFORMANCE DIMENSIONS AND
                          PERFORMANCE DIMENSION WEIGHTS

         The Annual Incentive Opportunity for each position shall be subdivided
into one or more Performance Dimensions. The Committee shall adopt Performance
Dimensions and Performance Dimension Weights for each position covered by the
Plan before the beginning of each Plan Year or, in the case of a position newly
covered by the Plan, within 30 days of the date that the position becomes
covered. The Performance Dimensions for each position generally shall include at
least (i) a dimension covering overall Company performance, (ii) a dimension
covering function or unit performance, and (iii) a dimension covering individual
performance. The sum of the Performance Dimension Weights for each position
shall equal one hundred percent (100%). The Committee shall provide each
Participant with information regarding the Performance Dimensions and
Performance Dimension Weights that apply to his or her position as soon as
practicable after they are adopted.

                                   ARTICLE 7
                            PERFORMANCE MEASURES AND
                          PERFORMANCE MEASURE CRITERIA

         7.1 Each Performance Dimension shall be subdivided into one or more
Performance Measures. The Committee shall adopt Performance Measures for each
Performance Dimension before the beginning of each Plan Year or, in the case of
a position newly covered by the Plan, within 30 days of the date that the
position becomes covered. Performance Measures for overall Company performance
may include any measurable criteria of Company performance as the Committee
might deem appropriate. Performance Measures for function or unit performance
may include any measurable criteria that (i) are related to the Company's
business objectives and (ii) reflect outcomes or results that the Participant
can directly influence. Performance Measures for individual performance may
include any other criteria relevant to the Participant's performance in
furthering the Company's business objectives as the Committee in consultation
with the Participant's supervisor might deem appropriate. The sum of the
Performance Measures included within each Performance Dimension shall equal one
hundred percent (100%). The Committee shall provide each Participant

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with information regarding the Performance Measures that apply to his or her
position as soon as practicable after they are adopted.

         7.2 Each Performance Measure shall be further subdivided into one more
specific Performance Measure Criteria. The Committee may, but is not required to
(a) express such Performance Measure Criteria in terms of threshold, target and
maximum levels of performance with in each such Performance Measure, or (b)
define specific levels of performance within each Performance Measure in terms
of the percentage of such Performance Measure that a particular level of
performance by the Participant will earn. The Committee may but is not required
to adopt Performance Measure Criteria before the beginning of each Plan Year,
and may but is not required to provide each Participant with information
regarding the Performance Measure Criteria that apply to his or her position. In
any event, the Committee may modify the Performance Measure Criteria at any time
before the incentive award to which they apply is paid.

                                   ARTICLE 8
                    DETERMINATION OF ANNUAL INCENTIVE AWARDS

         As soon as practicable after the end of each Plan Year, the Committee
shall calculate each Participant's annual incentive award by first (a)
determining the amount of each Performance Measure that has been earned by the
Participant based upon the relevant Performance Measure Criteria, then (b) for
each Performance Dimension, adding together the percentages achieved with
respect to each of the Performance Measures determined in clause (a), then (c)
multiplying the percentage calculated in clause (b) by the percentage associated
with such Performance Dimension, then (d) adding together the products for each
Performance Dimension determined in clause (c) for the Participant, and finally
(e) multiplying the sum in clause (d) with the Annual Incentive Opportunity for
the Participant and with the the Base Salary for the Participant.

                                   ARTICLE 9
                                  DISTRIBUTION

         All distributions of a Participant's Incentive Award shall be made as
of a distribution date established by the Committee that shall be no later than
120 days after the close of the Plan Year to which the Award relates. Any
distribution shall be in one lump sum in money by check.

                                   ARTICLE 10
                            TERMINATION OF EMPLOYMENT

         10.1 If the employment of a Participant is terminated on account of the
Participant's death, Disability or Retirement, the Committee shall, if it
determines that an Incentive Award under the Plan might be earned for the Plan
Year of termination, prorate the Award for that part of the Plan Year in which
the Participant was participating before the termination and the Company shall
pay the prorated award as soon as practicable after determination, unless
otherwise determined by the Committee.

         10.2 If the employment of a Participant is terminated for any reason
other than death, Disability or Retirement, the Participant shall not receive
any award under the Plan for the Plan Year of termination.

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<PAGE>   5

         10.3 If an Employee becomes a Participant during a Plan Year, any award
under the Plan to the Participant shall be appropriately prorated from the time
the Participant entered the Plan to the end of the Plan Year.

         10.4 In the case of a Participant's death, any payment under the Plan
shall be made to the Participant's estate. The payment shall be made as a lump
sum as soon as practicable after determination of the Incentive Award in
accordance with Article 8.

                                   ARTICLE 11
                        AMENDMENT OR TERMINATION OF PLAN

         The Board may, in its sole discretion, amend, modify or terminate the
Plan at any time, provided, however, that no amendment, modification or
termination shall materially adversely affect the right of a Participant in
respect of a previously earned Incentive Award that has not been paid, unless
the Participant or his or her legal representative shall consent to the change.
If the Plan is terminated during any Plan Year in which Participants have been
selected to participate, the Board may authorize the Committee to prorate and
make provision for payment of Incentive Awards for the period.

                                   ARTICLE 12
                                  MISCELLANEOUS

         12.1 No benefit or award under the Plan shall in any manner or to any
extent be assigned, alienated or transferred by any Participant under the Plan
or subject to attachment, garnishment or other legal process.

         12.2 The Plan shall not constitute a contract for the continued
employment of any Employee by the Company. The Company reserves the right to
modify an Employee's compensation at any time and from time to time as it
considers appropriate and to terminate any Employee's employment for any reason
at any time notwithstanding the Plan.

         12.3 Any notice to a Participant or legal representative hereunder
shall be given either by delivering it, or by depositing it in the United States
mail, postage prepaid, addressed to his last-known address. Any notice to the
Company or the Committee hereunder shall be given either by delivering it, or
depositing it in the United States Mail, postage prepaid, to the Secretary,
Crescent Real Estate Equities Company, 777 Main Street, Suite 2100, Fort Worth,
TX 76102.

         12.4 Failure by the Company or the Committee to insist upon strict
compliance with any of the terms, covenants or conditions hereof shall not be
deemed a waiver of any such term, covenant or condition, nor shall any waiver or
relinquishment of any right or power hereunder at any one or more times be
deemed a waiver or relinquishment of any such right or power at any other time
or times.

         12.5 The invalidity or unenforceability of any provision hereof shall
in no way affect the validity or enforceability of any other provision.

         12.6 Except as otherwise provided herein, the Plan shall inure to the
benefit of and be binding upon the Company, its successors and assigns,
including but not limited to any corporation

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that might acquire all or substantially all of the Company's assets and business
or with or into which the Company might be consolidated or merged.

         12.7 Except to the extent federal law applies, the Plan shall be
governed by the laws of the State of [Texas].

         12.8 The masculine pronoun also shall mean the feminine and vice versa
wherever appropriate.

         12.9 The Company shall have the right to deduct from any payment to the
Participant (whether or not under the Plan) any sums required to be withheld by
federal, state, or local tax law with respect to benefits under the Plan. There
is no obligation hereunder that any Participant or other person be advised in
advance of the existence of the tax or the amount so required to be withheld.

Date approved by the Board:  March 5, 2001

                                     - 6 -<PAGE>   1
                                                                    EXHIBIT 10.2

================================================================================

                       FIRST AMENDMENT TO CREDIT AGREEMENT

                                   dated as of

                                NOVEMBER 27, 2000

                                      among

                               COHO ENERGY, INC.,
                                  as Borrower,

                            THE CHASE MANHATTAN BANK,
                             as Administrative Agent

                            THE CHASE MANHATTAN BANK,
                                 as Issuing Bank

                           MEESPIERSON CAPITAL CORP.,
                             as Documentation Agent

                              FLEET NATIONAL BANK,
                              as Syndication Agent

                                       and

                            THE LENDERS PARTY HERETO

================================================================================

<PAGE>   2

                       FIRST AMENDMENT TO CREDIT AGREEMENT

         THIS FIRST AMENDMENT TO CREDIT AGREEMENT (this "Amendment"), is made as
of November 27, 2000, among COHO ENERGY, INC., a Texas corporation (the
"Borrower"), the various financial institutions as are, or may from time to time
become, parties to the Credit Agreement (the "Lenders"), THE CHASE MANHATTAN
BANK, as administrative agent for the Lenders (the "Administrative Agent"), THE
CHASE MANHATTAN BANK, as Issuing Bank, MEESPIERSON CAPITAL CORP., as
Documentation Agent, and FLEET NATIONAL BANK, as Syndication Agent.

                                   WITNESSETH:

         WHEREAS, the Borrower, the Lenders, the Agents and the Issuing Bank
have heretofore entered into that certain Credit Agreement, dated as of March
31, 2000 (together with all amendments, supplements, restatements and other
modifications, if any, from time to time thereafter made thereto, the "Credit
Agreement"), and

         WHEREAS, the Borrower, the Lenders, the Agents and the Issuing Bank now
intend to amend the Credit Agreement as set forth herein;

         NOW, THEREFORE, in consideration of the premises and the mutual
agreements herein contained, each of the Borrower, the Lenders, the Agents, and
the Issuing Bank hereby agree as follows:

         SECTION 1. Defined Terms. All capitalized terms used but not otherwise
defined herein shall have the meanings given in the Credit Agreement, as amended
by this Amendment.

         SECTION 2. Amendments to Credit Agreement.

         a. Section 5.16 of the Credit Agreement hereby is amended in its
entirety to the following:

         "       SECTION 5.16 Title Matters. (i) Prior to December 31, 2000,
         favorable title opinions and/or title reports as to the status of title
         to and Liens affecting the Amoco Properties containing at least
         thirty-seven and one-half percent (37.5%) of the Proven Reserves as of
         the Effective Date attributable to the Amoco Properties, and (ii) prior
         to February 15, 2001, favorable title opinions and/or title reports as
         to the status of title to and Liens affecting the Amoco Properties
         containing at least an additional thirty-seven and one-half percent
         (37.5%) of the Proven Reserves as of the Effective Date attributable to
         the Amoco Properties, each such title opinion and/or title report to be
         addressed to the Administrative Agent and the Lenders and issued by
         counsel to the Borrower, satisfactory to the Administrative Agent in
         its reasonable discretion. Such opinions and/or title reports may
         contain (i) in the case of any Amoco Properties comprised of oil and
         gas leases or interests therein, or participating

<PAGE>   3

         mineral interests substantially all of which were acquired by Amoco
         Production Company or any of its Affiliates or Mobil Oil Corporation,
         Mobil Rocky Mountain, Inc. or any of their Affiliates or any corporate
         predecessors of any of them and held by such entities for more than
         twenty-five (25) years prior to the acquisition thereof by Coho
         Acquisitions Company, assumptions regarding the status of title to the
         lands covered by such oil and gas leases or interests therein at the
         time of such lease or mineral acquisition by such predecessors in
         title, and (ii) subject to the consent of the Administrative Agent,
         such other reasonable assumptions, exceptions and qualifications as are
         customary for opinions or reports of that type."

         b. Section 5.17 of the Credit Agreement hereby is amended in its
entirety to the following:

         "      SECTION 5.17 Florabama Settlement. Within ten (10) Business Days
         of any of the Borrower, Coho Resources, Inc., Coho Oil & Gas, Inc.,
         Coho Exploration, Inc., Coho Louisiana Production Company or Interstate
         Natural Gas Company entering into an agreement or other settlement
         resolving, in whole or in part, the claims of Florabama Associates,
         Ltd. against the Borrower or such Subsidiaries of the Borrower in
         connection with the Bankruptcy Case (the "Settlement"), the Borrower
         will deliver to the Administrative Agent a copy of the Settlement
         Agreement certified as of the date thereof by the Secretary or
         Assistant Secretary of the Borrower (i) to be a true, correct and
         complete copy of such Settlement Agreement and (ii) not to have been
         amended or rescinded from the form so certified. Within ten
         (l0) Business Days of the Bankruptcy Court approving such Settlement
         Agreement, the Borrower will deliver to the Administrative Agent a copy
         of any order of the Bankruptcy Court and any other documentation
         associated with the Settlement Agreement certified as of the date
         thereof by the Secretary or Assistant Secretary of the Borrower (i) to
         be true, correct and complete copies of such documents and (ii) not to
         have been amended or rescinded from the form so certified and to be in
         full force and effect."

         c. Article VI of the Credit Agreement hereby is amended by inserting
the following Section 6.17 after Section 6.16 thereof:

         "      SECTION 6.17 Florabama Settlement. The Borrower will not, and
         will not permit Coho Resources, Inc., Coho Oil & Gas, Inc., Coho
         Exploration, Inc., Coho Louisiana Production Company or Interstate
         Natural Gas Company to, enter into a Settlement Agreement either (i) in
         violation of the terms and conditions of the Confirmation Order or (ii)
         in an aggregate amount for all amounts to be paid by the Borrower and
         any of its Subsidiaries in connection with the Settlement Agreement in
         excess of $1,047,000."

         SECTION 3. Representations and Warranties. To confirm each Lender's
understanding concerning Borrower and its businesses, properties and
obligations, and to induce the Agents, the

                                        2

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Issuing Bank and each Lender to enter into this Amendment, the Borrower hereby
reaffirms to the Agents, the Issuing Bank and each Lender that, as of the date
hereof, its representations and warranties contained in Article III of the
Credit Agreement and in the other Loan Documents to which it is a party (except
to the extent such representations and warranties relate solely to an earlier
date) are true and correct and additionally represents and warrants as follows:

a.       The execution, delivery and performance by the Borrower of this
         Amendment and each other Loan Document executed or to be executed by
         it, and the execution, delivery and performance by each other Obligor
         of each Loan Document executed or to be executed by it, are within the
         Borrower's and each such Obligor's corporate, limited liability company
         and/or partnership powers, and have been duly authorized by all
         necessary corporate, limited liability company and/or partnership
         action, and if required, stockholder, member and/or partner action.
         This Amendment has been duly executed and delivered by the Borrower and
         this Amendment and the Credit Agreement as amended by this Amendment
         each constitute, and each other Loan Document executed or to be
         executed by any Obligor, when executed and delivered by such Obligor,
         will constitute, a legal, valid and binding obligation of the Borrower
         or such Obligor (as the case may be), enforceable in accordance with
         their respective terms.

b.       The execution, delivery and performance by the Borrower of this
         Amendment, the Credit Agreement and each other Loan Document executed
         or to be executed by it, and the execution, delivery and performance by
         each other Obligor of each Loan Document executed or to be executed by
         it, (a) do not require any Governmental Approval or third party
         approvals, except such as have been obtained or made and are in full
         force and effect and except filings necessary to perfect Liens created
         under the Loan Documents, (b) will not violate any applicable
         Governmental Rule or the Organic Documents of the Borrower or any such
         Obligor or any order of any Governmental Authority, (c) will not
         violate or result in a default under any indenture, agreement or other
         instrument binding upon the Borrower or any such Obligor or its assets,
         or give rise to a right thereunder to require any payment to be made by
         the Borrower or any such Obligor, and (d) will not result in the
         creation or imposition of any Lien on any asset of the Borrower or any
         such Obligor except Liens created under the Loan Documents.

         SECTION 4. Effectiveness. This Amendment shall become effective as of
the date hereof when counterparts hereof executed on behalf of the Borrower and
the Required Lenders (or notice thereof satisfactory to the Administrative
Agent) shall have been received by the Administrative Agent.

         SECTION 5. Reaffirmation of Credit Agreement. This Amendment
constitutes a "Loan Document" as defined in the Credit Agreement and shall be
deemed to be an amendment of the Credit Agreement, and the Credit Agreement, as
amended and restated hereby, is hereby ratified, approved and confirmed in each
and every respect. All references to the Credit Agreement in any other document,
instrument, agreement or writing shall hereafter be deemed to refer to the
Credit Agreement as amended by this Amendment.

                                        3

<PAGE>   5

         SECTION 6. Counterparts. This Amendment may be executed in counterparts
(and by different parties hereto on different counterparts), each of which shall
constitute an original, but all of which when taken together shall constitute
one and the same Amendment.

         SECTION 7. GOVERNING LAW. THIS AMENDMENT AND THE OTHER LOAN DOCUMENTS
SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE INTERNAL LAW OF THE
STATE OF TEXAS WITHOUT GIVING EFFECT TO CHOICE OF LAW PRINCIPLES.

         SECTION 8. Severability. Any provision of this Amendment held to be
invalid, illegal or unenforceable in any jurisdiction shall, as to such
jurisdiction, be ineffective to the extent of such invalidity, illegality or
unenforceability without affecting the validity, legality and enforceability of
the remaining provisions hereof; and the invalidity of a particular provision in
a particular jurisdiction shall not invalidate such provision in any other
jurisdiction.

         SECTION 9. Entire Agreement. THIS WRITTEN AMENDMENT AND THE OTHER LOAN
DOCUMENTS REPRESENT THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE
CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL
AGREEMENTS OF THE PARTIES.

           THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.

                      [SIGNATURES BEGIN ON FOLLOWING PAGE]

                                       4

<PAGE>   6

         IN WITNESS WHEREOF, the parties hereto have caused this Amendment to be
duly executed by their respective authorized officers as of the day and year
first above written.

                                       COHO ENERGY, INC.

                                       By: /s/ GARY L. PITTMAN
                                           --------------------------
                                       Name:  Gary L. Pittman
                                       Title: Chief Financial Officer

                                      S-1

<PAGE>   7

                                       THE CHASE MANHATTAN BANK,
                                       individually as a Lender and as
                                       Administrative Agent

                                       By: /s/ RUSSELL A. JOHNSON
                                           ---------------------------
                                       Name:  RUSSELL A. JOHNSON
                                       Title: VICE PRESIDENT

                                       S-2

<PAGE>   8

                                        THE CHASE MANHATTAN BANK,
                                        as Issuing Bank

                                        By: /s/ RUSSELL A. JOHNSON
                                            ----------------------
                                        Name:  RUSSELL A. JOHNSON
                                        Title: VICE PRESIDENT

                                       S-3

<PAGE>   9

                                      FORTIS CAPITAL CORP (formerly
                                      MEESPIERSON CAPITAL CORP.)
                                      individually as a Lender and as
                                      Documentation Agent

                                      By: /s/ CHRISTOPHER S. PARADA
                                          ---------------------------
                                      Name:  CHRISTOPHER S. PARADA
                                      Title: VICE PRESIDENT

                                      By: /s/ DARRELL W. HOLLEY
                                          ---------------------------
                                      Name:  DARRELL W. HOLLEY
                                      Title: MANAGING DIRECTOR

                                      S-4

<PAGE>   10

                                     FLEET NATIONAL BANK, individually as a
                                     Lender and as Syndication Agent

                                     By: /s/ TERRENCE RONAN
                                         ----------------------------------
                                     Name:  TERRENCE RONAN
                                     Title: DIRECTOR

                                       S-5

<PAGE>   11

                                     CREDIT LYONNAIS, NEW YORK
                                     BRANCH, individually as Lender

                                     By: /s/ PHILIPPE SOUSTRA
                                         ----------------------------------
                                     Name:  Philippe Soustra
                                     Title: Senior Vice President

                                     By:
                                         ----------------------------------
                                     Name:
                                     Title:

                                      S-6

<PAGE>   12

                                     ABN AMRO BANK N.V., individually as
                                     Lender

                                     By: /s/ RODNEY D. KUBICEK
                                         ----------------------------------
                                     Name:  Rodney D. Kubicek
                                     Title: Vice President

                                     By: /s/ JAMIE A. CONN
                                         ----------------------------------
                                     Name:  Jamie A. Conn
                                     Title: Vice President

                                      S-7

<PAGE>   13

                                     GENERAL ELECTRIC CAPITAL
                                     CORPORATION, individually as Lender

                                     By: /s/ PAUL A. JORDAN
                                         ----------------------------------
                                     Name:  Paul A. Jordan
                                     Title: Portfolio Manager

                                      S-8

<PAGE>   14

                                     CIBC INC., individually as Lender

                                     By: /s/ M. BETH MILLER
                                         ----------------------------------
                                     Name:  M. BETH MILLER
                                     Title: AUTHORIZED SIGNATORY

                                     By:
                                         ----------------------------------
                                     Name:
                                     Title:

                                      S-9

<PAGE>   15

                                     CREDIT AGRICOLE INDOSUEZ,
                                     individually as Lender

                                     By: /s/ BRIAN KNEZEAK
                                         ----------------------------------
                                     Name:  Brian Knezeak
                                     Title: FVP, Manger

                                     By: /s/ MICHAEL D. WILLIS
                                         ----------------------------------
                                     Name:  Michael D. Willis
                                     Title: Vice President, Credit Analysis

                                      S-10

<PAGE>   16

                                     NATEXIS BANQUES POPULAIRES,
                                     individually as Lender

                                     By: /s/ DONOVAN C. BROUSSARD
                                         ----------------------------------
                                     Name:  Donovan C. Broussard
                                     Title: Vice President

                                     By: /s/ RENAUD J. D'HERBES
                                         ----------------------------------
                                     Name:  Renaud J. d'Herbes
                                     Title: Senior Vice President and
                                            Regional Manager

                                      S-11

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