Document:

EX-10.44

 Exhibit 10.44 

EXECUTION VERSION 
 SERVICING
AGREEMENT 
 This SERVICING AGREEMENT, dated as of January 14, 2022 (the “Effective Date”) (as may be amended,
restated, supplemented or otherwise modified from time to time, this “Agreement”), is between Notable Finance, LLC, a Delaware limited liability company (“Notable”), as Servicer (in such capacity, the
“Servicer”), and Better Trust I, a Delaware statutory trust, as Purchaser (the “Purchaser”). The Servicer and the Purchaser are at times referred to together as the “Parties” and each individually
as a “Party” in this Agreement. 
 WHEREAS, the Purchaser will purchase, from time to time, certain loans (as more
particularly set forth in the Purchase Agreement (as hereinafter defined), the “Purchased Loans”) originated by Notable and used to finance the acquisition of one or more home improvement products, repairs, renovations, services,
goods or furniture, pursuant to the terms of that certain Master Loan Purchase Agreement dated as of January 14, 2022 by and between Purchaser and Servicer, as seller (the “Purchase Agreement”, and together with this Agreement,
the “Facility Documents”); 
 WHEREAS, the Servicer is willing to service such Purchased Loans pursuant to the terms and
subject to the conditions set forth in this Agreement; and 
 NOW, THEREFORE, in consideration of the premises and the mutual covenants
herein contained, the Parties agree as follows: 
 ARTICLE I 

DEFINITIONS 
 Section 1.01
Defined Terms. Capitalized terms used but not defined herein have the meanings given to such terms in the Purchase Agreement. 

Section 1.02 Other Definitional Provisions. 

(a) For all purposes of this Agreement, except as otherwise expressly provided or unless the context otherwise requires (i) singular
words shall connote the plural as well as the singular, and vice versa (except as indicated), as may be appropriate, (ii) the words “herein,” “hereof” and “hereunder” and other words of similar import used in this
Agreement refer to this Agreement as a whole and not to any particular article, schedule, section, paragraph, clause, exhibit or other subdivision, (iii) the headings, subheadings and table of contents set forth in this Agreement are solely for
convenience of reference and shall not constitute a part of this Agreement nor shall they affect the meaning, construction or effect of any provision hereof, (iv) references in this Agreement to “include” or “including”
shall mean include or including, as applicable, without limiting the generality of any description preceding such term, (v) each of the parties to this Agreement and its counsel have reviewed and revised, or requested revisions to, this
Agreement, and the rule of construction that any ambiguities are to be resolved against the drafting party shall be inapplicable in the construction and interpretation of this Agreement, (vi) any definition of or reference to (A) any
credit agreement governing a Purchased Loan, any and all notes and/or other instruments and all other documents, agreements, instruments, certificates or other writings of any nature or type whatsoever delivered or executed and delivered in
connection therewith (collectively, the “Purchased Loan Documents”) or (B) any other agreement, instrument or other document herein shall be 

 
construed as referring to such agreement, instrument or other document as from time to time amended, restated, supplemented or otherwise modified (subject to any restrictions on such amendments,
restatements, supplements or modifications set forth herein), (vii) any reference herein to any Person shall be construed to include such Person’s successors and assigns (subject to any restrictions set forth herein or in any other applicable
agreement), (viii) any reference to any law or regulation herein shall refer to such law or regulation as amended, modified or supplemented from time to time, (ix) any use of the term “knowledge” or “actual knowledge” in
this Agreement or any other Facility Document shall mean actual knowledge by a Responsible Officer of such Party and (x) each reference to time without further specification shall mean New York, New York time. 

ARTICLE II 
 ADMINISTRATION
AND SERVICING 
 OF PURCHASED LOANS 

Section 2.01 Appointment of the Servicer. The Purchaser hereby appoints Notable to act as the servicer of the Purchased Loans in
accordance with and subject to the terms of this Agreement, and Notable hereby accepts such appointment. 
 Section 2.02 Duties of
Servicer. 
 (a) General. The Servicer shall manage, service, administer and make collections on the Purchased Loans (the
“Collections”) on behalf of the Purchaser and perform other obligations hereunder in accordance with the Servicing Standard (as hereinafter defined). The Servicer shall have full power and authority, acting alone and/or through
subservicers, contractors or agents, including its Affiliates, to do any and all things which it may deem reasonably necessary or desirable in connection with such servicing, administration and collecting and which are consistent with the terms of
this Agreement. The Servicer, as an independent contractor, shall service and administer each Purchased Loan with reasonable care using that degree of skill and attention that is (i) deemed commercially reasonable in the unsecured consumer loan
servicing industry, (ii) not less than the degree of skill and attention that it uses in relation to its servicing and administration of unsecured consumer loans for the account of itself or its other customers, clients, assigns and
transferees, and (iii) in all material respects in accordance with the terms of this Agreement and the Credit and Collection Policies relating to the Purchased Loans, as approved and adopted by the governing body of the Servicer and attached
hereto as Exhibit A (the “Accepted Servicing Policies”; together with the standard of care described in this Section 2.02(a), as the same may be modified, amended, or supplemented from time to time, collectively, the
“Servicing Standard”), and the Servicer shall have full power and authority, acting alone or through the utilization of subcontractors and agents, to do any and all things in connection with such management, servicing, collection
and administration not prohibited by the Servicing Standard. The Servicer shall have the right to request consultation with the Purchaser as to servicing decisions or its rights and responsibilities under this Agreement. The Servicer may rely on the
instructions of the Purchaser as to decisions in respect of servicing on or enforcement of particular Purchased Loans. The Servicer will not be imputed to have knowledge of facts unless a Responsible Officer of the Servicer obtains actual knowledge
thereof or should have known such facts if acting in accordance with the Servicing Standard. The Servicer shall have no obligation to engage in any particular servicing action in contravention of the Servicing Standard if doing so would violate
Applicable Law, lead to a material regulatory investigation or subject the Servicer to material reputational risk, civil or criminal liability. As part of its disclosure obligations in this Agreement, the Servicer shall not be obligated to provide
otherwise confidential or proprietary information, including 

  
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as to other assets that it may service from time to time and policies, procedures and business plans. The Servicer shall not be held responsible for any liability attributable to non-performance or credit issues of any person obligated on any Purchased Loan (“Obligor”). The Servicer has the right to rely on advice from counsel or other consultants chosen by it in accordance
with the Servicing Standard. The Servicer is an independent contractor, no fiduciary or comparable duty exists as to the Purchaser or any assignee thereof, and no implied obligations exist other than as may arise in complying with the Servicing
Standard. The Servicer may engage in servicing of other assets in the future so long as the Servicer continues to use the same degree of care and diligence in fulfilling its obligations hereunder with respect to servicing, collecting and reporting
the Purchased Loans, notwithstanding any conflicts of interest that arise as a result. 
 (b) Modifications. The Servicer may not
waive, modify or vary any term of any Purchased Loan or consent to the postponement of strict compliance with any such term or in any manner, or grant indulgence to any Obligor of a Purchased Loan unless such action is consistent with the Credit and
Collection Policies, otherwise required by Applicable Law, or approved in writing by the Purchaser. Without limiting the generality of the foregoing, the Servicer in its own name or in the name of the Purchaser is hereby authorized and empowered by
the Purchaser when the Servicer believes it appropriate in its reasonable judgment to execute and deliver, on behalf of the Purchaser, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other
comparable instruments, including modifications of Purchased Loan Documents with respect to any Purchased Loan; provided, however, that the Servicer shall not be entitled to release, discharge, terminate or cancel any Purchased Loan or
the corresponding Purchased Loan Documents unless (i) the Servicer shall have received payment in full of all principal, interest and fees owed by the Obligor related thereto, or (ii) the Servicer accepts a short pay or reduced payment of
full principal, interest and fees owed on such Purchased Loan (for avoidance of doubt, this may include a recovery of $0) in accordance with the Servicing Standard. 

(c) Subservicers. The Servicer may perform any of its duties pursuant to this Agreement, including those delegated to it pursuant to
this Agreement, through contractors or agents appointed by the Servicer, including its Affiliates; provided that prior written consent of the Purchaser shall be required for the engagement of any subservicer. Notwithstanding any such
delegation of a duty, the Servicer shall (i) select any such Person with reasonable care and be solely responsible for the fees and expenses payable to such Person and (ii) remain obligated and liable for the performance of such duty as if
the Servicer were performing such duty. The appointment of any subservicer may be terminated with respect to the Purchased Loans (but not any other loans so subserviced) in the discretion of any successor servicer after the termination of the
Servicer hereunder. 
 (d) Instruments. The Servicer may take such actions as are necessary or reasonably advisable to discharge its
duties as the Servicer in accordance with this Agreement, including the power to execute and deliver on behalf of the Purchaser such instruments and documents as may be customary, necessary or desirable in connection with the performance of the
Servicer’s duties under this Agreement (including consents, waivers and discharges relating to the Purchased Loans). 
 (e)
Records. The Servicer shall establish and maintain separate records covering the transactions contemplated by this Agreement including the identity and collection status of each Purchased Loan. Ownership of such records shall vest in the
Purchaser, and such records shall be retained and maintained by the Servicer in a custodial capacity only, subject to the Servicer’s right to retain copies or electronic files in respect of such records for its own internal review, compliance
and regulatory or 

  
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audit purposes or for purposes of determining its rights and obligations under this Agreement. The Servicer shall clearly identify the Purchased Loans in its servicing records to reflect the
Purchaser’s ownership of each such Purchased Loan. The Servicer acknowledges and agrees that Applicable Law and Credit Protection Law require Purchaser to have, and therefore the Servicer agrees to provide from time to time upon request by
Purchaser, (i) access to credit bureau source data, Purchased Loan underlying performance data, Borrower service phone calls and recorded or documented interactions, and collections activities performance and metrics, in a manner that permits
Purchaser to conduct quality control on Purchased Loans in general as well as specific to performance against underwriting, customer interaction and collections metrics and criteria, and (ii) statistical data for Servicer loans substantially
similar to Purchased Loans but which were not purchased by Purchaser, for the sole purpose of Purchaser being able to verify that no adverse selection is occurring when comparing such loans to Purchased Loans. Notwithstanding the foregoing, records
available for review shall exclude any records information pertaining to the Servicer’s other customers that to the extent such information constitutes NPI. 

(f) Inspection and Audit of Records. Upon reasonable advance written notice to Servicer and during regular business hours, Purchaser,
at Purchaser’s sole expense, may perform a confidential audit of the Servicer’s operations as they pertain to the services provided under this Agreement within the first six (6) months of the Program and, thereafter, no more than one
(1) time per calendar year on a mutually agreed upon date which shall be no less than ten (10) Business Days after the Servicer’s receipt of Purchaser’s written notice of time, location, and duration. Any such audit shall include
an audit of Servicer’s policies and procedures and records relating to compliance with the terms and conditions of this Agreement. Purchaser agrees that any such audit shall be subject to Servicer’s reasonable security policies and
procedures. Any Confidential Information received by Purchaser in the course of Purchaser’s audit of Servicer shall be subject to the confidentiality obligations of this Agreement and Purchaser will provide the Servicer with a summary of the
findings from each report prepared in connection with any such audit. 
 (g) Power of Attorney. The Purchaser hereby appoints the
Servicer to enforce its respective rights and interests in and under the Purchased Loans, and hereby grants an irrevocable power of attorney to take in the Purchaser’s name and on behalf of the Purchaser any and all steps necessary or
desirable, in accordance with the Servicing Standard, to collect all amounts due under any and all Purchased Loans in accordance with the terms of this Agreement, commence enforcement proceedings, exercise other powers under the Purchased Loans,
execute and deliver instruments of satisfaction or cancellation, or full or partial discharge, with respect to the Purchased Loans, endorse the Purchaser’s name on checks and other instruments representing Collections and enforce the Purchased
Loans. 
 (h) Collections. The Servicer will transfer Collections on the Purchased Loans to the Collection Account (as hereinafter
defined) as soon as practicable following receipt thereof within five (5) Business Days after receipt and clearance of such funds by the Servicer. The “Collection Account” shall mean, collectively, those certain deposit
accounts established from time to time by Servicer for purposes of the Collections. Nothing herein shall be deemed to preclude the Purchaser from granting the Servicer access to the Collection Account for so long as the Servicer is acting in such
capacity hereunder for purposes consistent with the terms of this Agreement. The Servicer shall receive all Collections in trust for the sole and exclusive benefit of the Purchaser and its assigns. 

(i) Compliance With Applicable Law. The Servicer will (i) comply with all Applicable Law related to or binding upon Servicer or
any of its property and (ii) obtain, maintain and keep in full force and effect all qualifications, regulatory permissions and/or licenses necessary, for the execution, delivery and performance by Servicer of, or compliance by Servicer with
this Agreement, or the consummation of the transactions contemplated hereby, where in either case failure to comply would have a Material Adverse Effect. 

  
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 (j) Compliance With Credit Protection Law. The Servicer agrees that (i) the
services will be performed in accordance with any and all Credit Protection Law (as hereinafter defined), and (ii) the Servicer shall not take, nor omit to take, any act that could reasonably be expected to lead to a breach of any Credit
Protection Law with respect to the Purchased Loans, and (iii) it shall promptly notify Purchaser in writing of any suspect or known breach of any Credit Protection Law. “Credit Protection Law” means all federal, state and local
laws, statutes, rules, regulations and orders, and all requirements of any Regulatory Authority, in respect of the business of extending credit to borrowers, including without limitation, the Truth in Lending Act (and Regulation Z promulgated
thereunder), Equal Credit Opportunity Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Gramm-Leach-Bliley Financial Privacy Act, Section 5 of the Federal Trade Commission Act, 15 U.S.C. § 45(a)(1), anti-discrimination
and fair lending law, laws relating to debt servicing procedures or maximum charges and rates of interest, privacy laws and other similar laws, each to the extent applicable, and all applicable rules and regulations in respect of any of the
foregoing. The Servicer will maintain a compliance management system, training program, and personnel to ensure compliance with any and all Credit Protection Law. 

(k) Realization upon Defaulted Loans. The Servicer will use commercially reasonable efforts consistent with the Servicing Standard and
this Agreement to exercise (on behalf of the Purchaser) available remedies with respect to any Defaulted Loan. The Servicer will employ practices and procedures, including commercially reasonable efforts, consistent with the Servicing Standard to
enforce all obligations of Obligors. 
 (l) Disaster Recovery and Business Continuity. The Servicer shall ensure that the services
provided to the Purchaser are recoverable under the Servicer’s “Disaster Recovery Plan” and “Business Continuity Plan”, each as attached as Exhibit C hereto (the “Plans”). The Plans shall be
applicable to all services provided by the Servicer to the Purchaser, inclusive of both technology and nontechnology related services. The Servicer shall conduct tests of all aspects of its Plans within ninety (90) days of the Effective Date,
and thereafter conduct tests of the Plans not less frequently or more frequently than as required pursuant to the Plans, and provide the Purchaser with written notice outlining the results of such tests upon reasonable request of the Purchaser. 

Section 2.03 The Servicer as Custodian. 

(a) The Purchaser hereby appoints the Servicer, and the Servicer hereby agrees to by itself or through subcustodians (including its
Affiliates), to maintain custody and possession of the Purchased Loan Documents on behalf of the Purchaser and any of its assignees for the period beginning on the Effective Date and ending on any termination of the Servicer in accordance with the
terms of this Agreement (the “Custodian Termination Date”). 
 (b) The Servicer shall hold the Purchased Loan Documents (by
itself and/or through subcustodians) in electronic form on behalf and for the benefit of the Purchaser, maintain records pertaining to each Purchased Loan, and maintain a current inventory thereof. The Servicer shall not be deemed to have provided a
distribution or a release in the situation, if any, where a Purchased Loan is sold by the Purchaser without notice to the Servicer. 

  
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 Section 2.04 Insurance. The Servicer shall maintain at all times during the
existence of this Agreement and keep in full force, fidelity insurance and errors and omissions insurance, and such other insurance coverage as may be reasonably required by Purchaser. All such insurance shall be in amounts, with standard coverage
and subject to deductibles, all as is customary for insurance typically maintained by organizations which act as the Servicer of collateral substantially similar to the Purchased Receivables. Upon request, the Purchaser shall be entitled to receive
from the Servicer a certification executed by an officer of the Servicer stating the amount of insurance maintained by the Servicer in accordance with the terms hereof, the name of the insurer providing such insurance, and a statement that such
insurance is in full force and effect. 
 Section 2.05 Complaints. 

(a) Definitions. As used in this Section 2.05, the following words shall have the meanings set forth below: 

(i) “Complaint” means a communication (e.g., oral, e-mail, fax,
letter, etc.) from or on behalf of a borrower expressing dissatisfaction or a grievance in connection with any financial transaction, service, or product involving the Servicer; provided that communications of dissatisfaction or grievance
that are resolved promptly upon explanation of the facts to the full satisfaction of the related borrower and without the need for any substantive redress, are not considered complaints for the purpose of this Agreement. 

(ii) “Complaint Log” means a report which is prepared monthly by the Servicer for each Monthly Period listing
all Complaints and Escalated Complaints received by the Servicer during the Monthly Period and the disposition of Complaints and Escalated Complaints from all prior Monthly Periods. 

(iii) “Escalated Complaint” means any regulatory Complaint or inquiry concerning acts or omissions of any
party in connection with Servicer’s performance of the services hereunder or the Purchased Loans. 
 (b) The Servicer shall track
Complaints and Escalated Complaints related to the Servicer’s performance of the services hereunder or the Purchased Loans. The Servicer shall provide the Purchaser with a copy of the Complaint Log on or before the tenth (10th) Business Day of
the month following each Monthly Period. The Servicer shall maintain an internal procedure to ensure that all Complaints and Escalated Complaints are tracked and responded to appropriately in accordance with generally accepted practices in the
consumer loan servicing industry, and shall provide the Purchaser with evidence thereof upon the prior written request of Purchaser, which evidence shall be provided in connection with the delivery of the Complaint Log as set forth in clause
(b) above. 
 (c) The final written response to any Complaints and Escalated Complaints shall be maintained in such a manner that any
Purchased Loan relating to such Complaints or Escalated Complaints can be promptly identified by the Servicer. Without limiting any other obligations of the Servicer to provide responses to Complaints and Escalated Complaints as provided herein,
upon the Purchaser’s request, the Servicer shall provide the Purchaser with electronic copies of all final written responses to Complaints and Escalated Complaints, which copies shall be provided in connection with the delivery of the Complaint
Log as set forth in clause (b) above. 
 (d) The Servicer agrees that the services will be performed in accordance with any and all
Credit Protection Law relating to the handling of complaints that are applicable to the services. 

  
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 ARTICLE III 

REPRESENTATIONS, WARRANTIES AND COVENANTS OF SERVICER 

Section 3.01 Representations and Warranties and Affirmative Covenants. As of the Effective Date and the date hereof, the Servicer
hereby makes the following representations and warranties to, and covenants with, the Purchaser: 
 (a) Organization and Good Standing,
Etc. The Servicer (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware, (ii) is duly qualified to do business and is in good standing as a foreign entity (or
is exempt from such requirements) in each other jurisdiction in which the nature of its business, assets and properties, including the performance of its obligations under this Agreement, the other Facility Documents to which it is a party and its
Constituent Documents, requires such qualification, and (iii) has all requisite power and authority to own and operate its properties, to carry on its business as now conducted and as proposed to be conducted, enter into this Agreement and to
carry out the transactions contemplated hereby. 
 (b) Licenses. The Servicer has obtained and will maintain all necessary licenses,
approvals or authorizations in each jurisdiction required in connection with the performance by the Servicer of this Agreement and the other Facility Documents to which it is a party and Applicable Law except where not doing so could not reasonably
be expected to result in a Material Adverse Effect. 
 (c) Other Names. The Servicer does not operate or do business under any
assumed, trade or fictitious name. 
 (d) Power and Authority; Due Authorization. The Servicer has full limited liability power and
authority to conduct its business as now conducted and as presently contemplated and to execute and deliver this Agreement and the other Facility Documents to which it is a party and to perform in accordance herewith, and the execution, delivery and
the performance by the Servicer of this Agreement and the other Facility Documents to which it is a party, and the consummation of the transactions contemplated hereby and thereby have been duly authorized by all requisite corporate or similar
action by the Servicer. 
 (e) No Violation. None of the execution and delivery by the Servicer of this Agreement or the other
Facility Documents to which it is a party, nor the consummation of the transactions contemplated hereby or thereby, nor the fulfillment of or compliance with the terms and conditions hereof or thereof, will (i) conflict with or result in a
material breach of any of the terms, conditions or provisions of Servicer’s Constituent Documents, or any Applicable Law or legal restriction, or (ii) conflict with, result in a breach of, or constitute a default under any material
agreement or instrument to which Servicer is now a party or by which it is bound, or constitute a default or result in an acceleration under any of the foregoing, unless such conflict or breach would not reasonably be expected to have a Material
Adverse Effect. 
 (f) Validity and Binding Nature. This Agreement has been duly executed and delivered by the Servicer and
constitutes a valid and legally binding obligation of the Servicer enforceable against the Servicer in accordance with its terms, except that the enforceability thereof may be subject to (i) the effects of any applicable bankruptcy, insolvency,
reorganization, receivership, conservatorship or other laws, regulations and administrative orders affecting the rights of creditors generally and (ii) general principles of equity (regardless of whether such enforceability is considered in a
proceeding in equity or law). 

  
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 (g) Government Approvals. No action, consent, license or approval of, registration or
filing with, or any other action by any Regulatory Authority is or will be required in connection with execution, delivery and performance by the Servicer of, or compliance by the Servicer with, this Agreement or the other Facility Documents to
which it is a party, including the servicing of each Purchased Loan hereunder, except such as have been made or obtained and are in full force and effect, or where failure to do so would not reasonably be expected to have a Material Adverse Effect.

 (h) Compliance with Applicable Law. The Servicer is in compliance with all Applicable Law applicable to the Servicer, where in any
such case failure to so comply would reasonably be expected to have a Material Adverse Effect. 
 (i) No Proceedings. There is no
order, judgment, decree, injunction, stipulation or consent order of or with any Regulatory Authority to which the Servicer is subject, and there is no action, suit, arbitration, regulatory proceeding or investigation pending against the Servicer
or, to the actual knowledge of the Servicer, threatened against the Servicer in writing, before or by any Regulatory Authority having jurisdiction over the Servicer or its properties, that is not confidential: (i) asserting the invalidity of
this Agreement; (ii) seeking to prevent the consummation of any of the transactions contemplated by this Agreement; or (iii) seeking any determination that would reasonably be expected to have a Material Adverse Effect. 

(j) Solvency. The Servicer is solvent and no voluntary or involuntary bankruptcy petition has been commenced by or against the
Servicer, nor has the Servicer made an offer or assignment or compromise for the benefit of creditors and the Servicer will not be rendered insolvent by the consummation of the transactions contemplated hereby. 

(k) Ordinary Course. The consummation of the transactions contemplated by this Agreement is in the ordinary course of business of the
Servicer. 
 (l) No Litigation. There is no litigation, proceeding or arbitration, and, to the best of Servicer’s knowledge,
there is no other claim, investigation or material controversy pending to which Servicer or its agents or representatives is a party, relating to the provision of the services hereunder, and, to the best of Servicer’s knowledge, no such claim,
litigation, proceeding, arbitration, investigation or material controversy has been threatened or is contemplated. 
 (m) Changes to
Accepted Servicing Policies. The Servicer will not make, authorize, consent to or suffer to exist any material amendment, modification, supplement or waiver to the Accepted Servicing Policies without prior written consent of the Purchaser, such
consent not to be unreasonably withheld or delayed. The Servicer shall provide written notice to the Purchaser of any amendment, modification, supplement or waiver to the Accepted Servicing Policies at least ten (10) Business Days prior to the
implementation of any such amendment, modification, supplement or waiver to, unless such amendment, modification, supplement or waiver is made solely to correct non-material ministerial or typographical
errors. 

  
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 (n) Reporting. The Servicer shall deliver or otherwise make available to the
Purchaser each of the reports and other information set forth on Exhibit B, which reports and other information shall be true and correct in all material respects. 

(o) [Reserved]. 
 (p)
[Reserved]. 
 (q) Location of Records. The Servicer’s chief place of business, its chief executive office and the office
in which the Servicer maintains its books and records are located in the State of New York. 
 (r) Taxes. The Servicer has filed all
income tax returns and all other tax returns which are required to be filed by it, if any, and has paid all taxes shown to be due and payable (taking into account extensions) on such returns, if any, or pursuant to any assessment by a valid taxing
authority received by it, except for any taxes or assessments (i) which are being contested in good faith by appropriate proceedings and with respect thereto adequate reserves have been established in accordance with GAAP and (ii) the non-payment of which would not reasonably be expected to give rise to a Material Adverse Effect. 
 (s)
Financial Statements; Other Information. The Servicer shall provide to the Purchaser or cause to be provided to the Purchaser: 

(i) promptly, and in any event within ten (10) Business Days after a Responsible Officer of the Servicer obtains actual
knowledge of the occurrence and continuance with respect to the Servicer or the Purchased Loans of any Servicer Event of Default (as hereinafter defined), the Servicer shall deliver notice to the Purchaser of the same; 

(ii) within ten (10) Business Days after a Responsible Officer of the Servicer obtains actual knowledge thereof, written
notice of the occurrence of the formal commencement by written notice by any Regulatory Authority of any formal investigation, legal action or similar adversarial proceeding (specifically excluding routine state-level licensing audits) against the
Servicer challenging its authority to hold, service, collect or enforce any Purchased Loan, or otherwise alleging any material non- compliance by the Servicer with any Applicable Law restricting the ability of
such Person to hold, collect, service or enforce such Purchased Loan, to the extent such disclosure is not prohibited or restricted by law, rule, regulation or direction of the Regulatory Authority; or 

(iii) within ten (10) Business Days after a Responsible Officer of the Servicer obtains actual knowledge thereof, written
notice of the occurrence of the formal commencement by written notice by any Regulatory Authority of any formal inquiry, legal action or similar adversarial proceeding (specifically excluding routine state-level licensing audits) against the
Servicer, which, if adversely determined, would have a Material Adverse Effect on the Purchased Loans, to the extent such disclosure is not prohibited or restricted by law, rule, regulation or direction of the Regulatory Authority. 

(t) [Reserved]. 

Section 3.02 Covenants. Servicer covenants and agrees that during the term of this Agreement, unless Purchaser shall otherwise
consent in writing, Servicer will: 
 (a) Perform all actions necessary to preserve and keep in full force and effect its corporate existence
and licensing material to the performance of its services hereunder as and where required and comply in all material respects with all laws applicable to Servicer and its services hereunder. 

  
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 (b) Maintain adequate and qualified personnel to perform the duties undertaken herein with
respect to its obligations under this Agreement. 
 (c) Not assign this Agreement or resign from the obligations and duties hereby imposed
on it except by (i) mutual consent of Servicer and Purchaser, (ii) upon the determination that its servicing duties hereunder are no longer permissible under applicable law and such incapacity cannot be cured by Servicer, in which event
Servicer may resign as servicer, or (iii) by operation of law upon the consolidation, merger, other business consolidation, or as a result of the conveyance, sale or transfer of substantially all of the assets of Servicer to any Person. No such
resignation shall become effective until a successor shall have assumed Servicer’s responsibilities and obligations hereunder. 

Section 3.03 Information Security. 

(a) Definitions. As used in this Section 3.03 and Exhibit E attached hereto, the following words shall have the meanings set forth
below: 
 (i) “Personal Data” means information that identifies, relates to, describes, is capable of being
associated with, or could reasonably be linked, directly or indirectly, with a particular individual, including without limitation NPI. 

(ii) “Purchaser Data” means any Personal Data provided or made available by, received with respect to or
relating to, any Borrower of a Purchased Loan, and any information or data derived from any of the foregoing, in each case that is collected, accessed, used, stored, transmitted or otherwise processed by the Servicer or its Affiliates. 

(b) Security Safeguards. The Servicer represents, warrants and covenants that it will maintain its own written independent
cybersecurity protocol and at all times follow cybersecurity practices consistent with the loan servicing industry. 
 (c) Use of
Purchaser Data. The Servicer will use Purchaser Data only as necessary to provide the services under this Agreement and will act only as directed in writing by the Purchaser in relation thereto. As between the Purchaser and the Servicer, the
Purchaser retains all right, title and interest in and to all Purchaser Data for so long as it is the owner of the related Purchased Loan. 

(d) Disposition of Purchaser Data. Upon termination or expiration of this Agreement for any reason, at the request of the Purchaser, at
no cost to the Purchaser, the Servicer will promptly return (which return may be made via any feature or functionality made available by the Servicer in its services) to the Purchaser or its designee all copies of Purchaser Data in the
Servicer’s possession or control in the format reasonably requested by the Purchaser. Promptly thereafter, with the Purchaser’s prior written approval or instruction, the Servicer shall destroy and/or delete all copies of Purchaser Data in
the Servicer’s possession or control using means and methods that prevent unauthorized access to, use of, or recovery of the Purchaser Data, provided however that the Servicer may retain a copy of such Purchaser Data (a) if
required for legal or regulatory compliance, or (b) if all NPI (excluding NPI contained in PDF form through invoice disbursement submissions) contained in such Purchaser Data has been returned, destroyed or deleted. Upon request by the
Purchaser, an officer of the Servicer will promptly certify in writing to the Purchaser that all such Purchaser Data has been, as applicable, returned and/or destroyed and deleted. 

  
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 ARTICLE IV 

TERMINATION 
 Section 4.01
Servicer Event of Default. [***] 
 [***] 

[***] 
 [***] 

[***] 
 [***] 

[***] 
 [***]

  
 11 

 
[***] 
 ARTICLE V 

INDEMNIFICATION 

Section 5.01 Indemnification. 

(a) The Servicer hereby agrees to indemnify the Purchaser and each of its officers, directors, employees, representatives and agents (each, a
“Purchaser Indemnified Party”) from and against [***] 

  
 12 

 (b) The Purchaser hereby agrees to indemnify the Servicer and its officers, directors,
employees, representatives and agents (each, a “Servicer Indemnified Party”) from and against [***] 
 (c) In the event any
party to be indemnified is entitled to indemnification hereunder based upon a claim asserted by a third-party, the indemnifying party shall be given prompt notice thereof in reasonable detail; provided, however, the failure to give
prompt notice shall not relieve the indemnifying party of any liability hereunder to the extent that the failure to give such notice is not prejudicial and, unless, and then only to the extent that, the other party did not otherwise learn of the
claim and such delay is materially prejudicial to the such party’s ability to defend or to obtain coverage under an insurance policy for such claim. In case any such action is brought against any indemnified party and it notifies the other
party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the extent that it may wish and solely with respect to the allegations in such action for which the indemnified party intends to make a claim
against the indemnifying pursuant to subsection (a) or (b) above to assume the defense thereof, with counsel reasonably satisfactory to such indemnified party (who shall not, except with the consent of the indemnified party, be counsel to the
indemnified party), and after notice from the indemnifying party to such indemnified party of its election so to assume the defense thereof, the indemnifying party will not be liable to such indemnified party under this section for any legal or
other expenses subsequently incurred by such indemnified party, in connection with the defense thereof other than reasonable costs of investigation; provided, however, if the defendants in any such action include both the indemnified
party and the indemnifying party and the indemnified party shall have been advised by counsel that there may be one or more legal defenses available which are different from or additional to those available to the indemnifying party, the indemnified
party or parties shall have the right to select a single separate counsel to assume such legal defenses and to otherwise participate in the defense of such action on behalf of such indemnified party or parties, and the indemnifying party will
reimburse any legal expenses incurred by the indemnified party having separate counsel, after as incurred after thirty (30) days notice. 

  
 13 

 (d) The indemnifying party shall not have the power to bind the indemnified party, without
the indemnified party’s prior written consent, which shall not be unreasonably withheld, with respect to any settlement pursuant to which anything is required other than the payment of money and then only to the extent that the indemnifying
party shall make full payment of such money and such settlement includes an unconditional release of such indemnified party from all liability on any claims that are the subject matter of such action and any related future claims. Notwithstanding
the assumption of the defense of any claim by an indemnifying party pursuant to this paragraph, the party to be indemnified shall have the right to approve the terms of any settlement of a claim (which approval shall not be unreasonably withheld or
delayed). Notwithstanding anything to the contrary contained herein, an indemnifying party will not be liable for any settlement of a claim effected without its prior written consent. 

(e) Notwithstanding anything in this Agreement to the contrary, in no event shall the Servicer or the Purchaser be liable for any indirect,
consequential, incidental, special, punitive or exemplary damages, whether in contract, tort (including negligence and strict liability) or any other legal or equitable principles, or for any loss of profits or revenue, regardless of whether the
Servicer or the Purchaser knew or should have known of the possibility of such damages, unless such amounts are in reimbursement of the Purchaser, the Servicer or the applicable Purchaser Indemnified Party or Servicer Indemnified Party for payments
made to third-parties. 
 ARTICLE VI 

SERVICING COMPENSATION 

Section 6.01 Servicing Fee; Reimbursements. 

(a) As compensation for its servicing and custodial activities under this Agreement, the Servicer shall be entitled to receive, a monthly
servicing fee [***], which Servicing Fee shall be paid by Purchaser as of [***]. 
 (b) The Purchaser shall reimburse the Servicer for any
costs and expenses incurred by the Servicer in connection with collecting and enforcing Defaulted Loans, which costs and expenses shall be limited to those relating to third-party collectors and any legal proceedings relating to the Purchased Loans
or any Purchased Loan Documents. Notwithstanding anything in this Agreement or in any other Facility Document to the contrary, the Servicer shall be entitled to withhold and retain an amount equal to any such incurred costs and expenses in
reimbursement thereof, and any such withheld and retained amounts shall not constitute Collections for purposes of this Agreement or any other Facility Document. 

(c) The Servicer agrees that it shall not incur any costs or expenses in the collection and enforcement of a Defaulted Loan unless the
Servicer believes, in its good faith judgment, that such costs or expenses from Collections on the related Purchased Loans will, or if made would, be ultimately recoverable from liquidation or other proceeds of such Purchased Loan. 

  
 14 

 ARTICLE VII 

OTHER MATTERS RELATING TO SERVICER 

Section 7.01 Reliance and Other Matters. The Servicer may rely in good faith and without any liability on any document of any kind
prima facie properly executed and submitted by any party hereto respecting any matters relating to this Agreement. 
 Section 7.02
[Reserved]. 
 Section 7.03 Waiver of Defaults. Any default by the Servicer in the performance of its obligations
hereunder and its consequences may be waived by the Purchaser. Upon any such waiver of a default, such default shall cease to exist, and any default arising therefrom shall be deemed to have been remedied for every purpose of this Agreement and the
Facility Documents. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. 

Section 7.04 Limitation on Resignation by the Servicer. 

(a) The Servicer shall not resign from the obligations and duties hereby imposed on it except (i) by mutual written consent of the
Servicer and the Purchaser, (ii) if Servicer does not receive any payment of the Servicing Fee required to be made under the terms of this Agreement, which failure continues unremedied for a period of fifteen (15) days after written notice
of such failure shall have been given to Purchaser, or (iii) upon the Servicer’s reasonable determination that its duties hereunder are no longer permissible under Applicable Law. 

(b) The Servicer shall, at its own cost and expense, in a timely manner, cooperate with the Purchaser and such successor in effecting the
termination of its servicing responsibilities and rights hereunder and the transfer of the servicing functions and the Servicing Files, including the transfer to such successor for administration by it of all Collections which shall at the time be
held by the Servicer or thereafter received with respect to the Purchased Loans. 
 ARTICLE VIII 

MISCELLANEOUS PROVISIONS 

Section 8.01 Amendment. No amendment, modification, termination or waiver of any provision of this Agreement shall be effective
without the written concurrence of each of the Parties hereto. 
 Section 8.02 Successors and Assigns. This Agreement shall be
binding upon and inure to the benefit of the Parties and their permitted successors and assigns. The Servicer shall not assign this Agreement or any of the servicing responsibilities hereunder or delegate its rights or duties hereunder or any
portion hereof (other than a delegation to a subcontractor otherwise permitted hereunder) without the prior written consent of the Purchaser; provided, however, Servicer may assign and delegate all or any portion of its rights and
duties hereunder upon prior written notice to Purchaser where such assignment is to an affiliate of Servicer. 

  
 15 

 Section 8.03 GOVERNING LAW. THIS AGREEMENT (AND ANY CLAIM, CONTROVERSY, DISPUTE
OR CAUSE OF ACTION (WHETHER IN CONTRACT, TORT OR OTHERWISE) BASED UPON, ARISING OUT OF OR RELATED TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT) SHALL BE CONSTRUED IN ACCORDANCE WITH THE LAW OF [***] (INCLUDING THE STATUTE OF
LIMITATIONS AND OTHER PROCEDURAL LAWS THEREOF), WITHOUT GIVING EFFECT TO THE CONFLICT OF LAW PRINCIPLES THEREOF (EXCEPT FOR [***], WHICH SHALL APPLY). 

Section 8.04 Notices. 

(a) Except as otherwise provided herein, all notices and other communications hereunder to any party shall be in writing and sent by certified
or registered mail, return receipt requested, by overnight delivery service, with all charges prepaid, by hand delivery, or by electronic mail, to: 
  

			
		
	in the case of the Servicer:	  	Notable Finance, LLC 
Six Landmark Square, Floor 4 
Stamford, CT 06901
		
	in the case of Purchaser:	  	Better Trust I 
c/o Better Holdco, Inc., as Administrator 
175 Greenwich Street, Floor 59 
New York, NY 10007 
Attn: Mike O’Dea 
[***]

 or, as to each Party, at such other address as shall be designated by such Party in a written notice to the
other Party. All such notices and correspondence shall be deemed given (i) if sent by certified or registered mail, three (3) Business Days after being postmarked, (ii) if sent by overnight delivery service or by hand delivery, when
received at the addresses indicated above or when delivery is refused and (iii) if sent by electronic transmission, when such transmission is confirmed (such as by the “return receipt requested” function, as available, return e-mail or other written acknowledgement). 
 (b) The Purchaser or the Servicer may, in each of their
discretion, agree to accept notices and other communications to it hereunder by electronic communications pursuant to procedures approved by it; provided that approval of such procedures may be limited to particular notices or communications.

 Section 8.05 Severability of Provisions. If any one or more of the covenants, agreements, provisions or terms of this
Agreement shall for any reason whatsoever be held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the
validity or enforceability of the other provisions of this Agreement. 
 Section 8.06 WAIVER OF TRIAL BY JURY. EACH OF THE
PARTIES HERETO HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES TRIAL BY JURY IN ANY LEGAL ACTION OR PROCEEDING RELATING TO THIS AGREEMENT OR ANY OTHER FACILITY DOCUMENT OR FOR ANY COUNTERCLAIM THEREIN OR RELATING THERETO. 

  
 16 

 Section 8.07 No Waiver; Cumulative Remedies. No failure to exercise and no delay
in exercising, on the part of a Party, of any right, remedy, power or privilege hereunder shall operate as a waiver thereof; nor shall any single or partial exercise of any right, remedy, power or privilege hereunder preclude any other or further
exercise thereof or the exercise of any other right, remedy, power or privilege. The rights, remedies, powers and privileges herein provided are cumulative and not exhaustive of any rights, remedies, powers and privileges provided by law. 

Section 8.08 Counterparts. This Agreement may be executed in multiple counterparts, each of which shall be deemed to be an
original, but together they shall constitute one and the same instrument. Facsimile and .pdf signatures shall be deemed valid and binding to the same extent as the original and the parties affirmatively consent to the use thereof, with no such
consent having been withdrawn. Each party agrees that this Agreement and any documents to be delivered in connection with this Agreement may be executed by means of an electronic signature. Any electronic signatures appearing on this Agreement and
such other documents are the same as handwritten signatures for the purposes of validity, enforceability, and admissibility. Each party hereto shall be entitled to conclusively rely upon, and shall have no liability with respect to, any electronic
signature or faxed, scanned, or photocopied manual signature of any other party and shall have no duty to investigate, confirm or otherwise verify the validity or authenticity thereof. 

Section 8.09 Confidentiality. Purchaser and Servicer agree to treat all Confidential Information as confidential and the receiving
party shall use a degree of care not less than the degree of care it uses with respect to its own information of like nature to prevent unauthorized access, use or disclosure, which in any event shall be no less than a reasonable degree of care.
Purchaser and Servicer agree not to disclose any Confidential Information to, and will not use any Confidential Information for the benefit of, any third party, except to the extent necessary to carry out its obligations under this Agreement;
provided, however, that any party may share Confidential Information with its corporate affiliates solely for the purpose of evaluating the relationship between the Parties. Notwithstanding the foregoing, information is not considered
Confidential Information if it: (a) is or becomes generally available to the public other than as a result of disclosure in violation of this Agreement; (b) was available to or already known by the receiving party on a non-confidential basis prior to its disclosure by the discloser; (c) is developed by the receiving party independently of any information acquired from the disclosing party; or (d) becomes available to the
recipient on a non-confidential basis from a third party, provided that the receiving party has no reason to know that the third party is or may be bound by a confidentiality agreement with the
disclosing party. This Agreement will not prohibit the disclosure of Confidential Information pursuant to a court order, subpoena or the requirement of any governmental authority, provided that the recipient promptly notifies the discloser of
any such order or requirement to the extent permitted by law, and cooperates, at the discloser’s expense, in any effort to obtain a protective order from the issuing court or governmental authority limiting disclosure and use of the
Confidential Information. Because of the unique and proprietary nature of the Confidential Information, each party shall be entitled to seek injunctive relief, without the necessity of posting any bond or surety, in addition to all other remedies
available in law or equity in the event of any breach of this Section 8.09. The receiving party will cease all use of the discloser’s Confidential Information and will return to the disclosing party all such Confidential Information in its
possession or control, promptly upon the disclosing party’s request. Alternatively, at the disclosing party’s request, Confidential Information may be destroyed by shredding, erasing, or otherwise modifying the data to make it unreadable,
undecipherable, and unrecoverable through any means. The requirement to return or destroy Confidential Information will not apply to Confidential Information that has been (a) incorporated into other documents for the internal use of the
receiving party in performing its obligations or exercising its rights under this Agreement, or (b) stored for backup or archiving purposes, but the receiving party will continue to comply with the provisions of this Agreement regarding such
Confidential Information. 

  
 17 

 Section 8.10 Merger and Integration. This Agreement sets forth the entire
understanding of the Parties relating to the subject matter hereof, and all prior understandings, written or oral, are superseded by this Agreement. 

Section 8.11 Headings. The headings herein are for purposes of reference only and shall not otherwise affect the meaning or
interpretation of any provision hereof. 
 [Remainder of Page Intentionally Left Blank] 

  
 18 

 IN WITNESS WHEREOF, the Parties have caused this Agreement to be duly executed by their
respective officers hereunto duly authorized, as of the day and year first above written. 
  

			
	 NOTABLE FINANCE, LLC, as Servicer

		
	 By:
	 	 /s/ Austin Lane

		 	 Name: Austin Lane

		 	 Title: CEO

	
	 Better Trust I,

as Purchaser

	
	 By: Better Holdco, Inc., as Administrator

		
	 By:
	 	 
		 	 Name:

		 	 Title:

  
 [Signature Page to
Servicing Agreement] 

 IN WITNESS WHEREOF, the Parties have caused this Agreement to be duly executed by their
respective officers hereunto duly authorized, as of the day and year first above written. 
  

			
	 NOTABLE FINANCE, LLC,

as Servicer

		
	 By:
	 	 
		 	 Name

		 	 Title:

	
	 Better Trust I,

as Purchaser

	
	 By: Better Holdco, Inc., as Administrator

		
	 By:
	 	 /s/ Paula Tuffin

		 	 Name: Paula Tuffin

		 	Title: General Counsel

  
 [Signature Page to
Servicing Agreement] 

 EXHIBIT A 

CREDIT AND COLLECTION POLICIES 

[to be provided by Notable] 

  
 A-1 

 EXHIBIT B 

INFORMATION AND REPORTS 
 [Better
and Notable to provide] 

  
 B-1 

 EXHIBIT C 

DISASTER RECOVERY PLAN AND BUSINESS CONTINUITY PLAN 

[To be provided by Notable] 

  
 C-1EX-10.45

 Exhibit 10.45 

AURORA MERGER SUB I, INC 
 AMENDMENT AND
RESTATEMENT OF DIRECTOR’S SERVICES AGREEMENT 
 This agreement is made on October 29, 2021 

BETWEEN: 
  

	 	1.	 Aurora Merger Sub I, Inc., a Delaware corporation with its registered address at Corporation
Trust Center, 1209 Orange Street, Delaware (the “Company”); 

  

	 	2.	 Caroline Jane Tucker (also known as Caroline Harding and Carrie Harding) of The Sovereign, 607 West Bay
Road, PO Box 31335, George Town, Grand Cayman, KY1-1206, Cayman Islands (the “Director”); and 

  

	 	3.	 Aurora Acquisition Corp. of P.O Box 309, Ugland House, Grand Cayman
KY1-1104, Cayman Islands (the “Parent Company”). 

 WHEREAS the Company, the
Director and the Parent Company have entered into an agreement (the “DSA”), as annexed to this Agreement, pursuant to which the Director has agreed to provide certain services to the Company on the terms and conditions set out in
such DSA; 
 NOW, THEREFORE, the parties wish to amend and restate the DSA as follows: 

 

	1.	 Interpretation 

 

	1.1.	 All references in the DSA to the Parent Company shall mean: Aurora Acquisition Corp. of P.O Box 309,
Ugland House, Grand Cayman KY1-1104, Cayman Islands. 

  

	1.2.	 All terms and provisions of the DSA shall be read in light of such amendment but shall otherwise continue in
force and without alteration. 

 Rest of page left intentionally blank 

 AURORA MERGER SUB I, INC 
  

 IN WITNESS WHEREOF, the parties (or their duly authorised representatives) have caused this Agreement
to be duly executed as at the date first above written. 
  

	
	
	 Signed for and on behalf of:

	
	   AURORA MERGER SUB I, INC.

	
	   /s/ Caroline Tucker

	
	 Signature

	
	   Caroline Tucker

	
	 Print Name

	
	   Director

	
	 Title

	
	 Signed by:

	
	   AURORA ACQUSITION CORP.

	
	   /s/ Prabhu Narasimhan

	
	 Signature

	
	   Prabhu Narasimhan

	
	 Print Name

	
	   Chief Investment Officer

	
	 Title

	
	 Signed by:

	
	 CAROLINE JANE TUCKER, as the Director

	
	   /s/ Caroline Tucker

	
	 Signature

  
 2 

 AURORA MERGER SUB I, INC 
  

 DIRECTOR’S SERVICES AGREEMENT 

This agreement is made on 15th October, 2021 
 BETWEEN: 

 

	 	4.	 Aurora Merger Sub I, Inc., a Delaware corporation with its registered address at Corporation
Trust Center, 1209 Orange Street, Delaware (the “Company”); 

  

	 	5.	 Caroline Jane Tucker (also known as Caroline Harding and Carrie Harding) of The Sovereign, 607 West Bay
Road, PO Box 31335, George Town, Grand Cayman, KY1-1206, Cayman Islands (the “Director”); and 

  

	 	6.	 Aurora Capital Holding Corp of P.O Box 309, Ugland House, Grand Cayman
KY1-1104, Cayman Islands (the “Parent Company”). 

 WHEREAS the Company has
requested that the Director provide certain services to the Company which the Director has agreed to do on the terms and conditions set out in this Agreement; 

WHEREAS, competent and experienced persons are reluctant to continue to serve corporations as directors unless they are provided with adequate indemnification
against claims and actions against them arising out of their service to the corporation; 
 WHEREAS, the Board has determined that enhancing the ability of
the Company to retain and attract the most capable persons as directors is in the best interests of the Company and that the Company therefore should seek to assure such persons that indemnification is available; and 

WHEREAS, in recognition of the need to provide the Director with substantial protection against personal liability, in order to procure the Director’s
continued service as a director of the Company and to enhance the Director’s ability to serve the Company in an effective manner, and in order to provide such protection pursuant to express contract rights, the Company wishes to define the
scope of the Director’s responsibilities in this Agreement and provide for the indemnification of, and the advancement of expenses to, the Director as set forth in this Agreement. 

NOW, THEREFORE, in consideration of the foregoing and the Director’s agreement to continue to provide services to the Company, the parties agree as
follows: 
  

	2.	 Interpretation 

 

	2.1.	 In this Agreement, unless the context otherwise requires: 

Affiliate, in relation to a person, means any other person that: 

 

	 	a.	 is controlled whether directly or indirectly, by the first mentioned person; 

 

	 	b.	 controls, whether directly or indirectly, the first mentioned person; 

 

	 	c.	 is under common control, whether directly or indirectly, with the first mentioned person; or

  

	 	d.	 is an employee, officer, member, partner, associate or director of such person. 

Board means the board of directors of the Company from time to time. 

  
 3 

 AURORA MERGER SUB I, INC 
  

 Business Day means any day which is not a Saturday, Sunday or a day on which banking
institutions are obliged by law or regulation to close in the Cayman Islands, in the United Kingdom, and in the United States, or such other day classified as a business day according to such criteria as the parties may agree; 

Claim means: 
 (a) any
threatened, pending or completed action, suit, proceeding or alternative dispute resolution mechanism, whether civil, criminal, administrative, arbitrative, investigative or other, and whether made pursuant to federal, state or other law; or 

(b) any inquiry, hearing or investigation that the Director determines might lead to the institution of any such action, suit, proceeding or
alternative dispute resolution mechanism. 
 Effective Date means 10th May 2021.

 Expenses means any and all expenses, including attorneys’ and experts’ fees, court costs, transcript costs, travel
expenses, duplicating, printing and binding costs, telephone charges, and all other costs and expenses incurred in connection with investigating, defending, being a witness in or participating in (including on appeal), or preparing to defend, be a
witness or participate in, any Claim. Expenses also shall include Expenses incurred in connection with any appeal resulting from any Claim, including without limitation the premium, security for, and other costs relating to any cost bond, or other
appeal bond or its equivalent. The parties agree that for the purposes of any advancement of Expenses for which the Director has made written demand to the Company in accordance with this Agreement, all Expenses included in such demand that are
certified by affidavit of the Director’s counsel as being reasonable shall be presumed to be reasonable. 
 Indemnifiable Event
means any event or occurrence, whether occurring before, on or after the date of this Agreement, related to the fact that the Director is or was a director, officer, employee or agent of the Company or any subsidiary of the Company, or is or was
serving at the request of the Company as a director, officer, employee, member, manager, trustee or agent of any other corporation, limited liability company, partnership, joint venture, trust or other entity or enterprise or by reason of an action
or inaction by the Director in any such capacity (whether or not serving in such capacity at the time any Loss is incurred for which indemnification can be provided under this Agreement). 

Governing Documents means the bylaws and certificate of incorporation of the Company. 

Gross Negligence in relation to a person, means a standard of conduct beyond negligence whereby that person acts with a reckless
disregard for the consequences of a breach of duty of care owed to another. 
 Listing Documents means any documentation required to
be submitted in respect of the Company to the NASDAQ or any other stock exchange. 
 Losses means any and all Expenses, damages,
losses, liabilities, judgments, fines, penalties (whether civil, criminal or other), ERISA excise taxes, amounts paid or payable in settlement, including any interest, assessments and all other charges paid or payable in connection with
investigating, defending, being a witness in or participating in (including on appeal), or preparing to defend, be a witness or participate in, any Claim. 

NASDAQ means the NASDAQ stock exchange. 

Offering Document means any offering document (as the same be amended and/or supplemented from time to time) issued by the Company in
respect of shares in the Company. 

  
 4 

 AURORA MERGER SUB I, INC 
  

	2.2.	 In this Agreement, unless the context otherwise requires: 

 

	 	a.	 use of the singular includes the plural and vice versa; 

 

	 	b.	 words denoting a gender include every gender; 

 

	 	c.	 references to persons include bodies corporate and unincorporated entities; 

 

	 	d.	 any phrase introduced by the term “including”, “include”, “in particular” or any
similar expression shall be construed as illustrative and shall not limit the sense of the words preceding those terms; 

  

	 	e.	 references to statutes shall be construed as references to such statutes as amended, modified, extended,
consolidated re-enacted or replaced, and shall include any subordinate legislation made thereunder; and 

  

	 	f.	 references to such document or agreement or organisational document as in force for the time being and as
amended, varied, supplemented, substituted or novated from time to time, provided that no amendment, variation or supplement to any Offering Document, Listing Documents or to the Governing Documents shall be effective for the purposes of, or to
amend this Agreement unless the Board shall have approved the same. 

  

	2.3.	 The division of this Agreement into clauses and the insertion of headings are for convenience of reference only
and shall not affect the construction or interpretation of this Agreement. The Schedule forms part of this Agreement and its terms have the same force and effect as if they were expressly set out in the body of this Agreement. 

 

	3.	 Provision of Director 

 

	3.1.	 The Director hereby agrees to serve as a non-executive director of the
Company with effect from the Effective Date, and to also fulfil the roles of President and Secretary, on the terms set forth in this Agreement. 

  

	4.	 Non-Exclusivity 

 

	4.1.	 The Director shall not be required to devote her full time and attention to the business of the Company and may
engage in any other business and/or be concerned or interested in or act as director or manager of any other company, entity or business. 

  

	4.2.	 The Company acknowledges that other companies and entities to which the Director provides services of advice
may compete either directly or indirectly with the Company. The Director shall not be deemed to be given notice of, or to be under any duty to disclose to, the Company, any fact or thing which may come to the notice of the Director in the course of
the Director providing similar services to other persons in the course of her business. 

  

	5.	 Director’s Duties 

 

	5.1.	 The Director will be a non-executive director of the Company.

  

	5.2.	 In performing her duties as a director of the Company, the Director shall not be obliged to act in any manner
which, in her opinion: 

  

	 	a.	 may be contrary to law; 

 

	 	b.	 may conflict with any provision of the Governing Documents; or 

 

	 	c.	 would result in the risk of prosecution or other sanction of any kind in any jurisdiction or the withdrawal of,
or imposition of any conditions in respect of, any licence, consent or other authorisation issued to the Director by any legal, governmental or regulatory authority in any applicable jurisdiction. 

 

  
 5 

 AURORA MERGER SUB I, INC 
  

	6.	 Duties of the Company 

 

	6.1.	 The Director shall have an unrestricted right of access to the Company’s books and records. Without
limiting the generality of the foregoing, the Company shall promptly provide to the Director, or cause to be provided to the Director: 

  

	 	a.	 copies of all documentation relating to the Company; including any Offering Document, Listing Documents, the
Governing Documents, proposed contracts with service providers to the Company, valuation policies, information provided to shareholders (including marketing materials, performance reports and financial information) and periodic unaudited and audited
financial reports; 

  

	 	b.	 notice of all board meetings in accordance with the Governing Documents and shareholder meetings, all relevant
agendas and supporting documents for such meetings and minutes of such meetings; 

  

	 	c.	 copies of any draft annual financial statements at least three full working days prior to the board meeting to
approve such financial statements; 

  

	 	d.	 properly certified or authenticated copies of the Governing Documents and all amendments thereto, and of such
resolutions, votes and other proceedings as may be necessary or relevant to the Director for the purposes of this Agreement; 

  

	 	e.	 properly certified or authenticated copies of any replacements or amendments to any Offering Document, Listing
Documents or any other document issued by or in relation to the Company; and 

  

	 	f.	 any additional information that the Director may reasonably require for the purposes of this Agreement.

  

	7.	 Representations and Warranties 

 

	7.1.	 The Company represents and warrants to the Director that, during the term of the Director’s appointment:

  

	 	a.	 the Company is validly existing and has full corporate power and authority to perform its obligations under
this Agreement, and this Agreement has been duly and validly authorised, executed and delivered on behalf of the Company and constitutes its binding and enforceable obligations in accordance with its terms; 

 

	 	b.	 neither the Company, the Parent Company nor any potential service provider to the Company has been involved in
any civil, criminal, or administrative actions or proceedings during the period of five years prior to the Effective Date, except as otherwise disclosed to the Director; and 

 

	7.2.	 The Director represents and warrants to the Company that, during the terms of the Director’s appointment,
this Agreement has been duly and validly authorised, executed and delivered on behalf of the Director and constitutes her binding and enforceable obligations in accordance with its terms. 

 

	7.3.	 The Parent Company represents and warrants to the Director that to the extent that the assets of the Company
are insufficient to meet any indemnities or costs incurred by the Director in accordance with this Agreement that such costs will be met by the Parent Company. 

 

	8.	 Legal and Professional Advice 

 

	8.1.	 The Director may refer any issue arising from the provision of the services to be performed hereunder to attorneys-at-law or other professional advisers at the Company’s cost, provided that the Director shall notify the Company and the Parent Company that she intends to so
refer, or has so referred, any such issue and an estimate of such costs. Without prejudice to the generality of the foregoing, the Director may seek legal or other professional advice on the Director’s own behalf in the Director’s capacity
as a director of the Company and may incur reasonable legal and other professional expenses on behalf of the Company. The Director shall be entitled to reimbursement by the Company or the Parent Company of all reasonable fees and disbursements thus
incurred. 

  
 6 

 AURORA MERGER SUB I, INC 
  

	8.2.	 The Director shall be entitled to rely on any advice so obtained if the Director reasonably believes that such
professional persons are reliable and competent in the matters and advice prepared or presented and/or such matters and advice are within the person’s professional qualifications and competence. 

 

	9.	 Liability and indemnity 

 

	9.1.	 The Company acknowledges that the Governing Documents contain provisions indemnifying and exculpating the
Directors from liability in the discharge of their duties. 

  

	9.2.	 The Company further acknowledges that the Director has relied upon clause 8.1 above when deciding to enter into
this Agreement and that the Company shall indemnify the Director, to the fullest extent permitted by the laws of the State of Delaware in effect on the date hereof, or as such laws may from time to time hereafter be amended to increase the scope of
such permitted indemnification, against any and all Losses if the Director was or is or becomes a party to or participant in, or is threatened to be made a party to or participant in, any Claim by reason of or arising in part out of an Indemnifiable
Event, including without limitation Claims brought by or in the right of the Company, Claims brought by third parties and Claims in which the Director is solely a witness. 

 

	9.3.	 The Director shall be indemnified and held harmless out of the assets and funds of the Company against all
actions, proceedings, costs, expenses, losses, damages or liabilities of whatsoever nature and howsoever nature arising incurred or sustained by the Director if the Director did not in connection with the matter giving rise to the particular Claim,
engage in actual fraud, wilful default or Gross Negligence in the execution of discharge or the Director’s duties, powers, authorities or discretions, including any costs, expenses, losses or liabilities incurred by the Director in defending
(whether successfully or otherwise) any civil proceedings concerning the Company, its business or its affairs in any court whether in Delaware or elsewhere. To the extent that the Company has insufficient assets and funds to meet its obligations to
the Director under this Clause 8.3, the Parent Company hereby agrees to put the Company in funds so that the Company may meet and fulfil its obligations hereto. 

 

	9.4.	 The Director shall not, in the absence of her own actual fraud, wilful default or Gross Negligence, be liable
for any costs, expenses, losses, damages or liabilities of whatsoever nature and howsoever arising, incurred or sustained by the Company at any time from any cause whatsoever arising out of any act or omission on her part in connection with her
duties under this Agreement. 

  

	9.5.	 The indemnity and exculpation provisions in this Article 8 shall be in addition to the indemnity provided in
the Governing Documents, which the Company hereby acknowledges and represents may be enforced directly by the Director. 

  

	9.6.	 The Company or the Parent Company shall within 10 Business Days of any written demand, advance to the Director
the full amount of all reasonable Expenses reasonably anticipated by the Director to be incurred by her in the defence of, or otherwise in connection with, any Claim arising out of or in any way connected with the Agreement of the provision of the
services hereunder. In the event that such an advance is made by the Company or the Parent Company, the Director shall reimburse the Company or the Parent Company for such advanced fees, costs and expenses to the extent that it is ultimately
determined, following the final disposition of such Claim, that the Director is not entitled to indemnification hereunder. 

  

	9.7.	 Notwithstanding anything in this Agreement to the contrary, the Company shall not be obligated to:

 (a) indemnify or advance funds to the Director for Expenses or Losses with respect to proceedings
initiated by the Director, including any proceedings against the Company or its directors, officers, employees or other indemnitees and not by way of defence, except where the Company has joined in or the Board has consented to the initiation of
such proceedings. 
 (b) indemnify the Director if a final decision by a court of competent jurisdiction determines that such
indemnification is prohibited by applicable law. 

  
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 AURORA MERGER SUB I, INC 
  

	9.8.	 No person shall be found to have committed actual fraud, wilful default or Gross Negligence under this
Agreement unless and until a court of the State of Delaware has reached a final non-appealable determination to that effect. 

 

	9.9.	 The Director shall notify the Company in writing as soon as practicable of any Claim which could relate to an
Indemnifiable Event or for which the Director could seek an advance of Expenses, including a brief description (based upon information then available to the Director) of the nature of, and the facts underlying, such Claim. The failure by the
Director to timely notify the Company hereunder shall not relieve the Company from any liability hereunder unless such failure materially prejudices the Company. 

 

	9.10.	 The provision of this Article 8 shall remain in full force and effect after the termination of this Agreement.

  

	10.	 Directors and Officers Insurance 

 

	10.1.	 The Parent Company has procured directors and officers insurance cover for the Director on terms customary in
the market and acceptable to the Board. The Parent Company has ensured that one of those terms will be to have expenses advanced in order to defend proceedings pursuant to clause 8.6. 

 

	11.	 Fees and Expenses 

 

	11.1.	 In consideration of the provision of the services of the Director under this Agreement, the Company, or the
Parent Company, shall pay to the Director the following fees: 

  

	 	a.	 the annual fee as detailed in the Schedule, payable on the date of signing of this agreement and each year on
the anniversary of the Effective Date; 

  

	 	b.	 subject to clause 10.2 additional fees charged at the Director’s hourly rate as detailed in the Schedule,
payable upon receipt by the Company of an invoice in relation thereto; and 

  

	 	c.	 any additional fees agreed for services to be undertaken by the Director over and above those set out in this
Agreement. 

  

	11.2.	 The Director may charge the Company additional fees at the Director’s hourly rate as described under
clause 10.1.c with the prior consent of the Company and the Parent Company (such consent not to be unreasonably withheld) only if the Director is required to deal with certain matters not in the ordinary course of business of the Company including,
but not limited to, matters such as: 

  

	 	a.	 threatened or actual litigation 

 

	 	b.	 regulatory investigations or proceedings against the Company, the Parent Company or any Affiliate of the Parent
Company; or 

  

	 	c.	 a restructuring or winding down of the business of the Company requiring considerable time and attention.

  

	11.3.	 The Company shall pay or reimburse the Director (or such persons as the Director may specify) for the
reasonable out-of-pocket expenses properly incurred by the Director in the Director’s performance of duties under this Agreement, including reasonable travel, hotel
and other expenses reasonably incurred attending and returning from meetings of the Board or committees of the Board or general or class meetings of the Company or meetings with the Parent Company, any Affiliate of the Parent Company or any services
provider to the Company, statutory fees and courier, telephone, facsimile, printing and photocopying charges. 

  

	12.	 Notices 

  

	12.1.	 Any notice or communication required or authorised by this Agreement to be given by a party must be in writing
in English, to the address or email set out in the Schedule and shall be deemed served by delivery by hand or by email or by reputable courier and shall be deemed to be given if sent by hand, when delivered, if sent by email, on the date stated on
the incoming email, or if by courier, on delivery. 

  
 8 

 AURORA MERGER SUB I, INC 
  

	13.	 Confidentiality 

 

	13.1.	 The Director shall be entitled to store all documents, materials and other information relating to the
business, financial position or interests of the Company within or outside the State of Delaware provided that at all times they shall be kept in a manner as would reasonably be expected for such commercially sensitive or confidential information.

  

	13.2.	 No party shall at any time disclose to any person, and each party shall treat as confidential any information
relating to the business, financial position or interests of the parties which it may have obtained in connection with this Agreement, provided however that the provisions of this clause shall not apply: 

 

	 	a.	 to the disclosure of any information already known to the recipient; 

 

	 	b.	 to the disclosure of any such information which is or becomes public knowledge otherwise than as a result of
the unauthorised or improper conduct of the recipient; 

  

	 	c.	 to any extent that disclosure is required by any law or order of any court or pursuant to any direction,
request of requirement (whether of not having the force of law) or any central bank, government, suspicious transaction reporting body or other regulatory or taxation authority; 

 

	 	d.	 to the disclosure of any information to professional advisers who receive that disclosure under a duty of
confidentiality; or 

  

	 	e.	 to the disclosure of any information with the consent of the parties to this Agreement. 

 

	13.3.	 The provisions of this clause 12 shall remain in full force and effect after the termination of this Agreement.

  

	14.	 Term and Termination 

 

	14.1.	 The Director shall hold office in accordance with the Governing Documents. Upon removal, resignation or
retirement of the Director as a director of the Company in accordance therewith, this Agreement shall terminate with respect to such directorship. 

  

	14.2.	 Without limiting clause 13.1, this Agreement may be terminated by: 

 

	 	a.	 the Company, upon not less than 30 calendar days’ notice to the Director. In the event of such termination
by the Company, the Director will resign as a director of the Company as at the expiration of the notice period or such other date(s) agreed by the Director and the Company. 

 

	 	b.	 the Director, upon not less than 30 calendar days’ notice to the Company. In the event of such termination
by the Director, the Director shall continue to provide the relevant services for a time period to be agreed with the Company but no later than the expiration of the notice period or such other date(s) agreed by the Director and the Company.

  

	 	c.	 any party, with immediate effect upon notice to the other parties if another party is in material breach of any
of the terms of this Agreement and: 

  

	 	i.	 the breach is not capable of remedy; or 

 

	 	ii.	 the breach is capable of remedy and is not remedied by the breaching party within 7 days of receipt of a notice
from another party specifying the breach and requiring its remedy. 

  

	 	d.	 the Director, with immediate effect upon notice to the other parties, if: 

 

	 	i.	 any regulatory action is taken against Parent Company or any of its Affiliates, whether or not such action
relates directly to the Company; 

  

	 	ii.	 the Parent Company or any of its Affiliates is deemed by a court of competent jurisdiction to have engaged in
any act of omission constituting wilful misconduct, fraud or dishonesty on its part, whether or not such action relates directly to the Company; 

  
 9 

 AURORA MERGER SUB I, INC 
  

	 	iii.	 any proceedings are commenced against or in respect of the Company by any of its shareholders or former
shareholders. 

  

	14.3.	 The termination of this Agreement shall be without prejudice to any rights that may have accrued hereunder to
any party hereto prior to such termination. 

  

	15.	 No Partnership 

 

	15.1.	 Nothing in this Agreement is intended to or shall operate to create a partnership or joint venture of any kind
between the parties. The Director shall not be deemed to be an employee of the Company or entitled to employee benefits from the Company. 

  

	16.	 Successors and Assigns 

 

	16.1.	 This Agreement shall ensure to the benefit of, and be binding on, the parties and their respective heirs,
executors, administrators, successors and permitted assigns. No party may assign or transfer or purport to assign or transfer, any of its rights or obligations under this Agreement without the prior consent of the other parties.

  

	17.	 Severance 

  

	17.1.	 If any provision of this Agreement is determined to be void or unenforceable under the laws of any jurisdiction
such invalidity and unenforceability shall not affect the remaining provisions of this Agreement and such void or unenforceable provisions shall be deemed to be severable from any other provision of this Agreement. 

 

	18.	 Entire Agreement 

 

	18.1.	 Nothing in this Agreement shall be taken to exclude or vary the terms of the Governing Documents as they apply
to the Director as a director of the Company. Subject to the preceding sentence, this Agreement sets forth the entire Agreement and understanding between the parties in respect of the subject matter of this Agreement. No variation of this Agreement
shall be effective unless signed for or on behalf of both the parties hereto. 

  

	19.	 Counterparts 

  

	19.1.	 This Agreement may be executed in one or more counterparts, each of which when executed and delivered shall be
an original and all the counterparts together shall constitute one and the same instrument. 

  

	20.	 Waiver, forbearance and variation 

 

	20.1.	 The rights of the parties under this Agreement shall not be prejudiced or restricted by any indulgence or
forbearance extended to another party. No waiver by any party in respect of a breach shall operate as a waiver in respect of any subsequent breach. 

  

	20.2.	 This Agreement shall not be varied or cancelled, unless the variations or cancellation is expressly agreed in
writing by each party. 

  

	21.	 Governing Law and Jurisdiction 

 

	21.1.	 This Agreement shall be governed by, and construed and enforced in accordance with, the laws of the State of
Delaware applicable to contracts made and to be performed in such state without giving effect to its principles of conflicts of laws. The Company and the Director hereby irrevocably and unconditionally: (a) agree that any action or proceeding
arising out of or in connection with this 

  
 10 

 AURORA MERGER SUB I, INC 
  

	 	
Agreement shall be brought only in the Delaware Court and not in any other state or federal court in the United States and (b) consent to submit to the exclusive jurisdiction of the Delaware
Court for purposes of any action or proceeding arising out of or in connection with this Agreement, and (c) waive, and agree not to plead or make, any claim that the Delaware Court lacks venue or that any such action or proceeding brought in
the Delaware Court has been brought in an improper or inconvenient forum. 

  
 11 

 AURORA MERGER SUB I, INC 
  

 IN WITNESS WHEREOF the parties (or their duly authorised representatives) have caused this Agreement
to be duly executed as at the date first above written. 
  

	
	 Signed for and on behalf of:

	
	  AURORA MERGER SUB I, INC.
	
	   /s/ Caroline Tucker

	
	 Signature

	
	   Caroline Tucker

	
	 Print Name

	
	   Director

	
	 Title

	
	 Signed by:

	
	 AURORA CAPITAL HOLDING CORP

	
	   /s/ Prabhu Narasimhan

	
	 Signature

	
	   Prabhu Narasimhan

	
	 Print Name

	
	   Chief Investment Officer

	
	 Title

	
	 Signed by:

	
	 CAROLINE JANE TUCKER, as the Director

	
	   Caroline Tucker

	
	 Signature

  
 12 

 AURORA MERGER SUB I, INC 
  

 SCHEDULE 
  

			
	The Company	  	Aurora Merge Sub I
		
	The Director	  	Caroline Jane Tucker (aka Caroline / Carrie Harding)
		
	Annual Fee	  	USD 50,000
		
	Hourly Rate	  	USD 500
		
	Addresses for Notices	  	 The Sovereign
  

607 West Bay Road, PO Box 31335
  

Grand Cayman
  

KY1-1206
  

Cayman Islands

		
	Email for Notices	  	carrie@ch-advisers.com

  
 13

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