Document:

Amendment No. 7 to the Employees' Sheltered Savings Plan

 EXHIBIT 10.3.7 
 AMENDMENT NO. 7 
 TO THE 
 UNIFIED WESTERN GROCERS, INC. 
 SHELTERED SAVINGS PLAN 
 Unified Western Grocers, Inc. (the “Company”) hereby amends the above-named plan (the “Plan”), effective as of January 1, 2006,
as follows: 
 1. Section 3.8 of the Plan is hereby amended in its entirety to read as follows: 
 “Section 3.8: Actual Deferral Percentage Test. 
 (a) It is the Company’s intent that all Elective Contributions shall satisfy the requirements of Code Section 401(k), as
provided in the final Regulations thereunder, effective for Plan Years beginning after December 31, 2005. 
 (i)
Accordingly, the amount of Elective Contributions made in any Plan Year on behalf of all Highly Compensated Employees shall not result in an Actual Deferral Percentage for such Highly Compensated Employees that exceeds the greater of: 
 (A) the Actual Deferral Percentage for all Non-Highly Compensated Employees for the preceding Plan Year, multiplied by 1.25; or

 (B) the Actual Deferral Percentage for all Non-Highly Compensated Employees for the preceding Plan Year, multiplied by
two, provided that the Actual Deferral Percentage for all Highly Compensated Employees does not exceed the Actual Deferral Percentage for all Non-Highly Compensated Employees for the preceding Plan Year by more than two percentage points.

 (ii) For the purposes of this subsection (a), the amount of Elective
Contributions shall relate to Compensation that either (A) would have been received by the Participant in the Plan Year but for the Participant’s election to defer receipt of his or her Compensation pursuant to the terms of the Plan; or
(B) is attributable to services performed by the Participant in the Plan Year and, but for the Participant’s election to defer, would have been received by the Participant within 2 1/2 months after the close of the Plan Year. 
 (iii) For the purposes of subsection (i) above, the Company or Committee may elect, by amending the Plan, to use the current Plan Year rather than the preceding Plan Year. In that event, such election may
not be changed except as allowed for by the Secretary of the Treasury. 
 (iv) For the purposes of subsection
(i) above and for purposes of the first Plan Year, the Actual Deferral Percentage for all Non-Highly 

 Compensated Employees for the preceding Plan Year shall be: (A) 3%; or (B) the Actual Deferral
Percentage for all Non-Highly Compensated Employees for the first Plan Year, if so elected by the Committee. 
 (v) If the
Committee elects to apply Code Section 410(b)(4)(B) to determine whether the cash or deferred arrangement provided for in the Plan satisfies the coverage requirements provided for in Code Section 410(b)(1), then for purposes of
subsection (i) above, the Committee may exclude all eligible Employees (other than Highly Compensated Employees) who have not met the minimum age and service requirements of Code Section 410(a)(1)(A). 
 (vi) For purposes of determining the ADP test, Elective Contributions, Deemed Elective Contributions and Additional Contributions must be
made before the end of the 12-month period immediately following the Plan Year to which the contributions relate. 
 (b)
Adjustment To Actual Deferral Percentage Tests. If the Committee determines at any time that the limitation on Elective Contributions set forth in subsection (a) above will be exceeded for any Plan Year: 
 (i) the Company may, at its sole option (but still subject to the limitations contained elsewhere in the Plan), either (A) designate
that all or any portion of its Non-Elective Contribution for such Plan Year (if, and to the extent, it has been made prior to such date and has not been previously allocated pursuant to Section 4.5) shall be treated as an Elective
Contribution (the ‘Deemed Elective Contribution’) or (B) make an additional contribution (the ‘Additional Contribution’) on behalf of all Participants other than Highly Compensated Employees, or on behalf of all
Participants, in the amount necessary so that the limitation set forth in subsection (a) will not be exceeded. Any Deemed Elective Contribution or Additional Contribution shall be (A) prorated among the Participants on whose behalf
it was made, on the basis of each such Participant’s Compensation for such Plan Year, and (B) credited to each such Participant’s Deferred Income Account; or 
 (ii) the Committee shall reduce the amount of the Elective Contributions made by the Highly Compensated Employees in the amount necessary
so that the limitation set forth in subsection (a) above will not be exceeded. The amount by which each Highly Compensated Employee whose Elective Contributions is reduced (the ‘Excess Contributions’) shall be returned to the
Firm to be paid to such Highly Compensated Employee pursuant to subsection (h) below. For purposes of the foregoing, the amount of Excess Contributions made by the Highly Compensated Employees for a Plan Year is the excess of:
(a) the aggregate amount of Elective Contributions actually taken into account in computing the Actual Deferral Percentage for all Highly Compensated Employees for such Plan Year, over (b) the maximum amount of such Elective Contributions
permitted by the Actual Deferral Percentage test (determined by hypothetically reducing contributions made on behalf of Highly Compensated 
  

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 Employees in order of the Actual Deferral Percentages, beginning with the highest of such percentages).
Such amount of Excess Contributions shall be allocated to the Highly Compensated Employees who made the largest amounts of Elective Contributions during the Plan Year, beginning with the Highly Compensated Employee with the largest amount of such
Elective Contributions and continuing in descending order until all the Excess Contributions have been allocated. This leveling method, under which the Elective Contributions made by the Highly Compensated Employee who made the largest amount of
Elective Contributions during the Plan Year is reduced, shall be repeated to the extent required to: 
 (A) Enable the Plan
to satisfy the Actual Deferral Percentage test described in subsection (a) above, or 
 (B) Cause such Highly
Compensated Employee’s Elective Contributions to equal the Elective Contributions of the Highly Compensated Employee with the next largest amount of Elective Contributions. 
 The amount of Excess Contributions to be distributed pursuant to subsection (h) below for a Plan Year with
respect to any Highly Compensated Employee shall not exceed the amount of Elective Contributions made on behalf of such Highly Compensated Employee for such Plan Year. To the extent a Highly Compensated Employee has not reached his or her Catch-up
Contribution limit under the Plan, Excess Contributions allocated to such Highly Compensated Employee shall be treated as Catch-up Contributions and will not be treated as Excess Contributions. If such excess amounts (other than Catch-up
Contributions) are distributed more than 2 1/2 months after the last day of the Plan Year in which such excess
amounts arose, a 10% excise tax will be imposed on the Company with respect to such amounts. Excess Contributions shall be treated as annual additions under the Plan even if distributed. 
 (c) For the purposes of this Section, the following definitions shall apply: 
 (i) ‘Actual Deferral Percentage’ or ‘ADP’ shall mean, with respect to the groups consisting of (A) all Highly
Compensated Employees and (B) all Non-Highly Compensated Employees, the average of the Actual Deferral Ratios for each such group, calculated separately for each Participant in each such Group. 
 (ii) ‘Actual Deferral Ratio’ shall mean the ratio that: 
 (A) the amount of the Elective Contributions (excluding Catch-up Contributions), Deemed Elective Contributions, and Additional
Contributions made on behalf of each Participant for a Plan Year, bears to 
 (B) such Participant’s Compensation for
such Plan Year. 
  

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 For purposes of computing Actual Deferral Percentages, an Employee who would be a Participant but for the
failure to make Elective Contributions shall be treated as a Participant on whose behalf no Elective Contributions are made. 
 (d) For the purposes of this Section, the Actual Deferral Percentage for any Highly Compensated Employee who is eligible to have Elective Contributions, Deemed Elective Contributions, or Additional Contributions allocated to his or her
account(s) under two or more plans or arrangements described in Code Section 401(k) that are maintained by the Company or any Affiliated Company shall be determined as if all such Elective Contributions, Deemed Elective Contributions, and
Additional Contributions were made under a single arrangement. 
 (e) The determination and treatment of the Elective
Contributions, Deemed Elective Contributions, Additional Contributions, and Actual Deferral Percentage of any Participant shall satisfy such other requirements as may be prescribed by the Secretary of the Treasury. 
 (f) The determination of who is a Highly Compensated Employee, including the determination of the Compensation that is considered, will be
made in accordance with Code Section 414(q). 
 (g) Distribution Of Excess Deferrals. 
 (i) If any Participant has any Excess Deferrals for any calendar year, and if he or she makes a claim pursuant to subsection
(ii) below, then the Excess Deferrals allocable to the Plan pursuant to such claim shall be returned to the Company to be distributed to such Participant. Such distribution shall be made no later than the April 15th following the
calendar year to which such Excess Deferrals relate. 
 (ii) A Participant’s claim for Excess Deferrals shall be in
writing, signed by such Participant, and submitted to the Committee no later than the March 1st following the calendar year to which such Excess Deferrals relate. Such claim shall also specify the amount of such Participant’s Excess
Deferrals for such calendar year allocable to the Plan and shall be accompanied by such Participant’s statement that, if such Excess Deferrals are not distributed, such Excess Deferrals, when added to all amounts deferred by such Participant
under all plans, contracts or arrangements described in Code Sections 401(k), 408(k), or 403(b) of the Company or any Affiliated Company, exceed the limit imposed on such Participant by Code Section 402(g) for the year to which the Excess
Deferrals relate. 
 (iii) For the purposes of this Section, a Participant’s ‘Excess Deferrals’ shall mean the
amount of such Participant’s Elective Contributions that are allocated to the Plan pursuant to subsection (i) above, and that either (A) are made during the Participant’s taxable year and exceed the dollar limitation under
Code Section 402(g) (including, if applicable, the dollar limitation on Catch-up 
  

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 Contributions) for such year, or (B) are made during the calendar year and exceed the dollar
limitation under Code Section 402(g) (including, if applicable, the dollar limitation on Catch-up Contributions) for the Participant’s taxable year beginning in such calendar year, counting only Elective Contributions made under the Plan
and any other plan, contract, or arrangement maintained by the Company or any Affiliated Company. 
 (iv) The Excess Deferrals
shall be adjusted for income, gain or loss for the Plan Year pursuant to any reasonable method adopted by the Committee, provided that the method does not violate Code Section 401(a)(4), is used consistently for all Participants and for all
Excess Deferrals under the Plan for the Plan Year, and is used by the Plan for allocating income to Participants’ Accounts. 
 (v) The Committee may elect to (and after 2005 shall) further adjust the Excess Deferrals for income, gain or loss for the gap period between (A) the last day of the Plan Year and (B) the date of distribution of the Excess
Deferrals, provided that such adjustments are made pursuant to any reasonable method adopted by the Committee that does not violate Code Section 401(a)(4) and is used consistently for all Participants and for all Excess Deferrals under the Plan
for the Plan Year. 
 (h) Distribution Of Excess Contributions. 
 (i) Despite any other provision of the Plan, any Excess Contributions that are to be distributed pursuant to Section 3.8(b),
and the income, gain or loss allocable thereto, shall be distributed no later than the last day of the Plan Year following the Plan Year to which such Excess Contributions relate. 
 (ii) The Excess Contributions shall be adjusted for income, gain or loss for the Plan Year pursuant to any reasonable method adopted by
the Committee, provided that the method does not violate Code Section 401(a)(4), is used consistently for all Participants and for all Excess Contributions under the Plan for the Plan Year, and is used by the Plan for allocating income to
Participants’ Accounts. 
 (iii) The Committee may elect to (and after 2005 shall) further adjust the Excess
Contributions for income, gain or loss, for the gap period between (A) the last day of the Plan Year and (B) the date of distribution of the Excess Contributions, provided that such adjustments are made pursuant to any reasonable method
adopted by the Committee that does not violate Code Section 401(a)(4) and is used consistently for all Participants and for all Excess Contributions under the Plan for the Plan Year. 
  

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 (iv) The Excess Contributions that would otherwise be distributed to a Participant shall
be reduced, in accordance with the Regulations, by the amount of Excess Deferrals distributed to such Participant.” 
 2.
Section 3.9 of the Plan is hereby amended in its entirety to read as follows: 
 “Section 3.9: Actual Contribution
Percentage Test. 
 (a) It is the Company’s intent that all Matching Contributions shall satisfy the requirements of
Code Section 401(m), as provided in the final Regulations thereunder, effective for Plan Years beginning after December 31, 2005. 
 (i) Accordingly, the ‘Actual Contribution Percentage’ for Eligible Participants in any Plan Year who are all Highly Compensated Employees shall not exceed the greater of: 
 (A) the Actual Contribution Percentage for all eligible Participants who are Non-Highly Compensated Employees for the preceding Plan
Year, multiplied by 1.25; or 
 (B) the Actual Contribution Percentage for all eligible Participants who are Non Highly
Compensated Employees for the preceding Plan Year, multiplied by two, provided that the Actual Contribution Percentage for all eligible Participants who are Highly Compensated Employees does not exceed the Actual Contribution Percentage for all
Participants who are Non-Highly Compensated Employees for the preceding Plan Year by more than two percentage points. 
 (ii)
For the purposes of subsection (i) above, the Company or Committee may elect, by amending the Plan, to use the current Plan Year rather than the preceding Plan Year. In that event, such election may not be changed except as allowed for
by the Secretary of the Treasury. 
 (iii) For the purposes of subsection (i) above and for purposes of the first
Plan Year, the Actual Contribution Percentage for all Non-Highly Compensated Employees for the preceding Plan Year shall be (A) 3%, or (B) the Actual Contribution Percentage for all Non-Highly Compensated Employees for the first Plan Year,
if so elected by the Committee. 
 (iv) If the Committee elects to apply Code Section 410(b)(4)(B) to determine whether
the Plan satisfies the coverage requirements provided for in Code Section 410(b)(1), then for purposes of subsection (i) above, the Committee may exclude all eligible Employees (other than Highly Compensated Employees) who have not
met the minimum age and service requirements of Code Section 410(a)(1)(A). 
  

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 (b) Definitions. For the purposes of this Section, the following definitions shall
apply: 
 (i) ‘Actual Contribution Percentage’ shall mean, with respect to the groups consisting of (A) all
Highly Compensated Employees and (B) all Non-Highly Compensated Employees, the average of the Actual Contribution Ratios for each such group, calculated separately for each Participant in each such group. 
 (ii) ‘Actual Contribution Ratio’ for a Plan Year shall mean the ratio that: 
 (A) the amount of the Matching Contributions made on behalf of each Participant for a Plan Year, bears to 
 (B) such Participant’s Compensation for such Plan Year. 
 The Actual Contribution Ratio must be rounded to the nearest 100th of 1%. 
 (iii) ‘Excess Aggregate Contributions’ shall mean, for each Highly Compensated Employee, the total Matching Contributions made
on behalf of such Highly Compensated Employee for such Plan Year, minus the amount determined by multiplying the Employee’s Actual Contribution Ratio by the Employee’s Compensation for such Plan Year. 
 (c) Elective Deferrals And Non-Elective Contributions. For purposes of determining the Actual Contribution Percentage and the
amount of Excess Aggregate Contributions pursuant to this Section, only Matching Contributions contributed to the Plan prior to the end of the succeeding Plan Year shall be considered. In addition, the Committee may elect to take into account, with
respect to Employees eligible to have Matching Contributions pursuant to this Section allocated to their accounts, elective deferrals (as defined in Regulation 1.402(g)1(b)) and qualified nonelective contributions (as defined in Code
Section 401(m)(4)(c)) contributed to any plan maintained by the Company. Such elective deferrals and qualified non elective contributions shall be treated as Matching Contributions subject to Treasury Regulation Section 1.401(m) 1(b)(2).
However, the Plan Year must be the same as the plan year of the plan to which the elective deferrals and the qualified nonelective contributions are made. 
 (d) Plan Aggregation. For purposes of this Section and Code Sections 401(a)(4), 410(b) and 401(m), if two or more plans, which are maintained by the Company or any Affiliated Company, to which matching
contributions, Employee contributions, or both, are made, are treated as one plan for purposes of Code Sections 401(a)(4) or 410(b) (other than the average benefits tests under Code Section 410(b)(2)(A)(ii)), such plans shall be treated as one
plan. 
 (i) In addition, two or more plans of the Company to which matching contributions, Employee contributions, or both,
are made may be considered as a single plan for purposes of determining whether or not such plans satisfy Code Sections 401(a)(4), 410(b) and 401(m). In such a case, the 
  

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 aggregated plans must satisfy this Section and Code Sections 401(a)(4), 410(b) and 401(m) as though such
aggregated plans were a single plan. However, plans may be aggregated under this subsection only if they have the same plan year. 
 (ii) Despite the foregoing, an employee stock ownership plan described in Code Section 4975(e)(7) may not be aggregated with this Plan for purposes of determining whether the employee stock ownership plan or this Plan satisfies this
Section and Code Sections 401(a)(4), 410(b) and 401(m). 
 (e) Contribution Aggregation. If a Highly Compensated
Employee is a Participant under two or more plans (other than an employee stock ownership plan as defined in Code Section 4975(e)(7)) which are maintained by the Company or an Affiliated Company to which matching contributions, Employee
contributions, or both, are made, all such contributions on behalf of such Highly Compensated Employee shall be aggregated for purposes of determining such Highly Compensated Employee’s Actual Contribution Ratio. However, if the plans have
different plan years, this subsection shall be applied by treating all plans ending with or within the same calendar year as a single plan. 
 (f) Distribution of Excess Aggregate Contributions. 
 (i) If the Committee determines
at any time that the limitation on Matching Contributions set forth in subsection (a) above will be exceeded for any Plan Year, the Committee (on or before the end of the following Plan Year) shall direct the Trustee to: 
 (A) distribute to the Highly Compensated Employee who received the most Matching Contributions during the Plan Year, his or her vested
portion of Excess Aggregate Contributions (and income allocable to such contributions) or, 
 (B) if forfeitable, forfeit
such non-vested Excess Aggregate Contributions attributable to Matching Contributions (and income allocable to such Forfeitures) 
 until either one of the tests set forth in this Section is satisfied, or until the amount of Matching Contributions that such Highly Compensated Employee received equals the Matching Contributions received by the
Highly Compensated Employee who received the second highest Matching Contributions. This process shall continue until one of the tests set forth in this Section is satisfied. If such Excess Aggregate Contributions are distributed more than 2 1/2 months after the last day of the Plan Year in which such excess amounts arose, a 10% excise tax will be imposed on
the Company with respect to those amounts. 
 (ii) The Excess Aggregate Contribution shall be adjusted for income, gain
or loss for the Plan Year pursuant to any reasonable method adopted by the Committee, provided that the method does not violate Code Section 401(a)(4), is used consistently for all Participants and for all Excess Aggregate Contributions under
the Plan for the Plan Year, and is used by the Plan for allocating income to Participants’ Accounts. 
  

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 (iii) The Committee shall further adjust the Excess Aggregate Contributions for income,
gain or loss for the gap period between (A) the last day of the Plan Year and (B) the date of distribution of the Excess Aggregate Contributions, provided that such adjustments are made pursuant to any reasonable method adopted by the
Committee that does not violate Code Section 401(a)(4) and is used consistently for all Participants and for all Excess Aggregate Contributions under the Plan for the Plan Year. 
 (iv) Any distribution (and/or Forfeiture) of less than the entire amount of Excess Aggregate Contributions (and income) shall be treated
as a pro rata distribution (and/or Forfeiture) of Excess Aggregate Contributions and income. Distribution of Excess Aggregate Contributions shall be designated by the Company as a distribution of Excess Aggregate Contributions (and income).
Forfeitures of Excess Aggregate Contributions shall be treated in accordance with Section 4.4. However, no such Forfeiture may be allocated to a Highly Compensated Employee whose contributions are reduced pursuant to this Section.

 (v) Excess Aggregate Contributions shall be treated as Company contributions for purposes of Code Sections 404 and 415 even
if distributed from the Plan. 
 (vi) The determination of the amount of Excess Aggregate Contributions with respect to any
Plan Year shall be made after first determining the Excess Contributions, if any, to recharacterized as a Deemed Elective Contribution (as described in Section 3.8(b) above) for the plan year of any other qualified cash or deferred
arrangement (as defined in Code Section 401(k)) maintained by the Company that ends with or within the Plan Year. 
 (vii) Despite the above, within 12 months after the end of the Plan Year, the Company may make a special qualified Non Elective Contribution on behalf of Non Highly Compensated Employees in an amount sufficient to satisfy one of the tests
set forth in this Section. Such contribution shall be allocated to the Deferred Income Account of each Participant who is Non-Highly Compensated Employee in the same proportion that each such Participant’s Compensation for the Plan Year bears
to the total Compensation of all such Participants for such Plan Year. A separate accounting shall be maintained for the purpose of excluding such contributions for the ‘Actual Deferral Percentage’ test set forth in
Section 3.8.” 
 * * * * * 
  

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 The Company has caused this Amendment No. 7 to be signed on the date indicated below, to be
effective as indicated above. 
  

					
		 	“Company”
		
		 	UNIFIED WESTERN GROCERS, INC.
			
	Dated: December 22, 2006	 	By:	 	 /s/ Donald E. Gilpin

		 	Its:	 	Vice President, Human Resources

  

 -10-Amendment No. 6 to the Employee Savings Plan

 EXHIBIT 10.9.1 
 AMENDMENT NO. 6 
 TO THE 
 UNIFIED WESTERN GROCERS, INC. 
 EMPLOYEE SAVINGS PLAN 
 Unified Western Grocers, Inc. (the “Company”) hereby amends the above-named plan (the “Plan”), effective as of January 1, 2006,
as follows: 
 1. The last sentence of Section 3.3(a) of the Plan is hereby deleted. 
 2. Section 3.7 of the Plan is hereby amended in its entirety to read as follows: 
 “Section 3.7: Actual Deferral Percentage Test. 
 (a) It is the Company’s intent that all Elective Contributions shall satisfy the requirements of Code Section 401(k), as
provided in the final Regulations thereunder, effective for Plan Years beginning after December 31, 2005. 
 (i)
Accordingly, the amount of Elective Contributions made in any Plan Year on behalf of all Highly Compensated Employees shall not result in an Actual Deferral Percentage for such Highly Compensated Employees that exceeds the greater of: 
 (A) the Actual Deferral Percentage for all Non-Highly Compensated Employees for the preceding Plan Year, multiplied by 1.25; or

 (B) the Actual Deferral Percentage for all Non-Highly Compensated Employees for the preceding Plan Year, multiplied by
two, provided that the Actual Deferral Percentage for all Highly Compensated Employees does not exceed the Actual Deferral Percentage for all Non-Highly Compensated Employees for the preceding Plan Year by more than two percentage points.

 (ii) For the purposes of this subsection (a), the amount of Elective
Contributions shall relate to Compensation that either (A) would have been received by the Participant in the Plan Year but for the Participant’s election to defer receipt of his or her Compensation pursuant to the terms of the Plan; or
(B) is attributable to services performed by the Participant in the Plan Year and, but for the Participant’s election to defer, would have been received by the Participant within 2 1/2 months after the close of the Plan Year. 
 (iii) For the purposes of subsection (i) above, the Company or Committee may elect, by amending the Plan, to use the current Plan Year rather than the preceding Plan Year. In that event, such election may
not be changed except as allowed for by the Secretary of the Treasury. 

 (iv) For the purposes of subsection (i) above and for purposes of the first
Plan Year, the Actual Deferral Percentage for all Non-Highly Compensated Employees for the preceding Plan Year shall be: (A) 3%; or (B) the Actual Deferral Percentage for all Non-Highly Compensated Employees for the first Plan Year, if so
elected by the Committee. 
 (v) If the Committee elects to apply Code Section 410(b)(4)(B) to determine whether the cash
or deferred arrangement provided for in the Plan satisfies the coverage requirements provided for in Code Section 410(b)(1), then for purposes of subsection (i) above, the Committee may exclude all eligible Employees (other than
Highly Compensated Employees) who have not met the minimum age and service requirements of Code Section 410(a)(1)(A). 
 (vi) For purposes of determining the ADP test, Elective Contributions, Deemed Elective Contributions and Additional Contributions must be made before the end of the 12-month period immediately following the Plan Year to which the
contributions relate. 
 (b) Adjustment To Actual Deferral Percentage Tests. If the Committee determines at any time that the
limitation on Elective Contributions set forth in subsection (a) above will be exceeded for any Plan Year: 
 (i)
the Company may, at its sole option (but still subject to the limitations contained elsewhere in the Plan), either (A) designate that all or any portion of its Non-Elective Contribution for such Plan Year (if, and to the extent, it has been
made prior to such date and has not been previously allocated pursuant to Section 4.5) shall be treated as an Elective Contribution (the ‘Deemed Elective Contribution’) or (B) make an additional contribution (the
‘Additional Contribution’) on behalf of all Participants other than Highly Compensated Employees, or on behalf of all Participants, in the amount necessary so that the limitation set forth in subsection (a) will not be
exceeded. Any Deemed Elective Contribution or Additional Contribution shall be (A) prorated among the Participants on whose behalf it was made, on the basis of each such Participant’s Compensation for such Plan Year, and (B) credited
to each such Participant’s Deferred Income Account; or 
 (ii) the Committee shall reduce the amount of the Elective
Contributions made by the Highly Compensated Employees in the amount necessary so that the limitation set forth in subsection (a) above will not be exceeded. The amount by which each Highly Compensated Employee whose Elective
Contributions is reduced (the ‘Excess Contributions’) shall be returned to the Firm to be paid to such Highly Compensated Employee pursuant to subsection (h) below. For purposes of the foregoing, the amount of Excess
Contributions made by the Highly Compensated Employees for a Plan Year is the excess of: (a) the aggregate amount of Elective Contributions actually taken into account in computing the Actual Deferral Percentage for all Highly Compensated
Employees for such Plan Year, over (b) the maximum amount of such Elective 
  

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 Contributions permitted by the Actual Deferral Percentage test (determined by hypothetically reducing
contributions made on behalf of Highly Compensated Employees in order of the Actual Deferral Percentages, beginning with the highest of such percentages). Such amount of Excess Contributions shall be allocated to the Highly Compensated Employees who
made the largest amounts of Elective Contributions during the Plan Year, beginning with the Highly Compensated Employee with the largest amount of such Elective Contributions and continuing in descending order until all the Excess Contributions have
been allocated. This leveling method, under which the Elective Contributions made by the Highly Compensated Employee who made the largest amount of Elective Contributions during the Plan Year is reduced, shall be repeated to the extent required to:

 (A) Enable the Plan to satisfy the Actual Deferral Percentage test described in subsection (a) above, or

 (B) Cause such Highly Compensated Employee’s Elective Contributions to equal the Elective Contributions of the Highly
Compensated Employee with the next largest amount of Elective Contributions. 
 The amount of Excess
Contributions to be distributed pursuant to subsection (h) below for a Plan Year with respect to any Highly Compensated Employee shall not exceed the amount of Elective Contributions made on behalf of such Highly Compensated Employee for
such Plan Year. To the extent a Highly Compensated Employee has not reached his or her Catch-up Contribution limit (if Catch-up Contributions are allowed under the Plan) under the Plan, Excess Contributions allocated to such Highly Compensated
Employee shall be treated as Catch-up Contributions and will not be treated as Excess Contributions. If such excess amounts (other than Catch-up Contributions) are distributed more than 2 1/2 months after the last day of the Plan Year in which such excess amounts arose, a 10% excise tax will be imposed on the Company with respect to such
amounts. Excess Contributions shall be treated as annual additions under the Plan even if distributed. 
 (c) For the
purposes of this Section, the following definitions shall apply: 
 (i) ‘Actual Deferral Percentage’ or
‘ADP’ shall mean, with respect to the groups consisting of (A) all Highly Compensated Employees and (B) all Non-Highly Compensated Employees, the average of the Actual Deferral Ratios for each such group, calculated separately
for each Participant in each such Group. 
  

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 (ii) ‘Actual Deferral Ratio’ shall mean the ratio that: 
 (A) the amount of the Elective Contributions (excluding Catch-up Contributions), Deemed Elective Contributions, and Additional
Contributions made on behalf of each Participant for a Plan Year, bears to 
 (B) such Participant’s Compensation for
such Plan Year. 
 For purposes of computing Actual Deferral Percentages, an Employee who would be a Participant but for the failure to make
Elective Contributions shall be treated as a Participant on whose behalf no Elective Contributions are made. 
 (d) For the
purposes of this Section, the Actual Deferral Percentage for any Highly Compensated Employee who is eligible to have Elective Contributions, Deemed Elective Contributions, or Additional Contributions allocated to his or her account(s) under two or
more plans or arrangements described in Code Section 401(k) that are maintained by the Company or any Affiliated Company shall be determined as if all such Elective Contributions, Deemed Elective Contributions, and Additional Contributions were
made under a single arrangement. 
 (e) The determination and treatment of the Elective Contributions, Deemed Elective
Contributions, Additional Contributions, and Actual Deferral Percentage of any Participant shall satisfy such other requirements as may be prescribed by the Secretary of the Treasury. 
 (f) The determination of who is a Highly Compensated Employee, including the determination of the Compensation that is considered, will be
made in accordance with Code Section 414(q). 
 (g) Distribution Of Excess Deferrals. 
 (i) If any Participant has any Excess Deferrals for any calendar year, and if he or she makes a claim pursuant to subsection
(ii) below, then the Excess Deferrals allocable to the Plan pursuant to such claim shall be returned to the Company to be distributed to such Participant. Such distribution shall be made no later than the April 15th following the
calendar year to which such Excess Deferrals relate. 
 (ii) A Participant’s claim for Excess Deferrals shall be in
writing, signed by such Participant, and submitted to the Committee no later than the March 1st following the calendar year to which such Excess Deferrals relate. Such claim shall also specify the amount of such Participant’s Excess
Deferrals for such calendar year allocable to the Plan and shall be accompanied by such Participant’s statement that, if such Excess Deferrals are not distributed, such Excess Deferrals, when added to all amounts deferred by such Participant
under all plans, contracts or arrangements described in Code Sections 401(k), 408(k), or 403(b) of the Company or any Affiliated Company, exceed the limit imposed on such Participant by Code Section 402(g) for the year to which the Excess
Deferrals relate. 
  

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 (iii) For the purposes of this Section, a Participant’s ‘Excess Deferrals’
shall mean the amount of such Participant’s Elective Contributions that are allocated to the Plan pursuant to subsection (i) above, and that either (A) are made during the Participant’s taxable year and exceed the dollar
limitation under Code Section 402(g) (including, if applicable, the dollar limitation on Catch-up Contributions) for such year, or (B) are made during the calendar year and exceed the dollar limitation under Code Section 402(g)
(including, if applicable, the dollar limitation on Catch-up Contributions) for the Participant’s taxable year beginning in such calendar year, counting only Elective Contributions made under the Plan and any other plan, contract, or
arrangement maintained by the Company or any Affiliated Company. 
 (iv) The Excess Deferrals shall be adjusted for income,
gain or loss for the Plan Year pursuant to any reasonable method adopted by the Committee, provided that the method does not violate Code Section 401(a)(4), is used consistently for all Participants and for all Excess Deferrals under the Plan
for the Plan Year, and is used by the Plan for allocating income to Participants’ Accounts. 
 (v) The Committee may
elect to (and after 2005 shall) further adjust the Excess Deferrals for income, gain or loss for the gap period between (A) the last day of the Plan Year and (B) the date of distribution of the Excess Deferrals, provided that such
adjustments are made pursuant to any reasonable method adopted by the Committee that does not violate Code Section 401(a)(4) and is used consistently for all Participants and for all Excess Deferrals under the Plan for the Plan Year.

 (h) Distribution Of Excess Contributions. 
 (i) Despite any other provision of the Plan, any Excess Contributions that are to be distributed pursuant to Section 3.7(b),
and the income, gain or loss allocable thereto, shall be distributed no later than the last day of the Plan Year following the Plan Year to which such Excess Contributions relate. 
 (ii) The Excess Contributions shall be adjusted for income, gain or loss for the Plan Year pursuant to any reasonable method adopted by
the Committee, provided that the method does not violate Code Section 401(a)(4), is used consistently for all Participants and for all Excess Contributions under the Plan for the Plan Year, and is used by the Plan for allocating income to
Participants’ Accounts. 
 (iii) The Committee may elect to (and after 2005 shall) further adjust the Excess
Contributions for income, gain or loss, for the gap period between (A) the last day of the Plan Year and (B) the date of distribution of the Excess Contributions, provided that such adjustments are made pursuant to any reasonable method
adopted by the Committee that does not violate Code Section 401(a)(4) and is used consistently for all Participants and for all Excess Contributions under the Plan for the Plan Year. 
  

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 (iv) The Excess Contributions that would otherwise be distributed to a Participant shall
be reduced, in accordance with the Regulations, by the amount of Excess Deferrals distributed to such Participant.” 
 3.
Section 3.8 of the Plan is hereby amended in its entirety to read as follows: 
 “Section 3.8: Actual Contribution
Percentage Test. 
 (a) It is the Company’s intent that all Matching Contributions shall satisfy the requirements of
Code Section 401(m), as provided in the final Regulations thereunder, effective for Plan Years beginning after December 31, 2005. 
 (i) Accordingly, the ‘Actual Contribution Percentage’ for Eligible Participants in any Plan Year who are all Highly Compensated Employees shall not exceed the greater of: 
 (A) the Actual Contribution Percentage for all eligible Participants who are Non-Highly Compensated Employees for the preceding Plan
Year, multiplied by 1.25; or 
 (B) the Actual Contribution Percentage for all eligible Participants who are Non Highly
Compensated Employees for the preceding Plan Year, multiplied by two, provided that the Actual Contribution Percentage for all eligible Participants who are Highly Compensated Employees does not exceed the Actual Contribution Percentage for all
Participants who are Non-Highly Compensated Employees for the preceding Plan Year by more than two percentage points. 
 (ii)
For the purposes of subsection (i) above, the Company or Committee may elect, by amending the Plan, to use the current Plan Year rather than the preceding Plan Year. In that event, such election may not be changed except as allowed for
by the Secretary of the Treasury. 
 (iii) For the purposes of subsection (i) above and for purposes of the first
Plan Year, the Actual Contribution Percentage for all Non-Highly Compensated Employees for the preceding Plan Year shall be (A) 3%, or (B) the Actual Contribution Percentage for all Non-Highly Compensated Employees for the first Plan Year,
if so elected by the Committee. 
 (iv) If the Committee elects to apply Code Section 410(b)(4)(B) to determine whether
the Plan satisfies the coverage requirements provided for in Code Section 410(b)(1), then for purposes of subsection (i) above, the Committee may exclude all eligible Employees (other than Highly Compensated Employees) who have not
met the minimum age and service requirements of Code Section 410(a)(1)(A). 
  

 -6- 

 (b) Definitions. For the purposes of this Section, the following definitions shall
apply: 
 (i) ‘Actual Contribution Percentage’ shall mean, with respect to the groups consisting of (A) all
Highly Compensated Employees and (B) all Non-Highly Compensated Employees, the average of the Actual Contribution Ratios for each such group, calculated separately for each Participant in each such group. 
 (ii) ‘Actual Contribution Ratio’ for a Plan Year shall mean the ratio that: 
 (A) the amount of the Matching Contributions made on behalf of each Participant for a Plan Year, bears to 
 (B) such Participant’s Compensation for such Plan Year. 
 The Actual Contribution Ratio must be rounded to the nearest 100th of 1%. 
 (iii) ‘Excess Aggregate Contributions’ shall mean, for each Highly Compensated Employee, the total Matching Contributions made
on behalf of such Highly Compensated Employee for such Plan Year, minus the amount determined by multiplying the Employee’s Actual Contribution Ratio by the Employee’s Compensation for such Plan Year. 
 (c) Elective Deferrals And Non-Elective Contributions. For purposes of determining the Actual Contribution Percentage and the
amount of Excess Aggregate Contributions pursuant to this Section, only Matching Contributions contributed to the Plan prior to the end of the succeeding Plan Year shall be considered. In addition, the Committee may elect to take into account, with
respect to Employees eligible to have Matching Contributions pursuant to this Section allocated to their accounts, elective deferrals (as defined in Regulation 1.402(g)1(b)) and qualified nonelective contributions (as defined in Code
Section 401(m)(4)(c)) contributed to any plan maintained by the Company. Such elective deferrals and qualified non elective contributions shall be treated as Matching Contributions subject to Treasury Regulation Section 1.401(m) 1(b)(2).
However, the Plan Year must be the same as the plan year of the plan to which the elective deferrals and the qualified nonelective contributions are made. 
 (d) Plan Aggregation. For purposes of this Section and Code Sections 401(a)(4), 410(b) and 401(m), if two or more plans, which are maintained by the Company or any Affiliated Company, to which matching
contributions, Employee contributions, or both, are made, are treated as one plan for purposes of Code Sections 401(a)(4) or 410(b) (other than the average benefits tests under Code Section 410(b)(2)(A)(ii)), such plans shall be treated as one
plan. 
  

 -7- 

 (i) In addition, two or more plans of the Company to which matching contributions,
Employee contributions, or both, are made may be considered as a single plan for purposes of determining whether or not such plans satisfy Code Sections 401(a)(4), 410(b) and 401(m). In such a case, the aggregated plans must satisfy this Section and
Code Sections 401(a)(4), 410(b) and 401(m) as though such aggregated plans were a single plan. However, plans may be aggregated under this subsection only if they have the same plan year. 
 (ii) Despite the foregoing, an employee stock ownership plan described in Code Section 4975(e)(7) may not be aggregated with this
Plan for purposes of determining whether the employee stock ownership plan or this Plan satisfies this Section and Code Sections 401(a)(4), 410(b) and 401(m). 
 (e) Contribution Aggregation. If a Highly Compensated Employee is a Participant under two or more plans (other than an employee
stock ownership plan as defined in Code Section 4975(e)(7)) which are maintained by the Company or an Affiliated Company to which matching contributions, Employee contributions, or both, are made, all such contributions on behalf of such Highly
Compensated Employee shall be aggregated for purposes of determining such Highly Compensated Employee’s Actual Contribution Ratio. However, if the plans have different plan years, this subsection shall be applied by treating all plans ending
with or within the same calendar year as a single plan. 
 (f) Distribution of Excess Aggregate Contributions.

 (i) If the Committee determines at any time that the limitation on Matching Contributions set forth in subsection
(a) above will be exceeded for any Plan Year, the Committee (on or before the end of the following Plan Year) shall direct the Trustee to: 
 (A) distribute to the Highly Compensated Employee who received the most Matching Contributions during the Plan Year, his or her vested portion of Excess Aggregate Contributions (and income allocable to such
contributions) or, 
 (B) if forfeitable, forfeit such non-vested Excess Aggregate Contributions attributable to Matching
Contributions (and income allocable to such Forfeitures) 
 until either one of the tests set forth in
this Section is satisfied, or until the amount of Matching Contributions that such Highly Compensated Employee received equals the Matching Contributions received by the Highly Compensated Employee who received the second highest Matching
Contributions. This process shall continue until one of the tests set forth in this Section is satisfied. If such Excess Aggregate Contributions are distributed more than 2 1/2 months after the last day of the Plan Year in which such excess amounts arose, a 10% excise tax will be imposed on the Company with respect to those amounts. 

 

 -8- 

 (ii) The Excess Aggregate Contribution shall be adjusted for income, gain or loss for the
Plan Year pursuant to any reasonable method adopted by the Committee, provided that the method does not violate Code Section 401(a)(4), is used consistently for all Participants and for all Excess Aggregate Contributions under the Plan for the
Plan Year, and is used by the Plan for allocating income to Participants’ Accounts. 
 (iii) The Committee shall further
adjust the Excess Aggregate Contributions for income, gain or loss for the gap period between (A) the last day of the Plan Year and (B) the date of distribution of the Excess Aggregate Contributions, provided that such adjustments are made
pursuant to any reasonable method adopted by the Committee that does not violate Code Section 401(a)(4) and is used consistently for all Participants and for all Excess Aggregate Contributions under the Plan for the Plan Year. 
 (iv) Any distribution (and/or Forfeiture) of less than the entire amount of Excess Aggregate Contributions (and income) shall be treated
as a pro rata distribution (and/or Forfeiture) of Excess Aggregate Contributions and income. Distribution of Excess Aggregate Contributions shall be designated by the Company as a distribution of Excess Aggregate Contributions (and income).
Forfeitures of Excess Aggregate Contributions shall be treated in accordance with Section 4.4. However, no such Forfeiture may be allocated to a Highly Compensated Employee whose contributions are reduced pursuant to this Section.

 (v) Excess Aggregate Contributions shall be treated as Company contributions for purposes of Code Sections 404 and 415 even
if distributed from the Plan. 
 (vi) The determination of the amount of Excess Aggregate Contributions with respect to any
Plan Year shall be made after first determining the Excess Contributions, if any, to recharacterized as a Deemed Elective Contribution (as described in Section 3.7(b) above) for the plan year of any other qualified cash or deferred
arrangement (as defined in Code Section 401(k)) maintained by the Company that ends with or within the Plan Year. 
 (vii) Despite the above, within 12 months after the end of the Plan Year, the Company may make a special qualified Non Elective Contribution on behalf of Non Highly Compensated Employees in an amount sufficient to satisfy one of the tests
set forth in this Section. Such contribution shall be allocated to the Deferred Income Account of each Participant who is Non-Highly Compensated Employee in the same proportion that each such Participant’s Compensation for the Plan Year bears
to the total Compensation of all such Participants for such Plan Year. A separate accounting shall be maintained for the purpose of excluding such contributions for the ‘Actual Deferral Percentage’ test set forth in
Section 3.7.” 
 * * * * * 
  

 -9- 

 The Company has caused this Amendment No. 6 to be signed on the date indicated below, to be
effective as indicated above. 
  

					
		 	“Company”
		
		 	UNIFIED WESTERN GROCERS, INC.
			
	Dated: December 22, 2006	 	By:	 	 /s/ Donald E. Gilpin

		 	Its:	 	Vice President, Human Resources

  

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