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end

</PDF>DiaSys Corporation - Exhibit 10.6

 Exhibit 10.6 

LOAN AND SECURITY AGREEMENT

This Agreement dated as of August 12, 2004 by and between DIASYS CORPORATION,
a Delaware corporation with a principal place of business at 81 West Main Street,
Waterbury, Connecticut 06702 (the "Borrower"), and MORRIS SILVERMAN, an
individual with a place of business at 790 Estate Drive, Suite 100, Deerfield,
Illinois 60015 (the "Lender"). 

RECITALS

              
The Lender is the Chairman of the Board of Directors of the Company and the Guarantors
are officers and directors of the Company. 

              
The Company has entered into a Settlement and General Release Agreement with Todd
M. DeMatteo pursuant to which the Company is obliged to make certain payments
on or before August 16, 2004 and certain additional payments on or before September
16, 2004 (the "Settlement Payments"). The Company will suffer severe adverse effects
if it does not make the Settlement Payments at the times required. 

              
The Company does not have funds to make such Settlement Payments and is in urgent
need of additional working capital. 

              
The Company has used its best efforts to borrow necessary funds from a commercial
lending institution but has been unable to do so because it lacks the cash flow
and tangible assets necessary to support such borrowing. 

              
As an accommodation to the Company and to enable it to avoid default under the
terms of the DeMatteo settlement, the Lender is willing to make a personal loan
to the Company in the amount of $475,000 (the "Loan"), but only on the terms and
conditions set forth herein and in the Loan and Security Agreement between the
Lender and the Company being executed and delivered concurrently herewith (the
"Loan Agreement"). 

AGREEMENT 

  

  ARTICLE I 

  

  DEFINITIONS

Section1.1-Certain Definitions As used herein, in the Notes (as herein
defined) or in any certificate, document or report delivered pursuant to this
Agreement or any other Financing Agreement (as herein defined), the following
terms shall have the following meanings: 

              
"Agreement" means this Loan and Security Agreement as the same may from time to
time be amended, supplemented or otherwise modified. 

 

              
"Lender" means Morris Silverman. 

              
"Loan" means, collectively, the loans provided in Section 2.1 hereof. 

              
"Business Day" means any day other than a day on which commercial Banks in Waterbury,
Connecticut are required or permitted by law to close. 

              
"Collateral" means the property of the Borrower described in Section 3.1 hereof.

              
"Financing Agreement" or "Financing Agreements" means this Agreement, the Notes
and any and all other instruments, agreements and documents executed in connection
herewith or therewith or related hereto or thereto, together with any amendments,
supplements or modifications hereto or thereto. 

              
"Individual Guarantors" shall mean Gregory Witchel, Robert M. Wigoda,
Howard M. Bloom, Sherwin Gilbert, Kenneth Grossman and Jeffrey B. Aaronson. 

              
"Notes" shall mean the initial promissory note in the principal amount of $475,000
and any subsequent promissory notes as may be executed and delivered pursuant
to this Agreement. 

              
"Obligation(s)" means and includes all loans, advances, interest, indebtedness,
liabilities, obligations, guaranties, covenants and duties at any time owing by
the Borrower to the Lender of every kind and description, whether or not evidenced
by any note or other instrument, whether or not for the payment of money, whether
direct or indirect, absolute or contingent, due or to become due, now existing
or hereafter arising, including, but not limited to, the Loan and all other indebtedness,
liabilities and obligations arising under this Agreement and the other Financing
Agreements, and all costs, expenses, fees, charges and attorneys' paralegal' and
professional fees incurred in connection with any of the foregoing, or in any
way connected with, involving or relating to the preservation, enforcement, protection
or defense of, or realization under this Agreement, the Notes, any of the other
Financing Agreements, any related agreement, document or instrument, the Collateral
and the rights and remedies hereunder or thereunder. 

              
"Permitted Liens" shall mean and include: (i) liens for taxes not yet due and
payable, or which are being contested in good faith by appropriate proceedings
so long as the Borrower, to the extent required by GAAP applied on a consistent
basis, maintains adequate reserves with respect thereto, (ii) carriers, workmen,
mechanics, materialmen, repairmen, or other like liens arising in the ordinary
course of business, for indebtedness which is not overdue, or which is being contested
in good faith, and by appropriate proceedings; and (iii) liens in favor of Todd
DeMatteo existing on the date hereof. 

2

 ARTICLE II

  

  LOAN

              
Section 2.1-Loan. Subject to the terms and conditions contained in this
Agreement, the Lender agrees to make a term loan or loans (collectively, the "Loan")
to the Borrower in the amount of up to Six Hundred Thousand Dollars ($600,000).
The Loan shall be evidenced by and repayable in accordance with the terms of one
or more promissory notes payable to the order of the Lender (the "Notes). Concurrently
herewith, the Lender is advancing the sum of Four Hundred Seventy-Five Thousand
Dollars ($475,000). Additional advances ma be made in the discretion of the Lender.

              
Section 2.2-Use of Proceeds. The Borrower represents that the proceeds
of the Loan shall be used to pay amounts owing to Todd DeMatteo pursuant to the
Settlement and General Release Agreement dated as of July 16, 2004 between the
Company and Todd DeMatteo and for working capital. 

              
Section 2.3-Expenses. The Borrower shall pay all out-of-pocket costs incurred
by the Lender, including reasonable counsel fees and expenses, in connection with
the making of the Loan. 

ARTICLE III 

  

  COLLATERAL

              
Section 3.1-Grant. To secure the prompt payment and performance of each
and all of the Obligations, the Borrower pledges, assigns, transfers and grants
to the Lender a continuing, first lien and security interest in all assets of
the Borrower of any and every nature, wherever located, including without limitation,
the assets specifically identified below (herein called the "Collateral"), subject
only to Permitted Liens.

              
(a)              
All accounts and accounts receivable related to or arising from the sale or lease
of inventory or rendition of services by the Borrower in the ordinary course of
its business (collectively, the "Accounts") or however otherwise arising and all
other accounts, bank accounts, contracts, contract rights, notes, documents, chattel
paper, instruments, acceptances, drafts or other forms of obligations and receivables
(collectively, with Accounts, the "Receivables") , whether or not the same are
listed on any schedules, assignments or reports furnished to from time to time,
and whether such Receivables are now existing or are created at any time hereafter,
together with all goods, inventory and merchandise returned by or reclaimed by
or repossessed from customers wherever such goods, inventory and merchandise are
located, and all proceeds thereto including without limitation, proceeds of insurance
thereon and all guaranties, securities, and liens which the Borrower may hold
for the payment of any such Receivables, including without limitation, all rights
of stoppage in transit, replevin and reclamation and all other rights 

3

 and remedies of an unpaid vendor or lien or, and any liens held
by the Borrower as a mechanic, contractor, subcontractor, processor, materialman,
machinist, manufacturer, artisan, or otherwise; 

              
(b)               
All documents, instruments, documents of title, general intangibles, policies
and certificates of insurance, guaranties, securities, chattel paper, deposits,
tax returns, proceeds of insurance, proceeds of an eminent domain or condemnation
award, cash, liens or other property, which are now or may hereinafter be in the
possession of the Borrower or as to which the Borrower may now or hereafter control
possession by documents of title or otherwise, including, but not limited to,
all property allocable to unshipped orders relating to Receivables and Inventory
(as herein defined); 

              
(c)              
All books, records, customer lists, supplier lists, ledgers, evidences of shipping,
invoices, purchase orders, sales orders and all other evidences of the Borrower's
business records, including all cabinets, drawers, etc. that may hold the same;
computer records, lists, software, programs, wherever located, all whether now
existing or hereafter arising or acquired; 

              
(d)              
All of the Borrower's inventory, whether now owned or hereafter acquired, including
without limitation (collectively herein called the "Inventory") : (i) all goods
manufactured or acquired for sale or lease, and any piece goods, raw materials,
work in process and finished merchandise, findings or component materials, and
all supplies, goods, incidentals, office supplies, packaging materials, and any
and all items including machinery and equipment used or consumed in the operation
of the business of the Borrower or which contribute to the finished product or
to the sale, promotion and shipment thereof, in which the Borrower now or at any
time hereafter may have an interest, whether or not such inventory is listed in
this agreement on any reports furnished to the Lender from time to time; (ii)
all inventory whether or not the same is in transit or in the constructive, actual
or exclusive occupancy or possession of the Borrower or is held by the Borrower
or by others for the Accounts, including without limitation, all goods covered
by purchase orders and contracts with suppliers and all goods billed and held
by suppliers; (iii) all inventory which may be located on premises of the Borrower
or of any carrier, forwarding agents, truckers, warehousemen, vendors, selling
agents or third parties; (iv) all general intangibles relating to or arising out
of inventory; (v) all proceeds and products of the foregoing resulting from the
sale, lease or other disposition of inventory, including cash, accounts receivable,
other non-cash proceeds and trade-ins; and (vi) with respect to after-acquired
inventory, the security interest shall be deemed to be a purchase money security
interest; 

              
(e)              
All general intangibles, including without limitation, tax refunds, proceeds of
insurance, eminent domain awards, condemnation proceeds, and patents, copyrights,
trade names, trademarks, applications therefor, and licenses to any patent, copyright,
trademark, or trade name that the Borrower now owns, has the right to use or may
hereafter own or acquire the right to use; 

              
(f)              
All equipment, machinery, appliances, and furniture and fixtures, now existing
or hereafter arising, wherever located, and all contracts, contract rights and
chattel paper arising out of any lease of any of the foregoing;

4

               
(g)              
All Patents and Patent rights and other intellectual property of any and every
nature.

              
(h)              
All other personal property collateral in which the Borrower may hereafter grant
to the Lender a security interest; and

              
(i)              
All renewals, substitutions, replacements, additions, accessions, proceeds, and
products of any and all of the foregoing. 

ARTICLE IV 

  

  CONDITIONS TO LENDING

              
Section 4.1- Conditions. It shall be a condition to the making of the Loan
hereunder that the Lender shall have received the following: 

              
(a)              
Personal Guaranty Agreements. The Lender shall have received a Personal
Guaranty from each of the Individual Guarantors in form and substance satisfactory
to the Lender. 

              
(b)              
Indemnification and Mutual Contribution Agreement. The Borrower and each
of the Individual Guarantors shall have executed and delivered the Indemnification
and Mutual Contribution Agreement in form and substance satisfactory to the Lender.

              
(c)               
Further Documents. The Lender shall have received such further documents,
instruments and agreements as the Lender may request, including without limitation,
evidence that the insurance policies and certificates evidencing adequate insurance
and coverage on the Borrower's assets are currently in full force and effect,
continue to name the Lender as loss payee, mortgagee or additional insured, as
the case may be, and that the premiums are current. 

              
(d)               
Additional Compensation. As additional compensation for the making of the
Loan contemplated hereby, as provided in the Indemnification and Mutual Contribution
Agreement referred to above, the Borrower shall issue to the Lender, without further
payment or consideration, One (1) share of the Borrower's Common Stock, $.001
par value, for each Four (4) Dollars principal amount of the Loan. Accordingly,
based on the $475,000 initial principal amount of the Loan, 118,750 shares of
Common Stock are being issued concurrently herewith and up to an additional 31,250
shares may be issued as additional amounts are advanced in respect of the Loan.

5

ARTICLE V 

  

  COVENANTS

A. Affirmative Covenants. 

              
The Borrower covenants and agrees that from the date hereof until payment and
performance in full of all Obligations, and until the termination of this Agreement,
unless the Lender otherwise consents in writing, the Borrower shall: 

              
Section 5.1-Financial Statements, etc. Deliver or caused to be delivered
to the Lender: 

              
(a)               
within one hundred twenty (120) days after the close of each fiscal year of the
Borrower (i) audited financial statements of the Borrower, including a balance
sheet as of the close of such fiscal year and statements of income and retained
earnings and statement of cash flows, certified by a firm of certified public
accountants reasonably satisfactory to the Lender as having been prepared in conformity
with generally accepted accounting principles, applied on a basis consistent with
that of the preceding year or containing disclosure of the effect on financial
position or results of operations of any change in the application of accounting
principles during the year, together with a certificate of the president or chief
financial officer of the Borrower that such financial statements are accurate
and present fairly the financial condition and results of operations of the Borrower.

              
(b)               
within forty-five (45) days after the end of each calendar quarter of the Borrower,
internally-prepared financial statements of the Borrower, including a balance
sheet as of the close of each preceding calendar quarter and statements of income
and retained earnings for the calendar quarter then ended, certified by the Borrower's
chief financial officer as having been prepared in accordance with the Borrower's
normal accounting practices; 

              
(c)               
 promptly upon the Lender's written request, such other information about
the financial condition and operations of the Borrower or the Company Guarantor
as the Lender may, from time to time, reasonably request; and 

              
Section 5.2-Insurance and Endorsements. Keep its properties insured against
fire and other hazards (so-called "All Risk" coverage) in amounts and with companies
satisfactory to the Lender to the same extent and covering such risks as is customary
in the same or a similar business; maintain public liability coverage, including
without limitation, products liability coverage, against claims for personal injuries
or death; and maintain all worker's compensation, employment or similar insurance
as may be required by applicable law; and (b) All insurance shall contain such
terms, be in such form, and be for such periods reasonably satisfactory to Lender,
and be written by such carriers duly licensed by the appropriate states where
any Collateral is located and reasonably satisfactory to the Lender. Without limiting
the generality of the foregoing, such insurance must provide that it may not be
canceled without thirty (30) days prior written notice to the Lender, the Borrower
shall cause the Lender to be endorsed as a loss payee with a long form Lender's
Loss Payable Clause, in form and substance acceptable to the Lender on all such
insurance. In the event of failure to provide and maintain insurance as herein

6

 provided, the Lender may, at its option, provide such insurance
and charge the amount thereof to the Revolving Loan Account. The Borrower shall
furnish to the Lender certificates or other satisfactory evidence of compliance
with the foregoing insurance provisions. The Borrower hereby irrevocably appoints
the Lender as its attorney-in-fact, coupled with an interest, to make proofs of
loss and claims for insurance, and to receive payments of the insurance and execute
and endorse all documents, checks and drafts in connection with payment of the
insurance. Any proceeds received by the Lender shall be applied to the obligations
in such order and manner as the Lender shall determine in its sole discretion.

              
Section 5.3-Tax and Other Liens. Comply with all statutes and government
regulations and pay all taxes, assessments, governmental charges or levies, or
claims for labor, supplies, rent and other obligations made against it or its
property which, if unpaid, might become a lien or charge against the Borrower
or its properties, except liabilities being contested in good faith and against
which, if requested by the Lender, the Borrower shall set up reserves in amounts
and in form satisfactory to the Lender. 

              
Section 5.4-Inspections. Allow the Lender by or through any of his officers,
attorneys, and/or accountants designated by it, for the purpose of ascertaining
whether or not each and every provision hereof and of any related agreement, instrument
and document is being performed, to enter the offices and plants of the Borrower
to examine or inspect any of the properties, books and records or extracts therefrom,
to make copies of such books and records or extracts therefrom, and to discuss
the affairs, finances and accounts thereof with the Borrower all at such reasonable
times, upon reasonable notice and as often as the Lender or any representative
of the Lender may reasonably request. 

              
Section 5.5-Litigation. Within ten (10) days after learning thereof, advise
the Lender of the commencement or threat of litigation, including arbitration
proceedings and any proceedings before any governmental agency which is instituted
against the Borrower and is reasonably likely to have a materially adverse effect
upon the condition, financial, operating or otherwise, of the Borrower. 

              
Section 5.6-Maintenance of Existence. Maintain its corporate existence
and comply with all valid and applicable statutes, rules and regulations the violation
of which would have a Material Adverse Effect, and maintain its properties in
good repair, working order and operating condition. The Borrower shall immediately
notify the Lender of any event causing material loss in the value of its assets.

              
Section 5.7-Defaults. Upon the occurrence of any Event of Default or of
any event which, but for giving of notice or passage of time or both, would constitute
an Event of Default, give prompt written notice of such occurrence to the Lender
signed by the president or chief financial officer of the Borrower describing
such occurrence and the steps, if any, being taken to cure the Event of Default.

7

               
Section 5.8-Collateral Duties. Do whatever the Lender reasonably may request
from time to time by way of obtaining, executing, delivering and filing financing
statements, assignments, landlord's or mortgagee's waivers, warehouse agreements
and other notices and amendments and renewals thereof, and the Borrower will take
any and all steps and observe such formalities as the Lender may request, in order
to create and maintain a valid and enforceable first lien upon, pledge of, and
first priority security interest in, any and all of the Collateral. The Lender
is authorized to file financing statements without the signature of the Borrower
and to execute and file such financing statements on behalf of the Borrower as
specified by the Uniform Commercial Code to perfect or maintain its security interest
in all of the Collateral. All reasonable charges, expenses and fees the Lender
may incur in filing any of the foregoing, together with reasonable costs and expenses
of any lien search required by the Lender, and any taxes relating thereto, shall,
after notice to the Borrower, be added to the Obligations. 

B. Negative Covenants 

              
The Borrower covenants and agrees that from the date hereof until payment and
performance in full of all Obligations, and until the termination of this Agreement,
unless the Lender otherwise consents in writing, the Borrower shall not: 

              
Section 5.9-Merger, Sale or Lease of Assets. Merge with any other entity
or sell or lease (except for sales of inventory in the ordinary course of business
consistent with past practices and on an arms-length basis) or otherwise dispose
of any of its assets. 

              
Section 5.10-Distributions. Pay dividends, redeem stock or otherwise make
any capital distribution to stockholders of the Borrower; provided, however, that
the Borrower may pay annual dividends not in excess amounts required by the individual
stockholders of the Borrower to pay Federal and state income taxes in respect
of their allocated portion of the net income of the Borrower. 

              
Section 5.11-Loans to Officers, Directors and/or shareholders. Make any
loans or advances (other than salaries and bona fide advances against expenses)
or make any transfers, in any manner, of any cash, property or other assets to
or on behalf of any of its officers, directors or shareholders. 

ARTICLE VI 

  

  EVENTS OF DEFAULT AND REMEDIES

              
Section 6.1-Events of Default. Any and all Obligations including, without
limitation, the Obligations arising pursuant to or in connection with the Loan
shall, at the option of the Lender with and notwithstanding any time or credit
allowed by any note or agreement, become immediately due and payable without notice
if any one or more of the following events (herein called "Events of Default"
and individually, an "Event of Default") shall occur: 

8

               
(a)   failure of the Borrower to pay principal, interest or any other
sum due hereunder or under Note when due and payable; 

              
(b)   failure of the Borrower to pay or perform when due any other Obligation
arising under this Agreement, the Note or any of the other Financing Agreements;

              
(c)   failure of the Borrower to maintain insurance as required by Section
5.2 hereof;

              
(d)   failure of the Borrower to observe any other affirmative
covenant of the Borrower set forth herein within twenty (20) business days following
demand therefor by the Lender; 

              
(e)   breach of any other covenant or agreement contained in this Agreement
(other than Sections 6.1 or 6.3), specifically including without limitation, breach
of any of the financial covenants set forth in Article VI hereof; 

              
(f)     the making by the Borrower of any material misrepresentation
of a material fact to the Lender; 

              
(g)    material loss, theft, or destruction of Collateral which
is not covered by insurance with Lender's loss payee endorsement as required herein;

              
(h)     the sale (outside of the ordinary course of business)
or other disposition or encumbrance (other than by Permitted Liens) of any of
the Collateral, or the filing, making or issuance of any levy, seizure, attachment
(other than Permitted Liens), judgment (not bonded or otherwise stayed) or injunction
upon or against the Borrower, the Collateral, or any other property or assets
of the Borrower, other than such items, individually or in the aggregate, as do
not have a Material Adverse Effect on the Borrower; 

              
(i)       insolvency (failure to pay its debts as
they mature or where the fair value of its assets is not in excess of its liabilities)
of the Borrower, or business failure, appointment of a receiver or custodian,
or assignment for the benefit of creditors or the commencement of any proceedings
under any bankruptcy or insolvency law by or against the Borrower; 

              
(j)       calling of a meeting of creditors, appointment
of a committee of creditors or liquidating lenders, or offering of a composition
extension to creditors by, for or against the Borrower;

              
(k)       the loss, revocation or failure to
renew any license and/or permit now held or hereafter acquired by the Borrower
which materially affects the ability of the Borrower to continue its operations
as presently conducted; or 

              
(l)         the occurrence of a default
or event of default (howsoever defined) under any other agreements between the
Lender and the Borrower after given effect to any notice or cure provisions contained
therein. 

9

               
The Borrower expressly waives any presentment, demand, protest, notice of protest
or other notice of any kind. The Lender may proceed to enforce the rights of the
Lender whether by suit in equity or by action at law, whether for specific performance
of any covenant or agreement contained in this Agreement, the Note or the other
Financing Agreements, or in aid of the exercise of any power granted in either
this Agreement or the Note or any other Financing Agreement, or it may proceed
to obtain judgment or any other relief whatsoever appropriate to the enforcement
of such rights, or proceed to enforce any legal or equitable right which the Lender
may have by reason of the occurrence of any Event of Default hereunder. 

              
Section 6.2-Remedies. Upon the occurrence of any Event of Default, the
Lender shall have in any jurisdiction where enforcement hereof is sought, in addition
to all other rights and remedies which the Lender may have under law and equity,
the following rights and remedies, all of which may be exercised with or without
further notice to the Borrower and without a prior judicial or administrative
hearing or notice, which notice and hearing are expressly waived: to enforce or
foreclose the liens and security interests created under this Agreement or under
any other agreement relating to Collateral by any available judicial procedure
or without judicial process; to enter any premises where any Collateral may be
located for the purpose of taking possession or removing the same; to sell, assign,
lease, or otherwise dispose of Collateral or any part thereof, either at public
or private sale, in lots or in bulk, for cash, on credit or otherwise, with or
without representations or warranties, and upon such terms as shall be acceptable
to the Lender, all at the Lender's sole option and as the Lender in its sole discretion
may deem advisable; to bid or become purchaser at any such sale if public; and,
at the option of the Lender, to apply or be credited with the amount of all or
any part of the Obligations owing to the Lender against the purchase price bid
by the Lender at any such sale. 

              
Section 6.3-Specific Powers. The Lender may at any time after the occurrence
of an Event of Default, at the Lender's sole discretion: (i) give notice of assignment
to any Account Debtor; (ii) collect account Receivables directly from account
debtors (iii) settle or adjust disputes and claims directly with Account Debtors
for amounts and upon terms which the Lender considers advisable, and credit, or
cause to be credited, with the net amounts received in payment of Receivables;
(vi) exercise all other rights granted in this Agreement and the other Financing
Agreements; (v) receive, open and dispose of all mail addressed to the Borrower
and notify the Post Office authorities to change the address for delivery of the
Borrower's mail to an address designated by the Lender; (vi) endorse the name
of the Borrower on any checks or other evidence of payment that may come into
possession of the Lender and on any invoice, freight or express bill, bill of
lading or other document; (vii) in the name of the Borrower or otherwise, demand,
sue for, collect and give acquittance for any and all monies due or to become
due on Receivables; (viii) compromise, prosecute or defend any action, claim or
proceeding concerning Receivables; and (ix) do any and all things necessary and
proper to carry out the purposes contemplated in this Agreement, the other Financing
Agreements and any other agreement between the parties. Neither the Lender nor
any person acting as its attorney hereunder shall be liable for any acts or omissions
or for any error of judgment or mistake of fact or law, except for bad faith,
gross negligence and willful misconduct. The Borrower agrees that the powers granted
hereunder, being coupled with an interest, shall be irrevocable so long as any
Obligation remains unsatisfied. Notwithstanding the foregoing, it is understood
that the Lender is under no duty to take any of 

10

 the foregoing actions and that after having made demand upon the
Account Debtors for payment, the Lender shall have no further duty as to the collection
or protection of Receivables or any income therefrom and no further duty to preserve
any rights pertaining thereto, other than the safe custody thereof. 

              
Section 6.4-Duties after Default. The Borrower will, at the Lender's request,
assemble all Collateral and make it available to the Lender at the premises of
the Borrower and will make available to the Lender all premises and facilities
of the Borrower for the purpose of the Lender taking possession of Collateral
or of removing or putting the Collateral in salable form. In the event any goods
called for in any sales order, contract, invoice or other instrument or agreement
evidencing or purporting to give rise to any Receivable shall not have been delivered
or shall be claimed to be defective by any customer, the Lender shall have the
right in its discretion to use and deliver to such customer any goods of the Borrower
to fulfill such order, contract or the like so as to make good any such Receivable.
If any Collateral shall require repairing, maintenance, preparation, or the like,
or is in process or other unfinished state, the Lender shall have the right, but
shall not be obligated, to do such repairing, maintenance, preparation, processing
or completion of manufacturing for the purpose of putting the same in such salable
form as the Lender shall deem appropriate, but the Lender shall have the right
to sell or dispose of such Collateral without such processing. The net cash proceeds
resulting from the collection, liquidation, sale, lease or other disposition of
Collateral shall be applied first to the expenses (including all reasonable attorney's
and professional fees) of retaking, holding, storing, processing and preparing
for sale, selling, collecting, liquidating and the like and then to the satisfaction
of all Obligations, application as to particular Obligations or against principal
or interest to be at the Lender's sole discretion; provided, however, that in
the case of funds to be applied against the principal balance of any Note, the
Borrower shall be entitled to specify application to the Supplemental Term Note
by notice in writing to the Lender concurrently with such application. The Borrower
shall be liable to the Lender and shall pay to the Lender on demand any deficiency
which may remain after such sale, disposition, collection or liquidation of Collateral.

              
Section 6.5-Cumulative Remedies. The enumeration of the Lender's rights
and remedies set forth in this Article is not intended to be exhaustive and the
exercise by the Lender of any right or remedy shall not preclude the exercise
of any other rights or remedies, all of which shall be cumulative and shall be
in addition to any other right or remedy given hereunder or under any other agreement
between the parties or which may now or hereafter exist in law or at equity or
by suit or otherwise. No delay or failure to take action on the part of the Lender
in exercising any right, power or privilege shall operate as a waiver thereof,
nor shall any single or partial exercise of any such right, power or privilege
preclude other or further exercise thereof or the exercise of any other right,
power or privilege or shall be construed to be a waiver of any event of default.
No course of dealing between the Borrower and the Lender or its employees shall
be effective to change, modify or discharge any provision of this Agreement or
to constitute a waiver of any default. 

11

ARTICLE VII 

  

  EXPENSES

              
Section 7.1-Expenses. The Borrower agrees to pay all out-of-pocket expenses,
costs, fees, charges, expenses and attorneys' and other professionals' fees and
expenses incurred by the Lender in connection with any of the foregoing, or in
any way connected with, involving or related to the preservation, enforcement,
protection or defense of this Agreement, the Note, the other Financing Agreements,
any related agreement, document or instrument, the Collateral, and the rights
and remedies hereunder or thereunder. 

ARTICLE VIII 

  

  MISCELLANEOUS

              
Section 8.1-Covenants to Survive, Binding Agreement. All covenants, agreements,
warranties and representations made herein, in the Notes, in the other Financing
Agreements, and in all certificates or other documents of the Borrower shall survive
the advances of money made by the Lender to the Borrower hereunder and the delivery
of the Notes, and the other Financing Agreements and all such covenants, agreements,
warranties and representations shall be binding upon and inure to the benefit
of the Lender and its successors and assigns, whether or not so expressed. 

              
Section 8.2-Amendments and Waivers. Neither this Agreements, the Notes,
the other Financing Agreements, nor any term, covenant or condition hereof or
thereof may be changed, waived, discharged, modified or terminated except by a
writing executed by the parties hereto or thereto. No failure on the part of the
Lender to exercise, and no delay in exercising, any right, remedy or power hereunder
or under the Notes or the other Financing Agreements shall preclude any other
or future exercise thereof, or the exercise of any other right, remedy or power.

              
Section 8.3-Notices. All notices, requests, consents, demands and other
communications hereunder shall be in writing and shall be mailed by first class
mail to the respective parties to this Agreement as follows: 

              
(a)      if to the Borrower: 

                          DiaSys
Corporation 

                          81
West Main Street 

                          Waterbury,
CT 06702 

                          Attention:
Gregory Witchel, Chief Executive Officer 

12

                           with
a copy to: 

                          
Richard T. Keppelman, Esq. 

                           Levy
& Droney, P.C. 

                           74
Batterson Park Road 

                          
Farmington, CT 06032 

              
(b)       if to the Lender: 

                          
Morris Silverman 

                           790
Estate Drive 

                           Suite
100 

                           Deerfield,
Illinois 60015 

              
Section 8.4-Transfer of Lender's Interest. The Borrower hereby agrees that
the Lender, in its sole discretion, may freely sell, assign or otherwise transfer
participations, portions, co-lender interests or other interests in all or any
portion of the indebtedness, liabilities or obligations arising in connection
with or in any way related to the financing transactions of which this Agreement
is a part. In the event of any such transfer, the transferee may, in the Lender's
sole discretion, have and enforce all the rights, remedies and privileges of the
Lender. The Borrower consents to the release by the Lender to any potential transferee
of any and all information (including, without limitation, financial information)
pertaining to the Borrower as the Lender, in its sole discretion, may deem appropriate.
If such transferee so participates with the Lender in making loans or advances
hereunder or under any other agreement between such Lender and the Borrower, the
Borrower hereby grants to such transferee and such transferee shall have and is
hereby given a continuing lien and security interest in any money, securities
or other property of the Borrower in the custody or possession of such transferee,
including the right of set off under circumstances consistent with this Agreement,
to the extent of such transferee's participation in the Obligations of the Borrower
to the Lender. 

Section 8.5-Waivers. 

              
(a)    Prejudgment Remedy. THE BORROWER ACKNOWLEDGES THAT
THE LOAN EVIDENCED HEREBY IS COMMERCIAL TRANSACTIONS AND WAIVES ITS RIGHT TO NOTICE
AND HEARING UNDER CHAPTER 903a OF THE CONNECTICUT GENERAL STATUTES, OR AS OTHERWISE
ALLOWED BY ANY STATE OR FEDERAL LAW WITH RESPECT TO ANY PREJUDGMENT REMEDY WHICH
THE LENDER MAY DESIRE TO USE, and further waives diligence, demand, presentment
for payment, notice of nonpayment, protest and notice of any renewals or extensions.

              
(b)    Jury Waiver. THE BORROWER HEREBY WAIVES TRIAL BY
JURY IN ANY COURT IN ANY SUIT, ACTION OR PROCEEDING ON ANY MATTER ARISING IN CONNECTION
WITH OR IN ANY WAY RELATED TO THE FINANCING TRANSACTIONS OF WHICH THIS AGREEMENT
IS A PART AND/OR THE 

13

 ENFORCEMENT OF ANY OF THE LENDER'S RIGHTS, INCLUDING WITHOUT LIMITATION,
TORT CLAIMS. 

              
(c)    Voluntary Nature of Waivers. THE BORROWER ACKNOWLEDGES
THAT IT MAKES THE FOREGOING WAIVERS IN (A) AND (B) ABOVE, KNOWINGLY, WILLINGLY,
WITHOUT DURESS AND VOLUNTARILY AND ONLY AFTER CONSIDERATION OF THE RAMIFICATIONS
OF SUCH WAIVERS WITH ITS ATTORNEYS. 

              
Section 8.6-Section Headings, Severability, Entire Agreement. Section and
subsection headings have been inserted herein for convenience-only and shall not
be construed as part of this Agreement. Every provision of this Agreement, the
Notes and the other Financing Agreements is intended to be severable; if any term
or provision of this Agreement, the Note, the other Financing Agreements, or any
other document delivered in connection herewith shall be invalid, illegal or unenforceable
for any reason whatsoever, the validity, legality and enforceability of the remaining
provisions hereof or thereof shall not in any way be affected or impaired thereby.
All Exhibits and Schedules to this Agreement shall be annexed hereto and shall
be deemed to be part of this Agreement. This Agreement, the other Financing Agreements,
and the Exhibits and Schedules attached hereto and thereto embody the entire agreement
and understanding between the Borrower and the Lender and supersede all prior
agreements and understandings relating to the subject matter hereof unless otherwise
specifically reaffirmed or restated herein. 

              
Section 8.7-Governing Law. This Agreement and the other Financing Agreements,
and all transactions, assignments and transfers hereunder and thereunder, and
all the rights of the parties, shall be governed as to validity, construction,
enforcement and in all other respects by the laws of the State of Connecticut.
Notwithstanding the foregoing, the Borrower also hereby consents to the jurisdiction
of any state or Federal court located within the state of Illinois and waives
personal service of any and all process upon the Borrower, and consents to the
fullest extent permitted by applicable law that all such service of process be
made by registered mail or actual delivery to the Borrower at the address stated
at the beginning of this Agreement and service so made shall be deemed to be completed
upon the earlier of mailing or actual delivery thereof. Without limiting the generality
of the foregoing, the Maker specifically waives any defense of lack of jurisdiction,
improper venue or forum non conveniens. Such submission to jurisdiction shall
not be construed so as to limit in any way the Lender's right to bring legal proceedings
in Connecticut or any other jurisdiction. 

Payment Set-Aside. To the extent that Borrower makes a payment or payments
to the Lender (whether hereunder, under the Notes, or under the other Financing
Agreements) or the Lender enforces its security interests or rights or exercises
its right of set-off, and such payment or payments or the proceeds of such enforcement
or set-off or any part thereof are subsequently invalidated, declared to be fraudulent
or preferential, set aside, recovered from, disgorged by or are required to be
refunded, repaid or otherwise restored to Borrower, a trustee, receiver or any
other person under any law (including, without limitation, any bankruptcy law,
state or federal law, common law or equitable cause of action) in each case in
connection with any bankruptcy or similar proceeding involving Borrower, then
to the extent of any such restoration 

14

 the obligation or part thereof originally intended to be satisfied
shall be revived and continued in full force and effect as if such payment had
not been made or such enforcement or set-off had not occurred. 

              
IN WITNESS WHEREOF, the parties have caused this Agreement to be executed by their
duly authorized officers as of the date first written above. 

	 	BORROWER: 
	 	DIASYS CORPORATION 
	 	 
	 	 
	 	By: S/ GREGORY WITCHEL 
	 	Gregory Witchel 

      Chief Executive Officer 
	 	 
	 	 
	 	LENDER: 
	 	 
	 	 
	 	S/ MORRIS SILVERMAN 

               Morris Silverman 
	 	 

 

15

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