Document:

SHARE
      EXCHANGE AGREEMENT, dated
      as
      of December
      15,
      2006
      (the “Agreement”),
      among
FINANCIAL
      SYSTEMS GROUP, INC., a
      Delaware corporation (“FSG”),
      SOLANA
      TECHNOLOGIES, INC., a
      Nevada
      corporation (“STI”),
      and
      MONARCH BAY CAPITAL GROUP, LLC, a
      California limited liability company (the
      “STI
      Shareholder”).

    

    WHEREAS
      the STI
      Shareholder is the owner of 500,000 shares (the “STI
      Shares”)
      of
      common stock, $.001 par value, of STI, constituting 100% of the issued and
      outstanding capital stock of STI; and

    

    WHEREAS
      FSG
      desires to acquire the STI Shares in exchange for an aggregate of 60,000
      authorized, but unissued, shares of Series A Preferred Stock of FSG having
      such
      rights, preferences and privileges as set forth in the Series A Preferred Stock
      Certificate of Designations included as Exhibit A hereto (the “FSG
      Shares”),
      and
      the STI Shareholder desires to exchange the STI Shares for the FSG Shares;
      and

    

    WHEREAS,
      prior
      to the date hereof, the respective boards of directors of each of FSG and STI
      have, and the STI Shareholder has, approved and adopted this Agreement and
      it is
      the intent of the parties hereto that the transactions contemplated hereby
      be
      structured so as to qualify as a tax-free exchange under Subchapter C of the
      Internal Revenue Code of 1986, as amended (the “Code”),
      and
      the provisions of this Agreement will be interpreted in a manner consistent
      with
      this intent.

    

    NOW,
      THEREFORE,
      in
      consideration of the premises and mutual representations, warranties and
      covenants herein contained, the parties hereby agree as follows:

    

    ARTICLE
      I

    DEFINITIONS

     

    Section
      1.01 Definitions.

     

    (a)
      The
      following terms, as used herein, have the following meanings:

     

    “Lien”
means,
      with respect to any asset, any mortgage, lien, pledge, charge, security interest
      or encumbrance of any kind in respect of such asset.

     

    “Person”
means
      an individual, a corporation, a partnership, an association, a trust or other
      entity or organization, including a government or political subdivision or
      an
      agency or instrumentality thereof.

     

    "Taxes"
      means
      all taxes, assessments and governmental charges imposed by any federal, state,
      county, local or foreign government, taxing authority, subdivision or agency
      thereof, including interest, penalties or additions thereto.

     

    (b)
      Each
      of the following terms is defined in the Section set forth opposite such
      term:

    
      	
              Term

            	 	
              Section

            
	
              Closing

            	 	
              2.02

            
	
              Code

            	 	
              Recitals

            
	
              FSG

            	 	
              Recitals

            
	
              FSG
                Common Stock

            	 	
              3.02

            
	
              FSG
                Shares

            	 	
              Recitals

            
	
              Governmental
                Entity

            	 	
              3.04

            
	
              Material
                Adverse Effect

            	 	
              4.01

            
	
              Securities
                Act

            	 	
              2.02

            
	
              STI

            	 	
              Recitals

            
	
              STI
                Balance Sheet

            	 	
              4.08

            
	
              STI
                Balance Sheet Date

            	 	
              4.06

            
	
              STI
                Common Stock

            	 	
              4.02

            
	
              STI
                Permits

            	 	
              4.12

            
	
              STI
                Shares

            	 	
              Recitals

            
	
              STI
                Shareholders

            	 	
              Recitals

            

    

    

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

    ARTICLE
      2

    ACQUISITION
      AND EXCHANGE OF SHARES

    

    Section
      2.01 Exchange
      of Shares.
      Upon
      the
      terms and subject to the conditions of this Agreement, FSG will acquire the
      STI
      Shares in exchange for the FSG Shares at the Closing. 

    

    Section
      2.02 Closing.
      The
      closing (the “Closing”)
      of the
      acquisition of the STI Shares hereunder shall take place at the offices of
      STI
      in Irvine, California as soon as possible, but in no event later than three
      business days, after the satisfaction of the conditions set forth in Article
      VII, or at such other time or place as FSG and STI may agree. At the
      Closing,

    

    (a) FSG
      will
      file the Series A Certificate of Designations included as Exhibit A hereto
      with
      the Delaware Secretary of State. 

    

    (b)
      FSG
      will deliver to the STI Shareholder or its designee, stock certificates
      representing the FSG Shares in accordance with Schedule 2.02
      hereto.

    

    (c)
      STI
      will deliver to FSG stock certificates or other evidences representing all
      of
      the issued and outstanding shares of STI Capital Stock, duly endorsed, so as
      to
      make FSG the holder thereof, free and clear of all Liens.

    

    All
      FSG
      Shares to be issued hereunder shall be deemed “restricted
      securities”
as
      defined in paragraph (a) of Rule 144 under the Securities Act of 1933, as
      amended (the “Securities
      Act”).
      All
      FSG Shares to be issued under the terms of this Agreement shall be issued
      pursuant to an exemption from the registration requirements of the Securities
      Act, under Section 4(2) of the Securities Act and the rules and regulations
      promulgated thereunder. Certificates representing the FSG Shares to be issued
      hereunder shall bear a restrictive legend in substantially the following
      form:

    

    The
      shares represented by this certificate have not been registered under the
      Securities Act of 1933, as amended, and may not be offered for sale, sold,
      or
      otherwise disposed of, except in compliance with the registration provisions
      of
      such Act or pursuant to an exemption from such registration provisions, the
      availability of which is to be established to the satisfaction of the
      Company.

    

    
      
        
        

      

      
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    ARTICLE
      III

    REPRESENTATIONS
      AND WARRANTIES OF FSG

    

    FSG
      hereby represents and warrants to STI and the STI Shareholders that:

    

    Section
      3.01 Organization.
      FSG is
      a corporation duly organized, validly existing and in good standing under the
      laws of the jurisdiction of its incorporation and has all requisite power and
      authority to own, lease and operate its properties and to carry on its business
      as now being conducted. FSG has heretofore delivered to STI accurate and
      complete copies of the Articles of Incorporation and Bylaws, as currently in
      effect, of FSG.

     

    Section
      3.02 Capitalization.

     

    (a)
      The
      authorized capital stock of the FSG consists of (i) 350,000,000 shares of common
      stock, par value $.001 per share (“FSG
      Common Stock”),
      of
      which, as of the date hereof, 14,860,000 were issued and outstanding and (ii)
      20,000,000 shares of preferred stock, par value $.001 per share, of which,
      as of
      the date hereof, none were issued and outstanding. 

     

    (b)
      FSG
      does not own, directly or indirectly, any capital stock or other equity
      securities of any corporation or have any direct or indirect equity or ownership
      interest in any business. 

     

    Section
      3.03 Corporate
      Authorization.
      The
      execution, delivery and performance by FSG of this Agreement and the
      consummation by FSG of the transactions contemplated hereby are within FSG’s
      corporate powers and have been duly authorized by all necessary corporate action
      of FSG. This Agreement has been duly and validly executed and delivered by
      FSG
      and constitutes a valid and binding agreement of FSG, enforceable against FSG
      in
      accordance with its terms.

     

    Section
      3.04 Governmental
      Authorization; Consents.
      The
      execution, delivery and performance by FSG of this Agreement require no action
      by or in respect of, or filing with, any governmental body, agency, official
      or
      authority (a “Governmental
      Entity”).
      

     

    Section
      3.05 Non-Contravention.
      The
      execution, delivery and performance by FSG of this Agreement do not and will
      not
      (i) contravene or conflict with the certificate of incorporation or bylaws
      of
      FSG, or (ii) contravene or conflict with or constitute a violation of any
      provision of any law, regulation, judgment, injunction, order or decree binding
      upon or applicable to FSG.

     

    
      
        
        

      

      
        -3-

        
          

        

      

      
        
        

      

    

     

    Section
      3.06 No
      Operations.
      Except
      for the obligations and liabilities incurred in connection with this Agreement
      and the other agreements and transactions contemplated hereby, FSG has not
      engaged in any business or activities whatsoever since December 31,
      2005.

    

    Section
      3.07 Litigation.
      To the
      knowledge of FSG, there is no action, suit, investigation, proceeding, review
      pending against, or threatened against or affecting, FSG or any of its
      properties before any court or arbitrator or any Governmental Entity which,
      in
      the aggregate, are reasonably likely to have a Material Adverse Effect of FSG
      or
      materially delay the transactions contemplated hereby.

     

    Section
      3.08 Finders’
      Fees.
      There
      is no investment banker, broker, finder or other intermediary which has been
      retained by or is authorized to act on behalf of FSG who might be entitled
      to
      any fee or commission from STI, FSG or any of their respective affiliates upon
      consummation of the transactions contemplated by this Agreement.

     

    Section
      3.09 Periodic
      Reporting.
      Since
      October 12, 2005, (i) the FSG Common Stock has not been registered under Section
      12 of the Securities Exchange Act of 1934, as amended (the “Exchange
      Act”)
      and
      (ii) FSG has not been, and is not, subject to the periodic reporting
      requirements of Section 13 of the Exchange Act. 

    

    Section
      3.10 Employees.
      FSG does
      not (a) have any employees, or (b) have, or contribute to, any pension,
      profit-sharing, option, other incentive plan, or any other type of Employee
      Benefit Plan (as defined in Section 3(3) of the Employee Retirement Income
      Security Act of 1974, as amended)

    

    Section
      3.11 Validity
      of FSG Shares to be Issued.
      The
      shares of FSG Shares to be issued at the Closing are duly authorized and, when
      such FSG Shares have been duly delivered pursuant to the terms of this
      Agreement, such FSG Shares will be validly issued, fully paid, and
      nonassessable.

     

    ARTICLE
      IV

    REPRESENTATIONS
      AND WARRANTIES OF STI

    

    STI
      hereby represents and warrants to FSG that: 

    

    Section
      4.01 Organization.
      STI is
      a corporation duly organized, validly existing and in good standing under the
      laws of the jurisdiction of its incorporation and has all requisite power and
      authority to own, lease and operate its properties and to carry on its business
      as now being conducted. STI is duly qualified or licensed and in good standing
      to do business in each jurisdiction in which the property owned, leased or
      operated by it or the nature of the business conducted by it makes such
      qualification or licensing necessary, except in such jurisdictions where the
      failure to be so duly qualified or licensed and in good standing would not
      in
      the aggregate have a material adverse effect on the business, operations or
      financial condition (a “Material
      Adverse Effect”)
      of
      STI. STI has heretofore delivered to FSG accurate and complete copies of the
      Articles of Incorporation and Bylaws, as currently in effect, of
      STI.

     

    
      
        
        

      

      
        -4-

        
          

        

      

      
        
        

      

    

     

    Section
      4.02 Capitalization.

     

    (a)
      The
      authorized capital stock of the STI consists of 1,000,000 shares of common
      stock, par value $.001 per share (“STI
      Common Stock”),
      of
      which, as of the date hereof, 500,000 were issued and outstanding. All the
      issued and outstanding shares of STI Common Stock are validly issued, fully
      paid
      and nonassessable and free of preemptive rights. Except as set forth above,
      there are not now, and at the Closing Date there will not be, any shares of
      capital stock (or securities substantially equivalent to capital stock) of
      STI
      issued or outstanding or any subscriptions, options, warrants, calls, rights,
      convertible securities or other agreements or commitments of any character
      obligating the STI to issue, transfer or sell any of its
      securities.

     

    (b)
      STI
      does not own, directly or indirectly, any capital stock or other equity
      securities of any corporation or have any direct or indirect equity or ownership
      interest in any business. 

     

    Section
      4.03 Corporate
      Authorization.
      The
      execution, delivery and performance by STI of this Agreement and the
      consummation by STI of the transactions contemplated hereby are within STI’s
      corporate powers and have been duly authorized by all necessary corporate action
      of STI. This Agreement has been duly and validly executed and delivered by
      STI
      and constitutes a valid and binding agreement of STI, enforceable against STI
      in
      accordance with its terms.

     

    Section
      4.04 Governmental
      Authorization; Consents.
      

     

    (a)
      The
      execution, delivery and performance by STI of this Agreement require no action
      by or in respect of, or filing with, any Governmental Entity. 

     

    (b)
      No
      consent, approval, waiver or other action by an Person (other than any
      Governmental Entity referred to in (a) above) under any contract, agreement,
      indenture, lease, instrument, or other document to which STI is a party or
      by
      which either of them is bound is required or necessary for the execution,
      delivery and performance of this Agreement by STI or the consummation of the
      transactions contemplated hereby.

     

    Section
      4.05 Non-Contravention.
      The
      execution, delivery and performance by STI of this Agreement do not and will
      not
      (i) contravene or conflict with the certificate of incorporation or bylaws
      of
      STI, (ii) contravene or conflict with or constitute a violation of any provision
      of any law, regulation, judgment, injunction, order or decree binding upon
      or
      applicable to STI; (iii) constitute a default under or give rise to any right
      of
      termination, cancellation or acceleration of any right or obligation of STI
      or
      to a loss of any benefit to which STI is entitled under any provision of any
      agreement, contract, or other instrument binding upon STI or any license,
      franchise, permit or other similar authorization held by STI or (iv) result
      in
      the creation or imposition of any Lien on any asset of STI.

     

    Section
      4.06 Financial
      Statements.
      The
      unaudited financial statements of STI for the period ended September 30, 2006
      (the “STI
      Balance Sheet Date”)
      previously delivered to FSG fairly present, in conformity with generally
      accepted accounting principles applied on a consistent basis (except as
      indicated in the notes thereto), the financial position of STI as of the date
      thereof and its results of operations and cash flow for the period then ended
      (subject to normal year-end adjustments).

     

    
      
        
        

      

      
        -5-

        
          

        

      

      
        
        

      

    

     

    Section
      4.07 Absence
      of Certain Changes.
      Except
      as set forth in Section
      4.07
      of the
      STI Disclosure Schedule, since the STI Balance Sheet Date, STI has conducted
      its
      business in the ordinary course consistent with past practices and there has
      not
      been:

     

    (a)
      any
      material adverse change in the business, operations or financial condition
      of
      STI; 

     

    (b)
      any
      declaration, setting aside or payment of any dividend or other distribution
      with
      respect to any shares of capital stock of STI, or any repurchase, redemption
      or
      other acquisition by STI of any outstanding shares of capital stock or other
      securities of, or other ownership interests in, STI;

     

    (c)
      any
      amendment of any material terms of any outstanding security of STI;

     

    (d)
      any
      incurrence, assumption or guarantee by STI of any indebtedness for borrowed
      money;

     

    (e)
      any
      creation or assumption by STI of any Lien on any material asset other than
      in
      the ordinary course of business consistent with past practices;

     

    (f)
      any
      making of any loan, advance or capital contributions to or investment in any
      Person;

     

    (g)
      any
      damage, destruction or other casualty loss (whether or not covered by insurance)
      affecting the business or assets of STI which, individually or in the aggregate,
      would reasonable be expected to have a Material Adverse Effect of
      STI;

     

    (h)
      any
      transaction or commitment made, or any contract or agreement entered into,
      by
      STI relating to its assets or business (including the acquisition or disposition
      of any assets) or any relinquishment by STI of any material contract or other
      right, other than transactions and commitments in the ordinary course consistent
      with past practices and those contemplated by this Agreement;

     

    (i)
      any
      change in any method of accounting or accounting practice by STI, except for
      any
      such change after the date hereof required by reason of a concurrent change
      in
      generally accepted accounting principles; or

     

    (j)
      any
      (i) grant of any severance or termination pay to any officer, director or
      employee of STI, (ii) entering into of any employment, deferred compensation
      or
      other similar agreement (or any amendment to any such existing agreement) with
      any director, officer or employee of STI, (iii) increase in benefits payable
      under an existing severance or termination pay policies or employment agreements
      or (iv) increase in compensation, bonus or other benefits payable to directors,
      officers or employees of STI.

     

    
      
        
        

      

      
        -6-

        
          

        

      

      
        
        

      

    

     

    Section
      4.08 No
      Undisclosed Liabilities.
      Except
      as and to the extent set forth in Section 4.08
      of the
      STI Disclosure Schedule, to the knowledge of STI, there are no liabilities
      of
      STI of any kind whatsoever, whether accrued, contingent, absolute, determined,
      determinable or otherwise, and there is no existing condition, situation or
      set
      of circumstances which could reasonably be expected to result in such a
      liability, other than:

     

    (a)
      Liabilities disclosed or provided for in the unaudited balance sheet of STI
      as
      of September 30, 2006 (the “STI
      Balance Sheet”)
      previously delivered to FSG; 

     

    (b)
      Liabilities incurred in the ordinary course of business consistent with past
      practice since the STI Balance Sheet Date, which in the aggregate are not
      material to STI; and

     

    (c)
      Liabilities not required under generally accepted accounting principles to
      be
      shown on the STI Balance Sheet for reasons other than the contingent nature
      thereof or the difficulty of determining the amount thereof.

     

    Section
      4.09 Properties.
      STI
      has
      good and marketable title to, or in the case of leased property has valid
      leasehold interests in, all property and assets (whether real or personal,
      tangible or intangible) reflected on the STI Balance Sheet or acquired after
      the
      STI Balance Sheet Date, except for properties and assets sold since the STI
      Balance Sheet Date in the ordinary course of business consistent with past
      practices or as contemplated by this Agreement. None of such properties or
      assets is subject to any Liens, except:

    

    (a)
      Liens
      disclosed on the STI Balance Sheet;

     

    (b)
      Liens
      for taxes not yet due or being contested in good faith (and for which adequate
      accruals or reserves have been established on the STI Balance Sheet);
      or

     

    (c)
      Liens
      which do not materially detract from the value of such property or assets as
      now
      used.

     

    Section
      4.10 Material
      Contracts.
      

     

    (a)
      Except for agreements, contracts, plans, leases, arrangements or commitments
      set
      forth in Section
      4.10
      of the
      STI Disclosure Schedule, STI is not a party to or subject to:

     

    (i)
      Any
      lease providing for annual rentals of $5,000 or more;

     

    (ii)
      Any
      contract for the purchase of materials, supplies, goods, services, equipment
      or
      other assets providing for annual payments by STI of $10,000 or
      more;

     

    (iii)
      Any
      sales, distribution or other similar agreement providing for the sale by STI
      of
      materials, supplies, goods, services, equipment or other assets that provides
      for annual payments to STI of $10,000 or more;

     

    (iv)
      Any
      partnership, joint venture or other similar contract or arrangement;

     

    
      
        
        

      

      
        -7-

        
          

        

      

      
        
        

      

    

     

    (v)
      Any
      contract relating to indebtedness for borrowed money or the deferred purchase
      price of property (whether incurred, assumed, guaranteed or secured by any
      asset), except contracts relating to indebtedness incurred in the ordinary
      course of business in an amount not exceeding $10,000;

     

    (vi)
      Any
      license agreement, franchise agreement or agreement in respect of similar rights
      granted to or held by STI;

     

    (vii)
      Any
      agency, dealer, reseller, sales representative or similar
      agreement;

     

    (viii)
      Any contract or other document that substantially limits the freedom of STI
      to
      compete in any line of business or with any Person or in any area or which
      would
      so limit the freedom of STI after the Closing Date;

     

    (ix)
      Any
      other contract or commitment not made in the ordinary course of business that
      is
      material to STI.

     

    (b)
      Each
      agreement, contract, plan, lease, arrangement and commitment required to be
      disclosed on Section
      4.10
      of the
      STI Disclosure Schedule is a valid and binding agreement of STI and is in full
      force and effect, and neither STI nor any other party thereto is in default
      in
      any material respect under the terms of any such agreement, contract, plan,
      lease, arrangement or commitment.

     

    Section
      4.11 Litigation.
      Except
      as disclosed in Section
      4.11
      of the
      STI Disclosure Schedule, there is no action, suit, investigation, proceeding,
      review pending against, or to the knowledge of STI threatened against or
      affecting, STI or any of its properties before any court or arbitrator or any
      Governmental Entity which, in the aggregate, are reasonably likely to have
      a
      Material Adverse Effect of STI or materially delay the transactions contemplated
      hereby.

     

    Section
      4.12 Compliance
      with Laws; No Defaults.
      

     

    (a)
      STI
      holds all permits, licenses, variances, exemptions, orders and approvals of
      all
      Governmental Entities necessary for the lawful conduct of its businesses (the
      "STI
      Permits"),
      except for failures to hold such STI Permits which would not, in the aggregate,
      reasonably be expected to have a Material Adverse Effect of STI. STI is in
      compliance with the terms of the STI Permits, except where the failure so to
      comply would not reasonably be expected to have a Material Adverse Effect of
      STI. The business of STI is not being conducted in violation of any applicable
      law, ordinance, rule, regulation, decree or order of any Governmental Entity,
      except for violations which in the aggregate do not and would not reasonably
      be
      expected to have a Material Adverse Effect of STI. 

     

    (b)
      Except as set forth in Section
      4.12
      of the
      STI Disclosure Schedule, STI is not in default or violation (and no event has
      occurred which with notice or the lapse of time or both would constitute a
      default or violation) of any term, condition or provision of (i) any note,
      bond,
      mortgage, indenture, license, contract, agreement or other instrument or
      obligation to which STI is a party or by which it or any of their material
      amount of its properties or assets is bound or (iii) any order, writ,
      injunction, decree, statute, rule or regulation applicable to STI, which
      defaults or violations would, in the aggregate, reasonable be expected to have
      a
      Material Adverse Effect of STI or which would materially delay the consummation
      of the transactions contemplated hereby.

     

    
      
        
        

      

      
        -8-

        
          

        

      

      
        
        

      

    

     

    Section
      4.13 Taxes.
      Except
      as set forth in Section
      4.13
      of the
      STI Disclosure Schedule, STI has duly filed all material federal, state, local
      and foreign tax returns required to be filed by it, and STI has duly paid,
      caused to be paid or made adequate provision for the payment of all Taxes
      required to be paid in respect of the periods covered by such returns and has
      made adequate provision for payment of all Taxes anticipated to be payable
      in
      respect of all calendar periods since the periods covered by such returns.
      No
      issue or claim has been asserted for Taxes by any taxing authority for any
      prior
      period, the adverse determination of which would result in a deficiency which
      would have a Material Adverse Effect of STI, other than those heretofore paid
      or
      provided for. Except as set forth in Section
      4.13
      of the
      STI Disclosure Schedule, there are no outstanding agreements or waivers
      extending the statutory period of limitation applicable to any federal or
      foreign income tax return of STI or its subsidiaries.

     

    Section
      4.15 Finders’
      Fees.
      There
      is no investment banker, broker, finder or other intermediary which has been
      retained by or is authorized to act on behalf of STI who might be entitled
      to
      any fee or commission from STI, FSG or any of their respective affiliates upon
      consummation of the transactions contemplated by this Agreement.

     

    Section
      4.16 Employees.
      Except
      as set forth in Section
      4.16
      of the
      STI Disclosure Schedule, STI does not have, or contribute to, any pension,
      profit-sharing, option, other incentive plan, or any other type of Employee
      Benefit Plan (as defined in Section 3(3) of the Employee Retirement Income
      Security Act of 1974, as amended), or has any obligation to or customary
      arrangement with employees for bonuses, incentive compensation, vacations,
      severance pay, sick pay, sick leave, insurance, service award, relocation,
      disability, tuition refund, or other benefits, whether oral or written.

    

    Section
      4.17 Questionable
      Payments.
      Neither
      STI, nor any director, officer, agent, employee, or other person associated
      with, or acting on behalf of, STI, nor any stockholder of STI has, directly
      or
      indirectly: used any corporate funds for unlawful contributions, gifts,
      entertainment, or other unlawful expenses relating to political activity; made
      any unlawful payment to foreign or domestic government officials or employees
      or
      to foreign or domestic political parties or campaigns from corporate funds;
      violated any provision of the Foreign Corrupt Practices Act of 1977, as amended;
      or made any bribe, rebate, payoff, influence payment, kickback, or other
      unlawful payment.

    

     Section
      4.18 Completeness
      of Disclosure.
      No
      representation or warranty by STI in this Agreement contains or, and at the
      Closing Date will contain, an untrue statement of material fact or omits or,
      at
      the Closing Date, will omit to state a material fact required to be stated
      therein or necessary to make the statements made not misleading.

     

    
      
        
        

      

      
        -9-

        
          

        

      

      
        
        

      

    

     

    ARTICLE
      V

    REPRESENTATIONS
      AND WARRANTIES OF STI SHAREHOLDER

    

    The
      STI
      Shareholder hereby represents and warrants to FSG that: 

    

    Section
      5.01 Representations
      and Warranties of STI.
      To
      the
      knowledge of the STI Shareholder, the representations and warranties of STI
      set
      forth in Article IV hereof are true and correct in all material respects.
      Nothing has come to the attention of the STI Shareholder that would lead the
      STI
      Shareholder to believe that any representation or warranty of STI set forth
      in
      Article IV hereof is untrue or incorrect in any material respect.

    

    Section
      5.02 
      Authority.
      The STI
      Shareholder has approved this Agreement and duly authorized the execution and
      delivery hereof. The STI Shareholder has full power and authority to execute,
      deliver, and perform this Agreement and the transactions contemplated hereby
      and
      in connection herewith. 

    

    Section
      5.03  Ownership
      of Shares.
      The STI
      Shareholder owns beneficially all of the shares of STI Shares. The STI
      Shareholder has full power and authority to transfer the STI Shares to FSG
      under, pursuant to, and in accordance with, this Agreement, and such shares
      are
      free and clear of any Liens and such shares are not subject to any claims as
      to
      the ownership thereof, or any rights, powers or interest therein, by any third
      party and are not subject to any preemptive or similar rights of
      stockholders.

    

    Section
      5.04 
      Investment Representations and Covenants.

    

    (i) The
      STI
      Shareholder represents that it is acquiring the FSG Shares for its own account
      and for investment only and not with a view to distribution or resale thereof
      within the meaning of such phrase as defined under the Securities Act. The
      STI
      Shareholder shall not dispose of any part or all of such FSG Shares in violation
      of the provisions of the Securities Act and the rules and regulations
      promulgated under the Securities Act by the Securities and Exchange Commission
      and all applicable provisions of state securities laws and
      regulations.

    

    (ii) The
      certificate or certificates representing the shares of FSG Shares shall bear
      a
      legend in substantially the form set forth in Section 2.02 hereof. 

    

    (iii) The
      STI
      Shareholder acknowledges being informed that the FSG Shares shall be
      unregistered, shall be “restricted
      securities”
as
      defined in paragraph (a) of Rule 144 under the Securities Act, and must be
      held
      indefinitely unless (a) they are subsequently registered under the
      Securities Act, or (b) an exemption from such registration is available.
      The STI Shareholder further acknowledges that FSG does not have an obligation
      to
      currently register such securities for the account of STI Shareholder.

    

    (iv) The
      STI
      Shareholder acknowledges that it has been afforded access to all material
      information which it has requested relevant to its decision to acquire the
      FSG
      Shares and to ask questions of FSG’s management and that, except as set forth
      herein, neither FSG nor anyone acting on behalf of FSG has made any
      representations or warranties to the STI Shareholder which have induced,
      persuaded, or stimulated the STI Shareholder to acquire such FSG
      Shares.

     

    
      
        
        

      

      
        -10-

        
          

        

      

      
        
        

      

    

    

    (v) The
      STI
      Shareholder is an “accredited
      investor”
as
      defined in Rule 501(a) under the Securities Act and has the knowledge and
      experience in financial and business matters to be capable of evaluating the
      merits and risks of the prospective investment in the FSG Shares, and the STI
      Shareholder is and will be able to bear the economic risk of the investment
      in
      such FSG Shares.

    

    ARTICLE
      VI

    COVENANTS

    

    Section
      6.01 Covenants
      of FSG.
      FSG
      agrees that:

     

    (a)
      Conduct
      of FSG.
      During
      the period from the date of this Agreement and continuing until the Closing
      Date, FSG shall conduct its business in the ordinary course consistent with
      past
      practices and to use its reasonable commercial efforts to preserve intact its
      business organization. Without limiting the generality of the foregoing, from
      the date hereof until the Closing Date, FSG will not:

     

    (i)
      Adopt
      or propose any change in its certificate of incorporation or
      bylaws;

     

    (ii)
      Merge or consolidate with any other Person or acquire a material amount of
      assets of any other Person; 

     

    (iii
      Except as expressly permitted by this Agreement, sell, lease, license or
      otherwise dispose of any material assets or properties except (A) pursuant
      to
      existing contracts or commitments and (B) in the ordinary course of business
      consistent with past practice; or

     

    (iv)
      Agree or commit to do any of the foregoing. 

     

    FSG
      will
      not (i) take or agree or commit to take any action that would make any
      representation and warranty of FSG inaccurate in any respect at, or as of any
      time prior to, the Closing Date, (ii) omit or agree or commit to omit to take
      any action necessary to prevent any such representation or warranty from being
      inaccurate in any respect at any such time, or (iii) make any agreement or
      reach
      any understanding not approved in writing by FSG as a condition for obtaining
      any consent, authorization, approval, order, license, certificate, or permit
      required for the consummation of the transactions contemplated by this
      Agreement.

     

    (b)
      Additional
      Covenants of FSG.
      Effective at the Closing, the Board of Directors of FSG shall take all required
      corporate action to cause the Board of Directors of FSG to consist of David
      Walters (the “New FSG Board”). 

     

    (c)
      Access
      to Information.
      Upon
      reasonable notice and subject to restrictions contained in confidentiality
      agreements to which such party is subject (from which such party shall use
      reasonable efforts to be released), FSG shall afford to the officers, employees,
      accountants, counsel and other representatives of STI, access, during normal
      business hours during the period prior to the Closing, to all of FSG’s
      properties, books, contracts, commitments and records and, during such period,
      FSG shall furnish promptly to the other all information concerning the STI’s
      business, properties and personnel as STI may reasonably request. 

     

    
      
        
        

      

      
        -11-

        
          

        

      

      
        
        

      

    

     

    (d)
      Confidentiality.
      Prior
      to the Closing Date and after any termination of this Agreement, FSG and its
      affiliates will hold, and will use best efforts to cause their respective
      officers, directors, employees, accountants, counsel, consultants, advisors
      and
      agents to hold, in confidence, unless compelled to disclose by judicial or
      administrative process or by other requirements of law, all confidential
      documents and information concerning STI furnished to FSG or its affiliates
      in
      connection with the transactions contemplated by this Agreement, except to
      the
      extent that such information can be shown to have been (i) previously known
      on a
      nonconfidential basis by FSG, (ii) in the public domain through no fault of
      FSG
      or (iii) later lawfully acquired by FSG from sources other than STI or the
      STI
      Shareholders; provided
      that
      FSG
      may disclose such information to its officers, directors, employees,
      accountants, counsel, consultants, advisors and agents in connection with the
      transactions contemplated by this Agreement and to its lenders in connection
      with obtaining the financing for the transactions contemplated by this Agreement
      so long as such Persons are informed by FSG of the confidential nature of such
      information and are directed by FSG to treat such information confidentially.
      The obligation of FSG and its affiliates to hold such information in confidence
      shall be satisfied if they exercise the same care with respect to such
      information as they would take to preserve the confidentiality of their own
      similar information. If this Agreement is terminated, FSG and its affiliates
      will, and will use best efforts to cause their respective officers, directors,
      employees, accountants, counsel, consultants, advisors and agents to, destroy
      or
      deliver to STI, upon request, all documents and other materials, and all copies
      thereof, obtained by FSG and its affiliates or on their behalf from STI or
      the
      STI Shareholders in connection with this Agreement that are subject to such
      confidence.

     

    Section
      6.02 Covenants
      of STI.
      STI
      agrees that:

     

    (a)
      Conduct
      of STI.
      During
      the period from the date of this Agreement and continuing until the Closing
      Date, STI shall conduct its business in the ordinary course consistent with
      past
      practices and to use its best efforts to preserve intact its business
      organizations and relationships with third parties and to keep available the
      services of its present officers and employees. Without limiting the generality
      of the foregoing, from the date hereof until the Closing Date, STI will
      not:

     

    (i)
      Adopt
      or propose any change in its certificate of incorporation or
      bylaws;

     

    (ii)
      Merge or consolidate with any other Person or acquire a material amount of
      assets of any other Person; 

     

    (iii)
      Pay, discharge or satisfy any claims, liabilities or obligations (absolute,
      accrued, asserted or unasserted, contingent or otherwise), other than the
      payment, discharge or satisfaction in the ordinary course of business consistent
      with past practice or in accordance with their terms, of liabilities reflected
      or reserved against in, or contemplated by, the STI Balance Sheet (or the notes
      thereto) or incurred in the ordinary course of business consistent with past
      practice;

     

    
      
        
        

      

      
        -12-

        
          

        

      

      
        
        

      

    

     

    (iv)
      Except as expressly permitted by this Agreement, sell, lease, license or
      otherwise dispose of any material assets or properties except (A) pursuant
      to
      existing contracts or commitments and (B) in the ordinary course of business
      consistent with past practice; or

     

    (v)
      Agree
      or commit to do any of the foregoing. 

     

    STI
      will
      not (i) take or agree or commit to take any action that would make any
      representation and warranty of FSG inaccurate in any respect at, or as of any
      time prior to, the Closing Date, (ii) omit or agree or commit to omit to take
      any action necessary to prevent any such representation or warranty from being
      inaccurate in any respect at any such time or (iii) make any agreement or reach
      any understanding not approved in writing by FSG as a condition for obtaining
      any consent, authorization, approval, order, license, certificate, or permit
      required for the consummation of the transactions contemplated by this
      Agreement.

     

    (b)
      Access
      to Information.
      Upon
      reasonable notice and subject to restrictions contained in confidentiality
      agreements to which such party is subject (from which such party shall use
      reasonable efforts to be released), STI shall afford to the officers, employees,
      accountants, counsel and other representatives of FSG, access, during normal
      business hours during the period prior to the Closing, to all of STI’s
      properties, books, contracts, commitments and records and, during such period,
      STI shall furnish promptly to the other all information concerning STI’s
      business, properties and personnel as FSG may reasonably request, in each case,
      to the extent necessary to permit FSG to determine any matter relating to its
      rights and obligations hereunder or to any period ending on or before the
      Closing Date. 

     

    (c)
      Confidentiality.
      Prior
      to the Closing Date and after any termination of this Agreement, STI and its
      affiliates will hold, an will use best efforts to cause their respective
      officers, directors, employees, accountants, counsel, consultants, advisors
      and
      agents to hold, in confidence, unless compelled to disclose by judicial or
      administrative process or by other requirements of law, all confidential
      documents and information concerning FSG furnished to STI or its affiliates
      in
      connection with the transaction contemplated by this Agreement, except to the
      extent that such information can be shown to have been (i) previously known
      on a
      nonconfidential basis by STI, (ii) in the public domain through no fault of
      STI
      or (iii) later lawfully acquired by STI from sources other than FSG;
provided
      that
      STI
      may disclose such information to its officers, directors, employees,
      accountants, counsel, consultants, advisors and agents in connection with the
      transactions contemplated by this Agreement and to its lenders in connection
      with obtaining the financing for the transactions contemplated by this Agreement
      so long as such Persons are informed by STI of the confidential nature of such
      information and are directed by STI to treat such information confidentially.
      The obligation of STI and its affiliates to hold such information in confidence
      shall be satisfied if they exercise the same care with respect to such
      information as they would take to preserve the confidentiality of their own
      similar information. If this Agreement is terminated, STI and its affiliates
      will, and will use best efforts to cause their respective officers, directors,
      employees, accountants, counsel, consultants, advisors and agents to, destroy
      or
      deliver to FSG, upon request, all documents and other materials, and all copies
      thereof, obtained by STI and its affiliates or on their behalf from FSG in
      connection with this Agreement that are subject to such confidence.

     

    
      
        
        

      

      
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    Section
      6.03 Covenants
      of the STI Shareholders.
      The STI
      Shareholder agrees to use best efforts to cause STI to perform each covenant
      thereof set forth herein on a timely basis.

    

    Section
      6.04 Covenants
      of Both Parties.
      Each
      party hereto agrees that:

     

    (a)
      Best
      Efforts.
      Subject
      to the terms and conditions of this Agreement, each of the parties hereto agrees
      (i) to use its best efforts to take, or cause to be taken, all actions, and
      to
      do, or cause to be done, all things necessary, proper or advisable under
      applicable laws and regulations to consummate and make effective the
      transactions contemplated by this Agreement, and (ii) to execute and deliver
      such other documents, certificates, agreements and other writings and to take
      such other actions as may be necessary or desirable in order to consummate
      or
      implement expeditiously the transactions contemplated by this
      Agreement.

     

    (b)
      Certain
      Filings.
      Each of
      the parties will cooperate with one another (i) in determining whether any
      action by or in respect of, or filing with, any Governmental Entity is required
      or any actions, consents, approvals or waivers are required to be obtained
      from
      parties to any material contracts, in connection with the transactions
      contemplated by this Agreement and (ii) in taking such actions or making any
      such filings, furnishing information required in connection therewith and
      seeking timely to obtain any such actions, consents, approvals or
      waivers.

     

    (c)
      Public
      Announcements.
      Before
      any party releases any information concerning this Agreement or any of the
      other
      transactions contemplated hereby or in connection herewith which is intended
      for
      or may result in public dissemination thereof, it shall cooperate with the
      other
      parties, shall furnish drafts of all documents or proposed oral statements
      to
      the other parties for comment, and shall not release any such information
      without the written consent of STI (in the case of release by FSG) or FSG (in
      the case of releases by STI or the STI Shareholder). Nothing contained herein
      shall prevent a party from releasing any information if required to do so by
      law.

    

    (d)
      Notices.
      Each of
      the parties shall give prompt notice to the other parties of: (a) any
      notice of, or other communication relating to, a default or event which, with
      notice or the lapse of time or both, would become a default, received by it
      or
      any of its subsidiaries subsequent to the date of this Agreement and prior
      to
      the Closing, under any agreement, indenture or instrument material to the
      financial condition, properties, businesses or results of operations of it
      and
      its subsidiaries, taken as a whole, to which it or any of its subsidiaries
      is a
      party or is subject; (b) any notice or other communication from any third
      party alleging that the consent of such third party is or may be required in
      connection with the transactions contemplated by this Agreement, which consent,
      if required, would breach the representations contained in Articles
      III, IV or V;
      and (c)
      any other material fact or occurrence or any pending or threatened material
      occurrence of which it obtains knowledge and which (if existing and known at
      the
      date of the execution of this Agreement) would have been required to be set
      forth or disclosed in or pursuant to this Agreement, which (if existing and
      known at any time prior to or at the Closing) would make the performance by
      any
      party of a covenant contained in this Agreement impossible or make such
      performance materially more difficult than in the absence of such fact or
      occurrence, or which (if existing and known at the time of the Closing) would
      cause a condition to any party’s obligations under this Agreement not to be
      fully satisfied.

     

    
      
        
        

      

      
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    ARTICLE
      VII

    CONDITIONS

    

    Section
      7.01 Conditions
      to Each Party's Obligation.
      The
      obligation of each party to consummate the Closing is subject to the
      satisfaction of the following conditions: 

     

    (a)
      All
      authorizations, consents, orders or approvals of, or declarations or filings
      with, or expirations or terminations of waiting periods imposed by, any
      Governmental Entity, and all required third party consents, shall have been
      filed, occurred or been obtained. 

     

    (b)
      No
      statute, rule, regulation, executive order, decree or injunction shall have
      been
      enacted, entered, promulgated or enforced by any court or governmental authority
      which prohibits the consummation of the Closing and shall be in
      effect.

     

    Section
      7.02 Conditions
      to Obligation of FSG.
      The
      obligation of FSG to consummate the Closing is subject to the satisfaction
      of
      the following further conditions:

     

    (a)
      The
      representations and warranties of STI and the STI Shareholder set forth in
      this
      Agreement shall be true and correct as of the date of this Agreement, and shall
      also be true in all material respects (except for such changes as are
      contemplated by the terms of this Agreement and such changes as would be
      required to be made in the exhibits to this Agreement if such schedules were
      to
      speak as of the Closing Date) on and as of the Closing Date with the same force
      and effect as though made on and as of the Closing Date, except if and to the
      extent any failures to be true and correct would not, in the aggregate,
      reasonable be expected to have a Material Adverse Effect of STI.

     

    (b)
      STI
      and the STI Shareholder shall have performed in all material respects all
      obligations required to be performed by them under this Agreement at or prior
      to
      the Closing Date.

     

    (c)
      FSG
      shall have a received a certificate signed by the Chief Executive Officer of
      STI
      confirming Section
      7.02(a) and (b).

     

    (d)
      FSG
      shall have received (i) resolutions duly adopted by the Board of Directors
      of the STI approving the execution and delivery of this Agreement and all other
      necessary or proper corporate action to enable STI to comply with the terms
      of
      this Agreement, and (ii) all other documents it may reasonably request
      relating to the existence of STI and the authority of STI for this Agreement,
      all in form and substance reasonable satisfactory to FSG. 

     

    Section
      7.03 Conditions
      to Obligations of STI and STI Shareholders.
      The
      obligations of STI and the STI Shareholder to consummate the Closing are subject
      to the following further conditions:

     

    (a)
      The
      representations and warranties of FSG set forth in this Agreement shall be
      true
      and correct as of the date of this Agreement, and shall also be true in all
      material respects (except for such changes as are contemplated by the terms
      of
      this Agreement and such changes as would be required to be made in the exhibits
      to this Agreement if such schedules were to speak as of the Closing Date) on
      and
      as of the Closing Date with the same force and effect as though made on and
      as
      of the Closing Date.

     

    
      
        
        

      

      
        -15-

        
          

        

      

      
        
        

      

    

     

    (b)
      FSG
      shall have performed in all material respects all obligations required to be
      performed by it under this Agreement at or prior to the Closing
      Date.

     

    (c)
      STI
      shall have a received a certificate signed by the Chief Executive Officer of
      FSG
      confirming Section
      7.03(a) and (b).

     

    (d)
      STI
      shall have received (i) resolutions duly adopted by the Board of Directors
      of FSG approving the execution and delivery of this Agreement and all other
      necessary or proper corporate action to enable FSG to comply with the terms
      of
      this Agreement, and (ii) all other documents it may reasonably request
      relating to the existence of FSG and the authority of FSG for this Agreement,
      all in form and substance reasonable satisfactory to STI. 

     

    (e)
      FSG
      shall have made all filings, and taken all actions, necessary to comply with
      all
      reporting requirements under federal and state securities laws (including
      without limitation, applicable “blue-sky” laws) with regard to the issuance of
      FSG Shares as contemplated by this Agreement other than the filing of Form
      D up
      to 15 days following the Closing. Without limiting the generality of the
      foregoing, any prescribed periods within which a “blue sky” or securities law
      administrator may disallow FSG’s notice of reliance on an exemption from such
      state’s requirements, shall have elapsed at or prior to the Closing
      Date.

     

    (f)
      FSG
      shall have received the resignations, effective as of the Closing, of all of
      its
      officers and directors.

     

    ARTICLE
      VIII

    TERMINATION
      AND AMENDMENT

     

    Section
      8.01 Termination.
      This
      Agreement may be terminated at any time prior to the Closing Date:

     

    (a)
      by
      mutual consent of STI and FSG;

     

    (b)
      by
      either STI or FSG if the Closing shall not have been consummated before December
      31, 2006 (unless the failure to consummate the Closing by such date shall be
      due
      to the action or failure to act of the party seeking to terminate this
      Agreement); or

     

    (c)
      by
      either STI or FSG if (i) the conditions to such party's obligations shall have
      become impossible to satisfy or (ii) any permanent injunction or other
      order of a court or other competent authority preventing the consummation of
      the
      Closing shall have become final and non-appealable.

     

    
      
        
        

      

      
        -16-

        
          

        

      

      
        
        

      

    

     

    Section
      8.02 Effect
      of Termination.
      In the
      event of the termination and abandonment of this Agreement pursuant to
Section 8.01
      hereof,
      this Agreement shall forthwith become void and have no effect, without any
      liability on the part of any party hereto or its affiliates, directors, officers
      or stockholders, other than the provisions of Sections
      6.01(c) and 6.02(c).
      Nothing
      contained in this Section 8.02
      shall
      relieve any party from liability for any breach of this Agreement.

     

    Section
      8.03 Amendment.
      This
      Agreement may not be amended except by an instrument in writing signed on behalf
      of each of the parties hereto.

     

    Section
      8.04 Extension;
      Waiver.
      At any
      time prior to the Closing Date, the parties hereto may, to the extent legally
      allowed, (i) extend the time for the performance of any of the obligations
      or other acts of the other parties hereto, (ii) waive any inaccuracies in
      the representations and warranties contained herein or in any document delivered
      pursuant hereto and (iii) waive compliance with any of the agreements or
      conditions contained herein. Any agreement on the part of a party hereto to
      any
      such extension or waiver shall be valid only if set forth in a written
      instrument signed on behalf of such party.

     

    ARTICLE
      IX

    MISCELLANEOUS

    

    Section
      9.01 Entire
      Agreement; Assignment.
      This
      Agreement (a) constitutes the entire agreement and supersedes all prior
      agreements and understandings, both written and oral, among the parties with
      respect to the subject matter hereof (other than any confidentiality agreement
      between the parties; any provisions of such agreements which are inconsistent
      with the transactions contemplated by this Agreement being waived hereby) and
      (b) shall not be assigned by operation of law or otherwise.

    

    Section
      9.02 Non-Survival
      of Representations and Warranties.
      The
      covenants, agreements, representations and warranties of the parties hereto
      contained in this Agreement or in any certificate or other writing delivered
      pursuant hereto or in connection herewith shall not survive the Closing.
      This
      Section 9.02
      shall
      not limit any claim for fraud or any covenant or agreement of the parties which
      by its terms contemplates performance after the Closing Date.

    

    Section
      9.03 Expenses.
      Whether
      or not the transactions contemplated in this Agreement are consummated, all
      costs and expenses incurred in connection with this Agreement and the
      transactions contemplated hereby, will be paid by the party incurring such
      expense or as otherwise agreed to herein.

    

    Section
      9.04 Notices.
      Any
      notice or other communication required or permitted to be given hereunder shall
      be in writing and shall be mailed by certified mail, return receipt requested
      or
      by the most nearly comparable method if mailed from or to a location outside
      of
      the United States or by Federal Express, Express Mail, or similar overnight
      delivery or courier service or delivered (in person or by telecopy, telex,
      or
      similar telecommunications equipment) against receipt to the party to which
      it
      is to be given at the address of such party set forth in the signature pages
      to
      this Agreement (or to such other address as the party shall have furnished
      in
      writing in accordance with the provisions of this Section
      9.04.
      Any
      notice or other communication given by certified mail (or by such comparable
      method) shall be deemed given at the time of certification thereof (or
      comparable act), except for a notice changing a party's address which will
      be
      deemed given at the time of receipt thereof. Any notice given by other means
      permitted by this Section
      9.04
      shall be
      deemed given at the time of receipt thereof.

     

    
      
        
        

      

      
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    Section
      9.05 Parties
      in Interest.
      This
      Agreement will inure to the benefit of and be binding upon the parties hereto
      and the respective successors and assigns. Nothing in this Agreement is intended
      to confer, expressly or by implication, upon any other person any rights or
      remedies under or by reason of this Agreement.

    

    Section
      9.06 Counterparts.
      This
      Agreement may be executed in two or more counterparts, each of which will be
      deemed an original and all together will constitute one document. The delivery
      by facsimile of an executed counterpart of this Agreement will be deemed to
      be
      an original and will have the full force and effect of an original executed
      copy.

    

    Section
      9.07 Severability.
      Any
      provision of this Agreement that is prohibited or unenforceable in any
      jurisdiction shall, as to such jurisdiction, be ineffective to the extent of
      such prohibition or unenforceability without invalidating the remaining
      provisions hereof, and any such prohibition or unenforceability in any
      jurisdiction shall not invalidate or render unenforceable such provision in
      any
      other jurisdiction.

    

    Section
      9.08 Headings.
      The
      Article and Section headings are provided herein for convenience of reference
      only and do not constitute a part of this Agreement and will not be deemed
      to
      limit or otherwise affect any of the provisions hereof.

    

    Section
      9.09  Governing
      Law.
      This
      Agreement will be deemed to be made in and in all respects will be interpreted,
      construed and governed by and in accordance with the law of the State of
      Delaware without regard to any applicable principles of conflicts of
      law.

    

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    IN
      WITNESS WHEREOF, the
      parties hereto have executed and delivered this Agreement in a manner legally
      binding upon them as of the date first above written.

     

    
      	 	 	 
	 	
              FINANCIAL
                SYSTEMS GROUP, INC.

            
	 
 	 
 	 
 
	
            	By:  	
            
	 	
              

              Name:
                

              Title:
                

              Address:
                

            
	 	 
	
              Attest:

               

               

              
                

              

              
                Name:

                Title:
                  Secretary

              

            	 

    
      	
            	 	 
	 	
              
                SOLANA
                  TECHNOLOGIES, INC.

              

            
	 
 	 
 	 
 
	
            	By:  	
            
	 	
              

              
                Name:
                  David
                  Walters

                Title:
                  Chief
                  Executive Officer

                Address:
30900
                  Rancho Viejo Road

                 San
                  Juan Capistrano, CA 92675

              

            
	 	 
	
              Attest:

               

               

              
                

              

              
                Name:

                Title:
                  Secretary

              

            	 

    

    

    
      	
            	 	 
	 	
              
                
                  STI
                    SHAREHOLDER:

                

              

            
	 
 	 
 	 
 
	
            	By:  	
            
	 	
              

              
                
                  Name:
                    Monarch
                    Bay Capital Group, LLC

                  By:
                    David
                    Walters, Managing Director 

                  Address:
                    30900
                    Rancho Viejo Road

                   
                    San Juan Capistrano, CA
                    92675

                

              

            

    
      
        
        

      

      
        -19-EXCHANGE
      AND RELEASE AGREEMENT

     

    THIS
      EXCHANGE AND RELEASE AGREEMENT (this “Agreement”) is made and entered into this
      15th day of December, 2006, by and between Financial Systems Group, Inc., a
      Delaware corporation (“FSG”) and AJW
      Partners, LLC, New Millennium Capital Partners II, LLC, AJW Offshore Ltd. and
      AJW Qualified Partners, LLC (collectively, the “NIR Parties”).

     

    Statement
      of purpose

     

    A.
      FSG
      (then known as NetStaff, Inc.) and the NIR Parties entered into the financings
      listed in Exhibit A
      attached
      hereto (the “Financings”) pursuant to which the NIR Parties purchased certain
      convertible debentures and warrants to purchase common stock of FSG
      (collectively, the “Securities”). Pursuant to the Financings, FSG and the NIR
      Parties also entered into various Registration Rights Agreements and Security
      Agreements (together with the Financings and any other agreements entered into
      in connection therewith, the “Original NIR Agreements”). FSG has failed to make
      certain payments required by the Securities and has defaulted on various other
      provisions of the Original NIR Agreements as a result of which certain penalty
      provisions have been triggered (the “Defaults and Penalties”). On
      October 7, 2004, in partial satisfaction of the Securities and Defaults and
      Penalties, the NIR Parties foreclosed on approximately 75,271,104 shares of
      common stock and all of the tangible assets of FSG.

     

    B.
      As of
      the date hereof, the NIR Parties beneficially own the Securities and shares
      of
      common stock of FSG, in each case, as listed on Schedule 1 hereto (the “Existing
      FSG Holdings”).

     

    C.
      On the
      date hereof, FSG is entering into a Share Exchange Agreement (the “Share
      Exchange Agreement”) with Solana Technologies, Inc. (“STI”) and its shareholders
      pursuant to which FSG is acquiring all of the issued and outstanding shares
      of
      STI capital stock in exchange for an 60,000 shares of Series A Preferred Stock
      having such rights, preferences and privileges as set forth in the Series A
      Preferred Stock Certificate of Designations included as Exhibit A to the Share
      Exchange Agreement (“Series A Preferred Stock”).

     

    D.
      On the
      date hereof, FSG is entering into a Securities Purchase Agreement and related
      agreements with the NIR Parties (the “NIR Agreements”, and, together with the
      other agreements contemplated thereby and the Share Exchange Agreement and
      the
      other agreements contemplated thereby, the “Transaction Agreements”) pursuant to
      which the NIR Parties or their affiliates are acquiring additional convertible
      debentures and warrants from FSG. 

     

    E.
      Simultaneously with the execution and delivery and delivery hereof, FSG and
      the
      NIR Parties wish to exchange the Existing FSG Holdings for 20,000 shares of
      Series A Preferred Stock (the “FSG Shares”). 

     

    NOW,
      THEREFORE,
      the FSG
      and the NIR Parties agree as follows:

     

    1. Exchange.
      Simultaneously with the execution and delivery hereof, FSG will acquire the
      Existing FSG Holdings from the NIR Parties in exchange for the FSG Shares as
      follows:

     

    (a)
      FSG
      will deliver to the NIR Parties or their designees, stock certificates
      representing the FSG Shares in accordance with Schedule 1 hereto, and

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

       

    

    (b)
      The
      NIR Parties will deliver to FSG the promissory notes, stock certificates or
      other evidences representing the Existing FSG Holdings, free and clear of all
      liens, claims and other encumbrances.

     

    All
      FSG
      Shares to be issued hereunder shall be deemed “restricted
      securities”
as
      defined in paragraph (a) of Rule 144 under the Securities Act of 1933, as
      amended (the “Securities
      Act”).
      All
      FSG Shares to be issued under the terms of this Agreement shall be issued
      pursuant to an exemption from the registration requirements of the Securities
      Act, under Section 4(2) of the Securities Act and the rules and regulations
      promulgated thereunder. Certificates representing the FSG Shares to be issued
      hereunder shall bear a restrictive legend in substantially the following
      form:

    

    The
      shares represented by this certificate have not been registered under the
      Securities Act of 1933, as amended, and may not be offered for sale, sold,
      or
      otherwise disposed of, except in compliance with the registration provisions
      of
      such Act or pursuant to an exemption from such registration provisions, the
      availability of which is to be established to the satisfaction of the
      Company.

    

    2. Consent.
      The NIR
      Parties hereby consent to FSG’s entry into the Transaction Agreements (and its
      consummation of the transactions contemplated thereby) and hereby waive any
      rights in connection therewith under the Original NIR Agreements. The NIR
      Parties acknowledge and agree that the approvals and waivers provided for herein
      with respect to entry into the Transaction Agreements and the consummation
      of
      the transactions contemplated thereby, constitute all of the consents, votes,
      waivers and approvals required of the NIR Parties under the Original NIR
      Agreements, applicable law and otherwise, and no further consent, vote, waiver
      or approval of the NIR Parties shall be necessary in connection with the FSG’s
      entry into the Transaction Agreements and its consummation of the transactions
      contemplated thereby.

     

    3. Release.
      The NIR
      Parties, on behalf of themselves and their respective current and former agents,
      principals, officers, directors, shareholders, members, employees, partners
      (whether general or limited), representatives, attorneys, parents, affiliates,
      subsidiaries, divisions, or any other entity in which they may have a direct
      or
      indirect ownership interest or for which they have any responsibility, relatives
      and successors, assigns and subrogees (the “NIR Group”), for good and valuable
      consideration the receipt and sufficiency of which is hereby acknowledged,
      hereby release, acquit and forever discharge the current and any former
      officers, directors, equity holders, employees, representatives, attorneys,
      affiliates, of FSG or any other entity in which any of them may have a direct
      or
      indirect ownership interest or for which they have any responsibility, relatives
      and successors, assigns and subrogees (the “FSG Group”), of and from any and all
      manner of obligation, debt, liability, tort, covenant, contract, agreement,
      undertaking, and account, and any and all claims or causes of action (whether
      in
      law or equity) which any member of the NIR Group had, has, or may have through
      the date of this Agreement or that hereafter accrues, based on actions occurring
      through the date of this Agreement, known or unknown, including, without
      limitation, any and all claims or causes of action arising under or relating
      to
      the Original NIR Agreements and any and all facts or allegations which could
      give rise to a claim or cause of action, including without limitation the
      Defaults and Penalties. The NIR Parties agree that with respect to the FSG
      Group
      the Original NIR Agreements are terminated and shall have no further force
      or
      effect and warrant and represent on behalf of themselves and the other members
      of the NIR Group that they have not assigned or otherwise transferred any claim
      or cause of action released by this paragraph. The NIR Parties covenant and
      agree that they will not sue any members of the FSG Group, individually or
      collectively, or otherwise pursue or participate in the pursuit of any claim
      brought by any person or entity against any members of the FSG Group,
      individually or collectively, based on actions occurring through the date of
      this Agreement.

     

    
      
        
        

      

      
        2

        
          

        

      

      
        
        

      

    

     

    4. Acknowledgements.
      The NIR
      Parties acknowledge and agree that they are executing this Agreement based
      upon
      their own knowledge and investigation of the facts concerning any claims that
      they may have, and that they are not giving the releases provided for herein
      in
      reliance upon any statement of any other party or any person connected with,
      representing or represented by the FSG Group, or any one of them
      individually.

     

    5. Counterparts.
      This
      Agreement may be executed in two or more counterparts, any one of which need
      not
      contain the signature of more than one party and all of which taken together
      shall constitute one and the same agreement.

     

    6. Authority.
      Each
      person executing this Agreement on behalf of a party hereto, for himself or
      herself and on behalf of the party for which he or she is executing, represents
      and warrants that he or she has received all necessary power and authority
      to do
      so and to bind the entity on whose behalf he or she signs this Agreement and,
      further, that all necessary consents and/or approvals for such entity to enter
      into this Agreement have been obtained or waived.

     

    7. Additional
      Representations of the NIR Parties. The NIR Parties hereby represent to FSG
      that:

     

    (a) Ownership
      of Existing FSG Holdings.
      The NIR
      Parties own beneficially the Existing FSG Holdings. The NIR Parties have full
      power and authority to transfer the Existing FSG Holdings to FSG under, pursuant
      to, and in accordance with, this Agreement, and the Existing FSG Holdings are
      free and clear of any liens, charges, mortgages, pledges or encumbrances and
      are
      not subject to any claims as to the ownership thereof, or any rights, powers
      or
      interest therein, by any third party and are not subject to any preemptive
      or
      similar rights.

    

    (b) Investment
      Representations and Covenants.

    

    (i) The
      NIR
      Parties represent that they are acquiring the FSG Shares for their own accounts
      and for investment only and not with a view to distribution or resale thereof
      within the meaning of such phrase as defined under the Securities Act. The
      STI
      Shareholders shall not dispose of any part or all of such FSG Shares in
      violation of the provisions of the Securities Act and the rules and regulations
      promulgated under the Securities Act by the Securities and Exchange Commission
      and all applicable provisions of state securities laws and
      regulations.

     

    
      
        
        

      

      
        3

        
          

        

      

      
        
        

      

    

    

    (ii) The
      certificate or certificates representing the shares of FSG Shares shall bear
      a
      legend in substantially the form set forth in Section 1 hereof. 

    

    (iii) The
      NIR
      Parties acknowledge being informed that the FSG Shares shall be unregistered,
      shall be “restricted
      securities”
as
      defined in paragraph (a) of Rule 144 under the Securities Act, and must be
      held
      indefinitely unless (a) they are subsequently registered under the
      Securities Act, or (b) an exemption from such registration is available.
      The NIR Parties further acknowledge that FSG does not have an obligation to
      currently register such securities for the account of the NIR Parties.

    

    (iv) The
      NIR
      Parties acknowledge that they have been afforded access to all material
      information which they have requested relevant to their decision to acquire
      the
      FSG Shares and to ask questions of FSG’s management and that, except as set
      forth herein, neither FSG nor anyone acting on behalf of FSG has made any
      representations or warranties to the NIR Parties which have induced, persuaded,
      or stimulated the NIR Parties to acquire such FSG Shares.

    

    (v) Either
      alone, or together with their investment advisor(s), the NIR Parties have the
      knowledge and experience in financial and business matters to be capable of
      evaluating the merits and risks of the prospective investment in the FSG Shares,
      and the NIR Parties are and will be able to bear the economic risk of the
      investment in such FSG Shares.

    

    8. Binding
      Effect.
      This
      Agreement is and shall be binding upon and inure to the benefit of the parties
      hereto and their respective successors and assigns.

     

    9. Third
      Party Beneficiaries.
      Each
      member of the FSG Group is an express third-party beneficiary of this Agreement,
      entitled to enforce this Agreement directly and independently in accordance
      with
      its terms.

     

    10. Severability.
      If any
      term or provision of this Agreement is determined to be void, invalid, or
      unenforceable, such provision will automatically be voided and will not be
      part
      of this Agreement, but the enforceability or the validity of the remainder of
      this Agreement will not be affected.

     

    11. Governing
      Law.
      This
      Agreement shall be governed by the laws of the State of Delaware, exclusive
      of
      the choice of law and conflict of law rules of that state.

     

    [Signature
      Page Follows]

     

    
      
        
        

      

      
        4

        
          

        

      

      
        
        

      

    

    IN
      WITNESS WHEREOF,
      the
      undersigned have executed the above and foregoing Agreement upon the day and
      year first written above.

     

    
      	
              FINANCIAL
                SYSTEMS GROUP, INC.

            	 	 	 
	 	 	 	 
	By:	 	 	
            
	
              
                

              

            	 	 	
            
	
              Name:

              
                

              

              
                Title:

              

              
                
 

            	 	 	 

    

     

    
      	
              AJW
                Partners, LLC

            	 	 	 
	 	 	 	 
	By:	 	 	
            
	
              
                

              

            	 	 	
            
	
              Name:

              
                

              

              
                Title:

              

              
                
 

            	 	 

    

     

    
      	
              New
                Millennium Capital Partners II, LLC 

            	 	 	 
	 	 	 	 
	By:	 	 	
            
	
              
                

              

            	 	 	
            
	
              Name:

              
                

              

              
                Title:

              

              
                
 

            	 	 

    

     

    
      	
              AJW
                Offshore Ltd. 

            	 	 	 
	 	 	 	 
	By:	 	 	
            
	
              
                

              

            	 	 	
            
	
              Name:

              
                

              

              
                Title:

              

              
                
 

            	 	 

    

     

    
      	
              AJW
                Qualified Partners, LLC 

            	 	 	 
	 	 	 	 
	By:	 	 	
            
	
              
                

              

            	 	 	
            
	
              Name:

              
                

              

              
                Title:

              

              
                
 

            	 	 

    

     

    
      
        
        

      

      
        5

        
          

        

      

      
        
        

      

    

     

    Exhibit
      A

     

    FSG
      Financings

     

    1. March
      27, 2001 Private Placement of $500,000 Aggregate Principal Amount of 12% Secured
      Convertible Debentures and 1,000,000 Warrants

     

    a. To
      AJW
      Partners, LLC: debentures in principal amount of $325,000 and warrants for
      650,000 shares

     

    b. To
      New
      Millennium Capital Partners II, LLC: debentures in principal amount of $175,000
      and warrants for 350,000 shares

     

    c. Patrick
      Rylee pledged his 4,000,000 shares of stock in connection with this
      financing.

     

    2. August
      30, 2001 Private Placement of $50,000 Aggregate Principal Amount of 12%
      Convertible Debentures and 100,000 Warrants

     

    a. To
      AJW
      Partners, LLC: debentures in principal amount of $32,500 and warrants for 65,000
      shares

     

    b. To
      New
      Millennium Capital Partners II, LLC: debentures in principal amount of $17,500
      and warrants for 35,000 shares

     

    3. May
      2002 Issuance of $75,000 Convertible 12% Promissory Note

     

    a. In
      favor
      of AJW Partners, LLC and New Millennium Capital Partners II, LLC

     

    4. Three
      Stage Private Placement of $1,200,000 Aggregate Principal Amount of 12%
      Convertible Debentures and 3,600,000 Warrants

     

    a. First
      Tranche - May 2002:
      Issuance
      of $875,000 Aggregate Principal Amount of 12% Convertible Debentures and
      2,625,000 Warrants

     

    i) To
      AJW
      Partners, LLC: debentures in principal amount of $100,000 and warrants for
      300,000 shares

     

    ii) To
      New
      Millennium Capital Partners II, LLC: debentures in principal amount of $100,000
      and warrants for 300,000 shares

     

    iii) To
      AJW
      Offshore, Ltd.: debentures in principal amount of $337,500 and warrants for
      1,012,500 shares

     

    iv) To
      AJW
      Qualified Partners, LLC: debentures in principal amount of $337,500 and warrants
      for 1,012,500 shares

     

    b. Second
      Tranche - August 2002:
      Issuance
      of $125,000 Aggregate Principal Amount of 12% Convertible Debentures and 375,000
      Warrants

     

    i) To
      AJW
      Partners, LLC: debentures in principal amount of $28,570 and warrants for 85,710
      shares

     

    
      
        
        

      

      
        6

        
          

        

      

      
        
        

      

    

     

    ii) To
      AJW
      Offshore, Ltd.: debentures in principal amount of $48,215 and warrants for
      144,645 shares

     

    iii) To
      AJW
      Qualified Partners, LLC: debentures in principal amount of $48,215 and warrants
      for 144,645 shares

     

    c. Third
      Tranche - September 2002:
      Issuance
      of $200,000 Aggregate Principal Amount of 12% Convertible Debentures and 600,000
      Warrants

     

    i) To
      AJW
      Partners, LLC: debentures in principal amount of $100,000 and warrants for
      300,000 shares

     

    ii) To
      New
      Millennium Capital Partners II, LLC: debentures in principal amount of $100,000
      and warrants for 300,000 shares

    

    Related
      to this financing, the Guaranty and Pledge Agreements were executed pledging
      the
      following shares of Common Stock of FSG:

    

    
      	
              Pledgor

            	 	
              Shares
                of Common Stock

            	 
	
              Michelle
                Berger:

            	 	 	
              25,600,000

            	 
	
              Tuvia
                Levy:

            	 	 	
              6,035,552
                

            	 
	
              Asi
                Levy

            	 	 	
              6,035,552
                

            	 
	
              Marc
                K. Swickle

            	 	 	
              25,600,000

            	 
	
              Darren
                Klien

            	 	 	
              12,000,000

            	 
	
              Total

            	 	 	
              75,271,104

            	 

    

     

    5. March
      2003 Private Placement of $130,000 Aggregate Principal Amount of 12% Convertible
      Debentures and 650,000 Warrants

     

    a. To
      AJW
      Partners, LLC: debentures in principal amount of $65,000 and warrants for
      335,000 shares

     

    b. To
      New
      Millennium Capital Partners II, LLC: debentures in principal amount of $65,000
      and warrants for 335,000 shares

     

    6. March
      29, 2004 Private Placement of $100,000 Aggregate Principal Amount of Secured
      Convertible Debentures and 500,000 Warrants

     

    a. To
      AJW
      Partners, LLC: debentures in principal amount of $30,000 and warrants for
      150,000 shares

     

    b. To
      New
      Millennium Capital Partners II, LLC: debentures in principal amount of $10,000
      and warrants for 50,000 shares

     

    c. To
      AJW
      Offshore, Ltd.: debentures in principal amount of $30,000 and warrants for
      150,000 shares

     

    d. To
      AJW
      Qualified Partners, LLC: debentures in principal amount of $30,000 and warrants
      for 150,000 shares

     

    
      
        
        

      

      
        7

        
          

        

      

      
        
        

      

    

     

    7. January
      18, 2005 Issuance of Convertible Promissory Note in Principal Amount of
      $100,000

     

    a. In
      favor
      of AJW Partners, LLC; AJW Qualified Partners, LLC; AJW Offshore, Ltd.; and
      New
      Millennium Capital Partners II, LLC

    
      
        
        

      

      
        8

        
          

        

      

      
        
        

      

    

    Schedule
      1

    

      
        	
                NIR
                  Party

              	 	
                Existing
                  FSG Holdings

              	 	
                FSG
                  Shares to be Issued

              
	 	 	 	 	 
	
                AJW
                  Partners, LLC

              	 	 	 	 
	 	 	 	 	 
	
                New
                  Millennium Capital Partners II, LLC

              	 	 	 	 
	 	 	 	 	 
	
                AJW
                  Offshore Ltd.

              	 	 	 	 
	 	 	 	 	 
	
                AJW
                  Qualified Partners, LLC

              	 	 	 	 

      

    

    

    
      
        
        

      

      
        9

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