Document:

SECURED REVOLVING CREDIT NOTE

$6,000,000.00

For value received, the undersigned promises to pay, on the Expiration Date
(as defined in the Business Lean Agreement executed herewith), to the order of
Boyle Leasing Technologies, Inc. (BLT) (the "Lender") at the main office of
the Lender in Waltham, Massachusetts, the principal sum of Six Million
($6,000,000.00) Dollars, or such lesser amount as may be advanced hereunder
and remain outstanding at such time, and to pay interest (calculated on the
basis of a 360-day year for the actual number of days elapsed) from the date
hereof on the outstanding principal balance at a rate of twenty percent (20%)
per annum. Such interest to be payable in arrears on the 30th day each month
commencing August 30, 1997. Overdue principal and, to the extent permitted by
law, overdue interest, shall bear interest, payable on demand, at the rate of
twenty-two percent (22%) per annum.  All advances under this Note and all
repayments of principal shall be endorsed by the holder on the schedule to
this Note or otherwise noted in Lender's books and records.  Until demand, all
amounts repaid may be reborrowed as and to the extent permitted in a Business
Loan Agreement between the undersigned and the Lender of even date (the "Loan
Agreement").

If the Lender shall not have offered to extend the Expiration Date and if no
material default shall have occurred and be continuing on the Expiration Date,
then at the option of the Borrower the unpaid principal balance of the
Revolving Credit Loans shall be payable in eighteen (18) equal consecutive
monthly installments on the first day of each month, commencing on the First
day of the month following the Expiration Date, with the unpaid principal
balance, together with all unpaid interest thereon and all fees and other
amounts due with respect thereto, due and payable in full on the Conversion
Term Loan Maturity Date.

Any deposits or other sums at any time credited by or due from the Lender to
the undersigned and any securities or other property of the undersigned now or
hereafter in the possession of the Lender for any purpose shall constitute
collateral security for payment of the Note. Regardless of the adequacy of any
other collateral, any deposits or other sums credited or due from the Lender
may be applied to or set off against the obligations of the undersigned under
this Note.

The undersigned and every endorser anal guarantor waives presentment, demand;
notice, protest, and all other demands and notices in connection with the
delivery, acceptance, performance, default or enforcement of this Note or of
any collateral, and assents to any extension or postponement of the time of
payment or any other indulgence under this Note, or with respect to any
collateral, to any substitution, exchange or release of any collateral, or the
addition or release of any other party primarily or secondarily liable
hereunder.

No delay or omission of the holder in exercising any right hereunder shall
operate as a waiver of such right or any other right under this Note. No
waiver of any right shall be effective unless in writing and signed by the
holder. A waiver on one occasion shall not be construed as a bar or waiver of
any such right on any future occasion.

The undersigned shall pay on demand all costs and expenses (including
reasonable attorneys' fees and disbursements) paid or incurred by the holder
in enforcing this Note on default.

This Note is secured pursuant to a Security Agreement, of even date, as
amended and supplemented from time to time, and is subject to the terms of the
Loan Agreement.

This Note has been made in, and shall be construed in accordance with the laws
of the Commonwealth of Massachusetts and the obligations, rights and remedies
of the parties hereunder shall be determined in accordance with the internal
laws of the Commonwealth of Massachusetts, without regard to any conflicts of
laws provisions and shall take effect as an instrument under seal. ANY LEGAL
ACTION OR PROCEEDING WITH RESPECT TO THIS AGREEMENT SHALL BE BROUGHT IN ANY
STATE OR FEDERAL COURT LOCATED IN THE COMMONWEALTH OF MASSACHUSETTS
EXCLUSIVELY AND BY EXECUTION AND DELIVERY OF THIS AGREEMENT, THE PARTIES
IRREVOCABLY CONSENT EACH FOR ITSELF AND LV RESPECT OF ITS PROPERTY, TO THE
JURISDICTION OF THOSE COURTS. THE PARTIES IRREVOCABLY WAIVE ANY OBJECTION.
INCLUDING ANY OBJECTION TO THE LAYING OF VENUE OR BASED ON THE GROUNDS OF
FORUM N0N CONVENIENS, WHICH EITHER MAY NOW OR HEREAFTER HAVE TO THE BRINGING
OF ANY ACTION OR PROCEEDING IN SUCH JURISDICTION IN RESPECT OF THIS NOTE OR
ANY DOCUMENT RELATED HERETO, AND AGREE THAT ANY FINAL JUDGMENT IN ANY SUCH
ACTION OR PROCEEDING SHALL BE CONCLUSIVE AND MAY BE ENFORCED IN ANY OTHER
JURISDICTION BY SUIT ON THE JUDGMENT OR IN ANY OTHER MANNER PROVIDED BY LAW.
THE PARTIES WAIVE THE RIGHT TO TRIAL BY JURY IN ANY ACTION ARISING OUT OF THIS
NOTE OR THE AGREEMENTS RELATED THERETO.

WITNESS            COOPERATIVE IMAGES, INC. and ELECTIVE INVESTMENTS, INC.

                   BY: /s/ Gerard A. Powell
                      Gerard A. Powell Chief Executive Officer
                      Address:  210 West Fourth St., Suite 101
                                East Stroudsburg, PA 18301SECURITY AGREEMENT

Cooperative Images Inc. and Elective Investments, Inc., jointly and severally,
having their executive offices at 210 West Fourth Street, Suite 101, East
Stroudsburg, PA 18301 (hereinafter collectively known as the "Borrower") and
Boyle Leasing Technologies, Inc., having its executive offices at 950 Winter
Street, Suite 4100, Waltham, M4 02154 (hereinafter the "Leader" or "BLT"),
hereby agree as follows:

1. In consideration of the Lender's extending credit and ether financial
accommodations to the Borrower under and pursuant to the terms of a Business
Loan Agreement (the "Business Loan Agreement") and a secured revolving note
(the "Revolving Note"), each dated the date hereof, the Borrower hereby grants
to the Lender a security interest in (including, without limitation, a lien on
and pledge of all the Borrower's collateral (as hereinafter defined).

2. As used herein the following words and phrases shall have the following
meanings:

(a) "Consumer Note Agreements" shall mean and refer to those individual loan
contracts with consumer debtors owned and financed by the Borrower, which loan
contracts were properly executed and are valid and enforceable debt contracts
with the consumer debtors party thereto within the jurisdiction where each
such loan contract originated.

(b) "Obligations" shall include, without limitation, all loans, advances,
indebtedness, notes, liabilities and amounts, liquidated or unliquidated,
owing from the Borrower to the Lender at any time, each of every kind, nature
and description, whether arising under this Agreement, the Business Loan
Agreement, the Revolving Note, or otherwise, and whether secured or unsecured,
direct or indirect (that is, whether the same are due directly from the
Borrower to the Lender; or are due indirectly from the Borrower to the Lender
as endorser or guarantor; or as obligor of Obligations due to third persons
which have been endorsed or assigned to the Lender; or otherwise), absolute or
contingent, due or to become due, now existing or hereafter contracted. Said
term shall also include all interest and other charges chargeable to the
Borrower or due from the Borrower to the Lender from time to time and all
costs and expenses referred to in 13(f) of this Agreement.

(c) "Collateral" shall mean and refer to all of the Consumer Note Agreements
(by which is meant those Consumer Note Agreements assigned to the Lender
pursuant to an Assign- of Consumer Note Agreements of even date herewith); all
rights to payment, chattel paper, instruments, documents, rights, remedies,
powers and privileges relating to the foregoing; all collateral lateral,
guarantees and endorsements given to secure any of the foregoing, and all
proceeds thereof. Proceeds shall specifically include all insurance (if any),
accounts, chattel paper and instruments pertaining to any of the aforesaid.

(d) "Code" shall mean and refer to the Massachusetts Uniform Commercial Code
(Mass G.L. c.106) as in effect from time to time.

(e) "Eligible Collateral". A Note:

(1) Which is in full force and effect;
(2) Which is non-cancelable and provides that the. debtor's obligations
thereunder are absolute and unconditional, and not subject to defense,
deduction, set-of, or claim and as to which no defenses, set-offs, claims or
counterclaims exist or have been asserted;
(3) Which is not subject to any Encumbrance other than that in favor of the
Agent for the benefit of the Lender and in which the Agent has a duly
perfected first priority security interest under the UCC;
(4) Which is a Consumer Note Agreement;
(5) The Obligee under which has not been determined by the Agent to be
unacceptable;
(6) Which is in a form approved by the Agent;
(7) Under which no payment is more than 90 days past due;
(8) Under which no default has occurred other than to the extent permissible
under clause (7) immediately above.

3. The Borrower hereby warrants to, represents to and covenants with the
Lender:
(a) The Borrower is the owner of the Consumer Note Agreements free and clear
of all security interests, liens and encumbrances other than certain Consumer
Note Agreements more particularly described in Exhibit A annexed hereto, which
Consumer Note Agreements are being concurrently assigned by Borrower to the
Lender, and the Borrower will warrant and defend the same and the Lender's
security interest therein against the claims and demands of all persons.

(b) The Consumer Note Agreements shall always remain personal property and do
not relate to or involve mortgages or realty.

(c) Except for the Consumer Note Agreements, the Borrower will keep the
Collateral free and clear of all attachments, claims, liens, security
interests and encumbrances of any kind and nature.

(d) The Borrower will not sell, transfer or otherwise dispose of any of the
Consumer Note Agreements or any interest therein.

(e) The Consumer Note Agreements were properly executed and are valid and
enforceable debt contracts with the consumer debtors party thereto within the
jurisdiction where each such loan contract originated. Borrower is in the
business of consumer lending and is knowledgeable of the laws and practices
within the jurisdictions where it conducts its business. Borrower warrants it
has complied with all local, state and federal laws applicable to its business
activities and holds airy and all necessary licenses and permits to conduct
same. Should any Consumer Note Agreement be found which is in violation of
this warranty, Borrower agrees to accept the return of and to replace any such
agreements with agreements in compliance with this paragraph.

(f) The Borrower will indemnify and save the Lender harmless from all loss,
cost, damage, liability or expense, including reasonable attorneys' fees,
which the Lender may sustain or incur by reason of defending or protecting the
security interest hereby granted, the priority thereof, the enforcement of any
of the Obligations, or in the prosecution or defense of any action or
proceeding concerning any matter growing out of or connected with this
Agreement, the Obligations or the Collateral.

4. The Borrower will promptly pay when due all taxes and assessments on or
relating to the Consumer Note Agreements, or upon this Security Agreement or
any note, instrument or other agreement evidencing or given in connection with
or as security for any of the Obligations.

5. The Lender may, at its option: (a) pay any sum required to discharge any
taxes, liens, security interests or encumbrances at any time levied or placed
on the Collateral; and (b) pay any sum necessary in the reasonable judgment of
the Lender for the maintenance or preservation of the Consumer Note
Agreements. On demand, the Borrower will reimburse the Lender for any
reasonable payment made or reasonable expense incurred by the Lender
hereunder, with interest at the rate charged with respect to the Obligations.

6. Without in any way effecting the nature of the Revolving Note, or in any
manner making the following prerequisites for the Lender's requiring
repayment, the occurrence of any of the following events shall be a default by
the Borrower hereunder and under the Revolving Note:

(a) failure of the Borrower to pay or perform any of the Obligations when due;

(b) any warranty, representation or statement made or furnished to the Lender
by the Borrower or in the Borrower's behalf (whether herein, in the Business
Loan Agreement, in the Revolving Note or otherwise), proves to have been false
in any material respect when made or furnished;

(c) any failure to replace a Consumer Note Agreements pursuant to the
provisions of 13(e);

(d) any attachment against the interest of the Borrower in any of the
Collateral (not discharged within thirty(30)days)or any levy upon or seizure
of any of the Collateral;

(e) dissolution, termination of existence, insolvency, business failure,
appointment of a receiver of any property of, assignment for the benefit of
creditors by, or the commencement of any proceeding under any bankruptcy or
insolvency laws by the Borrower or any endorser or guarantor of any of the
Obligations;

(f) commencement of any proceeding against the Borrower under any bankruptcy
or insolvency laws which proceeding is riot discussed within thirty (30) days
of the commencement thereof;

(g) the calling or sufferance by the Borrower of a meeting of the creditors of
the Borrower or the occurrence of a meeting by the Borrower or a
representative thereof with a formal or informal committee of creditors of the
Borrower;

(h) breach by the Borrower of any warranty, representation, covenant or
agreement contained in this Agreement in tie Business Loan Agreement, in the
Revolving Note, or in any other instrument document or agreement executed
pursuant hereto or in connection with the transaction contemplated herein or
in the Business Loan Agreement or the Revolving Note.

7. Upon any default by the Borrower hereunder, all. Obligations shall, at the
Lender's option, without notice or demand and notwithstanding any terms for
payment set forth in any note or instrument evidencing any of the Obligations,
become immediately due and payable; and then and thereafter the Lender shall
have all rights arid remedies specified herein said all rights and remedies of
a Secured Party under the Code. The Lender may take and maintain possession of
the Collateral upon the Borrower's premises or may remove the same to such
other place or places as Lender may determine. Upon the Lender's demand, the
Borrower shall assemble the Consumer Note Agreements and make same available
to the Lender at a place designated by the Lender and reasonably convenient to
the Lender and the Borrower. The Leader will give the Borrower reasonable
notice of the time and place of any public sale thereof or of the tune after
which any private sale or other intended disposition is to be made. The
requirement of reasonable notice shall be met if such notice is mailed,
postage prepaid, to the address of the Borrower herein above set forth at
least fifteen (15) days before the time of sale or other intended disposition.
Expenses of retaking, holding, preparing for sale, selling or similarly
relating to realization on the Collateral shall include reasonable attorneys'
fees and other legal costs and expenses incurred by the Lender.

8. Subject to the rights of any debtor thereof and of, the relevant Consumer
Note Agreements relating thereto the Lender, at Lender's expense, shall have
the right, from time to time, to inspect the Collateral.

9. No delay or failure on the part of the Lender in exercising any right,
privilege remedy or option hereunder shall operate as a waiver thereof. No
waiver whatever shall be valid and binding on the Lender unless contained in a
writing duly executed by the Lender and then only to the extent therein set
forth.

10. The Lender may exercise or enforce any one or more remedies available to
it successively, alternatively or concurrently.

11. The Borrower shall join with the Lender in executing financing statements
and at the Borrower's expense cause the same to be fled in rich public offices
as may be required to perfect the security interest hereby granted. To the
extent permitted by law, the Lender may file one or more financing statements
relating to the security interest hereby granted without the Borrowers
signature thereon. The Borrower will further, front time to time, execute and
deliver and take all such other reasonable action which the Lender may
reasonably require to assure more fully to the Lender or to vest more securely
in the Lender all rights and interests contemplated in this Agreement. A
carbon, photographic or other reproduction of this Agreement or any financial
statement executed pursuant to the terms hereof shall be sufficient as a
financing statement for the purpose of filing with the appropriate public
authorities.

12. This Agreement cannot be amended except by an instrument in writing duly
executed by both the Borrower and the Lender.

13. All rights of the Lender hereunder shall inure to the benefit of its
successors and assigns and this Agreement shall be binding upon the Borrower
and the Borrower's successors or assigns. If there be more than one Borrower,
their obligations hereunder shall be joint and several.

14. Governing Law. This Agreement has been made in, and shall be construed in
accordance with the laws of the Commonwealth of Massachusetts and the
obligations, rights and remedies of the parties hereunder shall be determined
in accordance with the internal laws of the Commonwealth of Massachusetts,
without regard to any conflicts of laws provisions and shall take effect as an
instrument under seal.. ANY LEGAL ACTION OR PROCEEDING WITH RESPECT TO THIS
AGREEMENT SHALL BE BROUGHT IN ANY STATE OR FEDERAL COURT LOCATED) IN. THE
COMMONWEALTH OF:MASSACHUSETTS EXCLUSIVELY AND BY EXECUTION RIND DELIVERY OF
THIS AGREEMENT, THE PARTIES IRREVOCABLY CONSENT EACH FOR ITSELF AND IN RESPECT
OF ITS PROPERTY, TO THE JURISDICTION OF THOSE COURTS. THE PARTIES IRREVOCABLY
WAIVE ANY OBJECTION, INCLUDING ANY OBJECTION TO THE LAYING OF VENUE OR BASED
ON THE GROUNDS OF FORUM NON CONVENIENS, WHICH EITHER MAY NOW OR HEREAFTER HAVE
TO THE BRINGING OF ANY ACTION OR PROCEEDING IN -SUCH JURISDICTION IN RESPECT
OF THIS AGREEMENT OR ANY DOCUMENT RELATED HERETO, AND AGREE THAT ANY FINAL
JUDGMENT IN ANY SUCH ACTION OR PROCEEDING SHALL BE CONCLUSIVE AND MAY BE
ENFORCED IN ANY OTHER JURISDICTION BY SUIT ON THE JUDGMENT OR IN ANY OTHER
MANNER PROVIDED BY LAW. THE PARTIES WAIVE THE RIGHT TO TRIAL BY JURY IN ANY
ACTION ARISING OUT OF' THIS AGREEMENT.

EXECUTED this 5th day of August, 1997.

WITNESS:       COOPERATIVE IMAGES, INC. and ELECTIVE INVESTMENTS, INC
               By:/s/ Gerard A. Powell
               Gerard A. Powell, Chief Executive Officer

               BOYLE LEASING TECHNOLOGIES, INC.
               By: /s/ J. Gregory Hines
               J.Gregory Hines, Vice President

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