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                                                                    EXHIBIT 10.4

      MATERIAL CONTRACTS - PROMISSORY NOTE PAYABLE TO REGAL GROUP, L.L.C.

                                 Promissory Note

$100,000.00                 Beverly Hills, California          December 29, 1999

One (1) year from date hereof, the undersigned Millennium Multi Media.com Corp.,
a Delaware corporation, promises to pay to Regal Group LLC, a California limited
liability company, a sum of One Hundred Thousand Dollars ($100,000), along with
interest compounded at an annual rate of Five Percent (5%).

/s/ Illya Bond
Millennium Multi Media.com Corp.
Name: Illya Bond

                                       1<PAGE>

EXHIBIT
10.1 STOCK PURCHASE AGREEMENT

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                            STOCK PURCHASE AGREEMENT

       THIS STOCK PURCHASE AGREEMENT ("Agreement"), dated as of March 17th, 2000
is by and between E-NET FINANCIAL.COM CORPORATION (the "PURCHASER"), and TONY
TSENG and CHRISTINA LEE (jointly referred to as "SELLER").

                               W I T N E S S E T H

       WHEREAS, Seller currently owns 100% of the issued and outstanding shares
(the "Shares") of ExpiDoc.com, Inc. (the "Company");

       WHEREAS, SELLER desires to sell to each of the PURCHASERS and PURCHASERS
desire to purchase from SELLER, 100% of SELLER's right, title and interest in
and to the Shares of the Company subject to the terms and conditions set forth
herein.

       NOW THEREFORE, in consideration of the promises and respective mutual
agreements herein contained, it is agreed by and between the parties hereto as
follows:

                                    ARTICLE 1

                         SALE AND PURCHASE OF THE SHARES

1.   SALE OF THE SHARES.

     1.1   SELLER shall transfer the Shares to PURCHASER in exchange for a total
           of 24,000 shares of restricted common stock of E-Net Financial.com
           (the "ENNT shares"), a contribution of one hundred twenty-five
           thousand dollars ($125,000.00) into Expidoc.com, and a reinvestment
           of fifty thousand dollars ($50,000) into Expidoc.com payable from the
           first fifty thousand dollars of profit received by PURCHASER by
           virtue of the ownership of the Shares.

     1.2   It is hereby understood that such common shares shall be entitled to
           registration in the event PURCHASER files a registration statement
           with the Securities Exchange Commission during the one year period of
           time following the date of this Agreement.

     1.3   The Shares shall be issued in two separate certificates: one
           certificate payable issued to Tony Tseng for 12,000 ENNT shares; and,
           one certificate issued to Christina Lee for 12,000 ENNT shares.

     1.4   As soon as practicable after the execution of the document, SELLER
           and PURCHASER shall each deliver the certificates representing the
           Shares and ENNT shares or other documentary evidence of the Shares to
           the other.

     1.5   Concurrently with the delivery of the ENNT shares, PURCHASER shall
           deliver to SELLER an employment agreement, the terms and conditions
           of which are contained in the Employment Agreement attached hereto as
           EXHIBIT A-1 AND A-2 and incorporated herein by this reference.

     1.6   Concurrently with the delivery of the ENNT shares and the Shares,
           PURCHASER shall contribute $125,000 to Expidoc.com.

     1.7   Concurrently with the delivery of the ENNT shares and the Shares, all
           directors will be caused to resign form the Board of Directors of
           Expidoc.com. They shall be replaced by Tony Tseng, and two directors
           appointed by PURCHASER. These directors shall be Vince Rinehart and
           Scott Presta.

     1.8   Concurrently with the delivery of ENNT shares and the Shares, SELLER
           shall cause to be delivered by Expidoc.com management agreements by
           and between Expidoc.com and Document Services Management, Inc., Scott
           Presta and Vince Rinehart. The management agreements, the form of
           which is attached hereto as EXHIBIT B-1, B-2 AND B-3 are incorporated
           herein by this reference.

     1.9   PURCHASER agrees to reinvest as consideration for the transactions
           contained herein the amount of fifty thousand dollars ($50,000) into
           Expidoc.com payable from the first fifty thousand dollars of profit
           received by PURCHASER by virtue of the ownership of the Shares.

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                                    ARTICLE 2

              REPRESENTATIONS AND COVENANTS OF SELLER AND PURCHASER

     2.1   SELLER hereby represents and warrants that:

           (a) The Shares sold hereunder have been duly authorized by the
               appropriate corporate action of COMPANY.

           (b) SELLER shall transfer title, in and to the Shares to PURCHASER
               free and clear of all liens, security interests, pledges,
               encumbrances, charges, restrictions, demands and claims, of any
               kind and nature whatsoever, whether direct or indirect or
               contingent.

     2.2   On the Closing Date, SELLER shall deliver to each of the PURCHASER
           certificates representing 100% of the issued and outstanding Shares
           of the COMPANY, which shall contain a legend as follows:

           THE SHARES (OR OTHER SECURITIES) REPRESENTED BY THIS CERTIFICATE HAVE
           NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933. THE SHARES MAY
           NOT BE SOLD OR TRANSFERRED IN THE ABSENCE OF SUCH REGISTRATION OR AN
           OPINION OF COUNSEL THAT AN EXEMPTION FROM REGISTRATION UNDER SUCH ACT
           IS AVAILABLE.

     2.3   PURCHASERS acknowledge and agree that SELLER makes no other
           representations or warranties with respect to the Shares or the
           COMPANY.

     2.4   SELLER has full power and authority to execute this Agreement and no
           further action will be necessary on his part to make this Agreement
           valid and binding upon SELLER in accordance with its terms.

     2.5   PURCHASERS represent and warrant to SELLER as follows:

           (a) PURCHASER has adequate means of providing for current needs and
               contingencies, has no need for liquidity in the investment, and
               is able to bear the economic risk of an investment in the Shares
               offered by SELLER of the size contemplated. PURCHASERS have each
               had a full opportunity to inspect the books and records of the
               COMPANY and to make any and all inquiries of COMPANY officers and
               directors regarding the COMPANY and its business as PURCHASERS
               have deemed appropriate.

           (b) PURCHASERS are acquiring the Shares solely for their own account
               as principal, for investment purposes only and no other person or
               entity has a direct or indirect beneficial interest in such
               Shares. Each of the PURCHASERS represent that they have full
               power and authority to execute this Agreement and to consummate
               the transactions contemplated herein.

                                    ARTICLE 3

                        CLOSING AND DELIVERY OF DOCUMENTS

     3.1   CLOSING. The Closing shall be deemed to have occurred upon execution
           of this Agreement and tender of consideration to the Seller.
           Immediately upon such execution, the following shall occur as a
           single integrated transaction:

           (a) DELIVERY BY SELLER. SELLER shall deliver to PURCHASER the stock
               certificate and any and all other instruments of conveyance and
               transfer required by Section 1.3 to consummate the issuance of
               the Shares hereunder and as further described in Section 1.3.

           (b) DELIVERY BY PURCHASER. PURCHASER shall deliver the Purchase
               Price as required in Section 1.1.

                                    ARTICLE 4

                                  MISCELLANEOUS

     4.1   ENTIRE AGREEMENT. This Agreement sets forth the entire agreement and
           understanding of the parties hereto with respect to the transactions
           contemplated hereby, and supersedes all prior agreements,
           arrangements and understandings related to the subject matter hereof.

     4.2   WAIVER AND AMENDMENT. Any term, provision, covenant, representation,
           warranty or condition of this Agreement may be waived, but only by a
           written instrument signed by the party entitled to the benefits

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           thereof. The failure or delay of any party at any time or times to
           require performance of any provision hereof or to exercise its rights
           with respect to any provision hereof shall in no manner operate as a
           waiver of or affect such party's right at a later time to enforce the
           same.

     4.3   COUNTERPARTS. This Agreement may be executed in one or more
           counterparts, each of which shall be deemed an original, but all of
           which shall together constitute one and the same instrument.

     4.7   ATTORNEYS' FEES. Except as otherwise provided herein, if a dispute
           should arise between the parties including, but not limited to
           arbitration, the prevailing party shall be reimbursed by the
           non-prevailing party for all reasonable expenses incurred in
           resolving such dispute, including reasonable attorneys' fees
           exclusive of such amount of attorneys' fees as shall be a premium for
           result or for risk of loss under a contingency fee arrangement.

     IN WITNESS WHEREOF, the parties hereto have executed this Agreement, as
of the date first written hereinabove.

                                              PURCHASER:

                                              Print name:        Mike Roth
                                                          ----------------------
                                              e-Net Financial.com Corporation

                                              By:           /s/ Mike Roth
                                                  ------------------------------
                                                        Title:President and CEO
                                                              ------------------
                                              SELLER:

                                                      /s/ Tony Tseng
                                              ----------------------------------
                                                        Tony Tseng

                                                     /s/ Christina Lee
                                              ----------------------------------
                                                         Christina Lee

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