Document:

Exhibit 4.14

                            Share Purchase Agreement

                                     Between

                                   Ko Ho Group
                                       And
               Arden Trading Company Ltd. And All the Shareholders

This  Agreement is entered into this 28th day of February,  2007,  between Ko Ho
Management Ltd., with an address at Flat A 8/F, Perfect Commercial Building, No.
28, Sharp Street West, Hong Kong (Koho) and Arden Trading Company,  Ltd., of Rm.
168, 4th Floor, Long Kou Street Xi Road,  Guangzhou,  Guangdong Province,  China
510630 ("Arden").

WHEREAS, Koho is an investment holding company engaged in management,  marketing
and payment services.  It is co-owned by Oxford Investment Holding Inc. (Oxford)
and Invest-Asia (Holding) Limited; and

WHEREAS,  Arden is a  fulfillment  services  company  engaged  in  sourcing  and
logistics of gift items for China Construction Bank, Guangdong Branch (the Bank)
for bonus point redemption. The services include but not limited to, publication
of gift  catalog  for mailing to  cardholders,  taking  order from  cardholders,
delivery of the gifts and taking  relevant  customer  service  calls.  The major
shareholders are Mr. Yuhua Chen and his associates (Chen).

Arden  intends to expand the services  firstly to cover all branches of the Bank
in  Guangdong  Provinces,  Shanghai and Beijing and then to other major banks in
China.  The  purpose  of  allotting  additional  shares is to obtain  additional
capital for expansion and marketing purposes.

NOW, THEREFORE, in consideration of the premises, the mutual promises herein and
for other good and valuable consideration,  the receipt and sufficiency of which
are hereby acknowledged, the parties agree as follows:

     1.   Chen and all the  shareholders  of Arden  agree to sell to Koho  Fifty
          percent (50%) ownership interest in Arden. Koho shall inject RMB Seven
          Hundred  Fifty  Thousand  (RMB  750,000)  into Arden plus Two  Hundred
          Thousand  (200,000)  common shares of Oxford  Investment  Holding Inc.
          (Oxford)  for 50% of its share  capital.  The Oxford  shares  shall be
          issued to persons as  designated by Arden and Chen within 30 days from
          the signing of this  agreement.  Cash shall be transferred to the bank
          account of Arden in  Guangzhou,  China via  telegraphic  transfer (TT)
          within Thirty (30) days,  from the signing of this  agreement or after
          the  confirmation  from  Chen on item #2 as  listed  here  below,  for
          registered capital increase examination by the local authorities.

                                     Page 1
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     2.   Chen shall inform Koho if a wholly owned subsidiary to be incorporated
          under the  Companies  Ordinance of Hong Kong is required,  in order to
          obtain a better  status  under CEP A.  Koho  shall  endeavor  its best
          efforts to compile with such request.  It is understood  that the time
          for incorporating such company will not be less than 14 working days.

     3.   Chen  agrees  to  be  responsible  for  and  settle  all  liabilities,
          including but not limited to intangible liabilities,  other than those
          listed in the account statement as provided to Koho.

     4.   Upon  signing  of this  agreement,  Arden  shall  reform  the board of
          directors. Each party shall hold two seats. Chen or its designee shall
          be appointed as chairman of the board.

     5.   The general  manager and other senior  executives  are employed as is,
          under  existing  terms of  employment.  . Any future  changes shall be
          subject to the approval of the Board of Directors.

     6.   All major  affairs of Arden shall be decided by theBoard of Directors.
          Chen shall continue to be responsible  for the operations and business
          of Arden for a reasonable  period of time,  whereas Koho shall provide
          marketing  and  strategic   assistance  to  improve  and  enhance  the
          business.  Chen shall  report to the Board on  business  progress  and
          status of Arden at least once a month.

     7.   In the case,  operation  system is required to improve and enhance the
          business  and such  operation  system is available in house at Oxford,
          Koho shall cause Oxford to provide such system.

     8.   Koho reserves the rights to dispatch  internal audit team to audit the
          accounts  and affairs of Arden with or without  notice,  not more than
          once in a quarter. The expenses shall be borne by Koho.

     9.   Other than the full time executives at Arden, Chen and executives from
          Koho  shall not draw any salary  from  Arden  until the time the board
          feels fit. Arden shall reimburse Chen and Koho,  reasonable travel and
          entertainment  expenses  incurred for the business of Arden,  based on
          submission of expense statement with proper supports.

     10.  Chen shall  ensure that Arden  follows  and abides by all  regulatory,
          legal and other requirements are followed.  Arden shall be responsible
          for the filing of the changes to the  appropriate  Chinese  Government
          authorities.

                                     Page 2
<PAGE>

     11.  Chen and Arden present  executives  shall prepare a business plan with
          business  and  cash  flow   projections  and  performance   goals  for
          submission to Koho within  fourteen (14) days from the signing of this
          agreement.

     12.  The  designated  persons to take up the Oxford  shares  agree that the
          Stock  acquired  hereunder  may  be  sold  or  transferred  only  upon
          compliance  with the  Securities  Act of 1933, as amended (the "Act"),
          and any other  applicable  securities law, or pursuant to an exemption
          there from. If deemed  necessary by the Company to comply with the Act
          or any applicable laws or regulations relating to the sale or issuance
          of securities,  the Seller, at the time of any sale and as a condition
          imposed by the Company,  shall  represent,  warrant and agree that the
          shares of Stock are being held for investment and not with any present
          intention to resell the same and without a view to  distribution,  and
          the Seller shall, upon the request of the Company, execute and deliver
          to the Company an agreement to such  effect.  The Seller  acknowledges
          that the stock certificate  representing Stock will be issued with the
          following restricted securities legend.

          THE SHARES  REPRESENTED  BY THIS  CERTIFICATE  HAVE BEEN  ACQUIRED FOR
          INVESTMENT  AND HAVE NOT BEEN  REGISTERED  UNDER THE SECURITIES ACT OF
          1933.  SUCH SHARES MA Y NOT BE SOLD OR  TRANSFERRED  OR PLEDGED IN THE
          ABSENCE  OF SUCH  REGISTRATION  UNLESS  THE  CORPORATION  RECEIVES  AN
          OPINION OF COUNSEL  REASONABLY  ACCEPTABLE TO THE CORPORATION  STATING
          THAT  SUCH  SALE OR  TRANSFER  IS  EXEMPT  FROM THE  REGISTRATION  AND
          PROSPECTUS DELIVERY REQUIREMENTS OF SAID ACT.

     13.  Miscellaneous:

          a.   This Agreement supersedes an prior agreements between the parties
               and may not be changed orally.

          b.   The terms and  conditions of the Agreement  shall be binding upon
               the distributees, representatives, successors, and assigns of the
               respective parties.

          c.   This  Agreement  shall be  construed  pursuant to the laws of the
               Republic of China without regard to conflict of law provisions.

          d.   This Agreement may be executed in four (4) or more  counterparts,
               each of which shall be deemed to be an original  and all of which
               shall  constitute a single  instrument,  and the signature of any
               party of any  counterpart  shall be deemed a signature to any and
               may be appended to any other counterpart.

                                        Page 3

<PAGE>

     14.  Entire Agreement/Modification

          This  Agreement  contains  the entire  agreement  between  the parties
          hereto with  respect to the  transactions  contemplated  herein and no
          representation;   promise,   inducement,  or  statement  of  intention
          relating to the  transactions  contemplated by this Agreement has been
          made by any  party  that  is not  set  forth  in the  Agreement.  This
          Agreement  shall not be modified or amended except by an instrument in
          writing signed by or on behalf of the parties hereto.

     IN WITNESS WHEREOF,  the parties have signed this Agreement,  this 28th day
     of February, 2007.

 Ko Ho Management Ltd.                       Arden Trading Co., Ltd.

 By: Michael Donaghy                         By: Yuhua  Chen
     Director                                    Representing Arden Trading Co.,
                                                 and all shareholders of  Arden

 In the presence of:                         In the presence of:

                                     Page 4
<PAGE>Exhibit 4.15

                      Agreement for Share Purchase Between
                                   Ko Ho Group
                                       And
        Hongxin Insurance (Guangzhou) Co., Ltd. and All the Shareholders

This Agreement is entered into this day of March, 2007, between Ko Ho Management
Ltd., with an address at Flat A 8/F, Perfect Commercial Building,  No. 28, Sharp
Street West, Hong Kong (Koho) and Guangzhou Hongxin Insurance Agency Co., of Rm.
132-133 Dezhcng Building, 48 Dezheng Road South, Guangzhou,  Guangdong Province,
China 510630 ("Hongxin").

WHEREAS, Koho is an investment holding company engaged in management,  marketing
and payment services.  It is co-owned by Oxford Investment Holding Inc. (Oxford)
and Invest-Asia (Holding) Limited; and

WHEREAS, Hongxin is an insurance agency selling insurance policies and financial
instruments  for most major  insurance  companies  in China It is under  license
issued  by  China  Insurance  Supervisory  Committee  to  conduct  the  relevant
business.  In addition to established  relationship with some major enterprises,
Hongxin has established partnership  relationship with some major banks in China
to provide insurance to their cardholders.

Hongxin intends to expand the services network by established  branches in other
major cities in Guangdong Province and a telemarketing center to promote further
retail business by capitalizing the relationship with the banks.

WHERAS,  Ming  Wei Ye (Ye)  is the  major  shareholder  of  Hongxin  and has the
authority to represent all the shareholders.

NOW, THEREFORE, in consideration of the premises, the mutual promises herein and
for other good and valuable consideration,  the receipt and sufficiency of which
arc hereby acknowledged, the parties agree as follows:

     1.   Ye agrees to sell Fifty percent (50%) ownership interest in Hongxin to
          Koho  under the  condition  that Koho shall  inject RMB Seven  Hundred
          Fifty  Thousand (RMB 750,000) into Hongxin plus 160,000  common shares
          of Oxford  Investments  Holdings Inc. (Oxford) to be issued to persons
          as  designated  by Hongxin  and Yc within 30 days from the  signing of
          this  agreement.  Koho will  inject RMB 300,000 to Hongxin in order to
          increase its registered  capital to RMB 800,000  within  fourteen (14)
          days of the  signing of this  agreement.  The  balance of RMB  450,000
          shall be injected  within  thirty (30) days when  capital  increase is
          approved by the local authorities.

                                Page 1

<PAGE>

     2.   Ye agrees to be responsible for and settle all liabilities,  including
          but not limited to intangible liabilities,  other than those listed in
          the account statement as provided to and accepted by Koho.

     3.   Upon  signing of this  agreement,  Hongxin  shall  reform the board of
          directors.  Each party shall hold two seats.  Ye or its designee shall
          be appointed as chairman of the board.

     4.   The general manager and other senior  executives  shall be as is under
          the  same  prevailing  terms  and  conditions  of  employment.  Future
          employment of executives shall be subject to Board approval.

     5.   Ye shall continue to be responsible for the operations and business of
          Hongxin, whereas Koho shall provide marketing and strategic assistance
          to improve and enhance the business. Ye shall submit monthly operating
          and business progress report to the Board at least once a month.

     6.   In the case, operation system is required for setting customer loyalty
          programs  and such  operation  system is available in house at Oxford,
          Koho shall cause Oxford to provide such system.

     7.   Koho and/or Oxford reserves the rights to dispatch internal audit team
          to audit the accounts  and affairs of Hongxin  with or without  notice
          not more than once in a quarter.  The  expenses  shall be borne by the
          party taking such initiative.

     8.   Other than the full time executives at Hongxin, Ye and executive; from
          Koho shall not draw any salary from  Hongxin  until the time the board
          feels fit. Hongxin shall reimburse Ye and Koho,  reasonable travel and
          entertainment  expenses incurred for the business of Hongxin, based on
          submission of expense statement with proper supports.

     9.   Yc shall  ensure that  Hongxin  follows and abides by all  regulatory,
          legal  and  other   requirements   are  followed.   Hongxin  shall  be
          responsible for the filing of the changes to the  appropriate  Chinese
          Government  authorities.  In the  case  that  Koho,  being  a  company
          registered  in BVI,  is not  suitable to be a  shareholder,  Koho will
          incorporate a new company  under the Companies  Ordinance of Hong Kong
          to serve the purpose.  It is understood that such incorporation  shall
          take no less than fourteen (14) working days. In the case that foreign
          corporations  and/or  foreigners  are  not  allow  to  hold  50% of an
          insurance agency company,  Ye and Hongxin agree to extend to Koho, the
          rights to appoint  qualified  person(s) to hold the Hongxin shares, as
          nominee, on its behalf.

     10.  Ye and Hongxin present  executives  shall prepare a business plan with
          business and cash flow  projections and agree to performance  goals to
          be  submitted  to Koho within  fourteen  days from the signing of this
          Agreement.

                                        Page 2

<PAGE>

     11.  The  designated  persons to take up the Oxford  shares  agree that the
          Stock  acquired  hereunder  may  be  sold  or  transferred  only  upon
          compliance  with the o Securities Act of 1933, as amended (the "Act"),
          and any other  applicable  securities law, or pursuant to an exemption
          there tram. If deemed  necessary by the Company to comply with the Act
          or any applicable laws or regulations relating to the sale or issuance
          of securities,  the Sel1er, at the time of any sale and as a condition
          imposed by the Company,  shall  represent,  warrant and agree that the
          shares of Stock are being held for investment and not with any present
          intention to resell the same and without a view to  distribution,  and
          the Seller shall, upon the request of the Company, execute and deliver
          to the Company an agreement to such  effect.  The Seller  acknowledges
          that the stock certificate  representing Stock will be issued with the
          following restricted securities legend.

          THE SHARES  REPRESENTED  BY THIS  CERTIFICATE  HAVE BEEN  ACQUIRED FOR
          INVESTMENT  AND HAVE NOT BEEN  REGISTERED  UNDER THE SECURITIES ACT OF
          1933.  SUCH  SHARES MAY NOT BE SOLD OR  TRANSFERRED  OR PLEDGED IN THE
          ABSENCE  OF SUCH  REGISTRATION  UNLESS  THE  CORPORATION  RECEIVES  AN
          OPINION OF COUNSEL  REASONABLY ACCEPT ABLE TO THE CORPORATION  STATING
          THAT  SUCH  SALE OR  TRANSFER  IS  EXEMPT  FROM THE  REGISTRATION  AND
          PROSPECTUS DELIVERY REQUIREMENTS OF SAID ACT.

     12.  Miscellaneous:

          a.   This  Agreement  supersedes  all  prior  agreements  between  the
               parties and may not be changed oral1y.

          b.   The terms and  conditions of the Agreement  shall be binding upon
               the distributees, representatives, successors, and assigns of the
               respective parties.

          c.   This  Agreement  shall be  construed  pursuant to the laws of the
               Republic of China without regard to conflict of law provisions.

          d.   This Agreement may be executed in four (4) or more  counterparts,
               each of which shall be deemed to be an original  and all of which
               shall  constitute a single  instrument,  and the signature of any
               party of any  counterpart  shall be deemed a signature to any and
               may be appended to any other counterpart.

                                     Page 3
<PAGE>

     13.  Entire Agreement/Modification

          This  Agreement  contains  the entire  agreement  between  the parties
          hereto with  respect to the  transactions  contemplated  herein and no
          representation;   promise,   inducement,  or  statement  of  intention
          relating to the  transactions  contemplated by this Agreement has been
          made by any  party  that  is not  set  forth  in the  Agreement.  This
          Agreement  shall not be modified or amended except by an instrument in
          writing signed by or on behalf of the parties hereto.

IN WITNESS WHEREOF, the parties have signed this Agreement,  this__ day of March
2007.

 Ko Ho Management Ltd.                              Hongxin Insurance Agency
                                                    (Guangzhou) Co., Ltd.

By:_______________________                          By:_________________________
    Michael Donaghy                                 Ming Wci Ye \ Representing
    Director                                        Hongxin and all Shareholders

In the presence of:                                 In the presence of:

                                     Page 4
<PAGE>

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