Document:

Exhibit 4(i)

                    Certificate Schedule and annuity options

<PAGE>

                              CERTIFICATE SCHEDULE
                           AIG LIFE INSURANCE COMPANY
                      600 King Street, Wilmington, DE 19801

GROUP CONTRACTHOLDER:                                       ABC
GROUP CONTRACT NUMBER:                                      0011
CERTIFICATE NUMBER:                                         1001
CERTIFICATEHOLDER:                                          James Jones
CERTIFICATE DATE:                                           November 1, 2000
INCOME START DATE:                                          January 1, 2001
ANNUITANT:                                                  James Jones
DATE OF BIRTH:                                              January 1, 1946
[SEX:                                                       Male]
[JOINT ANNUITANT:                                           Joyce Jones]
[DATE OF BIRTH:                                             January 1, 1947]
[SEX:                                                       Female]
SINGLE PURCHASE PAYMENT:                                    $250,000.00

[MORTALITY AND EXPENSE RISK CHARGE: Equal to an annual basis of [ ] of the
average daily net assets of the Separate Account.]

[TRANSFER FEE: [$10.00] However, we will not make a charge for the first [(12)]
transfers in any Certificate Year.]

[SURRENDER CHARGE: A charge of [ ] for a partial or complete surrender.]

                               [INVESTMENT OPTIONS

EQUITY GROWTH                                               MONEY MARKET
FIXED INCOME                                                TECHNOLOGY
INTERNATIONAL MAGNUM                                        VALUE ]
MIDCAP GROWTH

                                 ANNUITY INCOME

ANNUITY INCOME OPTION          [  ]
FREQUENCY OF ANNUITY INCOME:   [  ]
[GUARANTEE PERIOD:             [  ] ]
[REDUCED ANNUITY PERCENTAGE TO JOINT ANNUITANT AFTER DEATH OF ANNUITANT: [  %] ]
[PERCENTAGE ALLOCATION OF PURCHASE PAYMENT TO PROVIDE:
     Fixed Annuity Income:   [   %]           Variable Annuity Income:   [  %] ]
FIXED ANNUITY INCOME AMOUNT ON INCOME START DATE:   [$    ]
ESTIMATED VARIABLE ANNUITY INCOME AMOUNT ON INCOME START DATE:  [$  ]
ASSUMED INVESTMENT RETURN:  [   %] PER ANNUM
INCOME CHANGE DATES:                       [July 1st and January 1st]
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                                  Life Annuity

We will provide annuity income to the Annuitant, beginning on the Income Start
Date, for the Annuitant's entire life. Annuity income stops when the Annuitant
is no longer living.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                 Life Annuity With a Guaranteed Number of Years

We will provide annuity income to the Annuitant, beginning on the Income Start
Date, for the Annuitant's entire life or for a guaranteed number of years,
whichever is longer. The guaranteed number of years selected is shown on the
Certificate Schedule page.

If the Annuitant dies on or after the Income Start Date and before the end of
the guarantee period, payments will continue to the Beneficiary for the
remainder of the guarantee period.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                           Joint and Survivor Annuity

We will provide annuity income, beginning on the Income Start Date, while either
the Annuitant or the Joint Annuitant is living. After the death of the Annuitant
and while the Joint Annuitant is still living, the amount of annuity income
payable will be a percentage of the annuity income that would be payable had the
Annuitant not died. The percentage is shown on the Certificate Schedule page.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

          Joint and Survivor Annuity With a Guaranteed Number of Years

We will provide annuity income, beginning on the Income Start Date, while either
the Annuitant or the Joint Annuitant is still living or for a guaranteed number
of years, whichever is longer. The guaranteed number of years selected is shown
on the Certificate Schedule page. After the death of the Annuitant and while the
Joint Annuitant is still living, the amount of annuity income payable will be a
percentage of the annuity income that would be payable had the Annuitant not
died. The percentage is shown on the Certificate Schedule page.

If the Annuitant and the Joint Annuitant both die on or after the Income Start
Date and before the end of the guarantee period, payments will continue to the
Beneficiary for the remainder of the guarantee period as if the most recent
death had not occurred.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                          Life Annuity with Cash Refund

We will provide annuity income to the Annuitant, beginning on the Income Start
Date, for the Annuitant's entire life. Annuity income stops when the Annuitant
is no longer living. If the Annuitant dies before receiving aggregate annuity
payments at least equal to the purchase payment, less any premium tax, the
difference will be paid to the Beneficiary in a lump sum.

<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                 Life Annuity With a Guaranteed Number of Years
                            Partial Withdrawal Rights

We will provide annuity income to the Annuitant, beginning on the Income Start
Date, for the Annuitant's entire life or for a guaranteed number of years,
whichever is longer. The guaranteed number of years selected is shown on the
Certificate Schedule page.

If the Annuitant dies on or after the Income Start Date and before the end of
the guarantee period, payments will continue to the Beneficiary for the
remainder of the guarantee period.

Once per Certificate Year, before the end of the guaranteed period, the
Annuitant may elect to receive a lump sum payment in exchange for a reduction of
the amount of periodic payments for the remainder of the guaranteed period. The
amount of the lump sum payout shall be equal to the present value of the
periodic payments eliminated by the reduction.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

          Joint and Survivor Annuity With a Guaranteed Number of Years
                            Partial Withdrawal Rights

We will provide annuity income, beginning on the Income Start Date, while either
the Annuitant or the Joint Annuitant is still living or for a guaranteed number
of years, whichever is longer. The guaranteed number of years selected is shown
on the Certificate Schedule page. After the death of the Annuitant and while the
Joint Annuitant is still living, the amount of annuity income payable will be a
percentage of the annuity income that would be payable had the Annuitant not
died. The percentage is shown on the Certificate Schedule page.

If the Annuitant and the Joint Annuitant both die on or after the Income Start
Date and before the end of the guarantee period, payments will continue to the
Beneficiary for the remainder of the guarantee period as if the most recent
death had not occurred.

Once per Certificate Year, before the end of the guaranteed period, the
Annuitant may elect to receive a lump sum payment in exchange for a reduction of
the amount of periodic payments for the remainder of the guaranteed period. The
amount of the lump sum payout shall be equal to the present value of the
periodic payments eliminated by the reduction.
<PAGE>
                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                                  Life Annuity
                                Surrender Rights

We will provide annuity income to the Annuitant, beginning on the Income Start
Date, for the Annuitant's entire life. Annuity income stops when the Annuitant
is no longer living.

This Certificate may be surrendered for its Surrender Value during the lifetime
of the Annuitant within eighteen months after the effective date of the
Certificate. The Surrender Value equals the present value of all future annuity
income less the surrender charge.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                 Life Annuity With a Guaranteed Number of Years
                                Surrender Rights

We will provide annuity income to the Annuitant, beginning on the Income Start
Date, for the Annuitant's entire life or for a guaranteed number of years,
whichever is longer. The guaranteed number of years selected is shown on the
Certificate Schedule page.

If the Annuitant dies on or after the Income Start Date and before the end of
the guarantee period, payments will continue to the Beneficiary for the
remainder of the guarantee period.

This Certificate may be surrendered for its Surrender Value during the lifetime
of the Annuitant within eighteen months after the effective date of the
Certificate. The Surrender Value equals the present value of all future annuity
income less the surrender charge.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                           Joint and Survivor Annuity
                                Surrender Rights

We will provide annuity income, beginning on the Income Start Date, while either
the Annuitant or the Joint Annuitant is living. After the death of the Annuitant
and while the Joint Annuitant is still living, the amount of annuity income
payable will be a percentage of the annuity income that would be payable had the
Annuitant not died. The percentage is shown on the Certificate Schedule page.

This Certificate may be surrendered for its Surrender Value during the lifetime
of the Annuitant within eighteen months after the effective date of the
Certificate. The Surrender Value equals the present value of all future annuity
income less the surrender charge.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

          Joint and Survivor Annuity With a Guaranteed Number of Years
                                Surrender Rights

We will provide annuity income, beginning on the Income Start Date, while either
the Annuitant or the Joint Annuitant is still living or for a guaranteed number
of years, whichever is longer. The guaranteed number of years selected is shown
on the Certificate Schedule page. After the death of the Annuitant and while the
Joint Annuitant is still living, the amount of the annuity income payable will
be a percentage of the annuity income that would be payable had the Annuitant
not died. The percentage is shown on the Certificate Schedule page.

If the Annuitant and the Joint Annuitant both die on or after the Income Start
Date and before the end of the guarantee period, payments will continue to the
Beneficiary for the remainder of the guarantee period as if the most recent
death had not occurred.

This Certificate may be surrendered for its Surrender Value during the lifetime
of the Annuitant within eighteen months after the effective date of the
Certificate. The Surrender Value equals the present value of all future annuity
income less the surrender charge.
<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                          Life Annuity with Cash Refund
                                Surrender Rights

We will provide annuity income to the Annuitant, beginning on the Income Start
Date, for the Annuitant's entire life. Annuity income stops when the Annuitant
is no longer living. If the Annuitant dies before receiving aggregate annuity
payments at least equal to the purchase payment, less any premium tax, the
difference will be paid to the Beneficiary in a lump sum.

This Certificate may be surrendered for its Surrender Value during the lifetime
of the Annuitant within eighteen months after the effective date of the
Certificate. The Surrender Value equals the present value of all future annuity
income less the surrender charge.
<PAGE>
                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

                 Life Annuity With a Guaranteed Number of Years
                                Withdrawal Rights
                                Surrender Rights

We will provide annuity income to the Annuitant, beginning on the Income Start
Date, for the Annuitant's entire life or for a guaranteed number of years,
whichever is longer. The guaranteed number of years selected is shown on the
Certificate Schedule page.

If the Annuitant dies on or after the Income Start Date and before the end of
the guarantee period, payments will continue to the Beneficiary for the
remainder of the guarantee period.

Once per Certificate Year, before the end of the guaranteed period, the
Annuitant may elect to receive a lump sum payment in exchange for a reduction of
the amount of periodic payments for the remainder of the guaranteed period. The
amount of the lump sum payout shall be equal to the present value of the
periodic payments eliminated by the reduction.

This Certificate may be surrendered for its Surrender Value during the lifetime
of the Annuitant within eighteen months after the effective date of the
Certificate. The Surrender Value equals the present value of all future annuity
income less the surrender charge.

<PAGE>

                              CERTIFICATE SCHEDULE

                             LIFETIME INCOME ANNUITY

ANNUITY INCOME OPTION:

          Joint and Survivor Annuity With a Guaranteed Number of Years
                                Withdrawal Rights
                                Surrender Rights

We will provide annuity income, beginning on the Income Start Date, while either
the Annuitant or the Joint Annuitant is still living or for a guaranteed number
of years, whichever is longer. The guaranteed number of years selected is shown
on the Certificate Schedule page. After the death of the Annuitant and while the
Joint Annuitant is still living, the amount of annuity income payable will be a
percentage of the annuity income that would be payable had the Annuitant not
died. The percentage is shown on the Certificate Schedule page.

If the Annuitant and the Joint Annuitant both die on or after the Income Start
Date and before the end of the guarantee period, payments will continue to the
Beneficiary for the remainder of the guarantee period as if the most recent
death had not occurred.

Once per Certificate Year, before the end of the guaranteed period, the
Annuitant may elect to receive a lump sum payment in exchange for a reduction of
the amount of periodic payments for the remainder of the guaranteed period. The
amount of the lump sum payout shall be equal to the present value of the
periodic payments eliminated by the reduction.

This Certificate may be surrendered for its Surrender Value during the lifetime
of the Annuitant within eighteen months after the effective date of the
Certificate. The Surrender Value equals the present value of all future annuity
income less the surrender charge.Exhibit 10 (a)

         Consent of Jorden Burt Boros Cicchetti Berenson & Johnson LLP
<PAGE>

                             [JordenBurt Letterhead]

                                November 8, 2000

AIG Life Insurance Company
One Alico Plaza
600 King Street
Wilmington, Delaware 19801

Ladies and Gentlemen:

      We hereby consent to the reference to our name under the caption "Legal
Counsel" in the Statement of Additional Information contained in pre-effective
amendment no. 1 to the registration statement on Form N-4 (File Nos. 811-5301
and 333-36260) filed by AIG Life Insurance Company and Variable Account I with
the Securities and Exchange Commission under the Securities Act of 1933 and the
Investment Company Act of 1940.

                          Very truly yours,

                          /s/ Jorden Burt Boros Cicchetti Berenson & Johnson LLP

                          Jorden Burt Boros Cicchetti Berenson & Johnson LLP

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