Document:

Exhibit
10.1

 

SAMSON
GROUP

400
Rella Blvd. Suite 165-101, Suffern, NY 10901

 

FUTURE
RECEIPTS SALE AND PURCHASE AGREEMENT

 

This
agreement (this “Agreement”), dated 3/16/2022, between CLOUDFUND LLC d/b/a SAMSON GROUP (“Buyer”) and
the seller(s) listed herein (collectively, the “Seller”) (all capitalized terms shall have the meanings ascribed to
them below):

 

Business
Legal Name: MCA NEW BRAUNFELS OPERATING COMPANY LLC and the entities listed on “Exhibit B”

 

D/B/A: MCA
NEW BRAUNFELS OPERATING COMPANY d/b/a MEMORY CARE OF NEW BRAUNFELS and the entities listed on
“Exhibit B”

 

	Form
  of Business Entity: LLC	EIN
  #:

 

Physical
Address: 2022 TX 46 WEST, NEW BRAUNFELS, TX 78132

 

Mailing Address: 2022 TX 46 WEST, NEW BRAUNFELS, TX 78132

 

	PURCHASE
    PRICE:	PURCHASED
    AMOUNT:	SPECIFIED
    PERCENTAGE:
	$250,000.00	$345,000.00	39
    %

 

	REMITTANCE
    AMOUNT:*

    $9,857.14
	 	REMITTANCE
                                            PERIOD:

                                             WEEKLY

 

	 	LESS
    CLOSING COSTS:	 
	 	 	 
	DUE
    DILIGENCE FEE:	ORIGINATION
    FEE:	UCC
    FEE:
	$0.00	$7,500.00	$0.00
	 	 	 
	 	LESS
    PRIOR BALANCE(S) (IF APPLICABLE)

    $33,133.41
	 
	 	 	 
	 	NET
    AMOUNT FUNDED TO SELLER:

    $209,366.59
	 

 

	FOR
  THE SELLER #1	 	FOR
  THE SELLER #2
	 	 	 
		 	 
	By:	

                                                                                 
	 	By:	 
	Name:	JAMES
  THADDEUS WALESA	 	Name:	N/A
	Title:	Owner/Agent/Manager	 	Title:	N/A
	Email:	 	 	Email:	N/A
	Business Phone:	 	Business Phone: N/A

 

*Please
refer to Section 13 of this Agreement to learn how the Remittance Amount can be changed.

 

Concurrently
with the execution of this Agreement by Seller, and as condition to the effectiveness hereof, Seller has caused the Personal Guarantee
of Performance in the form attached hereto as “Exhibit A” (the “Guaranty”) to be signed and delivered
to Buyer by the following Owner(s)/Guarantor(s) of Seller.

 

	OWNER/GUARANTOR
    #1	 	OWNER/GUARANTOR
    #2
	 	 	 
		 	 
	By:	

                                                                                 
	 	By:	                          
	Name:	JAMES
    THADDEUS WALESA	 	Name:	N/A
	SSN:	 	 	SSN:	N/A
	Phone:	 	 	Phone:	N/A
	Address:	 	 	Address:	N/A

 

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Furthermore,
in the event the Seller and/or Guarantor are comprised of more than one entity and/or individuals, then ALL such entities and/or individuals,
respectively, shall sign the Addendum to this Agreement in the form attached hereto as Exhibit B (the “Addendum”).

 

WHEREAS,
Seller is desirous to sell to Buyer, and Buyer is desirous to purchase from Seller a Specified Percentage of the Seller’s Future
Receipts, but only on the terms and conditions set forth in this Agreement.

 

NOW,
THEREFORE, for good and valuable consideration, the mutual receipts and sufficiency of which is hereby acknowledged by both parties,
Buyer and Seller hereby agree to the foregoing and as follows:

 

1.
Basic Terms and Definitions.

 

a.
“Effective Date” shall mean the
later of: (i) the date set forth in the preamble to this Agreement, and (ii) the date when Buyer paid the Net Amount Funded to Seller.

 

b.
“Specified Percentage” is the
percentage identified above and refers to a percentage of each and every sale made by Seller until the Purchased Amount is delivered
to Seller.

 

c.
“Future Receipts” shall mean,
collectively, all of Seller’s receipts for the sale of goods and services after the Effective Date of this Agreement; which payments
or deliveries of monies can be made in the form of cash, check, credit, charge, or debit card, Automated Clearing House (“ACH”)
or other electronic transfer or any other form of monetary payment and/or pecuniary benefit received by Seller.

 

d.
“Periodic Receipts” shall mean
the amount of Future Receipts received by Seller during each Remittance Period.

 

e.
“Purchased Amount” is the amount
identified above and refers to the total amount of Future Receipts that Seller shall be under obligation
to deliver to Buyer pursuant to this Agreement.

 

f.
“Purchase Price” is the amount
identified above and refers to the total amount that Buyer agrees to pay for the Purchased Amount. Seller acknowledges that the amount
that Seller will actually receive from Buyer pursuant to this Agreement will be the Net Amount Funded to Seller.

 

g.
“Closing Costs” shall mean, collectively,
all initial costs and fees that identified above and in Section 16 that Seller agrees to pay to Buyer as consideration for agreeing to
enter into this Agreement.

 

h.
“Net Amount Funded to Seller”
is the amount identified above and refers to the Purchase Price less the total Closing Costs identified above and in Section 16 and less
Prior Balance identified above and in Section 17.

 

i.
“Remittance Amount” shall mean
the amount that Seller shall deliver to Buyer at the end of each Remittance Period as part of the Purchased Amount. The initial Remittance
Amount is the amount first described above. The parties agree that the initial Remittance Amount is a good faith approximation of the
Specified Percentage of Seller’s Future Receipts during the first Remittance Period, based upon the information provided by Seller
to Buyer concerning Seller’s most recent accounts receivables, including representations by the Seller to Buyer regarding the Seller’s
estimated Future Receipts. The Remittance Amount is subject to Seller’s right of adjustment/reconciliation set forth in this Agreement.

 

j.
“Remittance Period” shall mean
the daily or weekly period by the end of which a Remittance Amount shall be delivered by Seller to Buyer.

 

k.
“Workday” shall mean Monday through
Friday except on days when banking institutions are closed for the holidays and do not process ACH payments.

 

l.
“Prior Balance” shall mean the
sum of all amounts that Seller may owe to Buyer and/or third party(s) as of the Effective Date of this Agreement. Seller agrees that:
(i) the Prior Balance, if any, as described in Section 17 of this Agreement, will be deducted from the Purchase Price prior to delivering
it to Seller pursuant to Seller’s authorization set forth in Rider 1 to this Agreement; and (ii) such deduction of the Prior Balance
shall not be deemed to reduce the agreed upon Purchase Price.

 

m
“Origination Fee” shall mean the fee that Seller and a Broker have agreed to in conjunction with brokering this
Agreement, which amount Seller authorizes Buyer to withhold from the Purchase Price and pay to said Broker. The Origination Fee, if any,
is described in Section 17 of this Agreement and will be deducted from the Purchase Price prior to delivering it to Seller pursuant to
Seller’s authorization set forth in Section 19.

 

n.
In the event “Seller” is comprised of more than one entity, then:

 

i.
The term “Seller”
shall mean, individually and collectively, interchangeably, all such entities; and

 

ii.
Each Seller is an “Affiliate” of all
other Seller(s). The term “Affiliate” shall mean an entity or an individual that (1) controls, (2) is under the “Control”,
or (3) is under common Control with the entity or individual in question. The term “Control” shall mean direct or indirect
ownership of more than 50% of the outstanding voting stock of a corporation or other majority equity interest if not a corporation and
the possession of power to direct or cause the direction of the management and policy of such corporation or other entity, whether through
ownership of voting securities, by stature, or by contract; and

 

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iii.
The representations, warranties, covenants, obligations
and liabilities of each Seller shall be joint and several under this Agreement; and

 

iv.
The liability of each Seller under this Agreement
shall be direct and immediate and shall not be conditional or contingent upon the pursuance of any remedies against any other person
or entity; and

 

v.
The terms “Specified Percentage”, “Future
Receipts”, “Periodic Receipts”, “Remittance Amount” shall mean the Specified Percentage, the Future Receipts
and the Periodic Receipts of each Seller individually; and

 

vi.
Buyer may pursue its rights and remedies under this
Agreement against any one or any number of entities that constitute Seller without obligation to assert, prosecute or exhaust any remedy
or claim against any other Seller or any Guarantor.

 

o.
In the event “Guarantor” is comprised of more than one individual, then:

 

i.
The term “Guarantor”
shall mean, individually and collectively, all such individuals; and

 

ii.
Each Guarantor is an Affiliate of all other Guarantor(s);
and

 

iii.
The representations, warranties, covenants, obligations
and liabilities of each Guarantor shall be joint and several under this Agreement and the Guaranty; and

 

iv.
The liability of each Guarantor under this Agreement
and the Guaranty shall be direct and immediate and shall not be conditional or contingent upon the pursuance of any remedies against
any other person or entity; and

 

v.
Buyer may pursue its rights and remedies under this
Agreement and/or Guaranty against any one or any number of individuals that constitute Guarantor without obligation to assert, prosecute
or exhaust any remedy or claim against any other Guarantor or any Seller.

 

2.
The Term.
This Agreement for the purchase and sale of Future Receipts does not have a fixed duration or term, which is indefinite. Subject to the
provisions of Sections 10-13 hereof, the term of this Agreement shall commence on the Effective Date and terminate on the earlier of:
(i) the date (the “Termination Date”) when the Purchased Amount and all other sums due to Buyer pursuant to this Agreement
are received by Buyer in full; and (ii) when Seller’s performance has been excused pursuant to Section 16(b).

 

3.
Non-Recourse Sale of Purchased Future Receipts.
Seller hereby sells, assigns, transfers and conveys (hereinafter, the “Sale”) unto Buyer all of Seller’s right,
title and interest in to the Specified Percentage of the Future Receipts until the Purchased Amount shall have been delivered by Seller
to Buyer (hereinafter, the portion of the Future Receipts sold by Seller to Buyer pursuant to this Agreement, the “Purchased
Future Receipts”); to have and hold the same unto Buyer, its successors and assigns, forever. This Sale of the Purchased Future
Receipts is made without express or implied warranty to Buyer of collectability of the Purchased Future Receipts by Buyer and without
recourse against Seller and/or Guarantor(s), except as specifically set forth in this Agreement. By virtue of this Agreement, Seller
transfers to Buyer full and complete ownership of the Purchased Future Receipts and Seller retains no legal or equitable interest therein.

 

4.
Payment of Purchase Price.
In consideration of the sale by Seller to Buyer of the Purchased Future Receipts pursuant to this Agreement, Buyer agrees to pay to Seller
the Purchase Price by delivering the Net Funded Amount to Seller after execution of this Agreement.

 

5.
Use of Purchase Price.
Seller hereby acknowledges that it fully understands that: (i) Buyer’s ability to collect the Purchased Amount (or any portion
thereof) is contingent upon Seller’s continued operation of its business and successful generation of the Future Receipts until
the Purchased Amount is delivered to Buyer in full; and (ii) that in the event of decreased efficiency or total failure of Seller’s
business, Buyer’s receipt of the full or any portion of the Purchased Amount may be delayed indefinitely. Based upon the forgoing,
Seller agrees to use the Purchase Price exclusively for the benefit and advancement of Seller’s business operations and for no
other purpose.

 

6.
Delivery of Purchased Amount.
The Purchased Amount shall be delivered by Seller to Buyer in the amount of the Remittance Amount (subject adjustment as described below)
at the end of each Remittance Period, commencing on the Effective Date and ending on the Termination Date. Buyer reserves the right to
apply amounts received by it under this Agreement to any fees or other charges due to Buyer from Seller prior to applying such amounts
to reduce the outstanding undelivered balance of the Purchased Amount.

 

7.
Approved Bank Account and Credit Card Processor.
During the term of this Agreement, Seller shall: (i) deposit all Future Receipts into one (and only one) bank account which bank account
shall be acceptable and preapproved by Buyer (the “Approved Bank Account”), (ii) use one (and only one) credit card
processor which processor shall be acceptable and preapproved by Buyer (the “Approved Processor”) and (iii) deposit
all credit card receipts into the Approved Bank Account. In the event the Approved Bank Account or Approved Processor shall become unavailable
or shall cease providing services to Seller during the term of this Agreement, prior to the first date of such unavailability or cessation
of services, Seller shall arrange for another Approved Bank Account or Approved Processor, as the case may be.

 

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8.
Authorization to Debit Approved Bank Account.
Seller hereby authorizes Buyer, and/or Delta Bridge Funding LLC (as servicing agent for this Agreement)
to initiate electronic checks or ACH debits from the Approved Bank Account (which as of the Effective Date of this Agreement shall be
the account listed on Appendix A hereto) in the amount of the Remittance Amount at the end of each Remittance Period commencing on the
Effective Date until Buyer receives the full Purchased Amount (the “ACH Authorization”). This ACH Authorization shall be
irrevocable until such time when Seller shall have performed its obligations under this Agreement in full. Seller acknowledges that the
origination of ACH entries to and from the Approved Bank Account must comply with applicable law and applicable network rules. Seller
agrees to be bound by the Rules and Operating Guidelines of NACHA . Seller will not dispute any ACH entry initiated pursuant to this
ACH Authorization, provided the transaction corresponds to the terms of this authorization. Seller requests the financial institution
that holds the Approved Bank Account to honor all ACH entries initiated in accordance with this ACH Authorization. If requested by Buyer,
Seller shall execute a separate authorization for Buyer and/or Delta Bridge Funding LLC to arrange for electronic fund transfers (including
ACH payments) in the amount of any Remittance Amount from the Approved Bank Account. Seller shall provide Buyer and/or its authorized
agent with all information, authorizations and passwords necessary to verify Seller’s receivables, receipts and deposits into the
Approved Bank Account.

 

9.
Shortage of Funds and Fees Associated with
Debiting Approved Bank Account. It shall be
Seller’s exclusive responsibility to pay to its banking institution and/or Buyer’s banking institution directly (or to compensate
Buyer, in case it is charged) all fees, charges and expenses incurred by either Seller or Buyer due to rejected electronic checks or
ACH debit attempts, overdrafts or rejections by Seller’s banking institution of the transactions contemplated by this Agreement,
including without limitation a $35.00 charge per bounced or rejected ACH debit.

 

10.
Seller’s Right
for Reconciliation.
Seller and Buyer each acknowledges and agrees that:

 

a.
If at any time during the term of this Agreement
Seller will experience unforeseen decrease or increase in its Periodic Receipts, then so long as Seller is not then in default under
the terms of this Agreement, Seller shall have the right, at its sole and absolute discretion, but subject to the provisions of Section
11 below, to request retroactive reconciliation of the Remittance Amounts paid during one (1) or more full calendar month(s) immediately
preceding the day when such request for reconciliation is received by Buyer (each such calendar month for which a reconciliation is requested,
a “Reconciliation Month”).

 

b.
Such reconciliation (the “Reconciliation”)
of the Seller’s Remittance Amounts for one or more Reconciliation Month(s) shall be performed by Buyer within five (5) Workdays
following its receipt of the Seller’s request for Reconciliation by either crediting or debiting the difference back to, or from,
the Approved Bank Account so that the total amount debited by Buyer from the Approved Bank Account during the Reconciliation Month(s)
at issue is equal to the Specific Percentage of the Future Receipts that Seller collected during the Reconciliation Month(s) at issue.

 

c.
One or more Reconciliation procedures performed
by Buyer may reduce or increase the effective Remittance Amount during the Reconciliation Month in comparison to the initial Remittance
Amount first described in this Agreement, and, as the result of such reduction, the term of this Agreement during which Buyer will be
debiting the Approved Bank Account may be shortened or extended indefinitely.

 

11.
Request for Reconciliation
Procedure.

 

a.
It shall be Seller’s sole responsibility and
the right hereunder to initiate Reconciliation of Seller’s actual Remittance Amounts during any Reconciliation Month by sending
a request for Reconciliation to Buyer.

 

b.
Any such request for Reconciliation of the Seller’s
Remittance Amounts for specific Reconciliation Month(s) shall be in writing, shall state the Reconciliation Month(s) for which Reconciliation
is requested, and shall include copies of Seller’s bank statement(s) and credit card processing statements for each Reconciliation
Month at issue, and shall be received by Buyer via email to customerservice@approvalandreconciliation.com, with the subject line “REQUEST
FOR RECONCILIATION” or by other means (to be provided to Seller by Buyer upon request).

 

c.
Reconciliation cannot be made two or more times
for the same Reconciliation Month.

 

d.
Commencing in the calendar month immediately following
the Effective Date of this Agreement, Seller shall have the right to request Reconciliation as many times during the term of this Agreement
as it deems proper, and Buyer shall comply with each such request, provided that each such request is made in accordance with the terms
of this Section 11.

 

e.
Nothing set forth in Sections 10 or 11 of this Agreement
shall be deemed to: (i) provide Seller with the right to interfere with Buyer’s right and ability to debit the Approved Bank Account
while the request for Reconciliation of Seller’s receipts is pending or until the Purchased Amount is collected by Buyer in full,
or (ii) modify the Remittance Amount for any calendar month during the term of this Agreement other than during the Reconciliation Month(s)
as the result of the Reconciliation.

 

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12.
Adjustment of the
Remittance Amount. Seller
and Buyer each acknowledge and agree that:

 

a.
If at any time during the term of this Agreement
Seller experiences a steady decrease in its Periodic Receipts, and so long as Seller is not in default under the terms of this Agreement,
Seller shall have the right, at its sole and absolute discretion, but subject to the provisions of Section 13 below, to request modification
(“Adjustment”) of the amount of the Remittance Amount that Seller is obligated to deliver to Buyer at the end of each
Remittance Period to more closely reflect the Seller’s actual Periodic Receipts multiplied by the Specified Percentage (the “
Adjusted Remittance Amount”). Buyer shall provide such Adjustment within five (5) Workdays following its receipt of the
Seller’s request for Adjustment. The Adjustment shall become effective as of the date it is performed and the Adjusted Remittance
Amount shall replace and supersede the amount of the initial Remittance Amount first described above for thirty (30) days from and including
the date it is granted. Upon the expiration of such 30-day period the amount of the Remittance Amount shall automatically revert back
to the amount of the initial Remittance Amount, absent an additional request for Adjustment at the expiry of the 30-day period pursuant
to this Section 12.

 

b.
The parties acknowledge that any Adjustment that
reduces the initial Remittance Amount may have the effect of extending the period of time needed for Seller to deliver the entire Purchased
Amount to Buyer.

 

13.
Request for Adjustment Procedure.

 

a.
It shall be Seller’s sole responsibility and
the right to initiate the Adjustment by sending a request for Adjustment to Buyer.

 

b.
A request for Adjustment (an “Adjustment
Request”) shall be in writing, and shall include copies of Seller’s last three (3) consecutive bank statements of the
Approved Bank Account and credit card processing statements immediately preceding the date of Buyer’s receipt of the Adjustment
Request. The Adjustment Request must be received by Buyer by email at customerservice@approvalandreconciliation.com, with the subject
line “REQUEST FOR ADJUSTMENT” within thirty (30) days after the date that is the later of (i) the last day of the latest
bank statement enclosed with the Adjustment Request and (ii) the last date of the latest credit card processing statement enclosed with
the Adjustment Request.

 

c.
Buyer’s receipt of a Seller’s Adjustment
Request after the expiration of the above referenced thirty (30) day period nullifies and makes obsolete such Adjustment Request.

 

d.
Seller shall have the right to request Adjustment
of the initial Remittance Amount (or any Adjusted Remittance Amount, as the case may be) as many times during the term of this Agreement
as it deems proper, and Buyer shall comply in good faith with such request, provided that:

 

i.
Each such request for Adjustment is made in accordance
with the terms of this Section 13; and

 

ii.
No Adjustment shall be made
after the Termination Date.

 

e.
Nothing set forth in Sections 12 or 13 of this Agreement
shall be deemed to provide Seller with the right to (i) interfere with Buyer’s right and ability to debit the Approved Bank Account
while the request for Adjustment is pending or until the Purchased Amount is collected by Buyer in full or (ii) request Adjustment retroactively
for the portion of the term of this Agreement preceding the date of an Adjustment Request.

 

14.
Buyer’s Assumption of
Risk.

 

a.
Nonrecourse Sale of Future Receipts.
Seller is selling a portion of a future revenue stream to Buyer at a discount, not borrowing money from Buyer. There is no interest rate
or payment schedule and no time period during which the Purchased Amount must be collected by Buyer. Seller acknowledges that it has
no right to repurchase the Purchased Amount from Buyer. Buyer assumes the risk that Future Receipts may be remitted more slowly than
Buyer may have anticipated or projected because Seller’s business has slowed down, and the risk that the full Purchased Amount
may never be remitted because Seller’s business went bankrupt or Seller otherwise ceased operations in the ordinary course of business,
to the extent not cause by Seller’s breach of this Agreement. Buyer is buying the Purchased Amount of Future Receipts knowing the
risks that Seller’s business may slow down or fail, and Buyer assumes these risks based on Seller’s representations, warranties
and covenants in this Agreement that are designed to give Buyer a reasonable and fair opportunity to receive the benefit of its bargain.
By this Agreement, Seller transfers to Buyer full and complete ownership of the Purchased Amount of Future Receipts and Seller retains
no legal or equitable interest therein. Seller agrees that it will treat the Purchase Price and Purchased Amount in a manner consistent
with a sale in its accounting records and tax returns. Seller agrees that Buyer is entitled to audit Seller’s accounting records
upon reasonable Notice in order to verify compliance. Seller waives any rights of privacy, confidentiality or taxpayer privilege in any
such litigation or arbitration in which Seller asserts that this transaction is anything other than a sale of future receipts.

 

b.
Excused Performance.
Buyer agrees to purchase the Purchased Future Receipts knowing the risks that Seller’s business may slow down or fail, and Buyer
assumes this risk based exclusively upon the information provided to it by Seller and related to the business operations of Seller’s
business prior to the date hereof, and upon Seller’s representations, warranties and covenants contained in this Agreement that
are designed to give Buyer a reasonable and fair opportunity to receive the benefit of its bargain. Furthermore, Buyer hereby acknowledges
and agrees that Seller shall be excused from performing its obligations under this Agreement in the event Seller’s business ceases
its operations exclusively due to the following reasons:

 

i.
adverse business conditions
or other circumstances that occurred for reasons outside Seller’s control;

 

ii.
loss of the premises where the business operates
(but not due to Seller’s breach of its obligations to its landlord), provided however that Seller does not continue and/or resume
business operations at another location;

 

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iii.
bankruptcy of Seller; and/or

 

iv.
natural disasters or similar
occurrences beyond Seller’s control.

 

15.
Fees and Charges to Buyer (“Closing
Costs). Seller acknowledges that any Due Diligence
fee, or UCC fees and described above as “Closing Costs” were agreed upon between Seller and Buyer prior to Seller entering
into this Agreement, and were subject to arms-length negotiation between Buyer and Seller.

 

16.
Origination Fee.
Seller acknowledges that any Origination Fee disclosed above as a “Closing Cost” was agreed upon between Seller and a third-party
broker for services related to this Seller’s transaction with Buyer. Buyer is not a party to any agreement between Seller and its
broker. Seller hereby requests and authorizes Buyer to withhold the Origination Fee from the Purchase Price, and to remit the Origination
Fee to such broker.

 

17.
Prior Balance of Purchased Amounts.
Seller represents and warrants that Rider 1, which is attached hereto and made a part hereof, contains true and correct information as
to the name(s) of Seller’s creditors and the amounts that Seller owes each of those creditors as of the Effective Date (and these
amounts being a portion of the Prior Balance of Purchased Amounts), and that as of the date hereof there are no creditors of Seller which
may otherwise encumber the Purchased Future Receipts other than those listed in Rider 1. Seller indemnifies and holds harmless Buyer
for any and all damages and losses (including without limitation legal fees and expenses) incurred by Buyer as the result of such representation
being untrue, incorrect or incomplete.

 

18.
No Reduction of Purchase Price.
Seller agrees that deduction of the Closing Costs, the Prior Balance and the Origination Fee from the Purchase Price shall not be deemed
to be a reduction of the Purchase Price.

 

REPRESENTATIONS,
WARRANTIES AND COVENANTS

 

19.
Seller represents, warrants and covenants that as
of this date and unless expressly stated otherwise during the term of this Agreement:

 

a.
 Financial Condition and Financial Information.
Seller’s bank and financial statements, copies of which have been furnished to Buyer, and future statements which may be furnished
hereafter pursuant to this Agreement or upon Buyer’s request, fairly represent the financial condition of Seller as of the dates
such statements were issued, and prior to execution of the Agreement there has been no material adverse changes, financial or otherwise,
in such condition, operation or ownership of Seller. Seller shall advise Buyer of any material adverse change in its financial condition,
operation or ownership, and/or online banking log-in credentials. Buyer may request Seller’s bank statements at any time during
the term of this Agreement and Seller shall provide them to Buyer within five (5) Workdays.

 

b.
Governmental Approvals.
Seller is in compliance and, during the term of this Agreement, shall be in compliance with all laws and has valid permits, authorizations
and licenses to own, operate and lease its properties and to conduct the business in which it is presently engaged.

 

c.
Good Standing.
Seller is a corporation/limited liability company/limited partnership/other type of entity that is in good standing and duly incorporated
or otherwise organized and validly existing under the laws of its jurisdiction of incorporation or organization, and has full power and
authority necessary to carry its business as it is now being conducted.

 

d.
Authorization.
Seller has all requisite power to execute, deliver and perform this Agreement and consummate the transactions contemplated hereunder;
entering into this Agreement will not result in breach or violation of, or default under, any agreement or instrument by which Seller
is bound or any statute, rule, regulation, order or other law to which Seller is subject, nor require the obtaining of any consent, approval,
permit or license from any governmental authority having jurisdiction over Seller. All organizational and other proceedings required
to be taken by Seller to authorize the execution, delivery and performance of this Agreement have been taken. The person signing this
Agreement on behalf of Seller has full power and authority to bind Seller to perform its obligations under this Agreement.

 

e.
Accounting Records and Tax Returns.
Seller will treat receipt of the Net Amount Funded to Seller and payment of the Purchased Amount in a manner evidencing sale of its Future
Receipts in its accounting records and tax returns and further agrees that Buyer is entitled to audit Seller’s accounting records
upon reasonable notice in order to verify compliance. Seller hereby waives any rights of privacy, confidentiality or taxpayer privilege
in any litigation or arbitration arising out of this Agreement in which Seller asserts that this transaction is anything other than a
sale of Future Receipts.

 

f.
Taxes; Workers Compensation Insurance.
Seller has paid and will promptly pay, when due, all taxes, including without limitation, income, employment, sales and use taxes, imposed
upon Seller’s business by law, and will maintain workers compensation insurance required by applicable governmental authorities.

 

g.
Business Insurance.
Seller maintains and will maintain general liability and business-interruption insurance naming Buyer as loss payee and additional insured
in the amounts and against risks as are satisfactory to Buyer and shall provide Buyer with proof of such insurance upon request.

 

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h.
Approved Processor and Bank.
Seller shall not change its Approved Processor, add terminals, change its Approved Bank Account(s) or take any other action that could
have any adverse effect upon Seller’s obligations or impede Buyer’s rights under this Agreement, without Buyer’s prior
written consent.

 

i.
No Diversion of Future Receipts.
Seller shall not allow any event to occur that would cause a diversion of any portion of Seller’s Future Receipts from the Approved
Bank Account or Approved Processor without Buyer’s written consent.

 

j.
Change of Name or Location.
Seller, any successor-in-interest of Seller, and Guarantor shall not conduct Seller’s businesses under any name other than as disclosed
to the Approved Processor and Buyer, shall not change and/or transfer ownership in/of the Seller and will not change any of its places
of business without first obtaining Buyer’s written consent.

 

k.
Prohibited Business Transactions.
Seller shall not: (i) transfer or sell all or substantially all of its assets without first obtaining Buyer’s consent; or (ii)
make or send notice of its intended bulk sale or transfer.

 

l.
No Closing of Business.
Seller will not sell, dispose, transfer or otherwise convey all or substantially all of its business or assets without first: (i) obtaining
the express written consent of Buyer, and (ii) providing Buyer with a written agreement of a purchaser or transferee of Seller’s
business or assets to assume all of Seller’s obligations under this Agreement pursuant to documentation satisfactory to Buyer.
Seller represents that as of the date of Seller’s execution of this Agreement it has no current plans to close its business either
temporarily (for renovations, repairs or any other purpose), or permanently. Seller agrees that until Buyer shall have received the Purchased
Amount in full, Seller will not voluntarily close its business on a permanent or temporarily basis for renovations, repairs, or any other
purposes. Notwithstanding the foregoing, Seller shall have the right to close its business temporarily if such closing is necessitated
by a requirement to conduct renovations or repairs imposed upon Seller’s business by legal authorities having jurisdiction over
Seller’s business (such as from a health department or fire department), or if such closing is necessitated by circumstances outside
Seller’s reasonable control. Prior to any such temporary closure of its business, Seller shall provide Buyer ten (10) business
days advance notice to the extent practicable.

 

m.
No Pending Bankruptcy.
As of the date of Seller’s execution of this Agreement, Seller has not filed, and does not contemplate filing, any petition for
bankruptcy protection under Title 11 of the United States Code and there has been no involuntary bankruptcy petition brought or pending
against Seller. Seller represents that it has not consulted with a bankruptcy attorney on the issue of filing bankruptcy or some other
insolvency proceeding within six months immediately preceding the date of this Agreement.

 

n.
Estoppel Certificate.
Seller will at any time, and from time to time, upon at least one (1) day’s prior notice from Buyer to Seller, execute, acknowledge
and deliver to Buyer and/or to any other person or entity specified by Buyer, a statement certifying that this Agreement is unmodified
and in full force and effect (or, if there have been modifications, that the same is in full force and effect as modified and stating
the modification(s) and stating the date(s) on which the Purchased Amount or any portion thereof has been repaid.

 

o.
Unencumbered Future Receipts.
Seller has and will continue to have good, complete and marketable title to all Future Receipts, free and clear of any and all liabilities,
liens, claims, changes, restrictions, conditions, options, rights, mortgages, security interests, equities, pledges and encumbrances
of any kind or nature whatsoever or any other rights or interests other than by virtue or entering into this Agreement. Seller specifically
warrants and represents that it is not currently bound by the terms of any future receivables and/or factoring agreement which may encumber
in any way the Future Receipts.

 

p.
No Stacking.
Seller shall not further encumber the Future Receipts, without first obtaining written consent of
Buyer.

 

q.
Business Purpose.
Seller is entering into this Agreement solely for business purposes and not as a consumer for personal,
family or household purposes.

 

r.
No Default Under Contracts with Third Parties.
Seller’s execution of and/or performance of its obligations under this Agreement will not cause or create an event of default by
Seller under any contract, which Seller is or may become a party to.

 

s.
Right of Access.
In order to ensure Seller’s compliance with the terms of this Agreement, Seller hereby grants Buyer the right to enter, without
notice, the premises of Seller’s business for the purpose of inspecting and checking Seller’s transaction processing terminals
to ensure the terminals are properly programmed to submit and/or batch Seller’s Periodic Receipts to the Approved Processor and
to ensure that Seller has not violated any other provision of this Agreement. Furthermore, Seller hereby grants Buyer and its employees
and consultants access to Seller’s employees and records and all other items of property located at the Seller’s place of
business during the term of this Agreement. Seller hereby agrees to provide Buyer, upon request, all and any information concerning Seller’s
business operations, banking relationships, names and contact information of Seller’s suppliers, vendors and landlord(s), to allow
Buyer to interview any of those parties.

 

    	Page 7 of 15

     

    

 

t.
Phone Recordings and Contact.
Seller agrees that any call between Seller and Buyer, and their respective owners, managers, employees and agents may be recorded and/or
monitored. Furthermore, Seller acknowledges and agrees that: (i) it has an established business relationship with Buyer, its managers,
employees and agents (collectively, the “Buyer Parties”) and that Seller may be contacted by any of the Buyer Parties
from time-to-time regarding Seller’s performance of its obligations under this Agreement or regarding other business transactions;
(ii) it will not claim that such communications and contacts are unsolicited or inconvenient; and (iii) any such contact may be made
by any of the Buyer Parties in person or at any phone number (including mobile phone number), email addresses, or facsimile number belonging
to Seller’s office, or its owners, managers, officers, or employees.

 

u.
Knowledge and Experience of Decision Makers.
The persons authorized to make management and financial decisions on behalf Seller with respect to this Agreement have such knowledge,
experience and skill in financial and business matters in general and with respect to transactions of a nature similar to the one contemplated
by this Agreement so as to be capable of evaluating the merits and risks of, and making an informed business decision with regard to,
Seller entering into this Agreement.

 

v.
Seller’s Due Diligence.
The person authorized to sign this Agreement on behalf of Seller: (i) has received all information that such person deemed necessary
to make an informed decision with respect to a transaction contemplated by this Agreement; and (ii) has had unrestricted opportunity
to make such investigation as such person desired pertaining to the transaction contemplated by this Agreement and verify any such information
furnished to him or her by Buyer.

 

w.
Consultation with Counsel.
The person(s) signing this Agreement of behalf of Seller: (a) has read and fully understands the content of this Agreement; (b) has consulted
to the extent he/she wished with Seller’s own counsel in connection with the entering into this Agreement; (c) has made sufficient
investigation and inquiry to determine whether this Agreement is fair and reasonable to Seller, and whether this Agreement adequately
reflects his or her understanding of its terms.

 

x.
No Reliance on Oral Representations.
No course of performance or other conduct subsequently pursued or acquiesced in, and no oral agreement or representation subsequently
made, by the Buyer Parties, whether or not relied or acted upon, and no usage of trade, whether or not relied or acted upon, shall amend
this Agreement or impair or otherwise affect Seller’s obligations pursuant to this Agreement or any rights and remedies of the
parties to this Agreement.

 

y.
No Additional Fees Charged.
Seller hereby acknowledges and agrees that: (i) other than the Closing Costs first described above, if any, Buyer is NOT CHARGING ANY
ADDITIONAL FEES OR CLOSING COSTS to Seller; and (ii) if Seller is charged with any fee and/or cost not described in the Closing Costs
hereof, such fee is not charged by Buyer.

 

20.
Acknowledgment of Security Interest and Security
Agreement. The Future Receipts sold by Seller
to Buyer pursuant to this Agreement shall constitute and shall be construed and treated for all
purposes as a true and complete sale, conveying good title to the Future Receipts free and clear of any liens and encumbrances, from
Seller to Buyer. To the extent the Future Receipts are “accounts” or “payment
intangibles” as those terms are defined in the Uniform Commercial Code as in effect
in the state in which the Seller is located (“UCC”) then: (i) the sale of the Future Receipts creates a security interest
as defined in the UCC; (ii) this Agreement constitutes a “security agreement”
under the UCC; and (iii) Buyer has all the rights of a secured party under the UCC with respect to such Future Receipts. Seller
further agrees that, with or without an Event of Default, Buyer may notify account debtors, or other
persons obligated on the Future Receipts, or holding the Future Receipts, of Seller’s sale of the Future Receipts and may instruct
them to make payment or otherwise render performance to or for the benefit of Buyer.

 

21.
Pledge.
As security for the prompt and complete payment and performance of any and all liabilities, obligations, covenants or agreements of Seller
under this Agreement (and any future amendments of this Agreement, if any) (hereinafter referred to collectively as the “Obligations”),
Seller hereby pledges, assigns and hypothecates to Buyer (collectively, “Pledge”) and grants to Buyer a continuing,
perfected and first priority lien upon and security interest in, to and under all of Seller’s right, title and interest in and
to the following (collectively, the “Collateral”), whether now existing or hereafter from time to time
acquired:

 

i.
all accounts, including without limitation, all
deposit accounts, accounts-receivable, and other receivables, chattel paper, documents, equipment, general intangibles, instruments,
and inventory, as those terms are defined by Article 9 of the Uniform Commercial Code (the “UCC”), now or hereafter owned
or acquired by Seller; and

 

ii.
all Seller’s proceeds, as such term is defined
by Article 9 of the UCC.

 

22.
Termination of Pledge.
Upon the payment and performance by Seller in full of the Obligations, the security interest in the Collateral pursuant to this Pledge
shall automatically terminate without any further act of either party being required, and all rights to the Collateral shall revert to
Seller. Upon any such termination, Buyer will execute, acknowledge (where applicable) and deliver such satisfactions, releases and termination
statements, as Seller shall reasonably request.

 

23.
Financing Statements.
Seller authorizes Buyer to file one or more UCC-1 forms consistent with the UCC to give notice that the Purchased Amount of Future Receipts
is the sole property of Buyer. The UCC filing may state that such sale is intended to be a sale and not an assignment for security and
may state that the Seller is prohibited from obtaining any financing that impairs the value of the Future Receipts or Buyer’s right
to collect same. Seller authorizes Buyer to debit the Account for all costs incurred by Buyer associated with the filing, amendment or
termination of any UCC filings.

 

24.
Further Assurances.
At Buyer’s request, Seller, at Seller’s sole cost and expense, shall execute and deliver all such further UCC-1s, continuation
statements, assurances, assignments, and consents with respect to the sale of the Purchased Amount, and shall execute and deliver such
further instruments, agreements and other documents and do such further acts and things, as Buyer may request in order to more fully
effectuate the purposes of this Agreement.

 

    	Page 8 of 15

     

    

 

EVENTS
OF DEFAULT AND REMEDIES

 

25.
Events of Default.
The occurrence of any of the following events shall constitute an “Event of Default”: (a) Seller interferes with Buyer’s
right to collect the Remittance Amount; (b) Seller violates any term or covenant in this Agreement; (c) Seller uses multiple depository
accounts without the prior written consent of Buyer; (d) Seller revokes the ACH Authorization; (e) Seller changes its depositing account
or its payment card processor without the prior written consent of Buyer; (f) Seller defaults under any other agreement with Buyer, or
breaches any of the terms, covenants and conditions of any other agreement with Buyer, or (g) Seller causes two (2) or more ACH transactions
attempted by Buyer during any thirty-day period during the term of this Agreement to be rejected by Seller’s bank.

 

26.
Remedies.
If any Event of Default occurs, Buyer may proceed to protect and enforce its rights including, but not limited to, the following:

 

a.
The Specified Percentage shall equal 100%. The full
undelivered Purchased Amount plus all fees and charges (including legal fees) assessed under this Agreement will become due and payable
in full immediately.

 

b.
The Remittance Amount shall equal 100% of all Future
Receipts.

 

c.
Buyer may enforce the provisions
of any Guaranty against each Guarantor.

 

d.
Seller shall pay to Buyer all reasonable costs associated
with the Event of Default. Buyer may proceed to protect and enforce its rights and remedies by arbitration or lawsuit. In any such arbitration
or lawsuit, under which Buyer shall recover Judgment against Seller, Seller shall be liable for all of Buyer’s costs, including
but not limited to all reasonable attorneys’ fees and court costs. However, the rights of Buyer under this provision shall be limited
as provided in the arbitration provision set forth on arbitration below.

 

e.
This Agreement shall be deemed Seller’s Assignment
of Seller’s Lease of Seller’s business premises to Buyer. Upon an Event of Default, Buyer may exercise its rights under this
Assignment of Lease without prior notice to Seller.

 

f.
Buyer may debit Seller’s depository accounts
wherever situated by means of ACH debit or facsimile signature on a computer-generated check drawn on any of Seller’s bank accounts
for all sums due to Buyer.

 

g.
Subject to arbitration as provided in Section 44
of this Agreement, all rights, powers and remedies of Buyer in connection with this Agreement may be exercised at any time by Buyer after
the occurrence of an Event of Default, are cumulative and not exclusive, and shall be in addition to any other rights, powers or remedies
provided by law or equity.

 

27.
Remedies are not Exclusive.
All rights, powers and remedies of Buyer in connection with this Agreement set forth herein may be exercised at any time after the occurrence
of any Event of Default, are cumulative and not exclusive and shall be in addition to any other rights, powers or remedies provided to
Buyer by law or equity.

 

28.
Power of Attorney.
Seller irrevocably appoints Buyer and its representatives as its agents and attorneys-in-fact with full authority to take any action
or execute any instrument or document to do the following: (A) to settle all obligations due to Buyer from any credit card processor
and/or account debtor(s) of Seller; (B) upon occurrence of an Event of Default to perform any and all obligations of Seller under this
Agreement, including without limitation (i) to obtain required insurance; (ii) to collect monies due or to become due under or in respect
of any of the Collateral; (iii) to receive, endorse and collect any checks, notes, drafts, instruments, documents or chattel paper in
connection with clause (i) or clause (ii) above; (iv) to sign Seller’s name on any invoice, bill of lading, or assignment directing
customers or account debtors, as that term is defined by Article 9 of the UCC (“ Account Debtors”), to make payment
directly to Buyer (including providing information necessary to identify Seller); and (v) to file any claims or take any action or institute
any proceeding which Buyer may deem necessary for the collection of any of the undelivered Purchased Amount, or otherwise to enforce
its rights with respect to collection of the Purchased Amount.

 

ADDITIONAL
TERMS

 

29.
Financial Condition.
Seller and its Guarantor(s) authorize Buyer and its agents to investigate their financial status and history, and will provide to Buyer
any bank or financial statements, tax returns, etc., as Buyer deems necessary prior to or at any time after execution of this Agreement.
A photocopy of this authorization will be deemed as acceptable for release of financial information. Buyer Seller hereby authorizes Buyer
to receive from time to time updates on such information and financial status.

 

30.
Transactional History.
Seller shall execute written authorization(s) to their bank(s) to provide Buyer with Seller’s banking and/or credit-card processing
history.

 

31.
Indemnification.
Seller and its Guarantor(s) jointly and severally, indemnify and hold harmless to the fullest extent permitted by law Approved Processor,
any ACH processor, customer and/or Account Debtors of the Seller, its/their officers, directors and shareholders against all losses,
damages, claims, liabilities and expenses (including reasonable attorney’s fees) incurred by any ACH processor, customer and/or
Account Debtors of the Seller resulting from (a) claims asserted by Buyer for monies owed to Buyer from Seller and (b) actions taken
by any ACH processor, customer and/or Account Debtor of the Seller in reliance upon information or instructions provided by Buyer.

 

32.
No Liability.
In no event shall Buyer be liable for any claims asserted by Seller or any Guarantor under any legal theory for lost profits, lost revenues,
lost business opportunities, exemplary, punitive, special, incidental, indirect or consequential damages, each of which is hereby knowingly
and voluntarily waived by Seller each Guarantor.

 

    	Page 9 of 15

     

    

 

MISCELLANEOUS

 

33.
Modifications; Agreements.
No modification, amendment, waiver or consent of any provision of this Agreement shall be effective unless the same shall be in writing
and signed by both parties.

 

34.
Assignment.
Buyer may assign, transfer or sell its rights or delegate its duties hereunder, either in whole or in part without prior notice to the
Seller. Seller shall not assign its rights or obligations under this Agreement without first obtaining Buyer’s written consent.

 

35.
Notices.
Unless different means of delivering notices are set forth elsewhere in this Agreement, all notices, requests, consent, demands and other
communications hereunder shall be delivered by certified mail, return receipt requested, to the respective parties to this Agreement
at the addresses set forth in this Agreement and shall become effective as of the date of receipt or declined receipt.

 

36.
Waiver Remedies.
No failure on the part of Buyer to exercise, and no delay in exercising, any right under this Agreement, shall operate as a waiver thereof,
nor shall any single or partial exercise of any right under this Agreement preclude any other or further exercise thereof or the exercise
of any other right. The remedies provided hereunder are cumulative and not exclusive of any remedies provided by law or equity.

 

37.
Binding Effect.
This Agreement shall be binding upon and inure to the benefit of the parties and their respective successors and permitted assigns.

 

38.
Governing Law, Venue and Jurisdiction.
This Agreement shall be governed by and construed exclusively in accordance with the laws of the State of New York, without regards to
any applicable principles of conflicts of law. Any lawsuit, action or proceeding arising out of or in connection with this Agreement
shall be instituted exclusively in any court sitting in New York, (the “Acceptable Forums”). The parties agree that
the Acceptable Forums are convenient, and submit to the jurisdiction of the Acceptable Forums and waive any and all objections to inconvenience
of the jurisdiction or venue. Should a proceeding be initiated in any other forum, each of the parties to this Agreement irrevocably
waives any right to oppose any motion or application made by any other party to transfer such proceeding to an Acceptable Forum. Seller
and each Guarantor acknowledge and agree that the Purchase Price is being paid and received by Seller in New York, that the Specified
Percentage of the Future Receipts are being delivered to Buyer in New York, and that the transaction contemplated in this Agreement was
negotiated, and is being carried out, in New York. Seller and each Guarantor acknowledge and agree that New York has a reasonable relationship
to this transaction.

 

39.
Survival of Representation, etc.
All representations, warranties and covenants herein shall survive the execution and delivery of this Agreement and shall continue in
full force until all obligations under this Agreement shall have been satisfied in full and this Agreement shall have expired.

 

40.
Severability.
In case any of the provisions in this Agreement are found to be invalid, illegal or unenforceable in any respect, the validity, legality
and enforceability of any other provision contained herein shall not in any way be affected or impaired. Any provision of this Agreement
that may be found by a court having jurisdiction to be prohibited by law shall be ineffective only to the extent of such prohibition
without invalidating the remaining provisions hereof.

 

41.
Entire Agreement.
This Agreement (including any exhibits, riders, or addenda) embodies the entire agreement between Seller, each Guarantor and Buyer and
supersedes all prior agreements and understandings relating to the subject matter hereof.

 

42.
JURY TRIAL WAIVER. THE PARTIES HERETO
WAIVE TRIAL BY JURY IN ANY COURT IN ANY SUIT, ACTION OR PROCEEDING ON ANY MATTER ARISING IN CONNECTION
WITH OR IN ANY WAY RELATED TO THE TRANSACTIONS OF WHICH THIS AGREEMENT IS A PART OR THE ENFORCEMENT HEREOF. EACH PARTY HERETO
ACKNOWLEDGES THAT IT MAKES THIS WAIVER KNOWINGLY, WILLINGLY AND VOLUNTARILY AND WITHOUT DURESS, AND ONLY AFTER EXTENSIVE CONSIDERATION
AND DISCUSSIONS OF THE RAMIFICATIONS OF THIS WAIVER WITH ITS ATTORNEYS.

 

43.
CLASS ACTION WAIVER. EACH PARTY HERETO
WAIVES ANY RIGHT TO ASSERT ANY CLAIMS AGAINST THE OTHER PARTY, AS A REPRESENTATIVE OR MEMBER IN
ANY CLASS OR REPRESENTATIVE ACTION, EXCEPT WHERE SUCH WAIVER IS PROHIBITED BY LAW OR IS AGAINST PUBLIC POLICY. TO THE EXTENT EITHER
PARTY IS PERMITTED BY LAW OR COURT OF LAW TO PROCEED WITH A CLASS OR REPRESENTATIVE ACTION AGAINST THE OTHER, THE PARTIES HEREBY AGREE
THAT: (1) THE PREVAILING PARTY SHALL NOT BE ENTITLED TO RECOVER ATTORNEYS’ FEES OR COSTS ASSOCIATED WITH PURSUING THE CLASS OR
REPRESENTATIVE ACTION (NOTWITHSTANDING ANY OTHER PROVISION IN THIS AGREEMENT TO THE CONTRARY); AND (2) THE PARTY WHO INITIATES OR PARTICIPATES
AS A MEMBER OF THE CLASS WILL NOT SUBMIT A CLAIM OR OTHERWISE PARTICIPATE IN ANY RECOVERY SECURED THROUGH THE CLASS OR REPRESENTATIVE
ACTION.

 

    	Page 10 of 15

     

    

 

44.
ARBITRATION. THE PARTIES ACKNOWLEDGE AND
AGREE THAT, PROVIDED THAT NO SUIT, ACTION OR PROCEEDING HAS BEEN ALREADY COMMENCED IN CONNECTION WITH ANY MATTER ARISING OUT OF OR RELATED
TO THE TRANSACTION CONTEMPLATED BY THIS AGREEMENT, EACH BUYER SELLER, AND ANY GUARANTOR OF SELLER SHALL HAVE THE RIGHT TO REQUEST THAT
ALL DISPUTES AND CLAIMS ARISING OUT OF OR RELATING TO THE CONSTRUCTION AND INTERPRETATION OF THIS AGREEMENT, ARE SUBMITTED TO ARBITRATION.
THE PARTY SEEKING ARBITRATION SHALL FIRST SEND A WRITTEN NOTICE OF INTENT TO ARBITRATE TO ALL OTHER PARTIES, BY CERTIFIED MAIL UPON SENDING
OF SUCH NOTICE, A PARTY REQUESTING ARBITRATION MAY COMMENCE AN ARBITRATION PROCEEDING WITH THE AMERICAN ARBITRATION ASSOCIATION (“AAA”)
OR NATIONAL ARBITRATION FORUM (“NAF”). EACH SELLER, GUARANTOR AND BUYER SHALL PAY THEIR OWN ATTORNEYS’ FEES INCURRED
DURING THE ARBITRATION PROCEEDING. THE PARTY INITIATING THE ARBITRATION SHALL PAY ANY ARBITRATION FILING FEE, ADMINISTRATION FEE AND
ARBITRATOR’S FEE. FURTHER, BUYER, SELLER AND ANY GUARANTOR AGREE THAT IN THE EVENT THE ARBITRATION HAS COMMENCED, THE ARBITRATOR
MAY NOT CONSOLIDATE PROCEEDINGS FOR MORE THAN ONE PERSON’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE
OR CLASS PROCEEDING, AND THAT IF THIS SPECIFIC PROVISION DEALING WITH THE PROHIBITION ON CONSOLIDATED, CLASS OR AGGREGATED CLAIMS IS
FOUND UNENFORCEABLE, THEN THE ENTIRETY OF THIS ARBITRATION CLAUSE SHALL BE NULL AND VOID. THIS AGREEMENT TO ARBITRATE IS GOVERNED BY
THE FEDERAL ARBITRATION ACT AND NOT BY ANY STATE LAW REGULATING THE ARBITRATION OF DISPUTES. THIS AGREEMENT IS FINAL AND BINDING EXCEPT
TO THE EXTENT THAT AN APPEAL MAY BE MADE UNDER THE FAA. ANY ARBITRATION DECISION RENDERED PURSUANT TO THIS ARBITRATION AGREEMENT MAY
BE ENFORCED IN ANY COURT WITH JURISDICTION. THE TERMS “DISPUTES” AND “CLAIMS” SHALL HAVE THE BROADEST POSSIBLE
MEANING.

 

45.
SERVICE OF PROCESS. IN ADDITION TO THE
METHODS OF SERVICE ALLOWED BY THE NEW YORK STATE CIVIL PRACTICE LAW & RULES (“CPLR”), SELLER HEREBY CONSENTS, IN THE
EVENT OF DEFAULT HEREUNDER, TO SERVICE OF PROCESS UPON IT BY REGISTERED OR CERTIFIED MAIL, RETURN RECEIPT REQUESTED. SERVICE HEREUNDER
SHALL BE DEEMED COMPLETED UPON SELLER’S ACTUAL RECEIPT OF THE SERVICE OF PROCESS OR UPON BUYER’S RECEIPT OF THE RETURN THEREOF
BY THE UNITED STATES POSTAL SERVICE AS REFUSED OR UNDELIVERABLE. SELLER MUST PROMPTLY NOTIFY BUYER, IN WRITING, OF EACH AND EVERY CHANGE
OF ADDRESS TO WHICH SERVICE OF PROCESS SHALL BE MADE. SERVICE OF PROCESS BY BUYER TO THE LAST KNOWN SELLER’S ADDRESS SHALL BE SUFFICIENT.
SELLER WILL HAVE THIRTY (30) CALENDAR DAYS FROM THE DATE OF DELIVERY (OR ATTEMPTED DELIVERY) OF THE SERVICE OF PROCESS HEREUNDER IN WHICH
TO RESPOND. FURTHERMORE, SELLER EXPRESSLY CONSENTS THAT ANY AND ALL NOTICE(S), DEMAND(S), REQUEST(S) OR OTHER COMMUNICATION(S) UNDER
AND PURSUANT TO THIS AGREEMENT SHALL BE DELIVERED IN ACCORDANCE WITH THE PROVISIONS OF THIS AGREEMENT.

 

46.
Counterparts and Facsimile Signatures.
This Agreement can be signed in one or more counterparts, each of which shall constitute an original and all of which when taken together,
shall constitute one and the same agreement. Signatures delivered via facsimile and/or via Portable Digital Format (PDF) shall be deemed
acceptable for all purposes, including without limitation the evidentially purposes. Furthermore, this Agreement may be signed electronically
and a copy this Agreement with e-signatures of the parties shall have the same force and effect as the original.

 

IN
WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed as of the date first above written.

 

	FOR
  THE SELLER	 	FOR
  THE SELLER
	 	 	 
		 	 
	 	 	 	 	 
	By:	

                                                                                 
	 	By:	 
	Name:	JAMES
  THADDEUS WALESA	 	Name:	N/A
	Title:	Owner/Agent/Manager	 	Title:	N/A
	EIN:		 	EIN:	N/A

 

AGREE
TO BE BOUND BY THE PROVIONS OF THIS AGREEMENT APPLICABLE TO AND CONCERNING GUARANTOR

 

	OWNER/GUARANTOR
    #1	 	OWNER/GUARANTOR
    #2
	 	 	 
		 	 
	 	 	 	 	 
	By:	

                                                                                 
	 	By:	 
	Name:	JAMES
    THADDEUS WALESA	 	Name:	N/A
	SSN:		 	SSN:	N/A

 

	CLOUDFUND
    LLC d/b/a SAMSON GROUP	 	 	 
	 	 	 	 
	By:	           	 	 	 
	Name:	 	 	 	 
	Title:	 	 	 	 

 

    	Page 11 of 15

     

    

 

EXHIBIT
A

 

PERSONAL
GUARANTY OF PERFORMANCE

 

This
Personal Guaranty of Performance (this “Guaranty”) is executed as of 3/16/2022, by the undersigned individual(s) whose
name(s) and signature(s) appear in the signature box of this Guaranty (individually and collectively, jointly and severally, “Guarantor”)
for the benefit of CLOUDFUND LLC d/b/a SAMSON GROUP (“Buyer”).

 

WHEREAS:

 

A.
Pursuant to that Future Receipts Sale and Purchase
Agreement (the “Agreement”), dated as of 3/16/2022, between Buyer and the Seller(s) listed below (collectively and
individually, “Seller”), Buyer has purchased a portion of Future Receipts of Seller.

 

THE
SELLER:

 

Legal
Business Name: MCA NEW BRAUNFELS OPERATING COMPANY LLC and the entities listed on “Exhibit B”

 

D/B/A:
MCA NEW BRAUNFELS OPERATING COMPANY d/b/a MEMORY CARE OF NEW BRAUNFELS

 

B.
Each Guarantor is an owner, officer, or manager
of Seller and will directly benefit from Buyer and Seller entering into the Agreement.

 

C.
Buyer is not willing to enter into the Agreement
unless Guarantor irrevocably, absolutely and unconditionally guarantees to Buyer prompt and complete performance of all of the obligations
of Seller under the Agreement (each such obligation, individually, an “Obligation” and all such obligations, collectively,
the “Obligations”).

 

NOW,
THEREFORE, as an inducement for Buyer to enter into the Agreement, and for other good and valuable consideration, the receipt and
legal sufficiency of which are hereby acknowledged, Guarantor does hereby agree as follows:

 

1.
Defined Terms.
All capitalized terms used and not otherwise defined herein shall have the meanings ascribed to them in the Agreement.

 

2.
Guaranty of Obligations.
Guarantor hereby irrevocably, absolutely and unconditionally guarantees to Buyer prompt, full, faithful and complete performance and
observance of the following obligations of Seller (the “Guaranteed Obligations”);

 

		a.	Seller’s
                                            obligation to provide bank statements and other financial information within five Workdays
                                            after request from Buyer;

 

		b.	Seller’s
                                            obligation to not change its payment card processor, change the Approved Bank Account, or
                                            add bank accounts;

 

		c.	Seller’s
                                            obligation to not conduct Seller’s businesses under any name other than as disclosed
                                            to Buyer;

 

		d.	Seller’s
                                            obligation to not change any of its places of business without prior written consent by Buyer;

 

		e.	Seller’s
                                            obligation to not voluntarily sell, dispose, transfer or otherwise convey its business or
                                            substantially all business assets without (i) the express prior written consent of Buyer,
                                            and (ii) the written agreement of any purchaser or transferee assuming all of Seller’s
                                            obligations under this Agreement pursuant to documentation satisfactory to Buyer;

 

		f.	Seller’s
                                            obligation to not enter into any merchant cash advance or any loan agreement that relates
                                            to or encumbers its Future Receipts with any party other than Buyer for the duration of this
                                            Agreement without Buyer’s prior written consent;

 

		g.	Seller’s
                                            obligation not to interfere with Buyer’s right to withdraw the Remittance Amount from
                                            Seller’s bank account;

 

		h.	Seller’s
                                            obligation not to cause rejection by Seller’s bank of the ACH transactions attempted
                                            by Buyer; and

 

		i.	Seller’s
                                            obligation to provide truthful, accurate, and complete information as required by this Agreement.

 

Furthermore,
Guarantor unconditionally covenants to Buyer that if default or breach shall at any time be made by Seller in the Guaranteed Obligations,
Guarantor shall well and truly perform (or cause to be performed) the Guaranteed Obligations and
pay all damages and other amounts stipulated in the Agreement with respect to the non-performance of the Guaranteed Obligations, or any
of them.

 

    	Page 12 of 15

     

    

 

3.
Guarantor’s Additional Covenants.
The liability of Guarantor hereunder shall not be impaired, abated, deferred, diminished, modified, released, terminated or discharged,
in whole or in part, or otherwise affected, by any event, condition, occurrence, circumstance, proceeding, action or failure to act,
with or without notice to, or the knowledge or consent of, Guarantor, including, without limitation:

 

a.
any amendment, modification
or extension of the Agreement or any Guaranteed Obligation;

 

b.
any extension of time for performance, whether in
whole or in part, of any Guaranteed Obligation given prior to or after default thereunder;

 

c.
any exchange, surrender or release, in whole or
in part, of any security that may be held by Buyer at any time under the Agreement;

 

d.
any other guaranty now or
hereafter executed by Guarantor or anyone else;

 

e.
any waiver of or assertion or enforcement or failure
or refusal to assert or enforce, in whole or in part, any Guaranteed Obligation, claim, cause of action, right or remedy which Buyer
may, at any time, have under the Agreement or with respect to any guaranty or any security which may be held by Buyer at any time for
or under the Agreement or with respect to the Seller;

 

f.
any act or omission or delay to do any act by Buyer
which may in any manner or to any extent vary the risk of Guarantor or which would otherwise operate as a discharge of Guarantor as a
matter of law;

 

g.
the release of any other guarantor from liability
for the performance or observance of any Guaranteed Obligation, whether by operation of law or otherwise;

 

h.
the failure to give Guarantor
any notice whatsoever;

 

i.
any right, power or privilege that Buyer may now
or hereafter have against any person, entity or collateral.

 

4.
Guarantor’s Other Agreements.
Guarantor will not dispose, convey, sell or otherwise transfer, or cause Seller to dispose, convey, sell or otherwise transfer, any material
business assets of Seller outside of the ordinary course of Seller’s business without the prior written consent of Buyer, which
consent may be withheld for any reason, until receipt of the entire Purchased Amount. Guarantor shall pay to Buyer upon demand all expenses
(including, without limitation, reasonable attorneys’ fees and disbursements) of, or incidental to, or relating to the enforcement
or protection of Buyer’s rights hereunder or Buyer’s rights under the Agreement. This Guaranty is binding upon Guarantor
and Guarantor’s heirs, legal representatives, successors and assigns and shall inure to the benefit of and may be enforced by the
successors and assigns of Buyer. If there is more than one Guarantor, the Guaranteed Obligations shall be joint and several. The obligation
of Guarantor shall be unconditional and absolute, regardless of the unenforceability of any provision of any agreement between Seller
and Buyer, or the existence of any defense, setoff or counterclaim, which Seller may assert. Buyer is hereby authorized, without notice
or demand and without affecting the liability of Guarantor hereunder, to at any time renew or extend Seller’s obligations under
the Agreement or otherwise modify, amend or change the terms of the Agreement. Guarantor is hereby notified and consents that a negative
credit report reflecting on his/her credit record may be submitted to a credit-reporting agency if the Guarantor does not honor the terms
of this Guaranty. Guarantor additionally consents to the ordering of a credit report for Guarantor (a) as a condition precedent to Buyer
entering into this Agreement, (b) from time to time during the entire Term of the Agreement, and (c) in the event of default pursuant
to the Agreement.

 

5.
Waiver; Remedies.
No failure on the part of Buyer to exercise, and no delay in exercising, any right under this Guaranty shall operate as a waiver, nor
shall any single or partial exercise of any right under this Guaranty preclude any other or further exercise of any other right. Subject
to arbitration, the remedies provided in this Guaranty are cumulative and not exclusive of any remedies provided by law or equity. In
the event that Seller fails to perform any obligation under the Agreement, Buyer may enforce its rights under this Guaranty without first
seeking to obtain performance for such default from Seller or any other guarantor.

 

6.
Acknowledgment of Purchase.
Guarantor acknowledges and agrees that the Purchase Price paid by Buyer to Seller in exchange for the Purchased Amount of Future Receipts
is a payment for an adequate consideration and is not intended to be treated as a loan or financial accommodation from Buyer to Seller.
Guarantor specifically acknowledges that Buyer is not a lender, bank or credit card processor, and that Buyer has not offered any loans
to Seller, and Guarantor waives any claims or defenses of usury in any action arising out of this Guaranty. Guarantor acknowledges that
the Purchase Price paid to Seller is good and valuable consideration for the sale of the Purchased Amount.

 

7.
Governing Law and Jurisdiction.
This Guaranty shall be governed by, and constructed in accordance with, the internal laws of the State of New York without regard to
principles of conflicts of law. Except as provided in Section 10 of this Guaranty, Guarantor submits to the nonexclusive jurisdiction
and venue of any state or federal court sitting in New York or otherwise having jurisdiction over this Guaranty and Guarantor, for resolution
of any claim or action arising, directly or indirectly, out of or related to this Guaranty. The parties stipulate that the venues referenced
in this Agreement are convenient. The parties further agree that the mailing by certified or registered mail, return receipt requested,
of any process required by any such court will constitute valid and lawful service of process against them, without the necessity for
service by any other means provided by statute or rule of court, but without invalidating service performed in accordance with such other
provisions. Guarantor acknowledges and agrees that the Purchase Price is being paid and received by Seller in New York, that the Specified
Percentage of the Future Receipts are being delivered to Buyer in New York, and that the transaction contemplated in this Guaranty was
negotiated, and is being carried out, in New York. Guarantor acknowledges and agrees that it is guaranteeing a New York agreement and
transaction. Guarantor acknowledges and agrees that New York has a reasonable relationship to this transaction.

 

    	Page 13 of 15

     

    

 

8.
JURY WAIVER. THE PARTIES WAIVE THE RIGHT
TO A TRIAL BY JURY IN ANY COURT IN ANY SUIT, ACTION OR PROCEEDING ON ANY MATTER ARISING IN CONNECTION
WITH OR IN ANY WAY RELATED TO THE TRANSACTIONS OF WHICH THIS GUARANTY IS A PART OR ITS ENFORCEMENT, EXCEPT WHERE SUCH WAIVER IS
PROHIBITED BY LAW OR DEEMED BY A COURT OF LAW TO BE AGAINST PUBLIC POLICY. THE PARTIES ACKNOWLEDGE
THAT EACH MAKES THIS WAIVER KNOWINGLY, WILLINGLY AND VOLUNTARILY AND WITHOUT DURESS, AND ONLY AFTER EXTENSIVE CONSIDERATION OF
THE RAMIFICATIONS OF THIS WAIVER WITH THEIR ATTORNEYS.

 

9.
CLASS ACTION WAIVER. THE PARTIES WAIVE
ANY RIGHT TO ASSERT ANY CLAIMS AGAINST THE OTHER PARTY AS A REPRESENTATIVE OR MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION, EXCEPT WHERE
SUCH WAIVER IS PROHIBITED BY LAW OR DEEMED BY A COURT OF LAW TO BE AGAINST PUBLIC POLICY. TO THE EXTENT EITHER PARTY IS PERMITTED BY
LAW OR COURT OF LAW TO PROCEED WITH A CLASS OR REPRESENTATIVE ACTION AGAINST THE OTHER, THE PARTIES AGREE THAT: (I) THE PREVAILING PARTY
SHALL NOT BE ENTITLED TO RECOVER ATTORNEYS’ FEES OR COSTS ASSOCIATED WITH PURSUING THE CLASS OR REPRESENTATIVE ACTION (NOT WITHSTANDING
ANY OTHER PROVISION IN THIS AGREEMENT); AND (II) THE PARTY WHO INITIATES OR PARTICIPATES AS A MEMBER OF THE CLASS WILL NOT SUBMIT A CLAIM
OR OTHERWISE PARTICIPATE IN ANY RECOVERY SECURED THROUGH THE CLASS OR REPRESENTATIVE ACTION.

 

10.
ARBITRATION. THE PARTIES ACKNOWLEDGE AND
AGREE THAT, PROVIDED THAT NO SUIT, ACTION OR PROCEEDING HAS BEEN ALREADY COMMENCED IN CONNECTION WITH ANY MATTER ARISING OUT OF OR RELATED
TO THIS GUARANTY AND/OR THE TRANSACTION CONTEMPLATED BY THE AGREEMENT, EACH BUYER, SELLER AND GUARANTOR SHALL HAVE THE RIGHT TO REQUEST
THAT ALL DISPUTES AND CLAIMS ARISING OUT OF OR RELATING TO THE CONSTRUCTION AND/OR INTERPRETATION OF THIS GUARANTY ARE SUBMITTED TO ARBITRATION.
THE PARTY SEEKING ARBITRATION SHALL FIRST SEND A WRITTEN NOTICE OF INTENT TO ARBITRATE TO ALL OTHER PARTIES, BY CERTIFIED MAIL. UPON
SENDING OF SUCH NOTICE, A PARTY REQUESTING ARBITRATION MAY COMMENCE AN ARBITRATION PROCEEDING WITH THE AMERICAN ARBITRATION ASSOCIATION
(“AAA”) OR NATIONAL ARBITRATION FORUM (“NAF”). EACH SELLER, GUARANTOR AND
BUYER SHALL PAY THEIR OWN ATTORNEYS’ FEES INCURRED DURING THE ARBITRATION PROCEEDING. THE PARTY INITIATING THE ARBITRATION
SHALL PAY ANY ARBITRATION FILING FEE, ADMINISTRATION FEE AND ARBITRATOR’S FEE.

 

11.
SERVICE OF PROCESS. IN ADDITION TO THE
METHODS OF SERVICE ALLOWED BY THE NEW YORK STATE CIVIL PRACTICE LAW & RULES (“CPLR”),
GUARANTOR HEREBY CONSENTS, IN THE EVENT OF DEFAULT HEREUNDER, TO SERVICE OF PROCESS UPON HIM/HER/THEM BY REGISTERED OR CERTIFIED
MAIL, RETURN RECEIPT REQUESTED. SERVICE HEREUNDER SHALL BE DEEMED COMPLETED UPON GUARANTOR’S ACTUAL RECEIPT OF THE SERVICE OF PROCESS
OR UPON BUYER’S RECEIPT OF THE RETURN THEREOF BY THE UNITED STATES POSTAL SERVICE AS REFUSED OR UNDELIVERABLE. GUARANTOR SHALL
PROMPTLY NOTIFY BUYER, IN WRITING, OF EACH AND EVERY CHANGE OF ADDRESS TO WHICH SERVICE OF PROCESS SHALL BE MADE. SERVICE OF PROCESS
BY BUYER TO THE LAST KNOWN GUARANTOR’S ADDRESS SHALL BE SUFFICIENT. GUARANTOR WILL HAVE THIRTY
(30) CALENDAR DAYS FROM THE DATE OF DELIVERY (OR ATTEMPTED DELIVERY) OF THE SERVICE OF PROCESS HEREUNDER IN WHICH TO RESPOND.
FURTHERMORE, GUARANTOR EXPRESSLY CONSENTS THAT ANY AND ALL NOTICE(S), DEMAND(S), REQUEST(S) OR OTHER COMMUNICATION(S) UNDER AND PURSUANT
TO THIS AGREEMENT SHALL BE DELIVERED IN ACCORDANCE WITH THE PROVISIONS OF THIS AGREEMENT.

 

12.
Severability.
If for any reason any court of competent jurisdiction finds any provisions of this Guaranty to be void or voidable, the parties agree
that the court may reform such provision(s) to render the provision(s) enforceable ensuring that the restrictions and prohibitions contained
in this Guaranty shall be effective to the fullest extent allowed under applicable law.

 

    	Page 14 of 15

     

    

 

13.
Opportunity for Attorney Review.
The Guarantor represents that he/she has carefully read this Guaranty and has had had a reasonable opportunity to, - and to the extent
he or she wishes did, - consult with his or her attorney. Guarantor understands the contents of this Guaranty, and signs this Guaranty
as his or her free act and deed.

 

14.
Counterparts and Facsimile Signatures.
This Guaranty may be signed in one or more counterparts, each of which shall constitute an original and all of which when taken together
shall constitute one and the same agreement. Facsimile or scanned documents shall have the same legal force and effect as an original
and shall be treated as an original document for evidentiary purposes. Furthermore, this Guaranty may be signed electronically and a
copy this Guaranty with e-signature of the Guarantor shall have the same force and effect as the original.

 

AGREED
AND ACCEPTED:

 

	OWNER/GUARANTOR
    #1:	 	OWNER/GUARANTOR
    #2:
	 	 	 
		 	 
	 	 	 	 	 
	By:	

                                                                                 
	 	By:	 
	Name:	JAMES
    THADDEUS WALESA	 	Name:	N/A
	SSN:		 	SSN:	N/A

 

	OWNER/GUARANTOR
    #3:	 	 
	 	 	 
	By:	                             	 	 
	Name:	N/A	 	 
	SSN:	N/A	 	 

 

	CLOUDFUND
    LLC d/b/a SAMSON GROUP	 	 
	 	 	 
	By:	              	 	 
	Name:	 	 	 
	Title:	 	 	 

 

    	Page 15 of 15

     

    

 

RIDER
1

 

TO
THE 3/16/2022 FUTURE RECEIVABLES SALE AND PURCHASE AGREEMENT (“Agreement”)

Between
CLOUDFUND LLC d/b/a SAMSON GROUP (“Buyer”)

and
MCA NEW BRAUNFELS OPERATING COMPANY LLC d/b/a MCA NEW BRAUNFELS OPERATING

COMPANY
d/b/a MEMORY CARE OF NEW BRAUNFELS and the entities listed on “Exhibit B” (“Seller”)

 

PRIOR
BALANCE

 

1.
Possible Conflicts.
If there is any conflict or inconsistency between any of the provisions of this Rider and any of the provisions of the Future Receivables
Sale and Purchase Agreement (the “Agreement”) to which this Rider is attached, all such conflicts and inconsistencies shall
be resolved in favor of the provisions of this Rider.

 

2.
Definitions.
All capitalized terms used in this Rider shall have the meaning set forth in the Agreement unless
otherwise indicated herein.

 

3.
Prior Balance.
Seller represents and warrants that the following are the amounts that Seller owes to Buyer and/or its affiliates (collectively, the
“Affiliates”) as of the Effective Date of the Agreement under agreements similar in nature to this Agreement (the sum of
all such amounts, the “Prior Balance of Purchased Amounts”):

 

Creditor
1:

 

Name:
Samson Group

Amount
Owed to Creditor 1: $33,133.41

 

TOTAL
PRIOR BALANCE: $33,133.41

 

4.
Buyback Right.
By choosing to enter into this Rider 1, Seller hereby exercises its right to buyback from the Affiliates the Prior Balance of Purchased
Amounts. In furtherance of the foregoing, Seller hereby authorizes and directs Buyer to apply a portion of the Purchase Price due to
Seller pursuant to the Agreement toward satisfaction of Seller’s obligation to pay the Prior Balance of Purchased Amounts pursuant
to Section 18 of the Agreement by deducting the amount of the Prior Balance of Purchased Amounts from the Purchase Price prior to delivering
it to Seller, and to forward the specific amounts owed by Seller to Buyer and/or the creditors listed in this Rider.

 

5.
No Right for Reconciliation or Adjustment.
Seller acknowledges and agrees that in the event
Buyer will indeed forward the Prior Balance of Purchased Amounts to the Affiliates, Seller shall
have no right to request any Reconciliation or Adjustments set forth in Sections 10 through 13 of the Agreement.

 

6.
No Reduction of Purchase Price.
Seller hereby agrees that deduction of the Prior Balance of Purchased Amounts from the Purchase
Price shall not be deemed to reduce the Purchase Price.

 

7.
Indemnification.
Seller hereby indemnifies and holds harmless Buyer for any and all damages and losses (including without limitation legal fees and expenses)
incurred by Buyer as the result of the information set forth in this Rider being untrue or incorrect or incomplete.

 

Seller
and Buyer agree that this Rider shall be attached to the Agreement and shall be made a part thereof.

 

	FOR
  THE SELLER	 	FOR
  THE SELLER
	 	 	 
		 	 
	 	 	 	 	 
	By:		 	By:	 
	Name:	JAMES
  THADDEUS WALESA	 	Name:	N/A

 

    	 

    	 

    

 

APPENDIX
A

 

ACH
Authorization Form

 

All
information on this form is required unless otherwise noted.

 

 

Authorized
Business Name: CLOUDFUND LLC d/b/a SAMSON GROUP

 

Authorized
Business Phone Number: 1-800-770-9525

 

Authorized
Business Address: 400 Rella Blvd. Suite 165-101, Suffern, NY 10901

 

 

Business
Name: MCA NEW BRAUNFELS OPERATING COMPANY LLC

 

Business
DBA: MCA NEW BRAUNFELS OPERATING COMPANY d/b/a MEMORY CARE OF NEW BRAUNFELS

 

Business
Phone: (830) 420-5882

 

Account
Holder Address: 2022 TX 46 WEST, NEW BRAUNFELS, TX 78132

 

 

		Name
                                            of Bank: SERVIS FIRST BANK

                          

                         Bank
                         Routing Number: 

                          

                         Bank
                         Account Number: 
	 	

 

 

Amount
of Transaction: $9,857.14 

 

Effective
Date: 3/16/2022

 

Rate
of collection: Weekly

 

 

Pursuant
to that certain Future Receipts Sale and Purchase Agreement dated 3/16/2022 between Buyer and Seller (the “Agreement”), Seller
authorizes Buyer and/or Delta Bridge Funding LLC, it’s authorized agent, to electronically draft via the Automated Clearing House
system up to the amount(s) indicated above from the account(s) identified above (the “Approved Bank Account”), and agrees
to be bound by the ACH Rules as set forth by NACHA (The Electronic Payments Association). The Undersigned hereby certifies that they
are duly authorized to execute this form on behalf of the above listed account holder and acknowledges that Seller is subject to a $35
reject fee if items are returned for insufficient funds.

 

NOTE
that this authorization is to remain in full force and effect until Buyer and/or Delta Bridge Funding LLC, it’s authorized agent,
receives written notification from Seller of its termination in such time and in such manner to afford Buyer a reasonable opportunity
to act on it; provided, however, that revocation of this authorization prior to remittance of the balance under the Agreement may constitute
a breach of the Agreement.

 

	FOR
  THE SELLER	 
	 	 
		 
	 	 	 
	By:	

                                                                                 
	 
	Date:	Mar
  16,2022	 
	 

                                                                   Name of Account Holder: JAMES THADDEUS WALESA
	 
	Title of Account Holder: 	 

 

    	 

    	 

    

 

EXHIBIT
B

 

ADDENDUM
TO

THE
FUTURE RECEIVABLES SALE AND PURCHASE AGREEMENT AND GUARANTY

 

This ADDENDUM
TO THE FUTURE RECEIVABLES SALE AND PURCHASE AGREEMENT and GUARANTY (this
“Addendum”), dated 3/16/2022, is entered into by and among SAMSON GROUP (“SAM”) and

 

Business
Legal Name: MCA NEW BRAUNFELS OPERATING COMPANY LLC

D/B/A:
MCA NEW BRAUNFELS OPERATING COMPANY d/b/a MEMORY CARE OF NEW BRAUNFELS

Address:
2022 TX 46 WEST, NEW BRAUNFELS, TX 78132

	Form
  of Business Entity: LLC	EIN
                                            #: 

                                                                          (“Seller
                                            #1”); and

 

Business
Legal Name: MEMORY CARE AT GOOD SHEPHERD LLC

D/B/A:
PCALF d/b/a MEMORY CARE AT GOOD SHEPHERD

Address:
513 MENENDEZ STREET, VENICE, FL 34285

	Form
  of Business Entity: LLC	EIN
                                            #: 

                                                     (“Seller
                                            #2”); and

 

Business
Legal Name: MCA WESTOVER HILLS OPERATING LLC

D/B/A:
MCA WESTOVER HILLS OPERATING d/b/a MEMORY CARE OF WESTOVER HILLS d/b/a MCA WESTOVER HILLS OPERATING COMPANY LLC

Address:
4009 HILLSBORO PIKE, NASHVILLE, TN 37215

	Form
  of Business Entity: LLC	EIN
                                            #: 

                                                     (“Seller
                                            #3”); and

 

Business
Legal Name: MCA SIMPSONVILLE OPERATING COMPANY LLC

D/B/A:
MCA SIMPSONVILLE OPERATING COMPANY

Address:
4009 HILLSBORO PIKE, NASHVILLE, TN 37215

	Form
  of Business Entity: LLC	EIN
                                            #: 

                                                                 (“Seller
                                            #4”); and

 

Business
Legal Name: MEMORY CARE AMERICA LLC

D/B/A:
MEMORY CARE AMERICA

Address:
4009 HILLSBORO PIKE, NASHVILLE, TN 37215

	Form
  of Business Entity: LLC	EIN
                                            #: 

                                                     (“Seller
                                            #5”); and

 

Business
Legal Name: ALLIED INTEGRAL UNITED INC

D/B/A:
ALLIED INTEGRAL UNITED d/b/a CLEARDAY d/b/a CLEARDAY CLUBS

Address:
2211 NW MILITARY HIGHWAY, SAN ANTONIO, TX 78213

	Form
  of Business Entity: Corporation	EIN
                                            #: 

                                                     (“Seller
                                            #6”).

 

	Name:
  JAMES THADDEUS WALESA	(“Guarantor
  #1”)

Email:

Phone:

	Title:
  Owner/Agent/Manager	SSN:.

 

    	Page 1 of 3

     

    

 

Hereinafter:
(i) Seller # 1 is referred to as the “Original Seller”; and (ii) Seller # 2, Seller # 3, Seller # 4, Seller # 5 and Seller
# 6 are referred to, individually and collectively, jointly and severally, as the “Additional Seller”; and (iii) the Original
Seller and the Additional Seller are referred to, individually and collectively, jointly and severally, as the “Seller.”

 

Hereinafter,
Guarantor # 1 is referred to as the “Original Guarantor.”

 

W-I-T-N-E-S-S-E-T-H

 

WHEREAS,
SAM, the Original Seller and the Original Guarantor entered into that certain FUTURE RECEIVABLES SALE AND PURCHASE AGREEMENT, dated 3/16/2022
(the “Agreement”); and

 

WHEREAS,
the obligations of the Original Seller under the Agreement are further guaranteed by the Original Guarantor pursuant to the Personal
Guaranty of Performance set forth as Exhibit A to the Agreement (the “Guaranty”); and

 

WHEREAS,
the parties hereto desire to amend and restate the Agreement by adding the name(s) of the Additional Seller as the parties to the Agreement,
as if the Additional Seller were the signatories to the Agreement.

 

NOW,
THEREFORE, for good and valuable consideration, the mutual receipts and sufficiency of which is hereby acknowledged, the parties
to this Addendum hereby agree to the foregoing and as follows:

 

1.
Definitions.
All capitalized terms used herein shall have the meaning set forth in the Agreement unless otherwise indicated herein.

 

2.
Assumption of Obligations by Additional Sellers.
Each Additional Seller, jointly and severally with other Sellers, hereby assumes all of the obligations to be performed on the part of
the Original Seller under or in connection with the Agreement and agrees to keep, perform and be bound by all of the terms of the Agreement
as if they were the signatories to the Agreement.

 

3.
No Release from Obligations.
Neither the Original Seller nor the Original Guarantor shall be released from performance of any of their respective obligations under
the Agreement and/or the Guaranty, as applicable.

 

4.
Ratification of the Agreement and Guaranty,
as Modified. Notwithstanding anything to the
contrary contained herein, all terms, conditions and covenants of the Agreement and the Guaranty not expressly modified by this Addendum
shall remain unchanged and in full force and effect. The parties hereto hereby ratify, adopt, and approve the terms of the Agreement
and the Guaranty and confirm that the Agreement and the Guaranty, as herein modified, have been since their inception and are now in
full force and effect.

 

5.
Binding Effect.
The covenants, conditions, provisions and agreements contained herein shall bind and inure to the benefit of the parties hereto and their
respective successors and permitted assigns.

 

6.
Modification.
This Addendum may not be modified orally, and no change or modification shall be binding unless the same is signed by the party against
whom such change is to be enforced.

 

7.
No Other Agreements.
The parties hereto agree that this Addendum represents the complete and final expression of the parties’ intent and that no prior
or contemporaneous oral or written agreement may be used to modify the terms herein.

 

8.
Sellers’ Obligations are Joint and Several.
Each Seller shall, jointly and severally with
other Sellers, be responsible and liable for the representations, warranties, covenants, obligations and liabilities of the Original
Seller under the Agreement.

 

    	Page 2 of 3

     

    

 

IN
WITNESS WHEREOF, the parties hereto have executed this Addendum as of the date first above written.

 

	FOR
  THE SELLER - MCA NEW BRAUNFELS OPERATING COMPANY LLC, D/B/A MCA NEW BRAUNFELS OPERATING COMPANY d/b/a MEMORY CARE OF NEW BRAUNFELS,
  MEMORY CARE AT GOOD SHEPHERD LLC, D/B/A PCALF d/b/a MEMORY CARE AT GOOD SHEPHERD, MCA WESTOVER HILLS OPERATING LLC, D/B/A MCA WESTOVER
  HILLS OPERATING d/b/a MEMORY CARE OF WESTOVER HILLS d/b/a MCA WESTOVER HILLS OPERATING COMPANY LLC, MCA SIMPSONVILLE OPERATING COMPANY
  LLC, D/B/A MCA SIMPSONVILLE OPERATING COMPANY, MEMORY CARE AMERICA LLC, D/B/A MEMORY CARE AMERICA, and ALLIED INTEGRAL UNITED INC,
  D/B/A ALLIED INTEGRAL UNITED d/b/a CLEARDAY d/b/a CLEARDAY CLUBS
	 	OWNER/GUARANTOR
  #1

 

	By	By	 
			 		
	Name:	JAMES
  THADDEUS WALESA	 	Name:	JAMES
  THADDEUS WALESA
	Title:	Owner/Agent/Manager	 	SSN:	

 

	SAMSON
  GROUP:	 
	 	 	 
	By:	      	 
	Name:	 	 
	Title:	 	 

 

    	Page 3 of 3Exhibit
10.2

 

 

Revenue
Based Factoring (RBF/ACH) Agreement 

Phone: 347-442-7999 Fax: 718-304-1163

Samson
MCA LLC 

Contract ID #10523147 

Steven Markowitz, Jr.

 

 

 

 

 

 

 

    	1

     

    

 

REVENUE
PURCHASE AGREEMENT

 

This
Revenue Purchase Agreement and Security Agreement and Guaranty of Performance (“Agreement”) dated 03/16/2022 between
Samson MCA LLC (“FUNDER”) the Merchant(s) listed below (Merchant”) and the Individual(s) listed
below (“Guarantor”)

 

MERCHANT
INFORMATION

 

	Merchant’s
    Legal Name:	MCA
    NEW BRAUNFELS OPERATIONG COMPANY LLC

 

	D/B/A:	MCA
    NEW BRAUNFELS OPERATING COMPANY LLC

 

	State
    of Incorporation / Organization:	TEXAS

 

	Type
    of Entity:	LLC

 

	Physical
    Address:	2022
    TX 46 W

 

	City:	NEW
    BRAUNFELS	State:	TX	Zip:	78132	Business
    Phone:	830-420-5882

 

	Guarantor(s) Name:	JAMES T. WALESA	Cellphone Number:	 	Email Address:	 

 

	Mailing Address:	 	  City:	SAN ANTONIO

 

	State:	TX	Zip:	78216

 

	Guarantor(s) Name:	 	Cellphone Number:	 	Email Address:	 

 

	Mailing Address:	 	  City:	 

 

	State:	 	Zip:	 

 

	Purchase Price:	$150,000.00	Purchased Percent:	25%	Purchased Amount:	$207,000.00

 

	Payment Frequency:	WEEKLY	 	Remittance	$5,914.28	

 

In
consideration of payment by FUNDER to Merchant of the Purchase Price set forth above, Merchant hereby sells, assigns and transfers to
FUNDER (making FUNDER the absolute owner) the Purchased Percentage of all of Merchant’s payments, receipts, settlements and funds
paid to or received by or for the account of Merchant from time to time on and after the date hereof in payment or settlement of Merchant’s
existing and future accounts, payment intangibles, credit, debit and/or stored value card transactions, contract rights and other entitlements
arising from or relating to the payment of monies from Merchant’s customers’ and/or other payors or obligors (the “Future
Receipts” defined as all payments made by cash, check, clearinghouse settlement, electronic transfer or other form of monetary
payment), for the payments to Merchant as a result of Merchant’s sale of goods and/or services (the “Transactions”)
until the Purchased Amount has been delivered by or on behalf of Merchant to FUNDER.

 

Merchant
is selling a portion of a future revenue stream to FUNDER at a discount, and is not borrowing money from FUNDER, therefore there is no
interest rate or payment schedule and no time period during which the Purchased Amount must be collected by FUNDER. The Remittance is
a good faith estimate of FUNDER’s share of the future revenue stream. Merchant going bankrupt or going out of business, or experiencing
a slowdown in business, or a delay in collecting its receivables, in and of itself, does not constitute a breach of this Agreement. FUNDER
is entering this Agreement knowing the risks that Merchant’s business may not perform as expected or fail, and FUNDER assumes these
risks based on Merchant’s representations, warranties and covenants in this Agreement, which are designed to give FUNDER a reasonable
and fair opportunity to receive the benefit of its bargain. FUNDER acknowledges that it may never receive the Purchased Amount in the
event that the Merchant does not generate sufficient revenue. Merchant and Guarantor(s)(s) are only guaranteeing their performance of
the terms of this Revenue Purchase Agreement, and are not guaranteeing the payment of the Purchased Amount. The initial Remittance shall
be as described above. The Remittance is subject to adjustment as set forth in Paragraph 1.4 and Paragraph 1.5.

 

    	2

     

    

 

FUNDER
will debit the Remittance each business day from only one depositing bank account, which account must be acceptable to, and pre-approved
by, FUNDER (the “Account”) into which Merchant and Merchant’s customers shall remit the Receipts from each Transaction,
until such time as FUNDER receives payment in full of the Purchased Amount. Merchant hereby authorizes FUNDER to ACH debit the agreed
Remittance from the Account on the agreed upon Payment Frequency; a daily basis means any day that is not a United States banking holiday.
Merchant agrees not to make or cause debits to the Account (other than in favor of FUNDER) at any time that would cause the balance therein
on any business day to be insufficient to fund payment in full of the agreed Remittance. The Account may not be used for any personal,
family or household purposes. Merchant will provide FUNDER with all required access codes and monthly bank statements regarding the Account
so that FUNDER may monitor the Account. FUNDER payment of the Purchase Price shall be deemed the acceptance and performance by FUNDER
of this Agreement. Merchant understands that it is responsible for ensuring that the agreed Remittance to be debited by FUNDER remains
in the Account and will be held responsible for any fees incurred by FUNDER resulting from a rejected ACH attempt or an Event of Default.
FUNDER is not responsible for any overdrafts or rejected transactions that may result from FUNDER’s ACH debiting the agreed Remittance
under the terms of this Agreement. Notwithstanding anything to the contrary in this Agreement or any other agreement between FUNDER and
Merchant, upon the occurrence of an Event of Default of the MERCHANT AGREEMENT TERMS AND CONDITIONS the Purchased Percentage shall equal
100%. A list of all fees applicable under this Agreement is contained in Appendix A.

 

THE
MERCHANT AGREEMENT “TERMS AND CONDITIONS”, THE “SECURITY AGREEMENT AND GUARANTY” AND THE “ADMINISTRATIVE
FORM HEREOF, ARE ALL HEREBY INCORPORATED IN AND MADE A PART OF THIS MERCHANT AGREEMENT.

 

	FOR
    THE MERCHANT (#1) By:	 	James
    Walesa	 	
	 	 	(Print
    Name and Title)	 	(Signature)
	 	 	 	 	 
	FOR
    THE MERCHANT (#2) By:	 	 	 	 
	 	 	(Print
    Name and Title)	 	(Signature)
	 	 	 	 	 
	BY
    GUARANTOR(S) (#1) By:	 	James
    Walesa	 	
	 	 	(Print
    Name and Title)	 	(Signature)
	 	 	 	 	 
	BY
    GUARANTOR(S) (#2) By:	 	 	 	 
	 	 	(Print
    Name and Title)	 	(Signature)

 

    	3

     

    

 

MERCHANT
AGREEMENT TERMS AND CONDITIONS

 

TERMS
OF ENROLLMENT IN PROGRAM

 

1.1 Merchant
Deposit Agreement and Processor. Merchant shall (A) execute an agreement acceptable to FUNDER with a Bank acceptable to FUNDER
to obtain electronic fund transfer services for the Account, and (B) if applicable, execute an agreement acceptable to FUNDER with a
credit and debit card processor (the “Processor”) instructing the Processor to deposit all Receipts into the Account. Merchant
shall provide FUNDER and/or its authorized agent(s) with all of the information, authorizations and passwords necessary for verifying
Merchant’s receivables, receipts, deposits and withdrawals into and from the Account. Merchant hereby authorizes FUNDER and/or
its agent(s) to withdraw from the Account via ACH debit the amounts owed to FUNDER for the receipts as specified herein and to pay such
amounts to FUNDER. These authorizations apply not only to the approved Account but also to any subsequent or alternate account used by
the Merchant for these deposits, whether pre- approved by FUNDER or not. This additional authorization is not a waiver of FUNDER’s
entitlement to declare this Agreement breached by Merchant as a result of its usage of an account which FUNDER did not first pre- approve
in writing prior to Merchant’s usage thereof. The aforementioned authorizations shall be irrevocable without the written consent
of FUNDER.

 

1.2 Term
of Agreement. This Agreement shall remain in full force and effect until the entire Purchased Amount and any other amounts
due are received by FUNDER as per the terms of this Agreement.

 

1.3 Reconciliation.
As long as an Event of Default, or breach of this agreement, has not occurred, Merchant may request a retroactive reconciliation
of the total Remittance Amount. All requests hereunder must be in writing to reconciliations@samsonfunding.com
Said request must include copies of all of Merchant’s bank account statements, credit card processing statements,
and accounts receivable report outstanding if applicable, from the date of this Agreement through and including the date the request
is made. FUNDER retains the right the request additional reasonable documentation including without limitation bank login or access to
view Merchant’s accounts using third party software, and Merchant’s refusal to provide access shall be a breach of this Agreement
and FUNDER shall have no obligation to reconcile. Such reconciliation, if applicable, shall be performed by FUNDER within two (2) Business
Days following its receipt of Merchant’s request for reconciliation by either crediting or debiting the difference back to, or
from, Merchants Bank Account so that the total amount debited by FUNDER shall equal the Specific Percentage of the Future Receipts that
Merchant collected during the requested month. Nothing set forth in this section shall be deemed to provide Merchant with the right to
interfere with FUNDER’s right and ability to debit Merchant’s Account while the request is pending or to unilaterally modify
the Remittance Amount, in any method other than the ones listed in this Agreement.

 

1.4 Adjustments
to the Remittance. As long an Event of Default, or breach of this agreement, has not occurred, Merchant may give notice to
FUNDER to request a decrease in the Remittance, should they experience a decrease in its Future Receipts. All requests hereunder must
be in writing to reconciliations@samsonfunding.com and must include copies of all of
Merchant’s bank account statements, credit card processing statements, and accounts receivable report outstanding from the date
of this Agreement through and including the date the request is made. FUNDER retains the right the request additional reasonable documentation
including without limitation bank login or 3rd party software access to view Merchant’s accounts, refusal to provide
access shall be a breach of this Agreement and FUNDER shall have no obligation to reconcile. The Remittance shall be modified to more
closely reflect the Merchant’s actual receipts by multiplying the Merchant’s actual receipts by the Purchased Percentage
divided by the number of business days in the previous (2) calendar weeks. Merchant shall provide FUNDER with viewing access to their
bank account as well as all information reasonably requested by FUNDER to properly calculate the Merchant’s Remittance. At the
end of the two (2) calendar weeks the Merchant may request another adjustment pursuant to this paragraph or it is agreed that the Merchant’s
Remittance shall return to the Remittance as agreed upon on Page 1 of this Agreement.

 

1.5 Financial
Condition. Merchant and Guarantor(s)(s) (as hereinafter defined and limited) authorize FUNDER and its agents to investigate their
financial responsibility and history, and will provide to FUNDER any authorizations, bank or financial statements, tax returns, etc.,
as FUNDER requests in its sole and absolute discretion prior to or at any time after execution of this Agreement. A photocopy of this
authorization will be deemed as acceptable as an authorization for release of financial and credit information. FUNDER is authorized
to update such information and financial and credit profiles from time to time as it deems appropriate.

 

1.6 Transactional
History. Merchant authorizes all of its banks, brokers and processor to provide FUNDER with Merchant’s banking, brokerage
and/or processing history to determine qualification or continuation in this program and for collections purposes. Merchant shall provide
FUNDER with copies of any documents related to Merchant’s card processing activity or financial and banking affairs within five
days after a request from FUNDER.

 

1.7 Indemnification.
Merchant and Guarantor(s)(s) hereby jointly and severally indemnify and hold harmless FUNDER and each Processor, their respective
officers, directors, agents and representatives, and shareholders against all losses, damages, claims, liabilities and expenses (including
reasonable attorney’s fees) incurred by any such indemnitee as a direct or indirect result of (a) claims asserted by FUNDER for
monies owed to FUNDER from Merchant and (b) actions taken by indemnitee in reliance upon any fraudulent, misleading or deceptive information
or instructions provided by FUNDER.

 

    	4

     

    

 

 1.8 No Liability. In no event will FUNDER be liable for any claims asserted by Merchant or Guarantor(s)s under any legal or equitable theory for lost profits, lost revenues, lost business opportunities, exemplary, punitive, special, incidental, indirect or consequential damages, each of which is waived by both Merchant and Guarantor(s)(s). In the event these claims are nonetheless raised, Merchant and Guarantor(s)s will be jointly liable for all of FUNDER’s attorney’s fees and expenses resulting therefrom.

 

1.9 Reliance
on Terms. Section 1.1, 1.6, 1.7, 1.8 and 2.5 of this Agreement are agreed to for the benefit of Merchant, FUNDER, Processor,
and Merchant’s bank and notwithstanding the fact that Processor and the bank is not a party of this Agreement, Processor and the
bank may rely upon their terms and raise them as a defense in any action.

 

1.10 Sale
of Receipts. Merchant and FUNDER agree that the Purchase Price under this Agreement is in exchange for the Purchased Amount,
and that such Purchase Price is not intended to be, nor shall it be construed as a loan from FUNDER to Merchant. Merchant agrees that
the Purchase Price is in exchange for the Receipts pursuant to this Agreement, and that it equals the fair market value of such Receipts.
FUNDER has purchased and shall own all the Receipts described in this Agreement up to the full Purchased Amount as the Receipts are created.
Merchant acknowledges that FUNDER’s share of Receipts collected are being held by Merchant in trust and are the sole property of
FUNDER until they are remitted to FUNDER. Payments made to FUNDER in respect to the full amount of the Receipts shall be conditioned
upon Merchant’s sale of products and services, and the payment therefore by Merchant’s customers. By this Agreement, Merchant
transfers to FUNDER full and complete ownership of the Purchased Amount and Merchant retains no legal or equitable interest therein.
FUNDER hereby appoints Merchant, and Merchant accepts appointment, as servicer for and on behalf of FUNDER for the purpose of collecting
and delivering Receipts to FUNDER as required by this Agreement until FUNDER has received the Receipts Purchased Amount, and Merchant
agrees that all such Receipts shall be received and held in trust for the benefit of SPFL for purposes of carrying out the terms of this
Agreement. Merchant agrees that it will treat the amounts received and the Purchased Receipts delivered to FUNDER under this Agreement
in a manner consistent with a sale in its accounting records and tax returns. Merchant agrees that FUNDER is entitled to audit Merchant’s
accounting records upon reasonable notice in order to verify compliance. Merchant waives any rights of privacy, confidentiality or taxpayer
privilege in any such litigation or arbitration in which Merchant asserts that this transaction is anything other than a sale of future
receipts. In no event shall the aggregate of all amounts or any portion thereof be deemed as interest hereunder, and in the event it
is found to be interest despite the parties hereto specifically representing that it is NOT interest, it shall be found that no sum charged
or collected hereunder shall exceed the highest rate permissible at law. In the event that a court nonetheless determines that FUNDER
has charged or received interest hereunder in excess of the highest applicable rate, the rate in effect hereunder shall automatically
be reduced to the maximum rate permitted by applicable law and FUNDER shall promptly refund to Merchant any interest received by FUNDER
in excess of the maximum lawful rate, it being intended that Merchant not pay or contract to pay, and that FUNDER not receive or contract
to receive, directly or indirectly in any manner whatsoever, interest in excess of that which may be paid by Merchant under applicable
law result, result thereof, Merchant knowingly and willingly waives the defense of Usury in any action or proceeding.

 

1.11 Power
of Attorney. Merchant irrevocably appoints FUNDER and its agents and representatives, as its agent and attorney-in-fact with
full authority to take any action or execute any instrument or document to settle all obligations due to FUNDER from Processor, or in
the case of a violation by Merchant of Section 1or the occurrence of an Event of Default under Section 3 hereof, including without limitation
(i) to obtain and adjust insurance; (ii) to collect monies due or to become due under or in respect of any of the Collateral; (iii) to
receive, endorse and collect any checks, notes, drafts, instruments, documents or chattel paper in connection with clause (i) or clause
(ii) above; (iv) to sign Merchant’s name on any invoice, bill of lading, or assignment directing customers or account debtors to
make payment directly to FUNDER; and (v) to contact Merchant’s banks and financial institutions using Merchant and Guarantor(s)(s)
personal information to verify the existence of an account and obtain account balances (vi) to file any claims or take any action or
institute any proceeding which FUNDER may deem necessary for the collection of any of the unpaid Purchased Amount from the Collateral,
or otherwise to enforce its rights with respect to payment of the Purchased Amount. In connection therewith, all costs, expenses and
fees, including legal fees, shall be payable by merchant.

 

1.12 Protections
against Default. The following Protections 1 through 8 may be invoked by FUNDER immediately and without notice to Merchant in
the event: (a) Merchant takes any action to discourage the use of electronic check processing that are settled through Processor, or
permits any event to occur that could have an adverse effect on the use, acceptance, or authorization of checks or other payments or
deposits for the purchase of Merchant’s services and products including but not limited to direct deposit of any checks into a
bank account without scanning into the FUNDER electronic check processor; (b) Merchant changes its arrangements with Processor or the
Bank in any way that is adverse or unacceptable to FUNDER; (c) Merchant changes the electronic check processor through which the Receipts
are settled from Processor to another electronic check processor, or permits any event to occur that could cause diversion of any of
Merchant’s check or deposit transactions to another processor; (d) Merchant intentionally interrupts or ceases the operation of
this business transfers, moves, sells, disposes, or otherwise conveys its business and/or assets without (i) the express prior written
consent of FUNDER, and (ii) the written agreement of any FUNDER or transferee to the assumption of all of Merchant’s obligations
under this Agreement pursuant to documentation satisfactory to FUNDER;

 

    	5

     

    

 

(e)
Merchant takes any action, fails to take any action, or offers any incentive—economic or otherwise—the result of which will
be to induce any customer or customers to pay for Merchant’s services with any means other than payments, checks or deposits that
are settled through Processor; (f) Merchant fails to provide FUNDER with copies of any documents related to Merchant’s card processing
activity of financial and banking affairs within five days after a request from FUNDER, or (g) Merchant breaches any terms of this Agreement,
including but not limited any of the Events of Default contained in Section 3.1 herein. These protections arein addition to any other
remedies available to FUNDER at law, in equity or otherwise pursuant to this Agreement.

 

Protection
1. The full uncollected Purchased Amount plus all fees (including attorney’s fees and costs of collection in the amount
of 30% of the Purchased Amount then outstanding due under this Agreement and the attached Security Agreement become due and payable in
full immediately.

 

Protection
2. FUNDER may enforce the provisions of the Limited Personal Guaranty of Performance against the Guarantor(s).

 

Protection
3. Merchant hereby authorizes FUNDER to execute in the name of the Merchant a Confession of Judgment in favor of FUNDER pursuant
to the terms of the Confession of Judgment. Upon an Event of Default, FUNDER may enter that Confession of Judgment as a Judgment with
the Clerk of any Court and execute thereon.

 

Protection
4. FUNDER may enforce its security interest in the Collateral including sending demand letters to account debtors and credit
card processors.

 

Protection
5. FUNDER may exercise any and all rights and remedies of a secured party under Uniform Commercial Code Article 9

 

Protection
6. FUNDER may proceed to protect and enforce its right and remedies by lawsuit. In any such lawsuit, if FUNDER recovers a Judgment
against Merchant, Merchant shall be liable for all of FUNDER’s costs of the lawsuit, including but not limited to all reasonable
attorneys’ fees and court costs.

 

Protection
7. This Agreement shall be deemed Merchant’s Assignment of Merchant’s Lease of Merchant’s business premises
to FUNDER. Upon breach of any provision in this Agreement, FUNDER may exercise its rights under this Assignment of Lease without prior
Notice to Merchant. Protection 8. FUNDER may debit Merchant’s depository accounts wherever situated by means of ACH debit or facsimile
signature on a computer-generated check drawn on Merchant’s bank account or otherwise for all sums due to FUNDER.

 

Protection
8. FUNDER may debit Merchant’s depository accounts wherever situated in such amounts as determined by FUNDER in its sole
discretion for purposes of collecting funds for application to the unrealized Purchased Amount and other amounts owed by Merchant to
FUNDER by means of ACH debit or facsimile signature on a computer-generated check drawn on Merchant’s bank account or otherwise
for all sums due to FUNDER.

 

1.13 Protection
of Information. Merchant and each person signing this Agreement on behalf of Merchant and/or as Owner or Guarantor(s), in respect
of himself or herself personally, authorizes FUNDER to disclose information concerning Merchant’s and each Owner’s and each
Guarantor(s)’s credit standing (including credit bureau reports that FUNDER obtains) and business conduct only to agents, affiliates,
subsidiaries, and credit reporting bureaus. Merchant and each Owner and each Guarantor(s) hereby and each waives to the maximum extent
permitted by law any claim for damages against FUNDER or any of its affiliates relating to any (i)investigation undertaken by or on behalf
of FUNDER as permitted by this Agreement or (ii) disclosure of information as permitted by this Agreement.

 

1.14 Confidentiality.
Merchant understands and agrees that the terms and conditions of the products and services offered by FUNDER, including this Agreement
and any other FUNDER documents (collectively, “Confidential Information”) are proprietary and confidential information of
FUNDER. Accordingly, unless disclosure is required by law or court order, Merchant shall not disclose Confidential Information of FUNDER
to any person other than an attorney, accountant, financial advisor or employee of Merchant who needs to know such information for the
purpose of advising Merchant (“Advisor”), provided such Advisor uses such information solely for the purpose of advising
Merchant and first agrees in writing to be bound by the terms of this section. A breach hereof entitles FUNDER to not only damages and
reasonable attorney’s fees but also to both a Temporary Restraining Order and a Preliminary Injunction without Bond or Security.

 

1.15 Publicity.
Merchant and each of Merchant’s Owners and all Guarantor(s)s hereto all hereby authorizes FUNDER to use its, his or her name in
listings of clients and in advertising and marketing materials.

 

1.16 D/B/A’s.
Merchant hereby acknowledges and agrees that FUNDER may be using “doing business as” or “d/b/a” names in connection
with various matters relating to the transaction between FUNDER and Merchant, including the filing of UCC-1 financing statements and
other notices or filings.

 

    	6

     

    

 

REPRESENTATIONS,
WARRANTIES AND COVENANTS

 

Merchant
represents warrants and covenants that, as of this date and during the term of this Agreement:

 

2.1 Financial
Condition and Financial Information. Merchant’s and Guarantor(s)s’ bank and financial statements, copies of which
have been furnished to FUNDER, and future statements which will be furnished hereafter at the discretion of FUNDER, fairly represent
the financial condition of Merchant at such dates, and since those dates there has been no material adverse changes, financial or otherwise,
in such condition, operation or ownership of Merchant. Merchant and Guarantor(s)s have a continuing, affirmative obligation to advise
FUNDER of any material adverse change in their financial condition, operation or ownership. FUNDER may request statements at any time
during the performance of this Agreement and the Merchant and Guarantor(s)s shall provide them to FUNDER within five business days after
request from FUNDER. Merchant’s or Guarantor(s)s’ failure to do so is a material breach of this Agreement.

 

2.2 Governmental
Approvals. Merchant is in compliance and shall comply with all laws and has valid permits, authorizations and licenses to own,
operate and lease its properties and to conduct the business in which it is presently engaged and/or will engage in hereafter.

 

2.3 Authorization.
Merchant, and the person(s) signing this Agreement on behalf of Merchant, have full power and authority to incur and perform the
obligations under this Agreement, all of which have been duly authorized.

 

2.4 Use
of Funds. Merchant agrees that it shall use the Purchase Price for business purposes and not for personal, family, or household
purposes.

 

2.5 Electronic
Check Processing Agreement. Merchant will not change its Processor, add terminals, change its financial institution or bank account(s)or
take any other action that could have any adverse effect upon Merchant’s obligations under this Agreement, without FUNDER’s
prior written consent. Any such changes shall be a material breach of this Agreement.

 

2.6 Change
of Name or Location. Merchant will not conduct Merchant’s businesses under any name other than as disclosed to the Processor
and FUNDER, nor shall Merchant change any of its places of business without prior written consent by FUNDER.

 

2.7 Daily
Batch Out. Merchant will batch out receipts with the Processor on a daily basis if applicable.

 

2.8 Estoppel
Certificate. Merchant will at every and all times, and from time to time, upon at least one (1) day’s prior notice from
FUNDER to Merchant, execute, acknowledge and deliver to FUNDER and/or to any other person, firm or corporation specified by FUNDER, a
statement certifying that this Agreement is unmodified and in full force and effect (or, if there have been modifications, that the same
is in full force and effect as modified and stating the modifications) and stating the dates which the Purchased Amount or any portion
thereof has been repaid.

 

2.9 No
Bankruptcy. As of the date of this Agreement, Merchant is not insolvent and does not contemplate filing for bankruptcy in the
next six months and has not consulted with a bankruptcy attorney or filed any petition for bankruptcy protection pursuant to the United
States Bankruptcy Code and there has been no involuntary petition brought or pending against Merchant. Merchant further warrants that
it does not anticipate filing any such bankruptcy petition and it does not anticipate that an involuntary petition will be filed against
it.

 

2.10 Unencumbered
Receipts. Merchant has good, complete, unencumbered and marketable title to all Receipts and all collateral in which FUNDER has
been granted a security interest under the Security Agreement, free and clear of any and all liabilities, liens, claims, charges, restrictions,
conditions, options, rights, mortgages, security interests, equities, pledges and encumbrances of any kind or nature whatsoever other
than in favor of FUNDER or any other rights or interests that may be inconsistent with the transactions contemplated with, or adverse
to the interests of FUNDER.

 

2.11 Business
Purpose. Merchant is a valid business in good standing under the laws of the jurisdictions in which it is organized and/or operates,
and Merchant is entering into this Agreement for business purposes and not as a consumer for personal, family or household purposes.

 

2.12 Defaults
under Other Contracts. Merchant’s execution of, and/or performance under this Agreement, will not cause or create an event
of default by Merchant under any contract with another person or entity.

 

2.13 Good
Faith. Merchant and Guarantor(s)s hereby affirm that Merchant is receiving the Purchase Price and selling FUNDER the Purchased
Amount in good faith and will use the Purchase Price funds to maintain and grow Merchant’s business

 

    	7

     

    

 

EVENTS
OF DEFAULT AND REMEDIES

 

3.1 Events
of Default. The occurrence of any of the following events shall constitute an “Event of Default” hereunder:

 

 (a) Merchant or Guarantor(s) shall violate any term or covenant in this Agreement;

 

 (b) Any representation or warranty by Merchant or Guarantor(s) in this Agreement shall prove to have been incorrect, false or misleading in any material respect when made;

 

 (c) the sending of notice of termination by Merchant or verbally notifying FUNDER of its intent to breach this Agreement;

 

 (d) the Merchant fails to give FUNDER 24 hours advance notice that there will be insufficient funds in the account such that the ACH of the Remittance amount will not be honored by Merchant’s bank, the Merchant fails to supply all requested documentation and allow for daily and/or real time monitoring of its bank account;

 

(e)
Merchant fails to provide its bank statements, and/or month to date bank activity, and/or accounts receivable reports, and/or bank
login information within two (2) business days of a request by FUNDER,

 

 (f) Merchant shall voluntarily transfer or sell all or substantially all of its assets;

 

 (g) Merchant shall make or send notice of any intended bulk sale or transfer by Merchant;

 

(h)
Merchant shall use multiple depository accounts without the prior written consent of FUNDER or takes any other action that
intentionally interferes with or prevents FUNDER from receiving the Purchased Amount in accordance with the terms of this
Agreement;

 

(i)
Merchant shall enter into any financing agreements with any other party including but not limited to: Loans, Merchant Cash Advances,
Receivables financing, or any other agreement that will increase the total debt owed by Merchant to any other party.

 

 (j) Merchant shall change its depositing account without the prior written consent of FUNDER; or

 

 (k) Merchant shall close its depositing account used for ACH debits without the prior written consent of FUNDER

 

 (l) Merchant’s bank returns a code other than NSF cutting FUNDER from its collections

 

(m)
Merchant or any Owner/Guarantor(s), directly or indirectly, causes to be formed a new entity or otherwise becomes associated with
any new or existing entity, which operates a business similar to or competitive with that of Merchant;

 

 (n) Merchant shall default under any of the terms, covenants and conditions of any other agreement with FUNDER.

 

 3.2 Limited Personal Guaranty Upon the occurrence of an Event of Default, FUNDER will enforce its rights against the Guarantor(s)s of this transaction. Said Guarantor(s)s will be jointly and severally liable to FUNDER for all of FUNDER’s losses and damages, in additional to all costs and expenses and legal fees associated with such enforcement.

 

3.3 Remedies.
Upon the occurrence of an Event of Default occurs and is not waived pursuant to Section 4.4. hereof, FUNDER may proceed to protect
and enforce its rights or remedies by suit in equity or by action at law, or both, whether for the specific performance of any covenant,
agreement or other provision contained herein, or to enforce the discharge of Merchant’s obligations hereunder (including the Guaranty)
or any other legal or equitable right or remedy, including but not limited to filing the Confession of Judgment and executing thereon,
and enforcing the Security Agreement contained herein. All rights, powers and remedies of FUNDER in connection with this Agreement may
be exercised at any time by FUNDER after the occurrence of an Event of Default, are cumulative and not exclusive, and shall be in addition
to any other rights, powers or remedies provided by law or equity.

 

3.4 Attorney’s
Fees. Upon the occurrence of an Event of Default, and Funder retains an attorney or law firm to enforce this Agreement, Merchant
and Guarantor(s) agree that a fee equal to 30% of the Remaining Balance (purchased amount less amount remitted by Merchant) (“Attorney’s
Fees”) shall be immediately assessed Merchant and Guarantor(s) agree that the calculation for Attorney’s Fees is reasonable.

 

3.5 Costs.
Merchant shall pay to FUNDER all reasonable costs associated with (a) an Event or Default, (b) breach by Merchant of the Covenants
in this Agreement and the enforcement thereof, and(c) the enforcement of FUNDER’s remedies set forth in this Agreement, including
but not limited to court costs and attorneys’ fees.

 

    	8

     

    

 

3.6 Required
Notifications. Merchant is required to give FUNDER written notice within 24 hours of any filing under Title 11 of the United
States Code. Merchant is required to give FUNDER seven days’ written notice prior to the closing of any sale of all or substantially
all of the Merchant’s assets or stock.

 

4
MISCELLANEOUS

 

4.1 Modifications;
Agreements. No modification, amendment, waiver or consent of any provision of this Agreement shall be effective unless the same
shall be in writing and signed by FUNDER.

 

4.2 Assignment.
FUNDER may assign, transfer or sell its rights to receive the Purchased Amount or delegate its duties hereunder, either in whole
or in part.

 

4.3 Notices.
All notices, requests, consents, demands and other communications hereunder shall be delivered by certified mail, return receipt requested,
to the respective parties to this Agreement at the addresses set forth in this Agreement. Notices to FUNDER shall become effective only
upon receipt by FUNDER. Notices to Merchant shall become effective three days after mailing.

 

4.4 Waiver
Remedies. No failure on the part of FUNDER to exercise, and no delay in exercising any right under this Agreement shall operate
as a waiver thereof, nor shall any single or partial exercise of any right under this Agreement preclude any other or further exercise
thereof or the exercise of any other right. The remedies provided hereunder are cumulative and not exclusive of any remedies provided
by law or equity.

 

4.5 Binding
Effect; Governing Law, Venue and Jurisdiction. This Agreement, Security Agreement and Guaranty, Guaranty of Performance, and
any and all addendums attachments, exhibits, and other documents relating to this Agreement in any way, shall be binding upon and inure
to the benefit of Merchant and Guarantor(s) on the one hand, and FUNDER and their respective successors and assigns, except that Merchant
and Guarantor(s) shall not have the right to assign its rights hereunder or any interest herein without the prior written consent of
FUNDER which consent may be withheld in FUNDER’s sole discretion. FUNDER reserves the rights to assign this Agreement with or without
prior written notice to Merchant. This Agreement, Security Agreement and Guaranty, Guaranty of Performance, and any and all addendums,
attachments, exhibits, and other documents relating to this Agreement in any way, shall be governed by and construed in accordance with
the laws of the state of New York, without regards to any applicable principals of conflicts of law. Any suit, action or proceeding arising
hereunder, or the interpretation, performance or breach hereof, shall, if FUNDER so elects, be instituted in any court sitting in New
York, (the “Acceptable Forums”). All Parties to this Agreement, including but not limited to, Merchant, Guarantor(s), Corporate
Guarantor(s) Merchant and Guarantor(s) that the Acceptable Forums are convenient to it, and submit to the jurisdiction of the Acceptable
Forums and waives any and all objections to jurisdiction or venue. Should such proceeding be initiated in any other forum, Merchant and
Guarantor(s) waives any right to oppose any motion or application made by FUNDER to transfer such proceeding to an Acceptable Forum.
Merchant and Guarantor(s) hereby agree that the mailing of any Summons and Complaint in any proceeding commenced by FUNDER by certified
or registered mail, return receipt requested to the Mailing Address listed on this Agreement, or via email to the Email Address listed
on this Agreement, or any other process required by any such court will constitute valid and lawful service of process against them without
the necessity for service by any other means provided by statute or rule of court, but without invalidating service performed in accordance
with such other provisions.

 

4.6 Survival
of Representation, etc. All representations, warranties and covenants herein shall survive the execution and delivery of this
Agreement and shall continue in full force until all obligations under this Agreement shall have been satisfied in full and this Agreement
shall have terminated.

 

4.7 Interpretation.
All Parties hereto have reviewed this Agreement with attorney of their own choosing and have relied only on their own attorneys’
guidance and advice. No construction determinations shall be made against either Party hereto asdrafter.

 

4.8 Severability.
In case any of the provisions in this Agreement is found to be invalid, illegal or unenforceable in any respect, the validity, legality
and enforceability of any other provision contained herein shall not in any way be affected or impaired.

 

4.9 Entire
Agreement. Any provision hereof prohibited by law shall be ineffective only to the extent of such prohibition without invalidating
the remaining provisions hereof. This Agreement and the Security Agreement and Guaranty hereto embody the entire agreement between Merchant
Guarantor(s) and Corporate Guarantor(s)s and FUNDER and supersede all prior agreements and understandings relating to the subject matter
hereof.

 

4.10 JURY
TRIAL WAIVER. THE PARTIES HERETO WAIVE TRIAL BY JURY IN ANY COURT IN ANY SUIT, ACTION OR PROCEEDING ON ANY MATTER ARISING INCONNECTION
WITH OR IN ANY WAY RELATED TO THE TRANSACTIONS OR THEENFORCEMENT HEREOF. THE PARTIES HERETO ACKNOWLEDGE THAT EACH MAKES THIS WAIVER KNOWINGLY,
WILLINGLY AND VOLUNTARILY AND WITHOUT DURESS, AND ONLY AFTER EXTENSIVE CONSIDERATION OF THE RAMIFICATIONS OF THIS WAIVER WITH THEIR ATTORNEYS.

 

4.11 CLASS
ACTION WAIVER. THE PARTIES HERETO WAIVE ANY RIGHT TO ASSERT ANY CLAIMS AGAINST THE OTHER PARTY AS A REPRESENTATIVE OR MEMBER
IN ANY CLASS OR REPRESENTATIVE ACTION, EXCEPT WHERE SUCH WAIVER IS PROHIBITED BY LAW AS AGAINST PUBLIC POLICY. TO THE EXTENT EITHER PARTY
IS PERMITTED BY LAW OR COURT OF LAW TO PROCEED WITH A CLASS OR REPRESENTATIVE ACTION AGAINST THE OTHER, THE PARTIES HEREBY AGREE THAT:
(1) THE PREVAILING PARTY SHALL NOT BE ENTITLED TO RECOVER ATTORNEYS’ FEES OR COSTS ASSOCIATED WITH PURSUING THE CLASS OR REPRESENTATIVE
ACTION (NOT WITHSTANDING ANY OTHER PROVISION IN THIS AGREEMENT); AND ( 2) THE PARTY WHO INITIATES OR PARTICIPATES AS A MEMBER OF THE
CLASS WILL NOT SUBMIT A CLAIM OR OTHERWISE PARTICIPATE IN ANY RECOVERY SECURED THROUGH THE CLASS OR REPRESENTATIVE ACTION.

 

4.12 Facsimile
& Digital Acceptance. Facsimile signatures and digital signatures hereon shall be deemed acceptable for all purposes.

 

    	9

     

    

 

SECURITY
AGREEMENT AND GUARANTY OF PERFORMANCE

 

THE
TERMS, DEFINITIONS, CONDITIONS AND INFORMATION SET FORTH IN THE “MERCHANT AGREEMENT”, INCLUDING THE “TERMS AND CONDITIONS”,
ARE HEREBY INCORPORATED IN AND MADE A PART OF THIS SECURITY AGREEMENT AND GUARANTY OF PEFORMANCE. CAPITALIZED TERMS NOT DEFINED IN THIS
SECURITY AGREEMENT AND GUARANTY, SHALL HAVE THE MEANING SET FORTH IN THE MERCHANT AGREEMENT, INCLUDING THE TERMS AND CONDITIONS.

 

	Merchant’s
    Legal Name:	MCA
    NEW BRAUNFELS OPERATING COMPANY LLC

 

	D/B/A:	MCA
    NEW BRAUNFELS OPERATING COMPANY LLC	Federal
    ID#:	

 

	Physical
    Address:	2022
    TX 46 W	City:	NEW
    BRAUNFELS	State:	TX	Zip:	78132

 

SECURITY
AGREEMENT

 

Security
Interest. This Agreement will constitute a security agreement under the Uniform Commercial Code. To secure Merchant’s
obligations under the Revenue Purchase Agreement to make available or deliver Purchased Amount to FUNDER and FUNDER’s right to
realize the Purchased Amount, as and to the extent required by the terms of the Revenue Purchase Agreement, and performance of and
compliance by Merchant with its other undertakings and agreements herein, Merchant and Guarantor(s)(s) grants to FUNDER a security
interest in and lien upon: (a) all accounts, chattel paper, documents, equipment, general intangibles, instruments, and inventory,
as those terms are each defined in Article 9 of the Uniform Commercial Code (the “UCC”), now or hereafter owned or
acquired by Merchant and/or Guarantor(s)(s), (b) all proceeds, as that term is defined in Article 9 of the UCC (c) all funds at any
time in the Merchant’s and/or Guarantor(s)(s) Account, regardless of the source of such funds, (d) present and future
Electronic Check Transactions, and

 

(e)
any amount which may be due to FUNDER under this Agreement, including but not limited to all rights to receive any payments or
credits under this Agreement (collectively, the “Secured Assets”). Merchant agrees to provide other security to FUNDER
upon request to secure Merchant’s obligations under this Agreement. Merchant agrees that, if at any time there are
insufficient funds in Merchant’s Account to cover FUNDER’s entitlements under this Agreement, FUNDER is granted a
further security interest in all of Merchant’s assets of any kind whatsoever, and such assets shall then become Secured
Assets. These security interests and liens will secure all of FUNDER’s entitlements under this Agreement and any other
agreements now existing or later entered into between Merchant, FUNDER or an affiliate of FUNDER is authorized to file any and all
notices or filings it deems necessary or appropriate to enforce its entitlements hereunder.

 

In
the event Merchant, any of its officers or directors or any Owner/Guarantor(s), during the term of the Revenue Purchase Agreement or
while Merchant remains liable to FUNDER for any obligations under the Revenue Purchase Agreement, directly or indirectly, including acting
by, through or in conjunction with any other person, causes to be formed a new entity or otherwise becomes associated with any new or
existing entity, whether corporate, partnership, limited liability company or otherwise, which operates a business similar to or competitive
with that of Merchant, such entity shall be deemed to have expressly assumed the obligations due FUNDER under the Revenue Purchase Agreement.
With respect to any such entity, FUNDER shall be deemed to have been granted an irrevocable power of attorney with authority to file,
naming such newly formed or existing entity as debtor, an initial UCC financing Statement and to have it filed with any and all appropriate
UCC filing offices. FUNDER shall be held harmless by Merchant and each Owner/Guarantor(s) and be relieved of any liability as a result
of any such authentication and filing of any such Financing Statement or the resulting perfection of its ownership rights or security
interests in such entity’s assets. FUNDER shall have the right to notify such entity’s payors or account debtor (as defined
by the UCC) of FUNDER’s rights, including without limitation, FUNDER’s right to collect all accounts, and to notify any payment
card processor or creditor of such entity that FUNDER has such rights in such entity’s assets. Merchant also agrees that, at the
FUNDER’s discretion, FUNDER may choose to amend any existing financing statement to include any such newly formed entity as debtor.

 

This
security interest may be exercised by FUNDER without notice or demand of any kind by making an immediate withdrawal or freezing the Secured
Assets. FUNDER shall have the right to notify account debtors at any time. Pursuant to Article 9 of the Uniform Commercial Code, as amended
from time to time, FUNDER has control over and may direct the disposition of the Secured Assets, without further consent of Merchant.
Merchant hereby represents and warrants that no other person or entity has a security interest in the Secured Assets.

 

With
respect to such security interests and liens, FUNDER will have all rights afforded under the Uniform Commercial Code, any other applicable
law and in equity. Merchant will obtain from FUNDER written consent prior to granting a security interest of any kind in the Secured
Assets to a third party. Merchant and Guarantor(s) (s) agree(s) that this is a contract of recoupment and FUNDER is not required to file
a motion for relief from a bankruptcy action automatic stay to realize on any of the Secured Assets. Nevertheless, Merchant and Guarantor(s)(s)
agree(s) not to contest or object to any motion for relief from the automatic stay filed by FUNDER. Merchant and Guarantor(s)(s) agree(s)
to execute and deliver to FUNDER such instruments and documents FUNDER may reasonably request to perfect and confirm the lien, security
interest and right of setoff set forth in this Agreement. FUNDER is authorized to execute all such instruments and documents in Merchant’s
and Guarantor(s)(s) name.

 

    	10

     

    

 

Merchant
and Guarantor(s)(s) each acknowledge and agree that any security interest granted to FUNDER under any other agreement between Merchant
or Guarantor(s)(s) and FUNDER (the “Cross-Collateral”) will secure the obligations hereunder and under the Merchant Agreement.
Merchant and Guarantor(s)(s) each agrees to execute any documents or take any action in connection with this Agreement as FUNDER deems
necessary to perfect or maintain FUNDER’s first priority security interest in the Collateral and the Additional Collateral, including
the execution of any account control agreements. Merchant and Guarantor(s)(s) each hereby authorizes FUNDER to file any financing statements
deemed necessary by FUNDER to perfect or maintain FUNDER’s security interest. Merchant and Guarantor(s)(s) shall be liable for,
and FUNDER may charge and collect, all costs and expenses, including but not limited to attorney’s fees, which may be incurred
by FUNDER in protecting, preserving and enforcing FUNDER’s security interest and rights.

 

Negative
Pledge. Merchant and Guarantor(s)(s) each agrees not to create, incur, assume, or permit to exist, directly or indirectly, any lien
on or with respect to any of the Collateral or the Additional Collateral, as applicable.

 

Consent
to Enter Premises and Assign Lease. FUNDER shall have the right to cure Merchant’s default in the payment of rent on the following
terms. In the event Merchant is served with papers in an action against Merchant for nonpayment of rent or for summary eviction, FUNDER
may execute its rights and remedies under the Assignment of Lease. Merchant also agrees that FUNDER may enter into an agreement with
Merchant’s landlord giving FUNDER the right: (a) to enter Merchant’s premises and to take possession of the fixtures and
equipment therein for the purpose of protecting and preserving same; and/or (b) to assign Merchant’s lease to another qualified
business capable of operating a business comparable to Merchant’s at such premises.

 

Remedies.
Upon any Event of Default, FUNDER may pursue any remedy available at law (including those available under the provisions of the UCC),
or in equity to collect, enforce, or satisfy any obligations then owing to FUNDER, whether by acceleration or otherwise.

    	11

     

    

 

GUARANTY
OF PERFORMANCE

 

As
an additional inducement for FUNDER to enter into the Revenue Purchase Agreement, the undersigned Guarantor(s)(s) hereby provides FUNDER
with this Guaranty. Guarantor(s)(s) will not be personally liable for any amount due under the Revenue Purchase Agreement unless Merchant
commits an Event of Default pursuant to Paragraph 3.1 of the Revenue Purchase Agreement. Each Guarantor(s) shall be jointly and severally
liable for all amounts owed to FUNDER in the Event of Default. Guarantor(s)(s) guarantee Merchant’s good faith, truthfulness and
performance of all of the representations, warranties, covenants made by Merchant in this Agreement including the Merchant’s full
and timely delivery of the Purchased Amount pursuant to (and limited by) the Revenue Purchase Agreement, in each case as each may be
renewed, amended, extended or otherwise modified (the “Guaranteed Obligations”). Guarantor(s)’s obligations are due
at the time of any breach by Merchant of any representation, warranty, or covenant made by Merchant in the Agreement.

 

Guarantor(s)
Waivers. In the event of a breach of the above, FUNDER may seek recovery from Guarantor(s)s for all of FUNDER’s losses and
damages by enforcement of FUNDER’s rights under this Agreement without first seeking to obtain payment from Merchant, any other
Guarantor(s), or any Collateral or Additional Collateral FUNDER may hold pursuant to this Agreement or any other guaranty. In addition,
Section 4.5, 4.10 and 4.11 are expressly reiterated in the Security Agreement and Guaranty herein. FUNDER is not required to notify Guarantor(s)
of any of the following events and Guarantor(s) will not be released from its obligations under this Agreement if it is not notified
of: (i) Merchant’s failure to pay timely any amount required under the Merchant Agreement; (ii) any adverse change in Merchant’s
financial condition or business; (iii) any sale or other disposition of any collateral securing the Guaranteed Obligations or any other
guaranty of the Guaranteed Obligations; (iv) FUNDER’s acceptance of this Agreement; and (v) any renewal, extension or other modification
of the Merchant Agreement or Merchant’s other obligations to FUNDER. In addition, FUNDER may take any of the following actions
without releasing Guarantor(s) from any of its obligations under this Agreement: (i) renew, extend or otherwise modify the Merchant Agreement
or Merchant’s other obligations to FUNDER; (ii) release Merchant from its obligations to FUNDER; (iii) sell, release, impair, waive
or otherwise fail to realize upon any collateral securing the Guaranteed Obligations or any other guaranty of the Guaranteed Obligations;
and (iv) foreclose on any collateral securing the Guaranteed Obligations or any other guaranty of the Guaranteed Obligations in a manner
that impairs or precludes the right of Guarantor(s) to obtain reimbursement for payment under this Agreement. Until the Purchased Amount
and Merchant’s other obligations to FUNDER under the Merchant Agreement and this Agreement are paid in full, Guarantor(s) shall
not seek reimbursement from Merchant or any other Guarantor(s) for any amounts paid by it under this Agreement. Guarantor(s) permanently
waives and shall not seek to exercise any of the following rights that it may have against Merchant, any other Guarantor(s), or any collateral
provided by Merchant or any other Guarantor(s), for any amounts paid by it, or acts performed by it, under this Agreement: (i) subrogation;
(ii) reimbursement; (iii) performance; (iv) indemnification; or (v) contribution. In the event that FUNDER must return any amount paid
by Merchant or any other Guarantor(s) of the Guaranteed Obligations because that person has become subject to a proceeding under the
United States Bankruptcy Code or any similar law, Guarantor(s)’s obligations under this Agreement shall include that amount.

 

Guarantor(s)
Acknowledgement. Guarantor(s) acknowledges that: (i) He/She is bound by the Class Action Waiver provision in the Merchant Agreement Terms
and Conditions; (ii) He/She understands the seriousness of the provisions of this Agreement; (ii) He/She has had a full opportunity to
consult with counsel of his/her choice; and (iv) He/She has consulted with counsel of its choice or has decided not to avail himself/herself
of that opportunity.

 

This
Security Agreement and Guaranty and Guaranty of Performance shall be governed by and construed in accordance with the laws of the state
of New York, without regards to any applicable principals of conflicts of law. Any suit, action or proceeding arising hereunder, or the
interpretation, performance or breach hereof, shall, if Funder so elects, be instituted in any court sitting in New York, (the “Acceptable
Forums”). Merchant, Guarantor and Corporate Guarantors agree that the Acceptable Forums are convenient to it, and submits to the
jurisdiction of the Acceptable Forums and waives any and all objections to jurisdiction or venue. Merchant, Guarantor and Corporate Guarantors
agree that the Acceptable Forums are convenient to it, and submit to the jurisdiction of the Acceptable Forums and waives any and all
objections to jurisdiction or venue. Should such proceeding be initiated in any other forum, Merchant, Guarantor and Corporate Guarantors
waives any right to oppose any motion or application made by Funder to transfer such proceeding to an Acceptable Forum.

 

The
Merchant Guarantor(s) and Corporate Guarantor(s) acknowledge that they have read Paragraph 4.5 of this Agreement in its entirety and
understand that they are waiving their right to Service of Process by traditional manners and will accept process of any Summons and
Complaint or other legal process by certified mail return receipt requested to the Mailing Address on Page 1 of this Agreement.

 

	FOR
    ALL MERCHANT(S) (#1) By:	 	James
    Walesa	 	

                                                                                 

	 	 	(Print
    Name and Title)	 	(Signature)

 

	SSN#	 	 

 

	FOR
    ALL MERCHANT(S) (#2) By:	 	 	 	 
	 	 	(Print
    Name and Title)	 	(Signature)

 

	SSN#	 	 

 

	GUARANTOR(S)
    (#1) By:	 	James
    Walesa	 	

                                                                                 

	 	 	(Print
    Name and Title)	 	(Signature)

 

	SSN#	 	 

 

	GUARANTOR(S)
    (#2) By:	 	 	 	 
	 	 	(Print
    Name and Title)	 	(Signature)

 

	SSN#	 	 

 

    	12

     

    

 

APPENDIX
A - THE FEE STRUCTURE:

 

 A. Underwriting Fee $2,250.00 to cover underwriting and related expenses.

 

 B. Origination Fee $2,250.00 to cover cost of Origination and ACH Setup

 

 C. NSF Fee (Standard) $35.00(each)

 

D.
Rejected ACH / Blocked ACH / Default Fee $2,500.00 When Merchant BLOCKS Account from our Debit ACH, or when Merchant directs
the bank to reject our Debit ACH, which places them in default (per contract). When Merchant changes bank Account cutting us off
from our collections.

 

 E. Bank Change Fee $50.00. When Merchant requires a change of Bank Account to be Debited, requiring us to adjust our system.

 

F.
Wire Fee - Each Merchant shall receive their funding electronically to their designated bank account and will be charged $50.00 for a
Fed Wire or$ 25.00 for a bank ACH.

 

	FOR
    THE MERCHANT (#1) By:	 	James
    Walesa	 	

                                                                                 

	 	 	(Print
    Name and Title)	 	(Signature)
	 	 	 	 	 
	FOR
    THE MERCHANT (#2) By:	 	 	 	 
	 	 	(Print
    Name and Title)	 	(Signature)

 

    	13

     

    

 

AUTHORIZATION
AGREEMENT FOR DIRECT DEPOSIT (ACH CREDIT) AND DIRECT PAYMENTS (ACH DEBITS)

 

	 	Merchant:	MCA NEW BRAUNFELS OPERATING COMPANY LLC

	 	(Merchant’s
    Legal Name)	 

 

Merchant
Agreement: Merchant Agreement between Funder and Merchant, dated as of March 16, 2022

 

Designated
Checking Account:

 

	Bank
    Name:	 	Branch:	 

 

	Tax
    ID:	 	 

 

	ABA:
    Routing:	 	DDA:
    Account:	 

 

Capitalized
terms used in this Authorization Agreement without definition shall have the meanings set forth in the Merchant Agreement.

 

By
signing below, Merchant attests that the Designated Checking Account was established for business purposes and not primarily for personal,
family or household purposes. This Authorization Agreement for Direct Deposit (ACH Credit) and Direct Payments (ACH Debits) is part
of (and incorporated by reference into) the Merchant Agreement. Merchant should keep a copy of this important legal document for Merchant’s
records.

 

DISBURSEMENT
OF ADVANCE PROCEEDS. By signing below, Merchant authorizes Funder to disburse the Advance proceeds less the amount of any applicable
fees upon Advance approval by initiating ACH credits to the Designated Checking Account, in the amounts and at the times specified in
the Merchant Agreement. By signing below, Merchant also authorizes Funder to collect amounts due from Merchant under the Merchant
Agreement by initiating ACH debits to the Designated Checking Account, as follows:

 

In
the amount of: $116,974.92

 

(Or)
Percentage of each Banking Deposit: 25%

 

On
the Following Days: Every consecutive Monday NO holidays until paid in full.

 

If
any payment date falls on a weekend or holiday, I understand and agree that the payment may be executed on the next business day,
along with regular scheduled payments. If a payment is rejected by Merchant’s financial institution for any reason, including
without limitation insufficient funds, Merchant understands that Funder may, at its discretion, attempt to process the payment again
as permitted under applicable ACH rules. Merchant also authorizes Funder to initiate ACH entries to correct any erroneous payment
transaction.

 

MISCELLANEOUS.
Funder is not responsible for any fees charged by Merchant’s bank as the result of credits or debits initiated under this Authorization
Agreement. The origination of ACH debits and credits to the Designated Checking Account must comply with applicable provisions of state
and federal law, and the rules and operating guidelines of NACHA (formerly known as the National Automated Clearing House Association).
This Authorization Agreement is to remain in full force and effect until Funder has received written notification from Merchant at the
address set forth below at least 5 banking days prior of its termination to afford Funder a reasonable opportunity to act on it. The
individual signing below on behalf of Merchant certifies that he/she is an authorized signer on the Designated Checking Account. Merchant
will not dispute any ACH transaction initiated pursuant to this Authorization Agreement, provided the transaction corresponds to the
terms of this Authorization Agreement. Merchant requests the financial institution that holds the Designated Checking Account to honor
all ACH entries initiated in accordance with this Authorization Agreement.

 

	Merchant:	MCA
    NEW BRAUNFELS OPERATING COMPANY LLC	 	Date:	March
    16, 2022
	 	(Merchant’s
    Legal Name)	 	 	(Month)
    (Day) (Year)
	 		 	 	 
	Title:	Managing
    Member	 	 	 
	 	 	 	 	 
	X	

                                                                                 
	 	 	 
	 	(Signature)	 	 	 
	 	 	 	 	 
	Print
    Name:	James
    Walesa	 	 	 

 

    	14

     

    

 

Bank
Login Information

 

Dear
Merchant,

 

Thank
you for accepting this offer from Funder. We look forward to being your funding partner for as long as you need.

 

Daily
/ Weekly ACH Program:

 

Please
fill out the form below with the information necessary to access your account.

 

*
Be sure to indicate capital or lower-case letters.

 

Name
of Bank: __________________________________________________

 

Bank
portal website: __________________________________________________

 

Username: __________________________________________________

 

Password: __________________________________________________

 

Security
questions / Answer 1: __________________________________________________

 

Security
questions / Answer 2: __________________________________________________

 

Security
questions / Answer 3: __________________________________________________ 

 

**Any
other information necessary to access your account: _______________________________________________

 

	

                                                                                 
	 	03/16/2022
	Merchant
    / Owner Signature	 	Date

 

    	15

     

    

 

DISBURSEMENT
AUTHORIZATION

 

SELLER:
MCA NEW BRAUNFELS OPERATING COMPANY LLC

 

DBA:
MCA NEW BRAUNFELS OPERATING COMPANY LLC

 

PURCHASE PRICE: $150,000.00

 

DATE:
03/16/2022

 

The
undersigned hereby authorizes Purchaser to make the following deductions from proceeds and/or draw the following checks from the Purchase
Price in accordance with the terms of the Purchase Agreement.

 

Deductions

 

	-$2,250.00	Underwriting
    Fee
	-$2,250.00	Origination
    Fee
	-$28,450.08	Buyout
    Amount
	-$0.00	Payout
    to
	-$75.00	Processing
    Fee
	-$50.00	Administrative
    Fee (applied on the initial day of funding and every 30 days to follow, until the specified amount is paid in full). NOT INCLUDED
    IN TOTAL DEDUCTION BELOW

 

Disbursement
Fee (NOT INCLUDED IN TOTAL DEDUCTION BELOW)

 

Deal
Funded via Wire Transfer -$50.00

 

OR

 

Deal
Funded via ACH Disbursement - $25.00

 

*Please
specify how you would like the disbursement on your funding call.

 

Total
Deductions: $33,025.08

 

Net
Amount Deposited: $116,974.92

 

IN
WITNESS WHEREOF, this Disbursement Authorization has been duly executed by the undersigned as of the day and year first above written.

 

	(SELLER)	 
	 	 	 
	By:	

                                                                                 
	 
	Name:	James
    Walesa	 
	Title:	Managing
    Member	 
	 	 	 
	(SELLER)	 
	 	 	 
	By:	 	 
	Name:	 	 
	Title:	 	 

 

    	16

     

    

 

Samson
MCA LLC

 

SAMSON
MCA LLC

90
JOHN STREET, STE 410

Main
Number: 347-442-7999

 

Contract
Balance Buy Out Form

 

March
16, 2022

 

MCA
New Braunfels Operating Company LLC

2022 TX 46 W

New
Braunfels, TX 78132

 

RE:
MCA New Braunfels Operating Company LLC - Payoff Letter

 

To
whom it may concern;

 

As
part of the Samson MCA LLC Contract #10523147 dated and signed on

 

February
28, 2022 – MCA New Braunfels Operating Company LLC

 

located
at 2022TX 46 W, New Braunfels, TX 78132 agrees to buy out the remaining

 

balance
due in the amount of $28,450.08 on the Samson MCA LLC Agreement

 

Contract
#50524227 dated and signed on September 28, 2021

 

Thank
you,

 

	X	

                                                                                 
	 
	 	James
    T. Walesa

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