Document:

EXHIBIT 10.72.3
                                                                 ---------------

                       THIRD AMENDMENT TO CREDIT AGREEMENT

           THIS THIRD AMENDMENT TO CREDIT AGREEMENT is made as of the __ day of
November, 2001 by and among CORRECTIONAL SERVICES CORPORATION, a corporation
duly organized and validly existing under the laws of the State of Delaware (the
"Company"); each of the Subsidiaries of the Company that is a signatory hereto
or that, pursuant to Section 9.1.20(b) of the Credit Agreement (as hereinafter
defined), shall become a party hereto (individually, a "Subsidiary Guarantor"
and, collectively, the "Subsidiary Guarantors"; and the Subsidiary Guarantors,
collectively with the Company, are sometimes hereinafter referred to as the
"Obligors"); each of the lenders that is a signatory hereto or that, pursuant to
Section 12.6(b) of the Credit Agreement, shall become a "Lender" hereunder
(individually, a "Lender" and, collectively, the "Lenders"); and FLEET NATIONAL
BANK, a national banking association and successor by merger to Summit Bank, as
syndication agent for the Lenders (in such capacity, together with its
successors in such capacity, the "Syndication Agent").

                              W I T N E S S E T H:
                              -------------------

           WHEREAS, the Company, the Subsidiary Guarantors, the Lenders and the
Syndication Agent entered into a Credit Agreement dated August 31, 1999, as
amended by a first amendment thereto dated as of November 10, 2000 and a second
amendment thereto dated in or about August, 2001 (collectively, the "Credit
Agreement"); and

           WHEREAS, the Company has requested the Syndication Agent and the
Lenders to make certain amendments to the Credit Agreement as more fully
described herein, and the Syndication Agent and the Lenders have agreed to do
so, subject to and in accordance with the terms and conditions hereinafter set
forth.

           NOW, THEREFORE, in consideration of the premises and other good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties hereto agree as follows:

           1. DEFINED TERMS. Except as otherwise indicated herein, all words and
terms defined in the Credit Agreement shall have the same meanings when used
herein.

           2. AMENDMENTS TO CREDIT AGREEMENT.

                     (a) The following definitions appearing in Section 1.1 of
the Credit Agreement are hereby amended to read in their entirety as follows:

                     "APPLICABLE COMMITMENT FEE RATE" shall mean:

                               (i) with reference to the Revolving Credit
           Commitments, a rate per annum, determined from time to time in
           accordance with the table set forth below. The Applicable Commitment
           Fee Rate shall change on the fifth Business Day following receipt by
           the Syndication Agent of a Compliance Certificate of the Company
           demonstrating that the ratio of the consolidated Total Funded Debt of
           the Company and its Subsidiaries to Adjusted EBITDA as at the last
<PAGE>

           day of the immediately preceding fiscal quarter of the Company shall
           be at a different level in the table below, whereupon the Applicable
           Commitment Fee Rate shall be reduced or increased to the applicable
           percentage set forth in such table. Notwithstanding the foregoing,
           the Applicable Commitment Fee Rate shall not be reduced at any time
           during which an Event of Default shall have occurred and be
           continuing:
                                              Applicable Commitment
             Ratio of Total Funded Debt to   Fee Rate for Revolving
                    Adjusted EBITDA            Credit Commitments
 Level
   I               < 3.5 and                          .50%
                   -
                   > 3.00:1

   II              < 3.00:1 and
                   > 2.50:1                           .50%
                   -

   III             < 2.50:1 and
                   > 2.00:1                          .375%
                   -

   IV              < 2.00:1                          .375%

                     "APPLICABLE MARGIN" shall mean:

                               (i) with reference to Revolving Credit Loans that
           are Base Rate Loans or LIBOR Loans, an amount in excess of the Base
           Rate or the LIBOR Rate, as the case may be, determined from time to
           time in accordance with the table set forth below. The Applicable
           Margin shall change on the fifth Business Day following receipt by
           the Syndication Agent of a Compliance Certificate of the Company
           demonstrating that the ratio of the consolidated Total Funded Debt of
           the Company and its Subsidiaries to Adjusted EBITDA as at the last
           day of the immediately preceding fiscal quarter of the Company shall
           be at a different level in the table below, whereupon the Applicable
           Margin shall be reduced or increased to the applicable percentage set
           forth in such table. Notwithstanding the foregoing, the Applicable
           Margin shall not be reduced at any time during which an Event of
           Default shall have occurred and be continuing:

                                       2
<PAGE>
<TABLE><CAPTION>
<S>                  <C>                       <C>                                   <C>
                                                Applicable Margin for Revolving       Applicable Margin for Revolving
                       Ratio of Total                Credit Loans that are                 Credit Loans that are
                       Funded Debt to                   Base Rate Loans                         LIBOR Loans
                                                        ---------------                         -----------
    Level              Adjusted EBITDA

      I               < 3.5 and                              2.00%                                 3.50%
                      -
                      > 3.00:1

      II              < 3.00:1 and                           1.75%                                 3.25%
                      > 2.50:1

     III              < 2.50:1 and                           1.50%                                 3.00%
                      > 2.00:1

      IV              < 2.00:1                               1.25%                                 2.75%

</TABLE>

                     (b) Section 9.1.10 of the Credit Agreement is hereby
amended to read in its entirety as follows:

                             9.1.10  TOTAL FUNDED DEBT TO ADJUSTED EBITDA RATIO.

                               The Company will not permit the ratio of (i) the
           consolidated Total Funded Debt of the Company and its Subsidiaries as
           of the last day of any fiscal quarter of the Company ending during
           any test period set forth in the table below, to (ii) Adjusted EBITDA
           for the period of four consecutive fiscal quarters ending on the same
           day, to be greater than the ratio set forth opposite such test period
           below:

                      Four Fiscal                             Ratio
                      Quarters Ending                         -----

                      September 30, 2001                      3.50:1
                      December 31, 2001 and thereafter        2.50:1

                     (c) Section 9.1.12 of the Credit Agreement is hereby
amended to read in its entirety as follows:

                               9.1.12  CONSOLIDATED NET WORTH.

                               The Company will not permit its Consolidated Net
           Worth to be less than $45,000,000, plus the sum of the following
           through the date of determination:

                                       3
<PAGE>

           (i) 90% of the Company's cumulative, positive (any loss shall be
           treated as zero) Consolidated Net Income earned from October 1, 2001
           through such date of determination plus, (ii) 100% of the net
           proceeds of Equity Issuances from October 1, 2000 through such date
           of determination minus (iii) the aggregate amount of Permitted Stock
           Repurchases made from October 1, 2001 through such date of
           determination.

                     (d) Section 9.1.14 of the Credit Agreement is hereby
amended to read in its entirety as follows:

                               9.1.14   Minimum Fixed Charge Coverage Ratio.
                                        -----------------------------------

                               The Company will not permit the Fixed Charge
           Coverage Ratio to be less than (i) 1.25 to 1.00 as of September 30,
           2001, and (ii) 1.50 to 1.00 at any time thereafter.

                     (e) Section 9.1 of the Credit Agreement is hereby amended
by adding the following Section 9.1.26 immediately after Section 9.1.25 thereof:

                               9.1.26  Sale of Phoenix Property.
                                       ------------------------

                               (a) Notwithstanding any other provision contained
           herein, the Borrower shall use its best efforts to sell its Property
           located in Phoenix, Arizona, as promptly as possible after the date
           hereof, the net proceeds of which shall be used to make mandatory
           prepayments of the Loans in accordance with the provisions of Section
           2.10.1 hereof and to reduce the Revolving Credit Commitments in
           accordance with the provisions of Sections 2.3.2 and 2.10.1 hereof.

                               (b) Upon sale of the Property described in
           Section 9.1.26(a) hereof, the Borrower shall negotiate in good faith
           to further reduce the Revolving Credit Commitment, it being the
           intention of the Borrower and the Lenders to seek to reduce the
           Revolving Credit Commitment to an amount between $13,000,000 and
           $17,000,000.

           3. Amendment Fees. Concurrently herewith and in consideration for the
Syndication Agent and the Lenders entering into this Agreement, the Company is
paying the Syndication Agent (a) an amendment fee in the amount of $98,515 for
the ratable benefit of the Lenders and (b) an amendment fee in the amount of
$39,406 for the sole benefit of the Syndication Agent. The foregoing fees are
earned in full on the date hereof and not subject to rebate or reduction.

           4. Guaranty Reaffirmation. The Subsidiary Guarantors hereby
acknowledge and agree to the amendments to the Credit Agreement effected by this
Agreement. Each of the Subsidiary Guarantors hereby reaffirms all of the terms
and conditions of the guaranty set forth in Section 6 of the Credit Agreement
and agrees that such guaranty is applicable to all of the Guaranteed

                                       4
<PAGE>

Obligations, as amended by this Agreement. The Subsidiary Guarantors hereby
acknowledge and agree that they have no defenses, offsets or counterclaims with
respect to the Guaranteed Obligations and hereby waive and release all claims
against the Syndication Agent and the Lenders with respect thereto.

           5. Representations and Warranties. In order to induce the Syndication
Agent and the Lenders to enter into this Agreement and amend the Credit
Agreement as provided herein, each Obligor hereby represents and warrants to the
Syndication Agent and the Lenders that:

                     (a) All of the representations and warranties of the
Obligors set forth in the Credit Agreement are true, complete and correct in all
material respects on and as of the date hereof with the same force and effect as
if made on and as of the date hereof and as if set forth at length herein.

                     (b) After giving effect to this Agreement, no Default or
Event of Default presently exists and is continuing on and as of the date
hereof.

                     (c) Since the date of the Obligors' most recent financial
statements delivered to the Syndication Agent, no Material Adverse Effect has
occurred, and no event has occurred or failed to occur which has had or is
likely to have a Material Adverse Effect.

                     (d) Each Obligor has full power and authority to execute,
deliver and perform any action or step which may be necessary to carry out the
terms of this Agreement and all other agreements, documents and instruments, if
any, executed and delivered by the Obligors to the Syndication Agent and the
Lenders concurrently herewith or in connection herewith (collectively, the
"Amendment Documents"); each Amendment Document to which any of the Obligors is
a party has been duly executed and delivered by such Obligors and is the legal,
valid and binding obligation of such Obligor enforceable in accordance with its
terms, subject to any applicable bankruptcy, insolvency, general equity
principles or other similar laws affecting the enforcement of creditors' rights
generally.

                     (e) The execution, delivery and performance of the
Amendment Documents will not (i) violate any provision of any existing law,
statute, rule, regulation or ordinance binding upon the Obligors, (ii) conflict
with, result in a breach of, or constitute a default under (A) the certificate
of incorporation or by-laws or other equivalent formation documents of any
Obligor, (B) any order, judgment, award or decree of any court, governmental
authority, bureau or agency, or (C) any mortgage, indenture, material lease,
contract or other material agreement or undertaking to which any Obligor is a
party or by which any Obligor or its properties or assets may be bound, or (iii)
result in the creation or imposition of any lien or other encumbrance upon or
with respect to any property or asset now owned or hereafter acquired by any
Obligor, other than liens in favor of the Syndication Agent for the ratable
benefit of the Lenders.

                     (f) No consent, license, permit, approval or authorization
of, exemption by, notice to, report to, or registration, filing or declaration
with any Person is required in connection with the execution, delivery,
performance by the Obligors of the Amendment Documents or the transactions
contemplated thereby.

                                       5
<PAGE>

           6. Syndication Agent's Costs. The Company shall on demand reimburse
the Syndication Agent for all out-of-pocket costs, including legal fees and
expenses, incurred by the Syndication Agent in connection with this Agreement,
the transactions referenced herein and the administration of the facilities
described in the Credit Agreement. In the event the Company shall fail to pay
any such invoice within 10 days, the Company irrevocably authorizes the
Syndication Agent to charge the Company's account(s) with the Syndication Agent
(or its affiliate) in the amount of such out-of-pocket costs.

           7. No Change. Except as expressly set forth herein or modified
hereby, all of the terms and provisions of the Credit Agreement and the other
Basic Documents are hereby reaffirmed in their entirety shall continue in full
force and effect.

           8. Counterparts; Effectiveness. This Agreement may be executed in any
number of counterparts, each of which shall be an original and all of which
shall constitute one and the same instrument. This Agreement shall not be
binding upon any party until all parties hereto have executed this Agreement and
delivered it to the Syndication Agent.

           9. No Defenses. The Company hereby acknowledges and agrees that it
has no defenses, offsets or counterclaims with respect to its obligations under
the Credit Agreement, the Notes, the other Basic Documents and the Operative
Documents and hereby waives and releases all claims against the Syndication
Agent and the Lenders with respect thereto.

                                       6
<PAGE>

           10. Governing Law. This Agreement shall be governed by and construed
in accordance with the laws of the State of New York.

           IN WITNESS WHEREOF, the undersigned have caused their duly authorized
representatives to execute and deliver this Agreement as of the day and year
first above written.

                                   CORRECTIONAL SERVICES CORPORATION,
                                   a Delaware corporation

                                   By:_________________________________
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL, INC.
                                   a Maryland corporation

                                   By:_________________________________
                                         Name:
                                         Title:

                                   FF&E, INC., a New Jersey corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   COMMUNITY CORRECTIONS, INC., a
                                   Texas corporation

                                   By:_________________________________
                                         Name:
                                         Title:

                       (Signatures continued on next page)

                                       7
<PAGE>

                                   YOUTH SERVICES INTERNATIONAL
                                   OF NORTHERN IOWA, INC., an
                                   Iowa corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF BALTIMORE, INC., a Maryland corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF VIRGINIA, INC., a Virginia corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   HOLDINGS, INC., a Delaware corporation

                                   By:_________________________________
                                         Name:
                                         Title:

                       (Signatures continued on next page)

                                       8
<PAGE>

                                   YOUTH SERVICES INTERNATIONAL
                                   REAL PROPERTY PARTNERSHIP, LLP,
                                   a Maryland limited liability partnership

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF DELAWARE, INC., a Delaware corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF ILLINOIS, INC., a Maryland corporation

                                   By:_________________________________
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF MARYLAND, INC., a Maryland corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                       (Signatures continued on next page)

                                       9
<PAGE>

                                   YOUTH SERVICES INTERNATIONAL
                                   OF MINNESOTA, INC., a Maryland corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF SOUTH DAKOTA, INC., a South Dakota
                                   corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF TEXAS, INC., a Texas corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YSI OF CENTRAL IOWA, INC.,
                                   an Iowa corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                       (Signatures continued on next page)

                                       10
<PAGE>

                                   YOUTH SERVICES INTERNATIONAL
                                   OF IOWA, INC., a Maryland corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF MICHIGAN, INC., a Michigan corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF MISSOURI, INC., a Missouri corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   YOUTH SERVICES INTERNATIONAL
                                   OF TENNESSEE, INC., a Maryland corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                       (Signatures continued on next page)

                                       11
<PAGE>

                                   YOUTH SERVICES INTERNATIONAL
                                   SOUTHEASTERN PROGRAMS, INC.,
                                   a Maryland corporation

                                   By:
                                      ---------------------------------
                                         Name:
                                         Title:

                                   CSC MANAGEMENT DE PUERTO RICO, INC.,
                                   a Puerto Rico corporation

                                   By:
                                       --------------------------------
                                          Name:
                                          Title:

                                   FLEET NATIONAL BANK,
                                   as the Syndication Agent and a Lender

                                   By:_________________________________
                                         Name:
                                         Title:

                                   SUNTRUST BANK, NASHVILLE, N.A., as a Lender

                                   By:_________________________________
                                         Name:
                                          Title:

                                   BANCO POPULAR NORTH AMERICA

                                   By:_________________________________
                                         Name:
                                         Title:

                                       12EXHIBIT 10.1
                                                                    ------------

                                FORM OF AMENDMENT

            AMENDMENT, dated as of August 15, 2001 (this "Amendment"), to the
Second Amended and Restated Credit Agreement, dated as of September 4, 1998 (the
"Credit Agreement"), among (i) BOSTON SCIENTIFIC CORPORATION, a Delaware
corporation (the "Borrower"), (ii) the several banks and other financial
institutions from time to time parties thereto (the "Lenders"), (iii) ABN AMRO
BANK N.V., a Dutch banking corporation, BANK OF AMERICA, N.A. (successor by
merger to BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION), a national
banking association, and BARCLAYS BANK PLC, a banking corporation organized
under the laws of England, as Syndication Agents (each in such capacity, a
"Syndication Agent", and collectively, the "Syndication Agents"), (iv) CHASE
SECURITIES INC., as Arranger (in such capacity, the "Arranger") and as Book
Manager (in such capacity, the "Book Manager") and (v) THE CHASE MANHATTAN BANK,
a New York banking corporation, as administrative agent for the Lenders
hereunder (in such capacity, the "Administrative Agent").

                              W I T N E S S E T H:
                              - - - - - - - - - -

            WHEREAS, pursuant to the Credit Agreement, the Lenders have agreed
to make certain extensions of credit to the Borrower; and

            WHEREAS, the Borrower and Lenders have agreed that certain
provisions of the Credit Agreement will be amended in the manner provided for in
this Amendment;

            NOW, THEREFORE, the parties hereto hereby agree as follows:

            I. Defined Terms. Terms defined in the Credit Agreement and used
herein shall have the meanings given to them in the Credit Agreement.

            II. Amendments to Credit Agreement.

            1. Subsection 1.1 of the Credit Agreement is hereby amended by
adding thereto the definitions of "Capital Lease Obligations", "Consolidated
EBITDA", "Consolidated Interest Coverage Ratio", "Consolidated Interest
Expense", "Consolidated Leverage Ratio", "Consolidated Net Income",
"Consolidated Tangible Assets", "Consolidated Total Assets", "Consolidated Total
Debt", "Five-Year Credit Agreement", "Hedge Agreements", "Receivables",
"Receivables Subsidiary", "Receivables Transaction", and "Receivables
Transaction Prepayment Amount", attached hereto as Annex A.

            2. Subsection 1.1 of the Credit Agreement is hereby amended by
deleting the definition of "Indebtedness" in its entirety and inserting in lieu
thereof, new definition of Indebtedness, attached hereto as Annex B.
<PAGE>

            3. Subsection 1.1 of the Credit Agreement is hereby amended by
deleting all references to the term "364-Day Agreement" from the definition of
"Excess Utilization Day" and inserting in lieu thereof, the term "Five-Year
Credit Agreement".

            4. Subsection 1.1 of the Credit Agreement is hereby amended by
amending the definition of "Conversion Sharing Percentage" by (a) deleting the
phrase "and the purchase and sale by such Lender of participating interests" and
(b) substituting in lieu thereof "and the purchase and sale by each Lender of
participating interests".

            5. Subsection 3.1 of the Credit Agreement is hereby amended by
adding thereto a new clause (d), attached hereto as Annex C.

            6. Subsection 8.1 of the Credit Agreement is hereby amended by
deleting such Subsection in its entirety and replacing in lieu thereof a new
Subsection 8.1, attached hereto as Annex D

            7. Subsection 8.2 of the Credit Agreement is hereby amended by
deleting the "." from the end of clause (i) thereof and substituting in lieu
thereof the following:

            "; (j) Liens created pursuant to any Receivables Transaction
permitted pursuant to subsection 8.4(a)."

            8. the Credit Agreement is hereby amended by adding thereto a new
Subsection 8.4, attached hereto as Annex E.

            III. Conditions to Effectiveness. This Amendment shall become
effective on the date (the "Amendment Effective Date") on which both (i) the
Borrower, the Administrative Agent and the Majority Lenders shall have executed
and delivered to the Administrative Agent this Amendment and (ii) the Five-Year
Facility shall have become effective in accordance with its terms.

            IV. General.

            1. Representation and Warranties. To induce the Administrative Agent
and the Lenders parties hereto to enter into this Amendment, the Borrower hereby
represents and warrants to the Administrative Agent and all of the Lenders as of
the Amendment Effective Date that:

            (a) Corporate Power; Authorization; Enforceable Obligations.

            (1) The Borrower has the corporate power and authority, and the
legal right, to make, deliver this Amendment and to perform the Loan Documents,
as amended by this Amendment, and has taken all necessary corporate action to
authorize the execution, delivery and performance of this Amendment and the
performance of the Loan Documents, as so amended.

            (2) No consent or authorization of, approval by, notice to, filing
with or other act by or in respect of, any Governmental Authority or any other
Person is required in connection with the execution and delivery of this
Amendment or with the performance, validity or enforceability of the Loan
Documents, as amended by this Amendment.

                                       2
<PAGE>

            (3) This Amendment has been duly executed and delivered on behalf of
the Borrower.

            (4) This Amendment and each Loan Document, as amended by this
Amendment, constitutes a legal, valid and binding obligation of the Borrower
enforceable against the Borrower in accordance with its terms, except as
affected by bankruptcy, insolvency, fraudulent conveyance, reorganization,
moratorium and other similar laws relating to or affecting the enforcement of
creditors' rights generally, general equitable principles (whether considered in
a proceeding in equity or at law) and an implied covenant of good faith and fair
dealing.

            (b) Representations and Warranties. The representations and
warranties made by the Borrower in the Loan Documents (other than in Section 5.2
and 5.6 of the Credit Agreement) are true and correct in all material respects
on and as of the Amendment Effective Date, after giving effect to the
effectiveness of this Amendment, as if made on and as of the Amendment Effective
Date, except as otherwise disclosed in the most recent filings by the Borrower
with the Securities and Exchange Commission.

            2. Payment of Expenses. The Borrower agrees to pay or reimburse the
Administrative Agent for all of its out-of-pocket costs and reasonable expenses
incurred in connection with this Amendment, any other documents prepared in
connection herewith and the transactions contemplated hereby, including, without
limitation, the reasonable fees and disbursements of counsel to the Agent.

            3. No Other Amendments; Confirmation. Except as expressly amended,
modified and supplemented hereby, the provisions of the Credit Agreement and the
other Loan Documents are and shall remain in full force and effect.

            4. Governing Law; Counterparts. (a) This Amendment and the rights
and obligations of the parties hereto shall be governed by, and construed and
interpreted in accordance with, the laws of the State of New York.

            (b) This Amendment may be executed by one or more of the parties to
this Agreement on any number of separate counterparts, and all of said
counterparts taken together shall be deemed to constitute one and the same
instrument. A set of the copies of this Amendment signed by all the parties
shall be lodged with the Borrower and the Administrative Agent.

                                       3
<PAGE>

                        IN WITNESS WHEREOF, the parties hereto have caused this
Amendment to be duly executed and delivered by their respective proper and duly
authorized officers as of the day and year first above written.

                                       BOSTON SCIENTIFIC CORPORATION

                                       By:  ____________________________
                                                   Name:
                                                   Title:

                                       THE CHASE MANHATTAN BANK,
                                         as Administrative Agent and as a Lender

                                       By:   ____________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       ABN AMRO BANK N.V.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                       By:  ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANK OF AMERICA, N.A.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BARCLAYS BANK PLC

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       ALLIED IRISH BANKS, P.L.C.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANCA COMMERCIALE ITALIANA,
                                       NEW YORK BRANCH

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                       By:  ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANCA MONTE DEI PASCHI DI SIENA S.P.A.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANK BOSTON, N.A.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANK OF IRELAND

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANK OF NEW YORK

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       THE BANK OF NOVA SCOTIA

                                       By:  ____________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANK OF TOKYO-MITSUBISHI TRUST CO.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANKERS TRUST

                                       By:  ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       BANQUE NATIONALE DE PARIS

                                       By:  ___________________________________
                                                   Name:
                                                   Title:

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       COMMERZBANK A.G.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       FIRST UNION NATIONAL BANK

                                       By:  ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       THE DAI-ICHI KANGYO BANK, LIMITED

                                       By:  ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       THE FIRST NATIONAL BANK OF CHICAGO

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       FLEET NATIONAL BANK

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       THE FUJI BANK, LIMITED

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       MELLON BANK, N.A.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       MORGAN GUARANTY TRUST COMPANY OF NEW YORK

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       NATIONSBANK, N.A.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       THE SANWA BANK, LIMITED

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       SVENSKA HANDELSBANKEN

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                       By:  ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       TORONTO DOMINION (TEXAS), INC.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       UBS AG, NEW YORK BRANCH

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

                                                     Signature Page to Amendment
                                                     ---------------------------

                                       U.S. BANK, N.A.

                                       By:   ___________________________________
                                                   Name:
                                                   Title:

<PAGE>

                                                                         ANNEX A
                                                                 to Amendment to
                                the Second Amended and Restated Credit Agreement

                        "Capital Lease Obligations": as to any Person, the
            obligations of such Person to pay rent or other amounts under any
            lease of (or other arrangement conveying the right to use) real or
            personal property, or a combination thereof, which obligations are
            required to be classified and accounted for as capital leases on a
            balance sheet of such Person under GAAP and, for the purposes of
            this Agreement, the amount of such obligations at any time shall be
            the capitalized amount thereof at such time determined in accordance
            with GAAP.

                        "Consolidated EBITDA": of any Person for any period,
            Consolidated Net Income of such Person and its Subsidiaries for such
            period plus, without duplication and to the extent reflected as a
            charge in the statement of such Consolidated Net Income for such
            period, the sum of (a) income tax expense, (b) Consolidated Interest
            Expense of such Person and its Subsidiaries, amortization or
            writeoff of debt discount and debt issuance costs and commissions,
            discounts and other fees and charges associated with Indebtedness,
            (c) depreciation expense, (d) amortization of intangibles
            (including, but not limited to, goodwill) and organization costs and
            (e) any extraordinary, unusual or non-recurring expenses or losses
            (to the extent any of the foregoing are non-cash items) (including,
            whether or not otherwise includable as a separate item in the
            statement of such Consolidated Net Income for such period, losses on
            sales of assets outside of the ordinary course of business and
            including special charges and purchased research and development
            charges in connection with acquisitions), and minus, to the extent
            included in the statement of such Consolidated Net Income for such
            period, the sum of (a) interest income (except to the extent
            deducted in determining Consolidated Interest Expense) and (b) any
            extraordinary, unusual or non-recurring income or gains (to the
            extent any of the foregoing are non-cash items) (including, whether
            or not otherwise includable as a separate item in the statement of
            such Consolidated Net Income for such period, gains on the sales of
            assets outside of the ordinary course of business).

                        "Consolidated Interest Coverage Ratio": for any period,
            the ratio of (a) Consolidated EBITDA of the Borrower and its
            Subsidiaries for such period to (b) Consolidated Interest Expense of
            the Borrower and its Subsidiaries for such period.

                        "Consolidated Interest Expense": of any Person for any
            period, total interest expense of such Person and its Subsidiaries
            for such period with respect to all outstanding Indebtedness of such
            Person and its Subsidiaries determined in accordance with GAAP
            (including, all net costs that are allocable to such period in
            accordance with GAAP).

                        "Consolidated Leverage Ratio": as at the last day of any
            period of four consecutive fiscal quarters of the Borrower, the
            ratio of (a) Consolidated Total Debt on such day to (b) Consolidated
            EBITDA of the Borrower and its Subsidiaries for such period.
<PAGE>

                        "Consolidated Net Income": of any Person for any period,
            the consolidated net income (or loss) of such Person and its
            Subsidiaries for such period, determined on a consolidated basis in
            accordance with GAAP.

                        "Consolidated Tangible Assets": at any date,
            Consolidated Total Assets minus (without duplication) the net book
            value of all assets which would be treated as intangible assets, as
            determined on a consolidated basis in accordance with GAAP.

                        "Consolidated Total Assets": at any date, the net book
            value of all assets of the Borrower and its Subsidiaries as
            determined on a consolidated basis in accordance with GAAP.

                        "Consolidated Total Debt": at any date, the aggregate
            principal amount of all Indebtedness of the Borrower and its
            Subsidiaries at such date, determined on a consolidated basis in
            accordance with GAAP.

                        "Five-Year Credit Agreement": the Credit Agreement dated
            as of August 15, 2001, among the Borrower, the lenders parties
            thereto, The Chase Manhattan Bank, as administrative agent, and
            others, provided for a $600,000,000 revolving credit and competitive
            advance facility, as the same may from time to time amended, amended
            and restated, supplemented or otherwise modified.

                        "Hedge Agreements": all interest rate or currency swaps,
            caps or collar agreements, foreign exchange agreements, commodity
            contracts or similar arrangements entered into by the Borrower or
            its Subsidiaries providing for protection against fluctuations in
            interest rates, currency exchange rates, commodity prices or the
            exchange of nominal interest obligations, either generally or under
            specific contingencies.

                        "Receivables": any accounts receivable of any Person,
            including, without limitation, any thereof constituting or evidenced
            by chattel paper, instruments or general intangibles, and all
            proceeds thereof and rights (contractual and other) and collateral
            related thereto.

                        "Receivables Subsidiary": any special purpose,
            bankruptcy-remote Subsidiary of the Borrower that purchases, on a
            revolving basis, Receivables generated by the Borrower or any of its
            Subsidiaries.

                        "Receivables Transaction": any transactions or series of
            related transactions providing for the financing of Receivables of
            the Borrower or any of its Subsidiaries.

                        "Receivables Transaction Prepayment Amount": with
            respect to the initial transfer of Receivables pursuant to any
            Receivables Transaction, an amount equal to 100% of the gross
            proceeds in cash of such Receivables Transaction, net of (i)
            reasonable attorneys' fees, accountants' fees, brokerage, consultant
            and other customary fees, underwriting commissions and other
            reasonable fees and expenses actually incurred in connection with
            such Receivables Transaction, (ii) taxes paid or reasonably
            estimated to be payable as a result thereof and (iii) in the case of
            any Receivables Transaction, any escrowed or pledged cash proceeds
            which effectively secure, or are required to be maintained as
            reserves by the applicable entity for, the Indebtedness of the
            Borrower and its Subsidiaries in respect of, or the obligations of
            the Borrower and its Subsidiaries under, such Receivables
            Transaction.
<PAGE>

                                                                         ANNEX B
                                                                 to Amendment to
                                the Second Amended and Restated Credit Agreement

                        "Indebtedness": of any Person at any date, without
            duplication, (a) all indebtedness of such Person for borrowed money,
            (b) all obligations of such Person for the deferred purchase price
            of property or services (other than current trade liabilities
            incurred in the ordinary course of such Person's business and
            payable in accordance with customary practices and earn-outs and
            other similar obligations in respect of acquisition and other
            similar agreements), (c) all obligations of such Person evidenced by
            notes, bonds, debentures or other similar instruments, (d) all
            indebtedness created or arising under any conditional sale or other
            title retention agreement with respect to property acquired by such
            Person (even though the rights and remedies of the seller or lender
            under such agreement in the event of default are limited to
            repossession or sale of such property), (e) all Capital Lease
            Obligations of such Person, (f) all obligations of such Person,
            contingent or otherwise, as an account party or applicant under or
            in respect of acceptances, letters of credit, surety bonds or
            similar arrangements, (g) the liquidation value of all redeemable
            preferred Capital Stock of such Person, (h) all indebtedness of such
            Person, determined in accordance with GAAP, arising out of a
            Receivables Transaction, (i) all Guarantee Obligations of such
            Person in respect of obligations of the kind referred to in clauses
            (a) through (h) above, (j) all obligations of the kind referred to
            in clauses (a) through (i) above secured by (or for which the holder
            of such obligation has an existing right, contingent or otherwise,
            to be secured by) any Lien on property (including accounts and
            contract rights) owned by such Person, whether or not such Person
            has assumed or become liable for the payment of such obligation, and
            (k) for the purposes of Section 9(d) only, all obligations of such
            Person in respect of Hedge Agreements. The Indebtedness of any
            Person shall include the Indebtedness of any other entity (including
            any partnership in which such Person is a general partner) to the
            extent such Person is liable therefor as a result of such Person's
            ownership interest in or other relationship with such entity, except
            to the extent the terms of such Indebtedness expressly provide that
            such Person is not liable therefor.

<PAGE>

                                                                         ANNEX C
                                                                 to Amendment to
                                the Second Amended and Restated Credit Agreement

            (d) If a Receivables Transaction is consummated on any date, on the
next Business Day the Borrower shall prepay the Revolving Credit Loans (or at
the option of the Borrower, the Revolving Credit Loans under the Five-Year
Credit Agreement), Multicurrency Loans (or at the option of the Borrower, the
Multicurrency Loans under the Five-Year Credit Agreement), Local Currency Loans
(or at the option of the Borrower, the Local Currency Loans under the Five-Year
Credit Agreement) and/or cash collateralize the L/C Obligations under the
Five-Year Credit Agreement in an aggregate amount equal to the Receivables
Transaction Prepayment Amount in respect of such Receivables Transaction.

<PAGE>

                                                                         ANNEX D
                                                                 to Amendment to
                                the Second Amended and Restated Credit Agreement

            8.1. Financial Covenants. (a) Consolidated Leverage Ratio. Permit
the Consolidated Leverage Ratio as at the last day of any period of four
consecutive fiscal quarters of the Borrower to exceed 3.5 to 1.0.

            (b) Consolidated Interest Coverage Ratio. Permit the Consolidated
Interest Coverage Ratio for any period of four consecutive fiscal quarters of
the Borrower to be less than 3.5 to 1.0.

<PAGE>

                                                                         ANNEX E
                                                                 to Amendment to
                                the Second Amended and Restated Credit Agreement

            8.4 Limitation on Indebtedness. Create, issue, incur, assume, become
liable in respect of or suffer to exist

                        (a) subject to Section 3.1(d), any Indebtedness pursuant
            to any Receivables Transaction, except for Indebtedness pursuant to
            all Receivable Transactions in an aggregate principal amount not
            exceeding 15% of Consolidated Tangible Assets; or

                        (b) any Indebtedness of any of the Subsidiaries of the
            Borrower other than (x) Indebtedness of any Receivables Subsidiary
            pursuant to any Receivables Transaction permitted under subsection
            8.4(a), (y) any Indebtedness of any Subsidiary of the Borrower owing
            to the Borrower or to any other Subsidiary of the Borrower and (z)
            any other Indebtedness of Subsidiaries of the Borrower in an
            aggregate principal amount at any time outstanding not to exceed 15%
            of Consolidated Tangible Assets.

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00031-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00031-of-00352.parquet"}]]