Document:

EX-10.9

 Exhibit 10.9 

FORM OF 
 AMENDED AND
RESTATED 
 AGREEMENT OF LIMITED PARTNERSHIP 

OF 
 WESTLAKE CHEMICAL
OPCO LP 
 DATED AS OF             , 2014 

 AMENDED AND RESTATED 

AGREEMENT OF LIMITED PARTNERSHIP 

OF 
 WESTLAKE CHEMICAL
OPCO LP 
 THIS AMENDED AND RESTATED AGREEMENT OF LIMITED PARTNERSHIP OF WESTLAKE CHEMICAL OPCO LP, dated as of
            , 2014, is entered into and executed by WESTLAKE CHEMICAL OPCO GP LLC, a Delaware limited liability company, as the General Partner, and WPT LLC, a Delaware limited
liability company, WESTLAKE PETROCHEMICALS LLC, a Delaware limited liability company, WESTLAKE LONGVIEW CORPORATION, a Delaware corporation, WESTLAKE VINYLS, INC., a Delaware corporation, and WESTLAKE CHEMICAL PARTNERS LP, a Delaware limited
partnership, as Limited Partners. 
 RECITALS 

WHEREAS, the Partnership (as defined below) was formed on May 6, 2014 pursuant to the Act (as defined below), subject to an Agreement of
Limited Partnership dated as of May 6, 2014 (the “Agreement of Limited Partnership”) entered into by WPT LLC, a Delaware limited liability company, as limited partner, and the General Partner (as defined below), as general partner;

 WHEREAS, the Partnership, through various transactions, issued additional limited partner interests in the Partnership to WPT LLC,
Westlake Petrochemicals LLC, Westlake Vinyls, Inc. and Westlake Longview Corporation; 
 WHEREAS, WPT LLC contributed a portion of its
limited partner interest in the Partnership to Westlake Chemical Partners LP; and 
 WHEREAS, the General Partner and the Limited Partners
now desire to amend and restate the Agreement of Limited Partnership in its entirety upon the terms and conditions stated below. 
 NOW,
THEREFORE, the Agreement of Limited Partnership is hereby amended and restated in its entirety as follows: 
 ARTICLE I 

DEFINITIONS 
 The following
definitions shall for all purposes, unless otherwise clearly indicated to the contrary, apply to the terms used in this Agreement. 

“Act” means the Delaware Revised Uniform Limited Partnership Act, as amended from time to time, and any successor to
such act. 
 “Affiliate” means, with respect to any Person, any other Person that directly or indirectly through one
or more intermediaries controls, is controlled by or is under common control with, the Person in question. As used herein, the term “control” means the possession, direct or indirect, of the power to direct or cause the direction of the
management and policies of a Person, whether through ownership of voting securities, by contract or otherwise. 

  
 1 

 “Agreement” means this Amended and Restated Agreement of Limited
Partnership of Westlake Chemical OpCo LP, as it may be amended, supplemented or restated from time to time. This Agreement shall constitute a “partnership agreement” as such term is defined in the Act. 

“Agreement of Limited Partnership” has the meaning set forth in the recitals. 

“Bad Faith” means with respect to any determination, action or omission, of any Person, board or committee, that such
Person, board or committee reached such determination, or engaged in or failed to engage in such act or omission, with the belief that such determination, action or omission was adverse to the interest of the Partnership. 

“Certificate of Limited Partnership” means the Certificate of Limited Partnership filed with the Secretary of State of
the State of Delaware pursuant to which the Partnership was formed as a Delaware limited partnership and as described in the first sentence of Section 2.5, as amended or restated from time to time. 

“Code” means the Internal Revenue Code of 1986, as amended, and in effect from time to time. Any reference herein to a
specific section or sections of the Code shall be deemed to include a reference to any corresponding provision of any successor law. 

“General Partner” means Westlake Chemical OpCo GP LLC, a Delaware limited liability company, in its capacity as
the general partner of the Partnership, and any successor to Westlake Chemical OpCo GP LLC, as the general partner of the Partnership. 

“Indemnitee” means (a) the General Partner, (b) any former General Partner, (c) any Person who is or
was an Affiliate of the General Partner or any former General Partner, (d) any Person who is or was a member, partner, director, officer, fiduciary or trustee of any Person which any of the preceding clauses of this definition describes,
(e) any Person who is or was serving at the request of the General Partner or any former General Partner or any Affiliate of the General Partner or any former General Partner as an officer, director, member, partner, fiduciary or trustee of
another Person, (provided, however, that that Person shall not be an Indemnitee by reason of providing, on a fee-for-services basis, trustee, fiduciary or
custodial services), and (f) any other Person the General Partner designates as an “Indemnitee” for purposes of this Agreement. 

“Limited Partner” means the Persons listed as Limited Partners on Schedule I, as it may be updated,
amended, supplemented or restated from time to time by the General Partner, and any other limited partner admitted to the Partnership from time to time following the date of this Agreement. 

“Partner” means the General Partner or any Limited Partner. 

“Partnership” means Westlake Chemical OpCo LP, a Delaware limited partnership. 

  
 2 

 “Percentage Interest” means, with respect to any Partner,
the percentage set forth on Schedule I next to such Partner’s name under the heading “Percentage Interest.” 

“Person” or “person” means an individual or a corporation, firm, limited
liability company, partnership, joint venture, trust, unincorporated organization, association, governmental agency or political subdivision thereof or other entity. 

ARTICLE II 

ORGANIZATIONAL MATTERS 

Section 2.1 Formation. The General Partner and WPT LLC, as the initial limited partner, formed the Partnership as a limited
partnership pursuant to the provisions of the Act. The General Partner and the Limited Partners hereby enter into this Agreement to set forth the rights and obligations of the Partners and certain matters related thereto. Except as otherwise
provided herein, the rights and obligations of the Partners and the administration, dissolution and termination of the Partnership shall be governed by the Act. 

Section 2.2 Name. The name of the Partnership shall be, and the business of the Partnership shall be conducted under the name of,
“Westlake Chemical OpCo LP.” 
 Section 2.3 Principal Office; Registered Office. 

(a) The principal office of the Partnership shall be at 2801 Post Oak Boulevard, Suite 600, Houston, Texas 77056, or such other place as the
General Partner may from time to time designate. The Partnership may maintain offices at such other places as the General Partner deems advisable. 

(b) The registered office of the Partnership required by the Act to be maintained in the State of Delaware shall be the office of the initial
registered agent named in the Certificate of Limited Partnership, or such other place as the General Partner may from time to time designate in the manner provided by law. The registered agent for service of process at such address shall be the
initial registered agent named in the Certificate of Limited Partnership, or such other person as the General Partner may designate in the manner provided by law. 

Section 2.4 Term. The Partnership commenced on the date the Certificate of Limited Partnership was filed pursuant to
Section 2.5 and shall continue in existence until an election by the General Partner to dissolve the Partnership. 

Section 2.5 Organizational Certificate. A Certificate of Limited Partnership of the Partnership has been filed with the Secretary
of State of the State of Delaware as required by the Act. The General Partner shall file or cause to be filed such other certificates or documents as may be required for the formation, operation and qualification of a limited partnership in the
State of Delaware and any jurisdiction in which the Partnership may elect to do business. The General Partner shall file or cause to be filed any necessary amendments to the Certificate of Limited Partnership and any such other certificates and
documents and do all things requisite to the maintenance of the Partnership as a limited partnership (or as a partnership in which the Limited Partners have limited liability) under the laws of the State of Delaware and any jurisdiction in which the
Partnership may elect to do business. 

  
 3 

 Section 2.6 Fiscal Year. The fiscal year of the Partnership shall be January 1
to December 31. 
 ARTICLE III 

PURPOSE 
 The purpose and
business of the Partnership shall be to engage in any lawful activity for which limited partnerships may be organized under the Act. 

ARTICLE IV 
 CAPITAL
CONTRIBUTIONS; PERCENTAGE INTERESTS 
 No Partner shall have the obligation to make any additional capital contribution to the
Partnership. The Percentage Interests of the Partners are set forth on Schedule I, as such schedule may be updated, amended, supplemented or restated from time to time. 

ARTICLE V 
 CAPITAL
ACCOUNTS ALLOCATIONS 
 Section 5.1 Capital Accounts. The Partnership shall maintain a capital account for each of the
Partners in accordance with the regulations issued pursuant to Section 704 of the Code and as determined by the General Partner as consistent therewith. 

Section 5.2 Allocations. For U.S. federal income tax purposes, each item of income, gain, loss, deduction and credit of the
Partnership shall be allocated among the Partners in accordance with their Percentage Interests, except that the General Partner shall have the authority to make such other allocations as are necessary and appropriate to comply with Section 704
of the Code and the regulations issued pursuant thereto. 
 Section 5.3 Reserves and Distributions. From time to time, but not
less often than quarterly, the General Partner shall review the Partnership’s accounts and determine the amount of the Partnership’s available cash and appropriate reserves (including cash reserves for future maintenance capital
expenditures, working capital, turnaround reserves and other matters), and the Partnership shall make a distribution to the Partners of the available cash, subject to the reserves. The General Partner’s determination of the amount of
distributions and reserves shall be made on its behalf by its sole member, Westlake Chemical Partners LP. The General Partner may make such cash distributions as it may determine and without being limited to current or accumulated income or gains
from any Partnership funds, including, without limitation, Partnership revenues, capital contributions or borrowed funds; provided, that no such distribution shall be made if, after giving effect thereto, the liabilities of the Partnership
exceed the fair market value of the assets of the Partnership. The General Partner may, subject to the foregoing proviso, also cause the Partnership to distribute to the Partners other Partnership property or other securities of the Partnership or
other entities. All distributions, including distributions in liquidation of the Partnership, shall be made in accordance with the Percentage Interests of the Partners. 

  
 4 

 ARTICLE VI 

MANAGEMENT AND OPERATIONS OF BUSINESS 

Section 6.1 General Partner’s Authority; Reimbursement. Except as otherwise expressly provided in this Agreement, all powers
to control and manage the business and affairs of the Partnership shall be vested exclusively in the General Partner; and the Limited Partners shall not have any power to control or manage the Partnership. The General Partner shall be reimbursed on
a basis as the General Partner may determine for (a) all direct and indirect expenses it incurs or payments it makes on behalf of the Partnership (including salary, bonus, incentive compensation and other amounts paid to any Person, including
Affiliates of the General Partner, to perform services for the Partnership or for the General Partner in the discharge of its duties to the Partnership) and (b) all other direct and indirect expenses allocable to the Partnership or otherwise
incurred by the General Partner in connection with operating the Partnership’s business (including expenses allocated to the General Partner by its Affiliates). The General Partner shall determine the expenses that are allocable to the
Partnership. Reimbursements pursuant to this Section 6.1 shall be in addition to any reimbursement to the General Partner as a result of indemnification pursuant to Section 6.3. The General Partner may be removed or replaced
only with the written consent of the General Partner and Limited Partners having at least 95% of the Percentage Interests. 

Section 6.2 Approval Required for Certain Action. In addition to matters set forth in Section 5.2, the General Partner
shall not cause the Partnership to, and the Partnership shall not, take any of the following actions without the approval or consent of the Limited Partners (which consent may be made categorically or by policy): 

(a) effecting any merger or consolidation involving the Partnership; 

(b) effecting any sale or exchange of all or substantially all of Partnership’s assets; 

(c) dissolving or liquidating the Partnership; 

(d) creating or causing to exist any consensual restriction on the ability of the Partnership or its subsidiaries to make distributions, pay
any indebtedness, make loans or advances or transfer assets to its Limited Partners or their subsidiaries; 
 (e) settling or compromising
any claim, dispute or litigation directly against, or otherwise relating to indemnification by the Partnership of, any of the directors or officers of the General Partner; or 

(f) issuing additional interests in the Partnership. 

Section 6.3 Indemnification. 

(a) To the fullest extent permitted by law, all Indemnitees shall be indemnified and held harmless by the Partnership from and against any and
all losses, claims, damages, liabilities, joint or several, expenses (including legal fees and expenses), judgments, fines, penalties, interest, settlements or other amounts arising from any and all threatened,

  
 5 

 
pending or completed claims, demands, actions, suits or proceedings, whether civil, criminal, administrative or investigative, and whether formal or informal and including appeals, in which any
Indemnitee may be involved, or is threatened to be involved, as a party or otherwise, by reason of its status as an Indemnitee and acting (or refraining to act) in such capacity; provided, that the Indemnitee shall not be indemnified and held
harmless if there has been a final and non-appealable judgment entered by a court of competent jurisdiction determining that, in respect of the matter for which the Indemnitee is seeking indemnification pursuant to this Section 6.3, the
Indemnitee acted in Bad Faith or, in the case of a criminal matter, acted with knowledge that the Indemnitee’s conduct was unlawful. Any indemnification pursuant to this Section 6.3 shall be made only out of the assets of the
Partnership, it being agreed that the Partners shall not be personally liable for such indemnification and shall have no obligation to contribute or loan any monies or property to the Partnership to enable it to effectuate such indemnification. 

(b) To the fullest extent permitted by law, expenses (including legal fees and expenses) incurred by an Indemnitee who is indemnified pursuant
to Section 6.3(a) in appearing at, participating in or defending any claim, demand, action, suit or proceeding shall, from time to time, be advanced by the Partnership prior to a final and non-appealable judgment entered by a court of
competent jurisdiction determining that, in respect of the matter for which the Indemnitee is seeking indemnification pursuant to this Section 6.3, that the Indemnitee is not entitled to be indemnified upon receipt by the Partnership of
any undertaking by or on behalf of the Indemnitee to repay such amount if it shall be ultimately determined that the Indemnitee is not entitled to be indemnified as authorized by this Section 6.3. 

(c) The indemnification provided by this Section 6.3 shall be in addition to any other rights to which an Indemnitee may be
entitled under any agreement, as a matter of law, in equity or otherwise, both as to actions in the Indemnitee’s capacity as an Indemnitee and as to actions in any other capacity, and shall continue as to an Indemnitee who has ceased to serve
in such capacity and shall inure to the benefit of the heirs, successors, assigns and administrators of the Indemnitee. 
 (d) The
Partnership may purchase and maintain (or reimburse any Partner or its Affiliates for the cost of) insurance, on behalf of any Partner, its Affiliates, the Indemnitees and such other Persons as the General Partner shall determine, against any
liability that may be asserted against, or expense that may be incurred by, such Person in connection with the Partnership’s activities or such Person’s activities on behalf of the Partnership, regardless of whether the Partnership would
have the power to indemnify such Person against such liability under the provisions of this Agreement. 
 (e) For purposes of this
Section 6.3, the Partnership shall be deemed to have requested an Indemnitee to serve as fiduciary of an employee benefit plan whenever the performance by it of its duties to the Partnership also imposes duties on, or otherwise involves
services by, it to the plan or participants or beneficiaries of the plan; excise taxes assessed on an Indemnitee with respect to an employee benefit plan pursuant to applicable law shall constitute “fines” within the meaning of
Section 6.3(a); and action taken or omitted by it with respect to any employee benefit plan in the performance of its duties for a purpose reasonably believed by it to be in the best interest of the participants and beneficiaries of the
plan shall be deemed to be for a purpose that is in the best interests of the Partnership. 

  
 6 

 (f) In no event may an Indemnitee subject any of the Partners to personal liability by reason of
the indemnification provisions set forth in this Agreement. 
 (g) An Indemnitee shall not be denied indemnification in whole or in part
under this Section 6.3 because the Indemnitee had an interest in the transaction with respect to which the indemnification applies if the transaction was otherwise permitted by the terms of this Agreement. 

(h) The provisions of this Section 6.3 are for the benefit of the Indemnitees and their heirs, successors, assigns, executors and
administrators and shall not be deemed to create any rights for the benefit of any other Persons. 
 (i) No amendment, modification or
repeal of this Section 6.3 or any provision hereof shall in any manner terminate, reduce or impair the right of any past, present or future Indemnitee to be indemnified by the Partnership, nor the obligations of the Partnership to
indemnify any such Indemnitee under and in accordance with the provisions of this Section 6.3 as in effect immediately prior to such amendment, modification or repeal with respect to claims arising from or relating to matters occurring,
in whole or in part, prior to such amendment, modification or repeal, regardless of when such claims may arise or be asserted. 

Section 6.4 Limitation of Liability of Indemnitees. 

(a) Notwithstanding anything to the contrary set forth in this Agreement or under the Act or any other law, rule or regulation at equity, no
Indemnitee shall be liable for monetary damages or otherwise to the Partnership, to another Partner, to any other Person who acquires an interest in the Partnership or to any other Person bound by this Agreement, for losses sustained or liabilities
incurred, of any kind or character, as a result of its or any other Indemnitee’s determinations, act(s) or omission(s) in their capacities as Indemnitees; provided however, that an Indemnitee shall be liable for losses or liabilities sustained
or incurred by the Partnership, any Partners, any other Persons who acquire an interest in the Partnership or any other Person bound by this Agreement, if it is determined by a final non-appealable judgment entered by a court of competent
jurisdiction that such losses or liabilities were the result of the conduct engaged by such Indemnitee being in Bad Faith or with respect to any criminal conduct, with the knowledge that such Indemnitee’s conduct was unlawful. 

(b) To the extent that, at law or in equity, an Indemnitee has duties (including fiduciary duties) and liabilities relating thereto to the
Partnership, any Partners, any other Persons who acquire an interest in the Partnership or any other Person bound by this Agreement, the General Partner and any other Indemnitee acting in connection with the Partnership’s business or affairs
shall not be liable to the Partnership, to any Partner, to any Person who acquires an interest in the Partnership or to any other Person bound by this Agreement for its reliance on the provisions of this Agreement. 

(c) Any amendment, modification or repeal of this Section 6.4 or any provision hereof shall be prospective only and shall not in
any way affect the limitations on the liability of the Indemnitees under this Section 6.4 as in effect immediately prior to such amendment, modification or repeal with respect to claims arising from or relating to matters occurring, in
whole or in part, prior to such amendment, modification or repeal, regardless of when such claims may arise or be asserted. 

  
 7 

 Section 6.5 Loans or Contributions from the Partnership. The Partnership may lend or
contribute to any Affiliate or Limited Partner, and any Affiliate or Limited Partner may borrow from the Partnership, funds on terms and conditions determined by the General Partner. 

ARTICLE VII 
 RIGHTS
AND OBLIGATIONS OF LIMITED PARTNERS 
 The Limited Partners shall have no liability under this Agreement. 

ARTICLE VIII 

DISSOLUTION AND LIQUIDATION 

The Partnership shall be dissolved, and its affairs shall be wound up, upon the expiration of its term as provided in Section 2.4.

 ARTICLE IX 

AMENDMENT OF PARTNERSHIP AGREEMENT 

Subject to Section 6.3, the General Partner may amend any provision of this Agreement with the consent of the Limited Partners having at
least 75% of the Percentage Interests, and may execute, swear to, acknowledge, deliver, file and record whatever documents may be required in connection therewith. 

ARTICLE X 
 GENERAL
PROVISIONS 
 Section 10.1 Addresses and Notices. Any notice to the Partnership shall be deemed given if received by it in
writing at the principal office of the Partnership designated pursuant to Section 2.3(a). Any notice to the General Partner or a Limited Partner shall be deemed given if received by it in writing at the address designated in
Schedule I, or such other place as the General Partner or Limited Partner may from time to time designate. 
 Section 10.2
Binding Effect. This Agreement shall be binding upon and inure to the benefit of the parties hereto and their successors and assigns. 

Section 10.3 Integration. This Agreement constitutes the entire agreement among the parties pertaining to the subject matter
hereof and supersedes all prior agreements and understandings pertaining thereto. 
 Section 10.4 Severability. If any provision
of this Agreement is or becomes invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the remaining provisions hereof, or of such provision in other respects, shall not be affected thereby. 

Section 10.5 Applicable Law. This Agreement shall be governed by and construed and enforced in accordance with the laws of the
State of Delaware. 

  
 8 

 Section 10.6 No Third Party Beneficiary. This Agreement is made solely and
specifically for the benefit of the Partners and their successors and assigns and no other Persons shall have any rights, interest or claims hereunder or be entitled to any benefits under or on account of this Agreement as a third party beneficiary
or otherwise. None of the provisions of this Agreement shall be for the benefit of, or shall be enforceable by, any creditor of the Partnership. 

[Remainder of Page Intentionally Left Blank] 

  
 9 

 WHEREFORE, this Amended and Restated Agreement of Limited Partnership has been duly
executed by the General Partner and the Limited Partners as of the date first above written. 
  

			
	GENERAL PARTNER:
	
	WESTLAKE CHEMICAL OPCO GP LLC
		
	By:	 	  

	Name:	 	
	Title:	 	
	
	LIMITED PARTNERS:
	
	WPT LLC
		
	By:	 	Westlake Chemical Investments, Inc., its Manager
	By:	 	  

	Name:	 	
	Title:	 	
	
	WESTLAKE PETROCHEMICALS LLC
		
	By:	 	Westlake Chemical Investments, Inc., its Manager
		
	By:	 	  

	Name:	 	
	Title:	 	

 SIGNATURE PAGE TO 

AMENDED AND RESTATED AGREEMENT OF LIMITED
PARTNERSHIP 

 
			
	WESTLAKE LONGVIEW CORPORATION
		
	By:	 	  

	Name:	 	
	Title:	 	
	
	WESTLAKE VINYLS, INC.
		
	By:	 	  

	Name:	 	
	Title:	 	
	
	WESTLAKE CHEMICAL PARTNERS LP
		
	By:	 	Westlake Chemical Partners GP LLC, its general partner
		
	By:	 	  

	Name:	 	
	Title:	 	

 SIGNATURE PAGE TO 

AMENDED AND RESTATED AGREEMENT OF LIMITED
PARTNERSHIP 

 SCHEDULE I 

 

			
	 Limited Partner Name and Address
	  	 Percentage Interest

	 WPT LLC
 2801 Post Oak Boulevard, Suite
600
 Houston, Texas 77056
	  	
		
	 Westlake Petrochemicals LLC
 2801 Post
Oak Boulevard, Suite 600
 Houston, Texas 77056
	  	
		
	 Westlake Longview Corporation
 2801 Post
Oak Boulevard, Suite 600
 Houston, Texas 77056
	  	
		
	 Westlake Vinyls, Inc.
 2801 Post Oak
Boulevard, Suite 600
 Houston, Texas 77056
	  	
		
	 Westlake Chemical Partners LP
 2801
Post Oak Boulevard, Suite 600
 Houston, Texas 77056
	  	
		
	 General Partner Name and Address
	  	
	 Westlake Chemical OpCo GP LLC
 2801
Post Oak Boulevard, Suite 600
 Houston, Texas 77056EX-10.1

 Exhibit 10.1 

MASTER AGREEMENT 
 AMONG 

GENERAL ELECTRIC CAPITAL CORPORATION, 

SYNCHRONY FINANCIAL, 
 AND 

SOLELY FOR PURPOSES OF CERTAIN SECTIONS AND ARTICLES SET FORTH HEREIN 

GENERAL ELECTRIC COMPANY 
 Dated [—], 2014 

 Table of Contents 

 

							
	 	 	 	  	Page	 
			
	 ARTICLE I
	 	 DEFINITIONS
	  	 	2	  
			
	 1.1
	 	 Certain Definitions
	  	 	2	  
	 1.2
	 	 Other Terms
	  	 	13	  
			
	 ARTICLE II
	 	 THE SEPARATION
	  	 	15	  
			
	 2.1
	 	 Transfer of Assets; Assumption of Liabilities; Consideration
	  	 	15	  
	 2.2
	 	 Company Assets
	  	 	16	  
	 2.3
	 	 Company Liabilities
	  	 	17	  
	 2.4
	 	 Termination of Agreements
	  	 	18	  
	 2.5
	 	 DISCLAIMER OF REPRESENTATIONS AND WARRANTIES
	  	 	19	  
	 2.6
	 	 Governmental Approvals and Consents
	  	 	20	  
	 2.7
	 	 Novation of Assumed Company Liabilities
	  	 	21	  
	 2.8
	 	 Novation of Liabilities other than Company Liabilities
	  	 	21	  
			
	 ARTICLE III
	 	 THE INITIAL PUBLIC OFFERING AND ACTIONS PENDING THE INITIAL PUBLIC OFFERING; OTHER TRANSACTIONS
	  	 	22	  
			
	 3.1
	 	 The Initial Public Offering
	  	 	22	  
	 3.2
	 	 The Distribution or Other Disposition
	  	 	22	  
			
	 ARTICLE IV
	 	 INTERCOMPANY TRANSACTIONS AS OF THE CLOSING DATE
	  	 	23	  
			
	 4.1
	 	 Time and Place of Closing
	  	 	23	  
	 4.2
	 	 Closing Transactions
	  	 	23	  
	 4.3
	 	 Amended and Restated Certificates of Incorporation and Amended and Restated Bylaws
	  	 	24	  
	 4.4
	 	 Transfers of Assets and Assumption of Liabilities
	  	 	24	  
	 4.5
	 	 Transfer of Excluded Assets; Assumption of Excluded Liabilities
	  	 	24	  
	 4.6
	 	 Tax Matters
	  	 	26	  
			
	 ARTICLE V
	 	 FINANCIAL AND OTHER INFORMATION
	  	 	26	  
			
	 5.1
	 	 Annual Financial Information
	  	 	26	  
	 5.2
	 	 Quarterly Financial Information
	  	 	27	  
	 5.3
	 	 GECC’s Operating Reviews
	  	 	28	  
	 5.4
	 	 General Financial Statement Requirements
	  	 	29	  
	 5.5
	 	 Twenty-Percent Threshold
	  	 	29	  
	 5.6
	 	 GE Public Filings
	  	 	31	  
	 5.7
	 	 GE Annual Statements
	  	 	32	  
	 5.8
	 	 Fifty-Percent Threshold
	  	 	33	  
	 5.9
	 	 Accountants’ Reports
	  	 	34	  
	 5.10
	 	 Regulatory Requirements and Information
	  	 	34	  
	 5.11
	 	 Agreement for Exchange of Information; Archives
	  	 	36	  
	 5.12
	 	 Ownership of Information
	  	 	37	  

  
 i 

 Table of Contents 

(Continued) 
  

							
	 	 	 	  	Page	 
			
	 5.13
	 	 Compensation for Providing Information
	  	 	37	  
	 5.14
	 	 Record Retention
	  	 	37	  
	 5.15
	 	 Liability
	  	 	38	  
	 5.16
	 	 Other Agreements Providing for Exchange of Information
	  	 	38	  
	 5.17
	 	 Production of Witnesses; Records; Cooperation
	  	 	38	  
	 5.18
	 	 Privilege
	  	 	39	  
	 5.19
	 	 Reasonable
	  	 	39	  
			
	 ARTICLE VI
	 	 RELEASE; INDEMNIFICATION
	  	 	40	  
			
	 6.1
	 	 Release of Pre-Closing Claims
	  	 	40	  
	 6.2
	 	 General Indemnification by the Company
	  	 	42	  
	 6.3
	 	 General Indemnification by GECC
	  	 	42	  
	 6.4
	 	 Registration Statement Indemnification
	  	 	43	  
	 6.5
	 	 Contribution
	  	 	44	  
	 6.6
	 	 Indemnification Obligations Net of Insurance Proceeds and Other Amounts, On an After-Tax Basis
	  	 	45	  
	 6.7
	 	 Procedures for Indemnification of Third-Party Claims
	  	 	45	  
	 6.8
	 	 Additional Matters
	  	 	46	  
	 6.9
	 	 Remedies Cumulative; Limitations of Liability
	  	 	47	  
	 6.10
	 	 Survival of Indemnities
	  	 	48	  
			
	 ARTICLE VII
	 	 OTHER AGREEMENTS
	  	 	48	  
			
	 7.1
	 	 Further Assurances
	  	 	48	  
	 7.2
	 	 Confidentiality
	  	 	49	  
	 7.3
	 	 Insurance Matters
	  	 	50	  
	 7.4
	 	 Allocation of Costs and Expenses
	  	 	53	  
	 7.5
	 	 Covenants Against Taking Certain Actions Affecting the GE Group
	  	 	53	  
	 7.6
	 	 No Violations
	  	 	55	  
	 7.7
	 	 Litigation and Settlement Cooperation
	  	 	55	  
	 7.8
	 	 [Reserved]
	  	 	56	  
	 7.9
	 	 Future Intercompany Transactions
	  	 	56	  
	 7.10
	 	 Use of GE Name and Marks
	  	 	56	  
	 7.11
	 	 Further Action Regarding Intellectual Property
	  	 	56	  
	 7.12
	 	 Company Financing
	  	 	57	  
	 7.13
	 	 GE Policies
	  	 	57	  
	 7.14
	 	 Credit Support Arrangements
	  	 	58	  
	 7.15
	 	 Non-Compete
	  	 	59	  
			
	 ARTICLE VIII
	 	 CORPORATE GOVERNANCE MATTERS
	  	 	60	  
			
	 8.1
	 	 Approval Rights
	  	 	60	  
	 8.2
	 	 Director Nomination Rights
	  	 	62	  
	 8.3
	 	 Committees of the Board
	  	 	64	  

  
 ii 

 Table of Contents 

(Continued) 
  

							
	 	 	 	  	Page	 
			
	 8.4
	 	 Meetings of the Board
	  	 	64	  
	 8.5
	 	 Bank Board
	  	 	64	  
	 8.6
	 	 Compliance with Organizational Documents
	  	 	65	  
			
	 ARTICLE IX
	 	 DISPUTE RESOLUTION
	  	 	65	  
			
	 9.1
	 	 General Provisions
	  	 	65	  
	 9.2
	 	 Consideration by Senior Executives
	  	 	66	  
	 9.3
	 	 Mediation
	  	 	66	  
	 9.4
	 	 Arbitration
	  	 	67	  
			
	 ARTICLE X
	 	 MISCELLANEOUS
	  	 	68	  
			
	 10.1
	 	 Corporate Power; Fiduciary Duty
	  	 	68	  
	 10.2
	 	 Governing Law
	  	 	68	  
	 10.3
	 	 Survival of Covenants
	  	 	68	  
	 10.4
	 	 Force Majeure
	  	 	69	  
	 10.5
	 	 Notices
	  	 	69	  
	 10.6
	 	 Severability
	  	 	70	  
	 10.7
	 	 Entire Agreement
	  	 	70	  
	 10.8
	 	 Assignment; No Third-Party Beneficiaries
	  	 	70	  
	 10.9
	 	 Public Announcements
	  	 	70	  
	 10.10
	 	 Amendment
	  	 	70	  
	 10.11
	 	 Rules of Construction
	  	 	70	  
	 10.12
	 	 Counterparts
	  	 	71	  

  
 iii 

 EXHIBITS 
  

			
	A	  	Form of Transitional Services Agreement
	B	  	Form of Registration Rights Agreement
	C	  	Form of Tax Sharing and Separation Agreement
	D	  	Form of Employee Matters Agreement
	E	  	Form of Transitional Trademark License Agreement
	F	  	Form of Intellectual Property Cross License Agreement
	G	  	Form of Amended and Restated Certificate of Incorporation
	H	  	Form of Amended and Restated Bylaws
	I	  	Form of Company Term Loan Agreement
	J	  	Form of GECC Term Loan Agreement
	K	  	Form of MNT Subservicing Agreement

 SCHEDULES 
  

					
	Schedule 1.1(a)	 	—	    	Supply and Vendor Contracts
	Schedule 1.1(d)	 	—	    	Company Contracts
	Schedule 2.2(a)(i)	 	—	    	Company Assets
	Schedule 2.2(a)(ii)(B)	 	—	    	Capital Stock of Subsidiaries
	Schedule 2.2(a)(iii)	 	—	    	Intellectual Property and Software
	Schedule 2.2(b)(i)	 	—	    	Excluded Assets
	Schedule 2.2(b)(ii)	 	—	    	Excluded Contracts
	Schedule 2.3(a)(i)	 	—	    	Company Liabilities
	Schedule 2.4(b)(ii)	 	—	    	Continuing Agreements
	Schedule 2.4(b)(iii)	 	—	    	Guarantees
	Schedule 2.4(b)(iv)	 	—	    	Continuing Agreements
	Schedule 5.1	 	—	    	Annual Corporate Reporting Data
	Schedule 5.2	 	—	    	Quarterly Corporate Reporting Data
	Schedule 5.3	 	—	    	FP&A Reports
	Schedule 5.10(a)	 	—	    	Regulatory Requirements and Information
	Schedule 6.2(d)	 	—	    	Transaction Documents – Company Indemnification
	Schedule 6.3(c)	 	—	    	Transaction Documents – GECC Indemnification
	Schedule 7.3	 	—	    	Company Insurance Arrangements
	Schedule 7.5(b)	 	—	    	GECC Contracts
	Schedule 7.5(c)	 	—	    	Affiliate Contracts
	Schedule 7.7	 	—	    	Litigation and Settlement Cooperation
	Schedule 7.13	 	—	    	GE Policies
	Schedule 9.1	 	—	    	Transaction Documents – Dispute Resolution

  
 iv 

 MASTER AGREEMENT 

MASTER AGREEMENT, dated [—], 2014 (this “Agreement”), among General
Electric Capital Corporation, a Delaware corporation (“GECC”), General Electric Company, a New York corporation (“GE”) (solely for purposes of the GE Executory Sections), and Synchrony Financial, a Delaware corporation
(the “Company”). Certain terms used in this Agreement are defined in Section 1.1. 
 W I T N E S S E T H: 

WHEREAS, the Company is a direct, wholly-owned Subsidiary of GE Consumer Finance Inc., a Delaware corporation (“GECFI”) which
is a direct, wholly-owned Subsidiary of GECC; 
 WHEREAS, the boards of directors of GE, GECC and GECFI have approved the separation of the
Company Group into a separate business (the “Separation”); 
 WHEREAS, during the period from April 1, 2013 to
September 30, 2013, as part of a regulatory restructuring, the Company acquired substantially all of the assets and operations of GE’s North American retail finance business, including all of the Stock of GE Capital Retail Bank (the
“Corporate Reorganization”); 
 WHEREAS, since September 30, 2013, the Company has acquired additional assets of
GE’s North American retail finance business; 
 WHEREAS, the boards of directors of GECC, GECFI and the Company have approved the
acquisition of all Company Assets not previously transferred in the Corporate Reorganization (or otherwise) by the Company and its Subsidiaries and the assumption of the Company Liabilities not previously assumed, all as more fully described in this
Agreement and the Transaction Documents; 
 WHEREAS, the boards of directors of GECC and GECFI have further determined it is appropriate and
advisable, on the terms and conditions contemplated hereby, to cause the Company to offer and sell for its own account in the Initial Public Offering a limited number of shares of Company Common Stock; 

WHEREAS, after the Initial Public Offering, (i) GECC may transfer shares of GECFI Stock to GE and GECFI may transfer shares of Company
Common Stock to GE (or such other permitted transferees) and (ii) GE may transfer shares of Company Common Stock to holders of shares of GE Common Stock by means of one or more distributions by GE to holders of GE Common Stock of shares of
Company Common Stock, one or more offers to holders of GE Common Stock to exchange their GE Common Stock for shares of Company Common Stock, or any combination thereof (the “Distribution”). Alternatively, GECFI may effect a
disposition of its Company Common Stock pursuant to one or more public or private offerings or other similar transactions (“Other Disposition”) or GECFI (or other permitted transferees) may continue to hold its interest in shares of
Company Common Stock; 

 WHEREAS, for U.S. federal income tax purposes, the Distribution, if effected, is intended to
qualify as a tax-free split-off under Section 355 of the Code; and 
 WHEREAS, it is appropriate and desirable to set forth the
principal corporate transactions required to effect the Separation and certain other agreements that will, following the consummation of the Initial Public Offering, govern certain matters relating to the Separation, the Distribution or Other
Disposition and the relationship of GE, GECC, the Company and their respective Subsidiaries. 
 NOW, THEREFORE, in consideration of the
premises and the covenants and agreements contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, and intending to be legally bound hereby, the Parties hereby agree as follows:

 ARTICLE I 
 DEFINITIONS 

1.1 Certain Definitions. For purposes of this Agreement, the following terms shall have the meanings specified in this
Section 1.1: 
 “Action” means any demand, action, claim, dispute, suit, countersuit, arbitration, inquiry,
proceeding or investigation by or before any federal, state, local, foreign or international Governmental Authority or any arbitration or mediation tribunal. 

“Affiliate” (and, with a correlative meaning, “affiliated”) means, with respect to any Person, any direct or
indirect subsidiary of such Person, and any other Person that directly, or through one or more intermediaries, controls or is controlled by or is under common control with such first Person; provided, however, that from and after the
Closing Date, no member of the Company Group shall be deemed an Affiliate of any member of the GE Group for purposes of this Agreement and the Transaction Documents and no member of the GE Group shall be deemed an Affiliate of any member of the
Company Group for purposes of this Agreement and the Transaction Documents. As used in this definition, “control” (including with correlative meanings, “controlled by” and “under common control
with”) means possession, directly or indirectly, of power to direct or cause the direction of management or policies or the power to appoint and remove a majority of directors (whether through ownership of securities or partnership or other
ownership interests, by contract or otherwise). 
 “Applicable Accounting Method” means the applicable accounting method by
which GE or GECC is required, in accordance with GAAP, to account for its investment in the Company (namely, on a consolidated basis, under the equity method or under the cost method). 

“Assets” means, with respect to any Person, the assets, properties and rights (including goodwill) of such Person, wherever
located (including in the possession of vendors or other third parties or elsewhere), whether real, personal or mixed, tangible, intangible or contingent, in each case whether or not recorded or reflected or required to be recorded or reflected on
the books and records or financial statements of such Person, including the following: 
 (a) all accounting and other books, records and
files whether in paper, microfilm, microfiche, computer tape or disc, magnetic tape or any other form; 

  
 2 

 (b) all apparatus, computers and other electronic data processing equipment, fixtures, machinery,
equipment, furniture, office equipment, automobiles, trucks, vessels, motor vehicles and other transportation equipment and other tangible personal property; 

(c) all interests in real property of whatever nature, including easements, whether as owner, mortgagee or holder of a Security Interest in
real property, lessor, sublessor, lessee, sublessee or otherwise; 
 (d) all interests in any capital stock or other equity interests of any
Subsidiary or any other Person, all bonds, notes, debentures or other securities issued by any Subsidiary or any other Person, all loans, advances or other extensions of credit or capital contributions to any Subsidiary or any other Person and all
other investments in securities of any Person; 
 (e) all license agreements, leases of personal property, open purchase orders for
supplies, parts or services and other contracts, agreements or commitments; 
 (f) all deposits, letters of credit and performance and
surety bonds; 
 (g) all written technical information, data, specifications, research and development information, engineering drawings,
operating and maintenance manuals, and materials and analyses prepared by consultants and other third parties; 
 (h) all domestic and
foreign intangible personal property, patents, copyrights, trade names, trademarks, service marks and registrations and applications for any of the foregoing, mask works, trade secrets, inventions, designs, ideas, improvements, works of authorship,
recordings, other proprietary and confidential information and licenses from third Persons granting the right to use any of the foregoing; 

(i) all computer applications, programs and other Software, including operating Software, network Software firmware, middleware, design
Software, design tools, systems documentation and instructions; 
 (j) all cost information, sales and pricing data, customer prospect
lists, supplier records, customer and supplier lists, customer and vendor data, correspondence and lists, product literature, artwork, design, formulations and specifications, quality records and reports and other books, records, studies, surveys,
reports, plans and documents; 
 (k) all prepaid expenses, trade accounts and other accounts and notes receivables; 

(l) all rights under contracts or agreements, all claims or rights against any Person arising from the ownership of any Asset, all rights in
connection with any bids or offers and all claims, choses in action or similar rights, whether accrued or contingent; 

  
 3 

 (m) all licenses, permits, approvals and authorizations which have been issued by any
Governmental Authority; 
 (n) cash or cash equivalents, bank accounts, lock boxes and other deposit arrangements; and 

(o) interest rate, currency, commodity or other swap, collar, cap or other hedging or similar agreements or arrangements. 

“Bank Board” means the board of directors of GE Capital Retail Bank. 

“Board” means the Board of Governors of the Federal Reserve System. 

“Business Day” means Monday to Friday, except for any day on which banking institutions in New York, New York are authorized
or required by applicable Law or executive order to close. 
 “CALMA” means the Capital Assurance and Liquidity Maintenance
Agreement entered into by and among GECRB, GECC, and each Immediate Parent Company (as “Immediate Parent Company” is defined in the Operating Agreement entered into on or about January 11, 2013, by and between GECRB and the Office of
the Comptroller of the Currency). 
 “Capital Markets and Treasury Activity” means any activity undertaken in connection
with efforts by any Person to raise for or on behalf of any Person capital from any public or private source, and other treasury functions conducted by the GE treasury unit of the GE Group, including obtaining or arranging debt issuance and other
external or intercompany funding transactions, providing for or arranging cash management banking activities, carrying out investments in excess cash, carrying out hedging or derivative transactions and providing or arranging for credit support,
each primarily for the benefit of any member of the GE Group. 
 “Code” means the Internal Revenue Code of 1986, as
amended. 
 “Company Balance Sheet” means the Company’s Combined Statement of Financial Position as of
December 31, 2013 included in the IPO Registration Statement. 
 “Company Business” means (a) the current
businesses of the members of the Company Group; and (b) those terminated, divested or discontinued businesses which are or should be included as historical operations of the Company Group consistent with the methodology applied in the basis of
presentation of the Company Carve-Out Financial Statements. 
 “Company Carve-Out Financial Statements” means the audited
combined statements of earnings for the years ended December 31, 2013, 2012 and 2011, the combined statements of financial position as of December 31, 2013 and 2012 and the combined statements of cash flows for the years ended
December 31, 2013, 2012 and 2011. 
 “Company Common Stock” means the common stock, $0.01 par value per share, of the
Company. 

  
 4 

 “Company Contracts” means the following contracts and agreements, whether or not
in writing, except for any such contract or agreement that is contemplated to be retained by GECC or any member of the GE Group pursuant to any provision of this Agreement or any Transaction Document: 

(a) any supply or vendor contracts or agreements to which GE or any of its Affiliates is a party or by which GE or any of its Affiliates or
any of their respective Assets is bound and listed or described on Schedule 1.1(a) (or the applicable licenses, leases, addendums and similar arrangements thereunder as described on Schedule 1.1(a)); 

(b) any contract or agreement entered into in the name of, or expressly on behalf of, any division, business unit or member of the Company
Group; 
 (c) [Reserved]; 

(d) the contracts, agreements and other documents to which GE or any of its Affiliates is a party or by which GE or any of its Affiliates or
any of their respective Assets is bound and listed or described on Schedule 1.1(d) (or the applicable licenses, leases, addendums and similar arrangements thereunder as described on Schedule 1.1(d)); 

(e) any guarantee, indemnity, representation or warranty of any member of the Company Group or the GE Group in respect of (i) any other
Company Contract, (ii) any Company Liability or (iii) the Company Business; and 
 (f) any contract or agreement that is otherwise
expressly contemplated pursuant to this Agreement or any of the Transaction Documents to be assigned to the Company or any member of the Company Group. 

“Company Group” means the Company, each Subsidiary of the Company immediately after the Closing (in each case so long as such
Subsidiary remains a Subsidiary of the Company) and each other Person that is controlled either directly or indirectly by the Company immediately after the Closing in each case so long as such Person continues to be controlled either directly or
indirectly by the Company). 
 “Company Insurance Arrangements” means the insurance policy listed on Schedule 7.3
hereto and all policies of or agreements for insurance and interests in insurance pools and programs acquired after the Closing by and exclusively for the benefit of any member of the Company Group. 

“Company IP Transfer Standard” means all Intellectual Property and Software that is used primarily in the Company Business.

 “Company Senior Notes” means approximately $[—] aggregate principal
amount of senior unsecured notes to be issued by the Company. 
 “Company Term Loan Agreement” means the Credit Agreement
to be entered into by and among the Company, as borrower, [—], as administrative agent and as a lender, and the additional lenders party thereto, as set forth on Exhibit I.

  
 5 

 “Competing Business” means the business of providing credit to consumers through
(i) private label credit cards or dual cards (credit cards that function as both private label credit card and general purpose credit card) in conjunction with programs with retailers, merchants or health care providers primarily for the
purchase of goods and services from the applicable retailer, merchant or health care provider or (ii) general purpose credit cards (defined as a credit card that is widely accepted by merchants for the purchase of products or services issued in
conjunction with a credit card association network, such as Visa, MasterCard, and American Express). “Consumer” for purposes of this definition refers to an individual who incurs an obligation primarily for personal, family, or household
purposes. 
 “Consents” means any consent, waiver or approval from, or notification requirement to, any third parties. 

“Consolidation Threshold” means the members of the GE Group’s beneficial ownership, in the aggregate, (excluding for
such purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC being a sponsor of or advisor
to a mutual or similar fund that beneficially owns shares of Company Common Stock) on any date during a fiscal year at least fifty percent (50%) of the then outstanding Company Common Stock, or, notwithstanding such percentage, if any member of
the GE Group is required during any fiscal year, in accordance with GAAP, to consolidate the Company’s financial statements with its financial statements, then in respect of such fiscal year. 

“Corporate Reorganization Agreements” means the definitive agreements which govern or relate to the Corporate Reorganization.

 “Corporate Reporting Data” means the Corporate Data Repository (CDR) submissions and data requirements, the Data Request
(DR) and Web Reporting Interface (WRI) submissions and data requirements, and the Management’s Discussion and Analysis (MD&A) and Annual Report (A/R) submissions and data requirements, as set forth in detail on Schedules 5.1 and
5.2. 
 “De Minimis Business” means (a) any minority equity investment by a member of the GE Group in any
Person (i) in which the GE Group collectively holds not more than 25% of the outstanding voting securities or similar equity interests, to the extent such equity interests do not give the GE Group the right to designate a majority, or such
higher amount constituting a controlling number, of the members of the board of directors (or similar governing body) of such entity, or (ii) in which the amount invested by the GE Group collectively is less than $100 million, in each case
excluding any ownership of Company Common Stock, or (b) any business activity that would otherwise violate Section 7.15(a) that is carried on by an After-Acquired Business or an After-Acquired Company, but only
if, at the time of such acquisition, the revenues derived from the Covered Business by such After-Acquired Business or After-Acquired Company constitute less than 10% of the gross revenues of such After-Acquired Business or After-Acquired
Company for the most recently completed fiscal year preceding such acquisition. 
 “Debt Registration Statement” means the
registration statement on Form S-1 filed under the Securities Act pursuant to which the Company Senior Notes will be registered. 

  
 6 

 “Default Recovery Activities” means the exercise of any rights or remedies in
connection with any Capital Markets, Financing, Insurance, Leasing, Other Financial Services or Securities Activity (whether such rights or remedies arise under any agreement relating to such activity, under applicable Law or otherwise) including
any foreclosure, realization or repossession or ownership of any collateral, business assets or other security for any Financing (including the equity in any entity or business), Insurance or Other Financial Services Activity or any property subject
to Leasing. 
 “Employee Liabilities” shall have the meaning set forth in the Employee Matters Agreement. 

“Employee Matters Agreement” means the Employee Matters Agreement in substantially the form attached hereto as Exhibit
D, to be entered into by and among GE, GECC and the Company. 
 “Exchange Act” shall mean the Securities Exchange Act
of 1934, as amended, and the rules and regulations of the SEC thereunder, all as the same shall be in effect at the time that reference is made thereto. 

“Excluded Employee Liabilities” shall have the meaning set forth in the Employee Matters Agreement. 

“Existing Business Activities” means any existing business conducted or investment held by GE or its Subsidiaries (other than
the business currently solely conducted through the members of the Company Group), or contemplated by any existing third party contractual arrangements applicable to any member of the GE Group (other than the business currently solely conducted
through the members of the Company Group), on the date of this Agreement. 
 “Financial Services Business” means any
activities undertaken principally in connection with or in furtherance of (i) any Capital Markets Activity, (ii) Financing, (iii) Leasing, (iv) Default Recovery Activities, (v) Other Financial Services Activities,
(vi) any Securities Activity or (vii) the sale of Insurance, the conduct of any Insurance brokerage activities or services or the provision of Insurance advisory services, business processes or Software. Financial Services Business also
includes any investment or ownership interest in a Person through an employee benefit or pension plan. 
 “Financing” means
the making, entering into, purchase of, or participation in (including syndication or servicing activities) (i) secured or unsecured loans, conditional sales agreements, debt instruments or transactions of a similar nature or for similar
purposes, (ii) non-voting preferred equity investments, and (iii) investments as a limited partner in a partnership or as a member of a limited liability company in which another person who is not an Affiliate is a management member, but
for the avoidance of doubt excluding, in the case of (i), engaging in activities that would constitute a Competing Business; provided, that in the event that the requirements of Section 7.15(b) would otherwise be applicable to an
activity that falls within clauses (ii) or (iii) of this definition, GECC or the applicable Subsidiary must comply with the requirements of Section 7.15(b). 

  
 7 

 “Force Majeure” means, with respect to a Party, an event beyond the control of
such Party (or any Person acting on its behalf), which by its nature could not have been foreseen by such Party (or such Person), or, if it could have been foreseen, was unavoidable, and includes, acts of God, storms, floods, riots, fires, sabotage,
civil commotion or civil unrest, interference by civil or military authorities, acts of war (declared or undeclared) or armed hostilities or other national or international calamity or one or more acts of terrorism or failure of energy sources. 

“FP&A Reports” means the SRO data requirements, the Session I and Session II data requirements and the Op Plan data
requirements, as set forth in detail on Schedule 5.3. 
 “GAAP” means United States generally accepted accounting
principles. 
 “GE Common Stock” means the common stock, par value $0.06 per share, of GE. 

“GE Executory Sections” means Sections 2.1(a)(i), 2.1(b), 2.2(a)(iii), 2.2(a)(vi), 2.4,
2.6, 2.7(b), 2.8(a), 4.4, 4.5(c), 5.5(d), 5.5(f), 5.7(b), 5.15, 6.1(b), 6.1(e), 7.1, 7.2, 7.3, 7.5(c), 7.6, 7.7, 7.11,
7.14 and 7.15 and Articles IX and X. 
 “GE Group” means GE and each Person (other than any
member of the Company Group) that is an Affiliate of GE immediately after the Closing. 
 “GE Insurance Arrangements” means
all policies of or agreements for insurance and interests in insurance pools and programs held in the name of GE or any of its Affiliates and any rights thereunder, in each case other than any Company Insurance Arrangements. 

“GE IP Transfer Standard” means all Intellectual Property and Software that is not used primarily in the Company Business.

 “GE Name and Mark” means any and all Marks owned by GE and its Affiliates (other than those set forth, or required to be
set forth, on Schedule 2.2(a)(iii)) as of the Closing Date or any derivations thereof, in each case whether alone or in combination with other words, and including the Licensed Marks and all Marks embodying any of the foregoing. 

“GECC Term Loan Agreement” means the Credit Agreement to be entered into by and between the Company, as borrower, and GECC or
its designee, as administrative agent and as lender, as set forth on Exhibit J. 
 “Governmental Approvals”
means any notice, report or other filing to be made with, or any consent, registration, approval, permit or authorization to be obtained from, any Governmental Authority. 

“Governmental Authority” means any entity exercising executive, legislative, judicial, regulatory or administrative functions
of or pertaining to the government, including any governmental authority, agency, department, board, commission or instrumentality whether federal, state, local or foreign (or any political subdivision thereof), and any tribunal, court or
arbitrator(s) of competent jurisdiction. 
 “Group” means the GE Group or the Company Group, as the context requires. 

  
 8 

 “HOLA” means the Home Owners’ Loan Act of 1933, as amended. 

“Indebtedness” means, with respect to any Person, any Liability of such Person in respect of borrowed money or evidenced by
bonds, notes, debentures or similar instruments and shall also include (a) any Liability of such Person under any agreement related to the fixing of interest rates on any Indebtedness and (b) any capitalized lease obligations of such
Person (if and to the extent the same would appear on a balance sheet of such Person prepared in accordance with GAAP). 

“Information” means information, whether or not patentable or copyrightable, in written, oral, electronic or other tangible
or intangible forms, stored in any medium, including studies, reports, records, books, contracts, instruments, surveys, discoveries, ideas, concepts, know-how, techniques, designs, specifications, drawings, blueprints, diagrams, models, prototypes,
samples, flow charts, data, computer data, disks, diskettes, tapes, computer programs or other Software, marketing plans, customer names, communications by or to attorneys (including attorney-client privileged communications), memoranda and other
materials prepared by attorneys or under their direction (including attorney work product), and other technical, financial, employee or business information or data. 

“Initial Public Offering” means the initial public offering of the Company Common Stock. 

“Insurance” means any product or service determined to constitute insurance, assurance or reinsurance by the Laws in effect
in any jurisdiction in which the restriction set forth in Section 7.15(a) applies. 
 “Insurance Proceeds”
means those monies: (a) received by an insured from an insurance carrier; (b) paid by an insurance carrier on behalf of the insured; or (c) received (including by way of set off) from any third party in the nature of insurance,
contribution or indemnification in respect of any Liability; in any such case net of any applicable premium adjustments (including reserves and retrospectively rated premium adjustments) and net of any costs or expenses incurred in the collection
thereof. 
 “Intellectual Property” means all of the following, whether protected, created or arising under the laws of the
United States or any other foreign jurisdiction, including: (i) patents, patent applications (along with all patents issuing thereon), statutory invention registrations, divisions, continuations, continuations-in-part, substitute applications
of the foregoing and any extensions, reissues, restorations and reexaminations thereof, and all rights therein provided by international treaties or conventions (collectively, “Patents”); (ii) trademarks, service marks, trade
names, service names, taglines, slogans, industrial designs, brand names, brand marks, trade dress, identifying symbols, logos, emblems, signs or insignia, monograms, domain names, domain name locators, meta tags, website search terms and key words,
and other identifiers of source, including all goodwill associated therewith, and any and all common law rights, and registrations and applications for registration thereof, all rights therein provided by international treaties or conventions, and
all reissues, extensions and renewals of any of the foregoing (collectively, “Marks”); (iii) copyrights, mask work rights, database rights and design rights, whether or not registered, published or unpublished, and
registrations and applications for registration thereof; 

  
 9 

 
and all rights therein whether provided by international treaties or conventions or otherwise; (iv) trade secrets; and (v) all other applications and registrations related to any of the
intellectual property rights set forth in the foregoing clauses (i) - (iv) above. 
 “Intellectual Property Cross License
Agreement” means the Intellectual Property Cross License Agreement in substantially the form attached hereto as Exhibit F, to be entered into by and between GECC and the Company. 

“IP Application” means any application for the registration, acquisition or perfection of intellectual property rights,
including patent applications, copyright applications and trademark applications. 
 “IPO Registration Statement” means the
registration statement on Form S-1 filed under the Securities Act (No. 333-194528) pursuant to which the offering of Company Common Stock to be sold by the Company in the Initial Public Offering will be registered. 

“Law” means any federal, state, local or foreign law (including common law), statute, code, ordinance, rule, regulation or
other requirement enacted, promulgated, issued, communicated or entered by a Governmental Authority. 
 “Leasing” means the
rental, leasing, or financing under operating leases, finance leases or hire purchase or rental agreements, of property, whether real, personal, tangible or intangible. 

“Liabilities” means any debt, loss, damage, adverse claim, liability or obligation of any Person (whether direct or indirect,
known or unknown, asserted or unasserted, absolute or contingent, accrued or unaccrued, liquidated or unliquidated, or due or to become due, and whether in contract, tort, strict liability or otherwise), and including all costs and expenses relating
thereto. 
 “Licensed Marks” shall have the meaning specified in the Transitional Trademark License Agreement. 

“Marks” has the meaning set forth in the definition of “Intellectual Property”. 

“Mizuho Guarantee” means the Guarantee dated as of June 23, 2012 by GECC in favor of Mizuho Corporate Bank, Ltd. 

“MNT Subservicing Agreement” means the MNT Subservicing Agreement substantially in the form of Exhibit K. 

“Other Financial Services Activities” means the offering, sale, distribution or provision, directly or through any
distribution system or channel, of any financial products, financial services, deposits and other banking products, fuel cards and similar cards used in the commercial fleet management business to purchase fuel or other transportation-related
purchases, asset management services, including investments on behalf of GE’s financial services affiliates purely for financial investment purposes, investments for the benefit of third party and client accounts, vendor financing and trade
payables services, back-office billing, processing, collection and administrative services or products or services related or ancillary to 

  
 10 

 
any of the foregoing, but for the avoidance of doubt excluding, in the case of the offering, sale, distribution or provision of financial products, financial services and other banking products,
engaging in activities that would constitute a Competing Business. 
 “Parties” means GECC, the Company and, solely for
purposes of the GE Executory Sections, GE. 
 “Patents” has the meaning set forth in the definition of “Intellectual
Property”. 
 “Permitted Acquisition” means any direct or indirect acquisition by the Company or any of its
Subsidiaries of Stock, Stock Equivalents or assets, or control, of any Person not requiring the prior written approval of GECC pursuant to Section 8.1(a)(iii). 

“Person” means any individual, corporation, partnership, firm, joint venture, association, joint-stock company, trust,
unincorporated organization, Governmental Authority or other entity. 
 “Prospectus” means the prospectus or prospectuses
included in any of the Registration Statements, as amended or supplemented by any prospectus supplement and by all other amendments and supplements to any such prospectus, including post-effective amendments and all material incorporated by
reference in such prospectus or prospectuses. 
 “Registration Rights Agreement” means the Registration Rights Agreement in
substantially the form attached hereto as Exhibit B, to be entered into by and between GECC and the Company. 

“Registration Statements” means the IPO Registration Statement, the Debt Registration Statement and any registration
statement in connection with the Distribution or Other Disposition, including in each case the Prospectus related thereto, amendments and supplements to any such Registration Statement and/or Prospectus, including post-effective amendments, all
exhibits thereto and all materials incorporated by reference in any such Registration Statement or Prospectus. 
 “Regulation
LL” means Regulation LL of the Board (12 C.F.R. Pt. 238). 
 “SEC” means the Securities and Exchange Commission.

 “Securities Act” means the Securities Act of 1933, as amended. 

“Securities Activity” means any activity, function or service (without regard to where such activity function or service
actually occurs) which, if undertaken or performed (i) in the United States would be subject to the United States federal securities Laws or the securities Laws of any state of the United States or (ii) outside of the United States within
any other jurisdiction in which the restrictions set forth in Section 7.15(a) apply, would be subject to any Law in any such jurisdiction governing, regulating or pertaining to the sale, distribution or underwriting of securities or the
provision of investment management, financial advisory or similar services. 
 “Securitization Note Sale and Assignment
Agreements” means the various agreements effectuating the sale of certain asset-backed securities issued by the GE Capital Credit Card Master Note Trust from GECC and two of its subsidiaries, Employers’ Reassurance Corporation and
Union Fidelity Life Insurance Company, in each case, to the Company. 

  
 11 

 “Security Interest” means any mortgage, security interest, pledge, lien, charge,
claim, option, right to acquire, voting or other restriction, right-of-way, covenant, condition, easement, encroachment, restriction on transfer, or other encumbrance of any nature whatsoever. 

“Software” means the object and source code versions of computer programs and associated documentation, training materials
and configurations to use and modify such programs, including programmer, administrator, end user and other documentation. 

“Stock” means shares of capital stock (whether denominated as common stock or preferred stock), beneficial, partnership or
membership interests, participations or other equivalents (regardless of how designated) of or in a corporation, partnership, limited liability company or business trust, whether voting or non-voting. 

“Stock Equivalents” means all securities convertible into or exchangeable for Stock and all warrants, options or other rights
to purchase or subscribe for any Stock, whether or not presently convertible, exchangeable or exercisable, and all voting debt. 

“Subsidiary” or “subsidiary” means, with respect to any Person, any corporation, limited liability company,
joint venture or partnership of which such Person (a) beneficially owns, either directly or indirectly, more than fifty percent (50%) of (i) the total combined voting power of all classes of voting securities of such entity,
(ii) the total combined equity interests, or (iii) the capital or profit interests, in the case of a partnership; or (b) otherwise has the power to vote, either directly or indirectly, sufficient securities to elect a majority of the
board of directors or similar governing body. 
 “Sumitomo Guarantee” means the Guarantee dated as of February 26,
2012 by GECC in favor of Sumitomo Mitsui Banking Corporation. 
 “Tax” has the meaning ascribed thereto in the Tax Sharing
and Separation Agreement. 
 “Tax Sharing and Separation Agreement” means the Tax Sharing and Separation Agreement,
substantially in the form attached hereto as Exhibit C, to be entered into by and between GE and the Company. 

“Transactions” means, collectively, (i) the Separation, (ii) the Initial Public Offering, (iii) the
Distribution or Other Disposition, if effected and (iv) all other transactions contemplated by this Agreement or any Transaction Document. 

“Transitional Services Agreement” means the Transitional Services Agreement in substantially the form attached hereto as
Exhibit A, to be entered into by and between GECC and the Company. 
 “Transitional Trademark License Agreement”
means the Transitional Trademark License Agreement in substantially the form attached hereto as Exhibit E, to be entered into by and between GE Capital Registry, Inc. and the Company. 

  
 12 

 “Trigger Date” means the first date on which members of the GE Group cease to
beneficially own (excluding for such purposes shares of Company Common Stock beneficially owned by GE but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GE
being a sponsor of or advisor to a mutual or similar fund that beneficially owns shares of Company Common Stock) more than fifty percent (50%) of the outstanding Company Common Stock. 

“Underwriters” means the managing underwriters for the Initial Public Offering. 

“Underwriting Agreement” means the Underwriting Agreement entered into on the date hereof by and among the Company and the
Underwriters in connection with the offering of the Company Common Stock by the Company in the Initial Public Offering. 
 “Undrawn
Committed Securitization Documents” means the loan agreements, notes, indenture supplements, fee letters and related documentation to be entered into by certain Company subsidiaries, private lenders and other transaction parties in
connection with the Undrawn Committed Securitizations. 
 “Undrawn Committed Securitizations” means the issuance of
asset-backed securitization notes that will provide the Company with an aggregate of approximately $[—] of undrawn committed borrowing capacity from various private lenders through two of the
Company’s subsidiary securitization master note trusts. 
 “Wholly-Owned Subsidiary” means each Subsidiary in which
the Company owns (directly or indirectly) all of the outstanding voting Stock, voting power, partnership interests or similar ownership interests, except for director’s qualifying shares in nominal amount. 

1.2 Other Terms. For purposes of this Agreement, the following terms have the meanings set forth in the sections indicated. 

 

			
	 Term
	  	 Section

	After-Acquired Business	  	7.15(c)
	After-Acquired Company	  	7.15(c)
	After-Tax Basis	  	6.6(c)
	Agreement	  	Preamble
	Amended and Restated Bylaws	  	4.3
	Amended and Restated Bank Bylaws	  	4.3
	Bank Charter	  	4.3
	Bank Regulatory Agencies	  	5.10(a)
	Charter	  	4.3
	Closing	  	4.1
	Closing Date	  	4.1
	Company	  	Preamble
	Company Assets	  	2.2(a)
	Company Auditors	  	5.7(a)
	Company Board	  	5.8(d)
	Company Confidential Information	  	7.2(a)

  
 13 

			
	 Term
	  	 Section

	Company Indemnified Parties	  	6.3
	Company Information	  	5.5(f)
	Company Liabilities	  	2.3(a)
	Company Public Documents	  	5.5(d)
	Company Transfer Documents	  	4.5(b)
	Company’s Knowledge	  	7.6(a)
	Corporate Reorganization	  	Recitals
	Covered Business	  	7.15(a)
	CPR	  	9.3
	CPR Arbitration Rules	  	9.4(a)
	Deregistration	  	5.10
	Dispute	  	9.1(a)
	Distribution	  	Recitals
	Excluded Assets	  	2.2(b)
	Excluded Liabilities	  	2.3(b)
	GE	  	Preamble
	GE Annual Statements	  	5.7
	GE Appointee	  	8.5(a)
	GE Auditors	  	5.7(a)
	GE Confidential Information	  	7.2(b)
	GE Designee	  	8.2(a)
	GE Indemnified Parties	  	6.2
	GE Policies	  	7.13
	GE Public Filings	  	5.6
	GE’s Knowledge	  	7.6(b)
	GECC	  	Preamble
	GECC Transfer Documents	  	4.4
	GECFI	  	Recitals
	GECRB	  	Section 8.1(a)(iii)
	Guarantees	  	2.4(b)(iii)
	Indemnified Party	  	6.6(a)
	Indemnifying Party	  	6.6(a)
	Indemnity Payment	  	6.6(a)
	Initial Notice	  	9.2
	Joint Claims	  	7.7
	Non-Settling Party	  	7.7
	Organizational Documents	  	8.6
	Other Disposition	  	Recitals
	Pre-Trigger Date Event	  	7.3(b)
	Privilege	  	5.18
	Registration Indemnified Parties	  	6.4(a)
	Regulation Y	  	8.1(a)(iii)
	Representatives	  	7.2(a)
	Response	  	9.2
	Scheduled Policies	  	7.13

  
 14 

			
	 Term
	  	 Section

	Separation	  	Recitals
	Settling Party	  	7.7
	Third-Party Claim	  	6.7(a)
	Transaction Documents	  	4.2(b)
	Transfer Documents	  	4.5(b)

 ARTICLE II 

THE SEPARATION 
 2.1 Transfer
of Assets; Assumption of Liabilities; Consideration. 
 (a) Subject to Section 3.2, to the extent not already transferred or
assumed prior to the date hereof, following the execution and delivery of this Agreement by each of the Parties hereto (and in any event no later than the Closing): 

(i) GE and GECC shall, and shall cause their applicable Subsidiaries to, contribute, assign, transfer, convey and deliver to
the Company or certain of its Subsidiaries designated by the Company, and the Company or such Subsidiaries shall accept from GE and GECC and their applicable Subsidiaries, all of GE’s and GECC’s and such Subsidiaries’ respective
rights, titles and interests in and to all Company Assets; and 
 (ii) The Company and certain of its Subsidiaries designated
by the Company shall accept, assume and agree faithfully to perform, discharge when due and fulfill all the Company Liabilities, in accordance with their respective terms. The Company and such Subsidiaries shall be responsible for all Company
Liabilities, regardless of when or where such Company Liabilities arose or arise, or whether the facts on which they are based occurred prior to or subsequent to the Closing Date, regardless of where or against whom such Company Liabilities are
asserted or determined (including, subject to Section 6.1(b), any Company Liabilities arising out of claims made by GE’s, GECC’s or the Company’s respective directors, officers, employees, agents, Subsidiaries or
Affiliates against any member of the GE Group or the Company Group) or whether asserted or determined prior to the date hereof, and, except as set forth in Section 2.3(b)(iv), regardless of whether arising from or alleged to arise from
negligence, recklessness, violation of Law, fraud or misrepresentation by any member of the GE Group or the Company Group, or any of their respective directors, officers, employees, agents, Subsidiaries or Affiliates. 

(b) If at any time or from time to time (whether prior to or after the Closing Date), any Party hereto (or any member of such Party’s
respective Group), shall receive or otherwise possess any Asset that is allocated to any other Person pursuant to this Agreement or any Transaction Document, such Party shall promptly transfer, or cause to be transferred, such Asset to the Person so
entitled thereto. Prior to any such transfer, the Person receiving or possessing such Asset shall hold such Asset in trust for any such other Person. 

  
 15 

 2.2 Company Assets. 

(a) For purposes of this Agreement, “Company Assets” shall mean (without duplication): 

(i) the Assets listed or described on Schedule 2.2(a)(i) and all other Assets that were transferred to the Company or to
any member of the Company Group by the Corporate Reorganization Agreements, or designated by this Agreement or any Transaction Document as Assets to be transferred to the Company or any other member of the Company Group; 

(ii) (A) all Company Contracts and (B) all issued and outstanding capital stock or membership or partnership interests of
the entities listed on Schedule 2.2(a)(ii)(B); 
 (iii) (A) all Intellectual Property registrations, applications for
Intellectual Property registration, domain names and Software listed or described on Schedule 2.2(a)(iii); (B) excluding any Intellectual Property and Software required to be listed or described on Schedule 2.2(a)(iii), all
Intellectual Property and Software owned or held by any member of the Company Group that is used primarily in the Company Business; provided that the Parties hereto agree that they intend that, as between the GE Group and the Company Group,
(x) all Intellectual Property and Software owned or held immediately prior to the Closing Date by GECC or any of its Subsidiaries that meets the Company IP Transfer Standard is to be transferred to the Company or its designee and (y) all
Intellectual Property and Software that meets the GE IP Transfer Standard is to be transferred to GECC or its designee; and (C) any Intellectual Property and Software transferred to the Company or its designee pursuant to
Section 7.11(a); 
 (iv) any rights under GE Insurance Arrangements provided to any member of the Company Group
pursuant to Section 7.3, in each case to the extent provided by and subject to the terms of Section 7.3; 

(v) all Assets reflected as Assets of the Company and its Subsidiaries in the Company Balance Sheet, subject to any
dispositions of such Assets subsequent to the date of the Company Balance Sheet; and 
 (vi) any and all Assets (other than
Intellectual Property and Software) owned or held immediately prior to the Closing Date by GE or any of its Subsidiaries that are used primarily in the Company Business. The intention of this clause (vi) is only to rectify any inadvertent
omission of transfer or conveyance of any Assets that, had the Parties given specific consideration to such Asset as of the date hereof, would have otherwise been classified as a Company Asset. In addition, no Asset shall be deemed a Company
Asset solely as a result of this clause (vi) unless a claim with respect thereto is made by the Company on or prior to the later of (A) the Trigger Date and (B) the first anniversary of the Closing Date. 

Notwithstanding the foregoing, the Company Assets shall not in any event include the Excluded Assets referred to in Section 2.2(b). 

  
 16 

 (b) For the purposes of this Agreement, “Excluded Assets” shall mean: 

(i) the Assets listed or described on Schedule 2.2(b)(i); 

(ii) the contracts and agreements listed or described on Schedule 2.2(b)(ii); and 

(iii) any and all Assets that are expressly contemplated by the Corporate Reorganization Agreements, this Agreement or any
Transaction Document as Assets to be retained by GECC or any other member of the GE Group, or that are not otherwise expressly contemplated as being included as Company Assets. 

2.3 Company Liabilities. 

(a) For the purposes of this Agreement, “Company Liabilities” shall mean (without duplication): 

(i) the Liabilities listed or described on Schedule 2.3(a)(i) and all other Liabilities that are expressly provided by
this Agreement or any Transaction Document as Liabilities assumed or to be assumed by the Company or any other member of the Company Group, and all agreements, obligations and Liabilities of the Company or any other member of the Company Group under
this Agreement or any of the Transaction Documents; 
 (ii) all Liabilities, including Employee Liabilities but excluding the
Excluded Employee Liabilities, to the extent relating to, arising out of or resulting from: 
 (A) the operation of the
Company Business, as conducted at any time before, on or after the Closing Date (including any Liability relating to, arising out of or resulting from any act or failure to act by any director, officer, employee, agent or representative (whether or
not such act or failure to act is or was within such Person’s authority)); 
 (B) the operation of any business
conducted by any member of the Company Group at any time after the Closing Date (including any Liability relating to, arising out of or resulting from any act or failure to act by any director, officer, employee, agent or representative (whether or
not such act or failure to act is or was within such Person’s authority)); or 
 (C) any Company Assets (including any
Company Contracts and any real property and leasehold interests); 
 in any such case whether arising before, on or after the Closing Date;

 (iii) all Liabilities reflected as liabilities or obligations of the Company or its Subsidiaries in the Company Balance
Sheet, subject to any discharge of such Liabilities subsequent to the date of the Company Balance Sheet; and 
 (iv) subject
to Section 6.1(b), all Liabilities arising out of claims made by GE’s or the Company’s respective directors, officers, employees, agents, Subsidiaries or Affiliates against any member of the GE Group or the Company Group with
respect to the Company Business. 

  
 17 

 (b) For the purposes of this Agreement, “Excluded Liabilities” shall mean
(without duplication): 
 (i) (A) any and all Liabilities that (x) are expressly contemplated by this Agreement, any
Transaction Document or the basis of presentation underlying the Company Carve-Out Financial Statements as Liabilities to be retained or assumed by GE or any other member of the GE Group or as operations to be excluded from the historic financial
reporting of the Company or (y) should be excluded from the historic financial reporting of the Company consistent with the methodology applied in the basis of presentation of the Company Carve-Out Financial Statements, and (B) all
agreements and obligations of any member of the GE Group under this Agreement or any of the Transaction Documents; 
 (ii)
any and all Liabilities of a member of the GE Group relating to, arising out of or resulting from any Excluded Assets; 

(iii) the Excluded Employee Liabilities; and 

(iv) any and all liabilities arising from a knowing violation of Law, fraud or misrepresentation by any member of the GE Group
or any of their respective directors, officers, employees or agents (other than any individual who at the time of such act was acting in his or her capacity as a director, officer, employee or agent of any member of the Company Group). 

(c) Any Liabilities of any member of the GE Group not expressly referenced in Section 2.3(a) above are Excluded Liabilities and
all Excluded Liabilities shall not be Company Liabilities. 
 2.4 Termination of Agreements. 

(a) Except as set forth in Section 2.4(b), the Company, on behalf of itself and each member of the Company Group, on the one hand,
and GE and GECC on behalf of themselves and each member of the GE Group, on the other hand, hereby terminate any and all agreements, arrangements, commitments or understandings, whether or not in writing, between or among the Company or any member
of the Company Group, on the one hand, and GE, GECC or any member of the GE Group, on the other hand, effective as of the Closing Date. No such terminated agreement, arrangement, commitment or understanding (including any provision thereof which
purports to survive termination) shall be of any further force or effect after the Closing Date. Each Party shall, at the reasonable request of any other Party, take, or cause to be taken, such other actions as may be necessary to effect the
foregoing. 
 (b) The provisions of Section 2.4(a) shall not apply to any of the following agreements, arrangements, commitments
or understandings (or to any of the provisions thereof): 
 (i) this Agreement and the Transaction Documents (and each other
agreement or instrument expressly contemplated by this Agreement or any Transaction Document to be entered into or continued by either of GECC or the Company or any of the members of their respective Groups); 

  
 18 

 (ii) except to the extent redundant with any provision of or service provided
under this Agreement or any of the Transaction Documents (including any exhibits or schedules thereto), the agreements, arrangements, commitments and understandings listed or described on Schedule 2.4(b)(ii); 

(iii) the guarantees, indemnification obligations, surety bonds and other credit support agreements, arrangements, commitments
or understandings listed or described on Schedule 2.4(b)(iii) (the “Guarantees”); 
 (iv) any
agreements, arrangements, commitments or understandings to which any Person other than GECC and the Company and their respective Affiliates is a party listed or described on Schedule 2.4(b)(iv) (it being understood that to the extent that the
rights and obligations of the Parties and the members of their respective Groups under any such agreements, arrangements, commitments or understandings constitute Company Assets or Company Liabilities, they shall be assigned pursuant to
Section 2.1); 
 (v) any accounts payable or accounts receivable between a member of the GE Group, on the one
hand, and a member of the Company Group, on the other hand, accrued as of the Closing Date and reflected in the books and records of the Parties or otherwise documented in writing in accordance with past practices; provided, however,
that all trade accounts payable, trade accounts receivable and intercompany loans must be settled within ninety (90) days after the Closing Date, except as otherwise provided for in the Transaction Documents; 

(vi) any agreements, arrangements, commitments or understandings to which any non-wholly owned Subsidiary of GE or the Company,
as the case may be, is a party (it being understood that directors’ qualifying shares or similar interests will be disregarded for purposes of determining whether a Subsidiary is wholly owned); and 

(vii) any other agreements, arrangements, commitments or understandings that this Agreement or any Transaction Document
expressly contemplates will survive the Closing Date. 
 2.5 DISCLAIMER OF REPRESENTATIONS AND WARRANTIES. GECC (ON BEHALF OF ITSELF
AND EACH MEMBER OF THE GE GROUP) AND THE COMPANY (ON BEHALF OF ITSELF AND EACH MEMBER OF THE COMPANY GROUP) EACH UNDERSTAND AND AGREE THAT, EXCEPT AS EXPRESSLY SET FORTH HEREIN, IN ANY TRANSACTION DOCUMENT OR IN ANY CORPORATE REORGANIZATION
AGREEMENT, NO PARTY TO THIS AGREEMENT, ANY TRANSACTION DOCUMENT, ANY CORPORATE REORGANIZATION AGREEMENT OR ANY OTHER AGREEMENT OR DOCUMENT CONTEMPLATED BY THIS AGREEMENT, ANY TRANSACTION DOCUMENT, ANY CORPORATE REORGANIZATION AGREEMENT OR OTHERWISE,

  
 19 

 
IS REPRESENTING OR WARRANTING OR HAS MADE ANY REPRESENTATION OR WARRANTY IN ANY WAY AS TO THE ASSETS, BUSINESSES OR LIABILITIES TRANSFERRED OR ASSUMED AS CONTEMPLATED HEREBY OR THEREBY, AS TO ANY
CONSENTS OR APPROVALS REQUIRED IN CONNECTION HEREWITH OR THEREWITH, AS TO THE VALUE OF OR FREEDOM FROM ANY SECURITY INTERESTS OF, OR ANY OTHER MATTER CONCERNING, ANY ASSETS, BUSINESSES OR LIABILITIES OF SUCH PARTY, OR AS TO THE ABSENCE OF ANY
DEFENSES OR RIGHT OF SETOFF OR FREEDOM FROM COUNTERCLAIM WITH RESPECT TO ANY CLAIM OR OTHER ASSET, INCLUDING ANY ACCOUNTS RECEIVABLE, OF ANY PARTY, OR AS TO THE LEGAL SUFFICIENCY OF ANY ASSIGNMENT, DOCUMENT OR INSTRUMENT DELIVERED HEREUNDER OR
THEREUNDER TO CONVEY TITLE TO ANY ASSET OR THING OF VALUE UPON THE EXECUTION, DELIVERY AND FILING HEREOF OR THEREOF. EXCEPT AS MAY EXPRESSLY BE SET FORTH HEREIN, IN ANY TRANSACTION DOCUMENT OR ANY CORPORATE REORGANIZATION AGREEMENT, ALL SUCH ASSETS
ARE BEING OR HAVE BEEN TRANSFERRED ON AN “AS IS,” “WHERE IS” BASIS (AND, IN THE CASE OF ANY REAL PROPERTY, BY MEANS OF A QUITCLAIM OR SIMILAR FORM DEED OR CONVEYANCE) AND THE RESPECTIVE TRANSFEREES SHALL BEAR THE ECONOMIC AND
LEGAL RISKS THAT (I) ANY CONVEYANCE SHALL PROVE TO BE INSUFFICIENT TO VEST IN THE TRANSFEREE GOOD TITLE, FREE AND CLEAR OF ANY SECURITY INTEREST, AND (II) ANY NECESSARY CONSENTS OR GOVERNMENTAL APPROVALS ARE NOT OBTAINED OR THAT ANY
REQUIREMENTS OF LAWS OR JUDGMENTS ARE NOT COMPLIED WITH. 
 2.6 Governmental Approvals and Consents. To the extent that the
Separation or the Distribution requires any Governmental Approvals or Consents, the Parties will use their reasonable best efforts to obtain such Governmental Approvals and Consents, including by preparing all documentation and making all filings
necessary to obtain such Governmental Approvals and Consents. Each Party shall promptly furnish to the others copies of any notices or written communications received by it or any of its Affiliates from any Governmental Authority with respect to the
transactions contemplated by the Corporate Reorganization Agreements, this Agreement or any Transaction Document, and subject to applicable Laws, each Party, as applicable, shall, to the extent practicable, permit counsel to the others an
opportunity to review in advance, and shall consider in good faith the views of such counsel in connection with, any proposed written communications by it or its Affiliates to any Governmental Authority concerning the transactions contemplated by
the Corporate Reorganization Agreements, this Agreement or any Transaction Document. Subject to applicable Laws, each Party agrees to reasonably cooperate with the others in connection with any communications with any Governmental Authorities
concerning or in connection with the transactions contemplated by the Corporate Reorganization Agreements, this Agreement or any Transaction Document and, to the extent it deems appropriate under the circumstances in its sole discretion, each Party
shall provide the other Parties and their respective counsel the opportunity, with reasonable advance notice, to participate in substantive meetings or discussions, either in person or by telephone, between such Party or any of its Affiliates,
agents or advisors, on the one hand, and any Governmental Authority, on the other hand, concerning or in connection with the transactions contemplated by the Corporate Reorganization Agreements, this Agreement or any Transaction Document, and each
Party further agrees that, to the extent consistent with applicable Laws, it 

  
 20 

 
will use its reasonable best efforts to share with the other Parties information received from Governmental Authorities, in substantive meetings or discussions in which such other Parties did not
participate, that would reasonably be expected to be of interest to the other Parties. 
 2.7 Novation of Assumed Company
Liabilities. 
 (a) Each of GECC and the Company, at the request of the other, shall use its reasonable best efforts to obtain, or to
cause to be obtained, any consent, substitution, approval or amendment required to novate or assign all obligations under agreements, leases, licenses and other obligations or Liabilities of any nature whatsoever that constitute Company Liabilities,
or to obtain in writing the unconditional release of all parties to such arrangements other than any member of the Company Group, so that, in any such case, the Company and its Subsidiaries will be solely responsible for such Liabilities; provided,
however, that neither GECC nor the Company shall be obligated to pay any consideration therefor to any third party from whom any such consent, approval, substitution or amendment is requested. 

(b) If GECC or the Company is unable to obtain, or to cause to be obtained, any such required consent, approval, release, substitution or
amendment, the applicable member of the GE Group shall continue to be bound by such agreement, lease, license or other obligation and, unless not permitted by Law or the terms thereof, the Company shall, as agent or subcontractor for GECC or such
other Person, as the case may be, pay, perform and discharge fully all the obligations or other Liabilities of GECC or such other Person that constitute Company Liabilities, as the case may be, thereunder from and after the Closing Date. The Company
shall indemnify each GE Indemnified Party, and hold each of them harmless against any Liabilities arising in connection therewith, in accordance with the provisions of Article VI. GE shall, without further consideration, pay and remit, or
cause to be paid or remitted, to the Company, promptly, all money, rights and other consideration received by it or any member of the GE Group in respect of such performance (unless any such consideration is an Excluded Asset). If and when any such
consent, approval, release, substitution or amendment shall be obtained or such agreement, lease, license or other rights or obligations shall otherwise become assignable or able to be novated, GE shall thereafter assign, or cause to be assigned,
all its rights, obligations and other Liabilities thereunder or any rights or obligations of any member of the GE Group to the Company without payment of further consideration and the Company shall, without the payment of any further consideration,
assume such rights and obligations. 
 2.8 Novation of Liabilities other than Company Liabilities. 

(a) Each of GE, GECC and the Company, at the request of another Party, shall use its reasonable best efforts to obtain, or to cause to be
obtained, any consent, substitution, approval or amendment required to novate or assign all obligations under agreements, leases, licenses and other obligations or Liabilities for which a member of the GE Group and a member of the Company Group are
jointly or severally liable and that do not constitute Company Liabilities, or to obtain in writing the unconditional release of all parties to such arrangements other than any member of the GE Group, so that, in any such case, the members of the GE
Group will be solely responsible for such Liabilities; provided, however, that none of GE, GECC or the Company shall be obligated to pay any consideration therefor to any third party from whom any such consent, approval, substitution or amendment is
requested. 

  
 21 

 (b) If GE, GECC or the Company is unable to obtain, or to cause to be obtained, any such required
consent, approval, release, substitution or amendment, the applicable member of the Company Group shall continue to be bound by such agreement, lease, license or other obligation and, unless not permitted by Law or the terms thereof, GECC shall
cause a member of the GE Group, as agent or subcontractor for such member of the Company Group, to pay, perform and discharge fully all the obligations or other Liabilities of such member of the Company Group thereunder from and after the Closing
Date. GECC shall indemnify each Company Indemnified Party and hold each of them harmless against any Liabilities (other than Company Liabilities) arising in connection therewith, in accordance with the provisions of Article VI. The Company
shall cause each member of the Company Group, without further consideration, to pay and remit, or cause to be paid or remitted, to GECC or to another member of the GE Group specified by GECC, promptly, all money, rights and other consideration
received by it or any member of the Company Group in respect of such performance (unless any such consideration is a Company Asset). If and when any such consent, approval, release, substitution or amendment shall be obtained or such agreement,
lease, license or other rights or obligations shall otherwise become assignable or able to be novated, the Company shall promptly assign, or cause to be assigned, all its rights, obligations and other Liabilities thereunder or any rights or
obligations of any member of the Company Group to GECC or to another member of the GE Group specified by GECC without payment of further consideration and GECC, without the payment of any further consideration shall, or shall cause such other member
of the GE Group to, assume such rights and obligations. 
 ARTICLE III 

THE INITIAL PUBLIC OFFERING AND ACTIONS PENDING THE INITIAL PUBLIC 

OFFERING; OTHER TRANSACTIONS 
 3.1
The Initial Public Offering. The Company shall (i) consult with, and cooperate in all respects with and take all actions reasonably requested by, GECC in connection with the Initial Public Offering and (ii) at the direction of GECC,
promptly take any and all actions necessary or desirable to consummate the Initial Public Offering as contemplated by the IPO Registration Statement and the Underwriting Agreement. 

3.2 The Distribution or Other Disposition. 

(a) Subject to applicable Law, GECC shall, in its sole and absolute discretion, determine (i) whether and when to proceed with all or
part of the Distribution or Other Disposition and (ii) all terms of the Distribution or Other Disposition, as applicable, including the form, structure and terms of any transaction(s) and/or offering(s) to effect the Distribution or Other
Disposition and the timing of and conditions to the consummation of the Distribution or Other Disposition. In addition, in the event that GECC determines to proceed with the Distribution or Other Disposition, GECC may, subject to applicable Law, at
any time and from time to time until the completion of the Distribution or Other Disposition abandon, modify or change any or all of the terms of the Distribution or Other Disposition, including, by accelerating or delaying the timing of the
consummation of all or part of the Distribution or Other Disposition. 

  
 22 

 (b) The Company shall cooperate with GECC and any member of the GE Group in all respects to
accomplish the Distribution or Other Disposition and shall, at GECC’s direction, promptly take any and all actions necessary or desirable to effect the Distribution or Other Disposition, including, the registration under the Securities Act of
the offering of the Company Common Stock on an appropriate registration form as reasonably designated by GECC and the filing of any necessary documents pursuant to the Exchange Act. Subject to applicable Law and contractual requirements among the
Parties, GECC shall select any investment bank, manager, underwriter or dealer manager in connection with the Distribution or Other Disposition, as well as any financial printer, solicitation and/or exchange agent and financial, legal, accounting,
tax and other advisors and service providers in connection with the Distribution or Other Disposition, as applicable. GECC and the Company, as the case may be, will provide to the exchange agent, if any, all share certificates and any information
required in order to complete the Distribution or Other Disposition. 
 (c) Notwithstanding anything to the contrary contained in this
Agreement, the Registration Rights Agreement shall control the terms and conditions of any Other Disposition to the extent contemplated therein. 

ARTICLE IV 
 INTERCOMPANY
TRANSACTIONS AS OF THE CLOSING DATE 
 4.1 Time and Place of Closing. Subject to the terms and conditions of this Agreement, all
transactions contemplated by this Agreement shall be consummated at a closing (the “Closing”) to be held at the offices of Weil, Gotshal & Manges LLP, 767 Fifth Avenue, New York, New York 10153, at 10:00 a.m. EDT, on the
date on which the Initial Public Offering closes or at such other place or at such other time or on such other date as GECC and the Company may mutually agree upon in writing (the day on which the Closing takes place being the “Closing
Date”). 
 4.2 Closing Transactions. At or prior to the Closing: 

(a) The Separation contemplated by Article II shall be effected. 

(b) The appropriate Parties hereto shall enter into, and (as necessary) shall cause their respective Subsidiaries to enter into, the
agreements set forth below (collectively, the “Transaction Documents”): 
 (i) the Transitional Services
Agreement; 
 (ii) the Registration Rights Agreement; 

(iii) the Tax Sharing and Separation Agreement; 

(iv) the Employee Matters Agreement; 

(v) the Transitional Trademark License Agreement; 

  
 23 

 (vi) the Intellectual Property Cross License Agreement; 

(vii) the GECC Term Loan Agreement; 

(viii) the MNT Subservicing Agreement; 

(ix) the Undrawn Committed Securitization Documents; 

(x) the Securitization Note Sale and Assignment Agreements; and 

(xi) the Transfer Documents. 

4.3 Amended and Restated Certificates of Incorporation and Amended and Restated Bylaws. At or prior to the Closing, GECC and the
Company shall each take all necessary action that may be required to provide for the adoption by the Company of the Amended and Restated Certificate of Incorporation of the Company in the form attached hereto as Exhibit G (the
“Charter”), and the Amended and Restated Bylaws of the Company in the form attached hereto as Exhibit H (the “Amended and Restated Bylaws”) and the filing of the Charter with the Secretary of State of the
State of Delaware. At or prior to the Closing, the Company shall take and shall cause GECRB to take all necessary action that may be required to provide for the adoption by GECRB of the Amended and Restated Certificate of Incorporation of GECRB in
form and substance reasonably satisfactory to GECC (the “Bank Charter”), and the Amended and Restated Bylaws of GECRB in form and substance reasonably satisfactory to GECC (the “Amended and Restated Bank Bylaws”).

 4.4 Transfers of Assets and Assumption of Liabilities. In furtherance of the assignment, transfer and conveyance of Company Assets
and the assumption of Company Liabilities provided for in Section 2.1(a)(i) and Section 2.1(a)(ii), on the Closing Date (i) GE or GECC shall execute and deliver, and shall cause its respective Subsidiaries to execute and
deliver, such bills of sale, stock powers, certificates of title, assignments of contracts and other instruments of transfer, conveyance and assignment as and to the extent necessary to evidence the transfer, conveyance and assignment of all of
GE’s and its Subsidiaries’ (other than the Company and its Subsidiaries) right, title and interest in and to the Company Assets to the Company and its Subsidiaries, and (ii) the Company shall execute and deliver such assumptions of
contracts and other instruments of assumption as and to the extent necessary to evidence the valid and effective assumption of the Company Liabilities by the Company. All of the foregoing documents contemplated by this Section 4.4 shall
be referred to collectively herein as the “GECC Transfer Documents.” 
 4.5 Transfer of Excluded Assets; Assumption of
Excluded Liabilities. 
 (a) To the extent any Excluded Asset or Excluded Liability is transferred to a member of the Company Group at
the Closing or is owned or held by a member of the Company Group after the Closing, from and after the Closing: 
 (i) the
Company shall, and shall cause its applicable Subsidiaries to, promptly assign, transfer, convey and deliver to GECC or certain of its Subsidiaries designated by GECC, and GECC or such Subsidiaries shall accept from the Company and its applicable
Subsidiaries, all of the Company’s and such Subsidiaries’ respective rights, titles and interests in and to such Excluded Assets; and 

(ii) GECC and certain of its Subsidiaries designated by GECC shall promptly accept, assume and agree faithfully to perform,
discharge and fulfill all such Excluded Liabilities in accordance with their respective terms. 

  
 24 

 (b) In furtherance of the assignment, transfer and conveyance of Excluded Assets and the
assumption of Excluded Liabilities set forth in Section 4.5(a)(i) and Section 4.5(a)(ii): (i) the Company shall execute and deliver, and shall cause its Subsidiaries to execute and deliver, such bills of sale,
certificates of title, assignments of contracts and other instruments of transfer, conveyance and assignment as and to the extent necessary to evidence the transfer, conveyance and assignment of all of the Company’s and its Subsidiaries’
right, title and interest in and to the Excluded Assets to GECC and its Subsidiaries, and (ii) GECC shall execute and deliver such assumptions of contracts and other instruments of assumption as and to the extent necessary to evidence the valid
and effective assumption of the Excluded Liabilities by GECC. All of the foregoing documents contemplated by this Section 4.5(b) shall be referred to collectively herein as the “Company Transfer Documents” and, together
with the GECC Transfer Documents, the “Transfer Documents.” 
 (c) To the extent that the transfer of such Excluded Assets
and the assumption of such Excluded Liabilities require any Governmental Approvals or Consents, the Parties shall use their reasonable best efforts to obtain such Governmental Approvals and Consents. 

(d) If and to the extent that the valid, complete and perfected transfer or assignment to the GE Group of any Excluded Assets or the
assumption by the GE Group of any Excluded Liabilities would be a violation of applicable Law or require any Consent or Governmental Approval, then, unless GECC and the Company mutually shall otherwise determine, the transfer or assignment to the GE
Group of such Excluded Assets or the assumption by the GE Group of such Excluded Liabilities shall be automatically deemed deferred and any such purported transfer, assignment or assumption shall be null and void until such time as all legal
impediments are removed or such Consents or Governmental Approvals have been obtained. 
 (e) If any transfer or assignment of any Excluded
Asset intended to be transferred or assigned hereunder or any assumption of any Excluded Liability intended to be assumed by GECC hereunder is not consummated on the Closing Date, whether as a result of the failure to obtain any required
Governmental Approvals or Consents under Section 4.5(c) or for any other reason, then, insofar as reasonably possible, (i) the member of the Company Group retaining such Excluded Asset shall thereafter hold such Excluded Asset for
the use and benefit of GECC (at GECC’s expense) and (ii) GECC shall, or shall cause its applicable Subsidiary to, pay or reimburse the member of the Company Group retaining such Excluded Liability for all amounts paid or incurred in
connection with such Excluded Liability. In addition, the member of the Company Group retaining such Excluded Asset shall, insofar as reasonably possible and to the extent permitted by applicable Law, treat such Excluded Asset in the ordinary course
of business in accordance with past practice and take such other actions as may be reasonably requested by GECC in order to place GECC in the same position as if such Excluded Asset had 

  
 25 

 
been transferred as contemplated hereby and so that all the benefits and burdens relating to such Excluded Asset, including possession, use, risk of loss, potential for gain, and dominion,
control and command over such Excluded Asset, is to inure from and after the Closing Date to the GE Group. 
 4.6 Tax Matters. At the
Closing, GE and the Company shall enter into the Tax Sharing and Separation Agreement. To the extent that any representations, warranties, covenants and agreements between the parties with respect to Tax matters are set forth in the Tax Sharing and
Separation Agreement, such Tax matters shall be governed exclusively by the Tax Sharing and Separation Agreement and not by this Agreement. 

ARTICLE V 
 FINANCIAL AND OTHER
INFORMATION 
 5.1 Annual Financial Information. 

(a) The Company agrees that, so long as any member of the GE Group meets the Consolidation Threshold at any time during any fiscal year, the
Company shall deliver to GE or GECC, as applicable, the Corporate Reporting Data set forth on Schedule 5.1 for such year. The Company shall deliver the financial data and schedules comprising such Corporate Reporting Data within the
reasonable time periods specified by GECC, which time periods shall be specified by GECC in writing by no later than fifteen (15) days prior to the end of each fiscal year. All annual consolidated financial statements of the Company and its
Subsidiaries delivered to GE and GECC shall set forth in each case in comparative form the consolidated figures for the previous fiscal year prepared in accordance with Article 10 of Regulation S-X and consistent with the level of detail provided in
comparable financial statements furnished by the Company Business to GE or GECC prior to the Closing Date. The Corporate Reporting Data shall include all statistical information reasonably necessary for inclusion in any GE Group member’s annual
earnings press release, along with reasonably appropriate supporting documentation. The Corporate Reporting Data shall include (i) a discussion and analysis by management of the Company’s and its Subsidiaries’ consolidated financial
condition and results of operations for the requisite years, including, an explanation of any material adverse change, all in reasonable detail and prepared in accordance with Item 303(a) of Regulation S-K and (ii) a discussion and
analysis of the Company’s and its Subsidiaries’ consolidated financial condition and results of operations for the requisite years, including, an explanation of any material adverse change, all in reasonable detail and prepared in
accordance with Item 303(a) of Regulation S-K, prepared for inclusion in the annual report to stockholders of any member of the GE Group. 

(b) The Company agrees that, if members of the GE Group beneficially own, in the aggregate, (excluding for such purposes shares of Company
Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC being a sponsor of or advisor to a mutual or similar fund that
beneficially owns shares of Company Common Stock) on any date during a fiscal year at least five percent (5%) of the then outstanding Company Common Stock, the Company shall deliver to GE or GECC, as applicable, the unaudited consolidated
balance sheet of the Company and its Subsidiaries as of the end of each fiscal year and the 

  
 26 

 
unaudited consolidated statements of earnings of the Company and its Subsidiaries for each fiscal year within the reasonable time periods specified by GECC, which time periods shall be specified
by GECC in writing by no later than fifteen (15) days prior to the end of each fiscal year. All annual consolidated financial statements of the Company and its Subsidiaries delivered to GE and GECC shall set forth in each case in comparative
form the consolidated figures for the previous fiscal year prepared in accordance with Article 10 of Regulation S-X and consistent with the level of detail provided in comparable financial statements furnished by the Company Business to GE or GECC
prior to the Closing Date. 
 (c) The Company agrees that, so long as any member of the GE Group meets the Consolidation Threshold at any
time during any fiscal year, (i) no later than the day prior to the day the Company publicly files its Annual Report on Form 10-K with the SEC or otherwise, the Company shall deliver to GE and GECC the final form of its Annual Report on Form
10-K, together with all certifications required by applicable Law by each of the chief executive officer and chief financial officer of the Company and the form of opinion the Company’s independent certified public accountants expect to provide
thereon, and (ii) the Company shall, if requested by GECC, also deliver to GE or GECC, as applicable, all of the information required to be delivered in Schedule 5.1 with respect to each Subsidiary of the Company which is itself
required to file Annual Reports on Form 10-K with the SEC, with such information to be provided in the same manner and detail and on the same time schedule as the information with respect to the Company required to be delivered to GE and GECC
pursuant to Schedule 5.1. 
 5.2 Quarterly Financial Information. 

(a) The Company agrees that, so long as any member of the GE Group meets the Consolidation Threshold at any time during any fiscal year, the
Company shall deliver to GE or GECC, as applicable, the Corporate Reporting Data set forth on Schedule 5.2 for the first, second and third quarter of each year. The Company shall deliver the financial data and schedules comprising such
Corporate Reporting Data within the reasonable time periods specified by GECC, which time periods shall be specified by GECC in writing by no later than fifteen (15) days prior to the end of each fiscal quarter. All quarterly consolidated
financial statements of the Company and its Subsidiaries delivered to GE and GECC shall include financial statements for such quarterly periods and for the period from the beginning of the current fiscal year to the end of such quarter, setting
forth in each case in comparative form for each such fiscal quarter of the Company the consolidated figures for the corresponding quarter and period of the previous fiscal year prepared in accordance with Article 10 of Regulation S-X and consistent
with the level of detail provided in comparable financial statements furnished by the Company Business to GE and GECC prior to the Closing Date. The Corporate Reporting Data shall include all statistical information reasonably necessary for
inclusion in any GE Group member’s quarterly earnings press release, along with reasonably appropriate supporting documentation. The Corporate Reporting Data shall include a discussion and analysis by management of the Company’s and its
Subsidiaries’ consolidated financial condition and results of operations for the requisite quarterly periods, including, an explanation of any material adverse change, all in reasonable detail and prepared in accordance with Item 303(b) of
Regulation S-K. 

  
 27 

 (b) The Company agrees that, if members of the GE Group beneficially own, in the aggregate,
(excluding for such purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC being a sponsor
of or advisor to a mutual or similar fund that beneficially owns shares of Company Common Stock) on any date during a fiscal year at least five percent (5%) of the then outstanding Company Common Stock, the Company shall deliver to GE or GECC,
as applicable, the unaudited consolidated balance sheet of the Company and its Subsidiaries as of the end of each fiscal quarter and the unaudited consolidated statements of earnings of the Company and its Subsidiaries for each fiscal quarter within
the reasonable time periods specified by GECC, which time periods shall be specified by GECC in writing by no later than fifteen (15) days prior to the end of each fiscal quarter. All quarterly consolidated financial statements of the Company
and its Subsidiaries delivered to GE and GECC shall include financial statements for such quarterly periods and for the period from the beginning of the current fiscal year to the end of such quarter, setting forth in each case in comparative form
for each such fiscal quarter of the Company the consolidated figures for the corresponding quarter and period of the previous fiscal year prepared in accordance with Article 10 of Regulation S-X and consistent with the level of detail provided in
comparable financial statements furnished by the Company Business to GE and GECC prior to the Closing Date. 
 (c) The Company agrees that,
so long as any member of the GE Group meets the Consolidation Threshold at any time during any fiscal year, (i) no later than the day prior to the day the Company publicly files a Quarterly Report on Form 10-Q with the SEC or otherwise, the
Company shall deliver to GE and GECC the final form of its Quarterly Report on Form 10-Q, together with all certifications required by applicable Law by each of the chief executive officer and chief financial officer of the Company, and
(ii) the Company shall, if requested by GECC, also deliver to GE or GECC, as applicable, all of the information required to be delivered in Schedule 5.2 with respect to each Subsidiary of the Company which is itself required to file
Quarterly Reports on Form 10-Q with the SEC, with such information to be provided in the same manner and detail and on the same time schedule as the information with respect to the Company required to be delivered to GE and GECC pursuant to
Schedules 5.2. 
 5.3 GECC’s Operating Reviews. The Company agrees that, if members of the GE Group beneficially own, in
the aggregate, (excluding for such purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC
being a sponsor of or advisor to a mutual or similar fund that beneficially owns shares of Company Common Stock) on any date during a fiscal quarterly or annual period at least five percent (5%) of the then outstanding Company Common Stock, the
Company shall deliver to GE and GECC the FP&A Reports set forth on Schedule 5.3 for such quarterly or annual period in respect of the Applicable Accounting Method in effect as of the first day of such period. The Company shall deliver the
financial data and schedules comprising such FP&A Reports during each fiscal year within the reasonable time periods specified by GECC in writing by no later than fifteen (15) days prior to the end of the preceding fiscal year, or within
any other reasonable time periods specified by GECC in writing thereafter, but in any event prior to fifteen (15) days before the date such FP&A Report is required to be delivered to GE and GECC. The Company shall provide GE and GECC an
opportunity to meet with management of the Company to discuss such FP&A Reports upon reasonable notice during normal business hours. 

  
 28 

 5.4 General Financial Statement Requirements. All information provided by the Company or
any of its Subsidiaries to any member of the GE Group pursuant to this Article V shall be consistent in terms of format and detail and otherwise with the procedures and practices in effect prior to the Closing Date with respect to the
provision of such financial and other information by the Company to any member of the GE Group (and where appropriate, as presently presented in financial and other reports delivered to the board of directors of GE or GECC), with such changes
therein as may be reasonably requested by GECC from time to time, and any changes in such procedures or practices that are required in order to comply with the rules and regulations of the SEC, as applicable. 

5.5 Twenty-Percent Threshold. The Company agrees that, if members of the GE Group beneficially own, in the aggregate, (excluding for
such purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC being a sponsor of or advisor
to a mutual or similar fund that beneficially owns shares of Company Common Stock) on any date during a fiscal year more than twenty percent (20%) of the then outstanding Company Common Stock, or, notwithstanding such percentage, if any member
of the GE Group is required during any fiscal year, in accordance with GAAP, to account for its investment in the Company on a consolidated basis or under the equity method of accounting, then in respect of such fiscal year: 

(a) Maintenance of Books and Records. The Company shall, and shall cause each of its consolidated Subsidiaries to, (i) make and
keep books, records and accounts, which, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the Company and such Subsidiaries, (ii) devise and maintain a system of internal accounting controls
sufficient to provide reasonable assurances that: (x) transactions are executed in accordance with management’s general or specific authorization, (y) transactions are recorded as necessary (1) to permit preparation of financial
statements in conformity with GAAP or any other criteria applicable to such statements and (2) to maintain accountability for assets and (z) access to assets is permitted only in accordance with management’s general or specific
authorization and (iii) comply with the provisions of Section 404 of the Sarbanes-Oxley Act of 2002, so long as in effect. 
 (b)
Fiscal Year. The Company shall, and shall cause each of its consolidated Subsidiaries to, maintain a fiscal year which commences on January 1 and ends on December 31 of each calendar year; provided that, if on the Closing
Date any consolidated Subsidiary of the Company has a fiscal year which ends on a date other than December 31, the Company shall use its reasonable best efforts to cause such Subsidiary to change its fiscal year to one which ends on
December 31 if such change is reasonably practicable. 
 (c) Other Financial Information. The Company shall provide to GE and
GECC upon reasonable request of GECC such other financial information and analyses of the Company and its Subsidiaries that may be necessary for any member of the GE Group to (1) comply with applicable financial reporting requirements or its
customary financial reporting 

  
 29 

 
practices or (2) respond in a timely manner to any reasonable requests for information regarding the Company and its Subsidiaries received by GE or GECC from investors or financial analysts;
provided, however, that neither GECC nor any member of the GE Group shall disclose any material, non-public information of the Company except pursuant to policies and procedures mutually agreed upon by GECC and the Company for the
disclosure of such information and except as required by applicable Law. In connection therewith, the Company shall also permit GE, GECC, the GE Auditors and other Representatives of GE or GECC to discuss the affairs, finances and accounts of any
member of the Company Group with the officers of the Company and the Company Auditors, all at such times and as often as GECC may reasonably request upon reasonable notice during normal business hours. 

(d) Public Information and SEC Reports. The Company and each of its Subsidiaries that files information with the SEC shall cooperate
with GE and GECC in preparing reports, notices and proxy and information statements to be sent or made available by the Company or such Subsidiaries to their security holders, all regular, periodic and other reports filed under Sections 13, 14 and
15 of the Exchange Act by the Company or such Subsidiaries and all registration statements and prospectuses to be filed by the Company or such Subsidiaries with the SEC or any securities exchange pursuant to the listed company manual (or similar
requirements) of such exchange (collectively, “Company Public Documents”) and deliver to GE (to the attention of its Senior Securities Counsel), no later than the date the same are printed for distribution to its shareholders, sent
to its shareholders or filed with the SEC, whichever is earliest, final copies of all Company Public Documents. Upon reasonable advance notice from GE, the Company shall file its Quarterly Reports on Form 10-Q and its Annual Reports on Form 10-K
with the SEC immediately (and in no event later than one hour) following GE’s filing of its quarterly and annual reports with the SEC for the corresponding period. The Parties shall cooperate in preparing all press releases and other statements
to be made available by the Company or any of its Subsidiaries to the public, including, information concerning material developments in the business, properties, results of operations, financial condition or prospects of the Company or any of its
Subsidiaries. GE and GECC shall have the right to review, reasonably in advance of public release or release to financial analysts or investors and in a manner consistent with the procedures and practices in effect prior to the Closing Date with
respect to press releases issued by the Company (1) all press releases and other statements to be made available by the Company or any of its Subsidiaries to the public and (2) all reports and other information prepared by the Company or
any of its Subsidiaries for release to financial analysts or investors; provided, however, that neither GE nor any member of the GE Group shall disclose any material, non-public information of the Company except pursuant to policies
and procedures mutually agreed upon by GE or GECC and the Company for the disclosure of such information and except as required by applicable Law; provided, further, that at any time when members of the GE Group beneficially own, in the
aggregate, (excluding for such purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC
being a sponsor of or advisor to a mutual or similar fund that beneficially owns shares of Company Common Stock) fifty percent (50%) or less of the then outstanding Company Common Stock, GE or GECC shall only have the right to review such press
releases, public statements, reports and other information in advance if necessary for any member of the GE Group to (1) comply with applicable financial reporting requirements or its customary financial reporting practices or (2) respond
to any reasonable requests for information regarding 

  
 30 

 
the Company and its Subsidiaries received by GE or GECC from investors or financial analysts. No press release, report, registration, information or proxy statement, prospectus or other document
which refers, or contains information with respect, to any member of the GE Group shall be filed with the SEC or otherwise made public or released to any financial analyst or investor by the Company or any of its Subsidiaries without the prior
written consent of GECC (which consent shall not be unreasonably withheld, conditioned or delayed) with respect to those portions of such document that contain information with respect to any member of the GE Group, except as may be required by Law
(in such cases the Company shall use its reasonable best efforts to notify the relevant member of the GE Group and to obtain such member’s consent before making such a filing with the SEC or otherwise making any such information public). 

(e) Meetings with Financial Analysts. The Company shall notify GE and GECC reasonably in advance of the date of all scheduled meetings
and conference calls to be held between the Company and members of the investment community (including any financial analysts), and of any conferences to be attended by management of the Company with members of the investment community, and shall
consult with GE and GECC as to the appropriate timing for all such meetings, calls and conferences. With respect to any such meeting, call or conference to be held at a time when members of the GE Group beneficially own, in the aggregate, (excluding
for such purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC being a sponsor of or
advisor to a mutual or similar fund that beneficially owns shares of Company Common Stock) more than fifty percent (50%) of the then outstanding Company Common Stock, the Company shall not schedule such meeting or call or attend such conference
on any date to which GECC reasonably objects. The foregoing shall not require the Company to notify GE and GECC of one-on-one discussions between management of the Company and members of the investment community (including any financial analysts).

 (f) Earnings Releases. GE agrees that, unless required by Law or unless the Company shall have consented thereto, no member of the
GE Group will publicly release any quarterly, annual or other financial information of the Company or any of its Subsidiaries (“Company Information”) delivered to GE or GECC pursuant to this Article V prior to the time that
GE publicly releases financial information of GE, for the relevant period. GE will consult with the Company on the timing of their annual and quarterly earnings releases and GE and the Company will give each other an opportunity to review the
information therein relating to the Company and its Subsidiaries and to comment thereon; provided, that GE shall have the sole right to determine the timing of all such releases if GE and the Company disagree. Upon reasonable advance notice from GE,
the Company shall publicly release its financial results for each annual and quarterly period on the day of GE’s earnings release within a reasonable time following GE’s release. If any member of the GE Group is required by Law to publicly
release such Company Information prior to the public release of GE’s or GECC’s financial information, GE will give the Company notice of such release of Company Information as soon as practicable but no later than two (2) days prior
to such release of Company Information. 
 5.6 GE Public Filings. The Company shall cooperate, and cause its accountants to
cooperate, with GE and GECC to the extent reasonably requested by GECC in the preparation of GE’s or GECC’s, as applicable, press releases, public earnings releases, Quarterly Reports on 

  
 31 

 
Form 10-Q, Annual Reports to Shareholders, Annual Reports on Form 10-K, any Current Reports on Form 8-K and any amendments thereto and any other proxy, information and registration statements,
reports, notices, prospectuses and any other filings made by GE or any of its Subsidiaries with the SEC, any national securities exchange or otherwise made publicly available (collectively, “GE Public Filings”). The Company agrees
to provide to GE and GECC all information that GE or GECC reasonably requests in connection with any such GE Public Filings or that, in the judgment of GE’s or GECC’s legal department, is required to be disclosed therein under any Law. The
Company agrees to use reasonable efforts to provide such information in a timely manner to enable GE or GECC, as applicable, to prepare, print and release such GE Public Filings on such date as GE or GECC shall determine. If and to the extent
reasonably requested by GE or GECC, the Company shall diligently and promptly review all drafts of such GE Public Filings and prepare in a diligent and timely fashion any portion of such GE Public Filing pertaining to the Company or its
Subsidiaries. Prior to any printing or public release of any GE Public Filing, an appropriate executive officer of the Company, shall, if requested by GE or GECC, continue the existing practice of certifying and representing that the information
provided by the Company relating to the Company, in such GE Public Filing is accurate, true and correct in all material respects. Unless required by Law, without the prior consent of GECC, the Company shall not publicly release any financial or
other information that conflicts with the information with respect to the Company, any Affiliate of the Company or the Company Group that is provided by the Company for any GE Public Filing. 

5.7 GE Annual Statements. In connection with any GE Group member’s preparation of its audited annual financial statements and its
Annual Reports to Shareholders (collectively the “GE Annual Statements”), during any fiscal year in which the members of the GE Group own, in the aggregate, (excluding for such purposes shares of Company Common Stock beneficially
owned by GE but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GE being a sponsor of or advisor to a mutual or similar fund that beneficially owns shares of
Company Common Stock) more than twenty percent (20%) of the then outstanding Company Common Stock, (or such lesser percentage during any fiscal year that any member of the GE Group is required, in accordance with GAAP, to account for its
investment in the Company on a consolidated basis or under the equity method of accounting), the Company agrees as follows: 
 (a)
Coordination of Auditors’ Opinions. The Company will use its reasonable best efforts to enable its independent certified public accountants (the “Company Auditors”) to complete their audit such that they will date their
opinion on the Company’s audited annual financial statements on the same date that GE independent certified public accountants (the “GE Auditors”) date their opinion on the GE Annual Statements, and to enable GE to meet
its timetable for the printing, filing and public dissemination of the GE Annual Statements. 
 (b) Access to Personnel and Working
Papers. The Company will request the Company Auditors to make available to the GE Auditors both the personnel who performed or are performing the annual audit of the Company and, consistent with customary professional practice and courtesy of
such auditors with respect to the furnishing of work papers, work papers related to the annual audit of the Company, in all cases within a reasonable time after the Company Auditors’ opinion date, so that the GE Auditors are able to perform the
procedures they consider necessary to take responsibility for the work of the Company Auditors as it relates 

  
 32 

 
to the GE Auditors’ report on the GE Annual Statements, all within sufficient time to enable GE to meet its timetable for the printing, filing and public dissemination of the GE Annual
Statements. Until the Trigger Date, if the GE Auditors identify, in any management letter or other correspondence in connection with the annual audit of GE, any issue with the accounting principles, any proposed adjustment or any similar area of
concern with respect to the Company Group, GE shall promptly inform the Company and provide the Company with an excerpt of the applicable portions of such management letter or correspondence. 

5.8 Fifty-Percent Threshold. The Company agrees that if members of the GE Group beneficially own, in the aggregate (excluding for such
purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC being a sponsor of or advisor to a
mutual or similar fund that beneficially owns shares of Company Common Stock) on any date during a fiscal year more than fifty percent (50%) of the then outstanding Company Common Stock, or, notwithstanding such percentage, if any member of the
GE Group is required during any fiscal year, in accordance with GAAP, to consolidate the Company’s financial statements with its financial statements, then in respect of such fiscal year: 

(a) Internal Auditors. The Company shall provide GECC, GE, the GE Auditors or other Representatives of GE or GECC reasonable access
upon reasonable notice during normal business hours to the Company’s and its Subsidiaries’ books and records so that GECC may conduct reasonable audits relating to the financial statements provided by the Company pursuant to this
Article V, as well as to the internal accounting controls and operations of the Company and its Subsidiaries; provided, however, that any such audits will be conducted in the same manner and using the same procedures as
conducted on the date hereof for audits of the Company including, but not limited to, reporting audit findings to management of the business or unit subject to the audit. 

(b) Accounting Estimates and Principles. The Company will give GECC reasonable notice of any proposed material change in accounting
estimates or material changes in accounting principles from those in effect with respect to the Company, its Subsidiaries and the Affiliates of GE that comprise the Company Group immediately prior to the Closing Date, and will give GECC notice
immediately following adoption of any such changes that are mandated or required by the SEC, the Financial Accounting Standards Board or the Public Company Accounting Oversight Board. In connection therewith, the Company will consult with GE or
GECC, and, if requested by GECC, the Company will consult with the GE Auditors with respect thereto. As to material changes in accounting principles that could affect any member of the GE Group, the Company will not make any such changes without
GECC’s prior written consent (which consent will not unreasonably withheld, conditioned or delayed), excluding changes that are mandated or required by the SEC, the Financial Accounting Standards Board or the Public Company Accounting Oversight
Board, if such a change would be sufficiently material to be required to be disclosed in the Company’s financial statements as filed with the SEC or otherwise publicly disclosed therein. If GECC so requests, the Company will be required to
obtain the concurrence of the Company Auditors as to such material change prior to its implementation. GECC will use its reasonable best efforts to promptly respond to any request by the Company to make a change in accounting principles and, in any
event, in sufficient time to enable the Company to comply with its obligations under Section 5.1. 

  
 33 

 (c) Management Certification. The Company’s chief executive officer and the
Company’s chief financial or accounting officer shall submit quarterly representations substantially in the form attached hereto as Schedule 5.8(c) (with such changes thereto prescribed by GE consistent with representations furnished to
GE by other Subsidiaries of GE or as otherwise required by changes to applicable Law or stock exchange requirements) attesting to the accuracy and completeness of the financial and accounting records referred to therein in all material respects.

 (d) Operating Review Process. The Company shall conduct its strategic and operational review process on a schedule that is
consistent with that of GECC’s. GECC acknowledges that, as a supplement to the information furnished by the Company to GECC pursuant to Section 5.3, GECC shall conduct its strategic and operational reviews of the Company through
participation in meetings or other activities of the Company board of directors (the “Company Board”) by the members of the Company Board that are designated for nomination by GECC. To facilitate GECC’s participation in the
process in this manner, the Company shall hold all of its regularly scheduled board meetings at which its strategic and operational reviews are discussed within a time frame consistent with GECC’s strategic and operational review process. GECC
shall make a good faith attempt to conduct all other reviews of the Company’s operations, affairs, finances or results (other than those required to comply with applicable financial reporting requirements or its customary financial reporting
practices) through participation in meetings or other activities of the Company Board by the members of the Company Board that are designated for nomination by GECC. In connection with strategic, operational or other reviews, relevant GECC personnel
other than the members of the Company Board designated for nomination by GECC may participate at GECC’s invitation. GECC will notify the Company in advance of any such additional attendees. 

5.9 Accountants’ Reports. The Company agrees that if members of the GE Group beneficially own any shares of Company Common Stock
(excluding for such purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion) beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC being a sponsor
of or advisor to a mutual or similar fund that beneficially owns shares of Company Common Stock) on any date during a fiscal year the Company will promptly upon receipt of written notice from GECC, but in no event later than five (5) Business
Days following the receipt thereof, deliver to GE and GECC copies of all reports submitted to the Company or any of its Subsidiaries by their independent certified public accountants, including, each report submitted to the Company or any of its
subsidiaries concerning its accounting practices and systems and any comment letter submitted to management in connection with their annual audit and all responses by management to such reports and letters. 

5.10 Regulatory Requirements and Information. Until the date on which no member of the GE Group is, as a result of its relationship
with any member of the Company Group, a registered savings and loan holding company subject to regulation by the Board, under section 10 of HOLA and Regulation LL (“Deregistration”), 

(a) the Company shall provide to the applicable member of the GE Group all financial, risk-related and other information that such member of
the GE Group requires to prepare and provide any report or other submission to the Board or any other federal or state 

  
 34 

 
bank regulatory agency or authority, including the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation and the Consumer Financial Protection Bureau,
(collectively, the “Bank Regulatory Agencies”), requires to comply with any other supervisory or regulatory requirement to which such member of the GE Group is subject under any federal or state banking Laws, including but not
limited to section 10 of HOLA or Regulation LL, or reasonably requires for its own internal risk reporting and risk management requirements, including (for illustrative purposes only) the reports set forth on Schedule 5.10(a);
provided, however, that if members of the GE Group beneficially own, in the aggregate (excluding for such purposes shares of Company Common Stock beneficially owned by GECC but not for its own account, including (in such exclusion)
beneficial ownership which arises by virtue of some entity that is an Affiliate of GECC being a sponsor of or advisor to a mutual or similar fund that beneficially owns shares of Company Common Stock) on any date during a fiscal year less than ten
percent (10%) of the then outstanding Company Common Stock, the Company shall only be required to provide the applicable member of the GE Group financial, risk-related and other information reasonably requested by such member of the GE Group
(it being understood that a request for information required by the GE Group under any applicable Law or to comply with any supervisory or regulatory requirement shall be deemed reasonable for purposes of this provision); 

(b) subject to applicable Law, the Company shall provide to GECC copies of (i) all reports of examinations or other supervisory
visitations prepared by any Bank Regulatory Agency regarding the Company or any Subsidiaries of the Company and (ii) any other supervisory communications from any Bank Regulatory Agency identifying any matter requiring attention or correction
by the Company or any of its Subsidiaries or regarding any existing or potential investigation or enforcement action by any Bank Regulatory Agency relating to the Company or any of its Subsidiaries; 

(c) to the extent not inconsistent with applicable Law, the prior written consent of GECC shall be required in connection with any
arrangements, agreements or settlements to be entered into by the Company or any Subsidiary of the Company with any Governmental Authority (including any Bank Regulatory Agencies) which would reasonably be expected to have a material financial,
reputational, regulatory or operational impact on GECC, such consent not to be unreasonably withheld, conditioned or delayed (it being understood that the need of any member of the GE Group to comply with applicable Law shall be deemed reasonable
for purposes of this provision), including, any material form of informal or formal enforcement action (including informal written commitments, a written agreement or a consent cease and desist order), prompt corrective action directive, safety and
soundness order, deferred prosecution agreement, or other material settlement agreement with any Bank Regulatory Agency, the Financial Crimes Enforcement Network, the Department of Justice, or any other federal, state or foreign regulatory or law
enforcement agency; 
 (d) the Company shall provide to GECC copies of (i) all risk-related materials to be provided to the Company
Board (or a committee thereof) or to the Bank Board (or a committee thereof) for approval by either such Board (or committee thereof) and (ii) all reports provided to the Company Board (or a committee thereof) or to the Bank Board (or a
committee thereof) regarding material risks, concentrations, or emerging risks to the Company or GECRB, in each case at the same time as such materials are provided to each such Board (or committee thereof); 

  
 35 

 (e) the Company shall allow GECC, or any of its Subsidiaries, on reasonable notice and in a
reasonable manner, to conduct audits of the Company, including (but not limited to) with respect to the Company’s activities, operations and compliance with applicable Law; and 

(f) the Company shall (i) enforce Article IV, Section (B)(2)(b) of the Charter, which prevents any person or entity (other than any
“Exempt Person” (as defined therein)), whether acting individually or in concert with others, from voting shares of Company Common Stock representing more than 4.99 percent of outstanding Company Common Stock and (ii) not engage, or
attempt to engage, in any activity that is not permissible for a savings and loan holding company under section 10(c)(9)(B) of HOLA (12 U.S.C. § 1467a(c)(9)(B)) and the provisions of Regulation LL implementing section 10(c)(9)(B). 

Any information or materials obtained from the Company by any member of the GE Group pursuant to this Section 5.10 shall be used solely for the
purpose of complying with the reporting requirement or other supervisory or regulatory requirement for which GE or the Subsidiary of GE obtained such information, and for no other purpose. The provisions of this Section 5.10 shall cease
to be effective upon Deregistration (subject to the right of GE unilaterally to waive all or any part of this Section 5.10 prior to such date). For clarity, all references to the Company in this Section 5.10 include all
Subsidiaries of the Company, including GECRB, except in subclause (f)(ii) in which the reference to the Company includes all Subsidiaries of the Company other than GECRB. 

5.11 Agreement for Exchange of Information; Archives. 

(a) Each of GECC and the Company, on behalf of itself and its respective Group, agrees to provide, or cause to be provided, to the other
Group, at any time before or after the Closing Date, as soon as reasonably practicable after written request therefor, any Information in the possession or under the control of such respective Group which the requesting Party reasonably needs
(i) to comply with reporting, disclosure, filing or other requirements imposed on the requesting Party or a member of its Group (including under applicable securities or tax Laws) under the CALMA or by a Governmental Authority having
jurisdiction over the requesting Party or such member of its Group, (ii) for use in any other judicial, regulatory, administrative, tax or other proceeding or in order to satisfy audit, accounting, claims, regulatory, litigation, tax or other
similar requirements, in each case other than claims or allegations that one Party to this Agreement has against the other, or (iii) subject to the foregoing clause (ii), to comply with its obligations under this Agreement or any Transaction
Document; provided, however, that in the event that any Party determines that any such provision of Information could be commercially detrimental, violate any Law or agreement, or waive any attorney-client privilege, the Parties shall take all
reasonable measures to permit the compliance with such obligations in a manner that avoids any such harm or consequence. 
 (b) After the
Closing Date, the Company shall have access during regular business hours (as in effect from time to time) to the documents and objects of historic 

  
 36 

 
significance that relate to the Company Business that are located in archives retained or maintained by any member of the GE Group. The Company may obtain copies (but not originals unless it is a
Company Asset) of documents for bona fide business purposes and may obtain objects for exhibition purposes for commercially reasonable periods of time if required for bona fide business purposes, provided that the Company shall cause any such
objects to be returned promptly in the same condition in which they were delivered to the Company and the Company shall comply with any rules, procedures or other requirements, and shall be subject to any restrictions (including prohibitions on
removal of specified objects), that are then applicable to GECC. The Company shall pay the applicable fee or rate per hour for archives research services (subject to increase from time to time to reflect rates then in effect for GECC generally).
Nothing herein shall be deemed to restrict the access of any member of the GE Group to any such documents or objects or to impose any liability on any member of the GE Group if any such documents or objects are not maintained or preserved by GECC.

 (c) After the Closing Date, GECC shall have access during regular business hours (as in effect from time to time) to the documents and
objects of historic significance that relate to the businesses of any member of the GE Group that are located in archives retained or maintained by any member of the Company Group. Any member of the GE Group may obtain copies (but not originals
unless it is a Company Asset) of documents for bona fide business purposes and may obtain objects for exhibition purposes for commercially reasonable periods of time if required for bona fide business purposes, provided that such member of the GE
Group shall cause any such objects to be returned promptly in the same condition in which they were delivered to such member of the GE Group and the members of the GE Group shall comply with any rules, procedures or other requirements, and shall be
subject to any restrictions (including prohibitions on removal of specified objects), that are then applicable to the Company. GECC shall pay the applicable fee or rate per hour for archives research services (subject to increase from time to time
to reflect rates then in effect for the Company generally). Nothing herein shall be deemed to restrict the access of any member of the Company Group to any such documents or objects or to impose any liability on any member of the Company Group if
any such documents or objects are not maintained or preserved by the Company. 
 5.12 Ownership of Information. Any Information owned
by one Group that is provided to a requesting Party pursuant to Section 5.11 shall be deemed to remain the property of the providing Group. Unless specifically set forth herein, nothing contained in this Agreement shall be construed as
granting or conferring rights of license or otherwise in any such Information. 
 5.13 Compensation for Providing Information. In
connection with information exchanged pursuant to Section 5.11, the Party requesting Information agrees to reimburse the other Party for the reasonable out-of-pocket costs, if any, of creating, gathering and copying such Information, to
the extent that such costs are incurred for the benefit of the requesting Party. Except as may be otherwise specifically provided elsewhere in this Agreement or in any other agreement between the Parties, such costs shall be computed in accordance
with the providing Party’s standard methodology and procedures. 
 5.14 Record Retention. To facilitate the possible exchange of
Information pursuant to this Article V and other provisions of this Agreement after the Closing Date, GECC and the 

  
 37 

 
Company agree to use their reasonable best efforts to retain all Information in their respective possession or control in accordance with the policies of GE as in effect on the Closing Date or
such other policies as may be reasonably adopted by the appropriate party after the Closing Date. No Party will destroy, or permit any of its Subsidiaries to destroy, any Information which the other Party may have the right to obtain pursuant to
this Agreement prior to the fifth anniversary of the date hereof without first using its reasonable efforts to notify the other Party of the proposed destruction and giving the other Party the opportunity to take possession of such Information prior
to such destruction; provided, however, that in the case of any Information relating to Taxes or employee benefits, such period shall be extended to the expiration of the applicable statute of limitations (giving effect to any extensions thereof);
provided further, however, no Party will destroy, or permit any of its Subsidiaries to destroy, any Information required to be retained by applicable Law. 

5.15 Liability. No Party shall have any liability to any other Party in the event that any Information exchanged or provided pursuant
to this Agreement which is an estimate or forecast, or which is based on an estimate or forecast, is found to be inaccurate in the absence of willful misconduct by the Party providing such Information. No Party shall have any liability to any other
Party if any Information is destroyed after reasonable best efforts by such Party to comply with the provisions of Section 5.14. 

5.16 Other Agreements Providing for Exchange of Information. 

(a) The rights and obligations granted under this Article V are subject to any specific limitations, qualifications or additional
provisions on the sharing, exchange, retention or confidential treatment of Information set forth in any Transaction Document. 
 (b) When
any Information provided by one Group to the other (other than Information provided pursuant to Section 5.14) is no longer needed for the purposes contemplated by this Agreement or any other Transaction Document or is no longer required
to be retained by applicable Law, the receiving party will promptly after request of the other party either return to the other party all Information in a tangible form (including all copies thereof and all notes, extracts or summaries based
thereon) or certify to the other party that it has destroyed such Information (and such copies thereof and such notes, extracts or summaries based thereon). 

5.17 Production of Witnesses; Records; Cooperation. 

(a) After the Closing Date, except in the case of an adversarial Action by one Party against another Party, each of GECC and the Company shall
use its reasonable efforts to make available to each other Party, upon written request, the former, current and future directors, officers, employees, other personnel and agents of the members of its respective Group as witnesses and any books,
records or other documents within its control or which it otherwise has the ability to make available, to the extent that any such person (giving consideration to business demands of such directors, officers, employees, other personnel and agents)
or books, records or other documents may reasonably be required in connection with any Action or IP Application in which the requesting Party may from time to time be involved, regardless of whether such Action or IP Application is a matter with
respect to which indemnification may be sought hereunder. The requesting Party shall bear all costs and expenses in connection therewith. 

  
 38 

 (b) If an Indemnifying Party chooses to defend or to seek to compromise or settle any Third-Party
Claim, the other parties shall make available to such Indemnifying Party, upon written request, the former, current and future directors, officers, employees, other personnel and agents of the members of its respective Group as witnesses and any
books, records or other documents within its control or which it otherwise has the ability to make available, to the extent that any such person (giving consideration to business demands of such directors, officers, employees, other personnel and
agents) or books, records or other documents may reasonably be required in connection with such defense, settlement or compromise, or the prosecution, evaluation or pursuit thereof, as the case may be, and shall otherwise cooperate in such defense,
settlement or compromise, or such prosecution, evaluation or pursuit, as the case may be. 
 (c) Without limiting the foregoing, GECC and
the Company shall cooperate and consult to the extent reasonably necessary with respect to any Actions. 
 (d) Without limiting any
provision of this Section 5.17, each of GECC and the Company agrees to cooperate, and to cause each member of its respective Group to cooperate, with each other in the defense of any infringement or similar claim with respect any
intellectual property and shall not claim to acknowledge, or permit any member of its respective Group to claim to acknowledge, the validity or infringing use of any intellectual property of a third Person in a manner that would hamper or undermine
the defense of such infringement or similar claim except as required by Law. 
 (e) The obligation of GECC and the Company to provide
witnesses pursuant to this Section 5.17 is intended to be interpreted in a manner so as to facilitate cooperation and shall include the obligation to provide as witnesses inventors and other officers without regard to whether the witness
or the employer of the witness could assert a possible business conflict (subject to the exception set forth in the first sentence of Section 5.17(a)). 

(f) In connection with any matter contemplated by this Section 5.17, GECC and the Company will enter into a mutually acceptable
joint defense agreement so as to maintain to the extent practicable any applicable attorney-client privilege, work product immunity or other applicable privileges or immunities of any member of any Group. 

5.18 Privilege. The provision of any information pursuant to this Article V shall not be deemed a waiver of any privilege,
including privileges arising under or related to the attorney-client privilege or any other applicable privilege (a “Privilege”). Following the Closing Date, neither the Company or any member of the Company Group nor GECC or any
member of the GE Group will be required to provide any information pursuant to this Article V if the provision of such information would serve as a waiver of any Privilege afforded such information. 

5.19 Reasonable. For the purposes of this Article V, any request for information shall be deemed reasonable in content or timing
if such request is consistent with past practices. 

  
 39 

 ARTICLE VI 

RELEASE; INDEMNIFICATION 
 6.1
Release of Pre-Closing Claims. 
 (a) Except as provided in (i) Section 6.1(c), (ii) any exceptions to the
indemnification provisions of Sections 6.2, 6.3 and 6.4 set forth in those Sections and (iii) any Transaction Document and this Agreement, effective as of the Closing Date, the Company does hereby, for itself and each other
member of the Company Group, their respective Affiliates, successors and assigns, and all Persons who at any time prior to the Closing Date have been directors, officers, agents or employees of any member of the Company Group (in each case, in their
respective capacities as such), remise, release and forever discharge GECC and the other members of the GE Group, their respective Affiliates, successors and assigns, and all Persons who at any time prior to the Closing Date have been stockholders,
directors, officers, agents or employees of any member of the GE Group (in each case, in their respective capacities as such), and their respective heirs, executors, administrators, successors and assigns, from any and all Liabilities whatsoever,
whether at Law or in equity (including any right of contribution), whether arising under any contract or agreement, by operation of Law or otherwise, existing or arising from any acts or events occurring or failing to occur or alleged to have
occurred or to have failed to occur or any conditions existing or alleged to have existed on or before the Closing Date, including in connection with the transactions and all other activities to implement the Separation, the Initial Public Offering,
the Distribution and any of the other transactions contemplated hereunder and under the Transaction Documents. 
 (b) Except as provided in
(i) Section 6.1(c), (ii) any exceptions to the indemnification provisions of Sections 6.2, 6.3 and 6.4 set forth in those Sections and (iii) any Transaction Document and this Agreement, effective as of
the Closing Date, GE and GECC do hereby, for themselves and each other member of the GE Group, their respective Affiliates, successors and assigns, and all Persons who at any time prior to the Closing Date have been stockholders, directors,
officers, agents or employees of any member of the GE Group (in each case, in their respective capacities as such), remise, release and forever discharge the Company, the respective members of the Company Group, their respective Affiliates,
successors and assigns, and all Persons who at any time prior to the Closing Date have been stockholders, directors, officers, agents or employees of any member of the Company Group (in each case, in their respective capacities as such), and their
respective heirs, executors, administrators, successors and assigns, from any and all Liabilities whatsoever, whether at Law or in equity (including any right of contribution), whether arising under any contract or agreement, by operation of Law or
otherwise, existing or arising from any acts or events occurring or failing to occur or alleged to have occurred or to have failed to occur or any conditions existing or alleged to have existed on or before the Closing Date, including in connection
with the transactions and all other activities to implement the Separation, the Initial Public Offering, the Distribution and any of the other transactions contemplated hereunder and under the Transaction Documents. 

(c) Nothing contained in Section 6.1(a) or Section 6.1(b) shall impair any right of any Person to enforce this
Agreement, any Transaction Document or any agreements, arrangements, commitments or understandings that are specified in Section 2.4(b) or the applicable Schedules thereto not to terminate as of the Closing Date, in each case in
accordance with its terms. Nothing contained in Section 6.1(a) or Section 6.1(b) shall release any Person from: 

(i) any Liability provided in or resulting from any agreement among any members of the GE Group or the Company Group that is
specified in Section 2.4(b) or the applicable Schedules thereto not to terminate as of the Closing Date, or any other Liability specified in such Section 2.4(b) not to terminate as of the Closing Date; 

  
 40 

 (ii) any Liability, contingent or otherwise, assumed, transferred, assigned or
allocated to the Group of which such Person is a member in accordance with, or any other Liability of any member of any Group under, this Agreement or any Transaction Document; 

(iii) any Liability for the sale, lease, construction or receipt of property or services purchased, obtained or used in the
ordinary course of business by a member of one Group from a member of the other Group prior to the Closing Date; 
 (iv) any
Liability for unpaid amounts for services or refunds owing on services due on a value-received basis for work done by a member of one Group at the request or on behalf of a member of the other Group; or 

(v) any Liability that GECC and the Company may have with respect to indemnification or contribution pursuant to this Agreement
or otherwise, including for claims brought against GECC and the Company by third Persons (which third person claims shall be governed by the provisions of this Article VI and, if applicable, the appropriate provisions of the Transaction
Documents). 
 In addition, nothing contained in Section 6.1(a) shall release GECC and any member of the GE Group from
indemnifying and advancing expenses to any director, officer or employee of the Company who was a director, officer or employee of any member of the GE Group or any of their Affiliates on or prior to the Closing Date (including, for the avoidance of
doubt, any indemnification or advancement of expenses obligations in respect of the Initial Public Offering), to the extent such director, officer or employee is or becomes a named defendant in any Action with respect to which he or she was entitled
to such indemnification or advancement of expenses pursuant to then existing obligations. 
 (d) The Company shall not make, and shall not
permit any member of the Company Group to make, any claim or demand, or commence any Action asserting any claim or demand, including any claim of contribution or any indemnification, against GECC or any member of the GE Group, or any other Person
released pursuant to Section 6.1(a), with respect to any Liabilities released pursuant to Section 6.1(a). GECC shall not, and shall not permit any member of the GE Group, to make any claim or demand, or commence any Action
asserting any claim or demand, including any claim of contribution or any indemnification against the Company or any member of the Company Group, or any other Person released pursuant to Section 6.1(b), with respect to any Liabilities
released pursuant to Section 6.1(b). 
 (e) It is the intent of each of GE, GECC and the Company, by virtue of the provisions of
this Section 6.1, to provide for a full and complete release and discharge of all Liabilities existing or arising from all acts and events occurring or failing to occur or alleged to have occurred or to have failed to occur and all
conditions existing or alleged to have existed on 

  
 41 

 
or before the Closing Date, between or among the Company or any member of the Company Group, on the one hand, and GE, GECC or any member of the GE Group, on the other hand (including any
contractual agreements or arrangements existing or alleged to exist between or among any such members on or before the Closing Date), except as expressly set forth in Sections 6.1(a), (b) and (c). At any time, at the
request of any other Party, each Party shall cause each member of its respective Group to execute and deliver releases reflecting the provisions hereof. 

6.2 General Indemnification by the Company. Except (i) as provided in Section 6.5 or (ii) as required by
applicable Law, the Company shall, and shall cause the other members of the Company Group to, indemnify, defend and hold harmless on an After-Tax Basis each member of the GE Group and each of their respective directors, officers and employees, and
each of the heirs, executors, successors and assigns of any of the foregoing (collectively, the “GE Indemnified Parties”), from and against any and all Liabilities of the GE Indemnified Parties relating to, arising out of or
resulting from any of the following items (without duplication): 
 (a) the failure of the Company or any other member of the Company Group
or any other Person to pay, perform or otherwise promptly discharge any Company Liabilities or Company Contract in accordance with its respective terms, whether prior to or after the Closing Date; 

(b) any Company Liability or any Company Contract; 

(c) the Guarantees and, except to the extent it relates to an Excluded Liability, any other guarantee, indemnification obligation, surety bond
or other credit support agreement, arrangement, commitment or understanding by any member of the GE Group for the benefit of any member of the Company Group that survives the Closing; 

(d) any breach by any member of the Company Group of this Agreement or any of the Transaction Documents (other than the Transaction Documents
set forth on Schedule 6.2(d)) or any action by the Company in contravention of its Charter or Amended and Restated Bylaws; and 
 (e)
any untrue statement or alleged untrue statement of a material fact contained in any GE Public Filing or any other document filed with the SEC by any member of the GE Group pursuant to the Securities Act or the Exchange Act, or any omission or
alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, in each case to the extent, but only to the
extent, that those Liabilities are caused by any such untrue statement or omission or alleged untrue statement or omission based upon information that is either furnished to any of the GE Indemnified Parties by any member of the Company Group or
incorporated by reference by any GE Indemnified Party from any filings made by any member of the Company Group with the SEC pursuant to the Securities Act or the Exchange Act, and then only if that statement or omission was made or occurred after
the Closing Date. 
 6.3 General Indemnification by GECC. Except (i) as provided in Section 6.5 or (ii) as
required by applicable Law, GECC shall indemnify, defend and hold harmless on an After-Tax 

  
 42 

 
Basis each member of the Company Group and each of their respective directors, officers and employees, and each of the heirs, executors, successors and assigns of any of the foregoing
(collectively, the “Company Indemnified Parties”), from and against any and all Liabilities of the Company Indemnified Parties relating to, arising out of or resulting from any of the following items (without duplication): 

(a) the failure of any member of the GE Group or any other Person to pay, perform or otherwise promptly discharge any Liabilities of the GE
Group other than the Company Liabilities, whether prior to or after the Closing Date or the date hereof; 
 (b) any Excluded Liability or
any Liability of a member of the GE Group other than the Company Liabilities; 
 (c) any breach by any member of the GE Group of this
Agreement or any of the Transaction Documents (other than the Transaction Documents set forth on Schedule 6.3(c)); and 
 (d) any
untrue statement or alleged untrue statement of a material fact contained in any document filed with the SEC by any member of the Company Group pursuant to the Securities Act or the Exchange Act other than the Registration Statements, or any
omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading, in each case to the extent, but only
to the extent, that those Liabilities are caused by any such untrue statement or omission or alleged untrue statement or omission based upon information that is either furnished to any member of the Company Indemnified Parties by any member of the
GE Group or incorporated by reference by any Company Indemnified Party from any GE Public Filings or any other document filed with the SEC by any member of the GE Group pursuant to the Securities Act or the Exchange Act. 

6.4 Registration Statement Indemnification. 

(a) The Company agrees to indemnify and hold harmless on an After-Tax Basis the GE Indemnified Parties and each Person, if any, who controls
any member of the GE Group within the meaning of Section 15 of the Securities Act or Section 20 of the Exchange Act (collectively, the “Registration Indemnified Parties”) from and against any and all Liabilities arising
out of or based upon any untrue statement or alleged untrue statement of a material fact contained in any Registration Statement or Prospectus, or arising out of or based upon any omission or alleged omission to state therein a material fact
required to be stated therein or necessary to make the statements therein not misleading, except insofar as such Liabilities arise out of or are based upon any untrue statement or omission or alleged untrue statement or omission which has been made
therein or omitted therefrom in reliance upon and in conformity with (i) the information set forth in the IPO Registration Statement, that GECC agrees in writing was furnished by a member of the GE Group, (ii) the information set forth in
any other Registration Statement that GECC agrees in writing was furnished by a member of the GE Group and (iii) information relating to any underwriter furnished in writing to the Company by or on behalf of such underwriter expressly for use
in the Registration Statement or Prospectus. 

  
 43 

 (b) Each Registration Indemnified Party agrees, severally and not jointly, to indemnify and hold
harmless on an After-Tax Basis the Company and its Subsidiaries and any of their respective directors or officers who sign any Registration Statement, and any person who controls the Company within the meaning of Section 15 of the Securities
Act or Section 20 of the Exchange Act, to the same extent as the foregoing indemnity from the Company to each Registration Indemnified Party, but only with respect to the information set forth in a Registration Statement, that is described on
Schedule 6.4 or as agreed in writing by GECC as provided by Section 6.4(a)(ii). For purposes of this Section 6.4(b), any information relating to any underwriter that is contained in a Registration Statement or
Prospectus shall not be deemed to be information relating to a Registration Indemnified Party. If any Action shall be brought against the Company or its Subsidiaries, any of their respective directors or officers, or any such controlling person
based on any Registration Statement or Prospectus and in respect of which indemnity may be sought against a Registration Indemnified Party pursuant to this paragraph (b), such Registration Indemnified Party shall have the rights and duties given to
the Company by Section 6.5 hereof (except that if the Company shall have assumed the defense thereof, such Registration Indemnified Party shall not be required to, but may, employ separate counsel therein and participate in the defense
thereof, but the fees and expenses of such counsel shall be at such Registration Indemnified Party’s expense), and the Company, its directors or officers and any such controlling person shall have the rights and duties given to such
Registration Indemnified Party by Section 6.5 hereof. 
 6.5 Contribution. 

(a) If the indemnification provided for in this Article VI is unavailable to, or insufficient to hold harmless on an After-Tax Basis,
an indemnified party under Section 6.2(e), Section 6.3(d) or Section 6.4 hereof in respect of any Liabilities referred to therein, then each indemnifying party shall contribute to the amount paid or payable by
such indemnified party as a result of such Liabilities (or actions in respect thereof) in such proportion as is appropriate to reflect the relative fault of the indemnifying party and the indemnified party in connection with the actions which
resulted in Liabilities as well as any other relevant equitable considerations. The relative fault of such indemnifying party and indemnified party shall be determined by reference to, among other things, whether the untrue or alleged untrue
statement of a material fact or omission or alleged omission to state a material fact relates to information supplied by such indemnifying party or indemnified party, and the parties’ relative intent, knowledge, access to information and
opportunity to correct or prevent such statement or omission. For the purposes of this Section 6.5(a), the information set forth in the IPO Registration Statement or any other Registration Statement that is described on Schedule
6.4 or as agreed in writing as provided by Section 6.4(a)(ii), as applicable, shall be the only “information supplied by” such Registration Indemnified Parties. 

(b) GECC and the Company agree that it would not be just and equitable if contribution pursuant to this Section 6.5 were
determined by a pro rata allocation or by any other method of allocation that does not take account of the equitable considerations referred to in paragraph (a) above. The amount paid or payable by an indemnified party as a result of the
Liabilities referred to in paragraph (a) above shall be deemed to include, subject to the limitations set forth above, any legal or other fees or expenses reasonably incurred by such indemnified party in connection with investigating any claim
or defending any Action. 

  
 44 

 
Notwithstanding the provisions of this Section 6.5, a Registration Indemnified Party shall not be required to contribute any amount in excess of the amount by which the proceeds to
such Registration Indemnified Party exceeds the amount of any damages which such Registration Indemnified Party has otherwise been required to pay by reason of such untrue or alleged untrue statement or omission or alleged omission. No person guilty
of fraudulent misrepresentation (within the meaning of Section 11(f) of the Securities Act) shall be entitled to contribution from any person who was not guilty of such fraudulent misrepresentation. 

6.6 Indemnification Obligations Net of Insurance Proceeds and Other Amounts, On an After-Tax Basis. 

(a) Any Liability subject to indemnification or contribution pursuant to this Article VI will be net of Insurance Proceeds that
actually reduce the amount of the Liability and will be determined on an After-Tax Basis. Accordingly, the amount which any party (an “Indemnifying Party”) is required to pay to any Person entitled to indemnification hereunder (an
“Indemnified Party”) will be reduced by any Insurance Proceeds theretofore actually recovered by or on behalf of the Indemnified Party in respect of the related Liability. If an Indemnified Party receives a payment (an
“Indemnity Payment”) required by this Agreement from an Indemnifying Party in respect of any Liability and subsequently receives Insurance Proceeds, then the Indemnified Party will pay to the Indemnifying Party an amount equal to
the excess of the Indemnity Payment received over the amount of the Indemnity Payment that would have been due if the Insurance Proceeds had been received, realized or recovered before the Indemnity Payment was made. 

(b) An insurer who would otherwise be obligated to pay any claim shall not be relieved of the responsibility with respect thereto or, solely
by virtue of the indemnification provisions hereof, have any subrogation rights with respect thereto. The Indemnified Party shall use its commercially reasonable efforts to seek to collect or recover any third-party Insurance Proceeds to which the
Indemnified Party is entitled in connection with any Liability for which the Indemnified Party seeks indemnification pursuant to this Article VI; provided that the Indemnified Party’s inability to collect or recover any such
Insurance Proceeds shall not limit the Indemnifying Party’s obligations hereunder. 
 (c) The term “After-Tax Basis” as used
in this Article VI shall have the meaning set forth in the Tax Sharing and Separation Agreement. 
 6.7 Procedures for
Indemnification of Third-Party Claims. 
 (a) If an Indemnified Party shall receive notice or otherwise learn of the assertion by a
Person (including any Governmental Authority) who is not a member of the GE Group or the Company Group of any claim or of the commencement by any such Person of any Action (collectively, a “Third-Party Claim”) with respect to which
an Indemnifying Party may be obligated to provide indemnification to such Indemnified Party pursuant to Section 6.2, Section 6.3 or Section 6.4, or any other Section of this Agreement or any Transaction Document,
such Indemnified Party shall give such Indemnifying Party written notice thereof within twenty (20) days after becoming aware of such Third-Party Claim. Any such notice shall describe the Third-Party Claim in reasonable detail. Notwithstanding
the foregoing, the failure of any Indemnified 

  
 45 

 
Party or other Person to give notice as provided in this Section 6.7(a) shall not relieve the Indemnifying Party of its obligations under this Article VI, except to the extent
that such Indemnifying Party is actually and materially prejudiced by such failure to give notice. 
 (b) An Indemnifying Party may elect to
defend (and to seek to settle or compromise), at such Indemnifying Party’s own expense and by such Indemnifying Party’s own counsel, any Third-Party Claim. Within thirty (30) days after the receipt of notice from an Indemnified Party
in accordance with Section 6.7(a) (or sooner, if the nature of such Third-Party Claim so requires), the Indemnifying Party shall notify the Indemnified Party of its election whether the Indemnifying Party will assume responsibility for
defending such Third-Party Claim, which election shall specify any reservations or exceptions. After notice from an Indemnifying Party to an Indemnified Party of its election to assume the defense of a Third-Party Claim, such Indemnified Party shall
have the right to employ separate counsel and to participate in (but not control) the defense, compromise, or settlement thereof, but the fees and expenses of such counsel shall be the expense of such Indemnified Party except as set forth in the
next sentence. If the Indemnifying Party has elected to assume the defense of the Third-Party Claim but has specified, and continues to assert, any reservations or exceptions in such notice, then, in any such case, the reasonable fees and expenses
of one separate counsel for all Indemnified Parties shall be borne by the Indemnifying Party, but the Indemnifying Party shall be entitled to reimbursement by the Indemnified Party for payment of any such fees and expenses to the extent that it
establishes that such reservations and exceptions were proper. 
 (c) If an Indemnifying Party elects not to assume responsibility for
defending a Third-Party Claim, or fails to notify an Indemnified Party of its election as provided in Section 6.7(b), such Indemnified Party may defend such Third-Party Claim at the cost and expense of the Indemnifying Party. 

(d) Unless the Indemnifying Party has failed to assume the defense of the Third-Party Claim in accordance with the terms of this Agreement, no
Indemnified Party may settle or compromise any Third-Party Claim without the consent of the Indemnifying Party. No Indemnifying Party shall consent to entry of any judgment or enter into any settlement of any pending or threatened Third-Party Claim
in respect of which any Indemnified Party is or could have been a party and indemnity could have been sought hereunder by such Indemnified Party without the consent of the Indemnified Party if (i) the effect thereof is to permit any injunction,
declaratory judgment, other order or other nonmonetary relief to be entered, directly or indirectly against such Indemnified Party and (ii) such settlement does not include an unconditional release of such Indemnified Party from all liability
on claims that are the subject matter of such Third-Party Claim. 
 (e) The provisions of this Section 6.7 shall not apply to
Taxes (which are covered by the Tax Sharing and Separation Agreement). 
 6.8 Additional Matters. 

(a) Indemnification or contribution payments in respect of any Liabilities for which an Indemnified Party is entitled to indemnification or
contribution under this Article VI shall be paid by the Indemnifying Party to the Indemnified Party as such Liabilities are incurred 

  
 46 

 
upon demand by the Indemnified Party, including an obligation to provide reasonably satisfactory documentation setting forth the basis for the amount of such indemnification or contribution
payment, including documentation with respect to calculations made on an After-Tax Basis and consideration of any Insurance Proceeds that actually reduce the amount of such Liabilities. The indemnity and contribution agreements contained in this
Article VI shall remain operative and in full force and effect, regardless of (i) any investigation made by or on behalf of any Indemnified Party; (ii) the knowledge by the Indemnified Party of Liabilities for which it might be
entitled to indemnification or contribution hereunder; and (iii) any termination of this Agreement. 
 (b) Any claim on account of a
Liability which does not result from a Third-Party Claim shall be asserted by written notice given by the Indemnified Party to the applicable Indemnifying Party. Such Indemnifying Party shall have a period of 30 days after the receipt of such notice
within which to respond thereto. If such Indemnifying Party does not respond within such 30-day period, such Indemnifying Party shall be deemed to have refused to accept responsibility to make payment. If such Indemnifying Party does not respond
within such 30-day period or rejects such claim in whole or in part, such Indemnified Party shall be free to pursue such remedies as may be available to such party as contemplated by this Agreement and the Transaction Documents without prejudice to
its continuing rights to pursue indemnification or contribution hereunder. 
 (c) If payment is made by or on behalf of any Indemnifying
Party to any Indemnified Party in connection with any Third-Party Claim, such Indemnifying Party shall be subrogated to and shall stand in the place of such Indemnified Party as to any events or circumstances in respect of which such Indemnified
Party may have any right, defense or claim relating to such Third-Party Claim against any claimant or plaintiff asserting such Third-Party Claim or against any other Person. Such Indemnified Party shall cooperate with such Indemnifying Party in a
reasonable manner, and at the cost and expense of such Indemnifying Party, in prosecuting any subrogated right, defense or claim. 
 (d) In
an Action in which the Indemnifying Party is not a named defendant, if either the Indemnified Party or Indemnifying Party shall so request, the parties shall endeavor to substitute the Indemnifying Party for the named defendant if they conclude that
substitution is desirable and practical. If such substitution or addition cannot be achieved for any reason or is not requested, the named defendant shall allow the Indemnifying Party to manage the Action as set forth in this section, and the
Indemnifying Party shall fully indemnify the named defendant against all costs of defending the Action (including court costs, sanctions imposed by a court, attorneys’ fees, experts fees and all other external expenses), the costs of any
judgment or settlement, and the cost of any interest or penalties relating to any judgment or settlement. 
 (e) The provisions of this
Section 6.8 shall not apply to Taxes and related matters covered under the Tax Sharing and Separation Agreement. 
 6.9
Remedies Cumulative; Limitations of Liability. The rights provided in this Article VI shall be cumulative and, subject to the provisions of Article IX, shall not preclude assertion by any Indemnified Party of any other rights or
the seeking of any and all other remedies against any Indemnifying Party. Notwithstanding the foregoing, neither the Company 

  
 47 

 
or its Affiliates, on the one hand, nor GECC or its Affiliates, on the other hand, shall be liable to the other for any special, indirect, incidental, punitive, consequential, exemplary,
statutorily-enhanced or similar damages in excess of compensatory damages (provided that any such liability with respect to a Third-Party Claim shall be considered direct damages) of the other arising in connection with the Transactions or any of
the other Transaction Documents. 
 6.10 Survival of Indemnities. The rights and obligations of each of GECC and the Company and
their respective Indemnified Parties under this Article VI shall survive the sale or other transfer by any party of any Assets or businesses or the assignment by it of any Liabilities. 

ARTICLE VII 
 OTHER AGREEMENTS

 7.1 Further Assurances. 

(a) In addition to the actions specifically provided for elsewhere in this Agreement, each of GE, GECC and the Company will cooperate with
each other and use (and will cause their respective Subsidiaries and Affiliates to use) reasonable best efforts, prior to, on and after the Closing Date, to take, or to cause to be taken, all actions, and to do, or to cause to be done, all things
reasonably necessary on its part under applicable Law or contractual obligations to consummate and make effective the transactions contemplated by this Agreement and the Transaction Documents. 

(b) Without limiting the foregoing, prior to, on and after the Closing Date, each of GE, GECC and the Company shall cooperate with the other
Party, and without any further consideration, but at the expense of the requesting Party from and after the Closing Date, to execute and deliver, or use its reasonable best efforts to cause to be executed and delivered, all instruments, including
instruments of conveyance, assignment and transfer, and to make all filings with, and to obtain all consents, approvals or authorizations of, any Governmental Authority or any other Person under any permit, license, agreement, indenture or other
instrument (including any Consents or Governmental Approvals), and to take all such other actions as such Party may reasonably be requested to take by any other Party hereto from time to time, consistent with the terms of this Agreement and the
Transaction Documents, in order to effectuate the provisions and purposes of this Agreement and the Transaction Documents and the transfers of the Company Assets and the assignment and assumption of the Company Liabilities and the other transactions
contemplated hereby and thereby. Without limiting the foregoing, each Party will, at the reasonable request, cost and expense of any other Party, take such other actions as may be reasonably necessary to vest in such other Party good and marketable
title to the Assets allocated to such Party under this Agreement or any of the Transaction Documents, free and clear of any Security Interest, if and to the extent it is practicable to do so. 

(c) On or prior to the Closing Date, GE, GECC and the Company in their respective capacities as direct and indirect stockholders of their
respective Subsidiaries, shall each ratify any actions that are reasonably necessary or desirable to be taken by GE, GECC, the Company or any other Subsidiary of GE, GECC or the Company, as the case may be, to effectuate the transactions
contemplated by this Agreement. On or prior to the Closing Date, 

  
 48 

 
GECC shall cause GECFI and the Company shall take all actions as may be necessary to approve the stock-based employee benefit plans of the Company in order to satisfy the requirements of Rule
16b-3 under the Exchange Act and the applicable rules and regulations of The New York Stock Exchange. 
 7.2 Confidentiality. 

(a) From and after the Closing, subject to Section 7.2(c) and except as contemplated by this Agreement or any Transaction
Document, GE and GECC shall not, and shall cause their respective Affiliates and their respective officers, directors, employees, and other agents and representatives, including attorneys, agents, customers, suppliers, contractors, consultants and
other representatives of any Person providing financing (collectively, “Representatives”), not to, directly or indirectly, disclose, reveal, divulge or communicate to any Person other than Representatives of such Party or of its
Affiliates who reasonably need to know such information in providing services to any member of the GE Group or use or otherwise exploit for its own benefit or for the benefit of any third party, any Company Confidential Information. If any uses or
disclosures are made in connection with providing services to any member of the GE Group under this Agreement or any Transaction Document, then the Company Confidential Information so used or disclosed shall be used only as required to perform the
services. The GE Group shall use the same degree of care to prevent and restrain the unauthorized use or disclosure of the Company Confidential Information by any of their Representatives as they currently use for their own confidential information
of a like nature, but in no event less than a reasonable standard of care. For purposes of this Section 7.2, any Information, material or documents relating to the Company Business currently or formerly conducted, or proposed to be
conducted, by any member of the Company Group furnished to or in possession of any member of the GE Group, irrespective of the form of communication, and all notes, analyses, compilations, forecasts, data, translations, studies, memoranda or other
documents prepared by any member of the GE Group or their respective officers, directors and Affiliates, that contain or otherwise reflect such information, material or documents is hereinafter referred to as “Company Confidential
Information.” “Company Confidential Information” does not include, and there shall be no obligation hereunder with respect to, information that (i) is or becomes generally available to the public, other than as a
result of a use or disclosure by any member of the GE Group not otherwise permissible hereunder, (ii) GE or GECC can demonstrate was or became available to such Party or such member of the GE Group from a source other than the Company or its
Affiliates or (iii) is developed independently by such member of the GE Group without reference to the Company Confidential Information; provided, however, that, in the case of clause (ii), the source of such information was not
known by such member of the GE Group to be bound by a confidentiality agreement with, or other contractual, legal or fiduciary obligation of confidentiality to, the Company or any member of the Company Group with respect to such information. 

(b) From and after the Closing, subject to Section 7.2(c) and except as contemplated by this Agreement or any Transaction
Document, the Company shall not, and shall cause its Affiliates and their respective Representatives, not to, directly or indirectly, disclose, reveal, divulge or communicate to any Person other than Representatives of such Party or of its
Affiliates who reasonably need to know such information in providing services to the Company or any member of the Company Group or use or otherwise exploit for its own benefit or for the 

  
 49 

 
benefit of any third party, any GE Confidential Information. If any uses or disclosures are made in connection with providing services to any member of the Company Group under this Agreement or
any Transaction Document, then the GE Confidential Information so used or disclosed shall be used only as required to perform the services. The Company Group shall use the same degree of care to prevent and restrain the unauthorized use or
disclosure of the GE Confidential Information by any of their Representatives as they currently use for their own confidential information of a like nature, but in no event less than a reasonable standard of care. For purposes of this
Section 7.2, any Information, material or documents relating to the businesses currently or formerly conducted, or proposed to be conducted, by GECC or any of its Affiliates (other than any member of the Company Group) furnished to or in
possession of any member of the Company Group, irrespective of the form of communication, and all notes, analyses, compilations, forecasts, data, translations, studies, memoranda or other documents prepared by the Company, any member of the Company
Group or their respective officers, directors and Affiliates, that contain or otherwise reflect such information, material or documents is hereinafter referred to as “GE Confidential Information.” “GE Confidential
Information” does not include, and there shall be no obligation hereunder with respect to, information that (i) is or becomes generally available to the public, other than as a result of a use or disclosure by any member of the Company
Group not otherwise permissible hereunder, (ii) the Company can demonstrate was or became available to the Company from a source other than GE and its Affiliates or (iii) is developed independently by such member of the Company Group
without reference to the GE Confidential Information; provided, however, that, in the case of clause (ii), the source of such information was not known by such member of the Company Group to be bound by a confidentiality agreement
with, or other contractual, legal or fiduciary obligation of confidentiality to, any such member of the GE Group or their respective Affiliates with respect to such information. 

(c) If GE or its Affiliates, on the one hand, or the Company or its Affiliates, on the other hand, are requested or required (by oral
question, interrogatories, requests for information or documents, subpoena, civil investigative demand or similar process) by any Governmental Authority or pursuant to applicable Law to disclose or provide any Company Confidential Information or GE
Confidential Information (other than with respect to any such information furnished pursuant to the provisions of Article V of this Agreement), as applicable, the entity or person receiving such request or demand shall use all reasonable
efforts to provide the other Party with written notice of such request or demand as promptly as practicable under the circumstances so that such other Party shall have an opportunity to seek an appropriate protective order. The Party receiving such
request or demand agrees to take, and cause its representatives to take, at the requesting Party’s expense, all other reasonable steps necessary to obtain confidential treatment by the recipient. Subject to the foregoing, the Party that
received such request or demand may thereafter disclose or provide any Company Confidential Information or GE Confidential Information, as the case may be, to the extent required by such Law (as so advised by counsel) or by lawful process or such
Governmental Authority. 
 7.3 Insurance Matters. 

(a) Prior to the Trigger Date, members of the Company Group shall be insured by, have direct access or availability to, be entitled to make
direct claims on or be entitled to claim benefits directly from or under GE Insurance Arrangements, in each case solely 

  
 50 

 
to the extent provided by the terms of the GE Insurance Arrangements, as the same may be modified, terminated or otherwise changed from time to time in accordance with Section 7.3(e)
below. Members of the Company Group will pay premiums and other costs under each such GE Insurance Arrangement in accordance with GE’s allocation methodologies (consistently applied) for its other Subsidiaries, as the same may be in effect from
time to time. 
 (b) From and after the Trigger Date, members of the Company Group shall cease to be insured by, have access or availability
to, be entitled to make claims on, be entitled to claim benefits from or seek coverage under any GE Insurance Arrangement, other than with respect to any claim, act, omission, event, circumstance, occurrence or loss that occurred or existed
prior to the Trigger Date (and then only to the extent that such claim, act, omission, event, circumstance, occurrence or loss occurred or existed on or prior to the Trigger Date) (a “Pre-Trigger Date Event”) and was reported to the
applicable insurer in accordance with the provisions of the applicable GE Insurance Arrangement prior to the Trigger Date, subject in each case to the terms and conditions of the applicable GE Insurance Arrangement and the requirements of
subparagraph (d) below. Upon receipt of a written request from the Company, GE shall use its commercially reasonable efforts to reduce or cancel the Company Group’s coverage under any GE Insurance Arrangement, effective no earlier than
sixty (60) days after GE’s receipt of such request, provided, however that (i) any costs associated with or incurred in connection with such reduction or cancellation shall be borne exclusively by the Company Group, (ii) the
Company Group understands that there may be no premium refund or credit provided by the relevant insurers as a result of such reduction or cancellation, and (iii) if and to the extent that GE actually receives a premium refund or credit from
the relevant insurers for the term of the coverage so reduced or cancelled as a direct result of such reduction or cancellation, GE shall only be obligated to credit or pay over to the Company Group the lesser of (x) the amount of any such
credit or refund or (y) the amount last charged to the Company Group by GE for such coverage during such term. 
 (c) Notwithstanding
subparagraph (b) above, with respect to any Pre-Trigger Date Event relating to Company Assets, Company Liabilities or the members of the Company Group that would be covered by GE’s occurrence-based insurance policies (for avoidance of
doubt, such policies shall not include any of GE’s claims-made or occurrence-reported liability policies, GE’s transit and construction all risk insurance policies, and/or GE’s aviation liability policies), the members of the Company
Group may directly access, make direct claims on, claim benefits directly from or under such policies for a one-year period concluding on first anniversary of the Trigger Date, subject in each case to the terms and conditions of such policies and
the requirements of subparagraph (d) below. For purposes of this Section 7.3, the term “GE” shall include, where appropriate to the context, GE’s Subsidiaries and/or Affiliates. 

(d) In connection with any pursuit by or on behalf of any member of the Company Group of insurance benefits or coverage permitted by this
Section 7.3: 
 (i) the Company shall as promptly as reasonably practicable notify GE’s Corporate Insurance
department of all such claims and/or efforts to seek benefits or coverage and GE and the Company shall reasonably cooperate with one another in pursuing all such claims, provided that the Company shall be solely responsible for notifying the
relevant insurance companies of such claims and complying with all 

  
 51 

 
conditions for such claims. In addition, the applicable member of the Company Group shall (A) pursue or (B) to the extent assignable and permitted under the applicable GE Insurance
Arrangement, assign to GE or the applicable insurer, any rights of recovery against third parties with respect to Pre-Trigger Date Events for which a claim is made and shall cooperate with GE with respect to pursuit of such rights. The order of
priority of any such recoveries shall inure first to GE to reimburse any and all costs incurred by GE directly or indirectly as a result of such claims or losses, second to pay or satisfy any applicable deductibles and retentions under the relevant
GE Insurance Arrangements and third to the relevant member of the Company Group; 
 (ii) GE shall have the right but not the
duty to monitor and/or provide input with respect to coverage claims or requests for benefits asserted by the members of the Company Group under the relevant GE Insurance Arrangements, including the coverage positions and arguments asserted therein,
provided that the Company (A) shall be liable for any fees, costs and expenses incurred by GE relating to any unsuccessful coverage claim, (B) shall provide the notice contemplated in Section 7.3(d)(i), (C) shall
not, without the written consent of GE, erode, settle, release, commute or otherwise resolve disputes with respect to the relevant GE Insurance Arrangements nor amend, modify or waive any rights thereunder, and (D) shall not assign any GE
Insurance Arrangements or any rights or claims thereunder; and 
 (iii) the Company shall exclusively bear and be liable (and
GE shall have no obligation to repay or reimburse the applicable member of the Company Group) for all deductibles and retentions and uninsured, uncovered, unavailable or uncollectible amounts relating to or associated with such claims, whether made
by any member of the Company Group, its employees or third parties. 
 (e) Notwithstanding anything contained herein, GE shall retain
exclusive right to control all of its insurance policies and programs, including the GE Insurance Arrangements referenced in subparagraphs (a) through (c) above, and the benefits and amounts payable thereunder, including the right to
exhaust, settle, release, commute, buy-back or otherwise resolve disputes with respect to any of its insurance policies and programs and to amend, modify or waive any rights under any such insurance policies and programs, notwithstanding whether any
such policies or programs apply to any Liabilities and/or claims any member of the Company Group has made or could make in the future, including coverage claims with respect to Pre-Trigger Date Events. The Company Group shall cooperate with GE and
share such information as is reasonably necessary in order to permit GE to manage and conduct its insurance matters as GE deems appropriate and that the Company, on behalf of itself and each member of the Company Group, hereby gives consent for GE
to inform any affected insurer of this agreement and to provide such insurer with a copy hereof. 
 (f) With respect to all open, closed and
re-opened claims covered under GE’s workers’ compensation, international employers’ liability insurance policies and/or comparable workers’ compensation self-insurance, state or country programs relating to employees (whether
present or former, active or inactive) of any member of the Company Group arising from occurrences prior to the Trigger Date, the Company shall promptly reimburse GE for all claim payments, costs and expenses relating to such claims, as well as any,
catastrophic coverage 

  
 52 

 
charges, overhead, claim handling and administrative costs, taxes, surcharges, state assessments, other related costs, whether such claims are made by any member of the Company Group, its
employees or third parties. 
 (g) This Agreement shall not be considered as an attempted assignment of any policy of insurance or as a
contract of insurance, and nothing in this Agreement is intended to waive or abrogate in any way GE’s or the Company’s own rights to insurance coverage for any liability, whether relating to GE or any of its Affiliates or the Company Group
or otherwise. 
 7.4 Allocation of Costs and Expenses. The Company shall pay all underwriting fees, discounts and commissions
incurred in connection with the Initial Public Offering. Except as otherwise provided in this Agreement, the Transaction Documents, any other agreement between the Parties relating to the Separation, the Initial Public Offering or the Distribution,
or as otherwise agreed between the Parties, all other out-of-pocket costs and expenses of the Parties in connection with the preparation of this Agreement and the Transaction Documents (other than the GECC Term Loan Agreement, the MNT Subservicing
Agreement, the Undrawn Committed Securitization Documents and the Securitization Note Sale and Assignment Agreements), the Initial Public Offering and the Distribution shall be paid by GECC. Except as otherwise provided in this Agreement, the
Transaction Documents, any other agreement between the Parties relating to the Separation, the Initial Public Offering or the Distribution or as otherwise agreed between the Parties, all out-of-pocket fees, costs and expenses (including certain
legal and financial advisor, information technology, human resource-related and marketing expenses) in connection with the Separation, the Debt Registration Statement, the Company Term Loan Agreement, the GECC Term Loan Agreement, the Undrawn
Committed Securitizations, the MNT Subservicing Agreement, the Undrawn Committed Securitization Documents and the Securitization Note Sale and Assignment Agreements shall be paid by the Company. 

7.5 Covenants Against Taking Certain Actions Affecting the GE Group. 

(a) Except to the extent otherwise contemplated by this Agreement or any Transaction Document, the Company hereby covenants and agrees that it
shall not, without the prior written consent of GECC (which it may withhold in its sole and absolute discretion) take, or cause to be taken, directly or indirectly, any action, including making or failing to make any election under the Law of any
state, which has the effect, directly or indirectly, of restricting or limiting the ability of GECC or any of its Affiliates to freely sell, transfer, assign, pledge or otherwise dispose of shares of Company Common Stock. Without limiting the
generality of the foregoing, the Company shall not, without the prior written consent of GECC (which it may withhold in its sole and absolute discretion), take any action, or recommend to its stockholders any action, which would among other things,
limit the legal rights of, or deny any benefit to, GECC or its Affiliates as a Company stockholder in a manner not applicable to Company stockholders generally. 

(b) So long as the Company is an Affiliate (disregarding the proviso in the definition in Section 1.1) of GE, to the extent that
any member of the GE Group is a party to any contract or agreement with a third party (i) that provides that certain actions of GE’s Subsidiaries may result in any member of the GE Group being in breach of or in default under such
agreement and any member of the GE Group has advised the Company, or the Company is 

  
 53 

 
otherwise aware, of the existence of such contract or agreement (or the relevant portions thereof), (ii) to which any member of the Company Group is a party or (iii) under which any
member of the Company Group has performed any obligations on or before the date hereof, the Company shall not take or fail to take, and shall cause each other member of the Company Group not to take or fail to take, any actions that reasonably could
result in any member of the GE Group being in breach of or in default under any such contract or agreement; provided, that, except as set forth in any Transaction Document or otherwise agreed to in writing by any member of the Company Group, the
foregoing shall not obligate any member of the Company Group to satisfy any volume assumptions or targets in any such contracts or agreements that are not specifically applicable to such member of the Company Group in such contracts or agreements.
As of the date hereof, the contracts and agreements described in clause (i) above are set forth or generally described on Schedule 7.5(b). The Company hereby acknowledges and agrees that GECC has made available to the Company copies of
each contract or agreement (or the relevant portion thereof) described on Schedule 7.5(b). GE shall not, and shall cause the other members of the GE Group not to, without the Company’s prior written consent (which may be provided by
electronic mail to the electronic mail address set forth in Section 10.5), enter into any agreement or arrangement that, directly or indirectly, binds or purports to bind any member of the Company Group. In the event the Company provides
such prior written consent, Schedule 7.5(b) shall be deemed to be automatically amended to reflect the addition of such other contracts or agreements (or relevant portions thereof). 

(c) So long as GE is an Affiliate (disregarding the proviso in the definition in Section 1.1) of the Company, to the extent that
any member of the Company Group is a party to any contract or agreement with a third party (i) that provides that certain actions of the Company’s Affiliates may result in any member of the Company Group being in breach of or in default
under such agreement and any member of the Company Group has advised GE, or GE is otherwise aware, of the existence of such contract or agreement (or the relevant portions thereof), (ii) to which any member of the GE Group is a party or
(iii) under which any member of the GE Group has performed any obligations on or before the date hereof, GE shall not take or fail to take, and shall cause each other member of the GE Group not to take or fail to take, any actions that
reasonably could result in any member of the Company Group being in breach of or in default under any such contract or agreement; provided, that, except as set forth in any Transaction Document or otherwise agreed to in writing by any member of the
GE Group, the foregoing shall not obligate any member of the GE Group to satisfy any volume assumptions or targets in any such contracts or agreements that are not specifically applicable to such member of the GE Group in such contracts or
agreements. As of the date hereof, the contracts and agreements described in clause (i) above are set forth or generally described on Schedule 7.5(c). GE hereby acknowledges and agrees that the Company has made available to GE copies of
each contract or agreement (or the relevant portion thereof) described on Schedule 7.5(c). The Company shall not, and shall cause the other members of the Company Group not to, without GECC’s prior written consent (which may be provided
by electronic mail to the electronic mail address set forth in Section 10.5), enter into any agreement or arrangement that, directly or indirectly, binds or purports to bind any member of the GE Group. In the event GECC provides such
prior written consent, Schedule 7.5(c) shall be deemed to be automatically amended to reflect the addition of such other contracts or agreements (or relevant portions thereof). 

  
 54 

 7.6 No Violations. 

(a) The Company covenants and agrees that it shall not, and shall cause its Subsidiaries not to, take any action or enter into any commitment
or agreement which, to the Company’s Knowledge, may reasonably be anticipated to result, with or without notice and with or without lapse of time or otherwise, in a contravention or event of default by any member of the GE Group of:
(i) any provisions of applicable Law; (ii) any provision of the organizational documents of any member of the GE Group; or (iii) any judgment, order or decree of any Governmental Authority having jurisdiction over any member of the GE
Group or any of its respective assets. For purposes of this Section 7.6(a), the “Company’s Knowledge” means the actual knowledge, without inquiry, of the executive officers of the Company and GECFI (as identified in
the IPO Registration Statement), provided that the Company shall be deemed to have knowledge of the provisions of the organizational documents of GE and GECC. 

(b) GE covenants and agrees that it shall not, and shall cause its Subsidiaries not to take any action or enter into any commitment or
agreement which, to GE’s Knowledge, may reasonably be anticipated to result, with or without notice and with or without lapse of time or otherwise, in a contravention or event of default by any member of the Company Group of: (i) any
provisions of applicable Law; (ii) any provision of the organizational documents of the Company; or (iii) any judgment, order or decree of any Governmental Authority having jurisdiction over the Company or any of its Assets. For purposes
of this Section 7.6(b), “GE’s Knowledge” means the actual knowledge, without inquiry, of the executive officers of GE. 

(c) GE and the Company agree to provide to the other any information and documentation reasonably requested by the other for the purpose of
evaluating and ensuring compliance with Sections 7.6(a) and Section 7.6(b) hereof. 
 (d) Notwithstanding
Section 7.6(b), nothing in this Agreement is intended to limit or restrict in any way any of GE’s or its Affiliates’ rights as stockholders of the Company. 

7.7 Litigation and Settlement Cooperation. GE or the Company, as applicable (the “Settling Party”) will, respectively,
use its commercially reasonable efforts to include the Company and its Subsidiaries or GE and its Subsidiaries, as applicable (the “Non-Settling Party”), in the settlement of any Third-Party Claim arising prior to the Deregistration
which jointly involves a member of the GE Group and a member of the Company Group, but for which no member of the GE Group or the Company Group is an Indemnified Party (the “Joint Claims”); provided, however, that the Non-Settling
Party shall be responsible for its share of any such settlement obligation and any incremental cost (as reasonably determined by Settling Party) to the Settling Party of including the Non-Settling Party in such settlement; provided, further, that
the Non-Settling Party shall be permitted in good faith to opt out of any settlement if the Non-Settling Party agrees to be responsible for defending its share of such Joint Claim. Set forth on Schedule 7.7 is a list of (a) Joint
Claims as of the date hereof, and (b) the Party that shall have the primary responsibility for defending each such Joint Claim. After the date hereof, the Party that is primarily affected by a Joint Claim shall have the primary responsibility
for defending such Joint Claim. The Parties agree to cooperate in the defense and settlement of any Joint Claim that primarily relates to matters, actions, events or occurrences taking place prior to the Deregistration. In addition, both GE and the
Company will use their reasonable best efforts to make the necessary filings to permit each Party to defend its own interests in any Joint Claim as of the Deregistration, or as soon as practicable thereafter. 

  
 55 

 7.8 [Reserved] 

7.9 Future Intercompany Transactions. All proposed intercompany transactions between the Company and any member of the GE Group after
the Closing Date, including any material amendments to the Transaction Documents, and any consent or approval proposed to be granted by the Company for any member of the GE Group’s benefit, in each case that would ordinarily be submitted for
approval by the Company Board will be subject to the approval of a majority of the independent directors (as defined under the applicable rules of any securities exchange on which shares of Company Common Stock are listed) of the Company Board or a
committee of the Company Board comprised solely of such independent directors. 
 7.10 Use of GE Name and Marks. 

(a) As of the Closing Date and except as otherwise provided in the Transitional Trademark License Agreement, the Company will not, and will
cause its Subsidiaries not to, use any GE Name and Marks in any manner or do business as or represent themselves as GE or any of its Affiliates (other than a member of the Company Group). The Company, on behalf of itself and its Subsidiaries,
acknowledges and agrees that neither the Company nor any of its Subsidiaries shall (i) have any right, title or interest in any GE Name and Marks (except for the licenses set forth in the Transitional Trademark License Agreement), or
(ii) contest the ownership or validity of any right, title or interest of GE or any of its Affiliates in or to any GE Name and Mark. 

(b) Promptly after the Closing Date, but in any event no later than twenty (20) Business Days after the Closing Date, the Company and its
Subsidiaries shall make all filings with any office, agency or body and take all other actions necessary to effect the elimination of any use of the GE Name and Marks from the corporate names, registered names or registered fictitious names of the
Company Group. 
 7.11 Further Action Regarding Intellectual Property. 

(a) If, after the Closing Date, any member of the GE Group or the Company Group identifies any Intellectual Property or Software not
previously assigned or otherwise transferred by GECC and its Subsidiaries to the Company that meets the Company IP Transfer Standard then, to the extent that it has the right to do so without paying material additional compensation to a third party,
GECC shall (and shall cause its applicable Subsidiaries to) promptly assign and transfer the applicable Intellectual Property or Software to the Company or its designee for no additional consideration, subject to the terms and conditions of this
Agreement (including Section 2.6) and the license of any such Intellectual Property or Software to GE and its Affiliates on the terms and conditions set forth in the Intellectual Property Cross License Agreement. 

(b) If, after the Closing Date, any member of the GE Group or the Company Group identifies any item of Intellectual Property or Software that
was assigned or otherwise transferred to the Company or one of its Subsidiaries on or prior to the Closing Date that meets the GE IP Transfer Standard the Company shall, or shall cause its applicable Subsidiary to, promptly assign and transfer such
Intellectual Property or Software to GECC or its designated 

  
 56 

 
Affiliate for no additional consideration, subject to the license of such Intellectual Property or Software to the Company and its Subsidiaries on the terms and conditions set forth in the
Intellectual Property Cross License Agreement. 
 (c) In addition, no assignment or transfer shall be required under this
Section 7.11 unless a claim with respect thereto is made by the GE Group or the Company Group, as the case may be, on or prior to the later of (i) the Trigger Date and (ii) the first anniversary of the Closing Date. 

7.12 Company Financing. The Company shall enter into the Company Term Loan Agreement prior to the consummation of the Initial Public
Offering. 
 7.13 GE Policies. 

(a) The key GE Policies applicable to the Company and its Subsidiaries as of the Closing Date, and the corresponding policies of GECRB (to the
extent applicable), are listed on Schedule 7.13 (the “Scheduled Policies”). 
 (b) [reserved] 

(c) Until Deregistration, (i) the Company and its Subsidiaries shall operate in accordance with its risk appetite statement and shall advise
GECC of any proposed change to its risk appetite statement, shall afford GECC a reasonable opportunity to provide comments and advice before adopting any proposed change to such statement, and shall obtain the prior written approval of GECC before
adopting any change to such statement that could result in a materially different risk profile for the Company and (ii) each of GECC and the Company will designate a Chief Risk Officer, and each such Chief Risk Officer or his or her designee, on
behalf of GECC or the Company, respectively, will regularly consult with and notify the other Party of any material risk-related matters impacting the Company Business, from time to time. 

  
 57 

 7.14 Credit Support Arrangements. 

(a) GE and each applicable member of the GE Group shall maintain in full force and effect each Guarantee which is issued and outstanding as of
the date of this Agreement until the earlier of: (i) such time as the contract, or all obligations of any member of the Company Group thereunder, to which such credit support arrangement relates terminates and (ii) such time as such credit
support arrangement expires in accordance with its terms or is otherwise released. 
 (b) GE and the Company will cooperate to replace the
Guarantees and the Company will use reasonable best efforts to attempt to release or replace any liability of GE and the members of the GE Group under any Guarantees and, without limiting the foregoing, prior to the date which is the six-month
anniversary of the date hereof, the Company shall, subject to any applicable regulatory approval or non-objection, cause to be terminated and released all of 

  
 58 

 
GECC’s obligations under the Mizuho Guarantee and Sumitomo Guarantee. With respect to all Guarantees, the Company will be liable to GE for (i) all costs borne by GE or any member of the
GE Group of maintaining such obligations, (ii) arms’ length fees to GE for maintaining such obligations, and (iii) indemnification and reimbursement obligations with respect to the obligations underlying such guarantees. For the
avoidance of doubt, the Company and its Subsidiaries shall be prohibited from modifying any agreement with a third party underlying a Guarantee that would increase or extend the obligations of a member of the GE Group under a Guarantee without the
prior written consent of GE. 
 (c) Notwithstanding the assignment and assumption of the real property leases to and by the Company,
pursuant to the terms of the leases, GECC will remain liable to the landlords thereunder until such time as a written release is obtained from the applicable landlord. GE and the Company will cooperate to obtain releases, and the Company will use
reasonable best efforts to attempt to obtain such releases, including by way of providing a substitute guarantor with respect to any leases if so required by a landlord. With respect to each lease, the Company will be liable to GECC for (i) all
costs borne by GECC or any member of the GE Group of maintaining such obligations, (ii) arms’ length fees to GECC for maintaining such obligations, and (iii) indemnification and reimbursement obligations with respect to the leases.
For the avoidance of doubt, the Company and its Subsidiaries shall be prohibited from modifying, extending, or exercising any option under any such lease without the prior written consent of GECC. 

7.15 Non-Compete. 
 (a)
Except as permitted by this Section 7.15 for a period of two years from Deregistration, none of GE or its Subsidiaries shall engage in a Competing Business in the United States of America and its Territories or Canada (the
“Covered Business”). This Section 7.15 shall cease to be applicable to any Person at such time as it is no longer a Subsidiary of GE and shall not apply to any Person that purchases assets, operations or a business from
a member of the GE Group, if such Person is not a Subsidiary of GE after such transaction is consummated. This Section 7.15 does not apply to any Subsidiary of GE in which a Person who is not an Affiliate of GE holds equity interests and
with respect to whom a member of the GE Group has existing contractual or legal obligations (including fiduciary duties of representatives on the board of directors or similar body of such Subsidiary) limiting GE’s ability to impose on the
subject Subsidiary a non-competition obligation such as that in this Section 7.15. 
 (b) If GECC or any of its Subsidiaries
desires to enter into a strategic alliance or joint venture relationship with a third party where the third party in such strategic alliance or the joint venture conducts a Covered Business and GECC receives monetary compensation tied to the volume
or profitability to the third party in such strategic alliance or the joint venture of the extension of consumer credit component of such strategic alliance (other than referral fees, incentives tied to origination volume or similar
origination-related economics reasonably expected to equal less than $750,000 in the aggregate, per annum), GECC may only proceed with such strategic alliance or joint venture with respect to the Covered Business if such opportunity has been offered
to the Company and the Company has (i) declined to accept such opportunity or (ii) the terms on which the Company desires to participate are less favorable in the aggregate to GECC or its Subsidiaries, as applicable, than those offered by
a third party. 

  
 59 

 (c) Notwithstanding the provisions of Section 7.15(a) or (b), and without implicitly
agreeing that the following activities would be subject to the provisions of Section 7.15(a) or (b), nothing in this Agreement shall preclude, prohibit or restrict any member of the GE Group from engaging in any manner in any
(i) Financial Services Business, (ii) Existing Business Activities, (iii) De Minimis Business, or (iv) business activity that would otherwise violate Section 7.15(a) or (b) that is acquired from any Person (an
“After-Acquired Business”) or is carried on by any Person that is acquired by or combined with a member of the GE Group in each case after the date of the Initial Public Offering (an “After-Acquired Company”);
provided, that with respect to clause (iv), so long as within 24 months after the purchase or other acquisition of the Acquired Business or the Acquired Company, such member of the GE Group signs a definitive agreement to dispose, and
subsequently disposes of the relevant portion of the business or securities of the Acquired Business or the Acquired Company or at the expiration of such 24-month period the business of the After-Acquired Business or the After-Acquired Company
complies with this Section 7.15. 
 ARTICLE VIII 

CORPORATE GOVERNANCE MATTERS 

8.1 Approval Rights. 

(a) In addition to any vote required by law or by the Company’s Charter, until Deregistration (or such other period as specified in
clauses (iii), (iv), (vi) and (xiii) below), the Company may not (and (in the case of clauses (ii), (iii), (iv), (v), (vi), (vii), (xi) and (xii) below) may not authorize or permit any Subsidiary to), without the prior written
approval of GECC: 
 (i) consolidate or merge with or into any Person; 

(ii) permit any Subsidiary to consolidate or merge with or into any Person (other than (A) a consolidation or merger of a
Wholly-Owned Subsidiary with or into a Wholly-Owned Subsidiary or (B) in connection with a Permitted Acquisition); 

(iii) directly or indirectly acquire Stock, Stock Equivalents or assets of (including, any business or operating unit of), or
control (as defined in Federal Reserve Board Regulation (12 C.F.R. Pt. 225) (“Regulation Y”), in the case of a bank, and as defined in Regulation LL, in the case of a savings association) of, (A) any Person involving
consideration (whether in cash, securities, assets or otherwise, and including Indebtedness assumed by the Company or any of its Subsidiaries and Indebtedness of any entity so acquired) paid or delivered by the Company and its Subsidiaries
(1) at any time when the GE Group shall beneficially own at least twenty percent (20%) of the outstanding shares of Company Common Stock, in excess of $500 million, or (2) at any time when the GE Group shall beneficially own less than
twenty percent (20%) of the outstanding shares of Company Common Stock, in excess of $1 billion, whether in a single transaction, or series of related transactions (other than acquisitions of receivables

  
 60 

 
portfolios in the ordinary course of business (x) not to exceed $1 billion (at the time of such acquisition), or (y) at any time when the GE Group shall beneficially own less than
twenty percent (20%) of the outstanding shares of Company Common Stock, not to exceed $2 billion (at the time of such acquisition)), or (B) a savings association as defined in Regulation LL, or a bank as defined in Regulation Y, provided
that, subparagraph (A) shall govern any merger by GE Capital Retail Bank (“GECRB”) with, or an acquisition by GECRB of assets of, another savings association as defined in Regulation LL or a bank as defined in Regulation Y so
long as (1) GECRB is the surviving entity in any such transaction and (2) in GECC’s reasonable judgment, such merger or acquisition will not affect the status of the Company, GE, GECC or GECFI as grandfathered unitary savings and loan
holding companies under section 10(c)(9)(C) of HOLA (12 U.S.C. § 1467a(c)(9)(C);
 (iv) directly or indirectly sell,
convey, transfer, lease, pledge, grant a Security Interest in, or otherwise dispose of any of their respective assets (including Stock and Stock Equivalents) or any interest therein to any Person, or permit or suffer any other Person to acquire any
interest in any of their respective assets, in each case in a single transaction, or series of related transactions, involving consideration (whether in cash, securities, assets or otherwise, and including Indebtedness assumed by any other Person
and Indebtedness of any entity acquired by such other Person) paid to or received by the Company and its Subsidiaries (1) at any time when the GE Group shall beneficially own at least twenty percent (20%) of the outstanding shares of
Company Common Stock, in excess of $500 million, or (2) at any time when the GE Group shall beneficially own less than twenty percent (20%) of the outstanding shares of Company Common Stock, in excess $1 billion; provided, however, that
the foregoing shall not apply to (A) dispositions of receivables in the ordinary course of business (x) not to exceed $1 billion (at the time of such disposition) or (y) at any time when the GE Group shall beneficially own less than
twenty percent (20%) of the outstanding shares of Company Common Stock, not to exceed $2 billion (at the time of such disposition), (B) any sale, conveyance, transfer, lease, pledge, grant or disposition solely involving another member of
the Company Group) or (C) any issuance of asset-backed securitization debt necessary to maintain the aggregate levels of borrowing capacity that the Company will have at the Initial Public Offering; 

(v) directly or indirectly create, incur, assume, guarantee or otherwise be or become liable with respect to Indebtedness
(including Indebtedness of any entity acquired by the Company or any of its Subsidiaries, whether or not such Indebtedness is expressly assumed or guaranteed by the Company or any of its Subsidiaries) which would reasonably be expected to result in
a downgrade of the Company Group’s publicly issued debt from any of the ratings agencies from whom ratings were solicited and received by the Company at the time of the Initial Public Offering; 

(vi) until such time when the GE Group beneficially owns less than twenty percent (20%) of the outstanding shares of
Company Common Stock, issue any Stock or any Stock Equivalents, except (A) the issuance of shares of Stock of a Wholly-Owned Subsidiary to the Company or another Wholly-Owned Subsidiary, or (B) pursuant to the Transactions; 

  
 61 

 (vii) dissolve, liquidate or wind up; 

(viii) unless otherwise required to comply with applicable Law, alter, amend, terminate or repeal, or adopt any provision
inconsistent with, in each case whether directly or indirectly, or by merger, consolidation or otherwise, the Company’s Charter or the Company’s Amended and Restated Bylaws; 

(ix) adopt or implement any stockholder rights plan or similar takeover defense measure; 

(x) declare or pay any dividend or other distribution in respect of Company Common Stock (whether payable in cash, shares of
Company Common Stock or other property); 
 (xi) purchase, redeem or otherwise acquire or retire for value any shares of
Company Common Stock or any warrants, options or other rights to acquire Company Common Stock other than (A) the repurchase of Company Common Stock deemed to occur upon exercise of stock options to the extent that shares of Company Common Stock
represent a portion of the exercise price of the stock options or are withheld by the Company to pay applicable withholding taxes and (B) the repurchase of Company Common Stock deemed to occur to the extent shares of Company Common Stock are
withheld by the Company to pay applicable withholding taxes in connection with any grant or vesting of restricted stock; 

(xii) enter into a new principal line of business or enter into business in a new geographical area, provided, however, that at
any time when the GE Group shall beneficially own less than ten percent (10%) of the outstanding shares of Company Common Stock, the Company shall not need the prior written approval of GECC to enter into a new principal line of business or
enter into business in a new geographical area where such business is not reasonably expected to exceed $200 million in average receivables or annual purchase volume; 

(xiii) until such time when the GE Group beneficially owns less than twenty percent (20%) of the outstanding shares of
Company Common Stock, change the size of the Company Board from nine (9) directors; or 
 (xiv) establish an executive
committee of the Company Board (or a committee having the powers customarily delegated to an executive committee). 
 (b) For the avoidance
of doubt, (i) nothing in this Section 8.1 shall be construed in a manner inconsistent with Section 5.10(d)(ii) and (ii) GECC shall have the right, in its sole discretion, to waive any and all of the rights granted to it
under this Section 8.1, by delivery of written notice to the Company in accordance with Section 10.5. 
 8.2
Director Nomination Rights. 
 (a) Until Deregistration, in connection with any annual or special meeting of the stockholders of the
Company at which directors shall be elected, GECC shall have the right 

  
 62 

 
to designate persons for nomination by the Company Board and/or the Nominating and Governance Committee of the Board for election to the Company Board (each person so designated, a “GE
Designee”) as follows: 
 (i) at any time when the GE Group shall beneficially own more than fifty percent
(50%) of the outstanding shares of Company Common Stock, GECC shall have the right to designate for nomination five (5) GE Designees; 

(ii) at any time when the GE Group shall beneficially own at least thirty-three percent (33%) but not more than fifty
percent (50%) of the outstanding shares of Company Common Stock, GECC shall have the right to designate for nomination four (4) GE Designees; 

(iii) at any time when the GE Group shall beneficially own at least twenty percent (20%) but less than thirty-three
percent (33%) of the outstanding shares of Company Common Stock, GECC shall have the right to designate for nomination three (3) GE Designees; 

(iv) at any time when the GE Group shall beneficially own at least ten percent (10%) but less than twenty percent
(20%) of the outstanding shares of Company Common Stock and prior to Deregistration, GECC shall have the right to designate for nomination two (2) GE Designees; and 

(v) at any time when the GE Group shall beneficially own less than ten percent (10%) of the outstanding shares of Company
Common Stock and prior to Deregistration, GECC shall have the right to designate for nomination one (1) GE Designee. 
 If the size of
the Company Board shall, with GECC’s prior written approval, be changed, GECC shall have the right to designate a proportional number of persons for nomination to the Company Board (rounded up to the nearest whole number). 

(b) The Company Board and/or the Nominating and Corporate Governance Committee of the Company Board shall in good faith consider each GE
Designee, applying the same standards as shall be applied for the consideration of other proposed nominees of the Company Board. In the event that the Company Board or Nominating and Corporate Governance Committee fails to approve the nomination of
any GE Designee, GECC shall have the right to designate an alternative GE Designee for consideration. 
 (c) The Company shall cause each GE
Designee whose nomination has been approved to be included in the slate of nominees recommended by the Company Board and/or the Nominating and Corporate Governance Committee of the Company Board to holders of Company Common Stock for election
(including at any special meeting of stockholders held for the election of directors) and shall use its best efforts to cause the election of each such GE Designee, including soliciting proxies in favor of the election of such persons. 

  
 63 

 (d) In the event that any GE Designee elected to the Company Board shall cease to serve as a
director for any reason, the vacancy resulting therefrom shall be filled by the Company Board with a substitute GE Designee. 
 (e)
Controlled Company Exceptions. Until the Trigger Date, the Company shall avail itself of all available “controlled company” exceptions to the corporate governance listing standards of the NYSE. 

For the avoidance of doubt, GECC shall have the right, in its sole discretion, to waive any and all of the rights granted to it under this
Section 8.2, by delivery of written notice to the Company in accordance with Section 10.5. 
 8.3 Committees of
the Board. 
 (a) Compensation Committee. Prior to the Trigger Date, the Company shall cause the Management Development and
Compensation Committee of the Company Board to consist of three (3) directors, one (1) of whom shall be designated by GECC from among the GE Designees serving on the Company Board and two (2) of whom shall be independent directors as
defined under the applicable rules of any securities exchange on which shares of Company Common Stock are listed. 
 (b) Nominating and
Corporate Governance Committee. Prior to the Trigger Date, the Company shall cause the Nominating and Corporate Governance Committee of the Company Board to consist of three (3) directors, one (1) of whom shall be designated by GECC
from among the GE Designees serving on the Company Board and two (2) of whom shall be independent directors as defined under the applicable rules of any securities exchange on which shares of Company Common Stock are listed. 

(c) Risk Committee. Until Deregistration, the Company shall cause the Risk Committee of the Company Board to consist of three
(3) directors, one (1) of whom shall be designated by GECC from among the GE Designees serving on the Company Board and two (2) of whom shall be independent directors as defined under the applicable rules of any securities exchange on
which shares of Company Common Stock are listed. 
 8.4 Meetings of the Board. Regular and special meetings of the Board of Directors
shall be held in accordance with the provisions of the Amended and Restated Bylaws or upon provision of the notice required by such provisions by any GE Designee. 

8.5 Bank Board. 
 (a) At
any time when the GE Group shall beneficially own more than fifty percent (50%) of the outstanding shares of Company Common Stock, in connection with any election of members of the Bank Board, or in connection with any annual or special meeting
of the stockholders of GECRB at which directors shall be elected, GECC shall have the right to designate two persons for appointment by the Company for election to the Bank Board (each person so appointed, a “GE Appointee”). 

  
 64 

 (b) To the extent that GECC is entitled to designate a GE Appointee under
Section 8.5(a), then the Company shall provide GECC at least twenty (20) Business Days’ advance written notice of any annual or special meeting of the stockholders of GECRB at which directors shall be elected. Prior to such
annual or special meeting, GECC shall provide written notice to the Company stating the name of such GE Appointee and the Company shall take all necessary action to cause such GE Appointee to be elected to the Bank Board. 

(c) In the event that any GE Appointee elected to the Bank Board shall cease to serve as a director for any reason, the Company shall cause
the vacancy resulting therefrom to be filled by the Bank Board with a substitute GE Appointee, as designated by GECC. 
 For the avoidance
of doubt, GECC shall have the right, in its sole discretion, to waive any and all of the rights granted to it under this Section 8.5, pursuant to a written notice delivered to the Company in accordance with Section 10.5. 

8.6 Compliance with Organizational Documents. The Company shall, and shall cause each of its Subsidiaries to, take any and all actions
necessary to ensure continued compliance by the Company and its Subsidiaries with the provisions of its respective certificate or articles of incorporation and bylaws (collectively, “organizational documents”). The Company shall
notify GECC in writing promptly after becoming aware of any act or activity taken or proposed to be taken by the Company or any of its Subsidiaries which resulted or would result in non-compliance with any such organizational documents, and so long
as GECC or any member of the Group owns any shares of Company Common Stock the Company shall take or refrain from taking all such actions as GECC shall in its sole discretion determine necessary or desirable to prevent or remedy any such
non-compliance. 
 ARTICLE IX 

DISPUTE RESOLUTION 
 9.1
General Provisions. 
 (a) Any dispute, controversy or claim arising out of or relating to this Agreement or the Transaction
Documents (other than the Transaction Documents set forth on Schedule 9.1) or to the extent explicitly set forth in another Transaction Document, or the validity, interpretation, breach or termination thereof (a “Dispute”),
shall be resolved in accordance with the procedures set forth in this Article IX, which shall be the sole and exclusive procedures for the resolution of any such Dispute unless otherwise specified below. 

(b) Commencing with a request contemplated by Section 9.2 set forth below, all communications between the Parties or their
representatives in connection with the attempted resolution of any Dispute, including any mediator’s evaluation referred to in Section 9.3 set forth below, shall be deemed to have been delivered in furtherance of a Dispute
settlement and shall be exempt from discovery and production, and shall not be admissible in evidence for any reason (whether as an admission or otherwise), in any arbitral or other proceeding for the resolution of the Dispute. 

  
 65 

 (c) Except as provided in Section 9.1(f) in connection with any Dispute, the Parties
expressly waive and forego any right to (i) special, indirect, incidental, punitive, consequential, exemplary, statutorily-enhanced or similar damages in excess of compensatory damages (provided that liability for any such damages with respect
to a Third-Party Claim shall be considered direct damages) and (ii) trial by jury. 
 (d) The specific procedures set forth below,
including but not limited to the time limits referenced therein, may be modified by agreement of the Parties in writing. 
 (e) All
applicable statutes of limitations and defenses based upon the passage of time shall be tolled while the procedures specified in this Article IX are pending. The Parties will take such action, if any, required to effectuate such tolling. 

(f) Notwithstanding anything to the contrary contained in this Article IX, any Dispute relating to a member of the GE Group’s
rights as a stockholder of the Company pursuant to applicable Law, the Company’s Charter or the Company’s Amended and Restated Bylaws, including a member of the GE Group’s rights as the holder of Company Common Stock, will not be
governed by or subject to the procedures set forth in this Article IX. The Parties hereto hereby irrevocably submit to the exclusive jurisdiction of the Court of Chancery of the State of Delaware or, if such court lacks subject matter
jurisdiction, any other state court or federal court having subject matter jurisdiction located within the State of Delaware in connection with any such Dispute and each Party hereby irrevocably agrees that all claims in respect of any such Dispute
or any suit, action proceeding related thereto may be heard and determined in such courts. The Parties hereby irrevocably waive, to the fullest extent permitted by applicable Law, any objection that they may now or hereafter have to the laying of
venue of any such Dispute brought in such courts or any defense of inconvenient forum for the maintenance of such dispute. Each of the Parties hereto agrees that a judgment in any such Dispute may be enforced in other jurisdictions by suit on the
judgment or in any other manner provided by Law. 
 9.2 Consideration by Senior Executives. If a Dispute is not resolved in the
normal course of business at the operational level, the Parties shall attempt in good faith to resolve such Dispute by negotiation between executives who hold, at a minimum, the office of President and CEO of the respective business entities
involved in such Dispute or their respective senior level designees. Either Party may initiate the executive negotiation process by providing a written notice to the other (the “Initial Notice”). Fifteen (15) days after
delivery of the Initial Notice, the receiving Party shall submit to the other a written response (the “Response”). The Initial Notice and the Response shall include (i) a statement of the Dispute and of each Party’s
position, and (ii) the name and title of the executive who will represent that Party and of any other person who will accompany the executive. Such executives will meet in person or by telephone within ten (10) Business Days of the date of
the Initial Notice to seek a resolution of the Dispute. 
 9.3 Mediation. If a Dispute is not resolved by negotiation as provided in
Section 9.2 within thirty (30) days from the delivery of the Initial Notice, then either Party may submit the Dispute for resolution by mediation pursuant to the CPR Institute for Dispute Resolution (the “CPR”)
Model Mediation Procedure as then in effect. The Parties will select a mediator from the CPR Panels of Distinguished Neutrals. If the Parties are unable to select a mutually agreeable mediator within twenty (20) days following the submission of
the Dispute to the CPR, 

  
 66 

 
the CPR shall select the mediator from the CPR Panels of Distinguished Neutrals. Either Party at commencement of the mediation may ask the mediator to provide an evaluation of the Dispute and the
Parties’ relative positions. 
 9.4 Arbitration. 

(a) If a Dispute is not resolved by mediation as provided in Section 9.3 within thirty (30) days of the selection of a
mediator (unless the mediator chooses to withdraw sooner), either Party may submit the Dispute to be finally resolved by arbitration pursuant to the CPR Rules for Non-Administered Arbitration as then in effect (the “CPR Arbitration
Rules”). The Parties consent to a single, consolidated arbitration for all known Disputes existing at the time of the arbitration and for which arbitration is permitted. 

(b) The neutral organization for purposes of the CPR Arbitration Rules will be the CPR. The arbitral tribunal shall be composed of three
arbitrators, of whom each Party shall appoint one in accordance with the “screened” appointment procedure provided in Rule 5.4 of the CPR Arbitration Rules. The arbitration shall be conducted in New York City. Each Party shall be permitted
to present its case, witnesses and evidence, if any, in the presence of the other Party. A written transcript of the proceedings shall be made and furnished to the Parties. The arbitrators shall determine the Dispute in accordance with the law of
the State of New York, without giving effect to any conflict of law rules or other rules that might render such law inapplicable or unavailable, and shall apply this Agreement and the Transaction Documents according to their respective terms;
provided, however, that any Dispute in respect of a Transaction Document which by its terms is governed by the law of a jurisdiction other than the State of New York shall be determined by the law of such other jurisdiction and;
provided, further, however, that the provisions of this Agreement relating to arbitration shall in any event be governed by the Federal Arbitration Act, 9 U.S.C. §§ 1 et seq. 

(c) The Parties agree to be bound by any award or order resulting from any arbitration conducted in accordance with this
Section 9.4 and further agree that judgment on any award or order resulting from an arbitration conducted under this Section 9.4 may be entered and enforced in any court having jurisdiction thereof. 

(d) Except as expressly permitted by this Agreement, no Party will commence or voluntarily participate in any court action or proceeding
concerning a Dispute, except (i) for enforcement as contemplated by Section 9.4(c) above, (ii) to restrict or vacate an arbitral decision based on the grounds specified under applicable law, or (iii) for interim relief as
provided in paragraph (e) below. For purposes of the foregoing, the Parties hereto submit to the non-exclusive jurisdiction of the courts of the State of New York. 

(e) In addition to the authority otherwise conferred on the arbitral tribunal, the tribunal shall have the authority to make such orders for
interim relief, including injunctive relief, as it may deem just and equitable. Notwithstanding Section 9.4(d) above, each Party acknowledges that in the event of any actual or threatened breach of the provisions of
(i) Section 7.2, Section 7.10, Section 7.15 or Article VIII, (ii) the Employee Matters Agreement, (iii) the Intellectual Property Cross License Agreement, (iv) the Transitional Trademark
License Agreement or (v) the Registration Rights Agreement, the remedy at law would not be adequate, 

  
 67 

 
and therefore injunctive or other interim relief may be sought immediately to restrain such breach. If the tribunal shall not have been appointed, either Party may seek interim relief from a
court having jurisdiction if the award to which the applicant may be entitled may be rendered ineffectual without such interim relief. Upon appointment of the tribunal following any grant of interim relief by a court, the tribunal may affirm or
disaffirm such relief, and the Parties will seek modification or rescission of the court action as necessary to accord with the tribunal’s decision. 

(f) Each Party will bear its own attorneys’ fees and costs incurred in connection with the resolution of any Dispute in accordance with
this Article IX. 
 ARTICLE X 

MISCELLANEOUS 
 10.1 Corporate
Power; Fiduciary Duty. 
 (a) GE represents on behalf of itself, GECC represents on behalf of itself, and the Company represents on
behalf of itself, as follows: 
 (i) each such Person has the requisite corporate or other power and authority and has taken
all corporate or other action necessary in order to execute, deliver and perform this Agreement and each other Transaction Document to which it is a party and to consummate the transactions contemplated hereby and thereby; and 

(ii) this Agreement and each Transaction Document to which it is a party has been duly executed and delivered by it and
constitutes a valid and binding agreement of it enforceable in accordance with the terms thereof. 
 (b) Notwithstanding any provision of
this Agreement or any Transaction Document, none of GE, GECC or the Company shall be required to take or omit to take any act that would violate its fiduciary duties to any minority stockholders of the Company or any non-wholly-owned Subsidiary of
GE or the Company, as the case may be (it being understood that directors’ qualifying shares or similar interests will be disregarded for purposes of determining whether a Subsidiary is wholly owned). 

10.2 Governing Law. This Agreement shall be governed by and construed and interpreted in accordance with the Laws of the State of New
York irrespective of the choice of Laws principles of the State of New York other than Section 5-1401 of the General Obligations Law of the State of New York, except under Article VIII to the extent the substantive laws of the State of
Delaware apply. 
 10.3 Survival of Covenants. Except as expressly set forth in any Transaction Document, the covenants and other
agreements contained in this Agreement and each Transaction Document, and liability for the breach of any obligations contained herein or therein, shall survive each of the Separation and the Initial Public Offering and shall remain in full force
and effect; provided, however, that the Company’s obligations under Section 7.6 shall terminate upon Deregistration. 

  
 68 

 10.4 Force Majeure. No Party hereto (or any Person acting on its behalf) shall have any
liability or responsibility for failure to fulfill any obligation (other than a payment obligation) under this Agreement or, unless otherwise expressly provided therein, any Transaction Document, so long as and to the extent to which the fulfillment
of such obligation is prevented, frustrated, hindered or delayed as a consequence of circumstances of Force Majeure. A Party claiming the benefit of this provision shall, as soon as reasonably practicable after the occurrence of any such event:
(i) notify the other Parties of the nature and extent of any such Force Majeure condition and (ii) use due diligence to remove any such causes and resume performance under this Agreement as soon as feasible. 

10.5 Notices. All notices, requests, claims, demands and other communications under this Agreement and, to the extent applicable and
unless otherwise provided therein, under each of the Transaction Documents shall be in writing and shall be given or made (and shall be deemed to have been duly given or made upon receipt) by delivery in person, by overnight courier service, by
facsimile or email with receipt confirmed (followed by delivery of an original via overnight courier service) or by registered or certified mail (postage prepaid, return receipt requested) to the respective Parties at the following addresses (or at
such other address for a Party as shall be specified in a notice given in accordance with this Section 10.5): 
 If to GE, to:

 General Electric Company 

3135 Easton Turnpike, 

Fairfield, CT 06828 
 Attention:
James Waterbury 
 Fax: [—] 

Email: [—] 

If to GECC, to: 
 General
Electric Capital Corporation 
 901 Main Ave 

Norwalk, CT 06851 
 Attention:
Senior Transactions Counsel 
 Fax: [—] 

Email: [—] 

If to the Company, to: 

Synchrony Financial 
 777 Long
Ridge Road 
 Stamford, CT 06902 

Attention: General Counsel 

Fax: [—] 

Email: [—] 

  
 69 

 10.6 Severability. If any term or other provision of this Agreement is invalid, illegal or
incapable of being enforced under any Law or as a matter of public policy, all other conditions and provisions of this Agreement shall nevertheless remain in full force and effect. Upon such determination that any term or other provision is invalid,
illegal or incapable of being enforced, the Parties to this Agreement shall negotiate in good faith to modify this Agreement so as to effect the original intent of the Parties as closely as possible in a mutually acceptable manner in order that the
transactions contemplated by this Agreement be consummated as originally contemplated to the greatest extent possible. 
 10.7 Entire
Agreement. Except as otherwise expressly provided in this Agreement, this Agreement (including the Schedules and Exhibits hereto) constitutes the entire agreement of the Parties hereto with respect to the subject matter of this Agreement and
supersedes all prior agreements and undertakings, both written and oral, between or on behalf of the Parties hereto with respect to the subject matter of this Agreement. 

10.8 Assignment; No Third-Party Beneficiaries. This Agreement shall not be assigned by any Party hereto without the prior written
consent of the other Parties hereto. Except as provided in Article VI with respect to Indemnified Parties, this Agreement is for the sole benefit of the Parties to this Agreement (including GE) and the members of their respective Group and
their permitted successors and assigns and nothing in this Agreement, express or implied, is intended to or shall confer upon any other Person or entity any legal or equitable right, benefit or remedy of any nature whatsoever under or by reason of
this Agreement. 
 10.9 Public Announcements. GECC and the Company shall consult with each other before issuing, and give each other
the opportunity to review and comment upon, any press release or other public statements with respect to the transactions contemplated by this Agreement and the Transaction Documents, and shall not issue any such press release or make any such
public statement prior to such consultation, except as may be required by applicable Law, court process or by obligations pursuant to any listing agreement with any national securities exchange or national securities quotation system. 

10.10 Amendment. No provision of this Agreement may be amended or modified except by a written instrument signed by all the Parties to
such agreement. Either Party may, in its sole discretion, waive any and all rights granted to it in this Agreement; provided, that no waiver by any Party of any provision hereof shall be effective unless explicitly set forth in writing and executed
by the Party so waiving. The waiver by any Party hereto of a breach of any provision of this Agreement shall not operate or be construed as a waiver of any other subsequent breach. 

10.11 Rules of Construction. Interpretation of this Agreement shall be governed by the following rules of construction: (a) words
in the singular shall be held to include the plural and vice versa and words of one gender shall be held to include the other gender as the context requires, (b) references to the terms Article, Section, paragraph, and Schedule are references
to the Articles, Sections, paragraphs, and Schedules to this Agreement unless otherwise specified, (c) the word “including” and words of similar import shall mean “including, without limitation,” (d) provisions shall
apply, when appropriate, to successive events and transactions, (e) the table of contents and headings contained herein are for reference purposes only and shall not affect in 

  
 70 

 
any way the meaning or interpretation of this Agreement and (f) this Agreement shall be construed without regard to any presumption or rule requiring construction or interpretation against
the Party drafting or causing any instrument to be drafted. 
 10.12 Counterparts. This Agreement may be executed in one or more
counterparts, and by the different Parties to each such agreement in separate counterparts, each of which when executed shall be deemed to be an original but all of which taken together shall constitute one and the same agreement. Delivery of an
executed counterpart of a signature page to this Agreement by facsimile shall be as effective as delivery of a manually executed counterpart of any such Agreement. 

[The remainder of this page is intentionally left blank] 

  
 71 

 IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be executed on the date
first written above by their respective duly authorized officers. 
  

					
	GENERAL ELECTRIC CAPITAL CORPORATION
		
	By:	 	  

		 	Name:	 	
		 	Title:	 	
	
	SYNCHRONY FINANCIAL
		
	By:	 	  

		 	Name:	 	
		 	Title:	 	
	
	SOLELY FOR PURPOSES OF THE GE EXECUTORY SECTIONS
	
	GENERAL ELECTRIC COMPANY
		
	By:	 	  

		 	Name:	 	
		 	Title:	 	

 Schedule 1.1(a) 

Supply and Vendor Contracts 
  

	 	1.	Proprietary Software License and Maintenance Agreement by and between American Management Services, Inc. and GECC dated March 31, 1997 

 

	 	2.	Authorization and Agreement for Treasury Services by and between Bank of America Corporation and GECC dated September 1, 2000 

  

	 	3.	Software License Agreement by and between Electronic Data Systems Corporation and GECC dated June 1, 1994 

  

	 	4.	Master Software License Agreement by and between I2, Inc. and GECC dated November 27, 2006 

  

	 	5.	Master Services Agreement by and between Mosaic Sales Solutions US Operating Co., LLC and GECC dated August 16, 2011 

  

	 	6.	National Computer Print, Inc. d/b/a NCP Solutions by and between National Computer Print, Inc. d/b/a NCP Solutions and GECC dated September 25, 2003 

 

	 	7.	License and Service Agreement by and between Talisma Corporation and GECC dated May 31, 2006 

  

	 	8.	Service Agreement between Transaction Network Services Inc. and GE Credit Services by and between Transaction Network Services Inc and GECC dated September 24, 2001 

 

	 	9.	Equipment Leasing Agreement by and between Verifone Finance, Inc. and GECC dated July 10, 1996 

  

	 	10.	Master Software License and Support Services Agreement by and between Verint Americas, Inc. and GECC dated October 31, 2012 

  

	 	11.	Master Contractor Agreement by and between Deutsche Financial Services Corporation (predecessor to GECC) and Alltell Information Services, Inc. (predecessor to Fidelity Information Services, Inc.) dated as of
August 17, 2000 

  

	 	12.	Application Service Provider Agreement by and between Responsys, Inc. and the GE Money Americas division of GECC dated February 22, 2007 

 

	 	13.	Disbursement Agency Agreement by and between The Bank of New York and GECC dated July 9, 2001 

  

	 	14.	Software License and Support Services Agreement by and between Strategic Analytics Inc and GECC dated August 2, 2011 

  

	 	15.	Software Use Agreement by and between Lakeview Technology Inc and GECC on behalf of its GE Consumer Finance Americas division dated November 9, 2005 

 

	 	16.	Such other contracts that the parties determines to be Company Contracts. 

 Schedule 1.1(d) 

Company Contracts 
 None. 

 Schedule 2.2(a)(i) 

Company Assets 

	 	1.	All Assets of the Company and its subsidiaries as of the date hereof, other than (a) Excluded Assets and (b) Assets that are (i) not reflected as Assets of the Company and its Subsidiaries in the Company
Balance Sheet and (ii) held of record at the Company but are used primarily by a member of the GE Group. 

  

	 	2.	The standalone Company D&O policy to be purchased prior to the Initial Public Offering. 

 Schedule 2.2(a)(ii)(B) 

Capital Stock of Subsidiaries 

	 	1.	Retail Finance Credit Services, LLC 

  

	 	2.	Retail Finance International Holdings, Inc. 

  

	 	3.	GE Money Holding Company 

  

	 	4.	GE Global Servicing PVT LTD India 

  

	 	5.	GE Consumer Finance Canada Company 

  

	 	6.	GE Money Company 

  

	 	7.	GE Capital Retail Bank 

  

	 	8.	GEMB Lending Inc. 

  

	 	9.	GE Sales Finance Holding, L.L.C. 

  

	 	10.	GE Sales Finance Master Trust 

  

	 	11.	Retail Finance Servicing, LLC 

  

	 	12.	RFS Holding, Inc. 

  

	 	13.	GEM Holding Inc. 

  

	 	14.	GE Money Master Trust 

  

	 	15.	GECRF Global Services Philippines Inc. 

  

	 	16.	RFS Holding, LLC 

  

	 	17.	GE Capital Credit Card Master Note Trust 

  

	 	18.	Care Credit LLC 

  

	 	19.	PLT Holding, L.L.C. 

  

	 	20.	Blue Trademark Holding, LLC 

 Schedule 2.2(a)(iii) 

Intellectual Property and Software 

	1.	Patents 

  

											
	 Short

Description
	  	 Abstract
	  	 App. Serial
No.
	  	 Patent No.
	  	 Expires
	  	 Owner

	Call center monitoring system used in operations	  	A system to monitor a call center includes reception of call center data, determination of respective values of a plurality of measures based on the call center data, determination of a compliance description for each of the
plurality of measures, presentation of an indicator in association with each of the plurality of measures, wherein an indicator presented in association with a measure corresponds to a compliance	  	10/035,941	  	6,683,947	  	6/28/2022	  	GECC

  
 8 

											
	 Short

Description
	  	 Abstract
	  	 App. Serial
No.
	  	 Patent No.
	  	 Expires
	  	 Owner

		  	description determined for the measure, reception of a selection of a presented indicator, and presentation of a value of a measure associated with the selected indicator in response to the received selection.	  		  		  		  	
						
	e-fraud detector rules and techniques used by fraud associates to reduce true name fraud.	  	In a method and apparatus for facilitating review of a credit application for true name fraud, an applicant might provide or submit an application for credit. One or more rules may govern when information regarding an application
or its associated applicant is obtained, used, displayed as part of the application evaluation process and whether or not the application should be approved or denied.	  	10/246,102	  	7,356,506	  	4/4/2024	  	GECC
						
	Saturn Skip tracing system used in collections	  	A system for performing skip tracing provides a first user interface including an area for presenting at least one telephone number associated with account information of a customer retrieved from a mainframe computer system, a
documentation area for inputting skip tracing results, a user interface control for indicating that a telephone number presented in the area is bad, wherein selection of the user interface control causes the documentation area to be populated with
data indicating that the telephone number is bad, a second user interface control for indicating that a second telephone number presented in the area is good, wherein selection of the second user interface control causes the documentation area to be
populated with data indicating that the second telephone number is good, and a third user interface control for causing data populating the documentation area to be recorded in a skip tracing data structure of the mainframe computer system and for
causing display of a fourth user interface control, the fourth user interface control for causing the second telephone number to be recorded in a skip queue of the mainframe computer system.	  	10/172,067	  	7,257,206	  	1/22/2025	  	GECC
						
	Dual Card	  	A dual credit card system is in two parts: a) the creation of a dual credit card; and b) the usage of a dual credit card. The creation begins with the receipt of an application by merchant for a dual credit card. The issuing
organization issues the dual credit card to the applicant. The user may make a purchase with the dual credit card at either a private label merchant location or at a location accepting the bankcard. These locations may	  	09/593,199	  	6,915,277	  	4/28/2023	  	GECC

  
 9 

											
	 Short

Description
	  	 Abstract
	  	 App. Serial
No.
	  	 Patent No.
	  	 Expires
	  	 Owner

		  	traditional physical locations, a web site on the Internet or a catalog. When a purchase is made at a merchant location, the processing of the merchant location dual credit card purchase is done via a private-label processing
channel. If the user uses the dual credit card at a non-merchant location, the purchase may be processed through the VISA/MasterCard network.	  		  		  		  	
						
	Dual Card	  	A method for issuing a dual credit card includes receiving information regarding an applicant and assigning a credit line to a dual credit card for the applicant.	  	10/423,527	  	N/A	  		  	GECC –
Reel/Frame:
014649/0646
– Recorded:
11/03/03
						
	Internet Quick Screen	  	An exemplary embodiment of the invention allows entities to instantly pre-screen customers for a pre-approved credit card based on customer information captured during the registration, promotion or checkout process while on an
Internet web page. “Pre-approved” is a credit industry term that means that the customer has passed preliminary credit-information screening. The goals of this process include: creating a process that is seamless to the customer;
automating the process for the entity; generating a response time that is in seconds; reducing the cost of additional card accounts per approved customer; developing a process that can be used by a credit card supplier for multiple entities; and
establishing an entity implementation tool kit by the credit card supplier.	  	09/677,234	  	N/A	  		  	General
Electric
Company
						
	Point of Sale Quick Screen	  	An exemplary embodiment of the invention relates to a method, system and storage medium for pre-screening customers for a credit card at a point of sale. The method includes receiving the customer data at a point of sale system
and, during a check out process: transmitting the customer data to a server; searching a database for the customer data; and based upon results of the searching, performing a credit worthiness check and providing said customer with an invitation to
open a charge account. If the customer accepts the invitation, a charge account is opened before a payment method is selected whereby the customer can place the items selected for purchase on the new charge account while at the point of sale system.
The system includes at least one point of sale system coupled to a communications link; a server coupled to the point of sale system via the communications link; a data storage device in communication with the server; and a link to a credit
information server.	  	09/682,787	  	7,546,266	  	4/19/2026	  	General
Electric
Company

  
 10 

											
	 Short

Description
	  	 Abstract
	  	 App. Serial
No.
	  	 Patent No.
	  	 Expires
	  	 Owner

	Point of Sale Quick Screen	  	An exemplary embodiment of the invention relates to a method, system and storage medium for pre-screening customers for a credit card at a point of sale. The method includes receiving the customer data at a point of sale system
and, during a check out process: transmitting the customer data to a server; searching a database for the customer data; and based upon results of the searching, performing a credit worthiness check and providing said customer with an invitation to
open a charge account. If the customer accepts the invitation, a charge account is opened before a payment method is selected whereby the customer can place the items selected for purchase on the new charge account while at the point of sale system.
The system includes at least one point of sale system coupled to a communications link; a server coupled to the point of sale system via the communications link; a data storage device in communication with the server; and a link to a credit
information server.	  	12/480,297	  	8,112,349	  	3/18/2022	  	General
Electric
Company
						
	Promo of One	  	A system may include detection of an event indicating a potential future credit need, identification of a person based on data associated with the event, determination of a credit product based on the detected event, and
determination of whether the person qualifies for the credit product based on a creditworthiness of the person. In some aspects, the determination of whether the person qualifies for the credit product includes determination of a creditworthiness
requirement associated with the credit product, and determination of whether the creditworthiness of the person satisfies the creditworthiness requirement.	  	12/099,853	  	N/A	  		  	GECC
						
	Dual Card	  	A payment card processing system and method is provided that allows an account holder to upgrade a private label card to a dual card. The dual card may be used for both private label transactions and bankcard transactions.
Methods for upgrading to the dual card account include selecting a private label account having associated monetary and non-monetary data and maintained on a first processing platform for upgrade to a dual card account, creating the dual card
account on a second processing platform, transferring the non-monetary data associated with the private label account	  	10/656,798	  	7,774,274	  	7/14/2027	  	GECC

  
 11 

											
	 Short

Description
	  	 Abstract
	  	 App. Serial
No.
	  	 Patent No.
	  	 Expires
	  	 Owner

		  	from the first processing platform to the second processing platform for association with the dual card account, and initiating a trailing activity process to identify monetary and non-monetary activity associated with the
private label account and update a cross reference table to associate the trailing activity with the dual card account.	  		  		  		  	
						
	Payment Card Processing System and Methods	  		  	CA 2537917	  	N/A	  		  	GECC

  

	2.	Trademarks 

 Registered Marks 

 

													
	Owner	  	Trademark	  	 	  	Country	  	 Appl.
 Date
	  	No.	  	Status
	 	  	 File Reference
	  	 	  	 Next Renewal
Due
	  	 Reg.

Date
	  	 No.
	  	 Sub

Status

						
	 APPLY NOW, BUY NOW
	  		  		  		  		  	
						
		  		  		  		  		  	1241452
	GE Money	  	APPLY NOW, BUY NOW	  	Canada	  	21-Dec-04	  	Registered
		  		  	256220	  	15-May-21	  	15-May-06	  	TMA664273
	Disclaimers	  	“Apply” and “Buy”	  		  		  		  	
	Class	  		  		  		  		  		  	
						
	Goods	  	Credit application services by an on-line kiosk in a department store.	  		  		  		  	
							
	 CARECREDIT
	  		  		  		  		  		  	
						
		  		  		  		  		  	1132079
	CareCredit LLC	  	CARECREDIT	  	Canada	  	22-Feb-02	  	Registered
		  		  	95310	  	15-Mar-20	  	15-Mar-05	  	TMA635302
	Class	  		  		  		  		  		  	
							
	Goods	  	Financing services, namely providing financing for the practices of dentists, doctors and veterinarians and providing financing to patients through their doctors and dentists for care received; Credit agency services, including,
providing financing for the practices of dentists, doctors and veterinarians and providing financing to patients through their doctors and dentists for care received.	  		  		  		  		  	

  
 12 

													
	 CareCredit LLC
	  	CARECREDIT	  	United States of America	  	27-Dec-94	  	 74615914
 Registered

		  		  	95309	  	3-Dec-16	  	3-Dec-96	  	2021305
	 Class
	  		  	36	  		  		  		  	
							
	Goods	  	Financing services, namely providing financing for the practices of dentists, doctors and veterinarians and providing financing to patients through their doctors and dentists for care received.	  		  		  		  		  	
							
	CARECREDIT & DESIGN	  		  		  		  		  		  	
					
	CareCredit LLC	  	CARECREDIT & DESIGN	  	United States of America	  	11-May-12	  	 85623062

Registered

	CareCredit LLC	  		  	458655	  	3-Sep-23	  	3-Sep-13	  	4397219
	Class	  		  	36	  		  		  		  	
	Goods	  	Facilitating and arranging for the financing of healthcare services; Financing services	  		  		  		  		  	
						
	CARECREDIT CANADA	  		  		  		  		  	
					
	CareCredit LLC	  	CARECREDIT CANADA	  	Canada	  	22-Feb-02	  	 1132080
 Registered

		  		  	95311	  	16-Mar-20	  	16-Mar-05	  	635449
	Class	  		  		  		  		  		  	
	Goods	  	Credit agency services, including, providing financing for the practices of dentists, doctors and veterinarians and providing financing to patients through their doctors and dentists for care received.	  		  		  		  		  	
							
	CARECREDIT CARING COMMUNITIES	  		  		  		  		  		  	
						
	CareCredit LLC	  	CARECREDIT CARING COMMUNITIES	  		  	United States of America	  	11-Sep-13	  	 86061692
 Pending

		  		  	460217	  		  		  		  	
	Class	  		  	36	  		  		  		  	
	Goods	  	Providing grants for health awareness projects and programs that aim to provide underserved populations with access to healthcare.	  		  		  		  		  	
							
	CARECREDIT DESIGN	  		  		  		  		  		  	
						
	CareCredit LLC	  	CARECREDIT DESIGN	  		  	United States of America	  	11-May-12	  	 85623059

Registered

		  		  	458654	  	3-Sep-23	  	3-Sep-13	  	4397218
	Class	  		  	36	  		  		  		  	
	Goods	  	Facilitating and arranging for the financing of healthcare services; Financing services	  		  		  		  		  	

  
 13 

											
	CAREFUND	  		  		  		  		  	
						
	CareCredit LLC	  	CAREFUND	  		  	 United States of
 America
	  	14-Mar-13	  	 85875726
 Pending

		  		  	460046	  		  		  	
	Disclaimers	  	Applicant’s claim of ownership of U.S. Registration No. 3151763	  		  		  	
	Class	  	36	  		  		  	
	Goods	  	Credit agency services.	  		  		  	
						
	CCWARE	  		  		  		  		  	
						
	GE Money Bank	  	CCWARE	  		  	 United States of
 America
	  	18-Aug-06	  	 78955055
 Registered

		  		  	441801	  	27-Nov-17	  	27-Nov-07	  	3346304
	 Class
	  	9	  		  		  	
	 Goods
	  	Software for facilitating the use of CareCredit financial services that are directed to the financing of medical procedures performed by doctors, dentists and veterinarians.	  		  		  	
						
	CUSTOMER CARE CARD	  		  		  		  		  	
					
	GE Money Bank	  	CUSTOMER CARE CARD	  	 United States of
 America
	  	15-Apr-02	  	 76395831
 Registered

		  		  	125279	  	5-Apr-15	  	5-Apr-05	  	2938955
	Class	  	36	  		  		  	
	Goods	  	Financing services and credit card services, namely, the business of issuing credit cards, providing financing on credit cards issued, servicing credit cards and providing financing.	  		  		  	
						
	FLASHSETTLE	  		  		  		  		  	
					
	GE Money Bank	  	FLASHSETTLE	  	 United States of
 America
	  	19-Dec-06	  	 77067569
 Registered

		  		  	449470	  	8-Sep-19	  	8-Sep-09	  	3680179
	Class	  	36	  		  		  	
	Goods	  	Financial management, namely, financial ledger settlement services.	  		  		  	
						
	HOME DESIGNS CARD	  		  		  		  		  	
					
	Monogram Credit Card Bank of Georgia	  	HOME DESIGNS CARD	  	United States of America	  	8-Jun-93	  	 74399722
 Registered

		  		  	6330	  	27-Dec-14	  	27-Dec-94	  	1870247
	Disclaimers	  	NO CLAIM IS MADE TO THE EXCLUSIVE RIGHT TO USE “CARD” APART FROM THE MARK AS SHOWN	  		  		  	
	Class	  	16	  		  		  	
	Goods	  	Credit cards.	  		  		  	
	Class	  	36	  		  		  	
	Goods	  	Credit card services.	  		  		  	

  
 14 

											
						
	M.USE	  		  		  		  		  	
					
	GE Capital Retail Bank	  	M.USE	  	United States of America	  	4-Sep-13	  	 86055003
 Pending

		  		  	460206	  		  		  	
	 Class
	  	9	  		  		  	
	Goods	  	Computer application software for mobile devices, namely, software which enables users to apply for a credit card, manage credit card accounts, redeem rewards and make payments.	  		  		  	
						
	MAKING CARE POSSIBLE...TODAY.	  		  		  		  		  	
					
	CareCredit LLC	  	MAKING CARE POSSIBLE...TODAY.	  	United States of America	  	11-May-12	  	 85623064
 Pending

		  		  	458656	  		  		  	
	Class	  	36	  		  		  	
	 Goods
	  	Facilitating and arranging for the financing of healthcare services; Financing services	  		  		  	
						
	MULTITREATMENT	  		  		  		  		  	
					
	CareCredit LLC	  	MULTITREATMENT	  	United States of America	  	13-Mar-13	  	 85875058
 Pending

		  		  	459423	  		  		  	
	 Class
	  	36	  		  		  	
	Goods	  	Financing services in the nature of a payment plan provided in connection with health care services	  		  		  	
						
	OPTIMIZER+PLUS	  		  		  		  		  	
					
	GE Capital Retail Bank	  	OPTIMIZER+PLUS	  	United States of America	  	25-Jul-13	  	 86020318
 Pending

		  		  	460120	  		  		  	
	 Class
	  	36	  		  		  	
	Goods	  	Banking services, namely, deposit accounts that are savings accounts, checking accounts, certificates of deposits, money market deposit accounts, and FDIC backed Individual Retirement Accounts (IRAs).	  		  		  	
						
	OPTIMIZERPLUS PERKS	  		  		  		  		  	
					
	GE Capital Retail Bank	  	OPTIMIZERPLUS PERKS	  	United States of America	  	8-Aug-13	  	 86032077
 Pending

		  		  	460142	  		  		  	
	 Class
	  	35	  		  		  	
	Goods	  	Administration of a consumer loyalty program to promote the sale of deposit accounts, namely, savings accounts, checking accounts, certificates of deposits, money market deposit accounts, and FDIC backed Individual
Retirement Accounts (IRAs).	  		  		  	

  
 15 

											
						
	PROJECTLINE	  		  		  		  		  	
					
	GE Money Bank	  	PROJECTLINE	  	Canada	  	4-Sep-98	  	 889553
 Registered

		  		  	125276	  	2-Aug-16	  	2-Aug-01	  	TMA549180
	 Class
	  		  		  		  	
	Goods	  	Credit card and financing services.	  		  		  	
						
	QUICKSCREEN	  		  		  		  		  	
					
	GECC	  	QUICKSCREEN	  	United States of America	  	1-Feb-02	  	 78106271
 Registered

		  		  	17412	  	21-Sep-14	  	21-Sep-04	  	2887459
	 Class
	  	36	  		  		  	
	Goods	  	Credit card services	  		  		  	
						
	The Project Card	  		  		  		  		  	
					
	General Electric Company	  	The Project Card	  	United States of America	  	23-Jul-86	  	 73610891
 Registered

		  		  	44816	  	10-Mar-17	  	10-Mar-87	  	1432283
	 Class
	  	36	  		  		  	
	Goods	  	Credit card services for retail building materials stores	  		  		  	

 Unregistered Marks 

eQuickscreen 
  

	3.	Domain Names 

 carecreditpro.com 

mycarecredit.com 
 acceptthiscard.com 

acceptthisoffer.com 
 acceptyouroffer.com 

aeclearcard.com 
 aeoutfitterscredit.com 

aestorecard.com 
 almartgift.com 

almartvisa.com 
 almartvisagift.com 

almartvisagiftcard.com 
 amazoncreditservices.com 

applyfornewcard.com 
 aquavantagewatertreatment.com 

b2bcreditservices.com 
 bananarepubliccredit.com 

brooksbrotherscredit.com 
 cardoverview.com 

cardservices.org 
 carecredit.com 

climateselect.com 
 creditapply.mobi 

cuttingedgecard.com 

  
 16 

 cvxcards.com 

enroll-today.com 
 fraudassistancecenter.com 

fraudassistancecenter.net 
 fraudassistancecenter.org 

gapstorecard.com 
 growwithfinance.com 

growwithfinancing.com 
 hdcsreports.com 

hdprocredit.com 
 homedesignfinancing.com 

ikeacard.com 
 ikeacards.com 

ikeakiosk.com 
 inbranchapply.com 

jcpicaps.com 
 lntcredit.com 

lordandtaylorcredit.com 
 lordandtaylorcreditservices.com 

lowesbusinesscredit.ca 
 lowescredit.ca 

lowescreditonline.com 
 lowescreditservices.com 

lowesvisacredit.com 
 meijercredit.com 

meijerprepaid.com 
 menswearhousecredit.com 

modellscredit.com 
 modellscreditapply.com 

moorescreditapp.com 
 mycommercialcredit.com 

mycreditcard.mobi 
 myoptimizerplus.biz 

myoptimizerplus.com 
 myoptimizerplus.info 

myoptimizerplus.mobi 
 myoptimizerplus.net 

myoptimizerplus.us 
 myoptimizerplus.us.com 

myoptimizerplusperks.com 
 myoptimizerplusperks.net 

myoptplusmember.com 
 myoptplusmember.net 

myoptplusmembers.com 
 myoptplusmembers.net 

myoptplusperks.com 
 myoptplusperks.net 

myoptplusrewards.com 
 myoptplusrewards.net 

myoptplussecure.com 
 myoptplussecure.net 

myprojectline.com 
 oldnavystorecard.com 

onlinecreditcenter.com 
 onlinecreditcenter2.com 

onlinecreditcenter3.com 

  
 17 

 onlinecreditcenter4.com 

onlinecreditcenter6.com 
 onlineebillcenter.com 

onlineeservicecenter.com 
 onlinemessagecenter.com 

optbanking.biz 
 optbanking.info 

optbanking.mobi 
 optbanking.net 

optbanking.us 
 optbanking.us.com 

optbankira.biz 
 optbankira.com 

optbankira.info 
 optbankira.mobi 

optbankira.net 
 optbankira.us 

optbankira.us.com 
 optcd.biz 

optcd.com 
 optcd.info 

optcd.mobi 
 optcd.net 

optcd.us 
 optcd.us.com 

optcdrates.biz 
 optcdrates.com 

optcdrates.info 
 optcdrates.mobi 

optcdrates.net 
 optcdrates.us 

optcdrates.us.com 
 optcertificateofdeposit.biz 

optcertificateofdeposit.com 
 optcertificateofdeposit.info 

optcertificateofdeposit.mobi 
 optcertificateofdeposit.net 

optcertificateofdeposit.us 
 optcertificateofdeposit.us.com 

optchecking.biz 
 optchecking.com 

optchecking.info 
 optchecking.mobi 

optchecking.net 
 optchecking.us 

optchecking.us.com 
 optimizeraccount.biz 

optimizeraccount.com 
 optimizeraccount.info 

optimizeraccount.mobi 
 optimizeraccount.net 

optimizeraccount.us 
 optimizeraccount.us.com 

optimizerbronze.biz 
 optimizerbronze.com 

optimizerbronze.info 

  
 18 

 optimizerbronze.mobi 

optimizerbronze.net 
 optimizerbronze.us 

optimizerbronze.us.com 
 optimizercard.biz 

optimizercard.com 
 optimizercard.info 

optimizercard.mobi 
 optimizercard.net 

optimizercard.us 
 optimizercard.us.com 

optimizercd.biz 
 optimizercd.com 

optimizercd.info 
 optimizercd.mobi 

optimizercd.net 
 optimizercd.us 

optimizercd.us.com 
 optimizerchecking.biz 

optimizerchecking.com 
 optimizerchecking.info 

optimizerchecking.mobi 
 optimizerchecking.net 

optimizerchecking.us 
 optimizerchecking.us.com 

optimizerdeposits.biz 
 optimizerdeposits.com 

optimizerdeposits.info 
 optimizerdeposits.mobi 

optimizerdeposits.net 
 optimizerdeposits.us 

optimizerdeposits.us.com 
 optimizergold.biz 

optimizergold.com 
 optimizergold.info 

optimizergold.mobi 
 optimizergold.net 

optimizergold.us 
 optimizergold.us.com 

optimizerira.biz 
 optimizerira.com 

optimizerira.info 
 optimizerira.mobi 

optimizerira.net 
 optimizerira.us 

optimizerira.us.com 
 optimizerplatinum.biz 

optimizerplatinum.com 
 optimizerplatinum.info 

optimizerplatinum.mobi 
 optimizerplatinum.net 

optimizerplatinum.us 
 optimizerplatinum.us.com 

optimizerplus.biz 
 optimizerplus.mobi 

optimizerplus.us 

  
 19 

 optimizer-plus.us 

optimizerplus.us.com 
 optimizer-plus.us.com 

optimizerplusdeposits.biz 
 optimizerplusdeposits.com 

optimizerplusdeposits.info 
 optimizerplusdeposits.mobi 

optimizerplusdeposits.net 
 optimizerplusdeposits.us 

optimizerplusdeposits.us.com 
 optimizerplusperks.com 

optimizerplusperks.net 
 optimizersavings.biz 

optimizersavings.com 
 optimizersavings.info 

optimizersavings.mobi 
 optimizersavings.net 

optimizersavings.us 
 optimizersavings.us.com 

optimizersilver.biz 
 optimizersilver.com 

optimizersilver.info 
 optimizersilver.mobi 

optimizersilver.net 
 optimizersilver.us 

optimizersilver.us.com 
 optimizeyourmoney.biz 

optimizeyourmoney.com 
 optimizeyourmoney.info 

optimizeyourmoney.mobi 
 optimizeyourmoney.net 

optimizeyourmoney.us 
 optimizeyourmoney.us.com 

optimizingplus.biz 
 optimizing-plus.biz 

optimizingplus.com 
 optimizing-plus.com 

optimizingplus.info 
 optimizing-plus.info 

optimizingplus.mobi 
 optimizing-plus.mobi 

optimizingplus.net 
 optimizing-plus.net 

optimizingplus.us 
 optimizing-plus.us 

optimizingplus.us.com 
 optimizing-plus.us.com 

optindividualretirementaccount.biz 

optindividualretirementaccount.com 

optindividualretirementaccount.info 

optindividualretirementaccount.mobi 

optindividualretirementaccount.net 

optindividualretirementaccount.us 

optindividualretirementaccount.us.com 
 optira.biz 

optira.info 

  
 20 

 optira.mobi 

optira.us 
 optira.us.com 

optmizingplus.biz 
 optmizingplus.com 

optmizingplus.info 
 optmizingplus.mobi 

optmizingplus.net 
 optmizingplus.us 

optmizingplus.us.com 
 optmmda.biz 

optmmda.com 
 optmmda.info 

optmmda.mobi 
 optmmda.net 

optmmda.us 
 optmmda.us.com 

optmoneymarketaccounts.biz 
 optmoneymarketaccounts.com 

optmoneymarketaccounts.info 
 optmoneymarketaccounts.mobi 

optmoneymarketaccounts.net 
 optmoneymarketaccounts.us 

optmoneymarketaccounts.us.com 
 optonlinebank.biz 

optonlinebank.com 
 optonlinebank.info 

optonlinebank.mobi 
 optonlinebank.net 

optonlinebank.us 
 optonlinebank.us.com 

optonlinebanking.biz 
 optonlinebanking.com 

optonlinebanking.info 
 optonlinebanking.mobi 

optonlinebanking.net 
 optonlinebanking.us 

optonlinebanking.us.com 
 optonlinesavings.biz 

optonlinesavings.com 
 optonlinesavings.info 

optonlinesavings.mobi 
 optonlinesavings.net 

optonlinesavings.us 
 optonlinesavings.us.com 

optplus.biz 
 opt-plus.biz 

opt-plus.com 
 optplus.info 

opt-plus.info 
 optplus.mobi 

opt-plus.mobi 
 opt-plus.net 

optplus.us 
 opt-plus.us 

optplus.us.com 

  
 21 

 opt-plus.us.com 

optplusbanking.biz 
 optplusbanking.info 

optplusbanking.mobi 
 optplusbanking.net 

optplusbanking.us 
 optplusbanking.us.com 

optplusbronze.com 
 optpluscd.com 

optpluschecking.com 
 optplusdiamond.com 

optplusgold.com 
 optplusira.com 

optplusmember.com 
 optplusmoneymarket.com 

optplusplatinum.com 
 optplusrewards.com 

optplussave.com 
 optplussavings.com 

optplussecure.com 
 optplussilver.com 

optplussupport.com 
 optretirementfunds.biz 

optretirementfunds.com 
 optretirementfunds.info 

optretirementfunds.mobi 
 optretirementfunds.net 

optretirementfunds.us 
 optretirementfunds.us.com 

optretirementinvestments.biz 
 optretirementinvestments.com 

optretirementinvestments.info 
 optretirementinvestments.mobi 

optretirementinvestments.net 
 optretirementinvestments.us 

optretirementinvestments.us.com 
 optretirementsavings.biz 

optretirementsavings.com 
 optretirementsavings.info 

optretirementsavings.mobi 
 optretirementsavings.net 

optretirementsavings.us 
 optretirementsavings.us.com 

optsave.biz 
 optsave.com 

optsave.info 
 optsave.mobi 

optsave.net 
 optsave.us 

optsave.us.com 
 optsavings.biz 

optsavings.com 
 optsavings.info 

optsavings.mobi 
 optsavings.net 

optsavings.us 

  
 22 

 optsavings.us.com 

optspecials.biz 
 optspecials.com 

optspecials.info 
 optspecials.mobi 

optspecials.net 
 optspecials.us 

optspecials.us.com 
 opttraditionalira.biz 

opttraditionalira.com 
 opttraditionalira.info 

opttraditionalira.mobi 
 opttraditionalira.net 

opttraditionalira.us 
 opttraditionalira.us.com 

paypalonlinecredit.com 
 preferpaperless.com 

qvconlinecredit.com 
 reviewmycard.com 

rfecom.com 
 ruscreditcard.com 

samsclubcredit.com 
 samsclubcredit.net 

samsclubdiscover.com 
 secureb2c.com 

shophqcreditcard.com 
 sothebyonlinecredit.com 

steinmartcredit.com 
 stockcredit.com 

storecreditreports.com 
 tjxcards.com 

tjxcredit.com 
 toysrusaccount.com 

wallmartgift.com 
 wallmartmoneycards.com 

wallmartvisagifts.com 
 walmartcreditcard.net 

walmartcreditcard.org 
 walmartcreditcenter.com 

walmartdebitcard.com 
 walmartgiftcard-customerrelations.com 

walmartmoneycard-customerrelations.com 
 walmartprepaid.com 

walmartstorecard.com 
 walmartstorecredit.com 

walmartvisagift.com 
 walmartvisagiftcard.com 

walmartvisagiftcards.com 
 walmartvisagifts.com 

walmartvisamoneycard.com 
 walmartvisamoneycards.com 

sothebysmastercard.com 
 mediauploadcenter.com 

mycreditcard.mobi 
 myoptimizermember.com 

myoptimizermember.net 

  
 23 

 myperksmember.com 

myperksmember.net 
 myoptimizermembers.com 

myoptimizermembers.net 
 myperksmembers.com 

myperksmembers.net 
 myperksplus.com 

myperksplus.net 
 pivotpluscard.com 

pivotpluscredit.com 
 pivotpluscreditcard.com 

pivotplusfinancing.com 
  

	4.	Software 

  

			
	 Application
	  	 Description

	Business Center	  	Internet Application portal used by our Payment Solutions Merchants and Care Credit Providers to provide services such as apply for credit, authorize sales, receive reports and reorder collateral (Also called CCPRO)
		
	Consumer Center	  	Internet application used by our Payment Solutions and Care Credit account holders to service account
		
	Customer Presentment	  	Application used to present documents to cardholders online (ebills, letters, etc.)
		
	Deposits Origination	  	Mobile application for online origination of new Deposit accounts
		
	Deposits Servicing	  	Mobile application for online servicing of Deposits Accounts
		
	Deposits Workstation	  	Application used by Customer Service representatives to service Deposits customers
		
	eApply BRC/CML	  	Internet application to allow commercial and Business Revolving Credit (BRC) customers to apply for credit
		
	eApply Consumer	  	Internet application to allow consumer to apply for credit
		
	eDealer Apply	  	Internet application to allow dealers to apply for credit
		
	Edison	  	Application used to process Commercial credit applications for RC Clients
		
	eService BRC/CML	  	Internet application to allow commercial and BRC account holders to service their accounts
		
	eService Consumer	  	Internet application to allow RC cardholders to service their accounts

  
 24 

			
	eTail	  	Internet application to provide powerful customized solutions for Payment Solutions and Care Credit consumers to apply for credit
		
	Ge Online Apply	  	internet application to allow Payment Solutions and Care Credit consumers to apply for credit (Note: This application will ultimately be replaced by eTail and will be referred to as eTail as of Closing.)
		
	GECOM	  	Application that managed Commercial PROX accounts. It includes receivables processing, customer service, billing etc.
		
	Genasys	  	Primary consumer Credit Originations platform for Retail Card portfolios. Includes embedded and highly customized rule engines
		
	IVR	  	IVR solutions to provide call response for GECRB cardholders, merchants, providers, clients etc.
		
	Midrange Remittance	  	Application that processes majority payment files for GECRB
		
	OEM CEDA	  	Internet application used by Yamaha Payment Solutions merchant
		
	POS	  	Full suite of Point of Sales solutions used to process new credit applications and to process sales authorizations. Also includes sophisticated standing system that performance processing if primary applications are down.
		
	Remittance	  	Mainframe application that processes payment files for GECRB. This will be replaced by Midrange Remittance
		
	Retail Web Connect	  	Predecessor to Business Center Application that provides internet services to select Payment Solutions clients. Will be replaced by Business Center by end of year
		
	Settlement MBS (local mods)	  	Local modifications made to Visionplus to provide settlement processing with GECRB retail clients
		
	Surveyor	  	Application that processes Payment Solutions and Care Credit consumer and commercial new credit applications.
		
	Symphony	  	Customer Service application used to provide originate and service new credit applications for Payment Solutions and Care Credit
		
	Workstation	  	Sophisticated application use by Customer Service, Collections and Fraud agents to manage cardholder accounts, provide work queuing and ensure compliant engagement with the cardholder
		
	Alpha Search	  	Application that allows customer service to search customers by a variety of criteria
		
	ANI	  	Database used by IVR to determine source of caller
		
	Apex	  	Set of tools for Call Center and Collections Agents
		
	Autoskip	  	Application to update contact information on delinquent accounts based on third party information
		
	Bag Automation	  	Application to allow GECRB to audit a sample of statements to ensure accuracy
		
	Carecredit.com	  	Primary care credit branded site
		
	CC Ware	  	Desktop tool used by Care Credit providers to facilitate access to Care Credit services

  
 25 

			
	CCCS	  	Consumer Credit Counseling Service - Automated process that processes requests from consumer credit counseling agencies for cardholder plan adjustments.
		
	CCRP	  	Application that supports Customer Complaint Resolution Process
		
	Collections Settlement Automation	  	Application used to close out special payment plans cardholders are enrolled in.
		
	Cskip	  	This intranet application is used by Collections agents to work skip accounts manually.
		
	Cust Service Intranet Apps	  	Suite of applications to assist Retail Finance customer service representatives.
		
	Debt Buyer Media Fulfillment	  	Recovery process to request a copy of cardholder statements.
		
	DOC	  	DOC system determines eligibility and prioritizes payment arrangement plans and tools for the collector to offer
		
	ECHO	  	ECHO (Electronic Case Housing Operation) application serves as the data capture\reporting tool for the U.S Fraud Investigation team.
		
	Fastrak	  	Titling application used for Installment accounts
		
	George	  	George is a system that provides GE Money and its clients the ability to launch target marketing E-mail campaigns.
		
	Gesmart	  	Application that processes commercial sales authorizations using rule engine
		
	Grip	  	Intranet Application that allows a customer service agent to offer Debt Cancellation products to callers outside of Workstation application.
		
	home specialty ipad	  	ipad application to allow home specialty business merchant to fill out contracts for home improvement work
		
	imaging settlement	  	Payment Solutions Imaging system for originating applications and processing settlement files. Includes Flash/Auto-Settlement process between Sales Finance and GE Commercial Finance (CDF).
		
	mcs web	  	Intranet based reporting tool for PDR
		
	nt minotaur	  	Collection application to prioritize the order skip contacts should be worked.
		
	Offerdb	  	System that stores and provides offers that cardholders are eligible for.
		
	Por	  	Application to correct addresses on returned statements, letters, and applications.
		
	Pricing App (CCPro)	  	Pricing application with CCPRO (Business Center)
		
	Promologix	  	Promologix is a single source of all Promotional information. It creates a pipeline of information from pricing approval to the actual invoice and enhances accuracy of our promotions via predetermined templates.
		
	Ptc	  	Application to capture and manage new merchant and provider prospects for Payment Solutions and Care Credit.
		
	Rpc	  	Application used for auditing of payments received at the RPC
		
	Ruby	  	Automated hardship enrollment solution that automatically enrolls accounts placed in FDR 397Q into hardship programs.
		
	secureb2c	  	Internet application used by Payment solutions merchants to provide Business to consumer functionality
		
	Snss	  	Application that processes settlement files received by RC clients
		
	Sherlock	  	Application to view historical Payment Solutions and Care Credit credit applications

  
 26 

			
	Webedm	  	Intranet application to allow Bank personnel to enter credit applications into Genasys system
		
	Ab initio Middleware Graphs	  	Middleware services that provide front end applications with access to back end services. In use by Business Center and Consumer Center
		
	b2b web services	  	Internet web services used by Payment Solutions Merchants and Care Credit providers to access back end business services such as processing new credit applications and authorizing sales
		
	business accelerator	  	Suite of services used to access FDR systems to retrieve data for customer service and collections agents
		
	Cider	  	Application that captures file transmission information processed by Gentran application
		
	digital cockpit	  	Application that allow viewing of Genasys and POS business volumes
		
	eCom Web Services	  	Internet Web Services used by Paypal to access backend services to allow Paypal to provide account services solutions
		
	ge money relay	  	Application serviced used from GE Money Consumer Sell Pages to relay credit application requests to GE Online Apply application
		
	Gear	  	Intranet application used to track IT asset information. This will be replaced by ServiceNow
		
	Genius	  	Application used by Call Center and Collection agents to verify processes and procedures
		
	Gentran	  	GECRB applications that leverage Gentran software to manage the inbound and outbound transmission of files between our partners and GECRB in a secure, compliant and reliable fashion.
		
	IT risk assessment	  	Application to support IT Risk and Controls Assessment
		
	WTX Middleware	  	Suite of middleware services to applications to access back end services and to interface with each other
		
	Satre	  	Application profile management tool used by GE IT Security
		
	Mainframe security	  	Application to support Genasys and Workstation security access
		
	FDR Gforce (models)	  	Models used by FDR authorization solution to apply GECRB specific rules to sales authorizations
		
	Salesforce.com (Configuration)	  	Instance of salesforce.com used to service RC Client, Payment solution merchant servicing and Care Credit provider servicing
		
	Salesforce.com - Atlas	  	Geo location service used for GECRB field sales team to provide insight on store distribution and location. Built on top of SFDC implementation.
		
	OSB	  	Middleware solution that provides orchestration and business services to calling applications such as Consumer Center and DOC.
		
	Business Dealer Locator	  	Internet application service that allows users to look up dealers online based on location
		
	Alp	  	Account level profitability data mart
		
	business objects universes	  	Suite of data stores that allow reporting of business information extracted from data marts
		
	Cdci	  	Primary Consumer cardholder data ware house
		
	Cmap	  	Provides a single consumer customer view across all account relationships within GE Money.

  
 27 

			
	collections dw	  	Collections Data warehouse
		
	commercial dw	  	Commercial Data warehouse
		
	deposit DW	  	Deposits data warehouse
		
	dts dw	  	Contains Consumer Customer Service Data sourced from the Workstations application system.
		
	gforce DM	  	Authorizations data mart
		
	iris reporting	  	Risk Reporting tool
		
	jcp credit central	  	Internet portal to allow JCP client to access reporting
		
	Ocv	  	One customer view allows fraud underwriters and collections to view customers across production lines. URL is https://prod-epsilon.rfs.
		
	operations dw	  	Operations data warehouse
		
	Ots72	  	Datamart that provides 72 months of cardholder data
		
	Pdr	  	Primary consumer cardholder data warehouse for Payment Solutions and Care Credit
		
	quality DW	  	Quality data warehouse
		
	Recovery dw	  	Recovery data warehouse
		
	sku cml	  	SKU level data warehouse for commercial accounts
		
	sku consumer	  	SKU level data warehouse for consumer accounts
		
	token dm	  	Data Mart used for account tokenization
		
	walmart credit central	  	Internet portal to allow Walmart client to access reporting
		
	web input database	  	BI application to support reporting
		
	Sas Analytic models	  	Marketing and Risk analytic models
		
	Deposits marketing site	  	Primary landing page for Deposits prospects and account holders
		
	Ecom Marketing Pages	  	Internet pages used by marketing
		
	Inside compliance	  	Static webpage that contains articles around compliance

  
 28 

 Schedule 2.2(b)(i) 

Excluded Assets 
  

	 	1.	All right, title and interest in and to the following Marks, outside of the US and Canada to the extent used by the GE Group outside of the US and Canada as of the date of the Initial Public Offering: 

APPLY NOW, BUY NOW 
 FLASHSETTLE 

HOME DESIGNS CARD 
 M.USE 

MULTITREATMENT 
 PROJECTLINE 

QUICKSCREEN 
 The Project Card 

 Schedule 2.2(b)(ii) 

Excluded Contracts 
  

	 	1.	None. 

 Schedule 2.3(a)(i) 

Company Liabilities 
 1. All
Liabilities of the members of the Company Group, other than Excluded Liabilities. 

 Schedule 2.4(b)(ii) 

Continuing Agreements 
  

	 	1.	Capital Assurance and Liquidity Maintenance Agreement entered into by and among GE Capital Retail Bank, GECC, and each Immediate Parent Company (as “Immediate Parent Company” is defined in the Operating
Agreement entered into on or about January 11, 2013, by and between GE Capital Retail Bank and the Office of the Comptroller of the Currency) 

  

	 	2.	MNT Servicing Agreement between MNT and GECC: Servicing Agreement, dated as of June 27, 2003, by and among RFS Funding Trust, GE Capital Credit Card Master Note Trust and GECC, successor to GE Capital Retail Bank
(formerly known as GE Money Bank), as amended. 

  

	 	3.	Revolving Credit Agreements (between the GE Group and the Company Group) 

  

	 	4.	Sublease Agreement - dated March 15, 2014, between GE, acting through its subsidiary, GE Asset Management, as sublessor and Retail Finance International Holdings, Inc. (“RFIH”), as sublessee, for the
Sublease Premises located at 1600 Summer Street, Stamford, CT 06905 as amended by Sublease Amendment dated June 15, 2014. 

  

	 	5.	Sublease dated June 1, 2014, between GECC, as sublessor and RFIH, as sublessee, for the Sublease Premises located 777 Long Ridge Road, Stamford, CT 06927 

 

	 	6.	Sublease Agreement dated April 1, 2014, between GE, acting through its unincorporated division, GE Transportation, as sublessor and RFIH, as sublessee, for the Sublease Premises located at 500 West Monroe, Suites
2300 and 2400, Chicago, IL 60661 

  

	 	7.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated May 20, 2003 (as amended, the “Alpharetta
Lease”) for the property located at 4125 Windward Plaza Drive, Alpharetta, Georgia 

  

	 	8.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated March 8, 1996 (as amended, the “Atlanta Lease”)
for the property located at 485 Lake Mirror Road, Suite A, Atlanta Georgia 

  

	 	9.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated March 19, 2004 (as amended, the “Bentonville
Lease”) for the property located at 1801 Phyllis Street, Bentonville, Arkansas 

  

	 	10.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated December 3, 1999 (as amended, the “Canton
Lease”) for the property located at 4500 Munson Street, Canton, Ohio 

  

	 	11.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated October 12, 2004 (as amended, the “Costa Mesa
Lease”) for the property located at 2995 Redhill Avenue, Suite 100, Costa Mesa, California 

	 	12.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated July 8, 2002 (as amended, the “Frisco Lease”)
for the property located at 2611 Internet Boulevard, Frisco, Texas 

  

	 	13.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated December 31, 2004 (as amended, the “Kettering
Lease”) for the property located at 950 Forrer Boulevard, Buildings 3 and 4, Kettering, Ohio 

  

	 	14.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated December 16, 2005 (as amended, the “Little Rock
Lease”) for the property located at 1600 Cantrell Road, Little Rock, Arkansas 

  

	 	15.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated May 31, 1982 (as amended, the “Longwood Lease”)
for the property located at 140 Wekiva Springs Road, Longwood, Florida 

  

	 	16.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated November 14, 2011 (as amended, the “Phoenix
Lease”) for the property located at 3150 South 48th Street, Phoenix, Arizona 

  

	 	17.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated January 1, 2011 (as amended, the “Rapid City
Lease”) for the property located at 900 Concourse Road, Rapid City, South Dakota 

  

	 	18.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated June 22, 2005 (as amended, the “San Francisco
Lease”) for the property located at 221 Main Street, San Francisco, California 

  

	 	19.	Assignment and Assumption Agreement dated March 6, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated May 23, 2013 (as amended, the “San Jose Lease”) for
the property located at 1740 Technology Drive, San Jose, California 

  

	 	20.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, Inc., as assignee, covering that certain Lease dated May 12, 2004 (as amended, the “Saint Paul
Lease”) for the property located at 332 Minnesota Street, Saint Paul, Minnesota 

  

	 	21.	Assignment and Assumption Agreement dated March 6, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated November 21, 2004 (as amended, the “Charlotte
Lease”) for the property located at 2801 West Tyvola Road, Charlotte, North Carolina 

  

	 	22.	Assignment and Assumption Agreement dated February 28, 2014 by and between GECC, as assignor, and RFIH, as assignee, covering that certain Lease dated August 18, 2010 (as amended, the “Walnut Creek
Lease”) for the property located at 1990 North California Boulevard, Walnut Creek, California 

  
 33 

	 	23.	Lease dated as of June 3, 2009, as amended by First Amendment to Lease dated as of January 7, 2010, Second Amendment to Lease dated as of December 14, 2010, Third Amendment to Lease dated as of
December 9, 2011, and by Fourth Amendment to Lease dated as of February 12, 2014 by and between Arden Realty Limited Partnership, as landlord, and GE Capital Retail Bank, as tenant, for the Premises located at 170 West Election Road,
Draper, Utah 

  

	 	24.	Lease dated as of November 14, 2011, as amended by First Amendment to Lease dated as of March 15, 2012 and by the Second Amendment to Lease dated as of March 28, 2014 by and between Arden Realty Limited
Partnership, as landlord, and RFIH as successor in interest by assignment from GECC, as tenant, for the Premises located at 3150 S. 48th Street, Phoenix, Arizona 

  

	 	25.	Servicing Equipment Use Agreement dated April 16, 2012 by and between GE Capital Retail Bank and General Electric Capital Corporation of Puerto Rico 

 

	 	26.	Certain obligations of GECC owed to GE Capital International Holdings Corporation under the Cash Pooling Agreement between GECC, as Pool Leader, and GECIH, as Participant that was assumed by the company pursuant to the
Assumption Agreement between GECC and the Company Dated June     , 2014 

  

	 	27.	Intercreditor Agreement, dated September 21, 2006, by and between General Electric Capital Corporation and GE Money Bank, as amended 

 

	 	28.	Retailer Program Agreement, dated April 30, 2007, by and between GE Money Bank and General Electric Company, as amended 

  

	 	29.	Consumer Credit Promotion Agreement, dated April 30, 2007, by and between GE Money Bank and General Electric Company, as amended 

 

	 	30.	Affiliate Agreement dated as of May 31, 2014 by and between GECC and RFIH relating to the use by RFIH of leasehold improvements located 777 Long Ridge Road, Stamford, CT, 06927 

  
 34 

 Schedule 2.4(b)(iii) 

Guarantees 
  

	 	1.	Guarantee dated as of June 23, 2012 by GECC in favor of Mizuho Corporate Bank, Ltd. 

  

	 	2.	Guarantee dated as of February 26, 2012 by GECC in favor of Sumitomo Mitsui Banking Corporation. 

  

	 	3.	Guaranty dated as of February 7, 2005 by GECC in favor of J. C. Penney Corporation, Inc. 

  

	 	4.	Guaranty dated as of June 5, 2003 by GECC in favor of First Data Resources, LLC. 

  

	 	5.	Guaranty dated as of May 26, 2004 by GECC in favor of PayPal, Inc. 

  

	 	6.	Parent Guaranty effective November 1, 2012 made by GECC to and for the benefit of Amazon Services LLC 

  

	 	7.	General Electric Capital Corporation Reimbursement Agreement in support of Letters of Credit issued for the benefit of Amazon Services LLC. 

 

	 	8.	Capital Assurance and Liquidity Maintenance Agreement entered into by and among GE Capital Retail Bank, GECC, and each Immediate Parent Company (as “Immediate Parent Company” is defined in the Operating
Agreement entered into on or about January 11, 2013, by and between GE Capital Retail Bank and the Office of the Comptroller of the Currency) 

  

	 	9.	Agreement dated as of November 23, 2009 by and between Lowe’s Companies, Inc., Lowe’s Home Centers, Inc., Lowe’s HIW, Inc. and GECC 

 

	 	10.	Remaining liability of GECC to Landlords pursuant to the terms of leases assigned to Retail Finance International Holdings Inc. and listed on Exhibit A hereto 

 Exhibit A to Schedule 2.4(b)(iii) 

 

									
	 	  	 Site
	  	 GE Legal Entity
	  	 Landlord Legal Entity
	  	 Lease Documentation

					
	1.	  	Alpharetta, GA	  	GECC	  	GH Windward Plaza, Inc.	  	Lease Agreement dated May 20, 2003, as amended by First Amendment to Lease Agreement dated March 1, 2005, Second Amendment to Lease Agreement dated July 19, 2011 and by Agreement dated May 19, 2003
					
	2.	  	Frisco, TX	  	GECC	  	Hall G2, LLC	  	Master Leasing Agreement dated July 15, 2002; Lease dated as of July 8, 2002, as amended by Amendment to Lease and to Master Leasing Agreement dated October 9, 2009, Second Amendment to Lease dated November 5, 2009, Third
Amendment to Lease dated April 7, 2010, Fourth Amendment to Lease dated July 26, 2010, Fifth Amendment to Lease dated November 18, 2010, Sixth Amendment to Lease dated February 28, 2012 and by Seventh Amendment to Lease dated May 3,
2014
					
	3.	  	Bentonville, AR	  	GECC	  	Lakeside Center II-A, LLC	  	Lease dated March 19, 2004 as amended by First Amendment to Lakeside Center II Lease Agreement dated April 27, 2011
					
	4.	  	San Francisco, CA	  	GECC	  	221 Main Property Owner, LLC	  	Commercial Office Lease dated June 22, 2005, as amended by Amendment No. 1 to the Lease dated October 12, 2007 and by Second Amendment to Commercial Office Lease dated March 25, 2013
					
	5.	  	Kettering, OH	  	GECC	  	F1 Kettering LLC	  	Lease Agreement dated Dec. 31, 2004, as amended by Amendment No.1 to Lease Agreement dated Jan. 2005, Amendment No. 2 to Lease Agreement dated April 1, 2005, Amendment No. 3 to Lease Agreement dated Oct. 1, 2005, Amendment
No. 4 to Lease Agreement dated Oct. 20, 2008, Amendment No. 5 to Lease Agreement dated Dec. 9, 2011 and Kettering Roof Agreement dated June 13, 2011
					
	6.	  	Canton, OH	  	GECC	  	GE Munson Ltd.	  	Lease dated December 3, 1999 as amended by First Amendment to Lease dated August 30, 2010
					
	7.	  	Phoenix, AZ	  	GECC	  	Arden Realty Limited Partnership	  	Lease dated November 14, 2011 as amended by First Amendment to Lease dated March 15, 2012 and by Second Amendment to Lease dated March 28, 2014
					
	8.	  	 Rapid City, SD
  
	  	GECC	  	IRET Properties	  	Lease Agreement dated January 1, 2011

  
 36 

									
	9.	  	Charlotte, NC	  	GECC	  	Belk, Inc.	  	Lease Agreement dated November 21, 2005 as amended by First Amendment to Lease dated June 5, 2006 and by Second Amendment to Lease dated February 26, 2011
					
	10.	  	St Paul, MN	  	GECC	  	First National Building Holdings, Inc.	  	Lease dated May 12, 2004 as amended by First Amendment to Lease dated Aug. 29, 2005, Second Amendment to Lease dated April 18, 2008, Third Amendment to Lease dated Jan. 19, 2010, Fourth Amendment to Lease dated Apr. 15, 2010, and by
Fifth Amendment to Lease dated June 24, 2010
					
	11.	  	Atlanta, GA	  	GECC	  	ProLogis TLF (International Airport Industrial Center), LLC solely with respect to ProLogis TLF (International Airport Industrial Center), LLC Series E	  	Lease dated March 8, 1996 as amended by First Amendment to Lease dated March 31, 2004 and by Second Amendment to Lease dated January 29, 2010
					
	12.	  	Costa Mesa, CA	  	GECC	  	Legacy Partners I Costa Mesa LLC	  	Standard Office Lease dated October 12, 2004 as amended by First Amendment to Lease dated May 19, 2008, Second Amendment to Lease dated January 30, 2009, Third Amendment to Lease dated February 28, 2009, and by Fourth Amendment to
Lease dated November 14, 2011
					
	13.	  	Longwood, FL	  	GECC	  	Longwood Capital, LLLP	  	 Indenture of Lease dated May 31, 1982, Agreement Regarding Lease dated April 1, 1983, Agreement Regarding Lease dated Dec. 15, 1986,

 
 First Amendment to Office Lease dated Mar. 31, 1995, Assignment and Assumption of Lease
dated Dec. 6, 1999, Second Amendment to Lease dated June 27, 2005, Third Amendment to Lease dated March 31, 2008, and by Fourth Amendment to Lease dated July 1, 2010

					
	14.	  	Walnut Creek, CA	  	GECC	  	Legacy III Walnut Creek I, LLC	  	Office Lease dated Aug. 18, 2010 as amended by Commencement Date Agreement dated Oct. 1, 2010
					
	15.	  	San Jose, CA	  	GECC	  	CA-1740 Technology Drive Limited Partnership	  	Lease dated May 23, 2013
					
	16.	  	Little Rock, AK	  	GECC	  	DSS HQ Properties	  	Lease dated Dec. 16, 2005 as amended by First Amendment to Lease dated Dec. 31, 2011

  
 37 

 Schedule 2.4(b)(iv) 

Continuing Agreements 
  

	 	1.	None. 

 Schedule 5.1 

Annual Corporate Reporting Data 

 LCD - Supplemental data collection 

 

							
		  	Q-Close
(LCD)	  	Capital B/S
Review
(Wave 1)	  	Capital B/S
Review
(Wave 2)
		  	Dec-31	  	Jan-10	  	Jan-20

  

																			
	 Area
	  	 Freq
	  	 Submission
Mode
	  	 Submitter
	  	 Hyperion /Excel Template Name
	  	 Description
	  	 4Q13 Actual
Due Date4
	  	 LCD +
	  	 Capital B/S
Review
(Wave 1)
	  	 Capital B/S
Review
(Wave 2)

	Financing Receivables:	  	Annual	  	GE Folders	  	All	  	Time Sales & Loans Contractual Maturities - Comments	  	Financing Receivables Contractual Maturities	  	Jan-10-2014	  	10	  	0	  	–10
	Financing Receivables:	  	Annual	  	GE Folders	  	All	  	Finance Leases Contractual Maturities - Comments	  	Financing Receivables Contractual Maturities	  	Jan-10-2014	  	10	  	0	  	–10
	Financing Receivables:	  	Annual	  	Hyperion	  	All	  	FINREC07 - Total Financing Lease Details	  	Total Financing Leases Details - YTD	  	Jan-11-2014	  	11	  	1	  	–9
	Financing Receivables:	  	Annual	  	GE Folders	  	All	  	FINREC07 - Total Financing Leases Details - Comments	  	Total Financing Leases Details - YTD	  	Jan-11-2014	  	11	  	1	  	–9
	PP&E and ELTO:	  	Annual	  	Hyperion	  	All	  	ELTO-03 - ELTO Estimated Useful Lives	  	ELTO Estimated Useful Life - Hyp	  	Jan-07-2014	  	7	  	–3	  	–13
	PP&E and ELTO:	  	Annual	  	Hyperion	  	All	  	ELTO-06 - Assets Leased to GE	  	Assets Leased to GE - Hyperion	  	Jan-07-2014	  	7	  	–3	  	–13
	PP&E and ELTO:	  	Annual	  	Hyperion	  	All	  	ELTO-05 - PP&E Impairments(P&L)	  	PP&E & Impairments - Hyperion	  	Jan-07-2014	  	7	  	–3	  	–13
	PP&E and ELTO:	  	Annual	  	Hyperion	  	All	  	PP&E-01 - Building and Equipment	  	Building and Equipment - Hyperion	  	Jan-07-2014	  	7	  	–3	  	–13
	PP&E and ELTO:	  	Annual	  	Hyperion	  	All	  	ELTO-04 - ELTO – Future Rental Income	  	Future Rental Income - Hyperion	  	Jan-07-2014	  	7	  	–3	  	–13
	PP&E and ELTO:	  	Annual	  	GE Folders	  	All	  	PP&E & ELTO Supplemental Data	  	PP&E & ELTO Supplemental Commentary - Asset Breakup	  	Jan-07-2014	  	7	  	–3	  	–13
	PP&E and ELTO:	  	Annual	  	GE Folders	  	All	  	PP&E & ELTO Supplemental Data	  	PP&E & ELTO Supplemental Commentary - Useful Life	  	Jan-07-2014	  	7	  	–3	  	–13
	PP&E and ELTO:	  	Annual	  	GE Folders	  	All	  	PP&E & ELTO Supplemental Data	  	ELTO Supplemental Commentary - Future Rental Income	  	Jan-07-2014	  	7	  	–3	  	–13
	Other Assets:	  	Annual	  	Hyperion	  	All	  	OTA08 - Breakup of Real Estate Investments	  	Real Estate Investments Break Up	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Annual	  	Hyperion	  	All	  	OTA09 - Assets Held for Resale and Valuation Allowance	  	Assets held for sale (MARS 117) and Valuation allowance	  	Jan-05-2014	  	5	  	–5	  	–15
	Intangibles / Goodwill:	  	Annual	  	GE Folders	  	All	  	Goodwill & Intangible - Other details	  	Goodwill & Intangible - Other details	  	Jan-05-2014	  	5	  	–5	  	–15
	Intangibles / Goodwill:	  	Annual	  	Hyperion	  	All	  	GWINTG03 - Future Amortization Consolidation	  	Future Amortization Consolidation	  	Jan-05-2014	  	5	  	–5	  	–15
	Insurance:	  	Annual	  	GE Folders	  	All	  	Insurance Receivable_comments	  	Insurance Receivable	  	Jan-08-2014	  	8	  	–2	  	–12

  

	4 	For illustrative purposes only. 

																			
	Government Reporting:	  	Annual	  	GE Folders	  	All	  	SHCA	  	Report of US Ownership of Foreign Securities	  	Jan-27-2014	  	27	  	17	  	7
	Government Reporting:	  	Annual	  	GE Folders	  	All	  	HSR	  	Hart-Scott-Rodino Filing	  	Feb-20-2014	  	51	  	41	  	31
	Government Reporting:	  	Annual	  	Govt Reporting site	  	All	  	BE-11	  	Survey of US Direct Investment Abroad	  	Mar-22-2014	  	81	  	71	  	61
	Other Liabilities/Accounts Payable	  	Annual	  	Hyperion	  	All	  	OTL03 - DR67 Other long Term Liabilities	  	DR67 - Other Long Term Liabilities	  	Jan-11-2014	  	11	  	1	  	–9
	Other Liabilities/Accounts Payable	  	Annual	  	Hyperion	  	All	  	OTL02 - DR67 Purchase Obligations - Off Balance Sheet	  	DR67OBS - Purchase Obligations Off-Balance Sheet	  	Jan-11-2014	  	11	  	1	  	–9
	Other Liabilities/Accounts Payable	  	Annual	  	Hyperion	  	All	  	OTL01 - Other Liabilities Variance Analysis	  	Other Liabilities - Non Current Comp & benefits	  	Jan-11-2014	  	11	  	1	  	–9
	Other Liabilities/Accounts Payable	  	Annual	  	GE Folders	  	All	  	Insurance liabilities Ageing template (DR 67)	  	Insurance liabilities - Ageing	  	Jan-11-2014	  	11	  	1	  	–9
	Non-Cancellable Leases	  	Annual	  	Hyperion	  	All	  	MISC01 - Non-Cancelable Lease Commitments	  	Noncancellable Lease Commitments	  	Jan-08-2014	  	8	  	–2	  	–12
	Geographic Summary:	  	Annual	  	GE Folders	  	All	  	Geographic Summary - Total Assets	  	Geographic Summary - Total Assets	  	Jan-09-2014	  	9	  	–1	  	–11
	Geographic Summary:	  	Annual	  	GE Folders	  	All	  	Geographic Summary - Long Lived Assets	  	Geographic Summary - Long Lived Assets	  	Jan-09-2014	  	9	  	–1	  	–11
	NCI:	  	Annual	  	Hyperion	  	All	  	NCI01 - Investment Breakup	  	NCI Split	  	Jan-06-2014	  	6	  	–4	  	–14
	NCI:	  	Annual	  	GE Folders	  	All	  	NCI01 - Investment Breakup - Comments	  	NCI Split	  	Jan-06-2014	  	6	  	–4	  	–14
	Other Schedules:	  	Annual	  	GE Folders	  	All	  	Detail of Other Items (DR42A)	  	Detail of Other Items (DR42A)	  	Jan-09-2014	  	9	  	–1	  	–11
	Other Schedules:	  	Annual	  	GE Folders	  	All	  	Environmental (DR25)	  	Environmental (DR25)	  	Jan-08-2014	  	8	  	–2	  	–12

  
 41 

 FINANCIAL REPORTING ADJUSTMENTS 

The Parties agree that the preparation and provision of Corporate Reporting Data included on Schedule 5.1 and Schedule 5.2 shall include
applicable adjustments that comply with the following provisions (the “Agreed Adjustments”): 
  

	 	1.	The Agreed Adjustments shall be prepared and provided in such form as is reasonably agreed to by the Company and GE. 

  

	 	2.	The parties shall in good faith consult with each other with respect to any modifications necessary to the Agreed Adjustments and reasonably agree to any such modifications (including the implementation of such
modifications) in writing as soon as practicable to allow reasonable time for the Company to reflect such modifications in the Agreed Adjustments. 

  

	 	3.	The Agreed Adjustments shall include any and all adjustments to Corporate Reporting Data that are necessary for GE to report its consolidated financial condition and results of operations, which shall include any
adjustments that the Company and GE agree, acting reasonably, are necessary to reflect any changes to GAAP that (i) may be made by authoritative accounting bodies following the date of this Agreement and (ii) relates to how the GE Group
accounts for its investment in the Company under the Applicable Accounting Method. 

  

	 	4.	The Agreed Adjustments shall include any adjustments to Corporate Reporting Data required for GE to report its consolidated financial condition and results of operations in accordance with GAAP. 

 

	 	5.	In the event the Company undergoes a change of control, the Company shall be required, following any such change of control, to provide any additional information to GE as may be reasonably required in order to allow GE
to report the consolidated accounts of the Company in the accounts of the GE Group under the Applicable Accounting Method. Such information shall be provided to GE for as long as any members of the GE Group is required during any fiscal year, in
accordance with GAAP, to account for its investment in the Company on a consolidated basis or under the equity method of accounting. 

 Schedule 5.2 

Quarterly Corporate Reporting Data 

  
 43 

 LCD - Supplemental data collection 

 

							
		  	Q-Close
(LCD)	  	Capital B/S
Review
(Wave 1)	  	Capital B/S
Review
(Wave 2)
		  	Dec-31	  	Jan-10	  	Jan-20

  

																			
	 Area
	  	 Freq
	  	 Submission
Mode
	  	 Submitter
	  	 Hyperion /Excel Template Name
	  	 Description
	  	 4Q13 Actual

Due Date5
	  	 LCD +
	  	 Capital B/S
Review
(Wave 1)
	  	 Capital B/S
Review
(Wave 2)

	Income Statement:	  	Qtrly	  	GE Folders	  	All	  	Revenue From Services	  	RFS- Commentary	  	Jan-05-2014	  	5	  	–5	  	–15
	Income Statement:	  	Qtrly	  	GE Folders	  	All	  	Revenue From Services	  	Other items breakup & commentary	  	Jan-05-2014	  	5	  	–5	  	–15
	Income Statement:	  	Qtrly	  	GE Folders	  	All	  	Revenue From Services	  	EMI Details	  	Jan-05-2014	  	5	  	–5	  	–15
	Income Statement:	  	Qtrly	  	GE Folders	  	Real Estate	  	Revenue From Services - CRE	  	RFS- Commentary	  	Jan-05-2014	  	5	  	–5	  	–15
	Income Statement:	  	Qtrly	  	GE Folders	  	Real Estate	  	Revenue From Services - CRE	  	Other items breakup & commentary	  	Jan-05-2014	  	5	  	–5	  	–15
	Income Statement:	  	Qtrly	  	GE Folders	  	Real Estate	  	Revenue From Services - CRE	  	EMI Details	  	Jan-05-2014	  	5	  	–5	  	–15
	Balance Sheet:	  	Qtrly	  	Hyperion	  	All	  	BSA01 - Balance Sheet - Variance Categorization Analysis Schedule	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Balance Sheet:	  	Qtrly	  	GE Folders	  	All	  	Segment_Balance_Sheet_Pack	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Balance Sheet:	  	Qtrly	  	GE Folders	  	All	  	- Executive Summary	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Balance Sheet:	  	Qtrly	  	GE Folders	  	All	  	- Balance Sheet Commentary	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Balance Sheet:	  	Qtrly	  	GE Folders	  	All	  	- Portfolio Overview	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Balance Sheet:	  	Qtrly	  	GE Folders	  	All	  	- Portfolio Walk	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Balance Sheet:	  	Qtrly	  	GE Folders	  	All	  	- Reserve Walk	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Balance Sheet:	  	Qtrly	  	GE Folders	  	All	  	- Asset Quality Ratios (FR MD&A)	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Balance Sheet:	  	Qtrly	  	GE Folders	  	All	  	- Investment Securities	  	Balance Sheet Package	  	Jan-07-2014	  	7	  	–3	  	–13
	Financing Receivables:	  	Qtrly	  	Hyperion	  	All	  	FINREC01 - FR Rollforward	  	Loan & Finance Lease Rollforwards - QTD	  	Jan-05-2014	  	5	  	–5	  	–15
	Financing Receivables:	  	Qtrly	  	GE Folders	  	All	  	Financing Receivables Commentary Template	  	YTD movement/variance comments	  	Jan-05-2014	  	5	  	–5	  	–15
	Financing Receivables:	  	Qtrly	  	Hyperion	  	Consumer	  	FINREC02 - FR Consumer Listing	  	Current quarter platform level Break up	  	Jan-05-2014	  	5	  	–5	  	–15
	Financing Receivables:	  	Qtrly	  	Hyperion	  	All	  	FINREC03 - SOP 03-3 Rollforward	  	SOP 03-3 Rollforward - QTD	  	Jan-06-2014	  	6	  	–4	  	–14
	Financing Receivables:	  	Qtrly	  	Hyperion	  	All	  	FINREC04 - SOP 03-3 Supplemental Information	  	SOP 03-3 Supplemental Information - QTD	  	Jan-06-2014	  	6	  	–4	  	–14
	Financing Receivables:	  	Qtrly	  	GE Folders	  	All	  	SOP 03-3 Additional Details & Comments	  	SOP 03-3 Additional QTD Details & YTD Comments	  	Jan-06-2014	  	6	  	–4	  	–14
	Financing Receivables:	  	Qtrly	  	Hyperion	  	All	  	FINREC06 - Gross Time, Sales and Loans Contractual Maturities	  	Financing Receivables Contractual Maturities	  	Jan-10-2014	  	10	  	0	  	–10
	Financing Receivables:	  	Qtrly	  	Hyperion	  	All	  	FINREC05 - Direct Fin & Leveraged Leases Contractual Maturities	  	Financing Receivables Contractual Maturities	  	Jan-10-2014	  	10	  	0	  	–10
	Financing Receivables:	  	Qtrly	  	GE Folders	  	All	  	GE_Capital_Volume_Reconciliation_(Business_Name)	  	Financing Receivables Volume Reconciliation	  	Jan-18-2014	  	18	  	8	  	–2
	Allowance for Losses:	  	Qtrly	  	Hyperion	  	All	  	ALLL01 - ALLL Rollforward	  	AFL Rollforward - QTD	  	Jan-05-2014	  	5	  	–5	  	–15

  

	5 	For illustrative purposes only. 

  
 44 

																			
	Allowance for Losses:	  	Qtrly	  	GE Folders	  	All	  	ALLL Comments	  	YTD movement/variance comments	  	Jan-05-2014	  	5	  	–5	  	–15
	Allowance for Losses:	  	Qtrly	  	GE Folders	  	Consumer	  	ALLL Comments	  	Listing backup for items >$5MM - QTD	  	Jan-05-2014	  	5	  	–5	  	–15
	Allowance for Losses:	  	Qtrly	  	Hyperion	  	Consumer	  	ALLL02 - ALLL Consumer Listing	  	Current quarter platform level Break up	  	Jan-05-2014	  	5	  	–5	  	–15
	Allowance for Losses:	  	Qtrly	  	GE Folders	  	All	  	Adj to Gen_Reserve for Env factors	  	Adjustment to general reserve for environmental factors - QTD	  	Jan-07-2014	  	7	  	–3	  	–13
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion	  	All	  	NEI05 - NEI - Non Earner	  	Non Earnings Rollforward - QTD	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion	  	All	  	NEI04 - NEI - Non Accrual	  	Non Accrual Rollforward - QTD	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion	  	All	  	NEI02 - NEI - Impaired Loans	  	Impaired Loans Rollforward - QTD	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion	  	All	  	NEI07 - NEI - Portfolio Walk	  	Non Earners-Non Accruals-Impaired Loan walk	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion	  	All	  	NEI06 - NEI - Other Details	  	Impaired Loans-Other Details and Income Recognised - QTD	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion (FP&A)	  	All	  	Quarter closer delinquency reporting	  	Delinquency and Aging	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion (FP&A)	  	Consumer	  	Consumer - Quarter closer delinquency reporting Non-earning	  	Consumer NE & NA	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	GE Folders	  	All	  	NEI - Excel Pack	  	Listings greater than $20MM and variance comments - QTD	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion	  	All	  	NEI03 - NEI - Impaired Measurement Method	  	Impairment Measurement Method	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	GE Folders	  	All	  	NEI - Excel Pack	  	Additional Non-Accrual & Non-Earner Details	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion (FP&A)	  	All	  	Delinquency - Quarterly Aging Analysis - Commercial / Delinquency - Quarter Close Reporting - Consumer	  	90 DPD and accruing receivables	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	GE Folders	  	All	  	NEI - Excel Pack	  	Unpaid Principal balance walk	  	Jan-05-2014	  	5	  	–5	  	–15
	Non-Earnings/Impaired:	  	Qtrly	  	Hyperion	  	Consumer	  	NEI01 - NEI - Impaired Consumer Listings	  	Impaired Loans Closing Balance Details (Platform break-up) - Consumer	  	Jan-05-2014	  	5	  	–5	  	–15
	TDR and Modifications	  	Qtrly	  	Hyperion	  	All	  	TDR01 - NEI - TDR	  	TDR Rollforward -QTD	  	Jan-05-2014	  	5	  	–5	  	–15
	TDR and Modifications	  	Qtrly	  	GE Folders	  	All	  	Modification Activity Template	  	Mods - Lease and Loan Modification excel details	  	Jan-10-2014	  	10	  	0	  	–10
	TDR and Modifications	  	Qtrly	  	Hyperion	  	All	  	TDR03 - NEI - Modification additional details	  	Mods - Loan Modification Activity	  	Jan-10-2014	  	10	  	0	  	–10
	TDR and Modifications	  	Qtrly	  	Hyperion	  	All	  	TDR02 - NEI - TDR Allowances Rollforward	  	Mods - TDR AFL Rollforward - QTD	  	Jan-10-2014	  	10	  	0	  	–10
	TDR and Modifications	  	Qtrly	  	Hyperion	  	All	  	TDR04 - NEI - Non TDR RF	  	Mods - Non TDR Modifications Rollforward - QTD	  	Jan-10-2014	  	10	  	0	  	–10

  
 45 

																			
	TDR and Modifications	  	Qtrly	  	Hyperion	  	All	  	TDR05 -NEI -TDR Leases	  	Mods - TDR Leases Rollforward - QTD	  	Jan-10-2014	  	10	  	0	  	–10
	PP&E and ELTO:	  	Qtrly	  	Hyperion	  	All	  	ELTO-02 - ELTO YTD RollForward	  	ELTO YTD Rollforward - Hyperion	  	Jan-05-2014	  	5	  	–5	  	–15
	PP&E and ELTO:	  	Qtrly	  	GE Folders	  	All	  	ELTO Rollforward Information - Commentary	  	ELTO RF Commentary - excel tab	  	Jan-05-2014	  	5	  	–5	  	–15
	PP&E and ELTO:	  	Qtrly	  	GE Folders	  	All	  	ELTO Rollforward Information - Commentary	  	ELTO RF Backup - excel tab	  	Jan-05-2014	  	5	  	–5	  	–15
	PP&E and ELTO:	  	Qtrly	  	GE Folders	  	All	  	ELTO Rollforward Information - Commentary	  	Aircraft Details - excel tab	  	Jan-05-2014	  	5	  	–5	  	–15
	PP&E and ELTO:	  	Qtrly	  	Hyperion	  	All	  	ELTO-01 - Breakup ELTO First Cost	  	Breakup ELTO First Cost & Accumulated Amortization	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	Hyperion	  	All	  	OTA04 - Investments in Associated Companies Rollforward	  	Assoc Companies Rollforward	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	GE Folders	  	All	  	Assoc Companies Listing and Comments	  	Assoc Companies Listing and Comments	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	Hyperion	  	All	  	OTA01 - Assets Held for Resale Rollforward	  	Assets Held for Resale Rollforward	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	Hyperion	  	All	  	OTA03 - Foreclosed Real Estate properties rollforward	  	Foreclosed RE properties roll-forward	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	Hyperion	  	All	  	OTA05 - Other Investment Rollforward	  	Other Investments Rollforward	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	Hyperion	  	All	  	OTA06 - Real Estate Rollforward	  	Real Estate Investments Rollforward	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	GE Folders	  	All	  	Mortgage HFS RE (Loans)	  	Mortgage Held for Sale (Real Estate Loans)	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	GE Folders	  	All	  	Other Assets -Roll Forwards - Comments	  	Other Assets -Roll Forwards	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	Hyperion	  	All	  	OTA02 - Cost Method Equity Investments - Unrealized Losses Details	  	Cost Method Investment unrealized losses details	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 -157 Package	  	Cost Method investments listing	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	GE Folders	  	All	  	Other Assets - Others - CR802A - Comments	  	Other Assets -Variance vs. PY End	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	Hyperion	  	All	  	OTA07 - Other Assets Variance Categorization	  	Other Assets -Variance vs. PY End	  	Jan-05-2014	  	5	  	–5	  	–15
	Other Assets:	  	Qtrly	  	GE Folders	  	All	  	JV financial statements	  	Assoc Companies Financial Statements	  	Jan-11-2014	  	11	  	1	  	–9
	Intangibles / Goodwill:	  	Qtrly	  	GE Folders	  	All	  	AAA Template	  	Acquisition Accounting Adjustment Details	  	Jan-05-2014	  	5	  	–5	  	–15
	Intangibles / Goodwill:	  	Qtrly	  	Hyperion	  	All	  	GWINTG02 - Goodwill Rollforward	  	Goodwill Rollforward	  	Jan-05-2014	  	5	  	–5	  	–15
	Intangibles / Goodwill:	  	Qtrly	  	GE Folders	  	All	  	Goodwill - CR140A - Comments	  	Goodwill Rollforward - YTD Movement Comments	  	Jan-05-2014	  	5	  	–5	  	–15
	Intangibles / Goodwill:	  	Qtrly	  	GE Folders	  	All	  	FAS141R Template	  	Goodwill & Intangible - FAS 141R	  	Jan-05-2014	  	5	  	–5	  	–15

  
 46 

																			
	Intangibles / Goodwill:	  	Qtrly	  	Hyperion	  	All	  	GWINTG01 - Break up of FX in other Intangibles	  	Intangibles FX details	  	Jan-05-2014	  	5	  	–5	  	–15
	Intangibles / Goodwill:	  	Qtrly	  	GE Folders	  	All	  	All Other Intangibles - CR140A - Comments	  	Other Intangibles - comments	  	Jan-05-2014	  	5	  	–5	  	–15
	Intangibles / Goodwill:	  	Qtrly	  	GE Folders	  	All	  	DR 171 - Other details	  	Goodwill & Intangibles - Other details	  	Jan-05-2014	  	5	  	–5	  	–15
	Intangibles / Goodwill:	  	Qtrly	  	GE Folders	  	All	  	Amortization Expenses - CR140C - Comments	  	Amortization Expense	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 -157 Package	  	SFAS 115/157 Master	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC03 - Unrealized Losses Aging	  	Unrealized loss aging	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 -157 Package	  	ULA Security Listing	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 Offline Excel Schedules	  	Impairment Listing	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 Offline Excel Schedules	  	RGRL Listing	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC06 - Debt Rating	  	Debt Rating	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC05 - Investment Securities Contractual Maturities	  	Investment Securities contractual maturity	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC01 - Available For Sale Roll Forward	  	Avail for Sale - Rollforward	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC04 - OTTI & Credit Loss Roll Forward	  	FSP 115-2 (OTTI and Credit Loss details)	  	Jan-05-2014	  	5	  	–5	  	–15
	Investment Securities:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 Offline Excel Schedules	  	Avail-for-Sale - rollforward - commentary	  	Jan-06-2014	  	6	  	–4	  	–14
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC02 - Trading Securities Roll Forward	  	Trading Securities rollfowrard	  	Jan-06-2014	  	6	  	–4	  	–14
	Investment Securities:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 Offline Excel Schedules	  	Trading Securities rollfowrard commentary	  	Jan-06-2014	  	6	  	–4	  	–14
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC09 - SubPrime_AltA_CMBS	  	Subprime, Alt-A & CMBS	  	Jan-06-2014	  	6	  	–4	  	–14
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC07 - Monoline_RMBS By Agency	  	Monoline & RMBS Exposure	  	Jan-06-2014	  	6	  	–4	  	–14
	Investment Securities:	  	Qtrly	  	Hyperion	  	All	  	INVSEC08 - Monoline & RMBS Maturity	  	Monoline & RMBS Maturity	  	Jan-06-2014	  	6	  	–4	  	–14
	Investment Securities:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 -157 Package	  	UL - OTTI Securities	  	Jan-06-2014	  	6	  	–4	  	–14
	SFAS 157 Disclosure:	  	Qtrly	  	Hyperion	  	All	  	FV01 - Fair Value Hierarchy	  	FAS 157 Hierarchy (Recurring)	  	Jan-05-2014	  	5	  	–5	  	–15
	SFAS 157 Disclosure:	  	Qtrly	  	Hyperion	  	All	  	FV04 - Industry breakdown L3 Corp Debt	  	FAS 157US Corp Debt Industry break-up	  	Jan-05-2014	  	5	  	–5	  	–15
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 115 -157 Package	  	FAS 157 ASU Recurring	  	Jan-07-2014	  	7	  	–3	  	–13
	SFAS 157 Disclosure:	  	Qtrly	  	Hyperion	  	All	  	FV03 - FV Non Recurring	  	FAS 157 - Non recurring	  	Jan-07-2014	  	7	  	–3	  	–13
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 Back-up - Non-recurring disclosure Summary	  	SFAS 157 Back-up	  	Jan-07-2014	  	7	  	–3	  	–13
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 ASU - Non Recurring	  	SFAS 157 ASU Non Recurring	  	Jan-07-2014	  	7	  	–3	  	–13

  
 47 

																			
	SFAS 157 Disclosure:	  	Qtrly	  	Hyperion	  	All	  	FV02 - Level 3 QTD RF	  	FAS 157 Level 3 Rollforward	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 Back-up - L3 Roll-forward QTD	  	SFAS 157 Back-up	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 Back-up - L3 Roll-forward YTD	  	SFAS 157 Back-up	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 L1 - L2 Transfers - L1 YTD & QTD Data	  	SFAS 157 Back-up	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 L1 - L2 Transfers- L2 YTD & QTD Data	  	SFAS 157 Back-up	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 L1 - L2 Transfers - L1-L2 QTD & YTD Commentary	  	SFAS 157 L1 - L2 Transfers	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 L1 and L2 commentary - L1 QTD Variance Commentary	  	SFAS 157 L1 and L2 commentary	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 L1 and L2 commentary - L1 YTD Variance Commentary	  	SFAS 157 L1 and L2 commentary	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 L1 and L2 commentary - L2 QTD Variance Commentary	  	SFAS 157 L1 and L2 commentary	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 L1 and L2 commentary - L2 YTD Variance Commentary	  	SFAS 157 L1 and L2 commentary	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 Alternative Investment Disclosure - DR 157 Alternative Investments	  	SFAS 157 L1 - L2 Alternative Investments	  	Jan-09-2014	  	9	  	–1	  	–11
	SFAS 157 Disclosure:	  	Qtrly	  	GE Folders	  	All	  	SFAS 157 Alternative Investment Disclosure - CR 157 Alternative Investments	  	SFAS 157 L1 - L2 Alternative Investments	  	Jan-09-2014	  	9	  	–1	  	–11
	Cash Flow:	  	Qtrly	  	GE Folders	  	All	  	Disposition_Disc Ops	  	Discontinued Ops Information	  	Dec-31-2013	  	0	  	–10	  	–20
	Cash Flow:	  	Qtrly	  	GE Folders	  	Consumer Asia	  	Discontinued Ops - Japan payments	  	Discontinued Ops - Japan payments	  	Dec-31-2013	  	0	  	–10	  	–20
	Cash Flow:	  	Qtrly	  	Hyperion	  	All	  	CASH01 - Acquisition and Disposition	  	Acquisition & Disposition adjustments	  	Jan-05-2014	  	5	  	–5	  	–15
	Cash Flow:	  	Qtrly	  	GE Folders	  	All	  	Acquisition-Disposition_Continued Ops	  	Acquisition & Disposition adjustments	  	Jan-05-2014	  	5	  	–5	  	–15
	Cash Flow:	  	Qtrly	  	Hyperion	  	All	  	CASH03 - Cash Flow Adjustment	  	Cash flow adjustments	  	Jan-07-2014	  	7	  	–3	  	–13
	Cash Flow:	  	Qtrly	  	GE Folders	  	All	  	CFA Others template (Excel)	  	Cash flow adjustments	  	Jan-07-2014	  	7	  	–3	  	–13
	Cash Flow:	  	Qtrly	  	GE Folders	  	All	  	CASH04 - Cash Flow Statement	  	Cash Flow Variance Analysis	  	Jan-07-2014	  	7	  	–3	  	–13
	Cash Flow:	  	Qtrly	  	GE Folders	  	All	  	Proceeds from real estate properties sold	  	Cash flow - real estate properties	  	Jan-07-2014	  	7	  	–3	  	–13
	Cash Flow:	  	Qtrly	  	GE Folders	  	All	  	Derivative cash settlements - split	  	Cash flow - derivatives	  	Jan-07-2014	  	7	  	–3	  	–13
	Cash Flow:	  	Qtrly	  	GE Folders	  	All	  	Derivative cash flow adjustments	  	Cash flow - derivatives - non-cash adjustments	  	Jan-10-2014	  	10	  	0	  	–10
	Transfers Template	  	Qtrly	  	Hyperion	  	All	  	BSA02 - Transfers Template	  	Transfers Template	  	Jan-09-2014	  	9	  	–1	  	–11
	Financial Instruments:	  	Qtrly	  	Hyperion	  	All	  	FININS03 - Financial Instruments	  	Carrying Values and FMV Data	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	GE Folders	  	All	  	Financial Instruments - Comments	  	Variance Explanations	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	Hyperion	  	Consumer	  	FININS05 - FI - Assets (FAS5)	  	Loan Carrying Values and FMV Data - Cons	  	Jan-10-2014	  	10	  	0	  	–10

  
 48 

																			
	Financial Instruments:	  	Qtrly	  	Hyperion	  	Consumer	  	FININS04 - FI - Assets (FAS114)	  	Loan Carrying Values and FMV Data - Cons	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	GE Folders	  	All	  	Financial Instruments - Comments	  	TS&L - Further Break-up - Portfolio Details	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	GE Folders	  	Consumer	  	Financial Instruments - Comments	  	Additional TS & L Details - Cons	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	Hyperion	  	Consumer	  	FININS02 - FI Mortgage FV Rollforward	  	Mortgage FV Rollforward	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	GE Folders	  	Consumer	  	Financial Instruments - Comments	  	Mortgage FV Variance Explanations	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	Hyperion	  	All	  	FININS01 - FI Fair Value Hierarchy - ASU	  	FI Fair Value Hierarchy - ASU 2011-04	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	GE Folders	  	All	  	FI Fair Value Hierarchy - ASU 2011-04 - Comments	  	FI Fair Value Hierarchy Explanations	  	Jan-10-2014	  	10	  	0	  	–10
	Financial Instruments:	  	Qtrly	  	GE Folders	  	Retail Finance	  	FAS 107 SF Fair Value walk	  	FAS 107 SF Fair Value walk (applicable to Retail Finance only)	  	Jan-11-2014	  	11	  	1	  	–9
	Financial Instruments:	  	Qtrly	  	GE Folders	  	Retail Finance	  	RCF Fair value file	  	RCF Fair value file (applicable to Retail Finance only)	  	Jan-11-2014	  	11	  	1	  	–9
	Financial Instruments:	  	Qtrly	  	GE Folders	  	CLL Americas	  	GECA Unfunded commitments subnote backup	  	Unfunded Commitments additional details/ Footnote Backup (applicable to CLL Americas only)	  	Jan-11-2014	  	11	  	1	  	–9
	Financial Instruments:	  	Qtrly	  	GE Folders	  	All	  	E&Y Times Sales & Loan FV by ME	  	E&Y Times Sales & Loan FV by ME	  	Feb-13-2014	  	44	  	34	  	24
	Other Receivables:	  	Qtrly	  	GE Folders	  	All	  	Other Receivables - CR180A Comments	  	Other Receivables - Variance vs. PY End	  	Jan-06-2014	  	6	  	–4	  	–14
	SFAS167 Submissions:	  	Qtrly	  	VERT tool	  	All	  	SFAS 167 Certification Template	  	SFAS 167 Certification Template	  	Jan-04-2014	  	4	  	–6	  	–16
	SFAS167 Submissions:	  	Qtrly	  	VERT tool	  	All	  	SFAS 167 VIE data	  	SFAS 167 VIE data	  	Jan-09-2014	  	9	  	–1	  	–11
	Insurance:	  	Qtrly	  	Hyperion	  	All	  	INS01 - ILRA Reporting (DR 103)	  	Insurance Liabilities, Reserves and Annuity Benefits	  	Jan-08-2014	  	8	  	–2	  	–12
	Insurance:	  	Qtrly	  	GE Folders	  	All	  	ILRA - CR801A Comments	  	Insurance Liabilities, Reserves and Annuity Benefits	  	Jan-08-2014	  	8	  	–2	  	–12
	Government Reporting:	  	Qtrly	  	GE Folders	  	All	  	FR-2248a	  	Government reporting applicable to US Businesses only	  	Jan-11-2014	  	11	  	1	  	–9
	Government Reporting:	  	Qtrly	  	Govt Reporting site	  	All	  	BE-577	  	Government Report BE577	  	Jan-10-2014	  	10	  	0	  	–10
	Government Reporting:	  	Qtrly	  	GE Folders	  	All	  	BE-125	  	Survey of Selected Service and Intangible Asset Transactions with Foreigners	  	Jan-15-2014	  	15	  	5	  	–5
	Government Reporting:	  	Qtrly	  	GE Folders	  	All	  	BE-185	  	Survey of Financial Service Transactions with Foreigners	  	Jan-15-2014	  	15	  	5	  	–5

  
 49 

																			
	Government Reporting:	  	Qtrly	  	GE Folders	  	All	  	SLT	  	Aggregate Holdings Of Long-Term Securities By U.S. And Foreign Residents	  	Jan-09-2014	  	9	  	–1	  	–11
	Government Reporting:	  	Qtrly	  	GE Folders	  	All	  	Passenger Car Rental & Leasing	  	US Deptt of Commerce QSS	  	Jan-17-2014	  	17	  	7	  	–3
	Government Reporting:	  	Qtrly	  	GE Folders	  	All	  	Comm & Industrial Machinery and Equipment Leasing	  	US Deptt of Commerce QSS	  	Jan-17-2014	  	17	  	7	  	–3
	Government Reporting:	  	Qtrly	  	GE Folders	  	All	  	Third party lobbying expense template	  	Third Party Lobbying Expenses	  	Jan-04-2014	  	4	  	–6	  	–16
	Inter-Company:	  	Qtrly	  	MARS SDC (Direct to FFLD)	  	All	  	DR33	  	GE Industrial Intercompany Balances	  	Jan-04-2014	  	4	  	–6	  	–16
	Inter-Company:	  	Qtrly	  	MARS SDC (Direct to FFLD)	  	All	  	CR200BS & PL - Comments	  	GE Industrial Intercompany - Variance Comments	  	Jan-07-2014	  	7	  	–3	  	–13
	Earning Supplemental (CRE Only):	  	Qtrly	  	Hyperion	  	Real Estate	  	CASPSUP -03 - CRE Overview	  	Notes to Earning Supplemental	  	Jan-09-2014	  	9	  	–1	  	–11
	Earning Supplemental (CRE Only):	  	Qtrly	  	Hyperion	  	Real Estate	  	CASPSUP -04- CRE Listing	  	Notes to Earning Supplemental	  	Jan-09-2014	  	9	  	–1	  	–11
	Earning Supplemental (CRE Only):	  	Qtrly	  	GE Folders	  	Real Estate	  	CRE Construction Loans	  	Notes to Earning Supplemental	  	Jan-09-2014	  	9	  	–1	  	–11
	Earning Supplemental (CRE Only):	  	Qtrly	  	GE Folders	  	Real Estate	  	CRE Emerging Markets Bridge	  	Notes to Earning Supplemental	  	Jan-09-2014	  	9	  	–1	  	–11
	Earning Supplemental (GECAS Only):	  	Qtrly	  	Hyperion	  	GECAS	  	CASPSUP -02- GECAS Listing	  	Notes to Earning Supplemental	  	Jan-08-2014	  	8	  	–2	  	–12
	Other Liabilities/Accounts Payable:	  	Qtrly	  	GE Folders	  	All	  	Other Liabilities - Commentary	  	Other Liabilities - Commentary	  	Jan-11-2014	  	11	  	1	  	–9
	Other Liabilities/Accounts Payable	  	Qtrly	  	GE Folders	  	All	  	Accounts Payable - Commentary	  	Accounts Payable - Commentary	  	Jan-05-2014	  	5	  	–5	  	–15
	European Exposure:	  	Qtrly	  	GE Folders	  	Real Estate	  	European Exposure Data Collection - Real estate (RE Only)	  	European Exposure Data Collection template	  	Jan-10-2014	  	10	  	0	  	–10
	European Exposure:	  	Qtrly	  	GE Folders	  	Treasury	  	European Exposure Data Collection - Treasury (Treasury Only)	  	European Exposure Data Collection template	  	Jan-10-2014	  	10	  	0	  	–10
	European Exposure	  	Qtrly	  	GE Folders	  	All	  	Unfunded Commitments European Exposure Collection	  	European Exposure Data Collection template	  	Jan-10-2014	  	10	  	0	  	–10
	Other Schedules:	  	Qtrly	  	GE Folders	  	All	  	Litigation_Reserve_Reporting	  	Litigation Reserve	  	Jan-02-2014	  	2	  	–8	  	–18
	Other Schedules:	  	Qtrly	  	GE Folders	  	All	  	Fees Paid to Public Accountants (DR56)	  	Fees Paid to Public Accountants (DR56)	  	Jan-09-2014	  	9	  	–1	  	–11
	Other Schedules:	  	Qtrly	  	GE Folders	  	All	  	OCI Template	  	OCI Reporting - Comments	  	Jan-11-2014	  	11	  	1	  	–9
	Other Schedules:	  	Qtrly	  	GE Folders	  	All	  	Repurchase Agreements	  	Repurchase Agreements	  	Jan-10-2014	  	10	  	0	  	–10
	Other Schedules:	  	Qtrly	  	Workflow	  	All	  	Representation Letter	  	Representation Letter	  	Jan-13-2014	  	13	  	3	  	–7
	Other Schedules:	  	Qtrly	  	GE Folders	  	All	  	FIN 45 Business Submission (Excel/Tool)	  	FIN 45 - Guarantees & Commitments	  	Jan-12-2014	  	12	  	2	  	–8
	Other Schedules:	  	Qtrly	  	Workflow	  	All	  	Redemption Features	  	Redemption Features Request	  	Jan-01-2014	  	1	  	–9	  	–19

  
 50 

																			
	Other Schedules:	  	Qtrly	  	GE Folders	  	All	  	Cash and equivalents - Commentary (Submission Mode)	  	Cash and Equivalents	  	Jan-12-2014	  	12	  	2	  	–8
	Other Schedules:	  	Qtrly	  	Hyperion	  	All	  	CASHEQ01 - Cash & Equivalents	  	Cash and Equivalents	  	Jan-12-2014	  	12	  	2	  	–8
	Other Schedules:	  	Qtrly	  	Hyperion	  	All	  	NRA02 - Net Restricted Assets	  	Net Restricted Assets	  	Jan-14-2014	  	14	  	4	  	–6
	Other Schedules:	  	Qtrly	  	Hyperion	  	All	  	NRA01 - NRA Statutory Capital RF	  	Net Restricted Assets	  	Jan-14-2014	  	14	  	4	  	–6
	Other Schedules:	  	Qtrly	  	GE Folders	  	All	  	NRA Backup file - LE Roll Forward	  	Net Restricted Assets	  	Jan-14-2014	  	14	  	4	  	–6
	Other Schedules:	  	Qtrly	  	GE Folders	  	All	  	Net Restricted Assets - CR170A-B Comments	  	Net Restricted Assets	  	Jan-14-2014	  	14	  	4	  	–6

  
 51 

 Schedule 5.3 

FP&A Reports 
  

									
	 Topic
	  	 #
	  	 Schedule
	  	 Description/Purpose
	  	 Required under the

following Applicable

Accounting Method

	Quarter Close	  	1	  	Business Review	  	YoY trends in all major key performance metrics & quarterly walks. Business overview, performance summary for the current quarter & high-lights of key financial drivers.	  	 Consolidated Basis Accounting

Equity Accounting
 Cost
Accounting

	  	2	  	Main Data Gathering (MDG)	  	Reported Gains, Marks, Impairments, other metrics not identified in G/L submission (per Controllership requirements)	  	Consolidated Basis Accounting
	  	3	  	Gains, Marks & Impair.	  	Supporting schedule per MDG	  	Consolidated Basis Accounting
	  	4	  	Asset Quality Metrics	  	Asset quality metrics around delinquency/nonaccrual/other	  	Consolidated Basis Accounting
	  	5	  	Asset Quality Schedules	  	Asset quality detailed schedules	  	Consolidated Basis Accounting
	  	6	  	Volume	  	Reported volume metrics by period/type	  	Consolidated Basis Accounting
	  	7	  	U.S. Volume	  	U.S. only volume metrics; disclosed in 10-Q/K	  	Consolidated Basis Accounting
	  	8	  	Commercial Metrics	  	Customer/consumer based metrics	  	Consolidated Basis Accounting
	  	9	  	Cost	  	Functional cost details	  	Consolidated Basis Accounting
	  	10	  	Tax Forms	  	Tax ETR detailed schedule	  	Consolidated Basis Accounting

  
 52 

									
	 Topic
	  	 #
	  	 Schedule
	  	 Description/Purpose
	  	 Required under the

following Applicable

Accounting Method

					
		  	11	  	Acquisition/Disposition metrics	  	Business results driven by Acquisitions/Dispositions	  	Consolidated Basis Accounting
		  	12	  	Charitable Contributions	  	Charitable spend details	  	Consolidated Basis Accounting
		  	13	  	Portfolio Data Gathering	  	Sub level business performance metrics	  	Consolidated Basis Accounting
		  	14	  	Product Data Gathering	  	Product type performance metrics	  	Consolidated Basis Accounting
		  	15	  	Next quarter estimate	  	Next quarter ENI/NI estimates	  	 Consolidated Basis Accounting

Equity Accounting
 Cost
Accounting

					
	 Planning Session
	  	16	  	Blueprint Overview	  	Presentation highlighting key financial projections, drivers, and initiatives	  	 Consolidated Basis Accounting

Equity Accounting

	  	17	  	Blueprint planning 4x/year	  	Income statement & Balance sheet line item estimates	  	 Consolidated Basis Accounting

Equity Accounting
 Cost
Accounting

	  	18	  	Stress tests 2x/year	  	Multiple stress test scenarios based on internal/external macroeconomic factors (income statement, balance sheet, portfolio, product level)	  	Consolidated Accounting
					
	Performance Monitoring	  	19	  	Weekly financials pacing	  	Weekly review of current quarter expected performance, R&Os	  	 Consolidated Basis Accounting

Equity Accounting

	  	20	  	Quarterly Mid-Op Review	  	Quarterly review of ongoing performance and market dynamics vs. plan	  	Consolidated Basis Accounting
	  	21	  	Quarterly Board Updates (and/or SLT management reviews)	  	Quarterly review of ongoing performance and market dynamics vs. plan	  	 Consolidated Basis Accounting

Equity Accounting
 Cost
Accounting

  
 53 

 Schedule 5.10(a) 

Regulatory Requirements and Information 
  

	 	1.	FR Y-6: Annual Report of Legal Entity Organizational Structure 

  

	 	2.	FR Y-10: Report of Changes in Organizational Structure 

  

	 	3.	FR Y-12: Equity Investments in Nonfinancial Companies 

  

	 	4.	FR Y-9C: Consolidated Financial Statements for SLHC 

  

	 	5.	FR Y-9LP: Unconsolidated Financial Statements for Holding Companies 

  

	 	6.	FR Y-11/FR2314: Unconsolidated Financial Statements for Controlled US/Foreign subsidiaries 

  

	 	7.	FR Y-8: Quarterly 23A transactions 

  

	 	8.	SNC: Shared National Credit review of regulatory classification on large syndicated loans 

  

	 	9.	Recovery Plan: Detailed recovery actions in a period of severe stress 

  

	 	10.	TIC B: Cross border/flows of capital reports 

  
 54 

	 	11.	FFIEC 009/009a: Country exposure Information Report 

  

	 	12.	Capital Plan: Capital adequacy framework 

  

	 	13.	FR Y-14 (A/Q/M): Comprehensive Capital Analysis & Review 

  

	 	14.	FR Y-16: Annual Company-Run Stress Test 

  

	 	15.	Resolution Plan: Living will + credit exposure reports 

  

	 	16.	Basel LCR: Liquidity Coverage Ratio 

  

	 	17.	Fed FI (4G): Liquidity Reporting 

  

	 	18.	FR Y-15: Banking Organization Systemic Risk Report 

 Risk Reporting & Information
Requirements 
  

	 	1.	Risk Appetite (Limit setting & quarterly tracking) 

  

	 	2.	CCARS 

  

	 	3.	Delinquency & Non Accruals monthly results 

  

	 	4.	GECC ERMC & Regulatory dashboards 

  

	 	5.	Consumer IRIS 

  

	 	6.	Portfolio Quality Review & 6.0 Triggers/Breaches/Action Plans 

  

	 	7.	Economic Capital: Capital Planning, Annual Leveraging, PD & LGD models 

  

	 	8.	Allowance for Loan Losses: adequacy reviews, model validation, loss forecasting 

  

	 	9.	FASB Credit Quality disclosure 

  

	 	10.	Stress Testing: credit costs, PPNR 

  

	 	11.	Consumer Scale scorecard calibration 

  
 55 

 Schedule 6.2(d) 

Transaction Documents – Company Indemnification 
  

	 	1.	Tax Sharing and Separation Agreement, substantially in the form attached to the Agreement as Exhibit C, to be entered into by and among GE, GECC and the Company 

 

	 	2.	Transitional Services Agreement, substantially in the form attached to the Agreement as Exhibit A, to be entered into by and between GECC and the Company 

 

	 	3.	Transitional Trademark License Agreement, substantially in the form attached to the Agreement as Exhibit E, to be entered into by and between GE Capital Registry, Inc. and the Company 

 

	 	4.	Intellectual Property Cross License Agreement, substantially in the form attached to the Agreement as Exhibit F, to be entered into by and between GECC and the Company 

 

	 	5.	Registration Rights Agreement, substantially in the form attached to the Agreement as Exhibit B, to be entered into by and between GECC and the Company 

 

	 	6.	GECC Term Loan Agreement, substantially in the form attached to the Agreement as Exhibit J, to be entered into by and between GECC and the Company 

 

	 	7.	MNT Subservicing Agreement, substantially in the form attached to the Agreement as Exhibit K, to be entered into by and between GECC and the Company 

  
 56 

 Schedule 6.3(c) 

Transaction Documents – GECC Indemnification 
  

	 	1.	Tax Sharing and Separation Agreement, substantially in the form attached to the Agreement as Exhibit C, to be entered into by and among GE, GECC and the Company 

 

	 	2.	Transitional Services Agreement, substantially in the form attached to the Agreement as Exhibit A, to be entered into by and between GECC and the Company 

 

	 	3.	Transitional Trademark License Agreement, substantially in the form attached to the Agreement as Exhibit E, to be entered into by and between GE Capital Registry, Inc. and the Company 

 

	 	4.	Intellectual Property Cross License Agreement, substantially in the form attached to the Agreement as Exhibit F, to be entered into by and between GECC and the Company 

 

	 	5.	Registration Rights Agreement, substantially in the form attached to the Agreement as Exhibit B, to be entered into by and between GECC and the Company 

 

	 	6.	GECC Term Loan Agreement, substantially in the form attached to the Agreement as Exhibit J, to be entered into by and between GECC and the Company 

 

	 	7.	MNT Subservicing Agreement, substantially in the form attached to the Agreement as Exhibit K, to be entered into by and between GECC and the Company 

  
 57 

 Schedule 7.3 

Company Insurance Arrangements 
  

	 	1.	The standalone Company D&O policy to be purchased prior to the Initial Public Offering. 

  
 58 

 Schedule 7.5(b) 

GECC Contracts 
  

	 	1.	All contracts and agreements entered into prior to the date of the Initial Public Offering included in the GE restrictive covenant database as may be updated, provided that Company management was notified of the
restrictive covenants through ordinary course restrictive covenant communication protocols inside of GE prior to the date of the Initial Public Offering. 

  

	 	2.	All contracts and agreements entered into after the Initial Public Offering in accordance with Section 7.5(b) of the Master Agreement. 

  
 59 

 Schedule 7.5(c) 

Affiliate Contracts 
  

	 	1.	All Company Contracts entered into prior to the date of the Initial Public Offering included in the GE restrictive covenant database as may be updated, provided that GE management was notified of the restrictive
covenants through ordinary course restrictive covenant communication protocols inside of GE prior to the date of the Initial Public Offering. 

  

	 	2.	All Company Contracts entered into after the Initial Public Offering in accordance with Section 7.5(c) of the Master Agreement. 

  
 60 

 Schedule 7.7 

Litigation and Settlement Cooperation 
  

			
	 Joint Claims
	  	 Party Primarily Responsible for

Defending Claim

	Joao Bock Transactions Systems, LLC v. General Electric Capital Corporation	  	The Company
	Secure Axcess, LLC v. GE Capital Retail Bank et al.	  	The Company and GE Group

  
 61 

 Schedule 7.13 

GE Policies 

  
 62 

 GECC HQ Policies 
  

									
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy Owner
	 	 Corresponding GECRB

Policy

	
	Finance
					
	1	 	FI-1	 	Allowance for Loan and Lease Losses (“ALLL”) Policy	 	 Ryan Zanin &

Robert Green
	 	 GECRB: Allowance for Loan and Lease Losses (“ALLL”) Policy

 
 Company: Allowance for Loan and Lease Losses
(“ALLL”) Policy

					
	2	 		 	GECC Commercial Loan and Lease ALLL Policy	 	CLL BU Controllers	 	N/A
					
	3	 	GECCF-ALLL-1	 	GECC Consumer Global ALLL Policy	 	Samira Barakat	 	 GECRB: Allowance for Loan and Lease Losses (“ALLL”) Policy

 
 Company: Allowance for Loan and Lease Losses
(“ALLL”) Policy

					
	4	 	TX-001	 	GECC Subpart F/APB 23 Documentation & Approval Policy	 	 Christine Brandt

(GE Tax Ops Leader)
	 	N/A
					
	5	 	FI-2	 	GECC Pricing Policy	 	 Ryan Zanin (CRO) &

Robert Green (CFO)
	 	Company: Deal Pricing Policy
					
	6	 		 	Manual Journal Entry	 	Walter Ielusic (GECC Vice President & Controller)	 	Company: General Accounting Policy
	
	HR
					
	7	 	HR-004	 	Compensation Policy	 	 Jack Ryan

(GECC HR Leader)
	 	 GECRB: Compensation Policy
  

Company: Compensation Policy

					
	8	 	HR-6	 	GECC U.S. Overtime Policy	 	 Jack Ryan

(GECC HR Leader)
	 	N/A
					
	9	 	HR-2	 	Job Description Policy	 	 Jack Ryan

(GECC HR Leader)
	 	Company: Job Description Policy
					
	10	 	HR-3	 	Performance Management Policy	 	 Jack Ryan

(GECC HR Leader)
	 	Company: Performance Management Policy
	
	IT
					
	11	 	IT-002	 	Information Security Policy	 	Martha Poulter (GECC CIO)	 	 GECRB: Information Security Policy
  

Company: Information Security Policy

  
 63 

									
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy Owner
	 	 Corresponding GECRB

Policy

					
	12	 	IT-001	 	IT Change Control Policy	 	Martha Poulter (GECC CIO)	 	Company: IT Change Management Policy
					
	13	 	DR-001	 	Disaster Recovery Management Policy	 	Patrick McGuinness (GECC Chief Technology Risk Officer)	 	N/A
	
	Legal
					
	14	 	RIM-001	 	Records and Information Management Policy	 	 Alex Dimitrief

(GECC General Counsel)
	 	Company: Records and Information Management Policy
					
	15	 	IT-5	 	Acceptable Use of Company Information Sources Policy	 	Martha Poulter & Orrie Dinstein (GECC CIO & Chief Privacy Leader)	 	Company: Acceptable Use of Company Information Resources Policy
					
	16	 	C-004	 	Legal Entity Creation Policy	 	 Alex Dimitrief

(GECC General Counsel)
	 	Company: Legal Entity Creation, Governance and Dissolution Policy
					
	17	 	L-001	 	Legal Entity Governance Policy	 	 Alex Dimitrief

(GECC General Counsel)
	 	Company: Legal Entity Creation, Governance and Dissolution Policy
	
	Compliance
					
	18	 	C-003	 	Global Compliance Policy	 	Michael Herde (GECC CCO)	 	 GECRB: Compliance Policy
  

Company: Compliance Policy

					
	19	 	C-006	 	Financial Crimes Compliance Policy (formerly known as Global Anti-Money Laundering (“AML”) Policy)	 	Steve Munro (GECC Financial Crimes Leader)	 	 GECRB: Anti-Money Laundering, Counter-Terrorism Financing and OFAC Compliance Policy

 
 Company: Anti-Money Laundering, Counter-Terrorism Financing
and OFAC Compliance Policy

					
	20	 	C-001	 	GECC Global Policy Governance	 	Michael Herde (GECC CCO)	 	 GECRB: Policy and Procedure Framework
  

Company: Policy and Procedure Framework

					
	21	 	C-002	 	Customer Complaint Handling Policy	 	Michael Herde (GECC CCO)	 	 GECRB: Customer Complaint Handling Policy

 
 Company: Customer Complaint Handling Policy

					
	22	 	C-005	 	GECC Insurance & Protection Compliance Policy	 	VP Marketing Operations - Insurance & Analytics	 	GECRB: Debt Cancellation Policy
	
	Operations
					
	23	 	OP-001	 	GECC Business Continuity Policy	 	Bob Mitchell (GECC Chief Ops Officer)	 	 GECRB: Business Continuity Management Policy

 
 Company: Business Continuity Management
Policy

  
 64 

									
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy Owner
	 	 Corresponding GECRB

Policy

					
	24	 	C-OP2	 	GECC Sourcing Policy	 	Joe Venturato (GM, GECC Global Sourcing)	 	 GECRB: Contracted Services Oversight Policy

 
 Company: Contracted Services Oversight Policy

					
	25	 	C-OP3	 	GECC Out-Sourcing Policy	 	Joe Venturato (GM, GECC Global Sourcing)	 	 GECRB: Contracted Services Oversight Policy

 
 Company: Contracted Services Oversight Policy

					
	26	 		 	Intercompany Services	 	Bob Mitchell (GECC Chief Ops Officer)	 	GECRB: Business with Affiliates Policy
					
	27	 		 	GECC Real Estate Lease/ Lease Renewal Approval Request	 	Bob Mitchell (GECC Chief Ops Officer)	 	N/A
	
	Risk Management
					
	28	 	L-002	 	Identity Theft Prevention Policy	 	Ann Rodriguez (GECC Enterprise & Operational Risk Owner)	 	GECRB: Identity Theft Prevention Policy
					
	29	 	CT-003	 	Capital Management Policy	 	 Ryan Zanin

(GECC CRO)
	 	 GECRB: Capital Planning Policy & Dividend Policy

 
 Company: Capital Management Policy

					
	30	 	ER-007	 	Economic Capital Policy	 	 Jen VanBelle

(CRO - Capital Mgmt)
	 	Company: Economic Capital Policy
					
	31	 	CR-001	 	Credit & Investment Risk Management Policy	 	Ryan Zanin (GECC CRO)	 	 GECRB: Credit & Investment Risk Management Policy

 
 Company: Credit & Investment Risk Management
Policy

					
	32	 	ER-005	 	Enterprise Stress Testing Policy	 	 Jen VanBelle

(CRO - Capital Mgmt)
	 	 GECRB: Enterprise Stress Testing Policy
  

Company: Enterprise Stress Testing Policy

					
	33	 	ER-006	 	Economic Capital – Economic Capital Model Governance and Validation Policy	 	 Jen VanBelle

(CRO - Capital Mgmt)
	 	 GECRB: Model Governance & Validation Policy

 
 Company: Model Governance & Validation
Policy

					
	34	 	CR-004	 	Stress Testing Model Governance and Validation Policy	 	 Roger Favano

(CFO-Risk)
	 	 GECRB: Model Governance & Validation Policy

 
 Company: Model Governance & Validation
Policy

					
	35	 	FI-002	 	Allowance for Loan and Lease Losses (ALLL) Model Governance and Validation Policy	 	Roger Favano (CFO-Risk) and Walter Ielusic (GECC Controller)	 	 GECRB: Model Governance & Validation Policy

 
 Company: Model Governance & Validation
Policy

  
 65 

									
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy Owner
	 	 Corresponding GECRB

Policy

					
	36	 	3	 	Commercial Credit Ratings & Credit Models Policy	 	Bill Strittmater (GECC Commercial CRO)	 	 GECRB: Credit & Investment Risk Management Policy

 
 Company: Credit & Investment Risk Management Policy

 
 GECRB: Model Governance & Validation Policy

 
 Company: Model Governance & Validation
Policy

					
	37	 	2	 	Consumer Credit Ratings & Credit Models Policy	 	Samira Barakat (GECC Consumer CRO)	 	 GECRB: Credit & Investment Risk Management Policy

 
 Company: Credit & Investment Risk Management Policy

 
 GECRB: Model Governance & Validation Policy

 
 Company: Model Governance & Validation
Policy

					
	38	 	CR-1.1	 	Financial Institution Credit Risk Policy	 	 Ryan Zanin

(GECC CRO)
	 	Company: Counterparty Credit Risk Policy
					
	39	 	ERM-002	 	Model Governance and Validation Policy	 	 Ryan Zanin

(GECC CRO)
	 	 GECRB: Model Governance & Validation Policy

 
 Company: Model Governance & Validation
Policy

					
	40	 	ERM-001	 	Enterprise Risk Management Policy	 	 Ryan Zanin

(GECC CRO)
	 	 GECRB: Enterprise Risk Management Policy
  

Company: Enterprise Risk Management Policy

					
	41	 	ERM-003	 	Enterprise New (and Modified) Products Policy	 	Ann Rodriguez (GECC Enterprise & Op Risk Leader)	 	 GECRB: New Product Introduction (NPI) Policy

 
 Company: New Product Introduction (NPI) Policy

					
	42	 	ERM-004	 	Operational Risk Policy	 	Ann Rodriguez (GECC Enterprise & Op Risk Leader)	 	 GECRB: Operational Risk Policy
  

Company: Operational Risk Policy

					
	43	 	FRD-001	 	Fraud Management Policy	 	William Redmond (GECC Global Fraud Ldr)	 	 GECRB: Fraud Management Policy
  

Company: Fraud Management Policy

  
 66 

									
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy Owner
	 	 Corresponding GECRB

Policy

					
	44	 	CR-005	 	Risk Data Governance Policy	 	Roger Favano (GECC COO-Risk)	 	Company: Risk Data Governance Policy
					
	45	 	CFCR-01	 	GECC Global Consumer Finance - Residential Mortgage Product Policy	 	Samira Barakat (GECC Consumer CRO)	 	N/A
					
	46	 	CFCR-02	 	GECC Global Consumer Finance - Residential Mortgage Collection Policy	 	Samira Barakat (GECC Consumer CRO)	 	N/A
					
	47	 	CFCR-03	 	Credit Risk Management – Residential Mortgage Loan Restructure Policy	 	Samira Barakat (GECC Consumer CRO)	 	N/A
					
	48	 	CFCR-04	 	Credit Risk Management – Consumer Revolving Product Policy	 	Joan Makara (Global Risk Operations, Consumer Finance)	 	 GECRB: Credit & Investment Risk Management Policy

 
 Company: Credit & Investment Risk Management
Policy

					
	49	 	CFCR-05	 	Credit Risk Management – Consumer Closed-end Product Policy	 	Joan Makara (Global Risk Operations, Consumer Finance)	 	 GECRB: Credit & Investment Risk Management Policy

 
 Company: Credit & Investment Risk Management
Policy

					
	50	 	CFCR-06	 	Credit Risk Management – Consumer Auto Product Policy	 	Samira Barakat (GECC Consumer CRO)	 	N/A
					
	51	 	CFCR-07	 	Credit Risk Management – Unsecured Retail & Auto Collection & Restructures Policy	 	Joan Makara (Global Risk Operations, Consumer Finance)	 	 GECRB: Credit & Investment Risk Management Policy

 
 Company: Credit & Investment Risk Management
Policy

					
	52	 	MR-001	 	Market Risk Interest Rate Risk Policy	 	Ryan Zanin
(GECC CRO)	 	 GECRB: Asset-Liability Management Policy
  

Company: Interest Rate Risk Policy

					
	53	 	CR-002	 	GECC Leveraged Lending Policy	 	William Strittmatter	 	N/A
				
	Treasury	 		 		 	
					
	54	 	CT-004	 	Regulated Entity Asset Liability Management (ALM) Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	GECRB: Asset Liability Management Policy
					
	55	 	CT-015	 	Credit Support Obligations Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	Company: Credit Support Obligations Policy
					
	56	 	CT-001	 	Liquidity Risk Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	 GECRB: Liquidity and Contingency Funding Policy

 
 Company: Liquidity and Contingency Funding
Policy

					
	57	 	CT-011	 	Market Risk Foreign Exchange Risk Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	Company: FX Risk Policy

  
 67 

									
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy Owner
	 	 Corresponding GECRB

Policy

					
	58	 	CT-006	 	Cash Management Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	 GECRB: Cash Management Policy
  

Company: Cash Management Policy

					
	59	 	CT-008	 	Funding Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	 GECRB: External Funding Policy
  

Company: External Funding Policy

					
	60	 	CT-007	 	Global Investment Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	 GECRB: Investment Policy
  

Company: Investment Policy

					
	61	 	CT-013	 	Intercompany Financing Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	 GECRB: Intercompany Financing Management Policy

 
 Company: Intercompany Financing Management
Policy

					
	62	 	CT-009	 	Treasury Model Governance Policy	 	Anne Kratky (Deputy Treasurer-Risk Management)	 	 GECRB: Model Governance & Validation Policy

 
 Company: Model Governance & Validation
Policy

					
	63	 	CT-011	 	Market Risk Commodity Risk Policy	 	 Kathy Cassidy

(GECC Treasurer)
	 	N/A
					
	64	 	Pending Approval	 	Non-Consolidated Legal Entity Governance	 	 Alex Dimitrief

(GECC General Counsel)
	 	N/A
					
	65	 	Pending Approval	 	Financial Regulatory Reporting	 	Walter Ielusic (GECC Vice President & Controller)	 	N/A

  
 68 

 GE Corporate Policies 

 

					
	 Ref. No
	 	 Policy Name
	 	 Possible Corresponding GECC/Company/GECRB Policy

			
	1	 	Improper Payments Implementing Procedures	 	 Company:

• Anti-Bribery/Foreign Corrupt Practices Act Policy

			
	2	 	General Electric Company Business Gift & Entertainment Implementing Procedures	 	 GECRB:

• Code of Conduct
  

Company:

• Code of Conduct

			
	3	 	 Privacy and the Protection of
 GE
Information
	 	 GECC:

• Acceptable Use of Company Information Sources Policy

			
	4	 	 Supplier Relationships Policy
 Supplier
Responsibility Guidelines (SRG)
	 	 GECRB:

• Contracted Services Oversight Policy

 
 Company:

• Contracted Services Oversight Policy

			
	5	 	GE’s Commitment to the Protection of Personal Information	 	 GECRB:

• Privacy Policy

			
	6	 	General Electric Company Employment Data Protection Standards	 	 GECRB

• Fair Employment Practices Policy
  

Company:

• Fair Employment Practices Policy

• Records and Information Management Policy

			
	7	 	Internal Use of GE Product Guidelines	 	
			
	8	 	GE State Sponsor of Terrorism Policy	 	 GECRB

• AML Counter-Terrorism Financing and OFAC Compliance Policy

			
	9	 	Corporate Guidelines for Watchlist Screening	 	 GECRB

• AML Counter-Terrorism Financing and OFAC Compliance Policy

			
	10	 	 ITC
 Implementing Guidelines

Hand Carry Items
	 	 GECRB
 AML Counter-Terrorism
Financing and OFAC Compliance Policy

			
	11	 	Implementing Procedure: Hiring from the Government	 	N/A
			
	12	 	Guidance on Personal Relationships Impacting Work: Mitigating the Risks	 	N/A
			
	13	 	Intellectual Property Policy Implementing Procedures	 	 Company:

• Intellectual Property Policy

			
	14	 	 Managing your
 Online Presence
	 	N/A
			
	15	 	Capital Investments Procedure	 	 GECC

• Capital Management Policy

  
 69 

					
	 Ref. No
	 	 Policy Name
	 	 Possible Corresponding GECC/Company/GECRB Policy

			
	16	 	Corporate Borrowing and Extensions of Credit Procedure	 	 GECC

• Credit & Investment Risk Management Policy

• Commercial Credit Ratings & Credit Models Policy

• Financial Institution Credit Risk Policy

			
	17	 	GE Corporate Information Security Guidelines	 	 GECC

• Information Security Policy
  

GECRB

• Information Security Policy

			
	18	 	 Document Retention Guidelines
 for U.S.
Employment Records
	 	 Company:

• Records & Information Management Policy

			
	19	 	Record Retention for Tax Purposes for Certain Accounting Records	 	 GECC

• GECC Subpart F/APB 23 Documentation & Approval Policy

 
 Company:

• Records & Information Management Policy

			
	20	 	 General Electric Company
 Outside Board
Directorship
 Risk Management Guidelines
	 	 Company:

• Conflicts of Interest Policy

			
	21	 	 GE’s The Spirit and Letter

•      Improper Payments

•      Supplier Relationships

•      International Trade Compliance

•      Anti-Money Laundering

•      Privacy

•      Working with Governments

•      Competition Law

•      Fair Employment Practices

•      Environment, Health & Safety

•      Securing GE Operations Globally

•      Intellectual Property

•      Acceptable Use of GE Information Resources

•      Controllership

•      Conflicts of Interest

•      Insider Trading & Stock Tipping
	 	 GECRB:

• Code of Conduct

• Anti-Bribery/Foreign Corrupt Practices Act

• Contracted Services Oversight Policy

• Privacy Policy

• Anti-Tying Policy

• Fair Employment Practices Policy
  

Company:

• Code of Conduct

• Anti-Bribery/Foreign Corrupt Practices Act

• Contracted Services Oversight Policy

• Fair Employment Practices Policy

• Intellectual Property Policy

• Conflicts of Interest Policy

• Acceptable Use of Company Information Resources Policy

• Insider Trading Policy

  
 70 

 GECRB and GECC Policy Comparison 

 
 

 
  

			
	Definitions:
		
	Policy Function:	  	Functional area served by the policy
	Policy Level:	  	Entity level where policy resides
	Policy Owner:	  	Individual(s) owning the policy

  

													
	 	 	 	 	 	 	 Current State
	 	 
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy

Level
	 	 Policy Function
	 	 Policy Owner
	 	 Corresponding

GECC Policy

Name & No

							
	1	 	C-3100	 	Compliance Policy	 	GECRB	 	Compliance	 	GECRB Chief Compliance Officer	 	Global Compliance Policy; C-006
							
	2	 	C-900	 	AML Counter-Terrorism Financing and OFAC Compliance Policy	 	GECRB	 	Compliance	 	GECRB Chief Compliance Officer	 	Financial Crime Compliance Policy; C-006
							
	3	 	F-200	 	Investment Policy	 	GECRB	 	Finance	 	GECRB Chief Financial Officer	 	Global Investment Policy; CT-007
							
	4	 	F-250	 	Liquidity Policy	 	GECRB	 	Finance	 	GECRB Chief Financial Officer	 	Liquidity Policy; CT-001
							
	5	 	R-2600	 	Capital Plan Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	Capital Management policy; CT-003
							
	6	 	HR-4900	 	Compensation Policy*	 	GECRB	 	HR	 	GECRB Executive Vice President - Human Resources	 	GECC Compensation Policy; HR-004
							
	7	 	IT-1500	 	Information Security Policy	 	GECRB	 	Information Technology	 	GE Capital Retail Bank Information Security Officer	 	Information Security Policy; IT-002
							
	8	 	O-4000	 	Customer Complaint Handling	 	GECRB	 	Operations	 	GECRB Chief Operations Officer	 	Customer Complaint Handling Policy; C-002
							
	9	 	PL-50	 	Creation, Approval and Maintenance of GECRB Policies and Procedures	 	GECRB	 	Office of President (Process Governance)	 	GECRB Policy Leader	 	Global Policy Governance; C-001

  
 71 

													
	 	 	 	 	 	 	 Current State
	 	 
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy

Level
	 	 Policy Function
	 	 Policy Owner
	 	 Corresponding

GECC Policy

Name & No

							
	10	 	R-600	 	Credit & Investment Risk Management Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	Credit and Investment Risk Management Policy; CR-1; Credit Risk Management - Unsecured Retail & Auto Collection & Restructure Policy; CFCR-07; Credit Risk Management - Consumer Revolving Product Policy; CFCF-04; Credit Risk Management - Consumer Closed End Product Policy; CFCR-05
							
	11	 	R-3000	 	Identity Theft Prevention Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	Identity Theft Prevention Policy; L-002
							
	12	 	R-3600	 	New Product Introduction Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	New (or Modified) Products Policy; ERM-003
							
	13	 	R-4200	 	Enterprise Risk Management Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	Enterprise Risk Management Policy; ERM-001
							
	14	 	R-4300	 	Enterprise Risk Appetite Statement	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	GECC Global Enterprise Risk Appetite Statement
							
	15	 	N/A	 	Retail Finance Enterprise Risk Appetite Statement	 	GECC Retail Finance	 	Risk	 	GECC Retail Finance Chief Risk Officer	 	GECC Global Enterprise Risk Appetite Statement
							
	16	 	R-4400	 	Model Governance and Validation Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	Model Governance and Validation Policy; ERM-002
							
	17	 	R-4700	 	Operational Risk Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	Operational Risk Policy; ERM-004

  
 72 

													
	 	 	 	 	 	 	 Current State
	 	 
	 Ref. No
	 	 Policy No
	 	 Policy Name
	 	 Policy

Level
	 	 Policy Function
	 	 Policy Owner
	 	 Corresponding

GECC Policy

Name & No

							
	18	 	R-4800	 	Allowance for Loans and Lease Losses Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer; GECRB Senior Vice President and Senior Controller	 	Allowance for Loan and Lease Losses (“ALLL”) Policy; FI-1; Consumer Allowance for Loan and Lease Losses (“ALLL”) Policy;
GECCF-ALLL-1
							
	19	 	PR-3800	 	Business Continuity Management Policy	 	GECRB	 	Office of President (Business Continuity)	 	GECRB Business Continuity Leader	 	Business Continuity Policy; OP-001
							
	20	 	HR-1700	 	Fair Employment Practices Policy*	 	GECRB	 	HR	 	GECRB Executive Vice President - Human Resources	 	GECC U.S. Overtime Policy HR 6 & Performance Management Policy HR 3
							
	21	 	PR-2500	 	Contracted Services Oversight Policy	 	GECRB	 	Sourcing	 	GECRB Vice President - Strategic Sourcing	 	Sourcing Policy C-OP2 & Material Activities Outsourcing Policy C-OP3
							
	22	 	F-300	 	Asset Liability Management Policy	 	GECRB	 	Finance	 	GECRB Chief Financial Officer	 	Prudentially Regulated Entity Assets Liability Management Oversight Policy CT 004
							
	24	 	R-5300	 	Fraud Management Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	Fraud Management Policy; FRD-001
							
	25	 	R-5200	 	Enterprise Stress Testing Policy	 	GECRB	 	Risk	 	GECRB Chief Risk Officer	 	Enterprise Stress Testing Policy; ER-005

  

	*	Policy applicable only to US-based legal entities with US employees 

  
 73 

 Schedule 9.1 

Transaction Documents – Dispute Resolution 
  

	 	1.	GECC Term Loan Agreement, substantially in the form attached to the Agreement as Exhibit J, to be entered into by and between GECC and the Company 

 

	 	2.	MNT Subservicing Agreement, substantially in the form attached to the Agreement as Exhibit K, to be entered into by and between GECC and the Company 

 

	 	3.	Undrawn Committed Securitization Documents 

  

	 	4.	Securitization Note Sale and Assignment Agreements 

  
 74

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00231-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00231-of-00352.parquet"}]]