Document:

[GRAPHIC OMITTED]
                            CUSTOM CONTENT AGREEMENT
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AGREEMENT TO PURCHASE.  This Agreement is entered into as of January 19, 2000 by
ScreamingMedia.com,  Inc.  ("Company" or "we") and The  ("Client" or "you").  We
hereby  agree to sell and you agree to  purchase  the  custom-tailored  news and
information identified on Schedule A attached hereto ("Custom Content").  Client
agrees to pay Company the fees and Company  agrees to deliver the Custom Content
to the  Client's  web site (the "web  site") as set forth in  Schedule A hereto.
Client may order additional Custom Content from time to time by executing one or
more supplemental purchase agreements that will reference this Master Agreement.

LIMITED SOFTWARE LICENSE. We hereby grant you a non-exclusive,  non-transferable
license  during  the term of this  Agreement  to use the  Company's  SiteWare(R)
software for the purposes set forth herein. Client's use of SiteWare(R) shall be
limited to internal use in connection  with the  publication  and display of the
Custom Content on Client's Web Site.

COMPANY'S  OBLIGATIONS.  We will design and build one or more custom filters and
deliver a copy of SiteWare(R) to you within seven (7) business days of receiving
your completed technical  questionnaire.  Company warrants that it maintains the
necessary  licenses,  rights, and powers to distribute the Custom Content as set
forth in this agreement.  We will correct any interruption to the Custom Content
service  within one  business  day of  receiving  notification  from you of such
interruption, unless such interruption is precipitated by a Force Majeure as set
forth  herein.  We  will  promptly  notify  you of any  known  material  errors,
inaccuracies,   or  omissions  in  the  Custom  Content  and  provide  you  with
appropriate  corrections thereto as promptly as possible.

CLIENT'S  OBLIGATIONS.  You  will  use  best  efforts  to  fulfill  each  of the
obligations  outlined in Schedule A hereto.  You will promptly  notify us of any
known  material  errors,  inaccuracies,  or omissions in the Custom Content that
come to your  attention and upon your receipt from us of any  corrections to the
Custom Content, promptly implement such corrections on your Web Site.

TERM. The initial term of this Agreement (the "Initial  Term") shall commence on
the date set forth above and extend for twelve (12) months from the first day of
the calendar  month  immediately  following the date on which the Custom Content
service is scheduled to begin, as set forth in Schedule A (the "Start-Up Date").
The  Initial  Term (and any  subsequent  terms)  shall  automatically  renew for
additional  terms of one year unless either party gives the other written notice
of  termination  not  less  than  thirty  (30)  days  prior  to  the  end of the
then-current term.

TERMINATION.  This Master  Agreement and any  supplemental  purchase  agreements
(collectively,  the "Agreement") shall remain in force until terminated. You may
terminate  the  Agreement  during the Initial Term at any time after ninety (90)
days  beyond the  Start-Up  Date by  providing  us with  ninety  (90) days prior
written notice.

OWNERSHIP AND  COPYRIGHT.  You may only display the Custom  Content to which you
have  subscribed  and you may only display such Custom Content on your Web Site.
You may not edit or alter  the  Custom  Content  in any  manner  or  create  any
derivative  works  therefrom.  You acknowledge  that the Custom Content contains
material that is protected by copyright,  trademark, or other proprietary rights
of and owned by our third party content providers (the "Content Providers"). You
acknowledge  that  ScreamingMedia  and the Content  Providers  retain all right,
title and interest,  including  copyright in all material included in the Custom
Content.  You  agree  to  comply  with all  copyright  notices,  information  or
restrictions  contained in any Custom Content. You may not copy, license,  sell,
resell, transfer, make available or otherwise distribute the Custom Content. You
will use best efforts to stop any  unauthorized  copying or  distribution of the
Custom Content.

ARCHIVE  RIGHTS.  You may  archive  any item of Custom  Content  on the Web Site
and/or  database  system for thirty (30) days after  delivery  of such item,  at
which  time (i) your  archive  rights to such item will  terminate  and (ii) you
shall  delete such item from your Web Site  and/or  database  system,  including
Internet, extranet and/or intranet locations.

WARRANTY.  Company warrants that it maintains the necessary licenses, rights and
powers to distribute the custom content as set forth herein. The delivery of the
custom content is on an "as is" basis.  ScreamingMedia and its content providers
disclaim  any and all  warranties,  including  but not  limited  to the  implied
warranties of fitness and merchantability for a particular purpose,  relating to
this  agreement,  the  service,  the Custom  Content or  performance  under this
agreement.

LIMITATION OF LIABILITY.  Neither ScreamingMedia nor its Content Providers shall
be liable  for any  indirect,  incidental,  special  or  consequential  damages,
including lost profits, whether or not foreseeable, arising under this Agreement
or performance  under this Agreement,  whether or not the company or the content
providers had any knowledge, actual or constructive,  that such damages might be
incurred, based on breach of warranty, contract, negligence or strict liability,
except that ScreamingMedia and the Content Providers will indemnify, defend, and
hold harmless Client against any and all claims made against Client which have a
basis in  allegations  of violation of copyright or  intellectual  property laws
arising from Client's use of the custom content as herein described.

INDEMNIFICATION.  We shall  defend,  indemnify  and hold you  harmless  from and
against any and all third party claims or actions  resulting in liabilities  and
arising out of the  licenses  granted  hereunder,  including  but not limited to
claims  against you for  violation of  intellectual  property  rights  including
trademark or copyright misappropriation or infringement. The foregoing indemnity
shall not be applicable for any claim or action that arises from your negligence
or misconduct.
<TABLE>
MISCELLANEOUS. Neither party shall be liable for any delay or failure to perform
under  this  Agreement  if caused  by  conditions  beyond  its  control  ("Force
Majeure")  but no such  event  shall  relieve  you of your  obligations  to make
payment to ScreamingMedia.  The affected  performing party shall promptly notify
the other  party of the nature and  anticipated  length of  continuance  of such
Force Majeure.  If such failure continues for more than one month,  either party
may  terminate  this  agreement.  This  Agreement is governed by the laws of the
State of New York without regard to principles of conflicts of laws. The parties
agree to submit to the  jurisdiction of the United States District Court for the
Southern  District  of New York in respect  of  litigation  arising  out of this
agreement,   waiving  all   affirmative   and  legal   defenses  in  respect  of
jurisdiction,  forum and venue. All notices under this Agreement must be made in
writing  and sent via first  class mail,  facsimile  or e-mail as listed  below.
<CAPTION>
[Client]                                                                 [Company]  ScreamingMedia.com, Inc.
<S>             <C>                                                                 <C>
Signature:      /s/ Hans Nehme Signature:                                           /s/ Alan Ellman
                ---------------------------------------------------                 ------------------------------------------------
Name/Title:     President                                              Name/Title:  Alan Ellman / President
                ---------------------------------------------------                 ------------------------------------------------
Address:        5810 Christie Ave. Ste. 390                               Address:  601 W. 26th Street, 13th Floor
                Emeryville, CA 94608                                                New York, NY 10001 USA
                ---------------------------------------------------                 ------------------------------------------------
Fax:                                                                          Fax:  212.691.1483
                ---------------------------------------------------                 ------------------------------------------------

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     ScreamingMedia.com, Inc. o 601 W. 26th Street, 13th Floor o New York, NY 10001 USA o 212.691.7900 o Fax 212.691.1483

<PAGE>

                                                          [GRAPHIC OMITTED]
                                                      CUSTOM CONTENT AGREEMENT
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Email:          hnehme@vertica.com                                          Email:  legal@screamingmedia.net
                ---------------------------------------------------                 ------------------------------------------------

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        ScreamingMedia.com, Inc. o 601 W. 26th Street, 13th Floor o New York, NY 10001 USA o 212.691.7900 o Fax 212.691.1483
</TABLE>

<PAGE>

<TABLE>
<CAPTION>

                                                      [GRAPHIC OMITTED]
                                                         SCHEDULE A
----------------------------------------------------------------------------------------------------------------------------
<S>             <C>                                  <C>                                  <C>
CLIENT INFORMATION

Company:                           Vertica Software
                                   --------------------------------------------------------
Division:
                                   --------------------------------------------------------
Web Site URL that will
receive the Custom Content:
                                   --------------------------------------------------------
Full Billing Address:
                                   --------------------------------------------------------

                                   --------------------------------------------------------

CONTACT INFORMATION

                       Primary Contact               Billing Contact (if different)       Technical Contact (if different)
Name:          Hans Nehme                           Same                                  Erick Ahrens
               ---------------------------------    ----------------------------------    ----------------------------------
Title:         President                                                                  VP of R & D
               ---------------------------------    ----------------------------------    ----------------------------------
Phone:         510-595-3333
               ---------------------------------    ----------------------------------    ----------------------------------
Fax:
               ---------------------------------    ----------------------------------    ----------------------------------
Email:         hnehme@vertica.com
               ---------------------------------    ----------------------------------    ----------------------------------

SERVICE SET-UP

Number of Filters:                                     6 (2 FREE)
Custom Filter Set-Up Fee ($250/Filter):              $ 1000                       one-time fee
Client Set-Up Fee ($2,750 one-time fee):             $ 2500                       one-time fee
                                                     -----------------------------------------------------------------------
Total Set-Up Fee:                                    $ 3500                       one-time fee

CUSTOM CONTENT SERVICE

Monthly article limit:                               1050
Monthly Fee:                                         $3660
Price/article if monthly article limit is exceeded   3.85

                    13Th Month FREE. The client will be billed from former pricing  models,  if client chooses to publish 60
                    stories per day, client will have rights to 1550 stories at $4600 per month.

Special Notes:      The Terms in this Schedule A will expire 5 calendar days after January 19, 2000.
                    --------------------------------------------------------------------------------------------------------
</TABLE>

DATES AND OBLIGATIONS; BILLING SCHEDULE

1. You will be invoiced  for the amount of the Total Set-Up Fee upon our receipt
from you of an  executed  copy of the  Master  Agreement  with this  Schedule  A
attached.  The  invoice for the Total  Set-Up Fee is payable in US Dollars  upon
receipt.  Delivery of the Custom  Content will be withheld  until payment of the
Total Set-Up Fee is received in full.

2. You agree to make your Technical Contact  (designated  above) available for a
phone  call with one of our sales  engineers  for  purposes  of  completing  our
technical  questionnaire within three (3) business days after the date set forth
in Section 1 of the Master Agreement.

3. We will  deliver  to you a copy of  SiteWare(R)  software  within  seven  (7)
business  days  of your  completion  of the  technical  questionnaire.

4. Your Start-Up Date is__3/1/00____. Billing for Custom Content Service Monthly
Fee will  begin on the  earlier to occur of (i) the  Start-Up  Date and (ii) the
date on which Custom  Content is first  delivered  to the Web Site.  You will be
billed on this date on a  pro-rated  basis for any time  remaining  in the first
month, and you will be billed for each subsequent month at the beginning of such
month.  Each invoice for the Custom Content Monthly Fee is payable in US Dollars
within  fifteen  (15)  days of the date on the  invoice.

5. The Terms in this  Schedule A will expire 5 calendar  days after  January 19,
2000.

--------------------------------------------------------------------------------
            ScreamingMedia.com, Inc. o 601 W. 26th Street, 13th Floor
            New York, NY 10001 USA o 212.691.7900 o Fax 212.691.1483Stockpoint License Agreement

THIS LICENSE  AGREEMENT  ("Agreement") is entered into this 1st day of February,
2000 ("Effective Date") by and between Stockpoint, Inc., a Delaware corporation,
having its principal place of business at 2600 Crosspark Rd.,  Coralville,  Iowa
52241 ("Stockpoint") and, Vertica Software,  Inc., having its principal place of
business at 5801 Christie Avenue, Suite 390, Emeryville, CA 94608 ("Licensee").

WHEREAS,   Stockpoint  is  in  the  business  of  providing   services  for  the
customization of, aggregating content for, and hosting of web sites for use over
Internet-based communications networks.

WHEREAS,  Licensee  desires to obtain from a license to use certain services and
information Stockpoint provides.

THEREFORE,  in  consideration  of the mutual  covenants  herein  exchanged,  the
Licensee and Stockpoint agree:

         1. Services. During the term of this Agreement Stockpoint shall provide
         those services and make available the data more particularly  described
         in Exhibit A "Content."

         2.  License.

                  2.1  Subject to the terms and  conditions  of this  Agreement,
         Stockpoint    grants,    and   Licensee   accepts,   a   non-exclusive,
         non-transferable,  limited  license,  without right of  sublicense,  to
         access and display Internet web pages created and hosted by Stockpoint,
         including  the Content that may be displayed  through the  applications
         available thereon, through the Licensee's web site accessed through the
         Uniform  Resource  Locator  www.vertica.com.  Pursuant to the foregoing
         license, Licensee may include transparent links from the Licensee's web
         site to the web pages  hosted by  Stockpoint  in order to make the same
         available to end users.

                  2.2  Licensee  shall not  modify  the  hosted web pages in any
         manner.  No  Content  shall be  duplicated,  re-transmitted,  resold or
         redistributed  by  Licensee  separate  from the hosted  web  pages.  No
         Content may be  decompiled,  rearranged  or otherwise  used by Licensee
         hereunder,  and no products  may be created by the  Licensee  using the
         Content,  or any portion thereof,  without the prior written permission
         of Stockpoint.

                                      - 1 -
License Agreement
Vertica Software, Inc. / Stockpoint Inc.

<PAGE>

         3. Proprietary Rights.

                  3.1  Content.   Licensee  acknowledges  that  the  Content  is
         compiled from the records of Stockpoint and its third party  providers.
         All rights to the Content remain exclusively the property of Stockpoint
         and its  third  party  providers.  In the  event of any  breach of this
         agreement  Stockpoint or its third party providers shall be entitled to
         injunctive relief for the protection and preservation of those rights.

                  3.2  Marks.  Stockpoint  is the  registered  service  mark  of
         Stockpoint,  Inc. Each party  acknowledges that neither party by reason
         of this Agreement obtains any rights in the Marks of the other. Neither
         shall  take any action  that might  adversely  affect the  validity  or
         enforceability of the Mark(s) of the other.

         4.  Fees.

                  4.1 Payment.  As consideration for the license granted and all
         other services provided under this Agreement the Licensee agrees to pay
         Stockpoint the fees and other charges set forth in Exhibit B "Fees".

                  4.2  Delayed  Payment.  All fees are due within 30 days of the
         date invoiced. All fees not paid when due shall be subject to a service
         charge of 1 1/2% per month until paid in full.

         5.  Term and Termination.

                  5.1 Term. The term of this  Agreement  shall commence with the
         Effective Date and, unless sooner terminated hereunder, remain in force
         for a period of 2 years from the date Content is first  distributed  to
         Licensee.  Thereafter,  the Agreement shall be automatically  renew for
         additional  one year  periods upon like terms and  conditions  unless a
         party elects not to renew the same by giving  written notice thereof no
         less than 60 days prior to the expiration of the then current term.

                  5.2 Material Breach. Either party may terminate this Agreement
         in the event of a  material  breach by the other  upon  written  notice
         stating  i) the  breach  upon  which  the  notice is based and ii) that
         unless cured within 30 days of receipt of the notice the Agreement will
         terminate.

                  5.3.  Other  Termination.  This Agreement may be terminated by
         either party immediately upon the occurrence of any of the following:

                           5.3.1  If  the  other  ceases  to  do  business,   or
                  otherwise terminates its business operations;

                           5.3.2 If the other shall fail to  promptly  secure or
                  renew any  license,  registration,  permit,  authorization  or
                  approval  for  the  conduct  of its  business  in  the  manner
                  contemplated  by  this  Agreement  or  if  any  such  license,
                  registration,  permit, authorization or approval is revoked or
                  suspended and not reinstated within sixty (60) days;

                                      - 2 -
License Agreement
Vertica Software, Inc. / Stockpoint Inc.
<PAGE>

                           5.3.3  If  the  other  becomes   insolvent  or  seeks
                  protection  under any  bankruptcy,  receivership,  trust deed,
                  creditors  arrangement,  composition or comparable proceeding,
                  or if any such proceeding is instituted against the other (and
                  not dismissed within 90 days).

                  5.4 Pro ration of fees upon termination. Should this Agreement
         be  terminated  for any reason  other than at the end of any term,  the
         fees due shall be pro rated to the date  Services  cease to be provided
         under  this  Agreement.  Any fees  paid in excess of those due shall be
         refunded to Licensee.

         6.0  Attribution, Marketing.

                  6.1   Attribution.   Licensee   shall  display  and  link  the
         Stockpoint registered servicemark, logo and/or textual attribution, and
         that  of  its  third  party  providers  when  required,  on  all  pages
         displaying Stockpoint Information Content.

                  6.2  Confidentiality,  Promotion.  Each party shall treat this
         Agreement as  confidential  and shall not disclose to any third parties
         any of its specific  terms nor any other  confidential  or  proprietary
         information  related to the  technology or business of the other.  This
         prohibition  shall not apply to information (i) rightfully  known to or
         independently acquired by the receiving party, without access to or use
         of the  other  party's  confidential  information,  (ii)  disclosed  in
         published materials, (iii) generally known to the public, (iv) lawfully
         obtained from any third party, or (v) required to be disclosed by law.

         7.0  Limited Warranties; Disclaimers.

                  7.1. Infringement.  Stockpoint represents and warrants that it
         is the owner of or has the right to license  the Content to be provided
         under  this  Agreement,  and  that to the best of its  knowledge,  this
         Agreement does not infringe upon the copyrights,  intellectual or other
         proprietary rights of any third party.

                  7.2  Accuracy.  Stockpoint  represents  that  it  makes  every
         reasonable  commercial  effort to provide  prompt  service and accurate
         Content.  Upon  notification  by  Licensee  of  any  inaccuracy  in the
         Content, Stockpoint shall promptly make corrections to the Content over
         which it has editorial control.

                  7.3 Year 2000 Compliance.  Stockpoint  represents and warrants
         that the  Content  over  which it has  control  and those  services  it
         provides under this Agreement are Year 2000 Compliant. For the purposes
         of this Agreement,  the term "Year 2000  Compliant"  shall mean i) that
         the data  which  uses,  references  or  relies  upon any  date,  or any
         reference to a time period,  which occurs or extends before,  during or
         after the calendar years of 1900-1999  shall be correctly  processed in
         any use of the Content or any other data contained therein and ii) that
         the Content and any services  provided  will perform  properly  without
         interruption,  delay or human  intervention  prior to, during and after
         the year 2000 without error relating to the use,  reference or reliance
         upon any date.

                                      - 3 -
License Agreement
Vertica Software, Inc. / Stockpoint Inc.
<PAGE>

                  7.4. Exclusion From Warranties.  STOCKPOINT MAKES NO WARRANTY,
         EXPRESS  OR  IMPLIED,  (i) AS TO THE  TIMELINESS,  ACCURACY  AND/OR THE
         COMPLETENESS OF THE CONTENT OR ANY OTHER DATA CONTAINED  THEREIN,  (ii)
         AS TO RESULTS TO BE  OBTAINED  BY ANY PERSON OR ENTITY  FROM THE USE OF
         THE  CONTENT  OR ANY  OTHER  DATA  CONTAINED  THEREIN  (iii)  AS TO THE
         MERCHANTABILITY  OR  FITNESS  FOR A  PARTICULAR  PURPOSE  OR USE OF THE
         CONTENT OR ANY OTHER DATA THEREIN INCLUDED.

                  7.5 Limitation of Liability, Remedies. STOCKPOINT SHALL NOT BE
         LIABLE TO  LICENSEE,  ITS USERS OR ANY OTHER PERSON  REGARDLESS  OF THE
         CAUSE  OR  DURATION  ( UNLESS  FROM THE  GROSS  NEGLIGENCE  OR  WILFULL
         MISCONDUCT OF STOCKPOINT)  FOR THE RESULTS OF ANY USE OF THE CONTENT OR
         ANY OTHER DATA CONTAINED  THEREIN,  FOR ANY USER'S INABILITY OR FAILURE
         TO  CONDUCT  THEIR  BUSINESS,  LOST  PROFITS,  INDIRECT,   SPECIAL,  OR
         CONSEQUENTIAL  DAMAGES.  LICENSEE  SPECIFICALLY AGREES THAT IN NO EVENT
         WILL THE TOTAL  LIABILITY  OF  STOCKPOINT  FOR ANY CLAIMS,  LOSSES,  OR
         DAMAGES  ARISING  UNDER THIS  AGREEMENT,  REGARDLESS  OF THE  REMEDIES,
         EXCEED THE TOTAL AMOUNT PAID BY LICENSEE TO STOCKPOINT  DURING THE TERM
         OF THIS AGREEMENT.

                  7.6. Force Majeure. Neither Stockpoint nor Licensee shall have
         any liability for any losses arising from the delay in or  interruption
         in the performance of their obligations under this Agreement due to any
         act of God, governmental  authority,  public enemy or due to war, riot,
         fire,   flood,   civil   commotion,   insurrection,   labor  difficulty
         (including,  without  limitation,  any strike or other work stoppage or
         slowdown)  unauthorized  third party  intervention  or  intruders,  any
         internet  outage or slow downs beyond their control , severe or adverse
         weather condition or other causes beyond their reasonable control.

                  7.7. Survival.  The provisions of this Section 7 shall survive
         the termination of this Agreement.

         8. Indemnification.

                  8.1  Mutual  Indemnification.   Excluding  the  provisions  of
         subsection  8.2  hereof,   each  party  ("Provider")  will  defend  and
         indemnify  and hold  harmless  the other  party  ("Recipient")  against
         losses related to, resulting from, or arising out of any claim that any
         information,  design,  specification,  instruction,  software, data, or
         material  furnished  by  the  Provider  ("Material")  and  used  by the
         Recipient  infringes any  copyright or patent  provided  that:  (i) the
         Recipient  notifies the Provider in writing  within thirty (30) days of
         the claim;  (ii) the  Provider  has sole control of the defense and all
         related settlement  negotiations,  except that the Recipient may retain
         control  to the  extent  necessary  to  protect  itself  in any  matter
         involving  unindemnified  claims;  (iii)  the  Recipient  provides  the
         Provider with the  assistance,  information,  and authority  reasonably
         necessary to perform the above;  and (iv) the Provider  reimburses  the
         Recipient  for all  reasonable  and  necessary  out-of-pocket  expenses
         Recipient incurs in providing said assistance.

                                      - 4 -
License Agreement
Vertica Software, Inc. / Stockpoint Inc.
<PAGE>

                  8.2  Limitations;  Exclusions.  The  Provider  shall  have  no
         liability  for  any  claim  of  infringement  resulting  from:  (i) the
         Recipient's  use of a superseded  or altered  release of some or all of
         the  Material if  infringement  would have been avoided by the use of a
         subsequent  unaltered  release of the Material which is provided to the
         Recipient; or (ii) any information, design, specification, instruction,
         software, data, or material originating from a third party.

         9. Miscellaneous.

                  9.1  Relationship.  Stockpoint is an  independent  contractor.
         Nothing in this  Agreement  shall be construed to create a partnership,
         joint venture, agency or other legal relationship between the parties.

                  9.2  Entire  Agreement.  This  Agreement,  including  exhibits
         hereto,  constitutes the entire Agreement of the parties and supercedes
         all  prior  written  or  oral  agreements.  This  Agreement  may not be
         modified, amended, rescinded,  canceled or waived, in whole or on part,
         except by written amendments signed by both parties hereto.

                  9.3 Rules, Regulations,  Obligations To Third Party Providers.
         Licensee  acknowledges  that  agreements  of  Stockpoint  with  certain
         financial  exchanges and third party data providers may require,  among
         other  obligations  (i)  that  data and  information  be  formatted  or
         presented differently,  (ii) that certain agreements and/or disclaimers
         be in place with end users,  and (iii) that they may cancel or withdraw
         certain information or data in their sole discretion.

                9.4 Financial Exchange Agreements. If applicable, Licensee shall
         provide  Stockpoint with the written  acknowledgement  of any principal
         stock  exchange  whose  data  is to be  included  in the  Content  that
         Stockpoint has the authority to distribute its data to Licensee.

                9.5  Substitution of Third Party  Providers.  Stockpoint may, at
         its sole  discretion,  substitute any third party data provider for one
         of comparable quality and content during the Term of this Agreement.

                9.6 Assignment.  Stockpoint may assign or otherwise transfer its
         rights  under this  Agreement,  without  the prior  written  consent of
         Client.

                9.7 Notices. Notices permitted or required to be given under the
         terms of this  Agreement  shall be deemed  given when  delivered by (a)
         registered or certified mail, postage prepaid, return receipt requested
         or (b) private courier service,  addressed to the respective parties at
         the  addresses  shown below,  or such other  addresses as they may from
         time to time designate.  Notices shall be effective upon receipt by the
         party to which notice is given:

            To Stockpoint:                       To Licensee:
            Tim Yamauchi                         TBD
            Stockpoint, Inc.                     Vertica Software, Inc.
            2600 Crosspark Road Suite 200        5801 Christie Avenue, Suite 390
            Coralville, Iowa 52241               Emeryville, California 94608

                                      - 5 -
License Agreement
Vertica Software, Inc. / Stockpoint Inc.
<PAGE>

                9.8 Arbitration. Any claim, dispute, controversy or other matter
         in question with regard to this Agreement shall  exclusively be subject
         to  final  binding   arbitration  in  accordance  with  the  commercial
         arbitration   rules  and   regulations  of  the  American   Arbitration
         Association (AAA).

                9.9  Attorney's  Fees. The  unsuccessful  party in any action or
         proceeding shall pay for all costs,  expenses and reasonable attorneys'
         fees ("Legal Fees")  incurred by the prevailing  party or its agents or
         both in enforcing the terms and conditions of the  Agreement.  The term
         "prevailing  party" as used herein shall include without limitation (i)
         a party who  utilizes  legal  counsel and brings an action  against the
         other  party by reason  of the other  party's  breach  or  default  and
         obtains   substantially   the  relief   sought  by  judgment  from  AAA
         arbitrator(s) or a relevant court having  jurisdiction  over the action
         or proceeding  in question,  and (ii) a party against whom an action is
         brought  by the other  arty  when  such  other  party  does not  obtain
         substantially  the relief sought by judgment from the AAA arbitrator(s)
         or a relevant court having  jurisdiction  over the action or proceeding
         in question.

                9.10  Severability.  If one or more provisions of this Agreement
         are found invalid or  unenforceable,  the  remainder of this  Agreement
         shall remain in full force and effect  unless the  business  purpose of
         this Agreement is substantially frustrated thereby.

                9.11 Counterparts. This Agreement may be executed in two or more
         counterparts,  and each such  counterpart  shall be deemed an  original
         thereof.

                9.12  Waiver.  The failure of either party to take any action or
         assert any right  hereunder  shall not be deemed to be a waiver of such
         right  in  the  event  of  the   continuation   or  repetition  of  the
         circumstances giving rise to such rights.

                  9.13 Governing  Law. This  Agreement  shall be governed by the
         laws of the State of California.

AGREED AND ACCEPTED:                        AGREED AND ACCEPTED:

STOCKPOINT, INC.                            Licensee

Signature: ________________________        Signature: __________________________

Name:______________________________         Name:_______________________________

Title:__________________________            Title:___________________________

Date:__________________________             Date:___________________________

                                      - 6 -
License Agreement
Vertica Software, Inc. / Stockpoint Inc.

<PAGE>

                                    EXHIBIT A

                             "Content and Delivery"

1. Stockpoint Content & Deliverables

Stock Quotes  - North America (Delayed)

This   custom-tailored   Stock  Quote  service   displays  delayed  stock  quote
information.  The detailed  information  includes 20 minute  delayed price quote
information  including,  open,  change,  high, low, earnings per share,  volume,
shares  outstanding,  market  capitalization,  P/E ratio, and industry sector. A
ticker  look-up  feature is also included.  North American quote  information is
available for companies listed on the NYSE, NASDAQ-Amex and Canadian exchanges.

Major U.S. Market Indices

The Major Market Indices component displays a monitor of the major U.S. indices,
including Dow Jones, NASDAQ-Amex, S&P 500, and the Russell 2000. Additional U.S.
market indices may also be included as part of the market update.

Most Active Stocks

Top 10 most active US stocks from each exchange,  including  NYSE,  NASDAQ-Amex,
and OTCBB. Most active stocks are displayed in five categories  including:  Most
Actives,  Biggest Gainers,  Biggest Losers,  Percent Gainers and Percent Losers.
The stocks are updated intra-day on a 15 minute delayed basis.

Watch List Generator

The GIF generator is most often used to display  dynamic data on a homepage when
the  homepage  is not in a framed  or  hosted  environment,  such as  hosting  a
thumbnail GIF chart on a homepage.  The GIF Generator can be  incorporated  into
any web page,  and this  application  will  generate a GIF image of a  watchlist
table based on the criteria provided.

                                      - 7 -
License Agreement
Vertica Software, Inc. / Stockpoint Inc.
<PAGE>

2.  Hosting Services

o   Stockpoint will host and serve the financial content for Client

o   Stockpoint will provide a 1-800 # for off hours customer support

o   Stockpoint  will  provide 3 points of  contacts  for during  business  hours
    operation

o   Stockpoint   will   provide   all   necessary   hardware,   bandwidth,   and
    infrastructure administration

o   Stockpoint will notify Client of planned,  off-hours maintenance at least 48
    hours in advance

3.       Delivery Schedule

Stockpoint's  delivery  schedule and  production  commences  upon receipt of the
following deliverables:

Signed contract
HTML Layout
Page Design

After receiving the above deliverables,  Stockpoint will commence production and
provide a detailed delivery schedule.

Any major  changes to the scope of work after  beta  review may affect  budgets,
timelines and delivery dates.

                                      - 8 -
License Agreement
Vertica Software, Inc. / Stockpoint Inc.
<PAGE>

                                    EXHIBIT B

                                     "Fees"

1.       Fees

All Content is provided on an annual  licensing  fee. The fees below include the
complete  customization,  integration,  hosting and  maintenance  of the Content
pages.

A.       Set-up Fee

One Time Customization Fee:                         $  3,500

B.  Content and Annual Fees

Content
Stock Quotes - N. America (Delayed)
Major U.S. Market Indices
Most Active Stocks
Competitive Tracker

Annual License Fee:                                 $36,125

C.       Maintenance Fees

The Annual License fee includes up to 150,000 page views per month of Stockpoint
hosted  pages.  Each page view over that  amount per month  will be charged  1/2
penny ($.005) per page.

2.       Payment Schedule

Payments are due as follows:  $3010.42  plus the set-up fee ($3,500) is due upon
contract execution.  The remaining portion of the contract amount will be due in
monthly payments as follows:

Payment Amount        Due Date         Payment Amount       Due Date
--------------       --------          --------------       --------
$6,510.42            02/01/00          $3,010.42            02/01/01
$3,010.42            03/01/00          $3,010.42            03/01/01
$3,010.42            04/01/00          $3,010.42            04/01/01
$3,010.42            05/01/00          $3,010.42            05/01/01
$3,010.42            06/01/00          $3,010.42            06/01/01
$3,010.42            07/01/00          $3,010.42            07/01/01
$3,010.42            08/01/00          $3,010.42            08/01/01
$3,010.42            09/01/00          $3,010.42            09/01/01
$3,010.42            10/01/00          $3,010.42            10/01/01
$3,010.42            11/01/00          $3,010.42            11/01/01
$3,010.42            12/01/00          $3,010.42            12/01/01
$3,010.42            01/01/01          $3,010.42            01/01/02

                                      - 9-
License Agreement
Vertica Software, Inc. / Stockpoint Inc.

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