Document:

Fifth Amendment to Loan Agreement

 Exhibit 10.0 
 FIFTH AMENDMENT TO LOAN AGREEMENT 
 THIS FIFTH AMENDMENT TO LOAN AGREEMENT (this
“Amendment”) is made and entered into effective as of March 28, 2011, by and between AMERICAN ELECTRIC TECHNOLOGIES, INC., a Florida corporation (“Borrower”), and JPMORGAN CHASE BANK, N.A., a
national association (“Lender”). 
 R E C I T A L S: 

WHEREAS, Borrower and Lender entered into a Letter Loan Agreement dated October 31, 2007 (which as the same may have been or may hereafter be
amended from time to time is herein called the “Loan Agreement”; the terms defined therein being used herein as therein defined unless otherwise defined herein); and 
 WHEREAS, Borrower and Lender desire to amend certain terms and provisions of the Loan Agreement; and 
 NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements contained herein and in the Loan Agreement, and for other good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the parties hereto do hereby agree as follows: 
 A G R E E M E N T:

 1. Amendments to the Loan Agreement. The Loan Agreement is, effective the date hereof, and subject to the satisfaction of the
conditions precedent set forth in Section 2 hereof, hereby amended as follows: 
 (a) Subparagraph (a) of Section 1 of the Loan
Agreement is hereby amended in its entirety to read as follows: 
 “(a) Commitment. Subject to the terms and
conditions set forth herein, Lender agrees to make loans (each of which is a “Loan”, and collectively the “Loans”) to Borrower, on a revolving basis (the “Borrowing Base Facility”) from time to time
during the period commencing on the date hereof and continuing through July 1, 2012 (the “Maturity Date”), the maturity date of the promissory note evidencing the Borrowing Base Facility, such amounts as Borrower may request
hereunder; provided, however, (1) the total principal amount (the “Borrower’s Loan Limit”) outstanding at any time shall not exceed the lesser of (i) an amount equal to the Borrowing Base and (ii) $10,000,000
minus the aggregate face amount of any Letters of Credit; and (2) at any time during which Borrower’s “adjusted net income” as reported on any compliance certificate delivered pursuant to Section 6(d)(i) is less than
$1.00, or if Borrower fails to deliver such certificate, then the Borrower’s Loan Limit shall not exceed $6,000,000. Subject to the terms and conditions hereof, Borrower may borrow, repay and reborrow hereunder. If at any time the outstanding
advances under the Borrowing Base Facility exceed the Borrower’s Loan Limit as shown on any reports delivered to Lender under Section 6(d)(ii) or as indicated by Lender’s own records, Borrower shall, on the date of the delivery of
such report to Lender or on the date of notice from Lender as to Lender’s 

 
records, prepay on the Borrowing Base Facility such amount as may be necessary to eliminate such excess, plus all accrued but unpaid interest thereon. The sums advanced under the Borrowing Base
Facility shall be used for general corporate purposes and working capital. As used in this Agreement, the term “Borrowing Base” shall have the meaning set forth in Exhibit A attached hereto, and the term “adjusted net income”
shall mean, as of any date, Borrower’s net income from operations as determined in accordance with GAAP, plus depreciation and amortization.” 
  

	(b)	Subparagraph (a) of Section 3 of the Loan Agreement is hereby amended in its entirety to read as follows: 

“(a) Repayment of the Note and performance of the obligations described herein shall be secured, directly or indirectly, by

 (i) a first lien against those certain tracts or parcels of land located in Houston, Harris County, Texas, more commonly
known as 6410 Long Dr., Houston, TX 77087, together with all improvements located or to be located thereon (the “Houston Property”), 
 (ii) a first lien against those certain tracts or parcels of land located in Beaumont, Jefferson County, Texas, more commonly known as 4755 S M L King Jr Pkwy, Beaumont, TX 77705, together with all
improvements located or to be located thereon (the “Beaumont Property”), and 
 (iii) a first priority,
perfected security interest in all of Borrower’s accounts, inventory, general intangibles, equipment, and letter of credit rights (collectively, the “Collateral”).” 

 

	(c)	Subparagraph (iii) of Section 8(b) of the Loan Agreement is hereby amended in its entirety to read as follows: 

“(iii) Minimum Consolidated Tangible Net Worth. Permit, as of the end of each calendar quarter commencing December 31,
2010, and for each calendar quarter thereafter, Consolidated Tangible Net Worth to be less than $10,000,000. When calculating Consolidated Tangible Net Worth, the term “Consolidated Total Liabilities” shall exclude any Subordinated
Debt.” 
 2. Conditions of Effectiveness. This Amendment shall become effective when, and only when, Lender shall have received
counterparts of this Amendment executed by Borrower and Section 1 hereof shall become effective when, and only when, Lender shall have additionally received all of the following documents, each document (unless otherwise indicated) being dated
the date of receipt thereof by Lender (which date shall be the same for all such documents), in form and substance satisfactory to the Lender: 
 (a) a Deed of Trust, Security Agreement and Assignment of Rents (the “Deed of Trust”) against each of the Houston Property and the Beaumont Property; 

 (b) a Certificate from Borrower authorizing the execution, delivery and performance of this
Amendment, and the matters contemplated hereby; 
 (c) a Certificate from the record owner of each the Houston Property and the
Beaumont Property authorizing the execution, delivery and performance of the Deed of Trust, Security Agreement and Assignment of Rents; and 
 (d) any and all other documentation as Lender may reasonably require. 
 3.
Representations and Warranties of Borrower. Borrower represents and warrants as follows: 
 (a) Borrower is duly authorized and empowered to
execute, deliver and perform this Amendment and all other instruments referred to or mentioned herein to which it is a party, and all action on its part requisite for the due execution, delivery and the performance of this Amendment has been duly
and effectively taken. 
 (b) This Amendment, when executed and delivered, will constitute valid and binding obligations of Borrower enforceable
in accordance with its terms. 
 (c) This Amendment does not violate any provisions of Borrower’s Articles of Incorporation, By-Laws, or
any contract, agreement, law or regulation to which Borrower is subject, and does not require the consent or approval of any regulatory authority or governmental body of the United States or any state. 

(d) The representations and warranties made by Borrower in the Loan Agreement are true and correct as of the date of this Amendment. 

(e) No event has occurred and is continuing which constitutes an Event of Default or would constitute an Event of Default but for the requirement that
notice be given or time elapse or both. 
 4. Reference to and Effect on the Loan Documents. 

(a) Upon the effectiveness of Section 1 hereof, on and after the date hereof, each reference in the Loan Agreement to “this Agreement”,
“hereunder”, “hereof”, “herein” or words of like import, and each reference in the Loan Documents shall mean and be a reference to the Loan Agreement as amended hereby. 

(b) Except as specifically amended above, the Loan Agreement and the Note(s), and all other instruments securing or guaranteeing Borrower’s
obligations to Lender (collectively, the “Loan Documents”) shall remain in full force and effect and are hereby ratified and confirmed. Without limiting the generality of the foregoing, the Loan Documents and all collateral
described therein do and shall continue to secure the payment of all obligations of Borrower under the Loan Agreement and the Note(s), as amended hereby, and under the other Loan Documents. 
 (c) The execution, delivery and effectiveness of this Amendment shall not, except as expressly provided herein, operate as a waiver of any right, power or remedy of Lender under 

 any of the Loan Documents, nor constitute a waiver of any provision of any of the Loan Documents.

 (d) In respect of the Beaumont Property and notwithstanding the provisions of Section 2(a), Borrower shall have until June 30, 2011
to execute and deliver to Lender the Deed of Trust encumbering the Beaumont Property, failing which, an Event of Default shall be deemed to have occurred; provided, however, if Borrower delivers written notice to Lender on or before such date that
Borrower has not yet received from a title or abstract company in Jefferson County, Texas evidence of the status of title for the Beaumont Property adequate to complete such Deed of Trust, Borrower shall have such additional period of time, not
exceeding thirty (30) days, to execute and deliver such Deed of Trust to Lender. 
 5. Costs and Expenses. Borrower agrees to pay on
demand all costs and expenses of Lender in connection with the preparation, reproduction, execution and delivery of this Amendment and the other instruments and documents to be delivered hereunder, including the reasonable fees and out-of-pocket
expenses of counsel for Lender. In addition, Borrower shall pay any and all fees payable or determined to be payable in connection with the execution and delivery, filing or recording of this Amendment and the other instruments and documents to be
delivered hereunder, and agrees to save Lender harmless from and against any and all liabilities with respect to or resulting from any delay in paying or omission to pay such fees. 
 6. Execution in Counterparts. This Amendment may be executed in any number of counterparts and by different parties hereto in separate counterparts, each of which when so executed and delivered
shall be deemed to be an original and all of which taken together shall constitute but one and the same instrument. 
 7. Governing Law.
This Amendment shall be governed by and construed in accordance with the laws of the State of Texas. 
 8. Facsimile Documents and
Signatures. For purposes of negotiating and finalizing this Amendment, if this document or any document executed in connection with it is transmitted by facsimile machine, it shall be treated for all purposes as an original document.
Additionally, the signature of any party on this document transmitted by way of a facsimile machine shall be considered for all purposes as an original signature. Any such faxed document shall be considered to have the same binding legal effect as
an original document. At the request of any party, any faxed document shall be re-executed by each signatory party in an original form. 
 9.
Joinder of Guarantor. M & I Electric Industries, Inc. and American Access Technologies, Inc., Guarantor as defined in the Loan Agreement, join in the execution of this Amendment to evidence Guarantor’s consent to the terms hereof, to
confirm Guarantor’s continuing obligations under the terms of the Guaranty Agreement, and to acknowledge that without such consent and confirmation, Lender would not enter into this Amendment or otherwise consent to the terms hereof.
Additionally, Guarantor represents to Lender that Guarantor is duly authorized and empowered to execute, deliver and perform this Amendment, and all action on its part requisite for the due execution, delivery and the performance of this Amendment
has been duly and effectively taken. This Amendment, when executed and delivered, will constitute valid and binding obligations of Guarantor enforceable in accordance with its terms. 

 10. Final Agreement. THIS WRITTEN AMENDMENT OF LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT
BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.  

IN WITNESS WHEREOF, the parties hereto have caused this instrument to be duly executed in multiple counterparts, each of which is an original instrument
for all purposes, all as of the day and year first above written. 
 [Signature page follows.] 

 
			
	BORROWER:
	
	AMERICAN ELECTRIC TECHNOLOGIES, INC.
		
	By:	 	/s/ Charles Dauber
		 	Charles Dauber
		 	Chief Executive Officer
		 	
	LENDER:
	
	JPMORGAN CHASE BANK, N.A.
		
	By:	 	/s/ Anna Liu
		 	Anna Liu
		 	Officer

  

			
	GUARANTOR:
	
	M & I ELECTRIC INDUSTRIES, INC.
		
	By:	 	/s/ Charles Dauber
		 	Charles Dauber
		 	Chief Executive Officer
		 	
	AMERICAN ACCESS TECHNOLOGIES, INC.
		
	By:	 	/s/ Charles Dauber
		 	Charles Dauber
		 	Chief Executive OfficerCompany's Senior Executive Incentive Plan, as amended and restated

 Exhibit 10.3 
 FIRST DATA CORPORATION 
 SENIOR EXECUTIVE INCENTIVE PLAN 

(As Amended and Restated Effective January 1, 2011) 
 1. PURPOSE OF THE PLAN. The First Data Corporation Senior Executive Incentive Plan (the “Plan”) is hereby amended and restated effective January 1, 2011 by the joint Governance,
Compensation, and Nomination Committees of the Board of Directors of First Data Corporation (the “Company”). The Plan is designed to encourage teamwork and individual performance by providing annual incentive compensation contingent upon
the achievement of specified financial performance measures, to advance the interests of the Company by attracting and retaining key executives, and to reward contributions made by the Company’s Chief Executive Officer and other senior
executive officers in optimizing long-term value to the Company’s shareholders by connecting a portion of each such executive’s total potential cash compensation to the attainment of objective company financial goals. The Incentive Awards
payable under the Plan are intended to qualify as “performance-based compensation” within the meaning of Section 162(m) of the Internal Revenue Code of 1986, as amended, and shall be interpreted in a manner consistent with such
intent. 
 2. DEFINITIONS. For purposes of this Plan, the following terms shall have the meanings set forth below: 

2.1 “Committee” means the joint Governance, Compensation, and Nomination Committees of the Board of Directors, or any successor thereto or
delegate thereof with the authority to act on behalf of the Committee with respect to this Plan. 
 2.2 “Corporate Performance
Measures” means specified levels of earnings per share, the attainment of a specified price of the Company’s common stock, specified levels of earnings before interest expense and taxes, operating profit, return to stockholders (including
dividends), return on equity, earnings, revenues, market share, cash flow, cost reduction goals, economic value added, or any combination of the foregoing, as selected by the Committee for a specified performance or measurement period for purposes
of this Plan, and as such measures may be adjusted for major nonrecurring and non-operating expense and income items, as determined by the Company and as acceptable to the Committee in its sole discretion, based on the facts and circumstances
involved, as determined pursuant to generally accepted accounting principles, and as consistently applied by the Committee. 
 2.3
“Division or Business Unit Performance Measures” mean specified levels of revenue, operating profit, market share, pretax return on total capital, cost reduction goals, economic value added, or any combination of the foregoing, as selected
by the Committee for a specified performance or measurement period for purposes of this Plan, and as such measures may be adjusted for major nonrecurring and non-operating expense and income items, as determined by the Company and as acceptable to
the Committee in its sole discretion, based on the facts and circumstances involved, as determined pursuant to generally accepted accounting principles, and as consistently applied by the Committee. 

2.4 “Incentive Award” means an incentive compensation award paid to a Participant pursuant to the Plan. 

2.5 “Participant” means the Company’s Chief Executive Officer and any executive officer of the Company who reports directly to the
Company’s Chief Executive Officer and who is identified as eligible to participate in this Plan for a given Plan Year by the Committee or who is hired, transferred, or promoted to an eligible position during a Plan Year and is identified as
eligible to participate in the Plan by the Committee. 
 2.6 “ Plan Year” means a period of one year, commencing each January 1
and ending on the following December 31, or such other twelve consecutive month period as may be established from time to time by the Company. 
 3. ESTABLISHMENT OF PERFORMANCE MEASURES AND DETERMINATION OF INCENTIVE AWARDS. 
 3.1 The payment
of Incentive Awards to Participants under the Plan shall be determined by the extent to which the selected Corporate Performance Measures and, if appropriate in the Committee’s discretion, the selected Division or Business Unit Performance
Measures have been attained in relation to a target incentive level (the “Target Incentive Level”) established for each Participant for each Plan Year. No later than 90 days after the beginning of any Plan Year, the Committee shall
(a) select and publish Corporate Performance Measures and, if appropriate in its discretion, Division or Business Unit Performance Measures to be applied for such Plan Year, (b) select and publish the Target Incentive Level expressed as a
dollar amount of incentive compensation for each Participant for such Plan Year, and (c) specify the percentage of such Target Incentive Level that shall be payable as a result of the attainment of the Corporate Performance Measures and, if
applicable, the Division or Business Unit Performance Measures. The Committee shall establish threshold performance levels which must be achieved at the corporate level and the division/business unit level (if applicable) before any Incentive Award
shall be payable under this Plan. 

 3.2 As soon as practicable following the end of each Plan Year, the Committee shall determine the degree to
which the Corporate Performance Measures and the Division or Business Unit Performance Measures (if applicable) have been met for such Plan Year in relation to the applicable Target Incentive Levels for purposes of determining the amounts of any
Incentive Awards payable under the Plan. If the applicable measures are satisfied at or above the threshold performance levels established by the Committee, the Committee shall so certify in a written statement and shall authorize the payment of
Incentive Awards in accordance with the terms of the Plan; provided, however, that notwithstanding the foregoing, the Committee shall have the sole and absolute discretion to reduce (but not increase) the amount of any Incentive Award otherwise
payable under the Plan or to determine that no Incentive Award shall be payable to a Participant under the Plan (so long as the exercise of such negative discretion does not result in an increase in the Incentive Award payable to any other
Participant). Under no circumstances shall any Incentive Award be deemed earned by or payable to a Participant under this Plan with respect to any Plan Year unless and until the Committee both certifies the attainment of all applicable Performance
Measures and exercises its discretion to determine whether an Incentive Award shall be paid to each such individual Participant with respect to such Plan Year. 
 4. PAYMENT OF INCENTIVE AWARDS. Payment of Incentive Awards, shall be made only to otherwise eligible Participants who remain employed on the last day of February following the applicable Plan Year.
Payment of Incentive Awards, less withholding taxes and other applicable withholdings, shall be made to Participants not later than March 15 following the applicable Plan Year, provided the Committee has certified that the applicable
Performance Measures have been satisfied and has determined the amount and approved the payment of the Incentive Award to the Participants. Funding of Incentive Awards under this Plan shall be out of the general assets of the Company. Unless
otherwise determined by the Committee in its discretion, Incentive Awards shall be paid in cash. 
 5. ADMINISTRATION. The Plan shall be
administered by the Committee, which shall have full power and authority to interpret, construe and administer the Plan in accordance with the provisions set forth herein. The Committee’s interpretation and construction of the Plan, and actions
hereunder, or the amount or recipient of the payments to be made from the Plan, shall be binding and conclusive on all persons for all purposes. In this connection, the Committee may delegate to any corporation, committee or individual, regardless
of whether the individual is an employee of the Company, the duty to act for the Committee hereunder. No officer or employee of the Company shall be liable to any person for any action taken or omitted in connection with the interpretation and
administration of the Plan unless attributable to his or her own willful misconduct or lack of good faith. The expenses of administering the Plan shall be paid by the Company and shall not be charged against the Plan. 

6. PARTICIPATION IN THE PLAN. Eligible executive officers of the Company may become Participants in accordance with the terms of the Plan at any time
during the Plan Year. If an executive officer becomes a Participant at any time other than as of the commencement of a Plan Year, the Corporate Performance Measures, the Division or Business Unit Performance Measures (if established by the
Committee), and the Target Incentive Level for the Participant shall be established by the Committee no later than the time prescribed by the Treasury Regulations under Section 162(m) of the Internal Revenue Code of 1986, as amended.

 7. TERMINATION OF EMPLOYMENT. Unless otherwise determined by the Committee, a Participant whose employment in his current position with the
Company terminates for any reason prior to the end of a Plan Year shall not be entitled to receive an Incentive Award for such Plan Year. 
 8.
DEFERRAL OF INCENTIVE AWARDS. A Participant may elect to defer receipt of all or any portion of any Incentive Award made under this Plan to a future date as provided in and subject to the terms and conditions of any deferred compensation plan of the
Company. 
 9. MISCELLANEOUS. 
 9.1
NONTRANSFERABILITY. No Incentive Award payable hereunder, nor any right to receive any future Incentive Award hereunder, may be assigned, alienated, sold, transferred, anticipated, pledged, encumbered, or subjected to any charge or legal process,
and if any such attempt is made, or a person eligible for any Incentive Award hereunder becomes bankrupt, the Incentive Award under the Plan which would otherwise be payable with respect to such person may be terminated by the Committee which, in
its sole discretion, may cause the same to be held or applied for the benefit of one or more of the dependents of such person or make any other disposition of such award that it deems appropriate. 

9.2 CLAIM TO INCENTIVE AWARDS AND EMPLOYMENT RIGHTS. Nothing in this Plan shall require the Company to segregate or set aside any funds or other property
for purposes of paying all or any portion of an Incentive Award hereunder. No Participant shall have any right, title or interest in or to any Incentive Award hereunder prior to the actual payment thereof, nor to any property of the Company. Neither
the adoption of the Plan nor the continued operation thereof shall confer upon any employee any right to continue in the employ of the Company or shall in any way affect the right and power of the Company to dismiss or otherwise terminate the
employment of either Participant at any time for any reason, with or without cause. 

 9.3 INCOME TAX WITHHOLDING/RIGHTS OF OFFSET. The Company shall have the right to deduct and withhold from
all Incentive Awards all federal, state and local taxes as may be required by law. In addition to the foregoing, the Company shall have the right to set off against the amount of any Incentive Award which would otherwise be payable hereunder, the
amount of any debt, judgment, claim, expense or other obligation owed at such time by the Participant to the Company or any subsidiary. 
 9.4
GOVERNING LAW. All questions pertaining to the construction, validity and effect of the Plan shall be determined in accordance with the laws of the State of Delaware. 
 10. AMENDMENT AND TERMINATION. The Plan may be amended or terminated at any time and for any reason by the Committee. The Committee may, in its sole discretion, reduce or eliminate an Incentive Award to
any Participant at any time and for any reason. The Plan is specifically designed to guide the Company in granting Incentive Awards and shall not create any contractual right of any employee to any Incentive Award prior to the payment of such award.

 11. EFFECTIVE DATE. The effective date of this plan is January 1, 2011.

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