Document:

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                                                                   EXHIBIT 10.38

                        TITLE PLANT MAINTENANCE AGREEMENT

This TITLE PLANT MAINTENANCE AGREEMENT (this "Agreement") dated as of March 4,
2005 is entered into between PROPERTY INSIGHT, LLC, a California limited
liability company with its principal place of business at 601 Riverside Avenue,
Jacksonville, FL 32204 ("PI"); SECURITY UNION TITLE INSURANCE COMPANY, a
California-domiciled title insurance company with its principal place of
business at 4050 Calle Real, Santa Barbara, CA 93110 ("SUTIC"); CHICAGO TITLE
INSURANCE COMPANY, a Missouri-domiciled title insurance company with its
principal place of business at 171 North Clark Street, 8th Floor, Chicago, IL
60601-3294 ("CTIC"); and TICOR TITLE INSURANCE COMPANY, a California-domiciled
title insurance company with its principal place of business at 4050 Calle Real,
Santa Barbara, CA 93110 ("Ticor"; together with SUTIC and CTIC, each a "Company"
and collectively, the "Companies").

                                   WITNESSETH:

     WHEREAS, each of the Companies is a direct or indirect subsidiary of
Fidelity National Financial, Inc., a Delaware corporation ("FNF"); and

     WHEREAS, each of the Companies is engaged in the title insurance business,
including searching and examining titles to real property, and issuing or
causing to be issued policies of title insurance insuring interests in real
property; and

     WHEREAS, in connection with its respective business, each of the Companies
is the owner of one or more 'title plants', with each title plant consisting of
a collection of data, images, and/or indices, including indices of land records
and copies of Official Records and other materials and databases, relating to a
particular geographic area; and

     WHEREAS, certain of the title plants owned by each of the Companies is more
particularly described on the applicable schedule relating to such title plant
attached to EXHIBIT B (with respect to each Company, such Company's "Title
Plants", and collectively the "FNF Title Plants"); and

     WHEREAS, the Companies desire to retain PI to provide the management,
maintenance and updating services (as more fully described below and in the
schedules to EXHIBIT B) for each of the FNF Title Plants, and PI is willing to
provide such services, subject to the terms and conditions set forth herein, as
of the Effective Date (as defined in Section 10.12); and

     WHEREAS, simultaneous with the effectiveness of this Agreement, PI will
also enter into a Master Title Plant Access Agreement (the "Title Plant Access
Agreement") with Rocky Mountain Support Services, Inc., an Arizona corporation
with its principal place of business at 601 Riverside Avenue, Jacksonville, FL
32204 ("RMSS") and a direct or indirect subsidiary of FNF, pursuant to which
RMSS will obtain access from PI to the updated FNF Title Plants, on behalf of
the Companies as well as other direct or indirect subsidiaries of FNF who are
not owners of any FNF Title Plants but who desire access to one or more of the
FNF Title Plants from time to time (collectively, the "FNF Affiliates"); and

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     WHEREAS, also simultaneous with the effectiveness of this Agreement, RMSS
will enter into a Cost Sharing Agreement with the FNF Affiliates (including the
Companies), pursuant to which RMSS will distribute the costs and fees charged by
PI to RMSS for the title plant access of each of the FNF Affiliates under the
Title Plant Access Agreement, with each FNF Affiliate's share to be based on its
title plant access and usage; and

     WHEREAS, as permitted by the terms and conditions of this Agreement, it is
anticipated that from time to time PI will enter into title plant access
agreements with third parties who desire to access one or more of the FNF Title
Plants (including competitors of the Companies); and

     WHEREAS, PI is a direct or indirect subsidiary of Fidelity National
Information Services, a Delaware corporation ("FNIS");

     NOW, THEREFORE, in consideration of the mutual covenants and promises
contained herein, and for other good and valuable consideration, the receipt and
sufficiency of which is hereby acknowledged, the parties, intending to be
legally bound hereby, agree as follows:

                                   ARTICLE I.
                 RETENTION FOR UPDATING AND MAINTENANCE SERVICES

     Section 1.01 Retention of PI. As of the Effective Date, each of the
Companies hereby retains PI to provide to such Company the services described in
Section 2.01 (the "Services") for its respective Title Plants that are described
in EXHIBIT B; and PI hereby accepts such retention as to each Company and each
of the FNF Title Plants that are described in EXHIBIT B, all in accordance with
the terms and conditions of this Agreement. Without limiting the foregoing, the
parties acknowledge that PI may use employees, independent contractors or
consultants to provide the Services.

                                   ARTICLE II.
                                  THE SERVICES

     Section 2.01 PI Services. During the term of this Agreement, and subject to
the terms and conditions hereof, PI shall provide (or cause to be provided) all
of the services described in this Section 2.01.

     (a) Updating, Purging and Maintaining the Title Plants. After receiving
from each Company all of the FNF Title Plants as updated, purged and maintained
up to the Effective Date (as to each of the FNF Title Plants, a "Base Title
Plant" and collectively the "Base FNF Title Plants") as contemplated by Section
2.03(b), PI shall periodically update and purge each of the Base FNF Title
Plants in accordance with the specifications and the frequency and procedural
requirements set forth on the applicable schedule for such Title Plant included
in EXHIBIT B. Each of the Base FNF Title Plants shall be sorted, stored, filed
and maintained in the format specified for such Base Title Plant on the
applicable Title Plant schedule to EXHIBIT B. PI shall extract pertinent
information from the public records and add such pertinent information to each
Base Title Plant, and purge outdated or irrelevant information, all in
accordance with the specifications set forth on the applicable Title Plant
schedule to EXHIBIT B. Without limiting or expanding the foregoing and as a
non-contractual commitment, the parties acknowledge that

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(i) the objective of these services is to maintain each of the FNF Title Plants
in such a manner that it will at all times be current, accurate and accessible,
so as to provide an abstract and title evidence plant for the geographic areas
covered by the FNF Title Plants, and (ii) the title plant updating and
maintenance services being provided by the former Property Insight Divisions of
the Companies (the "Divisions") as of the Effective Date are of a nature and
quality that satisfies these objectives. For sake of clarification, the parties
further acknowledge that, as between PI and the Companies, each of the FNF Title
Plants, as so updated by PI, remain exclusively owned by the respective Company.

     (b) Manuals and Training. PI shall produce and maintain detailed
documentation designed to enable each Company and its respective employees to
understand the nature and content of such Company's Title Plants. This will
include creating and maintaining manuals and other documentation setting forth
in reasonable detail a description of the nature and content of the databases,
indices and other information and materials included in each FNF Title Plant.
Such manuals and documentation are the property of PI and shall be returned to
it upon termination of PI's obligations to provide the Services under this
Agreement, provided that each Company shall be provided with a copy of all
manuals and documentation, as updated and maintained to the date of such
termination, relating to each of such Company's Title Plants.

     Section 2.02 Additional Obligations of PI in Performing Services.

     (a) Proprietary Systems. The parties acknowledge that in providing the
Services described herein, PI may utilize proprietary systems and software,
together with methodologies and technologies, developed, owned or licensed by it
(the "Proprietary Systems"), to process, store, extract and manipulate the data
and information in the FNF Title Plants into a readily accessible and searchable
information system. Each of the Companies acknowledges that, unless otherwise
provided in this Agreement (including without limitation Section 8.02) or agreed
in writing by the parties, such Company has no ownership right, title or
interest in the Proprietary Systems, including any and all source code, object
code and/or compiled code that may be used in connection with constructing,
processing, extracting or manipulating the Company's Title Plants. Nothing in
this Section 2.02(a) shall affect any ownership or other right that any Company
has in the intellectual property described in Article IV.

     (b) Updated and Replacement Equipment and Systems. PI may, but is not
required to, from time to time acquire or develop additional hardware, software
or other equipment or systems in connection with the fulfillment of its
obligations hereunder. All such acquisitions shall be at the expense of PI and,
subject to Section 8.02, such hardware, software or other equipment or systems
so acquired shall be owned solely by PI, unless one or more of the Companies has
agreed to compensate PI for such acquired property, and no Company will have any
ownership rights therein, unless otherwise agreed by the applicable parties. The
parties acknowledge that it is contemplated that the parties will discuss and
mutually agree on who will provide financial support and funding for the
development of any upgraded or advance software or systems and who will be the
owner(s) that have rights to use such developments.

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     Section 2.03 Obligations and Rights of the Companies.

     (a) Exclusive Use of PI Services. With respect to the Services hereunder
that PI will provide to each Company as of the Effective Date, each Company
agrees to use PI exclusively for Services for such Company's Title Plants
described in EXHIBIT B at all times during the applicable term of this
Agreement, subject in all cases to the termination provisions set forth in
Article VIII. To the extent that, after the Effective Date, PI has or acquires
the right to update and maintain any other title plant in a geographic location
in which a Company is doing business and is receiving title plant updating and
maintenance services from any other party (other than PI or a direct subsidiary
of such Company), then, so long as the service levels and pricing (including
royalties) offered by PI for title plant updating and maintenance services are
as good or better than the service levels and pricing in effect with such other
party, if requested by PI, such Company agrees to (x) terminate its title plant
updating and maintenance contract with such other party at the earliest date
permitted without incurring a termination fee or penalty and (y) enter into a
contract with PI for the provision of title plant updating and maintenance
services (similar to those provided hereunder). Furthermore, each Company agrees
that, so long as Services are being provided to it hereunder, to the extent that
(A) such Company determines to enter into a service arrangement with any other
party (other than a direct subsidiary of such Company) to update and maintain
any other title plants that are currently owned or may hereafter be acquired by
the Company, and (B) the service levels and pricing (including royalties)
offered by PI for such title plant updating and maintenance services are as good
as or better than the service levels and pricing offered by such other party, if
requested by PI, such Company agrees to obtain such services from PI
exclusively. If the service levels or pricing terms offered by PI for title
plant updating and maintenance services for additional title plants pursuant to
this Section 2.03(a) are not as good or better than those offered by the other
applicable party and if the applicable Company has otherwise complied with the
provisions of this Section 2.03(a), then nothing contained herein shall restrict
or limit the ability of such Company to enter into any service arrangement with
another party to update and maintain such Company's applicable title plants.

     (b) Base Title Plant Provided. Each of the Companies hereby agrees that, on
the Effective Date, it will make available to PI, all of the Base Title Plants
(as more fully specified in the applicable schedule for such Title Plant
included in EXHIBIT B) that comprise each Title Plant owned by such Company as
of the Effective Date so that PI will be able to perform the Services to the
Companies and similar services to other customers of PI.

     (c) Representations and Warranties Regarding Software and Title Plants.
Each of the Companies hereby represents and covenants to PI, as to its Title
Plants and Software that:

          (i) The Company owns, or has a license or right to use and sublicense
     to others, all of its Title Plants and Software, as more specifically
     identified on the applicable schedule for each Title Plant included in
     EXHIBIT B, free and clear of all liens, encumbrances and adverse claims. No
     proceedings are pending or, to the knowledge of the Company, threatened
     which challenge the rights of the Company with respect to its Title Plants
     and Software, nor has any person or entity claimed or alleged any rights
     thereto.

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          (ii) All of its Title Plants and Software meet the specifications set
     forth on EXHIBIT B, and the Company has taken reasonable precautions to
     assure that the Title Plants and Software, as provided to PI on the
     Effective Date, are free of viruses or other contaminants that are designed
     to disable, lock, erase or otherwise interfere with normal use thereof.

          (iii) The Company's use of its Title Plants and Software, including
     the licenses granted to PI pursuant to Article IV, does not infringe upon
     any intellectual property rights of any other person or entity.

          (iv) The schedules included in EXHIBIT B accurately describe all of
     the software, software programs, and software systems that are in use by
     each Company (directly or indirectly through its respective Division) as of
     the Effective Date.

     (d) Compliance with Title Plant Access Agreement. The Companies acknowledge
that simultaneously herewith, PI has entered into the Title Plant Access
Agreement with RMSS, pursuant to which RMSS will obtain access from PI to the
updated FNF Title Plants, on behalf of the Companies and other FNF Affiliates.
The terms of the access to the FNF Title Plants are set forth in schedules and
exhibits to the Title Plant Access Agreement. In connection with such access,
and as part of the consideration hereunder, each of the Companies agrees to
abide (and to cause RMSS to comply) with the terms of the Title Plant Access
Agreement, including the terms and conditions governing access to the FNF Title
Plants.

     Section 2.04 Working Committee. Within 10 days following the effectiveness
of this Agreement, the parties shall establish a title plant working committee
who shall be empowered and authorized to work together to mutually agree to
adjust and/or refine (including additions or deletions) the specific services to
be provided hereunder, and whose members shall include one representative from
each of the parties to this Agreement. The working committee shall meet from
time to time as necessitated by the operation of this Agreement.

     Section 2.05 Errors.

     (a) Errors Discovered. Promptly upon the discovery of any error in the
information, in whatever form, contained in any FNF Title Plant, each Company
shall communicate in writing to PI, setting forth a detailed description of the
error and the means of locating the error within the applicable FNF Title Plant
and the relevant search system. Upon receipt of such information, PI shall
promptly investigate the allegedly erroneous information and upon verification,
shall incorporate the correction into the applicable FNF Title Plant(s).

     (b) Liability for Errors. Notwithstanding any provision to the contrary,
except in the event of PI's gross negligence or willful misconduct, PI shall
have no liability to any Company for any error in any of the information
provided in the performance of the Services in connection with any of the FNF
Title Plants, including without limitation the ordinary ongoing maintenance of
such Company's Title Plants, and the periodic posting and updating title
information in the Company's Title Plants, by PI. PI shall have no liability or
responsibility to any customer of any Company, or to any person or entity to
which such Company may furnish such title information, report, binder, guarantee
or policy, by reason of any error in any information furnished by PI

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hereunder. In the event that any such customer or person shall claim or assert
that PI has such liability by reason of any error in the information that PI is
required to furnish or has furnished under the terms of this Agreement, the
applicable Company shall indemnify and hold PI harmless from and against such
claim or demand, including the reasonable costs, expenses, attorneys' fees and
actual loss or losses incurred or sustained by reason of such claim or
assertion. When such a claim or assertion is made to PI, it shall promptly give
notice to the applicable Company, and such Company shall have the right (if it
so elects) to provide for the defense of PI in any action or litigation based
upon or involving such claim or assertion, by counsel of the Company's choosing
and at the Company's expense, and to pursue such litigation to final
determination. In such event, the applicable Company shall also have the right,
at its sole cost, whether or not any action or litigation shall have resulted,
to compromise or settle any such claim on behalf of PI, except to the extent
that such compromise or settlement involves terms other than money damages or
does not provide for a full release of claims for the benefit of PI.

                                  ARTICLE III.
                             PERFORMANCE OF SERVICES

     Section 3.01 Performance of Services. PI and each of the Companies shall
perform their respective obligations hereunder with the same degree of care,
skill, and prudence customarily exercised for their own operations. Except as
may be specifically noted in the description of services to be performed in
connection with a particular Title Plant (including the service level
requirements therefor) on it respective schedule to EXHIBIT B, it is understood
and agreed that, unless and until otherwise agreed by the applicable Company,
the Services provided to each Company will be of a nature and quality reasonably
comparable to the Services performed by the Divisions during the fiscal year
immediately prior to the execution of this Agreement.

     Section 3.02 Use of Services. The parties agree to perform and use the
Services in accordance with all applicable federal, state, and local laws,
rules, regulations, and tariffs and in accordance with reasonable conditions,
rules, regulations and specifications which are or may be set forth in any
manuals, materials, documents, or instructions from the other parties, as
applicable. Each party reserves the right to take all actions in order to ensure
that the Services are provided in accordance with any applicable laws, rules,
regulations, and tariffs.

     Section 3.03 Authority. Each party to this Agreement will retain
discretion, control, and management over its respective business, including,
without limitation, (i) oversight and management, (ii) formulation and
implementation of policy decisions, (iii) supervision of the employment of
personnel, and (iv) payment of all financial obligations.

     Section 3.04 Officers and Directors. Nothing herein shall be construed to
restrict the officers and directors of PI or any of the Companies in the
performance of their respective duties or limit the exercise of their powers as
prescribed by law or otherwise.

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                                   ARTICLE IV.
                  LICENSE OF TITLE PLANTS AND RELATED SOFTWARE

     Section 4.01 License to Use Title Plant Assets and Software.

     (a) Grant of Title Plant License. In consideration for the Services to be
provided by PI to each Company pursuant to this Agreement, each Company hereby
grants to PI, a perpetual, irrevocable, non-terminable, transferable, and
nonexclusive worldwide license (as to each Company and its Title Plants, the
"Title Plant License") to use, exploit, sell services from, sublicense, operate,
alter, modify, adapt, distribute, create derivative works from, display, copy
(for internal use and for use by third parties who have entered into contracts
with PI for access to the FNF Title Plants), and access such Company's Title
Plants, (including as updated and compiled through the Services), including
without limitation any use in connection with arrangements that may be entered
into by PI with other potential users of the Title Plants (including FNF
Affiliates as well as entities who may be competitors of the Company) to provide
such users with rights to access the applicable Title Plants, provided, however,
that in no event shall any such other user be granted any ownership rights in or
to any of the FNF Title Plants.

     (b) Grant of Software License. In further consideration for the Services to
be provided by PI pursuant to this Agreement, each Company hereby grants to PI,
a perpetual, irrevocable, non-terminable, transferable, and nonexclusive
worldwide license (as to each Company, its "Software License") to use,
reproduce, exploit, sell services from, sublicense, operate, alter, modify,
adapt, distribute, create derivative works from, display and access all of the
software, software programs, and software systems that are currently used by
such Company, either directly or through its Division (including without
limitation the software known as "Super Search") (collectively, for each
Company, its "Software"), as more fully identified on EXHIBIT B, and including
the right to create derivative and advanced works and the right to sublicense
use of the Software to other third parties. In addition, in furtherance of the
purposes and provisions of this Agreement (including without limitation Article
VIII), each Company hereby grants to each of the other Companies a Software
License to use, reproduce, exploit, sell services from, sublicense, operate,
alter, modify, adapt, distribute, create derivative works from, display and
access all of its Software, and including the right to create derivative and
advanced works and the right to sublicense use of the Software to other third
parties. All right, title and interest, including copyright, in the derivative
works created by or at the direction of PI, as between PI and the Companies,
shall be owned by PI.

     Section 4.02 Assignment of Existing Access Agreements. In further
consideration of the Services to be provided by PI pursuant to this Agreement,
each Company hereby assigns to PI all of such Company's right, title and
interests in and to, and all of its obligations to perform, all of the
agreements in effect as of the Effective Date pursuant to which the Company has
granted access to one or more of its Title Plants to third parties (excluding
FNF Affiliates), all of which are listed on the applicable Title Plant schedules
to EXHIBIT B. PI hereby agrees to perform the obligations under all such
agreements in accordance with the terms and conditions set forth therein, and
shall be entitled to all fees, compensation and other payments under these
agreements.

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     Section 4.03 Royalties.

     (a) Calculation of the Royalty. In consideration for the grant of the Title
Plant License and the Software License (collectively the "Licenses"), and
subject to the royalty termination provisions set forth in Section 8.02(a)(iii),
so long as one or both of the Licenses are effective hereunder or PI is
otherwise entitled to access any of the FNF Title Plants or the Software
(including during the period pending the effectiveness of a termination under
Section 8.02), PI agrees to pay to the Companies a royalty (the "Royalty"),
equal to the amounts calculated in accordance with the tiered rate formula set
forth on EXHIBIT A, and subject to adjustment as described on EXHIBIT A. Each
Company will receive its proportionate share of any Royalty paid, calculated on
the basis of the aggregate amount of usage of and access to such Company's Title
Plants during the period for which the Royalty was received, with the sharing
recalculated each such period. If PI is no longer obligated to provide the
Services to a Company hereunder, then (subject to the royalty termination
provisions set forth in Section 8.02(a)(iii)) PI shall continue to pay the
Royalty to each of the Companies who remains a party to this Agreement as to
which PI continues to be obligated to provide the Services, but any Company as
to which Services are no longer being performed shall not share in the Royalty
as of the date on which the Service obligations terminated.

     (b) Payment of the Royalty. On or before the 25th day of each calendar
month, PI shall pay to each Company its pro rata share of the Royalty,
calculated in accordance with EXHIBIT A for the immediately preceding calendar
month, provided, that, as more fully described in EXHIBIT A, the aggregate
amount of the Royalty due and paid in each fiscal year shall be re-calculated
and confirmed at the end of such fiscal year, with each of the applicable
parties making additional payments or refunds as required in accordance with the
annual re-calculation numbers. All payments hereunder shall be in immediately
available funds in lawful US currency. Each Company shall provide PI with wire
transfer or other payment instructions for its share of the Royalty.

     Section 4.04 Limitation of License. The parties acknowledge that, as to
each of the Title Plants and the Software, no right of ownership therein is
transferred to PI by the terms of this Agreement, other than with regard to
certain possible derivative works as expressly set forth in Section 4.01. Except
as otherwise contemplated in Section 4.01, as between the parties hereto, each
applicable Company retains ownership of and all rights of any kind whatsoever in
its respective Title Plants and Software, including without limitation, rights
in data structures, data, written documentation, and all other attributes of any
kind, whether such rights are granted by the law of the United States or any
state in the United States, including common law, the law of any other national
or international jurisdiction, or by international treaty or convention.

                                   ARTICLE V.
                                 CONFIDENTIALITY

     Section 5.01 Each party hereto may from time to time be provided with or
have access to information that is confidential and proprietary to the other
parties hereto. Accordingly, each party agrees that (i) it will not reveal such
information or any of it, that is not otherwise generally available to the
public, to a third party without the prior written consent of the other
applicable party, except as may be permitted by the grant of the sublicensing
rights described above or as

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required by law or as necessary to perform obligations or enforce rights
hereunder; (ii) that such information will be distributed only to those of its
own employees and officers and agents who have a reasonable need for it in order
to carry out the purposes of and exercise its rights under this Agreement; (iii)
that such information will not be used in any manner except for the purpose
provided; and (iv) that upon termination of this Agreement, all documents
containing such confidential or proprietary information upon request will be
returned promptly to the party to which such information belongs. Each party
shall take such steps as are reasonably necessary to protect the confidential or
proprietary information of the others. For purposes hereof, confidential or
proprietary information shall include, among other things, customer lists and
other customer information, and financial, technical, and business information
relating to one party and provided by such party to the others, including
without limitation any of the FNF Title Plants, and the Proprietary Systems.

                                   ARTICLE VI.
                             RELATIONSHIP OF PARTIES

     Section 6.01 Independent Contractors. Each of the parties hereto is an
independent contractor acting for its own account and is not authorized to make
any commitment or representation on the other's behalf unless authorized in
writing.

     Section 6.02 Competition. None of the parties shall have a duty to any
other party to refrain from engaging in the business of providing services
similar or identical to the business of the other parties, nor shall any of the
parties have a duty to any other party to refrain from engaging in the business
of providing services similar or identical to the Services hereunder to third
parties, provided in all cases that nothing herein shall permit any of the
Companies (i) to create or maintain a business or entity, a significant portion
of whose business is the updating and maintenance of title plants for
non-affiliated parties, in competition with PI, or (ii) to enter into a contract
to receive title plant updating and maintenance services from any third party
unless the applicable Company(s) first have complied with the provisions of
Section 2.03(a). Notwithstanding the foregoing, the parties acknowledge that, as
of the date of this Agreement, some or all of the Companies currently undertake
and perform title plant updating and maintenance services for themselves and for
others, and nothing herein is intended to preclude or restrict the on-going
provision of such services.

     Section 6.03 Three-Year Renegotiation. Notwithstanding any other provision
contained herein, including without limitation the provisions of Article VIII,
the parties agree that on the third anniversary of the effective date of this
Agreement, and on every three-year anniversary subsequent thereto, at the
request of any party to this Agreement (the "Requesting Party"), the other
parties shall be available to each other to discuss the renegotiation of any
term or provision of this Agreement that, during the preceding three-year
period, has created a hardship on the Requesting Party (or any other party
hereto) or is otherwise not reasonably workable under such party's strategic
business plan or operational procedures. Any Requesting Party who wishes to
avail itself of the renegotiation option contemplated by this Section shall
provide all other parties hereto with written notice (a "Renegotiation Notice"),
setting forth the nature of the hardship or grievance about which the Requesting
Party is concerned, and providing sufficient detail so that the parties
receiving the notice can consider the Requesting Party's issues and develop
possible solutions. For a period of 30 days after receipt of a

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Renegotiation Notice, a senior decision-making officer or other representative
of each party shall be available, upon reasonable notice, to participate in
renegotiation discussions with the other parties regarding the issues described
in the Renegotiation Notice. Each of the parties agrees to give good faith
consideration to all proposals put forth to relieve the hardship or otherwise
address the issues. If the parties fail to reach any further agreements
regarding the hardships and issues described in the Renegotiation Notice, then
the terms of this Agreement shall continue in full force and effect as provided
herein.

                                  ARTICLE VII.
                     DISCLAIMER AND LIMITATIONS OF LIABILITY

     Section 7.01 Limitations of Liability. THE LIABILITY OF ANY PARTY FOR A
CLAIM ASSERTED BY ANY OTHER PARTY BASED ON A BREACH OF ANY COVENANT UNDER,
AGREEMENT IN, OR UNDERTAKING REQUIRED BY, THIS AGREEMENT SHALL NOT EXCEED, IN
THE AGGREGATE, AN AMOUNT EQUAL TO THE "MAXIMUM LIABILITY AMOUNT" (AS HEREINAFTER
DEFINED) CALCULATED FOR THE FISCAL YEAR (SUBJECT TO THE LAST TWO SENTENCES OF
THIS SECTION) IMMEDIATELY PRIOR TO THE YEAR IN WHICH SUCH LIABILITY ARISES;
PROVIDED THAT THE MAXIMUM LIABILITY AMOUNT SHALL NOT BE APPLICABLE IN RESPECT OF
ANY CLAIMS BASED ON A PARTY'S (i) GROSS NEGLIGENCE, (ii) WILLFUL MISCONDUCT,
(iii) IMPROPER USE OR DISCLOSURE OF CONFIDENTIAL INFORMATION, (iv) VIOLATIONS OF
LAW, OR (v) INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS OF A PERSON OR ENTITY
WHO IS NOT A PARTY HERETO OR THE SUBSIDIARY OF A PARTY HERETO. For purposes
hereof, "Maximum Liability Amount" means, for any fiscal year, the amount equal
to 1.25% of PI's annual gross revenues that are attributable to the use of the
FNF Title Plants and/or use of the Software, as determined in accordance with
generally accepted accounting principles consistently applied throughout the
applicable period. In the event that liability hereunder shall arise during the
first 2 calendar years of the effectiveness of this Agreement (i.e., arising any
time prior to December 31, 2005 ), for purposes of calculating the Maximum
Liability Amount, the amount of PI's annual gross revenues shall be equal to the
product of (x) the average monthly gross revenues that are attributable to the
use of the FNF Title Plants and/or use of the Software for the entire period
immediately prior to the date on which such liability arises, multiplied by (y)
12. Without limiting and subject to the foregoing and to Section 7.02, the
parties acknowledge that if the obligation to provide Services under this
Agreement is terminated pursuant to Sections 8.01(c), (e) or (h), then PI shall
be liable for compensatory damages in an amount equal to the actual increased
marginal costs incurred by the Companies in obtaining updated title plant
information from the FNF Title Plants.

     Section 7.02 Disclaimer of Liability. NONE OF THE PARTIES HERETO SHALL BE
LIABLE TO ANY OTHER PARTY FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR
CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF
BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION OR OTHER
PECUNIARY LOSSES, OR DAMAGES ARISING OUT OF LITIGATION OR GOVERNMENTAL
INVESTIGATION, OR ARISING FROM THIS AGREEMENT OR THE USE OR INABILITY TO USE ANY
OF THE TITLE PLANTS, EVEN IF ADVISED OF THE POSSIBILITY THEREOF, WHETHER
FORESEEN OR

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UNFORESEEN, FORESEEABLE OR UNFORESEEABLE. THE FOREGOING LIMITATIONS OF LIABILITY
SHALL APPLY REGARDLESS OF THE CAUSE OF ACTION UNDER WHICH SUCH DAMAGES ARE
SOUGHT, INCLUDING, WITHOUT LIMITATION, BREACH OF CONTRACT, NEGLIGENCE, STRICT
LIABILITY, OR OTHER TORT.

                                  ARTICLE VIII.
                              TERM AND TERMINATION

     Section 8.01 Termination. Subject to the provisions of Section 6.03, the
obligation to provide Services under this Agreement may be terminated by any of
the following means (it being understood that, notwithstanding any termination
of the obligation to provide the Services, the Licenses may be terminated only
as provided in Section 8.02):

     (a) at any time by mutual agreement of the parties hereto, in which event
the obligation to provide Services under this Agreement shall terminate as of
the date specified by the parties;

     (b) as to each Company, at any time by PI, if such Company breaches any
material warranty or fails to perform any material obligation hereunder, and
such breach is not remedied within 30 days after written notice thereof to such
Company that is in default, in which event as to such Company the obligation to
provide Services under this Agreement shall terminate on the 20th business day
following the expiration of such 30-day cure period; provided that if the breach
or default is of a nature that it cannot reasonably be cured within a 30-day
period and the breaching Company is actively pursuing a cure in good faith, then
no default shall be deemed to have occurred so long as the default is cured as
promptly as reasonably possible and in any event prior to the first anniversary
of the occurrence of such default; and provided, further, that the termination
of the obligation to provide Services under this Agreement as to such Company
shall not affect the effectiveness of this Agreement to the obligations of PI to
the other Companies nor the obligations of the other Companies (other than the
defaulting Company) to PI;

     (c) as to PI, at any time by any Company, if PI breaches any material
warranty or fails to perform any material Service obligation owing hereunder to
such Company, and such breach is not remedied within 30 days after written
notice thereof to PI, in which event the obligation to provide Services to such
Company under this Agreement shall terminate on the 20th business day following
the expiration of such 30-day cure period; provided that if the breach or
default is of a nature that it cannot reasonably be cured within a 30-day period
and PI is actively pursuing a cure in good faith, then no default shall be
deemed to have occurred so long as the default is cured as promptly as
reasonably possible and in any event prior to the first anniversary of the
occurrence of such default; and provided, further, that the termination of the
obligation to provide Services under this Agreement as to such Company shall not
affect the effectiveness of this Agreement to the obligations of PI to the other
Companies nor the obligations of the other Companies (other than the terminating
Company) to PI;

     (d) as to each Company, at any time by PI, if such Company shall admit in
writing its inability to, or be generally unable to, pay its debts as such debts
become due, or shall (1) apply for or consent to the appointment of, or the
taking of possession by, a receiver, custodian, trustee,

                                       11

<PAGE>

examiner or liquidator of itself or of all or a substantial part of its property
or assets, (2) make a general assignment for the benefit of its creditors, (3)
commence a voluntary case under the federal Bankruptcy Code, (4) file a petition
seeking to take advantage of any other law relating to bankruptcy, insolvency,
reorganization, liquidation, dissolution, arrangement or winding-up, or
composition or readjustment of debts, (5) fail to controvert in a timely and
appropriate manner, or acquiesce in writing to, any petition filed against it in
an involuntary case under the Bankruptcy Code or (6) take any company action for
the purpose of effecting any of the foregoing, in which event as to such Company
the obligation to provide Services under this Agreement shall terminate
immediately; provided that the termination of the obligation to provide Services
under this Agreement as to such Company shall not affect the effectiveness of
this Agreement to the obligations of PI to the other Companies nor the
obligations of the other Companies (other than the terminating Company) to PI;

     (e) as to PI, at any time by any Company, if PI shall admit in writing its
inability to, or be generally unable to, pay its debts as such debts become due,
or shall (1) apply for or consent to the appointment of, or the taking of
possession by, a receiver, custodian, trustee, examiner or liquidator of itself
or of all or a substantial part of its property or assets, (2) make a general
assignment for the benefit of its creditors, (3) commence a voluntary case under
the federal Bankruptcy Code, (4) file a petition seeking to take advantage of
any other law relating to bankruptcy, insolvency, reorganization, liquidation,
dissolution, arrangement or winding-up, or composition or readjustment of debts,
(5) fail to controvert in a timely and appropriate manner, or acquiesce in
writing to, any petition filed against it in an involuntary case under the
Bankruptcy Code or (6) take any company action for the purpose of effecting any
of the foregoing, in which event as to such Company the obligation to provide
Services under this Agreement shall terminate immediately; provided that the
termination of the obligation to provide Services under this Agreement as to
such Company shall not affect the effectiveness of this Agreement to the
obligations of PI to the other Companies nor the obligations of the other
Companies (other than the terminating Company) to PI;

     (f) as to each Company, on or after the 5th anniversary of the Effective
Date, by PI, upon 5 years' prior written notice to such Company; provided that
the termination of the obligation to provide Services under this Agreement as to
such Company shall not affect the effectiveness of this Agreement to the
obligations of PI to the other Companies nor the obligations of the other
Companies (other than the defaulting Company) to PI;

     (g) as to PI, on or after the 5th anniversary of the Effective Date, by any
Company, upon 5 years' prior written notice to PI, provided that the termination
of the obligation to provide Services under this Agreement as to such Company
shall not affect the effectiveness of this Agreement to the obligations of PI to
the other Companies nor the obligations of the other Companies (other than the
terminating Company) to PI;

     (h) as to PI, at any time by any Company if there has been a change in
control of PI; it being understood, that for purposes of this provision, "change
of control" means a reorganization, merger, share (or LLC ownership interest)
exchange or consolidation, or sale or other disposition of more than 50% of the
LLC ownership interests in, or all or substantially all of the assets or
business of, PI, other than a transaction in which no person or entity, other
than FNIS or an entity controlled by FNIS, will have beneficial ownership,
directly or indirectly, of

                                       12

<PAGE>

50% or more of the LLC ownership interests of PI or of the power to appoint the
LLC manager(s) or vote in the election of directors; or

     (i) as to any Company, upon 6 months prior written notice by such Company
to PI if there has been a change in control of the Company; it being understood,
that for purposes of this provision, "change of control" of a Company means a
reorganization, merger, share exchange or consolidation, or sale or other
disposition of more than 50% of the voting capital stock in, or all or
substantially all of the assets or business of, such Company, other than a
transaction in which no person or entity, other than FNF or an entity controlled
by FNF, will have beneficial ownership, directly or indirectly, of 50% or more
of the voting capital stock of PI or of the power to vote the election of
directors.

     Section 8.02 Effect of Termination.

     (a) Services and Licenses. Upon termination of the obligation to provide
Services to any particular Company or as to PI under this Agreement pursuant to
Section 8.01 (the date on which the termination of the obligation to provide
Services under this Agreement is effective being the "Service Termination
Date"), then:

          (i) the obligations of each applicable terminating or terminated party
     hereunder (except to the extent set forth in Section 8.03) shall
     immediately cease; and

          (ii) if the termination is pursuant to Sections 8.01 (c), (e), (f) or
     (h), then, with respect to the terminating Company(s), the applicable
     Licenses granted to, and the rights to grant sublicenses and access to the
     applicable FNF Title Plants and the Software by, PI from the terminating
     Company(s) pursuant to Article IV shall terminate, effective as of the date
     of the latest expiration date of the third party contracts entered into by
     PI for title plant access to any of the applicable FNF Title Plants,
     provided that in no event shall the date for the termination of the
     applicable Licenses hereunder be later that the 5th anniversary of the
     Service Termination Date, and provided, further, that, notwithstanding the
     Service Termination Date, Royalty payments in accordance with Section 4.03
     for the access to and use of the applicable FNF Title Plants and Software
     shall continue to be due and owing from PI until the date on which the
     applicable Licenses are fully terminated and PI is no longer entitled to
     use or access any of the applicable FNF Title Plants or Software; it being
     understood that after the Service Termination Date, PI shall not enter into
     any additional third party contracts for title plant access to any of the
     applicable FNF Title Plants nor shall PI extend or renew any such third
     party contract even if such extension or renewal would expire prior to the
     latest expiration date referred to above and the 5th anniversary of the
     Service Termination Date. So long as the obligation to provide Services to
     any Company under this Agreement has not been terminated pursuant to
     Sections 8.01 (c), (e), (f) or (h), then the Licenses granted, and the
     rights to grant sublicenses, to PI from such Company pursuant to Article IV
     shall continue to be in full force and effect and, except as provided in
     this Article VIII, be perpetual, non-terminable, and irrevocable; and

          (iii) if the termination is pursuant to Sections 8.01(b), (d), (g) or
     (i), then, as to each Company as to which such termination is effective,
     (A) the Licenses granted to, and

                                       13

<PAGE>

     the rights to grant sublicenses and access to the FNF Title Plants and the
     Software by, PI pursuant to Article IV shall thereafter be perpetual,
     non-terminable, irrevocable and fully-paid, effective as of the Service
     Termination Date, (B) PI shall be entitled to retain a copy of the FNF
     Title Plants, as updated and maintained to the Service Termination Date,
     and (C) PI shall have no further obligation to pay any additional Royalty
     to such terminating or terminated Company as of the Service Termination
     Date. Without limiting the foregoing, it is understood by the parties that
     after the Service Termination Date, PI shall be permitted to enter into
     third party contracts for title plant access to any of the FNF Title Plants
     and to extend or renew existing contracts, in each case, without payment of
     any Royalties to the Companies; and

          (iv) if the termination is pursuant to Section 8.01 (a), then the
     Licenses granted to, and the rights to grant sublicenses and access to the
     FNF Title Plants and the Software by, PI pursuant to Article IV shall be
     effective or shall terminate as per the agreement of the parties in
     connection with such termination.

     (b) Return of Title Plants and Software; Licensed of New Software. If the
obligation to provide Services under this Agreement has been terminated then,
within 2 business days of the date on which such termination is effective:

          (i) Return of Title Plants and Software. PI shall make available to
     each Company for which Services are being terminated (A) an original copy
     of each of the FNF Title Plants owned by such Company, as updated and
     maintained to the date of termination, in a generally-accessible format or
     system that will permit the Company who owns such Title Plant to easily use
     and access the applicable Title Plant, together with such Company's
     Software, and (B) an original copy of each of the Title Plants owned by
     such Company, as updated and maintained to the date of termination, in the
     form and format utilized in PI's normal course of business, together with
     such Company's Software and a copy of all of the software, software
     programs and software systems that are necessary or appropriate to permit
     the Company to use and access its Title Plants (the "New Software"),
     including an irrevocable, non-terminable, transferable, non-exclusive and
     royalty-free worldwide license to use, reproduce, exploit, sell services
     from, sublicense, operate, alter, modify, adapt, distribute, create
     derivative works from, display and access the New Software, in each case
     effective from the date on which the New Software is delivered to such
     Company; provided that (x) if the termination is pursuant to Sections 8.01
     (c), (e), (f) or (h), then such license to use and access the New Software
     shall be perpetual, (y) if the termination is pursuant to Sections 8.01(b),
     (d), (g) or (i), then such license to use and access the New Software shall
     be effective for a one year period, and (z) if the termination is pursuant
     to Section 8.01(a), then such license to use and access the New Software
     shall be effective for that period mutually agreed among the parties; and

          (ii) License of Upgraded Software. Except as otherwise provided in
     Section 8.02(b)(i), if either PI, on the one hand, or the Companies, on the
     other, is the owner of, or has other licensable rights (including the right
     to transfer or sublicense) to, the software and systems used to update,
     manage, maintain and access each of the FNF Title Plants (the "Upgraded
     Software"), then, effective as of the date on which the termination

                                       14

<PAGE>

     is effective, either (A) if PI is the party who is the owner of, or has
     other licensable rights (including the right to transfer or sublicense) to,
     the Upgraded Software and the termination is pursuant to Sections 8.01 (c),
     (e), (f) or (h), then PI shall grant to the Companies a perpetual,
     irrevocable, non-terminable, transferable, and nonexclusive royalty-free
     worldwide license to use, reproduce, exploit, sell services from,
     sublicense, operate, alter, modify, adapt, distribute, create derivative
     works from, display and access the Upgraded Software; or (B) if one or more
     of the Companies is the party(s) who is the owner of, or has other
     licensable rights (including the right to transfer or sublicense) to, the
     Upgraded Software and the termination is pursuant to Sections 8.01(b), (d),
     (g) or (i), then the applicable Company(s) shall grant to PI a perpetual,
     irrevocable, non-terminable, transferable, and nonexclusive royalty-free
     worldwide license to use, reproduce, exploit, sell services from,
     sublicense, operate, alter, modify, adapt, distribute, create derivative
     works from, display and access the Upgraded Software; it being understood
     that (x) if PI is the party who is the owner of, or has other licensable
     rights (including the right to transfer or sublicense) to, the Upgraded
     Software and the termination is pursuant to Sections 8.01(b), (d), (g) or
     (i), then PI shall have no obligation to provide the Companies with any
     license or copy of, or use or access to, the Upgraded Software, and (y) if
     one or more of the Companies is the party(s) who is the owner of, or has
     other licensable rights (including the right to transfer or sublicense) to,
     the Upgraded Software and the termination is pursuant to Sections 8.01 (c),
     (e), (f) or (h), then the applicable Company(s) shall have no obligation to
     provide PI with any license or copy of, or use or access to, the Upgraded
     Software. If required to license the Upgraded Software pursuant to this
     Section 8.02(b)(ii), then the applicable party agrees to make available to
     the other(s) a copy of the Upgraded Software, together with instructions on
     its use and maintenance and, if reasonably requested, training and other
     assistance in learning to use the Upgraded Software. If PI, on the one
     hand, or one or more of the Companies, on the other, has rights from third
     parties to use and access the software and systems used to update, manage,
     maintain and access each of the FNF Title Plants, which rights are not
     transferable or may not be sublicensed, then upon termination the
     applicable party will cooperate with the other(s) in an effort to obtain
     rights in and to such software and systems from the third party owners.

     Section 8.03 Survival. Notwithstanding anything to the contrary in this
Agreement, the provisions of Section 2.05(b) (Liability for Errors), Article IV
(License of Title Plants and Related Software), Article V (Confidentiality),
Article VII (Disclaimer and Limitations of Liability) and this Article VIII
(Term and Termination) shall survive the expiration or termination of this
Agreement. In addition, termination of this Agreement as to any particular
Company shall not affect the effectiveness and continuation of this Agreement as
to the non-terminating and non-terminated Companies.

                                   ARTICLE IX.
                               DISPUTE RESOLUTION

     Section 9.01 Amicable Resolution. The parties mutually desire that friendly
collaboration will continue between them. Accordingly, they will try to resolve
in an amicable manner all disagreements and misunderstandings connected with
their respective rights and obligations under this Agreement, including any
amendments hereto. In furtherance thereof, in

                                       15

<PAGE>

the event of any dispute or disagreement (a "Dispute") between the parties in
connection with this Agreement (including, without limitation, any use of the
Licenses or the termination of the licenses granted hereby), then the Dispute,
upon written request of any party, will be referred for resolution to the
applicable Division Presidents of the parties, who will have ten (10) days to
resolve such Dispute.

     Section 9.02 Mediation. In the event any Dispute cannot be resolved in a
friendly manner as set forth in Section 9.01, the parties intend that such
Dispute be resolved by mediation. If the Division Presidents of the parties are
unable to resolve the Dispute as contemplated by Section 9.01, any party may
demand mediation of the Dispute by written notice to the other parties in which
case PI, on the one hand, and the Companies, on the other, will select a single
mediator within ten (10) days after the demand. No party may unreasonably
withhold consent to the selection of the mediator. Each party will bear its own
costs of mediation but the parties will share the costs of the mediator 50/50
between PI, on the one hand, and the Companies, on the other. The mediator will
have twenty (20) days from the date of referral to resolve any Dispute.

     Section 9.03 Arbitration. In the event that the Dispute is not resolved
pursuant to Section 9.01 or through mediation pursuant to Section 9.02, the
latter within thirty (30) days of the submission of the Dispute to mediation,
any party involved in the Dispute may submit the dispute to binding arbitration
pursuant to this Section 9.03. All Disputes submitted to arbitration pursuant to
this Section 9.03 shall be resolved in accordance with the Commercial
Arbitration Rules of the American Arbitration Association, unless the parties
involved mutually agree to utilize an alternate set of rules, in which event all
references herein to the American Arbitration Association shall be deemed
modified accordingly. Expedited rules shall apply regardless of the amount at
issue. Arbitration proceedings hereunder may be initiated by any party making a
written request to the American Arbitration Association, together with any
appropriate filing fee, at the office of the American Arbitration Association in
Orlando, Florida. All arbitration proceedings shall be held in the city of
Jacksonville, Florida in a location to be specified by the arbitrators (or any
place agreed to by the parties and the arbitrators). The arbitration shall be by
a single qualified arbitrator experienced in the matters at issue, such
arbitrator to be mutually agreed upon by the parties. If the parties fail to
agree on an arbitrator thirty (30) days after notice of commencement of
arbitration, the American Arbitration Association shall, upon the request of any
party to the dispute or difference, appoint the arbitrator. Any order or
determination of the arbitral tribunal shall be final and binding upon the
parties to the arbitration as to matters submitted and may be enforced by any
party to the Dispute in any court having jurisdiction over the subject matter or
over any of the parties. All costs and expenses incurred in connection with any
such arbitration proceeding (including reasonable attorneys' fees) shall be
borne by the party incurring such costs. The use of any alternative dispute
resolution procedures hereunder will not be construed under the doctrines of
laches, waiver or estoppel to affect adversely the rights of any party.

     Section 9.04 Commencement of Dispute Resolution Procedure. Notwithstanding
anything to the contrary in this Agreement, the parties are entitled to commence
a dispute resolution procedure under this Agreement, whether pursuant to this
Article IX or otherwise.

                                       16

<PAGE>

                                   ARTICLE X.
                                  MISCELLANEOUS

     Section 10.01 Non-Exclusive Remedy. The parties acknowledge and agree that
money damages would not be a sufficient remedy for any breach of this Agreement
by any party or misuse of the FNF Title Plants or the Software or any
confidential information of any party. Accordingly, nothing in Article IX or
this Article X will prevent any party from immediately seeking injunctive or
interim relief in such event. All actions for such injunctive or interim relief
shall be brought in a court of competent jurisdiction. In addition, the rights
and remedies of the parties provided in this Agreement shall not be exclusive
and are in addition to any other rights and remedies provided at law or in
equity.

     Section 10.02 Binding Effect. This Agreement shall be binding upon and
inure to the benefit of the successors and assigns of the parties hereto. None
of the parties may assign its respective rights and obligations under this
Agreement to any other person or entity without the prior written consent of the
other parties hereto, and in any event such assignment shall be subject to the
prior approval of the Missouri Department of Insurance so long as PI and the
Companies are "affiliates" as defined in section 382.010 of the Missouri
Statutes. Except as expressly provided in this Agreement, the parties hereto
intend that this Agreement shall not benefit or create any right or cause of
action in or on behalf of any person other than the parties hereto.

     Section 10.03 No Agency. Nothing in this Agreement shall be construed as
making any party the agent of the others or as creating a partnership, joint
venture or similar arrangement. As among the parties, each party shall be
responsible for the payment of compensation to its employees and those of its
subsidiaries, for any injury to them in the course of their employment, and for
withholding or payment of all federal, state and local taxes or contributions
imposed or required under unemployment insurance, social security and income tax
laws with respect to such persons.

     Section 10.04 Notices. All notices and other communications required or
permitted hereunder shall be in writing (including telefax) and shall be
delivered personally, delivered by facsimile transmission (with confirmation of
receipt immediately thereafter by telephone), sent by nationally recognized
overnight courier (marked for overnight delivery), addressed to the parties at
the address appearing on the first page of this Agreement or to such other
address as may be hereafter designated in writing hereunder by the respective
parties. Each party shall promptly advise the other in writing of any change of
address.

     Section 10.05 Severability. If any provision of this Agreement is held
illegal or unenforceable by any court of competent jurisdiction, such provision
shall be deemed separable from the remaining provisions of this Agreement and
shall not affect or impair the validity or enforceability of the remaining
provisions of this Agreement. The parties hereto agree to replace any such
illegal or unenforceable provision that has the most nearly similar permissible
economic or other effect.

     Section 10.06 Governing Law. This Agreement shall be governed by the laws
of the State of California, without regard to its conflicts of law principles.

                                       17

<PAGE>

     Section 10.07 No Waiver. The failure of any party to enforce, in any one or
more instances, any of the terms or conditions of the Agreement shall not be
construed as a waiver of the future performance of any such term or condition.

     Section 10.08 Force Majeure. No party shall be liable for its failure to
perform any of its obligations hereunder during any period in which such
performance is directly delayed by the occurrence of events beyond the control
of the failing party such as fire, explosion, flood, storm or the acts of God,
war, acts of terrorism, embargo, riot, or the intervention of any government
authority, provided that the party suffering the delay immediately notifies the
other parties of the delay.

     Section 10.09 Entire Agreement; Amendment. This Agreement constitutes the
entire agreement among the parties concerning the subject matter hereof and
supersedes all prior oral and written understandings and agreements between the
parties relating hereto. This Agreement may not be modified except in a writing
signed by the authorized representatives of the parties hereto, and any such
modification shall be subject to the prior approval of the Missouri Department
of Insurance so long as PI and the Companies are "affiliates" as defined in
section 382.010 of the Missouri Statutes.

     Section 10.10 Counterparts. This Agreement may be executed in one or more
counterparts, each of which shall be deemed to be an original, but all of which
together shall constitute one and the same instrument.

     Section 10.11 Title 11. Each of the licenses granted hereunder are, for all
purposes of Section 365(n) of Title 11 of the United States Code ("Title 11")
and to the fullest extent permitted by law, a license of rights to "intellectual
property" as defined in Title 11. All parties agree that the licensee of any
rights under this Agreement shall retain and may fully exercise all of its
applicable rights and elections under Title 11.

                                       18

<PAGE>

     Section 10.12 Effective Date. This Agreement shall be effective as of
business day (the "Effective Date") following the day on which (i) all insurance
regulatory approvals that are required are received and (ii) the prior notice
period applicable to all filings made to applicable title insurance regulators
has expired or been terminated or waived (by action of the regulator or
otherwise).

     IN WITNESS WHEREOF, the parties have caused their respective duly
authorized representatives to execute this Agreement as of the date first above
written.

                                        PROPERTY INSIGHT, LLC

                                        By /s/ Michael L. Gravelle
                                           -------------------------------------
                                        Name: Michael L. Gravelle
                                        Title: Senior Vice President

                                        CHICAGO TITLE INSURANCE COMPANY

                                        By /s/ Raymond R. Quirk
                                           -------------------------------------
                                        Name: Raymond R. Quirk
                                        Title: President

                                        SECURITY UNION TITLE INSURANCE COMPANY

                                        By /s/ Raymond R. Quirk
                                           -------------------------------------
                                        Name: Raymond R. Quirk
                                        Title: President

                                        TICOR TITLE INSURANCE COMPANY

                                        By /s/ Raymond R. Quirk
                                           -------------------------------------
                                        Name: Raymond R. Quirk
                                        Title: President

                                       19<PAGE>
                                                                   EXHIBIT 10.39

                       MASTER TITLE PLANT ACCESS AGREEMENT

This Agreement is being executed for the purpose of providing CUSTOMER access to
certain records or data owned by PROPERTY INSIGHT or its providers and to
certain services or software offered by or through Property Insight
(collectively, the "Services"), pertaining to real property in the County or
Counties as (each, a "County") set forth on the applicable County Schedule(s) or
to transactions relating to such real property. The terms of each County
Schedule, and all Appendixes thereto, are hereby incorporated into this
Agreement by this reference.

     1. DEFINITIONS. (Note: Not all terms are applicable to all counties. See
the county schedules.)

          (a) CUSTOMER. "Customer" or "Customers" means the customer
specifically indicated on the signature page of this Agreement, as well as each
user specifically identified on the Schedules hereto so long as such user is an
affiliate of the Customer so indicated on the signature page.

          (b) CUSTOMER STARTERS. "Customer Starters" are Starters provided by
Customer to Property Insight.

          (c) DATABASES. "Databases" consist of certain designated records of
Property Insight accessible via an on-line system. The PI/GI Database includes
the property index ("PI") and the General Index (the "GI" and sometimes known as
the Individual/Corporation Index). Property Insight's Corporation, Limited
Partnership and Notary Inquiry System ("CPN System") contains certain
information provided to Property Insight by the Office of the Secretary of
State. The Image System contains electronic copies of certain Maps, Official
Records and Starters ("Image System"). The Tax Service Database consists of tax,
bond and assessment information. Property Insight may develop, or acquire the
right to offer access to, other Databases. If access to any such other Database
is made available by Property Insight to Customer, any special terms of such
access shall be as set forth in an amendment hereto or on an amended County
Schedule, as applicable.

          (d) RECON TRACKING SERVICE. "Recon Tracking Service" consists of
services for the purpose of tracking deeds of trust and reconveyances
("Reconveyance Tracking System"). The Reconveyance Tracking System is designed
to meet the requirements of California Civil Code Section 2941(b) (3), which
sets forth a procedure in which a title insurer that has processed a pay-off of
a deed of trust, can execute and record a Release of Obligation if the trustee
does not record a Reconveyance within a specified period of time.

          (e) GROSS TITLE PREMIUMS. "Gross Title Premiums" means all premiums
and other fees charged by Customer for Title Orders (including cancellation
fees), as well as any other reports or products in which Title Records are used
and from which Customer generates income. To the extent applicable, such amounts
shall be determined and reported by Customer to Property Insight on a
County-by-County basis.

          (f) INQUIRY(IES). "Inquiry(ies)" means any instance of accessing
Property Insight Databases including but not limited to, Inquiry by
Date/Document reference, General

<PAGE>

Index (AKA Individual/Corporation) and Property Information. Each instance of
such Inquiries may be counted separately to screen and/or to printer.

          (g) LOT BOOKS. "Lot Books" consist of copies of indices in tangible
form of recorded documents relating to parcels of real property in such County
(for example, Numbered Tracts, Alphabetical Tracts, Ranchos and Sectional
Lands). Lot Books may be available as specified in such schedule.

          (h) MAPS. "Maps" consist of copies of diagrams and other graphic
representations of boundaries relating to parcels of real property in such
County.

          (i) OFFICIAL RECORDS. "Official Records" (excluding Maps) consist of
copies of items recorded in the County Recorders' Office.

          (j) PC or PCs. "PC" or "PCs" means a single or group of terminals,
workstations or personal computers of all types including printers or any method
of accessing information from the Property Insight on-line Databases.

          (k) PROVIDER. "Provider" means each of the persons which owns (or
co-own) or distributes, furnishes, licenses or otherwise makes available to
Property Insight information, software or other similar material which is made
available to, or which is used (directly or indirectly) by Customer under this
Agreement.

          (l) STARTERS. "Starters" consist of copies of previously issued title
products that are part of the Property Insight starters library from to time,
which may include policies, commitments, preliminary reports, guarantees and
binders as such products may be further specified in applicable schedules
attached to this Agreement.

          (m) TAX SERVICE. "Tax Service" means tax data made available to
Customer either by online databases or by manual access.

          (n) TITLE ORDER. "Title Order" means an order, by a customer of
Customer, of a Title Search and an examination thereof which may result in the
issuance of an evidence of title (for example, a title policy, binder,
guarantee, or endorsements) or delivery of other reports or products in which
Title Records are used (for example, a preliminary report).

          (o) TITLE PLANT. "Title Plant" means a currently maintained index of
land records and copies of Official Records and other materials related thereto,
excluding Starters, for a County.

          (p) TITLE RECORDS. "Title Records" consist of land title records and
materials (including on-line accessible Databases, Tax and Assessment records,
Lot Books, Maps, portable media, and Official Records). The Title Records shall
also include any additions and shall be subject to any deletions made through
Property Insight's customary daily input and purging procedures.

          (q) TITLE SEARCH. "Title Search" means the functions of identifying,
locating and copying the proper accounts and documents (including information
from on-line

                                     Page 2

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accessible Databases, Lot Books, Maps, Official Records, and Starters) which are
necessary for examining, reporting on and otherwise issuing an evidence of title
on specific parcels of real property.

     2. SERVICES.

          (a) Performance. Property Insight will perform the Services identified
in each County Schedule. Such Services are subject to the terms and conditions
of this Agreement, the terms and conditions set forth in the applicable County
Schedule, and all Appendixes thereto. As the posting of the computerized
databases are dependent upon the receipt of the recorded documents from the
county(ies), Property Insight shall make every attempt to maintain the currency
of the Property and General indexes in a commercially reasonable manner. Lot
Books, Maps, Official Records, Starters and other materials included in the
Title Records are maintained in one or more formats or media determined by
Property Insight (for example, on microfilm or paper or in electronic form as
digital files) and Property Insight reserves the right to modify any such format
or medium from time to time. Both parties recognize that Property Insight or its
Providers may in the future acquire records and materials through purchase,
lease, assignment or other method of transfer and that Property Insight may
restrict, or may be restricted from allowing, Customer from using such records
and materials. Any records and materials so acquired and restricted are not
included in this Agreement.

          (b) Access. For each County selected on a County Schedule, Property
Insight grants Customer nonexclusive computerized title plant access during the
normal working hours of the local title plant operation. Consult the local
operation for their hours of operation. Additional service hours may be provided
upon request by Customer at the then prevailing hourly rate, as set by Property
Insight. Such access and services are subject to all the other provisions of
this Agreement.

          (c) Joint Ownership. In certain Counties, selected Title Record
information is jointly owned by Property Insight's Providers and one or more
other co-owners. Customer access to any such jointly-owned information may be
provided by a County Schedule to this Agreement or by a separate agreement among
Customer, Property Insight and the joint owner(s). If jointly-owned information
is made available to Customer under this Agreement, the co-owner(s) is (are)
identified on the applicable County Schedule for such County. Co-Owners are
protected collectively with Property Insight by all appropriate provisions of
this Agreement wherever jointly-owned information is identified on the
applicable County Schedule. The term "Property Insight" in such circumstances
shall include the co-owner(s).

          (d) Training. Property Insight will provide reasonable initial
training in the use of Property Insight on-line systems or products at no
additional charge per its then current training policies. Training may be
provided by visits to Customer's premises, by telephone, by Internet, or at a
Property Insight office location, at Property Insight's discretion. Customer is
responsible for training its new employees; however, additional training
requested by Customer will be scheduled and provided on a resources available
basis at Property Insight's then current fee.

                                     Page 3

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          (e) Special Services. In the event that Customer requests Property
Insight to supply special services, reports or items, Customer will pay the
then-current fees for Property Insight labor, out-of-pocket expenses paid or
incurred and an administrative fee. Property Insight will provide an estimate of
such fees upon request.

          (f) No Other Services. Property Insight shall not be obligated to
furnish any information or service not specifically set forth in this Agreement
or a County Schedule, including without limitation: (a) any tax, bond or
assessment information; (b) any title engineer or other help for the purpose of
verifying or creating a legal description of land involved in Customer's Title
Orders; or (c) any parking facilities for Customer's employees.

          (g) Plant Location. Property Insight shall have the right at any time
to move the physical location of each of the Property Insight on-line systems,
Databases, Title Records, or facilities from one location to any other location
upon three (3) months prior written notice, provided, however, that if Property
Insight proposes to move the physical location of any Title Records, it shall
consult with the Customer(s) to in an effort determine an appropriate location
therefor, taking into consideration the requests and convenience of all
customers of Property Insight (including the Customer(s)) that use or are likely
to use such Title Records.

          (h) Posting of Office Information. In applicable counties, Property
Insight shall post office information entries to the databases within 24 hours
of receipt of the completed OI posting form. Property Insight posts OI entries
as a convenience to our customers and bears no liability for errors or
omissions.

     3. FEES AND PAYMENT.

          (a) Fees. The Customer indicated on the signature page of this
Agreement shall, on behalf of all Customers, pay Property Insight the fees for
the Services specified in the County Schedules and the Appendix for Technology
Related Charges. Any monthly minimum fee shall be due and payable regardless of
whether or not Customer finds it necessary to use the applicable Service. The
fees and charges do not include taxes. Customer will pay, or reimburse, Property
Insight for payment of, any applicable sales, use, personal property or similar
taxes and any government charges based on transactions hereunder, exclusive of
corporate income or franchise taxes based on Property Insight's net income.
Property Insight may increase the fees set forth in each County Schedule as
follows: (i) annually on the anniversary date of the Agreement by the percentage
amount indicated by the annual change in the Consumer Price index for urban wage
earners and clerical workers for the national average as compiled by the U.S.
Department of Labor, Bureau of Labor Statistics ("Index") for the twelve (12)
months immediately preceding the adjustment date, except where fees are based on
Gross Title Premiums; (ii) monthly where the cost increases to acquire documents
or other media necessary to create or provide the Title Records, except where
fees are based on Gross Title Premiums; and (iii) triennially on the anniversary
date of this Agreement to amounts which reflect the then current market rates
for the Services for each County charged by Property Insight to its other
customers.

          (b) Reports. For any Fees based upon Gross Title Premiums, Customer
must furnish a written report to Property Insight on or before the 10th day of
each month showing the

                                     Page 4

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information necessary to enable Property Insight to determine the amount of
Gross Title Premiums for the prior month. This information shall be confidential
to and used by Property Insight's auditors, accounting personnel and management
and shall not be used for other purposes by Property Insight. The report form
shall be designed and furnished by Property Insight and signed by an officer of
Customer. For any Fees based on number of inquiries or orders or the like,
Property insight shall furnish a written inquiry report to Customer on or before
the 10th day of each month, setting forth the number of inquiries, orders, etc,
by Customer in the prior month and otherwise providing Customer with such other
information regarding the procedure and methods used to count inquiries, orders,
etc. for purposes of this Agreement.

          (c) Due Date. Customer shall pay all sums which are due and payable to
Property Insight within 30 days after the invoice date, with the exception of
fees based on Gross Title Premiums (including any applicable minimum monthly
fee) which are due and payable together with the report for such month on or
before the 10th day of each month. Customer will be in default under this
Agreement whenever Customer fails to pay any sum due to Property Insight for a
period of fifteen (15) days after the sum has become due and payable.

          (d) Audit. Should any of Customer's fees be based on Gross Title
Premiums, Property Insight shall have the right to audit the accounts of
Customer, at the expense of Property Insight, in order to verify the correctness
of the sums of money being paid to Property Insight by Customer. These audits
shall be conducted so as not to unreasonably interfere with the normal business
routine of Customer. Upon request of Property Insight, Customer shall supply the
following to Property Insight at the end of each fiscal year: (i) a copy of
Customer's reports to the Insurance Commissioner of the State; or (ii) audited
financial statements for each County in which fees due hereunder are based upon
Customer's Gross Title Premiums in such County.

     4. TERM.

          (a) Term. Unless sooner terminated in accordance with the provisions
hereof, this Agreement shall continue in effect.

          (b) Termination. The obligation to provide Services under this
Agreement may be terminated by any of the following means:

               (1) at any time by mutual agreement of the parties hereto, in
          which event the obligation to provide Services under this Agreement
          shall terminate as of the date specified by the parties;

               (2) as to Customer, at any time by Property Insight, if Customer
          breaches any warranty or fails to perform any material obligation
          hereunder, and such breach is not remedied within 30 days after
          written notice thereof to Customer, in which event the obligation to
          provide Services under this Agreement shall terminate on the 20th
          business day following the expiration of such 30-day cure period;
          provided that if the breach or default is of a nature that it cannot
          reasonably be cured within a 30-day period and Customer is actively
          pursuing a cure in good faith, then no default shall be deemed to have
          occurred so long as the

                                     Page 5

<PAGE>

          default is cured as promptly as reasonably possible and in any event
          prior to the first anniversary of the occurrence of such default; and
          provided, further, that, to the extent that such breach or default
          concerns one or more, but not all, of the Counties for which Services
          are provided hereunder, the termination of the obligation to provide
          Services under this Agreement as to such Counties shall not affect the
          effectiveness of this Agreement to the obligations of Property Insight
          to the other Counties nor the obligations of Customer regarding the
          other Counties (other than the County(ies) affected by the default or
          breach) to Property Insight;

               (3) as to Property Insight, at any time by Customer, if Property
          Insight breaches any warranty or fails to perform any material Service
          obligation hereunder, and such breach is not remedied within 30 days
          after written notice thereof to Property Insight, in which event the
          obligations of Customer under this Agreement shall terminate on the
          20th business day following the expiration of such 30-day cure period;
          provided that if the breach or default is of a nature that it cannot
          reasonably be cured within a 30-day period and Property Insight is
          actively pursuing a cure in good faith, then no default shall be
          deemed to have occurred so long as the default is cured as promptly as
          reasonably possible and in any event prior to the first anniversary of
          the occurrence of such default; and provided, further, that, to the
          extent that such breach or default concerns one or more, but not all,
          of the Counties for which Services are provided hereunder, the
          termination of the obligations of Customer under this Agreement as to
          such Counties shall not affect the effectiveness of this Agreement to
          the obligations of Customer regarding the other Counties nor the
          obligations of Property Insight (other than the county or counties
          affected by the default or breach) to Customer;

               (4) as to Customer, at any time by Property Insight, if Customer
          shall admit in writing its inability to, or be generally unable to,
          pay its debts as such debts become due, or shall (a) apply for or
          consent to the appointment of, or the taking of possession by, a
          receiver, custodian, trustee, examiner or liquidator of itself or of
          all or a substantial part of its property or assets, (b) make a
          general assignment for the benefit of its creditors, (c) commence a
          voluntary case under the federal Bankruptcy Code, (d) file a petition
          seeking to take advantage of any other law relating to bankruptcy,
          insolvency, reorganization, liquidation, dissolution, arrangement or
          winding-up, or composition or readjustment of debts, (e) fail to
          controvert in a timely and appropriate manner, or acquiesce in writing
          to, any petition filed against it in an involuntary case under the
          Bankruptcy Code or (f) take any company action for the purpose of
          effecting any of the foregoing, in which event as to Customer the
          obligation to provide Services under this Agreement shall terminate
          immediately;

               (5) as to Property Insight, at any time by Customer, if Property
          Insight shall admit in writing its inability to, or be generally
          unable to, pay its debts as such debts become due, or shall (a) apply
          for or consent to the appointment of, or the taking of possession by,
          a receiver, custodian, trustee, examiner or liquidator of itself or of
          all or a substantial part of its property or assets, (b) make a
          general assignment for the benefit of its creditors, (c) commence a
          voluntary case under

                                     Page 6

<PAGE>

          the federal Bankruptcy Code, (d) file a petition seeking to take
          advantage of any other law relating to bankruptcy, insolvency,
          reorganization, liquidation, dissolution, arrangement or winding-up,
          or composition or readjustment of debts, (e) fail to controvert in a
          timely and appropriate manner, or acquiesce in writing to, any
          petition filed against it in an involuntary case under the Bankruptcy
          Code or (f) take any company action for the purpose of effecting any
          of the foregoing, in which event the obligations of Customer under
          this Agreement shall terminate immediately;

               (6) as to Customer, on or after the 5th anniversary of the date
          on which this Agreement becomes effective (the "Effective Date"), by
          Property Insight, upon 5 years' prior written notice to Customer as to
          one or more Counties; provided that the termination of the obligation
          to provide Services under this Agreement as to such Counties shall not
          affect the effectiveness of this Agreement to the obligations of
          Property Insight with respect to the other Counties nor the
          obligations of Customer with regard to the other Counties;

               (7) as to Property Insight, on or after the 5th anniversary of
          the Effective Date, by Customer, upon 5 years' prior written notice to
          Property Insight as to one or more Counties, provided that the
          termination of the obligation to provide Services under this Agreement
          as to such Counties shall not affect the effectiveness of this
          Agreement to the obligations of Property Insight with respect to the
          other Counties nor the obligations of Customer with regard to the
          other Counties; or

               (8) as to Property Insight, at any time by Customer, if there has
          been a change in control of Property Insight; it being understood,
          that for purposes of this provision, "change of control" means a
          reorganization, merger, share (or LLC ownership interest) exchange or
          consolidation, or sale or other disposition of more than 50% of the
          LLC ownership interests in, or all or substantially all of the assets
          or business of, Property Insight, other than a transaction in which no
          person or entity, other than Fidelity National Information Solutions
          ("FNIS") or an entity controlled by FNIS, will have beneficial
          ownership, directly or indirectly, of 50% or more of the LLC ownership
          interests of Property Insight or the power to appoint the LLC
          manager(s) or vote in the election of directors.

     5. OWNERSHIP AND USE.

          (a) Ownership. All Title Records and all programs, Databases, manuals
and documentation relating to any Service, Database or system (including without
limitation, compression, storage, and retrieval techniques and formats and any
enhancements made thereto) are and shall remain the property of Property Insight
or its Providers. Customer agrees to not make copies of such manuals and
documentation. Customer agrees to return all applicable Property Insight
property upon termination of this Agreement or of a County Schedule.

          (b) Customer Use. Title Records made available to Customer under this
Agreement are to be used by Customer solely for the purpose of conducting Title
Searches of

                                     Page 7

<PAGE>

specific parcels of real property and examinations thereof in connection with
bona fide Title Orders of Customer. Without limiting the generality of the
foregoing, Customer agrees that access to the Title Records shall not be
utilized by Customer or any of its employees for the purpose of furnishing any
Title Record information to any other title insurance company, title company, or
any person, firm or corporation except Customer and Customer's customers in the
ordinary course of its business. However, Customer shall have the right to
utilize the Title Records to furnish the usual customer service as to inquiry by
customers of Customer as regards specific parcels of land or specific documents
covered in such Title Records; provided that Customer shall not deliver a copy
of any Starter (other than a Customer Starter) to any other person.

          (c) No Tours or Demonstrations. Customer will not (1) conduct any
'tour' of, or give access to, any facility where the Title Records are located,
or (2) demonstrate the use of the Property Insight on-line system or other
systems, or make the documentation for such systems available, except to train
persons who are authorized employees and contractors of Customer acting within
the scope of this Agreement provided, however, that Customer may in the course
of its business demonstrate such systems within Customer's own facilities.

          (d) Nonexclusive Use. It is recognized by the parties that Property
Insight shall continue to use the Title Records in the usual and ordinary course
of business while at the same time furnishing services to Customer as well as
others.

          (e) Advertisement of Use or Ownership. During the term of the
Agreement, Customer shall not publicize to the public that Customer owns any
Title Records or Property Insight Title Plant or has any interest therein except
such rights as are specifically granted to Customer by this Agreement. Likewise,
during the term of this Agreement, Property Insight shall not, in any
advertisement or publicity, state that Customer is dependent upon Property
Insight for use of the Title Records or any Property Insight facility. Property
Insight may, however, publicize to whatever extent it may desire, its ownership
of the Title Records and its facilities and services.

          (f) Due Care. Customer agrees to exercise due care in the use of
Property Insight facilities, services, systems and information, so as to prevent
loss or damage. Each party agrees that it shall be liable to the other (and, if
applicable, its Providers) for any loss or damage to any property of the other
or any Providers arising out of a failure to exercise due care or arising out of
an intentional, dishonest or fraudulent act of an employee of such party.

          (g) Customer Title Plant. Customer agrees that if at any time during
the term of this Agreement it elects to build or participate in the building of
a Title Plant or to continue the maintenance of its existing Title Plant for any
County, it shall do so without the use of any Title Records obtained from a
Property Insight facility or via any Property Insight on-line system. An
election by Customer to build or participate in the building of a Title Plant or
the maintenance of its existing Title Plant shall not discharge or relieve
Customer of any of its obligations under this Agreement.

          (h) Compliance with Laws and Regulations. Customer agrees to use
information received from Property Insight in compliance with all applicable
Federal, State and

                                     Page 8

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local laws and regulations, including without limitation, the Federal Credit
Reporting Act (U.S.C.A. Title 15, Chapter 41, Subchapter III), as amended from
time to time.

          (i) Exclusive Use of Property Insight Services. With respect to the
Title Plant access Services hereunder that Property Insight will provide to each
Customer as of the Effective Date, each Customer agrees to use Property Insight
exclusively for Title Plant access in all of the geographic locations described
on the schedules hereto at all times during the term of this Agreement, subject
in all cases to the termination provisions set forth in Section 4 and to the
provisions of this Section 5(i). To the extent that, after the Effective Date,
Property Insight has or acquires the right to obtain Title Plant access for a
geographic location in which a Customer is doing business and is receiving Title
Plant access from any other party (other than Property Insight or a direct
subsidiary of such Customer), then, so long as the service levels and pricing
offered by Property Insight for Title Plant access in that geographic location
are as good or better than the service levels and pricing in effect with such
other party, if requested by Property Insight, such Customer agrees to (x)
terminate its Title Plant access contract with such other party at the earliest
date permitted without incurring a termination fee or penalty and (y) enter into
a contract with Property Insight for the provision of Title Plant access
(similar to that provided hereunder) to the applicable geographic location.
Furthermore, each Customer agrees that, so long as Title Plant access Services
are being provided to it hereunder, to the extent that (A) such Customer
determines to enter into a service arrangement with any other party (other than
a direct subsidiary of such Customer) to obtain Title Plant access in any
geographic location not covered by the schedules to this Agreement, (B) Property
Insight can obtain access to Title Plants in that geographic location, and (C)
the service levels and pricing offered by Property Insight for such Title Plant
access in the applicable geographic location are as good as or better than the
service levels and pricing offered by such other party, then if requested by
Property Insight, such Customer agrees to obtain such Title Plant access for the
applicable geographic location from Property Insight exclusively. If the service
levels or pricing terms offered by Property Insight for Title Plant access in
such other geographic location(s) pursuant to this Section are not as good or
better than those offered by the other applicable party and if the applicable
Customer has otherwise complied with the provisions of this Section, then
nothing contained herein shall restrict or limit the ability of such Customer to
enter into any service arrangement with another party to obtain Title Plant
access in any other geographic location(s). Notwithstanding the foregoing,
nothing in this Section 5(i) shall preclude Customer from utilizing generally
available non-title-based search services (such as publicly available material
accessible on the internet) for single record searches or specific searches
(such as an internet search of court records or UCC financing statements) that
do not involve access to title plants or what would customarily be considered to
be full service title plant information or involve obtaining title plant search
services from any entity that would reasonably be viewed as a competitor of
Property Insight.

     6. DISCLAIMERS AND LIMITATION OF LIABILITY.

          (a) Disclaimer of Liabilities. Except as expressly set forth herein,
Property Insight and Customer agree that Property Insight (and, if applicable,
its Providers) assumes no liability and shall not be held liable to Customer, or
to Customer's customers or insureds, or to any other person to whom Customer may
furnish any title policy, binder, guarantee, endorsement or other title
assurance, or any report or title information, by reason of any error or
omission or

                                     Page 9

<PAGE>

assertion of error or omission in any information (including any Title Records
obtained from a Property Insight facility or via an on-line system and furnished
to Customer by Property Insight) or resulting from the use of any Service or
deliverable. PROPERTY INSIGHT MAKES NO WARRANTY OR REPRESENTATION, EXPRESS OR
IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A
PARTICULAR PURPOSE, CONCERNING THE ACCURACY OR COMPLETENESS OF THE TITLE RECORDS
MADE AVAILABLE TO CUSTOMER, WHETHER IN TANGIBLE FORM OR VIA AN ON-LINE SYSTEM OR
CONCERNING ANY PRODUCT. Customer agrees that in no event shall Property Insight
(and, if applicable, its Providers) be liable for any lost profits or for any
special, consequential or exemplary damages, even if Property Insight has been
advised of the possibility of such damages.

          (b) Limitation of Liability. In the event that Customer discovers an
error, defect or omission in any Title Record, Property Insight's sole
obligation, and Customer's exclusive remedy with respect thereto, is to replace
such Title Record with a duplicate copy of the applicable record if a better
copy of the record is available from the source.

          (c) Third-Party Providers. Certain materials and information provided
or made available to Customer under this Agreement are obtained by Property
Insight from third party Providers. In the event that any such Provider falls to
deliver (or delays the delivery of) such material or information (through no
fault of Property Insight) or in the event that any such Provider materially and
adversely modifies the conditions or cost to Property Insight of obtaining such
material or information, then Property Insight, at its option, may: (i) use
reasonable efforts to seek alternative sources of supply on commercially
reasonable terms; or (ii) suspend or terminate its obligations to Customer under
this Agreement whether with respect to the portion of such Agreement which
relates thereto or with respect to the entire Agreement upon thirty (30) days
written notice; or (iii) notwithstanding any other provision of this Agreement
to the contrary, increase the applicable fees or charges upon thirty (30) days
written notice; or (iv) any combination of the foregoing. Property Insight will
incur no liability to Customer with respect to any action or omission under this
Section. In the event that Customer receives a notice pursuant to this Section
substituting a service or increasing the price thereof, then Customer may
terminate such service if it notifies Property Insight within thirty (30) days
after receipt of notice from Property Insight regarding such service.

          (d) Injury or Property Damage. Property Insight shall not be liable
for injuries to any employees, guests or invitees of Customer nor for damage to
property of Customer caused by the conditions of any Property Insight facility,
except for injury or damage arising from Property Insight's gross negligence or
willful misconduct. Customer agrees to neither hold nor attempt to hold Property
Insight, its agents or employees liable for any injury or damage, either
proximate or remote, occurring through or caused by any repairs, alterations,
injury or accidents in or to the premises, or adjacent to the premises or in
other parts of the premises in which Title Records are stored, accessed or
located, whether by reason of the negligence or fault of Property Insight,
another customer or any other person. Property Insight shall not be liable for
any injury or damage occasioned by gas, smoke, rain, snow, wind, ice, hail,
water, lightning, earthquakes, war, civil disorder, strike, defective electrical
wiring or the breaking or stoppage of the plumbing or sewage upon or in the
building or adjacent premises,

                                    Page 10

<PAGE>

whether the breakdown or stoppage results from freezing or otherwise and no
matter how often injury or damage occurs

     7. INDEMNIFICATION.

          (a) Alleged Errors or Omissions. If Customer, or any customer of
Customer or any other person claims or asserts that Property Insight or its
Providers have any liability by reason of an error or omission in any
information (including Title Records obtained from any Property Insight facility
or via an on-line system) furnished to Customer by Property Insight or resulting
from the use of any Service or deliverable, Customer agrees to indemnify and
hold Property Insight, its affiliates and its Providers, and their respective
directors, officers, employees and agents (the "Indemnified Parties") harmless
from and against the claim or demand, including all costs, expenses, attorneys'
fees and actual loss or losses incurred or sustained by reason of the claim or
assertion.

          (b) Personal Injury and Property Damage. Customer accepts the premises
where the Title Records used by Customer are located and agrees to defend,
indemnify and hold the Indemnified Parties harmless from any and all claims,
damages, liabilities, losses or actions, including costs, expenses and
attorneys' fees, arising out of actions or claims by employees, guests or
invitees of Customer, by reason of death, injuries to person or damage to
property arising out of or relating to use of such premises or use of any
equipment located on such premises, except in instances where Property Insight
has engaged in grossly negligent activities or willful misconduct.

          (c) Other Matters; Violation of Law. Customer will indemnify, defend
and hold harmless the Indemnified Parties, against and in respect to any and all
claims, damages, liabilities, losses or actions, including costs, expenses and
attorneys' fees, arising out of actions or dawns which any Indemnified Party may
at any time suffer, incur, or become subject to as a result of or in connection
with any of the following: (i) the inaccuracy of any representation made by
Customer; (ii) Customer's breach of, or failure to perform, any of Its
warranties, covenants, promises, or obligations arising under this Agreement; or
(iii) Customer's violation of any Federal, State or local law or regulation;
except in instances where Property Insight has engaged in grossly negligent
activities or willful misconduct.

          (d) Procedures. When a claim or assertion is made, Property Insight
agrees to promptly give notice to Customer. Customer shall have the right, if it
so elects, to provide for the defense of Property Insight, in any action or
litigation based upon or involving the claim or assertion, by counsel of
Customer's own choosing, and approved in writing by Property Insight, at
Customer's own expense and to pursue litigation to final determination. Customer
shall also have the right, whether or not any action or litigation results, to
compromise or settle the claim on behalf of Property Insight but at the sole
cost of Customer.

     8. GENERAL TERMS AND CONDITIONS.

          (a) Force Majeure. If at any time either party to the Agreement is
prevented from performance when due (other than performance consisting of
payment of money) by a disaster such as or resulting from flood, hurricane,
cyclone, earthquake, fire or other event

                                    Page 11

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commonly referred to as an Act of God, causing extensive destruction or damage;
or by acts of war, riot, unlawful assembly, strikes, explosions, peaceful
protest gatherings or other similar events causing or accompanied by a lack of
access or extensive destruction; so that it is impossible or unreasonably
difficult for that party to perform, then its failure to perform when
performance is due shall be deemed excused. Provided, however, that party must
take all reasonable steps to remedy its non-performance or delay in performance
with the least possible delay, and by doing whatever may reasonably be done to
mitigate the adverse effect of its non-performance upon the other party to this
Agreement.

          (b) Dispute Resolution. If either party institutes an action against
the other party for breach of this Agreement, at Property Insight's option,
arbitration shall be conducted in accordance with the Rules of Commercial
Arbitration of the American Arbitration Association ("AAA"). The arbitration
shall be conducted in Los Angeles by a single arbitrator. If the parties have
not agreed to a mutually acceptable arbitrator within thirty (30) days of the
date of the notice to arbitrate, the arbitrator shall be selected by the AAA
from its regularly maintained list of commercial arbitrators familiar with
matters similar to the subject of this Agreement. The arbitrator shall conduct a
single hearing for the purpose of receiving evidence and shall render a decision
within thirty (30) days of the conclusion of the hearing. The parties shall be
entitled to require production of documents prior to the hearing in accordance
with the procedures of the Federal Rule of Civil Procedure, shall exchange a
list of witnesses, and shall be entitled to conduct up to five (5) depositions
in accordance with the procedures of the Federal Rules of Civil Procedure. The
decision of the arbitrator shall be binding and final. The arbitrator may award
only compensatory damages, and not exemplary or punitive damages. In the event a
party asserts multiple claims or causes of action, some but not all of which are
subject to arbitration under law, any and all claims subject to arbitration
shall be submitted to arbitration in accordance with this provision.

          (c) Attorneys' Fees and Costs. If either party institutes an action
against the other party for breach of this Agreement, the successful party shall
be entitled to recover costs, expenses and attorneys' fees as the court (or if
applicable, the arbitrator) directs.

          (d) Interpretation. This Agreement is to be construed under the laws
of the State of California; provided that the Services will be performed in
accordance with the laws of the State where such Services are performed. If any
one or more of the terms, provisions, promises, covenants or conditions of this
Agreement, or their application to any person, corporation, other business
entity, or circumstance is to any extent adjudged invalid, unenforceable, void
or voidable for any reason whatsoever by a court of competent jurisdiction, each
and all of the remaining terms, provisions, promises, covenants and conditions
of this Agreement and their application to other persons, corporations, business
entities, or circumstances shall not be affected and shall be valid and
enforceable to the fullest extent permitted by law. This Agreement shall not be
construed against the party preparing it, but shall be construed as if all
parties prepared this Agreement. The headings of each section and paragraph are
to assist in reference only and are not to be used in the interpretation of this
Agreement. Nothing contained in this Agreement is to be deemed to constitute an
association, partnership or joint liability between the parties. The parties
have no intention or thought to agree between themselves, or even to confer
together, as to fees or premiums to be charged by them to their customers, or as
to any other processes or practices of either party.

                                    Page 12

<PAGE>

          (e) Assignment or Transfer. This Agreement cannot be assigned, in
whole or in part, by Customer without the prior written consent of Property
Insight, which consent shall not be unreasonably withheld. If Customer's rights
and benefits in this Agreement are transferred in whole or in part by
involuntary method, or by operation of law, Property Insight shall have the
right to terminate this Agreement if the result is not satisfactory to Property
Insight. Any assignment in contravention of this Section shall be void. Property
Insight may assign the Agreement to any affiliated company by providing 30 day
notice to the Customer.

          (f) Benefit. This Agreement will be binding upon and inure to the
benefit of the parties hereto and their respective successors and permitted
assigns. This Agreement is solely for the benefit of the parties hereto and no
third party will have the right or claim to the benefits afforded either party
hereunder.

          (g) Compliance with Laws and Regulations. Customer agrees to use
information received from Property Insight in compliance with all applicable
Federal, State and local laws and regulations, including without limitation, the
Federal Credit Reporting Act (U.S.C.A. Title 15, Chapter 41, Subchapter III), as
amended from time to time.

          (h) Survival. Following the expiration or termination of this
Agreement, whether by its terms, operation of law or otherwise, all terms,
provisions or conditions required for the interpretation of this Agreement or
necessary for the full observation and performance by each party hereto of all
rights and obligations arising prior to the date of expiration or termination,
shall survive such expiration or termination.

          (i) Entire Agreement. This Agreement constitutes the entire agreement
between the parties pertaining to the subject contained in it and supersedes all
prior and contemporaneous agreements, both oral and written, representations and
understandings of the parties. No supplement, modification, or amendment of this
Agreement shall be binding unless executed in writing by the parties. No waiver
of any of the provisions of this Agreement is to be considered a waiver of any
other provision, whether or not similar, nor is any waiver to constitute a
continuing waiver. No waiver shall be binding unless set forth in a writing
executed by the party making the waiver. This Agreement may be executed
simultaneously in two or more counterparts, each of which shall be deemed an
original, but which together shall constitute one and the same instrument.

          (j) Schedules. Each of the Schedules, Addenda and Exhibits attached to
this Agreement (initially or by way of amendment) are incorporated herein by
reference as if set forth in full.

          (k) Notices. All written notices permitted or required to be given
under this Agreement may be personally delivered to the office of the other
party(s), or shipped via a nationally recognized overnight courier service, or
mailed to the office of the other party(s) by Certified United States Mail. Each
notice shall be addressed to the address set forth under the party's signature.
Any notice delivered hereunder will be effective on the date delivered when
delivered personally or by overnight courier, or on the third business day after
mailing if mailed by Certified United States Mail. Either party may, by written
notice to the other via first class mail, change its address for notices.

                                    Page 13

<PAGE>

AGREEMENT EXECUTION INSTRUCTIONS:

1.   This page must be executed to initiate this Agreement.

2.   Each County Schedule must be executed to initiate access to the respective
     Counties.

     a.   Service and/or fee changes are affected by execution of a new County
          Schedule.

     b.   Each County Schedule execution date is to be updated on the County
          Schedule Index page.

IN WITNESS WHEREOF, the parties have executed this Exhibit as follows:

Property Insight:                          Customer:

PROPERTY INSIGHT, LLC                      ROCKY MOUNTAIN SUPPORT SERVICES, INC.
601 Riverside Avenue                       601 Riverside Ave.
Jacksonville, FL 32204                     Jacksonville, FL 32204
Phone:                                     Phone: (888) 934-3354

By: /s/ Michael L. Gravelle                By: /s/ Peter T. Sadowski
    -------------------------------------      ---------------------------------
Title: Senior Vice President               Title: Vice President
Email Address: Michael.l.gravelle@fnf.com  Email Address: psadowski@fnf.com
Date: March 4, 2005                        Date: March 4, 2005

                                    Page 14

<PAGE>

Address for Notices:                     Address for Notices: [x] Same as above

Property Insight                         _______________________________________
601 Riverside Avenue
Jacksonville, FL 32204                   _______________________________________
Attn: President
Phone:                                   _______________________________________
Fax:
                                         Attn:__________________________________
With a copy to:
                                         Phone:_________________________________
Fidelity National Information Services
601 Riverside Avenue                     Fax:___________________________________
Jacksonville, FL 32204
Attn: General Counsel
Phone:
Fax:

                                    Page 15

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