Document:

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                                                                    EXHIBIT 10.4

                     INTERCOMPANY DATA PURCHASE AGREEMENT
                             BETWEEN EQUIFAX INC.
                                      AND
                               EQUIFAX PS, INC.
                           DATED _____________, 2001
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                               TABLE OF CONTENTS
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ARTICLE I  DEFINITIONS....................................          1
 Section 1.1.  Definitions................................          1

ARTICLE II  DATA PURCHASE.................................          5
 Section 2.1.  General....................................          5
 Section 2.2.  Supplemental Terms.........................          6
 Section 2.3.  FCRA Certification.........................          7
 Section 2.4.  Effect of Data Purchase....................          7
 Section 2.5.  Effect of Change in Law....................          7
 Section 2.6.  Obligations of Providers and Recipients....          8

ARTICLE III  FEES AND PAYMENT.............................          8
 Section 3.1.  Fees and Charges...........................          8
 Section 3.2.  Payment Terms..............................          8
 Section 3.3.  Disputed Amounts...........................          8
 Section 3.4.  Interest...................................          8
 Section 3.5.  Taxes......................................          9

ARTICLE IV  REPRESENTATIONS AND WARRANTIES................          9

ARTICLE V  LIMITATION ON ACTIONS AND LIABILITIES..........         10
 Section 5.1.  Covenant Not to Sue........................         10
 Section 5.2.  Release....................................         10
 Section 5.3.  Limitation of Liability....................         10

ARTICLE VI  INDEMNIFICATION...............................         11
 Section 6.1.  PSI Indemnification of the Equifax Group...         11
 Section 6.2.  Equifax Indemnification of the PSI Group...         11
 Section 6.3.  Insurance and Third Party Obligations......         12

ARTICLE VII  INDEMNIFICATION PROCEDURES...................         12
 Section 7.1.  Notice and Payment of Claims...............         12
 Section 7.2.  Notice and Defense of Third Party Claims...         12

ARTICLE VIII  CONFIDENTIALITY.............................         14
 Section 8.1.  Exclusions.................................         14
 Section 8.2.  Confidentiality............................         14
 Section 8.3.  Employee Confidentiality Agreements........         15
 Section 8.4.  Rights and Remedies........................         15
 Section 8.5.  Competitive Activities.....................         16
 Section 8.6.  No Implied Rights..........................         16
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                               TABLE OF CONTENTS
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                                  (continued)
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ARTICLE IX  CONTINUED ASSISTANCE..........................         16
 Section 9.1.  Continued Assistance and Transition........         16
 Section 9.2.  Litigation Cooperation.....................         17

ARTICLE X  TERM AND TERMINATION...........................         17
 Section 10.1.  Term......................................         17
 Section 10.2.  Termination...............................         17
 Section 10.3.  Effect of Termination and Expiration......         18

ARTICLE XI  MISCELLANEOUS.................................         18
 Section 11.1.  Expenses..................................         18
 Section 11.2.  Notices...................................         18
 Section 11.3.  Amendment and Waiver......................         19
 Section 11.4.  Entire Agreement..........................         19
 Section 11.5.  Parties in Interest.......................         19
 Section 11.6.  Further Assurances and Consents...........         20
 Section 11.7.  Severability..............................         20
 Section 11.8.  Governing Law.............................         20
 Section 11.9.  Counterparts..............................         20
 Section 11.10. Disputes..................................         21
 Section 11.11. Force Majeure.............................         21
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                               TABLE OF CONTENTS
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                                  (continued)

                                   EXHIBITS

EXHIBIT A    PSI Group Entities
EXHIBIT B    PSI Group Products & Pricing
EXHIBIT C    Equifax Group Products & Pricing
EXHIBIT D    Equifax Group Products - Supplemental Terms
EXHIBIT E    PSI Group Products - Supplemental Terms

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          THIS INTERCOMPANY DATA PURCHASE AGREEMENT dated as of _________, 2001,
is entered into by EQUIFAX INC., a Georgia corporation ("Equifax"), and EQUIFAX
PS, INC., a Georgia corporation ("PSI").

                                   BACKGROUND

          A.  PSI is a wholly owned subsidiary of Equifax formed among other
reasons for the purposes of receiving and conducting the business of the PSI
Group (as defined below) and taking title to the intellectual property assets
and assuming the associated liabilities related to the business operations of
the PSI Group.

          B.  The transfer of such business, assets and liabilities, as well as
other assets, will be effected pursuant to the Distribution Agreement (as
defined below).

          C.  The parties intend that the Distribution (as defined in the
Distribution Agreement) not be taxable to Equifax or its shareholders pursuant
to Section 355 of the Code (as defined below).

          D.  Equifax and its Affiliates (as defined below) provide various Data
(as defined below) to each other and to their respective customers.  Prior to
the Distribution, Equifax and its Affiliates utilized certain common resources
and discrete, commercial products purchased from one another in the conduct of
their respective businesses.  At and after the Effective Time, Equifax and PSI
desire to purchase from each other and their Group members certain Data for
their own use and for resale to their Group customers.

          E.  The parties have determined that it is necessary and desirable to
set forth the arrangements required to effect the purchase and sale of their
respective Data to the members of each Group and to set forth their other
agreements that will govern certain other matters regarding the parties'
respective purchase and sale of Data following the Distribution.

          NOW, THEREFORE, in consideration of the foregoing premises, the mutual
agreements and covenants contained in this Agreement, and other valuable
consideration, the receipt and sufficiency of which are hereby acknowledged by
the parties, the parties hereto agree as follows:

                                   ARTICLE I

                                  DEFINITIONS

          Section 1.1.  Definitions.

          As used herein, the following terms have the following meanings:

          (a)  "Action" means any claim, suit, arbitration, inquiry, proceeding
or investigation by or before any court, governmental or other regulatory or
administrative agency or commission or any other tribunal.

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          (b)  "Affiliate" means, with respect to a party, any corporation,
partnership (general or limited), limited liability company, joint venture or
other form of business entity that controls, is controlled by or is under common
control with that party; and "control" means (i) either directly or indirectly
owning or having the right to vote ownership interests possessing a majority of
the aggregate voting power of all ownership interests of that entity, or (ii)
having the power to control and direct, either directly or indirectly, the
business and affairs of that entity or to elect or appoint the person (or if
more than one, a majority of the persons) who is responsible for the management
and control of the business and affairs of that entity.

          (c)  "Agreement" means the terms and conditions of this Intercompany
Data Purchase Agreement and the Exhibits attached hereto.

          (d)  "Ancillary Agreements" means all of the written agreements,
instruments, understandings, assignments or other arrangements entered into in
connection with the transactions contemplated hereby and in the Distribution
Agreement, including without limitation, the Distribution Agreement, the
Employee Benefits Agreement, the Transition Support Agreement, the Intellectual
Property Agreement, the Tax Sharing and Indemnification Agreement, and the Real
Estate Agreements.

          (e)  "Code" means the Internal Revenue Code of 1986, as amended.

          (f)  "Company Information" means collectively the Proprietary
Information and the Confidential Information of the disclosing party. Company
Information also includes information that has been disclosed to Equifax or any
of its Affiliates prior to the Effective Time, or to any member of either Group
after the Effective Time, by a third party subject to an obligation to treat
such information as confidential or secret.

          (g)  "Confidential Information" means any and all confidential company
business information of the disclosing party that does not constitute
Proprietary Information and that is the subject of efforts by the disclosing
party that are reasonable under the circumstances to maintain its secrecy and
confidentiality, including without limitation, the Data furnished hereunder, the
existence and nature of the relationship between the parties including, without
limitation, the prices set forth in the Exhibits to this Agreement, employees of
the disclosing party, and any and all additional information disclosed by the
disclosing party to the receiving party as a result of the receiving party's
access to and presence at the disclosing party's facilities.

          (h)  "Consumer Report" has the meaning given in the FCRA.

          (i)  "Consumer Reporting Agency" has the meaning given in the FCRA.

          (j)  "DAT" means a personal computer or direct access terminal.

          (k)  "Data" means information provided by either party or the members
of its respective Group pursuant to this Agreement.

          (l)  "Direct Damages" means actual, direct damages incurred by the
claiming party which include, by way of example but without limitation, the
costs to correct any deficiencies in the Data rendered by Provider and similar
damages, but "Direct Damages" shall

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not include (A) loss of interest, profit or revenue of the claiming party or (B)
incidental, consequential, special or indirect damages suffered by the claiming
party and shall not include punitive or exemplary damages suffered by the
claiming party arising from or related to this Agreement, even if such party has
been advised of the possibility of such losses or damages.

          (m)  "Disputes" has the meaning given in Section 11.10.

          (n)  "Distribution" has the meaning given in the Distribution
Agreement.

          (o)  "Distribution Agreement" means that certain Distribution
Agreement entered into on or prior to the Distribution Date between Equifax and
PSI, as amended from time to time.

          (p)  "Distribution Date" means the business day as of which the
Distribution shall be effective, as determined by the Board of Directors of
Equifax.

          (q)  "Effective Time" means 5:00 p.m. Eastern Daylight Time on [June
30], 2001.

          (r)  "End User" means a Recipient or its Subscriber, which Person will
use a given Report, or on whose behalf such Report will be used, in making a
business decision concerning the subject of such Report.

          (s)  "Equifax Group" means Equifax and its Affiliates existing at the
Effective Time and as modified from time to time thereafter, excluding all
members of the PSI Group.

          (t)  "Equifax Indemnitees" has the meaning given in Section 6.1.

          (u)  "Equifax Products" means those products, services and
deliverables listed on Exhibit C.

          (v)  "FCRA" means the federal Fair Credit Reporting Act, 15 U.S.C.
Section 1681, et. seq.

          (w)  "GLBA" has the meaning given in Section 2.5.

          (x)  "Group" means the PSI Group and/or the Equifax Group.

          (y)  "Indemnifiable Loss" means any and all Liability and expense
(including, without limitation, reasonable expenses of investigation and
reasonable attorneys' fees and expenses) incurred by an Indemnified Party in
connection with any and all Actions or threatened Actions.

          (z)  "Indemnified Party" has the meaning given in Section 7.1.

          (aa) "Indemnifying Party" has the meaning given in Section 7.1.

          (bb) "Liabilities" means any and all claims, debts, liabilities and
obligations, absolute or contingent, matured or not matured, liquidated or
unliquidated, accrued or unaccrued,

                                      -3-
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known or unknown, whenever arising, with respect to a specified object, matter,
contract, commitment or undertaking, including without limitation, all debts,
liabilities and obligations arising under any law, rule, regulation, action,
order or consent decree of any governmental entity or any award of any
arbitrator of any kind, related thereto and those arising under any contract,
commitment or undertaking relating to such specified object, matter, contract,
commitment or undertaking.

         (cc) "PSI Group" means the entities set forth on Exhibit A, and, at any
point in time following the Distribution Date, a Person that is then an
Affiliate of any such entity.

         (dd) "PSI Indemnitees" has the meaning given in Section 6.2.

         (ee) "PSI Products" means those products, services and deliverables
listed on Exhibit B.

         (ff) "Permissible Purposes" means one of the permitted purposes for
which a Consumer Report may be provided pursuant to the FCRA.

         (gg) "Person" means any individual, entity (whether or not formed as a
corporation, sole proprietorship, partnership, limited liability company or
other form of entity and whether or not conducting its affairs for profit), and
any governmental entity or agency.

         (hh) "Prime Rate" means the prime rate of interest as determined from
time to time by SunTrust Bank, Atlanta.

         (ii) "Proprietary Information" means all non-public information,
whether tangible or intangible, related to the services or business of the
disclosing party that (i) derives economic value, actual or potential, from not
being generally known to or readily ascertainable by another Person who can
obtain economic value from its disclosure or use; and (ii) is the subject of
efforts by the disclosing party that are reasonable under the circumstances to
maintain its secrecy, including without limitation, (A) marking any information
reduced to tangible form clearly and conspicuously with a legend identifying its
confidential or proprietary nature; (B) identifying any oral communication as
confidential immediately before, during, or after such oral communication; or
(C) otherwise treating such information as confidential or secret. Assuming the
criteria in clauses (i) and (ii) above are met, Proprietary Information includes
information, without regard to form, including but not limited to, technical and
nontechnical data, databases, formulas, patterns, designs, compilations,
computer programs and software, devices, inventions, methods, techniques,
drawings, processes, financial data, financial plans, product plans, lists of
actual or potential customers and suppliers (which are not commonly known by or
available to the public), research, development, and existing and future
products.

          (jj) "Provider" means any member of either Group when providing Data
to the members of the other Group pursuant to this Agreement.

          (kk) "Recipient" means any member of either Group when acquiring Data
from the other Group pursuant to this Agreement.

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          (ll) "Report" means Data regarding any Person, at the individual or
aggregated levels, contained in any PSI Product or Equifax Product,
respectively, offered to any member of the other party's Group.

          (mm) "Representatives" means, individually and collectively, officers,
directors, employees, agents, and/or independent contractors of each member of
the Group.

          (nn) "Subscriber" means any customer of a Recipient which obtains Data
furnished hereunder from that Recipient; provided, however, that a Subscriber
will be deemed to be a "Qualified Subscriber" only if the Subscriber meets the
criteria therefor set forth in the Provider's Supplemental Terms in effect from
time to time, as amended and/or modified by the Provider.

          (oo) "Supplemental Terms" means the Equifax Group's supplemental terms
and conditions set forth in Exhibit D and the PSI Group's supplemental terms and
conditions set forth in Exhibit E, as amended from time to time during the term
of this Agreement.

          (pp) "System Affiliate" means a Person that is not an Affiliate of
Equifax that has entered into a written agreement with Equifax Information
Services, LLC regarding the provision of consumer reporting services through the
automated credit reporting service operated by Equifax Information Services,
LLC.

          (qq) "Third Party Claim" has the meaning given in Section 7.2.

                                  ARTICLE II

                                 DATA PURCHASE

          Section 2.1.  General.

          (a) During the term hereof, each provision of Data by any member of
one Group to any member of the other Group will be subject to the terms and
conditions of this Agreement and the Supplemental Terms applicable to the
elements comprising the Data as amended and/or modified from time to time during
the term of this Agreement by the Provider. The Data which are provided by
members of one Group to the members of the other Group as of the Distribution
Date, and which will continue to be provided during the term of this Agreement,
are set forth on Exhibits B and C.

          (b) The parties acknowledge that the Data to be provided by the
Equifax Group may contain Data owned by the Equifax Group as well as by System
Affiliates, and that the Equifax Group can only provide Data containing
information owned by its System Affiliates to the extent that the System
Affiliates authorize the provision of such information and subject to the
applicable charges to be paid by, and payment terms for, the PSI Group as
established by the applicable System Affiliate.

          (c) The parties have each exerted their best efforts to identify each
type of Data presently provided by the members of one Group to the members of
the other Group and to address such Data in this Agreement or in an appropriate
Ancillary Agreement. The parties

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acknowledge that there may be Data provided by the members of one Group to the
members of the other Group which are not addressed in this Agreement, but agree
that all such items are intended to be governed by this Agreement except to the
extent that such items are governed by an Ancillary Agreement. Moreover, the
parties agree: that the Data provided may require adjustments during the term of
this Agreement to reflect the evolving business and operations of each Group and
applicable law; that the relationship memorialized by this Agreement is dynamic
in nature and will evolve as the operating and business environment of each
Group changes and evolves; and that the scope of the Data that will be provided
during the term and the corresponding fees charged and payment terms extended by
the parties may need to be modified to reflect the foregoing. The parties agree
to cooperate and negotiate with each other in good faith in order to modify this
Agreement as appropriate to give effect to the intent of the parties and to
satisfy the requirements of each party for additional data; provided, however,
that no member of either group shall be obligated to provide Data that is not
identified on Exhibit B or C, as applicable, or to provide Data that is
identified on Exhibit B or C, as applicable, for a purpose that is not
identified on such Exhibit, except as provided in Section 2.1(d).

          (d) For the one hundred-eighty (180) days following the Effective
Time, each party shall have the right to inventory, validate and update any
information and the services, products and deliverables that comprise the Data
that are reflected in or omitted from this Agreement and attached Exhibits. If
the parties determine that this Agreement or the Exhibits hereto contain
discrepancies from the intent of this Agreement, this Agreement and/or Exhibits
shall be promptly changed, modified, updated and adjusted to correct such
discrepancies, so that this Agreement and/or Exhibits will be correct and
accurately reflect the Data, and attendant charges and payment terms, provided
by one Group to the other Group at the Effective Time. In the event that either
party discovers such an omission from this Agreement or a discrepancy from the
intent hereof: (a) that party will promptly notify the other party and the
parties will promptly negotiate in good faith to establish the specific terms
and conditions applicable to such Data; (b) this Agreement will govern the
general terms and conditions applicable to the provision of such Data; and (c)
the Provider will not cease to provide such Data, unless the parties are unable
to agree upon the specific terms and conditions applicable to such Data. If
either party disputes the existence of a discrepancy identified by the other
party, the parties will submit the matter for dispute resolution as specified in
Section 11.10.

          (e) The Data shall be provided with a commercially reasonable level of
service, in accordance with any service levels specified in a particular
Exhibit.

          Section 2.2.  Supplemental Terms.

          The terms and conditions applicable to any given provision of Data
pursuant to this Agreement will vary depending on (a) whether such Data are
regulated pursuant to the FCRA or other law or regulation, (b) the type of Data
purchased, (c) the role in which the Recipient purchases such Data, including
without limitation, as a Non-Consumer Reporting Agency, Consumer Reporting
Agency or End User, (d) the purpose for which the Recipient's Subscriber ordered
the products, services and deliverables based upon such Data, and (e) the third
party limitations and restrictions applicable to the provision of the Data by
the Provider.  Accordingly, the terms and conditions applicable to any given
acquisition of Data by any Recipient pursuant to this Agreement are supplemented
by the terms and conditions of the

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Supplemental Terms with respect to the type of Data purchased, the role in which
the Recipient purchases such Data and the purpose for which the Recipient's
Subscriber ordered the products, services and deliverables that are based upon
such Data, as such Supplemental Terms are modified and/or amended from time to
time during the term of this Agreement by the Provider. In the event of a
conflict between the terms and conditions set forth in the body of this
Agreement and the specific terms and conditions set forth in the Provider's
Supplemental Terms, the terms and conditions set forth in the Supplemental Terms
will be controlling; provided, however if any provision contained in Articles
III, IV, V, VI, VII, VIII, X and/or XI conflicts with and/or overlaps in subject
matter with any provision contained in the Supplemental Terms, the terms and
conditions set forth in such Articles will prevail and be controlling.

          Section 2.3.  FCRA Certification.

          PSI and Equifax each certify, and shall ensure that each member of the
PSI Group and Equifax Group shall certify that it will order Reports that are
Consumer Reports only for use for a Permissible Purpose in accordance with the
FCRA, as amended from time to time.

          Section 2.4.  Effect of Data Purchase.

          Notwithstanding anything in this Agreement to the contrary, each
Recipient of Data hereunder acquires only the right to use such Data for the use
or uses specified on Exhibit B or C, as applicable.  Except as specifically set
forth in Exhibit B or C, as applicable, the Recipient is not authorized to
resell Data purchased hereunder.  Except for the rights expressly granted in
this Agreement and the applicable Exhibits, each Provider reserves all right,
title and interest in and to the Data it provides hereunder.

          Section 2.5.  Effect of Change in Law.

          Notwithstanding anything to the contrary in this Agreement, if the
continued provision of all or any portion of the Data becomes impossible,
impractical, or undesirable due to a change in (i) applicable national, state or
local laws or regulations, (ii) the regulatory enforcement of such laws or
regulations, (iii) the Provider's good faith interpretation of laws or
regulations, presently in force or subsequently enacted, or (iv) pending or
threatened litigation, the Provider may cease to provide the affected Data
within, or pertaining to persons residing within, the affected jurisdiction.
The Provider will attempt to provide written notice of its actions as far in
advance of the effective date as is reasonably possible under the circumstances.
In particular, but not in limitation of the foregoing, upon and with the
effective date of the Gramm-Leach-Bliley Act, 15 U.S.C. Section 6801, et seq.
("GLBA") and its implementing regulations, the performance of any covenant or
term hereof shall be required only insofar as the use, disclosure or provision
of any Data in the United States that does not comprise a Consumer Report will
comply with Title V of the GLBA and the implementing regulations issued
thereunder and shall be pursuant to Section 6802(c) or one of the general
exceptions of Section 6802(e) of the GLBA and the corresponding provisions of
the applicable regulations, and no Provider shall have any liability hereunder
for any failure to perform which is excused in accordance with the foregoing
terms.

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          Section 2.6.  Obligations of Providers and Recipients.

          (a) PSI agrees that it will cause each member of the PSI Group that is
designated as a Provider or a Recipient of Data in Exhibit B or C to assume the
obligations applicable to such Provider or Recipient, effective as of the
Effective Time, and to timely perform, pay or discharge all such obligations.

          (b) Equifax agrees that it will cause each member of the Equifax Group
that is designated as a Provider or a Recipient of Data in Exhibit B or C to
assume the obligations applicable to such Provider or Recipient, effective as of
the Effective Time, and to timely perform, pay or discharge all such
obligations.

                                  ARTICLE III

                                FEES AND PAYMENT

          Section 3.1.  Fees and Charges.

          Each Recipient will pay the Provider for all Data supplied to such
Recipient according to the rates set forth on Exhibits B and C during the
initial two-year term of this Agreement and according to such rates as are
subsequently established by the Provider from time to time thereafter.

          Section 3.2.  Payment Terms.

          Each Recipient shall pay all invoices for Data requested by such
Recipient within thirty (30) days after the date of each invoice.

          Section 3.3.  Disputed Amounts.

          In the event that a member of either Group disputes the accuracy or
applicability of a charge or credit by a member of the other Group, such member
will notify Equifax or PSI, respectively, of such dispute prior to the date on
which the charge is to be paid or the credit issued or as soon as practicable
after the discrepancy has been discovered after the applicable invoice is paid
or credit is issued.  The parties will investigate and resolve such disputes
using the dispute resolution process provided in Section 11.10 of this
Agreement.  Any undisputed amounts contained on the invoice will be paid
pursuant to Section 3.2.  The party responsible for paying the disputed amount
or issuing the disputed credit shall place the disputed amount in an escrow
account until such dispute is resolved.  Upon resolution of the dispute, the
party in whose favor the dispute was resolved shall be paid any interest having
accrued on the escrow monies and each party shall pay the escrow fees
attributable to the disputed amount in an inverse proportion to the percentage
of the disputed amount paid to each party.

          Section 3.4.  Interest

          Any and all amounts not paid when due shall bear interest on a day to
day basis from the due date to the date of payment (both dates inclusive) at the
lower rate of one and one-half percent (1 1/2%) per month or the highest rate
allowable under applicable law.

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          Section 3.5.  Taxes.

          All fees and charges payable under this Agreement are exclusive of all
federal, state and local sales, excise, use, value added and similar taxes not
measured by the income of Provider, which taxes shall be the sole responsibility
of Recipient and shall be paid by Recipient at the rate and in the manner
prescribed by applicable law and Section 3.2 hereof; provided, however, if
required by applicable law, Provider shall separately itemize such taxes on
Provider's invoice to Recipient, Recipient shall pay the amount of such taxes to
Provider and Provider shall remit such amount to the applicable taxing
authority.  In lieu thereof, Recipient shall, where applicable, furnish Provider
with a properly executed tax exemption certificate acceptable to the applicable
taxing authority.

                                  ARTICLE IV

                        REPRESENTATIONS AND WARRANTIES

          The parties and each Recipient and Provider recognize that every
business decision represents an assumption of risk and that neither party, nor
the members of either party's Group, in furnishing the Data to the other Group
underwrites or assumes the other's risk in any manner.  NEITHER PARTY, NOR ANY
MEMBER OF EITHER PARTY'S GROUP NOR  ANY OF ITS INFORMATION SOURCES, GUARANTEES
OR WARRANTS THE CORRECTNESS, COMPLETENESS, CURRENTNESS, MERCHANTABILITY OR
FITNESS FOR A PARTICULAR PURPOSE OF THE DATA PROVIDED TO ANY MEMBER OF THE OTHER
PARTY'S GROUP.  NEITHER PARTY, NOR ANY OF ITS REPRESENTATIVES, INFORMATION
SOURCES, LICENSORS, SYSTEM AFFILIATES OR MEMBERS OF ITS RESPECTIVE GROUP WILL BE
LIABLE TO ANY OTHER PARTY OR ANY OF ITS REPRESENTATIVES, INFORMATION SOURCES,
LICENSORS, SYSTEM AFFILIATES OR MEMBERS OF THE OTHER PARTY'S GROUP FOR ANY LOSS
OR INJURY ARISING OUT OF, OR CAUSED IN WHOLE OR IN PART BY, ITS ACTS OR
OMISSIONS IN PROCURING, COMPILING, COLLECTING, INTERPRETING, PROCESSING,
REPORTING OR TRANSMITTING ANY INFORMATION OR THE DATA, EVEN IF DUE TO
NEGLIGENCE.  THE DATA ARE PROVIDED ON AN "AS IS" BASIS.

          No Provider makes any warranties whatsoever in connection with the
performance of the DAT, or any other means of communication or provision of the
Data from one party to the other, and no Provider will be responsible for
transmission distortion, interruptions or failures of the DAT, or any other
means of communication or provision of the Data, or of any Data.  Each Recipient
will use a secure means to deliver Data received hereunder to its Subscribers,
unless otherwise agreed by the Provider, and will not deliver such information
by means of any publicly accessible network (including without limitation, the
Internet) without Provider's express written permission.

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                                   ARTICLE V

                     LIMITATION ON ACTIONS AND LIABILITIES

          Section 5.1.  Covenant Not to Sue.

          Each member of each Group covenants not to sue or maintain any claim,
cause of action, demand, cross-action, counterclaim, third-party action or other
form of pleading against a Provider, a Provider's Representatives, sources of
information, affiliated Credit Reporting Agencies, and/or System Affiliates (if
applicable) arising out of or relating in any way to the accuracy or inaccuracy
and/or validity or invalidity of any of the Data received hereunder, even if
caused by the negligence of any such Person; provided, however, this Section
shall not be applicable if the injury is caused by the intentional misconduct of
such Person.

          Section 5.2.  Release.

          Each member of each Group recognizes that the accuracy of any Data
received hereunder furnished is not warranted or guaranteed by the Provider
thereof for any purpose, and releases the Provider and the Provider's
Representatives, sources of information, affiliated Credit Reporting Agencies
and System Affiliates (if applicable) from all liability in connection with the
accuracy or inaccuracy and/or validity or invalidity of the Provider Information
and from any and all charge, damage, loss and/or expense suffered by Recipient
resulting directly or indirectly from such matters, even if caused by the
negligence of any such Person; provided, however, this sentence shall not be
applicable if the injury is caused by the intentional misconduct of such Person.
Each member of each Group shall include in its agreements with its Subscribers a
release concerning the information received from any Provider substantially
equivalent to the first sentence of this paragraph.

          Section 5.3.  Limitation of Liability.

          (a)  Unless specifically provided to the contrary in this Agreement,
neither party shall, nor shall any member of the party's respective Group, have
any liability to the other party for any damages other than Direct Damages
whether based on contract, tort (including without limitation, that caused by
negligence, but excluding intentional misconduct), warranty, guarantee or any
other legal or equitable grounds. The liability of any member of either Group to
the other Group arising out of or resulting from a breach by such member and/or
its Representatives of its obligations under this Agreement shall not exceed the
Direct Damages incurred by the Recipient as a result of such event.

          (b)   The limitations set forth in Section 5.3(a) shall not apply to:

          (i)   Any failure by any member of either Group to pay fees and
expenses for the Data that are due and payable hereunder up to the effective
date of the termination of the Agreement;

          (ii)  Claims arising under Section 5.1 (Covenant Not to Sue) and/or
Section 5.2 (Release);

                                     -10-
<PAGE>

          (iii) Indemnification obligations under Article VI; and

          (iv)  Any incident or event resulting in damages, charges and/or
losses caused by the action or inaction of a member of either Group constituting
intentional misconduct.

          (c)   Neither party nor the members of its Group shall be liable for
any damages to the other party or the members of its Group if and to the extent
caused by the failure of such other party or the members of its Group to perform
its responsibilities under this Agreement.

          (d)   NOTWITHSTANDING ANYTHING TO THE CONTRARY IN ANY SECTION OF THIS
AGREEMENT EXCEPT THIS SECTION 5.3, INCLUDING ANY AND ALL FUTURE AMENDMENTS AND
ADDENDA, NEITHER PARTY, NOR ANY OF ITS REPRESENTATIVES, INFORMATION SOURCES,
LICENSORS, SYSTEM AFFILIATES OR MEMBERS OF ITS RESPECTIVE GROUP WILL BE
RESPONSIBLE FOR CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY OR SPECIAL
DAMAGES, INCLUDING LOST PROFITS, WHETHER OR NOT THE OTHER PARTY HAS BEEN
INFORMED OF OR MIGHT OTHERWISE HAVE ANTICIPATED OR FORESEEN THE POSSIBILITY OF
SUCH DAMAGES.

                                  ARTICLE VI

                                INDEMNIFICATION

          Section 6.1.  PSI Indemnification of the Equifax Group.

          If the Distribution occurs, on and after the Distribution Date, PSI
shall indemnify, defend and hold harmless each member of the Equifax Group and
each of their respective Representatives (the "Equifax Indemnitees") from and
against any and all Indemnifiable Losses incurred or suffered by any of the
Equifax Indemnitees and arising out of or in connection with (a) any breach of
Sections 5.1 (Covenant Not to Sue), 5.2 (Release) or 8.2 (Confidentiality) by a
member of the PSI Group; (b) any Third Party Claim arising out of or in
connection with any breach of Section 2.3 or any Supplemental Terms relating to
permitted uses of Data or compliance with laws applicable to the Data by a
member of the PSI Group, or a breach of any certification made by a member of
the PSI Group in the Supplemental Terms; or (c) any Third Party Claim alleging
that Data supplied by a Provider that is a member of the PSI Group, or the act
of providing such Data, infringes upon a copyright or other intellectual
property right under the law of the country in which such Data is intended to be
used; except such damages, loss, liability and expense resulting from the
willful misconduct of a member of the Equifax Group.

          Section 6.2.  Equifax Indemnification of the PSI Group.

          If the Distribution occurs, on and after the Distribution Date,
Equifax shall indemnify, defend and hold harmless each member of the PSI Group
and each of their respective Representatives (the "PSI Indemnitees") from and
against any all Indemnifiable Losses incurred or suffered by any of the PSI
Indemnitees and arising out of or in connection with (a) any breach of Sections
5.1 (Covenant Not to Sue), 5.2 (Release) or 8.2 (Confidentiality) by a member of
the

                                     -11-
<PAGE>

Equifax Group; (b) any Third Party Claim arising out of or in connection with
any breach of Section 2.3 or any Supplemental Terms relating to permitted uses
of Data or compliance with laws applicable to the Data by a member of the
Equifax Group, or a breach of any certification made by a member of the Equifax
Group in the Supplemental Terms; or (c) any Third Party Claim alleging that Data
supplied by a Provider that is a member of the Equifax Group, or the act of
providing such Data, infringes upon a copyright or other intellectual property
right under the law of the country in which such Data is intended to be used;
except such damages, loss, liability and expense resulting from the willful
misconduct of a member of the PSI Group.

          Section 6.3.  Insurance and Third Party Obligations.

          No insurer or any other third party shall be (a) entitled to a benefit
it would not be entitled to receive in the absence of the foregoing
indemnification provisions, (b) relieved of the responsibility to pay any claims
to which it is obligated, or (c) entitled to any subrogation rights with respect
to any obligation hereunder.

                                  ARTICLE VII

                          INDEMNIFICATION PROCEDURES

          Section 7.1.  Notice and Payment of Claims.

          If any Equifax or PSI Indemnitee (the "Indemnified Party") determines
that it is or may be entitled to indemnification by a party (the "Indemnifying
Party") under Article VI (other than in connection with any Action or claim
subject to Section 7.2), the Indemnified Party shall deliver to the Indemnifying
Party a written notice specifying, to the extent reasonably practicable, the
basis for its claim for indemnification and the amount for which the Indemnified
Party reasonably believes it is entitled to be indemnified.  After the
Indemnifying Party shall have been notified of the amount for which the
Indemnified Party seeks indemnification, the Indemnifying Party shall, within
thirty (30) days after receipt of such notice, pay the Indemnified Party such
amount in cash or other immediately available funds (or reach agreement with the
Indemnified Party as to a mutually agreeable alternative payment schedule)
unless the Indemnifying Party objects to the claim for indemnification or the
amount thereof.  If the Indemnifying Party does not give the Indemnified Party
written notice objecting to such claim and setting forth the grounds therefor
within the same thirty (30) day period, the Indemnifying Party shall be deemed
to have acknowledged its liability for such claim and the Indemnified Party may
exercise any and all of its rights under applicable law to collect such amount.
Any amount owed under this Section 7.1 that is past due shall bear interest at a
simple rate of interest per annum equal to the Prime Rate plus 2%.

          Section 7.2.  Notice and Defense of Third Party Claims.

          (a)  Promptly following the earlier of (i) receipt of notice of the
commencement by a third party of any Action against or otherwise involving any
Indemnified Party or (ii) receipt of information from a third party alleging the
existence of a claim against an Indemnified Party, in either case, with respect
to which indemnification may be sought pursuant to Article VI of this Agreement
(a "Third Party Claim"), the Indemnified Party shall give the

                                     -12-
<PAGE>

Indemnifying Party written notice thereof. The failure of the Indemnified Party
to give notice as provided in this Section 7.2 shall not relieve the
Indemnifying Party of its obligations under this Agreement, except to the extent
that the Indemnifying Party is prejudiced by such failure to give notice. Within
thirty (30) days after receipt of such notice, the Indemnifying Party shall by
giving written notice thereof to the Indemnified Party, (i) acknowledge, as
between the parties hereto, liability for, and at its option, assumption of the
defense of such Third Party Claim at its sole cost and expense or (ii) object to
the claim of indemnification set forth in the notice delivered by the
Indemnified Party pursuant to the first sentence of this Section 7.2 setting
forth the grounds therefor; provided that if the Indemnifying Party does not
within the same thirty (30) day period give the Indemnified Party written notice
acknowledging liability and electing to assume the defense or objecting to such
claim and setting forth the grounds therefor, the Indemnifying Party shall be
deemed to have acknowledged, as between the parties hereto, its liability to the
Indemnified Party for such Third Party Claim.

          (b)  Any contest of a Third Party Claim as to which the Indemnifying
Party has elected to assume the defense shall be conducted by attorneys employed
by the Indemnifying Party and reasonably satisfactory to the Indemnified Party;
provided that the Indemnified Party shall have the right to participate in such
proceedings and to be represented by attorneys of its own choosing at the
Indemnified Party's sole cost and expense. If the Indemnifying Party assumes the
defense of a Third Party Claim, the Indemnifying Party may settle or compromise
the claim without the prior written consent of the Indemnified Party; provided
that the Indemnifying Party may not agree to any such settlement pursuant to
which any remedy or relief, other than monetary damages for which the
Indemnifying Party shall be responsible hereunder, shall be applied to or
against the Indemnified Party, without the prior written consent of the
Indemnified Party, which consent shall not be unreasonably withheld.

          (c)  If the Indemnifying Party does not assume the defense of a Third
Party Claim for which it has acknowledged liability for indemnification that
arises under Article VI, the Indemnified Party may require the Indemnifying
Party to reimburse it on a current basis for its reasonable expenses of
investigation, reasonable attorneys' fees and reasonable out-of-pocket expenses
incurred in defending against such Third Party Claim and the Indemnifying Party
shall be bound by the result obtained with respect thereto by the Indemnified
Party; provided that the Indemnifying Party shall not be liable for any
settlement effected without its consent, which consent shall not be unreasonably
withheld. The Indemnifying Party shall pay to the Indemnified Party in cash the
amount for which the Indemnified Party is entitled to be indemnified (if any)
within fifteen (15) days after the final resolution of such Third Party Claim
(whether by settlement, compromise, or the final nonappealable judgment of a
court of competent jurisdiction or otherwise), or, in the case of any Third
Party Claim as to which the Indemnifying Party has not acknowledged liability,
within fifteen (15) days after such Indemnifying Party's objection has been
resolved by settlement, compromise or the final nonappealable judgment of a
court of competent jurisdiction.

                                     -13-
<PAGE>

                                 ARTICLE VIII

                                CONFIDENTIALITY

          Section 8.1.  Exclusions.

          Notwithstanding anything to the contrary contained in this Agreement,
"Company Information" does not include any information that before being
divulged by the receiving party (a) has become generally known to the public
through no wrongful act of the receiving party; (b) has been rightfully received
by the receiving party from a third party without restriction on disclosure and
without, to the knowledge of the receiving party, a breach of an obligation of
confidentiality running directly or indirectly to the disclosing party; (c) has
been approved for release to the general public by a written authorization of
the disclosing party; (d) has been independently developed by the receiving
party without use, directly or indirectly, of Company Information received from
the disclosing party; or (e) has been furnished to a third party by the
disclosing party without restrictions on the third party's rights to disclose
the information.

          Section 8.2.  Confidentiality.

          (a)  Each party acknowledges, and shall cause each member of its Group
to acknowledge, that it is in possession of significant confidential or
proprietary information concerning the business operations and tangible and
intangible property of the members of the other Group.

          (b)  Each party shall, and shall ensure that each member of its Group
shall, (i) receive and hold the Company Information of the other party in trust
and in strictest confidence; (ii) protect such Company Information from
disclosure and in no event take any action causing, or fail to take the action
necessary in order to prevent, any such Company Information to lose its
character as Company Information; (iii) exercise at a minimum the same care it
would exercise to protect its own Company Information; and (iv) not use,
reproduce, distribute, disclose, or otherwise disseminate the Company
Information of the other party except as authorized pursuant to this Agreement
and in the Supplemental Terms attached hereto, as amended from time to time, or
any Ancillary Agreement, or except pursuant to a requirement of a governmental
agency or of law, without similar restrictions or other protections against
public disclosure; provided, however, the receiving party must first give
written notice of such required disclosure to the disclosing party, take
reasonable steps to allow the disclosing party to seek to protect the
confidentiality of the Company Information required to be disclosed, make a
reasonable effort to obtain a protective order requiring that the Company
Information so disclosed be used only for the purposes for which disclosure is
required, and shall disclose only that part of the Company Information which, in
the written opinion of its legal counsel, it is required to disclose. In no
event shall the receiving party exercise less than a reasonable standard of care
to keep confidential the Company Information. Any and all reproductions of such
Company Information must prominently contain a confidential legend.

          (c)  The receiving party may make disclosures of the Company
Information of the disclosing party only to Representatives of the receiving
party (i) who have a specific need to know such information; and (ii) who the
receiving party has obligated under a written agreement

                                     -14-
<PAGE>

to hold such Company Information in trust and in strictest confidence and
otherwise to comply with the terms and provisions of this Agreement. PSI and
Equifax agree, and shall ensure that each member of its respective Group agrees,
to monitor each such Representative, enforce such agreements with its
Representatives, and, upon request by the other party, promptly to furnish to
the other party a list of the receiving party's Representatives having had
access to such Company Information.

          (d)  Within thirty (30) days following the receipt of a written
request from the disclosing party, the receiving party must deliver to the
disclosing party all tangible materials containing or embodying the disclosing
party's Company Information applicable to a triggering event, together with a
certificate executed by the president or any vice president of the receiving
party certifying that all such materials in the receiving party's possession
have been delivered to the disclosing party or, at the disclosing party's
option, certify that all such materials in the receiving party's possession have
been destroyed. For the purposes of this Article VIII, a "triggering event"
means the cessation of the provision of Data by the disclosing party to the
receiving party under this Agreement or the termination of the Agreement.

          (e)  The covenants of confidentiality set forth in this Agreement (i)
will apply after the Effective Time to all Company Information disclosed to the
receiving party before and after the Distribution Date and (ii) will continue
and must be maintained from the Effective Time through the termination of the
relationship under this Agreement between Equifax and PSI and (A) with respect
to Proprietary Information, at any and all times after the termination of the
relationship under this Agreement between Equifax and PSI during which such
Proprietary Information retains its status as a "trade secret" under applicable
law; and (B) with respect to Confidential Information, for three (3) years after
termination of the relationship under this Agreement between Equifax and PSI.

          Section 8.3.  Employee Confidentiality Agreements.

          The members of the Group have entered into confidentiality and non-
disclosure agreements with their respective employees.  To the extent that any
employee during or after employment violates such agreement and such violation
is or may in the future be to the detriment of the other party's Group, at the
written request of the affected party, the other Party shall promptly take
remedial measures with such employee if and to the extent reasonable under the
circumstances to preserve the value of the Data and to enforce its obligations
hereunder.  The party employing the affected employee shall have the unilateral
right to determine the forum for, the manner of proceeding in, and legal counsel
for such action and shall be entitled to any damages or other relief against
such employee awarded in such action to the extent related to such party's Data
or business.  Each party shall bear all of its own out-of-pocket costs of
pursuing such action and the other party shall cooperate in connection
therewith.

          Section 8.4.  Rights and Remedies.

          (a)  If either party, or any member of the Group, should breach or
threaten to breach any of the provisions of this Article VIII, the non-breaching
party, in addition to any other remedies it may have at law or in equity, will
be entitled to a restraining order, injunction, or other similar remedy in order
to specifically enforce the provisions of this Article VIII. Each

                                     -15-
<PAGE>

party specifically acknowledges, and shall cause each member of its respective
Group, to acknowledge that money damages alone would be an inadequate remedy for
the injuries and damage that would be suffered and incurred by the non-breaching
party as a result of a breach of any of the provisions of this Article VIII. In
the event that either party, or a member of such party's Group, should seek an
injunction hereunder, the other party hereby waives, and shall cause each member
of its Group to waive, any requirement for the submission of proof of the
economic value of any Company Information or the posting of a bond or any other
security.

          (b)  The receiving party shall notify the disclosing party upon
discovery of any unauthorized use or disclosure of Company Information, or any
other breach of Article VIII of this Agreement by the receiving party, or any
Representative of the receiving party's Group, and will cooperate with the
disclosing party in every reasonable way to help the disclosing party regain
possession of its Company Information and prevent its further unauthorized use
or disclosure. The receiving party shall be responsible for the acts of any
Representative of its Group that are in violation of this Article VIII.

          Section 8.5.  Competitive Activities.

          Subject to the rights and obligations set forth in Article VIII, each
party understands and acknowledges that the other party's Group may now market
or have under development products that are competitive with products or
services now offered or that may be offered by it and/or the members of its
Group, and the parties' communications hereunder will not serve to impair the
right of either party or any member of its respective Group to independently
develop, make, use, procure, or market products or services now or in the future
that may be competitive with those offered by the other party's Group, nor
require either party and/or the members of its Group to disclose any planning or
other information to the other party.

          Section 8.6.  No Implied Rights.

          All Company Information is and shall remain the property of the
disclosing party and/or the member of its respective Group.  By disclosing
Company Information to the receiving party's Group, the disclosing party and/or
the members of its respective Group do(es) not grant any express or implied
rights or license to the receiving party's Group to or under any patents, patent
applications, inventions, copyrights, trademarks, trade secret information, or
other intellectual property rights heretofore or hereafter possessed by the
disclosing party and/or the members of its respective Group.

                                  ARTICLE IX

                             CONTINUED ASSISTANCE

          Section 9.1.  Continued Assistance and Transition.

          (a)  Following the Effective Time, Equifax and PSI shall, and shall
cause each member of their respective Groups to, cooperate in the orderly
purchase and sale of Data hereunder. From time to time, at Equifax's or PSI's
request and without further consideration, the other party shall, and shall
cause each member of the other party's Group, as applicable, to execute,
acknowledge and deliver such documents, instruments or assurances and take such
other

                                     -16-
<PAGE>

action as the requesting party may reasonably request to more effectively
evidence compliance with the Supplemental Terms applicable to the purchase and
sale of Data as reflected in the Supplemental Terms for the applicable Data in
effect from time to time, as amended and/or modified by the Provider.

          Section 9.2.  Litigation Cooperation.

          (a)  Upon written request, Equifax and PSI shall, and shall cause each
member of its Group to, use reasonable efforts to cooperate in the evaluation
and defense of third party Actions regarding (i) Data provided by the other
party or a member of its Group hereunder or (ii) arising out of the business of
the other party or of any member of the other party's Group prior to the
Distribution Date in which the requesting party or any member of its Group may
from time to time be involved, at the cost and expense of the requesting party.
Such cooperation shall include, without limitation, making its Representatives
available as witnesses or consultants to the extent that such persons may
reasonably be required in connection with such third party Actions.

          (b)  Equifax and PSI shall, and shall cause each member of its
respective Group, to use reasonable efforts to notify the other if it learns of
a potential or actual third party claim related to the Data provided pursuant to
this Agreement to be brought against any member of the other's Group.

                                   ARTICLE X

                             TERM AND TERMINATION

          Section 10.1.  Term.

          (a)  The term of this Agreement shall commence at the Effective Time
and shall continue for two (2) years.

          Section 10.2.  Termination.

          Either party may terminate this Agreement:

          (i)   by giving notice to the other if the other party shall have
     failed within thirty (30) days after the receipt of written notice to
     remedy any material breach of this Agreement set forth in the notice; or

          (ii)  if the other Party becomes insolvent, or is unable to pay its
     debts as due, or enters into or files or has filed or commenced against it
     a petition, arrangement, action or other proceeding seeking relief or
     protection under the bankruptcy laws of the United States or any similar
     laws of the United States or any State of the United States or of any other
     country or jurisdiction, or has a trustee, receiver or liquidator appointed
     for all or a substantial part of its assets.

          (iii) upon written notice to the other, if, for any reason, the
     ownership or control of the other party or any of its operations, becomes
     vested in, or is made subject

                                     -17-
<PAGE>

     to the control or direction of, any direct competitor of the terminating
     party or one of its subsidiaries, but such termination shall be applicable
     only with respect to the products, services or deliverables provided by the
     terminating party to the portion of the terminated party's businesses that
     has been affected by the change in control.

          Section 10.3.  Effect of Termination and Expiration.

          Upon termination or expiration of the term of this Agreement, all
rights and obligations of the parties under this Agreement will immediately
cease and terminate (except for the rights and obligations pursuant to Articles
IV (Representations and Warranties), V (Limitations on Actions and Liabilities),
VI (Indemnification), VII (Indemnification Procedures), and VIII
(Confidentiality) and XI (Miscellaneous) and Sections 9.2 and 10.3, and the
definitions required thereby which will survive such termination or expiration),
and neither party will have any further obligation to the other party with
respect to this Agreement, except for (a) fees and reimbursable expenses payable
to the other party accrued but unpaid at the date of termination or expiration,
and (b) the provisions of this Agreement which are specifically designated
herein as surviving such termination or expiration.

                                  ARTICLE XI

                                 MISCELLANEOUS

          Section 11.1.  Expenses.

          Except as specifically provided in this Agreement or any Ancillary
Agreement, all costs and expenses incurred in connection with the preparation,
execution, delivery and implementation of this Agreement and the Ancillary
Agreements shall be paid by Equifax.

          Section 11.2.  Notices.

          All notices and communications under this Agreement shall be deemed to
have been given (a) when received, if such notice or communication is delivered
by facsimile, hand delivery or overnight courier, or (b) three (3) business days
after mailing if such notice or communication is sent by United States
registered or certified mail, return receipt requested, first class postage
prepaid.  All notices and communications, to be effective, must be properly
addressed to the party to whom the same is directed at its address as follows:

          If to Equifax, to:

               Equifax Inc.
               1550 Peachtree Street, N.W.
               Atlanta, GA  30309
               Attention:  Phillip J. Mazzilli, Chief Financial Officer
               Fax:  (404) 885-8988

                                     -18-
<PAGE>

          with a copy to:

               Equifax Inc.
               1550 Peachtree Street, N.W.
               Atlanta, GA  30309
               Attention:  Kent E. Mast, Vice President & General Counsel
               Fax:  (404) 885-8988

          If to PSI, to:

               ______________________________
               ______________________________
               ______________________________
               Attention:  Bruce Richards, General Counsel
               Fax:  _________________________

          with a copy to:

               ______________________________
               ______________________________
               ______________________________
               _________________, Chief Financial Officer
               Fax:  _________________________

Either party may, by written notice delivered to the other party in accordance
with this Section 11.2, change the address to which delivery of any notice shall
thereafter be made.

          Section 11.3.  Amendment and Waiver.

          This Agreement may not be altered or amended, nor may any rights
hereunder be waived, except by an instrument in writing executed by the party or
parties to be charged with such amendment or waiver.  No waiver of any terms,
provision or condition of or failure to exercise or delay in exercising any
rights or remedies under this Agreement, in any one or more instances, shall be
deemed to be, or construed as, a further continuing waiver of any such term,
provision, condition, right or remedy or as a waiver of any other terms,
provision or condition of this Agreement.

          Section 11.4.  Entire Agreement.

          This Agreement and Exhibits constitute the entire understanding of the
parties hereto with respect to the subject matter hereof, superseding all
negotiations, prior discussions and prior agreements and understandings relating
to such subject matter.

          Section 11.5.  Parties in Interest.

          Neither of the parties hereto may assign its rights or delegate any of
its duties under this Agreement without the prior written consent of each other
party.  This Agreement shall be binding upon, and shall inure to the benefit of,
the parties hereto and their respective

                                     -19-
<PAGE>

successors and permitted assigns. Without limiting the generality of the
foregoing statement, the parties acknowledge that certain of the legal entities
designated as Providers and Recipients in Exhibits B and C are intended to be
renamed, formed or reorganized prior to or concurrently with the Distribution,
and this Agreement shall be binding upon, and shall inure to the benefit of, the
successors of such designated Providers and Recipients. Nothing contained in
this Agreement, express or implied, is intended to confer any benefits, rights
or remedies upon any person or entity other than members of the Equifax Group
and the PSI Group and the Equifax Indemnitees and PSI Indemnitees under Articles
VI and VII hereof.

          Section 11.6.  Further Assurances and Consents.

          In addition to the actions specifically provided for elsewhere in this
Agreement, each of  the parties hereto will use its reasonable efforts to (a)
execute and deliver such further instruments and documents and take such other
actions as any other party may reasonably request in order to effectuate the
purposes of this Agreement and to carry out the terms hereof and (b) take, or
cause to be taken, all actions, and do, or cause to be done, all things
reasonably necessary, proper or advisable under applicable laws, regulations and
agreements or otherwise to consummate and make effective the transactions
contemplated by this Agreement, including without limitation, using its
reasonable efforts to obtain any consents and approvals and to make any filings
and applications necessary or desirable in order to consummate the transactions
contemplated by this Agreement; provided that no party hereto shall be obligated
to pay any consideration therefor (except for filing fees and other similar
charges) to any third party from whom such consents, approvals and amendments
are requested or to take any action or omit to take any action if the taking of
or the omission to take such action would be unreasonably burdensome to the
party or its respective Group or the business thereof.

          Section 11.7.  Severability.

          The provisions of this Agreement are severable and should any
provision hereof be void, voidable or unenforceable under any applicable law,
such provision shall not affect or invalidate any other provision of this
Agreement, which shall continue to govern the relative rights and duties of the
parties as though such void, voidable or unenforceable provision were not a part
hereof.

          Section 11.8.  Governing Law.

          This Agreement shall be construed in accordance with, and governed by,
the laws of the State of Georgia, without regard to the conflicts of law rules
of such state.

          Section 11.9.  Counterparts.

          This Agreement may be executed in one or more counterparts, each of
which shall be deemed an original instrument, but all of which together shall
constitute but one and the same Agreement.

                                     -20-
<PAGE>

          Section 11.10.   Disputes.

          All disputes arising from or in connection with this Agreement,
whether based on contract, tort, statute or otherwise, including, but not
limited to, disputes in connection with claims by third parties, shall be
resolved only in accordance with the provisions of Section 15.10 of the
Distribution Agreement.

          Section 11.11.   Force Majeure.

          Neither party will be liable for any loss or damage due to causes
beyond its control, including, but not limited to, fire, accident, labor
difficulty, war, power or transmission failures, riot, Acts of God or changes in
laws and regulations, provided that the affected party must (a) promptly notify
the other party in writing and furnish all relevant information concerning the
event of force majeure; (b) use reasonable efforts to avoid or remove the cause
of its non-performance; and (c) proceed to perform its obligations with dispatch
when such cause is removed.

          IN WITNESS WHEREOF, the parties hereto have executed and delivered
this Agreement as of the day and year first above written.

                              EQUIFAX INC.

                              By:
                                 -----------------------------------
                              Title:
                                    --------------------------------
                              Date:
                                    --------------------------------

                              EQUIFAX PS, INC.

                              By:
                                 -----------------------------------
                              Title:
                                    --------------------------------
                              Date:
                                    --------------------------------

                                     -21-<PAGE>

                                                                    EXHIBIT 10.5

                          TRANSITION SUPPORT AGREEMENT

     THIS AGREEMENT for the performance of corporate services is executed and
made effective as of _____________, 2001, between Equifax Inc., a Georgia
corporation ("Equifax"), and Equifax PS, Inc., a Georgia corporation ("PSI").

     WHEREAS, Equifax, through the operation of its Payment Services Group, is
engaged in the business of providing payment transaction processing solutions
and services to financial institutions and merchants;

     WHEREAS, the Board of Directors of Equifax has determined that it would be
advisable and in the best interests of Equifax and its shareholders for Equifax
to contribute the businesses, operations, assets and liabilities of its Payment
Services Group (collectively, the "Business") to PSI in exchange for PSI common
stock and thereafter to distribute all of the outstanding shares of PSI's common
stock on a pro rata basis to the holders of Equifax's common stock (the
"Distribution") pursuant to a Distribution Agreement, dated as of the date
hereof, between Equifax and PSI (the "Distribution Agreement");

     WHEREAS, the parties intend that the transactions described herein will be
effective at the Effective Time (as defined in the Distribution Agreement); and

     WHEREAS, the parties hereto deem it to be appropriate and in the best
interests of the parties that they provide certain services to each other on the
terms and conditions set forth herein.

     NOW, THEREFORE, in consideration of the mutual promises contained herein
and other good and valuable consideration, the receipt and sufficiency of which
are hereby acknowledged, the parties hereto agree as follows:

     1.  Definitions.  Capitalized terms not defined herein shall have the
meanings set forth in the Distribution Agreement.

     2.  Description of Services.

          (a) Equifax shall, subject to the terms and provisions of this
Agreement, provide PSI with (i) services, with respect to the Business, as set
forth on the Exhibits hereto, including, without limitation, computer system
support services, and (ii) such other specific services as PSI may from time to
time reasonably request, subject to Equifax's sole discretion and its being in a
position to supply such additional services at the time of such request
(collectively, the "Equifax Services").

          (b) PSI shall, subject to the terms and provisions of this Agreement,
provide Equifax with (i) services as set forth on the Exhibits hereto,
including, without limitation, computer system support services, and (ii) such
other services as Equifax may from time to time reasonably request, subject to
PSI's sole discretion and its being in a position to supply such additional
services at the time of the request (collectively, the "PSI Services").

<PAGE>

          (c) Each Exhibit hereto (i) will identify which member(s) of the
Equifax Group or the PSI Group that the parties intend will provide the services
and which member(s) of the Equifax Group or the PSI Group that the parties
intend will receive the services; (ii) will provide a description of the
services; and (iii) may also include applicable warranties, service levels,
service credits and any other special terms and conditions with respect to the
services described therein.

          (d) Each of Equifax and PSI, as the case may be, shall use
commercially reasonable efforts to transition from using the services provided
by the other under this Agreement on or prior to the termination of the Initial
Term (as defined in Section 9 below).  Equifax and PSI agree that they shall use
commercially reasonable efforts to assist each other with the development of
transition plans to assure a smooth and orderly transition.

     3.  Consideration for Services.  PSI shall pay Equifax for all the Equifax
Services as described on the applicable Exhibits, and Equifax shall pay PSI for
all the PSI Services as described on the applicable Exhibits, at the rates
specified on each such Exhibit.

     4.  Terms of Payment.  Within twenty (20) business days after the end of
each month during the term of this Agreement, each member of the Equifax Group
or the PSI Group providing services hereunder will submit a written invoice to
the member of the Equifax Group or the PSI Group (as applicable) receiving such
services for fees for the services provided during the immediately preceding
month together with an accounting of the charges for the immediately preceding
month's services.  Within twenty (20) business days after the receipt of such
invoices, each member of the Equifax Group or the PSI Group will remit payment
of the full amount of such invoices to the member of the Equifax Group or the
PSI Group that provided the applicable service(s) in the manner provided in
Section 5 below.  Interest shall accrue at the Applicable Rate on any amounts
not received by the party providing the service hereunder within twenty (20)
business days after receipt by the other of the invoice.  The amount of any
monthly service fee shall be prorated to correspond with the portion of a given
month for which services were actually rendered.

     5.  Method of Payment.  Unless otherwise stated in the applicable Exhibit
or agreed to by the parties, all amounts payable by the parties for the services
rendered by the other pursuant to this Agreement shall be remitted in United
States dollars in the form of a wire transfer.

     6.  No Service Levels or Service Credits.  Unless set forth on the
applicable Exhibit, there shall be no service levels or service credits with
respect to any of the services to be performed hereunder by any member of the
Equifax Group or the PSI Group.

     7.  WARRANTIES.  THIS IS A SERVICE AGREEMENT.  EXCEPT AS EXPRESSLY STATED
IN THIS AGREEMENT OR ON AN APPLICABLE EXHIBIT, THE SERVICES WILL BE PROVIDED ON
AN "AS IS" AND "WITH ALL FAULTS" BASIS AND THERE ARE NO EXPRESS OR IMPLIED
WARRANTIES OR GUARANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES
OF MERCHANTABILITY, TITLE, NONFRINGEMENT OR FITNESS FOR A PARTICULAR PURPOSE,
AND ALL SUCH WARRANTIES ARE EXPRESSLY DISCLAIMED.

                                      -2-
<PAGE>

     8.  Liability; Indemnification; Dispute Resolution.

          (a) In no event shall either Equifax or PSI have any liability,
whether based on contract, tort (including, without limitation, negligence or
strict liability), warranty or any other legal or equitable grounds, for any
punitive, consequential, special, indirect or incidental loss or damage suffered
by the other arising from or related to this Agreement, including without
limitation, loss of data, profits, interest or revenue, or interruption of
business, even if the party providing the services hereunder is advised of the
possibility of such losses or damages.

          (b) The limitations set forth in Section 8(a) above shall not apply to
liabilities which may arise as the result of willful misconduct of the party
providing the services hereunder.

          (c) PSI shall indemnify, defend and hold harmless Equifax and its
affiliates and their respective directors, officers, employees and agents (the
"Equifax Indemnitees") from and against any and all damage, loss, liability and
expense (including, without limitation, reasonable expenses of investigation and
reasonable attorneys' fees and expenses in connection with any and all actions
or threatened actions) ("Indemnifiable Losses") incurred or suffered by any of
the Equifax Indemnitees arising from, related to or associated with (i)
Equifax's furnishing or failure to furnish the services provided for in this
Agreement, other than liabilities arising out of the willful misconduct of the
Equifax Indemnitees and (ii) the willful misconduct of PSI in furnishing or
failing to furnish the services to be provided by PSI in this Agreement.

          (d) Equifax shall indemnify, defend and hold harmless PSI and its
affiliates and their respective directors, officers, employees and agents (the
"PSI Indemnitees") from and against any and all Indemnifiable Losses incurred or
suffered by any of the PSI Indemnitees arising from, related to or associated
with (i) PSI's furnishing or failure to furnish the services provided for in
this Agreement, other than liabilities arising out of the willful misconduct of
the PSI Indemnitees, and (ii) the willful misconduct of Equifax in furnishing or
failing to furnish the services to be provided by Equifax to PSI in this
Agreement.

          (e) Any disputes arising under this Agreement shall be resolved in
accordance with Section 15.10 of the Distribution Agreement; provided, however,
that if all of the providers and recipients of services under a particular
Exhibit are residents of the same country (other than the United States), the
following terms will apply in place of those described in Sections 15.10(c) and
15.10(d) of the Distribution Agreement, with respect to disputes arising under
such Exhibit only: (i) the third arbitrator as described in Section 15.10(c) of
the Distribution Agreement shall be a lawyer licensed to practice in such
country and (ii) all questions of law shall be governed by the laws of such
country.

     9.  Term; Termination.

          (a) The initial term of this Agreement (the "Initial Term") will begin
as of the Effective Time and will expire one (1) year from the Effective Time,
unless sooner terminated as provided below.  At the end of the Initial Term,
either party may extend the term of this Agreement in its entirety or with
respect to any particular service(s) (an "Additional Term") for one (1)
additional six (6) month period by providing written notice of such party's
desire to extend the term to the other party at least thirty (30) days before
the expiration of the Initial

                                      -3-
<PAGE>

Term. At the end of such six (6) month Additional Term, either party may extend
the term of this Agreement in its entirety or with respect to any particular
service(s) for up to two (2) Additional Terms of three (3) months each by
providing written notice of such party's desire to extend the term to the other
party at least thirty (30) days before the expiration of the applicable
Additional Term.

          (b) Notwithstanding Section 9(a) above, either Equifax or PSI, as the
recipient of a particular service, may, at its option, upon no less than sixty
(60) days prior written notice to the other (or such other period as the parties
may mutually agree in writing), direct the other to no longer provide such
service.  In the event of any termination with respect to one or more, but less
than all, services to be provided hereunder, this Agreement will continue in
full force and effect with respect to any services not terminated.

          (c) Notwithstanding Section 9(a) above, either Equifax or PSI may
terminate its obligation to provide a particular category of service to the
other party under an applicable Exhibit if the other party materially breaches
any of the terms hereof or of such applicable Exhibit if the breach is not cured
within thirty (30) days after written notice of breach is delivered to the
breaching party.

          (d) Notwithstanding Section 9(a) above, this Agreement may be
terminated in its entirety in accordance with any of the following:

               (i) Upon written agreement of the parties;

               (ii) By either PSI or Equifax for material breach by the other of
     any of the terms hereof if the breach is not cured within thirty (30)
     calendar days after written notice of breach is delivered to the breaching
     party;

               (iii)  By either PSI or Equifax, upon written notice to the other
     if the other becomes insolvent or makes an assignment of substantially all
     of its assets for the benefit of creditors, or is placed in receivership,
     reorganization, liquidation or bankruptcy;

               (iv) By Equifax, upon written notice to PSI, if, for any reason,
     the ownership or control of PSI or any of PSI's operations, becomes vested
     in, or is made subject to the control or direction of, any direct
     competitor of Equifax or one of its subsidiaries, but such termination
     shall be applicable only with respect to services provided by Equifax to
     the portion of PSI's businesses that has been affected by the change in
     control; or

               (v) By PSI, upon written notice to Equifax, if for any reason,
     the ownership or control of Equifax or any of Equifax's operations becomes
     vested in, or is made subject to the control or direction of, any direct
     competitor of PSI or one of its subsidiaries, but such termination shall be
     applicable only with respect to services provided by PSI to the portion of
     Equifax's businesses that has been affected by the change in control.

                                      -4-
<PAGE>

          (e) Upon any termination pursuant to Sections 9(b), 9(c) or 9(d)
above, Equifax and PSI shall be compensated for all services performed to the
date of termination in accordance with the provisions of this Agreement, and
Equifax and PSI, as the case may be, will consider hiring (but shall not be
obligated to hire) certain employees of the other identified by the other prior
to the termination to the extent that Equifax or PSI, as the case may be, does
not contract with third parties to provide the services rendered by Equifax or
PSI pursuant to this Agreement.

     10. Access. During the term of this Agreement, each member of the Equifax
Group and of the PSI Group will permit employees and agents of the members of
the other Group access to its premises if reasonably necessary to receive any of
the services provided hereunder. While on the premises of the other Group, the
employees and agents of the visiting party shall abide by the rules and
regulations of the hosting party. The visiting party shall indemnify, defend and
hold the hosting party harmless from and against any and all damages, losses,
costs and expenses suffered or incurred by reason of damage to person or
property caused by the gross negligence or willful misconduct of its employees
or agents while on the premises of the hosting party.

     11. Amendment. This Agreement may be modified or amended only by the
agreement of the parties hereto in writing, duly executed by the authorized
representatives of each party.

     12. Force Majeure. Any delays in or failure of performance by Equifax or
PSI shall not constitute a default hereunder if and to the extent such delay or
failure of performance is caused by occurrences beyond the reasonable control of
Equifax or PSI, as the case may be, including, but not limited to: acts of God
or the public enemy; compliance with any order or request of any governmental
authority; acts of war; riots or strikes or other concerted acts of personnel;
network failures or failures in communications; the wrongful termination of any
Third Party Agreement by such third party; or any other causes beyond the
reasonable control of Equifax or PSI, whether or not of the same class or kind
as those specifically named above; provided that the affected party must (a)
promptly notify the other party in writing and furnish all relevant information
concerning the event of force majeure; (b) use reasonable efforts to avoid or
remove the cause of its non-performance; and (c) proceed to perform its
obligations with dispatch when such cause is removed.

     13. Assignment. This Agreement shall not be assignable by either party
hereto without the prior written consent of the other party hereto; provided,
however, that either party may assign its rights, but not its obligations under
this Agreement in connection with the transfer of all or substantially all of
the assets of the business of such party to which this Agreement relates. When
duly assigned in accordance with the foregoing, this Agreement shall be binding
upon and shall inure to the benefit of the assignee.

     14. Confidentiality.  Each party shall, and shall cause each member of its
Group to hold, and cause its directors, officers, employees, agents, consultants
and advisors to hold, in strict confidence, unless compelled to disclose by
judicial or administrative process or, in the opinion of its counsel, by other
requirements of law, all information of or concerning the other

                                      -5-
<PAGE>

party or its Group obtained or created pursuant to this Agreement (except to the
extent that the Distribution Agreement, this Agreement or any other Ancillary
Agreement permits or requires the use or disclosure of such information or to
the extent such information can be shown to have been (a) in the public domain
through no fault of the persons or entities subject to the restrictions of this
Section 14 (each a "receiving party"), (b) later lawfully acquired after the
Effective Time on a non-confidential basis from a third party or (c)
independently generated without any reference to any proprietary or confidential
information of the other party or its Group), and no receiving party shall (i)
use such information, except for the benefit of the other party's Group in
connection with the performance of this Agreement, the Distribution Agreement or
the Ancillary Agreements or (ii) disclose such information to any other person
or entity, except its employees, directors, officers, agents, auditors,
attorneys, financial advisors, bankers and other consultants and advisors who
need to know such information and who shall be advised of the obligations
contained in this Section 14 and be bound by them. Each receiving party shall be
deemed to have satisfied its obligation to hold confidential any information
concerning or owned by the other party or its Group if it exercises the same
care as it takes to preserve confidentiality for its own similar information.
The covenants in this Section 14 shall survive any termination of this Agreement
or of any obligation to provide services hereunder pursuant to Section 9 and
shall continue indefinitely; provided, however, that the covenants in this
Section 14 shall terminate with respect to any information not constituting a
trade secret under applicable law on the third anniversary of the first date on
which all obligations to provide services hereunder have terminated.

     15.  Conflicts Between this Agreement and an Exhibit.  If any provision of
an applicable Exhibit conflicts with a provision of this Agreement, the
provision of such Exhibit will control; provided, however, that in no event
shall the term for the provision of any service under this Agreement or an
Exhibit exceed two (2) years from the Effective Time.

     16.  Applicability to Group Members.  Equifax and PSI shall each cause the
members of their respective Groups to (i) comply with this Agreement and the
Exhibits hereto and (ii) perform the services described on the Exhibits hereto.
From time to time after the date hereof, Equifax and PSI may change which
member(s) of their respective Groups provide or receive services hereunder,
provided that such changes do not materially change the nature of the services
being provided.

     17.  Notices.  All notices and communications under this Agreement shall be
deemed to have been given (a) when received, if such notice or communication is
delivered by facsimile, hand delivery or overnight courier, and (b) three (3)
business days after mailing if such notice or communication is sent by United
States registered or certified mail, return receipt requested, first class
postage prepaid.  All notices and communications, to be effective, must be
properly addressed to the party to whom the same is directed at its address as
follows:

          If to Equifax, to:              Equifax Inc.
                                          1550 Peachtree Street, N.W.
                                          Atlanta, Georgia  30309
                                          Attention: Phillip J. Mazzilli
                                                     Chief Financial Officer
                                          Fax: (404) 885-8682

                                      -6-
<PAGE>

          with a copy to:                 Equifax Inc.
                                          1550 Peachtree Street
                                          Atlanta, Georgia  30309
                                          Attention: Kent E. Mast
                                                     General Counsel
                                          Fax: (404) 885-8988

          If to PSI, to:                  Equifax PS, Inc.
                                          --------------------------------------
                                          --------------------------------------
                                          Attention:  Bruce S. Richards
                                                      General Counsel
                                          Fax:
                                              ----------------------------------

          with a copy to:                 Equifax PS, Inc.
                                          --------------------------------------
                                          --------------------------------------
                                          Attention: Lee A. Kennedy
                                                     President and Chief
                                                     Executive Officer
                                          Fax:
                                              ----------------------------------

Either party may, by written notice delivered to the other party in accordance
with this Section 17, change the address to which delivery of any notice shall
thereafter be made.

     18.  Entire Agreement.  Except as set forth in the Data Purchase Agreement
and the Intellectual Property Agreement, each executed as of the date hereof by
the parties hereto, this Agreement, including all Exhibits hereto, supersedes
all prior negotiations, discussions, agreements and understandings between the
parties with respect to the subject matter hereof, and constitutes the entire
agreement of the parties hereto with respect to the matters contemplated herein.
All Exhibits attached hereto are by this reference made a part of this Agreement
and are incorporated herein.

     19.  Waiver.  The failure of either party at any time or times to enforce
or require performance of any provision hereof shall in no way operate as a
waiver or affect the right of such party at a later time to enforce the same.

     20.  Severability.  The provisions of this Agreement are severable and
should any provision hereof be void or unenforceable under any applicable law,
such provision shall not affect or invalidate any other provision of this
Agreement, which shall continue to govern the relative rights and duties of the
parties as though such void or unenforceable provision were not a part hereof.

     21.  Third Party Agreements.  Equifax and PSI recognize that certain
support services described on the Exhibits hereto are provided by third party
contractors under specific third party

                                      -7-
<PAGE>

agreements ("Third Party Agreements"). Equifax and PSI further recognize that
the Third Party Agreements may have been entered into by either Equifax or PSI
and that the other receives support services as a result of the Third Party
Agreements. Equifax and PSI shall (i) use their respective commercially
reasonable efforts to cause the third party providers to continue to provide the
support to the other under the terms of the Third Party Agreements as in effect
as of the Effective Time and (ii) if successful in causing third party providers
to provide support to the other party, pass through to the other party any
service levels to which Equifax or PSI is entitled under such Third Party
Agreements. In the event that a Third Party Agreement terminates prior to the
expiration of the term for the related services described on the applicable
Exhibit hereto, the parties shall use their reasonable commercial efforts to
secure an alternative method of making the services available to the recipient
of such services, which alternative has terms and results in economic benefits
and burdens to the parties which are substantially similar to those that exist
as of the date hereof.

     22.  Governing Law.  This Agreement shall be construed in accordance with,
and governed by, the laws of the State of Georgia, without regard to its
conflicts of law principles.  Notwithstanding the foregoing, if all of the
providers and recipients of services under a particular Exhibit are residents of
the same country (other than the United States), this Agreement shall be
construed in accordance with, and governed by, the laws of such country with
respect to such Exhibit only.

     23.  Counterparts.  This Agreement may be executed in separate
counterparts, each of which, when so executed, shall be deemed to be an original
and all of which, when taken together, shall constitute but one and the same
agreement.

     IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of
the date first above written.

                              EQUIFAX INC.

                              By:
                                    --------------------------------------
                              Name:
                                    --------------------------------------
                              Title:
                                    --------------------------------------

                              EQUIFAX PS, INC.

                              By:
                                    --------------------------------------
                              Name:
                                    --------------------------------------
                              Title:
                                    --------------------------------------

                                      -8-

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