Document:

Agreement of Lease

 Exhibit 10.17 
  

					
		 	For:	  	Building 200
		 		  	Building 300
		 		  	Building 1200
		 	3100 Breckinridge Place
		 	Duluth, Georgia

  
  
 BRECKINRIDGE PLACE LIMITED PARTNERSHIP, 
 Landlord 
 AND 
 PRIMERICA LIFE INSURANCE COMPANY, 
 Tenant 
  
  
 AGREEMENT OF LEASE 
 Dated: May 28, 1993 
  
  
  
  
  

 TABLE OF CONTENTS 
  

			
	 	  	Page
		
	 Article 1
	  	
	 Lease of Property, Term of Lease
	  	1
		
	 Article 2
	  	
	 Definitions
	  	2
		
	 Article 3
	  	
	 Rent
	  	7
		
	 Article 4
	  	
	 Payment of Impositions
	  	9
		
	 Article 5
	  	
	 Use, Maintenance, Alterations, Repairs, Access, Etc.
	  	12
		
	 Article 6
	  	
	 Insurance
	  	23
		
	 Article 7
	  	
	 Damage or Destruction
	  	28
		
	 Article 8
	  	
	 Condemnation
	  	34
		
	 Article 9
	  	
	 Assignment and Subletting
	  	36
		
	 Article 10
	  	
	 Default Provisions
	  	41
		
	 Article 11
	  	
	 Right to Perform the Other Party’s Obligations; Cumulative Remedies; Waiver
	  	45
		
	 Article 12
	  	
	 Arbitration and Appraisal
	  	48
		
	 Article 13
	  	
	 Suspense of Payment, Offset or Default
	  	51
		
	 Article 14
	  	
	 Brokerage Fees and Commissions
	  	52

  

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	 Article 15
	  	
	 Impairment of Landlord’s Title
	  	52
		
	 Article 16
	  	
	 Quiet Enjoyment; Transfer of Landlord’s Interest
	  	53
		
	 Article 17
	  	
	 Signage
	  	54
		
	 Article 18
	  	
	 Landlord’s Maintenance of Park; Press Releases
	  	55
		
	 Article 19
	  	
	 Notices
	  	60
		
	 Article 20
	  	
	 Estoppel Certificate
	  	61
		
	 Article 21
	  	
	 Invalidity of Particular Provisions - Construction
	  	62
		
	 Article 22
	  	
	 End of Term
	  	62
		
	 Article 23
	  	
	 Mortgagee Protection
	  	63
		
	 Article 24
	  	
	 Subordination And Non-Disturbance
	  	64
		
	 Article 25
	  	
	 Hazardous Substances
	  	65
		
	 Article 26
	  	
	 Covenants Binding; Entire Agreement
	  	69
		
	 Article 27
	  	
	 Holding Over
	  	70
		
	 Article 28
	  	
	 Governing Law
	  	71
		
	 Article 29
	  	
	 Termination of Existing Leases
	  	71
		
	 Article 30
	  	
	 Exculpation
	  	72
			
	 Exhibit A
	    	 Legal Description of the Park
	  	
	 Exhibit B
	    	 Site Plan of the Park
	  	
	 Exhibit C
	    	 List of Permitted Encumbrances
	  	

  

 –ii– 

 AGREEMENT OF LEASE, made this 28th day of May, 1993, by and between BRECKINRIDGE PLACE
LIMITED PARTNERSHIP, a Delaware limited partnership, having an office c/o Kern Realty Services, 7840 Roswell Road, Atlanta, Georgia 30350 (“Landlord”) and PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation having an office at
3120 Breckinridge Boulevard, Duluth, Georgia 30199-0001 (“Tenant”). 
 W I T N E
S S E T H: 
 Article 1 
 Lease of Property, Term of Lease 
 Section 1.01.
For and in consideration of the rents to be paid and the covenants and agreements herein contained, Landlord hereby leases to Tenant and Tenant hereby hires from Landlord, subject to all of the terms, conditions and covenants herein contained:

 (a) an office building containing 30,987 rentable square feet, commonly known as Building 200 at the development known as
Breckinridge Place, with a street address at 3100 Breckinridge Boulevard, Duluth, Georgia (as more particularly described on Exhibit B hereto, the “Park”); 
 (b) an office building containing 10,429 rentable square feet, commonly known as Building 300 at the Park; and 
 (c) an office building containing 72,776 rentable square feet, commonly known as Building 1200 at the Park (Buildings 200, 300 and 1200 at the Park shall hereinafter collectively be referred to as the
“Office Facilities”). 

 Together with the non-exclusive right for the term of this Lease to use all Common Areas (as
hereinafter defined), including those parking spaces contiguous to the Office Facilities which exist on the date hereof (the “Parking Areas”) (the Common Areas, including the Parking Areas, being as shown on the site plan of the Park
annexed hereto as Exhibit B, the “Site Plan”); 
 Subject, however, to the Declaration of Protective Covenants For
Breckinridge, Gwinnett County, Georgia, filed and recorded June 25, 1984, in Book 2813, Page 591, in the Office of the Clerk of the Superior Court, Gwinnett County (the “Declaration”), and to such other agreements, easements,
mortgages, encumbrances and other liens or charges affecting the Land as are listed on Exhibit D hereto (collectively, the “Permitted Encumbrances”). 
 Section 1.02. The term of this Lease shall commence on July 1, 1993 (the “Commencement Date”) and shall expire on June 30, 2003. 
 Article 2 
 Definitions 
 Section 2.01. For all purposes of this Lease, and all agreements supplemental hereto, the
terms defined in this Section shall have the meanings specified in this Section unless the context otherwise requires: 
 (a)
The term “Facility” shall mean the Office Facilities and all additions thereto or replacements thereof. 
  

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 (b) The term “Premises” shall mean the Facility and shall be construed as if
followed by the phrase “or any part thereof”. 
 (c) The term “term of this Lease” shall mean the term of
this Lease defined in Section 1.02. 
 (d) The term “Impositions” shall mean all taxes, assessments (general or
special), use and occupancy taxes, water and sewer charges, rates and rents, excises and levies, general and special, ordinary and extraordinary, that shall during the term of this Lease be assessed, levied, charged, confirmed or imposed upon or
become payable out of or become a lien on the tax parcel of which the Premises form a part (the “Tax Parcel”), but shall not include any municipal, state, federal or other income, capital levy, estate, succession, inheritance, franchise or
transfer tax of Landlord or any income, profit or revenue tax or charge imposed upon or assessed against Landlord or the Fixed Rent (as defined in Section 3.01); provided, however, that, if, at any time during the term of this Lease, the
present method of taxation or assessment shall be changed and there shall be substituted for the type of Impositions presently being assessed or imposed on real estate and improvements thereon a capital levy or other tax levied, assessed or imposed
on the rents received by a landlord from real estate, then all of such capital levy or other tax, to the extent so substituted and, to the extent the non-payment thereof may result in a lien on the Premises or the

  

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Tax Parcel, shall be deemed to be included within the term “Impositions;” and, provided, further, that the amount of any tax or other charge payable hereunder shall be
determined as if (i) the Tax Parcel was the only asset of Landlord and (ii) the rent collected by Landlord from the Tax Parcel was the only income of Landlord. 
 (e) The terms “include” and “including” shall be construed as if followed by the phrase “but not limited to”. 
 (f) The terms “hereby”, “hereof”, “hereto”, “herein”, “hereunder” and any similar terms
shall refer to this Lease and the term “hereafter” shall mean after, and the term “heretofore” shall mean before, the date of this Lease. 
 (g) Words of the masculine, feminine or neuter gender shall mean and include the correlative words of the other genders and words importing the singular number shall mean and include the plural number and
vice versa. 
 (h) The term “person” shall include firms, associations, partnerships (general and limited), trusts,
corporations and other legal entities, including public bodies, as well as natural persons. 
 (i) All references in this Lease
to numbered Articles and Sections and to lettered Exhibits are references to the Articles and Sections of this Lease and the Exhibits annexed to this Lease, unless expressly otherwise designated in context. 
 (j) The term “laws of public authorities” shall mean any law, ordinance, regulation, order, rule, proclamation, decree or
requirement, ordinary or extraordinary, foreseen or

  

 –4– 

 
unforeseen, of the federal or any state government, or any political subdivision, agency or instrumentality thereof, or of any other public or quasi-public authority or group, including the
National Board of Fire Underwriters or any local board thereof, with jurisdiction over the Premises. 
 (k) The term
“Unavoidable Delays” shall mean delays beyond the control of Landlord or Tenant, as the case may be, due to strikes, lock-outs, acts of God, inability to obtain labor or materials, laws of public authorities, enemy action, civil commotion,
fire, unavoidable casualty, or other similar causes beyond the control of Landlord or Tenant, as the case may be. In no event shall Unavoidable Delays exceed, in the aggregate, one hundred twenty (120) days. 
 (1) The terms “rentable square foot,” “rentable square feet” and “rentable area” shall mean the floor area
bounded by the exterior faces of the exterior walls of the Office Facilities. 
 (m) The term “day” shall mean
calendar day, except that “business day” shall mean Monday through Friday exclusive of any holidays observed by (i) the Federal Government, (ii) the Georgia State Government or (iii) national banks. 
 (n) The term “Rent” shall mean, collectively, the Fixed Rent, Impositions, Tenant’s Share of Common Area Costs and any other
charges or expenses payable by Tenant to Landlord hereunder. 
  

 –5– 

 Section 2.02. The following terms, wherever used in this Lease (unless the context
requires otherwise), shall have the meanings ascribed thereto in the Sections of this Lease set forth below opposite such terms: 
  

			
	Affiliate	  	Section 9.01
		
	alterations	  	Section 5.08
		
	arbitration	  	Section 12.01
		
	Books and Records	  	Section 18.02
		
	Casualty	  	Section 7.01
		
	Commencement Date	  	Section 1.02
		
	Common Areas	  	Section 18.01
		
	Common Area Costs	  	Section 18.01
		
	Control	  	Section 9.01
		
	Corporate Transactions	  	Section 9.01
		
	Declaration	  	Section 1.01
		
	Environmental Law	  	Section 25.01
		
	First Mortgage	  	Section 24.01
		
	First Mortgagee	  	Section 23.01
		
	Fixed Rent	  	Section 3.01
		
	full insurable value	  	Section 6.01
		
	Hazardous Material	  	Section 25.01
		
	Insurance Holder	  	Section 7.04
		
	Interest Rate	  	Section 5.07
		
	Landlord’s Maintenance	  	Section 5.05
		
	Landlord’s Cost	  	Section 5.07
		
	Landlord’s Obligations	  	Section 5.07
		
	Lease Year	  	Section 18.01
		
	Minor Roof Repairs	  	Section 5.06
		
	net proceeds	  	Section 7.04

  

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	Office Facilities	  	Section 1.01
		
	Park	  	Section 11.01
		
	Parking Areas	  	Section 1.01
		
	Permitted Encumbrances	  	Section 1.01
		
	Projected Impositions	  	Section 4.04
		
	repairs of a structural nature	  	Section 5.06
		
	Second Notice	  	Section 10.01
		
	Site Plan	  	Section 1.01
		
	Specific Uses	  	Section 5.01
		
	Substantial Casualty	  	Section 7.01
		
	Substantially all of the Premises	  	Section 8.01
		
	Taking Date	  	Section 8.01
		
	Tax Contest	  	Section 4.04
		
	Tax Parcel	  	Section 2.01
		
	Tenant’s Share of Common Area Costs	  	Section 18.01
		
	Termination Date	  	Section 22.01
		
	Utilities Costs	  	Section 5.13

 Article 3 
 Rent 
 Section 3.01. (a) Tenant shall pay to
Landlord during the term of this Lease a net annual rental (the “Fixed Rent”) of $5.65 per rentable square foot in the Office Facilities for each year during the period between the Commencement Date and the Termination Date (as defined in
Section 22.01). 
  

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 (b) Except as hereinafter provided to the contrary, the Fixed Rent shall be due and payable
by Tenant in advance on the Commencement Date and thereafter on the first day of each year of the term of this Lease. Notwithstanding the foregoing, Landlord hereby grants to Tenant a license to pay the Fixed Rent to Landlord in twelve
(12) equal monthly installments in advance on the first business day of each calendar month during the term of this Lease. 
 Section 3.02. (a) All Rent payments hereunder shall be made by Tenant in lawful money of the United States of America, by good and sufficient check, and shall be made to Landlord at the address set forth above or to such other
person or at such other place as Landlord may designate in the manner set forth in Article 19 hereof. 
 (b) Tenant’s
covenant and agreement to pay Rent to Landlord hereunder is independent of each and every other covenant and agreement contained in this Lease, and the Rent shall be paid by Tenant when due without demand, abatement, deduction or set-off, except as
shall be expressly provided to the contrary herein. 
 Section 3.03. This Lease shall be construed as a “net
lease” and, except as expressly provided to the contrary herein, Tenant shall pay to Landlord, absolutely net throughout the term of this Lease, the Fixed Rent and other payments to Landlord provided for herein without abatement, deduction or
set-off. 
  

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 Article 4 
 Payment of Impositions 
 Section 4.01. From and after the Commencement
Date and thereafter throughout the term of this Lease, Tenant shall pay to Landlord, before the same shall become delinquent, Tenant’s pro-rata share of all Impositions. Tenant’s pro-rata share of the Impositions shall be determined by
multiplying (A) the aggregate amount of the Impositions by (B) a fraction, the numerator of which shall be the rentable area of the Office Facilities and the denominator of which shall be the aggregate rentable area of all of the buildings
then existing on the Tax Parcel. 
 Section 4.02. (a) All Impositions for the tax years in which the Commencement Date
and the Termination Date (as defined in Section 22.01) occur shall be apportioned between Landlord and Tenant based upon the number of days within the applicable tax years which fall within the term of this Lease. 
 (b) Where any Imposition may by law be paid in installments without imposition of any fine, penalty or interest as a result thereof
(i) such Imposition shall be deemed to be payable in the maximum number of installments permitted by law and (ii) there shall be included in the amount of such Imposition payable hereunder for each year during the term of this Lease in
which such installments may be paid only the installments of such Imposition so becoming payable during such year. 
 (c)
Without limiting the foregoing, where any Imposition is an assessment for the cost of the installation of any public improvement on the Tax Parcel, including sidewalks and

  

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storm and sanitary drains, and such improvement may reasonably be expected to have a useful life which extends beyond the term of this Lease, Tenant’s obligation to pay its pro-rata share of
such Imposition shall be limited to the payment of its pro-rata share of that portion of the assessment which represents the product of (i) the amount of such assessment and (ii) a fraction, the numerator of which shall be the number of
years remaining in the term of this Lease at the time of completion of the installation of the public improvement and the denominator of which shall be the reasonably estimated number of years of useful life of such improvement, determined in
accordance with generally accepted accounting principles. If the parties are unable to agree upon the number of years of reasonably estimated useful life of such improvement, such dispute shall be submitted to arbitration in accordance with Article
12. 
 (d) Landlord shall pay the Impositions directly to the governmental authority charged with the collection thereof prior
to the date on which any fine, penalty or interest shall be imposed thereon, provided that Tenant shall have paid Tenant’s pro-rata share of such Imposition to Landlord in the manner provided herein. If and when requested by Tenant (but no more
often than once in each calendar year), Landlord shall deliver to Tenant photostatic copies of the receipted bills or other evidence reasonably satisfactory to Tenant showing the payment of such Impositions. 
  

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 Section 4.03. On the Commencement Date, Landlord shall deliver to Tenant receipted
bills or other evidence satisfactory to Tenant showing payment of all Impositions due and payable prior to the Commencement Date. If the Commencement Date shall occur before the rate of any Imposition for the then current fiscal year is fixed, the
apportionment thereof on the Commencement Date shall be based preliminarily upon the rate in effect for the previous fiscal year and shall be finally determined when the rate has become fixed. 
 Section 4.04. (a) Only Landlord shall be entitled to contest the validity or amount of any Imposition, or attempt to obtain a
reduction in the assessed valuation of the Premises for any fiscal year to which any Imposition relates (such contest or proceeding being hereinafter referred to as a “Tax Contest”); provided, however, that Tenant shall have the right to
participate in any Tax Contest brought by Landlord to the extent reasonably practicable. All Tax Contests shall be diligently prosecuted by Landlord to conclusion. If the amount of Impositions payable by Tenant shall be reduced by virtue of a Tax
Contest, Landlord shall promptly pay the amount of such reduction, net of Tenant’s pro rata share of any costs and expenses incurred by Landlord in obtaining such reduction, to Tenant. 
 (b) If Landlord chooses not to bring a Tax Contest with respect to any tax year during the term of this Lease, Landlord shall so notify
Tenant in writing by not later than sixty (60) days prior to the last date within which a Tax Contest may be brought with respect to such tax year. Tenant shall notify Landlord in writing within thirty (30) days after receipt

  

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of such notice from Landlord if Tenant disputes Landlord’s decision not to bring a Tax Contest. Following receipt of such notice from Tenant, Landlord shall, at Landlord’s option
(i) timely commence a Tax Contest with respect to the tax year in question, and diligently prosecute the same to conclusion or (ii) advise Tenant in writing of Landlord’s decision to submit this matter to arbitration in accordance
with Article 12 hereof, in which event the arbitrators (each of whom shall be well versed in tax issues in Gwinnett County, Georgia) shall make a determination (1) as to the likelihood of success of a Tax Contest brought by Landlord, and
(2) if it is determined to be likely that a Tax Contest would be successful, as to the amount of Impositions projected to be payable with respect to the Tax Parcel following the Tax Contest (the “Projected Impositions”). If the
arbitrators determine that the Projected Impositions are less than the Impositions actually payable by Landlord during the tax year in question, then Tenant shall pay to Landlord, in lieu of Tenant’s pro rata share of all Impositions pursuant
to Section 4.01, Tenant’s pro rata share of the Projected Impositions. 
 Article 5 
 Use, Maintenance, Alterations, Repairs, Access, Etc. 
 Section 5.01. Tenant may use and occupy the Premises for general and executive offices (the “Specific Uses”) and for any other purpose which is lawful and is not prohibited under the
Declaration. 
  

 –12– 

 Section 5.02. Landlord warrants and represents that it has good and marketable
indefeasible title to the Land, subject only to Permitted Encumbrances. 
 Section 5.03. Landlord warrants and represents
that (i) all water, storm and sanitary sewer, gas, electricity and other utilities required for the use and occupancy of the Premises are connected thereto and will be in service on the Commencement Date, and (ii) all exterior roads
necessary for the use and occupancy of the Premises have been completed and are open for public use. 
 Section 5.04.
Landlord warrants and represents that the certificate of occupancy for the Premises permits the Specific Uses. 
 Section 5.05. (a) Tenant shall take good care of the Premises and shall be responsible, at its sole cost and expense, for the daily maintenance thereof, which maintenance shall include all cleaning and janitorial services,
security and life safety, pest control, rubbish removal and window washing. 
 (b) All of the maintenance to be performed under
this Section 5.05 shall be performed in accordance with the Declaration. 
 Section 5.06. (a) Except for those
repairs that are the express obligation of Landlord hereunder, Tenant shall make all repairs to the Premises, including the HVAC systems servicing the Office Facilities, and Landlord agrees to assign to Tenant, to the extent assignable, on or before
the Commencement Date, all warranties from all manufacturers, contractors and subcontractors pertaining to any item hereunder which is the obligation of Tenant to maintain, repair or replace. 
  

 –13– 

 (b) Landlord agrees to make, at its sole cost and expense, all of the following repairs in
and to the Premises, promptly and diligently and in a manner least likely to interfere with Tenant’s use of the Premises, except to the extent the same are so required by reason of the fault or negligence of Tenant or any of its employees,
agents or independent contractors: 
 (i) repairs of a structural nature; and 
 (ii) repairs of every kind and nature and whenever occurring caused by the fault or negligence of Landlord or any of its
employees, agents or independent contractors. 
 (c) As used in subparagraph (b) of this Section 5.06, the term
“repairs of a structural nature” shall be deemed to mean: 
 (i) all repairs to the roof, other than
“minor” patching and similar repairs (“Minor Roof Repairs”); 
 (ii) all repairs to any and
all (v) exterior walls (other than glass exteriors, including glass exterior doors) and door frames, other than the routine maintenance thereof, if any, (w) stairs, (x) floors and slabs, unless (1) the repairs shall result from
Tenant placing upon such floors and slabs weights in excess of those for which the same were designed to carry and (2) Landlord shall have given Tenant prior written notice of the maximum weights permitted to be placed upon the floors and
slabs, (y) foundations and (z) the structural supports of the roof; and 
  

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 (iii) all repairs and replacements to the pavement, walks and curbs of the
Parking Areas, other than striping or restriping, repairs of “minor” potholes and repairs of “alligatoring” (such striping, restriping and repairs hereinafter collectively referred to as “Minor Parking Repairs”). The
costs of such Minor Parking Repairs shall be deemed to be Common Area Costs hereunder. 
 (d) Subject to the terms and
conditions of Section 5.07, Minor Roof Repairs shall be performed by Landlord for the account and at the expense of Tenant. Tenant shall pay the costs incurred by Landlord in connection therewith, as additional rent, within fifteen
(15) days following Tenant’s receipt of Landlord’s invoice with respect thereto, provided that the Minor Roof Repairs shall have been satisfactorily completed. 
 (e) All of the repairs to be performed under this Section 5.06 shall be performed in accordance with the Declaration. 
 Section 5.07. Landlord shall notify Tenant in advance of the cost to Tenant for the performance of Landlord’s Maintenance or Minor
Roof Repairs and/or any structural alterations desired or required to be made by Tenant which are to be performed by Landlord for the account and at the expense of Tenant pursuant to Section 5.09(e) (“Landlord’s Obligations”).
Notwithstanding anything to the contrary contained herein, if the cost chargeable by Landlord for the performance of any of Landlord’s Obligations (“Landlord’s Cost”) shall not be acceptable to Tenant, Tenant may, at
Tenant’s option, submit to

  

 –15– 

 
Landlord one (1) or more bids for the performance of the same from third party contractors who are reputable, bondable and insurable (the “Bids”). If any of the Bids submitted by
Tenant shall be lower than Landlord’s Cost for the same work, then Landlord shall, at Landlord’s option (i) agree to perform the work to which the Bids relate at the cost to Tenant set forth in the lowest of the Bids or
(ii) contract with the contractor submitting the lowest of the Bids for the performance of such work. 
 Section 5.08.
Tenant agrees to give Landlord written notice of any repair required to be performed by Landlord promptly after Tenant learns of the necessity of such repair. All repairs by whomsoever made shall be commenced and completed with due diligence and in
a good and workmanlike manner. If Landlord shall be required to make any repairs pursuant to this Section and (i) if Landlord shall fail to notify Tenant, within ten (10) business days after Tenant shall notify Landlord of the necessity to
perform such repairs, of Landlord’s agreement to perform the same and shall fail to promptly commence and diligently pursue the making of such repair, or (ii) if in Tenant’s reasonable judgment the failure to make such repairs
immediately would risk damage or injury to persons or property or a condition rendering untenantable all or any material portion of the Premises, then Tenant may (but shall not be obligated to) make such repairs for the account, and at the expense,
of Landlord without waiving or releasing Landlord from any obligations of Landlord contained in this Lease. Tenant shall

  

 –16– 

 
notify Landlord as soon as reasonably practical after making or ordering emergency or other repairs which are the obligation of Landlord hereunder. Any dispute as to whether Landlord was required
to make such repairs shall be resolved by arbitration pursuant to Article 12 hereof. If either party shall make repairs, and if it is determined by the parties or by arbitration that the making of such repairs was the obligation of the other party
pursuant to this Section, then all amounts paid by the party making such repairs and all necessary incidental costs and expenses paid or incurred by such party in connection with the making of such repairs shall be payable by the other party on
demand, together with interest thereon accruing from the date paid by the party making such repairs at the prime rate of interest publicly announced from time to time by Citibank, N.A., plus one-half percent ( 1/2%) per annum (the “Interest Rate”).

 Section 5.09. Tenant may make alterations and changes (collectively, “alterations”) in and to the
Premises at any time and from time to time, without Landlord’s consent, as Tenant may deem desirable for its own use or for use by its subtenants or other permitted occupants of the Premises, subject to compliance with the following:

 (a) the alteration shall be made in compliance with all laws of public authorities and all necessary permits and
licenses shall be timely obtained; 
 (b) the alteration shall be made with due diligence and in a good and workmanlike
manner, and shall be prosecuted to completion by Tenant (and Tenant shall indemnify Landlord against all loss, liability or costs incurred by Landlord as the result of Tenant’s failure to prosecute the alteration to completion as aforesaid);

  

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 (c) prior to commencing the alteration, the party responsible therefor shall procure, and
shall thereafter maintain at all times when any substantial work is in progress, workmen’s compensation insurance and All Risk Builders Risk insurance, including general liability insurance, appropriate in coverage and amount and the cost
thereof shall be paid by the party responsible hereunder for making the alterations; 
 (d) Tenant shall give Landlord prior
written notice of any alteration estimated to cost in excess of $50,000; 
 (e) alterations that are of a structural nature, or
affect the exterior or systems of the Premises, shall be made only with the prior written approval of Landlord (including approval of the plans and specifications therefor), which approval shall not be unreasonably withheld or delayed. Alterations
of a structural nature shall be performed by Landlord for the account and at the expense of Tenant, subject to Tenant’s rights as provided in Section 5.07; 
 (f) prior to the commencement of alterations that are of a structural nature, Tenant shall procure and deliver to Landlord a commitment for the following policies of insurance: 
 (i) all Risk Builders Risk insurance, including coverage against collapse (to the extent applicable), written on a completed
value basis in an amount not less than the total value of all alterations under construction, including public liability coverage and the coverages available under the so-called Installation Floater; 
  

 –18– 

 (ii) workmen’s compensation insurance, including employer’s
liability insurance covering all employees employed in, on or about the Land to provide statutory benefits as required by the law of the State of Georgia; and 
 (iii) Such other insurance on the Premises and in such amounts as may from time to time be required of Tenant in writing by
Landlord against other insurable hazards which at the time are commonly insured against in the case of premises similarly situated. 
 (g) Tenant shall deliver “as built” plans to Landlord upon the completion of alterations that (i) are of a structural nature or (ii) affect the systems of the Premises or (iii) cost in excess of $50,000. 

Section 5.10. Tenant shall be responsible for any labor or materials furnished or to be furnished to Tenant upon credit, and in no
event shall any mechanic’s or other lien for any such labor or materials attach to or affect the reversionary or other estate or interest of Landlord in and to the Premises. Whenever and as often as any such lien shall have been filed against
the Premises based upon any action or omission of Tenant or of anyone (other than Landlord) claiming through Tenant, Tenant shall, as soon as reasonably practicable after written notice from Landlord of the filing of the lien (but in no event later
than 30 days prior to the date on which the lien may be foreclosed upon), take such action by bonding, deposit, payment

  

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or otherwise as will remove or satisfy the lien or otherwise, in Landlord’s reasonable judgment, protect Landlord from the foreclosure thereof. Tenant shall have the right to contest the
validity, amount or applicability of any such lien or interest by one or more appropriate legal proceedings, and so long as Tenant shall be diligently prosecuting such contest in good faith, Tenant shall not be required to discharge the contested
lien; provided, however, that Tenant shall take such steps as are necessary to prevent the foreclosure of such contested lien. In the event Tenant shall elect to contest any such lien, Tenant shall give Landlord prompt written notice of such
election. If any such contest shall be finally concluded (so that no further appeal may be taken) adversely to Tenant, or settled, then within thirty (30) days thereafter Tenant shall cause the contested lien to be discharged of record.

 Section 5.11. Landlord shall cooperate with Tenant to the extent Landlord’s cooperation is reasonably necessary to
obtain any permits required with respect to any alterations. If necessary to obtain such permits, Landlord shall join in any request for such consent or application for such permits or permit the same to be brought in its name. Landlord shall incur
no liability for the payment of any costs or expenses or otherwise in connection with the review, execution and delivery of the same, and Tenant shall indemnify and save Landlord harmless from any such costs, expenses or liability. 
  

 –20– 

 Section 5.12. All tangible personal property not permanently part of the Office
Facilities, including, without limitation, furniture, furnishings, paneling, partitions, lighting, business and trade fixtures, and communications, office and other equipment installed by or at the expense of Tenant, or by or at the expense of any
subtenant of Tenant or other permitted occupant of the Office Facilities, shall be and remain the property of Tenant or such subtenant of Tenant or other permitted occupant of the Office Facilities, as the case may be, for all purposes and may be
removed at any time by Tenant or such subtenant of Tenant or other permitted occupant of the Office Facilities; provided, however, that, in the event of such removal, Tenant or such subtenant of Tenant or other permitted occupant of the office
Facilities shall repair or pay the cost of repairing any damage to the Office Facilities caused thereby. In addition to the foregoing, all machinery, equipment and fixtures installed at the Premises by Tenant, and alterations made to the Premises by
Landlord at the request and at the expense of Tenant, shall be and remain the property of Tenant and may be removed by Tenant on or before the expiration or termination of the term of this Lease, provided that (i) the same is capable of being
removed in its entirety without material damage to the Premises and (ii) all damage to the Premises caused by such removal is repaired by Tenant at Tenant’s sole cost and expense. All other machinery, equipment, fixtures and alterations at
the Premises shall be and remain the property of Landlord and shall not be removed by Tenant upon the expiration or earlier termination of the term of this Lease. 
  

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 Section 5.13. Landlord shall have the right, upon request made on reasonable advance
notice to Tenant, to enter the Premises, except vaults or other enclosures or rooms where money, securities, confidential data or other valuables are stored (provided that Landlord is notified of the location of such areas), at reasonable times
during reasonable hours (i) to show the Premises to prospective purchasers, mortgagees or tenants of the premises during the last year of the term hereof and (ii) for the purpose of making such repairs in or to the Premises as Landlord may
be required to make by law or the provisions of this Lease. Landlord shall be allowed to take all materials into and upon the Premises that may be required for such repairs, without liability to Tenant. However, Landlord’s right under this
Section shall be exercised in such manner as to minimize any interference with Tenant’s use of the Premises. Landlord shall also have the right to enter the Premises, at such times as such entry shall be required by circumstances of emergency
affecting the Premises. Landlord shall be accompanied at all times by a duly authorized representative of Tenant or, in the event of an emergency, by a member of the police or fire department. 
 Section 5.14. From and after the Commencement Date, Tenant shall arrange for, and promptly pay when due, all amounts and charges for,
the providing heat, fresh air, air-conditioning, elevator service, cleaning service, hot and chilled water and any other water, sewer, electricity, light, power, telephone or other communication service, and any other utility or service required,
used, rendered or supplied in or to the

  

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Facility during the term of this Lease (“Utilities Costs”). Landlord is not and shall not be required to furnish Tenant or any other occupant of the Facility with heat, fresh air,
air-conditioning, elevator service, cleaning service, hot or chilled water or any other water, sewer, electricity, light, power, telephone or other communication service, or any other utility, facility, equipment, labor, material or service of any
kind whatsoever. 
 Article 6 
 Insurance 
 Section 6.01. (a) During the term of this Lease:

 (i) Landlord shall keep and maintain insurance on the Facility against loss or damage by reason of fire and by
other risks now embraced by the so-called All Risk coverage endorsement in amounts at all time sufficient to prevent Landlord from becoming a co-insurer under the terms of the applicable policy, but in no event less than 95% of the then full
insurable value of the Facility. The term “full insurable value shall mean replacement value (exclusive of the cost of excavation, foundations and footings) of the Facility, as determined in accordance with normal insurance practices in the
State of Georgia. Landlord may, but shall not be obligated to, procure and maintain a so-called “Agreed Amount” endorsement to Landlord’s fire and casualty insurance policy in order to reduce the risk of being deemed a co-insurer of
the Premises; 
  

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 (ii) Landlord and Tenant shall each keep and maintain commercial general
liability insurance for bodily injury, including death of persons, and property damage, within (1) limits of not less than $1,000,000 for any one person and $1,000,000 for any number of persons in any one accident and $1,000,000 for property
damage and (2) deductibles of not more than $25,000. Landlord shall be named as an additional insured under Tenant’s liability insurance policy; 
 (iii) Landlord shall maintain boiler and machinery insurance on all equipment, parts thereof, and appurtenances attached to or used on the Premises which are capable of bursting, erupting, collapsing or
exploding for damage to property resulting from such All Risk perils; 
 (iv) Landlord shall maintain Fixed Rent
insurance with respect to a risk insured against pursuant to subsection (a) of this Section 6.01 in an amount not less than the Fixed Rent then payable hereunder for a period of twelve (12) months; 
 (v) Landlord shall maintain such other insurance on the Premises and in such amounts as Landlord, with the reasonable consent
of Tenant, may from time to time carry against other insurable hazards; and 
 (vi) Tenant shall maintain
insurance against loss, damage, injury or destruction to or from Tenant’s machinery, equipment, fixtures, furniture and other articles of personal property located on or in the Premises, or

  

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otherwise in connection with the operation of Tenant’s business in the Premises. Tenant may carry such coverage under a plan of self-insurance, provided that Tenant shall certify to Landlord
that Tenant has elected to self-insure its personal property and agrees to assume full financial responsibility for any loss thereto. 
 (b) Except as expressly provided to the contrary herein, all insurance provided for in Section 6.01 shall (i) if readily obtainable, be effected under standard form policies issued by insurers authorized to do business in the
State of Georgia, which are reasonably acceptable to Landlord and Tenant and rated “A” or better by Best’s Insurance Reports or any successor publication of comparable standing. Such policies shall, to the extent applicable, expressly
provide that any adjustments of losses thereunder are subject to the approval of Landlord or Tenant as to their respective policies. 
 Section 6.02. Tenant shall reimburse Landlord for one-twelfth ( 1/12) of the annual cost to Landlord of maintaining the policies of insurance required to be maintained by Landlord pursuant to subparagraph 6.01(a) hereof monthly as additional
rent along with the monthly payments of Fixed Rent. To the extent any of such insurance is maintained under a “blanket” policy or policies covering the Premises and other properties owned by Landlord, and the portion of the cost thereof
attributable to the Premises is not specifically identifiable, then Tenant shall reimburse Landlord for Tenant’s pro-rata share of the cost of maintaining such insurance, determined by 

  

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multiplying the aggregate cost thereof by a fraction, the numerator of which shall be the rentable area of the Office Facilities and the denominator of which shall be the rentable area of the
other buildings insured under such “blanket” policy or policies. 
 Section 6.03. On the Commencement Date,
Landlord and Tenant shall deliver to one another Certificates of Insurance for all insurance policies required to be maintained pursuant to Section 6.01 of this Lease (or, to the extent expressly permitted hereunder, a certificate or
certificates evidencing self-insurance), and shall deliver Certificates for all replacement or renewal policies at least five (5) days prior to the expiration date thereof. 
 Section 6.04. Tenant acknowledges that Landlord will not carry insurance on Tenant’s furniture or furnishings or any fixtures or
equipment, machinery, improvements or appurtenances removable by Tenant, and agrees that Landlord will not be obligated to repair any damage thereto or replace the same, unless the damage thereto resulted from the negligence or wilful misconduct of
Landlord, its agents, servants or employees. 
 Section 6.05. Each Certificate of Insurance delivered hereunder shall, to
the extent obtainable, contain an agreement by the insurer that such policy shall not be cancelled without at least thirty (30) days’ prior written notice to Landlord or Tenant, as the case may be. All notices to Tenant shall be sent to
the address set forth below: 
 Primerica Corporation 
 65 East 55th Street 
 New York, New York 10020 
 Attention: General Counsel 
  

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 Section 6.06. Any insurance coverage required to be carried by Landlord or Tenant
hereunder may be carried, in whole or in part, under a “blanket” policy or policies covering the Premises and other properties owned or leased by Landlord or Tenant, as the case may be; provided, however, that such policy or policies, and
the certificate(s) of Insurance relating thereto, shall specifically delineate the types and amounts of insurance coverage applicable to the Premises. 
 Section 6.07. Tenant shall, at Landlord’s cost and expense, cooperate fully with Landlord in order to obtain the largest possible recovery under any insurance policy carried by Landlord and
Landlord shall take all actions necessary in order to effectuate the same and to cause such proceeds to be paid in accordance with the provisions of this Lease. Tenant shall not carry any insurance concurrent in coverage and contributory in the
event of a loss with insurance which may be carried by Landlord if the effect of such separate insurance would be to reduce the protection or the payment to be made under Landlord’s insurance. Except as to the insurance Tenant shall be required
to maintain pursuant to this Article 6, Tenant shall immediately notify Landlord of the taking out of any separate insurance and the terms thereof. 
  

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 Section 6.08. Upon the default by Landlord (i) in delivering Certificates of
Insurance for any of the insurance policies required to be maintained hereunder, which default remains uncured for twenty (20) days following delivery of written notice thereof to Landlord or (ii) in paying the premiums or other charges on
any of such policies, which default remains uncured five (5) business days prior to the expiration or termination date of such policy or policies, then Tenant shall have the privilege, though not the obligation, to effect such insurance and to
pay any premium thereon and to deduct the cost thereof from the Rent. 
 Article 7 
 Damage or Destruction 
 Section 7.01. If, at any time during the term of this Lease, the Facility, or any part thereof, shall be damaged or destroyed by fire or other casualty of any kind or nature, ordinary or
extraordinary, foreseen or unforeseen (collectively, a “Casualty”), then Landlord shall, at its sole cost and expense, proceed to repair or restore the Facility, as provided in Section 7.02; provided, however, that (i) if the
Casualty causes damage or destruction to such a degree that (1) the estimated time to complete the necessary repairs or restoration is one hundred eighty (180) days or more or (2) 20% or more of the Parking Areas shall have been
damaged or destroyed and substitute parking spaces within a reasonable distance from the Office Facilities are not available, then Tenant shall have the right, within sixty (60) days after the occurrence of such Casualty, to cancel this

  

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Lease by written notice to Landlord, or (ii) if the Casualty causes damage or destruction to such a degree that the estimated time to complete the necessary repairs or restoration is two
hundred seventy (270) days or more, then Landlord shall have the right, within sixty (60) days after the occurrence of such Casualty, to cancel this Lease by written notice to Tenant (a Casualty of the degree described in either clause
(i) or clause (ii) above, a “Substantial Casualty”). Upon Tenant’s election to terminate this Lease following a Substantial Casualty described in (i) above or Landlord’s election to terminate this Lease following a
Substantial Casualty described in (ii) above, the estate hereby granted shall automatically be terminated as of the date of the substantial Casualty and Tenant shall vacate and surrender the Premises to Landlord as soon as possible thereafter;
provided, however, that Tenant shall pay to Landlord as and for the Fixed Rent hereunder, for the period between the date of the substantial Casualty and the date Tenant shall vacate and surrender the Premises to Landlord, an amount equal to the
Fixed Rent which would otherwise be due hereunder for such period multiplied by a fraction, the numerator of which is the number of tenantable rentable square feet in the Office Facilities immediately after the Substantial Casualty and the
denominator of which is the total number of rentable square feet in the Office Facilities immediately before the Substantial Casualty. If neither Landlord nor Tenant shall elect to cancel this Lease pursuant to this Section, Landlord shall, at its
sole cost and expense (i) proceed to repair or restore the entire Facility, as 
  

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 provided in Section 7.02 hereof, and (ii) in the case of damage or destruction of the Parking
Areas, provide to Tenant, during the period of repair or restoration, substitute parking spaces within a reasonable distance from the Office Facilities. In the event that the parties hereto cannot agree as to whether or not a Substantial Casualty
has occurred, either party may submit such issue to arbitration pursuant to Article 12 hereof, 
 Section 7.02. (a) If
Landlord shall be required to repair or restore the Facility pursuant to Section 7.01, Landlord shall: 
 (i) as promptly as possible after the occurrence of the Casualty, submit plans and specifications for the necessary repairs or restoration for approval by Tenant (which approval shall not be unreasonably withheld or delayed); and

 (ii) following approval of Landlord’s plans and specifications, make the required repairs or restoration.

 (b) Landlord’s obligation to repair and restore the Facility pursuant to this Section 7.02 shall not be conditioned
upon or limited to Landlord’s receipt of insurance proceeds for such purpose, and Landlord shall promptly and diligently proceed with such repair and restoration following the occurrence of a Casualty, unless (i) Landlord shall not be
insured against the Casualty and (ii) the Casualty shall be of a type for which insurance is not generally available in the area in which the premises are located. 
  

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 Section 7.03. In the event of a Substantial Casualty where Tenant does not elect to
cancel this Lease pursuant to section 7.01 hereof, Tenant shall nevertheless have the option to vacate the Facility following a Substantial Casualty and until the accomplishment of the restoration and repair of the Facility if, in Tenant’s
reasonable judgment, it is inappropriate to carry on business in the Facility during restoration and repair by Landlord. During the period from the date of any casualty, including a Substantial Casualty, to the date on which Tenant reoccupies the
entire repaired or restored Facility, the Fixed Rent shall abate as follows: 
 (a) In the event of a Substantial Casualty and
(i) no portion of the Premises is tenantable or (ii) Tenant elects to vacate the facility pursuant to this Section 7.03, all of the Fixed Rent shall abate; 
 (b) In the event of a casualty other than a Substantial Casualty or in the event of a Substantial Casualty, if Tenant elects to remain in occupancy of a portion of the Office Facilities, Tenant shall pay
as and for the Fixed Rent an amount equal to the Fixed Rent multiplied by a fraction, the numerator of which is the number of tenantable rentable square feet in the Office Facilities immediately after the Casualty, and the denominator of which is
the total number of rentable square feet in the office Facilities immediately before the Casualty; and 
  

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 (c) commencing on the first day of the month after the month in which Landlord has completed
the repairs or restoration of the Office Facilities, the Fixed Rent shall be an amount equal to the Fixed Rent multiplied by a fraction the numerator of which is the total number of rentable square feet in the repaired or restored Office Facilities
and the denominator of which is the total number of rentable square feet in the Office Facilities immediately before the Casualty. 
 Section 7.04. All insurance proceeds on account of any casualty, including a Substantial Casualty, under the policies of insurance provided for in Section 6.01, less the cost, if any, incurred in connection with the adjustment of
any loss or the collection thereof (the “net proceeds”),shall be deposited with a bank or trust company with offices in the State of Georgia acceptable to Landlord and Tenant (the “Insurance Holder”) to be applied by the
Insurance Holder as follows: 
 (a) the net proceeds shall be paid from time to time by the Insurance Holder to the Landlord to
be applied against the cost of repairs or restoration of the Facility, in accordance with and subject to the provisions of Section 7.02, as follows: 
 (i) Landlord shall certify to the Insurance Holder (and deliver a copy of such certification to Tenant) the total estimated cost of such repairs or restorations and, after commencement of the making
thereof, shall certify (and deliver a copy of such certification to Tenant) on a

  

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regular basis to the Insurance Holder the work done and costs incurred to the date of such certification and the estimated work to be done and costs to be incurred for completion; and 

(ii) the Insurance Holder shall, upon delivery of each certificate provided pursuant to clause (i) above, disburse
net proceeds to Landlord, in the amounts necessary to reimburse or pay the Landlord for work theretofore completed and paid for by Landlord, as certified to in such certificate, for which the Landlord has not been theretofore reimbursed pursuant to
this clause (ii). 
 (b) if this Lease is terminated pursuant to Section 7.01, or if after the repair or restoration of the
Facility has been completed by Landlord in a manner reasonably satisfactory to Tenant, and all costs incurred in connection therewith have been paid, the Insurance Holder has any net proceeds remaining, the net proceeds shall be paid to Landlord.

 (c) the Insurance Holder shall hold the net proceeds in the name of the Insurance Holder and all interest which accrues
thereon shall be added to and become part of the “net proceeds” for all purposes hereof. 
  

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 Article 8 
 Condemnation 
 Section 8.01. (a) If, at any time during the term
of this Lease, title to all or substantially all of the Premises shall be taken in condemnation proceedings or by any right of eminent domain, this Lease, and the estate hereby granted, shall terminate and expire on the date of such taking (the
“Taking Date”) and the Fixed Rent and other charges payable hereunder shall be apportioned as of and paid to the Taking Date. For the purpose of this Section, the term “substantially all of the Premises” shall mean a taking of so
much of the Premises that (i) 20% or more of the Office Facilities shall have been taken or (ii) 20% or more of the Parking Areas shall have been taken, and Landlord is unable to supply substitute parking spaces within a reasonable
distance from the Office Facilities. In the event that the parties hereto cannot agree as to whether or not substantially all of the Premises has been taken, either party may submit such issue to arbitration pursuant to Article 12 hereof.

 (b) In the event of a taking pursuant to this Section 8.01, any award or awards payable by reason thereof (other than
any award or awards payable to Tenant pursuant to Section 8.03) shall be paid to Landlord. 
 Section 8.02. In the
event of a taking of less than substantially all of the Premises, the term of this Lease shall not be reduced or affected in any way, and any award or awards payable by reason thereof (other than any award or awards payable to Tenant pursuant to
Section 8.3 hereof) shall be applied in the following order of priority: 
 (a) first, to be deposited in the manner
provided in Section 7.04 and expended to cover the costs of repairs and restoration necessitated by any such taking; and 
  

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 (b) second, to Landlord. 
 Landlord shall, to the extent of available proceeds, promptly repair and restore the Premises after any such taking in the manner provided
in Section 7.02 and shall provide Tenant with substitute parking spaces, in the case of any such taking of any portion of the Parking Areas, within a reasonable distance from the office Facilities for the non-exclusive use of Tenant and other
occupants of space in the Park. 
 From and after the Taking Date, the Fixed Rent payable hereunder shall be reduced to an
amount equal to the Fixed Rent payable under Section 3.01 multiplied by a fraction, the numerator of which is the total rentable square feet of space available to Tenant in the Office Facilities after the Taking Date and the denominator of
which is the total rentable square feet of space in the Office Facilities immediately prior to the Taking Date. 
 Section 8.03. Landlord shall notify Tenant in writing upon Landlord’s receipt of notice of a proposed or threatened taking of the Premises or any portion thereof. Notwithstanding anything to the contrary contained herein, in the
event of a taking, Tenant shall have the right (i) to bring an action for (a) the unamortized cost of all alterations or improvements to

  

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the Premises made by Tenant, such unamortized cost to be calculated based upon the method actually used by Tenant for Federal income tax purposes; (b) the present value, discounted by the
Interest Rate then in effect, of the excess, if any, of the then fair market rental value of the Premises for the period commencing with the Taking Date and ending on the tenth anniversary of the Commencement Date, over the Fixed Rent which would
have been payable by Tenant for such period; (c) Tenant’s estimated costs of relocating; and (d) the value of all personal property or trade fixtures taken in, or rendered useless to Tenant by reason of, such taking, and (ii) to
move to have Tenant’s action joined with any action or proceeding in which Landlord asserts a claim for an award of damages as a consequence of such taking. Landlord agrees not to object to, or otherwise interfere with, Tenant’s motion to
have its action joined with Landlord’s action. 
 Article 9 
 Assignment and Subletting 
 Section 9.01.
(a) Tenant may assign this Lease without the prior written consent of Landlord; provided, however, that, except as provided in subsection (e) of this Section 9.01, Tenant shall continue to be liable to Landlord for all of the
obligations of Tenant hereunder for the term of this Lease. 
 (b) Tenant may sublet all or any portion of the Office Facilities
without Landlord’s prior written consent on the following conditions: 
 (i) Each such sublease shall
contain provisions to the following effect: 
 (v) That same is subject and subordinate to this Lease and all
modifications hereof; 
  

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 (w) That the subtenant will, at the option and at the request of the
Landlord under this Lease, attorn to and recognize the Landlord under this Lease as its landlord under the sublease, in the event of termination of this Lease by reason of the default of the Tenant hereunder, whether said termination be by summary
proceedings, voluntary agreement or otherwise; 
 (x) That the sublet premises are to be used for any purpose
permitted by this Lease; 
 (y) That the term of such sublease shall expire not later than one day prior to the
date of expiration of the term of this Lease; and 
 (z) That the subtenant shall be prohibited from assigning
or subletting without further compliance with the conditions of this Section 9.01(b). 
 (ii) Tenant shall
and does hereby agree to indemnify and hold Landlord harmless from any and all liabilities, claims and causes of action arising under any of the terms and conditions of every sublease. 
 (iii) A photostatic copy of the executed sublease meeting the requirements of this Section 9.01(b) shall be delivered to
Landlord within ten (10) days after the execution thereof and in no event less than twenty (20) days

  

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prior to the proposed taking of possession by the subtenant. No amendment or modification of such sublease shall be made, unless in accordance with this Section 9.01(b) and unless a
photostatic copy thereof shall be delivered to Landlord within 10 days after the execution thereof. 
 (c) If this Lease shall
be assigned, or if the Office Facilities shall be sublet or occupied by anybody other than Tenant, Landlord may, after default by Tenant, collect rent from the assignee, subtenant or occupant, and apply the net amount collected to the Fixed Rent,
but no assignment, subletting, occupancy or collection shall be deemed a waiver of the provisions hereof, the acceptance of the assignee, subtenant or occupant as tenant, or a release of Tenant from the further performance by Tenant of covenants on
the part of Tenant herein contained, except as hereinafter provided. If any such assignee, subtenant or occupant shall be in default in the performance of Tenant’s obligations under this Lease, and Tenant shall not have been released from
liability hereunder as hereinafter provided, Landlord agrees to give Tenant notice thereof at the time notice is given to the subtenant or assignee, as well as a reasonable opportunity to cure such default. 
 (d) Prior to any assignment of this Lease, Tenant shall deliver to Landlord notice of the proposed assignment and an assumption agreement,
in recordable form, under which the assignee of this Lease agrees to assume all of Tenant’s obligations hereunder. 
  

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 (e) Anything in this Article 9 or otherwise in this Lease to the contrary notwithstanding,
Tenant shall have no further liability and shall be relieved from all obligations hereunder upon the assignment of this Lease to (i) any Affiliate (as hereinafter defined), (ii) any corporation that acquires substantially all of the assets
of Tenant, (iii) any corporation into which Tenant is merged, (iv) any corporation resulting from a consolidation of Tenant with another corporation or (v) any other person having a net worth immediately after the assignment of this
Lease which is at least equal to the net worth of Tenant immediately prior to the assignment of this Lease (all transactions involving the entities described in subparagraphs (i), (ii), (iii) and (iv) hereof hereinafter referred to as
“Corporate Transactions”). 
 As used herein, the term “Affiliate” shall mean any corporation or other
entity controlled by, under common control with or which controls Tenant and which has a net worth of not less than $100,000,000. For purposes of this Section, “control” shall be deemed to mean the ownership, directly or indirectly, of
voting control and/or the ability to direct management. 
 (f) (i) If Tenant shall assign this Lease, Tenant shall pay to
Landlord, as additional rent hereunder, fifty percent (50%) of any monies which Tenant’s assignee shall pay to Tenant in consideration of the making of such assignment, less all reasonable out-of-pocket costs incurred by Tenant in
connection with the making of such assignment, including any brokerage fees, advertising fees and alteration costs incurred in

  

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preparing the Premises for such assignment, any work allowance, reasonable architectural, engineering and legal fees and expenses and the unamortized cost of any alterations or improvements made
by Tenant (collectively, “Tenant Deductions”). 
 (ii) If Tenant shall sublet all or any portion of the
premises, Tenant shall pay to Landlord, as additional rent hereunder, fifty percent (50%) of the amount, if any, by which the rent payable to Tenant by the sublessee shall exceed the fixed rent and other payments of a similar nature allocable
to the portion of the Premises affected by such sublease, plus the amounts, if any, payable to Tenant by such sublessee as consideration (partial or otherwise) for Tenant making such subletting, less Tenant Deductions. 
 (iii) Payments to Landlord pursuant to subparagraphs (i) and (ii) above shall be made by Tenant within five
(5) days after Tenant’s receipt of payment from the assignee or sublessee, or within five (5) after Tenant is credited with the same by the assignee or sublessee, as the case may be. At the time of submitting the proposed assignment
or sublease to Landlord, Tenant shall certify to Landlord in writing whether or not the assignee or sublessee has agreed to pay any monies to Tenant in consideration of the making of the assignment or sublease, other than as specified in such
instruments, and Tenant shall certify the amounts and time of payment thereof in reasonable detail. 
 (iv)
Notwithstanding anything to the contrary contained herein, Tenant shall not be obligated to make any payments to Landlord pursuant to this subparagraph (f) with respect to (a)

  

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any Corporate Transactions and (b) the first 30,987 rentable square feet of the Office Facilities which may be assigned or sublet by Tenant. 
 Article 10 
 Default Provisions 
 Section 10.01. (a) This Lease and the term and estate hereby granted are subject
to the limitation that: 
 (i) whenever Tenant shall default in the payment of any installment of the Fixed Rent
or any other sum payable by Tenant hereunder on any day upon which the same ought to be paid and if such default shall continue for ten (10) days after Landlord shall have given to Tenant written notice specifying such default; or 

(ii) whenever Tenant shall do, or permit anything to be done, whether by action or inaction, contrary to any covenant or
agreement on the part of Tenant herein contained or contrary to any of the covenants, agreements, terms or provisions of this Lease, or shall fail in the keeping or performance of any of the covenants, agreements, terms or provisions contained in
this Lease which on the part or behalf of Tenant are to be kept or performed (other than those referred to in the foregoing subsection (i) of this Section), and Tenant shall fail to remedy the same within thirty (30) days after Landlord
shall have given to Tenant a written notice specifying the same, or, if Tenant’s default hereunder shall not be capable of being remedied within such thirty (30) day period, and Tenant shall commence to remedy

  

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its default within thirty (30) days after Landlord shall have given to Tenant a written notice specifying the same, and having so commenced, shall thereafter fail to proceed diligently to
remedy the same; or 
 (iii) whenever an involuntary petition shall be filed against Tenant under any bankruptcy
or insolvency law or under the reorganization provisions of any law of like import, or a receiver of Tenant or for the property of Tenant shall be appointed without the acquiescence of Tenant, or whenever this Lease or the estate hereby granted or
the unexpired balance of the term would, by operation of law or otherwise, except for this provision, devolve upon or pass to any person other than Tenant or any corporation into which Tenant may be duly merged, converted or consolidated under
statutory procedure, and such situation under this subsection (iii) shall continue and shall remain undischarged or unstayed for an aggregate period of ninety (90) days (whether or not consecutive) or shall not be remedied by Tenant within
ninety (90) days; or 
 (iv) whenever Tenant shall make an assignment of the property of Tenant for the
benefit of creditors or shall file a voluntary petition under any present or future bankruptcy law or law of like import, or whenever any court of competent jurisdiction shall approve a petition filed by Tenant under the reorganization provisions of
any present or future bankruptcy law or law of like import, or whenever a petition shall be filed by Tenant under the arrangement provisions of any present or future bankruptcy law or law of like import. 
  

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 (b) Landlord may, at any time following the occurrence of any of the events described in
subparagraph (a) of this Section 10.01, and after the expiration of the applicable notice and cure periods set forth therein, give Tenant a notice (the “Second Notice”) of Landlord’s intention to end the term of this Lease
on a specified future day, which shall not be less than fifteen (15) days thereafter. Upon the giving of the Second Notice, this Lease, and the term and estate hereby created, shall expire and terminate on the day specified therein as fully and
completely, and with the same force and effect, as if the day so specified were the date hereinbefore fixed for the expiration of the term of this Lease. All rights of Tenant under this Lease shall expire and terminate on such date, but Tenant shall
remain liable for damages as hereinafter provided. 
 Section 10.02. (a) Tenant covenants and agrees that, in the
event of the termination of this Lease or re-entry by Landlord, under any of the provisions of this Article 10 or pursuant to law, by reason of default hereunder on the part of Tenant, Tenant will pay to Landlord damages in a sum equal to the Fixed
Rent which would have been payable by Tenant had this Lease not been so terminated, or had Landlord not so re-entered the Premises, payable upon the days specified herein for such payment following such termination or such re-entry and until the
date herein set for the expiration of the term of this Lease, provided, however, that if Landlord shall re-let the Premises

  

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during said period, Landlord shall credit Tenant with the net rents, if any, received by Landlord from such re-letting, such net rents to be determined by first deducting from the gross rents as
and when received by Landlord from such re-letting the expenses incurred or paid by Landlord in terminating this Lease or of re-entering the Premises and of securing possession thereof, as well as the expenses of re-letting, including altering and
preparing the Premises for new tenants, brokers’ commissions, and all other expenses properly chargeable against the Premises and the rental therefrom; but in no event shall Tenant be entitled to receive any excess of such net rents over the
sums payable by Tenant to Landlord hereunder. Landlord shall use reasonable efforts to re-let the Premises in an attempt to mitigate the Rent and/or damages that Tenant is obligated to pay under this Section 10.02(a). 
 (b) Suit or suits for the recovery of such damages, or any installments thereof, may be brought by Landlord from time to time at its
election, and nothing contained herein shall be deemed to require Landlord to postpone suit until the date when the term of this Lease would have expired if it had not been terminated under the provisions of this Article 10, or under any provisions
of law, or had Landlord not re-entered the Premises. 
 (c) Nothing herein contained shall be construed as limiting or
precluding the recovery by Landlord against Tenant of any damages to which Landlord may lawfully be entitled in any case other than those particularly provided for above. 
  

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 Section 10.03. Tenant, for Tenant, and on behalf of any and all persons claiming
through or under Tenant, including creditors of all kinds, does hereby waive and surrender all right and privilege which they or any of them might have under or by reason of any present or future law to redeem the Premises or to have a continuance
of this Lease for the term hereby demised after being dispossessed or ejected therefrom by process of law, under the terms of this Lease or after the termination of this Lease as herein provided. 
 Article 11 
 Right to Perform the Other Party’s Obligations; Cumulative Remedies: Waiver 
 Section 11.01. If
Tenant shall default in the observance or performance of any term or covenant on its part to be observed or performed under or by virtue of any of the terms or provisions in any Article of this Lease beyond any applicable grace period, Landlord,
without being under any obligation to do so and without thereby waiving such default, may remedy such default for the account and at the expense of Tenant, immediately and without notice in case of emergency, or, in any other case, provided only
that Tenant shall fail to remedy such default within five (5) days after Landlord shall have notified Tenant in writing of Landlord’s intention to cure such default. If Landlord makes any expenditures or incurs any obligations for the
payment of money in connection therewith, including reasonable attorneys’ fees in instituting, prosecuting or defending any action or proceeding, such sums paid or obligations incurred with

  

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interest and costs shall be deemed to be additional rent hereunder and shall be paid to it by Tenant on demand. If Tenant shall, by written notice to Landlord, dispute any amount payable under
this Section 11.01 as additional rent, the dispute shall be determined by arbitration as provided in Article 12. 
 Section 11.02. If Landlord shall default in the observance or performance of any term or covenant on its part to be observed or performed under or by virtue of any of the terms or provisions in any Article of this Lease, Tenant,
without being under any obligation to do so and without thereby waiving such default, may remedy such default for the account and at the expense of Landlord, immediately and without notice in case of emergency, or, in any other case, provided only
that Landlord shall fail to remedy such default with reasonable dispatch after Tenant shall have notified Landlord in writing of such default. If Tenant makes any expenditures or incurs any obligations for the payment of money in connection
therewith, including reasonable attorneys’ fees in instituting, prosecuting or defending any action or proceeding, such sums paid or obligations incurred with interest and costs shall be paid to it by Landlord on demand. If Landlord shall, by
written notice to Tenant, dispute Tenant’s right to be reimbursed for an expenditure incurred by Tenant pursuant to this Section 11.02, the dispute shall be determined by arbitration as provided in Article 12. 
 Section 11.03. Either party may restrain any breach or threatened breach of any covenant, agreement, term, provision or condition
herein contained. Failure to insist upon the strict

  

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performance of any one of the covenants, agreements, terms, provisions or conditions of this Lease or to exercise any right, remedy or election herein contained or permitted by law shall not
constitute or be construed as a waiver or relinquishment for the future of such covenant, agreement, term, provision, condition, right, remedy or election, but the same shall continue and remain in full force and effect. Any right or remedy in this
Lease specified and any other right or remedy that may exist at law, in equity or otherwise upon breach of any covenant, agreement, term, provision or condition in this Lease contained, shall be distinct, separate and cumulative rights or remedies
and no one of them, whether exercised or not, shall be deemed to be in exclusion of any other. No covenant, agreement, term, provision or condition of this Lease shall be deemed to have been waived unless such waiver be in writing, signed by the
party sought to be charged or such party’s agent duly authorized in writing. Consent of Landlord to any act or matter must be in writing and shall apply only with respect to the particular act or matter to which such consent is given and shall
not relieve Tenant from the obligation wherever required under this Lease to obtain the consent of Landlord to any other act or matter. Receipt or acceptance of the Fixed Rent by Landlord shall not be deemed to be a waiver of any default under this
Lease, or of any right which Landlord may be entitled to exercise under this Lease. In the event that Tenant is in arrears in the payment of the Fixed Rent or additional rent, Tenant waives Tenant’s right, if any, to designate the items against
which any payments made by Tenant are to be credited. 
  

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 Article 12 
 Arbitration and Appraisal 
 Section 12.01. (a) In each instance
specified in this Lease in which it shall become necessary to resort to arbitration or appraisal, such arbitration or appraisal shall be determined as provided in this Article 12. Each arbitrator or appraiser designated or appointed as herein
provided shall have had at least ten (10) years’ experience in a calling connected with the subject matter of the dispute. For purposes of this Article 12, the term “arbitration” shall be deemed to include the term
“appraisal” and the term “arbitrator” shall be deemed to include the term “appraiser”. 
 (b) The
party desiring such arbitration shall give written notice to that effect to the other party, specifying in said notice the name and address of the person designated to act as arbitrator on its behalf. Within five (5) business days after the
service of such notice, the other party shall give written notice to the first party, specifying the name and address of the person designated to act as arbitrator on its behalf. The arbitrators so chosen shall meet within five (5) business
days after the second arbitrator is appointed and if, within ten (10) days after the second arbitrator is appointed, the said two arbitrators shall not agree upon the question in dispute, they shall themselves appoint a third arbitrator who
shall be a competent and impartial person and in the event of their being

  

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unable to agree upon such appointment within five (5) days after the time aforesaid, the third arbitrator shall be selected by the parties themselves if they can agree thereon within a further
period of five (5) business days. If the parties do not so agree, then either party, on behalf of both, may request such appointment by the American Arbitration Association (or any organizational successor thereto), or in its absence, failure,
refusal or inability to act, then either party may apply to any court of original jurisdiction in the State of Georgia having jurisdiction thereof for the appointment of such third arbitrator, and the other party shall not raise any question as to
the court’s full power and jurisdiction to entertain the application and make the appointment. In the event of the failure, refusal or inability of any arbitrator to act, his successor shall be appointed within five (5) business days by the
party who originally appointed him, except that, in the case of the third arbitrator, his successor shall be appointed as hereinabove provided. Within ten (10) days after the appointment of the third arbitrator, the arbitrator selected by
Landlord and the arbitrator selected by Tenant shall each submit to such third arbitrator, in reasonable detail, its written proposal for the resolution of the matter in dispute. Such proposal shall not be modified once made. The third arbitrator
shall, within ten (10) days after the submission of both proposals, make a determination as to the disputed matter by selecting either of the submitted proposals. The decision in which any two arbitrators so appointed and acting hereunder
concur shall in all cases be

  

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binding and conclusive upon the parties. In reaching any such decision, the arbitrators may rely on such consultants and experts in the area under dispute as they may deem appropriate. If the
party receiving a notice of arbitration from the other party, as hereinabove provided, shall fail to timely and duly choose a qualified arbitrator, then the decision on the issue shall be made by the arbitrator chosen by the party initiating the
arbitration, and such arbitrator’s determinations shall be binding and conclusive upon the parties, Each party shall pay the fees and expenses of the one of the two original arbitrators appointed by such party, and the fees and expenses of the
third arbitrator, if any, shall be borne equally by both parties. If the issue should be determined by a single arbitrator, as above provided, his fees and expenses shall be borne equally by both parties. The fees and expenses of counsel for the
respective parties and of witnesses shall be paid by the party engaging such counsel or calling such witnesses. 
 Section 12.02. In each instance specified in this Lease for the determination of a matter by arbitration, the same shall be settled and finally determined by arbitration in the County of Gwinnett, State of Georgia, in accordance with
the rules of the American Arbitration Association or its successor (except that the selection of arbitrators shall be made in accordance with the provisions of Section 12.01), and the judgment upon the award rendered therein may be entered in
any court having jurisdiction thereof. 
  

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 Article 13 
 Suspense of Payment, Offset or Default 
 Section 13.01. Whenever
Landlord shall claim that additional rent, an increase in Fixed Rent, or any other payment is due from Tenant hereunder or whenever Tenant shall claim that it is entitled hereunder to a diminution or abatement of the Fixed Rent, and Landlord or
Tenant, as the case may be, in good faith (i) disputes such claim by notice given to the other party within ten (10) days after notice asserting such claim, and (ii) proceeds diligently with arbitration pursuant to Article 12, Tenant
shall pay the Rent in full, and without diminution, abatement or offset; provided, however, that if the dispute is determined favorably to Tenant, Landlord shall be obligated to pay Tenant, within ten (10) days after service upon Landlord of
the notice of such determination, the full amount of the diminution or abatement to which Tenant was entitled, plus interest at the Interest Rate from the date of payment by Tenant to the date of repayment to Tenant. 
 Section 13.02. When any matter in dispute-between the parties hereto shall be referred to arbitration in accordance with a specific
provision of this Lease for such arbitration, any default hereunder claimed by either party against the other by reason of the matter in dispute shall be deemed suspended, provided the party so claimed to be in default shall proceed diligently with
the arbitration, until the dispute is determined adversely to the party claimed to be in default and notice thereof is given to such party; provided, however, that nothing

  

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herein contained shall affect the rights of either party to perform any of the obligations of the other party hereunder during the pendency of any dispute and to receive reimbursement therefor as
provided in Article 12. 
 Article 14 
 Brokerage Fees and Commissions 
 Section 14.01. Landlord and Tenant
each warrant to the other that they have had no dealings with any real estate broker or agent, other than Richard Bowers and Richard Bowers and Co. (collectively “Bowers”), in connection with the transaction which is the subject of this
Lease, and each party hereto agrees to indemnify the other party and hold the other party harmless from and against any and all costs (including, without limitation, attorneys’ fees and court costs), expense, or liability for commissions or
other compensation or charges claimed by any broker or agent, other than Bowers, acting or claiming to have acted for Landlord or Tenant, as the case may be, in the transaction which is the subject of this Lease. Landlord agrees to indemnify and
hold Tenant harmless from and against any claim for any commissions due and payable to Bowers. 
 Article 15 
 Impairment of Landlord’s Title 
 Section 15.01. Nothing in this Lease contained or any action or inaction by Landlord shall be deemed or construed to mean that Landlord has granted to Tenant any right, power or permission to do any
act or to make any agreement which may

  

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create, give rise to, or be the foundation for, any right, title, interest, lien, charge or other encumbrance upon the estate of Landlord in the Premises. 
 Section 15.02. In amplification and not in limitation of the foregoing, Tenant shall not permit the Premises to be used by any person
or persons or by the public, as such, at any time or times during the term of this Lease, in such manner as might reasonably tend to impair Landlord’s title to or interest in the premises or in such manner as might reasonably make possible a
claim or claims of adverse use, adverse possession, prescription, dedication, or other similar claims of, in, to or with respect to the Premises. 
 Article 16 
 Quiet Enjoyment: Transfer of Landlord’s Interest

 Section 16.01. Landlord covenants that if and so long as Tenant keeps and performs each and every covenant,
agreement, term, provision and condition herein contained on the part and on behalf of Tenant to be kept and performed, Tenant shall quietly enjoy the Premises without hindrance or molestation, subject to the covenants, agreements, terms, provisions
and conditions of this Lease. 
 Section 16.02. (a) Subject to subsection (b) below, the term Landlord shall mean
only the owner, or the mortgagee in possession, of the Premises for the time being so that in the event of any transfer of title to the Premises, upon notification to Tenant of such transfer the said transferor Landlord shall be and hereby is
released from all future covenants, obligations and

  

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liabilities of Landlord hereunder, and it shall be deemed and construed as a covenant running with the land without further agreement between the parties or their successors in interest, or
between the parties and the transferee of title to the Premises, that the transferee has assumed and agreed to carry out any and all such covenants, obligations and liabilities of Landlord hereunder, whether accrued as of the date of such transfer
or thereafter arising while such transferee is Landlord hereunder. Nothing contained herein shall be deemed to relieve Landlord from any liability for liabilities accruing prior to the date of such transfer. 
 (b) Notwithstanding anything to the contrary set forth in (a) above (i) Landlord shall not be released from any future covenants,
obligations or liabilities of Landlord hereunder unless and until the transferee executes and delivers to Tenant, in form and substance acceptable to Tenant, an assumption of all covenants, obligations and liabilities of Landlord hereunder, whether
accrued as of the date of such transfer or thereafter arising. 
 Article 17 
 Signage 
 Section 17.01. (a) Tenant may design, and shall have the sole and exclusive right to erect, install and maintain such signage and similar identifications bearing Tenant’s name, logo or other identifying information at
driveway entrance and exits, on the exterior of the Office Facilities and elsewhere on the Premises as Tenant deems appropriate in the conduct of its

  

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business in the Premises, provided that the same shall be substantially similar to the current signage at the Premises and in compliance with the Declaration. The entire cost of installation,
maintenance, cleaning and repair of Tenant’s signage shall be borne by Tenant. Tenant shall obtain and pay for all necessary Permits therefor. 
 (b) At the expiration or sooner termination of this Lease, Tenant, at its sole cost and expense, shall remove such signage and repair any damage resulting from such removal. 
 Article 18 
 Landlord’s Maintenance of Park; Press Releases 
 Section 18.01. (a) Landlord and Tenant
acknowledge that the character of the Park and the quality of the environment within the Park are a material inducement to Tenant entering into this Lease. Landlord covenants and agrees to maintain the Park, including all roads, parking areas,
lawns, lakes and other improvements and buildings, in good order and repair throughout the term of this Lease. As used in this Lease, the term “Common Areas” shall mean all of the roads, lawns, lakes, walkways and landscaped areas and the
Parking Areas and other improvements in the Park other than the Office Facilities. 
 (b) Within thirty (30) days prior to
the Commencement Date, Landlord shall deliver to Tenant its written estimate of the Common Area Costs (as hereinafter defined) for the period from the Commencement Date through December 31, 1993, which estimate shall be reasonably acceptable to
Tenant. By November 30, 1993, and thereafter by not later than November 30th of each

  

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succeeding calendar year, or portion of a calendar year, occurring during the term of this Lease (a “Lease Year”), Landlord shall deliver to Tenant a statement setting forth
Landlord’s reasonable estimate of the Common Area Costs for the next succeeding Lease Year, or portion thereof, as the case may be, which estimate shall be based upon the Common Area Costs incurred by Landlord for the same period during the
Lease Year in which such statement is delivered. Tenant agrees to pay to Landlord, in twelve (12) equal monthly installments along with the payment of Fixed Rent, Tenant’s Share of Common Area Costs (as hereinafter defined), which payments
shall be based upon the estimates prepared by Landlord in accordance with this subparagraph (b). Landlord shall submit to Tenant as soon as reasonably practicable after the same becomes available (but not later than March 31st of each Lease
Year) a statement setting forth in reasonable detail the Common Area Costs actually incurred by Landlord during the preceding Lease Year. If the aggregate amount of the payments made by Tenant in respect of Common Area Costs exceeds the Common Area
Costs actually incurred by Landlord during any Lease Year, then the overpayment shall be credited by Landlord against the next succeeding Rent payment(s) to be made by Tenant hereunder. If the aggregate amount of the payments made by Tenant shall be
less than the Common Area Costs incurred by Landlord for such period, then Tenant shall pay to Landlord the difference between the amount paid by Tenant and the actual amount incurred by Landlord within fifteen (15) days after the statement is
delivered to Tenant. 
  

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 (c) Landlord’s failure to timely prepare and deliver any of the statements required to
be delivered pursuant to subparagraph (b) hereof shall not be deemed a waiver by Landlord or cause Landlord to forfeit or surrender its rights to collect Tenant’s Share of Common Area Costs, and Tenant agrees to pay the same following
Landlord’s delivery of the statements required pursuant to subparagraph (b), provided that Landlord shall have exercised reasonable diligence and shall have prepared and delivered such statements to Tenant promptly after the information
necessary to prepare the same became available to Landlord. Tenant’s obligation to pay Tenant’s Share of Common Area Costs, and Landlord’s obligation to refund Tenant’s overpayment thereof, shall survive the expiration or
termination of the term of this Lease. 
 (d) For the purposes of this subsection: 
 (i) “Common Area Costs” shall mean all costs and expenses incurred by Landlord in any Lease Year in the repair and
maintenance of the Common Areas as are normally and usually included in common area charges in office parks of similar quality to the Park in the Atlanta, Georgia area, including signage costs, management fees, parkway assessments and landscaping
costs incurred by Landlord with respect to the Common Areas; provided, however, that so long as Tenant occupies 50% or more of the rentable area of the buildings located on Lot 2B in the Park, if any item or service contract constituting a portion
of Common Area Costs shall exceed $10,000, Landlord shall obtain three (3) or

  

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more bids for the performance of the same from third party contractors who are reputable, bondable and insurable (the “Bids”), and shall notify Tenant thereof and Landlord shall accept
the lowest of such Bids unless the Tenant agrees otherwise, which agreement Tenant shall not unreasonably withhold and, provided further that Common Area Costs shall not include the cost to install, repair and/or maintain any amenities not existing
at the Park on the Commencement Date, unless Tenant shall approve of the installation thereof or such installation is required by law; and 
 (ii) “Tenant’s Share of Common Area Costs” shall mean (A) the aggregate amount of the Common Area Costs multiplied by (B) a fraction, the numerator of which shall be the rentable
area of the Office Facilities and the denominator of which shall be the aggregate rentable area of all buildings then erected in the Park. 
 (e) If Tenant shall not approve the installation of an amenity at the Park, and shall not pay Tenant’s proportionate share of the costs incurred in connection therewith, including the costs of
installation, repair and maintenance, then neither Tenant nor any of Tenant’s employees, agents, invitees or subtenants shall be permitted to use such amenity. 
 Section 18.02. Landlord shall keep and maintain, at Landlord’s offices in Atlanta, Georgia or elsewhere which is reasonably accessible to Tenant, full and accurate books and records of account
(“Books and Records”) from which the Common Area Costs incurred by Landlord during each Lease Year may

  

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readily be determined. Landlord shall keep Books and Records for not less than two (2) years following the end of each Lease Year. Tenant shall have the right, upon reasonable prior notice
to Landlord within such two (2) year period, to have access to the Books and Records, during regular business hours, for the purpose of inspecting and auditing the same, and Tenant shall be permitted to make copies and abstracts of the Books
and Records. Landlord agrees to make the Books and Records available to Tenant and to cooperate with Tenant in connection with Tenant’s inspection and audit thereof. In the event that Tenant disputes the validity or amount of any Common Area
Costs, Tenant shall advise Landlord to that effect in writing, and if the parties cannot resolve any such dispute within twenty (20) days following such notification, such dispute shall be submitted to arbitration pursuant to Section 12
hereof. 
 Section 18.03. Any press release issued by Landlord which concerns this Lease, the Facility or this transaction
in general shall be subject to the reasonable prior approval of Tenant. 
  

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 Article 19 
 Notices 
 Section 19.01. All notices, demands, approvals, requests or
other communications which may be or are required to be given, served or sent by either party to the other shall be in writing and shall be deemed to have been properly given or sent if delivered personally, sent by overnight courier service, or
sent by United States registered or certified mail with return receipt requested and postage prepaid: 
 To Landlord:

 Breckinridge Place Limited Partnership 
 c/o Kern Realty Services 
 7840 Roswell Road 
 Suite 320 
 Atlanta, Georgia 30350 
 and 
 Breckinridge Place Limited Partnership 
 c/o Jones Lang Wootton Realty Advisors

 101 East 52nd Street 
 New York, New York 10022 
 Attention: Mr. Bruce G. Sirof 
 with a copy to: 
 Rudnick & Wolfe 
 203 North La Salle Street 
 Chicago, Illinois 60601-1293 
 Attention: Louis S. Cohen, Esq. 
 To Tenant: 
 Primerica Life Insurance Company 
 3120 Breckinridge Boulevard 
 Duluth, Georgia 30136 
 Attention: General Counsel 
 with a copy to: 
 Primerica Corporation 
 65 East 55th Street 
 New York, New York 10020 
 Attention: General Counsel 
 with a further copy to: 
 Winthrop, Stimson, Putnam & Roberts 
 One Battery Park Plaza 
 New York, New York 10004-1490 
 Attention: Herbert F. Fisher 
 Each of the above may designate by notice in writing and delivered as set forth above a new address to which any notice, demand, request or communication
may hereafter be so given,

  

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served or sent. Each notice, demand, request or communication shall be deemed given and served (i) upon receipt or refusal, if delivered personally, (ii) one (1) business day after
deposit with an overnight courier service or (iii) upon deposit in the United States mails, if mailed. 
 Article 20

 Estoppel Certificate 
 Section 20.01. The parties mutually agree that at any time and from time to time upon written request of the other party and at the reasonable cost and expense to the party requesting the same,
Landlord or Tenant, as the case may be, will execute, acknowledge and deliver to the other party a certificate evidencing: 
 (a) whether the Lease is in full force and effect; 
 (b) whether
the Lease has been modified or amended in any respect, and submitting copies of such modifications or amendments, if any; and 
 (c) whether, to the knowledge of the party executing the certificate, there are any existing defaults under the Lease, and specifying the nature of such defaults, if any; 
 (d) whether Tenant has made any prepayments of Rent to Landlord hereunder; 
 (e) the date on which Tenant’s obligation to pay Rent commenced; and 
 (f) such other matters as Landlord shall reasonably request. 
  

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 Article 21 
 Invalidity of Particular Provisions – Construction 
 Section 21.01. If any term or provision of this Lease or the application thereof to any person or circumstance shall, to any extent, be invalid or unenforceable, the remainder of this Lease, or the application of such term or provision
to persons or circumstances other than those as to which it is held invalid or unenforceable, shall not be affected thereby, and each term and provision of this Lease shall be valid and be enforced to the fullest extent permitted by law. Each
covenant, agreement, obligation or other provision of this Lease shall be deemed and construed as a separate and independent covenant of the party bound by, undertaking or making same, not dependent on any other provision of this Lease unless
otherwise expressly provided. 
 Article 22 
 End of Term 
 Section 22.01. On the date of the expiration of the term
of this Lease or upon the earlier termination thereof (collectively, the “Termination Date”), Tenant shall peaceably and quietly leave, surrender and yield up the Premises, together with the keys thereto, to Landlord, broom clean and in
good order, condition and repair, reasonable wear and tear and damage by fire or other casualty and damage that is not Tenant’s obligation to repair, excepted. 
  

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 Section 22.02. Tenant shall remove all of its personal property from the Premises on or
before the Termination Date, and any personal property of Tenant or any subtenant which shall remain on the Premises after the Termination Date, may, at the option of Landlord, be deemed to have been abandoned by Tenant or such subtenant and either
may be retained by Landlord as its property or be disposed of, without accountability, in such manner as Landlord may see fit. Landlord shall not be responsible for any loss or damage occurring to any such property owned by Tenant or any subtenant,
unless caused by the negligence or other misconduct of Landlord, its agent or employees. If Landlord shall choose to remove any such property from the Premises, Tenant shall pay to Landlord, on demand, the reasonable cost of such removal.

 Section 22.03. The provisions of this Article 22 shall survive the expiration or any termination of this Lease.

 Article 23 
 Mortgagee Protection 
 Section 23.01. Tenant agrees to send to the holder of any first mortgage or deed of
trust now or hereafter creating a lien against the Premises, or any interest therein (the “First Mortgagee”), by registered or certified mail, a copy of any notice or claim of default served upon Landlord by Tenant under this Lease,
provided that prior to sending such notice Tenant shall have been (i) notified in writing of the address of the First Mortgagee and (ii) provided with a copy of the assignment of Landlord’s interests in this Lease to the First
Mortgagee. Tenant further agrees that if Landlord has failed to cure its default hereunder within twenty (20) days after notice is sent to

  

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Landlord (or if such default cannot be cured or corrected within such twenty (20) day period, then within such additional time as may reasonably be necessary, if Landlord has commenced to
cure the same within such twenty (20) day period and is pursuing diligently the remedies or steps necessary to cure or correct such default), then the First Mortgagee shall have an additional period of thirty (30) days within which to cure
or correct such default, or if such default cannot be cured or corrected within such thirty (30) day period, then the First Mortgagee shall have such additional time as may reasonably be necessary if the First Mortgagee has commenced to cure
the same within such thirty (30) day period and is pursuing diligently the remedies or steps necessary to cure or correct such default. 
 Article 24 
 Subordination And Non-Disturbance 
 24.01. Landlord has executed and delivered, and may hereinafter execute and deliver from time to time, a first mortgage or deed of trust
(the “First Mortgage”) secured by the Premises, or any interest therein. If requested by the holder of the First Mortgage, Tenant will subordinate Tenant’s interest in this Lease to the First Mortgage, and to all renewals,
replacements, supplements, amendments, modifications and extensions thereof, and Tenant agrees to execute and deliver an agreement effecting such subordination promptly after Landlord shall request Tenant to do so; provided, however, that the terms
of the First Mortgage are not inconsistent with the provisions contained in Articles 7 and 8 of this Lease and provided that as

  

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a further condition to subordinating its rights and interests under this Lease to the First Mortgage, Tenant shall be entitled to require the holder of the First Mortgage to enter into an
agreement with Tenant providing that so long as this Lease is in full force and effect, and Tenant shall not be in default hereunder after the giving of notice and beyond the expiration of any applicable cure period, the holder of the First Mortgage
shall not disturb this Lease, name Tenant as a defendant in any foreclosure or other action or otherwise attempt to cut-off or interfere with Tenant’s rights hereunder. The terms of such agreement shall be reasonably acceptable to Tenant,
provided that the terms of the First Mortgage and such agreement shall not place additional obligations on Tenant or diminish Tenant’s rights under this Lease. 
 Article 25 
 Hazardous Substances 
 Section 25.01. (a) As used herein, the term “Environmental Law” shall mean and include all federal, state and local
statutes, ordinances, regulations and rules relating to environmental quality, health, safety, contamination and clean-up, including the Clean Air Act, 42 U.S.C. Section 7401 et seq.; the Clean Water Act, 33 U.S.C.
Section 1251 et seq.; the Water Quality Act of 1987; the Federal Insecticide, Fungicide and the Rodenticide Act (“FIFRA”), 7 U.S.C. Section 136 et seq.; the Marine Protection Research and Sanctuaries
Act, 33 U.S.C. Section 1401 et seq.; the National Environmental Policy Act, 42 U.S.C. Section 4321 et Seq.; the Noise Control Act, 42 U.S.C. Section

  

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4901 et seq.; the Occupational Safety and Health Act, 29 U.S.C. Section 651 et seq.; the Resource Conservation and Recovery Act (“RCRA”), 42 U.S.C.
Section 6901 et seq., as amended by the Hazardous and Solid Waste Amendments of 1984; the Safe Drinking Water Act, 42 U.S.C. Section 300f et seq.; the Comprehensive Environmental Response, Compensation and
Liability Act (“CERCLA”), 42 U.S.C. Section 9601 et seq., as amended by the Superfund Amendments and Reauthorization Act, the Emergency Planning and Community Right-to-Know Act and Radon Gas and Indoor Air Quality
Research Act; the Toxic Substances Control Act (“TSCA”), 15 U.S.C. Section 2601 & et seq.; the Atomic Energy Act, 42 U.S.C. Section 2011 et seq.; the Nuclear Waste Policy Act of 1982, 42
U.S.C. Section 10101 et seq.; and state superlien and environmental clean-up statutes, with implementing regulations and guidelines. The term “Environmental Laws” shall also include all state, regional, county, municipal
and other local laws, regulations and ordinances insofar as they are equivalent or similar to the federal laws recited above or purport to regulate Hazardous Materials (as hereinafter defined). 
 (b) As used herein, the term “Hazardous Materials” shall mean and include the following, including mixtures thereof: any hazardous
substance, pollutant, contaminant, waste, by-product or constituent regulated under CERCLA; oil and petroleum products and natural gas, natural gas liquids, liquified natural gas and synthetic gas usable for fuel; pesticides regulated under the
FIFRA; asbestos and asbestos-containing materials; PCBs and other substances regulated under the TSCA; source material,

  

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special nuclear material, by-product material and any other radioactive materials or radioactive wastes, however produced, regulated under the Atomic Energy Act or the Nuclear Waste Policy Act;
chemicals subject to the OSHA Hazard Communication Standard, 29 C.F.R. § 1910.1200 et seq.; and industrial process and pollution control wastes whether or not hazardous within the meaning of RCRA. 
 25.02. (a) Landlord represents and warrants to Tenant that no Hazardous Materials are, or have been, stored, released or located on, in
or under the Premises, except as may have been stored, released or otherwise used at the Premises by Tenant. 
 (b) During the
term of this Lease (a) Tenant shall not conduct or authorize the management of any Hazardous Materials on the Premises in violation of Environmental Law, including installation of any underground storage tanks, without prior written disclosure
to, and approval by, Landlord; (b) Tenant shall not take any action that would subject the Premises to permit requirements under RCRA for storage, treatment or disposal of Hazardous Materials; (c) Tenant shall not discharge Hazardous
Materials into drains or sewers; (d) Tenant shall not cause or allow the release of any Hazardous Materials on, to or from the Premises in violation of Environmental Law; and (e) Tenant, at its own cost, shall arrange for the lawful
transportation and off-site disposal of all Hazardous Materials that it generates. 
 25.03. During the term of this Lease,
Tenant shall provide Landlord promptly with copies of all summons, citations, directives, information inquiries or requests, notices of

  

 –67– 

 
potential responsibility, notices of violation or deficiency, orders or decrees, claims, complaints, investigations, judgments, letters, notices of environmental liens or response actions in
progress, and other communications, written or oral, actual or threatened, from the United States Environmental Protection Agency, Occupational Safety and Health Administration or other federal, state or local agency or authority, or any other
entity or individual, concerning (a) any release of Hazardous Materials on, to or from the Premises; (b) the imposition of any environmental lien on the Premises in violation of Environmental Law; or (c) any alleged violation of, or
responsibility under, Environmental Laws. Landlord and Landlord’s employees and agents and agents shall have the right, at Landlord’s sole cost and expense, to enter the Premises and conduct appropriate inspections or tests in order to
determine Tenant’s compliance with Environmental Laws, provided that the same shall be at reasonable times and upon reasonable prior notice to Tenant and conducted in the manner least likely to interfere with Tenant’s business operations
at the Premises. 
 25.04. Upon written request by Landlord, Tenant shall provide Landlord with the results of appropriate
reports and tests, and with any other documents readily available to Tenant, to demonstrate that Tenant is in compliance with all Environmental Laws relating to the Premises. 
 25.05. (a) Tenant shall indemnify, defend and hold harmless Landlord, its beneficiaries, its lenders, any managing agents and leasing
agents of the Premises, and their respective

  

 –68– 

 
agents, partners, officers, directors and employees from all loss, cost, claim, liabilities, fees or expenses of whatever nature (including professional consultants’ and attorneys’
fees) arising from or attributable to any breach by Tenant of any of its warranties, representations or covenants in this Article. Tenant’s obligations hereunder shall survive the termination or expiration of this Lease. 
 (b) Landlord shall indemnify, defend and hold harmless Tenant, its officers, directors and employees, successors and assigns from all
losses, costs, claims, liabilities, fees or expenses of whatever nature (including professional consultants’ and attorneys’ fees) arising from or attributable to any breach by Landlord of its representations and warranties in this Article.
Landlord’s obligations hereunder shall survive the termination or expiration of this Lease. 
 Article 26 
 Covenants Binding; Entire Agreement 
 Section 26.01. The covenants, agreements, terms, provisions and conditions of this Lease shall be binding upon and inure to the benefit of the successors and assigns of Landlord and Tenant.

 Section 26.02. There are no representations, agreements, arrangements or understandings, oral or written, between the
parties relating to the subject matter of this Lease which are not fully expressed in this Lease. This Lease cannot be changed or terminated orally or in any manner other than by a written agreement signed by the party against whom enforcement of
any change is sought. 
  

 –69– 

 Section 26.03. Tenant represents and warrants that this Lease has been duly authorized,
executed and delivered by and on behalf of Tenant and constitutes the valid and binding agreement of Tenant in accordance with the terms hereof. If Landlord so requests, Tenant shall deliver to Landlord, concurrently with the delivery of this Lease
by Tenant, certified resolutions of Tenant’s board of directors authorizing Tenant’s execution and delivery of this Lease and the performance of Tenant’s obligations hereunder. 
 Article 27 
 Holding Over 
 Section 27.01. Should Tenant hold over in possession after the expiration of the term of this Lease, such holding over shall not be
deemed to extend the term of this Lease or renew this Lease; but the tenancy thereafter shall continue as a tenancy from month to month at the sufferance of Landlord pursuant to the provisions herein contained and at One Hundred Fifty
(150%) percent of the Fixed Rent in effect immediately preceding the expiration of the term of this Lease, plus all additional rent and other charges which would otherwise be paid by Tenant if the term of this Lease were extended. 

 

 –70– 

 Article 28 
 Governing Law 
 Section 28.01. This Lease shall be governed by, and
construed in accordance with, the laws of the State of Georgia. 
 Article 29 
 Termination of Existing Leases 
 Section 30.01. Landlord and Tenant acknowledge being parties to (a) a certain Lease dated August 12, 1987 pursuant to which Landlord has leased Building 200 and Building 400 to Tenant (the
“Building 200 and 400 Lease”), (b) a certain Lease dated December 5, 1985 pursuant to which Landlord has leased Building 300 to Tenant (the “Building 300 Lease”) and (c) a certain Lease dated October 27, 1986
pursuant to which Landlord has leased Building 1200 to Tenant (the “Building 1200 Lease”). Landlord and Tenant hereby agree (1) to terminate and cancel the Building 300 Lease and the Building 1200 Lease for all purposes effective
June 30, 1993, with the same force and effect as if such date was the date set forth therein for the termination thereof and (2) to modify the Building 200 & 400 Lease (i) to eliminate, effective July 1, 1993, Building
200 as part of the premises leased thereunder and to modify the rental and other terms of such Lease to reflect the same, (ii) to grant Tenant the option to renew such Lease with respect to Building 400, (iii) to grant to Tenant the right
to cancel the Lease with respect to Building 400 and (iv) to provide for the reduction of the rent thereunder under a given circumstance. 
  

 –71– 

 Article 30 
 Exculpation 
 Section 31.01 It is understood and agreed by and between
the parties hereto, anything herein to the contrary notwithstanding, that each of the representations, warranties, covenants, undertakings and agreements made by Landlord herein, while in form purporting to be the representations, warranties,
covenants, undertakings and agreements of Landlord, are nevertheless made and intended, not as personal representations and warranties, covenants, undertakings and agreements of Landlord for the purpose, or with the intention, of binding Landlord
personally, but are made and intended for the purpose of subjecting Landlord’s interest in the Facility, the Land and the Premises to the terms of this Lease and for no other purpose whatsoever, and in case of default hereunder by Landlord (or
default through, under or by any of its partners, or agents or representatives of said partners), Tenant agrees to look solely to the interests of Landlord in the Facility, the Land and the Premises, and to the proceeds derived by Landlord from the
sale or transfer thereof. Neither Landlord nor any of Landlord’s partners shall have any personal liability to pay any indebtedness accruing hereunder, or to perform any covenant, either express or implied, contained herein, and no personal
liability or personal responsibility of any sort is assumed by, nor at any time shall be asserted or enforceable against, Landlord or Landlord’s partners, individually or personally, all such personal liability, if any, being expressly waived
and released by Tenant and by all persons claiming by, through or under Tenant. 
  

 –72– 

 IN WITNESS WHEREOF, the parties hereto have duly executed this instrument as of the day and
year first above written. 
  

													
	TENANT :	 		 	LANDLORD :
			
	PRIMERICA LIFE INSURANCE COMPANY	 		 	BRECKINRIDGE PLACE LIMITED PARTNERSHIP
		 		 		 	By:	 	BRECKINRIDGE ASSOCIATES,
	By:	 	 /s/ Edwin E. Sherin
	 		 		 	a general partner
		 	Edwin E. Sherin	 		 		 	
		 	Co-Chief Executive Officer	 		 	By:	 	 /s/ Kevin M. Kern

		 		 		 	Robert F. Kern,
		 		 		 	a general partner, by Kevin Kern, his attorney-in-fact
					
		 		 		 	By:	 	KERN & COMPANY, INC.
		 		 		 		 	a general partner
					
		 		 		 	By:	 	 /s/ Kevin M. Kern

		 		 		 	Robert F. Kern,
		 		 		 	President, by Kevin Kern, his attorney-in-fact
					
		 		 		 	By:	 	WFK HI-TECH, LTD.,
		 		 		 		 	a general partner
					
		 		 		 	By:	 	 /s/ Kevin M. Kern

		 		 		 		 	Robert F. Kern,
		 		 		 		 	its sole general partner, by Kevin Kern, his attorney-in-fact
					
		 		 		 	By:	 	Jones Lang Wooton
		 		 		 		 	Realty Advisors, its attorney-in-fact
		 		 		 		 	By:	 	Jones Lang Wooton
		 		 		 		 		 	Realty Advisors, Inc., its sole general partner
							
		 		 		 		 		 	By:	 	 /s/ Bruce Sirof

		 		 		 		 		 		 	Bruce Sirof
		 		 		 		 		 		 	Vice President

  

 –73– 

  
  
 FIRST AMENDMENT OF LEASE 

BRECKINRIDGE PLACE LIMITED PARTNERSHIP, 
 Landlord 
 AND 
 PRIMERICA LIFE INSURANCE COMPANY, 
 Tenant 
 For:   Building 200  
      Building 300 
      Building 1200 
      3100 Breckinridge Place 
      Duluth, Georgia 
  
  
 Dated: As of July 1, 1993 
  
  
  
  
  

 FIRST AMENDMENT OF LEASE 
 THIS FIRST AMENDMENT OF LEASE, made and entered into this 1st day of July, 1993, by and between BRECKINRIDGE PLACE LIMITED PARTNERSHIP, a Delaware limited
partnership, having an office c/o Kern Realty Services, 7840 Roswell Road, Atlanta, Georgia 30350 (“Landlord”) and PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation having an office at 3120 Breckinridge Boulevard, Duluth,
Georgia 30199-0001 (“Tenant”). 
 WHEREAS, Landlord and Tenant entered into a certain lease dated May 28, 1993
(the “Lease”) or premises commonly known as Building 200, Building 300 and Building 1200 at the office park commonly known as Breckinridge Place, with a street address at 3100 Breckinridge Boulevard, Duluth, Georgia (the “Park”),
and 
 WHEREAS, Landlord and Tenant desire to modify the Lease to add Building 400 in the Park as part of the premises leased by
Landlord to Tenant under the Lease and in such further particulars as are hereinafter set forth. 

 NOW, THEREFORE, in consideration of the covenants and agreements contained herein, and for
other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto amend the Lease and agree as follows: 
 1. Section 1.01 is hereby deleted in its entirety and the following Section 1.01 is hereby substituted for all purposes in its place and stead: 
 “Section 1.01. For and in consideration of the rents to be paid and the covenants and agreements herein contained, Landlord hereby
leases to Tenant and Tenant hereby hires from Landlord, subject to all of the terms, conditions and covenants herein contained: 
 (a) an office building containing 30,987 rentable square feet, commonly known as Building 200 at the development known as Breckinridge Place, with a street address at 3100 Breckinridge Boulevard, Duluth, Georgia (as more particularly
described on Exhibit A hereto, the “Park”); and 
 (b) an office building containing 10,429 rentable square feet,
commonly known as Building 300 at the Park; and 
 (c) an office building containing 25,632 rentable square feet, commonly known
as Building 400 at the Park; and 
 (d) an office building containing 72,776 rentable square feet, commonly known as Building
1200 at the Park (Buildings 200, 300, 400 and 1200 at the Park shall hereinafter collectively be referred to as the “Office Facilities”). 
 Together with the non-exclusive right for the term of this Lease to use all Common Areas (as hereinafter defined), including those parking spaces contiguous to the Office Facilities which exist on the
date hereof (the “Parking Areas”) (the Common Areas, including the Parking Areas, being as shown on the site plan of the Park annexed hereto as Exhibit B, the “Site Plan”); 
  

 –2– 

 Subject, however, to the Declaration of Protective Covenants For Breckinridge, Gwinnett
County, Georgia, filed and recorded June 25, 1984, in Book 2813, Page 591, in the Office of the Clerk of the Superior Court, Gwinnett County (the “Declaration”), and to such other agreements, easements, mortgages, encumbrances and
other liens or charges affecting the Premises and/or Common Areas as are listed on Exhibit C hereto (collectively, the “Permitted Encumbrances”).” 
 2. Section 2.02 is modified by deleting the reference to the term “Landlord’s Maintenance” and the corresponding reference to Section 5.05. 
 3. Section 5.02 is modified by deleting the reference to “Land” appearing in the second line thereof and substituting in its
place and stead the words “Premises and Common Areas.” 
 4. Section 5.07 is modified by deleting the word
“Landlord’s” and the words “Maintenance or” appearing as the last words in the second line and the first two words in the third line from the top of such Section, respectively and by inserting the word
“collectively,” as the first word in the parenthetical reference in the fifth line from the top of such Section so that such reference shall now read “(collectively, Landlord’s Obligations”) .” 
 5. Subsection (f) (iv) of Section 9.01 is modified by deleting the number 30,987 in subparagraph (b) thereof and
inserting the number 37,908 in its place and stead. 
  

 –3– 

 6. The warranties and agreements contained in Article 14 of the Lease are repeated and
confirmed with respect to Building 400 with the same force and effect as if Building 400 were originally included as a part of the Premises. 
 7. The last sentence of subsection (a) of Section 18.01 is deleted and the following sentence is substituted in its place and stead: 
 “As used in this Lease, the term “Common Areas” shall mean all of the roads, lawns, lakes, walkways and landscaped areas and
the Parking Areas and other improvements in the Park other than the Office Facilities and any other buildings in the Park which are leased or available for lease by third parties.” 
 8. Article 29 is hereby deleted in its entirety and the following Article 29 is hereby substituted for all purposes in its place and stead:

 “Article 29 
 Termination of Existing Leases 
 Section 29.01. Landlord and Tenant
acknowledge being parties to (a) a certain Lease dated August 12, 1987 pursuant to which Landlord has leased Building 200 and Building 400 to Tenant (the “Building 200 and 400 Lease”), (b) a certain Lease dated
December 5, 1985 pursuant to which Landlord has leased Building 300 to Tenant (the “Building 300 Lease”) and (c) a certain Lease dated October 27, 1986 pursuant to which Landlord has leased Building 1200 to Tenant (the
“Building 1200 Lease”). Landlord and Tenant hereby agree to terminate and cancel the Building 200

  

 –4– 

 
and 400 Lease, the Building 300 Lease and the Building 1200 Lease for all purposes effective June 30, 1993, with the same force and effect as if such date was the date set forth therein for
the termination thereof.” 
 9. Article 30 is hereby deleted in its entirety and the following Article 30 is hereby
substituted for all purposes in its place and stead: 
 “Article 30 
 Exculpation 
 Section 30.01 It is understood and
agreed by and between the parties hereto, anything herein to the contrary notwithstanding, that each of the representations, warranties, covenants, undertakings and agreements made by Landlord herein, while in form purporting to be the
representations, warranties, covenants, undertakings and agreements of Landlord, are nevertheless made and intended, not as personal representations and warranties, covenants, undertakings and agreements of Landlord for the purpose, or with the
intention, of binding Landlord personally, but are made and intended for the purpose of subjecting Landlord’s interest in the Premises to the terms of this Lease and for no other purpose whatsoever, and in case of default hereunder by Landlord
(or default through, under or by any of its partners, or agents or representatives of said partners), Tenant agrees to look solely to the interests of Landlord in the Premises, and to the proceeds derived by Landlord from the sale or transfer
thereof. Neither Landlord nor any of Landlord’s partners shall have any personal liability to pay any

  

 –5– 

 
indebtedness accruing hereunder, or to perform any covenant, either express or implied, contained herein, and no personal liability or personal responsibility of any sort is assumed by, nor at
any time shall be asserted or enforceable against, Landlord or Landlord’s partners, individually or personally, all such personal liability, if any, being expressly waived and released by Tenant and by all persons claiming by, through or under
Tenant.” 
 10. As a condition to the effectiveness of this First Amendment of Lease, Landlord agrees to deliver to Tenant
the written agreement of any mortgagee of an existing mortgage on the Premises or any trustee and/or beneficiary of any existing deed to secure debt on the Premises not to disturb Tenant’s right of peaceful and quiet possession and enjoyment of
the Premises in the event of the foreclosure of any such mortgage or deed to secure debt, which written agreement shall be in form and substance acceptable to Tenant. 
 11. Except as modified and amended by the terms and conditions of this First Amendment of Lease, the Landlord and Tenant hereby agree and confirm that the Lease is in full force and effect in accordance
with its terms. 
  

 –6– 

 IN WITNESS WHEREOF, Landlord and Tenant have executed or caused this Agreement to be
executed by their duly authorized officers as of day and year first above written. 
  

													
	TENANT :	 		 	LANDLORD :
			
	PRIMERICA LIFE INSURANCE COMPANY	 		 	BRECKINRIDGE PLACE LIMITED PARTNERSHIP
		 		 	By:	 	BRECKINRIDGE ASSOCIATES,
	By:	 	 /s/ Edwin E. Sherin
	 		 		 	a general partner
		 	Edwin E. Sherin	 		 		 	
		 	Co-Chief Executive Officer	 		 	By:	 	 /s/ Robert F. Kern

		 		 		 	Robert F. Kern,
		 		 		 	a general partner, by Kevin Kern, his attorney-in-fact
					
		 		 		 	By:	 	KERN & COMPANY, INC.
		 		 		 		 	a general partner
					
		 		 		 	By:	 	 /s/ Robert F. Kern

		 		 		 	 Robert F. Kern,
 President, by Kevin Kern, his attorney-in-fact

					
		 		 		 	By:	 	WFK HI-TECH, LTD.,
		 		 		 		 	a general partner
					
		 		 		 	By:	 	 /s/ Robert F. Kern

		 		 		 		 	 Robert F. Kern,
 its sole general partner, by Kevin Kern, his attorney-in-fact

					
		 		 		 	By:	 	Jones Lang Wooton
		 		 		 		 	Realty Advisors, its attorney-in-fact
		 		 		 		 	By:	 	 Jones Lang Wooton
 Realty Advisors, Inc., its sole general partner

							
		 		 		 		 		 	By:	 	 /s/ Bruce Sirof

		 		 		 		 		 		 	Bruce Sirof
		 		 		 		 		 		 	Vice Presidents

  

 –7– 

  
  
 SECOND AMENDMENT OF LEASE

 BRECKINRIDGE PLACE LIMITED PARTNERSHIP, 
 Landlord 
 and 
 PRIMERICA LIFE INSURANCE COMPANY, 
 Tenant 
 For:  Building 200  
      Building 300 
      Building 400 
      Building 1200 
      3100 Breckinridge Place 
      Duluth, Georgia 
  
  
 Dated: As of March 1, 1994 
  
  
  
  
  

 SECOND AMENDMENT OF LEASE 
 THIS SECOND AMENDMENT OF LEASE, made and entered into as of this 1st day of March, 1994, by and between BRECKINRIDGE PLACE LIMITED
PARTNERSHIP, a Delaware limited partnership, having an office c/o Kern Realty Services, 7840 Roswell Road, Atlanta, Georgia 30350 (“Landlord”) and PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation having an office at 3120
Breckinridge Boulevard, Duluth, Georgia 30199-0001 (“Tenant”). 
 WHEREAS, Landlord and Tenant entered into a certain
lease, dated May 28, 1993, for premises commonly known as Building 200, Building 300 and Building 1200 at the office park commonly known as Breckinridge Place, with a street address at 3100 Breckinridge Boulevard, Duluth, Georgia (the
“Park”) ;and 
 WHEREAS, pursuant to a certain First Amendment of Lease dated as of July 1, 1993 (the “First
Amendment”), Landlord and Tenant modified the said lease to, among other things, include Building 400 in the Park as part of the premises leased by Landlord to Tenant thereunder (the lease, as modified by the First Amendment, is hereinafter
referred to as the “Lease”); and 
 WHEREAS, Landlord and Tenant wish to further modify the Lease in the manner
hereinafter set forth. 

 NOW, THEREFORE, in consideration of the covenants and agreements contained herein, and for
other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto amend the Lease and agree as follows: 
 1. The following Section 6.09 is hereby added to the Lease immediately following Section 6.08 thereof: 
 Section 6.09. Landlord, as to the Premises, and Tenant, as to the improvements made therein at tenant’s expense and all of Tenant’s machinery, equipment, fixtures, furniture and furnishings
and other articles of personal property located on or in the Premises, hereby release one another from all liability for any loss or damage caused by fire or any of the other risks embraced by the so-called All Risk and/or extended coverage
endorsements. This release is conditioned upon the inclusion in their respective policies of insurance of a provision stating that such release shall not adversely affect said policies or prejudice any right of the insured to recover thereunder.
Landlord and Tenant agree that their respective insurance policies shall include the aforesaid provision so long as the same is obtainable without extra cost, or, if extra cost shall be charged, so long as the party for whose benefit the clause is
obtained shall pay such extra cost. If extra cost shall be chargeable therefor, the party so affected shall advise the other party thereof, and the other party, at its election, may pay the same or decline to so pay, in which event the release from
liability given to said party by this Section 6.09 shall be deemed to be withdrawn and of no force and effect. 
 2. Except
as modified and amended by the terms and conditions of this Second Amendment of Lease, Landlord and Tenant hereby agree and confirm that the Lease remains in full force and effect in accordance with its terms. 
  

 –2– 

 IN WITNESS WHEREOF, Landlord and Tenant have executed or caused this Agreement to be
executed by their duly authorized officers as of day and year first above written. 
  

													
	TENANT :	 		 	LANDLORD :
			
	PRIMERICA LIFE INSURANCE COMPANY	 		 	BRECKINRIDGE PLACE LIMITED PARTNERSHIP
		 		 		 	By:	 	BRECKINRIDGE ASSOCIATES,
	By:	 	 /s/ Edwin E. Sherin
	 		 		 	a general partner
		 	Edwin E. Sherin	 		 		 	
		 	Co-Chief Executive Officer	 		 	By:	 	 /s/ Robert F. Kern

		 		 		 	Robert F. Kern,
		 		 		 	a general partner, by Kevin Kern, his attorney-in-fact
					
		 		 		 	By:	 	KERN & COMPANY, INC.
		 		 		 		 	a general partner
					
		 		 		 	By:	 	 /s/ Robert F. Kern

		 		 		 	 Robert F. Kern,
 President, by Kevin Kern, his attorney-in-fact

					
		 		 		 	By:	 	WFK HI-TECH, LTD.,
		 		 		 		 	a general partner
					
		 		 		 	By:	 	 /s/ Robert F. Kern

		 		 		 	Robert F. Kern,
		 		 		 	its sole general partner, by Kevin Kern, his attorney-in-fact
					
		 		 		 	By:	 	Jones Lang Wooton
		 		 		 		 	Realty Advisors, its attorney-in-fact
		 		 		 		 	By:	 	 Jones Lang Wooton
 Realty Advisors, Inc., its sole general partner

							
		 		 		 		 		 	By:	 	 /s/ Bruce Sirof

		 		 		 		 		 		 	Bruce Sirof
		 		 		 		 		 		 	Vice Presidents

  

 -3- 

  
  
 THIRD AMENDMENT OF LEASE 

BRECKINDRIGE PLACE LIMITED PARTNERSHIP, 
 Landlord 
 and 
 PRIMERICA LIFE INSURANCE COMPANY, 
 Tenant 
 For: Building 200 
       Building 300 
       Building 400 
       Building 500
(part) 
       Building 1200 
       3100 Breckinridge Place 
       Duluth, Georgia 
  
  
 Dated: As of September    , 1994 
  
  
  
  
  

 THIRD AMENDMENT OF LEASE 
 THIS THIRD AMENDMENT OF LEASE, made and entered into this     day of September, 1994, by and between BRECKINRIDGE
PLACE LIMITED PARTNERSHIP, a Delaware limited partnership, having an office c/o Kern Realty Services, 7840 Roswell Road, Atlanta, Georgia 30350 (“Landlord”) and PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation having an office
at 3120 Breckinridge Boulevard, Duluth, Georgia 30199-0001 (“Tenant”). 
 WHEREAS, Landlord and Tenant entered
into a certain lease, dated May 28, 1993, for premises commonly known as Building 200, Building 300 and Building 1200 at the office park commonly known as Breckinridge, with a street address at 3100 Breckinridge Boulevard, Duluth, Georgia (the
“Park”); and 
 WHEREAS, pursuant to a certain First Amendment of Lease dated as of July 1, 1993 (the
“First Amendment”), Landlord and Tenant modified the said lease to, among other things, include Building 400 in the Park as part of the premises leased by Landlord to Tenant thereunder; and 
 WHEREAS, pursuant to a certain Second Amendment of Lease dated as of March 1, 1994 (the “Second Amendment”), Landlord
and Tenant modified the said lease to, among other things, provide for a mutual release for certain losses covered by insurance (the lease, as modified by the First Amendment and the Second Amendment, is hereafter referred to as the
“Lease”); and 
 WHEREAS, Landlord and Tenant wish to further modify the Lease in the manner hereinafter set
forth. 

 NOW, THEREFORE, in consideration of the covenants and agreements contained herein,
and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged the parties hereto amend the Lease and agree as follows: 
 1. Section 1.01 is hereby deleted in its entirety and the following Section 1.01 is hereby substituted for all purposes in its place and stead: 
 “Section 1.01. For and in consideration of the rents to be paid and the covenants and agreements herein contained, Landlord hereby
leases to Tenant and Tenant hereby hues from Landlord, subject to all of the terms, conditions and covenants herein contained: 
 (a) an office building containing 30         rentable square feet, commonly known as Building 200 at the development known as Breckinridge, with a street address at 3100 Breckinridge Boulevard Duluth,
Georgia (as more particularly described on Exhibit A hereto); and 
 (b) an office building containing 10,429 rentable square
feet, commonly known as Building 300 at the Park; and 
 (c) an office building containing 25,632 rentable square feet, commonly
known as Building 400 at the Park; and 
 (d) an office building containing 72,776 rentable square feet, commonly known as
Building 1200 at the Park; and 
 (e) suite 500 and suite 525, containing 8,109 and 2,836 rentable square feet, respectively, in
the building commonly known as Building 500 at the Park (the “Building 500 Space”) 
 (Buildings 200, 300, 400, 1200 and the foregoing
space in Building 500 at the Park shall hereinafter collectively be referred to as the “Office Facilities”). 
  

 2 

 Together with the non-exclusive right for the term of this Lease to use all Common Areas (as
hereinafter defined), including those parking spaces contiguous to the Office Facilities which exist on the date hereof (the “Parking Areas”) (the Common Areas, including the Parking Areas, being as shown on the site plan of the Park
annexed hereto as Exhibit B, the “Site Plan”); 
 Subject, however, to (i) the Declaration of Protective
Covenants For Breckinridge, Gwinnett County, Georgia, filed and recorded June 25, 1984, in Book 2813, Page 591, in the Office of the Clerk of the Superior Court, Gwinnett County, and (ii) the Declaration of Protective Covenants and
Restrictions for Breckinridge Place, filed and recorded April 11, 1986, in Book 3474, Page 223, in the Office of the Clerk of the Superior Court, Gwinnett County, Georgia (collectively, the “Declaration”), and to such other
agreements, easements, mortgages, encumbrances and other liens or charges affecting the Premises and/or Common Areas as are listed on Exhibit C hereto (collectively, the “Permitted Encumbrances”).” 
 2. Subsection 3.01(a) is hereby deleted in its entirety and the following Subsection 3.01(a) is hereby substituted for all purposes in its
place and stead: 
 “Section 3.01(a) Tenant shall pay to Landlord during the term of this Lease a net annual rental (the
“Fixed Rent”) of (i) $5.65 per rentable square foot in the Office Facilities other than the Building 500 Space and (ii) $6.00 per rentable square foot in the Building 500 Space, for each year during the period between the
Commencement Date and the Termination Date (as defined in Section 22.01).” 
  

 3 

 3. Subsection (f)(iv) of Section 9.01 is modified by deleting the number 37,908 in
subparagraph (b) thereof and inserting 40,863 in its place and stead. 
 4. Fixed Rent, Additional Rent and any other
charges payable under the Lease shall accrue and be payable for the Building 500 Space from and after September 15, 1994. 
 5. Landlord hereby consents to the sublease by Tenant of a portion of the Premises to Ara F. Kalpak (“Subtenant”), under the terms and conditions of the Sublease, the form of which is attached hereto as Exhibit D and made a part
hereof. Notwithstanding such Sublease and this consent to said Sublease by Landlord, Tenant acknowledges and confirms that Tenant is and shall remain fully liable for all obligations and liabilities of the tenant under the Lease, and such liability
shall continue throughout the full term of the Lease, including any applicable extension(s) and/or renewal(s) thereof. 
 6.
Except as modified and amended by the terms and conditions of this Third Amendment of Lease, Landlord and Tenant hereby agree and confirm that the Lease remains in full force and effect in accordance with its terms. 
 IN WITNESS WHEREOF, Landlord and Tenant have executed or caused this Agreement to be executed by their duly authorized officers as of
day and year first above written. 
  

 4 

													
	TENANT:	 		 	LANDLORD:
			
	PRIMERICA LIFE INSURANCE COMPANY	 		 	BRECKINRIDGE PLACE LIMITED PARTNERSHIP
					
		 		 		 	By:	 	Breckinridge Associates,
	By:	 	 /s/ Edwin E. Sherin
	 		 		 	    a general partner
		 	Edwin E. Sherin	 		 		 	
		 	Vice Chairman and Chief Operating Officer	 		 	By:	 	 /s/ Robert F. Kern

		 		 		 		 	Robert F. Kern, a general partner
					
		 		 		 	BY:	 	Kern & Company, Inc.
		 		 		 		 	    a general partner
					
		 		 		 	By:	 	 /s/ Robert F. Kern

		 		 		 		 	Robert F. Kern, President,
					
		 		 		 	BY:	 	WFK Hi-Tech, Ltd.,
		 		 		 		 	    a general partner
						
		 		 		 		 	By:	 	 /s/ Robert F. Kern

		 		 		 		 		 	Robert F. Kern, its sole general partner,
					
		 		 		 	BY:	 	Jones Lang Wootton Realty Advisors,
		 		 		 		 	     its attorney-in-fact
						
		 		 		 		 	By:	 	Jones Lang Wootton Realty Advisors, Inc.,
		 		 		 		 		 	    its sole general partner
							
		 		 		 		 		 	By:	 	 /s/ Bruce Sirof

		 		 		 		 		 		 	Bruce Sirof
		 		 		 		 		 		 	Vice President

  

 5 

 FOURTH AMENDMENT TO LEASE 
 THIS FOURTH AMENDMENT TO LEASE (this “Amendment”), made and entered into as of the 18th day of September, 1997, by and between BRECKINRIDGE PLACE LIMITED
PARTNERSHIP, a Delaware limited partnership (“Landlord”) and PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation (“Tenant”); 
 W I T N E S S E T H    T H A T: 
 WHEREAS,
Landlord and Tenant entered into that certain Agreement of Lease dated May 28, 1993 (as the same may have been amended, modified or renewed from time to time, the “Lease”) for premises commonly known as Building 200, Building 300,
Building 400, Building 1200, and Suites 500 and 525 within Building 500 with a street address of 3100 Breckinridge Boulevard, Duluth, Georgia (the “Premises”) at the office park commonly known as Breckinridge (the “Park”); and

 WHEREAS, Landlord and Tenant desire to amend certain other terms and conditions of the Lease and evidence their
agreements and other matters by means of this Amendment; 
 NOW THEREFORE, in consideration of the mutual covenants
contained herein, and other good and valuable consideration, the receipt, adequacy and sufficiency of which are hereby acknowledged, the Lease is hereby amended and the parties hereto do hereby agree as follows: 
  

	 	1.	Landlord agrees to lease to Tenant and Tenant agrees to lease from Landlord an additional 9,818 rentable square feet of space in the Park (the “Expansion
Space”) as shown on EXHIBIT “A-1”, EXHIBIT “A-2” and EXHIBIT “A-3”, and situated in Suite 165 within Building 100, Suite 526 within Building 500, and Suite 710 within Building 700, increasing the total
rentable square feet of space leased pursuant to this Lease to 160,587. 

  

	 	2.	This Lease is hereby amended by adding the Expansion Space as part of the Premises, subject to the following terms and conditions. 

  

	 	a.	The Expansion Space shall be added as part of the Premises for all purposes including the payment of Rent effective as of October 1, 1997 (the “Effective
Date”), except as provided below. 

  

 -1 of 6- 

	 	b.	Fixed Rent for the Expansion Space only shall be as follows: 

  

							
	 Term
	  	Fixed Rent Per
Rentable Square Foot	  	Fixed Rent
Monthly
			
	 Effective Date-06/30/03
	  	$	10.50	  	$	8,590.75

  

	 	c.	All references in this Lease for purposes of determining pro rata share shall include the Expansion Space and any other space hereinafter leased to the Tenant pursuant
to this Lease for purposes of calculating such pro rata share. From and after the Effective Date, including the Expansion Space, Tenant’s pro rata share of the Park shall be 63.96%. Subject to the terms of the Amendment, Tenant shall continue
to pay all items of Rent as provided in the Lease from and after the Effective Date. 

  

	 	d.	Tenant hereby accepts the Expansion Space “AS IS” and acknowledges and agrees Landlord shall have no obligations to construct any tenant improvements to the
Expansion Space or make any alterations or additions thereto. 

  

	 	3.	Tenant represents and warrants to Landlord that neither it nor its officers or agents nor anyone acting on its behalf has dealt with any real estate broker other than
Koll Management Services, Inc. who represented Landlord in the negotiating or making of this Amendment. 

  

	 	4.	All capitalized terms used herein and not otherwise defined herein shall have the meanings ascribed to them in the Lease. 

  

	 	5.	This Amendment represents the entire agreement between the parties hereto. Landlord and Tenant agree that there are no collateral or oral agreements or understandings
between them with respect to the Premises or the Park. This Amendment supersedes all prior negotiations, agreements, letters or other statements with respect to Tenant’s extension of Lease term and expansion of the Premises.

  

 -2 of 6- 

 EXCEPT AS expressly amended and modified hereby, the Lease shall otherwise remain in
full force and effect, the parties hereto hereby ratifying and confirming the same. To the extent of any inconsistency between the Lease and this Amendment, the terms of this Amendment shall control. 
 IN WITNESS WHEREOF, the undersigned parties have duly executed this Amendment as of the day and year first above written. 

 

			
	LANDLORD:
	
	 BRECKINRIDGE PLACE LIMITED PARTNERSHIP,
 a Delaware limited partnership

		
	By:	 	  

	Title:	 	 Senior Vice President

	
	TENANT:
	
	PRIMERICA LIFE INSURANCE COMPANY
		
	By:	 	 /s/ D. Richard Williams

	Title:	 	  

  

 -3 of 6- 

 

 
 FIFTH AMENDMENT TO LEASE 
 between 
 CMD REALTY INVESTMENT FUND IV, L.P., Landlord

 and 
 PRIMERICA LIFE INSURANCE COMPANY, Tenant 
  

	
	Premises: Approximately 160,587 rentable square feet of office space comprised of Suites 165, 200, 300, 400, 500, 525, 526, 710 and all of building 1200 at 3100
Breckinridge Boulevard, Duluth, Georgia

 FIFTH AMENDMENT TO LEASE 
 THIS FIFTH AMENDMENT TO LEASE (this “Amendment”) made as of the 31st day of December, 1999, by and between CMD REALTY INVESTMENT FUND IV, L.P., an Illinois limited
partnership, having an office at 12150 Monument Drive, Suite 215, Fairfax, VA 22033 (“Landlord”) and PRIMERICA LIFE INSURANCE COMPANY, a Massachusetts corporation having an office at 3120 Breckinridge Boulevard, Duluth, Georgia
30199 (“Tenant”). 
 W I T N E S S E T H 
 WHEREAS, by Agreement of Lease dated as of May 28, 1993, as supplemented and amended by that First Amendment of Lease dated as
of July 1, 1993 (“First Amendment”); Second Amendment of Lease dated March 1, 1994 (“Second Amendment”); Third Amendment of Lease dated September     , 1994 (“Third Amendment”); and that
certain Fourth Amendment of Lease dated September 18, 1997 (“Fourth Amendment”) (as so amended, the “Lease”). Landlord’s predecessor-in-interest did demise and let unto Tenant and Tenant did hire and take from
Landlord’s predecessor-in-interest premises consisting of; (a) four (4) office buildings known as Building 200, containing 30,987 rentable square feet; Building 300 containing 10,429 rentable square feet; Building 400 containing
25,632 rentable square feet; Building 1200 containing 72,776 rentable square feet; and (b) Suites 500 (containing 8,109 rentable square feet), 525 (containing 2,836 rentable square feet) and 526 (containing 2,280 rentable square feet) in the
building known as Building 500; Suite 165 (containing 1,981 rentable square feet) in the Building known as Building 100; and Suite 710 (containing 5,557 rentable square feet) in the building known as Building 700 (collectively, the
“Premises’), together with a non-exclusive right to use all roads, lawns, lakes, walkways, landscaped areas, and all parking spaces contiguous to the Premises (“Parking Areas”) as shown on the site plan attached to the Lease
(collectively, the “Common Areas”); and 
 WHEREAS, the term of the Lease currently expires on June 30,
2003; and 
 WHEREAS, Tenant desires to extend the term of the Lease and Landlord is agreeable thereto on the terms and
conditions hereinafter set forth; and 
 WHEREAS, Tenant desires to hire and take (i) additional premises known as
Suite 135 in the building known as Building 100, containing 9,206 rentable square feet, as shown on the floor plan annexed hereto as Exhibit A (“Suite 135”) and made a part hereof, and (ii) additional premises known as Suite
728 in the building known as Building 700, containing 12,582 rentable square feet, as shown on the floor plan annexed hereto as Exhibit B (“Suite 728”) and made a part hereof (Suite 135 and Suite 728 shall collectively be
hereinafter referred

 
to as the “Additional Space”) and changed certain terms of the Lease, and Landlord is agreeable thereto on the terms and conditions hereinafter set forth. 
 WHEREAS, Landlord and Tenant desire to modify and amend the Lease as hereinafter provided. 
 NOW, THEREFORE, for and in consideration of the mutual covenants herein contained and other good and valuable consideration,
the adequacy and receipt of which are hereby acknowledged. Landlord and Tenant hereby agree as follows: 
 1. All capitalized
terms used herein shall have the meanings ascribed to them in the Lease unless otherwise specifically set forth herein to the contrary. 
 2. The term of the Lease is hereby extended for a term (the “Extended Term”) of six (6) years from July 1, 2003 (the “Extended Term Commencement Date”) through June 30, 2009
(the “Extended Term Expiration Date”). 
 3. As of June 30, 2003 (the “Suite 165 Expiration Date”),
Suite 165 (containing 1,981 rentable square feet) in the Building known as Building 100 shall be surrendered by Tenant to Landlord as if such date is the expiration date for Suite 165 only, in accordance with the terms of the Lease. 
 4. Effective as of the Extended Term Commencement Date: 
 A. The Fixed Rent with respect to the Premises and the Additional Space (collectively, the “Entire Premises”) to be paid by Tenant to Landlord under the Lease during the Extended Term (provided
if all or any portion of the Additional Space has not been delivered by Landlord to Tenant, the Fixed Rent set forth hereinbelow shall be appropriately reduced on a per square foot basis) shall be as follows: 
 (1) For the period commencing on July 1, 2003 and ending on June 30, 2004 the Fixed Rent with respect to the Entire Premises shall be
One Million Seven Hundred Thirty-Three Thousand Five Hundred Eighty-Six and 30/100 ($1,733,586.30) Dollars per year, or One Hundred Forty-Four Thousand Four Hundred Sixty-Five and 53/100 ($144,465.53) Dollars per month; 
 (2) For the period commencing on July 1, 2004 and ending on June 30, 2005 the Fixed Rent with respect to the Entire Premises shall be
One Million Seven Hundred Seventy-Three Thousand Two Hundred Seventy-Three and 00/100 ($1,773,273.00) Dollars per year, or One Hundred Forty-Seven Thousand Seven Hundred Seventy-Two and 75/100 ($147,772.75) Dollars per month; 
  

 -2- 

 (3) For the period commencing on July 1, 2005 and ending on June 30, 2006 the
Fixed Rent with respect to the Entire Premises shall be One Million Eight Hundred Twelve Thousand Nine Hundred Fifty-Nine and 70/100 ($1,812,959.70) Dollars per year, or One Hundred Fifty-One Thousand Seventy-Nine and 98/100 ($151,079.98) Dollars
per month; 
 (4) For the period commencing on July 1, 2006 and ending on June 30, 2007 the Fixed Rent with respect to the
Entire Premises shall be One Million Eight Hundred Fifty-Two Thousand Six Hundred Forty-Six and 40/100 ($1,852,646.40) Dollars per year, or One Hundred Fifty-Four Thousand Three Hundred Eighty-Seven and 20/100 ($154,387.20) Dollars per month;

 (5) For the period commencing on July 1, 2007 and ending on June 30, 2008 the Fixed Rent with respect to the
Entire Premises shall be One Million Eight Hundred Ninety-Two Thousand Three Hundred Thirty-Three and 10/100 ($1,892,333.10) Dollars per year, or One Hundred Fifty-Seven Thousand Six Hundred Ninety-Four and 42/100 ($157,694.42) Dollars per month;
and 
 (6) For the period commencing on July 1, 2008 and ending on the Extended Term Expiration Date the Fixed Rent with
respect to the Entire Premises shall be One Million Nine Hundred Thirty-Two Thousand Nineteen and 70/100 ($1,932,019.70) Dollars per year, or One Hundred Sixty-One Thousand One and 65/100 ($161,001.65) Dollars per month. 
 The Fixed Rent with respect to the Entire Premises shall be paid by Tenant to Landlord in equal monthly installments in advance on the first day of each and
every month without any set-off or deduction whatsoever in the manner provided in the Lease. 
 B. The parties agree that Entire
Premises shall contain 180,394 rentable square feet as of the date that all of the Additional Space has been delivered by Landlord to Tenant. Effective as of the Extended Term Commencement Date, Tenant’s pro rata share of the Park for the
purpose of payment of Impositions, Common Area Costs and any other Rent as to which Tenant pays a pro rata share shall be 71.85% (provided if all or any portion of the Additional Space has not been delivered by Landlord to Tenant, Tenant’s pro
rata share shall be proportionately reduced). Subject to the adjustment of Tenant’s pro rata share as provided herein, Tenant shall continue to pay the foregoing items of Rent in the manner provided in the Lease. 
 5. (a) Effective as of the date in which Suite 135 has been delivered by Landlord to Tenant (the “Suite 135 Effective Date”),
the Lease shall be amended so that: (1) the Fixed Rent set forth in the Lease with respect to Suite 135 only shall be equal to Eighty-Eight Thousand Four Hundred Sixty-Nine and 66/100 ($88,469.66) Dollars per year, or Seven Thousand Three
Hundred Seventy-Two and 47/100 ($7,372.47) Dollars per month

  

 -3- 

 
for the period from the Suite 135 Effective Date through and including June 30, 2003, and (2) Tenant’s pro rata share of the Park for the purpose of payment of Impositions, Common
Area Costs and any other Rent as to which Tenant pays a pro rata share shall, with respect to Suite 135 only, be 3.67%. Landlord shall use reasonable efforts to deliver possession of Suite 135 no later than March 1, 2000; provided that Landlord
shall not be liable to Tenant for any delay beyond such date for the failure to deliver possession of Suite 135. Notwithstanding the foregoing, if Landlord shall fail to deliver Suite 135 by September 1, 2000, Tenant shall have the right to
terminate Tenant’s obligation to accept Suite 135 by giving Landlord written notice, not later than September 15, 2000, of Tenant’s intention to so terminate. Tenant has inspected Suite 135 (and portions of Building 100, the Park and
systems and equipment providing access to or serving Suite 135) or has had an opportunity to do so, and agrees to accept the same “AS IS” without any agreements, representations, understandings or obligations on the part of Landlord to
perform any alterations, repair or improvements, or regarding any other matter, except as otherwise specifically set forth in the Lease. 
 (b) Effective as of the date on which Suite 728 has been delivered by Landlord to Tenant (the “Suite 728 Effective Date”), the Lease shall be amended so that: (1) the Fixed Rent set forth
in the Lease with respect to Suite 728 only shall be One Hundred Twenty Thousand Nine Hundred Thirteen and 02/100 ($120,913.02) Dollars per year, or Ten Thousand Seventy-Six and 09/100 ($10,076.09) Dollars per month for the period from the Suite 728
Effective Date through and including June 30, 2003, and (2) Tenant’s pro rata share of the Park for the purpose of payment of Impositions, Common Area Costs and any other Rent as to which Tenant pays a pro rata share shall, with
respect to Suite 728 only, be 5.01%. Landlord shall use reasonable efforts to deliver possession of Suite 728 no later than March 1, 2000; provided that Landlord shall not be liable to Tenant for any delay beyond such date for the failure to
deliver possession of Suite 728. Notwithstanding the foregoing, if Landlord shall fail to deliver Suite 728 by September 1, 2000, Tenant shall have the right to terminate Tenant’s obligation to accept Suite 728 by giving Landlord written
notice, not later than September 15, 2000, of Tenant’s intention to so terminate. Tenant has inspected Suite 728 (and portions of Building 700, the Park and systems and equipment providing access to or serving Suite 728) or has had an
opportunity to do so, and agrees to accept the same “AS IS” without any agreements, representations, understandings or obligations on the part of Landlord to perform any alterations, repair or improvements, or regarding any other matter,
except as otherwise specifically set forth in the Lease. 
  

 -4- 

 6. During the Extended Term of the Lease, provided that at least thirty-six (36) full
calendar months will then remain in the Extended Term beginning on the Expansion Space Commencement Date (as defined below), if any portion of the Park becomes vacant and available for lease (“Expansion Space”), Tenant shall have the right
(“Right of First Offer”) to lease such space, upon the same terms and conditions as set forth in this Amendment and the Lease, subject to the following: 
 (a) Landlord shall notify Tenant in writing (“Landlord’s Notice”): (i) within thirty (30) days after the Expansion Space becomes legally available to lease, or (ii) at such earlier time as
Landlord shall be in a position to project when the Expansion Space will be legally available to lease, advising Tenant of such projected date, or (iii) at any time thereafter but prior to leasing the Expansion Space to another party.
Landlord’s Notice shall set forth the terms (“Expansion Terms”) on which Landlord would propose to lease the Expansion Space to Tenant, including, but not limited to, a date for the commencement of the lease thereof (“Expansion
Space Commencement Date”), an expiration date therefor, the monthly base rent and any scheduled increases therein, and Tenant’s share of taxes, expenses and other such items (and any base year or stop level therefor), and shall provide
that all other terms and conditions shall be in accordance with the terms of this Lease. The parties agree that any Expansion Space leased by Tenant in accordance with this paragraph 6 shall be for a term which will be co-terminus with the Term of
this Lease. The parties agree that the Expansion Terms shall be the Prevailing Market Rate, Terms and Conditions. The term “Prevailing Market Rate, Terms and Conditions” herein shall mean Landlord’s good faith determination of the
Fixed Rent and other terms and conditions that a comparable, ready and willing landlord, and a comparable, ready and willing tenant, would mutually accept on a negotiated arm’s length basis for a lease expansion for the Premises for the subject
expansion period, taking into account when the expansion period will commence and expire, the location, quality and age of the Building, the location, size, configuration and use of the Premises, the method of determining rentable area, that the
Premises constitutes non-sublease, unencumbered, non-equity space, and any other relevant term or provision in making such determination. Except as may be set forth to the contrary in Landlord’s Notice, the Expansion Terms shall otherwise be
deemed to include the same terms then in effect on the Expansion Space Commencement Date, and thereafter scheduled to be in effect, under the Lease (with any matters in the Lease based on square footage adjusted proportionately to reflect the
increase in rentable area represented by the Expansion Space), subject to the other provisions hereof. 
 

 
 (b) If Tenant desires to lease the Expansion Space and the Expansion Space contains fewer
than 5,000 rentable square feet, Tenant shall so notify Landlord in writing (“Tenant’s Notice”) exercising Tenant’s right to lease the Expansion Space within five (5) business days after Tenant receives Landlord’s
Notice. If Tenant desires to lease the Expansion Space and the Expansion Space contains between 5,000 rentable square feet and 19,999 rentable square feet, Tenant shall give Landlord Tenant’s Notice within ten (10) business days after
Tenant receives Landlord’s Notice. If Tenant desires to lease the Expansion Space and the Expansion Space contains 20,000 rentable square feet or more, Tenant shall give Landlord Tenant’s Notice within twenty (20) business days after
Tenant receives Landlord’s Notice. Tenant’s Notice shall be unconditional and irrevocable. If the Prevailing Market Rate, Terms and Conditions determined by Landlord are not acceptable to Tenant, then Tenant shall, together with
Tenant’s Notice, provide notice (“Arbitration Request Notice”) of Tenant’s desire to arbitrate in accordance with Article 12 of the Lease. If Tenant fails to provide an Arbitration Request Notice together with Tenant’s
Notice, then Tenant shall be deemed to have accepted the Prevailing Market Rate, Terms and Conditions provided by Landlord. 
  

 -5- 

 (c) If Tenant validly exercises Tenant’s Right of Offer herein, Tenant shall execute an
amendment (“Expansion Documentation”) prepared by Landlord within thirty (30) days after Landlord so requests in writing reflecting the terms upon which Tenant is leasing the Expansion Space. 
 (d) If Tenant shall fail to validly exercise such Right of Offer, or shall fail to sign and deliver the Expansion Documentation to Landlord,
strictly in accordance with the terms hereof, such Right of Offer shall be deemed to have lapsed and expired with respect to the Expansion Space which was the subject of Landlord’s Notice, and shall be of no further force or effect with respect
to such Expansion Space. Landlord may thereafter freely lease all or a portion of such Expansion Space to any other party, at any time, on any terms, in Landlord’s sole discretion. Time is of the essence with respect to Tenant’s exercise
of this Right of Offer. 
 (e) The foregoing Right of Offer shall apply only with respect to the entire Expansion Space, and may
not be exercised with respect to only a portion thereof, unless only a portion thereof shall first become the subject of Landlord’s Notice (in which case, such Right of Offer shall apply to such portions as they become the subject of
Landlord’s Notices). If the Expansion Space is part of a larger space that Landlord desires to lease as a unit at the time of Landlord’s Notice, then Landlord’s Notice shall, at Landlord’s option, identify the entire such space,
and in such case, Tenant’s Right of Offer shall apply only to such entire space. 
 (f) The foregoing Right of Offer shall
be subject to the existing tenants or occupants of the Expansion Space renewing their existing leases whether pursuant to options to extend previously granted or otherwise, and to any rights of any other parties to lease the Expansion Space granted
prior to full execution and delivery of this document. 
 (g) Tenant’s Right of Offer hereunder is subject to the condition
that Tenant not be in violation or default of the Lease after notice and the expiration of applicable cure periods on the date when Landlord provides or would otherwise provide Landlord’s Notice, or at any time thereafter and prior to the
Expansion Space Commencement Date. Tenant’s Notice shall not operate to cure any violation or default by Tenant of any of the terms or provisions in the Lease, nor to extinguish or impair any rights or remedies of Landlord arising by virtue of
such violation or default. 
 (h) This Right of Offer herein is personal to the Tenant entity which has entered into and signed
this document. Under no circumstance whatsoever shall the assignee under a complete or partial assignment of the Lease, or a subtenant under a sublease of the Premises, have any right to exercise the Right of Offer herein. If Tenant shall sublease
more than ten (10%) percent of the Premises or assign the Lease with respect to all of the Premises, then immediately upon such sublease or assignment the Right of Offer herein shall concurrently terminate and become null and void. 

 

 -6- 

 (i) If Tenant shall exercise the Right of Offer granted herein, Landlord does not guarantee
to deliver possession of the Expansion Space on the Expansion Space Commencement Date due to continued possession by the then existing occupants or any other reason beyond Landlord’s reasonable control. In such event, rent and other charges
with respect to the Expansion Space shall be abated until Landlord delivers the same to Tenant (except to the extent that Tenant or its affiliates, agents, employees or contractors cause the delay), as Tenant’s sole recourse. Notwithstanding
the foregoing, if Landlord shall fail to deliver the Expansion Space within six (6) months of the Expansion Space Commencement Date, Tenant shall have the right to terminate Tenant’s obligation to accept the Expansion Space by giving
Landlord written notice, not later than fifteen (15) days after the end of the aforesaid six (6) month period, of Tenant’s intention to so terminate; provided, however, that the aforesaid six (6) month period shall be extended for a
period equal to any periods of delay in Landlord’s delivery of possession caused by Tenant or Tenant’s affiliates, agents, employees, or contractors. 
 7. Paragraph 19.01 of the Lease, lines 8-40 are hereby deleted and the following is substituted in lieu thereof: 
  

					
	“To Landlord:	  	CMD Realty Investment Fund IV, L.P.
		  	12150 Monument Drive
		  	Suite 215
		  	Fairfax, VA 22033
		  	Attention:	 	Regional Manager
		
	with a copy to:	  	CMD Realty Investors, Inc.
		  	227 West Monroe Street
		  	Suite 3900
		  	Chicago, Illinois 60606
		  	Attention:	 	General Counsel and
		  	Attention:	 	Asset Manager and General Counsel
		
	To Tenant:	  	Primerica Life Insurance Company
		  	3120 Breckinridge Boulevard
		  	Duluth, GA 30136
		  	Attention:	 	Ms. Karen Fine
		
	To Tenant:	  	Primerica Life Insurance Company
		  	2150 Boggs Road, Suite 145
		  	Duluth, GA 30096
		  	Attention:	 	Mr. Terry Robertson

  

 -7- 

					
	with a copy to:	  		 	Battle Fowler LLP
		  		 	75 East 55th Street
		  		 	New York, NY 10022
		  		 	Attention: Lawrence Mittman, Esq.”

 8. Effective with respect to all Rent due after this Amendment has been executed and
delivered by both parties, Rent shall be paid to Landlord c/o CMD Realty Investment Fund IV, L.P., 21057 Network Place, Chicago, Illinois 60673-1210. Landlord may compute and bill the Rent (or components thereof) for the Additional Space separately
or treat the Additional Space and Premises as one unit for computation and billing purposes. If either the Suite 135 Effective Date or the Suite 728 Effective Date occurs other than on the beginning of the applicable payment period under the Lease,
Tenant’s obligations for Rent for Suite 135 or Suite 728, as the case may be, shall be prorated on a per diem basis. 
 9.
Each party hereto covenants, warrants and represents to the other party that it has had no dealings, conversations or negotiations with any broker concerning the execution and delivery of this Amendment. Each party hereto agrees to defend, indemnify
and hold harmless the other party against and from any claims for any brokerage commissions and all costs, expenses and liabilities in connection therewith, including, without limitation, reasonable attorneys’ fees and disbursements, arising
out of its respective representations and warranties contained in this Paragraph 9 being untrue. 
 

 
 10. Except as expressly set forth in this Amendment, the terms and conditions of the Lease
shall continue in full force and effect without any change or modification and shall apply for the balance of the term of the Lease as hereby extended. In the event of a conflict between the terms of the Lease and the terms of this Amendment, the
terms of this Amendment shall govern. 
 11. This Amendment shall not be altered, amended, changed, waived, terminated or
otherwise modified in any respect or particular, and no consent or approval required pursuant to this Amendment shall be effective, unless the same shall be in writing and signed by or on behalf of the party to be charged. 
 12. This Amendment shall be binding upon and shall inure to the benefit of the parties hereto and to their respective heirs, executors,
administrators, successors and permitted assigns. 
 13. All prior statements, understandings, representations and agreements
between the parties, oral or written, are superseded by and merged in this Amendment, which alone fully and completely expresses the agreement between them in connection with this transaction and which is entered into after full investigation,
neither party relying upon any statement, understanding, representation or agreement made by the other not embodied in this Amendment. 
  

 -8- 

 14. No failure or delay of either party in the exercise of any right or remedy given to such
party hereunder or the waiver by any party of any condition hereunder for its benefit (unless the time specified herein for exercise of such right or remedy has expired) shall constitute a waiver of any other or further right or remedy. No waiver by
either party of any breach hereunder or failure or refusal by the other party to comply with its obligations shall be deemed a waiver of any other or subsequent breach, failure or refusal to so comply. 
 15. This Amendment shall be interpreted and enforced in accordance with the laws of the state in which the Premises are located without
reference to principles of conflicts of laws. 
 16. If any provision of this Amendment shall be unenforceable or invalid, the
same shall not affect the remaining provisions of this Amendment and to this end the provisions of this Amendment are intended to be and shall be severable. 
 17. LANDLORD AND TENANT HEREBY KNOWINGLY, VOLUNTARILY, INTENTIONALLY, UNCONDITIONALLY AND IRREVOCABLY WAIVE ANY RIGHT EACH MAY HAVE TO TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM (WHETHER
ARISING IN TORT OR CONTRACT) BROUGHT BY EITHER AGAINST THE OTHER ON ANY MATTER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THIS AMENDMENT OR ANY OTHER DOCUMENT EXECUTED AND DELIVERED BY EITHER PARTY IN CONNECTION HEREWITH (INCLUDING ANY
ACTION TO RESCIND OR CANCEL THIS AMENDMENT THE GROUNDS THAT THIS AMENDMENT WAS FRAUDULENTLY INDUCED OR IS OTHERWISE VOID OR VOIDABLE). 
 18. This Amendment may be executed in any number of counterparts. It is not necessary that all parties sign all or any one of the counterparts, but each party must sign at least one counterpart for this
Amendment to be effective. 
 19. Tenant and Landlord, and each of the persons executing this Amendment on behalf of Tenant and
Landlord, do hereby warrant that the party for which they are executing this Amendment (i) is a duly authorized and existing entity, (ii) is qualified to do business in the State of Georgia, and (iii) has full right and authority to
enter into this Amendment, and that any person signing on behalf of such party is authorized to do so. Upon either party’s request, the other party shall provide evidence reasonably satisfactory to the requesting party confirming the foregoing
warranties. 
 20. Landlord has obtained the prior written consent to the execution and delivery of this Amendment and the
performance by Landlord of its obligations hereunder to the extent that such consent is required under any other agreement, mortgage, trust deed, ground lease, contract or other instrument or document to which Landlord is a party or by which it or
the Premises or Building is bound. 
  

 -9- 

 21. This Amendment shall not be binding upon either party unless and until it is fully
executed and delivered to both parties. 
 [SIGNATURE PAGE TO FOLLOW] 
  

 -10- 

 IN WITNESS WHEREOF, Landlord and Tenant have executed this Amendment as of the date and year
first above written. 
  

									
		 	LANDLORD:
		
		 	 CMD REALTY INVESTMENT FUND IV, L.P [SEAL]
 an Illinois limited partnership

			
		 	By:	 	 CMD/Fund IV GP Investments, L.P., an Illinois
 limited partnership, its general partner

				
		 		 	By:	 	 CMD REIM IV, Inc., an Illinois corporation,
 its general partner

					
		 		 		 	By:	 	 /s/ DAVID G. LANGOL

		 		 		 	Name:	 	 DAVID G. LANGOL

		 		 		 	Its:	 	 VICE PRESIDENT

		
		 	TENANT:
		
		 	 PRIMERICA LIFE INSURANCE COMPANY, a
 Massachusetts corporation

			
		 	By:	 	 /s/ Karen Fine

		 	Name:	 	 Karen Fine

		 	Title:	 	 EVP

  

 -11- 

					
		  	 LEASE AMENDMENT SIX
  

(Expansion/Co-Terminous)
	  	CMD 174A (8198)

 THIS LEASE AMENDMENT SIX (“Amendment”) is made
and entered into as of the 16th day of March, 2000, by and
between CMD Realty Investment Fund IV, L.P., an Illinois limited partnership (“Landlord”) and Primerica Life Insurance Company, a Massachusetts corporation (“Tenant”). 
 A. Landlord and Tenant are the current parties to that certain lease (“Original Lease”) dated May 28, 1993, for
premises (the “Premises”) currently consisting of 182,375 rentable square feet in the buildings known as Buildings 200, 300, 400 and 1200 (the “Building” or “Buildings”), located at Breckinridge
Office Park, 3100 Breckinridge Boulevard, Duluth, Georgia 30096 (the “Property” as may be further described below), which lease has heretofore been amended or assigned by documents described and dated as follows: First Amendment of
Lease dated as of July 1, 1993, Second Amendment of Lease dated March 1, 1994, Third Amendment of Lease dated September     , 1994, Fourth Amendment of Lease dated September 18, 1997 and Fifth Amendment to Lease
dated December 31, 1999 (collectively, and as amended herein, the “Lease”). 
 B. Tenant has requested
that additional space in the Property be added to the Premises, and Landlord is willing to grant the same, on the terms and conditions herein. 
 NOW, THEREFORE, in consideration of the mutual covenants and agreements herein contained, and other good and valuable consideration, the parties do hereby agree as follows: 
 1. Additional Premises. The spaces known as Suites 705 and 712 of Building 700 (the “Additional Premises”), the
approximate location of which is shown on Exhibit A hereto, and which shall be deemed to contain, for purposes hereof, 1,620 rentable square feet as to Suite 705 and 13,203 rentable square feet as to Suite 712, shall be added to and become a
part of the Premises, commencing on April 1, 2000 (“Additional Premises Commencement Date”), and continuing co-terminously with the expiration date under the Lease (“Lease Expiration Date”), as the same may be
extended from time to time, subject to the terms and conditions set forth hereinafter. 
 The term “Additional
Premises” as used herein shall mean either Suite 705 or Suite 712 or both Suites, as the context reasonably requires. The term “Additional Premises Commencement Date” as used herein shall mean the Additional Premises Commencement Date
for either Suite 705 or Suite 712 or for both Suites, as the context reasonably requires. As further set forth in Section 9, if possession of Suites 705 and 712 is delivered at different times, then the Additional Premises Commencement Date
shall be adjusted for each Additional Premises, as applicable. 
  

 1 

 2. Base Rent For Additional Premises. The base or minimum monthly rent for the
Additional Premises shall be as set forth in the following schedule: 
 A. Suite 705. 
  

				
	 Period
	  	 Additional Premises
Monthly Base Rent

	 Additional Premises Commencement Date – March 31, 2001
	  	$	1,552.50
	 April 1, 2001 – March 31, 2002
	  	$	1,614.60
	 April 1, 2002 – March 31, 2003 -
	  	$	1,679.18
	 April 1, 2003 – March 31, 2004
	  	$	1,746.35
	 April 1, 2004 – March 31, 2005
	  	$	1,816.21
	 April 1, 2005 – March 31, 2006
	  	$	1,888.85
	 April 1, 2006 – March 31, 2007
	  	$	1,964.41
	 April 1, 2007 – March 31, 2008
	  	$	2,042.98
	 April 1, 2008 – Lease Expiration Date
	  	$	2,124.70

 B. Suite 712. 
  

				
	 Period
	  	 Additional Premises
Monthly Base Rent

	 Additional Premises Commencement Date – March 31, 2001
	  	$	12,652.87
	 April 1, 2001 – March 31, 2002
	  	$	13,158.99
	 April 1, 2002 – March 31, 2003 -
	  	$	13,685.35
	 April 1, 2003 – March 31, 2004
	  	$	14,232.76
	 April 1, 2004 – March 31, 2005
	  	$	14,802.07
	 April 1, 2005 – March 31, 2006
	  	$	15,394.15
	 April 1, 2006 – March 31, 2007
	  	$	16,009.92
	 April 1, 2007 – March 31, 2008
	  	$	16,650.32
	 April 1, 2008 – Lease Expiration Date
	  	$	17,316.33

 3. Additional Rent; Tenant’s Share. On the applicable Additional Premises
Commencement Date for each Additional Premises, all other rentals or other charges based or computed on the square footage of the Premises, including without limitation, real estate taxes, and operating or other expenses of the Property, shall be
adjusted proportionately to reflect the Additional Premises rentable square footage, such that Tenant’s share thereof shall be increased by 65/100 percent (0.65%) with respect to Suite 705 (1,620/251,083) and Tenant’s share thereof
shall be increased by five and 26/100 percent (5.26%) with respect to Suite 712 (13,203/251,083). Tenant’s share shall be seventy-three and 28/100 percent (73.28%) with respect to the current Premises including Suite 705 (182,375 plus
1,620 divided by 251,083). Tenant’s share shall be seventy-eight and 54/100 percent (78.54%) with respect to the current Premises including both Suite 705 and Suite 712 (182,375 plus 1,620 and 13,203, divided by 251,083). 
 4. Consolidated or Separate Billings. The minimum or base rentals, real estate taxes, operating or other expenses of the Property,
and all other rentals and charges respecting the Additional Premises are sometimes herein called the “Additional Premises Rent”. Landlord

  

 2 

 
may compute and bill the Additional Premises Rent (or components thereof) separately or treat the Additional Premises and Premises as one unit for computation and billing purposes. 
 5. Prorations. If the Additional Premises Commencement Date occurs other than on the beginning of the applicable payment period under
the Lease, Tenant’s obligations for base or minimum rentals, real estate taxes, operating or other expenses of the Property and other such charges shall be prorated on a per diem basis. 
 6. Corrections to Fifth Amendment. The following corrections are made to the Fifth Amendment to Lease: 
 A. In line 1 of Section 4B, the number “180,394” (which had erroneously deleted from the Premises Suite 165, which will not
be subtracted from the Premises until June 30, 2003) is deleted and the number “182,375” is substituted therefor. “182,375 consists of the Premises as defined in the first ”Whereas“ clause of the Fifth Amendment to
Lease (160,587 rentable square feet), plus Suite 135 (9,206 rentable square feet) and Suite 728 (12,582 rentable square feet). 
 B. In line 1 of Section 6, the clause ”During the Extended Term of the Lease“ is amended to read as follows: ”Commencing on the date of this Amendment and continuing during the Extended Term of the Lease,“ .

 C. In Section 7, in the first notice address for Tenant, the zip code for 3120 Breckinridge Boulevard is corrected to
be 30099. 
 D. In line 12 of Section 6(a), the reference to “this paragraph 5” is changed to “this
paragraph 6”. 
 E. In line 7 of Section 9, the reference to “this paragraph 8” is changed to “this
paragraph 9”. 
 7. Other Terms; Certain Provisions Deleted. On the applicable Additional Premises Commencement
Date, each Additional Premises shall be added to the Premises under the Lease, and all terms and conditions then or thereafter in effect under the Lease shall apply to the Additional Premises, except as provided to the contrary herein. 

8. Condition of Additional Premises. Tenant has inspected the Additional Premises (and portions of the Building, Property, systems
and equipment providing access to or serving the Additional Premises) or has had an opportunity to do so, and agrees to accept the same “AS IS” without any agreements, representations, understandings or obligations on the part of Landlord
to perform any alterations, repairs or improvements, or regarding any other matter. 
 9. Additional Premises Commencement
Date Adjustments. 
 a. Additional Premises Commencement Date Adjustments and Confirmation. If the Additional Premises
Commencement Date is advanced or postponed as provided below, the Lease Expiration Date shall not be changed. If the Additional Premises

  

 3 

 
Commencement Date, as so advanced or postponed herein, occurs other than on the first day of a calendar month, Landlord may elect by notice to Tenant to adjust the dates for any fixed increases
in the base rent for the Additional Premises such that they occur on the first day of the calendar month in which they would otherwise occur. Tenant shall execute a confirmation of the Additional Premises Commencement Date and other dates as
adjusted herein in such form as Landlord may reasonably request within ten (10) days after requested; any failure to respond within such time shall be deemed an acceptance of the matters as set forth in Landlord’s confirmation. If Tenant
disagrees with Landlord’s adjustment of the Additional Premises Commencement Date or other dates as adjusted herein, Tenant shall pay Additional Premises Rent and perform all other obligations commencing and ending on the date or dates
determined by Landlord, subject to refund or credit when the matter is resolved. 
 b. Early Additional Premises Commencement
Date. The Additional Premises Commencement Date, Additional Premises Rent and Tenant’s other obligations respecting the Additional Premises shall be advanced to such earlier date as Tenant, with Landlord’s written permission, commences
occupying the Additional Premises. If such event occurs with respect to a portion of the Additional Premises, the Additional Premises Commencement Date, Additional Premises Rent and Tenant’s other obligations shall be so advanced with respect
to such portion (and fairly prorated based on the rentable square footage involved. During any period that Tenant shall be permitted to enter the Additional Premises prior to the Additional Premises Commencement Date other than to occupy the same
(e.g., to perform alterations or improvements), tenant shall comply with all terms and provisions of the Lease (including this Amendment), except those provisions requiring the payment of Additional Premises Rent. Landlord shall permit early entry,
so long as the Additional Premises is legally available and Tenant is in compliance with the other provisions of the Lease (including this Amendment), including the insurance requirements. 
 c. Additional Premises Commencement Date Delays. Subject to the other provisions of this Amendment, the Additional Premises
Commencement Date, Additional Premises Rent and Tenant’s other obligations respecting the Additional Premises shall be postponed to the extent Tenant is unable to reasonably occupy the Additional Premises because Landlord fails to deliver
possession of the Additional Premises for any reason, including holding over by prior occupants, except to the extent that Tenant, its space planners, architects, contractors, agents or employees in any way contribute to such failure. If such event
occurs with respect to a portion of the Additional Premises, the Additional Premises Commencement Date, Additional Premises Rent and Tenant’s other obligations shall be so postponed with respect to such portion (and fairly prorated based on the
rentable square footage involved). Any such delay in the Additional Premises Commencement Date shall not subject Landlord to liability for loss or damage resulting therefrom, and Tenant’s sole recourse with respect thereto shall be the
postponement of Additional Premises Rent and other obligations described herein. The parties acknowledge that Suite 712 is currently leased to Pulte Home Corporation (“Pulte”) pursuant to a lease which is scheduled to expire on
December 31, 2000, and that Landlord’s ability to deliver possession of Suite 712 prior to January 1, 2001 is contingent upon its ability to enter into a lease termination agreement with Pulte providing for an earlier termination
date. 
  

 4 

 10. Confidentiality. Tenant shall keep the content and all copies of this document
and the Lease, all related documents or amendments now or hereafter entered, and all proposals, materials, information and matters relating thereto strictly confidential, and shall not disclose, disseminate or distribute any of the same, or permit
the same to occur, except to the extent reasonably required for proper business purposes by Tenant’s employees, attorneys, insurers, auditors, lenders, and permitted successors and assigns (and Tenant shall obligate any such parties to whom
disclosure is permitted to honor the confidentiality provisions hereof), and except as may be required law or court proceedings. 
 11. Real Estate Brokers. Tenant represents and warrants that Tenant has not dealt with any broker, agent or finder in connection with this Amendment, and agrees to indemnify and hold Landlord, and its employees, agents and affiliates
harmless from all damages, judgments, liabilities and expenses (including reasonable attorneys’ fees) arising from any claims or demands of any broker, agent or finder with whom Tenant has dealt for any commission or fee alleged to be due in
connection with this Amendment. 
 12. Offer. The submission and negotiation of this Amendment shall not be deemed an
offer to enter into the same by Landlord. Tenant’s execution of this Amendment constitutes a firm offer to enter into the same which may not be withdrawn for a period of thirty (30) days after delivery to Landlord. During such period,
Landlord may proceed in reliance thereon and permit Tenant to enter the Additional Premises, but such acts shall not be deemed an acceptance. Such acceptance shall be evidenced only by Landlord signing and delivering this Amendment to Tenant.

 13. Whole Amendment; Full Force and Effect; Conflicts. This Amendment sets forth the entire agreement between the
parties with respect to the matters set forth herein. There have been no additional oral or written representations or agreements. As an inducement for Landlord to enter into this Amendment, Tenant hereby represents that Landlord is not in violation
of the Lease, and that Landlord has fully performed all of its obligations under the Lease as of the date on which Tenant signs this Amendment. In case of any inconsistency between the provisions of the Lease and this Amendment, the latter
provisions shall govern and control. This Amendment may be further modified only in writing signed by both parties. 
 14.
Interpretation; Defined and Undefined Terms. This Amendment has been prepared from a generic form intended for use with a variety of underlying lease forms containing a variety of defined and undefined terms. This Amendment shall be interpreted
in a reasonable manner in conjunction with the Lease. If an Exhibit is attached to this Amendment, the term “Lease” therein shall refer to this Amendment or the Lease as amended, and terms such as “Commencement Date” and
“Lease Term” shall refer to analogous terms in this Amendment, all as the context expressly provides or reasonably implies. Unless expressly provided to the contrary herein: (a) any terms defined herein shall have the meanings
ascribed herein when used as capitalized terms in other provisions hereof, (b) capitalized terms not otherwise defined herein shall have the meanings, if any, ascribed thereto in the Lease, and (c) non-capitalized undefined terms herein
shall be interpreted broadly and reasonably to refer to terms contained in the Lease which have a similar meaning, and as such terms may be further defined therein. 
  

 5 

 IN WITNESS WHEREOF, the parties have executed this Amendment as of the date first set forth
above. 
  

											
		  	LANDLORD:	 	CMD REALTY INVESTMENT FUND IV, L.P. [SEAL]
		  		 	an Illinois limited partnership
				
		  		 	By:	 	CMD/Fund IV GP Investments, L.P.,
		  		 		 	an Illinois limited partnership, its general partner
					
		  		 		 	By:	 	 CMD REIM IV, Inc.,
 an Illinois corporation, its general partner

						
		  		 		 		 	By:	 	 /s/ Allen Aldridge

		  		 		 		 	Name:	 	 Allen Aldridge

		  		 		 		 	Its:	 	 Vice President

			
		  	TENANT:	 	Primerica Life Insurance Company [SEAL]
		  		 	a Massachusetts corporation
				
		  		 	By:	 	 /s/ Karen Fine

		  		 	Name:	 	 Karen Fine

		  		 	Its:	 	 Executive Vice President

 CERTIFICATE 
 I, Judy Trollinger, as Assistant Secretary of the aforesaid Tenant, hereby certify that the individual(s) executing the foregoing Lease on
behalf of Tenant was/were duly authorized to act in his/their capacities as set forth above, and his/their action(s) are the action of Tenant. 
  

					
	(Corporate Seal)	  	 /s/ Judy Trollinger
	  	

  

 6 

 SEVENTH AMENDMENT TO LEASE 
 THIS SEVENTH AMENDMENT TO LEASE (this “Amendment”) made as of the      day of April, 2008, by and between IVG INSTITUTIONAL
FUNDS GMBH, a German Corporation, as Nominee for AMERICAN FUND - OIK, having an office at c/o Real Estate Capital Partners, 114 West 47th Street, 23rd Floor, New York, NY 10036 (“Landlord”), and PRIMERICA LIFE INSURANCE
COMPANY, a Massachusetts corporation having an office at 3120 Breckinridge Boulevard, Duluth, Georgia 30096 (“Tenant”). 
 W I T N E S S E T H 
 WHEREAS, by Agreement of Lease dated as of May 28, 1993, as supplemented and
amended by that First Amendment to Lease dated as of July 1, 1993; Second Amendment to Lease dated March 1, 1994; Third Amendment to Lease dated September     , 1994; Fourth Amendment to Lease dated September 18,
1997; Fifth Amendment to Lease dated December 31,1999; and Lease Amendment Six dated March 16, 2000 (as so amended, the “Lease”), Landlord’s predecessor-in-interest did demise and let unto Tenant and Tenant did hire and take
from Landlord’s predecessor-in-interest premises consisting of: (a) four (4) office buildings known as Building 200, containing 30,987 rentable square feet; Building 300 containing 10,429 rentable square feet; Building 400 containing
25,632 rentable square feet; Building 1200 containing 72,776 rentable square feet; and (b) Suite 135 (containing 9,206 rentable square feet) in the building known as Building 100; Suites 500 (containing 8,109 rentable square feet), 525
(containing 2,836 rentable square feet) and 526 (containing 2,280 rentable square feet) in the building known as Building 500; and Suites 705 (containing 1,620 rentable square feet), 710 (containing 5,557 rentable square feet), 712 (containing
13,203 rentable square feet) and 728 (containing 12,582 rentable square feet) in the building known as Building 700 (collectively, the “Premises”), together with a non-exclusive right to use all roads, lawns, lakes, walkways, landscaped
areas, and all parking spaces contiguous to the Premises (“Parking Areas”) as shown on the site plan attached to the Lease (collectively, the “Common Areas”); and 
 WHEREAS, the term of the Lease currently expires on June 30, 2009; and 
 WHEREAS, Tenant desires to extend the term of the Lease and Landlord is agreeable thereto on the terms and conditions hereinafter set
forth; and 
 WHEREAS, Landlord and Tenant desire to modify and amend the Lease to reflect such extension and certain
other matters, all as hereinafter provided. 
 NOW, THEREFORE, for and in consideration of the mutual covenants herein
contained and other good and valuable consideration, the adequacy and receipt of which are hereby acknowledged, Landlord and Tenant hereby agree as follows: 
 1. All capitalized terms used herein shall have the meanings ascribed to them in the Lease unless otherwise specifically set forth herein to the contrary. 
 2. The term of the Lease is hereby extended for a term (the “Extended Term”) of four (4) years from July 1, 2009
(the “Extended Term Commencement Date”) through June 30, 2013 (the “Extended Term Expiration Date”). 

 3. Effective as of the Extended Term Commencement Date: 
 (A) The Fixed Rent with respect to the Premises to be paid by Tenant to Landlord under the Lease during the Extended Term shall be as
follows: 
 (1) For the period commencing on July 1, 2009 and ending on June 30, 2010 the Fixed Rent shall be
$2,244,995.50 per year, or $187,082.95 per month; 
 (2) For the period commencing on July 1, 2010 and ending on
June 30, 2011 the Fixed Rent shall be $2,301,120.39 per year, or $191,760.03 per month; 
 (3) For the period commencing
on July 1, 2011 and ending on June 30, 2012 the Fixed Rent shall be $2,358,648.40 per year, or $196,554.03 per month; and 
 (4) For the period commencing on July 1, 2012 and ending on June 30, 2013 the Fixed Rent shall be $2,417,614.61 per year, or $201,467.88 per month. 
 The Fixed Rent with respect to the Premises shall be paid by Tenant to Landlord in equal monthly installments in advance on the first day of each and every month without any set-off or deduction
whatsoever in the manner provided in the Lease. 
 (B) Landlord and Tenant agree that the Premises contain 195,217 rentable
square feet and that effective as of the Extended Term Commencement Date, Tenant’s pro rata share of the Park for the purpose of payment of Impositions, Common Area Costs and any other Rent as to which Tenant pays a pro rata share shall be
78.54%. Tenant shall continue to pay the foregoing items of Rent in the manner provided in the Lease. 
 4. Landlord shall
replace the chiller and cooling tower serving Building 5 of the Premises (and shall use reasonable efforts to do so during calendar year 2008 on a timetable reasonably approved by Tenant), and shall replace the rooftop HVAC units (together with
ancillary equipment serving same) serving the Premises on an as-needed basis, as reasonably determined by Landlord after good-faith consultation with Tenant (the foregoing work being collectively hereinafter referred to as the “HVAC
Project”). All costs associated with HVAC Project (the “HVAC Costs”) shall be borne by Landlord. Notwithstanding the foregoing, however, Landlord shall have no obligation to continue to perform the HVAC Project (and Landlord’s
obligations with respect thereto) when the HVAC Costs exceed $976,085 (the “HVAC Project Cost Cap”), as reasonably evidenced by Landlord to Tenant; provided, however, Landlord shall substantially complete any portion of the HVAC Project
related to specific rooftop units in progress when the HVAC Project Cost Cap is reached. Plans and specifications for the HVAC Project shall be prepared by Landlord and presented to Tenant within forty-five (45) days of the execution of this
Seventh Amendment and shall be subject to the written approval of Tenant, such approval not to be unreasonably withheld, delayed or conditioned (such plans and specifications, as so approved, being hereinafter referred to as the “HVAC
Plans”). Landlord shall substantially complete the HVAC Project in a good and workmanlike manner in accordance with applicable laws, codes and ordinances causing as little disruption to Tenant’s business as reasonably possible and in
substantial accordance with the HVAC Plans. 
  

 3 

 5. Landlord shall make available to Tenant an allowance of up to $292,825.50 (the
“Allowance”) to be used for Tenant’s non-structural alterations and improvements to the interior of the Premises which Tenant makes during the period ending on the term of the Lease (such alterations and improvements made during such
period being hereinafter referred to as the “Alterations”). Landlord shall not charge any construction management or administrative fee in connection with the Alterations. All architects, engineers, contractors and subcontractors engaged
in connection with the construction of the Alterations shall be subject to Landlord’s reasonable approval. Tenant shall perform the Alterations in a good and workmanlike and lien-free manner and in accordance with applicable laws, codes and
ordinances and the provisions of Section 5.09 of the Lease. The Allowance (or applicable position thereof) shall be paid to Tenant by Landlord within thirty (30) days of Landlord’s receipt of Tenant’s written notice that the
portion of Tenant’s Alterations for which Tenant seeks reimbursement has been substantially completed, such notice to be accompanied by (1) documented paid invoices, (2) lien releases reasonably satisfactory to Landlord, and
(3) certification from Tenant’s contractor or architect that the applicable work has been substantially completed in accordance with applicable laws, codes and ordinances and the provisions of Section 5.09 of the Lease. Any unused
portion of the Allowance shall be retained by Landlord. 
 6. Tenant shall have options (each, an “Option” and
collectively, “Options”) to extend the term of the Lease for two (2) additional periods of five (5) years (each, a “Renewal Term”). In order to exercise the Option, Tenant must give written notice (“Tenant’s
Notice”) to Landlord not less than nine (9) months prior to expiration of the initial term or the first Renewal Term (as the case may be) that Tenant wishes to extend the term of the Lease; provided, however, that Tenant shall not be
entitled to exercise an Option unless each of the following conditions shall be fully satisfied at the time of its exercise: (i) the Lease shall be in full force and effect: (ii) the original Tenant named in the Lease, or an Affiliate
thereof, or an approved Assignee shall be conducting business from the Premises: and (iii) Tenant shall not then be in default under any of the terms, provisions, covenants or conditions of the Lease. If Tenant properly exercises an Option as
provided, the term shall be extended as so provided and Rent shall be adjusted to the “Prevailing Market Rent” (as hereinafter determined). If Tenant shall fail to give written notice to Landlord of Tenant’s exercise of an Option as
provided, Tenant shall be deemed to have waived its right to exercise such Option and to occupy any space in the Building beyond the Expiration Date (or the expiration of the first Renewal Term, as the case may be). Within thirty (30) days after
receiving Tenant’s Notice, Landlord shall provide Tenant with notice (“Landlord’s Notice”) of the Prevailing Market Rent. “Prevailing Market Rent” shall be defined as the arms length fair market annual rental rate per
rentable square foot (together with annual escalations) under leases entered into on or about the date on which the Prevailing Market Rent is being determined hereunder for space reasonably comparable to the Premises in the Duluth, Georgia market.
The determination of Prevailing Market Rent shall take into account any material economic differences between the terms of this Lease and any comparison lease, such as rent abatements, construction costs and other concessions and the manner, if any,
in which the landlord under any such lease is reimbursed for operating expenses and taxes. If Tenant disagrees with Landlord’s determination of Prevailing Market Rent, Tenant shall have the right, within thirty (30) business days after its
receipt of Landlord’s Notice, to submit its own determination of Prevailing Market Rent to Landlord. If Landlord and Tenant are unable to agree as to what Prevailing Market Rent is within ten (10) business days after Tenant’s

  

 4 

 
submission to Landlord of Tenant’s determination of Prevailing Market Rent, then such disagreement shall be resolved pursuant to the arbitration provisions of Article 12 of the Lease.

 7. Lines 8-40 of section 19.01 of the Lease are hereby deleted and the following is substituted in lieu thereof: 

 

			
	“To Landlord:	  	IVG INSTITUTIONAL FUNDS GMBH,
		  	as Nominee for American Fund-OIK
		  	c/o Real Estate Capital Partners
		  	114 West 47th Street, 23rd Floor
		  	New York, NY 10036
		  	Attention: Karin Shewer
		
	with a copy to:	  	Real Estate Capital Partners
		  	460 Herndon Pkwy, Suite 155
		  	Herndon, Virginia 20170
		  	Attention: Andre R. Kinney
		
	and to:	  	Sutherland Asbill & Brennan LLP
		  	1114 Avenue of the Americas, 4th Floor
		  	New York, New York 10036
		  	Attention: Eric L. Sidman, Esq.
		
	To Tenant:	  	Primerica Life Insurance Company
		  	3120 Breckinridge Boulevard
		  	Duluth, GA 30099-0001
		  	Attention: Karen Fine
		
	with a copy to:	  	Primerica Life Insurance Company
		  	3120 Breckinsidge Boulevard
		  	Duluth, GA 30099-0001
		  	Attention: General Counsel

 8. Each party hereto covenants, warrants and represents to the other party that it
has had no dealings, conversations or negotiations with any broker concerning the execution and delivery of this Amendment other than Cushman & Wakefield of Georgia, Inc. (“Tenant’s Broker) and CB Richard Ellis, Inc.
(“Landlord’s Broker”). Landlord shall pay a commission to each of Tenant’s Broker and Landlord’s Broker pursuant to a separate written agreement. Each party hereto agrees to defend, indemnify and hold harmless the other
party against and from any claims for any brokerage commissions and all costs, expenses and liabilities in connection therewith, including, without limitation, reasonable attorneys’ fees and disbursements, arising out of its respective
representations and warranties contained in this Paragraph 8 being untrue, provided, however, the foregoing indemnity by Tenant shall not extend to the commission owed Tenant’s Broker or Landlord’s Broker by Landlord. 
 9. Except as expressly set forth in this Amendment, the terms and conditions of the Lease shall continue in full force and effect without
any change or modification and shall

  

 5 

 
apply for the balance of the term of the Lease as hereby extended. In the event of a conflict between the terms of the Lease and the terms of this Amendment, the terms of this Amendment shall
govern. 
 10. This Amendment shall not be altered, amended, changed, waived, terminated or otherwise modified in any respect or
particular, and no consent or approval required pursuant to this Amendment shall be effective, unless the same shall be in writing and signed by or on behalf of the party to be charged. 
 11. This Amendment shall be binding upon and shall inure to the benefit of the parties hereto and to their respective heirs, executors,
administrators, successors and permitted assigns. 
 12. All prior statements, understandings, representations and agreements
between the parties, oral or written, are superseded by and merged in this Amendment, which alone fully and completely expresses the agreement between them in connection with this transaction and which is entered into after full investigation,
neither party relying upon any statement, understanding, representation or agreement made by the other not embodied in this Amendment. 
 13. No failure or delay of either party in the exercise of any right or remedy given to such party hereunder or the waiver by any party of any condition hereunder for its benefit (unless the time specified herein for exercise of such right
or remedy has expired) shall constitute a waiver of any other or further right or remedy. No waiver by either party of any breach hereunder or failure or refusal by the other party to comply with its obligations shall be deemed a waiver of any other
or subsequent breach, failure or refusal to so comply. 
 14. This Amendment shall be interpreted and enforced in accordance
with the laws of the state in which the Premises are located without reference to principles of conflicts of laws. 
 15. If any
provision of this Amendment shall be unenforceable or invalid, the same shall not affect the remaining provisions of this Amendment and to this end the provisions of this Amendment are intended to be and shall be severable. 
 16. LANDLORD AND TENANT HEREBY KNOWINGLY, VOLUNTARILY, INTENTIONALLY, UNCONDITIONALLY AND IRREVOCABLY WAIVE ANY RIGHT EACH MAY HAVE TO
TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM (WHETHER ARISING IN TORT OR CONTRACT) BROUGHT BY EITHER AGAINST THE OTHER ON ANY MATTER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THIS AMENDMENT OR ANY OTHER DOCUMENT EXECUTED AND DELIVERED
BY EITHER PARTY IN CONNECTION HEREWITH (INCLUDING ANY ACTION TO RESCIND OR CANCEL THIS AMENDMENT ON THE GROUNDS THAT THIS AMENDMENT WAS FRAUDULENTLY INDUCED OR IS OTHERWISE VOID OR VOIDABLE). 
  

 6 

 17. This Amendment may be executed in any number of counterparts. It is not necessary that
all parties sign all or any one of the counterparts, . but each party must sign at least one counterpart for this Amendment to be effective. 
 18. Tenant and Landlord, and each of the persons executing this Amendment on behalf of Tenant and Landlord, do hereby warrant that the party for which they are executing this Amendment (i) is a duly
authorized and existing entity and (ii) has full right and authority to enter into this Amendment, and that any person signing on behalf of such party is authorized to do so. Upon either party’s request, the other party shall provide
evidence reasonably satisfactory to the requesting party confirming the foregoing warranties. 
 19. This Amendment shall not be
binding upon either party unless and until it is fully executed and delivered to both parties. 
 [SIGNATURE PAGE TO FOLLOW]

  

 7 

 IN WITNESS WHEREOF, Landlord and Tenant have executed this Amendment as of the date and yeas
first above written. 
  

					
	LANDLORD:
	
	 IVG INSTITUTIONAL FUNDS GMBH,
 as Nominee for American Fund-OIK

			
	By:	 	/s/ Michael Ruhl	 	/s/ Anke Loidl
	Name:	 	Michael Ruhl	 	Anke Loidl
	Title:	 	Prokurist	 	Fund Manager
	
	TENANT:
	
	PRIMERICA LIFE INSURANCE COMPANY, a
	Massachusetts corporation
		
	By:	 	 /s/ Karen Fine

	Name:	 	 Karen Fine

	Title:	 	 EVP

  

 8Agreement of Sublease

 Exhibit 10.22 
 AGREEMENT OF SUBLEASE 
 between 
 CITIBANK, N.A., Sublandlord 
 and 
 NATIONAL BENEFIT LIFE INSURANCE COMPANY, Subtenant 

Premises: 
 The 44th Floor

 One Court Square 
 Long Island City, New York 11120 

 TABLE OF CONTENTS 
  

					
	 	  	 	  	Page
	1.	  	Subleasing of Premises	  	1
			
	2.	  	Term	  	2
			
	3.	  	Base Rent and Additional Rent	  	2
			
	4.	  	Use	  	4
			
	5.	  	Covenants with Respect to the Master Lease	  	4
			
	6.	  	Subordination to and Incorporation of the Master Lease	  	4
			
	7.	  	Landlord’s Performance Under Lease; Services, Repairs and Alterations	  	6
			
	8.	  	Consents	  	8
			
	9.	  	Termination of Lease	  	8
			
	10.	  	Sublease, Not Assignment	  	11
			
	11.	  	Damage, Destruction, Fire and Other Casualty	  	11
			
	12.	  	No Waivers	  	11
			
	13.	  	Notices	  	11
			
	14.	  	Broker	  	12
			
	15.	  	Condition of the Premises	  	12
			
	16.	  	Consent of Landlord to This Sublease	  	13
			
	17.	  	Assignment, Subletting and Mortgaging	  	13
			
	18.	  	Security	  	14
			
	19.	  	Holding Over	  	15
			
	20.	  	Electric Current	  	15
			
	21.	  	Rules of Sublandlord	  	15
			
	22.	  	Sublandlord’s Information Technology Systems	  	16
			
	23.	  	Existing Furniture	  	16

  

 i 

					
	 24.
	  	USA Patriot Act	  	17
			
	 25.
	  	Miscellaneous	  	17

  

					
	EXHIBITS:	  		  	
			
	 EXHIBIT A
	  	Leases	  	A-1
	 EXHIBIT B
	  	Floor Plan of Premises	  	B-1
	 EXHIBIT C
	  	Furniture List	  	C-1
	 EXHIBIT D
	  	Landlord’s Work	  	D-1

  

 ii 

 AGREEMENT OF SUBLEASE 
 AGREEMENT OF SUBLEASE (this “Sublease”), made as of the 12th day of June, 2009, between CITIBANK, N.A., a national banking
association, with an address c/o Citi Realty Services, Two Court Square, 4th Floor, Long Island City, New York 11120, (“Sublandlord”), and NATIONAL BENEFIT LIFE INSURANCE COMPANY, a New York life insurance corporation, with a
principal place of business at 333 West 34th Street, 10
th Floor, New York, New York 10001
(“Subtenant”). 
 R E C I T A L S : 

A. WHEREAS, Reckson Court Square, LLC (“Landlord”), a Delaware limited liability company, and Sublandlord entered
into a certain lease, dated as of May 12, 2005 (the “Lease”), pursuant to which Landlord leased to Sublandlord the entire building located (the “Building”) located at One Court Square, Long Island
City, New York, all as more particularly described in the Master Lease (a redacted copy of which Lease is attached hereto as Exhibit A and by this reference made a part hereof); 
 B. WHEREAS, Sublandlord desires to sublease to Subtenant a portion of the Building being the entire rentable area of the
forty fourth (44th) floor of the Building consisting
of approximately 31,749 rentable square feet, as more particularly indicated by crosshatching on Exhibit B attached hereto (the “Premises”), and Subtenant desires to hire the Premises from Sublandlord on the terms and
conditions contained herein. 
 NOW, THEREFORE, in consideration of the mutual covenants herein contained, it is mutually agreed
as follows: 
 1. Subleasing of Premises. Sublandlord hereby subleases to Subtenant, and Subtenant hereby hires from
Sublandlord, the Premises, upon and subject to the terms and conditions hereinafter set forth. This Sublease is contingent upon the non-disapproval of this Sublease by the New York Insurance Department (the “Non-Disapproval”)
on or before the Commencement Date (the “Non-Disapproval Contingency”). If the Non-Disapproval does not occur on or before the Commencement Date, then Subtenant shall have the option by written notice given to Sublandlord on
the Commencement Date, time being of the essence with respect to the giving of such notice, to either terminate this Sublease for all purposes effective as of the Commencement Date (the “Non-Disapproval Termination Option”)
or waive the Non-Disapproval Contingency set forth above. If the Non-Disapproval does not occur on or before the Commencement Date and the Subtenant does not on the Commencement Date exercise in writing the Non-Disapproval Termination Option, then
Subtenant will be deemed to have irrevocably waived the Non-Disapproval Contingency and Subtenant’s Non-Disapproval Termination Option shall automatically be deemed null and void. 
  

 1 

 2. Term; Renewal Options. 
 2.1 The term (the “Term”) of this Sublease shall commence on the later of
(i) September 1, 2009 or (ii) the date that an executed counterpart of this Sublease is delivered to Landlord in accordance with Section 7.07(a) of the Master Lease (the later of such dates, the “Commencement
Date”) and shall terminate on the date that is one day prior to the fifth (5th) anniversary of the Commencement Date (the “Expiration Date”), or on such earlier date upon which the Term shall expire or be canceled or terminated pursuant to any of the
conditions or covenants of this Sublease or the Master Lease, or pursuant to law, or such later date as the Term may be extended in accordance with Section 26 of this Sublease. Subtenant shall not have any option to extend the term of this
Sublease except as expressly set forth in Section 26 herein. 
 2.2 If Sublandlord is unable or fails to deliver possession
of the Premises on the Commencement Date (i) Sublandlord shall not be subject to any liability for failure to give possession, (ii) Subtenant waives the right to recover any damages which may result from such failure to give possession and
agrees that the provisions of this Section 2.2 shall constitute an “express provision to the contrary” within the meaning of Section 223(a) of the New York Real Property Law, and (iii) the Commencement Date shall be
postponed until the date of notice given to Subtenant stating that the Premises are ready for delivery to Subtenant. 
 3.
Base Rent and Additional Rent. 
 3.1 Commencing on the Commencement Date Subtenant shall pay to
Sublandlord, as base rent (“Base Rent”) during the Term (subject to adjustment on January 1 as set forth below) the sum of Eight Hundred Nine Thousand Five Hundred Ninety Nine and 50/100 ($809,599.50) Dollars per annum,
payable in equal monthly installments of Sixty Seven Thousand Four Hundred Sixty Six and 63/100 ($67,466.63) Dollars in advance no later than three (3) business days prior to the first (1st) day of each month during the Term. The
installment of Base Rent for the first full calendar month of the Term following the Commencement Date shall be due and payable upon the execution of this Sublease. If the Commencement Date shall occur on a date other than the first day of any
calendar month, the Base Rent payable hereunder for such month shall be prorated on a per-diem basis and shall be paid three (3) days prior to the first day of the first full month following the Commencement Date. Notwithstanding the foregoing
to the contrary, upon written notice from Sublandlord to Subtenant, the Base Rent will be adjusted by Sublandlord on January 1 of each calendar year of the Term or any extensions thereof based upon the Subtenant’s pro-rata share (which the
parties agree is 2.27% calculated by taking the 31,749 rentable square feet of the 44th floor divided by the 1,401,609 rentable square feet of the building and then multiplying by 100) of increases or decreases in Sublandlord’s operating costs (sum of all building operating costs,
including but not limited to maintenance and repair, water and sewer charges, building management, taxes, cleaning, utilities, electric, HVAC, and janitorial supplies) for the Building. Such adjustment of Base Rent shall be determined by Sublandlord
in its sole and absolute discretion. 
  

 2 

 3.2 In addition to the Base Rent reserved herein, Subtenant agrees to pay to Sublandlord as
additional rental all other payments for which Sublandlord shall become responsible to Landlord under the Lease in respect of the Premises, Subtenant’s use or occupancy thereof or by reason of any act or omission of Subtenant (collectively, the
“Additional Rent”), including, without limitation, any payments accruing as a result of (i) any increases in insurance premiums as provided in Article 9 of the Master Lease resulting from any act or omission of
Subtenant, (ii) any additional rent payable on account of Subtenant’s use of extra heating, ventilation or air conditioning (before 8am and after 6pm on weekdays and anytime on weekends – overtime HVAC will be paid by Subtenant as
Additional Rent at the rate of $75.00 per hour or portion thereof) and (iii) any additional rent payable on account of any services provided to Subtenant other than basic maintenance, repair and cleaning of the Premises. Notwithstanding the
foregoing provisions of Section 3.1 and 3.2, Subtenant shall not be obligated to pay Sublandlord additional rent for real estate taxes, operating expenses, electric and water charges, except to the extent that the same may be increased as a
result of Subtenant’s particular manner of use or occupancy of the Premises. 
 3.3 If Subtenant shall fail to pay when due
any installment of Base Rent, Additional Rent or other costs, charges and sums payable by Subtenant hereunder (such Additional Rent or other costs, charges and sums, together with Base Rent, hereinafter collectively referred to as the
“Rental”), Subtenant shall pay to Sublandlord, in addition to such installment of Base Rent or Rental, as the case may be, as a late charge and as additional rent, a sum equal to interest at the Applicable Rate (hereinafter
defined) per annum on the amount unpaid, commencing from the date such payment was due to and including the date of payment. The “Applicable Rate” shall be the rate equal to the lesser of (a) two (2) percentage
points above the rate of interest announced from time to time by Citibank, N.A. as its prime, reference or corporate base rate, changing as and when said prime, reference or corporate base rate changes or (b) the maximum rate permitted by
applicable law. 
 3.4 All Base Rent and other Rental shall constitute rent under this Sublease, and shall be payable to
Sublandlord at its address as set forth in Article 13 hereof, unless Sublandlord shall otherwise so direct in writing. 
 3.5
Subtenant shall promptly pay the Rental as and when the same shall become due and payable without setoff, offset or deduction of any kind whatsoever, except as expressly set forth herein, and, in the event of Subtenant’s failure to pay the same
when due (subject to grace periods provided herein), Sublandlord shall have all of the rights and remedies provided for herein or at law or in equity, in the case of non-payment of rent. 
  

 3 

 3.6 Sublandlord’s failure during the Term to prepare and deliver any statements or
bills required to be delivered to Subtenant hereunder, or Sublandlord’s failure to make a demand under this Sublease shall not in any way be deemed to be a waiver of, or cause Sublandlord to forfeit or surrender its rights to collect any Rental
which may have become due pursuant to this Sublease during the Term. Subtenant’s liability for Rental due under this Sublease accruing during the Term, and Sublandlord’s obligation to refund overpayments of or adjustments to Rental paid to
it by Subtenant, shall survive the expiration or earlier termination of this Sublease. 
 4. Use. Subtenant shall use and
occupy the Premises for general office purposes and for no other purpose and otherwise in accordance with the terms and conditions of the Master Lease. Under no circumstances shall Tenant use the Premises for any use prohibited by Section 2.04
of the Master Lease 
 5. Covenants with Respect to the Master Lease. 
 5.1 Subtenant shall not do anything that would constitute a default under the Master Lease or omit to do anything that Subtenant is obligated
to do under the terms of this Sublease so as to cause there to be a default under the Master Lease. 
 5.2 The time limits set
forth in the Master Lease for the giving of notices, making demands, performance of any act, condition or covenant, or the exercise of any right, remedy or option, are changed for the purpose of this Sublease, by lengthening or shortening the same
in each instance, as appropriate, so that notices may be given, demands made, or any act, condition or covenant performed, or any right, remedy or option hereunder exercised, by Sublandlord or Subtenant, as the case may be (and each party covenants
that it will do so) within three (3) days prior to the expiration of the time limit, taking into account the maximum grace period, if any, relating thereto contained in the Master Lease. Each party shall promptly deliver to the other party
copies of all notices, requests or demands which relate to the Premises or the use or occupancy thereof after receipt of same from Landlord. 
 6. Subordination to and Incorporation of the Master Lease. 
 6.1 Subtenant
hereby acknowledges that it has read and is familiar with the provisions of the Master Lease and agrees that this Sublease is in all respects subject and subordinate to the terms and conditions of the Master Lease and to all matters to which the
Master Lease is subject and subordinate. In addition, this Sublease shall also be subject to and Subtenant accepts this Sublease subject to any amendments, modifications or supplements to the Master Lease hereafter made, provided that Sublandlord
shall not enter into any amendment, modification or supplement that would prevent or materially adversely affect the use by Subtenant of the Premises in accordance with the terms hereof, increase the obligations of the Subtenant or decrease its
rights hereunder, shorten the Term hereof or increase the Rental required to be paid by subtenant hereunder. Subtenant shall protect, defend, indemnify and hold harmless Sublandlord for and against, any and all losses, damages, penalties,
liabilities, costs and expenses, including, without limitation, reasonable and 
  

 4 

 necessary attorneys’ fees and reasonable and necessary disbursements, which may be sustained or
incurred by Sublandlord by reason of Subtenant’s failure to keep, observe or perform any of the terms, provisions, covenants, conditions and obligations (i) on Sublandlord’s part to be kept, observed or performed under the Master
Lease to the extent same shall have been incorporated herein and Subtenant is not incapable of observing or performing such covenant or obligation because it is personal to Sublandlord, (ii) on the part of Subtenant to be kept, observed or
performed under this Sublease, including without limitation arising from Subtenant’s holding over, failure to vacate or surrender the Premises upon expiration or sooner termination of this Sublease, or (iii) otherwise arising out of or
with respect to Subtenant’s use and occupancy of the Premises from and after the Commencement Date. The provisions of this Section 6.1 shall survive the expiration or earlier termination of the Master Lease and/or this Sublease, except to
the extent any of the foregoing is caused by the sole negligence of Sublandlord. 
 6.2 Except as otherwise expressly provided
in, or otherwise inconsistent with, this Sublease, or to the extent not applicable to the Premises, the terms, provisions, covenants, stipulations, conditions, rights, obligations, remedies and agreements contained in the Master Lease are
incorporated in this Sublease by reference, and are made a part hereof as if herein set forth at length, Sublandlord being substituted for the “Landlord” under the Master Lease, Subtenant being substituted for the “Tenant” under
the Master Lease, Premises being substituted for “Premises” under the Master Lease, “Base Rent” being substituted for “Fixed Rent” under the Master Lease, “Additional Rent” being substituted for
“Additional Charges” under the Master Lease, except that the following provisions of the Master Lease are hereby modified, or deemed deleted therefrom or which deleted provision(s) shall have no force and effect as between Sublandlord and
Subtenant: 
 (a) Notwithstanding anything to the contrary set forth in Article 1 of the Master Lease or elsewhere in the Master
Lease, the term of this Sublease and Base Rent payable under this Sublease and the amount of the Security required of Subtenant shall be as set forth in Sections 2, 3 and 18 herein. 
 (b) All amounts payable hereunder by Subtenant shall be payable directly to Sublandlord. 
 (c) The provisions of Articles, 1, 3, 4, 7, 10, 11, 12, 13, 14, 15, 19, 20, 28, 29, 31, 33, 36, 39, 40, 41, 43, and 44, Sections 2.02, 2.03,
5.02, 5.03, 5.04, 9.06, 9.08, 9.09, 9.10, 16.04, 16.05, 35.17 Exhibits A, C, I, and J and the Schedules 1, 2 and 3 of the Master Lease shall not apply to this Sublease. 
 (d) The following portions of the Master Lease shall be modified for purposes of this Sublease as indicated below: 
  

	 	(i)	 Section 21.01 shall be modified so as to delete that portion of Section 21.01 beginning with the phrase, “other than those” on the
7th line down from the top of Section 21.01 through
and including the phrase “provided in this lease” on the 12th line down from the top of Section 21.01. 

  

 5 

 7. Landlord’s Performance Under Master Lease; Services, Repairs and Alterations.

 7.1 Except to the extent caused by Subtenant’s negligence or willful misconduct, Sublandlord shall at Sublandlord’s
cost and expense, maintain and repair the Premises in its condition as of the Commencement Date, reasonable wear and tear and damage by fire and other casualty excepted. If any repairs or maintenance is required due to the negligence or willful
misconduct of Subtenant, Subtenant shall reimburse Sublandlord for the cost thereof upon demand as Additional Rent hereunder. 
 7.2 Notwithstanding anything to the contrary contained in this Sublease or in the Master Lease, Sublandlord shall not be required to provide any of the services that Landlord has agreed to provide pursuant to the Master Lease (or required
by law) or take any other action that Landlord has agreed to provide, furnish, make, comply with, or take, or cause to be provided, furnished, made, complied with or taken under the Master Lease, but Sublandlord agrees to use all diligent efforts,
at Subtenant’s sole cost and expense with respect to the Premises, to obtain the same from Landlord (provided, however, that Sublandlord shall not be obligated to use such efforts or take any action which might give rise to a default under the
Master Lease), and Subtenant shall rely upon and look solely to Landlord for the provision, furnishing or making thereof or compliance therewith. Subtenant shall not have any claim against Sublandlord by reason of the Landlord’s failure or
refusal to comply with the provisions of the Master Lease, unless such failure or refusal is a result of Sublandlord’s act or failure to act. If Landlord shall default in the performance of any of its obligations under the Master Lease,
Sublandlord may, upon reasonable request and at the sole cost and expense of Subtenant (including but not limited to payment of all of Sublandlord’s attorney’s fees and costs), timely institute and diligently prosecute any action or
proceeding which Subtenant and Sublandlord, in their reasonable judgment, deem meritorious, in order to have Landlord make such repairs, furnish such electricity, provide such services or comply with any other obligation of Landlord under the Master
Lease or as required by law. However, notwithstanding the foregoing, Sublandlord shall have no obligation to institute or diligently prosecute any action or proceeding which Subtenant could bring directly against Landlord without Sublandlord being a
party to such action or proceeding. Subtenant shall protect, defend, indemnify and hold harmless Sublandlord from and against any and all such claims arising from or in connection with such request, action or proceeding. This indemnity and hold
harmless agreement shall include indemnity from and against any and all liability, fines, suits, demands, costs and expenses of any kind or nature, including, without limitation, reasonable attorneys’ fees and disbursements, incurred in
connection with any such claim, action or proceeding brought thereon. Subtenant shall not make any claim against Sublandlord for any damage which may arise, nor shall Subtenant’s obligations hereunder be diminished, by reason of (i) the
failure of Landlord to keep, observe or

  

 6 

 
perform any of its obligations pursuant to the Master Lease, unless such failure is due to Sublandlord’s negligence or misconduct, or (ii) the acts or omissions of Landlord, its agents,
contractors, servants, employees, invitees or licensees. The provisions of this Section 7.2 shall survive the expiration or earlier termination of the Term hereof. 
 7.3 Subtenant shall not make or allow to be made any alterations, changes, additions or improvements (collectively, “Alterations”) to the Premises or any part thereof without the
prior written consent of Landlord and Sublandlord, which consent Sublandlord will not unreasonably withhold, condition or delay. Prior to the commencement of any Alteration, Subtenant shall prepare for Sublandlord’s approval complete and final
architectural plans and specifications and engineering plans and specifications (“Subtenant’s Plans”) for the Alterations at Subtenant’s expense. Such Subtenant’s Plans will reflect improvements of high quality
and design in accordance with the Building standards and becoming of first-class office space in Long Island City, New York. Sublandlord shall deliver written approval of or objections to such Subtenant’s Plans to Subtenant within fifteen
(15) business days after Sublandlord’s receipt of all of the Subtenant’s Plans. If Sublandlord does not approve the Subtenant’s Plans within such time period, Sublandlord’s consent to Subtenant’s Plans shall be deemed
denied. Subtenant’s Plans shall comply with all governmental requirements and Sublandlord’s approval of Subtenant’s Plans shall not constitute an implication, representation or certification that Subtenant’s Plans and/or the
Subtenant Work (as hereinafter defined) are in compliance with governmental requirements. If Landlord and Sublandlord shall consent to any Alterations to the Premises, such Alterations shall be subject to any terms, covenants, conditions and
agreements which Landlord or Sublandlord may reasonably prescribe from time to time, which shall include (i) a requirement that Subtenant’s laborer’s work in harmony with Sublandlord’s laborers, (ii) a requirement that
Subtenant utilize only contractors and subcontractors’ that are approved by Sublandlord, (iii) Subtenant providing Sublandlord with additional insurance coverage as reasonably requested by Sublandlord in connection with such Alterations,
(iv) Subtenant providing Sublandlord with an indemnity reasonably satisfactory to Sublandlord in connection with such Alterations, and (v) a requirement that, prior to the commencement of any Alterations to the Premises, Subtenant deliver
to Landlord and Sublandlord written acknowledgments from all materialmen, contractors, artisans, mechanics, laborers and any other persons furnishing any labor, services, materials, supplies or equipment to Subtenant with respect to the Premises
that they will look exclusively to Subtenant for payment of any sums due in connection therewith and that Landlord and Sublandlord shall have no liability for such costs. All Alterations to the Premises made or requested by Subtenant shall be at
Subtenant’s sole cost and expense. Upon the expiration or sooner termination of the Term, Subtenant shall deliver the Premises to Sublandlord in the same condition it was in on the Term Commencement Date, reasonable wear and tear excepted. Any
Alterations to the Premises, excepting movable furniture and trade fixtures, shall become the property of Landlord and shall be surrendered with the Premises, unless Landlord or Sublandlord shall direct Subtenant to remove any such Alterations. In
such event, Subtenant shall on or before the Expiration Date remove same at its sole risk cost and expense and restore or repair in a good and workmanlike manner any damage to the

  

 7 

 
Premises occasioned by such removal and restore the Premises to the condition existing prior to such Alterations, normal wear and tear accepted. In the event Subtenant fails to restore or repair
the Premises or to remove its personal property and trade fixtures, Sublandlord shall have the right, but not the obligation, to enter the Premises and perform such restoration, repair or removal at Tenant’s expense and to charge Tenant as
Additional Rent for the cost of such work. 
 8. Consents. Subtenant agrees that whenever Sublandlord’s consent or
approval is required hereunder (except in connection with Article 17 hereof, pursuant to which Sublandlord may withhold consent or approval it its sole and absolute discretion), or where something must be done to Sublandlord’s satisfaction,
Sublandlord will not unreasonably withhold or condition Sublandlord’s consent; provided, however, that whenever the consent or approval of Landlord, the lessor under a superior lease, or the mortgagee under a mortgage, as the case may be, is
also required pursuant to the terms of the Master Lease, if Landlord, the lessor under a superior lease, or the mortgagee under a mortgage shall withhold its consent or approval for any reason whatsoever, Sublandlord shall be deemed to have denied
its consent or approval. 
 9. Termination of Lease. 
 9.1 In the event of a default under the Master Lease which results in the termination of the Master Lease, Subtenant shall in accordance with
the provisions of Section 7.07 of the Master Lease, at the option of Landlord, attorn to and recognize Landlord as landlord hereunder and shall, promptly upon Landlord’s request, execute and deliver all instruments necessary or appropriate
to confirm such attornment and recognition. Subtenant hereby waives all rights under any present or future law to elect, by reason of the termination of Lease, to terminate this Sublease or surrender possession of the Premises. Sublandlord shall not
be liable to Subtenant by reason of such termination of the Master Lease or by reason of a termination of the Master Lease by either Landlord or Sublandlord. 
 9.2 If any one or more of the following events shall occur, that is to say: 
 (a)
The Subtenant shall become insolvent or shall take the benefit of any present or future insolvency statute, or shall make a general assignment for the benefit of creditors, or file a voluntary petition in bankruptcy or a petition or answer seeking
an arrangement or its reorganization or the readjustment of its indebtedness under the federal bankruptcy laws or under any other law or statute of the United States or of any state thereof, or consent to the appointment of a receiver, trustee, or
liquidator of all or substantially all of its property; or 
 (b) By order or decree of a court the Subtenant shall be adjudged
bankrupt or an order shall be made approving a petition filed by any of its creditors or by any of the stockholders of the Subtenant, seeking its reorganization or the readjustments of its indebtedness under the federal bankruptcy laws or under any
law or statute of the United States or of any state thereof, provided that if any such judgment or order is stayed or vacated within sixty (60) days after the entry thereof, any notice of cancellation shall be and become null, void and of no
effect; or 
  

 8 

 (c) By or pursuant to, or under authority of any legislative act, resolution or rule, or any
order or decree of any court or governmental board, agency or officer having jurisdiction, a receiver, trustee or liquidator shall take possession or control of all or substantially all of the property of the Subtenant, and such possession or
control shall continue in effect for a period of thirty (30) days; or 
 (d) The Subtenant shall voluntarily abandon,
desert or vacate the Premises or discontinue its operations at the Premises or, after exhausting or abandoning any right of further appeal, the Subtenant shall be prevented for a period of thirty (30) days by action of any governmental agency
other than the Sublandlord having jurisdiction thereof, from conducting its operations at the Premises, regardless of the fault of the Subtenant; or 
 (e) Any lien is filed against the Premises because of any act or omission of the Subtenant and shall not be discharged of record, or by bonding through an insurance company duly authorized to write such
bonds in New York State, within thirty (30) days after the Subtenant has received notice thereof; or 
 (f) The letting
hereunder or the interest or estate of the Subtenant under this Sublease shall be transferred directly by the Subtenant or shall pass to or devolve upon, by operation of law or otherwise, any other person, firm or corporation; or 
 (g) A petition under any part of the federal bankruptcy laws or an action under any present or future insolvency law or statute shall be
filed against the Subtenant and shall not be dismissed within sixty (60) days after the filing thereof; or 
 (h) The
Subtenant violates the provisions of Section 17.1 of this Sublease; or 
 (i) The Subtenant shall fail duly and punctually
to pay the rentals or to make any other payment required hereunder when due to the Sublandlord and shall continue in its failure to pay rentals or fees or to make any other payment required hereunder for a period of five (5) days after the due
date thereof; or 
 (j) The Subtenant shall fail to keep, perform and observe each and every other promise, covenant and
agreement set forth in this Sublease on its part to be kept, performed, or observed, within thirty (30) days after receipt of notice of default thereunder from the Sublandlord (except where fulfillment of its obligation requires activity over a
period of time and the Subtenant shall have commenced to perform whatever may be required for fulfillment within thirty (30) days after receipt of notice and continues such performance without interruption except for causes beyond its control);

  

 9 

 Then, upon the occurrence of any such event of default or at any time thereafter during the
continuance thereof, in addition to all other rights and remedies of Sublandlord as a result of such default, Sublandlord shall have the right to terminate this Sublease upon at least five (5) business days written notice to Subtenant
identifying the termination date hereof. In the event Sublandlord exercises its right to terminate this Sublease, this Sublease shall terminate on the date set forth in Sublandlord’s termination notice as if such termination date were the
original Expiration Date of the Term of this Sublease, but Subtenant shall remain liable under this Sublease as a result of such event of default. 
 9.3 No acceptance by the Sublandlord of rentals, fees, charges or other payments in whole or in part for any period or periods after a default of any of the terms, covenants and conditions hereof to be
performed, kept or observed by the Subtenant shall be deemed a waiver of any right on the part of the Sublandlord to terminate the letting. 
 9.4 No waiver by the Sublandlord of any default on the part of the Subtenant in performance of any of the terms, covenants or conditions hereof to be performed, kept or observed by the Subtenant shall be
or be construed to be a waiver by the Sublandlord of any other or subsequent default in performance of any of the said terms, covenants and conditions. 
 9.5 Without limiting any applicable cure periods available to the Subtenant as set forth in this Sublease, the rights of termination described above shall be in addition to any other rights of termination
provided in this Sublease and in addition to any rights and remedies that the Sublandlord would have at law or in equity consequent upon any breach of this Sublease by the Subtenant, and the exercise by the Sublandlord of any right of termination
shall be without prejudice to any other such rights and remedies. 
 9.6 Subtenant specifically waives the right of redemption
provided or in New York Real Property Actions and Proceedings Law § 761, and any similar or successor statute. 
 9.7
Notwithstanding anything contained in this Sublease to the contrary, in the event that Subtenant at any time is not owned and controlled, directly or indirectly, by Sublandlord, then Sublandlord and Subtenant shall each have the option to terminate
this Sublease upon no less than twelve (12) months (measured from the effective date of such change in ownership or control) written notice to the other party identifying the termination date hereof (the “Early Termination
Option”). In the event Sublandlord or Subtenant validly exercises the Early Termination Option upon at least twelve (12) months prior written notice to the other party identifying the termination date hereof, this Sublease shall
terminate on the date set forth in the termination notice as if such termination date were the original Expiration Date of the Term of this Sublease. 
  

 10 

 10. Sublease, Not Assignment. Notwithstanding anything contained herein, this
Sublease shall be deemed to be a sublease of the Premises and not an assignment, in whole or in part, of Sublandlord’s interest in the Master Lease. 
 11. Damage, Destruction, Fire and Other Casualty. Notwithstanding any contrary provision of this Sublease or the provisions of the Master Lease herein incorporated by reference, Subtenant shall not
have the right to terminate this Sublease as to all or any part of the Premises, or be entitled to an abatement of Rent or any other item of Rental, by reason of a casualty or condemnation affecting the Premises unless Sublandlord is entitled to
terminate the Master Lease or is entitled to a corresponding abatement with respect to its corresponding obligation under the Master Lease. If Sublandlord is entitled to terminate the Master Lease for all or any portion of the Premises by reason of
casualty or condemnation, Subtenant may terminate this Sublease as to any corresponding part of the Premises by written notice to Sublandlord given at least five (5) business days prior to the date(s) Sublandlord is required to give notice to
Landlord of such termination under the terms of the Master Lease. Notwithstanding anything contained in the Master Lease to the contrary, as between Sublandlord and Subtenant only, all insurance proceeds or condemnation awards received by
Sublandlord under the Master Lease shall be deemed property of Sublandlord. 
 12. No Waivers. Failure by Sublandlord in
any instance to insist upon the strict performance of any one or more of the obligations of Subtenant under this Sublease, or to exercise any election herein contained, shall in no manner be or be deemed to be a waiver by Sublandlord of any of
Subtenant’s defaults or breaches hereunder or of any of Sublandlord’s rights and remedies by reason of such defaults or breaches, or a waiver or relinquishment for the future of the requirement of strict performance of any and all of
Subtenant’s obligations hereunder. Further, no payment by Subtenant or receipt by Sublandlord of a lesser amount than the correct amount or manner of payment of Rental due hereunder shall be deemed to be other than a payment on account, nor
shall any endorsement or statement on any check or any letter accompanying any check or payment be deemed to effect or evidence an accord and satisfaction, and Sublandlord may accept any checks or payments as made without prejudice to
Sublandlord’s right to recover the balance or pursue any other remedy in this Sublease or otherwise provided at law or equity. 
 13. Notices. Any notice, statement, demand, consent, approval, advice or other communication required or permitted to be given, rendered or made by either party to the other, pursuant to this Sublease or pursuant to any applicable
law or requirement of public authority (collectively, “Notices”) shall be in writing and shall be deemed to have been properly given, rendered or made only if sent by personal delivery, receipted by the party to whom
addressed, or registered or certified mail, return receipt requested, posted in a United States post office station in the continental United States, addressed (i) to Subtenant at its address set forth below or at the Premises, and (ii) to
Sublandlord, at its addresses set forth below. All such Notices shall be deemed to have been given, rendered or made when delivered and receipted by the party to whom addressed, in the case of personal delivery, or three (3) days after

  

 11 

 the day so mailed. Either party may, by notice as aforesaid actually received, designate a different address
or addresses for communications intended for it. 
 Sublandlord’s addresses: 
 CITIBANK, N.A., 
 c/o Citi Realty Services 
 Two Court Square, 4th Floor 
 Long Island City, New York 11120 
 Attention: Lease Administrator 
 In addition to the foregoing Notice provisions, copies of any and all notices of default or notices commencing or relating to any default
by, or action, suit or proceeding against, Sublandlord arising under this Sublease or relating to the Premises or the Building, shall also reference this Sublease and shall be sent, in addition, to the following: Citigroup, Inc., 125 Broad Street,
7th Floor, New York, New York 10004, Attn.: General Counsel of Real Estate. 
 Subtenant’s addresses: 
 Prior to the Term commencing, notices to Subtenant shall be sent to Subtenant at 333 West 34th Street, 10th Floor, New York, New York 10001, Attention: Krystyna Grabowska, Senior Vice President and after the Term
commences, notices to Subtenant shall be sent to Subtenant at the Premises to the attention of Krystyna Grabowska, Senior Vice President. 
 14. Broker. Each party hereto covenants, warrants and represents to the other party that it has had no dealings, conversations or negotiations with any broker concerning the execution and delivery
of this Sublease. Each party hereto agrees to defend, indemnify and hold harmless the other party against and from any claims for any brokerage commissions and all costs, expenses and liabilities in connection therewith, including, without
limitation, reasonable attorneys’ fees and disbursements, arising out of its respective representations and warranties contained in this Article 14 being untrue. The provisions of this Article 14 shall survive the expiration or earlier
termination of this Sublease. 
 15. Condition of the Premises/Move to Premises. 
 15.1 Subtenant represents that it has made or caused to be made a thorough examination of the Premises and is familiar with the condition of
every part thereof. Subtenant agrees to accept the Premises in its “as is” condition on the date hereof, reasonable wear and tear between the date hereof and the Commencement Date excepted. Sublandlord has not made and does not make any
representations or warranties as to the physical condition of the Premises, the use to which the Premises may be put, or any other matter or thing affecting or relating to the Premises, except as specifically set forth in this Sublease. Sublandlord
shall have no obligation whatsoever to alter, improve, decorate or otherwise prepare the Premises for Subtenant’s 
  

 12 

 occupancy other than that Sublandlord shall install a file room with filing cabinets (otherwise referred to
as “The Record Management Area Equipment/ LAN Room”) in the Premises (collectively, “Sublandlord’s Work”) and perform the other work listed with Exhibit D, all at Sublandlord’s cost
and expense. Upon the expiration or earlier termination of this Sublease, Subtenant shall remove all the equipment in The Record Management Area Equipment/ LAN Room listed on Exhibit D and restore only The Record Management Area Equipment/
LAN Room to the condition it was in prior to the commencement of Sublandlord’s Work. 
 15.2 On the Commencement Date or
other mutually agreed upon date between Sublandlord and Subtenant, Sublandlord shall arrange for the moving of the portable contents of Subtenant’s existing leased premises (including computer equipment) to the Premises at Sublandlord’s
expense, up to a maximum cost of $57,000. In the event that the cost of such move is in excess of $57,000.00, Subtenant shall pay such excess cost to Sublandlord within ten (10) days of demand therefor as Additional Rent hereunder.
Notwithstanding the foregoing, Subtenant shall be responsible for the cost of delivering and installing new equipment, customer notifications, and auxiliary address changes under its business forms. 
 16. Consent of Landlord to This Sublease. Sublandlord and Subtenant each hereby acknowledge and agree Landlord’s consent is not
required for this Sublease in accordance with Article 7 of the Master Lease. However, in accordance with Section 7.07 of the Master Lease, Subtenant hereby acknowledges and agrees that the provisions of Section 7.07 of the Master Lease are
hereby agreed to by Subtenant and are incorporated herein by reference as if fully set forth herein such that this Sublease shall qualify as a “Sublease Document” under the Master Lease. Accordingly, this Sublease is subject and
subordinate to the Master Lease on all the terms and conditions of Section 7.07(b) of the Master Lease. 
 17.
Assignment, Subletting and Mortgaging. 
 17.1 Subtenant shall not assign, sell, transfer (whether by operation or law or
otherwise), pledge, mortgage or otherwise encumber this Sublease or any portion of its interest in the Premises, nor sublet all or any portion of the premises or permit any other person or entity to use or occupy all or any portion of the Premises,
without the prior written consent of Sublandlord and Landlord. The granting or withholding of such consent may be exercised by Sublandlord in its sole discretion. Subtenant shall indemnify and hold Sublandlord harmless from and against any claim,
loss, damage, cost and expense sustained or incurred by Sublandlord as a result of, or arising out of, a breach by Subtenant of the terms and covenants of this Section 17.1 of the Sublease. In connection with any assignment or subletting of the
Premises by Subtenant, Subtenant shall pay any and all fees due under the Lease from Sublandlord to Landlord. Even if Sublandlord consents to an assignment or sublease, such assignment or sublease shall not be effective unless it complies with the
provisions of Article 7 of the Master Lease. The provisions of this Section 17.1 of the Sublease shall survive the expiration or sooner termination of this Sublease. 
  

 13 

 Subtenant shall pay to Sublandlord all rent, additional rent or other payments and
consideration received by Subtenant in connection with any subletting in excess of Rental payable by Subtenant to Sublandlord. 
 17.2 For the purposes of this Article 17, an assignment or subletting shall be deemed to have occurred upon: (i) the subletting or assignment to a subsidiary or affiliate of Subtenant or occupancy by Subtenant’s subsidiaries or
affiliates; (ii) the sale or transfer, whether pursuant to a single transaction or in a series of related or unrelated transactions, including without limitation by consolidation, merger or reorganization, of a majority of the voting stock of
Subtenant or any beneficial interest therein, if Subtenant is a corporation, or any sale or other transfer, whether pursuant to one or more successive transactions, of a majority of the general partnership interests in Subtenant or any beneficial
interest therein, if Subtenant is a partnership, except if the subtenant occupying the Premises at all times thereafter remains the named Subtenant under this Sublease (in which case it shall not be a default hereunder but Sublandlord shall have the
right to terminate this Sublease in accordance with Section 9.7 hereof); and (iii) the sale or other transfer, whether pursuant to one or more successive transactions, of more than fifty (50%) percent, by value, of the assets of
Subtenant used in conducting its business in the Premises, except if the subtenant occupying the Premises at all times thereafter remains the named Subtenant under this Sublease (in which case it shall not be a default hereunder but Sublandlord
shall have the right to terminate this Sublease in accordance with Section 9.7 hereof). 
 17.3 If this Sublease be
assigned, or if the Premises or any part thereof be sublet (whether or not Sublandlord and Landlord shall have consented thereto), Sublandlord, after default by Subtenant in its obligations hereunder, may collect rent from the assignee or subtenant
and apply the net amount collected to the Rental herein reserved. No such assignment or subletting shall be deemed a waiver of the covenant set forth in this Article 17, or the acceptance of the assignee or subtenant as a tenant, or a release of
Subtenant from the further performance and observance by Subtenant of the covenants, obligations and agreements on the part of Subtenant to be performed or observed herein. The consent by Sublandlord or Landlord to an assignment, sale, pledge,
transfer, mortgage or subletting shall not in any way be construed to relieve Subtenant from obtaining the express consent in writing, to the extent required by this Sublease or the Master Lease, of Sublandlord and Landlord to any further
assignment, sale, pledge, transfer, mortgage or subletting. 
 18. Security. So long as Subtenant is an affiliate of
Sublandlord, no security deposit shall be required hereunder. However, at all times during the Term hereof that Subtenant is not an affiliate of Sublandlord, Subtenant shall deposit with Sublandlord a sum equal to three (3) months’ Base
Rent as security (the “Security”) for the faithful performance and observance by Subtenant of the terms, provisions and conditions of this Sublease, including, but not limited to, the payment of Base Rent and all other items
of Rental and the surrender of the Premises to Sublandlord as herein provided. If Subtenant defaults in respect of any of the terms, provisions and conditions of this

  

 14 

 
Sublease, Sublandlord may apply or retain the whole or any part of the Security so deposited, as the case may be, to the extent required for the payment of any Base Rent or any other item of
Rental as to which Subtenant is in default or for any sum which Sublandlord may expend or be required to expend by reason of Subtenant’s default in respect of any of the terms, covenants and conditions of this Sublease, including, but not
limited to, any damages or deficiency in the reletting of the Premises, whether such damages or deficiency accrue or accrues before or after summary proceedings or other re-entry by Sublandlord. If Sublandlord applies or retains any part of the
Security so deposited, Subtenant, upon demand, shall deposit with Sublandlord the amount so applied or retained so that Sublandlord shall have the full deposit on hand at all times during the Term. If Subtenant shall fully and faithfully comply with
all of the terms, provisions, covenants and conditions of this Sublease, the Security, together with accrued interest thereon, shall be returned to Subtenant after the Expiration Date and after delivery of possession of the Premises to Sublandlord
in the condition required to be delivered to Landlord under the Master Lease, except as otherwise provided herein. Subtenant shall not assign or encumber or attempt to assign or encumber the monies deposited herein as security and neither
Sublandlord nor its successors or assigns shall be bound by any such assignment, encumbrance, attempted assignment or attempted encumbrance. 
 19. Holding Over. If Subtenant retains possession of the Premises or any part thereof after the expiration or earlier termination of the Term, without the express consent of Sublandlord, such
holding over shall be deemed to be month to month only and shall be subject to all of the terms and conditions contained herein. In such event Subtenant shall pay Sublandlord a monthly rental equal to the greater of (i) two
(2) times the Base Rent and additional rent payable hereunder during the last month of the Term or (ii) (x) Base Rent and additional rent in amounts equal to the rent Sublandlord is required to pay Landlord pursuant to Article 34 of
the Master Lease; and (y) any and all other amounts, including, without limitation, consequential damages, Sublandlord is obligated to pay Landlord pursuant to said Article 34 or elsewhere in the Master Lease and under applicable laws. The
provisions of this Paragraph 19 of the Sublease shall not be deemed to limit or constitute a waiver of any other rights of Sublandlord provided herein or at law. 
 20. Electric Current. Subtenant covenants and agrees that at all times its use of electric current shall not exceed the capacity of existing feeders to the Building or the risers or wiring
installation, and Subtenant may not use any electrical equipment which, in Sublandlord’s opinion, will overload such installations or interfere with the use thereof by other tenants of the Building, including Sublandlord. The change at any time
of the character of electric service shall in no wise make Sublandlord liable or responsible to Subtenant for any loss, damage or expenses that Subtenant may sustain. Sublandlord makes no representation as to the suitability, character or nature of
the electric current or water supply. 
 21. Rules of Sublandlord. Subtenant shall comply with the commercially
reasonable rules that Sublandlord may from time to time create, modify, amend or delete; provided, however, that no rules may materially increase Subtenant’s obligations under this Sublease or materially adversely affect Subtenant’s use of
the Premises. 
  

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 22. Sublandlord’s Information Technology Systems. Subtenant shall not access,
utilized or otherwise interfere with Sublandlord’s information technology systems, telephones, switches and switching equipment, racks, wiring, cabling, telecommunications, antenna, communication equipment, and like equipment or systems,
whether now or hereafter installed. Subject to the prior sentence, Subtenant will install, access and utilize its own information technology systems, telephones, switches and switching equipment, racks, wiring, cabling, telecommunications, antenna
communication equipment, and like equipment or systems. This includes, but is not limited to, the following equipment that is owned by Subtenant and will be installed and maintained by Subtenant: 
  

	 	•	 	 6509 network switch and 2811 router shipped from Duluth, GA to LIC1 to be installed on 44th floor utilizing existing rack space. The devices being shipped from Duluth include power supply, router, switch and
line cards necessary to support 48 ports/users. 

  

	 	•	 	 Move remaining Network line cards and 6509 network switch from 333 W. 34th Street to LIC1. These additional line cards are necessary to support remaining 192 ports/users (for a total of 240
ports/users). 

  

	 	•	 	 Relocate existing Wintel rack from 333 W. 34th to LIC1 44th floor computer room containing: 2 IBM Wintel x3650 Servers. 

  

	 	•	 	 Relocated existing AIX rack from 333 W. 34th to LIC1 (floor to be determined) containing: 2 IBM AIX p630s servers, 1 IBM HMC from 333 W. 34th to LIC1. 

  

	 	•	 	 All remaining NBL-owned technology-related equipment will be disconnected, moved and tested by PFS team with the physical move. This includes PCs,
Printers, Fax, Impage, etc. 

  

	 	•	 	 Purchase and deliver new Image Equipment to LIC1, this is NBL owned and maintained equipment. 

 23. Existing Furniture. During the term of this Sublease, (i) the furniture listed on Exhibit C (the
“Existing Furniture”) and presently located within the Premises shall remain on the Premises, (ii) so long as Subtenant is not in breach or default in the performance of its obligations under this Sublease, Subtenant
shall have the right to use the Existing Furniture for its intended use, provided, however, that no part of Base Rent or other Rental shall be attributed to Subtenant’s use of the Existing Furniture, (iii) Subtenant shall, at
Subtenant’s sole cost and expense, at all times maintain the Existing Furniture in good condition, ordinary wear and tear excepted, and (iv) Subtenant shall not remove or cause the removal of any of the Exiting Furniture from the Premises.
Upon the expiration, but not the sooner termination, of the term of this

  

 16 

 
Sublease, Subtenant shall return the Existing Furniture to Sublandlord in the same condition as it was in on the Commencement Date, reasonable wear and tear and damage by fire or other casualty
excepted. Subtenant shall indemnify and hold Sublandlord harmless from and against all costs, losses, damages, claims and expenses (including reasonable attorney’s fees) resulting from or arising out of Subtenant’s failure to so return the
Existing Furniture. 
 24. USA Patriot Act. Each party hereby represents and warrants that: 
 (a) The Office of Foreign Assets Control of the United States Department of the Treasury (“OFAC”) has not listed
such party or any of such party’s affiliates, or any person that controls, is controlled by, or is under common control with such party, on its list of Specially Designated Nationals and Blocked Persons; and 
 (b) It is not acting, directly or indirectly, for or on behalf of any person, group, entity or nation named by any Executive Order, the
United States Treasury Department, or United States Office of Homeland Security as a terrorist, Specially Designated National and Blocked Person, or other banned or blocked person, entity, nation or pursuant to any law, order, rule or regulation
that is enforced or administered by the OFAC. 
 25. Miscellaneous. 
 25.1 Entire Agreement; Successors. This Sublease contains the entire agreement between the parties concerning the sublet of the
Premises and sets forth all of the covenants, promises, conditions, and understandings between Sublandlord and Subtenant concerning the Premises. There are no oral agreements or understandings between parties hereto affecting this Sublease and this
Sublease supersedes and cancels any and all previous negotiations, arrangements, agreements and understandings, if any, between the parties hereto with respect to the subject matter hereof, and none shall be used to interpret or construe this
Sublease. Any agreement hereafter made shall be ineffective to change, modify or discharge this Sublease in whole or in part unless such agreement is in writing and signed by the parties hereto. No provision of this Sublease shall be deemed to have
been waived by Sublandlord or Subtenant unless such waiver be in writing and signed by Sublandlord or Subtenant, as the case may be. The covenants, agreements and rights contained in this Sublease shall bind and inure to the benefit of Sublandlord
and Subtenant and their respective permitted successors and assigns. 
 25.2 Severability. In the event that any
provision of this Sublease shall be held to be invalid or unenforceable in any respect, the validity, legality or enforceability of the remaining provisions of this Sublease shall be unaffected thereby. 
 25.3 Headings; Capitalized Terms. The paragraph headings appearing herein are for purpose of convenience only and are not deemed to
be a part of this Sublease. Capitalized terms used herein shall have the same meanings as are ascribed to them in the Master Lease, unless otherwise expressly defined herein. 
  

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 25.4 Binding Effect. This Sublease is offered to Subtenant for signature with the
express understanding and agreement that this Sublease shall not be binding upon Sublandlord unless and until Sublandlord shall have executed and delivered a fully executed copy of this Sublease to Subtenant. 
 25.5 Insurance. All insurance policies required to be obtained by Subtenant under Article 26 of this Sublease or the Master Lease
shall name Landlord and Sublandlord as additional insureds as their interests may appear. 
 25.6 Governing Law. This
Sublease shall be governed by, and construed in accordance with, the laws of the state in which the Premises are located, without regard to the law of that State concerning choice of law. 
 25.7 Sublease Supersedes. In the event of a conflict or inconsistency between the provisions of this Sublease and the Master Lease,
the provisions of this Sublease shall supersede and control. However, nothing contained herein shall affect the Landlord’s rights under the Master Lease. 
 25.8 Further Assurances. The parties hereto agree that each of them, upon the request of the other party, shall execute and deliver such further documents, instruments or agreements and shall take
such further action as may be necessary or appropriate to effectuate the purpose of this Sublease. 
 25.9 Counterparts.
This Sublease may be executed in any number of counterparts, each of which shall be an original, but all of which shall together constitute one and the same instrument. 
 25.10 Jury Trial Waiver. THE PARTIES HERETO HEREBY KNOWINGLY, VOLUNTARILY, INTENTIONALLY, UNCONDITIONALLY AND IRREVOCABLY WAIVE ANY RIGHT EACH MAY HAVE TO TRIAL BY JURY IN ANY ACTION, PROCEEDING OR
COUNTERCLAIM (WHETHER ARISING IN TORT OR CONTRACT) BROUGHT BY EITHER AGAINST THE OTHER ON ANY MATTER ARISING OUT OF OR IN ANY WAY CONNECTED WITH THIS SUBLEASE OR ANY OTHER DOCUMENT EXECUTED AND DELIVERED BY EITHER PARTY IN CONNECTION HEREWITH OR ANY
COURSE OF DEALING OR CONDUCT OF THE PARTIES, STATEMENTS (WHETHER ORAL OR WRITTEN) OR ACTIONS OF ANY PERSON. THIS WAIVER IS A MATERIAL INDUCEMENT TO SUBLANDLORD TO ENTER INTO THIS SUBLEASE. 
 25.11 Authority. Each party represents and warrants to the other that it has full authority and power to enter into and perform its
obligations under this Sublease, that the person executing this Sublease is fully empowered to do so, and that no consent or authorization is necessary from any party to enter into this Sublease. 
  

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 25.12 No Recording. Subtenant covenants and agrees that Subtenant shall not record
this Sublease nor a memorandum hereof. 
 25.13 Authority. Each party represents and warrants to the other that it has
full authority and power to enter into and perform its obligations under this Sublease, that the person executing this Sublease is fully empowered to do so, and that no consent or authorization is necessary from any party to enter into this
Sublease. 
 26. Insurance: This Article 26 shall apply only if and when Subtenant is no longer owned and controlled
(directly or indirectly) by Sublandlord. Prior to such time, Sublandlord shall include Subtenant within Sublandlord’s insurance coverage. 
 26.1 Coverage. Subtenant shall assume the risk of damage to any fixtures, goods, inventory, merchandise, equipment, furniture and leasehold improvements and Sublandlord shall not be liable for
injury to Subtenant’s business or any loss of income therefrom relative to such damage. Subtenant shall at all times during the term of this Lease, and at its own cost and expense, procure and continue in force the following insurance policies
and/or endorsements (individually “Policy” and collectively the “Policies”): 
 (a) Commercial
general liability insurance, including bodily injury and property damage, personal injury and contractual liability, with respect to all claims, demands or actions by any person or entity, in and arising from, related to, or connected with the
conduct and operation of Subtenant’s business in the Premises or Subtenant’s use of the Premises, with a minimum limit of One Million and No/100 Dollars ($1,000,000.00) per occurrence with a Five Million and No/100 Dollars ($5,000,000.00)
aggregate combined single limit; 
 (b) A policy of “all risk” coverage insurance covering all its personal property,
tenant improvements, and alterations, in, on, or about the Premises to the extent of at least one hundred percent (100%) of their full replacement value. The proceeds from any such policy shall be used by Subtenant for the replacement of
personal property or the restoration of tenant improvements or alterations; 
 (c) Business interruption insurance with
sufficient coverage to provide for payment of rent and other fixed costs for a period of not less than six (6) consecutive months during any interruption of Subtenant’s business by reason of fire or other similar cause; 
 (d) Workers’ compensation insurance as required by law, including employer’s liability, with respect to all claims, demands or
actions by any person or entity, in and arising from, related to, or connected with the operation of Subtenant’s business; 
 (e) Such other insurance as Sublandlord may reasonably require from time to time. 
  

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 26.2 Insurance Policies. 
 (a) The limits of said Policies shall not, however, limit the liability of Subtenant hereunder. If Subtenant fails to procure and maintain
said insurance, Sublandlord may, but shall not be required to, procure and maintain same, but at the expense of Subtenant. Insurance required hereunder shall be with companies having an A.M. Best rating of A- VIII or better. 
 (b) Subtenant shall cause each of the Policies (except as to the Workers’ compensation insurance and Subtenant’s personal
property insurance) to name Sublandlord and its affiliates, officers, directors, employees, agents and assigns and Landlord (and any other parties if required pursuant to the Lease) as additional insureds. Each of the Policies shall be primary and
noncontributing with respect to any coverage that Sublandlord or Landlord may carry. Each of the Policies shall (i) be issued by insurance companies licensed to do business in the State of New York, (ii) include a waiver of subrogation by
the insurer against Sublandlord and Landlord (and any other parties if required pursuant to the Lease), and (iii) contain an endorsement requiring thirty (30) days’ written notice from the insurance company to Subtenant and
Sublandlord before cancellation or change in the coverage, scope, or amount of any policy. On the Commencement Date and on renewal of any Policy and not less than thirty (30) days before expiration of the term of a Policy, Subtenant shall
deposit with Sublandlord a copy of each of the Policies, or a certificate of each of the Policies, together with evidence of payment of premiums. 
 26.3 Waiver of Subrogation. The parties release each other, and their respective authorized representatives, from any claims for damage to any person or to the Premises and the Building and to the
fixtures, personal property, tenant’s improvements, and alterations of either Sublandlord or Subtenant in or on the Premises and the Building that are caused by or result from risks insured against under any insurance policies carried by the
parties or required to be carried by either party under this Lease. Each party shall cause each insurance policy obtained by it to provide that the insurance company waives all right of recovery by way of subrogation against either party in
connection with any damage covered by any policy. If any insurance policy cannot be obtained with a waiver of subrogation, or is obtainable only by the payment of an additional premium charged above that charged by insurance companies issuing
policies without waiver of subrogation, the party undertaking to obtain the insurance shall notify the other party of this fact. The other party shall have a period of ten (10) days after receiving the notice either to place the insurance with
a company that is reasonably satisfactory to the other party and that will carry the insurance with a waiver of subrogation, or to agree to pay the additional premium if such a policy is obtainable at additional cost. If the insurance cannot be
obtained or the party in whose favor a waiver of subrogation is desired refuses to pay the additional premium, charged, the other party is relieved of the obligation to obtain a waiver of subrogation rights with respect to the particular matter
involved. 
  

 20 

 IN WITNESS WHEREOF, the parties hereto have duly executed this Agreement of Sublease as of
the day and year first above written. 
  

			
	SUBLANDLORD:
	
	CITIBANK, N.A,
		
	By:	 	 /s/ David P. Calley

	Its:	 	 Vice President

	
	SUBTENANT:
	
	NATIONAL BENEFIT LIFE INSURANCE COMPANY
		
	By:	 	 /s/ [Illegible]

	Its:	 	 Pres. & CEO

  

 21

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