Document:

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                                  EXHIBIT 10.9

      Form of Indemnification Agreements dated December 14 and 15, 2005 by
       and between Southwest Bancorp, Inc. and each of James E. Berry II,
      Thomas D. Berry, Joe Berry Cannon, J. Berry Harrison, Erd M. Johnson,
   David P. Lambert, Linford R. Pitts, Robert B. Rodgers, Russell W. Teubner,
    John Cohlmia, and Anthony W. Martin, each identical except for the date
                    and the name and title of the Indemnitee.

                            INDEMNIFICATION AGREEMENT

         THIS AGREEMENT (the "Agreement"), made this ____ day of December 2005,
by and between Southwest Bancorp, Inc., a registered bank holding company
("Southwest") and __________________________, a member of the board of directors
of _____________ ("Indemnitee").

                               W I T N E S S E T H

WHEREAS, it is essential to Southwest to attract and retain as directors,
officers, and agents the most capable persons available.

WHEREAS, the Board of Directors of Southwest (the "Board") and Indemnitee
recognize the increased risk of litigation and other claims being asserted
against directors and officers of public corporations.

WHEREAS, it has come to the attention of the Board that in certain circumstances
highly competent persons have become more reluctant to serve publicly held
corporations as directors, officers, or agents unless they are provided with
adequate protection from the risk of liability due to claims and actions against
them arising out of their service to and activities on behalf of such
corporations.

WHEREAS, the Board understands that a delay in providing advancement of expenses
or uncertainty regarding the availability of indemnification may place
significant financial and other pressures on a director of Southwest, which may
cause such person to settle an action for reasons other than its merits to the
ultimate detriment of such person and of Southwest, and, accordingly, Southwest
and the Indemnitee wish to ensure that any assertion that Indemnitee is not
entitled to indemnification, advancement of expenses, insurance, or other rights
provided hereunder is resolved in a timely manner, such that Indemnitee is not
subject to such undue pressure to settle any actions because of the burden of
legal costs and potentially unindemnifiable liabilities.

WHEREAS, the Board has determined that it is in the best interests of Southwest
to provide contractual protection for Indemnitee in order to (i) enhance
Indemnitee's continued service to Southwest in an effective manner; (ii)
encourage Indemnitee to resist what he considers unjustifiable suits and claims
made against the Indemnitee in connection with the good faith performance of
Indemnitee's duties to Southwest and its shareholders; and (iii) encourage
Indemnitee to exercise his or her best business judgment regarding matters which
come before the board of directors without undue concern for the risk that
claims may be made against Indemnitee based on such actions.

WHEREAS, Southwest and Indemnitee wish to enter this agreement to establish such
specific contractual assurance (i) to ensure indemnification protection provided
by

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Southwest's Certificate of Incorporation and Bylaws will be available to
Indemnitee (regardless of, among other things, any amendment of or revocation of
provisions in such Certificate of Incorporation and Bylaws or any change in the
composition of the Board); (ii) to provide for the indemnification of and the
advancement of expenses to Indemnitee to the full extent (whether partial or
complete) permitted by law and as set forth in this Agreement; and (iii) to the
extent any insurance is maintained, to provide for the continued coverage of
Indemnitee under Southwest's directors' and officers' liability insurance
policies.

NOW, THEREFORE, in consideration of the premises and mutual covenants herein
contained, it is agreed as follows:

1.   CERTAIN DEFINITIONS. For the purposes of this Agreement:

     (a)  "Expenses" shall mean all expenses, including, without limitation,
          legal and professional fees and expenses, actually and reasonably
          incurred by Indemnitee.

     (b)  "Proceeding" shall mean any threatened, pending, or completed action
          or proceeding, whether civil, criminal, administrative, or
          investigative.

     (c)  "Southwest Subsidiary" shall mean any corporation, partnership,
          limited liability company, or other entity directly or indirectly
          controlled by Southwest.

2.   SERVICES BY INDEMNITEE; COOPERATION.

     (a)  Indemnitee agrees to serve or continue to serve as a director of
          Southwest and, at its request, as a director of certain other related
          corporations and entities so long as he is duly elected or appointed
          or until such time as he resigns in writing. Indemnitee may at any
          time and for any reason resign from any such position (subject to any
          other contractual obligation or any obligation imposed by operation of
          law).

     (b)  Indemnitee agrees to use reasonable efforts to cooperate with
          Southwest in the investigation and defense of any action or claim that
          is subject to indemnification hereunder.

3.   INDEMNIFICATION FOR EXPENSES OF A PARTY WHO IS WHOLLY OR PARTLY SUCCESSFUL.
     To the extent that Indemnitee is, by reason of his status with Southwest, a
     party to and is successful in, on the merits or otherwise, any Proceeding,
     he shall be indemnified against all Expenses in connection therewith. If
     Indemnitee is not wholly successful in such Proceeding but is successful,
     on the merits or otherwise, as to one or more but less than all claims,
     issues, or matters in such Proceeding, Southwest shall indemnify Indemnitee
     against all Expenses in connection with each successfully resolved claim,
     issue, or matter. For the purposes of this Section 3 and without limiting
     the foregoing, the termination of any claim, issue, or matter in any such
     Proceeding by dismissal, with or without prejudice, shall be deemed to be a
     successful result as to such claim, issue, or matter except as prohibited
     by law.

4.   INDEMNIFICATION OF EXPENSES OF A WITNESS. In addition to the Indemnitees
     other rights hereunder, to the extent that Indemnitee is, by reason of his
     status with Southwest or any Southwest Subsidiary, a witness in any
     Proceeding as to which he is not, and is not threatened to be made, a
     party, he shall be indemnified against all

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     Expenses in connection therewith.

5.   PROCEEDINGS OTHER THAN PROCEEDINGS BY OR IN THE RIGHT OF SOUTHWEST.
     Indemnitee shall be entitled to the rights of indemnification provided in
     this Section 5 if, by reason of his status with Southwest or a Southwest
     Subsidiary, he is, or is threatened to be made, a party to any Proceeding,
     other than a Proceeding by or in the right of Southwest. Pursuant to this
     Section 5, Indemnitee shall be indemnified against Expenses and against
     judgments, penalties, fines, and amounts paid in settlement in connection
     with any such Proceeding, if he acted in good faith and in a manner he
     reasonably believed to be in, or not opposed to, the best interests of
     Southwest and, with respect to any criminal Proceeding, had no reasonable
     cause to believe his conduct was unlawful.

6.   PROCEEDINGS BY OR IN THE RIGHT OF SOUTHWEST. Indemnitee shall be entitled
     to the rights of indemnification provided in this Section 6 if, by reason
     of his status with Southwest or a Southwest Subsidiary, he is, or is
     threatened to be made, a party to any Proceeding brought by or in the right
     of Southwest to procure a judgment in its favor. Pursuant to this Section
     6, Indemnitee shall be indemnified against Expenses in connection with any
     such Proceeding if he acted in good faith and in a manner he reasonably
     believed to be in, or not opposed to, the best interests of Southwest.
     Notwithstanding the foregoing, no indemnification against such Expenses
     shall be made in respect of any such Proceeding as to which Indemnitee
     shall have been adjudged to be liable to Southwest except to the extent, if
     any, that, the court in which such Proceeding shall have been brought, upon
     application, determines that despite the adjudication, but in view of all
     the circumstance, he is fairly and reasonably entitled to indemnification.

7.   ADVANCEMENT OF EXPENSES.

     (a)  Unless and until, and except to the extent that, (i) a final
          determination has been made the indemnification of Expenses pursuant
          to Sections 3, 4, 5, and 6 is impermissible under applicable law, or
          (ii) Southwest obtains a legal opinion of independent legal counsel
          that advancement of Expenses is both expressly prohibited by
          applicable law and would subject Southwest or the Board to possible
          legal sanctions, Southwest shall advance all Expenses in connection
          with any Proceeding within thirty (30) days after the receipt by
          Southwest of a statement or statements from Indemnitee requesting such
          advancement, whether prior to or after final disposition of such
          Proceeding. Such statement or statements shall reasonably evidence the
          expenses incurred by Indemnitee. For purposes of this Section 7(a),
          final determination shall mean an express determination by a court of
          competent jurisdiction which is no longer subject to possible or
          pending appeal or other form of review.

     (b)  Southwest shall act promptly and in good faith to conduct such
          investigation and consideration, and, if warranted by such
          investigation and consideration, to make and issue such
          determinations, as are necessary for advancement of Expenses pursuant
          to 12 U.S.C. 1828(k) or applicable regulations thereunder.

     (c)  The Indemnitee hereby agrees that he will repay expenses advanced,
          without interest, by the later of 90 days after the termination of the
          Proceeding or thirty

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          (30) days after demand by Southwest, if it shall ultimately be
          determined that Indemnitee is not entitled to be indemnified against
          such expenses.

8.   PAYMENT OF INDEMNIFIED AMOUNTS. Payment of all other amounts, other than
     Advanced Expenses, shall be made no later than thirty (30) days after
     receipt of the written request, of the Indemnitee therefor, unless, in the
     case of an indemnification, a determination is made within said thirty (30)
     day period by:

     (a)  The Board by a majority vote of a quorum thereof consisting of
          directors who were not parties to such Proceedings, or

     (b)  Independent legal counsel in a written opinion (which counsel shall be
          appointed if such a quorum is not obtainable),

that the Indemnitee has not met the relevant standards for indemnification set
forth in this agreement.

9.   PRESUMPTIONS AND EFFECTS OF CERTAIN PROCEEDINGS. The termination of any
     Proceeding or of any claim, issue, or matter therein, by judgment, order,
     settlement, or conviction, or upon plea of nolo contendere or its
     equivalent, shall not (except as otherwise expressly provided there or in
     this Agreement or mandated by applicable law or regulation) of itself
     create a presumption that Indemnitee did not act in good faith and in a
     manner which he reasonably believed to be in, or not opposed to the best
     interests of, Southwest or, with respect to any criminal Proceeding, that
     Indemnitee had reasonable cause to believe that his conduct was unlawful.

10.  REMEDIES OF INDEMNITEE.

     (a)  In the event that a determination by independent legal counsel or the
          Board is made pursuant to Sections 6, 7, or 19 that Indemnitee is not
          entitled to indemnification or advancement of expenses under this
          Agreement, Indemnitee shall be entitled to adjudication of his
          entitlement to such indemnification or advancement of expenses.

     (b)  In the event that Indemnitee, pursuant to this Section 10, seeks a
          judicial adjudication of his rights under, or to recover damages for
          breach of, this Agreement, Indemnitee shall be entitled to recover
          from Southwest, and shall be indemnified by Southwest against, any and
          all Expenses in such judicial adjudication, but only if he prevails
          therein. If it shall be determined in such judicial adjudication that
          Indemnitee is entitled to receive part but not all of the
          indemnification or advancement of expenses sought, the expenses
          incurred by Indemnitee in connection with such judicial adjudication
          shall be appropriately prorated.

11.  FUNDING OF TRUST. Upon the earlier of the tenth business day following (i)
     the filing of any action for which indemnification is called for hereunder
     or (ii) the failure of Southwest to reimburse amounts as required
     hereunder, Southwest shall (A) establish a valid trust under the law of the
     State of Oklahoma and qualifying as a "Rabbi Trust" for federal income tax
     purposes with an independent trustee that has or may be granted corporate
     trust powers under Oklahoma law, (B) deposit in such trust the sum of
     $100,000, and (C) provide the trustee of the trust with a written direction
     to hold said amount and any investment return thereon in a segregated
     account, and to pay such

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     amounts as demanded by Indemnitee from the trust upon written demand from
     Indemnitee stating the amount of the payment demanded from the trust and
     the basis for his rights to such payment hereunder; provided that Southwest
     shall not be required hereby to create, and shall not create, any such
     trust by reason of a claim for indemnification of liabilities, fines, or
     penalties prohibited by Section 19 of this Agreement. Southwest shall
     restore the balance therein within two business days following notice from
     the Trustee of payments therefrom so that that the total amount held in
     such trust is at least $100,000. Upon the earlier of the final judgment or
     binding settlement of any and all such claims for which indemnification is
     then called for hereunder, the trustee of the trust shall pay to Southwest,
     as applicable, the entire balance remaining in the trust. Payments from the
     trust to Indemnitee shall be considered payments made by Southwest for
     purposes of this Agreement. Payment of such amounts to Indemnitee from the
     trust, however, shall not relieve Southwest from any obligation to pay
     amounts in excess of those paid from the trust, or from any obligation to
     take actions or refrain from taking actions otherwise required by this
     Agreement. Indemnitee's rights under this Agreement shall be those of a
     general, unsecured creditor, and he shall have no claim against the assets
     of the trust, and the assets of the trust shall remain subject to the
     claims of creditors of Southwest.

12.  NOTICE BY INDEMNITEE; PURSUIT OF DEFENSE.

     (a)  Indemnitee agrees to notify Southwest promptly in writing upon being
          served with any summons, subpoena, complaint, indictment or other
          document relating to any Proceeding which may be subject to
          indemnification or advancement of expenses covered hereunder and
          Southwest shall assume the defense thereof, including the employment
          of counsel reasonably satisfactory to Indemnitee and the payment of
          all expenses; provided, however, that the failure to so notify
          Southwest shall relieve it from any liability which it may have to
          Indemnitee only to the extent, if any, that it is prejudiced thereby.

     (b)  Indemnitee shall have the right to employ separate counsel in any such
          action and to participate in the defense thereof, but the fees and
          expenses of such counsel shall be at the expense of Indemnitee unless
          (i) the employment thereof has been specifically authorized by
          Southwest in writing, (ii) if he is, or is threatened to be made a
          party to a Proceeding brought by or in the right of Southwest to
          procure a judgment in its favor, (iii) Southwest has failed to assume
          the defense or to employ counsel reasonably satisfactory to
          Indemnitee, or (iii) the named parties to any such action (including
          any impleaded parties) include both Indemnitee and Southwest and
          Indemnitee shall have been advised by such counsel that there may be
          one or more legal defenses available to him that are different from or
          in addition to those available to Southwest (in which case, if
          Indemnitee notifies Southwest in writing that he elects to employ
          separate counsel at the expense of Southwest, Southwest shall not have
          the right to assume the defense of such action on behalf of
          Indemnitee); it being understood, however, that Southwest shall not,
          in connection with any one such action or separate but substantially
          similar or related actions in the same jurisdiction arising out of the
          same general allegations or circumstances, be liable for the fees and
          expenses of more than one separate firm of attorneys at any time and
          such firm shall be designated in writing

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          by Indemnitee.

13.  NON-EXCLUSIVITY; SURVIVAL OF RIGHTS: INSURANCE; SUBROGATION.

     (a)  The rights of indemnification and to receive advancement of expenses
          as provided by this Agreement shall not be deemed exclusive of any
          other rights to which Indemnitee may at any time be entitled under
          applicable law, the Certificate of Incorporation or Bylaws of
          Southwest, any agreement, resolution of directors, or otherwise. No
          amendment, alteration, or repeal of this Agreement or any provision
          hereof shall be effective as to Indemnitee with respect to any action
          taken or omitted by such Indemnitee in his corporate capacity prior to
          such amendment, alteration, or repeal.

     (b)  To the extent that Southwest maintains an insurance policy providing
          liability insurance of persons serving Southwest, Indemnitee shall be
          covered by such policy in accordance with its terms for the maximum
          extent of the coverage available for any person under such policy. If
          any such policy contains a provision which limits coverage under such
          policy to the extent of Southwest's contractual obligations of
          indemnification Southwest shall have no obligations hereunder to the
          extent that Indemnitee shall have been afforded coverage under such
          policy.

     (c)  In the event of any payment under this Agreement, Southwest shall be
          subrogated to the extent of such payment of all rights of recovery of
          Indemnitee, who shall execute all documents required and take all
          actions necessary to secure such rights, including execution of such
          documents as are necessary to enable Southwest to bring suit to
          enforce such rights.

14.  SUCCESSORS AND ASSIGNS.

     (a)  This Agreement shall inure to the benefit of and be binding upon any
          corporate or other successor of Southwest which shall acquire,
          directly or indirectly, by merger, consolidation, purchase, or
          otherwise, all or substantially all of the assets or stock of
          Southwest. Southwest shall not enter into any agreement to effect any
          such transaction without obtaining a binding contractual commitment
          from the acquirer to honor the terms of this agreement.

     (b)  The rights to indemnification and enforcement of this agreement may be
          exercised by the Indemnitee's personal representative on behalf of his
          estate in the event of his death during the term hereof.

15.  SEVERABILITY. If any portion of this Agreement shall be held to be invalid,
     illegal, or unenforceable for any reason whatsoever, the remaining
     provisions of this Agreement shall not in any way be affected or impaired
     thereby.

16.  TERM. The term of this Agreement shall begin on the date first written
     above and shall extend until the seventh anniversary of the day upon which
     Indemnitee last served as a member of the Board.

17.  SETTLEMENT.

     (a)  Southwest shall have no obligation to indemnify Indemnitee hereunder
          for any amounts paid in settlement of any Proceeding effected without
          Southwest's written consent, which shall not be unreasonably withheld.

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     (b)  Southwest shall not, without the prior written consent of Indemnitee,
          settle, compromise, or consent to the entry of any judgment in any
          Proceeding in respect of which indemnity may be sought hereunder
          (whether or not Indemnitee is a party to such claim, action, suit or
          proceeding), unless such settlement, compromise, or consent includes a
          release of Indemnitee, reasonably satisfactory to him, from all
          liability arising out of such Proceeding or unless Southwest shall
          confirm in a written agreement of Southwest to Indemnitee, that such
          settlement, compromise, or consent shall not alter the right of
          Indemnitee to indemnification as provided in this Agreement.

18.  MODIFICATION AND WAIVER. No supplement, modification, amendment, or
     termination of this Agreement shall be binding unless executed in writing
     by both of the parties hereto. No failure or delay in exercising any right,
     power, or privilege hereunder shall operate as a waiver thereof, nor shall
     any single or partial exercise thereof preclude any other or future
     exercise thereof or the exercise of any other right, power, or privilege
     hereunder. No waiver of any of the provisions of this Agreement shall be
     deemed or shall constitute a waiver of any other provisions hereof nor
     shall such waiver constitute a continuing waiver.

19.  CERTAIN LEGAL AND REGULATORY LIMITATIONS. Notwithstanding anything herein
     to the contrary:

     (a)  If the Board, with the advice of legal counsel determines in good
          faith that (i) a claim for indemnification hereunder has arisen under
          the Securities Act of 1933 (the 1933 Act"), and (ii) that Southwest is
          legally required to submit to a court of appropriate jurisdiction the
          question of whether or not such indemnification by it is against
          public policy, as expressed in the 1933 Act, and is, therefore,
          prohibited, then Southwest may defer payment of such amounts until
          thirty days following final adjudication of such question. Southwest
          shall (i) make any such determination under clause and provide notice
          to Indemnitee of its determination within thirty days of the assertion
          of such claim, and (ii) vigorously pursue the adjudication of such
          question at its own cost and expense in a manner, and in such forum or
          forums, as it determines in good faith are most likely to result in
          the swiftest judicial determination. To the extent allowed by law,
          Indemnitee shall be afforded the opportunity to participate in such
          adjudicatory process. Notwithstanding the above, this Section 19(a)
          shall not affect the rights of Indemnitee for (i) indemnification of
          expenses incurred or paid by him in the successful defense of any
          Proceeding, or (ii) unless and to the extent it is determined by
          opinion of independent counsel to be prohibited by law, for
          advancement of expenses under Section 7 hereof.

     (b)  This Agreement is not intended to be, and is not, an agreement to make
          any indemnification payment to any institution affiliated party of the
          type prohibited pursuant to 18 U.S.C. 1828(k) (relating to
          indemnification payments with respect to certain administrative
          proceedings or civil actions initiated by any Federal banking agency)
          and regulations thereunder. Accordingly, regardless of any other
          requirement of this agreement to the contrary, to the extent required
          by such section and regulations, Southwest shall not indemnify
          Indemnitee for that portion of the costs sustained by him with regard
          to an administrative or civil enforcement

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          action commenced by any federal banking agency which results in a
          final order or settlement pursuant to which the Indemnitee is assessed
          a civil money penalty, removed from office, prohibited from
          participating in the affairs of an insured depository institution, or
          required to cease and desist from or take an affirmative action
          described in 12 U.S.C. 1818(b). This Section 19(b) does not, however,
          prohibit Southwest from purchasing insurance to cover other expenses
          (that is, excluding judgments and penalties) in connection with any
          such action, or from advancement legal and professional expenses
          pursuant to Section 7 of this agreement.

20.  NOTICES.

     (a)  All notices, requests, demands and other communications in connection
          with this Agreement shall be made in writing and shall be deemed to
          have been given three business days after mailing at any general or
          branch United States Post Office, by registered or certified mail,
          postage prepaid, addressed as follows or to such other address
          provided in writing by the party, except that a change in address will
          not be deemed given until it is actually received. Notices also may be
          given by facsimile transmission, hand delivery, or next business day
          delivery by a nationally recognized delivery service such as FedEx or
          UPS and, in that event, will be deemed to be given as of the date they
          are actually received.

                     If to Southwest:
                         Southwest Bancorp, Inc.
                         608 S. Main Street
                         Stillwater, Oklahoma 74076
                         Attention: President and Chief Executive Officer
                         Copy to:   Corporate Secretary

                     If to Indemnitee:
                     ________________________
                     ________________________
                     ________________________
                     ________________________

     (b)  Southwest will provide copies of any and all notices received by it
          hereunder to the Board promptly following receipt.

21.  INJUNCTIVE RELIEF. It is understood and agreed that money damages would not
     be a sufficient remedy for any breach of this Agreement by Southwest, and
     that Indemnitee shall be entitled to equitable relief, including injunction
     and specific performance, as a remedy for any such breach. Such remedies
     shall not be deemed to be the exclusive remedies for a breach by Southwest
     of this agreement but shall be in addition to all other remedies available
     at law or equity to Indemnitee.

22.  GOVERNING LAW, OKLAHOMA COURTS. Except to the extent preempted by Federal
     law, the laws of the State of Oklahoma (without regard to its conflict of
     laws principles) shall govern this Agreement in all respects, whether as to
     its validity, construction,

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     capacity, performance or otherwise. Southwest and any of its successors or
     assigns each agrees that any suit or other action to enforce or otherwise
     with respect to this Agreement will be instituted and maintained in the
     courts of the State of Oklahoma or federal courts located in the State of
     Oklahoma, and not to seek removal or transfer of any such suit or action to
     a court located outside of Oklahoma by objection based upon inconvenience
     of the forum or otherwise.

23.  WAIVER OF JURY TRIAL. THE PARTIES HERETO FULLY, VOLUNTARILY, KNOWINGLY,
     IRREVOCABLY, AND UNCONDITIONALLY WAIVE, TO THE FULLEST EXTENT PERMITTED BY
     LAW, ANY AND ALL RIGHTS TO A TRIAL BY JURY OR TO HAVE A JURY PARTICIPATE IN
     ANY DISPUTE, ACTION OR PROCEEDING TO ENFORCE OR DEFEND ANY RIGHTS (WHETHER
     BASED UPON STATUE, REGULATION, RULING, CONTRACT, TORT, OR OTHERWISE) UNDER
     THIS AGREEMENT. ANY SUCH ACTION OR PROCEEDING SHALL BE TRIED BEFORE A COURT
     AND NOT BEFORE A JURY.

24.  HEADINGS. Headings contained herein are for convenience of reference only.

25.  COUNTERPARTS. This agreement may be executed in one or more counterparts,
     each of which shall be deemed an original, but all of which together shall
     constitute one and the same instrument.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the date
first set forth above.

                                  SOUTHWEST BANCORP, INC.

                                  By:
                                      ------------------------------------------
                                  Title: President and Chief Executive Officer

                                  _____________________, INDEMNITEE

                                  ----------------------------------------------
                                  Title:
                                        ----------------------------------------

                                   Page 9 of 9<PAGE>

                                  EXHIBIT 10.10

Form of Indemnification Agreements dated December 14 and 15, 2005 by and between
 Southwest Bancorp, Inc. and each of Rick Green, Kerby E. Crowell, David Dietz,
    Allen Glenn, Steve Gobel, Steven N. Hadley, Jerry L. Lanier, Randy Mills,
Kimberly Sinclair, Kay Smith, and Charles H. Westerheide, each identical except
             for the date and the name and title of the Indemnitee.

                            INDEMNIFICATION AGREEMENT

         THIS AGREEMENT (the "Agreement"), made this ___th day of December 2005,
by and between Southwest Bancorp, Inc., a registered bank holding company
("Southwest") and __________________________ ("Indemnitee").

                               W I T N E S S E T H

WHEREAS, it is essential to Southwest to attract and retain as directors,
officers, and agents the most capable persons available.

WHEREAS, the Board of Directors of Southwest (the "Board") and Indemnitee
recognize the increased risk of litigation and other claims being asserted
against directors and officers of public corporations.

WHEREAS, it has come to the attention of the Board that in certain circumstances
highly competent persons have become more reluctant to serve publicly held
corporations as directors, officers, or agents unless they are provided with
adequate protection from the risk of liability due to claims and actions against
them arising out of their service to and activities on behalf of such
corporations.

WHEREAS, the Board understands that a delay in providing advancement of expenses
or uncertainty regarding the availability of indemnification may place
significant financial and other pressures on a director of Southwest, which may
cause such person to settle an action for reasons other than its merits to the
ultimate detriment of such person and of Southwest, and, accordingly, Southwest
and the Indemnitee wish to ensure that any assertion that Indemnitee is not
entitled to indemnification, advancement of expenses, insurance, or other rights
provided hereunder is resolved in a timely manner, such that Indemnitee is not
subject to such undue pressure to settle any actions because of the burden of
legal costs and potentially unindemnifiable liabilities.

WHEREAS, the Board has determined that it is in the best interests of Southwest
to provide contractual protection for Indemnitee in order to (i) enhance
Indemnitee's continued service to Southwest in an effective manner; (ii)
encourage Indemnitee to resist what he considers unjustifiable suits and claims
made against the Indemnitee in connection with the good faith performance of
Indemnitee's duties to Southwest and its shareholders; and (iii) encourage
Indemnitee to exercise his or her best business judgment regarding matters which
come before the board of directors without undue concern for the risk that
claims may be made against Indemnitee based on such actions.

WHEREAS, Southwest and Indemnitee wish to enter this agreement to establish such
specific contractual assurance (i) to ensure indemnification protection provided
by Southwest's Certificate of Incorporation and Bylaws will be available to
Indemnitee (regardless of, among other things, any amendment of or revocation of
provisions in such Certificate of Incorporation and Bylaws or any change in the
composition of the Board);

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(ii) to provide for the indemnification of and the advancement of expenses to
Indemnitee to the full extent (whether partial or complete) permitted by law and
as set forth in this Agreement; and (iii) to the extent any insurance is
maintained, to provide for the continued coverage of Indemnitee under
Southwest's directors' and officers' liability insurance policies.

NOW, THEREFORE, in consideration of the premises and mutual covenants herein
contained, it is agreed as follows:

1.   CERTAIN DEFINITIONS. For the purposes of this Agreement:

     (a)  "Expenses" shall mean all expenses, including, without limitation,
          legal and professional fees and expenses, actually and reasonably
          incurred by Indemnitee.

     (b)  "Proceeding" shall mean any threatened, pending, or completed action
          or proceeding, whether civil, criminal, administrative, or
          investigative.

     (c)  "Southwest Subsidiary" shall mean any corporation, partnership,
          limited liability company, or other entity directly or indirectly
          controlled by Southwest.

2.   SERVICES BY INDEMNITEE; COOPERATION.

     (a)  Indemnitee agrees to serve or continue to serve as a director of
          Southwest and, at its request, as a director of certain other related
          corporations and entities so long as he is duly elected or appointed
          or until such time as he resigns in writing. Indemnitee may at any
          time and for any reason resign from any such position (subject to any
          other contractual obligation or any obligation imposed by operation of
          law).

     (b)  Indemnitee agrees to use reasonable efforts to cooperate with
          Southwest in the investigation and defense of any action or claim that
          is subject to indemnification hereunder.

3.   INDEMNIFICATION FOR EXPENSES OF A PARTY WHO IS WHOLLY OR PARTLY SUCCESSFUL.
     To the extent that Indemnitee is, by reason of his status with Southwest, a
     party to and is successful in, on the merits or otherwise, any Proceeding,
     he shall be indemnified against all Expenses in connection therewith. If
     Indemnitee is not wholly successful in such Proceeding but is successful,
     on the merits or otherwise, as to one or more but less than all claims,
     issues, or matters in such Proceeding, Southwest shall indemnify Indemnitee
     against all Expenses in connection with each successfully resolved claim,
     issue, or matter. For the purposes of this Section 3 and without limiting
     the foregoing, the termination of any claim, issue, or matter in any such
     Proceeding by dismissal, with or without prejudice, shall be deemed to be a
     successful result as to such claim, issue, or matter except as prohibited
     by law.

4.   INDEMNIFICATION OF EXPENSES OF A WITNESS. In addition to the Indemnitees
     other rights hereunder, to the extent that Indemnitee is, by reason of his
     status with Southwest or any Southwest Subsidiary, a witness in any
     Proceeding as to which he is not, and is not threatened to be made, a
     party, he shall be indemnified against all Expenses in connection
     therewith.

5.   PROCEEDINGS OTHER THAN PROCEEDINGS BY OR IN THE RIGHT OF SOUTHWEST.
     Indemnitee shall be entitled to the rights of indemnification provided in
     this Section 5 if, by

                                   Page 2 of 9
<PAGE>

     reason of his status with Southwest or a Southwest Subsidiary, he is, or is
     threatened to be made, a party to any Proceeding, other than a Proceeding
     by or in the right of Southwest. Pursuant to this Section 5, Indemnitee
     shall be indemnified against Expenses and against judgments, penalties,
     fines, and amounts paid in settlement in connection with any such
     Proceeding, if he acted in good faith and in a manner he reasonably
     believed to be in, or not opposed to, the best interests of Southwest and,
     with respect to any criminal Proceeding, had no reasonable cause to believe
     his conduct was unlawful.

6.   PROCEEDINGS BY OR IN THE RIGHT OF SOUTHWEST. Indemnitee shall be entitled
     to the rights of indemnification provided in this Section 6 if, by reason
     of his status with Southwest or a Southwest Subsidiary, he is, or is
     threatened to be made, a party to any Proceeding brought by or in the right
     of Southwest to procure a judgment in its favor. Pursuant to this Section
     6, Indemnitee shall be indemnified against Expenses in connection with any
     such Proceeding if he acted in good faith and in a manner he reasonably
     believed to be in, or not opposed to, the best interests of Southwest.
     Notwithstanding the foregoing, no indemnification against such Expenses
     shall be made in respect of any such Proceeding as to which Indemnitee
     shall have been adjudged to be liable to Southwest except to the extent, if
     any, that, the court in which such Proceeding shall have been brought, upon
     application, determines that despite the adjudication, but in view of all
     the circumstance, he is fairly and reasonably entitled to indemnification.

7.   ADVANCEMENT OF EXPENSES.

     (a)  Unless and until, and except to the extent that, (i) a final
          determination has been made the indemnification of Expenses pursuant
          to Sections 3, 4, 5, and 6 is impermissible under applicable law, or
          (ii) Southwest obtains a legal opinion of independent legal counsel
          that advancement of Expenses is both expressly prohibited by
          applicable law and would subject Southwest or the Board to possible
          legal sanctions, Southwest shall advance all Expenses in connection
          with any Proceeding within thirty (30) days after the receipt by
          Southwest of a statement or statements from Indemnitee requesting such
          advancement, whether prior to or after final disposition of such
          Proceeding. Such statement or statements shall reasonably evidence the
          expenses incurred by Indemnitee. For purposes of this Section 7(a),
          final determination shall mean an express determination by a court of
          competent jurisdiction which is no longer subject to possible or
          pending appeal or other form of review.

     (b)  Southwest shall act promptly and in good faith to conduct such
          investigation and consideration, and, if warranted by such
          investigation and consideration, to make and issue such
          determinations, as are necessary for advancement of Expenses pursuant
          to 12 U.S.C. 1828(k) or applicable regulations thereunder.

     (c)  The Indemnitee hereby agrees that he will repay expenses advanced,
          without interest, by the later of 90 days after the termination of the
          Proceeding or thirty (30) days after demand by Southwest, if it shall
          ultimately be determined that Indemnitee is not entitled to be
          indemnified against such expenses.

                                   Page 3 of 9
<PAGE>

8.   PAYMENT OF INDEMNIFIED AMOUNTS. Payment of all other amounts, other than
     Advanced Expenses, shall be made no later than thirty (30) days after
     receipt of the written request, of the Indemnitee therefor, unless, in the
     case of an indemnification, a determination is made within said thirty (30)
     day period by:

     (a)  The Board by a majority vote of a quorum thereof consisting of
          directors who were not parties to such Proceedings, or

     (b)  Independent legal counsel in a written opinion (which counsel shall be
          appointed if such a quorum is not obtainable),

that the Indemnitee has not met the relevant standards for indemnification set
forth in this agreement.

9.   PRESUMPTIONS AND EFFECTS OF CERTAIN PROCEEDINGS. The termination of any
     Proceeding or of any claim, issue, or matter therein, by judgment, order,
     settlement, or conviction, or upon plea of nolo contendere or its
     equivalent, shall not (except as otherwise expressly provided there or in
     this Agreement or mandated by applicable law or regulation) of itself
     create a presumption that Indemnitee did not act in good faith and in a
     manner which he reasonably believed to be in, or not opposed to the best
     interests of, Southwest or, with respect to any criminal Proceeding, that
     Indemnitee had reasonable cause to believe that his conduct was unlawful.

10.  REMEDIES OF INDEMNITEE.

     (a)  In the event that a determination by independent legal counsel or the
          Board is made pursuant to Sections 6, 7, or 19 that Indemnitee is not
          entitled to indemnification or advancement of expenses under this
          Agreement, Indemnitee shall be entitled to adjudication of his
          entitlement to such indemnification or advancement of expenses.

     (b)  In the event that Indemnitee, pursuant to this Section 10, seeks a
          judicial adjudication of his rights under, or to recover damages for
          breach of, this Agreement, Indemnitee shall be entitled to recover
          from Southwest, and shall be indemnified by Southwest against, any and
          all Expenses in such judicial adjudication, but only if he prevails
          therein. If it shall be determined in such judicial adjudication that
          Indemnitee is entitled to receive part but not all of the
          indemnification or advancement of expenses sought, the expenses
          incurred by Indemnitee in connection with such judicial adjudication
          shall be appropriately prorated.

11.  FUNDING OF TRUST. Upon the earlier of the tenth business day following (i)
     the filing of any action for which indemnification is called for hereunder
     or (ii) the failure of Southwest to reimburse amounts as required
     hereunder, Southwest shall (A) establish a valid trust under the law of the
     State of Oklahoma and qualifying as a "Rabbi Trust" for federal income tax
     purposes with an independent trustee that has or may be granted corporate
     trust powers under Oklahoma law, (B) deposit in such trust the sum of
     $100,000, and (C) provide the trustee of the trust with a written direction
     to hold said amount and any investment return thereon in a segregated
     account, and to pay such amounts as demanded by Indemnitee from the trust
     upon written demand from Indemnitee stating the amount of the payment
     demanded from the trust and the basis for his rights to such payment
     hereunder; provided that Southwest shall not be required

                                   Page 4 of 9
<PAGE>

     hereby to create, and shall not create, any such trust by reason of a claim
     for indemnification of liabilities, fines, or penalties prohibited by
     Section 19 of this Agreement. Southwest shall restore the balance therein
     within two business days following notice from the Trustee of payments
     therefrom so that that the total amount held in such trust is at least
     $100,000. Upon the earlier of the final judgment or binding settlement of
     any and all such claims for which indemnification is then called for
     hereunder, the trustee of the trust shall pay to Southwest, as applicable,
     the entire balance remaining in the trust. Payments from the trust to
     Indemnitee shall be considered payments made by Southwest for purposes of
     this Agreement. Payment of such amounts to Indemnitee from the trust,
     however, shall not relieve Southwest from any obligation to pay amounts in
     excess of those paid from the trust, or from any obligation to take actions
     or refrain from taking actions otherwise required by this Agreement.
     Indemnitee's rights under this Agreement shall be those of a general,
     unsecured creditor, and he shall have no claim against the assets of the
     trust, and the assets of the trust shall remain subject to the claims of
     creditors of Southwest.

12.  NOTICE BY INDEMNITEE; PURSUIT OF DEFENSE.

     (a)  Indemnitee agrees to notify Southwest promptly in writing upon being
          served with any summons, subpoena, complaint, indictment or other
          document relating to any Proceeding which may be subject to
          indemnification or advancement of expenses covered hereunder and
          Southwest shall assume the defense thereof, including the employment
          of counsel reasonably satisfactory to Indemnitee and the payment of
          all expenses; provided, however, that the failure to so notify
          Southwest shall relieve it from any liability which it may have to
          Indemnitee only to the extent, if any, that it is prejudiced thereby.

     (b)  Indemnitee shall have the right to employ separate counsel in any such
          action and to participate in the defense thereof, but the fees and
          expenses of such counsel shall be at the expense of Indemnitee unless
          (i) the employment thereof has been specifically authorized by
          Southwest in writing, (ii) if he is, or is threatened to be made a
          party to a Proceeding brought by or in the right of Southwest to
          procure a judgment in its favor, (iii) Southwest has failed to assume
          the defense or to employ counsel reasonably satisfactory to
          Indemnitee, or (iii) the named parties to any such action (including
          any impleaded parties) include both Indemnitee and Southwest and
          Indemnitee shall have been advised by such counsel that there may be
          one or more legal defenses available to him that are different from or
          in addition to those available to Southwest (in which case, if
          Indemnitee notifies Southwest in writing that he elects to employ
          separate counsel at the expense of Southwest, Southwest shall not have
          the right to assume the defense of such action on behalf of
          Indemnitee); it being understood, however, that Southwest shall not,
          in connection with any one such action or separate but substantially
          similar or related actions in the same jurisdiction arising out of the
          same general allegations or circumstances, be liable for the fees and
          expenses of more than one separate firm of attorneys at any time and
          such firm shall be designated in writing by Indemnitee.

                                   Page 5 of 9
<PAGE>

13.  NON-EXCLUSIVITY; SURVIVAL OF RIGHTS: INSURANCE; SUBROGATION.

     (a)  The rights of indemnification and to receive advancement of expenses
          as provided by this Agreement shall not be deemed exclusive of any
          other rights to which Indemnitee may at any time be entitled under
          applicable law, the Certificate of Incorporation or Bylaws of
          Southwest, any agreement, resolution of directors, or otherwise. No
          amendment, alteration, or repeal of this Agreement or any provision
          hereof shall be effective as to Indemnitee with respect to any action
          taken or omitted by such Indemnitee in his corporate capacity prior to
          such amendment, alteration, or repeal.

     (b)  To the extent that Southwest maintains an insurance policy providing
          liability insurance of persons serving Southwest, Indemnitee shall be
          covered by such policy in accordance with its terms for the maximum
          extent of the coverage available for any person under such policy. If
          any such policy contains a provision which limits coverage under such
          policy to the extent of Southwest's contractual obligations of
          indemnification Southwest shall have no obligations hereunder to the
          extent that Indemnitee shall have been afforded coverage under such
          policy.

     (c)  In the event of any payment under this Agreement, Southwest shall be
          subrogated to the extent of such payment of all rights of recovery of
          Indemnitee, who shall execute all documents required and take all
          actions necessary to secure such rights, including execution of such
          documents as are necessary to enable Southwest to bring suit to
          enforce such rights.

14.  SUCCESSORS AND ASSIGNS.

     (a)  This Agreement shall inure to the benefit of and be binding upon any
          corporate or other successor of Southwest which shall acquire,
          directly or indirectly, by merger, consolidation, purchase, or
          otherwise, all or substantially all of the assets or stock of
          Southwest. Southwest shall not enter into any agreement to effect any
          such transaction without obtaining a binding contractual commitment
          from the acquirer to honor the terms of this agreement.

     (b)  The rights to indemnification and enforcement of this agreement may be
          exercised by the Indemnitee's personal representative on behalf of his
          estate in the event of his death during the term hereof.

15.  SEVERABILITY. If any portion of this Agreement shall be held to be invalid,
     illegal, or unenforceable for any reason whatsoever, the remaining
     provisions of this Agreement shall not in any way be affected or impaired
     thereby.

16.  TERM. The term of this Agreement shall begin on the date first written
     above and shall extend until the seventh anniversary of the day upon which
     Indemnitee last served as a member of the Board.

17.  SETTLEMENT.

     (a)  Southwest shall have no obligation to indemnify Indemnitee hereunder
          for any amounts paid in settlement of any Proceeding effected without
          Southwest's written consent, which shall not be unreasonably withheld.

     (b)  Southwest shall not, without the prior written consent of Indemnitee,
          settle, compromise, or consent to the entry of any judgment in any
          Proceeding in respect

                                   Page 6 of 9
<PAGE>

          of which indemnity may be sought hereunder (whether or not Indemnitee
          is a party to such claim, action, suit or proceeding), unless such
          settlement, compromise, or consent includes a release of Indemnitee,
          reasonably satisfactory to him, from all liability arising out of such
          Proceeding or unless Southwest shall confirm in a written agreement of
          Southwest to Indemnitee, that such settlement, compromise, or consent
          shall not alter the right of Indemnitee to indemnification as provided
          in this Agreement.

18.  MODIFICATION AND WAIVER. No supplement, modification, amendment, or
     termination of this Agreement shall be binding unless executed in writing
     by both of the parties hereto. No failure or delay in exercising any right,
     power, or privilege hereunder shall operate as a waiver thereof, nor shall
     any single or partial exercise thereof preclude any other or future
     exercise thereof or the exercise of any other right, power, or privilege
     hereunder. No waiver of any of the provisions of this Agreement shall be
     deemed or shall constitute a waiver of any other provisions hereof nor
     shall such waiver constitute a continuing waiver.

19.  CERTAIN LEGAL AND REGULATORY LIMITATIONS. Notwithstanding anything herein
     to the contrary:

     (a)  If the Board, with the advice of legal counsel determines in good
          faith that (i) a claim for indemnification hereunder has arisen under
          the Securities Act of 1933 (the 1933 Act"), and (ii) that Southwest is
          legally required to submit to a court of appropriate jurisdiction the
          question of whether or not such indemnification by it is against
          public policy, as expressed in the 1933 Act, and is, therefore,
          prohibited, then Southwest may defer payment of such amounts until
          thirty days following final adjudication of such question. Southwest
          shall (i) make any such determination under clause and provide notice
          to Indemnitee of its determination within thirty days of the assertion
          of such claim, and (ii) vigorously pursue the adjudication of such
          question at its own cost and expense in a manner, and in such forum or
          forums, as it determines in good faith are most likely to result in
          the swiftest judicial determination. To the extent allowed by law,
          Indemnitee shall be afforded the opportunity to participate in such
          adjudicatory process. Notwithstanding the above, this Section 19(a)
          shall not affect the rights of Indemnitee for (i) indemnification of
          expenses incurred or paid by him in the successful defense of any
          Proceeding, or (ii) unless and to the extent it is determined by
          opinion of independent counsel to be prohibited by law, for
          advancement of expenses under Section 7 hereof.

     (b)  This Agreement is not intended to be, and is not, an agreement to make
          any indemnification payment to any institution affiliated party of the
          type prohibited pursuant to 18 U.S.C. 1828(k) (relating to
          indemnification payments with respect to certain administrative
          proceedings or civil actions initiated by any Federal banking agency)
          and regulations thereunder. Accordingly, regardless of any other
          requirement of this agreement to the contrary, to the extent required
          by such section and regulations, Southwest shall not indemnify
          Indemnitee for that portion of the costs sustained by him with regard
          to an administrative or civil enforcement action commenced by any
          federal banking agency which results in a final order or settlement
          pursuant to which the Indemnitee is assessed a civil money penalty,

                                   Page 7 of 9
<PAGE>

          removed from office, prohibited from participating in the affairs of
          an insured depository institution, or required to cease and desist
          from or take an affirmative action described in 12 U.S.C. 1818(b).
          This Section 19(b) does not, however, prohibit Southwest from
          purchasing insurance to cover other expenses (that is, excluding
          judgments and penalties) in connection with any such action, or from
          advancement legal and professional expenses pursuant to Section 7 of
          this agreement.

20.  NOTICES.

     (a)  All notices, requests, demands and other communications in connection
          with this Agreement shall be made in writing and shall be deemed to
          have been given three business days after mailing at any general or
          branch United States Post Office, by registered or certified mail,
          postage prepaid, addressed as follows or to such other address
          provided in writing by the party, except that a change in address will
          not be deemed given until it is actually received. Notices also may be
          given by facsimile transmission, hand delivery, or next business day
          delivery by a nationally recognized delivery service such as FedEx or
          UPS and, in that event, will be deemed to be given as of the date they
          are actually received.

                  If to Southwest:
                      Southwest Bancorp, Inc.
                      608 S. Main Street
                      Stillwater, Oklahoma 74076
                      Attention: President and Chief Executive Officer
                      Copy to:   Corporate Secretary

                  If to Indemnitee:
                  _______________________
                  _______________________
                  _______________________
                  _______________________

     (b)  Southwest will provide copies of any and all notices received by it
          hereunder to the Board promptly following receipt.

21.  INJUNCTIVE RELIEF. It is understood and agreed that money damages would not
     be a sufficient remedy for any breach of this Agreement by Southwest, and
     that Indemnitee shall be entitled to equitable relief, including injunction
     and specific performance, as a remedy for any such breach. Such remedies
     shall not be deemed to be the exclusive remedies for a breach by Southwest
     of this agreement but shall be in addition to all other remedies available
     at law or equity to Indemnitee.

22.  GOVERNING LAW, OKLAHOMA COURTS. Except to the extent preempted by Federal
     law, the laws of the State of Oklahoma (without regard to its conflict of
     laws principles) shall govern this Agreement in all respects, whether as to
     its validity, construction, capacity, performance or otherwise. Southwest
     and any of its successors or assigns each agrees that any suit or other
     action to enforce or otherwise with respect to this

                                   Page 8 of 9
<PAGE>

     Agreement will be instituted and maintained in the courts of the State of
     Oklahoma or federal courts located in the State of Oklahoma, and not to
     seek removal or transfer of any such suit or action to a court located
     outside of Oklahoma by objection based upon inconvenience of the forum or
     otherwise.

23.  WAIVER OF JURY TRIAL. THE PARTIES HERETO FULLY, VOLUNTARILY, KNOWINGLY,
     IRREVOCABLY, AND UNCONDITIONALLY WAIVE, TO THE FULLEST EXTENT PERMITTED BY
     LAW, ANY AND ALL RIGHTS TO A TRIAL BY JURY OR TO HAVE A JURY PARTICIPATE IN
     ANY DISPUTE, ACTION OR PROCEEDING TO ENFORCE OR DEFEND ANY RIGHTS (WHETHER
     BASED UPON STATUE, REGULATION, RULING, CONTRACT, TORT, OR OTHERWISE) UNDER
     THIS AGREEMENT. ANY SUCH ACTION OR PROCEEDING SHALL BE TRIED BEFORE A COURT
     AND NOT BEFORE A JURY.

24.  HEADINGS. Headings contained herein are for convenience of reference only.

25.  COUNTERPARTS. This agreement may be executed in one or more counterparts,
     each of which shall be deemed an original, but all of which together shall
     constitute one and the same instrument.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement on the date
first set forth above.

                                    SOUTHWEST BANCORP, INC.

                                    By:
                                        ----------------------------------------
                                    Title: President and Chief Executive Officer

                                    ______________________, INDEMNITEE

                                    --------------------------------------------
                                    Title:
                                          --------------------------------------

                                   Page 9 of 9

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