Document:

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                                                                  Exhibit 10.251

                         ALLSTATE LIFE INSURANCE COMPANY
                         ALLSTATE PLAZA SOUTH, SUITE G5C
                           NORTHBROOK, ILLINOIS 60062

                                  July 14, 2004

Inland Western Seattle Northgate North, L.L.C.
2901 Butterfield Road
Oakbrook, Illinois 60523

               Re:   Allstate Life Insurance Company
                     Loan No. 122504
                     Northgate North
                     302 NE Northgate Way
                     Seattle, Washington (the "Property")

Ladies and Gentlemen:

       Reference is made to our Commitment Letter dated July 13, 2004, as
amended (the "Commitment") with respect to a $26,650,000 loan (the "Loan") to be
evidenced by a Deed of Trust Note of even date herewith, payable to Allstate
Life Insurance Company, in the principal amount of the Loan (the "Note") and to
be secured by a Deed of Trust, Assignment of Leases, Rents and Contracts,
Security Agreement and Fixture Filing of even date herewith (the "Deed of
Trust") encumbering the Property. Initially capitalized terms used but not
otherwise defined in this letter agreement (the "Letter Agreement") have the
same meanings given them in the Deed of Trust.

       In consideration of your execution and delivery of the documents
evidencing, securing or otherwise pertaining to the Loan (the "Loan Documents"),
you (the "Borrower") and we (the "Lender") hereby agree as follows:

       1.     RELATED AGREEMENT. This Letter Agreement shall constitute a
Related Agreement.

       2.     IMPOUNDS. With regard to the provisions contained in Section 1.06
of the Deed of Trust requiring Borrower to deposit 1/12 of the annual amounts of
real estate taxes, regular and special assessments and insurance premiums,
Lender hereby agrees to defer collection of such monthly deposits for so long as
(a) Borrower is the sole fee simple owner of the Property; and (b) no Event of
Default exists under the Loan Documents and no condition or event exists which
with notice, the passage of time, or both, would constitute an Event of Default;
and (c) at Lender's election, Borrower either pays for a tax reporting service
or Borrower promptly and consistently furnishes evidence that taxes and
insurance are being currently paid.

       3.     EARTHQUAKE INSURANCE. With regard to the provisions contained in
Section 1.02 of the Deed of Trust requiring Borrower obtain earthquake insurance
coverage on the Property, Lender hereby agrees to waive such requirement until
such time as such coverage is available at

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commercially reasonable rates and in Lender's reasonable opinion such coverage
is generally required by other institutional lenders.

       4.     BORROWER'S RIGHT TO TRANSFER THE PROPERTY. Notwithstanding the
provisions contained in Section 1.08 and other applicable provisions of the Deed
of Trust, Borrower shall have a one time right, provided there is no default or
an event which, with notice or the passage of time, or both, could result in a
default by Borrower under the Loan Documents, to assign, sell or transfer all of
the Property (the "Permitted Transfer") to a party with experience, reasonably
satisfactory to Lender, in managing property similar to the Property and whose
financial condition is reasonably satisfactory to Lender ("Permitted
Transferee"). The Permitted Transfer shall be further conditioned upon:

       (a)    the payment by Borrower to Lender of a transfer fee equal to one
percent of the outstanding principal balance of the Note (a nonrefundable $5,000
deposit toward such transfer fee shall be due at the time Borrower initially
requests a Permitted Transfer, the balance of the transfer fee shall be due on
the closing of the transaction);

       (b)    the reimbursement of all of Lender's expenses, including legal
fees, incurred in connection with the Permitted Transfer;

       (c)    the Permitted Transferee and such general partners or principals
of Permitted Transferee as Lender may request, assuming, in form and substance
satisfactory to Lender, all obligations of Borrower under the Loan Documents,
including, without limitation, the Environmental Indemnity Agreement and the
Nonrecourse Exception Indemnity Agreement, with the same degree of recourse
liability as Borrower and subject to the same exculpatory provisions;

       (d)    Lender's receipt of a title policy complying with the requirements
of the Commitment, updated to the date of the Permitted Transfer, evidencing
that such Permitted Transfer will not adversely affect Lender's first and prior
lien on the Property or any other rights or interests granted to Lender under
the Loan Documents;

       (e)    Lender's receipt of opinions of counsel acceptable to Lender that
all previous opinions, pertaining to Borrower are true with respect to the
Permitted Transferee and the Permitted Transferee has duly assumed the Loan
Documents, and same are valid and enforceable against Permitted Transferee and
the Property; and that Borrower has the requisite power and authority to
properly transfer the Property;

       (f)    the Property having maintained a Debt Coverage Ratio of not less
than 225 percent for the 12 month period ending 30 days before the date of the
Permitted Transfer and the Property having a projected Debt Coverage Ratio for
the next 12 months based on the most recently approved and certified financial
statements and annual rent roll of not less than 225 percent;

       (g)    the Permitted Transferee paying to Borrower at least 40 percent
cash down payment on the date of the Permitted Transfer;

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       (h)    Lender's receipt and approval of the purchase and sale contract
and copies of the proposed transfer documentation;

       (i)    Lender's receipt and approval of the Permitted Transferee's resume
and financial statements; and

       (j)    Lender's receipt and approval of an updated MAI appraisal by an
appraiser satisfactory to Lender (prepared at Borrower's expense) specifically
confirming a loan to value ratio of no more than 60 percent.

       In addition, Borrower shall have the right, provided there is no default
or an event which, with notice or the passage of time, or both, could result in
a default by Borrower under the Loan Documents, to make a Permitted Transfer to
Member, the sole member of Borrower, so long as (x) Borrower pays to Lender a
transfer fee equal to $5,000, (y) the Member assumes, in form and substance
satisfactory to Lender, all obligations of Borrower under the Loan Documents,
including, without limitation, the Environmental Indemnity Agreement, with the
same degree of recourse liability as Borrower and subject to the same
exculpatory provisions, and (z) the conditions and requirements set forth in
subparagraphs 4(b), (d) and (e) above are satisfied.

       Net Operating Income shall be certified to be true and correct by the
managing general partner, manager or chief financial officer of Borrower.

       5.     RIGHT TO CHANGE OWNERSHIP INTERESTS IN BORROWER. Notwithstanding
the provisions contained in Section 1.08 and other applicable provisions of the
Deed of Trust, so long as Member maintains its status as a Real Estate
Investment Trust (a "REIT") any encumbrance, security interest or assignment or
transfer of ownership of all types and classes of the shares of Member shall not
constitute an improper encumbrance or transfer.

       6.     DAMAGE TO PROPERTY. With regard to the provisions contained in
Section 1.04(A) of the Deed of Trust requiring Borrower to notify Lender of
damage to the Property, the cost threshold for notification shall be increased
to One Hundred Thousand Dollars ($100,000). With regard to the provisions
contained in Section 1.04(B) and 1.04(C) of the Deed of Trust regarding the
estimated cost of restoration, the threshold amounts shall be increased to Two
Hundred Fifty Thousand Dollars ($250,000).

       7.     INSURANCE. Lender hereby approves the insurance evidenced by the
certificates attached as EXHIBIT A hereto.

       8.     PROPERTY MANAGER. Lender hereby approves INLAND NORTHWEST
MANAGEMENT CORP. as manager of the Property, subject to its execution of the
letter attached as EXHIBIT B hereto.

       9.     RIGHTS PERSONAL TO BORROWER. This Letter Agreement shall be
binding upon Borrower and its successors and assigns, except that the rights
granted to Borrower in paragraphs 2 -- 8 of this Letter Agreement shall be
personal to Borrower and shall not inure to the benefit of any subsequent owner
of the Property. In the event Lender transfers all or any part of the Loan or
any interest in the Loan Documents to any other person or entity, Lender agrees
to notify such transferee(s) of the existence of this Letter Agreement and the
fact that it is binding upon

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Lender's successors and assigns by delivering such transferee(s) a true, correct
and complete copy of this Letter Agreement concurrently with such transfer
accompanied by a letter of transmittal from Lender advising such transferee(s)
of the binding nature of the provisions of this Letter Agreement. Lender will
send a copy of its letter of transmittal and the enclosure to Borrower, and
Borrower's name will be shown on the face of the original letter of transmittal
as an addressee thereof.

                             Very truly yours,

                             ALLSTATE LIFE INSURANCE COMPANY,
                             an Illinois insurance corporation

                             By:/s/ [ILLEGIBLE]
                                ------------------------------------------------

                             By:/s/ [ILLEGIBLE]
                                ------------------------------------------------
                                  Its Authorized Signatories

                             Accepted and agreed:

                             INLAND WESTERN SEATTLE NORTHGATE
                             NORTH, L.L.C., a Delaware limited liability company

                             By: INLAND WESTERN RETAIL REAL ESTATE
                                 TRUST, INC., a Maryland corporation,
                                 Its sole member

                                 By:             /s/ [ILLEGIBLE]
                                    --------------------------------------------
                                 Its:            Asst. Secretary
                                    --------------------------------------------

Dated: July ___, 2004

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                                    EXHIBIT A

                             INSURANCE CERTIFICATES

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                                    EXHIBIT B

                             PROPERTY MANAGER LETTER

                        INLAND NORTHWEST MANAGEMENT CORP.

                                  July ___, 2004

Allstate Life Insurance Company
Allstate Plaza South, Suite G5C
3075 West Sanders Road
Northbrook, Illinois 60062
Attention: Commercial Mortgage Division

              Re:    Allstate Life Insurance Company
                     Loan No. 122504
                     Northgate North
                     302 NE Northgate Way
                     Seattle, Washington (the "Property")

Ladies and Gentlemen:

       The undersigned ("Manager") is the current property manager of the
Property pursuant to that certain Management Agreement (the "Agreement") dated
June 30, 2004, by and between INLAND WESTERN SEATTLE NORTHGATE NORTH, L.L.C., a
Delaware limited liability company ("Owner") and Manager. In consideration of
your making the Loan to Owner (Manager being an affiliate of Owner), Manager
acknowledges and agrees to the following:

       1.     Allstate, in its sole discretion, may terminate the Agreement by
              notice to Manager upon acquisition by Allstate of title to the
              Property by foreclosure, deed in lieu of foreclosure, or other
              transfer of the Property or upon Allstate otherwise obtaining
              possession of the Property by any lawful means. Upon the
              appointment of a receiver or court appointed officer, either
              Allstate or such receiver or officer may terminate the Agreement
              in its sole discretion by notice to Manager.

       2.     Manager waives any right to create a lien against the Property to
              secure payment of unpaid management fees.

       3.     Upon the occurrence of, and during the continuation of, a default
              under any of the documents evidencing the Loan which has not been
              cured in Allstate's sole judgment, all management fees paid or
              payable to Manager thereafter shall be subordinate to amounts owed
              to Allstate under such Loan documents.

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       4.     Upon the occurrence of, and during the continuation of, a default
              under any of the documents evidencing the Loan which has not been
              cured in Allstate's sole judgment, all management fees and other
              sums received by Manager thereafter in connection with management
              of the Property shall be held in trust for the benefit of
              Allstate.

       5.     Until Allstate elects to terminate the Agreement as provided
              herein, Manager will perform all of its obligations, covenants,
              conditions and agreements under the Agreement for the benefit of
              Allstate and its successors and assigns, so long as Allstate
              performs the duties and obligations of Owner under the Agreement
              accruing after the date Allstate exercises its rights under the
              Deed of Trust.

                                               INLAND NORTHWEST MANAGEMENT CORP.

                                               By:
                                                  ------------------------------
                                                    Its
                                                       -------------------------

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                                                                  Exhibit 10.252

                                                 Allstate Life Insurance Company
                                                                 Loan No. 122504

                               CLOSING CERTIFICATE

       INLAND WESTERN SEATTLE NORTHGATE NORTH, L.L.C., a Delaware limited
liability company ("Borrower") hereby makes the following representations and
warranties to, and for the benefit of, ALLSTATE LIFE INSURANCE COMPANY, an
Illinois insurance corporation ("Lender"), with the knowledge that Lender is
relying thereon in making a loan in the aggregate principal amount of
$26,650,000 (the "Loan") to Borrower pursuant to the terms of that loan
commitment dated _______________, 2004, as amended (the "Commitment") between
Borrower and Lender. Initially capitalized terms used but not defined herein
have the same meanings given them in the Deed of Trust, Assignment of Leases,
Rents and Contracts, Security Agreement and Fixture Filing of even date herewith
(the "Deed of Trust") securing the Loan.

       (a)    Borrower has good and marketable title to the Property and has
good title to the other Collateral, free and clear of all liens or encumbrances
other than those to which Lender has specifically consented.

       (b)    No actions, suits, investigations, litigation, bankruptcy,
reorganization or other proceedings are pending at law or in equity or before
any federal, state, territorial, municipal or other government department,
commission, board, bureau, agency, courts or instrumentality, or to the best of
its knowledge, are threatened, against or affecting Borrower or its sole member,
the operations of the Property or, to Borrower's actual knowledge, any tenant in
the Improvements, (i) which would, as of the date hereof, affect the validity or
priority of the lien of the Deed of Trust, (ii) which affect the ability of
Borrower to perform its obligations pursuant to and as contemplated by the terms
and provisions of the Commitment, or (iii) which could materially and adversely
affect the operations or financial condition of Borrower or its sole member.
None of Borrower or its sole member has been adjudicated as bankrupt, has ever
filed or has had filed against it, any petition in bankruptcy or has otherwise
taken advantage of any bankruptcy, insolvency or other readjustment of debt
laws.

       (c)    The execution, delivery and performance of the Commitment, the
Note, the Deed of Trust, the Environmental Indemnity Agreement and the Related
Agreements will not constitute a breach or default under any other agreement to
which Borrower is a party or may be bound or affected, or a violation of any law
or court order which may affect the Property, any part thereof, any interest
therein, or the use thereof.

       (d)    Borrower is not in violation of or in default with respect to any
term or provision of any other loan commitments, mortgage, deed of trust,
indenture, contract, or instrument applicable to Borrower or the Property or by
which it is bound or with respect to any order, writ, injunction, decree or
demand of any court or any governmental agency or authority.

       (e)    The rent roll attached as EXHIBIT A accurately reflects the leases
and income from the Property as of the date indicated thereon.

       (f)    Borrower has not entered into any leases and there are no
unrecorded leases or other arrangements for occupancy of space within the
Property other than the leases reflected in the rent roll attached as EXHIBIT A.

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       (g)    To Borrower's actual knowledge, no condemnation of any portion of
the Property has commenced or, to Borrower's actual knowledge, is contemplated
by any governmental authority.

       (h)    All factual information set forth in the Commitment and its
exhibits, all financial statements, operating statements, leases and rent rolls
previously furnished by or on behalf of Borrower to Lender in connection with
the Loan and all other submissions referred to herein or required by the
Commitment are true, complete and correct in all material respects as of the
date indicated thereon, are not misleading in any material respect and do not
omit any information required to prevent such statements, loan submissions or
materials from being materially misleading under the circumstances.

       (i)    No material adverse change in the operations of the Property or in
the financial condition of Borrower has occurred since the date of preparation
of the most recent financial statements and operating statements delivered to
Lender.

       (j)    To Borrower's actual knowledge, the Property is structurally sound
and the operation of the Property complies with all applicable zoning,
environmental protection or control codes and fire, electrical and building
codes, rules and regulations. To Borrower's actual knowledge, there is no
license, approval or permit, necessary for either the lawful operation of the
Property or the lawful occupancy thereof, including, without limitation,
utility, building, zoning, subdivision control, land and water use,
environmental protection and flood hazard permits, which has not been obtained.

       (k)    Borrower is not, to the best of its knowledge, in default under
any lease; no tenant in the Improvements has committed an uncured monetary
default under its lease; all conditions precedent to any tenant's obligation to
pay rent have been satisfied and, to Borrower's actual knowledge, no tenant in
the Improvements has committed a nonmonetary default under its lease; no tenant
lease contains any option to purchase any interest in the Property.

       (l)    There are no unrecorded contracts to purchase the Property or any
interest therein.

       (m)    Except as otherwise set forth in the Phase I Environmental Site
Assessment of the Property prepared by ATC Associates, Inc., dated September 10,
2003 and the Phase I Environmental Site Assessment Update prepared by ATC
Associates, Inc., dated June 13, 2004, and other than Hazardous Materials (as
defined below) in quantities and of types reasonably and customarily associated
with general office use which have been and are stored, used and disposed of in
compliance with Hazardous Material Laws (as defined below) and the presence of
which do not require compliance with any reporting requirements under any
Hazardous Material Laws, no Hazardous Materials have been installed, used,
generated, manufactured, treated, handled, refined, produced, processed, stored
or disposed of, in, on or under the Property, including without limitation, the
surface and subsurface waters of the Property, nor has any activity been
undertaken on the Property which would cause: (i) the Property to become a
hazardous waste treatment, storage or disposal facility within the meaning of,
or otherwise bring the Property within, any Hazardous Material Laws; (ii) a
release or threatened release of Hazardous Material from the Property within the
meaning of, or otherwise bring the Property under, any Hazardous Material Laws;
or (iii) the discharge of Hazardous Material which would require a permit under
any Hazardous Material Laws. There are no conditions with respect to the
Property which would cause a violation or support a claim under any Hazardous
Material Laws. No underground storage tanks or underground deposits of Hazardous
Materials are or

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were located on the Property and subsequently removed or filled. For purposes of
this representation, "Hazardous Materials" means and includes asbestos or any
substance containing asbestos, polychlorinated biphenyls, any explosives,
radioactive materials, chemicals known or suspected to cause cancer or
reproductive toxicity, pollutants, effluents, contaminants, emissions,
infectious wastes, any petroleum or petroleum-derived waste or product or
related materials and any items defined as hazardous, special or toxic
materials, substances or waste under any Hazardous Material Laws, or any
material which shall be removed from the Property pursuant to any administrative
order or enforcement proceeding or in order to place the Property in a condition
that is suitable for ordinary use. "Hazardous Material Laws" means all federal,
state and local laws (whether under common law, statute or otherwise),
ordinances, rules, regulations and guidance documents now in force, as amended
from time to time, in any way relating to or regulating human health or safety,
industrial hygiene or environmental conditions, protection of the environment,
pollution or contamination of the air, soil, surface water or groundwater, and
includes, without limitation, the Comprehensive Environmental Response,
Compensation and Liability Act of 1980, 42 U.S.C. Section 9601, et seq., the
Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, et seq., the
Clean Water Act, 33 U.S.C. Section 1251, et seq., the Clean Air Act, 42 U.S.C.
Section 7401, et seq., the Occupational Safety and Health Act, 29 U.S.C. Section
651, et seq., the Hazardous Materials Transportation Act, 49 U.S.C. Section
1801, et seq., the Federal Water Pollution Control Act, 33 U.S.C. Section 1321,
et seq., and the Toxic Substances Control Act, 15 U.S.C, Section 2601, et seq.,
and the amendments, regulations, orders, decrees, permits, licenses or deed
restrictions now or hereafter promulgated thereunder.

       (n)    The Property consists of a separate tax lot or lots assessed
separately and apart from any other property owned by Borrower or any other
owner.

       (o)    Other than as indicated on that certain ALTA Survey of the
Property prepared by Centre Pointe Surveying; dated April 14, 2004, last revised
June 23, 2004, the Property does not lie in a 100 year flood plain that has been
identified by the Secretary of Housing and Urban Development or any other
governmental authority.

       (p)    The use of the Property by Borrower and all tenants, subtenants,
licensees and other material users is in compliance with all use restrictions
contained in leases and restrictions affecting the Property.

       Borrower hereby agrees that these representations and warranties are
 also made with the purpose of enabling the holders of the Deed of Trust and the
 Note, from time to time, to rely on the truth of the matters recited in these
 representations and warranties as of the date they were made.

       This Closing Certificate shall be deemed to be a Related Agreement as
defined in the Deed of Trust.

                                *   *   *   *   *

                            [Signature Page Follows]

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       The above representations and warranties are all made as of the
Disbursement Date, as defined in the Note, and as of July ___, 2004.

                             BORROWER:

                             INLAND WESTERN SEATTLE NORTHGATE
                             NORTH, L.L.C., a Delaware limited liability company

                             By: INLAND WESTERN RETAIL REAL ESTATE
                                 TRUST, INC., a Maryland corporation,
                                 Its sole member

                                 By:             /s/ [ILLEGIBLE]
                                    --------------------------------------------
                                 Its:            Asst. Secretary
                                     -------------------------------------------

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                                    EXHIBIT A

                                    RENT ROLL

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