Document:

Amended and Restated Declaration of Trust of Fifth Third Capital Trust VII

 Exhibit 4.1 
 Execution Version 
  
  
 AMENDED AND RESTATED DECLARATION OF TRUST 
 among 
 FIFTH THIRD BANCORP,  
 as Sponsor 
 WILMINGTON TRUST COMPANY,  
 as Property Trustee 
 WILMINGTON TRUST COMPANY,  
 as Delaware Trustee 
 and  
 THE ADMINISTRATIVE TRUSTEES NAMED HEREIN 
  
  
 Dated as of May 6, 2008 
  
  
 FIFTH THIRD CAPITAL TRUST VII

  
  

 Certain Sections of this Declaration of Trust relating to Sections 310 through 318 
 of the Trust Indenture Act of 1939: 
  

					
	 Trust Indenture
 Act Section
	  	 Declaration of
Trust Section

	(§) 310	 	(a)(1)	  	8.7
		 	(a)(2)	  	8.7
		 	(a)(3)	  	8.9
		 	(a)(4)	  	2.7(a)(ii)
		 	(b)	  	8.8
	(§) 311	 	(a)	  	8.13
		 	(b)	  	8.13
	(§) 312	 	(a)	  	5.8
		 	(b)	  	5.8
		 	(c)	  	5.8
	(§) 313	 	(a)	  	8.15(a)
		 	(a)(4)	  	8.15(b)
		 	(b)	  	8.15(b)
		 	(c)	  	10.8
		 	(d)	  	8.15(c)
	(§) 314	 	(a)	  	8.16
		 	(b)	  	Not Applicable
		 	(c)(1)	  	8.17
		 	(c)(2)	  	8.17
		 	(c)(3)	  	Not Applicable
		 	(d)	  	Not Applicable
		 	(e)	  	1.1, 8.17
	(§) 315	 	(a)	  	8.1(a), 8.3(a)
		 	(b)	  	8.2, 10.8
		 	(c)	  	8.1(d)
		 	(d)	  	8.1, 8.3
		 	(e)	  	10.1
		 	(a)	  	Not Applicable
	(§) 316	 	(a)(1)(A)	  	8.1(e)(iii)
		 	(a)(1)(B)	  	5.13(b)
		 	(a)(2)	  	Not Applicable
		 	(b)	  	5.13
		 	(c)	  	6.7
	(§) 317	 	(a)(1)	  	Not Applicable
		 	(a)(2)	  	Not Applicable
		 	(b)	  	5.10
	(§) 318	 	(a)	  	10.10

  
 Note: This reconciliation and tie sheet shall not, for any purpose, be deemed to be a part of the Declaration of Trust. 
  

 -i- 

 TABLE OF CONTENTS 
 ARTICLE I 
 DEFINED TERMS 
  

					
	 Section 1.1.
	 	Definitions.	  	1
	  
 ARTICLE II
  
 CONTINUATION OF THE ISSUER TRUST

	Section 2.1.	 	Name.	  	10
	Section 2.2.	 	Office of the Delaware Trustee; Principal Place of Business.	  	10
	Section 2.3.	 	Initial Contribution of Trust Property; Organizational Expenses.	  	10
	Section 2.4.	 	Issuance of the Preferred Securities.	  	10
	Section 2.5.	 	Issuance of the Common Securities; Subscription and Purchase of Debentures.	  	10
	Section 2.6.	 	Continuation of Trust.	  	11
	Section 2.7.	 	Authorization to Enter into Certain Transactions.	  	11
	Section 2.8.	 	Assets of Trust.	  	15
	Section 2.9.	 	Title to Trust Property.	  	15
	  
 ARTICLE III
  
 PAYMENT ACCOUNT

	 Section 3.1.
	 	Payment Account.	  	15
	  
 ARTICLE IV
  
 DISTRIBUTIONS; REDEMPTION

	 Section 4.1.
	 	Distributions.	  	16
	 Section 4.2.
	 	Redemption.	  	17
	 Section 4.3.
	 	Subordination of Common Securities.	  	18
	 Section 4.4.
	 	Payment Procedures.	  	19
	 Section 4.5.
	 	Tax Returns and Reports.	  	19
	 Section 4.6.
	 	Payments under Indenture or Pursuant to Direct Actions.	  	20
	  
 ARTICLE V
  
 TRUST SECURITIES CERTIFICATES

	 Section 5.1.
	 	Initial Ownership.	  	20

  

 -ii- 

					
	Section 5.2.	 	The Trust Securities Certificates.	  	20
	 Section 5.3.
	 	Execution, Delivery and Authentication of Trust Securities Certificates.	  	20
	 Section 5.4.
	 	Book-Entry Preferred Securities.	  	21
	 Section 5.5.
	 	Registration of Transfer and Exchange of Preferred Securities Certificates.	  	23
	 Section 5.6.
	 	Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates.	  	24
	 Section 5.7.
	 	Persons Deemed Holders.	  	24
	 Section 5.8.
	 	Access to List of Holders’ Names and Addresses.	  	24
	 Section 5.9.
	 	Maintenance of Office or Agency.	  	25
	 Section 5.10.
	 	Appointment of Paying Agent.	  	25
	 Section 5.11.
	 	Ownership of Common Securities by Sponsor.	  	26
	 Section 5.12.
	 	Notices to Clearing Agency.	  	26
	 Section 5.13.
	 	Rights of Holders; Waivers of Past Defaults.	  	26
	  
 ARTICLE VI
  
 ACTS OF HOLDERS; MEETINGS; VOTING
  

	 Section 6.1.
	 	Limitations on Voting Rights.	  	28
	 Section 6.2.
	 	Notice of Meetings.	  	29
	 Section 6.3.
	 	Meetings of Holders of the Preferred Securities.	  	29
	 Section 6.4.
	 	Voting Rights.	  	29
	 Section 6.5.
	 	Proxies, etc.	  	29
	 Section 6.6.
	 	Holder Action by Written Consent.	  	30
	 Section 6.7.
	 	Record Date for Voting and Other Purposes.	  	30
	 Section 6.8.
	 	Acts of Holders.	  	30
	 Section 6.9.
	 	Inspection of Records.	  	31
	  
 ARTICLE VII
  
 REPRESENTATIONS AND WARRANTIES
  

	 Section 7.1.
	 	Representations and Warranties of the Property Trustee and the Delaware Trustee.	  	31
	 Section 7.2.
	 	Representations and Warranties of Sponsor.	  	32
	  
 ARTICLE VIII
  
 THE ISSUER TRUSTEES
  

	 Section 8.1.
	 	Certain Duties and Responsibilities.	  	33
	 Section 8.2.
	 	Certain Notices.	  	35
	 Section 8.3.
	 	Certain Rights of Property Trustee.	  	35
	 Section 8.4.
	 	Not Responsible for Recitals or Issuance of Securities.	  	37
	 Section 8.5.
	 	May Hold Securities.	  	37

  

 -iii- 

					
	 Section 8.6.
	 	Compensation; Indemnity; Fees.	  	37
	 Section 8.7.
	 	Corporate Property Trustee Required; Eligibility of Issuer Trustees.	  	38
	 Section 8.8.
	 	Conflicting Interests.	  	39
	 Section 8.9.
	 	Co-Trustees and Separate Trustee.	  	39
	 Section 8.10.
	 	Resignation and Removal; Appointment of Successor.	  	40
	 Section 8.11.
	 	Acceptance of Appointment by Successor.	  	42
	 Section 8.12.
	 	Merger, Conversion, Consolidation or Succession to Business.	  	42
	 Section 8.13.
	 	Preferential Collection of Claims Against Sponsor or Issuer Trust.	  	42
	 Section 8.14.
	 	Property Trustee May File Proofs of Claim.	  	43
	 Section 8.15.
	 	Reports by Property Trustee.	  	43
	 Section 8.16.
	 	Reports to the Property Trustee.	  	44
	 Section 8.17.
	 	Evidence of Compliance with Conditions Precedent.	  	44
	 Section 8.18.
	 	Number of Issuer Trustees.	  	44
	 Section 8.19.
	 	Delegation of Power.	  	44
	  
 ARTICLE IX
  
 TERMINATION, LIQUIDATION AND MERGER
  

	 Section 9.1.
	 	Termination Upon Expiration Date.	  	45
	 Section 9.2.
	 	Early Dissolution.	  	45
	 Section 9.3.
	 	Termination.	  	45
	 Section 9.4.
	 	Liquidation.	  	46
	 Section 9.5.
	 	Mergers, Consolidations, Amalgamations or Replacements of Issuer Trust.	  	47
	  
 ARTICLE X
  
 MISCELLANEOUS PROVISIONS
  

	 Section 10.1.
	 	Limitation of Rights of Holders.	  	48
	 Section 10.2.
	 	Amendment.	  	48
	 Section 10.3.
	 	Separability.	  	50
	 Section 10.4.
	 	Governing Law.	  	50
	 Section 10.5.
	 	Payments Due on Non-Business Day.	  	50
	 Section 10.6.
	 	Successors.	  	50
	 Section 10.7.
	 	Headings.	  	50
	 Section 10.8.
	 	Reports, Notices and Demands.	  	51
	 Section 10.9.
	 	Agreement Not to Petition.	  	51
	 Section 10.10.
	 	Trust Indenture Act; Conflict with Trust Indenture Act.	  	52
	 Section 10.11.
	 	Acceptance of Terms of Amended Declaration, Guarantee Agreement and Indenture.	  	52
			
	 Exhibit A
	 	Certificate of Trust	  	
	 Exhibit B
	 	Form of Common Securities Certificate	  	
	 Exhibit C
	 	Form of Preferred Securities Certificate	  	
	 Exhibit D
	 	Form of Expense Agreement	  	

  

 -iv- 

 AMENDED AND RESTATED DECLARATION
OF TRUST, dated as of May 6, 2008, among FIFTH THIRD BANCORP, an Ohio corporation (including any successors or assigns, the
“Sponsor”), WILMINGTON TRUST COMPANY, as property trustee (in such capacity, the “Property Trustee”), WILMINGTON
TRUST COMPANY, as Delaware trustee (in such capacity, the “Delaware Trustee”), Paul L. Reynolds, an individual, and Mahesh Sankaran, an individual, each of whose address is Fifth Third
Bancorp, 38 Fountain Square Plaza, Cincinnati, Ohio 45263 (each an “Administrative Trustee” and collectively the “Administrative Trustees”) (the Property Trustee, the Delaware Trustee and the Administrative Trustees
being referred to collectively as the “Issuer Trustees”), and the several Holders, as hereinafter defined. 
 WITNESSETH 
 WHEREAS, the Sponsor and the Delaware Trustee have heretofore duly declared and
established a statutory trust under the name “Fifth Third Capital Trust VII” (the “Issuer Trust”) pursuant to the Delaware Statutory Trust Act by entering into the Declaration of Trust, dated as of March 7,
2008 (the “Original Declaration”), and by the execution and filing by the Delaware Trustee with the Secretary of State of the State of Delaware of the Certificate of Trust, filed on March 10, 2008 attached hereto as
Exhibit A; 
 WHEREAS, the parties hereto desire to amend and restate the Original Declaration in its entirety as
set forth herein to provide for, among other things, (i) the issuance of the Common Securities by the Issuer Trust to the Sponsor, (ii) the issuance and sale of the Preferred Securities by the Issuer Trust pursuant to the Underwriting
Agreement and (iii) the acquisition by the Issuer Trust from the Sponsor of all of the right, title and interest in the Debentures; 
 NOW THEREFORE, in consideration of the agreements and obligations set forth herein and for other good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, each party, for the
benefit of the other parties and for the benefit of the Holders, hereby amends and restates the Original Declaration in its entirety and agrees as follows: 
 ARTICLE I 
 DEFINED TERMS 
 Section 1.1. Definitions. 
 For
all purposes of this Amended Declaration, except as otherwise expressly provided or unless the context otherwise requires: 
 (a) The terms
defined in this Article (including in the Recitals) have the meanings assigned to them in this Article, and include the plural as well as the singular; 
 (b) All other terms used herein that are defined in the Trust Indenture Act, either directly or by reference therein, have the meanings assigned to them therein; 
 (c) The words “include”, “includes” and “including” are deemed to be followed by the phrase “without limitation”;

 DECLARATION OF TRUST 

 (d) All accounting terms not otherwise defined herein have the meanings assigned to them in accordance
with generally accepted accounting principles, and the term “generally accepted accounting principles” with respect to any computation required or permitted hereunder shall mean such accounting principles that are generally accepted in the
United States at the date or time of such computation; provided that when two or more principles are so generally accepted, it shall mean that set of principles consistent with those in use by the Sponsor; 
 (e) Unless the context otherwise requires, any reference to an “Article”, a “Section” or an “Exhibit” refers to an Article,
a Section or an Exhibit, as the case may be, of or to this Amended Declaration; and 
 (f) The words “hereby”,
“herein”, “hereof” and “hereunder” and other words of similar import refer to this Amended Declaration as a whole and not to any particular Article, Section or other subdivision. 
 “Act” has the meaning specified in Section 6.8. 
 “Additional Amount” means, with respect to Trust Securities of a given Liquidation Amount and/or a given period, the amount of Additional Interest (as defined in the Indenture) paid by the Sponsor on
a Like Amount of Debentures for such period. 
 “Administrative Trustee” means each of the individuals identified as an
“Administrative Trustee” in the preamble to this Amended Declaration solely in such individual’s capacity as Administrative Trustee of the Issuer Trust and not in such individual’s individual capacity, or such Administrative
Trustee’s successor in interest in such capacity, or any successor trustee appointed as herein provided. 
 “Affiliate”
of any specified Person means any other Person directly or indirectly controlling or controlled by or under direct or indirect common control with such specified Person. For the purposes of this definition, “control” when used with respect
to any specified Person means the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting securities, by contract or otherwise; and the terms “controlling” and
“controlled” have meanings correlative to the foregoing. 
 “Amended Declaration” means this Amended and Restated
Declaration of Trust, as the same may be modified, amended or supplemented in accordance with the applicable provisions hereof, including (i) all exhibits, and (ii) for all purposes of this Amended Declaration and any such modification,
amendment or supplement, the provisions of the Trust Indenture Act that are deemed to be a part of and govern this Amended Declaration and any such modification, amendment or supplement, respectively. 
 “Applicable Procedures” means, with respect to any transfer or transaction involving a Book-Entry Preferred Security, the rules and
procedures of the Clearing Agency for such Book-Entry Preferred Security, in each case to the extent applicable to such transaction and as in effect from time to time. 
 “Authorized Officer” of any Person means any officer of such Person or any Person authorized by or pursuant to a resolution of the Board of Directors of such Person. 
 “Bankruptcy Event” means, with respect to any Person: 
  

 -2- 

 (a) the entry of a decree or order by a court having jurisdiction in the premises judging such
Person a bankrupt or insolvent, or approving as properly filed a petition seeking reorganization, arrangement, adjudication or composition of or in respect of such Person under any applicable federal or state bankruptcy, insolvency, reorganization
or other similar law, or appointing a receiver, liquidator, assignee, trustee, sequestrator (or other similar official) of such Person or of any substantial part of its property or ordering the winding up or liquidation of its affairs, and the
continuance of any such decree or order unstayed and in effect for a period of 60 consecutive days; or 
 (b) the institution by such
Person of proceedings to be adjudicated a bankrupt or insolvent, or the consent by it to the institution of bankruptcy or insolvency proceedings against it, or the filing by it of a petition or answer or consent seeking reorganization or relief
under any applicable federal or state bankruptcy, insolvency, reorganization or other similar law, or the consent by it to the filing of any such petition or to the appointment of a receiver, liquidator, assignee, trustee, sequestrator (or similar
official) of such Person or of any substantial part of its property, or the making by it of an assignment for the benefit of creditors, or the admission by it in writing of its inability to pay its debts generally as they become due and its
willingness to be adjudicated a bankrupt, or the taking of corporate action by such Person in furtherance of any such action. 
 “Bankruptcy Laws” has the meaning specified in Section 10.9. 
 “Board of Directors” means
either the board of directors of the Sponsor or any committee of that board duly authorized to act hereunder. 
 “Book-Entry
Preferred Securities Certificate” means a Preferred Securities Certificate evidencing ownership of Book-Entry Preferred Securities. 
 “Book-Entry Preferred Security” means a Preferred Security, the ownership and transfers of which shall be made through book entries by a Clearing Agency as described in Section 5.4. 
 “Business Day” means any day other than a Saturday, Sunday, or any other day on which banking institutions and trust companies in New
York, New York, Cincinnati, Ohio, or Wilmington, Delaware are permitted or required by any applicable law to close, or on or after November 15, 2057, a day that is not a London banking day. 
 “Certificate Depository Agreement” means the Issuer Letter of Representations between the Issuer Trust and DTC, as the initial Clearing
Agency, dated as of the Closing Date. 
 “Clearing Agency” means an organization registered as a “clearing agency”
pursuant to Section 17A of the Exchange Act. DTC will be the initial Clearing Agency. 
 “Clearing Agency Participant”
means a broker, dealer, bank, other financial institution or other Person for whom from time to time a Clearing Agency effects book-entry transfers and pledges of securities deposited with the Clearing Agency. 
 “Closing Date” means the Time of Delivery, which date is also the date of execution and delivery of this Amended Declaration.

 “Code” means the Internal Revenue Code of 1986, as amended. 
  

 -3- 

 “Commission” means the Securities and Exchange Commission, as from time to time
constituted, created under the Exchange Act, or, if at any time after the execution of this instrument such Commission is not existing and performing the duties now assigned to it under the Trust Indenture Act, then the body performing such duties
at such time. 
 “Common Securities Certificate” means a certificate evidencing ownership of Common Securities,
substantially in the form attached hereto as Exhibit B. 
 “Common Security” means a common undivided beneficial
interest in assets of the Issuer Trust, having a Liquidation Amount of $25 and having the rights provided therefor in this Amended Declaration, including the right to receive Distributions and a Liquidation Distribution to the extent provided
herein. 
 “Corporate Trust Office” means (i) when used with respect to the Property Trustee, the office of the
Property Trustee at which, at any particular time, its corporate trust business shall be principally administered, which office at the date hereof is located at Wilmington Trust Company, Rodney Square North, 1100 North Market Street, Wilmington,
Delaware 19890, Attention: Corporate Trust Administration, and (ii) when used with respect to the Debenture Trustee, the principal office of the Debenture Trustee located at Wilmington Trust Company, Rodney Square North, 1100 North Market
Street, Wilmington, Delaware 19890, Attention: Corporate Trust Administration. 
 “Debenture Event of Default” means any
“Event of Default” specified in Sections 2.9(a) through (f) of the Supplemental Indenture. 
 “Debenture
Redemption Date” means, with respect to any Debentures to be redeemed under the Indenture, the date fixed for redemption of such Debentures under the Indenture. 
 “Debenture Trustee” means the Person identified as the “Trustee” in the Indenture, solely in its capacity as Trustee pursuant to the Indenture and not in its individual capacity, or
its successor in interest in such capacity, or any successor Trustee appointed as provided in the Indenture. 
 “Debentures”
means the Sponsor’s 8.875% Junior Subordinated Notes due 2068, issued pursuant to the Indenture and the Supplemental Indenture. 
 “Definitive Preferred Securities Certificates” means either or both (as the context requires) of (i) Preferred Securities Certificates issued as Book-Entry Preferred Securities Certificates as provided in
Section 5.2 or 5.4, and (ii) Preferred Securities Certificates issued in certificated, fully registered form as provided in Section 5.2, 5.4 or 5.5. 
 “Delaware Statutory Trust Act” means Chapter 38 of Title 12 of the Delaware Code, 12 Del. Code § 3801 et seq., as it may be amended from time to time. 
 “Delaware Trustee” means the Person identified as the “Delaware Trustee” in the preamble to this Amended Declaration,
solely in its capacity as Delaware Trustee of the Issuer Trust and not in its individual capacity, or its successor in interest in such capacity, or any successor Delaware Trustee appointed as herein provided. 
 “Distribution Date” has the meaning specified in Section 4.1(a). 
  

 -4- 

 “Distribution Period” means the period beginning on and including May 6, 2008 and
ending on but excluding the first Distribution Date, and each period after that period beginning on and including a Distribution Date and ending on but excluding the next Distribution Date. 
 “Distributions” means amounts payable in respect of the Trust Securities as provided in Section 4.1. 
 “DTC” means The Depository Trust Company. 
 “Early Dissolution Event” has the meaning specified in Section 9.2. 
 “Event
of Default” means any one of the following events (whatever the reason for such event and whether it shall be voluntary or involuntary or be effected by operation of law or pursuant to any judgment, decree or order of any court or any
order, rule or regulation of any administrative or governmental body): 
 (a) the occurrence of a Debenture Event of Default; or

 (b) default by the Issuer Trust in the payment of any Distribution when it becomes due and payable, and continuation of such default
for a period of 30 days; or 
 (c) default by the Issuer Trust in the payment of any Redemption Price of any Trust Security when it
becomes due and payable; or 
 (d) default in the performance, or breach, in any material respect, of any covenant or warranty of the
Issuer Trustees in this Amended Declaration (other than those specified in clause (b) or (c) above) and continuation of such default or breach for a period of 90 days after there has been given, by registered or certified mail, to the
Issuer Trustees and to the Sponsor by the Holders of at least 25% in aggregate Liquidation Amount of the Outstanding Preferred Securities a written notice specifying such default or breach and requiring it to be remedied and stating that such notice
is a “Notice of Default” hereunder; or 
 (e) the occurrence of a Bankruptcy Event with respect to the Property Trustee
if a successor Property Trustee has not been appointed within 90 days thereof. 
 “Exchange Act” means the Securities
Exchange Act of 1934, and any successor statute thereto, in each case as amended from time to time. 
 “Expense Agreement”
means the Agreement as to Expenses and Liabilities, dated as of the date hereof, between the Sponsor and the Issuer Trust, substantially in the form attached hereto as Exhibit D, as amended from time to time. 
 “Expiration Date” has the meaning specified in Section 9.1. 
 “Federal Reserve Board” means the Board of Governors of the Federal Reserve System, as from time to time constituted, or if at any time
after the execution of this Amended Declaration the Federal Reserve is not existing and performing the duties now assigned to it, then the bodies performing such duties at such time, or the Federal Reserve Bank of Cleveland, or any successor Federal
reserve bank having primary jurisdiction over the Sponsor. 
  

 -5- 

 “Final Repayment Date” means the Stated Maturity Date as specified in the Supplemental
Indenture. 
 “Guarantee Agreement” means the Guarantee Agreement executed and delivered by the Sponsor and Wilmington Trust
Company, as guarantee trustee, contemporaneously with the execution and delivery of this Amended Declaration, for the benefit of the holders of the Preferred Securities, as amended from time to time. 
 “Holder” means a Person in whose name a Trust Security or Trust Securities are registered in the Securities Register; any such Person
shall be a beneficial owner within the meaning of the Delaware Statutory Trust Act. 
 “Indenture” means the Indenture,
dated as of March 20, 1997, between the Sponsor and the Debenture Trustee, as trustee, as amended and supplemented by the Supplemental Indenture. 
 “Interest Payment Date” has the meaning specified in the Supplemental Indenture. 
 “Investment Company Act” means the Investment Company Act of 1940, or any successor statute thereto, in each case as amended from time to time. 
 “Issuer Trust” means the Delaware statutory trust known as “Fifth Third Capital Trust VII”, which was formed on March 10, 2008 under the Delaware Statutory Trust Act pursuant to the
Original Declaration and the filing of the Certificate of Trust, and continued pursuant to this Amended Declaration. 
 “Issuer
Trustees” has the meaning specified in the preamble to this Amended Declaration. 
 “Lien” means any lien, pledge,
charge, encumbrance, mortgage, deed of trust, adverse ownership interest, hypothecation, assignment, security interest or preference, priority or other security agreement or preferential arrangement of any kind or nature whatsoever. 
 “Like Amount” means (a) with respect to a redemption of any Trust Securities, Trust Securities having a Liquidation Amount equal to
the principal amount of Debentures to be contemporaneously redeemed in accordance with the Indenture and the Supplemental Indenture, the proceeds of which will be used to pay the Redemption Price of such Trust Securities, (b) with respect to a
distribution of Debentures to Holders of Trust Securities in connection with a dissolution or liquidation of the Issuer Trust, Debentures having a principal amount equal to the Liquidation Amount of the Trust Securities of the Holder to whom such
Debentures are distributed, and (c) with respect to any distribution of Additional Amounts to Holders of Trust Securities, Debentures having a principal amount equal to the Liquidation Amount of the Trust Securities in respect of which such
distribution is made. 
 “Liquidation Amount” means the stated amount of $25 per Trust Security. 
 “Liquidation Date” means the date of the dissolution of the Issuer Trust pursuant to Section 9.4. 
 “Liquidation Distribution” has the meaning specified in Section 9.4(d). 
 “London banking day” means any day on which commercial banks are open for general business (including dealings in deposits in U.S.
dollars) in London, England. 
  

 -6- 

 “Majority in Liquidation Amount of the Preferred Securities” means, except as provided
by the Trust Indenture Act, Preferred Securities or Common Securities, as the case may be, representing more than 50% of the aggregate Liquidation Amount of all then Outstanding Preferred Securities or Common Securities, as the case may be.

 “Officers’ Certificate” means, with respect to any person, a certificate signed by any two Authorized Officers of
such Person. Any Officers’ Certificate delivered with respect to compliance with a condition or covenant provided for in this Amended Declaration shall include: 
 (a) a statement by each officer signing the Officers’ Certificate that such officer has read the covenant or condition and the definitions relating thereto; 
 (b) a brief statement of the nature and scope of the examination or investigation undertaken by such officer in rendering the Officers’
Certificate; 
 (c) a statement that such officer has made such examination or investigation as, in such officer’s opinion, is
necessary to enable such officer to express an informed opinion as to whether or not such covenant or condition has been complied with; and 
 (d) a statement as to whether, in the opinion of such officer, such condition or covenant has been complied with. 
 “Opinion of Counsel” means a written opinion of counsel, who may be counsel for or an employee of the Sponsor or an Affiliate of the Sponsor, and who shall be reasonably acceptable to the Property Trustee. 
 “Original Declaration” has the meaning specified in the recitals to this Amended Declaration. 
 “Outstanding”, when used with respect to Trust Securities, means, as of the date of determination, all Trust Securities theretofore
executed and delivered under this Amended Declaration, except: 
 (a) Trust Securities theretofore cancelled by the Property
Trustee or delivered to the Property Trustee for cancellation; 
 (b) Trust Securities for whose payment or redemption money in the necessary
amount has been theretofore deposited with the Property Trustee or any Paying Agent; provided that, if such Trust Securities are to be redeemed, notice of such redemption has been duly given pursuant to this Amended Declaration; and

 (c) Trust Securities that have been paid or in exchange for or in lieu of which other Trust Securities have been executed and delivered
pursuant to Sections 5.4, 5.5, 5.6 and 5.11; 
 provided, however, that in determining whether the Holders of the requisite Liquidation Amount of the
Outstanding Preferred Securities have given any request, demand, authorization, direction, notice, consent or waiver hereunder, Preferred Securities beneficially owned by the Sponsor, any Issuer Trustee or any Affiliate of the Sponsor or of any
Issuer Trustee shall be disregarded and deemed not to be Outstanding, except that (a) in determining whether any Issuer Trustee shall be protected in relying upon any such request, demand, authorization, direction, notice, consent or waiver,
only Preferred Securities that such Issuer Trustee knows to be so owned shall be so disregarded, and (b) the foregoing shall not apply at any 

  

 -7- 

 
time when all of the outstanding Preferred Securities are beneficially owned by the Sponsor, one or more of the Issuer Trustees and/or any such Affiliate.
Preferred Securities so owned that have been pledged in good faith may be regarded as Outstanding if the pledgee establishes to the satisfaction of the Administrative Trustees the pledgee’s right so to act with respect to such Preferred
Securities and that the pledgee is not the Sponsor or any Affiliate of the Sponsor. 
 “Owner” means each Person who is the
beneficial owner of Book-Entry Preferred Securities as reflected in the records of the Clearing Agency or, if a Clearing Agency Participant is not the Owner, then as reflected in the records of a Person maintaining an account with such Clearing
Agency (directly or indirectly, in accordance with the rules of such Clearing Agency). 
 “Paying Agent” means any paying
agent or co-paying agent appointed pursuant to Section 5.10 and shall initially be Wilmington Trust Company. 
 “Payment
Account” means a segregated non-interest-bearing corporate trust account maintained by or on behalf of the Property Trustee for the benefit of the Holders in which all amounts paid in respect of the Debentures will be held and from which
the Property Trustee, through the Paying Agent, shall make payments to the Holders in accordance with Sections 4.1 and 4.2. 
 “Person” means a legal person, including any individual, corporation, estate, partnership, joint venture, association, joint stock company, company, limited liability company, trust, unincorporated association, or
government or any agency or political subdivision thereof, or any other entity of whatever nature. 
 “Preferred Securities
Certificate” means a certificate evidencing ownership of Preferred Securities, substantially in the form attached hereto as Exhibit C. 
 “Preferred Security” means a preferred undivided beneficial interest in the assets of the Issuer Trust, having a Liquidation Amount of $25 and having the rights provided therefor in this Amended
Declaration, including the right to receive Distributions and a Liquidation Distribution to the extent provided herein. 
 “Property
Trustee” means the Person identified as the “Property Trustee” in the preamble to this Amended Declaration, solely in its capacity as Property Trustee of the Trust and not in its individual capacity, or its successor in
interest in such capacity, or any successor Property Trustee appointed as herein provided. 
 “Prospectus” means the
prospectus, dated April 28, 2008, of the Sponsor and the Issuer Trust relating to the offering of the Preferred Securities, as supplemented by the prospectus supplement, dated April 29, 2008. 
 “Redemption Date” means, with respect to any Trust Security to be redeemed, the date fixed for such redemption by or pursuant to this
Amended Declaration; provided that each Debenture Redemption Date and the stated maturity of the Debentures shall be a Redemption Date for a Like Amount of Trust Securities. 
 “Redemption Price” means, with respect to any Trust Security, the Liquidation Amount of such Trust Security, plus accumulated and unpaid
Distributions to the Redemption Date plus the related amount of the premium, if any, paid by the Sponsor upon the concurrent redemption of a Like Amount of 

  

 -8- 

 
Debentures or Debentures having a principal amount equal to the Liquidation Amount of such Trust Security. 
 “Relevant Trustee” has the meaning specified in Section 8.10. 
 “Responsible Officer” means, with respect to the Property Trustee, any officer of the Property Trustee assigned to its corporate trust
services department, or with respect to a particular corporate trust matter, any officer to whom such matter is referred because of such officer’s knowledge and familiarity with the particular subject. 
 “Securities Act” means the Securities Act of 1933, and any successor statute thereto, in each case as amended from time to time.

 “Securities Register” and “Securities Registrar” have the respective meanings specified in
Section 5.5. 
 “Sponsor” has the meaning specified in the preamble to this Amended Declaration. 
 “Supplemental Indenture” means the Fourth Supplemental Indenture, dated as of May 6, 2008, between the Sponsor and the Debenture
Trustee, as trustee, as amended or supplemented from time to time. 
 “Time of Delivery” has the meaning specified in the
Underwriting Agreement. 
 “Trust Indenture Act” means the Trust Indenture Act of 1939 as in force at the date as of which
this instrument was executed; provided, however, that in the event the Trust Indenture Act of 1939 is amended after such date, “Trust Indenture Act” means, to the extent required by any such amendment, the Trust Indenture Act of
1939 as so amended. 
 “Trust Property” means (a) the Debentures, (b) any cash on deposit in, or owing to, the
Payment Account, and (c) all proceeds and rights in respect of the foregoing and any other property and assets for the time being held or deemed to be held by the Property Trustee pursuant to this Amended Declaration. 
 “Trust Securities Certificate” means any one of the Common Securities Certificates or the Preferred Securities Certificates. 

“Trust Security” means any one of the Common Securities or the Preferred Securities. 
 “Underwriting Agreement” means the Underwriting Agreement, dated April 29, 2008, among the Issuer Trust, the Sponsor and the
Underwriters named therein, as the same may be amended from time to time. 
 “U.S. Person” means a United States person as
defined in Section 7701(a)(30) of the Code. 
  

 -9- 

 ARTICLE II 
 CONTINUATION OF THE ISSUER TRUST 
 Section 2.1. Name. 
 The trust established under the Original Declaration and continued hereby shall be known as
“Fifth Third Capital Trust VII”, as such name may be modified from time to time by the Administrative Trustees following written notice to the Holders of Trust Securities and the other Issuer Trustees, in which name the Issuer Trustees may
conduct the business of the Issuer Trust, make and execute contracts and other instruments on behalf of the Issuer Trust and sue and be sued. 
 Section 2.2. Office of the Delaware Trustee; Principal Place of Business. 
 The address of the Delaware Trustee in the
State of Delaware is Rodney Square North, 1100 North Market Street, Wilmington, Delaware 19890, Attention: Corporate Trust Administration, or such other address in the State of Delaware as the Delaware Trustee may designate by written notice to the
Holders, the Sponsor, the Property Trustee and the Administrative Trustees. The principal executive office of the Issuer Trust is Fifth Third Center, 38 Fountain Square Plaza, Cincinnati, Ohio 45263. 
 Section 2.3. Initial Contribution of Trust Property; Organizational Expenses. 
 The Sponsor deposited the sum of $10 in connection with the Original Declaration, which constituted the initial Trust Property. The Sponsor shall pay
organizational expenses of the Issuer Trust as they arise or shall, upon request of any Issuer Trustee, promptly reimburse such Issuer Trustee for any such expenses paid by such Issuer Trustee. The Sponsor shall make no claim upon the Trust Property
for the payment of such expenses. 
 Section 2.4. Issuance of the Preferred Securities. 
 On April 29, 2008, the Sponsor, both on its own behalf and on behalf of the Issuer Trust pursuant to the Original Declaration, executed and delivered
the Underwriting Agreement, which action is hereby authorized, approved, ratified and confirmed in all respects. Contemporaneously with the execution and delivery of this Amended Declaration, an Administrative Trustee, on behalf of the Issuer Trust,
shall execute in accordance with Sections 5.2, 5.3 and 8.9(a) and deliver to the Property Trustee for authentication and the Property Trustee shall deliver to the Underwriters, a Preferred Security Certificate, registered in the name as set
forth in Section 5.2(b), evidencing an aggregate of 16,000,000 Preferred Securities having an aggregate Liquidation Amount of $400,000,000, against receipt of the aggregate purchase price of such Preferred Securities of $400,000,000, by the
Property Trustee. On any one or more dates after the execution and delivery of this Amended Declaration additional Preferred Securities Certificates representing Preferred Securities may be issued in accordance with Section 5.3, registered in
the name of the nominee of the initial Clearing Agency, against receipt by the Property Trustee of the purchase price that is determined by the Sponsor. 
 Section 2.5. Issuance of the Common Securities; Subscription and Purchase of Debentures. 
 Contemporaneously with the execution and delivery of this Amended Declaration, an Administrative Trustee, on behalf of the Issuer Trust, shall execute in accordance with Sections 5.2, 5.3 and 8.9(a) and the Property Trustee shall
deliver to the Sponsor, Common Securities Certificates, 

  

 -10- 

 
registered in the name of the Sponsor, evidencing an aggregate of 400 Common Securities having an aggregate Liquidation Amount of $10,000, against receipt of
the aggregate purchase price of such Common Securities of $10,000 by the Property Trustee. Contemporaneously therewith, an Administrative Trustee, on behalf of the Issuer Trust, shall subscribe for and purchase from the Sponsor the Debentures,
registered in the name of the Property Trustee on behalf of the Issuer Trust and having an aggregate principal amount equal to $400,000,000 and, in satisfaction of the purchase price for such Debentures, the Property Trustee, on behalf of the Issuer
Trust, shall deliver to the Sponsor the sum of $400,000,000 (being the sum of the amounts delivered to the Property Trustee pursuant to (i) the second sentence of Section 2.4 and (ii) the first sentence of this Section 2.5). In
connection with any subsequent issuance of Preferred Securities as set forth in the last sentence of Section 2.4, an Administrative Trustee, on behalf of the Issuer Trust, shall contemporaneously with any such additional issuance, subscribe to
and purchase from the Sponsor Debentures, registered in the name of the Issuer Trust, having an aggregate principal amount equal to the aggregate Liquidation Amount of Preferred Securities being issued by the Issuer Trust pursuant to the last
sentence of Section 2.4 against payment of a purchase price equal to the aggregate purchase prices of the Preferred Securities being so issued. 
 Section 2.6. Continuation of Trust. 
 The exclusive purposes and functions of the Issuer Trust
are (a) to issue and sell Trust Securities and use the proceeds from such sale to acquire the Debentures, and (b) to engage in those activities convenient, necessary or incidental thereto. The Sponsor hereby reaffirms the appointment of
the Delaware Trustee, the Property Trustee and the Administrative Trustees as trustees of the Issuer Trust, to have all the rights, powers and duties to the extent set forth herein, and the respective Issuer Trustees hereby accept such appointment.
The Property Trustee hereby declares that it will hold the Trust Property in trust upon and subject to the conditions set forth herein for the benefit of the Issuer Trust and the Holders. The Administrative Trustees shall have all rights, powers and
duties set forth herein and in accordance with applicable law with respect to accomplishing the purposes of the Issuer Trust. The Delaware Trustee shall not be entitled to exercise any powers, nor shall the Delaware Trustee have any of the duties
and responsibilities, of the Property Trustee or the Administrative Trustees, or any of the duties and responsibilities of the Issuer Trustees generally, set forth herein. The Delaware Trustee shall be one of the trustees of the Issuer Trust for the
sole and limited purpose of fulfilling the requirements of Section 3807 of the Delaware Statutory Trust Act and for taking such actions as are required to be taken by a Delaware trustee under the Delaware Statutory Trust Act. 
 Section 2.7. Authorization to Enter into Certain Transactions. 
 (a) The Issuer Trustees shall conduct the affairs of the Issuer Trust in accordance with the terms of this Amended Declaration. Subject to the limitations set forth in paragraph (b) of this Section, and in
accordance with the following provisions (i) and (ii), the Issuer Trustees shall have the authority to enter into all transactions and agreements determined by the Issuer Trustees to be appropriate in exercising the authority, express or
implied, otherwise granted to the Issuer Trustees, as the case may be, under this Amended Declaration, and to perform all acts in furtherance thereof, including, without limitation, the following: 
 (i) As among the Issuer Trustees, each Administrative Trustee, acting singly or collectively, shall have the power and authority to act on
behalf of the Issuer Trust with respect to the following matters: 
  

 -11- 

 (A) the preparation and filing by the Issuer Trust with the Commission and the execution
on behalf of the Issuer Trust of a registration statement on the appropriate form in relation to the Preferred Securities, including any amendments thereto and the taking of any action necessary or desirable to sell the Preferred Securities in a
transaction or a series of transactions pursuant thereto; 
 (B) the issuance and sale of the Trust Securities; 
 (C) causing the Issuer Trust to perform the transactions contemplated by and its obligations under the Underwriting Agreement and causing
the Issuer Trust to enter into, and to execute, deliver and perform the Certificate Depository Agreement, the Expense Agreement and such other agreements as may be necessary or desirable in connection with the purposes and function of the Issuer
Trust; 
 (D) assisting in the registration of the Preferred Securities under the Securities Act and under applicable state
securities or blue sky laws and the qualification of this Amended Declaration as a trust indenture under the Trust Indenture Act; 
 (E) assisting in the listing of the Preferred Securities upon such securities exchange or exchanges as shall be determined by the Sponsor, with the registration of the Preferred Securities under the Exchange Act and with the preparation and
filing of all periodic and other reports and other documents pursuant to the foregoing, as applicable; 
 (F) assisting in the
sending of notices (other than notices of default) and other information regarding the Trust Securities and the Debentures to the Holders in accordance with this Amended Declaration; 
 (G) the consent to the appointment of a Paying Agent, authenticating agent and Securities Registrar in accordance with this Amended
Declaration (which consent shall not be unreasonably withheld); 
 (H) the execution of the Trust Securities on behalf of the
Issuer Trust in accordance with this Amended Declaration; 
 (I) the execution and delivery of closing certificates, if any,
pursuant to the Underwriting Agreement and application for a taxpayer identification number for the Issuer Trust; 
 (J)
unless otherwise required by the Delaware Statutory Trust Act or the Trust Indenture Act, executing on behalf of the Issuer Trust (either acting alone or together with the other Administrative Trustee) any documents that the Administrative Trustees
have the power to execute pursuant to this Amended Declaration; and 
 (K) the taking of any action incidental to the
foregoing as the Issuer Trustees may from time to time determine to be necessary or advisable to give effect to the terms of this Amended Declaration. 
 (ii) As among the Issuer Trustees, the Property Trustee shall have the power, duty and authority to act on behalf of the Issuer Trust with respect to the following matters: 
  

 -12- 

 (A) the establishment of the Payment Account; 
 (B) the receipt of the Debentures; 
 (C) the collection of interest, principal and any other payments made in respect of the Debentures and the holding of such amounts in the Payment Account; 
 (D) the distribution through the Paying Agent of amounts distributable to the Holders in respect of the Trust Securities; 
 (E) the exercise of all of the rights, powers and privileges of a holder of the Debentures; 
 (F) the sending of notices of default and other information regarding the Trust Securities and the Debentures to the Holders in accordance
with this Amended Declaration; 
 (G) the distribution of the Trust Property in accordance with the terms of this Amended
Declaration; 
 (H) to the extent provided in this Amended Declaration, the winding up of the affairs of and liquidation of
the Issuer Trust and the preparation, execution and filing of the certificate of cancellation with the Secretary of State of the State of Delaware; 
 (I) performing the duties of the Property Trustee set forth in this Amended Declaration; and 
 (J) after an Event of Default (other than under paragraph (b), (c), (d) or (e) of the definition of such term if such Event of Default is by or with respect to the Property Trustee) the taking of any action incidental to the
foregoing as the Property Trustee may from time to time determine is necessary or advisable to give effect to the terms of this Amended Declaration and protect and conserve the Trust Property for the benefit of the Holders (without consideration of
the effect of any such action on any particular Holder). 
 (iii) The Sponsor shall comply with the listing requirements of
the Preferred Securities upon such securities exchange or exchanges as shall be determined by the Sponsor, the registration of the Preferred Securities shall the Exchange Act, if required, and the preparation and filing of all periodic and other
reports and other documents pursuant to the foregoing. 
 Except as otherwise provided in this Section 2.7(a)(ii), the Property Trustee
shall have none of the duties, liabilities, powers or the authority of the Administrative Trustees set forth in Section 2.7(a)(i). 
 (b) So long as this Amended Declaration remains in effect, the Issuer Trust (or the Issuer Trustees acting on behalf of the Issuer Trust) shall not undertake any business, activities or transaction except as expressly provided herein or
contemplated hereby. In particular, the Issuer Trustees (acting on behalf of the Issuer Trust) shall not (i) acquire any investments or engage in any activities not authorized by this Amended Declaration, (ii) sell, assign, transfer,
exchange, mortgage, pledge, set off or otherwise dispose of any of the Trust Property or interests therein, including to Holders, except as expressly 

  

 -13- 

 
provided herein, (iii) take any action that would cause the Issuer Trust to be classified as other than a grantor trust for U.S. federal income tax
purposes, (iv) incur any indebtedness for borrowed money or issue any other debt, (v) take or consent to any action that would result in the placement of a Lien on any of the Trust Property, (vi) apply any of the Trust Property or its
proceeds other than as provided herein, (vii) acquire any assets other than the Trust Property, (viii) possess any power or otherwise act in such a way as to vary the Trust Property, except as expressly provided herein, (ix) possess
any power or otherwise act in such a way as to vary the terms of the Trust Securities in any way whatsoever (except to the extent expressly authorized in this Amended Declaration or by the terms of the Trust Securities) or (x) issue any
securities or other evidences of beneficial ownership of, or beneficial interest in, the Issuer Trust other than the Trust Securities. The Administrative Trustees shall defend all claims and demands of all Persons at any time claiming any Lien on
any of the Trust Property adverse to the interest of the Issuer Trust or the Holders in their capacity as Holders. 
 (c) In connection with
the issue and sale of the Preferred Securities, the Sponsor shall have the right and responsibility to assist the Issuer Trust with respect to, or effect on behalf of the Issuer Trust, the following (and any actions taken by the Sponsor in
furtherance of the following prior to the date of this Amended Declaration are hereby ratified and confirmed in all respects): 
 (i) the preparation and filing by the Issuer Trust with the Commission and the execution on behalf of the Issuer Trust of a registration statement on the appropriate form in relation to the Preferred Securities, including any amendments
thereto and the taking of any action necessary or desirable to sell the Preferred Securities in a transaction or a series of transactions pursuant thereto; 
 (ii) the determination of the states in which to take appropriate action to qualify or register for sale all or part of the Preferred Securities and the taking of any and all such acts, other than actions that must be
taken by or on behalf of the Issuer Trust, and advice to the Issuer Trust of actions that must be taken by or on behalf of the Issuer Trust, and the preparation for execution and filing of any documents to be executed and filed by the Issuer Trust
or on behalf of the Issuer Trust, as the Sponsor deems necessary or advisable in order to comply with the applicable laws of any such States in connection with the sale of the Preferred Securities; 
 (iii) if applicable, the preparation for filing by the Issuer Trust and execution on behalf of the Issuer Trust of an application to the
New York Stock Exchange or any other national stock exchange or the Nasdaq Global Select Market for listing upon notice of issuance of any Preferred Securities; 
 (iv) if applicable, the preparation for filing by the Issuer Trust with the Commission and the execution on behalf of the Issuer Trust of
a registration statement on Form 8-A relating to the registration of the Preferred Securities under Section 12(b) or 12(g) of the Exchange Act, including any amendments thereto; 
 (v) the negotiation of the terms of, and the execution and delivery of, the Underwriting Agreement providing for the sale of the Preferred
Securities; and 
 (vi) the taking of any other actions necessary or desirable to carry out any of the foregoing activities.

  

 -14- 

 (d) Notwithstanding anything herein to the contrary, the Administrative Trustees are authorized and
directed to conduct the affairs of the Issuer Trust and to operate the Issuer Trust so that the Issuer Trust will not be deemed to be an “investment company” required to be registered under the Investment Company Act, and will not be
classified as other than a grantor trust for U.S. federal, state and local income tax purposes and so that the Debentures will be treated as indebtedness of the Sponsor for U.S. federal, state and local income tax purposes. In this connection, the
Sponsor and the Administrative Trustees are authorized to take any action, not inconsistent with applicable law, the Certificate of Trust or this Amended Declaration, that they determine in their discretion to be necessary or desirable for such
purposes, as long as such action does not adversely affect in any material respect the interests of the Holders of the Outstanding Preferred Securities. In no event shall the Sponsor or the Issuer Trustees be liable to the Issuer Trust or the
Holders for any failure to comply with this Section that results from a change in law or regulation or in the interpretation thereof. 
 Section 2.8. Assets of Trust. 
 The assets of the Issuer Trust shall consist solely of the Trust Property. 

Section 2.9. Title to Trust Property. 
 Legal title to all Trust Property shall be vested at all times in the Property Trustee (in its capacity as such) and shall be held and administered by the Property Trustee in trust for the benefit of the Issuer Trust and the Holders in
accordance with this Amended Declaration. 
 ARTICLE III 
 PAYMENT ACCOUNT 
 Section 3.1. Payment Account. 
 (a) On or prior to the Closing Date, the Property Trustee shall establish the Payment Account with the Paying Agent. The Property Trustee and its agents
shall have exclusive control and sole right of withdrawal with respect to the Payment Account for the purpose of making deposits in and withdrawals from the Payment Account in accordance with this Amended Declaration. All monies and other property
deposited or held from time to time in the Payment Account shall be held by the Property Trustee in the Payment Account for the exclusive benefit of the Holders and for distribution as herein provided, including (and subject to) any priority of
payments provided for herein. 
 (b) The Property Trustee shall deposit (or cause to be deposited) in the Payment Account, promptly upon
receipt, all payments of principal of or interest on, and any other payments or proceeds with respect to, the Debentures. Amounts held in the Payment Account shall not be invested by the Property Trustee pending distribution thereof. 
  

 -15- 

 ARTICLE IV 
 DISTRIBUTIONS; REDEMPTION 
 Section 4.1. Distributions.

 (a) The Trust Securities represent undivided beneficial interests in the Trust Property, and Distributions (including of Additional
Amounts) will be made on the Trust Securities at the rate and on the dates that payments of interest (including of Additional Interest, as defined in the Indenture) are made on the Debentures. Accordingly: 
 (i) Distributions on the Trust Securities shall be cumulative, and will accumulate whether or not there are funds of the Issuer Trust
available for the payment of Distributions. Subject to the other provisions hereof, Distributions shall accumulate from May 6, 2008, and, except in the event (and to the extent) that the Sponsor exercises its right to defer the payment of
interest on the Debentures pursuant to the Indenture and the Supplemental Indenture, shall be payable quarterly in arrears on February 15, May 15, August 15 and November 15 of each year, commencing on August 15, 2008. If any
Distribution Date scheduled prior to the regularly scheduled Interest Payment Date in May 2058 occurs on a day that is not a Business Day, the payment of interest for such Interest Payment Date shall be made (or such interest shall be made
available for payment) on the next succeeding Business Day without accrual of additional interest. If any Distribution Date scheduled on or after the regularly scheduled Distribution Date in May 2058 occurs on a day that is not a Business Day,
the applicable Distribution Date shall instead occur on the immediately succeeding Business Day, unless such immediately succeeding Business Day is in the next succeeding calendar month, then such Distribution Date shall occur on the immediately
preceding Business Day. 
 (ii) In the event (and to the extent) that the Sponsor exercises its right under the Indenture and
the Supplemental Indenture to defer the payment of interest on the Debentures, Distributions on the Trust Securities shall be deferred but shall continue to accumulate. Distributions on the Trust Securities shall be payable on the Liquidation Amount
of the Trust Securities at the rate per annum equal to the rate of interest on the Debentures. The amount of Distributions payable shall be computed on the basis of (i) a 360-day year comprised of twelve 30-day months on or prior to
May 15, 2058 and (ii) a 360-day year and the actual number of days elapsed thereafter. The amount of Distributions payable for any period shall include any Additional Amounts in respect of such period. 
 (iii) Distributions on the Trust Securities shall be made by the Paying Agent on behalf of the Property Trustee from the Payment Account
and shall be payable on each Distribution Date only to the extent that the Issuer Trust has funds then on hand and available in the Payment Account for the payment of such Distributions. 
 (b) Distributions on the Trust Securities with respect to a Distribution Date shall be payable to the Holders thereof as they appear on the Securities
Register for the Trust Securities at the close of business on the relevant record date, which shall be the Business Day prior to the relevant Distribution Date; provided that if the Trust Securities are not in book-entry form, the relevant record
date shall be the date 15 days prior to the relevant Distribution Date. Distributions payable on any Trust Securities that are not punctually paid on an applicable Distribution Date will cease to be payable to the Person in whose name such Trust
Securities are registered on the relevant record date, and such defaulted Distribution will 

  

 -16- 

 
instead be payable to the Person in whose name such Trust Securities are registered on the special record date or other specified date for determining
Holders entitled to such defaulted Distributions. 
 Section 4.2. Redemption. 
 (a) On each Debenture Redemption Date the Issuer Trust will be required to redeem a Like Amount of Trust Securities at the Redemption Price. 

(b) Notice of redemption shall be given by the Property Trustee by first-class mail, postage prepaid, mailed not less than 30 nor more than 60 days
prior to the Redemption Date to each Holder of Trust Securities to be redeemed, at such Holder’s address appearing in the Securities Register. All notices of redemption shall state: 
 (i) the Redemption Date; 
 (ii) the Redemption Price or if the Redemption Price cannot be calculated prior to the time the notice is required to be sent, an estimate of the Redemption Price together with a statement that it is an estimate and
that the actual Redemption Price will be calculated on the third Business Day prior to the Redemption Date (and if an estimate is provided, a further notice shall be sent of the actual Redemption Price on the date that such Redemption Price is
calculated); 
 (iii) the CUSIP number or CUSIP numbers of the Preferred Securities affected (if applicable); 
 (iv) if less than all the Outstanding Trust Securities are to be redeemed, the identification and the aggregate Liquidation Amount of the
particular Trust Securities to be redeemed; 
 (v) that on the Redemption Date the Redemption Price will become due and
payable upon each such Trust Security to be redeemed and that Distributions thereon will cease to accumulate on and after said date, except as provided in Section 4.2(d); and 
 (vi) if the Preferred Securities Certificates are not Book-Entry Preferred Securities Certificates on the Redemption Date, the place or
places where the Preferred Securities Certificates are to be surrendered for the payment of the Redemption Price. 
 The Issuer Trust in
issuing the Trust Securities may use “CUSIP” numbers (if then generally in use), and, if so, the Property Trustee shall indicate the “CUSIP” numbers of the Trust Securities in notices of redemption and related materials as a
convenience to Holders; provided that any such notice may state that no representation is made as to the correctness of such numbers either as printed on the Trust Securities or as contained in any notice of redemption and related materials.

 (c) The Trust Securities redeemed on each Redemption Date shall be redeemed at the Redemption Price. Redemptions of the Trust Securities
shall be made and the Redemption Price shall be payable on each Redemption Date only to the extent that the Issuer Trust has the Redemption Price then on hand and available for the payment of such Redemption Price, including, in the case of a cash
redemption, funds then on hand and available in the Payment Account for the payment of such Redemption Price and, in the case of a Redemption using Debentures, funds on hand and available to redeem or repay such Debentures. 
  

 -17- 

 (d) If the Property Trustee gives a notice of redemption in respect of any Preferred Securities, then, by
12:00 noon, New York City time, on the Redemption Date, subject to Section 4.2(c), the Property Trustee will, with respect to Book-Entry Preferred Securities, irrevocably deposit with the Clearing Agency for such Book-Entry Preferred
Securities, to the extent available therefor, the applicable Redemption Price and will give such Clearing Agency irrevocable instructions and authority to pay the Redemption Price to the Holders of the Preferred Securities. With respect to Preferred
Securities that are not Book-Entry Preferred Securities, the Property Trustee, subject to Section 4.2(c), will irrevocably deposit with the Paying Agent, to the extent available therefor, the applicable Redemption Price and will give the Paying
Agent irrevocable instructions and authority to pay the Redemption Price to the Holders of the Preferred Securities upon surrender of their Preferred Securities Certificates. Notwithstanding the foregoing, Distributions payable on or prior to the
Redemption Date for any Trust Securities called for redemption shall be payable to the Holders of such Trust Securities as they appear on the Securities Register for the Trust Securities on the relevant record dates for the related Distribution
Dates. If notice of redemption shall have been given and the Redemption Price deposited as required, then upon the date of such deposit, all rights of Holders holding Trust Securities so called for redemption will cease, except the right of such
Holders to receive the Redemption Price and any Distribution payable in respect of the Trust Securities on or prior to the Redemption Date, but without interest, and such Trust Securities will cease to be outstanding. In the event that any date on
which any Redemption Price is payable is not a Business Day, then payment of the Redemption Price payable on such date will be made on the next succeeding day that is a Business Day (without any interest or other payment in respect of any such
delay), with the same force and effect as if made on such date. In the event that payment of the Redemption Price in respect of any Trust Securities called for redemption is improperly withheld or refused and not paid either by the Issuer Trust or
by the Sponsor pursuant to the Guarantee Agreement, Distributions on such Trust Securities will continue to accumulate, as set forth in Section 4.1, from the Redemption Date originally established by the Issuer Trust for such Trust Securities
to the date such Redemption Price is actually paid, in which case the actual payment date will be the date fixed for redemption for purposes of calculating the Redemption Price. 
 (e) Subject to Section 4.3(a), if less than all the Outstanding Trust Securities are to be redeemed on a Redemption Date, the Property Trustee will
select the particular Trust Securities to be redeemed on a pro rata basis not more than 60 days prior to the Redemption Date from the Outstanding Preferred Securities not previously called for redemption by any method the Property Trustee deems fair
and appropriate, provided that so long as the Preferred Securities are in book-entry-only form, such selection shall be made in accordance with the customary procedures for the Clearing Agency for the Preferred Securities. The Property
Trustee shall promptly notify the Securities Registrar in writing of the Preferred Securities selected for redemption and, in the case of any Preferred Securities selected for partial redemption, the Liquidation Amount thereof to be redeemed. For
all purposes of this Amended Declaration, unless the context otherwise requires, all provisions relating to the redemption of Preferred Securities shall relate, in the case of any Preferred Securities redeemed or to be redeemed only in part, to the
portion of the aggregate Liquidation Amount of Preferred Securities that has been or is to be redeemed. The Property Trustee shall also have the right in such a case to distribute the Debentures intended to be redeemed to the Holders in redemption
of their Preferred Securities. 
 Section 4.3. Subordination of Common Securities. 
 (a) Payment of Distributions (including any Additional Amounts) on, the Redemption Price of, and the Liquidation Distribution in respect of the Trust
Securities, as applicable, shall be made, subject to Section 4.2(e), pro rata among the Common Securities and the Preferred Securities based on the Liquidation Amount of the Trust Securities; provided, however, that if on any
Distribution Date, 

  

 -18- 

 
Redemption Date or Liquidation Date any Event of Default resulting from a Debenture Event of Default specified in Section 2.9(a) of the Supplemental
Indenture shall have occurred and be continuing, no payment of any Distribution (including any Additional Amounts) on, Redemption Price of, or Liquidation Distribution in respect of any Common Security, and no other payment on account of the
redemption, liquidation or other acquisition of Common Securities, shall be made unless payment in full in cash of all accumulated and unpaid Distributions (including any Additional Amounts) on all Outstanding Preferred Securities for all
Distribution Periods terminating on or prior thereto, or in the case of payment of the Redemption Price the full amount of such Redemption Price on all Outstanding Preferred Securities then called for redemption, or in the case of payment of the
Liquidation Distribution the full amount of such Liquidation Distribution on all Outstanding Preferred Securities, shall have been made or provided for, and all funds immediately available to the Property Trustee shall first be applied to the
payment in full in cash of all Distributions (including any Additional Amounts) on, or the Redemption Price of, the Preferred Securities then due and payable. 
 (b) In the case of the occurrence of any Event of Default resulting from any Debenture Event of Default, the Holders of the Common Securities shall have no right to act with respect to any such Event of Default under
this Amended Declaration until the effect of all such Events of Default with respect to the Preferred Securities have been cured, waived or otherwise eliminated. Until all such Events of Default under this Amended Declaration with respect to the
Preferred Securities have been so cured, waived or otherwise eliminated, the Property Trustee shall act solely on behalf of the Holders of the Preferred Securities and not on behalf of the Holders of the Common Securities, and only the Holders of
the Preferred Securities will have the right to direct the Property Trustee to act on their behalf. 
 Section 4.4. Payment
Procedures. 
 Payments of Distributions (including any Additional Amounts) in respect of the Preferred Securities, subject to the next
succeeding sentence, shall be made by check mailed to the address of the Person entitled thereto as such address shall appear on the Securities Register or, if the Preferred Securities are held by a Clearing Agency, such Distributions shall be made
to the Clearing Agency in immediately available funds. A Holder of $1,000,000 or more in aggregate Liquidation Amount of Preferred Securities may receive payments of cash Distributions (including any Additional Amounts) by wire transfer of
immediately available funds upon written request to the Property Trustee not later than the 15th calendar day, whether or not a Business Day, before the relevant Distribution Date. Payments in respect of the Common Securities shall be made in such
manner as shall be mutually agreed between the Property Trustee and the Holders of the Common Securities. 
 Section 4.5. Tax Returns
and Reports. 
 The Administrative Trustees shall prepare (or cause to be prepared), at the Sponsor’s expense, and file all United
States federal, state and local tax and information returns and reports required to be filed by or in respect of the Issuer Trust. In this regard, the Administrative Trustees shall (a) prepare and file (or cause to be prepared and filed) all
Internal Revenue Service forms required to be filed in respect of the Issuer Trust in each taxable year of the Issuer Trust, and (b) prepare and furnish (or cause to be prepared and furnished) to each Holder all Internal Revenue Service forms
required to be provided by the Issuer Trust. The Administrative Trustees shall provide the Sponsor and the Property Trustee with a copy of all such returns and reports promptly after such filing or furnishing. The Issuer Trustees shall comply with
United States federal withholding and backup withholding tax laws and information reporting requirements with respect to any payments to Holders under the Trust Securities. Such withholding or 

  

 -19- 

 
backup withholding (if any) shall be deducted from any payment and shall be considered as duly paid under the terms of this Amended and Restated Declaration
of Trust and the Trust Securities. 
 Section 4.6. Payments under Indenture or Pursuant to Direct Actions. 
 Any amount payable hereunder to any Holder of Preferred Securities (or any Owner with respect thereto) shall be reduced by the amount of any corresponding
payment such Holder (or Owner) has directly received pursuant to Section 2.12 of the Supplemental Indenture or Section 5.13 of this Amended Declaration. 
 ARTICLE V 
 TRUST SECURITIES CERTIFICATES 
 Section 5.1. Initial Ownership. 
 Upon the formation of the Issuer Trust and the contribution by the Sponsor pursuant to Section 2.3 and until the issuance of the Trust Securities, and at any time during which no Trust Securities are Outstanding, the Sponsor shall be
the sole beneficial owner of the Issuer Trust. 
 Section 5.2. The Trust Securities Certificates. 
 (a) The Preferred Securities Certificates shall be issued in minimum denominations of $25 Liquidation Amount and integral multiples of $25 in excess
thereof, and the Common Securities Certificates shall be issued in minimum denominations of $25 Liquidation Amount and integral multiples thereof. The Trust Securities Certificates shall be executed on behalf of the Issuer Trust by manual or
facsimile signature of at least one Administrative Trustee. Trust Securities Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures shall have been affixed, authorized to sign on behalf of
the Issuer Trust shall be validly issued and entitled to the benefits of this Amended Declaration, notwithstanding that such individuals or any of them shall have ceased to be so authorized prior to the delivery of such Trust Securities Certificates
or did not hold such offices at the date of delivery of such Trust Securities Certificates. A transferee of a Trust Securities Certificate shall become a Holder, and shall be entitled to the rights and subject to the obligations of a Holder
hereunder, upon due registration of such Trust Securities Certificate in such transferee’s name pursuant to Section 5.5. 
 (b)
Upon their original issuance, Preferred Securities Certificates shall be issued in the form of one or more Book-Entry Preferred Securities Certificates registered in the name of DTC, as Clearing Agency, or its nominee and deposited with DTC or the
Securities Registrar as custodian for DTC for credit by DTC to the respective accounts of the Owners thereof (or such other accounts as they may direct). 
 (c) A single Common Securities Certificate representing the Common Securities shall be issued to the Sponsor in the form of a definitive Common Securities Certificate. 
 Section 5.3. Execution, Delivery and Authentication of Trust Securities Certificates. 
 At the Time of Delivery, one or more of the Administrative Trustees shall cause Trust Securities Certificates, in the aggregate Liquidation Amounts as
provided in Sections 2.4 and 2.5 with respect to 

  

 -20- 

 
Preferred Securities and Common Securities, respectively, to be executed manually or by facsimile on behalf of the Issuer Trust or upon the written order of
the Sponsor, executed by one Authorized Officer thereof, and shall cause the Preferred Securities Certificates to be delivered to the Property Trustee and upon such delivery the Property Trustee shall authenticate such Preferred Securities
Certificates, in each case without further corporate action by the Sponsor, in authorized denominations. After the Time of Delivery, subject to the next sentence, the Administrative Trustees may cause additional Preferred Securities to be executed
on behalf of the Issuer Trust and delivered to or upon the written order of the Sponsor, such written order executed by one authorized officer thereof, without further corporate action by the Sponsor, in authorized denominations; provided,
however, that (other than in connection with the exercise of any over-allotment option set forth in the Underwriting Agreement) no such additional Preferred Securities shall be issued unless the Issuer Trust concurrently purchases a like amount
of Debentures and the Administrative Trustees shall have receive an Opinion of Counsel experienced in such matters to the effect that such issuance will not (i) cause the Issuer Trust to be taxable as a corporation for U.S. federal income tax
purposes or result in the recognition of any gain or loss to existing holders, (ii) affect the Issuer Trust’s exemption from status as an “investment company” under the Investment Company Act or (iii) affect the treatment of
the Debentures as indebtedness of the Sponsor for United States federal income tax purposes. At no time will the aggregate Liquidation Amount of all Outstanding Preferred Securities (including additional Preferred Securities) exceed $400,000,000.

 Each Preferred Securities Certificate shall be dated the date of its authentication. 
 No Preferred Securities Certificate shall be entitled to any benefit under this Amended Declaration or be valid or obligatory for any purpose, unless
there appears on such Preferred Securities Certificate a certificate of authentication substantially in the form provided for in the form attached hereto as Exhibit C executed by the Property Trustee by the manual signature of one of its
Authorized Officers, and such certificate upon any Preferred Securities Certificate shall be conclusive evidence, and the only evidence, that such Preferred Securities Certificate has been duly authenticated and delivered hereunder. 
 Section 5.4. Book-Entry Preferred Securities. 
 (a) Each Book-Entry Preferred Securities Certificate issued under this Amended Declaration shall be registered in the name of the Clearing Agency or a nominee thereof and delivered to such Clearing Agency or a nominee
thereof or custodian therefore, and each such Book-Entry Preferred Securities Certificate shall constitute a single Preferred Securities Certificate for all purposes of this Amended Declaration. 
 (b) Notwithstanding any other provision in this Amended Declaration, no Book-Entry Preferred Securities Certificate may be exchanged in whole or in part
for Book-Entry Preferred Securities Certificates registered, and no transfer of a Book-Entry Preferred Securities Certificate in whole or in part may be registered, in the name of any Person other than the Clearing Agency for such Book-Entry
Preferred Securities Certificate or a nominee thereof unless (A) such Clearing Agency (i) has notified the Issuer Trust that it is unwilling or unable to continue as Clearing Agency for such Book-Entry Preferred Securities Certificate and
no successor Clearing Agency has been appointed within 90 days of this notice or (ii) has ceased to be a clearing agency registered under the Exchange Act at a time when the Clearing Agency is required to be so registered to act as clearing
agent and no successor Clearing Agency has been appointed within 90 days after the Issuer Trust has learned that the Clearing Agency has ceased to be so registered, (B) there shall have occurred and be continuing a Debenture Event of Default,
(C) the Sponsor in its sole discretion determines that such Book-Entry Preferred Securities Certificate will be so exchangeable or transferable, or (D) Holders of at least a Majority in Liquidation Amount of the Preferred 

  

 -21- 

 
Securities advise the Property Trustee in writing that the continuation of a book-entry system through the Clearing Agency is no longer in the best interest
of the Owners of Preferred Securities Certificates. Upon the occurrence of any event specified in clause (A), (B), (C) or (D) above, the Property Trustee shall notify the Clearing Agency and instruct the Clearing Agency to notify all
Owners of Book-Entry Preferred Securities and the Administrative Trustees of the occurrence of such event and of the availability of the Definitive Preferred Securities Certificates to Owners of such class or classes, as applicable, requesting the
same. 
 (c) If any Book-Entry Preferred Securities Certificate is to be exchanged for other Preferred Securities Certificates or cancelled
in part, or if any other Preferred Securities Certificate is to be exchanged in whole or in part for Book-Entry Preferred Securities represented by a Book-Entry Preferred Securities Certificate, then either (i) such Book-Entry Preferred
Securities Certificate shall be so surrendered for exchange or cancellation as provided in this Article V or (ii) the aggregate Liquidation Amount represented by such Book-Entry Preferred Securities Certificate shall be reduced, subject to
Section 5.2, or increased by an amount equal to the Liquidation Amount represented by that portion of the Book-Entry Preferred Securities Certificate to be so exchanged or cancelled, or equal to the Liquidation Amount represented by such other
Preferred Securities Certificates to be so exchanged for Book-Entry Preferred Securities represented thereby, as the case may be, by means of an appropriate adjustment made on the records of the Securities Registrar, whereupon the Property Trustee,
in accordance with the Applicable Procedures, shall instruct the Clearing Agency or its authorized representative to make a corresponding adjustment to its records. Upon surrender to the Administrative Trustees or the Securities Registrar of the
Book-Entry Preferred Securities Certificate or certificates by the Clearing Agency, accompanied by registration instructions, the Administrative Trustees, or any one of them, shall execute the Definitive Preferred Securities Certificates in
accordance with the instructions of the Clearing Agency. None of the Securities Registrar or the Issuer Trustees shall be liable for any delay in delivery of such instructions and may conclusively rely on, and shall be protected in relying on, such
instructions. Upon the issuance of Definitive Preferred Securities Certificates, the Issuer Trustees shall recognize the Holders of the Definitive Preferred Securities Certificates as Holders. The Definitive Preferred Securities Certificates shall
be printed, lithographed or engraved or may be produced in any other manner as is reasonably acceptable to the Administrative Trustees, as evidenced by the execution thereof by the Administrative Trustees or any one of them. 
 (d) Every Preferred Securities Certificate executed and delivered upon registration of transfer of, or in exchange for or in lieu of, a Book-Entry
Preferred Securities Certificate or any portion thereof, whether pursuant to this Article V or Article IV or otherwise, shall be executed and delivered in the form of, and shall be, a Book-Entry Preferred Securities Certificate, unless such
Preferred Securities Certificate is registered in the name of a Person other than the Clearing Agency for such Book-Entry Preferred Securities Certificate or a nominee thereof. 
 (e) The Clearing Agency or its nominee, as registered owner of a Book-Entry Preferred Securities Certificate, shall be the Holder of such Book-Entry
Preferred Securities Certificate for all purposes under this Amended Declaration and the Book-Entry Preferred Securities Certificate, and Owners with respect to a Book-Entry Preferred Securities Certificate shall hold such interests pursuant to the
Applicable Procedures. The Securities Registrar and the Issuer Trustees shall be entitled to deal with the Clearing Agency for all purposes of this Amended Declaration relating to the Book-Entry Preferred Securities Certificates (including the
payment of the Liquidation Amount of and Distributions on the Book-Entry Preferred Securities represented thereby and the giving of instructions or directions by Owners of Book-Entry Preferred Securities represented thereby) as the sole Holder of
the Book-Entry Preferred Securities represented thereby and shall have no obligations to the Owners thereof. None of the 

  

 -22- 

 
Issuer Trustees nor the Securities Registrar shall have any liability in respect of any transfers effected by the Clearing Agency. 
 The rights of the Owners of the Book-Entry Preferred Securities shall be exercised only through the Clearing Agency and shall be limited to those
established by law, the Applicable Procedures and agreements between such Owners and the Clearing Agency and/or the Clearing Agency Participants. Pursuant to the Certificate Depository Agreement, unless and until Definitive Preferred Securities
Certificates are issued pursuant to Section 5.4(b), the initial Clearing Agency will make book-entry transfers among the Clearing Agency Participants and receive and transmit payments on the Preferred Securities to such Clearing Agency
Participants, and none of the Sponsor or the Issuer Trustees shall have any responsibility or obligation with respect thereto. 
 Section 5.5. Registration of Transfer and Exchange of Preferred Securities Certificates. 
 The Property Trustee shall
keep or cause to be kept, at the office or agency maintained pursuant to Section 5.9, a register or registers for the purpose of registering Trust Securities Certificates and transfers and exchanges of Trust Securities Certificates (the
“Securities Register”) in which the registrar and transfer agent with respect to the Trust Securities (the “Securities Registrar”), subject to such reasonable regulations as it may prescribe, shall provide for the
registration of Preferred Securities Certificates and Common Securities Certificates (subject to Section 5.11 in the case of the Common Securities Certificates) and registration of transfers and exchanges of Preferred Securities Certificates as
herein provided. The Person acting as the Property Trustee shall at all times also be the Securities Registrar. 
 Upon surrender for
registration of transfer of any Preferred Securities Certificate at the office or agency maintained pursuant to Section 5.9, the Administrative Trustees or any one of them shall execute and deliver to the Property Trustee, and the Property
Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Preferred Securities Certificates in authorized denominations of a like aggregate Liquidation Amount dated the date of execution by such
Administrative Trustee or Trustees. 
 The Securities Registrar shall not be required, (i) to issue, register the transfer of or
exchange any Preferred Security during a period beginning at the opening of business 15 days before the day of selection for redemption of such Preferred Securities pursuant to Article IV and ending at the close of business on the day of mailing of
the notice of redemption, or (ii) to register the transfer of or exchange any Preferred Security so selected for redemption in whole or in part, except, in the case of any such Preferred Security to be redeemed in part, any portion thereof not
to be redeemed. 
 Every Preferred Securities Certificate presented or surrendered for registration of transfer or exchange shall be
accompanied by a written instrument of transfer in form satisfactory to an Administrative Trustee and the Securities Registrar duly executed by the Holder or its attorney duly authorized in writing. Each Preferred Securities Certificate surrendered
for registration of transfer or exchange shall be cancelled and subsequently disposed of by the Property Trustee in accordance with its customary practice. 
 No service charge shall be made for any registration of transfer or exchange of Preferred Securities Certificates, but the Securities Registrar may require payment of a sum sufficient to cover any tax or governmental
charge that may be imposed in connection with any transfer or exchange of Preferred Securities Certificates. 
  

 -23- 

 A Preferred Securities Certificate that is not a Book-Entry Preferred Securities Certificate may be
transferred, in whole or in part, to a Person who takes delivery in the form of another Preferred Securities Certificate that is not a Book-Entry Preferred Securities Certificate as provided in this Section 5.5. 
 Section 5.6. Mutilated, Destroyed, Lost or Stolen Trust Securities Certificates. 
 If (a) any mutilated Trust Securities Certificate shall be surrendered to the Securities Registrar, or if the Securities Registrar shall receive
evidence to its satisfaction of the destruction, loss or theft of any Trust Securities Certificate, and (b) there shall be delivered to the Securities Registrar and the Administrative Trustees such security or indemnity as may be required by
them to save each of them harmless, then in the absence of notice that such Trust Securities Certificate shall have been acquired by a protected purchaser, the Administrative Trustees, or any one of them, on behalf of the Issuer Trust shall execute
and make available for delivery, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Trust Securities Certificate, a new Trust Securities Certificate of like class, tenor and denomination. In connection with the issuance of
any new Trust Securities Certificate under this Section 5.6, the Administrative Trustees or the Securities Registrar may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in connection
therewith. Any duplicate Trust Securities Certificate issued pursuant to this Section shall constitute conclusive evidence of an undivided beneficial interest in the assets of the Issuer Trust corresponding to that evidenced by the lost, stolen
or destroyed Trust Securities Certificate, as if originally issued, whether or not the lost, stolen or destroyed Trust Securities Certificate shall be found at any time. 
 Section 5.7. Persons Deemed Holders. 
 The Issuer Trustees and the Securities Registrar shall
each treat the Person in whose name any Trust Securities Certificate shall be registered in the Securities Register as the owner of such Trust Securities Certificate for the purpose of receiving Distributions and for all other purposes whatsoever,
and none of the Issuer Trustees and the Securities Registrar shall be bound by any notice to the contrary. 
 Section 5.8. Access to
List of Holders’ Names and Addresses. 
 Each of the Sponsor and any one of the Administrative Trustees will furnish or cause to be
furnished to the Property Trustee: 
 (i) quarterly, not more than 15 days after each regular record date in each year, a
list, in such form as the Property Trustee may reasonably require, of the names and addresses of the Holders of Trust Securities as of such regular record date, and 
 (ii) at such other times as the Property Trustee may request in writing, within 30 days after the receipt by the Sponsor and the
Administrative Trustees of any such request, a list of similar form and content as of a date not more than 15 days prior to the time such list is furnished, 
 excluding from any such list names and addresses received by the Property Trustee at any time that it is acting as Securities Registrar. 
 The Property Trustee shall preserve, in as current a form as is reasonably practicable, the names and addresses of Holders contained in the most recent list furnished to the Property Trustee as provided in this
Section 5.8 and the names and addresses of Holders received by the Property Trustee at any time that 

  

 -24- 

 
is acting as Securities Registrar. The Property Trustee may destroy any list furnished to it as provided in this Section 5.8 upon receipt of a new list
so furnished. 
 The rights of Holders to communicate with other Holders with respect to their rights under this Amended Declaration or under
the Trust Securities, and the corresponding rights and privileges of the Property Trustee, shall be as provided in the Trust Indenture Act. 
 Each Holder and each Owner shall be deemed to have agreed not to hold the Sponsor, the Property Trustee, the Delaware Trustee, the Administrative Trustees or the Securities Registrar accountable by reason of the disclosure of its name and
address, regardless of the source from which such information was derived. 
 Section 5.9. Maintenance of Office or Agency.

 The Property Trustee shall designate, with the consent of the Administrative Trustees, which consent shall not be unreasonably withheld, an
office or offices or agency or agencies where Preferred Securities Certificates may be surrendered for registration of transfer or exchange and where notices and demands to or upon the Issuer Trustees in respect of the Trust Securities Certificates
may be served. The Administrative Trustees initially designate the Property Trustee’s Corporate Trust Office, Attention: Corporate Trust Administration, as its office and agency for such purposes. The Property Trustee shall give prompt written
notice to the Sponsor, the Administrative Trustees and to the Holders of any change in the location of the Securities Register or any such office or agency. 
 Section 5.10. Appointment of Paying Agent. 
 The Paying Agent shall make Distributions to Holders
from the Payment Account and shall report the amounts of such Distributions to the Property Trustee and the Administrative Trustees. Any Paying Agent shall have the revocable power to withdraw funds from the Payment Account solely for the purpose of
making the Distributions referred to above. The Administrative Trustees may revoke such power and remove the Paying Agent in their sole discretion. The Paying Agent shall initially be Wilmington Trust Company. Any Person acting as Paying Agent shall
be permitted to resign as Paying Agent upon 30 days’ written notice to the Administrative Trustees and the Property Trustee. If Wilmington Trust Company shall no longer be the Paying Agent or a successor Paying Agent shall resign or its
authority to act be revoked, the Administrative Trustees shall appoint a successor (which shall be a bank or trust company) to act as Paying Agent. Such successor Paying Agent or any additional Paying Agent appointed by the Administrative Trustees
shall execute and deliver to the Issuer Trustees an instrument in which such successor Paying Agent or additional Paying Agent shall agree with the Issuer Trustees that as Paying Agent, such successor Paying Agent or additional Paying Agent will
hold all sums, if any, held by it for payment to the Holders in trust for the benefit of the Holders entitled thereto until such sums shall be paid to such Holders. The Paying Agent shall return all unclaimed funds to the Property Trustee and upon
removal of a Paying Agent such Paying Agent shall also return all funds in its possession to the Property Trustee. The provisions of Sections 8.1 (other than (c), (d), (e)(i), (e)(iii) and (e)(vii) thereof), 8.3 (except (g) and
(j) thereof) and 8.6 herein shall apply to Wilmington Trust Company also in its role as Paying Agent, for so long as Wilmington Trust Company shall act as Paying Agent and, to the extent applicable, to any other paying agent appointed
hereunder. Any reference in this Amended Declaration to the Paying Agent shall include any co-paying agent unless the context requires otherwise. 
  

 -25- 

 Section 5.11. Ownership of Common Securities by Sponsor. 
 At the Time of Delivery, the Sponsor shall acquire, and thereafter shall retain, beneficial and record ownership of the Common Securities. The Sponsor may
not transfer the Common Securities except (i) in connection with a consolidation or merger of the Sponsor into another Person, or any conveyance, transfer or lease by the Sponsor of its properties and assets substantially as an entirety to any
Person, pursuant to Article VIII of the Indenture, or (ii) to an Affiliate of the Sponsor in compliance with applicable law (including the Securities Act and applicable state securities and blue sky laws). To the fullest extent permitted
by law, any attempted transfer of the Common Securities other than as set forth in the next proceeding sentence shall be void. The Administrative Trustees shall cause each Common Securities Certificate issued to the Sponsor to contain a legend
stating substantially “THIS CERTIFICATE IS NOT TRANSFERABLE EXCEPT IN COMPLIANCE WITH APPLICABLE LAW AND SECTION 5.11 OF THE DECLARATION OF TRUST.” 
 Section 5.12. Notices to Clearing Agency. 
 To the extent that a notice or other communication to
the Holders is required under this Amended Declaration, for so long as Preferred Securities are represented by a Book-Entry Preferred Securities Certificate, the Administrative Trustees shall give all such notices and communications specified herein
to be given to the Clearing Agency, and shall have no obligations to the Owners. 
 Section 5.13. Rights of Holders; Waivers of Past
Defaults. 
 (a) The legal title to the Trust Property is vested exclusively in the Property Trustee (in its capacity as such) in
accordance with Section 2.9, and the Holders shall not have any right or title therein other than the undivided beneficial interest in the assets of the Issuer Trust conferred by their Trust Securities and they shall have no right to call for
any partition or division of property, profits or rights of the Issuer Trust except as described below. The Trust Securities shall be personal property giving only the rights specifically set forth therein and in this Amended Declaration. The Trust
Securities shall have no preemptive or similar rights and when issued and delivered to Holders against payment of the purchase price therefor will be fully paid and nonassessable by the Issuer Trust. Subject to the provisions of Section 4.1 of
the Supplemental Indenture, the Holders of the Trust Securities, in their capacities as such, shall be entitled to the same limitation of personal liability extended to stockholders of private corporations for profit organized under the General
Corporation Law of the State of Delaware. 
 (b) For so long as any Preferred Securities remain Outstanding, if, upon a Debenture Event of
Default, the Debenture Trustee fails or the holders of not less than 25% in principal amount of the outstanding Debentures fail to declare the principal of all of the Debentures to be immediately due and payable, to the fullest extent permitted by
law the Property Trustee or the Holders of at least 25% in Liquidation Amount of the Preferred Securities then Outstanding shall have the right to make such declaration by a notice in writing to the Sponsor, the Debenture Trustee and the Property
Trustee, in the case of notice by the Holders of the Trust Securities, or to the Sponsor, the Debenture Trustee and the Holders of the Trust Securities, in the case of notice by the Property Trustee. 
 At any time after a declaration of acceleration with respect to the Debentures has been made and before a judgment or decree for payment of the money due
has been obtained by the Debenture Trustee as provided in the Indenture, to the fullest extent permitted by law the Holders of at least a Majority in Liquidation Amount of the Preferred Securities, by written notice to the Property Trustee, the
Sponsor and the Debenture Trustee, may rescind and annul such declaration and its consequences if: 
  

 -26- 

 (i) the Sponsor has paid or deposited with the Debenture Trustee a sum sufficient to pay

 (A) all overdue installments of interest (including any Additional Interest) on all of the Debentures, 
 (B) the principal of (and premium, if any, on) any Debentures that have become due otherwise than by such declaration of acceleration and
interest (including any Additional Interest) thereon at the rate borne by the Debentures, and 
 (C) all sums paid or advanced
by the Debenture Trustee under the Indenture and the reasonable compensation, expenses, disbursements and advances of the Debenture Trustee, its agents and counsel; and 
 (ii) all Events of Default with respect to the Debentures, other than the non-payment of the principal of the Debentures that has become
due solely by such acceleration, have been cured or waived as provided in Section 5.13 of the Indenture. 
 To the fullest extent
permitted by law, the Holders of at least a Majority in Liquidation Amount of the Preferred Securities may, on behalf of the Holders of all the Preferred Securities, waive any past default under the Indenture, except a default in the payment of
principal or interest (unless such default has been cured and a sum sufficient to pay all matured installments of interest and principal due otherwise than by acceleration has been deposited with the Debenture Trustee) or a default in respect of a
covenant or provision that under the Indenture cannot be modified or amended without the consent of the holder of each outstanding Debenture. No such rescission shall affect any subsequent default or impair any right consequent thereon. 

Upon receipt by the Property Trustee of written notice declaring such an acceleration, or rescission and annulment thereof, by Holders of any part of
the Preferred Securities a record date shall be established for determining Holders of Outstanding Preferred Securities entitled to join in such notice, which record date shall be at the close of business on the day the Property Trustee receives
such notice. The Holders on such record date, or their duly designated proxies, and only such Persons, shall be entitled to join in such notice, whether or not such Holders remain Holders after such record date; provided that, unless such
declaration of acceleration, or rescission and annulment, as the case may be, shall have become effective by virtue of the requisite percentage having joined in such notice prior to the day that is 90 days after such record date, such notice of
declaration of acceleration, or rescission and annulment, as the case may be, shall automatically and without further action by any Holder be canceled and of no further effect. Nothing in this paragraph shall prevent a Holder, or a proxy of a
Holder, from giving, after expiration of such 90-day period, a new written notice of declaration of acceleration, or rescission and annulment thereof, as the case may be, that is identical to a written notice that has been canceled pursuant to the
proviso to the preceding sentence, in which event a new record date shall be established pursuant to the provisions of this Section 5.13(b). 
 (c) For so long as any Preferred Securities remain Outstanding, to the fullest extent permitted by law and subject to the terms of this Amended Declaration and the Indenture, upon the breach by the Sponsor of its obligations under
(i) Section 2.7(a) of the Supplemental Indenture to issue Qualifying APM Securities (as defined therein) or (ii) a Debenture Event of Default specified in Section 2.9(a) of the Supplemental Indenture, any Holder of Preferred
Securities shall have the right to institute a proceeding directly against the Sponsor, pursuant to Section 2.12 of the Supplemental Indenture, for enforcement of 

  

 -27- 

 
payment to such Holder of any amounts payable in respect of Debentures having an aggregate principal amount equal to the aggregate Liquidation Amount of the
Preferred Securities of such Holder (a “Direct Action”). Except as set forth in Section 5.13(b) and this Section 5.13(c), the Holders of Preferred Securities shall have no right to exercise directly any right or remedy
available to the holders of, or in respect of, the Debentures. 
 (d) To the fullest extent permitted by law, except as otherwise provided in
Sections 5.13(a), (b) and (c), the Holders of at least a Majority in Liquidation Amount of the Preferred Securities may, on behalf of the Holders of all the Preferred Securities, waive any past default or Event of Default and its consequences.
Upon such waiver, any such default or Event of Default shall cease to exist, and any default or Event of Default arising therefrom shall be deemed to have been cured, for every purpose of this Amended Declaration, but no such waiver shall extend to
any subsequent or other default or Event of Default or impair any right consequent thereon. 
 ARTICLE VI 
 ACTS OF HOLDERS; MEETINGS; VOTING 
 Section 6.1. Limitations on Voting Rights. 
 (a) Except as expressly provided in this Amended Declaration and in the Indenture and as otherwise required by law, no Holder of Preferred Securities shall have any right to vote or in any manner otherwise control the
administration, operation and management of the Issuer Trust or the obligations of the parties hereto, nor shall anything herein set forth, or contained in the terms of the Trust Securities Certificates, be construed so as to constitute the Holders
from time to time as partners or members of an association. 
 (b) So long as any Debentures are held by the Property Trustee on behalf of
the Issuer Trust, the other Issuer Trustees shall not (i) direct the time, method and place of conducting any proceeding for any remedy available to the Debenture Trustee, or execute any trust or power conferred on the Property Trustee with
respect to the Debentures, (ii) waive any past default that may be waived under Section 5.13 of the Indenture, (iii) exercise any right to rescind or annul a declaration that the principal of all the Debentures shall be due and
payable, or (iv) consent to any amendment, modification or termination of the Indenture or the Debentures, where such consent shall be required, without, in each case, obtaining the prior approval of the Holders of at least a Majority in
Liquidation Amount of the Preferred Securities, provided, however, that where a consent under the Indenture would require the consent of each Holder of Debentures affected thereby, no such consent shall be given by the Property Trustee
without the prior written consent of each Holder of Preferred Securities. The Issuer Trustees shall not revoke any action previously authorized or approved by a vote of the Holders of the Preferred Securities, except by a subsequent vote of the
Holders of the Preferred Securities. The Property Trustee shall notify all Holders of the Preferred Securities of any Notice of Default received with respect to the Debentures. In addition to obtaining the foregoing approvals of the Holders of the
Preferred Securities, prior to taking any of the foregoing actions, the Issuer Trustees shall, at the expense of the Sponsor, obtain an Opinion of Counsel experienced in such matters to the effect that such action shall not cause the Issuer Trust to
be classified as other than a grantor trust for U.S. federal income tax purposes. 
 (c) If any proposed amendment to the Amended Declaration
provides for, or the Issuer Trustees otherwise propose to effect, (i) any action that would adversely affect in any material respect the powers, preferences or special rights of the Preferred Securities, whether by way of amendment to this

  

 -28- 

 
Amended Declaration or otherwise, or (ii) the dissolution of the Issuer Trust, other than pursuant to the terms of this Amended Declaration, then the
Holders of Outstanding Preferred Securities as a class will be entitled to vote on such amendment or proposal and such amendment or proposal shall not be effective except with the approval of the Holders of at least a Majority in Liquidation Amount
of the Preferred Securities. Notwithstanding any other provision of this Amended Declaration, no amendment to this Amended Declaration may be made if, as a result of such amendment, it would cause the Issuer Trust to be classified as other than a
grantor trust for U.S. federal income tax purposes. 
 Section 6.2. Notice of Meetings. 
 Notice of all meetings of the Holders of the Preferred Securities, stating the time, place and purpose of the meeting, shall be given by the
Administrative Trustees or, at the written request of the Administrative Trustees, by the Property Trustee pursuant to Section 10.8 to each Holder of Preferred Securities, at such Holder’s registered address, at least 15 days and not more
than 90 days before the meeting. At any such meeting, any business properly before the meeting may be so considered whether or not stated in the notice of the meeting. Any adjourned meeting may be held as adjourned without further notice.

 Section 6.3. Meetings of Holders of the Preferred Securities. 
 No annual meeting of Holders is required to be held. The Administrative Trustees, however, shall call a meeting of the Holders of the Preferred Securities
to vote on any matter upon the written request of the Holders of at least 25% in aggregate Liquidation Amount of the Outstanding Preferred Securities and the Administrative Trustees or the Property Trustee may, at any time in their discretion, call
a meeting of the Holders of the Preferred Securities to vote on any matters as to which such Holders are entitled to vote. 
 The Holders of
at least a Majority in Liquidation Amount of the Preferred Securities, present in person or by proxy, shall constitute a quorum at any meeting of the Holders of the Preferred Securities. 
 If a quorum is present at a meeting, an affirmative vote by the Holders present, in person or by proxy, holding Preferred Securities representing at
least a Majority in Liquidation Amount of the Preferred Securities held by the Holders present, either in person or by proxy, at such meeting shall constitute the action of the Holders of the Preferred Securities, unless this Amended Declaration
requires a greater number of affirmative votes. 
 Section 6.4. Voting Rights. 
 Holders shall be entitled to one vote for each $25 of Liquidation Amount represented by their Outstanding Trust Securities in respect of any matter as to
which such Holders are entitled to vote. 
 Section 6.5. Proxies, etc. 
 At any meeting of Holders, any Holder entitled to vote thereat may vote by proxy, provided that no proxy shall be voted at any meeting unless it
shall have been placed on file with the Administrative Trustees, or with such other officer or agent of the Issuer Trust as the Administrative Trustees may direct, for verification prior to the time at which such vote shall be taken. Pursuant to a
resolution of the Property Trustee, proxies may be solicited in the name of the Property Trustee or one or more officers of the Property Trustee. Only Holders of record shall be entitled to vote. When Trust Securities are held jointly 

  

 -29- 

 
by several Persons, any one of them may vote at any meeting in person or by proxy in respect of such Trust Securities, but if more than one of them shall be
present at such meeting in person or by proxy, and such joint owners or their proxies so present disagree as to any vote to be cast, such vote shall not be received in respect of such Trust Securities. A proxy purporting to be executed by or on
behalf of a Holder shall be deemed valid unless challenged at or prior to its exercise, and the burden of proving invalidity shall rest on the challenger. No proxy shall be valid more than three years after its date of execution. 
 Section 6.6. Holder Action by Written Consent. 
 Any action that may be taken by Holders at a meeting may be taken without a meeting and without prior notice if Holders holding at least a Majority in Liquidation Amount of all Preferred Securities entitled to vote in
respect of such action (or such larger proportion thereof as shall be required by any other provision of this Amended Declaration) shall consent to the action in writing. 
 Section 6.7. Record Date for Voting and Other Purposes. 
 Except as provided in
Section 5.13(b), for the purposes of determining the Holders who are entitled to notice of and to vote at any meeting or by written consent, or to participate in any distribution on the Trust Securities in respect of which a record date is not
otherwise provided for in this Amended Declaration, or for the purpose of any other action, the Administrative Trustees or Property Trustee may from time to time fix a date, not more than 90 days prior to the date of any meeting of Holders or the
payment of a Distribution or other action, as the case may be, as a record date for the determination of the identity of the Holders of record for such purposes. 
 Section 6.8. Acts of Holders. 
 Any request, demand, authorization, direction, notice, consent,
waiver or other action provided or permitted by this Amended Declaration to be given, made or taken by Holders may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Holders in person or by an agent
duly appointed in writing; and, except as otherwise expressly provided herein, such action shall become effective when such instrument or instruments are delivered to an Administrative Trustee. Such instrument or instruments (and the action embodied
therein and evidenced thereby) are herein sometimes referred to as the “Act” of the Holders signing such instrument or instruments. Proof of execution of any such instrument or of a writing appointing any such agent shall be
sufficient for any purpose of this Amended Declaration and (subject to Section 8.1) conclusive in favor of the Issuer Trustees, if made in the manner provided in this Section. 
 The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such execution or by a
certificate of a notary public or other officer authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or writing acknowledged to him the execution thereof. Where such execution is by a signer
acting in a capacity other than his individual capacity, such certificate or affidavit shall also constitute sufficient proof of his authority. The fact and date of the execution of any such instrument or writing, or the authority of the Person
executing the same, may also be proved in any other manner that any Issuer Trustee receiving the same deems sufficient. 
 The ownership of
Trust Securities shall be proved by the Securities Register. 
  

 -30- 

 Any request, demand, authorization, direction, notice, consent, waiver or other Act of the Holder of any
Trust Security shall bind every future Holder of the same Trust Security and the Holder of every Trust Security issued upon the registration of transfer thereof or in exchange therefor or in lieu thereof in respect of anything done, omitted or
suffered to be done by the Issuer Trustees or the Issuer Trust in reliance thereon, whether or not notation of such action is made upon such Trust Security. 
 Without limiting the foregoing, a Holder entitled hereunder to take any action hereunder with regard to any particular Trust Security may do so with regard to all or any part of the Liquidation Amount of such Trust
Security or by one or more duly appointed agents each of which may do so pursuant to such appointment with regard to all or any part of such Liquidation Amount. 
 If any dispute shall arise among the Holders or the Issuer Trustees with respect to the authenticity, validity or binding nature of any request, demand, authorization, direction, consent, waiver or other Act of such
Holder or Issuer Trustee under this Article VI, then the determination of such matter by the Property Trustee shall be conclusive with respect to such matter. 
 Section 6.9. Inspection of Records. 
 Upon reasonable notice to the Administrative Trustees and
the Property Trustee, the records of the Issuer Trust shall be open to inspection by Holders during normal business hours for any purpose reasonably related to such Holder’s interest as a Holder. 
 ARTICLE VII 
 REPRESENTATIONS
AND WARRANTIES 
 Section 7.1. Representations and Warranties of the Property Trustee and the Delaware
Trustee. 
 The Property Trustee and the Delaware Trustee, each severally on behalf of and as to itself, hereby represents and warrants
for the benefit of the Sponsor and the Holders that: 
 (a) the Property Trustee is a Delaware banking corporation, duly organized, validly
existing under the laws of the State of Delaware or any state thereof, and is a U.S. Person; 
 (b) the Property Trustee has full corporate
power, authority and legal right to execute, deliver and perform its obligations under this Amended Declaration and has taken all necessary action to authorize the execution, delivery and performance by it of this Amended Declaration; 
 (c) the Delaware Trustee is a Delaware banking corporation, duly organized, validly existing under the laws of the State of Delaware or any state
thereof, and is a U.S. Person; 
 (d) the Delaware Trustee has full corporate power, authority and legal right to execute, deliver and
perform its obligations under this Amended Declaration and has taken all necessary action to authorize the execution, delivery and performance by it of this Amended Declaration; 
 (e) this Amended Declaration has been duly authorized, executed and delivered by the Property Trustee and the Delaware Trustee and constitutes the valid
and legally binding agreement of each of the Property Trustee and the Delaware Trustee enforceable against each of them in accordance 

  

 -31- 

 
with its terms, subject to bankruptcy, insolvency, fraudulent transfer, reorganization, moratorium and similar laws of general applicability relating to or
affecting creditors’ rights and to general equity principles; 
 (f) the execution, delivery and performance of this Amended Declaration
have been duly authorized by all necessary corporate or other action on the part of the Property Trustee and the Delaware Trustee and do not require any approval of stockholders of the Property Trustee or the Delaware Trustee and such execution,
delivery and performance will not (i) violate the Articles of Association or By-laws of the Property Trustee or the Delaware Trustee, (ii) violate any provision of, or constitute, with or without notice or lapse of time, a default under,
or result in the creation or imposition of, any Lien on any properties included in the Trust Property pursuant to the provisions of, any indenture, mortgage, credit agreement, license or other agreement or instrument to which the Property Trustee or
the Delaware Trustee is a party or by which it is bound, or (iii) violate any law, governmental rule or regulation of the State of Delaware governing the banking, trust or general powers of the Property Trustee or the Delaware Trustee (as
appropriate in context) or any order, judgment or decree applicable to the Property Trustee or the Delaware Trustee; 
 (g) neither the
authorization, execution or delivery by the Property Trustee or the Delaware Trustee of this Amended Declaration nor the consummation of any of the transactions by the Property Trustee or the Delaware Trustee (as appropriate in context) contemplated
herein requires the consent or approval of, the giving of notice to, the registration with or the taking of any other action with respect to any governmental authority or agency under any existing law of the State of Delaware governing the banking,
trust or general powers of the Property Trustee or the Delaware Trustee, as the case may be; and 
 (h) there are no proceedings pending or,
to the best of each of the Property Trustee’s and the Delaware Trustee’s knowledge, threatened against or affecting the Property Trustee or the Delaware Trustee in any court or before any governmental authority, agency or arbitration board
or tribunal that, individually or in the aggregate, would materially and adversely affect the Issuer Trust or would question the right, power and authority of the Property Trustee or the Delaware Trustee, as the case may be, to enter into or perform
its obligations as one of the Issuer Trustees under this Amended Declaration. 
 Section 7.2. Representations and Warranties of
Sponsor. 
 The Sponsor hereby represents and warrants for the benefit of the Holders that: 
 (a) the Trust Securities Certificates issued at the Time of Delivery on behalf of the Issuer Trust have been duly authorized and will have been duly and
validly executed, issued and delivered by the Issuer Trustees pursuant to the terms and provisions of, and in accordance with the requirements of, this Amended Declaration and the Holders will be, as of each such date, entitled to the benefits of
this Amended Declaration; and 
 (b) there are no taxes, fees or other governmental charges payable by the Issuer Trust (or the Issuer
Trustees on behalf of the Issuer Trust) under the laws of the State of Delaware or any political subdivision thereof in connection with the execution, delivery and performance by the Property Trustee or the Delaware Trustee, as the case may be, of
this Amended Declaration. 
  

 -32- 

 ARTICLE VIII 
 THE ISSUER TRUSTEES 
 Section 8.1. Certain Duties and
Responsibilities. 
 (a) The duties and responsibilities of the Issuer Trustees shall be as provided by this Amended Declaration and, in
the case of the Property Trustee, by the Trust Indenture Act. Notwithstanding the foregoing, but subject to Section 8.1(c), no provision of this Amended Declaration shall require any of the Issuer Trustees to expend or risk its own funds or
otherwise incur any financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it or they shall have reasonable grounds for believing that repayment of such funds or adequate
indemnity against such risk or liability is not reasonably assured to it. Whether or not therein expressly so provided, every provision of this Amended Declaration relating to the conduct or affecting the liability of or affording protection to the
Issuer Trustees shall be subject to the provisions of this Section 8.1. Nothing in this Amended Declaration shall be construed to release an Administrative Trustee from liability for his or her own negligent action, his or her own negligent
failure to act, or his or her own willful misconduct. To the extent that, at law or in equity, an Issuer Trustee has duties and liabilities relating to the Issuer Trust or to the Holders, such Issuer Trustee shall not be liable to the Issuer Trust
or to any Holder for such Issuer Trustee’s good faith reliance on the provisions of this Amended Declaration. The provisions of this Amended Declaration, to the extent that they restrict the duties and liabilities of the Issuer Trustees
otherwise existing at law or in equity, are agreed by the Sponsor and the Holders to replace such other duties and liabilities of the Issuer Trustees. 
 (b) All payments made by the Property Trustee or a Paying Agent in respect of the Trust Securities shall be made only from the revenue and proceeds from the Trust Property and only to the extent that there shall be
sufficient revenue or proceeds from the Trust Property to enable the Property Trustee or a Paying Agent to make payments in accordance with the terms hereof. Each Holder, by its acceptance of a Trust Security, agrees that it will look solely to the
revenue and proceeds from the Trust Property to the extent legally available for distribution to it as herein provided and that the Issuer Trustees are not personally liable to it for any amount distributable in respect of any Trust Security or for
any other liability in respect of any Trust Security. This Section 8.1(b) does not limit the liability of the Issuer Trustees expressly set forth elsewhere in this Amended Declaration or, in the case of the Property Trustee, in the Trust
Indenture Act. 
 (c) If an Event of Default has occurred and is continuing, the Property Trustee shall enforce this Amended Declaration and
the Transaction Agreements for the benefit of the Holders. 
 (d) The Property Trustee, before the occurrence of any Event of Default and
after the curing of all Events of Default that may have occurred, shall undertake to perform only such duties as are specifically set forth in this Amended Declaration (including pursuant to Section 10.10), and no implied covenants shall be
read into this Amended Declaration against the Property Trustee. If an Event of Default has occurred (that has not been cured or waived pursuant to Section 5.13), the Property Trustee shall exercise such of the rights and powers vested in it by
this Amended Declaration, and use the same degree of care and skill in its exercise thereof, as a prudent person would exercise or use under the circumstances in the conduct of his or her own affairs. 
  

 -33- 

 (e) No provision of this Amended Declaration shall be construed to relieve the Property Trustee or the
Delaware Trustee from liability for its own negligent action, its own negligent failure to act, or its own willful misconduct, except that: 
 (i) prior to the occurrence of any Event of Default and after the curing or waiving of all such Events of Default that may have occurred: 
 (A) the duties and obligations of the Property Trustee shall be determined solely by the express provisions of this Amended Declaration
(including pursuant to Section 10.10), and the Property Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Amended Declaration (including pursuant to Section 10.10);
and 
 (B) in the absence of bad faith on the part of the Property Trustee, the Property Trustee may conclusively rely, as to
the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Property Trustee and conforming to the requirements of this Amended Declaration; but in the case of any such
certificates or opinions that by any provision hereof or of the Trust Indenture Act are specifically required to be furnished to the Property Trustee, the Property Trustee shall be under a duty to examine the same to determine whether or not they
conform on their face to the requirements of this Amended Declaration; 
 (ii) the Property Trustee shall not be liable for
any error of judgment made in good faith by an Authorized Officer of the Property Trustee, unless it shall be proved that the Property Trustee was negligent in ascertaining the pertinent facts; 
 (iii) the Property Trustee shall not be liable with respect to any action taken or omitted to be taken by it in good faith in accordance
with the direction of the Holders of at least a Majority in Liquidation Amount of the Preferred Securities relating to the time, method and place of conducting any proceeding for any remedy available to the Property Trustee, or exercising any trust
or power conferred upon the Property Trustee under this Amended Declaration; 
 (iv) the Property Trustee’s sole duty
with respect to the custody, safe keeping and physical preservation of the Debentures and the Payment Account shall be to deal with such property in a similar manner as the Property Trustee deals with similar property for its own account, subject to
the protections and limitations on liability afforded to the Property Trustee under this Amended Declaration and the Trust Indenture Act; 
 (v) the Property Trustee shall not be liable for any interest on any money received by it except as it may otherwise agree with the Sponsor; and money held by the Property Trustee need not be segregated from other
funds held by it except in relation to the Payment Account maintained by the Property Trustee pursuant to Section 3.1 and except to the extent otherwise required by law; 
 (vi) the Property Trustee shall not be responsible for monitoring the compliance by the Administrative Trustees, the Sponsor or any other
Person with their respective duties under this Amended Declaration, nor shall the Property Trustee be liable for the default or misconduct of any other Issuer Trustee, or the Sponsor or any other Person; and 
  

 -34- 

 (vii) subject to Section 8.1(c), no provision of this Amended Declaration shall
require the Property Trustee to expend or risk its own funds or otherwise incur personal financial liability in the performance of any of its duties or in the exercise of any of its rights or powers, if the Property Trustee shall have reasonable
grounds for believing that the repayment of such funds or liability is not reasonably assured to it under the terms of this Amended Declaration or adequate indemnity against such risk or liability is not reasonably assured to it. 
 (f) The Administrative Trustees shall not be responsible for monitoring the compliance by the other Issuer Trustees or the Sponsor with their respective
duties under this Amended Declaration, nor shall any Administrative Trustee be liable for the default or misconduct of any other Administrative Trustee, the other Issuer Trustees or the Sponsor. 
 Section 8.2. Certain Notices. 
 (a) Within 30 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Property Trustee, the Property Trustee shall transmit, in the manner and to the extent provided in
Section 10.8, notice of such Event of Default to the Holders, the Administrative Trustees and the Sponsor, unless such Event of Default shall have been cured or waived. 
 (b) Within five Business Days after the receipt of notice of the Sponsor’s exercise of its right to defer the payment of interest on
the Debentures pursuant to the Indenture and Supplemental Indenture, the Property Trustee shall transmit, in the manner and to the extent provided in Section 10.8, notice of such exercise to the Holders, unless such exercise shall have been
revoked. 
 (c) Within 30 days after the receipt of notice of the Sponsor’s amendment of the definition of Qualifying APM
Securities for the purposes of the alternative payment mechanism to eliminate common stock or qualifying warrants from the definition of Qualifying APM Securities, the Property Trustee shall transmit, in the manner and to the extent provided in
Section 10.8, notice of such exercise to the Holders. 
 Section 8.3. Certain Rights of Property Trustee. 
 Subject to the provisions of Section 8.1: 
 (a) the Property Trustee may rely and shall be protected in acting or refraining from acting in good faith upon any resolution, Opinion of Counsel, certificate, written representation of a Holder or transferee, certificate of auditors or
any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond, debenture, note, other evidence of indebtedness or other paper or document believed by it to be genuine and to have been signed or
presented by the proper party or parties; 
 (b) if (i) in performing its duties under this Amended Declaration the Property Trustee is
required to decide between alternative courses of action, (ii) in construing any of the provisions of this Amended Declaration the Property Trustee finds the same ambiguous or inconsistent with any other provisions contained herein, or
(iii) the Property Trustee is unsure of the application of any provision of this Amended Declaration, then, except as to any matter as to which the Holders of the Preferred Securities are entitled to vote under the terms of this Amended
Declaration, the Property Trustee shall deliver a notice to the Sponsor requesting the Sponsor’s opinion as to the course of action to be taken, and the Property Trustee shall be fully protected in taking such action, or refraining from taking
such action, as the Property Trustee shall be instructed in writing to take, or to refrain from taking, by the Sponsor; provided, however, that if the Property Trustee does not receive such instructions of the Sponsor within 

  

 -35- 

 
ten Business Days after it has delivered such notice, or such reasonably shorter period of time set forth in such notice (which to the extent practicable
shall not be less than two Business Days), it may take or refrain from taking such action not inconsistent with this Amended Declaration as it shall deem advisable and in the best interests of the Holders, in which event the Property Trustee shall
have no liability except for its own bad faith, negligence or willful misconduct; 
 (c) any direction or act of the Sponsor contemplated by
this Amended Declaration shall be sufficiently evidenced by an Officers’ Certificate; 
 (d) any direction or act of an Administrative
Trustee contemplated by this Amended Declaration shall be sufficiently evidenced by a certificate executed by such Administrative Trustee and setting forth such direction or act; 
 (e) the Property Trustee shall have no duty to see to any recording, filing or registration of any instrument (including any financing or continuation
statement or any filing under tax or securities laws) or any rerecording, refiling or re-registration thereof; 
 (f) the Property Trustee
may (at the expense of the Sponsor) consult with counsel of its own selection (which counsel may be counsel to the Sponsor or any of its Affiliates, and may include any of its employees) and the advice of such counsel shall be full and complete
authorization and protection in respect of any action taken, suffered or omitted by it hereunder in good faith and in reliance thereon and in accordance with such advice; the Property Trustee shall have the right at any time to seek instructions
concerning the administration of this Amended Declaration from any court of competent jurisdiction; 
 (g) the Property Trustee shall be
under no obligation to exercise any of the rights or powers vested in it by this Amended Declaration at the request or direction of any of the Holders or the Sponsor pursuant to this Amended Declaration, unless such Holders or Sponsor shall have
offered to the Property Trustee reasonable security or indemnity satisfactory to it against the costs, expenses and liabilities that might be incurred by it in compliance with such request or direction; provided that nothing contained in this
Section 8.3(g) shall be taken to relieve the Property Trustee, upon the occurrence of an Event of Default of its obligation to exercise the rights and powers vested in it by this Amended Declaration; 
 (h) the Property Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement,
instrument, opinion, report, notice, request, consent, order, approval, bond, debenture, note or other evidence of indebtedness or other paper or document, unless requested in writing to do so by one or more Holders, but the Property Trustee may
make such further inquiry or investigation into such facts or matters as it may see fit at the expense of the Sponsor and shall incur no liability of any kind by reason of such inquiry or investigation; 
 (i) the Property Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or through its agents or
attorneys, provided that the Property Trustee shall be responsible for its own negligence or willful misconduct with respect to selection of any agent or attorney appointed by it hereunder and shall not be liable for any act or omission of
such agent or attorney selected with due care or for monitoring the actions of such agent or attorney; 
 (j) whenever in the administration
of this Amended Declaration the Property Trustee shall deem it desirable to receive instructions with respect to enforcing any remedy or right or taking any other action hereunder, the Property Trustee (i) may request instructions from the
Holders (which instructions may only be given by the Holders of the same proportion in Liquidation Amount of the Trust Securities 

  

 -36- 

 
as would be entitled to direct the Property Trustee under the terms of the Trust Securities in respect of such remedy, right or action), (ii) may
refrain from enforcing such remedy or right or taking such other action until such instructions are received, and (iii) shall be protected in acting in accordance with such instructions; and 
 (k) except as otherwise expressly provided by this Amended Declaration, the Property Trustee shall not be under any obligation to take any action that is
discretionary under the provisions of this Amended Declaration. 
 No provision of this Amended Declaration shall be deemed to impose any
duty or obligation on any Issuer Trustee to perform any act or acts or exercise any right, power, duty or obligation conferred or imposed on it, in any jurisdiction in which it shall be illegal, or in which such Person shall be unqualified or
incompetent in accordance with applicable law, to perform any such act or acts, or to exercise any such right, power, duty or obligation. No permissive power or authority available to any Issuer Trustee shall be construed to be a duty. 

Whether or not therein expressly so provided, every provision of this Amended Declaration relating to the conduct or affecting the liability of or
affording protection to the Property Trustee shall extend to each of the Security Registrar, the Paying Agent and the Delaware Trustee and shall be subject to the provisions of this Article VIII. 
 Section 8.4. Not Responsible for Recitals or Issuance of Securities. 
 The recitals contained herein and in the Trust Securities Certificates shall be taken as the statements of the Issuer Trust and the Sponsor, and the
Issuer Trustees do not assume any responsibility for their correctness. The Issuer Trustees shall not be accountable for the use or application by the Sponsor of the proceeds of the Debentures. 
 The Property Trustee may conclusively assume that any funds held by it hereunder are legally available unless an officer of the Property Trustee assigned
to its institutional trust services department shall have actual knowledge that such funds are not legally available. 
 Section 8.5. May Hold Securities. 
 Any Issuer Trustee or any other agent of any Issuer Trustee or the Issuer
Trust, in its individual or any other capacity, may become the owner or pledgee of Trust Securities and, subject to Sections 8.8 and 8.13, and except as provided in the definition of the term “Outstanding” in Article I, may
otherwise deal with the Issuer Trust with the same rights it would have if it were not an Issuer Trustee or such other agent. 
 Section 8.6. Compensation; Indemnity; Fees. 
 The Sponsor agrees: 
 (a) to pay to the Issuer Trustees from time to time such reasonable compensation for all services rendered by them hereunder as may be agreed by the
Sponsor and the Issuer Trustees from time to time (which compensation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust); 
  

 -37- 

 (b) except as otherwise expressly provided herein, to reimburse the Issuer Trustees upon request for all
reasonable expenses, disbursements and advances incurred or made by the Issuer Trustees in accordance with any provision of this Amended Declaration (including the reasonable compensation and the expenses and disbursements of their agents and
counsel), except any such expense, disbursement or advance as shall be determined to have been caused by their own negligence, bad faith or willful misconduct; and 
 (c) to the fullest extent permitted by applicable law, to indemnify and hold harmless (i) each Issuer Trustee, (ii) any Affiliate of any Issuer Trustee, (iii) any officer, director, shareholder,
employee, representative or agent of any Issuer Trustee, and (iv) any employee or agent of the Issuer Trust (referred to herein as an “Indemnified Person”) from and against any loss, damage, liability, action, suit, tax,
penalty, expense or claim of any kind or nature whatsoever incurred by such Indemnified Person by reason of the creation, operation or dissolution of the Issuer Trust or any act or omission performed or omitted by such Indemnified Person in good
faith on behalf of the Issuer Trust and in a manner such Indemnified Person reasonably believed to be within the scope of authority conferred on such Indemnified Person by this Amended Declaration, except that no Indemnified Person shall be entitled
to be indemnified in respect of any loss, damage, or claim incurred by such Indemnified Person by reason of negligence, bad faith or willful misconduct with respect to such acts or omissions. 
 The provisions of this Section 8.6 shall survive the termination of this Amended Declaration and the removal or resignation of any Issuer Trustee.

 No Issuer Trustee may claim any Lien on any Trust Property as a result of any amount due pursuant to this Section 8.6. 
 Notwithstanding any provision of law or equity, the Sponsor and any Issuer Trustee may engage in or possess an interest in other business ventures of any
nature or description, independently or with others, similar or dissimilar to the business of the Issuer Trust, and the Issuer Trust and the Holders of Trust Securities shall have no rights by virtue of this Amended Declaration in and to such
independent ventures or the income or profits derived therefrom, and the pursuit of any such venture, even if competitive with the business of the Issuer Trust, shall not be deemed wrongful or improper. Notwithstanding any provision of law or
equity, neither the Sponsor nor any Issuer Trustee shall be obligated to present any particular investment or other opportunity to the Issuer Trust even if such opportunity is of a character that, if presented to the Issuer Trust, could be taken by
the Issuer Trust, and the Sponsor and any Issuer Trustee shall have the right to take for its own account (individually or as a partner or fiduciary) or to recommend to others any such particular investment or other opportunity. Notwithstanding any
provision of law or equity, any Issuer Trustee may engage or be interested in any financial or other transaction with the Sponsor or any Affiliate of the Sponsor, or may act as depositary for, trustee or agent for, or act on any committee or body of
holders of, securities or other obligations of the Sponsor or its Affiliates. 
 Section 8.7. Corporate Property Trustee Required;
Eligibility of Issuer Trustees. 
 (a) There shall at all times be a Property Trustee hereunder with respect to the Trust Securities. The
Property Trustee shall be a Person that is a national or state chartered bank and eligible pursuant to the Trust Indenture Act to act as such, has a combined capital and surplus of at least $50,000,000, and is a U.S. Person. If any such Person
publishes reports of condition at least annually, pursuant to law or to the requirements of its supervising or examining authority, then for the purposes of this Section 8.7 and to the extent permitted by the Trust Indenture Act, the combined
capital and surplus 

  

 -38- 

 
of such Person shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. If at any time the
Property Trustee with respect to the Trust Securities shall cease to be eligible in accordance with the provisions of this Section 8.7, it shall resign immediately in the manner and with the effect hereinafter specified in this Article VIII. At
the time of appointment, the Property Trustee must have securities rated in one of the three highest rating categories by a nationally recognized statistical rating organization. 
 (b) There shall at all times be one or more Administrative Trustees hereunder with respect to the Trust Securities. Each Administrative Trustee shall be
either a natural person who is at least 21 years of age or a legal entity that shall act through one or more persons authorized to bind that entity, and, in either case, shall be a U.S. Person. 
 (c) There shall at all times be a Delaware Trustee. The Delaware Trustee shall either be (i) a natural person who is at least 21 years of age and a
resident of the State of Delaware, or (ii) a legal entity with its principal place of business in the State of Delaware and that otherwise meets the requirements of applicable Delaware law and that shall act through one or more persons
authorized to bind such entity, and, in either case, shall be a U.S. Person. 
 Section 8.8. Conflicting Interests. 

(a) If the Property Trustee has or shall acquire a conflicting interest within the meaning of the Trust Indenture Act, the Property Trustee shall
either eliminate such interest or resign, to the extent and in the manner provided by, and subject to the provisions of, the Trust Indenture Act and this Amended Declaration. 
 (b) The Guarantee Agreement and the Indenture shall be deemed to be specifically described in this Amended Declaration for the purposes of clause
(i) of the first proviso contained in Section 310(b) of the Trust Indenture Act. 
 Section 8.9. Co-Trustees and Separate
Trustee. 
 Unless and until a Debenture Event of Default shall have occurred and be continuing, at any time or times, for the purpose of
meeting the legal requirements of the Trust Indenture Act or of any jurisdiction in which any part of the Trust Property may at the time be located, the Holder of Common Securities and the Administrative Trustees shall have the power to appoint one
or more eligible Persons either to act as co-trustee, jointly with the Property Trustee, of all or any part of such Trust Property, or to the extent required by law to act as separate trustee of any such property, in either case with such powers as
may be provided in the instrument of appointment, and to vest in such Person or Persons in the capacity aforesaid, any property, title, right or power deemed necessary or desirable, subject to the other provisions of this Section. Any co-trustee or
separate trustee appointed pursuant to this Section shall either be (i) a natural person who is at least 21 years of age and a resident of the United States, or (ii) a legal entity with its principal place of business in the United
States that shall act through one or more persons authorized to bind such entity, and, in either case, shall be a U.S. Person. In case a Debenture Event of Default shall have occurred and be continuing, the Property Trustee alone shall have the
power to make such appointment and, upon the written request of the Property Trustee, the Sponsor and the Administrative Trustees shall for such purpose join with the Property Trustee in the execution, delivery, and performance of all instruments
and agreements necessary or proper to appoint, such co-trustee or separate trustee. 
  

 -39- 

 Should any written instrument from the Sponsor be required by any co-trustee or separate trustee so
appointed for more fully confirming to such co-trustee or separate trustee such property, title, right, or power, any and all such instruments shall, on request, be executed, acknowledged and delivered by the Sponsor. 
 Every co-trustee or separate trustee shall, to the extent permitted by law, but to such extent only, be appointed subject to the following terms, namely:

 (a) The Trust Securities Certificates shall be executed by one or more Administrative Trustees, and the Trust Securities Certificates shall
be delivered by the Property Trustee, and all rights, powers, duties, and obligations hereunder in respect of the custody of securities, cash and other personal property held by, or required to be deposited or pledged with, the Property Trustee
specified hereunder shall be exercised solely by the Property Trustee and not by such co-trustee or separate trustee. 
 (b) The rights,
powers, duties, and obligations hereby conferred or imposed upon the Property Trustee in respect of any property covered by such appointment shall be conferred or imposed upon and exercised or performed by the Property Trustee or by the Property
Trustee and such co-trustee or separate trustee jointly, as shall be provided in the instrument appointing such co-trustee or separate trustee, except to the extent that under any law of any jurisdiction in which any particular act is to be
performed, the Property Trustee shall be incompetent or unqualified to perform such act, in which event such rights, powers, duties and obligations shall be exercised and performed by such co-trustee or separate trustee. 
 (c) The Property Trustee at any time, by an instrument in writing executed by it, with the written concurrence of the Sponsor, may accept the resignation
of or remove any co-trustee or separate trustee appointed under this Section, and, in case a Debenture Event of Default has occurred and is continuing, the Property Trustee shall have power to accept the resignation of, or remove, any such
co-trustee or separate trustee without the concurrence of the Sponsor. Upon the written request of the Property Trustee, the Sponsor shall join with the Property Trustee in the execution, delivery and performance of all instruments and agreements
necessary or proper to effectuate such resignation or removal. A successor to any co-trustee or separate trustee so resigning or removed may be appointed in the manner provided in this Section. 
 (d) No co-trustee or separate trustee hereunder shall be personally liable by reason of any act or omission of the Property Trustee or any other trustee
hereunder. 
 (e) The Property Trustee shall not be liable by reason of any act of a co-trustee or separate trustee. 
 (f) Any Act of Holders delivered to the Property Trustee shall be deemed to have been delivered to each such co-trustee and separate trustee. 

Section 8.10. Resignation and Removal; Appointment of Successor. 
 No resignation or removal of any Issuer Trustee (the “Relevant Trustee”) and no appointment of a successor Issuer Trustee pursuant to
this Article VIII shall become effective until the acceptance of appointment by the successor Issuer Trustee in accordance with the applicable requirements of Section 8.11. 
  

 -40- 

 Subject to the immediately preceding paragraph, the Relevant Trustee may resign at any time by giving
written notice thereof to the Holders and by appointing a successor Relevant Trustee. The Relevant Trustee shall appoint a successor by requesting from at least three Persons meeting the eligibility requirements its expenses and charges to serve as
the Relevant Trustee on a form provided by the Administrative Trustees, and selecting the Person who agrees to the lowest expenses and charges. If the instrument of acceptance by the successor Issuer Trustee required by Section 8.11 shall not
have been delivered to the Relevant Trustee within 60 days after the giving of such notice of resignation, the Relevant Trustee may petition, at the expense of the Sponsor, in the case of the Property Trustee or the Delaware Trustee, any court of
competent jurisdiction for the appointment of a successor Relevant Trustee. 
 The Administrative Trustees, or any of them, may be removed at
any time by Act of the Holders of Common Securities delivered to the Relevant Trustee. 
 The Property Trustee or the Delaware Trustee, or
both of them, may be removed by Act of the Holders of at least a Majority in Liquidation Amount of the Preferred Securities, delivered to the Relevant Trustee (in its individual capacity and, in the case of the Property Trustee, on behalf of the
Issuer Trust) (i) for cause (including upon the occurrence of an Event of Default described in subparagraph (c) of the definition thereof with respect to the Relevant Trustee), or (ii) at any time if a Debenture Event of Default shall
have occurred and be continuing. Unless and until a Debenture Event of Default shall have occurred and be continuing, the Property Trustee or the Delaware Trustee, or both of them, may be removed at any time by Act of the Holders of the Common
Securities. 
 If a resigning Property Trustee or Delaware Trustee shall fail to appoint a successor, or if the Property Trustee or the
Delaware Trustee shall be removed or become incapable of acting as Issuer Trustee, or if a vacancy shall occur in the office of the Property Trustee or the Delaware Trustee for any cause, the Holders of the Common Securities by Act of such Holders
delivered to the Relevant Trustee or, if a Debenture Event of Default shall have occurred and be continuing, the Holders of the Preferred Securities, by Act of the Holders of not less than 25% in aggregate Liquidation Amount of the Preferred
Securities then Outstanding delivered to such Relevant Trustee, may appoint a successor Relevant Trustee or Issuer Trustees, and such successor Issuer Trustee shall comply with the applicable requirements of Section 8.11. If no successor
Relevant Trustee shall have been so appointed by the Holders of the Common Securities or Preferred Securities, as the case may be, and accepted appointment in the manner required by Section 8.11, any Holder, on behalf of such Holder and all
others similarly situated, or any other Issuer Trustee, may petition any court of competent jurisdiction for the appointment of a successor Relevant Trustee. 
 The Property Trustee shall give notice of each resignation and each removal of an Issuer Trustee and each appointment of a successor Issuer Trustee to all Holders in the manner provided in Section 10.8 and shall
give notice to the Sponsor and to the Administrative Trustees. Each notice shall include the name of the successor Relevant Trustee and the address of its Corporate Trust Office if it is the Property Trustee. 
 Notwithstanding the foregoing or any other provision of this Amended Declaration, if any Delaware Trustee who is a natural person dies or becomes, in the
opinion of the Holders of the Common Securities, incompetent or incapacitated, the vacancy created by such death, incompetence or incapacity may be filled by the Property Trustee following the procedures regarding expenses and charges set forth
above (with the successor being a Person who satisfies the eligibility requirement for the Delaware Trustee set forth in Section 8.7). 
  

 -41- 

 A successor Trustee must be a U.S. Person to be appointed as such. 
 Section 8.11. Acceptance of Appointment by Successor. 
 In case of the appointment hereunder of a successor Relevant Trustee, the retiring Relevant Trustee (if requested by the Sponsor) and each successor Relevant Trustee with respect to the Trust Securities shall execute
and deliver an amendment hereto wherein each successor Relevant Trustee shall accept such appointment and which (a) shall contain such provisions as shall be necessary or desirable to transfer and confirm to, and to vest in, each successor
Relevant Trustee all the rights, powers, trusts and duties of the retiring Relevant Trustee with respect to the Trust Securities and the Issuer Trust, and (b) shall add to or change any of the provisions of this Amended Declaration as shall be
necessary to provide for or facilitate the administration of the Issuer Trust by more than one Relevant Trustee, it being understood that nothing herein or in such amendment shall constitute such Relevant Trustees co-trustees and upon the execution
and delivery of such amendment the resignation or removal of the retiring Relevant Trustee shall become effective to the extent provided therein and each such successor Relevant Trustee, without any further act, deed or conveyance, shall become
vested with all the rights, powers, trusts and duties of the retiring Relevant Trustee, other than the filing of an amendment to the Certificate of Trust to the extent required under the Delaware Statutory Trust Act; but, on request of the Issuer
Trust or any successor Relevant Trustee such retiring Relevant Trustee shall duly assign, transfer and deliver to such successor Relevant Trustee all Trust Property, all proceeds thereof and money held by such retiring Relevant Trustee hereunder
with respect to the Trust Securities and the Issuer Trust. 
 Upon request of any such successor Relevant Trustee, the Issuer Trust shall
execute any and all instruments for more fully and certainly vesting in and confirming to such successor Relevant Trustee all such rights, powers and trusts referred to in the preceding paragraph. 
 No successor Relevant Trustee shall accept its appointment unless at the time of such acceptance such successor Relevant Trustee shall be qualified and
eligible under this Article VIII. 
 Section 8.12. Merger, Conversion, Consolidation or Succession to Business. 
 Any Person into which the Property Trustee, the Delaware Trustee or any Administrative Trustee that is not a natural Person may be merged or converted or
with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which such Relevant Trustee shall be a party, or any Person, succeeding to all or substantially all the corporate trust business of such
Relevant Trustee, shall be the successor of such Relevant Trustee hereunder, provided that such Person shall be otherwise qualified and eligible under this Article VIII, without the execution or filing of any paper or any further act on the
part of any of the parties hereto, other than the filing of an amendment to the Certificate of Trust to the extent required under the Delaware Statutory Trust Act. 
 Section 8.13. Preferential Collection of Claims Against Sponsor or Issuer Trust. 
 If and when
the Property Trustee shall be or become a creditor of the Sponsor or the Issuer Trust (or any other obligor upon the Preferred Securities), the Property Trustee shall be subject to the provisions of the Trust Indenture Act regarding the collection
of claims against the Sponsor or the Issuer Trust (or any such other obligor). 
  

 -42- 

 Section 8.14. Property Trustee May File Proofs of Claim. 
 In case of any receivership, insolvency, liquidation, bankruptcy, reorganization, arrangement, adjustment, composition or other similar judicial
proceeding relative to the Issuer Trust or any other obligor upon the Trust Securities or the property of the Issuer Trust or of such other obligor or their creditors, the Property Trustee (irrespective of whether any Distributions on the Trust
Securities shall then be due and payable and irrespective of whether the Property Trustee shall have made any demand on the Issuer Trust for the payment of any past due Distributions) shall be entitled and empowered, to the fullest extent permitted
by law, by intervention in such proceeding or otherwise: 
 (a) to file and prove a claim for the whole amount of any Distributions owing and
unpaid in respect of the Trust Securities and to file such other papers or documents as may be necessary or advisable in order to have the claims of the Property Trustee (including any claim for the reasonable compensation, expenses, disbursements
and advances of the Property Trustee, its agents and counsel) and of the Holders allowed in such judicial proceeding, and 
 (b) to collect
and receive any moneys or other property payable or deliverable on any such claims and to distribute the same; and any custodian, receiver, assignee, trustee, liquidator, sequestrator or other similar official in any such judicial proceeding is
hereby authorized by each Holder to make such payments to the Property Trustee and, in the event the Property Trustee shall consent to the making of such payments directly to the Holders, to pay to the Property Trustee any amount due it for the
reasonable compensation, expenses, disbursements and advances of the Property Trustee, its agents and counsel, and any other amounts due the Property Trustee. 
 Nothing herein contained shall be deemed to authorize the Property Trustee to authorize or consent to or accept or adopt on behalf of any Holder any plan of reorganization, arrangement adjustment or compensation
affecting the Trust Securities or the rights of any Holder thereof or to authorize the Property Trustee to vote in respect of the claim of any Holder in any such proceeding. 
 Section 8.15. Reports by Property Trustee. 
 (a) Within 60 days after November 15 of each year commencing with November 15, 2007, the Property Trustee shall transmit to all Holders in accordance with Section 10.8, and to the Sponsor, a brief
report dated as of the immediately preceding November 15 with respect to: 
 (i) its eligibility under Section 8.7
or, in lieu thereof, if to the best of its knowledge it has continued to be eligible under said Section, a written statement to such effect; 
 (ii) a statement that the Property Trustee has complied with all of its obligations under this Amended Declaration during the twelve-month period (or, in the case of the initial report, the period since the Closing
Date) ending with such November 15 or, if the Property Trustee has not complied in any material respect with such obligations, a description of such noncompliance; and 
 (iii) any change in the property and funds in its possession as Property Trustee since the date of its last report and any action taken by
the Property Trustee in the performance of its 

  

 -43- 

 
duties hereunder which it has not previously reported and which in its opinion materially affects the Trust Securities. 
 (b) In addition, the Property Trustee shall transmit to Holders such reports concerning the Property Trustee and its actions under this Amended
Declaration as may be required pursuant to the Trust Indenture Act at the times and in the manner provided pursuant thereto. 
 (c) A copy of
each such report shall, at the time of such transmission to Holders, be filed by or on behalf of the Property Trustee with each national stock exchange or interdealer quotation system or self-regulatory organization upon which the Trust Preferred
Securities are listed or quoted, if any, and with the Commission, the Sponsor and the relevant stock exchange or self-regulatory organization. 
 Section 8.16. Reports to the Property Trustee. 
 Each of the Sponsor and the Administrative Trustees shall provide to
the Property Trustee such documents, reports and information as required by Section 314 of the Trust Indenture Act (if any) and the compliance certificate required by Section 314(a) of the Trust Indenture Act in the form, in the manner and
at the times required by Section 314 of the Trust Indenture Act. The Sponsor and the Administrative Trustees shall annually file with the Property Trustee a certificate specifying whether such Person is in compliance with all of the terms and
covenants applicable to such Person hereunder. 
 Section 8.17. Evidence of Compliance with Conditions Precedent. 
 Each of the Sponsor and the Administrative Trustees shall provide to the Property Trustee such evidence of compliance with any conditions precedent, if
any, provided for in this Amended Declaration that relate to any of the matters set forth in Section 314(c) of the Trust Indenture Act. Any certificate or opinion required to be given by an officer pursuant to Section 314(c)(1) of the
Trust Indenture Act shall be given in the form of an Officers’ Certificate. 
 Section 8.18. Number of Issuer Trustees.

 (a) The number of Issuer Trustees shall be four, unless the Property Trustee and the Delaware Trustee are the same Person, in which case
the number of Issuer Trustees shall be three. 
 (b) If an Issuer Trustee ceases to hold office for any reason, a vacancy shall occur. The
vacancy shall be filled with an Issuer Trustee appointed in accordance with Section 8.10. 
 (c) The death, resignation, retirement,
removal, bankruptcy, incompetence or incapacity to perform the duties of an Issuer Trustee shall not operate to annul, dissolve or terminate the Issuer Trust. 
 Section 8.19. Delegation of Power. 
 (a) Any Administrative Trustee may, by power of attorney
consistent with applicable law, delegate to any other natural person over the age of 21 (provided that such person is a U.S. Person) his or her power for the purpose of executing any documents contemplated in Section 2.7(a), including any
registration statement or amendment thereto filed with the Commission, or making any other governmental filing; and 
 (b) The Administrative
Trustees shall have power to delegate from time to time to such of their number or to the Sponsor (provided that, in either case, such person is a U.S. Person) the doing of 

  

 -44- 

 
such things and the execution of such instruments either in the name of the Issuer Trust or the names of the Administrative Trustees or otherwise as the
Administrative Trustees may deem expedient, to the extent such delegation is not prohibited by applicable law or contrary to the provisions of this Amended Declaration. 
 ARTICLE IX 
 TERMINATION, LIQUIDATION AND MERGER

 Section 9.1. Dissolution Upon Expiration Date. 
 Unless earlier dissolved, the Issuer Trust shall automatically dissolve on the Final Repayment Date (the “Expiration Date”), followed by the distribution of the Trust Property in accordance with
Section 9.4. 
 Section 9.2. Early Dissolution. 
 The first to occur of any of the following events is an “Early Dissolution Event”, upon the occurrence of which the Issuer Trust
shall dissolve: 
 (a) the occurrence of a Bankruptcy Event in respect of, or the dissolution or liquidation of, the Sponsor, in its capacity
as the Holder of the Common Securities, unless the Common Securities shall be transferred as provided by Section 5.11, in which case this provision shall refer instead to any such successor Holder of the Common Securities; 
 (b) the written direction to the Property Trustee from all of the Holders of the Common Securities at any time to dissolve the Issuer Trust and to
distribute the Debentures to Holders in exchange for the Preferred Securities (which direction is optional and wholly within the discretion of the Holders of the Common Securities); 
 (c) the redemption of all of the Preferred Securities in accordance with the provisions of this Amended Declaration; and 
 (d) the entry of an order for dissolution of the Issuer Trust by a court of competent jurisdiction. 
 If an Early Dissolution Event occurs, Section 9.4 shall apply. 
 Section 9.3. Termination. 
 The respective obligations and responsibilities of the Issuer
Trustees and the Issuer Trust created and continued hereby shall terminate upon the latest to occur of the following: (a) the distribution by the Property Trustee to Holders of all amounts required to be distributed hereunder upon the
liquidation of the Issuer Trust pursuant to Section 9.4, or upon the redemption of all of the Trust Securities pursuant to Section 4.2; (b) the satisfaction of liabilities to creditors as provided by applicable law, including
Section 3808(e) of the Act, owed by the Issuer Trust; (c) the discharge of all administrative duties of the Administrative Trustees, including the performance of any tax reporting obligations with respect to the Issuer Trust or the
Holders; and (d) the filing of a certificate of cancellation with the Secretary of State of the State of Delaware signed by the Delaware Trustee at the direction and expense of the Sponsor. 
  

 -45- 

 Section 9.4. Liquidation. 
 (a) If an Early Dissolution Event specified in clause (a), (b) or (d) of Section 9.2 occurs or upon the Expiration Date, the Issuer Trust
shall be liquidated by the Issuer Trustees as expeditiously as the Issuer Trustees determine to be possible by distributing, after satisfaction of liabilities to creditors of the Issuer Trust as provided by applicable law, including
Section 3808(e) of the Act, to each Holder a Like Amount of Debentures, subject to Section 9.4(d). Notice of liquidation shall be given by the Property Trustee by first-class mail, postage prepaid mailed not less than 30 nor more than 60
days prior to the Liquidation Date to each Holder of Trust Securities at such Holder’s address appearing in the Securities Register. All such notices of liquidation shall: 
 (i) state the CUSIP number of the Trust Securities; 
 (ii) state the Liquidation Date; 
 (iii) state that from and after the Liquidation Date, the Trust Securities will no longer be deemed to be Outstanding and any Trust Securities Certificates not surrendered for exchange will be deemed to represent a
Like Amount of Debentures, or if Section 9.4(d) applies, a right to receive a Liquidation Distribution; and 
 (iv)
provide such information with respect to the procedures by which Holders may exchange Trust Securities Certificates for Debentures, or if Section 9.4(d) applies receive a Liquidation Distribution, as the Administrative Trustees shall deem
appropriate. 
 (b) Except where Section 9.2(c) or 9.4(d) applies, in order to effect the liquidation of the Issuer Trust and
distribution of the Debentures to Holders, the Property Trustee, either itself acting as exchange agent or through the appointment of a separate exchange agent, shall establish a record date for such distribution (which shall be not more than 30
days prior to the Liquidation Date) and, establish such procedures as it shall deem appropriate to effect the distribution of Debentures in exchange for the Outstanding Trust Securities Certificates. 
 (c) Except where Section 9.2(c) or 9.4(d) applies, after the Liquidation Date, (i) the Trust Securities will no longer be deemed to be
Outstanding, (ii) certificates representing a Like Amount of Debentures will be issued to Holders of Trust Securities Certificates, upon surrender of such certificates to the exchange agent for exchange, (iii) any Trust Securities
Certificates not so surrendered for exchange will be deemed to represent a Like Amount of Debentures bearing accrued and unpaid interest in an amount equal to the accumulated and unpaid Distributions on such Trust Securities Certificates until such
certificates are so surrendered (and until such certificates are so surrendered, no payments of interest or principal will be made to Holders of Trust Securities Certificates with respect to such Debentures) and (iv) all rights of Holders
holding Trust Securities will cease, except the right of such Holders to receive Debentures upon surrender of Trust Securities Certificates. 
 (d) If, notwithstanding the other provisions of this Section 9.4, whether because of an order for dissolution entered by a court of competent jurisdiction or otherwise, distribution of the Debentures in the manner provided herein is
determined by the Property Trustee and the Administrative Trustees not to be possible, or if an Early Dissolution Event specified in clause (c) of Section 9.2 occurs, the Trust Property shall be liquidated, and the Issuer Trust’s
affairs shall be wound up by the Property Trustee and the Administrative Trustees in such manner as the Administrative Trustees determine. In such event, upon the winding-up of the Issuer Trust except with respect to an Early Dissolution Event
specified in clause 

  

 -46- 

 
(b) of Section 9.2, Holders will be entitled to receive out of the assets of the Issuer Trust available for distribution to Holders, after satisfaction
of liabilities to creditors of the Issuer Trust as provided by applicable law, including Section 3808(e) of the Act, an amount equal to the Liquidation Amount per Trust Security plus accumulated and unpaid Distributions thereon to the date of
payment (such amount being the “Liquidation Distribution”). If, upon any such winding up, the Liquidation Distribution can be paid only in part because the Issuer Trust has insufficient assets available to pay in full the aggregate
Liquidation Distribution, then, subject to the next succeeding sentence, the amounts payable by the Issuer Trust on the Trust Securities shall be paid on a pro rata basis (based upon Liquidation Amounts). The Holders of the Common Securities
will be entitled to receive Liquidation Distributions upon any such dissolution pro rata (determined as aforesaid) with Holders of Preferred Securities, except that the Preferred Securities shall have a priority over the Common Securities
under the circumstances provided in Section 4.3. 
 Section 9.5. Mergers, Consolidations, Amalgamations or Replacements of
Issuer Trust. 
 The Issuer Trust may not merge with or into, consolidate, amalgamate, or be replaced by, or convey, transfer or lease its
properties and assets substantially as an entirety to any corporation or other body, except pursuant to this Section 9.5 or Section 9.4. At the request of the Holders of the Common Securities, with the consent of the Administrative
Trustees, the Issuer Trust may merge with or into, consolidate, amalgamate, or be replaced by or convey, transfer or lease its properties and assets substantially as an entirety to a trust organized as such under the laws of any state; provided
that (i) such successor entity either (a) expressly assumes all of the obligations of the Issuer Trust with respect to the Preferred Securities, or (b) substitutes for the Preferred Securities other securities having substantially
the same terms as the Preferred Securities (the “Successor Securities”) so long as the Successor Securities have the same priority as the Preferred Securities with respect to Distributions and payments upon liquidation, redemption
and otherwise, (ii) a trustee of such successor entity possessing the same powers and duties as the Property Trustee is appointed to hold the Debentures, (iii) such merger, consolidation, amalgamation, replacement, conveyance, transfer or
lease does not cause the Preferred Securities (including any Successor Securities) to be downgraded by any nationally recognized statistical rating organization which assigns ratings to the Preferred Securities, (iv) such merger, consolidation,
amalgamation, replacement, conveyance, transfer or lease does not adversely affect the rights, preferences and privileges of the holders of the Preferred Securities (including any Successor Securities) in any material respect, (v) such
successor entity has a purpose substantially identical to that of the Issuer Trust, (vi) prior to such merger, consolidation, amalgamation, replacement, conveyance, transfer or lease, the Sponsor has received an Opinion of Counsel from counsel
to the Issuer Trust to the effect that (a) such merger, consolidation, amalgamation, replacement, conveyance, transfer or lease does not adversely affect the rights, preferences and privileges of the Holders of the Preferred Securities
(including any Successor Securities) in any material respect, and (b) following such merger, consolidation, amalgamation, replacement, conveyance, transfer or lease, neither the Issuer Trust nor such successor entity will be required to
register as an “investment company” under the Investment Company Act, (vii) the Issuer Trust has received an Opinion of Counsel that such merger, consolidation, amalgamation, replacement, conveyance, transfer or lease will not cause
the Issuer Trust or the successor entity to be classified as other than a grantor trust for U.S. federal income tax purposes and (viii) the Sponsor or its permitted transferee owns all of the common securities of such successor entity and
guarantees the obligations of such successor entity under the Successor Securities at least to the extent provided by the Guarantee Agreement. Notwithstanding the foregoing, the Issuer Trust shall not, except with the consent of Holders of all of
the Preferred Securities, consolidate, amalgamate, merge with or into, or be replaced by or convey, transfer or lease its properties and assets substantially as an entirety to any other entity or permit any other entity to consolidate, amalgamate,
merge with or into, or replace it if such consolidation, 

  

 -47- 

 
amalgamation, merger, replacement, conveyance, transfer or lease would cause the Issuer Trust or the successor entity to be classified as other than a
grantor trust for U.S. federal income tax purposes. 
 ARTICLE X 
 MISCELLANEOUS PROVISIONS 
 Section 10.1. Limitation of Rights of
Holders. 
 Except as set forth in Section 9.2, the death, termination, dissolution, bankruptcy or incapacity of any Person having an
interest, beneficial or otherwise, in Trust Securities shall not operate to terminate this Amended Declaration, nor dissolve, terminate or annul the Issuer Trust, nor entitle the legal representatives, successors or heirs of such Person or any
Holder for such person, to claim an accounting, take any action or bring any proceeding in any court for a partition or winding up of the arrangements contemplated hereby, nor otherwise affect the rights, obligations and liabilities of the parties
hereto or any of them. 
 All parties to this Amended Declaration agree, and each Holder of any Trust Securities by his or her acceptance
thereof shall be deemed to have agreed, that any court may in its discretion require, in any suit against any Issuer Trustee for any action taken or omitted by it as Issuer Trustee, the filing by any party litigant in such suit of an undertaking to
pay the costs of such suit, and that such court may in its discretion assess reasonable costs, including reasonable attorneys’ fees, against any party litigant in such suit, having due regard to the merits and good faith of the claims or
defenses made by such party litigant; but the provisions of this paragraph shall not apply to any suit instituted by any Issuer Trustee or to any suit instituted by any Holder or group of Holders of more than 10% in aggregate number of the
outstanding Trust Securities. 
 Section 10.2. Amendment. 
 (a) This Amended Declaration may be amended from time to time by the Administrative Trustees and the Holders of all of the Common Securities, without the
consent of any Holder of the Trust Preferred Securities, the Property Trustee or the Delaware Trustee (i) to cure any ambiguity, correct or supplement any provision herein that may be inconsistent with any other provision herein, or to make any
other provisions with respect to matters or questions arising under this Amended Declaration, which shall not be inconsistent with the other provisions of this Amended Declaration, (ii) modify, eliminate or add to any provisions of this Trust
Agreement to such extent as shall be necessary to ensure that the Issuer Trust will not be classified as other than a grantor trust for U.S. federal income tax purposes at all times that any Trust Securities are outstanding, to ensure that the
Issuer Trust will not be required to register as an “investment company” under the Investment Company Act or to ensure the treatment of the Preferred Securities as Tier 1 regulatory capital under the prevailing Federal Reserve Board
rules and regulations, (iii) to require that Holders that are not U.S. persons for U.S. federal income tax purposes irrevocably appoint a U.S. person to exercise any voting rights to ensure that the Issuer Trust will not be treated as a foreign
trust for U.S. federal income tax purposes, or (iv) to conform the terms of this Amended Declaration to the description of this Amended Declaration and the Trust Securities in the Prospectus; provided, however, that in the case of
either clause (i) or (ii), such action shall not adversely affect in any material respect the interests of any Holder, the Property Trustee or the Delaware Trustee, or impose any additional duty or obligation on the Property Trustee or the
Delaware Trustee; provided, further, that in the case of clause (iv), the Sponsor shall deliver to the Property Trustee an Officers’ Certificate and an Opinion of Counsel (who may be counsel to the Sponsor or the Issuer
Trust), in each case confirming that 

  

 -48- 

 
such amendment has the effect of conforming the terms of this Amended Declaration to the descriptions of this Amended Declaration and the Trust Securities in
the Prospectus. Any such amendment shall become effective when notice is given to the Property Trustee, the Delaware Trustee and the Holders of the Preferred Securities. 
 (b) Except as provided in Section 10.2(c), any provision of this Amended Declaration may be amended by the Administrative Trustees and the Holders of all of the Common Securities with the consent of Holders
of at least a Majority in Liquidation Amount of the Preferred Securities; provided that the Issuer Trustees have received an Opinion of Counsel experienced in such matters to the effect that such amendment or the exercise of any power granted
to the Issuer Trustees or Administrative Trustees in accordance with such amendment will not cause the Issuer Trust to be classified as other than a grantor trust for U.S. federal income tax purposes or affect the Issuer Trust’s exemption from
status as an “investment company” under the Investment Company Act. 
 (c) In addition to and notwithstanding any other provision
in this Amended Declaration, without the consent of each affected Holder, this Amended Declaration may not be amended to (i) change the amount or timing of any Distribution on the Trust Securities or otherwise adversely affect the amount of any
Distribution required to be made in respect of the Trust Securities as of a specified date, or (ii) restrict the right of a Holder to institute suit for the enforcement of any such payment on or after such date; and notwithstanding any other
provision herein, without the unanimous consent of the Holders, this Section 10.2(c) may not be amended. 
 (d) Notwithstanding any
other provisions of this Amended Declaration, no Issuer Trustee shall enter into or consent to any amendment to this Amended Declaration that would cause the Issuer Trust to fail or cease to qualify for the exemption from status as an
“investment company” under the Investment Company Act or to be classified as other than a grantor trust for U.S. federal income tax purposes. In particular, no Issuer Trustee shall enter into or consent to any amendment to this Amended
Declaration that would cause the Issuer Trust to be classified as other than a grantor trust for U.S. federal income tax purposes. 
 (e)
Notwithstanding anything in this Amended Declaration to the contrary, without the consent of the Sponsor and the Administrative Trustees, this Amended Declaration may not be amended in a manner that imposes any additional obligation on the Sponsor
or the Administrative Trustees. 
 (f) Notwithstanding anything in this Amended Declaration to the contrary, without the consent of the
Property Trustee, this Amended Declaration may not be amended in a manner that imposes any additional obligation on the Property Trustee or that adversely affects the Property Trustee. 
 (g) Notwithstanding anything in this Amended Declaration to the contrary, without the consent of the Delaware Trustee, this Amended Declaration may not
be amended in a manner that imposes any additional obligation on the Delaware Trustee or that adversely affects the Delaware Trustee. 
 (h)
Notwithstanding anything in this Amended Declaration to the contrary, without the consent of the Securities Registrar and the Paying Agent, this Amended Declaration may not be amended in a manner that imposes any additional obligation on the
Securities Registrar or the Paying Agent or that adversely affects the Securities Registrar or the Paying Agent. 
  

 -49- 

 (i) In the event that any amendment to this Amended Declaration is made, the Administrative Trustees
shall promptly provide to the Sponsor, the Property Trustee and the Delaware Trustee a copy of such amendment. 
 (j) Neither the Property
Trustee nor the Delaware Trustee shall be required to enter into any amendment to this Amended Declaration that affects its own rights, duties or immunities under this Amended Declaration. The Property Trustee shall be entitled to receive an Opinion
of Counsel and an Officers’ Certificate stating that any amendment to this Amended Declaration is in compliance with this Amended Declaration. 
 Section 10.3. Separability. 
 In case any provision in this Amended Declaration or in the Trust Securities Certificates
shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. 
 Section 10.4. Governing Law. 
 THIS AMENDED DECLARATION AND THE RIGHTS AND OBLIGATIONS OF EACH
OF THE HOLDERS, THE ISSUER TRUST, THE SPONSOR AND THE ISSUER TRUSTEES WITH RESPECT TO THIS AMENDED DECLARATION AND THE TRUST SECURITIES SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF DELAWARE WITHOUT REFERENCE TO ITS
CONFLICTS OF LAWS PROVISIONS. 
 Section 10.5. Payments Due on Non-Business Day. 
 Except as otherwise provided in Article IV hereof, if the date fixed for any payment on any Trust Security shall be a day that is not a Business Day,
then such payment need not be made on such date but may be made on the next succeeding day that is a Business Day (except as otherwise provided in Sections 4.1(a) and 4.2(d)), with the same force and effect as though made on the date fixed for
such payment, and no interest shall accumulate on such unpaid amount for the period after such date. 
 Section 10.6. Successors.

 This Amended Declaration shall be binding upon and shall inure to the benefit of any successor to the Sponsor, the Issuer Trust and any
Issuer Trustee, including any successor by operation of law. Except in connection with a consolidation, merger or sale involving the Sponsor that is permitted under Article VIII of the Indenture and pursuant to which the assignee agrees in
writing to perform the Sponsor’s obligations hereunder, the Sponsor shall not assign its obligations hereunder any purported assignment in contravention of this Section 10.6 being null and void. 
 Section 10.7. Headings. 
 The
Article and Section headings are for convenience only and shall not affect the construction of this Amended Declaration. 
  

 -50- 

 Section 10.8. Reports, Notices and Demands. 
 Except as otherwise provided herein, any report, notice, demand or other communication that by any provision of this Amended Declaration is required or
permitted to be given or served to or upon any Holder, the Sponsor or the Administrative Trustees may be given or served in writing by deposit thereof, first-class, postage prepaid, in the United States mail, hand delivery or facsimile transmission,
in each case, addressed, (a) in the case of a Holder of Preferred Securities, to such Holder as such Holder’s name and address may appear on the Securities Register; and (b) in the case of the Holder of the Common Securities or the
Sponsor, to Fifth Third Bancorp, 38 Fountain Square Plaza, Cincinnati, Ohio 45263, Attention: Treasurer, or to such other address as may be specified in a written notice by the Sponsor to the Property Trustee. Such notice, demand or other
communication to or upon a Holder shall be deemed to have been sufficiently given or made, for all purposes, upon hand delivery, mailing or transmission. Such notice, demand or other communication to or upon the Sponsor or the Holder of the Common
Securities shall be deemed to have been sufficiently given or made only upon actual receipt of the writing by the Sponsor or the Holder of the Common Securities, as the case may be. 
 Any notice, demand or other communication that by any provision of this Amended Declaration is required or permitted to be given or served to or upon the
Issuer Trust, the Property Trustee, the Delaware Trustee, the Administrative Trustees or the Issuer Trust shall be given in writing addressed to such Person as follows: (a) with respect to the Property Trustee, to Wilmington Trust Company,
Rodney Square North, 1100 North Market Street, Wilmington, Delaware, 19890, Tel: (302) 636-6398, Fax: (302) 636-4145, Attention: Michael H. Wass, CCTS; (b) with respect to the Delaware Trustee, to Wilmington Trust Company, Rodney
Square North, 1100 North Market Street, Wilmington, Delaware, 19890, Tel: (302) 636-6398, Fax: (302) 636-4145, Attention: Michael H. Wass, CCTS; (c) with respect to the Administrative Trustees, to them at the address above for notices
to the Sponsor, marked “Attention: Administrative Trustees of Fifth Third Capital Trust VII”; and (d) with respect to the Issuer Trust, to its principal office specified in Section 2.2, with a copy to the Property Trustee. Such
notice, demand or other communication to or upon the Issuer Trust, the Property Trustee or the Administrative Trustees shall be deemed to have been sufficiently given or made only upon actual receipt of the writing by the Issuer Trust, the Property
Trustee or such Administrative Trustee. 
 Section 10.9. Agreement Not to Petition. 
 Each of the Issuer Trustees and the Sponsor agree for the benefit of the Holders that, until at least one year and one day after the Issuer Trust has been
terminated in accordance with Article IX, they shall not file, or join in the filing of, a petition against the Issuer Trust under any bankruptcy, insolvency, reorganization or other similar law (including the United States Bankruptcy Code)
(collectively, “Bankruptcy Laws”) or otherwise join in the commencement of any proceeding against the Issuer Trust under any Bankruptcy Law. If the Sponsor takes action in violation of this Section 10.9, the Property Trustee
agrees, for the benefit of Holders, that at the expense of the Sponsor, it shall file an answer with the bankruptcy court or otherwise properly contest the filing of such petition by the Sponsor against the Issuer Trust or the commencement of such
action and raise the defense that the Sponsor has agreed in writing not to take such action and should be estopped and precluded therefrom and such other defenses, if any, as counsel for the Issuer Trustees or the Issuer Trust may assert.

  

 -51- 

 Section 10.10. Trust Indenture Act; Conflict with Trust Indenture Act. 
 (a) This Amended Declaration is subject to the provisions of the Trust Indenture Act that are required to be part of this Amended Declaration and shall,
to the extent applicable, be governed by such provisions. 
 (b) The Property Trustee shall be the only Issuer Trustee that is a trustee for
the purposes of the Trust Indenture Act. 
 (c) If any provision hereof limits, qualifies or conflicts with the duties imposed by
Sections 310 to 317, inclusive, of the Trust Indenture Act through operation of Section 318(c) thereof, such imposed duties shall control. If any provision of this Amended Declaration modifies or excludes any provision of the Trust
Indenture Act which may be so modified or excluded, the latter provision shall be deemed to apply to this Amended Declaration as so modified or excluded, as the case may be. 
 (d) The application of the Trust Indenture Act to this Amended Declaration shall not affect the nature of the Trust Securities as equity securities
representing undivided beneficial interests in the assets of the Issuer Trust. 
 Section 10.11. Acceptance of Terms of Amended
Declaration, Guarantee Agreement and Indenture. 
 THE RECEIPT AND ACCEPTANCE OF A TRUST SECURITY OR ANY INTEREST THEREIN BY OR ON BEHALF
OF A HOLDER OR ANY BENEFICIAL OWNER, WITHOUT ANY SIGNATURE OR FURTHER MANIFESTATION OF ASSENT, SHALL CONSTITUTE THE UNCONDITIONAL ACCEPTANCE BY THE HOLDER AND ALL OTHERS HAVING A BENEFICIAL INTEREST IN SUCH TRUST SECURITY OF ALL THE TERMS AND
PROVISIONS OF THIS AMENDED DECLARATION, THE GUARANTEE AGREEMENT, THE INDENTURE AND THE SUPPLEMENTAL INDENTURE, AND AGREEMENT TO THE SUBORDINATION PROVISIONS AND OTHER TERMS OF THE GUARANTEE AGREEMENT AND THE INDENTURE, AND SHALL CONSTITUTE THE
AGREEMENT OF THE ISSUER TRUST, SUCH HOLDER AND SUCH OTHERS THAT THE TERMS AND PROVISIONS OF THIS AMENDED DECLARATION SHALL BE BINDING, OPERATIVE AND EFFECTIVE AS BETWEEN THE ISSUER TRUST AND SUCH HOLDER AND SUCH OTHERS. 
 * * * * 
 This instrument may be executed in
any number of counterparts, each of which so executed shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument. 
  

 -52- 

 IN WITNESS WHEREOF, the parties hereto
have executed this Amended and Restated Declaration of Trust. 
  

			
	FIFTH THIRD BANCORP,
	    as Sponsor
		
	By:	 	 /s/ MAHESH SANKARAN

	Name:	 	Mahesh Sankaran
	Title:	 	Treasurer
	
	WILMINGTON TRUST COMPANY, 
	    as Property Trustee and Delaware Trustee
		
	By:	 	 /s/ MICHAEL H. WASS

	Name:	 	Michael H. Wass
	Title:	 	Financial Services Officer
		
		 	 /s/ PAUL L. REYNOLDS

	Name:	 	Paul L. Reynolds
		 	as Administrative Trustee
		
		 	 /s/ MAHESH SANKARAN

	Name:	 	Mahesh Sankaran
		 	as Administrative Trustee

  

 FITB CAPITAL TRUST VII – AMENDED AND
RESTATED DECLARATION OF TRUST 

 Exhibit A 
 Certificate of Trust of Fifth Third Capital Trust VII, filed on March 10, 2008 as included in Exhibit 4(x) to 
 Fifth Third Bancorp’s Post-Effective Amendment No. 1 filed on April 28, 2008 

 Exhibit B 
 [FORM OF COMMON SECURITIES CERTIFICATE] 
 THIS CERTIFICATE IS NOT TRANSFERABLE EXCEPT IN COMPLIANCE WITH APPLICABLE
LAW AND SECTION 5.11 OF THE DECLARATION OF TRUST AND ONLY IN CONNECTION WITH A SIMULTANEOUS DELEGATION AND ASSIGNMENT OF THE EXPENSE AGREEMENT REFERRED TO THEREIN 
  

					
	Certificate Number	 		 	Number of Common Securities

 Certificate Evidencing Common Securities 
 of 
 Fifth Third Capital Trust VII 
 8.875% Common Securities 
 (liquidation amount
$25 per Common Security) 
 Fifth Third Capital Trust VII, a statutory trust created under the laws of the State of Delaware (the
“Issuer Trust”), hereby certifies that Fifth Third Bancorp (the “Holder”) is the registered owner of 400 common securities of the Issuer Trust representing common undivided beneficial interests in the assets of the Issuer Trust
and designated the 8.875% Common Securities (liquidation amount $25 per Common Security) (the “Common Securities”). Except in accordance with Section 5.11 of the Declaration of Trust (as defined below), the Common Securities are not
transferable and, to the fullest extent permitted by law, any attempted transfer hereof other than in accordance therewith shall be void. The designations, rights, privileges, restrictions, preferences and other terms and provisions of the Common
Securities are set forth in, and this certificate and the Common Securities represented hereby are issued and shall in all respects be subject to the terms and provisions of, the Amended and Restated Declaration of Trust of the Issuer Trust, dated
as of [                    ], as the same may be amended from time to time (the “Declaration of Trust”), among Fifth Third Bancorp, as
Sponsor, Wilmington Trust Company, as Property Trustee, Wilmington Trust Company, as Delaware Trustee, the Administrative Trustees named therein, and the holders, from time to time, of undivided beneficial interests in the assets of the Issuer Trust
including the designation of the terms of the Common Securities as set forth therein. The Issuer Trust will furnish a copy of the Declaration of Trust to the Holder without charge upon written request to the Issuer Trust at its principal place of
business or registered office. 
 Upon receipt of this certificate, the Holder is bound by the Declaration of Trust and is entitled to the
benefits thereunder. 
 Terms used but not defined herein have the meanings set forth in the Declaration of Trust. 
  

 B-1 

 IN WITNESS WHEREOF, one of the
Administrative Trustees of the Issuer Trust has executed this certificate on behalf of the Issuer Trust this [    ]th day of [        ], [        ].

  

			
	 FIFTH THIRD CAPITAL TRUST VII

		
	By:	 	  

	Name:	 	
		 	Administrative Trustee

  

 B-2 

 Exhibit C 
 [FORM OF PREFERRED SECURITIES CERTIFICATE] 
 THIS PREFERRED SECURITIES CERTIFICATE IS A BOOK-ENTRY
PREFERRED SECURITIES CERTIFICATE WITHIN THE MEANING OF THE DECLARATION OF TRUST HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF A CLEARING AGENCY OR A NOMINEE OF A CLEARING AGENCY. THIS PREFERRED SECURITIES CERTIFICATE IS EXCHANGEABLE FOR
PREFERRED SECURITIES CERTIFICATES REGISTERED IN THE NAME OF A PERSON OTHER THAN THE CLEARING AGENCY OR ITS NOMINEE ONLY IN THE LIMITED CIRCUMSTANCES DESCRIBED IN THE DECLARATION OF TRUST AND MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE CLEARING
AGENCY TO A NOMINEE OF THE CLEARING AGENCY OR BY A NOMINEE OF THE CLEARING AGENCY TO THE CLEARING AGENCY OR ANOTHER NOMINEE OF THE CLEARING AGENCY, EXCEPT IN THE LIMITED CIRCUMSTANCES DESCRIBED IN THE DECLARATION OF TRUST. 
 UNLESS THIS PREFERRED SECURITY CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION
(“DTC”), TO FIFTH THIRD CAPITAL TRUST VII OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY PREFERRED SECURITY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR
TO A PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN. 
  

 C-1 

					
	Certificate Number	 		 	Number of Preferred Securities

 CUSIP NO. 316780 204 
 Certificate Evidencing Trust Preferred Securities 
 of 
 Fifth Third Capital Trust VII 
 8.875% Trust Preferred Securities 
 (liquidation amount $25 per Trust
Preferred Security) 
 Fifth Third Capital Trust VII, a statutory trust created under the laws of the State of Delaware (the “Issuer
Trust”), hereby certifies that Cede & Co. (the “Holder”) is the registered owner of 16,000,000 Preferred Securities of the Issuer Trust representing an undivided preferred beneficial interest in the assets of the Issuer Trust
and designated the Fifth Third Capital Trust VII 8.875% Trust Preferred Securities (liquidation amount $25 per Trust Preferred Security) (the “Preferred Securities”). The Preferred Securities are transferable on the books and records of
the Issuer Trust, in person or by a duly authorized attorney, upon surrender of this certificate duly endorsed and in proper form for transfer as provided in Section 5.5 of the Declaration of Trust (as defined below). The designations, rights,
privileges, restrictions, preferences and other terms and provisions of the Preferred Securities are set forth in, and this certificate and the Preferred Securities represented hereby are issued and shall in all respects be subject to the terms and
provisions of, the Amended and Restated Declaration of Trust of the Issuer Trust, dated as of May 6, 2008 as the same may be amended from time to time (the “Declaration of Trust”), among Fifth Third Bancorp, as Sponsor, Wilmington
Trust Company, as Property Trustee, Wilmington Trust Company, as Delaware Trustee, the Administrative Trustees named therein, and the holders, from time to time of undivided beneficial interests in the assets of the Issuer Trust including the
designation of the terms of the Preferred Securities as set forth therein. The Holder is entitled to the benefits of the Guarantee Agreement entered into by Fifth Third Bancorp, an Ohio corporation, and Wilmington Trust Company, as guarantee
trustee, dated as of May 6, 2008, as the same may be amended from time to time (the “Guarantee Agreement”), to the extent provided therein. The Issuer Trust will furnish a copy of the Declaration of Trust and the Guarantee Agreement
to the Holder without charge upon written request to the Issuer Trust at its principal place of business or registered office. 
 Upon
receipt of this certificate, the Holder is bound by the Declaration of Trust and is entitled to the benefits thereunder. 
  

 C-2 

 IN WITNESS WHEREOF, one of the
Administrative Trustees of the Issuer Trust has executed this certificate on behalf of the Issuer Trust this [    ] day of [        ],
[        ]. 
  

			
	 FIFTH THIRD CAPITAL TRUST VII

		
	By:	 	  

	Name:	 	
	Title:	 	Administrative Trustee

 This is one of the Preferred Securities referred to in the within-mentioned Declaration of
Trust. 
  

			
	 WILMINGTON TRUST COMPANY,
 as Property Trustee 

		
	By:	 	  

	Name:	 	
	Title:	 	Authorized Officer

  

 C-3 

 ASSIGNMENT 
 FOR VALUE RECEIVED, the undersigned assigns and transfers this Preferred Security to: 
  

	
	  

	(Insert assignee’s social security or tax identification number)
	
	  

	(Insert address and zip code of assignee)

  

							
	 and irrevocably appoints
	 	  

	
	  

 agent to transfer this Preferred Securities Certificate on the books of the Issuer Trust. The agent may substitute
another to act for him or her. 
  

							
	Date:	 	  
	  		  	
		
	Signature:	 	  

	(Sign exactly as your name appears on the other side of this Preferred Securities Certificate)

 The signature(s) should be guaranteed by an eligible guarantor institution (banks, stockbrokers, savings and loan
associations and credit unions with membership in an approved signature guarantee medallion program), pursuant to S.E.C. Rule 17Ad-15. 
  

 C-4 

 Exhibit D 
 EXHIBIT D 
 [FORM OF EXPENSE AGREEMENT] 
 AGREEMENT AS TO EXPENSES AND LIABILITIES 
 AGREEMENT AS TO EXPENSES AND LIABILITIES,
dated as of              , 20    , between Fifth Third Bancorp, an Ohio corporation (the “Sponsor”), and Fifth Third Capital Trust VII, a
Delaware business trust (the “Issuer Trust”). 
 WHEREAS, the Issuer Trust intends to issue its Common Securities (the “Common
Securities”) to, and acquire Debentures from, the Sponsor and to issue and sell [•]% Trust Preferred Securities (the “Trust Preferred Securities”) with such powers, preferences and special rights and restrictions as are set forth
in the Amended and Restated Amended Declaration of the Issuer Trust, dated as of              , 20     among the Sponsor, as sponsor, Wilmington
Trust Company, as Property Trustee and Delaware Trustee, and the Administrative Trustees named therein, as the same may be amended from time to time (the “Amended Declaration”); 
 WHEREAS, the Sponsor will own all of the Common Securities of the Trust and will issue the Debentures; 
 WHEREAS, terms used but not defined herein have the meanings set forth in the Amended Declaration; 
 NOW, THEREFORE, for good and valid consideration, the receipt and sufficiency of which are hereby acknowledged: 
 ARTICLE I 
 Section 1.1. Guarantee by
the Sponsor. Subject to the terms and conditions hereof, the Sponsor hereby irrevocably and unconditionally guarantees to each person or entity to whom the Issuer Trust is now or hereafter becomes indebted or liable (the
“Beneficiaries”) the full payment, when and as due, of any and all Obligations (as hereinafter defined) to such Beneficiaries. As used herein, “Obligations” means any costs, expenses or liabilities of the Issuer Trust, other than
obligations of the Issuer Trust to pay to holders of any Trust Securities the amounts due such holders pursuant to the terms of the Trust Securities. This Agreement is intended to be for the benefit of, and to be enforceable by, all such
Beneficiaries, whether or not such Beneficiaries have received notice hereof. 
 Section 1.2. Subordination of Guarantee. The
guarantee and other liabilities and obligations of the Sponsor under this Agreement shall constitute unsecured obligations of the Sponsor and shall rank subordinate and junior in right of payment to all Senior Indebtedness (as defined in the
Indenture) of the Sponsor to the extent and in the manner set forth in the Indenture with respect to the Debentures, and the provisions of Article XIII of the Indenture will apply, mutatis mutandis, to the obligations of the Sponsor hereunder. The
obligations of the Sponsor hereunder do not constitute Senior Indebtedness (as defined in the Indenture) of the Sponsor. 
 Section 1.3.
Term of Agreement. This Agreement shall terminate and be of no further force and effect upon the dissolution of the Issuer Trust, provided, however, that this Agreement shall continue to be effective or shall be reinstated, as the case may
be, if at any time any holder of Trust Preferred 

  

 D-1 

 
Securities or any Beneficiary must restore payment of any sums paid under the Trust Preferred Securities, under any Obligation, under the Guarantee Agreement
dated as of the date hereof by the Sponsor and Wilmington Trust Company as guarantee trustee, or under this Agreement for any reason whatsoever. This Agreement is continuing, irrevocable, unconditional and absolute. 
 Section 1.4. Waiver of Notice. The Sponsor hereby waives notice of acceptance of this Agreement and of any Obligation to which it applies or
may apply, and the Sponsor hereby waives presentment, demand for payment, protest, notice of nonpayment, notice of dishonor, notice of redemption and all other notices and demands. 
 Section 1.5. No Impairment. The obligations, covenants, agreements and duties of the Sponsor under this Agreement shall in no way be affected
or impaired by reason of the happening from time to time of any of the following: 
 (a) the extension of time for the payment by the Issuer
Trust of all or any portion of the Obligations or for the performance of any other obligation under, arising out of, or in connection with, the Obligations; 
 (b) any failure, omission, delay or lack of diligence on the part of the Beneficiaries to enforce, assert or exercise any right, privilege, power or remedy conferred on the Beneficiaries with respect to the
Obligations or any action on the part of the Issuer Trust granting indulgence or extension of any kind; or 
 (c) the voluntary or
involuntary liquidation, dissolution, sale of any collateral, receivership, insolvency, bankruptcy, assignment for the benefit of creditors, reorganization, arrangement, composition or readjustment of debt of, or other similar proceedings affecting,
the Issuer Trust or any of the assets of the Issuer Trust (other than the liquidation of the Issuer Trust in accordance with the terms thereof). 
 There
shall be no obligation of the Beneficiaries to give notice to, or obtain the consent of, the Sponsor with respect to the happening of any of the foregoing. 
 Section 1.6. Enforcement. A Beneficiary may enforce this Agreement directly against the Sponsor and the Sponsor waives any right or remedy to require that any action be brought against the Issuer Trust or
any other person or entity before proceeding against the Sponsor. 
 Section 1.7. Subrogation. The Sponsor shall be subrogated to
all rights (if any) of the Issuer Trust in respect of any amounts paid to the Beneficiaries by the Sponsor under this Agreement; provided, however, that the Sponsor shall not (except to the extent required by mandatory provisions of law) be entitled
to enforce or exercise any rights which it may acquire by way of subrogation or any indemnity, reimbursement or other agreement, in all cases as a result of payment under this Agreement, if, at the time of any such payment, any amounts are due and
unpaid under this Agreement. 
  

 D-2 

 ARTICLE II 
 Section 2.1. Assignment. This Agreement may not be assigned by either party hereto without the consent of the other, and any purported assignment without such consent shall be void. 
 Section 2.2. Binding Effect. All guarantees and agreements contained in this Agreement shall bind the successors, assigns, receivers,
trustees and representatives of the Sponsor and shall inure to the benefit of the Beneficiaries. 
 Section 2.3. Amendment. So
long as there remains any Beneficiary or any Trust Preferred Securities are outstanding, this Agreement shall not be modified or amended in any manner adverse to such Beneficiary or to the holders of the Trust Preferred Securities without the
consent of such Beneficiary or the holders of the Trust Preferred Securities, as the case may be. 
 Section 2.4. Notices. Any
notice, request or other communication required or permitted to be given hereunder shall be given in writing by delivering the same against receipt therefor by facsimile transmission (confirmed by mail), telex or by registered or certified mail,
addressed as follows (and if so given, shall be deemed given when mailed or upon receipt of an answer-back, if sent by telex): 
 If given to
the Sponsor: 
 Fifth Third Bancorp 
 38 Fountain Square Plaza 
 Cincinnati, Ohio 45263 
 Tel: (513) 534-5300 
 Fax: (513) 534-6757 
 Attention: Paul L. Reynolds, Executive Vice President, Secretary and General Counsel 
 If given to the Issuer Trust: 
 Fifth Third
Capital Trust VII 
 c/o Wilmington Trust Company 
 Rodney Square North 
 1100 N. Market Street 
 Wilmington, Delaware 19890 
 Tel:
(302) 636-6398 
 Fax: (302) 636-4145 
 Attention: Michael H. Wass, CCTS 
 Section 2.5. THIS AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED AND
INTERPRETED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK. 
  

 D-3 

 THIS AGREEMENT is executed as of the day and year first above written. 
  

			
	FIFTH THIRD BANCORP
		
	By:	 	  

	Name:	 	
	Title:	 	
	
	FIFTH THIRD CAPITAL TRUST VII
		
	By:	 	  

	Name:	 	
		 	Administrative Trustee

  

 D-4Guarantee Agreement dated as of May 6, 2008 for Fifth Third Capital Trust VII

 Exhibit 4.2 
 Execution Version 
  
  
  
 GUARANTEE AGREEMENT 
 by and between 
 FIFTH THIRD BANCORP

 as Guarantor 
 and

 WILMINGTON TRUST COMPANY 
 as
Guarantee Trustee 
 relating to 
 FIFTH THIRD CAPITAL TRUST VII 
  
  
 Dated as of May 6, 2008

  
  
  
  
  

 CROSS-REFERENCE TABLE* 
  

			
	 Section of
 Trust Indenture Act
 of 1939, as amended
	  	Section of
Guarantee Agreement
	310(a).	  	4.1(a)
	310(b).	  	4.1(c), 2.8
	310(c).	  	Inapplicable
	311(a).	  	2.2(b)
	311(b).	  	2.2(b)
	311(c).	  	Inapplicable
	312(a).	  	2.2(a)
	312(b).	  	2.2(b)
	313.     	  	2.3
	314(a).	  	2.4
	314(b).	  	Inapplicable
	314(c).	  	2.5
	314(d).	  	Inapplicable
	314(e).	  	1.1, 2.5, 3.2
	314(f).	  	2.1, 3.2
	315(a).	  	3.1(d)
	315(b).	  	2.7
	315(c).	  	3.1
	315(d).	  	3.1(d)
	316(a).	  	1.1, 2.6, 5.4
	316(b).	  	5.3
	316(c).	  	8.2
	317(a).	  	Inapplicable
	317(b).	  	Inapplicable
	318(a).	  	2.1
	318(b).	  	2.1
	318(c).	  	2.1

  

	*	This Cross-Reference Table does not constitute part of the Guarantee Agreement and shall not affect the interpretation of any of its terms or provisions. 

 

 -i- 

 TABLE OF CONTENTS 
  

					
	ARTICLE I
	
	DEFINITIONS
			
	Section 1.1.	  	Definitions.	  	1
	
	ARTICLE II
	
	TRUST INDENTURE ACT
			
	Section 2.1.	  	Trust Indenture Act; Application.	  	4
	Section 2.2.	  	List of Holders.	  	5
	Section 2.3.	  	Reports by the Guarantee Trustee.	  	5
	Section 2.4.	  	Periodic Reports to the Guarantee Trustee.	  	5
	Section 2.5.	  	Evidence of Compliance with Conditions Precedent.	  	5
	Section 2.6.	  	Events of Default; Waiver.	  	5
	Section 2.7.	  	Event of Default; Notice.	  	6
	Section 2.8.	  	Conflicting Interests.	  	6
	
	ARTICLE III
	
	POWERS, DUTIES AND RIGHTS OF THE GUARANTEE
TRUSTEE
			
	Section 3.1.	  	Powers and Duties of the Guarantee Trustee.	  	6
	Section 3.2.	  	Certain Rights of Guarantee Trustee.	  	7
	Section 3.3.	  	Compensation; Indemnity; Fees.	  	9
	
	ARTICLE IV
	
	GUARANTEE TRUSTEE
			
	Section 4.1.	  	Guarantee Trustee; Eligibility.	  	10
	Section 4.2.	  	Appointment, Removal and Resignation of the Guarantee Trustee.	  	10
	
	ARTICLE V
	
	GUARANTEE
			
	Section 5.1.	  	Guarantee.	  	11
	Section 5.2.	  	Waiver of Notice and Demand.	  	11
	Section 5.3.	  	Obligations Not Affected.	  	11
	Section 5.4.	  	Rights of Holders.	  	12
	Section 5.5.	  	Guarantee of Payment.	  	12
	Section 5.6.	  	Subrogation.	  	12

					
	Section 5.7.	  	Independent Obligations.	  	13
		
	ARTICLE VI	  	
	
	COVENANTS AND SUBORDINATION
			
	Section 6.1.	  	Subordination.	  	13
	Section 6.2.	  	Pari Passu Guarantees.	  	13
	
	ARTICLE VII
	
	TERMINATION
			
	Section 7.1.	  	Termination.	  	14
	
	ARTICLE VIII
	
	MISCELLANEOUS
			
	Section 8.1.	  	Successors and Assigns.	  	14
	Section 8.2.	  	Amendments.	  	14
	Section 8.3.	  	Notices.	  	14
	Section 8.4.	  	Benefit.	  	15
	Section 8.5.	  	Governing Law.	  	15
	Section 8.6.	  	Counterparts.	  	15

 GUARANTEE AGREEMENT, dated as of May 6, 2008
between FIFTH THIRD BANCORP, an Ohio corporation (the “Guarantor”), having its principal office at 38 Fountain Square Plaza, Cincinnati, Ohio 45263, and
WILMINGTON TRUST COMPANY, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Preferred Securities (as defined
herein) of FIFTH THIRD CAPITAL TRUST VII, a Delaware statutory trust (the “Issuer Trust”). 
 RECITALS OF THE GUARANTOR 
 WHEREAS, pursuant to an Amended and Restated Declaration of Trust, dated as of the date hereof (the “Amended Declaration”), among Fifth Third Bancorp, as Sponsor, Wilmington Trust Company, as Property
Trustee, Wilmington Trust Company, as Delaware Trustee, and the Administrative Trustees named therein, the Issuer Trust is issuing up to $400,000,000 aggregate Liquidation Amount (as defined in the Amended Declaration) of its 8.875% Trust Preferred
Securities (liquidation amount $25 per Preferred Security) (the “Preferred Securities”), representing preferred undivided beneficial interests in the assets of the Issuer Trust and having the terms set forth in the Amended
Declaration; and 
 WHEREAS, the Preferred Securities will be issued by the Issuer Trust and the proceeds thereof, together
with the proceeds from the issuance of the Issuer Trust’s Common Securities (as defined herein), will be used to purchase the Debentures (as defined in the Amended Declaration) of the Guarantor, which Debentures will be deposited with
Wilmington Trust Company, as Property Trustee under the Amended Declaration, as trust assets; and 
 WHEREAS, as an incentive
for the Holders to purchase Preferred Securities, the Guarantor desires irrevocably and unconditionally to agree, to the extent set forth herein, to pay to the Holders of the Preferred Securities the Guarantee Payments (as defined herein) and to
make certain other payments on the terms and conditions set forth herein. 
 NOW, THEREFORE, in consideration
of the purchase of Preferred Securities by each Holder, which purchase the Guarantor hereby acknowledges shall benefit the Guarantor, the Guarantor executes and delivers this Guarantee Agreement for the benefit of the Holders from time to time.

 ARTICLE I 
 DEFINITIONS 
 Section 1.1. Definitions. 
 For all purposes of this Guarantee Agreement, except as otherwise expressly provided or unless the context otherwise requires: 
 (a) The terms defined in this Article have the meanings assigned to them in this Article, and include the plural as well as the singular; 

 (b) All other terms used herein that are defined in the Trust Indenture Act (as defined herein), either
directly or by reference therein, have the meanings assigned to them therein; 
 (c) The words “include”, “includes” and
“including” shall be deemed to be followed by the phrase “without limitation”; 
 (d) All accounting terms not otherwise
defined herein have the meanings assigned to them in accordance with generally accepted accounting principles, and the term “generally accepted accounting principles” with respect to any computation required or permitted hereunder shall
mean such accounting principles that are generally accepted in the United States at the date or time of such computation; provided that when two or more principles are so generally accepted, it shall mean that set of principles consistent
with those in use by the Guarantor; 
 (e) Unless the context otherwise requires, any reference to an “Article” or a
“Section” refers to an Article or a Section, as the case may be, of this Guarantee Agreement; and 
 (f) The words
“hereby”, “herein”, “hereof” and “hereunder” and other words of similar import refer to this Guarantee Agreement as a whole and not to any particular Article, Section or other subdivision. 
 “Affiliate” of any specified Person means any other Person directly or indirectly controlling or controlled by or under direct or
indirect common control with such specified Person. For the purposes of this definition, “control”, when used with respect to any specified Person, means the power to direct the management and policies of such Person, directly or
indirectly, whether through the ownership of voting securities, by contract or otherwise; and the terms “controlling” and “controlled” have meanings correlative to the foregoing. 
 “Amended Declaration” means the Amended and Restated Declaration of Trust of the Issuer Trust referred to in the recitals to this
Guarantee Agreement, as modified, amended or supplemented from time to time. 
 “Authorized Officer” of any Person means any
officer of such Person or any person authorized by or pursuant to a resolution of the Board of Directors (or equivalent body) of such Person. 
 “Board of Directors” means the board of directors of the Guarantor or any committee of that board duly authorized to act hereunder. 
 “Common Securities” means the securities representing common undivided beneficial interests in the assets of the Issuer Trust. 
 “Distributions” has the meaning specified in the Amended Declaration. 
 “Event of Default” means (i) a default by the Guarantor in any of its payment obligations under this Guarantee Agreement or
(ii) a default by the Guarantor in any other obligation hereunder that remains unremedied for 30 days. 
 “Guarantee
Agreement” means this Guarantee Agreement, as modified, amended or supplemented from time to time. 
  

 -2- 

 “Guarantee Payments” means the following payments or distributions, without duplication,
with respect to the Preferred Securities, to the extent not paid or made by or on behalf of the Issuer Trust: (i) any accumulated and unpaid Distributions required to be paid on the Preferred Securities, to the extent the Issuer Trust shall
have funds on hand available therefor at such time; (ii) the Redemption Price (as defined in the Amended Declaration) with respect to any Preferred Securities called for redemption by the Issuer Trust, to the extent the Issuer Trust shall have
funds on hand available therefor at such time; and (iii) upon a voluntary or involuntary termination, winding-up or liquidation of the Issuer Trust, unless Debentures are distributed to the Holders, the lesser of (a) the Liquidation
Distribution (as defined in the Amended Declaration) with respect to the Preferred Securities, to the extent that the Issuer Trust shall have funds on hand available therefor at such time, and (b) the amount of assets of the Issuer Trust
remaining available for distribution to Holders on liquidation of the Issuer Trust. 
 “Guarantee Trustee” means Wilmington
Trust Company, solely in its capacity as Guarantee Trustee and not in its individual capacity, until a Successor Guarantee Trustee has been appointed and has accepted such appointment pursuant to the terms of this Guarantee Agreement, and thereafter
means each such Successor Guarantee Trustee. 
 “Guarantor” has the meaning specified in the first paragraph of this
Guarantee Agreement. 
 “Holder” means any Holder (as defined in the Amended Declaration) of any Preferred Securities;
provided, however, that in determining whether the holders of the requisite percentage of Preferred Securities have given any request, notice, consent or waiver hereunder, “Holder” shall not include the Guarantor, the
Guarantee Trustee, or any Affiliate of the Guarantor or the Guarantee Trustee. 
 “Indemnified Person” has the meaning
specified in Section 3.3(c). 
 “Indenture” means the Indenture, dated as of March 20, 1997, between Fifth Third
Bancorp and Wilmington Trust Company, as trustee, as amended and supplemented by the Fourth Supplemental Indenture thereto, dated as of May 6, 2008, as the same may be modified, amended or supplemented from time to time thereafter. 

“Issuer Trust” has the meaning specified in the first paragraph of this Guarantee Agreement. 
 “Liquidation Distribution” has the meaning specified in the Amended Declaration. 
 “List of Holders” has the meaning specified in Section 2.2(a). 
 “Majority in Liquidation Amount of the Preferred Securities” means, except as provided by the Trust Indenture Act, Preferred Securities
representing more than 50% of the aggregate Liquidation Amount (as defined in the Amended Declaration) of all Preferred Securities then Outstanding (as defined in the Amended Declaration). 
 “Officers’ Certificate” means, with respect to any Person, a certificate signed by any two Authorized Officers of such person. Any
Officers’ Certificate delivered with respect to compliance with a condition or covenant provided for in this Guarantee Agreement shall include: 
 (a) a statement by each officer signing the Officers’ Certificate that such officer has read the 

  

 -3- 

 
covenant or condition and the definitions relating thereto; 
 (b) a brief statement of the nature and scope of the examination or investigation undertaken by such officer in rendering the Officers’ Certificate; 
 (c) a statement that such officer has made such examination or investigation as, in such officer’s opinion, is necessary to enable such officer to
express an informed opinion as to whether or not such covenant or condition has been complied with; and 
 (d) a statement as to whether, in
the opinion of such officer, such condition or covenant has been complied with. 
 “Person” means a legal person, including
any individual, corporation, estate, partnership, joint venture, association, joint-stock company, company, limited liability company, trust, business trust, statutory trust, unincorporated association, or government or any agency or political
subdivision thereof, or any other entity of whatever nature. 
 “Preferred Securities” has the meaning specified in the
recitals to this Guarantee Agreement. 
 “Successor Guarantee Trustee” means a successor Guarantee Trustee possessing the
qualifications to act as Guarantee Trustee under Section 4.1. 
 “Trust Indenture Act” means the Trust Indenture Act of
1939 as in force at the date as of which this Guarantee Agreement was executed; provided, however, that in the event the Trust Indenture Act of 1939 is amended after such date, “Trust Indenture Act” means, to the extent
required by any such amendment, the Trust Indenture Act of 1939 as so amended. 
 ARTICLE II 
 TRUST INDENTURE ACT 
 Section 2.1. Trust Indenture Act; Application. 
 (a) This Guarantee Agreement is subject to the
provisions of the Trust Indenture Act that are required to be part of this Guarantee Agreement and shall, to the extent applicable, be governed by such provisions. 
 (b) If and to the extent that any provision of this Guarantee Agreement limits, qualifies or conflicts with the duties imposed by Sections 310 to 317, inclusive, of the Trust Indenture Act through operation of
Section 318(c) thereof, such imposed duties shall control. If any provision of this Guarantee Agreement modifies or excludes any provision of the Trust Indenture Act which may be so modified or excluded, the latter provision shall be deemed to
apply to this Guarantee Agreement as so modified or to be excluded, as the case may be. 
  

 -4- 

 Section 2.2. List of Holders. 
 (a) The Guarantor shall furnish or cause to be furnished to the Guarantee Trustee (a) semiannually, on or before December 15 of each year, a
list, in such form as the Guarantee Trustee may reasonably require, of the names and addresses of the Holders (a “List of Holders”) as of a date not more than 15 days prior to the delivery thereof, and (b) at such other times
as the Guarantee Trustee may request in writing, within 30 days after the receipt by the Guarantor of any such request, a List of Holders as of a date not more than 15 days prior to the time such list is furnished, in each case to the extent such
information is in the possession or control of the Guarantor and has not otherwise been received by the Guarantee Trustee in its capacity as such. Notwithstanding the preceding sentence, the Guarantor shall not be obligated to provide such List of
Holders at any time the List of Holders does not differ from the most recent List of Holders given to the Guarantee Trustee by the Guarantor. The Guarantee Trustee may destroy any List of Holders previously given to it on receipt of a new List of
Holders. 
 (b) The Guarantee Trustee shall comply with the requirements of Section 311(a), Section 311(b) and Section 312(b)
of the Trust Indenture Act. 
 Section 2.3. Reports by the Guarantee Trustee. 
 Within 60 days after December 15 of each year, commencing December 15, 2008, the Guarantee Trustee shall provide to the Holders such reports as
are required by Section 313 of the Trust Indenture Act, if any, in the form and in the manner provided by Section 313 of the Trust Indenture Act. The Guarantee Trustee shall also comply with the requirements of Section 313(d) of the
Trust Indenture Act. 
 Section 2.4. Periodic Reports to the Guarantee Trustee. 
 The Guarantor shall provide to the Guarantee Trustee, the Securities and Exchange Commission and the Holders such documents, reports and information, if
any, as required by Section 314 of the Trust Indenture Act and the compliance certificate required by Section 314 of the Trust Indenture Act, in the form, in the manner and at the times required by Section 314 of the Trust Indenture
Act. 
 Section 2.5. Evidence of Compliance with Conditions Precedent. 
 The Guarantor shall provide to the Guarantee Trustee such evidence of compliance with such conditions precedent, if any, provided for in this Guarantee
Agreement that relate to any of the matters set forth in Section 314(c) of the Trust Indenture Act. Any certificate or opinion required to be given by an officer of the Guarantor pursuant to Section 314(c)(1) may be given in the form of an
Officers’ Certificate. 
 Section 2.6. Events of Default; Waiver. 
 The Holders of at least a Majority in Liquidation Amount of the Preferred Securities may, by vote, on behalf of the Holders of all the Preferred
Securities, waive any past default or Event of Default and its consequences. Upon such waiver, any such default or Event of Default shall cease to exist, and any default or Event of Default arising therefrom shall be deemed to have been cured, for
every purpose of this Guarantee Agreement, but no such waiver shall extend to any subsequent or other default or Event of Default or impair any right consequent thereon. 
  

 -5- 

 Section 2.7. Event of Default; Notice. 
 (a) The Guarantee Trustee shall, within 90 days after the occurrence of an Event of Default, transmit by mail, first class postage prepaid, to the
Holders, notice of any such Event of Default known to the Guarantee Trustee, unless such Event of Default has been cured before the giving of such notice, provided that, except in the case of a default in the payment of a Guarantee Payment,
the Guarantee Trustee shall be protected in withholding such notice if and so long as the board of directors, the executive committee or a trust committee of directors of the Guarantee Trustee in good faith determines that the withholding of such
notice is in the interests of the Holders. 
 (b) The Guarantee Trustee shall not be deemed to have knowledge of any Event of Default unless
the Guarantee Trustee shall have received written notice, or an officer of the Guarantee Trustee charged with the administration of this Guarantee Agreement shall have obtained actual knowledge, of such Event of Default. 
 Section 2.8. Conflicting Interests. 
 The Amended Declaration and the Indenture shall be deemed to be specifically described in this Guarantee Agreement for the purposes of clause (i) of the first proviso contained in Section 310(b) of the Trust Indenture Act.

 ARTICLE III 
 POWERS, DUTIES AND RIGHTS OF THE GUARANTEE TRUSTEE 
 Section 3.1. Powers and Duties of the Guarantee Trustee. 
 (a) This Guarantee Agreement shall be held by the Guarantee Trustee for the benefit of the Holders, and the Guarantee Trustee shall not transfer this Guarantee Agreement to any Person except to a Successor Guarantee
Trustee on acceptance by such Successor Guarantee Trustee of its appointment to act as Guarantee Trustee hereunder. The right, title and interest of the Guarantee Trustee, as such, hereunder shall automatically vest in any Successor Guarantee
Trustee, upon acceptance by such Successor Guarantee Trustee of its appointment hereunder, and such vesting of title shall be effective whether or not conveyancing documents have been executed and delivered pursuant to the appointment of such
Successor Guarantee Trustee. 
 (b) If an Event of Default has occurred and is continuing of which the Guarantee Trustee is deemed to have
knowledge pursuant to Section 2.7(b), the Guarantee Trustee shall enforce this Guarantee Agreement for the benefit of the Holders. 
 (c) The Guarantee Trustee, before the occurrence of any Event of Default, and after the curing of all Events of Default that may have occurred, shall undertake to perform only such duties as are specifically set forth in this Guarantee
Agreement, and no implied covenants shall be read into this Guarantee Agreement against the Guarantee Trustee. The Guarantee Trustee shall, during the existence of any Event of Default of which the Guarantee Trustee is deemed to have knowledge
pursuant to Section 2.7(b) and which has not been cured or waived pursuant to Section 2.6, exercise such of the rights and powers vested in 

  

 -6- 

 
it by this Guarantee Agreement, and use the same degree of care and skill in its exercise thereof, as a prudent person would exercise or use under the
circumstances in the conduct of his or her own affairs. 
 (d) No provision of this Guarantee Agreement shall be construed to relieve the
Guarantee Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct, except that: 
 (i) Prior to the occurrence of any Event of Default and after the curing or waiving of all such Events of Default that may have occurred: 
 (A) the duties and obligations of the Guarantee Trustee shall be determined solely by the express provisions of this Guarantee Agreement
(including pursuant to Section 2.1), and the Guarantee Trustee shall not be liable except for the performance of such duties and obligations as are specifically set forth in this Guarantee Agreement; and 
 (B) in the absence of bad faith on the part of the Guarantee Trustee, the Guarantee Trustee may conclusively rely, as to the truth of the
statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Guarantee Trustee and conforming to the requirements of this Guarantee Agreement; but in the case of any such certificates or
opinions that by any provision hereof or of the Trust Indenture Act are specifically required to be furnished to the Guarantee Trustee, the Guarantee Trustee shall be under a duty to examine the same to determine whether or not they conform to the
requirements of this Guarantee Agreement. 
 (ii) The Guarantee Trustee shall not be liable for any error of judgment made in
good faith by an officer of the Guarantee Trustee, unless it shall be proved that the Guarantee Trustee was negligent in ascertaining the pertinent facts upon which such judgment was made. 
 (iii) The Guarantee Trustee shall not be liable with respect to any action taken or omitted to be taken by it in good faith in accordance
with the direction of the Holders of not less than a Majority in Liquidation Amount of the Preferred Securities relating to the time, method and place of conducting any proceeding for any remedy available to the Guarantee Trustee, or exercising any
trust or power conferred upon the Guarantee Trustee under this Guarantee Agreement. 
 (iv) No provision of this Guarantee
Agreement shall require the Guarantee Trustee to expend or risk its own funds or otherwise incur personal financial liability in the performance of any of its duties or in the exercise of any of its rights or powers, if the Guarantee Trustee shall
have reasonable grounds for believing that the repayment of such funds or liability is not reasonably assured to it under the terms of this Guarantee Agreement or adequate indemnity against such risk or liability is not reasonably assured to it.

 Section 3.2. Certain Rights of Guarantee Trustee. 
 (a) Subject to the provisions of Section 3.1: 
 (i) The Guarantee Trustee may rely and shall be fully protected in acting or refraining from acting upon any resolution, certificate, statement, instrument, opinion, report, notice, request, 

  

 -7- 

 
direction, consent, order, bond, debenture, note, other evidence of indebtedness or other paper or document reasonably believed by it to be genuine and to
have been signed, sent or presented by the proper party or parties. 
 (ii) Any direction or act of the Guarantor contemplated
by this Guarantee Agreement shall be sufficiently evidenced by an Officers’ Certificate unless otherwise prescribed herein. 
 (iii) Whenever, in the administration of this Guarantee Agreement, the Guarantee Trustee shall deem it desirable that a matter be proved or established before taking, suffering or omitting to take any action hereunder, the Guarantee Trustee
(unless other evidence is herein specifically prescribed) may, in the absence of bad faith on its part, request and rely upon an Officers’ Certificate which, upon receipt of such request from the Guarantee Trustee, shall be promptly delivered
by the Guarantor. 
 (iv) The Guarantee Trustee may consult with legal counsel, and the written advice or opinion of such
legal counsel with respect to legal matters shall be full and complete authorization and protection in respect of any action taken, suffered or omitted to be taken by it hereunder in good faith and in accordance with such advice or opinion. Such
legal counsel may be legal counsel to the Guarantor or any of its Affiliates and may be one of its employees. The Guarantee Trustee shall have the right at any time to seek instructions concerning the administration of this Guarantee Agreement from
any court of competent jurisdiction. 
 (v) The Guarantee Trustee shall be under no obligation to exercise any of the rights
or powers vested in it by this Guarantee Agreement at the request or direction of any Holder unless such Holder shall have provided to the Guarantee Trustee such adequate security and indemnity satisfactory to it against the costs, expenses
(including attorneys’ fees and expenses) and liabilities that might be incurred by it in complying with such request or direction, including such reasonable advances as may be requested by the Guarantee Trustee; provided that nothing
contained in this Section 3.2(a)(v) shall be taken to relieve the Guarantee Trustee, upon the occurrence of an Event of Default, of its obligation to otherwise exercise the rights and powers vested in it by this Guarantee Agreement. 

(vi) The Guarantee Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution,
certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, debenture, note, other evidence of indebtedness or other paper or document, but the Guarantee Trustee, in its discretion, may make such further
inquiry or investigation into such facts or matters as it may see fit at the expense of the Guarantor and shall incur no liability of any kind by reason of such inquiry or investigation. 
 (vii) The Guarantee Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or by or
through its agents or attorneys, and the Guarantee Trustee shall not be responsible for any misconduct or negligence on the part of any such agent or attorney appointed by it with due care hereunder. 
 (viii) Whenever in the administration of this Guarantee Agreement the Guarantee Trustee shall deem it desirable to receive instructions
with respect to enforcing any remedy or right or taking any other action hereunder, the Guarantee Trustee (A) may request instructions from the 

  

 -8- 

 
Holders, (B) may refrain from enforcing such remedy or right or taking such other action until such instructions are received, and (C) shall be
protected in acting in accordance with such instructions. 
 (b) No provision of this Guarantee Agreement shall be deemed to impose any duty
or obligation on the Guarantee Trustee to perform any act or acts or exercise any right, power, duty or obligation conferred or imposed on it in any jurisdiction in which it shall be illegal, or in which the Guarantee Trustee shall be unqualified or
incompetent in accordance with applicable law, to perform any such act or acts or to exercise any such right, power, duty or obligation. No permissive power or authority available to the Guarantee Trustee shall be construed to be a duty to act in
accordance with such power and authority. 
 Section 3.3. Compensation; Indemnity; Fees. 
 The Guarantor agrees: 
 (a) to pay to the
Guarantee Trustee from time to time such reasonable compensation for all services rendered by it hereunder as may be agreed by the Guarantor and the Guarantee Trustee from time to time (which compensation shall not be limited by any provision of law
in regard to the compensation of a trustee of an express trust); 
 (b) except as otherwise expressly provided herein, to reimburse the
Guarantee Trustee upon request for all reasonable expenses, disbursements and advances incurred or made by the Guarantee Trustee in accordance with any provision of this Guarantee Agreement (including the reasonable compensation and the expenses and
disbursements of its agents and counsel), except any such expense, disbursement or advance as may be attributable to its negligence or willful misconduct; and 
 (c) to indemnify the Guarantee Trustee, any Affiliate of the Guarantee Trustee and any officer, director, shareholder, employee, representative or agent of the Guarantee Trustee (each, an “Indemnified
Person”) for, and to hold each Indemnified Person harmless against, any loss, liability, claim, action, suit, cost, damage or expense of any kind or nature whatsoever incurred without negligence, willful misconduct or bad faith on the part
of the Indemnified Person, arising out of or in connection with the acceptance or administration of this Guarantee Agreement, including the costs and expenses of defending itself against any claim or liability in connection with the exercise or
performance of any of its powers or duties hereunder. 
 The Guarantee Trustee will not claim or exact any lien or charge on any Guarantee
Payments as a result of any amount due to it under this Guarantee Agreement. 
 The provisions of this Section 3.3 shall survive the
termination of this Guarantee Agreement or the resignation or removal of the Guarantee Trustee. 
 ARTICLE IV 
 GUARANTEE TRUSTEE 
  

 -9- 

 Section 4.1. Guarantee Trustee; Eligibility. 
 (a) There shall at all times be a Guarantee Trustee that shall: 
 (i) not be an Affiliate of the Guarantor; and 
 (ii) be a Person that is eligible pursuant to the Trust Indenture Act to act as such and has a combined capital and surplus of at least
$50,000,000, and shall be a corporation meeting the requirements of Section 310(a) of the Trust Indenture Act. If such corporation publishes reports of condition at least annually, pursuant to law or to the requirements of its supervising or
examining authority, then, for the purposes of this Section 4.1 and to the extent permitted by the Trust Indenture Act, the combined capital and surplus of such corporation shall be deemed to be its combined capital and surplus as set forth in
its most recent report of condition so published. 
 (b) If at any time the Guarantee Trustee shall cease to be eligible to so act under
Section 4.1(a), the Guarantee Trustee shall immediately resign in the manner and with the effect set out in Section 4.2. 
 (c) If
the Guarantee Trustee has or shall acquire any “conflicting interest” within the meaning of Section 310(b) of the Trust Indenture Act, the Guarantee Trustee and Guarantor shall in all respects comply with the provisions of
Section 310(b) of the Trust Indenture Act. 
 Section 4.2. Appointment, Removal and Resignation of the Guarantee Trustee.

 (a) Subject to Section 4.2(c), the Guarantee Trustee may be appointed or removed at any time by the action of the Holders of a
Majority in Liquidation Amount of the Trust Preferred Securities delivered to the Guarantee Trustee and the Guarantor (i) for cause or (ii) if a Debenture Event of Default (as defined in the Amended Declaration) shall have occurred and be
continuing at any time. 
 (b) Subject to Section 4.2(c), the Guarantee Trustee may resign from office (without need for prior or
subsequent accounting) by giving written notice thereof to the Holders and the Guarantor and by appointing a successor Guarantee Trustee. The Guarantee Trustee shall appoint a successor by requesting from at least three Persons meeting the
requirements of Section 4.1(a) their expenses and charges to serve as the Guarantee Trustee, and selecting the Person who agrees to the lowest expenses and charges. 
 (c) The Guarantee Trustee appointed hereunder shall hold office until a Successor Guarantee Trustee shall have been appointed and shall have accepted such appointment. No removal or resignation of a Guarantee Trustee
shall be effective until a Successor Guarantee Trustee has been appointed and has accepted such appointment by written instrument executed by such Successor Guarantee Trustee and delivered to the Guarantor and, in the case of any resignation, the
resigning Guarantee Trustee. 
 (d) If no Successor Guarantee Trustee shall have been appointed and accepted appointment as provided in this
Section 4.2 within 60 days after delivery to the Holders and the Guarantor of a notice of resignation, the resigning Guarantee Trustee may petition, at the expense of the Guarantor, any court of competent jurisdiction for appointment of a
Successor Guarantee Trustee. Such court may thereupon, after prescribing such notice, if any, as it may deem proper, appoint a Successor Guarantee Trustee. 
 (e) If a resigning Guarantee Trustee shall fail to appoint a successor, or if a Guarantee Trustee shall 

  

 -10- 

 
be removed or become incapable of acting as Guarantee Trustee and a replacement shall not be appointed prior to such resignation or removal, or if a vacancy
shall occur in the office of Guarantee Trustee for any cause, the Holders of the Preferred Securities, by the action of the Holders of record of not less than 25% in aggregate Liquidation Amount (as defined in the Amended Declaration) of the
Preferred Securities then Outstanding (as defined in the Amended Declaration) delivered to such Guarantee Trustee, may appoint a Successor Guarantee Trustee or Trustees. If no successor Guarantee Trustee shall have been so appointed by the Holders
of the Preferred Securities and accepted appointment, any Holder, on behalf of such Holder and all others similarly situated, or any other Guarantee Trustee, may petition any court of competent jurisdiction for the appointment of a successor
Guarantee Trustee. 
 ARTICLE V 
 GUARANTEE 
 Section 5.1. Guarantee. 
 The Guarantor irrevocably and unconditionally agrees to pay in full to the Holders the Guarantee Payments (subject to the limitations contained in the
definition of that term) (without duplication of amounts theretofore paid by or on behalf of the Issuer Trust), as and when due, regardless of any defense, right of set-off or counterclaim that the Issuer Trust may have or assert, except the defense
of payment. The Guarantor’s obligation to make a Guarantee Payment may be satisfied by direct payment of the required amounts by the Guarantor to the Holders or by causing the Issuer Trust to pay such amounts to the Holders. 
 Section 5.2. Waiver of Notice and Demand. 
 The Guarantor hereby waives notice of acceptance of this Guarantee Agreement and of any liability to which it applies or may apply, presentment, demand for payment, any right to require a proceeding first against the
Guarantee Trustee, the Issuer Trust or any other Person before proceeding against the Guarantor, protest, notice of nonpayment, notice of dishonor, notice of redemption and all other notices and demands. 
 Section 5.3. Obligations Not Affected. 
 The obligations, covenants, agreements and duties of the Guarantor under this Guarantee Agreement shall in no way be affected or impaired by reason of the happening from time to time of any of the following: 
 (a) the release or waiver, by operation of law or otherwise, of the performance or observance by the Issuer Trust of any express or
implied agreement, covenant, term or condition relating to the Preferred Securities to be performed or observed by the Issuer Trust; 
 (b) the extension of time for the payment by the Issuer Trust of all or any portion of the Distributions (other than an extension of time for payment of Distributions that results from the extension of any interest payment period on the
Debentures as provided in the Indenture), Redemption Price, Liquidation Distribution or any other sums payable under the terms of the Preferred Securities or the extension of time for the performance of any other obligation under, 

  

 -11- 

 
arising out of, or in connection with, the Preferred Securities; 
 (c) any failure, omission, delay or lack of diligence on the part of the Holders to enforce, assert or exercise any right, privilege,
power or remedy conferred on the Holders pursuant to the terms of the Preferred Securities, or any action on the part of the Issuer Trust granting indulgence or extension of any kind; 
 (d) the voluntary or involuntary liquidation, dissolution, receivership, insolvency, bankruptcy, assignment for the benefit of creditors,
reorganization, arrangement, composition or readjustment of debt of, or other similar proceedings affecting, the Issuer Trust or any of the assets of the Issuer Trust; 
 (e) any invalidity of, or defect or deficiency in, the Preferred Securities; 
 (f) the settlement or compromise of any obligation guaranteed hereby or hereby incurred; or 
 (g) any other circumstance whatsoever that might otherwise constitute a legal or equitable discharge or defense of a guarantor (other than
payment of the underlying obligation), it being the intent of this Section 5.3 that the obligations of the Guarantor hereunder shall be absolute and unconditional under any and all circumstances. 
 There shall be no obligation of the Holders to give notice to, or obtain the consent of, the Guarantor with respect to the happening of any of the foregoing. 

Section 5.4. Rights of Holders. 
 The Guarantor expressly acknowledges that: (i) this Guarantee Agreement will be deposited with the Guarantee Trustee to be held for the benefit of the Holders; (ii) the Guarantee Trustee has the right to enforce this Guarantee
Agreement on behalf of the Holders; (iii) the Holders of a Majority in Liquidation Amount of the Preferred Securities have the right to direct the time, method and place of conducting any proceeding for any remedy available to the Guarantee
Trustee in respect of this Guarantee Agreement or exercising any trust or power conferred upon the Guarantee Trustee under this Guarantee Agreement; and (iv) any Holder may institute a legal proceeding directly against the Guarantor to enforce
its rights under this Guarantee Agreement without first instituting a legal proceeding against the Guarantee Trustee, the Issuer Trust or any other Person. 
 Section 5.5. Guarantee of Payment. 
 This Guarantee Agreement creates a guarantee of payment and
not of collection. This Guarantee Agreement will not be discharged except by payment of the Guarantee Payments in full (without duplication of amounts theretofore paid by the Issuer Trust) or upon the distribution of Debentures to Holders as
provided in the Amended Declaration. 
 Section 5.6. Subrogation. 
 The Guarantor shall be subrogated to all rights (if any) of the Holders against the Issuer Trust in 

  

 -12- 

 
respect of any amounts paid to the Holders by the Guarantor under this Guarantee Agreement; provided, however, that the Guarantor shall not (except to
the extent required by mandatory provisions of law) be entitled to enforce or exercise any rights which it may acquire by way of subrogation or any indemnity, reimbursement or other agreement, in all cases as a result of payment under this Guarantee
Agreement, if, at the time of any such payment, any amounts are due and unpaid under this Guarantee Agreement. If any amount shall be paid to the Guarantor in violation of the preceding sentence, the Guarantor agrees to hold such amount in trust for
the Holders and to pay over such amount to the Holders. 
 Section 5.7. Independent Obligations. 
 The Guarantor acknowledges that its obligations hereunder are independent of the obligations of the Issuer Trust with respect to the Preferred Securities
and that the Guarantor shall be liable as principal and as debtor hereunder to make Guarantee Payments pursuant to the terms of this Guarantee Agreement notwithstanding the occurrence of any event referred to in subsections (a) through (g),
inclusive, of Section 5.3. 
 ARTICLE VI 
 COVENANTS AND SUBORDINATION 
 Section 6.1.
Subordination. 
 The obligations of the Guarantor under this Guarantee Agreement will constitute unsecured obligations of the
Guarantor and will rank subordinate and junior in right of payment and upon liquidation to all Senior Debt (as defined in the Indenture) of the Guarantor to the extent and in the manner set forth in the Indenture with respect to the Debentures, and
the provisions of Article XIII of the Indenture will apply, mutatis mutandis, to the obligations of the Guarantor hereunder. The obligations of the Guarantor hereunder do not constitute Senior Debt of the Guarantor. 
 Section 6.2. Pari Passu Guarantees. 
 The obligations of the Guarantor under this Guarantee Agreement shall rank pari passu with the obligations of the Guarantor under (i) any similar guarantee agreements issued by the Guarantor on behalf of the holders of preferred
or capital securities issued by any statutory trust the assets of which consist of debt securities that are pari passu to the Debentures and the proceeds thereof, (ii) the Indenture and the Debt Securities (as defined therein) issued
thereunder; (iii) any expense agreements entered into by the Guarantor in connection with the offering of preferred or capital securities by any statutory trust the assets of which consists of debt securities that are pari passu to the
Debentures and the proceeds thereof, and (iv) any other security, guarantee or other agreement or obligation that is expressly stated to rank pari passu with the obligations of the Guarantor under this Guarantee Agreement or with any
obligation that ranks pari passu with the obligations of the Guarantor under this Guarantee Agreement. 
  

 -13- 

 ARTICLE VII 
 TERMINATION 
 Section 7.1. Termination. 
 This Guarantee Agreement shall terminate and be of no further force and effect upon (i) full payment of the Redemption Price (as defined in the
Amended Declaration) of all Preferred Securities, (ii) the distribution of Debentures to the Holders in exchange for all of the Preferred Securities or (iii) full payment of the amounts payable in accordance with Article IX of the Amended
Declaration upon liquidation of the Issuer Trust. Notwithstanding the foregoing, this Guarantee Agreement will continue to be effective or will be reinstated, as the case may be, if at any time any Holder is required to repay any sums paid with
respect to Preferred Securities or this Guarantee Agreement. 
 ARTICLE VIII 
 MISCELLANEOUS 
 Section 8.1. Successors and Assigns.

 All guarantees and agreements contained in this Guarantee Agreement shall bind the successors, assigns, receivers, trustees and
representatives of the Guarantor and shall inure to the benefit of the Holders of the Preferred Securities then outstanding. Except in connection with a consolidation, merger or sale involving the Guarantor that is permitted under Article VIII of
the Indenture and pursuant to which the successor or assignee agrees in writing to perform the Guarantor’s obligations hereunder, the Guarantor shall not assign its obligations hereunder, and any purported assignment other than in accordance
with this provision shall be void. 
 Section 8.2. Amendments. 
 Except with respect to any changes that do not adversely affect the rights of the Holders in any material respect (in which case no consent of the Holders
will be required), this Guarantee Agreement may only be amended with the prior approval of the Holders of not less than a Majority in Liquidation Amount of the Preferred Securities. The provisions of Article VI of the Amended Declaration concerning
meetings of the Holders shall apply to the giving of such approval. 
 Section 8.3. Notices. 
 Any notice, request or other communication required or permitted to be given hereunder shall be in writing, duly signed by the party giving such notice,
and delivered, telecopied or mailed by first class mail as follows: 
 (a) if given to the Guarantor, to the address or facsimile number set
forth below or such other address or facsimile number as the Guarantor may give notice to the Guarantee Trustee and the Holders: 
  

 -14- 

 Fifth Third Bancorp 
 38 Fountain Square Plaza 
 Cincinnati, Ohio 45263 
 Tel: (513) 534-5300 
 Fax:
(513) 534-6757 
 Attention: Paul L. Reynolds, Executive Vice President, Secretary and General Counsel 
 (b) if given to the Guarantee Trustee, at the address or facsimile number set forth below or such other address or facsimile number as the Guarantee
Trustee may give notice to the Guarantor and the Holders: 
 Wilmington Trust Company 
 Rodney Square North 
 1100 N. Market Street

 Wilmington, Delaware 19890 
 Tel: (302) 636-6398 
 Fax: (302) 636-4145 
 Attention: Michael H. Wass, CCTS 
 (c) if given to any Holder, at the address set forth on the books and
records of the Issuer Trust. 
 All notices hereunder shall be deemed to have been given when received in person, telecopied with receipt
confirmed, or mailed by first class mail, postage prepaid, except that if a notice or other document is refused delivery or cannot be delivered because of a changed address of which no notice was given, such notice or other document shall be deemed
to have been delivered on the date of such refusal or inability to deliver. 
 Section 8.4. Benefit. 
 This Guarantee Agreement is solely for the benefit of the Holders and is not separately transferable from the Preferred Securities. 
 Section 8.5. Governing Law. 
 THIS GUARANTEE AGREEMENT SHALL BE GOVERNED BY AND CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK. 
 Section 8.6. Counterparts. 
 This
instrument may be executed in any number of counterparts, each of which so executed shall be deemed to be an original, but all such counterparts shall together constitute but one and the same instrument. 
  

 -15- 

 IN WITNESS WHEREOF, the parties hereto
have executed this Guarantee Agreement as of the day and year first above written. 
  

			
	FIFTH THIRD BANCORP
		
	By:	 	 /s/ MAHESH SANKARAN

	Name:	 	Mahesh Sankaran
	Title:	 	Treasurer
	
	WILMINGTON TRUST COMPANY,
	as Guarantee Trustee
		
	By:	 	 /s/ MICHAEL H. WASS

	Name:	 	Michael H. Wass
	Title:	 	Financial Services Officer

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00141-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00141-of-00352.parquet"}]]