Document:

AGREEMENT

Exhibit 4.6

PARTIES:

A. Dr. Charles Harper (Consultant)

B. ProCoreGroup Inc.
2250 Warrensville Center Road
University Hts. Ohio 44118(Company)

SUBJECT MATTER:

Consulting Services. Act as Board of Director and Treasurer for the Company for
a period of two(2) years.

TERMS:

1.00
Consultant agrees to provide consulting services as indicated in the
above-referenced subject matter, and other services as requested by Company's
Management.
Consultant agrees to supply the financial record keeping of the company on a
daily basis, including but not limited to the preparations of financial records
to supply to the companies auditor for quarterly and yearly accounting
statements. Consultant agrees to aid in the structure, administration and
management of the companies financial affairs.
2.00
Consultant agrees to direct business opportunities to company whenever possible.

3.00
Company agrees to compensate Consultant with a sum of money equal to
Seven-hundred-fifty Thousand Shares of free trading company stock plus other
compensation as companies management determines.

4.00
Both Company and Consultant agree to re-negotiate this agreement as Company
achieves more success.

Agreed and accepted:

--------------------------------------------------

an authorized representative for ProCoreGroup INC.

Agreed and accepted:

--------------------------------------------------

Dr. Charles Harper

<PAGE>AGREEMENT

Exhibit 4.7

PARTIES:

A. Dr. B. Usama(Consultant)

B. ProCoreGroup Inc.
2250 Warrensville Center Road
University Hts. Ohio 44118(Company)

SUBJECT MATTER:

Consulting Services. Act as President and Chief Executive Officer of the Company
for a period of two(2) years.

TERMS:

1.00
Consultant agrees to provide consulting services as indicated in the
above-referenced subject matter, and other services as requested by Company's
Management.
Consultant agrees to manage and administrate the day to day operations of the
company. Consultant agrees to oversee and manage the development and acquisition
of the companies various business enterprises.
2.00
Consultant agrees to direct business opportunities to company whenever possible.

3.00
Company agrees to compensate Consultant with a sum of money equal to
Seven-hundred-fifty Thousand Shares of free trading company stock plus other
compensation as companies management determines.

4.00
Both Company and Consultant agree to re-negotiate this agreement as Company
achieves more success.

Agreed and accepted:

--------------------------------------------------

an authorized representative for ProCoreGroup INC.

Agreed and accepted:

--------------------------------------------------

Dr. B. Usama

<PAGE>AGREEMENT

Exhibit 4.8

PARTIES:

A. John Ballard(Consultant)

B. ProCoreGroup Inc.
2250 Warrensville Center Road
University Hts. Ohio 44118(Company)

SUBJECT MATTER:

Consult, advise and counsel the company with respect to all financial matters
when requested by company, including but not limited to due diligence
inspections of potential acquisition companies.

TERMS:

1.00
Consultant agrees to provide consulting services as indicated in the
above-referenced subject matter, and other services as requested by Company's
Management.
Consultant agrees to advise and counsel company regarding all financial matters
when requested by company. Consultant agrees to aid in the implementation of
companies SEC or other filings when requested by Company. Consultant agrees to
conduct and/or supervise all due diligence inspections when requested by
company.
2.00
Consultant agrees to direct business opportunities to company whenever possible.

3.00
Company agrees to compensate Consultant with a sum of money equal to Two Hundred
Thousand Shares of free trading company stock plus other compensation as
companies management determines.

4.00
Both Company and Consultant agree to re-negotiate this agreement as Company
achieves more success.

Agreed and accepted:

--------------------------------------------------

an authorized representative for ProCoreGroup INC.

Agreed and accepted:

--------------------------------------------------

John Ballard

<PAGE>AGREEMENT

Exhibit 4.9

PARTIES:

A. Payment Solutions Group f/s/o
Peter Van Brunt(Consultant)

B. ProCoreGroup Inc.
2250 Warrensville Center Road
University Hts. Ohio 44118(Company)

SUBJECT MATTER:

Consulting Services. Advise and counseling with respect to business development,
company structuring, development of a business plan, identifying merger or
acquisition companies, structuring company management team, developing company
investor relations team, implementing day to day company business.

TERMS:

1.00
Consultant agrees to provide consulting services as indicated in the
above-referenced subject matter, and other services as requested by Company's
Management.

2.00
Consultant agrees to direct business opportunities to company whenever possible.

3.00
Company agrees to compensate Consultant with a sum of money equal to Five
hundred Thousand Shares of free trading company stock plus other compensation as
companies management determines.

4.00
Both Company and Consultant agree to re-negotiate this agreement as Company
achieves more success.

Agreed and accepted:

--------------------------------------------------

an authorized representative for ProCoreGroup INC.

Agreed and accepted:

--------------------------------------------------

an authorized representative of Payment Solutions Group INC.

<PAGE>AGREEMENT

Exhibit 4.10

PARTIES:

A. Richard D. Britt(Consultant)

B. ProCoreGroup Inc.
2250 Warrensville Center Road
University Hts. Ohio 44118(Company)

SUBJECT MATTER:

Consult, advise and counsel Company with respect to administrative and
logistical issues.

TERMS:

1.00
Consultant agrees to provide consulting services as indicated in the
above-referenced subject matter, and other services as requested by Company's
management.
Consultant agrees to perform and implement logistical, administrative and
operational task for company as and when requested for a 2 year period.
2.00
Consultant agrees to direct business opportunities to company whenever possible.

3.00
Company agrees to compensate Consultant with a sum of money equal to Two Hundred
Thousand Shares of free trading company stock plus other compensation as
companies management determines.

4.00
Both Company and Consultant agree to re-negotiate this agreement as Company
achieves more success.

Agreed and accepted:

--------------------------------------------------

an authorized representative for ProCoreGroup INC.

Agreed and accepted:

--------------------------------------------------

Richard D. Britt

<PAGE>AGREEMENT

Exhibit 4.11

PARTIES:

A. Teena Martin(Consultant)

B. ProCoreGroup Inc.
2250 Warrensville Center Road
University Hts. Ohio 44118(Company)

SUBJECT MATTER:

Structure and design an administrative support and filing system for the company

TERMS:

1.00
Consultant agrees to provide consulting services as indicated in the
above-referenced subject matter, and other related task as requested by Company.
Consultant agrees to design and implement an administrative support system for
the Company. Consultant agrees to design and implement a Human Resources manual
and procedure manual. Consultant agrees to design and implement a virtual and
hard copy filing systems for companies documents.
2.00
Consultant agrees to direct business opportunities to company whenever possible.

3.00
Company agrees to compensate Consultant with a sum of money equal to One Hundred
Thousand Shares of free trading company stock plus other compensation as
companies management determines.

4.00
Both Company and Consultant agree to re-negotiate this agreement as Company
achieves more success.

Agreed and accepted:

--------------------------------------------------

an authorized representative for ProCoreGroup INC.

Agreed and accepted:

--------------------------------------------------
Teen Martin-Smith

<PAGE>AGREEMENT

Exhibit 4.12

PARTIES:

A. Jehu Hand (Consultant)

B. ProCoreGroup Inc.
2250 Warrensville Center Road
University Hts. Ohio 44118(Company)

SUBJECT MATTER:

Advise, Counsel and direct company with respect to Securities and Exchange
Commission issues and filings.

TERMS:

1.00
Consultant agrees to provide consulting services as indicated in the
above-referenced subject matter. Consultant agrees to review Companies SEC
filing to make sure that they are content sufficient and in compliance with  SEC
and other applicable laws.
2.00
Consultant agrees to direct business opportunities to company whenever possible.

3.00
Company agrees to compensate Consultant with a sum of money equal to Six
Thousand Shares of free trading company stock plus other compensation as
companies management determines.

4.00
Both Company and Consultant agree to re-negotiate this agreement as Company
achieves more success.

Agreed and accepted:

--------------------------------------------------

an authorized representative for ProCoreGroup INC.

Agreed and accepted:

--------------------------------------------------
Jehu Hand

<PAGE>PROGEN INDUSTRIES LIMITED

                           EMPLOYEE OPTION PLAN RULES

<PAGE>
                                TABLE OF CONTENTS

1.   INTERPRETATION . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3
     1.1  Definitions . . . . . . . . . . . . . . . . . . . . . . . . . . . . .3
     1.2  Interpretation. . . . . . . . . . . . . . . . . . . . . . . . . . . .4
     1.3  Proper law. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4
     1.4  Compliance. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4
2.   PARTICIPATION. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4
     2.1  Employees . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4
     2.2  Directors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4
     2.3  Voluntary participation . . . . . . . . . . . . . . . . . . . . . . .4
3.   OFFER OF OPTIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4
     3.1  Board may offer . . . . . . . . . . . . . . . . . . . . . . . . . . .4
     3.2  Limit on number . . . . . . . . . . . . . . . . . . . . . . . . . . .5
4.   OPTION TERMS . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5
     4.1  Issue and exercise terms. . . . . . . . . . . . . . . . . . . . . . .5
     4.2  Time for exercise of options. . . . . . . . . . . . . . . . . . . . .5
     4.3  Exercise of option. . . . . . . . . . . . . . . . . . . . . . . . . .5
     4.4  Official quotation. . . . . . . . . . . . . . . . . . . . . . . . . .6
     4.5  Participation in new issues . . . . . . . . . . . . . . . . . . . . .6
     4.6  Reorganisation of capital . . . . . . . . . . . . . . . . . . . . . .6
     4.7  Issue of Shares . . . . . . . . . . . . . . . . . . . . . . . . . . .6
     4.8  No transfer of options. . . . . . . . . . . . . . . . . . . . . . . .6
     4.9  Takeovers . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6
     4.10 Reconstructions . . . . . . . . . . . . . . . . . . . . . . . . . . .7
     4.11 Winding up. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7
5.   LAPSE OF OPTIONS . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7
     5.1  Resignation . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7
     5.2  Retirement, redundancy or permanent disability. . . . . . . . . . . .8
     5.3  Death . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8
     5.4  Cessation of employment for any other reason. . . . . . . . . . . . .8
     5.5  End of exercise period on the expiry date . . . . . . . . . . . . . .8
6.   EMPLOYMENT RIGHTS. . . . . . . . . . . . . . . . . . . . . . . . . . . . .8
     6.1  Plan not part of employment contract. . . . . . . . . . . . . . . . .8
     6.2  Termination of employment . . . . . . . . . . . . . . . . . . . . . .9
7.   ADMINISTRATION OF PLAN . . . . . . . . . . . . . . . . . . . . . . . . . .9
     7.1  Board to administer . . . . . . . . . . . . . . . . . . . . . . . . .9
     7.2  Powers of the Board . . . . . . . . . . . . . . . . . . . . . . . . .9
8.   TERMINATION OR SUSPENSION OF PLAN. . . . . . . . . . . . . . . . . . . . .9
9.   CHANGES IN PLAN. . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9
     9.1  General . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9
     9.2  Limitation. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10

<PAGE>

                            PROGEN INDUSTRIES LIMITED
                               ABN 82 010 975 612

                           EMPLOYEE OPTION PLAN RULES

--------------------------------------------------------------------------------
This  Plan  is  established  in  accordance  with  approval  by  a resolution of
Shareholders  at  the  Annual  General Meeting of the Company held on 31 October
2003.
--------------------------------------------------------------------------------

1.   INTERPRETATION

1.1  DEFINITIONS

     In this Plan:

     'ASX' means Australian Stock Exchange.

     'associate' in relation to a participating employee means an entity
     controlled by that employee or a member of that employee's family.

     'BOARD' means the board of directors of the Company.

     'BUSINESS DAY' has the meaning given to that term in the Listing Rules.

     'COMPANY' means Progen Industries Limited ABN 82 010 975 612.

     'CORPORATIONS ACT' means the Corporations Act 2001 (Cth).

     'ELIGIBLE EMPLOYEE' means a person who is eligible to participate in this
     Plan under rule 2.

     'EMPLOYEE SHARE SCHEME' has the meaning given by the Corporations Act.

     'GROUP' means the Company and each of its subsidiaries (as that term is
     defined in the Corporations Act).

     'GROUP COMPANY' means the Company and each of its subsidiaries and
     controlled entities.

     'LISTING RULES' means the Listing Rules of ASX in their application to the
     Company.

     'OPTION' means an option granted under this Plan.

     'PLAN' means this plan as amended from time to time.

     'PARTICIPATING EMPLOYEE' means an eligible employee who has accepted an
     invitation from the Board to participate in this Plan.

     'SHARE' means a fully paid ordinary share issued by the Company.

                                        3
<PAGE>

1.2  INTERPRETATION

     In the interpretation of this Plan:

     (a) Words denoting the singular include the plural and vice versa.

     (b) Words denoting a gender include each other gender.

     (c) Headings are for convenience only and do not affect interpretation.

1.3  PROPER LAW

     The laws of Queensland govern this Plan.

1.4  COMPLIANCE

     In administering this Plan the Company must comply with the Corporations
     Act and the Listing Rules. To the extent that any provision of this Plan is
     or becomes inconsistent with the Corporations Act or the Listing Rules, the
     Company will do all things reasonably necessary to ensure that this Plan is
     amended so that it complies with the provisions of the Corporations Act and
     the Listing Rules.

2.   PARTICIPATION

2.1  EMPLOYEES

     Subject to the Board's discretion, permanent full time and permanent part
     time employees of the group are eligible to participate in this Plan.

2.2  DIRECTORS

     Subject to the Board's discretion, non-executive directors of the group are
     eligible to participate in this Plan.

2.3  VOLUNTARY PARTICIPATION

     Participation in this Plan is voluntary and no person is required, whether
     by the terms of his or her employment or otherwise, to participate in this
     Plan.

3.   OFFER OF OPTIONS

3.1  BOARD MAY OFFER

     Subject to rule 3.2, the Board may, in its discretion, invite eligible
     employees selected by the Board to participate in this Plan and issue
     options to those eligible employees in accordance with this Plan.

                                        4
<PAGE>
3.2  LIMIT ON NUMBER

     An offer of options must not be made under this Plan if the number of
     Shares that may be acquired on exercise of such options, when aggregated
     with:

     (a)  the number of Shares that would be issued if each outstanding offer or
          option to acquire unissued Shares, being an offer made or option
          acquired in accordance with an Employee Share Scheme, was to be
          accepted or exercised (as the case may be); and

     (b)  the number or Shares issued during the previous five years in
          accordance with an Employee Share Scheme,

     but disregarding any offer made, or option acquired or Share issued, by way
     of or as a result of:

     (c)  an offer to a person situated outside Australia at the time of receipt
          of the offer; and

     (d)  an offer that did not require disclosure because of section 708 of the
          Corporations Act,

     exceeds 5% of the total number of Shares on issue at the time of that
     offer.

4.   OPTION TERMS

4.1  ISSUE AND EXERCISE TERMS

     The Board may, having regard to the incentive and remuneration policies
     from time to time applied by the Board to employees either as a group or
     individually, and any other relevant policy of the Board, determine the
     number, exercise price, expiry date and other terms of options that may be
     offered to eligible employees. The initial grant of options under this Plan
     will:

     (a) be granted for no consideration;

     (b) have an exercise price of $2.50 per Share; and

     (c) have an expiry date of 31 May 2005.

4.2  TIME FOR EXERCISE OF OPTIONS

     Options not exercised by 5.00 pm Brisbane time on their expiry date will
     lapse.

4.3  EXERCISE OF OPTION

     Options may be exercised in accordance with their terms by notice in
     writing to the Company in such form as the Board may approve from time to
     time. Subject to rule 5, each option entitles the participating employee to
     be issued one Share on notice of exercise of the option and valid payment
     of the relevant exercise price.

                                        5
<PAGE>
4.4  OFFICIAL QUOTATION

     The Company:

     (a)  will not apply for official quotation of options granted under this
          Plan; and

     (b)  must make an application for official quotation of Shares issued on
          exercise of options as soon as practicable after the issue of those
          Shares.

4.5  PARTICIPATION IN NEW ISSUES

     Participating employees are not permitted to participate in new issues of
     securities by the Company, unless there is a pro rata:

     (a)  issue of Shares to ordinary shareholders of the Company (other than a
          bonus issue), in which case the relevant exercise price may be
          adjusted by the Company in accordance with the relevant formulae set
          out in the Listing Rules; And

     (b)  bonus issue of Shares to ordinary shareholders of the Company, in
          which case the number of Shares over which an option is exercisable
          may be increased by the number of bonus Shares which the participating
          employee would have received if the option had been exercised before
          the record date for the bonus issue (as determined under the Listing
          Rules).

4.6  REORGANISATION OF CAPITAL

     In any reorganisation of capital, the option terms will be changed to the
     extent necessary to comply with the Listing Rules applying to such a
     reorganisation of capital at the time of the reorganisation.

4.7  ISSUE OF SHARES

     Shares issued after the exercise of an option will:

     (a)  be issued not more than 15 business days after the receipt of the
          exercise notic e and the application moneys; and

     (b)  rank equally, from the date of issue, in all respects with all
          existing Shares on issue at that time.

4.8  NO TRANSFER OF OPTIONS

     Options may not be transferred, except to an associate of the participating
     employee, and no security interest or other encumbrance may be granted over
     options granted under this Plan. In the case of a transfer to an associate,
     the terms of this Plan apply to the associate as if that person was the
     participating employee.

4.9  TAKEOVERS

     (a)  A participating employee may exercise his or her options:

          (i)  if any offer is made for Shares under a takeover bid (as defined
               in the Corporations Act); and

          (ii) offers under the takeover bid extend to Shares issued on the
               exercise of options; and

                                        6
<PAGE>
          (iii) a majority of the Board has recomme nded acceptance of the offer
               made under the takeover bid; and

          (iv) within the offer period (as defined in the Corporations Act).

     (b)  The Company will use its best endeavours to issue to the participating
          employee, before the end of the offer period, the number of Shares in
          respect of which options have been validly exercised under paragraph
          (a);

     (c)  If the Shares cease to be quoted by ASX because of any takeover bid
          referred to in paragraph (a), all unexercised options will lapse on
          the date that the Shares cease to be quoted.

4.10 RECONSTRUCTIONS

     (a)  If under Part 5.1 of the Corporations Act the court sanctions a
          compromise or arrangement for the purposes of or in connection with a
          scheme for the reconstruction of the Company or its amalgamation with
          any other company or companies, then, subject to paragraph (b), a
          participating employee may exercise his or her options within one
          month of the date of the court giving the sanction.

     (b)  If the Shares cease to be quoted on ASX because of the compromise or
          arrangement referred to in paragraph (a), all unexercised options will
          lapse on the date that the Shares cease to be quoted.

     (c)  If the circumstances in paragraph (a) will result in another company
          acquiring control of the Company, the Company will use its best
          endeavours to have the options transferred or cancelled in exchange
          for an issue of shares or options over shares in that company.
          Participating employees may still exercise options under paragraph
          (a).

     (d)  The Company will use its best endeavours to issue the number of Shares
          in respect of which options have been validly exercised under
          paragraph (a)as soon as practicable after that exercise.

4.11 WINDING UP

     If notice is given to members of the Company of a proposed resolution for
     the voluntary winding up of the Company, each participating employee may
     exercise his or her options during the period beginning at the time the
     notice is given and ending at the time a resolution for voluntary winding
     up is passed.

5.   LAPSE OF OPTIONS

5.1  RESIGNATION

     Subject to rule 5.5, if a participating employee's employment or office
     with a group company ceases due to his or her resignation, all options
     granted to that participating employee up to the date of cessation of
     employment

                                        7
<PAGE>
     or office may be exercised during the three month period following that
     date of cessation, after which all those options will lapse unless the
     Board determines otherwise.

5.2  RETIREMENT, REDUNDANCY OR PERMANENT DISABILITY

     Subject to rule 5.5, if a participating employee's employment or office
     with a group company ceases due to his or her retirement after the age of
     55 (or such younger age as may be determined by the Board), redundancy or
     permanent disability, all options granted to that participating employee up
     to the date of cessation of employment or office may be exercised during
     the six month period following that date of cessation, after which all
     those options will lapse unless the Board determines otherwise.

5.3  DEATH

     Subject to rule 5.5, if a participating employee's employment or office
     with a group company ceases due to his or her death, all options granted to
     that participating employee up to the date of death may be exercised by
     that participating employee's executor or personal representative during
     the 12 month period following the date of death, after which all those
     options will lapse unless the Board determines otherwise.

5.4  CESSATION OF EMPLOYMENT FOR ANY OTHER REASON

     Subject to rule 5.5, if a participating employee's employment or office
     with a group company ceases for any reason other than referred to in rules
     5.1, 5.2 or 5.3, all options granted to that participating employee will
     lapse on the date of cessation of employment or office, unless the Board
     determines otherwise.

5.5  END OF EXERCISE PERIOD ON THE EXPIRY DATE

     If an option has not lapsed earlier in accordance with this rule 5, it will
     lapse on the expiry date specified by the Board under rule 4, which date
     must not exceed 10 years from the date of grant of the option.

6.   EMPLOYMENT RIGHTS

6.1  PLAN NOT PART OF EMPLOYMENT CONTRACT

     (a)  This Plan does not form part of any contract of employment or service
          between any group company and any person, including any eligible
          employee.

     (b)  Nothing in this Plan confers on any person, including any eligible
          employee, the right to be offered or granted options.

                                        8
<PAGE>
     (c)  It is the condition of this Plan that it may be terminated at any time
          at the discretion of the Board and that no compensation under any
          employment or service contract will arise as a result of any such
          termination.

6.2  TERMINATION OF EMPLOYMENT

     This Plan:

     (a)  does not confer on any eligible employee or participating employee the
          right to continue as an employee or officer of any group company; and

     (b)  does not affect any rights which any group company may have to
          terminate the employment or office of any eligible employee or
          participating employee; and

     (c)  may not be used to increase damages in any action bought against any
          group company in respect of the termination of any eligible employee
          or participating employee.

7.   ADMINISTRATION OF PLAN

7.1  BOARD TO ADMINISTER

     This Plan will be administered by the Board in accordance with its terms.
     The Board may delegate the administration of this Plan to appropriate
     officers or executives and may make regulations for the operation of this
     Plan that are consistent with its terms.

7.2  POWERS OF THE BOARD

     The determination, decision, approval or opinion of the Board as to the
     interpretation, effect or application of the terms of this Plan is final.

8.   TERMINATION OR SUSPENSION OF PLAN

     The operation of this Plan may be terminated or suspended at any time by
     the Board. Termination or suspension of this Plan does not affect the
     accrued rights of participating employees under this Plan.

9.   CHANGES IN PLAN

9.1  GENERAL

     Subject to rule 9.2, the Corporations Act and the Listing Rules, the Board
     may, in its absolute discretion, amend, add to, delete or otherwise vary
     this Plan at any time and in any manner (AMENDMENT).

                                        9
<PAGE>
9.2  LIMITATION

     No amendment to this Plan may be made which reduces or adversely affects
     the rights of any participating employee in respect of options granted
     prior to the effective date of the amendment, other than an amendment
     primarily introduced:

     (a)  for the purpose of complying with or conforming to the Listing Rules
          or to current or future Commonwealth, State or Territory legislation;

     (b)  to correct any manifest error or mistake; or

     (c)  for the purpose of enabling participating employees to take advantage
          of favourable taxation treatment concerning their participation in
          this Plan.

                                       10
<PAGE>

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