Document:

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                                                                 Exhibit 10.2.15

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                         SUBLEASE TERMINATION AGREEMENT

                                    between

                     WAL-MART STORES EAST, INC., Sublessor

                                      and

                     D.I.Y. HOME WAREHOUSE, INC., Sublessee

                                Brook Park, Ohio
                                  Store #V6305

                                 _______, 2001

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                                BROOK PARK, OHIO
                                  STORE #V6305

                         SUBLEASE TERMINATION AGREEMENT
                         ------------------------------

      THIS SUBLEASE TERMINATION AGREEMENT ("Agreement") made this
_________________, 2001, between WAL-MART STORES EAST, INC., an Arkansas
corporation, with an address of: 702 S. W. 8th St., Bentonville, AR 72716
(hereinafter "Sublessor" and "Wal-Mart") and D.I.Y. HOME WAREHOUSE, INC., an
Ohio corporation, with an address of 5811 Canal Road, Suite 180, Valleyview, OH
44125 (hereinafter "Sublessee"),

                              W I T N E S S E T H

      WHEREAS, Sublessor and Sublessee have entered into a Sublease Agreement
dated November 25, 1992 ("Sublease"), affecting the following described real
property:

            A ninety three thousand three hundred thirty six (93,366) square
      foot building space being part of the one hundred thirteen thousand
      (113,000) square foot building located on a tract of land situated in the
      City of BROOK PARK, County of CUYAHOGA, State of OHIO, with a physical
      address of 20600 Sheldon Road, which tract of land is legally described on
      Exhibit "A" as attached hereto and made a part hereof ("Premises") and as
      said ninety three thousand three hundred sixty six (93,366) square foot
      building space is outlined on Exhibit "B" attached hereto and made a part
      hereof (collectively referred to hereinafter as "Subleased Premises");

      WHEREAS, the Sublease is for a term to expire on November 30, 2005;

      WHEREAS, Wal-Mart and Sublease are desirous of terminating and canceling
the Sublease as hereinafter provided;

      NOW THEREFORE, in consideration of the premises and the terms and
conditions of this Agreement, Wal-Mart and Sublessee agree as follows:

1.    The Sublease shall be terminated and canceled effective July 9, 2001,
      (the "Termination Date").

2.    From and after the Termination Date, Wal-Mart and Sublessee shall have no
      further obligations and liabilities, one to the other, pursuant to the
      Sublease and the terms and conditions contained therein, except as is
      specifically provided for in this Agreement.

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3.  No later than the Termination Date, Sublessee shall turn over possession of
    the Premises to Sublessor in an "as-is, where-is, with all faults"
    condition, as of the date hereof with Sublessee's personal property removed
    therefrom.

4.  Sublessee shall disconnect all utility services to the Premises effective as
    of the Termination Date. Sublessee agrees to reimburse Wal-Mart for any
    utility charges billed to Wal-Mart after the Termination Date plus a
    handling fee of ten percent (10%) after receipt therefor.

5.  No later than the Termination Date Sublessee shall pay to Wal-Mart the sum
    of five hundred thousand and 00/100 dollars ($500,000.00) remitted in the
    form of federal wire transfer or check. Wal-Mart recognizes that this
    payment is consideration for the termination and cancellation of the
    Sublease and is full satisfaction of any other obligations of Sublessee
    under the Sublease.

6.  Sublessee shall pay to Wal-Mart its pro-rata share of the 2001 real property
    taxes assessed against the Subleased Premises pursuant to the Sublease,
    pro-rated up to the Termination Date.

7.  Both parties agree on behalf of themselves, their assigns, their successors
    in interest, and anyone holding any interest through them, that they fully
    release and discharge each other from any and all claims, demands, causes of
    action, suits and damages of each and every kind of nature whatsoever,
    actual or potential, past and present, known or unknown, arising out of or
    based upon, directly or indirectly, the Sublease or any rights or
    responsibilities accruing therefrom, as of the date this Agreement is
    executed.

8.  Sublessee agrees that it, and all of its employees and agents, shall keep
    confidential the terms of this Agreement. The only information Sublessee may
    give another, upon inquiry, is that Sublessee and Wal-Mart have negotiated a
    termination of the Sublease. Sublessee specifically recognizes that it is
    important to Wal-Mart that any future negotiations it may have with other
    tenants or subtenants not be impacted by the terms of this arms length
    agreement, and therefore Sublessee shall not disclose any of the terms of
    this Agreement.

9.  This Agreement may be executed in one or more counterparts, all parties need
    not be signatories to the same documents, and all counterpart-signed
    documents shall be deemed to be an original and one (1) instrument.

10. This Agreement contains the entire agreement of the parties. No oral or
    written communication between the parties and or their agent survives the
    execution of this Agreement. The parties have intentionally expressed each
    term of their agreement in this writing, and further agree that no

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    modification or supplementation to this writing may be made by other than a
    subsequent written agreement, dated and executed by both parties.

11. This Agreement shall be binding upon and inure to the benefit of the
    parties hereto and their respective successors and assigns.

                           (SIGNATURE PAGE TO FOLLOW)

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     IN WITNESS WHEREOF, the parties hereto have signed their hands and seals as
of the day and year first above written.

SUBLESSEE:

                                             D.I.Y. HOME WAREHOUSE, INC.
                                             AN OHIO CORPORATION
WITNESS OR ATTEST:

By: /s/ Millie Harnocz                       By: /s/ R. Scott Eynon
    ---------------------------------            -------------------------------
Print Name: MILLIE HARNOCZ                   Print Name: R. SCOTT EYNON
            -------------------------                    -----------------------
                                             Title: V.P. OPERATIONS
                                                    ----------------------------

SUBLESSOR:

ATTEST:                                      WAL-MART STORES EAST, INC.
                                             AN ARKANSAS CORPORATION

By: /s/ Michael W. Kersting                  By: /s/ J. Scott Greear
    ---------------------------------            -------------------------------
        Michael W. Kersting                          J. Scott Greear
        Assistant Secretary                          Director of Building
                                                     Development

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                                  EXHIBIT "A"

                            Description of Premises
                            -----------------------

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                                  EXHIBIT "B"

                                   Site Plan

                                  [Blueprint]

                                       7<PAGE>   1
                                                               Exhibit 10.3.15.b

                                                                  EXECUTION COPY

                              SECOND AMENDMENT TO
                         CREDIT AND SECURITY AGREEMENT

     THIS SECOND AMENDMENT TO CREDIT AND SECURITY AGREEMENT (this "Amendment")
is made and entered into as of this 3rd day of April, 2001, by and between
D.I.Y. HOME WAREHOUSE, INC., (the "Borrower"), and NATIONAL CITY COMMERCIAL
FINANCE, INC. (the "Lender").

                                  W I T N E S S E T H:
                                  - - - - - - - - - -

     WHEREAS, the Borrower, the Lenders which are signatories thereto, National
City Commercial Finance, Inc., as Agent and National City Bank as Letter of
Credit Bank, executed and delivered a Credit and Security Agreement dated as of
October 27, 1998 (the " Original Credit Agreement") and a Waiver and Amendment
to Credit and Security Agreement dated as of November 14, 2000 (the "First
Amendment") (the Original Credit Agreement as amended by the First Amendment is
referred to herein as the "Credit Agreement"); and

     WHEREAS, the Borrower has requested the Lender to amend the Credit
Agreement as hereafter set forth, and the Lender is willing to do so on the
terms and conditions hereafter set forth.

     NOW, THEREFORE, for good and valuable consideration, the receipt and
sufficiency of which are hereby expressly acknowledged, it is mutually agreed as
follows:

     1. DEFINITIONS. Capitalized terms used in this Amendment that are defined
in the Credit Agreement shall have the respective meanings given to them in the
Credit Agreement.

     2. AMENDMENTS. The definition of "AVAILABILITY" contained in Annex II of
the Credit Agreement shall be amended by deleting it in its entirety and
replacing it with the following:

          "AVAILABILITY" means, (a) at any time on or prior to April 13, 2001,
     an amount equal to the difference of: (i) the lesser of (A) the Total
     Revolving Credit Commitment or (B) the then Borrowing Base and (ii) the
     then aggregate amount of Outstandings; and (b) at any time after April 13,
     2001, an amount equal to the difference of: (i) the lesser of (A) the Total
     Revolving Credit Commitment or (B) twenty percent (20%) of the then
     Borrowing Base and (ii) the then aggregate amount of Outstandings.

     3. REPRESENTATIONS AND WARRANTIES. The Borrower represents and warrants to
the Lender as follows:

          (a) INCORPORATION OF REPRESENTATIONS AND WARRANTIES. Each and every
     representation and warranty made by the Borrower in Articles 6 and 7 of the
     Credit Agreement is incorporated herein as if fully rewritten herein at
     length and is true, correct and complete as of the date hereof (other than
     representations and warranties which expressly speak only as of a different
     date);

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                                                                  EXECUTION COPY

          (b) REQUISITE AUTHORITY. The Borrower has all requisite power and
     authority to execute and deliver and to perform its obligations in respect
     of this Amendment and each and every other agreement, certificate or
     document required by this Amendment;

          (c) DUE AUTHORIZATION; VALIDITY. The Borrower has taken all necessary
     action to authorize the execution, delivery and performance by it of this
     Amendment and every other instrument, document and certificate relating
     hereto. This Amendment has been duly executed and delivered by the Borrower
     and when executed and delivered by the Lender will be a legal, valid and
     binding obligation of the Borrower enforceable against it in accordance
     with its terms;

          (d) NO CONSENT. No consent, approval or authorization of, or
     registration with any governmental authority or other Person is required in
     connection with the execution, delivery and performance of this Amendment
     and the transactions contemplated hereby;

          (e) PERFORMANCE. The Borrower has performed and complied with all of
     the agreements and conditions contained in the Credit Agreement and this
     Amendment required to be performed or complied with by it as of the date
     hereof;

          (f) NO DEFAULTS. There will exist no Potential Default or Event of
     Default under the Credit Agreement; and

          (g) SECURITY INTERESTS. The Borrower confirms that the Borrower's
     obligations under the Credit Agreement, continue to be secured by the
     security interest granted by the Borrower in favor of the Agent for the
     benefit of the Lenders and that such security interest continues to be
     perfected and to have the priority required under the Credit Agreement.

     4. CONDITIONS TO EFFECTIVENESS OF THIS AMENDMENT. The obligation of the
Lender to enter into this Amendment shall be subject to the Borrower's
satisfaction of the following conditions:

     (a) On or before the date of this Amendment, the Lender shall have
received a counterpart of this Amendment duly executed by the Borrower; and

     (b) On or before the date of this Amendment, the Lender shall have
     received such other certificates, opinions, agreements and documents as it
     shall reasonably request.

     5. NO WAIVER. The execution and delivery of this Amendment by the Lender
shall not constitute a waiver or release of any obligation or liability of the
Borrower under the Credit Agreement as in effect prior to the effectiveness of
this Amendment or as amended hereby or release of any Event of Default or
Possible Default existing at any time.

     6. EXPENSES. The Borrower shall reimburse the Lender for all costs and
expenses incurred by it in the preparation, negotiation and execution of this
Amendment including, without limitation, the legal fees and out-of-pocket
expenses of Thompson Hine & Flory LLP.

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                                                                  EXECUTION COPY

     7. EFFECT ON OTHER PROVISIONS. Except as expressly amended by this
Amendment, all provisions of the Credit Agreement continue unchanged and in full
force and effect and are hereby confirmed and ratified. All provisions of the
Credit Agreement shall be applicable to this Amendment.

     8. COUNTERPARTS. This Amendment may be executed in any number of
counterparts, each of which shall be deemed an original, but all of which
together shall constitute but one and the same document.

                 [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK.]

10659340

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                                                                  EXECUTION COPY

     IN WITNESS WHEREOF, the parties hereto, each by an officer thereunto duly
authorized, have caused this Second Amendment to Credit and Security Agreement
to be executed and delivered as of the date first above written.

                                         D.I.Y. HOME WAREHOUSE, INC.

                                         By:
                                             -----------------------------------
                                             Name: Clifford L. Reynolds
                                             Its:  President & CEO

                                         NATIONAL CITY COMMERCIAL FINANCE,
                                         INC. as Agent and Lender

                                         By: /s/ Roger F. Reeder
                                             -----------------------------------
                                             Name: Roger F. Reeder
                                                   -----------------------------
                                             Its:  Assistant Vice President
                                                   -----------------------------

      Signature page to Second Amendment to Credit and Security Agreement

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                                                                  EXECUTION COPY

     IN WITNESS WHEREOF, the parties hereto, each by an officer thereunto duly
authorized, have caused this Second Amendment to Credit and Security Agreement
to be executed and delivered as of the date first above written.

                                         D.I.Y. HOME WAREHOUSE, INC.

                                         By: /s/ Clifford L. Reynolds
                                             -----------------------------------
                                             Name: Clifford L. Reynolds
                                             Its:  President & CEO

                                         NATIONAL CITY COMMERCIAL FINANCE,
                                         INC. as Agent and Lender

                                         By:
                                             -----------------------------------
                                             Name:
                                                   -----------------------------
                                             Its:
                                                   -----------------------------

      Signature page to Second Amendment to Credit and Security Agreement

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