Document:

EXHIBIT 10.2
                              ASIA PROPERTIES, INC.
                        12707 High Bluff Drive, 2nd Floor
                               San Diego, CA 92130
                              Tel     619-350-4288
                              Fax     619-350-4289

August  25,  1998

Coldway,  Limited.
908  Universal  Commercial  Centre
69  Peking  Road,  TST
Hong  Kong

Re:  Consultancy  contract

Dear  Sirs,

We  wish  to engage your firm for a one year contract starting from September 1,
1998  for  general  consultancy,  International  business  advise, and strategic
planning.

Term:       ONE  YEAR  (Which  can  be  renewed  if  agreed  by both parties)

Amount:     US$5,000  per  month

Limits:     Either party can terminate this agreement by notification in writing
            30  days  in  advance.

Payments:   Remittances  will  be  sent  to the bank of your choice in the 1st
            week  of  every  month.

Sincerely,

/S/  DANIEL  S.  MCKINNEY

Daniel  S.  Mckinney
President,
Asia  Properties,  Inc.

<PAGE>EXHIBIT 10.3
                              ASIA PROPERTIES, INC.
                        12707 High Bluff Drive, 2nd Floor
                               San Diego, CA 92130
                              Tel     619-350-4288
                              Fax     619-350-4289

August  25,  1998

Milliard  Limited
Akara  Building
24  De  Castro  Street
Wickhams  Cay  1
Road  Town,  Tortola
British  Virgin  Islands

Re:  Consultancy  contract

Dear  Sirs,

We  wish  to engage your firm for a one year contract starting from September 1,
1998  for  property  consultancy,  International  business advise, and strategic
planning.

Term:       ONE  YEAR  (Which  can  be  renewed  if  agreed  by both parties)

Amount:     US$5,000  per  month

Limits:     Either party can terminate this agreement by notification in writing
            30  days  in  advance.

Payments:   Remittances  will  be  sent  to the bank of your choice in the 1st
            week  of  every  month.

Sincerely,

/S/  DANIEL  S.  MCKINNEY

Daniel  S.  Mckinney
President,
Asia  Properties,  Inc.

               Thailand:     c/o 86/14 Sukhumvit 31, Bangkok 10110
             Telephone:  (66-2) 260-3197 Facsimile:  (66-2) 260-3189

<PAGE>EXHIBIT 10.4
     CAMDEN  FINANCIAL  GROUP,  INC.                        CONFIDENTIAL

                              CONSULTING AGREEMENT

1.     PARTIES.  This agreement, hereinafter ("Agreement"), is made effective as
of October 8, 1998, by and between the party who will be providing the services,
Camden Financial Group, Inc., ("Camden" or "Consultant") of 417 Promontory Drive
West,  Newport  Beach,  CA  92660,  and  the party who is contracting to receive
services,  Asia  Properties, Inc., ("Asia" or "Company") 12707 Hugh Bluff Drive,
San  Diego,  CA  92130,  (the  "Parties").

Whereas, the Consultant has a background in consulting on accounting and finance
matters  and  has  agreed  to  provide  services  to  the  Company based on this
background  and

Whereas,  the  Company  desires  to  have  services  provided by the Consultant.

Now,  Therefore,  the  Parties  agree  as  follows:

2.     ENGAGEMENT  OF  CONSULTANT  The  Company  hereby  engages Consultant, and
Consultant accepts engagement, to provide to the Company the services as defined
in  Exhibit A ("Services"), attached hereto and incorporated herein by reference
as  if  fully  set  forth,  commenced on April 1, 1998 ("Commencement Date") and
ending  ten  (10)  months  from  the  Commencement  Date.

3.     PERFORMANCE  OF  SERVICES.  The  Consultant  shall  render  the  Services
primarily  at  the  Consultant's  offices or any other place of the Consultant's
choosing.  However,  The  Consultant  shall  provide  the Services at such other
place  or  places  as reasonably requested by the Company as appropriate for the
performance  of  particular  services.
The  Consultant's  schedule and hours worked under this Agreement on a given day
shall  generally  be subject to the Consultant's discretion.  The Consultant and
the  Company  estimate  that the total hours worked by the Consultant during the
engagement  to  be  approximately  80 to 100 hours.  The Company relies upon the
Consultant's  discretion to determine sufficient time as is reasonably necessary
to  fulfill  this  Agreement.

4.     PAYMENT.  The  Company  will pay the Consultant a fee equal to $65.00 per
hour.  Services  will  be  invoiced to the Company monthly.  Payment will be due
upon  receipt  of  the  invoice.

5.     EXPENSE  REIMBURSEMENT.  The  Consultant  shall be entitled to reasonable
reimbursement,  from time to time upon request of the Company, for the following
"out-of-pocket"  expenses:  Company approved travel expenses, meals, postage and
copying.

<PAGE>
6.     RELATIONSHIP  OF  PARTIES.  It  is  understood  by  the  parties that the
Consultant  is an independent contractor with respect to the Company, and not an
employee  of  the  Company.  The  Company  will  not  provide  fringe  benefits,
including  health  insurance  benefits,  paid  vacations,  or any other employee
benefit,  for  the  benefit of the Consultant.  Consultant is and throughout the
term  of  this Agreement shall be an independent contractor and not an employee,
partner  or  agent  of  the  Company.  The  Company shall not be responsible for
withholding  income  or  other  taxes  from  the  payments  made  to Consultant.
Consultant  shall  be  solely  responsible for filing all returns and paying any
income,  social  security or other tax levied upon or determined with respect to
the  payments  made  to  Consultant  pursuant  to this Agreement.  Consultant is
solely  responsible  for  the  means,  manner  and  method of Consultant's work,
subject  only  to  the  general  objectives  and  requirements  of  Exhibit "A."

7.     ASSIGNMENT.  The Consultant's obligations under this agreement may not be
assigned  or transferred to any other person, firm, or corporation without prior
written  mutual  consent  of  both  parties.

8.     INDEMNIFICATION.  The Company and the Consultant shall defend, indemnify,
protect  and  hold  harmless  each  other and their officers, directors, agents,
employees  and  invitees,  from  and  against all liability, claims, actions and
judgments,  together  with  costs  and expenses (including reasonable attorney's
fee)  relating  to  or  arising  out  of  such engagement of The Parties role in
connection  therewith.

9.     AMENDMENT.  This agreement may be modified or amended if the amendment is
made  in  writing  and  is  signed  by  both  parties.

10.     CONFIDENTIALITY.  The Parties agree that all information which is or may
be  received during the performance of this Agreement shall be kept confidential
and  shall  not  be  used for the benefit of the receiving party nor divulged to
third  parties  without  prior  written  consent  of the disclosing party.  This
confidential  obligation  shall  continue in force and effect during the term of
this  Agreement  and for one (1) year thereafter.  The provisions of this clause
shall  not apply to any confidential information which is required by law or any
governmental  regulatory  authority to be disclosed.  Any disclosure required by
law  or  regulatory  authority  shall be made to the extent possible in a manner
which  preserves  the  confidentiality  of  the  information.

11.     SEVERABILITY.  If  any  provision  of this Agreement shall be held to be
invalid or unenforceable for any reason, the remaining provisions shall continue
to  be  valid  and  enforceable.  If  a  court  finds that any provision of this
Agreement  is  invalid  or unenforceable, but that by limiting such provision it
would be become valid and enforceable, then such provision shall be deemed to be
negotiated,  written,  and  enforced  as  so  limited.

                                        2
<PAGE>
12.     NOTICES.  All  notices  required or permitted under this Agreement shall
be  in  writing and shall be deemed delivered when delivered in person or mailed
certified/return-receipt,  postage  prepaid,  addressed  as  follows:

IF for the Company:                                 IF for the Consultant
Asia Properties, Inc.                               Camden Financial Group, Inc.
Daniel S. McKinney                                  Gary Killoran
President/CEO                                       CFO
12707 High Bluff Drive                              417 Promontory Drive West
San Diego, CA 92130                                 Newport Beach, CA 92660

The  aforementioned  addresses  may be changed from time to time by either party
having  provided  written  notice  to  the  other in the manner set forth above.
13.     APPLICABLE  LAW.  This  Agreement  shall  be governed by the laws of the
State  of  California.

                                   ***********

IN  WITNESS WHEREOF, the Parties hereto have executed this Agreement the day and
year  first  herein  set  forth.

Party receiving services:                           Party providing services:
Asia Properties, Inc.                               Camden Financial Group, Inc.

Agreed and accepted by:                             Agreed and accepted by:

/S/ DANIEL S. MCKINNEY    10/13/98                  /S/ GARY KILLORAN    10/8/98
----------------------------------                  ----------------------------
Daniel S. McKinney          Date                    Gary Killoran          Date
President/CEO                                       CFO

                                        3
<PAGE>
                                   EXHIBIT "A"

                             DESCRIPTION OF SERVICES

The  Consultant  will familiarize itself to the extent it deems appropriate with
the  business  and  financial  condition  of  the  Company and provide financial
related  services  (the  "Services")  as  required.

                                        4
<PAGE>

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