Document:

CERTIFICATE OF DESIGNATION OF
                     SERIES A CONVERTIBLE PREFERRED STOCK OF
                           ONE WORLD ONLINE.COM, INC.

                  The undersigned, David N. Nemelka and Paul D. Korth, hereby
certify that:

                  I. They are the duly elected and acting President and
Secretary, respectively, of One World Online.Com, Inc., a Nevada corporation
(the "Company").

                  II. The Certificate of Incorporation of the Company authorizes
1,000,000 shares of preferred stock, par value $.001 per share, of which no
shares are issued and outstanding.

                  III. The following is a true and correct copy of resolutions
duly adopted by the Board of Directors on May 10, 2000, which constituted all
requisite action on the part of the Company for adoption of such resolutions.

                                   RESOLUTIONS

                  WHEREAS, the Board of Directors of the Company (the "Board of
Directors") is authorized to provide for the issuance of the shares of preferred
stock in series, and by filing a certificate pursuant to the applicable law of
the State of Nevada, to establish from time to time the number of shares to be
included in each such series, and to fix the designations, powers, preferences
and rights of the shares of each such series and the qualifications, limitations
or restrictions thereof;

                  WHEREAS, the Board of Directors desires, pursuant to its
authority as aforesaid, to designate a new series of preferred stock, set the
number of shares constituting such series and fix the rights, preferences,
privileges and restrictions of such series.

                  NOW, THEREFORE, BE IT RESOLVED, that the Board of Directors
hereby designates a new series of preferred stock and the number of shares
constituting such series and fixes the rights, preferences, privileges and
restrictions relating to such series as follows:

                  Section 1. Designation, Amount and Par Value. The series of
preferred stock shall be designated as the Series A Convertible Preferred Stock
(the "Preferred Stock"), and the number of shares so designated shall be
300,000. The par value of each share of Preferred Stock shall be $.001. Each
share of Preferred Stock shall have a stated value of $3.00 per share (the
"Stated Value"). The holders of the Preferred Stock will have no preemptive
rights with respect to any shares of capital stock of the Company or any other
securities of the Company convertible into or carrying rights or options to
purchase any such shares. The Preferred Stock will not be subject to any sinking
fund or other obligations of the Company to redeem or retire the Preferred
Stock. Unless converted, the Preferred Stock will be perpetual.

                  Section 2. Dividends. No dividends shall be paid or accrue on
the Preferred Stock, unless declared by the Board of Directors.

                  Section 3. Voting Rights. Except as otherwise required by
applicable law, all voting rights of the Company shall be vested in and
exercised by the holders of the Common and Preferred Stock, voting as a single
group, with each share of Common Stock being entitled to one (1) vote and each
share of Preferred Stock being entitled to one hundred (100) votes.

                  Section 4. Liquidation. The Preferred Stock will rank, with
respect to right on liquidation, on parity with the Common Stock and with all
future series of preferred stock established on or after the date hereof by the
Board of Directors which does not expressly provide that it ranks senior to or
junior to the Preferred Stock as to rights on liquidations, winding-up and
dissolution. Neither the sale or transfer of all or substantially all the assets
of the Company, nor the merger or consolidation of the Company into or with any

<PAGE>

other corporation or a merger of any other corporation with or into the Company,
will be deemed to be a liquidation, dissolution or winding up of the Company.

                  Section 5. Conversion.

                  (a) Each share of Preferred Stock shall be convertible into
shares of Common Stock at the Conversion Rate (as defined in Section 5) at the
option of the holder in whole or in part at any time. The holder shall effect
conversions by surrendering the certificate or certificates representing the
shares of Preferred Stock to be converted to the Company, together with the form
of conversion notice attached hereto as Exhibit A (the "Holder Conversion
Notice" of "Conversion Notice") in the manner set forth in Section 5(h). Each
Holder Conversion Notice shall specify the number of shares of Preferred Stock
to be converted and the date on which such conversion is to be effected, which
date may not be prior to the date the Holder delivers such Notice by facsimile
(the "Holder Conversion Date" of "Conversion Date"). Each Holder Conversion
Notice, once given, shall be irrevocable. If the holder is converting less than
all shares of Preferred Stock represented by the certificate or certificates
tendered by the holder with the Holder Conversion Notice, the Company shall
promptly deliver to the holder a certificate for such number of shares as have
not been converted.

                  (b) Not later than five (5) Trading Days after the Conversion
Date, the Company will send to the holder (i) a certificate or certificates
representing the number of shares of Common Stock being acquired upon the
conversion of shares of Preferred Stock and (ii) one or more certificates
representing the number of shares of Preferred Stock not converted; provided,
however that the Company shall not be obligated to issue certificates evidencing
the shares of Common Stock issuable upon conversion of any shares of Preferred
Stock until certificates evidencing such shares of Preferred Stock are either
delivered for conversion to the Company or any transfer agent for the Preferred
Stock or Common Stock, or the holder notifies the Company that such certificates
have been lost, stolen or destroyed and provides a bond (or other adequate
security reasonably acceptable to the Company) satisfactory to the Company to
indemnify the Company from any loss incurred by it in connection therewith.

                  (c) (i) The Preferred Stock is convertible into Common Stock
at a conversion rate of one share of Preferred Stock for one share of Common
Stock, subject to adjustments described herein. (the "Conversion Rate")

                           (ii) If any transaction shall occur, including
without limitations (i) any recapitalization or reclassifications of shares of
Common Stock (other than a change in par value, or from par value to no par
value, or from no par value to par value, or as a result of a subdivision or
combination of the Common Stock), (ii) any consolidation or merger of the
Company with or into another entity or any merger of another entity into the
Company (other than a merger that does not result in a reclassifications,
conversion, exchange or cancellation of Common Stock), (iii) any sale or
transfer of all of the assets of the Company, or (iv) any compulsory share
exchange, pursuant to which any holders of Common Stock shall be entitled to
receive other securities, cash or other property, then appropriate provisions
shall be made so that the holder of each share of Preferred Stock then
outstanding shall have the right thereafter to convert such shares only into the
kind and amount of the securities, cash or other property that would have been
receivable upon such recapitalization, reclassification, consolidation, merger,
sale, transfer, or share exchange by a holders of the number of shares of Common
Stock issuable upon conversion of such Preferred Stock immediately prior to such
recapitalization, reclassification, consolidation, merger, sale, transfer or
share exchange.

                           (iii) All calculations under this Section 5 shall be
made to the nearest cent or the nearest 1/100th of a share, as the case may be.

                           (iv) Whenever the Conversion Rate is adjusted
pursuant to Section 5(c)(ii), the Company shall promptly mail to each holder of
Preferred Stock, a notice setting forth the Conversion Rate after such
adjustment and setting forth a brief statement of the facts requiring such
adjustment.

                  (d) The Company covenants that it will at all times reserve
and keep available out of its authorized and unissued Common Stock solely for
the purpose of issuance upon conversion of Preferred Stock as herein provided,

                                       3
<PAGE>

free from preemptive rights or any other actual contingent purchase rights of
persons other than the holders of Preferred Stock, such number of shares of
Common Stock as shall be issuable (taking into account the adjustments and
restrictions of Section 5(c)) upon the conversion of all outstanding shares of
Preferred Stock. The Company covenants that all shares of Common Stock that
shall be so issuable shall, upon issue, be duly and validly authorized, issued
and fully paid and nonassessable.

                  (e) Upon conversion no fractional shares or other
consideration will be issued as a result of a fractional interest upon
conversion and the Company shall have no obligation to make a cash payment in
respect of any fractional share upon conversion.

                  (f) The issuance of certificates for shares of Common Stock on
conversion of Preferred Stock shall be made without charge to the holders
thereof for any documentary stamp or similar taxes that may be payable in
respect of the issue or delivery of such certificate, provided that the Company
shall not be required to pay any tax that may be payable in respect of any
transfer involved in the issuance and delivery of any such certificate upon
conversion in a name other than that of the holder of such shares of Preferred
Stock so converted and the Company shall not be required to issue or deliver
such certificates unless or until the person or persons requesting the issuance
thereof shall have paid to the Company the amount of such tax or shall have
established to the satisfaction of the Company that such tax has been paid.

                  (g) Shares of Preferred Stock converted into Common Stock
shall be canceled and shall have the status of authorized but unissued shares of
preferred stock.

                  (h) Each Holder Conversion Notice shall be given by facsimile
and by mail, postage prepaid, addressed to the attention of the Chief Financial
Officer of the Company at the facsimile telephone number and address of the
principal place of business of the Company. Any such notice shall be deemed
given and effective upon the first Business Day following receipt by the Company
of the Conversion Notice.

                  Section 6. Definitions. For the purposes hereof, the following
terms shall have the following meanings:

                  "Business Day" means any day except Saturday, Sunday and any
day which shall be a legal holiday or a day on which banking institutions in the
state of New York are authorized or required by law or other government actions
to close.

                  "Common Stock" means shares now or hereafter authorized of the
class of Common Stock, par value $.001, of the Company and stock of any other
class into which such shares may hereafter have been reclassified or changed.

                  RESOLVED FURTHER, that the President and Secretary of the
Company be, and they hereby are, authorized and directed to prepare, execute,
verify, and file in Nevada, a Certificate of Designation in accordance with
these resolutions and as required by law.

                  IN WITNESS WHEREOF, One World Online.Com, Inc. has caused this
certificate to be signed by David N. Nemelka, its President, and Paul D. Korth,
its Secretary, this 11th day of May, 2000.

                                                  ONE WORLD ONLINE.COM, INC.

                                                  By    /s/ David N. Nemelka
                                                       -----------------------
                                                       David N. Nemelka
                                                       President

State of Utah                       )
                                    ) ss.
County of Utah                      )

                                       4
<PAGE>

         On this 11th day of May, 2000, before me, the undersigned Notary
Public, personally appeared David N. Nemelka, known to me to be the President of
One World Online.Com, Inc. and the person who signed this instrument, and who
acknowledged that he signed this instrument as the free and voluntary act by
resolution of its board of directors, for the uses and purposes therein
mentioned, and on oath stated that he is authorized to execute this instrument
and in fact executed this instrument on behalf of the corporation.

Notary: /s/ Nancy L. Dimmick                         [Seal]
        ------------------------------

My Commission Expires: 3/22/2003

                                                     ONE WORLD ONLINE.COM, INC.

                                                     By    /s/ Paul D. Korth
                                                          ---------------------
                                                          Paul D. Korth
                                                          Secretary

State of Utah                       )
                                    ) ss.
County of  Utah                     )

         On this 11th day of May, 2000, before me, the undersigned Notary
Public, personally appeared Paul D. Korth, known to me to be the Secretary of
One World Online.Com, Inc. and the person who signed this instrument, and who
acknowledged that he signed this instrument as the free and voluntary act by
resolution of its board of directors, for the uses and purposes therein
mentioned, and on oath stated that he is authorized to execute this instrument
and in fact executed this instrument on behalf of the corporation.

Notary: /s/ Nancy L. Dimmick                         [Seal]
        ------------------------------

My Commission Expires: 3/22/2003

                                       5
<PAGE>

                                    EXHIBIT A

                              NOTICE OF CONVERSION
                            AT THE ELECTION OF HOLDER

(To be Executed by the Registered Holder
in order to Convert shares of Preferred Stock)

The undersigned hereby irrevocably elects to convert the number of shares of
Series A Convertible Preferred Stock indicated below, into shares of Common
Stock, par value $.001 per share (the "Common Stock"), of One World Online.Com,
Inc. (the "Company") according to the conditions hereof, as of the date written
below. If shares are to be issued in the name of a person other than
undersigned, the undersigned will pay all transfer taxes payable with respect
thereto and is delivering herewith such certificates and opinions as reasonably
requested by the Company in accordance therewith. No fee will be charged to the
Holder for any conversion, except for such transfer taxes, if any.

Conversion calculations:                    ___________________________________
                                            Date to Effect Conversion

                                            ___________________________________
                                            Number of shares of Preferred
                                            Stock to be Converted

                                            ___________________________________
                                            Signature

                                            ___________________________________
                                            Name

                                            ___________________________________
                                            AddressSUBSCRIPTION AGREEMENT
                                  INSTRUCTIONS

         Each subscriber must complete and sign the Subscription Agreement in
accordance with the following instructions. Subscribers must meet certain
requirements in order for One World Online.com, Inc. (the "Company"), a Nevada
corporation, to comply with the offering exemptions from registration and
qualification under the Federal Securities Act of 1933, as amended, and
applicable state securities laws. The Company will be relying on the accuracy
and completeness of information provided in the Subscription Agreement to
establish the qualifications of prospective investors and the Company's legal
right to sell these securities. The Subscription Agreement will at all times be
kept strictly confidential, unless necessary to establish the legality of a
prospective investor's participation in the offering. The Company should be
contacted immediately if there is any change in the information the prospective
investor has provided.

         1. Complete and sign the SUBSCRIPTION AGREEMENT.

         2. The following sets forth the number of signatures required for
different forms of ownership:

         Form of Ownership:              Signatures Required

         Individual:                     One signature required.

         Joint Tenants With
          Right of Survivorship:         Both parties must sign.

         Tenants in Common:              All parties must sign.

         Community Property:             One signature required if security will
                                         be held in one name; two signatures
                                         required if security will be held in
                                         both names.

         Corporation:                    Signature of authorized officer or
                                         officers required.

         Partnership:                    Signature of general partner required;
                                         additional signatures only if required
                                         by partnership agreement.

         Trust:                          Trustee's signature must indicate
                                         "Trustee for the __________ Trust."

         Other Entities:                 As required by the applicable document
                                         governing such entity.

<PAGE>

                             SUBSCRIPTION AGREEMENT

                           ONE WORLD ONLINE.COM, INC.
                4778 North 300 West, Suite 200, Provo, Utah 84604
                              PHONE: (801) 852-3540
                               FAX: (801) 852-3550

         THIS SUBSCRIPTION AGREEMENT ("Agreement") made this 22nd day of May,
2000, by and between One World Online.com, Inc., a Nevada corporation (the
"Company") and (the "Subscriber"), who, for and in consideration of the mutual
promises and covenants set forth herein, do hereto agree as follows:

         1. Subscription. The Subscriber hereby subscribes for one hundred
thousand (100,000) shares of Series A Convertible Preferred Stock (the "Shares")
at a price of $3.00 per Share, and agrees to make a capital contribution to the
Company in the amount of three hundred thousand dollars ($300,000). One hundred
thousand dollars ($100,000) of the subscription price is tendered herewith, and
the remaining subscription price shall be paid in accordance with the terms of
the Promissory Note attached hereto as Exhibit A. The subscription evidenced by
this Agreement ("Subscription") is an irrevocable offer by the Subscriber to
subscribe for the Shares offered by the Company, and, subject to the terms
hereof, shall become upon the acceptance thereof by the Company, a contract for
the sale of said Shares. Upon acceptance of this subscription by the Company,
the net proceeds will be available for immediate use by the Company. Agreements
and subscription funds should be sent to the Company.

         2. Acceptance. This Agreement is made subject to the Company's
discretionary right to accept or reject the subscription herein in whole or in
part, and the Subscriber will be promptly notified as to whether the
subscription has been accepted. If the Company shall for any reason reject all
or part of this Subscription, the amount paid by the Subscriber with respect to
the rejected Subscription, or part thereof, will be refunded, without interest.
Acceptance of this Subscription by the Company will be evidenced by the
execution hereof by an officer of the Company.

         3. Subscriber Representations. The Subscriber hereby represents and
warrants that:

                  (a) The Subscriber's representations in this Agreement are
complete and accurate to the best of the Subscriber's knowledge, and the Company
and any sales agent may rely upon them. The Subscriber will notify the Company
and any such agent immediately if any material change occurs in any of this
information before the sale of the Shares.

                  (b) The Subscriber is able to bear the economic risk of an
investment in the Shares for an indefinite period of time, can afford the loss
of the entire investment in the Shares, and will, after making an investment in
the securities, have sufficient means of providing for Subscriber's current
needs and possible future contingencies. Additionally, the Subscriber's overall
commitment to investments that are not readily marketable is not
disproportionate to Subscriber's net worth and this Subscription will not cause
such overall commitment to become excessive.

                  (c) The Shares subscribed for herein will not be sold by the
Subscriber without registration under applicable securities acts or a proper
exemption from such registration.

                  (d) The Shares subscribed for herein are being acquired for
the Subscriber's own account and risk, for investment purposes, and not on
behalf of any other person or with a view to, or for resale in connection with,
any distribution thereof within the meaning of the Securities Act of 1933. The
Subscriber is aware that there are substantial restrictions on the
transferability of the Shares.

                  (e) The Subscriber has had access to any and all information
concerning the Company that the Subscriber and the Subscriber's financial, tax
and legal advisors required or considered necessary to make a proper evaluation
of this investment. In making the decision to purchase the Shares herein
subscribed for, the Subscriber and his or her advisers have relied solely upon
their own independent investigations, and fully understand that there are no

                                       2
<PAGE>

guarantees, assurances or promises in connection with any investment hereunder
and understand that the particular tax consequences arising from this investment
in the Company will depend upon the individual circumstances of the Subscriber.
The Subscriber further understands that no opinion is being given as to any
securities or tax matters involving the offering.

                  (f) All of the representations and warranties of the
Subscriber contained herein and all information furnished by the Subscriber to
the Company are true, correct and complete in all respects, and the Subscriber
agrees to notify the Company immediately of any change in any representation,
warranty or other information set forth herein.

                  (g) The Subscriber also understands and agrees that stop
transfer instructions relating to the Shares will be placed in the Company's
stock transfer ledger, and that the certificates evidencing the Shares sold will
bear legends in substantially the following form:

                  The securities represented by this certificate have not been
                  registered under the Securities Act of 1933 (the "Act") and
                  are "restricted securities" as that term is defined in Rule
                  144 under the Act. The securities may not be offered for sale,
                  sold or otherwise transferred except pursuant to an effective
                  registration statement under the Act or pursuant to an
                  exemption from registration under the Act, the availability of
                  which is to be established to the satisfaction of the Company.

                  (h) The Subscriber knows that the Shares subscribed for herein
are offered and sold pursuant to exemptions from registration under the
Securities Act of 1933, and state securities law based, in part, on these
warranties and representations, which are the very essence of this Agreement,
and constitute a material part of the bargained-for consideration without which
this Agreement would not have been executed.

                  (i) The Subscriber has the capacity to protect Subscriber's
own interest in connection with this transaction or has a pre-existing personal
or business relationship with the Company or one or more of its officers,
directors or controlling persons consisting of personal or business contacts of
a nature and duration such as would enable a reasonably prudent purchaser to be
aware of the character, business acumen and general business and financial
circumstances of such person with whom such relationship exists.

                  (j) This Agreement when fully executed and delivered by the
Company will constitute a valid and legally binding obligation of the
Subscriber, enforceable in accordance with its terms. The Subscriber, if it is a
partnership, joint venture, corporation, trust or other entity, was not formed
or organized for the specific purpose of acquiring the Shares. The purchase of
the Shares by the Subscriber, if it is an entity investor, is a permissible
investment in accordance with the Subscriber's Articles of Incorporation,
by-laws, partnership agreement, declaration of trust or other similar charter
document, and has been duly approved by all requisite action by the entity's
owners, directors, officers or other authorized managers. The person signing
this document and all documents necessary to consummate the purchase of the
shares has all requisite authority to sign such documents on behalf of the
Subscriber, if it is an entity investor.

                  (k) The Shares offered hereby were not offered to the
Subscriber by way of general solicitation or general advertising and at no time
was the Subscriber presented with or solicited by means of any leaflet, public
promotional meeting, circular, newspaper or magazine article, radio or
television advertisement.

                  (l) If initialed below, the Subscriber represents that
Subscriber is an "accredited investor" as defined under Rule 501 of Regulation D
by reason of:

FOR INDIVIDUALS ONLY (INITIAL IF APPLICABLE):

________    1.          I had individual income (exclusive of any income
Initial                 attributable to my spouse) in excess of $200,000 in each
Here                    of the most recent two years and I reasonably expect to
                        have an individual income in excess of $200,000 for the
                        current year, or I had joint income with my spouse in
                        excess of $300,000 in each of those years and I
                        reasonably expect to have a joint income with my spouse
                        in excess of $300,000 for the current year.

                                       3
<PAGE>

________    2.          I have an individual net worth, or my spouse and I have
Initial                 a combined individual net worth, in excess of
Here                    $1,000,000. For purposes of this Agreement, "individual
                        net worth" means the excess of total assets at fair
                        market value, including home and personal property, over
                        total liabilities.

________    3.          I am qualified as an "accredited investor" pursuant to
Initial                 Rule 501(a) of Regulation D of the 1933 Act for the
Here                    following reason: ______________________________________
                        ________________________________________________________

FOR CORPORATIONS AND PARTNERSHIPS ONLY (INITIAL IF APPLICABLE):

________    1.          The undersigned hereby certifies that the Partnership or
Initial                 Corporation that he/she represents possesses total
Here                    assets in excess of $5,000,000 and was not formed for
                        the specific purpose of acquiring the securities offered
                        by Company.

________    2.          The undersigned hereby certifies personally, and on
Initial                 behalf of the Partnership or Corporation that he/she
Here                    represents, that all of the beneficial owners of equity
                        qualify individually as accredited investors under the
                        individual accredited investor test set forth above.

          FOR TRUSTS ONLY (INITIAL IF APPLICABLE):

________    1.          The undersigned hereby certifies that the trust which
Initial                 he/she represents possesses total assets in excess of
Here                    $5,000,000 and was not formed for the specific purpose
                        of acquiring the securities offered by Company, and that
                        the purchase of the securities is directed by a
                        sophisticated person as described in Rule 506(b)(2)(ii)
                        of the Act.

________    2.          The undersigned hereby certifies personally, and on
Initial                 behalf of the trust that he/she represents, that such
Here                    trust is a revocable trust that may be amended or
                        revoked at any time by the grantors, and all the
                        grantors are accredited individual investors under the
                        individual accredited investor test set forth above.

FOR TRUSTEES AND AGENTS (READ AND INITIAL BOTH STATEMENTS):

________    1.          The undersigned hereby acknowledges that he/she is
Initial                 acting as an agent or trustee for the following person
Here                    or entity:

________    2.          The undersigned hereby agrees to provide to Company,
Initial                 upon Company's request, the following documents:
Here

                        (a)         a copy of the trust agreement, power of
                                    attorney or other instrument granting the
                                    power and authority to execute and deliver
                                    the Agreement, or

                        (b)         an opinion of counsel verifying the
                                    undersigned's power and authority to execute
                                    and deliver the Agreement.

As evidence of the foregoing, the undersigned may be asked to complete a
Purchaser Questionnaire in the form attached hereto, the contents of which are
hereby certified to be correct.

         4. Entire Agreement. This Agreement contains the entire agreement
between the parties with respect to the matters covered thereby, and may only be
amended by a writing executed by all parties hereto.

         5. Survival of Representations. The representations, warranties,
acknowledgments and agreements made by the Subscriber shall survive the
acceptance of this Subscription and run in favor of, and for the benefit of, the
Company.

                                       4
<PAGE>

         6. Waiver. No waiver or modification of any of the terms of this
Agreement shall be valid unless in writing. No waiver of a breach of, or default
under, any provision hereof shall be deemed a waiver of such provision or of any
subsequent breach or default of the same or similar nature or of any other
provision or condition of this Agreement.

         7. Counterparts. This Agreement may be executed in two or more
counterparts, each of which shall be deemed an original, but all of which
together shall constitute one and the same instrument.

         8. Notices. Except as otherwise required in this Agreement, any notice
required or permitted under this Agreement shall be given in writing and shall
be deemed effectively given upon personal delivery or upon deposit with the
United States Post Office, by registered or certified mail, postage prepaid,
addressed as follows:

                  To the Company:       4778 North 300 West, Suite 200,
                                        Provo, Utah 84604

                  To the Subscriber:    At the address set forth beneath the
                                        Subscriber's signature

         9. Non-Assignability. The obligations of the Subscriber hereunder shall
not be delegated or assigned to any other party without the prior written
consent of the Company.

         10. Form of Ownership. Please indicate the form of ownership that the
Subscriber desires for the Shares:

             -----          Individual

             -----          Joint Tenants with Right of Survivorship

             -----          Tenants in Common

             -----          Community Property

             -----          Trust

             -----          Corporation

             -----          Partnership

             -----          Other:

                                       5
<PAGE>

                         [Signature Page For Individual]

DATED this ___ day of _______, 2000.

                                         ----------------------------------
                                         (Signature)

                                         ----------------------------------
                                         (Name - Please Print)

                                         ----------------------------------
                                         (Primary Place of Residence)

                                         ----------------------------------
                                         (City, State and ZIP Code)

                                         ----------------------------------
                                         (Telephone Number - Residence)

                                         ----------------------------------
                                         (Telephone Number - Business)

                                         ----------------------------------
                                         (Social Security or Taxpayer I.D. No.)

ACCEPTED this ____ day of _______, 2000.

ONE WORLD ONLINE.COM, INC.

By___________________________________

                                       6
<PAGE>

                [Signature Page For Corporation or Other Entity]

DATED this ___ day of _______, 2000.

                                            ----------------------------------
                                            (Name of Entity)

                                            ----------------------------------
                                            (Signature of Authorized Person)

                                            ----------------------------------
                                            (Name and Title - Please Print)

                                            ----------------------------------
                                            (Business Address)

                                            ----------------------------------
                                            (City, State and ZIP Code)

                                            ----------------------------------
                                            (Telephone Number - Business)

                                            ----------------------------------
                                            (Taxpayer I.D. No.)

ACCEPTED this ____ day of _______, 2000.

ONE WORLD ONLINE.COM, INC.

By___________________________________

                                       7
<PAGE>

                                    EXHIBIT A
                                 PROMISSORY NOTE

$200,000                                                            May 22, 2000

         FOR VALUE RECEIVED, the undersigned promises and agrees to pay to the
order of One World Online.com, Inc. at 4778 North 300 West, Suite 200, Provo,
Utah 84604, or at such other place as the holder(s) hereof may designate in
writing, the principal sum of TWO HUNDRED THOUSAND DOLLARS ($200,000.00), in
lawful money of the United States of America, together with interest on the
unpaid balance thereof at a rate of eight percent (8%) per annum until paid.
Principal and all accrued interest shall be due in full on the third anniversary
of this Note ("Due Date").

         Any payments received before the Due Date shall first be applied toward
the payment and satisfaction of accrued interest, and the remainder shall be
applied toward the reduction of principal. Prepayment of principal may occur
hereunder at any time without penalty.

         Notwithstanding the foregoing, in the event any sums provided to be
paid hereunder, or under any instrument given to secure the payment of the
obligations evidence hereby, is not paid in full when due, the entirety of such
payment shall, from the period beginning upon the date of said instrument(s) and
continuing during the time it remains unpaid, both before and after judgment,
bear interest at a rate of eighteen percent (18%) per annum.

         In the event: (a) petition is filed seeking that the undersigned be
adjudged bankrupt; (b) the undersigned makes a general assignment for the
benefit of creditors; (c) the undersigned suffers the appointment of a receiver;
(d) the undersigned becomes insolvent; or (e) the undersigned undergoes
liquidation, termination, or dissolution, then in any, the entire remaining
unpaid balance of both principal and interest owing hereunder shall, at the
option of the holder hereof and without notice or demand, become immediately due
and payable. In any event, after acceleration of the maturity of the obligations
evidenced hereby any unpaid principal balance and accrued interest shall, until
paid and both before and after judgment, earn interest at a rate of eighteen
percent (18%) per annum. The acceptance of any payment after the occurrence of a
default or event giving rise to the right of acceleration provided for in this
paragraph shall not constitute a waiver of such right of acceleration with
respect to such default or event or any subsequent default or event.

         In the event any payment under this Note is not made, or any obligation
provided to be satisfied or performed under any instrument given to secure the
payment of the obligation evidenced hereby is not satisfied or performed, at the
time and in the manner required, the undersigned agrees to pay any and all costs
and expenses which may be incurred by the holder hereof in connection with the
enforcement of any of its rights under this Note or under any such other
instrument including court costs and reasonable attorneys' fees, whether
incurred with or without suit or before or after judgment.

         Notwithstanding any other provision contained in this Note or in any
instrument given to secure the payment of the obligation evidenced hereby: (a)
the rates of interest, charges, and penalties provided for herein and therein
shall in no event exceed the rates, charges and penalties which result in
interest being charged at a rate equaling the maximum allowed by law; and (b)
if, for any reasonable whatsoever, the holder hereof ever receives as interest
in connection with the transaction of which this Note is part an amount which
would result in interest being charged at a rate exceeding the maximum allowed
by law, such amount or portion thereof as would otherwise be excessive unpaid
principal balance then outstanding hereunder and not toward payment of interest.

         The makers, sureties, guarantors, and endorsers hereof severally waive
presentment for payment, protest, demand, notice of protest, notice of dishonor,
and notice of nonpayment, and expressly agree that this note, or any payment
hereunder, may be extended from time to time by the holder hereof without in any
way affecting the liability of such parties.

                         ------------------------------

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00020-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00020-of-00352.parquet"}]]