Document:

INDEMNIFICATION
AGREEMENT

     

    THIS
INDEMNIFICATION AGREEMENT (the “Agreement”)
is made and entered into as of November 18, 2008 between First
Blush, Inc., a Delaware corporation (the “Company”),
and Rose Hill
Gardens, LLC (“Indemnitor”).

     

    WITNESSETH
THAT:

     

    WHEREAS,
the Company is aware of loss contingencies related to claims by Aris Janigian
against the Company (the “Claims”).

     

    WHEREAS,
the Company and Indemnitor have agreed that, in the event that any of the Claims
are formally brought against the Company, Indemnitor will indemnify the Company
for any Expenses (as defined below) associated with such Claims.

     

    NOW,
THEREFORE, in consideration of the Company’s purchase of the assets and
liabilities held by Indemnitor related to the business of the Company, the
parties hereto agree as follows:

     

    1.           Indemnity of
Company.  Indemnitor hereby agrees to hold harmless and
indemnify the Company to the fullest extent permitted by law, as such may be
amended from time to time, if the Company shall be a party to or participant in
any Proceeding (as hereinafter defined) in connection with any of the Claims,
subject to the terms of this agreement. Provided Indemnitor has approved in
writing any and all costs and expenses presented to it in writing for
indemnification, the Company shall be indemnified against all Expenses (as
hereinafter defined), judgments, penalties, fines, equity in the Company and
amounts paid in settlement actually and reasonably incurred by it, or on its
behalf, in connection with such Proceeding or any claim, subject to the terms of
this Agreement. The Company acknowledges and agrees that no binding settlement
of any claim or any Proceeding subject to this Agreement shall be entered into
by the Company with respect the Claims without Indemnitor’s prior written
consent in each instance.

     

    2.           Indemnification for Expenses
of a Witness.  Notwithstanding any other provision of this
Agreement, to the extent that the Company is, in connection with any of the
Claims, a witness, or is made (or asked to) respond to discovery requests, in
any Proceeding to which the Company is not a party, the Company shall be
indemnified against all Expenses actually and reasonably incurred by it, or any
individual person representing it, in connection therewith.

     

    3.           Enforcement.  This
Agreement constitutes the entire agreement between the parties hereto with
respect to the subject matter hereof and supersedes all prior agreements and
understandings, oral, written and implied, between the parties hereto with
respect to the subject matter hereof.

     

    
      
         

      

      
         

        
          

        

      

      
         

      

       

    

    4.           Definitions.  For
purposes of this Agreement:

     

    (a)           “Expenses” shall include all
reasonable, third party, documented out of pocket outside attorneys’ fees,
retainers, court costs, transcript costs, fees of experts, witness fees, travel
expenses, duplicating costs, printing and binding costs, telephone charges,
postage, delivery service fees and all other disbursements or expenses of the
types customarily incurred in connection with prosecuting, defending, preparing
to prosecute or defend, investigating, participating, or being or preparing to
be a witness in a Proceeding, or responding to, or objecting to, a request to
provide discovery in any Proceeding; provided, however, Indemnitor shall have
the right to approve in writing the selection of attorneys hired for such
matters and  their respective terms of billing prior to such attorneys
being engaged to represent the Company with respect to any Claim, and the total
Expenses incurred or submitted for indemnification under this Agreement shall
not exceed $100,000 without the prior written consent of the
Indemnitor.  Failure or refusal of Indemnitor to approve Expenses in
excess of $100,000 shall not be deemed a breach of this
Agreement.  Expenses also shall include Expenses incurred in
connection with any appeal resulting from any Proceeding and any federal, state,
local or foreign taxes imposed on the Company as a result of the actual or
deemed receipt of any payments under this Agreement, including without
limitation the premium, security for, and other costs relating to any cost bond,
supersede as bond, or other appeal bond or its equivalent.  Expenses,
however, shall not include amounts paid in settlement by the Company or the
amount of judgments or fines against the Company.

     

    (b)           “Proceeding” includes any
threatened, pending or completed action, suit, arbitration, alternate dispute
resolution mechanism, investigation, inquiry, administrative hearing or any
other actual, threatened or completed proceeding, whether civil, criminal,
administrative or investigative, in which the Company was, is or will be
involved as a party or otherwise, in connection with the Claims.

     

    5.           Severability.  The
invalidity or unenforceability of any provision hereof shall in no way affect
the validity or enforceability of any other provision.  Without
limiting the generality of the foregoing, this Agreement is intended to confer
upon Indemnitee indemnification rights to the fullest extent permitted by
applicable laws.  In the event any provision hereof conflicts with any
applicable law, such provision shall be deemed modified, consistent with the
aforementioned intent, to the extent necessary to resolve such
conflict.

     

    6.           Modification and
Waiver.  No supplement, modification, termination or amendment
of this Agreement shall be binding unless executed in writing by both of the
parties hereto.  No waiver of any of the provisions of this Agreement
shall be deemed or shall constitute a waiver of any other provisions hereof
(whether or not similar) nor shall such waiver constitute a continuing
waiver.

     

    7.           Notice By the
Company.  The Company agrees promptly to notify Indemnitor in
writing upon being served with or otherwise receiving any summons, citation,
subpoena, complaint, indictment, information or other document relating to any
Proceeding or matter which may be subject to indemnification covered
hereunder.  The failure to so notify Indemnitor shall not relieve
Indemnitor of any obligation which it may have to the Company under this
Agreement or otherwise unless and only to the extent that such failure or delay
materially prejudices Indemnitor.

     

    8.           Notices.  All
notices and other communications given or made pursuant to this Agreement shall
be in writing and shall be deemed effectively given:  (a) upon
personal delivery to the party to be notified, (b) when sent by confirmed
electronic mail or facsimile if sent during normal business hours of the
recipient, and if not so confirmed, then on the next business day, (c) five (5)
days after having been sent by registered or certified mail, return receipt
requested, postage prepaid, or (d) one (1) day after deposit with a nationally
recognized overnight courier, specifying next day delivery, with written
verification of receipt.  All communications shall be
sent:

     

    
      
         

      

      
         

        
          

        

      

      
         

      

       

    

    (a)           To
Indemnitor at:

     

    P.O. Box
5490

    Santa
Barbara, CA  93150

    Attention:  Victoria
Briggs

    

    
      	
               
      

            	
              (b)

            	
              To
      the Company at:

            

    

     

    P.O. Box
5490

    Santa
Barbara, CA  93150

    Attention:
Daniel Ginsberg

     

    or to
such other address as may have been furnished to Indemnitee by the Company or to
the Company by Indemnitee, as the case may be.

     

    9.           Counterparts.  This
Agreement may be executed in two or more counterparts, each of which shall be
deemed an original, but all of which together shall constitute one and the same
Agreement.  This Agreement may also be executed and delivered by
facsimile signature and in two or more counterparts, each of which shall be
deemed an original, but all of which together shall constitute one and the same
instrument.

     

    10.           Headings.  The
headings of the paragraphs of this Agreement are inserted for convenience only
and shall not be deemed to constitute part of this Agreement or to affect the
construction thereof.

     

    11.           Governing Law and Consent to
Jurisdiction.  This Agreement and the legal relations among the
parties shall be governed by, and construed and enforced in accordance with, the
laws of the State of California unconditionally (i) agree that any action or
proceeding arising out of or in connection with this Agreement shall be brought
only in the Superior Court of the State of California (the “California
Court”), and not in any other state or federal court in the United States
of America or any court in any other country, (ii) consent to submit to the
exclusive jurisdiction of the California Court for purposes of any action or
proceeding arising out of or in connection with this Agreement, (iii) waive any
objection to the laying of venue of any such action or proceeding in the
California Court, and (iv) waive, and agree not to plead or to make, any claim
that any such action or proceeding brought in the California Court has been
brought in an improper or inconvenient forum.

     

    SIGNATURE
PAGE TO FOLLOW

     

    
      
         

      

      
         

        
          

        

      

      
         

      

    

    IN
WITNESS WHEREOF, the parties hereto have executed this Agreement on and as of
the day and year first above written.

     

    
      
        
          
            
              
                
                  
                    	
                            INDEMNITOR

                          
	 
      	 
      
	
                            By:

                          	
                            /s/
      Victoria Briggs

                          
	 
      	
                            Name:

                          	
                            Victoria
      Briggs

                          
	 
      	
                            Title:

                          	
                            Managing
      Member

                          
	 
      
	
                            COMPANY

                          
	 
      	 
      
	
                            By:

                          	
                            /s/
      Daniel Ginsberg

                          
	 
      	
                            Name:

                          	
                            Daniel
      Ginsberg

                          
	 
      	
                            Title:

                          	
                            CEOUnassociated Document

     

    
      Exhibit
10.1

    

    

    May 7,
2010

    

    Mr. Lee
S. Rosen

    Chairman

    New
Generation Biofuels Holdings, Inc.

    

    Re:      Separation
Agreement

    

    Dear
Lee:

    

    This
separation agreement (this “Agreement”), if
accepted by you, sets forth the terms of the agreement between you and New
Generation Biofuels Holdings, Inc. (the “Company”) in light of  your
resignation as Chairman of the Board of the Company.  Capitalized
Terms used but not defined herein shall have the meanings set forth in the
Amended and Restated Employment Agreement, dated July 23, 2009, between the
Company and you (the “Rosen Employment
Agreement”).

    

    1.           Confirmation of
Resignation.  The parties hereby confirm your resignation as
Chairman of the Board and as a Director of the Company effective as of May 7,
2010 (the “Separation
Date”).

    

    2.           Severance
Benefits.  In exchange for your promises in this Agreement and
your signing the Waiver and Release Agreement attached as Exhibit A (the “Release”) within
twenty-one (21) calendar days of the Separation Date and provided you do not
revoke the Release as described below, the Company will provide the
following:

    

    A.           Accrued Salary, Vacation Pay and
Expense Reimbursements.  Upon the Release Effective Date, the
Company will pay in a single lump sum your annual salary through the Separation
Date and any vacation pay and business expense reimbursements to the extent
earned by you through the Separation Date but not yet paid.

    

    B.           Cash Severance
Payment.  Upon the Release Effective Date, the Company will pay
you a single lump sum of $95,000, less standard deductions and withholding as
determined by the Company.

    

    C.           Cash/Stock
Election.  Upon the Release Effective Date, the Company will
provide you the right to receive an additional $105,000 by making a cash/stock
election subject to the following terms:

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

    

    (i)           If
you make a timely election to receive all or a portion of such amount in cash
(the “Cash
Election”), the Company will issue to you a note, in a form reasonably
proposed by the Company, in the amount of the Cash Election with a maturity date
of three years from the date of issuance, an interest rate equal to the interest
rate of a three-year United States Treasury Note plus 2.0% on the date of
issuance and other customary terms and conditions.

    

    (ii)           If
you make a timely election to receive all or a portion of such amount in common
stock (the “Stock
Election”), you will be entitled to receive a number of shares of the
Company’s common stock equal to the amount of the Stock Election divided by the
closing price of the Company’s common stock on the Nasdaq Capital Market on the
Election Date, as defined herein (the “Stock Election
Price”).  The Company will issue a stock certificate to you for
the appropriate number of shares as reasonably determined by the Company within
two (2) business days of the Election Date.

    

    (iii)           You
may make a Cash Election or a Stock Election by notifying the Company in writing
of your election within one (1) business day of the Release Effective
Date.  The “Election Date” shall
be the date you provide such written notice to the Company.  In no
event may the combined amounts of the Cash and Stock Elections exceed
$105,000.

    

    D.           Stock
Options and Stock Grants.

    

    (i)           Upon
the Release Effective Date, the following Time-Based Options and Stock Grants
granted under the Omnibus Incentive Plan pursuant to the Rosen Employment
Agreement shall vest immediately: (1) options to purchase 104,353 shares of the
Company’s common stock; and (2) 260,833 shares of the Company’s common
stock;

    

    (ii)           Upon
the Release Effective Date, 226,316 shares of the Company’s common stock
previously granted pursuant to three-year restricted stock grants under the
Company’s Management Equity Compensation Plan and Omnibus Incentive Plan shall
vest immediately;

    

    (iii)           Upon
receipt of shareholder approval of sufficient available shares under the
Company’s Omnibus Incentive Plan, (1) additional Time-Based Options to purchase
208,707 shares of the Company’s common stock shall vest immediately (the “Conditional Options”)
and (2) the stock grant consisting of the number of shares of the Company’s
common stock equal to 521,677, less the number of shares equal to $105,000
divided by the Stock Election Price (the “Conditional Stock
Grant”) shall be made.

    

    (iv)           The
Company shall agree to include the Conditional Options and Conditional Stock
Grant in any proposal submitted to Company shareholders to increase available
shares under the Company’s Omnibus Incentive Plan until such shareholder
approval is obtained; provided that the Company is under no obligation to seek
such approval outside of its annual shareholders meeting.

    

    (v)           The
stock grants and the shares underlying the options under this section are not
registered under applicable securities laws and presently can only be sold under
an applicable securities law exemption, including Rule 144.

     

    
      
        
        

      

      
        2

        
          

        

      

      
        
        

      

    

    

    E.           COBRA.  For an
18-month period beginning on the Release Effective Date, the Company shall
reimburse you for the COBRA premiums above your
employee contribution in order to provide medical, dental, vision and life
insurance benefits to you and/or your family reasonably equivalent to those
which were provided at the Release Effective Date; provided, further, that you
agree to elect COBRA coverage to the extent available under the Company’s health
insurance plans.

    

    3.           End of
Benefits.  From and after the Separation Date, except as
otherwise provided herein, you shall not be eligible and are not eligible to
participate in any of the Company’s benefits plans, including, but not limited
to, any medical insurance, any retirement plan, vacation leave, sick leave, any
disability insurance, and any life insurance, although you shall be entitled to
any benefits earned or accrued as of the Separation Date in accordance with the
terms of the applicable plans.

    

    4.           No Additional
Compensation.  You acknowledge and agree that you shall not
receive any other compensation or benefits except as expressly set forth in this
Agreement.  You further acknowledge and agree that, once the Company
has provided the payments and benefits set forth in this Agreement, you shall
have been provided all compensation and benefits due and owing under this
Agreement and under any employment or other contract you have or may have had
with the Company or from any other source of entitlement.

    

    5.           General Release of
Claims.  Upon your signing this Agreement, you also shall sign
the Release, as contemplated by the Rosen Employment Agreement, which is a
general release of claims by you against the Company and its related
persons.  As the Release provides, you have seven (7) days following
your signing the Release to revoke it, and if you elect to revoke it within this
seven-day period, then this Agreement shall be null and void and have no force
or effect.  The date on which your seven-day revocation period expires
without your revoking the Release is the “Release Effective
Date”.

    

    6.           Survival of Certain Employment
Agreement Obligations.  You acknowledge and agree that your
obligations in Article 6 (relating among other things to confidentiality, trade
secrets, inventions, unfair competition and non-disparagement) of the Rosen
Employment Agreement survive the end of your employment with the Company and
remain binding on you and enforceable by the Company, according to their
terms.  The Company acknowledges and agrees that its obligations in
Article 4 (relating among other things to indemnification) of the Rosen
Employment Agreement survive the end of your employment with the Company and
remain binding on the Company and enforceable by you, according to their
terms.  For the avoidance of doubt, the indemnification provisions in
Article 4 shall not extend to claims involving personal matters rather than
Company business.

    

    7.           Company
Equipment.  You shall return any Company-provided equipment,
including but not limited to any Blackberries or other personal digital
assistants, computers or printers (the “Company
Equipment”).  Prior to the Release Effective Date, you shall
save any Company information existing on your own personal computers or other
devices to a “zip” drive or other suitable electronic means, transfer such
information to the Company and remove any Company information from such
equipment.

     

    
      
        
        

      

      
        3

        
          

        

      

      
        
        

      

    

    

    8.           No Admission.  You
and the Company agree that nothing contained in this Agreement shall constitute
or be treated as an admission of liability or wrongdoing by either.

    

    9.           Entire
Agreement.  This Agreement and its exhibits contain the entire
agreement between you and the Company relating to the subject matter of this
Agreement, and this Agreement may not be altered or amended except by an
instrument in writing signed by both you and the Company.  You
represent and acknowledge that, in signing this Agreement, you do not rely and
have not relied upon any representation or statement made by the Company or the
Company’s agents, representatives or attorneys with regard to the subject matter
or effect of this Agreement.

    

    10.           Assignment.  This
Agreement and the rights and obligations of you and the Company may not be
assigned without the prior written consent of the other, although the Company
may assign this Agreement to any entity affiliated with it without your consent
upon written notice to you.

    

    11.           Further
Actions.  You and the Company agree to take or cause to be
taken such further actions as may be necessary or as may be reasonably requested
in order to fully effectuate the purposes, terms, and conditions of this
Agreement.

    

    12.           Choice of Law.  This
Agreement shall be governed by, and construed in accordance with, the laws of
the state of Florida (excluding the choice of law rules thereof).  The
language of all parts of this Agreement shall in all cases be construed as a
whole, according to its fair meaning, and not strictly for or against either of
you or the Company.

    

    13.           Acknowledgments.  You
acknowledge and agree that you have read and understand this Agreement and sign
it voluntarily and without coercion, are being advised in this Agreement in
writing to consult with an attorney prior to signing this Agreement, and have
been given more than sufficient time within which to consider and sign this
Agreement.

    

    *        *       *

    

    Please
indicate your acceptance of this Agreement by signing below and by signing the
attached Release.  Please return the original signed documents to
me.  I will have the Company Release signed and will send you a fully
signed copy of the Agreement and the exhibits.

    

    Sincerely,

    

    NEW
GENERATION BIOFUELS HOLDINGS, INC.

    
      
        	 	 	 	 	 	 
	By:	
                /s/
      J.
      Robert Sheppard, Jr.

              	 	 	
                 

              	 
	 	
                 J.
      ROBERT SHEPPARD, JR.

              	 	 	
                 

              	 
	 	
                 DIRECTOR
      AND CHAIRMAN

              	 	 	
                 

              	 
	 	
                 COMPENSATION
      COMMITTEE

              	 	 	 	 
	 	 	 	 	 	 
	 	 	 	 	 	 
	ACCEPTED
      AND AGREED:	 	 	 	 
	 	 	 	 	 	 
	/s/
      Lee S. Rosen	 	
                5/7/2010

              	 	 
	Lee
      S. Rosen	 	Date 	 	 

      

    

     

    
      
        
        

      

      
        4

        
          

        

      

      
        
        

      

    

     

    Exhibit 10.1

     

    EXHIBIT
A

    

    WAIVER AND RELEASE
AGREEMENT

    

               THIS WAIVER AND RELEASE AGREEMENT (this
“Release”) is entered into as of [______________] (the “Effective
Date”), by Lee S. Rosen (“Executive”) in consideration of severance pay and
benefits (the “Severance
Payment”) provided to Executive by New
Generation Biofuels Holdings, Inc., a Florida corporation (the “Company”), pursuant to the Separation Agreement by
and between the Company and
Executive (the “Separation
Agreement”).

     

    1.           Waiver
and Release.  Subject to the last sentence of the
first paragraph of this Section 1, Executive, on his own behalf and on
behalf of his heirs, executors, administrators, attorneys and assigns, hereby unconditionally and
irrevocably releases, waives and forever discharges the Company and each of its
affiliates, parents, successors, predecessors, and the subsidiaries, directors,
owners, members, shareholders, officers, agents, and employees of the Company and its affiliates,
parents, successors, predecessors, and subsidiaries (collectively, all of the
foregoing are referred to as the “Employer”), from any and all causes of action,
claims and damages, including attorneys’ fees, whether known or unknown, foreseen or unforeseen,
presently asserted or otherwise arising through the date of his signing of this
Release, concerning his employment or separation from
employment.  Subject to the last sentence of the first paragraph of
this Section 1, this Release includes, but is not limited
to, any payments, benefits or damages arising under any federal law (including,
but not limited to, Title VII of the Civil Rights Act of 1964, the Age
Discrimination in Employment Act, the Employee Retirement Income Security Act of 1974, the Americans with
Disabilities Act, Executive Order 11246, the Family and Medical Leave Act, and
the Worker Adjustment and Retraining Notification Act, each as amended); any
claim arising under any state or local laws, ordinances or regulations (including, but not limited
to, any state or local laws, ordinances or regulations requiring that advance
notice be given of certain workforce reductions); and any claim arising under
any common law principle or public policy, including, but not limited to, all suits in tort or
contract, such as wrongful termination, defamation, emotional distress, invasion
of privacy or loss of consortium.  Notwithstanding any other
provision of this Release to the contrary, this Release does not encompass, and
Executive does not release, waive or discharge, the obligations of the Company
(a) to make the payments and provide the other benefits contemplated by the
Employment Agreement, or (b) under any restricted stock agreement, option
agreement or other agreement pertaining to Executive’s equity ownership, or (c)
under any indemnification or similar agreement with Executive.

     

               Executive understands that by signing
this Release, he is not waiving any claims or administrative charges which
cannot be waived by law.  He is waiving, however, any right to
monetary recovery or individual relief should any federal, state or local agency
(including the Equal Employment Opportunity Commission) pursue any claim on his
behalf arising out of or related to his employment with and/or separation from employment with the
Company.

     

    
      
        
        

      

      
        
        

        
          

        

      

      
        
        

      

    

     

               Executive further agrees without any
reservation whatsoever, never to sue the Employer or become a party to a lawsuit
on the basis of any and all claims of any type lawfully and validly released in
this Release.

     

    2.           Acknowledgments.  Executive is signing this Release
knowingly and voluntarily.  He acknowledges that:

     

    
      	
               
      

            	 	
              (a)

            	
              He is hereby advised in writing to
      consult an attorney before signing this Release
      Agreement;

            

    

     

    
      	
               
      

            	 	
              (b)

            	
              He has relied solely on his own
      judgment and/or that
      of his attorney regarding the consideration for and the terms of this
      Release and is signing this Release Agreement knowingly and voluntarily of
      his own free will;

            

    

     

    
      	
               
      

            	 	
              (c)

            	
              He is not entitled to the
      Severance Payments unless he agrees to and honors the terms of this
      Release;

            

    

     

    
      	
               
      

            	 	
              (d)

            	
              He has been given at least
      twenty-one (21)
      calendar days to
      consider this Release, or he expressly waives his right to have at least
      twenty-one
      (21) days to consider this
      Release;

            

    

     

    
      	
               
      

            	 	
              (e)

            	
              He may revoke this Release within
      seven (7) calendar
      days after signing it by submitting a written notice of revocation to the
      Employer.  He further understands that this Release is not
      effective or enforceable until after the seven (7) day period of
      revocation has expired without revocation, and that if he or she revokes this
      Release within the seven (7) day revocation period, he will not receive
      the Severance Payments;

            

    

     

    
      	
               
      

            	 	
              (f)

            	
              He has read and understands the
      Release and further understands that, subject to the limitations contained
      herein, it includes a
      general release of any and all known and unknown, foreseen or unforeseen
      claims presently asserted or otherwise arising through the date of his
      signing of this Release that he may have against the Employer;
      and

            

    

     

    
      	
               
      

            	 	
              (g)

            	
              No statements made or conduct
      by the Employer has
      in any way coerced or unduly influenced him or her to execute this
      Release.

            

    

     

    3.           No
Admission of Liability.  This Release does not constitute an
admission of liability or wrongdoing on the part of the Employer, the Employer
does not admit there has
been any wrongdoing whatsoever against Executive, and the Employer expressly
denies that any wrongdoing has occurred.

     

    4.           Entire
Agreement.  There are no other agreements of any
nature between the Employer and Executive with respect to the
matters discussed in this
Release Agreement, except as expressly stated herein, and in signing this
Release, Executive is not relying on any agreements or representations, except
those expressly contained in this Release.

     

    
      
        
        

      

      
        2

        
          

        

      

      
        
        

      

    

     

    5.           Execution.  It is not necessary that the Employer sign this Release following
Executive’s full and complete execution of it for
it to become fully effective and enforceable.

     

    6.           Severability.  If any provision of this Release is
found, held or deemed by a court of competent jurisdiction to be void, unlawful or unenforceable under any
applicable statute or controlling law, the remainder of this Release shall
continue in full force and effect.

     

    7.           Governing
Law.  This Release shall be governed by the
laws of the State of Florida, excluding the choice of law rules
thereof.

     

    8.           Headings.  Section and subsection headings
contained in this Release are inserted for the convenience of reference
only.  Section and subsection headings shall not be deemed to be a
part of this Release for any purpose, and they shall not in any way define or affect
the meaning, construction or scope of any of the provisions
hereof.

     

    IN
WITNESS WHEREOF, the undersigned has duly executed this Agreement as of the day
and year first herein above written.

     

    
      
        	 	EXECUTIVE	 	 	 	 
	 	 	 	 	 	 
	 	 	 	 	 	 
	 	
                 

              	 	 	
                 

              	 
	 	
                Lee S.
Rosen

              	 	 	
                 

              	 

      

    

     

    
      
        
        

      

      
        3

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