Document:

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                                                                  EXHIBIT 10.13

                             IWON CONTENT AGREEMENT

This CONTENT AGREEMENT (THE "AGREEMENT") CONNECTIVCORP/SEXHEALTH.COM, whose
address is 29 West 57th Street, 9th Floor, New York, New York 10019 ("Company")
and iWon, Inc. ("iWon") whose address is One Bridge Street, Irvington, New York
10533 shall be effective as of November 27, 2000 (the "Effective Date").

In consideration of the mutual promises contained herein, and for other good and
valuable consideration, the receipt and sufficiency of which are hereby
acknowledged, the parties agree as follows:

1. LICENSES AND OWNERSHIP.

      1.1 CONTENT LICENSE. Company hereby grants iWon, a royalty-free,
non-exclusive, non-transferable worldwide license to exhibit, display, archive,
transmit, e-mail, reproduce, reformat, modify, search and download all or any
part of the content listed on Exhibit A to this Agreement (the "Content") in
electronic form in connection with iWon-branded or co-branded media properties
(the "Properties") developed by iWon or any entity in which iWon owns at least
a twenty percent interest ("Affiliates") as such Properties may be distributed
through any medium or means now known or hereafter developed and to allow users
of the Properties to search, copy, transmit and download the Content. iWon shall
have the right to sublicense the rights set forth herein to any Affiliate for
inclusion in the Properties provided that the sublicensee comply with the terms
and conditions of this Agreement.

      1.2 LIMITATIONS. The rights granted in Paragraph 1.1 above shall be
limited as follows:

      (a) iWon shall include all reasonable credits, copyright notices,
trademarks, service marks, trade names and logos which are contained on the
Content provided to iWon (the "Marks") and iWon shall in no event omit, vary or
otherwise change any of the Marks including without limitation, the size, color
or style of the Marks.

      (b) iWon's right to modify and reformat the Content shall be limited to
modifying and reformatting the Content to (i) fit the iWon look and feel; (ii)
fit the format of the applicable Property; and (iii) to creating snippets or
teasers consisting of a selected line from any individual item of the Content
(the "Company Article").

      (c) iWon's right to send by e-mail (or similar technology) the Content
shall be limited to e-mailing Company Articles on behalf of users of the
Properties ("iWon Users") who have selected to have such Company Articles
e-mailed to a third party for personal non-commercial use and the inclusion of
Company Articles in e-mail communications sent by iWon to iWon Users.

      1.3 LICENSE TO USE COMPANY TRADEMARKS. Subject to reasonable trademark
guidelines (to the extent they are provided by Company to iWon from time to
time), Company hereby grants to iWon a royalty-free, non-exclusive,
non-transferable, worldwide license to use and display the Marks on the
Properties and on marketing and promotional materials relating to this
Agreement.

      1.4   OWNERSHIP.

            1.4.1 iWon hereby acknowledges and agrees that, as between Company
and iWon, Company is the sole owner of all right, title and interest in and to
(i) the Content, including all copyrights therein, and (ii) the Marks. iWon
agrees not to do anything to contest or impair the trademark rights of the
Company. All uses of the Marks shall inure to the benefit of Company. Upon any
expiration or termination of this Agreement, iWon shall delete and discontinue
use of the Marks.

            1.4.2 Company hereby acknowledges and agrees that, as between
Company and iWon, iWon is the sole owner of all right, title and interest in and
to all content on the Properties, including but not limited to iWon copyrights,
trademarks service marks, trade names and logos (excluding the Content and
Marks).

            1.4.3 iWon agrees to notify Company promptly of any unauthorized use
of the Marks of which it has actual knowledge. Company shall have the sole right
and discretion to bring proceedings alleging infringement of the Marks or unfair
competition related thereto; provided however, that iWon agrees to provide
Company with its reasonable cooperation and assistance, at Company's expense,
with respect to any such infringement proceedings.

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1.5   COMPANY ASSISTANCE. In addition to any responsibilities that may be set
forth in Section 4 and Exhibit A, Company will provide on-going assistance to
iWon with regard to technical, administrative, and service-oriented issues
relating to the utilization, transmission, and maintenance of the Content, as
iWon may reasonably request. Company will use its best efforts to ensure that
the Content is accurate, comprehensive, and updated regularly.

1.6   USE OF CONTENT. In no event is iWon under any obligation to include all or
a part of the Content on any of the Properties.

2.    Fees. During the term of this Agreement, payment to iWon shall be made as
set forth in Exhibit B to this Agreement.

3.    CONTENT PAGES. iWon shall at its reasonable discretion place the
content on the Sex & Relationships sub-channel or equivalent on the iWon
Website. iWon shall create the links from a location on the Properties
displaying the full text of a Company Article (the "Content Page") to the
Company Website as further described in Exhibit A. In no event shall iWon
place any links to the Company Website on portions of the Properties
displaying only snippets, teasers, or portions of a Company Article.

4.    DELIVERY. Company shall make available the Content to iWon on January
1st, 2001 thereafter all updates shall be provided by Company, in the method,
format, manner and at the times set forth on Exhibit A. Company will be
responsible for providing the Content at its expense.

5.    ADVERTISING SALES AND EXCHANGE. iWon will have the sole and exclusive
right to license or sell promotions, advertisements, links, pointers,
sponsorships, or similar services or rights ("Advertisements") on the
Properties, including the Content Pages. Upon thirty (30) days notice to
Company, Company or iWon shall serve run of-site Advertisements (or targeted
Advertisements if mutually agreed to between the parties) promoting iWon or a
promotion in which iWon is involved ("iWon Advertisements") on the Company
Website at any time during the term of this Agreement and upon request by
Company and in compliance with iWon's then-current advertisement standards
and guidelines, iWon shall serve the Advertisements promoting Company on the
iWon Website in an amount equal to the value of iWon Advertisements served on
Company Website. PRIOR TO THE EXECUTION OF THIS AGREEMENT, COMPANY SHALL
EXECUTE THE IWON INSERTION ORDER FOR THE PURCHASE OF ONE HUNDRED THOUSAND
DOLLARS ($100,000 IN ADVERTISING)

6.    PAGE USAGE. iWon shall use reasonable efforts to provide Company, within
thirty (30) days from the end of each month during the term of this Agreement, a
report stating the number of times the Content Pages are displayed.

7.    TERM AND TERMINATION:

      7.1 Term. The term of this Agreement (the "Initial Term") shall
commence on the Effective Date and will continue for two years from the date
any Content is first displayed on any Property, as reasonably determined by
iWon (the "Launch Date"). iWon shall have the right to terminate this
Agreement on and any time twelve (12) months after the Launch Date with sixty
(60) days prior written notice. After the expiration of the Initial Term,
this Agreement will revert to a month-to-month contract, which either party
can terminate with thirty (30) days written notice.

      7.2 BREACH. In the event of any material breach of any term or provision
under this Agreement by either party hereto, the non-breaching party may send a
written notice explaining the nature of the breach to the breaching party. If
any breach is not cured within thirty (30) days of receipt by the breaching
party of such notice, the non-breaching party may terminate this Agreement
immediately upon a second written notice to the breaching party.

      7.3 FAILURE TO DELIVER. If Company fails to deliver the Content on the
times specified in Exhibit A for a continuous period of forty-eight (48) hours,
iWon may terminate this Agreement by giving a written termination notice, which
termination shall become effective upon receipt.

      7.4 BANKRUPTCY. In the event either party voluntarily files a petition in
bankruptcy or has such a petition involuntarily filed against it (which petition
is not discharged within thirty (30) days after filing) or is placed in a
receivership or reorganization proceeding or is placed in a trusteeship
involving an insolvency, or dissolves or ceases to do business or makes an
assignment of all or substantially all of its assets for the benefit of
creditors, the other party may terminate this

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Agreement by giving a written termination notice, which termination shall become
effective upon receipt.

      7.5 MERGER: ACQUISITION. iWon may immediately terminate this Agreement,
which termination will be effective upon receipt, if a competitor of iWon merges
with, acquires in whole or in part, or purchases all or substantially all of
Company's assets.

      7.6 FORCE MAJEURE. Either party may terminate this Agreement in accordance
with Section 11.3 hereof.

      7.7 EFFECT OF TERMINATION: SURVIVAL. A party's right to terminate this
Agreement pursuant to this Section 7 shall be in addition to any other right or
remedy available to such party under this Agreement, in law or at equity. Upon
expiration or termination of this Agreement for any reason:

            (a) all licenses granted hereunder shall terminate, and both parties
shall immediately discontinue use, if any, of the other party's trademarks,
Confidential Information, Content, and other intellectual property; and iWon
shall eliminate all hyperlinks (and corresponding icons) or other connections
designated on Exhibit A;

            (b) within fifteen (15) days of the termination or expiration of
this Agreement, each party shall return to the other party their respective
Confidential Information or destroy the same. In the event of such destruction,
the destroying party shall provide written confirmation of such destruction to
the other party within thirty (30) days of such destruction; and

            (c) the parties' obligations under Sections 7.7, 8, 9, 10 and 11
shall survive any expiration or termination of this Agreement.

8.    PRESS RELEASES. Subject to approval by iWon Company shall have ability
to issue press release. Neither party shall make any public statement, press
release or other announcement relating to the subject matter of this
Agreement without the prior written approval of the other party, such
approval not to be unreasonably withheld or delayed. Following the initial
public announcement of the business relationship between the parties in
accordance with the approval and other requirements contained herein, either
party's subsequent factual reference to the existence of a business
relationship between the parties in press releases or other public
announcements will not require the prior approval of the other party.

9.    CONFIDENTIALITY:

      9.1 CONFIDENTIAL INFORMATION. "Confidential Information" means (a)
business or technical information of either party, including but not limited to
information relating to either party's product plans, designs, costs, product
prices and names, finances, marketing plans, business opportunities, personnel,
research, development or know-how; (b) any information designated by either
party as "confidential" or "proprietary;" and (c) the terms and conditions of
this Agreement.

      9.2 NON-DISCLOSURE. Each party agrees: (a) that it will not disclose to
any third party or use the Confidential Information disclosed to it by the other
party except as expressly permitted in this Agreement; and (b) that it will take
all reasonable measures to maintain the confidentiality of all Confidential
Information of the other party in its possession or control, which will in no
event be less than the measures it uses to maintain the confidentiality of its
own information of similar importance.

      9.3 EXCEPTIONS. "Confidential Information" will not include information
that: (a) is in or enters the public domain without breach of this Agreement;
(b) the receiving party lawfully receives from a third party without restriction
on disclosure and without breach of a nondisclosure obligation; (c) the
receiving party knew prior to receiving such information from the disclosing
party through no breach of confidentiality; or (d) the receiving party develops
independently without use of the disclosing party's Confidential Information as
evidenced by suitable written documentation.

10.   WARRANTIES, REPRESENTATIONS AND INDEMNIFICATION:

10.1  REPRESENTATIONS AND WARRANTIES.

            10.1.1 BV IWON. iWon represents and warrants that (a) iWon has full
power and authority to enter into this Agreement, to cony out its obligations
hereunder, and to grant the rights herein granted; and (b) the execution and
delivery of this Agreement and the

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transactions contemplated hereby do not and will not result in a breach,
violation or default, of iWon's articles of incorporation or bylaws, or any
agreement to which iWon may be bound.

            10.1.2 BY COMPANY. Company represents and warrants that (a) the
Content and all materials contained therein and any Links to other materials do
not and will not infringe or violate the intellectual property rights, moral
rights, publicity right, privacy right or personality right of any third party
or otherwise result in any tort, injury, damage or harm to any third party, and
Company's exercise of its rights under this Agreement will not constitute an
infringement or violation of the intellectual property rights of any third
party; (b) Company has sufficient rights to the Content to grant iWon the rights
set forth in this Agreement, including any necessary consent, authorization,
release, clearance or license of any third party ("Release"), including any
Release related to any rights of privacy or publicity, as may be necessary for
Company to enter into this Agreement; (c) Company has full power and authority
to enter into this Agreement, to carry out its obligations hereunder, and to
grant the rights herein granted; (d) the execution and delivery of this
Agreement and the transactions contemplated hereby do not and will not result in
a breach, violation or default of Company's articles of incorporation or bylaws,
or any agreement to which Company may be bound; (e) the Content does not contain
any material or information that is libelous, slanderous, defamatory or obscene;
and (f) Company will not knowingly or as a result of its negligence deliver
Content that contains material errors or omissions.

10.2  INDEMNIFICATION.

      10.2.1 Subject to compliance with Section 10.2.2 hereof, each party (the
"Indemnifying Party") will defend, indemnify and hold harmless the other party
(the "Indemnified Party"), and the respective directors, officers, employees,
agents and affiliates of the Indemnified Party, from and against any and all
claims, costs, losses, damages, judgments and expenses (including reasonable
attorneys' fees) arising out of, relating to, or incurred as a result of (a) any
failure by the Indemnifying Party to perform its obligations under this
Agreement; (b) the breach or inaccuracy of a representation or warranty made by,
or breach of a covenant of, the Indemnifying Party hereunder; (c) the negligence
or willful misconduct of the Indemnifying part in performance of its obligations
under this Agreement; and (iv) any actual or alleged misconduct violation of
applicable law in connection with Indemnifying Party's activities hereunder.

      10.2.2 The Indemnified Party shall promptly notify the Indemnifying Party
of any such claim of which it becomes aware and shall: (a) at the Indemnifying
Party's expense, provide reasonable cooperation to the Indemnifying Party in
connection with the defense or settlement of any such claim; and (b) at the
Indemnified Party's expense, be entitled to participate in the defense of any
such claim.

      10.2.3 The Indemnified Party agrees that the Indemnifying Party shall have
sole and exclusive control over the defense and settlement of any such third
party claim. However, the Indemnifying Party shall not acquiesce to any judgment
or enter into any settlement that adversely affects the Indemnified Party's
rights or interests without prior written consent of the Indemnified Party.

10.3  DISCLAIMERS AND LIABILITY:

            10.3.1 DISCLAIMER OF OTHER WARRANTIES. EXCEPT AS SPECIFIED IN THIS
AGREEMENT, NEITHER PARTY MAKES ANY WARRANTY IN CONNECTION WITH THE SUBJECT
MATTER OF THIS AGREEMENT AND EACH PARTY HEREBY DISCLAIMS ANY AND ALL WARRANTIES,
EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ALL IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND THE PROPERTIES ARE
PROVIDED "AS IS" AND "AS AVAILABLE".

            10.3.2 LIMITATION OF LIABILITY. EXCEPT AS PROVIDED IN SECTION 10.2
AND FOR A BREACH OF SECTION 9, IN NO EVENT WILL EITHER PARTY BE LIABLE TO THE
OTHER FOR LOST PROFITS, OR ANY FORM OF SPECIAL, INCIDENTAL, OR CONSEQUENTIAL
DAMAGES, WHETHER BASED ON BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), OR
OTHERWISE, REGARDLESS OF WHETHER SUCH DAMAGE WAS FORESEEABLE AND WHETHER OR NOT
SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

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EACH PARTY'S LIABILITY (WHETHER ARISING IN TORT, CONTRACT OR OTHERWISE AND
NOTWITHSTANDING ANY FAULT, NEGLIGENCE (WHETHER ACTIVE, PASSIVE OR IMPUTED),
PRODUCT LIABILITY OR STRICT LIABILITY OF A PARTY) UNDER THIS AGREEMENT OR WITH
REGARD TO ANY OF THE SERVICES RENDERED UNDER THIS AGREEMENT WILL IN NO EVENT
EXCEED $1,000.

      10.3.3 WAIVER OF JURY TRIAL. EACH OF THE PARTIES HERETO KNOWINGLY,
VOLUNTARILY AND INTENTIONALLY WAIVES ANY RIGHTS IT MAY HAVE TO A TRIAL BY JURY
IN RESPECT OF ANY LITIGATION ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS
AGREEMENT OR ANY SCHEDULE HERETO, OR ANY COURSE OF CONDUCT, COURSE OF DEALING OR
STATEMENTS (WHETHER VERBAL OR WRITTEN) MADE BY THE PARTIES HEREIN.

11.   MISCELLANEOUS:

      11.1 NOTICES. Any notice required or permitted to be given under this
Agreement shall be given in writing and shall be delivered by personal delivery,
telegram, receipted facsimile transmission or by certified or registered mail,
postage prepaid, return receipt requested, and shall be deemed given upon
personal delivery, five (5) days after deposit in the mail or upon
acknowledgment of receipt of electronic transmission. Notices shall be sent to
the signatory of this Agreement at the address set forth at the beginning of
this Agreement or such other address as either party may specify in writing.

      11.2 WAIVER OR DELAY. Any waiver of any kind or character by either party
of a breach of this Agreement must be in writing, shall be effective only to the
extent set forth in such writing, and shall not operate or be construed as a
waiver of any subsequent breach by the other party. No failure of either party
to insist upon strict compliance by the other with any obligation or provision
hereunder, and no custom or practice of the parties at variance with the terms
hereof, shall constitute a waiver of either party's right to demand exact
compliance with the terms of this Agreement. Nor shall either party's delay or
omission in exercising any right, power or remedy upon a breach or default by
the other party impair any such right, power or remedy. The exercise of any
right or remedy provided in this Agreement shall be without prejudice to the
right to exercise any other right or remedy provided by law or equity.

      11.3 FORCE MAJEURE. If by reason of labor disputes, strikes, lockouts,
action of the elements, governmental restrictions, appropriation or other
similar causes beyond the control of a party hereto (a "Force Majeure Event"),
such party is unable to perform in whole or in part its obligations as set forth
in this Agreement, then such party shall be relieved of those obligations to the
extent it is so unable to perform and such inability to perform shall not make
such party liable to the other party (the "Non-Affected Party") and such party
shall give notice to the Non-Affected Party. Neither party shall be liable for
any loss, injury, delay or damages suffered or incurred by the other party due
to the above causes. If a Force Majeure Event continues for a period of at least
seventy-two (72) continuous hours, the Non-Affected Party may terminate this
Agreement by giving a written termination notice, which termination shall become
effective upon receipt.

      11.4 SEVERABILITY. The provisions of this Agreement are severable and if
any one or more of such provisions shall be determined to be invalid, illegal or
unenforceable, in whole or in part, the validity, legality and enforceability of
any of the remaining provisions or portions thereof shall not in any way be
affected or impaired thereby and shall nevertheless be binding between the
parties hereto.

      11.5 GOVERNING LAW; DISPUTES. This Agreement will be governed by and
construed in accordance with the laws of the State of New York without regard to
its conflicts of laws principles. Any litigation under this Agreement will be
brought in the federal or state courts in the State of New York and the parties
hereby consent to the personal jurisdiction and venue therein.

      11.6 ASSIGNMENT. Neither party shall directly or indirectly assign this
Agreement without the prior written consent of the other party. Notwithstanding
the foregoing and subject to Section 7.5 hereof, either party may, without the
prior consent of the other party, assign or transfer this Agreement as part of a
corporate reorganization, consolidation, merger or sale of all or substantially
all of its assets to another entity provided said entity assumes all of such
party's obligations hereunder.

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      11.7 RELATIONSHIP OF THE PARTIES. Nothing contained in this Agreement
shall be construed as creating any agency, partnership, or other form of joint
enterprise between the parties. The relationship between the parties shall at
all times be that of independent contractors. Neither party shall have authority
to contract for or bind the other in any manner whatsoever.

      11.8 COUNTERPARTS. This Agreement may be executed in two or more
counterparts, each of which shall be deemed an original, but all of which
together shall constitute one and the same instrument.

      11.9 ENTIRE AGREEMENT. This Agreement (together with the Exhibits hereto)
constitutes the entire agreement and understanding between the parties hereto
with respect to the subject matter hereof and supersedes any and all other
agreements, written or oral, that the parties heretofore may have had with
respect to the subject matter herein.

      11.10 THIRD PARTY BENEFICIARIES. Nothing in this Agreement, express or
implied, is intended to confer upon any person or entity other than the parties
and their respective successors and assigns, any rights, remedies, obligations
or liabilities.

      11.11 COMPLIANCE WITH LAWS. Each party shall comply with all applicable
laws, regulations, rules, ordinances, and orders regarding its respective
activities related to this Agreement.

      11.12 HEADINGS. Headings and captions are for convenience only and are not
to be used in the interpretation of this Agreement.

      IN WITNESS WHEREOF, the parties have caused this Agreement to be executed
as of the Effective Date by their duly authorized representatives:

CONNECTIVCORP/SEXHEALTH.COM

By: /s/ Elliot Goldman
   ---------------------------

Name: Elliot Goldman
     -------------------------

Title: Chief Operating Officer
      ------------------------

IWON, INC.

By: /s/ Dae Mellencamp
   ---------------------------

Name: Dae Mellencamp
     -------------------------

Title: VP, Content
      ------------------------

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                                    EXHIBIT A

                                 SPECIFICATIONS

1. CONTENT
   -------

<TABLE>
<CAPTION>

Description of Content    Delivery Method        Frequency
--------------------------------------------------------------------------------
<S>                       <C>                    <C>
A. 10 to 12_ Sexual       By email to iWon       10 to 12_questions and
Health Questions and                             answers a month for the term
Answers                                          of the Agreement
--------------------------------------------------------------------------------
B. 10 to 12_ Sexual       By email to iWon       10 to 12 sexual health related
Health related facts and                         facts and figures a month for
figures                                          the term of the Agreement,
                                                 not to exceed one a day
--------------------------------------------------------------------------------
C. One article of each    By email to iWon       10 to 12 sexual health related
of the following:                                articles from the categories
   a) STDs;                                      outlined in the description of
   b) Sex and                                    content or other sexual health
relationship;                                    articles at discretion of
   c) Sex and                                    Company a month for the term
parenting;                                       of the agreement
   d) Reproductive
Health; and
   e) Menopause
</TABLE>

--------------------------------------------------------------------------------

2. Link The following links shall appear on each Content Page:

        a) A "powered by" link on each Content Page with the sexhealth.com logo
       linked to Company website will be provided at the top of each content
       page provided by Sexhealth.com.
             b) A text link and Company slogan shall appear on the bottom of
       each Content Page linking to the Company Website. The text link to state
       "Visit Sexhealth.com for more information" and the slogan shall read
       "Your authoritative site for Expert Information on Sexual Health."

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                                    EXHIBIT B

                                  PAYMENT TERMS

iWon and Company shall split the monthly Advertising Revenues generated on the
Content Page seventy percent (70%) to iWon and thirty percent (30%) to Company.

"Advertising Revenues" means the aggregate amounts received by Company or
iWon, as applicable arising from the license or sale of Advertisements less
applicable Advertising Sales Commissions and sales tax.

"Advertising Sales Commission" means (i) actual amounts paid as commission to
a third party agency or agencies by either buyer or seller in connection with
sale of advertisements or (ii) 25%, in the event that Company and/or iWon has
sold the advertisement directly and will not be deducting any third party
agency commissions.<PAGE>

                                                                  EXHIBIT 10.14

                       LICENSE AND DISTRIBUTION AGREEMENT

      This Sponsorship Agreement (this "AGREEMENT") is effective as of March 29,
2001 (the "EFFECTIVE DATE") by and between ConnectivHealth, a Delaware
corporation d/b/a Sexhealth.com, with its principal place of business at 29 W.
57 St., 9th floor, New York, N.Y. 10019 ("SH"), and drkoop.com, Inc., a Delaware
corporation with its principal place of business at 225 Arizona Avenue, Suite
250, Santa Monica, California 90401 ("DKC").

                                   WITNESSETH

      WHEREAS, SH operates an Internet site with a home page located at the URL
www.sexhealth.com (or any successor thereto) (the "SH SITE") which provides
users access to certain sexual health information and the opportunity purchase
sexual health products;

      WHEREAS, DKC develops, markets, provides and maintains an integrated
network of Internet-enabled, consumer-oriented healthcare content, software
applications and services for the purpose of educating consumers and healthcare
professionals on wellness and disease management topics through the DKC Network
(as defined below); and

      WHEREAS, SH and DKC desire to work together to develop a co-branded center
on the DKC Network that will provide content, display sponsorships,
advertisements and offer products for sale on the SH Site as further described
herein.

      NOW, THEREFORE, for good and valuable consideration, the receipt and
sufficiency of which is hereby acknowledged, and in consideration of the mutual
covenants and conditions herein set forth, SH and DKC hereby agree as follows:

1.    DEFINITIONS.

      1.1 "CO-BRANDED CENTER" shall have meaning set forth in Section 2.2.1
herein.

      1.2 "CONTENT" shall mean text, images, video, audio (including, without
limitation, music used in time relation with text, images or video), and other
data, products, services, advertisements, promotions, links, pointers,
technology, functions, tools and software.

      1.3 "DKC AFFILIATE" shall mean any current or future entity: (a) whose web
site is affiliated with the DKC Site (including without limitation any
customized, co-branded, mirrored, or private-label sites); (b) which is managed,
maintained or owned by DKC or its employees or agents; (c) which is a community
partner of DKC; or (d) to which DKC licenses DKC Content; and shall include but
not be limited to the Internet, television and print media.

      1.4 "DKC BRANDING" shall mean all trademarks, service marks, trade names,
logos, links, navigation and other indicators of origin owned by DKC and used in
the DKC Site.

      1.5 "DKC CONTENT" shall mean the Content owned or licensed by DKC for use
on the DKC Network.

<PAGE>

      1.6 "DKC NETWORK" shall mean the current and future: (a) DKC Site; (b)
Internet sites of any DKC Affiliates; and (c) any other product or service
(including but not limited to e-mail, electronic newsletter or similar
distribution methods) owned, operated, distributed, or authorized to be
distributed by or through DKC or any DKC Affiliates.

      1.7 "DKC USER" means a person who is authorized to access the DKC Network.

      1.8 "DKC SITE" shall mean the Internet sites with home pages located at
the URL www.drkoop.com and www.drDrew.com and any replacement or successor
thereto.

      1.9 "SH BRANDING" means all trademarks, service marks, logos, links,
navigation and other indicators of origin used by SH in the SH Site, including
without limitation all trademarks, trade dress, service marks and logos of all
entities whose products are marketed and sold through the SH Site, but not
including the DKC Branding.

      1.10 "SH CONTENT" shall mean the Content owned or licensed by SH for use
on the SH Site.

2.    LICENSE GRANTS; OBLIGATIONS AND DELIVERABLES

      2.1   LICENSE GRANTS.

            2.1.1 TO DKC. Subject to the terms and conditions of this Agreement,
                  SH hereby grants to DKC, a worldwide, non-exclusive,
                  non-transferable, fully paid right and license to (a) use,
                  transmit, display and otherwise distribute the SH Branding,
                  subject to SH's quality control measures which shall be
                  consistent with the manner in which SH uses the SH Branding on
                  the SH Site, solely (i) for the purposes of creating and
                  maintaining the Co-Branded Center, (ii) promote and market the
                  SH Content on the Co-Branded Center, and (iii) in conjunction
                  with any additional services; and (b) use, integrate, exhibit,
                  transmit, display, reproduce, redistribute, reformat, publicly
                  and digitally display and publicly perform any SH Content (or
                  any portion thereof) provided by SH to DKC solely on the
                  Co-Branded Center. DKC shall not modify any of the SH Branding
                  in any way, including, but not limited to graphics size,
                  without the prior written consent of SH.

            2.1.2 TO SH. Subject to the terms and conditions of this Agreement,
                  DKC hereby grants to SH a worldwide, non-exclusive,
                  non-transferable right and license to use the DKC Branding,
                  subject to DKC's quality control measures which shall be
                  consistent with the manner in which DKC uses the DKC Branding
                  on the DKC Site, on the SH Site, as expressly permitted herein
                  solely to provide links to the Co-Branded Center.

                                       2
<PAGE>

                  SH shall not modify any of the DKC Branding in any way,
                  including, but not limited to graphics size, without the prior
                  written consent of DKC.

      2.2   DKC'S USE OF THE SH CONTENT. When displayed to a DKC User linking
            from the referring DKC Site, the SH Content shall be displayed on
            the Co-Branded Center in accordance with this Section 2.2. The
            parties agree that the SH Content used on the Co-Branded Center
            shall be oriented to the different demographics and user profile. SH
            shall update the SH Content to be displayed on the Co-Branded Center
            on a regular basis, but in no event shall such updates occur less
            frequently than on a monthly basis throughout the Term. Each article
            from the SH Content shall include a graphic logo built to DKC's
            specifications that will allow users of the Co-Branded Center to
            click on the logo and be transported to the SH Site. No DKC Content
            shall appear on the same pages of the Co-Branded Center as SH
            Content without the prior written consent of SH, which shall not be
            unreasonably withheld.

            2.2.1 DESIGN OF THE CO-BRANDED CENTER. As used herein, "CO-BRANDED
                  CENTER" shall mean the Internet site with a home page located
                  at the URL www.drkoop.com/conditions/Sexual_Health (or any
                  successor or replacement thereto), formatted in accordance
                  with EXHIBIT A (subject to Section 2.9) consisting of web
                  pages containing all of the reformatted sexual health-related
                  SH Content available for a sexual health center (the "SEXUAL
                  HEALTH CENTER") for the DKC Site. The Co-Branded Center shall
                  be jointly developed by SH and DKC and shall (a) maintain the
                  DKC "look and feel", and (b) include both DKC Branding and SH
                  Branding. The parties provide that there shall be no links
                  that divert user traffic away from the Co-Branded Center
                  (other than links to the SH Site or the paid
                  sponsor/advertiser sites).

            2.2.2 CONSTRUCTION; MAINTENANCE; HOSTING. DKC (a) shall construct,
                  maintain and operate the Co-Branded Center; and (b) host (i)
                  the Co-Branded Center. All content provided by SH will be
                  displayed on the Co-Branded Center as headlines, blurbs and
                  graphics all linking to the SH site.

            2.2.3 ADVERTISING. The Co-Branded Center may contain third party
                  advertisements, at the sole discretion of DKC. Third party
                  sponsorship placements will be mutually agreed upon by DKC and
                  SH.

            2.2.4 AVAILABILITY. DKC shall use commercially reasonable efforts to
                  have the Co-Branded Center accessible at all times; PROVIDED,
                  HOWEVER, that DKC shall not be responsible for downtime or
                  other problems caused by any public or third party private
                  network, including the Internet or any communications carrier
                  network.

      2.3   TO DKC BUTTON. All pages of the Co-Branded Center shall contain a
            button above the fold in the form of an 88 x 31 pixel DKC logo, as
            provided by DKC, which links to the home page of the referring DKC
            Site.

                                       3
<PAGE>

      2.4   QUALITY STANDARDS AND MAINTENANCE. The parties acknowledge and agree
            that it is necessary for DKC to maintain uniform standards governing
            all facets of the DKC Site in order to provide users worldwide with
            high quality and consistent levels of service and to protect the
            reputation and goodwill associated with DKC and the DKC Site.
            Accordingly, SH agrees to maintain the level of quality of the
            portions of the SH Site which link to the Co-Branded Center at least
            at the level in place on the Effective Date.

      2.5   ONLINE TERMS AND CONDITIONS. SH hereby acknowledges and agrees that
            access by SH Users to the Co-Branded Center is subject to the terms
            and conditions of the DKC Online Service Agreement (as revised from
            time to time).

      2.6   USER REGISTRATION; USER DATA.

            2.6.1 REGISTRATION. Individual users of the Co-Branded Center shall
                  have the opportunity to become registered DKC Users. Users
                  will be afforded the opportunity to register with SH only from
                  the SH site.

            2.6.2 COLLECTION AND USE OF USER DATA. DKC requests its users to
                  provide personal information when they register for the DKC
                  Site and/or sign up for certain services such as interactive
                  tools, chat rooms and forums (the "USER Data"). To the extent
                  SH has access to the User Data hereunder, SH agrees that it
                  shall (a) only use the User Data in an ethical manner, and (b)
                  treat the User Data (i) as Confidential Information (as
                  hereinafter defined), and (ii) in a manner consistent with
                  DKC's privacy policy (as revised from time to time).

      2.7   DELIVERY OF SH BRANDING. Within ten (10) business days after the
            Effective Date, SH shall deliver to DKC the SH Branding, including
            the HTML form of the SH navigation and the SH logo.

      2.8   ADDITIONAL  SERVICES.  Any  additional  services  requested  by SH
            shall be performed at DKC's sole discretion at DKC's  then-current
            rates.

      2.9   REFORMATTING OF THE DKC SITE. DKC shall have the right to redesign
            or modify the organization, navigation, structure or "look and feel"
            of the DKC Site at any time without prior notice.

3.    FEES AND PAYMENTS

      3.1   FEES AND PAYMENTS. In consideration of the Licenses granted
            hereunder, the parties agree as follows:

            (a)   SH shall spend amounts up to Seventy-Five Thousand Dollars
                  ($75,000) for the external marketing costs associated with the
                  Co-Branded Center provided that DKC provides internal
                  marketing activities for the Co-Branded Center with an
                  equivalent value and further provided that DKC

                                       4
<PAGE>

                  provide documentation proving the marketing activities that it
                  is engaged in and associated value; and

            (b)   DKC will provide internal  marketing efforts valued at up to
                  $75,000 provided that SH expenses marketing  activities with
                  an equivalent  value,  and further  provided that SH provide
                  documentation  proving the marketing  activities  that it is
                  engaged  in and  associated  value.  DKC  marketing  efforts
                  will include but, not be limited to, banner  advertising  on
                  the DKC network,  fixed link  placement to the Sexual Health
                  Center on the drkoop.com  home page,  drkoop.com  newsletter
                  placements and other opportunities as available to DKC.

      3.2   REVENUE SHARING. SH and DKC shall share all sponsorship revenue, as
            sold by SH, derived from the Co-Branded Center at a share rate of
            50/50. Any revenue derived by the SH Site, where such revenue is
            directly allocated to the referred DKC User, will be shared by SH
            and DKC at a rate of 75/25 respectively. SH and DKC shall share all
            sponsorship revenue, as sold by DKC, derived from the Co-Branded
            Center as a share rate of 25/75 respectively.

      3.3   ADDITIONAL SERVICES. All amounts due for additional services shall
            be paid no later than thirty (30) days after receipt of invoice
            therefor.

      3.4   LATE PAYMENTS. All amounts owed hereunder not paid when due and
            payable will bear interest from the date such amounts are due and
            payable at one and one-half percent (1.5%) per month.

4.    CONFIDENTIAL INFORMATION

      4.1   Either SH or DKC may disclose to the other (the "RECEIVING Party")
            certain technical or other business information that is not
            generally available to the public and that the disclosing party
            deems to be confidential and proprietary ("CONFIDENTIAL
            INFORMATION"). In the performance of this Section 4, each party
            shall use the standard of care it uses to protect its own
            Confidential Information, but in no event less than a reasonable
            standard of care.

      4.2   The Receiving Party agrees to use Confidential Information solely in
            conjunction with its performance under this Agreement and not to
            disclose or otherwise use such information in any fashion. The
            Receiving Party, however, will not be required to keep confidential
            such Confidential Information to the extent that (i) becomes
            generally available without fault on its part; (ii) is already
            rightfully in the Receiving Party's possession without restriction
            prior to its receipt from the disclosing party; (iii) is
            independently developed by the Receiving Party; (iv) is disclosed by
            third parties without similar restrictions; (v) is rightfully
            obtained by the Receiving Party from third parties without
            restriction; or (vi) is otherwise required by law or judicial
            process.

      4.3   Unless required by law or to assert its rights under this Agreement,
            and except for disclosure on a "need to know basis" to its own
            employees, and its legal,

                                       5
<PAGE>

            investment and financial advisers and other professional advisers on
            a confidential basis, each party agrees not to disclose the terms of
            this Agreement or matters related thereto without the prior written
            consent of the other party.

      4.4   This Section 4 shall survive for a period of three (3) years beyond
            any expiration or termination of this Agreement, PROVIDED that this
            Section 4 shall survive indefinitely with respect to Confidential
            Information consisting of User Data.

5.    REPRESENTATIONS AND WARRANTIES

      5.1   DKC. DKC represents and warrants that: (a) it is the owner of the
            DKC Branding and the DKC Content and/or has the right to grant the
            rights hereunder; (b) its entry into this Agreement does not violate
            any agreement with any other party, (c) its performance under this
            Agreement will conform to applicable U.S. laws and government rules
            and regulations; and (d) the use or display of the DKC Branding or
            the DKC Content as contemplated by this Agreement does not and will
            not (i) violate any applicable laws or (ii) infringe any rights of
            third parties, including, but not limited to, intellectual property,
            privacy or publicity rights.

      5.2   SH. SH represents and warrants that: (a) it is the owner of the SH
            Branding and SH Content and/or has the right to grant the rights
            hereunder; (b) its entry into this Agreement does not violate any
            agreement with any other party; (c) its performance under this
            Agreement will conform to applicable U.S. laws and government rules
            and regulations; (d) the use or display of the SH Branding and SH
            Content as contemplated by this Agreement does not and will not (i)
            violate any applicable laws or (ii) infringe any rights of third
            parties, including but not limited to intellectual property, privacy
            or publicity rights; (e) it holds the necessary rights to sell the
            products, if any, available on the SH Site; and (f) that the sale of
            the products, if any, by SH on the SH Site will not (i) violate any
            laws or any rights of any third parties, including, but not limited
            to, such violations as infringement or misappropriation of any
            copyright, patent, trademark, trade dress, trade secret, music,
            image, or other proprietary or property right, false advertising,
            unfair competition, defamation, invasion of privacy or publicity
            rights, moral or otherwise, or rights of celebrity, violation of any
            antidiscrimination law or regulation, or any other right of any
            person or entity; or (ii) contain any material that is: unlawful,
            harmful, fraudulent, threatening, abusive, harassing, defamatory,
            vulgar, obscene, profane, hateful, racially, ethnically, or
            otherwise objectionable, including, without limitation, any material
            that supports, promotes or otherwise encourages wrongful conduct
            that would constitute a criminal offense, give rise to civil
            liability, or otherwise violate any applicable local, state or
            national laws.

6.    OWNERSHIP OF INTELLECTUAL PROPERTY

      6.1   DKC. The DKC Branding and all materials used by DKC in connection
            the DKC Site and the DKC Content are proprietary to DKC or its
            suppliers, and are protected by law, including but not limited to
            United States copyright, trade secret and trademark law. The DKC
            Content is copyright -c- 1998-2001 (or later year)

                                       6
<PAGE>

            drkoop.com, Inc. and/or its suppliers. SH acknowledges and agrees
            that (a) DKC shall own all right, title and interest in and to the
            DKC "look and feel", (b) SH's use of the DKC Branding will not
            create in it, nor will it represent that it has, any right, title or
            interest in or to any DKC Branding or DKC Content other than the
            license expressly granted herein, and (c) SH will not contest or
            intentionally impair DKC's intellectual property rights.

      6.2   SH. The SH Branding and the SH Content are proprietary to SH or its
            suppliers, and are protected by law, including but not limited to
            United States copyright, trade secret and trademark law. The SH
            Content is copyright -c- -2001 (or later year) SexHealth, Inc.
            and/or its suppliers. DKC acknowledges and agrees that (a) SH shall
            own all right, title and interest in and to the SH "look and feel",
            (b) DKC's use of the SH Branding will not create in it, nor will it
            represent that it has, any right, title or interest in or to any SH
            Branding or SH Content other than the license expressly granted
            herein, and (c) DKC will not contest or intentionally impair SH's
            intellectual property rights.

      6.3   RESERVATION OF RIGHTS. All rights that are not specifically granted
            herein are reserved.

7.    LIMITATION OF LIABILITY; DISCLAIMER

      7.1   EXCEPT FOR EITHER PARTY'S LIABILITY FOR THIRD PARTY CLAIMS AS
            SPECIFIED IN SECTION 11 OR ANY PARTY'S BREACH OF SECTION 4, IN NO
            EVENT SHALL EITHER DKC OR SH BE LIABLE TO THE OTHER PARTY FOR ANY
            SPECIAL, INDIRECT, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES OF
            ANY NATURE, EVEN IF SUCH PARTY SHALL HAVE BEEN ADVISED OF THE
            POSSIBILITY OF SUCH DAMAGES. THE FOREGOING SHALL APPLY REGARDLESS OF
            THE NEGLIGENCE OR OTHER FAULT OF ANY PARTY AND REGARDLESS OF WHETHER
            SUCH LIABILITY SOUNDS IN CONTRACT, NEGLIGENCE, TORT, STRICT
            LIABILITY OR ANY OTHER THEORY OF LIABILITY.

      7.2   EXCEPT AS SET FORTH IN SECTION 5, DKC AND SH MAKE NO, AND EACH PARTY
            ACKNOWLEDGES THAT EACH PARTY HAS NOT MADE ANY, AND EACH PARTY HEREBY
            SPECIFICALLY DISCLAIMS ANY, REPRESENTATIONS OR WARRANTIES, EXPRESS
            OR IMPLIED, INCLUDING, BUT NOT LIMITED TO ANY IMPLIED WARRANTY OF
            MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

8.    TERM AND TERMINATION

      8.1   TERM. This Agreement shall be effective on the Effective Date, and
            continue in force for one (1) year after the Effective Date, unless
            earlier terminated as provided herein (the "TERM").

      8.2   TERMINATION FOR CAUSE. Either party will have the right to
            immediately terminate this Agreement if the other party is in breach
            of any material obligation herein,

                                       7
<PAGE>

            and such breach is incapable of being cured (or, if such breach is
            capable of cure, such breach is not cured within thirty (30) days
            (or fourteen (14) days with respect to any default in any payment
            obligation)) after receipt of written notice of such breach from the
            non-breaching party or within such additional cure period as the
            non-breaching party may authorize.

      8.3   TERMINATION FOR INSOLVENCY. Either party shall have the right to
            immediately terminate this Agreement upon written notice in the
            event that the other party (a) voluntarily or involuntarily becomes
            the subject of a petition in bankruptcy or of any proceeding
            relating to insolvency, receivership, liquidation or composition for
            the benefit of creditors or (b) admits in writing its inability to
            pay its debts as they become due.

      8.4   TERMINATION FOR CONVENIENCE. DKC shall have the right to terminate
            this Agreement by providing thirty (30) days prior written notice to
            SH.

      8.5   TERMINATION FOR TOBACCO AFFILIATION. SH shall promptly notify DKC
            prior to commencing any activities relating to a Tobacco Industry
            Affiliation (as defined below). After receiving such notice or
            learning of any such Tobacco Industry Affiliation, DKC may terminate
            this Agreement at any time upon written notice without liability of
            any kind; PROVIDED, HOWEVER, that in the event of any inadvertent
            breach of this provision by SH, SH shall have ten (10) business days
            to remedy any such breach. For purposes of this Agreement, "TOBACCO
            INDUSTRY AFFILIATION" shall mean being an entity, or being under the
            control of an entity, which engages in the manufacture or wholesale
            distribution of tobacco or tobacco products.

      8.6   COMPLIANCE WITH LAWS. If at any point during the Term, either
            party's performance under this Agreement conflicts with any material
            law or regulation, the parties may suspend performance under this
            Agreement and negotiate in good faith to amend this Agreement so
            that each party's performance hereunder complies with the laws and
            regulations. If after thirty (30) days, the parties are unable to
            agree on a mutually acceptable amendment, either party may
            immediately terminate this Agreement upon written notice to the
            other party.

      8.7   CONSEQUENCES OF TERMINATION/EXPIRATION. Upon the termination or
            expiration of this Agreement, (a) SH shall remove all DKC Branding
            from the SH Site and terminate all links from the SH Site to the
            Co-Branded Center, (b) DKC shall remove all SH Branding and SH
            Content from the Co-Branded Center, and (c) each party shall
            promptly return all Confidential Information, and other information,
            documents, manuals and other materials stored in any form or media
            (including but not limited to electronic copies) belonging to the
            other party, except as may be otherwise provided in this Agreement,
            and PROVIDED that each party may retain one (1) copy of the
            documents it received from the other party for archival purposes.

                                       8
<PAGE>

      8.8   SURVIVAL. The rights, obligations and limitations under Sections 4,
            6, 7, 8.6, 9, 10, 11 and 12, and any payment obligations accrued
            pursuant to Section 3 but not paid prior to expiration or
            termination shall survive expiration or termination of this
            Agreement.

9.    FORCE MAJEURE

      Neither party will be liable for delay or default in the performance of
      its obligations under this Agreement (other than for non-payment) if such
      delay or default is caused by conditions beyond its reasonable control,
      including, but not limited to, fire, flood, accident, earthquakes,
      telecommunications line failures, storm, acts of war, riot, government
      interference, strikes and/or walk-outs. In the event of a force majeure
      event which lasts longer than thirty (30) days, the party not experiencing
      the force majeure event may terminate this Agreement upon prior written
      notice to the other party.

10.   ADVERTISING AND PROMOTION; PUBLICITY

      10.1  JOINT PROMOTION. Subject to Section 3.1 hereof, SH and DKC agree to
            promote and encourage DKC Users to visit the Co-Branded Center. DKC,
            at its sole discretion, may promote the Co-Branded Center by
            utilizing its resources, including but not limited to the following:
            e-mail distribution to DKC Users, advertisements on the DKC Site,
            Power Bar promotion, home page placement on the DKC Site and
            e-newsletter distribution. In addition, SH and DKC shall use
            external resources to be mutually agreed upon in writing by the
            parties, to promote and encourage DKC Users to visit the Co-Branded
            Center. SH, at its sole discretion, may promote and market the
            Co-Branded Center to the pharmaceutical and healthcare markets.

      10.2  PRESS RELEASE. Except as provided for herein, neither party hereto
            shall issue or permit the issuance of any press release or other
            public statement regarding this Agreement or the parties'
            relationship without prior coordination with and approval from the
            other party. DKC and SH shall issue an initial press release
            following the signing hereof, such release to be prepared as agreed
            to in writing by the parties.

      10.3  SH shall not have any right to use the name and/or likeness of Dr. C
            Everett Koop or Dr. Drew Pinsky or to make any statements, whether
            written or oral, which state or otherwise imply, directly or
            indirectly, any endorsement from or affiliation with Dr. Koop and
            Dr. Drew Pinsky in any manner whatsoever without the prior written
            consent of DKC which consent may be withheld in DKC's sole
            discretion.

11.   INDEMNIFICATION

      11.1  BY DKC. DKC agrees to defend, indemnify and hold SH and its
            officers, directors, agents and employees harmless from and against
            any and all third party claims, demands, liabilities, actions,
            judgments, and expenses, including reasonable attorneys' fees,
            arising out of or related to (a) any breach or alleged

                                       9
<PAGE>

            breach of any of DKC's representations and warranties hereunder; or
            (b) any injury to any SH User caused by such User's use of or
            reliance on the DKC Content which is displayed on the Co-Branded
            Center; PROVIDED that (i) SH notifies DKC promptly in writing of any
            such claim, (ii) DKC has the sole control of the defense and all
            related settlement negotiations, and (iii) SH provides DKC with all
            reasonably necessary assistance, information and authority to
            perform the foregoing at DKC's expense.

      11.2  BY SH. SH agrees to defend, indemnify and hold DKC and its officers,
            directors, agents and employees harmless from and against any and
            all third party claims, demands, liabilities, actions, judgments,
            and expenses, including reasonable attorneys' fees, arising out of
            or related to: (a) any breach or alleged breach of any of SH's
            representations and warranties hereunder; and (b) any injury to any
            DKC User or SH User caused by such User's use of or reliance on the
            SH Content and the products and/or services, if any, sold on the SH
            Site; PROVIDED that (i) DKC notifies SH promptly in writing of any
            such claim, (ii) SH has the sole control of the defense and all
            related settlement negotiations, and (iii) DKC provides SH with all
            reasonably necessary assistance, information and authority to
            perform the foregoing at SH's expense.

12.   GENERAL TERMS AND CONDITIONS

      12.1  INDEPENDENT CONTRACTORS. The parties to this Agreement are
            independent contractors. Neither party is an agent, representative
            or partner of the other party. Neither party shall have any right,
            power or authority to enter into any agreement for or on behalf of,
            or to incur any obligation or liability for, or to otherwise bind,
            the other party. This Agreement shall not be interpreted or
            construed to create an association, joint venture, co-ownership,
            co-authorship, or partnership between the parties or to impose any
            partnership obligation or liability upon either party.

      12.2  ASSIGNMENT. Neither party shall assign, sublicense or otherwise
            transfer (voluntarily, by operation of law or otherwise) this
            Agreement or any right, interest or benefit under this Agreement,
            without the prior written consent of the other party; PROVIDED,
            HOWEVER, that either party may assign this Agreement to an entity
            acquiring such party in a "change of control" (as defined below), so
            long as the acquiring entity is not a competitor of the other party,
            or an affiliate of any such competitor. Any attempted assignment,
            sublicense or transfer by a party in derogation hereof shall be null
            and void and the non-assigning party shall have the right to
            immediately terminate this Agreement pursuant to Section 8.2.
            Subject to the foregoing, this Agreement shall be fully binding
            upon, inure to the benefit of and be enforceable by the parties
            hereto and their respective successors and assigns. As used herein,
            "CHANGE OF CONTROL" shall include a sale of all or substantially all
            of the assets of either party or any event (including, without
            limitation, a merger, sale, liquidation, transfer, encumbrance or
            other disposition) which results in a change of the legal,
            beneficial or equitable ownership, directly or indirectly, of more
            than fifty (50%) of a class of voting equity of either party.

                                       10
<PAGE>

      12.3  MODIFICATIONS. No change, amendment or modification of any provision
            of this Agreement or waiver of any of its terms will be valid unless
            set forth in writing and signed by DKC and SH.

      12.4  GOVERNING LAW; JURISDICTION. This Agreement shall be interpreted,
            construed and enforced in all respects in accordance with the laws
            of the State of California. Each party irrevocably consents to the
            exclusive jurisdiction of any state or federal court for or within
            Los Angeles County, California over any action or proceeding arising
            out of or related to this Agreement, and waives any objection to
            venue or inconvenience of the forum in any such court.

      12.5  NO WAIVER. The failure of either party to insist upon or enforce
            strict performance by the other party of any provision of this
            Agreement or to exercise any right under this Agreement shall not be
            construed as a waiver or relinquishment to any extent of such
            party's right to assert or rely upon any such provision or right in
            that or any other instance; rather the same shall be and remain in
            full force and effect.

      12.6  NOTICE. Any notice, approval, request, authorization, direction or
            other communication under this Agreement shall be given in writing,
            will reference this Agreement, and shall be deemed to have been
            delivered and given (a) when delivered personally; (b) three (3)
            business days after having been sent by registered or certified U.S.
            mail, return receipt requested, postage and charges prepaid; or (c)
            one (1) business day after deposit with a commercial overnight
            courier, with written verification of receipt. All communications
            will be sent to the addresses set forth below or to such other
            address as may be designated by a party by giving written notice to
            the other party pursuant to this Section 12.6.

            If to SH:                         If to DKC:
            --------                          ---------

            29 W. 57 St., 9th floor           225 Arizona Avenue, Suite 250
            New York, N.Y. 10019              Santa Monica, California 90401
            Attention: Chief Executive        Attention: Chief Financial
            Officer                           Officer
            Facsimile: (212) 527-2408         Facsimile: (310) 395-3800

      12.7  ENTIRE AGREEMENT. This Agreement and the Exhibits attached hereto
            and incorporated herein by reference constitute the entire agreement
            between the parties and supersede any and all prior agreements or
            understandings between the parties with respect to the subject
            matter hereof. Neither party shall be bound by, and each party
            specifically objects to, any term, condition or other provision or
            other condition which is different from or in addition to the
            provisions of this Agreement (whether or not it would materially
            alter this Agreement) and which is proffered by the other party in
            any purchase order, correspondence or other document, unless the
            party to be bound thereby specifically agrees to such provision in
            writing.

                                       11
<PAGE>

      12.8  HEADINGS; SEVERABILITY. The headings used in this Agreement are for
            convenience only and are not to be construed to have legal
            significance. In the event that any provision of this Agreement
            conflicts with the law under which this Agreement is to be construed
            or if any such provision is held invalid by a court with
            jurisdiction over the parties to this Agreement, such provision
            shall be deemed to be restated to reflect as nearly as possible the
            original intentions of the parties in accordance with applicable
            law, and the remainder of this Agreement shall remain in full force
            and effect.

      12.9  NO SOLICITATION OR EMPLOYMENT. During the Term and for two (2) years
            after termination or expiration hereof, each of the parties agrees
            that it shall not solicit to employ or employ any then current
            employee of another party who was an employee of such other party at
            any time during the Term without the prior written consent of the
            employing party.

      12.10 COUNTERPARTS. This Agreement may be executed in multiple
            counterparts, all of which, taken together, shall constitute one and
            the same instrument.

                            [Signature Page Follows]

                                       12
<PAGE>

      IN WITNESS HEREOF, the parties hereto have caused this Agreement to be
executed by duly authorized officers or representatives as of the Effective
Date.

SH:  CONNECTIVHEALTH D/B/A                  DKC:  drkoop.com, Inc., a Delaware
SEXHEALTH, INC., a Delaware corporation             corporation

By:                                         By:
    -------------------------------------      ---------------------------------

Name:                                       Name:
      -----------------------------------        -------------------------------

Title:                                      Title:
       ----------------------------------         ------------------------------

                                      S-1
<PAGE>

                                    EXHIBIT A

                               WRAP SPECIFICATIONS

                      Anatomy of a Co-Branded Center Page:

---------------------------------

---------------------------------
  Top Banner

---------------------------------

Left side
Navigation    Main content area

----------------------------------
  Bottom Navigation

----------------------------------

The following elements will not change in a wrap:

  o     The Left Side Navigation
  o     The Main Content Area

The following elements can be changed via a wrap:

  o     The Top Banner Section
  o     The Bottom Navigation Section

TOP BANNER

DKC will replace the top banner section of pages of the Co-Branded Center with
items that will reflect the SH Branding, including, but not limited to graphics,
navigational elements and text. The top banner shall be no wider than 604 pixels
and no higher than 150 pixels.

                                       A-1
<PAGE>

BOTTOM NAVIGATION

DKC will also replace the bottom navigation with graphical, navigation and text
elements to further enhance the SH Branding. The bottom navigation shall be no
wider than 604 pixels and this section should work well with our 604 pixel page
width and no higher than 150 pixels in height.

BASIC RULES

All pages of the Co-Branded Center will be no wider than 604 pixels. All colors
(both graphical and HTML) used must conform to the browser-safe color palette.
All wraps must use HTML that will function in IE3+ and NS3+ browsers. DKC will
test the wraps in said browsers to insure compatibility. JavaScripting, DHTML
and CSS are not allowed.

DOCUMENT WEIGHT

The total document weight (graphics plus HTML) of the two wrap elements should
not exceed 30K in size.

                                      A-2

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