Document:

Stock Purchase Agreement

 Exhibit 10.1 
 STOCK PURCHASE AGREEMENT 
 THIS STOCK PURCHASE AGREEMENT (this “Agreement”)
is entered into and made effective as of the 14th day of April, 2009 (the “Effective Date”), by and between Noel Noel, Ltd., an entity formed under the laws of the United Kingdom with its principal office located in Ashington,
Northumberland, United Kingdom (“Seller”) and Lance Ayers, an individual residing in Dallas County, Texas (“Buyer”). 
 RECITALS: 
 WHEREAS, Seller is the record and beneficial holder of 5,000,000 shares of common stock,
$0.00001 par value per share (“Seller’s Stock”) of Real Estate Referral Center, Inc., a Nevada corporation with its principal offices located in Dallas, Texas (the “Company”) which represents 71.90% of the issued and
outstanding capital stock of the “Company; 
 WHEREAS, Seller is the Company’s principal shareholder and Seller is owned
100% by James Hunter, an individual residing in Ashington, Northumberland, United Kingdom; 
 WHEREAS, Buyer is the President, CEO and sole
Director of the Company; 
 WHEREAS, Seller now desires to sell to the Buyer and the Buyer desires to purchase from the Seller 4,500,000
shares of the Seller’s Stock, including Seller’s community property interest, if any, (the “Shares”), on the terms and conditions set forth in this Agreement; 
 NOW, THEREFORE, for and in consideration of the above, and other good and valuable consideration, the adequacy and receipt of which are hereby
acknowledged, the parties hereto agree as follows: 
 AGREEMENT: 
 1. Purchase and Sale. Effective as of the Effective Date, Seller does hereby transfer, sell, convey, assign and deliver the Shares to the Buyer,
free and clear of all liens, encumbrances, pledges, security interests, voting agreements, options, rights of first refusal, rights to purchase or claims of any nature whatsoever, and the Buyer hereby purchases from the Seller, all right, title and
interest in and to the Shares (the “Transfer”), such that following the Transfer, Seller will not retain any right or interest in or to the Shares. Seller will deliver to the Buyer on the Effective Date, the original stock
certificate(s) evidencing the Shares and will execute and deliver to the Buyer, a Stock Power in substantially the same form as attached hereto as Exhibit A. 
 2. Payment. As consideration for the purchase of the Shares, the Buyer agrees to pay to Seller the aggregate amount of One Hundred and Fifty Thousand Dollars ($150,000.00) (the “Purchase
Price”). The Purchase Price is payable to Seller in the form of a secured promissory note, payable in thirty (30) equal monthly installments of $5,000.00, beginning on April 1, 2010 and continuing on the first date of each
calendar month thereafter until paid in full. 

 
Payment of the Purchase Price will be evidenced by the execution and delivery of a secured promissory note in the form attached hereto as Exhibit B
(the “Note”), which shall provide that the Buyer’s obligations thereunder will accelerate upon a Change in Control (as defined in the Note) of the Company. The Note shall be secured by the Shares and a Security Agreement among
the parties in the form attached hereto as Exhibit C (the “Security Agreement”). 
 3. Representations, Warranties
and Covenants of Seller. 
 (a) Seller hereby represents, warrants and covenants to the Buyer that, as of the Effective Date, Seller is
the legal, record and beneficial owner of the Shares free and clear of any liens, encumbrances, pledges, security interests, voting agreements, options, rights of first refusal, rights to purchase or claims of any nature whatsoever, other than
community property rights and restrictions on transfer that arise under applicable securities laws. When the Transfer is consummated according to the terms and conditions described herein, all right, title and interest in and to the Shares will vest
in the Buyer. Seller understands the contents and effect of this Agreement and has signed the Agreement as Seller’s own free act. 
 (b)
Seller hereby represents and acknowledges that (i) Seller has had an opportunity to review all such information about the Company as Seller desires and that Seller has been given an opportunity to ask questions and receive answers about the
Company; (ii) Seller has had an opportunity to review and discuss this Agreement with an attorney of Seller’s selection or has waived his right to do so; (iii) Seller has such knowledge and experience in financial and business matters
as is necessary to evaluate the merits of this transaction; (iv) no representations or warranties have been made to Seller by the Buyer, or by any officer, director, employee or agent of the Company or any other person, with respect to the
value of the Shares, and the actual value of the Shares may be more or less than the consideration being paid by the Buyer pursuant to this Agreement; (v) the execution, delivery and performance of this Agreement will not require any consent,
approval or authorization of any third party and will not violate or cause a default under any agreement, instrument, judgment or decree to which Seller is a party or is subject or bound; (vi) Seller has the full capacity and authority to
execute, deliver and perform his obligations under this Agreement and that this Agreement and the other agreements and documents executed or to be executed by Seller in connection with this Agreement have been duly executed and delivered by the
Seller and are the valid and binding obligation of Seller, enforceable in accordance with their respective terms; and (vii) Seller is not aware of any material adverse information regarding the business of the Company. 
 (c) Seller acknowledges and agrees that, after giving effect to the Transfer of the Shares as set forth herein, Seller will continue to own 500,000
shares of capital stock of the Company, but will not own any other debt or equity securities of the Company, any interest or right in any of the foregoing (except as may be provided for by the Security Agreement), or any right or interest in any
assets or property of the Company and does not now hold, and has never been promised, any right, warrant or option to acquire any such shares of capital stock or other debt or equity securities of the Company and neither the Company nor any other
agent or representative of the Company has made any promise or entered into any contract with Seller, whether written or oral, providing for any of the foregoing. 

 (d) Seller hereby represents, warrants and covenants to the Buyer that, as of the Effective Date, the
entire authorized capital stock of the Company consists of 200,000,000 shares of capital stock, par value $0.00001 per share, of which 100,000,000 shares are common stock and 100,000,000 shares are preferred stock. There are currently 6,964,000
shares of common stock issued and outstanding, of which the aforesaid 5,000,000 shares have been issued to Seller. All of the outstanding shares of the Company’s capital stock have been validly issued and are fully paid and nonassessable. There
are no outstanding options, warrants, calls, rights of first refusal, puts, subscriptions, agreements or other commitments or obligations to issue, transfer or sell any additional shares of the Company’s capital stock or to pay any dividends on
such shares, or to purchase, redeem or retire any outstanding shares of the Company’s capital stock. There are not outstanding any securities or obligations that are convertible into or exchangeable for any shares of capital stock of the
Company. Finally, there are no preemptive rights, stock appreciation rights, phantom stock or similar rights in existence with respect to the Company. 
 (e) Seller hereby represents, warrants and covenants to the Buyer that, as of the Effective Date, to Seller’s knowledge, the Company has no indebtedness, obligations (financial or otherwise, including obligations
as a guarantor) or liabilities of any kind whatsoever, whether accrued, absolute, contingent or otherwise, related to the business of the Company and which are or could become a lien, encumbrance, pledge, security interest or claim of any nature
whatsoever on the assets of the Company, except for those listed on the balance sheet of the Company dated March 31, 2009. 
 (f) Seller
hereby represents, warrants and covenants to the Buyer that, as of the Effective Date, neither Seller nor any affiliate/related person of any of them (i) has ever had any interest in any property (whether real, personal or mixed and whether
tangible or intangible) used in or pertaining to the business of the Company, (ii) has owned, of record or as a beneficial owner, an equity interest or any other financial or profit interest in any person that has had business dealings or a
material financial interest in any transaction with the Company, (iii) has engaged in competition with the Company in any market presently served by the Company, or (iv) is party to any contract or binding obligation with, or has any claim
or right against, the Company. 
 (g) No representation or warranty by Seller contained in this Agreement contains any untrue statement of a
material fact, or omits to state any material fact necessary, in light of the circumstances under which it was made, in order to make the statements herein or therein not misleading. 
 4. Representations, Warranties and Covenants of Buyer. Buyer hereby represents, warrants and covenants to Seller that, as of the Effective Date:

 (a) Buyer hereby represents and acknowledges that (i) Buyer has had an opportunity to review all such information about the Company as
Buyer desires and that Buyer has been given an opportunity to ask questions and receive answers about the Company; (ii) Buyer has had an opportunity to review and discuss this Agreement with an attorney of Buyer’s selection or has waived
his right to do so; (iii) Buyer has such knowledge and experience in financial and business matters as is necessary to evaluate the merits of this transaction; (iv) no representations or warranties have been made to Buyer by the Seller, or
by any officer, director, employee or agent of the Company or any other person, with respect to the value of the Shares, and the actual value of the Shares may be more or less than the consideration being paid by the Buyer pursuant to this
Agreement; (v) the execution, delivery and performance of this Agreement will not require any consent, approval or authorization of any third party and will not violate or cause a default under any agreement, instrument, judgment or decree to
which Buyer is a party or is subject or bound; (vi) that Buyer has the full capacity and authority to execute, deliver and perform his obligations under this Agreement and that this Agreement and the other agreements and documents executed or
to be executed by Buyer in connection with this Agreement have been duly executed and delivered by the Buyer and are the valid and binding obligations of Buyer, enforceable in accordance with their respective terms; and (vii) Buyer is not aware
of any material adverse information regarding the business of the Company; 

 (b) In connection with the acquisition of the Shares, Buyer represents to the Company the following:

 1. Investment Buyer is acquiring the Shares for investment for Buyer’s own account and not with the view to, or for resale in
connection with, any distribution, assignment or resale to others within the meaning of the Securities Act of 1933, as amended (the “Securities Act”) or the Texas Securities Act, as amended (“Texas Securities Act”), and no other
person has a direct or indirect beneficial interest, in whole or in part, in such Shares. Buyer understands that the Shares to be issued to Buyer have not been and will not be registered under the Securities Act or under the laws of any state of the
United States in reliance upon specific exemptions therefrom which depend upon, among other things, the bona fide nature of the investment intent as expressed herein and in any other representations, warranties or information provided by Buyer to
the Company under this Agreement. 
 2. Restrictions on Transfer Buyer acknowledges that the Shares to be issued to Buyer must be
held indefinitely unless subsequently registered and qualified under the Securities Act or unless an exemption from registration and qualification is otherwise available. Buyer further understands that the Company is under no obligation to register
or qualify the Shares. In addition, Buyer understands that the certificate representing the Shares will be imprinted with a legend which prohibits the transfer of such Shares unless they are sold in a transaction in compliance with the Securities
Act or are registered and qualified or such registration and qualification are not required in the opinion of counsel acceptable to the Company. 
 3. Rule 144 Buyer is aware of the provisions of Rule 144, promulgated under the Securities Act, which permit limited public resale of “restricted 

 
securities” acquired, directly or indirectly, from the issuer thereof (or from an affiliate of such issuer), in a non-public offering subject to the
satisfaction of certain conditions, including, among other things, the existence of a public market for the Shares; the availability of certain current public information about the Company; the resale occurring not less than six months years after a
party has purchased and made full payment for, within the meaning of Rule 144, the security to be sold; the sale being through a “broker’s transaction” or in transactions directly with a “market maker” (as such term is
defined under the Securities Exchange Act of 1934); and the number of securities being sold during any three-month period not exceeding specified limitations stated therein; and further that Rule 144 is not available to issuers withno or nominal
operations and no or nominal non-cash assets as defined by Rule 144(i)under the Act. 
 4. Exemption from Registration Buyer
further acknowledges that, in the event all of the applicable requirements of Rule 144 are not satisfied, registration under the Securities Act, compliance with Regulation A, or some other registration exemption will be required; and that, although
Rule 144 is not exclusive, the Staff of the SEC has expressed its opinion that persons proposing to sell private placement securities other than in a registered offering and other than pursuant to Rule 144 will have a substantial burden of proof in
establishing that an exemption from registration is available for such offers or sales and that such persons and the brokers who participate in the transactions do so at their own risk and that therefore there is no assurance that any exemption from
registration under the Securities Act will be available, or if available, will allow him to dispose of, or otherwise transfer, all or any portion of the Shares. 
 5. Experience Buyer has such knowledge and experience in financial, tax and business matters to enable Buyer to have the capacity to evaluate the merits and risks of acquiring the Shares, to make an informed
investment decision and to protect Buyer’s interests in connection with such purchase. 
 6. Buyer’s Liquidity In reaching
the decision to invest in the Shares, Buyer has carefully evaluated Buyer’s financial resources and investment position and the risks associated with this investment, and Buyer acknowledges that Buyer is able to bear the economic risks of the
investment. Buyer (i) has adequate means of providing for Buyer’s current need and possible personal contingencies, (ii) has no need for liquidity in Buyer’s investment, (iii) is able to bear the economic risks of an
investment in the Shares for an indefinite period and (iv) at the present time, can afford a complete loss of such investment. Buyer’s commitment to investments which are not readily marketable is not disproportionate to Buyer’s net
worth and Buyer’s investment in the Shares will not cause Buyer’s overall commitment to become excessive. 
 7 Offer &
Sale Buyer acknowledges that Buyer was not offered or sold the Shares, directly or indirectly, by means of any form of general solicitation or general advertisement, including the following: (i) any advertisement, article, notice or other
communication published in any newspaper, magazine or similar medium or broadcast over television or radio; or (ii) any seminar or meeting whose attendees had been invited by general solicitation or general advertising. 

 (c) To the best of Buyer’s knowledge, the balance sheet of the Company dated March 31, 2009
fairly presents the financial position of the Company in all material respects as of such date; and 
 (d) No representation or warranty by
Buyer contained in this Agreement contains any untrue statement of a material fact, or omits to state any material fact necessary, in light of the circumstances under which it was made, in order to make the statements herein or therein not
misleading. 
 5. Survival of Representations, Warranties and Covenants. All of the representations, warranties and covenants made in
this Agreement or any other document or agreement executed in connection with the transactions contemplated hereunder, shall survive after the Effective Date. 
 6. Acknowledgements. Buyer acknowledges and agrees that from January 19, 2009 through the date of this Agreement he has served as President, CEO and sole Director of the Company. 
 7. Confidentiality. Seller recognizes and acknowledges the proprietary interest of the Company in all information, knowledge or data that is
nonpublic, confidential or proprietary in nature, in whatever form it may exist, including, but not limited to, the Company’s activities (including the existence and contents of this Agreement), services, products, computer programs and
systems, trade secrets, customer records, processes, information relating to work performed or to be performed for customers or prospects, contractual agreements, lists of past, current or prospective customers, prospects, suppliers and partners,
lists of employees and salary information, marketing plans, strategies, forecasts and other financial information (collectively, “Confidential Information”). Seller acknowledges that such Confidential Information was disclosed to or
known by Seller as a consequence of or through Seller’s involvement with the Company and that such Confidential Information is and shall remain the property of the Company. Seller acknowledges and agrees that the Company is entitled to prevent
the disclosure of Confidential Information. Seller agrees, on behalf of himself and his affiliates, at all times (i) to hold the Confidential Information in strictest confidence, (ii) not to disclose the Confidential Information to any
person, firm, corporation or other entity, without the prior written consent of the Company, and (iii) not to use the Confidential Information except for the benefit of the Company, without the prior written consent of the Company.
Notwithstanding the foregoing, Seller shall be entitled to disclose (a) to the appropriate taxing authorities such financial information of the Company as it may be necessary for Seller to disclose in preparation of his tax returns, or
(b) information that Seller is requested, required or compelled to disclose in response to a subpoena or court order or otherwise in connection with legal proceedings so long as Seller gives the Company prompt written notice of such requirement
to disclose prior to such disclosure and assistance in obtaining an order protecting the Confidential Information from public disclosure. 

 8. Notices. All notices, demands and other communications hereunder shall be in writing or by
written telecommunication, and shall be deemed to have been duly given if delivered personally or if mailed by certified mail, return receipt requested, postage prepaid, or if sent by overnight courier, or sent by facsimile, as follows: 

 

			
	If to the Buyer:	  	
		  	 Lance Ayers
 12830 Hillcrest Rd., Suite 111
 Dallas, TX 75230-1547

		
	If to Seller:	  	Noel Noel, Ltd.
		  	Attn: James Hunter.
		  	87 Station Road
		  	Ashington, Northumberland NE63 8RS
		  	United Kingdom

 Any such notice shall be effective (a) if delivered personally, when received, (b) if
sent by overnight courier, when received, (c) if mailed, three (3) days after being mailed as described above, and (d) if sent by confirmed facsimile, when dispatched. 
 9. Further Assurances. Each party hereto will promptly execute and deliver any and all documents and instruments requested by the other party, and
take any and all other actions that may be deemed reasonably necessary by any other party hereto, to complete, give further effect to or confirm the transaction contemplated hereby. 
 10. Fees and Expenses. Each party shall be responsible for its own legal, accounting and other professional fees and related expenses incurred in
connection with the negotiation and consummation of the transactions contemplated by this Agreement. 
 11. Attorneys’ Fees. If
any action at law or equity is necessary to enforce or interpret the terms of this Agreement, the prevailing party shall be entitled to reasonable attorneys’ fees, costs, and necessary disbursements in addition to any relief to which it may be
entitled. 
 12. Amendments and Waivers. Neither this Agreement nor any term hereof may be changed, waived, discharged or terminated
orally or in writing, except that any term of this Agreement may be amended and the observance of such term may be waived (either generally or in a particular instance and either retroactively or prospectively) with, but only with, the written
consent of all of the parties to this Agreement. 
 13. Assignment. Neither this Agreement nor any of the rights or obligations
hereunder may be assigned by any party without the prior written consent of the other parties hereto. Subject to the foregoing, this Agreement shall be binding upon and inure to the benefit of and be enforceable by the parties hereto and their
respective successors, assigns, heirs, and legal representatives and no other person or entity shall have any right, benefit or obligation hereunder. 

 14. Third Party Beneficiaries. Each party intends that this Agreement shall not benefit or create
any right or cause of action in any individual, partnership, corporation, business trust, limited liability company or other entity other than the parties hereto; provided, however, that the Company is the third party beneficiary of
Section 7 and therefore is entitled to enforce such provisions as if it were a party to this Agreement. 
 15.
Severability. If any term or provision of this Agreement is found by a court of competent jurisdiction to be invalid or unenforceable, in whole or in part, then the rest and remainder of this Agreement, and such provisions or terms in other
situations, shall remain valid and enforceable to the fullest extent permitted by law, and to that end this Agreement shall be severable. 
 16. Entire Agreement. This Agreement constitutes the entire agreement between the parties hereto and supersedes all prior and contemporaneous agreements, whether written or oral, between the parties with respect to the subject matter
hereof. 
 17. Counterparts. This Agreement may be executed in one or more counterparts, all of which will be considered one and the
same agreement and will become effective when one or more counterparts have been signed by each of the parties and delivered to the other party, it being understood that all parties need not sign the same counterpart. Delivery of an executed
counterpart of a signature page to this Agreement by facsimile or other electronic means shall be effective as delivery of a manually executed counterpart of this Agreement. 
 18. Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its
conflicts of law principles. Any legal action brought to enforce or construe this Agreement shall be brought in the courts located in Dallas County, Texas, and the Buyer and Seller hereby agree to the jurisdiction of such courts and agree that they
will not invoke the doctrine of forum non-conveniens or other similar defenses. 
 19. No Recourse. This Agreement, the
Security Agreement and the Note are “non-recourse” against the Buyer. Accordingly, notwithstanding anything herein, in the Security Agreement or in the Note to the contrary, Seller shall not enforce the liability and obligation of Buyer to
perform and observe the obligations contained in this Agreement, the Security Agreement or the Note by any action or proceeding wherein a money judgment shall be sought against Buyer, except that Seller may bring a foreclosure action to enable
Seller to enforce and realize upon the interest in the Collateral (as defined in the Security Agreement); provided, however, that any judgment in any such action shall be enforceable against Buyer only to the extent of the Collateral given to
Seller. Seller, by accepting this Agreement, the Security Agreement or the Note agrees that it shall not sue for, seek or demand any deficiency judgment against Buyer in any such action or proceeding, under or by reason of or under or in connection
with this Agreement, the Security Agreement or the Note. Except as expressly provided in this 

 
Agreement, the Security Agreement or the Note, Seller and its successors and assigns shall look solely to Buyer’s interest in the Collateral now or at
any time hereafter securing the payment and performance of the obligations of Buyer under this Agreement, the Security Agreement or the Note for the payment of any claim or for any performance in connection with this Agreement, the Security
Agreement or the Note. 
 20. Exclusive Remedy. The parties have voluntarily agreed to define their rights, liabilities and
obligations respecting the subject matter of this Agreement, the Note and the Security Agreement exclusively in contract pursuant to the express terms and provisions of this Agreement; and the parties expressly disclaim that they are owed any duties
or are entitled to any remedies not expressly set forth in this Agreement, the Note and the Security Agreement. Furthermore, the parties each hereby acknowledge that this Agreement embodies the justifiable expectations of sophisticated parties
derived from arm’s length negotiations; all parties specifically acknowledge that no party has any special relationship with another party that would justify any expectation beyond that of an ordinary buyer and an ordinary seller in an
arm’s length transaction. The rights of Seller contained in the provisions of Section 19 of this Agreement will be the Seller’s sole and exclusive remedy, whether in contract, tort or otherwise, in connection with any claim
arising out of or related to this Agreement, the Note and the Security Agreement or the transactions contemplated hereby or thereby. The sole and exclusive remedies for any breach of the terms and provisions of this Agreement, the Note and the
Security Agreement (including any representations and warranties set forth herein and therein) shall be those remedies available at law or in equity for breach of contract only (as such contractual remedies may be further limited or excluded
pursuant to the express terms of this Agreement, the Note and the Security Agreement); and the parties hereby waive and release any and all tort claims and causes of action that may be based upon, arise out of or relate to this Agreement, the Note
and the Security Agreement, or the negotiation, execution or performance of this Agreement, the Note and the Security Agreement (including any tort claim or cause of action based upon, arising out of or related to any representation or warranty made
in or in connection with this Agreement, the Note and the Security Agreement or as an inducement to enter into this Agreement, the Note and the Security Agreement). 
 [THIS SPACE INTENTIONALLY LEFT BLANK] 

 IN WITNESS WHEREOF, the undersigned have executed this Agreement to be effective as of the date first
above written. 
  

			
	SELLER:
	
	Noel Noel, Ltd.
		
	By:	 	 /s/ James Hunter

		 	James Hunter, President
	
	BUYER:
	
	 /s/ Lance Ayers

	Lance Ayers

 EXHIBIT A 
 STOCK POWER 
 [See Attached] 

 EXHIBIT B 
 FORM OF SECURED PROMISSORY NOTE 
 [See Attached] 

 EXHIBIT C 
 SECURITY AGREEMENT 
 [See Attached]Secured Promissory Note

 Exhibit 10.2 
 SECURED PROMISSORY NOTE 
  

			
	$150,000.00	 	April 14, 2009

 Dallas, Texas 
 1. Promise to Pay. FOR VALUE RECEIVED, the undersigned, Lance Ayers, an individual residing in Dallas County, Texas (“Ayers”), hereby promises to pay to the order of Noel Noel,
Ltd., a company with its principal office located at 87 Station Road in Ashington, Northumberland NE63 8RS United Kingdom (the “Holder”), as hereinafter provided, the principal sum of One Hundred & Fifty Thousand
Dollars ($150,000.00), plus accrued interest at the rate of 2% per annum, for so long as any principal remains outstanding under this Note. This Note is issued and delivered to Holder pursuant to Section 2 of that certain Stock
Purchase Agreement dated on the date hereof by and between the Ayers and Holder (the “Stock Purchase Agreement”). This Note is secured by a pledge of the Shares as collateral under the Security Agreement, both as referred to and
defined in the Stock Purchase Agreement. 
 2. Payment Terms. Principal and accrued but unpaid interest are due and payable by
Ayers to Holder in consecutive equal monthly installments of Five Thousand Dollars ($5,000.00), plus accrued but unpaid interest, beginning on April 14, 2010 and continuing thereafter on the first day of each calendar month until this Note is
paid in full. The outstanding principal balance of this Note and any and all accrued but unpaid interest hereon shall be due and payable in full on September 1, 2012. All payments made under this Note must be made to Holder at the address
provided in Section 1 above, or at such other place as Holder directs in writing. Ayers may prepay this Note in part or in full without penalty or premium at any time before final maturity. Prepayment in full shall consist of payment of
the remaining unpaid principal balance together with all accrued and unpaid interest. Early payments will not, unless agreed in writing, relieve Ayers of its obligation to continue to make payments under the above payment schedule. All payments and
prepayments will first be applied to accrued and unpaid interest and the balance of any such payments or prepayments will be applied to outstanding principal. Acceptance by Holder of any payment hereunder that is less than payment in full of all
amounts due and payable at the time of such payment will not constitute a waiver of the right to exercise any of Holder’s available remedies at that time or at any subsequent time, without the express written consent of Holder. 
 3. Usury Limitations. It is the intent of Ayers and Holder in the execution of this Note and all other documents and agreements executed in
connection with the transactions contemplated by the Stock Purchase Agreement (this Note and all such other documents and agreements are herein called the “Transaction Documents”) to contract in strict compliance with applicable
usury law. In furtherance thereof, and notwithstanding anything to the contrary contained herein, no provisions of this Note will require the payment or permit the charge or collection of interest in excess of the maximum rate permitted by
applicable usury laws now or hereafter enacted, which rate will change when and as said laws change, to the extent permitted by law, effective on the day such change in such laws become effective. If any interest in excess of such maximum rate is
herein provided for, or is adjudicated to be so provided, or charged or received, in this Note or otherwise in connection with this transaction giving rise to the execution hereof, the provisions of this Section 3 will govern, and Ayers
will not be obligated to pay the 

 
excess amount of such interest. If, in the event of prepayment or acceleration or for any reason interest in excess of the maximum rate of interest permitted
by applicable law has been charged or received, any excess amount charged will be deemed void and of no effect to the extent of such excess, and any excess amount received will be applied as a payment and reduction of the principal of indebtedness
evidenced by this Note; and if the principal amount thereof has been paid in full, any remaining excess shall be paid to Ayers. 
 4.
Events of Default. The occurrence or happening, at any time and from time to time, of any one or more of the following shall immediately constitute an “Event of Default” under this Note: 
 (a) The failure of Ayers to make any payment on this Note, or any installment thereof when due, and such failure continues for a period of
fourteen (14) days; or 
 (b) the occurrence of a Change in Control. 
 As used herein, a “Change in Control” means the occurrence of any of the following events: 
 (i) Ayers terminates his employment with Real Estate Referral Center, Inc., a Nevada corporation (the “Company”) or his
employment with the Company is terminated, for any reason; or 
 (ii) Any “person” (as such term is used in Sections
13(d) and 14(d) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”)), other than Ayers or any of his affiliates (as defined below), becomes the “beneficial owner” (as defined in Rule 13d-3 of the
Exchange Act), directly or indirectly, of securities of the Company, or acquires securities of the Company (whether by issuance directly from the Company, pursuant to the exercise or conversion of a derivative security such as an option or warrant
or otherwise), representing fifty percent (50%) or more of the total voting power represented by the Company’s then outstanding voting securities, except that any change in the beneficial ownership of the securities of the Company as a
result of a transaction undertaken primarily for capital-raising purposes and that is approved by the Board of Directors of the Company, shall not be deemed to be a Change in Control; or 
 (ii) The consummation of the sale, exchange or other transfer by the Company (in one transaction or a series of related transactions) of
all, or substantially all, of the assets of the Company, except that such sale, exchange or other transfer to an entity that Ayers or any of his affiliates owns a majority of the total voting power represented by such entity’s then outstanding
voting securities shall not be deemed to be a Change in Control; or 
 (iii) The consummation of a merger or consolidation or
other reorganization of the Company in which the Company is not the surviving entity, or in which the Company becomes a subsidiary of another entity, except that any such merger or consolidation into an entity that Ayers or any of his affiliates
owns a majority of the total voting power represented by such entity’s then outstanding voting securities shall not be deemed to be a Change in Control. 

 As used herein, “affiliate” means, with respect to a particular person,
any other person that directly or indirectly, through one or more intermediaries controls, is controlled by, or is under common control with such specified person, as well as the nuclear family of such person. For the purposes of this Note,
“control,” when used with respect to any person, means the power to direct the management and policies of such person, directly or indirectly, whether through the ownership of voting securities, by contract, or otherwise; and the terms
“affiliated,” “controlling,” and “controlled” have meanings correlative to the foregoing. 
 5.
Remedies. Upon the occurrence of an Event of Default, at the option of Holder, the entire unpaid principal balance and accrued interest owing hereon shall immediately become due and payable; provided, however, that Holder’s sole
and exclusive remedy shall be to exercise any available right under the Security Agreement referred to in Section 1 of this Note and shall be subject to the limitations set forth in Section 18 of the Security Agreement.
Failure by Holder to exercise any option upon the occurrence of any Event of Default will not constitute a waiver thereof or the waiver of the right to exercise such option in the event of a subsequent Event of Default. If, after an Event of
Default, this Note is placed in the hands of an attorney for collection or is collected through judicial proceedings, Ayers will pay, in addition to the sums referred to above, a reasonable sum as collection or attorneys’ fees and all other
reasonable costs incurred by Holder in collection of the unpaid amounts due hereunder whether or not a lawsuit is filed. 
 6.
Exculpation. The provisions of Section 18 of the Security Agreement are incorporated in this Note and expressly made a part hereof by this reference. 
 7. Notices. All notices and other communications hereunder shall be in writing or by written telecommunication, and shall be deemed to have
been duly given if delivered personally or if mailed by certified mail, return receipt requested, postage prepaid, or if sent by overnight courier, or sent by facsimile, as follows: 
  

			
	If to Ayers:	    	 Lance Ayers
 12830 Hillcrest Rd., Suite 111

Dallas, TX 75230-1547

		
	If to Holder:	    	 Noel Noel, Ltd.
 Attn: James Hunter.
 87 Station Road
 Ashington, Northumberland NE63 8RS
 United Kingdom

 Any such notice shall be effective (a) if delivered personally, when received, (b) if
sent by overnight courier, when received, (c) if mailed, three (3) days after being mailed as described above, and (d) if sent by confirmed facsimile, when dispatched. 
 8. Governing Law. THIS NOTE IS MADE AND IS PERFORMABLE IN DALLAS COUNTY, TEXAS. THIS NOTE SHALL BE GOVERNED BY AND CONSTRUED 

 
IN ACCORDANCE WITH THE LAWS OF THE STATE OF TEXAS AND THE APPLICABLE LAWS OF THE UNITED STATES OF AMERICA, WITHOUT REGARD TO CONFLICTS OF LAW OR CHOICE OF
LAW PRINCIPLES. Any action or proceeding under or in connection with this Note against Ayers or any other party ever liable for payment of any sums of money payable on this Note may be brought in any state or federal court in Dallas County, Texas.
Ayers and each such other party hereby irrevocably (i) submits to the nonexclusive jurisdiction of such courts, and (ii) waives any objection it may now or hereafter have as to the venue of any such action or proceeding brought in such
court or that such court is an inconvenient forum. 
 9. Assignment. Neither this Note nor any of the rights or obligations
hereunder may be assigned by any party without the prior written consent of the other party hereto, except Holder may assign his rights hereunder to an affiliate of Holder. Subject to the foregoing, this Note shall be binding upon and inure to the
benefit of and be enforceable by the parties hereto and their respective successors, assigns, heirs, and legal representatives and no other person or entity shall have any right, benefit or obligation hereunder. 
 10. Business Day. If any payment under this Note becomes due and payable on a day other than a Business Day, the payment thereof shall be
extended to the next succeeding Business Day. As used herein, a “Business Day” means a weekday, Monday through Friday, except a legal holiday or a day on which banking institutions in Dallas, Texas are authorized or required by law
to be closed. 
 11. Severability. In the event any one or more of the provisions of this Note shall be invalid, illegal or
unenforceable in any respect, the validity of the remaining provisions hereof shall be in no way affected, prejudiced or disturbed thereby. 
 12. Waiver and Amendment. Any provision of this Note may be amended, waived or modified upon the written consent of Ayers and Holder. 
 13. Third Party Beneficiaries. Ayers and Holder intend that this Note shall not benefit or create any right or cause of action in any individual, partnership, corporation, business trust, limited
liability company or other entity other than the parties hereto. 
 14. Final Agreement. This Note represents the final
agreement between the parties regarding the subject matter hereto and may not be contradicted by evidence of prior, contemporaneous or subsequent oral agreements of the parties. There are no unwritten oral agreements between the parties. 

[THIS SPACE INTENTIONALLY LEFT BLANK] 

 IN WITNESS WHEREOF, the undersigned has executed this Note as of the 14th day of April, 2009. 

 

	
	AYERS:
	
	 /s/ Lance Ayers

	Lance Ayers

 ACCEPTED AND AGREED: 
  

			
	HOLDER:
	
	Noel Noel, Ltd.
		
	By:	 	 /s/ James Hunter

		 	James Hunter, President

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