Document:

Exhibit

Exhibit 10.4

Great Plains Energy Incorporated
Kansas City Power & Light Company
KCP&L Greater Missouri Operations Company

Annual Incentive Plan
Amended effective as of January 1, 2018
Objective

The Great Plains Energy Incorporated (“Great Plains Energy” or the “Company”), Kansas City Power & Light Company (“KCP&L”), and KCP&L Greater Missouri Operations Company (“GMO”) Annual Incentive Plan (the “Plan”) is designed to motivate and reward officers for the achievement of specific key financial and business goals.  By providing market-competitive target awards, the Plan supports the attraction and retention of senior executive talent critical to achieving Great Plains Energy’s strategic business objectives.

Eligible participants shall be those officers of Great Plains Energy, KCP&L and/or GMO (“participants”), as approved by the Compensation and Development Committee (“Committee”) of the Board of Directors.

Awards

Awards are recommended by the Committee and approved by the independent members of the Board of Directors, and set as a percentage of the participant’s base salary.  Percentages will vary based on level of responsibility, market data and internal comparisons.

Notwithstanding anything herein to the contrary and even in the event that none of the Primary Goal(s) or none of the Secondary Goal(s) is achieved, the Committee shall nevertheless retain the full discretion to pay bonus compensation outside of the parameters of this Plan for the 2018 Plan Year. 

Plan Year and Incentive Objectives

For 2018, the Plan Year will initially be the fiscal year beginning on January 1 and ending on December 31.  Within the first 90 days of the 2018 Plan Year, the Committee will recommend for approval by the independent members of the Board of Directors specific annual objectives and performance levels that are applicable to each participant.  The amount of an individual participant’s award will be determined based on performance against the specific objectives and performance levels approved by the independent members of the Board of Directors.  Objectives and performance levels for the 2018 Plan Year will be fixed for the Plan Year and, in addition to any possible changes to account for the anticipated merger with Westar Energy, Inc. (the “Merger”) and the potential for two contingent Stub Periods (as defined below), will be changed only upon the approval of the independent members of the Board of Directors.  

Contingent Stub Period

During 2018 and in connection with the Merger, the Committee may modify and bifurcate the Plan Year (and related incentive objectives) to be two Contingent Stub Periods (each a "Stub Period").  In the Committee's discretion, one Stub Period may end on or shortly before the effective date of the Merger (the "First Stub Period") and the second Stub Period may begin on or shortly following the effective date of the Merger and end on December 31, 2018 (the "Second Stub Period").  The Committee may modify and establish any incentive objectives and the performance levels applicable to any participant for the First Stub Period no later than February 28, 2018 and establish any incentive objectives and performance levels applicable to 

any participant for the Second Stub Period no later than 60th day following the commencement date of the Second Stub Period.    

Each participant will be provided a copy of the applicable objectives and performance levels within the first 90 days of the 2018 year or any Stub Period.  

"Umbrella" Plan Funding for any Plan Year or Stub Periods

The Committee will utilize an “umbrella" funding structure under the Plan to give the Committee additional structured flexibility with respect to determining bonus amounts.  The Committee has elected to utilize this funding approach for the 2018 Plan Year, including for either or both of any Stub Period.  Under this funding structure, if initial objective performance goal(s) are achieved, Plan award amounts will be "funded" at the superior (200%), subject to further reduction based on Company and individual performance.  Individual awards under the Plan shall not exceed 200%.  Umbrella funding allows the Committee to exercise negative discretion and to differentiate bonus amounts among executives based on individual performance and the Committee's assessment of the individual’s achievements and overall contributions to the Company.  If the achievement level of the Primary Goal(s) does not meet threshold performance, umbrella funding at the 200% level will not occur, and earned awards will be paid based on the actual performance level of the Plan objectives for the Plan Year or applicable Stub Period.  Determination of final awards under the Plan are subject to Committee discretion.  

For each Plan year (or any Stub Period), the Committee will establish one or more initial performance objective(s) (the “Primary Goal(s)”) that must be met to fund the Plan at 200%.  For 2018, there will be one Primary Goal: the Company's earnings per share (EPS).  Achievement of the Primary Goal(s) at the threshold level will result in initial funding levels under the Plan at two hundred percent (200%) of all target bonus payout levels.  All other Officer Annual Incentive Plan objective performance goals will be considered “Secondary Goals”.  The Committee will approve the Primary and Secondary goals after reviewing management’s recommendations of objectives and targets and associated risks and discussing the applicable goals and goal levels with the independent members of the Board.  The Committee will exercise negative discretion based on achievement levels of the Secondary Goals and any other subjective factors the Committee elects to take into account when determining earned awards.  

Payment of Awards

Earned awards will be payable to each participant after the completion of the Plan Year or Stub Period, as applicable, following the determination by the Committee of the achievement level for the Primary Goal(s), the Secondary Goal(s) and each of the relevant objectives relating thereto and the date payment will be made.  The awards will be paid, in the sole discretion of the Committee, in cash, Company stock (in the form of “Bonus Shares” under the Company’s Long-Term Incentive Plan, as may be amended or restated), or a combination of cash and stock, except to the extent receipt of payment is properly deferred under the Nonqualified Deferred Compensation Plan (the “NQDC Plan”).  (Note that any earned award for which a deferral election has been made under the NQDC Plan will result in a cash award being deferred, as Bonus Shares are not eligible to be deferred under such plan.) 

An award for a person who becomes a participant during a Plan Year or Stub Period, as applicable, will be prorated unless otherwise determined by the Committee.  A participant who retires during a Plan Year or Stub Period, as applicable, will receive a prorated award unless otherwise determined by the Committee.  Prorated awards will be payable in the event of death or disability of the participant.  Proration shall be calculated using the number of months elapsed in the year or Stub Period, as applicable, prior to the event, 

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based on the following conventions:  If the event occurs between the first and fifteenth day of a month, it shall be deemed to have occurred on the first of the month; and if the event occurs subsequent to the fifteenth day of a month, it shall be deemed to have occurred on the first day of the following month.  A participant who terminates employment with the Company prior to the date awards are paid shall forfeit all awards unless otherwise determined by the Committee in its sole discretion.

The Company may deduct from the cash portion of the award all applicable withholding and other taxes applicable to the entire award.  Such withheld amount must satisfy, but not exceed, the Company’s minimum tax withholding obligations for federal and state income tax purposes.  No Company common stock will be paid under an award until the participant (or the participant’s successor) has paid to the Company the amount that must be withheld under federal, state and local income and employment tax laws or the participant and the Company have made satisfactory provision for the payment of such taxes.  As an alternative to making a cash payment to satisfy the applicable withholding taxes, the participant or the participant’s successor may elect to have the Company retain that number of shares (valued at their Fair Market Value, as that term is defined in the Company’s Long-Term Incentive Plan, as may be amended or restated) that would satisfy the applicable withholding taxes, subject to the Committee’s continuing authority to require cash payment notwithstanding participant’s election.

To the extent the participant elects to have shares withheld to cover the applicable minimum withholding requirements, and has not already done so, the participant must complete a withholding election on the form provided by the Corporate Secretary of the Company and return it to the designated person set forth on the form no later than the date specified thereon (which shall in no event be more than thirty days from the grant date of the award).  The participant may elect on such form to relinquish the minimum number of whole shares of Company common stock having an aggregate fair market value (as determined for tax purposes) on the applicable vesting or payment date that will fully cover the amount required to satisfy the Company’s minimum tax withholding obligations for federal and state income tax purposes arising on the applicable vesting or payment date.  To the extent no withholding election is made before the date specified, the participant is required to pay the Company the amount of federal, state and local income and employment tax withholdings by cash or check at the time the participant recognizes income with respect to such shares, or must make other arrangements satisfactory to the Company to satisfy the tax withholding obligations after which the Company will release or deliver, as applicable, to the participant the full number of shares.

The Company will, to the full extent permitted by law, have the discretion based on the particular facts and circumstances, to require that each participant reimburse the Company for all or any portion of any awards if and to the extent the awards reflected the achievement of financial results that were subsequently the subject of a restatement, or the achievement of other objectives that were subsequently found to be inaccurately measured, and a lower award would have occurred based upon the restated financial results or inaccurately measured objectives.  The Company may, in its discretion, (i) seek repayment from the participants; (ii) reduce the amount that would otherwise be payable to the participants under current or future awards; (iii) withhold future equity grants or salary increases; (iv) pursue other available legal remedies; or (v) any combination of these actions.  The Company may take such actions against any participant, whether or not such participant engaged in any misconduct or was otherwise at fault with respect to such restatement or inaccurate measurement.  The Company will, however, not seek reimbursement with respect to any awards paid more than three years prior to such restatement or the discovery of inaccurate measurements, as applicable.

Administration

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The Committee has the full power and authority to interpret the provisions of the Plan.  The independent members of the Board of Directors have the exclusive right to terminate, modify, change, or alter the plan at any time.

Adopted by the independent members of 
the Board of Directors on February 13, 2018

By:    /s/John J. Sherman
John J. Sherman
Chair, Compensation and Development Committee

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Appendix

5Exhibit

Exhibit 10.5

LIMITED CONSENT AND
FOURTH AMENDMENT TO CREDIT AGREEMENT
THIS LIMITED CONSENT AND FOURTH AMENDMENT TO CREDIT AGREEMENT dated as of March 26, 2018 (this “Agreement”) is entered into among Great Plains Energy Incorporated, a Missouri corporation (the “Borrower”), the lenders party hereto and Wells Fargo Bank, National Association, as administrative agent (the “Administrative Agent”).  All capitalized terms used herein and not otherwise defined herein shall have the meanings given to such terms in the Credit Agreement (defined below).
RECITALS
WHEREAS, the Borrower, the lenders party thereto and the Administrative Agent entered into that certain Credit Agreement dated as of August 9, 2010 (as amended by that certain First Amendment to Credit Agreement dated as of December 9, 2011, that certain Second Amendment to Credit Agreement dated as of October 17, 2013, that certain First Extension and Waiver dated as of December 17, 2014 and that certain Third Amendment to Credit Agreement dated as of June 13, 2016, the “Credit Agreement”);
WHEREAS, the Borrower entered into that certain Amended and Restated Agreement and Plan of Merger dated as of July 9, 2017 (the “Westar Merger Agreement”), by and among Westar Energy, Inc., a Kansas corporation (“Westar”), the Borrower, Monarch Energy Holding, Inc., a Missouri corporation (“Monarch”), and King Energy, Inc., a Kansas corporation (“King”);
WHEREAS, pursuant to the terms of the Westar Merger Agreement, Westar and the Borrower propose to consummate a series of transactions (the “Westar Merger Transactions”) pursuant to which (i) the Borrower will merge with and into Monarch, with Monarch continuing as the surviving corporation assuming the Obligations of the Borrower under the Credit Agreement and the other Loan Documents, and (ii) Westar will merge with and into King, with Westar continuing as the surviving corporation and as a wholly-owned subsidiary of Monarch;
WHEREAS, the consummation of the Westar Merger Transactions would constitute a Change of Control under the Credit Agreement; and
WHEREAS, the Lenders party hereto have agreed to consent to the consummation of the Westar Merger Transactions and the other transactions contemplated by the Westar Merger Agreement on the terms and subject to the conditions set forth in the Westar Merger Agreement and to amend the Credit Agreement as set forth in this Agreement.
NOW, THEREFORE, in consideration of the premises and the mutual covenants contained herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties hereto agree as follows:
1.    Limited Consent.  Subject to compliance with the terms of Section 6.11(d) of the Credit Agreement, the Lenders hereby offer their limited consent to the consummation of the Westar 

Merger Transactions in accordance with the terms of the Westar Merger Agreement until the earliest of the following (each, a “Consent Termination Event”): (i) the day following the “End Date” as defined in the Westar Merger Agreement as of the Effective Date (after giving effect to any extension permitted under the Westar Merger Agreement as of the Effective Date); (ii) the date the Westar Merger Agreement is validly terminated in accordance with its terms; and (iii) the Westar Merger Agreement is amended or modified or a consent or waiver is provided thereunder in any case in a manner that is materially adverse to the interests of the Lenders after the date hereof.  Upon the occurrence of any Consent Termination Event, (x) the limited consent set forth herein shall automatically terminate and be of no further force or effect, (y) all rights and remedies with respect to the matters set forth in this Section 1 of the Administrative Agent and the Lenders under the Credit Agreement and any other Loan Document shall, without any further action by any person, automatically be reinstated as if the limited consent set forth in this Section 1 hereof had not become effective and (z) clause (ii) of the definition of “Change of Control” (as amended by this Agreement) shall be deleted and given no further force or effect.  This limited consent shall not constitute or be deemed to be a waiver of, consent to or departure from, any other term or provision in the Credit Agreement, which shall continue in full force and effect, nor shall this limited consent constitute a course of dealing among the parties.
2.    Amendments.  The Credit Agreement is hereby amended as follows:
(a)    The definition of “Change of Control” in Section 1.1 of the Credit Agreement is hereby amended in its entirety to read as follows:
“Change of Control” means, (i) prior to the consummation of the Westar Merger, an event or series of events by which:
(A)    any “person” or “group” (as such terms are used in Sections 13(d) and 14(d) of the Securities Exchange Act of 1934, but excluding any employee benefit plan of the Borrower or its Subsidiaries, or any Person acting in its capacity as trustee, agent or other fiduciary or administrator of any such plan) becomes the “beneficial owner” (as defined in Rules 13d-3 and 13d-5 under the Securities Exchange Act of 1934), directly or indirectly, of thirty-three and one-third percent (33 1/3%) or more of the “voting equity interests” (meaning for this purpose the power under ordinary circumstances to vote for the election of members of the board of directors) of the Borrower; or
(B)    during any period of twelve (12) consecutive months (or such lesser period of time as shall have elapsed since the formation of the Borrower), a majority of the members of the board of directors or other equivalent governing body of the Borrower ceases to be composed of individuals (x) who were members of that board or equivalent governing body on the first day of such period, (y) whose election or nomination to that board or equivalent governing body was approved by individuals referred to in clause (x) above constituting at the time of such election or nomination at least a majority of that board or equivalent governing body or (z) whose election or nomination to that board or other equivalent governing body was approved by 

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individuals referred to in clauses (x) and (y) above constituting at the time of such election or nomination at least a majority of that board or equivalent governing body;
and (ii) on or after the date of consummation of the Westar Merger, an event or series of events by which:
(A)    any “person” or “group” (as such terms are used in Sections 13(d) and 14(d) of the Securities Exchange Act of 1934, but excluding any employee benefit plan of Ultimate Parent or its Subsidiaries, or any Person acting in its capacity as trustee, agent or other fiduciary or administrator of any such plan) becomes the “beneficial owner” (as defined in Rules 13d-3 and 13d-5 under the Securities Exchange Act of 1934), directly or indirectly, of thirty-three and one-third percent (33 1/3%) or more of the “voting equity interests” (meaning for this purpose the power under ordinary circumstances to vote for the election of members of the board of directors) of Ultimate Parent; or
(B)    during any period of twelve (12) consecutive months (or such lesser period of time as shall have elapsed since the formation of Ultimate Parent), commencing on the date of consummation of the Westar Merger, a majority of the members of the board of directors or other equivalent governing body of Ultimate Parent ceases to be composed of individuals (x) who were members of that board or equivalent governing body on the first day of such period, (y) whose election or nomination to that board or equivalent governing body was approved by individuals referred to in clause (x) above constituting at the time of such election or nomination at least a majority of that board or equivalent governing body or (z) whose election or nomination to that board or other equivalent governing body was approved by individuals referred to in clauses (x) and (y) above constituting at the time of such election or nomination at least a majority of that board or equivalent governing body.
(b)    The definition of “Total Indebtedness” in Section 1.1 of the Credit Agreement is hereby amended in its entirety to read as follows:
“Total Indebtedness” means all Indebtedness of the Borrower and its Consolidated Subsidiaries on a consolidated basis (and without duplication) but without giving effect to the application of ASC Topic 860 with respect to transfers of accounts receivable by KCPL, KCPL GMO, Westar, or one or more of their respective Subsidiaries to a non-Subsidiary, excluding (a) Indebtedness arising under Swap Contracts entered into in the ordinary course of business to hedge bona fide transactions and business risks and not for speculation, (b) Indebtedness of Project Finance Subsidiaries, (c) Indebtedness of KLT Investments Inc. incurred in connection with the acquisition and maintenance of its interests (whether direct or indirect) in low income housing projects and (d) Indebtedness of any variable interest entity as to which (i) neither the Borrower nor any of its Subsidiaries provides credit support of any kind (including any undertaking, agreement or instruments that would constitute Indebtedness) and (ii) there is no recourse to the Capital Stock or assets 

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of the Borrower or any of its Subsidiaries and the relevant legal documents so provide).
(c)    The following definition of “Ultimate Parent” is hereby added to Section 1.1 of the Credit Agreement in the appropriate alphabetical order to read as follows:
“Ultimate Parent” means Monarch Energy Holding, Inc., a Missouri corporation, or such other name ultimately given to the corporation resulting from the consummation of the merger of the Borrower with and into Monarch Energy Holding, Inc. under the terms of the Westar Merger Agreement.
(d)    The following definition of “Westar Merger” is hereby added to Section 1.1 of the Credit Agreement in the appropriate alphabetical order to read as follows:
“Westar Merger” means the merger of (i) the Borrower with and into Monarch Energy Holding, Inc., a Missouri corporation, and (ii) Westar Energy, Inc., a Kansas corporation, with and into King Energy, Inc., a Kansas corporation, pursuant to the Westar Merger Agreement.
(e)    The following definition of “Westar Merger Agreement” is hereby added to Section 1.1 of the Credit Agreement in the appropriate alphabetical order to read as follows:
“Westar Merger Agreement” means that certain Amended and Restated Agreement and Plan of Merger dated as of July 9, 2017, by and among Westar Energy, Inc., a Kansas corporation, the Borrower, Monarch Energy Holding, Inc., a Missouri corporation, and King Energy, Inc., a Kansas corporation.
(f)    The proviso to Section 6.5 of the Credit Agreement is hereby amended to read as follows:
provided, however, that nothing in this Section 6.5 shall prohibit (x) subject to the Borrower’s compliance with the terms of Section 6.11(d), consummation of the Westar Merger or (y) the termination of the corporate existence of a Subsidiary of the Borrower or a component of its business if the Borrower determines in good faith that such termination is in the best interest of the Borrower and is not materially disadvantageous to the Lenders.
(g)    Section 6.15 of the Credit Agreement is hereby amended to read as follows:
The Borrower shall at all times cause the ratio of (i) Total Indebtedness to (ii) Total Capitalization to be less than or equal to 0.65 to 1.0.
3.    Conditions Precedent.  The limited consent set forth in Section 1 and the amendments set forth in Section 2 shall become effective as of the date (the “Effective Date”) when, and only when, each of the following conditions precedent shall have been satisfied:
(a)    receipt by the Administrative Agent of counterparts of this Agreement duly executed by the Borrower, the Administrative Agent and the Required Lenders; and

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(b)    all fees required to be paid to the Administrative Agent on or before the date hereof shall have been paid.
4.    Miscellaneous.
(a)    The Credit Agreement, and the obligations of the Borrower thereunder and under the other Loan Documents, are hereby ratified and confirmed and shall remain in full force and effect according to their terms.  The Borrower acknowledges and confirms that as of the date hereof the Borrower’s obligation to repay the outstanding principal amount of the Loans and reimburse the Issuers for any drawing on a Letter of Credit is unconditional and not subject to any offsets, defenses or counterclaims.  The Administrative Agent, each Lender party hereto and the Borrower acknowledge and confirm that by entering into this Agreement, each party does not waive or release any term or condition of the Credit Agreement or any of the other Loan Documents or any of their rights or remedies under such Loan Documents or applicable Law or any of the obligations of such party thereunder.
(b)    The Borrower hereby represents and warrants to the Administrative Agent and the Lenders as follows:
(i)    The Borrower has taken all necessary corporate action to authorize the execution, delivery and performance of this Agreement.
(ii)    This Agreement has been duly executed and delivered by the Borrower and constitutes the Borrower’s legal, valid and binding obligations, enforceable in accordance with its terms, except as such enforceability may be subject to (A) bankruptcy, insolvency, reorganization, fraudulent conveyance or transfer, moratorium or similar laws affecting creditors’ rights generally and (B) general principles of equity (regardless of whether such enforceability is considered in a proceeding at law or in equity).
(iii)    No consent, approval, authorization or order of, or filing, registration or qualification with, any court or governmental authority or third party is required in connection with the execution, delivery or performance by the Borrower of this Agreement.
(iv)    The representations and warranties of the Borrower set forth in Article V of the Credit Agreement are true and correct as of the date hereof with the same effect as if made on and as of the date hereof, except to the extent such representations and warranties expressly relate solely to an earlier date.
(v)    No event has occurred and is continuing which constitutes a Default or an Unmatured Default.
(c)    This Agreement may be executed in any number of counterparts, each of which when so executed and delivered shall be an original, but all of which shall constitute one and the same instrument.  Delivery of an executed counterpart of this Agreement by telecopy or electronic mail shall be effective as an original and shall constitute a representation that an executed original shall be delivered.

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(d)    THIS AGREEMENT AND THE RIGHTS AND OBLIGATIONS OF THE PARTIES HEREUNDER SHALL BE GOVERNED BY AND CONSTRUED AND INTERPRETED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK.
(e)    Upon and after the execution of this Agreement by each of the parties hereto, each reference in the Credit Agreement to “this Agreement”, “hereunder”, “hereof” or words of like import referring to the Credit Agreement, and each reference in the other Loan Documents to “the Credit Agreement”, “thereunder”, “thereof” or words of like import referring to the Credit Agreement, shall mean and be a reference to the Credit Agreement as modified hereby.  This Amendment shall constitute a Loan Document.
[remainder of page intentionally left blank]

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Each of the parties hereto has caused a counterpart of this Agreement to be duly executed and delivered as of the date first above written.
	
		
	BORROWER:
	GREAT PLAINS ENERGY INCORPORATED,

	 
	a Delaware corporation

	 
	 

	 
	By:  /s/  Lori A. Wright

	 
	Name:  Lori A. Wright

	 
	Title:  Vice President - Corporate Planning, 
Investor Relations and Treasurer

	 
	 

	ADMINISTRATIVE AGENT:
	WELLS FARGO BANK, NATIONAL

	 
	ASSOCIATION,

	 
	as Administrative Agent

	 
	 

	 
	By:  /s/  Frederick W. Price

	 
	Name:  Frederick W. Price

	 
	Title:  Managing Director

	 
	 

	LENDERS:
	Bank of America, N.A.,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Jerry Wells

	 
	Name:  Jerry Wells

	 
	Title:  Director

	 
	 

	LENDERS:
	JPMORGAN CHASE BANK, N.A.,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Helen D. Davis

	 
	Name:  Helen D. Davis

	 
	Title:  Executive Director

	 
	 

	LENDERS:
	MUFG Union Bank, N.A.,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Cherese Joseph

	 
	Name:  Cherese Joseph

	 
	Title:  Vice President

	 
	 

	 
	 

GREAT PLAINS ENERGY INCORPORATED
LIMITED CONSENT AND FOURTH AMENDMENT TO CREDIT AGREEMENT

7

	
		
	LENDERS:
	Barclays Bank PLC,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Jake Lam

	 
	Name:  Jake Lam

	 
	Title:  Assistant Vice President

	 
	 

	LENDERS:
	BNP Paribas,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Theodore Sheen

	 
	Name:  Theodore Sheen

	 
	Title:  Director

	 
	 

	 
	By:  /s/  Karima Omar

	 
	Name:  Karima Omar

	 
	Title:  Vice President

	 
	 

	LENDERS:
	SunTrust Bank,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Yann Pirio

	 
	Name:  Yann Pirio

	 
	Title:  Managing Director

	 
	 

	LENDERS:
	MIZUHO BANK, LTD.,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Nelson Chang

	 
	Name:  Nelson Chang

	 
	Title:  Authorized Signatory

	 
	 

	LENDERS:
	U.S. Bank National Association,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Michael E. Temnick

	 
	Name:  Michael E. Temnick

	 
	Title:  Vice President

	 
	 

GREAT PLAINS ENERGY INCORPORATED
LIMITED CONSENT AND FOURTH AMENDMENT TO CREDIT AGREEMENT

	
		
	LENDERS:
	GOLDMAN SACHS BANK USA,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Chris Lam

	 
	Name:  Chris Lam

	 
	Title:  Authorized Signatory

	 
	 

	LENDERS:
	Keybank National Association

	 
	as a Lender

	 
	 

	 
	By:  /s/  Benjamin C Cooper

	 
	Name:  Benjamin C Cooper

	 
	Title:  Vice President

	 
	 

	LENDERS:
	THE BANK OF NEW YORK MELLON,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Molly C. Homoki

	 
	Name:  Molly C. Homoki

	 
	Title:  Vice President

	 
	 

	LENDERS:
	UMB Bank, n.a.,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Robert P. Elbert

	 
	Name:  Robert P. Elbert

	 
	Title:  Senior Vice President

	 
	 

	LENDERS:
	Commerce Bank,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Aaron M. Siders

	 
	Name:  Aaron M. Siders

	 
	Title:  Senior Vice President

	 
	 

	LENDERS:
	National Cooperative Services Corporation,

	 
	as a Lender

	 
	 

	 
	By:  /s/  Uzma A. Rahman

	 
	Name:  Uzma A. Rahman

	 
	Title:  Assistant Secretary - Treasurer

	 
	 

GREAT PLAINS ENERGY INCORPORATED
LIMITED CONSENT AND FOURTH AMENDMENT TO CREDIT AGREEMENT

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