Document:

Exhibit 4.2

EXECUTION COPY

 

FIRST AMENDMENT

TO

BA MASTER CREDIT CARD TRUST II

THIRD AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT

 

THIS FIRST AMENDMENT TO THE BA MASTER CREDIT
CARD TRUST II THIRD AMENDED AND RESTATED POOLING AND SERVICING AGREEMENT, dated as of July 8, 2015 (this “Amendment”)
is by and among BA CREDIT CARD FUNDING, LLC, as Transferor (the “Transferor”), BANK OF AMERICA, NATIONAL ASSOCIATION
(“BANA”), successor by merger to FIA Card Services, National Association, as Servicer (the “Servicer”),
and THE BANK OF NEW YORK MELLON, as Trustee (the “Trustee”).

 

WHEREAS, the Servicer and the Trustee have
heretofore executed and delivered a Pooling and Servicing Agreement, dated as of August 4, 1994 (the “Original Pooling
and Servicing Agreement”);

 

WHEREAS, the Servicer and the Trustee have
heretofore amended and restated the Original Pooling and Servicing Agreement through the execution and delivery of an Amended and
Restated Pooling and Servicing Agreement, dated as of June 10, 2006 (the “Amended and Restated Pooling and Servicing
Agreement”);

 

WHEREAS, the parties hereto have heretofore
amended and restated the Amended and Restated Pooling and Servicing Agreement through the execution and delivery of a Second Amended
and Restated Pooling and Servicing Agreement, dated as of October 20, 2006, and a First Amendment thereto, dated as of June
3, 2011 (as so amended, the “Second Amended and Restated Pooling and Servicing Agreement”);

 

WHEREAS, the parties hereto have heretofore
amended and restated the Second Amended and Restated Pooling and Servicing Agreement through the execution and delivery of a Third
Amended and Restated Pooling and Servicing Agreement, dated as of October 1, 2014 (as amended, supplemented or otherwise modified,
the “Pooling and Servicing Agreement”); and

 

WHEREAS, pursuant to Section 13.01(a)(v) of
the Pooling and Servicing Agreement, the parties hereto desire to amend the Pooling and Servicing Agreement to replace BACCS with
BANA as seller of Receivables to the Transferor under the Receivables Purchase Agreement and to make such other revisions and amendments
incidental to such replacement.

 

NOW THEREFORE, in consideration of the promises
and the agreements contained herein, the parties hereto agree to amend the provisions of the Pooling and Servicing Agreement as
follows:

 

    	 

    	 

    

 

ARTICLE I

 

DEFINITIONS

 

Section 1.01.Capitalized Terms.
Capitalized terms used in this Amendment and not otherwise defined shall have the meanings ascribed thereto in the Pooling and
Servicing Agreement.

 

ARTICLE II

 

AMENDMENTS

 

Section 2.01.Amendments to Section 1.01
of the Pooling and Servicing Agreement.

 

(a)The defined term “Account
Owner” is hereby deleted in its entirety and replaced with the following:

 

“Account Owner” means (i) on and after
the Merger Date, BANA, (ii) from and including October 20, 2006 to but excluding the Merger Date, FIA, and (iii) prior to but excluding
October 20, 2006, MBNA America Bank, National Association, in each case at the applicable time, as issuer of the credit card relating
to an Account pursuant to a Credit Card Agreement.

 

(b)The defined term “BACCS”
is hereby deleted in its entirety.

 

(c)Paragraph (d) of the defined term “Eligible
Receivable” is hereby amended by deleting the text “, BACCS,” where it appears therein.

 

(d)The defined term “Permitted
Investments” is hereby amended by deleting the text “or BACCS” from the last sentence thereof in each of
the two instances where it appears.

 

(e)The defined term “Receivables
Purchase Agreement” is hereby deleted in its entirety and replaced with the following:

 

“Receivables Purchase Agreement” shall
mean the Second Amended and Restated Receivables Purchase Agreement, dated as of July 8, 2015, by and between BANA, BACCS and Funding,
and acknowledged and accepted by The Bank of New York Mellon, as Trustee, and BANA, as Servicer, as amended, supplemented
or otherwise modified from time to time.

 

    	2

    	 

    

 

(f)The defined term “Revolving
Credit Agreement” is hereby deleted in its entirety and replaced with the following:

 

“Revolving Credit Agreement” shall mean
the Second Amended and Restated Revolving Credit Agreement by and between Funding and BANA, dated as of July 8, 2015, as such agreement
may be amended, supplemented or otherwise modified from time to time in accordance therewith, or any substantially similar agreement
entered into between any lender and Funding.

 

Section 2.02.Amendments to Section 2.04
of the Pooling and Servicing Agreement. (a) Section 2.04(b)(ii) of the Pooling and Servicing Agreement is hereby
amended by deleting the text “, BACCS,” from the parenthetical therein.

 

                    (b)Section 2.04(b)(iv) of the Pooling and Servicing
Agreement is hereby amended by deleting the text “, BACCS,” from the parenthetical therein.

 

                    (c)Section 2.04(d)(i) of the Pooling and Servicing Agreement
is hereby amended by deleting the text “, BACCS,” from clause (B)(2) thereof.

 

Section 2.03.Amendments to Section 2.05
of the Pooling and Servicing Agreement. (a) Section 2.05(b) of the Pooling and Servicing Agreement is hereby amended
by deleting the text “, BACCS,” from the proviso thereto.

 

                    (b)Section 2.05(e) of the Pooling and Servicing Agreement
is hereby amended by (i) deleting the first reference to “BACCS” in the last sentence of that section and replacing
such reference with “BANA”, and (ii) deleting the words “by BACCS” that are toward the end of the last
sentence of that Section.

 

                    (c)Section 2.05(f) of the Pooling and Servicing Agreement
is hereby amended by deleting the reference to “BACCS’s” and replacing such reference with “BANA’s”.

 

                    (d)Section 2.05(g) of the Pooling and Servicing Agreement
is hereby amended by deleting the reference to “BACCS’s” and replacing such reference with “BANA’s”.

 

                    (e)Section 2.05(h) of the Pooling and Servicing Agreement
is hereby amended by deleting the reference to “BACCS’s” and replacing such reference with “BANA’s”.

 

                    (f)Section 2.05(i)(xiv) of the Pooling and Servicing
Agreement is hereby amended by deleting each reference to “BACCS” and replacing each such reference with “BANA”.

 

    	3

    	 

    

 

Section 2.04.Amendments to Section 4.02
of the Pooling and Servicing Agreement. (a) Section 4.02(b) of the Pooling and Servicing Agreement is hereby amended
by deleting the text “, BACCS,” from the first parenthetical therein.

 

                    (b)Section 4.02(c) of the Pooling and Servicing
Agreement is hereby amended by deleting the text “, BACCS,” from the first parenthetical therein.

 

Section 2.05.Amendments to Section 9.01
of the Pooling and Servicing Agreement. (a) Section 9.01(b) of the Pooling and Servicing Agreement is hereby amended
by deleting each reference to “BACCS” and replacing each such reference with “BANA”.

 

                    (b)Section 9.01(d) of the Pooling and Servicing
Agreement is hereby amended by (i) deleting the reference to “BACCS” and replacing such reference with “BANA”,
and (ii) deleting the text “, or the Account Owner shall become unable for any reason to transfer such Receivables to
BACCS in accordance with the provisions of the applicable receivables sale agreement” appearing therein.

 

Section 2.06.Amendments to Section 11.01
of the Pooling and Servicing Agreement. Section 11.01(h) of the Pooling and Servicing Agreement is hereby amended by (i)
deleting each reference to “BACCS” and replacing each such reference with “BANA” and (ii) deleting the
reference to “BACCS’s” and replacing such reference with “BANA’s”.

 

Section 2.07.Amendments to Section 13.01
of the Pooling and Servicing Agreement. (a) Section 13.01(a) of the Pooling and Servicing Agreement is hereby amended
by deleting clause (v) in its entirety and replacing it with the following:

 

(v) to replace BANA with an Affiliate of Funding as seller
of Receivables to the Transferor under the Receivables Purchase Agreement and to make such other revisions and amendments incidental
to such replacement;

 

ARTICLE III

 

MISCELLANEOUS

 

Section 3.01.Conditions Precedent.
The amendments provided for by this Amendment shall become effective upon the satisfaction of the following conditions:

 

(a)The Transferor, the Servicer, and the
Trustee each shall have received notification in writing from each of Fitch, Moody’s and Standard & Poor’s to the
effect that the terms of this Amendment will not result in a reduction or withdrawal of the rating of any outstanding Series or
Class to which it is a Rating Agency;

 

    	4

    	 

    

 

(c)The Transferor shall have provided
an Officer’s Certificate to the effect that in its reasonable belief, this Amendment will not adversely affect in any material
respect the interests of any Investor Certificateholders under the Pooling and Servicing Agreement;

 

(d)The Trustee shall have received, addressed
and delivered to it, an opinion of Counsel for the Transferor to the effect that this Amendment complies with all requirements
of the Pooling and Servicing Agreement; and

 

(e)The Transferor, the Servicer, and the
Trustee each shall have received counterparts of this Amendment, duly executed by the parties hereto.

 

Section 3.02.Pooling and Servicing
Agreement in Full Force and Effect as Amended. Except as specifically amended or waived hereby, all of the terms and conditions
of the Pooling and Servicing Agreement shall remain in full force and effect. All references to the Pooling and Servicing Agreement
in any other document or instrument among the parties hereto shall be deemed to mean such Pooling and Servicing Agreement as amended
by this Amendment. This Amendment shall not constitute a novation of the Pooling and Servicing Agreement but shall constitute an
amendment thereof. The parties hereto agree to be bound by the terms and obligations of the Pooling and Servicing Agreement, as
amended by this Amendment, as though the terms and obligations of the Pooling and Servicing Agreement were set forth herein.

 

Section 3.03.Headings. Section
headings in this Amendment are included herein for convenience of reference only and shall not constitute part of this Amendment
for any other purpose.

 

Section 3.04.Governing Law; Submission
to Jurisdiction; Agent for Service of Process. This Amendment shall be governed by and construed in accordance with the laws
of the State of Delaware, without regard to principles of conflict of laws. The parties hereto declare that it is their intention
that this Amendment shall be regarded as made under the laws of the State of Delaware and that the laws of said State shall be
applied in interpreting its provisions in all cases where legal interpretation shall be required. Each of the parties hereto agrees
(a) that this Amendment involves at least $100,000.00, and (b) that this Amendment has been entered into by the parties
hereto in express reliance upon 6 DEL. C. § 2708. Each of the parties hereto hereby irrevocably and unconditionally
agrees (a) to be subject to the jurisdiction of the courts of the State of Delaware and of the federal courts sitting in the
State of Delaware, and (b)(1) to the extent such party is not otherwise subject to service of process in the State of Delaware,
to appoint and maintain an agent in the State of Delaware as such party’s agent for acceptance of legal process, and (2) that,
to the fullest extent permitted by applicable law, service of process may also be made on such party by prepaid certified mail
with a proof of mailing receipt validated by the United States Postal Service constituting evidence of valid service, and that
service made pursuant to (b)(1) or (2) above shall, to the fullest extent permitted by applicable law, have the same legal force
and effect as if served upon such party personally within the State of Delaware.

 

    	5

    	 

    

 

Section 3.05.Counterparts.
This Amendment may be executed in any number of counterparts and by separate parties hereto on separate counterparts, each of which
when executed shall be deemed an original, but all such counterparts taken together shall constitute one and the same instrument.

 

[Signature Page Follows]

 

    	6

    	 

    

 

IN WITNESS WHEREOF, the Transferor, the Servicer
and the Trustee have caused this Amendment to be duly executed by their respective officers as of the day and year first above
written.

 

BA CREDIT CARD FUNDING, LLC,

Transferor

 

By: /s/ Keith W. Landis___________________

Name: Keith W. Landis

Title: V.P.

 

BANK OF AMERICA, NATIONAL ASSOCIATION,

Servicer

 

By: /s/ Keith W. Landis___________________

Name: Keith W. Landis

Title: V.P.

 

THE BANK OF NEW YORK MELLON,

Trustee

 

By: /s/ Leslie Morales_____________________

Name: Leslie Morales

Title: Vice President

 

[Signature Page to First Amendment to
Third Amended and Restated Pooling and Servicing Agreement]Exhibit 4.3

 

EXECUTION COPY

FIRST AMENDMENT

TO

BA CREDIT CARD TRUST

THIRD AMENDED AND RESTATED INDENTURE

 

THIS FIRST AMENDMENT TO THE BA CREDIT CARD
TRUST THIRD AMENDED AND RESTATED INDENTURE, dated as of July 8, 2015 (this “Amendment”) is by and between BA
Credit Card Trust, as Issuer (the “Issuer”), and The Bank of
New York Mellon, as indenture trustee (the “Indenture Trustee”).

 

WHEREAS, the Issuer and the Indenture Trustee
have heretofore executed and delivered an Indenture, dated as of May 24, 2001 (the “Original Indenture”);

 

WHEREAS, the Issuer and the Indenture Trustee
have heretofore amended and restated the Original Indenture through the execution and delivery of an Amended and Restated Indenture,
dated as of June 10, 2006 (the “Amended and Restated Indenture”);

 

WHEREAS, the parties hereto have heretofore
amended and restated the Amended and Restated Indenture through the execution and delivery of a Second Amended and Restated Indenture,
dated as of October 20, 2006 (the “Second Amended and Restated Indenture”);

 

WHEREAS, the parties hereto have heretofore
amended and restated the Second Amended and Restated Indenture through the execution and delivery of a Third Amended and Restated
Indenture, dated as of October 1, 2014 (as amended, supplemented or otherwise modified, the “Indenture”);
and

 

WHEREAS, pursuant to Section 1001 of the Indenture,
the parties hereto desire to amend the Indenture.

 

NOW THEREFORE, in consideration of the promises
and the agreements contained herein, the parties hereto agree to amend the provisions of the Indenture as follows:

 

ARTICLE I

 

DEFINITIONS

 

Section 1.01.Capitalized Terms.
Capitalized terms used in this Amendment and not otherwise defined shall have the meanings ascribed thereto in the Indenture.

 

    	 

    	 

    

 

ARTICLE II

 

AMENDMENTS

 

Section 2.01.Amendments to Section 101
of the Indenture.

 

(a)The defined term “BACCS”
is hereby deleted in its entirety.

 

(b)The last sentence of the defined term
“Permitted Investments” is hereby amended by deleting the text “or BACCS” from the last sentence
thereof in each of the two instances where it appears.

 

Section 2.02.Amendments to Section 402
of the Indenture. Section 402(a) of the Indenture is hereby amended by deleting the text “, BACCS,” from each
of the three parentheticals where it appears therein.

 

Section 2.03.Amendments to Section 711
of the Indenture. Section 711 of the Indenture is hereby amended by deleting the text “BACCS,” from the proviso
thereto.

 

Section 2.04.Amendments to Section 1403
of the Indenture. Section 1403(b) of the Indenture is hereby amended by deleting the text “BACCS,” where it
appears therein.

 

Section 2.05.Amendments to Section 1601
of the Indenture. Section 1601 of the Indenture is hereby amended by deleting the text “, BACCS” from the
parenthetical therein.

 

ARTICLE III

 

MISCELLANEOUS

 

Section 3.01.Effectiveness.
This Amendment shall become effective upon the satisfaction of the following conditions:

 

(a)delivery to the Indenture Trustee and
the Owner Trustee of an Officer’s Certificate to the effect that the Issuer reasonably believes that the Amendment will not
have an Adverse Effect and is not reasonably expected to have an Adverse Effect at any time in the future;

 

(b)receipt of written confirmation from
each Note Rating Agency that has rated any Outstanding Notes of the BAseries that this Amendment will not result in a Ratings Effect
with respect to any Outstanding Notes;

 

(c)delivery to the Indenture Trustee and
the Note Rating Agencies of a Master Trust Tax Opinion for each Master Trust and an Issuer Tax Opinion;

 

    	2

    	 

    

 

(d)delivery to the Indenture Trustee of
an Opinion of Counsel to the Issuer, to the effect that the execution of this Amendment is authorized or permitted by the Indenture
and all conditions precedent thereto have been satisfied; and

 

(e)the Issuer and the Indenture Trustee
each shall have received counterparts of this Amendment, duly executed by the parties hereto.

 

Section 3.02.Ratification of Indenture.
Except as specifically amended or waived hereby, all of the terms and conditions of the Indenture shall remain in full force and
effect. All references to the Indenture in any other document or instrument among the parties hereto shall be deemed to mean such
Indenture as amended by this Amendment. This Amendment shall not constitute a novation of the Indenture but shall constitute an
amendment thereof. The parties hereto agree to be bound by the terms and obligations of the Indenture, as amended by this Amendment,
as though the terms and obligations of the Indenture were set forth herein.

 

Section 3.03.Headings. Section
headings in this Amendment are included herein for convenience of reference only and shall not constitute part of this Amendment
for any other purpose.

 

Section 3.04.Governing Law; Submission
to Jurisdiction; Agent for Service of Process. This Amendment shall be governed by and construed in accordance with the laws
of the State of Delaware, without regard to principles of conflict of laws. The parties hereto declare that it is their intention
that this Amendment shall be regarded as made under the laws of the State of Delaware and that the laws of said State shall be
applied in interpreting its provisions in all cases where legal interpretation shall be required. Each of the parties hereto agrees
(a) that this Amendment involves at least $100,000.00, and (b) that this Amendment has been entered into by the parties
hereto in express reliance upon 6 DEL. C. § 2708. Each of the parties hereto hereby irrevocably and unconditionally
agrees (a) to be subject to the jurisdiction of the courts of the State of Delaware and of the federal courts sitting in the
State of Delaware, and (b)(1) to the extent such party is not otherwise subject to service of process in the State of Delaware,
to appoint and maintain an agent in the State of Delaware as such party’s agent for acceptance of legal process, and (2) that,
to the fullest extent permitted by applicable law, service of process may also be made on such party by prepaid certified mail
with a proof of mailing receipt validated by the United States Postal Service constituting evidence of valid service, and that
service made pursuant to (b)(1) or (2) above shall, to the fullest extent permitted by applicable law, have the same legal force
and effect as if served upon such party personally within the State of Delaware.

 

Section 3.05.Counterparts.
This Amendment may be executed in any number of counterparts and by separate parties hereto on separate counterparts, each of which
when executed shall be deemed an original, but all such counterparts taken together shall constitute one and the same instrument.

 

[Signature Page Follows]

 

    	3

    	 

    

 

IN WITNESS WHEREOF, the Issuer and the Indenture
Trustee have caused this Amendment to be duly executed by their respective officers as of the day and year first above written.

 

BA CREDIT CARD TRUST, as

Issuer

 

By: BA Credit Card Funding,
LLC, as

Beneficiary and not in its individual capacity

 

By: /s/ Keith W. Landis___________________

Name: Keith ‘W. Landis

Title: V.P.

 

THE BANK OF NEW YORK MELLON,
as

Indenture Trustee and not in its
individual capacity

 

By: /s/ Leslie Morales_____________________

Name: Leslie Morales

Title: Vice President

 

Acknowledged and Accepted:

 

BANK OF AMERICA, 

NATIONAL ASSOCIATION,

as Servicer

 

By: /s/ Keith W. Landis                                             

Name: Keith W. Landis

Title: V.P.

 

[Signature Page to First Amendment to
Third Amended and Restated Indenture]

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00247-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00247-of-00352.parquet"}]]