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                                                                    EXHIBIT 10.5

                          DIGITAL COMMERCE CORPORATION
                            EXECUTIVE RETENTION PLAN

                             GRANT OF STOCK OPTIONS

                                              Dated: April 4, 2000
William H. Seippel
11388 Seneca Knoll Drive
Great Falls, VA  22066

Dear Will:

         Digital Commerce Corporation (the "Company") has adopted the Digital
Commerce Corporation Executive Retention Plan (the "Plan"). A copy of the Plan
is annexed to this letter. The Plan permits the Company to grant stock options
to key employees of the Company and its subsidiaries, as designated by the
Company's Compensation and Human Resources Committee or the Board of the
Directors acting in such capacity (the "Committee"). We are pleased to inform
you that the Committee has granted you an option to purchase up to 625,000
shares of the $.01 par value per share common stock of the Company ("Common
Stock") at a price of $5.8347 per share. This option is NOT qualified as a
Qualified Incentive Stock Option for purposes of Section 422 of the Internal
Revenue Code of 1986, as amended. The date of this grant is the date of this
letter set forth above.

         The option is subject to certain conditions, to which you must agree by
signing and returning to the Secretary of the Company a copy of this letter.
These conditions include BUT ARE NOT LIMITED TO the following:

         1. Subject to the terms and conditions contained in the Plan and in
this letter, the option may first be exercised as set forth below:

         A.    Options to purchase 312,500 shares may be exercised as follows:
               78,125 shares may first be exercised on the first yearly
               anniversary date of this grant, 78,125 shares may first be
               exercised on the second yearly anniversary date of this grant,
               78,125 shares may first be exercised on the third yearly
               anniversary date of this grant, and 78,125 shares may first be
               exercised on the fourth yearly anniversary date of this grant.

         B.    Options to purchase 312,500 shares shall be divided into four (4)
               tranches of 78,125 shares each. The options contained in each
               tranche may be first be exercised upon the earlier (i) of the
               Company's average reported closing stock price being maintained
               or exceeded for at least twenty (20) consecutive trading days at
               a level specified for such tranche by the Committee or (ii) April
               4, 2009. The Committee shall specify the trading price of each of
               the four tranches for purposes of Subparagraph 1(B)(i) hereof
               within ten (10) days following the date

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               on which the Company closes its initial public offering of its
               Common Stock registered under the Securities Act of ("1933 Act"),
               or, in the event of no initial public offering prior to June 1,
               2001, the Board must establish the fair market value targets
               applicable to the four tranches no later than July 1, 2001.

The option shall continue whole or in part at any time from the date hereof
until April 4, 2010 (the "Termination Date"), when, in any event, it shall
expire to the extent it has not been exercised; provided, however, that
notwithstanding the above, the option may be terminated at an earlier time as
set forth in Section 5 of the Plan. You shall not have any of the rights or
privileges of a shareholder with respect to any shares issuable upon exercise of
this option until certificates representing such shares shall have been issued
and delivered.

         Pursuant to the provisions of Section 5(c)(v) of the Plan, in the event
that: (x) your employment is terminated other than for "Cause" or in the event
that you terminate your employment for "Good Reason," then you (or your
representative) may, from such date of termination until the "Termination Date,"
exercise all of the options granted hereunder (whether or not you would
otherwise be eligible to exercise such options pursuant to subparagraphs 1.A. or
B. hereof), and (y) in the event that your employment is terminated for any
other reason, then you (or your representative) may, until the "Termination
Date," exercise all options that you are eligible to exercise as of the time of
your termination of employment, and all other options shall terminate on the
first yearly anniversary following the effective date of such termination,
unless amended by the Board. For purposes of this option grant, "Cause" shall be
as defined in the Retention Agreement between the Company and you as of the date
herewith, and "Good Reason" shall mean (I) the Company's assigning you any
duties inconsistent with your status as Chief Financial Officer and, more than
thirty (30) days following the Company's initial public offering, Chief
Operating Officer of the Company or any substantial adverse alteration in the
nature or status of your responsibilities; (II) any change in your reporting
responsibility such that you are required to report other than exclusively to
the Company's Board of Directors; or (III) any other failure by the Company to
comply with any material provision of the Retention Agreement or any other
employment agreement that you may have in effect with the Company at the time of
such termination, which failure continues for more that ten (10) days after you
provide the Company with written notice of such noncompliance.

         2. The option must be exercised by written notice to the Board of
Directors of the Company, care of the Secretary of the Company. The notice must
state the number of shares you wish to purchase and must be accompanied by full
payment of the option price for those shares.

         3. You will not be permitted to exercise the option at any time when
its exercise, or the issuance of shares by the Company under the Plan would, in
the opinion of the Company, constitute a violation of any federal or state law
or of the listing requirements of any stock exchange on which the shares of the
Company are listed. The Company is under no obligation to register the issuance
of the shares of Common Stock upon the exercise of this option.

         4. You, or a Permitted Transferee, may exercise the options according
to Section 5 of the Plan. If you should die while any part of the option is
unexercised, then your legal

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representative may exercise the option for the applicable period as set forth in
Section 5 of the Plan.

         5. You agree to comply with the securities laws as they may be in
effect at the time of your exercise of the option, to hold the shares acquired
by your exercise of the option for investment purposes only and not with a view
to resale or distribution to the public within the meaning of the 1933 Act
unless such acquisition was made pursuant to an effective registration statement
under the 1933 Act and applicable state securities laws, and to comply with any
insider trading policy generally applicable to the executive officers and
directors of the Company. You agree, as a condition of any exercise of the
option, to sign a letter, in such form as the Company may require in order to
comply with the securities laws as they may be in effect at the time of your
exercise of the option.

         6. You understand that if the shares of Common Stock that may be
acquired by the exercise of the option have not been registered under the
Securities Act of 1933 or under state securities laws, the certificates for all
shares which you purchase through your exercise of the option shall bear a
legend on their face, substantially as follows:

                  "The shares represented by this certificate have not been
                  registered under the Securities Act of 1933, as amended (the
                  "1933 Act") or under the securities laws of any state. Such
                  shares may not be offered for sale, sold, delivered after
                  sale, transferred, pledged or hypothecated in the absence of
                  an effective registration statement covering such shares under
                  the 1933 Act or state securities laws or an exemption from
                  registration thereunder which, in the opinion of counsel
                  satisfactory to the Company, makes such registration
                  unnecessary."

         7. Prior to your exercise of the option, you have the right to request
that the Company make available to you, without charge, its most recent public
filings, if any, under the 1933 Act and under the Securities Exchange Act of
1934, as amended, and such other documents that you may reasonably request in
order to make an informed decision as to whether you should exercise the option.

         8. You agree to notify the Company in writing within thirty (30) days
of the date that you sell or otherwise dispose of the stock acquired through the
exercise of the option granted herein.

         9. As provided by Section 8 of the Plan, in addition to other forms of
exercising the option, with the written consent of the Company, which it may
grant or withhold in its sole discretion, you may convert this option, by the
surrender of this option and a written notice of conversion duly executed at the
office of the Company (or such other office or agency of the Company as it may
designate by notice in writing to you), in whole or in part, at any time into
shares of Common Stock as provided for in this paragraph 9. Upon exercise of
this conversion right, you shall be entitled to receive that number of Shares of
Common Stock equal to the quotient obtained by dividing [(A - B)(X)] by (A),
where:

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                  (A)               = the Fair Market Value (as defined in the
                                    Plan) of one share of Common Stock on the
                                    date of conversion of this option.

                  (B)               = the Exercise Price for one share of Common
                                    Stock under this option (as adjusted under
                                    Section 11 of the Plan).

                  (X)               = the total number of shares of Common Stock
                                    issuable upon exercise of this option (as
                                    adjusted under Section 11 of the Plan).

The Company may require, as a condition of approving such exercise under this
paragraph 9, that you pay to the Company at the time of the exercise and
conversion all applicable tax withholdings generated by such exercise, as
determined by the Company. If the above calculation results in a negative
number, then no shares of Common Stock shall be issued or issuable upon
conversion of this option.

Upon conversion of this option, you shall be entitled to receive a certificate
for the number of shares of Common Stock as determined above.

         10. You agree, as a condition of receiving the options granted herein,
to execute the Employment Agreement, Confidentiality/Intellectual Property
Agreement, and Noncompetition Agreement annexed to this letter.

         11. IN ADDITION TO THE FOREGOING CONDITIONS, the option is subject to
all the terms and conditions of the Plan and the Retention Agreement,
Confidentiality/Intellectual Property Agreement, and Noncompetition Agreement
(collectively, the "Agreements") annexed to this letter and any rules and
regulations promulgated from time to time by the Committee with respect to the
Plan. To the extent that anything contained herein or in any such rules of or
regulations are inconsistent with the Plan, the terms of the Plan shall govern.
In the event of inconsistencies or required clarifications, the Board of
Directors or the Compensation and Human Resources Committee of the Board shall
determine such interpretations. Additionally, the options are subject to
adjustment upon the happening of certain events specified in the Plan.

         12. No provision in this option shall be construed as conferring upon
you the right to vote, consent, receive dividends or receive notice other than
as expressly provided herein or in the Plan.

         13. No representation is made to you with respect to the tax effect
upon your receipt of the option, your exercise thereof, or the sale of the
shares so acquired. PLEASE CONSULT YOUR TAX OR FINANCIAL ADVISOR PRIOR TO
EXERCISING YOUR OPTION.

                                      * * *

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         To make the grant of the option effective, please acknowledge receipt
of this option agreement and the enclosed copy of the Plan by signing and dating
the enclosed copy of this option agreement and the enclosed Agreements in the
space provided and returning the signed copies in the enclosed, self-addressed
envelope.

                                            Yours truly,
                                            Digital Commerce Corporation

                                            By: /s/ John Poindexter
                                               --------------------------------
                                                    Director

ACCEPTED AND SIGNED:

/s/ William H. Seippel
-------------------------
    William H. Seippel

Date: April 4, 2000
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                                                                    EXHIBIT 10.6

                          DIGITAL COMMERCE CORPORATION
                              EMPLOYMENT AGREEMENT

THIS AGREEMENT (the "Agreement"), dated as of January 1, 1999, by and between
DIGITAL COMMERCE CORPORATION, a Delaware corporation (the "Company"), and Tony
Bansal (the "Employee"), a resident of the Commonwealth of Virginia.

WHEREAS, the Employee is currently serving as President and Chief Executive
Officer of the Company;

WHEREAS, the parties desire to enter into this Agreement setting forth the terms
and conditions for the employment relationship of the Employee with the Company;
and

WHEREAS, the Board of Directors of the Company (the "Board") has approved and
authorized the Company to enter into this Agreement with the Employee.

NOW, THEREFORE, it is AGREED as follows:

         1.    Employment. From the date hereof through the term of this
Agreement, the Employee is employed as President and Chief Executive Officer of
the Company reporting directly to the Board. The Employee shall devote
substantially all of his working time and his best efforts to the Company and
his position(s), which shall include acting as the Chief Executive Officer and
such other duties as the Board may from time to time reasonably direct that are
reasonably consistent with the Employee's education, experience and background.
During the term of this Agreement, there shall be no material increase or
decrease in the duties and responsibilities of the Employee otherwise than as
provided therein. During the term of this Agreement, the Employee shall not be
required to relocate more than 25 miles from Reston, Virginia, in order to
perform the services hereunder. The Board will nominate Employee for election to
the Board during such time as Employee serves as President and CEO.

         2.    Compensation.

         (a)   Salary. The Company agrees to pay the Employee during the term of
this Agreement a salary, from the date of commencement of Employee's employment
with the Company (March 16, 1998) through December 31, 2001, at an annual rate
equal to $200,000, with the salary to be increased on March 16 of each
subsequent year during the term of this Agreement as determined by the Board in
its sole discretion. In determining salary increases, the Board may compensate
the Employee for increases in the cost of living and may also provide for
performance or merit increases. The salary of the Employee shall not be
decreased at any time during the term of this Agreement from the amount then in
effect. Participation in deferred compensation, discretionary bonus retirement
and other employee benefit and fringe benefits plans shall not reduce the salary
payable to the Employee under this Section 2(a). The salary under this Section
2(a) shall be payable to the Employee not less frequently than monthly. The
Employee shall not be entitled to receive fees for serving as a director of the
Company or of any subsidiary or affiliate of the Company or for serving as a
member of any committee of any such Board of Directors; provided,

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however, the Company may allocate the Employee's salary and other compensation
payable hereunder to, and such salary and other compensation may be payable by,
any other subsidiary or affiliate of the Company for which the Employee renders
services hereunder. In addition to the salary, the Employee shall receive, as
payment for previous services, shares of the Common Stock of the Company at the
beginning of each year of the contract in an amount having a fair market value
to the Employee, as determined by the Board of $25,000.

         (b)   Stock Options. In addition to the salary, other compensation and
annual bonus payable to the Employee under this Agreement, the Company shall
grant the Employee an option to purchase 1,031,739 shares of the Company's
Common Stock (subject to adjustments for stock splits and other
recapitalizations) at an exercise price of $1.00 per share. The options shall
vest as to (1) 300,000 shares on March 16, 1998, (2) 200,000 shares on each of
March 16, 1999, March 16, 2000, and March 16, 2001, and (3) 131,739 shares on
March 16, 2002. Employee may exercise such options, pursuant to the terms of the
letter granting such stock options to Employee. Such letter shall provide that
all options shall vest upon the change in control of the Company or if the
Company has an initial closing of an initial public offering of shares of its
capital stock.

         3.    Discretionary and Performance Incentive Bonuses. During the term
of this Agreement, the Employee shall be entitled to participate in an equitable
manner with all other executive officers of the Company in such discretionary
bonuses as may be authorized, declared, and paid by the Board to its executive
officers. The Company will adopt an incentive bonus plan, as the Board in its
sole discretion may determine, providing for the payment of annual performance
incentive bonuses to the Employee and other executive officers based upon on the
increase in the Company's operating profit, stock share price or other
appropriate performance objectives. No other compensation provided for in this
Agreement shall be deemed a substitute for the Employee's right to participate
in such bonuses.

         4.    Insurance, Retirement and Employee Benefit Plans; Fringe
Benefits; Business Expenses.

         (a)   Life Insurance. The Company will pay the premiums on a whole-life
insurance policy on the life of the Employee providing a death benefit of not
less than $1,000,000 (the "Policy"). The Employee and the Company will enter
into a split-dollar agreement with respect to the Policy whereby the Employee
will own the Policy but the Company will have an interest in the cash-surrender
value, to the extent available, and death benefit under the Policy to the extent
of the premiums paid by the Company.

         (b)   Other Benefits and Perquisites. To the extent not otherwise
provided herein, the Employee shall be entitled to participate in any plan of
the Company relating to stock options, restricted stock, employee stock purchase
or ownership, pension, thrift, profit sharing, group life insurance, medical
coverage, education, or other retirement or employee benefit plans. The Employee
shall also be entitled to participate in, or enjoy the benefit of, any other
fringe benefits or perquisites that are now or may be or become applicable to
the Company's executive officers.

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The Employee shall also be provided with the full use of an automobile of the
Employee's choosing at the Company expense. The Employee shall account to the
Company for the business use of such automobile in accordance with Company
policy, as determined by the Board. Employee will only qualify for automobile
expenses when the Company is profitable.

         (c)   Business Expenses. During the term of the Employee's employment
hereunder, the Company will reimburse the Employee for all out of pocket
expenses reasonably incurred in connection with the performance of his service
as specified herein upon presentation of an itemized accounting for such
expenses in accordance with Company policy, as determined by the Board.

         5.    Term. The term of employment under this Agreement shall be for
three (3) years from the date hereof. The contract shall automatically be
renewed for an additional term of three (3) years, unless the Employee or the
Company give written notice to the contrary at least 30 days prior to December
31, 2002.

         6.    Voluntary Absences; Vacations. The Employee shall be entitled,
without loss of pay, to be absent voluntarily for reasonable periods of time
from the performance of the duties and responsibilities under this Agreement.
All such voluntary absences shall count as paid vacation time, unless the Board
otherwise approves. The Employee shall be entitled to an annual paid vacation of
at least six (6) weeks per year or such longer period as the Board may approve.
The timing of paid vacations shall be scheduled in a reasonable manner by the
Employee.

         7.    Termination of Employment. The Employee's employment may be
terminated without any breach of this Agreement only under the following
circumstances:

         (a)   Death. The Employee's employment shall terminate upon his death.

         (b)   Disability. The Company may terminate the Employee's employment
because of Disability. For this purpose, "Disability" shall mean the inability
of the Employee to perform his duties under this Agreement because of physical
or mental illness or incapability for a continuous period of three (3) months
during which the Employee shall have been absent from, or substantially unable
to perform, his duties under the Agreement on a substantially full-time basis.
The determination of the Employee's Disability shall be made by an independent
physician mutually agreed upon by the Company and the Employee. If the parties
are unable to agree upon an independent physician for this purpose, each party
shall select a physician and such physicians shall select a third, independent
physician who shall make a determination regarding whether the Employee is under
a Disability within the meaning of this Agreement.

         (c)   Cause. The Company may terminate the Employee's employment for
Cause. For purposes of this Agreement, the Company shall have "Cause" to
terminate the Employee's employment only in the event of: (1) the willful and
continued failure by the Employee to substantially perform his duties hereunder
(other than any such failure resulting from the Employee's inability to perform
such duties as a result of physical or mental illness or incapacity or any such

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actual or anticipated failure after the delivery of a Notice of Termination, as
defined in Section 7(e) hereof, by the Employee for Good Reason, as defined in
Section 7(d)(2) hereof, after delivery to the Employee of a written demand for
substantial performance that specifically identifies the manner in which the
Company believes that the Employee has not substantially performed his duties
and the Employee has been given a reasonable opportunity to cure; (2) willful
misconduct by the Employee that causes substantial and material injury to the
business and operations of the Company, the continuation of which, in the
reasonable judgment of the Board, will continue to substantially and materially
injure the business and operations of the Company in the future; or (3)
conviction of the Employee of a felony. No act or failure to act shall be
considered "willful" for this purpose unless done, or omitted to be done by the
Employee other than in good faith and other than with a reasonable belief that
his action or omission was in the best interests of the Company. The Employee
shall not be deemed to have been terminated for Cause unless the Employee shall
have been provided with: (i) a reasonable notice setting forth the reasons that
the Company believes constitute Cause for the termination of his employment;
(ii) a reasonable opportunity to be heard by the Board, with his counsel; and
(iii) a Notice of Termination, as defined in Section 7(e), from the Board
finding that, in the reasonable good faith opinion of the Board, Cause for
termination exists and specifying the particulars thereof in reasonable detail.

         (d)   Termination by the Employee.

         (1)   The Employee may terminate his employment, by giving sixty (60)
days prior written notice to the Company: (A) for Good Reason, or (B) at any
time.

         (2)   For this purpose, "Good Reason" shall mean (A) the assignment to
the Employee of any duties inconsistent with the Employee's status as President
and Chief Executive Officer of the Company or any substantial adverse alteration
in the nature or status of the Employee's responsibilities; (B) any change in
the Employee's reporting responsibility such that the Employee is required to
report other than exclusively to the Board; (C) any purported termination of the
Employee's employment by the Company that is not effected pursuant to a Notice
of Termination satisfying the requirements of Section 7(e) hereof; (D) any other
failure by the Company to comply with any material provision of this Agreement
which failure continues for more than ten (10) days after written notice of such
noncompliance from the Employee; or (E) any change in control of the Company (as
defined in the Stock Option letter referred to in Section 2(b) hereof), other
than upon the sale by the Company of its capital stock in an initial public
offering (a "Change in Control").

         (e)   Notice of Termination. Any termination of the Employee's
employment by the Company or by the Employee (other than termination pursuant to
Section 7(a) hereof) shall be communicated to the other party by a written
Notice of Termination. Any Notice of Termination given by party shall specify
the particular termination provision of this Agreement relied upon by such party
and shall set forth in reasonable detail the facts and circumstances relied upon
as providing a basis for the termination under the provision so specified.

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         (f)   Termination Date. The Termination Date shall mean: (1) if the
Employee's employment is terminated by his death, the date of his death; (2) if
the Employee's employment is terminated by his Disability pursuant to Section
7(b) hereof, the date specified in the Notice of Termination, which shall be
after the expiration of the three-month period specified in Section 7(b); (3) if
the Employee's employment is terminated by the Company for Cause, the date
specified in the Notice of Termination; or (4) if the Employee's employment is
terminated for any other reason, sixty (60) days following the date on which the
Notice of Termination is given.

         8.    Compensation Upon Termination of Employment.

         (a)   Termination because of Death, for Cause or Without Good Reason.
If the Employee's employment is terminated because of his death, by the Company
for Cause, or by the Employee other than for Good Reason, the Company shall pay
the Employee his base salary, his accrued and unpaid benefits, and a pro rata
portion of the bonus specified in Section 2(b) through the Termination Date, and
the Company shall have no further obligation to the Employee hereunder except as
provided in Section 8(d) hereof.

         (b)   Termination Because of Disability. If the Employee's employment
is terminated by the Company because of Disability under Section 7(b) hereof,
the Company shall pay the Employee an annual disability benefit equal to the
excess of (1) sixty percent (60%) of his annual salary at the rate in effect
under Section 2(a) hereof on the Termination Date, less (2) the amount of any
long-term disability benefit that is payable to the Employee under any policy of
disability insurance provided for the Employee by the Company at its expense.
The disability benefit payable hereunder shall be paid for as long as the
Employee continues to be disabled until the later of (i) the date the Employee
attains age 65 or (ii) three (3) years after the Termination Date.

         (c)   Termination Without Cause or with Good Reason. If (i) in breach
of this Agreement, the Company shall terminate the Employee's employment other
than (A) for Cause or (B) because of Disability or (ii) the Employee terminated
his employment for Good Reason:

         (1)   The Company shall pay the Employee his salary hereof through the
Termination Date and all other unpaid and pro rata amounts to which the Employee
is entitled as of the Termination Date under compensation plan or program of the
Company, including, without limitation, and incentive performance bonus, and
accrued vacation time, such payments to be made in a mutually agreed upon terms;

         (2)   The Company shall pay 50% of Employee's base salary (without
considering any bonuses or other benefits) for the remaining duration of the
Employment contract;

         (3)   In addition to the liquidated damages amounts that are payable to
the Employee under Section 8(c) hereof, the following shall apply: (A) the
Employee shall continue to participate in, and accrue benefits under, all
retirement, pension, profit-sharing, employee stock ownership, thrift, and other
deferred compensation plans of the Company for the remaining term of this
Agreement as if

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the termination of employment of the Employee had not occurred (with the
Employee being deemed to receive annually for the purpose of such plans the
Employee's then current salary and bonus (at the time of his termination) under
Section 2(a) and (b) of this Agreement), except to the extent such continued
participation and accrual is expressly prohibited by law, or to the extent that
such plan constitutes a "qualified plan" under Section 401 of the Internal
Revenue Code of 1986, as amended (the "Code'"), by the terms of the plan, in
which case the Company shall provide the Employee a substantially equivalent,
unfunded, nonqualified benefit; (B) the Employee shall be entitled to continue
to receive all other employee benefits and then existing fringe benefits
referred to in Section 4(a) and (b) proportionate to the 50% of salary referred
to in Section 8(c)(2), hereof for the remaining term of this Agreement as if the
termination of employment had not occurred; (C) the Company shall, on the
Termination Date, establish an irrevocable trust that meets the guidelines set
forth in Rev. Proc. 92-64 published by the Internal Revenue Service (as the same
may be modified or supplemented from time to time) (the "Trust") the assets of
which will be held, subject to the claims of creditors of the Company solely to
provide the benefits that the Employee is entitled to under this Section
8(c)(3), and the Company shall transfer to the Trust an amount sufficient to
provide for such benefits; and (D) all insurance or other provisions for
indemnification, defense or hold-harmless of officers or directors of the
Company that are in effect on the date the Notice of Termination is sent to or
by the Employee shall continue for the benefit of the Employee with respect to
all of his acts and omissions while an officer or director as fully and
completely as if such termination had not occurred, and until the final
expiration or running of all period of limitation against action which, may be
applicable to such acts or omission.

         (d)   Life Insurance. Notwithstanding any provision herein to the
contrary, Employee shall have full ownership of the life insurance policy
specified in Section 4(a) upon the Termination Date, and the Company shall not
have any interest thereunder (or upon the proceeds thereof) upon the Termination
Date. The Company shall not have any obligations under such policy after
termination, nor shall it have any responsibility for paying any premiums after
termination.

         (e)   Parachute Payment Limitation. If any payment or benefit payable
to the Employee under this Agreement would be considered a "parachute payment,"
as determined by the Board, within the meaning of Section 280G(b)(2) of a Code
and if, after reduction for any applicable federal excise tax imposed by Section
4999 of the Code (the "Excise Tax") and federal income tax imposed by the Code,
the Employee's net proceeds of the amounts payable and the benefits provided
under this Agreement would be less than the amount of the Employee's net
proceeds resulting from the payment of the Reduced Amount described below, after
reduction for federal income taxes, then the amount payable and the benefits
provided under this Agreement shall be limited to the Reduced Amount. The
"Reduced Amount" shall be the largest amount that could be received by the
Employee under this Agreement such that no amount paid to the Employee under
this Agreement and any other agreement, contract, or understanding heretofore or
hereafter entered into between the Employee and the Company (the "Other
Agreements") and any formal or informal plan or other arrangement heretofore or
hereafter adopted by the Company for the direct or indirect provision of
compensation to the Employee (including groups or classes or participants or
beneficiaries of which the Employee is a member), whether or not such
compensation is deferred; is in cash, or is in the

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form of a benefit to or for the Employee (a "Benefit Plan") would be subject to
the Excise Tax. In the event that it is necessary to limit payments or benefits
under this Agreement to the Reduced Amount, the Employee shall have the right,
in the Employee's sole discretion, to designate those payments or benefits under
this Agreement, and other agreements, and/or any Benefit Plans that should be
reduced or eliminated so as to avoid having the payment to the Employee under
this Agreement be subject to his Excise Tax.

         9.    Covenant Not-to-Compete.

         (a)   The provisions of this paragraph 9 shall become effective only in
the event that the Board of Directors of the Company, within 15 days after the
date of termination of the Employee's employment, gives written notice to the
employee that it has elected to make this paragraph effective and the Company
makes the first payment required under subsection 9(c) hereof.

         (b)   In the event that the Board of Directors elects to make this
paragraph effective, for a period of one year following the termination of his
employment (for any reason whatsoever) with the Company, the Employee shall not
(without the affirmative resolution of the Board of Directors of the Company):

               (i) engage in any business which is engaged in any business or
          activity in competition with the services or products provided by the
          Company or in active development by the Company as of the date of
          termination of the Employee's employment with the Company; or

               (ii) solicit or attempt to solicit for any business endeavor any
          employee of the Company.

Notwithstanding the foregoing, nothing in this paragraph shall be construed to
prevent the Employee from owning up to two percent (2%) of the voting securities
of any publicly-traded corporation.

         (c)   In the event that the Board of Directors elects to make this
paragraph effective, the Company shall pay to the employee, in twelve equal
monthly installments, the aggregate sum of $100,000 as consideration for this
covenant not-to-compete.

         (d)   The provisions of this paragraph 9 shall automatically terminate
in the event that the Company files a voluntary petition in bankruptcy or a
petition or an answer seeking or consenting to reorganization under the
bankruptcy laws or upon any Change in Control. In the event that the provisions
of this paragraph 9 terminate pursuant to the preceding sentence the Employee
may retain any payments made to him pursuant to this paragraph 9.

         10.   Confidentiality. In consideration of the willingness of the
Company to employ the Employee and the compensation to be paid and benefits to
be received therefor, any for other good

                                        7
<PAGE>   8

and valuable consideration, the receipt and adequacy of which is hereby
acknowledged, the Employee agrees as follows:

         (a)   The Company Owns All of the Employee's Work. All improvements,
discoveries, inventions, designs, documents, licenses and patents, or other data
devised, conceived, made, developed, obtained, filed, perfected, acquired, or
first reduced to practice, in whole or in part, or in the regular course of
employment by the Employee during the term of this Agreement, and related in any
way to the business, including development and research, of the Company or any
subsidiary or affiliate engaged in business substantially similar to that of the
Company shall be promptly disclosed to the Company. The Employee hereby assigns
and transfers to the Company all his right, interest and title thereto, and such
improvements, discoveries, inventions, designs, documents, licenses and patents,
or other data shall become the property of the Company. During the term of this
Agreement and at any time thereafter, upon request of the Company, the Employee
will join and render assistance in any proceedings and execute any papers
necessary to file and prosecute applications for, and to acquire, maintain and
enforce, letters patent, trademarks, registrations and/or copyrights, both
domestic and foreign, with respect to such improvements, discoveries,
inventions, designs, documents, licenses and patents, or other data as required
for vesting and maintaining title to same in the Company

         (b)   Non-Disclosure of Confidential Information. The Employee agrees
and acknowledges that the term "Confidential and Proprietary Information" shall
mean any and all processes, systems, methods of operation and procedures,
formulae, test data, know-how, improvements, price lists, financial data, code
books, invoices and other financial statements, computer programs, discs and
print outs, sketches, and plans (engineering, architectural or otherwise),
customer lists, telephone numbers, names, addresses, information about equipment
and processes (including specifications and operating manuals), or any other
written or unwritten that is used in the business of the Company or any
subsidiary or affiliate any opportunity to gain advantage over competitors of
the Company who do not know or use such information. The Employee agrees and
acknowledges that all Confidential and Proprietary Information, in any form, and
all copies and extracts thereof, is and are and shall remain the sole and
exclusive property of the Company and, upon termination of his employment with
the Company, the Employee hereby agrees to return to the Company the originals
and all copies of any Confidential and Proprietary Information provided to or
acquired by the Employee during the term of his employment hereunder. Except as
ordered by a court of competent jurisdiction, the Employee expressly agrees
never to disclose to any person (except to other Company employees, and then
only on a "need to know" basis) or entity any Confidential and Proprietary
Information either during the term of this Agreement or at any time after
termination of his employment, except with the express written authorization and
consent of the Company.

         (c)   Customer's Information. The Employee understands and acknowledges
that each customer of the Company or its subsidiaries or affiliates will
disclose information that be within the Company's control in conviction with the
Company's furnishing of services to its customer. The

                                        8
<PAGE>   9

Employee covenants and agrees to hold such information in the strictest
confidence and shall treat such information in the same manner and be obligated
by the provisions.

         11.   Other Contracts. The Employee shall not, during the term of this
Agreement, have any other paid employment other than with a subsidiary or
affiliate of the Company, except with the prior written approval of the Board.

         12.   Amendments or Additions; Action by Board. No amendments or
additions to this Agreement shall be binding unless in writing and signed by all
parties hereto. The prior approval by the Board shall be required in order for
the Company to authorize any amendments or additions to this Agreement, to give
any consents or waivers of provisions of this Agreement, or to take any other
action under this Agreement including any Notice of Termination.

         13.   Miscellaneous.

         (a)   Notices. Any notice required or permitted hereunder shall be
given in writing and shall be personally delivered or mailed by first class
registered or certified mail, postage paid, return receipt requested, or
transmitted by facsimile, telegram or telex, addressed to the Company or the
Employee at the addresses set forth on the signature page of this Agreement, or
at such other address as such party may designate by ten (10) days advance
written notice to the other party. Each notice or communication that shall have
been transmitted in the manner described receipt, delivery receipt or (with
respect to a telex) the answer back being deemed conclusive, but not exclusive,
evidence of such sending) or at such time as delivery is refused by the
addressee upon presentation.

         (b)   Severability. Nothing in this Agreement shall be construed so as
to require the commission of any act contrary to law and wherever there is any
conflict between any provision of this Agreement and any law, statute,
ordinance, order or regulation, the latter shall prevail, but in such event any
provision of this Agreement shall be curtailed and limited only to the extent
necessary to bring it within applicable legal requirement. If any provision of
this Agreement should be held invalid or unenforceable, the remaining provisions
shall be unaffected by such a holding.

         (c)   Complete Agreement. This Agreement contains the entire agreement
and understanding between the parties relating to the subject matter hereof, and
superseded any prior understandings, agreements or representations by or between
the parties, written or oral, relating the subject matter hereof.

         (d)   Successors and Assigns. This Agreement and the rights and
obligations of the parties hereto shall bind and inure to the benefit of any
successor or successors of the Company by way of reorganization, merger or
consolidation and any assignee of all or substantially all of its business and
assets, but except as to any such successor or assignee of the Company, neither
this Agreement nor any rights or benefits hereunder may be assigned by the
Company or the Employee. However, in the event of the death of the Employee all
rights to receive payments shall become rights of the Employee's estate.

                                        9
<PAGE>   10

         (e)   Section Headings. The section headings used in this Agreement are
included solely for convenience and shall not affect, or be used in connection
with, the interpretation of this Agreement.

         (f)   Governing Law. This Agreement shall be governed by and construed
in accordance with the laws of the Commonwealth of Virginia.

         IN WITNESS WHEREOF, the parties have executed and delivered this
Agreement on the day and year first above written.

DIGITAL COMMERCE CORPORATION:                   EMPLOYEE:

By: /s/ Thomas J. Cirrito                       /s/ Tony Bansal
    ----------------------------------------    --------------------------------
        Chairman                                    Tony Bansal

Address:

11180 Sunrise Valley Drive
Reston, Virginia  20191

                                       10

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