Document:

<PAGE>
                                                     EXHIBIT NO. 10.01(b)
                                                     ADM Investor Services, Inc.

                               CUSTOMER AGREEMENT

To: ADM Investor Services, Inc. 141 West Jackson Blvd. Chicago, IL 60604

Gentlemen:

In consideration of the acceptance by ADM Investor Services, Inc. ("ADMIS")
acting as broker, of one or more accounts of the undersigned ("Customer") for
the purchase or sale of commodity futures, commodity options, forward
contracts, foreign exchange, physical or cash commodities, and exchange for
physical ("EFP") transactions (Collectively "contracts") it is agreed as
follows:

         1.  Customer acknowledges the following:

             (a)  The purchase and sale of commodity futures contracts,
                  exchange-traded and dealer options (commodity options) is
                  speculative, involves a high degree of risk and is suitable
                  only for persons who can assume the risk of loss in excess of
                  their margin deposits or of the entire option cost. Customer
                  understands that because of the low margin normally required
                  in commodity futures trading, price changes in commodity
                  futures contracts may result in significant Customer losses,
                  which losses may substantially exceed Customer's margin
                  deposits and any other deposits he may make. Customer also
                  acknowledges that he has received, has read and understands
                  this agreement.

             (b)  Customer authorizes ADMIS to execute such transactions
                  for the Customer's account and exercise commodity options for
                  Customer's account in accordance with Customer's oral or
                  written instructions. ADMIS shall have the right to refuse to
                  accept any orders. ADMIS shall also have the right to tape
                  record all telephone conversations with customer.

             (c)  Customer understands that ADMIS or its affiliates will at
                  times act as principal in regard to cash, forward, or foreign
                  exchange transactions.

             (d)  ADMIS shall not be responsible to Customer in any case for a
                  floor brokers' liability to execute orders, or for error or
                  negligence on the part of floor brokers who are not employees
                  of ADMIS. Furthermore, ADMIS is not obligated to quote a price
                  for any principal transaction.

             (e)  The Customer acknowledges that the execution of a futures
                  contract always anticipates making or accepting delivery.
                  Customer hereby authorizes ADMIS to take all action deemed
                  necessary by ADMIS in the event ADMIS takes physical delivery
                  for customer and customer hereby agrees to indemnity ADMIS
                  from all costs associated therewith, ADMIS may, in its sole
                  discretion, liquidate any short position in Customer's account
                  if Customer has not delivered to ADMIS certificates, receipts,
                  or other appropriate instruments of delivery at least seven
                  days prior to the last trading day of the futures contract.

             (f)  Customer acknowledges the right of ADMIS to limit, without
                  notice to Customer, the number of open positions which
                  Customer may maintain or acquire through ADMIS.

         2.  Customer shall deposit with ADMIS (1) the applicable initial and
             maintenance requirements; pay interest, commission charges in
             effect from time to time, (which commissions may be shared by more
             than one of customers agents) and other costs to ADMIS occasioned
             by carrying the account of the customers; (2) deposit the amount of
             any deficit balance that may result from transactions executed by
             ADMIS for Customer's account, and (3) pay the interest and service
             charges on any Customer deficit balances at the rates customarily
             charged by ADMIS together with ADMIS's cost and attorney's fees
             incurred in collecting any such deficit or defending claims brought
             by Customer in which ADMIS is the prevailing party.

         3.  Customer understands and acknowledges that ADMIS, acts as agent
             for all transactions which are executed on commodity futures
             exchanges and among other requirements, is financially liable to
             the exchange clearing houses of which it is a member and to the
             clearing members through which it clears transactions on exchanges
             of which it is not a clearing member, for deficit balances
             occurring in the Customer's accounts; because of this, ADMIS is the
             guarantor of the financial responsibility of the Customer.
             Therefore, Customer agrees to hold ADMIS harmless with respect to
             any and all losses sustained by ADMIS resulting from deficit
             balances which may occur in the Customer's account.

         4.  Customer shall, without notice or demand from ADMIS, at all times,
             maintain adequate margins, so as continually to meet the margin
             requirements established by ADMIS. Such margin requirements
             established by ADMIS, in its sole and absolute discretion, may
             exceed the margin requirements set by any commodity exchange, or
             other regulatory authority. Customer agrees, when required, to wire
             transfer margins to ADMIS or any monies so required, and to furnish
             ADMIS with names of bank officers for immediate verification of
             such transfers.

         5.  If, at any time, Customer's account does not contain the amount of
             margin required by ADMIS, or by any exchange, clearing house or
             other regulatory authority, ADMIS may, at its sole and absolute
             discretion, at any time or from time to time, without notice to
             Customer, close out Customer's open positions in whole or in part
             or take any other action it deems necessary to satisfy such
             requirements, including, but not necessarily limited to,
             transferring funds from other accounts of customer including
             transfers between CFTC Segregated and other accounts. Failure of
             ADMIS to so act in such circumstance, in whole or in part, shall
             not constitute a waiver of its rights so to do any time or from
             time to time thereafter, nor shall ADMIS be subject to any
             liability to Customer for its failure so to act. In addition, ADMIS
             has the right, but not the obligation, to liquidate the account(s)
             upon receipt of notice of the death of customer (if applicable).

         6.  All monies, securities negotiable instruments, forward contracts,
             foreign exchange contracts, physical or cash contracts, commodity
             options, open position in futures contracts and commodities, or
             other property now or at any future time in Customer's account, or
             held by ADMIS or its affiliates for Customer, are hereby pledged
             with ADMIS, and shall be subject to a security interest in ADMIS's
             favor to secure any indebtedness, at any time, owing from Customer
             to ADMIS without regard to whether or not ADMIS or its affiliates
             has made advances with respect to such property. Customer will not
             cause or allow any of the property held in his accounts to be
             subject to any other liens, security interests, mortgages or other
             encumbrances without the express written approval of ADMIS.

         7.  Customer understands that obligations arising out of transactions
             denominated and/or paid for in currencies other than U.S. Dollars
             may be converted to U.S. Dollars at the discretion of ADMIS at an
             exchange rate determined by ADMIS at its discretion based on
             prevailing market rates and customer will be required to pay ADMIS
             in U.S. Dollars.

         8.  Customer acknowledges that: (1) any market recommendations and
             information communicated to Customer by ADMIS do not constitute an
             offer to sell, or the solicitation of an offer to buy any
             commodity, or any commodity futures contract; (2) such
             recommendations and information, although based upon information
             obtained from sources believed by ADMIS to be reliable, may be
             incomplete and may not be verified; and (3) ADMIS makes no
             representation, warranty or guarantee as to, and shall be
             responsible for, the accuracy or completeness of any information or
             trading recommendation furnished to Customer. Customer understands
             that ADMIS and/or its officers, directors, affiliates, stockholders
             or representatives may have a position or positions in and may
             intend to buy or sell commodities or commodity futures contracts,
             which are the subject

                                       7                (continued on next page)

<PAGE>
     of market recommendations furnished to Customer, and that the position or
     positions of ADMIS or any such officer, director, affiliate, stockholder,
     or representative may or may not be consistent with the recommendations
     furnished to Customer by ADMIS.

 9.  All transactions by ADMIS on Customer's behalf shall be subject to the
     applicable constitution, rules, regulations, customs, usages, rulings, and
     interpretations of the exchanges or markets on which such transactions are
     executed by ADMIS or its agents for Customer's account (such as the Board
     of Trade of the City of Chicago, The Chicago Mercantile Exchange, and the
     MidAmerica Commodity Exchange and the clearing houses affiliated with each,
     if any) and to all applicable governmental acts and statutes (such as the
     Commodity Exchange Act of the Commodity Futures Trading Commission Act of
     1974) and to rules and regulations made thereunder; ADMIS shall not be
     liable to Customer as a result of any action taken by ADMIS, or its agents,
     to comply with any such constitution, rule, regulation, custom, usage,
     ruling, interpretation, act or statue. If Customer is subject to
     regulation, Customer agrees that ADMIS has no duty to ascertain or ensure
     that Customer is in compliance with any governing statutes or rules.

10.  If, at any time, Customer shall be unable to deliver to ADMIS any security,
     commodity or other property previously bought or sold by ADMIS on
     Customer's behalf, Customer authorizes ADMIS, in its discretion, to borrow
     or to buy any security, commodity, or other property necessary to make
     delivery thereof, and Customer shall pay and indemnify ADMIS for any cost,
     loss, and damage (including consequential costs, losses and damages) which
     ADM may sustain thereby and any premiums which ADMIS may be required to pay
     thereon, and for any cost, loss and damage (including consequential costs,
     losses, and damages) which ADMIS may sustain thereby and any premiums which
     ADMIS may be required to pay thereon, and for any cost, loss and damage
     (including consequential costs, losses and damages) which ADMIS may sustain
     from its inability to borrow or buy any such security, commodity or other
     property.

11.  Customer acknowledges and agrees that ADMIS shall not be responsible to
     Customer for any losses resulting from conduct or advice (including but not
     limited to errors and negligence) on the part of any broker/dealer, futures
     commission merchant, introducing broker, commodity trading advisor, or any
     other person or entity introducing Customer to ADMIS or having trading
     authority over the account of Customer at ADMIS. Customer specifically
     agrees that ADMIS shall have no obligation to supervise the activities of
     any such person or entity and Customer will indemnify ADMIS and hold ADMIS
     harmless from and against all losses, liabilities, and damages (including
     attorney's fees) incurred by ADMIS as a result of any actions taken or not
     taken by such person or entity.

12.  Customer authorizes ADMIS to contact such banks, financial institutions,
     credit agencies, and other references as ADMIS shall deem appropriate from
     time to time verify the information regarding Customer which may be
     provided by Customer. Customer understands that an investigation may be
     made pertaining to his personal and business credit standing and that
     Customer may make a written request within a reasonable period of time for
     complete and accurate disclosure of its nature and scope.

13.  ADMIS shall not be responsible for delays in the execution of orders due to
     breakdown, or failure of transmission, or communication facilities, or to
     any other cause beyond ADMIS's control.

14.  Confirmation of trades, contracts statements of account, margin calls, and
     any other notices sent by ADMIS to Customer shall be sent to the address
     shown in and to the attention of the person(s) named in the "Commodity
     Agreement" and they shall be conclusively deemed accurate and complete, if
     not objected to, in writing, prior to the opening of trading on the
     contract market on which such transaction occurred on the next business day
     following the day on which such communication was first received. The price
     at which an order is executed shall be binding notwithstanding the fact an
     erroneous report is made. An order which was executed but in error reported
     as not executed shall be binding. Customer shall direct all objections to
     ADM Investor Services, Inc., 141 West Jackson Boulevard, Suite #1600A,
     Chicago, Illinois 60604, Phone No. (312) 435-7000.

15.  All transactions for or on Customer's behalf shall be deemed to be included
     in a single account whether or not such transactions are segregated on
     ADMIS's records into separate accounts, either severally or jointly with
     others, for purposes including reportable positions as required by
     regulatory authorities.

16.  The Agreement, including all authorizations, shall insure to the benefit of
     ADMIS, its successors and assigns and shall be binding upon Customer and
     Customer's personal representatives, executors, trustees, administrators,
     agents, successors, and assigns. In the event that Customer's financial
     condition becomes unsatisfactory to ADMIS, in its sole discretion, or that
     a petition, voluntary or involuntary, in bankruptcy to reorganize, or to
     effect a composition or extension, is filed by or against Customer, or in
     the event a receiver is appointed of Customer's property or business in any
     proceeding whatsoever, state or federal, or in the event of Customer's
     legal incapacity or death (and whenever the Customer consists of more than
     one person, then upon the occurrence or any of the aforementioned
     contingencies to any of them), ADMIS may, at its sole and absolute
     discretion, either continue to carry or close and liquidate the account of
     Customer, including the covering of short positions, exercise of options or
     offset of forward contracts and foreign exchange contracts subject to no
     liability to the personal representatives, executors, trustee,
     administrators, agents, successors or assigns of Customer for the use of
     such discretion.

17.  The rights and remedies conferred upon the parties hereto shall be
     cumulative, and the exercise or waiver of any thereof shall not preclude or
     inhibit the exercise of additional rights or remedies.

18.  Customer agrees that ADMIS may, from time to time, change the account
     number assigned to any account covered by this Agreement, and that this
     Agreement shall remain in full force and effect. Customer agrees further
     that this account, as well as all additional accounts opened by him at
     ADMIS, shall be covered by this same Agreement with the exception of any
     new account for which a new Customer Agreement is signed.

19.  All actions or proceedings arising directly, indirectly or otherwise in
     connection with, out of, related to, or from this Agreement or any
     transaction covered hereby shall be governed by the law of Illinois and
     may, at the discretion and election of ADMIS, be litigated in courts whose
     situs in within Illinois.

20.  Customer represents that (1) he/she is (or, if Customer is a corporation,
     that each officer and director is, if Customer is a partnership, that each
     partner is) an adult of sound mind and is under no legal disability which
     would prevent him/her form trading in commodities, commodity futures
     contracts, options contracts, forward contracts, foreign exchange or other
     physical or cash contracts therein or entering into this Agreement; (2)
     he/she is (or its officers and directors or its partners are) authorized to
     enter into this Agreement.

     Name (Print)______________________      Name (Print)_______________________

 X   Name (Signature)__________________   X  Name (Signature)___________________
               Customer/Officer/Partner                 Customer/Officer/Partner

                    Date_______________                      Date_______________

                                       8<PAGE>
                                                            Exhibit No. 10.01(c)
                                                            Fimat USA, Inc.

                               CUSTOMER AGREEMENT

In consideration of the acceptance by FIMAT USA, Inc. ("FIMAT") of one or more
accounts (the "Account(s)") of the undersigned ("Customer"), and of FIMAT acting
as broker for Customer, the Customer agrees as follows:

I.   RISKS AND AUTHORITY

     A.   RISKS OF COMMODITY TRADING. In addition to the Commodity Futures
          Trading Commission ("CFTC") mandated Risk Disclosure Statement
          attached hereto, Customer understands that (i) Customer may be trading
          in commodity futures contracts, options on commodity futures
          contracts, foreign futures contracts and options on foreign futures
          contracts (collectively, "Commodity Futures Contracts"), securities
          and securities options (collectively, "Securities"), derivative
          instruments, spot and forward contracts, physical commodities, cash
          and other properties and options thereon (collectively, "Other Account
          Instruments") and/or currencies and foreign exchange contracts and
          options thereon ("Forex," and together with Commodity Futures
          Contracts, Securities, Other Account Instruments and Forex being
          herein collectively defined as "Commodities"), and such trading is
          highly speculative, (ii) prices are subject to sharp upward and
          downward movements, (iii) price fluctuations may result in losses
          which substantially exceed the capital in Customer's Account(s), (iv)
          on trading days on which the subject of Customer's trading reaches its
          permissible exchange price limit, trading may cease, as a result of
          which Customer may be locked into substantial losses, and (v) in
          transactions on exchanges on which foreign currency is used, any
          profit or loss may be affected by exchange rate fluctuations. Customer
          is willing and able, financially and otherwise, to assume the risks of
          such trading. Customer recognizes that assurance of profit or freedom
          from loss is impossible to guaranty. Customer has received no
          assurance and will place no orders in reliance on any such assurance
          or similar representations. Customer understands that FIMAT may
          without notice to Customer exercise any of the remedies listed in
          Sections III.O and IV hereof if Customer fails to maintain adequate
          margin or if any other event of default occurs. Customer agrees to
          review carefully each confirmation statement FIMAT sends Customer and
          notify FIMAT immediately in accordance with Section III.F hereof.

     B.   FIMAT'S AUTHORITY AND RESPONSIBILITY. Customer authorizes FIMAT to
          purchase and sell Commodities, as agent for Customer's Account(s) in
          accordance with the oral or written instructions of Customer or
          persons authorized in writing to act, or persons reasonably believed
          by FIMAT to be acting, on Customer's behalf. Unless Customer specifies
          to the contrary, FIMAT is authorized to execute all orders on any
          exchange or other market where such business is conducted which may be
          deemed by FIMAT, in its sole discretion, to be appropriate. Customer
          hereby waives any defense that any such instruction was not in
          writing, as may be required by any law, rule or regulation. FIMAT
          agrees to provide the services contemplated hereunder in any
          commercially reasonable manner.

          Customer authorizes FIMAT or its agents to investigate Customer's
          credit standing and in connection therewith to contact such banks
          (including, without limitation, any of FIMAT's Affiliates, such as
          Societe Generale), financial institutions and credit agencies, as
          FIMAT shall deem appropriate to verify information regarding Customer.
          Customer authorizes FIMAT, in its sole discretion, to provide and/or
          exchange any financial information with respect to Customer with any
          of FIMAT's Affiliates.

     C.   INTRODUCED ACCOUNTS (ONLY IF APPLICABLE). Customer understands that
          Customer's Account(s) with FIMAT was introduced to FIMAT by an
          Intermediary (as defined in Section II.F below), and that, except for
          companies which are members of the FIMAT Group, the Intermediary is an
          independent business entity which is not in any way affiliated with or
          an agent of FIMAT. Customer hereby authorizes FIMAT to accept all
          orders and instructions from its Intermediary and hereby ratifies all
          orders and instructions which FIMAT believes in good faith to have
          been transmitted by its Intermediary on Customer's behalf, which FIMAT
          is authorized to act upon. If Customer is dealing with an
          Intermediary, make all checks payable to, and wire all funds directly
          to "FIMAT USA, Inc." FIMAT INTERMEDIARIES DO NOT HANDLE CUSTOMER
          FUNDS, EXCEPT TO FORWARD TO FIMAT CHECKS MADE OUT TO FIMAT.

     D.   Customer Representations and Warranties. Except as disclosed in
          writing to FIMAT prior to execution an( delivery of this Agreement or
          in a subsequent written notice from Customer to FIMAT, Customer
          represents an( warrants as follows: (1) Customer is not (a) a general
          partner, officer, director, more than ten percent owner correspondent,
          agent (or person associated with an agent), associated person, or
          employee of a futures commission merchant, commodity trading advisor,
          commodity pool operator, or an introducing broker, (b) a relative,
          spouse, o: relative of a spouse of any of the foregoing persons who
          shares the same home with any such person, (c) a member of an exchange
          or a director or employee of an exchange, bank, trust company,
          insurance company, or regulator or self-regulatory organization, or
          (d) engaged individually or as an employee in the business of dealing,
          as broke or principal, in Commodities other items, documents of title
          relating to Commodities, bills of exchange

                                      -7-
<PAGE>
          acceptances, or other forms of commercial paper, and if Customer
          becomes so employed or engaged Customer will promptly notify FIMAT in
          writing; (2) Customer, if applicable, (a) is duly organized and in
          good standing under the laws of the jurisdiction in which it was
          organized and in all jurisdictions where it is qualified to do
          business; (b), has the requisite capacity, power and authority to
          execute, deliver and perform its obligations under this Agreement and
          such Other Agreement, including without limitation, the granting of
          any security interests in the Collateral as contemplated hereby and
          thereby; (c) none of the execution, delivery or performance by
          Customer of its obligations under this Agreement or such Other
          Agreement conflict with the provisions of any material contract,
          agreement or instrument binding upon you or your properties, or the
          provisions of any law, statute, rule, regulation or decree, order or
          determination of any court of law applicable to Customer; and (d) no
          consent, authorization, permit or filing is required in connection
          with the execution, delivery and performance by Customer of this
          Agreement or such Other Agreement, except those that have been
          obtained or made and filings necessary to create, perfect and retain
          any security interest in, or lien upon, any Collateral for any of
          Customer's obligations to FIMAT; (3) Customer, if an individual, is of
          sound mind, legal age and legal competence; (4) no person other than
          Customer has or will have an interest in Customer's Account(s) except
          as otherwise disclosed in writing to FIMAT and (5) all the information
          provided in the Customer Application is true, correct and complete as
          of the date hereof and that Customer will promptly notify FIMAT of any
          material changes in such information.

     E.   CUSTOMER IS PRINCIPAL. Unless Customer has advised FIMAT in writing
          otherwise prior to execution and delivery  of this Agreement,
          Customer is acting for Customer's Account(s) as principal and not as
          agent in transactions under this Agreement. Customer will give
          written notice to FIMAT before granting any person or entity any
          interest in Customer's Account(s) or undertaking to act as agent for
          any party with respect to Customer's Account(s).

II.  DEFINITIONS (As used in the singular or plural)

     A.   AFFILIATE. "Affiliate" includes Societe Generale, FIMAT International
          Banque, SA and any of their affiliates or subsidiaries.

     B.   AGREED BY FIMAT. "Agreed by FIMAT" means an agreement in writing under
          the hand of a person whose name and signature at the material time
          appear on a list of authorized signatories maintained by FIMAT at its
          offices. A copy of the list is available for inspection upon
          reasonable notice at FIMAT's offices during usual business hours.

     C.   APPLICABLE LAW. "Applicable Law" shall have the meaning set forth in
          Section III.A.3 below.

     D.   COLLATERAL. "Collateral" means all of Customer's right, title and
          interest in and to all goods and other property, including without
          limitation, Commodities, the Account(s), inventory, documents,
          accounts, general intangibles, chattel paper and all proceeds of such
          property including but not limited to interest on or profits from the
          Account(s). Any property en route to or allocated by any third party
          to FIMAT and/or any Affiliate shall be deemed "Collateral" for
          purposes of this Agreement.

     E.   COMMODITY EXCHANGE. "Commodity Exchange" means any exchange,
          association, contract market or clearing association, whether
          incorporated or unincorporated, or persons who are engaged in the
          business of buying or selling any commodity or receiving the same for
          sale on consignment.

     F.   INTERMEDIARY. "Intermediary" includes an introducing broker, fully
          disclosed futures commission merchant, foreign broker, or any other
          person or entity acting in a similar capacity.

     G.   LIABILITY. "Liability" means all Customer's obligations direct or
          indirect to FIMAT or its Affiliates of whatever form and however
          arising, including any indebtedness now or hereafter existing under
          this Agreement or any Other Agreement or any debit balances in the
          Account(s).

     H.   OTHER AGREEMENT. "Other Agreement" means any and all agreements,
          documents and instruments (including, without limitation, promissory
          note(s), security agreement(s), pledge agreement(s) and guaranty(s))
          executed by or on behalf of Customer in favor of FIMAT and/or an
          Affiliate, as such agreements, documents and instruments may be
          amended, supplemented or otherwise modified. from time to time in
          accordance with their respective terms.

                                      -8-
<PAGE>
III. TERMS OF TRANSACTIONS

     A.   APPLICABLE RULES AND TERMS. The Account(s) and all transactions and
          agreements in respect of the Account(s) shall be subject to:

          1.   the terms of this Agreement and any other terms Agreed by FIMAT
               and Customer;

          2.   FIMAT's terms from time to time in effect with respect to the
               specific type of transaction and the terms of FIMAT's
               confirmation of the transaction, except to the extent
               specifically inconsistent with Subsection III.A.1 above;

          3.   the regulations of all applicable Federal, state and
               self-regulatory agencies or authorities, including but not
               limited to: (i) the provisions of the Commodity Exchange Act, as
               amended, and any rules, regulations, orders and interpretations
               promulgated thereunder by the CFTC; and (ii) the constitution, by
               laws, rules, regulations, orders and interpretations of the
               Commodity Exchange (and its clearing house, if any) on which such
               transactions are executed and cleared, and any relevant
               registered futures association, including, without limitation,
               the National Futures Association ("NFA"), except to the extent
               Subsections III.A.1 or III.A.2 above provide more specific
               restrictions. All such provisions, rules, regulations, orders,
               interpretations, constitution, by-laws, custom and usage are
               hereinafter collectively referred to as "Applicable Law;" and

          4.   customary practice in the trade, except to the extent
               specifically inconsistent with Subsections III.A.1, III.A.2, or
               III.A.3 above.

     B.   MARGIN. Customer will pay to FIMAT (and only to FIMAT) all amounts
          FIMAT requires as margin or to satisfy any other of Customer's
          obligations under this Agreement in U.S. Dollars in immediately
          available funds, unless otherwise agreed, as FIMAT requires. FIMAT at
          any time may change the margin requirements with respect to Customer's
          Account(s) for existing positions as well as for new positions. The
          required margin may exceed the margin required by the Commodity
          Exchange (and its clearing house, if any) on which trades are cleared
          on behalf of Customer.

          FIMAT HAS NO OBLIGATION TO NOTIFY CUSTOMER OF ANY INSUFFICIENCY OF
          MARGIN IN CUSTOMER'S ACCOUNT(S) PRIOR TO EXERCISING RIGHTS AND
          REMEDIES UNDER SECTION IV OF THIS AGREEMENT.

     C.   FEES AND COMMISSIONS. Customer will pay the fees and commissions FIMAT
          charges from time to time. FIMAT may share its fees, commissions and
          amounts accruing on Customer's Account(s) with persons that introduce
          Customer to FIMAT or provide other services to FIMAT.

     D.   INTEREST. If Customer fails to pay FIMAT in immediately available
          funds any sum when due, then unless otherwise provided in any, Other
          Agreement, Customer will pay interest to FIMAT on the unpaid sum,
          while outstanding, at the lesser of (i) the maximum legal rate or (ii)
          150% of the publicly announced prime lending rate of Societe Generale
          New York Branch as in effect from time to time while the unpaid sum is
          outstanding, compounded monthly. Customer acknowledges that FIMAT may
          receive and retain as its own any increment or interest accruing from
          any of the funds FIMAT receives from Customer.

     E.   NO STANDARD REQUIREMENT. FIMAT has no obligation to impose uniform
          margin requirements, to publish details of fees or commissions, or to
          charge uniform fees, commissions or interest rates.

     F.   CONFIRMATIONS AND STATEMENTS. FIMAT will promptly confirm in writing
          all transactions undertaken for Customer's Account(s). Customer shall
          timely review all confirmations received from FIMAT to check that the
          description of the transactions is accurate and that no transaction is
          omitted. Customer is conclusively bound by FIMAT's confirmations and
          statements of Customer's Account(s) if Customer does not object in
          writing before the earlier of ten days following transmission to
          Customer or by market opening on the day following Customer's actual
          receipt of such confirmation statements. With respect to transactions
          which Customer authorizes but for which no confirmation is received,
          Customer shall be deemed to have waived all objections unless FIMAT
          has received Customer's written request for a copy of the confirmation
          within five days of the transaction date. Customer understands that
          Customer should direct inquiries to FIMAT at 630 Fifth Avenue, Suite
          500, New York, New York 10111, Attention: Compliance Department, or
          such other address as FIMAT may hereafter provide Customer. For the
          reporting of any alleged unauthorized trades or other trade
          improprieties, FIMAT authorizes and will accept "collect" telephone
          calls to the Compliance Department at (212) 504-7446. FIMAT is not
          bound by prices or transactions reported in error on confirmations and
          statements of Customer's Account(s).

                                      -9-
<PAGE>
          Customer hereby authorizes FIMAT to transmit to it all confirmation
          and other statements of account activity, funds and positions by
          facsimile transmission or through the Internet to such address as
          Customer designates on the Customer Application, or as Customer
          designates from time in a writing addressed to the Compliance
          Department, as set forth in this paragraph. FIMAT reserves the right
          to assess its standard charge from time to time in effect for
          confirmation and other statements of account activity, funds and
          positions provided to customer through any other medium, as well as
          for duplicate statements of any kind. This authorization shall be;
          perpetual, unless revoked in writing by Customer in a writing
          addressed to the Compliance Department, as set forth in this
          paragraph.

     G.   CAPACITY OF FIMAT; FLOOR BROKERS AND OTHERS; INDEMNIFICATION. FIMAT
          will execute Customer's; transactions solely as agent of Customer. In
          executing transactions on a Commodity Exchange, FIMAT may utilize
          floor brokers (who may be employees or other agents of FIMAT), and
          will be responsible for reasonable care in the selection of such
          brokers, but will not be responsible to Customer for negligence or
          misconduct of an independent floor broker if, at the time the floor
          broker was selected, the floor broker was authorized to act as suck
          under the rules of the relevant Commodity Exchange and the appropriate
          regulatory agency. FIMAT will not be responsible to Customer in the
          event of error, failure, negligence, or misconduct on the part of any
          Intermediary, commodity trading advisor, or other person acting on
          Customer's behalf and, without limiting the foregoing, FIMAT has no
          obligation to investigate the facts surrounding any transaction in
          Customer's Account(s) which is introduced by such Intermediary,
          commodity trading advisor, or other person. Customer will indemnify
          FIMAT and hold it harmless from and against any and all liabilities,
          penalties, losses, and expenses, including legal expenses, incurred by
          FIMAT as a result of any error, failure, negligence, or misconduct on
          the part of any such Intermediary, commodity trading advisor, or other
          person acting on Customer's behalf. FIMAT shall not responsible for
          any loss or damage caused, directly or indirectly, from any delays or
          inaccuracies in the transmission of orders, including but not limited
          to our automated order routing systems, or other information d to a
          breakdown in or. failure of any transmission or communication
          facilities for any reason including those reasons described in Section
          V.D. hereof. FIMAT shall only be liable for actions or inactions by
          FIMAT which amount to gross negligence or fraud. Customer also agrees
          that FIMAT shall not be liable to Customer for any losses, costs;
          expenses, or other damages sustained by Customer in the event of any
          failure or delay by any exchange, market, clearing house, bank or
          other depository institution where any of Customer's funds or other
          assets are maintained; or a failure or delay by any member, bank or
          agent of any of the foregoing, or a failure or delay by any of the
          foregoing to enforce its rules, to fulfill its obligations, or to make
          any payment, for any reason whatsoever. Customer waives any claim,
          cause of action or right as against FIMAT, its employees or agents
          which may arise or occur as a result thereof.

     H.   Transaction Limits; Acceptance of Orders. FIMAT, solely for its own
          benefit and the benefit of other customers, may limit the number of
          transactions FIMAT executes, and the open positions FIMAT maintains or
          acquires, for Customer. Customer, acting alone or in concert with
          others, will not make any trade through FIMAT which would have the
          effect of exceeding the lower of limits imposed by FIMAT, the
          Commodity Exchange on which the transactions are executed, or any
          regulatory agency. If Customer exceeds its limit, FIMAT may require.
          the transfer of Customer's positions to another firm, or FIMAT may
          liquidate some or all of the Customer's positions as FIMAT elects in
          its sole discretion. Customer agrees to promptly advise FIMAT if
          Customer is required to file reports of its positions to the CFTC or
          any Commodity Exchange.

     I.   Liquidation of Offsetting Positions. FIMAT shall liquidate any
          contract for which an offsetting order is entered by Customer on a
          first in, first out ("FIFO") basis, unless Customer instructs FIMAT
          not to liquidate such contract and to maintain the offsetting
          contracts as open positions; provided, that FIMAT shall not be
          obligated to comply with any such instructions given by Customer if
          Customer fails to provide FIMAT with any representations,
          documentation or information reasonably requested by FIMAT or if in
          FIMAT's reasonable judgment, any failure, to liquidate such offsetting
          contracts against each other on a FIFO basis would result in a
          violation of Applicable Law.

     J.   Separate Accounts. Pursuant to CFTC Rule 1.46(e)(1), if FIMAT
          maintains or directs the trading for more than one account for
          Customer then, if held open, offsetting long and short positions in
          the separate accounts may result in the charging of additional fees
          and commissions and the payment of additional margin, although
          offsetting positions will result in no additional market gain or loss.

     K.   Failure of Delivery. At least five business days prior to the earlier
          of first notice or last trading day of the delivery month, Customer
          must advise FIMAT whether Customer intends to take or make delivery,
          as the case may be, of items purchased and sold by FIMAT at Customer's
          direction, and, if delivery is intended, Customer must demonstrate to
          FIMAT's satisfaction Customer's ability to perform Customer's delivery
          obligations, in any manner required by FIMAT including, without
          limitation, by depositing with FIMAT the funds or documents necessary
          for

                                      -10-
<PAGE>
          delivery. If Customer fails to so advise FIMAT or to demonstrate
          satisfactorily Customer's ability to perform, then without notice or
          demand to Customer, FIMAT may, but shall have no duty to, liquidate
          such positions on terms FIMAT deems reasonable, or take any other
          action FIMAT deems reasonable, including taking or making delivery as
          the case may be. If Customer fails to supply FIMAT, in a timely
          manner, with any item FIMAT has sold Customer's direction, FIMAT may
          borrow or purchase the item from any party, including an Affiliate, to
          make the delivery. FIMAT has no duty to borrow or purchase the item.
          Customer shall comply fully with Applicable Laws relating to taking or
          making any delivery, and shall, if taking delivery, take all steps as
          provided thereunder ensure that all items to be delivered are in
          compliance with Applicable Law. Customer will hold harmless and
          indemnify FIMAT for all liabilities, penalties, losses, and expenses,
          including any legal expenses and any penalty imposed by any Commodity
          Exchange, FIMAT incurs or reasonably anticipates incurring if Customer
          fails timely (1) to take good delivery of any item FIMAT has purchased
          at Customer's direction, (2) to supply FIMAT with or otherwise make
          good delivery of any item FIMAT has sold at Customer's direction, or
          otherwise, in connection with a delivery, or (3) to comply with
          Applicable Law, and FIMAT may in the event of any such failure,
          apparent failure, or otherwise withhold from Customer's Account(s)
          with FIMAT or any Affiliates the amount (however denominated)
          estimated by FIMAT as sufficient to satisfy the above indemnity, for
          application as FIMAT deems appropriate.

     L.   FORWARDING AND STORAGE OF MATERIAL. If FIMAT on Customer's behalf
          arranges for packaging, shipping storage, or insurance, FIMAT's only
          liability will be for gross negligence or willful misconduct in the
          making of the arrangements.

     M.   REIMBURSEMENT FOR TAXES, ETC. Customer will indemnify FIMAT for all
          taxes, levies, imposts, duties, charges and fees (including legal
          expenses) incurred in connection with any sale, purchase, forwarding
          or storage.

     N.   PAYMENT. Customer's payments must be in freely transferable and
          immediately available funds to FIMAT account at a bank designated by
          FIMAT and without deduction for any taxes, imposts, duties, charges,
          or fees, free and clear of any withholding, restrictions, or
          conditions of any nature when received by FIMAT. Payment may not be
          effected by the delivery of bank notes or other legal tender unless
          Agreed by FIMAT. FIMAT may withhold any delivery until it receives
          payment in the foregoing manner.

     O.   CLOSEOUT. Whenever FIMAT in its sole discretion, considers it
          necessary for Customer's protection or FIMAT's protection, FIMAT may,
          but is not obligated to, refuse to accept new positions and/or close
          out otherwise liquidate Customer's positions, and Customer will be
          liable for any deficiency in Customer's Account that may result
          therefrom.

     P.   OPTIONS EXERCISE. Customer agrees that if Customer has a commodity
          option position with FIMAT and does provide timely instructions
          regarding the exercise of a commodity option on the last day of
          trading in that option. FIMAT, in its sole discretion and without
          prior notice to Customer, is authorized to exercise or abandon (i.e.
          let expire) the option. Customer further agrees that any exercise or
          abandonment of an option by FIMAT pursuant to this Agreement shall be
          for Customer's sole account and risk and FIMAT shall have no liability
          with respect thereto, and FIMAT shall have no duty to exercise such
          authority. Customer further agrees that, without FIMAT's written
          consent, Customer may not, on any day, exercise more than 20 options
          contracts with FIMAT unless Customer has margin with FIMAT in excess
          of the amount of margin FIMAT requires for the futures contract
          Customer would be assigned as a result of such exercise.

          Customer acknowledges that FIMAT's confirmation of purchase and sale
          statements will reflect option expiration dates that FIMAT obtains
          from sources generally believed to be reliable, and FIMAT will be
          responsible only for gross negligence, willful misconduct or fraud in
          connection therewith. If Customer holds options with a Friday
          expiration date, it is possible that, if a grantor, Customer could be
          assigned a futures position after the expiration of the option on
          Friday, and on some exchanges, as late as Saturday morning.

     Q.   ADJUSTMENTS. On rare occasion FIMAT may, in error, not fill Customer's
          order or fill Customer's order at a price which is less favorable than
          the price which could have been obtained if the error had not
          occurred. In these circumstances, FIMAT will give Customer the filled
          order and cash adjust Customer's Account(s) so as to restore the price
          at which the order could have been executed had the error not
          occurred. Customer agrees however that when correcting its error,
          FIMAT obtains a position at a better price than Customer's order could
          have been filled at, Customer will only receive the fill Customer
          could have obtained if Customer's orders had been executed without
          error (and FIMAT will receive any difference).

     R.   EXCHANGE OF PHYSICAL FOR FUTURES TRANSACTION. Customer agrees to
          create, retain, and produce, upon request a Commodity Exchange, the
          CFTC, or the United States Department of Justice, documentation of
          cash transaction

                                      -11-
<PAGE>
          underlying exchanges of futures for cash commodities or exchanges of
          futures in connection with cash commodities transactions in accordance
          with Applicable Law. Documentation means those documents customarily
          generated in accordance with cash market practices and/or required by
          the relevant Commodity Exchange or regulatory authority which
          demonstrate the existence and nature of the underlying cash
          transactions, including, but not limited to, contracts, confirmation
          statements, telex printouts, invoices, and warehouse receipts or other
          documents of title.

     S.   DIRECT ORDER TRANSMITTAL CLIENT DISCLOSURE. On occasion, when FIMAT's
          offices are closed, Customer may request that FIMAT grant it authority
          to place orders directly with one or more of FIMAT's non-U.S.
          Affiliates for execution on non-U.S. exchanges, or for transactions on
          U.S. exchanges to be executed on GLOBEX, NYMEX ACCESS or other
          electronic trading systems. If FIMAT grants Customer such authority,
          the following conditions shall apply: (1) the order(s) Customer places
          with FIMAT's non-U.S. Affiliate will be for FIMAT's omnibus account
          maintained directly or indirectly with FIMAT's non-U.S. Affiliate; (2)
          Customer will be a client of FIMAT and not of the non-U.S. Affiliate;
          (3) all monies, securities and property of Customer will be maintained
          log FIMAT; and (4) unless Customer objects within five days after
          receipt of this Agreement, FIMAT may assume Customer consents to these
          conditions.

IV.  SECURITY AGREEMENT AND DEFAULT PROVISIONS

     A.   SECURITY INTEREST. Customer hereby grants FIMAT a security interest in
          the Collateral and proceeds thereof, security for the prompt payment
          and performance of any and all Liabilities.

     B.   FIMAT'S RIGHTS RESPECTING COLLATERAL. Customer will sign and deliver
          all agreements, instruments, certificates and documents FIMAT requests
          to create, perfect, preserve and protect the security interest in any
          of the Collateral, accompanied by such instruments of assignment and
          transfer and in such form as FIMAT should reasonably request. Customer
          appoints FIMAT as Customer's agent to sign, deliver, complete and file
          any such agreements, instruments, certificates and documents on
          Customer's behalf. FIMAT has no obligation to return the identical
          item of Collateral, but only to replace the item with property of like
          kind and substantially similar quantity, subject to adjustment for
          quantity variations at then prevailing market prices. FIMAT may, at
          any time and without limitations except those imposed by law, pledge,
          re-pledge, hypothecate, loan or invest any Collateral without notice
          to Customer or the obligation to account to Customer for any interest,
          income, or other benefit from any of the Collateral. Customer agrees
          to permit FIMAT and/or its agents and representatives at any time to
          inspect any of the Collateral and make abstracts or copies from any of
          Customer's books and records pertaining to the Collateral. The right
          is expressly granted to FIMAT, in its sole discretion, to notify
          warehousemen, consignees, bailees or any other persons in possession
          of Collateral of FIMAT's security interest therein. Unless Agreed by
          FIMAT, the undersigned will not file or authorize or permit to be
          filed in any jurisdiction any such financing or like statement in
          which FIMAT is not named as the sole secured party. Upon the request
          of FIMAT Customer shall, at Customer's expense, keep insured all
          Collateral which is tangible property for full value, with such
          coverage as FIMAT may approve, and the policies shall be duly endorsed
          in FIMAT's favor and delivered to FIMAT.

     C.   EVENTS OF DEFAULT. In addition to any "Event of Default" which may be
          defined in any Other Agreement, and not by way of limitation of any
          right FIMAT otherwise has to demand payment at any time of any of the
          Liabilities, the following events shall constitute an "Event of
          Default": (1) Customer breaches, repudiates, or defaults in any way on
          any agreement with FIMAT or any Affiliate (including Customer's
          agreement to provide margin) or with a third party; or (2) FIMAT, in
          its sole discretion, determines that it has sufficient grounds for
          insecurity with respect to Customer's performance of any obligation to
          any person and Customer fails to provide assurance of performance of
          the obligation satisfactory to FIMAT; or (3) any proceeding is
          commenced by or against Customer under any bankruptcy, insolvency,
          relief of debtor, or similar law, or Customer makes an assignment for
          the benefit of creditors, a receiver, trustee, conservator, liquidator
          or similar officer is appointed for Customer or any of Customer's
          property; or (4) Customer's Account(s) are attached or levied against;
          or (5) any of Customer's representations to FIMAT or any Affiliate,
          whenever or wherever made, were misleading when made or deem made or
          later becomes untrue; or (6) Customer dies, is disabled or becomes
          legally incompetent; or (7) Customer or any organization of which
          Customer is a member suspends or threatens to suspend the transaction
          of its usual business, or any proceeding is commenced with respect to
          any of Customer's property or any such organization; or (8) Customer
          is a party to any merger, consolidation or sale of all or
          substantially all of its assets unless Agreed by FIMAT prior thereto;
          or (9) FIMAT has reason to believe that any of the foregoing is likely
          to occur imminently.

                                      -12-
<PAGE>
     D.   FIMAT's Remedies Upon Default.

          l.   Customer absolutely and unconditionally agrees that upon the
               occurrence of an Event of Default, FIMAT, on behalf of itself and
               as agent for any Affiliate, may exercise any one or more of the
               following remedies (except that, upon the occurrence of any Event
               of Default set forth in Section IV.C.(3) above, the remedies
               specified in subparagraphs a, b, c, and g below shall thereupon
               be deemed for all purposes to have been exercised, immediately
               and without action by FIMAT), with only such notice as is
               required by Applicable Law and cannot be waived, without
               prejudice to any other remedies:

               a.   FIMAT, on its own behalf and/or on behalf of any of its
                    Affiliates, may terminate any or all of FIMAT's and/or any
                    Affiliates obligations to Customer for future performance;

               b.   FIMAT, on its own behalf and/or on behalf of any of its
                    Affiliates, may treat any or all of Customer's Liabilities
                    and/or Customer's obligations to any Affiliates, including
                    credit or debit balances, as immediately due, and may treat
                    all limits, margin facilities and call tolerance facilities
                    in place as revoked;

               c.   FIMAT, on its own behalf and/or on behalf of any of its
                    Affiliates, may consolidate Customer's Account(s) or any of
                    them at FIMAT and/or any Affiliates;

               d.   FIMAT, on its own behalf and/or on behalf of any of its
                    Affiliates, may sell any or all non-cash Collateral held
                    long by FIMAT and/or any Affiliates;

               e.   FIMAT, on its own behalf and/or on behalf of any of its
                    Affiliates, may close out or hedge for Customer's Account(s)
                    any or all open positions in Customer's Account(s) at FIMAT
                    and/or any Affiliates pursuant to Section III.O above or
                    otherwise, in any manner it deems reasonable under the
                    circumstances;

               f.   FIMAT, on its own behalf and/or on behalf of any of its
                    Affiliates, may borrow, lend, sell or buy from any party,
                    including itself and/or any Affiliates, any property
                    necessary to cover or hedge any or all positions in
                    Customer's Account(s) at FIMAT and/or any Affiliates; and

               g.   FIMAT, on its own behalf and/or on behalf of any of its
                    Affiliates, may offset the proceeds of the sale of non-cash
                    Collateral, cash Collateral, and sums owing Customer by
                    FIMAT and/or Affiliates (including any sums arising from the
                    operation of this Section D), against Customer's Liabilities
                    and Customer's obligations to any Affiliates, without
                    prejudice to FIMAT's right to recover the balance of
                    Customer's Liabilities and any Affiliates' right to recover
                    the balance of Customer's obligations to them.

                    Customer appoints FIMAT as Customer's agent to sign,
                    complete, and deliver any and all documents necessary or
                    desirable to carry out the foregoing. None of FIMAT nor any
                    of its Affiliates, nor any of its agents or representatives
                    will be responsible for losses or lost profits, accrued or
                    anticipated, resulting from any position or transaction
                    entered to enforce the foregoing remedies. Customer waives
                    the right of set off in any action brought by FIMAT to
                    collect amounts owned by Customer to FIMAT.

               Customer will indemnify and hold harmless FIMAT and its
               Affiliates, and their respective agents and representatives from
               any liabilities, penalties, losses, costs and expenses, including
               but not limited to reasonable attorney fees (whether the
               reasonable fees and charges of external legal counsel and/or the
               costs and charges, if any, allocated by internal legal
               department), which FIMAT and/or any Affiliates incur in
               connection with (i) the exercise of any remedy hereunder or under
               any Other Agreement, (ii) the care or custody of the Collateral
               and defending or asserting the rights and claims of FIMAT and/or
               any Affiliates in respect thereof, and (iii) meeting any
               obligation of FIMAT and/or any Affiliates which would otherwise
               fail to be performed by reason of an Event of Default.

                                      -13-
<PAGE>
V. MISCELLANEOUS

     A.   GOVERNING LAW AND SUBMISSION TO JURISDICTION.

          All disputes between FIMAT and Customer including, but not limited to,
          disputes arising directly or indirectly as a result of, or the
          relationship established as a result of, this Agreement, shall be
          governed by the substantive laws of the State of New York, without
          regard to principles of choice of law. Notwithstanding any provision
          of Applicable Law, Customer agrees to commence all actions of any kind
          against FIMAT within one year of the event giving rise to any dispute.
          Customer irrevocably submits to the jurisdiction of the courts of New
          York and of the Federal Courts of the Southern District of New York
          with respect to litigation relating to all such disputes, including,
          but not limited to, disputes arising directly or indirectly as a
          result of or the relationship established as a result of this
          Agreement and transactions subject to this Agreement, agrees to
          commence actions and proceedings and assert claims for relief
          involving them only in such courts (unless Customer has otherwise
          agreed to arbitrate all disputes against FIMAT, in which case such
          arbitration shall be held only in New York City), and consents to
          service of process by the mailing of copies to Customer by certified
          mail to Customer's address as it appears on the books of FIMAT. Such
          service shall be effective ten days after mailing.

     B.   WAIVER OF JURY TRIAL. CUSTOMER HEREBY WAIVES TRIAL BY JURY IN ANY
          ACTION OR PROCEEDING ARISING OUT OF OR RELATING TO, BUT NOT LIMITED
          TO, DISPUTES ARISING DIRECTLY OR INDIRECTLY AS A RESULT OF, OR THE
          RELATIONSHIP ESTABLISHED AS A RESULT OF, THIS AGREEMENT OR ANY
          TRANSACTION IN CONNECTION THEREWITH. CUSTOMER'S WAIVER OF TRIAL BY
          JURY IS A PREREQUISITE TO, AND INDUCEMENT OF FIMAT TO OFFER, THE
          OPENING OF CUSTOMER'S ACCOUNT(S).

     C.   APPLICABLE LAW AND NOTES FOR GERMAN CLIENTS. Contrary to German Law,
          the substantive law of New York does not distinguish between binding
          and non-binding terminal (futures) transactions (see paragraph 53 of
          the German Borsengesetz). All trades under this Agreement are
          therefore binding market transactions. Customer acknowledges that
          under German Law futures trading gives rise to an imperfect obligation
          (as provided in paragraphs 762 and 764 of the Burgerliches Gesetzbuch
          ("BGB") and paragraph 58 of the German Borsengesetz). Customer also
          acknowledges that under paragraph 814 of the BGB disclosure of this
          fact removes any and all rights Customer might otherwise have as a
          result of the "Differenzeinwand" (paragraph 812 of the BGB). Customer
          credit balance held by FIMAT will be applied to fulfill, discharge and
          perform the transaction(s) and as an advance performance or down
          payment to cover any transaction(s) trading costs.

     D.   Force Majeure; Warranty and Disclaimer of Warranties. FIMAT shall not
          be liable for any delay in performance or for non-performance of its
          obligations caused by any event beyond the reasonable control of
          FIMAT. FIMAT may, without liability, cancel this Agreement or any
          particular transaction contemplated hereunder if its performance is
          delayed or rendered impossible due to any such event. FIMAT's sole
          warranty is that any commodity delivered by it will conform to the
          description on any confirmation prepared and delivered by FIMAT with
          respect thereto. FIMAT EXPRESSLY DISCLAIMS ALL OTHER WARRANTIES,
          EXPRESS OR IMPLIED.

     E.   NON-WAIVER; NON-ASSIGNMENT; TIME OF THE ESSENCE. This Agreement and
          the Other Agreements, if any, constitute the entire Agreement between
          FIMAT and Customer with respect to the subject matter hereof and
          supersede all other understandings, agreements, or communications
          concerning such subject matter. Any oral representations, warranties,
          inducements, or agreements made by any representative of FIMAT
          inconsistent with the provisions of this Agreement are excluded and
          will not bind FIMAT. FIMAT will be bound by waivers and modifications
          of any of the terms of this Agreement, any other written agreement, or
          any transaction, or any attempted assignment by Customer of any right
          or interest in this Agreement, any other agreement, or any
          transaction, only if Agreed by FIMAT (as defined). Such agreement will
          bind FIMAT only in relation to the waiver, modification, or
          assignment, to which FIMAT has consented in writing. Customer hereby
          waives the right to claim estoppel or forbearance unless Agreed by
          FIMAT. Any agreement by FIMAT to forbear liquidation, pursuant to any
          of its rights and remedies hereunder, may be revoked by FIMAT upon 24
          hours notice to Customer (unless a shorter time is commercially
          reasonable under the circumstances), which notice Customer hereby
          deems reasonable. FIMAT's failure to exercise any right or remedy is
          not a waiver of the right or remedy not exercised or any other right
          or remedy. Time is of the essence in the performance of Customer's
          obligations.

     F.   BINDING EFFECT. This Agreement covers all of Customer's Account(s)
          with FIMAT, is binding on Customer and Customer's estate, legal
          representatives, successors and assigns and inures to the benefit of
          FIMAT and its successors and assigns.

                                      -14-
<PAGE>
     G.   COMMUNICATIONS. Communications may be sent to Customer by mail, telex,
          telegraph, facsimile transmission, messenger, or other reasonable
          means at its current address shown on FIMAT's records, and are deemed
          received when Customer actually receives them or 24 hours after they
          are sent, whichever first, occurs. FIMAT, in its sole discretion, may
          record, on tape or otherwise, any telephone conversation between FIMAT
          and Customer involving their respective officers, agents and
          employees. Customer hereby agrees and consents to such recording, with
          or without the use of an automatic tone warning device, and waives any
          right Customer may have to object to the use or admissibility into
          evidence of such recording in any legal proceeding between Customer
          and FIMAT or in any other proceeding to which FIMAT is a party or in
          which FIMAT's records are subpoenaed. Customer acknowledges that FIMAT
          may erase such recordings after a reasonable period of time. FIMAT
          shall be entitled to rely on any instructions, notices and
          communications, whether oral or in writing, that it believes to be
          that of an individual authorized to act on behalf of Customer as
          authorized to act on its behalf, and Customer shall be bound thereby.
          Customer hereby waives any defense that any such instruction was not
          in writing as may be required by the Statute of Frauds or any other
          similar law, rule or regulation. Customer will indemnify FIMAT and
          hold FIMAT harmless from and against all liabilities, penalties,
          losses, and expenses, including legal expenses, incurred by FIMAT as a
          result of FIMAT's acting upon such instructions.

     H.   NON-EXECUTION. Any failure by Customer to duly sign this Agreement is
          not a waiver by FIMAT of any rights it otherwise has against Customer.

     I.   FIMAT HAS NO RESPONSIBILITY FOR ADVICE. FIMAT is not acting as
          fiduciary, foundation manager, commodity pool operator, commodity
          trading advisor or investment adviser in respect of any Account(s)
          opened by Customer and FIMAT shall have no responsibility hereunder
          for compliance with any law or regulation governing the conduct of
          fiduciaries, foundation managers, commodity pool operators, commodity
          trading advisors or investment advisers. Customer will not enter into
          any transaction with FIMAT, and will not hold FIMAT responsible for
          losses, as a result of any prediction, recommendation, or
          representation made by any representative of FIMAT. Any information or
          advice communicated by FIMAT, although based upon information from
          sources FIMAT believes to be reliable, may be incomplete or
          inaccurate, may not be verified, and may be changed without notice to
          Customer. FIMAT makes no representation as to the accuracy,
          completeness, reliability or prudence of any such information or
          advice or as to the tax consequences of Customer's futures or options
          trading.

     J.   APPOINTMENT OF AGENT. Customer's appointment of an agent on the
          "Trading and Fee Payment Authorization Limited to Purchases and Sales
          of Commodities" form ("Trading Authorization"), if applicable, is
          notice to FIMAT that the person so designated (the "Agent") is
          Customer's agent in respect of Customer's Account(s) with FIMAT,
          with complete authority on Customer's behalf to place orders for
          purchases and sales, including short sales, for cash or on margin, of
          Commodities other items in respect of which Customer may from time to
          time enter into transactions in one or more of Customer's Account(s)
          with FIMAT, for immediate or future delivery, to effect delivery and
          performance of the orders and of the obligations undertaken in
          connection with the orders, to borrow funds from FIMAT to finance any
          of the transactions, to lend or pledge Customer's properties with MAT
          and otherwise to secure Customer's Liabilities, withdraw or direct the
          payment of monies, securities, commodities, or other property from
          Customer's Account(s) with FIMAT, including to compensate Agent for
          its services, to settle Customer disputes with FIMAT or between
          Customer or any other party with whom FIMAT deals for Customer or with
          whom Customer deals through FIMAT as broker for the third party, and.
          to sign and deliver on Customer's behalf notices and other documents
          and to take all other actions necessary or desirable to carry out the
          terms of this Agreement. Customer agrees to notify FIMAT promptly in
          writing of the revocation or modification of the Agent's authority.
          Customer will indemnify FIMAT and hold FIMAT harmless from and against
          all liabilities, penalties, losses, and expenses, including legal
          expenses, incurred by FIMAT in acting as instructed by the Agent and
          in continuing to act in reliance on the Trading Authorization after
          revocation or modification but prior to FIMAT's receipt of written
          notice thereof.

     K.   TERMINATION. Customer may terminate this Agreement, at any time when
          Customer has no Liabilities and no open positions which could give
          rise to subsequent Liabilities, upon the actual receipt by FIMAT of
          written notice of termination. FIMAT may terminate this Agreement at
          any time upon mailing or delivery of written notice of termination to
          Customer, provided that any such termination will not affect any
          transactions theretofore entered into and will not relieve either
          party of any obligations in connection with any debt or credit balance
          or other liability or obligation incurred prior to the termination.

                                      -15-
<PAGE>
       L.   MULTIPLE PARTIES. If any Account(s) established pursuant to this
            Agreement is on behalf of more than one person:

            1.   each signing person is jointly and severally liable for the
                 full and timely performance of all the obligations of all
                 signing persons in connection with this Agreement and any
                 account established and any transaction effected under this
                 Agreement; and the terms hereof shall survive the legal
                 incompetence or death of any or all signing persons;

            2.   in connection with any Account(s) established under this
                 Agreement, FIMAT may act upon any order, request or instruction
                 from any one signing person without the necessity of
                 confirmation from any other;

            3.   the delivery of any report, statement, notice or other
                 communication to any one signing person is deemed to have been
                 to all of the signing persons;

            4.   FIMAT may deliver any Collateral of any of the signing persons
                 to any one or more of the signing persons, and make payments
                 from any Account(s) established pursuant to this Agreement to
                 or upon the order or direction of any one of them, and FIMAT is
                 under no obligation to inquire into the purpose of any request
                 for the delivery of any such Collateral or the making of any
                 such payment, or to see to the disposition or application
                 thereof; and

            5.   unless FIMAT is advised otherwise in writing, the interest of
                 the signing persons in any Account(s) established under this
                 Agreement shall be deemed to be a joint tenancy with rights of
                 survivorship and not a tenancy in common.

       M.   SEVERABILITY. If any provision of this Agreement, or the application
            of such provision to any person or circumstances, is held invalid,
            the remainder of this Agreement, and the application of such
            provision to persons or circumstances other than these as to which
            it is held invalid, shall not be affected thereby.

       N.   CAPTIONS. Captions used in this Agreement are used for convenience
            and neither form an integral part of this Agreement nor limit the
            applicability or affect the meaning of any of the Agreement's
            provisions.

VI.    ELECTRONIC TRADING SYSTEMS

       FIMAT may make available to Customer the ability to trade, directly or
       indirectly (in whole or in part), through electronic trading systems
       (ETS) such as GLOBEX or ACCESS or other electronic systems. The
       sponsoring organizations or such systems may make certain information
       available and in some cases require special disclosures for these
       systems. To the extent these disclosures are required and other
       information is available, it has been set forth in the accompanying
       booklet entitled "Exchange Disclosures and Notices," which Customer
       acknowledges receiving by signing below.

VII.   ACCEPTANCE OF AGREEMENT

       This Agreement shall not be deemed to be accepted by FIMAT or become a
       binding contract between Customer and FIMAT until approved by a duly
       authorized officer of FIMAT in writing in accordance with its internal
       procedures. Customer represents, unless Customer has executed the Joint
       Tenants Agreement; the Partnership Authorization; the Certificate of
       Corporate Resolution; or the Trust Authorization, that this is an
       individual account and, no one else has an interest in this account and
       Customer has authority and capacity to enter into this Agreement.

VIII.  OTHER AGREEMENTS AMONG THE PARTIES; CONFLICTS

       Customer acknowledges that in addition to this Agreement, FIMAT may
       request that Customer and/or any Affiliate of Customer to execute and
       deliver such agreement(s), instrument(s) and document(s) as FIMAT may
       prescribe, which agreement(s), instrument(s) and documents upon their
       execution, shall become an Other Agreement. In the event of a conflict
       between the provisions of this Agreement and the provisions of any Other
       Agreement, the provisions of this Agreement shall govern to the extent
       the underlying transactions relate to futures contracts or options
       thereon.

                                      -16-
<PAGE>

IX.  FOR HEDGE CUSTOMERS ONLY

     CUSTOMER WARRANTS, BY INITIALLING IN A BOX BELOW, THAT IT WILL ENGAGE IN
     BONA FIDE HEDGING TRANSACTIONS PURSUANT TO CFTC REGULATION 1.3(z). IN THE
     EVENT OF BANKRUPTCY, CUSTOMER PREFERS THAT THE TRUSTEE (PLEASE INITIAL
     CHOICE)

              [ ]     LIQUIDATE                [ ]     NOT LIQUIDATE

     OPEN COMMODITY CONTRACTS IN CUSTOMER'S HEDGE ACCOUNT WITHOUT SEEKING ITS
     INSTRUCTIONS.

PLEASE ACKNOWLEDGE YOUR AGREEMENT AND CONSENT TO THIS CUSTOMER AGREEMENT BY
SIGNING BELOW.

BY SIGNING BELOW, CUSTOMER ALSO ACKNOWLEDGES THAT CUSTOMER HAS RECEIVED AND
UNDERSTANDS THE FOLLOWING ATTACHED DISCLOSURE STATEMENT PRESCRIBED BY THE CFTC:

Please initial if received and understood:

            [ ]   Risk Disclosure Statement
                  for Futures and Options
                  Attached at pg. 1

ACCOUNT NAME:
             --------------------------------

BY:
   ------------------------------   ---------   --------------------------------
      Authorized Signature             Date         Name (Please Print)

BY:
   ------------------------------   ---------   --------------------------------
      Authorized Signature             Date         Name (Please Print)

Source: [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00043-of-00352.parquet"}, [{"source": "alea-institute/alea-institute/kl3m-data-edgar-agreements/train-00043-of-00352.parquet"}]]