Document:

EX-4.6
                 CONTINUING PERSONAL GUARANTY

                 CONTINUING PERSONAL GUARANTY

     THIS CONTINUING GUARANTY ("Guaranty") is entered into as of
January 27, 2006, by Patrick A. Galliher and Suzanne E. Galliher,
("Guarantors"), jointly and severally, in favor of La Jolla Cove
Investors, Inc. ("LJCI"), with reference to the following:

     WHEREAS, Guarantors are shareholders and/or officers of RMD
Technologies, Inc., a California corporation ("RMD");

     WHEREAS, LJCI and RMD are parties to that certain 7 3/4 %
Convertible Debenture, Warrant to Purchase Common Stock, Registration
Rights Agreement and Securities Purchase Agreement, all dated January
27, 2006 (collectively, the "Agreements") pursuant to which RMD has,
among other things, sold a 7 3/4% Convertible Debenture (the "Debenture")
to LJCI;

     WHEREAS, a material inducement to LJCI in entering into the
Agreements was the issuance of a satisfactory guaranty of RMD's
obligations under the Agreements;

     WHEREAS, LJCI has agreed to accept such a guaranty from
Guarantors;

     NOW, THEREFORE, in consideration of the mutual promises and
covenants contained herein, in consideration of LJCI purchasing the
Debenture, and for other good and valuable consideration, the receipt
and sufficiency of which are hereby acknowledged, Guarantors agree to
guaranty the Guarantied Obligations (as hereinafter defined) in
accordance with the following terms and conditions:

     Guarantors hereby unconditionally and irrevocably guaranty the
performance of RMD's obligations under the Agreements in favor of
LJCI, each of its affiliates, assigns and successors in interest, and
each of their respective shareholders, directors, officers, employees,
agents, attorneys and representative, arising under or with respect to
the Agreements (the "Guarantied Obligations"), when the same shall
become due (including amounts that would become due but for the
operation of the automatic stay under section 362(a) of the Bankruptcy
Code, 11 U.S.C.    101 et seq.) and agree to pay any and all costs and
expenses (including attorneys' fees and disbursements) incurred by
LJCI in enforcing any rights under this Guaranty. This Guaranty shall
terminate when the RMD Registration Statement (as defined in the
Agreements) is declared effective by the Securities and Exchange
Commission. In furtherance of the foregoing and not in limitation of
any other right which LJCI may have at law or in equity against
Guarantors by virtue hereof, upon the failure of RMD to perform any of
the Guarantied Obligations when and as the same become due, as
aforesaid, Guarantors will, within ten (10) days after written demand
therefor, perform all Guarantied Obligations then due to LJCI.

     Guarantors further agree that this Guaranty constitutes a
guaranty of performance and payment when due and not merely of
collection.  The obligations of the Guarantors under this Guaranty
shall not be subject to any reduction, limitation, defense, setoff,
recoupment, impairment or termination for any reason, including,
without limitation, by reason of the invalidity, illegality or
unenforceability of any of the Guarantied Obligations or any discharge
of RMD from any of the Guarantied Obligations in a bankruptcy or
similar proceeding or otherwise.  Without limiting the generality
of the foregoing, the obligations of Guarantors under this Guaranty
shall not be discharged or impaired or otherwise affected by any
default, failure or delay or by any other act or thing or omission or
delay to do any other act or thing that may or might in any manner or
to any extent vary the risk of Guarantors or which would otherwise
operate as a discharge of Guarantors as a matter of law or equity.
This Guaranty shall remain in full force and effect without regard to
any future event, including, without limitation, the bankruptcy,
insolvency, reorganization, dissolution or liquidation of RMD.

     Guarantors agree that the Guarantied Obligations may be
rescinded, waived, extended, renewed or altered, in whole or in part,
without notice or further assent from Guarantors, and that Guarantors
will remain bound by this Guaranty notwithstanding any such
rescission, waiver, extension, renewal or alteration of any Guarantied
Obligation.

     Guarantors hereby waive (i) all presentments, demands for
performance, notices of nonperformance, protest, notices of protest,
notices of dishonor, notices of acceptance of this Guaranty, and
notices of nonpayment; and (ii) any and all rights, defenses and
benefits arising under California Civil Code Sections 2809, 2810,
2819, 2839, 2845, 2847, 2848, 2849, 2850, 2899 and 3433, and all other
rights, defenses and benefits limiting the liability of or exonerating
Guarantors or sureties offered by law as well as the benefits of
Sections 580a-580d and 726 of the California Code of Civil Procedure.
The obligations of the Guarantor under this Guaranty shall not be
affected by (i) the failure of LJCI to assert any claim or demand or
to enforce any right or remedy against RMD under the provisions of the
Agreements, including, without limitation, the failure of LJCI to
proceed first against RMD or to pursue any other remedy in LJCI's
power; (ii) LJCI settling, releasing, compromising, collecting or
otherwise liquidating the Guarantied Obligations in any manner, as
LJCI may determine; (iii) the failure of LJCI to assert or take
advantage of the defense of the statute of limitations in any action
hereunder; or (iv) the failure of LJCI to exercise any right or remedy
against RMD with respect to the Guarantied Obligations or any
provision of the Agreements.

     Guarantors acknowledge that all of the waivers and consents set
forth herein are freely granted, after consultation with competent
counsel, since it is the Guarantors' purpose and intent that all of
Guarantors' obligations hereunder be absolute, independent and
unconditional under any and all circumstances.  Guarantors hereby
represent and warrant to LJCI that Guarantors have the power, right
and authority to enter into this Guaranty.  This Guaranty shall be
binding upon the Guarantors and their personal representatives,
successors and assigns and shall inure to the benefit of LJCI and its
successors and assigns.  This Guaranty may be executed by facsimile,
with such facsimile copy to serve as a duly executed original and as
conclusive evidence of the consent and ratification of the matters
contained herein by Guarantors.

     This Guaranty shall be governed by, and construed and enforced in
accordance with, the laws of the State of California.

    All judicial proceedings brought against Guarantors with respect
to this Guaranty may be brought in any state or federal court of
competent jurisdiction in San Diego, California, and by execution and
delivery of this Guaranty, Guarantors accept the nonexclusive
jurisdiction of the aforesaid courts and irrevocably agree to be bound
by any judgment rendered thereby in connection with this Guaranty.

     All notices required or permitted hereunder shall be in writing
and shall be deemed effectively given (i) upon personal delivery to
the party notified, (ii) three days after deposit with the United
States Post Office, by registered or certified mail, postage prepaid,
return receipt requested, (iii) one day after deposit with a
nationally recognized overnight courier service such as Federal
Express or (iv) on the day of facsimile transmission, with confirmed
transmission; in any case addressed to the party to be notified at the
address indicated below for that party, or at such other address as
that party may indicate by providing ten (10) days' advance written
notice to the other parties:

If to La Jolla Cove Investors, Inc., to:

La Jolla Cove Investors, Inc.
7817 Herschel Avenue, Suite 200
La Jolla, California 92037
Telephone: (858) 551-8789
Facsimile: (858) 551-8779

If to Guarantors:

Patrick A. Galliher and Suzanne E. Galliher
308 West 5th Street
Holtville, California 92250
Telephone: (760) 356-2039
Facsimile:(760) 356-2013

GUARANTORS HEREBY WAIVE AND COVENANT THAT GUARANTORS WILL NOT ASSERT
(WHETHER AS PLAINTIFF, DEFENDANT OR OTHERWISE), ANY RIGHT TO TRIAL BY
JURY IN ANY FORUM IN RESPECT OF ANY ISSUE, CLAIM, DEMAND, ACTION OR
CAUSE OF ACTION ARISING OUT OF OR BASED UPON THIS GUARANTY OR ANY
GUARANTEED OBLIGATION, IN EACH CASE WHETHER NOW EXISTING OR HEREAFTER
ARISING OR WHETHER IN CONTRACT OR IN TORT OR OTHERWISE.

IN WITNESS WHEREOF, the undersigned have duly executed this Guaranty
as of the day and year first written above.

/s/  Patrick A. Galliher               /s/  Suzanne E. Galliher
Patrick A. Galliher                    Suzanne E. GalliherExhibit 4.01

 

[FACE OF NOTE]

 

Unless this certificate is presented by an authorized
representative of The Depository Trust Company (55 Water Street, New York, New
York) to the issuer or its agent for registration of transfer, exchange or
payment, and any certificate issued is registered in the name of Cede & Co.
or such other name as requested by an authorized representative of The
Depository Trust Company and any payment is made to Cede & Co., ANY
TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL since the registered owner hereof, Cede & Co., has an interest
herein.

 

	
  REGISTERED

  	
  CUSIP: 22541FDN3

  
	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  
	
   

  	
  PRINCIPAL AMOUNT: $14,258,000

  
	
  NO. 1

  	
   

  	
   

  

 

	
  CREDIT SUISSE (USA),
  INC.

  ProNotes Linked to the Value of a Global Basket of Equity Indices

  due August 31, 2010

  

 

CREDIT SUISSE (USA), INC., a Delaware corporation (the
“Company”, which term includes any successor corporation under the Indenture
hereinafter referred to), for value received, hereby promises to pay to Cede
& Co., or registered assigns, at the office or agency of the Company in New
York, New York, the Redemption Amount (as defined on the reverse hereof) on the
Maturity Date (as defined on the reverse hereof), in the coin or currency of
the United States.

Reference is hereby made to the further provisions of
this Note set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.

This Note shall not be valid or become obligatory for
any purpose until the certificate of authentication hereon shall have been
manually signed by the Trustee under the Indenture referred to on the reverse
hereof.

This Note will not pay
interest.

 

F-1

 

IN WITNESS WHEREOF, the
Company has caused this Note to be duly executed under its corporate seal.

	
   

  	
   

  	
  CREDIT SUISSE (USA), INC.

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
  [SEAL]

  	
   

  	
  By:

  	
  /s/ PETER FEENEY

  
	
   

  	
   

  	
   

  	
  Name: Peter Feeney

  
	
   

  	
   

  	
   

  	
  Title: Authorized Signatory

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  CREDIT SUISSE (USA), INC.

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
  By:

  	
  /s/ SIMON YATES

  
	
   

  	
   

  	
   

  	
  Name: Simon Yates

  
	
   

  	
   

  	
   

  	
  Title: Authorized Signatory

  

 

 

CERTIFICATE OF
AUTHENTICATION

 

This is one of the Securities of the series designated
therein referred to in the within-mentioned Indenture.

Dated: February 28, 2006

	
   

  	
   

  	
   

  	
  JPMORGAN CHASE, N.A.,

  	
   

  
	
   

  	
   

  	
   

  	
  as Trustee

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
  By: 

  	
  /s/ IGNAZIO TAMBURELLO

  
	
   

  	
   

  	
   

  	
   

  	
  Authorized Signatory

  	
   

  

 

 

 

F-2

 

[REVERSE OF NOTE]

 

CREDIT SUISSE (USA), INC.

ProNotes Linked to the Value of a Global Basket of Equity Indices

due August 31, 2010

 

This Note is one of a duly authorized issue of
debentures, notes, bonds or other evidences of indebtedness of the Company (the
“Securities”) of the series hereinafter specified, all issued or to be issued
under and pursuant to a senior indenture, dated as of June 1, 2001 (the “Indenture”),
between the Company and JPMorgan Chase Bank, as trustee (the “Trustee”), to
which Indenture and all indentures supplemental thereto reference is hereby
made for a description of the rights, limitations of rights, obligations,
duties and immunities thereunder of the Trustee, the Company, and the Holders
of the Securities. The Securities may be issued in one or more series, which
different series may be issued in various aggregate principal amounts, may
mature at different times, may bear interest (if any) at different rates, may
be subject to different redemption provisions (if any), may be subject to
different sinking, purchase or analogous funds (if any) and may otherwise vary
as provided in the Indenture. This Note is one of a series designated as the
ProNotes Linked to the Value of a Global Basket of Equity Indices, due August
31, 2010 (the “Note”).

 

This Note will not pay interest.

This Note is payable in the manner, with the effect
and subject to the conditions provided in the Indenture.

If a payment date is not a business day as defined in
the Indenture at a place of payment, payment may be made at that place on the
next succeeding day that is a business day, and no interest shall accrue for
the intervening period.

The Indenture provides that, without prior notice to
any Holders, the Company and the Trustee may amend the Indenture and the
Securities of any series with the written consent of the Holders of a majority
in principal amount of the outstanding Securities of all series affected by
such amendment (all such series voting as one class), and the Holders of a
majority in principal amount of the outstanding Securities of all series
affected thereby (all such series voting as one class) may waive future
compliance by the Company with any provision of the Indenture or the Securities
of such series by written notice to the Trustee; provided that, without the
consent of each Holder of the Securities of each series affected thereby, an
amendment or waiver, including a waiver of past defaults, may not: (i) extend
the stated maturity of the Principal of, or any sinking fund obligation or any
installment of interest on, such Holder’s Security, or reduce the principal
amount thereof or the rate of interest thereon (including any amount in respect
of original issue discount), or any premium payable with respect thereto, or
adversely affect the rights of such Holder under any mandatory redemption or
repurchase provision or any right of redemption or repurchase at the option of
such Holder, or reduce the amount of the Principal of an Original Issue
Discount Security that would be due and payable upon an acceleration of the
maturity thereof or the amount thereof provable in bankruptcy, or change any
place of payment where, or the currency in which, any Security of such series
or any

 

R-1

 

premium or the interest
thereon is payable, or impair the right to institute suit for the enforcement
of any such payment on or after the due date therefor; (ii) reduce the
percentage in principal amount of outstanding Securities of the relevant series
the consent of whose Holders is required for any such supplemental indenture,
for any waiver of compliance with certain provisions of the Indenture or
certain Defaults and their consequences provided for in the Indenture; (iii)
waive a Default in the payment of Principal of or interest on any Security of
such Holder; or (iv) modify any of the provisions of the Indenture governing
supplemental indentures with the consent of Securityholders except to increase
any such percentage or to provide that certain other provisions of the
Indenture cannot be modified or waived without the consent of the Holder of
each outstanding Security affected thereby.

The Indenture provides that, subject to certain
conditions, the Holders of at least a majority in principal amount (or, if any
Securities are Original Issue Discount Securities, such portion of the
Principal as is then accelerable) of the outstanding Securities of all series
affected (voting as a single class), by notice to the Trustee, may waive an
existing Default or Event of Default with respect to the Securities of such
series and its consequences, except a Default in the payment of Principal of or
interest on any Security or in respect of a covenant or provision of the
Indenture which cannot be modified or amended without the consent of the Holder
of each outstanding Security affected. Upon any such waiver, such Default shall
cease to exist, and any Event of Default with respect to the Securities of such
series arising therefrom shall be deemed to have been cured, for every purpose
of the Indenture; but no such waiver shall extend to any subsequent or other
Default or Event of Default or impair any right consequent thereto.

The Indenture provides that a series of Securities may
include one or more tranches (each a “tranche”) of Securities, including
Securities issued in a Periodic Offering. The Securities of different tranches
may have one or more different terms, including authentication dates and public
offering prices, but all the Securities within each such tranche shall have
identical terms, including authentication date and public offering price. Notwithstanding
any other provision of the Indenture, subject to certain exceptions, with
respect to sections of the Indenture concerning the execution, authentication
and terms of the Securities, redemption of the Securities, Events of Default of
the Securities, defeasance of the Securities and amendment of the Indenture, if
any series of Securities includes more than one tranche, all provisions of such
sections applicable to any series of Securities shall be deemed equally
applicable to each tranche of any series of Securities in the same manner as
though originally designated a series unless otherwise provided with respect to
such series or tranche pursuant to a board resolution or a supplemental
indenture establishing such series or tranche.

No reference herein to the Indenture and no provision
of this Note or of the Indenture shall alter or impair the obligation of the
Company, which is absolute and unconditional, to pay the Redemption Amount of
this Note in the manner, at the place, at the time and in the coin or currency
herein prescribed.

The Securities are issuable initially only in
registered form without coupons in denominations of $10,000 and any integral
multiples of $1,000 in excess of that amount at the office or agency of the
Company in the Borough of Manhattan, The City of New York, and in the manner
and subject to the limitations provided in the Indenture.

 

R-2

 

The Securities will not be redeemable at the option of
the Company prior to maturity.

The Company will not be required to pay any Additional
Amounts on the Securities.

Maturity
Date

The Maturity Date of the Securities is August 31, 2010 (the “Maturity Date”);
however, if a market disruption event exists on the Valuation Date, as
determined by the Calculation Agent, the Maturity Date will be the later of August 31, 2010, and the fifth
business day following the date on which the closing price for the reference
shares is calculated.

Redemption
Amount

The Company will redeem the Securities at maturity for
a redemption amount in cash that will be equal to the principal amount of the
Securities multiplied by the sum of 1 plus the basket return, calculated as set
forth below (the “redemption amount”). If the final basket level is greater
than the initial basket level, the basket return will equal the percentage
increase of the basket, subject to a final basket level cap of 1.7. If the
final basket level is equal to or less than the initial basket level, the
basket return will equal zero, and the redemption amount will be equal to the
principal amount of the Securities at maturity. The maximum increase in each
underlying index is capped at 70%, therefore the maximum final basket level is
capped at 1.7 and the maximum basket return is 70%.

 

How the basket return will be calculated depends on
whether the final basket level is greater than or less than or equal to the
initial basket level:

 

•                  If the final basket level is greater than
the initial basket level, then the basket return will equal:

final basket level - initial basket level

initial basket level

 

, subject to a final basket level cap of 1.7.

 

Thus, if the final basket level is greater than the
initial basket level, the basket return will be a positive number, in which
case the redemption amount will be greater than the principal amount of the
Securities at maturity, but in no case more than 170% of the principal amount.

 

•                  If the final basket level is less than or
equal to the initial basket level, then the basket return will equal zero, and
the redemption amount will equal the principal amount of the securities.

 

For purposes of calculating the basket return, the
final basket level will be equal to the sum of:

 

(a)          the product of:

(x)           .3333, the weighting of the FTSE/Xinhua China 25 Index
in the basket, multiplied by

 

 

R-3

 

(y)         the final index level for such index,
which equals the lesser of:

(i)             the closing level of the FTSE/Xinhua
China 25 Index on the valuation date divided by 11056.43, the closing level of
the FTSE/Xinhua China 25 Index on February 22, 2006, the index business day
immediately following the date the securities are priced for initial sale to
the public, or

(ii)          1.7;

 

plus

 

(b)         the product of:

(x)           .3333, the weighting of the RTX Russian
Traded Index in the basket, multiplied by

(y)         the final index level for such index,
which equals the lesser of:

(i)             the closing level of the RTX Russian
Traded Index on the valuation date divided by 2214.8, the closing level of the
RTX Russian Traded Index on February 22, 2006, the index business day
immediately following the date the securities are priced for initial sale to
the public, or

(ii)          1.7;

 

plus

 

(c)          the product of:

(x)           .3333, the weighting of the Bovespa
Brazil Index in the basket, multiplied by

(y)         the final index level for such index,
which equals the lesser of:

(i)             the closing level of the Bovespa Brazil
Index on the valuation date divided by 17808.9, the closing level of the
Bovespa Brazil Index on February 22, 2006, the index business day immediately
following the date the securities are priced for initial sale to the public, or

(ii)          1.7.

 

The “initial basket level” equals 1.0.

 

In no event will the final basket level exceed 1.7.

 

The “valuation date” is August 24, 2010, subject to
postponement if a market disruption event occurs on that date.

 

A “business day” means a
day, other than a Saturday, Sunday or a day on which banking institutions in
New York, New York are generally authorized or obligated by law, regulation or
executive order to close and that is also an index business day.

An “index business day”
with respect to any reference index is any day that is (or, but for the
occurrence of a market disruption event, would have been) a day on which
trading is

 

R-4

 

generally conducted on
the applicable exchanges and related exchanges (each as defined below), other
than a day on which one or more of the applicable exchanges or related
exchanges is scheduled to close prior to its regular weekday closing time. “Exchange,”
with respect to any reference index means the principal exchange on which any
stock underlying that reference index is traded. “Related exchange” means any
exchange on which futures or options contracts relating to that reference index
are traded.

Market Disruption Events

A “market disruption event” is, in respect of any
reference index, the occurrence or existence on any index business day for that
reference index during the one-half hour period that ends at the relevant
valuation time, of any suspension of or limitation imposed on trading (by
reason of movements in price exceeding limits permitted by the relevant
exchange or otherwise) on:

(a) the exchanges in securities that comprise 20% or
more of the level of the relevant reference index based on a comparison of (1)
the portion of the level of the reference index attributable to each security
in which trading is, in the determination of the Calculation Agent, materially
suspended or materially limited relative to (2) the overall level of the
reference index, in the case of (1) or (2) immediately before that suspension
or limitation;

(b) a related exchange in options contracts on the
relevant reference index; or

(c) a related exchange in futures contracts on the
relevant reference index;

in the case of (a), (b) or (c) if, in the determination
of the Calculation Agent, such suspension or limitation is material.

If the Calculation Agent determines that a market
disruption event exists in respect of a reference index on the valuation date,
then that valuation date for such reference index will be postponed to the
first succeeding index business day for that reference index on which the
Calculation Agent determines that no market disruption event exists in respect
of such reference index, unless in respect of the valuation date the Calculation
Agent determines that a market disruption event exists in respect of such
reference index on each of the five index business days immediately following
the scheduled valuation date. In that case, (a) the fifth succeeding index
business day following the scheduled valuation date will be deemed to be the
valuation date for such reference index, notwithstanding the market disruption
event in respect of such reference index, and (b) the Calculation Agent will
determine the index level for that reference index on that deemed valuation
date in accordance with the formula for and method of calculating that
reference index last in effect prior to the commencement of the market
disruption event in respect of such reference index using exchange traded
prices on the relevant exchanges (as determined by the Calculation Agent in its
sole and absolute discretion) or, if trading in any security or securities
comprising such reference index has been materially suspended or materially
limited, its good faith estimate of the prices that would have prevailed on the
exchanges (as determined by the Calculation Agent in its sole and absolute
discretion) but for the suspension or limitation, as of the valuation time on
that deemed valuation date, of each such security comprising such reference
index (subject to the provisions described under

 

R-5

 

“Adjustments to the calculation of the reference
indices” below). The valuation date for each reference index not affected by a
market disruption event shall be the scheduled valuation date.

In the event that a market disruption event exists in
respect of a reference index on the valuation date, the Maturity Date of the
securities will be postponed to the fifth business day following the day as of
which the closing level on the valuation date for each reference index has been
calculated. No interest or other payment will be payable because of any such
postponement of the Maturity Date.

Adjustments to the calculation of the
reference indices

If any of the reference indices is (a) not calculated
and announced by its sponsor but is calculated and announced by a successor
acceptable to the Calculation Agent or (b) replaced by a successor index using,
in the determination of the Calculation Agent, the same or a substantially
similar formula for and method of calculation as used in such reference index,
then such reference index will be deemed to be the index so calculated and
announced by that successor sponsor or that successor index, as the case may
be.

Upon any selection by the Calculation Agent of a
successor index, the Calculation Agent will cause notice to be furnished to us
and the trustee, which will provide notice of the selection of the successor
index to the registered holders of the securities in the manner set forth
below.

If (x) on or prior to a valuation date any index
sponsor makes, in the determination of the Calculation Agent, a material change
in the formula for or the method of calculating a reference index or in any
other way materially modifies a reference index (other than a modification
prescribed in that formula or method to maintain such reference index in the
event of changes in constituent stocks and capitalization and other routine
events) or (y) on any valuation date an index sponsor (or a successor sponsor)
fails to calculate and announce a reference index, then the Calculation Agent
will calculate the redemption amount using, in lieu of a published level for
such reference index, the level for such reference index as at the valuation
time on the valuation date as determined by the Calculation Agent in accordance
with the formula for and method of calculating such reference index last in
effect prior to that change or failure, but using only those securities that
comprised such reference index immediately prior to that change or failure.

Events of Default and Acceleration

In case an Event of Default (as defined in the
Indenture) with respect to the Securities shall have occurred and be
continuing, the amount declared due and payable upon any acceleration of the
Securities (in accordance with the acceleration provisions set forth in the
prospectus) will be determined by the Calculation Agent and will equal, for
each security, the arithmetic average, as determined by the Calculation Agent,
of the fair market value of the Securities as determined by at least three but
not more than five broker-dealers (which may include Credit Suisse Securities
(USA) LLC or any of the Company’s other subsidiaries or affiliates) as will
make such fair market value determinations available to the Calculation Agent.

 

 

R-6

 

The Company, the Trustee and any agent of the Company
or the Trustee may deem and treat the registered Holder hereof as the absolute
owner of this Note (whether or not this Note shall be overdue and
notwithstanding any notation of ownership or other writing hereon) for the
purpose of receiving payment of, or on account of, the redemption amount
hereof, and for all other purposes, and neither the Company nor the Trustee nor
any agent of the Company or the Trustee shall be affected by any notice to the
contrary.

No recourse under or upon any obligation, covenant or
agreement contained in the Indenture or any indenture supplemental thereto or
in any Note, or because of any indebtedness evidenced thereby, shall be had
against any incorporator as such, or against any past, present or future
stockholder, officer, director or employee, as such, of the Company or of any
successor, either directly or through the Company or any successor, under any
rule of law, statute or constitutional provision or by the enforcement of any
assessment or by any legal or equitable proceeding or otherwise, all such
liability being expressly waived and released by the acceptance hereof and as
part of the consideration for the issue hereof.

The Calculation Agent for the Securities (the “Calculation
Agent”) is Credit Suisse International. The calculations and determinations of
the Calculation Agent will be final and binding upon all parties (except in the
case of manifest error). The Calculation Agent will have no responsibility for
good faith errors or omissions in its calculations and determinations, whether
caused by negligence or otherwise.

Terms used herein that are defined in the Indenture
and not otherwise defined herein shall have the respective meanings assigned
thereto in the Indenture.

The laws of the State of New York (without regard to
conflicts of laws principles thereof) shall govern this Note.

 

R-7

 

 FOR VALUE RECEIVED, the undersigned hereby
sell(s), assign(s) and transfer(s) unto

	
  [PLEASE INSERT SOCIAL SECURITY OR OTHER IDENTIFYING
  NUMBER OF ASSIGNEE]

  
	
   

  
	
   

  
	
   

  
	
   

  
	
  [PLEASE PRINT OR TYPE NAME AND ADDRESS, INCLUDING
  ZIP CODE, OF ASSIGNEE]

  
	
   

  
	
   

  
	
  the within Note and all rights thereunder, hereby
  irrevocably constituting and appointing

  
	
   

  
	
   

  	
  Attorney to 

  
	
  transfer such Note on the books of the Issuer, with
  full power of substitution in the premises.

  
	
   

  
	
   

  	
  Signature:

  
	
   

  	
   

  
	
   

  	
   

  
	
  Dated:

  	
   

  	
   

  	
   

  
	
   

  	
   

  	
   

  	
  NOTICE:The signature to this assignment must
  correspond with the name as written upon the face of the within Note in every
  particular without alteration or enlargement or any change whatsoever.

  
						

 

 

 

R-8

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