Document:

EXHIBIT 10.29
                                                                   -------------

           AGREEMENT BY AND BETWEEN VALUEFLASH.COM, INC., CDKNET, LLC,
                  TRACK MARKETING AND ARCADIA MARKETING, INC.

WHEREAS, ValueFlash.com, Inc. ("V-Flash"), CDKnet, LLC. ("CDK"), Track Marketing
Partners, Inc. ("Track") and Arcadia Marketing, Inc. ("AMI") (collectively "the
Parties") hereby wish to enter into the following Agreement; AND

WHEREAS, the Parties acknowledge that Track is an exclusive client of AMI and
Track has been introduced to V-Flash and CDK by AMI; AND

WHEREAS, Track desires to market V-Flash and CDK technologies to individuals,
companies or other entities, collectively designated as "Track Clients" as set
forth on Exhibit A attached hereto; AND

WHEREAS, V-Flash and CDK acknowledges that Track is an AMI client and V-Flash
and CDK desire Track to market V-Flash and CDK Technologies to Track Clients,

NOW THEREFORE, the parties hereby agreement to the following:

TERMS AND CONDITIONS

I.       PURPOSE OF AGREEMENT

         The Parties desire to enter into this Agreement. The purpose of this
Agreement is to define the parameters by which Track will market, and/or sell,
V-Flash and CDK technologies and/or services to specified clients as defined
within this Agreement. This Agreement also defines how all transactions with
said clients will be managed and how compensation will be paid from V-Flash and
CDK to Track and/or AMI.

II.      EXCLUSIVITY

         II(a.) CLIENT LIST: Track will communicate with a specified list of
individuals, corporations, and other entities as listed in Exhibit A of this
Agreement entitled "Track Client List". In addition to said Track Client List,
Track shall submit additional names of individuals, corporations and other
entitles to V-Flash, CDK, and AMI as an addendum(s) to this Agreement on an on
going basis. Said addendum(s) shall become a binding part of this Agreement upon
the mutual written agreement of the Parties.

         It is understood by the parties that said Track Client List is
exclusive to Track. Furthermore, should any dispute arise regarding the
exclusive right of Track to represent V-Flash or CDK technologies or services to
said Track Client List, by any third party, or by any individual or corporate
officer of V-Flash or CDK, this Agreement will take precedence and will control
in any such dispute and the Parties shall adhere to all terms and conditions of
this Agreement.

         Additionally, should any individual or corporate officer from any
entity included on Track Client List contact V-Flash or CDK directly. V-Flash or
CDK agree to promptly notify Track and AMI of said contact. V-Flash and/or CDK,
upon notification to Track and AMI, may choose to pay additional compensation to
a third party who claims to represent a Client included on Track Client List,
but in no way shall Track and AMI forfeit their right to any compensation as a
result of any Client usage of V-Flash or CDK technology, as defined

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within the Agreement. Any payment by V-Flash or CDK to such third party shall
not reduce the amount of Track and AMI compensation, or, the definition of the
term "gross" or "net" as defined herein.

         II(b.) INITIAL CLIENT CONTACT: Track shall request, in writing, initial
approval of a proposed client from CDK and/or V-Flash which shall be given in
writing by CDK and/or V-Flash within five business days of said written request.
Within ten business days of receipt of written approval, Track agrees to provide
V-Flash, CDK and AMI with evidence of a scheduled meeting date with any Track
Client, to take place within sixty days of such approval, concurrent with Track
Client being added to Track Client List.

         II(c.) TERMS OF EXCLUSIVITY: Track agrees to provide V-Flash, CDK and
AMI with notification of a confirmed meeting date and time with each Client that
Track submits for addition to Track Client List. Said Clients shall remain
exclusive to Track under the terms of the Agreement for an initial 45-day
period. Should Client maintain a substantive dialogue with Track and V-Flash or
CDK concerning the use of V-Flash or CDK technologies and/or services, said
45-day exclusive period shall be extended for a 3-month period. Said 3-month
extended period shall be repeated for additional 3-month periods upon the
approval of V-Flash, CDK and AMI, and while substantive dialogue is ongoing with
said Track Client. Should Client utilize V-Flash or CDK technology and/or
services within said exclusive period, Said Client shall remain exclusive
exclusive to Track concurrent with the duration of said Clients usage of any
V-Flash or CDK Technology or service and for a period of 12 months after the
date said Client (a) concludes all usage of all V-Flash and CDK technology or
service or (b) makes final payment for V-Flash or CDK technology.

III.     V-FLASH COMPENSATION

         III(a.) PERCENTAGE OF REVENUE FROM ONGOING V-FLASH OPERATIONS OF
TRACK/V-FLASH CLIENTS ("V-FLASH RESIDUALS"): Track shall receive a percentage,
herein identified as V-Flash Residuals, of all collected V-Flash gross revenues
generated by each Track Client. When calculating Rack's V-Flash Residuals as
defined below, the "Year 1" period shall commence upon the initial receipt of
revenues by V-Flash from the respective Track Client's V-Flash operations:

                  TRACK V-FLASH RESIDUALS SCHEDULE
                  --------------------------------

                  Year 1:                      5%
                  Year 2:                      4%
                  Year 3:                      3%
                  Year 4 and thereafter:       2.5%

         III(b.) V-FLASH REVENUE: At present, V-Flash revenue is anticipated to
be comprised of: (1.) Monthly Client "Per User" Fees, and/or (2.) Percentages of
Advertising Revenue, and/or (3.) Percentage of Client and/or Other Commerce
Revenues. This list shall not be deemed exhaustive, and Track's V-Flash
Residuals will apply to all V-Flash revenue generated by Track/V-Flash Clients
without regard to the composition of such revenue.

         III(c.) REPORTING V-FLASH RESIDUALS TO TRACK AND AMI: Track and AMI
shall receive a complete accounting from V-Flash of all gross revenues generated
by each Track client. In addition, Track and AMI shall receive a complete
accounting from V-Flash of all

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Track client activity with regard to Client's V-Flash usage and operations. This
shall include, but not be limited to, copies of all reports provided by V-Flash
to Client. Any report or accounting identified within this paragraph shall be
sent by V-Flash to Track and AMI on a monthly basis. Additionally, V-Flash
agrees to provide to Track and AMI copies of all contracts and agreements,
purchase orders, and/or all invoices and any modification thereto and amendments
thereof with regard to Client's V-Flash usage and operation promptly upon
receipt of same. Track and AMI shall provide copies of all relevant
correspondence and documentation to V-Flash. Track and AMI shall also have the
right to audit the records of V-Flash with regard to Track's client's usage and
revenue generated via Client's V-Flash Operations. Any audit shall be performed
once per quarter, upon notice, and during regular business hours.

         III(d.) V-FLASH RESIDUALS PAYMENT TERMS: V-Flash shall pay to Track the
V-Flash Residuals due to Track from each Track client's V-Flash operations, on a
monthly basis within 10 business days following the end of each calendar month.
For example, all V-Flash Residuals earned by Track during the month of January
would be paid to Track within the first 10 business days of February.

         III(e.) V-FLASH STOCK OPTIONS FOR CLIENT AGREEMENTS: Track shall
receive 2,600 Stock Options from V-Flash for any Track Client that becomes a
V-Flash Client by signing the standard V-Flash "Client Letter of Agreement"
(sample attached) or other agreement which shall be provided by V-Flash.

         A total of 40,000 V-Flash Stock Options shall be available for issuance
to Track based on Client Agreements.

         III(f.) V-FLASH STOCK OPTIONS BASED ON V-FLASH REVENUES: Track shall
receive Stock Options when V-Flash Revenues are generated by Track Clients. Said
Stock Options based on V-Flash Revenues shall be issued on a pro-rata basis
using the ratio of 1 Stock Option for every $40 of V-Flash Revenues. Stock
Options shall be issued and delivered on a quarterly basis.

         FOR EXAMPLE: Track Clients generate $1,000,000 of V-Flash Gross
Revenues, therefore, Track would receive 25,000 Stock Options.

         A total of 62,500 V-Flash Stock Options shall be available for issuance
to Track based on V-Flash Revenues.

         III(g.) V-FLASH STOCK OPTION PRICING: Track's V-Flash Stock Options
shall be exercisable for 5 years and shall have an exercise price of $2.00 per
share. Any Options issued to Track pursuant to this Agreement will contain
standard representations and warranties by V-Flash and customary shareholder
protections and anti-dilution protections.

         III(h.) 5% CASH BONUS: Track shall receive an additional 5% of all
earned V-Flash Revenues, generated by Track Clients which in the aggregate are
in excess of $5,000,000 in the first two years of this Agreement. V-Flash shall
pay to Track said 5% Cash Bonus within 10 business days following the end of
each calendar month in which said Cash Bonus has been achieved and collected.

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IV.      CDK COMPENSATION

         IV(a.) PAYMENT FOR CDK PRODUCT/PERCENTAGE AND DISTRIBUTION OF CLIENT
REVENUES
         IV(a1.) CDK PAYMENT TERMS

         The following represents the percentage of Net Revenue to be allocated
to the Parties from any Track Client sale: Net Revenue is hereinafter defined as
total gross revenues paid for CDK CD Units and/or CDK technology, less the
actual cost of manufacturing the CD's at a third party CD replication facility.
CD manufacturing costs shall consist of out of pocket replicating, packaging,
and shipping and handling costs. CDK shall provide Track and AMI, in a timely
fashion, with copies of all documentation related to the purchase of services
from said third party CD replication facility which will verify total
manufacturing costs. Any discounts or commissions received by and/or paid to CDK
by said third party CD replication facility shall be considered part of Net
Revenue and shall be included in calculating final Net Revenue. Should CDK not
utilize a third party replication facility, and CDs are replicated by CDK,
manufacturing costs shall consist of any direct costs, including but not limited
to cost of physical CDs, packaging, and shipping and handling costs. CDK shall
provide Track and AMI in a timely fashion, with copies of all documentation
which will verify CDK's total manufacturing costs as defined. The following
identifies the corresponding allocations of said Net Revenue to the Parties:

Percentage of CDK Net Revenue Allocated to CDK, Track, and AMI (No V-Flash Used)
--------------------------------------------------------------------------------

                  Track:           30% of Net Revenue
                  AMI:             20% of Net Revenue
                  CDKnet:          50% of Net Revenue

         Should any Track Client that purchases CDK technology, also use V-Flash
technology, the above allocation of Net Revenue shall be adjusted as follows:

                  Track:           1/3 of Net Revenue
                  AMI:             1/3 of Net Revenue
                  CDKnet:          1/3 of Net Revenue

         IV(a2.)    CLIENT PAYMENT TERMS

         The Parties agree that Clients will be presented with the following
standard payment terms for purchase of any CDK technology and/or services. Said
payment terms may be adjusted for specific Clients, per the mutual consent of
the Parties:

         One-third of Total Product Cost, identified as initial Client Payment,
will be due from Client to CDK upon delivery of Client Purchase Order.

         One-third of Total Product Cost identified as Second Client Payment
will be due from Client to CDK upon delivery to Client of Final CDK Product
Proof.

         One-third of the Total Product Cost, plus any applicable shipping
charges, identified as Final Client Payment, will be due from Client to CDK upon
delivery of CDK technology and/or product to Client.

         IV(a3.)  CDK PAYMENT TERMS TO TRACK AND AMI

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         CDK shall pay to Track and AMI their Percentage of Net Revenue from
each of the above referenced Client Payments within 10 business days of
collection or receipt of Credit from each said Client Payments by CDK.
Additionally, CDK agrees to provide to Track and AMI copies of all contract and
agreements, purchase orders, and/or all invoices and any modification thereto
and amendments thereof with regard to Client's CDK usage and operation promptly
upon receipt of same. Track and AMI shall provide copies of all relevant
correspondence and documentation to CDK. Track and AMI shall also have the right
to audit the records of CDK with regard to Track's client's usage and revenue
generated via Client's CDK purchases. Any audit shall be performed once per
quarter, upon notice, and during regular business hours.

         IV(b.) CDK STOCK OPTIONS: (for purposes of this paragraph in connection
with issuance of Stock or Options, "CDK" shall mean "CDKnet.com, Inc.) CDK shall
allocate 125,000 Stock Options of CDK common stock, or its equivalent, to Track
that will be issued as follows:

                  IV(b1.) STOCK OPTIONS BASED ON CDK REVENUES - Track shall
receive CDK Stock Options when CDK Gross Revenues are generated by Track
Clients. Said CDK Stock Options based on CDK Gross Revenues shall be issued on a
pro-rata basis using the ratio of 1 CDK Stock Option for every $200 of CDK Gross
Revenues. Stock Options are to be issued and delivered on a quarterly basis.

         FOR EXAMPLE: Track shall receive 5,000 CDK Stock Options for every
1,000,000 of CDK Gross Revenues generated by Track Clients.

                  IV(b2.) STOCK OPTIONS BASED ON CDK UNITS - Track shall receive
CDK Stock Options when CDK Units are produced, and a per-unit fee has been
charged to a Track Client. Said CDK Stock Options based on CDK per-unit sales
shall be issued on a pro-rata basis using the ratio of 1 CDK Stock Option for
every 200 CDK units produced.

         FOR EXAMPLE: Track shall receive 5,000 CDK Stock Options for every
1,000,000 CDK units produced in which a per-unit fee was charged to Track
Client.

                  IV(b3.) ITEMS (b1.) AND (b2.) may occur concurrently, in which
CDK will issue CDK Stock Options to Track based on both Gross Revenues and total
number of CDK units produced, as in the following example:

         FOR EXAMPLE: Track's client orders 1,250,000 CDK units, which generate
$1,100,000 of Gross Revenues to CDK. As a result, CDK issues 11,750 CDK Stock
Options to Track.

                  IV(b4.) CDK agrees to issue 500 CDK Stock Options to Track in
which any Track Client cause CDK technology to be used, and no "per unit fee"
has been charged by CDK.

         FOR EXAMPLE: A Track Client requests a CDK CD-R master to be produced
by CDK for which CDK charges said client a flat fee. As a result, CDK issues 500
CDK Stock Options to Track.

         IV(c). CDK Stock Option Pricing: Track's CDK Stock Options shall be
exercisable for 5 years and shall have an exercise price of $1.69 per share. Any
Options issued to Track pursuant to this Agreement will contain standard
representations and warranties by CDK and customary shareholder protections and
anti-dilution protections.

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V.TRACK COMPENSATION FOR IDENTIFYING V-FLASH OR CDK INVESTORS: V-Flash or CDK
shall pay to Track 2.5% of the total investment into V-Flash or CDK by
individuals, corporations, or other entities identified or introduced by Track
to V-Flash or CDK. If such investment is other than cash, then the value of such
an Investment for purposes of this subparagraph shall be equivalent to the
actual or implied valuation of the securities or other consideration received by
V-Flash or CDK from such an Investor at the time said consideration and/or
securities are received. V-Flash or CDK shall pay to Track the 2.5% Fee upon the
collection by V-Flash or CDK of an Investment by the Investing Party. If
Investment is a cash Investment, Track may elect to receive said compensation
from CDK or V-Flash in the form of cash or Stock Options, or a combination
thereof. If Investment is other than cash, Compensation to Track shall be in the
form of said Investment. Said Stock Options in either V-Flash or CDK shall have
an exercise price as described herein, and will be additional to Track's total
allocation of V-Flash and CDK Stock Options as described herein. V-Flash or CDK
shall pay to Track the 2.5% Fee within 10 business days of collection of any
Investment. V-Flash and CDK are not obligated to accept any Investment
introduced by Track.

VI.      V-FLASH AND CDK PRODUCT UPDATE/NEW PRODUCT/PRODUCT NAME ALTERATION

         V-Flash and CDK agree to inform Track and AMI of the following as
promptly as practicable: Updates or advancements of existing V-Flash and CDK
technology, products, and services; New V-Flash and CDK technology, product(s),
and services; Alterations and/or changes to the name or identity of existing
V-Flash and CDK technology, products, and services.

VII.     TRANSFER OF RIGHTS/CHANGE OF OWNERSHIP

         This Agreement shall survive any transfer of ownership of V-Flash or
CDK by means of acquisition, transfer of shares, or merger by any third party.
V-Flash and CDK will inform said third party of existence of this Agreement and
inform Track and AMI of any potential conflicts of interest issues related to
said transfer of V-Flash and/or CDK ownership.

VIII.    TERMS AND CONTINUING PROVISIONS

         This Agreement shall have a term of 24 months, at which time the
Parties agree to discuss future agreements between the Parties. However, this
24-month term is inapplicable as to any provision of this Agreement that by its
terms extends beyond the 24-month period. This includes, but is not limited to
Track's compensation terms as it relates to V-Flash Residuals, indemnification
provisions, and Track Client exclusively as described herein. It is understood
by the Parties that 24-month term will in no way alter, impact or effect the
ongoing provisions of this Agreement, which shall survive the expiration of said
24-month agreement. It is agreed that any Track compensation shall be due and
payable to Track by V-Flash and CDK on an ongoing basis as described herein. It
is understood by the Parties that Track compensation described in this paragraph
does not include Stock Options, and/or cash bonuses.

IX.      V-FLASH/CDK NOT OBLIGATED TO ACCEPT CLIENT

         It is understood by the Parties that nothing herein shall obligate
V-Flash or CDK to transact any business with any client introduced by Track.

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X.       WARRANTS AND REPRESENTS

         X(a). INDEMNIFICATION: V-Flash and CDK hereby indemnifies and holds
Track and AMI harmless from and against any and all damages, including
reasonable attorney's fees, arising from or in connection with any claims,
damages, or loss claimed by any Track Client, pursuant to Track's and AMI's
activities as described herein, and/or as a result of Client purchase of V-Flash
or CDK technology, product, and/or service. Track and/or AMI assume no
responsibility for the performance of V-Flash or CDK technology, product, and/or
service. Track and/or AMI shall not be liable for any damages caused by the use
of V-Flash or CDK technology, product and/or service, by any Track Client or any
other third party.

         X(b). PARTNERSHIP/JOINT VENTURE: Nothing contained herein shall be
construed as constituting a partnership or joint venture between any of the
Parties.

         X(c). TRADEMARKS: It is understood that Track has no rights to the
trademark(s), copyrights, or patents of V-Flash or CDK, and that no transfer of
any rights to said trademarks, copyrights, or patents is made herein.

         X(d). INTERPRETATION/MODIFICATION: This Agreement shall be governed by
and construed in accordance with the laws of the State of New Jersey regardless
of the place of physical execution. Additionally, this Agreement may not be
changed or modified except by an instrument in writing signed by the parties
hereto.

         X(e). This Agreement and any exhibits attached hereto comprise the
entire Agreement between the Parties and shall supercede and take the place of
any other agreements between the Parties.

         X(f).  REPRESENTATION AS TO ABILITY TO ENTER AGREEMENT

         V-Flash and CDK hereby warrant and represent that V-Flash and CDK are
under no disability, restriction or prohibition, whether contracted or
otherwise, with regard to V-Flash's and CDK's right to enter into this Agreement
and to perform each and every term and provision hereof.

         Track hereby warrants and represents that Track is under no disability,
restriction or prohibition, whether contracted or otherwise, with regard to
Track's right to enter into this Agreement and to perform each and every term
and provision hereof.

         AMI hereby warrants and represents that AMI is under no disability,
restriction or prohibition, whether contracted or otherwise, with regard to
AMI's right to enter into this Agreement and to perform each and every term and
provision hereof.

         X(g). AGREEMENT SIGNING ON SUCCESSORS AND ASSIGNS: This Agreement shall
be binding and inure to the benefit of the Parties, their successors and
assigns.

         X(h). NOTICES. Any notice provided under this Agreement shall be in
writing. All notices shall be by either overnight mail, certified mail, telefax,
e-mail or personal delivery. The certified mail shall be effective within three
business days of sending. The overnight mail, telefax and e-mail shall be
effective within two

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business days of sending. Personal delivery will be effective upon delivery.
Notices to the parties shall be addressed as follows:

Michael Adubato
Arcadia Marketing, Inc.
476 South Avenue East
Cranford, NH  07016
908-653-1550      Phone
908-653-1450 Fax
madubato@arcadiamarketing.com  E-mail

Michael Jolly            with a copy to:       Steven A. Horowitz, Esq.
CDKnet, LLC                                    400 Garden City Plaza
250 West 57th Street                           Suite 202
Suite 1101                                     Garden City, NY  11530
New York, NY                                   (516) 873-2000 phone
212-547-6070 phone                             (516) 873-2010 fax
212-265-3878 fax                               shorowitz@mhhlaw.com  E-mail
Michael@cdknet.com  E-mail

Lee Heiman
Track Marketing Partners, Inc.
485 Madison Avenue
21st Floor
New York, NY  10022
212-921-2100 phone
212-921-2290 fax
lheiman@track.net   E-mail

         X(i.) MODIFICATION; WAIVER: Any modification or waiver of terms
contained in this Agreement shall not operate or be construed so as to permit
any subsequent modification or waiver of any such terms.

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         NOW, THEREFORE, show your agreement with the foregoing by signing where
indicated below thereby causing this letter to become a binding Agreement
between V-Flash, CDK, Track, and AMI.

AGREED AND ACCEPTED:

ValueFlash.com, Inc.

By:___________________________      Title: _______________________
     (Signature)

______________________________      Date: ________________________
(Print or Type name)

CDKnet, LLC.

By:___________________________      Title: _______________________

______________________________      Date: ________________________
(Print or Type name)

Track Marketing Partners, Inc.

By:___________________________      Title: _______________________

______________________________      Date: ________________________
(Print or Type name)

Arcadia Marketing, Inc.

By:___________________________      Title: _______________________

______________________________      Date: ________________________
(Print or Type name)

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                          Exhibit A - Track Client List
                          -----------------------------

Exhibit A is intended to be attached to and supplement the terms of the
Agreement between V-Flash, CDK, AMI, and Track. The Agreement and any subsequent
addenda thereto, shall be referred to as "Agreement". This Exhibit A shall be
referred to as "Track Client List". Said Track Client List is exclusive to Track
as described in section II. of this Agreement.

Track Client List
-----------------

DDB Needham

Omnicom Group

J. Walter Thompson Advertising

National Football League

Pepsi

Compaq Computer Corporation - Corporate Marketing which includes sponsorship,
advertising, digital

DKNY Fragrances

Estee Lauder Cosmetics

McDonald's Corporation

Burger King

Arizona Jeans

Redken

Esprit

Jim Beam

                                   Page 1 of 1EXHIBIT 10.30
                                                                   -------------

                 AGREEMENT BY AND BETWEEN VALUEFLASH.COM, INC.,
                     CDKNET, LLC AND ARCADIA MARKETING, INC.

I.    PURPOSE OF AGREEMENT: ValueFlash.com, Inc., ("V-Flash"), CDKnet, LLC.
("CDK"), and Arcadia Marketing, Inc. ("AMI") (collectively "the Parties") hereby
wish to enter into this Agreement. The purpose of this Agreement is to define
the parameters by which AMI will market, and/or sell, V-Flash and CDK
technologies, products, and/or services to specified clients as defined within
this Agreement. This Agreement also defines how all transactions with said
clients will be managed and how any and all compensation will be paid from
V-Flash and CDK to AMI.

II.   DEFINITIONS:

   A) V-FLASH STOCK OPTIONS: Options to acquire Common Stock, or its
      equivalent, in V-Flash or its successors and/or assigns. V-Flash shall
      allocate 500,000 Stock Options to AMI, or assigns, for purposes of this
      Agreement. A portion of said Options are assigned to AMI Client Track
      Marketing Partners, Inc. as defined in "Attachment B" of this Agreement. A
      portion of said Options are assigned to AMI Client JMC Investments, LLC,
      as defined in "Attachment C" of this Agreement.

   B) CDK STOCK OPTIONS: Options to acquire Common Stock or its equivalent,
      in CDKnet.com, Inc. or its successors and/or assigns. CDK shall allocate
      500,000 Stock Options to AMI, or assigns, for purposes of this Agreement.
      A portion of said Options are assigned to AMI Client Track Marketing
      Partners, Inc. as defined in "Attachment B" of this Agreement. A portion
      of said Options are assigned to AMI client JMC Investments, LLC, as
      defined in "Attachment C" of this Agreement.

   C) CASH BONUSES FOR V-FLASH CLIENT AGREEMENTS: Cash Payments to AMI paid
      within 10 business days of receipt of invoice from AMI following the
      activation of any AMI/V-Flash Clients' V-Flash module.

   D) V-FLASH RESIDUALS: Percentage of V-Flash Gross Revenues from ongoing
      V-Flash Operations of AMI Clients.

   E) 5% FEE FROM INVESTMENT: Fee (as hereinafter defined in paragraph V
      below) paid to AMI upon collection of Investments, directly or indirectly,
      into V-Flash or CDK by Parties identified or introduced to V-Flash or CDK
      by AMI or AMI Clients.

   F) V-FLASH: Value Flash.com, Inc. and all successors, assigns and/or
      affiliates.

   G) CDK: CDKNET.com, Inc., CDKnet, LLC and all successors, assigns and/or
      affiliates.

   H) AMI CLIENTS: AMI Clients include corporations, individuals and/or any
      other entity listed on "Attachment A" of this Agreement. In addition, AMI
      shall submit addenda to this Agreement which identify additional AMI
      Clients. Said addenda

                                  Page 1 of 10
<PAGE>

      will require signed approval by V-Flash, CDK, and AMI, and shall become
      fully incorporated into this Agreement as if same had been attached
      initially hereto.

   I) AMI/V-FLASH CLIENT(S): Any AMI Client that becomes a user of V-Flash
      technology, products and/or services. Any Track Marketing Partners, Inc.
      Client and/or JMC Investments, LLC. Client that becomes a V-Flash Client.

   J) TRACK MARKETING PARTNERS, INC. AGREEMENT: An agreement between AMI
      Client Track Marketing Partners, Inc., AMI, V-Flash, and CDK is attached
      to this Agreement.

   K) "ATTACHMENT B": Attachment B defines specific AMI compensation related
      to Track Marketing Partners, Inc. Client activity. It is further
      understood that any compensation payable to Track Marketing Partners, Inc.
      by V-Flash and CDK is derived from the pool of AMI compensation as
      described in this Agreement, except for the change in CDK Compensation
      pursuant to Section IV(a1.) of this Agreement.

   L) JMC INVESTMENTS, LLC AGREEMENT: An Agreement between AMI Client JMC
      Investments, LLC, AMI, V-Flash and CDK is attached to this Agreement.

   M) "ATTACHMENT C": "Attachment C" defines specific AMI compensation
      related to JMC Investments, LLC Client activity. It is further understood
      that any compensation payable to JMC Investments, LLC. by V-Flash and CDK
      is derived from the pool of AMI compensation as described in this
      Agreement, except for the change in CDK Compensation pursuant to Section
      IV(a1.) of this Agreement.

III.  V-FLASH COMPENSATION

      III(A.) AMI/V-FLASH CLIENT FEE: AMI's compensation is set forth below for
      each AMI/V-Flash Client. Each AMI/V-Flash Client will sign the standard
      V-Flash "Client Letter of Agreement" (sample attached) or other agreement
      which shall be provided by V-Flash or by the AMI Client (and acceptable to
      V-Flash):

      III(A1.) V-FLASH STOCK OPTIONS: 145,000 V-Flash Stock Options from AMI's
      allocation of 500,000 V-Flash Stock Options shall be available for
      issuance to AMI as compensation for AMI/V-Flash Client Fee as follows:

          First 2 AMI/V-Flash Clients:          12,500 Options to AMI per Client
          All AMI/V-Flash Clients thereafter:    5,000 Options to AMI per Client

      III(A2.) CASH BONUS FOR V-FLASH CLIENT AGREEMENTS:

      Each AMI/V-Flash Client: $5,000 per Client

      Said AMI Cash Bonus to be recouped by V-Flash from said AMI/V-Flash
      Client's V-Flash Residuals. Such amounts to be recouped by V-Flash from
      said AMI/V-Flash Client's "V-Flash Residuals" are not refundable by AMI to
      V-Flash.

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<PAGE>

      AMI Cash Bonus will be paid to AMI within 10 business days of receipt of
      invoice from AMI following the activation of the Clients' V-Flash module.

      III(B.) PERCENTAGE OF REVENUE FROM ONGOING V-FLASH OPERATIONS OF
      AMI/V-FLASH CLIENTS ("V-FLASH RESIDUALS"). AMI shall receive a percentage,
      herein identified as V-Flash Residuals, of all collected V-Flash Gross
      Revenues generated by each AMI/V-Flash Client. When calculating AMI's
      V-Flash Residuals as defined below, the "Year 1" period shall commence
      upon the initial receipt of revenues by V-Flash from the respective AMI
      Client's V-Flash operations:

                  AMI V-Flash Residuals Schedule
                  ------------------------------

                  Year 1:                  10%
                  Year 2:                  8%
                  Year 3:                  6%
                  Year 4 and thereafer:    5%

      III(B1.) V-FLASH REVENUE: At present, V-Flash revenue is anticipated to be
      comprised of: (1.) Monthly Client "Per User" Fees, and/or (2.) Percentages
      of Advertising Revenue, and/or (3.) Percentage of Client and/or Other
      Commerce Revenues. This list shall not be deemed exhaustive and AMI's
      V-Flash Residuals will apply to all V-Flash revenue generated by
      AMI/V-Flash Clients without regard to the composition of such revenue.

      III(B2.) REPORTING V-FLASH RESIDUALS TO AMI: AMI shall receive a complete
      accounting from V-Flash of all gross revenues generated by each
      AMI/V-Flash Client. In addition, AMI shall receive a complete accounting
      from V-Flash of all AMI/V-Flash Client activity, but not limited to,
      copies of all reports provided by V-Flash to Client. Any report or
      accounting identified within this paragraph shall be sent by V-Flash to
      AMI on a monthly basis. Additionally, V-Flash agrees to provide to AMI
      copies of all contracts and agreements, purchase orders, and/or all
      invoices and any modification thereto and amendments thereof with regard
      to Client's V-Flash usage and operation promptly upon receipt of same. AMI
      shall provide copies of all relevant correspondence and documentation to
      V-Flash. AMI shall also have the right to audit records of V-Flash with
      regard to AMI Client's V-Flash usage and revenue generated via Client's
      V-Flash Operations. Any audit shall be performed once per quarter upon
      notice, and during regular business hours.

      III(B3.) V-FLASH RESIDUALS PAYMENT TERMS: V-Flash shall pay to AMI the
      V-Flash Residuals due to AMI from each AMI/V-Flash Client's V-Flash
      operations, on a monthly basis within 10 business days following the end
      of each calendar month. For example, all V-Flash Residuals earned by AMI
      during the month of January would be paid to AMI within the first 10
      business days of February.

                                  Page 3 of 10
<PAGE>

      III(C.) V-FLASH STOCK OPTIONS BASED ON V-FLASH REVENUES: AMI shall recive
      V-Flash Stock Options when V-Flash Revenues are generated by AMI Clients.
      A total of 150,000 V-Flash Stock Options shall be available for issuance
      to AMI based on V-Flash Revenues. Said Stock Options based on V-Flash
      Revenues shall be issued on a pro-rata basis as V-Flash Revenues are
      generated, using the ratio of 1 V-Flash Stock Option for every $20 of
      V-Flash Revenues. Stock Options shall be issued and delivered on a
      quarterly basis.

      FOR EXAMPLE: AMI Clients generate $1,000,000 of V-Flash Gross Revenues,
      therefore AMI would receive 50,000 V-Flash Stock Options.

      III(D.) V-FLASH STOCK OPTION PRICING: AMI's V-Flash Stock Options shall be
      exercisable for 5 years and shall have an exercise price of $2.00 per
      share.

      III(E.) 10% CASH BONUS: AMI shall receive an additional 10% of all earned
      V-Flash Revenues, generated by AMI Clients which in the aggregate are in
      excess of $5,000,000 in the first two years of this Agreement. V-Flash
      shall pay AMI said 10% Cash Bonus within 10 business days following the
      end of each calendar month in which said Cash Bonus has been achieved and
      collected. AMI's cash bonus compensation, when based on the aggregate
      performance of a combination of Track and JMC clients, shall be structured
      in a manner to be addressed in an addendum to be submitted within ten (10)
      business days of the date of this Agreement.

IV.   CDK COMPENSATION

      IV(A.) PAYMENT FOR CDK PRODUCT/PERCENTAGE AND DISTRIBUTION OF CLIENT
      REVENUES

                 IV(A1.)  CDK PAYMENT TERMS

      The following represents the percentage of Net Revenue to be allocated to
      the Parties from any AMI Client purchase of CDK technology. Net Revenue is
      hereinafter defines as total Gross Revenues paid for CDK CD Units and/or
      CDK technology, less the actual cost of manufacturing the CD's at a third
      party CD replication facility. CD Manufacturing costs shall consist of out
      of pocket replicating, packaging, and shipping and handling costs. CDK
      shall provide AMI, in a timely fashion, with copies of all documentation
      related to the purchase of services from said third party CD replication
      facility which will verify total manufacturing costs. Any discounts or
      commissions received by and/or paid to CDK by said third party CD
      replication facility shall be considered part of Net Revenue and shall be
      included in calculating final Net Revenue. Should CDK not utilize a third
      party replication facility, and CD's are replicated by CDK, manufacturing
      costs shall consist of any direct costs, including but not limited to
      costs of physical CDs, packaging, and shipping and handling costs. CDK
      shall provide AMI, in a timely fashion, with copies of all documentation
      which will verify CDK's total manufacturing costs as defined. The
      following identifies the corresponding allocations of said Net Revenue to
      the Parties:

                                  Page 4 of 10
<PAGE>

      Percentage of CDK Net Revenue Allocated to CDK and AMI (No V-Flash Used)
      ------------------------------------------------------------------------

                 AMI:              40% of Net Revenue
                 CDK:              60% of Net Revenue

      Should any AMI Client that purchases technology, also use V-Flash
      technology, the above allocation of Net Revenue shall be adjusted as
      follows:

                 AMI:              45% of Net Revenue
                 CDK:              55% of Net Revenue

                 IV(A2.)  CLIENT PAYMENT TERMS

      The Parties agree that Clients will be presented with the following
      standard payment terms for purchase of any CDK technology and/or services.
      Said payment terms may be adjusted for specific Clients, per the mutual
      consent of the Parties.

      One-third of Total Product Cost, identified as Initial Client Payment,
      will be due from Client to CDK upon delivery of Client Purchase Order.

      One Third of Total Product Cost identified as second Client Payment, will
      be due from Client to CDK upon delivery to Client of Final CDK Product
      Proof.

      One-third of the Total Product Cost, plus any applicable shipping charges,
      identified as Final Client Payment, will be due from Client to CDKnet upon
      delivery of CDKnet technology and/or product to Client.

                 IV(A3.)  CDK PAYMENT TERMS TO AMI

      CDK shall pay AMI, AMI's percentage of Net Revenue from each of the above
      referenced Client Payments within 10 business days of collection of each
      said Client Payments to CDK. Additionally, CDK agrees to provide to AMI
      copies of all contracts and agreements, purchase orders, and/or all
      invoices and any modification thereto and amendments thereof with regard
      to Client's CDK usage and operation promptly upon receipt of same. AMI
      shall provide copies of all relevant correspondence and documentation to
      CDK. AMI shall also have the right to audit the records of CDK with regard
      to AMI Client's CDK usage and revenue generated via Client's CDK
      purchases. Any audit shall be performed once per quarter, upon notice, and
      during regular business hours.

      IV(B.) CDK STOCK OPTIONS: (for purposes of this paragraph in connection
      with issuance of Stock or Options, "CDK" shall mean "CDKnet.com, Inc.) CDK
      shall allocate 250,000 Stock Options of CDK common stock, or its
      equivalent, to AMI that will be issued as follows:

      CDK will allocate to AMI 250,000 CDK Stock Options to purchase CDK common
      stock with an exercise price of $1.69 per share. The CDK Stock Options
      will be

                                  Page 5 of 10
<PAGE>

      exercisable for 5 years and fully exercisable upon issuance to AMI. The
      CDK Stock Options will be made available to AMI for 24 months from the
      signing of the Agreement under the following terms:

      IV(B1.) CDK will issue AMI 50,000 of the CDL Stock Options upon the
      signing of this Agreement with a balance of 200,000 CDK Stock Options
      available for issuance to AMI in the next 24 months as follows:

      IV(B2.) CDK agrees to issue AMI 10,000 CDK Stock Options per every
      $1,000,000 of CDK Gross Revenue generated from AMI's efforts and/or
      associated with AMI Clients. Said Options that are based on Gross Revenues
      will be issued to AMI on a pro-rata basis as revenues are realized by CDK
      using the ratio of 1 Option for every $100 of Gross Revenues. Stock
      Options are to be issued and delivered on a quarterly basis.

      EXAMPLE 1: AMI's efforts and/or AMI Clients generate $1,100,000 of Gross
      Revenues to CDK. As a result, CDK issues 11,000 Options to AMI.

      IV(B3.) CDK agrees to issue AMI 10,000 CDK Stock Options for every
      1,000,000 CD units produced, that contain CDK technology, in which AMI
      and/or AMI's Clients efforts cause to be produced , and in which a per
      unit fee is charged by CDK. Said Options that are based on units that are
      based on units produced will be issued to AMI on a pro-rata basis using
      the ration of __ Option per every 100 units produced.

      EXAMPLE 2: AMI's efforts cause 1,250,000 CD units to be produced that
      contain CDK technology, and in which CDK has charged a per unit fee for
      said CD units. As a result CDKnet issues 12,5000 Options to AMI.

      IV(B4.) Terms (b2.) and (b3.) may occur concurrently, in which CDK will
      issue CDK Stock Options to AMI based on both Gross Revenues and total
      number of CD units produced, as in the following Example 3:

      EXAMPLE 3: AMI's efforts cause 1,250,000 units to be produced that contain
      CDK technology, and which generates $1,100,000 of Gross Revenues to CDK.
      As a result, CDKnet issues 23,500 Options to AMI.

      IV(B5.) CDK agrees to issue 1,000 CDK Stock Options to AMI in which AMI's
      efforts and/or AMI Clients cause CDK technology to be used, and no "per
      unit fee" has been charged by CDK.

      EXAMPLE 4: AMI's efforts result in client request for CDK CD-R master to
      be produced by CDK, for which CDK charges said client a flat fee. As a
      result, CDK issues 1,000 Options to AMI.

V.    AMI COMPENSATION FOR IDENTIFYING V-FLASH OR CDK INVESTORS: AMI shall
      receive 5% of the total Investment into V-Flash or CDK by individuals,
      corporations, or other entities identified or introduced by AMI to V-Flash
      or CDK. If such Investment is other than cash, then the value of such an
      Investment for purposes of this subparagraph shall be equivalent to the
      actual or implied valuation of the securities or other considerations
      received by V-Flash or CDK

                                  Page 6 of 10
<PAGE>

      from such an Investor at the time said consideration and/or securities are
      received.

      V-Flash or CDK shall pay to AMI the 5% Fee upon the collection by V-Flash
      or CDK of an Investment by the Investing Party. If Investment is a cash
      Investment, AMI may elect to receive said compensation from CDK or V-Flash
      in the form of cash or Stock Options, or a combination thereof. If
      Investment is other than cash, compensation to AMI shall be in the form of
      said Investment. Stock Options in either V-Flash or CDK shall have an
      exercise price as described herein, and will be additional to AMI's total
      allocation of V-Flash and CDK Stock Options as described herein. V-Flash
      or CDK shall pay to AMI the 5% Fee within 10 business days of collection
      of any Investment. V-Flash and CDK are not obligated to accept any
      Investment introduced by AMI.

VI.   EXPENSE REIMBURSEMENT: V-Flash or CDK will reimburse AMI for reasonable
      expenses incurred by AMI pursuant to AMI's engagement as described herein
      to market V-Flash and CDK. Said expenses shall not exceed $1,500 per
      month, unless approved in advance by V-Flash or CDL. Expenses are to be
      actual, out-of-pocket, third party expenses. Reimbursement shall take
      place within 10 business days of presentment by AMI of supporting
      documentation.

VII.  PRODUCT UPDATE/NEW PRODUCT/PRODUCT NAME ALTERATION: V-Flash and CDK agree
      to inform AMI of the following as promptly as practicable: Updates or
      advancements of existing V-Flash or CDK technology, products, and
      services; New V-Flash or CDK technology, product(s), and services;
      Alterations and/or changes to the name or identity of existing V-Flash or
      CDK technology, products, and services.

VIII. TERM AND CONTINUING PROVISIONS: This Agreement shall have a term of
      24-months, at which time the Parties agree to discuss future agreements
      between the Parties. However, this 24-month term is inapplicable as to any
      provision of this Agreement that by its terms extends beyond the 24-month
      period. This includes, but is not limited to, AMI's compensation terms as
      it relates to V-Flash Residuals, indemnification provisions, and AMI
      Client exclusivity as described herein. It is understood by the Parties
      that 24-month term will in no way alter, impact or effect the ongoing
      provisions of this Agreement, which shall survive the expiration of said
      24-month agreement. It is agreed that any AMI compensation shall be due
      and payable to AMI by V-Flash and CDK on an ongoing basis as described
      herein. It is understood by the Parties that AMI compensation described in
      this paragraph does not include Stock Options, and/or cash bonuses.

IX.   TRANSFER OF RIGHTS/CHANGE OF OWNERSHIP: This Agreement shall survive any
      transfer of ownership of V-Flash or CDK by means of acquisition, transfer
      of shares, or merger by any third party. V-Flash and CDK will inform said
      third party of existence of this Agreement and inform AMI of any potential
      conflicts of interest issues related to said transfer of V-Flash and /or
      CDK ownership.

                                  Page 7 of 10
<PAGE>

X.    V-FLASH/CDK NOT OBLIGATED TO ACCEPT CLIENT: It is understood by the
      Parties that nothing herein shall obligate V-Flash or CDK to transact any
      business with any client introduced by AMI.

XI.   WARRANTS AND REPRESENTATIONS:

      XI(A.) INDEMNIFICATION: CDK and V-Flash will hold AMI harmless and will
      fully indemnify AMI for any and all liabilities, costs, damages and legal
      costs, including reasonable attorney's fees, as they are incurred, which
      may be incurred by V-Flash, CDK, or AMI pursuant to AMI's activities as
      described herein regarding V-Flash and/or CDK. AMI assumes no
      responsibility for the performance of V-Flash or CDK technology, product,
      and/or service. AMI shall not be liable for any damages caused by the use
      of V-Flash or CDK technology, product and/or service, by any AMI Client or
      any other third party.

      XI(B.) PARTNERSHIP/JOINT VENTURE: Nothing contained herein shall be
      construed as constituting a partnership or joint venture between any of
      the Parties.

      XI(C.) TRADEMARKS: It is understood that AMI has no rights to the
      trademark(s), copyrights, or patents of V-Flash, or CDK, and that no
      transfer of any rights to said trademarks, copyrights, or patents is made
      herein.

      XI(D.) INTERPRETATION/MODIFICATION: This Agreement shall be governed by
      and construed in accordance with the laws of the State of New Jersey
      regardless of the place of physical execution. Additionally, this
      Agreement may not be changed or modified except by an instrument in
      writing signed by the parties hereto.

      XI(E.) REPRESENTATION AS TO ABILITY TO ENTER AGREEMENT:

      V-Flash and CDK hereby warrant and represent that V-Flash and CDK are
      under no disability, restriction or prohibition, whether contracted or
      otherwise, with regard to V-Flash's and CDK's right to enter into this
      Agreement and to perform each and every term and provision hereof.

      AMI hereby warrants and represents that AMI is under no disability,
      restriction or prohibition, whether contracted or otherwise, with regard
      to AMI's right to enter into this Agreement and to perform each and every
      term and provision hereof.

      XI(F.) REPRESENTATION AS TO STOCK OPTIONS: Any Stock Options issued to AMI
      pursuant to this Agreement will contain standard representations and
      warranties by the company issuing the Options and customary shareholder
      protections and anti-dilution protections to adjust for events including,
      but not limited to, such things as stock splits, stock dividends and
      reclassifications not including the announced dividend in connection with
      ValueFlash; all other rights, including registration rights, and favored
      nations rights, shall be determined in a separate writing to be entered
      into by the parties within 10 business days of the date hereof. Said
      Options shall vest as defined herein and V-Flash and CDK

                                  Page 8 of 10
<PAGE>

      shall provide physical documentation relating to said Options to AMI on a
      quarterly basis, unless otherwise notified by AMI.

      XI(G.) This Agreement and any exhibits attached hereto comprise the entire
      Agreement between the Parties and shall supercede and take place of any
      other agreements between the Parties.

      XI(H.) Agreement Binds Successors. This Agreement shall be binding and
      insure to the benefit of the Parties, their successors and assigns.

      XI(I.) Notices - Any notice provided under this Agreement shall be in
      writing. All notices shall be by either overnight mail, certified mail,
      telefax, e-mail or personal delivery. The certified mail shall be
      effective within three business days of sending. The overnight mail,
      telefax and e-mail shall be effective within two business days of sending.
      Personal delivery will be effective upon delivery. Notices to the Parties
      shall be addressed as follows:

      Michael Adubato
      Arcadia Marketing, Inc.
      476 South Avenue East
      Cranford, NJ  07016
      908-653-1550 Phone
      908-653-1450 Fax
      madubato@arcadiamarketing.com E-mail
      -----------------------------

      Michael Jolly             with a copy to:    Steven A. Horowitz, Esq.
      CDKnet, LLC                                  400 Garden City Plaza
      250 West 57th Street                         Suite 202
      Suite 1101                                   Garden City, NY 11530
      New York, NY 10019                           (516) 873-2000 phone
      212-547-6070 phone                           (516) 873-2010 fax
      212-265-3878 fax                             shorowitz@mhhlaw.com E-mail
      Michael@cdknet.com E-mail                    --------------------
      ------------------

      Michael Jolly             with a copy to:    Steven A. Horowitz, Esq.
      ValueFlash.com, Inc.                         400 Garden City Plaza
      250 West 57th Street                         Suite 202
      Suite 1101                                   Garden City, NY 11530
      New York, NY 10019                           (516) 873-2000 phone
      212-547-6070 phone                           (516) 873-2010 fax
      212-265-3878 fax                             shorowitz@mhhlaw.com E-mail
      Michael@vflash.com E-mail                    --------------------
      ------------------

                                  Page 9 of 10
<PAGE>

      XI(j.) Modification; Waiver - Any modification or waiver of terms
      contained in this Agreement shall not operate or be construed so as to
      permit any subsequent modification or waiver of any such terms.

NOW, THEREFORE, if you agree with the foregoing, please sign where indicated
below thereby causing this Agreement to be fully executed on the date indicated:

Agreed and accepted:

ValueFlash.com, Inc.

By: ___________________________             Title: ______________________
      (Signature)

_______________________________             Date: _______________________
(Print  or type name)

CDKnet, LLC

By:  __________________________             Title: ______________________
       (Signature)

_______________________________             Date: _______________________
(Print or type name)

Arcadia Marketing, Inc.

By: ___________________________             Title: ______________________
      (Signature)

_______________________________             Date: _______________________
(Print or type name)

                                  Page 10 of 10
<PAGE>

                         Attachment A - AMI Client List
                         ------------------------------

Attachment A is intended to be attached to and supplement the terms of the
Agreement between AMI, V-Flash and CDK. The Agreement and any subsequent addenda
thereto, shall be referred o as "Agreement". This Attachment shall be referred
to as "AMI Client List".

AMI will communicate with a specified list of individuals, corporations, and
other entities as listed on this AMI Client List of this Agreement. In addition
to this AMI Client List, AMI shall submit additional names of individuals,
corporations and other entities to V-Flash and CDK as addenda to the Agreement
on an ongoing basis. Said Addenda shall become a binding part to the Agreement
upon the mutual written agreement of AMI, V-Flash and CDK.

It is understood by the Parties that this AMI Client List is exclusive to AMI.
Furthermore, should any dispute arise regarding the exclusive right of AMI to
represent V-Flash or CDK technologies or services to this AMI Client List, by
any third party, or by any individual or corporate officer of V-Flash or CDK,
this Agreement will take precedence and will control in any such dispute and the
Parties shall adhere to all terms and conditions of this Agreement.

Additionally, should any individual or corporate officer from any entity
included on AMI Client List contact V-Flash or CDK directly, V-Flash or CDK
agree to promptly notify AMI of said contact.

V-Flash and/or CDK, upon notification to AMAI, may choose to pay additional
compensation to a third party who claims to represent a Client included on AMI
Client List, but in no way shall AMI forfeit their right to any compensation as
a result of any Client usage of V-Flash or CDK technology, as defined within the
Agreement. Any payment by V-Flash or CDK to such third party shall not reduce
the amount of AMI compensation, or, the definition of the term "gross" or "net",
as defined herein.

Initial Client Contact - AMI shall request, in writing, initial approval of a
proposed client from CDK and/or V-Flash, said approval shall be given by CDK
and/or V-Flash within five business days of said written request. Within ten
business days of receipt of written approval, AMI aggress to provide V-Flash
and/or CDK with evidence of a scheduled meeting date with any AMI Client, to
take place within sixty days of such approval, concurrent with AMI Client being
added to AMI Client List. This section shall apply only to those AMI Clients
listed below in Section 1.

Terms of Exclusivity - Upon Client being added to AMI Client List, Client shall
remain exclusive to AMI under the terms of this Agreement for a 3-month period.
Should Client maintain a substantive dialogue with AMI, V-Flash or CDK
concerning the use of V-Flash or CDK technology and/or services, said 3-month
exclusive period shall be extended for an additional 3-month period. Said
3-month extended period shall be repeated for additional 3-month periods upon
the approval of V-Flash and CDK, and

                                   Page 1 of 4
<PAGE>

while substantive dialogue is ongoing with said AMI Client. Said approval shall
not be unreasonably withheld. Should Client become an AMI/V-Flash Client as
defined herein, or Purchase CDK technology, products or services within said
exclusive period, said Client shall remain exclusive to AMI concurrent with the
duration of said Clients usage of any V-Flash or CDK technology or service and
for a period of 12 months after the date said Client (a) concludes all usage of
all V-Flash and CDK technology or service or (b) makes final payment for V-Flash
or CDK technology. This section applies only to those AMI Clients listed below
in Sections 1 and 2.

Section 1
---------

Major League Baseball

YankeeNets, LLC and all affiliated companies and subsidiaries

Blockbuster Inc.

Follett Corporation

Premier Parks Corporation

ESPN Internet Ventures

National Hockey League

National Football League

National Basketball Association

Artemis Records and all subsidiaries and affiliated companies, including
ArtistEnt.com Sheridan Square Entertainment. All clients introduced to V-Flash
or CDK by C&P Capital, Michael Chambers and/or Patrick Panzarella

Infinite Management Group / Tamara Walker / TamaraWalker.com

Kmart Corporation

Prudential Insurance Company of America and subsidiaries

AVIS

Wizard Entertainment Group

                                   Page 2 of 4
<PAGE>

New York Giants

Tyrand, Inc.

Acco, Inc.

Newark Bears

Athletenow.com

Jayson Williams (NJ Nets)

SFM Media / Robert Frank

Media Planning

Havas Advertising

Section 2
---------

It is understood by the Parties that the Terms of Exclusivity as described above
shall extend to those clients of the following agencies and/or individuals who
are first introduced to V-Flash and/or CDK through either the client-agency,
individual, or AMI. The Parties agree that the term "introduced" shall mean a
meeting and/or presentation which V-Flash and/or CDK attend, or their designee
attends, with said clients of the following agencies and/or individuals.

      The clients of Young & Rubicam ("Y&R") its subsidiaries and affiliated
      companies.

      The clients of Y&R subsidiary Impiric (formerly Wunderman, Cato, Johnson).

      All clients identified by any Y&R/V-Flash Joint Venture company.

      All clients introduced to V-Flash or CDK by Y&R and its subsidiaries and
      affiliated companies.

      All clients introduced to V-Flash or CDK by JMC Industries or John Capozzi

      All clients introduced to V-Flash or CDK by GSC Marketing, LLC or Gerard
      Calabrese

      All clients introduced to V-Flash or CDK by Track Marketing Partners,
      Inc., Track Entertainment, Stephen Dessau or Lee Heiman

      All clients introduced to V-Flash or CDK by Rick Celone

      All clients introduced to V-Flash or CDK by Scully Brothers, or John
      Scully

      All clients introduced to V-Flash or CDK by Richard Adubato

                                   Page 3 of 4
<PAGE>

Section 3
---------

AMI Clients Not Bound to Time Period:  Said 3-month exclusive period and Initial
Client Contract as described herein, does not apply to the following AMI Clients
from this AMI Client List. Said AMI Clients shall be exclusive to AMI without
regard to when said Clients become AMI/V-Flash Clients as described herein, or
when said Clients Purchase CDK technology.

      Young and Rubicam, Inc. (Y&R) and all affiliated companies and
      subsidiaries

      JMC Industries and John Capozzi

      Track Marketing Partners, Inc. and Lee Heiman, Stephen Dessau

      GSC Marketing, LLC and Gerard Calabrese

      Allen & Company

      McGuggan, LLC and all affiliated companies and subsidiaries

      Archard, LLC and Richard Adubato

      Scully Brothers

                                   Page 4 of 4
<PAGE>

                                  Attachment B
                                  ------------

This Attachment B defines how V-Flash and CDK compensation is allocated to AMI
when said compensation is related to Track Marketing Client activities. The
Parties to this Agreement acknowledge the existence of an agreement between
V-Flash, CDK, Track, and AMI ("the Track Agreement"). Track's V-Flash and CDK
compensation is defined in the Track Agreement.

It is understood by the Parties of This Agreement, that Track Marketing is an
AMI Client, and that Track will sell and/or market both V-Flash and CDK
technology, products, and services to Track Clients as defined in the Track
Agreement. It is further understood that compensation payable to Track by
V-Flash and CDK is derived from the pool of AMI compensation as described in
this Agreement, except for section IV(a1.)

The following identifies specific sections of this Agreement and sets forth
AMI's compensation from V-Flash and CDK as adjusted when CDK and/or V-Flash
revenues are generated by a Track Client. Unless specifically indicated below,
any and all AMI compensation from V-Flash or CDK as defined in this Agreement
remains in full force and effect. In no way does AMI forfeit or adjust any
V-Flash or CDK compensation, including compensation generated by any Track
Client, unless said adjustment is defined below. Any compensation item not
indicated below is not adjusted and will be paid in full to AMI as described in
this Agreement.

III.  V-FLASH COMPENSATION

      III(A1.) V-FLASH STOCK OPTIONS:

      Each AMI/V-Flash Client: 2,500 Options to AMI per Client

      III(B.) PERCENTAGE OF REVENUE FROM ONGOING V-FLASH OPERATIONS OF
      AMI/V-FLASH CLIENTS ("V-FLASH RESIDUALS").

         AMI V-Flash Residuals Schedule
         ------------------------------

         Year 1:                   5%
         Year 2:                   4%
         Year 3:                   3%
         Year 4 and thereafter:    2.5%

      III(C.) V-FLASH STOCK OPTIONS BASED ON V-FLASH REVENUES:

      Said Stock Options on V-Flash Revenues shall be issued on a pro-rata basis
      as V-Flash Revenues are generated, using the ratio of 1 V-Flash Stock
      Option for every $40 of V-Flash Revenues.

      III(E.) 10% CASH BONUS: AMI shall receive an additional 5% of all V-Flash
      Revenues, generated by AMI Clients which in the aggregate are in excess of
      $5,000,000 in the first two years of said Clients' V-Flash usage.

                                   Page 1 of 3
<PAGE>

IV.   CDK COMPENSATION

PERCENTAGE OF CDK NET REVENUE ALLOCATED TO CDK AND AMI (NO V-FLASH USED)
------------------------------------------------------------------------

         AMI:              20% of Net Revenue
         CDKnet:           50% of Net Revenue

      Should any AMI Client that purchases a CDK technology, also use V-Flash
      technology, the above allocation of Net Revenue shall be adjusted as
      follows:

         AMI:              1/3 of Net Revenue
         CDKnet:           1/3 of Net Revenue

      IV(B2.) CDK agrees to issue AMI 5,000 CDK Stock Options per every
      $1,000,000 of Gross Revenue generated from AMI's efforts and/or associated
      with AMI Clients. Said Options that are based on Gross Revenues will be
      issued to AMI on a pro-rata basis as revenues are realized by CDK using
      the ratio of 1 Option for every $200 of Gross Revenues.

      IV(B3.) CDK agrees to issue AMI 5,000 CDK Stock Options for every
      1,000,000 CD units produced, that contain CDK technology, in which AMI
      and/or AMI's Clients efforts cause to be produced, and in which a per unit
      fee is charged by CDK. Said Options that are based on units produced will
      be issued to AMI on a pro rata basis using the ratio of 1 Option for every
      200 units produced.

      IV(B5.) CDK agrees to issue 500 CDK Stock Options to AMI in which AMI's
      efforts and/or AMI Clients cause CDK technology to be used, and no "per
      unit fee" has been charged by CDK.

V.    AMI COMPENSATION FOR IDENTIFYING V-FLASH OR CDK INVESTORS: AMI shall
      receive 2.5% of the Total Investment into V-Flash or CDK by individuals,
      corporations, or other entities identified or introduced by Track to
      V-Flash or CDK.

NOW, THEREFORE, if you agree with the foregoing, please sign where indicated
below thereby causing this Attachment B to be a binding part of this Agreement
and fully executed on the date indicated:

Agreed and accepted:

ValueFlash.com, Inc.

By: ____________________________            Title: _____________________

________________________________            Date: ______________________
(Print or type name)

                                   Page 2 of 3
<PAGE>

CDKnet, LLC

By: ____________________________            Title: _____________________

________________________________            Date: ______________________
(Print or type name)

Arcadia Marketing, Inc.

By: ____________________________            Title: _____________________

________________________________            Date: ______________________
(Print or type name)

                                   Page 3 of 3
<PAGE>
                                  Attachment C
                                  ------------

This Attachment C defines how V-Flash and CDK compensation is allocated to AMI
when said compensation is related to JMC Industries' Client activities. The
Parties to this Agreement acknowledge the existence of an agreement between
V-Flash, CDK, JMC, and AMI ("the JMC Agreement"). JMC's V-Flash and CDK
compensation is defined in the JMC Agreement.

It is understood by the Parties of this Agreement, that JMC Marketing is an AMI
Client, and that JMC will sell and/or market both V-Flash and CDK technology,
products, and services to JMC Clients as defined in the JMC Agreement. It is
further understood that compensation payable to JMC by V-Flash and CDK is
derived from the pool of AMI compensation as described in this Agreement, except
for section IV(a1).

The following identifies specific sections of this Agreement and sets forth
AMI's compensation from V-Flash and CDK as adjusted when CDK and/or V-Flash
revenues are generated by a JMC Client. Unless specifically indicated below, any
and all AMI compensation from V-Flash or CDK as defined in this Agreement
remains in full force and effect. In no way does AMI forfeit or adjust any
V-Flash or CDK compensation, including compensation generated by any JMC Client,
unless said adjustment is defined below. Any compensation item not indicated
below is not adjusted and will be paid in full to AMI as described in this
Agreement.

III.  V-FLASH COMPENSATION

      III(A1.) V-FLASH STOCK OPTIONS:

      Each AMI/V-Flash Client: 2,500 Options to AMI per Client

      III(B.) PERCENTAGE OF REVENUE FROM ONGOING V-FLASH OPERATIONS OF
      AMI/V-FLASH CLIENTS ("V-FLASH RESIDUALS").

         AMI V-Flash Residuals Schedule
         ------------------------------

         Year 1:                   5%
         Year 2:                   4%
         Year 3:                   3%
         Year 4 and thereafter:    2.5%

      III(C.) V-FLASH STOCK OPTIONS BASED ON V-FLASH REVENUES:

      Said Stock Options based on V-Flash Revenues shall be issued on a pro-rata
      basis as V-Flash Revenues are generated, using the ratio of 1 V-Flash
      Stock Option for every $40 of V-Flash Revenues.

      III(E.) 10% CASH BONUS: AMI shall receive an additional 5% of all V-Flash
      Revenues, generated by AMI Clients which in the aggregate are in excess of
      $5,000,000 in the first two years of said Clients' V-Flash usage.

                                   Page 1 of 3
<PAGE>

IV.   CDK COMPENSATION

Percentage of CDK Net Revenue Allocated to CDK and AMI (No V-Flash Used)
------------------------------------------------------------------------

         AMI:              1/3 of Net Revenue
         CDKnet:           1/3 of Net Revenue

      Should any AMI Client that purchases CDK technology, also use V-Flash
      technology, the above allocation of Net Revenue shall the same.

      IV(B2.) CDK agrees to issue AMI 5,000 CDK Stock Options per every
      $1,000,000 of Gross Revenue generated from AMI's efforts and/or associated
      with AMI Clients. Said Options that are based on Gross Revenues will be
      issued to AMI on a pro-rate basis as revenues are realized by CDK using
      the ratio of 1 Option per every $200 of Gross Revenues.

      IV(B3.) CDK agrees to issue AMI 5,000 CDK Stock Options for every
      1,000,000 CD units produced, that contain CDK technology, in which AMI
      and/or AMI's Clients efforts cause to be produced, and in which a per unit
      fee is charged by CDK. Said Options that are based on units produced will
      be issued to AMI on a pro-rata basis using the ratio of 1 Option for every
      200 units produced.

      IV(B6.) CDK agrees to issue 500 CDK Stock Options to AMI in which AMI's
      efforts and/or AMI Clients cause CDK technology to be used, and no "per
      unit fee" has been charged by CDK.

V.    AMI COMPENSATION FOR IDENTIFYING V-FLASH OR CDK INVESTORS: AMI shall
      receive 2.5% of the Total Investment into V-Flash or CDK by individuals,
      corporations, or other entities identified or introduced by JMC to V-Flash
      or CDK.

NOW, THEREFORE, if you agree with the foregoing, please sign where indicated
below thereby causing this Attachment C to be a binding part of this Agreement
and fully executed on the date indicated:

Agreed and accepted:

ValueFlash.com, Inc.

By: ______________________                  Title:  _____________________
      (Signature)
__________________________                  Date:  ______________________
(Print or type name)

                                   Page 2 of 3
<PAGE>

CDKnet, LLC

By:  _____________________                  Title:  _____________________
       (Signature)

__________________________                  Date:  ______________________
(Print or type name)

Arcadia Marketing, Inc.

By:  _____________________                  Title:  _____________________
       (Signature)

__________________________                  Date:  ______________________
(Print or type name)

                                   Page 3 of 3

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