Document:

EXHIBIT 10.4
                                                                    ------------

"CONFIDENTIAL TREATMENT REQUESTED. CONFIDENTIAL PORTIONS OF THIS DOCUMENT HAVE
BEEN REDACTED AND HAVE BEEN SEPARATELY FILED WITH THE COMMISSION."
                     REDACTED MATERIAL INDICATED BY "***".

                                LICENSE AGREEMENT
                               (this "Agreement")
                              Dated: March 31, 1999
                                     Between

WORLDWIDE INFORMATION, INC.                           FIRST AMERICAN REAL ESTATE
                                     - And -                SOLUTIONS, LLC,
a corporation within the state of                 a California limited liability
        Massachusetts                                          company.
        ("Licensee")                                          ("FARES")

                                    RECITALS

1. FARES maintains a database of information gathered from real estate public
records and other sources for various counties in the United States.

2. The parties desire that FARES grant Licensee a license to use certain
Licensed Data as provided herein.

     NOW THEREFORE In consideration of the promises and other good and valuable
consideration had and received, FARES and licensee hereby agree as follows:

1. DEFINITIONS

In addition to the terms defined above, the following terms will have the
meanings specified below when used in this Agreement with initial capital
letters:

     (a)   Fees: As defined in Section 4.1 hereof.

     (b)   Licensed Data: The data described in Appendix A, Part A, hereto.

     (c)   Permitted Applications: The applications set forth in Appendix A,
           Part B hereto.

     (d)   Processor: An entity independent of Licensee which processes data on
           behalf of Licensee.

     (e)   Term; Initial Term: The Initial Term and any Renewal Term. Subject
           to the termination provisions of Article 7, the Initial Term of this
           Agreement ("Initial Term") is the period described in Appendix A,
           Part C hereto. This Agreement shall have no Renewal Term unless
           otherwise specified in Appendix A, Part C.

     (f)   Sublicensing: The redistribution of data, in whole or in part, alone
           or in combination  with other  products  or  services  Licensee  may
           offer, through any individual or company which has been licensed as a
           distributor of the data by FARES. This includes, but is not limited
           to, distribution of the data on magnetic media, by electronic
           transmission, or through gateway relationships linking on-line
           services.

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2. GRANT OF LICENSE

2.1 License: Subject to the reservations of rights and exceptions set forth
herein, FARES hereby grants Licensee during the Term the non-exclusive right to
use the Licensed Data only for the Permitted Applications, with no right to
provide such data to any other party or to sublicense such data unless otherwise
provided in Appendix A, Part B. Except as expressly provided in the limited
license provided herein. FARES reserves all rights in and to: (i) the Licensed
Data; (ii) all underlying data, compilations and information gathered, compiled
or published by FARES in connection with its creation and preparation of the
Licensed Data; (iii) all other data, compilations and publications created,
prepared or authored by FARES not consisting of the Licensed Data, and (iv) all
copyrights and other proprietary rights in any of the foregoing.

3. DELIVERY OF DATA AND FORMAT

3.1 Initial File: FARES will deliver to Licensee one copy of the Licensed Data
on or before the date specified in Appendix A, Part D.

3.2 Updates: FARES will provide Licensee with an update of the Licensed Data in
accordance with the schedule set forth in Appendix A, Part D.

3.3 Shipping Address: FARES will ship the initial file and all updates to
Licensee at the address specified in Appendix A, Part D.

3.4 Format and Layout: FARES will furnish the Licensed Data on magnetic tape in
IBM compatible format, and In the record layout sex forth on Appendix B.

4. FEES

4.1 Consideration: In consideration of the rights granted Licensee hereunder,
Licensee will pay EXPERIAN RES the Fees described in Appendix A, Part E hereto
("Fees").

4.2 Report and Payment of Royalties: If the Fees include royalty payments, the
following provisions will apply:

(a) Report: Within thirty (30) days after the end of each calendar month,
Licensee will provide FARES a detailed and accurate statement of the calculation
of all such royalty payments earned with respect to such month, together with
payment thereof.

(b) Audit: Licensee will maintain current, accurate and complete books and
records relating to its usage of the Licensed Data and all payments due FARES
hereunder. FARES or its designee (which may be a certified public accountant
chosen by FARES) may, at any time while this Agreement is in effect and for a
period of six months thereafter, require Licensee to provide a certified
statement prepared by a certified public accountant, at Licensee's expense,
verifying the accuracy of records relating to Licensee's usage of the Licensed
Data and all payments due FARES. If such certified statement indicates any
errors in Licensee's records, FARES, or its designee, may, on reasonable advance
notice to Licensee and during reasonable business hours, examine, inspect and
audit such books and records and any source documents pertaining thereto for the
limited purpose of verifying the accuracy of Licensee's reports and the amounts
due hereunder. FARES, or its designee, may, during the course of such
examination, review or audit and make such copies and/or extracts of Licensee's
books and records relating to Licensee's usage of the Licensed Data. FARES shall
treat all such information reviewed during an audit as

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confidential and will not disclose same to any third party (excluding FARES'
designee) without the written consent of Licensee.

4.3 Taxes: In addition to the Fees, Licensee shall pay all applicable taxes
(excluding those based upon FARES' net income), fees and assessments now or
hereafter imposed by any governmental authority with respect to the data
licensed hereunder.

5. INTELLECTUAL PROPERTY; OWNERSHIP; CONFIDENTIALITY

5.1 Acknowledgment: Licensee acknowledges FARES' valuable rights in and to the
compilations of the Licensed Data and the data those compilations contain,
including FARES' copyrights and other proprietary rights therein.

5.2 Restriction on Copying, Disclosure, Commingling and Use: Without FARES'
prior written consent, Licensee will not:

(a) disclose any portion of the Licensed Data in any manner other than as
expressly authorized in this Agreement;

(b) provide or cause to be provided data including the Licensed data to a
Processor unless such Processor enters into a certification in the form of
Appendix C acknowledging that Processor will not use the Licensed Data except
for fulfilling its processing obligations to Licensee;

(c) use, merge, commingle or mix the Licensed Data or any portion thereof with
other data from any other source without FARES' prior written consent;

(d) make any copies of the Licensed Data in any form except for two (2)
authorized back-up copies;

(e) transfer the Licensed Data to any other party except as expressly permitted
herein; or

(f) decompile, disassemble or reverse engineer, or cause or allow any third
party to decompile, disassemble or reverse engineer any of the Licensed Data or
the software code or any computer software program allowing for the retrieval
and/or access of such Data.

5.3 Contractual Restrictions on End Users: If Appendix A, Part B indicates that
the Permitted Applications include providing the data to end-users. Licensee by
contract will impose the following restrictions on each end-user to which
Licensee provides Licensed Data:

     (i) Such party shall use the Licensed Data only for the purposes described
for end-users in Appendix A, Part B and shall not use the Licensed Data, or any
portion thereof, to build or enhance any data base in any form for resale or
redistribution; and

     (ii) Such party shall not provide the Licensed Data, or any portion
thereof, or derivative products or services produced from the Licensed Data, in
any form to any other person without the prior written approval of FARES.

     (iii) Such party shall not publish, broadcast or otherwise make public the
owner's name, address, property value, location or characteristics of any
individual property owner, nor permit any other party to make such disclosure
without the express written consent of said property owner and FARES.

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<PAGE>
This Section 5.3 is not intended to authorize the Licensee to provide the
Licensed Data to end-users unless Appendix A, Part B so provides.

5.4 Contractual Restrictions on Sublicensees: If Appendix A, Part B-4 indicates
that the Permitted Applications include the right to sublicense the Licensed
Data, any such sublicense shall contain restrictions on such sublicensee's use
of the Licensed Data comparable to the restrictions imposed on Licensee by this
Article 5 and any additional restrictions set forth in Appendix A, Part B-4;
(ii) Licensee will require such sublicensee to include in any agreement for the
sale of Licensed Data restrictions on third parties comparable to the
restrictions set forth or described in Section 5.3; and (iii) such sublicensee
shall have no right to further sublicense the Licensed Data. FARES may require
as a condition to its approval that a sublicensee obtain a performance bond in
favor of FARES to assure such sublicensee's compliance with the restrictions set
forth herein. This Section 5.4 is not intended to authorize the Licensee to
sublicense the Licensed Data unless Appendix A, Part B-4 so provides.

5.5 Trademarks, Copyrights Etc.: Neither party will use, or permit their
respective employees, agents and subcontractors to use, the trademarks, service
marks, copyrighted material, logos, names, or any other proprietary designations
of the other party, or the other party's affiliates, whether registered or
unregistered, without such other party's prior written consent. Notwithstanding
the preceding, Licensee shall be responsible at all times for the entire
supervision, management and control of the Licensed Data incorporated into
Licensee's own computer system(s) and under Licensee's control, including
without limitation all responsibility for design and maintenance of proper
machine configuration, audit controls, operating methods, back-up plans,
security, insurance, maintenance and all other activities necessary for
effective utilization of the system as well as protection of proprietary FARES
interest in the Licensed Data. Any possession or use of the Licensed Data not
expressly authorized under this Agreement is strictly prohibited, nor may any
use not expressly authorized under this Agreement be waived by FARES except in a
written authorization. Licensee acknowledges that neither this Agreement nor the
conduct of the parties subsequent to the execution thereof shall be construed to
create a grant, implied or otherwise, of collateral rights in this Agreement,
nor can such be granted except by express written grant of FARES.

5.6 Return of Database: Upon termination of this Agreement, Licensee shall
return or cause to be returned to FARES, or pursuant to FARES' instructions
destroy, all copies of the Licensed Data in its possession (or provided by it to
any other party), together with all excerpts of or extracts from said Licensed
Data along with all reference material, and supporting documentation furnished
to Licensee by FARES. At the time of such return or destruction. Licensee shall
deliver to FARES a certificate executed by an officer of Licensee attesting to
the fact that all such copies of, excerpts of and extracts from the Licensed
Data have been returned to FARES or destroyed as provided for hereunder.

5.7 Further Acknowledgement: The mere act of running a diagnostic, while not
expressly prohibited by FARES, shall in no way be construed to be a grant of
further license by FARES to Licensee in the Licensed Data or FARES software
beyond that expressed in this license.

5.8 Property; The software products and Licensed Data information and dial-up
access provided by FARES are owned and copyrighted by FARES. No ownership rights
beyond the License granted herein are conferred to any FARES product or
information, and, except for the License provided, FARES reserves all rights in
and to the Licensed Data and related software, including but not limited to the
exclusive rights under copyright and the right to grant further licenses. The
Licensed Data is for the sole use within Licensee's own organization. Licensee
shall not lend or transfer or copy the Licensed Data, for any purpose, (except
as detailed in 5.2(d), above), without prior written consent from FARES. Title
to all copies of the Licensed Data and any software related thereto, including
back-up copies, shall remain exclusively with FARES, and

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<PAGE>
no rights whatsoever In such title may be further waived or granted by any
employee or agent of FARES, including, but not limited to, those rights granted
by the 1976 Copyright Act, as amended (17 U.S.C.ss.101,et seq.). Licensee
further assumes all liability and is financially responsible for any
unauthorized use of the Licensed Data and any software related thereto.

6. WARRANTIES AND INDEMNIFICATION

6.1 FARES WARRANTIES: FARES WARRANTS TO LICENSEE THAT FARES HAS THE RIGHT TO
LICENSE TO LICENSEE THE INFORMATION IN THE LICENSED DATA. FARES DOES NOT
GUARANTEE THE ACCURACY OR RELIABILITY OF SUCH INFORMATION. SUCH WARRANTY IS THE
ONLY WARRANTY FARES HAS GIVEN LICENSEE WITH RESPECT TO THE LICENSED DATA, AND
SUCH WARRANTY IS IN LIEU OF ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING,
FOR EXAMPLE, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

6.2 LIMITATION OF LIABILITY: NOTWITHSTANDING ANY OTHER PROVISION OF THIS
AGREEMENT, UNDER NO CIRCUMSTANCES WILL FARES HAVE ANY OBLIGATION OIL LIABILITY
TO LICENSEE FOR ANY CLAIM, INJURY, OR DAMAGE RELATING TO, ARISING OUT OF, OR
RESULTING FROM THE INACCURACY OF THE INFORMATION USED TO COMPILE THE LICENSED
DATA. NOTWITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT, UNDER NO
CIRCUMSTANCES WILL EITHER PARTY HAVE ANY OBLIGATION OR LIABILITY TO THE OTHER
HEREUNDER FOR ANY INCIDENTAL OR CONSEQUENTIAL DAMAGES INCURRED BY THE OTHER
PARTY, REGARDLESS OF HOW SUCH DAMAGES ARISE AND OF WHETHER OR NOT A PARTY WAS
ADVISED SUCH DAMAGES MIGHT ARISE.

6.3 Other Parties; Indemnification by Licensee: Licensee will include provisions
consistent with those set forth in Sections 6.1 and 6.2 in any agreement
pursuant to which Licensee provides the Licensed Data to any other party.
Licensee will indemnify, defend and hold harmless FARES. its employees, agents
and representatives from and against any losses, claims, suits, costs anchor
expenses, including attorney fees, arising out of any claim by any third party
arising out of Licensee's use of, providing of, or sublicensing of, the Licensed
Data.

6.4 Limitation Of Remedy. FARES TOTAL LIABILITY AND LICENSEE'S EXCLUSIVE REMEDY
UNDER OR RELATED TO THIS AGREEMENT SHALL BE LIMITED TO GENERAL MONEY DAMAGES NOT
EXCEEDING ANY AMOUNTS RAID BY LICENSEE UNDER THE CURRENT TERM OF THE AGREEMENT.
ADDITIONALLY, ANY ACTION ARISING UNDER THIS AGREEMENT OR BECAUSE OF ITS BREACH
MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES.
HOWEVER, BECAUSE OF THE UNIQUE AND PROPRIETARY NATURE OF THE LICENSED DATA,
FARES SHALL BE ENTITLED TO MONETARY AS WELL AS EQUITABLE RELIEF, INCLUDING
WITHOUT LIMITATION INJUNCTIVE RELIEF, IN THE EVENT OF DEFAULT OIL BREACH BY
LICENSEE.

6.5 Indemnification: LICENSEE AGREES TO INDEMNIFY AND HOLD FARES HARMLESS FROM
AND AGAINST ALL CLAIMS OF THIRD PARTIES ARISING OUT OF OR RELATED TO THE USE OF
THE LICENSED DATA BY ANY THIRD PARTY, INCLUDING THE END-USER.

                                        5
<PAGE>
7. AMENDMENTS, TERMINATION, AND WAIVER

7.1 Amendments: This Agreement may be amended at any time, but only by written
instrument signed by both parties which refers specifically to this Agreement.

7.2 Mutual Termination: This Agreement may be terminated by mutual agreement at
any time, but only by A written instrument signed by both parties specifying the
date and time as of which the Term ends.

7.3 Unilateral Termination: This Agreement may be terminated unilaterally by
either party, but only if and when (a) the other party has breached a material
obligation under this Agreement, (b) the party desiring to terminate has
delivered to the breaching party a written demand that the breaching party cure
the breach, (c) the breaching party has failed to cure such breach within five
(5) days (in the case of the nonpayment of fees or royalties) or sixty (60) days
(in the case of any other breach) after receipt of the demand, and (d) the
party desiring to terminate delivers to the breaching party written notice of
termination. Licensee shall be deemed to have breached a material obligation
hereunder if it (a) fails to perform its obligations hereunder in accordance
with the terms hereof, or breaches any of the covenants, warranties or
representations hereunder, (b) fails to provide FARES any required statement of
account or make any payment hereunder as and when such statement is to be
provided or such payment is to be made, or (c) becomes insolvent, makes an
assignment for the benefit of creditors, suspends its business operations, files
a voluntary petition of bankruptcy under federal or state bankruptcy statutes or
has filed against it an involuntary petition in bankruptcy which is not
dismissed or withdrawn within thirty (30) days of the filing thereof.

7.4 Discontinuation: Notwithstanding anything herein to the contrary, FARES may
discontinue providing Licensed Data for any geographic location which prohibits
FARES' providing of such data in accordance with this Agreement, or for any
geographic location as to which FARES has discontinued the collection of data
for its own business.

8. MISCELLANEOUS

8.1 Advertising: Licensee will not disclose FARES as a data source to any third
party, except as may be authorized in writing by FARES or required by federal,
state or local government regulations. Where such disclosure is to be made
without advance authorization, Licensee will transmit notice of intent to
disclose information to FARES five (5) days prior to the release of any
information by Licensee.

8.2 Waivers. Either party may at any time waive compliance by the other with any
covenants or conditions contained in this Agreement, but only by written
instrument executed by the party waiving such compliance. No such waiver,
however, shall be deemed to constitute the waiver of any such covenant or
condition in any other circumstance or the waiver of any other covenant or
condition.

8.3 Status: The parties will perform all services hereunder as independent
contractors. Nothing contained in this Agreement shall be deemed to create any
association, partnership, joint venture, or relationship of principal and agent
or master and servant between the parties.

8.4 Excusable Delays: No party shall be liable for any delay or failure in its
performance of any of the acts required by this Agreement when such delay or
failure arises for reasons beyond the reasonable control of such party. The time
for performance of any act delayed by such causes shall be postponed for a
period equal to the delay; provided, however, that the party so affected shall
give prompt notice to the other party of such delay. The party so affected,
however, shall
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<PAGE>

use its best efforts to avoid or remove such causes of nonperformance and to
complete performance of the act delayed, whenever such causes are removed.

8.5 Governing Law: This Agreement will be governed by and construed in
accordance with the internal substantive laws of the State of California, except
where the substantive laws of another jurisdiction mandatorily apply.

8.6 Severability: If any provision of this Agreement shall finally be determined
to be unlawful, then such provision shall be deemed to be severed from this
Agreement and every other provision of this Agreement shall remain in full force
and effect.

8.7 Assignment: This Agreement shall be binding upon and inure to the benefit of
the successors of each of the parties hereto, but shall not be assignable by
either party without the prior written consent of the other.

8.8 No Third Parties: Neither this Agreement nor any provisions set forth herein
is intended to, or shall, create any rights in or confer any benefits upon any
person other than the parties hereto.

8.9 Incorporation by Reference: The Appendices to this Agreement constitute
integral parts of this Agreement and are hereby incorporated into this Agreement
by this reference.

8.10 Notices: All notices, requests and other communications hereunder shall be
in writing and shall be deemed to have been duly given at the time of receipt if
delivered by hand or communicated by electronic transmission, or, if mailed,
three (3) days after mailing registered or certified mail, return receipt
requested, with postage prepaid (i) if to FARES, then to: FARES, 5601 E. La
Palma Avenue, Anaheim, California 92807, Attention: General Manager, with a copy
to the person indicated below FARES' signature; or (ii) if to Licensee, to the
address specified below Licensee's signature; provided, however, that if either
party shall have designated a different address by notice to the other given as
provided above, then to the last address so designated.

8.11 Confidentiality: Each party agrees that it will not disclose any
"Confidential Information" of the other party. "Confidential Information" means
any information which the other party marks "Confidential" or if not disclosed
in writing, identifies as confidential at the time of disclosure and confirms
thereafter in writing within 30 days of such disclosure. Confidential
Information does not include any information which was either in the public
domain or already known to the recipient at the time of disclosure,
independently developed by the recipient, disclosed to recipient by a third
party without breach of an obligation of confidentiality or disclosed pursuant
to a court order.

8.12 Counterparts: More than one counterpart of this Agreement may be executed
by the parties hereto, and each fully executed counterpart shall be deemed an
original without production of the others.

8.13 Other Agreements: Licensee certifies that its use of the Licensed Data will
not violate any agreement to which Licensee is a party.

8.14 Complete Agreement: This Agreement sets forth the entire understanding of
the parties hereto with respect to the subject matter hereof and supersedes all
prior letters of intent, agreements, covenants, arrangements, communications,
representations, or warranties, whether oral or written, by any officer,
employee, or representative of either party relating thereto.

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<PAGE>

         IN WITNESS WHEREOF, each party hereto has caused this Agreement to be
executed by its duty authorized representatives.

FIRST AMERICAN REAL ESTATE SOLUTIONS           WORLDWIDE INFORMATION, INC.
A division of First American Real Estate       a corporation within the state of
Solutions L.L.C (a California limited          Massachusetts
Liability Company)

By: /s/ George Livermore                       By: /s/ Jon Latorella
   --------------------------                     ----------------------------
   George Livermore                               Jon Latorella

Title: Division President                      Title: President & CEO
      -----------------------                         ------------------------

Date: 11/3/99                                  Date: 10/29/99
     ------------------------                       --------------------------

A copy of each notice to FARES
should be sent to:                             Address for Notice to Licensee:

President                                      President
-----------------------------                  -------------------------------

FARES                                          WORLDWIDE INFORMATION, INC.
-----------------------------                  -------------------------------

5601 E. La Palma Avenue                        100 Cummings Center, Suite 450C
-----------------------------                  -------------------------------

Anaheim, CA 92807                              Beverly, MA 01915
-----------------------------                  -------------------------------

                                               Telefax: (978) 524-8767
                                               -------------------------------

                                               Attention:
                                               -------------------------------

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<PAGE>

                                   APPENDIX A

      [CONFIDENTIAL TREATMENT REQUESTED BY LOCATEPLUS HOLDINGS CORPORATION]

                                                                      APPENDIX A
                                                                      ----------

                               LICENSE AGREEMENT
                           Dated as of March 31, 1999
                  Between First American Real Estate Solutions,
                    a division of First American Real Estate
             Solutions LLC, a California limited liability company.
                                    ("Fares")

                                       AND

                           WORLDWIDE INFORMATION, INC.
                 a corporation within the state of Massachusetts
                                  ("Licensee")

A. Licensed Data: The Licensed Data will consist of Tax Assessors' Data, the
Sales Transaction Data and the Non-Purchase Mortgage Data, each as defined
below.

1. Assessors Data: Tax assessors' records consisting of residential and
commercial parcels for the geographic areas specified on Appendix C. For each
such parcel, the record will contain the following specific data elements if the
data is available and obtained by FARES.

                   Parcel Number
                   Legal Description (Defined as lot and block or similar data)
                   Owner name
                   Physical address (street, city, zip)
                   State code
                   County code
                   Tax Amount
                   Sales Amount
                   Property use code
                   Year built
                   Square footage
                   Lot size
                   Number of bedrooms
                   Number of baths
<PAGE>

2.    Sales Transaction Data: Records of transfers of deeds based upon the sale
      of residential, commercial and unimproved parcels. The geographic coverage
      is set forth in Appendix C. Far each such parcel the record will contain
      the following specific data elements if the data is available and obtained
      by FARES.

                   Buyer Name
                   Situs Address
                   Mailing Address
                   City, State, Zip
                   Date of Sale
                   Sale Amount
                   Date of Recording

3.    Non-purchase Mortgage Data: Records of residential, commercial and
      unimproved parcels as to which mortgage deeds not related to the sale have
      been fled, including those mortgages which FARES has determined are second
      mortgages having as beneficiary the seller of real property and fled
      concurrent with the property sale and for the geographic areas specified
      for Non-purchase Mortgage Data on Appendix C. For each such parcel, the
      record will contain the following specific data elements, if such data is
      available and obtained by FARES.

                   Borrower's name
                   Situs address
                   Mailing address
                   State code
                   County code
                   Recording date
                   Document recording number
                   Mortgage amount
                   Lender name

4.    Licensee acknowledges that the amount of data available varies
      substantially from area to area, and that circumstances may exist or arise
      which may prevent FARES from achieving complete representation of all
      data elements.

B.    Permitted Applications:

1.    Licensee's Own Use:

      (a) The Licensed Data will be provided to Licensee to be used as part of
          its intemet web site service. The web site service has been developed
          to facilitate the Licensee's clients, in the legal and investigative
          segments, with the location of assets through the legal discovery
          process or as part of background investigations. It may be used for no
          other purposes. Licensee agrees not to permit access to the data
          without a secure password.
<PAGE>

      (b) Licensee is expressly prohibited from allowing individuals or
          companies who are not employed by or affiliates of Licensee access
          to the website service containing FARES data where the individual or
          company is under no obligation to compensate Licensee for such access,
          unless such access is granted for the purposes of training or system
          demonstration, and only under the following circumstances.

          (i) Such training and systems demonstration must be supervised and
          conducted by employees of Licensee, and in accordance with prevailing
          state and federal laws governing consumers' rights to privacy and
          names of celebrities or famous individuals are not to be used.

          (iii) Licensee agrees to make its best efforts not to access the data
          or permit the data to be accessed without a secure password, or in a
          manner which would violate an individual's right to personal privacy.

2.    Restricted Usage: In addition to use restrictions set forth elsewhere in
      the Agreement and its Appendices, the Licensed Data may not be marketed to
      companies primarily engaged in facilitating real estate commerce, or who
      redistribute data for direct marketing purposes. Further, the Licensed
      Data may not be used to develop models or indexes for the purpose of
      valuing real estate properties, nor may the data be produced or
      distributed on CD-ROM.

3.    Licensee's Providing for Use by Third Parties: Not permitted except as the
      Licensed Data is provided as part of the Permitted Application.

4.    Licensee's Sublicensing: Not permitted.

C.    Term:

1.    Initial Term: The Initial Term begins at 12:01 a.m. on March 31, 1999 and
      ends at 11:59 p.m. on June 30, 2002.

2.    Renewal Term(s): This Agreement will automatically renew for additional
      terms of twelve (12) months, commencing at 12:01 a.m. on July 1, of then
      current term and expire at 11:59 p.m. on June 30, of then current term,
      unless either party notifies the other, in writing , certified mail,
      return receipt requested, of its intention not to renew, within ninety
      (90) days of the expiration of the Agreement.

D.    Delivery Dates:

1.    Initial File: FARES will make its best efforts to deliver the initial File
      within forty five (45) days of the execution of this Agreement. The
      Initial File will consist of the most current Tax Assessors' Files
      available to FARES for the geographic areas outlined in Appendix C and in
      the format defined in Appendix B. Further, the Initial File will consist
      of Sales Transactions dating back to January 1, 1998 to the present. Sales
      Transactions will be provided for those counties defined in Appendix C, in
      the Format defined in Appendix B attached.
<PAGE>

2.    Update Files: FARES agrees to deliver, once per month, current Sales
      Transactions for the geographic areas outlined in Appendix C, in the
      format defined in Appendix B. Additionally, once per year, FARES agrees to
      deliver the Annual Tax Assessor's Files for the geographic areas outlined
      in Appendix C, in the format defined in Appendix B. FARES will make
      reasonable efforts to deliver such Tax Assessor's Files no later than
      within ninety (90) days from the time it receives the files from A
      particular county.

3.    Delivery Media: FARES will deliver, at Licensee's expense, the Initial
      File and Update Files in either 9-track or 3480 cartridges, IBM
      compatible. At Licensee's option, weekly Sales Transactions may be
      delivered via electronic transmission, at Licensee's expense.

4.    Shipping Address: Worldwide Information, Inc.
                        100 Cummings Center, Suite 450C
                        Beverly, MA 01915

E.    Fees and Payment Terms:

1.    Fee: Licensee agrees to pay FARES the sum of [           ***
            ***          ] annually due and payable on the following schedule:

                                    ***   Upon   ***
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<PAGE>
                                                                      APPENDIX B
                                                                      ----------

                                 RECORD LAYOUT

A.          Tax Assessors' Data

B.          Sales Transaction Data
<PAGE>
                                  RECORD LAYOUT

A.    Tax Assessors' Data

** TAXROLL **
3000 CHARACTERS RECORD SIZE
10 RECORDS PER BLOCK

--------------------------------------------------------------------------------
                DATA ELEMENTS              STAR   END     LEN    TYP
                                            T                     E
--------------------------------------------------------------------------------
FIPS CODE                                    1        5       5
--------------------------------------------------------------------------------
APN (Parcel Number) (formatted)              6       50      45
--------------------------------------------------------------------------------
MUNICIPALITY NAME                           51       80      30
--------------------------------------------------------------------------------
         NAME & ADDRESS INFORMATION
--------------------------------------------------------------------------------
OWNER'S NAME                                81      130      50
--------------------------------------------------------------------------------
NAME-continuation                          131      180      50
--------------------------------------------------------------------------------
NAME (C/O NAME)                            181      230      50
--------------------------------------------------------------------------------
ADDRESS second overflow                    231      280      50
--------------------------------------------------------------------------------
ADDRESS first overflow                     281      330      50
--------------------------------------------------------------------------------
MAILING ADDRESS                            331      380      50
--------------------------------------------------------------------------------
MAILING CITY/STATE                         381      421      41
--------------------------------------------------------------------------------
MAILING ZIP CODE                           422      426       5
--------------------------------------------------------------------------------
MAILING ZIP PLUS4                          427      430       4
--------------------------------------------------------------------------------
ADDRESS INDICATOR                          431      431       1
--------------------------------------------------------------------------------
         PROPERTY ADDRESS (SITUS)
--------------------------------------------------------------------------------
HOUSE NUMBER PREFIX                        432      436       5
--------------------------------------------------------------------------------
HOUSE NUMBER                               437      445       9        RJZF
--------------------------------------------------------------------------------
HOUSE NUMBER SUFFIX                        446      455      10
--------------------------------------------------------------------------------
STREET NAME                                456      485      30
--------------------------------------------------------------------------------
MODE                                       486      490       5
--------------------------------------------------------------------------------
DIRECTION                                  491      492       2
--------------------------------------------------------------------------------
APARTMENT UNIT                             493      498       6
--------------------------------------------------------------------------------
PROPERTY ADDRESS ZIP CODE                  499      503       5
--------------------------------------------------------------------------------
PROPERTY ADDRESS ZIP PLUS4                 504      507       4
--------------------------------------------------------------------------------
PROPERTY CITY/STATE                        508      537      30
--------------------------------------------------------------------------------
LAND USE DESCRIPTION                       538      557      20
--------------------------------------------------------------------------------
PROPERTY INDICATOR                         558      559       2
--------------------------------------------------------------------------------
ABSENTEE OWNER INDICATOR                   560      560       1
--------------------------------------------------------------------------------
         EXEMPT INFORMATION
--------------------------------------------------------------------------------
EXEMPT DESCRIPTIONI                        561      570      10
--------------------------------------------------------------------------------
EXEMPT DESCRIPTION2                        571      580      10
--------------------------------------------------------------------------------
EXEMPT DESCRIPTION3                        581      590      10
--------------------------------------------------------------------------------
EXEMPT DESCRIPTION4                        591      600      10
--------------------------------------------------------------------------------
EXEMPT DESCRIPTION5                        601      610      10
--------------------------------------------------------------------------------
<PAGE>

--------------------------------------------------------------------------------
         LOT INFORMATION
--------------------------------------------------------------------------------
ACRES                                      611      619       9    NUM 9(6)V999
--------------------------------------------------------------------------------
SQUARE FOOTAGE                             620      628       9    NUM RJZF
--------------------------------------------------------------------------------
FRONT FOOTAGE                              629      635       7    NUM 9(5)V99
--------------------------------------------------------------------------------
DEPTH FOOTAGE                              636      642       7    NUM 9(5)V99
--------------------------------------------------------------------------------
         BUILDING AREA INFORMATION
--------------------------------------------------------------------------------
BUILDING SQUARE FEET                       643      651       9    NUM RJZF
--------------------------------------------------------------------------------
BASE SQUARE FEET                           652      660       9    NUM RJZF
--------------------------------------------------------------------------------
         STATISTICAL INFORMATION
--------------------------------------------------------------------------------
AIR CONDITIONING DESCRIPTION               661      675      15
--------------------------------------------------------------------------------
CONSTRUCTION DESCRIPTION                   676      690      15
--------------------------------------------------------------------------------
EXTERIOR WALL DESCRIPTION                  691      705      15
--------------------------------------------------------------------------------
FIREPLACE NUMBER                           706      707       2    NUM RJZF
--------------------------------------------------------------------------------
FLOOR COVER DESCRIPTION.                   708      722      15
--------------------------------------------------------------------------------
HEAT DESCRIPTION                           723      737      15
--------------------------------------------------------------------------------
         IMPROVEMENT INFORMATION
--------------------------------------------------------------------------------
NUMBER OF UNITS                            738      740       3    NUM RJZF
--------------------------------------------------------------------------------
BATHS                                      741      744       4    NUM 9(3)V9
--------------------------------------------------------------------------------
BEDROOMS                                   745      747       3    NUM RJZF
--------------------------------------------------------------------------------
TOTAL ROOMS. _                             748      750       3    NUM RJZF
--------------------------------------------------------------------------------
STORIES                                    751      754       4    NUM 9(3)V9
--------------------------------------------------------------------------------
YEAR BUILT                                 755      758       4    NUM
--------------------------------------------------------------------------------
         SALES INFORMATION_
--------------------------------------------------------------------------------
SALE YEAR                                  759      760       2
--------------------------------------------------------------------------------
SALE AMOUNT INDICATOR                      761      761       1
--------------------------------------------------------------------------------
MULTIISPLIT INDICATOR                      762      762       1
--------------------------------------------------------------------------------
MORTGAGE TYPE                              763      766       4
--------------------------------------------------------------------------------
MORTGAGE TERM                              767      770       4
--------------------------------------------------------------------------------
SALE BUYER NAME                            771      800      30
--------------------------------------------------------------------------------
SALE AMOUNT                                801      809       9    NUM RJZF
--------------------------------------------------------------------------------
MORTGAGE AMOUNT                            810      818       9    NUM RJZF
--------------------------------------------------------------------------------
ASSUMABLE MORTGAGE AMOUNT                  819      827       9    NUM RJZF
--------------------------------------------------------------------------------
MORTGAGE INTEREST RATE                     828      831       4    NUM 9(Z)V99
--------------------------------------------------------------------------------
         VALUE AMOUNTS INFORMATION
--------------------------------------------------------------------------------
TAXES                                      832      842      11    NUM 9(9)V99
--------------------------------------------------------------------------------
TOTAL VALUE                                843      853      11    NUM RJZF
--------------------------------------------------------------------------------
LAND VALUE                                 854      864      11    NUM RJZF
--------------------------------------------------------------------------------
IMPROVED VALUE                             865      875      11    NUM RJZF
--------------------------------------------------------------------------------
SALE MONTH                                 876      877       2    NUM
--------------------------------------------------------------------------------
CORPORATE INDICATOR                        878      878       1
--------------------------------------------------------------------------------
POOL INDICATOR                             879      879       1    NUM
--------------------------------------------------------------------------------
COUNTY CODE (TRW REDI Code - internal      880      882       3    NUM
 use)
--------------------------------------------------------------------------------
PHONE NUMBER                               883      892      10
--------------------------------------------------------------------------------
SALE DAY                                   893      894       2    NUM
--------------------------------------------------------------------------------
SALE RECORDING DATE (MMDDYY)               895      900       6    NUM
--------------------------------------------------------------------------------
<PAGE>

--------------------------------------------------------------------------------
MATCH KEY (intemal use only)               901      908       8    NUM
--------------------------------------------------------------------------------
MORTGAGE CO NAME                           909      938      30
--------------------------------------------------------------------------------
LAND USE CODE (intemel use only)           939      954      16
--------------------------------------------------------------------------------
                  filler                   955      974      20
--------------------------------------------------------------------------------
SALE DOCUMENT NUMBER                       975      986      12
--------------------------------------------------------------------------------
         SALE BOOK/PAGE
--------------------------------------------------------------------------------
BOOK NUMBER                                987      992       6
--------------------------------------------------------------------------------
PAGE NUMBER                                993      998       6
--------------------------------------------------------------------------------
CITY/STATE INDICATOR                       999      999       1
--------------------------------------------------------------------------------
                  filler                  1000     1000       1
--------------------------------------------------------------------------------
ORIGINAL NAME                             1001     1030      30
--------------------------------------------------------------------------------
         BLOCK / LOT INFORMATION
--------------------------------------------------------------------------------
BLOCK/BLDG                                1031     1035       5
--------------------------------------------------------------------------------
BLOCK SUFFIX                              1036     1036       1
--------------------------------------------------------------------------------
LOT/UNIT                                  1037     1041       5
--------------------------------------------------------------------------------
LOT SUFFIX                                1042     1042       1
--------------------------------------------------------------------------------
APN (Parcel Number) (unformatted)         1043     1087      45
--------------------------------------------------------------------------------
MUNICIPALITY CODE                         1088     1093       6
--------------------------------------------------------------------------------
         PRIOR SALES INFORMATION
--------------------------------------------------------------------------------
SALE DATE (MMDDYY)                        1094     1099       6    NUM
--------------------------------------------------------------------------------
RECORDING DATE (MMDDYY)                   1100     1105       6    NUM
--------------------------------------------------------------------------------
BOOK/PAGE (6x6)                           1106     1117      12
--------------------------------------------------------------------------------
DOCUMENT NUMBER                           1118     1129      12
--------------------------------------------------------------------------------
SALE AMOUNT                               1130     1138       9    NUM
--------------------------------------------------------------------------------
SALE AMOUNT INDICATOR                     1139     1139       1
--------------------------------------------------------------------------------
MULTI-SALE-INDICATOR                      1140     1140       1
--------------------------------------------------------------------------------
         DEED TYPE
--------------------------------------------------------------------------------
DEED TYPE (current sale)                  1141     1144       4
--------------------------------------------------------------------------------
DEED TYPE (prior sale)                    1145     1148       4
--------------------------------------------------------------------------------
                  filer                   1149     1200      52
--------------------------------------------------------------------------------
MAP NUMBER                                1201     1207       7
--------------------------------------------------------------------------------
LEGAL                                     1208     1957     750
--------------------------------------------------------------------------------
LEGAL INDICATOR                           1958     1958       1
--------------------------------------------------------------------------------
EDITION NUMBER                            1959     1960       2
--------------------------------------------------------------------------------
         MARKET VALUES
--------------------------------------------------------------------------------
MARKET TOTAL VALUE                        1961     1971      11
--------------------------------------------------------------------------------
MARKET LAND VALUE                         1972     1982      11
--------------------------------------------------------------------------------
MARKET IMPROVEMENT VALUE                  1983     1993      11
--------------------------------------------------------------------------------
         FULL DATES (with century)
--------------------------------------------------------------------------------
CURRENT SALE DATE (full) (YYYYMMDD)       1994     2001       8
--------------------------------------------------------------------------------
PRIOR SALE DATE (full) (YYYYMMDD)         2002     2009       8
--------------------------------------------------------------------------------
CURRENT RECORDING DATE (full)             2010     2017       8
(YYYYMMDD)
--------------------------------------------------------------------------------
PRIOR RECORDING DATE (full)               2018     2025       8
(YYYYMMDD)
--------------------------------------------------------------------------------
SUBDIVISIONICONDO NAME                    2026     2085      60
--------------------------------------------------------------------------------
<PAGE>

--------------------------------------------------------------------------------
ZONE CODE                                 2086     2100      15
--------------------------------------------------------------------------------
ZONE DESCRIPTION                          2101     2120      20
--------------------------------------------------------------------------------
         GEO CODING
--------------------------------------------------------------------------------
SITUS - CENSUS ID                         2121     2130      10
--------------------------------------------------------------------------------
SITUS - LATITUDE                          2131     2138       8
--------------------------------------------------------------------------------
SITUS - LONGITUDE                         2139     2147       9
--------------------------------------------------------------------------------
SITUS - CENTROID LEVEL                    2148     2148       1
--------------------------------------------------------------------------------
SITUS - CARRIER CODE                      2149     2152       4
--------------------------------------------------------------------------------
SITUS - CARRIER LINE-OF-TRAVEL            2153     2157       5
--------------------------------------------------------------------------------
SITUS - CARRIER LINE-OF-TRAVEL IND        2158     2158       1
--------------------------------------------------------------------------------
MAILING.- CARRIER CODE                    2159     2162       4
--------------------------------------------------------------------------------
MAILING - CARRIER LINE-OF-TRAVEL          2163     2167       5
--------------------------------------------------------------------------------
MAILING - CARRIER LINE-OF-TRAVEL IND      2168     2168       1
--------------------------------------------------------------------------------
VIEW/SITE                                 2169     2188      20
--------------------------------------------------------------------------------
TAX AREA                                  2189     2196       8
--------------------------------------------------------------------------------
THOMAS PAGE GRID                          2197     2207      11
--------------------------------------------------------------------------------
GARAGE DESCRIPTION                        2208     2227      20
--------------------------------------------------------------------------------
                  filler                  2228     2287      6O
--------------------------------------------------------------------------------
BUILDING TYPE                             2288     2307      20
--------------------------------------------------------------------------------
STONY DESCRIPTION                         2308     2327      20
--------------------------------------------------------------------------------
BASEMENT CODE                             2328     2330       3
--------------------------------------------------------------------------------
         TAXPAYER (name & address)
--------------------------------------------------------------------------------
TAXPAYER NAME                             2331     2380      50
--------------------------------------------------------------------------------
TAXPAYER NAME (continued)                 2381     2430      50
--------------------------------------------------------------------------------
TAXPAYER ADDRESS (second continuation)    2431     2480      50
--------------------------------------------------------------------------------
TAXPAYER ADDRESS (first continuation)     2481     2530      50
--------------------------------------------------------------------------------
TAXPAYER ADDRESS                          2531     2580      50
--------------------------------------------------------------------------------
TAXPAYER CITY STATE ZIP                   2581     2630      50
--------------------------------------------------------------------------------
         ASSESSED VALUES
--------------------------------------------------------------------------------
ASSESSED TOTAL, VALUE                     2631     2641      11    NUM
--------------------------------------------------------------------------------
ASSESSED LAND VALUE                       2642     2652      11    NUM
--------------------------------------------------------------------------------
ASSESSED IMPROVEMENT VALUE                2653     2663      11    NUM
--------------------------------------------------------------------------------
         APPRAISED VALUES
--------------------------------------------------------------------------------
APPRAISED TOTAL VALUE                     2664     2674      11    NUM
--------------------------------------------------------------------------------
(APPRAISED LAND VALUE                     2675     2685      11    NUM
--------------------------------------------------------------------------------
APPRAISED IMPROVEMENT VALUE               2686     2696      11    NUM
--------------------------------------------------------------------------------
                  filler                  2697     3000     304
                  (future expansions)
--------------------------------------------------------------------------------
<PAGE>

                                  RECORD LAYOUT

B.          Sales Transaction Data

1.          State                               (positions 1-2)
2.          County                              (positions 3-4)
3.          Sequence Date                       (positions 5-10)
4.          Sequence Number 1                   (positions 11-16)
5.          Sequence Number 2                   (positions 17-18)
6.          Document Type                       (positions 19)
7.          Property Zip                        (positions 20-24)
8.          Transaction Type                    (positions 25)
9.          Document Number                     (positions 26-35)
10.         Document Date                       (positions 36-43)
11.         Original Doc Number                 (positions 44-53)
12.         Buyer/Borrower First Name           (positions 54-83)
13.         Buyer/Borrower Last Name            (positions 84-101)
14.         Buyer Vesting                       (positions 102-103)
15.         Buyer/Borrower Street Address       (positions 104-133)
16.         Buyer/Borrower Address C/O          (positions 134-153)
17.         Buyer/Borrower Zip Code             (positions 154-158)
18.         Buyer/Borrower Zip Code 4           (positions 159-162)
19.         Buyer/Borrower Carrier Route        (positions 163-166)
20.         Buyer/Borrower City                 (positions 167-186)
21.         Buyer/Borrower State                (positions 187-188)
22.         Lender First Name                   (positions 189-218)
23.         Lender Last Name                    (positions 219-236)
24.         Lender Street Address               (positions 237-266)
25.         Lender Care of Name                 (positions 267-286)
26.         Lender Zip                          (positions 287-291)
27.         Lender Zip 4                        (positions 292-295)
28.         Lender Carrier Route                (positions 296-299)
29.         Lender City                         (positions 300-319)
30.         Lender State                        (positions 320-321)
31.         Seller First Name                   (positions 322-351)
32.         Seller Last Name                    (positions 352-369)
33.         APN1                                (positions 370-375)
34.         APN2                                (positions 376-381)
35.         APN3                                (positions 382-386)
36.         APN4                                (positions 387-391)
37.         APN5                                (positions 392-396)
38.         APN6                                (positions 397-401)
39.         APN7                                (positions 402-406)
40.         APN8                                (positions 407-411)
41.         Lot                                 (positions 412-417)
42.         Block                               (positions 418-423)
43.         Tract                               (positions 424-453)
44.         Parcel Book/Parcel Map#             (positions 454-459)
45.         Parcel Page                         (positions 460-465)
46.         Parcel                              (positions 466-471)
47.         Section                             (positions 472-474)
48.         Township/Municipality               (positions 475-477)
49.         Range                               (positions 478-480)
<PAGE>

50.         Unit                                (positions 481-490)
51.         Adjustable Interest                 (positions 491)
52.         Interest Rate                       (positions 492-497)
53.         Stamp Amount                        (positions 498-507)
54.         Tax In Full                         (positions 508)
55.         Loan Amount                         (positions 509-523)
56.         Sales Price                         (positions 524-538)
57.         Loan to Value Ration                (positions 539-541)
58.         TRW Area                            (positions 542-544)
59.         Title Code                          (positions 545-549)
60.         Title Order Number                  (positions 550-564)
61.         Credit Line                         (positions 565)
62.         Loan Type                           (positions 566-568)
63.         Reel Number                         (positions 569-572)
64.         Use Class (OH,KY,MI)/               (positions 573-575)
            State Use (MA,CT,RI)/
            APN9 (NY)
65.         Filename                            (positions 576-583)
66.         Record Number                       (positions 584-591)
67.         Use Code (OH,KY,MI,NY)              (positions 592-594)
68.         Buyer Mailing                       (positions 595)
69.         Assignment #Months Old              (positions 596-598)
70.         Census Tract                        (positions 599-604)
71.         Filler                              (positions 605)
72.         Raw APN Part 1                      (positions 606-615)
73.         Nominal flag                        (positions 616)
74.         Census Tract Source Flag            (positions 617-618)
75.         Legal Type                          (positions 619)
76.         Damar Doc Type                      (positions 620-621)
77.         REO(Real Estate Owned)              (positions 622)
78.         Filler                              (positions 623-625)
79.         Tax City                            (positions 626-645)
80.         Latitude                            (positions 646-653)
81.         Longitude                           (positions 654-661)
82.         Org TD Doc Date/Assign/             (positions 662-669)
            Contact Sales Date (NJ,NM,CO)
83.         Deed Match Cty Sort Key             (positions 670-677)
84.         filler                              (positions 678)
85.         AZ Exempt Prefix                    (positions 679)
86.         AZ Exempt Suffix                    (positions 680-681)
87.         Document Transfer Tax               (positions 682-691)
88.         Loan Amount                         (positions 692-706)
89.         Buyer State & County                (positions 707-710)
90.         Number of Buyers                    (positions 711)
91.         Bene State & County                 (positions 712-715)
92.         Raw APN Part II                     (positions 716-726)
93.         IL Doc Type                         (positions 727-729)
94.         Multi-Parcel Flag                   (positions 730)
95.         Filler                              (positions 731)
96.         Filler                              (positions 732)
97.         Individual or CO                    (positions 733)
98.         Inter Family Transfer               (positions 734)
99.         Owner Type                          (positions 735)
<PAGE>

100.        Refi/Purchase                       (positions 736)
101.        Construction Loan                   (positions 737)
102.        Private Party                       (positions 738)
103.        SellerCarry                         (positions 739)
104.        Code 1 Buyer 1                      (positions 740)
105.        Code 1 Buyer 2                      (positions 741)
106.        Code 1 Bene 1                       (positions 742)
107.        Code 1 Bene 2                       (positions 743)
108.        TRW REDI Area Code                  (positions 744)
109.        Record Layout Version               (positions 745)
110.        Reject Code                         (positions 746-750)
<PAGE>

                                                                      APPENDIX C
                                                                      ----------
<TABLE><CAPTION>
<S>                                        <C>                                        <C>
AL  JEFFERSON                        750   CA  PLACER                     600   750   CO  EL PASO                          750
AZ  CONCONINO                  600   750   CA  PLUMAS                           750   CO  JEFFERSON                  600   750
AZ  MARICOPA                   600   750   CA  RIVERSIDE                  600   750   CT  FAIRFIELDBT                      750
AZ  MOHAVE                     600   750   CA  SACRAMENTO                 600   750   CT  HARTFORDBT                       750
AZ  PIMA                       600   750   CA  SAN BENITO                       750   CT  LITCHFIELDBT                     750
AZ  PINAL                      600   750   CA  SAN BERNARDINO             600   750   CT  MIDDLESEXBT                      750
AZ  YAVAPAI                    600         CA  SAN DIEGO                  600   750   CT  NEW HAVENBT                      750
CA  ALAMEDA                    600   750   CA  SAN FRANCISCO              600   750   CT  NEW LONDONBT                     750
CA  AMADOR                           750   CA  SAN JOAQUIN                600   750   CT  TOLLANDBT                        750
CA  BUTTE                            750   CA  SAN LUIS OBISPO            600   750   CT  WINDHAMBT                        750
CA  CALAVERAS                        750   CA  SAN MATEO                  600   750   DC  WASHINGTON                 600   750
CA  COLUSA                           750   CA  SANTA BARBARA              600   750   DE  NEW CASTLE                 600   750
CA  CONTRA COSTA               600   750   CA  SANTA CLARA                600   750   FL  ALACHUA                          750
CA  DEL NORTE                        750   CA  SANTA CRUZ                 600   750   FL  BREVARD                    600   750
CA  EL DORADO                  600   750   CA  SHASTA                           750   FL  BROWARD                    600   750
CA  FRESNO                     600   750   CA  SISKIYOU                         750   FL  CHARLOTTE                  600   750
CA  GLENN                            750   CA  SOLANO                     600   750   FL  CITRUS                           750
CA  HUMBOLDT                         750   CA  SONOMA                     600   750   FL  CLAY                             750
CA  IMPERIAL                         750   CA  STANISLAUS                       750   FL  COLLIER                    600   750
CA  KERN                       600   750   CA  SUTTER                           750   FL  DADE                       600   750
CA  KINGS                            750   CA  TEHAMA                           750   FL  DESOTO                           750
CA  LAKE                             750   CA  TRINITY                          750   FL  DUVAL                      600   750
CA  LASSEN                           750   CA  TULARE                           750   FL  ESCAMBIA                         750
CA  LOS ANGELES                600   750   CA  TUOLUMNE                         750   FL  FLAGLER                          750
CA  MADERA                           750   CA  VENTURA                    600   750   FL  HENDRY                           750
CA  MARIN                      600   750   CA  YOLO                             750   FL  HERNANDO                         750
CA  MEDOCINO                         750   CA  YUBA                             750   FL  HIGHLANDS                        750
CA  MERCED                           750   CO  ADAMS                      600   750   FL  HILLSBOROUGH               600   750
CA  MONTEREY                         750   CO  ARAPAHOE                   600   750   FL  INDIAN RIVER                     750
CA  NAPA                             750   CO  BOULDER                          750   FL  LAKE                       600   750
CA  NEVADA                           750   CO  DENVER                     600   750   FL  LEE                        600   750
CA  ORANGE                     600   750   CO  DOUGLAS                    600   750   FL  LEON                             750
</TABLE>
<PAGE>

<TABLE><CAPTION>
<S>                                        <C>                                        <C>
FL  MANATEE                    600   750   GA  HENRY                      600         MA  HAMPSHIREBT                      750
FL  MARION                           750   GA  ROCKDALE                   600         MA  MIDDLESEXBT                      750
FL  MARTIN                     600   750   HI  HAWAII                     600   750   MA  NANTUCKETBT                      750
FL  MONROE                     600   750   HI  KAUAI                      600   750   MA  NORFOLKBT                        750
FL  NASSAU                           750   HI  MAUI                       600   750   MA  PLYMOUTHBT                       750
FL  OKALOOSA                         750   HI  OAHU                       600   750   MA  SUFFOLKBT                        750
FL  ORANGE                     600   750   IL  CHAMPAIGN                        750   MA  WORCESTERBT                      750
FL  OSCEOLA                          750   IL  COOK                       600   750   MD  ALLEGANY                         750
FL  PALM BEACH                 600   750   IL  DEKALB                           750   MD  ANNE ARUNDEL               600   750
FL  PASCO                      600   750   IL  DUPAGE                     600   750   MD  BALTIMORE                  600   750
FL  PINELLAS                   600   750   IL  GRUNDY                           750   MD  BALTIMORE CITY             600   750
FL  POLK                       600   750   IL  KANE                             750   MD  CALVERT                          750
FL  PUTNAM                           750   IL  KENDALL                          750   MD  CAROLINE                         750*
FL  SANTA ROSA                       750   IL  LAKE                             750   MD  CARROLL                          750
FL  SARASOTA                   600   750   IL  LASALLE                          750   MD  CECIL                            750*
FL  SEMINOLE                   600   750   IL  MADISON                          750   MD  CHARLES                          750*
FL  ST JOHNS                         750   IL  MCHENRY                          750   MD  DORCHESTER                       750*
FL  ST LUCIE                         750   IL  PEORIA                           750   MD  FREDERICK                        750
FL  SUMTER                           750   IL  ROCK ISLAND                      750   MD  GARRETT                          750*
FL  VOLUSIA                    600   750   IL  SANGAMON                         750   MD  HARFORD                          750
FL  WALTON                           750   IL  ST CLAIR                         750   MD  HOWARD                           750
GA  CHEROKEE                   600         IL  TAZEWELL                         750   MD  KENT                             750*
GA  CLAYTON                    600         IL  WILL                             750   MD  MONTGOMERY                 600   750
GA  COBB                       600         IL  WILLIAMSON                       750   MD  PRINCE GEORGES             600   750
GA  COWETA                     600         IL  WINNEBAGO                        750   MD  QUEEN ANNES                      750*
GA  DEKALB                     600         MA  BARNSTABLEBT                     750   MD  SOMERSET                         750
GA  DOUGLAS                    600         MA  BERKSHIREBT                      750   MD  ST MARYS                         750*
GA  FAYETTE                    600         MA  BRISTOLBT                        750   MD  TALBOT                           750*
GA  FORSYTH                    600         MA  DUKESBT                          750   MD  WASHINGTON                       750*
GA  FULTON                     600         MA  ESSEXBT                          750   MD  WICOMICO                         750*
GA  GWINNETT                   600         MA  FRANKLINBT                       750   MD  WORCESTER                        750*
GA  HALL                       600         MA  HAMPDENBT                        750   MI  WASHTENAW                        750
</TABLE>
<PAGE>

<TABLE><CAPTION>
<S>                                        <C>                                        <C>
MN  HENNEPIN                         750*  NJ  MONMOUTH                   600   750   OH  CLARK                            750
MN  RAMSEY                           750   NJ  MORRIS                     600   750   OH  CUYAHOGA                   600
MO  JACKSON                          750   NJ  OCEAN                      600   750   OH  FRANKLINADJ                      750
MO  ST LOUIS                         750   NJ  PASSAIC                    600   750   OH  GREENEADJ                        750
MO  ST LOUIS CITY                    750   NJ  SALEM                      600   750   OH  HAMILTONADJ                      750
MS  HINDS                            750   NJ  SOMERSET                   600   750   OH  LAKEADJ                          750
NC  BUNCOMBE                         750   NJ  SUSSEX                     600   750   OH  MONTGOMERYADJ                    750
NC  DURHAM                           750   NJ  UNION                      600   750   OK  OKLAHOMA                         750
NC  FORSYTH                          750   NJ  WARREN                     600   750   OK  TULSA                            750
NC  MECKLENBERG                      750   NM  BERNALILLO                       750   OR  CLACKAMAS                        750
NC  ORANGE                           750   NV  CLARK                      600   750   OR  LANE                             750
NC  UNION                            750   NV  WASHOE                           750   OR  MARION                           750
NC  WAKE                             750   NY  BRONX                      600   750   OR  MULTNOMAH                        750
NJ  ATLANTIC                   600   750   NY  BROOKLYN/KINGS             600   750   OR  WASHINGTON                       750
NJ  BERGEN                     600   750   NY  MANHATTAN/NEW YORK         600   750   OR  YAMHILL                          750
NJ  BURLINGTON                 600   750   NY  NASSAU                     600   750   PA  ALLEGHENY                  600   750
NJ  CAMDEN                     600   750   NY  ORANGE                     600   750
NJ  CAPE MAY                   600   750   NY  PUTNAM                           750
NJ  CUMBERLAND                 600   750   NY  QUEENS                     600   750
NJ  ESSEX                      600   750   NY  ROCKLAND                         750
NJ  GLOUCESTER                 600   750   NY  STATEN ISLAND/RICHMOND     600   750
NJ  HUDSON                     600   750   NY  SUFFOLK                    600   750
NJ  HUNTERDON                  600   750   NY  SULLIVAN                         750
NJ  MERCER                     600   750   NY  ULSTER                           750
NJ  MIDDLESEX                  600   750   NY  WESTCHESTER                600   750
</TABLE>EXHIBIT 10.73
                                                                   -------------

                               FOURTH AMENDMENT TO
                              EMPLOYMENT AGREEMENT
                                   (CORRECTED)

     Reference is made to that certain Employment Agreement (the "Original
Agreement"), dated as of December 21, 1998, by and between ANNIE'S HOMEGROWN,
INC. (the "Company"), a Delaware corporation, and Paul B. Nardone (the
"Employee"), and an Amendment made to the Original Agreement, as of August 26,
1999, by and between the Company and the Employee (the "First Amendment"), an
Amendment made to the First Amendment, as of December 13, 1999, by and between
the Company and the Employee (the "Second Amendment"), and an Amendment made to
the Original Agreement, as of August 16, 2000 (the "Third Amendment"). This
Fourth Amendment to the Original Agreement is made as of September 4, 2001, by
and between the Company and the Employee. Capitalized terms not defined in this
Fourth Amendment shall have the meaning given to them in the Original Agreement,
as amended.

                                   BACKGROUND

     A. The Company and the Employee entered into the Original Agreement to
define and/or establish the terms and conditions of the Employee's employment
with the Company, including, but not limited to, the duration of his employment
with the Company and the compensation and bonuses to be paid to the Employee.

     B. The Company and the Employee executed the First Amendment to the
Original Agreement to memorialize their intent to change or otherwise alter
certain terms and conditions of the Employee's employment with the Company,
including the duration of his employment with the Company and the compensation
to be paid to the Employee.

     C. The Company and the Employee executed the Second Amendment to the
Original Agreement to memorialize their intent to change or otherwise alter
certain terms and conditions of the Employee's employment with the Company, to
reflect the Employee's appointment as the Chief Executive Officer of the
Company.

     D. The Company and the Employee executed the Third Amendment to the
Original Agreement to reflect the Employee's new base salary and the extension
of the term of his employment with the Company.

     E. The Company and the Employee now wish to further amend the Original
Agreement as set forth herein.

<PAGE>

                                    AGREEMENT

     In consideration of the foregoing background, the mutual agreement of the
parties, and other good and valuable consideration, the receipt and sufficiency
of which is hereby acknowledged, the Company and the Employee agree as follows:

     1.   Section 1 of the Original Agreement, as amended, is hereby amended by
          striking the date set forth in the first sentence of Section 1 "March
          31, 2001" and inserting "March 31, 2003."

     2.   Section 3, Duties and Responsibilities, of the Original Agreement, as
          amended, is hereby further amended by adding a new Section 3(d) with
          the following language: "Commencing in 2001 of the Term, as a
          condition of his employment, Employee shall attend a Masters in
          Business Administration program ("MBA") at an accredited university
          approved by the company's Board of Directors. The Company shall pay
          all of Employee's tuition, fees and expenses incurred in connection
          with the MBA program."

     3.   Section 3(b), of the Original Agreement is hereby amended by adding
          the following language to the end thereof: "Notwithstanding the
          foregoing, Employee's matriculation in the MBA Program does not, in
          itself, conflict with the obligations set forth in this Section 3(b)
          requiring Employee to work full-time for the Company."

     4.   Pursuant to Section 5(a), Compensation-Base Salary, Base Salary for
          each renewal term is: (1) April 1, 2001 - March 31, 2002: Twelve
          Thousand Five Hundred Dollars ($12,500) per month, and (2) April 1,
          2002 - March 31, 2003: Thirteen Thousand Seven Hundred Fifty Dollars
          ($13,750) per month.

     5.   Section 11(a), Voluntary Termination, is hereby amended by adding the
          following language, to be read as if immediately following the last
          sentence of Section 11(a): "In the event that Employee voluntarily
          terminates his employment with the Company within two (2) years of
          completing the MBA program referenced in Section 3(d) above, Employee
          shall reimburse to the Company for all tuition, fees and expenses paid
          by the Company in connection with the MBA program."

     6.   Section 11(b), Involuntary Termination, is hereby amended by adding
          the following language to the end there of: "In the event of Employees
          Involuntary Termination for Cause, while he is attending the MBA
          Program or within two (2) years of completing the MBA Program referred
          in Section 3(d) above, Employee shall reimburse while he is attending
          the MBA Program or the Company for all tuition, fees and expenses paid
          by the Company in connection with the MBA program; provided however,
          that if Employee's Involuntary Termination for cause occurs after his
          completion of the MBA Program, Employee's reimbursement obligation
          shall be reduced by 1/24 for

<PAGE>

          each full month since the Employee completed such MBA Program. In the
          event of Involuntary Termination, for any reason other than Cause as
          defined herein, Employee shall not be required to reimburse the
          Company of the tuition, fees or expenses paid by the Company in
          connection with MBA program."

     7.   In all other respects, the Original Agreement is hereby ratified and
          confirmed.

     8.   This Fourth Amendment may be executed in counterparts, each of which
          will be considered an original and each of which will constitute one
          and the same document.

     IN WITNESS WHEREOF, this Fourth Amendment has been executed as of the date
set forth above.

                                       ANNIE'S HOMEGROWN, INC.

                                       By:  /s/ Neil Raiff
                                           ------------------------------------
                                           Neil Raiff, Chief Financial Officer

                                       EMPLOYEE:

                                       Paul B. Nardone

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