Document:

Exhibit
      10.91

    

    

    EMPLOYMENT
      AGREEMENT

    

    This
      Employment
      Agreement (this "Agreement"), dated April 1, 2004, is entered into between
      Building Materials Holding Corporation (the "Company"), and the undersigned
      employee, William M. Smartt ("Employee").

    

    RECITALS

    

    A.       Employee
      has been elected to the position of Senior Vice President and Chief Financial
      Officer of the Company.

    

    B.       The
      Company desires to obtain the benefit of the services of Employee. 

    

    C.       Employee
      desires to provide his service to the Company as provided for in this
      Agreement.

    

    In
      consideration of
      the compensation paid or to be paid to the Employee and for other good and
      valuable consideration, the Company and the Employee agree as
      follows:

    

    1.       Effective
      Date.  This
      Agreement shall become effective on April 1, 2004 (the "Effective
      Date").

    

    2.       Terms
      of
      Employment.  Subject
      to Section 7 hereof, the Company hereby employs the Employee under the terms
      of
      this Agreement, and the Employee hereby accepts continued employment with the
      Company under the terms of this Agreement, for a period commencing on the
      Effective Date and ending on April 1, 2006 (the "Term"), which may be extended
      for a one year extension upon mutual agreement by Employee and Company. The
      one
      year extension, if exercised, must be mutually agreed upon by the parties prior
      to April 1, 2006.

     

    3.       Duties.  The
      Employee shall serve as the Senior Vice President and Chief Financial Officer
      of
      the Company.

     

    
      4.       Compensation
        and
        Benefits.

    

    

    (a)       Base
      Salary.  During
      the Term, in exchange for the services to be rendered by the Employee and the
      covenants of the Employee in this Agreement, the Company shall compensate the
      Employee with a minimum base salary at the rate of $275,000 per year, subject
      to
      review and evaluation in accordance with the Company's past practice and payable
      in accordance with the Company's compensation practices in effect from time
      to
      time during the Term. The Employee will continue to be eligible to participate
      in the Company's deferred compensation program and will have an annual
      opportunity to elect to defer his salary in accordance with the terms of such
      program. Such right to participate in the deferral of salary will end on the
      expiration of the Term.

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    (b)       Bonus.  During
      the Term, the Employee will participate in the Company's regular officers'
      bonus
      plan and the Equity Bonus set forth in Section 5. Payment of the regular
      officers' bonus plan will be pro-rated at the end of the Term for
      2006.

    

    (c)       Employee
      Benefits.  During
      the Term and the extension as provided for herein, Employee shall be entitled
      to
      participate in the Company's benefit plans generally available to its officers,
      employees and their dependents from time to time in accordance with the terms
      thereof. Thereafter, Employee may participate in the Company's health care
      plan
      both individually and with dependant spouse with payment of the premium equal
      to
      one-half of the respective COBRA benefit cost (single, two party or family).
      However, after retirement, when the dependent reaches age 65, the Company health
      care plan will be secondary to Medicare.  The Company will either
      recognize prior service in the industry so that Employee is eligible to
      participate in the Company's Retirement Health Care Plan if tax regulations
      permit, or reimburse Employee's participation in another health care plan up
      to
      the amount that the Company would have otherwise contributed for Employee's
      participation in the BMHC Retirement Health Care Plan. Employee shall be
      eligible to participate in the Company's Long Term Incentive Plan to the same
      extent as similar employees of the Company through 2006 and the extension of
      the
      Term, and the parties acknowledge that such plan currently provides payouts
      based on the Company's operating performance on three year cycles. Partially
      completed cycles will be paid out on a pro-rated basis at the end of the term
      of
      each cycle. Employee will also be entitled to the Company's PTO Plan (minimum
      of
      4 weeks per year), to be taken at a time acceptable to the Company with regard
      to its operations.

    

    (d)       Expenses.  The
      Company shall promptly reimburse Employee for any reasonable business expense
      incurred by Employee in connection with the business of the Company if (1)
      it is
      of a nature qualifying it as a proper deduction on the federal and state income
      tax return of the Company for the relevant period; (2) Employee furnishes to
      the
      Company adequate records and other documentary evidence required by federal
      and
      state statutes and regulations issued by the appropriate taxing authorities
      for
      the substantiation of each such expenditure as an income tax deduction; and
      (3)
      such reimbursement is in accord with the internal policies and procedures of
      the
      Company.

    

    5.       Equity
      Bonus.  To
      secure the benefits of Employee's services during the Term, Company agrees
      to
      provide to Employee an Equity Bonus which grants to Employee 30,000 units valued
      at a minimum of $15 per unit. At the end of the Term on April 1, 2006, Employee
      will be paid a cash bonus equal to the greater of (1) 30,000 multiplied times
      the average price of the Company's stock on the 5 business days immediately
      preceding the end of the Term, or (2) $450,000 which is equal to $15 per unit.
      The Equity Bonus shall be paid within 30 days following then end of the Term.
      Employee must be employed by the Company at the end of the Term in order to
      receive payment of the Equity Bonus, and the Equity Bonus shall be forfeited
      in
      its entirety if Employee voluntarily or involuntarily terminates employment
      prior to the completion of the Term. If employment is terminated as a result
      of
      death or disability of Employee, the Equity Bonus will be calculated as
      described above as of the date of death or disability and a prorated amount
      paid
      (bonus amount multiplied by fraction of portion of Term completed divided by
      2
      years) within 30 days of such date.

    

    To
      encourage the Employee to continue with the Company through the one-year
      extension, Company agrees to provide to Employee an Equity Bonus, which grants
      to Employee 10,000 units at the beginning of the one-year extension thereafter
      valued at $15 per unit. At the end of each one-year extension, Employee will
      be
      paid a cash bonus equal to the greater of (1) 10,000 multiplied times the
      average price of the Company's stock on the 5 business days immediately
      preceding the end of the one-year extension of the Term, or (2) $150,000, which
      is equal to $15 per unit. If Employee leaves the Company voluntarily or is
      terminated for cause (as described within Paragraph 8(a)) before the end of
      the
      one year extension of the Term, Employee forfeits the right to any equity bonus
      under this paragraph. In the event that Employee is terminated without cause
      (as
      described within Paragraph 8(b)), the equity bonus shall be redeemed on the
      date
      of termination and calculated by the price of the Company's stock on the date
      of
      termination.

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    Notwithstanding
      the
      foregoing, if there is a Change of Control of the Company, the Equity Bonus
      will
      immediately vest in full upon such Change of Control; valued in accordance
      with
      Section 5 with the market value being the closing stock price on the 5 business
      days immediately preceding the Change of Control, and paid within 30 days of
      the
      Change of Control. A "Change of Control" shall be deemed to have occurred if:
      (i) there shall be consummated (x) any consolidation or merger of the Company
      in
      which the Company is not the continuing or surviving corporation or pursuant
      to
      which shares of the Company's Common Stock would be converted into cash,
      securities or other property, other than a merger of the Company in which the
      holders of the Company's Common Stock immediately prior to the merger have
      the
      same proportionate ownership of common stock of the surviving corporation
      immediately after the transaction or (y) any sale, lease, exchange or other
      transfer (in one transaction or a series of related transactions) of all or
      substantially all the assets of the Company; or (ii) the stockholders of the
      Company approve a plan or proposal for the liquidation or dissolution of the
      Company; or (iii) any 'person' (as defined in Section 13(d) or 14(d) of the
      Exchange Act, shall become the 'beneficial owner' (as defined in Rule 13d-3
      under the Securities Exchange Act of 1934, as amended directly or indirectly
      of
      50% or more of the Company's outstanding Common Stock.

    

    
      	 	
              6.

            	
              Confidential
                Information.

            

    

    

    6.1       Definition
      of
      Confidential Information.  Company
      is in the business of providing building material services and has built up
      an
      established and extensive trade and reputation in the industry. Company has
      developed and continues to develop commercially valuable technical and
      non-technical information ("Confidential Information") that is proprietary
      and
      confidential and/or constitutes Company's "trade secrets." Such Confidential
      Information, which is vital to the success of Company's business, includes,
      but
      is not necessarily limited to; system documentation, data compilations, manuals,
      methods, techniques, processes, customers, prospective customers, suppliers,
      prospective suppliers, contracts with suppliers and customers, sales proposals,
      methods of sales, marketing research and data, pricing policies, cost
      information, financial information, business plans, specialized requests of
      Company's customers, and other materials and documents developed by Company.
      Confidential Information does not include, however, information which (i) is
      or
      becomes generally available to the public other than as a result of a disclosure
      by Employee, (ii) was available to Employee on a non-confidential basis prior
      to
      its disclosure by Company, or (iii) becomes available to Employee on a
      non-confidential basis from a person other than Company who is not otherwise
      bound by a confidentiality agreement with Company, or is not otherwise
      prohibited from transmitting the information to Employee.

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    6.2       Employee
      Access
      to Confidential Information.  The
      Company agrees to give Employee such access as is necessary to enable Employee
      to perform Employee's job function.

    

    6.3       Nondisclosure
      of
      Confidential Information.  Employee
      shall not, at any time, either during employment or during a period of five
      years subsequent to employment (i) directly or indirectly, disclose or divulge
      any Confidential Information to any person not then employed by Company, unless
      authorized or directed by Company or (ii) appropriate any Confidential
      Information for use other than performance of Employee's duties hereunder.
      If
      Company authorizes or directs Employee to disclose Confidential Information
      to
      any such third party, Employee must ensure that a signed confidentiality
      agreement is or has been obtained from the third party to whom Confidential
      Information is being disclosed and that all Confidential Information so
      disclosed is clearly marked "Confidential"

    

    6.4       Return
      of
      Confidential and Other Information.  All
      Confidential Information provided to Employee, and all documents and things
      prepared by Employee in the course of Employee's employment, including but
      not
      necessarily limited to correspondence, manuals, letters, notes, lists,
      notebooks, reports, flow-charts, proposals, day-timers, planners, calendars,
      schedules, discs, financial plans and information, business plans, and other
      documents and records, whether in hard copy or otherwise, and any and all copies
      thereof, are the exclusive property of Company and shall be returned immediately
      to Company upon termination of employment or upon Company's request at any
      time.

    

    
      	 	
              7.0

            	
              Enforcement.

            

    

    

    7.1       Reasonableness
      of Restrictions.  Employee
      acknowledges that compliance with this Agreement, including but not limited
      to
      Section 6, is reasonable and necessary to protect Company's legitimate business
      interests, including but not limited to the Company's goodwill and maintaining
      the confidentiality of Company's Confidential Information.

    

    7.2       Irreparable
      Harm.  Employee
      acknowledges that a breach of Employee's obligations under this Agreement will
      result in great, irreparable and continuing harm and damage to Company for
      which
      there is no adequate remedy at law.

    

    7.3       Injunctive
      Relief.  The
      parties agree that in the event either party breaches this Agreement, the
      non-breaching party shall be entitled to seek, from any court of competent
      jurisdiction, preliminary and permanent injunctive relief to enforce the terms
      of this Agreement, in addition to any and all monetary damages allowed by law,
      against the other party.

    

    7.4       Extension
      of
      Covenants.  In
      the
      event Employee violates anyone or more of the covenants contained in Section
      6
      of this Agreement, Employee agrees that the term of each such covenant so
      violated shall be automatically extended for a period equal to the period during
      which Employee is in violation of such covenants.

    

    7.5       Judicial
      Modification.  Section
      6 of this Agreement shall be deemed to consist of a series of separate
      covenants, one for each line of business carried on by Company and each county
      in California. The parties expressly agree that the character, duration and
      geographical scope of such provisions in this Agreement are reasonable in light
      of the circumstances as they exist on the date upon which this Agreement has
      been executed. The parties have attempted to limit the Employee's right to
      solicit employees and customers only to the extent necessary to protect
      Company's goodwill, proprietary and/or Confidential Information, and other
      business interests. The parties recognize, however, that reasonable people
      may
      differ in making such a determination. Consequently, the parties hereby agree
      that a court having jurisdiction over the enforcement of this Agreement shall
      exercise its power and authority to reform Employee's covenants under Section
      6
      above to the extent necessary to cause the limitations contained therein as
      to
      time, geographic area and scope of activity to be restrained to be reasonable
      and to impose a restraint that is not greater than necessary to protect
      Company's goodwill, Confidential Information, and other business
      interests.

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    7.6       Attorney
      Fees.  In
      the
      event of any action in law or in equity for the purposes of enforcing any of
      the
      provisions of this Agreement, the prevailing party as determined by the trier
      of
      fact shall be entitled to recover its reasonable attorney fees, plus court
      costs
      and expenses, from the other party, to the extent permitted by applicable
      law.

    

    
      	 	
              8.

            	
              Termination.

            

    

    

    (a)       Termination
      for
      Cause.  If
      the
      Employee's employment is terminated by the Company for Cause, the Employee
      will
      be entitled to receive only base salary earned but unpaid through the date
      of
      termination, and the Company will not be required to make any payment under
      the
      Equity Bonus Plan or any other benefits or payment, by way of salary, bonus
      or
      other compensation or damages of any kind. Cause means (i) the Employee has
      been
      convicted of, or pleaded nolo contendere to, a felony; (ii) the Employee has
      willfully failed to perform his obligations under this Agreement; (iii) the
      Employee has committed an act of fraud upon, or willful misconduct toward,
      the
      Company; or (iv) the Employee has otherwise materially breached this
      Agreement.

    

    (b)       Termination
      Without Cause.  If
      the
      Company terminates the Employee's employment without Cause, the Employee shall
      be entitled to receive base salary the time remaining from the effective date
      of
      termination to the end of the Term, payable in accordance with the Company's
      payroll practices in effect on the date of termination, continuation of benefits
      in accordance with the applicable plans, payment of a pro-rata portion of the
      Equity Bonus within 30 days following termination. The prorate amount of Equity
      Bonus shall be calculated by calculating the amount owed on the termination
      date
      as if it were the end of the term and multiplying that amount by a fraction
      of
      which the nominator is the number of months of employment prior to termination
      and the denominator is 24, and payment of the pro rated portion of any other
      bonus that Employee may be entitled to under the Company's Long Term Incentive
      Plan pursuant to the terms thereof. Upon termination by the Company of the
      Employee without Cause, except as provided in this Section the Company will
      not
      be required to make any other payment, by way of salary, bonus or other
      compensation or damages of any kind.

    

    (c)       Termination
      Upon
      Death or Disability.  If
      the
      Employee's employment is terminated as a result of death or disability, the
      Employee will be entitled to receive the base salary earned but unpaid through
      the date of termination, a portion of the Equity Bonus pro rated over the Term
      and the pro rated portion of any other bonus that Employee may be entitled
      to
      under the Company's bonus and Long Term Incentive Plans pursuant to the
      respective terms thereof. The Company may terminate the Employee's employment
      hereunder attributable to the disability of the Employee if the Employee becomes
      physically or mentally incapacitated or disabled so that he is unable to perform
      for the Company substantially the same services as he performed
      prior to
      incurring such incapacity or disability, and such incapacity or disability
      exists for an aggregate of 180 days in any 360 day period. The Company, at
      its
      option and expense, is entitled to retain a physician reasonably acceptable
      to
      the Employee to determine or confirm the existence of such incapacity or
      disability, and the determination of such physician shall be binding upon the
      Company and the Employee.

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    (d)       Resignation
      By
      The Employee.  If,
      for
      any reason, Employee wishes to terminate the employment, Employee agrees to
      provide the Company with ninety days written notice prior to terminating the
      employment. If the Employee's employment is terminated by the Employee for
      any
      reason, the Employee will be entitled to receive only salary earned but unpaid
      through the date of termination and any benefits that Employee may be entitled
      to as a person retiring after the age of 55 pursuant to the terms and conditions
      of the Company's normal benefit plans, and the Company will not be required
      to
      make any other payment, by way of salary, bonus, benefits or other compensation
      or damages of any kind.

    

    
      	 	
              9.

            	
              Miscellaneous.

            

    

    

    (a)       Governing
      Law.  This
      Agreement shall be governed by and construed and enforced in accordance with
      the
      internal, substantive laws of the State of California, without giving effect
      to
      the conflict of laws rules thereof.

    

    (b)       Amendment:
      Waiver.  No
      amendment or modification of this Agreement shall be binding unless it is in
      writing signed by the parties. The waiver by any party to this Agreement of
      a
      breach of any provision hereof by any other party shall not be construed as
      a
      waiver of any subsequent breach by any party.

    

    (c)       Entire
      Agreement.  This
      Agreement represents the entire agreement between the parties regarding the
      Employee's employment by the Company.

    

    (d)       Binding
      Effect.  This
      Agreement shall be binding upon and shall inure to the benefit of the parties
      hereto, the Parent and, to the extent expressly provided and permitted herein,
      to their respective successors and assigns, and no other person shall acquire
      or
      have any right under or by virtue of this Agreement.

    

    (e)       Severability
      of
      Provisions.  If
      any
      provision or any portion of any provision of this Agreement, or the application
      of any such provision or any portion thereof to any person or circumstance,
      shall be held invalid or unenforceable, the remaining portion of such provision
      and the remaining provisions of this Agreement, and the application of such
      provision or portion of such provision as is held invalid or unenforceable
      to
      persons or circumstances other than those as to which it is held invalid or
      unenforceable, shall not be thereby affected.

    

    (f)       Arbitration
      and
      Attorneys Fees.  Any
      and
      all disputes between the Employee and Company, or its Affiliates, agents,
      employees or representatives, concerning this Agreement or the parties'
      employment relationship, that cannot be resolved by negotiation between the
      parties, shall be resolved by final and binding arbitration to be conducted
      in
      Boise, Idaho, according to Idaho law and the rules of the American Arbitration
      Association then in effect. This agreement to arbitrate covers and includes,
      without limitation, any claims concerning in any way the subject of the
      Employee's employment, including but not limited to claims of discrimination
      or
      other claims under Title VII of the Civil Rights Act of 1964, the Age
      Discrimination in Employment Act, the Americans with Disabilities Act, the
      Employee Retirement Income Security Act, the Family and Medical Leave Act,
      or
      any other federal, state, or local law or regulation now in existence or
      hereinafter enacted and as amended from time to time concerning in any way
      the
      subject of the Employee's employment. The arbitration provided for herein shall
      be in lieu of any civil action, and any decision resulting from such arbitration
      shall be final and binding, and enforceable by any competent court of law.
      The
      prevailing party in any such arbitration or court action to enforce arbitration
      shall be entitled to recover his/her/its expenses, including attorneys'
      fees.

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    (g)       Affiliates.  For
      the
      purposes of this Agreement, the term "affiliate" shall mean any entity
      controlling, controlled by or under common control with the named
      party.

    

    (h)       Counterparts.  This
      Agreement may be executed in one or more counterparts, each of which shall
      be
      deemed an original, but of which taken together shall constitute one and the
      same agreement.

    

    

    

    __________________________________________

    William
      M.
      Smartt

     

    

    BUILDING
      MATERIALS
      HOLDING CORPORATION

    

     

    By:_________________________________________

    
      Robert E. Mellor, Chairman, President and 

    Chief
      Executive
      OfficerTHIS NOTE AND ACCOMPANYING DEBT CONVERSION AGREEMENT REPLACES A LIKE NOTE AND
ACCOMPANYING DEBT CONVERSION AGREEMENT FROM AFMN, INC. THIS NOTE WAS ASSUMED AND
REISSUED BY MEDICAL MEDIA TELEVISION, INC. PURSUANT TO TERMS OF THE MERGER
AGREEMENT, AS AMENDED, MAKING THE ORIGINAL INSTRUMENT NULL AND VOID. ALL TERMS
CONTAINED HEREIN ARE THE SAME AS THE TERMS IN THE ORIGINAL INSTRUMENT.

THIS NOTE HAS NOT BEEN REGISTERED UNDER THE UNITED STATES SECURITIES ACT OF
1933, AS AMENDED (THE "1933 ACT"), OR UNDER THE PROVISIONS OF ANY APPLICABLE
STATE SECURITIES LAWS, BUT HAS BEEN AND WILL BE ACQUIRED BY THE REGISTERED
HOLDER HEREOF FOR PURPOSES OF INVESTMENT AND IN RELIANCE ON STATUTORY EXEMPTIONS
UNDER THE 1933 ACT, AND UNDER ANY APPLICABLE STATE SECURITIES LAWS. THIS NOTE
MAY NOT BE SOLD, PLEDGED, TRANSFERRED OR ASSIGNED EXCEPT IN A TRANSACTION WHICH
IS EXEMPT UNDER PROVISIONS OF THE 1933 ACT AND ANY APPLICABLE STATE SECURITIES
LAWS OR PURSUANT TO AN EFFECTIVE REGISTRATION STATEMENT; AND IN THE CASE OF AN
EXEMPTION, ONLY IF THE COMPANY HAS RECEIVED AN OPINION OF COUNSEL SATISFACTORY
TO THE COMPANY THAT SUCH TRANSACTION DOES NOT REQUIRE REGISTRATION.

                                INTEREST BEARING
                         SINGLE-PAYMENT PROMISSORY NOTE

$200,000                                                       December 15, 2004

      FOR VALUE RECEIVED, the undersigned, Medical Media Television, Inc., a
Florida corporation located at 8406 Benjamin Road, Suite C, Tampa, Florida 33634
(the "Company") promises to pay to the order of CARMEN BERNSTEIN, an individual
residing at 549 Ladrone Ave., Davis Island, FL 33606, or her assigns (the
"Holder"), the principal sum of Two Hundred Thousand Dollars ($200,000). The
rights, claims, duties and liabilities of the parties hereto are subject to and
controlled by the following terms and conditions (the "Note"):

      l. Method and Place of Payment.

      Payment of principal and interest shall be made in lawful money of the
United States of America at the principal place of business of the Holder, or at
such other location as may be hereafter designated.

      2. Interest.

      Interest on this note shall be calculated at ten percent (10%) per annum,
paid monthly.

      3. Due Date.

      Payment of the principal amount of this Note plus interest is due 365 days
from the date first above written.

                                        1
<PAGE>

      4. Prepayment.

      The Company shall have the privilege and option, without penalty or
forfeiture, to pay the entire principal amount of this Note plus interest, or
any part thereof, at any time prior to the due date.

      5. Debt Conversion. The Holder shall have the option to convert the
principal and interest due under this note into shares of the Company's common
stock at any time, pursuant to the terms of the form of the Debt Conversion
Agreement attached hereto as Exhibit "A".

      6. Default.

      The Company will be in default in the event of its failure to pay the Note
when due.

      7. Waiver.

      The Company waives presentment for payment, notice of nonpayment, protest
and notice of protest, and any other notice which might otherwise be required in
connection with the delivery, acceptance, performance, default or enforcement of
the payment of this Note. The Holder shall not be deemed by any act or omission
to have waived any right or remedy hereunder unless and only to the extent
expressed in a written instrument dated subsequent to the date hereof and
executed by the Holder, and any such waiver so expressed with respect to a
particular event shall not be interpreted as having a continuing effect on or as
a waiver of any right or remedy with respect to any subsequent event.

      8. Attorney's Fees.

      If an attorney is employed by the Holder to enforce, defend or interpret
any provisions of this instrument, the undersigned agrees to pay a reasonable
attorney's fee for the attorney's services, including all costs of collection.

      9. Notices.

      All notices or other communications required or permitted to be given
pursuant to this Note shall be in writing and shall be considered properly given
or made if hand delivered, mailed from within the United States by certified or
registered mail, or sent by prepaid telegram:

      a. if to the Holder:

              Carmen Bernstein
              549 Ladrone Avenue
              Davis Island, FL  33606

                                        2
<PAGE>

      b. if to the Company:

              Mr. Philip M. Cohen, President/CEO 8406 Benjamin Road, Suite C
              Tampa, FL 33634

or to such other address as either party shall have furnished to the other. All
notices, except of change of address, shall be deemed given when mailed and
notices of change of address shall be deemed given when received.

      10. Entire Agreement.

      This Note and any other documents expressly identified herein constitute
the entire understanding of the parties with respect to the subject matter
hereof, and no amendment, modification or alteration of the terms hereof shall
be binding unless the same be in writing, dated subsequent to the date hereof
and duly approved and executed by the Company and Holder.

      11. Governing Law and Venue.

      The Company acknowledges and agrees that irrespective of where executed,
this note shall be construed in accordance with the laws of the State of
California, and venue for any legal action, which may be brought hereunder,
shall be deemed to lie in Los Angeles County, California.

      IN WITNESS WHEREOF, the undersigned Company has executed this Note the day
and year first above written.

                                        MEDICAL MEDIA TELEVISION, INC.

                                        By: /s/ Philip M. Cohen
                                            ------------------------------------
                                                    Philip M. Cohen, President

                                        3
<PAGE>

                                   EXHIBIT "A"

                            DEBT CONVERSION AGREEMENT

      This Debt Conversion Agreement made as of this ______ day of ____________,
2005 between Medical Media Television, Inc., a Florida corporation (the
"Company") having a principal place of business at 8406 Benjamin Road, Suite C,
Tampa, Florida 33634 and CARMEN BERNSTEIN ("Lender"), an individual residing at
549 Ladrone Avenue, Davis Island, FL 33606.

      WHEREAS, Lender advanced funds to the Company totaling $200,000 as of
December 15, 2004, and

      WHEREAS, Lender is willing to release the Company from its obligation to
repay the Loan upon the terms and conditions set forth herein.

      NOW THEREFORE, in consideration of the terms, conditions and agreements
contained in this Agreement, the parties agree as follows:

      1. ISSUANCE OF SECURITIES.

            (a) Lender agrees to accept 200,000 units (the "Units") of the
Company's securities, calculated by dividing the Loan by $1.00 per Unit, in full
satisfaction of the Company's obligation to repay the Loan. Each Unit consists
of one share of the Company's common stock and one warrant to purchase an
additional share of the Company's common stock at $2.00 per share. The term of
the warrant is three (3) years from the date of issuance. The Company agrees to
issue the Units to Lender promptly following the execution of this Agreement.

            (b) The certificate, in due and proper form, representing the shares
underlying the Units will bear a legend substantially in the following form:

            "THE SHARES REPRESENTED BY THIS CERTIFICATE HAVE NOT BEEN REGISTERED
            UNDER THE SECURITIES ACT OF 1933. THE SHARES HAVE BEEN ACQUIRED FOR
            INVESTMENT AND MAY NOT BE SOLD, TRANSFERRED OR ASSIGNED IN THE
            ABSENCE OF AN EFFECTIVE REGISTRATION STATEMENT FOR THESE SHARES
            UNDER THE SECURITIES ACT OF 1933 OR AN OPINION OF COUNSEL THAT
            REGISTRATION IS NOT REQUIRED UNDER SAID ACT".

                                        4
<PAGE>

      2. LENDER'S REPRESENTATIONS AND WARRANTIES.

      The Lender hereby acknowledges, represents and warrants to, and agrees
with the Company as follows:

            (a) The Lender is acquiring the Units for his own account as
principal, for investment purposes only, and not with a view to, or for, resale,
distribution or fractionalization thereof, in whole or in part, and no other
person has a direct or indirect beneficial interest in such Units.

            (b) The Lender acknowledges an understanding that the offering and
sale of the Units is intended to be exempt from registration under the Act by
virtue of Section 4(2) of the Securities Act of 1933, as amended (the "Act") and
the provisions of Regulation D thereunder.

            (c) The Lender has the financial ability to bear the economic risk
of this investment, has adequate means for providing for his current needs and
personal contingencies and has no need for liquidity with respect to his
investment in the Company.

            (d) The Lender is an "accredited investor" as that term is defined
in Rule 501(a) of Regulation D under the Act (17 C.F.R. 230.501(a)).

            (e) The Lender has made an independent investigation of the
Company's business, been provided an opportunity to obtain additional
information concerning the Company he deems necessary to make an investment
decision and all other information to the extent the Company possesses such
information or can acquire it without unreasonable effort or expense.

            (f) The Lender represents, warrants and agrees that he will not sell
or otherwise transfer the Units unless registered under the Act or in reliance
upon an exemption therefrom, and fully understands and agrees that he must bear
the economic risk of his purchase for an indefinite period of time because,
among other reasons, the Units or underlying securities have not been registered
under the Act or under the securities laws of certain states and, therefore,
cannot be resold, pledged, assigned or otherwise disposed of unless they are
subsequently registered under the Act and under the applicable securities laws
of such states or an exemption from such registration is available. The Lender
also understands that the Company is under no obligation to register the Units
on his behalf or to assist the Lender in complying with any exemption from
registration under the Act. The Lender further understands that sales or
transfers of the Units or underlying securities are restricted by the provisions
of state securities laws.

            (g) The foregoing representations, warranties and agreements shall
survive the delivery of the Units under the Agreement.

                                        5
<PAGE>

      3. COMPANY REPRESENTATIONS AND WARRANTIES.

      The Company hereby acknowledges, represents and warrants to, and agrees
with the Lender as follows:

            (a) The Company has been duly organized, validly exists, and is in
good standing under the laws of the State of Delaware. The Company has full
corporate power and authority to enter into this Agreement and this Agreement
has been duly and validly authorized, executed and delivered by the Company and
is a valid and binding obligation of the Company, enforceable against the
Company in accordance with its terms, except as such enforcement may be limited
by the United States Bankruptcy Code and laws effecting creditors rights,
generally.

            (b) Subject to the performance by the Lender of its obligations
under this Agreement and the accuracy of the representations and warranties of
the Lender, the offering and sale of the Units will be exempt from the
registration requirements of the Act.

            (c) The execution and delivery by the Company of, and the
performance by the Company of its obligations under this Agreement in accordance
with the terms of this Agreement will not contravene any provision of applicable
law or the charter documents of the Company or any agreement or other instrument
binding upon the Company, or any judgment, order or decree of any governmental
body, agency or court having jurisdiction over the Company, and no consent,
approval, authorization or order of, or qualification with, any governmental
body or agency is required for the performance by the Company of its obligations
under this Agreement in accordance with the terms of this Agreement.

            (d) The foregoing representations, warranties and agreements shall
survive the Closing.

      4. RELEASE.

      Upon the delivery of the consideration to Lender set forth in Section 1 of
this Agreement, the Lender releases and forever discharges the Company of and
from all and all manner of actions, suits, debts, sums of money, contracts,
agreements, claims and demands at law or in equity, that Lender had, or may have
arising from the Loan.

      5. MISCELLANEOUS.

            (a) Modification. Neither this Agreement nor any provisions hereof
shall be modified, discharged or terminated except by an instrument in writing
signed by the party against whom any waiver, change, discharge or termination is
sought.

            (b) Notices. Any notice, demand or other communication which any
party hereto may be required, or may elect to give to anyone interested
hereunder, shall be sufficiently given if (a) deposited, postage prepaid, in a
United States mail letter box, registered or certified mail, return receipt
requested, addressed to such address as may be given herein, or (b) delivered
personally at such address.

                                        6
<PAGE>

            (c) Counterparts. This Agreement may be executed through the use of
separate signature pages or in any number of counterparts and each of such
counterparts shall, for all purposes, constitute one agreement binding on all
the parties, notwithstanding that all parties are not signatories to the same
counterpart.

            (d) Binding Effect. Except as otherwise provided herein, this
Agreement shall be binding upon and inure to the benefit of the parties and
their heirs, executors, administrators, successors, legal representatives and
assigns. If the undersigned is more than one person, the obligation of the
Investor shall be joint and several, and the agreements, representations,
warranties and acknowledgments herein contained shall be deemed to be made by
and be binding upon each such person and his heirs, executors, administrators,
and successors.

            (e) Entire Agreement. This instrument contains the entire agreement
of the parties, and there are no representations, covenants or other agreements
except as stated or referred to herein.

            (f) Applicable Law. This Agreement shall be governed and construed
under the laws of the State of California.

      IN WITNESS WHEREOF, the Company and Lender have caused this Agreement to
be executed and delivered by their respective officers, thereunto duly
authorized.

                                        MEDICAL MEDIA TELEVISION, INC.

                                        By: ____________________________________
                                                 Philip M. Cohen, President

                                        LENDER

                                        ----------------------------------------
                                                   Carmen Bernstein

                                        7

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