Document:

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                                                                  EXHIBIT 10.7.2

1    Engagement Letter

          March 5, 1999

          Mr. Bruce Shirey
          Cardservice International
          4227 Sunrise Blvd.
          Fair Oaks, CA 95628

          Re:  Engagement Letter (EL) - License Agreement Addendum B

          Dear Bruce,

          We are pleased to have the opportunity to provide our services to
          Cardservice International. This letter will document our agreement
          regarding the development of electronic check processing capability
          for Virtual LinkPoint and LinkPoint HTML.

          Scope of Services

          Beginning on February 8th, 1999, ClearCommerce Corp. initiated
          development of electronic check processing capabilities for both the
          Virtual LinkPoint and LinkPoint HTML products along with other system
          components developed previously for Cardservice International (CSI) by
          ClearCommerce Corp. (CCC). Attachment A, Software Requirements
          Specification, documents the specifications for electronic check
          processing.

          The implementation plan for developing electronic check capabilities
          is described in Attachment B, CSI Check Processing Implementation
          Plan.

          Attachment A and B together comprise the Scope of Services.

          Any change in the specified Scope of Services must be mutually agreed
          upon by the parties in writing. ClearCommerce consent should be
          obtained if any change in Cardservice requirements, software or
          hardware will affect ClearCommerce's estimates. Cardservice agrees to
          pay for any unauthorized changes which affect estimates.

          Terms and Conditions

          These Services will be provided at the agreed rates stated in the
          License and Service Agreement between ClearCommerce Corp. and
          Cardservice's International signed on June 30/th/, 1998. Specifically,
          for features that CCC has planned for future enhancements to CCC's
          products, Cardservice will be billed at a rate of [*].

          As discussed in Section 3.4 of this proposal, the estimated
          development effort for check processing is [*]. Based on the rates
          discussed above, the estimated cost of developing electronic check
          processing capability is [*], plus out-of-pocket expenses. Since
          approximately [*] of the total amount paid for the original
          development of the Virtual Linkpoint product was paid in advance of
          the development of electronic check processing (see Section 2,
          Background, for details), the estimated cost of developing check
          processing as currently defined will be reduced by that amount,
          resulting in net estimated cost of [*], plus out-of-pocket expenses.

[*] Certain information on this page has been omitted and filed separately with
    the Commission. Confidential treatment has been requested with respect to
    the omitted portions.

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          This check processing feature is specifically excluded from the
          exclusivity benefits granted to CSI in the License Agreement Addendum
          A, dated December 31, 1998 per Section B.3. of that Addendum.

          The Services specified above are provided on a time and materials
          ("T&M") basis. The estimate provided above is to be used for your
          budgeting and ClearCommerce's resource scheduling purposes.

          The terms and conditions of this Engagement Letter (License Agreement
          Addendum B) are hereby incorporated into the License and Service
          agreement and its attachments ("License Agreement"), executed June 30,
          1998, and becomes an addendum to the License Agreement. The terms of
          the License Agreement hereby apply to this Addendum B upon execution
          by CSI. Any terms specified herein that conflict with the terms of the
          License Agreement shall supersede the terms of the License Agreement,
          including the attachments. This Addendum B only applies to those
          products specified herein and to the extent noted.

          Should you have any questions or concerns about our proposal, please
          call me at (512) 977-5615.

          Sincerely,

          Johnny L. King
          Vice President
          Professional Services

          Execution of this Engagement Letter by the parties signifies the
          agreement of the parties to the terms set forth herein, with an
          execution date of the last signature below.

          CLEARCOMMERCE CORPORATION          Cardservice International

          BY:_________________________       BY:_________________________

          PRINTED                            PRINTED
          NAME:_______________________       NAME:_______________________

          TITLE:______________________       TITLE:______________________

          DATE:_______________________       DATE:_______________________

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                                                                  EXHIBIT 10.7.3

                                  ADDENDUM C
                                    TO THE
                         LICENSE AND SERVICE AGREEMENT
                   BY AND BETWEEN CARDSERVICE INTERNATIONAL
                         AND CLEARCOMMERCE CORPORATION
                              DATED JUNE 30, 1998

WHEREAS, Cardservice International, Inc. ("CSI") and ClearCommerce Corporation
("CCC") have entered into a License and Service Agreement dated June 30, 1998
(the "Agreement"), a first amendment in a letter form identified as "Addendum
A", dated December 31, 1998, and a second amendment identified as "Addendum B"
on March 5, 1999; AND

WHEREAS, CSI and CCC desire to amend the Agreement, as amended by Addendum A and
B, with this Addendum C;

NOW THEREFORE, in consideration of the mutual covenants contained herein, CSI,
and its wholly owned subsidiary LinkPoint International, Inc. ("Customer") and
CCC hereby agree to amend the Agreement, as amended by Addendum A and B, as
follows:

1)  Section 2.  Delete the last sentence and replace that sentence with the
    ---------
following:

"During a period of two (2) years after the Effective Date of this Addendum C,
Customer shall exclusively market and promote all current and future CCC
products ("CCC Products") and shall exclusively use the Licensed Products for i)
at least eighty percent (80%) of all of Customer's internet merchants, including
all direct internet merchants and all indirect internet merchants of Customer
that are served through third parties (e.g. Earthlink, MSN.com b-central, IBM,
and HP), but excluding internet merchants or their affiliated third party
gateway operators (e.g. Lycos) where such excluded internet merchants and
gateway operators only receive merchant accounts (including merchant IDs) from
CSI and where (a) Customer makes a good faith effort to convert such excluded
internet merchants and gateway operators to the Customer's gateway, or (b)
Customer makes a good faith effort to actively promote and market CCC Products
to such excluded internet merchants and gateway operators, ("Merchants"); ii)
one-hundred percent (100%) of all Merchants that use the Customer's gateway, as
measured on a quarterly basis, meaning that Customer will not utilize gateway
technology other than from CCC for the duration of the above mentioned two year
exclusivity period. Customer hereby grants to CCC a right of first refusal to
have the Licensed Products and the CCC Products used by Customer under the terms
of this Agreement for all new territories and markets throughout the world.

Customer agrees, during the two year exclusivity period, to make available to
CCC its historical log of card transactions corresponding charge back records,
and information recorded about the corresponding individual merchants (the
"Customer Data"), in a mutually agreed format. The Customer Data will be
considered Confidential Information

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as defined and protected in the existing Non-Disclosure Agreement between the
parties. The Customer Data will be gathered and provided electronically and in
batches by Customer as requested by CCC, but not more than once per calendar
quarter. If desired by CCC, technology to implement real-time access to the
Customer Data on Customer's computer systems may be implemented, at the expense
of CCC.

Customer provides the Customer Data to CCC on a non-exclusive basis and grants
to CCC a worldwide irrevocable right and license to use the Customer Data during
the exclusivity period. Except as described herein, Customer retains its rights,
ownership and control of the disposition of the Customer Data. Data will be used
for loss prevention and fraud prevention analysis only and if CCC wants to use
it for any other reason, Customer written permission must be granted.

As compensation for providing the Customer Data to CCC, during the two year
exclusivity period, CCC will pay Customer a royalty of [*] received by CCC for
the sale of additional CCC products or services that are directly attributable
to use of the Customer Data, adjusted for the relative proportion of the
Customer Data to the overall data set for such CCC products or services. Thus,
if Customer Data is the only data used in such CCC products or services, then
customer will receive [*]. As another example, if Customer Data comprises [*] of
the overall data set used, customer's royalty will be [*].

2) Section 5.  Delete the last sentence and replace with the following:
   ---------

"The term of the Product Support Services continue to renew automatically on an
annual basis following expiration of the two year exclusivity period, unless
either CCC or Customer notifies the other party in writing at least ninety (90)
days prior to expiration of the Initial Term or the applicable annual Product
Support Services renewal term. However, CCC shall not unreasonably terminate
renewal of the Product Support Services."

3) Section 19.  Delete entire section and replace with the following:
   ----------

"Neither the License, this Agreement, nor any rights or responsibilities of
Customer or any of the assets held by or on behalf of Customer relating to this
Agreement, including Customer's relationship with Merchants or Customer's list
of Merchants, may be assigned, sold, transferred, conveyed, or delegated to any
third party without the prior written consent of CCC, which will not be
unreasonably withheld. Any attempted assignment, sale, conveyance, delegation or
transfer in violation of this section shall be void."

4) Add the following new section:

[*] Certain information on this page has been omitted and filed separately with
    the Commission. Confidential treatment has been requested with respect to
    the omitted portions.

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"25. Survival.  All of the provisions of this Agreement shall survive any change
     --------
of control, merger, acquisition, sale, reorganization, or other corporate event
affecting either party, and all obligations hereunder shall apply to each of the
parties' subsidiaries, joint ventures, and affiliates."

5) Product and Pricing Schedule.  The parties confirm that the Initial Term is
   ----------------------------
ninety-nine (99) years.

Each Party hereto represents and warrants that (i) it has obtained all necessary
approvals, consents and authorizations to enter into this Agreement and to
perform and carry out its obligations hereunder, (ii) the persons executing this
Agreement on its behalf have express authority to do so, and, in so doing, to
bind the Party thereto; (iii) the execution, delivery, and performance of this
Agreement does not violate any provision of any bylaw, charter, regulation, or
any other governing authority of the Party; and (iv) the execution, delivery and
performance of this Agreement has been duly authorized by all necessary
corporate action and this Agreement is a valid and binding obligation of such
Party, and its subsidiaries, joint ventures, and affiliates, enforceable in
accordance with its terms.

IN WITNESS WHEREOF, the parties have entered into this Addendum C to the
Agreement as of the date of the last signature below, ("Effective Date").

CSI and LinkPoint International Inc.    ClearCommerce Corporation

By: /s/ CAESAR BERGER                   By: /s/ MICHAEL S. GRAJEDA
    ------------------------------          --------------------------------

Print Name: Caesar Berger               Print Name: Michael S. Grajeda
            ----------------------                  ------------------------

Title: Senior Vice President            Title: Chief Financial Officer
       ---------------------------             -----------------------------

Date: March 6th, 2000                   Date: March 6, 2000
      ----------------------------            ------------------------------

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