Document:

Joseph W. Abrams, Consultant Agreement
with Co-Signer, Inc.

 

This Agreement,
effective as of February 26, 2014 (hereinafter "Effective Date", is between Co-Signer, Inc. and its subsidiaries
and affiliated entities, (hereinafter the "Company") and Mr. Joseph W. Abrams, (hereinafter the "Consultant")
who hereby agrees to provide consulting services as follows:

 

	Scope and Duties. Consultant
shall provide Company with strategic consulting services on a nonexclusive basis as defined in Schedule A.

	Term of Agreement. The Company
shall retain Consultant to provide its non-exclusive consulting services to the Company and Consultant hereby agrees to provide
such non-exclusive consulting services to the Company during the term (the "Term") commencing on the Effective Date and
ending on the first anniversary of such date, and automatically renewing for a twelve (12) month term thereafter, subject to cancellation
upon thirty day written notice by either party. Termination shall not affect the obligation of the Company to compensate the Consultant
with fees payable under section 4 and Schedule B.

	Personal Services. Consultant
shall provide the services described in this Agreement personally and not through any other affiliated person or entity, employee,
subcontractor or agent of Consultant without the express prior written consent of the Company.

	Remuneration to Consultant. As
full and total consideration for Consultant's services described herein, the Company shall:

		a.	Compensate the Consultant for any corporate marketing and business
consulting activity that the Company undertakes as set forth in Schedule B., attached hereto and made a part hereof:

 

	Independent Contractor. Consultant
and Company acknowledge that Consultant is an independent contractor, and shall neither be construed nor represented to be an employee
of Company. It is agreed and understood, subject to any separate confidentiality agreement with the Company that Consultant reserves
the right, as a non-exclusive engagement, to engage in other consulting activities either on its own behalf or on behalf of other
persons or entities by whom Consultant may be engaged either during or following the terms of this Agreement.

	General.

6.1
Entire Agreement. Each party acknowledges that it has read this Agreement, understands it, and agrees to be bound by its terms,
and further agrees that this Agreement (including the accompanying Schedules attached hereto) embodies the complete and exclusive
statement of the agreement between the parties, which supersedes and replaces all prior proposals, understandings and all other
agreements, oral and written, between the parties.

 

		6.2	Binding Effect. This Agreement shall bind and inure to the benefit of the parties, their
respective heirs, personal representatives, subsidiaries, legal successors and assigns.

 

		6.3	Severability. If any parts of this Agreement are found to
be void or unenforceable, the remaining provisions shall nevertheless be binding with the same effect as though the void parts
were deleted.

 

		6.4	Governing Law. This Agreement and performance hereunder shall
be governed by the laws of the State of Nevada, in the jurisdiction of Clark County for all court systems therein.

 

		6.5	Grammatical Usage. In construing this Agreement, feminine
pronouns shall be substituted for those masculine in form (and vice versa), and plural terms shall be substituted for singular
and singular for plural, in any place where the context so requires.

 

		6.6	Captions. The captions to this Agreement are inserted only
for purposes of convenient reference and in no way define, limit or prescribe the scope or intent of this Agreement or any part
hereof.

 

		6.7	Counterparts. This Agreement may be executed in several
counterparts, each of which shall be considered a legal original for all purposes. Any fully signed counterpart may be introduced
into evidence in any action or proceeding without having to produce the others.

 

		6.8	Modification or Waiver.

 

(a)    
Modification. This Agreement may only be changed, modified or rescinded by written instrument
signed by all parties.

 

(b)    
Waiver. Any waiver of this Agreement shall not be effective unless made in a writing signed
by the person against whom the enforcement of such waiver is sought A waiver given in any case shall only apply to that particular
act or omission, and shall not be effective as to further acts or omissions, regardless of whether they are of the same or similar
nature.

 

    	 

    	 

    

 

		6.9	Limitation of Liability. Neither party shall under any circumstances be liable for any consequential,
indirect, special, incidental or exemplary damages, including without limitation, any loss of revenues, profits, or business or
other economic loss arising out of or in connection with the services provided hereunder

 

		6.10	 Liability. Under any conditions, the Consultant liability for any breach under this
                                                                        agreement shall be limited to his earned compensation under this agreement. The company's liability shall be limited to its
                                                                        contractual obligation under this agreement.

 

		6.11	Notices. All notices required to be given pursuant hereto shall be given to the parties
at their addresses set forth herein, or at such other addresses a party may specify for a receipt of notice. All notices will be
deemed sufficiently given if: (i) sent by Federal Express or other overnight courier service providing written evidence of delivery;
(ii) if by registered or certified mail, postage prepaid, return receipt requested; (iii) or sent by facsimile and confirmed by
first class mail.

 

	
        Co-Signer, Inc.

        8275 S. Eastern Ave, Suite 200-661

        Las Vegas, NV 89123
	
        Joseph
        W. & Patricia G. Abrams

        131
        Laurel Grove Avenue

        Kentfield,
        CA 94904

 

		6.12	Legal Fees. In the event of any legal action or arbitration involving this Agreement, the
prevailing party in such proceeding shall be entitled to an award of reasonable expenses, including attorney's fees, disbursements
and expenses of experts, as may be awarded by the Court or by the Arbitration panel in its determination.

 

		6.13	Arbitration. The Parties specifically agree that any controversy or dispute which may arise
between the buyer and seller concerning any transaction or the construction or breach of this agreement shall be settled by arbitration.
Any arbitration shall be pursuant to the rules then applying to JAMS/Endispute ("JAMS"), except to the extent set forth
herein. The arbitration panel shall consist of at least three (3) individuals, with at least one having knowledge of investment
and advisory activities. The Parties agree that any arbitration proceeding pursuant to this provision shall be held in a location
as determined by the rules of JAMS. The ward of the arbitrator shall be final and binding on the Parties and judgment upon the
award rendered may be entered into in any court, state or federal having jurisdiction.

 

The agreement to arbitrate
does not entitle the Parties to obtain arbitration of claim that would be barred by the relevant state of limitations if such claim
were brought in the Court of competent jurisdiction. If at the time a demand for arbitration is made or an election or notice of
intention to arbitrate is served, the claims sought to be arbitrated would have been barred by the relevant statute of limitations
or other time bar, any party to this agreement assert the limitation as a bar to the arbitration by applying to any court of competent
jurisdiction. The failure to assert such bar by application to a court, however, shall not preclude its assertion before the arbitration.

 

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AGREED AND ACCEPTED the day above first
written.

 

Co-Signer, Inc.

  

/s/ Kurt A. Kramarenko3/5/2014

By:Kurt A. KramarenkoDated

Title:CEO

 

 

Consultant:

  

/s/ Joseph W. Abrams2/26/14

By: Joseph W. AbramsDated

Title: Consultant

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Schedule A

 

	Consultant shall render marketing and
investor services and contacts and other general and strategic business advice, including, without limitation, advice relating
to corporate investors needs for the benefit and growth of the Company as may be reasonably requested by Company.

 

	Consultant shall work in California
as an independent Contractor.

 

Schedule B

 

	The Company, Co-Signer, Inc. shall
compensate Consultant a onetime grant of 3,500,000 shares of common stock of Co-Signer, Inc. (COSR), vested immediately, for services
to be rendered for the next 12 consecutive months. These shares are to be issued in the name of: Joseph W. Abrams & Patricia
G. Abrams Family Trust dtd 3/15/1995.

 

	Consultant's compensation shall be
deemed restricted per SEC Rule 144 for 6 months and shall be issued immediately by the Company upon execution of this Consulting
Agreement.

    	4AFFILIATE MARKETING AGREEMENT

 

This AFFILIATE MARKETING AGREEMENT (the “Agreement”)
is made and entered into this 25th day of February, 2014 (“Effective Date”), by and between Co-Signer.com,
Inc., a Nevada corporation, (the “Company”) and Contemporary Information Corporation, a California corporation (hereinafter
referred to as “Agent”), collectively, Company and Agent shall be referred to

as: Parties.”

 

RECITALS

 

WHEREAS, Company is engaged in business as a
third=party guarantor of tenant residential rental obligations, is qualified to and does its business on a national basis, and
has and does enjoy the good will of and a reputation for fair dealing with the public (“Business”):

 

WHEREAS, Agent is engaged as a resident screening
company and is fully licensed to engage in such activities:

 

WHEREAS, Company maintains corporate offices
at 8275 S. Eastern Avenue, Suite 200-661, Las Vegas Nevada 89123 and does business across all fifty (50) states in the United States:

 

WHEREAS, Agent maintains offices at 42913 Capital
Drive, Unit #101, Lancaster, CA 93535:

 

WHEREAS, Company desires to employ Agent such
that Agent refers potential property management companies and landlords to Company, pursuant to the terms below:

 

NOW, THEREFRORE, in consideration of the promises
contained herein and good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Parties
agree as follows:

 

Recitals. The foregoing Recitals are true and correct, and
are hereby incorporated as if fully set forth herein.

 

Effective Date. Upon execution of this Agreement by all Parties
hereto, this Agreement shall become effective on the date of the Agreement recited above (the “Effective Date”).

 

Term. The term of this Agreement shall be for three (3) year
(“Term”), commencing on the date of full execution, however, this is an at-will agreement and can be terminated by
either party at any time. Upon the expiration of the Term, Company and Agent shall have the right:

 

		1.	To terminate this Agreement in full:

		2.	Renew the Agreement for any additional term: or

		3.	Allow the Agreement to continue on a month-to-month basis.

 

Compensation of Agent. Company shall pay to Agent a percentage
of the gross paid surety fees per each Tenant Agreement referred to and executed by the Company from a property management company
or landlord referred by the Agent, as outlined immediately below:

 

7% of gross annual surety fee charged, for the first $250,000 in
gross surety sales for each calendar year;

11% of gross annual surety fee charged, for all gross surety sales
over $250,000 up to $500,000 for each calendar year;

15% of gross annual surety fee charged, for all gross surety sales
over $500,000 for each calendar year.

 

Prospective Tenant. Shall be any individual that is seeking
to be tenant at a residential property (apartment, house, or condominium) offered by the property management company or landlord
referred by CIC and who may not qualify for a residential lease on their own.

 

Paying Tenant. Any Prospective Tenant that has signed their
Co-Signer.com Tenant Agreement and residential lease with any property management company or landlord referred by CIC and pays
the fees associated with Company’s services in which Company acts as a cosigner and provides the Prospective Tenant residential
rent assurance for the benefit of the referring property management company or landlord.

 

    	 

    	 

    

 

Advertising. Agent will publicize the Company’s Products
and Services to Agent’s Subscribers and others with interested leads forwarded to Company.

 

Each referred lead from Agent desirous of utilizing the Company’s
services shall enter into separate agreement with Company. The Company will be responsible for signing up landlords and property
management companies.

 

Method of publicizing may come in the form of email, flyers, brochures,
website advertising, and through Agent’s sales and marketing channels.

 

Agent shall submit all written publicity materials to Company for
it approval prior to distribution.

 

For mutual landlords and property management companies, Agent will
offer its Subscribers and alternate background screening report format to include Company’s Services and contact information.
If an Application Programming Interface (API) is available, Agent will integrate to the Company allowing their referred property
management company or landlord to forward Prospective Tenants through this secured path. Personal identifying information (PII)
may only be transmitted through secure means and which meet with governing laws. Company shall keep all information provided by
Agent confidential and shall not use such data for any other purpose other than accomplish the objects of this agreement including
sharing the information with third parties.

 

Conduct of Business. Agent agrees that is shall conduct its
business in such a manner as to maintain and increase the goodwill and reputation of company and Company will act in kind. Furthermore,
Agent shall abide by all of the laws of their jurisdiction.

 

Payment of Referral Fee Schedule. Company will pay Affiliate
Fees that may be due to Agent on the 10th of each month for previous month’s referrals that have executed a Tenant
Agreement with a Co-Signer.com.

 

Indemnification. Agent agrees to indemnify and hold harmless
Company and all of its directors, offices, employees, agents and attorneys from and against claims, whether at equity or law and
in respect of any and all liabilities, obligations, assessments, suits, actions, proceedings, claims, or demands asserted against
Agent and ‘or Company or any judgments, damages, losses, including any loss of business or credit costs, expenses and fees,
including reasonable attorneys’ fees incurred by Company to enforce any provision of this Agreement or defend itself against
claims of third persons.

 

Company agrees to indemnify and hold harmless Agent and all of its
directors, officers, employees, agents and attorneys from and against claims, whether at equity or law and in respect of any and
all liabilities, obligations, assessments, suits, actions, proceedings, claims, or demands asserted against Company and/or Agent
or any judgments, damages, losses, including any loss of business or credit costs, expenses and fees, including reasonable attorneys’
fees incurred by Agent as a result of said indemnification shall include, without limitation, any costs, expenses or fees including
reasonable attorneys’ fees, incurred by Company to enforce any provision of this agreement or defend itself against claims
of third persons.

 

Entire Agreement. This Agreement constitutes the entire Agreement
between the parties, and all other prior agreements are hereby void.

 

Governing Law. This Agreement shall be governed, interpreted
and constructed by, through and under the laws of the State of Nevada, County of Clark County.

 

Reliance. Each of the undersigned Parties represents and
warrants that, in executing this Agreement, it has relied solely on the statements expressly set forth herein, and has placed no
reliance whatsoever on any statement, representation, or promise of any other Party, or any other person or entity, not expressly
set forth herein, or upon the failure of any other Party or any other person or entity to make any statement, representation or
disclosure of anything whatsoever. The discovery by any Party, subsequent to the execution of this Agreement, of any facts not
heretofore known to that Party, or that the facts or law upon which any Party relied in executing this Agreement were not as that
Party believed it to be, shall not constitute grounds for declaring this Agreement void, avoidable or otherwise unenforceable.
This paragraph is intended by the Parties to preclude any claim that any Party was fraudulently induced to enter this Agreement,
or was induced to enter this Agreement by mistake of fact or law.

 

Representation. Except as otherwise stated herein, this Agreement
contains the entire and only understanding between the Parties and supersedes any and all prior and/or contemporaneous oral or
written negotiations, agreements, representations and understanding. The Parties and each of them represent and agree that no promise,
statement or inducement has been made that caused it to sign this Agreement, other than those expressly set forth in this Agreement.
Any and all representations that any Party considers to be material to it decision to enter into this Agreement have been included
in this Agreement and each Party agrees that any alleged representation not included in this Agreement was not material to its
decision to enter into this agreement. This Agreement shall be accepted as conclusive proof that any reliance by any party on any
alleged representation not included in this Agreement shall not be justified., In any action where any Party contends that any
other Party has made any representation, or failed to disclose any fact, and such contention is inconsistent with this paragraph,
the court, arbitrator or other mediation body shall summarily dismiss any such claim, even of the applicable law would not support
such summary dismissal.

 

Modification. This Agreement may not be altered, amended,
or extinguished except by a writing which expressly refers to this instrument and its signed subsequent to the date of this instrument
by duly authorized representatives of the party against whom enforcement of any such alteration or amendment is sought. Any codification
shall be immediately served upon the Escrow Agent, in writing, executed by all the Parties.

 

Successors. This Agreement shall be binding upon and inure
to the benefit of the executors, administrators, heirs, and successors of the Parties.

 

Assignment. This Agreement is personal to the parties hereto
and may not be assigned, sold or otherwise conveyed by Agent. The Company reserves the right to assign, ledge, hypothecate or transfer
this Agreement or its interests herein, provided that Agent’s rights and privileges granted herein shall not be affected.

 

Counterparts. This Agreement may be executed in counterparts,
each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. Signatures by
facsimile and scanned portable digital format (aka pdf) signatures shall be of the same force and effect as it in original ink.

 

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Headings. The headings and captions used in the Agreement
are for convenience only and shall not be deemed to affect in any way the language of the provisions to which the refer.

 

Interpretation. This Agreement shall be interpreted as if
jointly drafted by the Parties, and no provision shall be interpreted against any Party because that Party drafted such provision.

 

Severability. If any portion of this Agreement if found invalid,
that portion may be severed from the Agreement and shall not affect the validity of the remainder of the Agreement.

 

Waiver. The failure of any party hereto to enforce at any
time any of the provisions or terms of the amendment shall not be construed to be waiver of such provisions or terms, nor of the
right of any party thereafter to enforce such term or provision.

 

It is the intent of this agreement to promote goodwill and to create
a financial gain between the parties. Parties agree to make best efforts to keep lines of communication open to improve the quality
of services being provided to each party’s clients as well as sustaining a quality relationship between Agent and Company.

 

IN WITNESS WHEREOF the parties hereby have signed or caused this
Agreement to be signed, as of the day and year first written above.

 

Company 

 

Co-Signer.com, Inc.,

 

/s/ James Hodgins

By: James Hodgins, President

 

 

Agent

 

Contemporary Information Corporation

 

/s/ Sabrins Bower

By Sabrina Bower, President / CFO

    	3

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