Document:

Exhibit 10.12

 

 

LOAN
AGREEMENT

 

Date:
July 27, 2016

 

For value received, the undersigned
Traqer Corp. (the "Borrower"), at 930 Sylvan Avenue, Englewood Cliffs, NJ 07632, promises to pay to the order of Bess
A. Lipschutz (the "Lender") , at 515 Ave I, Suite 3A, Brooklyn, New York 11230 (or at such other place as the Lender
may designate in writing), the sum of $4,000.00 with no interest.

 

The loan was disbursed
as follows:

		·	$4,000
                                         on 7/27/2016

 

I. TERMS OF REPAYMENT

 

A. Payments

 

Unpaid principal after the Due Date
shown below shall accrue interest at a rate of 3.5% annually until paid.

 

The unpaid principal shall be payable
in full on December 01, 2018 (the "Due Date").

 

B. Application
of Payments

 

All payments on
this Note shall be applied first in payment of accrued interest and any remainder in payment of principal.

 

C. Acceleration of Debt

 

If any payment obligation
under this Note is not paid when due, the remaining unpaid principal balance and any accrued interest shall become due immediately
at the option of the Lender.

 

II. PREPAYMENT

 

The Borrower reserves
the right to prepay this Note (in whole or in part) prior to the Due Date with no prepayment penalty.

 

III. COLLECTION
COSTS

 

If any payment obligation under
this Note is not paid when due, the Borrower promises to pay all costs of collection, including reasonable attorney fees, whether
or not a lawsuit is commenced as part of the collection process.

 

IV. DEFAULT

 

If any of the following events of
default occur, this Note and any other obligations of the Borrower to the Lender, shall become due immediately, without demand
or notice:

 

1)
the failure of the Borrower to pay the principal and any accrued interest when due;

 

2) the
liquidation, dissolution, incompetency or death of the Borrower;

 

3) the
filing of bankruptcy proceedings involving the Borrower as a debtor;

 

4) the
application for the appointment of a receiver for the Borrower;

 

     

     

    

 

5) the
making of a general assignment for the benefit of the Borrower's creditors;

 

6) the
insolvency of the Borrower;

  

7) a
misrepresentation by the Borrower to the Lender for the purpose of obtaining or extending credit; or

 

8) the
sale of a material portion of the business or assets of the Borrower.

 

V. SEVERABILITY
OF PROVISIONS

 

If any one or more of the provisions
of this Note are determined to be unenforceable, in whole or in part, for any reason, the remaining provisions shall remain fully
operative.

 

VI. MISCELLANEOUS

 

All payments of principal and interest
on this Note shall be paid in the legal currency of the United States. The Borrower waives presentment for payment, protest, and
notice of protest and demand of this Note.

 

No delay in enforcing any right
of the Lender under this Note, or assignment by Lender of this Note, or failure to accelerate the debt evidenced hereby by reason
of default in the payment of a monthly installment or the acceptance of a past-due installment shall be construed as a waiver
of the right of Lender to thereafter insist upon strict compliance with the terms of this Note without notice being given to Borrower.
All rights of the Lender under this Note are cumulative and may be exercised concurrently or consecutively at the Lender's option.

 

This note may not be amended without
the written approval of the holder.

 

VII. GOVERNING
LAW

 

This Note shall be construed in
accordance with the laws of the State of Nevada.

 

VIII.
SIGNATURES

 

This Note shall be signed by:

 

Shlomit C. Frommer, on behalf of Traqer Corp.:  

 

	 	Date: 7/27/2016

 

 

Bess A. Lipschutz:

 

	 	Date: 7/27/2016Exhibit 10.13

 

 

LOAN AGREEMENT

 

Date: July 27, 2016

 

For value
received, the undersigned Traqer Corp. (the "Borrower"), at 930 Sylvan Avenue, Englewood Cliffs, NJ 07632, promises
to pay to the order of Shlomit C. Frommer (the "Lender") ,
at 119 North Livingston Avenue, Livingston NJ 07039 (or at such other place as the Lender
may designate in writing), the sum of $4,000.00 with no interest.

 

The loan was disbursed as follows:

 

		·	$4,000 on 7/27/2016

 

I. TERMS OF REPAYMENT

 

A. Payments

 

Unpaid principal after the Due
Date shown below shall accrue interest at a rate of 3.5% annually until paid.

 

The unpaid principal shall be payable
in full on December 01, 2018 (the "Due Date").

 

B. Application of Payments

 

All payments on this Note shall be applied first
in payment of accrued interest and any remainder in payment of principal.

 

C.
Acceleration of Debt

 

If any payment obligation under this Note is
not paid when due, the remaining unpaid principal balance and any accrued interest shall become due immediately at the option of
the Lender.

 

II. PREPAYMENT

 

The Borrower reserves the right to prepay this
Note (in whole or in part) prior to the Due Date with no prepayment penalty.

 

III. COLLECTION COSTS

 

If any payment obligation under
this Note is not paid when due, the Borrower promises to
pay all costs of collection, including reasonable attorney
fees, whether or not a lawsuit is commenced as part of
the collection process.

 

IV. DEFAULT

 

If any of the following events
of default occur, this Note and any other obligations of
the Borrower to the Lender, shall become due immediately, without demand or notice:

 

1) the failure of the Borrower to
pay the principal and any accrued interest when due;

 

2) the liquidation, dissolution,
incompetency or death of the Borrower;

 

3) the filing of bankruptcy proceedings
involving the Borrower as a debtor;

 

4) the application for the appointment
of a receiver for the Borrower;

 

     

     

    

 

5) the making of a general assignment
for the benefit of the Borrower's creditors;

 

6) the insolvency of the Borrower;

  

7) a misrepresentation by the Borrower
to the Lender for the purpose of obtaining or extending credit; or

 

8) the sale of a material portion
of the business or assets of the Borrower.

 

V. SEVERABILITY OF PROVISIONS

 

If
any one or more of the provisions of this Note are determined
to be unenforceable,
in whole or in part, for any
reason, the remaining provisions shall remain fully operative.

 

VI. MISCELLANEOUS

 

All payments of principal and interest
on this Note shall be paid in the legal currency of the
United States. The Borrower waives presentment for payment,
protest, and notice of protest and demand of this Note.

 

No delay in enforcing any right
of the Lender under this Note, or assignment by Lender
of this Note, or failure to accelerate the debt evidenced
hereby by reason of
default in the payment of a monthly installment or the acceptance
of a past-due installment shall be construed as a waiver of the right of Lender to thereafter
insist upon strict compliance with the terms of this Note without notice being given to Borrower. All rights of the Lender under
this Note are cumulative and may be exercised concurrently or consecutively at the Lender's option.

 

This note may not be amended without
the written approval of the holder.

 

VII. GOVERNING LAW

 

This Note
shall be construed in accordance with the laws of the
State of Nevada.

 

VIII. SIGNATURES

 

This Note shall
be signed by

 

 

Bess A. Lipschutz, on behalf of Traqer Corp.:  

 

		Date: 7/27/2016

 

 

 Shlomit C.
Frommer:

 

		Date: 7/27/2016Exhibit 10.14

 

 

LOAN AGREEMENT

 

Date: August 22, 2016

 

For value received, the undersigned
Traqer Corp. (the "Borrower"), at 930 Sylvan Avenue, Englewood Cliffs, NJ 07632, promises to pay to the order of Bess
A. Lipschutz (the "Lender") , at
515 Ave I, Suite 3A, Brooklyn, New York 11230 (or at such other place as the Lender may designate in writing), the sum of $6,500.00
with no interest. 

 

The loan was disbursed as follows:

		·	$6,500 on 8/22/2016

 

I. TERMS OF REPAYMENT

 

A. Payments

 

Unpaid principal after the Due
Date shown below shall accrue interest at a rate of 3.5% annually until paid.

 

The unpaid principal shall be payable
in full on December 01, 2018 (the "Due Date").

 

B. Application of Payments

 

All payments on this Note shall be applied first
in payment of accrued interest and any remainder in payment of principal.

 

C.
Acceleration of Debt

 

If any payment obligation under this Note is
not paid when due, the remaining unpaid principal balance and any accrued interest shall become due immediately at the option of
the Lender.

 

II. PREPAYMENT

 

The Borrower reserves the right to prepay this
Note (in whole or in part) prior to the Due Date with no prepayment penalty.

 

III. COLLECTION COSTS

 

If any payment obligation under
this Note is not paid when due, the Borrower promises to
pay all costs of collection, including reasonable attorney
fees, whether or not a lawsuit is commenced as part of
the collection process.

 

IV. DEFAULT

 

If any of the following events
of default occur, this Note and any other obligations of
the Borrower to the Lender, shall become due immediately, without demand or notice:

 

1) the failure of the Borrower to
pay the principal and any accrued interest when due;

 

2) the liquidation, dissolution,
incompetency or death of the Borrower;

 

3) the filing of bankruptcy proceedings
involving the Borrower as a debtor;

 

4) the application for the appointment
of a receiver for the Borrower;

 

     

     

    

 

5) the making of a general assignment
for the benefit of the Borrower's creditors;

 

6) the insolvency of the Borrower;

  

7) a misrepresentation by the Borrower
to the Lender for the purpose of obtaining or extending credit; or

 

8) the sale of a material portion
of the business or assets of the Borrower.

 

V. SEVERABILITY OF PROVISIONS

 

If
any one or more of the provisions of this Note are determined
to be unenforceable,
in whole or in part, for any
reason, the remaining provisions shall remain fully operative.

 

VI. MISCELLANEOUS

 

All payments of principal and interest
on this Note shall be paid in the legal currency of the
United States. The Borrower waives presentment for payment,
protest, and notice of protest and demand of this Note.

 

No delay in enforcing any right
of the Lender under this Note, or assignment by Lender
of this Note, or failure to accelerate the debt evidenced
hereby by reason of
default in the payment of a monthly installment or the acceptance
of a past-due installment shall be construed as a waiver of the right of Lender to thereafter
insist upon strict compliance with the terms of this Note without notice being given to Borrower. All rights of the Lender under
this Note are cumulative and may be exercised concurrently or consecutively at the Lender's option.

 

This note may not be amended without
the written approval of the holder.

 

VII. GOVERNING LAW

 

This Note shall be construed in
accordance with the laws of the State of Nevada.

  

VIII. SIGNATURES

 

This Note shall
be signed by:

 

Shlomit
C. Frommer,
on behalf of Traqer Corp.:

  

		Date: 8/22/2016

 

  

Bess A. Lipschutz:

 

		Date: 8/22/2016

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