Document:

EXHIBIT 10.9

                    RIGHTS AND BENEFITS ASSIGNMENT AGREEMENT

         THIS RIGHTS AND BENEFITS ASSIGNMENT  AGREEMENT  ("Agreement"),  is made
effective  as of December  14,  2001,  between NET  INTEGRATED  SYSTEMS  LTD., a
Bermuda  corporation  ("Assignor"),  VANESSA  CAPITAL INC, a Belize  corporation
("Assignee  One"),  FIRENZA  INVESTMENTS INC., a Belize  corporation  ("Assignee
Two"), and TARULAR,  LTD., a Bahamian corporation  ("Assignee Three").  Assignee
One,   Assignee  Two  and  Assignee  Three  are  sometimes  herein  referred  to
individually  as "Assignee" and  collectively  as  "Assignees."  Assignor and/or
Assignees  are  sometimes  herein  referred  to  individually  as a "party"  and
collectively as the "parties."

                                 R E C I T A L S
                                 - - - - - - - -

         WHEREAS, this Agreement is entered into in connection with that certain
management  agreement or  agreements  (collectively  or  separately  "Management
Agreement") of even date herewith between Assignor,  as Manager, and Accesspoint
Corporation,   a   Nevada   corporation   ("APC")   and/or   Processing   Source
International, Inc., a California corporation ("PSI"), as the managed companies;

         WHEREAS,  Assignor  desires to assign certain rights and benefits under
the Management Agreement to Assignees;

         WHEREAS,  Assignees  desire to accept such  assignment,  subject to the
terms and conditions of this Agreement.

         WHEREAS, all parties hereto desire to enter into this Agreement,

         NOW,  THEREFORE,  in consideration of the mutual covenants and promises
set forth in this  Agreement,  and other good and  valuable  consideration,  the
receipt and sufficiency of which are hereby  acknowledged,  the parties agree as
follows:

1. GRANT OF PROFIT  PARTICIPATION  RIGHTS.  Assignor  hereby  assigns and grants
Assignees the right to receive  fifty  Percent  (50%) of any profit  received or
gain realized by Assignee from any sale by Assignee of shares of any  securities
of APC or PSI now  owned or  hereafter  acquired  by  Assignor  pursuant  to the
exercise of any option  agreement  between Assignor and any of Tom M. Djokovich,
Access  Holdings  Limited  Partnership  or Alfred  Urcuyo or by way of any other
transfer from any of the above persons or entities.  Assignor shall promptly pay
to Assignees any and all such amounts assigned hereunder as set forth below.

2. CONSULTATION RIGHTS.  Assignor hereby agrees to consult with Assignees in all
substantially  material  or  significant  management  decisions  to be  made  by
Assignor under the Management Agreement.  As used herein substantially  material
or significant  management decisions shall be deemed to include: (i) those items
enumerated  at Section 2 of the  Management  Agreement  pertaining  to manager's
duties and  authorities,  and (ii) those  items  enumerated  at Section 4 of the
Management Agreement pertaining to certain acts and events. Assignees shall have
the right to  provide  Assignor  with input and  advice in such  matters,  which
Assignee agrees

                                      -1-

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to give due  consideration  to in its  deliberations,  but Assignor  reserves to
itself  the  unfettered  right  to make  all  management  decisions  in its sole
discretion and best business judgment.

3. NOTICE AND PAYMENT.  Assignor shall promptly  provide  Assignees with written
notice of the payment or receipt by  Assignor  of any and all  payments or other
monetary  benefits  under the  Management  Agreement  as set forth at Section 1,
above,  and/or the  disposition  of any securities of APC or PSI as set forth at
Section 2, above. Assignor shall promptly pay to Assignees the amounts set forth
at Sections 1 and 2, above, in United States currency, as contemplated herein.

4. CONFIDENTIALITY. Unless specified in writing otherwise by the party providing
the same,  all  information  pertaining to any party hereto or to APC or PSI, is
and shall remain  confidential.  The above information shall include, but not be
limited to, all computer programs,  software, source codes,  computations,  data
files, algorithms,  techniques,  processes, designs,  specifications,  drawings,
charts,  plans,  schematics,  computer  disks,  magnetic  tapes,  books,  files,
records, reports, documents, Instruments, agreements, contracts, correspondence,
letters, memoranda, financial,  accounting, sales, purchase and employment data,
capital  structure  information,   business  organizational   information,   and
information  pertaining  to  contractors,   vendors,  suppliers,  customers  and
clients.  Notwithstanding  the  foregoing,  confidential  information  shall not
include:  (i) any information  which is recorded in any county or filed with any
public  body and  available  for  public  inspection  or which may be  otherwise
generally  available to the public,  through no unauthorized act of any party or
its agents or employees;  and (ii)  information that is required to be disclosed
pursuant  to  applicable  law,  including  any  court  order  or  subpoena.  all
confidential  information and other items,  whether or not directly furnished or
prepared  by any party or its  agents or  employees,  is and  shall  remain  the
property  of the party who  originally  produced  the same.  Each  party and its
agents and employees shall:

         4.1.  Not  directly  or  indirectly  divulge,  disclose,   disseminate,
distribute,  license, sell or otherwise make known any confidential  information
to any third party or person or entity not expressly  authorized or permitted by
the providing party to receive such confidential information.

         4.2.  Use  best  efforts  to  prevent  disclosure  of any  confidential
information  to any third  party and  exercise  the  highest  degree of care and
discretion in accordance with all express duties hereunder to prevent the same.

         4.3.  Except as otherwise  set forth herein  above,  and subject to the
provisions  of this  Agreement  pertaining  to  software  escrow and mirror site
facilities,   not  directly  or  indirectly  make  any  use  whatsoever  of  the
confidential  information  or of any  feature,  specification,  detail  or other
characteristic  contained  in or derived  from,  the  confidential  information,
except for purposes of performing services hereunder.

         4.4. Return to the other parties all confidential  information or other
items then in its  possession  or control,  or that of its agents or  employees,
including originals, reproductions, replications and photocopies thereof, at any
time upon request by any other party or upon the  termination  of this Agreement
for any reason.

5.       MISCELLANEOUS.

                                      -2-

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         5.1.  NON-WAIVER  OF BREACH.  No delay or  failure  by either  party to
detect,  protest,  or remedy  the  failure  of the  other  party to  perform  an
obligation  under  this  Agreement  will  constitute  a waiver of the  aggrieved
party's  rights.  No waiver of any provision of this  Agreement or any rights or
obligations of either party  hereunder will be effective,  except  pursuant to a
written  instrument  signed in advance by an authorized  officer of the party or
parties  waiving  compliance;  any such  waiver  will be  effective  only in the
specific instance and for the specific purpose specified in such writing.

         5.2.  RELATIONSHIP OF PARTIES.  Nothing contained herein will be deemed
or  construed as creating a  joint-venture,  franchise,  partnership,  agency or
similar  relationship between the parties. All parties agree that no other party
or parties  hereto may bind any other  party or parties to any legal  obligation
hereunder,  or otherwise  act on behalf of any party or parties  purported to be
bound, without the prior written consent of the party or parties to be bound.

         5.3. HEADINGS NOT CONTROLLING;  SEVERABILITY; LANGUAGE OF THE CONTRACT.
The headings of this Agreement are provided for convenience and will not control
the  interpretation of the Agreement.  In the event that any provision hereof is
found  invalid  or   unenforceable   by  any  court  or  tribunal  of  competent
jurisdiction, the remainder of this Agreement will remain valid and enforceable.
All  parties  agree  that  the  English  language  shall  be  the  language  for
interpretation of this Agreement.

         5.4.   ENTIRE   AGREEMENT.   This  Agreement   constitutes  the  entire
understanding  and  agreement  between the parties  with  respect to the subject
matter of the  Agreement and  supersedes  any prior or  contemporaneous  oral or
written  communications  with respect to the subject matter hereof, all of which
are merged  herein.  This  Agreement  may not be  amended or in any way  altered
except by a written instrument signed by the party to be charged.

         5.5. NOTICES.  Any notices  permitted,  or required to be given between
the  parties   hereto   will  be  made  in  writing   and  sent  by   certified,
return-receipt-requested mail, or by hand delivery with receipt obtained. Except
as specifically  provided above, notices will be deemed delivered on the date of
receipt.  Notices will be sent to the addresses noted below which may be changed
upon written notice:

         To Assignee One:

                           VANESSA CAPITAL INC.
                           P.O. Box N-1836, #B5
                           Nassau, Bahamas

                                      -3-

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         To Assignee Two:

                           FIRENZA INVESTMENTS INC.
                           P.O. Box N-1836, #B5
                           Nassau, Bahamas

         To Assignee Three:

                           TARULAR, Ltd.
                           P.O. Box N-3247
                           Nassau, Bahamas

         To Assignor:

                           NET INTEGRATED SYSTEMS, INC.
                           Sofia House
                           48 Church Street
                           Hamilton HM GX
                           BERMUDA

                  With copy to (which copy shall not constitute notice):

                           William R. Barber
                           c/o  Sheraton Gateway Hotel
                           Penthouse Suite
                           6101 W. Century Boulevard
                           Los Angeles, California 90045
                           Telephone:  (310) 642-4087
                           Facsimile:  (310) 649-1156

         5.6 SPECIFIC PERFORMANCE. Each party's obligations under this Agreement
are unique. If any party should default in its obligations under this Agreement,
the parties each acknowledge that it would be extremely impracticable to measure
the resulting damages;  accordingly, the nondefaulting party, in addition to any
other available rights or remedies,  may sue in equity for specific  performance
without the necessity of posting a bond or other security,  and the parties each
expressly waive the defense that a remedy in damages will be adequate.

         5.7.  RECOVERY  OF  LITIGATION  COSTS.  If  any  legal  action  or  any
arbitration  or  other  proceeding  is  brought  for  the  enforcement  of  this
Agreement,   or   because   of  an   alleged   dispute,   breach,   default   or
misrepresentation  in connection  with any of the provisions of this  Agreement,

                                      -4-

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the successful or prevailing party or parties shall be entitled to recover as an
element of their damages, reasonable attorneys' fees and other costs incurred in
that action or proceeding,  in addition to any other relief to which they may be
entitled.

         5.8.  ASSIGNMENT.  This  Agreement  may not be  assigned  by any  party
without the written consent of all remaining  parties hereto. To the extent such
consent to assignment shall be obtained, this Agreement shall be binding on, and
shall inure to the benefit  of, the  parties to it and their  respective  heirs,
legal representatives, successors and assigns.

         5.8.  GOVERNING  LAW;  VENUE.  This  Agreement  will be  construed  and
enforced in accordance  with, and the rights of the parties will be governed by,
the laws of  Bermuda,  without  regard to or  application  of  conflict  of laws
principles.  Venue in any action arising by reason of this  Agreement  shall lie
exclusively  in Hamilton,  Bermuda,  or such  judicial or  jurisdictional  court
division in which the City of Hamilton, Bermuda may otherwise lie.

         5.9. FORUM  SELECTION.  Any litigation  hereunder  shall be brought and
litigated  exclusively  in the courts  sitting  in  Hamilton,  Bermuda,  or such
judicial or jurisdictional court division in which the City of Hamilton, Bermuda
may otherwise lie. All parties hereto  consent to the personal  jurisdiction  of
such courts and waive any  defense of forum non  conveniens.  Each party  hereby
irrevocably  waives,  to the fullest extent permitted by law, any objection that
it may now or hereafter have to the laying of the venue of any such action, suit
or proceeding  brought in such a court and any claim that any such action,  suit
or proceeding brought in such a court has been brought in an inconvenient forum.

         IN  WITNESS  WHEREOF,  the  parties  hereto  have made  this  Agreement
effective  as of the  date  first  above  written,  and  that  they  have  read,
understood, agreed to be bound by, and received a copy of, this Agreement.

                                    ASSIGNOR:

                                    NET INTEGRATED SYSTEMS LTD.,
                                    a Bermuda corporation

                                    By:/s/WILLIAM R. BARBER
                                    ----------------------------
                                    William R. Barber, President

                                      -5-

<PAGE>

                                  ASSIGNEE ONE:

                                  VANESSA CAPITAL INC.,
                                  a Belize corporation

                                  By:/s/TOM M. DJOKOVICH
                                  -------------------------
                                  Tom M. Djokovich, Officer

                                  ASSIGNEE TWO:

                                  FIRENZA INVESTMENTS INC.,
                                  a Belize corporation

                                  By:/s/JAMES W. BENTLEY
                                  -------------------------
                                  James W. Bentley, Officer

                                  ASSIGNEE THREE:

                                  TARULAR, Ltd.
                                  a Bahamian corporation

                                  By:/s/ALFRED URCUYO
                                  ------------------------
                                  Alfred Urcuyo, Officer

                                      -6-Exhibit 10.1 International Technology Enterprise Ltd.

                         MANAGEMENT CONSULTING AGREEMENT

This is an Agreement BETWEEN Equity Finance Holding Corporation, a Belize
Corporation that trades on the American Over-the-Counter Bulletin Board (OTCBB)
under the trading symbol EFHLF, [It has the required American resident
shareholders to qualify, under the 1934 U. S. Securities Act, to qualify a
company to become a reporting company to the U.S. Securities and Exchange
Commission (SEC) should a stock dividend be paid to its shareholders] which
hereinafter shall be referred to as the Party of the First Part;

And International Technology Enterprise Ltd. a Belize Corporation, who shall be
hereinafter referred to as the Party of the Second Part.

The Party of the First Part hereby agrees to arrange to take public, in the
United States, the Party of the Second Part by paying a stock dividend to its
914 shareholders. This stock dividend payment will require the Party of the
Second Part to be a "registered" company with the U.S. Securities and Exchange
Commission (SEC), as defined in Section 12 of the 1934 U.S. Securities Act.

The AGREEMENT is subject to the following terms and conditions:

1. That the Party of the Second Part has verified that Equity Finance Holding
Corporation of Belize, the Party of the First Part, is a public company, trading
in the United States on the Over-the-Counter Bulletin Board (OTCBB) under the
trading symbol EFHLF.

2. That the Party of the First Part will retain Mr. Barry Friedman of Las Vegas,
Nevada as their auditors for a GAAP audit.

3. That the Party of the First Part has warranted that the above auditor has had
experience filing the necessary documents with the U.S. Securities and Exchange
Commission (SEC).

4. That the Party of the First Part has required that www.transferonline.com be
the Party of the Second Part's Transfer Agent.

5. That the Party of the First Part agrees to assist the Party of the Second
Part with SEC comments on the Party of the Second Part's filing, should such
help be requested.

6. That the Party of the First Part believes that they can arrange an Offshore
Private Placement for the Party of the Second Part's company. That this
assurance is based upon the fact that the Party of the Second Part's public
company is not a U.S. Domestic company. The underwriting would take place, after
the Party of the Second Part's company began trading in the United States on the
Over-the-Counter Bulletin Board (OTCBB). The terms of such an offshore Private
Placement underwriting will be consistent with current practices of the National
Association of Securities Dealers (NASD). An agreement will be sought, relying
upon the Party of the Second Part's SEC filing documents.

It is expected that the Offshore Private Placement underwriting would gross at
least two million U.S. Dollars (US$2,000,000). It may be possible to arrange an
underwriting up to U.S. ten million four hundred thousand U.S. Dollars
(US$10,400,000). The stock would be placed at three U. S. dollars and
thirty-four cents (US$3.34) per share.

The Party of the Second Part would be required to list their public company on a
European Stock Exchange. The fee for this listing and resulting stock support
program will be borne by the Offshore Underwriter. Then, payment for this
European Stock Exchange listing and the one-year stock support program will be
deducted from the gross revenue of the Offshore Underwriting. This payment will
be in the amount of one hundred and fifty thousand U. S. Dollars (US$150,000).

The Party of the Second Part will be required to Pool and Vault all insiders
shares for a period of five years from the date of the Offshore Private
Placement underwriting. The Party of the Second Part shall be required to pay
the costs to maintain and expand the European Stock Support program for the same
five-year period. Such costs shall be at least one hundred and fifty thousand U.
S. Dollars (US$150,000) or 5% of the pretax profit of the company, whichever
shall be greater.

7. The Party of the Second Part agrees to have 5,149,000 issued shares of their
companies. Of this amount of issued shares, 514,900 shares shall be sold to
Equity Finance Holding Corporation (EFHLF). Equity Finance Holding Corporation
(EFHLF) shall pay Belize one cent (C$0.01) per share. It is the sale of the
514,900 shares of the Party of the Second Part's shares with the Party of the
First Part's decision to distribute these shares to their shareholders that
requires registration with the SEC.

8. That the Party of the Second Part shall pay to the Party of the First Part
the Sum of one hundred and forty-five thousand U.S. Dollars (US$145,000)

This payment shall be executed as follows:
     A. Payment with the Signing of this AGREEMENT: Thirty Thousand U.S. Dollars
     (US$75,000) per client company.  B. In the seven months following the
     signing of this AGREEMENT, The Party of the Second Part shall pay the Party
     of the First Part ten thousand U. S. Dollars (US$10,000) per month for each
     of the following seven months.  The sum being paid at the end of the eighth
     month being a total of $145,000 per client company.  Then shall the total
     payment be U.S. One hundred and forty-five thousand dollars (US $145,000).

9. The Party of the First Part has informed the Party of the Second Part that
the Party of the Second Part will be rated by Moody's or S&P to trade in
about thirty-eight States. The Party of the Second Part would be responsible for
securing the rating in any State that does not recognize the Moody's or S&P
Rating.

10. The Party of the First Part has informed the Party of the Second Part that
the cost of the basic 5,000 share certificates will be paid by the Party of the
First Part.

11. The Party of the First Part shall ensure that the Party of the Second Part
shall receive a complete list of the shareholders' names and addresses by
supplying the Party of the Second Part with a copy of the Equity Finance Holding
Corporation Shareholders' list for the date of the stock distribution of the
Party of the Second Part's shares to the registered shareholders of Equity
Finance Holding Corporation.

12. The Party of the Second Part agrees to supply at least forty-five (45)
clients to whoever is the Market Maker. These forty-five (45) or more clients
will purchase at least forty-five thousand (45,000) shares of the Party of
Second Part's client companies stock on the open market within ninety days of
the commencement of trading of the Party of the Second Part's shares on the
OTCBB.

13. Any disagreements arising from this AGREEMENT shall be resolved by the
Courts of Belize. The decision of the Courts of Belize shall be final, but
monetary awards shall not exceed amounts expended by either party to this
AGREEMENT. Thus, the Party of the First Part's obligations to the Party of the
Second Part shall not exceed one hundred and forty-five thousand U. S. Dollars
(US$145,000) plus reasonable litigation costs.

14. The Party of the Second Part shall not issue additional stock nor register
additional stock in its company for a period of twenty five (25) months from the
date of its "Effective Letter," without the express written consent of the Party
of the First Part.

15. It is agreed that from the first million dollars in the Offshore Private
Placement Financing, the Party of the Second Part may set aside One hundred and
fifty two thousand U. S. Dollars (US$152,000) to cover the costs of this
Agreement.

16. Time is of the Essence in this Agreement.

Agreed to this 20th Day of September 2000

Party of the First Part - Signature

______________________________

Party of the First Part -  Typed name
Equity Finance Holding Corporation

Party of the Second Part - Signature

______________________________

Party of the First Part - Typed Name
International Technology Enterprises Ltd.

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