Document:

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                                                                    EXHIBIT 10.1

                                  [AUDI LOGO]

                               AUTOMOBILE DEALER
                               SALES AND SERVICE
                                   AGREEMENT

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AUDI DEALER AGREEMENT                                                [AUDI LOGO]
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         1.  APPOINTMENT.  Audi of America, Inc., a division of Volkswagen of
America, Inc. ("Audi"), having a place of business at 3800 Hamlin Road, Auburn
Hills, MI 48326, appoints XXXXXXX, ("Dealer"), doing business under the
fictitious name, XXXXXXX, having its place of business at XXXXXXX, as an
authorized dealer in Audi brand motor vehicles and genuine parts and accessories
therefor. Accordingly, the parties agree as follows:

         2. STANDARD PROVISIONS. The Dealer Agreement Standard Provisions (the
"Standard Provisions"), the Dealer Operating Plan (the "Operating Plan"), the
Audi Business Basics (the "Business Basics"), the Audi Retail Capacity Guide
(the "Retail Capacity Guide"), and the Audi Business File are part of this
Agreement. Any term not defined in this Agreement has the meaning given such
term in the Standard Provisions or Recommendations.

         3. OWNERSHIP AND MANAGEMENT. To induce Audi to enter into this
Agreement, Dealer represents that the persons identified in the Statement of
Ownership and Management, which is attached as Exhibit A, are Dealer's Owners
and Executives. Audi is entering into this Agreement in reliance upon these
representations, and upon the continued provision by such persons of their
personal services in fulfillment of Dealer's obligations under this Agreement.
Accordingly, Dealer agrees there will be no change in Dealer's Owners without
Audi's prior written consent, and no change in Dealer's Executives without prior
notice to Audi.

         4. MINIMUM FINANCIAL REQUIREMENTS. Dealer agrees to comply and maintain
compliance with the minimum financial requirements established for Dealer from
time to time in accordance with the Operating Plan or Recommendations.
Throughout the term of this Agreement those minimum financial requirements are
subject to revision by Audi, after review with Dealer, in light of operating
conditions and the development of Dealer's business and business potential.

         5. DEALER'S PREMISES. Audi has approved the location of Dealer's
Premises as specified in the Dealer Premises Addendum, attached as Exhibit B.
Dealer agrees that, without Audi's prior written consent, it will not (a) make
any major structural change in any of Dealer's Premises, (b) change the location
of any of Dealer's Premises or (c) establish any additional premises for
Dealer's Operations.

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         6. EXCLUSION OF WARRANTIES. EXCEPT FOR AUDI'S WARRANTIES, AND EXCEPT AS
PROVIDED IN ARTICLE 9 (1) OF THE STANDARD PROVISIONS, THERE ARE NO EXPRESS OR
IMPLIED WARRANTIES OR OBLIGATIONS OF THE MANUFACTURER OR AUDI AS TO THE QUALITY
OR CONDITION OF AUTHORIZED PRODUCTS, OR AS TO THEIR MERCHANTABLITY OR FITNESS
FOR ANY PARTICULAR PURPOSE, AND, TO THE EXTENT PERMITTED BY LAW, DEALER WILL
EXCLUDE ANY AND ALL SUCH WARRANTIES AND OBLIGATIONS IN ITS SALES OF AUTHORIZED
PRODUCTS.

         7. TERM.  The term of this Agreement begins on the date of its delivery
to Dealer or on XXXXXX, whichever is later. This Agreement shall continue in
effect until terminated by either party or superseded by a new Dealer Agreement
with Audi.

         8. GOVERNING LAW. This Agreement will be construed in accordance with
the laws of the State of XXXXXX. Should the performance of any obligation under
this Agreement violate any valid law of such jurisdiction, then this Agreement
shall be deemed modified to the minimum extent necessary to comply with such
law.

         9. TERMS AND CONDITIONS.  The Addenda attached hereto as Exhibits A
through X are part of this Agreement and are incorporated into this Agreement by
this reference.

AUDI OF AMERICA, INC.

BY:                                           DATE:
    ------------------------------                  ----------------------------
      NAME: PAUL HAGAN
      TITLE: NETWORK DEVELOPMENT TEAM LEADER

DEALER

BY:                                           DATE:
    ------------------------------                  ----------------------------
        NAME: XXXXXX
        TITLE:  XXXXXX

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EXHIBIT A

AUDI DEALER AGREEMENT

STATEMENT OF OWNERSHIP AND MANAGEMENT

1.   Dealer legal Name:  XXXXXXX

2.  Principle Place of Business:    XXXXXXX

3.   Dealer is a (proprietorship, Partnership, LLC, Corporation), (incorporated,
     formed, registered) on (date), under the laws of the State of XXXX.

4.   The following person(s) is/are the beneficial and record owner(s) of
     Dealer:

<TABLE>
<CAPTION>

     Name and Address                   If a corporation,         Percentage of
     of Each Record and                 Number and Class          Ownership of
     Beneficial Owner                   of Shares                 Record in Dealer
     ------------------                 -----------------         ----------------
<S>                                     <C>                       <C>
     XXXXXXXXX                          XXXXX  XXXXXX                XXX

</TABLE>

5.   The following persons are Dealer's Officers:

     Name and Address:                            Title
     ----------------                             -----

6.   The following person functions as General Manager of Dealer. As such he or
     she is an agent of Dealer and is authorized, and Audi is entitled to rely
     on their authority, to make all decisions on behalf of Dealer with respect
     to Dealer's Operations:

     Name and Address:                        Signature

     XXXXXXXXXX
     XXXXXXXXXX                               -------------------------
     XXXXXXXXXX

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Dealer hereby certifies that the foregoing information is true and complete as
of the date below. Audi has entered into this Agreement in reliance upon the
qualifications, and the continued provision of personal services in the
ownership and management of Dealer by the persons identified above.

This Exhibit cancels any prior Statement of Ownership and Management.

AUDI  OF AMERICA, INC.

BY:                                           DATE:
    ------------------------------                  --------------------------
     NAME:  PAUL HAGAN
     TITLE: NETWORK DEVELOPMENT TEAM LEADER

DEALER

BY:                                           DATE:
    ------------------------------                  --------------------------
     NAME:  XXXXXX
     TITLE: XXXXXX

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EXHIBIT B

AUDI DEALER AGREEMENT

DEALER PREMISES ADDENDUM

1.   Dealer legal Name:  XXXXXXX

2.   Audi has approved the location of the following premises, and no others,
     for the Dealer's Operations:

a.   Sales Facilities:
     XXXXXX

b.   Authorized Automobile Storage Facilities:

c.   Service Facilities:

d.   Genuine Parts Storage Facilities:

e.   Used Car Lot:

Dealer hereby certifies that the foregoing information is true and complete as
of the date below. This exhibit cancels any prior Dealer Premises Addendum.

AUDI OF AMERICA, INC.

BY:                                           DATE:
    ------------------------------                  --------------------------
     NAME:  PAUL HAGAN
     TITLE:  NETWORK DEVELOPMENT TEAM LEADER

DEALER

BY:                                           DATE:
    ------------------------------                  --------------------------
      NAME:  XXXXXX
      TITLE: XXXXXX

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Audi Dealer
         Standard Provision

                                    [PHOTO}

                                                                     [AUDI LOGO]
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STANDARD PROVISIONS
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ARTICLE 1

BASIC OBLIGATIONS OF AUDI

SUPPLY OF AUTHORIZED PRODUCTS

(1) Audi will sell and deliver Authorized Products to Dealer in accordance with
this Agreement.

ASSISTANCE

(2) Audi will actively assist Dealer in all aspects of Dealer's Operations
through such means as Audi considers appropriate, including:

    (a)  Annual reviews of Dealer's compliance with this Agreement, the Business
         Basics, the Retail Capacity Guide, the Operating Standards;

    (b)  Recommendations; and

    (c)  Schools, special training and meetings for Dealer's personnel.

COMPLIANCE WITH ETHICAL STANDARDS

(3) In the conduct of its business, Audi will:

    (a)  Safeguard and promote the reputation of Authorized Products and the
         Manufacturer;

    (b)  Refrain from all conduct which might be harmful to the reputation or
         marketing of Authorized Products or inconsistent with the public
         interest; and

    (c)  Avoid all discourteous, deceptive, misleading, unprofessional or
         unethical practices.

ARTICLE 2

BASIC OBLIGATIONS OF DEALER

SALES, SERVICE AND PARTS SUPPLY

(1) Dealer assumes the responsibility in Dealer's Area for the promotion and
sale of Authorized Products and for the supply of Genuine Parts and customer
service for Authorized Products. This Agreement does not give Dealer any
exclusive right to sell or service Authorized Products in any area or territory.

COMPLIANCE WITH ETHICAL STANDARDS

(2) In the conduct of its business, Dealer will:

    (a)  Safeguard and promote the reputation of Authorized Products, the
         Manufacturer and Audi;

    (b)  Refrain from all conduct which might be harmful to the reputation or
         marketing of Authorized Products or inconsistent with the public
         interest; and

    (c)  Avoid all discourteous, deceptive, misleading, unprofessional or
         unethical practices.

BUSINESS BASICS, BUSINESS FILE, RETAIL CAPACITY GUIDE AND OPERATING PLAN

(3) The Business Basics, Business File, Retail Capacity Guide and Operating Plan
are part of this Agreement and are incorporated herein by this reference.

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STANDARD PROVISIONS
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DISCLAIMER OF FURTHER LIABILITY BY AUDI

(4) Except as expressly provided in this Agreement, Audi is not liable for any
expenditure made or liability incurred by Dealer in connection with Dealer's
performance of its obligations under this Agreement.

ARTICLE 3

GENERAL MANAGEMENT AND FACILITY REQUIREMENTS

DEALER'S GENERAL MANAGEMENT

(1) In the conduct of its business, Dealer will have the following minimum
staff:

    (a)  An Authorized Representative (provided, that such Authorized
         Representative may be one of Dealer's Owners).

    (b)  Such additional department managers and other employees as set forth in
         the Business Basics or Operating Plan.

DEALER'S PREMISES

(2) Dealer's Premises, in sales, service and parts, will conform to the
requirements of this Agreement, the Retail Capacity Guide, the Operating Plan
and such other reasonable standards as Audi may prescribe from time to time,
after review with Dealer.

(3) Unless otherwise agreed by Audi in writing, Dealer will operate Dealer's
Premises during the customary business hours of the trade in Dealer's Area.

ARTICLE 4

IDENTIFICATION; ADVERTISING

USE OF AUTHORIZED TRADEMARKS

(1) Audi will supply Dealer, from time to time, with trademark standards to
assist Dealer in the proper usage of Authorized Trademarks. Dealer will use
Authorized Trademarks only in connection with the promotion and sale of new
Authorized Products and customer service for Authorized Products pursuant to
this Agreement, and only in the manner and for the purposes Audi specifies.
Dealer will not use any Authorized Trademark as part of its corporate or
business name without the prior written consent of Audi. Dealer also may use
Authorized Trademarks in connection with the sale of used automobiles if Dealer
complies fully with Audi's requirements relating to used car sales under the
Authorized Trademarks. If Dealer does not comply fully with these requirements,
Dealer may not use any Authorized Trademarks in connection with its used car
sales, except that Dealer may use the word "Audi" to describe Authorized
Automobiles, if this word appears in characters and colors different from those
usually employed by the Manufacturer, Audi and authorized dealers of Audi. This
Agreement does not grant Dealer any license or permission to use Authorized
Trademarks except as mentioned herein, and Dealer has no right to grant any such
permission or interest.

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STANDARD PROVISIONS
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SIGNS

(2) Dealer will display conspicuously at Dealer's Premises such Authorized Signs
at such locations as Audi reasonably may require. Dealer will use its best
efforts to obtain all governmental approvals necessary for such display. If
Dealer transfers any of Dealer's Premises to another location, Dealer
immediately will remove all Authorized Signs and other references to Authorized
Products displayed at or around the prior location.

STATIONERY

(3) All stationery and business forms used in Dealer's Operations will be
prepared in accordance with Recommendations. Dealer's use of Authorized
Trademarks on stationery and business forms will be in accordance with trademark
standards supplied by Audi.

ADVERTISING

(4) Dealer will advertise Authorized Products and customer service for
Authorized Products only in accordance with reasonable guidelines and policies
established by Audi. Dealer will refrain from all false, deceptive, misleading
or unlawful advertising. Dealer's advertising will include, among other things,
a listing in a principal local classified telephone directory in Dealer's Area.
Authorized Trademarks will be used for identification in all product and
customer service advertising, in accordance with the provisions of this
Agreement. Audi will provide or sell to Dealer sufficient quantities of all
legally required brochures, as well as all current sales, service and parts
literature and promotional materials, and Dealer shall prominently display them
and make them readily available.

ARTICLE 5

SALES

SALES PROMOTION

(1) Dealer will use its best efforts to promote the sale of Authorized
Automobiles in Dealer's Area, through regular contacts with owners, users, and
prospective owners and users of Authorized Products; through promotion,
prospecting, and follow-up programs; and through such means and at such levels
as may be indicated from time to time by the Business Basics, Operating Plan and
Recommendations.

SALES PERFORMANCE

(2) Dealer will achieve the best sales performance possible in Dealer's Area for
each model and type of Authorized Automobile. The measurement for Dealer's
yearly sales performance will be the objective established in the applicable
annual Operating Plan.

SALES OUTSIDE AREA

(3) Subject to Dealer's performance of its obligations under Article 5(2), Audi
does not restrict Dealer's sale of Authorized Products within the 50 United
States. Audi hereby informs Dealer, however, that Audi has no authority to sell
any products for distribution outside the United States, and it is Audi's policy
not to do so. Dealer acknowledges its understanding that this is intended to
preserve the integrity of the orderly worldwide distribution network for the
products supplied to Audi, and to maximize customer satisfaction by ensuring
that Authorized Products meet the certification and operational standards to
which they were designed. Dealer therefore is authorized to sell new Authorized
Products only in the 50 United States, and is not authorized to, and agrees it
will not, sell any new Authorized Product for sale or use elsewhere.

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STANDARD PROVISIONS
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DEFECTIVE OR DAMAGED AUTHORIZED PRODUCTS

(4) If any Authorized Product sold by Audi to Dealer should become defective or
damaged prior to its delivery by Dealer to a customer, Dealer agrees to repair
such defect or damage so that such Authorized Product is placed in first-class
salable condition prior to such delivery. Dealer immediately will notify Audi of
any substantial defects or damage and will follow such procedures for making
damage claims as Audi may establish from time to time. Audi shall have the
option to repurchase any Authorized Products with substantial defects or damage
at the price at which they were originally sold by Audi, less any prior refunds
or allowances made by Audi and less any insurance proceeds received by Dealer in
respect of such defect or damage. Audi will make an equitable adjustment with
respect to damage which Dealer can demonstrate occurred prior to the time of
delivery to Dealer. Audi will disclose to Dealer as may be required any damage
which Audi repaired before delivering an Authorized Automobile to Dealer. Dealer
will properly disclose such repair prior to delivering such Authorized
Automobile to a customer, and will hold Audi harmless from any claims that
required disclosure was not made.

CHANGES BY DEALER TO AUTHORIZED PRODUCTS

(5) Audi may request Dealer to make changes, or not to make changes, to
Authorized Products, and Dealer agrees to comply promptly with such requests.
Dealer also agrees to take such steps as Audi may direct it to take to comply
with any law or regulation pertaining to safety, emissions, noise, fuel economy
or vehicle labeling. Audi will reimburse Dealer at the then-current rate of
reimbursement specified by Audi for Dealer for Genuine Parts and for labor which
may be used by Dealer in making such required changes on Authorized Products.
Parts and other materials necessary to make such changes may be shipped to
Dealer without Dealer's authorization and Dealer will accept them. Dealer will
receive credit for parts so shipped which prove unnecessary, provided they are
returned or disposed of in accordance with Audi's instructions. If the laws of
the state in which Dealer is located or a vehicle is to be registered require
motor vehicles to carry equipment not installed or supplied as standard
equipment by the Manufacturer or Audi, upon Audi's request Dealer will, prior to
selling any Authorized Automobiles on which such installation is required,
properly install at its own or its customers' expense equipment conforming to
such laws and to Audi's standards. Dealer agrees to indemnify the Manufacturer
and Audi and hold them harmless from any and all liabilities that may arise out
of Dealer's failure or alleged failure to comply with any obligation assumed by
Dealer in this paragraph.

PRODUCT CHANGES BY DEALER NEITHER REQUESTED BY AUDI NOR REQUIRED BY LAW

(6) If Dealer installs on a new Authorized Automobile any equipment, accessory
or part other than a Genuine Part; sells any new Authorized Automobile which has
been modified; or sells in conjunction with a new Authorized Automobile a
service contract not offered or specifically endorsed in writing by Audi, then
Dealer will advise the customer of the identity of the warrantor of such
modification, equipment, accessory or part, or, in the case of a service
contract, of the identity of the provider of its coverage. Dealer will indemnify
Audi against claims that may be asserted against Audi in any action by reason of
such modification, equipment, accessory, part or service contract. ANY
UNAUTHORIZED MODIFICATION TO AUTHORIZED PRODUCTS BY DEALER WHICH ADVERSELY
AFFECTS THE SAFETY OR EMISSIONS OF AN AUTHORIZED AUTOMOBILE WILL BE A VIOLATION
OF THIS AGREEMENT AND CAUSE FOR TERMINATION PURSUANT TO ARTICLE 14(2).

USED CAR OPERATIONS

(7) Dealer will use its best efforts to acquire, promote, and sell at retail
used Authorized Automobiles and other used automobiles. Dealer's used car
operations will conform to the requirements of the Business Basics, Retail
Capacity Guide, Operating Plan, Recommendations and such other reasonable
standards as Audi may prescribe, after review with Dealer.

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STANDARD PROVISIONS
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ARTICLE 6

PARTS

PARTS PROMOTION

(1) Dealer will use its best efforts to promote the sale of Genuine Parts in
Dealer's Area, through regular contacts with owners, users, and prospective
owners and users of Authorized Products; through promotion, prospecting and
follow-up programs; and through such means as may be indicated from time to
time by Recommendations.

PARTS DEPARTMENT

(2) Dealer's parts department will conform to the requirements of the Business
Basics, Retail Capacity Guide, Operating Plan and such other reasonable
standards as Audi may prescribe, after review with Dealer.

SALE OF NON-GENUINE PARTS

(3) Dealer will not sell any parts which are not equivalent in quality and
design to Genuine Parts, if such parts are necessary to the mechanical operation
of Authorized Automobiles. Dealer will not represent as new Genuine Parts any
parts which are not new Genuine Parts. If Dealer sells a part or accessory which
is not a Genuine Part, Dealer will advise the customer of the identity of the
warrantor of such part or accessory.

PARTS INVENTORY

(4) Dealer will maintain an inventory of Genuine Parts which is sufficient to
perform reasonably anticipated warranty service and wholesale trade requirements
in Dealer's Area for Genuine Parts. Audi will make Recommendations for Dealer's
inventory of Genuine Parts based on particular conditions in Dealer's Area, and
Dealer will give due consideration to such Recommendations.

ARTICLE 7

SERVICE

QUALITY AND PROMOTION OF SERVICE

(1) Dealer will provide the best possible customer service for all owners of
Authorized Automobiles and automobiles of the same make formerly sold by Audi,
and will use its best efforts to promote its customer service. Dealer's service
facilities, equipment, and personnel will conform to the requirements of the
Business Basics, Retail Capacity Guide, Operating Plan and such other reasonable
standards as Audi may prescribe, after review with Dealer.

TOOLS

(2) Special tools and general workshop equipment meeting Audi's standards shall
be available at Dealer's Premises in working condition. Audi's minimum standards
shall be found in the Business Basics and the Operating Plan, which will be
updated from time to time.

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STANDARD PROVISIONS
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USE OF NON-GENUINE PARTS

(3) Dealer will not use in the repair or servicing of Authorized Automobiles
any parts which are not equivalent in quality and design to Genuine Parts, if
such parts are necessary to the mechanical operation of such Authorized
Automobiles. Dealer will use only Genuine Parts in performing warranty service
on Authorized Automobiles. Dealer will not represent as new Genuine Parts any
parts used by it in the repair or servicing of Authorized Automobiles which are
not new Genuine Parts.

OWNER'S DOCUMENTS

(4) Upon delivering a new Authorized Automobile to a customer, Dealer will
provide the Owner's Documents supplied by Audi for such Authorized Automobile,
properly completed by Dealer. Dealer will take all steps required prior to
delivery of the Authorized Automobile, and, in particular, will perform properly
the pre-delivery services specified by Audi.

MAINTENANCE AND OTHER SERVICES WITHOUT CUSTOMER CHARGE

(5) In accordance with bulletins issued from time to time by Audi and Audi's
Warranties, certain maintenance services and other repairs following delivery of
a new Authorized Automobile may be free of charge to the customer. Upon
presentation of an appropriate Owner's Document, Dealer will perform properly
the services required, whether or not the Authorized Automobile to be serviced
was sold by Dealer. Upon the submission of appropriate claims, Audi will
reimburse Dealer for performing such services at the then current rate of
reimbursement specified by Audi for Dealer. Audi will establish procedures for
submitting and processing such claims and transmitting reimbursements to
Dealer. Dealer agrees to comply with these procedures.

REPEATED REPAIRS

(6) Dealer will notify Audi in writing or by electronic mail of repairs to
Authorized Automobiles pursuant to Audi's Warranties under each of the following
circumstances:

    (a)  The Authorized Automobile has been brought to Dealer a specified number
         of times for the same complaint; or

    (b)  The Authorized Automobile has been in Dealer's custody for all repairs
         pursuant to Audi's Warranties a specified number of days.

Such notification shall be made at the times and by the means Audi may have
instructed in any then-current dealer warranty manual issued by Audi.

ARTICLE 8

DEALER'S PURCHASES AND INVENTORIES

PURCHASE PRICES

(1) Audi will sell Authorized Products to Dealer at prices and upon terms
established by Audi from time to time. If Audi increases its established prices,
Dealer may cancel all orders for Authorized Products affected by the increase
which are unfilled at the time Dealer receives notice of the increase, by giving
Audi written notice of cancellation within ten days from the time Dealer
receives notice of the price increase.

ORDERS AND ACCEPTANCE

(2) Dealer will transmit orders for Authorized Products to Audi electronically,
at the times and for the periods, that Audi reasonably requires. With each
order, Dealer represents that it is solvent. Audi may accept orders in whole or
in part. Except as otherwise expressly provided in Article 8(1), all orders of
Dealer will be binding upon it until they are rejected in writing by Audi;
however, in the event of a partial acceptance by Audi, Dealer will not be bound
by the portion of the order not accepted.

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INVENTORIES

(3) Dealer will maintain in inventory at all times the assortment and quantity
of Authorized Products required by the Operating Plan, Business Basics or
Recommendations.

PRODUCT ALLOCATION

(4) Dealer recognizes that certain Authorized Products may not be available in
sufficient supply from time to time because of factors such as product
importation, consumer demand, component shortages, manufacturing constraints,
governmental regulations, or other causes. Audi will endeavor to make a fair and
equitable allocation and distribution of the Authorized Products available to
it.

TAXES

(5) Dealer is responsible for any and all sales taxes, use taxes, excise taxes
(including luxury taxes) and other governmental charges imposed, levied, or
based upon the sale of Authorized Products by Audi to Dealer. Dealer represents
and warrants, as of the date of the purchase of each Authorized Product, that
all Authorized Products purchased from Audi are purchased by Dealer for resale
in the ordinary course of Dealer's business and that Dealer has complied with
all laws relating to the collection and payment of all sales taxes, use taxes,
excise taxes (including luxury taxes) and other governmental charges applicable
to the purchase of such products and will furnish evidence thereof upon request.
If any Authorized Products are put to taxable use by Dealer, or are purchased by
Dealer for purposes other than resale in the ordinary course of Dealer's
business, Dealer will make timely return and payment to the appropriate taxing
authorities of all applicable taxes and other governmental charges imposed,
levied, or based upon the sale of such Authorized Products by Audi to Dealer and
will hold Audi harmless with respect thereto.

PAYMENTS TO DEALER OR DEALER'S PERSONNEL

(6) From time to time, Audi may conduct incentive programs which involve
payments to Dealer or to Dealer's personnel. Dealer acknowledges that regardless
of the nature of such programs or payments, Dealer's personnel are not
employees, contractors or agents of Audi. All matters relating to the employment
of retention of Dealer's personnel are solely Dealer's responsibility. In the
case of payments by Audi to Dealer, Dealer alone will be responsible for the
payment of any and all applicable taxes. In the case of payments to Dealer's
personnel, Audi will make appropriate information or other returns to
appropriate taxing authorities. In the event Dealer does not want Audi to make
direct payments to Dealer's personnel, Dealer will notify Audi to that effect in
writing. After receiving such written notice, Audi will pay directly to Dealer
any subsequent payments coming due Dealer's personnel. Dealer represents and
warrants that it will pass such payments directly through to Dealer's personnel
as intended; that it will make any necessary returns to any taxing authority;
and that it will hold Audi harmless from any claims whatsoever that such
payments were not received by the intended recipients or that appropriate
withholdings were not made. In the event it is determined by any taxing
authority that Audi should not have made payments to Dealer's personnel or that
Audi should have collected taxes in respect of such payments, then Audi will be
responsible for such taxes.

PAYMENT BY DEALER

(7) Dealer will pay for Authorized Products in the manner, at the time, and upon
the conditions specified in the terms of payment established from time to time
by Audi. Delivery of instruments of payment other than cash will not constitute
payment until Audi has collected the full amount in cash. Dealer will pay all
collection charges, including reasonable attorney's fees, and costs of exchange,
if any, incurred in connection with its payments.

PASSING OF TITLE; SECURITY INTEREST

(8) Title to Authorized Products will remain with Audi until Audi has collected
their full purchase price in cash. Dealer will execute and deliver, and Audi is
authorized to execute and deliver on behalf of Dealer or, to the extent
permitted by law, to file without the signature of Dealer, all financing
statements and other instruments which Audi may deem necessary to evidence its
ownership of such Authorized Products. Dealer hereby grants Audi a purchase
money security interest in all Authorized Products for

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STANDARD PROVISIONS
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which Audi has not collected in full, authorizes Audi to take such steps as
Audi deems necessary to perfect such security interests, and agrees to
cooperate fully with Audi in connection therewith. Audi may take possession at
any time of Authorized Products to which it has title.

PASSING OF RISKS

(9) Authorized Products will be at Dealer's risk and peril from the time of
their delivery to Dealer or Dealer's agent. It will be up to Dealer to insure
such risks for its benefit and at its expense.

RESPONSIBILITY FOR DEFECTS AND DAMAGE

(10) Audi assumes responsibility for the quality and condition of Authorized
Products, to the extent of (a) defects caused by its own negligence and (b)
damage caused or repaired prior to delivery of the Authorized Products to Dealer
or Dealer's agent. Audi will make any required disclosure thereof to Dealer. If
Audi has insured against such defects in or damage to Authorized Products,
Audi's liability to Dealer for such damage will be limited to the amount
actually paid by the insurance carrier to Audi by reason of such defect of
damage, together with any deductible amount applicable to such claim. Dealer may
decline to accept any Authorized Products delivered to Dealer in damaged
condition or with respect to which Audi has notified Dealer that Audi has
repaired damage; however, should Dealer accept such Authorized Product Dealer
will, subject to the provisions of Article 5(5), repair all such defects and
damage fully as required by Audi before any defective or damaged Authorized
Product is delivered to a customer. Dealer will make any required disclosure to
Dealer's customers of damage or repairs, and will hold Audi harmless with
respect thereto. Audi will notify Dealer promptly of the amount thereof, or any
other amount due from Audi pursuant to this paragraph, following Dealer's
submission of such proof of repair as Audi may require.

CLAIMS FOR INCOMPLETE DELIVERY

(11) Dealer will make all claims for incomplete delivery of Authorized Products
(including the delivery of Authorized Products with damage) in writing not later
than three business days after Dealer's receipt of shipment; provided, however,
that Dealer will make claims as to Genuine Parts within the period specified in
policies established by Audi from time to time; and provided, further, that
Dealer will note claims for visible damage to Authorized Automobiles on the
delivery receipt.

CHANGES OF SPECIFICATIONS

(12) Audi will deliver Authorized Products to Dealer in accordance with
specifications applicable at the time of their manufacture. In the event of any
change or modification with respect to any Authorized Products, Dealer will not
be entitled to have such change or modification made to any Authorized Products
manufactured prior to the introduction of such change or modification. Audi
expressly reserves, and Dealer acknowledges, the right to make such changes and
modifications, and Dealer's only right in such event shall be the cancellation
of any orders, not yet accepted by Audi, for Authorized Products affected by the
change or modification.

FAILURE OF OR DELAY IN DELIVERY BY AUDI

(13) Audi will not be liable to Dealer for failure of or delay in delivery under
orders of Dealer accepted by Audi, other than failure or delay resulting from
willful misconduct or gross negligence of Audi.

RETURN OR DIVERSION ON DEALER'S FAILURE TO ACCEPT

(14) If Dealer fails or refuses for any reason to accept delivery of any
Authorized Products ordered by Dealer (except as permitted under Article 8(11)),
Dealer will be liable to Audi for all expenses incurred as a result of such
failure or refusal, and will store such Authorized Products at no charge to Audi
until Audi can arrange for their removal. Dealer's liability pursuant to this
paragraph will be in addition to, and not in lieu of, any other liabilities
which may arise from Dealer's failure or refusal to accept delivery.

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ARTICLE 9

WARRANTY TO CUSTOMERS

AUDI'S WARRANTIES

(1) Audi warrants each new Authorized Product as set forth in Audi's Warranties.

INCORPORATION OF AUDI'S WARRANTIES IN DEALER'S SALES

(2) Dealer will make all sales of Authorized Automobiles and Genuine Parts in
such a way that its customers acquire all rights in accordance with Audi's
Warranties and, to the extent permitted by law, no other express or implied
warranties. Dealer will make the text of Audi's Warranties part of its contracts
for the sale of Authorized Products and will display the text of the warranties
of all products it sells in customer contact areas where Authorized Products are
offered.

WARRANTY PROCEDURES

(3) Dealer agrees to comply with the provisions of the various dealer warranty
manuals which Audi may issue from time to time, and will follow the procedures
established by Audi for processing warranty claims and returning and disposing
of defective Genuine Parts. Dealer will also comply with all requests of Audi
for the performance of services pursuant to warranty claims and will maintain
detailed records of time and parts consumption and any other records used as the
basis for submitting warranty claims. Dealer will submit warranty claims to Audi
electronically, and in accordance with procedures established by Audi. Upon
Dealer's compliance with such requests and maintenance of such records, Audi
will reimburse Dealer within a reasonable time for warranty claims at the
then-current rate of reimbursement specified by Audi for Dealer. Strict
adherence to the procedures and means established for processing warranty claims
is necessary for Audi to process such claims fairly and expeditiously. Audi will
be under no obligation with respect to warranty claims not submitted
electronically and not made strictly in accordance with such procedures.

ARTICLE 10

DEALER'S RECORD KEEPING AND REPORTS; INSPECTION OF DEALER'S OPERATIONS

DEALER'S FORMS, BUSINESS MACHINES, OFFICE EQUIPMENT AND BOOKKEEPING

(1) Dealer will use accounting, sales, bookkeeping and service workshop forms;
business machines; data processing and transmission equipment; and other
office equipment which meets specifications, and which enables Dealer and Audi
to communicate electronically for all purposes and which otherwise provides
information and functions in the manner prescribed by Audi and its affiliates in
the Business Basics, the Operating Plan and by other means. Audi will advise
Dealer, or ensure that suppliers to Audi advise Dealer, periodically of the
hardware and software requirements, communications protocols, and other
specifications which Dealer's data processing and transmission equipment must
meet in order to satisfy the requirements of this paragraph, and Dealer will
timely adhere to such requirements, protocols and specifications. Dealer will
keep accurate and current records in accordance with Audi's uniform accounting
system and with accounting practices and procedures reasonably satisfactory to
Audi, in order to enable Audi to develop comparative data and to furnish Dealer
business management assistance.

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FINANCIAL STATEMENTS TO BE SUPPLIED BY DEALER

(2) Dealer will transmit to Audi (a) on or before the tenth day of each
calendar month, in such form and by such methods as Audi reasonably may require,
a financial and operating statement reflecting the consolidated operations of
Dealer for the preceding month and from the beginning of the calendar year to
the end of the preceding month and (b) within three and one-half months after
the close of Dealer's fiscal or calendar year, a consolidated balance sheet and
profit and loss statement of Dealer, which documents shall be certified by a
certified public accountant if so requested by Audi at least 30 days prior to
the close of Dealer's fiscal or calendar year. DEALER'S FAILURE TO PROVIDE
FINANCIAL AND OPERATING STATEMENTS IN THE FORMAT AND BY THE METHOD REQUIRED
BY AUDI MAY RESULT IN THE REVOCATION OF DEALER'S OPEN PARTS AND ACCESSORIES
ACCOUNT.

REPORTS TO BE SUPPLIED BY DEALER

(3) Dealer will furnish to Audi, on such forms and by such methods as Audi
reasonably may require, accurate timely reports of Dealer's sales and transfers
of new Authorized Automobiles. Dealer also will furnish to Audi, on a timely and
accurate basis, such other reports and financial statements as Audi reasonably
may require.

INSPECTION OF DEALER'S OPERATIONS AND RECORDS

(4) Until the expiration or termination of this Agreement, and thereafter until
consummation of all transactions referred to in Article 15, Audi, through its
employees and other designees, at all reasonable times during regular business
hours, may inspect Dealer's Operations, Dealer's Premises and the methods,
records and accounts of Dealer relating to Dealer's Operations.

ARTICLE 11

DEALER PERFORMANCE REVIEW

EVALUATION AND ASSISTANCE

(1) Each year, Audi will prepare objectives for Dealer and will use them as a
basis for evaluating Dealer's performance of its obligations in each of the
areas described in this Article 11 and in the Business Basics, the Retail
Capacity Guide and the Operating Plan. Audi may evaluate Dealer's performance
during the year through periodic reviews. Audi will review its evaluations with
Dealer, so that Dealer may take prompt action, if necessary, to improve its
performance to such levels as Audi reasonably may require. Any written comments
received from Dealer on Audi's evaluation of Dealer will become a part of such
evaluation.

EVALUATION OF DEALER'S VEHICLE SALES, SERVICE AND PARTS PERFORMANCE

(2) Audi will evaluate the effectiveness of Dealer's vehicle sales, service and
parts performance in accordance with factors and measures set forth in the
Business Basics, the Operating Plan and Recommendations.

EVALUATION OF DEALER'S PREMISES

(3) Audi will evaluate Dealer's performance of its responsibilities pertaining
to Dealer's Premises, analyzing both separately and collectively Dealer's sales
facilities, service facilities, parts facilities, administrative offices,
storage, parking and signage. In making such evaluation, Audi will consider the
factors set forth in the Business Basics, the Retail Capacity Guide, the
Operating Plan and Recommendations.

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EVALUATION OF DEALER'S CUSTOMER SATISFACTION

(4) Audi will evaluate Dealer's performance of its responsibilities pertaining
to customer satisfaction, analyzing both separately and collectively the
satisfaction of customers with Dealer's sales activities and service
activities. In making such evaluation, Audi will utilize a uniform measure
of customer satisfaction, which will be disclosed to Dealer, and will
consider the factors set forth in the Business Basics, the Operating Plan
and Recommendations.

ARTICLE 12

SUCCEEDING DEALERS

PROCEDURE

(1) If Dealer chooses to transfer its principal assets or change owners, Audi
has the right to approve the proposed transferees, the new owners and executives
and, if different from Dealer's, their premises. Audi will consider in good
faith any such written proposal Dealer may submit to Audi during the term of
this Agreement. In determining whether the proposal is acceptable to it, Audi
will take into account factors such as the personal, business and financial
qualifications of the proposed new owners and executives as well as the
proposal's effect on competition. In such evaluation, Audi may consult with the
proposed new owners and executives on any aspect of the transaction of their
proposed dealership operations. Notwithstanding anything set forth in this
paragraph to the contrary, Audi shall not be obligated to consider such proposal
if it previously had notified Dealer in writing that it would not appoint a
succeeding dealer in Dealer's Area; provided, however, that such notice shall be
given only if there is good cause for discontinuing representation of Authorized
Automobiles in Dealer's Area.

APPROVALS

(2) Audi will notify Dealer in writing of the approval or disapproval of a
proposal by Dealer for transfer of principal assets or change of owners within
45 business days, or the exercise by Audi of its right of first refusal under
Article 12(3) within 30 calendar days, after Dealer has furnished to Audi all
applications and information reasonably requested by Audi to evaluate such
proposal. If Audi approves Dealer's proposal, Audi shall be obligated to grant
the proposed transferees only a Dealer Agreement in substantially the same form
as this Agreement. If Audi had previously notified Dealer in writing that Audi
would not appoint a succeeding dealer in Dealer's Premises, then Audi's approval
of Dealer's proposal may be conditioned on the proposed transferees agreeing to
provide different facilities for their dealership operations. Upon the
consummation of Dealer's approved proposal, Dealer will deliver to Audi Audi's
form of voluntary termination of this Agreement and general release in favor of
Audi.

RIGHT OF FIRST REFUSAL

(3) Whenever Dealer proposes to transfer its principal assets or change owners
of a majority interest, Audi shall have the right to purchase such assets or
ownership interest, as follows:

    (a)  Audi may elect to exercise its purchase right by written notice to
         Dealer within 30 calendar days after Dealer has furnished to Audi all
         applications and information reasonably requested by Audi to evaluate
         Dealer's proposal.

    (b)  If Dealer's proposed sale or transfer was to a successor approved in
         advance by Audi, to any of Dealer's Owners, to Dealer's employees as a
         group or to Dealer's spouse, children or heirs, then Dealer may
         withdraw its proposal within 30 calendar days following receipt of
         Audi's notice of election of its purchase right.

    (c)  Audi's right under this Article 12(3) shall be a right of first
         refusal, permitting Audi to (i) assume the proposed transferee's rights
         and obligations under its agreement with Dealer and (ii) cancel this
         Agreement and all rights granted Dealer hereunder. Except to the extent
         specifically inconsistent with the terms of this Agreement, the price
         and all other terms of Audi's purchase

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           shall be as set forth in any bona fide written purchase and sale
           agreement between Dealer and its proposed transferee and in any
           related documents.

     (d)   Dealer shall furnish to Audi copies of all applicable liens,
           mortgages, encumbrances, leases, easements, licenses or other
           documents affecting any of the property to be transferred, and shall
           assign to Audi any permits or licenses necessary for the continued
           conduct of Dealer's Operations.

     (e)   Audi may assign its right of first refusal to any party it chooses,
           but in that event Audi will remain primarily liable for payment of
           the purchase price to Dealer.

     (f)   If Audi exercises its purchase right, Audi will reimburse Dealer's
           proposed transferee for reasonable documented actual expenses which
           such proposed transferee incurred through the date of such exercise
           which are directly and solely attributable to the transaction Dealer
           proposed.

     (g)   Nothing contained in this Article 12(3) shall require Audi to
           exercise its right of first refusal in any case, nor restrict any
           right Audi may have to refuse to approve Dealer's proposed transfer.

SUCCESSION

(4) Article 14(l)(a) notwithstanding, in the event of the death of any of
Dealer's Owners, Audi will not terminate this Agreement by reason of such death
if:

     (a)   The owner's interest in Dealer passes directly as specified in any
           Successor Addendum to this Agreement, or

     (b)   The owner's interest in Dealer passes directly to his or her
           surviving spouse or children, or any of them, and (i) Dealer's
           Authorized Representative remains as stated in the Statement of
           Ownership and Management or (ii) within 90 days after the death of
           such owner Dealer appoints another qualified individual as Dealer's
           Authorized Representative; PROVIDED, HOWEVER, that in this event
           Audi will evaluate Dealer's performance during the 12 months
           following the owner's death. After the expiration of this 12-month
           period and Audi's evaluation of the performance of Dealer's
           management during such period, Audi will review with Dealer the
           changes, if any, in the management or equity interests of Dealer
           required by Audi as a condition of extending this Dealer Agreement
           with Dealer. Any new Dealer Agreement entered into pursuant to this
           paragraph will be in substantially the same form as the Dealer
           Agreements then currently offered by Audi to its dealers in
           Authorized Automobiles generally.

MODIFICATION OF TERMS OF PAYMENT

(5) Upon receipt of an application for a replacement dealer agreement, Audi may
modify its terms of payment with respect to Dealer to the extent Audi deems
appropriate, irrespective of Dealer's credit standing or payment history.

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ARTICLE 13

DISPUTE RESOLUTION

GENERAL POLICY

(1) Audi and Dealer agree as a general matter to work together to minimize
disputes between them.
WHILE UNDERSTANDING THAT CERTAIN FEDERAL AND STATE COURTS AND AGENCIES MAY BE
AVAILABLE TO RESOLVE ANY DISPUTES, AUDI AND DEALER AGREE THAT IT IS IN THEIR
MUTUAL BEST INTERESTS TO ATTEMPT TO RESOLVE CERTAIN CONTROVERSIES FIRST THROUGH
ARBITRATION. AUDI AND DEALER THEREFORE AGREE THAT THE DISPUTE RESOLUTION PROCESS
OUTLINED IN THIS ARTICLE SHALL BE USED BEFORE SEEKING LEGAL REDRESS IN A COURT
OF LAW OR BEFORE AN ADMINISTRATIVE AGENCY, FOR ALL DISPUTES ARISING UNDER THE
FOLLOWING: ARTICLE 9(3) (WARRANTY PROCEDURES), ARTICLE 12 (SUCCEEDING DEALERS),
ARTICLE 14 (TERMINATION), ARTICLE 15 (RIGHTS AND LIABILITIES UPON TERMINATION)
AND PAYMENTS TO DEALER IN CONNECTION WITH AUDI INCENTIVE PROGRAMS. In the event
that a dispute arises in connection with any other provision of this Agreement,
Audi and Dealer may mutually agree to first submit the dispute to arbitration,
in accordance with the provisions of this Article. Both Audi and Dealer agree
that the ultimate mutual goal of arbitration is to obtain a fair hearing and
prompt decision of the dispute, in an efficient and cost-effective manner, and
both agree to work toward that goal at all times hereunder.

INVOLUNTARY NON-BINDING ARBITRATION

(2) Upon the written request of either Audi or Dealer, a dispute arising in
connection with this Agreement may be submitted to non-binding arbitration.

VOLUNTARY BINDING ARBITRATION

(3) As an alternative to Article 13(2) above, upon the written request of
Dealer, a dispute arising in connection with this Agreement will be submitted to
binding arbitration.

RULES OF CONDUCT

(4) Arbitrations will be adjudicated under the auspices and in accordance with
the rules of the American Arbitration Association or another mutually acceptable
arbitration service, as well as the following provisions:

   (a)  Written requests for arbitration shall set forth a clear and complete
        statement of the nature of the claim and its basis; the amount involved,
        if any, and the remedy sought.

   (b)  The place of arbitration shall be the state in which Dealer's Premises
        are located, or such other place as may be agreed upon by the parties.

   (c)  Both parties shall make every reasonable attempt to agree upon one
        arbitrator, but if they are unable to agree each shall appoint an
        arbitrator and these two shall appoint a third arbitrator.

   (d)  Expenses of arbitration shall be divided equally between the parties.
        The prevailing party shall not be entitled to reasonable attorneys fees.

   (e)  The arbitrator(s) shall pass finally upon all questions, both of law and
        fact, and his or her (or their) findings shall be conclusive.

   (f)  Pre-arbitration discovery shall be available to both parties and shall
        be governed by the Federal Rules of Civil Procedure. Information
        obtained by either party during the course of discovery shall be kept
        confidential, shall not be disclosed to any third party, shall not be
        used except in connection with the arbitration proceeding, and at the
        conclusion of the proceeding, shall be returned to the other party. Both
        Dealer and Audi shall make their agents and employees available upon
        reasonable times and places for pre-trial depositions without the
        necessity of subpoenas or other court orders. Such discovery may be used
        as evidence in the arbitration proceeding to the same extent as if it
        were a court proceeding.

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TIME FOR DECISION

(5) Unless Audi and Dealer specifically agree to the contrary, and subject to
the rules and procedures of the arbitration service chosen, the arbitration
hearing shall be concluded not more than 60 days after the date of the written
request to arbitrate, and the arbitration decision shall be rendered not more
than 90 days after the written request to arbitrate.

PROVISIONAL REMEDIES

(6) Either Audi or Dealer may, without prejudice to the above procedures, file a
complaint if in its sole judgment such action is necessary to avoid irreparable
damage or to preserve the status quo. Despite such action the parties will
continue to participate in good faith in the procedures specified in this
Article 13.

TOLLING STATUTE OF LIMITATIONS

(7) All applicable statutes of limitation and defenses based upon passage of
time shall be tolled while the procedures specified in this Article 13 are
pending. The parties will take such action, if any, required to effectuate such
tolling.

PERFORMANCE TO CONTINUE

(8) Audi and Dealer agree to continue to perform their respective obligations
under this Agreement pending final resolution of any dispute arising out of or
relating to this Agreement.

ARTICLE 14

TERMINATION

IMMEDIATE TERMINATION BY AUDI

(1) Except to the extent a greater notice period is required by any applicable
statute, Audi has the right to terminate this Agreement for cause, with
immediate effect, by sending notice of termination to Dealer, if any of the
following should occur:

   (a)  Death of any of Dealer's Owners or any change, whether voluntary or by
        operation of law, in the record or beneficial ownership of Dealer
        without Audi's prior written consent; any change in Dealer's Executives
        without prior notice to Audi; or the failure of Dealer's Executives to
        continue to manage Dealer's Operations;

   (b)  Dissolution or liquidation of Dealer, if a partnership or corporation;

   (c)  Insolvency of Dealer or voluntary institution by Dealer of any
        proceeding under the Bankruptcy Act or state insolvency law; or the
        involuntary institution against Dealer of any proceeding under the
        Bankruptcy Act or state insolvency law which is not vacated within ten
        days from the institution thereof; or the appointment of a receiver or
        other officer having similar powers for Dealer or Dealer's business who
        is not removed within ten days of his appointment; or any levy under
        attachment, execution or similar process which is not within ten days
        vacated or removed by payment or bonding.

   (d)  Any attempted transfer of this Agreement by Dealer, in whole or in part,
        without Audi's prior written consent;

   (e)  Any change in the location of any of Dealer's Premises or the
        establishment of any additional premises for Dealer's Operations without
        Audi's prior written consent;

   (f)  Failure of Dealer to continue to operate any of Dealer's Premises in the
        usual manner for a period of five consecutive business days, unless
        caused by an Act of God, war, riot, strike, lock out, fire, explosion or
        similar event;

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   (g)  Dealer's failure, for a period of ten consecutive business days, to have
        any license necessary for the conduct of Dealer's Operations;

   (h)  Conviction of Dealer or any of Dealer's Owners or Executives of a felony
        or any misdemeanor involving fraud, deceit or an unfair business
        practice, if in Audi's opinion such conviction may adversely affect the
        conduct of Dealer's business, or be harmful to the good will of the
        Manufacturer or Audi or to the reputation and marketing of Authorized
        Products;

   (i)  Any material misrepresentation by any of Dealer's Owners or Executives
        as to any fact relied upon by Audi in entering into this Agreement;

   (j)  Submission by Dealer of fraudulent or knowingly false report or
        statement or claim for reimbursement, refund or credit; or

   (k)  Failure or refusal of Dealer or Dealer's owners, executives, agents or
        employees to provide Audi, upon request, with access to and the
        opportunity to inspect and copy all books, papers, instruments,
        certificates or other documents evidencing the record or beneficial
        ownership of Dealer.

TERMINATION BY AUDI ON 30 DAYS' NOTICE

(2) Except to the extent a greater notice period is required by any applicable
statute, Audi has the right to terminate this Agreement upon 30 days' notice if
any of the following shall occur:

   (a)  Any disagreement or personal difficulties of Dealer's Owners or
        Executives which in Audi's opinion may adversely affect the conduct of
        Dealer's business, or the presence in the management of Dealer of any
        person who in Audi's opinion does not have appropriate qualifications
        for their position;

   (b)  Impairment of the reputation or financial standing of Dealer or any of
        Dealer's Owners or Executives or ascertainment by Audi of any fact
        existing at or prior to the time of execution of this Agreement which
        tends to impair such reputation or financial standing; or

   (c)  Any breach of any obligation of Dealer pursuant to this Agreement or any
        other agreement between Audi or any of its subsidiaries or affiliates
        and Dealer.

DISCUSSIONS WITH DEALER

(3) Upon learning that any event or situation which would give Audi grounds to
terminate this Agreement has occurred, Audi will endeavor to discuss such event
or situation with Dealer. Thereafter, Audi may give Dealer written notice of
termination.

MODIFICATION OF TERMS OF PAYMENT

(4) During the period a situation specified in Article 14(1) or 14(2) continues
to exist, Audi may modify its terms of payment with respect to Dealer to such
extent as Audi may consider appropriate, irrespective of Dealer's credit
standing or payment record.

NO WAIVER BY FAILURE TO TERMINATE

(5) Should Audi be entitled to terminate this Agreement but fail to do so, such
failure shall not be considered a waiver of Audi's right to terminate this
Agreement unless the situation entitling Audi to terminate this Agreement has
ceased to exist and (a) six months have elapsed from the time Audi obtained
knowledge of such situation or (b) Audi has entered into a subsequent written
agreement with Dealer superseding this Agreement. Nevertheless, any situation
entitling Audi to terminate this Agreement may be considered at any subsequent
time together with any subsequent events in determining Audi's right to
terminate this Agreement.

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TERMINATION BY DEALER

(6) Dealer has the right to terminate this Agreement without cause by giving
Audi 60 days written notice of such termination. Upon receipt of Dealer's
notice of termination, Audi may, at Audi's option, waive in writing the 60 day
notice period. In the event Dealer, in connection with its termination of
this Agreement, also wishes to terminate any other agreement between Dealer and
Audi or any of Audi's subsidiaries or affiliates, Dealer must do so separately
and subject to the provisions of Article 14(9) below.

CONTINUATION OF BUSINESS RELATIONS AFTER TERMINATION

(7) Any business relations between Audi and Dealer after the termination of this
Agreement without a written extension or renewal or a new written dealer
agreement will not operate as an extension or renewal of this Agreement or as a
new dealer agreement. Nevertheless, all such business relations, so long as they
are continued, will be governed by terms identical with the provisions of this
Agreement.

SUPERSEDING AGREEMENTS

(8) If any superseding form of Dealer Agreement is offered by Audi to its
authorized dealers generally at any time, Audi may, by written notice to Dealer,
terminate this Agreement and replace it with a Dealer Agreement in the
superseding form.

AGREEMENTS WITH AFFILIATES OF AUDI

(9) The termination of this Agreement by either party does not necessarily waive
or terminate any other agreement between Dealer and Audi or any of its
subsidiaries or affiliates. Such other agreements may be terminated only in
accordance with their terms, and the parties' respective obligations under any
such other agreements will continue in accordance with their terms until
terminated.

ARTICLE 15

RIGHTS AND LIABILITIES UPON TERMINATION

AUDI'S OBLIGATIONS

(1) Within 90 days after the termination of this Agreement pursuant to Article
14, Audi will purchase from Dealer and (subject to the provisions of Article 15,
Paragraph 4 below) Dealer will sell to Audi all the following:

   NEW AUTHORIZED AUTOMOBILE INVENTORY

   (a) All new, undamaged current model year Authorized Automobiles (introduced
   in the United States no earlier than 12 months prior to the date of such
   expiration or termination and not superseded by a later model year) in
   Dealer's inventory on the date of such expiration or termination which are in
   first-class salable condition, provided they (i) have 200 or fewer actual
   miles; (ii) were sold by Audi and purchased by Dealer from Audi (or in the
   ordinary course of business from other dealers of Authorized Automobiles
   appointed by Audi) and (iii) have never been sold by Dealer. The price for
   such Authorized Automobiles will be the price at which they were originally
   sold by Audi, less all prior refunds or allowances made by Audi, if any.

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   NEW GENUINE PARTS INVENTORY

   (b) All the following new, unused and undamaged articles listed in Audi's
   current Genuine Parts Price List (other than articles listed as obsolete) in
   Dealer's inventory on the date of such expiration or termination which are in
   first-class salable condition and complete, provided they were purchased by
   Dealer from Audi and never sold by Dealer:

         (i)   New parts and new factory remanufactured replacement parts
               supplied by Audi for Authorized Automobiles;

         (ii)  accessories considered by Audi to be suitable for installation in
               the current model year Authorized Automobiles specified in
               Article 15(l)(a); and

         (iii) other accessories, provided that Audi has made sales of identical
               articles during six of the last twelve full calendar months
               immediately preceding such expiration or termination. The price
               for such articles will be the price then last established by Audi
               for the sale of identical articles, less a handling charge equal
               to ten percent of such amount and less all prior refunds or
               allowances made by Audi;

   TOOLS AND EQUIPMENT

   (c) All special tools and equipment for servicing Authorized Automobiles
   owned by Dealer on the date of expiration or termination which are in
   operating condition and complete, provided they were purchased by Dealer from
   Audi or pursuant to written requests of Audi. The price for such tools and
   equipment will be the fair market value thereof; and

   AUTHORIZED SIGNS

   (d) All Authorized Signs which Dealer displayed publicly or at Dealer's
   Premises. The price for such Authorized Signs will be the fair market value
   thereof.

TERMS OF SALE

(2) Any and all items to be sold by Dealer to Audi pursuant to this paragraph
will be delivered by Dealer to Audi at Dealer's place of business suitably
packed for transportation. For such periods of time as Audi reasonably may
determine, Audi may enter Dealer's Premises for the purpose of taking an
inventory of all or any part of Dealer's stock of Authorized Products and
special tools and equipment. At the request of Audi, Dealer will comply in all
respects with the provisions of all applicable bulk sales acts or similar
statutes protecting a transferee of personal property with respect to
liabilities of the transferor. Promptly following performance by Dealer of all
its obligations pursuant to this Article 15, the completion by Audi of all steps
required to obtain possession of such items and the delivery to Audi of a bill
of sale, documents of title and a general release of Audi and the Manufacturer
from Dealer and Dealer's Owners, all in form satisfactory to Audi, Audi will pay
Dealer the specified prices for the said items, less all amounts owed by Dealer
to Audi, its subsidiaries or affiliates. Audi will not be required to purchase
any item from Dealer pursuant to this paragraph unless Dealer is able to convey
to Audi, within such 90-day period, title to such item free and clear of all
liens, claims, encumbrances and security interests.

PENDING ORDERS AND DEALER'S OBLIGATIONS

(3) Upon the expiration or termination of this Agreement, all pending orders of
Dealer for Authorized Products previously accepted by Audi will be canceled and
Dealer immediately will:

   REMOVAL OF AUTHORIZED SIGNS

   (a) Remove at its own expense all Authorized Signs which it displayed
   publicly or at its premises;

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   AUTHORIZED TRADEMARKS

   (b) Cease all usage of the Authorized Trademarks, cease to hold itself out as
   an authorized dealer in Authorized Automobiles, destroy all stationery and
   other printed material bearing any Authorized Trademark, and, if its
   corporate or business name contains any Authorized Trademark, take all steps
   to remove the same therefrom;

   ORDERS AND FILES

   (c) Transfer to Audi

       (i)  all orders for sale by Dealer of Authorized Products then pending
            with Dealer,

       (ii) all deposits made thereon, whether in cash or property;

       (iii) all Dealer's warranty records for Authorized Products or complete
       copies of all such records and files; and

       (iv) all Dealer's customer service files. Upon the written request of
       Dealer, Audi will return such customer service files to Dealer after
       Audi has made copies of such files at Audi's expense;

   CUSTOMER LISTS

   (d) Make available to Audi in writing the names and addresses of all its
   service customers and prospective customers for Authorized Products; and

   LITERATURE

   (e) Deliver to Audi at Dealer's place of business, free of charge, all
   technical or service literature, advertising and other printed material
   relating to Authorized Products, including sales instruction manuals or
   promotional material, then in Dealer's possession and which were acquired by
   Dealer from Audi. None of the foregoing will result in any liability of Audi
   to Dealer for damages, commissions, loss of profits or compensation for
   services, or in any other liability of Audi to Dealer of any kind of nature
   whatsoever.

DIRECT SALES BY DEALER

(4) Upon Dealer's written request, Audi will waive Dealer's obligation to sell
certain assets to Audi and will consent to Dealer's sale of any of or all its
assets to any party of Dealer's choosing; provided, however, that Dealer may not
sell any new Authorized Automobile nor any new Genuine Parts to any person or
entity other than another dealer in the same line-make authorized by Audi.

SPECIFIC PERFORMANCE

(5) Since Dealer's obligations under this Article 15 are of such a nature that
it is impossible to measure in money the damages which will be suffered by Audi
if Dealer should fail to perform any of them, Dealer agrees that, in the event
of any such failure of performance on its part, Audi will be entitled to
maintain an action to compel the specific performance by Dealer of these
obligations and Dealer agrees not to assert in any such action the defense that
Audi has an adequate remedy at law.

--------------------------------------------------------------------------------
                                       18

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STANDARD PROVISIONS
-------------------------------------------------------------------------------

ARTICLE 16

DEFINITIONS

Throughout this Agreement various abbreviations and abbreviated phrases have
been used. Their meanings are:

AUDI

(1) "Audi" means Volkswagen of America, Inc. a New Jersey corporation, and
includes, as appropriate, all divisions of that corporation.

AUDI'S WARRANTIES

(2) "Audi's Warranties" means, with respect to each Authorized Product, those
express written warranties provided with such product or as set forth in the
Dealer Warranty Manual for Authorized Products in effect at the time such
product is first sold at retail.

AUTHORIZED AUTOMOBILES

(3) "Authorized Automobiles" means motor vehicles of the Audi brand and
comprising such models and types as may be supplied by Audi during the term of
this Agreement.

AUTHORIZED PRODUCTS

(4) "Authorized Products" means Authorized Automobiles and Genuine Parts.

AUTHORIZED REPRESENTATIVE

(5) "Authorized Representative" means a qualified representative of Dealer
whose full time professional efforts are devoted to the conduct of Dealer's
Operations and who is authorized to execute documents and make all operational
decisions on behalf of Dealer.

AUTHORIZED SIGNS

(6) "Authorized Signs" means displays of any Authorized Trademark, in such
material, type, presentation and colors as Audi may prescribe from time to time.

AUTHORIZED TRADEMARKS

(7) "Authorized Trademarks" means any trademark, service mark or trade name now
or any other time hereafter used or claimed by the Manufacturer or Audi.

BUSINESS BASICS, BUSINESS FILE, AND RETAIL CAPACITY GUIDE

(8) "Business Basics", "Business File" and "Retail Capacity Guide" mean those
documents which set forth Audi's terms of trade, programs and certain
operational requirements.

DEALER'S AREA

(9) "Dealer's Area" means the area designated by Audi in the Operating Plan for
Dealer's Operations, corresponding to U.S. census tract information.

DEALER'S EXECUTIVES

(10) "Dealer's Executives" means all the persons named in Paragraphs 5 and 6 of
the Statement of Ownership and Management as officers or other executives of
Dealer, as well as any other person who succeeds to any position in Dealer
referred to in such paragraphs in accordance with the provisions of this
Agreement.

--------------------------------------------------------------------------------
                                       19

<PAGE>

STANDARD PROVISIONS
-------------------------------------------------------------------------------

DEALER'S OPERATIONS

(11) "Dealer's Operations" means all activities of Dealer relating to the
promotion and sale of Authorized Products, the supply of Genuine Parts, customer
service for Authorized Products and all other activities of Dealer pursuant to
this Agreement.

DEALER'S OWNERS

(12) "Dealer's Owners" means all the persons named in Paragraph 4 of the
Statement of Ownership and Management as beneficial or record owners of Dealer,
as well as any other person who acquires or succeeds to any beneficial interest
or record ownership in Dealer in accordance with the provisions of this
Agreement.

DEALER'S PREMISES

(13) "Dealer's Premises" means all premises referred to in the Dealer Premises
Addendum and used by Dealer for or in connection with Dealer's Operations,
including sales facilities, service workshops, offices, facilities for storage
of Authorized Automobiles and Genuine Parts, used car sales facilities and
parking facilities.

GENUINE PARTS

(14) "Genuine Parts" means new and factory rebuilt replacement parts,
accessories and optional equipment for Authorized Automobiles if such parts,
accessories and optional equipment are supplied by Audi.

MANUFACTURER

(15) "Manufacturer" means any supplier of Authorized Products to Audi, including
as appropriate, but not limited to, Audi AG, a German corporation, and
Volkswagen AG, a German corporation.

NET WORKING CAPITAL, OWNER'S EQUITY AND WHOLESALE CREDIT

(16) "Net Working Capital," "Owner's Equity," and "Wholesale Credit" shall have
the meanings set forth in the Business Basics, the Operating Plan and in
accordance with generally accepted accounting principles.

OPERATING PLAN

(17) "Operating Plan" means the Dealer Operating Plan then currently established
by Audi for Dealers, determined in cooperation with Dealer and of Authorized
Products, as well as any amendments thereof or additions thereto by Audi during
the term of this Agreement.

OWNER'S DOCUMENTS

(18) "Owner's Documents" means all the documents which are supplied by Audi in
respect of each Authorized Automobile and which are intended for the customer,
including, but not limited to, the Owner's Manual, Warranty Booklet and
Maintenance Booklet.

RECOMMENDATIONS

(19) "Recommendations" means written suggestions provided by Audi to Dealer from
time to time during the term of this Agreement, including the Business Basics
and Business File, as well as all currently applicable written suggestions
previously provided by Audi.

--------------------------------------------------------------------------------
                                       20

<PAGE>

STANDARD PROVISIONS
-------------------------------------------------------------------------------

ARTICLE 17

GENERAL PROVISIONS

DEALER NOT AN AGENT

(1) Dealer will conduct all Dealer's Operations on its own behalf and for its
own account. Dealer has no power or authority to act for the Manufacturer or
Audi.

AUTHORITY TO SIGN

(2) Dealer acknowledges that only the President, a Vice President, Secretary,
Assistant Secretary or Network Development Team Leader of Audi is authorized on
behalf of Audi to execute this Agreement or to agree to any variation,
modification or amendment of any of its provisions or to sign any notice of
termination.

VARIATIONS; MODIFICATIONS; AMENDMENTS

(3) This Agreement may not be varied, modified or amended except by an express
instrument in writing to that effect signed on behalf of both Audi and Dealer.

ENTIRE AGREEMENT

(4) This instrument contains the entire agreement between the parties. No
representations or statements other than those expressly set forth or referred
to herein were made or relied upon in entering into this Agreement.

RELEASE OF CLAIMS UNDER PRIOR AGREEMENT

(5) This Agreement terminates and supersedes all prior agreements with respect
to Authorized Products between the parties, if any. The parties hereby waive,
abandon and relinquish any and all claims of any kind and nature arising out of
or in connection with any such prior agreement, except for any accounts payable
by one party to the other as a result of the purchase of any Authorized
Products, audit adjustments or reimbursement for any services.

AGREEMENT NON-TRANSFERABLE

(6) No part of this Agreement nor any interest in this Agreement may be
transferred by Dealer without the prior written consent of Audi.

DEFENSE AND INDEMNIFICATION

(7) Audi will, upon Dealer's written request:

    (a) Defend Dealer against any and all claims for breach of Audi's
    Warranties, bodily injury or death, or for physical damage to or destruction
    of property, that, during the term of this Agreement, may be asserted
    against Dealer in any action solely by reason of a manufacturing defect or
    design deficiency in

       (i)  an Authorized Product or

       (ii) a product of the same line-make formerly supplied by Audi pursuant
       to a former dealer agreement; and

    (b) Hold Dealer harmless from any and all settlements made and final
    judgments rendered with respect to such claims; provided Dealer promptly
    notifies Audi in writing of the commencement of such action against Dealer
    and cooperates fully in the defense of such action in such manner and to
    such extent as Audi may require. However, such defense and indemnification
    by Audi will not be required if any fact indicates that any negligence,
    error, omission, act, failure, breach, statement or representation of Dealer
    may have caused or contributed to the claim asserted against Dealer or if
    Audi determines that such action seeks recovery for allegations other than
    those described in Article 17(7)(a).

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                                       21

<PAGE>
STANDARD PROVISIONS
-------------------------------------------------------------------------------

NOTICES

(8) Any notices under or pursuant to the provisions of this Agreement will be
directed to the respective addresses of the parties stated herein, or, if
either party shall have specified another address by notice in writing to the
other party, to the address thus last specified. Unless otherwise provided
herein, notices shall be deemed effective if sent by certified mail with return
receipt requested; by overnight service having a reliable means of confirming
delivery; or by personal delivery to any of Dealer's Owners or Executives.
Notices shall be deemed effective when received.

WAIVERS

(9) The waiver by either party of any breach or violation of or default under
any provision of this Agreement will not operate as a waiver of such provision
or of any subsequent breach or violation thereof or default thereunder. The
failure or refusal of Audi to exercise any right or remedy shall not be deemed
to be a waiver or abandonment of any such right or remedy.

TITLES

(10) The titles appearing in this Agreement have been inserted for convenient
reference only and do not in any way affect the construction, interpretation or
meaning of the text.

--------------------------------------------------------------------------------
                                       22

<PAGE>

                                  [AUDI LOGO]<PAGE>
                                                                  EXHIBIT 10.2.1

                             MERCEDES-BENZ USA, INC.

                                  MERCEDES-BENZ
                        PASSENGER CAR RETAILER AGREEMENT

                                TABLE OF CONTENTS
                                -----------------

<TABLE>
<CAPTION>

RETAILER AGREEMENT                                                            PAGE
                                                                              ----
<S>                                                                         <C>
     MERCEDES-BENZ STATEMENT OF COMMITMENT                                     (i)

     A.   APPOINTMENT OF RETAILER                                             (ii)
     B.   TERM                                                                (ii)
     C.   ADDITIONAL PROVISIONS                                               (ii)
     D.   RETAILER OWNERSHIP                                                  (ii)
     E.   RETAILER MANAGEMENT                                                 (ii)
     F.   MERCEDES-BENZ CENTER FACILITIES                                    (iii)
     G.   MERCEDES-BENZ PARTNERSHIP GROUPS                                   (iii)
     H.   MODIFICATION OF AGREEMENT                                          (iii)
     I.   EXECUTION OF AGREEMENT                                              (iv)
     J.   MUTUAL RELEASE                                                      (iv)
     K.   CERTIFICATION                                                       (iv)

     FINAL PARAGRAPH                                                           (v)

STANDARD PROVISIONS

1.   ACQUISITION, DELIVERY AND INVENTORY OF MERCEDES-
     BENZ PASSENGER CAR PRODUCTS                                                 1

     A.   PRICES AND TERMS OF SALE                                               1
     B.   AVAILABILITY AND ALLOCATION OF PRODUCTS                                1
     C.   DELIVERY OF PRODUCTS                                                   1
     D.   PASSAGE OF TITLE                                                       1
     E.   RISK OF DAMAGE OR LOSS                                                 2
     F.   DELAY OR FAILURE OF DELIVERY                                           2
     G.   DIVERSION AND STORAGE CHARGES                                          2
     H.   SECURITY INTEREST                                                      2

          1. GRANT OF SECURITY INTEREST                                          2
          2. DEFAULT IN PAYMENT                                                  3
          3. ASSEMBLY OF COLLATERAL, PAYMENT OF COSTS AND NOTICES                3
          4. RECORDING AND FURTHER ASSURANCES                                    3
          5. RECORDS AND SCHEDULES OF INVENTORY                                  3
</TABLE>

<PAGE>

<TABLE>
<S>                                                                             <C>
     I.   CHANGES OF DESIGN, SPECIFICATIONS OR OPTIONS                           4
     J.   DISCONTINUANCE OF MANUFACTURE OR
          IMPORTATION                                                            4
     K.   MINIMUM VEHICLE INVENTORIES                                            4
     L.   PRODUCT MODIFICATIONS                                                  4

II.  RETAILER'S MARKETING AND SALES OF MERCEDES-
     BENZ PASSENGER CAR PRODUCTS                                                 4

     A.   RETAILER'S GENERAL RESPONSIBILITIES                                    4
     B.   EXPORT POLICY                                                          5
     C.   MERCEDES-BENZ RETAILER ASSOCIATION                                     5
     D.   PRE-OWNED VEHICLES                                                     6
     E.   AREA OF INFLUENCE                                                      6
     F.   EVALUATION OF RETAILER'S MARKETING AND
          SALES PERFORMANCE                                                      6

III. RETAILER'S SERVICE OBLIGATIONS                                              6

     A.   CLIENT SERVICE STANDARDS                                               6
     B.   RETAILER'S SPECIFIC SERVICE OBLIGATIONS                                7

          1.       PRE-DELIVERY INSPECTIONS AND SERVICE                          7
          2.       WARRANTY REPAIRS AND POLICY SERVICE                           7
          3.       SERVICE CAMPAIGN INSPECTIONS AND CORRECTIONS                  8
          4.       ROADSIDE ASSISTANCE PROGRAM                                   8

     C.   USE OF PARTS AND ACCESSORIES IN NON-WARRANTY SERVICE                   8

          1.       QUALITY STANDARDS                                             8
          2.       RETAILER'S DISCLOSURES AS TO USE OF AND
                   WARRANTIES FOR NON-GENUINE PARTS AND ACCESSORIES              9

     D.   COMPLIANCE WITH SAFETY AND EMISSION
          CONTROL REQUIREMENTS                                                   9

     E.   COMPLIANCE WITH CONSUMER PROTECTION
          STATUTES, RULES AND REGULATIONS                                        9

IV. RETAILER'S SERVICE AND PARTS ORGANIZATION                                   10

     A.   ORGANIZATION AND STANDARDS                                            10
     B.   SERVICE EQUIPMENT AND SPECIAL TOOLS                                   10
     C.   PARTS STOCKING LEVEL                                                  10
     D.   AFTER HOURS DELIVERY                                                  10
</TABLE>

<PAGE>

<TABLE>
<S>                                                                            <C>
     E.   ASSISTANCE PROVIDED BY MBUSA                                          11

          1.       SERVICE MANUALS AND MATERIALS                                11
          2.       FIELD PERSONNEL ASSISTANCE                                   11

     F.   EVALUATION OF RETAILER'S SERVICE
          AND PARTS PERFORMANCE                                                 11

     G.   ADDITIONAL FACILITIES OR LOCATIONS                                    11

V. CLIENT SATISFACTION RESPONSIBILITIES                                         12

     A.   RETAILER'S CLIENT SATISFACTION
          OBLIGATIONS                                                           12

          1.       RETAILER'S CLIENT SATISFACTION PLAN                          12
          2.       EMPLOYEE TRAINING                                            12
          3.       CLIENT ASSISTANCE RESPONSE SYSTEM                            12

     B.   EVALUATION OF RETAILER'S CLIENT
          SATISFACTION PERFORMANCE                                              12

VI. MERCEDES-BENZ CENTER FACILITIES AND IDENTIFICATION                          13

     A.   LOCATION AND FACILITIES                                               13
     B.   CHANGES AND ADDITIONS                                                 13
     C.   RETAILER'S OPERATING HOURS                                            14
     D.   CORPORATE IDENTITY                                                    14
     E.   EVALUATION OF MERCEDES-BENZ CENTER
          FACILITIES                                                            14
     F.   OWNERSHIP AND USE OF MERCEDES-BENZ MARKS                              14

          1.       VALIDITY AND EXCLUSIVE OWNERSHIP OF
                   MERCEDES-BENZ MARKS                                          14
          2.       USE BY RETAILER                                              15
          3.       DISCONTINUANCE OF USE                                        15
          4.       ENFORCEMENT                                                  16

VII. WARRANTIES                                                                 16

VIII. CAPITAL, CREDIT, RECORDS AND UNIFORM SYSTEMS                              16

     A.   NET WORKING CAPITAL                                                   16
     B.   FLOORING AND LINES OF CREDIT                                          17
     C.   PAYMENT TERMS                                                         17
     D.   UNIFORM ACCOUNTING SYSTEM                                             17
</TABLE>

<PAGE>

<TABLE>
<S>                                                                            <C>
     E.   RECORDS MAINTENANCE                                                   18
     F.   EXAMINATION OF MERCEDES-BENZ CENTER
          ACCOUNTS AND RECORDS                                                  18
     G.   TAXES                                                                 18
     H.   CONFIDENTIALITY                                                       18
     I.   MERCEDES-BENZ RETAILER COMMUNICATIONS
          SYSTEM AND PROPRIETARY MANUFACTURER
          SYSTEMS                                                               18
     J.   SALES REPORTING                                                       19

IX. TRANSFERS                                                                   19

     A.   SALE OF ASSETS OR OWNERSHIP INTEREST                                  19
     B.   RIGHT OF FIRST REFUSAL OR OPTION TO PURCHASE                          19

          1.       RIGHTS GRANTED                                               19
          2.       EXERCISE OF MBUSA'S RIGHTS                                   20
          3.       RIGHT OF FIRST REFUSAL                                       20
          4.       OPTION TO PURCHASE                                           21
          5.       RETAILER'S OBLIGATIONS                                       21

X. SUCCESSION RIGHTS UPON DEATH OR INCAPACITY                                   22

     A.   SUCCESSION TO OWNERSHIP AFTER DEATH OF
          OWNER                                                                 22
     B.   INCAPACITY OF OWNER                                                   23
     C.   NOMINATION OF SUCCESSOR PRIOR TO DEATH
          OR INCAPACITY OF OWNER                                                23

XI. TERMINATION                                                                 24

     A.   VOLUNTARY TERMINATION BY RETAILER                                     24
     B.   TERMINATION FOR CAUSE                                                 24

          1. IMMEDIATE TERMINATION                                              24
          2. TERMINATION UPON SIXTY DAYS NOTICE                                 26
          3. TERMINATION FOR FAILURE OF PERFORMANCE                             27
          4. TERMINATION UPON DEATH OR INCAPACITY                               27

     C.   TERMINATION UPON TERMINATION OF
          DISTRIBUTORSHIP                                                       27
     D.   TERMINATION FOR FAILURE OF MBUSA TO BE
          LICENSED                                                              27
     E.   TERMINATION UPON OFFERING TO ENTER INTO A
          NEW OR AMENDED PASSENGER CAR RETAILER
          AGREEMENT                                                             28
</TABLE>

<PAGE>

<TABLE>
<S>                                                                            <C>
     F.   NOTICE OF TERMINATION                                                 28
     G.   CONTINUANCE OF BUSINESS RELATIONS                                     28
     H.   REPURCHASE PROVISIONS                                                 28

          1. MBUSA'S OBLIGATIONS                                                28
          2. RETAILER'S RESPONSIBILITIES                                        29
          3. PAYMENT BY MBUSA                                                   30

XII. DISPUTE RESOLUTION PROCESS                                                 30

     A.   THE MERCEDES-BENZ BOARD                                               30
     B.   MANDATORY MEDIATION                                                   31
     C.   OPTIONAL ARBITRATION                                                  31

XIII. DEFENSE AND INDEMNIFICATION                                               32

     A.   DEFENSE AND INDEMNIFICATION BY MBUSA                                  32
     B.   DEFENSE AND INDEMNIFICATION BY RETAILER                               33
     C.   CONDITIONAL DEFENSE AND/OR
          INDEMNIFICATION                                                       34
     D.   THE EFFECT OF SUBSEQUENT DEVELOPMENTS                                 34
     E.   TIME TO RESPOND AND RESPONSIBILITIES
          OF THE PARTIES                                                        34

XIV. NOTICE OF BREACH OR FAILURE TO ACT IN GOOD FAITH                           35

XV. GENERAL PROVISIONS                                                          35

     A.   NOTICES                                                               35
     B.   NO IMPLIED WAIVERS                                                    35
     C.   SOLE AGREEMENT OF THE PARTIES                                         35
     D.   RETAILER NOT AN AGENT OR REPRESENTATIVE                               36
     E.   ASSIGNMENT OF RIGHTS OR DELEGATIONS OF
          DUTIES                                                                36
     F.   NO FRANCHISE FEE                                                      36
     G.   BENEFIT                                                               36
     H.   NEW JERSEY LAW                                                        36

XVI. DEFINITIONS                                                                37

XVII. ADDITIONAL PROVISIONS                                                     38
</TABLE>

<PAGE>

                             MERCEDES-BENZ USA, INC.

                 MERCEDES-BENZ PASSENGER CAR RETAILER AGREEMENT
                               STANDARD PROVISIONS

I.   ACQUISITION, DELIVERY AND INVENTORY OF MERCEDES-BENZ
     PASSENGER CAR PRODUCTS

     A.   PRICES AND TERMS OF SALE

          MBUSA shall offer to sell to Retailer and Retailer shall have the
          right to purchase from MBUSA Mercedes-Benz Passenger Car Products in
          accordance with the provisions of this Agreement and the prices and
          other terms of sale that MBUSA shall establish and revise from time to
          time. Such revised prices or terms shall apply to any Mercedes-Benz
          Passenger Car Product not invoiced to Retailer by MBUSA at the time
          the notice of such change is given to Retailer (in the case of
          Mercedes-Benz Passenger Cars), or upon issuance of a new or modified
          parts price list or through change notices, letters, bulletins or
          revision sheets (in the case of Genuine Mercedes-Benz Passenger Car
          Parts and Accessories), or at such other times as may be designated in
          writing by MBUSA.

     B.   AVAILABILITY AND ALLOCATION OF PRODUCTS

          MBUSA will allocate Mercedes-Benz Passenger Car Products among its
          passenger car retailers in a fair and equitable manner. MBUSA will,
          upon Retailer's request, explain the considerations and method used to
          allocate Mercedes-Benz Passenger Car Products to Retailer.

     C.   DELIVERY OF PRODUCTS

          MBUSA will ship Mercedes-Benz Passenger Car Products to Retailer by
          whatever mode of transportation, by whatever route, and from whatever
          point MBUSA may select. Retailer shall pay MBUSA such charges as MBUSA
          in its sole discretion establishes for such transportation services.

     D.   PASSAGE OF TITLE

          Title to each Mercedes-Benz Passenger Car Product shall pass from
          MBUSA to Retailer, or to the financial institution designated by
          Retailer, upon MBUSA's receipt of payment for said Product and upon
          delivery of said Product to Retailer or to a carrier for
          transportation to Retailer.

                                      -1-

<PAGE>

     E.   RISK OF DAMAGE OR LOSS

          Retailer shall bear the risk of damage to or loss of Mercedes-Benz
          Passenger Car Products during transportation from the point of
          shipment; however, MBUSA will, if requested by Retailer in such manner
          and within such time as MBUSA may specify, prosecute claims for damage
          to or loss of Mercedes-Benz Passenger Cars during said transportation
          against the responsible carrier for and on behalf of Retailer. To the
          extent required by law, Retailer shall notify the purchaser of a
          vehicle of any damage sustained by such vehicle prior to sale.

     F.   DELAY OR FAILURE OF DELIVERY

          MBUSA shall not be liable for delay or failure to deliver
          Mercedes-Benz Passenger Car Products that it has previously agreed to
          deliver, where such delay or failure to deliver is the result of any
          event beyond the control of MBUSA, including but not limited to any
          law or regulation of any governmental entity, acts of God, foreign or
          civil wars, riots, interruptions of navigation, shipwrecks, fires,
          floods, storms, strikes, lockouts, or other labor troubles, embargoes,
          blockades, or delay or failure of DCAG to deliver Mercedes-Benz
          Passenger Car Products.

     G.   DIVERSION AND STORAGE CHARGES

          Retailer shall be responsible for and shall pay all charges for
          demurrage, storage and other expense accruing after shipment to
          Retailer or to a carrier for transportation to Retailer. If diversions
          of shipments are made upon Retailer's request or are made by MBUSA as
          a result of Retailer's failure or refusal to accept shipments made
          pursuant to Retailer's orders, Retailer shall pay all additional
          charges and expenses incident to such diversions.

     H.   SECURITY INTEREST

          1.   GRANT OF SECURITY INTEREST

               As security for the full payment of all sums from time to time
               owed by Retailer to MBUSA under this Agreement, whether such sums
               are now or hereafter become due and owing, Retailer hereby grants
               to MBUSA a security interest in the following items for which
               MBUSA has not received payment (collectively referred to as
               "Collateral"):

               (i)  All Genuine Mercedes-Benz Passenger Car Parts and
                    Accessories and other related items delivered by MBUSA to
                    Retailer hereunder on account (all such inventory
                    hereinafter referred to collectively as "Inventory" and
                    individually as "Item of Inventory"); and

               (ii) All proceeds from any of the foregoing, including without
                    limitation, insurance payable by reason of the loss, damage
                    or

                                       -2-

<PAGE>

                    destruction of any Item of Inventory; and all accounts and
                    chattel paper of Retailer arising from its sale, lease or
                    other disposition of Inventory now existing or hereafter
                    arising, and all liens, securities, guarantees, remedies and
                    privileges pertaining thereto, together with all rights and
                    liens of Retailer relating thereto.

     2.   DEFAULT IN PAYMENT

          Retailer shall be in default of this Section I.H if: (i) Retailer
          shall fail to pay any amounts secured hereby when due or fail to
          perform any obligations under this Section I in a timely manner; (ii)
          there shall occur any material adverse change in the financial
          condition of Retailer; or (iii) Retailer shall dissolve or become
          insolvent or bankrupt; and, in any such case, MBUSA may declare all
          sums secured by this Section I.H immediately due and payable and MBUSA
          shall have all the rights and remedies afforded to a secured party
          after default under the Uniform Commercial Code or other applicable
          law in effect on the date of this Agreement.

     3.   ASSEMBLY OF COLLATERAL, PAYMENT OF COSTS AND NOTICES

          Retailer shall, if requested by MBUSA upon the occurrence of any
          default under Section I.H.2, assemble the Collateral and make it
          available to MBUSA at a place or places designated by MBUSA. Retailer
          also shall pay all costs of MBUSA, including without limitation,
          attorneys fees incurred with respect to the enforcement of any of
          MBUSA's rights under this Section I.H.

     4.   RECORDING AND FURTHER ASSURANCES

          Retailer shall execute and deliver such financing statements and such
          other instruments or documents and take any other action as MBUSA may
          request in order to create or maintain the security interest intended
          to be created by this Section I.H, or to enable MBUSA to exercise and
          enforce its rights hereunder. A carbon, photographic or other
          reproduction of this Agreement shall be sufficient as a financing
          statement and may be filed in lieu of a financing statement in any and
          all jurisdictions which accept such reproductions.

     5.   RECORDS AND SCHEDULES OF INVENTORY

          Retailer shall keep accurate records itemizing and describing the
          kind, type and quantity of Inventory and shall furnish to MBUSA
          within five (5) days of receipt of MBUSA's request therefor, a current
          schedule of inventory in form and substance satisfactory to MBUSA
          ("Schedule of

                                      -3-

<PAGE>

          Inventory"), which shall be true and accurate in all respects. A
          physical inventory shall be conducted no less than annually in
          connection with preparation of year-end financial statements of
          Retailer and, at MBUSA's request, a report of such inventory shall be
          promptly provided to MBUSA.

     I.   CHANGES OF DESIGN, SPECIFICATIONS OR OPTIONS

          MBUSA may change the design or specifications of any Mercedes-Benz
          Passenger Car Product or the options in any Mercedes-Benz Passenger
          Car Product and shall be under no obligation to provide notice of same
          or to make any similar change to Mercedes-Benz Passenger Car Products
          previously purchased by or shipped to Retailer. No change shall be
          considered a model year change unless so specified by MBUSA.

     J.   DISCONTINUANCE OF MANUFACTURE OR IMPORTATION

          DCAG and/or MBUSA may discontinue the manufacture, importation or
          distribution of all or part of any Mercedes-Benz Passenger Car
          Product, whether passenger car parts, options or accessories,
          including any model, series or body style of any Mercedes-Benz
          Passenger Car at any time without any obligation or liability to
          Retailer by reason thereof.

     K.   MINIMUM VEHICLE INVENTORIES

          Retailer agrees that it shall, at all times, maintain in showroom
          ready condition at least the minimum inventory of Mercedes-Benz
          Passenger Cars that may be established by MBUSA from time to time.

     L.   PRODUCT MODIFICATIONS

          Retailer agrees that it will not install aftermarket accessories or
          make any modifications to Mercedes-Benz passenger cars that may impair
          or adversely affect their safety, emissions, structural integrity or
          performance.

II.  RETAILER'S MARKETING AND SALES OF MERCEDES-BENZ PASSENGER CAR PRODUCTS

     A.   RETAILER'S GENERAL RESPONSIBILITIES

          Retailer recognizes that client satisfaction and the successful
          promotion and sale of Mercedes-Benz Passenger Car Products are
          significantly dependent on Retailer's advertising and sales promotion
          activities. Therefore, Retailer at all times shall:

                                       -4-

<PAGE>

     1.   Actively and effectively promote and sell new and used Mercedes-Benz
          Passenger Car Products to clients located within its Area of
          Influence;

     2.   Advertise and merchandise Mercedes-Benz Passenger Car Products, and
          use current Mercedes-Benz showroom displays, sales materials and other
          promotional media;

     3.   Organize a complete sales organization of the highest quality, ensure
          that its sale personnel meet the educational and management standards
          established by MBUSA, and, at Retailer's expense, have such personnel
          as are appropriate attend all training courses prescribed by MBUSA;

     4.   Comply with the Retailer Advertising Guidelines, maintain a high
          standard of ethics in advertising, promoting and selling Mercedes-Benz
          Passenger Car Products, and avoid engaging in any misrepresentation or
          unfair or deceptive practices. Retailer shall discontinue any
          advertising that MBUSA considers injurious to MBUSA's business or
          reputation or to the Mercedes-Benz Marks, or that are likely to be
          violative of applicable laws or regulations; and

     5.   Accurately represent to clients the total selling price of
          Mercedes-Benz Passenger Car Products. Retailer agrees to explain to
          clients of Mercedes-Benz Passenger Car Products the items that make up
          the total selling price and to give the clients itemized invoices and
          all other information required by law. Retailer understands and hereby
          acknowledges that it may sell Mercedes-Benz Passenger Car Products at
          whatever price Retailer desires.

B.   EXPORT POLICY

     Retailer is authorized to sell Mercedes-Benz Passenger Cars only to clients
     residing in the United States of America. Retailer agrees that it will not
     sell Mercedes-Benz Passenger Cars for resale or use outside the United
     States of America. Retailer agrees to be bound by and comply with any
     export policy established by MBUSA.

C.   MERCEDES-BENZ RETAILER ASSOCIATION

     MBUSA considers participation by Mercedes-Benz passenger car retailers in
     Mercedes-Benz Passenger Car Retailer Advertising Associations to be a
     fundamental part of an overall marketing strategy for their businesses and
     Mercedes-Benz Passenger Car Products. MBUSA urges Retailer to cooperate in
     the establishment of such an association and to fund its fair share of
     advertising and merchandising programs undertaken by the association.

                                       -5-

<PAGE>

     D.   PRE-OWNED VEHICLES

          Retailer agrees to display and sell pre-owned Mercedes-Benz vehicles
          at the Approved Location(s). Retailer shall participate in programs as
          specified by MBUSA for the sale of such vehicles, and shall maintain
          the minimum reasonable inventory established by MBUSA from time to
          time for such operations. Retailer shall conduct its pre-owned
          Mercedes-Benz vehicle operations in conformance with all standards set
          forth in this Agreement.

     E.   AREA OF INFLUENCE

          MBUSA will assign to Retailer a geographic area consisting of a
          collection of zip codes that is called an Area of Influence ("AOI").
          MBUSA may alter or adjust Retailer's AOI at any time. The AOI is a
          tool used by MBUSA to evaluate Retailer's performance of its primary
          obligations hereunder. Retailer agrees that it has no right or
          interest in any AOI and that MBUSA may add new retailers to or
          relocate retailers into Retailer's AOI. Any such addition or
          relocation of a retailer will result in an alteration or adjustment of
          Retailer's AOI.

     F.   EVALUATION OF RETAILER'S MARKETING AND SALES PERFORMANCE

          MBUSA will periodically evaluate Retailer's sales and marketing
          performance under this Agreement. Retailer's evaluation will be based
          on such reasonable criteria as MBUSA may establish, including without
          limitation: (i) Retailer's reasonable sales objectives that may be
          established by MBUSA; (ii) Retailer's sales of Mercedes-Benz Passenger
          Cars as a percentage of registrations of Mercedes-Benz Passenger Cars
          or Competitive Vehicles in Retailer's AOI; (iii) the registrations of
          Mercedes-Benz Passenger Cars as a percentage of registrations of
          Competitive Vehicles in Retailer's AOI; (iv) Retailer's sales or
          registrations of Mercedes-Benz Passenger Cars as compared to sales or
          registrations of Mercedes-Benz Passenger Cars by authorized
          Mercedes-Benz passenger car retailers in other areas, including but
          not limited to the metropolitan area, market and/or region in which
          Retailer is located; and (v) Retailer's performance in building and
          maintaining consumer satisfaction with Retailer and Mercedes-Benz
          Passenger Car Products. MBUSA will review such evaluations with
          Retailer, and Retailer shall take prompt corrective action, if
          required, to improve its performance.

III. RETAILER'S SERVICE OBLIGATIONS

     A.   CLIENT SERVICE STANDARDS

          Retailer and MBUSA agree that client satisfaction and the future
          growth of their respective businesses is substantially dependent upon
          the ability of owners of

                                       -6-

<PAGE>

          Mercedes-Benz passenger cars to obtain high-quality servicing from
          Retailer. Therefore, Retailer agrees to:

          1.   Provide prompt, efficient and courteous service of the highest
               quality for all Mercedes-Benz passenger cars, regardless of where
               purchased and whether or not under warranty;

          2.   Accurately diagnose and advise clients of the necessary repairs,
               and obtain their consent prior to the initiation of such repairs;

          3.   Professionally perform the necessary repairs; and

          4.   Treat clients fairly at all times.

     B.   RETAILER'S SPECIFIC SERVICE OBLIGATIONS

          1.   PRE-DELIVERY INSPECTIONS AND SERVICE

               Retailer shall perform pre-delivery inspections and service on
               each Mercedes-Benz Passenger Car prior to sale and delivery
               thereof by Retailer in accordance with the Warranty Manual.

          2.   WARRANTY REPAIRS AND POLICY SERVICE

               Retailer shall promptly, courteously and efficiently perform (i)
               warranty repairs on each Mercedes-Benz Passenger Car Product that
               qualifies for such repairs under the provisions of any warranty
               furnished therewith by MBUSA or DCAG, and (ii) such other
               inspections, repairs or corrections on Mercedes-Benz Passenger
               Car Products as may be approved or authorized by MBUSA to be made
               at MBUSA's expense (hereinafter "policy service"). Retailer shall
               perform such repairs and service on each such Mercedes-Benz
               Passenger Car Product as and when requested by the owner or user
               (or in the case of policy service when requested by MBUSA),
               without regard to where such Mercedes-Benz Passenger Car Product
               was purchased and in accordance with the Warranty Manual. MBUSA
               agrees to compensate Retailer for all warranty repairs and policy
               service, including labor, diagnosis and Genuine Mercedes-Benz
               Passenger Car Parts and Accessories, in accordance with
               procedures and at rates to be established from time to time by
               MBUSA. Unless otherwise approved in advance by MBUSA, Retailer
               shall use only Genuine Mercedes-Benz Passenger Car Parts and
               Accessories when performing Mercedes-Benz warranty repairs and
               policy service. Warranty repairs and policy service are provided
               for the benefit of clients, and Retailer agrees that the client
               shall not be obligated to pay any charges for such work or any
               other

                                       -7-

<PAGE>

               services for which Retailer is reimbursed by MBUSA, except as
               required by law.

          3.   SERVICE CAMPAIGN INSPECTIONS AND CORRECTIONS

               Retailer agrees to perform service campaign inspections and/or
               corrections for owners or users of all Mercedes-Benz Passenger
               Car Products that qualify for such inspections and/or corrections
               in accordance with MBUSA's directives and the applicable
               procedures in the Warranty Manual. MBUSA agrees to reimburse
               Retailer for all replacement parts and/or materials required and
               used in connection with such work and for labor according to such
               directives and the applicable provisions of the Warranty Manual.

          4.   ROADSIDE ASSISTANCE PROGRAM

               Retailer agrees to participate in the Mercedes-Benz Roadside
               Assistance Program as specified by MBUSA.

     C.   USE OF PARTS AND ACCESSORIES IN NON-WARRANTY SERVICE

          Subject to provisions of Sections I.L and III.B.2, Retailer has the
          right to sell, install or use for making non-warranty repairs products
          that are not Genuine Mercedes-Benz Passenger Car Parts and
          Accessories.

          1.   QUALITY STANDARDS

               Retailer acknowledges, however, that its clients expect that any
               parts or accessories that Retailer sells, installs or uses in the
               sale, repair or servicing Mercedes-Benz passenger cars are, or
               meet the high quality standards of, Genuine Mercedes-Benz
               Passenger Car Parts and Accessories. Retailer agrees that in
               sales, repairs or servicing where Retailer does not use Genuine
               Mercedes-Benz Passenger Car Parts and Accessories, Retailer
               will utilize only such other parts or accessories as:

               1.   Will not adversely affect the mechanical operation of the
                    Mercedes-Benz passenger car being sold, repaired or
                    serviced; and

               2.   Are equivalent in quality and design to Genuine Mercedes-
                    Benz Passenger Car Parts and Accessories.

               Retailer further agrees that it will not offer to sell any parts
               or accessories that for reasons of quality or image are
               reasonably objected to by MBUSA.

                                    -8-

<PAGE>

          2.   RETAILER'S DISCLOSURES AS TO USE OF AND WARRANTIES FOR
               NON-GENUINE PARTS AND ACCESSORIES

               In order to avoid confusion and to minimize potential client
               dissatisfaction, in any non-warranty instance where Retailer
               sells, installs or uses non-Genuine Mercedes-Benz Passenger Car
               Parts or Accessories, Retailer shall disclose such fact to the
               client and shall advise the client that the item is not included
               in warranties furnished by MBUSA or DCAG. Such disclosure shall
               be written, conspicuous and stated on the client's copy of the
               service or repair order or sale document. In addition, Retailer
               will clearly explain to the client the extent of any warranty
               covering the parts or accessories involved and will deliver a
               copy of the warranty to the client.

     D.   COMPLIANCE WITH SAFETY AND EMISSION CONTROL REQUIREMENTS

          Retailer agrees to comply and operate consistently with all applicable
          provisions of the National Traffic and Motor Vehicle Safety Act of
          1966, and the Federal Clean Air Act, as amended, including applicable
          rules and regulations issued from time to time thereunder, and all
          other applicable federal, state, and local motor vehicle safety and
          emission control statutes, rules, and regulations.

          In the event that the laws of the state in which Retailer is located
          require motor vehicle retailers or distributors to install in new or
          used motor vehicles, prior to their sale, any safety devices or other
          equipment not installed or supplied as standard equipment by DCAG,
          then Retailer, prior to the sale of any Mercedes-Benz passenger car on
          which such installations are required, shall properly install such
          devices or equipment on such Mercedes-Benz passenger cars. Retailer
          shall comply with state and local laws pertaining to the installation
          and reporting of such equipment.

          In the interest of motor vehicle safety and emission control, MBUSA
          and Retailer agree to provide to each other such information and
          assistance as may reasonably be requested by the other in connection
          with the performance of obligations imposed on either party by the
          National Traffic and Motor Vehicle Safety Act of 1966, and the Federal
          Clean Air Act, as amended, and their rules and regulations, and all
          other applicable federal, state and local motor vehicle safety and
          emission control statutes, rules and regulations.

     E.   COMPLIANCE WITH CONSUMER PROTECTION STATUTES, RULES AND REGULATIONS

          Retailer agrees to comply and operate consistently with all applicable
          provisions of any repair or replace or other consumer protection
          statutes, rules and

                                      -9-

<PAGE>

          regulations (hereinafter "consumer protection laws"). Because certain
          client complaints may impose liability upon MBUSA under consumer
          protection laws, Retailer agrees to provide prompt notice to MBUSA of
          such complaints and take such other steps as MBUSA may require.
          Retailer also agrees to provide applicable required client
          notifications and disclosures as prescribed by consumer protection
          laws. Retailer will do nothing to affect adversely MBUSA's rights
          under consumer protection laws.

IV.  RETAILER'S SERVICE AND PARTS ORGANIZATION

     A.   ORGANIZATION AND STANDARDS

          Retailer agrees to organize and maintain a complete service and parts
          organization of the highest quality, including a qualified service
          manager, parts manager, diagnostic specialists, technicians and a
          sufficient complement of qualified service and parts personnel as
          recommended by MBUSA. Retailer's personnel will meet the educational,
          management and technical training standards reasonably established by
          MBUSA and, at Retailer's expense, will complete all service, parts
          and client satisfaction training courses prescribed by MBUSA.

     B.   SERVICE EQUIPMENT AND SPECIAL TOOLS

          Retailer agrees to acquire and properly maintain adequate service
          equipment and such special service tools and instruments as are
          reasonably specified by MBUSA. Anything herein to the contrary
          notwithstanding, if MBUSA determines that Retailer requires special
          tools and instruments to service a model of Mercedes-Benz Passenger
          Car, Retailer acknowledges that it has no right to purchase such model
          from MBUSA unless and until it has acquired all such special tools
          and instruments, and completed all related training courses prescribed
          by MBUSA.

     C.   PARTS STOCKING LEVEL

          Retailer agrees to maintain its parts stock at minimum stocking levels
          reasonably established by MBUSA.

     D.   AFTER-HOURS DELIVERY

          Retailer agrees to provide MBUSA, upon request, access to a secure
          area for after-hours parts or passenger car delivery.

                                      -10-

<PAGE>

     E.   ASSISTANCE PROVIDED BY MBUSA

          1.   SERVICE MANUALS AND MATERIALS

               MBUSA agrees to make available to Retailer copies of such
               service manuals and bulletins, publications, computer software
               and technical data as MBUSA shall deem to be necessary for the
               needs of Retailer's service and parts organization. Retailer
               shall be responsible for keeping such manuals and materials
               current and available for consultation by its employees.

          2.   FIELD PERSONNEL ASSISTANCE

               To assist Retailer in handling its responsibilities under this
               Agreement, MBUSA agrees to make available qualified field
               personnel who will, from time to time, advise and counsel
               Retailer on service-related subjects, including service policies,
               product and technical adjustments, repair and replacement of
               product components, client relations, warranty administration,
               service and parts merchandising, and personnel/management
               training.

     F.   EVALUATION OF RETAILER'S SERVICE AND PARTS PERFORMANCE.

          MBUSA will periodically evaluate Retailer's: (i) service performance
          in areas such as client satisfaction, warranty administration, service
          repairs, service management, facilities, operating procedures and new
          vehicle pre-delivery service; and (ii) parts operations, facilities,
          tools and equipment MBUSA will review such evaluations with Retailer,
          and Retailer shall take prompt action to improve the service and parts
          performance to satisfactory levels as MBUSA may require. Such action
          shall, if requested by MBUSA, include an action plan by Retailer for
          improvement of service and parts performance within a specific time
          period approved by MBUSA, including but not limited to the
          establishment of additional space, facilities or locations for such
          operations.

     G.   ADDITIONAL FACILITIES OR LOCATIONS

          If, with MBUSA prior written consent, Retailer establishes additional
          facilities or locations for its service and parts operations, Retailer
          shall meet the facilities, identification, organizational, equipment,
          parts stocking and other standards reasonably established by MBUSA
          from time to time for such facilities or locations.

                                      -11-

<PAGE>

V.   CLIENT SATISFACTION RESPONSIBILITIES

     The "Three-Pointed Star" is the symbol of automotive excellence. In
     furtherance of that image and reputation, MBUSA and Retailer agree to
     conduct their respective businesses in a manner that achieves the highest
     levels of client satisfaction by marketing the finest products and
     providing the best service in the automotive industry.

     A.   RETAILER'S CLIENT SATISFACTION OBLIGATIONS

          Retailer will be responsible for satisfying Mercedes-Benz clients in
          all matters except those that are directly related to product design
          and manufacturing. Retailer will take all reasonable steps to ensure
          that each client is completely satisfied with Mercedes-Benz Passenger
          Car Products and the services and practices of Retailer. Retailer will
          not engage in any practice or method of operation if its nature or
          quality may impair the reputation of MBUSA or Mercedes-Benz Passenger
          Car Products.

          1.   RETAILER'S CLIENT SATISFACTION PLAN

               Upon MBUSA's request, Retailer shall provide a detailed plan of
               Retailer's client satisfaction program to MBUSA and shall
               implement such program on a continuous basis. This plan shall
               include an ongoing system for emphasizing client satisfaction to
               all Retailer's employees, for training Retailer employees and for
               conveying to clients that Retailer is committed to the
               highest, possible level of client satisfaction.

          2.   EMPLOYEE TRAINING

               Retailer agrees to participate and to have its employees
               participate, at Retailer's expense, in Mercedes-Benz client
               satisfaction training as required by MBUSA.

          3.   CLIENT ASSISTANCE RESPONSE SYSTEM

               Retailer agree's to implement a system, approved by MBUSA, that
               will respond immediately to requests for client assistance from
               MBUSA.

     B.   EVALUATION OF RETAILER'S CLIENT SATISFACTION PERFORMANCE

          MBUSA periodically will evaluate Retailer's client satisfaction
          performance based on the following considerations and efforts by
          Retailer.

          1.   MBUSA will provide Retailer with Client Relationship Index
               ("CRI") reports or such other equivalent data as will permit
               Retailer to assess its

                                      -12-

<PAGE>

               performance and maintain the highest level of client
               satisfaction. Retailer agrees to review with its employees on a
               regular basis the results of the client satisfaction reports or
               other data it receives.

          2.   Retailer shall continuously develop and implement specific
               action plans to improve its client satisfaction performance and
               results. The plans are to be reviewed with MBUSA on a basis that
               MBUSA deems appropriate. Retailer will respond on a timely basis
               to requests from MBUSA to take action on unsatisfactory client
               satisfaction matters and to commit necessary resources to remedy
               deficiencies reasonably specified by MBUSA.

VI.  MERCEDES-BENZ CENTER FACILITIES AND IDENTIFICATION

     A.   LOCATION AND FACILITIES

          Retailer shall provide Mercedes-Benz Center Facilities at the Approved
          Location(s) that (i) will enable Retailer to effectively perform its
          responsibilities under this Agreement, (ii) are satisfactory in
          space, appearance, layout, equipment and corporate identification, and
          (iii) are otherwise substantially in accordance with the Retailer
          Operating Requirements Addendum, Retailer Facility Space Analysis
          Addendum, Corporate Identity Manual and such other standards as
          MBUSA may establish from time to time. Retailer shall conduct its
          Mercedes-Benz Center Operations only from the Approved Location(s). If
          the Approved Location(s) is comprised of more than one place of
          business, Retailer shall use each such place of business only for the
          purposes specified therefor in Paragraph F and the Final Paragraph of
          this Agreement and, if applicable, in the Retailer Facility Space
          Analysis Addendum.

     B.   CHANGES AND ADDITIONS

          Retailer shall not move, relocate or change the designated usage or
          function of the Approved Location(s) or any of the Mercedes-Benz
          Center Facilities, or substantially modify any of the Mercedes-Benz
          Center Facilities, nor shall Retailer or any person named in the
          Final Paragraph of this Agreement directly or indirectly establish or
          operate any other locations or facilities for the sale or servicing of
          Mercedes-Benz Passenger Car Products or for the conduct of any other
          of the Mercedes-Benz Center Operations contemplated by this Agreement,
          without the prior written consent of MBUSA. Any changes in the
          Approved Location(s) or the Mercedes-Benz Center Facilities that may
          be agreed to by MBUSA and Retailer may be reflected in a new
          Agreement or in a new Retailer Facility Space Analysis Addendum.

          In particular, Retailer acknowledges that the addition of sales,
          service or parts operations for another line of vehicles to the
          Mercedes-Benz Center Facilities or

                                     -13-

<PAGE>

          at the Approved Location(s) could adversely affect Retailer's sales,
          service and parts performance with respect to Mercedes-Benz Passenger
          Car Products. Accordingly, to give MBUSA an adequate opportunity to
          evaluate the effect of such a proposed addition and to determine
          whether or not to consent thereto, Retailer agrees to notify MBUSA in
          writing at least sixty (60) days before Retailer enters into any
          agreement or letter of intent with respect to the addition of such
          sales, service or parts operations to the Mercedes-Benz Center
          Facilities or at the Approved Location(s).

     C.   RETAILER'S OPERATING HOURS

          Retailer agrees to conduct Mercedes-Benz Center Operations during all
          days and hours that are customary and lawful for such operations in
          the community or locality in which Retailer is located and in
          accordance with industry standards. In addition, when necessary to
          accommodate client needs, Retailer shall exceed its operating hours.

     D.   CORPORATE IDENTITY

          Subject to applicable governmental statutes, ordinances and
          regulations, Retailer agrees to erect, display and maintain, at
          Approved Location(s) only and at Retailer's sole expense, such
          standard authorized product and service signs and other corporate
          identity elements as are specified in the Corporate Identity Manual or
          otherwise required by MBUSA from time to time.

     E.   EVALUATION OF MERCEDES-BENZ CENTER FACILITIES

          MBUSA will periodically evaluate the Mercedes-Benz Center Facilities.
          In making such evaluations, MBUSA may consider, among other things:
          the actual building and land provided by Retailer for the performance
          of its responsibilities under this Agreement, compliance with MBUSA's
          current requirements for Mercedes-Benz Center Operations; the
          appearance, condition, layout and signage of the Mercedes-Benz Center
          Facilities; and such other factors as in MBUSA's opinion may relate to
          Retailer's performance of its responsibilities under this Agreement.
          MBUSA will discuss such evaluations with Retailer, and Retailer shall
          take prompt action to comply with MBUSA's recommendations and minimum
          facility standards.

     F.   OWNERSHIP AND USE OF MERCEDES-BENZ MARKS

          1.   VALIDITY AND EXCLUSIVE OWNERSHIP OF MERCEDES-BENZE MARKS

               Retailer acknowledges the validity and DCAG's exclusive ownership
               of the Mercedes-Benz Marks, and agrees not to contest the same
               during the term of the Agreement or at any time thereafter.
               Retailer and MBUSA

                                       14
<PAGE>

               agree to cooperate with each other in preventing any acts of
               trademark infringement or unfair competition with respect to
               any Mercedes-Benz Mark, but DCAG or MBUSA shall have sole control
               over all actions and legal proceedings to redress infringement
               of or any unfair competition with respect to any Mercedes-Benz
               Mark.

          2.   USE BY RETAILER

               MBUSA grants Retailer a non-exclusive license to use the
               Mercedes-Benz Marks subject to the terms and conditions of the
               Agreement and the Corporate Identity Manual. Retailer agrees that
               it will use the Mercedes-Benz Marks only in connection with the
               sale and servicing of Mercedes-Benz Passenger Car Products and
               only in such manner, at such location, to such extent, and for
               such purposes as MBUSA may specify from time to time. Retailer
               shall promptly change or discontinue its use of any Mercedes-Benz
               Marks upon MBUSA's request. Retailer shall not use the
               Mercedes-Benz Marks as part of its corporate or business name
               without MBUSA's prior written consent.

          3.   DISCONTINUANCE OF USE

               Upon termination of this Agreement, Retailer agrees that it shall
               immediately:

               a.   Discontinue the use of the word Mercedes-Benz and the
                    Mercedes-Benz Marks, or any semblance of same, including
                    without limitation, the use of all stationery, telephone
                    directory listing and other printed material referring in
                    any way to Mercedes-Benz or bearing any Mercedes-Benz
                    Mark;

               b.   Discontinue the use of the word Mercedes-Benz or the
                    Mercedes-Benz Marks, or any semblance of same, as part of
                    its business or corporate name, and file a change or
                    discontinuance of such name with appropriate authorities;

               c.   Remove all product signs bearing said word(s) or
                    Mercedes-Benz Marks at Retailer's sole cost and expense;

               d.   Cease representing itself as an authorized Mercedes-Benz
                    passenger car retailer; and

               e.   Refrain from any action, including without limitation, any
                    advertising, stating or implying that it is authorized to
                    sell or distribute Mercedes-Benz Passenger Car Products.

                                      -15-

<PAGE>

           4.   Enforcment

                In the event Retailer fails to comply with the terms and
                conditions of this secton VI.F, MBUSA shall have the right, in
                its sole discretion, to effect compliance through litigation
                and/ or to enter upon Retailer's premises and remove, without
                liability, all such product signs and identification bearing the
                word Mercedes-Benz or any Mercedes-Benz Mark. Retailer agrees
                that is shall reimburse MBUSA for any costs and expenses
                incurred in such litigation and/or removal, including reasonable
                attorney fees.

 VII. WARRANTIES

      The only warranties of MBUSA or DCAG applicable to Mercedes-Benz Passenger
      Car Products shall be the New Vehicle Limited Warranty or such other
      written warranties that may be expressly furnished by MBUSA or DCAG.
      Except for its express limited liability under such written warranties,
      MBUSA and DCAG do not assume any additional warranty obligations or
      liabilities in connection with any Mercedes-Benz Passenger Car Products.
      Retailer is not authorized to assume any additional obligations or
      liabilities on behalf of MBUSA or DCAG. Any such additional obligations
      assumed by Retailer shall be the sole responsibility of Retailer.

      Retailer shall expressly incorporate in full and without modification any
      warranty furnished by MBUSA or DCAG with a Mercedes-Benz Passenger Car as
      a conspicuous part of each order form or other contact for the sale of
      such a Mercedes-Benz Passenger Car by Retailer to any buyer. Retailer
      shall make available to the buyer of each Mercedes-Benz Passenger Car
      Product prior to the purchase of such Mercedes-Benz Passenger Car Product,
      copies of such applicable warranties as may be furnished by MBUSA or DCAG.
      Retailer shall also provide to the buyer of each Mercedes-Benz Passenger
      Car Product, in full and without modification, any owner's manual,
      warranty booklet or other owner information which MBUSA or DCAG may
      provide to Retailer for delivery with such Mercedes-Benz Product. Retailer
      agrees to abide by and implement in all other respects MBUSA's warranty
      procedures then in effect.

VIII. CAPITAL, CREDIT, RECORDS AND UNIFORM SYSTEMS

      A. NET WORKING CAPITAL

      Retailer agrees to establish and maintain actual net working capital in an
      amount not less than the minimum net working capital specified by MBUSA.
      MBUSA will have the right to modify the amount of net working capital
      required, and Retailer agrees promptly to establish and maintain the
      required amount.

                                      -16-
<PAGE>
     B.   FLOORING AND LINES OF CREDIT

          Retailer agrees to obtain and maintain at all times a confirmed and
          adequate flooring line with a bank or financial institution or other
          method of financing acceptable to MBUSA to enable Retailer to perform
          its obligations pursuant to this Agreement.

          MBUSA may increase the required amounts of flooring or lines of
          credit, and Retailer agrees promptly to establish and maintain the
          increased amount.

          Subject to the foregoing obligations, Retailer is free to do its
          financing business, wholesale, retail or both, with whomever it
          chooses and to engage in retail financing activity to the extent it
          desires.

     C.   PAYMENT TERMS

          All monies or accounts due Retailer from MBUSA will be considered net
          of Retailer's indebtedness to MBUSA. MBUSA may deduct or offiet any
          amounts due or to become due from Retailer to MBUSA, or any amounts
          held by MBUSA, from or against any sums or accounts due or to become
          due from MBUSA to Retailer; provided, however, that MBUSA shall not
          deduct or offset such amounts for any transaction where MBUSA has
          failed to provide written notice to Retailer of the amounts due
          within six (6) months of the transaction. Payments by Retailer to
          MBUSA shall be made in such a manner as prescribed by MBUSA and shall
          be applied against Retailer's indebtedness in accordance with MBUSA's
          policies and practices. If Retailer disputes any deduction or offset
          imposed by MBUSA pursuant to this Section VIII.C, it shall provide
          written notice of such dispute to MBUSA within ninety (90) days of the
          date on which MBUSA imposed such deduction or offset.  If Retailer
          fails to provide such notice to MBUSA within that 90-day period, it
          shall be deemed to have waived any right that it may have to challenge
          such deduction or offset pursuant to Section XII or before any court,
          administrative agency or governmental body.

     D.   UNIFORM ACCOUNTING SYSTEM

          Retailer agrees to maintain its financial books and records in
          accordance with the Mercedes-Benz Accounting Manual, as amended from
          time to time by MBUSA. In addition, Retailer shall furnish to MBUSA
          complete and accurate financial or operating information, including
          without limitation, a financial and/or operating statement covering
          the current month and calendar year-to-date operations and showing
          the true and accurate condition of Retailer's business. Retailer shall
          promptly furnish to MBUSA copies of any adjusted annual statements,
          including any and all adjusted, year-end statements prepared for tax
          or any other purposes. All such information shall be furnished by
          Retailer to MBUSA via MBUSA's electronic communications network and in
          such a format and at such times as

                                      -17-

<PAGE>

          prescribed by MBUSA. If requested by MBUSA, Retailer shall furnish to
          MBUSA an audited annual financial statement.

     E.   RECORDS MAINTENANCE

          Retailer agrees to keep complete, accurate and current records
          regarding its sale, leasing and servicing of Mercedes-Benz Passenger
          Car Products for a minimum of five (5) years, exclusive of any
          retention period required by any governmental entity. Retailer shall
          prepare, keep current and retain records in support of requests for
          reimbursement for warranty and policy work performed by Retailer in
          accordance with the Warranty Manual.

     F.   EXAMINATION OF MERCEDES-BENZ CENTER ACCOUNTS AND RECORDS

          MBUSA shall have the right at all reasonable times and during regular
          business hours to inspect the Mercedes-Benz Center Facilities and to
          examine, audit and reproduce all records, accounts and supporting data
          relating to all Mercedes-Benz Center operations for any line of
          vehicles conducted in the Mercedes-Benz Center Facilities or at the
          Approved Location(s), including without limitation, sales reporting,
          service and repair of Mercedes-Benz Passenger Car Products by
          Retailer.

     G.   TAXES

          Retailer shall be responsible for and duly pay all sales taxes, use
          taxes, excise taxes and other governmental or municipal charges
          imposed, levied or based upon the purchase or sale of Mercedes-Benz
          Passenger Car Products by Retailer, and shall maintain accurate
          records of the same.

     H.   CONFIDENTIALITY

          MBUSA agrees that it shall not provide any data or documents
          submitted to it by Retailer to any third party unless authorized
          by Retailer, required by law, or required to generate composite or
          comparative data for analytical purposes. Retailer agrees to keep
          confidential and not to disclose, directly or indirectly, any
          information that MBUSA designates as confidential.

     I.   MERCEDES-BENZ RETAILER COMMUNICATIONS SYSTEM AND PROPRIETARY
          MANUFACTURER SYSTEMS

          MBUSA has established the Mercedes-Benz Retailer Communications System
          ("RCS") to retrieve information from and disseminate information to
          Retailer. The RCS (which presently called MBNet) collects parts,
          warranty and financial data from Retailer, and provides access to
          various reports, data bases and

                                      -18-

<PAGE>

        administrative messages to Retailer. Retailer shall utilize the RCS to
        provide such information to MBUSA as MBUSA shall specify from time to
        time.  Retailer shall acquire, install and maintain at its expense the
        necessary equipment and systems compatible with the RCS, as well as
        other proprietary manufacturer systems, which are deemed necessary by
        MBUSA to transact business and serve clients in the most efficient
        manner.

    J.  SALES REPORTING

        Retailer agrees to accurately report to MBUSA, with such relevant
        information as MBUSA may reasonably require, the delivery of each
        Mercedes-Benz Passenger Car and pre-owned Mercedes-Benz vehicle to an
        ultimate consumer by the end of the day in which the vehicle is
        delivered to such ultimate consumer, and to furnish MBUSA with such
        other reports as MBUSA may reasonably require in accordance with MBUSA's
        Ultimate Consumer DDR Reporting Provision or such other sales reporting
        requirements as MBUSA may establish from time to time.

IX. TRANSFERS

    A.  SALE OF ASSETS OR OWNERSHIP INTEREST

        This is a personal service agreement that MBUSA has entered into in
        reliance upon the personal qualifications, reputation, integrity,
        expertise and commitment of Owners and Retailer Operator. For this
        reason, Retailer agrees to obtain MBUSA's prior written consent to any
        proposed sale or transfer of Retailer's principal assets or any
        ownership interest of Owner, which consent shall not be unreasonably
        withheld.

        MBUSA shall not be obligated to execute a new Agreement with a proposed
        transferee of such assets or ownership interest unless Retailer first
        makes arrangements acceptable to MBUSA to satisfy any outstanding
        indebtedness to MBUSA.

    B.  RIGHT OF FIRST REFUSAL OR OPTION TO PURCHASE

        1.  RIGHTS GRANTED

            If a proposal to sell Retailer's principal assets or transfer the
            majority ownership interest in Retailer is submitted by Retailer to
            MBUSA, or in the event of the death of the majority Owner of
            Retailer, MBUSA has a right of first refusal or option to purchase
            such assets or ownership interest, including any leasehold interest
            or realty. MBUSA's exercise of its right or option under this
            Section IX.B supersedes Retailer's right to transfer its interest
            in, or ownership of, the Mercedes-Benz Center. MBUSA's right or
            option may be assigned by it to any third party and

                                      -19-

<PAGE>
     MBUSA hereby guarantees the full payment to Retailer of the purchase price
     by such assignee. MBUSA may disclose the terms of any pending buy/sell
     agreement and any other relevant Mercedes-Benz Center performance
     information to any potential assignee. MBUSA's rights under this Section
     IX.B will be binding on and enforceable against any assignee or successor
     in interest of Retailer or purchaser of Retailer's assets.

     Anything herein to the contrary notwithstanding, MBUSA shall not have a
     right of first refusal or option to purchase Retailer's principal assets or
     the majority interest in Retailer if the proposed transferee is the spouse
     or a child of an Owner and such spouse or child meets the criteria then
     currently used by MBUSA in qualifying owners of Mercedes-Benz passenger car
     retailers. If the proposed transferee fails to meet such criteria due to
     insufficient personal qualifications or expertise, MBUSA may, in its sole
     discretion, approve the transfer subject to the proposed transferee's
     successful completion of such training as MBUSA may require. If the
     proposed transferee fails to complete such training successfully or
     otherwise fails to meet the criteria then currently used by MBUSA in
     qualifying such owners within the time period prescribed by MBUSA, MBUSA
     may thereafter exercise its right of first refusal or option to purchase
     under this Section IX.B.

2.   EXERCISE OF MBUSA'S RIGHTS

     MBUSA shall have thirty (30) days from the following events within which to
     exercise its option to purchase or right of first refusal: (i) MBUSA's
     receipt of all data and documentation customarily required by it to
     evaluate a proposed transfer of ownership; (ii) MBUSA's receipt of notice
     from Retailer of the death of the majority Owner of Retailer, or (iii)
     MBUSA's disapproval of any application submitted by Owner's heirs pursuant
     to Section X. MBUSA's exercise of its right of first refusal under this
     Section IX.B neither shall be dependent upon nor require its prior refusal
     to approve the proposed transfer.

3.   RIGHT OF FIRST REFUSAL

     If Retailer has entered into a bona fide written buy/sell agreement for its
     Mercedes-Benz Center business or assets, MBUSA's right under this Section
     IX.B is a right of first refusal, enabling MBUSA to assume the buyer's
     rights and obligations under such buy/sell agreement, and to cancel this
     Agreement and all rights granted Retailer. Upon MBUSA's request, Retailer
     agrees to provide other documents relating to the proposed transfer and any
     other information which MBUSA deems appropriate, including, but not limited
     to, those reflecting other agreements or

                                      -20-
<PAGE>
     understandings between the parties to the buy/sell agreement. If Retailer
     refuses to provide such documentation or to state in writing that no such
     documents exist, it shall be conclusively presumed that the buy/sell
     agreement is not a bona fide agreement. If Retailer withdraws its proposal
     in writing within ten (10) days following Retailer's receipt of MBUSA's
     notice exercising its right of first refusal, such right shall be null and
     void.

     If, as a result of MBUSA's exercise of its right of first refusal, Retailer
     is contractually obligated to reimburse the initial buyer for reasonable
     attorney's fees, broker's fees, title searches, property inspections, and
     other similar costs and fees that the buyer incurred in connection with the
     buy/sell agreement, MBUSA shall reimburse Retailer for such costs and fees
     in an amount up to but not exceeding Fifty Thousand Dollars ($50,000.00).
     Retailer shall provide MBUSA with all documents substantiating such costs
     and fees as MBUSA may reasonably request

4.   OPTION TO PURCHASE

     In the event of the death of the majority Owner or if Retailer submits a
     proposal which MBUSA determines is not bona fide or in good faith, MBUSA
     has the option to purchase the principal assets of Retailer utilized in
     Mercedes-Benz Center Operations, including real estate and leasehold
     interest, and to cancel this Agreement and the rights granted Retailer
     hereunder. The purchase price of the Mercedes-Benz Center assets will be
     determined by good faith negotiations between the parties. If an agreement
     cannot be reached, the purchase price will be determined pursuant to the
     Dispute Resolution Process established in Section XII.

5.   RETAILER'S OBLIGATIONS

     Upon MBUSA's exercise of its right or option and tender of performance
     under the buy/sell agreement or upon whatever terms may be expressed in
     the buy/sell agreement, Retailer shall forthwith transfer the affected
     real property by warranty deed conveying marketable title free and clear
     of all liens, claims, mortgages, encumbrances, tenancies and occupancies.
     The warranty deed shall be in proper form for recording, and Retailer
     shall deliver complete possession of the property and deed at the time of
     closing. Retailer shall also furnish to MBUSA all copies of any easements,
     licenses or other documents affecting the property or Mercedes-Benz Center
     Operations and shall assign any permits or licenses that are necessary or
     desirable for the use of or appurtenant to the property or the conduct of
     such operations. Retailer also agrees to execute and deliver to MBUSA
     instruments satisfactory to MBUSA conveying title to all personal
     property, including leasehold interests, involved in the transfer or sale
     to MBUSA. If any personal property is subject to any lien or

                                   - 21 -

<PAGE>

               charge of any kind, Retailer agrees to procure the discharge and
               satisfaction thereof prior to the closing of sale of such
               property to MBUSA.

X.  SUCCESSION RIGHTS UPON DEATH OR IN CAPACITY

    A.  SUCCESSION TO OWNERSHIP AFTER DEATH OF OWNER

        In the event an Owner dies and his or her interest in Retailer passes
        directly to any person or persons ("Heirs") who wish to succeed to
        Owner's interest, then Owner's legal representative must notify MBUSA
        within sixty (60) days of the death of Owner of such Heir's or Heirs'
        intent to succeed Owner. The legal representative also must then
        designate a proposed Retailer Operator for MBUSA's approval. The effect
        of such notice from Owner's legal representative will be to suspend any
        notice of termination provided for in Section XI.B.4 issued hereunder.

        Upon delivery of such notice, Owner's legal representative shall
        immediately request any person(s) identified by it as intending to
        succeed Owner and the designated candidate for Retail Operator to
        submit an application and to provide all personal and financial
        information that MBUSA may reasonably and customarily require in
        connection with its review of such applications. All requested
        information must be provided promptly to MBUSA and in no case later than
        thirty (30) days after receipt of such request from Owner's legal
        representative. MBUSA shall have sixty (60) days after its receipt of
        all requested information in which to: (i) review such application(s)
        pursuant to the then current criteria generally applied by MBUSA in
        qualifying owners and/or retailer operators of Mercedes-Benz passenger
        car retailers, and (ii) either approve or disapprove the application(s);
        provided, however, that if MBUSA does not receive such application(s)
        and all requested information within thirty (30) days of Owner's legal
        representative's request therefor, MBUSA shall have no obligation to
        review and approve or disapprove such application(s). If MBUSA approves
        the application(s), it shall offer to enter into a new Mercedes-Benz
        Passenger Car Retailer Agreement with Owner's Heir(s) in the form then
        currently in use, subject to such additional conditions and for such
        term as MBUSA deems appropriate.

        In the event that MBUSA does not approve the designated Heir(s) or
        designated candidate for Retailer Operator, or if Owner's legal
        representative withdraws his or her notice of the intent of Heir(s) to
        succeed as Owner(s), or if the legal representative or any proposed
        Owner or Retailer Operator fails to timely provide the required
        information, MBUSA may reinstate or issue a notice of termination. This
        Section X.A is subject to, and shall not be deemed to waive, MBUSA's
        right to exercise it option to purchase as set forth in Section IX.

                                      -22-
<PAGE>
      If MBUSA has notified Retailer that it does not plan to continue to have a
      Mercedes-Benz passenger car retailer in Retailer's AOI, MBUSA shall have
      no obligation to execute a new Mercedes-Benz Passenger Car Retailer
      Agreement with Owner's Heir(s) pursuant to this Section X.

B.    INCAPACITY OF OWNER

      The parties agree that, as used herein, incapacity shall refer to any
      physical or mental ailment that, in MBUSA's opinion, adversely affects an
      Owner's ability to meet his or her obligations under this Agreement. MBUSA
      may terminate this Agreement when an incapacitated Owner also is the
      Retailer Operator identified herein.

      Prior to the effective date of any notice of termination, an incapacitated
      Owner who is also the Retailer Operator, or his or her legal
      representative, may propose a new candidate for the position of Retailer
      Operator. Such proposal shall be in writing and shall suspend any pending
      notice of termination until MBUSA advises Retailer of its approval or
      disapproval of the new candidate. Upon receipt of such notice, MBUSA and
      Retailer shall follow the qualification procedures set forth in Section
      X.A.

C.    NOMINATION OF SUCCESSOR PRIOR TO DEATH OR INCAPACITY OF OWNER

      An Owner owning a majority of Retailer's stock may nominate a candidate to
      assume ownership and/or the position of Retailer Operator of the
      Mercedes-Benz Center upon his or her death or incapacity.

      As soon as practicable after such nomination, MBUSA will request such
      personal financial information from the nominated Owner and/or Retailer
      Operator candidate as it reasonably and customarily may require in
      evaluating such candidates. MBUSA shall apply criteria then currently used
      by MBUSA in qualifying owners and/or retailer operators of Mercedes-Benz
      passenger car retailers. Upon receipt of all requested information, MBUSA
      shall either approve or disapprove such candidate. If MBUSA initially
      approves the candidate, said approval shall be reflected in a Successor
      Addendum and shall remain in effect for five (5) years if the proposed
      candidate continues to comply with the then current criteria used by MBUSA
      in qualifying such candidates. If MBUSA does not initially qualify the
      candidate, MBUSA agrees to review the reason(s) for its decision with
      Owner. Owner is free at any time to renew its nomination. However, in such
      instances, the candidate must again qualify pursuant to the then current
      criteria. Owner may, by written notice, withdraw a nomination at any time,
      even if MBUSA has previously qualified said candidate.

                                      -23-

<PAGE>
XI.  TERMINATION

     A.  VOLUNTARY TERMINATION BY RETAILER

         Retailer may voluntarily terminate this Agreement at any time by
         written notice to MBUSA, such termination to be effective thirty (30)
         days after receipt of the notice by MBUSA unless otherwise mutually
         agreed in writing.

     B.  TERMINATION FOR CAUSE

         1.   IMMEDIATE TERMINATION

              Retailer and MBUSA agree that the following conduct is within
              Retailer's control and is so contrary to the goals, purposes and
              objectives of this Agreement as to warrant its immediate
              termination. Accordingly, Retailer agrees that if it engages in
              any of the following types of conduct, MBUSA shall have the right
              to terminate this Agreement immediately:

              a.   Any attempted or actual sale, transfer or assignment by
                   Retailer of this Agreement or any of the rights granted
                   Retailer hereunder, or any attempted or actual transfer,
                   assignment or delegation by Retailer of any of the
                   responsibilities assumed by it under this Agreement, without
                   the prior written consent of MBUSA;

              b.   Subject to the provisions of Section IX, a change by
                   operation of law or otherwise in the direct or indirect
                   ownership of Retailer, whether voluntary or involuntary, from
                   that set forth in the Final Paragraph of this Agreement,
                   except as expressly permitted herein, without the prior
                   written consent of MBUSA;

              c.   Removal, resignation, withdrawal or elimination from
                   Retailer for any reason of the Retailer Operator, provided,
                   however, MBUSA shall give Retailer a reasonable period of
                   time within which to replace such person with a Retailer
                   Operator satisfactory to MBUSA;

              d.   The failure of Retailer to conduct all Mercedes-Benz
                   Center Operations required by this Agreement during and for
                   not less than the customary and lawful hours for five (5)
                   consecutive business days, except in the event such closure
                   or cessation of operation is caused by some physical event
                   beyond the control of the Retailer, such as strikes, civil
                   war, riots, fires, floods, earthquakes, or other acts of God;

                                      -24-
<PAGE>
e.   Any undertaking by Retailer to conduct, directly or indirectly, any of the
     Mercedes-Benz Center Operations at a location or facility other than those
     specified in Paragraph F and the Final Paragraph of this Agreement for that
     Mercedes-Benz Center Operation;

f.   Insolvency of Retailer; voluntary institution by Retailer of any proceeding
     under the federal bankruptcy laws or under any state insolvency law;
     institution against Retailer of any proceeding under the federal bankruptcy
     laws or under any state insolvency law which is not vacated within thirty
     (30) days from the institution thereof; appointment of a receiver, trustee
     or other officer having similar powers for Retailer or Retailer's business,
     provided such appointment is not vacated within thirty (30) days of the
     date of such appointment; execution by Retailer of an assignment for the
     benefit of creditors; or any levy under attachment, foreclosure, execution
     or similar process whereby a third party acquires rights to a significant
     portion of the assets of Retailer necessary for the performance of
     Retailer's responsibilities under this Agreement or to the operation or
     ownership of Retailer, which is not within thirty (30) days from the date
     of such levy vacated or removed by payment or bonding;

g.   Any material misrepresentation by Retailer or any person named in the Final
     Paragraph of this Agreement as to any fact relied on by MBUSA in entering
     into, amending or continuing with this Agreement, including without
     limitation any representation concerning the ownership, management or
     capitalization of Retailer;

h.   The conviction in a court of original jurisdiction of Retailer or Owner of
     a crime affecting the Mercedes-Benz Center Operations or of any felony, or
     any willful failure of Retailer to comply with the provisions of any laws,
     ordinances, rules, regulations or orders relating to the conduct of
     Mercedes-Benz Center Operations;

i.   Submission by Retailer to MBUSA of: (i) a knowingly false or fraudulent
     report or statement; (ii) a knowingly false or fraudulent claim (or
     statement in support thereof) for payment, reimbursement or for any
     discount, allowance, refund, rebate, credit or other incentive under any
     plan that may be offered by MBUSA, whether or not Retailer offers or makes
     restitution; (iii) false financial information; (iv) false sales reporting
     data; or (v) any false report or statement relating to pre-delivery
     inspection, testing, warranties, service, repair or maintenance required to
     be performed by Retailer; or

                                      -25-
<PAGE>

          j.   The failure of Retailer to obtain or maintain any license,
               permit or authorization necessary for the conduct by Retailer of
               Mercedes-Benz Center Operations pursuant to this Agreement, or
               the suspension or revocation such license: permit or
               authorization.

     2.   TERMINATION UPON SIXTY DAYS NOTICE

          The following conduct violates the terms and conditions of this
          Agreement and, if Retailer engages in such conduct, MBUSA shall have
          the right to terminate this Agreement upon Sixty (60) days notice if
          Retailer fails to cure such conduct within the sixty-day period
          provided in such notice:

          a.   Failure of Retailer to pay MBUSA for any Mercedes-Benz Passenger
               Car Products;

          b.   Failure of Retailer to establish or maintain the required net
               working capital or adequate flooring, and lines of credit;

          c.   Any dispute, disagreement or controversy among managers, officers
               or Owners of Retailer that, in the reasonable opinion of MBUSA,
               adversely affects the ownership, operation, management, business,
               reputation or interests of Retailer or MBUSA;

          d.   Impairment of the reputation or financial standing of Retailer
               subsequent to the execution of this Agreement;

          e.   Refusal to permit MBUSA to examine or audit Retailer's accounting
               records as provided herein upon receipt by Retailer from MBUSA of
               written notice requesting such permission or information;

          f.   Failure of Retailer to timely furnish accurate sales or financial
               information and related supporting data; or

          g.   Breach or violation by Retailer of any other term or provision of
               this Agreement.

                                      -26-

<PAGE>
     3.   TERMINATION FOR FAILURE OF PERFORMANCE

          If, upon evaluation of Retailer's performance pursuant to Sections
          II.F, IV.F, V.B or VI.E herein, MBUSA concludes that Retailer has
          failed to perform adequately its marketing and sales, service or
          client satisfaction responsibilities or to provide adequate
          Mercedes-Benz Center Facilities, MBUSA shall issue to Retailer a
          Retailer Improvement Addendum notifying it of such failure(s). MBUSA
          will endeavor to review promptly with Retailer the nature and extent
          of such failure(s) and will grant Retailer one hundred eighty (180)
          days or such other period as may be required by law to correct such
          failure(s). If Retailer fails or refuses to correct such failure(s) or
          has not made substantial progress towards remedying such failure(s) at
          the expiration of such period, MBUSA may terminate this Agreement upon
          sixty (60) days notice or such other notice as may be required by law.

     4.   TERMINATION UPON DEATH OR INCAPACITY

          Subject to certain exceptions identified in Section X, MBUSA may
          terminate this Agreement in the event of the death of an Owner or upon
          the incapacity of any Owner who is also the Retailer Operator, upon
          written notice to Retailer and such Owner's legal representative.
          Termination upon either of these events shall be effective ninety (90)
          days from the date of such notice.

C.   TERMINATION UPON TERMINATION OF DISTRIBUTORSHIP

     MBUSA may terminate this Agreement at any time by written notice to
     Retailer, such termination to be effective thirty (30) days after receipt
     of notice by Retailer unless otherwise mutually agreed in writing, if any
     licensing or distribution agreement pursuant to which MBUSA is distributor
     for Mercedes-Benz Passenger Car Products in the United States of America
     shall terminate or be terminated.

D.   TERMINATION FOR FAILURE OF MBUSA TO BE LICENSED

     If MBUSA fails to obtain or maintain any license, permit or authorization
     necessary for MBUSA's performance of its obligations under this Agreement
     or if such license, permit or authorization is suspended or revoked, and
     such suspension or revocation continues for a period of five (5) days,
     either party may immediately terminate this Agreement by giving notice to
     the other party.

                                      -27-
<PAGE>

E.   TERMINATION UPON OFFERING TO ENTER INTO A NEW OR AMENDED PASSENGER CAR
     RETAILER AGREEMENT

     MBUSA may terminate this Agreement at any time by giving Retailer ninety
     (90) days prior notice thereof and offering to enter into a new or
     amended form of Passenger Car Retailer Agreement with Retailer in a form
     being offered to Mercedes-Benz passenger car retailers.

F.   NOTICE OF TERMINATION

     Any notice of termination under this Agreement shall be in writing and
     shall be mailed to the person(s) designated to receive such notice, via
     overnight mail, or shall be delivered in person. Such notice shall be
     effective upon the date of receipt. MBUSA shall state the grounds on which
     it relies in its termination of Retailer, and shall have the right to amend
     such notice as appropriate. MBUSA'S failure to refer to additional grounds
     for termination shall not constitute a waiver of its right later to rely
     upon such grounds.

G.   CONTINUANCE OF BUSINESS RELATIONS

     Upon receipt of any notice of termination, Retailer agrees to conduct
     itself and its operation until the effective date of termination in a
     manner that will not injure the reputation or goodwill of the Mercedes-Benz
     Marks or MBUSA.

H.   REPURCHASE PROVISIONS

     1.   MBUSA'S OBLIGATIONS

          Upon the termination of this Agreement, MBUSA shall have the right to
          cancel any and all shipments of Mercedes-Benz Passenger Car Products
          scheduled for delivery to Retailer, and MBUSA shall repurchase from
          Retailer the following:

          a.   New, unused, unmodified and undamaged Mercedes-Benz Passenger
               Cars then unsold in Retailer's inventory that are of the then
               current or prior model year. The prices of such passenger cars
               shall be the same as those at which they were originally
               purchased by Retailer, less all prior refunds other allowances
               made by MBUSA to Retailer with respect thereto.

          b.   New, unused and undamaged Genuine Mercedes-Benz Passenger Car
               Parts and Accessories then unsold in Retailer's inventory that
               are in good and saleable condition and are listed in the current
               parts catalog. The prices for such parts accessories shall be the
               prices last established by MBUSA for the sale of identical parts
               or

                                      -28-
<PAGE>
               accessories to Mercedes-Benz passenger car retailers in the area
               in which Retailer is located.

          c.   Special service tools recommended by MBUSA and then owned by
               Retailer and that are especially designed for servicing
               Mercedes-Benz Passenger Cars. The prices for such special service
               tools will be the price paid by Retailer less depreciation
               calculated on a straight-line basis over a three-year period, or
               such other price as the parties may negotiate.

          d.   Signs that MBUSA has recommended for identification of Retailer.
               The price of such signs shall be the price paid by Retailer less
               appropriate depreciation calculated on a straight-line basis over
               a three-year period, or such other price as the parties may
               negotiate.

     2.   RETAILER'S RESPONSIBILITIES

          MBUSA'S obligations to repurchase the items set forth in this Section
          XI.H are contingent upon Retailer fulfilling all of the following
          obligations:

          a.   Within thirty (30) days after the effective date of termination
               of this Agreement, Retailer shall deliver or mail to MBUSA a
               detailed inventory of all items referred to in this Section XI.H
               that it requests MBUSA repurchase and shall certify that such
               list is true and accurate.

          b.   Retailer shall be entitled to request repurchase of only those
               items that it purchased from MBUSA, unless MBUSA agrees
               otherwise.

          c.   Retailer will deliver to MBUSA at MBUSA's place of business and
               at Retailer's expense all Mercedes-Benz Passenger Cars Products
               and special service tools to be repurchased by MBUSA. If Retailer
               fails to do so, MBUSA may transfer such items and deduct the cost
               therefor from the repurchase price.

          d.   Retailer will execute and deliver to MBUSA instruments
               satisfactory to MBUSA conveying good and marketable title to the
               aforesaid items to MBUSA. If such items are subject to any lien
               or charge of any kind, Retailer will procure the discharge in
               satisfaction thereof prior to their repurchase by MBUSA.
               Retailer will comply with the requirements of any state or
               federal laws that relate to the repurchase, including bulk sales
               or transfer laws.

                                      -29-
<PAGE>

          e.   Retailer will provide to MBUSA in writing the names and addresses
               of all of its Mercedes-Benz passenger car service clients.

          f.   Retailer will deliver to MBUSA at MBUSA's place of business or to
               a third person designated by MBUSA and at Retailer's expense any
               and all sales instruction manuals, promotional materials,
               technical or service literature, advertising and other printed
               material, computer software or other media relating to
               Mercedes-Benz Passenger Car Products then in Retailer's
               possession and that were acquired or obtained by Retailer from
               MBUSA.

          g.   Retailer will remove, at its own expense, all signage and
               corporate identification from Retailer's Approved Location(s),
               including all Mercedes-Benz Marks, before it is eligible for
               payment hereunder.

     3.   PAYMENT BY MBUSA

          MBUSA will pay Retailer for such items as Retailer may request be
          repurchased and that qualify hereunder as soon as practicable upon
          Retailer's compliance with all of the obligations set forth herein and
          upon computation of any outstanding indebtedness of Retailer to MBUSA.

          MBUSA shall have the right to offset from any amounts due to Retailer
          hereunder the total sum of Retailer's outstanding indebtedness to
          MBUSA.

          If Retailer disagrees with MBUSA's valuation of any item herein, and
          Retailer and MBUSA have not resolved their disagreement within ninety
          (90) days of the effective date of termination of this Agreement,
          MBUSA shall pay to Retailer the amount to which it reasonably believes
          Retailer is entitled. Retailer's exclusive remedy to recover any
          additional sums that it believes are due under this Section shall be
          by resort to the procedures set forth in Section XII.

XII. DISPUTE RESOLUTION PROCESS

     A.   THE MERCEDES-BENZ BOARD

          MBUSA and Retailer agree to minimize dispute between them. However, in
          the event that disputes arise, MBUSA and Retailer agree that they will
          attempt to resolve all matters between them before any formal action
          is taken to initiate any judicial, administrative or governmental
          proceedings.

          A Mercedes-Benz Board ("Board") will act as the administrator of all
          disputes between MBUSA and Retailer arising out of or relating to this
          Agreement. The Board will consist of three representatives who will be
          selected by MBUSA and
                                      -30-
<PAGE>
          three retailer operators of Mercedes-Benz passenger car retailers who
          will be selected by the Mercedes-Benz Retailer Board. The board will
          determine eligibility requirements, develop procedures to ensure a
          fair and equitable decision ("ADR Procedures") and select individuals
          to participate in a Dispute Resolution Panel ("Panel") to hear an
          eligible dispute. The Panel shall consist of at least one MBUSA
          representative, one retailer operator of a Mercedes-Benz passenger
          car retailer, and one independent person who has been selected by the
          Board.

          The Board shall also monitor the Dispute Resolution Process, report to
          MBUSA and the Mercedes-Benz Retailer Board annually on the
          effectiveness of this process and, when required, make recommendations
          for changes in this process.

          There are two steps in the Dispute Resolution Process: mandatory
          mediation and optional arbitration. All disputes must first be
          submitted to mediation, unless that step is waived by written
          agreement of the parties. If mediation does not resolve the dispute to
          their mutual satisfaction, then Retailer may submit the dispute to
          arbitration.

     B.   MANDATORY MEDIATION

          Prior to initiating any judicial, administrative or governmental
          proceedings, MBUSA and Retailer agree to mediate any dispute arising
          out of or the relating to the Agreement. MBUSA and Retailer agree that
          the procedures contained in the Retailer Dispute Resolution Guide
          shall govern mediation under Section XII.B. Mediation will be
          conducted by a Panel, which will evaluate each position and recommend
          a solution. This recommended solution is not binding on either party.

          If the parties are unable to resolve a dispute under this Section XII,
          and a party elects to initiate a judicial, administrative or
          governmental proceedings with respect to such dispute, the prevailing
          party shall be entitled to recover its costs of such proceeding,
          including its reasonable attorneys fee, from the other party.

          The parties hereby agree and stipulate that the Panel's recommended
          solution is admissible in any arbitration, judicial, administrative or
          governmental proceedings with respect to the dispute.

     C.   OPTIONAL ARBITRATION

          If a dispute has not been resolved after mediation, or if Retailer and
          MBUSA have agreed in writing to waive mediation, Retailer may submit
          the dispute to arbitration in accordance with the procedures in the
          Retailer Dispute Resolution Guide. The award of the arbitration panel
          shall be binding on MBUSA but not on Retailer, and shall be
          non-appealable except as otherwise provided in the United States
          Arbitration Act. Retailer may pursue its remedy in a judicial,

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<PAGE>

          administrative or governmental proceeding if Retailer chooses not to
          be bound by the arbitration award. Judgment upon any award rendered by
          the arbitrator(s) may be entered and enforced in any court having
          jurisdiction.

XIII.DEFENSE AND INDEMNIFICATION

     A.   DEFENSE AND INDEMNIFICATION BY MBUSA

          MBUSA agrees to assume the defense of Retailer and to indemnify and
          hold Retailer harmless in any lawsuit naming Retailer as a defendant
          and involving any Mercedes-Benz Passenger Car Product when the lawsuit
          also involves allegations of:

          1.   Bodily injury or property damage arising out of an occurrence
               allegedly caused solely by a defect or failure to warn of a
               defect in design, manufacture or assembly of a Mercedes-Benz
               Passenger Car Product, provided that the defect could not
               reasonably have been discovered by Retailer during the
               pre-delivery inspections and service of the Mercedes-Benz
               Passenger Car Product or otherwise;

          2.   Any misrepresentation or misleading statement or unfair or
               deceptive trade practice of MBUSA; or

          3.   Any substantial damage to a Mercedes-Benz Passenger Car Product
               purchased by Retailer from MBUSA that was repaired by MBUSA and
               where Retailer had not been notified of such damage in writing
               prior to the delivery of the subject passenger car, part or
               accessory to a retail client; and

               Provided:

          4.   That Retailer delivers to MBUSA, in a manner to be designated by
               MBUSA, within twenty (20) days of the service of any summons or
               complaint, copies of such documents and requests in writing a
               defense and/or indemnification therein (except as provided in
               Section XIII.D below);

          5.   That the complaint does not involve allegations of Retailer
               misconduct, including but not limited to, improper or
               unsatisfactory service or repair, misrepresentation, or any claim
               of Retailer's unfair or deceptive trade practice;

          6.   That the Mercedes-Benz Passenger Car Product which is the subject
               of the lawsuit was not altered by or for Retailer;

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<PAGE>
          7.   That Retailer agrees to cooperate fully in the defense of such
               action as MBUSA may reasonably require; and

          8.   That Retailer agrees that MBUSA may offset any recovery on
               Retailer's behalf against any indemnification that may be
               required hereunder.

     B.   DEFENSE AND INDEMNIFICATION BY RETAILER

          Retailer agrees to assume the defense of MBUSA or DCAG and to
          indemnify and hold them harmless in any lawsuit naming MBUSA or DCAG
          as a defendant when the lawsuit involves allegations of:

          1.   Retailer's failure to comply, in whole or in part, with any
               obligation assumed by Retailer under this Agreement;

          2.   Retailer's negligent or improper inspection, preparation, repair
               or servicing of a new or used Mercedes-Benz Passenger Car
               Product, or such other motor vehicles or equipment as may be sold
               or serviced by Retailer;

          3.   Retailer's alleged breach of any contract or warranty other than
               that provided by MBUSA or DCAG;

          4.   Retailer's alleged misleading statements, misrepresentations, or
               deceptive or unfair trade practices;

          5.   Any modification or alteration made by or on behalf of Retailer
               to a Mercedes-Benz Passenger Car Product, except those made
               pursuant to the express written instruction or with the express
               written approval of MBUSA;

          6.   Any change in the employment status or in the terms or conditions
               of employment of any officer, employee or agent of Retailer or of
               any Owner or the Retailer Operator, including but not limited to
               claims for breach of employment contract, wrongful termination or
               discharge, tortious interference with contract or economic
               advantage, and similar claims; and

               Provided:

          7.   That MBUSA delivers to Retailer, within twenty (20) days of the
               service of any summons or complaint, copies of such documents,
               and requests in writing a defense and/or indemnification therein
               (except as provided in Section XIII.D below);

          8.   That MBUSA agrees to cooperate fully in the defense of such
               action as Retailer may reasonably require; and

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<PAGE>
          9.   That the complaint does not involve allegations of liability
               premised upon separate MBUSA's conduct or omissions.

     C.   CONDITIONAL DEFENSE AND/OR INDEMNIFICATION

          In agreeing to defend and/or indemnify each other, Retailer and MBUSA
          may make their agreement conditional on the continued existence of the
          state of facts as then known to such party and may provide for the
          withdrawal of such defense and/or indemnification at such time as
          facts arise which, if known at the time of the original request for a
          defense and/or indemnification, would have caused either Retailer or
          MBUSA to refuse such request.

          The party withdrawing from its agreement to defend and/or indemnify
          shall give timely notice of its intent to withdraw. Such notice shall
          be in writing and shall be effective upon receipt. The withdrawing
          party shall be responsible for all costs and expenses of defense up
          to the date of receipt of its notice of withdrawal.

     D.   THE EFFECT OF SUBSEQUENT DEVELOPMENTS

          In the event that subsequent developments in a case make clear that
          the allegations which initially preclude a request or an acceptance of
          a request for a defense and/or indemnification are no longer at issue
          therein or are without foundation, any party having a right to a
          defense and/or indemnification hereunder may tender such request for a
          defense and indemnification to the other party. Neither Retailer nor
          MBUSA shall be required to agree to such subsequent request for a
          defense and/or indemnification where that party would be unduly
          prejudiced by such delay.

     E.   TIME TO RESPOND AND RESPONSIBILITIES OF THE PARTIES

          Retailer and MBUSA shall have sixty (60) days from the receipt of a
          request for a defense and/or indemnification to conduct an
          investigation to determine whether or not, or under what conditions,
          it may agree to defend and/or indemnify pursuant to this Section.

          If local rules require a response to the complaint in the lawsuit
          prior to the time provided hereunder for a response to such request,
          the requesting party shall take all steps necessary, including
          obtaining counsel, to protect its own interest in the lawsuit until
          Retailer or MBUSA assumes the requested defense and\or
          indemnification. In the event that Retailer or MBUSA agrees to assume
          the defense and/or indemnification of a lawsuit, it shall have the
          right to engage and direct counsel of its own choosing and, except in
          cases where the request is made pursuant to Section XIII.D above,
          shall have the obligation to reimburse the

                                      -34-

<PAGE>
          requesting party for all reasonable costs and expense, including
          actual attorneys' fees, incurred prior to such assumption.

XIV. NOTICE OF BREACH OR FAILURE TO ACT IN GOOD FAITH

     In the interest of maintaining a harmonious relationship between MBUSA and
     Retailer, if Retailer believes that MBUSA has breached this Agreement or
     has failed to act in good faith toward Retailer, Retailer shall report its
     belief and the bases therefor promptly, in writing, to the President or a
     Vice President of MBUSA. For the purposes of this Section XIV, the term
     "good faith" shall mean MBUSA and its representatives acting in a fair,
     honest, commercially reasonable, equitable, and impartial manner toward
     Retailer. It is the intention of the parties that the purpose of the
     requirement of such notification by Retailer is to afford MBUSA sufficient
     opportunity to consider the claim of Retailer and if, in the sole
     determination of MBUSA, such claim is found to be meritorious, to
     undertake such measures as may be necessary to correct the condition of
     which Retailer complains.

XV.  GENERAL PROVISIONS

     A.   NOTICES

          Except as otherwise specifically provided herein, any notice required
          to be given by either party to the other shall be in writing, shall be
          delivered personally or by mail to the party at its address as stated
          in this Agreement, and shall be effective upon receipt by hand
          delivery or upon mailing.

     B.   NO IMPLIED WAIVERS

          The failure of either party at any time to require performance by the
          other party of any provision herein shall in no way affect the right
          of such party to require such performance at any time thereafter. The
          waiver by any party of a breach of any provision herein shall not
          constitute a waiver of any succeeding breach of the same or any other
          provision or constitute a waiver of the provision itself.

     C.   SOLE AGREEMENT OF THE PARTIES

          This Agreement terminates and supersedes all prior agreements between
          the parties relating to the subject matters covered herein. There are
          no prior agreements or understandings, either oral or written, between
          the parties affecting this Agreement or relating to the sale or
          service of Mercedes-Benz Passenger Car Products, except as otherwise
          specifically provided for or referred to in this Agreement. Retailer
          acknowledges that no representations or statements other than those
          expressly set forth therein were made by MBUSA or any officer,
          employee, agent, or representative thereof, or were relied upon by
          Retailer in entering into this Agreement.

                                      -35-

<PAGE>

D.       RETAILER NOT AN AGENT OR REPRESENTATIVE

         Retailer is an independent business. This Agreement does not constitute
         Retailer the agent or legal representative of MBUSA or DCAG for any
         purpose whatsoever. Retailer is not granted any express or implied
         right or authority to assume or create any obligation on behalf of or
         in the name of MBUSA or DCAG or to bind MBUSA or DCAG in any manner
         whatsoever. No fiduciary obligations are created by this Agreement.

E.       ASSIGNMENT OF RIGHTS OR DELEGATION OF DUTIES

         This is a personal service agreement and may not be assigned or sold in
         whole or in part, directly or indirectly, voluntarily or by operation
         of law, without the prior written consent of MBUSA. Any attempted
         transfer, assignment or sale without MBUSA's prior written consent
         will be void and not binding upon MBUSA.

F.       NO FRANCHISE FEE

         Retailer warrants that it has paid no fee, nor has it provided any
         goods or services in lieu of same, to MBUSA in consideration of
         entering into this Agreement. The sole consideration for MBUSA's
         entering into this Agreement is Owner's and Retailer Operator's
         ability, integrity, assurance of personal services, and expressed
         intention to deal fairly and equitably with MBUSA and the public.

G.       BENEFIT

         This Agreement is entered into by and between MBUSA and Retailer for
         their sole and mutual benefit. Neither this Agreement nor any specific
         provision contained in it is intended or shall be construed to be for
         the benefit of any third party.

H.       NEW JERSEY LAW

         This Agreement shall be deemed to have been entered into in the State
         of New Jersey, and all questions concerning the validity,
         interpretation, or performance of any of its terms, or of any
         contractual rights or obligations of the parties hereto, shall be
         governed by and resolved in accordance with the internal laws of the
         State of New Jersey, including, without limitation, its statutes of
         limitations.

                                      -36-

<PAGE>

XVI.    DEFINITIONS

         As used in this Agreement, the parties agree that the following terms
         shall be defined exclusively as set forth below.

         A.       RETAILER: The natural person or entity that executes the
                  Agreement and is authorized by MBUSA to sell and service
                  Mercedes-Benz Passenger Car Products as defined herein.

         B.       OWNER: The persons identified in Paragraph D and the Final
                  Paragraph of this Agreement.

         C.       RETAILER OPERATOR: The person identified in Paragraph E and
                  the Final Paragraph of this Agreement.

         D.       MERCEDES-BENZ CENTER FACILITIES: The buildings, improvements,
                  fixtures and equipment situated at the Approved Location(s)
                  and identified in Paragraph F and the Final Paragraph of this
                  Agreement.

         E.       APPROVED LOCATION(S): The location(s) and any facilities
                  thereon designated in Paragraph F and the Final Paragraph of
                  this Agreement that MBUSA has approved for the Mercedes-Benz
                  Center Operation(s) specified therein.

         F.       MERCEDES-BENZ CENTER OPERATIONS: All retailer functions
                  comtemplated by this Agreement including, without limitation,
                  sale and servicing of Mercedes-Benz Passenger Car Products,
                  use and display of Mercedes-Benz Marks and Mercedes-Benz
                  Passenger Car Products, rental and leasing of Mercedes-Benz
                  Passenger Cars, sale of pre-owned Mercedes-Benz vehicles, body
                  shop work, financing or insurance services and any other
                  activities undertaken by Retailer in connection with
                  Mercedes-Benz Passenger Car Products whether conducted
                  directly or indirectly by Retailer.

         G.       DCAG: DaimlerChrysler Aktiengesellschaft, a corporation of the
                  Federal Republic of Germany and the manufacturer of
                  Mercedes-Benz Passenger Cars, and any successor thereto.

         H.       MERCEDES-BENZ MARKS: The various Mercedes-Benz trademarks,
                  service marks, names, logos and designs that Retailer is
                  authorized to use in the sale and servicing of Mercedes-Benz
                  Passenger Car Products, including the "Three Pointed Star."

         I.       MERCEDES-BENZ PASSENGER CARS: All new Mercedes-Benz passenger
                  cars that MBUSA is authorized to sell to Mercedes-Benz
                  passenger car retailers in the United States of America
                  pursuant to a written distribution agreement between

                                      -37-

<PAGE>

                  DCAG and MBUSA, and that MBUSA, in its sole discretion, sells
                  to Retailer for resale.

         J.       GENUINE MERCEDES-BENZ PASSENGER CAR PARTS AND ACCESSORIES: All
                  Mercedes-Benz passenger ear parts and accessories manufactured
                  by or on behalf of MBUSA or DCAG and such other parts and
                  accessories specifically approved by DCAG for use in servicing
                  Mercedes-Benz Passenger Cars that MBUSA sells to Retailer for
                  resale.

         K.       MERCEDES-BENZ PASSENGER CAR PRODUCTS: All Mercedes-Benz
                  Passenger Cars and Genuine Mercedes-Benz Passenger Car Parts
                  and Accessories that MBUSA sells to Retailer for resale.

         L.       COMPETITIVE VEHICLES: Those new vehicles that we considered by
                  MBUSA to be directly competitive with Mercedes-Benz Passenger
                  Cars.

         M.       WARRANTY MANUAL: The Mercedes-Benz Warranty Policies and
                  Procedures Manual.

XVII.    ADDITIONAL PROVISIONS

         In consideration of MBUSA's agreement to appoint Retailer as a
         Mercedes-Benz passenger car retailer, Retailer further agrees:

                                      -38-

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