Document:

EXHIBIT
10.10.BC

 

SUBSCRIPTION
AGREEMENT

 

The Board of Directors of

Micro Imaging Technology

23456 South Pointe Drive

Laguna Hills, CA  92653-1512

 

Gentlemen:

 

The undersigned hereby applies to Electropure, Inc. (the “Company”) to
purchase the number of Units indicated on Page B-6 of this document, in
accordance with the terms of this Subscription Agreement attached to the
Confidential Private Placement Memorandum dated August 19, 2003, relating to
the Units (such Confidential Private Placement Memorandum, including all
financial statements, exhibits and schedules attached thereto, contained or
specified therein as available from the Company, and any amendments and
supplements thereto, is herein called the “Memorandum”).  This subscription is irrevocable.

 

INSTRUCTIONS

 

Please complete the Subscription Agreement in the following manner:

 

1.             Complete
Sections D and E by inserting the amount of your subscription and/or other
information called for in those Sections.

 

2.             Complete
the signature page.

 

A             Representations
and Warranties.                    The
undersigned acknowledges, represents, warrants and agrees as follows:

 

1.             The undersigned has
received and carefully reviewed the Memorandum and has relied only on the
information contained therein, information otherwise provided to him in writing
by the Company or information from books and records of the Company.  The undersigned acknowledges that all
documents, records and books pertaining to this investment have been made
available for inspection by him, his attorney and/or his accountant and in the
Memorandum, and that the books and records of the Company will be available
upon reasonable notice, for inspection by investors during reasonable business
hours at the principal place of the business of the Company.  The undersigned and/or his advisor(s) have
had a reasonable opportunity to ask questions of and receive answers from the
Company or a person or persons acting on its behalf, concerning the terms and
conditions of the Offering, and to obtain additional information, to the extent
possessed or obtainable without unreasonable effort or expense, necessary to
verify the accuracy of the information in the Memorandum.  All such questions have been answered to the
full satisfaction of the undersigned. 
No oral representations have been made or oral information

 

1

 

furnished to the undersigned or
his advisor(s) concerning the Offering which were in any way inconsistent with
the Memorandum.

 

2.             The
undersigned (i) has adequate means of providing for his current needs and
possible personal contingencies, (ii) has no need for liquidity in this
investment, (iii) is able to bear the substantial economic risks of an
investment in the Units for an indefinite period, (iv) at the present time, can
afford a complete loss of such investment, and (v) does not have an overall
commitment to investments which are not readily marketable that is
disproportionate to the undersigned’s net worth, and the undersigned’s
investment in the Units will not cause such overall commitment to become
excessive.

 

3.             The
undersigned is an “accredited investor” as set forth in the Purchaser
Questionnaire accompanying this Subscription Agreement.

 

4.             The
undersigned recognizes that the Company has had only limited operating revenues
to date and that the Units as an investment involve significant risks,
including those set forth under the caption “Risk Factors” in Exhibit A to the
Memorandum.

 

5.             The
undersigned understands that the Memorandum has not been filed with or reviewed
by the United States Securities and Exchange Commission and may not have been
filed or reviewed by certain state securities administrators because of the
representation made by the Company as to the private or limited nature of the
Offering.

 

6.             The
undersigned understands that neither the Offering nor the sale of the Units has
been registered under the Securities Act of 1933, as amended (the “Act”) in
reliance upon an exemption therefrom. 
The undersigned understands that the Units must be held indefinitely
unless the sale or other transfer thereof is subsequently registered under the
Act, as amended, or an exemption from such registration is available.  The undersigned further understands that the
Company is under no obligation to register the Units on his behalf (except as
set forth in the Memorandum) or to assist him in complying with any exemption
from registration.

 

7.             The
Units are being purchased solely for the undersigned’s own account for
investment purposes only and not for the account of any other person and not
for distribution, assignment or resale to others, and no other person has a
direct or indirect beneficial interest in such Units.

 

8.             The
undersigned will not transfer the Units without registering them under
applicable federal or state securities laws unless the transfer is exempt from
registration under such laws.  The
undersigned realizes that the Company may not allow a transfer of the Units
unless the transferee meets the suitability standards for an initial purchaser
of the Units.  The undersigned
understands that legends will be placed on the certificates representing the
Units (or common shares underlying the Units), with respect to the above
restrictions on resale or other disposition of the Units and that stop transfer
instructions have or will be placed with respect to the Units so as to restrict
the assignment, resale or other disposition thereof.

 

2

 

9.             The
Company will direct its transfer agent to place such an order in its books
respecting the transfer of the Units, and the certificate or certificates
representing the Units (or common shares underlying the Units) will bear the
following legend or a legend substantially similar thereto:

 

“THESE SECURITIES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF
1933.  THEY MAY NOT BE SOLD OR OFFERED
FOR SALE IN THE ABSENCE OF:  (1) AN
EFFECTIVE REGISTRATION STATEMENT AS TO THE SECURITIES UNDER THE ACT, OR (2) AN
OPINION OF COUNSEL SATISFACTORY TO THE COMPANY THAT SUCH REGISTRATION IS NOT
REQUIRED.  FURTHER, TRANSFER IS
RESTRICTED PURSUANT TO AN AGREEMENT WITH THE COMPANY.”

 

10.           Rules
144, promulgated by the Securities and Exchange Commission under the Act, may
be available for sale of the Units, but there is no assurance that it will be
available at any particular time in the future.  If and when Rule 144 is available for sale of such Units, such
sales in reliance upon Rule 144 may only be made (i) in limited quantities
after the Units have been held for one year, including one year after the
exercise of a warrant or (ii) in unlimited quantities by non-affiliates after
the Units have been held for two years (including two years after exercise of a
warrant), in each case in accordance with the conditions of the Rule, all of
which must be met (including the requirement, if applicable, that adequate
information concerning the Company is then available to the public).  The Company has no obligation to supply the
information required for sales under Rule 144.

 

11.           All
information which the undersigned has provided to the Company in the Purchaser
Questionnaire or otherwise concerning himself, his investor status, financial
position and knowledge and experience in financial, tax and business matters is
correct and complete as of the date set forth at the end hereof, and if there
should be any adverse change in such information prior to acceptance of his
subscription, the undersigned will immediately provide the Company with such
information.

 

12.           The
undersigned, if a corporation, partnership, trust or other entity, is
authorized and otherwise duly qualified to purchase and hold the Units, such
entity has its principal place of business as set forth on the signature page
hereof and such entity has not been formed for the specific purpose of
acquiring Units unless all of its equity owners qualify as accredited
individual investors under the standards set forth in the accompanying
Purchaser Questionnaire.  Beneficiaries
of a trust will not be considered equity owners.

 

B.            Indemnification.   The undersigned agrees to
indemnify and hold harmless the Company, its subsidiaries, and their officers,
directors and affiliates from and against all damages, losses, costs and
expenses (including reasonable attorneys’ fees) which they may incur by reason
of the failure of the undersigned to fulfill any of the terms or conditions of
this Subscription Agreement, or by reason of any breach of the representations
and warranties made by the undersigned herein, in the undersigned’s related
Purchaser Questionnaire or in any document provided by the undersigned to the
Company.

 

3

 

C.            Miscellaneous.

 

1.             The undersigned
agrees not to transfer or assign this Subscription Agreement, or any of the
undersigned’s interest herein, and further agrees that the transfer or
assignment of the Units acquired pursuant hereto shall be made only in
accordance with the conditions and restrictions contained in the Memorandum and
all applicable laws.

 

2.             The undersigned
agrees that the undersigned may not cancel, terminate or revoke this
Subscription Agreement or any agreement of the undersigned made hereunder
(except as otherwise specifically provided herein) and that this Subscription
Agreement shall survive the death or disability of the undersigned and shall be
binding upon the undersigned’s heirs, executors, administrators, successors and
assigns.

 

3.             Notwithstanding any
of the representations, warranties, acknowledgments or agreements made herein
by the undersigned, the undersigned does not thereby or in any other manner
waive any rights granted to the undersigned under federal or state securities
laws.

 

4.             This Subscription
Agreement constitutes the entire agreement among the parties with respect to
the subject matter hereof and may be amended only by a writing executed by all
parties.

 

5.             This Subscription
Agreement shall be enforced, governed, and construed in all respects in
accordance with the laws of the State of California.

 

6.             Within five days
after receipt of a written request from the Company, the undersigned agrees to
provide such information and to execute and deliver such documents as
reasonably may be necessary to comply with any and all laws, rules and
regulations to which the Company is subject.

 

7.             The representations
and warranties of the undersigned set forth herein shall survive the sale of
the Units pursuant to this Subscription Agreement.

 

D.            Subscription
and Method of Payment.             The
undersigned, acknowledging that one (1) Unit is the minimum subscription
required and that this Offering involves the sale of up to 60 Units, each Unit
consisting of 25,000 shares of MIT Common Stock, 12,500 Warrants to purchase
ELTP Common Stock at $1.00 per share, and 12,500 Warrants to purchase MIT
Common Stock at $2.00 per share, hereby subscribes for the following number of
Units and encloses payment as follows:

 

	
  (1)

  	
   

  	
  (2)

  
	
  Sixteen (16) Units

  	
   

  	
  Units at $25,000 per Unit for an

  aggregate purchase price of

  $400,000.00

  
	
  Number of Units (up to a maximum of 60 Units)

  	
   

  	
  payable by check or money order to “Micro Imaging Technology”

  

 

(1)           Fill
in the number of Units you desire to purchase pursuant to this Offering.

 

4

 

(2)           Fill
in the aggregate purchase price of the Units purchased ($25,000 times the
number of Units).

 

E.             Form
of Ownership.            Please
indicate the form of ownership you desire for the Units.

 

ý            Individual (one signature required)

 

o            Joint Tenants with right of
survivorship (both parties must sign)

 

o            Tenants-in-Common (all parties must
sign)

 

o            Community Property (one signature
required if interest held in one name, i.e., managing spouse; two signatures
required if interest is held in both names)

 

ANTHONY M.
FRANK KEOGH PLAN UTA CHARLES SCHWAB & CO., INC.

 

Please PRINT
here the exact name(s) (registration) investor desires for the Units

 

 

	
   

  	
   

  	
  ACCEPTED:

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  MICRO IMAGING TECHNOLOGY

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By

  	
  /S/ CATHERINE PATTERSON

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
  Title: Chief Financial Officer

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  
	
  Dated:  September 9, 2003

  	
   

  	
  Number of Units:  Sixteen (16)

  
								

 

5

 

SIGNATURE
PAGE

 

TRUST  INVESTORS

 

NOTE:           Trustee
empowered to bind the trust must sign and must provide evidence of identity of
all trustees and a copy of the trust agreement or will (and any amendments)
which authorizes the trustee to sign on behalf of the trust and authorizes
investments by the trustee.  The Company
may request the Trustee to complete a special questionnaire.

 

 

	
  ANTHONY M. FRANK KEOGH PLAN UTA CHARLES SCHWAB & CO., INC.

  	
   

  	 

	
  Name of Trust (please print or type)

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
  ANTHONY M. FRANK

  	
   

  	
   

  	 

	
  Name of Trustee (please print or type)

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
  By

  	
  /S/ ANTHONY M. FRANK

  	
   

  	
   

  	
   

  
	
   

  	
  Trustee’s signature

  	
   

  	
  Date Trust was Formed

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
  Taxpayer Identification No: 

  	
  ###-##-####

  	
   

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
  Trustee’s Address:

  	
   

  	
  320 Meadowood Court

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
  Pleasant Hill, CA 94523-3176

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
  Mailing Address

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
    (if different)

  	
   

  	
  101 Montgomery Street 

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
  San Francisco, CA  94104

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
  Attention:  

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	
   

  	 

															

 

Executed at:

 

	
  San Francisco

  	
  ,

  	
  CA

  	
  ,

  	
  USA

  	
   

  	
  this 9th day of 
  September, 2003.

  
	
  (City)

  	
   

  	
  (State)

  	
   

  	
  (Country)

  	
   

  	
   

  

 

6EXHIBIT
10.10.BD

 

DEBT
CONVERSION AGREEMENT

 

THIS DEBT
CONVERSION AGREEMENT (the “Agreement”) is made and entered into effective as of
the 9th day of September, 2003, by and between ANTHONY M. FRANK KEOGH PLAN UTA
CHARLES SCHWAB & CO., INC. (hereinafter referred to as “Buyer”) and
ELECTROPURE, INC., a California corporation and MICRO IMAGING TECHNOLOGY, a
Nevada corporation (hereinafter collectively referred to as “Electropure” or
the “Company”).

 

R
E C I T A L S

 

WHEREAS, Buyer loaned the Company One Hundred Thousand Dollars
($100,000) under the terms of that certain 8% Convertible Term Note dated
December 18, 2002 and One Hundred Thousand Dollars ($100,000) under the terms
of the 8% Convertible Term Noted dated January 8, 2003 (collectively, the “Term
Notes”), and

 

WHEREAS, Buyer wishes to convert the principal amount of such Term
Notes, for a total of Two Hundred Thousand Dollars ($200,000) into eight (8)
Units of a Private Placement Offering dated August 19, 2003 for securities of
Electropure, Inc. and its subsidiary, Micro Imaging Technology, each Unit
consisting of:

 

•      Twenty Five Thousand
(25,000) shares of Micro Imaging Technology (MIT) Common Stock, plus

 

•      Twelve Thousand Five
Hundred (12,500) warrants to purchase MIT common stock at $2.00/share
- exercisable commencing on October 1, 2003 and expiring on September 30, 2007,
plus

 

•      Twelve Thousand Five
Hundred (12,500) warrants to purchase Electropure, Inc. (ELTP) common stock
at $1.00/share - exercisable commencing on October 1, 2003 and expiring
on September 30, 2007.

 

NOW,
THEREFORE, in consideration of the foregoing and of the mutual obligations
herein contained, it is agreed as follows:

 

1.             CONVERSION

 

(a)           On
the date on which the Company executes a Subscription Agreement to be completed
and signed by the Buyer, Buyer hereby agrees to convert all of the $200,000.00
in principal loaned under the Term Notes into eight (8) Units of the
above-referenced Private Placement Offering, representing the following
securities (collectively, the “Shares”):

 

•      One Hundred Thousand
(100,000) shares of Micro Imaging Technology (MIT) Common Stock, plus

 

•      Fifty Thousand (50,000)
warrants to purchase MIT common stock at $2.00/share - exercisable
commencing on October 1, 2003 and expiring on September 30, 2007, plus

 

•      Fifty Thousand (50,000)
warrants to purchase Electropure, Inc. (ELTP) common stock at $1.00/share
- exercisable commencing on October 1, 2003 and expiring on September 30, 2007.

 

 

(b)           The
Shares shall have the rights, preferences, privileges, restrictions and other
terms set forth in the Confidential Private Placement Memorandum dated August
19, 2003 provided to the Buyer.

 

2.             REPRESENTATIONS
AND WARRANTIES OF BUYER           Buyer
represents and warrants to the Company:

 

(a)           The Shares are being
acquired by Buyer for investment for an indefinite period, for Buyer’s own
account, not as a nominee or agent, and not with a view to the sale or
distribution of any part thereof, and the Buyer has no present intention of
selling, granting participations in, or otherwise distributing the same except
as may be permitted by the Securities Act of 1933, as amended (the “Act”).

 

(b)           Buyer does not have any
contract, undertaking, agreement or arrangement with any person to sell,
transfer, or grant participation to such person or to any third person, with
respect to the Shares.

 

(c)           That Buyer understands
that the Shares have not been registered under the Securities Act of 1933, as
amended (the “Act”), in reliance upon the exemptions from the registration
provisions of the Act contained in Section 4 (2) thereof, and any continued
reliance on such exemption is predicated on the representations of the Buyer
set forth herein.

 

(d)           Buyer understands that
the Shares must be held indefinitely unless the sale or other transfer thereof
is subsequently registered under the Act, as amended, or an exemption from such
registration is available.  Buyer
further understands that the Company is under no obligation to register the
Securities on its behalf or to assist him in complying with any exemption from
registration except as otherwise provided herein.

 

(e)           Buyer (i) has adequate
means of providing for his current needs and possible contingencies, (ii) has
no need for liquidity in this investment, (iii) is able to bear the substantial
economic risks of an investment in the Shares for an indefinite period, (iv) at
the present time, can afford a complete loss of such investment, and (v) does
not have an overall commitment to investments which are not readily marketable
that is disproportionate to Buyer’s net worth, and Buyer’s investment in the
Shares will not cause such overall commitment to become excessive.

 

(f)            Buyer is an
“accredited investor” (as defined in Regulation D promulgated under the
Act)  and the undersigned’s total
investment in the Shares does not exceed 10% of the Buyer’s net worth.

 

(g)           Buyer recognizes that
the Company has had only limited revenues to date and that the Shares as an
investment involve significant risks.

 

(h)           Buyer will not transfer
the Shares without registering them under applicable federal and state
securities laws unless the transfer is exempt from registration.  Buyer realizes that the Company may not
allow a transfer of Shares unless the transferee is also an “accredited
investor”.  Buyer understands that legends
will be placed on certificates representing the Shares, with respect to the
above restrictions on resale or other disposition of the Shares and that stop
transfer instructions have or will be placed with respect to the Shares so as
to restrict the assignment, resale or other disposition thereof.

 

2

 

(i)            The Company will
direct its transfer agent to, or will itself, place such a stop transfer order
in its books respecting transfer of the Shares, and the certificate or
certificates representing the Shares will bear the following legend or a legend
substantially similar thereto:

 

“THESE
SHARES HAVE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933.  THEY MAY NOT BE SOLD OR OFFERED FOR SALE IN
THE ABSENCE OF:  (1) AN EFFECTIVE
REGISTRATION STATEMENT AS TO THE SECURITIES UNDER THE ACT, OR (2) AN OPINION
OF  COUNSEL SATISFACTORY TO THE COMPANY
THAT SUCH REGISTRATION IS NOT REQUIRED.”

 

(j)            That Buyer understands
that Rule 144, promulgated by the Securities and Exchange Commission under the
Act, may not be currently available for sale of the Shares, and there is no
assurance that it will be available at any particular time in the future.  If and when Rule 144 is available for sale
of the Common Stock underlying the Shares, such sales in reliance upon Rule 144
may only be (i) in limited quantities after the Shares have been held for one
(1) year after being sold by the Company, or (ii) in unlimited quantities by
non-affiliates after the Shares have been held for two (2) years after being
sold by the Company, in each case in accordance with the conditions of the
Rule, all of which must be met (including the requirement, if applicable, that
adequate information concerning the Company is then available to the public).  The Company and Buyer acknowledges that the
Company has no obligation to supply the information required for sales
under Rule 144.

 

(k)           The Purchase Price to
be paid by Buyer to Company for the Shares has been determined by Buyer as fair
and appropriate based solely upon Buyer’s independent investigation and due
diligence of the Company, and neither Buyer nor the Company nor any of their
agents, including, without limitation, any of their officers, directors,
employees, accountants and attorneys, has made any representations or
warranties whatsoever in connection with the sale of the Shares by the Company
to Buyer.  Buyer has had sufficient
opportunity in connection with the sale of the Shares to review the Company’s
business and affairs (including, without limitation, the Company’s financial
statements and other information).  The
Buyer has had answered to his satisfaction any questions with respect to the
Company’s business and affairs.  Buyer
further has had the opportunity to obtain independent financial, legal,
accounting, business, tax and other appropriate advice with respect to the
transactions contemplated by this Agreement, and is not relying upon the
Company or any of its agents in any manner in connection with same.

 

3.             REPRESENTATIONS
AND WARRANTIES OF ELECTROPURE

 

(a)           Electropure is a
corporation duly organized and validly existing under the laws of the State of
California without limit as to duration of its existence, and is authorized and
in good standing to do business in no other state; Electropure has the
corporate power and adequate authority, rights and franchise to own its
property and to carry on its business as now conducted; and, subject to
ratification by its Board of Directors, Electropure has the corporate power and
adequate authority to enter into this Agreement.

 

(b)           The execution and
delivery of this Agreement and subject to (1) ratification by the Board of
Directors of the Company and (2) filing the Certificate with the California
Secretary of State, the performance of the provisions of this Agreement are not
in contravention of or in conflict with any law or regulation or any term or
provision of Electropure’s Articles of Incorporation or By-Laws and are duly
authorized and do not require the consent or approval of any governmental body
or other regulatory authority; and this Agreement is a valid, binding and legal
obligation of Electropure, enforceable in accordance with the terms herein.

 

3

 

4.             ENTIRE AGREEMENT              This
Agreement embodies the entire agreement and understanding between the parties
hereto with respect to the subject matter hereof and supersedes all prior and
contemporaneous agreements and understandings relating to such subject matter.

 

5.             AMENDMENT            This
Agreement may not be amended except by written document executed by the
parties.

 

6.             SUBJECT HEADINGS               Subject
headings are included for convenience only and shall not be deemed part of this
Agreement.

 

7.             SEVERABILITY            If any provision of this Agreement shall be
held unenforceable as applied to any circumstance, the remainder of this
Agreement and the application of such provision to other circumstances shall be
interpreted so as best to effect the intent of the parties.  The parties further agree to replace any
such unenforceable provision with an enforceable provision (and to take such
other action) which will achieve, to the extent possible, the purposes of the
unenforceable provision.

 

8.             GOVERNING LAW           This
Agreement shall be governed by and construed under the laws of the State of
California in force from time to time.

 

9.             PARTIES
BOUND            This Agreement is
binding on and shall inure to the benefit of the parties and their respective
successors, assign, heirs, and legal representatives.

 

10.          SURVIVAL             The
representations, warranties, covenants, and agreements contained in this
Agreement shall survive the consummation of the transactions contemplated
hereby.

 

11.          COUNTERPARTS            This
Agreement may be executed in one or more counterparts, each of which shall be
deemed an original but all of which together shall constitute one and the same
instrument.

 

IN WITNESS WHEREOF, the parties have executed this Agreement effective
as of the date first above written.

 

	
  COMPANY:

  	
   

  	
  BUYER:

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  ELECTROPURE, INC.

  	
   

  	
  ANTHONY M. FRANK
  KEOGH PLAN

  UTA CHARLES SCHWAB & CO., INC.

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  /S/ 
  CATHERINE PATTERSON

  	
   

  	
  /S/ ANTHONY M. FRANK

  	
   

  
	
  Catherine Patterson, Chief Financial
  Officer

  	
   

  	
  Anthony M. Frank, Trustee

  	
   

  
	
  23456 South Pointe Drive

  	
   

  	
  101 Montgomery Street

  	
   

  
	
  Laguna Hills, CA 92653-1512

  	
   

  	
  San Francisco, CA   94104

  	
   

  

 

4

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