Document:

Exhibit 10(b)

CONSENT OF SWIDLER BERLIN SHEREFF FRIEDMAN, LLP

We hereby consent to the reference to our firm included in Part A and Part B of
Amendment No. 8 to Registration Statement on Form N-1A (No. 811-7885) of
Quantitative Master Series Trust.

/s/Swidler Berlin Shereff Friedman, LLP
---------------------------------------
Swidler Berlin Shereff Friedman, LLP
New York, New York
October 11, 2000Exhibit 10.1

            PREPAID CALLING CARD PRODUCTION AND DISTRBUTION AGREEMENT

     THIS SERVICES  AGREEMENT,  together with the Schedules  attached hereto and
incorporated herein by reference  (collectively,  the "Agreement"),  dated as of
the  Effective  Date (as  hereinafter  defined) is made by and  between  TELSTAR
INTERNATIONAL, INC., a corporation duly organized and validly existing under the
laws of the State of New York, with its principal place of business currently at
One North Broadway,  Suite 128, White Plains,  New York 10601 ("Telstar"  and/or
"Provider")  and Maxx  International,  Inc., a  corporation  duly  organized and
validly  existing under the laws of the State of Utah,  with its principal place
of business currently at 99 Woodbury Road, Hicksville, NY 11801 ("Customer" and/
or "Maxx International").  Telstar and Customer are sometimes referred to herein
"individually" as a "Party" and collectively as the "Parties".

PREAMBLE

     Whereby, Maxx International, Inc. is desirous of contracting with Telstar
International, Inc. for certain telephone utility services via prepaid calling
cards and PINS, and Telstar is in the business of managing, operating,
maintaining and designing services in the telecommunications field; and

     WHEREAS, Telstar has substantial skill and expertise in the provision of
telephone service and in the provision of related professional services such as
network management, system maintenance, generation of call traffic reports,
management summary reports, card design, card pricing, distribution;

     Whereas, Maxx International, Inc. has an exclusive license for prepaid
calling cards and other certain products, and works of art from the Museum of
the Treasuries of St. Peters in the Vatican, as per the sublicense agreement, in
the specific regions of North America, South America, Australia and Asia and
would like to subcontract for certain telephony services from Telstar;

     And, Telstar has the existing channels of distribution and will be the
exclusive point of distribution, solely in its distribution network, of these
licensed prepaid calling cards in Retail Outlets ( for purposes of this
agreement, "Retail Outlets" shall be limited solely to Bodegas, markets, retail
stores(not including religious stores or religious gift shops), gas stations and
calling card vending machines in California, Texas, Illinois, New Jersey, New
York, Florida, Pennsylvania, Massachusetts, Connecticut, Michigan, Ohio,
Colorado, Virginia, Washington, Wisconsin, Tennessee, Oregon, North Carolina,
Minnesota, South Carolina, Georgia, Indiana ,Alabama,, Mexico, Canada, Brazil,
Argentina, the Philippines and Peru.

     And, Telstar acknowledges that Maxx International will have the exclusive
right to distribute the licensed prepaid calling cards in all other markets not
specifically listed above or below in Telstar's distribution network, including
but not limited to, via the internet

     And, Maxx International will market the sale of the calling cards through
their existing or future channels of distribution including but not limited to
its internet sites, religious stores, religious gift shops, and religious
publications

     And, Telstar will process and assume the cost of card production, rate
setup, customer service, network integrity, and any other utility of a prepaid
calling card and PIN.

     On cards sold by Telstar, Telstar shall provide a monthly report of all
card sales and pay to Maxx International either by offset or direct payment, the
6% discount off the face amount on all cards sold for the purpose of this
project and for consideration of the exclusive right to distribute in Retail
Outlets by Telstar, pursuant to this agreement in California, Texas, Illinois,
New Jersey, New York, Florida, Pennsylvania, Massachusetts, Connecticut,
Michigan, Ohio, Colorado, Virginia, Washington, Wisconsin, Tennessee, Oregon,
North Carolina, Minnesota, South

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     Carolina, Georgia, Indiana and Alabama. Telstar will also be the exclusive
distributor to typical retail outlets as described above in Mexico, Canada,
Brazil, Argentina, the Philippines and Peru. Telstar will also be given the
right of first refusal for exclusive sales outside of the US as provided in the
license to Maxx International from the Museum of the treasuries of St. Peter's
in the Vatican.

     If Maxx International reaches a minimum $1,000, 000 U.S.D. in net
sales(Discounted value of card less any rebates to Maxx International and
discounts to distributors) of the "Vatican" cards per month, Maxx International
will be entitled to a further discount to be determined by the parties in good
faith.

     The parties agree to revisit the payment, exclusivity and discount terms on
a quarterly basis.

1.   Definitions.

1.1  "Affiliate" of an entity shall mean another entity that controls, is
     controlled by or is under common control with the first entity.

1.2  "Card Holder" means an ultimate end user who obtains Services through a
     Card distributed by Telstar International and/or a vendor in the
     distribution chain below Customer

1.3  "Customer Service number" mean the toll free number or numbers that Telstar
     International will make available to Card Holders to deal with Card Holders
     inquiries and problems regarding the Cards.

1.4  "Domestic Services" mean local and long distance telecommunications
     services originated and terminated within the United States and accessed by
     Card Holders via a toll free(e.g. 800) access number.

1.5  "International Services" means long distance telecommunications services
     originated within the United States and accessed by the Cardholders via a
     toll free access number and terminated in any location outside of the
     United States.

1.6  "Prepaid Calling Card" or "Card" mean a card manufactured by Telstar
     International or for Maxx International in various face denominations, and
     containing certain instructions for use of the services, including toll
     free access number and PIN. This definition is inclusive of any and all
     special addition and/or collectible cards.

1.7  "PIN" means a numerical sequence of random numbers delivered by Telstar
     International to Customer or generated by customer within certain
     guidelines delivered by Telstar International and imprinted on each card(or
     printed in the package material of each Card) by Customer, which PIN will
     be used for identification when each Card Holder uses the Card to obtain
     Services.

1.8  "Prepaid Calling Card System" or "System" mean an intelligent network
     comprised of software, computer platforms, underlying transmission,
     switches, and other facilities that store active PINs, control network
     access, manage Card account balances and dialing instructions in multiple
     languages.

1.9  "Rate Table' means the pricing schedule set forth in the attached agreement
     reflecting the cost per specified time increment that will be subtracted
     from the value of each Card for the services provided to the Card Holder,
     together with any other charges or surcharges that will be debited on a per
     call or other basis.

1.10 "Underlying Carrier" means a telecommunications carrier or other services
     provider providing services to Provider, which in turn provides the same to
     each CardHolder.

1.11 "Services" mean Domestic services and/or International services.

1.12 "Term" shall have the meaning specified below.

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2.   Card Production and activation.

2.1  Card production and Packaging. Telstar understands and acknowledges that
     Customer is purchasing PINs in order to distribute Cards directly or
     indirectly to Card Holders.

2.2  Each Card (and /or the packaging of the Card) shall contain a PIN. Provider
     shall activate PINs in compliance with Section 2.3 below.

2.3  Identification of Provider. Customer shall not use the name, trademarks,
     service marks or logos of Provider in promoting the sale of the Cards
     without the prior written consent of Provider, which consent shall not be
     unreasonably withheld, delayed or conditioned. Notwithstanding the
     foregoing, Customer may, at it is own discretion, include in or on
     packaging, promotional material, press releases, and/or on the Card itself,
     a brief statement identifying Provider as the Provider of Services and/ or
     listing the Customer Service number used by Provider.

3.

     3.1 Services.  (a) Telstar shall provide  personal  identification  numbers
("PINs")  and  certain  carrier,  processing  and  network  services  to support
Customer's pre-paid calling card products as described herein.  Telstar shall be
responsible  for  production of the pre-paid  cards (the  "Cards"),  all related
marketing and  peripheral  materials,  and all customer  service,  inquiries and
fraudulent use related to such cards.

(b) Telstar shall use reasonable efforts to provide and activate in Telstar's
platform PINs for Customer's Cards for orders.

(c) Customer acknowledges and agrees that each PIN shall automatically expire or
shall be deactivated by Telstar the earlier of (i) ninety (90) calendar days
after the first date of PIN usage by Customer or an End User or (ii) three
hundred sixty-five (365) calendar days from the day the PIN is first activated
by Telstar (the "Deactivation Date"), or (iii) when the allotted dollar value of
Services underlying a particular "PIN" has been completely degraded. Customer
acknowledges and agrees that Customer and its End Users shall not be entitled to
any refund of any allotted usage with respect to any PIN existing at the time of
such PIN Deactivation Date.

(d) Payphone per call surcharges are to be debited from a pre-paid card when a
pre-paid card user accesses toll-free service from a payphone and the carrier
identification digits that identify on Telstar's system such calls, Telstar
shall debit such pre-paid cards for such amounts.

(e) Customer agrees that Telstar's designated logo and name must be placed on
the pre-paid cards of Customer under this Agreement. The design of the cards and
any marketing or collateral materials shall be subject to the prior written
approval of Customer. Customer may be entitled to print the phrase "Services
provided by TSI" on the Cards.

4.   Telstar Invoices and Security

     (a) Telstar Invoices. (i) Telstar shall provide to Customer an invoice (the
"Invoice")  and  Telstar's   standard  Services  reports  (the  "Reports"),   if
applicable,  for  Services  rendered  to  Customer at the times set forth at the
rates  attached  hereto as Exhibit C.  Invoices  will be provided  monthly  with
payment on invoice amount payable to Telstar  International in fifteen (15) days
from the  invoice  date.T he Invoice  shall set forth  amounts  owing to Telstar
based on Customer  use of the  Services at the charges  and/or  rates set forth.
Telstar reserves the right to change its billing cycle from time to time, in its
sole discretion, upon thirty (30) days written

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notice to  Customer.  Telstar  shall  provide  to  Customer  the  Reports,  when
applicable,  in Telstar's  then existing  formats,  as may be changed by Telstar
from time to time.  Customer  acknowledges and agrees that it may be required to
pay  additional  charges for certain  billing or usage  detail  formats or media
requested by Customer.  Customer  agrees to pay all Invoices for Services within
the time period set forth in the applicable  Schedule.  Any amount not paid when
due shall be  considered  past due, and in such event Telstar may (i) suspend or
terminate  any or all  portions of the  Services to Customer  until such time as
Customer has paid all paid balances (including  interest) or (ii) terminate this
Agreement  for  Cause   pursuant  to  Section  8.  During  such   suspension  or
termination,  no service  interruption shall be deemed to occur.  Should Telstar
suspend any or all  portions of the  Services  for past due and unpaid  amounts,
Telstar may (but is not obligated to) reinstitute  Services to Customer upon the
satisfactory assurances (including additional Security) of Customer's ability to
pay  for  such  Services  and  Customer's   advance   payment  of  the  cost  of
reinstituting  the  Services.  An  Invoice  amount  shall be deemed to have been
"paid" at the time when  cleared  funds are  available  in the bank of  Telstar,
provided that Telstar has not unnecessarily delayed in depositing a check in the
bank.  Any Invoice  payments  received  from a Party that are less than the full
Invoice amount shall be applied first to interest and collection  fees, and then
to the oldest Invoice(s)  outstanding,  regardless of any contrary  instructions
received from or placed on the means of payment by the paying Party.

     (ii) Any  Customer  requests for invoice  adjustments  must be initiated in
writing  within  thirty (30) calendar  days of the  particular  invoice date and
Telstar  shall not be  obligated  to review or  consider  any such  requests  or
billing  disputes  which are received by Telstar more than thirty (30)  calendar
days following the date of the particular invoice. Any amounts agreed by Telstar
to be credited shall be credited on the next invoice.

     (iii)  Customer  agrees  that,  without  prejudice to any rights of Telstar
under this  Agreement  at law or in equity,  Customer  shall pay to Telstar upon
demand  interest on any amounts  owing  hereunder  which are unpaid on their due
date  at a rate  equal  to the  publicly  announced  loan  rate  for  ninety-day
commercial  loans by Citibank,  N.A.,  New York,  New York on the applicable due
date, as it may change from time to time,  plus two percent (2%) per annum,  or,
if such rate should exceed the maximum rate allowed by law, then at such maximum
rate.  Such  interest  charge  shall be applied on all unpaid  Invoice  amounts,
commencing  upon the Invoice  past due date through the actual date such amounts
is paid by  Customer.  Interest  charges as described  herein shall  continue to
accrue after the expiration or termination of this Agreement or any Service Term
until such unpaid amounts are paid in full.

     (iv) Customer  agrees that  Customer's  obligations  to pay all amounts due
          hereunder are absolute, and, under no circumstances,  such obligations
          are not contingent upon collection of revenues for its own services or
          products or from its own agents,  brokers,  re-sellers or customers or
          the  untimely  discontinuance  or  non-operation  of its own  business
          activities.

     (v)  Customer  acknowledges  and agrees that  Telstar  shall be entitled to
          require additional payment and security terms of Customer hereunder if
          Customer  does not  comply  with its  payment  obligations  hereunder.
          Additionally,  Telstar  shall not have any  obligation  to accept  any
          further  orders for PIN activation or to continue  providing  Services
          for  PINs  already  activated  if  Customer  has not  paid in full all
          amounts owed under this Agreement.

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5.  Term.  The  initial  Term of the  Services  under  this  Schedule  shall  be
twenty-four  (24) months from the date  written  below (the  "Service  Effective
Date").  This Schedule shall automatically be renewed for successive twelve (12)
month terms following the expiration of the initial Term, unless one Party shall
have given the other party at least thirty (30)  calendar  days of notice of its
intention  to  terminate  the  Schedule  hereunder at the end of such initial or
subsequent term.  Notwithstanding  the foregoing,  however,  the Customer agrees
that the Agreement and this Service  Schedule will remain fully effective and in
full  force  and  effect  as long as there  is one or more  prepaid  card  still
"active" on Tester's network.

6.   Regulatory Authority.

     6.1 Customer  acknowledges  and agrees that the  Services  shall be offered
hereunder  subject  to (i) any  applicable  tariffs;  (ii)  compliance  with all
applicable  laws and  regulations;  (iii)  obtaining  any  domestic  or  foreign
approvals and authorizations required or advisable;  (iv) continued availability
of any of the Services in any jurisdiction, country or to any location; and (iv)
continued availability of access lines in any particular  jurisdiction,  country
or  location.  Customer  acknowledges  and agrees that  Telstar may elect not to
offer the Services in or to any particular jurisdiction, location or country, or
may block Services to or from any particular  jurisdiction,  location or country
if Telstar  determines,  in its sole  discretion,  that the continuation of such
Services is not permitted or advisable.

     6.2 In addition to any other rights set forth in the Schedules and anything
to the contrary herein notwithstanding, Telstar may immediately adjust the rates
or charges,  or impose additional rates and charges, in order to recover amounts
it  may  be   required   by   federal,   state   and   local   governmental   or
quasi-governmental  authorities, or a court of competent jurisdiction to collect
from or pay to others to support  statutory or  regulatory  programs  during the
course of this Agreement,  including without limitation,  regulations or actions
such as those regarding payphone  compensation,  access charges and/or universal
service ("Regulatory Activity"). Telstar reserves the right, at any time without
notice,  to: (i) pass  through to Customer  all, or a portion of, any charges or
surcharges directly or indirectly related to such Regulatory  Activity;  or (ii)
modify the rates and/or other terms and  conditions  contained in this Agreement
and/or a tariff,  if  applicable,  to  reflect  or  address  the  impact of such
Regulatory Activity.  Rate decreases and additional services offered, if any, in
Telstar's  sole  discretion,   shall  be  effective   immediately  upon  written
notification  to the Customer or upon an effective  date set forth by Telstar in
such notification.

7.   Taxes

     (a) Except as may otherwise be provided in the rate schedules attached
hereto, Customer acknowledges and agrees that all rates in the rate table of
each Schedule are exclusive of federal, state and local sales, use, value-added,
surcharges, use, excise, sales, privilege, utility and gross receipts taxes,
levies, duties, other similar tax-like charges, and tax-related surcharges which
may be required or imposed by any domestic or foreign taxing authority, whether
charged to or against Telstar or Customer relating to the Services, as well as
any other imposition by any governmental authority which has the effect of
increasing Telstar's cost of providing the Services or the underlying
facilities, shall be payable by Customer in addition to the other charges set
forth in this Agreement. (the "Taxes"). Each party shall be responsible for any
State, Federal, VAT, or other tax that it incurs due to this business agreement.

     (b) If Customer is required by the laws of any  relevant  tax  authority to
withhold  income or profits  taxes from  payments  made by  Customer  to Telstar
hereunder,  Customer  shall  provide to  Telstar  tax  certificates  documenting
remittance of such taxes to the relevant tax authorities.  Such

<PAGE>

tax  certificates  shall be provided to Telstar within a reasonable  period from
the date of the original invoice from Telstar to Customer, but in no event shall
Customer  provide such  certificates  later than thirty (30) calendar days after
Telstar has invoiced  Customer  unless an extension of such period is granted by
Telstar's  Collection  Department.  Said  extension  shall be granted  only upon
Customer's  demonstration of a specific law that impedes  Customer's  ability to
remit such tax and/or to obtain  such  certificates.  Evidence  of such shall be
provided by a letter of explanation,  including a citation to such specific law,
by Customer on or before the  expiration of the original  thirty (30) day period
following  the  date  of  Telstar's  original  invoice  to  Customer.  Such  tax
certificates shall be in a form sufficient to document the qualification of such
income or  profits  tax for the tax  credit  allowable  against  Telstar's  U.S.
corporation income tax, pursuant to Subpart A of Part III of Subchapter N of the
Internal Revenue Code of 1986, as amended (or the successor to such provisions).
When Telstar, in its reasonable  judgment,  determines that the tax certificates
are sufficient within the meaning of the preceding sentence,  Telstar will issue
an appropriate billing credit to Customer.

     (c)  Notwithstanding  the provisions of (b) above,  should Customer fail to
timely  provide  Telstar with  sufficient  tax  certificates  (as defined above)
within thirty (30) days after the close of the calendar year in which any income
or profits tax is withheld from payments to Telstar,  Customer shall immediately
pay to Telstar the amount of all such  undocumented  Taxes so withheld  for said
calendar  year,  and Telstar may charge  interest on such amount as set forth in
this Agreement.

8.   Termination.

     (a)  Termination  by Telstar.  Telstar may terminate this Agreement (or the
applicable  portion  thereof),  without  liability,  immediately  upon notice to
Customer  if (i)  Telstar  is  unable to obtain  or  maintain  any  governmental
license,  waiver,  consent,  registration  or  approval  needed to  provide  any
facility or Service  hereunder;  (ii) the  continued  provision of a facility or
Service would contravene any local, state, national or international regulation,
law,  or  tariff  or  violate  any  policy  of  any  Telstar   correspondent  or
interconnected  carrier;  (iii) the interruption or termination of an Service is
necessary to prevent or protect  against  fraud or otherwise  protect  Telstar's
personnel,  agents,  facilities, or services; (iv) Telstar is unable to continue
to provide a third-party  subcontractor's,  vendor's or interconnected carrier's
facility,  or component  of  equipment,  or service for any reason;  (v) Telstar
discovers that the Customer or its agents and brokers provided false information
to Telstar regarding the Customer's identity, credit-worthiness,  or its planned
use of the Service(s); (vi) Customer fails to make any payment when due. Telstar
may also terminate  this Agreement for Cause if Customer  becomes or is declared
insolvent  or  bankrupt,  is the  subject  of  any  proceedings  related  to its
liquidation,  insolvency or for the appointment of a receiver or similar officer
for it, makes an assignment for the benefit of all or  substantially  all of its
creditors,  or  enters  into an  agreement  for the  composition,  extension  or
readjustment  of all or  substantially  all of its  obligations;  (vii) Customer
fails or refuses to provide additional  Security,  pursuant to the terms of this
Agreement;  (viii)  Telstar  determines  that  there has been any  unethical  or
illegal act on the part of Customer,  pursuant to paragraph 4(b)(v),  above; its
officers, directors, employees, contractors, agents or servants, relating to the
subject  matter  of this  Agreement;  (ix)  there  is a  significant  change  in
Customer's ownership.

     (b)  Termination for Cause.  Except as otherwise  provided  herein,  either
party may terminate this Agreement,  without  liability,  for Cause. Cause shall
mean a failure to  perform a material  obligation  under  this  Agreement  which
failure is not  remedied  within  thirty (30)  calendar  days of the  defaulting
party's receipt of written notice thereof. An interruption in the

<PAGE>

Services shall not be deemed a material breach.

     (c) Customer's Termination Liability. If the event of a termination of this
Agreement, and without affecting any other rights set forth in this Agreement or
an applicable  tariff,  then  Customer will pay,  within seven (7) calendar days
after such termination,  in full,  without setoff or deduction:  (i) all accrued
but  unpaid  usage  and  other  charges   incurred  through  the  date  of  such
termination, plus (ii) in the event of an early termination or a termination for
material  breach  by  Customer,  the  termination  charges  set  forth  under an
applicable Schedule.

     9.  Liability.  TELSTAR'S  SERVICES  ARE  PROVIDED  "AS IS" AND "WHERE IS".
     TELSTAR'S  LIABILITY  ARISING  OUT  OF  MISTAKES,   ACCIDENTS,   OMISSIONS,
     INTERRUPTIONS,  ERRORS,  DELAYS OR  DEFECTS  IN THE  ORDERING,  PROCESSING,
     PROVISIONING,  INSTALLATION  OR  TRANSMISSION  OF ANY SERVICES  SHALL IN NO
     EVENT EXCEED THE APPLICABLE CREDITS (Credit limit will be provided prior to
     first  activation  and in  writing) IN  ACCORDANCE  WITH  TELSTAR'S  CREDIT
     POLICIES  THEN IN  EFFECT.  TELSTAR  AGREES TO PROVIDE  CUSTOMER  WITH SUCH
     CREDIT POLICIES, IN WRITING,  PRIOR TO FIRST ACTIVATION OF CARDS TO BE SOLD
     BY MAXX INTERNATIONAL THROUGH MAXX INTERNATIONAL  CHANNELS OF DISTRIBUTION.
     FURTHERMORE,  THE  PARTIES  AGREE  THAT SUCH  POLICIES  AND ANY  AMENDMENTS
     THERETO,  SHALL FIRST BE ACCEPTED  AND AGREED TO BY  CUSTOMER,  IN WRITING,
     BEFORE THE  CUSTOMER IS BOUND BY THE TERMS OF SUCH CREDIT  POLICIES AND THE
     TERMS OF THIS PARAGRAPH 9. CUSTOMER  FURTHER AGREES THAT  ACCEPTANCE OF THE
     CREDIT POLICIES SHALL NOT BE UNREASONABLY  WITHHELD.  WITHOUT  LIMITING THE
     FOREGOING, TELSTAR SHALL HAVE ANY OBLIGATION TO PROVIDE ALTERNATIVE ROUTING
     WITH RESPECT TO ANY SERVICE OR TRANSMISSION  CAPACITY  PROVIDED PURSUANT TO
     THIS  AGREEMENT.  EXCEPT AS OTHERWISE  PROVIDED  HEREIN,  IN NO EVENT SHALL
     EITHER  PARTY BE  LIABLE TO THE OTHER  PARTY OR ANY OTHER  PERSON,  FIRM OR
     ENTITY IN ANY  OTHER  RESPECT,  FOR ANY  DIRECT,  INDIRECT,  CONSEQUENTIAL,
     SPECIAL,  INCIDENTAL,  ACTUAL, OR PUNITIVE DAMAGES, OR FOR ANY LOST PROFITS
     OF ANY KIND OR NATURE WHATSOEVER,  EVEN IF FORESEEABLE,  ARISING OUT OF ANY
     MISTAKE,  ACCIDENT, ERROR, OMISSION,  INTERRUPTION,  DELAY OR DEFECT IN THE
     ORDERING,  PROCESSING,  PROVISIONING,  INSTALLATION  OR TRANSMISSION OF ANY
     SERVICES OR THE  OBLIGATIONS OF EITHER PARTY PURSUANT TO THIS AGREEMENT AND
     ANY EXHIBITS  HERETO.  TELSTAR DOES NOT MAKE ANY WARRANTY  WHETHER EXPRESS,
     IMPLIED OR  STATUTORY,  AS TO THE  DESCRIPTION,  QUALITY,  MERCHANTABILITY,
     COMPLETENESS  OR FITNESS FOR ANY PURPOSE OF THE SERVICE OR LOCAL  ACCESS OR
     AS TO ANY OTHER  MATTER,  ALL OF WHICH  WARRANTIES  BY  TELSTAR  ARE HEREBY
     EXCLUDED  AND  DISCLAIMED.  FOR THE  PURPOSE  OF  THIS  SECTION,  THE  TERM
     "TELSTAR" SHALL BE DEEMED TO INCLUDE  TELSTAR,  ITS  AFFILIATES,  AND THEIR
     RESPECTIVE EMPLOYEES, AGENTS, OFFICERS, DIRECTORS, AND AFFILIATES. CUSTOMER
     HAS ACCEPTED THE  LIMITATIONS OF LIABILITY AND DISCLAIMERS SET FORTH HEREIN
     AS PART  OF A  BARGAIN  TO  LOWER  THE  PRICE  OF  SERVICES  HEREUNDER  AND
     UNDERSTANDS  THAT THE  PRICES OF SAID  SERVICES  WOULD BE HIGHER IF TELSTAR
     WERE REQUIRED TO ACCEPT GREATER LIABILITY AND/OR DAMAGE LIABILITY.

     10.  Indemnification.  (a)  Notwithstanding  any of the  provisions of this
Agreement which may be construed to the contrary,  each party will indemnify the
other party,  its directors,  officers,  employees,  agents and  representatives
("Indemnified  Parties"),  and save them  harmless  from and against any and all
claims,  actions,  damages,  liabilities and expenses  (collectively,  "Losses")
occasioned  by any act or  omission  of such  party,  its  directors,  officers,
employees, agents or representatives, or its Carriers or Clients relating to the
performance of its obligation or use of the Service provided  hereunder.  If any
Indemnified  Party  shall,  without  fault on its  part,  be made a party to any
litigation  commenced by or against any Indemnified  Party, then the other

<PAGE>

party shall protect and hold such Indemnified Party harmless,  and shall pay all
costs, expenses, losses, damages,  settlement payments and reasonable attorney's
fees  incurred  or  paid by such  Indemnified  Party  in  connection  with  said
litigation.  Maxx  International  shall  indemnify  Telstar  from any  claims of
copyright,   trademark   or  other   intellectual   property   rights.   Telstar
International   shall   indemnify   Maxx   International   from  any  claims  of
distributors,   end  users  and  customers  sold  through  Telstar  channels  of
distribution.

          (b) For purposes of this  Agreement,  "Affiliate"  shall mean: (i) any
     individual,  corporation,  partnership,  limited liability company, limited
     liability partnership,  practice,  association, joint stock company, trust,
     unincorporated  organization or other venture or business  vehicle (each an
     "Entity") in which a Party owns a twenty  percent  (20%) or greater  equity
     interest; or (ii) any Entity which,  directly or indirectly,  is in control
     of,  is  controlled  by or  is  under  common  control  with  a  Party,  as
     applicable,  after  applying  the  attribution  rules of Section 318 of the
     Internal  Revenue Code. For the purpose of this  definition,  control of an
     Entity  shall  include the power,  directly or  indirectly,  whether or not
     exercised: (i) to vote fifty percent (50%) (or such lesser percentage as is
     the maximum  allowed to be owned by a foreign  corporation  in a particular
     jurisdiction)  or more of the securities or other interests having ordinary
     voting power for the election of directors or other  managing  authority of
     such Entity;  or (ii) to direct or cause the direction of the management or
     policies of such Entity,  whether through  ownership of voting  securities,
     partnership interest or equity, by contract or otherwise.

     11.  Intentionally left blank.

     12. Compliance with Laws. (a) All Services are offered hereunder subject to
     applicable tariffs, local laws and regulations, and obtaining any approvals
     or  authorizations  required  or  advisable  in all  domestic  and  foreign
     jurisdictions  in which  service is  provided.  Customer  agrees that it is
     solely  responsible for complying  with, and remaining in compliance  with,
     all  applicable  international,  federal,  state and local laws,  rules and
     regulations,  and obtaining  and  maintaining  all  licenses,  approvals or
     regulatory authorities relating to or affecting the use of the Services and
     its obligations  under this Agreement,  including  without  limitation with
     respect to Customer's  production,  fulfillment,  marketing,  sale, resale,
     export,  activation  and the  provision  of services to its End Users.  Any
     breach  of the  obligations  of  Customer  under  this  Section  shall be a
     material  breach of this  Agreement.  If Customer does not comply with this
     Section,  in addition  to any  remedies  available  to Telstar at law or in
     equity,  Telstar,  in its sole  discretion,  may elect to decline to accept
     additional  orders under this Agreement and may immediately  terminate this
     Agreement  without  further  liability or obligation to Customer.  Customer
     represents  and warrants that  Customer's  use of the Services shall not be
     used for any  unlawful  purpose,  or in a manner  that would  constitute  a
     criminal offense or give rise to civil liability.

          (b)  Customer  will  include  in its End  User  marketing  or  service
     materials  a  provision  requiring  that  the End  Users  agree  to use the
     Services only for lawful and legitimate purposes and in compliance with all
     regulations.  Customer  shall notify Telstar of instances of which Customer
     is aware of an end user's unlawful use of the Services

     13.  Miscellaneous.

          (a) Assignment.  This Agreement shall be binding upon Customer and its
     respective affiliates and permitted successors and assigns.  Customer shall
     not assign,  sell, transfer or delegate this Agreement or any of its rights
     or obligations hereunder, whether by operation of law or otherwise, without
     the  prior  express  written  consent  of  Telstar,   which  shall  not  be
     unreasonably  withheld. Any attempted assignment without such prior written
     consent shall be void. Telstar may terminate this Agreement in the event of
     an attempted or actual  assignment,

<PAGE>

sale, transfer of this Agreement,  a delegation of any of Customer's obligations
hereunder or a change in control of Customer  without  Telstar's  prior  written
consent.  To the extent that  Telstar  assigns this  Agreement to any party,  by
operation of law or otherwise,  Customer  shall have the right to terminate this
Agreement  upon thirty (30) calendar days prior  written  notice,  provided that
such  termination  notice by Customer is given by  Customer  within  thirty (30)
calendar days of Telstar's notice to Customer of Telstar's assignment.

     (b) Governing  Law/Arbitration.  Forum.  Any  arbitration,  civil action or
     other legal proceeding  arising out of or relating to this Agreement or any
     dealings  the parties'  officers,  directors,  employees,  or agents on the
     other  hand,  whether  brought  before  or after  any  termination  of this
     Agreement,  shall be brought and heard only in Westchester County, New York
     and the parties hereto  expressly waive any rights under any law or rule to
     cause any such  proceeding  to be brought  or heard in any other  location.
     Customer  consents to jurisdiction in any state or federal court located in
     Westchester  County,  New York in any other legal proceeding arising out of
     or relating to this Agreement.

     Arbitration.  Any claim or  controversy  arising out of or relating to this
     Agreement  or  any  dealings  between  the  parties'  officers,  directors,
     employees  or agents,  on the other  hand,  shall be  resolved by final and
     binding arbitration before  J.A.M.S./ENDISPUTE  ("JAMS") in accordance with
     the then obtaining Comprehensive  Arbitration Rules and Procedures of JAMS,
     as modified  herein.  The  arbitrator  may not limit,  expand or  otherwise
     modify the terms of this  Agreement  and shall not have  authority to award
     punitive or other  non-compensatory  damages to either  Party.  In order to
     provide an expeditious  resolution of any dispute,  the parties agree that:
     (i) if the Parties  have not agreed on an  arbitrator  within ten (10) days
     after the date of commencement of the  arbitration,  JAMS shall designate a
     single arbitrator and that designation shall be final and binding; and (ii)
     absent  extraordinary  circumstances,  the arbitration  hearing shall begin
     within ninety (90) days from the date of commencement  of arbitration,  and
     shall continue each business day thereafter until  completed.  The award in
     such  arbitration  proceeding may be entered in any Court  specified in the
     above paragraph of this Agreement.

     (c)  Enforceability.  If any Section or clause of this  Agreement  shall be
held  to be  invalid  or  unenforceable  by any  body  or  entity  of  competent
jurisdiction, then the remainder of the Agreement shall remain in full force and
effect and the Parties shall promptly negotiate a replacement provision or agree
that no replacement is necessary.

     (d) No Waiver.  Neither party's failure,  at any time, to enforce any right
or remedy available to it under this Agreement shall be construed to be a waiver
of such party's right to enforce each and every  provision of this  Agreement in
the future.

     (e) Notice.  Any notice  required to be given under this Agreement shall be
in writing, in English, and transmitted via facsimile,  overnight courier,  hand
delivery or certified or registered  mail,  postage  prepaid and return  receipt
requested,  to the Parties at the addresses below or such other addresses as may
be  specified by written  notice.  Notice sent in  accordance  with this Section
shall be deemed effective when received.

If to Telstar:    Telstar International, Inc.
                  One North Broadway Suite 128
                  White Plains, New York 10601

<PAGE>

                  Attn.:  Managing Director
                  Facsimile: (914) 428-5640

                  If to Customer:
                  Maxx International, Inc.
                  99 Woodbury Road
                  Hicksville, NY 11801
                  Attn.:  Chief Financial Officer
                  Facsimile: (515) 932-5401

     (f) Force  Majeure.  Any delay in or failure of performance by either party
under this Agreement (except a failure to comply with payment obligations) shall
not be  considered  a breach of this  Agreement  if and to the extent  caused by
events, foreseeable and unforeseeable, including but not limited to acts of God,
embargoes,  governmental restrictions or actions, strikes (other than those only
affecting  Customer),  riots,  wars or other military  action,  civil disorders,
rebellion, fires, floods, vandalism, or sabotage. The Party whose performance is
affected by such events shall promptly notify the other party, giving details of
the force majeure  circumstances,  and the  obligations of the party giving such
notice shall be suspended to the extent  caused by the force majeure and so long
as the force majeure  continues,  and the time for  performance  of the affected
obligation  hereunder  shall be extended by the time of the delay  caused by the
force majeure event.

     (g) Use of Subcontractors and Vendors. Telstar reserves the right to obtain
facilities,  components of equipment,  or service used to support  Customer from
any subcontractor, vendor or other source of Telstar's choice, including without
limitation  the right to change such  subcontractors,  vendors or sources at any
time for any reason.

     (h) Agreement.  This  Agreement,  including the Schedules,  constitutes the
entire agreement between the Parties with respect to its subject matter,  and as
to all other  representations,  understandings or agreements which are not fully
expressed  herein.  No  amendment  to this  Agreement  shall be valid  unless in
writing and signed by both Parties. This Agreement,  including the Schedules, is
the joint work product of both Parties,  who each have been represented by legal
counsel.  Accordingly,  no  inferences  shall  be  drawn,  in  the  event  of an
ambiguity, against any party by reason of document preparation.

     (i) Signature  Authorization.  The Parties have duly executed and agreed to
be bound by this  Agreement as evidenced by the  signatures of their  authorized
representatives  below. Each party represents and warrants to the other that the
signatory  identified  beneath its name below has full authority to execute this
Agreement on its behalf.  Customer  represents  and warrants that the full legal
name of the Customer  legal entity  intended to receive the benefits  under this
Agreement  and  intended  to use the  Services  is the  name  set  forth in this
Agreement and in the execution  block.  Each Party,  with full  knowledge of all
terms  and  conditions  herein,  does  hereby  warrant  and  represent  that the
execution,  delivery,  and performance of this Agreement are within such Party's
corporate and/or partnership powers,  have been duly authorized,  and are not in
conflict with law or the terms of any charter or bylaw or any agreement to which
such Party is a party or by which it is bound or  affected.  Telstar  may act in
reliance upon any instruction,  instrument,  or signature reasonably believed by
Telstar to be genuine.  Telstar may assume that any  employee of a party to this
Agreement  who  gives  any  written  notice,  request,  or  instruction  has the
authority to do so.

     (j) Intentionally left blank.

<PAGE>

     (k) Independent Contractor. Nothing in this Agreement shall be construed to
constitute  Telstar,  any  of its  affiliates,  or  any  shareholder,  director,
officer,  employee, agent, subcontractor or representative thereof, as a partner
or  employee  of or in a  fiduciary  relationship  with  Customer  or any of its
affiliates  for  any  purpose  whatsoever.  The  Parties  agree  that  they  are
independent  contractors  of each other.  Except as otherwise  specifically  set
forth herein,  neither  party shall have the power to control the  activities or
operations of the other nor any power or authority to bind or commit the other.

     (l)  Survival.  Any and all  provisions  of this  Agreement  which by their
nature or terms contemplate  survival beyond the expiration of this Agreement or
which are reasonably  necessary to survive termination in order to achieve their
respective fundamental purposes,  including,  without limitation, any provisions
of this  Agreement  relating  to and  specifically  the  Sections  related to or
entitled  Confidentiality,  Disclaimer  of  Warranties,  Disclaimer  of Damages,
Governing  Law/Arbitration,  shall survive the termination of this Agreement and
shall continue to bind the Parties following any termination of this Agreement.

     (m)  No  Third  Party  Beneficiaries.   The  representations,   warranties,
covenants  and  agreements  of the Parties set forth in this  Agreement  are not
intended for, nor shall they be for the benefit of or enforceable by, any person
not a party hereto, including,  without limitation, the End Users and Affiliates
of Customer.

     (n)  Counterparts.  This Agreement may be executed by the Parties in one or
more  counterparts,  and each of which  when so  executed  shall  be  deemed  an
original, but all such counterparts shall constitute one and the same instrument
binding upon the Parties.

     (o) Right to Compete.  Each Party  acknowledges  and agrees that nothing in
this Agreement  diminishes or restricts in any ways the rights of the parties to
engage in competition with each other.  Each Party  acknowledges that it remains
at all times  solely  responsible  for the success and profits of its  business.
Notwithstanding the foregoing,  during the term of this Agreement (but excluding
the period after  termination of this  Agreement),  Telstar agrees that it shall
not  actively  market to or initiate  contact  with a confirmed  distributor  of
Customer.  Telstar's  actual  contractual  relationship  with such a distributor
shall  not,  however,  constitute  a  material  breach  of  default  under  this
Agreement.

     IN WITNESS  WHEREOF,  the Parties have caused this Agreement to be executed
by their respective duly authorized  officers as of the day and year first above
written.

Customer                                TELSTAR INTERNATIONAL, INC.

By: /s/  Adley Samson                   By:  /s/ Joseph Guariglia
    ----------------------                   ----------------------------
Name:  Adley Samson                     Name:    Joseph Guariglia
Title: C.F.O.                           Title:   Vice President
Date:  October 5, 2000                  Date:    October 5, 2000

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