Document:

EXHIBIT 10.40

                                   S W A R T Z
                              INSTITUTIONAL FINANCE

                      Surgical Safety Products, Inc. (SURG)
                      Investment Banking Services Agreement

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<S>                           <C>
Company:                      Surgical Safety Products, Inc.  ("Surgical Safety")
Investment Banker:            Dunwoody Brokerage Services, Inc.  d/b/a Swartz Institutional
                              Finace ("Swartz")

Strategic Partnerships,       Entities introduced by Swartz to Surgical Safety and entities
Licensing                     introduced to Surgical Safety by the aforementioned entities shall
Agreements, Mergers           be referred to as "Strategic Partners."  For Strategic Partners, or
and Acquistion                affiliates thereof, who make any investment into Surgical Safety or
Partners introduced by        into whom Surgical Safety makes an investment or enters into a
Swartz:                       strategic partnership, licensing agreement, stock swap deal, merger,
                              acquisition, or any other transaction which Surgical Safety
                              (collectively referred to as Covered Transactions), Surgical Safety
                              shall pay Swartz a fee of X%, as difined in Fee Scale Below, of the
                              dollar amount or value of the transaction between Surgical Safety
                              and Strategic Partners (the "Transaction Value"), payable in cash or
                              Surgical Safety Common Stock ("Stock"), at Swartz's option , at
                              the time of closing of each transaction.  To the extent that Swartz is
                              paid in Stock, then the Stock will be valued at the Market Price (as
                              defined below) on the closing date of such transaction.  In addition
                              to the payment of the cash or Stock fee, Swartz shall receive
                              Warrants to purchase a number of shares of Surgical Safety
                              Common Stock equal to X% of the Transaction Value (divided by)
                              the Market Price on the closing date of such transaction,
                              exercisable at such Market Price.

Transactions with no          The value of any transaction arranged by Swartz, which does not
Defined Transaction           entail a defined dollar denominated Transaction Value, will be
Value:                        defined dollar or Stock value determined by the parties in writing
                              prior to closing (the "Defined Value").  For any such transaction,
                              Swartz shall receive from Surgical Safety X% of the Defined
                              Value, divided by Market Price, exercisable at Market Price.     On
                              such anniversary of the closing date thereafter, a new Defined
                              Value shall be determined by two independant third parties
                              knowledgeabel, and experienced in that particular field or industry,
                              acceptable to both Swartz and Surgical Safety.  In the event the
                              Defined Value on any anniversary is greater than the highest
                              Defined Value upon which Swartz has been compensated (the
                              amount of such difference being referred to as a "Compensation
                              Shortfall"), Swartz shall received the above stated fee and Warrants
                              on such Compensation Shortfall.
                              DKL   RAH
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                          200 Roywell Summit, Suite 285
                  1080 Holcombe Bridge Road, Roswell, GA 30076
                       phone 770.640.8130 fax 770.640.0279
Securities  offered  through  Commodity  Brokerage  Services,  Inc. A negotiated
broker/dealer, Atlanta, GA 770.640.0411, Member NASD/SIPC.

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<S>                           <C>
Market Price:                  Market Price shall equal the lesser of (i) the lowest closing bid price
                               of the Common Stock for the 5 trading days immediately preceding
                               date of execution by Surgical Safety a Letter of Intent to complete a
                               Covered transaction, or (ii) the lowest closing bid price of the
                               Common Stock for the 5 trading days immediately preceding
                               closing date of a Covered Transaction.

Other Funding                  In the event Swartz introduces Surgical Safety to a Third Party
sources Introduced by          Funding Source (as defined below), Swartz shall receive a fee equal
Swartz:                        to X% of the amount invested or placed by the Third Party Funding
                               Source plus a number of Warrants equal to X% of the amount
                               invested divided by Market Price exercisable at such Market Price.
                               A Third Party Funding Source is, but not limited to, an Investment
                               Bank, Broker/Dealer or Securities Broker.

Disputes as to                 Should the parties hereto not agree on the Defined Value,
Transaction Value,             Transaction Value, or Market Price as each is defined abouve,
Defined Value, or              Surgical Safety agrees  to forego and not circumvent Swartz with
Market Price.                  respect to any transaction with any Strategic Partners, or any
                               affiliate thereof, until such time as the parties hereto can agree on
                               the Defined Value.

Non-Circumventions:            Any potential Investor or Strategic Partner (a Swartz Client), who
                               Swartz arranges to have discussions with Surgical Safety shall be
                               considered for puposes of this Agreement, the property of Swartz.
                               In the event that Surgical Safety accepts an investment form, makes
                               an investment into, or enters into a strategic partnership, licensing
                               agreement, stock swap deal, merger, acquistion or any other
                               transaction (a "Covered Transaction") with a Swartz Client for a
                               period of 60 months from the date hereof Surgical Safety agrees to
                               pay to Swartz a fee as stated above at the time of closing.

No Obligation:                 Surgical Safety may, in its sole and ablsolute discretion, choose not
                               to close any Strategic Partnership, accept any investments or enter
                               into any other arrangement with any Swartz Client.  Surgical Safety
                               shall have no obligation to pay Swartz any fees or issue any Stock or
                               warrants to Swartz to the extent Surgical Safety rejects an proposed
                               investor, client or transaction.

Fee Scale:                          AMOUNT                         "X"
                               -----------------                 -----------
                               $1 - $5,000,000                   7      6    DKL   RAH
                               $5,000,001 - $10,000,000          6      5    DKL   RAH
                               $10,000,001 - $50,000,000         5      4    DKL   RAH
                               $50,000,001 - $100,000,000        4      3    DKL   RAH
                               $100,000,001+                            3

                               "X" is a flat percentage based on the plateau/breakpoint reached.
                               Example: on a $23 million transaction "X" equals 5% for the full
                               amount.
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      SURG Inc Banking Svcs 2          Page 2              02/01/00 2:07 PMEXHIBIT 10.41

                              CONSULTING AGREEMENT

     THIS  AGREEMENT  is made as of February  15,  2000 by and between  SURGICAL
SAFETY  PRODUCTS a Nevada  corporation  (the  "Company"  or  "SURG")  and GLOBAL
DEVELOPMENT ADVISORS, INC, a Florida Corporation (the "Consultant").

RECITALS:

I. The Company is a public  company  trading on the NASDAQ  Electronic  Bulletin
Board (trading symbol "SURG"), which desires to promote its business plan to the
investment  community  and to build the value of the  Company for the benefit of
its shareholders; and

B. The Consultant is an advisor who represents several  established and emerging
client companies, with particular expertise and knowledge in investor relations,
promotions for publicly traded companies,  and communications for such companies
utilizing the print media and internet; and

C. The Company  recognizes  the  substantial  experience  and  knowledge  of the
Consultant  in  matters  relating  to the  promotion  of  public  companies  and
communications; and

D.  The  Company  further  recognizes  that it is in the best  interests  of the
Company to engage the consulting services of the Consultant; and

E. The  Company  desires  to retain the  valuable  services  and  counsel of the
Consultant,  and the  Consultant  desires to render such services to the Company
upon the terms set forth in this Agreement.

NOW, THEREFORE,  in consideration of the mutual promises and covenants set forth
below, and other good and valuable consideration, the receipt and sufficiency of
which are hereby acknowledged, the parties hereto, intending to be legally bound
hereby agree as follows:

     1. RECITALS.  The Recitals to this Agreement are hereby  incorporated  into
this Agreement as though full restated herein.

     2.  ENGAGEMENT.   The  Company  hereby  engages  the  Consultant,  and  the
Consultant accepts engagement by the Company,  upon the terms and conditions set
forth in this Agreement.

     3. TERM.  The term of this  Agreement  shall  begin on the date  hereof and
shall continue until July 31, 2000.

     4. CONSULTING SERVICES COMPENSATION.

          (A) The Company shall pay to Consult as compensation  for its services
     under this  Agreement  Fifty  thousand  (50,000)  common shares of Surgical
     Safety Products (the "SURG Shares"),  which shares shall be newly issued by
     the Company  pursuant to Rule S-8 of the  Securities  and  Exchange  Act of
     1933, as amended (the "Act") plus option to purchase fifty thousand  shares
     at $1.09 per share.

          (B) The company may in the future  provide  the  Consultant  with such
     additional  compensation  as the company and the Consultant  shall mutually
     agree for any additional services by the Consultant not provide for in this
     Agreement.

<PAGE>

     5. DUTIES.  From time to time as reasonably  requested by the Company,  the
Consultant  shall provide  investor  relations and public  relations  advice and
services to the Company.  Such services  shall  include,  but not be limited to,
strategic  planning,  helping  write  and  distribute  Company  press  releases,
planning  promotional  events  and  meetings  with  the  investment   community,
assisting the Company's  management in designing the Company's Business Plan and
"Growth-by-Acquisition"  strategy,  communicating and disseminating  information
concerning the Company's  activities on an on-going basis as to substantial  and
material  developments  by the Company  with regard to its  acquisitions  of new
resort  properties and other events.  Additionally,  Consultant shall prepare or
assist  in  the  preparation  of  a  Company  Corporate  Profile,  Fact  Sheets,
Shareholder  Letters,  Web  page  design,  content  and  marketing,   and  media
relations.

     6.  NATURE OF  ENGAGEMENT.  The Company is engaging  the  Consultant  as an
independent  Contractor.  Nothing in this Agreement shall be construed to create
an employer-employee relationship between the parties.

     7.   EXPENSES.   Upon  receipt  of  requests   from  the   consultant   for
reimbursement, the company shall reimburse the Consultant for all reasonable and
necessary  expenses the Consultant  incurs,  prior to and after the date of this
Agreement  in  performing  her duties in  connection  with this  Agreement.  The
Consultant shall be required to receive  authorization from the Company prior to
incurring any such expenses in excess of $1,000.00.

     8. NOTICES.  Any notice,  report or demand  required,  permitted or desired
under  this  Agreement  shall be  sufficient  if in  writing  and  delivered  by
certified mail, return receipt requested,  Federal Express (or similar courier),
telegram or receipted  hand delivery at the  following  addresses (or such other
addresses designated by proper notice):

To the Company:      Surgical Safety Products, Inc.

To the Consultant:   Noreen Wilson, President
                     Global Development Advisors
                     4718 Lillian Avenue
                     Palm Beach Gardens, Florida 33418

Any notice otherwise  delivered shall be deemed given when actually  received by
recipient.

     9. MISCELLANEOUS.

          (A) GOVERNING  LAW. This Agreement  shall be governed by,  interpreted
     and enforced in accordance with the laws of the State of Florida.

          (B) ENTIRE AGREEMENT. This instrument contains the entire agreement of
     the parties concerning engagement and may not be changed or modified except
     by written agreement duly executed by the parties hereto.

          (C)  CONFIDENTIALITY.  Except as may otherwise be required by law, the
     specific  provisions of this Agreement shall remain strictly  confidential.
     Notwithstanding  the  foregoing,  the parties agree that  Consultant  shall
     disclose that she is being compensated by the Company in all of her

<PAGE>

     promotional releases to the public, in accordance with the Act. Neither the
     company nor the Consultant  shall,  either  directly or indirectly  through
     their respective officers,  directors,  employees,  shareholders,  partner,
     joint ventures, agents,  consultants,  contractor,  affiliates or any other
     person,  disclose,   communicate,   disseminate  or  otherwise  breach  the
     confidentiality  of all or any  provision  of this  Agreement,  without the
     express written consent of both parties to this Agreement.

          (D)  ASSIGNMENT.  The  obligations of the parties under this Agreement
     shall  not  be  assigned  without  the  written  consent  of  the  parties.
     Notwithstanding  an provision of this  Agreement to the contrary,  however,
     the Consultant shall be entitled to provide that any funds payable or stock
     issuable  to her  pursuant  to this  Agreement  shall be instead be paid or
     issued to her designee.

          (E)  COUNTERPARTS  AND  FACSIMILE.  This  agreement may be executed in
     counterparts,  and  all  counterparts  will  be  considered  as part of one
     agreement  binding on all parties to this Agreement.  This Agreement may be
     executed via facsimile,  which signatures shall be deemed legal and binding
     as an original signature hereto.

          (F)  SEVERABILITY.  If  any  term,  condition  or  provision  of  this
     Agreement or the application  thereof to any party or circumstances  shall,
     at any time or to any exent, be invalid or  unenforceble,  the remainder of
     this Agreement,  or the application of such term, condition or provision to
     parties or circumstances other than those as to which it is held invalid or
     unenforceable,  shall not be affected thereby, and each term, condition and
     provision of this Agreement  shall be valid and  enforceable to the fullest
     extent permitted by law.

     IN WITNESS  WHEREOF,  the parties  hereto have executed this Ageement as of
this day and year first above written.

SURGICAL SAFETY PRODUCTS, INC.

BY: /s/ G.  Michael Swor
--------------------------
Dr.  Michael Swor

GLOBAL DEVELOPMENT ADVISORS, INC.

BY: /s/ William W.  Wilson
-----------------------------------
William W.  Wilson

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