Document:

2003-2 CONSULTANT AND ADVISOR SERVICES PLAN

         1.  Purpose  of the Plan.  The  purpose of the  2003-2  Consultant  and
Advisor   Services   Plan  ("Plan")  of   FinancialContent,   Inc.,  a  Delaware
corporation,  ("Company") is to provide the Company with a means of compensating
selected key  consultants and advisors to the Company and its  subsidiaries  for
their services rendered with shares of Common Stock of the Company.

         2.  Administration  of the Plan. The Plan shall be  administered by the
Company's Board of Directors (the "Board").

              2.1 Award or Sales of shares. The Company's Board shall (a) select
those  consultants  and  advisors to whom shares of the  Company's  Common Stock
shall be awarded or sold,  and (b)  determine the number of shares to be awarded
or sold; the time or times at which shares shall be awarded or sold; whether the
shares to be awarded or sold will be registered with the Securities and Exchange
Commission; and such conditions,  rights of repurchase,  rights of first refusal
or other transfer restrictions as the Board may determine. Each award or sale of
shares under the Plan may or may not be evidenced by a written agreement between
the Company and the persons to whom  shares of the  Company's  Common  Stock are
awarded or sold.

              2.2 Consideration for Shares. Shares of the Company's Common Stock
to be awarded or sold  under the Plan  shall be issued  for  services  rendered,
having a value not less than par value thereof, as shall be determined from time
to time by the Board in its sole discretion.

              2.3 Board  Procedures.  The Board from time to time may adopt such
rules and  regulations  for carrying out the purposes of the Plan as it may deem
proper and in the best interests of the Company. The Board shall keep minutes of
its meetings and records of its actions.  A majority of the members of the Board
shall  constitute a quorum for the transaction of any business by the Board. The
Board may act at any time by an affirmative  vote of a majority of those members
voting.  Such vote shall be taken at a meeting (which may be conducted in person
or by any  telecommunication  medium)  or by written  consent  of Board  members
without a meeting.

              2.4  Finality  of  Board  Action.  The  Board  shall  resolve  all
questions arising under the Plan. Each determination,  interpretation,  or other
action made or taken by the Board shall be final and  conclusive  and binding on
all persons, including,  without limitation, the Company, its stockholders,  the
Board and each of the members of the Board.

              2.5  Non-Liability  of Board  Members.  No Board  member  shall be
liable for any action or determination made by him in good faith with respect to
the Plan or any shares of the Company's Common Stock sold or awarded under it.

              2.6 Board Power to amend,  Suspend,  or Terminate the Amendment to
the Plan. The Board may, from time to time, make such changes in or additions to
the Plan as it may deem proper and in the best  interests of the Company and its
Stockholders.  The Board may also  suspend  or  terminate  the Plan at any time,
without notice, and in its sole discretion.

         3. Shares  Subject to the Plan.  For purposes of the Plan, the Board of
Directors is authorized to sell or award up to 500,000  shares and/or options of
the Company's Common Stock. $.001 par value per share ("Common Stock").

         4.  Participants.  All key  consultants and advisors to the Company and
any of its subsidiaries  (sometimes referred to herein as  ("participants")  are
eligible to  participate  in the Plan. A copy of this Plan shall be delivered to
all participants,  together with a copy of any Board resolutions authorizing the
issuance  of the  shares  and  establishing  the terms and  conditions,  if any,
relating to the sale or award of such shares.

         5. Rights and Obligations of Participants.  The award or sale of shares
of Common stock shall be conditioned upon the participant providing to the Board
a written  representation  that,  at the time of such  award or sale,  it is the
intent of such person(s) to acquire the shares for investment  only and not with
a view toward  distribution.  The certificate for unregistered shares issued for

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investment  shall be restricted by the Company as to transfer unless the Company
receives  an opinion of counsel  satisfactory  to the Company to the effect that
such  restriction is not necessary  under the  pertaining  law. The providing of
such  representation  and such  restriction on transfer shall not,  however,  be
required upon any person's receipt of shares of Common Stock under the Amendment
to the Plan in the event that, at the time of award or sale, the shares shall be
(i)  covered  by an  effective  and  current  registration  statement  under the
Securities  Act of 1933,  as amended,  and (ii) either  qualified or exempt from
qualification  under  applicable  state  securities  laws.  The  Company  shall,
however,  under no  circumstances  be required to sell or issue any shares under
the  Amendment to the Plan if, in the opinion of the Board,  (i) the issuance of
such shares would  constitute a violation by the  participant  or the Company of
any  applicable  law or regulation of any  governmental  authority,  or (ii) the
consent or approval of any  governmental  body is  necessary  or  desirable as a
condition of, or in connection with, the issuance of such shares.

         6. Payment of Shares.

              (a) The  entire  purchase  price of shares  issued  under the Plan
shall be  payable in lawful  money of the  United  States of America at the time
when such shares are purchased, except as provided in subsection (b) below.

              (b) At the discretion of the Board, Shares may be issued under the
Plan in consideration of services rendered; provided, however, that any issuance
of shares under the Plan shall be in compliance with Section 152 of the Delaware
General Corporation Law, as amended.

         7.  Adjustments.  If the  outstanding  Common  Stock shall be hereafter
increased or decreased,  or changed into or exchanged for a different  number or
kind of shares or other securities of the Company or of another corporation,  by
reason  of  a  recapitalization,   reclassification,   reorganization,   merger,
consolidation,  share  exchange,  or other  business  combination  in which  the
Company is the surviving  parent  corporation,  stock  split-up,  combination of
shares, or dividend or other distribution  payable in capital stock or rights to
acquire capital stock,  appropriate adjustment shall be made by the Board in the
number and kind of shares which may be granted under the Amendment to the Plan.

         8. Tax Withholding.  As a condition to the purchase or award of shares,
the  participant  shall make such  arrangements as the Board may require for the
satisfaction of any federal, state, local or foreign withholding tax obligations
that may arise in connection with such purchase or award.

         9. Terms of the Plan.

              9.1 Effective  Date. The Plan shall become effective on August 29,
2003.

              9.2 Termination Date. The Plan shall terminate at Midnight on June
30, 2003,  and no shares shall be awarded or sold after that time.  The Plan may
be  suspended  or  terminated  at any  earlier  time  by the  Board  within  the
limitations set forth in Section 2.6.

         10.  Non-Exclusivity  of the  Plan.  Nothing  contained  in the Plan is
intended to amend,  modify,  or rescind  any  previously  approved  compensation
plans,  programs  or options  entered  into by the  Company.  This Plan shall be
construed  to be in  addition  to and  independent  of any  and all  such  other
arrangements.  The adoption of the  Amendment to the Plan by the Board shall not
be construed as creating any  limitations on the power of authority of the Board
to  adopt,  with or  without  stockholder  approval,  such  additional  or other
compensation arrangements as the Board may from time to time deem desirable.

         11.  Governing  Law. The Plan and all rights and  obligations  under it
shall be  construed  and  enforced in  accordance  with the laws of the state of
Delaware.

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<PAGE>PROMISSORY NOTE

September 2, 2003                                                   $22,000.00

WHEREAS, FinancialContent, Inc., a Delaware corporation (the "Company") and Asia
Pacific  Ventures,  a Turks and Caicos Islands  company (the "Holder") (each the
Company and the Holder a "Party" or  "Parties")  entered into a certain  standby
loan commitment  agreement dated July 15, 2003 ("Loan  Commitment")  whereby the
Holder has agreed to make a certain amount of funds available subject to certain
terms and conditions, upon demand of the Company:

WHEREAS,  the Company  pursuant to the terms of the Loan  Commitment does hereby
make demand upon the Holder against the committed  funds in the amount of Twenty
Two Thousand Dollars ($22,000.00).

NOW THEREFORE, in consideration duly noted herein, the Parties agree as follows

         1. PROMISSORY NOTE. Subject to all the following terms and conditions
set  forth in this  Promissory  Note  (this  "Note"),  the  Company,  for  value
received,  promises  to  pay  to  Asia  Pacific  Ventures,  (the  "Holder"),  in
accordance with the provisions  hereof, the principal sum of Twenty Two Thousand
Dollars  ($22,000.00)  with  interest at the rate set forth in Section 2, below,
accrued on such unpaid and principal amount from time to time outstanding  until
paid,  as  follows:  payment of  principal  and  interest  is payable in full on
September 1, 2003.  All payments of principal  and/or  interest  under this Note
shall be paid at the offices of Asia Pacific Ventures,  at Suite 1-3 16th Floor,
Kinwick  Centre,  32  Hollywood  Road,  Central  Hong Kong,  Hong  Kong,  unless
otherwise instructed by the Holder.

         2.  INTEREST.  Interest under this Note shall accrue at the rate of 8%,
compounded  annually,  from  the date of such  Note  until  paid in  full.  Such
interest shall only be payable upon the repayment of all principal due hereunder
or as otherwise specified herein.

         3. SECURITY AGREEMENT. The payment of this note continues to be secured
by a Security Agreement dated December 13, 2001 from the Company to Asia Pacific
Ventures  granting  a  security  interest  in  and to  the  following  described
property: accounts receivable,  inventory,  machinery,  equipment,  goodwill and
furniture,  together with all other property  described in or referred to in the
Security Agreement.

         4. ACCELERATION. Notwithstanding the provisions contained in this Note,
the entire  amount of  principal  advanced  to the  Company  under this Note and
remaining unpaid,  plus all unpaid interest on unpaid principal under this Note,
shall  immediately  be due and payable upon an Event of Default (as  hereinafter
defined).

         5. EVENTS OF DEFAULT.  If any of the following events shall occur (each
herein  individually  referred to as an "Event of  Default"),  the Company shall
immediately  provide  notice thereof to the Holder of this Note, who may declare
the entire unpaid  principal and accrued  interest on this Note  immediately due
and payable,  by written notice to the Company effective upon dispatch (provided
that upon the  occurrence of an event  described in subsection 5.1 or 5.2 below,
the entire unpaid principal and accrued interest on this Note shall  immediately
become due and payable), without any other presentment, demand, protest or other
notice of any kind or  character,  all of which  are  hereby  expressly  waived,
anything herein to the contrary notwithstanding:

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         5.1. The  institution  by the Company of  proceedings to be adjudicated
bankrupt or  insolvent,  or the consent by it to  institution  of  bankruptcy or
insolvency proceedings against it or the filing by it of a petition or answer or
consent seeking  reorganization or release under the Federal Bankruptcy Code, or
any other  similar  federal or state law,  or the consent by it to the filing of
any such  petition  or the  appointment  of a  receiver,  liquidator,  assignee,
trustee,  or other similar official,  of the Company, or of any substantial part
of its  property,  or the  making  by it of an  assignment  for the  benefit  of
creditors,  or the  admission by it in writing of its inability to pay its debts
generally as they become due or the taking of corporate action by the Company in
furtherance of any such actions; or

         5.2.  If,  within sixty (60) days after the  commencement  of an action
against  the  Company  seeking  any  bankruptcy,   insolvency,   reorganization,
liquidation,  dissolution or similar relief under any present or future statute,
law or  regulation,  such action shall not have been  dismissed or all orders or
proceedings  thereunder  affecting the operations or the business of the Company
stayed,  or if the stay of any such order or proceeding  shall thereafter be set
aside, or if, within sixty (60) days after the  appointment  without the consent
or  acquiescence  of the Company of any trustee,  receiver or  liquidator of the
Company or of all or any substantial part of the properties of the Company, such
appointment shall not have been vacated; or

         5.3.  The  Company  shall have  defaulted  in payment of  principal  or
interest  under this Note and such  default  shall have  continued  for ten days
following written notice thereof from the Holder.

         6. REPRESENTATIONS. The Company hereby represents and warrants that:

         6.1. Organization and Good Standing.  The Company is a corporation duly
organized,  validly existing and in good standing under the laws of the State of
Delaware.

         6.2. Due Authorization, Execution and Enforceability. The execution and
delivery by the Company of and the  performance  of its  obligations  under this
Note have been duly authorized by all necessary  corporate action on the part of
the Company and this Note has been duly and validly  executed  and  delivered by
the  Company  and  constitutes  a valid and  binding  agreement  of the  Company
enforceable in accordance with its terms.

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<PAGE>

         6.3. No Default or  Conflicts.  The execution and delivery of this Note
by the Company and the performance by the Company of its obligations  under this
Note do not and will not conflict with or result in a violation or breach of, or
require any consent, approval,  authorization or order under, (i) any applicable
law,  statute,  rule or  regulation,  judgment,  injunction,  order,  decree  or
agreement or (ii) the certificate of incorporation or bylaws of the Company.

         7. NO  RIGHTS  OR  LIABILITIES  AS  STOCKHOLDER.  This Note does not by
itself  entitle the Holder to any voting rights or other rights as a stockholder
of the Company

         8.  AMENDMENT;  WAIVER.  Any term of this Note may be amended,  and the
observance  of any term of this Note may be  waived  (either  generally  or in a
particular  instance and either  retroactively or  prospectively) by the written
consent of the Company  and the  Holder.  Any  amendment  or waiver  effected in
accordance  with the previous  sentence shall be binding upon each future holder
or transferee  of this Note (or part  thereof) and the Company.  The Company and
all endorsers  and  guarantors  of this Note hereby waive  presentment,  demand,
protest,  notice of  dishonor,  notice of  non-payment,  notice of maturity  and
notice of protest for  nonpayment  of this Note and consent to any  extension or
postponement of the time of payment or any other indulgence.

         9.  ASSIGNMENT.  This Note may not be  assigned or  transferred  by the
Holder without the prior written consent of the Company.

         10.  SUCCESSORS  AND  ASSIGNS.  Subject to  Section  8, all  covenants,
agreements and  undertakings  in this Note by or on behalf of any of the parties
shall bind and inure to the benefit of the respective  successors and assigns of
the parties whether so expressed or not.

         11.  TREATMENT OF NOTE. To the extent  permitted by generally  accepted
accounting  principles,  the Company will treat,  account and report the Note as
debt and not equity for  accounting  purposes  and with  respect to any  returns
filed with federal, state or local tax authorities.

         12. HEADINGS. The headings in this Note are for purposes of convenience
of reference only, and shall not be used to interpret this Note.

         13. NOTICES.  Any notice,  request or other  communication  required or
permitted  hereunder  must be given in writing  and shall be deemed to have been
duly given when personally delivered or when deposited in the United States mail
by  registered  or  certified  mail,  postage  prepaid or sent via a  nationally
recognized  overnight  courier  service  to the  Company  or the Holder at their
respective addresses set forth below:

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<PAGE>

         To the Company:

                  FinancialContent, Inc.
                  400 Oyster Point Blvd., Suite 435
                  So. San Francisco, CA 94080
                  Attn: Wing Yu, CEO

         To the Holder:

                  Asia Pacific Ventures
                  Suite 1-3 16th Floor
                  Kinwick Centre
                  32 Hollywood Road
                  Central Hong Kong, Hong Kong

The Company or Holder may each by written notice so given change its address for
future notices hereunder.

         14.  GOVERNING  LAW;  JURISDICTION.  This Note shall be  construed  and
enforced in accordance  with, and governed by, the internal laws of the State of
California, excluding that body of law applicable to conflicts of law.

         15. ATTORNEYS' FEES. The parties hereto shall pay their own legal fees.
If action is brought to enforce  the  provisions  of this Note,  the  prevailing
party shall be entitled to recover its reasonable costs and expenses,  including
legal fees and disbursements of counsel.

         16. TERMS BINDING.  By execution  hereof,  the Holder of this Note (and
each  subsequent  holder of this Note) accepts and agrees to be bound by all the
terms and conditions of this Note.

         17.  SEVERABILITY.  In the event any one or more of the  provisions  of
this Note shall for any reason be held to be invalid,  illegal or unenforceable,
in whole or in part or in any  respect,  or in the event that any one or more of
the provisions of this Note operate or would prospectively operate to invalidate
this Note, then and in any such event,  such  provision(s)  only shall be deemed
null and void and shall not  affect  any  other  provision  of this Note and the
remaining  provisions of this Note shall remain  operative and in full force and
effect and in no way shall be affected, prejudiced or disturbed thereby.

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<PAGE>

         18. ENTIRE  AGREEMENT.  This Note  constitutes  and contains the entire
agreement  of the  parties  and  supersedes  any  and  all  prior  negotiations,
correspondence,  understandings,  agreements,  duties or obligations between the
parties respecting the subject matter hereof.

         IN WITNESS  WHEREOF,  the parties have entered into this Note as of the
date first written above.

                                      FINANCIALCONTENT, INC.
                                      a Delaware corporation

                                      By: /s/ WING YU
                                          ----------------------------
                                      Name:    Wing Yu
                                      Title:   Chief Executive Officer

                                      ASIA PACIFIC VENTURES

                                      By: /s/ TAN GEOK LIN
                                          ----------------------------
                                      Name: Tan Geok Lin
                                      Title:

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