Document:

<PAGE>

                                                                   EXHIBIT 10.46
                                                                   -------------

                          EX-10.46-Material Contract

                              CONSENT TO SUBLEASE
                              -------------------
Prentiss Properties Acquisition Partners, L.P., a Delaware limited partnership
("Landlord"), hereby consents to the subletting by Venture Catalyst
Incorporated, a Utah corporation, successor-in-interest to Inland Casino
Corporation, a Utah corporation ("Tenant"), to Astute Networks, Inc., a
California corporation ("Subtenant"), pursuant to a sublease agreement attached
hereto ("Sublease"), of certain space (hereinafter referred to as the "Sublet
Space") described in the Sublease, being located on the first floor of the
building known as 16868 Via del Campo ("Building"), which Sublet Space is a
portion of the premises ("Premises") now leased and demised by Landlord to
Tenant by a lease, dated September 3, 1997 (which lease, as the same may have
been and may hereafter be amended, is herein called the "Lease"), such consent
being subject to and upon the following terms and conditions, to each of which
Tenant and Subtenant expressly agree:

     1.  Sublease Subordinate to Lease.
         -----------------------------

         (a)  The Sublease shall be subject and subordinate at all times to the
Lease, and to all of the provisions, covenants, agreements, terms and conditions
(collectively, "provisions") of the Lease and of this Consent to Sublease
("Consent") and Subtenant shall not do or permit anything to be done in
connection with Subtenant's occupancy of the Sublet Space which would violate
any of said provisions. Any breach or violation of any provision of the Lease by
Subtenant (whether by act or omission) shall be deemed to be and shall
constitute a default by Tenant in fulfilling such provision and, in such event,
Landlord shall have all of the rights, powers and remedies provided in the
Lease, or at law, in equity, by statute or otherwise, with respect to default.

         (b)  Nothing herein contained shall be construed to (i) modify, waive,
impair or affect any of the provisions contained in the Lease (except as may be
expressly provided herein), (ii) waive any present or future breach of, or
default under, the Lease or any rights of Landlord against any person or entity
liable or responsible for the performance thereof, (iii) enlarge or increase
Landlord's obligations or Tenant's rights under the Lease or otherwise; and all
provisions of the Lease are hereby declared by Tenant to be in full force and
effect.

         (c)  Nothing herein contained shall be construed as a consent to or
approval or ratification by Landlord of any of the particular provisions of the
Sublease (except as may be herein expressly provided) or as a representation or
warranty by Landlord. Landlord has not, and will not, review or pass upon any of
the provisions of the Sublease and shall not be bound or estopped in any way by
the provisions of the Sublease.

         (d)  Tenant shall be and remain liable and responsible for the due
keeping, and full performance and observance, of all of the provisions of the
Lease on the part of Tenant to be kept, performed and observed, including,
without limitation, the payment of Base Rent and Additional Rent (as such terms
are defined in the Lease).

         (e)  Both Tenant and Subtenant shall be and continue to be liable for
all bills rendered by Landlord for charges incurred or imposed for services
rendered and material supplied to the Sublet Space.

         (f)  In the event of any default by Tenant or Subtenant in the full
performance and observance of any of their respective obligations hereunder,
such event may, at Landlord's option, be deemed a default under the Lease, and
Landlord shall have all of the rights, powers and remedies provided for in the
Lease, or at law, in equity, by statute, or otherwise with respect to the
default. Landlord will use good faith efforts to provide Subtenant with all
notices of default by Tenant under the Lease at the same time as such notices
are provided to Tenant, and Subtenant shall thereafter have the right to cure
such default or breach within the time period provided to Tenant to cure such
default or breach under the Lease. For purposes hereof, Subtenant's notice
address shall be deemed to be at the Sublet Space.
<PAGE>

         (g)  In case of any conflict between the provisions of (i) the Lease
and the Sublease, then the provisions of the Lease shall prevail, and (ii) this
Consent and the Lease and/or the Sublease, then the provisions of this Consent
shall prevail.

     2.  No Assignment.  Neither this Consent nor any right created hereunder
         -------------
may be assigned by Tenant or Subtenant.

     3.  No Further Right to Sublet.  This Consent is not, and shall not be
         --------------------------
construed as, a consent by Landlord to, or as permitting, any other or further
subletting by either Tenant or Subtenant. Notwithstanding anything to the
contrary contained in the Lease and/or the Sublease, without the prior written
consent of Landlord in each instance: (a) the Sublease shall not be assigned,
extended or renewed, except as expressly provided in the Sublease, and (b)
neither the Sublet Space nor any part thereof shall be further sublet.

     4.  Use.  Subject to all of the provisions of the Lease, the Sublet Space
         ---
and each part thereof shall be used by Subtenant solely for office and related
uses and for no other purpose. Neither Tenant nor Subtenant shall use, or permit
the use of, the Sublet Space, or any part thereof, (a) in any way which would
violate any of the provisions of the Lease, (b) for any unlawful purpose, or (c)
in any unlawful manner. Neither Tenant nor Subtenant shall suffer or permit the
Sublet Space, or any part thereof, to be used in any manner, or permit anything
to be done therein, or suffer or permit anything to be brought into or kept in
the Sublet Space, or any part thereof, which, in the judgment of Landlord might
in any way impair or tend to impair (a) the character, appearance or reputation
of the Building, (b) impair or interfere with or tend to impair or interfere
with any of the Building services or the proper and economic heating, cleaning,
air conditioning or other servicing of the Building or the Sublet Space, or (c)
impair or interfere with or tend to impair or interfere with the use of any of
the other areas of the Building by, or result in discomfort, inconvenience or
annoyance to, any of the other tenants of the Building. Neither Tenant nor
Subtenant shall install or permit to be installed in the Premises or any part
thereof any electrical or other similar or dissimilar equipment of any kind
which, in the judgment of Landlord, might cause any such impairment,
interference, discomfort, inconvenience or annoyance.

     5.  Termination of Lease.
         --------------------

         (a)  If, during the term of the Sublease, the term of the Lease shall
expire or the Lease shall sooner terminate, or Tenant shall surrender the Lease
to Landlord, Landlord, at its option, upon written notice given to Tenant and
Subtenant not more than thirty (30) days after the effective date of such
expiration, termination or surrender, and without any additional or further
agreement of any kind on the part of Tenant or Subtenant, may elect to require
Subtenant to attorn to Landlord. If Landlord so elects, Subtenant, upon demand
of Landlord, agrees to execute and deliver such instrument or instruments as
Landlord may reasonably request to evidence and confirm the foregoing provisions
of this Paragraph 5(a).

         (b)  In the event that Landlord does not elect to exercise its option
under Paragraph 5(a) hereof to require Subtenant to attorn, or Landlord gives
Subtenant written notice, before the thirtieth (30th) day of the thirty (30) day
period referred to in Paragraph 5(a) hereof, to the effect that Landlord will
not exercise such option, then, on or before the seventh (7th) day after (i) the
expiration of such thirty (30) day period or (ii) Subtenant's receipt of such
written notice, whichever shall first occur, Subtenant shall vacate the Sublet
Space. In case of the failure of Subtenant to so vacate the Sublet Space,
Landlord shall be entitled to all the rights and remedies which are available to
a landlord against a tenant holding over after the expiration of a term and to
such other rights and remedies as may be provided for in the Lease, at law, or
in equity. Tenant and Subtenant, at Landlord's option, shall be deemed to be
occupying the Sublet Space as a tenancy at sufferance at daily Rent equal to
1/30th of an amount equal to the product of (i) two (2) times the monthly fair
market value rate multiplied by (ii) the number of square feet of Net Rentable
Area in the Premises.

     6.  Alterations and Signage.
         -----------------------

         (a)  No alterations, additions, or physical changes shall be made in
the Sublet Space, or any part thereof, without Landlord's prior written consent;
provided, however, that Landlord hereby pre-approves, in concept, Subtenant's
proposed alterations set forth in Attachment A (the "Proposed Improvements");
provided further, however, that all such Proposed Improvements shall be
performed (i) in compliance with all applicable laws,

                                      -2-
<PAGE>

(ii) in strict accordance with the Lease, and (iii) pursuant to detailed plans
and specifications pre-approved by Landlord in writing. Notwithstanding anything
in the Lease to the contrary, Landlord acknowledges and agrees that Landlord
shall not require that Subtenant's Proposed Improvements be removed from the
Premises upon the expiration or earlier termination of the Lease so long as
Landlord has approved detailed plans and specifications for such Proposed
Improvements and has not required their removal at the time of Landlord's
approval of such detailed plans and specifications.

         (b)  Landlord acknowledges and agrees that Subtenant shall have the
right, at Subtenant's sole cost and expense and subject to all applicable laws,
to install one (1) sign on the exterior of the Building pursuant to Section 11.5
of the Lease displaying Subtenant's name "Astute Networks"; provided, however,
that the location, size, graphics, color, lettering, style and other indicia of
such signage shall be subject to Landlord's approval in Landlord's sole and
absolute (but good faith) discretion. Upon the expiration or earlier termination
of the Sublease, Subtenant, at Subtenant's sole cost and expense, shall remove
such signage and repair any damage to the Building caused by such removal.
Subtenant's signage rights are personal to Subtenant and may not be utilized by
any other person or entity.

     7.  Copy of Sublease and No Amendment.  Tenant and Subtenant represent and
         ---------------------------------
warrant to Landlord that the copy of the Sublease annexed hereto as Exhibit A is
a true and correct copy thereof and that the Sublease has not been amended,
modified or changed.  Tenant and Subtenant represent and warrant to Landlord
that Tenant and Subtenant shall not, without the prior written consent of
Landlord, amend or modify the Sublease in any manner.

     8.  Representations of Subtenant.  Subtenant represents to and agrees with
         ----------------------------
Landlord that:  (a) the term of the Sublease will expire on or  prior to the
date of the expiration of the term of the Lease; and (b) Subtenant is
financially responsible, of good reputation and engaged in a business which is
in keeping with the standards of Landlord in those respects for the Building and
its occupancy.

     9.  Miscellaneous.
         -------------

         (a)  This Consent may not be altered, amended, modified or changed
orally, but only by an agreement in writing signed by the party against whom
enforcement of any such alteration, amendment, modification or change is being
sought.

         (b)  Captions are inserted for convenience only and will not affect the
construction hereof.

         (c)  Any bills, statement, notices, demands, requests, consents or
other communications given or required to be given under this Consent shall be
effective only if rendered or given in writing and delivered personally (which
includes air courier service) or sent by mail (certified, return receipt
requested), postage prepaid, addressed to the respective party at the address
set forth at such party's signature hereto or at such other address as such
party may designate as its new address for such purpose by notice in accordance
with the provisions hereof, or, if addressed to Tenant or Subtenant after the
date on which such party first occupies the Premises or the Sublet Space, as the
case may be, at the Building; the same shall be deemed to have been rendered or
given on the date delivered, if delivered personally, or on the date mailed, if
mailed.

         (d)  This Consent constitutes the entire agreement of the parties
hereto with respect to the matters stated herein.

         (e)  This Consent will for all purposes be construed in accordance with
and governed by the laws of the State in which the Building is located
applicable to agreements made and to be performed wholly therein.

         (f)  This Consent shall not be effective until executed by all the
parties hereto and may be executed in several counterparts, each of which will
constitute an original instrument and all of which will together constitute one
and the same instrument.

                                      -3-
<PAGE>

         (g)  Each right and remedy of Landlord provided for in this Consent or
in the Lease shall be cumulative and shall be in addition to every other right
and remedy provided for herein or therein, or now or hereafter existing, at law,
in equity, by statute, or otherwise, and the exercise, or beginning of the
exercise, by Landlord of any one or more of the rights or remedies so provided
for or existing shall not preclude the simultaneous or later exercise by
Landlord of any or all other rights or remedies so provided for or so existing.

         (h)  The terms and provisions of this Consent shall bind and inure to
the benefit of the parties hereto and their respective successors and assigns
except that no violation of the provisions of Paragraph 2 shall operate to vest
any rights in any successor or assignee of Tenant or Subtenant.

         (i)  If any one or more of the provisions contained in this Consent
shall be invalid, illegal or unenforceable in any respect, the validity,
legality and enforceability of the remaining provisions contained herein shall
not in any way be affected or impaired thereby.

         (j)  All capitalized terms used herein and not otherwise defined herein
shall be deemed to have the same meanings ascribed thereto in the Lease.

         (k)  Tenant agrees that Tenant will pay to Landlord a processing fee of
$1,000.00, to cover Landlord's legal costs and other costs associated with the
processing of this Consent.

                            (Signature page follows)

                                      -4-
<PAGE>

     IN WITNESS WHEREOF, the parties hereto have caused these presents to be
duly executed as of May 28, 2001.
                    -------------

TENANT:

Venture Catalysts Incorporated,
a Utah corporation

By:  /s/ Kevin McIntosh
     -----------------------------------
Name: Kevin McIntosh
      ----------------------------------
Title: SVP & CFO
       ---------------------------------

Address:  591 Camino de le Reina
          ------------------------------
          Suite 418
          ------------------------------
          San Diego, CA 92108
          ------------------------------

SUBTENANT:

Astute Networks, Inc.,
a California corporation

By:  /s/ Daniel Krall
     -----------------------------------
Name: Daniel Krall
      ----------------------------------
Title: Vice-President, Finance
       ---------------------------------

Address:  570 Rancheros Drive, Suite 240
          ------------------------------
          San Marco, Ca 92069
          -------------------

LANDLORD:

PRENTISS PROPERTIES ACQUISITION PARTNERS
PARTNERS, L.P., a Delaware limited partnership

By:  Prentiss Properties I, Inc.
     a Delaware corporation
     general partner

     By:  /s/ Christopher B. Mahon
          -----------------------------
     Name: Christopher B. Mahon
           ----------------------------
     Title: Vice President
            ---------------------------

     By:  /s/ J. Kevan Dilbeck
          -----------------------------
     Name: J. Kevan Dilbeck
           ----------------------------
     Title: Senior Vice President
            ---------------------------

                                      -5-
<PAGE>

                                   EXHIBIT A
                                   ---------

                           THE PROPOSED IMPROVEMENTS
                           -------------------------

                                   Exhibit A

                                      -1-<PAGE>

                                                                 EXHIBIT (10)(d)
            SERVICE REQUEST

                   PLATINUM
---------------------------
   INVESTOR(SM) SURVIVOR II
---------------------------
      AMERICAN GENERAL LIFE

<TABLE>
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PLATINUM INVESTOR--FIXED OPTION                                 Neuberger Berman Advisers Management Trust
                                                                ------------------------------------------
 . Division 18 - Declared Fixed Interest Account
                                                                . Division 167 - Mid-Cap Growth
PLATINUM INVESTOR--VARIABLE DIVISIONS
                                                                North American Funds Variable Product Series I
AIM Variable Insurance Funds                                    ----------------------------------------------
----------------------------
                                                                . Division 132 - International Equities
 . Division 130 - AIM V.I. International Equity
                                                                . Division 133 - MidCap Index
 . Division 131 - AIM V.I. Value
                                                                . Division 134 - Money Market
American Century Variable Portfolios, Inc.
------------------------------------------                      . Division 135 - Stock Index

 . Division 153 - VP Value                                       . Division 136 - Nasdaq-100 Index

Ayco Series Trust                                               . Division 137 - Science and Technology
-----------------
                                                                . Division 138 - Small Cap Index
 . Division 154 - Ayco Growth Fund
                                                                PIMCO Variable Insurance Trust
Credit Suisse Warburg Pincus Trust                              ------------------------------
----------------------------------
                                                                . Division 168 - PIMCO Short-Term Bond
 . Division 173 - Small Company Growth
                                                                . Division 169 - PIMCO Real Return Bond
Dreyfus Investment Portfolios
-----------------------------                                   . Division 170 - PIMCO Total Return Bond

 . Division 155 - MidCap Stock                                   Putnam Variable Trust
                                                                ---------------------
Dreyfus Variable Investment Fund
--------------------------------                                . Division 144 - Putnam VT Diversified Income

 . Division 139 - Quality Bond                                   . Division 145 - Putnam VT Growth and Income

 . Division 140 - Small Cap                                      . Division 146 - Putnam VT International Growth and Income

Fidelity Variable Insurance Products Fund                       SAFECO Resource Series Trust
-----------------------------------------                       ----------------------------

 . Division 156 - VIP Equity-Income                              . Division 147 - Equity

 . Division 157 - VIP Growth                                     . Division 148 - Growth Opportunities

 . Division 158 - VIP Contrafund                                 The Universal Institutional Funds, Inc.
                                                                ---------------------------------------
 . Division 159 - VIP Asset Manager
                                                                . Division 142 - Equity Growth
Janus Aspen Series - Service Shares
-----------------------------------                             . Division 143 - High Yield

 . Division 160 - International Growth                           Vanguard Variable Insurance Fund
                                                                --------------------------------
 . Division 161 - Worldwide Growth
                                                                . Division 171 - High Yield Bond
 . Division 162 - Aggressive Growth
                                                                . Division 172 - REIT Index
J.P. Morgan Series Trust II
---------------------------                                     Van Kampen Life Investment Trust
                                                                --------------------------------
 . Division 163 - J.P. Morgan Small Company
                                                                . Division 149 - Strategic Stock
MFS Variable Insurance Trust
----------------------------

 . Division 141 - MFS Emerging Growth

 . Division 164 - MFS Research

 . Division 165 - MFS Capital Opportunities

 . Division 166 - MFS New Discovery

AGLC0463
</TABLE>
<PAGE>

<TABLE>
<S>                        <C>
   AMERICAN                      American General Life Insurance Company ("AGL")            Complete and return this request to:
      GENERAL                         Member American General Financial Group                Variable Universal Life Operations
      FINANCIAL GROUP                           Houston, Texas                              PO Box 4880 Houston, TX 77210-4880
                                                                                             (888) 325-9315 or (713) 831-3443
                                                                                                   Fax: (877) 445-3098
                                   VARIABLE UNIVERSAL LIFE INSURANCE SERVICE REQUEST       Hearing Impaired/TDD: (888) 436-5258

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  [_]  POLICY                  1. | POLICY #:_________________________________ CONTINGENT INSURED:__________________________________
       IDENTIFICATION             |                                            CONTINGENT INSURED: _________________________________
    COMPLETE THIS SECTION FOR     | ADDRESS:________________________________________________________________ New Address (yes) (no)
        ALL REQUESTS.             | Primary Owner (if other than an insured):_______________________________
                                  | Address:________________________________________________________________ New Address (yes) (no)
                                  | Primary Owner's S.S. No. or Tax I.D. No.______________ Phone Number:(   )_____-________________
                                  | Joint Owner (if applicable):___________________________________________________________________
                                  | Address:________________________________________________________________ New Address (yes) (no)
-----------------------------------------------------------------------------------------------------------------------------------
  [_]  NAME                    2. | Change Name Of: (Circle One)     Contingent Insured    Owner   Payor   Beneficiary
       CHANGE                     |
Complete this section if the name | Change Name From: (First, Middle, Last)               Change Name To: (First, Middle, Last)
of one of the Contingent Insureds,| __________________________________________________    __________________________________________
 Owner, Payor or Beneficiary has  |
changed. (Please note, this does  | Reason for Change: (Circle One) Marriage Divorce Correction Other (Attach copy of legal proof)
    not change the Contingent     |
    Insureds, Owner, Payor or     |
    Beneficiary designation)      |
------------------------------------------------------------------------------------------------------------------------------------
  [_]  CHANGE IN               3. | INVESTMENT DIVISION               PREM % DED %   INVESTMENT DIVISION              PREM %  DED %
       ALLOCATION                 | (18) Declared Fixed Interest                     Neuberger Berman Advisers Management Trust
       PERCENTAGES                |      Account                      ______ ______  (167) Mid-Cap Growth             ______  ______
  Use this section to indicate    | AIM Variable Insurance Funds
     how premiums or monthly      | (130) AIM V.I. International                     North American Funds Variable Product Series I
 deductions are to be allocated.  |       Equity                      ______ ______  (132) International Equities     ______  ______
 Total allocation in each column  | (131) AIM V.I. Value              ______ ______  (133) MidCap Index               ______  ______
     must equal 100%; whole       |                                                  (134) Money Market               ______  ______
         numbers only.            | American Century Variable Portfolios             (135) Stock Index                ______  ______
                                  | (153) VP Value                    ______ ______  (136) Nasdaq-100 Index           ______  ______
                                  |                                                  (137) Science and Technology     ______  ______
                                  | Ayco Series Trust                                (138) Small Cap Index            ______  ______
                                  | (154) Ayco Growth Fund            ______ ______
                                  |                                                  PIMCO Variable Insurance Trust
                                  | Credit Suisse Warburg Pincus Trust               (168) PIMCO Short-Term Bond      ______  ______
                                  | (173) Small Company Growth        ______ ______  (169) PIMCO Real Return Bond     ______  ______
                                  |                                                  (170) PIMCO Total Return Bond    ______  ______
                                  | Dreyfus Investment Portfolios
                                  | (155) Midcap Stock                ______ ______  Putnam Variable Trust
                                  |                                                  (144) Putnam VT Diversified
                                  | Dreyfus Variable Investment Fund                       Income                     ______  ______
                                  | (139) Quality Bond                ______ ______  (145) Putnam VT Growth and
                                  | (140) Small Cap                   ______ ______        Income                     ______  ______
                                  |                                                  (146) Putnam VT Int'l Growth and
                                  | Fidelity Variable Insurance Products Fund              Income                     ______  ______
                                  | (156) VIP Equity-Income           ______ ______
                                  | (157) VIP Growth                  ______ ______  SAFECO Resource Series Trust
                                  | (158) VIP Contrafund              ______ ______  (147) Equity                     ______  ______
                                  | (159) VIP Asset Manager           ______ ______  (148) Growth Opportunities       ______  ______
                                  |
                                  | Janus Aspen Series - Service Shares              The Universal Institutional Funds, Inc.
                                  | (160) International Growth        ______ ______  (142) Equity Growth              ______  ______
                                  | (161) Worldwide Growth            ______ ______  (143) High Yield                 ______  ______
                                  | (162) Aggressive Growth           ______ ______
                                  |                                                  Vanguard Variable Insurance Fund
                                  | J.P. Morgan Series Trust II                      (171) High Yield Bond            ______  ______
                                  | (163) J.P. Morgan Small Company   ______ ______  (172) REIT Index                 ______  ______
                                  |
                                  | MFS Variable Insurance Trust                     Van Kampen Life Investment Trust
                                  | (141) MFS Emerging Growth         ______ ______  (149) Strategic Stock            ______  ______
                                  | (164) MFS Research                ______ ______
                                  | (165) MFS Capital Opportunities   ______ ______  Other:_______________________    ______  ______
                                  | (166) MFS New Discovery           ______ ______                                    100%    100%
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AGLC0463                                                       PAGE 2 OF 5
</TABLE>

<PAGE>

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  [_]  MODE OF                 4. | Indicate frequency and premium amount desired: $______ Annual $_____ Semi-Annual $____ Quarterly
       PREMIUM                    |                                                $_____ Monthly (Bank Draft Only)
       PAYMENT/BILLING            |
       METHOD CHANGE              | Indicate billing method desired: _____Direct Bill  _____Pre-Authorized Bank Draft (attach a
  Use this section to change the  | Bank Draft Authorization Form and "Void" Check)
 billing frequency and/or method  |
  of premium payment.  Note,      |
however, that AGL will not bill   | Start Date: ________/ _______/ _________
   you on a direct monthly basis. |
 Refer to your policy and its     |
 related prospectus for further   |
 information concerning minimum   |
  premiums and billing options.   |
-----------------------------------------------------------------------------------------------------------------------------------
  [_]  LOST POLICY             5. | I/we hereby certify that the policy of insurance for the listed policy has been
       CERTIFICATE                |  ______LOST ______DESTROYED ______OTHER.
Complete this section if applying |
for a Certificate of Insurance or | Unless I/we have directed cancellation of the policy, I/we request that a:
 duplicate policy to replace a    |
 lost or misplaced policy. If a   |             _______Certificate of Insurance at no charge
 full duplicate policy is being   |
requested, a check or money order |             _______Full duplicate policy at a charge of $25
 for $25 payable to AGL must be   |
  submitted with this request.    | be issued to me/us. If the original policy is located, I/we will return the Certificate
                                  | or duplicate policy to AGL for cancellation.
------------------------------------------------------------------------------------------------------------------------------------
  [_]  DOLLAR COST             6. | Designate the day of the month for transfers: _______(choose a day from 1-28)
       AVERAGING                  | Frequency of transfers (check one): _____Monthly _____Quarterly _____Semi-Annually _____Annually
     ($5,000 minimum initial      | I want: $________________ ($100 minimum) taken from the Money Market Division and transferred to
accumulation value) An amount may | the following Divisions:
be deducted periodically from the |
Money Market Division and placed  | (18) Declared Fixed Interest Account ____ ____  Neuberger Berman Advisers Management Trust
 in one or more of the Divisions  |                                                 (167) Mid-Cap Growth                   ____ ____
   listed. The Declared Fixed     | AIM Variable Insurance Funds                    North American Funds Variable Product Series I
Interest Account is not available | (130) AIM V.I. International Equity  ____ ____  (132) International Equities           ____ ____
for Dollar Cost Averaging. Please | (131) AIM V.I. Value                 ____ ____  (133) Midcap Index                     ____ ____
refer to the prospectus for more  |                                                 (134) Money Market                     ____ ____
 information on the Dollar Cost   | American Century Variable Portfolios            (135) Stock Index                      ____ ____
Averaging Option. Note: Automatic | (153) VP Value                       ____ ____  (136) Nasdaq-100 Index                 ____ ____
 Rebalancing is not available if  |                                                 (137) Science & Technology             ____ ____
the Dollar Cost Averaging Option  | Ayco Series Trust                               (138) Small Cap Index                  ____ ____
          is chosen.              | (154) Ayco Growth Fund               ____ ____
                                  |                                                 PIMCO Variable Insurance Trust
                                  | Credit Suisse Warburg Pincus Trust              (168) PIMCO Short-Term Bond            ____ ____
                                  | (173) Small Company Growth           ____ ____  (169) PIMCO Real Return Bond           ____ ____
                                  |                                                 (170) PIMCO Total Return Bond          ____ ____
                                  | Dreyfus Investment Portfolios
                                  | (155) Midcap Stock                   ____ ____  Putnam Variable Trust
                                  |                                                 (144) Putnam VT Diversified Income     ____ ____
                                  | Dreyfus Variable Investment Fund                (145) Putnam VT Growth and Income      ____ ____
                                  | (139) Quality Bond                   ____ ____  (146) Putnam VT Int'l Growth and Income____ ____
                                  | (140) Small Cap                      ____ ____
                                  |                                                  SAFECO Resource Series Trust
                                  | Fidelity Variable Insurance Products Fund        (147) Equity                          ____ ____
                                  | (156) VIP Equity-Income              ____ ____   (148) Growth Opportunities            ____ ____
                                  | (157) VIP Growth                     ____ ____
                                  | (158) VIP Contrafund                 ____ ____   The Universal Institutional Funds, Inc.
                                  | (159) VIP Asset Manager              ____ ____   (142) Equity Growth                   ____ ____
                                  |                                                  (143) High Yield                      ____ ____
                                  | Janus Aspen Series - Service Shares
                                  | (160) International Growth           ____ ____   Vanguard Variable Insurance Fund
                                  | (161) Worldwide Growth               ____ ____   (171) High Yield Bond                 ____ ____
                                  | (162) Aggressive Growth              ____ ____   (172) REIT Index                      ____ ____
                                  |
                                  | J.P. Morgan Series Trust II                      Van Kampen Life Investment Trust
                                  | (163) J.P. Morgan Small Company      ____ ____   (149) Strategic Stock                 ____ ____
                                  |                                                  Other                                 ____ ____
                                  | MFS Variable Insurance Trust                                                           100% 100%
                                  | (141) MFS Emerging Growth            ____ ____
                                  | (164) MFS Research                   ____ ____
                                  | (165) MFS Capital Opportunities      ____ ____
                                  | (166) MFS New Discovery              ____ ____
                                  |
                                  | _____ INITIAL HERE TO REVOKE DOLLAR COST AVERAGING ELECTION.
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AGLC0463                                                        PAGE 3 OF 5
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  [_]  AUTOMATIC               7. |
       REBALANCING                | Indicate frequency: ________Quarterly ________Semi-Annually ________Annually
   ($5,000 minimum accumulation   |
 value) Use this section to apply |              (Division Name or Number)                        (Division Name or Number)
      for or make changes to      |
   Automatic Rebalancing of the   | _______% : ___________________________________     _______%  : ________________________________
 variable divisions. Please refer | _______% : ___________________________________     _______%  : ________________________________
    to the prospectus for more    | _______% : ___________________________________     _______%  : ________________________________
   information on the Automatic   | _______% : ___________________________________     _______%  : ________________________________
       Rebalancing Option.        | _______% : ___________________________________     _______%  : ________________________________
  Note: Dollar Cost Averaging is  | _______% : ___________________________________     _______%  : ________________________________
  not available if the Automatic  | _______% : ___________________________________     _______%  : ________________________________
   Rebalancing Option is chosen.  | _______% : ___________________________________     _______%  : ________________________________
                                  | _______% : ___________________________________     _______%  : ________________________________
                                  | _______% : ___________________________________     _______%  : ________________________________
                                  |
                                  |
                                  | ________  INITIAL HERE TO REVOKE AUTOMATIC REBALANCING ELECTION.
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  [_]  TELEPHONE               8. | I(/we if Joint Owners) hereby authorize AGL to act on telephone instructions to transfer values
       PRIVILEGE                  | among the Variable Divisions and Declared Fixed Interest Account and to change allocations for
       AUTHORIZATION              | future purchase payments and monthly deductions.
Complete this section if you are  |
applying for or revoking current  | Initial the designation you prefer:
     telephone privileges.        | _________Policy Owner(s) only - If Joint Owners, either one acting independently.
                                  |
                                  | _________Policy Owner(s) or Agent/Registered Representative who is appointed to represent AGL
                                  |          and the firm authorized to service my policy.
                                  |
                                  | AGL and any non-owner designated by this authorization will not be responsible for any claim,
                                  | loss or expense based upon telephone transfer or allocation instructions received and acted upon
                                  | in good faith, including losses due to telephone instruction communication errors. AGL's
                                  | liability for erroneous transfers or allocations, unless clearly contrary to instructions
                                  | received, will be limited to correction of the allocations on a current basis. If an error,
                                  | objection or other claim arises due to a telephone transaction, I will notify AGL in writing
                                  | within five working days from the receipt of the confirmation of the transaction from AGL. I
                                  | understand that this authorization is subject to the terms and provisions of my variable
                                  | universal life insurance policy and its related prospectus. This authorization will remain in
                                  | effect until my written notice of its revocation is received by AGL at the address printed on
                                  | the top of this service request form.
                                  |
                                  | _______INITIAL HERE TO REVOKE TELEPHONE PRIVILEGE AUTHORIZATION.
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 [_]  CORRECT AGE              9. | Name of Contingent Insured for whom this correction is submitted:_______________________________
 Use this section to correct the  |
 age of any person covered under  |
this policy. Proof of the correct | Correct DOB: _________/____________ /_____________
date of birth must accompany this |
            request.              |
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 [_]  TRANSFER OF             10. |                                     (Division Name or Number)         (Division Name or Number)
      ACCUMULATED                 |
      VALUES                      | Transfer $_______ or _______% from ____________________________ to _____________________________
  Use this section if you want to |
  move money between divisions.   | Transfer $_______ or _______% from ____________________________ to _____________________________
 The minimum amount for transfers |
 is $500.00. Withdrawals from the | Transfer $_______ or _______% from ____________________________ to _____________________________
Declared Fixed Interest Account to|
 a Variable Division may only be  | Transfer $_______ or _______% from ____________________________ to _____________________________
 made within the 60 days after a  |
contract anniversary. See transfer| Transfer $_______ or _______% from ____________________________ to _____________________________
     limitations outlined in      |
 prospectus. If a transfer causes | Transfer $_______ or _______% from ____________________________ to _____________________________
  the balance in any division to  |
  drop below $500, AGL reserves   | Transfer $_______ or _______% from ____________________________ to _____________________________
      the right to transfer       |
 the remaining balance. Amounts   | Transfer $_______ or _______% from ____________________________ to _____________________________
    to be transferred should be   |
indicated in dollar or percentage | Transfer $_______ or _______% from ____________________________ to _____________________________
    amounts, maintaining          |
   consistency throughout.        | Transfer $_______ or _______% from ____________________________ to _____________________________
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AGLC0463                                                            PAGE 4 OF 5
</TABLE>

<PAGE>

<TABLE>
<S>                                 <C>
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 [_]  REQUEST FOR             11. |
      PARTIAL                     | ______I request a partial surrender of $_____ or _____% of the net cash surrender value.
      SURRENDER/                  | ______I request a loan in the amount of $_____.
      POLICY LOAN                 | ______I request the maximum loan amount available from my policy.
 Use this section to apply for a  |
 partial surrender from or policy |
 loan against policy values. For  | Unless you direct otherwise below, proceeds are allocated according to the deduction allocation
 detailed information concerning  | percentages in effect, if available; otherwise they are taken pro-rata from the Declared Fixed
these two options please refer to | Interest Account and Variable Divisions in use.
   your policy and its related    |
  prospectus. If applying for a   | ________________________________________________________________________________________________
  partial surrender, be sure to   |
complete the Notice of Withholding| ________________________________________________________________________________________________
 section of this Service Request  |
  in addition to this section.    | ________________________________________________________________________________________________
                                  |
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 [_]  NOTICE OF               12. | The taxable portion of the distribution you receive from your variable universal life insurance
      WITHHOLDING                 | policy is subject to federal income tax withholding unless you elect not to have withholding
Complete this section if you have | apply. Withholding of state income tax may also be required by your state of residence. You may
 applied for a partial surrender  | elect not to have withholding apply by checking the appropriate box below. If you elect not to
        in Section 11.            | have withholding apply to your distribution or if you do not have enough income tax withheld,
                                  | you may be responsible for payment of estimated tax. You may incur penalties under the
                                  | estimated tax rules, if your withholding and estimated tax are not sufficient.
                                  |
                                  | Check one: ________I do want income tax withheld from this distribution.
                                  |
                                  |            ________I do not want income tax withheld from this distribution.
                                  |
                                  | If no election is made, we are REQUIRED to withhold Federal Income Tax (if applicable).
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 [_]  AFFIRMATION/            10. | CERTIFICATION: Under penalties of perjury, I certify: (1) that the number shown on this form is
      SIGNATURE                   | my correct taxpayer identification number and; (2) that I am not subject to backup withholding
   Complete this section for      | under Section 3406(a)(1)(C) of the Internal Revenue Code.
         ALL requests.            |
                                  | The Internal Revenue Service does not require your consent to any provision of this document
                                  | other than the certification required to avoid backup withholding.
                                  |
                                  | Dated at_______________this___________day of______________________________________,__________
                                  |
                                  | X______________________________________________   X__________________________________________
                                  |  SIGNATURE OF OWNER                                SIGNATURE OF WITNESS
                                  |
                                  | X______________________________________________   X__________________________________________
                                  |  SIGNATURE OF JOINT OWNER                          SIGNATURE OF WITNESS
                                  |
                                  | X______________________________________________   X__________________________________________
                                  |  SIGNATURE OF ASSIGNEE                             SIGNATURE OF WITNESS
                                  |
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AGLC0463                                                       PAGE 5 OF 5
</TABLE>

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