Document:

EXHIBIT 10.18

                        ADVISORY SERVICE AGREEMENT

     THIS ADVISORY SERVICE  AGREEMENT (the  "Agreement") is made this 4th day of
April 2000 by and between CUIDAO HOLDING CORPORATION, a Florida corporation (the
"Company")  and  CORPORATE  ANALYSIS  GROUP,  INC.  a Florida  Corporation  (the
"Advisor").

     WHEREAS,  Advisor  and  Advisor's  personnel  have  experience  in advising
corporate  management,  strategic  planning,  corporate  development,  financial
accounting and forcecasting, marketing, structuring investor relations programs,
contract negotiations and performing general  administrative duties for publicly
-held companies and development stage investment ventures; and

     WHEREAS,  the  Company  desires to retain  Advisor to advise and assist the
Company in its development on the terms and conditions set forth herein.

     NOW THEREFORE in  consideration  of the mutual  promises and conditions set
forth  herein and for other good and  valuable  consideration,  the  receipt and
adequacy of which is hereby acknowledged, the parties agree as follows:

1.  Engagement.  The Company  hereby  engages  Advisor as of the date hereof and
continuing  until the  termination  as provided  herein to provide or assist the
Company with the following:  review of existing  financial  reporting system and
provide a  fully-automated  accounting  system which will grow with the Company;
attend e-commerce and other beverage industry conferences and advise the Company
on trends and strategies for the beverage  industry;  provide a  fully-developed
e-commerce  website for the Company;  negotiate or assist in the  negotiation of
source,   distribution   and   marketing   agreements;    evaluate   prospective
distributors;   negotiate  and  evaluate  potential  distributor   acquisitions;
structure and negotiate financing with investors secured by the Company;  assist
in the  preparation  and completion of all  Securities  and Exchange  Commission
("SEC) filings, including

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annual and quarterly reports, registration statements and any other SEC filings;
assist in the  preparation  and  completion  of all press  release and  investor
relations communications; assist in the preparation and completion of a business
plan and marketing strategy; negotiate and structure asset acquisitions relative
to the Company's  growth;  provide  strategic  planning and long term  financial
models  for the  growth of the  Company;  consult  with the  Company  on general
business and financial issues;  design and arrange public and investor relations
agreements for the Company;  and oversee the financial operations of the Company
during its development stage  (collectively the "Services").  All Services to be
completed  hereunder shall be worldwide with the exception of Europe..

2. Term. Unless sooner terminated in accordance with the termination  provisions
set forth in this Agreement,  the term of this Agreement shall be for an initial
term of six (6) months  commencing on the date hereof (the "Initial Term"),  and
shall be automatically  renewed for an additional term of six (6) months, unless
at least  thirty  (30) days prior to the end of the Initial  Term  either  party
shall  advised  the  other  of its  desire  to  terminate  this  Agreement  (the
"Additional Term")

3. Time, Effort and Estimate Value of Advisor  Services.  Advisor shall allocate
such time and  assign  such of  Advisor's  personnel  as it deems  necessary  to
complete  the  Services to be provided  under this  Agreement.  It is  expressly
understood  that the  amount  of time may vary  from day to day and from week to
week. Advisor estimates that the Services it will render during the Initial Term
shall have an approximate value of $350,000 and that this value is comparable to
what the Company would pay for like services  from any  independent  provider of
such  services.   Further,  Advisor  estimates  that  its  services  during  the
Additional Period shall have a like value. The Company agrees to provide any and
all  information  and  or  documents  reasonably  requested  by  Advisor  and/or
Advisor's  personnel  to  assist in the  performance  of the  Services  required
hereunder.

4. Limitations of Advisors Liability. In the absence of willful malfeasance, bad
faith,

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negligence,  or reckless  disregard for the obligations and duties  hereunder by
Advisor,  neither Advisor nor Advisor's personnel shall be liable to the Company
or any of its subsidiaries,  officers,  directors or shareholders for any act or
omission in the course of or connected with  rendering the Services,  including,
but not limited to,  losses that may be  sustained in any  corporate  act in any
subsequent business opportunity  undertaken by the Company as a result of advice
provided by Advisor or Advisor's personnel.

5.  Advisory  Services  Compensation.  The  Company  shall  pay  to  Advisor  as
compensation  for the Services under this Agreement  during the Initial Terms by
way of delivery by the Company of two hundred fifty thousand (250,000) shares of
registered  stock  contemporaneously  with  the  effectiveness  of  a  Form  S-8
registration  statement  registering  shares for use as employee  or  consultant
compensation and one hundred ninety thousand (190,000) shares of restricted Rule
144 stock upon execution of this Agreement which shares may be exchanged for one
hundred fifty  thousand  (150,000) Form S-8 shares at the time the Company files
the registration for such service  compensation.  In addition,  unless notice is
provided by any party  thirty (30) days prior to the  expiration  of the Initial
Term,  the Company shall pay to Advisor three hundred thirty seven thousand five
hundred Form S-8 shares prior to the  commencement  of the Additional  Term. All
shares shall be deemed fully  earned and  non-assessable  as of the date hereof.
The  parties  acknowledge  that for the thirty  (30) day period  preceding  this
Agreement,  the Company's  common stock has had a closing price of not more than
$1 on any day reported on the OTC Bulletin Board during that period.  The shares
to be  issued  hereunder  shall be  registered  in the name of Dan  Campbell,  a
shareholder in Advisor,  who shall be the Advisor personnel  principally charged
with  performing or overseeing  the  performance  of the Services to be provided
under this Agreement.

6. Costs and  Expenses.  All time  charges,  out of pocket costs and third party
expenses incurred

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by Advisor in  performance  of the  Services  up to an amount  equal to $350,000
during the Initial Term and up to $337,500  during the Additional  Term shall be
borne by Advisor.  All third party costs and out of pocket expenses  incurred by
Advisor in excess of these amounts  shall be  reimbursed  to Advisor  within ten
(10) days of presentation  of written notice to the Company.  During the Initial
Term and  Additional  Term,  Advisor  shall  provide the Company with  quarterly
statements of the time, costs and out of pocket expenses incurred in performance
of the Services.

7.`  Place  of  Services.  The  Services  to be  provided  hereinunder  shall be
performed in such place as Advisor,  in its sole  discretion,  deems is the best
location  for such  Services  and may  include,  but not be limited to Advisor's
offices,  the  Company's  offices or such other  location  as  required  for the
particular service to be performed.

8.  Independent  Contractor.   Advisor  and  Advisor's  personnel  will  act  as
independent contractors in the performance of the Services under this Agreement.
Accordingly,  Advisor will be responsible for payment of all federal, state, and
local taxes on  compensation  paid under this  Agreement,  including  income and
social security taxes,  unemployment insurance, and any other taxes due relative
to  Advisor's  personnel,  and  any  and  all  business  license  fees as may be
required.  This Agreement neither expressly nor impliedly creates a relationship
of principal and agent, or employee and employer,  between Advisor and Advisor's
personnel  and  the  Company.   Neither  Advisor  nor  Advisor's  personnel  are
authorized to enter into any  agreements  on behalf of the Company.  The Company
expressly retains the right to approve, in its sole discretion, each opportunity
introduced by Advisor,  and to make all final  decisions with respect to whether
or not to accept or reject any business  opportunity  suggested or introduced by
Advisor or Advisor's personnel.

9. Rejected Asset  Opportunity or Business  Opportunity.  If, during the Initial
Term of this Agreement or the Additional Term, the Company elects not to proceed
to acquire,  participate or invest in any business opportunity identified and/or
selected by Advisor or Advisor's personnel, notwithstanding the time and expense
the  Company  may  have  incurred  reviewing  such  transaction,  such  business
opportunity shall revert back to and become proprietary to Advisor,  and Advisor
shall be entitled to acquire or broker the sale or  investment  in such rejected
business  opportunity  for its own  account,  or submit  such assets or business
opportunity  elsewhere.  In such event, Advisor shall be entitled to any and all
profits or fees resulting from Advisor's purchase,  referral or placement of any
such rejected  business  opportunity,  or the Company's  subsequent  purchase or
financing with such business opportunity in circumvention of Advisor.

10. No Agency Express or Implied. This Agreement neither expressly nor impliedly
creates a  relationship  of principal and agent between the Company and Advisor,
or employee  and employer as between  Advisor and  Advisor's  personnel  and the
Company.

11.  Termination.  The Company and Advisor may terminate  this  Agreement at any
time with mutual consent and either party name give notice of termination thirty
(30) days prior to the Additional  Term.  Failing such mutual  consent,  without
prejudice to any other remedy to which the terminating party may be entitled, if
any,  either party may terminate  this  Agreement  with thirty (30) days written
notice under the following conditions:

     (A) By the Company.

          (1) if during the Initial  Term of this  Agreement  or the  Additional
          Term,  Advisor is unable to provide the  Services as set forth  herein
          for  thirty  (30)  consecutive   business  days  because  of  illness,
          accident, or other incapacity of Advisor's personnel; or,

          (2i) If Advisor willfully  breaches or neglects the duties required to
          be performed hereunder.

     (B) By Advisor.

          (1) If the  Company  breaches  this  Agreement  or  fails  to make any
          payments or provide information or documents required hereunder; or,

          (2) If the Company ceases business or sells a controlling  interest to
          a third party, or agrees to a  consolidation  or merger of itself with
          or into another corporation, or enters into such a transaction outside
          of the  scope of this  Agreement,  or sells  substantially  all of its
          assets to another  corporation,  entity or  individual  outside of the
          scope of this Agreement; or,

          (3) If the Company  subsequent to the execution  hereof has a receiver
          appointed for its business or assets,  or otherwise  becomes insolvent
          or unable to timely satisfy its  obligations in the ordinary course of
          its business; or

          (4) If the Company  subsequent  to the  execution  hereof  institutes,
          makes  a  general  assignment  for  the  benefit  of  creditors,   has
          instituted against it any bankruptcy  proceeding for reorganization or
          rearrangement of its financial affairs, files a petition in a court of
          bankruptcy, or is adjudicated a bankrupt; or,

          (5) If any of the disclosures made herein or subsequent  hereto by the
          Company  to  Advisor  are   determined  to  be  materially   false  or
          misleading.

     In the event either party elects to terminate  for cause or this  Agreement
is terminated  prior to the  expiration of the Initial Term or if this Agreement
is terminated by mutual written  agreement,  the Company shall be responsible to
pay Advisor for  unreimbursed  expenses due hereunder.  In the event the Company
terminates this Agreement pursuant to subparagraphs A(1) or (a)(2), Advisor

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shall  provide the Company with a full  accounting of all costs and expenses and
reimburse  the Company  during the Initial Term for $350,000  less the costs and
expenses of Advisor and during the  Additional  Term for $337,500 less costs and
expenses.

12.  Indemnification.  Subject to the provisions herein, the Company and Advisor
agree to  indemnify,  defend and hold each other  harmless  from and against all
demands,  claims,  actions,  losses, damages,  liabilities,  costs and expenses,
including  without  limitation,  interest,  penalties  and  attorney's  fees and
expenses asserted against or imposed or incurred by either party by reason of or
resulting from any action or a breach of any representation, warranty, covenant,
condition, or agreement of the other party to this Agreement.

13. Remedies.  Any and all remedies available  hereunder shall be cumulative and
nonexclusive  and shall be in addition to any other  remedy to which the parties
may be entitled.

14. Miscellaneous.

     (A)  Subsequent  Events.  Advisor and the Company  each agree to notify the
other party if,  subsequent to the date of this  Agreement,  either party incurs
obligations  that  could  compromise  its  efforts  and  obligations  under this
Agreement.

     (B) Amendment. This Agreement may be amended or modified at any time and in
any manner only by an instrument in writing executed by the parties hereto.

     (C) Further Actions and Assurances. At any time and from time to time, each
party  agrees,  at its or their  expense,  to take  actions  and to execute  and
deliver  documents as may be reasonably  necessary to effectuate  the purpose of
this Agreement.

     (D) Waiver.  Any failure of any party to this  Agreement to comply with any
of its obligations, agreements, or conditions hereunder may be waived in writing
by the party to whom such  compliance is owed.  The failure of any party to this
Agreement to enforce at any time any of

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the provision of this  Agreement  shall in no way be construed to be a waiver of
any such provision or a waiver of the right of such party  thereafter to enforce
each and every such provision.  No waiver of any breach of or noncompliance with
this Agreement shall be held to be a waiver of any other or subsequent breach or
noncompliance.

     (E) Assignment. Neither this Agreement nor any right created by it shall be
assignable by either party without the prior written consent of the other.

     (F)  Notices.  Any notice or other  communication  required or permitted by
this  Agreement must be in writing and shall be deemed to be properly given when
delivered  in person to an officer of the other  party,  when  deposited  in the
United  States mail for  transmittal  by certified or registered  mail,  postage
prepaid, or when deposited with a recognized courier service for transmittal, or
when sent by facsimile transmission and such transmission is evidenced by log as
satisfactorily transmitted,  and in each case provided that the communication is
addressed:

          (1) In the case of the Advisor:

                                        Corporate  Analysis  Group,  Inc.
                                        1304  S.W.  160th  Ave.,  Suite  294
                                        Ft. Lauderdale, Florida  33326
                                        Telephone:   (954)  389-476l
                                        Telefax:  (954)  389-4767
                                        Attention: Daniel S. Campbell

          (2) In the case of Company:

                                        Cuidao  Holding  Corporation
                                        2951 Simms Street
                                        Hollywood,  Florida  33020-1510
                                        Telephone: (954) 924-0047
                                        Telefax: (954) 924-8171
                                        Attention: Robert Walker or
                                                   C. Michael Fisher

or to such other  person or  address  designated  in  writing by the  Company or
Advisor to receive notice and served on the other party in accordance  with this
section.

<PAGE>

     (G) Headings.  The section and  subsection  headings in this  Agreement are
inserted  for  convenience  only and shall not affect in any way the  meaning or
interpretation of this Agreement.

     (H) Governing Law. This  Agreement was  negotiated and is being  contracted
for in Florida,  and shall be governed by the laws of the State of Florida.  The
parties  expressly  agree to venue in Broward  County,  Florida  for any and all
actions commenced relative to this Agreement.

     (I) Binding Effect. This Agreement shall be binding upon the parties hereto
and inure to the benefit of the parties, their respective heirs, administrators,
executors, successors, and assigns.

     (G) Entire Agreement This Agreement  contains the entire agreement  between
the parties hereto and supersedes any and all prior agreements, arrangements, or
understandings  between  the  parties  relating  to the  subject  matter of this
Agreement.

     (K)  Severability,   If  any  part  of  this  Agreement  is  deemed  to  be
unenforceable  the  balance  of the  Agreement  shall  remain in full  force and
effect.

     (L)  Counterparts.  A facsimile,  telecopy,  or other  reproduction of this
Agreement may be executed  simultaneously in two or more  counterparts,  each of
which shall be deemed an original,  but all of which together  shall  constitute
one and the same instrument.  The executed copy of this Agreement shall be valid
and binding upon a party when  transmitted  by facsimile to the other party.  At
the request of any party  hereto,  all  parties  agree to execute an original of
this  Agreement,  as well as,  any  facsimile,  telecopy  or other  reproduction
hereof.

<PAGE>

     IN WITNESS  WHEREOF,  the parties have executed this  Agreement on the date
above written.

Corporate Analysis Group Inc.                         Cuidao Holding Corporation

By:______________________                          By:__________________________
Daniel S. Campbell Robert                             Walker, Managing Director
Authorized Signatory
                                                   By:__________________________
                                                     C.Michael Fisher, PresidentEXHIBIT 10.19

                            ADVISORY SERVICE AGREEMENT

     THIS ADVISORY SERVICE  AGREEMENT (the  "Agreement") is made this 4th day of
April 2000 by and between CUIDAO HOLDING CORPORATION, a Florida corporation (the
"Company")  and ST.  MARTIN  EQUITY  GROUP  INC.  a  Bahamian  Corporation  (the
"Advisor").

     WHEREAS,  Advisor  and  Advisor's  personnel  have  experience  in advising
corporate  management,  strategic  planning,  corporate  development,  financial
accounting and forcecasting, marketing, structuring investor relations programs,
contract negotiations and performing general  administrative duties for publicly
-held companies and development  stage investment  ventures relative to European
Markets; and

     WHEREAS,  the  Company  desires to retain  Advisor to advise and assist the
Company  in its  development  in Europe on the  terms and  conditions  set forth
herein.

     NOW THEREFORE in  consideration  of the mutual  promises and conditions set
forth  herein and for other good and  valuable  consideration,  the  receipt and
adequacy of which is hereby acknowledged, the parties agree as follows:

1.  Engagement.  The Company  hereby  engages  Advisor as of the date hereof and
continuing  until the  termination  as provided  herein to provide or assist the
Company with the following:  review of existing  financial  reporting system and
provide a  fully-automated  accounting  system which will grow with the Company;
attend e-commerce and other beverage industry conferences and advise the Company
on trends and strategies for the beverage  industry;  provide a  fully-developed
e-commerce  website for the Company;  negotiate or assist in the  negotiation of
source,   distribution   and   marketing   agreements;    evaluate   prospective
distributors;

<PAGE>

negotiate  and  evaluate  potential  distributor  acquisitions;   structure  and
negotiate  financing  with  investors  secured  by the  Company;  assist  in the
preparation  and  completion of all Securities  and Exchange  Commission  ("SEC)
filings, including annual and quarterly reports, registration statements and any
other SEC filings; assist in the preparation and completion of all press release
and investor relations communications;  assist in the preparation and completion
of a  business  plan and  marketing  strategy;  negotiate  and  structure  asset
acquisitions  relative to the Company's growth;  provide strategic  planning and
long term  financial  models for the  growth of the  Company;  consult  with the
Company on general business and financial issues;  design and arrange public and
investor  relations  agreements  for the  Company;  and  oversee  the  financial
operations  of the  Company  during  its  development  stage  (collectively  the
"Services").  All Services to be completed  hereunder shall be apply to Services
relative to Europe and the European market only.

2. Term. Unless sooner terminated in accordance with the termination  provisions
set forth in this Agreement,  the term of this Agreement shall be for an initial
term of six (6) months  commencing on the date hereof (the "Initial Term"),  and
shall be automatically  renewed for an additional term of six (6) months, unless
at least  thirty  (30) days prior to the end of the Initial  Term  either  party
shall  advised  the  other  of its  desire  to  terminate  this  Agreement  (the
"Additional Term")

3. Time, Effort and Estimate Value of Advisor  Services.  Advisor shall allocate
such time and  assign  such of  Advisor's  personnel  as it deems  necessary  to
complete  the  Services to be provided  under this  Agreement.  It is  expressly
understood  that the  amount  of time may vary  from day to day and from week to
week. Advisor estimates that the Services it will render during the Initial Term
shall have an approximate value of $150,000 and that this value is

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comparable to what the Company would pay for like services from any  independent
provider of such services.  Further,  Advisor estimates that its services during
the Additional Period shall have a like value. The Company agrees to provide any
and all  information  and or documents  reasonably  requested by Advisor  and/or
Advisor's  personnel  to  assist in the  performance  of the  Services  required
hereunder.

4. Limitations of Advisors Liability. In the absence of willful malfeasance, bad
faith,  negligence,  or  reckless  disregard  for  the  obligations  and  duties
hereunder by Advisor, neither Advisor nor Advisor's personnel shall be liable to
the Company or any of its subsidiaries,  officers, directors or shareholders for
any act or omission in the course of or connected  with  rendering the Services,
including, but not limited to, losses that may be sustained in any corporate act
in any subsequent business opportunity  undertaken by the Company as a result of
advice provided by Advisor or Advisor's personnel.

5.  Advisory  Services  Compensation.  The  Company  shall  pay  to  Advisor  as
compensation  for the Services under this Agreement  during the Initial Terms by
way of delivery by the Company of one hundred fifty thousand (150,000) shares of
registered  stock  contemporaneously  with  the  effectiveness  of  a  Form  S-8
registration  statement  registering  shares for use as employee  or  consultant
compensation.  In addition,  unless  notice is provided by any party thirty (30)
days prior to the  expiration  of the Initial  Term,  the  Company  shall pay to
Advisor one hundred  thousand Form S-8 shares prior to the  commencement  of the
Additional Term. All shares shall be deemed fully earned and  non-assessable  as
of the date hereof. The parties  acknowledge that for the thirty (30) day period
preceding this Agreement,  the Company's common stock has had a closing price of
not more than $1 on any day  reported  on the OTC  Bulletin  Board  during  that
period. The shares to be issued hereunder shall be registered in the name of Dan
Campbell, who

<PAGE>

is neither a shareholder, officer or director, either directly or indirectly, in
Advisor, who shall be the Advisor personnel  principally charged with performing
or  overseeing  the  performance  of the  Services  to be  provided  under  this
Agreement.

6. Costs and  Expenses.  All time  charges,  out of pocket costs and third party
expenses  incurred  by Advisor in  performance  of the  Services up to an amount
equal to  $150,000  during  the  Initial  Term  and up to  $100,000  during  the
Additional  Term shall be borne by  Advisor.  All third  party  costs and out of
pocket  expenses  incurred  by  Advisor  in  excess  of these  amounts  shall be
reimbursed to Advisor within ten (10) days of  presentation of written notice to
the Company.  During the Initial Term and Additional Term, Advisor shall provide
the  Company  with  quarterly  statements  of the time,  costs and out of pocket
expenses incurred in performance of the Services.

7.`  Place  of  Services.  The  Services  to be  provided  hereinunder  shall be
performed in such place as Advisor,  in its sole  discretion,  deems is the best
location  for such  Services  and may  include,  but not be limited to Advisor's
offices,  the  Company's  offices or such other  location  as  required  for the
particular service to be performed.

8.  Independent  Contractor.   Advisor  and  Advisor's  personnel  will  act  as
independent contractors in the performance of the Services under this Agreement.
Accordingly,  Advisor will be responsible for payment of all federal, state, and
local taxes on  compensation  paid under this  Agreement,  including  income and
social security taxes,  unemployment insurance, and any other taxes due relative
to  Advisor's  personnel,  and  any  and  all  business  license  fees as may be
required.  This Agreement neither expressly nor impliedly creates a relationship
of principal and agent, or employee and employer,  between Advisor and Advisor's
personnel  and  the  Company.   Neither  Advisor  nor  Advisor's  personnel  are
authorized to enter into any  agreements  on behalf of the Company.  The Company
expressly retains the right to approve, in its sole discretion, each

<PAGE>

opportunity  introduced by Advisor, and to make all final decisions with respect
to whether  or not to accept or reject any  business  opportunity  suggested  or
introduced by Advisor or Advisor's personnel.

9. Rejected Asset  Opportunity or Business  Opportunity.  If, during the Initial
Term of this Agreement or the Additional Term, the Company elects not to proceed
to acquire,  participate or invest in any business opportunity identified and/or
selected by Advisor or Advisor's personnel, notwithstanding the time and expense
the  Company  may  have  incurred  reviewing  such  transaction,  such  business
opportunity shall revert back to and become proprietary to Advisor,  and Advisor
shall be entitled to acquire or broker the sale or  investment  in such rejected
business  opportunity  for its own  account,  or submit  such assets or business
opportunity  elsewhere.  In such event, Advisor shall be entitled to any and all
profits or fees resulting from Advisor's purchase,  referral or placement of any
such rejected  business  opportunity,  or the Company's  subsequent  purchase or
financing with such business opportunity in circumvention of Advisor.

10. No Agency Express or Implied. This Agreement neither expressly nor impliedly
creates a  relationship  of principal and agent between the Company and Advisor,
or employee  and employer as between  Advisor and  Advisor's  personnel  and the
Company.

11.  Termination.  The Company and Advisor may terminate  this  Agreement at any
time with mutual consent and either party name give notice of termination thirty
(30) days prior to the Additional  Term.  Failing such mutual  consent,  without
prejudice to any other remedy to which the terminating party may be entitled, if
any,  either party may terminate  this  Agreement  with thirty (30) days written
notice under the following conditions:

     (A) By the Company.

          (1) if during the Initial  Term of this  Agreement  or the  Additional
          Term,

<PAGE>

Advisor is unable to provide the  Services  as set forth  herein for thirty (30)
consecutive business days because of illness,  accident,  or other incapacity of
Advisor's personnel; or,

          (2) If Advisor  willfully  breaches or neglects the duties required to
          be performed hereunder.

     (B) By Advisor.

          (1) If the  Company  breaches  this  Agreement  or  fails  to make any
          payments or provide information or documents required hereunder; or,

          (2) If the Company ceases business or sells a controlling  interest to
          a third party, or agrees to a  consolidation  or merger of itself with
          or into another corporation, or enters into such a transaction outside
          of the  scope of this  Agreement,  or sells  substantially  all of its
          assets to another  corporation,  entity or  individual  outside of the
          scope of this Agreement; or,

          (3) If the Company  subsequent to the execution  hereof has a receiver
          appointed for its business or assets,  or otherwise  becomes insolvent
          or unable to timely satisfy its  obligations in the ordinary course of
          its business; or

          (4) If the Company  subsequent  to the  execution  hereof  institutes,
          makes  a  general  assignment  for  the  benefit  of  creditors,   has
          instituted against it any bankruptcy  proceeding for reorganization or
          rearrangement of its financial affairs, files a petition in a court of
          bankruptcy, or is adjudicated a bankrupt; or,

          (5) If any of the disclosures made herein or subsequent  hereto by the
          Company  to  Advisor  are   determined  to  be  materially   false  or
          misleading. In the event either party elects to terminate for cause or
          this  Agreement is terminated  prior to the  expiration of the Initial
          Term or if this Agreement is terminated by mutual  written  agreement,
          the Company  shall be  responsible  to pay  Advisor  for  unreimbursed
          expenses due hereunder. In the

<PAGE>

          event the Company  terminates this Agreement pursuant to subparagraphs
          A(1)  or  (a)(2),  Advisor  shall  provide  the  Company  with  a full
          accounting of all costs and expenses and reimburse the Company  during
          the Initial Term for  $150,000  less the costs and expenses of Advisor
          and during the Additional Term for $100,000 less costs and expenses.

12.  Indemnification.  Subject to the provisions herein, the Company and Advisor
agree to  indemnify,  defend and hold each other  harmless  from and against all
demands,  claims,  actions,  losses, damages,  liabilities,  costs and expenses,
including  without  limitation,  interest,  penalties  and  attorney's  fees and
expenses asserted against or imposed or incurred by either party by reason of or
resulting from any action or a breach of any representation, warranty, covenant,
condition, or agreement of the other party to this Agreement.

13. Remedies.  Any and all remedies available  hereunder shall be cumulative and
nonexclusive and shall be in addition to any other remedy to which the
parties may be entitled.

14.      Miscellaneous.

     (A)  Subsequent  Events.  Advisor and the Company  each agree to notify the
other party if,  subsequent to the date of this  Agreement,  either party incurs
obligations  that  could  compromise  its  efforts  and  obligations  under this
Agreement.

     (B) Amendment. This Agreement may be amended or modified at any time and in
any manner only by an instrument in writing executed by the parties hereto.

     (C) Further Actions and Assurances. At any time and from time to time, each
party  agrees,  at its or their  expense,  to take  actions  and to execute  and
deliver  documents as may be reasonably  necessary to effectuate  the purpose of
this Agreement.

     (D) Waiver.  Any failure of any party to this  Agreement to comply with any
of its obligations, agreements, or conditions hereunder may be waived in writing
by the party to whom

<PAGE>

such  compliance is owed.  The failure of any party to this Agreement to enforce
at any time any of the provision of this Agreement  shall in no way be construed
to be a waiver of any such  provision  or a waiver  of the  right of such  party
thereafter to enforce each and every such provision.  No waiver of any breach of
or  noncompliance  with this Agreement shall be held to be a waiver of any other
or subsequent breach or noncompliance.

     (E) Assignment. Neither this Agreement nor any right created by it shall be
assignable by either party without the prior written consent of the other.

     (F)  Notices.  Any notice or other  communication  required or permitted by
this  Agreement must be in writing and shall be deemed to be properly given when
delivered  in person to an officer of the other  party,  when  deposited  in the
United  States mail for  transmittal  by certified or registered  mail,  postage
prepaid, or when deposited with a recognized courier service for transmittal, or
when sent by facsimile transmission and such transmission is evidenced by log as
satisfactorily transmitted,  and in each case provided that the communication is
addressed:

         (1) In the case of the Advisor:

         St. Martin Equity Group, Inc.
                                            c/o Suisse Security
                                            Orissa House
                                            East Bay Street
                                            PO B0X N-4801
                                            Nassau, Bahamas
                                            Telefax:  (242) 394-0992
                                            Attention: E. Cassey

         (2)  In the case of Company:       Cuidao Holding Corporation
                                            2951 Simms Street
                                            Hollywood, Florida 33020-1510
                                            Telephone: (954) 924-0047
                                            Telefax: (954) 924-8171
                                            Attention: Robert Walker or
                                                       C. Michael Fisher

<PAGE>

or to such other  person or  address  designated  in  writing by the  Company or
Advisor to receive notice and served on the other party in accordance  with this
section.

     (G) Headings.  The section and  subsection  headings in this  Agreement are
inserted  for  convenience  only and shall not affect in any way the  meaning or
interpretation of this Agreement.

     (H) Governing Law. This  Agreement was  negotiated and is being  contracted
for in Florida,  and shall be governed by the laws of the State of Florida.  The
parties  expressly  agree to venue in Broward  County,  Florida  for any and all
actions commenced relative to this Agreement.

     (I) Binding Effect. This Agreement shall be binding upon the parties hereto
and inure to the benefit of the parties, their respective heirs, administrators,
executors, successors, and assigns.

     (J) Entire Agreement This Agreement  contains the entire agreement  between
the parties hereto and supersedes any and all prior agreements, arrangements, or
understandings  between  the  parties  relating  to the  subject  matter of this
Agreement.

     (K)  Severability,   If  any  part  of  this  Agreement  is  deemed  to  be
unenforceable  the  balance  of the  Agreement  shall  remain in full  force and
effect.

     (L)  Counterparts.  A facsimile,  telecopy,  or other  reproduction of this
Agreement may be executed  simultaneously in two or more  counterparts,  each of
which shall be deemed an original,  but all of which together  shall  constitute
one and the same instrument.  The executed copy of this Agreement shall be valid
and binding upon a party when  transmitted  by facsimile to the other party.  At
the request of any party  hereto,  all  parties  agree to execute an original of
this  Agreement,  as well as,  any  facsimile,  telecopy  or other  reproduction
hereof.

     IN WITNESS  WHEREOF,  the parties have executed this  Agreement on the date
above written.

St. Martin Equity Group, Inc.                         Cuidao Holding Corporation

<PAGE>

By:____________________                      By:________________________________
   E. Cassey                                    Robert Walker, Managing Director
   Authorized Signatory

                                             By:________________________________
                                                C. Michael Fisher, President

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