Document:

EXHIBIT 10.20

                                ESCROW AGREEMENT

         THIS ESCROW AGREEMENT (this "Agreement") is made and entered into as of
March __, 2005 by CORD BLOOD AMERICA, INC., a Florida corporation (the
"Company"); CORNELL CAPITAL PARTNERS, LP, a Delaware limited partnership (the
"Investor"); and DAVID GONZALEZ, ESQ. (the "Escrow Agent").

                                   BACKGROUND

         WHEREAS, the Company and the Investor have entered into a Standby
Equity Distribution Agreement (the "Standby Equity Distribution Agreement")
dated as of the date hereof, pursuant to which the Investor will purchase the
Company's Common Stock, par value US$0.0001 per share (the "Common Stock"), at a
price per share equal to the Purchase Price, as that term is defined in the
Standby Equity Distribution Agreement, for an aggregate price of up to Five
Million U.S. Dollars ($5,000,000). The Standby Equity Distribution Agreement
provides that on each Advance Date,, as that term is defined in the Standby
Equity Distribution Agreement, the Investor shall deposit the Advance pursuant
to the Advance Notice in a segregated escrow account to be held by Escrow Agent
and the Company shall deposit shares of the Company's Common Stock, which shall
be purchased by the Investor as set forth in the Standby Equity Distribution
Agreement, with the Escrow Agent, in order to effectuate a disbursement to the
Company of the Advance by the Escrow Agent and a disbursement to the Investor of
the shares of the Company's Common Stock by Escrow Agent at a closing to be held
as set forth in the Standby Equity Distribution Agreement (the "Closing").

         WHEREAS, Escrow Agent has agreed to accept, hold, and disburse the
funds and the shares of the Company's Common Stock deposited with it in
accordance with the terms of this Agreement.

         WHEREAS, in order to establish the escrow of funds and shares to effect
the provisions of the Standby Equity Distribution Agreement, the parties hereto
have entered into this Agreement.

         NOW THEREFORE, in consideration of the foregoing, it is hereby agreed
as follows:

                  1. Definitions. The following terms shall have the following
         meanings when used herein:

                           a. "Escrow Funds" shall mean the Advance funds
         deposited with the Escrow Agent pursuant to this Agreement.

                           b. "Joint Written Direction" shall mean a written
         direction executed by the Investor and the Company directing Escrow
         Agent to disburse all or a portion of the Escrow Funds or to take or
         refrain from taking any action pursuant to this Agreement.

                           c. "Common Stock Joint Written Direction" shall mean
         a written direction executed by the Investor and the Company directing

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         Investor's Counsel to disburse all or a portion of the shares of the
         Company's Common Stock or to refrain from taking any action pursuant to
         this Agreement.

                  2. Appointment of and Acceptance by Escrow Agent.

                           a. The Investor and the Company hereby appoint Escrow
Agent to serve as Escrow Agent hereunder. Escrow Agent hereby accepts such
appointment and, upon receipt by wire transfer of the Escrow Funds in accordance
with Section 3 below, agrees to hold, invest and disburse the Escrow Funds in
accordance with this Agreement.

                           b. The Investor and the Company hereby appoint the
Escrow Agent to serve as the holder of the shares of the Company's Common Stock
which shall be purchased by the Investor. The Escrow Agent hereby accepts such
appointment and, upon receipt via D.W.A.C or the certificates representing of
the shares of the Company's Common Stock in accordance with Section 3 below,
agrees to hold and disburse the shares of the Company's Common Stock in
accordance with this Agreement.

                           c. The Company hereby acknowledges that the Escrow
Agent is general counsel to the Investor, a partner in the general partner of
the Investor and counsel to the Investor in connection with the transactions
contemplated and referenced herein and will be acting as the escrow agent for
shares of the Company's Common Stock as outlined herein. The Company agrees that
in the event of any dispute arising in connection with this Escrow Agreement or
otherwise in connection with any transaction or agreement contemplated and
referenced herein, the Escrow Agent shall be permitted to continue to represent
the Investor and the Company will not seek to disqualify such counsel.

                  3. Creation of Escrow Account/Common Stock Account.

                           a. On or prior to the date of this Agreement the
Escrow Agent shall establish an escrow account for the deposit of the Escrow
Funds entitled as follows: Cord Blood America , Inc./Cornell Capital Partners,
LP. The Investor will wire funds to the account of the Escrow Agent as follows:

BANK:                   Wachovia Bank, N.A.
ROUTING #:              xxxxxxxxx
ACCOUNT #:              xxxxxxxxxxxxx
NAME ON ACCOUNT:        David Gonzalez PC Attorney Escrow Account
NAME ON SUB-ACCOUNT:    Cord Blood America, Inc./Cornell Capital Partners, LP
                        Escrow account

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                           b. On or prior to the date of this Agreement the
Escrow Agent shall establish an account for the D.W.A.C. of the shares of Common
Stock. The Company will D.W.A.C. shares of the Company's Common Stock to the
account of the Escrow Agent as follows:

BROKERAGE FIRM:         Sloan Securities Corp.
CLEARING HOUSE:         Fiserv
ACCOUNT #:              xxxxxxxx
DTC #:                  xxxx
NAME ON ACCOUNT:        David Gonzalez Escrow Account

                  4. Deposits into the Escrow Account. The Investor agrees that
it shall promptly deliver all monies for the payment of the Common Stock to the
Escrow Agent for deposit in the Escrow Account.

                  5. Disbursements from the Escrow Account.

                           a. At such time as Escrow Agent has collected and
deposited instruments of payment in the total amount of the Advance and has
received such Common Stock via D.W.A.C from the Company which are to be issued
to the Investor pursuant to the Standby Equity Distribution Agreement, the
Escrow Agent shall notify the Company and the Investor. The Escrow Agent will
continue to hold such funds until the Investor and Company execute and deliver a
Joint Written Direction directing the Escrow Agent to disburse the Escrow Funds
pursuant to Joint Written Direction at which time the Escrow Agent shall wire
the Escrow Funds to the Company. In disbursing such funds, Escrow Agent is
authorized to rely upon such Joint Written Direction from Company and may accept
any signatory from the Company listed on the signature page to this Agreement
and any signature from the Investor that Escrow Agent already has on file.
Simultaneous with delivery of the executed Joint Written Direction to the Escrow
Agent the Investor and Company shall execute and deliver a Common Stock Joint
Written Direction to the Escrow Agent directing the Escrow Agent to release via
D.W.A.C to the Investor the shares of the Company's Common Stock. In releasing
such shares of Common Stock the Escrow Agent is authorized to rely upon such
Joint Written Direction from Company and may accept any signatory from the
Company listed on the signature page to this Agreement and any signature from
the Escrow Agent has on file.

         In the event the Escrow Agent does not receive the amount of the
Advance from the Investor or the shares of Common Stock to be purchased by the
Investor from the Company, the Escrow Agent shall notify the Company and the
Investor.

         In the event that the Escrow Agent has not received the Common Stock to
be purchased by the Investor from the Company, in no event will the Escrow Funds
be released to the Company until such shares are received by the Escrow
Agreement. For purposes of this Agreement, the term "Common Stock certificates"
shall mean Common Stock certificates to be purchased pursuant to the respective
Advance Notice pursuant to the Standby Equity Distribution Agreement.

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<PAGE>

                  6. Deposit of Funds. The Escrow Agent is hereby authorized to
deposit the wire transfer proceeds in the Escrow Account.

                  7. Suspension of Performance: Disbursement Into Court.

                           a. Escrow Agent. If at any time, there shall exist
any dispute between the Company and the Investor with respect to holding or
disposition of any portion of the Escrow Funds or the Common Stock or any other
obligations of Escrow Agent hereunder, or if at any time Escrow Agent is unable
to determine, to Escrow Agent's sole satisfaction, the proper disposition of any
portion of the Escrow Funds or Escrow Agent's proper actions with respect to its
obligations hereunder, or if the parties have not within thirty (30) days of the
furnishing by Escrow Agent of a notice of resignation pursuant to Section 9
hereof, appointed a successor Escrow Agent to act hereunder, then Escrow Agent
may, in its sole discretion, take either or both of the following actions:

                                    i. Suspend the performance of any of its
obligations (including without limitation any disbursement obligations) under
this Escrow Agreement until such dispute or uncertainty shall be resolved to the
sole satisfaction of Escrow Agent or until a successor Escrow Agent shall be
appointed (as the case may be); provided however, Escrow Agent shall continue to
invest the Escrow Funds in accordance with Section 8 hereof; and/or

                                    ii. Petition (by means of an interpleader
action or any other appropriate method) any court of competent jurisdiction in
any venue convenient to Escrow Agent, for instructions with respect to such
dispute or uncertainty, and to the extent required by law, pay into such court,
for holding and disposition in accordance with the instructions of such court,
all funds held by it in the Escrow Funds, after deduction and payment to Escrow
Agent of all fees and expenses (including court costs and attorneys' fees)
payable to, incurred by, or expected to be incurred by Escrow Agent in
connection with performance of its duties and the exercise of its rights
hereunder.

                                    iii. Escrow Agent shall have no liability to
the Company, the Investor, or any person with respect to any such suspension of
performance or disbursement into court, specifically including any liability or
claimed liability that may arise, or be alleged to have arisen, out of or as a
result of any delay in the disbursement of funds held in the Escrow Funds or any
delay in with respect to any other action required or requested of Escrow Agent.

                  8. Investment of Escrow Funds. The Escrow Agent shall deposit
the Escrow Funds in a non-interest bearing money market account.

         If Escrow Agent has not received a Joint Written Direction at any time
that an investment decision must be made, Escrow Agent may retain the Escrow
Fund, or such portion thereof, as to which no Joint Written Direction has been
received, in a non-interest bearing money market account.

                  9. Resignation and Removal of Escrow Agent. Escrow Agent may
resign from the performance of its duties hereunder at any time by giving thirty
(30) days' prior written notice to the parties or may be removed, with or
without cause, by the parties, acting jointly, by furnishing a Joint Written

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Direction to Escrow Agent, at any time by the giving of ten (10) days' prior
written notice to Escrow Agent as provided herein below. Upon any such notice of
resignation or removal, the representatives of the Investor and the Company
identified in Sections 13a.(iv) and 13b.(iv), below, jointly shall appoint a
successor Escrow Agent hereunder, which shall be a commercial bank, trust
company or other financial institution with a combined capital and surplus in
excess of US$10,000,000.00. Upon the acceptance in writing of any appointment of
Escrow Agent hereunder by a successor Escrow Agent, such successor Escrow Agent
shall thereupon succeed to and become vested with all the rights, powers,
privileges and duties of the retiring Escrow Agent, and the retiring Escrow
Agent shall be discharged from its duties and obligations under this Escrow
Agreement, but shall not be discharged from any liability for actions taken as
Escrow Agent hereunder prior to such succession. After any retiring Escrow
Agent's resignation or removal, the provisions of this Escrow Agreement shall
inure to its benefit as to any actions taken or omitted to be taken by it while
it was Escrow Agent under this Escrow Agreement. The retiring Escrow Agent shall
transmit all records pertaining to the Escrow Funds and shall pay all funds held
by it in the Escrow Funds to the successor Escrow Agent, after making copies of
such records as the retiring Escrow Agent deems advisable and after deduction
and payment to the retiring Escrow Agent of all fees and expenses (including
court costs and attorneys' fees) payable to, incurred by, or expected to be
incurred by the retiring Escrow Agent in connection with the performance of its
duties and the exercise of its rights hereunder.

                  10. Liability of Escrow Agent.

                           a. Escrow Agent shall have no liability or obligation
with respect to the Escrow Funds except for Escrow Agent's willful misconduct or
gross negligence. Escrow Agent's sole responsibility shall be for the
safekeeping, investment, and disbursement of the Escrow Funds in accordance with
the terms of this Agreement. Escrow Agent shall have no implied duties or
obligations and shall not be charged with knowledge or notice or any fact or
circumstance not specifically set forth herein. Escrow Agent may rely upon any
instrument, not only as to its due execution, validity and effectiveness, but
also as to the truth and accuracy of any information contained therein, which
Escrow Agent shall in good faith believe to be genuine, to have been signed or
presented by the person or parties purporting to sign the same and conform to
the provisions of this Agreement. In no event shall Escrow Agent be liable for
incidental, indirect, special, and consequential or punitive damages. Escrow
Agent shall not be obligated to take any legal action or commence any proceeding
in connection with the Escrow Funds, any account in which Escrow Funds are
deposited, this Agreement or the Standby Equity Distribution Agreement, or to
appear in, prosecute or defend any such legal action or proceeding. Escrow Agent
may consult legal counsel selected by it in the event of any dispute or question
as to construction of any of the provisions hereof or of any other agreement or
its duties hereunder, or relating to any dispute involving any party hereto, and
shall incur no liability and shall be fully indemnified from any liability
whatsoever in acting in accordance with the opinion or instructions of such
counsel. The Company and the Investor jointly and severally shall promptly pay,
upon demand, the reasonable fees and expenses of any such counsel and Escrow
Agent is hereby authorized to pay such fees and expenses from funds held in
escrow.

                           b. The Escrow Agent is hereby authorized, in its sole
discretion, to comply with orders issued or process entered by any court with
respect to the Escrow Funds, without determination by the Escrow Agent of such

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court's jurisdiction in the matter. If any portion of the Escrow Funds is at any
time attached, garnished or levied upon under any court order, or in case the
payment, assignment, transfer, conveyance or delivery of any such property shall
be stayed or enjoined by any court order, or in any case any order judgment or
decree shall be made or entered by any court affecting such property or any part
thereof, then and in any such event, the Escrow Agent is authorized, in its sole
discretion, to rely upon and comply with any such order, writ judgment or decree
which it is advised by legal counsel selected by it, binding upon it, without
the need for appeal or other action; and if the Escrow Agent complies with any
such order, writ, judgment or decree, it shall not be liable to any of the
parties hereto or to any other person or entity by reason of such compliance
even though such order, writ judgment or decree may be subsequently reversed,
modified, annulled, set aside or vacated.

                  11. Indemnification of Escrow Agent. From and at all times
after the date of this Agreement, the parties jointly and severally, shall, to
the fullest extent permitted by law and to the extent provided herein, indemnify
and hold harmless Escrow Agent and each director, officer, employee, attorney,
agent and affiliate of Escrow Agent (collectively, the "Indemnified Parties")
against any and all actions, claims (whether or not valid), losses, damages,
liabilities, costs and expenses of any kind or nature whatsoever (including
without limitation reasonable attorney's fees, costs and expenses) incurred by
or asserted against any of the Indemnified Parties from and after the date
hereof, whether direct, indirect or consequential, as a result of or arising
from or in any way relating to any claim, demand, suit, action, or proceeding
(including any inquiry or investigation) by any person, including without
limitation the parties to this Agreement, whether threatened or initiated,
asserting a claim for any legal or equitable remedy against any person under any
statute or regulation, including, but not limited to, any federal or state
securities laws, or under any common law or equitable cause or otherwise,
arising from or in connection with the negotiation, preparation, execution,
performance or failure of performance of this Agreement or any transaction
contemplated herein, whether or not any such Indemnified Party is a party to any
such action or proceeding, suit or the target of any such inquiry or
investigation; provided, however, that no Indemnified Party shall have the right
to be indemnified hereunder for liability finally determined by a court of
competent jurisdiction, subject to no further appeal, to have resulted solely
from the gross negligence or willful misconduct of such Indemnified Party. If
any such action or claim shall be brought or asserted against any Indemnified
Party, such Indemnified Party shall promptly notify the Company and the Investor
hereunder in writing, and the Investor(s) and the Company shall assume the
defense thereof, including the employment of counsel and the payment of all
expenses. Such Indemnified Party shall, in its sole discretion, have the right
to employ separate counsel (who may be selected by such Indemnified Party in its
sole discretion) in any such action and to participate in the defense thereof,
and the fees and expenses of such counsel shall be paid by such Indemnified
Party, except that the Investor and/or the Company shall be required to pay such
fees and expense if (a) the Investor or the Company agree to pay such fees and
expenses, or (b) the Investor and/or the Company shall fail to assume the
defense of such action or proceeding or shall fail, in the sole discretion of
such Indemnified Party, to employ counsel reasonably satisfactory to the
Indemnified Party in any such action or proceeding, (c) the Investor and the
Company are the plaintiff in any such action or proceeding or (d) the named or
potential parties to any such action or proceeding (including any potentially
impleaded parties) include both Indemnified Party the Company and/or the
Investor and Indemnified Party shall have been advised by counsel that there may
be one or more legal defenses available to it which are different from or
additional to those available to the Company or the Investor. The Investor and
the Company shall be jointly and severally liable to pay fees and expenses of

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counsel pursuant to the preceding sentence, except that any obligation to pay
under clause (a) shall apply only to the party so agreeing. All such fees and
expenses payable by the Company and/or the Investor pursuant to the foregoing
sentence shall be paid from time to time as incurred, both in advance of and
after the final disposition of such action or claim. The obligations of the
parties under this section shall survive any termination of this Agreement, and
resignation or removal of the Escrow Agent shall be independent of any
obligation of Escrow Agent.

                  12. Expenses of Escrow Agent. Except as set forth in Section
11 the Company shall reimburse Escrow Agent for all of its reasonable
out-of-pocket expenses, including attorneys' fees, travel expenses, telephone
and facsimile transmission costs, postage (including express mail and overnight
delivery charges), copying charges and the like as outlined in Section 12.4 of
the Standby Equity Distribution Agreement dated the date hereof. All of the
compensation and reimbursement obligations set forth in this Section shall be
payable by the Company, upon demand by Escrow Agent. The obligations of the
Company under this Section shall survive any termination of this Agreement and
the resignation or removal of Escrow Agent.

                  13. Warranties.

                           a. The Investor makes the following representations
and warranties to the Escrow Agent:

                                    i. The Investor has full power and authority
to execute and deliver this Agreement and to perform its obligations hereunder.

                                    ii. This Agreement has been duly approved by
all necessary action of the Investor, including any necessary approval of the
limited partner of the Investor, has been executed by duly authorized officers
of the Investor's general partner, enforceable in accordance with its terms.

                                    iii. The execution, delivery, and
performance of the Investor of this Agreement will not violate, conflict with,
or cause a default under the agreement of limited partnership of the Investor,
any applicable law or regulation, any court order or administrative ruling or
degree to which the Investor is a party or any of its property is subject, or
any agreement, contract, indenture, or other binding arrangement.

                                    iv. Mark A. Angelo has been duly appointed
to act as the representative of Investor hereunder and has full power and
authority to execute, deliver, and perform this Agreement, to execute and
deliver any Joint Written Direction, to amend, modify, or waive any provision of
this Agreement, and to take any and all other actions as the Investor's
representative under this Agreement, all without further consent or direction
form, or notice to, the Investor or any other party.

                                    v. No party other than the parties hereto
have, or shall have, any lien, claim or security interest in the Escrow Funds or
any part thereof. No financing statement under the Uniform Commercial Code is on
file in any jurisdiction claiming a security interest in or describing (whether
specifically or generally) the Escrow Funds or any part thereof.

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                                    vi. All of the representations and
warranties of the Investor contained herein are true and complete as of the date
hereof and will be true and complete at the time of any disbursement from the
Escrow Funds.

                           b. The Company makes the following representations
and warranties to Escrow Agent and the Investor:

                                    i. The Company is a corporation duly
organized, validly existing, and in good standing under the laws of the State of
Florida, and has full power and authority to execute and deliver this Agreement
and to perform its obligations hereunder.

                                    ii. This Agreement has been duly approved by
all necessary corporate action of the Company, including any necessary
shareholder approval, has been executed by duly authorized officers of the
Company, enforceable in accordance with its terms.

                                    iii. The execution, delivery, and
performance by the Company of this Escrow Agreement is in accordance with the
Standby Equity Distribution Agreement and will not violate, conflict with, or
cause a default under the articles of incorporation or bylaws of the Company,
any applicable law or regulation, any court order or administrative ruling or
decree to which the Company is a party or any of its property is subject, or any
agreement, contract, indenture, or other binding arrangement.

                                    iv. Matthew Schissler has been duly
appointed to act as the representative of the Company hereunder and has full
power and authority to execute, deliver, and perform this Agreement, to execute
and deliver any Joint Written Direction, to amend, modify or waive any provision
of this Agreement and to take all other actions as the Company's Representative
under this Agreement, all without further consent or direction from, or notice
to, the Company or any other party.

                                    v. No party other than the parties hereto
shall have, any lien, claim or security interest in the Escrow Funds or any part
thereof. No financing statement under the Uniform Commercial Code is on file in
any jurisdiction claiming a security interest in or describing (whether
specifically or generally) the Escrow Funds or any part thereof.

                                    vi. All of the representations and
warranties of the Company contained herein are true and complete as of the date
hereof and will be true and complete at the time of any disbursement from the
Escrow Funds.

                  14. Consent to Jurisdiction and Venue. In the event that any
party hereto commences a lawsuit or other proceeding relating to or arising from
this Agreement, the parties hereto agree that the United States District Court
for the District of New Jersey shall have the sole and exclusive jurisdiction
over any such proceeding. If all such courts lack federal subject matter
jurisdiction, the parties agree that the Superior Court Division of New Jersey,
Chancery Division of Hudson County shall have sole and exclusive jurisdiction.
Any of these courts shall be proper venue for any such lawsuit or judicial
proceeding and the parties hereto waive any objection to such venue. The parties
hereto consent to and agree to submit to the jurisdiction of any of the courts
specified herein and agree to accept the service of process to vest personal
jurisdiction over them in any of these courts.

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                  15. Notice. All notices and other communications hereunder
shall be in writing and shall be deemed to have been validly served, given or
delivered five (5) days after deposit in the United States mail, by certified
mail with return receipt requested and postage prepaid, when delivered
personally, one (1) day delivery to any overnight courier, or when transmitted
by facsimile transmission and addressed to the party to be notified as follows:

If to Investor, to:              Cornell Capital Partners, LP
                                 101 Hudson Street - Suite 3700
                                 Jersey City, New Jersey 07302
                                 Attention:        Mark Angelo
                                 Facsimile:        (201) 985-8266

If to Escrow Agent, to:          David Gonzalez, Esq.
                                 101 Hudson Street - Suite 3700
                                 Jersey City, NJ 07302
                                 Telephone:        (201) 985-8300
                                 Facsimile:        (201) 985-8266

If to Company, to:               Cord Blood America, Inc.
                                 9000 W. Sunset Boulevard - Suite 4000
                                 Los Angeles, CA 90069
                                 Attention:     Matthew Schissler
                                 Telephone:   (310) 432-4090
                                 Facsimile:    (310) 432-4098

With a copy to:                  Kirkpatrick & Lockhart LLP
                                 201 South Biscayne Boulevard - Suite 2000
                                 Miami, FL  33131-2399
                                 Attention:        Clayton E. Parker, Esq.
                                 Telephone:        (305) 539-3300
                                 Facsimile:        (305) 358-7095

         Or to such other address as each party may designate for itself by like
notice.

                  16. Amendments or Waiver. This Agreement may be changed,
waived, discharged or terminated only by a writing signed by the parties and the
Escrow Agent. No delay or omission by any party in exercising any right with
respect hereto shall operate as waiver. A waiver on any one occasion shall not
be construed as a bar to, or waiver of, any right or remedy on any future
occasion.

                  17. Severability. To the extent any provision of this
Agreement is prohibited by or invalid under applicable law, such provision shall
be ineffective to the extent of such prohibition, or invalidity, without
invalidating the remainder of such provision or the remaining provisions of this
Agreement.

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<PAGE>

                  18. Governing Law. This Agreement shall be construed and
interpreted in accordance with the internal laws of the State of New Jersey
without giving effect to the conflict of laws principles thereof.

                  19. Entire Agreement. This Agreement constitutes the entire
Agreement between the parties relating to the holding, investment, and
disbursement of the Escrow Funds and sets forth in their entirety the
obligations and duties of the Escrow Agent with respect to the Escrow Funds.

                  20. Binding Effect. All of the terms of this Agreement, as
amended from time to time, shall be binding upon, inure to the benefit of and be
enforceable by the respective heirs, successors and assigns of the Investor, the
Company, or the Escrow Agent.

                  21. Execution of Counterparts. This Agreement and any Joint
Written Direction may be executed in counter parts, which when so executed shall
constitute one and same agreement or direction.

                  22. Termination. Upon the first to occur of the termination of
the Standby Equity Distribution Agreement dated the date hereof or the
disbursement of all amounts in the Escrow Funds and Common Stock into court
pursuant to Section 7 hereof, this Agreement shall terminate and Escrow Agent
shall have no further obligation or liability whatsoever with respect to this
Agreement or the Escrow Funds or Common Stock.

                  [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK]

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         IN WITNESS WHEREOF the parties have hereunto set their hands and seals
the day and year above set forth.

                                 CORD BLOOD AMERICA, INC.

                                 By:
                                    ------------------------------------------
                                 Name:    Matthew Schissler
                                 Title:   Chairman and Chief Executive Officer

                                 CORNELL CAPITAL PARTNERS, LP

                                 BY:      YORKVILLE ADVISORS, LLC
                                 ITS:     GENERAL PARTNER

                                 By:
                                    ------------------------------------------
                                 Name:    Mark A. Angelo
                                 Title:   Portfolio Manager

                                 By:
                                    ------------------------------------------
                                 Name:    David Gonzalez, Esq.

                                       11SEVERANCE AGREEMENT AND MUTUAL RELEASE

      This Severance Agreement and Mutual Release ("Agreement") is made by and
between IQ Biometrix, Inc., a Delaware corporation, (the "Company") and Greg
Micek ("Executive") (the Company and Executive are collectively referred to as
the "Parties") effective as of September 30, 2003 ("Effective Date").

      WHEREAS, Executive was employed by Company pursuant to the terms of that
certain employment agreement entered into by and between the Company and
Executive (the "Employment Agreement");

      WHEREAS, Executive was granted an option (the "Option") to purchase
600,000 shares of the Company's Common Stock pursuant to the Company's Stock
Option Plan (the "Plan");

         NOW THEREFORE, in consideration of the mutual promises made herein, the
Parties hereby agree as follows:

      1. Resignation.

            (a) Executive Positions. Executive voluntarily resigns from his
positions of Secretary of Company, effective as of the Effective Date of this
Agreement (the "Resignation Date") and the Company accepts such resignation.
(All parties acknowledge that this Agreement has no effect on Executive's rights
and obligations as a Director of Company.) In connection with the termination of
Executive's employment on the Resignation Date, the Parties acknowledge and
agree that the Employment Agreement shall automatically terminate on such date;
provided, however, that any sections regarding confidentiality,
non-solicitation), return of property, and injunctive relief and enforcement of
the Employment Agreement shall survive the termination of the Employment
Agreement.

            (b) Waivers. Executive hereby waives any and all right to
compensation and/or severance payments or benefits pursuant to the Employment
Agreement and the Company hereby waives any right to notice of such resignation.
The Parties further waive their respective rights to receive a "Notice of
Termination" as required by the Employment Agreement.

      2. Consideration.

            (a) Release. In exchange for the receipt of the consideration
described below, Executive shall release all claims arising from his employment
or any other relationship with the Company as of the Effective Date, as set
forth in Section 6 below.

            (b) Payment. The parties acknowledge that Executive is owed an
aggregate $223,964.29 (the "Balance Due") comprised of (i) $115,646.62 in unpaid
salary ; (ii) $54,024.43 in unpaid expenses; and (iii) $54,293.24 in principle
and interest pursuant to a promissory note ($50,000.00 in principal and
$4,293.24 in accrued interest). Company shall deliver $100,000.00 of the Balance
Due in cash to Executive according to the following payment schedule:
<PAGE>

      i.    $25,000.00 on or before October 7, 2003 (acknowledged as received);

      ii.   $25,000.00 on or before October 24, 2003;

      iii.  $25,000.00 on or before November 28, 2003;

      iv.   $25,000.00 on or before December 19, 2003.

The cash shall be applied first to satisfy unreimbursed expenses, with the
balance applied to the repayment of the note.

            (c) Acknowledgment of Warrant. The Company further acknowledges the
existence of a warrant (the "Warrant") accruing at the rate of 5,000 shares per
month at an exercise price of $0.01 per share during the period in which the
promissory note remains outstanding. Conditioned upon the receipt by Executive
of the payments described in Section 2(b) above, the parties agree that the
number of shares accrued pursuant to the Warrant is currently, and shall be
capped at, 70,000 shares (the "Warrant Shares"), which Executive shall exercise
concurrently with the execution of this Agreement as further described in
Section 2(d) below. The exercise price for the Warrant Shares of $700.00 shall
be deducted from the balance due Executive prior to calculating the number of
shares due Executive upon the conversion described in Section 2(d) hereof.

            (d) Conversion. The remaining portion of the Balance Due after the
payments to Executive contemplated in Section 2(b) above and the deduction of
the exercise price of the Warrant Shares described in Section 2(d) above,
totaling $123,264.29, shall be converted into fully paid and nonassessable
restricted shares of the Common Stock of IQ Biometrix, Inc. as follows: 189,637
shares (the "Shares") at $0.65 per share valued at $123,264.05.

            (e) Company shall deliver one or more certificates representing the
Shares and the Warrant Shares to Executive within 30 days of the execution of
this Agreement.

      3. Benefits. Executive acknowledges and agrees that his participation in
all benefits and incidents of employment shall cease on the Resignation Date and
further acknowledges and agrees that he will cease accruing employee benefits,
including, but not limited to, vacation time and paid time off, as of the
Resignation Date.

      4. Payment of Salary, Expenses, Options.

            (a) Subject to Company's performance under Section 2 hereof,
Executive acknowledges and represents that the Company has paid all salary,
wages, bonuses, accrued vacation, commissions and any and all other benefits due
to Executive.

            (b) The parties agree that as of the Resignation Date, 325,000
shares of the Option have vested, and, pursuant to the terms of the Option
Agreement, no further shares of the Option shall vest. In the event that Company
elects to register the shares uynderlying the options of the other executives of
the Company, Company shall register the vested shares underlying the Option in
such registration process.
<PAGE>

      5. Release of Claims and Indemnity. Executive agrees that upon receipt of
all of the consideration described in Section 2 hereof, such consideration shall
represent settlement in full of all outstanding obligations owed to Executive by
the Company and its officers, managers, supervisors, agents and employees. Upon
the receipt of all of such consideration, Executive, on his own behalf, and on
behalf of his respective heirs, family members, executors, agents, and assigns,
hereby fully and forever releases the Company and its officers, directors,
employees, agents, investors, shareholders, administrators, affiliates,
divisions, subsidiaries, predecessor and successor corporations, and assigns
(the "Releasees"), from, and agrees not to sue concerning, any claim, duty,
obligation or cause of action relating to any matters of any kind, whether
presently known or unknown, suspected or unsuspected, that Executive may possess
arising from any omissions, acts or facts that have occurred up until and
including the Effective Date of this Agreement.

The Company hereby fully and forever releases Executive from, and agrees not to
sue concerning, any claim, duty, obligation or cause of action relating to any
matters of any kind, whether presently known or unknown, suspected or
unsuspected, that it may possess arising from any omissions, acts or facts that
have occurred up until and including the Effective Date of this Agreement.
Furthermore, Company agrees to indemnify Executive for against any and all loss,
damage, claim, liability or expense resulting directly or indirectly from any
act, or acts, omission or omissions of Executive or Company whether known or
unkown, assuming such indemnification would otherwise be permissible pursuant to
the terms of the Company's charter documents and applicable law.

If Company fails to timely perform under Section 2 hereof, Executive shall apply
all payments received to the Employment Agreement and this Severance Agreement
and Mutual Release is of no further effect

Such claims released by Executive and Company include without limitation:

            (a) any and all claims relating to or arising from Executive's
employment relationship with the Company and the termination of that
relationship;

            (b) any and all claims relating to, or arising from, Executive's
right to purchase, or actual purchase of shares of stock of the Company,
including, without limitation, any claims for fraud, misrepresentation, breach
of fiduciary duty, breach of duty under applicable state corporate law, and
securities fraud under any state or federal law;

            (c) any and all claims for wrongful discharge of employment;
termination in violation of public policy; discrimination; breach of contract,
both express and implied; breach of a covenant of good faith and fair dealing,
both express and implied; promissory estoppel; negligent or intentional
infliction of emotional distress; negligent or intentional misrepresentation;
negligent or intentional interference with contract or prospective economic
advantage; unfair business practices; defamation; libel; slander; negligence;
personal injury; assault; battery; invasion of privacy; false imprisonment; and
conversion;

            (d) any and all claims for violation of any federal, state or
municipal statute, including, but not limited to, Title VII of the Civil Rights
Act of 1964, the Civil Rights Act of 1991, the Age Discrimination in Employment
Act of 1967, the Americans with Disabilities Act of 1990, the Fair Labor
Standards Act, the Executive Retirement Income Security Act of 1974, the Worker
Adjustment and Retraining Notification Act, the Family Medical Leave Act, the
California Fair Employment and Housing Act, the California Family Rights Act,
and Labor Code section 201, et seq. and section 970, et seq. and all amendments
to each such Act as well as the regulations issued thereunder;

            (e) any and all claims for violation of the federal, or any state,
constitution;

any and all claims arising out of any other laws and regulations relating to
employment or employment discrimination; andany and all claims for attorneys'
fees and costsExecutive agrees that the release set forth in this section shall
be and remain in effect in all respects as a complete general release as to the
matters released. This release does not extend to any obligations incurred under
this Agreement.

      6. Civil Code Section 1542. Executive represents that he is not aware of
any claims against the Company other than the claims that are released by this
Agreement. Executive acknowledges that he has been advised by legal counsel and
is familiar with the provisions of California Civil Code 1542, below, which
provides as follows:

            A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES
            NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING
            THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS
            SETTLEMENT WITH THE DEBTOR.

            Executive, being aware of said code section, agrees to expressly
waive any rights he may have thereunder, as well as under any statute or common
law principles of similar effect.

      7. Confidentiality. Executive shall continue to maintain the
confidentiality of all confidential and proprietary information of the Company.
Executive agrees to use his best efforts to maintain in confidence the existence
of this Agreement, the contents and terms of this Agreement, and the
consideration for this Agreement (hereinafter collectively referred to as
"Severance Information"). Executive agrees to take every reasonable precaution
to prevent disclosure of any Severance Information to third parties, and agrees
that there will be no publicity, directly or indirectly, concerning any
Severance Information. Executive agrees to take every precaution to disclose
Severance Information only to those attorneys, accountants, governmental
entities, and family members who have a reasonable need to know of such
Severance Information.
<PAGE>

      8. No Cooperation. Executive agrees he will not act in any manner that
might damage the business of the Company. Executive agrees that he will not
counsel or assist any attorneys or their clients in the presentation or
prosecution of any disputes, differences, grievances, claims, charges, or
complaints by any third party against the Company and/or any officer, director,
employee, agent, representative, shareholder or attorney of the Company, unless
under a subpoena or other court order to do so.

      9. Non-Disparagement. Executive agrees to refrain from any defamation,
libel or slander of the Company and its respective officers, directors,
employees, investors, shareholders, administrators, affiliates, divisions,
subsidiaries, predecessor and successor corporations, and assigns or tortious
interference with the contracts and relationships of the Company and its
respective officers, directors, employees, investors, shareholders,
administrators, affiliates, divisions, subsidiaries, predecessor and successor
corporations, and assigns. Executive agrees that he shall direct all inquiries
by potential future employers to the Company's Chief Executive Officer. Upon
inquiry, and only to the extent said inquiry is directed to the Company's Chief
Executive Officer, the Company shall only provide information concerning the
position held by Executive and his dates of employment.

      10. Non-Solicitation. Until the date two (2) years after the Resignation
Date, Executive agrees and acknowledges that he shall not either directly or
indirectly solicit, induce, attempt to hire, recruit, encourage, take away, hire
any employee of the Company or cause an employee to leave his or her employment
either for Executive or for any other entity or person.

      11. Return of Property. Executive shall return all the Company property
and confidential and proprietary information in his possession to the Company on
the Resignation Date.Costs. The Parties shall each bear their own costs, expert
fees, attorneys' fees and other fees incurred in connection with this Agreement,
other than Company agrees to pay up to $1,000 for attorneys fees for Executive
to negotiate and review this Agreement.

      12. Authority. Executive represents and warrants that he has the capacity
to act on his own behalf and on behalf of all who might claim through him to
bind them to the terms and conditions of this Agreement.

      13. No Representations. Executive represents that he has had the
opportunity to consult with an attorney, and has carefully read and understands
the scope and effect of the provisions of this Agreement. Neither party has
relied upon any representations or statements made by the other party hereto
which are not specifically set forth in this Agreement.

      14. Severability. In the event that any provision hereof becomes or is
declared by a court of competent jurisdiction to be illegal, unenforceable or
void, this Agreement shall continue in full force and effect without said
provision.

      15. Entire Agreement. This Agreement represents the entire agreement and
understanding between the Company and Executive concerning Executive's
separation from the Company, and supersede and replace any and all prior
agreements and understandings concerning Executive's relationship with the
Company and his compensation by the Company including, but not limited to, the
Promissory Note.
<PAGE>

      16. No Oral Modification. This Agreement may only be amended in writing
signed by Executive and the chief executive officer of the Company.

      17. Governing Law. This Agreement shall be governed by the internal
substantive laws, but not the choice of law rules, of the State of Delaware.

      18. Effective Date. This Agreement is effective after it has been signed
by both parties and after eight (8) days have passed since Executive has signed
the Agreement (the "Effective Date"), unless revoked by Executive within seven
(7) days after the date the Agreement was signed by Executive.

      19. Counterparts. This Agreement may be executed in counterparts, and each
counterpart shall have the same force and effect as an original and shall
constitute an effective, binding agreement on the part of each of the
undersigned.

                  [Remainder of Page Intentionally Left Blank]
<PAGE>

      IN WITNESS WHEREOF, the Parties have executed this Agreement on the
respective dates set forth below.

                                        IQ BIOMETRIX, INC.
                                        a Delaware corporation

Dated:  October ____, 2003              By
                                           -------------------------------------
                                           William Scigliano
                                           Chief Executive Officer

                                        Greg Micek
                                        an individual

Dated:  October ___, 2003
                                        ----------------------------------------
                                        Greg Micek

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