Document:

Lease Agreement

 Exhibit 10.13 
 LEASE AGREEMENT 
 BETWEEN 

MECHAM PARKVIEW ASSOCIATES, L.L.C 
 FONG PARKVIEW ASSOCIATES, L.L.C. 
 dba 

PARKVIEW PLAZA OFFICE BUILDING (Landlord) 
 And 
 EXTEND HEALTH, INC. (tenant) 

Dated as of the 1st day of May, 2009. 

 TABLE OF CONTENTS 

 

							
	SECTION I. SUMMARY OF LEASE AGREEMENT	  	 	1	  
			
	 1.01
	  	 Term
	  	 	1	  
			
	 1.02
	  	 Parties
	  	 	1	  
			
	 1.03
	  	 Building And Premises
	  	 	1	  
			
	 1.04
	  	 Size Of Premises
	  	 	1	  
			
	 1.05
	  	 Use Of Premises
	  	 	1	  
			
	 1.06
	  	 Basic Rent
	  	 	1	  
			
	 1.07
	  	 Maximum amount of costs of operation and maintenance of the building
	  	 	1	  
			
	 1.08
	  	 Brokerage
	  	 	2	  
			
	 1.09
	  	 Pro rata percentage
	  	 	2	  
		
	SECTION II. PARTIES, TERM, PREMISES	  	 	2	  
			
	 2.01
	  	 Parties
	  	 	2	  
			
	 2.02
	  	 Building
	  	 	2	  
			
	 2.03
	  	 Premises
	  	 	2	  
			
	 2.04
	  	 Term
	  	 	2	  
			
	 2.05
	  	 Possession of Premises:
	  	 	2	  
		  	 2.05-1        Commencement Date
	  	 	2	  
		  	 2.05-2        Acceptance of Premises
	  	 	3	  
		
	 SECTION III. RENT, ADJUSTMENTS TO RENT, COSTS OF OPERATION AND MAINTENANCE, SECURITY DEPOSIT, LANDLORD’S
LIEN
	  	 	3	  
			
	 3.01
	  	 Rent; When Due; Where Paid
	  	 	3	  
		  	 3.01-1        Basic Rent
	  	 	3	  
		  	 3.01-2        Past Due Rent, Additional Assessments and Charges
	  	 	3	  
			
	 3.02
	  	 Costs of Operation and Maintenance
	  	 	3	  
			
	 3.03
	  	 Pro Rata Share and Payment
	  	 	4	  
			
	 3.04
	  	 Definition of Property Taxes
	  	 	5	  
		
	 SECTION IV. USE, RESTRICTIONS ON USE, BUILDING REGULATIONS, QUIET ENJOYMENT, SERVICES BY
LANDLORD
	  	 	5	  
			
	 4.01
	  	 Use
	  	 	5	  

							
			
	 4.02
	  	 Restrictions on Use
	  	 	6	  
			
	 4.03
	  	 Building Regulations
	  	 	6	  
			
	 4.04
	  	 Quiet Enjoyment
	  	 	6	  
			
	 4.05
	  	 Services by Landlord; Times and Level Furnished
	  	 	7	  
		
	SECTION V. PARKING	  	 	8	  
			
	 5.01
	  	 General
	  	 	8	  
			
	 5.02
	  	 Employee Parking
	  	 	9	  
			
	 5.03
	  	 Patron Parking
	  	 	9	  
			
	 5.04
	  	 Other Parking Users
	  	 	9	  
		
	 SECTION VI. ASSIGNMENT. SUBLET, RECAPTURE OF PREMISES, MORTGAGE BY LANDLORD, SUBORDINATION, ATTORNMENT, ESTOPPEL
CERTIFICATE, NOTICE TO MORTGAGEE, SALE BY LANDLORD
	  	 	9	  
			
	 6.01
	  	 Assignment and Subletting
	  	 	9	  
			
	 6.02
	  	 Mortgage by Landlord
	  	 	9	  
			
	 6.03
	  	 Rights of Mortgagee
	  	 	9	  
			
	 6.04
	  	 Attornment
	  	 	10	  
			
	 6.05
	  	 Estoppel Certificate
	  	 	10	  
			
	 6.06
	  	 Notice to Landlord
	  	 	10	  
			
	 6.07
	  	 Sale by Landlord
	  	 	10	  
			
	 6.08
	  	 Modifications for Lender
	  	 	10	  
		
	SECTION VII. MAINTENANCE AND REPAIRS, RIGHT OF ENTRY, ALTERATIONS, LIENS, SIGNS	  	 	11	  
			
	 7.01
	  	 Maintenance and Repairs by Tenant
	  	 	11	  
		  	 7.01-1        Landlord’s Right to Maintain or Repair
	  	 	11	  
			
	 7.02
	  	 Landlord’s Right of Entry
	  	 	11	  
			
	 7.03
	  	 Maintenance by Landlord
	  	 	11	  
			
	 7.04
	  	 Alterations by Tenant
	  	 	11	  
			
	 7.05
	  	 Alterations by Landlord
	  	 	12	  

  
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	 7.06
	  	 No Eviction
	  	 	12	  
			
	 7.07
	  	 Liens
	  	 	12	  
			
	 7.08
	  	 Signs
	  	 	12	  
		
	SECTION VIII. INSURANCE, INDEMNITY, SUBROGATION	  	 	13	  
			
	 8.01
	  	 Insurance and Indemnity
	  	 	13	  
			
	 8.02
	  	 Landlord’s Insurance
	  	 	13	  
			
	 8.03
	  	 Waiver of Recovery
	  	 	13	  
			
	 8.04
	  	 Indemnity
	  	 	14	  
		
	SECTION IX. DAMAGE AND DESTRUCTION	  	 	14	  
			
	 9.01
	  	 Damage and Destruction
	  	 	14	  
		
	SECTION X. CONDEMNATION	  	 	14	  
			
	 10.01
	  	 Condemnation; Award; Termination
	  	 	14	  
		
	SECTION XI. SURRENDER OF PREMISES	  	 	15	  
			
	 11.01
	  	 Surrender at Expiration
	  	 	15	  
			
	 11.02
	  	 Title to Improvements
	  	 	15	  
			
	 11.03
	  	 Removal of Furniture; Trade Fixtures; Abandonment
	  	 	15	  
		  	 11.03-1        Personal Property
	  	 	15	  
		  	 11.03-2        Fixtures, Equipment and Improvements
	  	 	15	  
		
	SECTION XII. DEFAULT, EVENTS, REMEDIES	  	 	15	  
			
	 12.01
	  	 Events of Default
	  	 	15	  
			
	 12.02
	  	 Remedies in Event of Default
	  	 	16	  
		
	SECTION XIII. MISCELLANEOUS PROVISIONS	  	 	17	  
			
	 13.01
	  	 Waiver
	  	 	17	  
			
	 13.02
	  	 Holding Over
	  	 	17	  
			
	 13.03
	  	 Landlord Paying Claim
	  	 	17	  
			
	 13.04
	  	 Notices
	  	 	18	  
			
	 13.05
	  	 Prevailing Party
	  	 	18	  

  
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	 13.06
	  	 Designated Parties
	  	 	18	  
			
	 13.07
	  	 Successors
	  	 	18	  
			
	 13.08
	  	 Joint and Several Liability
	  	 	18	  
			
	 13.09
	  	 Merger
	  	 	18	  
			
	 13.10
	  	 Relationship of Parties
	  	 	19	  
			
	 13.11
	  	 Entire Agreement; Captions
	  	 	19	  
			
	 13.12
	  	 Severability
	  	 	19	  
			
	 13.13
	  	 Gender
	  	 	19	  
			
	 13.14
	  	 Building Name
	  	 	19	  
			
	 13.15
	  	 Brokerage
	  	 	19	  
			
	 13.16
	  	 Corporate Authority
	  	 	19	  
			
	 13.17
	  	 Force Majeure
	  	 	19	  
			
	 13.18
	  	 Hazardous Material
	  	 	20	  
			
	 13.19
	  	 Recording
	  	 	20	  
			
	 13.20
	  	 Computation of Time Periods
	  	 	21	  
			
	 13.21
	  	 Incorporation of Exhibits
	  	 	21	  
			
	 13.22
	  	 Consents and Approvals
	  	 	21	  

 EXHIBIT “A” Leased Premises 
 EXHIBIT “B” Building Rules & Regulations 

  
 -4-

 SUMMARY OF LEASE AGREEMENT 

SECTION I. 
  

	1.01	 TERMS 

 Commencement Date: May 1, 2009. This is a month to month lease with thirty (30) days written notice for termination at a price per square foot of $19.00. 

 

	1.02	 PARTIES  

  

			
	LANDLORD:	 	TENANT:
		
	 MECHAM PARKVIEW ASSOCIATES, L.L.C.
 FONG PARKVIEW ASSOCIATES, L.L.C.
	 	EXTEND HEALTH, INC.
		
	 Address for Notices:
 Parkview
Office Building
 C/O Mecham Management Inc.
 P/O Box 521448
 Salt Lake City, Utah 84152-1448
	 	 Address for Notices:
 Extend
Health, Inc.
 330 Primrose Rd.
 Suite
610
 Burlingame, CA 94010

  

	1.03	 BUILDING AND PREMISES:  

 Premises (see attached floor plan)  
 (As defined in Exhibit “A” attached hereto)

 Building         PARKVIEW PLAZA OFFICE BUILDING  

Address of Building         2180 South 1300 East, Suite 310  

City, State, Zip     Salt Lake City, Utah 84106  

 

	1.04	 SIZE OF PREMISES  

Approximately 2,582 Square feet of rentable area; 10 Parking spaces 

 

	1.05	 USE OF PREMISES : Office 

  

	1.06	 BASIC RENT: Commencement date of rental payment: May 1, 2009 

 

					
	Annual	  	Monthly	  	P.S.F.
	 $49,058.00
	  	$4,088.17	  	$19.00

 Late fee of 5.0% of total rent due after a grace period of seven business days from due date. 

Rental due date is the first day of each month. 
 1.07 MAXIMUM AMOUNT OF COSTS OF OPERATION AND MAINTENANCE OF THE BUILDING to be borne by Landlord: Actual costs incurred in the operations and maintenance of Parkview Plaza II in 2009 (Base Year).

  
 1 

 The Base Year costs shall be grossed up to a basis of 100% occupancy (for all variable
costs). Tenant’s obligation to reimburse Landlord for costs in excess of the base year shall commence January 1, 2010. 
  

	1.08	 BROKERAGE 

 Mecham Management Inc. is acting as agent for Landlord. Tenant is not represented by any agent relative to this transaction. In accordance with Section 13.15, the parties hereby acknowledge that
there are no fees or commissions due any party other than those due from Landlord to Landlord’s agent. Landlord and Tenant shall indemnify and hold each other harmless from any commissions payable or alleged to be payable by any party other
than landlord’s agent as indentified herein. 
  

	1.09	 PRO RATA PERCENTAGE 

  

					
	 Approximate rentable square feet of building
	  	            109,314	  	
			
	 Approximate rental square feet of premises
	  	            2,582	  	
			
	 Pro rata percentage attributable to premises
	  	            2.36%	  	

 SECTION II. PARTIES, TERM, PREMISES 

 

	2.01	 Parties 

 The
parties to this lease are as shown in paragraph 1.02 of this lease. 
  

	2.02	 Building 

 As used herein, the term Building shall mean the office building known as Parkview Plaza H located at approximately 2180 South 1300 East in Salt Lake City, Utah. The term also includes the Premises,
plaza, parking structure, grounds and common areas associated with the office building. 
  

	2.03	 Premises 

 Landlord leases to Tenant and Tenant leases from Landlord the Premises identified in paragraph 1.03 of this Lease situated in the Building named in paragraph 1.03. The approximate square footage of the
Premises is shown in Paragraph 1.04 and the percentage that the Premises represent of the rentable area of the Building is shown in paragraph 1.09. Under the terms of this Lease for the Premises, Tenant shall have the nonexclusive right to use all
common areas, grounds, plaza, and non-exclusive parking of the Building as defined in paragraph 2.02 above. 
  

	2.04	 Term 

 The commencement date of this lease is as shown in paragraph 1.01 of this lease. This is a month to month lease with thirty (30) days written notice required for termination. The lease will terminate
on the last day of the month following completion of the thirty (30) days written notice. 
  

	2.05	  Possession of Premises: Upon the commencement date of this Lease. 

 

	2.05-1	  Commencement Date 

 The commencement date of this Lease shall be May 1, 2009. 

  
 2 

	2.05-2	 Acceptance of Premises 

 As of the Commencement Date of this Lease, Tenant is to occupy all of the Premises which shall be conclusive that the Premises are in satisfactory condition and acceptable to Tenant. 

SECTION III. RENT, ADJUSTMENTS TO RENT, COSTS 
 OF OPERATION AND MAINTENANCE, SECURITY 
 DEPOSIT, LANDLORD’S LIEN

  

	3.01	 Rent; When Due; Where Paid 

 All moneys payable by Tenant to Landlord under this Lease shall be deemed to be rent and shall be payable and recoverable as rent in the manner herein provided and Landlord shall have all rights against
Tenant for default of any such payment. Rent shall be paid to Landlord in advance, on the first day of each calendar month, during the entire term of this Lease, without prior demand, (and except as otherwise expressly provided herein without
deduction or set-off), in legal tender of the jurisdiction in which the Building is located at the address of Landlord as set forth, or to such other person or entity or to such other address as Landlord may designate in writing. Tenant’s
obligation to pay all rent due under this Lease shall survive the expiration or earlier termination of this Lease. Should this Lease commence on a day other than the first day of the month or terminate on a day other than the last day of the month,
the rent for such partial month shall be pro rated based on a 365-day year. 
  

	3.01-1	 Basic Rent 

Tenant agrees to pay to Landlord the basic rent as shown in paragraph 1.06 of this Lease. 

 

	3.01-2	 Past Due Rent, Additional Assessments and Charges  

 If Tenant shall fail to pay any rent when due, such unpaid amounts shall bear interest at the rate of fifteen percent (15%) per annum, beginning after a grace period of seven business days from the
due date until the date paid. In addition Tenant will be liable for a 5.0% late fee as defined in paragraph 1.06. 
  

	3.02	 Costs of Operation and Maintenance 

 The Landlord shall determine the amount by which its budgeted cost of operation and maintenance of the Building for the current year are estimated to increase or decrease relative to the maximum amount of
costs of operation and maintenance of the Building to be borne by Landlord for the base year as set forth in paragraph 1.07. The term “costs of operation and maintenance” shall be deemed to mean those expenses actually incurred by Landlord
with respect to the operation and maintenance of the Building which, in accordance with accepted principles of sound accounting practice as consistently applied to the operation and maintenance of a generally first-class building, are properly
chargeable to the operation and maintenance of the Building including, without limitation, utilities, heating, air conditioning, repair and maintenance, (which under generally accepted accounting principles would not be capitalized), cost of
janitorial and other services and maintenance contracts therefore, supplies, wages and salaries of employees used in the management (but not any salaries or wages for employees or agents above the grade of on-site building operation or management)
of the Building, and payroll taxes with respect thereto, or alternatively the cost of contracting for the management services with a third party, a Landlord administration fee of fifteen (15%) percent of operating expenses (excluding property
taxes), depreciation (on personal property owned by Landlord) or rental of personal property used in the maintenance of the Building, insurance, including fire and extended coverage, public liability and property damage and workmen’s
compensation insurance and war risk and earthquake insurance and such other insurance to the extent customarily carried by the owners of first-class office buildings within the limits of Salt Lake County, property taxes as hereinafter defined, and
other charges directly and properly related to the operation and maintenance of the Building. Landlord 

  
 3 

 
shall exclude from the cost of operation and maintenance any and all expenses relating to any operation, maintenance or supplies provided and furnished by any Tenant at Tenant’s own expense,
and any expense, otherwise chargeable as part of the cost of operation and maintenance, that solely benefits a specific tenant in the Building. 
 Notwithstanding anything contained in the Lease, no expenses incurred for the following shall be included in costs of operation and maintenance herein: 

 

	 	(i)	 Repairs or other work occasioned by fire, windstorm or other casualty (except for the cost of such repairs or other work that relates to a
reasonable deductible portion of the insurance policy covering such casualty) or by the exercise of the right of eminent domain: 

  

	 	(ii)	 Leasing commissions, accountants’ or attorneys’ fees, costs and disbursements and other expenses incurred in connection with proposals,
negotiations, or disputes with tenants or other occupancies or prospective tenants, or associated with the enforcement of any leases, or the defense of Landlord’s title or interest in the Office Building and Real Estate or any part thereof, or
accountants’ or attorneys’ fees incurred in connection with any proceedings in respect of taxes; 

  

	 	(iii)	 Costs (including permit, license and inspection fees) incurred in renovating or otherwise improving or decorating, painting or redecorating space
for tenants or other occupants or vacant space; 

  

	 	(iv)	 Costs incurred by Landlord for any alteration, addition or equipment that is considered a capital improvement or replacement under generally
accepted accounting principles; 

  

	 	(v)	 Depreciation and amortization; 

  

	 	(vi)	 Costs of a capital nature, including, but not limited to, capital improvements, capital repairs, capital equipment, and capital tools, all as
determined in accordance with generally accepted accounting principles; 

  

	 	(vii)	 Costs of correcting defects (latent or otherwise) which arise within one (1) year after initial construction of the Building except that
conditions (not occasioned by construction defects) resulting from ordinary wear and tear shall not be deemed defects. 

  

	 	(viii)	 Expenses in connection with services or other benefits of a type that is not provided Tenant in reasonable proportion to the space lease by Tenant
but that is provided to another tenant or occupant; 

  

	 	(ix)	 Costs incurred due to violation by Landlord or any tenant of the terms and conditions of any lease or any laws, statutes, orders, ordinance, or
regulation related to any lease; 

  

	 	(x)	 Costs of financing, refinancing or interest on debt or amortization payments on any mortgages or deeds of trust or any other borrowings;

  

	 	(xi)	 Any other expense that under generally accepted accounting principles and practices consistently applied would not be considered a maintenance or
operating expense. 

  

	3.03	 Pro Rata Share and Payment 

 The Basic Rent shall be increased or decreased by a pro rata portion of the amount by which the budgeted cost (as grossed up to 100% occupancy) determined pursuant to paragraph 3.02 above shall have
increased or decreased relative to the maximum amount of costs of operation and maintenance of the Building to be borne by Landlord for the base year as set forth in paragraph 1.07 of this Lease, but in no event shall the rent be less than the Basic
Rent. Tenant’s share of the increase or decrease in the budgeted costs of operation and maintenance is set forth in paragraph 1.09 and 

  
 4 

 
shall be a sum which bears the same ratio to the amount of such increase or decrease in the budgeted cost of operation and maintenance that the rentable square feet in the Premises bears to the
total rentable square feet in the Building, excluding the parking structure. Landlord shall, within ninety (90) days after the end of each calendar year notify Tenant in writing of the actual increase or decrease in the costs of operation and
maintenance for the preceding calendar year. In the event that budgeted costs are less than the actual costs of operation and maintenance set forth in paragraph 1.07, Landlord shall bill Tenant for its pro rata share of the deficiency, and
Tenant shall pay the entire deficiency amount within thirty (30) days. In the event the actual costs are less than the budgeted costs of operation and maintenance, Landlord shall credit Tenant for its share of the overcharged amount on the next
rental due date. At least thirty (30) days prior to the beginning of each calendar year, Landlord shall prepare an operating and maintenance budget for the coming year. In the event the budgeted operating and maintenance costs, as determined in
accordance with paragraph 3.02, exceed the actual costs incurred in the base year as defined in Section 1.07, Tenant shall be billed, on a monthly basis, its pro rata share of the amount by which the budgeted operating and maintenance costs
exceed the actual costs incurred in the base year, and the adjustment to the rent shall become effective as of the first day of the calendar year for which the budgeted costs are applicable. Tenant shall pay to Landlord on the first day of the month
following such notice, and thereafter for the remainder of the calendar year the rent payments including the amount required to reimburse Landlord for Tenants share of the budgeted costs of operation and maintenance for the calendar year. If this
Lease terminates on a day other than the last day of a calendar year, any increase or decrease in rent for said calendar year shall be prorated accordingly. 
  

	3.04	 Definition of Property Taxes 

 The term “property taxes,” as used in this Lease, is defined as all real estate taxes or personal property taxes levied with respect to the Building, and any improvements, fixtures and equipment
and other property of the Landlord, real or personal, located in the Building and used by Landlord in connection with the operation of the Building and the land upon which they are situated, or any tax, general or special (currently due) assessment,
or other charge of any description imposed upon Landlord or in respect of the Building including, without limitation, a tax upon any rent therefrom or any occupancy or use thereof, in lieu of or in addition to real estate or personal property taxes,
but excluding any of Landlord’s franchise or estate taxes or any tax imposed upon Landlord’s general income or revenues. Tenant hereby agrees to pay all taxes which may be levied with respect to Tenant’s personal property located upon
the Premises, including without limitation, the portion of the improvements to the Premises the cost of which was borne by Tenant and not covered by any allowance for improvements granted to Tenant by Landlord, furniture, office equipment and other
furnishings, and Tenant agrees to use reasonable efforts to cause such personal property to be taxed or assessed separately from the Premises and not as a lien thereon. The Landlord shall have the right in its discretion to contest the amount or
validity of any property taxes by appropriate legal proceedings and to include in the cost of operation and maintenance the reasonable and appropriate costs of any such contest. Landlord shall contest such assessment by appropriate legal proceedings
upon Tenant’s request to do so provided tenants in the building (including Tenant) occupying more than fifty percent (50%) of the space in the Building join in Tenant’s request, in which event the cost of said proceedings may be
included in costs of operation and maintenance. However, Tenant’s obligations to reimburse Landlord for property taxes shall not include penalties and interest for taxes not paid when due, unless Tenant has failed to make all payments of
operating and maintenance expenses to Landlord when due. It is expressly agreed that property taxes and penalties not paid by Landlord in prior years are not to be included in operating and maintenance expenses. 

SECTION IV. USE, RESTRICTIONS ON USE, BUILDING REGULATIONS, 
 QUIET ENJOYMENT, SERVICES BY LANDLORD 
  

	4.01	 Use 

 Premises shall be used only for the use specified on the cover page of this Lease and for no other use. Tenant shall, at Tenant’s expense, comply with all laws, rules, regulations, requirements, and
ordinances governing Tenant’s business activities in the Premises enacted or imposed by any governmental unit having jurisdiction over the Building, Premises, Landlord or Tenant. 

  
 5 

	4.02	 Restrictions on Use 

 Tenant shall not: 
  

	 	4.02-1	 Do or permit to be done anything which will invalidate or increase the cost of any insurance coverage on the Building and the Premises;

  

	 	4.02-2	 Do or permit anything to be done in the Building or on the Premises which will in a material way obstruct or interfere with the rights of other
tenants or occupants of the buildings; 

  

	 	4.02-3	 Cause, maintain or permit any nuisance in or about the Premises; 

 

	 	4.02-4	 Commit any waste to be committed in the Premises; 

  

	 	4.02-5	 Use or occupy Premises in violation of any laws applicable to Tenant, reasonable rules and regulations, or requirements or ordinances enacted or
imposed by any governmental unit having jurisdiction over the Building, Premises, Landlord or Tenant; 

  

	 	4.02-6	 Overload, damage or obstruct any utility lines providing services to the building or Premises. 

 

	 	4.02-7	 Install any fixtures or equipment which will overload the floors in the Premises or in any way affect the structural capacity or design of the
Premises or the Building; 

  

	 	4.02-8	 Install or affix any window coverings, window shades, draperies or material between the glass on the exterior walls of the Premises and the Building
standard window coverings, window shades or draperies. 

  

	 	4.02-9	 Install, remove from or move into the Premises any furniture, fixtures or equipment except on a day and at a time that is approved by Landlord.

  

	4.03	 Building Regulations 

 Tenant shall obey all rules and regulations of the Building as reasonably imposed by Landlord, which are currently set forth in Exhibit “C” and incorporated as a part of this Lease. Landlord
shall have the right to make changes or additions to such rules and regulations provided such reasonable changes or additions, do not modify Tenant’s rights under this Lease or unreasonably affect Tenant’s use of or access to the Premises.
Landlord shall not be liable for failure of any tenant to obey such rules and regulations but Landlord shall enforce such rules and regulations against all tenants in a uniform, nondiscriminatory manner and so as to best promote the interests of the
building as a first class office building. Failure by Landlord to enforce any current or subsequent rules or regulations against any tenant of the Building shall not constitute a waiver thereof. Landlord agrees that the rules and regulations of the
Building shall not be changed or revised or enforced in any unreasonable way by Landlord, or not enforced or changed by Landlord in such a way as to interfere with the uses expressly permitted thereunder. 

 

	4.04	 Quiet Enjoyment 

 Landlord covenants and agrees that, subject to terms, covenants and conditions of this Lease, Tenant shall and may, upon observing and complying with all terms, covenants and conditions of this Lease,
peaceably and quietly occupy the Premises without hindrance, disturbance or ejection by Landlord. 

  
 6 

	4.05	 Services by Landlord; Times and Level Furnished 

 Landlord shall furnish Tenant janitor service and refuse removal and after regular business hours. All other services shall be furnished during the hours of 7:00 a.m. to 6:00 p.m. on weekdays and 8:00
a.m. to 12:00 p.m. on Saturdays (except all holidays). If any services to be provided are suspended or interrupted by strikes, orders from any governmental authority or any cause beyond Landlord’s diligent control, Landlord shall not be liable
for any costs or damages incurred by Tenant. Suspension or interruption shall not be deemed an eviction or relieve Tenant of performance of Tenant’s obligations under this Lease; provided that if any such services are interrupted or
discontinued for any reason within Landlord’s diligent control or by reason of Landlord’s failure to perform its obligations under this lease, and such discontinuation or interruption shall continue for more than 7 days, then rent under
this Lease shall abate until all such services shall be restored as provided in this Lease. 
 Services furnished shall include
and shall be in quantity and quality as are standard in other first-class office buildings in the surrounding area. 
 Landlord
shall make every diligent effort to provide the foregoing services, but in any event, Landlord shall not be liable for damages, resulting from failure to furnish or any delay in furnishing any of the foregoing services by reason of disturbances or
labor disputes of any character, or by inability to secure electricity, fuel, supplies, machinery, equipment or labor or by the making of necessary repairs or improvements to the Premises or the Building, or by the unavailability of utilities due to
governmental restrictions, nor actual or constructive eviction of Tenant or relieve Tenant from the duty of observing and performing any of the provisions of this Lease, including Tenant’s obligation to pay Rent, provided Landlord uses
reasonable efforts to cure such interruption. Notwithstanding the foregoing, however, should the failure or inability to furnish any such service due to Landlord’s negligence continue for a period of seven (7) consecutive days after
written notice thereof is given by Tenant to Landlord, Rent shall thereafter abate until such service is restored by Landlord. 
 Services
furnished: 
  

	 	4.05-1	 Automatic elevator service in common with others on all days and normal business hours as set forth in 4.05 above provided that Landlord shall make
available at least one (1) elevator at all times that are holidays and Sundays during the term of the Lease; 

  

	 	4.05-2	 Men’s and Women’s restrooms situated on the floor on which the Premises are located together with hot and cold water for use in said
restrooms; 

  

	 	4.05-3	 A clean street-level lobby, entrance way, elevator lobbies, public corridor and other public portions of the Building for use in common with others;

  

	 	4.05-4	 Electric current sufficient to operate the Building’s standard fluorescent lighting fixtures and to provide one watt per square foot for wall
or floor duplex receptacles installed in Premises; 

  

	 	4.05-5	 Relamping and maintaining building standard fluorescent lighting fixtures installed in Premises. Mass relamping and cleaning of fixtures shall occur
as needed; 

  

	 	4.05-6	 Heating, ventilating and air conditioning sufficient to provide, in Landlord’s judgment, reasonable comfort for the Premises;

  

	 	4.05-7	 Janitor service and refuse removal on Monday through Friday (exclusive of holidays). The level of janitor service and refuse removal provided shall
be equal to or better than other first class office buildings in the Salt Lake City area and shall include vacuuming or sweeping floors, cleaning of windows (interior and exterior) and refuse removal, cleaning of restroom facilities, kitchen
facilities, spot cleaning of carpets and walls. Landlord shall also maintain all common areas of the Building. All such services shall be consistent with or better than other first-class office buildings in the surrounding area.

  
 7 

	 	4.05-8	 Snow and ice removal from parking areas and structures, parking area and structure sweeping, maintenance, painting and repair.

  

	 	4.05-9	 An after-hours watchman patrol within the Building only to the extent Landlord believes is reasonably necessary to protect the Building and it
contents. Even though security is provided, Landlord assumes no liability for injury or death to Tenant, its agents, employees or visitors or for loss, damage or theft of Tenant’s installations, equipment or property.

 SECTION V. PARKING 
  

	5.01	 General 

 Landlord agrees to maintain or cause to be maintained, an automobile parking garage and other parking areas during the term of this Lease for the benefit and use of the customers and patrons and,
employees of Tenant, and other tenants and occupants of the Building. Wherever the words “automobile parking area” are used in this Lease it is intended that the same shall include, whether in a surface parking area or a parking structure,
the automobile parking stall, driveways, entrances and exits and sidewalks, pedestrian passageways in conjunction therewith and other areas designated for parking. Landlord shall keep said automobile parking area in a neat, clean and orderly
condition, properly lighted and landscaped, and shall repair any damage to facilities thereof. Nothing contained herein shall be deemed to create liability upon Landlord for any damage to motor vehicles of customers or employees or from loss of
property within such motor vehicles, unless caused by the negligence of Landlord, its agents, servants, and employees. Landlord shall also have the right to reasonably establish, and from time to time to change, alter and amend, and to enforce
against all users of said automobile parking area such reasonable rules and regulations (including the exclusion of employee parking therefrom) as may be deemed necessary and advisable for the proper and efficient operation and maintenance of said
automobile parking area. The rules and regulations herein provided shall include, without limitation, the hours during which the automobile parking area shall be open for use; provided however, that said automobile parking area shall be open from
7:00 a.m. to 7:00 p.m. except Saturday afternoon, Sundays and holidays. 
 Landlord may, if in its opinion the same be
advisable, establish for the automobile parking area, a system or systems of charged validation or other operation, including, but not limited to, a system of reasonable charges against non-validated parking checks of users. Tenant shall comply with
such system and all rules and regulations established by Landlord in conjunction with such system in its use and in the use of its customers and patrons with respect to said automobile parking area; provided, however, that such system and such rules
and regulations shall apply equally and without discrimination to all persons entitled to the use of said automobile parking area. In the event Landlord installs a system of validation and charges for parking, Landlord shall make arrangements with
Tenant to exempt Tenant from all parking charges. 
 Landlord shall at all times during the Term of this Lease have the sole and
exclusive control of the automobile parking area, and may at any time and from time to time during the Term hereof exclude and restrain any person from use or occupancy thereof; excepting, however, tenant, its employees, agents, bona fide customers,
patrons and service-suppliers of Tenant and other tenants of Landlord who make use of said area in accordance with any reasonable rules and regulations established by Landlord from time to time with respect thereto. The rights of Tenant referred to
in this Article shall at all times be subject to the rights of Landlord and the other tenants of Landlord to use the same in common with Tenant, and it shall be the duty of Tenant to keep all of said area free and clear of any obstructions created
or permitted by Tenant or resulting from Tenant’s operations and to permit the use of any of said area only for normal parking and ingress and egress by said customers, patrons and service-suppliers to and from the Building. 

Landlord shall at all times have the right and privilege of determining the nature and extent of the automobile parking area, whether the
same shall be surface, underground or other structure, and of making such changes therein and thereto from time to time which in its opinion are deemed to be desirable and for the best interests of all persons using the automobile parking area, the
direction and flow of traffic, installation of prohibited areas, landscaped areas, and all other facilities thereof. 

  
 8 

	5.02	 Employee Parking 

 It is understood that the employees of Tenant and the other tenants of Landlord within the Building shall not be permitted to park their automobiles in the portions of the automobile parking area which
may from time to time be reasonably designated for visitors to the Building and that Landlord shall at all times have the right to establish reasonable and non-discriminatory rules and regulations for employee parking. Landlord shall furnish, for
employees of Tenant, either within the automobile parking area, or reasonably close thereto, free of charge, the number of parking spaces designated in paragraph 1.04. 
  

	5.03	 Visitor Parking 

 Landlord agrees to provide adequate “visitor parking” within the automobile parking structure. Said spaces shall be reserved for visitors doing business in the Building and unless otherwise
provided, employees and other users of the automobile parking area who are not patrons doing business in the building shall be prohibited from using said spaces. Said spaces shall be located with easy access to the Building. 

 

	5.04	 Other Parking Users 

 Except of the parking spaces requested to be reserved for visitors of the Building, Landlord may authorize persons other than those described above, including occupants of other buildings, to utilize said
automobile parking area; provided, however, that in no event shall the number of spaces in the automobile parking area provided for visitors of Building or employees of Tenant be less than the number set forth in paragraph 1.04. Further, in the
event of the use of said automobile parking area by such other persons, such other persons shall pay for said use in accordance with the terms established above. 
 SECTION VI. ASSIGNMENT. SUBLET, RECAPTURE OF PREMISES, 
 MORTGAGE BY
LANDLORD, SUBORDINATION, ATTORNMENT, 
 ESTOPPEL CERTIFICATE, NOTICE TO MORTGAGEE, SALE BY LANDLORD 

 

	6.01	 Assignment and Subletting 

 Tenant shall not assign this Lease without prior written consent of Landlord, which consent shall not be unreasonably withheld or delayed. Notwithstanding the foregoing, Tenant may assign this Lease
without Landlord’s prior written consent to any affiliate or wholly owned subsidiary of Tenant or to any entity which shall acquire a business segment of Tenant of which Tenant’s operation at the Premises is a part. Tenant shall not have
the right to sublet, at any time and from time to time, all or any part of the Premises to any unaffiliated entity without Landlord’s prior approval. In the event of an assignment pursuant hereto to an entity having a net worth of at least
Twenty Million Dollars ($20,000,000), Tenant shall be released of all responsibility and liability hereunder with respect to matters occurring or accruing from and after the date of such assignment. No other assignment and no subletting shall
release Tenant from its obligations hereunder. 
  

	6.02	 Mortgage by Landlord 

 Subject to the provisions of 6.03 hereinafter set forth, Landlord shall have the right to transfer, assign, mortgage or convey in whole or in part the Building and any and all of its rights under this
Lease. 
  

	6.03	 Rights of Mortgagee 

 Tenant agrees upon request of Landlord to subordinate this Lease and its rights hereunder to the lien of any mortgage, deed of trust or other voluntary hypothecation arising out of any security instrument
duly executed by Landlord charged against the Land, Building and Premises, or any portion or portions thereof, and to execute at any time and from time to time such documents as may be required to effectuate such subordination; provided, however,
that Tenant shall not be required to effectuate any such subordination or other document hypothecating any interest in the Land, Building or 

  
 9 

 
Premises unless the mortgagee or beneficiary named in such mortgage or deed of trust shall first enter into a Subordination, Attornment and Non-Disturbance Agreement and if there is or will be,
prior to the commencement date of this Lease, any lease, mortgage or deed of trust in effect with respect to the Land, Building or Premises, or any portion thereof, which would thereby be superior to this Lease, Landlord shall obtain and deliver to
Tenant, prior to the commencement date of this Lease, a Subordination, Attornment and Non-Disturbance Agreement duly executed on behalf of each such lessor, mortgagee and beneficiary. 

 

	6.04	 Attornment 

 If the interest of Landlord is transferred to any person or entity whether by way of a sale of the property or by reason of foreclosure or other proceedings for enforcement of any mortgage, deed of trust
or security interest or by delivery of a deed in lieu of foreclosure or other proceedings, Tenant shall be subject to receiving the Non-Disturbance Agreement of such transferee, as set forth in Section 6.03 above, immediately and automatically
attorn to such person or entity, and, in such event, Tenant’s right to possession of the Premises shall not be disturbed. In event of such transfer, this Lease and Tenant’s rights hereunder shall continue undisturbed so long as Tenant is
not in default. 
  

	6.05	 Estoppel Certificate 

 Tenant shall any time and from time to time upon not less than fifteen (15) days prior notice from Landlord or Landlord’s mortgagee, execute, acknowledge and deliver a written statement
certifying that this Lease is in full force and effect subject only to such modifications as may exist; and, Tenant is in possession of the Premises and is paying rent as provided in this Lease; and, the date to which rent is paid in advance; and,
there are not, to the signator’s knowledge any uncured defaults on the part of the Landlord, or specifying such defaults if any are claimed. Any such statement may be relied upon by any prospective transferee or encumbrancer of all or any
portion of the Building, or any assignee of such persons. If Tenant fails to timely deliver such statement, Tenant shall be in default hereunder, deemed to have acknowledged that this Lease is in full force and effect, without modification except as
may be represented by Landlord and that there are no uncured defaults in Landlord’s performance. 
  

	6.06	 Notice to Landlord 

 In the event of any act or omission by Landlord which would give Tenant the right to damages or terminate this Lease by reason of a constructive or actual eviction from all or part of the Premises, Tenant
shall not commence action or terminate until it shall have given written notice to Landlord and until a reasonable period of time for remedying such act or omission shall have elapsed following the giving of such notice, during which time Landlord,
his agents or employees, shall be entitled to enter the Premises and do whatever may be necessary to remedy such act or omission. Landlord must initiate actions to commence the appropriate remedy within 30 days after having received Tenants notice.
During the period following the giving of such notice and during the remedying of such act or omission, the rent shall be abated and apportioned only to the extent that any part of the Premises shall be untenantable. 

 

	6.07	 Sale by Landlord 

 A sale, conveyance or assignment of the Building shall operate to release Landlord from liability from and after the effective date thereof upon all of the covenants, terms and conditions of this Lease,
express or implied, except as such may relate to the period prior to such effective date and Tenant shall thereafter look solely to Landlord’s successor in interest in and to this Lease. This Lease shall not be affected by any such sale,
conveyance or assignment, and Tenant shall attorn to Landlord’s successor in interest thereunder. 
  

	6.08	 Modifications for Lender 

 If, in connection with obtaining financing for the Building, the lender shall request reasonable modifications in this Lease as a condition to such financing or refinancing, Tenant will not unreasonably
withhold, delay or defer its consent thereto, provided that such modifications do not increase the obligations of Tenant hereunder, or, in Tenant’s opinion, adversely affect the leasehold interest hereby created in a material and negative
fashion. 

  
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 SECTION VII. MAINTENANCE AND REPAIRS, RIGHT OF ENTRY, 

ALTERATIONS, LIENS, SIGNS 
  

	7.01	 Maintenance and Repairs by Tenant 

 Tenant shall maintain the interior of the Premises and any alterations and additions to the Premises in good condition, reasonable wear and tear and damage or destruction by fire or other casualty and
failure of Landlord to repair as may be required hereunder excepted. Tenant shall bear the cost to repair or replace any damage or injury to the interior of the Premises or the Building caused by Tenant, its agents, employees or invitees to the
extent not covered by or required to be carried by Landlord hereunder. All maintenance and repairs made by Tenant shall be performed only by licensed contractors first approved by Landlord, which approval shall not be unreasonably withheld or
delayed. Tenant shall require its contractor to comply with any reasonable Landlord’s regulations regarding all work to be performed. Tenant agrees not to make repairs at Landlord’s expense. 

 

	 	7.01-1	 Landlord’s Right to Maintain or Repair If, within ten days after written notice to Tenant by Landlord, Tenant or Tenant’s insurer
fails to repair or replace any damage to the premises or building caused by Tenant, its agents, employees or invitees, Landlord may, at its option, cause all required maintenance, repairs or replacements to be made and look to the Tenant for
complete payment. 

  

	7.02	 Landlord’s Right of Entry 

 Subject to any reasonable security regulations of Tenant, Landlord, its agents or employees shall have the right to enter the premises at reasonable hours and upon not less than 24 hours prior notice to
make inspections, alterations, or repairs to the Building or the Premises. In the event of emergency, where notice is not practical, Landlord, its agents or employees shall have the right of entry at any time and may perform any acts related to
safety, protection, preservation or improvement of the Building or the Premises. Except for repair of casualty damage and except for unreasonable interference by Landlord with the use of and access to the Premises, Tenant shall not be entitled to
any abatement or reduction of rent because of work performed within the Building or Premises by Landlord. During the last six months (180 days) of the term of this lease and at any time after notice of termination of this lease has been given as
provided herein Landlord may, at all reasonable times, enter the Premises as provided herein for the purpose of displaying the Premises to Prospective tenants. It is specifically agreed that if Tenant reasonably requests that Landlord enter at
another time, Landlord shall, if feasible, comply with such request. Landlord shall attempt to minimize any disturbance to Tenant’s use and possession of the Premises in the instance of any activities hereunder. 

 

	7.03	 Maintenance by Landlord 

 Landlord shall repair, replace and maintain, and keep in first class operating condition the common areas, the Building’s Plumbing, heating, ventilating, air conditioning, elevators, electric and gas
systems external and structural parts of the Building which do not comprise a part of the interior of the Premises and are not leased to others, janitor and equipment closets, and shafts within the Premises designated by Landlord for use by it in
connection with the operation and maintenance of the Building. Landlord shall perform such repairs, replacements and maintenance with reasonable dispatch, in a good and workmanlike manner consistent with first class office buildings, but Landlord
shall not be liable for any damages direct or indirect or consequential, or for damages for personal discomfort, illness or inconvenience of Tenant by reason of failure of such equipment, facilities or systems or reasonable delays in the performance
of such repairs, replacements and maintenance, unless caused by the act or omission or the negligence of Landlord, its servants, agents or employees. 
  

	7.04	 Alterations by Tenant 

 Tenant, at its expense, may make changes, additions and improvements to the Premises provided any change, addition or improvements shall: 

 

	 	a.	 be made only with prior written consent of Landlord which shall not be unreasonably withheld or delayed and; 

  
 11 

	 	b.	 comply with all governmental requirements and; 

  

	 	c.	 equal or exceed the current construction standard for the building (sole discretion of Landlord) and; 

 

	 	d.	 be performed by a licensed contractor first approved by and in accordance with reasonable regulations set forth by Landlord and, who, if requested,
will prior to commencing work, deliver to Landlord evidence of insurance coverage in amount and form reasonably satisfactory to Landlord. 

  

	7.05	 Alterations by Landlord 

 Provided that Landlord shall not interfere with or restrict Tenant’s use and possession of or access to the Premises and the Tenant’s parking or visitor parking, Landlord reserves the right at
any time and from time to time without the same constituting an actual or constructive eviction and without incurring any liability to Tenant therefor or otherwise affecting Tenant’s obligations under this Lease, to make such changes,
additions, improvements, repairs or replacements in or to the Building (including the Premises if required so to do by any law or regulation) and the fixtures and equipment thereof, as well as in or to the street entrances, halls, passages,
elevators and stairways thereof, or after reasonable notice, to change the name, number and designation by which the Building is commonly known, as Landlord may deem reasonably necessary, and to change the arrangement or location of entrances or
passageways, doors and doorways and corridors; provided, however, that there be no unreasonable obstruction of the right of access to, or unreasonable interference with the use and enjoyment of, the Premises by Tenants. Nothing contained in this
Article shall be deemed to relieve Tenant of any duty, obligation or liability of Tenant with respect to making any repair, replacement or improvement complying, with any law, order or requirement of any government or other authority and nothing
contained in this Article shall be deemed or construed to impose upon Landlord any obligation, responsibility or liability whatsoever, for the care, supervision or repair of the Building or any part thereof other than as otherwise provided in this
Lease. 
  

	7.06	 No Eviction 

 Except as otherwise provided in this lease Section 7.05, there shall be no allowance to Tenant for diminution of rental value and no claim by Tenant for eviction from the Premises by reason of
inconvenience, annoyance or injury to Tenant arising from any repairs, alterations, replacements or improvements made to the Premises. Landlord shall not be liable to Tenant for failure to make repairs to the Premises occasioned by the act or
neglect of Landlord or its employees unless Landlord has received from Tenant written notice of the need for such repairs and has failed to commence and diligently complete such repairs within a reasonable time thereafter. 

 

	7.07	 Liens 

 Tenant shall not cause liens of any kind to be filed or placed against the Premises or the Building. If any liens are filed and such liens are the result of any act, directive or action of Tenant, its
agents or employees, Tenant shall with thirty (30) days of notice of filing thereof, at Tenant’s sole cost and expense, take whatever action necessary to cause such lien to be satisfied by payment, bond or otherwise and Tenant shall hold
Landlord and premises free and harmless from all liability for any and all such liens and claims and all costs and expenses in connection therewith. If Tenant fails to take such action for more than thirty (30) days, Landlord may take any
action necessary to discharge said liens and Tenant shall pay Landlord’s full expense including reasonable attorney’s fees for all actions to secure such discharge. 

 

	7.08	 Signs 

 Tenant shall not display, inscribe, paint or affix any sign, picture, advertisement or notice visible from anywhere outside the Premises without Landlord’s prior written consent. If consented to by
Landlord any such sign shall be painted by a sign painter reasonably approved by Landlord and shall be maintained by Tenant during Tenant’s occupancy of the Premises. All costs for production, installation, maintenance and removal shall be
Tenant’s responsibility. All such approved signs shall be removed by Tenant upon vacating the Premises and any damage caused by such removal shall be immediately repaired. 

  
 12 

 SECTION VIII. INSURANCE, INDEMNITY, SUBROGATION 

 

	8.01	 Insurance and Indemnity 

 Tenant’s Insurance. Tenant, at its expense, shall obtain and maintain in effect as long as this Lease remains in effect and during such other time as Tenant occupies the Leased Premises or any part
thereof insurance policies providing at least the following coverage: 
 a. Commercial general liability
insurance, in occurrence from, insuring Tenant against any and all liability for injury to or death of a person or persons, and for damage to or destruction of property occasioned by or arising out of or in connection with the use of occupancy of
the Leased Premises or the business operated by Tenant thereof, to afford protection with a minimum combined single limit of liability of at least One Million Dollars ($1,000,000); 

b. Worker’s compensation and similar insurance offering statutory coverage and containing statutory limits and
employer’s liability insurance in form and amount deemed reasonable by Tenant in the exercise of its prudent judgment. 
 All furnishings, fixtures, equipment, effects and property of every kind and description of Tenant and of persons claiming by or through Tenant which may be on the Premises shall be at the sole risk and
hazard of Tenant and no part of loss or damage thereto for whatever cause is to be charged to or borne by Landlord. 
 Such policies will be maintained with companies rated B(+) or better by Bests Insurance Guide or such other as is reasonably acceptable to Landlord. Tenant shall deposit certificates of such required
insurance, which shall name Landlord and Landlord contract property management company as additionally insured, with Landlord prior to the earlier to occur of (a) the Commencement Date, or (b) Tenant’s occupancy of the Lease Premises,
which policies shall contain a provision stating that such policy or policies shall not be canceled or altered except after the insurer shall endeavor to give thirty (30) days’ written notice to Landlord. Tenant shall have the right to
provide the coverage required herein under blanket policies provided that the coverage afforded to Landlord shall not be diminished by reason thereof. 
  

	8.02	 Landlord’s Insurance 

 Landlord, at its expense, shall obtain and maintain in effect as long as this Lease remains in effect insurance policies providing at least the following coverage: 

a. commercial general liability insurance, in occurrence form, insuring Landlord against liability for injury to or death
of a person or persons, and for damage to or destruction of property, to afford protection with a minimum combined single limit of liability of at least One Million Dollars ($1,000,000); 

b. all-risk property insurance, including theft, covering the Building and in such amounts as a reasonably prudent
landlord would deem necessary to permit such landlord to repair and restore the Building to as near as possible to the condition prior to any damage or destruction; and 

c. worker’s compensation and similar insurance offering statutory coverage and containing statutory limits and
employer’s liability insurance in form and amount deemed reasonably by Landlord in the exercise of its prudent business judgment. 
  

	8.03	 Waiver of Recovery 

 Neither Landlord nor Tenant shall be liable to the other or to any insurance company (by way of subrogation or otherwise) insuring the other party for any loss or damage to any structure, building, or
other tangible property, or any resulting loss of income, or losses under worker’s compensation laws and benefits, even though such damage or loss 

  
 13 

 
might have been occasioned by the negligence of such other party, its agents or employees, if any such loss or damage is covered by insurance benefiting the party suffering such loss or damage or
was required of such party to be covered by insurance pursuant to this Lease. Landlord and Tenant each represent to the other that their present insurance policies now in force permit such waiver. 

 

	8.04	 Indemnity 

 Except if and to the extent that such party is released from liability to the other party hereto pursuant to the provisions of paragraph 8.03 hereinabove. 

a. Landlord does hereby agree to indemnify, protect, defend, save and hold harmless Tenant, its officers, directors,
agents and employees, from and against liabilities, obligations, claims, actions, demands, fines, suits, judgments, penalties, damages and losses (including all of the costs, fees and expenses connected therewith or incident thereto) for death of or
injury to any person whomsoever and for loss of, damage to, or destruction of any property whatsoever (including loss of use thereof) arising out of the negligent or willful act or omission of Landlord, its officers, partners, employees, agents or
contractors as they relate to the Building and/or the leased Premises; and 
 b. Tenant does hereby assume
liability for, and does hereby agree to indemnify, protect, defend, save and hold harmless Landlord, its officers, directors, agents and employees, from and against any and all liabilities, obligations, claims, actions, demands, fines, suits,
judgments, penalties, damages and losses (including all of the costs, fees and expenses connected herewith or incident thereto) for death of or injury to any person whomsoever and for loss of, damage to, or destruction of any property whatsoever
(including loss of use thereof) arising out of the negligent or willful act or omission of Tenant, its officers, partners, employees, agents or contractors as they relate to the use and/or occupancy of the leased Premises and/or the Building.

 SECTION IX. DAMAGE AND DESTRUCTION 
  

	9.01	 Damage and Destruction 

 If either the Building or Premises shall be destroyed or damaged in any way by fire, flood, tornado or by the elements, Landlord shall, at its own cost and expense and in conformance with all applicable
laws and ordinances, promptly repair, rebuild and restore same to at least as good a condition in which they existed immediately prior to such destruction or damage and, from the date of such destruction or damage until such time as the Building and
Premises are repaired and restored as aforesaid, all rent and other charges payable hereunder shall be equitably abated from the date of such destruction or damage in the proportion and to the extent that the Premises are unusable by Tenant for its
purposes as elsewhere herein stated. Notwithstanding the foregoing, however, in the event that said Premises and/or Building are destroyed or damaged to such an extent that the same cannot be repaired and restored as aforesaid within ninety
(90) days of said destruction or damage, either party may terminate this Lease as of the date of said destruction or damage by giving written notice thereof to the other within twenty (20) days of said destruction or damage. 

SECTION X. CONDEMNATION 
  

	10.01	 Condemnation; Award; Termination 

 If the Building or Premises including use of parking facilities shall be taken or condemned for any public purpose, or for any reason whatsoever, or by private purchase in lieu thereof by a condemning
authority to such an extent as to render either or both or the Premises more than 15% thereof untenantable, either Landlord or Tenant shall have the option to terminate this Lease effective as of the date of taking or condemnation. If the taking or
condemnation does not render the Building and the Premises untenantable, this Lease shall continue in effect and Landlord shall continue in effect and Landlord shall promptly restore the portion not taken to the extent possible to the condition
existing prior to the taking. If, as a result of such restoration, the area of the Premises is reduced, the rental shall be reduced proportionately. All proceeds from any taking or condemnation relating directly to the value of the Building shall be
paid to Landlord. Tenant waives all claim against such proceeds provided that nothing herein shall prohibit Tenant from taking independent action against the condemning authority for to waive any damage or cost to which Tenant is entitled.

  
 14 

 SECTION XI. SURRENDER OF PREMISES 

 

	11.01	 Surrender at Expiration 

 Upon termination of this Lease, whether caused by lapse of time or otherwise, Tenant shall at once surrender possession of the Premises and deliver Premises. to Landlord in as reasonably good repair and
condition as at the commencement of Tenant’s occupancy, reasonable wear and tear and damage or destruction by fire or other casualty, or failure of Landlord to repair, condemnation effects excepted. Tenant shall deliver all keys and access
cards to the Premises to Landlord. 
  

	11.02	 Title to Improvements 

 All alterations, additions or improvements, whether temporary or permanent, made in or upon the Premises either by Landlord or Tenant, shall be Landlord’s property on termination and shall remain on
the Premises without compensation to Tenant. 
  

	11.03	 Removal of Furniture; Trade Fixtures; Abandonment 

 

	 	11.03-1	 Personal Property 

 Before surrendering possession of the Premises as aforesaid, Tenant shall without expense to Landlord, remove or cause to be removed from the Premises all signs, furnishings, equipment, trade fixtures,
merchandise and other personal property installed or placed therein, and all debris and rubbish, and Tenant shall repair all damage to the Premises resulting from such removal. If requested by Landlord, Tenant shall execute, acknowledge and deliver
to Landlord an instrument in writing releasing and quitclaiming to Landlord all right, title and interest of Tenant in and to the Premises by reason of this Lease, or otherwise. If Tenant fails to remove any of its signs, furnishings, equipment,
trade fixtures, merchandise or other personal property within ten (10) days after the expiration or termination of this Lease, then Landlord may, at its sole option (1) treat Tenant as a holdover, in which event, the provisions of the
Article of this Lease regarding Holding Over shall apply, (2) deem any or all of such items abandoned and the sole property of Landlord, or (3) remove any or all of such items and dispose of same in any manner or store same for Tenant, in
which event the reasonable expense of such disposition or storage shall be borne by Tenant and shall be immediately due and payable. 
  

	 	11.03-2	 Fixtures, Equipment and Improvements 

All fixtures, equipment, improvements and appurtenances attached to or built into the Premises prior to or during the
Term, whether by Landlord at its expense or at the expense of Tenant or both, shall be and remain part of the Premises and shall not be removed by Tenant at the end of the Term unless otherwise expressly provided for in this Lease. Such fixtures,
equipment, improvements and appurtenances shall include but not be limited to: all floor coverings, drapes, paneling, molding, doors, vaults (exclusive of vault doors), plumbing systems, electrical systems, lighting systems, cooling systems,
ventilating systems, sprinkling systems, silencing equipment, communication systems, all fixtures and outlets for the systems mentioned above and for all telephone, radio, telegraph and television purposes, and any special flooring or ceiling
installations. 
 SECTION XII. DEFAULT, EVENTS, REMEDIES 

 

	12.01	 Events of Default 

The following events shall constitute a default under this Lease. 

  
 15 

 12.01-1 Failure of Tenant to make any payment of rent or other required
payment, when due, and such failure continues for a period of five business days after receipt by Tenant of written notice from Landlord; 
 12.01-2 Abandonment of all or a substantial portion of the Premises coupled with a failure to pay rent as and when due; 

12.01-3 Failure of Tenant to comply with any provision of this Lease, other than payment of rent, and such failure shall
continue for fifteen (15) days after receipt by Tenant of written notice from Landlord. 
 12.01-4 The
making of an assignment or general arrangement for the benefit of creditors by Tenant or guarantors of Tenant’s obligations; 
 12.01-5 The involuntary filing by Tenant or a guarantor of Tenant’s obligations of a petition under any section or chapter of the present Federal Bankruptcy Act (or Canadian equivalent) or amendment
thereto or under any similar law or statute of the United States (or Canada) or any state or province thereof, or the adjudication of Tenant or guarantor of Tenant’s obligations as a bankrupt or insolvent in proceedings filed against Tenant or
guarantor, and such adjudication shall not have been vacated, set aside or stayed within sixty (60) days; 

12.01-6 The voluntary filing by Tenant or a guarantor of Tenant’s obligations of a petition under any section or
chapter of the present Federal Bankruptcy Act (or Canadian equivalent) or amendment thereto or under any similar law or statute of the United States (or Canada) or any state or province thereof. 

12.01-7 The involuntary appointment of a receiver or trustee for all or substantially all the assets of Tenant or any
guarantor of Tenant’s obligations and such receivership shall not have been terminated or stayed within thirty (30) days; 
 12.01-8 The voluntary appointment of a receiver or trustee for all or substantially all the assets of Tenant or any guarantor of Tenant’s obligations. 

12.01-9 The attachment, execution or other judicial seizure of substantially all of Tenant’s assets located in the
Premises or of Tenant’s interest in this Lease where such seizure is not discharged within thirty (30) days. 
 12.01-10 Tenants’ willful submission to Landlord of false financial statement(s). 
  

	12.02	 Remedies in Event of Default 

 Upon the occurrence of any event of default, Landlord shall have the option to do any one or more of the following without any notice or demand, in addition to and not in limitation of any other remedy by
law or this Lease: 
 12.02-1 Terminate this Lease, in which event Tenant shall immediately surrender the
Premises to Landlord. If Tenant shall fail to do so, Landlord may without notice and prejudice to any other remedy available, enter and take possession, which may include changing the locks of the Premises, and remove Tenant or anyone occupying the
Premises and its effects without being liable to prosecution or any claim for damages. Tenant agrees to indemnify Landlord for all loss and damage suffered by Landlord because of such termination whether through inability to relet the Premises or
otherwise, including any loss of rent for the remainder of the term of this Lease. 
 12.02-2 Declare the entire
amount of all rent which would have become due and payable immediately, in which event Tenant agrees to pay the same to Landlord immediately. Such payment shall constitute payment in advance of the rent stipulated for the remainder of the lease
term. Acceptance by Landlord of the payment of such rent shall not constitute a waiver of any then existing default thereafter occurring. 

  
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 12.02-3 Enter upon and take possession of the Premises as agent of Tenant
without terminating this Lease and without being liable for any claim for damages. Landlord may relet all or any portion of the Premises as the agent of Tenant for such term and upon such terms as Landlord sees fit and receive the rent, in which
event Tenant shall pay to Landlord on demand the cost of renovating, repairing and altering the Premises for a new tenant or tenants, plus all reasonable costs of reletting the Premises and any deficiency arising by reason of such reletting;
provided however, that Landlord shall use reasonable diligence in its efforts to relet the Premises and Landlord’s failure to do so shall not release Tenant’s liability for rent or damages that could have been avoided if Landlord had done
so. If Landlord elects to enter and relet the Premises the Landlord may at any time thereafter elect to terminate this Lease for Tenant’s default. If Landlord takes possession of the Premises, Landlord shall have the right to rent any other
available space in the Building before reletting or attempting to relet the Premises. 
 12.02-4 Landlord may do
whatever Tenant is obligated to do by the provisions of this Lease and may enter the Premises without being liable to prosecution or claim for damages in order to accomplish this purpose. Tenant agrees to reimburse Landlord immediately upon demand
for any reasonable expenses which Landlord may incur in complying with the terms of this Lease on behalf of Tenant. Tenant agrees. that Landlord shall not be liable for any damages to Tenant from such action, whether caused by negligence of Landlord
or otherwise. 
 12.02-5 All rights, options and remedies of Landlord contained in this Lease shall be construed
and held to be cumulative, and no one of them shall be exclusive of the other, and Landlord shall have the right to pursue any one or all of such remedies or any other remedy or relief which may be provided by law, whether or not stated in this
Lease. No waiver by Landlord of a breach of any of the terms, covenants or conditions of this Lease by Tenant shall be construed or held to be a waiver of any succeeding or preceding breach of the same or any other term, covenant or condition herein
contained. No waiver of any default of Tenant hereunder shall be implied from any omission by Landlord to take any action on account of such default if such default persists or is repeated, and no express waiver shall affect default other than as
specified in said waiver. The consent or approval by Landlord to or of any act by Tenant requiring Landlord’s consent or approval shall not be deemed to waive or render unnecessary Landlord’s consent or approval to or of any subsequent
similar acts of Tenant. 
 SECTION XIII. MISCELLANEOUS PROVISIONS 

 

	13.01	 Waiver 

 The failure either of Landlord or Tenant to insist upon strict performance of any of the covenants and agreements of this Lease, or to exercise any option herein conferred in any one or more instances,
shall not be considered to be a waiver or relinquishment of such performance by Tenant or Landlord or right of Landlord or Tenant, and all covenants, agreements and options shall remain in full force and effect. 

 

	13.02	 Holding Over 

 If Tenant shall continue to occupy the Premises after expiration or sooner termination of this Lease, Tenant shall pay rent for each month of continued occupancy an amount equal to one and one-half times
the rent being paid for the month the Lease expires or is terminated. No receipt of money by Landlord from Tenant after expiration or termination of this Lease shall reinstate or extend this Lease or affect any prior notice given by Landlord to
Tenant. If Tenant fails to surrender the Premises upon the expiration of this Lease despite demand to do so by Landlord, Tenant shall indemnify and hold Landlord harmless from all loss or liability, including without limitation, any claims made by
any succeeding Tenant founded on or resulting from such failure to surrender. 
  

	13.03	 Landlord Paying Claim 

 Should Tenant fail to pay and discharge as may be required hereunder, when due and payable, any tax or assessment, or any premium or other charge in connection with any insurance policy or policies which
Tenant is obligated to pay, or any lien or claim for labor or material employed or used in, or any claim for damages arising out of the repair, 

  
 17 

 
alterations, maintenance and use of the Premises, as provided in this Lease, after fifteen (15) days from receipt of written notice from Landlord, then Landlord may, at its option, and
without waiving or releasing Tenant from any of Tenant’s obligations hereunder, pay any such tax, assessment, lien, claim, insurance premium or charge, or settle or discharge any action therefor or satisfy any judgment thereon. All costs,
expenses and other sums, incurred or paid by Landlord in connection therewith, together with interest at the rate of fourteen percent (14%) per annum on such costs, expenses and sums from the date incurred or paid by Landlord, shall be deemed
to be additional rent hereunder and shall be paid by Tenant with and at the same time as the next installment of rent hereunder, and any default therein shall constitute a breach of the covenants and conditions of this Lease. 

 

	13.04	 Notices 

 All notices under this Lease shall be in writing and delivered in person or sent by prepaid registered overnight mail or via telefax to Landlord and to the Tenant at the addresses specified in paragraph
1.02, or such addresses as hereafter may be designated by either party in writing. Except as expressly otherwise provided herein notices mailed shall be deemed given on the date of mailing. 

 

	13.05	 Prevailing Party 

 The prevailing party shall pay to Landlord or Tenant upon demand all attorneys fees and all expenses and court costs of prevailing party incurred in enforcing any of the obligations of Landlord or Tenant
under this Lease. 
  

	13.06	 Designated Parties 

 Landlord may act in any matter provided for herein by its property manager or any other person who shall from time to time be designated by Landlord by notice to Tenant. Tenant may designate in writing a
person to act on its behalf in any matter provided for herein and may, by written notice, change such designation. In the absence of such designation, the person or persons executing this Lease for Tenant shall be deemed to be authorized to act on
behalf of Tenant in any matter provided for herein. 
  

	13.07	 Successors 

 All covenants, agreements, terms and conditions contained in this Lease shall apply to and be binding upon Landlord and Tenant and their respective heirs, executors, administrators, successors and
assigns. 
  

	13.08	 Joint and Several Liability 

 If there is more than one Tenant, the obligations imposed by this Lease upon Tenant shall be joint and several. If there is a guarantor of Tenant’s obligations, the obligations imposed on Tenant
shall be joint and several obligations of Tenant and guarantor. Landlord need not first proceed against the Tenant before proceeding against guarantor. The guarantor shall not be released from its guaranty for any reason whatsoever including
amendments to the Lease, waivers of default of Tenant, failure to give guarantor any notices to be given Tenant or release of any part liable for payment of Tenant’s obligations under this Lease. 

 

	13.09	 Merger 

 The voluntary or other surrender of this Lease by Tenant or the cancellation of this Lease by mutual agreement of Landlord and Tenant shall not work a merger, and shall at Landlord’s option terminate
all or any subleases or subtenancies, Landlord’s option shall be exercised by notice to Tenant and all known tenants under any sublease or subtenancy. 

  
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	13.10	 Relationship of Parties 

 Nothing contained in this Lease shall create any relationship between the Landlord and Tenant other than that of Landlord and Tenant, and it is acknowledged and agreed the Landlord does not in any way or
for any purpose become a partner of Tenant in the conduct of Tenant’s business, or a joint venture or a member of a joint or common enterprise with Tenant. 
  

	13.11	 Entire Agreement; Captions 

 It is expressly agreed by Tenant, as a material consideration for the execution of this Lease, that there are, and were, no verbal representations, understandings, stipulations, agreements or promises
pertaining to this Lease which are not incorporated herein. It is agreed between the parties that this Lease shall not be altered, waived, amended or extended, except by a written agreement signed by Landlord and Tenant. The captions contained in
this Lease are for convenience of reference only and in no way limit or enlarge the terms or conditions of this Lease. 
  

	13.12	 Severability 

 If any clause or provision of this Lease is held to be illegal, invalid or unenforceable under present or future law effective during the term of this Lease, the remainder of this Lease shall not be
affected thereby. In lieu of such clause or provision held to be illegal, invalid or unenforceable, there shall be added, as a part of this Lease, a clause or provision as similar in terms as possible which shall be legal, valid and enforceable.

  

	13.13	 Gender 

 Words of any gender used in this Lease shall be held and construed to include any other gender, and words in the singular number shall be held to include the plural, unless the context otherwise requires.

  

	13.14	 Building Name 

Landlord reserves the right at any time and from time to time to change the name by which the Building is designated. 

 

	13.15	 Brokerage 

 Landlord and Tenant acknowledge that they are not represented by any agent relative to this transaction. The parties hereby hold each other harmless from any commissions payable or alleged to be payable
by any agent or otherwise. 
  

	13.16	 Corporate Authority 

 If Tenant is a corporation, Tenant warrants that it has legal authority to operate and is authorized to do business in the state in which the Premises are situated. Tenant also warrants that the person or
persons executing this Lease on behalf of Tenant has authority to do so and fully obligate Tenant to all terms and provisions of this Lease. Tenant shall furnish Landlord with a certified copy of resolutions of the Board of Directors, or
alternatively, an opinion of counsel that person or persons executing this Lease on Tenant’s behalf has the authority to do so. Landlord represents and warrants that it has authority to execute this Lease and create a binding obligation on
Landlord. 
  

	13.17	 Force Majeure 

 Landlord and Tenant shall be excused for the period of any actual delay in the performance of any of its obligations hereunder when prevented from so doing by a cause or causes beyond their control,
including, without limitation, strikes; war; governmental regulations or controls; fire or other casualty; acts of God; but nothing contained herein, however, shall excuse Landlord from providing the services required to be provided under
Section 4.05 above or Tenant from paying Fixed Rent, additional rent and other charges when due. Any party affected by Force Majeure shall give prompt written notice to the other party describing the Force Majeure circumstances and its
anticipated effect and shall use commercially practicable efforts to eliminate or reduce the effect of such Force Majeure event. 

  
 19 

	13.18	 Hazardous Material 

 (a) Landlord warrants and represents that any use, storage, treatment or transportation of “Hazardous Substances” (as hereafter defined) which has occurred in, on or about the Premises prior to
the date of this Lease has been in compliance with all applicable federal, state and local laws, regulations and ordinances. Landlord additionally warrants and represents that to the best of its knowledge no release, leak, discharge, spill disposal
or emission of Hazardous Substances has occurred in, on or about the Premises, and that the Premises are free of Hazardous Substances as of the date hereof. 
 (b) Landlord shall indemnify and hold harmless the Tenant from any and all claims, damages, fines, judgments, penalties, costs, expenses or liabilities (including, without limitation, any and all sums
paid for settlement of claims, attorneys’ fees, consultant and expert fees) arising during or after the lease term from or in connection with the presence or suspected presence of Hazardous Substances in, on or about the Premises or Building,
except to the extent that the Hazardous Substances are present as a result of acts of Tenant, Tenant’s agents, employees, contractors or invitees. 
 (c) Tenant shall not cause or permit any Hazardous Substances to be used, stored, generated or disposed of in, on or about the Premises in violation of applicable law by Tenant, its agents, employees,
contractors or invitees, except for such Hazardous Substances as are normally utilized in an office environment and/or are necessary to Tenant’s business. Any such Hazardous Substances permitted on the Premises as hereinabove provided, and all
containers therefore, shall be used, kept, stored and disposed of in a manner that complies with all federal, state and local laws or regulations applicable to any such Hazardous Substances. Tenant shall indemnify and hold harmless the Landlord from
any and all claims, damages, fines, judgments, penalties, costs, expenses or liabilities (including, without limitation, any and all sums paid for settlement of claims, attorneys’ fees, consultant and expert fees) arising during or after the
lease term from or in connection with the use, storage, generation or disposal of Hazardous Substances in, on or about the Premises by Tenant, Tenant’s agents, employees, contractors or invitees. Tenant shall not be responsible for any
hazardous material which existed in the Premises prior to Tenant’s original buildout and occupancy of space which has become part of the Premises in this Lease, or Tenant’s possession of the Premises, or for Hazardous Substances or
materials, if any, which may have been part of the buildout of the Premises in accordance with the attached Exhibit C. 
 (d) Notwithstanding anything to the contrary state hereinabove, the indemnification contained in subparagraphs (b) and (c) above shall not include any consequential damages incurred by either
Landlord or Tenant, but shall expressly include, without limitation, any and all costs incurred due to any investigation of the site or any cleanup, removal or restoration mandated by a federal, state or local agency or political subdivision. The
indemnification contained herein shall survive the expiration of the term of this Lease, but shall terminate three (3) years after such expiration except with respect to any specific claims which have been given in writing by either party to
the other prior to the expiration of said three-year period. 
 (e) As used herein, “Hazardous
Substances” means any substance which is toxic, ignitable, reactive, or corrosive and which is regulated by any state or local government or by the United States government. “Hazardous Substances” includes any and all material or
substances which are defined as “hazardous waste,” “extremely hazardous waste” or a “hazardous substance” pursuant to state, federal or local government law. “Hazardous Substances” include but is not
restricted to asbestos, polychlorinated biphenyls “PCBs”) and petroleum products. 
  

	13.19	 Recording 

 If this Lease, in order to be valid and binding against purchasers, mortgagees or other third parties, is required to be recorded or registered, Landlord shall effect the same without charge to Tenant. It
is understood and agreed that this Lease is not in recordable form, but the parties hereto agree that if same is to be recorded as hereinabove provided they shall either execute further copies of this Lease which shall be in recordable form or, in
the alternative, execute a short form of this Lease if such is permitted to be recorded in the jurisdiction where the Premises lie. Landlord shall be responsible for protecting Tenant in this area, so that in the event a third party shall asset a
claim to the effect that by reason of this Lease not being properly of record Tenant no longer has any right to occupy and use the Premises in accordance with the terms hereof. Landlord shall defend and indemnify and save Tenant harmless from all
loss, cost and expenses in connection therewith. 

  
 20 

	13.20	 Computation of Time Periods 

 All periods of time referred to in this Lease shall include all Saturdays, Sundays and state or national holidays, unless the period of time specifies business days, provided that if the date or last date
to perform any act or give any notice or approval shall fall on a Saturday, Sunday or state or national holiday, such act or notice may be timely performed or given on the next succeeding day which is not a Saturday, Sunday or state or national
holiday. 
  

	13.21	 Incorporation of Exhibits 

 All of the exhibits referenced in and attached to this Lease Agreement are and shall be considered and deemed to be incorporated in and made an integral part of this Lease. 

 

	13.22	 Consents and Approvals 

 Whenever in this Lease Landlord or Tenant is required to give consent or approval to any action on the part of the other, such consent or approval shall not be unreasonably withheld. In the event of
failure to give reasonable consent, the other party shall be entitled to specific performance and shall have such other remedies as are reserved to such party under this Lease. 

  
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 SIGNATURE: 
 DATED This  5th  day of   May     , 2009. 
  

					
	 LANDLORD:
	  	 MECHAM PARKVIEW ASSOCIATES L.L.C.

		  	 FONG PARKVIEW ASSOCIATES L.L.C.

		  	 DBA PARKVIEW PLAZA OFFICE BUILDING

			
		  	 By:
	 	 /s/ Craig W. Mecham

		  	 Craig W. Mecham, Manager

		
	 TENANT:
	  	 EXTEND HEALTH, INC.

			
		  	 By:
	 	 /s/ Paul Kirincich

		  		 	 Paul Kirincich

		  		 	 Print

			
		  	 Its:
	 	 Chief Financial Officer

  
 22 

 EXHIBIT “A” 

LEASED PREMISES 
 

 

 EXHIBIT “B” 

BUILDING RULES AND REGULATIONS 
 1. Tenant shall not obstruct or interfere with the rights of other tenants of the Building, or of persons having business in the Building, or in any way injure or annoy such tenants or persons.

 2. Tenant shall not use the Building for lodging, sleeping, cooking, or for any immoral or illegal purpose or for any purpose
that will damage the Building, or the reputation thereof, or for any purposes other than those specified in the Lease. 
 3.
Canvassing, soliciting and peddling in the Building are prohibited, and Tenant shall cooperate to prevent such activities. 
 4.
Tenant shall not bring or keep within the Building any animal (except seeing. hearing or physical assistance animals) , bicycle or motorcycle. 
 5. Tenant shall not conduct mechanical or manufacturing operations, cook or prepare food with a electric or gas stove or place or use any inflammable, combustible, explosive or hazardous fluid, chemical,
device, substance or material in or about the Building without the prior written consent of Landlord. Landlord shall not be deemed to be unreasonable in withholding consent for activities that would limit or encroach upon other tenant’s rights
to i) conduct business in a manner that is typical for the approved use, ii) rights of possession and quiet enjoyment of their premises, and iii) access or use of Building’s common areas, in accordance with the terms of their respective leases.
Tenant shall comply with all rules, orders, regulations and requirements of the applicable Fire Rating Bureau, or any other similar body, and Tenant shall not commit any act or permit any object to be brought or kept in the Building which shall
increase the rate of fire insurance on. the Building or on property located therein. 
 6. Tenant shall not use the Building for
manufacturing or for the storage of goods, wares or merchandise, except as such storage may be incidental to the use of the Premises for general office purposes and except in such portions of the Premises as may be specifically designated by
Landlord for such storage. Tenant shall not occupy the Building or permit any portion of the Building to be occupied for the manufacture or direct sale of liquor, narcotics, or tobacco in any form, or as a medical office, barber shop, manicure shop,
music or dance studio or employment agency. Tenant shall not conduct in or about the Building any auction, public or private, without the prior written approval of Landlord. 
 7. Tenant shall not install or use in the Building any air conditioning unit, engine, boiler, generator, machinery, heating unit, stove, water cooler, ventilator, radiator or any other similar apparatus
without the prior written reasonable consent of Landlord, and then only as Landlord may reasonably direct. 
 8. Tenant shall
not use in the Building any machines, other than standard office machines such as typewriters, calculators, copying machines and similar machines, without the prior written approval of Landlord. Landlord shall not be deemed to be unreasonable in
withholding consent for activities that would limit or encroach upon other tenant’s rights to i) conduct business in a manner that is typical for the approved use, ii) rights of possession and quiet enjoyment of their premises, and iii) access
or use of Building’s common areas, in accordance with the terms of their respective leases. All office equipment and any other device of any electrical or mechanical nature shall be placed by Tenant in the premises in settings approved by
Landlord, so as to absorb or prevent any vibration, noise, or annoyance. Tenant shall not cause improper noises, vibrations or odors within the Building. 
 9. Tenant shall move all freight, supplies, furniture, fixtures and other personal property into, within and out of the Building only at such times and through such entrances as may be reasonably
designated by Landlord, and such movement of such items shall be under the supervision of Landlord. Landlord reserves the right to inspect all such freight, supplies, furniture, fixtures and other personal property to be brought into the Building
and to exclude from the Building all such objects which violate any of these rules and regulations or the provisions of the Lease. Tenant shall not move or install such objects in or about the Building in such a fashion as to unreasonably obstruct
the activities of other tenants, and all such moving shall be at the sole expense, risk and responsibility of Tenant. Tenant shall not use in the delivery, receipt or other movement of freight, supplies, furniture, fixtures and other personal
property to, from or within the Building, any hand trucks other than those equipped with rubber tires and side guards. 

 10. Tenant shall not place within the Building any safes, copying machines, computer
equipment or other objects of unusual size or weight, nor shall Tenant place within the Building any objects which exceed the floor weight specifications of the Building, without the prior written consent of Landlord. The placement and positioning
of all such objects within the Building shall be prescribed by Landlord and such objects shall, in all cases, be placed upon plates or footings or such size as shall be prescribed by Landlord. Landlord acknowledges that Tenant will be required to
comply with governmental regulations or directives relative to Tenant’s business operations, and Landlord agrees to make exceptions to the provisions of this paragraph to facilitate compliance with the same. 

11. Tenant shall not deposit any trash, refuse, cigarettes, or other substances of any kind within or out of the Building, except in the
refuse containers provided by Landlord (as needed) therefor. Tenant shall not introduce into the Building any substance which might add an undue burden to the cleaning or maintenance of the Premises or the Building. Tenant shall exercise its best
efforts to keep the sidewalks, entrances, passages, courts, lobby areas, garages or parking areas, elevators, escalators, stairways, vestibules, public corridors and halls in and about the Building (hereinafter “Common Areas”) clean and
free from rubbish. 
 12. Tenant shall use the Common Areas only as a means of ingress and egress, and Tenant shall permit no
loitering by any persons upon Common Areas or elsewhere within the Building, if such loitering would limit or encroach upon other tenant’s rights to i) conduct business in a manner that is typical for the approved use, ii) rights of possession
and quiet enjoyment of their premises, and iii) access or use of Building’s common areas, in accordance with the terms of their respective leases. The Common Areas and roof of the Building are not for the use of the general public, and Landlord
shall in all cases retain the right to control or prevent access thereto by all persons whose presence, in the judgment of Landlord, shall be prejudicial to the safety, character, reputation or interests of the Building and its tenants. Tenant shall
not enter the mechanical rooms, air conditioning rooms, electrical closets, janitorial closets, or similar areas or go upon the roof of the Building without the prior written consent of the Landlord. 

13. Tenant shall not use the washrooms, restrooms and plumbing fixtures of the Building, and appurtenances thereto, for any other purpose
than the purposes for which they were constructed, and Tenant shall not deposit any sweepings, rubbish, rags or other improper substances therein. Tenant shall not waste water by interfering or tampering with the faucets or otherwise. If Tenant or
Tenant’s servants, employees, agents, contractors, jobbers, licensees, invitees, guests or visitors cause any damage to such washrooms, restrooms, plumbing fixtures or appurtenances, such damage shall be repaired at Tenant’s expense, and
Landlord shall not be responsible therefor. 
 14. Tenant shall not mark, paint, drill into, cut, string wires within, or in any
way deface any part of the building, without the prior written consent of Landlord, and as Landlord may direct. Upon removal of any wall decorations or installations or floor coverings by Tenant, any damage to the walls or floors shall be repaired
by Tenant at Tenant’s sole cost and expense. Without limitation upon any of the provisions of the Lease, Tenant shall refer all contractors’ representatives, installation technicians, janitorial workers and other mechanics, artisans and
laborers rendering any service in connection with the repair, maintenance or improvement of the Premises to Landlord for Landlord’s supervision, approval and control before performance of any such service. 

This Paragraph 14 shall apply to all work performed in the Building, including without limitation installation of
telephones, telegraph equipment, electrical devices and attachments and installations of any nature affecting floors, walls, woodwork, trim, windows, ceilings, equipment or any other portion of the Building. Plans and specifications for such work,
prepared at Tenant’s sole expense, shall be submitted to Landlord and shall be subject to Landlord’s prior written approval in each instance before the commencement of work. All installations, alterations and additions shall be constructed
by Tenant in a good and workmanlike manner and only good grades of materials shall be used in connection therewith. The means by which telephone, telegraph and similar wires are to be introduced to the Premises and the location of telephones, call
boxes, and other office equipment affixed to the Premises shall be subject to the prior written approval of Landlord. Tenant shall not lay linoleum or similar floor coverings so that the same shall come into direct contact with the floor of the
Premises and, if linoleum or other similar floor covering is to be used, an interlining of builder’s deadening felt shall be first affixed to the floor, by a paste or other material soluble in water. The use of cement of other similar adhesive
material is expressly prohibited. 

  
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 15. Landlord shall have the right to prohibit any publicity, advertising or use of the name
of the Building by Tenant which, in Landlord’s reasonable opinion, tends to impair the reputation of the Building or its desirability as a building for offices, and upon written notice from Landlord, Tenant shall refrain from or discontinue any
such publicity, advertising or use of the Building name. 
 16. The sashes, sash doors, skylights, windows and doors that
reflect or admit light or air into the Common Areas shall not be covered or obstructed by Tenant, through placement of objects upon window sills or otherwise. Tenant shall cooperate with Landlord in obtaining maximum effectiveness of the cooling
system of the Building by closing drapes and other window coverings when the sun’s rays fall upon windows of the Premises. Tenant shall not obstruct, alter or in any way impair the efficient operation of Landlord’s heating, ventilating,
air conditioning, electrical, fire, safety or lighting systems, or shall Tenant tamper with or change the setting of any thermostat or temperature control valves in the Building. 

17. Subject to applicable fire or other safety regulations, all doors opening onto Common Areas and all doors upon the perimeter of the
Premises shall be kept closed and, during nonbusiness hours, locked, except when in use for ingress or egress. If Tenant uses the Premises after regular business hours or on nonbusiness days Tenant shall lock any entrance doors to the Building or to
the Premises used by Tenant immediately after using such doors. 
 18. Employees of Landlord shall not receive or carry messages
for or to Tenant or any other person, nor contract with nor render free or paid services to Tenant or Tenant’s servants, employees, contractors, jobbers, agents, invitees, licensees, guests or visitors. In the event that any of Landlord’s
employees perform any such services, such employees shall be deemed to be the agents. of Tenant regardless of whether or how payment is arranged for such services. 
 19. All keys to the exterior doors of the Premises shall be obtained by Tenant from Landlord, and Tenant may be required to pay to Landlord a reasonable deposit as determined by Landlord from time to time
for such keys, if Tenant’s requests for keys become excessive relative to the typical requirements of comparable tenants. Tenant shall not make duplicate copies of such keys. Absent Landlord’s prior consent, Tenant shall not install
additional locks or bolts of any kind upon any of the doors or windows of, or within, the Building, nor shall Tenant make any changes in existing locks or the mechanisms thereof. Tenant shall, upon the termination of its tenancy, provide Landlord
with the combinations to all combination locks on safes, safe cabinets and vaults and deliver to Landlord all keys to the Building, the Premises and all interior doors, cabinets, and other key-controlled mechanisms therein, whether or not such keys
were furnished to Tenant by Landlord. In the event of the loss of any key furnished to Tenant by Landlord, Tenant shall pay to Landlord the cost of replacing the same or of changing the lock or locks opened by such lost key if Landlord shall deem it
necessary to make such a change. 
 20. Access may be had by Tenant to the Common Areas and to the Premises at any time between
the hours of 7:00 AM and 6:00 PM, Monday through Friday, and 8:00 AM and 12:00 PM on Saturday and Sunday. Access after 6:00 p.m. and prior to 7:00 a.m. to the Building may be refused unless the person seeking admission is known to the watchman in
charge, if any, and/or has a pass or is properly identified. Tenant shall be liable for all persons for whom Tenant requests passes, and shall be liable to Landlord for all acts of such persons. Landlord shall in no case be liable for damages for
the admission or exclusion of any person from the Building. In case of invasion, mob, riot, public excitement, or other serious commotion, Landlord reserves the right to temporarily prevent access to the Building for the safety of Tenants and
protection of property in the Building. 
 21. For purposes hereof, the terms “Landlord,” “Tenant,”
“Building” and “Premises” are defined as those terms are defined in the Lease to which. these Rules and Regulations are attached. Wherever Tenant is obligated under these Rules and Regulations to do or refrain from doing an act
or thing, such obligation shall include the exercise by Tenant of its best efforts to secure compliance with such obligation by the servants, employees, contractors, jobbers, agents, invitees, licensees, guests and visitors of Tenant. The term
“Building” shall include the Premises, and any obligations of Tenant hereunder with regard to the Building shall apply with equal force to the Premises and to other parts of the Building. 

  
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 22. Notwithstanding anything to the contrary, these rules and regulations are in addition
to, and shall not be construed to in any way modify or amend or limit , in whole or in part, the agreements covenants conditions and provisions of this Lease of the Premises. 
 23. Whenever any approvals on consents by the Landlord are required hereunder, such approvals or consents shall not be unreasonably withheld or delayed. 

  
 4Commercial Triple Net Lease

 Exhibit 10.14 
 COMMERCIAL TRIPLE NET LEASE 
 THIS LEASE AGREEMENT
(this “Lease”) is made and entered into as of February 1, 2010, (“Effective Date”) between Fidelity Funding Company, a Nevada corporation (“Landlord”), and Extend Health, Inc., a Delaware corporation
(“Tenant”). Landlord and Tenant are collectively referred to herein as the “Parties” and individually, as a “Party.” 
  

	1.	 PREMISES. 

 (a) Demise, Description and Authority. Landlord hereby leases to Tenant, and Tenant hereby leases from Landlord, for the term and subject to the terms and conditions hereinafter set forth, to each
and all of which Landlord and Tenant hereby mutually agree, the portion of the building located at 10975 South Sterling View Drive, South Jordan, Utah (the “Building”) which is shown as Suite B2 and one half ( 1/2) of Suite A2 on the space plan attached hereto as Exhibit A, which constitutes approximately 23,973 rentable square feet of
office space (the “Premises”). Landlord warrants that it has full right and authority to make this Lease and that if Tenant pays all Rent (as defined below) due hereunder and otherwise performs Tenant’s obligations under this Lease,
Tenant shall peaceably and quietly enjoy and possess the Premises throughout the Term, subject only to the conditions set forth in this Lease. 
 (b) In addition, the Premises shall include the appurtenant right to use, in common with others, the Common Areas of the Building, the land surrounding the Building, and the parking and landscaped areas
(the “Common Areas”). 
 (c) Acceptance of Premises. Unless otherwise notified by Tenant within
five (5) days of taking possession, by entry hereunder Tenant accepts the Premises as being in the condition in which Landlord is obligated to deliver the Premises, except for any latent defects. Landlord has no liability, and has made no
representation, to alter, improve, repair, or paint the Premises or any part thereof, except as specified in Sections 2(c), 6 and 13 hereof and Exhibit B attached hereto. 

(d) Return of Premises. Tenant shall at the end of the Term surrender to Landlord the Premises and all
alterations, additions and improvements thereto in substantially the same condition as when received; broom clean, ordinary wear and tear, damage by fire, earthquake, other insured perils, if any, or act of God excepted; provided that Tenant shall
have no obligation to remove any Tenant Improvements (as defined in Exhibit B attached hereto) or any Alterations (as defined below) unless, as to any Alterations, Landlord requires the removal of the same at the end of the Term as a
condition to Landlord’s consent to installation of such Alterations. 
  

	2.	 TERM, TENANT IMPROVEMENTS. 

 (a) Lease Term. The initial Lease term shall be 12 months plus any partial month and shall commence on February 1, 2010 (“Rent Commencement Date”), and shall expire on
January 31, 2011 (“Expiration Date”) (such 12 month period, the “Initial Term”). Tenant shall 

  
 1 

 
have the right to access the Premises 3 weeks prior to Rent Commencement Date of this Lease for the purpose of tenant improvements, installing its equipment, data, telecommunications systems,
workstations, furniture, trade fixtures, and other leasehold improvements. Such access shall be subject to all of the terms of this Lease. As used herein, the “Term” shall mean the Initial Term plus any extension or renewal thereof, unless
the context clearly provides otherwise. 
 (b) Base Building Improvements. Landlord is providing to
Tenant fully improved space in as-is condition as shown on the attached Exhibit A showing the existing floor plan (collectively “Base Building Improvements”). 

(c) Tenant Improvements. Tenant accepts Premises in as-is condition in accordance with 1 (c) of the Lease.
Landlord must review and approve in advance the plans and design of all improvements described in Exhibit B. All tenant improvements made under this paragraph shall be at Tenant’s sole cost. Such improvements shall be constructed in
accordance with the approved plans and all applicable laws, in a good and workmanlike manner, free of defects and using new materials and equipment of good quality. 
  

	3.	 NON-OCCUPANCY OF IMPROVED SPACE. 

 In the event Tenant does not occupy the Premises and fails to pay Rents as required in Article 4 of the Lease, the cost of all Tenant Improvements, Leasing Commissions, and any other expenses
incurred by Landlord become due and payable upon invoicing by Landlord. Further, such invoicing by Landlord does not waive any other rights or remedies Landlord may have against Tenant for failure to occupy and pay Rents. All Tenant Improvements,
cabling and wiring (including Tenant’s Property, as defined below) become the property of Landlord upon installation. 
  

	4.	 RENT. 

 (a) Rent. (i) Storage Rent. Effective beginning February 1, 2010 through July 31, 2010, or earlier if the Tenant so elects (the “Storage Term”), Tenant shall
shut down the portion of Tenants’ business that occupies, on a previous lease, Suite B2 and
 1/2 of Suite A2. To avoid the cost and
inconvenience of removal, storage, reinstalling, and rewiring of Tenant’s furniture, cubicles, phones, data, electrical, and other equipment, Tenant agrees to pay a total of $7,000.00 per month as a storage fee for Suite B2 during
the Storage Term (the “Storage Rent”). The Operating Expense (as defined in Section 7 hereto) and Utilities for Suite B2 are included in the Storage Rent for the storage space as long as Tenant doesn’t use the lights, HVAC
or other utilities for Suite B2. In the event Tenant does use lights, HVAC or other utilities for Suite B2, it shall only be charged for its actual usage. Tenant’s access to Suite B2 on a daily basis shall be limited to retrieve IT equipment
and any other stored material during the Storage Term. Storage Rent shall be payable in advance each month on or before the 1st day of each month for the duration of this Lease. 

  
 2 

 (ii) Tenant may elect to shorten the Storage Term by sending written notice
to Landlord, but in no event shall the Storage Term last longer than July 31, 2010. Any partial months’ rent will be prorated. For the remainder of the Initial Term (the “Base Term”), Tenant agrees to pay the Monthly Base
Rent as follows: 
 (iii) Base Rent. Effective beginning August 1, 2010 or
immediately after the last day of the Storage Term, whichever is sooner, Suite B2 and  1/2 of Suite A2 shall become fully available to Tenant and the Monthly Base Rent shall be $11.00 per rentable square foot of the Premises per year, triple net during the Base Term. Base
Rent shall be payable in advance each month on or before the 1st day of each month for the duration of this Lease as follows (“Base Rent”): 

 

																															
	 	    	 	    	 	    	 	    	$/RSF/Y	 	    	Extimated	 	    	Monthly	 	    	Monthly Estimated	 
	 	    	Date	    	Mth	    	RSF	    	Rent	 	    	Operating	 	    	Utilities	 	    	Base Rent	 	    	Operating	 	    	Utilities	 
	 Storage Term
	    	2/1/10	    	1	    		    				    				    				    	$	7,000.00	  	    				    			
		    	3/1/10	    	2	    		    				    				    				    	$	7,000.00	  	    				    			
		    	4/1/10	    	3	    		    				    				    				    	$	7,000.00	  	    				    			
		    	5/1/10	    	4	    		    				    				    				    	$	7,000.00	  	    				    			
		    	6/1/10	    	5	    		    				    				    				    	$	7,000.00	  	    				    			
		    	7/1/10	    	6	    		    				    				    				    	$	7,000.00	  	    				    			
	 Base Term
	    	8/1/10	    	7	    	23,973	    	$	11.00	  	    	$	5.13	  	    	$	1.95	  	    	$	21,975.25	  	    	$	10,248.46	  	    	$	3,895.61	  
		    	9/1/10	    	8	    	23,973	    	$	11.00	  	    	$	5.13	  	    	$	1.95	  	    	$	21,975.25	  	    	$	10,248.46	  	    	$	3,895.61	  
		    	10/1/10	    	9	    	23,973	    	$	11.00	  	    	$	5.13	  	    	$	1.95	  	    	$	21,975.25	  	    	$	10,248.46	  	    	$	3,895.61	  
		    	11/1/10	    	10	    	23,973	    	$	11.00	  	    	$	5.13	  	    	$	1.95	  	    	$	21,975.25	  	    	$	10,248.46	  	    	$	3,895.61	  
		    	12/1/10	    	11	    	23,973	    	$	11.00	  	    	$	5.13	  	    	$	1.95	  	    	$	21,975.25	  	    	$	10,248.46	  	    	$	3,895.61	  
		    	1/1/11	    	12	    	23,973	    	$	11.00	  	    	$	5.13	  	    	$	1.95	  	    	$	21,975.25	  	    	$	10,248.46	  	    	$	3,895.61	  

 The first month’s rental, operating expense, utilities, and the Security Deposit (Security Deposit
is currently being held by Landlord) referenced in Article 33, shall be due and payable to Landlord upon the execution of the Lease. Rent for the month during which the Rent Commencement Date occurs if other than the first day of a calendar
month, shall be prorated on a daily basis. All Base Rent and Additional Rent (collectively “Rents”) shall be paid to Landlord without further notice at its address listed in Article 36, or at such other address as shall from time to
time be designated by Landlord to Tenant in writing as follows, unless otherwise directed by Landlord in writing. 
 (b) Additional Rent. i. During the Storage Term, Tenant shall not have any obligation to pay Additional Rent, other than in the manner contemplated by this Agreement. ii. During the
Base Term, all obligations payable by Tenant under this Lease other than Base Rent are called “Additional Rent”. Additional Rent for Operating Expenses, utilities, insurance, and property taxes as provided in Section 7 below shall be
due and paid in conjunction with Base Rent. Unless otherwise expressly provided herein, any other Additional Rent due hereunder shall be due and payable to Landlord within thirty (30) days of delivery of an invoice therefore from Landlord to
Tenant. Notwithstanding anything in this Lease to the contrary, all such Landlord controllable common area Operating Expenses, paid to Landlord deemed to be “Additional Rent” and payable by Tenant shall be shall not increase beyond
3% per year during the Initial Term. 
 (c) Interest, Late Charges, Costs and Attorneys’ Fees.
If Tenant fails to pay within five (5) days of the date due any Rent which Tenant is obligated to pay under this Lease, such unpaid amount shall bear interest at twelve (12%) percent per annum. Tenant acknowledges that any late payments of
Rent shall cause Landlord to lose the use of that money and incur costs and expenses not contemplated under this Lease, including without limitation administrative, collection and accounting costs, the exact amount of which is difficult to
ascertain. Therefore, in addition to interest, any payment of Rent not received by Landlord within five (5) days from the date it is due, Tenant shall also pay Landlord a late charge equal to five (5%) percent of the late Rent. Further, as
Additional Rent, Tenant shall be liable to Landlord for any costs, including attorneys’ fees, incurred by Landlord as a result of late payments or non-payments. Acceptance of any interest, late charge, costs or attorneys’ fees shall not
constitute a waiver of any default by Tenant nor prevent Landlord from exercising any other rights or remedies under this Lease or at law. 

  
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	5.	 USE. 

 (a) The Premises shall be used for general office, administrative, call center use, storage and all other legal uses (“Tenant’s Use”). Tenant shall not do or permit to be done in or about
the Premises or the Building anything which is prohibited by or in any way in conflict with any and all laws, statutes, ordinances, rules and regulations now in force or which may hereafter be enacted or promulgated by any applicable governmental
authority or which is prohibited by the standard form of fire insurance policy, or which will increase the existing rate of or affect any fire or other insurance upon the Premises or the Building or any of its contents, or cause a cancellation of
any insurance policy covering the Premises or the Building or any part thereof or any of its contents. Tenant shall not do or permit anything to be done in or about the Premises or the Building which will in any way violate the Rules or Regulations
set forth in Exhibit C and hereinafter reasonably promulgated by Landlord throughout the Lease, obstruct or interfere with the rights of other tenants in the Building, or injure them, or use or allow the Premises or the Building to be used for
any immoral or unlawful purpose, nor shall Tenant cause, maintain or permit any nuisance, in, on or about the Premises or the Building or commit or suffer to be committed any waste in, on or about the Premises or the Building. However, Landlord will
take reasonable efforts to not interfere with Tenants’ permitted use of the Premises. 
 Tenant shall have
access to the Building and Premises on a 24 hour/7 day a week basis. Building hours shall be Monday –Friday 8:00 A.M. – 6:00 P.M. and Saturday 9:00 A.M. – 12:00 P.M., except holidays. Tenant
shall be responsible for and shall pay for any increased building security costs, HVAC costs and utilities due to Tenant’s occupancy and the operation of HVAC and utilities services outside the normal Building hours for those services which are
specifically requested in writing by Tenant; provided, that Tenant shall have the right to audit such costs in the same manner as Tenant’s right to audit Operating Expenses pursuant to Article 7 of this Lease. 

(b) Tenant shall not use the name of the Building in which the Premises are located, in connection with any business
carried on in the Premises (except as Tenant’s address) without written consent of Landlord. 
 (c) Tenant
shall not manufacture, assemble or store materials inside the Common Areas outside of Building. 
 (d) Hazardous
material. Tenant shall not bring or permit its agents, employees or contractors to bring on the Premises any asbestos, lead, PCBs, petroleum or petroleum products, explosives, toxic materials, or substances defined as hazardous wastes, hazardous
materials, or hazardous substances under any federal, state, or local law or regulation, excluding normal office and janitorial supplies (“Hazardous Materials”) unless licensed by the state of Utah and approved by Landlord. Tenant’s
violation of the foregoing prohibition shall constitute a material breach and Tenant Event of Default under Section 18 of this Lease Tenant shall indemnify, hold harmless and defend Landlord from and against any claims, damages, penalties,
liabilities, and costs (including 

  
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reasonable attorneys’ fees and court costs) caused by or arising out of (i) a violation of the foregoing prohibition or (ii) the use or any release of any Hazardous Materials by
Tenant or its agents, employees, contractors, or customers on, under, or about the Premises during Tenant’s occupancy or control of the Premises. Tenant shall clean up, remove, remediate and repair any soil or ground water contamination and
damage caused by the presence or release by Tenant or its agents, employees, contractors, or customers of any Hazardous Materials in, on, under, or about the Premises during Tenant’s occupancy of the Premises in conformance with the
requirements of applicable law. Tenant shall immediately give Landlord written notice of any suspected breach of this Paragraph, upon learning of the presence or any release of any Hazardous Materials, and upon receiving any notices from
governmental agencies pertaining to Hazardous Materials which may affect the Premises. The obligations of Tenant hereunder shall survive the expiration or earlier termination, for any reason, of this Lease. 

 

	6.	 LANDLORD’S SERVICES. 

 Landlord shall maintain the roof, roof membrane and structural elements of the Premises and Building (collectively, the “Shell”) the cost of which shall be part of operating expense paid by
Tenant. Landlord shall ensure that all costs, taxes, insurances for the Building that are then due and payable are paid as of and through the Rent Commencement Date. Landlord shall provide reasonable heating, ventilation, and air conditioning
required for the comfortable occupancy and operation of the Premises during all hours of Tenant’s operation and at such other times as Tenant may reasonably request, the cost of which shall be part of operating expense paid by Tenant. Landlord
shall also furnish water, gas, light, power, electricity, telephone, trash pick-up, snow removal of parking lots and salting/sanding of parking lot sidewalks to prevent a slippery walkway and sewer services and utilities to the Premises as are
reasonable and customary for tenants engaged in Tenant’s business at the Premises, the cost of which shall be part of operating expense paid by Tenant. However, Landlord shall not be responsible for any interruption in such utility services
that is not directly caused by Landlord. 
  

	7.	 OPERATING EXPENSES – IMPROVEMENTS, REPAIRS, MAINTENANCE, REPLACEMENT, INSURANCE, TAXES AND PROPERTY MANAGEMENT.

 This Lease shall be a triple net lease for the Base Term (not the Storage Term), therefore
all operating expenses and utilities are passed through to the tenants in the Building. Since the Premises is part of the Building, Tenant is responsible for its prorata share of all operating expenses for the Building including but not limited to
the following Building services: repairs, maintenance, replacement with respect to the Common Areas (including the roof, shell, pavement and resurfacing of the parking lot and sidewalks), heating, ventilation and air conditioning (“HVAC”),
plumbing, glass, electrical, power generator (connected for operation of the Premises and all equipment located therein during power outages), battery backup, card access for the doors for the Building, door hardware, locks and keys, video
monitoring systems, alarm systems, Common Area utilities, utilities for the Building (provided that such utilities are not metered separately as to the Premises), Common Area janitorial services, maintenance services, security services, snow
removal, water, sewer and garbage, insurance, property taxes and assessments, and third party property management fees incurred in the operation and management of the Building and the Common Areas (collectively, “Operating Expenses”).
Operating Expenses for repairs or replacements of a capital nature (whether 

  
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or not capitalized), such as improvements, repairs or replacements to the parking lot or other paved areas, and Tenant’s obligation shall be amortized over the useful life of the improvement
in accordance with generally accepted accounting principles, but in no event shall Tenant be obligated to pay any portion of such amortized costs extending beyond the Term of this Lease. 

For purposes of this Lease, Operating Expenses shall specifically exclude electric, gas and security (if any) for
Tenant’s Use of the Premises to the extent that such charges are separately billed to Tenant and are the sole responsibility of Tenant. Tenant agrees to use landlord-provided janitorial services, which shall be charged to Tenant directly or as
Operating Expenses. Tenant shall separately contract and pay for security services for Tenant’s Premises if desired by Tenant. Building common area security, if provided by Landlord, is not responsible for security for Tenant’s Premises
and is only there for convenience. If due to the nature of Tenant’s business, Landlord requires additional security for the Building or Premises, this will be at Tenant’s expense and billed directly to Tenant. Operating Expenses shall
further exclude (i) amounts reimbursable from insurance proceeds or under warranty or paid for by any other tenant in the Building or any third party, (ii) interest, late charges or penalties incurred as a result of Landlord’s failure
to pay bills in a timely manner; (iii) any charge for depreciation, interest on encumbrances or ground rents paid or incurred by Landlord; (iv) brokerage or leasing commissions; (v) amounts incurred to remediate any Hazardous
Materials (as defined below) not caused by Tenant. 
 Proration of Operating Expenses and Utilities shall be on
a square footage basis adjusted for hours of operation and Tenant’s proration shall be calculated by multiplying the Operating Expenses by a fraction, the numerator being the rentable square feet of the Premises and the denominator being the
total rentable square feet of the Building (including any space occupied by Landlord) adjusted based on Tenant’s hours of operation. Tenant’s pro rata share of Operating Expenses is currently estimated at $5.00 per rentable square
foot. Utility Expenses are currently estimated at $1.95 per rentable square foot. The total Operating Expenses shall be prorated and be payable by Tenant as Additional Rent on a monthly basis as follows: 

(a) Tenant’s prorated share of the Operating Expenses shall be computed and paid in monthly estimated payments as
estimated by Landlord, in Landlord’s reasonable discretion. Such Additional Rent shall be paid by Tenant on or before the 1st day of each month with Base Rent for such month. As soon as is reasonably possible following the end of each calendar
year, Landlord shall furnish to Tenant a statement showing the Building’s actual Operating Expenses for the preceding calendar year and Tenant’s pro rata share thereof. In the case of a deficiency, Tenant shall promptly remit its pro rata
share of such deficiency to Landlord within fifteen (15) days following receipt of Landlord’s statement of actual expenses. In the case of a surplus, Landlord shall either apply said surplus to the next installment of Additional Rent for
Operating Expenses due from Tenant under this Lease, or promptly refund the same to Tenant within thirty (30) days (including following the expiration of the Term hereof). In the event that during all or any portion of any calendar year the
Building is not fully rented and occupied, Landlord may elect to make an appropriate adjustment in Operating Costs for such year, using sound accounting and management principles to determine the total Operating Costs that would have been paid or
incurred by Landlord had the Building been fully rented and occupied. The amount so determined shall be deemed to have been Operating Costs for such year. 

  
 6 

 (b) Tenant may review, at its sole cost and expense, any Operating Expenses
prorated to Tenant by Landlord including, without limitation, any assessed property taxes. Landlord shall make available the applicable statements and invoices supporting the actual Operating Expenses available to Tenant for review. Tenant shall
have the right to come in to Landlords accounting office, on reasonable prior notice to Landlord, to examine and review copies of the records pertaining to the Operating Expenses on an annual basis after Tenant has receipt the statement of actual
expenses from Landlord. The reasonable cost to receive copies of these statements will be covered by the Tenant except as otherwise expressly provided herein. If such annual examination shall disclose any overcharge by Landlord, Landlord shall
promptly reimburse Tenant for any overpayment of Tenant’s proportionate share of Operating Expense. 
  

	8.	 ALTERATIONS. 

 (a) Tenant will not make or suffer to be made any alterations, additions or improvements in excess of $5,000.00 excluding the initial Tenant Improvements (collectively “Alterations”) to or upon
the Premises, the Building, or any part thereof, or attach any fixtures or equipment thereto, without first obtaining Landlord’s written approval. Tenant will provide Landlord with three detailed drawings of Tenants desired Alterations for
approval prior to any Alterations being started. When approved, Landlord will return one copy of the drawings to Tenant with Landlords signature of approval. Any Alterations to or upon the Premises shall be made by Tenant, at Tenant’s sole cost
and expense, provided that any architect and or contractor selected by Tenant to make the same shall be subject to Landlord’s reasonable prior written approval. All Alterations which are permanent in character, including wiring for phone,
computer, cabling, or other networks, made in or upon the Premises either by Tenant or Landlord, may at the option of Landlord, become Landlord’s property and, at the end of the term or any extension hereof, shall remain on the Premises without
compensation to Tenant, unless Landlord request that Tenant remove any such Alterations. Notwithstanding the above, Tenant’s work stations, trade fixtures, furniture, equipment, telecommunications, data and network equipment and switches and
other items of personal property brought onto the Premises shall not constitute Alterations hereunder and shall remain Tenant’s property upon the expiration or earlier termination of this Lease. 

(b) All Alterations shall, when completed, be of such a character as not to lessen the value of the Premises or such
improvements as may be located thereon. Any Alterations shall be made promptly and in a good workmanlike manner, and in compliance with all applicable permits, building and zoning laws, and with all other laws, ordinances, orders, rules, regulations
and requirements of all applicable federal, state and municipal governments, departments, commissions, boards and offices. The costs of any such Alterations shall be paid by Tenant, such that the Premises be free of liens, for services performed,
labor and material supplied or claimed to have been supplied. Before any Alterations shall be commenced, Tenant shall pay any increase in premiums on insurance policies (provided for herein) or ensure adequate coverage is in place for all risks
related to the construction of such. Alterations and the increased value of the Premises. 
  

	9.	 LIENS. 

 Tenant shall keep the Premises and the Building free from any mechanics’ and/or material men’s liens or other liens arising out of any work performed, materials furnished or obligations

  
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incurred by Tenant. Tenant shall notify Landlord in writing at least seventy-two (72) hours before any work or activity is to commence on the Premises which may give rise to such liens to
allow Landlord to post and keep posted on the Premises any notices which Landlord may deem to be proper for the protection of Landlord and the Premises from such liens. If any mechanic’s lien or other liens or orders for the payment of money or
any notice of intention to file a lien shall be filed against the Premises, or the Building by reason of, or arising out of any labor or materials furnished or alleged to have been furnished or to be furnished or for the Demised Premises on behalf
of Tenant, or for, or by reason of any change, alteration or addition or the cost or expense thereof or any contract relating thereto, or against the interest of Landlord, Tenant shall cause same to be canceled and discharged of record by bond or
otherwise as allowed by law at the expense of Tenant within ten (10) days after the filing thereof. 
  

	10.	 DESTRUCTION OR DAMAGE. 

 (a) If the Premises or the Building is partially damaged by fire, earthquake, other insured peril, or other act of God, Landlord shall repair the same at Landlord’s expense, subject to the provisions
of this Article and provided such repairs can, in Landlord’s reasonable opinion, be made within sixty (60) days. During such repairs, this Lease shall remain in full force and effect, except that if there shall be damage to the Premises or
the Building and such damage is not the result of the negligence or willful misconduct of Tenant, Tenant’s employees, agents, or invitees, Rent shall be abated for such portion of Premises and period of time as the Premises was unusable by
Tenant, provided that such abated rent is a covered loss payable to Landlord under its insurance policy. 
 (b)
If in Landlord’s reasonable opinion the partially damaged Premises or the Building can be repaired, but not within sixty (60) days, the Landlord may elect, upon written notice to Tenant within thirty (30) days of such damages, to
repair such damages over a longer time period and continue this Lease in full force and effect, subject to rent abatement as described in the foregoing paragraph. Landlord’s notice shall include a good faith estimate of the expected completion
date of such repair based on the best information reasonably available to Landlord prior to sending the notice. In the event such repairs cannot be made within an additional sixty (60) days, Tenant shall have the option to terminate this Lease
provided that written notice is given to Landlord within thirty (30) days of receipt of Landlord’s notice stated in this paragraph. 
 (c) If the partially damaged Premises or the Building is to be repaired under this Article, Landlord at its sole cost and expense shall repair such damages to the Building, the Premises and the Tenant
Improvements supplied by Landlord herein. Except in the event of Landlord’s gross negligence or willful misconduct or the extent that Landlord receives insurance proceeds therefor, Tenant shall be responsible for repairing and/or replacing any
damage to Tenant’s equipment, furniture and fixtures, and other Alterations, additions and improvements made by Tenant to the Premises and the Building. 
 (d) If in Landlord’s reasonable opinion, the Premises or the Building is totally or substantially destroyed (i.e. cannot be repaired within sixty (60) days and Landlord does not elect to repair
anyway or Tenant elects to terminate as provided above) by fire or other casualty, this Lease shall terminate upon notice by Landlord. 

  
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	11.	 RELEASE AND WAIVER OF SUBROGATION. 

 Notwithstanding anything to the contrary in this Lease, Landlord and Tenant hereby waive any and all rights of recovery against the other, directly, or by way of subrogation or otherwise, and against the
officers, partners, directors, employees, agents, property managers, and representatives of the other, for loss of or damage to the property of the waiving party where such loss or damage would either be covered by the policies of insurance required
under this Lease if such insurance were maintained at time of the loss or damage (whether or not such insurance is in effect) or to the extent that such loss or damage is actually covered by any other insurance or to the extent such loss or damage
would normally be covered by “all risk” or “special form” property insurance. Each party shall inform its respective insurance carriers of this waiver in the manner required with respect to policies issued by such carriers or
otherwise arrange, so that the coverage afforded thereby is not adversely affected. 
  

	12.	 INDEMNIFICATION. 

 Tenant agrees to indemnify, defend and hold harmless Landlord and its officers, directors, partners, employees, property management company and agents (the “Landlord’s Agents”) from and
against all liabilities, judgments, demands, actions, expenses or claims, including reasonable attorney’s fees and court costs, for injury to or death of any person, the release of any hazardous materials, or for damages to any property to the
extent arising out of or connected with (i) the use, occupancy or enjoyment of the Premises, Building, or Common Areas by Tenant or Tenant’s agents, employees, invitees, licensees, or contractors (the “Tenant’s Agents”) in
violation of this Lease or of applicable law, or any work or activity performed by Tenant or by Tenant’s Agents in, or about the Premises, Building, or commons areas, including any Tenant improvements, (ii) any breach or default in the
performance of any obligation of Tenant under this Lease, (iii) any gross negligence or willful misconduct of Tenant or Tenant’s Agents. Notwithstanding the foregoing, Tenant shall not be liable to the extent that damage or injury is
determined ultimately to be caused by the gross negligence or willful misconduct of Landlord or Landlord’s employees, agents, invitees, licensees, property management, or contractors (“Landlord’s Agents”). The indemnification
contained herein shall survive for one (1) year after the expiration or earlier termination of this Lease as to acts occurring prior to such expiration or termination. 

In the event that a backup electric power system is installed to service the Premises, Tenant specifically agrees to hold
harmless and indemnify Landlord, its agents, employees and property management company, from any claims, including, but not limited to, economic loss, personal injury and property damage, arising out of any failure or malfunction of said system,
regardless of the cause of said failure or malfunction. The backup electric power generator and battery backup system is fully functional, in good working condition, inspected, tested, and maintained on a regular maintenance schedule. 

Landlord agrees to indemnify, defend and hold harmless Tenant and Tenant’s Agents from and against all liabilities,
judgments, demands, actions, expenses or claims, including reasonable attorneys’ fees and court costs, for injury to or death of any person, the release of any hazardous materials as defined by any regulating agency or for damages to any
property to the extent arising out of or connected with (i) the use, management or operation of the Premises, the Building or the 

  
 9 

 
Common Areas by Landlord or by Landlord’s Agents, or any work or activity performed by Landlord or by Landlord’s Agents in, on or about the Building, (ii) any breach or default in
the performance of any obligation of Landlord under this Lease, or (iii) any gross negligence or willful misconduct of Landlord or Landlord’s Agents. Notwithstanding the foregoing, Landlord shall not be liable to the extent that damage or
injury is determined ultimately to be caused by the gross negligence or willful misconduct of Tenant or Tenant’s Agents. The indemnification contained herein shall survive for one (1) year after the expiration or earlier termination of
this Lease as to acts occurring prior to such expiration or termination. 
  

	13.	 COMPLIANCE WITH LEGAL REQUIREMENTS. 

Tenant shall, at its sole cost and expense, promptly comply with all laws, statutes, ordinances and governmental rules,
regulations or requirements now in force or which may hereafter be in force, the requirements of any board of fire underwriters or other similar body now or hereafter constituted, any direction or occupancy certificate issued pursuant to any law by
any public officer or officers, as well as the provisions of all recorded documents affecting the Premises, (collectively the “Applicable Laws”), insofar as any thereof relate to or affect Tenant’s 

Use of the Premises, the Building, or Common Areas, excluding requirements of structural changes now related to or
affected by improvements made by or for Tenant. 
 Notwithstanding the foregoing, (i) Landlord shall, at
its sole cost and expense, promptly comply with all Applicable Laws, including the American with Disabilities Act (“ADA”), insofar as any thereof relate to or affect Landlord’s obligations under this Lease, or its ownership of the
Building or the Common Areas, its delivery of the premises to the Tenant in compliance to ADA requirements, except for Tenant’s requirements with respect to Tenant’s Use of the Premises in the immediately preceding paragraph herein and
(ii) Tenant shall not be required to comply with or cause the Premises to comply with any Applicable Laws requiring the construction of Alterations unless such compliance is necessitated solely due to Tenant’s particular use of the
Premises and any Tenant Alterations. 
  

	14.	 INSURANCE.  

 (a) Commercial General Liability. Landlord and Tenant shall each maintain a Commercial General Liability policy including all coverage’s normally provided therein. Tenant’s policy shall
specifically name Landlord and Landlord’s agents, including Management Services, as an additional insured, and shall provide a cancellation period of thirty (30) days upon prior written notice to Landlord of any cancellation. A Certificate
of Insurance shall be provided to Landlord. All polices of insurance shall be issued by responsible insurance companies licensed to do business in the State of Utah. 
 The minimum limits of coverage acceptable are: 
  

	 	(i)	 $1,000,000 Each Occurrence Combined Single Limit for Bodily Injury and Property Damage 

and 
  

	 	(ii)	 $2,000,000 Annual Aggregate 

  
 10 

 (b) Premises and Building Insurance. Landlord shall insure the
Premises and Building, including Landlord supplied Core and Shell and Tenant Improvements as deemed necessary in Landlord’s reasonable discretion. The costs of such insurance shall be treated as an Operating Expense in accordance with
Section 7 of this Lease. All policies of insurance shall be issued by responsible insurance companies licensed to do business in the State of Utah. 
 (c) Tenant’s Additional Insurance. Tenant shall, at its sole cost and expense, cause all equipment, machinery, furniture and fixtures, personal property, and Alterations supplied by Tenant
from time to time used or intended to be used in connection with the operation and maintenance of the Premises, to be insured by Tenant against loss or damage for its full replacement cost. Except for losses caused by Landlord’s gross
negligence or willful misconduct, Landlord is in no way liable for any uninsured Tenant’s property. 
  

	15.	 ASSIGNMENT AND SUBLETTING. 

 (a) To Affiliate. Tenant shall have the right to sublet or assign this Lease to (i) any related entity, affiliate or licensee or any entity that controls, is controlled by, or is under common
control with Tenant, (ii) any entity that acquires all or substantially all of the assets of Tenant, or (iii) any entity into which Tenant is merged or consolidated, without Landlord’s prior approval or consent; provided, however,
that Tenant will provide Landlord written notice of any such event. Notwithstanding anything to the contrary herein, Tenant shall not be required to pay Landlord any amount in connection with any sublease or assignment under this Section 15(a),
provided that Tenant is not then in Default under the Lease. 
 (b) To Third Parties. Tenant shall not
assign this Lease or any interest therein, nor lease or sublet the said Premises, or any part thereof, or any right or privilege appurtenant thereto, nor permit the occupancy or use of any part thereof by any other person, without the prior written
consent of Landlord. A consent to one assignment, subletting, occupancy or use, shall not be construed as a consent to any subsequent assignment, subletting, occupancy or use. Any such assignment, subletting, occupancy or use, without the prior
written consent of Landlord, shall at the option of Landlord terminate this Lease and any such purported assignment, sublease occupancy or use shall be null and void. 

(c) Any request of Landlord to permit the assignment or subletting of this Lease shall be accompanied by Tenant’s
check in the amount of Five Hundred and No/100 Dollars ($500.00) which shall be retained by Landlord in the event that such assignment or subletting is permitted, or returned to Tenant in the event such is denied. 

(d) Any rents or other considerations realized by Tenant under any such sublease or assignment in excess of the Rents
here under, after Tenant fully recovers and amortizatizes reasonable costs of extra tenant improvements for which Tenant has paid and reasonable subletting and assignment costs, (including, without limitation, any broker’s fees or commissions),
shall be divided and paid fifty (50%) percent to Landlord and fifty (50%) percent to Tenant. All Rents paid by sub tenants and assignees are to be paid directly to Landlord. 

  
 11 

	16.	 RULES. 

 Tenant shall faithfully observe and comply with the rules and regulations set forth in Exhibit C attached hereto, and those reasonable rules and regulations promulgated by Landlord hereafter during
the Term (collectively, the “Rules”). Landlord must apply all Rules equitably against all tenants in the Building, but shall not be responsible to Tenant for the non-performance by other tenants in the Building, or any adjacent
buildings’ tenants, of any of said Rules. 
  

	17.	 ENTRY BY LANDLORD. 

 Upon reasonable notice to Tenant, Landlord may enter the Premises or the Building at reasonable hours (a) inspect the same, (b) show the same to prospective purchasers, lenders or tenants,
(c) determine whether Tenant is complying with all of Tenant’s obligations hereunder, (d) post notices of non-responsibility or (e) make repairs required of Landlord under this Lease, repairs to adjoining space or utility
service, or make repairs, alterations or improvements to the Building, provided that all such work shall be done as promptly as possible and that Landlord shall not unreasonably interfere with Tenant’s operations at the Premises upon any such
entry. Tenant hereby waives any claim for damages for any inconvenience to or interference with Tenant’s business, any loss of occupancy or quiet enjoyment of the Premises occasioned by such reasonable entry, provided that such waiver shall not
extend to any damages caused by the gross negligence or willful misconduct of Landlord. Landlord shall at all times have and retain a key to unlock all doors in, on or about the Premises (excluding Tenant’s vaults, safes and similar areas
designated in writing by Tenant). In the event of an emergency, Landlord shall have the right to use any and all means which Landlord may deem proper to enter the Premises, without notice, for the limited purpose of abating such emergency. Such
emergency entrance shall not be construed or deemed to be a forcible or unlawful entry into or a detainer of the Premises or an eviction, actual or constructive, of Tenant from the Premises, or any portion thereof. Notwithstanding any of the
foregoing, Landlord shall use is best efforts not to interfere with or disrupt Tenant’s normal business operations upon any such entry. 
  

	18.	 EVENTS OF DEFAULT. 

 The occurrence of any one or more of the following events (each, a “Tenant Event of Default”) shall constitute a breach of this Lease by Tenant: (a) if Tenant fails to pay Base Rent,
estimated Operating Expenses, or estimated Utility Expenses when and as the same becomes due and payable and such failure continues for more than ten (10) days after written notice thereof is delivered to Tenant, or (b) if Tenant fails to
pay any Rent (other than Base Rent, estimated Operating Expenses, or estimated Utility Expenses) when and as the same becomes due and payable and such failure continues for more than ten (10) days after written notice thereof is delivered to
Tenant; or (c) if Tenant fails to perform or observe any material term or condition of this Lease, such failure continues for more than thirty (30) days after written notice from Landlord is delivered to Tenant, and Tenant does not within
such period begin with due diligence and dispatch the curing of such default, or, having so began, thereafter fails or neglects to complete with due diligence and dispatch the curing of such default; or (d) if Tenant shall make a general
assignment for the benefit of creditors, or shall admit in writing its inability to pay its debts as they become due or shall file a petition in bankruptcy, or shall be adjudicated as bankrupt or insolvent, or shall file a petition

  
 12 

 
seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under any present or future statute, law or regulation, or shall file any answer
admitting or shall fail timely to contest the material allegations of a petition filed against it in any such proceeding, or shall seek or consent to or acquiesce in the appointment of any trustee, receiver or liquidator of Tenant or any material
part of its properties; or (e) if within thirty (30) days after the commencement of any proceeding against Tenant seeking any reorganization, arrangement, composition, readjustment, liquidation, dissolution or similar relief under any
present or future statute, law or regulation, such proceeding shall not have been dismissed, or if, within thirty (30) days after the appointment without the consent or acquiescence of Tenant, of any trustee, receiver or liquidator of Tenant or
of any material part of its properties, such appointment shall not have been vacated; or (f) abandonment of the Premises for a continuous period in excess of fifteen (15) days, or (g) if this Lease or any estate of Tenant hereunder
shall be levied upon under any attachment or execution and such attachment or execution is not vacated within ten (10) days of receipt thereof by Tenant. 
  

	19.	 TERMINATION UPON TENANT’S DEFAULT. 

If a Tenant Event of Default shall occur, Landlord at any time thereafter may give a written termination notice to Tenant,
and on the date specified in such notice (which shall not be less than three (3) business days after service) Tenant’s right to possession shall terminate and this Lease shall terminate, unless on or before such date all past due Rent,
arrearages and other sums then due and owing by Tenant under this Lease, including reasonable costs and attorneys’ fees incurred by or on behalf of Landlord, shall have been paid by Tenant and any other existing Tenant Event of Default shall
have been fully cured to the satisfaction of Landlord. Upon such termination, Landlord may recover from Tenant: 

(a) all unpaid Rent which had been earned and is due and owing at the time of termination; plus Landlord also may recover
any future rent as the same comes due less any amounts paid by future tenants or together saved by Landlords mitigation of its damages together with 
 (b) the present value of the amount by which the Rent which would have been earned after termination for the remainder of the Term exceeds the amount of such Rent loss that Tenant proves could have been
reasonably avoided; and plus 
 (c) any other amount reasonably necessary to compensate Landlord for any loss or
damages incurred by Landlord as a result of any Tenant Event of Default hereunder; and plus 
 (d) any other
amount reasonably necessary to compensate Landlord for all the detriment proximately caused by Tenant’s failure to perform its obligations under the Lease or which in the ordinary course of things would be likely to result therefrom; and/or

 (e) At Landlord’s elections, such other amounts in addition or in lieu of the foregoing as may be
permitted from time to time herein or by applicable law. 
 The “worth at the time of award” of the
amounts referred to in clauses (a) and (b) above is computed by allowing interest at the rate of 12% per annum. The “worth at the time of award” of the 

  
 13 

 
amount referred to in clause (c) above means the monthly sum of the Rents under the Lease. Failure of Landlord to declare any default immediately upon occurrence thereof, or delay in taking
any action in connection therewith, shall not waive such default, but Landlord shall have the right to declare any such default at any time thereafter. 
  

	20.	 CONTINUATION AFTER DEFAULT. 

 Notwithstanding the occurrence and continuance of a Tenant Event of Default, this Lease shall continue in effect as long as Landlord does not terminate Tenant’s right to possession, and Landlord may
enforce all of its rights and remedies under this Lease, including the right to recover Rent as the same becomes due hereunder. Acts of maintenance or preservation or efforts to relet the Premises or the appointment of a receiver upon initiative of
Landlord to protect Landlord’s interest under this Lease shall not constitute a termination of Tenant’s right to possession. If any fixture, equipment, improvement, installation or appurtenance shall be required to be removed from the
Premises and/or the Building by Tenant pursuant to the terms of this Lease, then (in addition to all other rights and remedies) Landlord may, to the extent that Tenant fails to remove the same as required herein promptly following any notice of
termination from Landlord, at its election by written notice to Tenant deem that the same has been abandoned by Tenant to Landlord. Following any such notice of abandonment, Landlord may remove and store the same and restore the Premises to the
condition required at termination of the Lease as provided herein at the reasonable expense of Tenant, which shall be Additional Rent hereunder to be paid within ten (10) days after written notice to Tenant of such expense. 

 

	21.	 LANDLORD’S DEFAULT AND TENANT’S REMEDIES. 

Without excluding any other matters that might otherwise constitute a default by Landlord, Landlord’s omission of any
act required of Landlord under this Lease within a reasonable time, but in no event less than sixty (60) days, after written notice to do so or Landlord’s commission of any act prohibited by Landlord under this Lease shall constitute an
event of default (each, a “Landlord Event of Default”) unless Landlord corrects or begin to correct the Landlord Event of Default within a reasonable time under the circumstances, following written notice of such event by Tenant to
Landlord. A reasonable time for said correction shall be deemed to be the time, if any, as expressly permitted under the applicable provision of this Lease. If a Landlord Event of Default occurs and is continuing hereunder, Tenant may pursue any
remedies available under this Lease or at law or in equity. 
  

	22.	 LANDLORD’S RIGHT TO CURE TENANT DEFAULTS. 

All terms and provisions to be performed by Tenant under this Lease shall be at Tenant’s sole cost and expense and
without any abatement of Rent. If a Tenant Event of Default (other than a Rent payment default) occurs and is continuing hereunder, Landlord may, but shall not be obligated, and without waiving or releasing Tenant from any obligations of Tenant,
make any payment or perform any act on Tenant’s part to be made or performed as provided in this Lease. Tenant shall pay to Landlord upon demand as Additional Rent hereunder the cost of same plus twenty (20%) for overhead together with
interest from the date of payment by Landlord until repaid by Tenant, as a late charge. Any such amount shall be payable by Tenant to Landlord within fifteen (15) days of written notice from Landlord. 

  
 14 

	23.	 OTHER RELIEF. 

 The remedies provided for in this Lease are in addition to any other remedies available to Landlord and Tenant at law or in equity, by statute or otherwise. 

 

	24.	 ATTORNEYS’ FEES. 

 In the event either party places at issue the enforcement or interpretation of this Lease, or any part thereof, or the collection of any Rents, or recovery of the possession of the Premises, or files suit
upon the same, then the prevailing party shall recover its reasonable attorneys’ fees and costs. 
  

	25.	 EMINENT DOMAIN. 

 If all or any part of the Premises, the Building or the Common Areas shall be taken or conveyed as a result of the exercise of the power of eminent domain, this Lease shall terminate as to the part so
taken as of the date of taking, and, in the case of a partial taking, either Landlord or Tenant shall have the right to terminate this Lease as to the balance of the Premises by written notice to the other within thirty (30) days after such
date; provided, however, that a condition to the exercise by either party of such right to terminate shall be that the portion of the Premises, the Building or the Common Areas taken or conveyed shall be of such extent and nature as to handicap,
impede or impair Tenant’s use of the balance of the Premises for Tenant’s Use. In the event of any taking, Landlord shall be entitled to any and all compensation, damages, income, rent awards or any interest therein whatsoever which may be
paid or made in connection therewith, and Tenant shall have no claim against Landlord for the value of any unexpired term of this Lease or otherwise, provided that Tenant shall be entitled to any and all compensation, damages, income, rent or awards
paid for or on account of Tenant’s moving expenses, trade fixtures, equipment and any leasehold improvements in the Premises, the cost of which was borne by Tenant. In the event of a taking of the Premises which does not result in a termination
of this Lease, the monthly rental herein shall be apportioned as of the date of such taking so that thereafter the Rents to be paid by Tenant shall be in the ratio that the area of the Premises not so taken bears to the total area of the Premises
prior to such taking. 
  

	26.	 SUBORDINATION, ATTORNMENT & NONDISTURBANCE; AND ESTOPPEL CERTIFICATE. 

At Landlord’s request, Tenant agrees to execute, acknowledge, and deliver to Landlord, within ten (10) business
days a subordination, attornment & nondisturbance agreement, subject to Landlord’s reasonably proposed form(s) (each, a “SNDA”). Such SNDA shall subordinate this Lease to any ground lease, mortgage, deed of trust, or any
other hypothecation for security now or hereafter placed upon the Premises, the Building or the Common Areas, or any part thereof, to any and all advances made on the security, and to all renewals, modification, consolidations, replacements and
extensions thereof, whether this Lease is dated prior or subsequent to the date of said ground lease, mortgage, deed of trust or other hypothecation or the date of recording thereof. 

  
 15 

 
Further, at Landlord’s request. Tenant agrees to execute, acknowledge, and deliver to Landlord, within ten (10) business days following such request, an estoppel certificate, subject to
Landlord’s reasonably proposed form(s) (each, an “Estoppel Certificate”). Such SNDA and Estoppel Certificate may be relied upon by any prospective purchaser, mortgagee, or beneficiary under any ground lease, mortgage, deed of trust,
or any other hypothecation of the Premises, the Building, or the Common Areas, or any part thereof Notwithstanding anything to the contrary herein or in any SNDA, Tenant’s right to quiet possession of the Premises shall not be disturbed so long
as no Tenant Event of Default has occurred and is continuing under this Lease, unless this Lease is otherwise terminated pursuant to its terms. 
 In the event that Tenant fails to execute, acknowledge, and deliver to Landlord such Subordination Agreement and Estoppel Certificate within ten (10) business days of Landlord’s request, the
parties herein expressly agree that Tenant shall be deemed in default of the Lease without further notice. In event of such Tenant default, Landlord may terminate this Lease or the parties herein further expressly agree that the Subordination
Agreement and Estoppel Certificate (to the extent factually accurate to the best of the Landlord’s knowledge at the time of delivery to third parties) are deemed to have been executed by Tenant, 

 

	27.	 NO MERGER. 

 The voluntary or other surrender of this Lease by Tenant, or a mutual cancellation thereof, shall not work a merger, and shall, at the option of Landlord terminate all or any existing subleases or
subtenancies, or may, at the option of Landlord, operate as an assignment to it of any or all such subleases or subtenancies. 
  

	28.	 SALE. 

 In the event Landlord named hereunder, or any successor owner of the Building and the Common Areas shall sell or convey the Building and the Common Areas, such party shall be and hereby is entirely freed
and relieved of all covenants and obligations of Landlord hereunder, provided that it shall be deemed and construed without further agreement between the parties or their successors in interest, that the purchaser of the Building and Common Areas
has assumed and agreed to carry out any and all covenants and obligations of Landlord hereunder.(including, without limitation, the obligation to refund the Security Deposit (as defined below) as set forth in this Lease). Upon any such sale, all
such liabilities and obligations of Landlord shall be binding upon the new owner. Tenant agrees to attorn to such new owner. 
  

	29.	 NO NATURAL LIGHT OR VIEW EASEMENT. 

 Any diminution or obstruction of light or view by any structure erected on lands adjacent to the Building shall in no way affect this Lease or impose any liability on Landlord. 

 

	30.	 SIGNAGE. 

 Tenant shall have the right to suite, lobby, building signage, and monument signage to be installed and maintained at Tenant’s sole cost and expense. All signage is subject to the prior written

  
 16 

 
approval of Landlord, not to be unreasonably withheld or delayed, and to the extent required by any applicable law or ordinance, the prior approval of the any applicable agencies of South Jordan,
Utah (the “City”) and Salt Lake County, Utah (the “County”). Landlord shall use reasonable efforts to cooperate with Tenant to secure any required City and County approvals. 

 

	31.	 HOLDING OVER. 

 If, without objection by Landlord, Tenant holds possession of the Premises after expiration of the Term, Tenant shall become a tenant from month-to-month upon the terms herein specified, at a monthly Base
Rent equivalent to One Hundred and Ten (110%) percent of the Base Rent in effect at the end of the then current Term, with such Base Rent payable in advance on or before the 1st day of each month. Either party may give thirty (30) days
prior notice of its intent to terminate the month-to-month tenancy. 
  

	32.	 ABANDONMENT. 

 If Tenant shall abandon the Premises, or be dispossessed by process of law or otherwise, any personal property belonging to Tenant and left on the Premises shall be deemed to be abandoned to Landlord, at
the option of Landlord, except such property as may be mortgaged to Landlord. 
  

	33.	 SECURITY DEPOSIT. 

 Landlord shall use Tenant’s prior Security Deposit of $20,000 (the “Security Deposit”) for the Initial Term. The Security Deposit shall be held by Landlord as security for the faithful
performance by Tenant of all of the provisions of this Lease to be performed or observed by Tenant. In the event Tenant fails to perform or observe any of the provisions of this Lease to be performed or observed by it within applicable notice and
cure periods, then, at the option of the Landlord, Landlord may (but shall not be obligated to do so) apply the Security Deposit, or so much thereof as may be necessary to remedy such default or to repair damages to the Premises caused by Tenant. In
the event Landlord applies any portion of the Security Deposit to remedy any such default or to repair damages to the Premises caused by Tenant, Tenant shall pay to Landlord, within thirty (30) days after written demand for such payment by
Landlord, all monies necessary to restore the Security Deposit up to the original amount. The Security Deposit remaining upon termination of this Lease shall be returned to Tenant, unless Tenant fails to turn over the Premises in the condition
required hereunder and Landlord provides written notice describing such failure including the estimated cost to repair or remedy such failure. 
  

	34.	 WAIVER. 

 All waivers by either party herein must be in writing and signed by such party. The waiver of any term or conditions herein shall not be deemed to be a waiver of any subsequent breach of the same or any
other agreement, condition or provision herein contained, nor shall any custom or practice which may grow upon between the parties in the administration of the terms hereof be construed to waive or to lessen the right of either party to insist upon
the performance by the other party in strict accordance with said terms. The subsequent acceptance of Rent hereunder by Landlord shall not be deemed to be a waiver of any breach by Tenant of any term or condition of this Lease, regardless of
Landlord’s knowledge of such breach at the time of acceptance of such Rent. 

  
 17 

	35.	 FORCE MAJEURE. 

 Landlord shall not be liable for delays in delivery or performance, or for failure to manufacture, deliver or perform when such delays or failures are caused by any event of Force Majeure, including
without limitation any of the following: acts of God, acts of the public enemy, acts or failures to act of the other party, the laws and regulations of the governmental priorities, military authority, strikes or other labor disturbances, hurricanes,
earthquakes, wildfires, floods, epidemics, embargoes, war, riots, delays in transportation, and loss or damage to goods in transit, or inability on account of causes beyond the reasonable control of Landlord to obtain necessary materials,
components, services, or facilities or other reason of a like nature not the fault of the party delayed in performing work or doing acts required under the terms of this Lease, in which event performance of such act shall be excused for the period
of such delay. 
  

	36.	 NOTICES. 

 All notices and demands which may or are required to be given by either party to the other under this Lease shall be in writing and shall be sent by registered or certified mail, return receipt requested
or by a reputable national overnight courier service, postage prepaid, or by hand delivery, addressed to the parties at their addresses set forth below: 
  

	 	(a)	 If to Landlord, at the following address: 

Fidelity Funding Company 
 c/o Property Management 
 20 West Century Parkway 

Salt Lake City, Utah 84115 
 Phone (801)466-3361 
 Fax (801)746-3447 

Email mgsv@integraonline.com 
  

	 	(b)	 If to Tenant, at the following address: 

 Extend Health, Inc. 
 330 Primrose Road, Suite 610 

Burlingame, California 94010 
 Phone (650) 292-7704 
 Fax (650-292-8744 

Email Joe.Murad@ExtendHealth.com 

Either party may designate such other address by written notice sent in compliance with this Section 36. Notice
shall be deemed to have been given (i) when received if hand-delivered, (ii) one day following deposit with a reputable national overnight carrier for next day delivery, and (iii) three days following deposit in the United States
mail. 

  
 18 

	37.	 Intentionally Deleted. 

  

	38.	 COMPLETE AGREEMENT. 

 There are no oral agreements between Landlord and Tenant affecting this Lease, and this Lease supersedes and cancels any and all previous negotiations, arrangements, brochures, agreements and
understandings, if any, between Landlord and Tenant with respect to the subject matter of this Lease. This Lease may not be altered, changed or amended, except by an instrument in writing signed by both parties hereto. 

 

	39.	 NO OPTION. 

 The submission of this Lease for examination does not constitute a reservation of or option for the leased premises and this Lease becomes effective as a Lease only upon execution and delivery thereof by
Landlord and Tenant. 
  

	40.	 WAIVER. 

 The waiver by Landlord or any breach of any term, covenant or condition herein contained shall not be deemed to be a waiver of any other term, covenant or condition or any subsequent breach of the same or
any other term, covenant, or condition herein contained. The subsequent acceptance of rent hereunder by Landlord shall not be deemed to be waiver of any preceding breach by Tenant of any term, covenant or condition of this lease, other than the
failure of tenant to pay the particular rental so accepted, regardless of Landlord’s knowledge of such preceding breach at the time of acceptance of such rent. 
  

	41.	 AUTHORITY. 

 Each of the parties to this Lease hereby covenants and warrants that (a) such the party is a duly authorized and validly existing entity under the laws in which it was formed, (b) such party is
qualified to do business in the state of Utah or will qualify to do business in the State of Utah prior to the Rent Commencement Date, (c) such entity has full right and authority to enter into this Lease, and (d) each person executing
this Lease on behalf of such entity is authorized to do so. 
  

	42.	 OCCUPANCY. 

 Any failure to occupy the Premises does not release the Tenant from the obligation of paying Rents or any other terms set forth herein. 

 

	43.	 MISCELLANEOUS. 

 (a) The words “Landlord” and “Tenant” as used herein shall include the plural as well as the singular. If there be more than one Tenant, the obligations hereunder imposed upon Tenant
shall be joint and several. This Lease may be executed in counter parts. 
 (b) Time is of the essence on this
Lease and each and all of its terms and conditions. 

  
 19 

 (c) The terms and conditions herein shall apply to and bind the heirs,
executors, administrators, successors and assigns of the parties hereto. 
 (d) The captions of this Lease are
solely to assist the parties and are not a part of the terms or conditions of this Lease. 
 This Lease shall be
governed by and construed in accordance with the laws of the State of Utah, and is deemed to be executed within the State of Utah. 
  

	44.	 SEVERABILITY. 

 If any term or provision of this Lease, or the application thereof to any person or circumstance, shall to any extent be invalid or unenforceable, the remainder of this Lease, or the application of such
provision to persons or circumstances other than those as to which it is invalid or unenforceable, shall not be affected thereby, and each provision of this Lease shall be valid and shall be enforceable to the extent permitted by law. 

 

	45.	 BROKERS. 

 Landlord is represented by Landlord and Tenant is represented by Tenant. 
  

	46.	 OTHER BROKERS. 

 Tenant agrees to hold Landlord harmless from any cost, expenses or liability for any compensation, commission or other charges claimed by any realtor, broker or agent other than Landlord’s
representative. 
  

	47.	 ATTACHMENTS. 

 The following, by reference hereto, are a part of this Lease: 
  

							
	 Exhibit A
	  	 	-	  	  	 Building Floor Plan

	 Exhibit B
	  	 	-	  	  	 Tenant Improvements

	 Exhibit C
	  	 	-	  	  	 Rules and Regulations

  
 20 

 IN WITNESS WHEREOF, the parties hereto have executed this Lease or,
as the case may be, have caused their officers thereunto duly authorized to execute this Lease. 
  

									
	 LANDLORD:
	  		 	 TENANT:

			
	 Fidelity Funding Company,
	  		 	 Extend Health, Inc., a Delaware Corporation

	 a Nevada Corporation
	  		 		 	
			
	 /s/ J.O. Kingston
	  		 	 /s/ Joe Murad

	 By:
	  	 J.O. Kingston, President of Fidelity
	  		 	 By:
	 	 Joe Murad

		  	 Funding Company
	  		 	 Its
	 	 SVP, Corp. Development

  
 21 

 EXHIBIT A 

BUILDING FLOOR PLAN 
 

 

  
 1 

 

 

  
 2 

 EXHIBIT B 

TENANT IMPROVEMENTS 
 Tenant accepts premises in as-is condition. 
 • 

IN WITNESS WHEREOF, the parties hereto have executed this Lease or, as the case may be, have caused their officers thereunto duly
authorized to execute this Lease. 
  

									
	 LANDLORD:
	  		 	 TENANT:

			
	 Fidelity Funding Company,
	  		 	 Extend Health, Inc., a Delaware Corporation

	 a Nevada Corporation
	  		 		 	
				
	 	  	 /s/ J.O. Kingston
	  		 	           /s/ Joe
Murad

	 By:
	  	 J.O. Kingston, President of Fidelity
	  		 	 By:
	 	 Joe Murad

		  	 Funding Company
	  		 	 Its
	 	 SVP, Corp. Development

  
 1 

 EXHIBIT C 

RULES AND REGULATIONS 
 1. The sidewalks, halls, passages, exits, entrances, elevators and stairways shall not be obstructed by any of the tenants or used by them for any purpose other than for ingress to and egress from their
respective premises. The halls, passages, exits entrances, elevators, stairways, balconies and roof are not for the use of the general public and the Landlord shall in all cases retain the right to control and prevent access thereto by all persons
whose presence in the judgment of the Landlord shall be prejudicial to the safety, character, reputation and interests of the Building and its tenants, provided that nothing herein contained shall be construed to prevent such access to persons with
whom a tenant normally deals in the ordinary course of tenant’s business unless such persons are engaged in illegal activities. No tenant and no employee or invites of any tenant shall go upon the roof of the Building without the prior consent
of Landlord. 
 2. After Tenant takes occupancy, Tenant shall not alter any lock or install any new or
additional locks or any bolts on any door in any premises without the written consent of the Landlord which shall not be unreasonably withheld or delayed. Landlord shall be entitled to keys to any altered lock or any new or additional locks to any
exterior doors to the Premises. 
 3. Toilet rooms, urinals, wash bowls and other apparatus shall not be used
for any purpose other than that for which they were constructed and no foreign substance of any kind whatsoever shall be thrown therein and the expense of any breakage, stoppage or damage resulting from the violation of this rule shall be borne by
the tenant who, or whose employees or invites shall have caused it. 
 4. No tenant shall overload the
structural bearing capacity of the floor of any premises, as determined by Landlord’s engineer. 
 5. No
furniture, freight or equipment of any extraordinary weight shall be brought into the Building without prior notice to Landlord and all moving of the same into or out of the Building shall be done at such time and in such manner as Landlord shall
designate. Landlord shall have the right to prescribe the weight, size and position of all safes and other heavy equipment brought into the Building and also the times and manner of moving the same in and out of the Building. Safes or other heavy
objects shall, if considered necessary by Landlord, stand on wood strips of such thickness as is necessary to properly distribute the weight. Landlord will not be responsible for loss of or damage to any such safe or property from any cause and all
damage done to the Building by moving or maintaining any such safe or other property shall be repaired at the expense of the responsible tenant. There shall not be used in any space, or in any public halls of the Building, either by any tenant or
others, any hand trucks, except those equipped with rubber tires and side guards. 
 6. Tenants shall not use,
keep or permit to be used or kept any noxious gas or substance in any Premises, or permit or suffer any Premises to be occupied or used in a manner offensive or objectionable to the Landlord or other occupants of the Building by reason of noise,
odors and/or vibrations or interfere in any way with other tenants or those having business therein, nor shall any animals or birds be brought in or kept in or about any of the premises or the Building. No tenant shall make or permit to be made any
unseemly or disturbing noises or disturb or interfere with the occupants of the neighboring buildings or premises or those having business with them whether by the use of any musical instrument, radio, phonograph, unusual noise or in any other way.
No tenant will throw anything out of doors or down passageways or over the railings. 

  
 1 

 7. Premises may not be used for manufacturing or for the storage of
merchandise except as such storage may be incidental to use of the premises for Tenant’s Use. No tenant shall occupy or permit any portion of his premises to be occupied as an office for a public stenographer or typist, or for the manufacture
or sale of liquor, narcotics or tobacco in any form. No tenant shall advertise for laborers giving an address of the premises. Premises shall not be used for lodging or sleeping or for any illegal purposes. Nothing herein shall limit the use of the
Premises for Tenant’s Use. 
 8. Tenant shall not overload any electrical circuits of the Building.

 9. Tenants shall not use or keep in the premises or the Building any kerosene, gasoline or flammable or
combustible fluid or material or use any method of heating or air conditioning other than that supplied by Landlord. 
 10. Tenants, upon termination of their tenancies, shall deliver to the landlord the keys to offices, rooms and toilet rooms which shall have been furnished or shall pay the Landlord the cost of replacing
same or of changing the lock or locks opened by such lost key if Landlord deems it necessary to make such change. 
 11. Tenants shall see that the doors of their premises and if applicable the Building are closed and securely locked before leaving the Building after normal building hours and must observe strict care
and caution that all water faucets or water apparatus are entirely shut off before leaving the Building and that all lighting fixtures and appliances (other than appliances that are traditionally run 24 hours a day) are turned off at the end of
Tenant’s hours of operation, so as to prevent waste or damage or any default or carelessness, the responsible tenant shall make good all injuries sustained by landlord and other tenants or occupants or the Building. 

12. Landlord reserves the right to exclude or expel from the Building any person who in the judgment of Landlord is
intoxicated or under the influence or liquor or drugs, or who shall in any manner do any act in material violation of any of the rules and regulations of the Building. 

13. The requirements of tenants will be attended to only upon application at the Office of the Building. Employees of
Landlord shall not perform any work or do anything outside of their regular duties unless under special instructions from the Landlord. 
 14. Tenants agree to comply with all fire and security regulations that may be issued from time to time by Landlord and each tenant also shall provide Landlord with the name of a designated responsible
employee to represent that tenant in all matters pertaining to such fire or security regulations. 
 15.
Landlord reserves the right by written notice to all tenants, to rescind, alter or waive any rule or regulation at any time prescribed for the Building and to add reasonable rules and regulations, when in Landlord’s judgment, it is necessary,
desirable or proper for the best interest of the Building and its tenants while not interfering with Tenant’s Use as allowed by the Lease to which these rules and regulations pertain. 

16. Tenants shall not disturb, solicit, or harass any occupant of the Building and shall cooperate to prevent the same.

 17. Without the written consent of Landlord, tenants shall not use the name of the Building in connection
with or promoting or advertising any business, except as tenant’s address. 

  
 2 

 FIRST AMENDMENT TO THE LEASE 

This First Amendment To The Lease is effective October 15, 2010 by and between Sterling View Drive, LLC a Utah Limited Liability
Company (herein Landlord) and Extend Health, Inc., a Delaware corporation (herein Tenant). 
 RECITALS 

 

	A.	 Whereas, Landlord entered into a Lease with Tenant dated February 1, 2010 (the “Lease”), covering approximately 23,973 rentable
square feet of office space located at 10975 South Sterling View Drive, Suites B2 and one-half of Suite A2, South Jordan, Utah 84095. 

  

	B.	 Whereas, Sterling View Drive, LLC, a Utah Limited Liability Company, successor in interest as Landlord, purchased Building and Property from
Fidelity Funding Company. 

  

	C.	 Whereas, The parties hereto desire to amend the Lease according to the terms and the conditions set forth below. 

NOW THEREFORE, in consideration of the usual covenants contained herein, as well as other good and valuable consideration, the receipt
and sufficiency of which are hereby acknowledged, Landlord and Tenant agree to amend the Lease as follows: 
  

	1.	 Premises: 

  

	 	a.	 Existing Square Feet: Tenant is leasing Suites B2 and one-half of Suite A-2 (23,973 rsf), and 

 

	 	b.	 Reduced Square Feet: Tenant will delete a portion of Suite B2 approximately (388 rsf) on the second floor as shown on Exhibit A marked in
green. 

  

	 	c.	 Total Square Feet: For a total of approximately 23,585 rentable square feet. 

 

	 	d.	 Landlord agrees to build in Tenants existing Premises, an office similar to the office Tenant is giving up. Landlord will complete this office
within 5 days after the signing of this document. 

  

	2.	 Minimum Monthly Rental: The minimum monthly rental shall be as follows: 

 

									
	  	  	 	  	Rentable	  	 	  	Monthly
	 From
	  	 To
	  	 Square

Feet
	  	 $/SF/Y
	  	 Minimum

Rent

	 November 1, 2010
	  	January 31, 2011	  	23,585	  	$11.00	  	$21,619.58

 Due on or before the first day of each month as stated in the Lease. 

 

	3.	 Common Area Maintenance Expenses: Tenant shall pay its proportionate share of Operating Expense, Utilities, Janitorial, and Security, as
stated in the Lease. 

	4.	 Agency Disclosure: At the signing of this Amendment, Landlord is represented by itself and Tenant represents itself.

  

			
	 (ROY ) Landlord’s initials
	  	 (JJM) Tenant’s initials

  

	5.	 All other terms and conditions of the original Lease shall remain the same. 

 

	6.	 Miscellaneous: Any term used in the Amendment which is defined in the Lease shall have the same meaning herein. The Lease is intended to be
and is amended, extended, and supplemented by the provisions of this Amendment, and hereinafter all of said instruments shall be considered and construed together. Except as modified by this Amendment, all of the terms, provisions, conditions, and
covenants of the Lease shall be and remain in full force and effect. 

  

	7.	 Attachments: The following, by reference hereto, are a part of this Lease: 

Exhibit “A” - Building Floor Plan — 1 page. 

IN WITNESS WHEREOF, the parties hereto have hereunto caused this Lease Amendment to be duly executed as of the day and year first above
written. 
  

									
	 “LANDLORD”
	 		 	“TENANT”
	 STERLING VIEW DRIVE, LLC
	 		 	 Extend Health, Inc., a Delaware Corporation

	 a Utah Limited Liability Company
	 		 		 	
					
	 By:
	 	 STDM, Inc., a Utah Corporation,
	 		 	 By:
	 	 /s/ Joseph J. Murad

	 Its Managing Member
	 		 		 	
		 		 		 	 Print:
	 	 Joseph J. Murad

					
	 By:
	 	 /s/ R.O. Young
	 		 	 Title:
	 	 Chief Operating Officer

	 R.O. Young, Vice President of STDM, Inc.
	 		 		 	

 Exhibit A 
 Second Floor 
 

 

  
 1 

 SECOND AMENDMENT TO COMMERCIAL TRIPLE NET LEASE 

This Second Amendment To Commercial Triple Net Lease (this “Amendment”) is effective February 1, 2011 by and
between Sterling View Drive, LLC a Utah Limited Liability Company, herein (“Landlord”) and Extend Health, Inc., a Delaware corporation herein (“Tenant”). Landlord and Tenant are collectively referred
to herein as the (“Parties”) and, individually, as a (“Party”). 
 RECITALS 

 

	A.	 Whereas, Landlord and Tenant are the current Parties to that certain Commercial Triple Net Lease dated February 1, 2010, (the
“Lease”), covering approximately 23,973 rentable square feet of office space located at 10975 South Sterling View Drive, Suites B2 and one-half of Suite A2, South Jordan, Utah 84095, originally by and between Fidelity Funding
Company and Extend Health, Inc.; and 

  

	B.	 Whereas, Landlord’s interest was assigned from Fidelity Funding Company to Sterling View Drive, LLC., pursuant to that certain
Assignment of Lease, Acceptance and Assumption with an effective date of May 7, 2010; and 

  

	C.	 Whereas, the Lease was amended on October 15, 2010, reducing the total rentable square feet on the second floor to 23,585 rentable
square feet; and 

  

	D.	 Whereas, the Parties desire to amend the Lease as more particularly set forth in this Amendment. 

NOW THEREFORE, in consideration of the usual covenants contained herein, as well as other good and valuable consideration, the
receipt and sufficiency of which are hereby acknowledged, Landlord and Tenant agree to amend the Lease as follows: 
  

	1.	 Recitals: The foregoing recitals are true and correct and are incorporated herein by this reference. 

 

	2.	 Premises: Pursuant to the Lease, Tenant is currently occupying the Premises which consist of Suite B2 and one half (1/2) of Suite
A2 for a total of approximately 23,585 rentable square feet of office space, shown on Exhibit ”A” in light blue. Starting May 1, 2011 the Premises will increase approximately 391 rentable square feet, shown on
Exhibit ”A” in light pink, making the new total Premises approximately 23,976 rentable square feet. 

  

	3.	 Term and Rent: The Parties are extending the Term of the Lease for a period of one (1) year (the “Term”),
commencing on February 1, 2011 (“Rent Commencement Date”) and ending January 31, 2012 (“Expiration Date”), unless earlier terminated pursuant to the terms of the Lease. The Parties understand that
Tenant’s business slows down for part of the year and then picks up for the remaining portion of the year. For this reason, the Parties have agreed to divide the Lease Term into two parts, the Slow Term (as defined below) and the Base Term (as
defined below). 

	(a)	 Slow Term and Rent: Effective beginning February 1, 2011 through July 31, 2011, or earlier if Tenant so elects (the
“Slow Term”), Monthly Rent shall be $5.72 per rentable square foot per year of the Premises, triple net during the Slow Term. Tenant’s Slow Term Operating Expense is currently estimated and $2.68 per
rentable square foot per year. Tenant’s Slow Term Utility expense is currently estimated at $1.34 per rentable square foot per year. Monthly Slow Term Rent, Operating Expense, and Utilities, shall be payable in advance each
month on or before the 1st day of each month for the duration of Slow Term as follows (“Slow Term Rent”): 

  

																																			
	Slow Term Rent	 	  	 	 	  	 	 	  	 	 
	Due Date	  	Month	  	Rent 
RSF	 	  	$/RSF/Y
Rent	 	  	Est 
OE	 	  	Est 
Utilities	 	  	Monthly 
Rent	 	  	Estimated
OE	 	  	Estimated
Utilities	 	  	Monthly	 
	 2/1/2011
	  	1	  	 	23,585	  	  	$	5.72	  	  	$	2.68	  	  	$	1.34	  	  	$	11,242.18	  	  	$	5,267.32	  	  	$	2,623.83	  	  	$	19,133.33	  
	 3/1/2011
	  	2	  	 	23,585	  	  	$	5.72	  	  	$	2.68	  	  	$	1.34	  	  	$	11,242.18	  	  	$	5,267.32	  	  	$	2,623.83	  	  	$	19,133.33	  
	 4/1/2011
	  	3	  	 	23,585	  	  	$	5.72	  	  	$	2.68	  	  	$	1.34	  	  	$	11,242.18	  	  	$	5,267.32	  	  	$	2,623.83	  	  	$	19,133.33	  
	 5/1/2011
	  	4	  	 	23,976	  	  	$	5.72	  	  	$	2.68	  	  	$	1.34	  	  	$	11,428.56	  	  	$	5,354.64	  	  	$	2,667.33	  	  	$	19,450.53	  
	 6/1/2011
	  	5	  	 	23,976	  	  	$	5.72	  	  	$	2.68	  	  	$	1.34	  	  	$	11,428.56	  	  	$	5,354.64	  	  	$	2,667.33	  	  	$	19,450.53	  
	 7/1/2011
	  	6	  	 	23,976	  	  	$	5.72	  	  	$	2.68	  	  	$	1.34	  	  	$	11,428.56	  	  	$	5,354.64	  	  	$	2,667.33	  	  	$	19,450.53	  

  

	(b)	 During the Slow Term, Tenant may have: 

  

	 	•	 	 full-time use of the cafeteria, 

  

	 	•	 	 full-time use of training room #3 (lockable room), 

 

	 	•	 	 use of training room #2 as needed, 

  

	 	•	 	 use of conference room as needed, 

  

	 	•	 	 full-time use of 5 offices, 

  

	 	•	 	 use up to 50% of the remaining Premises, and 

  

	 	•	 	 full access of the remaining Premises to prepare for the Base Term. 

 

	(c)	 Tenant may elect to shorten the Slow Term by sending written notice to Landlord. Any partial month’s rent will be prorated.

  

	(d)	 Base Term, Rent and Additional Rent: Effective beginning August 1, 2011 or immediately after the last day of the Slow Term,
whichever is sooner, through January 31, 2012 (the “Base Term”) Monthly Base Rent shall be $11.44 per rentable square foot per year of the Premises, triple net during the Base Term. Operating Expense is currently
estimated and $5.36 per rentable square foot per year. Utility expense is currently estimated at $2.67 per rentable square foot per year. Monthly Base Rent, Operating Expense, and Utilities, shall be payable in
advance each month on or before the 1st day of each month for the duration of this Lease as follows (“Base Term Rent”): 

  

																																			
	Base Term Rent	  	 	  	 	 	  	 	 	  	 	 	  	 	 	  	 	 	  	 	 	  	 	 	  	 	 
	Due Date	  	Month	  	Rent 
RSF	 	  	 $/RSF/Y
 Rent
	 	  	Est
OE	 	  	Estimate
Utilities	 	  	Monthly 
Rent	 	  	 Estimated
 OE
	 	  	Estimated
Utilities	 	  	Monthly	 
	 8/1/2011
	  	7	  	 	23,976	  	  	$	11.44	  	  	$	5.36	  	  	$	2.67	  	  	$	22,857.12	  	  	$	10,709.28	  	  	$	5,334.66	  	  	$	38,901.06	  
	 9/1/2011
	  	8	  	 	23,976	  	  	$	11.44	  	  	$	5.36	  	  	$	2.67	  	  	$	22,857.12	  	  	$	10,709.28	  	  	$	5,334.66	  	  	$	38,901.06	  
	 10/1/2011
	  	9	  	 	23,976	  	  	$	11.44	  	  	$	5.36	  	  	$	2.67	  	  	$	22,857.12	  	  	$	10,709.28	  	  	$	5,334.66	  	  	$	38,901.06	  
	 11/1/2011
	  	10	  	 	23,976	  	  	$	11.44	  	  	$	5.36	  	  	$	2.67	  	  	$	22,857.12	  	  	$	10,709.28	  	  	$	5,334.66	  	  	$	38,901.06	  
	 12/1/2011
	  	11	  	 	23,976	  	  	$	11.44	  	  	$	5.36	  	  	$	2.67	  	  	$	22,857.12	  	  	$	10,709.28	  	  	$	5,334.66	  	  	$	38,901.06	  
	 1/1/2012
	  	12	  	 	23,976	  	  	$	11.44	  	  	$	5.36	  	  	$	2.67	  	  	$	22,857.12	  	  	$	10,709.28	  	  	$	5,334.66	  	  	$	38,901.06	  

  
 2 

	4.	 Security Deposit. Landlord shall use Tenant’s prior Security Deposit of $20,000 (the “Security Deposit”)
received for a previous Term. 

  

	5.	 Notices: All notices and demands which may or are required to be given by either party to the other under this Lease shall be in
writing and shall be sent by registered or certified mail, return receipt requested or by a reputable national overnight courier service, postage prepaid, or by hand delivery, addressed to the parties at their addresses set forth below:

  

			
	 (a) If to Landlord, at the following address:
	  	 (b) If to Tenant, at the following address:

	 Sterling View Drive, LLC
 c/o Property Management
 20 West Century Parkway

Salt Lake City, Utah 84115
 Phone: 801-466-3361
 Fax: 801-746-3447

Email: mgsv@integraonline.com
	  	 Extend Health, Inc.
 2929 Campus Drive, Suite 400
 San Mateo, California 94403

Phone: 650-292-7704
 Fax: 650-292-8710
 Email: Joe.Murad@ExtendHealth.com

 Either party may designate such other address by written notice sent in compliance with
this Section. Notice shall be deemed to have been given (i) when received if hand-delivered, (ii) one day following deposit with a reputable national overnight carrier for next day delivery, and (iii) three days following deposit in
the United States mail. 
 Email is acceptable for normal invoicing. 

 

	6.	 Agency Disclosure: At the signing of this Amendment, Landlord is represented by itself and Tenant represents itself.

  

	                          
      (	 ROY )    Landlord’s
initials                                
( JJM )    Tenant’s initials 

  

	7.	 Capitalized Terms: Capitalized terms used in this Amendment and not otherwise defined herein shall have the meaning set forth in the
Lease. 

  

	8.	 Ratification of the Lease: Except as otherwise amended hereby, the terms and covenants of the Lease are herby verified and ratified by
Landlord and Tenant, and remain in full force and effect. 

  
 3 

	9.	 Miscellaneous: 

  

	 	(a)	 In the event of a conflict between the terms of the Lease and this Amendment, the terms of this Amendment shall control.

  

	 	(b)	 The Lease and this Amendment shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, successors,
representatives and assigns. 

  

	 	(c)	 This Amendment may be executed in counterparts by the parties hereto and all such counterparts when taken together shall be deemed to be one
original. Delivery of an executed counterpart of this Amendment by facsimile or other electronic means shall be equally as effective as delivery of an original counterpart of this Amendment. 

 

	 	(d)	 This Amendment shall be governed under the laws of the State in which the Premises are located. 

 

	 	(e)	 The Lease is intended to be and is amended, extended, and supplemented by the provisions of this Amendment, and hereinafter all of said instruments
shall be considered and construed together. 

  

	 	(f)	 Except as modified by this Amendment, all of the terms, provisions, conditions, and covenants of the Lease shall be and remain in full force and
effect. 

  

	10.	 Attachments: The following, by reference hereto, are a part of this Amendment: 

Exhibit “A” – Plans Second Floor — 1 page. 

IN WITNESS WHEREOF, the parties hereto have hereunto caused this Amendment to be duly executed as of the day and
year first above written. 
  

									
	 “LANDLORD”
 STERLING VIEW DRIVE, LLC
 a Utah Limited Liability Company
	 		 	 “TENANT”
 EXTEND HEALTH, INC.,
 a Delaware Corporation

				
	 By: STDM, Inc., a Utah Corporation,
 Its Managing Member
	 		 	 By:
	 	 /s/ Joseph J. Murad

					
		 		 		 	 Print:
	 	 Joseph J. Murad

					
	 By:
	 	 /s/ R.O. Young
	 		 	 Title:
	 	 Chief Operating Officer

	 R.O. Young, Vice President of STDM, Inc.
	 		 		 	

  
 4 

 Exhibit A 
 Plans Second Floor 
 

 

  
 1

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