Document:

Amended and Restated Employment Agreement with Darryl Rawlings

 Exhibit 10.6 

Amended and Restated Employment Agreement 

This Amended and Restated Employment Agreement (“Agreement”), dated as of April 20, 2007, is entered into between
VETINSURANCE LTD., an Alberta corporation, having its principal place of business at 200-889 Harbourside Drive, North Vancouver, BC V7P 3S1 (“Employer”), and DARRYL RAWLINGS, an individual residing at
                                     (“Executive”).

 WITNESSETH 

WHEREAS, Employer and Executive entered into that certain Employment Agreement dated as of June 30, 2006 (the
“Prior Agreement”) providing for the employment of Executive by Employer as its Chief Executive Officer; and 

WHEREAS, Employer and Employee desire to amend and restate the Prior Agreement as hereinafter set forth. 

NOW, THEREFORE, in consideration of the mutual agreements set forth herein, Employer and Executive hereby agree as follows: 

ARTICLE I 
 EMPLOYMENT,
POSITION DUTIES AND RESPONSIBILITIES 
 1.01 Employment. Employer agrees to, and does hereby, continue to employ Executive, and Executive agrees
to, and does hereby accept such continued employment, upon the terms and subject to the conditions set forth in this Agreement. Executive represents and warrants to Employer that (A) Executive has the legal capacity to execute and perform this
Agreement, (B) this Agreement is a valid and binding agreement enforceable against Executive according to its terms, and (C) the execution and performance of this Agreement by Executive does not violate the terms of any existing agreement
or understanding to which Executive is a party or by which Executive otherwise may be bound. 
 1.02 Position, Duties and Authority. During the Term
(as defined below), Executive shall serve as Chief Executive Officer of Employer and in such other executive-level position or capacity as Employer shall request (including, without limitation, serving, if elected, as the Chief Executive Officer of
any one or more of Employer’s affiliates and subsidiaries) and shall have such responsibilities, duties and authority as may, from time to time, be assigned by Employer’s Board of Directors (the “Board”). During the Term,
Executive shall serve Employer faithfully and to the best of Executive’s ability, and shall devote substantially all of Executive’s business time, attention, skill and efforts exclusively to the business and affairs of Employer (including
its subsidiaries and affiliates) and the promotion of its interests. Notwithstanding the foregoing, Executive may engage in (i) charitable, educational, religious, civic and similar types of activities and (ii) other business ventures not
in competition with Employer or its affiliates or subsidiaries to the extent that any such activities set forth in (i) or (ii) do not inhibit or prohibit the performance of Executive’s duties hereunder or inhibit or conflict with the
business of 

 
Employer, its subsidiaries and affiliates. Executive’s principal base of operation for the performance of his duties under this Agreement shall be in British Columbia; provided, however,
Executive shall perform such duties and responsibilities at such other places as shall from time to time be reasonably necessary to fulfill Executive’s obligations under this Agreement in the discretion of Employer. 

ARTICLE II 
 TERM

 2.01 Term of Employment. Subject to earlier termination pursuant to Article IV hereof, Executive’s employment with Employer shall
continue until June 30, 2011 (the “Term”); provided, however, that unless either party hereto gives written notice to the other at least 90 days prior to the expiration of the then-current Term that such party elects not to
renew this Agreement, the then-current Term shall be automatically extended for additional one-year periods. The election of Employer not to extend the then-current Term as provided in this Section 2.01 shall not be deemed to be a termination
by Employer under Sections 4.01(B) below and in such event Executive shall only be entitled to receive (i) payment of Base Salary and any bonus to which Executive otherwise would be entitled pursuant to Section 3.01(B),
(ii) reimbursement for any expenses incurred by Executive, pursuant to Section 3.02 herein, and (iii) payment and/or provision of any amounts or benefits that are vested amounts or vested benefits or that Executive otherwise is
entitled to receive under any plan, program, policy or practice (with the exception of those, if any, relating to severance), all (in the case of (i), (ii) and (iii)) up to the end of the then-current Term. 

ARTICLE III 

COMPENSATION AND BENEFITS; EXPENSES 
 3.01
Compensation and Benefits. For all services rendered by Executive in any capacity during the Term, including, without limitation, services as an officer, director or member of any committee of Employer, or any subsidiary, affiliate or
division thereof, Executive shall be compensated as follows (subject, in each case, to the provisions of Article IV below): 
 (A) Base
Salary. During the Term, Employer shall pay to Executive a base salary at the rate of US$200,000 on an annualized basis (“Base Salary”). Executive’s Base Salary shall be subject to periodic review (which is expected to
occur annually) and such periodic adjustments as the Board or the Compensation Committee of the Board (the “Compensation Committee”) shall deem appropriate in its discretion. The term “Base Salary” as used in this
Agreement shall refer to Base Salary as it may be adjusted from time to time. Base Salary shall be payable in accordance with the customary payroll practices of Employer in place from time to time. 

(B) Bonus. During the Term, and effective with calendar year 2007, Executive shall be eligible for an annual bonus equal to 60% of Base
Salary, provided that Executive has performed at a level of performance satisfactory to the Board or the Compensation Committee, each acting in its sole discretion (the “Discretionary Bonus”). The Bonus, if any, shall be payable
within sixty days after the last day of each calendar year. To be eligible to receive any Bonus, Executive must be employed by Employer at the time any such Bonus is to be paid. 

  
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 (C) Stock Options. Subject to Board approval and adoption of an equity incentive plan (the
“Plan”), Employer shall grant to Employee incentive stock options (the “Options”) to purchase 81,564 shares (which option shares, upon the second closing contemplated in the stock purchase agreement to be entered
into on the date hereof by and among Employer and certain other investors, will represent approximately 6% of the outstanding equity of Employer on a fully diluted basis) of Employer’s common stock at an exercise price equal to US$9.00 per
share (provided that the Board determines that such exercise price per share is equal to the fair market value of one share of Employer’s common stock on the effective date of grant), which Options shall be subject to vesting. The Options shall
vest and become exercisable over a four (4) year term as follows, provided Employee remains continuously employed by Employer: one forty-eighth (1/48) of the Options issued in connection with such grant shall vest on the last day of each
calendar month beginning with the calendar month in which such grant occurred until all such Options associated with such grant shall have vested. Unvested Options, or any unvested shares of common stock acquired upon exercise of any options (the
“Option Shares”), shall be subject to repurchase by Employer at Employee’s cost upon the termination of the Employment for any reason. The mechanics of such repurchase shall be provided in the Plan and in the option agreement
(the “Option Agreement”) entered into by Employer and Employee with respect to the Options. The Options and the Option Shares will be subject to the terms and conditions of the Plan and the Option Agreement, which Employee will be
required to sign as a condition of receiving the Options. 
 (D) Benefits. During the Term, Executive shall be entitled to
participate in all Employer’s employee benefit plans and programs (excluding severance plans, if any) as Employer generally maintains from time to time during the Term for the benefit of its executive level employees, in each case subject to
the eligibility requirements, enrollment criteria and the other terms and provisions of such plans or programs. Employer may amend, modify or rescind any employee benefit plan or program and/or alter employee contribution amounts to benefit costs
without notice in its discretion. 
 3.02 Expenses. Executive shall be entitled to receive reimbursement from Employer for all reasonable
out-of-pocket expenses incurred by Executive during the Term in connection with the performance of Executive’s duties and obligations under this Agreement, according to Employer’s expense account and reimbursement policies in place from
time to time and provided that Executive shall submit reasonable documentation with respect to such expenses. 
 ARTICLE IV 

TERMINATION 
 4.01 Events of
Termination. This Agreement and Executive’s employment hereunder shall terminate upon the occurrence of any one or more of the following events: 

(A) Termination by Employer for Cause. Employer may, at its option, terminate this Agreement and Executive’s employment hereunder
for Cause (as defined herein) immediately upon giving notice of termination to Executive. For purposes hereof, “Cause” shall mean Executive’s (i) conviction of an offence that is related to the employment of Executive,
(ii) commission of a fraudulent, illegal or dishonest act in respect of Employer or any of its affiliates 

  
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or subsidiaries, (iii) willful misconduct or gross negligence that reasonably could be expected to be injurious in the reasonable discretion of Employer to the business, operations or
reputation of Employer or any of its affiliates or subsidiaries (monetarily or otherwise), (iv) violation of Employer’s policies or procedures in effect from time to time; provided, however, to the extent that such violation is subject to
cure, Executive shall have an opportunity to cure such violation within ten (10) days following written notice of such violation from Employer, (v) after a written warning and a ten (10) day opportunity to cure non-performance,
failure to perform Executive’s duties as assigned to Executive from time to time, or (vi) other material breach of this Agreement (including, without limitation, any breach or threatened breach of Executive’s obligations under Article
V hereof). 
 (B) Without Cause by Employer. Employer may, at its option, at any time terminate Executive’s employment for no
reason or for any reason whatsoever (other than for Cause or as a result of Executive’s death or Disability) by providing Executive with the minimum statutory notice (or pay in lieu thereof) pursuant to the applicable employment legislation.

 (C) Termination By Executive. Executive may terminate this Agreement and Executive’s employment hereunder for any reason or
no reason by giving thirty (30) days prior written notice of termination to Employer; provided, however, that Employer reserves the right to accept Executive’s notice of termination and to accelerate such notice and make Executive’s
termination effective immediately, or on any other date prior to Executive’s intended last day of work as Employer deems appropriate. 

(D) Death. In the event of Executive’s death, this Agreement and Executive’s employment hereunder shall automatically
terminate on the date of death. 
 (E) Disability. To the extent permitted by law, in the event of Executive’s physical or
mental disability that prevents Executive from performing Executive’s duties under this Agreement for a period of at least 180 consecutive days in any 12-month period or 270 non-consecutive days in any 12-month period, Employer may terminate
this Agreement and Executive’s employment hereunder upon written notice to Executive. 
 (F) Mutual Agreement. Executive’s
employment hereunder may be terminated at any time by the mutual agreement of Employer and Executive. 
 (G) Expiration of Term.
Executive’s employment hereunder shall automatically terminate upon the expiration of the Term. 
  

	4.02	Employer’s Obligations Upon Termination. 

 (A) Termination by Employer for Cause;
Termination by Executive; Death; Disability; Mutual Agreement; Expiration of Term. In the event of a termination of this Agreement and Executive’s employment hereunder pursuant to Sections 4.01(A), 4.01(C) 4.01(D), 4.01(E), 4.01(F),
or 4.01(G) above, then this Agreement and Executive’s employment with Employer shall terminate and Employer’s sole obligation under this Agreement or otherwise shall be to (i) pay to Executive or his estate, as applicable, any Base
Salary earned, but not yet paid, prior to the effective date of such termination, (ii) reimburse Executive or his estate, as applicable, for any 

  
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expenses incurred by Executive through the effective date of such termination in accordance with Section 3.02 above, and (iii) pay and/or provide any amounts or benefits that are vested
amounts or vested benefits or that Executive or his estate, as applicable, otherwise is entitled to receive under any plan, program, policy or practice (with the exception of those, if any, relating to severance) on the date of termination, in
accordance with such plan, program, policy, or practice (clauses (i), (ii) and (iii) of this sentence are collectively referred to herein as the “Accrued Obligations”). Notwithstanding the foregoing, in the event that
Employer terminates Executive’s employment hereunder for Cause pursuant to Section 4.01(A) hereof and Executive disputes that Employer has Cause and Executive ultimately prevails, then, in addition to the Accrued Obligations and any other
awards made to Executive with respect to his successful challenge, Employer also shall pay Executive’s reasonable legal fees and expenses directly relating to the dispute. 

(B) Without Cause. If, during the Term, Employer shall terminate this Agreement and Executive’s employment hereunder without Cause
pursuant to Section 4.01(B) above, then Executive’s employment with Employer shall terminate and Employer’s sole obligation to Executive under this Agreement or otherwise shall be to (i) provide to Executive (a) payment of
Base Salary earned but not yet paid and any bonus to which Executive otherwise would be entitled pursuant to Section 3.01(B), (b) reimbursement for any expenses incurred by Executive pursuant to Section 3.02 herein and
(c) payment and/or provision of any amounts or benefits that are vested amounts or vested benefits or that Executive otherwise is entitled to receive under any plan, program, policy or practice, (with the exception of those, if any, relating to
severance), all through to the end of Executive’s last day of work; (ii) provide the notice or pay in lieu thereof in accordance with Section 4.01(B); and (iii) subject to Executive’s execution, delivery and non-revocation
of a general release in a form satisfactory to Employer (the “Release”) (which Release, among other things, will include a general release of Employer, its affiliates and subsidiaries, and its and their respective officers,
directors, managers, members, shareholders, partners, employees and agents from all liability and other terms deemed necessary by Employer for its protection), continue to pay Executive’s Base Salary (at the rate in effect on the date of
termination) for a period equal to the lesser of (i) six months, or (ii) through the end of the then-current Term (the “Severance Period”), both inclusive of the notice or pay in lieu thereof provided to
Executive pursuant to Section 4.01(B). 
 ARTICLE V 

Confidentiality, Assignment of Inventions, Non-Competition, 

Non-Solicitation and Other Covenants 
 5.01
Confidentiality. While working or performing services for Employer, its affiliates, its subsidiaries or otherwise, Executive may have previously developed or acquired, or in the future may develop or acquire, knowledge in Executive’s
work or from directors, officers, employees, agents or consultants of Employer, its affiliates, its subsidiaries or otherwise of Confidential Information (as hereinafter defined) relating to Employer, its business, potential business or that of its
affiliates and subsidiaries and its and their respective clients and customers. “Confidential Information” includes all trade secrets, know-how, show-how, theories, technical, operating, financial, and other business
information, whether or not reduced to writing or other medium and whether or not marked or labeled confidential, proprietary or the like, specifically including, but 

  
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not limited to, information regarding source codes, software programs, computer systems, algorithms, formulae, apparatus, concepts, creations, costs, plans, materials, enhancements, research,
specifications, works of authorship, techniques, documentation, models and systems, sales and pricing techniques, designs, inventions, discoveries, products, improvements, modifications, methodology, processes, concepts, records, files, memoranda,
reports, plans, proposals, price lists, client, customer, supplier, collaborator/partner or distributor information, product development and project procedures. Confidential Information does not include general skills, experience or information that
is generally available to the public, other than information that has become generally available as a result of Executive’s direct or indirect act or omission. 

With respect to Confidential Information of Employer, its affiliates and subsidiaries and its and their respective clients and customers: 

(A) Executive will use Confidential Information only in the performance of Executive’s duties for Employer. Executive will not use
Confidential Information at any time (during or after Executive’s employment with Employer) for Executive’s personal benefit, for the benefit of any other individual or entity, or in any manner adverse to the interests of Employer, its
affiliates and subsidiaries and its and their respective clients and customers; 
 (B) Executive will not disclose Confidential Information
at any time (during or after Executive’s employment with Employer) except to authorized Employer personnel, unless Employer consents in advance in writing or unless the Confidential Information indisputably becomes of public knowledge or enters
the public domain (other than through Executive’s direct or indirect act or omission); 
 (C) Executive will safeguard the Confidential
Information by all reasonable steps and abide by all policies and procedures of Employer in effect from time to time regarding storage, copying, destroying, publication or posting, or handling of such Confidential Information, in whatever medium or
format that Confidential Information takes; 
 (D) Executive will execute and abide by all confidentiality agreements that Employer
reasonably requests Executive to sign or abide by, whether those agreements are for the benefit of Employer, an affiliate or subsidiary, or an actual or a potential customer or client thereof; and 

(E) Executive will return all materials, substances, models, software, prototypes and the like containing and/or relating to Confidential
Information, together with all other property of Employer, its affiliates and subsidiaries and its and their respective clients and customers, to Employer when Executive’s employment relationship with Employer terminates or otherwise on demand
and, at that time, Executive will certify to Employer in writing that Executive has complied with this Agreement. Executive shall not retain any copies or reproductions of correspondence, memoranda, reports, notebooks, drawings, photographs,
databases, diskettes, or other documents or electronically stored information of any kind relating in any way to the business, potential business or affairs of Employer, its affiliates and subsidiaries and its and their respective clients and
customers. Employer acknowledges and agrees that Executive may retain his personal journals notwithstanding the fact that he may record business as well as personal matters therein. 

  
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 5.02 Assignment of Developments. Executive will disclose promptly and fully to Employer and to no one
else: (A) all inventions, ideas, improvements, discoveries, works modifications, processes, software programs, works of authorship, documentation, formulae, techniques, designs, methods, trade secrets, technical specifications and technical
data, know-how and show-how, concepts, expressions or other developments whatsoever or any interest therein (whether or not patentable or registrable under copyright, trademark or similar statutes or subject to analogous protection) made, authored,
devised, developed, discovered, reduced to practice, conceived or otherwise obtained by Executive (“Developments”), solely or jointly with others, during the course of Executive’s employment with Employer that (i) are
related to the business of Employer or any of its affiliates or subsidiaries or any of the products or services being researched, developed, distributed, manufactured or sold by Employer or any of its affiliates and subsidiaries or which may be used
in relation therewith or (ii) result from tasks assigned to Executive by Employer or any of its affiliates or subsidiaries; (B) any Development that is related to the business of Employer or any of its affiliates or subsidiaries and in
which Executive had an assignable interest at the time of Executive’s first employment by Employer; and (C) any Development made using the time, materials or facilities of Employer or any of its affiliates or subsidiaries, even if such
Development does not relate to the business of the Employer or any of its affiliates or subsidiaries. The determination as to whether a Development is related to the business of Employer or any of its affiliates or subsidiaries shall be made solely
by an authorized representative of Employer. Any Development relating to the business of the Employer or any of its affiliates or subsidiaries and disclosed to Employer within one year following the termination of Executive’s employment with
Employer shall be deemed to fall within the provisions of this Section 5.02. The “business of Employer or any of its affiliates or subsidiaries” as used in this Section 5.02 includes the actual business currently conducted
by Employer or any of its affiliates or subsidiaries, as well as any business in which Employer or any of its affiliates or subsidiaries proposes to engage at any time during the period of Executive’s employment. Executive agrees that all such
Developments listed above and the benefits thereof are and shall immediately become the sole and absolute property of Employer from conception, as “works made for hire” (as that term is used under the U.S. Copyright Act of 1976, as
amended) or otherwise. Executive shall have no interest in any Developments. To the extent that title to any Developments or any materials comprising or including any Developments does not, by operation of law, vest in Employer, Executive hereby
irrevocably assigns to Employer all of Executive’s right, title and interest, including, without limitation, tangible and intangible rights such as patent rights, trademarks and copyrights, that Executive may have or may acquire in and to all
such Developments, benefits and/or rights resulting therefrom, and agrees promptly to execute any further specific assignments related to such Developments, benefits and/or rights at the request of Employer. Executive also hereby assigns to
Employer, or waives if not assignable, all of Executive’s “moral rights” in and to all such Developments, and agrees promptly to execute any further specific assignments or waivers related to moral rights at the request of Employer.

 Executive agrees to assist Employer without charge for so long as Executive is an executive of Employer and for as long thereafter as may be necessary
(but at Employer’s expense including reasonable compensation to Executive if Executive is no longer an executive of Employer): (1) to apply, obtain, register and renew for, and vest in, Employer’s benefit alone (unless 

  
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Employer otherwise directs), patents, trademarks, copyrights, mask works, and other protection for such Developments in all countries, and (2) in any controversy or legal proceeding relating
to Developments. In the event that Employer is unable to secure Executive’s signature after reasonable effort in connection with any patent, trademark, copyright, mask work or other similar protection relating to a Development, Executive hereby
irrevocably designates and appoints Employer and its duly authorized officers and agents as Executive’s agent and attorney-in-fact, to act for and on Executive’s behalf and stead to execute and file any such application and to do all other
lawfully permitted acts to further the prosecution and issuance of patents, trademarks, copyrights, mask works or other similar protection thereon with the same legal force and effect as if executed by Executive. 

5.03 Obligations to Other Persons. Executive is not a party to or otherwise bound by any non-competition agreements, non-solicitation agreements or
other restrictive covenants with any previous employer or other individual or entity that would prohibit, limit or conflict with the performance of Executive’s duties to Employer or any of its affiliates or subsidiaries. Executive shall not
disclose to Employer or any of its affiliates or subsidiaries or induce Employer or any of its affiliates or subsidiaries to use any secret or confidential information or material belonging to others, including, without limitation, Executive’s
former employers, if any. 
 5.04 Covenant Against Competition and Solicitation. 

(A) Executive acknowledges and understands that, in view of the position that Executive holds or will hold as an employee of Employer,
Executive’s relationship with Employer will afford Executive extensive access to Confidential Information of Employer and its affiliates and subsidiaries. Executive therefore agrees that during the course of Executive’s employment with
Employer and for a period of twelve (12) months after termination of Executive’s employment with Employer (for any reason or no reason) (collectively, “Restricted Period”), Executive shall not: (i) anywhere within the
United States of America, Canada or any other country in which Employer or any of its affiliates or subsidiaries then conducts or proposes to conduct business, either directly or indirectly, as an owner, stockholder, member, partner, joint venturer,
officer, director, consultant, independent contractor, agent or employee, engage in any business or other commercial activity that is engaged in or is seeking to engage in a “competitive business”. As used in this Agreement, the term
“competitive business” shall mean (i) the business of pet health insurance, or (ii) or any other business competitive with the type of business conducted by (or actively being contemplated by) Employer or any of its
affiliates or subsidiaries on the date of termination. Notwithstanding the foregoing, in the event that Executive’s employment is terminated by Employer without Cause pursuant to Section 4.01(B) above, then, for purposes of this
Section 5.04(A) only, the Restricted Period shall end on the later of (i) the last day of Executive’s employment or (ii) the last day for which Executive receives payment from Employer pursuant to Section 4.02(B). 

(B) Executive further agrees that, during the Restricted Period, Executive shall not, directly or indirectly, either on Executive’s own
behalf or on behalf of any other individual or commercial enterprise: (i) contact, communicate, solicit or transact any business with or assist any third party in contacting, communicating, soliciting or transacting any business with
(a) any of the customers or clients of Employer or any of its affiliates or subsidiaries, (b) any prospective 

  
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customers or clients of Employer or any of its affiliates or subsidiaries being solicited at the time of Executive’s termination, or (c) any individual or entity who or which was within
the twelve (12) month period preceding the termination of Executive’s employment with Employer, a customer or client of Employer or any of its affiliates or subsidiaries, for the purpose of inducing such customer or client or potential
customer or client to be connected to or benefit from any competitive business or to terminate its or their business relationship with Employer or any of its affiliates or subsidiaries; (ii) solicit, induce or assist any third party in
soliciting or inducing any individual or entity who is then (or was at any time within the preceding 12 months) an employee, consultant, independent contractor or agent of Employer or any affiliates or subsidiary to leave the employment of Employer
or its affiliate or subsidiary or cease performing services for Employer or its affiliate or subsidiary; (iii) hire or engage or assist any third party in hiring or engaging, any individual or entity that is or was (at any time within the
preceding 12 months) an employee, consultant, independent contractor or agent of Employer or any of its affiliates or subsidiaries; or (iv) solicit, induce or assist any third party in soliciting or inducing any other person or entity
(including, without limitation, any third-party service provider or distributor) to modify or terminate its relationship with Employer or any of its affiliates or subsidiaries or otherwise interfere with such relationship. 

5.05 Non-Disparagement. Executive will not at any time (during or after Executive’s employment with Employer) disparage the reputation of
Employer, its affiliates and subsidiaries, its and their respective clients and customers and its or their respective officers, directors, agents or Executives. 

5.06 Cooperation. Executive agrees to cooperate both during and after Executive’s employment with Employer, at Employer’s sole cost and
expense, with any investigation by the Employer involving Employer or any of its affiliates or subsidiaries or any employee or agent of Employer or any of its affiliates or subsidiaries. 

5.07 Reasonable Restrictions/Damages Inadequate Remedy. Executive acknowledges that the restrictions contained in this Article V are reasonable and
necessary to protect the legitimate business interests of Employer and its affiliates and subsidiaries and that any breach by Executive of any provision contained in this Article V will result in immediate irreparable injury to Employer and/or its
affiliates and subsidiaries for which a remedy at law would be inadequate. Executive further acknowledges that the restrictions contained in this Article V will not prevent Executive from earning a livelihood during the applicable period of
restriction. Accordingly, Executive acknowledges that, in the event of a breach or threatened breach by Executive of any provisions of this Article V, Employer and/or its affiliates and subsidiaries shall be entitled to temporary, preliminary and
permanent injunctive or other equitable relief (without being obligated to post security or other collateral) and an equitable accounting of all earnings, profits and other benefits arising, directly or indirectly, from such violation, which rights
shall be cumulative and in addition to (rather than instead of) any other rights or remedies to which Employer, its affiliates and/or its subsidiaries may be entitled at law or in equity. In addition (and not instead of those rights), Executive
further covenants that Executive shall be responsible for payment of the legal and experts’ fees and expenses of Employer’s and its affiliates’ and subsidiaries’ attorneys and experts, as well as their respective court costs,
pertaining to any suit, arbitration, mediation, action or other proceeding (including the costs of any investigation related thereto) arising directly or indirectly out of Executive’s violation or threatened violation of any of the provisions
of this Article V. 

  
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 ARTICLE VI. 

MISCELLANEOUS 
 6.01 Benefit of
Agreement and Assignment. This Agreement shall inure to the benefit of Employer, its affiliates and subsidiaries and its and their respective successors and assigns and shall be binding upon Employer and its successors and assigns. This
Agreement shall also inure to the benefit of and be binding upon Executive and Executive’s heirs, administrators, executors and assigns. Executive may not assign Executive’s duties under this Agreement, without the prior written consent of
Employer. 
 6.02 Notices. All notices, requests, demands and other communications required or permitted hereunder shall be given in writing and
shall be deemed to have been duly given (A) on the date delivered if personally delivered, (B) on the date sent by telecopier with automatic confirmation by the transmitting machine showing the proper number of pages were transmitted
without error, (C) upon receipt by the receiving party of any notice sent by registered or certified mail (first-class mail, postage pre-paid, return receipt requested) or (D) on the date targeted for delivery if delivered by nationally
recognized overnight courier or similar courier service, in each case addressed to the Employer or Executive, as the case may be, at the respective addresses indicated in the caption of this Agreement or such other address as either party may in the
future specify in writing to the other. In addition, a copy (which shall not itself constitute notice) of any notice sent to Employer hereunder shall be sent to: Lowenstein Sandler PC, 65 Livingston Avenue, Roseland, New Jersey 07068, Tel.
973.597.2568, Fax: 973.597.2569, Attention: Edward M. Zimmerman, Esq. 
 6.03 Entire Agreement. This Agreement contains the entire agreement of the
parties hereto with respect to the terms and conditions of Executive’s employment during the Term and any extensions thereof and activities following termination of this Agreement and supersedes any and all prior agreements (including the Prior
Agreement) and understandings, whether written or oral, between the parties with respect to the subject matter of this Agreement. This Agreement may not be changed or modified except by an instrument in writing, signed by both an authorized
executive officer of Employer (other than Executive) and Executive. 
 6.04 Severability. In case any one or more of the provisions hereof shall for
any reason be held to be invalid, illegal or unenforceable in any respect, such invalidity, illegality or unenforceability shall not affect any other provision of this Agreement and such invalid, illegal and unenforceable provision shall be reformed
and construed so that it will be valid, legal and enforceable to the maximum extent permitted by law. 
 6.05 No Waiver. The waiver by other party of
a breach of any provision of this Agreement shall not operate or be construed as a continuing waiver or as a consent to or waiver of any subsequent breach hereof. 

  
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 6.06 Headings. The Article and Section headings in this Agreement are for the convenience of reference
only and do not constitute a part of this Agreement and shall not be deemed to limit or affect any of the provisions hereof. 
 6.07 Governing Law;
Jurisdiction Any and all actions or controversies arising directly or indirectly out of this Agreement or Executive’s employment, including, without limitation, tort claims, shall be construed and enforced in accordance with the internal
laws of the Province of British Columbia, without regard to the choice of law principles thereof. Any and all actions arising out of this Agreement or Executive’s employment by Employer or termination therefrom shall be brought and heard in the
Supreme Court of British Columbia and the parties hereto hereby irrevocably submit to the exclusive jurisdiction of this court. Employer and Executive hereby agree to waive their respective rights to a trial by jury. 

6.08 Validity. The invalidity or enforceability of any provision or provisions of this Agreement shall not affect the validity or enforceability of any
other provision or provisions of this Agreement, which shall remain in full force and effect. 
 6.09 Executive Withholdings and Deductions. All
payments to Executive hereunder shall be subject to such withholding and other Executive deductions as may be required by law. 
 6.10 Counterparts.
This Agreement may be executed in one more counterparts, each of which shall be deemed to be an original but all of which together will constitute one and the same instrument. 

6.11 Agreement to Take Actions. Each party to this Agreement shall execute and deliver such documents, certificates, agreements and other instruments,
and shall take all other actions, as may be reasonably necessary or desirable in order to perform his/her or its obligations under this Agreement. 
 6.13
Survival. The provisions of Section 4.02, Article V and Article VI shall survive the termination of this Agreement and Executive’s employment by Employer. 

6.13 Legal Counsel. Executive represents that Employer has previously recommended that Executive engage counsel to assist him in reviewing this
Agreement and all other matters relating to Executive’s employment relationship with Employer. Executive acknowledges that, prior to executing this Agreement, Executive has been given a reasonable opportunity to review the Agreement and to
consult with counsel as to its content and is entering into this Agreement freely and voluntarily. Employer and Executive shall each bear their own costs and expenses in connection with the negotiation and execution of this Agreement. 

  
 -11- 

 IN WITNESS WHEREOF, Employer and Executive have duly executed this Agreement as of the date first
written above. 
  

			
	EMPLOYER:
	
	VETINSURANCE LTD.
		
	By:	 	 /s/ Darryl Rawlings

		 	Darryl Rawlings
	
	EXECUTIVE:
	
	 /s/ Darryl Rawlings

	Darryl Rawlings, individually

  
 -12-Employment Agreement with Michael Banks

 Exhibit 10.7 

EXECUTIVE EMPLOYMENT AGREEMENT 

This Executive Employment Agreement (“Agreement”) is made effective as of June 13,
2012 (“Effective Date”), by and between VETINSURANCE MANAGERS, INC., an Arizona corporation (“Company”) and Michael Banks (“Executive”). 

The parties agree as follows: 

1. Employment/Start Date. Company hereby employs Executive, and Executive hereby accepts such employment, upon the terms and conditions
set forth herein. Executive’s full-time employment with Company and compensation and benefits provided under this Agreement shall commence on June 13, 2012 (“Start Date”). 

2. Duties. 
 2.1
Position. Executive will be employed as Chief Financial Officer as of the Start Date. Executive shall have the duties and responsibilities assigned by Company’s Chief Executive Officer
(“CEO”) both upon initial hire and as may be reasonably assigned from time to time. Executive shall perform faithfully and diligently all duties assigned to Executive. Company reserves the right to
modify Executive’s position and duties at any time in its sole and absolute discretion. 
 2.2 Best Efforts/Full-time. Executive
will expend Executive’s best efforts on behalf of Company, and will abide by all policies and decisions made by Company, as well as all applicable federal, state and local laws, regulations or ordinances. Executive will act in the best interest
of Company at all times. Executive shall devote Executive’s full business time and efforts to the performance of Executive’s assigned duties for Company, unless Executive notifies the CEO in advance of Executive’s intent to engage in
other paid work and receives the CEO’s express written consent to do so. 
 2.3 Work Location. Executive’s principal place
of work shall be located in Seattle, Washington, or such other location as Company may direct from time to time. 
 3. At-Will
Employment. Executive’s employment with Company is at-will and not for any specified period and may be terminated at any time, with or without cause (as defined below) or advance notice, by either Executive or Company subject to the
provisions regarding termination set forth below in section 8. No representative of Company, other than the CEO, has the authority to alter the at-will employment relationship. Any change to the at-will employment relationship must be by specific,
written agreement signed by Executive and the Company’s CEO. Nothing in this Agreement is intended to or should be construed to contradict, modify or alter this at-will relationship. 

4. Compensation. 
 4.1
Base Salary. As compensation for Executive’s performance of Executive’s duties hereunder, during Executive’s employment, Company shall pay to Executive an initial base salary of two hundred twenty-five thousand dollars
($225,000.00) per year (the 

  
 1 

 
“Base Salary”), less required deductions for state and federal withholding tax, social security and all other employment taxes and payroll
deductions, payable in accordance with the normal payroll practices of Company. In the event Executive’s employment under this Agreement is terminated by either party, for any reason, Executive will earn the Base Salary prorated to the date of
termination. 
 4.2 Incentive Compensation. Executive will be eligible to earn an annual bonus of one hundred thousand dollars
($100,000) per year based on the achievement of (a) corporate performance goals and (b) individual performance objectives, as follows: 85% of the bonus is based on company’s achievement of its objectives for such period and 15% is based on
Executive’s individual achievement of individual performance objectives that may be established by the CEO and/or the Board of Directors at the beginning of each fiscal year. 

4.3 Stock Options. Subject to the Board of Directors’ approval, Executive will be granted an incentive stock option to purchase
200,000 of shares of Company’s Common Stock under the Vetinsurance International, Inc. 2007 Equity Compensation Plan (the “Plan”) at an exercise price of $4.05 (representing the fair market value of that stock on the
Effective Date of the grant) (the “Option”). The Option will be subject to the terms and conditions of the Plan and the standard stock option agreement provided pursuant to the Plan, which Executive will be required to sign
as a condition of receiving the Option. The Option will begin vesting on the Start Date of this Agreement. 
 4.4 Performance and Salary
Review. The Company will periodically review Executive’s performance on no less than an annual basis. Adjustments to salary or other compensation, if any, will be made by the Company in its sole and absolute discretion. 

5. Customary Fringe Benefits. During Executive’s employment, Executive will be eligible for all customary and usual fringe
benefits generally available to executives of Company subject to the terms and conditions of Company’s benefit plan documents. Executive will be eligible to accrue up to twenty (20) days of vacation per year, the use of which shall be
governed by Company’s vacation policy. Company reserves the right to change or eliminate the fringe benefits on a prospective basis, at any time, effective upon notice to Executive. 

6. Business Expenses. Executive will be reimbursed for all reasonable, out-of-pocket business expenses incurred in the performance of
Executive’s duties on behalf of Company. To obtain reimbursement, expenses must be submitted promptly with appropriate supporting documentation and will be reimbursed in accordance with Company’s policies. Any reimbursement Executive is
entitled to receive shall (a) be paid no later than the last day of Executive’s tax year following the tax year in which the expense was incurred, (b) not be affected by any other expenses that are eligible for reimbursement in any
tax year and (c) not be subject to liquidation or exchange for another benefit. 
 7. Relocation Reimbursement. Upon receipt of
valid invoices, Company will reimburse (or pay on behalf of) Executive allowable reasonable, documented expenses, including: (i) the packing, transport and related expenses for furniture and personal effects from the Executive’s existing
residence to the Seattle, Washington area, and (ii) “house hunting” trips with Executive and his spouse to the such area; provided, however, that the total expenses

  
 2 

 
reimbursable to the Executive pursuant to this sentence shall not exceed $45,000. If the Executive has not relocated his permanent residence to the Seattle, Washington area within three
(3) months of the Effective Date of this Agreement, the Company shall have the right to terminate this Agreement upon notice to the Executive without the obligation to make any payments (including that Executive will not be entitled to receive
the Severance Payment described in subsection 8.2 below) or provide any other benefits; provided, however, that the Board may waive the requirement that Executive relocate to the Seattle, Washington area or extend the
twelve-month period described in this sentence, in its sole discretion. Company does not make any representations regarding the tax consequences of this benefit and Executive is advised to obtain Executive’s own tax counsel for such information
and guidance. 
 8. Termination of Executive’s Employment. 

8.1 Termination for Cause by Company. Although Company anticipates a mutually rewarding employment relationship with Executive, Company
may terminate Executive’s employment immediately at any time for Cause. For purposes of this Agreement, “Cause” is defined as: (a) acts or omissions constituting gross negligence, recklessness or willful misconduct
on the part of Executive with respect to Executive’s obligations or otherwise relating to the business of Company; (b) any acts or conduct by Executive that are materially adverse to Company’s interests; (c) Executive’s
material breach of this Agreement; (d) Executive’s breach of Company’s Confidential Information, Inventions, Nonsolicitation and Noncompetition Agreement; (e) Executive’s conviction or entry of a plea of nolo
contendere for fraud, misappropriation or embezzlement, or any felony or crime of moral turpitude or that otherwise negatively impacts Executive’s ability to effectively perform Executive’s duties hereunder; (f) Executive’s
willful neglect of duties as determined in the sole and exclusive discretion of the Board of Directors; (g) Executive’s inability to perform the essential functions of Executive’s position, with or without reasonable accommodation,
due to a mental or physical disability; (h) Executive’s death, or (i) Executive’s failure to relocate Executive’s primary residence to Seattle, Washington within three (3) months of the Effective Date of this Agreement.
In the event of termination based on (b) or (f), Executive will have fifteen (15) days from receipt of notice from Company to cure the issue, if curable. In the event Executive’s employment is terminated in accordance with this
subsection 8.1, Executive shall be entitled to receive only Executive’s Base Salary then in effect, prorated to the date of termination and all benefits accrued through the date of termination (“Standard
Entitlements”). All other Company obligations to Executive pursuant to this Agreement will become automatically terminated and completely extinguished. Executive will not be entitled to receive the Severance Package described in
subsection 8.2 below. 
 8.2 Termination Without Cause by Company/Severance. Company may terminate Executive’s employment under
this Agreement without Cause at any time on written notice to Executive. In the event of such termination, Executive will receive Executive’s Base Salary then in effect, prorated to the date of termination, and Standard Entitlements. In
addition, the Executive will be entitled to receive a “Severance Payment” equivalent to two (2) months of Executive’s then current Base Salary. The Severance Payment shall be payable in equal
installments in accordance with Company’s regular payroll cycle beginning on the first regular payday occurring 60 days following the termination date. Executive will only receive the applicable Severance Payment if Executive: (i) complies
with all surviving provisions of this 

  
 3 

 
Agreement as specified in subsection 12.8 below and the Company’s Confidential Information, Inventions, Nonsolicitation and Noncompetition Agreement; (ii) executes a full general
release in a form acceptable to Company, releasing all claims, known or unknown, that Executive may have against Company arising out of or any way related to Executive’s employment or termination of employment with Company, and such release has
become effective in accordance with its terms prior to the 60th day following the termination date, and (iii) agrees not make any voluntary statements, written or oral, or cause or encourage others to make any such statements that defame,
disparage or in any way criticize the personal and/or business reputations, practices or conduct of Company ((i)-(iii) are collectively referred to hereafter as “Severance Obligations”) All other Company
obligations to Executive will be automatically terminated and completely extinguished. 
 8.3 Voluntary Resignation by Executive.
Executive may voluntarily resign Executive’s position with Company at any time on thirty (30) days’ advance written notice. In the event of Executive’s resignation, Executive will be entitled to receive only Executive’s Base
Salary and benefits during the thirty-day notice period and no other amount. All other Company obligations to Executive pursuant to this Agreement will become automatically terminated and completely extinguished. In addition, for clarity, Executive
will not be entitled to receive any Severance Payment described in subsection 8.2 above upon a voluntary resignation. 
 8.4 Pay in Lieu
of Notice Period. Should Executive resign Executive’s employment upon thirty (30) days’ advance written notice, Company reserves the right to immediately relieve Executive of all job duties, positions and responsibilities and
provide Executive with payment of Executive’s then current Base Salary in lieu of any portion of the notice period. 
 8.5
Resignation of Board or Other Positions. Should Executive’s employment terminate for any reason, Executive agrees to immediately resign all other positions (including any board membership) Executive may hold on behalf of Company. 

8.6 Application of Section 409A. 

(a) Notwithstanding anything set forth in this Agreement to the contrary, no amount payable pursuant to this Agreement that constitutes a
“deferral of compensation” within the meaning of the Treasury Regulations issued pursuant to Section 409A of the Code (the “Section 409A Regulations”) shall be paid unless and until Executive has
incurred a “separation from service” within the meaning of the Section 409A Regulations. Furthermore, to the extent that Executive is a “specified employee” within the meaning of the Section 409A Regulations as of the
date of Executive’s separation from service, no amount that constitutes a deferral of compensation that is payable on account of Executive’s separation from service shall be paid to Executive before the date (the
“Delayed Payment Date”) that is the first day of the seventh month after the date of Executive’s separation from service or, if earlier, the date of Executive’s death
following such separation from service. All such amounts that would, but for this section, become payable prior to the Delayed Payment Date will be accumulated and paid on the Delayed Payment Date. 

  
 4 

 (b) Company intends that income provided to Executive pursuant to this Agreement will not be
subject to taxation under Section 409A of the Code. The provisions of this Agreement shall be interpreted and construed in favor of satisfying any applicable requirements of Section 409A of the Code. However, Company does not guarantee
any particular tax effect for income provided to Executive pursuant to this Agreement. In any event, except for Company’s responsibility to withhold applicable income and employment taxes from compensation paid or provided to Executive,
Company shall not be responsible for the payment of any applicable taxes on compensation paid or provided to Executive pursuant to this Agreement. 

(c) Notwithstanding anything herein to the contrary, the reimbursement of expenses or in-kind benefits provided pursuant to this Agreement
shall be subject to the following conditions: (1) the expenses eligible for reimbursement or in-kind benefits in one taxable year shall not affect the expenses eligible for reimbursement or in-kind benefits in any other taxable year;
(2) the reimbursement of eligible expenses or in-kind benefits shall be made promptly, subject to Company’s applicable policies, but in no event later than the end of the year after the year in which such expense was incurred; and
(3) the right to reimbursement or in-kind benefits shall not be subject to liquidation or exchange for another benefit. 
 (d) For
purposes of Section 409A of the Code, the right to a series of installment payments under this Agreement shall be treated as a right to a series of separate payments. 

8.7 Termination Upon a Change of Control. 

(a) Change of Control Severance Payment. If (i) the Company is subject to a Change of Control (as that term is defined below)
“CIC”, within the four (4) years immediately following the Effective Date of this Agreement and (ii) Executive’s employment is terminated by Company within twelve (12) months after the Change of Control,
other than for Cause (as defined in subsection 8.1 above), Executive shall be entitled to receive a “CIC Severance Payment” equivalent to twelve (12) months of Executive’s then current
Base Salary. The CIC Severance Payment shall be in lieu of any other severance payments (including the Severance Payment described in subsection 8.2 above) and shall be payable in equal installments in accordance with Company’s regular payroll
cycle beginning on the first regular payday occurring 60 days following the termination date. Executive will only receive the applicable CIC Severance Payment if Executive complies with all of the Severance Obligations described in subsection 8.2
above. 
 (b) 280G. If, due to the benefits provided under subsection 8.7(a) above, Executive is subject to any excise tax due to
characterization of any amounts payable under subsection 8.7(a) as excess parachute payments pursuant to Section 4999 of the Internal Revenue Code of 1986, as amended (the “Code”), the amounts
payable under subsection 8.7(a) will be reduced (to the least extent possible) in order to avoid any “excess parachute payment” under Section 280G(b)(l) of the Code. 

  
 5 

 (c) Change of Control. A Change of Control is defined as any one of the following
occurrences: 
 (i) Any “person” (as such term is used in Sections 13(d) and 14(d) of the Securities Exchange Act of 1934 (the
“Exchange Act”)), other than a trustee or other fiduciary holding securities of Company under an employee benefit plan of Company, becomes the “beneficial owner” (as defined
in Rule 13d 3 promulgated under the Exchange Act), directly or indirectly, of the securities of Company representing more than 50% of (A) the outstanding shares of common stock of Company or (B) the combined voting power of the
Company’s then-outstanding securities; or 
 (ii) the sale or disposition of all or substantially all of Company’s assets (or any
transaction having similar effect is consummated); or 
 (iii) Company is party to a merger or consolidation that results in the holders of
voting securities of Company outstanding immediately prior thereto failing to continue to represent (either by remaining outstanding or by being converted into voting securities of the surviving entity) more than 50% of the combined voting power of
the voting securities of Company or such surviving entity outstanding immediately after such merger or consolidation; or 
 (iv) the
dissolution or liquidation of Company. 
 9. No Conflict of Interest. During the term of Executive’s employment with Company,
Executive must not engage in any work, paid or unpaid, or other activities that create a conflict of interest. Such work and/or activities shall include, but is not limited to, directly or indirectly competing with Company in any way, or acting as
an officer, director, employee, consultant, advisor, stockholder, volunteer, lender, or agent of any business enterprise of the same nature as, or which is in direct competition with, the business in which Company is now engaged or in which Company
becomes engaged during the term of Executive’s employment with Company, as may be determined by Company in its sole discretion. If Company believes such a conflict exists during the term of this Agreement, Company may ask Executive to choose to
discontinue the other work and/or activities or resign employment with Company. 
 10. Confidentiality and Proprietary Rights. As a
condition of employment, Executive agrees to read, sign and abide by Company’s Confidential Information, Inventions, Nonsolicitation and Noncompetition Agreement, which is provided with this Agreement and incorporated herein by reference. 

11. Injunctive Relief. Executive acknowledges that Executive’s breach of the covenants contained in Sections 9-10 (collectively
“Covenants”) would cause irreparable injury to Company and agrees that in the event of any such breach, Company shall be entitled to seek temporary, preliminary or permanent injunctive relief, without the necessity of proving
actual damages or posting any bond or other security. 

  
 6 

 12. General Provisions. 

12.1 Successors and Assigns. The rights and obligations of Company under this Agreement shall inure to the benefit of and shall be
binding upon the successors and assigns of Company. Executive shall not be entitled to assign any of Executive’s rights or obligations under this Agreement. 

12.2 Waiver. Either party’s failure to enforce any provision of this Agreement shall not in any way be construed as a waiver of
any such provision, or prevent that party thereafter from enforcing each and every other provision of this Agreement. 
 12.3
Attorneys’ Fees. Each side will bear its own attorneys’ fees in any dispute unless a statutory section at issue, if any, authorizes the award of attorneys’ fees to the prevailing party. 

12.4 Severability. In the event any provision of this Agreement is found to be unenforceable by an arbitrator or court of competent
jurisdiction, such provision shall be deemed modified to the extent necessary to allow enforceability of the provision as so limited, it being intended that the parties shall receive the benefit contemplated herein to the fullest extent permitted by
law. If a deemed modification is not satisfactory in the judgment of such arbitrator or court, the unenforceable provision shall be deemed deleted, and the validity and enforceability of the remaining provisions shall not be affected thereby. 

12.5 Interpretation; Construction. The headings set forth in this Agreement are for convenience only and shall not be used in
interpreting this Agreement. This Agreement has been drafted by legal counsel representing Company, but Executive has participated in the negotiation of its terms. Furthermore, Executive acknowledges that Executive has had an opportunity to review
and revise the Agreement and have it reviewed by legal counsel, if desired, and, therefore, the normal rule of construction to the effect that any ambiguities are to be resolved against the drafting party shall not be employed in the interpretation
of this Agreement. 
 12.6 Governing Law. This Agreement will be governed by and construed in accordancc with the laws of the United
States and the State of Washington. Each party consents to the exclusive jurisdiction and venue of the state or federal courts in Seattle, Washington, if applicable, in any action, suit, or proceeding arising out of or relating to this Agreement.

 12.7 Notices. Any notice required or permitted by this Agreement shall be in writing and shall be delivered as follows with notice
deemed given as indicated: (a) by personal delivery when delivered personally; (b) by overnight courier upon written verification of receipt; (c) by telecopy or facsimile transmission upon acknowledgment of receipt of electronic
transmission; or (d) by certified or registered mail, return receipt requested, upon verification of receipt. Notice shall be sent to the addresses as specified by either party in writing. 

12.8 Survival. Sections 9 (“No Conflict of Interest”), 10 (“Confidentiality and Proprietary Rights”), 11
(“Injunctive Relief”), 12 (“General Provisions”) and 12.89 (“Entire Agreement”) of this Agreement shall survive Executive’s employment by Company. 

  
 7 

 12.9 Entire Agreement. This Agreement, including the Confidential Information, Inventions,
Nonsolicitation and Noncompetition Agreement, incorporated herein by reference and Company’s Plan and related option documents described in subsection 4.2 of this Agreement, constitutes the entire agreement between the parties relating to this
subject matter and supersedes all prior or simultaneous representations, discussions, negotiations, and agreements, whether written or oral. This agreement may be amended or modified only with the written consent of Executive and the Board of
Directors of Company. No oral waiver, amendment or modification will be effective under any circumstances whatsoever. 
 THE PARTIES TO THIS AGREEMENT HAVE
READ THE FOREGOING EXECUTIVE EMPLOYMENT AGREEMENT AND FULLY UNDERSTAND EACH AND EVERY PROVISION CONTAINED HEREIN. WHEREFORE, THE PARTIES HAVE EXECUTED THIS AGREEMENT ON THE DATES SHOWN BELOW. 

 

							
	Dated: 6.13.2012	 		 		 	 /s/ Michael Banks

		 		 		 	Michael Banks, Executive
				
		 		 		 	VETINSURANCE MANAGERS, INC.
				
	Dated: 6.13.12	 		 	By:	 	 /s/ Darryl Rawlings

		 		 		 	Darryl Rawlings, President

  
 8

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