Document:

EX-10.2

TENTH AMENDMENT

TO

CREDIT AGREEMENT

(Term Loan)

This Tenth Amendment to Credit Agreement (Term Loan) (“Amendment Agreement”) is made May 8,
2007, to be effective as of the Effective Date, by and among CHS Inc. (formerly known as Cenex
Harvest States Cooperatives), a Minnesota cooperative corporation (“Borrower”), CoBank, ACB
(“CoBank”) as the Administrative Agent for the benefit of the present and future Syndication
Parties (in that capacity “Administrative Agent”), and the Syndication Parties signatory hereto,
including CoBank in such capacity (each a “Syndication Party” and collectively, the “Syndication
Parties”).

RECITALS

A. Borrower, CoBank, St. Paul Bank for Cooperatives (“St. Paul Bank”), and the Syndication
Parties signatory thereto entered into a Credit Agreement (Term Loan) (as amended, the “Credit
Agreement”) dated as of June 1, 1998.

B. The Credit Agreement was amended by the First Amendment to Credit Agreement (Term Loan)
effective as of May 31, 1999 (“First Amendment”), by the Second Amendment to Credit Agreement (Term
Loan) effective as of May 23, 2000 (“Second Amendment”), by the Third Amendment to Credit Agreement
(Term Loan) dated as of May 23, 2001 (“Third Amendment”), by the Fourth Amendment to Credit
Agreement (Term Loan) dated as of May 22, 2002 (“Fourth Amendment”), by the Fifth Amendment to
Credit Agreement (Term Loan) dated as of May 21, 2003 (“Fifth Amendment”), by the Seventh Amendment
to Credit Agreement (Term Loan) dated as of May 20, 2004 (“Sixth Amendment”), by the Seventh
Amendment to Credit Agreement (Term Loan) dated as of May 19, 2005 (“Seventh Amendment”), by the
Eighth Amendment to Credit Agreement (Term Loan) dated as of November 18, 2005 (“Eighth
Amendment”), and by the Ninth Amendment to Credit Agreement (Term Loan) dated as of May 18, 2006
(“Ninth Amendment”).

C. CoBank is the successor by merger to the interests and obligations of St. Paul Bank under
the Credit Agreement.

D. The parties hereto desire to amend the Credit Agreement as hereinafter set forth.

NOW, THEREFORE, for good and valuable consideration, the receipt of which is hereby
acknowledged, including the mutual promises and agreements contained herein, the parties hereto
hereby agree as follows:

1. Definitions. Capitalized terms used herein without definition shall have the definition
given to them in the Credit Agreement if defined therein.

2. Amendments to Credit Agreement. The parties hereto agree that the Credit Agreement
shall be amended as follows as of the Effective Date:

2.1 Subsection 9.2.1 is amended to read as follows:

9.2.1 Annual Financial Statements. As soon as available, but in no event later than
one hundred and twenty (120) days after the end of any Fiscal Year of Borrower occurring during the
term hereof, one copy of the audit report for such year and accompanying consolidated financial
statements (including all footnotes thereto), including a consolidated balance sheet, a
consolidated statement of earnings, a consolidated statement of capital, and a consolidated
statement of cash flow for Borrower and its Subsidiaries, showing in comparative form the figures
for the previous Fiscal Year, all in reasonable detail, prepared in conformance with GAAP
consistently applied and certified without qualification by PricewaterhouseCoopers, or other
independent public accountants of nationally recognized standing selected by Borrower and
satisfactory to the Administrative Agent. Delivery to the Administrative Agent within the time
period specified above of copies of Borrower’s annual report on form 10-K as prepared and filed in
accordance with the requirements of the Securities Exchange Commission shall be deemed to satisfy
the requirements of this Subsection if accompanied by the required unqualified accountant’s
certification. Such annual financial statements or form 10-K’s required pursuant to this
Subsection shall be accompanied by a Compliance Certificate signed by Borrower’s Chief-Financial
Officer or other officer of Borrower acceptable to the Administrative Agent.

2.2 Section 10.6 is amended to read as follows:

10.6 Loans. Borrower shall not (nor shall it permit any of its Restricted Subsidiaries to)
lend or advance money, credit, or property to any Person, except for (a) loans to Restricted
Subsidiaries; (b) trade credit extended in the ordinary course of business and advances against the
purchase price for the purchase by Borrower of goods or services in the ordinary course of
business; (c) the loan to NCRA advanced on February 28, 2005 and as evidenced by that certain loan
agreement and that certain promissory note each dated October 1, 2004; and (d) other loans;
provided that at all times the aggregate outstanding principal amount of all such loans retained by
Borrower and any such Restricted Subsidiary shall not exceed $200,000,000.00.

2.3 Section 10.7 is amended to read as follows:

10.7 Merger; Acquisitions; Business Form; Etc. Borrower shall not (nor shall it permit any of its
Restricted Subsidiaries to) merge or consolidate with any entity, or acquire all or substantially
all of the assets of any person or entity, or form or create any new Subsidiary (other than a
Restricted Subsidiary formed by Borrower), acquire the controlling interest in any Person, change
its business form from a cooperative corporation, or commence operations under any other name,
organization, or entity, including any joint venture; provided, however,

(a) The foregoing shall not prevent any consolidation, acquisition, or merger if after giving
effect thereto:

(i) The book value of the assets of Borrower and its Subsidiaries does not increase, due to
any such merger, consolidation or acquisition, by an aggregate amount in excess of $500,000,000.00
during the term of this Agreement;

(ii) Borrower is the surviving entity; and

(iii) No Event of Default or Potential Default shall have occurred and be continuing.

(b) The foregoing shall not prevent Borrower from forming or creating any new Subsidiary
provided:

(i) The Investment in such Subsidiary does not violate any provision of Section 10.8 hereof;
and

(ii) Such Subsidiary shall not acquire all or substantially all of the assets of any Person
except through an acquisition, consolidation, or merger satisfying the requirements of clause (a)
of this Section.

(c) The foregoing shall not prevent Borrower from acquiring the controlling interest of any
entity described in Exhibit 10.8(f) hereto.

2.4 Paragraphs (f) and (k) of Section 10.8 are amended to read as follows:

(f) Investments in Persons, which are not Restricted Subsidiaries, identified, including the
book value of each such Investment, on Exhibit 10.8(f) hereto; provided that the amount of
such Investment shall not increase above the amount shown in Exhibit 10.8(f), except for
Investments made pursuant to clauses (h) through (k) of this Section subsequent to May 8, 2007;

(k) Investments, in addition to those permitted by clauses (a) through (j) above, in an
aggregate amount outstanding at any point in time not exceeding $350,000,000.00.

2.5 Existing Exhibit 10.8(f) is replaced by Exhibit 10.8(f) attached hereto.

3. Borrower’s Representations. Borrower hereby represents and warrants that, after giving
effect to this Amendment Agreement and the transactions contemplated hereby, no Potential Default
or Event of Default has occurred and is continuing under the Credit Agreement or other Loan
Documents.

4. Effective Date. This Amendment Agreement shall become effective on May 8, 2007
(“Effective Date”), so long as (a) on or before that date the Administrative Agent receives (i) an
original copy of this Amendment Agreement (or original counterparts thereof) duly executed by each
party hereto, (ii) proof of the execution of, and satisfaction of all conditions to the
effectiveness of, the First Amendment to the 2006 Amended and Restated Credit Agreement (Revolving
Loan), dated May 8, 2007, between the Administrative Agent, each other Syndication Party who is a
named party thereto, and Borrower, and (iii) payment by wire transfer of each of the costs,
expenses described in Section 5 hereof; (b) the representations and warranties of Borrower under
the Credit Agreement shall be true and correct in all material respects on and as of the Execution
Date as though made on and as of such date; and (c) no Event of Default shall have occurred and be
continuing under the Credit Agreement as of the Execution Date. Upon the satisfaction of all
conditions precedent hereto, the Administrative Agent will notify each party hereto in writing and
will provide copies of all appropriate documentation in connection herewith.

5. Costs; Expenses and Taxes. Borrower agrees to reimburse the Administrative Agent on
demand for all out-of-pocket costs, expenses and charges (including, without limitation, all fees
and charges of external legal counsel for the Administrative Agent) incurred by the Administrative
Agent in connection with the preparation, reproduction, execution and delivery of this Amendment
Agreement and any other instruments and documents to be delivered hereunder.

6. General Provisions.

6.1 The Credit Agreement, except as expressly modified herein, shall continue in full force
and effect and be binding upon the parties thereto.

6.2 Borrower agrees to execute such additional documents as the Administrative Agent may
require to carry out or evidence the purposes of this Amendment Agreement.

6.3 The execution, delivery and effectiveness of this Amendment Agreement shall not operate as
a waiver of any right, power or remedy of the Administrative Agent or any Syndication Party under
any of the Loan Documents, nor constitute a waiver of any provision of any of the Loan Documents,
and the Credit Agreement, as expressly modified hereby, and each other Loan Document are hereby
ratified and confirmed and shall continue in full force and effect and be binding upon the parties
thereto. Any direct or indirect reference in the Loan Documents to the “Credit Agreement” shall be
deemed to be a reference to the Credit Agreement as amended by this Amendment Agreement.

6.4 Should any provision of this Amendment Agreement be deemed unlawful or unenforceable, said
provision shall be deemed several and apart from all other provisions of this First Amendment and
all remaining provision of this Amendment Agreement shall be fully enforceable.

7. Governing Law. To the extent not governed by federal law, this Amendment Agreement and
the rights and obligations of the parties hereto shall be governed by, interpreted and enforced in
accordance with the laws of the State of Colorado.

8. Counterparts. This Amendment Agreement may be executed by the parties hereto in
separate counterparts, each of which, when so executed and delivered, shall be an original, but all
such counterparts shall together constitute one and the same instrument. Each counterpart may
consist of a number of copies hereof, each signed by less than all, but together signed by all, of
the parties hereto. Copies of documents or signature pages bearing original signatures, and
executed documents or signature pages delivered by a party by telefax, facsimile, or e-mail
transmission of an Adobe® file format document (also known as a PDF file) shall, in each such
instance, be deemed to be, and shall constitute and be treated as, an original signed document or
counterpart, as applicable. Any party delivering an executed counterpart of this Amendment
Agreement by telefax, facsimile, or e-mail transmission of an Adobe® file format document also
shall deliver an original executed counterpart of this Amendment Agreement, but the failure to
deliver an original executed counterpart shall not affect the validity, enforceability, and binding
effect of this Amendment Agreement.

[EXECUTION PAGES BEGIN ON THE NEXT PAGE].

1

IN WITNESS WHEREOF, the parties hereto have caused this Tenth Amendment to Credit Agreement
(Term Loan) to be executed by their duly authorized officers as of the Effective Date.

BORROWER:

CHS INC., a cooperative corporation formed under the
laws of the State of Minnesota

By:      

Name: John Schmitz

Title: Executive Vice President and Chief Financial

Officer

ADMINISTRATIVE AGENT:

COBANK, ACB

By:

Name: Michael Tousignant

Title: Vice President

SYNDICATION PARTY:

COBANK, ACB

By:

Name: Michael Tousignant

Title: Vice President

2

	 	 	 	 	 	 	 	 	 	 	 	 	 
	Exhibit 10.8(f)
	to Credit Agreement
	EXISTING INVESTMENTS
	(excluding Restricted Subsidiaries)
	 
	 	Balance	 	Eliminations	 	Consolidated
	Ag Processing
	 		19,351,293		 	 	 	 	 	 	19,351,293	 
	 Archer Daniels Midland
	 		1,598,271		 	 	 	 	 	 	1,598,271	 
	 CF Industries
	 		62,257,909		 	 	 	 	 	 	62,257,909	 
	 Cenex Finance Association
	 		1,621,564		 	 	 	 	 	 	1,621,564	 
	 Chicago Board of Trade
	 		4,417,821		 	 	 	 	 	 	4,417,821	 
	 Clarkson Grain Co
	 		600,000		 	 	 	 	 	 	600,000	 
	 Co Grain Inc
	 		566,221		 	 	 	 	 	 	566,221	 
	 CoBank
	 		11,714,091		 	 	 	 	 	 	11,714,091	 
	 Cooperative Finance Association
	 		403,871		 	 	 	 	 	 	403,871	 
	 Intrade, NV
	 		757,714		 	 	 	 	 	 	757,714	 
	 International Malting — Lesaffre
	 		700,000		 	 	 	 	 	 	700,000	 
	 Land O’ Lakes, Inc.
	 		37,719,728		 	 	 	 	 	 	37,719,728	 
	 Lewis-Clark Terminal, Inc
	 		1,576,125		 	 	 	 	 	 	1,576,125	 
	 New York Mercintile Exchange
	 		23,076,000		 	 	 	 	 	 	23,076,000	 
	 Universal Cooperatives, Inc.
	 		6,988,036		 	 	 	 	 	 	6,988,036	 
	 Washington Biodiesel
	 		1,400,000		 	 	 	 	 	 	1,400,000	 
	 Various: Transport Cooperatives
	 		540,670		 	 	 	 	 	 	540,670	 
	 Electric & Telephone Coops
	 		1,365,125		 	 	 	 	 	 	1,365,125	 
	 Other Cooperatives, Etc.
	 		2,208,662		 	 	(7,800	)	 	 	2,200,862	 
	 Local Patron Coops
	 		2,295,711		 	 	—	 	 	 	2,295,711	 
	 Other
	 		842,015		 	 	 	 	 	 	842,015	 
	 INVESTMENTS IN COOPERATIVES & OTHER
	 		182,000,828		 	 	(7,800	)	 	 	181,993,028	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	 CONSOLIDATED INVESTMENTS
	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	Country Operations Shell Subsidiaries
	 		29,453,124		 	 	(29,453,124	)	 	 	—	 
	 Ag States Agency
	 		20,106,283		 	 	(20,106,283	)	 	 	—	 
	 Ag States Agency — Goodwill
	 		557,115		 	 	 	 	 	 	557,115	 
	 CHS IH
	 		2,413,992		 	 	(2,413,992	)	 	 	—	 
	 CHS Calgary
	 		8,049		 	 	(8,049	)	 	 	 	 
	 Cenex Ag, Inc.
	 		773,962		 	 	(773,962	)	 	 	—	 
	 Cenex Petroleum, Inc.
	 		(2,543,341	)	 	 	2,543,341	 	 	 	—	 
	 Circle Land Management, Inc.
	 		1,462,431		 	 	(1,462,431	)	 	 	—	 
	 Cenex Pipeline Company
	 		39,512,941		 	 	(39,512,941	)	 	 	—	 
	 Fin-Ag, Inc
	 		150,000		 	 	(150,000	)	 	 	—	 
	 Front Range Pipeline Co
	 		50,152,539		 	 	(50,152,539	)	 	 	—	 
	 HSC Brazil
	 		1,250,000		 	 	(1,250,000	)	 	 	—	 
	 HSC Europe
	 		16,200		 	 	(16,200	)	 	 	—	 
	 Horizon Milling Canada
	 		15,554,761		 	 	(15,554,761	)	 	 	—	 
	 National Co-op Refinery Association (NCRA)
	 		412,756,666		 	 	(412,756,666	)	 	 	—	 
	 Partnered Beverages
	 		1,536,763		 	 	(1,536,763	)	 	 	—	 
	 Provista
	 		2,255,979		 	 	(2,255,979	)	 	 	—	 
	 Provista Goodwill
	 		1,714,866		 	 	 	 	 	 	1,714,866	 
	 Country Hedging, Inc
	 		875,000		 	 	(875,000	)	 	 	—	 
	 Tillamook/GTA Feeds, LLC
	 		750,179		 	 	(750,179	)	 	 	—	 
	 Plains Partner
	 		2,970,747		 	 	(2,970,747	)	 	 	—	 
	 HSC/PGG Feed
	 		1,021,068		 	 	(1,021,068	)	 	 	—	 
	 TOTAL CONSOLIDATED INVESTMENTS
	 		582,749,325		 	 	(580,477,344	)	 	 	2,271,981	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	 CORP, AGRONOMY, ENERGY, GRAIN MARKETING JV’S
	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	CHS IH- MCIC Ag
	 		924,799		 	 	 	 	 	 	924,799	 
	 CHS IH-Multigrain Ag
	 		21,151,623		 	 	 	 	 	 	21,151,623	 
	 Cenex Canada
	 		5,834		 	 	 	 	 	 	5,834	 
	 Green Bay Terminal Corp.
	 		456,617		 	 	 	 	 	 	456,617	 
	 Tacoma Export Marketing Co, (Temco)
	 		9,963,589		 	 	 	 	 	 	9,963,589	 
	 United Harvest, LLC
	 		5,347,061		 	 	 	 	 	 	5,347,061	 
	 United Country Brands 50% (Agriliance LLC 25%)
	 		110,295,187		 	 	 	 	 	 	110,295,187	 
	 United Country Brands Goodwill
	 		26,740,000		 	 	 	 	 	 	26,740,000	 
	 CHS Holding — Canada
	 		17,504,015		 	 	 	 	 	 	17,504,015	 
	 Whitman Terminal Assn, LLC
	 		832,859		 	 	 	 	 	 	832,859	 
	 US BioEnergy
	 		121,708,106		 	 	 	 	 	 	121,708,106	 
	 NCRA — Investments in LLC’s
	 		4,983,367		 	 	(711,425	)	 	 	4,271,942	 
	 Investment in Nor-Lakes Services made 4/30/07
	 		4,000,000		 	 	 	 	 	 	4,000,000	 
	 Investment in The Farm Oyl Company made 4/30/07
	 		3,000,000		 	 	 	 	 	 	3,000,000	 
	 TOTAL CORP, AGRONOMY, ENERGY, GRN MKTG
	 		326,913,056		 	 	(711,425	)	 	 	326,201,631	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	 COUNTRY OPS & BUSINESS SOLUTIONS JOINT VENTURES
	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	Allied Agronomy, LLC
	 		380,250		 	 	 	 	 	 	380,250	 
	 Allied Agronomy Goodwill
	 		(21,454	)	 	 	 	 	 	 	(21,454	)
	 Battle Creek/CHS, LLC
	 		903,652		 	 	 	 	 	 	903,652	 
	 Central Montana Propane, LLC
	 		452,366		 	 	 	 	 	 	452,366	 
	 CHS/ADM, LLC
	 		1,480,682		 	 	 	 	 	 	1,480,682	 
	 Classic Farms, LLC
	 		645,934		 	 	 	 	 	 	645,934	 
	 Cornerstone AG, LLC
	 		2,758,783		 	 	 	 	 	 	2,758,783	 
	 Dakota Agronomy Partners
	 		2,009,831		 	 	 	 	 	 	2,009,831	 
	 Energy Partners, LLC
	 		3,338,065		 	 	 	 	 	 	3,338,065	 
	 Genetic Marketing Group, LLC
	 		9,929		 	 	 	 	 	 	9,929	 
	 Kropf/CHS, LLC
	 		1,344,203		 	 	 	 	 	 	1,344,203	 
	 Montevideo Grain, LLC
	 		360,872		 	 	 	 	 	 	360,872	 
	 Mountain Country
	 		339,935		 	 	 	 	 	 	339,935	 
	 Mountain View of Montana, LLC
	 		1,585,050		 	 	 	 	 	 	1,585,050	 
	 Norick Risk Funding Concepts, LLC
	 		1,713,228		 	 	 	 	 	 	1,713,228	 
	 Parshall, LLC
	 		3,000,000		 	 	 	 	 	 	3,000,000	 
	 Prairie Lakes Grain Storage, LLC
	 		71,973		 	 	 	 	 	 	71,973	 
	 Safety Resource Alliance, LLC
	 		30,000		 	 	 	 	 	 	30,000	 
	 CoFina
	 		39,439,339		 	 	 	 	 	 	39,439,339	 
	 TOTAL COUNTRY OPS & BUSINESS SOLUTIONS
	 		59,842,638		 	 	—	 	 	 	59,842,638	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	 WHEAT MILLING JOINT VENTURES
	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	Horizon Milling, LLC
	 		19,926,538		 	 	 	 	 	 	19,926,538	 
	 Horizon Milling, LLC Non-base Capital
	 		5,528,205		 	 	 	 	 	 	5,528,205	 
	 Horizon Milling Contracts
	 		7,127,494		 	 	 	 	 	 	7,127,494	 
	 Horizon Milling General Partnership
	 		13,862,778		 	 	 	 	 	 	13,862,778	 
	 United Processors, LLC (Rocky Mountain Milling)
	 		1,513,089		 	 	 	 	 	 	1,513,089	 
	 TOTAL WHEAT JV’S
	 		47,958,104		 	 	—	 	 	 	47,958,104	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	 FOODS JOINT VENTURES
	 	 	 	 	 	 	 	 	 	 	 	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	Ventura Foods, LLC
	 		123,208,000		 	 	 	 	 	 	123,208,000	 
	 Ventura Foods-Original Goodwill
	 		3,838,696		 	 	 	 	 	 	3,838,696	 
	 Ventura Foods-Additional 10% Goodwill
	 		12,864,429		 	 	 	 	 	 	12,864,429	 
	 TOTAL FOODS JOINT VENTURES
	 		139,911,125		 	 	—	 	 	 	139,911,125	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	 TOTAL INVESTMENTS
	 		1,339,375,076		 	 	(581,196,569	)	 	 	758,178,507	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 
	NCRA Loan
	 	 	112,500,000	 	 	 	 	 	 	 	112,500,000	 
	 TOTAL
	 		1,451,875,076		 	 	(581,196,569	)	 	 	870,678,507	 
	 
	 	 	 	 	 	 	 	 	 	 	 	 

REVISED May      , 2007

3693861_3.DOC

3EX 4.1 Specimen Stock Certificate

     

    
      

      

    

    
 

    1ST
      HOME BUY AND SELL LTD.

    INCORPORATED
      UNDER THE LAWS OF THE STATE OF NEVADA 

    AUTHORIZED
      SHARES $0.001 PAR VALUE

     

    

    
      	
              NUMBER 

               

            	
              SHARES

              CUSIP
                

              See
                Reverse

              For
                Certain Definitions

            

    

     

    THIS
      CERTIFIES THAT ______________________________

     

     

    Is
      The
      Owner of, 

     

     

    FULLY
      PAID AND NON-ASSESSABLE SHARES OF $0.001 PAR VALUE COMMON STOCK OF

     

     

    1ST
      HOME BUY AND SELL LTD.

     

     

    Transferable
      on the books of the Corporation in person or by duly authorized attorney upon
      surrender of this Certificate properly endorsed. This Certificate is not valid
      unless countersigned by the Transfer Agent and registered by the Registrar.
      

     

     

    IN
      WITNESS WHEREOF, the said Company has caused this Certificate to be executed
      by
      the facsimile signatures of its duly authorized officers and to be sealed with
      the facsimile seal of the Company.

     

    
      	
               

              Dated:

               

            
	
               

              _______________________

            	
               

               

            	
               

              _________________________

            
	
              Secretary

            	
              SEAL

            	
              President

            

    

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

    1ST
      HOME BUY AND SELL LTD.

     

     

    TRANSFER
      FEE: $20.00 PER NEW CERTIFICATE ISSUED

     

    The
      following abbreviations when used in the inscription on the face of this
      certificate, shall be construed as though they were written out in full
      according to applicable law or regulations:

     

    TEN
      COM -
      as tenants in common

     

    TEN
      ENT -
      as tenants by the entireties

     

    JT
      TEN -
      as joint tenants with right of survivorship and not as tenants in
      common

     

    UNIF
      GIFT
      MIN ACT - __________ Custodian ___________ (Minor) under Uniform Gifts to Minors
      Act ____________ (State)

     

    Additional
      abbreviations may also be used though not in the above list.

     

    For
      Value
      Received, _________________ hereby sell, assign and transfer unto
      _______________ (Please insert Social Security or other identifying number
      of
      Assignee) 

     

    _________________________________________________________________

    (Please
      print or typewrite name and address, including zip code of
      Assignee)

     

    ______________________________________________________________________________________________________________________________

    ______________________________________________________________
      Shares of the Common Stock represented by the within Certificate, and do
      hereby

    irrevocably
      constitute and appoint ____________attorney-in-fact to transfer the said stock
      on the books of the within-named Corporation, with full power of substitution
      in
      the premises.

     

    Dated:
      _________________

     

    _____________________________________________

    Notice:
      The signatures to this Assignment must correspond with the name(s) 

    as
      written upon the face of the certificate in every particular, without alteration
      or

    enlargement
      or any change whatsoever.

     

    Signature(s)
      Guaranteed:

     

    ___________________________

    The
      signature(s) must be guaranteed by an eligible guarantor institution (Banks,
      Stockbrokers, Savings and Loan Associations and Credit Unions with membership
      in
      an approved signature guarantee Medallion Program), pursuant to S.E.C. Rule
      17Ad-15.

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