Document:

$  2,000.00

1/11/02

                          EXTENSION OF PROMISSORY NOTE

     Vibrant  Health  International has a Promissory Note to pay to the order of
USA  Ventures  at  8907 E. Chenango Ave., Greenwood Village, Colorado 80111, two
thousand  dollars  ($2,000.00).  It is hereby agreed to extend the terms of that
Promissory  Note  at the same interest rate of ten percent (10%) per annum. Said
Note  is  to  be  paid  upon  receipt by the Company of any funds from an equity
offering  or  by December 31, 2002, whichever is earlier. At such time as one of
these  events  occurs  the Note will become payable upon Demand. Interest at the
rate  will  be  charged  on  the  unpaid  balance  until the whole amount of the
principal  and  interest  is  paid.

     Should  payment  not  be  made  and the Note be in default, and the Note be
placed in the hands of an attorney for collection or suit is bought on the same,
then  the  undersigned agrees to pay all costs and attorneys' fees that might be
incurred. If there is a lawsuit, borrower agrees upon lender's request to submit
to  the  jurisdiction of the courts of the State of Colorado. This Note shall be
governed  by and construed in accordance with the laws of the State of Colorado.

                                  ________________________________
                                   Vibrant  Health  International
                                   Thomas  H.  McAdam,  President

<PAGE>$  13,000.00

2/2/02

                         EXTENSION OF PROMISSORY NOTE

     Vibrant  Health  International has a Promissory Note to pay to the order of
USA  Ventures  at  8907  E.  Chenango  Ave.,  Greenwood Village, Colorado 80111,
thirteen  thousand dollars ($13,000.00). It is hereby agreed to extend the terms
of  that  Promissory  Note  at  the  same interest rate of ten percent (10%) per
annum.  Said Note is to be paid upon receipt by the Company of any funds from an
equity  offering  or by December 31, 2002, whichever is earlier. At such time as
one of these events occurs the Note will become payable upon Demand. Interest at
the  rate  will  be  charged on the unpaid balance until the whole amount of the
principal  and  interest  is  paid.

     Should  payment  not  be  made  and the Note be in default, and the Note be
placed in the hands of an attorney for collection or suit is bought on the same,
then  the  undersigned agrees to pay all costs and attorneys' fees that might be
incurred. If there is a lawsuit, borrower agrees upon lender's request to submit
to  the  jurisdiction of the courts of the State of Colorado. This Note shall be
governed  by and construed in accordance with the laws of the State of Colorado.

                                  ________________________________
                                   Vibrant  Health  International
                                   Thomas  H.  McAdam,  President

<PAGE>OFFICE LEASE

THIS  LEASE is made as of the 18th day of September 1986 by and between Landlord
and  Tenant

                                   WITNESSETH:

     1.  TERMS  AND  DEFINITIONS. For purpose of this Lease, the following terms
shall  have  the  following  definitions  and  meanings:

A.     Landlord:  FIFTH  &  "I"  ASSOCIATES

B.     Landlord's  Address:
          1451  River  Park  Drive
          Suite  110
          Sacramento,  CA  95815

C.     Tenant:  GEORGE  AND  MITRI  DABAI

D.     Building:  That  certain  office  building designated Building No _______
located  at  the  following  address:
       500  "I"  Street
       Sacramento,  CA  95814
E.     Suite  500

F.     Premises:  Those certain premises defined in Paragraph 2(a) herein below.

G.     Rentable  Area  of Premises: Approximately 2,412 square feet (See Exhibit
                                                 ------
"A-1")

H:     Developable  Area:  That  portion  of  the  Rentable  Area  of  Premises,
exclusive  of  elevator  lobbies,  public  corridors, public restroom mechanical
rooms,  electrical rooms, telephone closets and other common areas and loess any
vertical  penetrations  not  included  for  the  special  use  of  Tenant.

I.     Floor(s)  upon  which  the  Premises  are  located:  First
                                                            -----

J.     Term:  10  years  and  0  Months
              --              -

K.      Building Standard Work: All the work to be done at Landlord's expense in
the  Premises  pursuant  to  the  provisions  of  the  Work  Letter  Agreement.

L.     Building  Nonstandard Work: All the work done in the Premises by Landlord
pursuant  to the provisions of the Work Letter Agreement other than the Building
Standard  Work.

M.     Leasehold  Improvements:  The aggregate of the Building Standard Work and
the  Building  Nonstandard  Work.

N.     Scheduled  Commencement  Date:  June  6,  1897

INITIAL:  G.D.;  M.D.;  D.P.

O.     Commencement  Date:  The  earliest  of  the  following  dates:

The  lease  shall  be effective upon execution. The rent and term shall commence
240  days  after  execution  of  this  lease.

P.     Space  Plan  Approval  Date:  N/A

Q.     Annual  Basic  Rent:  See  Addendum

R.     Direct  Expenses  Base:  $0.00 per  square  foot  of  Rentable  Area.
                                -----

S.     Tenant's  Percentage:  1.41%
                              -----

T.      Security  Deposit:  $2,532.60  plus  two  months  rent  ($7,597.80)
                            ---------------

U.     Brokers:  Goldwell  Banker.
                 ----------------

V.      Work  Letter  Agreement:  That  certain  Work  Letter Agreement attached
hereto  as  Exhibit  "B".

W.     Addendum:  This  lease  is  subject  to  the  Addendum  attached  hereto.

     2.  PREMISES  AND  COMMON  AREAS  LEASED:

     (a)  Subject  to the terms and provisions herein contained. Landlord hereby
leases  to Tenants and Tenant hereby leases from Landlord the Premises contained
within  the  Suite outlined on the floor plan attached hereto and marked Exhibit
A-2  and  improved  by Landlord with the Leasehold Improvements described in the
Work  Letter  Agreement  (unless  Tenant  is  leasing the Premises on an "as is"
basis),  said  Premises being agreed, for the purposes of this Lease, to have an
area  approximately  the number of square feet of Rentable Area as designated in
Paragraph  1 and being situated on the Floor(s) designated in Paragraph 1 of the
Building. The Premises exclude the exterior window glass, pipes, conduits, wires
and  appurtenant  fixtures  serving  exclusively or in common other parts of the
Building  and  the  Project.

     Upon  completion  of  the  finalized  floor plan of the Premises, the exact
Rentable Area of the Premises shall be determined by Landlord in accordance with
Exhibit  A-1.  In the event the Rentable Area as so determined is different from
that  shown  in  Paragraph 1, this Lease shall be amended to correctly set forth
the  Rentable  Area.  The  Annual  Basic  Rent, Tenant's Percentage and Security
Deposit  shall  also  be  increased or decreased by the percentage change in the
Rentable  Area.

     (b)  Tenants  shall have the nonexclusive right to use in common with other
tenants  of  the  Building and other buildings within the Project and subject to
the Rules and Regulations referred to in Paragraph 28 below, the following areas
appurtenant  to  the  Premises:

                                        1
<PAGE>

          (i)  The  common  entrances,  restrooms,  elevators,  stairways  and
     accessways,  docks,  ramps,  drives  and  platforms and any passageways and
     serviceways  thereto, and the common pipes, conduits, wires and appurtenant
     equipment  serving  the  Premises:

          (ii)  Common  walkways,  roadways,  parkways,  and sidewalks and other
     common  areas  located  in  the  Project.

     (c)  Landlord  reserves  the  right  form time to time without unreasonable
interference  with  Tenant's  use:

          (i)  To  install,  use,  maintain, repair and replace pipes, conduits,
     wires  and  appurtenant  meters and equipment for service to other parts of
     the  Building  above the ceiling surfaces, below the floor surfaces, within
     the  walls  and  in  the  central  core  areas,  and to relocate any pipes,
     conduits,  wires  and  appurtenant  meters  and  equipment  included in the
     Premises which are located in the Premises or located elsewhere outside the
     Premises,  and  to  expand  the  Building:

          (ii)  To  alter,  improve,  redesignate,  temporarily  close,  and/or
     relocate  any  common  facility  or  common  area  of  the  Project.

     (d)  Nothing  in  this  Lease  shall limit the right of Landlord to change,
alter,  redesign or otherwise modify the project in its discretion, or construct
additional Buildings or other improvements thereto as Landlord in its discretion
deems  necessary  or desirable. Such rights shall include, without limitation, a
change  in  the  master  plan  for  the  Project,  changes in common area of the
Project,  changes  in  the  size  of the buildings, location of the buildings or
other  improvements  and  the  like.

     3.  TERM.  The  term  of  this  Lease shall be for the period designated in
Paragraph I commencing on the Commencement Date, and ending on the expiration of
such  period,  unless  the  term  hereby  demised  shall be sooner terminated as
hereinafter  provided. The Commencement Date and the date upon which the term of
this  Lease shall be determined in accordance with the provisions of Paragraph 1
and  said  dates  will  be  specified  in  Landlord's Notice of Lease Term Dates
("Notice"),  in  the  form  of  Exhibit  D  which  is  attached  hereto  and  is
incorporated  herein  by  this  reference,  and  shall  be served upon Tenant as
provided  in Paragraph 9, after Landlord deliver4es or tenders possession of the
Premises  to  Tenant.  Notwithstanding  the  foregoing,  in  the event Tenant is
leasing  the Premises on an "as is" basis, the term of this Lease shall commence
on  the  Scheduled  Commencement  Date.

     4. POSSESSION. Tenant agrees that in the event of the inability of Landlord
to  deliver  the  possession  of  the  Premises  to  Tenant  on  the  Scheduled
Commencement  Date  this Lease shall not be void or voidable, nor shall Landlord
be  liable  to  Tenant for any loss or damage resulting therefrom, nor shall the
Term  be  in any way extended, but in such event Tenants shall not be liable for
any  rent  until  such  time  as  Landlord tenders delivery of possession of the
Premises  to  Tenant  with  Landlord's  work  therein,  if  any,  substantially
completed. Should the Landlord tender possession of the Premises to Tenant prior
to  the  Scheduled  Commencement  Date,  and  Tenant elects to accept such prior
tender, such prior occupancy shall be subject to all of the terms, covenants and
conditions  of  this  Lease,  including without limitation, the payment of rent.

     5.  ANNUAL  BASIC  RENT. Tenant agrees to pay Landlord as Annual Basic Rent
for  the  Premises  the  Annual Basic Rent designated in Paragraph 1 (subject to
adjustment  as  hereinafter provided) in twelve (12) equal monthly installments,
each  in  advance  on  the first day of each and every calendar month daring the
Term,  except  that  the  first  month's rental shall be paid upon the execution
hereof.  In  the  event  the Term of this Lease commences or ends on a day other
than  the  first day of a calendar month, then the rental for such periods shall
be  prorated  in  the  proportion  that  the number of days this Lease in effect
during  such  periods hears to thirty (30), and such rental shall be paid at the
commencement  of  such  periods.  In  addition to said Annual Basic Rent, Tenant
agrees  to  pay  the  amount  of  the rental adjustments as and when hereinafter
provided  in  this  Lease. Said Annual Basic Rent, rental adjustments and amount
designated  as  additional  rent hereunder shall be paid to Landlord without any
prior  demand  therefor and without any deduction or offset whatsoever in lawful
money  of  the United States of America, which shall be legal tender at the time
of  payment,  at  the  address  of Landlord designated in Paragraph 1 or to such
other  person or at such other place as Landlord may from time to time designate
in  writing.  All  charges  to  be  paid  by Tenant hereunder, including without
limitation, the payments for real property taxes, insurance, repairs and parking
(if any) shall be considered additional rent for the purposes of this Lease, and
the  word  "rent"  in  this  Lease shall include such additional rent unless the
context  specifically  or  clearly  implies  that  only the Annual Basic Rent is
referenced.

     6.  RENTAL  ADJUSTMENT.
INITIAL:  G.D.;  M.D.;  D.P.

     (a)  For  the  purpose  of  this Subparagraph 6(a), the following terms are
defined  as  follows:

          Tenant's  Percentage: The Rentable Area of the Premises divided by the
     total  rentable  area  of  the  Building  as  reasonably  determined by the
     Landlord.

          Direct  Expense  Base:  The  amount  of  the  annual  Direct  Expenses
     attributable  to  the  Building  to  be  paid  by Landlord before Tenant is
     required to pay its share of Direct Expenses in excess of such amount which
     in  the  Lease  is  zero.

          Direct  Expenses:  All  direct  costs  of  operation  and  maintenance
     attributable  to the Building ("Direct Expenses") as determined by standard
     accounting  practices,  calculated  assuming  the  Building  is one hundred
     percent  (100%)  occupied,  including  the  following  costs  by  way  of
     illustration,  but  not limitation: real property taxes and assessments and
     any  taxes  or  assessments  hereafter  imposed  thereof; rent taxes, gross
     receipt  taxes  (whether  against  Landlord  or assessed against Tenant and
     collected  by  Landlord  or  both);  the  percentage of Project common area
     operation  and  maintenance  charges  assessed against the Building as more
     particularly set forth in the Declaration; water and sewer charges; the net
     cost  and  expense  of  insurance  which  Landlord elects or is required to
     maintain  with  respect  to  the  Building  and/or  the  operation  thereof
     including,  without  limitation, rental income insurance and other forms of
     insurance  described in Paragraph 20 below, utilities, janitorial services,
     security,  labor,  utilities  surcharges,  or  any  other  costs,  taxes,
     assessments,  user  charges and the like levied, assessed or imposed by, or
     at  the  direction  of,  or  resulting  from  statues  or  regulations,  or
     interpretations  thereof,  promulgated  by  any  federal,  state, regional,
     municipal,  local  or  governmental authority in connection with the use or
     occupancy of the Building or the Premises or the parking facilities serving
     the  Building  or  the  Premises including, without limitation, such taxes,
     assessments fees or levies imposed by or at the direction of any assessment
     district  now  or  hereafter affecting the Building and/or the Project: all
     amortization  of  the  costs,  including  financing  coat  for  capital
     expenditures,  prorated  on a monthly basis. (i) required by a governmental
     entity for energy conservation, life safety or other purposes, or (ii) made
     by Landlord to reduce operating expenses: increases in the interest payable
     by Landlord under the note evidencing Landlord's financing for the Building
     in  the  event  such  note  contains provisions for variable interest rates
     (provided,  however, that in interpreting whether or not such note contains
     provisions  for  variable interest rates, it is agreed that if the interest
     rate is fixed but such lender is entitled to any participation on the gross
     or  net  income,  revenue  or cash flow from the operation of the Building,
     such  participation  shall  cause the note to be construed to be a variable
     interest rate note and payments required of operation of the Building, such
     participation  shall  cause  the  note  to  be  construed  to be a variable
     interest  rate note and payments required of Landlord to such lender due to
     the  provisions  of  such  participation agreement shall be construed to be
     increased  payments  of interests); costs incurred in the management of the
     Building,  if  any  (including  wages and salaries of employees used in the
     management,  operation  and  maintenance of the Building, and payroll taxes
     and  similar  governmental  charges with respect thereto and administrative
     fees  not  to  exceed  ten  percent  (10%)  of  the  annual Direct Expenses
     excluding  therefrom  such fee); air-conditioning, waste disposal; heating;
     ventilating;  elevator  maintenance; supplies, materials, equipment, tools,
     and  maintenance, cost and upkeep of parking structure, if any, serving the
     Building. Direct Expenses shall not include depreciation on the Building or
     equipment  therein,  Landlord's  executive salaries or real estate broker's
     commissions. Notwithstanding the foregoing definitions, as to each specific
     category for which one or more tenants of the Building either pays directly
     to  third  parties  or specifically reimburses to Landlord (e.g. separately
     metered utilities, separately contracted janitorial service, property taxes
     directly  reimbursed  to Landlord etc.) such tenant's payments with respect
     hereto  shall  not  be  included  in  Direct  Expenses for purposes of this
     definition  and  each  such  tenant's  share  of  Direct  Expenses shall be
     adjusted by excluding from calculation thereof the net rentable area of all
     such  tents  paying  such  category  of  Direct  Expenses directly to third
     parties  or  reimbursing  same  directly  to  Landlord.

                                        2
<PAGE>

     (b)  If  the amount of the Direct Expenses of any calendar year, or portion
thereof  during  the term of this Lease is in excess of the Direct Expense Base,
then  Tenant  shall  pay  its  share of such excess as additional rent. Tenant's
share  of  such  expenses  shall  be determined by multiplying the amount of the
excess  time  Tenant's  Percentage. Prior to the commencement of the Term and of
each  calendar  year  thereafter,  or at such other times as Landlord determines
that  there  has been an increase in the Direct Expenses, Landlord shall deliver
to  Tenant  a  written  estimate  of the Direct Expenses and the portion thereof
payable by Tenant for the ensuing year or portion thereof. Concurrently with its
payment  of each monthly installment of Annual Basic Rent, Tenant shall pay such
estimated  amount of Tenant's share of such Direct Expenses in twelve (12) equal
installments  in  advance.  Within  ninety (90) days following the expiration of
each  calendar year, Landlord shall furnish Tenant a statement showing in detail
the  actual Direct Expenses for the proceeding calendar year. Within thirty (30)
days thereafter, Tenant shall make such further payment as shall be necessary to
adjust  the amount paid by Tenant towards Tenant's share of such Direct Expenses
to  equal  the  amount  Tenant  should have paid as shown on said statement. Any
overpayment  made  by  Tenant shall be credited against installments next coming
due  under this Paragraph 6(b). The failure of Landlord to deliver to Tenant any
statement described in this Paragraph shall not relieve Tenant form its share of
Direct  Expenses  as  herein  described.

     Even though the Term has expired and tenants has vacated the Premises, when
the  final  determination  is  made of Tenant's share of Direct Expenses for the
calendar  year  in which this Lease terminates, Tenant shall immediately pay any
increase  due  over  the  estimated expenses paid and conversely any overpayment
made  in  the  event  said  expenses  decrease  shall  be immediately rebated by
Landlord  to  Tenant.

     7.  SECURITY  DEPOSIT.  Tenant  has  deposited  with  Landlord the Security
Deposit  designated  in  Paragraph  1.  Said  sum  shall  be held by Landlord as
security for the faithful performance by Tenant of all the terms, covenants, and
conditions  of this Lease to be kept and performed by Tenant. If Tenant defaults
with  respect  to  any provision of this Lease, including but not limited to the
provision  relating  to  the  payment  of  rent,  Landlord may (but shall not be
required  to)  use, apply or retain all or any part of this Security Deposit for
the  payment  of any rent or any other sum in default, or for the payment of any
other  amount  which  Landlord may spend or become obliged to spend by reason of
Tenant's default or to compensate Landlord for any loss or damage which Landlord
may  suffer  by reason of Tenant's default. If any portion of said deposit is so
used  or  applied,  Tenant  shall,  within  10 (10) days after demand therefore,
deposit  cash  with  Landlord  in  an  amount sufficient to restore the Security
Deposit to its original amount and Tenant's failure to do so shall be a material
breach  of  this  Lease.  Landlord  shall  not be required to keep this Security
Deposit  separate  from  its  general funds, and Tenant shall not be entitled to
interest  on such Security Deposit. If Tenant shall fully and faithfully perform
every provision of this Lease to be performed by it, the Security Deposit or any
balance  thereof  shall  be returned to Tenant (or, at Landlord's option, to the
last  assignee  of  Tenant's interests hereunder) at the expiration of the Lease
Term;  provided  that  the  Landlord may retain one-half of the Security Deposit
until  such  time  as any amount due from Tenant in accordance with Paragraphs 5
and  6  hereof  has  been  determined and paid in full. Should Landlord sell its
interests  in  the Premises during the Term hereof and if Landlord deposits with
the  purchase  thereof  of  he then inappropriate funds deposited by Tenant as a
aforesaid thereupon Landlord shall be discharged from any further liability with
respect  to  such  Security  Deposit.

INITIAL:  G.D.;  M.D.;  D.P.

     8.  USE.  Tenant  shall  use  the  Premises  for a Deli Restaurant, serving
breakfast,  lunch,  dinner  items and catering. To any other purpose without the
prior written consent of Landlord Tenant shall not use or occupy the Premises in
violation  of  law  or  of the certificate or occupancy used for the Building of
which  the  Premises are part, and shall, upon five (5) days written notice from
Landlord,  discontinue  any  use  of  the  Premises  which  is  declared  by any
governmental  authority  having  jurisdiction  to  the violation of laws or said
certificate  of  occupancy.  Tenant  shall  comply  with  any  direction  of any
governmental  authority having jurisdiction which shall, by reason of the nature
of  Tenant's  use  or  occupancy of the Premises, impose any duty upon Tenant or
Landlord  with  respect to the Premises or with respect to the use or occupation
thereof. Tenant shall not do or permit to be done anything which will invalidate
or  increase  the  cost  of  any  fire, extended coverage or any other insurance
policy  covering  the  Building and/or property located therein and shall comply
with  the rules, orders, regulations and requirements of the Pacific Fire Rating
Bureau  or  any  other  organization performing a similar function. Tenant shall
promptly  upon  demand  reimburse Landlord as additional rent for any additional
premium charged for such policy by reason of Tenant's failure to comply with the
provisions  of Paragraph 8. Tenant shall not do or permit anything to be done in
or  about  the  Premises  which  will  in any way obstruct of interfere with the
rights  of  other tenants or occupants of the Building, or injure or annoy them,
or  use  or allow the Premises to be used for any improper, immoral, unlawful or
objectionable  purpose,  nor shall Tenant cause, maintain or permit any nuisance
in,  on or about the Premises. Tenant shall not commit of suffer to be committed
any  waste  in  or  upon the Premises and shall keep the Premises in first class
repair  and  appearance.

     9.  PAYMENTS  AND  NOTICES.  All  rents and other sums payable by Tenant to
Landlord  hereunder  shall  be  paid  to  Landlord  at the address designated by
Landlord  in Paragraph 1 above or at such other places as Landlord may hereafter
designated  in  writing.  Any notice required or permitted to be given hereunder
must  be  in  writing  and  may be given by personal delivery or by mail, and if
given  by  mail  shall  be  deemed  sufficiently  given if sent by registered or
certified  mail  addressed to Tenant at the Building of which the Premises are a
part,  or to Landlord at its address designated in Paragraph 1. Either party may
by  written  notice to the other specify a different address for notice purposes
except  that  Landlord may in any event use the Premises as Tenant's address for
notice  purposes.  If more that one Tenant is named under this Lease, service of
any  notice  upon any one of said tenants shall be deemed as service upon all of
said  tenants.

     10.  BROKERS.  The  parties  recognize that the brokers who negotiated this
Lease  are  the  brokers  whose  names are stated in Paragraph 1, and agree that
Landlord  shall be solemnly responsible for the payment of brokerage commissions
to  said brokers and that Tenant shall have no responsibility thereof. If Tenant
has  dealt  with  any other person or real estate broker in respect of lasing or
renting  space  in  the  Building  Tenant  shall be solemnly responsible for the
payment  of  any fee due said person of firm and Tenant shall hold Landlord free
and  harmless  against  liability  with  respect  thereto.

     11.  HOLDING  OVER.  If  Tenant  holds over after the expiration or earlier
termination  of  the Tern hereof without the express written consent of Landlord
Tenant  shall  become a tenant at sufferance only, at a rental rate equal to one
hundred  fifty  percent  (150%)  of  the  rent  in  effect upon the date of such
expiration  (subject  to adjustments as provided in Paragraph 5 and 6 hereof and
prorated  on  a  daily basis), and otherwise subject to the terms, covenants and
conditions  herein  specified,  as  for as applicable. Acceptance by Landlord of
rent  after  such  expiration  or  earlier  termination  shall  not constitute a
holdover  hereunder  or  result  in  a renewal. The foregoing provisions of this
Paragraph  11  are in addition to and do not affect Landlord's right of re-entry
or  any  rights of Landlord hereunder or as otherwise provided by law. It Tenant
fails  to  surrender to Premises upon expiration of this Lease despite demand to
do  so by Landlord. Tenant hereby agrees to indemnify and hold Landlord harmless
from  any loss or liability, including without limitation, any claim made by any
succeeding  tenant  founded  on  or  resulting  from  such failure to surrender.

     12.  TAXES  AND  TENANT'S  PROPERTY.

     (a)  Tenant  shall  be  liable  for and shall pay before delinquency, taxes
levied  against  any  personal property or trade fixtures placed by Tenant in or
about  the Premises. If any such taxes of on Tenant's personal property or trade
fixtures  are  levied against Landlord or Landlord's property or if the assessed
value  of  the  Premises is increased by the inclusion therein of a value placed
upon  such  personal property or trade fixtures of Tenant and if Landlord, after
written  notice to Tenant, pays the taxes based upon such increased assessments,
which  Landlord  shall  have the right to do regardless of the validity thereof,
but  only  under proper protest if requested by Tenant, Tenant shall upon demand
repay  to Landlord the taxes levied against Landlord , or the proportion of such
taxes  resulting from such increase in the assessment; provided that in any such
event at Tenant's sole cost and expense Tenant shall have the right, in the name
of  Landlord and with Landlord's full cooperation, to bring suit in any court of
complete  jurisdiction  to  recover  the  amount of any such taxes so paid under
protest,  any  amount  so  recovered  to  belong  to  Tenant.

     (b) If the Leasehold Improvements in the Premises, whether installed and/or
paid by Landlord or Tenant and whether or not affixed to the real property so as
to  become  a  part  thereof,  are  assessed for real property tax purposes at a
valuation  higher  than the valuation at which Leasehold Improvements conforming
to  the Building Standard Work in other space in the Building are assessed, then
the real property tax and assessments levied against Landlord or the property by
reason  of  excess assessed valuation shall be deemed to be taxes levied against
personal  property  of  Tenant  and  shall  be  governed  by  the  provisions of
Subparagraph  12  (a)  above.

     13.  ALTERATIONS.

     (a)  Tenant  shall  make  not  alterations,  decorations,  additions  or
improvements in or to the Premises without Landlord's prior written consent, and
then  only  by contractors or mechanics approved by Landlord. Tenant agrees that
there  shall  be no construction of partitions or other obstructions which might
interfere  with  Landlord's  free  access to mechanical installations or service
facilities  of the Building or interfere with the moving of Landlord's equipment
to  or from the enclosures containing said installations or facilities. All such
work  shall be done at such time and in such manner as Landlord may from time to
time designate. Tenant agrees that all work done by Tenant shall be performed in
full  compliance with all laws, rules, orders, directions and regulations of all
governmental  agencies,  offices,  departments,  bureaus  and  boards  having
jurisdiction.  Before  commencing  any work, Tenant shall give Landlord at least
fifteen  (15) days written consent of the proposed commencement of such work and
shall,  if  required  by  Landlord,  secure  at Tenant's own cost and expense, a
completion  and  lien  indemnify  hold,  satisfactory to Landlord, for said work
Tenant  further  covenants and agrees that any mechanic's lien filed against the
Premises  or  against  the  Building  for work claimed to have been done for, or
material claimed to have been furnished to Tenant, will be discharged by Tenant,
by bond or otherwise, within ten (10) days after the filing thereof, at cost and
expense  of Tenant. All alterations, decorations, additions or improvements upon
the Premises, made by wither party, including all wallcovering, built-in-cabinet
work,  paneling  and  the  like,  unless  Landlord  elects otherwise, become the

                                        3
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property  of  Landlord  and  shall  remain upon Landlord be surrendered with the
Premises, except that Landlord may have written notice to Tenant, given at least
thirty  (30)  days  prior  to  the end of the Term, require Tenant to remove all
partitions,  counters railing and the like installed by Tenant, and Tenant shall
repair  any  damage  to the Premises arising form such removal or, at Landlord's
opinion,  shall  pay to the Landlord all of Landlord's costs of such removal and
repair.

     (b)  All articles of personal property and all business and trade fixtures,
machinery  and  equipment,  furniture  and movable partitions owned by Tenant or
installed  by  Tenant  at  its  expense  in the Premises shall be and remain the
property  of  Tenant  and  may be removed by Tenant at any time during the Lease
Term  provided  Tenant  is  not  in default hereunder, and provided further that
Tenant  shall  repair any damage caused by such removal. If Tenant shall fail to
remove  all of its effects from said Premises upon termination of this Lease for
any  cause  whatsoever,  Landlord  may,  at  its opinion, remove the same in any
manner  that  Landlord shall choose, and store said effects without liability to
Tenant  for  loss thereof, and Tenant agrees to pay Landlord upon demand any and
all expenses incurred in such removal, including court costs and attorneys' fees
and  storage charges on such effects for any length of time the same shall be in
Landlord's  possessions,  or  Landlord may, at its opinion, without notice, sell
said effects, or any of the same, at private sale and without legal process, for
such  price  as Landlord may obtain and apply the proceeds of such sale upon any
amounts  due  under  this  Lease  from  Tenant  to Landlord and upon the expense
incident  to  the  removal  and  sale  of  said  effects.

     (c)  Landlord  reserves the right at any time and from time to time without
the  same  constituting an actual or constructive eviction and without incurring
any  liability  to  Tenant  thereof  or otherwise affecting Tenant's obligations
under  this  Lease,  to make such changes, alterations, additions, improvements,
repairs  or  replacements  in  or  to  the  Building  (including the Premises if
required  do  to  do  by  any  law or regulation) and the fixtures and equipment
thereof, as well as in or to the street entrances, halls, passages and stairways
thereof, to change the name by which the Building is commonly known, as Landlord
may  deem  necessary  or desirable. Nothing contained in this Subparagraph 13(c)
shall be deemed to relieve Tenant of any duty, obligation or liability of Tenant
with  respect to making any repair, replacement or improvement or complying with
any  law,  order or requirement of any government of other authority and nothing
contained in this Subparagraph 13(c) shall be deemed or construed to impose upon
Landlord  any  obligation, responsibility or liability whatsoever, for the care,
supervision  or  repair  of  the  Building  or  any  part  thereof other than as
otherwise  provided  in  this  Lease.

     14.  CONDITIONS  OF  PREMISES  AND  REPAIRS.

     (a) Tenant acknowledges that neither Landlord nor any agent of Landlord has
made  any  representation  or warranty with respect to the suitability of either
for  the  conduct  of Tenant's business except as specifically herein set forth.
Tenant's taking possession of the Premises shall conclusively establish that the
Premises  and  the  Building  were  at  such  time  in  good and sanitary order,
condition  and repair. Tenant shall, at Tenant's sole cost and expense, make all
repairs  to the non-structural portions of the Premises and shall keep, maintain
and preserve the Premises in first class condition and repair. Tenant shall upon
the  expiration  or  sooner  termination  of  the  Term  hereof of surrender the
Premises  to  Landlord in the same condition as when received, ordinary wear and
tear  excepted.  Landlord  shall  have no obligation to alter, remodel, improve,
repair,  decorate  or  paint  the  Premises  or  any  party  thereof.

     (b)  Anything  contained  in  Subparagraph  14(a)  above  to  the  contrary
the  Building,  including  the  basic  plumbing,  heating,  ventilating,  air
conditioning  and  electrical systems installed or furnished by Landlord, unless
such maintenance and repairs are caused in part or in whole by the act, neglect,
fault  of  or omission of any duty by Tenant, its agents, servants, employees or
invites,  in  which  case  Tenant shall pay to Landlord, as additional rent, the
responsible  cost  of such maintenance and repairs. Landlord shall not be liable
for  any  failure  to make any such repairs or to perform any maintenance unless
such  failure shall persist for an unreasonable time after written notice of the
need  of  such maintenance and repairs is given to Landlord by Tenant. Except as
provided  in  Paragraph  21  hereof  there  shall be no abatement of rent and no
liability  of  Landlord by reason of any injury to or interference with Tenant's
business  arising from the making of any repairs, alterations or improvements in
or  to  any  portion  of  the  Building  or  the  Premises  or in or to fixture,
appurtenances  and equipment therein. Tenant waives the right to make repairs at
Landlord's  expense  under  any  law,  statute  or ordinance now or hereafter in
affect.

     15. LIENS. Tenants shall not permit any mechanic's, material men's or other
liens  to  be  filed against the real property of which the Premises form a part
nor  against  the  Tenant's  leasehold  interest in the Premises. Tenant further
covenants  and  agrees  that  any  mechanic's lien filed against the Premises or
against  the  Building  for  work  claimed  to  have been done for, or materials
claimed  to have been furnished to Tenant, will be discharged by Tenant, by bond
or  otherwise,  within  ten  (10) days after the filing thereof, at the cost and
expenses  of  Tenant.  Landlord  shall have the right at all reasonable times to
post  and  keep  posted on the Premises any notices which it deems necessary for
protection  from  such liens. If any such liens are filed, Landlord may, without
waiving  its  rights  and  remedies  based  on such breach of Tenant and without
releasing Tenant from any of its obligations, cause such liens to be released by
any  means  it shall deem proper, including payment in satisfaction of the claim
giving  rise  to such lien. Tenant shall pay to Landlord at once, upon notice by
Landlord, any sum paid by Landlord to remove such liens, together with interests
at  the  lesser  of  fifteen percent (15%) per annum or the maximum non-usurious
rate  annum  permitted  by  law  form  the  date  of  such  payment by Landlord.

     16.  ENTRY  BY  LANDLORD.  Landlord reserves and shall at any and all times
have  the  right  to  enter  the Premises to inspect the same, to supply janitor
service  and  any other services to be provided by Landlord to Tenant hereunder,
to  submit said Premises to prospective purchases or tenants, to post notices of
non-responsibility,  alter,  improve or repair the Premises or any other portion
of  the Building, all without being deemed guilty for any eviction of Tenant and
without  abatement  of rent, and may, in order to carry out such purposes, erect
scaffolding  and any other necessary structures where reasonably required by the
character  of  the  work  to  be performed, provided that the business of Tenant
shall  be  interfered  with  as little as is reasonably practical. Tenant hereby
waives  any claim for damages for any injury or inconvenience to or interference
with  Tenant's  business,  any  loss  of  occupancy  or  quiet  enjoyment of the
Premises,  and  any  other  loss  occasioned  hereby.  For each of the aforesaid
purposes, Landlord shall at all times have and retain a key with which to unlock
all  of the doors in, upon and about the Premises, excluding Tenant's vaults and
safes, and Landlord shall have the right to use any and all means which Landlord
my  deem  proper  to open said doors in an emergency in order to obtain entry to
the  Premises, and any entry to the Premises obtained by Landlord by any of said
means, or otherwise, shall not under any circumstances be construed or deemed to
be  a  forcible  or  unlawful  entry into, or a detainer of, the Premises, or an
eviction  of  Tenant  from  the  Premises or any portion thereof, and any damage
caused  on  account shall be paid by Tenant. It is understood and agreed that no
provision of this Lease shall be construed as obligating Landlord to perform any
repairs, alterations or decorations except as other wise expressly agreed herein
to  be  performed  by  Landlord.

INITIAL:  G.D.;  M.D.;  D.P.

     17.  UTILITIES  AND  SERVICES.  Provided  that  Tenant  is  not  in default
hereunder, Landlord agrees to furnish to the Premises during reasonable hours of
generally  recognized business days, subject to the conditions and in accordance
with  the  standards  set  forth  in  the  Rules  and  Regulations as defined in
Paragraph  28 hereof, as may be amended in writing by Landlord form time to time
during  the Term of this Lease and delivered to Tenant, reasonable quantities of
electric  current for normal lighting and fractional horsepower office machines,
water  for lavatory and drinking purposes, heat and air-conditioning required in
Landlord's  judgment for the comfortable use and occupation of the Premises, and
elevator  service  by  non-attended  automatic  elevators. Landlord shall not be
liable  for,  and  Tenant shall not be entitled to any abatement or reduction of
rent  by  reason of Landlord's failure to furnish any of the foregoing when such
failure  is  caused  by  accident, breakage, repairs, strikes, lockouts or other
labor  disturbances  or labor disputes of any character, of any other causes. It
Tenant  requires  or  utilizes more water or electrical power than is considered
reasonable  or normal by Landlord, Landlord may at its opinion require Tenant to
pay, as additional rent, the cost, as fairly determined by Landlord, incurred by
such  extraordinary  usage.  In addition, Landlord may install separate meter(s)
for  the Premises, at Tenant's sole expense, and Tenant thereafter shall pay all
charges of the utility provided service. Tenant shall cooperate with any present
or  future  government,  and  with  any  conservation  practices  established by
Landlord.  If  there  is any failure, stoppage or interruption thereof, Landlord
shall  use  reasonable  diligence to resume services promptly. Landlord shall at
all  reasonable  times  have  free access to all mechanical installations of the
Building,  including  but  not  limited to air-conditioning equipment and vents,
fans,  ventilating  and  machine  rooms  and  electrical  closets. See Addendum.

     18.  INDEMNIFICATION.  Tenant  hereby agrees to indemnify and hold harmless
Landlord  against  and  from any and all claims arising from Tenant's use of the
Premises  or  the conduct of its business from any activity, work or thing done,
permitted  or suffered by Tenant in or about the Premises, and further agrees to
indemnify and hold harmless Landlord against and from any and all claims arising
from any breach of default in the performance of any obligation on Tenant's part
to be performed under the terms of this Lease, or arising from any act, neglect,
fault  or  omission  of Tenant, or its agents or employees, and from and against
all  costs,  attorneys' fees, expenses and liabilities incurred in or about such
claim  or  any  action  or proceeding brought thereon; and in case any action or
proceeding  be brought against Landlord by reason of any such claim, Tenant upon
notice  from  Landlord  shall  defend  the  same  at Tenant's expense by counsel
approved in writing by Landlord. Tenant, as a material part of the consideration
to  Landlord, hereby assumes all risk of damage to property or injury to persons
in,  upon  or  about the Premises from any cause whatsoever except that which is
caused  by the failure of Landlord to observe any of the terms and conditions of
this  Lease  and  such  failure has persisted for an unreasonable period of time
after written notice of such failure, and Tenant hereby waives all its claims in
respect  thereof  against  Landlord.

     19.  DAMAGE  TO  TENANT'S  PROPERTY.  Notwithstanding  the  provisions  of
Paragraph 18 to the contrary, Landlord or its agents shall not be liable for any
damage  to  property entrusted to employees of the Building, nor for loss or for
damage  to  any  property by theft or otherwise, nor for any injury or damage to
persons or property resulting from fire, explosion, falling plaster, steam, gas,
electricity,  water or rain which may leak form any part of the Building or from
the  pipes,  appliances  or  plumbing  works therein or from the roof, street or
sub-surface  or  from  any  other  place or resulting from dampness or any other

                                        4
<PAGE>

cause  whatsoever.  Landlord  or  its  agents  shall  not  be  liable  for  the
interference  with or other incorporeal, nor shall Landlord be liable for latent
defect  in  the  Premises or in the Building. Tenant shall give prompt notice to
Landlord  in  case  of fire or accident in the Premises or in the Building or of
defects  therein  or  in  the  fixtures  or  equipment.

20.  INSURANCE.

     (a)  Tenant  shall,  during the entire Term hereof and during any rent free
period  of  prior  occupancy, at its sole cost and expense, obtain, maintain and
keep  in  full  force  and  effect,  with Tenant, Landlord and the mortgages and
ground  lessors  (if  any)  of  Landlord's  named  as  insured  therein as their
respective  interests  may  appear,  the  following  insurance:

     (i)  Fire  insurance  including  extended coverage, vandalism and malicious
          mischief  upon  property of every description and kind owned by Tenant
          and  located  in  the  Building  or  for  which  Tenant  is legally or
          installed  by  or  on  behalf of Tenant including, without limitation,
          furniture,  fittings,  installations,  fixtures and any other personal
          property,  in an amount not less than ninety percent (90%) of the full
          replacement  cost  thereof. In the event that there shall be a dispute
          as  to  the amount which comprises full replacement cost, the decision
          of  Landlord  or  the  mortgagees  of  Landlord  shall  be conclusive.

     (ii) Comprehensive  General  Liability  Insurance,  coverage  to  include
          personal  injury, bodily injury, broad form property damage, operation
          hazard,  owner's  protective coverage, contractual liability, products
          and  completed  operations  liability  in  limits of not less than One
          Million  Dollars  ($1,000,000)  inclusive.

     (iii)  Business  interruption  insurance  in  such amount as will reimburse
          Tenant  for  direct  or  indirect loss of earnings attributable to all
          perils  commonly  insured  by  prudent  tenants  or  attributable  to
          prevention of access to the Premises or to the Building as a result of
          such  perils.

     (iv) Worker's  Compensation  and Employer's Liability insurance in form and
          amount  as  required  by  law.

     (v)  Any  other  form  or  forms  of insurance as Tenant or Landlord or the
          mortgagees  or  ground  lessors  (if  any)  of Landlord may reasonably
          require  from time to time in form, in amounts and for insurance risks
          against  which  a  prudent  tenant  would  protect  itself.

     (b)  All  policies  shall be taken out with insurers acceptable to Landlord
and  in  form  satisfactory  from  time  to time to Landlord. Tenant agrees that
certificates  of  insurance  on the Landlord's standard form, or, if required by
Landlord  or  the  mortgagees  or ground lessors (if any) of Landlord, certified
copies  of  each  insurance  policy,  will  be  delivered to Landlord as soon as
practicable  after  the placing of the required insurance, but in no event later
than  ten  (10)  days  after  Tenant  takes possession of all or any part of the
Premises,  including  possession  taken  under  the last sentence of Paragraph 4
hereof.  All  policies  shall  contain  an undertaking by the insurers to notify
Landlord  and  the  mortgagees or ground lessors (if any) of Landlord in writing
not  less  thirty (30) days prior to any material change, reduction in coverage,
cancellation,  or  other  termination  thereof.

     (c)  In  the  event  of  damage to or destruction of the Building entitling
Landlord  to  terminate  this  Lease  pursuant  to  Paragraph  21 hereof, if the
Premises  have  also been damaged, and if Landlord terminates this Lease, Tenant
will immediately pay to Landlord all of its insurance proceeds, if any, relating
to  the  Leasehold  Improvements  and  alterations  (but  not  to Tenant's trade
fixtures,  equipment,  furniture  or  other  personal property of Tenant) in the
Premises.  If  the  termination of this Lease, at Landlord's election, is due to
damage  to  the Building, and if the Premises have not been damaged, Tenant will
deliver  to  Landlord,  in  accordance  with  the  provisions of this Lease, the
Leasehold  Improvements,  the  alterations  and  the  Premises.

     (d)  Landlord  covenants and agrees that throughout the Term it will insure
the  Building (excluding any property with respect to which Tenant is obliged to
insure  pursuant to the provisions of Subparagraph 20(a) above against damage by
fire  and  standard  extended  coverage perils and public liability insurance in
such  reasonable amounts with such reasonable deductibles as would be carried by
a  prudent  owner  of a similar building in Sacramento, California. In addition,
Landlord  may keep and maintain in full force and effect during the Term, rental
income  insurance insuring Landlord against abatement of loss of rent, including
items  of  additional  rent, in case of fire or other casualty similarly insured
against,  in  an  amount  at  least  equal  to  the Annual Basis Rent during one
calendar year hereunder, Landlord may, but shall not be obliged to, take out and
carry  any  other  form  or forms of insurance as it or the mortgagees or ground
lessors (if any) of Landlord may reasonably determine advisable. Notwithstanding
any  contribution  by  Tenant to the cost of insurance premiums, with respect to
the  Building  or  any  alterations  of  the Premises as provided herein, Tenant
acknowledges  that  it  has  no  right  to  receive  any  proceeds from any such
insurance  policies  carried  by  Landlord,  although  Landlord  shall  use such
proceeds  in  the  repair  and  reconstruction  of the Building and the Premises
unless  provisions  of  Subparagraph  20(c) above shall apply. Landlord will not
carry  insurance  of  any  kind  on Tenant's furniture or furnishings, or on any
fixtures,  equipment,  improvements or appurtenances of Tenant under this Lease,
and  Landlord  shall  not be obliged to repair any damage thereto or replace the
same.

     (e)  Tenant agrees that it will not keep, use, sell or offer for sale in or
upon the Premises any article which may be prohibited by any insurance policy in
force from time to time covering the Building and Building Standard Work. In the
event  of  Tenant's  occupancy  or  conduct  of  business in or on the Premises,
whether  or  not  Landlord has consented to the same, results in any increase in
premiums for the insurance carried from time to time by Landlord with respect to
the  Building, Tenant shall pay any such increase in premiums as additional rent
within  ten  (10)  days after being billed therefore by Landlord. In determining
whether increased premiums are a result of Tenant's occupancy of the Premises, a
schedule  issued  by  the  organization  computing  the  insurance  rate  on the
Building,  or  the Leasehold Improvements showing the various components of such
rate,  shall  be conclusive evidence of the several items and charges which make
up  such  rate. Tenant shall promptly comply with all reasonable requirements of
the  insurance  authority  or any insurer now or hereafter in effect relating to
the  Premises.

     (f)  If  any  insurance  policy  carried  by  Landlord,  as  provided  by
Subparagraph 20(d) above, shall be cancelled or cancellation shall be threatened
or  the  coverage  thereunder  reduced or threatened to be reduced in any way by
reason of the use or occupation of the Premises or any part thereof by Tenant or
by  any  assignee or sub-tenant of Tenant or by anyone permitted by Tenant to be
upon  the  Premises  and, if Tenant fails to remedy the condition giving rise to
cancellation,  threatened  cancellation  or  reduction  of  coverage  within
forty-eight  (48)  hours  after  notice  thereof,  Landlord may, at its opinion,
either  terminate  this  Lease or enter upon Premises and attempt to remedy such
condition  and  Tenant  shall  forthwith  pay  the  cost  thereof to Landlord as
additional rent. Landlord shall not be liable for any damage or injury caused to
any  property of Tenant or of others located in the Premises as a result of such
entry. In the event that Landlord shall be unable to remedy such condition, then
Landlord  shall have all of the remedies provided for in this Lease in the event
of  a  default  by  Tenant.  Notwithstanding  the  foregoing  provisions of this
Subparagraph  20(f),  if Tenant fails to remedy as aforesaid, Tenant shall be in
default  of  its  obligation  hereunder and Landlord shall have no obligation to
attempt  to  remedy  such  default.

     (g)  Any  policy or policies of fire, extended coverage or similar casualty
insurance,  which  either  party  obtains  in connection with the Premises shall
include  a  clause  or endorsement denying the insurer any rights of subrogation
against  the  other  party  to the extend rights have been waived by the insured
prior  to  the  occurrence  of  injury or loss. So long as such policies are not
affected  thereby,  Landlord and Tenant waive any rights of recovery against the
other  for  injury or loss due to hazards covered by insurance containing such a
waiver  of subrogation clause or endorsement to the extend of the injury or loss
covered  thereby.

     21.  DAMAGE  OR  DESTRUCTION.

     (a)  In  the  event  the  Building and/or the Building Standard Work or any
insured  alterations  are  damaged by fire or other perils covered by Landlord's
extended coverage insurance to an extend not exceeding twenty-five (25%) percent
of  the  full  insurable  value  thereof  and if damage thereto is such that the
Building  and/or  the  Building Standard Work and any insured alterations may be
repaired, reconstructed or restored within a period of ninety (90) days from the
date  of  happening  of  such  casualty and Landlord receives insurance proceeds
sufficient  to  cover  the  cost  of  such  repairs, Landlord shall commence and
proceed  diligently  with the work of repair, reconstruction and restoration and
the  Lease  shall  continue  in  full  force and effect. If such work of repair,
reconstruction  and  restoration  in  such as to require longer than ninety (90)
days  or  exceeds  (25%) percent of the full insurable value thereof, of if said
insurance  proceeds  will  not  sufficient  to  cover  the cost of such repairs,
Landlord  either  may  elect  to  so repair, reconstruct or restore the Building
and/or  the  Building  Standard  Work  and any insured alterations and the Lease
shall  continue  in  full  force  or  Landlord  either  may elect not to repair,
reconstruct  or  restore  the Building and/or the Building Standard Work and any
insured  alterations  and  the Lease shall in such event terminate. Under any of
the conditions of this Subparagraph 21(a), Landlord shall give written notice to
Tenant  of  its intention within thirty (30) days from the date of such event of
damage or destruction which notice shall include Landlord's reasonable estimates
of the period required to effect such repair. If such period is in excess of one
hundred  eighty (180) days, provided Tenant is not in default hereunder. Tenant,
within  three  (3)  days  of  the  date  of such notice, shall have the right to
terminate  this  Lease  by written notice of such election delivered to Landlord
within said three (3) day period. Failure of Tenant to so notify Landlord within
said  three (3) day period shall constitute Tenant's irrevocable election not to
terminate  this Lease. In the event Landlord elects not to restore said Building
and/or  the Building Standard Work and any insured alterations, this Lease shall
be  deemed  to  have  terminated  as  of  the  date of such partial destruction.

     (b)  Upon any termination of this Lease under any of the provisions of this
Paragraph  21,  the parties shall be released thereby without further obligation
to the other from the date possession of the Premises is surrendered to Landlord
except  for  items  which  have  thereto  force  accrued  and  are  then unpaid.

                                        5
<PAGE>

     (c)  In  the event of repair, reconstruction and restoration by Landlord as
herein provided, the provided to be paid under this Lease shall be abated to the
extend  of  any  rental abatement insurance proceeds received by Landlord during
such repair, reconstruction and restoration, Tenant shall not be entitled to any
compensation  or  damages  for  loss  in the use of the whole or any part of the
Premises  and/or  inconvenience  or annoyance occasioned by such damage, repair,
reconstruction  and  restoration.

     (d)  Tenant  shall  not  be released from any of its obligations under this
Lease  except  to  the  extend  and upon the conditions expressly stated in this
Paragraph  21.  Notwithstanding  anything  to  the  contrary  contained  in this
Paragraph  21,  should  Landlord  be  delayed  or  prevented  from  repairing or
restoring  the damaged Premises within one (1) year after the occurrence of such
damage  or destruction by reason of acts of God, war, governmental restrictions,
inability to procure the necessary labor or materials, or other cause beyond the
control  of  Landlord,  Landlord  shall,  at  its  election,  be relieved of its
obligations  to  make  such  repairs or restoration and Tenant shall be released
from  any of its obligations under this Lease as of the end of said one (1) year
period.

     (e)  In  the event that damage is due to any cause other than fire or other
peril  covered  by  extended coverage insurance maintained by Landlord, Landlord
may  elect  to  terminate  this  Lease.

     (f)  It  is hereby understood that if Landlord is obligated to or elects to
repair  or  restore  as  herein  provided,  Landlord  shall be obligated to make
repairs  or  restoration  only to those portion of the Building and the Premises
which  are  originally  provided  at  Landlord's  expense,  and  the repairs and
restoration  of  items not provided at Landlord's expense shall be obligation of
Tenant.

     (g)  Notwithstanding  anything  to the contrary contained in this Paragraph
21,  Landlord shall not have any obligation whatsoever to repair, reconstruct or
restore  the  Premises when the damage resulting form any casually covered under
this  Paragraph 21 occurs during the last twelve (12) months of the Term of this
Lease  or  any  extension  hereof.

     (h)  The  provisions  of California Civil Code Sec. 1932, Subsection 2, and
Sec.  1933,  Subsection  4,  are  hereby  waived  by  Tenant.

     22.  EMINENT DOMAIN. In case of whole of the Premises, or such part thereof
as  shall substantially interfere with Tenant's use and occupancy thereof, shall
be  taken  for  any  public or quasi-purpose by any lawful power or authority by
exercise  of the right of appropriation, condemnation or eminent domain, or sold
to  prevent  such  taking,  either  party shall have the right to terminate this
Lease  effective as of the date possession is required to be surrendered to said
authority.  Tenant  shall  not  assert  any claim against Landlord or the taking
authority for any compensation because of such taking, and Landlord shall not be
entitled  to  receive  the  entire amount of any award without deduction for any
estate or interest of Tenant. In the event the amount of property or the type of
estate  taken  shall  not  substantially  interfere with the conduct of Tenant's
business,  but other portions of the Building are taken such to render ownership
of  same undesirable as determined by Landlord in its discretion, Landlord shall
be  entitled  to the entire amount of the award without deduction for any estate
or  interest of Tenant, and Landlord at his opinion may terminate this Lease. If
Landlord  does  not  elect  to  so terminate, Landlord shall promptly proceed to
restore the Premises to substantially their same condition prior to such partial
taking,  and  a  proportionate  allowance  shall  be made to Tenant for the rent
corresponding  to  the  time  during  which,  and to the part of the Premises of
which,  Tenant  shall  be  so deprived on account of such taking or restoration.
Nothing  contained  in  this  Paragraph  shall  be  deemed  to give Landlord any
interest  in  any  award  made to Tenant for the taking of personal property and
fixtures  belonging  to  Tenant.

     23.  DEFAULTS  AND  REMEDIES.

     (a)  The  occurrence  of  any  one  or  more  of the following events shall
constitute  a  default  hereunder  by  Tenant:

     (i)  The  vacation or abandonment of the Premises by Tenant. Abandonment is
          herein  defined  to include, but is not limited to; (A) any absence by
          Tenant from the Premises for a period of five (5) days or longer while
          in  default  of  any  provision of this Lease; (B) Tenant's failure to
          respond  within  five  (5)  days  written notice from Landlord stating
          Landlord's  reasonable  belief  that Tenant has abandoned the Premises
          and  stating  Landlord's  election  to  terminate  this Lease upon the
          expiration  of  such  five  (5) days period unless Landlord receives a
          written  notice  from Tenant within five (5) days stating: a) Tenant's
          intention not to abandon the Lease; and b) an address which Tenant may
          be served by certified mail in any action for unlawful detainer of the
          Premises.

     (ii) The  failure  by Tenant to make any payment of rent or additional rent
          or  any other payments required to be made by Tenant hereunder, as and
          when  due,  where  such failure shall constitute for a period of three
          (3)  days  after  written  notice  thereof  from  Landlord  to Tenant;
          provided however, that any such notice shall be in lieu of, and not in
          addition  to,  any  notice  required  under  California  Code of Civil
          Procedure  Sec.1161.

     (iii) (1) The making by Tenant of any general assignment for the benefit or
          creditors;  (2)  the filing by or against Tenant of a petition to have
          Tenant  adjudged  a  bankrupt  or  a  petition  for  reorganization or
          arrangement  under  any law relating to bankruptcy (unless in the case
          of  a  petition  filed  against  Tenant,  the same is dismissed within
          thirty  (30)  days;  (3) the appointment of the trustee or receiver to
          take  possession  substantially  all of Tenant's assets located at the
          Premises  or  of Tenant's interests in this Lease, where possession is
          not restored to Tenant within thirty (30) days; or (4) the attachment,
          execution  or other juridical seizure of substantially all of Tenant's
          assets located at the Premises or of Tenant's interests in this Lease,
          where  such  seizure  is  discharged  within  thirty  (30)  days.

     (iv) The  failure  of  Tenant to observe or perform any of the expressed or
          implied  covenants  or  provisions  of  this  Lease  to be observed or
          performed by Tenant, other than as specified in Subparagraph 23(a)(i),
          (ii)  or  (iii) above, where such failures shall continue for a period
          of ten (10) days after written notice thereof from Landlord to Tenant;
          provided, however, that any such notice shall be in be in lieu of, and
          not in addition to, any notice required under California Code of Civil
          Procedure Sec. 1161; provided, further, that if the nature of Tenant's
          default  us  such  that  more  than  of  ten  (10) days are reasonably
          required  for  its  cure,  then  Tenant  shall  not be deemed to be in
          default  if Tenant shall commence such sure within said ten-day period
          and  thereafter  diligently  prosecute  such  cure  to  completion.

     (b)  In  the  event of any such default by Tenant, in addition to any other
remedies  available  to  Landlord  at  law or in equity, Landlord shall have the
immediate  option to terminate this Lease and all rights of Tenant hereunder. In
the event that Landlord shall elect to so terminate this Lease then Landlord may
recover  from  Tenant:

     (i)  the  worth  at  the  time  of  award of any unpaid rent which had been
          earned  at  the  time  of  such  termination;  plus

     (ii) the  worth at the time of award of the amount by which the unpaid rent
          which would have been earned after termination until the time of award
          exceeds  the  amount of such rental loss that Tenant proves could have
          been  reasonably  avoided;  plus

     (iii) the worth at the time of award of the amount by which the unpaid rent
          for  the  balance  of the term after the time of exceeds the amount of
          such  rental loss that Tenant proves could be reasonably avoided; plus

     (iv) any  other  amount  necessary  to  compensate  Landlord  for  all  the
          detriment  caused by Tenant's failure to perform his obligations under
          this Lease or which in the obligatory course of things would be likely
          to  result  therefrom.

     As  used  in  Subparagraphs 23(b) and (ii) above, the "worth at the time of
award" is computed by allowing interest at the maximum rate permitted by law per
annum.  As used in Subparagraphs 23(b) and (ii) above, the "worth at the time of
award"  is  computed  by  discounting  such  amount  at the discount rate of the
Federal  Reserve  Bank  of  San  Francisco at the time of award plus one percent
(1%).

     (c)  In  the  event of any such default by Tenant, Landlord shall also have
the  right, with or without terminating this Lease, to re-enter the Premises and
remove  all persons and property from the Premises; such property may be removed
and stored in a public warehouse or elsewhere at the cost of and for the account
of Tenant. No re-entry or taking possession of the Premises by Landlord pursuant
to  this Subparagraph 239(c) shall be construed as an election to terminate this
Lease unless a written notice of such intention be given to Tenant or unless the
terminations  thereof  be  decreed  by  a  court  of  competent jurisdiction. In
addition  to all other rights of Landlord pursuant to this Lease, Landlord shall
have  all  of  the rights set forth in California Civil Code Section 1951. 4, as
amended  from  time  to  time.

     (d)  All  rights,  options and remedies of Landlord contained in this Lease
shall  be  construed  and  held  to  be  cumulative, and no one of them shall be
exclusive  to  the other, and Landlord shall have the right to pursue any one or
all of such remedies or any other remedy or relief which may be provided by law,
whether  or  not  stated  in  this  Lease.  No  waiver  of any default of Tenant
hereunder  shall be implied from any acceptance by Landlord of any rent or other
payments due hereunder or any omission by Landlord to take any action on account
of  such  default if such default persists or is repeated, and no express waiver
shall  affect  defaults  other  than as specified in said waiver. The consent or
approval  of  Landlord  to  or any act by Tenant requiring Landlord's consent or
approval  shall  not be deemed to waive or render unnecessary Landlord's consent
or  approval  to  or  of  any  subsequent  similar  acts  by  Tenant.

                                        6
<PAGE>

     24. ASSIGNMENT AND SUBLETTING. Tenant shall assign or encumber its interest
in  this  Lease  and  Premises,  as sublease all or any part of the Premises, or
allow  any  other  person  or  entity  to  occupy  or use all or any part of the
Premises,  without  first  obtaining  Landlord's  prior  written  consent.  Any
assignment,  encumbrance  or  sublease  without Landlord's prior written consent
shall  be  voidable, at Landlord's election, and shall constitute a default. For
purposes  thereof,  in the event Tenant is a partnership, a withdrawal or change
of  partners owning more than a fifty percent (50%) interest in the partnership,
or if Tenant is a corporation, any transfer of fifty percent (50%) of its stock,
shall  constitute  a  voluntary  assignment  and  shall  be  subject  to  these
provisions.  No  consent  to  an  assignment,  encumbrance  or  sublease  shall
constitute  a  further  waiver  of the provisions of the Paragraph. Tenant shall
notify  Landlord  in  writing of Tenant's intent to assign, encumber or sublease
this  Lease,  the  name  of  the  proposed  assignee  or  sublessee, information
concerning  the  financial  responsibility of the proposed assignee or sublessee
and  the  term  of  the  proposed  assignment or subletting, and Landlord shall,
within  thirty  (30)  days  of  receipt  of  such written notice, and additional
information  requested  by  Landlord  concerning  the  proposed  assignee's  or
sublessee's  financial  responsibility,  elect  one  of  the  following:

     (a)  Consent  to  such  proposed  assignment,  encumbrance  or  sublease;
     (b)  Refuse  such consent, which refusal shall be on reasonable grounds; or
     (c)  Elect  to  terminate  this  Lease,  or in case of partial sublease, to
          terminate  this Lease as to the portion of the Premises proposed to be
          sublet.

     As  a  condition  to granting its consent to any assignment, encumbrance or
sublease  Landlord  may require that the assignee or sublessee remit directly to
Landlord  on  a  monthly  basis,  all  monies  due to Tenant by said assignee or
sublessee.  Landlord  shall not be acting unreasonably in refusing to consent to
any  proposed  assignment or sublet if at the date such consent is sought Tenant
is  in  default  hereunder.  In  the  event  that  Landlord  shall consent to an
assignment  or  sublease under the provisions of this Paragraph 24, Tenant shall
pay  Landlord's  processing  costs  and  attorney's fees incurred in giving such
consent.  If  for  any  proposed  assignment or sublease Tenant receives rent or
other  considerations,  either  initially  or over the term of the assignment or
sublease, in excess of the rent called for hereunder, or in case of the sublease
of  a  portion  of the Premises, in excess of such rent fairly allocable to such
portion,  after appropriate adjustments to assure that all other payments called
for hereunder are taken into account, Tenant shall pay to Landlord as additional
rent  hereunder one hundred (100%) percent of the excess of each such payment of
rent  or  other  consideration  received  by  Tenant promptly after its receipt.
Landlord's  waiver  or consent to any assignment or subletting shall not relieve
Tenant  from  any  obligation  under this Lease. Occupancy of all or part of the
Premises  by  parent, subsidiary, or affiliated companies of Tenant shall not be
deemed  an assignment or subletting. Landlord's right to terminate this Lease as
to  all  or  a  portion  of  the  Premises on assignment or subletting shall not
terminate  as  a result of Landlord's consent to the assignment of this Lease or
the  subletting  of  all  or a portion of the Premises, or Landlord's failure to
exercise  this  right  with  respect  to  any  assignment  or  subletting.

     25.  SUBORDINATION. Without the necessity of any additional documents being
executed  by  Tenant  for  the  purpose of effecting a subordination, and at the
election  of  Landlord or any first mortgagee with a lien on the Building or any
ground  lessor  with  respect  to this Building, this Lease shall be subject and
subordinate  at  all times to: (a) all ground leases and underlying leases which
may  now  exist or hereafter be executed affecting the Building or the land upon
which the Building is situated or both, and (b) the lien of any mortgage or deed
of  trust  which  may now exist or hereafter be executed in any amount for which
the  Building,  land, ground leases or underlying leases, or Landlord's interest
or  estate  in  any  of said items is specified as security. Notwithstanding the
foregoing,  Landlord  shall  have  the  right  to  subordinate  or  cause  to be
subordinated  any  such  ground leases or underlying leases or any such liens to
this  Lease.  In  the event that any ground lease or underlying lease terminates
for any reason or any mortgage or deed of trust is foreclosed or a conveyance in
lieu  of  foreclosure is made for any reasons, Tenant shall, notwithstanding any
subordination,  attorn  to and become the Tenant of the successor in interest to
Landlord,  and  Tenant's  right  to  possession  of  the  Premises  shall not be
disturbed  if  Tenant is not in default and so long as Tenant shall pay the rent
and  observe  and perform all of the provisions of this Lease, unless this Lease
is  otherwise  terminated  pursuant to its terms, Tenant covenants and agrees to
execute  and  deliver,  upon  demand  by  Landlord  and in the form requested by
Landlord,  any  additional documents evidencing the priority or subordination of
this  Lease  with respect to any such ground leases and underlying leases or the
lien  of  any such mortgage or deed of trust, Tenant hereby irrevocably appoints
Landlord  as  attorney-in-fact of Tenant to execute, deliver and record any such
document  in  the  name  and  on  behalf  of  Tenant.

     26.  ESTOPPEL  CERTIFICATE.

     (a)  Within  ten (10) days following any written request which Landlord may
take  from time to time Tenant shall execute and deliver to Landlord a statement
certifying:  (1) the date of commencement of this Lease; (ii) the fact that this
Lease  is  unmodified  and  in  full  force  and  effect (or, if there have been
modifications  hereto, that this Lease is in full force and effect, as modified,
and  stating the date and nature of such modifications); (iii) the date to which
the rental and other sums payable under this Lease have been paid; (iv) the fact
that there are no current defaults under this Lease by either Landlord or Tenant
except  as specified in Tenant's statement; and (v) such other matters requested
by Landlord. Landlord and Tenant intend that any statement delivered pursuant to
this  Paragraph  26  may  be relied upon any mortgage, beneficiary, purchaser or
prospective  purchaser  of  the  Building  or  any  interest  therein.

     (b)  Tenant's  failure  to deliver such statement within such time shall be
conclusive  upon Tenant (i) that this Lease is in full force and effect, without
modification  except  as  may be represented by Landlord; (ii) that there are no
uncured  defaults in Landlord's performance; and (iii) that no more than one (1)
month's  rental  has  been  paid  in  advance.

     27.  BUILDING PLANNING. In the event Landlord requires the Premises for use
in  conjunction  with  another  suite  or  for  other reasons connected with the
Building planning program, upon notifying Tenant in writing, Landlord shall have
the  right  to  move Tenant to other space in the Building of which the Premises
forms  a part, at Landlord's sole cost and expense, and the terms and conditions
of  the  original  Lease  shall remain in full force and effect, save and except
that  a  revised Exhibit :A-2" shall become part of this Lease and shall reflect
the  location of the new space and Paragraph 1 of this Lease shall be amended to
include  and  state  all  correct  date as to the new space. However, if the new
space  does  meet  with Tenant's approval, Tenant shall have the right to cancel
said  Lease upon giving Landlord thirty (30) days notice within ten (10) days of
receipt  of  Landlord's  notification.

     28.  RULES AND REGULATIONS. Tenant shall faithfully observe and comply with
the  "Rules  and  Regulations",  a  copy  of which is attached hereto and marked
Exhibit  "C", and all reasonable and nondiscriminatory modifications thereof and
additions  thereto from time to time put into effect by Landlord. Landlord shall
not  be  responsible to Tenant for the violation or non-performance by any other
Tenant  or  occupant  of  the  Building  of  any  of said Rules and Regulations.

     29.  CONFLICT  OF  LAWS.  This  Lease  shall  be  governed by and construed
pursuant  to  the  laws  of  the  State  of  California.

     30. SUCCESSORS AND ASSIGNS. Except as otherwise provided in this Lease, all
of  the covenants, conditions and provisions of this Lease shall be binding upon
and shall inure to the benefit of the parties hereto and their respective heirs,
personal  representatives,  successors  and  assigns.

     31.  SURRENDER  OF PREMISES. The voluntary of other surrender of this Lease
by  Tenant,  or  a  mutual  cancellation  thereof, shall not work as merger, and
shall,  at the opinion of Landlord, operate as an assignment to it of any or all
subleases  or  subtenancies.

     32.  ATTORNEY'S  FEES.
     (a)  Tenant  shall  pay  to  Landlord  all  amounts  for  costs  (including
reasonable  attorney's  fees) incurred by Landlord in connection with any breach
or  default  by  Tenant  under  this  Lease  or  incurred in order to enforce or
interpret  the  terms or provisions of this Lease. Such amounts shall be payable
upon  demand.  In  addition,  if any action shall be instituted by either of the
parties  hereto  for  the  enforcement or interpretation of any of its rights or
remedies  under  this Lease, the prevailing party shall entitled to recover from
the  losing  party all costs incurred by the prevailing party in said action and
any  appeal  therefrom,  including reasonable attorney's fees to be fixed by the
court  therein.  Said costs and attorney's fees shall be included as part of the
judgment  in  any  such  action. Further, should Landlord be made a party to any
litigation  between  Tenant and any third party, then Tenant shall pay all costs
and attorney's fees incurred by or imposed upon Landlord in connection with such
litigation.

     33. PERFORMANCE BY TENANT; LATE CHARGES. All covenants and agreements to be
performed  by  Tenant under any of the terms of this Lease shall be performed at
Tenant's  sole  cost  and  expense  and without any abatement of rent. If Tenant
shall fail to pay any sun of money, other than Annual Basic Rent, required to be
paid  by  it  hereunder or shall fail to perform any other act on its part to be
performed  hereunder,  and  such  failure shall continue for ten (10) days after
notice  thereof  by  Landlord, Landlord may, without waiving or releasing Tenant
from  obligation of Tenant, but shall not be obliged to make any such payment or
perform  any  such other act of Tenant's part to be made or performed as in this
Lease  provided. All sums so paid by Landlord and all necessary incidental costs
together  with  interest  at the lesser of twelve percent (12%) per annum or the
maximum  non-usurious  interest  rate  permissible by law, from the date of such
payment by Landlord, shall be payable to Landlord on demand. In the event Tenant
fails to pay any installment of rent value when due, said delinquent installment
shall  bear interest at the rate of the lesser of twelve percent (12%) per annum
or the maximum non-usurious interest rate permissible by law, from the date such
payment  was  due until paid. Tenant convents to pay any such sums, and Landlord
shall  have  (in  addition  to  any  other right or remedy of Landlord) the same
rights  and  remedies in the event of the non-payment hereof by Tenant as in the
case of default by Tenant in the payment of the Annual Basic Rent. Tenant hereby
acknowledges  that  in  addition to lose interest, the late payment by Tenant to

                                        7
<PAGE>

Landlord of rent or any addition rent due hereunder will cause Landlord to incur
others  not  contemplated  in this Lease, the exact amount of which is extremely
difficult  to  ascertain.  Such  other  cost  include,  not  are not limited to,
processing, administrative and accounting costs. Accordingly, if any installment
of  rent  or  any other sum form Tenant shall not be received by Landlord within
ten  (10) days after such amount shall be due, Tenant shall also pay to Landlord
a  service  charge  in the amount of $50 per diem. The parties hereby agree that
(i)  such  late  charge  represents  a fair and reasonable estimate of the costs
Landlord  will  incur in processing each delinquent payment by Tenant; (ii) that
such late charge shall be paid to Landlord as liquidated damages for pursuant to
California  Civil  Code  Section 1671 and (iii) that the payment of late charges
and  the  payment of interest are distinct and separate from one another in that
the  payment  of  interest  is  to compensate Landlord for the use of Landlord's
money by Tenant, while the payment of late charges is to compensate Landlord for
the  additional  administrative  expenses  incurred  by Landlord in handling and
processing  delinquent  payments.

     34.  MORTGAGE  AND GROUND LESSOR PROTECTION. In the event of any default on
the part of Landlord, Tenant will give notice by registered or certified mail to
any  beneficiary  of a deed of trust or mortgage covering the Building or ground
lessor  (if  any)  whose  address shall have been furnished to Tenant, and shall
offer such beneficiary or mortgage and ground lessor a reasonable opportunity to
cure  the  default, including time to obtain possession of the Building by power
of  sale  or  a  judicial foreclosure, if any should prove necessary to effect a
cure.

     35.  DEFINITION  OF LANDLORD. The term "Landlord" as used in this Lease, so
far  as covenants or obligations on the part of Landlord are concerned, shall be
limited  to  mean and include only the owner or owners, at the time in question,
or  the  free of the Building. In the event of any transfer, assignment or other
conveyance  or  transfers  of any such title or leasehold, Landlord herein named
(and in case of any subsequent transfers or conveyances, the then grantor) shall
be  automatically  freed  and relieved from and after the date of such transfer,
assignment  or  conveyance  of  all liability as respects the performance of any
covenants  or  obligations  on  the  part  of  Landlord  contained in this Lease
thereafter  to  be  performed  and, without further agreement, the transferee of
such title shall be deemed to have assumed and agreed to observe and perform any
and all obligations of Landlord hereunder, during its ownership of the Premises,
Landlord  may  transfer  its  interests  in  the Building without the consent of
Tenant  and such transfer or subsequent transfer shall not be deemed a violation
on  Landlord's  part  of  any  of  the  terms  and  conditions  of  this  Lease.

     36.  WAIVER.  The waiver of Landlord of any breach of any term, covenant or
condition  herein contained shall not be deemed to be a waiver of any subsequent
breach  of  the  same or any other term, covenant or condition herein contained,
nor  shall  any  custom or practice which may grow up between the parties in the
administration of the terms hereof be deemed a waiver, or in any way affect, the
right  of Landlord to insist upon the performance by Tenant in strict accordance
with  said  terms. The subsequent acceptance of rent hereunder by Landlord shall
not  be  deemed  to  be a waiver of any proceeding breach by Tenant of any term,
covenant or condition of this Lease, other than the failure of Tenant to pay the
particular  rent  so  accepted,  regardless  of  Landlord's  knowledge  of  such
preceding  breach  at  the  time  of  acceptance  of  such  rent.

     37.  IDENTIFICATION  OF TENANT. In more than one person executes this Lease
as  Tenant,  (a)  each  of them is jointly and severally liable for the keeping,
observing  and performing of all of the terms, covenants, conditions, provisions
and  agreements  of this Lease to be kept, observed and performed by Tenant, and
(b)  the term "Tenant" as used in this Lease shall mean and include each of them
jointly and severally and the act of notice from, or notice or refund to, or the
signature of, and one or more of the, with respect to the tenancy of this Lease,
including but not limited to, any renewal, extension, expiration, termination or
modification  of  this  Lease, shall be binding upon each and all of the persons
executing this Lease as Tenant with the same force and effect as if each and all
of them had so acted or so given or received such notice or refund or so signed.

     38.  NO  LIGHT,  AIR  OR  VIEW  EASEMENT. Any diminution or shutting off of
light,  air  or  view by any structure which may be erected on lands adjacent to
the  Building  shall  in  no  way  affect  this Lease or impose any liability on
Landlord.

     39.  TERMS  AND  HEADINGS. The words "Landlord" and "Tenant" as used herein
shall  include  the  plural  as  well  as the singular. Words used in any gender
include  other  genders.  If  there  be  more  than  one  Tenant the obligations
hereunder imposed upon Tenant shall be joint and several. The Paragraph headings
of  this  Lease  are  not a part of this Lease and shall have no effect upon the
construction  and  interpretation  of  any  part  hereof.

     40.  EXAMINATION OF LEASE. Submission of this instrument for examination or
signature  by  Tenant does not constitute a reservation of or opinion for Lease,
and  is not effective as a Lease or otherwise until execution by and delivery to
both  Landlord  and  Tenant.

     41.  TIME.  Time is of the essence with respect to the performance of every
provision  of  this  Lease  in  which  time  or  performance  is  a  factor.

     42. PRIOR AGREEMENTS: AMENDMENTS. This Lease contains all of the agreements
of  the  parties  hereto with respect to any matter covered or mentioned in this
Lease,  and  no  prior  agreement or understanding pertaining to any such matter
shall be effective for any purpose. No provision of this Lease may be amended or
added to except by an agreement in writing signed by the parties hereto or their
respective  successors  in  interest.

     43.  SEPARABILITY.  Any  provision  of  this  Lease which shall prove to be
invalid,  void  or  illegal  in no way affects, impairs or invalidates any other
provision  hereof,  and  such  other  provisions  shall remain in full force and
effect.

     44.  RECORDING.  Neither  Landlord nor Tenant shall record this Lease nor a
short-term  memorandum  thereof  without  the  consent  of  the  other.

     45.  CONSENTS.  Whenever  the consent of either party is required hereunder
such  consent  shall  not  be  unreasonably  withheld.

     46. LIMITATION OF LIABILITY. The obligation of Landlord under this Lease do
not  constitute  personal  obligations  of  the  individual  partners, trustees,
directors,  officers  or  shareholders  of  Landlord,  and Tenant shall not seek
recourse  against  the  individual  partners,  trustees,  directors, officers or
shareholders of Landlord or any of their personal assets for satisfaction of any
liability  in  respect  to  this  Lease.

     47.  EXHIBITS  AND  RIDERS.  The  exhibits and riders, if any, initiated by
Landlord and Tenant and affixed to this Lease are hereby incorporated herein and
made  a  part  thereof.

     48.  SIGNS  AND  AUCTIONS. Tenant shall not place any sign upon Premises or
the  Building  or  conduct any auction without Landlord's prior written consent.

     49. MODIFICATION FOR LENDER. If, in connection with obtaining construction,
interim  or  permanent  financing  for  the  Building,  the lender shall request
reasonable  modifications in this Lease as a condition to such financing. Tenant
will  not  unreasonably  withhold,  delay or defer its consent thereto, provided
that  such  modifications do not increase the obligations of Tenant hereunder or
materially  adversely  affect  the leasehold interest hereby created or Tenant's
rights  hereunder.

     50. ACCORD AND SATISFACTION. No payment by Tenant or receipt by Landlord of
a  lesser  amount  than the rent payment herein stipulated shall be deemed to be
other  than  one  account of the rent, nor shall any endorsement or statement of
any  check  or any letter accompanying any check or payment as rent be deemed an
accord  and  satisfaction, and Landlord may accept such check or payment without
prejudice  to Landlord's right to recover the balance of such rent or pursue any
other  remedy  provided  in  this  Lease.

     Tenant  agrees that each of the foregoing covenants and agreements shall be
applicable to any covenant or agreement either expressly contained in this Lease
or  imposed  by  any  statue  or  at  common  law.

     51. FINANCIAL STATEMENTS. At any time during the term of this Lease, Tenant
shall,  upon  ten (10) days prior written notice from Landlord, provide Landlord
with a current financial statement and financial statements of the two (2) years
prior  to the current financial statement year. Such statement shall be prepared
in  accordance with generally accepted accounting principles and, if such is the
normal  practice  of Tenant, shall be audited by an independent certified public
accountant.

     52.  DECLARATION. This Lease is subject to and Tenant agrees to be bound by
the  terms and provisions of the Declaration for the Project, as the same may be
amended, and the Project Rules as therein described. Failure by Tenant to comply
with  said  Declaration  and  Project  Rules shall constitute a material default
hereunder.  Tenant  understands that said Declaration contains provisions which,
without  limitation,  empower the Landlord with the right to make changes to the
common area and parking facilities of the Project and to allocate to the tenants
of  the  Building  and  other  Building  in  the Project as share of the cost of
operating  and  maintaining  the  Project  common  area  and  facilities.

     53. FORCE MAJEURE. If either party, except as otherwise herein specifically
provided,  shall  be delayed or hindered in or prevented from the performance of
any  act  required  hereunder  by  reason  of strikes, lockouts, labor troubles,
inability  to procure materials, failure of power, restrictive governmental laws
or regulations, riots, insurrection, war or other reason of a like nature not he

                                        8
<PAGE>

fault  of  the party delayed in performing work or doing acts required under the
terms  of  this  Lease,  then performance of such acts shall be executed for the
period  of  delay  and  the  period for the performance of any such act shall be
extended  for  a  period equivalent to the period of such delay. In the event of
any  inconsistency  between  this  Paragraph  and the Work Letter Agreement, the
provisions  of  the  Work Letter Agreement shall prevail. The provisions of this
Paragraph  shall  not operate to excuse Tenant form the prompt payment of Annual
Basic  Rent,  additional  rent or any other payments by the terms of this Lease.

     IN  WITNESS  WHEREOF, the parties have executed this Lease the day and year
first  above  written.

TENANT:                                 LANDLORD:

By:  /s/  George  S.  Dabai             By: /s/  Dee  Pfeiffer,  Reg.  V.P.
--------------------------              ------------------------------------
George  S.  Dabai                       Dee  Pfeiffer,  Fifth & "I" Associates
                                        Its:  authorized  agent
By:  /s/  Mitri  S.  Dabai
--------------------------
Mitri  S.  Dabai

By:  /s/  George  S.  Dabai
---------------------------
Its:  Attorney  in  Fact

 Dated:  September  25,  1986           Dated:  September  25,  1986

                                        9
<PAGE>

                              ADDENDUM TO THE LEASE

This Addendum forms a part of that certain lease between Fifth & "1" Associates,
Landlord  and  George  and  Mitri  Dabai,  Tenant  dated September 18, 1986. The
pro-visions  of  the lease with which the provisions of the Addendum conflict or
are  inconsistent.

54.     ANNUAL  BASIC  RENT  -  The  Annual Basic Rent as indicated in Paragraph
        --------------------
1.Q  of  this  Lease  shall  be  the  following:

   87-89  Year  1 and  2   -  $1.05   per  square foot per month,  net net net
   89-90  Year  3          -  $l.113  per  square foot per month,  net net net
   90-91  Year  4          -  $1.176  per  square foot per month,  net net net
   91-92  Year  5          -  $1.239  per  square foot per month,  net net net
   92-93  Year  6          -  $1.302  per  square foot per month,  net net net
   93-94  Year  7          -  $1.365  per  square foot per month,  net net net
   94-95  Year  8          -  $1.428  per  square foot per month,  net net net
   95-96  Year  9          -  $1.491  per  square foot per month,  net net net
   96-97  Year  10         -  $1.554  per  square foot per month,  net net net

The  term  of  this  Lease  shall  commence  upon  commencement  of  rent.

55.     OPTION TO RENEW - Tenant is hereby granted two (2) successive options to
        ---------------
extend  the  term  of  this  lease  for  two,  five  year  periods following the
expiration of the initial ten year term by giving written notice of the exercise
of the option to the Landlord at least three (3) months and not earlier than six
(6) months prior to the expiration of the then current term of this lease or any
extension  term  and, further provided, that Tenant is not in default under this
extension  term and that Tenant continues to occupy the premises. All provisions
of this lease shall remain in full force an effect for the extension term except
that  at the time the option is exercised, the annual basic rent and any cost of
living  increases  shall  be  at  the then prevailing rate for like space in the
building, provided however, that in no event shall the annual basic rent be less
than  the  previous  years  adjusted  rent.

56.     SIGNS - Subject to all necessary government approvals, Tenant shall have
       -------
the  right  to install and obtain one (2) lighted sign on the buildings exterior
surface  in location satisfactory to Landlord and Tenant. The sign shall consist
of  the  Tenant's  name  with  the  size, placement and style of lettering to be
approved  in advance by Landlord, such approval not to be unreasonable withheld.
The  expenses  of  obtaining approval, installation and maintenance of the sign,
including  electricity, shall be paid by Tenant. If a sign is removed, Tenant is
responsible  for having the building service restored to its original condition,
ordinary  wear  and  tear accepted. If a sign falls into disrepair, Tenant shall
have  thirty  (30) days to effect repairs following Landlord's written notice to
do  so.  If repairs are not completed within such period, Landlord has the right
to  make  repairs  and  charge  Tenant  for  the  same.

57.     JANITORIAL  SERVICE  - Tenant shall contract for and furnish, at his own
       --------------------
expense,  janitorial  services necessary to maintain the premises in good, clean
and  orderly  condition.  In  calculating  Tenant's share of direct expenses, as
provided  in  Paragraph Six of this lease, Landlord shall take into account fiat
Tenant  provides  his  own  janitorial  service and shall base Tenant's share of
expenses only on the cost of maintenance and janitorial services for the parking
facility  and  common  areas of the building. Tenant shall furnish Landlord with
the  name  of  his  janitorial  service  and  with  such  additional information
regarding  the  identity  of  workman  and  schedule  service  as  Landlord  may
reasonably  require.

58.     EXPENSES  - So long as Tenant furnishes his own janitorial service, that
       -----------
item  of  expense  shall  be  disregarded in calculating Tenant's portion of the
direct  expenses  referred  to  in  Paragraph  Six  of  the foregoing lease. The
remainder  of  the  direct  expenses (including common area janitorial) shall be
calculated  by Landlord monthly and Tenant shall receive a statement, therefore,
showing the total amount and Tenant's percentage thereof. Tenant shall reimburse
Landlord  for  its percentage of the direct expenses within fifteen (15) days of
receiving the statement of direct expenses. This monthly reimbursement provision
is designed to make this lease what is commonly referred as "triple net" so that
the  annual basic rent and adjusted annual basic rent shal1 be absolutely net to
the  Landlord.

<PAGE>

59.     PARKING  -  Tenant  shall  be  allowed  seven  (7) non-exclusive parking
       ---------
spaces in common with other tenants in the attached parking garage. Clientele of
Tenant  may  park  in  the attached parking facility at prevailing hourly rates.
Parking  privileges  in  the  buildings  parking  facility  shall  be  on  a
month-to-month basis over the term of this agreement. The parking facility shall
he  used  in common specifically allocated by Landlord to Tenant. Landlord shall
be  allowed to specifically allocate the spaces to tenants. Landlord shall allow
transient  parking  so  that, in good faith, believes the parking facilities are
not  overcrowded,  Landlord may allow monthly parking at a rate greater than one
per leased 400/square foot and may allow non-tenants to rent parking spaces. The
monthly  rental  rate for parking privileges shall be initially $60.00 per month
per  stall  and  shall  be  subject  to  building rent increases. There may be a
differential  between  the rate charged for privileges to use facility in common
with others and privileges regarding specially allocated space. The rent for the
parking  spaces  shall  commence  upon  occupancy  by  Tenant.

60.     Landlord  shall  not lease space to any additional restaurants, that for
the  majority  of  their  menu  items,  would  compete  with  tenant's  menu.

TENANT:                              LANDLORD:

By:  /s/  George  S.  Dabai          By:  /s/  Dee  Pfeiffer,  Reg.  V.P.
---------------------------          ------------------------------------
George  S.  Dabai                    Dee  Pfeiffer,  Fifth  &  "I"  Associates
                                     Its:  authorized  agent

By:  /s/  Mitri  S.  Dabai
--------------------------
Mitri  S.  Dabai

By:  /s/  George  S.  Dabai
---------------------------
Its:  Attorney  in  Fact

<PAGE>

                            FIRST AMENDMENT TO LEASE

     This  Amendment  forms  a  part of that certain Standard Office Lease dated
September  19,  1986,  between Fifth & I Associates, Landlord, and Lucy and Tony
Carapiet, Tenant. The provisions of this Amendment supercede and control printed
provisions  of the Lease with which the provisions of this Amendment conflict or
are  inconsistent.

RENT
----
The  annual  basic  rent  as  referenced  in paragraph 1 and further in addendum
paragraph  55  of  the  lease  is  amended  to  read  as  follows:

01/01/89  -  02/15/89   Rental  abatement
02/16/89  -  05/31/89   $1.07   per  square  foot per month, net net net
06/01/89  -  12/31/89   $1.133  per  square  foot per month, net net net
01/01/90  -  01/31/90   Rental  abatement
02/01/90  -  05/31/90   $1.133  per  square  foot per month, net net net
06/01/90  -  05/31/91   $1.196  per  square  foot per month, net net net
06/01/91  -  05/31/92   $1.259  per  square  foot per month, net net net
06/01/92  -  05/31/93   $1.322  per  square  foot per month, net net net
06/01/93  -  05/31/94   $1.385  per  square  foot per month, net net net
06/01/94  -  05/31/95   $1.448  per  square  foot per month, net net net
06/01/95  -  05/31/96   $1.511  per  square  foot per month, net net net
06/01/96  -  05/31/97   $1.574  per  square  foot per month, net net net

Except  as  herein  modified,  all other terms and conditions of the Lease shall
remain  unchanged  and  in  full  force  and  effect.

TENANT:                                 LANDLORD:

Tony  and  Lucy  Carapiet               The  Sammis  Company  as  Manager
                                        for  Fifth  &  I  Associates

By:  /s/  Tony  and  Lucy  Carapiet     By:  /s/  Robert  J.  Mulhern
----------------------------------      -----------------------------
Tony  and  Lucy  Carapiet               Robert  J.  Mulhern
Its:  _____________________             Its:  Director of Asset Management

<PAGE>

                 ASSIGNMENT AND ASSUMPTION OF LEASE AND CONSENT
                             TO ASSIGNMENT OF LEASE

GEORGE AND MITRI DABAI ("Assignors"), for good and valuable consideration hereby
assigns  to  LUCY AND TONY CARAPIET ("Assignees"), interest in and to that Lease
made  by  and  between  FIFTH  &  I  ASSOCIATES  ("Lessor") and Assignors, dated
September  18,  1986,  for  those  premises located at 500 I Street, Sacramento,
California  95814  consisting  of  2.412  square  feet.

Assignors  represent and warrant that said lease is in full force and effect and
that  there  are  no  defaults  thereunder.

Assignors  further  assign  all  of  their  interest  to  the  security  deposit
applicable  to  said  Lease in the sum of $ 2,532.60 Assignors agree that Lessor
shall  continue  to  have full recourse to said security deposit in the event of
any  default in Assignees' performance of the terms and conditions of the Lease.

The  undersigned,  LUCY  AND  TONY CARAPIET hereby expressly assume and agree to
keep,  perform  and fulfill all the terms, conditions, covenants and obligations
required  to  be  kept, performed and fulfilled by Lessee pursuant to the Lease,
including,  but not limited to the making of a all payments due to or payable on
behalf  of  Lessor  under  the  Lease  as  hereinabove  made  reference  to.

This  assignment  shall  be  effective:     August  4,  1988
                                            ----------------

ASSIGNOR:     GEORGE  AND  MITRI  DABAI

              By:  /s/  George  Dabai
              -----------------------
              George  Dabai

              By:  /s/  Mitri  Dabai
              ----------------------
              Mitri  Dabai

              By:  /s/  George  Dabai
              -----------------------
              Attorney-in-fact

ASSIGNEE:     LUCY  AND  TONY  CARAPIET

              By:  /s/  Tony  Carapiet
              ------------------------
              Tony  Carapiet

              By:  /s/  Lucy  Carapiet
              ------------------------
              Lucy  Carapiet

PAGE  A

<PAGE>

                              CONSENT TO ASSIGNMENT

FIFTH  & I ASSOCIATES, as Lessor under that Lease dated September 18, 1986, does
hereby  consent  to  the assignment between GEORGE AND MITRI DABAI ("Assignors")
and LUCY AND TONY CARAPIET ("Assignees") of Assignors' interest under said Lease
to  Assignee  as  outlined  on  Page  A.

This  consent shall only be effective upon Assignees' acceptance of the Lease as
to  its form and substance and satisfaction of Lessor's claims upon Assignors in
escrow  #33195  at  California  Escrow  Systems  located  at  2143  Hurley  Way,
Sacramento,  California  95815.

This  consent  is  not  and shall not be a waiver of the requirement of Lessor's
prior  consent  to  any  future  assignment  or  subletting.

Lessor:     FIFTH  &  I  ASSOCIATES

            By:/s/  Carmen  Afull
            ---------------------
            Carmen  Afull
            Its:  Authorized  Agent

PAGE  B

<PAGE>

                               AMENDMENT TO LEASE
                               ------------------

     THIS SECOND AMENDMENT TO LEASE ("Amendment") is made and entered into as of
July  9,  1992,  by  and between Fifth & I Associates ("Landlord"), and Lucy and
Tony  Carapiet,  ("Tenant").

                                    RECITALS:
                                    ---------

     A. Landlord and Tenant entered into that Standard Form Lease (between Fifth
&  I  Associates  and  Lucy  and  Tony Carapiet) dated as of September 18, 1986,
concerning  certain  premises  ("Premises") located at 500 I Street, Sacramento,
California  and  more  particularly  described  in  the  Lease.

     B.  Landlord  and  Tenant  desire  to modify the Lease as set forth in this
Amendment,  which modifications shall be deemed effective as of the date of this
Amendment  as  indicated  above.

                                   AGREEMENT:
                                   ---------

     NOW  THEREFORE,  in  consideration  of  the mutual covenants and agreements
herein  contained and for other good and valuable consideration, the receipt and
sufficiency  of  which  are hereby acknowledged, the parties hereto hereby amend
the  Lease  and  agree  as  follows:

     1.  Defined  Terms. All capitalized terms used and not otherwise defined in
         --------------
this  Amendment,  but  defined in the Lease, shall have the same meaning in this
Amendment  as  in  the  Lease.

     2.  Modifications. Landlord and Tenant hereby agree that the Lease shall be
        --------------
modified  and/or  supplemented  as  follows:

     Provided  Tenant  is  not  in  default  of the terms and conditions of this
     lease,  and  further provided Tenant has the written authorization from the
     proper  governmental  authority(s),  Tenant  shall  have the right to place
     concrete  patio  tables  outside  the  front  entrance to the premises, the
     number  an  location  of  the  tables  to  be  specifically as shown on the
     attached  Exhibit  A  "Patio  Area"  under  the  following  conditions.

     Tenant  shall  at  all  times  maintain  the Patio Area in a clean and safe
     manner  and  shall  be solely responsible for the repair and maintenance of
     the  tables  and  the exterior portion of the building located in the Patio
     Area.  In  the  event  Tenant has not properly maintained the tables and/or
     Patio  Area in manner satisfactory to Landlord, (1) Landlord shall have the
     right,  but not obligation, to repair or maintain the tables and Patio Area
     and  to charge Tenant for the costs, and (2) this Second Amendment to Lease
     shall  become  null and void immediately upon written notice by Landlord to
     Tenant  with  no  liability  whatsoever  to  Landlord.

     Prior to the installation of the tables, Tenant shall provide Landlord with
     written  evidence  of insurance regarding the Patio Area in accordance with
     the  Lease.  Further,  Tenant agrees to defend, indemnify and hold harmless
     Landlord,  its  agents, successors in interest, officers, and employees for
     all  claims,  actions,  liabilities  and  proceedings  arising  from  or in
     connection  with  Tenant's  use  of  the  Patio  Area or the conduct of its
     business or from any activity, work or thing done, permitted or suffered by
     Tenant,  its  agents contractors, employees or invitees in on or around the
     Patio  Area. Tenant agrees that Landlord and its agents and employees shall
     not  be  liable  to  Tenant  or  other person claiming under Tenant for any
     damage  to  the  tables  and  Patio  Area.

<PAGE>

     3.     Miscellaneous.
            -------------

          (a)     Effect  of  Amendments.  Except  to  the  extent  the Lease is
                  ----------------------
modified  by  this  Amendment,  the  remaining terms and provisions of the Lease
shall  remain  unmodified and in full force and effect. In the event of conflict
between  the  terms  of this Lease and the terms of this Amendment, the terms of
this  Amendment  t  shall  prevail.

          (b)     Entire  Agreement.  This  Amendment  embodies  the  entire
                  -----------------
understanding between Landlord and Tenant with respect to its subject matter and
can  be  changed only by an instrument in writing signed by Landlord and Tenant.

          (c)     Counterparts.  This Amendment may be executed in counterparts,
                  ------------
each  of  which  shall  be deemed an original, but all of which, together, shall
constitute  one  in  the  same  Amendment.

          (d)     Corporate  and  Partnership  Authority.  If  Tenant  is  a
                  --------------------------------------
corporation  or  partnership,  or  is  comprised of either or both of them, each
individual  executing  this  Amendment  for  the  corporation  or  partnership
represents  that  he  or  she  is  duly  authorized  to execute and deliver this
Amendment  for the corporation or partnership and that this Amendment is binding
upon  the  corporation  or  partnership  in  accordance  with  its  terms.

          (e)     Attorney's  Fees.  The  provisions  of  the  Lease  respecting
                  ----------------
payment  of  attorney's  fees  shall  also  apply  to  this  Amendment.

IN  WITNESS WHEREOF, the parties have executed this Amendment as of the date and
year  first  set  forth  above.

"LANDLORD"          The  Sammis  Company  as  managers  for
                    Fifth  &  I  Associates

                    By:/s/  Kim  Waltner
                    --------------------
                    Kim  Waltner
                    Its:  Vice-President

"TENANT"            Lucy  and  Tony  Carapiet

                    By:/s/  Lucy  Carapiet
                    ----------------------
                    Lucy  Carapiet
                    Its:  Owner

                   By:  /s/  Tony  Carapiet
                   ------------------------
                   Tony  Carapiet
                   Its:  Owner

<PAGE>
                            THIRD AMENDMENT TO LEASE

     THIS  THIRD AMENDMENT TO LEASE ("Amendment") is made and entered into as of
November 27, 1995, by and between FIFTH & I ASSOCIATES ("Landlord") and LUCY AND
TONY  CARAPEIT  ("Tenant").

                                    RECITALS
     A.     Landlord  and  Tenant  entered into that certain Standard Form Lease
dated  as  of  September 18, 1986, assigned on August 4,1988, and amended by the
First  Amendment  to  Lease,  and  Second Amendment to Lease dated July 9, 1992,
concerning  certain  premises  ("Premises") located at 500 I Street, Sacramento,
California,  and  more  particularly  described  in  the  Lease.

     B.     Landlord  and Tenant desire to modify the Lease as set forth in this
Amendment,  which modifications shall be deemed effective as of the date of this
Amendment  as  indicated  above.

                                    AGREEMENT
     NOW,  THEREFORE,  in  consideration  of the mutual covenants and agreements
herein  contained and for other good and valuable consideration, the receipt and
sufficiency  of  which  are hereby acknowledged, the parties hereto hereby amend
the  Lease  and  agree  as  follows:

     1.  DEFINED  TERMS. All capitalized terms used and not otherwise defined in
        ---------------
this  Amendment,  but  defined in the Lease, shall have the same meaning in this
Amendment  as  in  the  Lease.

     2.  MODIFICATIONS. Landlord and Tenant hereby agree that the Lease shall be
        --------------
modified  and/or  supplemented  as  follows:

          a)  Direct Expenses. Effective September 1, 1995, through May 31, 1997
             ----------------
     (the  expiration of the lease), the following percentages shall be deducted
     from  the  referenced line item expense category for purposes of calculated
     Tenant's  prorata  share  of  Direct  Expenses.

                    (1)  Property  Management  Salaries:  40%
                    (2)  Repair  and  Maintenance  Salaries:  40%
                    (3)  Janitorial:  100%
                    (4)  HVAC  Service  Contract:  80%
                    (5)  Elevator  Service  Contract:  100%
                    (6)  Interior  Plants:  100%
                    (7)  Security  Services:  40%
                    (8)  Maintenance  Supplies:  50%
                    (9)  Common  Area  Repair  and  Maintenance:  100%
                    (10)  Interior  Maintenance:  100%
                    (11)  Miscellaneous  Expenses:  100%
                    (12)  Electricity/Gas:  50%
                    (13)  Water  &  Sewer:  50%
                    (14)  Property  Management  Fees:  50%
                    (15)  Insurance:  50%
                    (16)  Property  Taxes:  50%
                    (17)  Capitalized  Expenditures:  100%

               Tenant  acknowledges  that  Landlord  is  in  no way obligated to
          provide the above deductions and that they are provided solely for the
          purpose  of financial assistance to Tenant by Landlord. Landlord shall
          not be obligated to provide these, or any other deductions, during any
          extension  of  this  Lease.

     b)  Landlord's  Name.  Landlord's  name  shall  be  amended  to  Fifth  & I
        -----------------
Associates,  a  California  Limited  Partnership.

                                        1
<PAGE>

     c)  Landlord's  Address.  Landlord's  address for rent and notices shall be
        --------------------
amended  as  follows:
          (1)  For Rent: Fifth & I Associates, c/o SARES-REGIS Group, 1425 River
     Park  Drive,  Suite  530,  Sacramento,  California  95815
          (2)  For  Notices:  Fifth  & I Associates, c/o SARES-REGIS Group, 1425
     River  Park  Drive,  Suite  530,  Sacramento,  California  95815
          (3)  Copy  To:  Fifth  &  I  Associates,  c/o  SARES-REGIS  Group,
          (4)  18002  Bardeen  Avenue,  Irvine,  California  92715

3.     MISCELLANEOUS.
       -------------

     (a)  Effect  of  Amendments.  Except to the extent the Lease is modified by
          ----------------------
this  Amendment,  the  remaining  terms and provisions of the Lease shall remain
unmodified  and  in  full force and effect. In the event of conflict between the
terms  of the Lease and the terms of this Amendment, the terms of this Amendment
shall  prevail.

     (b)  Entire  Agreement.  This  Amendment  embodies the entire understanding
         ------------------
between  Landlord  and  Tenant  with  respect  to  its subject matter and can be
changed  only  by  an  instrument  in  writing  signed  by  Landlord and Tenant.

     (c)  Counterparts.  This Amendment may be executed in counterparts, each of
         -------------
which  shall be deemed an original, but all of which, together, shall constitute
one  in  the  same  Amendment.

     (d)  Corporate  and  Partnership  Authority.  If Tenant is a corporation or
         ----------------------------------------
partnership,  or  is  comprised  of  either  or  both  of  them, each individual
executing  this  Amendment for the corporation or partnership represents that he
or  she  is  duly  authorized  to  execute  and  deliver  this Amendment for the
corporation  or  partnership  and  that  this  Amendment  is  binding  upon  the
corporation  or  partnership  in  accordance  with  its  terms.

     (e)  Attorney's  Fees.  The  provisions  of the Lease respecting payment of
         -----------------
attorney's  fees  shall  also  apply  to  this  Amendment.

     IN WITNESS WHEREOF, the parties have executed this Amendment as of the date
and  year  first  set  forth  above.

LANDLORD:      SARES-REGIS  Group  of  Northern California as Managers  for:
               FIFTH  &  I  ASSOCIATES
               A  California  Limited  Partnership

               By:  /s/  Craig  Bratton
               ------------------------
               Craig  Bratton
               Its:  Vice-President/Regional  Manager

               Date:  March  25,  1996

TENANT:        LUCY  AND  TONY  CARAPEIT

               By:  /s/  Tony  Carapeit
              -------------------------
               Tony  Carapeit
               Its:________________

               Date:  March  14,  1996

               By:  /s/  Lucy  Carapeit
               ------------------------
               Lucy  Carapeit
               Its:  Owner

               Date:  March  14,  1996

                                        2
<PAGE>

                           TENANT ESTOPPEL CERTIFICATE
                           ---------------------------

The  undersigned,  Sacramento  Corporate  Center,  L.P.,  a  Delaware  Limited
Partnership  ("Landlord"),  with  a  mailing  address  c/o  Continental  Asset
Management,  Inc.,  501  J  Street, Suite 605, Sacramento, California 95814, and
Lucy  and  Tony  Carapiet,  ("Tenant"),  hereby  certify  as  follows:

1.   Attached  hereto is a true, correct and complete copy of that certain lease
     dated  September 18, 1986 between Landlord's predecessor-in-interest, Fifth
     &  I  Associates,  and  Tenant's  predecessor-in-interest, George and Mitri
     Dabai,  (the  "Lease"),  which  demises  premises  located  500  I  Street,
     Sacramento,  California  (the  "Premises").

2.   The  Lease  is  now  in  full  force  and  effect and has not been amended,
     modified  or  supplemented,  except  as  follows:  Consent  to  Assignment;
     Assignment  and  Assumption  of  Lease  and  Consent  to  Assignment  Lease
     effective  August  4,  1988;  First Amendment to Lease; Second Amendment to
     Lease dated July 9, 1992; Third Amendment to Lease dated November 27, 1995;
     and  the  modifications  confirmed  by  this  estoppel  certificate.

3.   Tenant  exercised  one  (1) Option to Renew the Lease for a period of sixty
     (60)  months  ("Renewal  Period").

4.   The  Term  of  the  Renewal  Period  commenced  on  June  1,  1997.

5.   The  Term  of  the  Renewal  Period  shall  expire  on  May  31,  2002.

6.   Tenant  has  accepted  and  is  now  in  possession  of  the  Premises.

7.   The  amount  of  fixed  monthly  basic rent for the Renewal Period is Three
     Thousand  Nine  Hundred  Thirty-Seven  and  04/100  Dollars  ($3,937.04).

8.   The  amount  of  security  deposit  is  $2,532.60.

9.   Tenant is paying the full lease rental, which has been paid in full through
     April  30,  1998  as of the date hereof. An invoice for maintenance work in
     the  premises  in  the  amount  of  $671.13 and dated April 1,1998 is still
     outstanding  as  of  the  date  hereof.

10.  All  work  required  to  be  performed by Landlord under the Lease has been
     completed  and  furnished  in  accordance with the provisions of the Lease.
     Tenant  has  accepted  and  taken  possession  of  the  Premises  and is in
     occupancy  thereof;  and Tenant is not aware of any defects in the Premises
     or  in  the  building  of  which  the  Premises  are  a  part.

11.  Landlord  has satisfied all commitments made to induce Tenant to enter into
     the  Lease; Landlord is not in any respect in default in the performance of
     the  terms and provisions of the Lease, and Tenant has no defense as to its
     obligations  under  the  Lease and claims no offset or counterclaim against
     Landlord.

12.  Tenant  has  no  right  to  any concession (rental or otherwise) or similar
     compensation  in  connection  with  renting the space it occupies except as
     provided  in  the  Lease.  All  provisions  of the Lease and the amendments
     thereto  referred  to  above  are  hereby  ratified.

13.  Tenant does not have any right or option to renew or extend the term of the
     Lease, to lease other space within the building of which the Premises are a
     part,  nor  any  option,  right of first or last refusal, or other right to
     purchase  all or any part of the property of which the Premises are a part,
     except  as  follows:  One  (1)  Five  (5)  year Option to Renew at the then
     prevailing  rate for like space in the building, however, not less than the
     annual  basic  rent  for  the  previous  years  adjusted  rent.

The  foregoing  certification  is  made  with  the  knowledge  that Landlord and
Landlord's  lender  are  relying  upon  the  representations herein made as true
statements  of  the  current  Lease  between  Landlord  and  Tenant.

IN  WITNESS  THEREOF,  this  certificate  has been executed and delivered by the
authorized  officers  of  the  undersigned  as  of  May  5,  1998.
                                                   ---------------

          TENANT:        LUCY  AND  TONY  CARAPEIT

                         By:  /s/  Tony  Carapeit
                        -------------------------
                         Tony  Carapeit

                         Date:  May  5,  1998

                         By:  /s/  Lucy  Carapeit
                        -------------------------
                         Lucy  Carapeit

                         Date:  May  5,  1998

<PAGE>

                            FOURTH AMENDMENT TO LEASE
                                      AND
                         CONSENT TO ASSIGNMENT OF LEASE

     THIS  FOURTH  AMENDMENT  TO  LEASE  AND  CONSENT  TO  ASSIGNMENT  OF  LEASE
("Amendment")  is  made  and  entered into as of March 9, 2001, by and among NNN
SACRAMENTO  CORPORATE  CENTER,  LLC,  a  Virginia  Limited  Liability  Company,
successor-in-interest  to  SACRAMENTO CORPORATE CENTER, L.P., a Delaware Limited
Partnership, successor-in-interest to Fifth & I Associates ("Landlord), LUCY AND
TONY  CARAPEIT, as individuals ("Assignor") and MANIJEH SHAHVARAN, an individual
("Assignee").

                                    RECITALS
     A.  Landlord  and  Assignor's  predecessor, George and Mitri Dabai, entered
into  that certain Standard Form Lease dated as of September 18, 1986, which was
assigned  to  Assignor  on August 4, 1988, and amended by the First Amendment to
Lease,  Second  Amendment  to Lease dated July 9, 1992, Third Amendment to Lease
dated  November  27,  1995, Tenant Estoppel Certificate dated May 5, 1998, Lease
Termination Agreement dated July 24, 2000, and Cancellation of Lease Termination
Agreement  dated  August  31,  2000,  concerning  certain  premises ("Promises")
located at 500 I Street, Sacramento, California, and more particularly described
in  the  Lease.

     B.  Landlord  and  Assignor desire to modify the Lease as set forth in this
Amendment,  which modifications shall be deemed effective as of the date of this
Amendment  as  indicated  above.

                                    AGREEMENT
     NOW,  THEREFORF,  in  consideration  of the mutual covenants and agreements
herein  contained and for other good and valuable consideration, the receipt end
sufficiency  of  which  are hereby acknowledged, the parties hereto hereby amend
the  Lease  and  agree  as  follows:

     1.  Defined  Terms. All capitalized terms used and not otherwise defined in
        ---------------
this  Amendment,  but  defined in the Lease, shall have the same meaning in this
Amendment  as  in  the  Lease.

     2.  Modifications.  Landlord and Assignor hereby agree that the Lease shall
         --------------
be  modified  and/or  supplemented  as  follows:

          a)  Assignment:  Assignor  hereby  desires  Landlord's  consent  to
              ----------
     Assignor's  agreement  to  Assignee  of  all  Assignor's  right,  title and
     interest  in  the  Lease.

          b) Assignor's Covenants. Assignor hereby agrees through the expiration
            ---------------------
     of  the  initial  lease  term,  which  is  May  31,  2002:

               (1)  that it shall not be released from its obligations under the
          Lease,  including  all  monetary  obligations,  if  Assignee  fails to
          perform  them;
               (2)  to  promptly  cure and default curable by Assignee under the
          Lease,  provided  the  cure may reasonably be accomplished by Assignor
          without  taking  possession  of  the  Premises;
               (3)  that it is, by a separate agreement ("Assignment Agreement")
          with  Assignee,  assigning  to Assignee all of Assignor's right, title
          and  interest  in  and  obligations  under  the  Lease,  including the
          security  deposit;  and
               (4)  that  it  has  not  failed  to  disclose  to  Landlord  any
          information,  which,  if  known by Landlord, might provide grounds for
          Landlord  to  reasonably  withhold  its  consent  to  the  assignment.
               Effective  May,  2002,  Assignor  will  surrender  all rights and
          interests under the Lease, including possession, and shall be released
          from  all  obligations  under  said  Lease.

                                        1
<PAGE>

     c)  Assignee's  Covenants.  Assignee  hereby  agrees:
         ----------------------

          (1)  that  it  has  accepted  the assignment made under the Assignment
     Agreement;
          (2)  to perform and be bound by all of the terms and conditions of the
     Lease and any amendments thereto as though Assignee was the original Lessee
     under  the  Lease;
          (3)  that  its  address  for  receipt  of  notices  under the Lease is
                         Ms.  Manijeh  Shahvaran
                         dba  Lucy's  Place
                         500  I  Street
                         Sacramento,  CA  95814
          (4)  that Landlord has not made any express or implied oral or written
     representation  or  promise  that:
               (i)  future  assignments  will  be  approved;
               (ii) Assignee  will  enjoy  financial  success  in  operating any
                    business  on  the  Premises;  or
               (iii)  It  will  grant an extension of the Term or enter into any
                    other  modification  of  the Lease, except as stated in this
                    Amendment.
          (5)  That it has been provided with a copy of the Lease, together will
     all  amendments  thereto,  if  any,  and that it has read the Lease and all
     amendments and fully understands its obligations as Lessee under the Lease.

     d)  Security  Deposit.  Upon  execution  of this Amendment and the close of
        ------------------
escrow  between  Assignor  and  Assignee,  Assignee  will  provide to Landlord a
security  deposit  in  the  amount  of  Eleven Thousand Eight Hundred Eleven and
12/100  Dollars  ($11,811.12),  which  shall  be  paid  as  follows:
          (1)  Assignor hereby assigns its security deposit in the amount of Two
     Thousand  Five  Hundred  Thirty-Two  and  60/100  Dollars  ($2,532.60)  to
     Assignee,  which  Landlord  shall  apply  to  Assignee's  required security
     deposit;
          (2)  Assignee  will  provide  Landlord  a  check in the amount of Nine
     Thousand  Two  Hundred Seventy-Eight and 52/100 Dollars ($9,278.52) for the
     balance  of  the  total  required  security  deposit.
          Provided  Assignee  is not in default upon the expiration of the lease
     term and elects to exercise its Option to Extend as defined in Subparagraph
     (f)  below, Landlord shall return Seven Thousand Eight Hundred Seventy-Four
     and  08/100  Dollars  ($7,874.08)  of the security deposit to Assignee. The
     remaining  security deposit of Three Thousand Nine Hundred Thirty-Seven and
     04/100  Dollars  ($3,937.04)  shall  be  retained  as  security through the
     Option.
          Should  Assignee elect not to exercise its Option to Extend as defined
     in  Subparagraph  (f)  below,  the  security  deposit  shall he returned In
     accordance  with  the  terms  of  Paragraph  7  of  the  Lease.

     e)  Lease  Extension.  Currently  with  the  execution  of  this Amendment,
         -----------------
Assignee  desires  to extend the term of the Lease. Accordingly, the term of the
Lease  shall  be  extended ("Extension Period") for a period of forty-eight (48)
months,  commencing  on  June  1,  2003  and  ending  on  March  31,  2006.

       The  Monthly  Basic  Rent  for  the Extension Period shall be as follows:

Dates:                                Monthly  Basic  Rent
------                                --------------------
June  1,  2002  -  May  31,  2003     $4,172.76/month
June  1,  2003  -  May  31,  2004     $4,413.96/month
June  1,  2004  -  May  31,  2005     $4,679.28/month
June  2,  2005  -  May  31,  2006     $4,968.72/month

     f)  Option  to  Extend.  All  options provided to Assignor in the Lease are
        --------------------
hereby  terminated.  Assignee  shall be provided one (1) five (5)-year Option to
Extend  in  accordance with the attached Option to Extend at Market Rental Rate.

                                        2
<PAGE>

     g)  Landlord's  Consent.  For  valuable  consideration,  including  the
        --------------------
agreements,  acknowledges and representations of Assignor and Assignee set forth
above,  Landlord  hereby consents to Assignor's assignment to Assignee of all of
Assignor's  right,  title  and  interest  in  the  Lease upon and subject to the
foregoing  terms  and  conditions.

     3.  Miscellaneous.
         --------------

     a) Effect of Amendments. Except to the extend the Lease is modified by this
       ---------------------
Amendment,  the  remaining  terms  and  provisions  of  the  Lease  shall remain
unmodified  and  in  full force and effect. In the event of conflict between the
terms  of the Lease and the terms of this Amendment, the terms of this Amendment
shall  prevail.

     b)  Entire  Agreement.  This  agreement  embodies  the entire understanding
        ------------------
between  Landlord  and  Assignee  with  respect to its subject matter and can be
changed  only  by  instrument  in  writing  signed  by  Landlord  and  Assignee.

     c)  Counterparts.  This  Amendment may be executed in counterparts, each of
         ------------
which  shall be deemed an original, but all of which, together, shall constitute
on  in  the  same  Amendment.

     d)  Corporate  and  Partnership  Authority. If Assignee is a corporation or
        ---------------------------------------
partnership, or is compired of either or both of them, each individual executing
this  Amendment  for the corporation or partnership represents that he or she is
duly  authorized  to  execute  and deliver this Amendment for the corporation or
partnership  and  that  this  Amendment  is  binding  upon  the  corporation  or
partnership  in  accordance  with  its  terms.

     e)  Attorney's  Fees.  The  provisions  of  the Lease respecting payment of
        ------------------
attorney's  fees  shall  also  apply  to  this  Amendment.

     IN WITNESS WHEREOF, the parties have executed this Amendment as of the date
and  year  first  set  forth  above.

               **SEE  ADDENDUM  NO.  2  DATED  3/14/01**

LANDLORD:      NNN  Sacramento  Corporate  Center,  LLC,
               A  Virginia  Limited  Liability  Company

               By:  /s/  Anthony  W.  Thompson
               -------------------------------
               Anthony  W.  Thompson
               Its:  President                         Date:  March  21,  2001

ASSIGNOR:      Lucy  and  Tony  Carapiet

               By:  /s/  Lucy  Carapiet
               ------------------------
               Lucy  Carapiet
               Its:________________                    Date:  March  14,  2001

               By:  /s/  Tony  Carapiet
               ------------------------
               Tony  Carapiet
               Its:  _______________                   Date:  March  14,  2001

                         NOT  COMPLETE  WITHOUT  THE  ATTACHED  SIGNATURE

                                        3
<PAGE>

ASSIGNEE:      Manijeh  Shahvaran,  an  Individual

               By:  /s/  Manijeh  Shahvaran
               ----------------------------
               Manijeh  Shahvaran,  an  Individual     Date:  March  14,  2001

                                        4
<PAGE>

                                  ADDENDUM NO.1
                        OPTION(S) TO EXTEND TERM OF LEASE
              AND MINIMUM ANNUAL RENT DURING EXTENDED LEASE TERM(S)

     1.     Right to Exercise Option(s). Tenant is given the option(s) to extend
the  Lease Term subject to all of the provisions contained in this Lease, except
for  minimum  annual rent ("Minimum Annual Rent"), for one (1) period(s) of five
(5)  years each, each such period being herein referred to as an "Extended Lease
Term",  following  expiration of the initial Term or Extended Lease Term, as the
case  may  be,  by  giving  written  notice  of  exercise of the option ("Option
Notice")  to  Landlord  at  least  six (6) months but not more than one (1) year
before  the  expiration  of the initial Term or Extended Lease Term, as the case
may  be.  Notwithstanding  the  foregoing, if Tenant is thirty (30) days or more
delinquent in payment of rent or other amounts payable by Tenant or is otherwise
in default on the date of giving any Option Notice, such Option Notice shall, if
so elected by Landlord, be totally ineffective, or if Tenant is thirty (30) days
or  more  delinquent in payment of rent or other amounts payable by Tenant or is
otherwise  in  default on the date any Extended Lease Term is to commence, then,
if  so elected by Landlord, such Extended Lease Term shall not commence and this
Lease  shall  expire  at  the  end  of  the  then  existing  Lease  Term.

     2.     Minimum  Annual  Rent  During Extended Term. Minimum Annual Rent for
the  first  year  of any Extended Lease Term shall be established at that amount
equal  to  the  Minimum  Annual Rent based upon the -prevailing market rates for
similar  commercial  space determined as hereinafter provided. In no event shall
the  Minimum Annual Rent be less than the last month of the expiring lease term,
or  extended  lease  term.  Thereafter,  Minimum  Annual  Rent shall be adjusted
annually  as  of  the commencement of each subsequent Lease Year in the Extended
Lease  Term  as  provided  as  follows:

          MINIMUM  ANNUAL  RENT  ADJUSTMENT.  The  Minimum  Annual Rent shall be
          increased  at the commencement of the first fill month beginning on or
          after the one year anniversary of the Rental. Commencement Date of the
          Option  Term  and each one year anniversary thereafter (each such date
          is  hereinafter referred to as an "Adjustment Date") by the greater of
          (a)  Three percent (3%) of the Minimum --- Annual Rent payable for the
          immediately  preceding lease year or (b) by the percentage increase in
          the  United  States  Department  of Labor, Bureau of Labor Statistics,
          Consumer  Price  Index, All Urban Consumers (all items, 1982-84 equals
          100)  published  for  the  area  in which the Premises are situated or
          which  is otherwise closest to the Premises ("Index") for the calendar
          month  three  (3)  months prior to the calendar month during which the
          subject  Adjustment  Date  occurs,  as  compared  to the Index for the
          calendar  month  which  is  fifteen  (15) months prior to the calendar
          month  during  which  the  subject  Adjustment  Date occurs. By way of
          illustration only, if the Rent Commencement Date is February 20, 1993,
          the first Adjustment Date will be March 1, 1994 and the Minimum Annual
          Rent  commencing March 1, 1994 will be the Minimum Annual Rent payable
          under  Section 4.1 prior to March 1,1994 increased (ii) the percentage
          increase  in  the Index between December1993 and December 1994. Should
          the  Bureau  of  Labor  Statistics  discontinue the publication of the
          Index,  or publish the same less frequently, or alter the same in some
          other  manner,  then  Landlord  shall  adopt  a  substitute  Index  or
          substitute  procedure  which reasonably reflects and monitors consumer
          prices.

     Landlord  will  determine  Minimum  Annual  Rent  for the first year of any
Extended  Lease  Term by comparing the Rate then being charged to new tenants of
commercial  space  which  is located within the vicinity of the Leased Premises,
including  consideration  of  recent rentals of space within the Building, which
space  is  of  similar  size,  quality,  design  and  age  with  similar  tenant
improvements as were furnished by Landlord (the "Market Rate"). Neither party to
the  Lease  shall  have  the  right to have a court or other third party set the
Market  Rate  for  the  leased premises. Landlord shall not earlier than Six (6)
months  and  not  later than 45 days prior to the end of the then existing Lease
Term,  advise Tenant in writing of Landlord's determination as to the applicable
Market  Rate  for  similar  space  which  shall  then,  subject to the following
paragraph,  be the Minimum Annual Rent for the first year of such Extended Term.

     Within  twenty  (20)  days  of  such notice from Landlord, if Tenant should
reject  Landlord's determination of Market Rate, Tenant shall so advise Landlord
in  writing, and the Lease shall terminate at the end of the then existing Lease
Term. Absent such notice, Minimum Annual Rent shall increase at the commencement
of  such  Extended  Term  as  proposed  by  Landlord.

TENANT'S  Initials:  M.  SH.               LANDLORD'S  Initials:  A.W.T.

<PAGE>

                                ADDENDUM NO. 2 TO
                                -----------------
                            FOURTH AMENDMENT TO LEASE
                                       AND
                         CONSENT TO ASSIGNMENT OF LEASE

This ADDENDUM, dated March 14, 2001, incorporates additional terms of the FOURTH
AMENDMENT  TO  LEASE AND CONSENT TO ASSIGNMENT OF LEASE, dated March 9, 2001, as
required  by  NNN Sacramento Corporate Center, LLC, A Virginia Limited Liability
Company.

     4.   Assignment  and Assumption. Assignor assigns and transfers to Assignee
          --------------------------
          all  rights, title and interest of Assignor in the Lease, and Assignee
          accepts  said  assignment  and  agrees  to  fully and finally perform,
          discharge  arid  satisfy,  as  a direct obligation to Lessor, each and
          every  term,  covenant and conditional to be performed by the Assignor
          (Lessee)  under  the  Lease.  Lessor consents to the assignment on the
          terms  and  conditions  as  described  in  the above referenced FOURTH
          AMENDMENT  as  supplemented  herein.

     5.   CAM  Reconciliation. Assignee agrees to pay Lessor the amount required
          -------------------
          to  reconcile  the impound account for common area maintenance, taxes,
          and  insurance  upon  Lessor's  presentation  of  the  actual  expense
          information.  Lessee  agrees  to pay Assignee for its prorata share of
          this  amount  for  reconciliation.  Lessor  accepts  the obligation to
          determine  both  the  Lessee's  and  Assignee's  prorata  shares.

     6.   Warranties  of  Assignee. Assignee makes the following representations
         -------------------------
          and  warranties,  each  of  which  representation and warranties shall
          survive  the  assignment of the Lease, is material and is being relied
          upon  by  Assignor  in  entering  into  this  Agreement  and Lessor in
          consenting to the assignment of the Lease, and is true in all respects
          as  of the date of this agreement and shall be true in all respects on
          the  Effective  Date:

          a.   Assignee  has undertaken a complete and independent evaluation of
               the  risks  inherent  in  the  execution  of  this Agreement, the
               acceptance  of  the  assignment  of  the  Lease set forth in this
               Agreement, the physical condition of the Leased Premises, and the
               operation  of  the  Leased  Premises for the use permitted by the
               Lease.  Based  solely  upon  the independent evaluation, Assignee
               elects  to  enter  into  this  Agreement, assume the Lease as set
               forth  in  this  Agreement,  and  ratify  the  Lease.

          b.   In  entering into this Agreement and assuming the Lease, Assignee
               is  relying  upon  no statement, fact, promise, or representation
               (whether  express  or  implied,  written  or  oral) of Lessor, or
               Lessee not specifically set forth in the lease or this Agreement.

                                             Initials:  M.SH.,  A.W.T.

<PAGE>

     7.   Warranties  of  Assignor. Assignor makes the following representations
         -------------------------
          and  warranties,  each  of  which  representation and warranties shall
          survive  the  assignment of the Lease, is material and is being relied
          upon  by  Assignee  in  entering  into  this  Agreement  and Lessor in
          consenting to the assignment of the Lease, and is true in all respects
          as  of the date of this Agreement and shall be true in all respects on
          the  Effective  Date;

          a.   To the best knowledge of Assignor, the Lease is in full force and
               effect  and  is  ratified  by  Assignor.

          b.   The  Lease  constitutes  the  entire Agreement between Lessor and
               Assignor  with  respect  to  the  Leased  Premises,  has not been
               assigned,  supplemented or modified in any manner whatsoever, and
               no arrangements, agreement or understandings exist between Lessor
               and  Assignor  with  respect to the Leased Premises, or either of
               them,  except  as  specifically  set  forth  in  the  Lease.

          c.   All  terms,  covenants and conditions to be performed, discharged
               and  satisfied  by  Lessor  have been fully performed, discharged
               satisfied,  including,  without limitation, the completion of all
               improvements  required to be completed by Lessor under the Lease,
               and  all  required  contributions by Lessor to Assignor have been
               received.  The  term of the Lease commenced on or about September
               18,  1986  and expires on May 31, 2006 (as extended by the FOURTH
               AMENDMENT), unless sooner terminated in accordance with the terms
               of  the  Lease.  The  current minimum rent due under the Lease is
               Three  Thousand  Nine Hundred Thirty-Seven and 04/100 ($3,937.04)
               per  month.

          d.   To  the best knowledge of Assignor, there is no existing defenses
               or  offsets  which  Assignor  has  against the enforcement of the
               Lease  by  Landlord  and  there  exist  no  events  which  would
               constitute  a  basis  for  any  such defenses or offsets upon the
               lapse  of  time  or  giving  of  notice,  or  both.

     8.   Assignment  of  Security  Deposit. Assignor releases all claims to the
          ---------------------------------
          security  deposit referred to in Section 2d of the FOURTH AMENDMENT TO
          LEASE,  and  Assignee  agrees  the same shall be held by Landlord as a
          security  deposit  for  Assignee.

     9.   Effect  of  Amendments.  In the event of conflict between the terms of
         ------------------------
          the  Lease,  including Amendments, and the terms of this Addendum, the
          terms  of  this  Addendum  shall  prevail.

                                             Initials:  M.SH.,  A.W.T.

<PAGE>

IN  WITNESS  WHEREOF, the parties have executed this Addendum as of the date and
year  first  set  forth  above.

LANDLORD:      NNN  Sacramento  Corporate  Center,  LLC,
               A  Virginia  Limited  Liability  Company

               By:  /s/  Anthony  W.  Thompson
               -------------------------------
               Anthony  W.  Thompson
               Its:  President                         Date:  March  21,  2001

ASSIGNOR:      Lucy  and  Tony  Carapiet

               By:  /s/  Lucy  Carapiet
               ------------------------
               Lucy  Carapiet                         Date:  March  14,  2001

               By:  /s/  Tony  Carapiet
              -------------------------
               Tony  Carapiet                         Date:  March  14,  2001

ASSIGNEE:      Manijeh  Shahvaran,  an  Individual

               By:  /s/  Manijeh  Shahvaran
               ----------------------------
               Manijeh  Shahvaran                    Date:  March  14,  2001

<PAGE>

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