Document:

Exhibit

Exhibit 10.1

	
		
	 
	[*]  Certain confidential information contained in this document, marked by brackets, has been omitted and filed separately with the Securities and Exchange Commission pursuant to Rule 24b-2 of the Securities Exchange Act of 1934, as amended.

AMENDMENT #6
TO 
AMENDED AND RESTATED
WALMART MONEYCARD PROGRAM AGREEMENT
(2018 Prize Linked Savings Program Extension)

This AMENDMENT #6 (this “Amendment”) to the Amended and Restated Walmart MoneyCard Program Agreement is made as of May 1, 2018 (“Amendment Effective Date”) by and among Walmart Inc. (f/k/a Wal-Mart Stores, Inc.), a Delaware corporation, Wal-Mart Stores Texas L.L.C., a Delaware limited liability company, Wal-Mart Louisiana, LLC, a Delaware limited liability company, Wal-Mart Stores Arkansas, LLC, an Arkansas limited liability company, Wal-Mart Stores East, L.P., a Delaware limited partnership and Wal-Mart Puerto Rico, Inc., a Puerto Rico corporation (each of the foregoing entities, individually and collectively, “Retailer”), (2) Green Dot Corporation (“GDC” or “Green Dot”), a Delaware corporation, and (3) Green Dot Bank, a Utah chartered Fed member bank and wholly owned subsidiary of GDC (“Bank”).  Each of the foregoing parties is sometimes referred to herein as “Party,” and collectively they are referred to as the “Parties.”

WHEREAS, Retailer, Green Dot and Bank are party to that certain Amended and Restated Walmart Money Card Program Agreement, dated as of May 1, 2015 (as amended, “Agreement”); 
WHEREAS, Retailer, Bank and Green Dot desire to amend the Agreement as set forth herein;

NOW THEREFORE, in consideration of the mutual covenants and agreements set forth herein and for other good and valuable consideration and sufficiency of which are hereby acknowledged, the Parties hereto hereby agree as follows:

1.    Capitalized terms used in this Amendment and not specifically defined in this Amendment have the meaning ascribed to such terms in the Agreement.

2.    Extension of Prize Linked Rewards Program.

(a)     The introductory paragraph to Section 2.15 of the Agreement is hereby deleted in its entirety and replaced with the following new introductory paragraph:

1 

2.15.    Prize Linked Rewards Program.  Retailer, Green Dot and Bank have developed, and previously launched, the Prize Linked Rewards Program.  Subject to the terms, conditions and provisions of this Section 2.15, and unless such program is otherwise extended by further amendment or other written consent of all three Parties, the Prize Linked Rewards Program will terminate on April 30, 2019.  Unless the Parties otherwise consent in writing, the total cash prizes awarded through the Prize Linked Rewards Program for the period of May 1, 2018 through April 30, 2019 will not exceed [*]. 

 (b)     Section 2.15(d) is hereby deleted in its entirety and replaced with the following new Section 2.15(d):

(d)    Green Dot and Bank will be solely responsible for all costs and expenses for developing and administering the Prize Linked Rewards Program. [*] 

3.    Except as expressly amended or supplemented hereby, the terms and conditions of the Agreement shall remain in full force and effect.  In the event of any inconsistency between the terms of this Amendment and the Agreement, the terms of this Amendment shall control.  This Amendment may be executed simultaneously in any number of counterparts, each of which shall be deemed an original but all of which together constitute one and the same agreement.  The Parties may execute and deliver this Amendment electronically, including by facsimile. 

IN WITNESS WHEREOF, Retailer, Bank and Green Dot have caused this Amendment to be executed by their respective officers or agents thereunto duly authorized as of the Amendment Effective Date. 

*Confidential Treatment Requested.

2 

	
		
	WALMART, INC.
WAL-MART STORES ARKANSAS, LLC
WAL-MART STORES EAST, L.P.
WAL-MART STORES TEXAS, L.L.C
WAL-MART LOUISIANA, L.L.C.
WAL-MART PUERTO RICO, INC.

By:    /s/ Kirsty Ward               
Name: Kirsty Ward
Title: VP Financial Services
	 

	

GREEN DOT CORPORATION
By:   /s/ Steven W. Streit               
Name: Steven W. Streit
Title: CEO
	

GREEN DOT BANK
By:   /s/ Mary Dent            
Name: Mary Dent
Title:   CEO

3EXHIBIT 10.1

 TWELFTH AMENDMENT TO Loan
AND SECURITY AGREEMENT

THIS TWELFTH AMENDMENT
TO Loan AND SECURITY AGREEMENT (this “Amendment”) is made and
entered into as of July 23, 2018, by and among INTRICON CORPORATION, a Pennsylvania corporation (“IntriCon”),
INTRICON, INC., a Minnesota corporation (“Inc.”), HEARING HELP EXPRESS, INC., an Illinois corporation (“HHE”,
and, together with Inc., and IntriCon, the “Borrowers”, and, each, individually, a “Borrower”),
and CIBC BANK USA (formerly known as The PrivateBank and Trust Company), an Illinois banking corporation (the “Bank”).

RECITALS:

A.       The
Borrowers and the Bank are parties to a certain Loan and Security Agreement dated as of August 13, 2009, as amended by a First
Amendment dated as of March 12, 2010, as further amended by a Second Amendment dated as of August 12, 2011, as further amended
by a Third Amendment dated as of March 1, 2012, as further amended by a Fourth Amendment dated as of August 6, 2012, as further
amended by a Fifth Amendment dated December 21, 2012, as further amended by a Sixth Amendment dated February 14, 2014, as further
amended by a Seventh Amendment dated March 31, 2015, as further amended by a Eighth Amendment dated April 15, 2016, as further
amended by a Ninth Amendment dated August 15, 2016, as further amended by a Tenth Amendment dated March 9, 2017, and
as further amended by a Eleventh Amendment dated December 15, 2017 (as so amended, the “Loan Agreement”). All
capitalized terms not otherwise defined herein shall have the meanings given to them in the Loan Agreement.

B.       The
Borrowers have requested that the Bank amend certain provisions of the Loan Agreement, and the Bank has agreed to so amend the
Loan Agreement upon the terms and subject to the conditions set forth in this Amendment.

AGREEMENTS:

NOW, THEREFORE, in
consideration of the mutual covenants and agreements hereinafter set forth, and for other good and valuable consideration, the
nature, receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows:

Section 1.                
Amendments. Upon satisfaction of the conditions set forth in Section 2 hereof, the Loan Agreement is hereby
amended as follows:

(a)               
The defined term “Borrowing Base Amount” appearing in Section 1.1 of the Loan Agreement is hereby amended
to replace reference therein to “$4,500,000” with reference to “$5,000,000”.

(b)              
The defined term “Applicable Base Rate Margin,” “Applicable LIBOR Rate Margin,” “Applicable
LOC Fee” and “Applicable Non-Use Fee” appearing in Section 1.1 of the Loan Agreement is hereby amended
to replace the table appearing therein in its entirety with the table below:

    	 

    	 

    

 

	 	 	Revolving Loans	Term Loan	CapEx Loan	 
	Tier	Leverage Ratio	Applicable LIBOR Rate Margin	Applicable Base Rate Margin	Applicable LIBOR Rate Margin	Applicable Base Rate Margin	Applicable LIBOR Rate Margin	Applicable Base Rate Margin	Applicable LOC Fee	Applicable Non-Use Fee
	I	≥ 3.00 to 1.00	3.25%	0.50%	3.75%	1.00%	3.75%	1.00%	3.25%	0.25%
	II	≥ 2.00 to 1.00 and < 3.00 to 1.00	2.75%	0.0%	3.25%	0.50%	3.25%	0.50%	2.75%	0.25%
	III	≥ 1.25 to 1.00 and < 2.00 to 1.00	2.50%	(0.25%)	2.75%	0.0%	2.75%	0.0%	2.50%	0.25%
	IV	< 1.25 to 1.00	2.25%	(0.50%)	2.50%	(0.25%)	2.50%	(0.25%)	2.25%	0.25%

 

(c)               
The following defined terms appearing in Section 1.1 of the Loan Agreement are hereby amended and restated in their entirety
to read as follows:

“CapEx Loan
Availability Period” means the period from and including the date of the Eleventh Amendment to but excluding the earlier
of the date of termination of the CapEx Loan Commitment or June 30, 2019.

“CapEx Loan
Commitment” shall mean an amount equal to $10,000,000, it being understood and agreed that in no event shall the aggregate
principal amount of all CapEx Loan advances made by the Bank from time to time exceed $10,000,000.

“Revolving
Loan Commitment” shall mean Eleven Million and 00/100 Dollars ($11,000,000.00).

(d)              
Section 10.4 of the Loan Agreement is hereby amended and restated in its entirety to read as follows:

10.4       Capital
Expenditures. The Borrowers shall not incur Capital Expenditures in an amount greater than (a) $4,500,000 in the aggregate
in the fiscal year ending December 31, 2017, (b) $12,000,000 in the aggregate in the fiscal year ending December 31, 2018, or (c)
$5,500,000 in the aggregate in the fiscal year ending December 31, 2019 or in any fiscal year thereafter. If the Borrowers do not
utilize the entire amount of Capital Expenditures permitted in any fiscal year ending on or after December 31, 2018, the Borrowers
may carry forward to the immediately succeeding fiscal year only, 50% of such unutilized amount (with Capital Expenditures made
by the Borrowers in such succeeding

    	 

    	 

    

fiscal year applied last to such unutilized
amount); provided, that such carry forward amount may not be used if at the time of incurrence of Capital Expenditures,
an Event of Default exists.

Section 2.                
Delivery of Documents. At or prior to the execution of this Amendment, and as a condition precedent to the effectiveness
of this Amendment, the Borrowers shall have satisfied the following conditions and delivered or caused to be delivered to the Bank
the following documents each dated such date and in form and substance satisfactory to the Bank and duly executed by all appropriate
parties:

(a)               
This Amendment.

(b)              
The Amended and Restated Revolving Note.

(c)               
The Amended and Restated CapEx Note.

(d)              
Execution and delivery of a copy of the resolutions of the Board of Directors of each Borrower, duly adopted, which authorize
the execution, delivery and performance by such Borrower of this Amendment and the other documents, instruments and agreements
set forth in this Section 2 (collectively, the “Amendment Documents”), certified as true and accurate
by the Secretary of each Borrower, along with a certification by such Secretary (i) certifying that there has been no amendment
to the Articles of Incorporation or Bylaws of such Borrower since true and accurate copies of the same were last delivered and
certified to Bank, and that said Articles of Incorporation and Bylaws remain in full force and effect as of the date of this Amendment;
and (ii) identifying each officer of such Borrower authorized to execute this Amendment, the other Amendment Documents and any
other instrument or agreement executed by such Borrower in connection with this Amendment, and certifying as to specimens of such
officer’s signature and such officer’s incumbency in such offices as such officer holds.

(e)               
An amendment fee paid to the Bank in the amount of $25,000, which fee shall be non-refundable when paid and wholly earned
when received.

(f)               
Such other documents or instruments as the Bank may reasonably require.

Section 3.                
Representations; No Default. Each Borrower represents and warrants that: (a) the representation and warranties contained
in Section 7 of the Loan Agreement are true and correct in all material respects, as though made on the date hereof, except
to the extent such representation and warranty, by its express terms, relates solely to a prior date, and except that the representations
and warranties contained in Section 7.26 of the Loan Agreement shall be true and correct in all material respects, as though
made on the date of the financial statements most recently delivered to the Bank pursuant to Section 8.8(a) of the Loan
Agreement; (b) such Borrower has the power and legal right and authority to enter into this Amendment and has duly authorized the
execution and delivery of this Amendment and other agreements and documents executed and delivered by such Borrower in connection
herewith; (c) neither this Amendment nor the agreements contained herein contravene or constitute an Unmatured Event of Default
or Event of Default under the Loan Agreement or a default under any other agreement, instrument or indenture to which such Borrower
is a party or a signatory, or any provision of such Borrower’s Articles of Incorporation or Bylaws or, to the best of such
Borrower’s knowledge, any other agreement or requirement of law, or result in the imposition of any lien or other encumbrance
on any of its property under any agreement binding on or applicable to such Borrower or

    	 

    	 

    

any of its property except, if any,
in favor of the Bank; (d) no consent, approval or authorization of or registration or declaration with any party, including but
not limited to any governmental authority, is required in connection with the execution and delivery by the Borrower of this Amendment
or other agreements and documents executed and delivered by such Borrower in connection herewith or the performance of obligations
of such Borrower herein described, except for those which such Borrower has obtained or provided and as to which such Borrower
has delivered certified copies of documents evidencing each such action to the Bank; (e) no events have taken place and no circumstances
exist at the date hereof which would give such Borrower grounds to assert a defense, offset or counterclaim to the obligations
of such Borrower under the Loan Agreement or any of the other Loan Documents; (f) there are no known claims, causes of action,
suits, debts, liens, obligations, liabilities, demands, losses, costs and expenses (including attorneys’ fees) of any kind,
character or nature whatsoever, fixed or contingent, which such Borrower may have or claim to have against the Bank, which might
arise out of or be connected with any act of commission or omission of the Bank existing or occurring on or prior to the date of
this Amendment, including, without limitation, any claims, liabilities or obligations arising with respect to the indebtedness
evidenced by the Notes (as defined in the Loan Agreement); and (g) except as otherwise expressly provided herein, no Unmatured
Event of Default or Event of Default has occurred and is continuing under the Loan Agreement.

Section 4.                
Affirmation; Further References. The Bank and each Borrower acknowledge and affirm that the Loan Agreement, as hereby
amended, is hereby ratified and confirmed in all respects and all terms, conditions and provisions of the Loan Agreement (except
as amended by this Amendment) and of each of the other Loan Documents shall remain unmodified and in full force and effect. All
references in any document or instrument to the Loan Agreement are hereby amended and shall refer to the Loan Agreement as amended
by this Amendment.

Section 5.                
Severability. Whenever possible, each provision of this Amendment and any other statement, instrument or transaction
contemplated hereby or thereby or relating hereto or thereto shall be interpreted in such manner as to be effective, valid and
enforceable under the applicable law of any jurisdiction, but, if any provision of this Amendment or any other statement, instrument
or transaction contemplated hereby or thereby or relating hereto or thereto shall be held to be prohibited, invalid or unenforceable
under the applicable law, such provision shall be ineffective in such jurisdiction only to the extent of such prohibition, invalidity
or unenforceability, without invalidating or rendering unenforceable the remainder of such provision or the remaining provisions
of this Amendment or any other statement, instrument or transaction contemplated hereby or thereby or relating hereto or thereto
in such jurisdiction, or affecting the effectiveness, validity or enforceability of such provision in any other jurisdiction.

Section 6.                
Successors. This Amendment shall be binding upon the Borrowers, the Bank and their respective successors and assigns,
and shall inure to the benefit of the Borrowers, the Bank and to the respective successors and assigns of the Bank.

Section 7.                
Costs and Expenses. Each Borrower agrees to reimburse the Bank, upon execution of this Amendment, for all reasonable
out-of-pocket expenses (including attorneys’ fees and legal expenses of counsel for the Bank) incurred in connection with
the Loan Agreement, including in connection with the negotiation, preparation and execution of this Amendment and all other documents
negotiated, prepared and executed in connection with this Amendment, and in enforcing the obligations of the Borrowers under this
Amendment, and to pay and save the Bank harmless from all liability for, any stamp or other taxes which may be payable with respect
to the execution or delivery of this Amendment.

                

    	 

    	 

    

Section 8.                 
Headings. The
headings of various sections of this Amendment have been inserted for reference only and shall not be deemed to be a part of
this Amendment.

Section 9.                
Counterparts; Digital Copies. This Amendment may be executed in several counterparts as deemed necessary or convenient,
each of which, when so executed, shall be deemed an original, provided that all such counterparts shall be regarded as one and
the same document, and any party to this Amendment may execute any such agreement by executing a counterpart of such agreement.
A facsimile or digital copy (.pdf) of this signed Amendment shall be deemed to be an original thereof.

Section 10.            
Release of Rights and Claims. Each Borrower, for itself and its successors and assigns, hereby releases, acquits,
and forever discharges Bank and its successors and assigns for any and all manner of actions, suits, claims, charges, judgments,
levies and executions occurring or arising from the transactions entered into with Bank prior to entering into this Amendment whether
known or unknown, liquidated or unliquidated, fixed or contingent, direct or indirect which such Borrower may have against Bank.

Section 11.            
Governing Law. This Amendment shall be governed by the internal laws of the State of Minnesota, without giving effect
to conflict of law principles thereof.

Section 12.            
No Waiver. Nothing contained in this Amendment (or in any other agreement or understanding between the parties) shall
constitute a waiver of, or shall otherwise diminish or impair, the Bank’s rights or remedies under the Loan Agreement or
any of the other Loan Documents, or under applicable law.

 

[Remainder of page intentionally blank;
signature page follows]

    	 

    	 

    

IN WITNESS WHEREOF,
the parties hereto have caused this Amendment to be executed as of the day and year first above written.

 

	BORROWERS:	
        INTRICON CORPORATION,

        a Pennsylvania corporation

        By: /s/ Scott Longval

        Name: Scott Longval

        Title: Chief Financial Officer

         

         

	 	
        INTRICON, INC.,

        a Minnesota corporation

        By: /s/ Scott Longval

        Name: Scott Longval

        Title: Chief Financial Officer

         

	 	
        HEARING HELP EXPRESS, INC.,

        an Illinois corporation

        By: /s/ Scott Longval

        Name: Scott Longval

        Title: CFO

         

         

 

 

 

[Signature
page to Twelfth Amendment to Loan and Security Agreement]

    	 

    	 

    

 

	BANK:	
        CIBC BANK USA (formerly known as The PrivateBank
        and Trust Company),

        an Illinois banking corporation

        By: /s/ Leanne Manning

        Name: Leanne Manning

        Title: Managing Director

         

         

 

 

 

 

 

 

 

 

 

 

 

 

 

 

[Signature
page to Twelfth Amendment to Loan and Security Agreement]

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