Document:

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                               EXHIBIT 10.1

                 FORM INDEPENDENT CONTRACTORS AGREEMENT

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                    INDEPENDENT CONTRACTOR AGREEMENT

         THIS INDEPENDENT CONTRACTOR AGREEMENT (this "Agreement") is entered
into as of ____, ____, between iNetVersity., a California corporation,
("Company") and __________________________, an individual, ("Independent
Contractor") with reference to the following.

                               RECITALS

         A. The Company is engaged in the business of providing training and
education and related services.

         B. Independent Contractor wishes to provide certain services
necessary to assist the Company in its business.

         C. The Company desires to retain Independent Contractor to provide
certain services as more fully described herein.

                              AGREEMENT

         NOW, THEREFORE, in consideration of the foregoing premises, the
provisions set forth below and other good and valuable consideration, the
parties agree as follows.

         1.   ENGAGEMENT. The Company hereby engages Independent Contractor,
and Independent Contractor hereby agrees to hold himself available to render,
and to render at the request of the Company, services for the Company to the
best of his or her ability, upon the terms and conditions set forth herein.

         2.   SERVICES TO BE PERFORMED BY INDEPENDENT CONTRACTOR.

              a.  Independent Contractor shall be available to render, and
shall render at the request of the Company services for the Company, as more
particularly described in EXHIBIT "A," attached hereto and incorporated
herein by reference (the "Services").

              b.  Independent Contractor shall render the Services
conscientiously and shall devote his or her best efforts and abilities
thereto, in such manner, as the Company and Independent Contractor shall
mutually agree, it being acknowledged that Independent Contractor's Services
shall be non-exclusive and performed at such places and at such times as are
reasonably convenient to Independent Contractor and the Company.

         3.   COMPENSATION. Compensation for all Services rendered by
Independent Contractor shall be that set forth in EXHIBIT "A," attached
hereto and incorporated herein by this reference. All such compensation shall
be payable to Independent Contractor without withholding, including no
withholding for federal income, social security, or state income taxes.

         4.   TERMINATION. Either of Independent Contractor or the Company
may terminate this Agreement at any time upon five (5) days advance notice
provided, however, that such termination shall not effect or terminate
sections 6, 7, 9 and 10 hereof.

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         5.   INDEPENDENT CONTRACTOR. Independent Contractor is acting as an
independent contractor in performing the Services hereunder. The Company
shall carry no Workers' Compensation Insurance or any health or accident
insurance to cover Independent Contractor. The Company shall not pay any
contributions to Social Security, unemployment insurance, federal or state
withholding taxes, nor provide any other contributions or benefits which
might be expected in an employer/employee relationship. Independent
Contractor warrants that he or she will pay all required Worker's
Compensation Insurance, health or accident insurance to cover Independent
Contractor. Further, Independent Contractor warrants that he or she will pay
all Social Security, unemployment insurance, federal or state withholding
taxes and any other contributions or benefits required. Should the Company be
subsequently required to pay any of these contributions, Independent
Contractor agrees to indemnify the Company for the costs incurred, including
reasonable attorney's fees and accountant's fees, as well as the amount of
contributions required to be paid by the Company.

         6.   CONFIDENTIALITY. During the course of the Relationship between
the Company and Independent Contractor, Independent Contractor will be
exposed or otherwise have access to information and data which is
confidential or proprietary to the Company. Independent Contractor agrees
that all such information and data, including, without limitation, any
information or data pertaining to customers, clients, prospective customers
or clients, prospective customer lists, pricing lists, promotional material,
policies or procedures, designs, plans and/or schematics or samples, and
software (collectively, "Proprietary Information"), shall at all times be and
remain the sole and exclusive property of the Company, regardless of
modifications made by Independent Contractor. Independent Contractor shall
keep and maintain all Proprietary Information disclosed to Independent
Contractor, or otherwise in Independent Contractor's possession in connection
with or related to this Agreement, or which is learned or discovered in
relation to this Agreement, in complete confidence and will not disclose any
Proprietary Information to any other person or entity, nor use any
Proprietary Information for its own benefit or for the benefit of others
without the prior written consent of the Company. The Company retains for
itself exclusively, all proprietary rights in and to its Proprietary
Information developed, maintained, published, disclosed or sold by it or
Independent Contractor, including the exclusive right to modify or sell the
Proprietary Information. Upon the termination of this Agreement, Independent
Contractor shall return to the Company any and all Proprietary Information in
Independent Contractor's possession or control, together with all copies or
duplicates of such material.

         7.   NON-CIRCUMVENTION. Independent Contractor specifically agrees,
warrants, represents and covenants that he or she shall not in any way
whatsoever circumvent, or attempt to circumvent, the Company regarding the
ownership use or the Proprietary Information. Such agreement shall extend to
holding in confidence and not improperly circumventing the use of contacts
(whether they be potential joint venturers, customers, clients, investors, or
others who may have similar interests in assisting with the exploitation of
the Proprietary Information).

         8.   COVENANT NOT TO COMPETE. Independent Contractor covenants and
agrees that, at no time during the duration of this Agreement and for a
period of three years thereafter, will Independent Contractor engage in any
activity in competition with the business conducted by the Company,
including, without limitation, the Services or otherwise, that engages in
activities similar to or in competition with the Company, in the territory
described in EXHIBIT "B." As consideration for this covenant, 15% of all
consideration paid to Independent Contractor under this Agreement shall be
allocated to this covenant.

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         9.   INJUNCTIVE RELIEF. Independent Contractor acknowledges that the
Company will be irreparably harmed if Independent Contractor's obligations
under this Agreement are not specifically enforced and that the Company would
not have a remedy at law in the event of potential or certain violations by
Independent Contractor of its obligations under this Agreement. Therefore,
Independent Contractor agrees that the Company will be entitled to an
injunction or any appropriate degree of specific performance for any actual
or threatened violations or breaches by Independent Contractor, its employees
or agents, without the necessity of the Company showing actual damages or
that monetary damage does not afford an adequate remedy. Therefore, upon an
actual or impending violation of this Agreement, Independent Contractor
consents to issuance by the courts of the County of Orange, California or, or
any other court of competent jurisdiction, of a restraining order,
preliminary and special or permanent injunction, without bond, restraining or
enjoining such potential or certain violation by Independent Contractor or
any entity or person acting in concert with Independent Contractor.
Independent Contractor understands that such orders are additional to, and do
not limit the availability to the Company of any other remedy.

         10.  ENTIRE AGREEMENT. This Agreement constitutes the entire
understanding and agreement between Independent Contractor and the Company
with respect to the transactions contemplated herein and supersedes any and
all prior or contemporaneous oral or written communications with respect to
the subject matter hereof, all of which are merged herein. It is expressly
understood and agreed that, there being no expectations to the contrary
between the parties hereto, no usage of trade or other regular practice or
method of dealing between the parties hereto shall be used to modify,
interpret, supplement or alter in any manner the express terms of this
Agreement or any part hereof. This Agreement shall not be modified, amended
or in any way altered except by an instrument in writing signed by both of
the parties hereto.

         11.  CUMULATIVE REMEDIES. No remedy made available to Independent
Contractor or the Company by any of the provisions of this Agreement is
intended to be exclusive of any other remedy, and each and every remedy shall
be cumulative and shall be in addition to every other remedy given hereunder
or now or hereafter existing at law or in equity or by statute or otherwise.

         12.  WAIVER. No waiver of any provision of this Agreement or any
rights or obligations of either party hereunder shall be effective, except
pursuant to a written instrument signed by the party or parties waiving
compliance, and any such waiver shall be effective only in the specific
instance and for the specific purpose stated in such writing.

         13.  GOVERNING LAW; CHOICE OF FORUM. This Agreement shall be
interpreted in accordance with the internal laws of the State of California,
including all matters of construction, validity, performance and enforcement,
without giving any effect to any principles of conflict of laws. The parties
irrevocably consent to the jurisdiction of the courts in Orange County,
California.

         14.  SEVERABILITY. Each provision of this Agreement is intended to
be severable and if any term or provision herein is determined invalid or
unenforceable for any reason, such illegality or invalidity will not affect
the validity of the remainder of this Agreement and, wherever possible,
intent will be given to the invalid or unenforceable provision.

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         15.  INTERPRETATION. The language in all parts of this Agreement
will be in all cases construed simply according to its fair meaning and not
strictly for or against any party. Whenever the context requires, all words
used in the singular will be construed to have been used in the plural, and
vice versa, and each gender will include any other gender. The captions of
the sections of this Agreement are for convenience only and will not affect
the construction or interpretation of any of the provisions herein.

         16.  ATTORNEYS' FEES. If any arbitration, litigation, action, suit
or other proceeding is instituted to remedy, prevent or obtain relief from a
breach of this Agreement, in relation to a breach of this Agreement or
pertaining to a declaration of rights under this Agreement, the prevailing
party will recover all such party's attorneys' fees incurred in each and
every such action, suit or other proceeding, including any and all appeals or
petitions therefrom. As used in this Agreement, attorneys' fees will be
deemed to be the full and actual cost of any legal services actually
performed in connection with the matters involved, including those related to
any appeal or the enforcement of any judgment, calculated on the basis of the
usual fee charged by attorneys performing such services, and will not be
limited to "reasonable attorneys' fees" as defined in any statute or rule of
court.

         IN WITNESS WHEREOF, the parties hereto have executed this Agreement
as of the date first above written.

         "THE COMPANY"                         "INDEPENDENT CONTRACTOR"

iNetVersity
a California corporation

By:
   --------------------------------             ---------------------------

Its:
     ------------------------------

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                               EXHIBIT "A"

JOB DESCRIPTION:

DUTIES:

COMPENSATION:

                               EXHIBIT "B"

                                TERRITORY

         The California counties and cities listed below.

COUNTIES:

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                             EXHIBIT 10.2

                     WEB MAINTENANCE AGREEMENT FOR
                           RXALTERNATIVE.COM
                         DATED OCTOBER 25, 1999

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                     WEB SITE MAINTENANCE AGREEMENT

                         FOR RXALTERNATIVE.COM

         This Web Site Maintenance Agreement (this "Agreement") is made this
25th day of October, 1999, (the "Effective Date) by and between
iNetVisionz.com, Inc. (the "Developer") and RxAlternative.com, Inc. (the
"Customer").

                          A G R E E M E N T:

         1.   SERVICES TO BE RENDERED. The Developer will perform the web
site maintenance for the Customer as more particularly described in Exhibit
A, which is attached hereto and incorporated into this Agreement. All
services provided by the Developer to the Customer are defined as the
"Services," any and all resulting work product is the "Product," and any task
discretely listed on Exhibit A, attached hereto, is the "Task")

         2.   PAYMENT OF FEES. In consideration of the Services, the Customer
shall pay Developer, the fees (the "Fees") more particularly described in
Exhibit B, which is attached hereto and incorporated into this Agreement. The
Customer will purchase or advance all the expenses associated with
acquisition, setup, installation and hosting of the necessary software and
hardware for the maintenance of the Web Site.

         3.   INDEMNIFICATION.

              (a) INDEMNIFICATION BY CUSTOMER. The Customer agrees to
indemnify, defend and hold the Developer, it's owners and its agents,
officers, directors, lawyers, accountants, and employees, harmless from and
against any and all losses, claims, demands, damages, liabilities, costs and
expenses, including but not limited to reasonable attorneys' fees and the
costs of any legal action arising from Customer's web site(s) or Customer's
use of the Services. Such indemnification shall include, but not be limited
to, claims for libel, slander, infringement of copyright, theft of
misappropriation of intellectual property, or unauthorized use of any
trademark, trade name, or service mark.

              (b) INDEMNIFICATION BY DEVELOPER. Except as otherwise herein
provided, the Developer agrees to indemnify, defend and hold the Customer and
its agents, officers, directors, lawyers, and accountants harmless from and
against any and all losses, claims, demands, damages, liabilities, costs and
expenses, including but not limited to, reasonable attorneys' fees and costs
of any legal action (but excluding consequential damages) arising from the
Developer's gross negligence in the course of providing the Services under
this agreement. In no event will the Developer be liable for lost or damaged
data, loss of business, or anticipatory profits, or any other consequential
or incidental damages resulting from the use or operation of the Services or
the maintenance thereof.

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         4.   LIMITATION OF DAMAGES. The Developer will endeavor to provide
high quality Services and a high quality Product. However, the Developer is
not, and will not be responsible for any consequential or incidental damages
resulting from any malfunctioning of Customer's web site resulting form
Developer's Services, including, but not limited to, any interruptions of
service, or data loss (including lost transactions) regardless of whether
such damages arose from Developer's negligence. Although the Developer will
endeavor to safeguard any data provided by the Customer, the Customer agrees
that it is responsible for safeguarding its data, including maintaining
backup data sets.

         5.   TERMINATION OF AGREEMENT.

              (a) MATERIAL BREACH. If either party is in material breach this
Agreement, the non-breaching party may serve the breaching party with a
written notice specifying the material breach and requesting the breaching
party to cure it. If the breaching party fails to cure the material breach
within ten (10) days after its receipt of the notice, the non-breaching party
may terminate this Agreement by sending a written notice of termination to
the breaching party. The termination of this Agreement shall take effect
immediately on the receipt of such notice of termination by the breaching
party.

              (b) TERMINATION ABSENT A BREACH. Either party shall have the
ability to unilaterally terminate the Agreement by sending the other party a
written notice stating that it is terminating the Agreement. The termination
of this agreement shall take effect sixty (60) days following the other
party's receipt of this notice. This sub-paragraph shall not apply to any
termination arising from a material breach.

              (c) EFFECT OF TERMINATION. On any termination of this Agreement
pursuant to this paragraph, the Developer may immediately cease providing
Services to the Customer, and neither party shall have any further obligation
to the other under the Agreement, provided that neither party shall be
relieved from any obligations or liabilities arising under the Agreement
prior to its termination.

         6.   WARRANTIES; LIMITATIONS ON LIABILITY. THE DEVELOPER MAKES NO
WARRANTY, REPRESENTATION, OR PROMISE NOT EXPRESSLY SET FORTH IN THIS
AGREEMENT. EXCEPT AS OTHERWISE EXPRESSLY SET FORTH HEREIN THE SERVICES ARE
PROVIDED "AS IS." THE DEVELOPER DISCLAIMS AND EXCLUDES ANY AND ALL IMPLIED
WARRANTIES OF MERCHANTABILITY, TITLE AND FITNESS OF THE SERVICES FOR A
PARTICULAR PURPOSE. THE DEVELOPER DOES NOT WARRANT THAT THE SERVICES OR
RELATED MATERIALS WILL SATISFY CUSTOMER'S REQUIREMENTS OR THAT THE SERVICES
AND RELATED SERVICES WILL BE WITHOUT DEFECT OR ERROR.

         7.   ENTIRE AGREEMENT. This Agreement supersedes all previous
agreements between the parties, contains the entire understanding between the
parties, and may not be changed, except in writing, duly executed by each of
the parties.

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         8.   INDEPENDENT CONTRACTOR. The Developer is an independent
contractor relative to the Customer and nothing contained herein shall be
deemed to create a partnership or agency relationship.

         9.   ASSIGNMENT. This agreement may not be assigned without the
express written consent of the non-assigning party.

         10.  NOTICES. All notices required by this Agreement shall be in
writing and sent by Facsimile, Electronic Mail, Federal Express, or U.S.
Mail, Return Receipt Requested as provided below. Such notice shall be
sufficient for the purposes of this Agreement only if sent to the party's
"Address for Service" as listed below. Such Address for Service may be
changed by any party by serving notice (in compliance with the paragraph) on
the other party. No notice sent by facsimile shall be sufficient without a
confirmation receipt. No notice sent by electronic mail shall be sufficient
unless sent to an address included in the recipient's Address for Service and
acknowledged by a human-generated response.

Developer's Address for Service:

         Address:          Attn:  Meenaz Hudani
                           19951 Mariner Ave., Suite 100
                           Torrance, CA 90503

         Fax:              (310) 370-2205
         E-mail:  hudanim@inetversity.com

Customer's Address for Service:

         Address:          Attn:  David Lafaille
                           864 S. Robertson Blvd., Suite 211
                           Los Angeles, California 90035

         Fax:              (310) 854-9092
         E-mail:  pkampman@rxalternatives.com

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         11.  DISPUTE RESOLUTION. If a dispute or claim shall arise with
respect to any of the terms or provisions of this Agreement, then either
party may, by notice as herein provided, require that the dispute be
submitted under the Commercial Arbitration Rules of the American Arbitration
Association to an arbitrator in good standing with the American Arbitration
Association within fifteen (15) days after such notice is given. Any such
arbitrator so selected is to be mutually acceptable to both parties. If both
parties are unable to agree upon a single arbitrator, each party shall
appoint one (1) arbitrator. If either party does not appoint an arbitrator
within five (5) days after the other party has given notice of the name of
its arbitrator, the single arbitrator appointed by the party giving notice
shall be the sole arbitrator and such arbitrator's decision shall be binding
upon both parties. If two (2) arbitrators are appointed, these two (2)
arbitrators shall appoint a third arbitrator who shall proceed to resolve the
question. The written decision of the single arbitrator ultimately appointed
by or for both parties shall be binding and conclusive on the parties.
Judgment may be entered on such written decision by the single arbitrator in
any court having jurisdiction and the parties consent to the jurisdiction of
Orange County, California for this purpose. Any arbitration undertaken
pursuant to the terms of this section shall occur in Orange County,
California.

         12.  ATTORNEYS' FEES. In the event of any legal, equitable or
administrative action or proceeding brought by any party against another
party under this Agreement, the prevailing party shall be entitled to recover
the reasonable fees of its attorneys and any costs incurred in such action or
proceeding including costs of appeal, if any, in such amount that the court
or administrative body having jurisdiction over such action may award.

         13.  GOVERNING LAW. This Agreement will be construed and enforced in
accordance with, and governed by, the laws of the State of California in the
United States of America without giving effect to any conflict of laws
principles. The parties hereby consent to the personal jurisdiction of the
courts of the County of Orange, California, and waive any rights to change
venue.

         14.  CURRENCY DENOMINATIONS. All currency denominations are in
United States dollars.

                       SIGNATURE PAGE FOLLOWS

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         IN WITNESS WHEREOF, the parties hereto have caused this Agreement to
be duly executed and delivered as of the date first written above.

The Developer

INETVISIONZ.COM, INC.

By: /s/ N. Khan
    ----------------------------
Its: President/CEO
     ---------------------------

The Customer

RxAlternative.com, Inc.

By: /s/ David Lafaille
    ---------------------------
     David Lafaille
     President/CEO

                                EXHIBIT A

                                SERVICES

         The Developer shall provide maintenance services for the Customer's
web site, http://www.rxalternative.com, as follows:

         1. Database Maintenance. The Developer will re-index the database
and making Minor Modifications (as defined below) to the database structures
as needed. ("Minor Modifications" are defined as adding not more than four
fields and not more than two tables to the database in any one month. Any
other modifications are outside the scope of this Agreement).

         2. Technical Support. From 8:00 AM to 11:00 PM Pacific Standard (or
Daylight) Time excluding weekends and Holidays (as defined below), the
Developer will be available to provide technical support by telephone and
e-mail. ("Holidays" include New Year's Day, Presidents' Day, Easter, Memorial
Day, Independence Day, Labor Day, Thanksgiving Day, the day after
Thanksgiving, and Christmas Day.) On weekends and Holidays, designated
employees of the Developer will be available to be paged by the Customer for
Emergencies (as defined below). (An "Emergency" is defined as the failure of
a major component of the Web Site that prevents users from purchasing any
products, or preventing users from accessing a substantial portion of the Web
Site's content.)

         3. During emergencies and critical updates, the Developer's
designated Network Administrators will be available for troubleshooting on
site of the Customer. (An "Emergency" is defined as the failure of a major
component of the Web Site that prevents users from

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purchasing any products, or preventing users from accessing a substantial
portion of the Web Site's content. "Critical update" is a crucial security or
other software patch provided by the original software vendor or legislated
by the government authorities. "Substantial portion of the Web Site" being
defined as no less than forty percent (40%) of the Web site content.)

         4. Updates/Changes. The Developer will make any requested updates or
changes to existing components of the Web Site. The Developer will use best
efforts to respond to requests by the Customer to update or change the Web
Site within twenty-four (24) hours, acknowledging receipt of the request and
providing an estimated time-frame within which the Customer should expect the
request will be fulfilled. The Customer agrees that adding any new components
is outside the scope of this Agreement.

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                                EXHIBIT B

                                  FEES

         In consideration of the Services, the Customer shall pay Developer
Fees in the amount of Ten Thousand Dollars ($10,000) per month, starting
first (1) date of January, year two thousand A.D. (2000), for the first forty
(40) "man hours" of Services provided by the Developer. For any Services
rendered in excess of these initial forty (40) hours each month, the Customer
shall pay Two Hundred Dollars for each additional "man hour," rounded to the
nearest hour.

         The Customer will purchase or advance all the expenses associated
with acquisition, setup, installation and hosting of the necessary software
and hardware for the maintenance of the Web Site.

         The Developer shall mail the Customer an invoice for each month and
the Fees listed on such invoice shall be paid by the Customer within thirty
(30) days of its receipt of the invoice.

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