Document:

Surface Coatings, Inc. Exhibit 4.1

SURFACE
COATINGS, INC.

SUBSCRIPTION
AGREEMENT

________________,
2007

Surface
Coatings, Inc.

2010
Industrial Blvd, Suite 605

Rockwall,
Texas 75087

Ladies
and Gentlemen:

    1.
  PURCHASE OF COMMON STOCK.   Intending to be legally bound
, I hereby agree to purchase ________ shares of voting, $0.001 par value common
stock (the "Shares") of Surface Coatings, Inc. (the "Corporation") for
 ______________ U.S. Dollars (number of Shares to be purchased multiplied
by $0.50). This offer to purchase is submitted in accordance with and subject to
the terms and conditions described in this Subscription Agreement (the
"Agreement"). I acknowledge that the Corporation reserves the right, in its sole
and absolute discretion, to accept or reject this subscription and the
subscription will not be binding until accepted by the Corporation in
writing.

    2.
  PAYMENT.   I agree to deliver to the Corporation
immediately available funds in the full amount due under this Agreement, by cash
or by certified, personal or cashier's check payable to the "Surface Coatings,
Inc." The money we raise in this offering before the minimum amount, $75,000, is
sold will be deposited in a separate non-interest bearing bank account where the
funds will be held for the benefit of those subscribing for our shares, until
the minimum amount is raised at which time we will deposit them in our bank
account and retain the transfer agent who will then issue the shares. The funds
will not be commingled with any other monies, and if the minimum amount is not
raised by the end of the offering period, September 28, 2008, all funds will be
refunded immediately, without interest.

    3.
  ISSUANCE OF SHARES.   The Shares subscribed for herein
will only be issued upon acceptance by the Corporation as evidenced by the
Corporation returning to the investor an executed Agreement acknowledging
acceptance and upon satisfaction of the terms and conditions of the
offering.

 

    4.
REPRESENTATION AND WARRANTIES. 

A.
  I understand that the offering and sale of the Shares is registered
under (i) the Securities Act of 1933, as amended (the "Securities Act"), and
(ii) various States' Divisions of Securities in compliance with their
administration and enforcement of the respective States' Blue Sky Laws and
Regulations.  In accordance therewith and in furtherance thereof, I
represent and warrant to and agree with the Corporation as follows:

         I
am a resident of the State of ________________ as of the date of this Agreement
and I have no present intention of becoming a resident of any other state or
jurisdiction;

    5.
  IRREVOCABILITY; BINDING EFFECT.   I hereby acknowledge and
agree that the purchase hereunder is irrevocable, that I am not entitled to
cancel, terminate or revoke this Agreement or any agreements of the undersigned
hereunder and that this Agreement and such other agreements shall survive my
death or disability and shall be binding upon and

inure
to the benefit of the parties and their heirs, executor, administrators,
successors, legal representatives and assigns. If the undersigned is more than
one person, the obligations of the undersigned hereunder shall be joint and
several, and the agreements, representations, warranties and acknowledgments
herein contained shall be deemed to be made by and are binding upon each such
person and his heirs, executors, administrators, successors, legal
representatives and assigns.

    6.
  MODIFICATION.   Neither this Agreement not any provisions
hereof shall be waived, modified, discharged or terminated except by an
instrument in writing signed by the party against whom any such waiver,
modification, discharge or termination is sought.

    7.
  NOTICES.   Any notice, demand or other communication which
any party hereto may require, or may elect to give to anyone interested
hereunder shall be sufficiently given if [a] deposited, postage prepaid, in a
United States mail box, stamped registered or certified mail, return receipt
requested addressed to such address as may be listed on the books of the
Corporation, [b] delivered personally at such address, or [c] delivered (in
person, or by a facsimile transmission, telex or similar telecommunications
equipment) against receipt.

    8.
  COUNTERPARTS.   This Agreement may be executed through the
use of separate signature pages or in any number of counterparts, and each of
such counterparts shall, for all purposes, constitute one agreement binding on
all parties, notwithstanding that all parties are not signatories to the same
counterpart.

    9.
 ENTIRE AGREEMENT.   This Agreement contains the entire agreement
of the parties with respect to the subject matter  hereof, and there are no
representations, covenants or other agreements except as stated or referred to
herein.

    10.
 SEVERABILITY.   Each provision of the Agreement is intended to
be severable from every other provision, and the invalidity or illegality of any
portion hereof shall not affect the validity or legality of the remainder
hereof.

    11.
 ASSIGNABILITY.   This Agreement is not transferable or
assignable by the undersigned except as may be provided herein.

    12.
 APPLICABLE LAW.   This Agreement shall be governed by and
construed in accordance with the laws of the State of Texas as applied to
residents of that state executing contracts wholly to be performed in that
state.

INDIVIDUAL(S)
SUBSCRIBER

IN
WITNESS WHEREOF, I have executed this Agreement as of the ____ day of
 ___________, 2007.

Address:

___________________________________

           
______________________________

Signature
of Purchaser       

   

______________________________

___________________________________

Name(s)
of Purchaser  (Please print or type)

            

______________________________

Email
address

______________________________

Telephone

ENTITY
SUBSCRIBER

                                           

IN
WITNESS WHEREOF, I have executed this Agreement as of the ______ day of
 _________________, 2007.

Address:

____________________________

           
____________________________________

Entity

____________________________________

______________________________

Signed
By

Its:
___________________________

______________________________

Date

PURCHASE
ACCEPTED FOR _________ SHARES:

Surface
Coatings, Inc.

By:
________________________________

       Rick
Pietrykowski, President

Date:
_______________________________Surface Coatings, Inc. Exhibit 10.1

EXHIBIT 10.1

CONSENT OF CERTIFIED PUBLIC ACCOUNTANTS

We consent to the use of our report dated February 8, 2008 on the financial statements of Surface Coatings, Inc. as December 31, 2007 and December 31, 2006, and the related statements of operations, stockholders’ equity and cash flows for the years then ended, and the inclusion of our name under the heading “Experts” in the Form S-1 Registration Statement filed with the Securities & Exchange Commission.

/s/  The Hall Group, CPAs

The Hall Group, CPAs

Dallas, Texas

April 21, 2008ex10-1.htm

    Exhibit
10.1

    

    SECOND AMENDMENT TO LOAN
AGREEMENT

    

    THIS
SECOND AMENDMENT TO LOAN AGREEMENT (this “Amendment”) is made
and entered into as of February 8, 2008, by and between:  LACLEDE GAS
COMPANY, a Missouri corporation (“Borrower”); and Banks
from time to time party to the Agreement (defined below), including U.S. BANK
NATIONAL ASSOCIATION, a national banking association, in its capacity as a Bank
and as Administrative Agent under the Agreement (“Administrative
Agent”); and has reference to the following facts and circumstances (the
“Recitals”):

    

    A.           Borrower,
Administrative Agent and certain Banks executed the Amended and Restated Loan
Agreement dated as of September 10, 2004 (as amended, the “Agreement”; all
capitalized terms used and not otherwise defined in this Amendment shall have
the respective meanings ascribed to them in the Agreement as amended by this
Amendment).

    

    B.           The
Agreement was previously amended as described in the Amendment to Loan Agreement
dated as of December 23, 2005; and Borrower, Administrative Agent and Banks
desire to further amend the Agreement in the manner hereinafter set
forth.

    

    NOW,
THEREFORE, in consideration of the premises and for other good and valuable
consideration, the receipt and sufficiency of which are hereby acknowledged,
Borrower, Administrative Agent and Banks hereby agree as follows:

    

    1.           Recitals.  The
Recitals are true and correct, and, together with the defined terms set forth
herein, are incorporated by this reference.

    

    2.           Amendment to
Agreement. The Agreement is amended
as follows:

    

    (a)           The
definition of “Revolving Credit Period” in Section 1.01 of the Agreement, is
deleted and replaced with the following:

    

    “Revolving Credit Period
shall mean the period commencing on the date of this Agreement and ending on
December 31, 2011, or as extended pursuant to Section 2.01(e); provided,
however, that the Revolving Credit Period shall end on the date the Revolving
Credit Commitment is terminated pursuant to Section 6 or
otherwise.”

    

    (b)           The
definition of “Non-Consenting Bank” in Section 1.01 of the Agreement is deleted
and replaced with the following:

    

    “Non-Consenting Bank
shall have the meaning ascribed thereto in Section 2.01(e) and each
Non-Consenting Bank is set forth on Schedule 1.01A
attached hereto and incorporated by reference.”

    

    (c)           Section
4.07 of the Agreement is deleted and replaced with the following:

    

    “4.07  Investment Company Act of
1940; Public Utility Holding Company Act of 1935.  Borrower is
not an “investment company” as that term is defined in, and is not otherwise
subject to regulation under, the Investment Company Act of 1940, as
amended.  Borrower is not (a) a “holding company” as defined in the
Public Utility Holding Company Act of 2005, as amended (“PUHCA”), but is a
subsidiary of a holding company for which compliance with the accounting, record
retention and reporting sections of PUHCA has been waived or (b) subject to
regulation under PUHCA, other than as a subsidiary of a holding company under
PUHCA.”

    

    
      
        
        

      

      
        
        

        
        

      

      
        
        

      

    

    (d)           Schedule 1.01 and
Schedule 2.02
of the Agreement are deleted and replaced with Schedule 1.01 and
Schedule 2.02
attached hereto and incorporated by reference.

    

    (e)           Schedule 1.01A
attached hereto and incorporated by reference is added to the Agreement as Schedule
1.01A.

    

    3.           Extension
Request.  Borrower, Administrative Agent and Banks acknowledge
and agree that:  (a) Borrower submitted an Extension Request to
Administrative Agents and Banks to extend the Revolving Credit Period from
December 31, 2010 to December 31, 2011; (b) Administrative Agent and all Banks,
except for Bank Hapoalim B.M. and First Bank, consented to such Extension
Request; (c) the conditions for approval of such Extension Request under Section
2.01(e) of the Agreement have been satisfied; (d) Bank Hapoalim B.M. and First
Bank shall no longer be Banks under the Agreement and the Revolving Credit
Commitments and Pro Rata Shares of the remaining Banks have been reallocated as
described in revised Schedule 1.01
attached hereto; and (e) as a result, the last day of the Revolving Credit
Period shall be extended to December 31, 2011 for all remaining
Banks.

    

    4.           Costs and
Expenses.  Borrower hereby agrees to reimburse Administrative
Agent upon demand for all out-of-pocket costs and expenses (including, without
limitation, reasonable attorneys’ fees and expenses) incurred by Administrative
Agent in the preparation, negotiation and execution of this Amendment and any
and all other agreements, documents, instruments and/or certificates relating to
the amendment of Borrower’s existing credit facilities with Administrative Agent
and Banks.  Borrower further agrees to pay or reimburse Administrative
Agent for (a) any stamp or other taxes (excluding income or gross receipts
taxes) which may be payable with respect to the execution, delivery, filing
and/or recording of any of the Transaction Documents, and (b) the cost of
any filings and searches, including, without limitation, Uniform Commercial Code
filings and searches.  All of the obligations of Borrower under this
paragraph shall survive the payment of Borrower’s Obligations and the
termination of the Agreement.

    

    5.           References to this
Agreement. All references in the
Agreement to “this Agreement” and any other references of similar import shall
henceforth mean the Agreement as amended by this Amendment.

    

    6.           Full Force and
Effect. Except to the extent
specifically amended by this Amendment, all of the terms, provisions,
conditions, covenants, representations and warranties contained in the Agreement
shall be and remain in full force and effect and the same are hereby ratified
and confirmed.

    

    7.           Benefit.  This
Amendment shall be binding upon and inure to the benefit of Borrower,
Administrative Agent and Banks and their respective successors and assigns,
except that Borrower may not assign, transfer or delegate any of its rights or
obligations under the Agreement as amended by this Amendment.

    

    8.           Representations and
Warranties.  Borrower hereby represents and warrants to
Administrative Agent and Banks that:

    

    (a)           the
execution, delivery and performance by Borrower of this Amendment are within the
corporate powers of Borrower, have been duly authorized by all necessary
corporate action and require no action by or in respect of, consent of or filing
or recording with, any governmental or regulatory body, instrumentality,
authority, agency or official or any other Person;

    

    (b)           the
execution, delivery and performance by Borrower of this Amendment do not
conflict with, or result in a breach of the terms, conditions or provisions of,
or constitute a default under 

     

    
      
        
        

      

      
        - 2
-

        
        

      

      
        
        

      

    

    or
result in any violation of, the terms of the Articles of Incorporation or Bylaws
of Borrower, any applicable law, rule, regulation, order, writ, judgment or
decree of any court or governmental or regulatory body, instrumentality
authority, agency or official or any agreement, document or instrument to which
Borrower is a party or by which Borrower or any of its property is bound or to
which Borrower or any of its property is subject;

    

    (c)           this
Amendment has been duly executed and delivered by Borrower and constitutes the
legal, valid and binding obligation of Borrower enforceable against Borrower in
accordance with its terms, except as such enforceability may be limited by (i)
applicable bankruptcy, insolvency or similar laws affecting the enforcement of
creditors’ rights generally and (ii) general principles of equity (regardless of
whether such enforceability is considered in a proceeding in equity or at
law);

    

    (d)           all
of the representations and warranties made by Borrower in the Agreement and/or
in any of the other Transaction Documents are true and correct in all material
respects on and as of the date of this Amendment as if made on and as of the
date of this Amendment; and

    

    (e)           as
of the date of this Amendment, no Default or Event of Default under or within
the meaning of the Agreement has occurred and is continuing.

    

    9.           Release. Borrower hereby
unconditionally releases, acquits, waives, and forever discharges Administrative
Agent and each Bank and their successors, assigns, directors, officers, agents,
employees, representatives and attorneys from any and all liabilities, claims,
causes of action or defenses, if any, and for any action taken or for any
failure to take any action, existing at any time prior to the execution of this
Amendment.

    

    10.           Inconsistency. In the event of any
inconsistency or conflict between this Amendment and the Agreement, the terms,
provisions and conditions contained in this Amendment shall govern and
control.

    

    11.           Missouri Law. This Amendment shall be
governed by and construed in accordance with the substantive laws of the State
of Missouri (without reference to conflict of law principles).

    

    12.           Notice Required by Section
432.047 R.S. Mo.  ORAL AGREEMENTS OR
COMMITMENTS TO LOAN MONEY, EXTEND CREDIT OR TO FORBEAR FROM ENFORCING REPAYMENT
OF A DEBT INCLUDING PROMISES TO EXTEND OR RENEW SUCH DEBT ARE NOT ENFORCEABLE,
REGARDLESS OF THE LEGAL THEORY UPON WHICH IT IS BASED THAT IS IN ANY WAY RELATED
TO THE CREDIT AGREEMENT.  TO PROTECT YOU (BORROWER(S)) AND US
(CREDITOR) FROM MISUNDERSTANDING OR DISAPPOINTMENT, ANY AGREEMENTS WE REACH
COVERING SUCH MATTERS ARE CONTAINED IN THIS WRITING, WHICH IS THE COMPLETE AND
EXCLUSIVE STATEMENT OF THE AGREEMENT BETWEEN US, EXCEPT AS WE MAY LATER AGREE IN
WRITING TO MODIFY IT.

    

    13.           Conditions
Precedent. Notwithstanding any
provision contained in this Amendment to the contrary, this Amendment shall not
be effective unless and until Administrative Agent shall have received the
following, all in form and substance acceptable to Administrative
Agent:

    

    (a)           this
Amendment, duly executed by Borrower and Banks;

    

    
      
        
        

      

      
        - 3
-

        
        

      

      
        
        

      

    

    (b)           a
copy of resolutions of the Board of Directors of Borrower, duly adopted, which
authorize the execution, delivery and performance of this Amendment, certified
by the Secretary of Borrower;

    

    (c)           an
incumbency certificate, executed by the Secretary of Borrower, which shall
identify by name and title and bear the signature(s) of the officer(s) of
Borrower executing this Amendment and the new Notes;

    

    (d)           a
certificate of good standing for Borrower, issued by the Secretary of State of
Missouri, or other proof of current good standing acceptable to Administrative
Agent;

    

    (e)           payment
by Borrower of the applicable arrangement, upfront and other fees as described
in the fee letter provided by Administrative Agent to Borrower in connection
with this Amendment; and

    

    (f)           such
other documents and information as reasonably requested by Administrative Agent
and Banks.

    

    IN
WITNESS WHEREOF, Borrower, Administrative Agent and Banks have executed this
Amendment as of the day and year first above written.

    

    

    

    

    (SIGNATURES
ON FOLLOWING PAGES)

    
      
        
          

          

           

        

         

      

      
        - 4
-

         

      

      
         

      

    

    

    
      	
              SIGNATURE
      PAGE-BORROWER

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              Borrower:

            
	 
      	 
      	 
      
	 
      	
              LACLEDE
      GAS COMPANY

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      Lynn D. Rawlings

            
	 
      	 
      	
              Lynn
      D. Rawlings, Treasurer and Assistant
Secretary

            

    

    

    

    

    

    
      
        
          

           

          

           

          

           

           

           

        

         

      

      
        - 5
-

         

      

      
         

      

    

    

    
      	
              SIGNATURE
      PAGE- ADMINISTRATIVE AGENT AND U.S. BANK

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              U.S.
      BANK NATIONAL ASSOCIATION,

            
	 
      	
              as
      Administrative Agent

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      John Eyerman

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              John
      Eyerman

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Banking
      Officer

            
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              U.S.
      BANK NATIONAL ASSOCIATION, as a Bank

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      John Eyerman

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              John
      Eyerman

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Banking
      Officer

            
	 
      	 
      	 
      

    

    

    

    

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 6
-

         

      

      
         

      

    

    

    

    

    
      	
              SIGNATURE
      PAGE- SOUTHWEST BANK OF ST. LOUIS

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              SOUTHWEST
      BANK OF ST. LOUIS

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      Mark Sauerwein

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              Mark
      Sauerwein

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              SVP

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 7
-

         

      

      
         

      

    

    

    

    
      	
              SIGNATURE
      PAGE- COMERICA BANK

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              COMERICA
      BANK

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      Mark J. Leveille

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              Mark
      J. Leveille

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Vice
      President

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 8
-

         

      

      
         

      

    

    

    

    
      	
              SIGNATURE
      PAGE- THE BANK OF TOKYO-MITSUBISHI UFJ, LTD.

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              THE
      BANK OF TOKYO-MITSUBISHI UFJ, LTD.,

            
	 
      	 
      the successor-by-merger
      to UFJ Bank Limited
	 	 	 
	 
      	
              By:

            	
              /s/ Alan Reiter

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              Alan
      Reiter

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Authorized
      Signatory

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 9
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              SIGNATURE
      PAGE- FIFTH THIRD BANK

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              FIFTH
      THIRD BANK

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      Robert M. Sander

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              Robert
      M. Sander

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Vice
      President

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 10
-

         

      

      
         

      

    

    

    
      	
              SIGNATURE
      PAGE- THE BANK OF NEW YORK

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              THE
      BANK OF NEW YORK

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      Cynthia D. Howells

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              Cynthia
      D. Howells

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Vice
      President

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 11
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              SIGNATURE
      PAGE- NATIONAL CITY BANK

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              NATIONAL
      CITY BANK

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      Stephen Sainz

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              Stephen
      Sainz

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Vice
      President

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 12
-

         

      

      
         

      

    

    

    
      	
              SIGNATURE
      PAGE- REGIONS BANK

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              REGIONS
      BANK

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      Steven A. Linton

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              Steven
      A. Linton

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Senior
      Vice President

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 13
-

         

      

      
         

      

    

    

    
      	
              SIGNATURE
      PAGE- COMMERCE BANK, NATIONAL ASSOCIATION

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              COMMERCE
      BANK, NATIONAL ASSOCIATION

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      Douglas P. Best

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              Douglas
      P. Best

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Vice
      President

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 14
-

         

      

      
         

      

    

    

    
      	
              SIGNATURE
      PAGE- FIRST NATIONAL BANK OF ST. LOUIS

            
	
              SECOND
      AMENDMENT TO LOAN AGREEMENT

            
	 
      	 
      
	 
      	 
      	 
      
	 
      	 
      	 
      
	 
      	
              FIRST
      NATIONAL BANK OF ST. LOUIS

            
	 
      	 
      	 
      
	 
      	
              By:

            	
              /s/
      George W. Fitzwater

            
	 
      	 
      	 
      
	 
      	
              Name:

            	
              George
      W. Fitzwater

            
	 
      	 
      	 
      
	 
      	
              Title:

            	
              Senior
      Vice President & CFO

            
	 
      	 
      	 
      
	 
      	 
      	 
      

    

    

    

    

    
      
        
          

           

          

           

          

           

           

           

           

        

         

      

      
        - 15
-

         

      

      
         

      

    

    

    
      	
              SCHEDULE
      1.01

            
	 
      	 
      	 
      
	
              Revolving Credit
      Commitments and Pro Rata Shares

            
	 
      	 
      	 
      
	
              Bank

            	
              Revolving Credit
      Commitment

            	
              Pro Rata
      Share

            
	 
      	 
      	 
      
	
              U.S.
      Bank National Association

            	
              $56,000,000

            	
              17.500000000000%

            
	
              Southwest
      Bank of St. Louis

            	
              $36,800,000

            	
              11.500000000000%

            
	
              Comerica
      Bank

            	
              $36,600,000

            	
              11.437500000000%

            
	
              The
      Bank Of Tokyo-Mitsubishi UFJ, Ltd.

            	
              $35,000,000

            	
              10.937500000000%

            
	
              Fifth
      Third Bank

            	
              $30,100,000

            	
              9.406250000000%

            
	
              The
      Bank of New York

            	
              $30,000,000

            	
              9.375000000000%

            
	
              National
      City Bank

            	
              $30,000,000

            	
              9.375000000000%

            
	
              Regions
      Bank

            	
              $30,000,000

            	
              9.375000000000%

            
	
              Commerce
      Bank, National Association

            	
              $25,000,000

            	
              7.812500000000%

            
	
              First
      National Bank of St. Louis

            	
              $10,500,000

            	
              3.281250000000%

            
	 
      	 
      	 
      
	
              TOTAL:

            	
              $320,000,000

            	
              100.000000000000%

            
	 
      	 
      	 
      

    

    

    

    
      
        
          

          

           

        

         

      

      
        
        

         

      

      
         

      

    

    SCHEDULE
1.01A

    

    Non-Consenting
Banks

    

    

    Bank
Hapoalim B.M. and First Bank (no longer Banks as of effective date of Second
Amendment to Loan Agreement)

    

    
      
        
          

          

           

        

         

      

      
        
        

         

      

      
         

      

    

    SCHEDULE
2.02

    

    Authorized
Individuals

    

    

    Douglas
H. Yaeger, Chairman, President and Chief Executive Officer

    

    Mark D.
Waltermire, Chief Financial Officer

    

    Lynn D.
Rawlings, Treasurer and Assistant Secretary

    

    Delfina
Myers, Authorized Individual

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00141-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00141-of-00352.parquet"}], [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00141-of-00352.parquet"}]]