Document:

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                                                                   EXHIBIT 10.40

                        TITLE PLANT MANAGEMENT AGREEMENT

This TITLE PLANT MANAGEMENT AGREEMENT (this "Agreement") dated as of May 17,
2005 is entered into between PROPERTY INSIGHT, LLC, a California limited
liability company with its principal place of business at 601 Riverside Avenue,
Jacksonville, FL 32204 ("PI"); and TICOR TITLE INSURANCE COMPANY OF FLORIDA
(formerly known as American Pioneer Title Insurance Company), a
Florida-domiciled title insurance company with its principal place of business
at 601 Riverside Avenue, Jacksonville, FL 32204 ("TICOR-FL").

                                   WITNESSETH:

     WHEREAS, TICOR-FL is a direct or indirect subsidiary of Fidelity National
Financial, Inc., a Delaware corporation ("FNF"); and

     WHEREAS, PI is a direct or indirect subsidiary of Fidelity National
Information Services, a Delaware corporation ("FNIS"); and

     WHEREAS, TICOR-FL is engaged in the title insurance business, including
searching and examining titles to real property, and issuing or causing to be
issued policies of title insurance insuring interests in real property; and

     WHEREAS, in connection with its business, TICOR-FL is the owner of several
'title plants', with each title plant consisting of a collection of data,
images, and/or indices, including indices of land records and copies of Official
Records, and other materials and databases, relating to a particular geographic
area; and

     WHEREAS, certain of the title plants owned by TICOR-FL are more
particularly described on the applicable schedule relating to such title plant
attached to EXHIBIT A (the "Title Plants"); and

     WHEREAS, TICOR-FL desires to retain PI to provide the management, sales and
other services (as more fully described herein and on EXHIBIT B) for each of the
Title Plants, as well as for the systems, intellectual property and software
used by TICOR-FL in connection with the Title Plants; and PI is willing to
provide such services, subject to the terms and conditions set forth herein, as
of the Effective Date (as defined in Section 10.12); and

     WHEREAS, as permitted by the terms and conditions of this Agreement, it is
anticipated that from time to time PI will introduce TICOR-FL to third parties
who desire to access one or more of the Title Plants (including competitors of
TICOR-FL);

     NOW, THEREFORE, in consideration of the mutual covenants and promises
contained herein, and for other good and valuable consideration, the receipt and
sufficiency of which is hereby acknowledged, the parties, intending to be
legally bound hereby, agree as follows:

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                                   ARTICLE I.
             RETENTION FOR MANAGEMENT SERVICES; PAYMENT FOR SERVICES

     Section 1.01 Retention of PI. As of the Effective Date, TICOR-FL hereby
retains PI to provide the services described in Section 2.01 (the "Services")
and on EXHIBIT B for the benefit of the Title Plants described in EXHIBIT A; and
PI hereby accepts such retention as to each of the Title Plants that are
described in EXHIBIT A, all in accordance with the terms and conditions of this
Agreement. Without limiting the foregoing, the parties acknowledge that PI may
use employees, independent contractors or consultants to provide the Services.

     Section 1.02 Payment for Management Services. So long as this Agreement is
in effect and PI is providing the management and maintenance services described
in Section 2.01 and EXHIBIT B, then on or before the 15th day of each calendar
month, TICOR-FL shall pay to PI a management fee equal to 20% of the actual
costs incurred by TICOR-FL in the updating of the Title Plants, purging of the
title records, and maintaining and processing of the Title Plants, including
without limitation their related systems, intellectual property and software,
during the immediately preceding calendar month. Without limiting the foregoing,
the parties agree that the minimum monthly management fees payable hereunder
shall be not less than $100,000 per month, and to the extent that management
fees for any calendar month are less than $100,000, then TICOR-FL shall pay to
PI $100,000 for such month's management fee.

     Section 1.03 Commissions from Sales to Third Party Customers. For so long
as this Agreement is in effect, PI shall be paid a commission of 7.5% per annum
on the aggregate gross revenues received by TICOR-FL from all Title Plant access
fees paid by Third Party Customers that become customers of TICOR-FL through the
sales efforts of PI, as contemplated by Section 2.01(c) (as so calculated, the
"Commission"). In addition, if this Agreement is terminated pursuant to Sections
8.01(b) or (j), then PI shall continue to be paid the Commission (calculated on
the then aggregate gross revenues from such Title Plant access fees) during the
2-year period immediately following the effective date of such termination.
Commission payments hereunder shall be made on or before the 25th day of each
calendar month for the aggregate gross revenues received by TICOR-FL from all
Title Plant access fees paid by such Third Party Customers during the
immediately preceding calendar month.

     Section 1.04 Payments in General. All payments hereunder shall be in
immediately available funds in lawful US currency. PI shall provide TICOR-FL
with wire transfer or other payment instructions for the management fee and/or
commissions (including the Commissions).

                                   ARTICLE II.
                                  THE SERVICES

     Section 2.01 PI Services. During the term of this Agreement, and subject to
the terms and conditions hereof, PI shall provide (or cause to be provided) all
of the services described in this Section 2.01 and more particularly specified
on EXHIBIT B; provided, however, that nothing contained herein shall obligate PI
to maintain, or otherwise cause PI to have responsibility or liability for the
maintenance of, the Title Plants, it being understood that PI's Services
hereunder are limited to managing the Title Plant Employees (as hereinafter
defined) and maintaining the Title Plant Equipment (as hereinafter defined) in
accordance with the terms and conditions of

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this Agreement. Without limiting or expanding the foregoing and as a
non-contractual commitment, the parties acknowledge that (i) the management
objective of these services is to maintain each of the Title Plants in such a
manner that it will be current, accurate and accessible according to industry
standards, so as to provide title data for the geographic areas covered by the
Title Plants, and (ii) the title plant updating and maintenance services being
provided by the former Aptitude Solutions Division of TICOR-FL (the "Division")
as of the Effective Date are of a nature and quality that satisfies these
objectives.

     (a) Managing Title Plant Employees and Title Plant Maintenance Process. PI
agrees to oversee and supervise (x) all of the TICOR-FL employees whose job
descriptions and functions relate primarily to the updating of the Title Plants,
purging the title records, and maintenance of the title plants (individually, a
"Title Plant Employee" and collectively, the "Title Plant Employees"), and (y)
the title plant updating, title records purging and title data maintenance
process (the "Title Plant Maintenance Process"), such oversight and supervision
to be as more fully described on EXHIBIT B, including without limitation the
management of TICOR-FL's computer and database systems, the creation of
back-up/disaster recovery procedures and sites, and implementation of
appropriate architecture. PI shall monitor and oversee the Title Plant
Maintenance Process, with the objective of making and keeping it functioning
properly and efficiently. It is understood by the parties that the services to
be provided hereunder include (but are not limited to) infrastructure planning
and implementation work by PI for TICOR-FL. It is anticipated that PI may make
recommendations to TICOR-FL from time to time as to improvements or additional
processes to be included in the Title Plant Maintenance Process, which
recommendation will be considered by TICOR-FL.

     (b) Management and Maintenance of Current Equipment and Software. During
the term of this Agreement, PI shall be responsible for managing and maintaining
the computer hardware and software systems and other intellectual property
utilized by TICOR-FL in its title plant business, including, without limitation,
all telephone and communication equipment (such as routers, servers, etc.)
utilized by TICOR-FL (collectively, the "Title Plant Equipment"). PI shall
maintain the Title Plant Equipment in the same condition (ordinary wear and tear
excepted) and to the same quality standards as was applicable to the Title Plant
Equipment during the 6-month period immediately prior to the date of this
Agreement. Without limiting the services to be provided herein, PI acknowledges
that, unless otherwise provided in this Agreement or agreed in writing by the
parties, PI has no ownership right, title or interest in the Title Plant
Equipment, including any and all source code, object code and/or compiled code
that may be used in connection with constructing, processing, extracting or
manipulating the Title Plants.

     (c) Sales and Solicitation of Third Party Title Plant Customers. So long as
this Agreement is in effect, TICOR-FL hereby appoints PI as its exclusive sales
agent to identify and solicit third parties (including competitors of TICOR-FL)
who may have an interest in accessing the Title Plants ("Title Plant
Customers"). Subject to the provisions and limitations set forth herein, PI may
use all reasonable business means to solicit Title Plant Customers. PI shall be
compensated for its sales and solicitation efforts through payment of
Commissions as more fully described in Section 1.03.

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     Section 2.02 Obligations of TICOR-FL.

          (i) Exclusive Use of PI Services. With respect to the Services
     hereunder that PI will provide to TICOR-FL as of the Effective Date,
     TICOR-FL (for itself, including any businesses that become part of TICOR-FL
     from time to time) agrees to use PI exclusively for Services for the Title
     Plants at all times during the applicable term of this Agreement, subject
     in all cases to the termination provisions set forth in Article VIII.
     Without limiting the foregoing, TICOR-FL agrees that PI shall be the
     exclusive representative and sales agent of TICOR-FL to third parties
     interested in obtaining access to TICOR-FL's title plants, and TICOR-FL
     agrees to use reasonable business efforts to cooperate with PI in such
     sales efforts.

          (ii) Other Service Arrangements. In addition, TICOR-FL agrees that, so
     long as Services are being provided to it hereunder, to the extent that (A)
     TICOR-FL determines to enter into a service arrangement with any other
     party (other than a direct subsidiary of TICOR-FL) to manage any other
     title plants that are currently owned or may hereafter be acquired by
     TICOR-FL, and (B) the service levels and pricing (including royalties)
     offered by PI for such title plant management services are as good as or
     better than the service levels and pricing offered by such other party, if
     requested by PI, TICOR-FL agrees to obtain such services from PI
     exclusively. If the service levels or pricing terms offered by PI for title
     plant management services for additional title plants pursuant to this
     Section 2.03(a) are not as good or better than those offered by the other
     applicable party and if TICOR-FL has otherwise complied with the provisions
     of this Section 2.03(a), then nothing contained herein shall restrict or
     limit the ability of TICOR-FL to enter into any service arrangement with
     another party to manage, update or maintain its title plants.

                                  ARTICLE III.
                        PERFORMANCE OF SERVICES GENERALLY

     Section 3.01 Performance of Services. PI and TICOR-FL shall perform their
respective obligations hereunder with the same degree of care, skill, and
prudence customarily exercised for their own operations, it being understood and
agreed that, unless and until otherwise agreed by TICOR-FL, the Services
provided to TICOR-FL will be of a nature and quality reasonably comparable to
the Services performed by the Division during the fiscal year immediately prior
to the execution of this Agreement.

     Section 3.02 Use of Services. The parties agree to perform and use the
Services in accordance with all applicable federal, state, and local laws,
rules, regulations, and tariffs and in accordance with reasonable conditions,
rules, regulations and specifications which are or may be set forth in any
manuals, materials, documents, or instructions from the other parties, as
applicable. Each party reserves the right to take all actions in order to ensure
that the Services are provided in accordance with any applicable laws, rules,
regulations, and tariffs.

     Section 3.03 Authority. Except as otherwise expressly provided herein, each
party to this Agreement will retain discretion, control, and management over its
respective business, including, without limitation, (i) oversight and
management, (ii) formulation and implementation

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of policy decisions, (iii) supervision of the employment of personnel, and (iv)
payment of all financial obligations.

     Section 3.04 Working Committee. Within 10 days following the effectiveness
of this Agreement, the parties shall establish a title plant working committee
who shall be empowered and authorized to work together to mutually agree to
adjust and/or refine (including additions or deletions) the specific services to
be provided hereunder, and whose members shall include one representative from
each of the parties to this Agreement. The working committee shall meet from
time to time as necessitated by the operation of this Agreement.

     Section 3.05 Officers and Directors. Nothing herein shall be construed to
restrict the officers and directors of PI or TICOR-FL in the performance of
their respective duties or limit the exercise of their powers as prescribed by
law or otherwise.

                                  ARTICLE IV.
              LIMITED LICENSE OF TITLE PLANTS AND RELATED SOFTWARE

     Section 4.01 License to Use Title Plant Assets and Software.

     (a) Grant of Title Plant License. Solely to the extent necessary in
connection with the performance of the Services hereunder, TICOR-FL hereby
grants to PI, a limited, revocable, terminable, non-transferable, and
nonexclusive worldwide license (the "Title Plant License") to use, exploit, sell
services from, operate, display, copy (for internal use only), and access the
Title Plants and the Title Plant Equipment, but without any right to copy,
reproduce or sublicense.

     (b) Grant of Software License. Solely to the extent necessary in connection
with the performance of the Services hereunder, TICOR-FL hereby grants to PI, a
limited, revocable, terminable, non-transferable, and nonexclusive worldwide
license (the "Software License") to use, exploit, sell services from, operate,
display and access all of the software, software programs, and software systems
that are currently used by TICOR-FL, either directly or through the Division
(the "Software"), as more fully identified on EXHIBIT A, but without any right
to copy, reproduce or sublicense. All right, title and interest, including
copyright, in the derivative works created by or at the direction of PI, as
between PI and TICOR-FL, shall be owned by PI.

     Section 4.02 Limitation of License. The parties acknowledge that, as to
each of the Title Plants and the Software, no right of ownership therein is
transferred to PI by the terms of this Agreement. As between the parties hereto,
TICOR-FL retains ownership of and all rights of any kind whatsoever in the Title
Plants and the Software, including without limitation, rights in data
structures, data, written documentation, and all other attributes of any kind,
whether such rights are granted by the law of the United States or any state in
the United States, including common law, the law of any other national or
international jurisdiction, or by international treaty or convention.

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                                   ARTICLE V.
                                 CONFIDENTIALITY

     Section 5.01 Confidential Treatment. Each party hereto may from time to
time be provided with or have access to information that is confidential and
proprietary to the other party hereto. Accordingly, each party agrees that (i)
it will not reveal such information or any of it, that is not otherwise
generally available to the public, to a third party without the prior written
consent of the other party, except as may be permitted by the grant of the
sublicensing rights described above or as required by law or as necessary to
perform obligations or enforce rights hereunder; (ii) that such information will
be distributed only to those of its own employees and officers and agents who
have a reasonable need for it in order to carry out the purposes of and exercise
its rights under this Agreement; (iii) that such information will not be used in
any manner except for the purpose provided; and (iv) that upon termination of
this Agreement, all documents containing such confidential or proprietary
information upon request will be returned promptly to the party to which such
information belongs. Each party shall take such steps as are reasonably
necessary to protect the confidential or proprietary information of the other.
For purposes hereof, confidential or proprietary information shall include,
among other things, customer lists and other customer information, and
financial, technical, and business information relating to one party and
provided by such party to the other, including without limitation any of the
Title Plants, and the Proprietary Systems.

                                  ARTICLE VI.
                             RELATIONSHIP OF PARTIES

     Section 6.01 Independent Contractors. Each of the parties hereto is an
independent contractor acting for its own account and is not authorized to make
any commitment or representation on the other's behalf unless authorized in
writing.

     Section 6.02 Competition. None of the parties shall have a duty to the
other party to refrain from engaging in the business of providing services
similar or identical to the business of the other party, nor shall either party
have a duty to the other party to refrain from engaging in the business of
providing services similar or identical to the Services hereunder to third
parties.

                                  ARTICLE VII.
                     DISCLAIMER AND LIMITATIONS OF LIABILITY

     Section 7.01 Limitations of Liability. THE LIABILITY OF EITHER PARTY FOR A
CLAIM ASSERTED BY THE OTHER PARTY BASED ON A BREACH OF ANY COVENANT UNDER,
AGREEMENT IN, OR UNDERTAKING REQUIRED BY, THIS AGREEMENT SHALL NOT EXCEED, IN
THE AGGREGATE, AN AMOUNT EQUAL TO THE "MAXIMUM LIABILITY AMOUNT" (AS HEREINAFTER
DEFINED) CALCULATED FOR THE FISCAL YEAR (SUBJECT TO THE LAST TWO SENTENCES OF
THIS SECTION) IMMEDIATELY PRIOR TO THE YEAR IN WHICH SUCH LIABILITY ARISES;
PROVIDED THAT THE MAXIMUM LIABILITY AMOUNT SHALL NOT BE APPLICABLE IN RESPECT OF
ANY CLAIMS BASED ON A PARTY'S (i) GROSS NEGLIGENCE, (ii) WILLFUL MISCONDUCT,
(iii) IMPROPER USE OR DISCLOSURE OF CONFIDENTIAL INFORMATION, (iv) VIOLATIONS OF
LAW, OR (v) INFRINGEMENT

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OF INTELLECTUAL PROPERTY RIGHTS OF A PERSON OR ENTITY WHO IS NOT A PARTY HERETO
OR THE SUBSIDIARY OF A PARTY HERETO. For purposes hereof, "Maximum Liability
Amount" means, for any fiscal year, the amount equal to 4% of the aggregate
annual gross amount of fees and commissions (including the Commissions) that PI
received from TICOR-FL pursuant to this Agreement in the immediately preceding
calendar year. In the event that liability hereunder shall arise during the
first 2 calendar years after the effectiveness of this Agreement, for purposes
of calculating the Maximum Liability Amount, the aggregate annual gross amount
of fees and commissions that PI received from TICOR-FL for such year shall be
equal to the product of (x) the average monthly gross amount of fees and
commissions (including the Commissions) that PI received from TICOR-FL for the
entire period immediately prior to the date on which such liability arises,
multiplied by (y) 12.

     Section 7.02 Disclaimer of Liability. NONE OF THE PARTIES HERETO SHALL BE
LIABLE TO THE OTHER PARTY FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR
CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF
BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION OR OTHER
PECUNIARY LOSSES, OR DAMAGES ARISING OUT OF LITIGATION OR GOVERNMENTAL
INVESTIGATION, OR ARISING FROM THIS AGREEMENT OR THE USE OR INABILITY TO USE ANY
OF THE TITLE PLANTS, EVEN IF ADVISED OF THE POSSIBILITY THEREOF, WHETHER
FORESEEN OR UNFORESEEN, FORESEEABLE OR UNFORESEEABLE. THE FOREGOING LIMITATIONS
OF LIABILITY SHALL APPLY REGARDLESS OF THE CAUSE OF ACTION UNDER WHICH SUCH
DAMAGES ARE SOUGHT, INCLUDING, WITHOUT LIMITATION, BREACH OF CONTRACT,
NEGLIGENCE, STRICT LIABILITY, OR OTHER TORT.

                                 ARTICLE VIII.
                              TERM AND TERMINATION

     Section 8.01 Term and Termination. Unless sooner terminated in accordance
with the provisions hereof, this Agreement shall continue in effect. The
obligation to provide Services under this Agreement may be terminated by any of
the following means (it being understood that, notwithstanding any termination
of the obligation to provide the Services, the Licenses may be terminated only
as provided in Section 8.02):

     (a) at any time by mutual agreement of the parties hereto, in which event
the obligation to provide Services under this Agreement shall terminate as of
the date specified by the parties;

     (b) at any time by PI, if TICOR-FL breaches any material warranty or fails
to perform any material obligation hereunder, and such breach is not remedied
within 30 days after written notice thereof to TICOR-FL that is in default, in
which event the obligation to provide Services under this Agreement shall
terminate on the 20th business day following the expiration of such 30-day cure
period; provided that if the breach or default is of a nature that it cannot
reasonably be cured within a 30-day period and TICOR-FL is actively pursuing a
cure in good faith, then no default shall be deemed to have occurred so long as
the default is cured as

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promptly as reasonably possible and in any event prior to the first anniversary
of the occurrence of such default;

     (c) at any time by TICOR-FL, if PI breaches any material warranty or fails
to perform any material Service obligation owing hereunder, and such breach is
not remedied within 30 days after written notice thereof to PI, in which event
the obligation to provide Services under this Agreement shall terminate on the
20th business day following the expiration of such 30-day cure period; provided
that if the breach or default is of a nature that it cannot reasonably be cured
within a 30-day period and PI is actively pursuing a cure in good faith, then no
default shall be deemed to have occurred so long as the default is cured as
promptly as reasonably possible and in any event prior to the first anniversary
of the occurrence of such default;

     (d) by PI, upon 12 months' prior written notice to TICOR-FL, if TICOR-FL
shall admit in writing its inability to, or be generally unable to, pay its
debts as such debts become due, or shall (1) apply for or consent to the
appointment of, or the taking of possession by, a receiver, custodian, trustee,
examiner or liquidator of itself or of all or a substantial part of its property
or assets, (2) make a general assignment for the benefit of its creditors, (3)
commence a voluntary case under the federal Bankruptcy Code, (4) file a petition
seeking to take advantage of any other law relating to bankruptcy, insolvency,
reorganization, liquidation, dissolution, arrangement or winding-up, or
composition or readjustment of debts, (5) fail to controvert in a timely and
appropriate manner, or acquiesce in writing to, any petition filed against it in
an involuntary case under the Bankruptcy Code or (6) take any company action for
the purpose of effecting any of the foregoing, in which event the obligation to
provide Services under this Agreement shall terminate immediately;

     (e) at any time by TICOR-FL, if PI shall admit in writing its inability to,
or be generally unable to, pay its debts as such debts become due, or shall (1)
apply for or consent to the appointment of, or the taking of possession by, a
receiver, custodian, trustee, examiner or liquidator of itself or of all or a
substantial part of its property or assets, (2) make a general assignment for
the benefit of its creditors, (3) commence a voluntary case under the federal
Bankruptcy Code, (4) file a petition seeking to take advantage of any other law
relating to bankruptcy, insolvency, reorganization, liquidation, dissolution,
arrangement or winding-up, or composition or readjustment of debts, (5) fail to
controvert in a timely and appropriate manner, or acquiesce in writing to, any
petition filed against it in an involuntary case under the Bankruptcy Code or
(6) take any company action for the purpose of effecting any of the foregoing,
in which event the obligation to provide Services under this Agreement shall
terminate immediately;

     (f) by the receiver, rehabilitator, liquidator or similar individual or
entity that is acting on behalf of TICOR-FL, its policyholders, or the Office of
Insurance Regulation of the State of Florida, upon 12 months' prior written
notice to PI, if TICOR-FL shall (1) apply for or consent to the appointment of,
or the taking of possession by, a receiver, custodian, trustee, examiner or
liquidator of itself or of all or a substantial part of its property or assets,
or (2) file a petition seeking to take advantage of any other law relating to
bankruptcy, insolvency, reorganization, liquidation, dissolution, arrangement or
winding-up, or composition or readjustment of debts;

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     (g) by PI, upon 5 years' prior written notice to TICOR-FL, which notice may
not be delivered prior to the 5th anniversary of the Effective Date;

     (h) by TICOR-FL, upon 5 years' prior written notice to PI, which notice may
not be delivered prior to the 5th anniversary of the Effective Date;

     (i) at any time by TICOR-FL if there has been a change in control of PI; it
being understood, that for purposes of this provision, "change of control" means
a reorganization, merger, share (or LLC ownership interest) exchange or
consolidation, or sale or other disposition of more than 50% of the LLC
ownership interests in, or all or substantially all of the assets or business
of, PI, other than a transaction in which no person or entity, other than FNIS
or an entity controlled by FNIS, will have beneficial ownership, directly or
indirectly, of 50% or more of the LLC ownership interests of PI or of the power
to appoint the LLC manager(s) or vote in the election of directors; or

     (j) by TICOR-FL, upon 6 months' prior written notice to PI, if there has
been a change in control of TICOR-FL; it being understood, that for purposes of
this provision, "change of control" means a reorganization, merger, share
exchange or consolidation, or sale or other disposition of more than 50% of the
voting capital stock in, or all or substantially all of the assets or business
of, TICOR-FL, other than a transaction in which no person or entity, other than
FNF or an entity controlled by FNF, will have beneficial ownership, directly or
indirectly, of 50% or more of the voting capital stock of TICOR-FL or of the
power to vote the election of directors.

     Section 8.02 Effect of Termination.

     (a) Services and Licenses. Upon termination of the obligation to provide
Services or as to PI under this Agreement pursuant to Section 8.01 (the date on
which the termination of the obligation to provide Services under this Agreement
is effective being the "Service Termination Date"), then the obligations of the
terminating or terminated party hereunder (except to the extent set forth in
Section 8.03) shall immediately cease; and the Licenses granted to PI pursuant
to Article IV shall terminate, provided that, notwithstanding the Service
Termination Date, Commission payments shall continue to be due and owing as
provided in Section 1.03; it being understood that after the Service Termination
Date, PI shall not solicit on behalf of TICOR-FL for any additional Third Party
Customers for access to any of the Title Plants; provided, however, that if the
termination is pursuant to Section 8.01(a), then the Licenses granted to PI
pursuant to Article IV shall be effective or shall terminate as per the
agreement of the parties in connection with such termination.

     (b) Return of Title Plants Records. If the obligation to provide Services
under this Agreement has been terminated then, within 2 business days of the
date on which such termination is effective, PI shall return to TICOR-FL all
copies of the books and records and other information (including all title
plants and software), if any, obtained or made available to PI during the course
of its services under this Agreement.

     Section 8.03 Survival. Notwithstanding anything to the contrary in this
Agreement, Section 1.03 (Commissions), Article IV (License of Title Plants and
Related Software), Article V

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(Confidentiality), Article VII (Disclaimer and Limitations of Liability) and
this Article VIII (Term and Termination) shall survive the expiration or
termination of this Agreement.

                                  ARTICLE IX.
                               DISPUTE RESOLUTION

     Section 9.01 Amicable Resolution. The parties mutually desire that friendly
collaboration will continue between them. Accordingly, they will try to resolve
in an amicable manner all disagreements and misunderstandings connected with
their respective rights and obligations under this Agreement, including any
amendments hereto. In furtherance thereof, in the event of any dispute or
disagreement (a "Dispute") between the parties in connection with this Agreement
(including, without limitation, any use of the Licenses or the termination of
the licenses granted hereby), then the Dispute, upon written request of either
party, will be referred for resolution to the Division Presidents of the
parties, who will have ten (10) days to resolve such Dispute.

     Section 9.02 Mediation. In the event any Dispute cannot be resolved in a
friendly manner as set forth in Section 9.01, the parties intend that such
Dispute be resolved by mediation. If the Division Presidents of the parties are
unable to resolve the Dispute as contemplated by Section 9.01, either party may
demand mediation of the Dispute by written notice to the other parties in which
case the parties will select a single mediator within ten (10) days after the
demand. No party may unreasonably withhold consent to the selection of the
mediator. Each party will bear its own costs of mediation but the parties will
share the costs of the mediator 50/50. The mediator will have twenty (20) days
from the date of referral to resolve any Dispute.

     Section 9.03 Arbitration. In the event that the Dispute is not resolved
pursuant to Section 9.01 or through mediation pursuant to Section 9.02, the
latter within thirty (30) days of the submission of the Dispute to mediation,
either party may submit the dispute to binding arbitration pursuant to this
Section 9.03. All Disputes submitted to arbitration pursuant to this Section
9.03 shall be resolved in accordance with the Commercial Arbitration Rules of
the American Arbitration Association, unless the parties involved mutually agree
to utilize an alternate set of rules, in which event all references herein to
the American Arbitration Association shall be deemed modified accordingly.
Expedited rules shall apply regardless of the amount at issue. Arbitration
proceedings hereunder may be initiated by either party by making a written
request to the American Arbitration Association, together with any appropriate
filing fee, at the office of the American Arbitration Association in Orlando,
Florida. All arbitration proceedings shall be held in the city of Jacksonville,
Florida in a location to be specified by the arbitrators (or any place agreed to
by the parties and the arbitrators). The arbitration shall be by a single
qualified arbitrator experienced in the matters at issue, such arbitrator to be
mutually agreed upon by the parties. If the parties fail to agree on an
arbitrator thirty (30) days after notice of commencement of arbitration, the
American Arbitration Association shall, upon the request of either party to the
dispute or difference, appoint the arbitrator. Any order or determination of the
arbitral tribunal shall be final and binding upon the parties to the arbitration
as to matters submitted and may be enforced by either party to the Dispute in
any court having jurisdiction over the subject matter or over either of the
parties. All costs and expenses incurred in connection with any such arbitration
proceeding (including reasonable attorneys' fees) shall be

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borne by the party incurring such costs. The use of any alternative dispute
resolution procedures hereunder will not be construed under the doctrines of
laches, waiver or estoppel to affect adversely the rights of either party.

     Section 9.04 Commencement of Dispute Resolution Procedure. Notwithstanding
anything to the contrary in this Agreement, the parties are entitled to commence
a dispute resolution procedure under this Agreement, whether pursuant to this
Article IX or otherwise.

                                   ARTICLE X.
                                  MISCELLANEOUS

     Section 10.01 Non-Exclusive Remedy. The parties acknowledge and agree that
money damages would not be a sufficient remedy for any breach of this Agreement
by either party or misuse of the Title Plants or the Software or any
confidential information of either party. Accordingly, nothing in Article IX or
this Article X will prevent either party from immediately seeking injunctive or
interim relief in such event. All actions for such injunctive or interim relief
shall be brought in a court of competent jurisdiction. In addition, the rights
and remedies of the parties provided in this Agreement shall not be exclusive
and are in addition to any other rights and remedies provided at law or in
equity.

     Section 10.02 Binding Effect. This Agreement shall be binding upon and
inure to the benefit of the successors and assigns of the parties hereto.
Neither of the parties may assign its respective rights and obligations under
this Agreement to any other person or entity without the prior written consent
of the other party hereto. Except as expressly provided in this Agreement, the
parties hereto intend that this Agreement shall not benefit or create any right
or cause of action in or on behalf of any person other than the parties hereto.

     Section 10.03 No Agency. Nothing in this Agreement shall be construed as
making either party the agent of the other or as creating a partnership, joint
venture or similar arrangement. As among the parties, each party shall be
responsible for the payment of compensation to its employees and those of its
subsidiaries, for any injury to them in the course of their employment, and for
withholding or payment of all federal, state and local taxes or contributions
imposed or required under unemployment insurance, social security and income tax
laws with respect to such persons.

     Section 10.04 Notices. All notices and other communications required or
permitted hereunder shall be in writing (including telefax) and shall be
delivered personally, delivered by facsimile transmission (with confirmation of
receipt immediately thereafter by telephone), sent by nationally recognized
overnight courier (marked for overnight delivery), addressed to the parties at
the address appearing on the first page of this Agreement or to such other
address as may be hereafter designated in writing hereunder by the respective
parties. Each party shall promptly advise the other in writing of any change of
address.

     Section 10.05 Severability. If any provision of this Agreement is held
illegal or unenforceable by any court of competent jurisdiction, such provision
shall be deemed separable from the remaining provisions of this Agreement and
shall not affect or impair the validity or enforceability of the remaining
provisions of this Agreement. The parties hereto agree to replace

                                       11

<PAGE>

any such illegal or unenforceable provision that has the most nearly similar
permissible economic or other effect.

     Section 10.06 Governing Law. This Agreement shall be governed by the laws
of the State of California, without regard to its conflicts of law principles.

     Section 10.07 No Waiver. The failure of either party to enforce, in any one
or more instances, any of the terms or conditions of the Agreement shall not be
construed as a waiver of the future performance of any such term or condition.

     Section 10.08 Force Majeure. No party shall be liable for its failure to
perform any of its obligations hereunder during any period in which such
performance is directly delayed by the occurrence of events beyond the control
of the failing party such as fire, explosion, flood, storm or the acts of God,
war, acts of terrorism, embargo, riot, or the intervention of any government
authority, provided that the party suffering the delay immediately notifies the
other parties of the delay.

     Section 10.09 Entire Agreement; Amendment. This Agreement constitutes the
entire agreement among the parties concerning the subject matter hereof and
supersedes all prior oral and written understandings and agreements between the
parties relating hereto. This Agreement may not be modified except in a writing
signed by the authorized representatives of the parties hereto.

     Section 10.10 Counterparts. This Agreement may be executed in one or more
counterparts, each of which shall be deemed to be an original, but all of which
together shall constitute one and the same instrument.

     Section 10.11 Title 11. Each of the licenses granted hereunder are, for all
purposes of Section 365(n) of Title 11 of the United States Code ("Title 11')
and to the fullest extent permitted by law, a license of rights to "intellectual
property" as defined in Title 11. All parties agree that the licensee of any
rights under this Agreement shall retain and may fully exercise all of its
applicable rights and elections under Title 11.

                             [signatures to follow]

                                       12

<PAGE>

     Section 10.12 Effective Date. This Agreement shall be effective as of
business day (the "Effective Date") following the day on which (i) all insurance
regulatory approvals that are required are received and (ii) the prior notice
period applicable to all filings made to applicable title insurance regulators
has expired or been terminated or waived (by action of the regulator or
otherwise).

     IN WITNESS WHEREOF, the parties have caused their respective duly
authorized representatives to execute this Agreement as of the date first above
written.

                                        PROPERTY INSIGHT, LLC

                                        By /s/ Michael L. Gravelle
                                           -------------------------------------
                                        Name: Michael L. Gravelle
                                        Title: Senior Vice President

                                        TICOR TITLE INSURANCE COMPANY OF FLORIDA

                                        By /s/ Raymond R. Quirk
                                           -------------------------------------
                                        Name: Raymond R. Quirk
                                        Title: President<PAGE>
                                                                   EXHIBIT 10.41

                              MASTER LOAN AGREEMENT

     This MASTER LOAN AGREEMENT (Agreement) is made and entered into between
FIDELITY NATIONAL FINANCIAL, INC. (FNF), a Delaware corporation, as borrower
(Borrower) and CHICAGO TITLE INSURANCE COMPANY (CTI), a Missouri corporation,
FIDELITY NATIONAL TITLE INSURANCE COMPANY (FNTIC), a California corporation,
TICOR TITLE INSURANCE COMPANY (TT), a California corporation, ALAMO TITLE
INSURANCE COMPANY (Alamo), a Texas corporation, and SECURITY UNION TITLE
INSURANCE COMPANY (SUTIC), a California corporation (the Lenders).

                                    Recitals:

A.   FNF is the parent company of CTI, FNTIC, TT, Alamo, and SUTIC.

B.   CTI, FNTIC, TT, Alamo, and SUTIC are insurance companies subject to state
     insurance department regulation and insurance holding company regulation in
     its respective states of domicile.

C.   FNF desires from time to time to borrow funds from its insurance company
     subsidiaries.

D.   In the event of any such borrowing by FNF from Lenders, the Lenders may be
     affected by one or more of the following forms of insurance department
     regulation:

     -    The form of borrowing agreement may be subject to reporting to an
          insurance department as an agreement between affiliates.

     -    Actual borrowings may be subject to report or prior approval of a
          state insurance department.

     -    An unsecured or inadequately collateralized loan may not qualify as an
          admitted asset of a Lender under applicable statutory accounting
          principles.

E.   Under borrowing procedures contemplated by this Agreement, the parties
     intend to comply with all applicable state insurance department regulation
     as well as internal governance procedures applicable to the parties.

NOW, THEREFORE, in consideration of the mutual covenants contained herein, the
parties agree as follows:

1.   Agreement To Loan - Corporate Approval. Upon written request by FNF to the
     Lenders from time to time, the Lenders agree to loan funds to FNF, subject
     to compliance with the following terms and conditions:

     A.   A record of all borrowings made and principal and interest amounts
          outstanding shall be maintained by the Chief Financial Officer of FNF.

     B.   In the absence of further agreement of the parties, the sum of all
          borrowings made hereunder measured by outstanding principal shall not
          exceed the lesser of

                                        1

<PAGE>

          i.   the aggregate amount which may be collateralized by stock of
               FNF's insurance subsidiaries or other forms of collateral
               sufficient to support admitted asset accounting treatment for
               loans made; or

          ii.  the aggregate sum of loans which may be made without prior
               approval of each Lender's state insurance regulator.

          The applicable loan limit under this paragraph is presently estimated
          at $47.7 million based on year-end 1999 accounts. This limit shall be
          adjusted at the end of each calendar year.

     C.   Each borrowing request shall be made in the form attached as Exhibit A
          setting forth the following information:

          i.   the amount to be borrowed;

          ii.  the proposed form of collateral with valuation support;

          iii. the effective date of borrowing and proposed terms of repayment;

          iv.  a statement of anticipated regulatory compliance action.

     D.   Except as otherwise agreed to by the parties, a loan shall be
          collateralized so as to preserve the admitted asset position of the
          Lenders under statutory accounting principles.

     E.   Each individual borrowing under this Agreement shall be evidenced by a
          Promissory Note executed by Borrower substantially in the form
          attached as EXHIBIT B setting forth the principal sum borrowed, the
          applicable interest rate, the terms of repayment and description of
          collateral.

     F.   Except as otherwise agreed upon by the parties, all borrowed sums
          shall bear interest at the same interest rate and interest period
          applicable under FNF's Credit Agreement dated February 10, 2000, among
          FNF, Bank of America, N.A. as administrative agent, Chase Securities,
          Inc. as syndication agent, Morgan Stanley Senior Funding, Inc. as
          documentation agent, and Paribas as co-documentation agent, whether
          currently in effect or not.

     G.   In the event FNF elects to collateralize a loan by a pledge of stock,
          the pledge shall be supported by a Pledge Agreement substantially in
          the form attached as Exhibit C.

2.   Loans - Regulatory Approval. The Lenders shall be responsible for making
     all appropriate reports or filings with its state insurance department
     regulator. Likewise, FNF shall be responsible for making all appropriate
     reports or filings with its state regulators. In the event prior approval
     of a loan is required from a state regulator, the loan may not be made
     effective until after the requisite approval has been obtained.

3.   Cooperation of Parties. The parties shall cooperate with each other in
     taking actions to support the purposes of this Agreement.

                                        2

<PAGE>

4.   Prepayment. Any loan made hereunder may be pre-paid in whole or in part at
     any time without penalty.

5.   Term. The term of this Agreement shall be ten (10) years plus automatic
     renewal terms of ten (10) year duration; provided that, a party may
     withdraw from the Agreement upon at least ninety (90) days prior written
     notice and further; provided that, this Agreement shall remain in place as
     to a Lender so long as a loan affecting that Lender remains outstanding.

Executed this 28th day of December, 2000.

FIDELITY NATIONAL FINANCIAL, INC.       CHICAGO TITLE INSURANCE CO.

By  /s/                                 By  /s/
    ---------------------------------       ------------------------------------
    Executive Vice President                Vice President

FIDELITY NATIONAL TITLE INSURANCE CO.   TICOR TITLE INSURANCE CO.

By  /s/                                 By  /s/
    ---------------------------------       ------------------------------------
    Vice President                          Vice President

ALAMO TITLE INSURANCE CO.               SECURITY UNION TITLE INSURANCE CO.

By  /s/                                 By  /s/
    ---------------------------------       ------------------------------------
    Authorized Officer                      Authorized Officer

                                        3

<PAGE>

                                                                       Exhibit A

                                BORROWING REOUEST

     Pursuant to Master Loan Agreement, Fidelity National Financial, Inc. makes
the following borrowing request:

Lender

Amount of Loan

Effective Date

Duration of Loan

Terms of Repayment

Collateralization (Amount of shares, estimated value, etc.)

                                        FIDELITY NATIONAL FINANCIAL, INC.

                                        By:
                                            ------------------------------------
                                            (Chief Financial Officer or
                                            Treasurer)

BORROWING REQUEST
APPROVED BY LENDER:

-------------------------------------
(Name of Lender)

By:
    ---------------------------------
Vice President

                                        4

<PAGE>

                                                                       Exhibit B

                                 PROMISSORY NOTE

$(Principal Amount)                                                       (Date)

     For value received and pursuant to that certain Master Loan Agreement
between FIDELITY NATIONAL FINANCIAL, INC. (FNF), and CHICAGO TITLE INSURANCE
COMPANY (CTI), FIDELITY TITLE INSURANCE COMPANY (FNTIC), TICOR TITLE INSURANCE
COMPANY (TT), ALAMO TITLE INSURANCE COMPANY (Alamo), and SECURITY UNION TITLE
INSURANCE COMPANY (SUTIC) (the Lenders) FNF promises to pay
____________________________________________ (Lender) the principal sum of
________________ ($_________________) Dollars (representing the proceeds of a
loan to be used for business purposes) together with interest on the unpaid
principal sum from this date at the rate per annum equal to the same interest
rate and interest period applicable under FNF's Credit Agreement dated February
10, 2000, among FNF, Bank of America, N.A. as administrative agent, Chase
Securities, Inc. as syndication agent, Morgan Stanley Senior Funding, Inc. as
documentation agent, and Paribas as co-documentation agent, whether currently in
effect or not.

     The principal sum plus interest thereon shall be repaid as follows:

1.   Quarterly payments of interest together with annual payments of principal
     to be amortized over a period equal to the term of the loan but in no event
     to exceed ten (10) years to complete repayment of the principal sum
     together with interest thereon.

     All payments due under this Note shall be due and payable without invoice
and shall be forwarded to the Lenders in Santa Barbara, California 4050 Calle
Real. Each payment shall be clearly marked as to the loan and whether payment is
of interest of principal or a prepayment. Prepayments of principal may be made
at any time without penalty.

     In the event the maker fails to make any payment due hereunder at the time
and place specified, the holder may as a courtesy not as a matter of legal
obligation provide the maker with notice of such failure to pay. In the event
such failure to pay remains uncorrected for a period of ten (10) days or more,
the holder may, at its sole option, declare the whole amount remaining unpaid,
including principal and interest, to be due and payable at once. In the event of
any such unremedied failure to pay, with or without acceleration of the entire
indebtedness, the delinquent amount shall thereafter bear interest at the rate
of eighteen (18%) percent per annum until paid.

     The failure of the holder to provide notice to the maker shall in no manner
affect or alter its liability under this Note.

     In case this note is placed in the hands of an attorney for collection, the
maker agrees to pay a reasonable attorneys fee and costs of collection. The
maker waives notice, protest, presentment and notice of dishonor and agrees that
after maturity of this obligation or any installment thereof, the time for
payment of the same may be extended by the holder at the request of maker or
otherwise

<PAGE>

without releasing the maker hereof from liability.

     This note is additionally secured by a Collateral Pledge in favor of Lender
of certain shares of stock owned by FNF, which shares shall not, without prior
approval of the Chief Financial Officer of FNF, exceed 10% of all outstanding
shares owned by FNF in such company.

                                        FIDELITY NATIONAL FINANCIAL, INC.

                                        By:
                                            ------------------------------------
                                            Chief Financial Officer

                                        2

<PAGE>

                                                                       Exhibit C

                           COLLATERAL PLEDGE AGREEMENT

     This Agreement is made this ____ day of ____________, 2000 between FIDELITY
NATIONAL FINANCIAL, INC. (FNF) and (Lender .

                                    Recitals:

A.   Pursuant to a Master Loan Agreement, Lender agreed to loan to FNF the sum
     of $________ Dollars which loan and indebtedness is represented by a
     Promissory Note under same date executed by FNF in favor of Lender.

B.   FNF owns all of the issued and outstanding shares of subsidiaries whose
     shares have been indicated as pledged per the applicable Borrowing Request
     and deems the execution of such note to be in the best interest of FNF.

C.   Lender agreed to make such loan only on the condition that it receive as
     additional security for the repayment thereof a collateral pledge of
     outstanding shares or other assets as indicated in the applicable Borrowing
     Request.

D.   Shareholder is willing to pledge its shares per applicable Borrowing
     Request to Lender as additional security for the repayment of such note and
     performance of FNF under said Agreement and the subject Promissory Note.

NOW, THEREFORE, it is agreed by and between the parties as follows:

1.   Pledge. FNF does hereby assign, pledge and transfer to Lender all of its
     right, title and interest in the shares of common stock as indicated on the
     applicable Borrowing Request, with no individual pledge being ten (10%)
     percent or more of the applicable issued and outstanding shares.

2.   Collateral Security. This pledge is executed as collateral security for the
     repayment of that certain Promissory Note of even date herewith executed by
     FNF.

3.   Representations. Shareholder represents and warrants that it is owner of
     the shares pledged hereunder free and clear of any lien, claim or
     encumbrance whatsoever.

4.   Additional Shares. Any additional shares issued by FNF during the period
     this pledge remains in effect shall be issued subject to the terms of this
     pledge with Lender enjoying preemptive rights to maintain its ten
     percentage interest in the company whose shares are pledged under this
     Agreement.

                                        1

<PAGE>

Executed this ______ day of ___________, 2000.

FIDELITY NATIONAL FINANCIAL, INC        (LENDER)

By                                      By
    ---------------------------------       ------------------------------------
    Authorized Officer                      Authorized Officer

                                        2

<PAGE>

                                 PROMISSORY NOTE

$19,800,000                                                    December 28, 2000

     For value received and pursuant to that certain Master Loan Agreement
between Fidelity National Financial, Inc. (FNF), and Chicago Title Insurance
Company (CTI), Fidelity Title Insurance Company (FNTIC), Ticor Title Insurance
Company (TT), Alamo Title Insurance Company (Alamo), and Security Union Title
Insurance Company (SUTIC) (the Lenders) FNF promises to pay CTI (Lender) the
principal sum of Nineteen Million Eight Hundred Thousand ($19,800,000) Dollars
(representing the proceeds of a loan to be used for business purposes) together
with interest on the unpaid principal sum from this date at the rate per annum
equal to the same interest rate and interest period applicable under FNF's
Credit Agreement dated February 10, 2000, among FNF, Bank of America, N.A. as
administrative agent, Chase Securities, Inc. as syndication agent, Morgan
Stanley Senior Funding, Inc. as documentation agent, and Pan-bas as
co-documentation agent, whether currently in effect or not

     The principal sum plus interest thereon shall be repaid as follows:

1.   Quarterly payments of interest together with annual payments of principal
     to be amortized over a period equal to the term of the loan but in no event
     to exceed ten (10) years to complete repayment of the principal sum
     together with interest thereon.

     All payments due under this Note shall be due and payable without invoice
and shall be forwarded to the Lenders in. Santa Barbara, California 4050 Calle
Real. Each payment shall be clearly marked as to the loan and whether payment is
of interest of principal or a prepayment. Prepayments of principal may be made
at any time without penalty.

     In the event the maker fails. to make any payment due hereunder at the time
and place specified, the holder may as a courtesy not as a matter of legal
obligation provide the maker with notice of such failure to pay. In the event
such failure to pay remains uncorrected for a period of ten (10) days or more,
the holder may, at its sole option, declare the whole amount remaining unpaid,
including principal and interest, to be due and payable at once. In the event of
any such unremedied failure to pay, with or without acceleration of the entire
indebtedness, the delinquent amount shall thereafter bear interest at the rate
of eighteen. (18%) percent per annum until paid.

     The failure of the holder to provide notice to the maker shall in no manner
affect or alter its liability under this Note.

     In case this note is placed in the bands of an attorney for collection, the
maker agrees to pay a reasonable attorney's fee and costs of collection. The
maker waives notice, protest, presentment and notice of dishonor and agrees that
after maturity of this obligation or any installment thereof, the time for
payment of the same may be extended by the holder at the request of maker or
otherwise without releasing the maker hereof from liability.

<PAGE>

     This note is additionally secured by a Collateral Pledge in favor of Lender
of certain shares of stock owned by FNF, which shares shall not, without prior
approval of the Chief Financial Officer o f FNF, exceed 10% of all outstanding
shares owned by FNF in such company.

                                        FIDELITY NATIONAL FINANCIAL, INC.

                                        By: /s/
                                            ------------------------------------
                                            Authorized Officer

                                        2

<PAGE>

                           COLLATERAL PLEDGE AGREEMENT

     This Agreement is made this 28th day of December, 2000 between Fidelity
National Financial, Inc. (FNF) and Chicago Title Insurance Company (Lender).

                                    Recitals:

A.   Pursuant to a Master Loan Agreement, Lender agreed to loan to FNF the sum
     of $19,800,000 Dollars which loan and indebtedness is represented by a
     Promissory Note under same date executed by FNF in favor of Lender.

B.   FNF owns all of the issued and outstanding shares of subsidiaries whose
     shares have been indicated as pledged per the applicable Borrowing Request
     and deems the execution of such note to be in the best interest of FNF.

C.   Lender agreed to make such loan only on the condition that it receive as
     additional security for the repayment thereof a collateral pledge of
     outstanding shares or other assets as indicated in the applicable Borrowing
     Request.

D.   Shareholder is willing to pledge its shares per applicable Borrowing
     Request to Lender as additional security for the repayment of such note and
     performance of FNF under said Agreement and the subject Promissory Note.

NOW, THEREFORE, it is agreed by and between the parties as follows:

1.   Pledge. FNF does hereby assign, pledge and transfer to Lender all of f its
     right, title and interest in the shares of common stock as indicated on the
     applicable Borrowing Request, with no individual pledge being ten (10%)
     percent or more of the applicable issued and outstanding shares.

2.   Collateral Security. This pledge is executed as collateral security for the
     repayment of that certain Promissory Note of even date herewith executed by
     FNF.

3.   Representations. Shareholder represents and warrants that it is owner of
     the shares pledged hereunder free and clear of any lien, claim or
     encumbrance whatsoever.

4.   Additional Shares. Any additional shares issued by FNF during the period
     this pledge remains in effect shall be issued subject to the terms of this
     pledge with Lender enjoying preemptive rights to maintain its ten
     percentage interest in the company whose shares are pledged under this
     Agreement.

Executed this 28th day of December, 2000.

FIDELITY NATIONAL FINANCIAL, INC.       CHICAGO TITLE INSURANCE COMPANY

By  /s/                                 By  /s/
    ---------------------------------       ------------------------------------
    Authorized Officer                      Authorized Officer

                                        1

<PAGE>

                    AMENDMENT TO COLLATERAL PLEDGE AGREEMENT

     Pursuant to Master Loan Agreement dated December 28, 2000, Chicago Title
Insurance Company as Lender releases the following collateral effective
September 30, 2004:

Released Collateral:
24,750 shares of FNTIC (NY) common stock
122,902 shares of Alamo common stock
99 shares of CTT OR common stock
10 shares of Continental Home Warranty common stock

Remaining Collateral:
44,336 shares of FNTIC common stock
27,000 shares of TT common stock

                                        CHICAGO TITLE INSURANCE COMPANY, INC.

                                        By: /s/
                                            ------------------------------------
                                            Authorized Officer

                                        2

<PAGE>

                                BORROWING REQUEST

     Pursuant to Master Loan Agreement, Fidelity National Financial, Inc. makes
the following borrowing request:

<TABLE>
<S>                  <C>
Lender               Fidelity National Title Insurance Company

Amount of Loan       $13,800,000

Effective Date       12/28/00

Duration of Loan     10 years, due 12/31/10

Terms of Repayment   $1,380,000 per year, due each 12/31, beginning 12/31/01
</TABLE>

Collateralization (Amount of shares, estimated value, etc.)

1,162 sharps of CTI common stock with a statutory value of $8,725,377 as of
12/31/99 24,975 shares of FNTIC (NY) common stock with a statutory value of
$6,372,332 as of 12/31/99 86,528 shares of Alamo common stock with a statutory
value of $2,324,996 as of 12/31/99

                                        FIDELITY NATIONAL FINANCIAL, INC.

                                        By: /s/
                                            ------------------------------------
                                            Authorized Officer

BORROWING REQUEST APPROVED BY LENDER:

By: /s/
    ---------------------------------
    Authorized Officer

<PAGE>

                                 PROMISSORY NOTE

$13,800,000                                                    December 28, 2000

     For value received and pursuant to that certain Master Loan Agreement
between Fidelity National Financial, Inc. (FNF), and Chicago Title Insurance
Company (CTI), Fidelity Title Insurance Company (FNTIC), Ticor Title Insurance
Company (TI), Alamo Title Insurance Company (Alamo), and Security Union Title
Insurance Company (SUTIC) (the Lenders) FNF promises to pay FNTIC (Lender) the
principal sum of Thirteen Million Eight Hundred Thousand ($13, 800,000) Dollars
(representing the proceeds of a loan to be used for business purposes) together
with interest on the unpaid principal sum from this date at the rate per annum
equal to the same interest rate and interest period applicable under FNF's
Credit Agreement dated February 10, 2000, among FNF, Bank of America, N.A. as
administrative agent, Chase Securities, Inc. as syndication agent, Morgan
Stanley Senior Funding, Inc. as documentation agent, and Paribas as
co-documentation agent, whether currently in effect or not.

The principal sum plus interest thereon shall be repaid as follows:

1.   Quarterly payments of interest together with annual payments of principal
     to be amortized over a period equal to the term of' the loan but in no
     event to exceed ten (10) years to complete repayment of the principal sum
     together with interest thereon.

     All payments due under this Note shall be due and payable without invoice
and shall be forwarded to the Lenders in Santa Barbara, California 4050.Calle
Real. Each payment shall be clearly marked as to the loan and whether payment is
of interest of principal or a prepayment. Prepayments of principal may be made
at any time without penalty.

     In the event the maker fails to make any payment due hereunder at the time
and place specified, the holder may as a courtesy not as a matter of legal
obligation provide the maker with notice of such failure to pay. In the event
such failure to pay remains uncorrected for a period of ten (10) days or more,
the holder may, at its sole option, declare the whole amount remaining unpaid,
including principal and interest, to be due and payable at once. In the event of
any such unremedied failure to pay, with or without acceleration of the entire
indebtedness, the delinquent amount shall thereafter bear interest at thee rate
of eighteen (18%) percent per annum until paid,

     The failure of the holder to provide notice to the maker shall in no manner
affect or alter its liability under this Note.

     In case this note is placed in the hands, of an attorney for collection,
the maker agrees to pay a reasonable attorneys fee and costs of collection. The
maker waives notice, protest, presentment and notice of dishonor and agrees that
after maturity of this obligation or any installment thereof, the time for
payment of the same may be extended by the holder at the request of maker or
otherwise without releasing the maker hereof from liability.

                                        1

<PAGE>

     This note is additionally secured by a Collateral Pledge in favor of Lender
of certain shares of stock owned by FNF, which shares shall not, without prior
approval of the Chief Financial Officer of FNF, exceed 10% of all outstanding
shares owned by FNF in such company.

                                        FIDELITY NATIONAL FINANCIAL, INC.

                                        By: /s/
                                            ------------------------------------
                                            Authorized Officer

                                        2

<PAGE>

                           COLLATERAL PLEDGE AGREEMENT

     This Agreement is made this 28th day of December, 2000 between Fidelity
National Financial, Inc. (FNF) and Fidelity National Title Insurance Company
(Lender).

                                    Recitals:

A.   Pursuant to a Master Loan Agreement, Lender agreed to loan to FNF the sum
     of $13,800,000 Dollars which loan and indebtedness is represented by a
     Promissory Note under same date executed by FNF in favor of Lender.

B.   FNF owns all of the issued and outstanding shares of subsidiaries whose
     shares-have been indicated as pledged per the applicable Borrowing Request
     and deems the execution of such note to be in the best interest of FNF.

C.   Lender agreed to make such loan only on the condition that it receive as
     additional security for the repayment thereof a collateral pledge of
     outstanding shares or other assets as indicated in the applicable Borrowing
     Request

D.   Shareholder is willing to pledge its shares per applicable Borrowing
     Request to Lender as additional security for the repayment of such note and
     performance of FNF under said Agreement and the subject Promissory Note.

NOW, THEREFORE, it is -agreed-by and between the parties as follows:

1.   Pledge. FNF does hereby assign, pledge and transfer to Lender all of its
     right, title and interest in tile shares of common stock as indicated on
     the Applicable Borrowing Request,, with no individual pledge being ten
     (1(r) percent or more of the applicable issued and outstanding shares.

2.   Collateral Security. This pledge is executed as collateral security for the
     repayment of that certain Promissory Note of even date herewith executed by
     FNF.

3.   Representations. Shareholder represents and warrants that it is owner of
     the shares pledged hereunder free and clear. of any lien, claim or
     encumbrance whatsoever.

4.   Additional Shares. Any additional shares issued by FNF during the period
     this pledge remains in effect shall be issued subject to the terms of this
     pledge with Lender enjoying preemptive rights to maintain its ten
     percentage interest in the company whose shares are pledged under this
     Agreement.

Executed this 28th day of December, 2000.

FIDELITY NATIONAL FINANCIAL, INC.       FIDELITY NATIONAL TITLE INSURANCE
                                        COMPANY

By: /s/                                 By: /s/
    ---------------------------------       ------------------------------------
    Authorized Officer                      Authorized Officer

                                        1

<PAGE>

                    AMENDMENT TO COLLATERAL PLEDGE AGREEMENT

     Pursuant to Master Loan Agreement dated December 28, 2000, Fidelity
National Title Insurance Company as Lender releases the following collateral
effective September 30, 2004:

Released Collateral:
24,975 shares of FNTIC (NY) common stock
86,528 shares of Alamo common stock

Remaining Collateral:
1,162 shares of CTI common stock

                                        FIDELTTY NATIONAL TITLE INSURANCE
                                        COMPANY, INC.

                                        By: /s/
                                            ------------------------------------
                                            Authorized Officer

                                        2

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00090-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00090-of-00352.parquet"}]]