Document:

EXHIBIT 10.13
                                                                         2/20/02

            NON-COMPETITION, CONFIDENTIALITY AND SEVERANCE AGREEMENT

       As a condition to and in partial consideration of the grant of a Stock
Option pursuant to the MGIC Investment Corporation (the "Company") 1991 Stock
Incentive Plan, as amended, by the Company to John D. Fisk (hereinafter
"Employee"); and

       In recognition of the circumstances that,

       the Employee was recently a senior officer of Freddie Mac, which views
itself as, and in substance is, a competitor of the Company's principal
subsidiary, Mortgage Guaranty Insurance Corporation ("MGIC"); and that

       the Employee is being hired as an employee of MGIC and as a senior
officer of the Company and its subsidiaries (individually, a "Subsidiary" and
collectively, the "Subsidiaries"), and in that capacity will be made aware of
various confidential information regarding the Company and the Subsidiaries and
will have, or is anticipated to have in due course, management responsibility
for a broad range of functions of the Company and the Subsidiaries, and will
have wide interaction with the senior executives of the Company and the
Subsidiaries; and

       In further consideration for the Company's agreement to cause severance
benefits to be paid to the Employee as provided below,

       the Employee and the Company agree as follows:

       1. (a) Employee shall not render "services" to any "competitor" during
the term of his employment with MGIC and for a period of one year after the
termination of his employment with MGIC.

       (b) The term "competitor" means any company (regardless of the form of
its organization), including a proprietorship,

       (i) engaged in the business of guaranteeing or insuring mortgages in any
geographic area in which the Company, MGIC or another Subsidiary is engaged in
guaranteeing or insuring mortgages, or

       (ii) engaged in any other business in which the Company or a Subsidiary
is engaged, in any geographic area in which the Company or a Subsidiary is so
engaged, but only if such business accounted for at least 10% of the revenues of
the Company and its Subsidiaries, on a consolidated basis, during the four
fiscal

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quarters preceding the fiscal quarter in which the Employee's employment
terminated.

       It is understood that, without creating any implication that in the
absence of this sentence Fannie Mae or Freddie Mac would not be a "competitor"
as defined above, Fannie Mae and Freddie Mac are "competitors." It is also
understood that because the business of MGIC is conducted throughout the United
States and in Puerto Rico, the geographic scope of the restriction under clause
(i) above shall be the United States and Puerto Rico, and if the business of
MGIC or a Subsidiary expands beyond the those areas, the scope of such
restriction shall expand so that it is coincident with the scope of such
expansion.

       (c) The term "services" means services incident to having oversight or
management responsibilities for any or all of corporate or business development,
corporate or business strategy, risk management, underwriting, capital markets
activities and e-commerce, regardless of whether such services are performed as
an employee of a competitor, as an independent contractor for a competitor, an
employee of an independent contractor for a competitor or otherwise.

       2. (a) During the term of his employment with MGIC and for a period of
three years after the termination of such employment, the Employee shall not
make any "unauthorized disclosure" nor shall the Employee make any "unauthorized
use." Notwithstanding the foregoing, the Employee's obligations hereunder not to
make any unauthorized disclosure and not to make any unauthorized use shall
continue beyond such three-year period for an additional seven years (for a
total of ten years) with respect to any information that is a "trade secret" as
defined in Section 134.90 of the Wisconsin Statutes, or any successor thereto.

       (b) The term "unauthorized disclosure" means disclosure by the Employee
to any person of any "confidential information." The term "confidential
information" means information relating to the business or operations of the
Company or a Subsidiary obtained by the Employee (it is understood that for
purposes of this Agreement information obtained by the Employee includes
information that is prepared by the Employee) while employed by MGIC or that was
communicated to him in connection with discussions with MGIC in connection with
his retention as an employee, including, but not limited to, information with
respect to business strategies, methods to execute such strategies, product
offerings, product research, product development, assumptions underlying the
pricing of products or products in development, and customer relationships.
Confidential information does not include information generally known in the
mortgage insurance, mortgage guaranty, mortgage banking or mortgage
securitization industries, other than as a result of disclosure by Employee in
violation of this Agreement. Confidential information shall

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<PAGE>

cease to be such upon its being disclosed to the public, other than as a result
of disclosure by Employee in violation of this Agreement.

       (c) The term "unauthorized use" means use of confidential information for
any purpose other than a purpose that the Employee reasonably believes is in the
best interests of the Company and the Subsidiaries.

       (d) The Employee agrees that all memoranda, notes, financial models,
analytics, data and other documents and information and all copies thereof
relating to the business or operations of the Company or any Subsidiary obtained
by Employee while employed by MGIC (such memoranda, notes and other items
referred to above are collectively herein called the "Items") are the exclusive
property of the Company and the Subsidiaries. The Employee shall not copy or
duplicate any of the Items, and shall not remove them from the facilities of the
Company or any Subsidiary. The Employee agrees that he will deliver the original
and all copies of all of the Items that may be in his possession or control to
MGIC on termination of his employment with MGIC, or at any other time on MGIC's
request.

       (e) It is understood that the restrictions on disclosure in Paragraph
2(b) shall not be violated due to disclosure to an employee of MGIC or to a
person to whom disclosure is reasonably necessary or appropriate in connection
with the performance of Employee's duties as an employee or officer of MGIC or
of the Company and its Subsidiaries. It is understood that the restrictions on
copying, duplicating and removal in Paragraph 2(d) shall not be violated due to
copying, duplication or removal that is reasonably necessary or appropriate in
connection with the performance of Employee's duties as an employee or officer
of MGIC or of the Company and its Subsidiaries.

       (f) If the Employee is requested under legal process to make any
disclosure that is prohibited by this Agreement, the Employee will provide the
Company with prompt notice of such request so that it may seek an appropriate
protective order or other appropriate remedy. Subject to the foregoing, and
notwithstanding the preceding provisions of Paragraph 2, the Employee may
disclose that portion (and only that portion) of the confidential information
that the Employee reasonably believes he is legally compelled by such process to
disclose and shall advise the Company of the portion of the confidential
information that was so disclosed.

       3. (a) If Employee's employment with MGIC and all Subsidiaries terminates
prior to February 25, 2004, other than due to an "uncovered termination," and
the termination does not entitle the Executive to a "Termination Payment" under
the Key Executive Employment and Severance Agreement of even date herewith
between the Executive and the Company, subject to the cessation and repayment of
severance

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benefits as provided in Paragraph 3(d), the Company will cause MGIC to provide
the Employee with "severance benefits."

       (b) The term "uncovered termination" means a termination of employment
due to

       (i) Employee's death;

       (ii) Employee's inability to perform his job responsibilities on a
substantially full-time basis for a period of at least 60 consecutive days or
for 90 days during any period of 180 days due to physical or mental illness or
injury;

       (iii) the Employee's conviction of, or his plea of guilty or no contest
to, a felony; willful misconduct by the Employee in performing his duties for
MGIC or the Employee's unreasonable refusal to perform such duties; or the
Employee's breach of this Agreement; or

       (iv) voluntary resignation by the Employee, other than voluntary
resignation as a result of a meaningful reduction in Employee's job status,
responsibilities or compensation, compared to such status, responsibilities and
compensation at the inception of Employee's employment with MGIC.

       (c) The term "severance benefits" means

       (i) severance pay of $300,000 in the aggregate, paid in 26 equal,
consecutive bi-weekly installments of $11,538.48 each, with the first
installment to be paid on MGIC's first regularly scheduled pay day after the
bi-weekly pay period in which Employee's termination of employment occurred (the
period during which such payments are made is herein referred to as the
"severance period"); and

       (ii) Employee's continued participation during the severance period in
the medical, dental, vision (if enrollment in the medical and dental coverages
had been waived by Employee), life and accidental death and disability, spousal
life and accidental death and disability, child life, and long-term disability
coverages in which Employee had enrolled prior to his termination of employment,
with the right to change such coverages at the next enrollment period after his
termination of employment in accordance with the terms available to employees of
MGIC in general if the coverages that would be changed would be effective during
the severance period.

MGIC shall be entitled to deduct from all payments under Paragraphs 3(c)(i), all
legally required payroll deductions on account of severance benefits, including
but not limited to federal and state income tax and FICA withholding, and will
further deduct all payroll deductions for the coverages in which the Employee is
enrolled as contemplated by Paragraph 3(c)(ii).

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       (d) No severance benefits will be provided to Employee or if due to the
timing of Employee's termination of employment, the Employee has already been
provided with severance benefits, no further severance benefits will be provided
to Employee,

       (i) unless Employee (or his executor, in the circumstances contemplated
below) signs and delivers to the Company the Release and Covenant Not to Sue
attached as Exhibit A (the "Release") within 22 days after the day on which
Employee's employment terminated; or

       (ii) if Employee revokes the Release as provided in Paragraph 5 of the
Release.

In addition, if Employee does not sign and deliver the Release within such
22-day period (or such longer period in the circumstances in which a longer
period is provided as set forth below) or revokes the Release as contemplated
above, Employee (or his estate in the circumstances set forth below) shall
immediately pay MGIC the sum of the aggregate amount of all payments made to
Employee under Paragraph 3(c)(i) and the aggregate amount of MGIC's cost in
providing the benefits provided under Paragraph 3(c)(ii). If during such 22-day
period and prior to the time at which the Employee signs and delivers the
Release to the Company, the Employee dies or becomes disabled due to physical
illness or injury such that the Employee is not physically capable of signing
the Release, the 22-day period shall be extended to, in the case of the
Employee's death, 30 days after an executor is validly appointed for the
Employee's estate, and in the case of such disability, 30 days after the
Employee is physically capable of signing the Release. Notwithstanding such
extension, no further payments will be made under Paragraph 3(d)(i) after the
end of the 22-day period until the signed Release is delivered to the Company in
accordance with the preceding sentence, at which time all payments that would
have been made had the Release been signed within the 22-day period will be made
in a lump sum. As used in this Paragraph 3(d), the term "signed" means signed,
dated and notarized in accordance with the notarization block on the signature
page of the Release.

       (e) The severance benefits are in lieu of any other compensation or
benefit on account of Employee's termination of employment, all of which
compensation and benefits are hereby waived by the Employee. This waiver does
not apply, however, to benefits under life or other insurance policies.

       4. The Employee represents that he is not subject to any restriction that
on its face would prevent him from performing his duties incident to being an
employee of MGIC or from being an officer of MGIC, the Company or the
Subsidiaries.

       5. The provisions of this Non-Competition, Confidentiality and Severance
Agreement shall bind the Employee and inure to the benefit of the Company and
each Subsidiary, notwithstanding any termination of the Stock Option Agreement
associated with this Non-Competition, Confidentiality and Severance Agreement,

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<PAGE>

or any termination of the related stock option, or any issuance of shares to the
Employee upon exercise of the stock option.

       The Employee acknowledges that the Company and each Subsidiary are third
party beneficiaries of this Agreement and each one is entitled to enforce the
provisions of this Agreement by an action for injunction, damages or both, and
for such other relief as may be proper. If in a final judgment by a court of
competent jurisdiction, the Employee is found to have violated the restrictions
of Paragraphs 1 or 2 of this Agreement, damages shall be comprised of the sum of
the aggregate amount of all payments made to Employee under Paragraph 3(c)(i) of
this Agrement and the aggregate amount of MGIC's cost in providing the benefits
provided under Paragraph 3(c)(ii) of this Agreement plus such other damages to
which the Company and the Subsidiaries are entitled.

       The Employee was given a copy of a predecessor version of this Agreement
for his review on or about February 12, 2002 and that he was advised through the
medium of this sentence in such copy that he could discuss the restrictions in
this Agreement with the Company's General Counsel and ask questions about such
restrictions. In response to a request for a severance arrangement, the
severance provisions of Paragraph 3 were added to this Agreement and the
Employee was e-mailed this Agreement, including Exhibit A, on or about February
20, 2002. The Agreement e-mailed to the Employee was redlined to show the
changes made to the predecessor version, other than the addition of Paragraph 3
and Exhibit A, which did not appear in the predecessor version.

       The Employee acknowledges that nothing herein creates an obligation,
whether or not legally enforceable, regarding the Employee's future prospects or
position with the Company or any Subsidiary, including any obligation to
continue the employment of Employee.

       The validity and construction of this Agreement shall be governed by the
internal laws of the State of Wisconsin (excluding the conflict of laws
provisions of such laws).

       Dated: As of this 25th day of February, 2002.

                                           MGIC Investment Corporation

     /s/ John D. Fisk                      By       /s/ Curt S. Culver
----------------------------                    ------------------------
       John D. Fisk                               Curt S. Culver
                                                  Chief Executive Officer

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                                                                       Exhibit A

                         Release and Covenant Not to Sue

       This is the Release and Covenant Not to Sue contemplated by Paragraph
3(d) of the Non-Competition, Confidentiality and Severance Agreement, dated as
of February 25, 2002 (such Agreement is herein referred to as the
"Non-Competition, Confidentiality and Severance Agreement" and the provisions of
Paragraph 3 of the Non-Competition, Confidentiality and Severance Agreement are
herein referred to as the "Severance Provisions"), between MGIC Investment
Corporation (the "Company") and John D. Fisk ("Former Employee").

       1. (a) Former Employee hereby fully releases and forever discharges the
Company and its Subsidiaries, and its and their present and former directors,
officers, employees, attorneys, agents representatives, predecessors,
successors, and assigns from any and all claims, demands, liens, agreements,
contracts, covenants, actions, suits, causes of action, obligations,
controversies, debts, costs, expenses, damages, judgments, orders and
liabilities, of whatever kind or nature, in law, equity or otherwise, including
attorneys' fees, whether now known or unknown, vested or contingent, suspected
or unsuspected, and whether concealed or hidden, which have existed, may have
existed or which do exist relating to the employment of Former Employee by the
Company or its Subsidiaries, or the resignation or termination of Former
Employee's employment with the Company or its Subsidiaries, with the exception
of any claimed breach(es) of the Severance Provisions or any other agreements in
writing between the Company and Former Employee if such agreements have been
signed on behalf of the Company by its President, any Executive Vice President
or any Senior Vice President (such other agreements are herein referred to as
"Other Agreements").

       (b) Without in any way limiting the generality of the foregoing language,
this release shall include any and all claims, demands or causes of action
arising out of or in any way connected with any occurrences, acts, omissions,
transactions, practices or policies which were, or could have been, asserted in
connection with a civil action brought under federal common law, state common
law, including but not limited to a tort or wrongful discharge claim, breach of
contract claim, and/or under any other federal, state or local statute, law,
ordinance, regulation, rule or order, including, but not limited to, any claims
under the Age Discrimination in Employment Act, 29 U.S.C.ss.621 et seq., as
amended; Title VII of the Civil Rights Act of 1964, 42 U.S.C.ss.2000e et seq.,
as amended; the Americans with Disabilities Act of 1990, 42 U.S.C.ss.12101 et
seq., as amended; the Wisconsin Fair Employment Law, Wis. Stat.ss.111.31 et
seq., as amended; any similar laws of the United States, the State of Wisconsin,
or any other state or municipality; or pursuant to any claims whatsoever arising
out of, or related to the employment of him by the Company or a Subsidiary, the
termination of his employment with the Company or

<PAGE>

a Subsidiary, and/or related to any allegations by Former Employee of
discrimination or wrong-doing by the Company or any Subsidiary.

       2. Except for actions relating to the breach of the Severance Provisions
or any Other Agreements, Former Employee further covenants and agrees never to
institute, directly or indirectly, or in any manner to aid another person in,
any action or proceeding of any kind against the Company, any Subsidiary, or any
of their respective current or former officers, directors or employees regarding
his employment by the Company or any Subsidiary or any matter related to the
termination of his employment by the Company or any Subsidiary or regarding any
of the restrictions imposed by Paragraphs 1 or 2 of the Non-Competition,
Confidentiality and Severance Agreement .

       3. It is the intention of Former Employee in executing this Agreement
that it shall be effective as a bar to each and every claim, demand and cause of
action described above. Former Employee expressly consents that the release and
covenant not to sue contained herein shall be given full force and effect
according to each and all of their respective terms and conditions. Former
Employee acknowledges and agrees that the release and covenant not to sue
contained herein are essential and material terms of the Severance Provisions
and that without such terms, the Company would have been unwilling to agree to
cause the payments and benefits contemplated by the Severance Provisions to be
made, and would not be otherwise be required to cause there to be provided the
payments and benefits contemplated by the Severance Provisions. Former Employee
understands and acknowledges the significance and consequences of such terms.

       4. Former Employee acknowledges, represents and warrants that an
unexecuted copy of this Release and Covenant Not to Sue was in his possession on
the day on which his employment with the Company and the Subsidiaries
terminated; that the Company has advised Former Employee to consult with an
attorney prior to signing this Release and Covenant Not to Sue; and that the
Company has given Former Employee at least twenty-one days in which to consider
this Release and Covenant Not to Sue and seek the advice of counsel.

       5. This Release and Covenant Not to Sue will not become effective or
enforceable for a period of seven days after execution by Former Employee.
Former Employee may revoke this Release and Covenant Not to Sue during such
seven day period by providing the Company with written notice of revocation
within such period, which notice shall be directed to the Company at 250 East
Kilbourn Avenue, Milwaukee, Wisconsin 53202, Attention: General Counsel. In the
event Former Employee does not provide the Company with notice of revocation
within such seven day period, this Release and Covenant Not to Sue shall then be
fully binding on, and non-revocable by, Former Employee. In the event Former
Employee revokes this Release and Covenant Not to Sue pursuant to the terms
hereof, this Release and Covenant Not to Sue shall be null and void and of

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<PAGE>

no further force and effect, and Former Employee shall immediately pay MGIC the
sum of the aggregate amount of all payments made to Former Employee under
Paragraph 3(c)(i) of the Non-Competition, Confidentiality and Severance
Agreement and the aggregate amount of MGIC's cost in providing the benefits
provided under Paragraph 3(c)(ii).

       6. The Employee acknowledges that the Company and each Subsidiary are
third party beneficiaries of this Release and Covenant Not to Sue and each one
is entitled to enforce the provisions of this Release and Covenant Not to Sue by
an action for injunction, damages or both, and for such other relief as may be
proper. Capitalized definitional terms used in this Release and Covenant Not to
Sue are used as defined in the Non-Competition, Confidentiality and Severance
Agreement. The validity and construction of this Release and Covenant Not to Sue
shall be governed by the internal laws of the State of Wisconsin (excluding the
conflict of laws provisions of such laws).

Dated: ___________________

-------------------------
John D. Fisk

State of _________)
)
County of _______)

       I, , a Notary Public in and for said County, in the State aforesaid, do
hereby certify that John D. Fisk, personally known to me to be the same person
whose name is subscribed to the foregoing Release and Covenant Not to Sue,
appeared before me this day in person and acknowledged that he signed and
delivered the said instrument as his free and voluntary act for the uses and
purposes therein set forth.

       GIVEN under my hand and Notarial Seal this _____ day of ________, 200_.

                                            ------------------------------------
                                                        Notary Public

                                            My Commission Expires:______________

                                       3Exhibit 10(hh)

                          EXECUTIVE SEVERANCE AGREEMENT

         THIS AGREEMENT, dated as of ____________, is made and entered into
     between Coeur d' Alene Mines Corporation (the "Company") and ____(the
"Executive") and is made in light of the following circumstances:

     A. The Company recognizes the valuable services that the Executive has
rendered and desires to be assured that the Executive will continue his or her
active participation in the management and business of the Company; and

     B. The Company considers the establishment and maintenance of a sound and
vital management to be essential to protecting and enhancing the best interests
of the Company and its shareholders, and the Company recognizes the existence
and continued likely existence of possible change in control of the Company, as
defined below, causing uncertainty among management and resulting in the
possible departure or distraction of members of management to the detriment of
the Company and its shareholders; and

     C. The Executive is willing to continue to serve the Company, but desires
assurance that in the event of any such change in control of the Company, he
will be protected against the financial impact of an unexpected termination.

     NOW, THEREFORE, the Company agrees that the severance benefits described
below will be provided, subject to the terms and conditions set forth below, to
the Executive in the event the employment of the Executive with the Company or
its subsidiaries is terminated subsequent to a change in control of the Company,
as defined below, under the circumstances described below:

1. Company's Right to Terminate. During the Term of Agreement, as defined below,
the Executive agrees, so long as he continues to be employed as an officer of
the Company or any of its subsidiaries, to continue to perform his regular
duties as such officer of the Company or such other officer position to which
the Executive may be assigned. Not withstanding the foregoing, the Company may
terminate the employment of the Executive at any time, subject to providing the
benefits hereinafter specified in accordance with the terms hereto and subject
to all terms and conditions of any other written agreement with the Company.

2. Effective Date. The "Effective Date" shall be the date of this Agreement as
above set forth.

<PAGE>

3. Term of Agreement. This Agreement shall have a termination of _______________
and shall continue from year to year thereafter until terminated at the end of
any year by written notice from the Company to you, unless a change in control
of the Company, as defined below, shall have occurred prior to that date, in
which event it shall continue in effect during the two (2) year period
immediately following such change in control as provided herein.

4. Change of Control. No benefits shall be payable hereunder unless there shall
have occurred a change in control of the company, as defined below, and the
employment of the Executive by the company shall have been thereafter terminated
in the manner described in section 5 thereof. For purpose of this Agreement, a
change in control of the Company ("Change in Control") shall mean and be
determined to have occurred if (a) any organization, group or person ("Person")
(as such term is used in Sections 13(d) and 14(d) of the Securities Exchange Act
of 1934, as amended)(the "Exchange Act") is or becomes the beneficial owner (as
defined in Rule 13d-3 under the Exchange Act), directly or indirectly, of
securities of the Company representing 35% or more of the combined voting power
of the then outstanding securities of the Company; or (b) during any two-year
period, a majority of the members of the Board serving at the Effective Date of
this Agreement is replaced by directors who are not nominated and approved by
the Board; or (c) a majority of the members of the Board is represented by,
appointed by or affiliated with any Person whom the Board has determined is
seeking to effect a Change in Control of the Company; or (d) the Company shall
be combined with or acquired by another company and the Board shall have
determined, either before such event or thereafter, by resolution, that a Change
in Control will or has occurred.

5. Termination Following Change in Control. If a Change in Control shall have
occurred, the Executive shall be entitled to the benefits provided in Section 6
hereof upon the subsequent involuntary termination, whether actual or
constructive, as defined below, of the employment of the Executive within the
two (2) year period immediately following such Change in Control, for any reason
other than termination for cause, disability, death, normal retirement or early
retirement. For the purposes of this section:

     (a) "Constructive Involuntary Termination" shall mean voluntary termination
     of employment by the Executive as a result of a significant change in the
     duties, responsibilities, reporting relationship, job description,
     compensation, perquisites, office or location of employment of Executive
     without the written consent of the Executive.

     (b) "Cause" shall mean termination of employment on account of (i) fraud,
     misrepresentation, theft or embezzlement, (ii) intentional violation of
     laws involving moral turpitude or which is materially injurious to the
     Company, (iii)

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<PAGE>

     willful and continued failure by the Executive substantially to perform his
     or her duties with the Company or its subsidiaries (other than failure
     resulting from the Executive's incapacity due to physical or mental
     illness), after a demand for substantial performance is delivered to the
     Executive by the President or the Chairman of the Board of the Company,
     which demand specifically identifies the manner in which the Executive has
     not substantially performed his or her duties.

     (c) "Disability" shall mean inability or incapacity, due to physical or
     mental illness, of the Executive to perform his or her duties with the
     company for a period of three continuous months.

     (d) Any termination of the employment of the Executive by the Company shall
     be communicated by a written notice of termination addressed to the
     Executive and any termination of the employment of the Executive by the
     Executive, except by death, shall be communicated by a written notice of
     termination addressed to the President or Chairman of the Board of the
     Company. The notice of termination shall specify the date of termination
     ("Date of Termination") and the characterization of the termination.

6. Benefits Upon Termination. If the Executive's employment by the company shall
be terminated as provided in Section 5 hereof, other than for cause, disability
or death, the Executive shall be entitled to the benefits provided below:

     (a) Base Salary and Bonuses. The Company shall continue to compensate the
     Executive at his or her full annual base salary at the rate in effect
     immediately prior to the termination of the employment of the Executive,
     and to pay short-term and long-term bonuses at target levels pursuant to
     the Company's 1989 Annual Incentive Plan and 1989 Long-Term Performance
     Plan, for the period of two (2) years following actual involuntary
     termination or Constructive Involuntary Termination, if such termination
     occurs during the period in which this Agreement is in effect (the "Salary
     Continuance Period"). Benefits paid in accordance with this Subsection 6(a)
     shall not be reduced in the event the Executive is employed elsewhere
     during this time period, or by reason of death or disability.

     (b) Medical and Dental Benefits; Long-term Disability Benefits. The Company
     shall maintain in full force and effect from the Date of Termination
     through the end of the Salary Continuance Period, all medical and dental
     benefits and all long term disability benefits in which the Executive was
     entitled to participate immediately prior to the Date of Termination, to
     the same extent as if the Executive had continued to be an employee of the
     Company during the Salary Continuance Period, provided that such continued
     participation is feasible

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<PAGE>

     under the general terms and provisions of such plans and programs. To the
     extent such continued participation is not feasible, the Company shall
     arrange to provide the Executive with substantially the same benefits as
     those to which he or she would have been entitled to receive under such
     plans and programs. All such medical and dental benefits shall be subject
     to the group health plan continuation coverage requirements as provided in
     Section 162(d) of the Internal revenue Code of 1986, as amended (The
     "Code"). All such medical and dental benefits shall be discontinued upon
     employment by the Executive with another company and the commencement of
     coverage of the Executive pursuant to a long-term disability plan of such
     new employer.

     (c) Stock Options. In the event of a Change in Control, all outstanding
     stock options, stock appreciation rights, restricted stock, performance
     plan awards and performance shares granted by the Company to the Executive
     under the Company's 1989 Long-Term Performance Plan shall become
     immediately exercisable in full and otherwise vest 100% in accordance with
     the subject to the provisions under Section 13 of such Long-Term
     Performance Plan.

     (d) Retirement Benefits.

          (1) Defined Contribution Plans. The Company shall not use the
          provisions of any defined contribution plan to deny a lump sum option
          to the Executive unless this occurs under uniform treatment applicable
          to all plan participants.

          (2) Defined Benefit Plan. The Executive shall be entitled to continued
          credit for years of service under the defined benefit plan of the
          Company from the date of Termination through the Salary Continuance
          Period, and any compensation paid to the Executive pursuant to
          subsection 6(a) above shall be treated as salary compensation for
          purposes of such plan. to the extent that such augmentation of the
          defined benefit plan is not possible under such plan, the Company
          shall pay the Executive an amount equal to the present value of such
          augmentation, or arrange to provide the Executive with substantially
          the same benefit.

     (e) Certain Executive Reimbursement. The Company shall pay the Executive an
     amount necessary to reimburse the Executive for all legal fees and expenses
     incurred by the Executive as a result of the Change in Control of the
     company and such termination of employment, including any fees and expenses
     incurred in contesting or disputing any such termination or in seeking to
     obtain or enforce any right or benefit provided by this Agreement;
     provided, however, that

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<PAGE>

     the Company shall be obliged only to pay amounts necessary to reimburse the
     Executive for legal fees and expense incurred by the Executive with respect
     to any claim or claims made by him as to which he shall substantially
     prevail in litigation relating thereto against the Company.

     The payment provided for in subsection 6(a) hereof shall be subject to
applicable payroll or other tax required to be withheld by the Company. Payments
to the Executive hereunder shall be considered severance pay in consideration of
past service and his or her continued service after the date of this Agreement.
The payment provided for in subsection 6(d)(1) hereof shall be made to the
Executive within five (5) business days after he Date of Termination. The
Executive shall not be required to mitigate the amount of any payment provided
for in this Section 6 by seeking other employment or otherwise, and expect as
provided in subsection 6(b) above, the amount of any payment provided for in
this Section 6 shall not be reduced by any compensation earned by the Executive
as a result of employment by another employer after the Date of Termination, or
otherwise.

7. Limitation on Payments. If the severance payments provided for under this
Agreement, either alone or together with other payments which the Executive
would have the right to receive from the Company, would constitute a "parachute
payment," as defined in Section 280G(a) of the Code as in effect at the time of
payment, such payment shall be reduced to the largest amount as will result in
no portion being subject to the excise tax imposed by Section 4999 of the Code
or the disallowance of a deduction by Company pursuant to Section 280G of the
Code. The determination of the amount of any reduction under this section, and
the plan and payment to which such reductions shall apply, shall be made in good
faith by the Executive and such determination shall be binding on the Company.

8. Successor; Binding Agreement

(a) The Company will require any successor (whether direct or indirect) by
purchase, merger, consolidation or otherwise, to all or substantially all of the
business or assets of the Company by agreement in form and substance
satisfactory to the Executive, to expressly assume and agree to perform this
Agreement in the same manner and to the same extent that the Company would be
required to perform it if no such succession had taken place.

(b) This Agreement shall insure to the benefit of and be enforceable by the
personal or legal representatives, executors, administrators, successors, heirs,
distributees, devisees and legatees of the Executive. If the Executive should
die while any amount would be payable to the Executive hereunder if the
Executive had continued to live, all such amounts, unless otherwise provided
herein, shall be paid in accordance with the

                                       5
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terms of this Agreement to the devisee, legatee or other designee or, if there
be no such designee, to the estate of the Executive.

9. Notices. For the purposes of this Agreement, notices and all other
communications provided for in the Agreement shall be in writing and shall be
deemed to have been duly given when delivered or mailed by certified or
registered mail, return receipt requested, postage prepaid, addressed:

if to the Company: Secretary
                       Coeur d' Alene Mines Corporation
                       505 Front Avenue
                       Coeur d' Alene, ID 83814

if to the Executive:

or to such other address as either party may have furnished to the other in
writing in accordance herewith except the notice of change of address shall be
effective only upon receipt.

10. Miscellaneous. No provisions of this Agreement may be modified, waived or
discharged unless such waiver, modification or discharge is agreed to in writing
signed by the Executive and on behalf of the Company by the President, the
chairman of the Board or such other officer as may be specifically designated by
the Board. No waiver by either party there of, or compliance with, any condition
or provision of this Agreement to be performed by such other party shall be
deemed a waiver of similar or dissimilar provisions or conditions at the time or
at any prior to subsequent time. No agreements or representations, oral or
otherwise, express or implied, with respect to the subject matter hereof have
been made by either party which are not expressly set forth in this Agreement.
This Agreement shall not supersede or in any way limit the rights, duties or
obligations the Executive may have under any other written agreement with the
Company. The validity, interpretation, construction and performance of this
Agreement shall be governed by the laws of the State of Idaho.

11. Severability. The invalidity or unenforceability of any provisions of this
Agreement shall not affect the validity or enforceability of any other provision
of this Agreement, which shall remain in full force and effect.

12. Arbitration. Any dispute or controversy arising under or in connection with
this Agreement shall be settled exclusively by arbitration in Coeur d' Alene,
Idaho in

                                       6
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accordance with the rules of the American Arbitration Association then in
effect. Judgment may be entered on the arbitrator's award in any court having
jurisdiction.

     IN WITNESS WHEREOF, the parties have executed this Agreement as of the day
and year first-above written.

THE COMPANY                             COEUR D' ALENE MINES CORPORATION
                                        --------------------------------
                                        Dennis E. Wheeler
                                        Chairman, CEO & President

THE EXECUTIVE                           ________________________________

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