Document:

DEFERRED COMPENSATION
                           AGREEMENT BETWEEN
                     LOGANSPORT SAVINGS BANK, FSB
                                  AND
                          DAVID G. WIHEBRINK

     THIS AGREEMENT, dated and effective as of April 12, 2000, although executed
and delivered on the date set forth  immediately  following Article V hereof, by
and between  Logansport  Savings Bank,  FSB (the "Bank") and David G.  Wihebrink
(the "Employee"),

                              W I T N E S S E T H:

     WHEREAS, the Employee is now serving as President of the Bank; and

     WHEREAS,  the Bank desires to have the benefit of the Employee's  continued
loyalty, service and leadership until his retirement; and

     WHEREAS,  the Bank  desires to provide the Employee  with the  supplemental
retirement  benefit,  to be paid  upon his  retirement  in order to  induce  the
Employee to remain  with the Bank and to devote his highest  skill and energy to
the discharge of his employment duties; and

     WHEREAS,  the parties desire to incorporate  their entire agreement in this
writing;

     NOW,  THEREFORE,  in  consideration  of the premises,  the mutual covenants
herein  contained and in further  consideration of each act done pursuant hereto
by either of the  parties,  the  parties  enter into the  following  Articles of
Agreement:

                                       -1-

<PAGE>
                                    ARTICLE I

                                   DEFINITIONS

     Section 1.01. Account.  The term "Account" means the account maintained for
the Employee under this Agreement,  which is credited in each calendar year with
amounts determined pursuant to Article II of this Agreement.

     Section 1.02.  Administrator.  The  term  "Administrator"  means the Board,
which shall have the sole  authority  to manage and control  the  operation  and
administration of this Agreement.

     Section 1.03.  Board.  The term "Board" means the Board of Directors of the
Bank.  Whenever the provisions of this Agreement require action by the Board, it
may be taken by the Executive  Committee of the Board or by an individual who is
designated  by the Board to take  action on its  behalf  with the same force and
effect as though taken by the entire Board.

     Section 1.04. Bank. The term "Bank" means Logansport Savings Bank, FSB.

     Section 1.05.  Effective  Date. The term  "Effective  Date" means April 12,
2000.

     Section 1.06. Employee. The term "Employee" means David G. Wihebrink.

     Section 1.07. Plan Year. The Term "Plan Year" means the consecutive  twelve
(12) month period beginning each January 1 and ending on the following  December
31.

     Section  1.08.   Retirement  Age.  The  term  "Retirement  Age"  means  age
sixty-five (65).

     Section  1.09.   Termination  of  Employment.   The  term  "Termination  of
Employment" means the date on which the Employee, prior to the attainment of his
Retirement Age,  retires,  resigns or otherwise,  voluntarily or  involuntarily,
terminates his full-time  employment with the Bank. The Employee shall be deemed
to have  terminated his full-time  employment with the Bank if he incurs a Total
Disability.

                                       -2-

<PAGE>

     Section 1.10.  Total   Disability.  The  term  "Total  Disability"  means a
physical or mental  disability of such character which is  sufficiently  serious
and permanent as to prevent the Employee from  performing  his normal duties for
the Bank.

                                   ARTICLE II

                                 THE ALLOCATION

     Section 2.01. Amount of Allocations. On the last day of December, 2000, the
Bank  shall  credit to the  Employee's  Account an amount  equal to  twenty-five
thousand  dollars  ($25,000).  On the last day of each December  beginning  with
December,  2001 and  occurring  before the first to occur of (1) the  Employee's
retirement  following the attainment of his  Retirement  Age, (2) the Employee's
death or (3) the Employee's Termination of Employment,  the Bank shall credit to
the Employee's Account an amount equal to twenty-five thousand dollars ($25,000)
times the  percentage  increase or decrease in  Employee's  base salary above or
below $150,000 for the calendar year for which the allocation is being made. For
the year in which  Employee  retires  following his attainment of his Retirement
Age,  dies, or has a  Termination  of  Employment,  the Bank shall credit to the
Employer's  Account  on the date he  retires  following  the  attainment  of his
Retirement Age, dies or has a Termination of Employment, the pro rata portion of
the annual amount which would otherwise be credited to Employee on December 31st
of that year had he not retired after reaching his Retirement Age, died or had a
Termination of Employment  during that year. Each allocation  under this Section
2.01 shall be deemed to have been made for purposes of computing  interest under
Section 2.02 of this Agreement beginning on the required allocation date.

     Section 2.02. Allocation of Interest.  After the end of each Plan Year, and
on a pro rata basis throughout the next calendar year, immediately following the
end of each Plan Year, Bank shall

                                       -3-

<PAGE>

credit the  Employee's  Account,  with  interest,  compounded  annually,  on the
undistributed  balance then held in his Account. The annual rate of interest for
each  Plan Year  shall be equal to the  highest  certificate  of  deposit  rates
offered by the Bank during the year  preceding the year in which the interest is
to be  allocated.  Interest with respect to any  allocations  made during a Plan
Year shall accrue from the date of allocation.

                                   ARTICLE III

                                    BENEFITS

     Section 3.01.  Death Benefits.  Upon the death of the Employee prior to the
attainment of his Retirement Age or prior to his Termination of Employment,  his
beneficiary,  if living, or has contingent beneficiaries,  if not, as determined
pursuant to Section 4.03 of this  Agreement,  shall receive in a single lump sum
cash payment the balance held in the deceased  Employee's Account on the date of
death. In the absence of any such designation or if the designated or contingent
beneficiary  is not living at the death of the  Employee,  the  Account  balance
shall be paid in a lump sum to the  Employee's  spouse,  if any, or, if none, to
his estate.  The lump sum payment  shall be paid within sixty (60) calendar days
after the Employee's death.

     Section  3.02.  Retirement or Prior  Termination  of  Employment.  Upon the
Employee's  retirement  after he attains his  Retirement Age or upon his earlier
Termination of Employment, he shall receive a cash payment of the balance in his
Account at the time of his retirement following the attainment of his Retirement
Age or his earlier Termination of Employment.  The Account balance shall be paid
in  substantially  equal  monthly  installments  over a term of five  (5)  years
commencing  no later  than  sixty (60)  calendar  days  after he  retires  after
attaining his Retirement Age or after his earlier Termination of Employment.

                                       -4-

<PAGE>

     Section 3.03.  Death After  Payments  Commence.  If  Employee dies prior to
receiving any or all of the monthly installments contemplated by Section 3.02 of
this Article III, the Account  balance not yet paid to Employee shall be paid in
a lump sum within sixty (60)  calendar  days after the  Employee's  death to his
designated beneficiaries,  if living, or to his contingent beneficiaries, if not
living.  In the  absence  of  any  such  designation  or if  the  designated  or
contingent  beneficiary is not living at the death of the Employee,  the Account
balance  shall be paid in a lump sum to the  Employee's  spouse,  if any, or, if
none, to his estate.  Such payment shall be made within sixty (60) calendar days
after the Employee's death.

     Section 3.04.  Continued Interest Accrual.  Amounts appropriated under this
Agreement pending distribution shall continue to accrue interest at the rate and
in the manner  prescribed by Section 2.02 of the Article II hereof,  which shall
change on January 1st of each year as prescribed by that Section 2.02.

                                   ARTICLE IV

                                 ADMINISTRATION

     Section 4.01. Delegation of Responsibility.  The Administrator may delegate
duties  involved  in the  administration  of  this  Agreement  to the  Executive
Committee  of the Board or to such other  person or persons  whose  services are
deemed by it to be necessary or convenient. However, the ultimate responsibility
for the administration of this Agreement shall remain with the Administrator.

     Section 4.02. Payment of Benefits.  The amounts allocated to the Employee's
Account and payable as benefits under this  Agreement  shall be paid solely from
the general  assets of the Bank. The Employee shall not have any interest in any
specific assets of the Bank under the terms of this

                                       -5-

<PAGE>

Agreement.  This Agreement  shall not be considered to create an escrow account,
trust fund or other funding arrangement of any kind or a fiduciary  relationship
between the Employee and the Bank.

     Section 4.03. Designation of Beneficiaries. The Employee shall designate in
a writing filed with the  Secretary of the Bank a  beneficiary  and a contingent
beneficiary to whom death  benefits or any unpaid  benefits due hereunder at the
date of the Employee's death shall be paid.

                                    ARTICLE V

                                  MISCELLANEOUS

     Section 5.01.  Amendment of Agreement.  This  Agreement  cannot be amended,
modified or supplemented in any respect except by a subsequent written agreement
entered into by the parties.

     Section 5.02. Successors and Assigns. This Agreement shall be binding upon,
and shall inure to the benefit of, the Bank, its successors and assigns, and the
Employee, his heirs, legatees and personal representatives.

     Section  5.03.  Non-Alienation.   The  Employee  and  his  beneficiary,  as
determined pursuant to Section 4.03 of this Agreement,  shall not have any right
to  anticipate,  alienate  or assign any rights  under this  Agreement,  and any
effort to do so shall be null and void. The monthly  benefits payable under this
Agreement  shall be exempt from the claims of creditors or other  claimants  and
from all orders,  decrees,  levies and executions and any other legal process to
the fullest extent permitted by law.

     Section  5.04.  Choice  of Law.  This  Agreement  shall  be  construed  and
interpreted  pursuant  to,  and in  accordance  with,  the laws of the  State of
Indiana.

                                       -6-

<PAGE>

     Section  5.05.  Waiver.  Failure of any party  hereto to insist upon strict
compliance with any of the terms,  covenants and conditions  hereof shall not be
deemed a waiver or relinquishment of any similar right or power hereunder at any
subsequent time.

     Section 5.06.  Notices.  Any notice required or permitted to be given under
this Agreement shall be sufficient if in writing and if personally  delivered to
the party to whom notice should be given at the addresses set forth below (or at
such other  address for a party as shall be specified  by notice given  pursuant
hereto):

      Bank:                     Logansport Savings Bank, FSB
                                723 East Broadway
                                P.O. Box 569
                                Logansport, Indiana   46947

      Employee:                 David G. Wihebrink
                                3714 Tomlinson Drive
                                Logansport, Indiana   46947

     Section  5.07.  Unenforceability.  If any  provision  of this  Agreement is
deemed  invalid or  unenforceable,  the  remaining  provisions  shall  remain in
effect.

     Section  5.08.  Headings.  The  headings in this  Agreement  are solely for
convenience of reference and shall not affect its interpretation.

     Section  5.09.   Duration  of  this   Agreement.   This   Agreement   shall
automatically  terminate  at the date on which  the  balance  of the  Employee's
Account has been distributed pursuant to the terms of this Agreement.

     Section 5.10. No Employment Contract. This Agreement shall not be construed
as an  agreement,  consideration  or inducement of employment or as affecting in
any manner the rights

                                       -7-

<PAGE>

or  obligations  of the Bank or of the Employee to continue or to terminate  the
employment relationship at any time.

     IN WITNESS WHEREOF,  the Bank and Employee have caused this Agreement to be
executed as of this 20th day of March, 2001.

                                  LOGANSPORT SAVINGS BANK, FSB

                                  By: /s/ Charles J. Evans
                                     -------------------------------------------
                                     Charles J. Evans, Senior Vice President

                                      /s/ David G. Wihebrink
                                     -------------------------------------------
                                     David G. Wihebrink

                                                         "Employee"AMENDMENT AGREEMENT NO. 1

                                 to that certain

                    REVOLVING CREDIT AND TERM LOAN AGREEMENT

                          dated as of January 28, 1999

         This AMENDMENT NO. 1 (the "Amendment"),  dated as March 31, 2000, among
Morgan Drive Away, Inc., TDI, Inc. and Morgan Finance, Inc.  (collectively,  the
"Borrowers"),  The Morgan  Group,  Inc.  (the  "Parent",  and together  with the
Borrowers,  the "Obligors"),  Fleet National Bank (formerly known as BankBoston,
N.A.),  and Fleet National Bank (formerly  known as BankBoston,  N.A.), as agent
for the Banks (the "Agent").

         WHEREAS,  the  Obligors,  the Banks and the Agent are  parties  to that
certain Revolving Credit and Term Loan Agreement,  dated as of January 28, 1999,
as amended (as so amended, the "Credit Agreement"); and

         WHEREAS,  the Obligors have  requested  that the Banks and Agent agree,
and the Banks and the  Agent  have  agreed,  on the  terms  and  subject  to the
conditions  set  forth  herein,  to  amend  certain  provisions  of  the  Credit
Agreement;

         NOW THEREFORE, the parties hereto hereby agree as follows:

         ss.1.  Defined Terms.  Capitalized  terms which are used herein without
definition  and which are  defined in the Credit  Agreement  shall have the same
meanings herein as in the Credit Agreement.

         ss.2.  Amendment of Credit  Agreement.  The Credit  Agreement  shall be
amended as follows:

         (a) The definition of "Applicable  Overadvance Amount" in ss.1.1 of the
Credit  Agreement is hereby  amended by inserting  the following new sentence at
the end thereof:

         "Notwithstanding  the foregoing,  at all times from and after March 31,
         2000, the Applicable Overadvance Amount shall be equal to $0."

         (b) The  definition  of  "Consolidated  EBITDA"  shall  be  amended  by
inserting at the end of such definition  immediately  preceding the period,  the
following clause:

         "plus, in the case of expense,  and minus,  in the case of income,  (g)
noncash  income or expense  for such  period in respect  of  compensatory  stock
options."

         (c) The definition of "Pricing Table" in ss.1.1 of the Credit Agreement
is hereby amended by deleting said  definition in its entirety and  substituting
therefor the following new definition:

<PAGE>

         "Pricing  Table.  For each  period  commencing  on an  Adjustment  Date
         through the date immediately preceding the next Adjustment Date (each a
         "Rate  Adjustment   Period"),   the  applicable  margin  shall  be  the
         applicable  percentage  set forth below with  respect to the  Obligors'
         Leverage  Ratio,  as determined at the end of the fiscal quarter of the
         Obligors  and  their  Subsidiaries  ending  immediately  prior  to  the
         applicable Rate Adjustment Period:

<TABLE>
<CAPTION>

Level       Leverage Ratio                       Applicable        Applicable Base        Commitment
                                               Eurodollar Rate       Rate Margin             Fee
                                                   Margin
----------------------------------------------------------------------------------------------------
<S>                                                <C>                 <C>                  <C>
I           Greater than or equal to               2.250%              0.750%               0.625%
            3.00 to 1.00

II          Less than 3.00 to 1.00 and             2.000%              0.500%               0.625%
            greater than or equal to
            2.25 to 1.00

III         Less than 2.25 to 1.00 and             1.750%              0.250%               0.500%
            greater than or equal to
            1.50 to 1.00

IV          Less than 1.50 to 1.00 and             1.500%              0.250%               0.500%
            greater than or equal to
            1.00 to 1.00

V           Less than 1.00 to 1.00                 1.250%              0.250%               0.500%

</TABLE>

                  Notwithstanding  the foregoing,  (a) for the period commencing
         on the Closing Date through the end of the month in which the quarterly
         compliance  certificate for the fiscal quarter ending March 31, 1999 is
         delivered pursuant to ss.9.4(d) hereof, the applicable margin for Loans
         shall be that percentage  corresponding to Level II in the table above,
         and (b) if the  Obligors  fail to deliver  any  Compliance  Certificate
         pursuant to ss.9.4(d)  hereof,  then for the period  commencing  on the
         first day of the month  immediately  following the date such Compliance
         Certificate  was  due  through  the  date  immediately   preceding  the
         Adjustment  Date that occurs  immediately  following  the date on which
         such  Compliance  Certificate is delivered,  the applicable  margin for
         Loans shall be that  percentage  corresponding  to Level I in the table
         above."

         (d) The  following  new  definition  shall be  inserted in Section 1 in
appropriate alphabetical sequence:

         "Reference  Period.  A period of  twelve  consecutive  calendar  months
         ending on the relevant date of  calculation,  or such smaller number of
         months as shall have elapsed from April 1, 2000 to such date."

<PAGE>

         (e)  Section  9.4(d)  of the  Credit  Agreement  is hereby  amended  by
inserting after the words  "referred to in subsections  (a) and (b) above",  the
words "and,  for each  calendar  month ending during the period of June 30, 2000
through  December  31,  2000,  within  fifteen  (15) days  after the end of each
calendar month".

         (f)  Section  10.4 of the  Credit  Agreement  is hereby  amended by (i)
replacing the number "200,000" with the number  "$120,000" in subclause  (b)(i),
and (ii) by deleting subclauses (b)(ii) and (b)(iii) in their entirety.

         (g) Section 11.2 of the Credit  Agreement  is amended by deleting  said
Section 11.2 in its entirety and substituting therefor the following new Section
11.2:

                  "11.2.   Cash Flow Coverage Ratio.

                  (a) The Obligors and their Subsidiaries will not permit, as at
         the end of any  calendar  quarter  of the  Obligors  ending  during any
         period  described  in the  table  set  forth  below,  the  ratio of (1)
         Consolidated  EBITDA  for the  period  of twelve  consecutive  calendar
         months then ending to (2) the sum of (A)  Consolidated  Total  Interest
         Expense for such  period plus (B)  scheduled  principal  payments  with
         respect to  Consolidated  Funded Debt (including  capitalization  lease
         payments) due and payable  during such period to be less than the ratio
         set forth opposite such period in such table:

                  Fiscal Period                                  Ratio
              ----------------------------------------------------------
              Closing Date - 6/30/99                           1.20:1.00

                7/1/99 - 12/31/99                              1.50:1.00

         provided,   that,   scheduled   principal   payments  with  respect  to
         consolidated  Funded Debt shall be deemed to include an amount equal to
         twenty  percent (20%) of the sum of (A)  outstanding  Revolving  Credit
         Loans plus (B) Unpaid  Reimbursement  Obligations as at the end of such
         fiscal month.

                  (b) The Obligors and their Subsidiaries will not permit, as at
         the end of any  calendar  month  of the  Obligors  commencing  with the
         calendar  month ended  April 30,  2000,  the ratio of (a)  Consolidated
         EBITDA  for the  Reference  Period  then  ending  to (b) the sum of (1)
         Consolidated  Total Interest Expense for such period plus (2) scheduled
         principal payments with respect to Consolidated  Funded Debt (including
         capitalized  lease  payments) due and payable  during such period to be
         less than 1.50:1.00;  provided, that, scheduled principal payments with
         respect  to  Consolidated  Funded  Debt  shall be deemed to  include an
         amount equal to twenty  percent 20% of the result of (X) the sum of (A)
         outstanding  Revolving  Credit  Loans  plus  (B)  Unpaid  Reimbursement
         Obligations  as at the end of such fiscal  quarter times (Y) a fraction
         equal to (C) the number of months in such  Reference  Period divided by
         (D) 12."

<PAGE>

         (h) Section 11.3 of the Credit  Agreement is hereby amended by deleting
said Section 11.3 in its entirety and  substituting  therefor the  following new
Section 11.3:

                  "11.3.  Interest Coverage Ratio.

                  (a) The Obligors and their Subsidiaries will not permit, as at
         the end of any fiscal quarter of the Obligors  ending during any period
         described in the table set forth below,  the ratio of (a)  Consolidated
         EBITDA  for  four  consecutive  fiscal  quarters  then  ending  to  (b)
         Consolidated Total Interest Expense for such period to be less than the
         ratio set forth opposite such period in such table:

                  Fiscal Period                                   Ratio
              -----------------------------------------------------------
              Closing Date - 6/30/99                            3.00:1.00

                7/1/99 - 12/31/99                               4.00:1.00

                  (b) The Obligors and their Subsidiaries will not permit, as at
         the end of any calendar month the Obligors  commencing  with the fiscal
         quarter ending April 30, 2000, the ratio of (a) Consolidated EBITDA for
         the Reference  Period then ending to (b)  Consolidated  Total  Interest
         Expense for such period to be less than 4.00:1.00."

         (i) Section 11 of the Credit  Agreement is hereby  amended by inserting
the following new ss.11.6:

                  "ss.11.6.  Minimum Net Income.  The Obligors  will not permit,
         for any fiscal quarter  commencing  with the fiscal quarter ending June
         30, 2000, Consolidated Net Income to be less than $1.00 for such fiscal
         quarter."

         ss.3.  Representations and Warranties.  The Obligors hereby jointly and
severally represent and warrant to the Banks as follows:

         (a) The  execution  and delivery by the Obligors of this  Amendment and
all other  instruments  and agreements  required to be executed and delivered by
the Obligors in connection with the transactions contemplated hereby or referred
to herein (collectively,  the "Amendment Documents"), and the performance by the
Obligors of their  obligations and agreements under the Amendment  Documents and
the Credit  Agreement as amended hereby,  are within the corporate  authority of
the each of the  Obligors,  have  been  authorized  by all  necessary  corporate
proceedings  on  behalf  of each  of  such  Persons,  and do not  and  will  not
contravene  any  provision  of  law  or  any of  such  Persons'  charter,  other
incorporation papers, by-laws or any stock provision or any amendment thereof or
of any indenture,  agreement, instrument or undertaking binding upon any of such
Persons.

<PAGE>

         (b) The Amendment  Documents and the Credit Agreement as amended hereby
constitute legal, valid and binding obligations of the Obligors,  enforceable in
accordance  with  their  respective  terms,  except as  limited  by  bankruptcy,
insolvency, reorganization,  moratorium or similar laws relating to or affecting
generally the enforcement of creditors' rights.

         (c) No approval or consent of, or filing with, any governmental  agency
or  authority  is  required to make valid and  legally  binding  the  execution,
delivery or performance by the Obligors of the Amendment Documents or the Credit
Agreement  as  amended  hereby,  or  the  consummation  by the  Obligors  of the
transactions  among the parties  contemplated  hereby and thereby or referred to
herein.

         (d) The representations and warranties  contained in ss.8 of the Credit
Agreement were correct at and as of the date made. Except to the extent that the
facts upon which such  representations and warranties were based have changed in
the  ordinary  course  of  business  (which  changes,  either  singly  or in the
aggregate,   have  not  been  materially  adverse),   such  representations  and
warranties also are correct at and as of the date hereof.

         (e) The Obligors have  performed and complied in all material  respects
with all terms and conditions  herein  required to be performed or complied with
by them prior to or at the time hereof, and as of the date hereof,  after giving
effect to the provisions hereof, there exists not Default or Event of Default or
condition which,  with either or both the giving of notice or the lapse of time,
would result in a Default or an Event of Default upon the execution and delivery
of the Amendment Documents or otherwise.

         ss.4.   Conditions  to  Effectiveness.   This  Amendment  shall  become
effective  as of the date hereof  upon  satisfaction  of each of the  conditions
precedent set forth in thisss.4:

         (a) Delivery. The Obligors, the Banks and the Agent shall have executed
and delivered this Amendment.

         (b) Amendment Fee. The Obligors shall have paid an amendment fee in the
amount of $25,000 to the Agent for the benefit of the Banks.

         (c) Proceedings  and Documents.  All proceedings in connection with the
transactions  contemplated by this Amendment and all documents  incident thereto
shall be reasonably  satisfactory  in substance  and form to the Agent,  and the
Agent  shall  have  received  copies  of all  final  documents  relating  to the
Leaseback  Transaction,  and all information and such  counterpart  originals or
certified or other copies of such documents as the Agent may reasonably request.

         ss.5.  Miscellaneous  Provisions.  (a)  Except as  otherwise  expressly
provided by this Amendment,  all of the terms,  conditions and provisions of the
Credit Agreement shall remain the same. It is declared and agreed by each of the
parties hereto that the Credit Agreement,  as amended hereby,  shall continue in
full force and effect, and that this Amendment and the Credit Agreement shall be
read and construed as one instrument.

<PAGE>

         (b) This  Amendment  is intended to take effect as an  agreement  under
seal  and  shall  be  construed  according  to and  governed  by the laws of the
Commonwealth of Massachusetts.

         (c) This Amendment may be executed in any number of  counterparts,  but
all such counterparts  shall together  constitute but one instrument.  In making
proof of this Amendment it shall not be necessary to produce or account for more
than  one  counterpart  signed  by  each  party  hereto  by  and  against  which
enforcement hereof is sought.

         (d) The  Obligors  hereby  agree to pay to the Agent,  on demand by the
Agent, all reasonable  out-of-pocket costs and expenses incurred or sustained by
the  Agent in  connection  with the  preparation  of this  Amendment  (including
reasonable legal fees and expenses).

<PAGE>

         IN WITNESS WHEREOF,  the parties hereto have executed this Amendment as
of the date first written above.

                                          MORGAN DRIVE AWAY, INC.

                                          By: /s/ Dennis Duerksen
                                             -----------------------------------
                                                   Title: Vice President

                                          TDI, INC.

                                          By: /s/ Dennis Duerksen
                                             -----------------------------------
                                                   Title: Vice President

                                          MORGAN FINANCE, INC.

                                          By: /s/ Dennis Duerksen
                                             -----------------------------------
                                                   Title: Vice President

                                          THE MORGAN GROUP, INC.

                                          By: /s/ Dennis Duerksen
                                             -----------------------------------
                                                   Title: Vice President

                                          FLEET NATIONAL BANK (formerly known as
                                            BankBoston, N.A.),
                                            individually and as Agent

                                          By: /s/ Katherine Brand
                                             -----------------------------------
                                                   Katherine Brand
                                                   Title: Vice President

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