Document:

Exhibit 10.1

 

EMPLOYMENT AGREEMENT

 

This Employment Agreement
(“Agreement”) is entered into as of March 14, 2022 (the “Effective Date”) by and between MoneyLion
Technologies Inc., a Delaware corporation (the “Company”), with its principal place of business at 30 West 21st Street,
9th Floor, New York City, New York, and Diwakar Choubey (“Executive”). Company and Executive shall sometimes be referred
to individually as the “Party” or collectively as the “Parties.”

 

RECITALS

 

WHEREAS, the Company desires
to continue to retain Executive as an employee to provide services to the Company, and wishes to provide Executive with certain compensation
and benefits in return for Executive’s services;

 

WHEREAS, Executive desires
to continue to be employed by the Company and provide such services to the Company as an Executive in return for certain compensation
and benefits;

 

WHEREAS, this Agreement amends,
restates, supersedes and otherwise replaces any existing employment agreement or term sheet, whether written or oral, currently in existence
between the Company and Executive, and provides benefits to Executive that Executive is not currently, and would not otherwise be, entitled
to without this Agreement; and

 

WHEREAS, the Company and Executive
wish to set forth in this Agreement the terms and conditions under which Executive will be employed by Company.

 

TERMS

 

NOW, THEREFORE, incorporating
herein by reference the foregoing Recitals and in consideration of Executive’s employment with Company and of the mutual covenants
and agreements contained herein, and of other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged,
the Parties, intending to be legally bound, agree as follows:

 

 1. employment.

 

The Company hereby agrees
to employ Executive, and Executive hereby accepts such employment, on the terms and conditions set forth herein.

 

1.1   Term.
This Agreement is effective on and from the Effective Date and will continue for an initial period of three years (the “Initial
Term”). This Agreement will automatically be extended annually upon the same terms and conditions set forth below for one-year
extensions unless either Party provides ninety (90) days’ prior written notice to the other Party of intent not to renew the Agreement
(the Initial Term, together with any such extensions, the “Term”). For the sake of clarity, a notice of nonrenewal
provided by the Company to Executive shall be considered a termination by the Company without Cause.

 

1.2   Position
and Duties. Executive shall be employed in the position of Chief Executive Officer of the Company (“CEO”). Executive
shall report directly to the Board of Directors (the “BoD”) of MoneyLion Inc. (the “Parent”), and
shall have the duties and responsibilities commensurate with such position and such other duties and responsibilities not inconsistent
with the performance of his duties as CEO and as the BoD shall direct. Executive shall serve as a member of the BoD; provided that
Executive agrees Executive shall not be entitled to receive any compensation for such service while Executive is employed by the Company.

 

     

     

    

 

The services to be rendered
by Executive shall include such services as are customarily rendered by persons engaged in the same capacity or in a similar capacity
in the Company’s industry, pursuant to the terms and conditions set forth in this Agreement. Executive acknowledges and agrees that
in Executive’s capacity as an officer of the Company, Executive owes fiduciary duties to the Company and any of their affiliated
companies in accordance with applicable law.

 

1.3   Exclusive
Services. During the Term, Executive will devote substantially his full business time and attention to the performance of his duties
for the Company and will not engage in any other business activity (whether for compensation or otherwise) without the prior written consent
of the BoD. Notwithstanding anything herein to the contrary, this Agreement shall not be interpreted to prohibit the Executive from serving
in charitable and civic positions or on corporate boards and committees of for-profit companies, in each case with the prior written consent
of the BoD, which consent shall not be unreasonably withheld if those activities do not materially interfere with the services required
under this Agreement.

 

1.4   Executive’s
Principal Place of Employment. The location of the Executive’s principal place of employment shall be at the Company’s
headquarters in New York City, New York. In addition, Executive shall be expected to travel to other locations where the Company does
business.

 

1.5   Executive’s
Representations. With respect to performing the services, Executive represents and warrants that he has no rights, duties or obligations
and is not subject to any restrictions under any prior agreement with any previous employer or other person or entity which prohibits
him from performing the services called for hereunder. Executive also represents and warrants to the Company that the execution of this
Agreement by Executive and his employment by the Company and the performance of his duties hereunder do not and will not violate or constitute
a breach of any agreement, including any non-competition agreement, invention or secrecy agreement, with any previous employer or any
other person or entity, and will not violate any injunction or other equitable order entered against his. Executive further represents
that he is not currently a party to any lawsuit, administrative proceeding, arbitration or other legal dispute with any previous employer
or any other person or entity, and if he has been a party to a lawsuit, administrative proceeding, arbitration or other legal dispute
with any previous employer or any other person, he has provided the Company with copies of any judgments or orders entered in connection
therewith. Executive agrees to promptly notify the Company immediately if any such conflicts occur in the future.

 

Executive further specifically
represents to the Company that he has not brought to (and will not bring to) the Company, nor does he use any materials or documents (whether
or not of a confidential nature) of any previous employer or other person or entity. The provisions of this section shall survive the
termination of Executive’s employment with the Company.

 

 2. compensation and benefits.

 

2.1   Salary.
Effective March 1, 2022, the Company shall pay Executive as compensation for his services hereunder a base salary at the annualized rate
of $650,000 (the “Base Salary”), less applicable withholdings, which amount shall be paid in accordance with the Company’s
regular payroll practices. Executive’s Base Salary shall be reviewed periodically and may be increased by an amount determined by
the Company, in its sole and absolute discretion. Notwithstanding the foregoing, the Company may reduce Executive’s salary if it
is part of a management-wide reduction in salaries in which Executive’s salary is not reduced a disproportionately greater percentage.

 

2.2   Equity
Awards. Each fiscal year during the Term, Executive shall be considered for a grant of annual equity awards in substantially the same
form as determined by the Compensation Committee for other similarly situated executives of the Company. The grant date value of Executive’s
annual equity awards shall be at the sole discretion of the Compensation Committee.

 

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2.3   Annual
Bonus. With respect to each fiscal year during the Term, Executive will be eligible to earn an annual bonus (the “Annual
Bonus”). Executive’s target Annual Bonus shall initially be determined by the Compensation Committee and communicated
to the Executive (“Target Bonus”). Such Target Bonus opportunity shall be subject to annual review and potential adjustment,
as determined by the Compensation Committee. In all instances, following the close of each fiscal year, the actual amount of the Annual
Bonus, if any, shall be determined by the Board of Directors of the Parent (“BoD”) and the Compensation Committee,
in their sole and absolute discretion, and may be based on Executive’s overall performance, and the performance of the Company and
Parent. No Annual Bonus shall be earned until the BoD and the Compensation Committee determine the amount thereof, if any, and communicate
the same in writing to Executive. No amount of the Annual Bonus is guaranteed and Executive must be an employee of the Company in good
standing on the Annual Bonus payment date to be eligible to receive the Annual Bonus. The Annual Bonus, to the extent earned, shall be
paid no later than two and one-half months following the end of the fiscal year to which the Annual Bonus relates.

 

Without limiting the provisions
of Section 3.7, if Executive remains continuously employed through the last day of the fiscal year and thereafter Executive’s employment
terminates for any reason (other than a termination by the Company for Cause) prior to the payment date of the Annual Bonus, Executive
will still be eligible to earn and receive the Annual Bonus, if any, for that prior fiscal year. Notwithstanding the foregoing, if Executive’s
employment is terminated by the Company for Cause prior to the payment date of the Annual Bonus, Executive will cease to be eligible to
receive any Annual Bonus.

 

2.4   Benefit
Plans. Executive shall be eligible for Company benefits in accordance with Company policy.

 

2.5   Expenses.
Upon submission of proper receipts and documentation to the Company, the Company will pay or reimburse Executive for reasonable and necessary
business expenses incurred by Executive in the performance of Executive’s duties during Executive’s employment with the Company,
including, but not limited to, travel and entertainment expenses, telecommunication expenses for maintaining his mobile phone and connectivity
services, and executive coaching expenses. In addition, the Company will pay or reimburse Executive for his monthly health club membership.

 

 3. termination of employment.

 

The Parties acknowledge that
Executive’s employment relationship with the Company is at-will, subject to the following terms and conditions.

 

3.1   Termination
by the Company for Cause. Notwithstanding any other provision of this Agreement, Executive’s employment under this Agreement
may be terminated at any time by the Company for Cause (as defined below in Section 3.6.1) by delivery of written notice to Executive.
Any such notice of termination shall effect termination as of the date the written notice is delivered, or as of such later date as specified
in the notice. All outstanding equity awards shall cease to vest.

 

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3.2   Resignation
by Executive. Notwithstanding any other provision of this Agreement, Executive may resign from his employment under this Agreement
without Good Reason by delivery of written notice to the Company. Any such notice of resignation shall effect termination three (3) months
after Executive gives written notice to the Company of Executive’s resignation; provided that the Company may set a termination
date at any time between the date of notice and the stated effective date of resignation, in which case Executive’s resignation
shall be effective as of, and the date of termination of employment shall be, the date determined by the Company; provided further
that Executive shall continue to be paid Base Salary and benefits, less applicable withholdings, which amounts shall be paid in accordance
with the Company’s regular payroll practices for the entire three-month period. The Company shall also have the right during the
period between the date of the notice and the stated effective date of resignation, or any part of that period, to place Executive on
leave, paying Base Salary and benefits to which Executive is entitled as set forth above, less applicable withholdings, which amounts
shall be paid in accordance with the Company’s regular payroll practices. During this leave period, if directed by the BoD, Executive
shall not visit the Company’s premises or conduct any business on behalf of Company or hold himself out a representative or agent
of the Company. For avoidance of doubt, in the event that the Company so shortens the time period between the date Executive gives written
notice of Executive’s resignation and the effective date of Executive’s resignation, this shall not be construed as a termination
by the Company without Cause. All outstanding equity awards shall be handled in accordance with the applicable incentive plans and award
agreements.

 

3.3   Termination
by the Company Without Cause, by Executive for Good Reason or due to the Company’s Non-Renewal of the Term. Notwithstanding
any other provision of this Agreement, Executive’s employment under this Agreement may be terminated either (i) by the Company without
Cause by delivery of advance written notice to Executive, (ii) by Executive for Good Reason, as defined below in Section 3.6.3, at any
time or (iii) due to the Company’s non-renewal of the Term, as set forth in Section 1.1. Any notice of termination by the Company
without Cause shall effect termination thirty (30) days after the Company gives written notice to Executive of such termination; provided
that Executive may choose a termination date at any time between the date of notice and the stated effective date of termination, in which
case termination shall be effective as of, and the date of termination of employment shall be, the date chosen by Executive; provided
further that Executive shall only receive Base Salary and benefits, less applicable withholdings, which amounts shall be paid in accordance
with the Company’s regular payroll practices through the earlier termination date chosen by Executive. The Company shall also have
the right during the period between the date of the notice of termination by the Company without Cause and the stated effective date of
resignation, or any part of that period, to place Executive on leave, paying Base Salary and benefits to which Executive is entitled as
set forth above, less applicable withholdings, which amounts shall be paid in accordance with the Company’s regular payroll practices.
During this leave period, if directed by the BoD, Executive is not to visit the Company premises or conduct any business on behalf of
Company and shall not hold himself out as being a representative or agent of the Company. For avoidance of doubt, in the event that Executive
chooses to shorten the time period between the date the Company gives written notice of termination and the effective date of termination,
this shall not be construed as a resignation by Executive (but will continue to be treated as a termination by the Company without Cause).
A termination for Good Reason shall be effective on the date the Company receives a Good Reason Final Termination Notice (as defined below
in Section 3.6.3) from Executive. A termination due to the Company’s non-renewal of the Term shall be effective on the expiration
of the then-current Term and Executive’s Separation from Service (as defined below in Section 3.7.2) on that date.

 

3.4   Termination
for Death or Complete Disability. Executive’s employment with the Company shall automatically terminate effective upon the date
of Executive’s death or Disability (as defined below in Section 3.6.2). In the event of Disability, Executive shall be eligible
for benefits under the Company’s long-term disability insurance coverage, if any.

 

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3.5   Termination
Following a Change in Control by the Company Without Cause, by Executive for Good Reason or due to the Company’s non-renewal of
the Term. If at any time during the Term of this Agreement there is a Change in Control of the Company, as defined below in Section
3.6.4, the Company or its successor may elect to terminate Executive’s employment by delivery of written notice to Executive or,
to the extent Good Reason exists, a termination of employment for Good Reason. A termination following a Change in Control shall be effective
on the date Executive is so informed, upon a Good Reason Final Termination Notice or upon the non-renewal of the Term.

 

3.6   Definitions.
For purposes of this Agreement, the following terms shall have the following meanings:

 

3.6.1   Cause.
Cause shall mean the occurrence of any of the following events, as determined by the BoD:

 

(a)   Executive’s
conviction by, or entry of a plea of guilty or nolo contendere, in a court of competent and final jurisdiction for any crime involving
moral turpitude, any felony offense, or which could reasonably be expected to have a material adverse impact on the business operations
or financial or other condition of the Parent or Company, or which has resulted in Executive’s imprisonment;

 

(b)   Executive’s
material breach of any of the covenants set forth in Sections 4.1 or 4.2 or breach of any of the covenants set forth in Sections
4.3 or 4.4;

 

(c)   Executive’s
fraud, embezzlement or willful misconduct that is injurious to the Parent or Company;

 

(d)   Executive’s
continuing repeated, intentional or willful failure or refusal to perform Executive’s duties and responsibilities as required by
this Agreement, including but without limitation, Executive’s inability to perform Executive’s duties hereunder as a result
of chronic alcoholism or drug addiction and/or as a result of Executive’s intentional or willful failure to comply with any laws,
rules, or regulations of an governmental entity applicable to Executive’s employment by the Parent or Company;

 

(e)   Executive’s
gross misconduct, gross negligence, material violation of any fiduciary duty or duty of loyalty to the Parent or Company, or Executive’s
intentional or willful breach of any material provision of this Agreement;

 

(f)   Executive’s
intentional commission of any act which could reasonably be expected to be materially detrimental to Parent or Company’s business
or goodwill or willful act or omission which is materially injurious to the financial condition or business reputation of the Parent or
Company;

 

(g)   Executive’s
failure to cooperate in any material respect in any Parent or Company investigation; provided that any action taken or not taken upon
the reasonable advice of mutually agreed upon legal counsel shall not constitute a failure to cooperate; or

 

(h)   Executive’s
material violation of a Parent or Company written policy and/or procedure, including, but not limited to, policies and procedures pertaining
to prevention of harassment, discrimination, bullying, abusive conduct, and workplace violence.

 

Notwithstanding the foregoing,
Cause shall not be deemed to exist unless the Company gives Executive written notice within 30 days after the occurrence of the event
which the Company believes constitutes the basis for Cause, specifying the particular act or failure to act which the Company believes
constitutes the basis for Cause. If Executive fails to cure such act or failure to act (to the extent curable, which shall not be the
case under any circumstances with respect to clauses (a), (b) or (f) of this Section 3.6.1) within 30 days after receipt of such notice,
the Company may terminate Executive’s employment for Cause within ten days of the expiration of such 30-day cure period by written notice
to Executive.

 

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3.6.2   Disability.
Executive shall be determined to be disabled if, as a result of a physical or mental illness or injury, a physician selected by the Company
determines that Executive’s incapacity constitutes a disability for purposes of the Company’s long-term disability insurance
coverage, if any; or in the event the Company does not have a long-term disability policy, “Disability” shall mean any physical
or mental disability that prevents or is objectively expected to prevent Executive from substantial performance of Executive’s duties,
with or without an accommodation. For purposes of this Section, at the Company’s request, Executive agrees to make himself available
and to cooperate in a reasonable examination by such independent physician. A termination of Executive’s employment by the Company
for Disability shall be communicated to Executive by written notice, and shall be effective as stated therein.

 

3.6.3   Good
Reason. “Good Reason” means the occurrence of any of the following events without Executive’s prior written
consent:

 

(a)   The
assignment to Executive of duties materially inconsistent with his position or a materially adverse alteration in the nature of Executive’s
duties and/or responsibilities, titles or authority; or

 

(b)   The
relocation of Executive’s principal place of employment to a location more than thirty (30) miles from the Executive’s then-current
principal place of employment; or

 

(c)   Company’s
breach of any material terms and conditions of this Agreement.

 

Notwithstanding the foregoing, Good Reason shall
not be deemed to exist unless Executive gives the Company written notice within 30 days after the occurrence of the event which Executive
believes constitutes the basis for Good Reason, specifying the particular act or failure to act which Executive believes constitutes the
basis for Good Reason. If the Company fails to cure such act or failure to act within 30 days after receipt of such notice, Executive
must terminate his employment for Good Reason within 30 days of the expiration of such 30 day Company cure period by written notice to
the Company (a “Good Reason Termination Final Notice”).

 

3.6.4   Change
in Control. For purposes of this Agreement, a “Change in Control” shall have the meaning set forth in the Parent’s
Omnibus Incentive Plan (the “Incentive Plan”) as of the date hereof.

 

3.7   Compensation
Upon Termination.

 

3.7.1   If
the Executive’s employment is terminated under this Agreement for any of the reasons described in this Section 3, Executive or his
estate shall be entitled to receive (a) any accrued but unpaid Base Salary up to the effective date of termination, (b) any benefits under
any plans of the Company in which Executive is a participant to the full extent Executive is entitled to receive such benefits at the
time of his death or termination of employment, and (c) any unreimbursed business expenses incurred by Executive in connection with his
duties hereunder for which Executive is entitled to reimbursement, all to the date of termination. Except as set forth below, Executive
shall not be entitled to any other compensation or reimbursement of any kind.

 

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3.7.2   Additionally,
in the event of a termination of employment under Section 3.3, subject to Executive furnishing to the Company an executed waiver and general
release of any and all known and unknown claims, in a form provided by the Company and reasonably acceptable to Executive (the “Release”)
within 60 days following Executive’s “separation from service” (as defined under Treasury Regulation Section 1.409A-1
(h) and without regard to any alternate definition thereunder) (a “Separation from Service”), and not revoking the
Release as described therein, then Executive shall be entitled to: (a) a payment equal to the sum of Executive’s (x) Base Salary
(at the annual Base Salary rate in effect at the time of termination and subject to standard payroll deductions and withholdings) for
a period of twelve (12) months following the termination date (the “Severance Period”) and (y) the Target Bonus (at
the Target Bonus amount in effect at the time of termination) or, to the extent no Target Bonus is communicated for the year during which
the termination of employment occurs, the annual bonus most recently paid to the Executive, to be paid in equal installments on regular
payroll dates over the Severance Period; provided, however, that any payments otherwise scheduled to be made prior to the
effective date of the Release (namely, the date it can no longer be revoked) shall accrue and be paid on the first payroll date that follows
such effective date with subsequent payments occurring on each subsequent Company payroll date, (b) a pro-rata Annual Bonus for the year
of Executive’s termination of employment, based upon actual performance in the year of termination as determined in good faith by
the BoD, payable when the Annual Bonus would have normally been paid, or, if later, upon the execution of and expiration of any revocation
period provided for in the Release (the “Pro Rata Bonus”), for the avoidance of doubt this amount is in addition to
the amounts payable under clause (a), (c) subject to Executive’s (and/or his eligible family members) timely election to exercise
Executive’s rights under federal law (29 U.S.C. § 1161 et seq. (commonly known as “COBRA”)), the Company
shall pay, or reimburse Executive for, the cost of continued participation in the Company’s group medical and/or dental plans which
cover Executive (and any eligible family members) pursuant to COBRA, but only for the portion of the premiums equal to the portion being
paid by the Company for active employees as of immediately prior to the termination date, from the date of employment termination through
the earliest of (i) the last day of the month which falls eighteen months from the effective date of termination, (ii) the date Executive
is no longer eligible for COBRA, or (iii) the date that Executive first becomes eligible for comparable health care or dental care coverage,
as applicable, pursuant to the health and dental care plan of a new employer; provided, however, that any such payments
or reimbursements otherwise scheduled to be made prior to the effective date of the Release (namely, the date it can no longer be revoked)
shall accrue and be paid on the first payroll date that follows such effective date; and (d) the vesting of the portion of any unvested
option award granted prior to the Effective Date that would have vested during the one-year period immediately following the date of the
Executive’s termination of employment.

 

3.7.3   Additionally,
in the event of a termination of employment under Section 3.4, subject to Executive’s (in the case of Disability) or Executive’s
estate (in the case of death) furnishing to the Company an executed and non-revoked Release within 60 days following Executive’s
Separation from Service, and not revoking the Release as described therein, then Executive (or his estate, as applicable) shall be entitled
to the same payments and benefits described above in Section 3.7.2.

 

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3.7.4   Additionally,
in the event of a termination of employment under Section 3.5 above, within 6 months prior to or 24 months following a Change in Control,
subject to Executive furnishing to the Company an executed Release within 60 days following Executive’s Separation from Service,
and not revoking the Release as described therein, then Executive shall be entitled to: (a) a payment equal to the sum of Executive’s
(x) Base Salary (at the annual Base Salary rate in effect at the time of termination and subject to standard payroll deductions and withholdings)
for a period of twenty-four (24) months following the termination date (the “CIC Severance Period”) and (y) two times
Target Bonus (at the Target Bonus amount in effect at the time of termination) or, to the extent no Target Bonus is communicated for the
year during which the termination of employment occurs, the annual bonus most recently paid to the Executive, to be paid in equal installments
on regular payroll date over the CIC Severance Period; provided, however, that any payments otherwise scheduled to be made
prior to the effective date of the Release (namely, the date it can no longer be revoked) shall accrue and be paid on the first payroll
date that follows such effective date with subsequent payments occurring on each subsequent Company payroll date, (b) the Pro Rata Bonus,
for the avoidance of doubt, this amount is in addition to the amounts payable under clause (a), (c) subject to Executive’s timely
election to exercise Executive’s rights under COBRA, the Company shall pay, or reimburse Executive for, the cost of continued participation
in the Company’s group medical and/or dental plans which cover Executive (and eligible dependents) pursuant to COBRA, but only for
the portion of the premiums equal to the portion being paid by the Company for Executive as of immediately prior to the termination date,
from the date of employment termination through the earliest of (i) the last day of the month which falls eighteen months from the effective
date of termination, (ii) the date Executive is no longer eligible for COBRA, or (iii) the date that Executive first becomes eligible
for comparable health care or dental care coverage, as applicable, pursuant to the health and dental care plan of a new employer; provided,
however, that any such payments or reimbursements otherwise scheduled to be made prior to the effective date of the Release (namely,
the date it can no longer be revoked) shall accrue and be paid on the first payroll date that follows such effective date; and (d) the
immediate vesting of any unvested option award granted to the Executive prior to the Effective Date.

 

3.7.5   Notwithstanding
anything to the contrary in this Agreement, if the period during which Executive may sign the Release begins in one calendar year and
ends in another, then any severance pay and any COBRA premium payment (collectively “Severance Payment”) or reimbursement
benefits shall accrue and be paid in the calendar year that follows such Separation from Service.

 

3.7.6   The
payments required to be made under Section 3.7 shall be reduced by the amount of any severance pay due or otherwise paid to Executive
pursuant to any severance pay plan of the Company to the extent permissible under Section 409A of the Internal Revenue Code of 1986, as
amended (the “Code”), and the regulations and other guidance issued thereunder and any state law of similar effect
(collectively, “Section 409A”).

 

3.7.7   Notwithstanding
anything contained in this Agreement to the contrary, the obligation to make the payments described in this Section 3.7 shall cease immediately
in the event of a breach of the non-competition or non-solicitation covenants set forth in Sections 4.3 or 4.4 hereof or a material breach
of the covenants set forth in Sections 4.1 or 4.2 hereof; provided, that nothing in this Agreement shall be construed to affect
Executive’s right to receive continuation of group health plan benefits under COBRA to the extent authorized and in accordance with
federal law and applicable state law, at Executive’s own cost. For the sake of clarity, the Parties hereby agree that if applicable,
Section 3.7.4 shall replace Section 3.7.2 and shall not be in addition thereto. In no event shall Executive be obligated to seek other
employment or take any other action by way of mitigation of the amounts payable to Executive under any of the provisions of this Agreement,
nor shall the amount of any payment hereunder be reduced by any compensation earned by Executive as a result of employment by a subsequent
employer.

 

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3.8   Application
of Internal Revenue Code Section 409A. Notwithstanding anything to the contrary set forth herein, any payments and benefits provided
under this Agreement (the “Benefits”) that constitute “deferred compensation” within the meaning of Section
409A shall not commence in connection with Executive’s termination of employment unless and until Executive has also incurred a
Separation from Service, unless the Company reasonably determines that such amounts may be provided to Executive without causing Executive
to incur the additional 20% tax under Section 409A. It is intended that each installment of the Benefits payments provided for in this
Agreement is a separate “payment” for purposes of Treasury Regulation Section 1.409A-2(b)(2)(i). For the avoidance of doubt,
it is intended that the Benefits payments set forth in this Agreement satisfy, to the greatest extent possible, the exemptions from the
application of Section 409A provided under Treasury Regulation Sections 1.409A-1(b)(4), 1.409A-1(b)(5) and 1.409A-1(b)(9). However, if
the Company (or, if applicable, the successor entity thereto) determines that the Benefits constitute “deferred compensation”
under Section 409A and Executive is, on the termination of service, a “specified employee” of the Company or any successor
entity thereto, as such term is defined in Section 409A(a)(2)(B)(i) of the Code, then, solely to the extent necessary to avoid the incurrence
of the adverse personal tax consequences under Section 409A, the timing of the Benefits payments shall be delayed until the earlier to
occur of: (i) the date that is six months and one day after Executive’s Separation from Service, or (ii) the date of Executive’s
death (such applicable date, the “Specified Employee Initial Payment Date”), the Company (or the successor entity thereto,
as applicable) shall (A) pay to Executive a lump sum amount equal to the sum of the Benefits payments that Executive would otherwise have
received through the Specified Employee Initial Payment Date if the commencement of the payment of the Benefits had not been so delayed
pursuant to this Section and (B) commence paying the balance of the Benefits in accordance with the applicable payment schedules set forth
in this Agreement. While it is intended that all payments and benefits provided under this Agreement or otherwise to Executive will be
exempt from or comply with Section 409A, the Company makes no representation or covenant to ensure that any such payments or benefits
are exempt from or compliant with Section 409A. The Company will have no liability to Executive or any other party if a payment or benefit
under this Agreement is challenged by any taxing authority or is ultimately determined not to be exempt or compliant. Executive further
understands and agrees that Executive will be entirely responsible for any and all taxes on any payments and benefits provided to Executive
as a result of this Agreement. All reimbursements and in-kind benefits provided under this Agreement shall be made or provided in accordance
with the requirements of Section 409A to the extent that such reimbursements or in-kind benefits are subject to Section 409A, including,
where applicable, the requirements that (i) any reimbursement is for expenses incurred during Executive’s lifetime (or during a
shorter period of time specified in this Agreement), (ii) the amount of expenses eligible for reimbursement during a calendar year may
not affect the expenses eligible for reimbursement in any other calendar year, (iii) the reimbursement of an eligible expense will be
made on or before the last day of the calendar year following the year in which the expense is incurred and (iv) the right to reimbursement
is not subject to set off or liquidation or exchange for any other benefit.

 

3.9   No
Further Obligations. Except as set forth above, the Company shall have no further obligations to Executive under this Agreement, except
as otherwise provided by law or under any benefit plan then in effect in which Executive participates and then only in accordance with
such benefit plan.

 

3.10   Resignation.
Upon any termination of employment, Executive will promptly resign, and will be deemed to have automatically resigned, from any and
all positions that Executive holds as a member of a board (excluding the BoD and any committees of the BoD if the termination of employment
(other than a termination of employment for Cause) occurs during the Initial Term), officer, director, or manager of any member of the
Company Group (as defined below). For the Avoidance of doubt, Executive will promptly resign, and will be deemed to have automatically
resigned, from the BoD and any committee of the BoD if Executive’s employment is terminated for Cause or his employment terminates
following the Initial Term. Executive will take all actions reasonably requested by the Company to give effect to this Section 3.10.

 

3.11   Return
of Property. Upon termination of employment for any reason, Executive shall immediately return to the Company without condition all
files, records, keys, and other property of the Company.

 

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 4. Restrictive covenants.

 

4.1   Non-Disclosure.

 

4.1.1   Executive
agrees and covenants to (A) treat all Confidential Information as strictly confidential and (B) not (except in connection with the performance
of his duties during his employment with the Company or to the extent required by an order of a court having competent jurisdiction or
under subpoena from an appropriate government agency) disclose publicly or to any third party, whether during or at any time after Executive’s
employment with the Company, any Confidential Information unless such information has been previously disclosed to the public by the Company
or has become public knowledge through no direct or indirect fault of Executive or any person acting on Executive’s behalf. For
purposes of this Agreement, “Confidential Information” means any information pertaining to the business and operations
of Parent, the Company or their respective subsidiaries or affiliates (collectively, the “Company Group”) that is not
generally available to the public and that is used, developed, or obtained by any member of the Company Group in connection with its business,
including any Proprietary Information (as defined below in Section 4.1.3) and (a) financial information and projections, (b) business
strategies, (c) products or services, (d) fees, costs and pricing structures, (e) designs, (f) analysis, (g) drawings, photographs and
reports, (h) computer software, including operating systems, applications and program listings, (i) flow charts, manuals and documentation,
(j) data bases, (k) accounting and business methods, (l) inventions, devices, new developments, methods and processes, whether patentable
or unpatentable and whether or not reduced to practice, (m) customers and clients and, customer or client lists, (n) copyrightable works,
(o) all technology and trade secrets, and (p) all similar and related information in whatever form

 

4.1.2   Executive
agrees that on termination of Executive’s employment with the Company for any reason, Executive shall return to the Company immediately
all memoranda, books, papers, plans, information, letters and other data, and all copies thereof or therefrom, in any way relating to
the business of the Company Group. Executive further agrees that Executive shall not retain or use for Executive’s account at any
time any tradenames, trademark or other proprietary business designation used or owned in connection with the business of the Company
Group. For the avoidance of doubt, Executive understands that Executive’s obligations under this Agreement with regard to Confidential
Information commenced immediately on Executive’s first having access to such Confidential Information (including during employment
with the Company or any of its predecessors or affiliates prior to the Effective Date) and shall continue during and after Executive’s
employment with the Company until such time as such Confidential Information has become public knowledge other than as a result of the
direct or indirect fault of Executive or any person acting on Executive’s behalf.

 

4.1.3   Executive
agrees that Executive shall promptly disclose to the Company all Proprietary Information. All Proprietary Information shall be the sole
and exclusive property of the Company. Executive acknowledges that, by reason of being employed by the Company at the relevant times,
to the extent permitted by law, all Proprietary Information consisting of copyrightable subject matter is “work made for hire”
(as defined in the Copyright Act of 1976 (17 U.S.C. § 101)), and such copyrights are therefore owned by the Company (or any of its
subsidiaries and affiliates). To the extent that the foregoing does not apply, Executive hereby irrevocably assigns to the Company (or
the relevant member of the Company Group), for no additional consideration, Executive’s entire right, title and interest in and
to all Proprietary Information and intellectual property rights therein, including the right to sue, counterclaim and recover for all
past, present and future infringement, misappropriation or dilution thereof, and all rights corresponding thereto throughout the world.
Executive’s obligation to the Company (or any of its subsidiaries and affiliates) relative to the disclosure of Proprietary Information
shall continue beyond termination of Executive’s employment, and Executive shall, at the Company’s expense, give the Company
(or any of its subsidiaries and affiliates) all assistance it reasonably requires to apply for, obtain, perfect, protect and use its right
to Proprietary Information. For purposes of this Agreement, “Proprietary Information” means information and inventions
generated, conceived or first reduced to practice by Executive alone or in conjunction with others, during or after working hours, while
in the employ or while rendering services to any member of the Company Group or any of their predecessors or affiliates or prior to commencing
employment with the Company; provided, however, that Proprietary Information shall not include (i) any information that has otherwise
been disclosed to the public not in violation of this Agreement or (ii) Executive’s general business knowledge and work skills,
even if developed or improved by Executive while in the employ of, or rendering services to, the Company Group. The provisions of this
Section 4.1.3 shall not apply to an invention or works for which no equipment, supplies, facility, or trade secret information of
the Company was used and which was developed entirely on Executive’s own time, unless the invention or works results from work performed
by Executive for the Company or the Company Group.

 

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4.1.4   Without
limiting the generality of the foregoing, nothing in this Agreement precludes or otherwise limits Executive’s ability to (A) communicate
directly with and provide information, including documents, not otherwise protected from disclosure by any applicable law or privilege
to the Securities and Exchange Commission (the “SEC”) or any other federal, state or local governmental agency or commission
(“Government Agency”) or self-regulatory organization regarding possible legal violations, without disclosure to the
Company, or (B) disclose information which is required to be disclosed by applicable law, regulation, or order or requirement (including
without limitation, by deposition, interrogatory, requests for documents, subpoena, civil investigative demand or similar process) of
courts, administrative agencies, the SEC, any Government Agency or self-regulatory organizations, provided that Executive provides the
Company with prior notice of the contemplated disclosure and cooperates with the Company in seeking a protective order or other appropriate
protection of such information. Neither the Company nor any other member of the Company Group may retaliate against Executive for any
of these activities.

 

4.1.5   Pursuant
to the Defend Trade Secrets Act of 2016, Executive and the Company acknowledge and agree that Executive shall not have criminal or civil
liability under any federal or state trade secret law for the disclosure of a trade secret that (A) is made (x) in confidence to a federal,
state, or local government official, either directly or indirectly, or to an attorney and (ii) solely for the purpose of reporting or
investigating a suspected violation of law, or (B) is made in a complaint or other document filed in a lawsuit or other proceeding, if
such filing is made under seal. In addition, and without limiting the preceding sentence, if Executive files a lawsuit for retaliation
by the Company for reporting a suspected violation of law, Executive may disclose the trade secret to Executive’s attorney and may
use the trade secret information in the court proceeding, if Executive (X) files any document containing the trade secret under seal and
(Y) does not disclose the trade secret, except pursuant to court order.

 

4.1.6   Notwithstanding
the foregoing, nothing in this Agreement (including in Sections 4.1 and 4.2) prohibits Executive from disclosing factual information related
to any future claim of discrimination to law enforcement, the Equal Employment Opportunity Commission, the state division of human rights
or comparable agency, a local commission on human rights, or an attorney retained by Executive; provided that such attorney agrees to
be bound by the same covenants set forth in this Agreement as the Executive.

 

4.2   Non-Disparagement.
Subject to Section 4.1.4, 4.1.5 and 4.1.6 hereof, during the Term and at all times thereafter, Executive shall not make any public written
or oral statements about the Company or any of its subsidiaries or affiliates that are negative or disparaging, implied or express or
that are intended to damage the business reputation or goodwill of the Company or any of its subsidiaries or affiliates. In addition,
the Company shall instruct its executives and officers to not make any public written or oral statements about Executive that are negative
or disparaging, implied or express or that are intended to damage Executive’s business reputation. Notwithstanding the foregoing,
nothing in this Agreement or otherwise shall preclude Executive, the Company, its subsidiaries and affiliates, and the Company’s
directors and executive officers from (i) communicating or testifying truthfully to the extent required by law to any federal, state,
provincial or local governmental agency or in response to a subpoena to testify issued by a court of competent jurisdiction, or otherwise
pursuant to legal process or (ii) making statements in good faith and in the ordinary course of business in connection with the performance
of Executive duties hereunder to the Company.

 

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4.3   Non-Competition.
While employed by the Company (or any of its subsidiaries or affiliates) and for 12 months after termination of Executive’s employment
with the Company or any of its subsidiaries or affiliates for any reason, Executive agrees not to, directly or indirectly, in the United
States or elsewhere where any of the Company or any of its subsidiaries is engaged in business, including, without limitation, Malaysia,
on such person’s own behalf or on behalf of another (including as a shareholder, member, partner, joint venturer or investor of
another person) engage in, control, advise, manage, serve as a director, officer or employee of, act as a consultant to or contractor
or other agent for, receive any economic benefit from or exert any influence upon, any business or activity that competes, directly or
indirectly, with the business of the Company or any of its subsidiaries (a “Competitive Business”) or invest or own
any interest publicly or privately in any Competitive Business. Notwithstanding the foregoing, the restrictions in this Section 4.3 shall
not prohibit (a) Executive from serving as an employee, consultant, or other person performing similar responsibilities for the Company
or any affiliate of the Company or (b) the ownership by Executive or any of Executive’s affiliates of capital stock or other equity
interests of any entity whose securities are listed on a national securities exchange or traded in the over-the-counter markets so long
as (i) Executive, together with Executive’s affiliates, and any member of a group in which Executive or any of Executive’s
affiliates is a party, do not own more than 1% of the outstanding voting power of such entity and (ii) such capital stock or other equity
interests of such entity are held solely as a passive investment.

 

4.4   Non-Solicitation.
While employed by the Company (or any of its subsidiaries or affiliates) and for 12 months after termination of Executive’s employment
with the Company or any of its subsidiaries or affiliates for any reason, Executive agrees not to, directly or indirectly, in the United
States or elsewhere where the Company or any of its subsidiaries or affiliates is engaged in business, including, without limitation,
Malaysia, on such person’s own behalf or on the behalf of another (including as a shareholder, member, partner, joint venturer or
investor of another person):

 

4.4.1   solicit,
divert or attempt to solicit or divert any person who as of the date of Executive’s termination of employment is or was, within
the 12-months prior to such date, a buyer or seller of goods or services to or from the Company or any of its subsidiaries, or within
the one-year period prior to such date, was solicited to become a buyer or seller of goods or services to or from the Company or any of
its subsidiaries (each, a “Company Customer”), for the purpose of engaging in, offering, purchasing, procuring, providing
or selling goods or services competitive with those provided by any of the Company or any of its subsidiaries, or attempt in any manner
to persuade any such Company Customer to cease to do business or to reduce the amount of business which any such Company Customer has
customarily done or contemplates doing with the Company or any of its subsidiaries.

 

4.4.2   hire,
employ, engage or solicit for employment or services (either on a full time or part time basis, or in a consultancy or other non-employee
role) any officer, or employee of, or consultant to, the Company or any of its subsidiaries as of the date of termination of Executive’s
employment or at any time in the 12 months prior to Executive’s termination of employment, in each case until the date that is 12
months after the date on which such officer, employee or consultant ceases to be employed by or provide service to the Company or any
of its subsidiaries, or encourage or induce any such individual to leave his or her employment or service relationship with the Company
or any of its subsidiaries; provided that the term “solicit for employment or services” as used in this ‎clause
4.4.2 shall not be deemed to include generalized searches for employees through media advertisements of general circulation, employment
search firms, open job fairs or otherwise.

 

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4.4.3   interfere
with the business relationship of any vendor, supplier, or consultant of the Company or any of its subsidiaries, or encourage or induce
any such vendor, supplier, or consultant to cease or reduce the level of business it does with the Company or any of its subsidiaries.

 

 5. dispute resolution.

 

5.1   Arbitration.
Any and all disputes, claims or controversies (“Claims”) arising out of or relating to this Agreement or the breach, termination,
enforcement, interpretation or validity hereof, or the Executive’s employment or its termination, that the Company may have against
Executive or that Executive may have against (a) the Company (b) its officers, directors, shareholders, employees or agents, (c) the Company’s
affiliated entities, and/or (d) all successors past, present or future, and assigns of any of them, shall be resolved by binding arbitration
as set forth herein.

 

The Claims to be arbitrated
include, but are not limited to: claims for wages or other compensation due; claims for breach of any contract or covenant (express or
implied); tort claims; claims for unlawful discrimination or unlawful harassment (including, but not limited to, race, sex, sexual orientation,
religion, national origin, age, marital status, physical or mental disability or handicap, or medical condition, pregnancy or pregnancy
related condition, or any other condition against which discrimination is unlawful under federal, state, or local law, ordinance, or regulation);
claims for benefits (except claims under an executive benefit or pension plan that either specifies that its claims procedure shall culminate
in an arbitration procedure different from this one, or is underwritten by a commercial insurer which decides claims); and claims for
violation of any federal, state, or other governmental law, statute, regulation, or ordinance. Nothing in this Agreement shall be construed
as precluding the Executive from filing a: (i) claim for workers’ compensation or unemployment compensation benefits; and (ii) claim
with the Equal Employment Opportunity Commission, or similar fair employment practices agency in New York, or an administrative charge
within the jurisdiction of the National Labor Relations Board, or the New York Labor Department; however, any such administrative claim
that cannot be resolved administratively through such an agency shall be subject to this Agreement.

 

Except as otherwise provided
herein, arbitration shall be governed by and proceed in accordance with and be subject to the provisions of the Federal Arbitration Act
(“FAA”). However, to the extent that the FAA is inapplicable or held not to require arbitration of a particular Claim or Claims,
the New York Arbitration Act (NY CLS CPLR §§ 7501, et seq.) or any successor or replacement statute(s), shall apply.

 

Except as otherwise provided
herein, the arbitration shall be commenced and conducted in accordance with the Employment Arbitration Rules & Mediation Procedures
of JAMS as in effect at the time of commencement of the Arbitration (“JAMS Rules”) https://www.jamsadr.com/rules-employment-arbitration/english.
Any arbitration shall be held in New York City, New York. The exact time and location of the arbitration proceeding will be determined
by the arbitrator. The parties shall jointly select one arbitrator from the JAMS panel of arbitrators who shall be either a retired judge
or an attorney who is experienced in the area of dispute.

 

Any demand for arbitration shall
be in writing and must be made within a reasonable time after the claim, dispute, or other matter in question has arisen. In no event
shall the demand for arbitration be made after the date that institution of legal or equitable proceedings based upon such claim, dispute
or other matter would be barred by the applicable statute of limitations.

 

The arbitrator shall apply the
law of the state of New York or federal law, or both, as applicable to the issues asserted and shall be without jurisdiction to apply
any different substantive law. The arbitrator shall hear and rule on pre-hearing disputes and is authorized to hold pre-hearing conferences
by telephone or in person, as the arbitrator deems advisable. The arbitrator shall have the authority to entertain a motion to dismiss
and/or a motion for summary judgment by any party and shall apply the standards governing such motions under New York law. The arbitrator
may issue orders to protect the confidentiality of proprietary information, trade secrets or other sensitive information.

 

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Although conformity to legal
rules of evidence shall not be necessary, the arbitrator shall determine the admissibility, relevance, and materiality of the evidence
offered and may exclude evidence deemed by the arbitrator to be cumulative or irrelevant, and shall take into account applicable principles
of legal privilege, such as those involving the confidentiality of communications between a lawyer and client.

 

The arbitrator shall render
an award and a written opinion, which will consist of a written statement signed by the arbitrator regarding the disposition of each Claim
and the relief, if any, as to each Claim and also contain a concise written statement of the reasons for the award, stating the essential
findings and conclusions of law upon which the award is based, no later than thirty days from the date the arbitration hearing concludes
or the post hearing briefs (if requested) are received, whichever is later. The award of the arbitrator, which may include equitable relief,
shall be final and binding upon the parties and judgment may be entered upon it in accordance with applicable law in any court having
jurisdiction thereof. Either party may bring an action in any court of competent jurisdiction to compel arbitration and to enforce an
arbitration award.

 

5.2   Mediation.
The Parties agree that any and all Claims subject to arbitration as described in Section 5.1 of this Agreement, shall be first submitted
to JAMS, or its successor, for mediation in New York City, New York, and if the matter is not resolved through mediation, then it shall
be submitted to JAMS, or its successor, for final and binding arbitration pursuant to the arbitration clause set forth in Section 5.1
above. Either Party may commence mediation by providing to JAMS and the other Party a written request for mediation, setting forth the
subject of the dispute and the relief requested. The Parties will cooperate with JAMS and with one another in selecting a mediator from
JAMS’ panel of neutrals, and in scheduling the mediation proceedings as soon as possible. The Parties covenant that they will participate
in the mediation in good faith. All offers, promises, conduct and statements, whether oral or written, made in the course of the mediation
by any of the Parties, their agents, employees, experts and attorneys, and by the mediator or any JAMS employees, are confidential, privileged
and inadmissible for any purpose, including impeachment, in any arbitration or other proceeding involving the Parties, provided that evidence
that is otherwise admissible or discoverable shall not be rendered inadmissible or non-discoverable as a result of its use in the mediation.
Either Party may initiate arbitration with respect to the matters submitted to mediation by filing a written demand for arbitration at
any time following the initial mediation session. The mediation may continue after the commencement of arbitration if the Parties so desire.
Unless otherwise agreed by the Parties, the mediator shall be disqualified from serving as arbitrator in the case. The provisions of this
clause may be enforced by any court of competent jurisdiction, and the party seeking enforcement shall be entitled to an award of all
costs, fees and expenses, including attorneys’ fees, to be paid by the Party against whom enforcement is ordered.

 

5.3   Mediation
and Arbitration Costs. The Party initiating the mediation and arbitration will be responsible for paying the initial filing fees with
JAMS. The fees of the arbitrator and costs of the mediation and arbitration (except the initial filing fee) shall be borne equally by
the Parties. Each Party shall pay for its own costs and attorneys’ fees, if any.

 

5.4   Exclusive
Remedy. Except as set forth in Section 5.5 below, the Parties understand and agree that the mediation and arbitration provisions of
this Agreement shall provide each Party with its/his exclusive remedy with respect to this Agreement, and each Party expressly waives
any right it might have to seek redress in any other forum, except as otherwise expressly provided in this Agreement. By electing arbitration
as the means for final settlement of all claims, the Parties hereby waive their respective rights to, and agree not to, sue each other
in any action in a federal, state or local court with respect to such claims, but may seek to enforce in court an arbitration award rendered
pursuant to this Agreement. The Parties specifically agree to waive their respective rights to a trial by jury, and further agree that
no demand, request or motion will be made for trial by jury.

 

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5.5   Equitable
Relief. Notwithstanding the above, either Party may file a request with a court of competent jurisdiction for equitable relief and
expedited discovery, including but not limited to injunctive relief, pending resolution of any Claim through the arbitration procedure
set forth herein; provided, however, in such cases the merits of the Claims will be decided by the arbitrator, who will have the same
ability to order legal or equitable remedies as a court of general jurisdiction.

 

 6. other terms and conditions.

 

6.1   Entire
Agreement; Modification. This Agreement and the Incentive Plan set forth the entire understanding and agreement of the Parties with
respect to the subject matter hereof and thereof, supersede all existing agreements, arrangements or understandings, whether oral or written,
between them concerning such subject matter, and may be modified only by a written instrument duly executed by each Party. The Company
further agrees that Executive shall not be subject to any restrictive covenants under the Incentive Plan or any other agreement, instrument,
or policy in connection with Executive’s employment with the Company that would impose greater restrictions on Executive than the
covenants set forth in Section 4 of this Agreement.

 

6.2   Assignment.
This Agreement and all rights hereunder are personal to the Executive and may not be assigned by Executive, nor may any of Executive’s
duties hereunder be delegated at any time. The Company may assign its rights, together with its obligations hereunder, to any parent,
subsidiary, affiliate or successor, or in connection with any sale, transfer or other disposition of all or substantially all of its business
and assets; provided, however, that any such assignee expressly assumes the Company’s obligations hereunder. Subject to the foregoing,
this Agreement shall inure to the benefit of, and be binding upon, the parties and their respective successors and permitted assigns.

 

6.3   Governing
Law. This Agreement shall be governed by and construed in accordance with the laws of the state of New York without regard to principles
of conflicts of law.

 

6.4   Survival.
The covenants, agreements, representations and warranties contained in Sections 1.5 or made by Executive in Sections 3, 4, 5, and 6 and
the Company’s obligations pursuant to Section 4 hereof shall survive the termination of this Agreement and Executive’s employment
with the Company.

 

6.5   Third
Party Beneficiaries. Except as expressly provided herein with respect to successors and assigns of the parties, this Agreement does
not create, and shall not be construed as creating, any rights enforceable by any person or entity not a party to this Agreement.

 

6.6   Waiver.
The failure of either Party hereto at any time to enforce performance by the other Party of any provision of this Agreement shall in no
way affect such Party’s rights thereafter to enforce the same, nor shall the waiver by either Party of any breach of any provision
hereof be deemed to be a waiver by such party of any other breach of the same or any other provision hereof.

 

6.7   Section
Headings. The headings of the several sections in this Agreement are inserted solely for the convenience of the Parties and are not
a part of and are not intended to govern, limit or aid in the construction of any term or provision hereof.

 

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6.8   Notices.
All notices and other communications required or permitted under this Agreement shall be in writing and shall be deemed effectively given
(a) upon personal delivery, (b) on the third day following deposit in the United States Post Office, by registered or certified mail with
postage and fees prepaid, (c) on the next day following deposit with a nationally recognized courier service such as Federal Express)
for overnight delivery or (d) upon transmittal for any electronic transmission (example: pdf files), addressed to the other Party hereto
at such Party’s address hereinafter shown below or at such other address as such party may designate by written notice to the other
party hereto:

 

		To	Executive at the address set forth in the Company’s
records.

 

	 	To Company at:	MoneyLion
	 	 	30 West 21st Street,
	 	 	9th Floor,
	 	 	New York City, New York 10010
	 	 	Attn: The Board of Directors

 

6.9   Severability.
In the event any one or more of the terms, conditions or provisions contained in this Agreement should be found in a final award or judgment
to be invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the remaining terms, conditions and
provisions contained herein shall not in any way be affected or impaired thereby, and this Agreement shall be interpreted and construed
as if such term, condition or provision, to the extent the same shall have been held invalid, illegal or unenforceable, had never been
contained herein, provided that such interpretation and construction is consistent with the intent of the parties as expressed in this
Agreement. If any term, condition or provision contained in this Agreement shall be determined under applicable law to be overly broad
in duration, geographical coverage or substantive scope, such term, condition or provision shall be deemed narrowed to the broadest terms
permitted by applicable law.

 

6.10   Counterparts.
This Agreement may be executed in one or more counterparts, each of which shall be deemed an original, but all of which together shall
constitute one and the same Agreement.

 

EXECUTIVE ACKNOWLEDGES THAT HE HAS CAREFULLY READ
THIS AGREEMENT, THAT HE UNDERSTAND ITS TERMS, THAT ALL UNDERSTANDINGS AND AGREEMENTS BETWEEN COMPANY AND EXECUTIVE RELATING TO THE SUBJECTS
COVERED IN THE AGREEMENT ARE CONTAINED IN IT, AND THAT EXECUTIVE HAS ENTERED INTO THE AGREEMENT VOLUNTARILY AND NOT IN RELIANCE ON ANY
PROMISES OR REPRESENTATIONS BY COMPANY OTHER THAN THOSE CONTAINED IN THIS AGREEMENT ITSELF.

 

EXECUTIVE UNDERSTANDS THAT BY SIGNING THIS AGREEMENT
EXECUTIVE IS GIVING UP ANY RIGHT TO A JURY TRIAL.

 

[Signature Page Follows]

 

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IN WITNESS WHEREOF, the Parties hereto
have caused this Agreement to be duly executed as of the day and year first above written.

 

	COMPANY:	MoneyLion Technologies, Inc.
	 	 	 
	 	By:
    	/s/ Richard Correia
	 	 	Name: 	Richard Correia
	 	 	Title:	Chief Financial Officer
	 	 	 	 
	EXECUTIVE:
	 	/s/ Diwakar Choubey
	 	 	Diwakar Choubey

 

 

17Exhibit
10.2

 

EMPLOYMENT
AGREEMENT

 

This
Employment Agreement (“Agreement”) is entered into as of March 14, 2022 (the “Effective Date”) by and
between MoneyLion Technologies Inc., a Delaware corporation (the “Company”), with its principal place of business
at 30 West 21st Street, 9th Floor, New York City, New York, and Richard Correia (“Executive”). Company and Executive
shall sometimes be referred to individually as the “Party” or collectively as the “Parties.”

 

RECITALS

 

WHEREAS,
the Company desires to continue to retain Executive as an employee to provide services to the Company, and wishes to provide Executive
with certain compensation and benefits in return for Executive’s services;

 

WHEREAS,
Executive desires to continue to be employed by the Company and provide such services to the Company as an Executive in return for certain
compensation and benefits;

 

WHEREAS,
this Agreement amends, restates, supersedes and otherwise replaces any existing employment agreement or term sheet, whether written or
oral, currently in existence between the Company and Executive, and provides benefits to Executive that Executive is not currently, and
would not otherwise be, entitled to without this Agreement; and

 

WHEREAS,
the Company and Executive wish to set forth in this Agreement the terms and conditions under which Executive will be employed by Company.

 

TERMS

 

NOW,
THEREFORE, incorporating herein by reference the foregoing Recitals and in consideration of Executive’s employment with Company
and of the mutual covenants and agreements contained herein, and of other good and valuable consideration, the receipt and sufficiency
of which are hereby acknowledged, the Parties, intending to be legally bound, agree as follows:

 

1. 
employment.

 

The
Company hereby agrees to employ Executive, and Executive hereby accepts such employment, on the terms and conditions set forth herein.

 

1.1 Term.
This Agreement is effective on and from the Effective Date and will continue for an initial period of three years (the “Initial
Term”). Thereafter, this Agreement will automatically renew upon the same terms and conditions set forth below for successive
one-year terms unless either Party provides ninety (90) days’ prior written notice to the other Party of intent not to renew the
Agreement (the Initial Term, together with any renewal term, the “Term”). For the sake of clarity, a notice of nonrenewal
provided by the Company to Executive shall be considered a termination by the Company without Cause.

 

1.2 Position
and Duties. Executive shall be employed in the position of Chief Financial Officer of the Company (“CFO”). Executive
shall report directly to the Chief Executive Officer (“CEO”) of MoneyLion Inc. (the “Parent”),
and shall have the duties and responsibilities commensurate with such position and such other duties and responsibilities not inconsistent
with the performance of his duties as President and CFO and as the CEO shall direct.

 

     

     

    

 

The
services to be rendered by Executive shall include such services as are customarily rendered by persons engaged in the same capacity
or in a similar capacity in the Company’s industry, pursuant to the terms and conditions set forth in this Agreement. Executive
acknowledges and agrees that in Executive’s capacity as an officer of the Company, Executive owes fiduciary duties to the Company
and any of their affiliated companies in accordance with applicable law.

 

1.3 Exclusive
Services. During the Term, Executive will devote substantially his full business time and attention to the performance of his duties
for the Company and will not engage in any other business activity (whether for compensation or otherwise) without the prior written
consent of the CEO. Notwithstanding anything herein to the contrary, this Agreement shall not be interpreted to prohibit the Executive
from serving in charitable and civic positions or on corporate boards and committees of for-profit companies, in each case with the prior
written consent of the CEO, which consent shall not be unreasonably withheld if those activities do not materially interfere with the
services required under this Agreement.

 

1.4 Executive’s
Principal Place of Employment. The location of the Executive’s principal place of employment shall be at the Company’s
headquarters in New York City, New York. In addition, Executive shall be expected to travel to other locations where the Company does
business.

 

1.5 Executive’s
Representations. With respect to performing the services, Executive represents and warrants that he has no rights, duties or obligations
and is not subject to any restrictions under any prior agreement with any previous employer or other person or entity which prohibits
him from performing the services called for hereunder. Executive also represents and warrants to the Company that the execution of this
Agreement by Executive and his employment by the Company and the performance of his duties hereunder do not and will not violate or constitute
a breach of any agreement, including any non-competition agreement, invention or secrecy agreement, with any previous employer or any
other person or entity, and will not violate any injunction or other equitable order entered against his. Executive further represents
that he is not currently a party to any lawsuit, administrative proceeding, arbitration or other legal dispute with any previous employer
or any other person or entity, and if he has been a party to a lawsuit, administrative proceeding, arbitration or other legal dispute
with any previous employer or any other person, he has provided the Company with copies of any judgments or orders entered in connection
therewith. Executive agrees to promptly notify the Company immediately if any such conflicts occur in the future.

 

Executive
further specifically represents to the Company that he has not brought to (and will not bring to) the Company, nor does he use any materials
or documents (whether or not of a confidential nature) of any previous employer or other person or entity. The provisions of this section
shall survive the termination of Executive’s employment with the Company.

 

 2.  compensation and benefits.

 

2.1 Salary.
Effective March 1. 2022, the Company shall pay Executive as compensation for his services hereunder a base salary at the annualized rate
of $600,000 (the “Base Salary”), less applicable withholdings, which amount shall be paid in accordance with the Company’s
regular payroll practices. Executive’s Base Salary shall be reviewed periodically and may be increased by an amount determined
by the Company, in its sole and absolute discretion. Notwithstanding the foregoing, the Company may reduce Executive’s salary if
it is part of a management-wide reduction in salaries in which Executive’s salary is not reduced a disproportionately greater percentage.

 

2.2 Equity
Awards. Each fiscal year during the Term, Executive shall be considered for a grant of annual equity awards in substantially the
same form as determined by the Compensation Committee for other similarly situated executives of the Company. The grant date value of
Executive’s annual equity awards shall be at the sole discretion of the Compensation Committee.

 

    2

     

    

 

2.3 Annual
Bonus. With respect to each fiscal year during the Term, Executive will be eligible to earn an annual bonus (the “Annual
Bonus”). Executive’s target Annual Bonus shall initially be determined by the Compensation Committee and communicated
to the Executive (“Target Bonus”). Such Target Bonus opportunity shall be subject to annual review and potential adjustment,
as determined by the Compensation Committee. In all instances, following the close of each fiscal year, the actual amount of the Annual
Bonus, if any, shall be determined by the Board of Directors of the Parent (“BoD”) and the Compensation Committee,
in their sole and absolute discretion, and may be based on Executive’s overall performance, and the performance of the Company
and Parent. No Annual Bonus shall be earned until the BoD and the Compensation Committee determine the amount thereof, if any, and communicate
the same in writing to Executive. No amount of the Annual Bonus is guaranteed and Executive must be an employee of the Company in good
standing on the Annual Bonus payment date to be eligible to receive the Annual Bonus. The Annual Bonus, to the extent earned, shall be
paid no later than two and one-half months following the end of the fiscal year to which the Annual Bonus relates.

 

Notwithstanding
the foregoing, per Section 3.7.3, in the event Executive is terminated without Cause or terminates for Good Reason (as those terms are
defined below), or per Section 3.7.4 in the event Executive is terminated without Cause or terminates for Good Reason following a Change
in Control (as that term is defined below), prior to the payment date of the Annual Bonus, Executive will still be eligible to earn the
Annual Bonus, if any.

 

2.4 Executive
shall not receive any Annual Bonus: (a) for any fiscal year in which Executive does not work for the Company, regardless of the reason(s)
for Executive’s termination; (b) if Executive is terminated for Cause; (c) if Executive terminates without Good Reason; or (d)
because of Executive’s Disability or death, as those terms are defined or referenced in this Agreement.

 

2.5 Benefit
Plans. Executive shall be eligible for Company benefits in accordance with Company policy.

 

 3.  termination of employment.

 

The
Parties acknowledge that Executive’s employment relationship with the Company is at-will, subject to the following terms and conditions.

 

3.1 Termination
by the Company for Cause. Notwithstanding any other provision of this Agreement, Executive’s employment under this Agreement
may be terminated at any time by the Company for Cause (as defined below in Section 3.6.1) by delivery of written notice to Executive.
Any such notice of termination shall effect termination as of the date the written notice is delivered, or as of such later date as specified
in the notice. All outstanding equity awards shall cease to vest.

 

3.2 Resignation
by Executive. Notwithstanding any other provision of this Agreement, Executive may resign from his employment under this Agreement
without Good Reason by delivery of written notice to the Company. Any such notice of resignation shall effect termination three months
after Executive gives written notice to the Company of Executive’s resignation; provided that the Company may set a termination
date at any time between the date of notice and the stated effective date of resignation, in which case Executive’s resignation
shall be effective as of, and the date of termination of employment shall be, the date determined by the Company. For avoidance of doubt,
in the event that the Company so shortens the time period between the date Executive gives written notice of Executive’s resignation
and the effective date of Executive’s resignation, this shall not be construed as a termination by the Company without Cause. All
outstanding equity awards shall be handled in accordance with the applicable incentive plans and award agreements.

 

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3.3 Termination
by the Company Without Cause, by Executive for Good Reason or due to the Company’s Non-Renewal of the Term. Notwithstanding
any other provision of this Agreement, Executive’s employment under this Agreement may be terminated either (i) by the Company
without Cause by delivery of advance written notice to Executive, (ii) by Executive for Good Reason, as defined below in Section 3.6.3,
at any time or (iii) due to the Company’s non-renewal of the Term, as set forth in Section 1.1. Any notice of termination by the
Company without Cause shall effect termination thirty (30) days after the Company gives written notice to Executive of such termination;
provided that Executive may choose a termination date at any time between the date of notice and the stated effective date of
termination, in which case termination shall be effective as of, and the date of termination of employment shall be, the date chosen
by Executive; provided further that Executive shall only receive Base Salary and benefits, less applicable withholdings, which
amounts shall be paid in accordance with the Company’s regular payroll practices, through the earlier termination date chosen by
Executive. The Company shall also have the right during the period between the date of the notice of termination by the Company without
Cause and the stated effective date of resignation, or any part of that period, to place Executive on leave, paying Base Salary and benefits
to which Executive is entitled as set forth above, less applicable withholdings, which amounts shall be paid in accordance with the Company’s
regular payroll practices. During this leave period, if directed by the BoD, Executive shall not visit the Company’s premises or
conduct any business on behalf of Company or hold himself out as an agent or representative of the Company. For avoidance of doubt, in
the event that Executive chooses to shorten the time period between the date the Company gives written notice of termination and the
effective date of termination, this shall not be construed as a resignation by Executive (but will continue to be treated as a termination
by the Company without Cause). A termination for Good Reason shall be effective on the date the Company receives a Good Reason Final
Termination Notice (as defined below in Section 3.6.3) from Executive. A termination due to the Company’s non-renewal of the Term
shall be effective on the expiration of the then-current Term and Executive’s Separation from Service (as defined below in Section
3.7.2) on that date.

 

3.4 Termination
for Death or Complete Disability. Executive’s employment with the Company shall automatically terminate effective upon the
date of Executive’s death or Disability (as defined below in Section 3.6.2). In the event of Disability, Executive shall be eligible
for benefits under the Company’s long-term disability insurance coverage, if any.

 

3.5 Termination
Following a Change in Control by the Company Without Cause, by Executive for Good Reason or due to the Company’s non-renewal of
the Term. If at any time during the Term of this Agreement there is a Change in Control of the Company, as defined below in Section
3.6.4, the Company or its successor may elect to terminate Executive’s employment by delivery of written notice to Executive or,
to the extent Good Reason exists, a termination of employment for Good Reason. A termination following a Change in Control shall be effective
on the date Executive is so informed, upon a Good Reason Final Termination Notice or upon the non-renewal of the Term.

 

3.6 Definitions.
For purposes of this Agreement, the following terms shall have the following meanings:

 

3.6.1 Cause.
Cause shall mean the occurrence of any of the following events, as determined by the BoD:

 

(a) Executive’s
conviction by, or entry of a plea of guilty or nolo contendere, in a court of competent and final jurisdiction for any crime involving
moral turpitude, any felony offense, or which could reasonably be expected to have a material adverse impact on the business operations
or financial or other condition of the Parent or Company, or which has resulted in Executive’s imprisonment;

 

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(b) Executive’s
material breach of any of the covenants set forth in Sections 4.1 or 4.2 or breach of any of the covenants set forth in Sections
4.3 or 4.4;

 

(c) Executive’s
fraud, embezzlement or willful misconduct that is injurious to the Parent or Company;

 

(d) Executive’s
continuing repeated, intentional or willful failure or refusal to perform Executive’s duties and responsibilities as required by
this Agreement, including but without limitation, Executive’s inability to perform Executive’s duties hereunder as a result
of chronic alcoholism or drug addiction and/or as a result of Executive’s intentional or willful failure to comply with any laws,
rules, or regulations of an governmental entity applicable to Executive’s employment by the Company;

 

(e) Executive’s
gross misconduct, gross negligence, material violation of any fiduciary duty or duty of loyalty to the Parent or Company, or Executive’s
intentional or willful breach of any material provision of this Agreement;

 

(f) Executive’s
intentional commission of any act which could reasonably be expected to be materially detrimental to Parent or Company’s business
or goodwill or willful act or omission which is materially injurious to the financial condition or business reputation of the Parent
or Company;

 

(g) Executive’s
failure to cooperate in any material respect in any Parent or Company investigation; provided that any action taken or not taken upon
the reasonable advice of mutually agreed upon legal counsel shall not constitute a failure to cooperate; or

 

(h) Executive’s
material violation of a Parent or Company written policy and/or procedure, including, but not limited to, policies and procedures pertaining
to prevention of harassment, discrimination, bullying, abusive conduct, and workplace violence.

 

Notwithstanding
the foregoing, Cause shall not be deemed to exist unless the Company gives Executive written notice within 30 days after the
occurrence of the event which the Company believes constitutes the basis for Cause, specifying the particular act or failure to act
which the Company believes constitutes the basis for Cause. If Executive fails to cure such act or failure to act (to the extent
curable, which shall not be the case under any circumstances with respect to clauses (a), (b) or (f) of this Section 3.6.1) within
30 days after receipt of such notice, the Company may terminate Executive's employment for Cause within ten days of the expiration
of such 30-day cure period by written notice to Executive.

 

3.6.2 Disability.
Executive shall be determined to be disabled if, as a result of a physical or mental illness or injury, a physician selected by the Company
determines that Executive’s incapacity constitutes a disability for purposes of the Company’s long-term disability insurance
coverage, if any; or in the event the Company does not have a long-term disability policy, “Disability”‘ shall mean
any physical or mental disability that prevents or is objectively expected to prevent Executive from substantial performance of Executive’s
duties, with or without an accommodation. For purposes of this Section, at the Company’s request, Executive agrees to make himself
available and to cooperate in a reasonable examination by such independent physician. A termination of Executive’s employment by
the Company for Disability shall be communicated to Executive by written notice, and shall be effective as stated therein.

 

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3.6.3 Good
Reason. “Good Reason” means the occurrence of any of the following events without Executive’s prior
written consent:

 

1. The
assignment to Executive of duties materially inconsistent with his position or a materially adverse alteration in the nature of Executive’s
duties and/or responsibilities, titles or authority; or

 

2. The
relocation of Executive’s principal place of employment to a location more than thirty (30) miles from the Executive’s then-current
principal place of employment; or

 

3. Company’s
breach of any material terms and conditions of this Agreement.

 

Notwithstanding
the foregoing, Good Reason shall not be deemed to exist unless Executive gives the Company written notice within 30 days after the occurrence
of the event which Executive believes constitutes the basis for Good Reason, specifying the particular act or failure to act which Executive
believes constitutes the basis for Good Reason. If the Company fails to cure such act or failure to act within 30 days after receipt
of such notice, Executive must terminate his employment for Good Reason within 30 days of the expiration of such 30 day Company cure
period by written notice to the Company (a “Good Reason Termination Final Notice”).

 

3.6.4 Change
in Control. For purposes of this Agreement, a “Change in Control” shall have the meaning set forth in the Parent’s
Omnibus Incentive Plan (the “Incentive Plan”) as of the date hereof.

 

3.7 Compensation
Upon Termination.

 

3.7.1 If
the Executive’s employment is terminated under this Agreement for any of the reasons described in this Section 3, Executive or
his estate shall be entitled to receive (a) any accrued but unpaid Base Salary up to the effective date of termination, (b) any benefits
under any plans of the Company in which Executive is a participant to the full extent Executive is entitled to receive such benefits
at the time of his death or termination of employment, and (c) any unreimbursed business expenses incurred by Executive in connection
with his duties hereunder for which Executive is entitled to reimbursement, all to the date of termination. Except as set forth below,
Executive shall not be entitled to any other compensation or reimbursement of any kind.

 

3.7.2 Additionally,
in the event of a termination of employment under Section 3.3, subject to Executive furnishing to the Company an executed waiver and
general release of any and all known and unknown claims, in the form attached hereto as Exhibit A (the “Release”)
within 60 days following Executive’s “separation from service” (as defined under Treasury Regulation Section 1.409A-1
(h) and without regard to any alternate definition thereunder) (a “Separation from Service”), and not revoking the
Release as described therein, then Executive shall be entitled to: (a) a payment equal to the sum of Executive’s (x) Base Salary
(at the annual Base Salary rate in effect at the time of termination and subject to standard payroll deductions and withholdings) for
a period of twelve (12) months following the termination date (the “Severance Period”) and (y) the Target Bonus (at
the Target Bonus amount in effect at the time of termination) or, to the extent no Target Bonus is communicated for the year during which
the termination of employment occurs, the annual bonus most recently paid to the Executive, to be paid in equal installments on regular
payroll dates over the Severance Period; provided, however, that any payments otherwise scheduled to be made prior to the
effective date of the Release (namely, the date it can no longer be revoked) shall accrue and be paid on the first payroll date that
follows such effective date with subsequent payments occurring on each subsequent Company payroll date, (b) a pro-rata Annual Bonus for
the year of Executive’s termination of employment, based upon actual performance in the year of termination as determined in good
faith by the BoD, payable when the Annual Bonus would have normally been paid, or, if later, upon the execution of and expiration of
any revocation period provided for in the Release (the “Pro Rata Bonus”), for the avoidance of doubt this amount is
in addition to the amounts payable under clause (a), (c) subject to Executive’s (and/or his eligible family members) timely election
to exercise Executive’s rights under federal law (29 U.S.C. § 1161 et seq. (commonly known as “COBRA”)),
the Company shall pay, or reimburse Executive for, the cost of continued participation in the Company’s group medical and/or dental
plans which cover Executive (and any eligible family members) pursuant to COBRA, but only for the portion of the premiums equal to the
portion being paid by the Company for active employees as of immediately prior to the termination date, from the date of employment termination
through the earliest of (i) the last day of the month which falls eighteen months from the effective date of termination, (ii) the date
Executive is no longer eligible for COBRA, or (iii) the date that Executive first becomes eligible for comparable health care or dental
care coverage, as applicable, pursuant to the health and dental care plan of a new employer; provided, however, that any
such payments or reimbursements otherwise scheduled to be made prior to the effective date of the Release (namely, the date it can no
longer be revoked) shall accrue and be paid on the first payroll date that follows such effective date; and (d) the vesting of the portion
of any unvested option award granted prior to the Effective Date that would have vested during the one-year period immediately following
the date of the Executive’s termination of employment.

 

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3.7.3 
Additionally, in the event of a termination of employment under Section 3.4, subject to Executive's (in the case of Disability) or
Executive’s estate (in the case of death) furnishing to the Company an executed and non-revoked Release within 60 days following
Executive’s Separation from Service, and not revoking the Release as described therein, then Executive (or his estate, as applicable)
shall be entitled to the same payments and benefits described above in Section 3.7.2.

 

3.7.4 Additionally,
in the event of a termination of employment under Section 3.5 above, within 6 months prior to or 24 months following a Change in Control,
subject to Executive furnishing to the Company an executed Release within 60 days following Executive’s Separation from Service,
and not revoking the Release as described therein, then Executive shall be entitled to: (a) a payment equal to the sum of Executive’s
(x) Base Salary (at the annual Base Salary rate in effect at the time of termination and subject to standard payroll deductions and withholdings)
for a period of twenty-four (24) months following the termination date (the “CIC Severance Period”) and (y) two times
Target Bonus (at the Target Bonus amount in effect at the time of termination) or, to the extent no Target Bonus is communicated for
the year during which the termination of employment occurs, the annual bonus most recently paid to the Executive, to be paid in equal
installments on regular payroll date over the CIC Severance Period; provided, however, that any payments otherwise scheduled
to be made prior to the effective date of the Release (namely, the date it can no longer be revoked) shall accrue and be paid on the
first payroll date that follows such effective date with subsequent payments occurring on each subsequent Company payroll date, (b) the
Pro Rata Bonus, for the avoidance of doubt, this amount is in addition to the amounts payable under clause (a), (c) subject to Executive’s
timely election to exercise Executive’s rights under COBRA, the Company shall pay, or reimburse Executive for, the cost of continued
participation in the Company’s group medical and/or dental plans which cover Executive (and eligible dependents) pursuant to COBRA,
but only for the portion of the premiums equal to the portion being paid by the Company for Executive as of immediately prior to the
termination date, from the date of employment termination through the earliest of (i) the last day of the month which falls eighteen
months from the effective date of termination, (ii) the date Executive is no longer eligible for COBRA, or (iii) the date that Executive
first becomes eligible for comparable health care or dental care coverage, as applicable, pursuant to the health and dental care plan
of a new employer; provided, however, that any such payments or reimbursements otherwise scheduled to be made prior to
the effective date of the Release (namely, the date it can no longer be revoked) shall accrue and be paid on the first payroll date that
follows such effective date; and (d) the immediate vesting of any unvested option award granted to the Executive prior to the Effective
Date.

 

3.7.5 Notwithstanding
anything to the contrary in this Agreement, if the period during which Executive may sign the Release begins in one calendar year and
ends in another, then any severance pay and any COBRA premium payment (collectively “Severance Payment”) or reimbursement
benefits shall accrue and be paid in the calendar year that follows such Separation from Service.

 

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3.7.6 The
payments required to be made under Section 3.7 shall be reduced by the amount of any severance pay due or otherwise paid to Executive
pursuant to any severance pay plan of the Company to the extent permissible under Section 409A of the Internal Revenue Code of 1986,
as amended (the “Code”), and the regulations and other guidance issued thereunder and any state law of similar effect
(collectively, “Section 409A”).

 

3.7.7 Notwithstanding
anything contained in this Agreement to the contrary, the obligation to make the payments described in this Section 3.7 shall cease immediately
in the event of a breach of the non-competition or non-solicitation covenants set forth in Sections 4.3 or 4.4 hereof or a material breach
of the covenants set forth in Sections 4.1 or 4.2 hereof; provided, that nothing in this Agreement shall be construed to affect
Executive’s right to receive continuation of group health plan benefits under COBRA to the extent authorized and in accordance
with federal law and applicable state law, at Executive’s own cost. For the sake of clarity, the Parties hereby agree that if applicable,
Section 3.7.4 shall replace Section 3.7.2 and shall not be in addition thereto. In no event shall Executive be obligated to seek other
employment or take any other action by way of mitigation of the amounts payable to Executive under any of the provisions of this Agreement,
nor shall the amount of any payment hereunder be reduced by any compensation earned by Executive as a result of employment by a subsequent
employer.

 

3.8 Application
of Internal Revenue Code Section 409A. Notwithstanding anything to the contrary set forth herein, any payments and benefits provided
under this Agreement (the “Benefits”) that constitute “deferred compensation” within the meaning of Section
409A shall not commence in connection with Executive’s termination of employment unless and until Executive has also incurred a
Separation from Service, unless the Company reasonably determines that such amounts may be provided to Executive without causing Executive
to incur the additional 20% tax under Section 409A. It is intended that each installment of the Benefits payments provided for in this
Agreement is a separate “payment” for purposes of Treasury Regulation Section 1.409A-2(b)(2)(i). For the avoidance of doubt,
it is intended that the Benefits payments set forth in this Agreement satisfy, to the greatest extent possible, the exemptions from the
application of Section 409A provided under Treasury Regulation Sections 1.409A-1(b)(4), 1.409A-1(b)(5) and 1.409A-1(b)(9). However, if
the Company (or, if applicable, the successor entity thereto) determines that the Benefits constitute “deferred compensation”
under Section 409A and Executive is, on the termination of service, a “specified employee” of the Company or any successor
entity thereto, as such term is defined in Section 409A(a)(2)(B)(i) of the Code, then, solely to the extent necessary to avoid the incurrence
of the adverse personal tax consequences under Section 409A, the timing of the Benefits payments shall be delayed until the earlier to
occur of: (i) the date that is six months and one day after Executive’s Separation from Service, or (ii) the date of Executive’s
death (such applicable date, the “Specified Employee Initial Payment Date”), the Company (or the successor entity
thereto, as applicable) shall (A) pay to Executive a lump sum amount equal to the sum of the Benefits payments that Executive would otherwise
have received through the Specified Employee Initial Payment Date if the commencement of the payment of the Benefits had not been so
delayed pursuant to this Section and (B) commence paying the balance of the Benefits in accordance with the applicable payment schedules
set forth in this Agreement. While it is intended that all payments and benefits provided under this Agreement or otherwise to Executive
will be exempt from or comply with Section 409A, the Company makes no representation or covenant to ensure that any such payments or
benefits are exempt from or compliant with Section 409A. The Company will have no liability to Executive or any other party if a payment
or benefit under this Agreement is challenged by any taxing authority or is ultimately determined not to be exempt or compliant. Executive
further understands and agrees that Executive will be entirely responsible for any and all taxes on any payments and benefits provided
to Executive as a result of this Agreement. All reimbursements and in-kind benefits provided under this Agreement shall be made or provided
in accordance with the requirements of Section 409A to the extent that such reimbursements or in-kind benefits are subject to Section
409A, including, where applicable, the requirements that (i) any reimbursement is for expenses incurred during Executive’s lifetime
(or during a shorter period of time specified in this Agreement), (ii) the amount of expenses eligible for reimbursement during a calendar
year may not affect the expenses eligible for reimbursement in any other calendar year, (iii) the reimbursement of an eligible expense
will be made on or before the last day of the calendar year following the year in which the expense is incurred and (iv) the right to
reimbursement is not subject to set off or liquidation or exchange for any other benefit.

 

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3.9 No
Further Obligations. Except as set forth above, the Company shall have no further obligations to Executive under this Agreement,
except as otherwise provided by law or under any benefit plan then in effect in which Executive participates and then only in accordance
with such benefit plan.

 

3.10 Resignation.
Upon any termination of employment, Executive will be deemed to have automatically resigned, from any and all positions that Executive
holds as a member of a board (including the BoD and any committees of the BoD or any other board), officer, director, or manager of any
member of the Company Group (as defined below in Section 4.1.4). Executive will take all actions reasonably requested by the Company
to give effect to this Section 3.10.

 

3.11 Return
of Property. Upon termination of employment for any reason, Executive shall immediately return to the Company without condition all
files, records, keys, and other property of the Company.

 

 4.  Restrictive covenants.

 

4.1 Non-Disclosure.

 

4.1.1 Executive
agrees and covenants to (A) treat all Confidential Information as strictly confidential and (B) not (except in connection with the performance
of his duties during his employment with the Company or to the extent required by an order of a court having competent jurisdiction or
under subpoena from an appropriate government agency) disclose publicly or to any third party, whether during or at any time after Executive’s
employment with the Company, any Confidential Information unless such information has been previously disclosed to the public by the
Company or has become public knowledge through no direct or indirect fault of Executive or any person acting on Executive’s behalf.
For purposes of this Agreement, “Confidential Information” means any information pertaining to the business and operations
of Parent, the Company or their respective subsidiaries or affiliates (collectively, the “Company Group”) that is
not generally available to the public and that is used, developed, or obtained by any member of the Company Group in connection with
its business, including any Proprietary Information (as defined below in Section 4.1.3) and (a) financial information and projections,
(b) business strategies, (c) products or services, (d) fees, costs and pricing structures, (e) designs, (f) analysis, (g) drawings, photographs
and reports, (h) computer software, including operating systems, applications and program listings, (i) flow charts, manuals and documentation,
(j) data bases, (k) accounting and business methods, (l) inventions, devices, new developments, methods and processes, whether patentable
or unpatentable and whether or not reduced to practice, (m) customers and clients, customer or client lists, (n) copyrightable works,
(o) all technology and trade secrets, and (p) all similar and related information in whatever form

 

4.1.2 Executive
agrees that on termination of Executive’s employment with the Company for any reason, Executive shall return to the Company immediately
all memoranda, books, papers, plans, information, letters and other data, and all copies thereof or therefrom, in any way relating to
the business of the Company Group Executive further agrees that Executive shall not retain or use for Executive’s account at any
time any tradenames, trademark or other proprietary business designation used or owned in connection with the business of the Company
Group. For the avoidance of doubt, Executive understands that Executive’s obligations under this Agreement with regard to Confidential
Information commenced immediately on Executive’s first having access to such Confidential Information (including during employment
with the Company or any of its predecessors or affiliates prior to the Effective Date) and shall continue during and after Executive’s
employment with the Company until such time as such Confidential Information has become public knowledge other than as a result of the
direct or indirect fault of Executive or any person acting on Executive’s behalf.

 

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4.1.3 Executive
agrees that Executive shall promptly disclose to the Company all Proprietary Information. All Proprietary Information shall be the sole
and exclusive property of the Company. Executive acknowledges that, by reason of being employed by the Company at the relevant times,
to the extent permitted by law, all Proprietary Information consisting of copyrightable subject matter is “work made for hire”
(as defined in the Copyright Act of 1976 (17 U.S.C. § 101)), and such copyrights are therefore owned by the Company (or any of its
subsidiaries and affiliates). To the extent that the foregoing does not apply, Executive hereby irrevocably assigns to the Company (or
the relevant member of the Company Group), for no additional consideration, Executive’s entire right, title and interest in and
to all Proprietary Information and intellectual property rights therein, including the right to sue, counterclaim and recover for all
past, present and future infringement, misappropriation or dilution thereof, and all rights corresponding thereto throughout the world.
Executive’s obligation to the Company (or any of its subsidiaries and affiliates) relative to the disclosure of Proprietary Information
shall continue beyond termination of Executive’s employment, and Executive shall, at the Company’s expense, give the Company
(or any of its subsidiaries and affiliates) all assistance it reasonably requires to apply for, obtain, perfect, protect and use its
right to Proprietary Information. For purposes of this Agreement, “Proprietary Information” means information and
inventions generated, conceived or first reduced to practice by Executive alone or in conjunction with others, during or after working
hours, while in the employ or while rendering services to any member of the Company Group or any of their predecessors or affiliates
or prior to commencing employment with the Company; provided, however, that Proprietary Information shall not include (i) any
information that has otherwise been disclosed to the public not in violation of this Agreement or (ii) Executive’s general business
knowledge and work skills, even if developed or improved by Executive while in the employ of, or rendering services to, the Company Group.
The provisions of this Section 4.1.3 shall not apply to an invention or works for which no equipment, supplies, facility, or trade
secret information of the Company was used and which was developed entirely on Executive’s own time, unless the invention or works
results from work performed by Executive for the Company or the Company Group.

 

4.1.4 Without
limiting the generality of the foregoing, nothing in this Agreement precludes or otherwise limits Executive’s ability to (A) communicate
directly with and provide information, including documents, not otherwise protected from disclosure by any applicable law or privilege
to the Securities and Exchange Commission (the “SEC”) or any other federal, state or local governmental agency or
commission (“Government Agency”) or self-regulatory organization regarding possible legal violations, without disclosure
to the Company, or (B) disclose information which is required to be disclosed by applicable law, regulation, or order or requirement
(including without limitation, by deposition, interrogatory, requests for documents, subpoena, civil investigative demand or similar
process) of courts, administrative agencies, the SEC, any Government Agency or self-regulatory organizations, provided that Executive
provides the Company with prior notice of the contemplated disclosure and cooperates with the Company in seeking a protective order or
other appropriate protection of such information. Neither the Company nor any other member of the Company Group may retaliate against
Executive for any of these activities.

 

4.1.5 Pursuant
to the Defend Trade Secrets Act of 2016, Executive and the Company acknowledge and agree that Executive shall not have criminal or civil
liability under any federal or state trade secret law for the disclosure of a trade secret that (A) is made (x) in confidence to a federal,
state, or local government official, either directly or indirectly, or to an attorney and (ii) solely for the purpose of reporting or
investigating a suspected violation of law, or (B) is made in a complaint or other document filed in a lawsuit or other proceeding, if
such filing is made under seal. In addition, and without limiting the preceding sentence, if Executive files a lawsuit for retaliation
by the Company for reporting a suspected violation of law, Executive may disclose the trade secret to Executive’s attorney and
may use the trade secret information in the court proceeding, if Executive (X) files any document containing the trade secret under seal
and (Y) does not disclose the trade secret, except pursuant to court order.

 

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4.1.6 Notwithstanding
the foregoing, nothing in this Agreement (including in Sections 4.1 and 4.2) prohibits Executive from disclosing factual information
related to any future claim of discrimination to law enforcement, the Equal Employment Opportunity Commission, a state division of human
rights or comparable agency, a local commission on human rights, or an attorney retained by Executive; provided that such attorney
agrees to be bound by the same covenants set forth in this Agreement as the Executive.

 

4.2 Non-Disparagement.
Subject to Section 4.1.4, 4.1.5 and 4.1.6 hereof, during the Term and at all times thereafter, Executive shall not make any public written
or oral statements about the Company or any of its subsidiaries or affiliates that are negative or disparaging, implied or express or
that are intended to damage the business reputation or goodwill of the Company or any of its subsidiaries or affiliates. In addition,
the Company shall instruct its executives and officers to not make any public written or oral statements about Executive that are negative
or disparaging, implied or express or that are intended to damage Executive’s business reputation. Notwithstanding the foregoing,
nothing in this Agreement or otherwise shall preclude Executive, the Company, its subsidiaries and affiliates, and the Company’s
directors and executive officers from (i) communicating or testifying truthfully to the extent required by law to any federal, state,
provincial or local governmental agency or in response to a subpoena to testify issued by a court of competent jurisdiction, or otherwise
pursuant to legal process or (ii) making statements in good faith and in the ordinary course of business in connection with the performance
of Executive duties hereunder to the Company.

 

4.3 Non-Competition.
While employed by the Company (or any of its subsidiaries or affiliates) and for 12 months after termination of Executive’s employment
with the Company or any of its subsidiaries or affiliates for any reason, Executive agrees not to, directly or indirectly, in the United
States or elsewhere where any of the Company or any of its subsidiaries is engaged in business, including, without limitation, Malaysia,
on such person’s own behalf or on behalf of another (including as a shareholder, member, partner, joint venturer or investor of
another person) engage in, control, advise, manage, serve as a director, officer or employee of, act as a consultant to or contractor
or other agent for, receive any economic benefit from or exert any influence upon, any business or activity that competes, directly or
indirectly, with the business of the Company or any of its subsidiaries (a “Competitive Business”) or invest or own
any interest publicly or privately in any Competitive Business. Notwithstanding the foregoing, the restrictions in this Section 4.3 shall
not prohibit (a) Executive from serving as an employee, consultant, or other person performing similar responsibilities for the Company
or any affiliate of the Company or (b) the ownership by Executive or any of Executive’s affiliates of capital stock or other equity
interests of any entity whose securities are listed on a national securities exchange or traded in the over-the-counter markets so long
as (i) Executive, together with Executive’s affiliates, and any member of a group in which Executive or any of Executive’s
affiliates is a party, do not own more than 1% of the outstanding voting power of such entity and (ii) such capital stock or other equity
interests of such entity are held solely as a passive investment.

 

4.4 Non-Solicitation.
While employed by the Company (or any of its subsidiaries or affiliates) and for 12 months after termination of Executive’s employment
with the Company or any of its subsidiaries or affiliates for any reason, Executive agrees not to, directly or indirectly, in the United
States or elsewhere where the Company or any of its subsidiaries or affiliates is engaged in business, including, without limitation,
Malaysia, on such person’s own behalf or on the behalf of another (including as a shareholder, member, partner, joint venturer
or investor of another person):

 

4.4.1 solicit,
divert or attempt to solicit or divert any person who as of the date of Executive’s termination of employment is or was, within
the 12-months prior to such date, a buyer or seller of goods or services to or from the Company or any of its subsidiaries, or within
the one-year period prior to such date, was solicited to become a buyer or seller of goods or services to or from the Company or any
of its subsidiaries (each, a “Company Customer”), for the purpose of engaging in, offering, purchasing, procuring,
providing or selling goods or services competitive with those provided by any of the Company or any of its subsidiaries, or attempt in
any manner to persuade any such Company Customer to cease to do business or to reduce the amount of business which any such Company Customer
has customarily done or contemplates doing with the Company or any of its subsidiaries.

 

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4.4.2 hire,
employ, engage or solicit for employment or services (either on a full time or part time basis, or in a consultancy or other non-employee
role) any officer, employee, consultant or representative of the Company or any of its subsidiaries as of the date of termination of
Executive’s employment or at any time in the 12 months prior to Executive’s termination of employment, in each case until
the date that is 12 months after the date on which such officer, employee, consultant or representative ceases to be employed by the
Company or any of its subsidiaries, or encourage or induce any such individual to leave his or her employment or service relationship
with the Company or any of its subsidiaries; provided that the term “solicit for employment or services” as used in
this ‎clause ‎‎4.4.2 shall not be deemed to include generalized searches for employees through media advertisements
of general circulation, employment search firms, open job fairs or otherwise.

 

 5.  dispute resolution.

 

5.1 Arbitration.
Any and all disputes, claims or controversies (“Claims”) arising out of or relating to this Agreement or the breach,
termination, enforcement, interpretation or validity hereof, or the Executive’s employment or its termination, that the Company
may have against Executive or that Executive may have against (a) the Company (b) its officers, directors, shareholders, employees or
agents, (c) the Company’s affiliated entities, and/or (d) all successors past, present or future, and assigns of any of them, shall
be resolved by binding arbitration as set forth herein.

 

The
Claims to be arbitrated include, but are not limited to: claims for wages or other compensation due; claims for breach of any contract
or covenant (express or implied); tort claims; claims for unlawful discrimination or unlawful harassment (including, but not limited
to, race, sex, sexual orientation, religion, national origin, age, marital status, physical or mental disability or handicap, or medical
condition, pregnancy or pregnancy related condition, or any other condition against which discrimination is unlawful under federal, state,
or local law, ordinance, or regulation); claims for benefits (except claims under an executive benefit or pension plan that either specifies
that its claims procedure shall culminate in an arbitration procedure different from this one, or is underwritten by a commercial insurer
which decides claims); and claims for violation of any federal, state, or other governmental law, statute, regulation, or ordinance.
Nothing in this Agreement shall be construed as precluding the Executive from filing a: (i) claim for workers’ compensation or
unemployment compensation benefits; and (ii) claim with the Equal Employment Opportunity Commission, or similar fair employment practices
agency in New York, or an administrative charge within the jurisdiction of the National Labor Relations Board, or the New York Labor
Department; however, any such administrative claim that cannot be resolved administratively through such an agency shall be subject to
this Agreement.

 

Except
as otherwise provided herein, arbitration shall be governed by and proceed in accordance with and be subject to the provisions of the
Federal Arbitration Act (“FAA”). However, to the extent that the FAA is inapplicable or held not to require arbitration
of a particular Claim or Claims, the New York Arbitration Act (NY CLS CPLR §§ 7501, et seq.) or any successor or replacement
statute(s), shall apply.

 

    12

     

    

 

Except
as otherwise provided herein, the arbitration shall be commenced and conducted in accordance with the Employment Arbitration Rules &
Mediation Procedures of JAMS as in effect at the time of commencement of the Arbitration (“JAMS Rules”) https://www.jamsadr.com/rules-employment-arbitration/english.
Any arbitration shall be held in New York City, New York. The exact time and location of the arbitration proceeding will be determined
by the arbitrator. The parties shall jointly select one arbitrator from the JAMS panel of arbitrators who shall be either a retired judge
or an attorney who is experienced in the area of dispute.

 

Any
demand for arbitration shall be in writing and must be made within a reasonable time after the claim, dispute, or other matter in question
has arisen. In no event shall the demand for arbitration be made after the date that institution of legal or equitable proceedings based
upon such claim, dispute or other matter would be barred by the applicable statute of limitations.

 

The
arbitrator shall apply the law of the state of New York or federal law, or both, as applicable to the issues asserted and shall be without
jurisdiction to apply any different substantive law. The arbitrator shall hear and rule on pre-hearing disputes and is authorized to
hold pre-hearing conferences by telephone or in person, as the arbitrator deems advisable. The arbitrator shall have the authority to
entertain a motion to dismiss and/or a motion for summary judgment by any party and shall apply the standards governing such motions
under New York law. The arbitrator may issue orders to protect the confidentiality of proprietary information, trade secrets or other
sensitive information.

 

Although
conformity to legal rules of evidence shall not be necessary, the arbitrator shall determine the admissibility, relevance, and materiality
of the evidence offered and may exclude evidence deemed by the arbitrator to be cumulative or irrelevant, and shall take into account
applicable principles of legal privilege, such as those involving the confidentiality of communications between a lawyer and client.

 

The
arbitrator shall render an award and a written opinion, which will consist of a written statement signed by the arbitrator regarding
the disposition of each Claim and the relief, if any, as to each Claim and also contain a concise written statement of the reasons for
the award, stating the essential findings and conclusions of law upon which the award is based, no later than thirty days from the date
the arbitration hearing concludes or the post hearing briefs (if requested) are received, whichever is later. The award of the arbitrator,
which may include equitable relief, shall be final and binding upon the parties and judgment may be entered upon it in accordance with
applicable law in any court having jurisdiction thereof. Either party may bring an action in any court of competent jurisdiction to compel
arbitration and to enforce an arbitration award.

 

5.2 Mediation.
The Parties agree that any and all Claims subject to arbitration as described in Section 5.1 of this Agreement, shall be first submitted
to JAMS, or its successor, for mediation in New York City, New York, and if the matter is not resolved through mediation, then it shall
be submitted to JAMS, or its successor, for final and binding arbitration pursuant to the arbitration clause set forth in Section 5.1
above. Either Party may commence mediation by providing to JAMS and the other Party a written request for mediation, setting forth the
subject of the dispute and the relief requested. The Parties will cooperate with JAMS and with one another in selecting a mediator from
JAMS’ panel of neutrals, and in scheduling the mediation proceedings as soon as possible. The Parties covenant that they will participate
in the mediation in good faith. All offers, promises, conduct and statements, whether oral or written, made in the course of the mediation
by any of the Parties, their agents, employees, experts and attorneys, and by the mediator or any JAMS employees, are confidential, privileged
and inadmissible for any purpose, including impeachment, in any arbitration or other proceeding involving the Parties, provided that
evidence that is otherwise admissible or discoverable shall not be rendered inadmissible or non-discoverable as a result of its use in
the mediation. Either Party may initiate arbitration with respect to the matters submitted to mediation by filing a written demand for
arbitration at any time following the initial mediation session. The mediation may continue after the commencement of arbitration if
the Parties so desire. Unless otherwise agreed by the Parties, the mediator shall be disqualified from serving as arbitrator in the case.
The provisions of this clause may be enforced by any court of competent jurisdiction, and the party seeking enforcement shall be entitled
to an award of all costs, fees and expenses, including attorneys’ fees, to be paid by the Party against whom enforcement is ordered.

 

    13

     

    

 

5.3 Mediation
and Arbitration Costs. The Party initiating the mediation and arbitration will be responsible for paying the initial filing fees
with JAMS. The fees of the arbitrator and costs of the mediation and arbitration (except the initial filing fee) shall be borne equally
by the Parties. Each Party shall pay for its own costs and attorneys’ fees, if any.

 

5.4 Exclusive
Remedy. Except as set forth in Section 5.5 below, the Parties understand and agree that the mediation and arbitration provisions
of this Agreement shall provide each Party with its/his exclusive remedy with respect to this Agreement, and each Party expressly waives
any right it might have to seek redress in any other forum, except as otherwise expressly provided in this Agreement. By electing arbitration
as the means for final settlement of all claims, the Parties hereby waive their respective rights to, and agree not to, sue each other
in any action in a federal, state or local court with respect to such claims, but may seek to enforce in court an arbitration award rendered
pursuant to this Agreement. The Parties specifically agree to waive their respective rights to a trial by jury, and further agree that
no demand, request or motion will be made for trial by jury.

 

5.5 Equitable
Relief. Notwithstanding the above, either Party may file a request with a court of competent jurisdiction for equitable relief and
expedited discovery, including but not limited to injunctive relief, pending resolution of any Claim through the arbitration procedure
set forth herein; provided, however, in such cases the merits of the Claims will be decided by the arbitrator, who will have the same
ability to order legal or equitable remedies as a court of general jurisdiction.

 

 6.  other terms and conditions.

 

6.1 Entire
Agreement; Modification. This Agreement and the Incentive Plan set forth the entire understanding and agreement of the Parties with
respect to the subject matter hereof and thereof, supersede all existing agreements, arrangements or understandings, whether oral or
written, between them concerning such subject matter, and may be modified only by a written instrument duly executed by each Party. The
Company further agrees that Executive shall not be subject to any restrictive covenants under the Incentive Plan or any other agreement,
instrument, or policy in connection with Executive’s employment with the Company that would impose greater restrictions on Executive
than the covenants set forth in Section 4 of this Agreement.

 

6.2 Assignment.
This Agreement and all rights hereunder are personal to the Executive and may not be assigned by Executive, nor may any of Executive’s
duties hereunder be delegated at any time. The Company may assign its rights, together with its obligations hereunder, to any parent,
subsidiary, affiliate or successor, or in connection with any sale, transfer or other disposition of all or substantially all of its
business and assets; provided, however, that any such assignee expressly assumes the Company’s obligations hereunder. Subject to
the foregoing, this Agreement shall inure to the benefit of, and be binding upon, the parties and their respective successors and permitted
assigns.

 

6.3 Governing
Law. This Agreement shall be governed by and construed in accordance with the laws of the state of New York without regard to principles
of conflicts of law.

 

6.4 Survival.
The covenants, agreements, representations and warranties contained in Sections 1.5 or made by Executive in Sections 3, 4, 5, and 6 and
the Company’s obligations pursuant to Section 4 hereof shall survive the termination of this Agreement and Executive’s employment
with the Company.

 

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6.5 Third
Party Beneficiaries. Except as expressly provided herein with respect to successors and assigns of the parties, this Agreement does
not create, and shall not be construed as creating, any rights enforceable by any person or entity not a party to this Agreement.

 

6.6 Waiver.
The failure of either Party hereto at any time to enforce performance by the other Party of any provision of this Agreement shall in
no way affect such Party’s rights thereafter to enforce the same, nor shall the waiver by either Party of any breach of any provision
hereof be deemed to be a waiver by such party of any other breach of the same or any other provision hereof.

 

6.7 Section
Headings. The headings of the several sections in this Agreement are inserted solely for the convenience of the Parties and are not
a part of and are not intended to govern, limit or aid in the construction of any term or provision hereof.

 

6.8 Notices.
All notices and other communications required or permitted under this Agreement shall be in writing and shall be deemed effectively given
(a) upon personal delivery, (b) on the third day following deposit in the United States Post Office, by registered or certified mail
with postage and fees prepaid, (c) on the next day following deposit with a nationally recognized courier service such as Federal Express)
for overnight delivery or (d) upon transmittal for any electronic transmission (example: pdf files), addressed to the other Party hereto
at such Party’s address hereinafter shown below or at such other address as such party may designate by written notice to the other
party hereto:

 

	 	To
Executive at the address set forth in the Company’s records.
  
	 	 	 
	 	To Company at:	MoneyLion
	 	 	30 West 21st Street,
	 	 	9th Floor,
	 	 	New York City, New York 10010
	 	 	Attn: Dee Choubey/CEO
	 	 	E-mail: XXX

 

6.9 Severability.
In the event any one or more of the terms, conditions or provisions contained in this Agreement should be found in a final award or judgment
to be invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the remaining terms, conditions
and provisions contained herein shall not in any way be affected or impaired thereby, and this Agreement shall be interpreted and construed
as if such term, condition or provision, to the extent the same shall have been held invalid, illegal or unenforceable, had never been
contained herein, provided that such interpretation and construction is consistent with the intent of the parties as expressed in this
Agreement. If any term, condition or provision contained in this Agreement shall be determined under applicable law to be overly broad
in duration, geographical coverage or substantive scope, such term, condition or provision shall be deemed narrowed to the broadest terms
permitted by applicable law.

 

6.10 Counterparts.
This Agreement may be executed in one or more counterparts, each of which shall be deemed an original, but all of which together shall
constitute one and the same Agreement.

 

EXECUTIVE
ACKNOWLEDGES THAT HE HAS CAREFULLY READ THIS AGREEMENT, THAT HE UNDERSTAND ITS TERMS, THAT ALL UNDERSTANDINGS AND AGREEMENTS BETWEEN
COMPANY AND EXECUTIVE RELATING TO THE SUBJECTS COVERED IN THE AGREEMENT ARE CONTAINED IN IT, AND THAT EXECUTIVE HAS ENTERED INTO THE
AGREEMENT VOLUNTARILY AND NOT IN RELIANCE ON ANY PROMISES OR REPRESENTATIONS BY COMPANY OTHER THAN THOSE CONTAINED IN THIS AGREEMENT
ITSELF.

 

EXECUTIVE
UNDERSTANDS THAT BY SIGNING THIS AGREEMENT EXECUTIVE IS GIVING UP ANY RIGHT TO A JURY TRIAL.

 

[Signature
Page Follows]

 

    15

     

    

 

IN
WITNESS WHEREOF, the Parties hereto have caused this Agreement to be duly executed as of the day and year first above written.

 

	COMPANY:
	MoneyLion
    Technologies Inc.
	 	 
	 	By:	/s/
    Diwakar Choubey
	 	 	Name: 	 Diwakar Choubey
	 	 	Title:	Chief Executive Officer

 

	EXECUTIVE:	/s/
    Richard Correia
	 	Richard
    Correia

 

    16

     

    

 

EXHIBIT
A

 

[RELEASE]

 

    17

     

    

 

[__________________,
20__]

 

Richard
Correia

[ADDRESS]

 

Re:
Confidential Separation and Release Agreement

 

Dear
Rick:

 

This
letter constitutes the confidential separation and release agreement (this “Agreement”) that MoneyLion, Technologies
Inc. (the “Company”) is offering to you (“you”) to aid in your employment transition. The obligations
of the Company to provide severance benefits pursuant to this Agreement will not become effective until the Effective Date as provided
in Article 11 below. The Company and you shall sometimes be referred to collectively as the “Parties” or individually as
the “Party.”

 

ARTICLE
1 Separation Date. Your last day of work with the Company and your employment termination date will be [_________________, 20__]
(the “Separation Date”).

 

ARTICLE
2 Accrued Salary and Vacation. On the Separation Date, the Company will pay you all accrued salary, all accrued and unused vacation
earned through the Separation Date, subject to standard payroll deductions and withholdings. You are entitled to these payments regardless
of whether or not you sign this Agreement.

 

ARTICLE
3 Severance. Provided you sign and return this Agreement and do not revoke it during the Revocation Period described below in Section
11, the Company will pay you the severance benefits to which you are entitled to as set forth in Section 3.7 of your Employment Agreement
effective as of March 14, 2022 (the “Employment Agreement”).

 

ARTICLE
4 Health Care Continuation Coverage. To the extent provided by the federal COBRA law or, if applicable, state insurance laws, and
by the Company’s current group health insurance policies, you may be eligible to continue your group health insurance benefits
at your own expense (after any period during which the Company is reimbursing for certain medical costs pursuant to the terms of the
Employment Agreement) regardless of whether you sign this Agreement. Later, you may be able to convert to an individual policy through
the provider of the Company’s health insurance, if you wish.

 

ARTICLE
5 Other Compensation or Benefits. Other than the Severance Payment (as defined in the Employment Agreement) described above in Article
3, you acknowledge that no other payments or benefits shall be due and owing to you from the Released Parties, as defined below in Article
11, for any reason whatsoever. You specifically acknowledge that you have received all wages and benefits accrued through the day you
have executed this Agreement.

 

ARTICLE
6 Expense Reimbursements. You agree that, within ten (10) days of the Separation Date, you will submit your final documented expense
reimbursement statement reflecting all business expenses you incurred through the Separation Date, if any, for which you seek reimbursement.
The Company will reimburse you for these expenses pursuant to its regular business practice. You are entitled to these payments regardless
of whether or not you sign this Agreement.

 

ARTICLE
7 Proprietary Information, Non-Solicitation and Non-Competition Obligations. Both during and after your employment you acknowledge
your continuing obligations under the restrictive covenants set forth in Section 4 of the Agreement.

 

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ARTICLE
8 Confidentiality. The provisions of this Agreement will be held in strictest confidence by you and will not be publicized or disclosed
in any manner whatsoever; provided, however, that you may disclose this Agreement (a) to your immediate family; (b) to your attorney,
accountant, auditor, tax preparer, and financial advisor in confidence; and (c) insofar as such disclosure may be required by law.

 

ARTICLE
9 No Voluntary Adverse Action; Cooperation. You agree that you will not voluntarily provide assistance, information or advice, directly
or indirectly (including through agents or attorneys), to any person or entity in connection with any claim or cause of action of any
kind brought against the Company, nor shall you induce or encourage any person or entity to bring such claims; provided that, you may
respond accurately and fully to any questions, inquiry or request for information when required by legal process (e.g., a valid subpoena
or other similar compulsion of law) or as part of a government investigation. Further, you agree to cooperate fully with the Company
in connection with its actual or contemplated defense, prosecution, or investigation of any claims or demands by or against third parties,
or other matters arising from events, acts, or failures to act that occurred during the period of your employment by the Company. Such
cooperation includes, without limitation, making yourself available to the Company upon reasonable notice, without subpoena, to provide
complete, truthful and accurate information in witness interviews, depositions, and trial testimony. The Company will reimburse you for
reasonable out-of-pocket expenses you incur in connection with any such cooperation (excluding forgone wages, salary, or other compensation),
and will make reasonable efforts to accommodate your scheduling needs. In addition, you agree to execute all documents (if any) reasonably
necessary to carry out the terms of this Agreement. Nothing in this Article 9 is intended to prevent you from taking any action that
is protected by federal, state or local statute or law, including, but not limited to, filing any charge or cooperating with the U.S.
Equal Employment Opportunity Commission; provided, however, that pursuant to Article 11 below, you hereby waive any and
all monetary relief from any such filing or cooperation.

 

ARTICLE
10 No Admissions. Nothing contained in this Agreement shall be construed as an admission by you or the Company of any liability,
obligation, wrongdoing or violation of law.

 

ARTICLE
11 General Release of Claims. In exchange for the payments and benefits, and other consideration provided to you by this Agreement
that you are not otherwise entitled to receive, you, on behalf of yourself, your spouse and child or children (if any), agents, representatives,
attorneys, assignees, heirs, beneficiaries, devisees, executors, administrators and successors in interest, hereby generally and completely
release and forever discharge MoneyLion Inc. (the “Parent”), the Company and all of its current, former, and future
owners, directors, officers, members, managers, employees, shareholders, partners, agents, attorneys, predecessors, successors, parent
and subsidiary entities, insurers, affiliates, and assigns and past, present, and future owners, directors, officers, members, managers,
shareholders, agents, associates, representatives, employees, attorneys, insurers, and any other predecessors, successors, assigns, or
legal representatives of any of them (all of the above collectively, the “Released Parties”), to the extent permitted
by law, from any and all liability, actions, causes of action, claims, charges, complaints, demands, grievances, obligations, losses,
damages, injuries and legal responsibilities, of any type whatsoever, whether known or unknown, unforeseen, unanticipated, unsuspected
or latent, which you ever had or held, now has or holds or hereafter can, shall or may have or hold against the Released Parties, based
on any claims or occurrences arising prior to the Effective Date of this Agreement (collectively, “Released Claims”).
Released Claims defined in the immediately preceding sentence and released herein by you as to the Released Parties include, without
limitation: (1) all claims arising out of or in any way related to your employment with the Company, or the termination of that employment;
(2) all claims related to your compensation or benefits from the Company, including salary, bonuses, commissions, vacation pay, expense
reimbursements, severance pay, fringe benefits, profits interests, or any other equity or ownership interests in the Company; (3) all
claims for breach of contract, wrongful termination, and breach of the implied covenant of good faith and fair dealing; (4) all tort
claims, including claims for fraud, defamation, emotional distress, and discharge in violation of public policy; and (5) any other claim
under present or future federal, state or local statute or law, including, but not limited to, claims under applicable state statutes,
the Fair Labor Standards Act, the Equal Pay Act, National Labor Relations Act, Labor Management Relations Act, Employee Retirement Income
Security Act, Title VII of the Civil Rights Act of 1964, as amended, Civil Rights Act of 1991, Americans with Disabilities Act, as amended,
Age Discrimination in Employment Act, as amended by the Older Workers Benefit Protection Act of 1990, the Rehabilitation Act, Executive
Order 11246, Family and Medical Leave Act, Sarbanes-Oxley Act of 2002, Worker Adjustment and Retraining Notification Act, the Consolidated
Omnibus Budget Reconciliation Act, the Code of Federal Regulations, and all claims under any other federal, state, municipal or other
governmental statute, regulation, ordinance or order, except for those claims that cannot be released as a matter of law.

 

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You
further acknowledge and agree that except for the rights and obligations created by this Agreement no other payments or benefits, of
any nature, are due to you from any of the Released Parties for any reason whatsoever, and the Released Parties shall have no other obligations
to you. You further understand and acknowledge that you cannot and will not file any cause of action, claim, charge or lawsuit for the
purpose of obtaining any monetary award, reinstatement of his employment or for any equitable relief. You also understand and acknowledge
that you shall not seek or apply for re-employment with any of the Released Parties. You further understand and acknowledge that the
term “employment” in this Agreement shall refer to any and all services you provided to any of the Released Parties, whether
in the capacity of employee or otherwise.

 

You
further acknowledge and understand that you are not releasing any claim that cannot be waived under applicable state or federal law.
You are not releasing any claims for breach of this Agreement and any claims arising after the Effective Date of this Agreement. You
are not releasing any rights that you have to be indemnified (including any right to reimbursement of expenses) arising under applicable
law, any indemnification agreement between you and the Company, or any directors’ and officers’ liability insurance policy
of the Company or with respect to any right to equity in the Company held by you, pursuant to an applicable written grant, purchase or
award agreement.

 

ARTICLE
12 [ADEA Waiver. You acknowledge that you are knowingly and voluntarily waiving and releasing any rights you may have under the ADEA
(“ADEA Waiver”). You also acknowledge that you fully understand the terms, conditions, and provisions of this Agreement.
You also acknowledge that you have freely and voluntarily entered into this Agreement without any threat, coercion, or intimidation by
any person. You further acknowledge that the consideration given for the ADEA Waiver is in addition to anything of value to which you
were already entitled. You further acknowledge that you have been advised by this writing, as required by the ADEA, that: (a) your ADEA
Waiver does not apply to any rights or claims that arise after the date you sign this Agreement; (b) you are not waiving your right,
if any, to file a complaint or charge with the EEOC or participate in any investigation or proceeding conducted by the EEOC with respect
to an age discrimination claim that arose prior to the Effective Date of this Agreement, but are waiving your right to recover damages
or to seek reinstatement pursuant to such complaint or charge; (c) this provision does not purport to waive ADEA rights or claims that
may arise from acts or events occurring after the Effective Date of this Agreement; (d) you should consult with an attorney prior to
signing this Agreement; (e) you have 21 days to consider this Agreement (although you may choose to voluntarily sign it sooner provided
it is not prior to the first day after your Separation Date); (f) you have seven (7) days following the date you sign this Agreement
to revoke it (“Revocation Period”), with such revocation to be effective only if you deliver written notice of revocation
to the Company at within the seven day period; and (e) this Agreement will not be effective until the date upon which the revocation
period has expired unexercised, which will be the eighth day after you sign this Agreement (“Effective Date”).

 

You
also understand that the foregoing paragraph does not apply to any challenge you may make regarding the knowing and voluntary nature
of the release of your claim for age discrimination, if any, under the ADEA. You also understand, however, that if you pursue a claim
against any of the Released Parties for age discrimination under the ADEA, a court has the discretion to determine whether any of the
Released Parties are entitled to restitution, recoupment, or setoff against a monetary award obtained by you in any proceeding. You also
recognize that, as a result of such challenge, the Released Parties may be entitled to recover costs and attorneys’ fees incurred
by them as specifically authorized under applicable law.

 

    20

     

    

 

Notwithstanding
the foregoing, you further understand that nothing contained in this Agreement limits your ability to file a charge or complaint with
the Equal Employment Opportunity Commission, the National Labor Relations Board, the Occupational Safety and Health Administration, or
any other federal, state or local governmental agency or commission (“Government Agencies”) but is waiving your right to
recover damages or to seek reinstatement pursuant to such complaint or charge. You further understand that this Agreement does not limit
your ability to communicate with any Government Agencies or otherwise participate in any investigation or proceeding that may be conducted
by any Government Agency, including providing documents or other information, without notice to the Company. This Agreement does not
limit your right to receive an award for information provided to any Government Agencies.]

 

ARTICLE
13 Waiver of Unknown Claims. It is a further condition of the consideration herein and is the intention of the parties in executing
this Agreement that the release of claims shall be effective as a bar to each and every claim, demand and cause of action herein above
specified or generically described and, in furtherance of this intention, Employee hereby expressly waives any and all rights or benefits
conferred by the provisions of Section 1542 of the California Civil Code and expressly consents that this Agreement shall be given full
force and effect according to each and all of its express terms and conditions, including those relating to unknown and unsuspected claims,
demands and causes of actions, if any, as well as those relating to any other claims, demands and causes of actions hereinabove specified.
Section 1542 provides:

 

GENERAL
RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR OR RELEASING PARTY DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE
TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER WOULD HAVE MATERIALLY AFFECTED HIS OR HER SETTLEMENT WITH THE DEBTOR OR RELEASING
PARTY.

 

Thus,
for the purposes of making a complete settlement of all claims which you may have or claim to have against the Released Parties, you
waive and release any and all claims against the Released Parties, including claims which are unknown and unsuspected as of the Effective
Date of this Agreement. You warrant that you have read this Agreement, including the Section 1542 Waiver, and have had an opportunity
to consult with counsel of your own choosing about this Agreement and specifically about the Section 1542 Waiver, and that you understand
this Agreement and the Section 1542 Waiver. You acknowledge that you may later discover facts different from or in addition to those
you now know or believe to be true regarding the matters released or described in this Agreement, and even so you agrees that the releases
and agreements contained in this Agreement shall remain effective in all respects notwithstanding any later discovery of any different
or additional facts. You assume any and all risk of any mistake in connection with the true facts involved in the matters, disputes,
or controversies released or described in this Agreement or with regard to any facts now unknown to you relating thereto.

 

You
acknowledge that you have not heretofore assigned or transferred to or purported to assign or transfer to any person or entity the Released
Claims or any part or portion thereof, and agree to indemnify and hold harmless the Released Parties from and against any claim, demand,
controversy, damage, debt, liability, account, reckoning, obligation, cost, expense, lien, action or cause of action (including the payment
of attorneys’ fees and costs actually incurred whether or not litigation commenced) based on, in connection with, or arising out
of any assignment or transfer or claimed assignment or transfer thereof.

 

    21

     

    

 

ARTICLE
14 No Pending Charges. You represent that you have no pending complaints, actions, charges or claims of any nature against the Released
Parties, or any of them, based on or related to any events or actions that occurred prior to the execution of this Agreement. Except
as set forth in Article 11 above, you agree not to file any complaints, actions, charges or claims of any nature against any one or more
of the Released Parties relating to any event or alleged event, including, but not limited to, those arising from your employment by
the Company and/or its termination, which occurred from the beginning of time until the execution of this Agreement by you. Additionally,
you agree that should any person or entity file or cause to be filed any civil action, suit, arbitration, or legal proceeding seeking
equitable or monetary relief concerning any aspect of your employment relationship with the Company or the termination of that employment,
you will not seek or accept any personal relief from or as the result of such civil action, suit, arbitration, or legal proceeding.

 

ARTICLE
15 Other Representations and Warranties.

 

15.1 No
Representations. Each Party represents and warrants that, except as expressly set forth herein, no representations of any kind or
character have been made to induce it to execute and enter into this Agreement.

 

15.2 Legal
Advice and Voluntary Execution. Each Party represents and warrants that it: (a) had the opportunity to obtain legal advice from legal
counsel of its choice before entering into this Agreement, (b) has read the contents of this Agreement; (c) fully understands the terms
and consequences of this Agreement; (d) enters this Agreement voluntarily; and (e) shall not deny the validity of this Agreement on the
grounds that it did not have advice of counsel or did not voluntarily and knowingly enter into this Agreement and agree to each of its
terms.

 

15.3 Notice.
All notices hereunder shall be in writing and delivered either personally, by United States registered or certified mail, postage
prepaid and return receipt requested, by facsimile or electronically transmitted (for example: pdf files).

 

To
Executive at the address set forth in the Company’s records.

 

If
to the Company:

MoneyLion

30 West 21st Street,

9th Floor, New York City, New York 10010

Attn: CEO

 

15.4 No
Admission of Liability. Each Party agrees that this Agreement and the terms, conditions and recitals contained herein are a good
faith compromise of disputed claims and are not to be construed as an admission of liability on the part of any Party, or of any violation
of any agreement, policy, procedure, or state or federal law or regulation, all such liability being specifically and expressly denied.

 

15.5 Governing
Law, Jurisdiction, Venue and Enforcement of Agreement. This Agreement shall be construed in accordance with, and governed by, the
laws of the State of New York, without regard to principles of conflict of laws. The Parties expressly consent to jurisdiction and venue
in New York City, New York and waive any defenses related thereto. The Parties further agree that any disputes and/or any enforcement
action shall be shall be resolved according to the dispute resolution provisions of Section 5 of the Employment Agreement.

 

15.6 Attorneys’
Fees. The Parties further agree that in the event that a claim is instituted to enforce any of the rights of the Parties to this
Agreement, the prevailing Party in such litigation shall be entitled, as additional damages, to reasonably incurred attorneys’
fees and costs incurred in the enforcement of this Agreement. Except as otherwise provided for in this Agreement, each Party shall bear
him or its own costs and attorneys’ fees, if any, relating to the matters referenced herein, including any costs or fees incurred
in reaching this Agreement.

 

    22

     

    

 

15.7 No
Strict Construction. This Agreement shall be deemed prepared by all Parties and no contrary presumption, interpretation or construction
shall arise in the event of any ambiguity or uncertainty thereof.

 

15.8 Counterparts.
This Agreement may be executed in one or more counterparts, each of which shall constitute an original document, and all of which,
when taken together, shall constitute a single document. Fax signatures and electronically transmitted signatures (for example: pdf files)
shall constitute original signatures for the purpose of this Agreement.

 

15.9 Entire
Agreement. Except for those provisions of the Employment Agreement and the Company’s Omnibus Incentive Plan, which survive
your termination of employment with Company, this Agreement constitutes the entire agreement between the Parties pertaining to the subject
matter hereof and fully supersedes any and all prior understandings, representations, warranties and agreements between the Parties,
whether oral or written, pertaining to the subject matter of this Agreement and the Released Claims. The Parties acknowledge that none
of the Parties, their agents or their attorneys have made any promise, representation or warranty whatsoever, express or implied, not
contained herein concerning the subject matter of this Agreement, to induce the Parties to execute this Agreement, and acknowledge that
the Parties have not executed this Agreement in reliance on any such promise, representation or warranty not contained herein.

 

15.10 Modification/Amendments.
No provision of this Agreement may be altered, modified, or amended except by a subsequent writing signed by all Parties. The Parties
agree that they will make no claim at any time that this Agreement has been orally altered or modified or otherwise changed by oral communications
of any kind or character.

 

15.11 Severability.
Except for the Release of Claims, should any provision of this Agreement be declared or determined by any court to be illegal or
invalid, the validity of the remaining parts, terms or provisions shall not be affected thereby and said illegal or invalid part, term
or provision shall be deemed not to be a part of this Agreement.

 

15.12 Beneficiaries.
This Agreement shall inure to the benefit of, and shall be binding upon, the Parties, including predecessor and successor corporations,
and past, present and future parent corporations, subsidiaries, affiliates affiliated companies, agents, representatives, officers, directors,
employees, attorneys, shareholders, successors and assignees, your estate and heirs (collectively “Your Beneficiaries”),
and all persons, natural or juridical, in privity with them or any of them. This means that in the event of your death, Your Beneficiaries
shall (a) receive the benefits described in Articles 2 and 3 above, and (b) be subject to all the same terms and conditions as you under
this Agreement.

 

15.13 Complete
Defense. You understand and agree that if you breach this Agreement (including but not limited to the Release of Claims), including
but not limited to filing any claim or lawsuit against any of the Released Parties seeking any relief which has been released herein,
the Release of Claims shall operate as a complete defense to such claims and all benefits provided herein shall cease, and you and Your
Beneficiaries, and all persons in privity with them, may be required to reimburse the Released Parties for any damages and attorneys’
fees and costs incurred by the Released Parties. You further understand and agree that by entering into the Release of Claims pursuant
to this Agreement, you are waiving his rights to pursue any and all Released Claims.

 

    23

     

    

 

15.14 Cooperation.
The Parties agree to do all acts and things and to make, execute and deliver such written instruments, as shall be reasonably required
of each of them to carry out the terms and provisions of this Agreement and agree that time is of the essence.

 

15.15 Your
Cooperation

 

15.15.1 You
acknowledge and agree to provide the Company with any business information relating to your employment duties with the Company upon its
request and to make yourself reasonably available to, and cooperate with, the Company and its respective representatives on an as needed
basis with respect to any matter for which you had responsibility, about which you have knowledge, and/or in which you were engaged on
behalf of the Company during your employment with the Company.

 

15.15.2 You
further agree to reasonably cooperate with the Company in any internal investigation or administrative, regulatory, or judicial proceeding.
You understand and agree that your cooperation may include, but not be limited to, making yourself available to the Company upon reasonable
notice for interviews, and factual investigations, appearing at the Company’s request to provide testimony without the necessity
of receiving a subpoena, volunteering to the Company pertinent information, and turning over to the Company all relevant documents which
may come into his possession.

 

15.15.3 You
understand and agree that you will not receive any additional compensation/consideration for complying with the provisions in this Article
15.15.

 

15.16 Continuing
Duties. All covenants, agreements, representations and warranties, made herein, shall survive the termination of your employment
and execution of this Agreement and are otherwise continuing duties, obligations, and responsibilities of the Parties. You further acknowledge
and agree that the protection of the Released Parties’ Confidential Information, as defined in the Employment Agreement, survive
the termination of your employment with the Company and you agree to comply with said terms and conditions.

 

15.17 Non-Disparagement.
You acknowledge and agree that, except as to statements required by law, compelled through valid legal process, or to the EEOC, SEC,
or state agency, you will not make any derogatory or disparaging statements about the Company Released Parties or their operations, products,
services, business, or employment practices, regardless of the truth or falsity of such statements. You understand that this Article
15.17 is a material term of this Agreement.

 

15.18 Authorization
to Sign and Competency to Waive Claim. Each person executing this Agreement warrants and represents that he has full authority to
bind the corresponding Party to this Agreement. You represent that you are competent to execute this Agreement and knowingly and voluntarily
enter into this Agreement. You certify that you are not a party to any bankruptcy, lien, creditor-debtor or other proceedings that would
impair your right or ability to waive all claims you may have against the Company Released Parties.

 

15.19 Assignment.
You shall not assign this Agreement or any rights under this Agreement or delegate any of your duties under this Agreement without
the prior written consent of the Company, and any such purported assignment or delegation without such consent shall be null and void
and of no force or effect and shall thereupon constitute a material breach of this Agreement by you. The Company may assign this Agreement
and any of its rights and duties under this Agreement, without your consent, to any third party in its sole and absolute discretion,
provided that (i) notice of such assignment shall be provided to you on a timely basis, and (ii) any such assignment by the Company shall
not relieve the Company from any liability under this Agreement.

 

    24

     

    

 

THE
UNDERSIGNED HAVE READ THE FOREGOING AGREEMENT AND ACCEPT AND AGREE TO THE PROVISIONS CONTAINED HEREIN, AND HEREBY EXECUTE IT, KNOWINGLY
AND VOLUNTARILY, AND WITH FULL UNDERSTANDING OF ITS CONSEQUENCES.

 

If
this Agreement is acceptable to you, please sign and date below and return the original to the Company within twenty-one (21) days provided
it is not before the first day after your Separation Date. The Company’s offer contained herein will automatically expire if the
Company does not receive the fully signed Agreement within the required timeframe.

 

The
Company wishes you good luck in your future endeavors.

 

Sincerely,

 

MoneyLion
Technologies Inc.

 

		By:	

 

		AGREED:	

 

		[NAME]	

 

Date:
________________

 

 

25

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