Document:

Addendum No. 2 to Broker Agreement

 Exhibit 10.7.3 
 ADDENDUM No. 2 
 THIS ADDENDUM is to the Broker Agreement dated March 26, 1999 between
Hull & Company, Inc. (“Broker”) and USF&G Specialty Insurance Company (“Company”) as amended by an addendum effective July 1, 2000 (the “Agreement”). 
 WHEREAS, the Agreement currently has mutual exclusivity and non-competition language encompassing the State of Florida; and 
 WHEREAS, Broker and Company have agreed to delete the mutual exclusivity and non-competition language for the State of Florida. 
 NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Broker and Company agree to amend the Agreement
as follows: 
  

	1.	The first paragraph of Section 1 of the Agreement shall be amended to state as follows: 

 Subject to the underwriting rules and regulations of the Company as they are from time to time constituted, the Company hereby empowers the Broker to act
as its authorized insurance representative for purposes of marketing, issuance and delivery of the Company’s renewal residential property insurance policies in the States of Florida, North Carolina, South Carolina and Texas (hereinafter the
“States”) and all new residential property insurance business with insured values between $50,000 and $300,000 written on HO3 policy forms in the States (such renewal and new business shall hereinafter be referred to collectively as
“Policies”). Broker may represent other insurance companies with respect to such business. The Company grants the Broker the following authorities and the Broker accepts responsibility for the following obligations, which shall be
performed exclusively within the States: 
  

	2	Section 9 of the Agreement shall be deleted in its entirety. 

  

	3.	The effective date of this Addendum shall be July 1, 2001. 

  

							
	USF&G SPECIALTY INSURANCE COMPANY	    	HULL & COMPANY, INC.
				
	By:	 	 /s/ Karen M. Padovese
	    	By:	 	 /s/ Bruce E. Bowers

	Name:	 	Karen M. Padovese	    	Name:	 	Bruce E. Bowers
	Title:	 	Vice President	    	Title:	 	S.V.P. 6/18/01Addendum No. 3 to Broker Agreement

 Exhibit 10.7.4 
 ADDENDUM No. 3 
 THIS ADDENDUM is to the Broker Agreement dated March 26, 1999 between
Hull & Company, Inc. (“Broker”) and USF&G Specialty Insurance Company (“Company”) as amended by addenda effective July 1, 2000 and July 1, 2001 (the “Agreement”). 
 WHEREAS, under the Agreement Premiums are sent to a Citibank lockbox account held jointly by the Broker and the Company: and 
 WHEREAS, the Broker and the Company have agreed to change the premium collection and payment arrangement and have the Broker be responsible for collection of
premium and remittance of applicable amounts to the Company. 
 NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of
which are hereby acknowledged, the Broker and the Company agree to amend the Agreement as follows: 
  

	1.	The first paragraph of Subsection 5a shall be deleted in its entirety and replaced with the following language: 

 The Broker will direct policyholders to remit Premiums, applicable policywriting fees and premium tax amounts to the Broker. On all business the Broker is
responsible for the Premiums paid on the Policies. Any extension of credit by the Broker for payment of Premium on the business written hereunder shall be at the risk of the Broker and shall not relieve the Broker from promptly remitting to the
Company such Premiums when due. The Broker shall withdraw applicable Commissions, policywriting fees and surplus lines premium taxes from the Premiums. The Company may, however, at any time, deduct unpaid Premiums from Commissions due the Broker.
When such Commissions are not sufficient to cover such unpaid Premium(s) in their entirety, the Broker shall promptly render payment to the Company in the amount of the balance remaining due. 
  

	2.	Subsection 5b shall be deleted in its entirety and replaced with the following language: 

 The Company will provide the Broker with a weekly download of the Premium transactions. The weekly download will list all Premium transactions that took place during that week and will show the amount due the Company
and the amount due the Broker. The format of such downloads shall be mutually agreed to by the parties. The Broker will provide the Company with a monthly account of Premiums received and money due the Company and the Broker on business transacted
during that month. The account is to be received by the Company on or before ten (10) days after the end of the month for which the account is rendered. All balances shown to be due on the account shall be paid by the Broker to the Company via
federal wire transfer to a bank account designated by the Company on or before ten (10) days after the end of the month for which the account is rendered. 

	3.	Subsection 5e shall be deleted in its entirety and replaced with the following language: 

 All Premiums are the property of the Company and shall be held in trust by the Broker on behalf of the Company. Neither the alteration in Commission amount, the failure to enforce prompt remittance, compromise,
settlement, declaration of balance of account nor suspension or cancellation of this Agreement shall be held to waive assertion of the fiduciary relationship as to Premiums held by the Broker. 
  

	4.	The parties agree that the Citibank lockbox account to which both the Broker and the Company have access will be closed effective April 1, 2002. 

  

	5.	Subsection 5j is deleted in its entirety. 

  

	6.	All other terms and conditions in the Agreement as previously amended remain unchanged. 

  

	7.	The effective date of this Addendum shall be September 1, 2001. 

 IN WITNESS WHEREOF, the parties have duly authorized, executed and delivered this Addendum as of the effective date set forth above. 
  

							
	USF&G SPECIALTY INSURANCE COMPANY	    	HULL & COMPANY, INC.
				
	By:	 	 /s/ Karen M. Padovese
	    	By:	 	 /s/ Bruce E. Bowers

	Name:	 	Karen M. Padovese	    	Name:	 	Bruce E. Bowers
	Title:	 	Vice President	    	Title:	 	S.V.P.Addendum No. 4 to Broker Agreement

 Exhibit 10.7.5 
 ADDENDUM No. 4 
 THIS ADDENDUM is to the Broker Agreement dated March 26, 1999 between
Hull & Company, Inc. (“Broker”) and USF&G Specialty Insurance Company (“Company”) as amended by addenda effective July 1, 2000, July 1, 2001 and September 1, 2001 (the “Agreement”).

 WHEREAS, the federal government and many states have passed laws requiring licensed insurance entities to keep certain consumer, customer, insured
and claimant information private; and 
 WHEREAS, the Broker and the Company have agreed to amend the Agreement to reflect the parties” privacy
obligations. 
 NOW, THEREFORE, for good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Broker and the
Company agree to amend the Agreement as follows: 
  

	1.	A new Section 16 is added to the Agreement which provides as follows: 

 PRIVACY REQUIREMENTS. In the course of providing services under the Agreement. the Company may provide to the Broker or the Broker shall gain access to and generate personally identifiable, financial and/or health
information of the Company’s consumers, customers, insureds or claimants which may include the Company’s Confidential Information (hereinafter collectively “Protected Information”) which may be subject to federal, state and local
laws. The Broker acknowledges and agrees that it shall only use the Protected Information for the purposes for which it was provided to the Broker under the Agreement and for no other purpose except pursuant to a written agreement signed by the
parties. Except as required by applicable law or as necessary to carry out its obligations under the Agreement, the Broker shall not disclose Protected Information to a third party. 
 Each party shall be solely responsible for maintaining the security of such Protected Information in its possession in order to comply with the Privacy
requirement provided under this Agreement and under federal, state and local laws and regulations governing the privacy and non-disclosure of such information. 
 The Broker shall at all times comply with all federal, state and local laws and regulations applicable to a person who performs any of the functions or services performed by the Broker under the Agreement including
but not limited to laws and regulations concerning privacy, confidentiality or security of personally identifiable financial or health information. The Broker shall immediately notify the Company of any violations of any such law or regulation
applicable to provision of services under the Agreement or of any complaint or judicial or administrative proceeding initiated concerning any actual or alleged violation of such law or regulation. Upon termination or expiration of the Agreement, or
at anytime upon request of the Company, the Broker shall return all Protected Information in its or its subproducer’s possession or any other third party over which the Broker has control. 

 The above terms shall survive and apply after the termination of the Agreement. 
  

	2.	All other terms and conditions in the Agreement, as previously amended, remain unchanged. 

  

	3.	The effective date of this Addendum shall be April 1, 2001. 

 IN
WITNESS WHEREOF, the parties have duly authorized, executed and delivered this Addendum as of the effective date set forth above. 
  

							
	USF&G SPECIALTY INSURANCE COMPANY	    	HULL & COMPANY, INC.
				
	By:	 	 /s/ Karen M. Padovese
	    	By:	 	 /s/ Bruce E. Bowers

	Name:	 	Karen M. Padovese	    	Name:	 	Bruce E. Bowers
	Title:	 	Vice President	    	Title:	 	S.V.P.Addendum No. 5 to Broker Agreement

 Exhibit 10.7.6 
 ADDENDUM No. 5 
 THIS ADDENDUM is to the Broker Agreement dated March 26, 1999 between
Hull & Company. Inc. (“Broker”) and USF&G Specialty Insurance Company (“Company”) as amended by addenda effective July 1, 2000, April 1, 2001, July 1, 2001 and September 1, 2001 (the
“Agreement”). 
 WHEREAS, the Company has decided to expand its residential property insurance market into a fifth state, the State of
California: and 
 WHEREAS, the Company would like the Broker to represent the Company for its residential property insurance business in California
and the Broker agrees to so represent the Company; and 
 WHEREAS, the Company has agreed to provide the Broker with the use of certain computer
equipment and software to assist the Broker with premium payment processing. 
 NOW, THEREFORE, for good and valuable consideration, the receipt and
sufficiency of which are hereby acknowledged, the Broker and the Company agree to amend the Agreement as follows: 
  

	1.	Section 1 of the Agreement, as previously amended, is hereby further amended to add the word “California” before the word “Florida” in the fourth line of
the first paragraph of this section. 

  

	2.	A new Section 17 is added to the Agreement which provides as follows: 

 The Company will provide the Broker with the use of a Digital Check Corporation scanner (model number TS-400; serial number 101192) and use of a Data Treasury software application called cSp Remittance for processing
premium payments in the Broker’s office in Ft. Lauderdale, FL. The Broker agrees to use the scanner and software to process the Company’s premium payments only. The scanner and software will be delivered and installed in the Broker’s
Ft. Lauderdale office on or before June 20, 2002 at Company’s expense. The Company shall maintain ownership of the scanner and software. The Broker, however, will have ownership of the scanned premium check and coupon images created by the
scanner and software. The Broker agrees to provide liability and property insurance coverage for the scanner and software once it arrives at the Broker’s office. The Company also agrees to pay any repair and maintenance expenses associated with
the scanner and software while it is in the Broker’s care. The Broker agrees not to make any copies of or changes to the cSp Remittance software. The Broker also agrees to return the scanner and software to the Company when and as directed by
the Company. 
  

	3.	All other terms and conditions in the Agreement as previously amended remain unchanged. 

	4.	The effective date of this Addendum shall be July 1, 2002. 

 IN
WITNESS WHEREOF, the parties have duly authorized, executed and delivered this Addendum as of the effective date set forth above. 
  

							
	USF&G SPECIALTY INSURANCE COMPANY	    	HULL & COMPANY, INC.
				
	By:	 	 /s/ Karen M. Padovese
	    	By:	 	 /s/ Bruce E. Bowers

	Name:	 	Karen M. Padovese	    	Name:	 	Bruce E. Bowers
	Title:	 	Vice President	    	Title:	 	S.V.P.

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